First annual report [1920]

STATE CAPITOL, ATLANTA.

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919
FIRST ANNUAL REPORT
YK\R E~DING
DECE~IBER 31, 1920
DEPART~IE:NT ES'rABLTSHED. An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation aml regulation of Banks and penalties for violations of the La>Y, defining tluties of the Superintendent of Banks and for other purposes, \\as enacted by the Legislature in 1919, approved by the GoYernor August lG, 1019, and effective January 1, 19~0. Also amended in 19:20, approved August 14, 19~0. Prior to that time the Institutions now under supervision of the Superintendent of Banks >Yere supen-isc<l in the Bureau of Banking by the State Treasurer, as proYidetl for in Laws enacted in 1890 aml 1907.
T. R. BENNE'rT,
SuPEIUXTE:SDEXT OF BANKS.

OFFICIAL ROSTER
December 31, 1920.

T. R. BENNETT, Superintendent of Banks.
E. A. THOMPSON, Assistant Superintendent of Banks.

EXAl\II~ERS.

NAME.

SALARY PER ~IONTH.

Cagle, Joseph E ................. $200.00

Douglass, E. B................... 200.00

Edge, J. H.. . . . . . . . . . . . . . . . . . . . . 200.00

Gunby, R. B.. . . . . . . . . . . . . . . . . . . . 200.00

Hollinshead, J. S.. . . . . . . . . . . . . . . 200.00

Kincaid, B. J ................... 200.00

Lloyd, W. D.. . . . . . . . . . . . . . . . . . . 200.00

McRae, L. W.. . . . . . . . . . . . . . . . . . . 200.00

Sasser, J. B.. . . . . . . . . . . . . . . . . . . . 200.00

Searcy, P. C.. . . . . . . . . . . . . . . . . . . . 200.00

Smith, Oscic . . . . . . . . . . . . . . . . . . . . 200.00

Stubbs, E. A.. . . . . . . . . . . . . . . . . . . 200.00

OFFICE ASSISTANTS.

NA~IE.

SALARY PER ~IOXTH.

Johnson, Miss Annette ........... $115.00

l\IcLennan, Miss Adelaide. . . . . . . . 105.00

Meister, Miss Hazel B. . . . . . . . . . . . 105.00

DEPARTlVIEN'l' OF BANKING, STATE OF GEORGIA,
ATLAKTA.

HoK. HuGH l\I. DoRSEY, Governor, State of Georgia, Atlanta, Ga.

December 31, 1920.

Dear Sir:

In compliance with Sections 15 and 16 of Article 2 of the Banking Act approved August 16, 1919, effective January 1, 1920, I submit herewith for your consideration, this the first annual report of the Department of Banking of the State of Georgia.
Prior to the enactment of the new Banking Law, banks in Georgia were supervised through the Bureau of Banking by the State Treasurer, under laws enacted in 1890 and 1907, with practically no amendments and decidedly inadequate to meet the real conditions existing in later years. Therefore, the banks were ready ~nd anxious to extend their hearty co-operation to the law-makers in enacting laws providing for supervision in keeping with the growth of the banking
business in the State. When the first Acts were passed, there were fifty-two banks operat-
ing in the State, having total assets of about twenty-five million ($25,000,000.00) dollars, and adequate laws were not enacted until thirty years later, \Yhen the banking assets of State Banks and Trust Companies had reached over three hundred and fifty million ($350,000,000.00) dollars. Therefore, none could better realize the vital impori:mce of a Department of Banking and proper supervision, than the bankers of the State; not only for protection of bankers, but that the patrons of banks should haYe protection of the State in the
handling of their funds. The establishment of the Department, coming just at the close of
the World War, came at an opportune time; just when the unusual period of deflation resulting in decrease in values began. With these

IhNKING DEPA.UTMEXT
unusual conditions existing, the banks had to meet a situation that required not only every single application of character, but those things necessary that show the real ability of Georgians to meet the situation in the best possible way, but some few banks, as indicated in the following pages, could not adjust their affairs to meet these conditions, and had. to close their doors for liquidation or resumption.
However, with all this, the determination to meet conditions will bring out the best there is in the Banking :B-,raternity, and finally the Banking System of Georgia iYill be second to none in the whole country, the laiY under which they are llOiY operating being regarded as one of the !Je;,;t of its kilHl on the 8tatntc books o[ anY Shitc in the Union.
One of the duties cleYolYing upon me nncler the lm\ in making up thi,; report, is to suggest such cha11gcs to cure de:fccJ., as may seem necessary to protect the clientele of the banks.
Therefore, I suggest the follmring in order to correct some o( the inconsi,tencies that arc found to lle shmn1 in the application of a new lai\, 110 mattcr how well it has lleen analysecl in the making.
Amend the following sections :
Art?"cle 1, Section B.-Require branch banks to set aside capital instead of surplus for capitalization of branches, and loan limit apply on such capital.
Section 4.-Prohibit private banks using word "bank," "banker" or ''banking.''
Adicle 2, Section 12.-Repeal third paragraph limiting expenses in office, the Department being limited by its income.
Section 16.-Repeal requirements that last examination of banks be included in annual report, only require statement of condition as shown by last call made in the year. This to avoid C'Xtraordinary expense.
Scclion 21.-(Repeal) ]\faking boncl of Superintendent liable only J'or clcfalcation. This is section taken from another act. but I clo not think intended as written.
Article 7, Section 19.-Acljust order of paying debts so as to better protect individual depositors; also make provisions for secured creditors proving claims in same manner as is provided for in the Xational Bank Ad.
Section 20.-If for special reason Superintendent does not deC'm wise to make assessment within ninety clays, provide that he 1vill not lose right to do so at a later date.

"FIRST AKKLU, REPOHT

vii

;I rliclc 8.-l'rovil1c authority for Superintem1ent to disapproYe or ganization of banks. In the original draft of the Banking Act this was included, but stricken.
. I rficle 8, ,S'ection 1.-ProYide that stock certificates issued shall be recl'iptetl for on stub by parties in whose mnne stoek is issue'1 aJH1 signatures requirecl.
Article 13, Section 1.-Providc that capital of merged banks may be combined without amendment, by the Superintendent of Banks issuing certificate to il1e Secretary of State for record.
Article 1.9, Section 5.-Providc same penalties for failure to make report by Directors as those in Section 5 of Article 4. Also let penalties attach for violations of Sections 8 and 9. Also readjust Section 9 so as to ddinc duties of cashier and require Directors to notify Department of am chanp:Ps in otlif'l'l'" inmwr1i.atel: nfte1 am resignation or llismi"sal. Also ame1Hl so that amlit ma: be made by accountants approYed by the SuperintendeJit of Banks, properly sworn to and copy deliwred to the Department of Banking.
Article 19, Section 10.-ProYidc that amount of bond of officers be subject to approval of Superintendent of Banks.
Section 1.3.-Readjust loan limit of banks.
Section 18.-Provillc i hat 011c oHlcer am1 one bonded emp-loyee s1gn stubs of certificate of deposit as well as certificate itself.
In order to impress upon the readers of this report just ''"hat conditions arc that exist in Georgia to-day, it is sufficient to say that the farm values of all farm products produced in Georgia in 1919 "ere about six hundred million ($600,000,000.00) dollars and in 1920 three hundred million ($:300,000,000.00) dollars. 'l'hc most important of these products is that of cotton. In 1919 Georgia produced one million four hundred thousand bales, the farm value of which was two hundred and ninety-six million ($296,000,000.00) dollars. In 1920 it produced one million six hundred thousal1(1 bales of cotton, the farm value of which 1Yas one hundred and seven million ($107,000,000.00) dollars, making a difference in cotton alone of one hundred and eighty-nine million ($189,000,000.00) dollars decrease in value. Therefore, "c can account for the decrem;e of deposits in Georgia as between 1919 and 1920 of sixty-five million ($65,000,000.00) dollars and increase of loans of over thirty-six million ($36,000,000.00) dollars, bills payable necessarily showing an increase of thirty-five million ($35,000,000.00) dollars. Therefore, the slump in values that brought about the inability of banks to decrease their loans rather than increase them, accounts for the large decrease in deposits.

Ylll
A careful analysis of the following schedules will not only give you a deep insight into the real conditions that exist to-day, but at the same time they will show that fundamentally Georgia is sound and ~hat she will rise up a greater and stronger State in the end.
Respectfully submitted, '1'. R. BENNETT, Superintendent of Banks.

FmsT AKKL\L REPORT

lX

FINANCIAL STATEMEN'r DEPARTl\IENT OF BANKING
DECEMBER 31, 1920

Ucceipts: Fees from regular examinations ................ $61,140.00 Fees from special examinations. . . . . . . . . . . . . . . . 2,445.00 Fees from Small Loan License. . . . . . . . . . . . . . . . . 491.62 Fines (for delaying reports)................... 300.00 Balance received from bank bureau Jan. 1, 19?0. . 616.09
Total Receipts for year 1920 .............. $64,992.71

Disbursements:
Salaries . . ........................ $36,507.16 Traveling Expenses ................ 18,579.41 Premiums on Bonds . . . . . . . . . . . . . . . . 475.00 Incidental Expenses . . . . . . . . . . . . . . . . 1,046.20

56,601.'17

Balance, December :n, 1920 . . . . . . . . . . . . . . . . $ 8,38~1.9cl:

Total ................................... $64,992.71

.. ''"'''"~"----------------------------------------

X
BAXKS CHARTERED SI:l\CE JANUARY 1, 1920 (SEYEXTEEX)

XA::ilE OF BAXK

DATE LOCATIO:\' APPROVED

CHARTERED STOCK

LakmYood Bank ____________ - Atlant:.L _______ Nov. 15, 1920 _________ $:?5,000.00 Bank of Bradley ____________ Bnullcy________ Sept. 22, 1920 ________ 15,000.00

Citizens Bank --------------- Bullochville ____ Oct. 12, 1920 __________ 15,000.00 Bank of Byromville ---------Byromville _____ ,July 19, 1920_________ 15,000.00 Clermont State Bank ________ Clermont_ _____ Oct. 26, 1920_________ 30,000.00
Farmers Banking Co. ________ Covington _____ .Apr. 23, 1920 _________ 30,000.00 B:mk of Enigma ____________ Enigma ________::\Tch. 20, 1920 ____, _____ 15,000.00

Citizens Bank _______________ Forsyth _______,Feb. 17, 1920____ ----- 80,000.00 Farmers & :Merchants Bank ___ Girard ________ ,Aug. 10, 1920 _________ 20,000.00 Peoples Bank ____ -----------IdeaL ________ .J\Ich. 26, 1920 ____,_____ 15,000.00 Citizens 13. & T. Co. _________ Jefferson ______ Feb. 7, 1920 _____,_____ 100,000.00 Bank of Candler County______ ::iletter_ _______ .Oct. 1, 1020 ______, _____ 25,000.00

Citizens Bank ---------------Shady Dale ___ Feb. 5, 1920 _____, _____ 50,000.00 Central Bank ______________ Swainsboro ____.Oct. 18, 1920__________ 2.3,000.00
Farmers Bank ______________ TignalL ______ _Qct. 5, 1920 ____________ 25,000.00

Bank of Valdosta ___________ Valdosta ______ "\.pr. 2, 1920 ___________ 200,000.00 Vienna State Bank___________ Vienna ________Dcc. 28, 1920 _________ 25,000.00

*Statement of the Screven State Bank included in that of the parent ban!<, theJesup Banking Co.

BANKS IN POSSESSION OF THE SUPERIXTENDENT OF BANKS
(TWENTY-ONE)

~A::iiE OF BAXK

LOCATIOX

D.\TE CLOSED

Baxley State Bnnk________________ Baxley_____________________Dec. 11, 1920 Bank of Dallas___________________,Dallas______________________Dec. 2, 1920
Bank of Dublin ________ ----------- Dublin _____________________::'\ov. 19, 1920 :Farmers & Merchants Bank________ Duluth_____________________Dcc. 4, 1920 Merchants & Farmers Bank________ Grantville__________________Dec. 18, 1920
Peoples Bm1k --------------------Hamilton __________________ Oct. 21, 1920 Jesup Banking Company___________ ;Jesup ______________________ Nov. 29, 1920

aml Branch ., (Screven State Bank) ------------Scre\en ______ ---- _________ Nov. 29, 1920 Bank of Lawrenceville _____________ La>nencevillc ---------- ____ X m. 26, 1920 Bank of Lilbnrn __________________ Lilbnm____________________Nm. 18, 1920 Bunk of Mauk _____________________ }Iank______________________ Oct. 1G, 1D20
Lewis Banking Compuny ___________ l\Ionteznma_ __ . ____________ .Dec. 13, 1920 BeJTien Conntv Bank______________ Nashville ___________________ Dec. 8, 1920 Bank of Gwiimett_ _______________ Norcross ___________________Nov. 23, 1920 Citizens Bank ___________________ Ocilla______________________ Dec. 1, 1920
Odum Banking Company___________.Oilum ________ - ---- _________ N OY. 18, 1920 Bank of Pa.o ____________________ Pavo _______ - ---- ___________Dec. 8, 1920 Citizens Bank ____________________ Ros>vell ____________________Dec. 8, 1920
Syhania Bunking Company ________ Sylvania ___________________Dec. 1,), 1920
Funncrs Bank ____ ---------------_Union Point ___ ------------ .Dec. 21, 1920 Planters Bank -------------------- \Yhite Plains _______________Dec. 8, 1\120

FmsT Axxr.\L REronT

xi

STATEJ\IE)JT OF BAKKS IK POSSESSION OF THIS DEPARTJ\IE)JT FOR LIQUIDA'riON OR RESUMPTION
(TWE)JTY-ONE)

EXAMINER'S BEFORT.
BAXLEY STATE BANK, BAXLEY.
At Close of Business August 17, 1920.

Date of Charter-August 23, 1917.

Began Business-August 25, 1917.

RESOURCES

LIABILITIES

Time Loans _______________ $ Demand Loans ___________ _
Loans Secured by Real Estate 1:nited States Bonds_______ _ Other Stocks and Bonds___ _ Banking House _,__________ _ Furniture and Fixtures____ _ Other Real Estate Owned___ _ Due fron1 Danks in this State Due from Banks in other
States ------------------GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Silver, Xickels, Pennies ____ _ Advances on Cotton ________ _ Adtiveasnc_e_s__o_n__o_t_h_e_r__C__o_n_1_m_o_c_li_-
Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
ances -------------------Overdrafts (if any) _______ _ Other Assets: Interest Paid ______________ _

92,518 12 2,850 00
12,700 00 7,000 00
26,061 81 5,337 00 12 50 112 23
605 00 1,137 40
871 21

Capital Stocl< Paid In ______ $ 16,200 00

Amt. Reserved for Branches

Surplus Fun<l -------------Umliviclccl Profits _________ _ Dividends Unpaid _________ _

3,2+0 00 3~-! 03

Due to Banks in this State __ _ Due to Banks in other States Call Money _______________ _

Individual Deposits Subject to Check _______________ _
Demand Certificates of Deposit Time Certificates of Deposit Savings Devosits _________ _ Cashier's Checks _________ _ Certified Checks ___________ _ Bills Pa~able _____________ _

81,720 17 22,o:~:. 17
1,345 9:3
-2-4~ 50 0-0 0

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed 1\Ione) _______ _

Liability on Letters of Credit and Acceptances ________ _

ReTsearxvees _f_o_r___I_n_t_e_r_e_s_t___a_n_d_

Other Liabilities __________ _

ToUt! ----------------------$14D,26fl 30 Total _____________________ $H9,265 30 1

B.\::\'K'S STATE:.\IEXT at Clo~e of Business Decembm__::lc::1c:_._lc:._9c::2:..:0c:_._ _ __

l _ _ _ _ _ _n_,E_S_O_T_JR_C_E__ s _ _ _ _ _

LIABILITIES

Time Loans ________________ $ 56,189 57 Capital Stock Paid In ______ $ 16,200 00

Demand Loans ____________

50 00 Amt. Hcsened for Branclles ________ _

Loans Secured b, Heal Estate 19,102 10 Surplus Fund -------------- 3,210 00 "United States Bonds________ _________ Undivided Profits ---------- ________ _

Other Stocks and Bonds____ _________ Dividends Unpaid __________ ---------

Banking House ____________ 13,400 00 Due to Banks in this State__

800 00

Furniture and Fixtures______ 7,000 00 Due to Banks in other States 1,884 06 Ot11er Real Estate Owne<L ____________ Call Money ________________________ _

Due from Banks in this State _________ Individual Deposits Subject

Due from Banks in other

to Check ________________ 41,897 66

States ------------------Currency ------------------Gold ---------------------~ilYer, ~ickel~. Pennies ___ _ -"<hances on Cotton ________ _
"\<tliveasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_-
Checks for Clearing- House __

27 _________ _________ _ ________ ---------
-----------------

ar"' Certificates of Deposit Time Certificates of Deposit SRvings Deposits __________ Trust Funds on Deposit____
CRshier's Checks _________ _ Certified Checks ____________
Rills Pa~Rhlc -------------Xotes and Bills Rediscounted

________ _ 1ii,+72 79 _ _______ _ _ _______ _
1,262 4 7 _ ______,__
17,000 00 ________ _

Other Checks and Cash Items 1,469 36 Certificates of Deposit for

Customers' Liability on LPt-

Borro\\ed lVIone;\' ~------- ________ _

ters of Credit and Accept-

Liabilit~ on Letters of Credit

ances --------------------

and Acceptances _________ ________ _

Overdrafts (if any) _______ _ _________ Re~ervc for Interest and

Other Assets: Profit and Loss ____________ _ State Banking- Dept. _______ _

Taxes ------------------- ________ _ 132 7fi Other Liabilities ___________ _ _______ _ 412 92

I Total --------------------$ ~7.756 ~s Total ____________________ $ 97,7:.6 ~~

Xote: Item "Due to banks in other States $1,884.06 represents: A~tunl Overdrafts ----------------------------------------------------5372.82
Drafts drawn against correspondent banks unpaid and outstanding ______ 1,511.~4

Xll

EXAMINER'S B.EPOB.T.

BANK OF DALLAS, DALLAS.

At Close of Business July 28, 1920.

Date of Charter-November 15, 1901.

Began Business-Kovember 15, 1901.

RESOURCES

LIABILITIES

Time Loans ----------------$132,131 67 Capital Stock Paid In_______ $ 40,900 00 Demand Loans ____________ 34,947 25 Amt. Reserved for Branches

Loans Secured by Real :!<estate 11,392 21 Surplus Fund -------------United States Bonds________ 39,079 20 Undivided Profits ---------Other Stocks and Bonds_____ 47,500 00 Dividends Unpaid-Reserved Banking House ____________ 2,003 30 Due to Banks in this State__

2,987 02 1,636 00

Furniture and Fixtures______ 3,215 00 Due to Banks in other States Other Real Estate Owned____ _________ Call Money ----------------

Due from Banks in this State 22,781 25 Individual Deposits Subject

Due from Banks in other

to Check _______________ _ 57,600 56

States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton_________ Advances on other Commodi-

5,424 39 5,103 00
112 50 5,737 34
---------

Demand Certificates of Deposit

Time Certificates of Deposit 31 245 s->

Savings Deposits _________ _ 127:041 90

Cashier's Checks __________ _ 1,326 52

Certified Checks ___________ _ Bills Payable _____________ _

-4-G~000-00

ties ---------------------- --------- Notes and Bills Rediscounted

Checks for Clearing House__ --------- Certificates of Deposit for

Other Checks and Cash Items

860 24 Borrowed Money _______ _

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances ________ _

ances -------------------- --------- Reserve for Interest and

Overdrafts (if any)_________

24 41 Taxes -------------------- 2,348 12

Other Assets ________________________ Other Liabilities __________ _

225 82

Total --------------------$310,311 76 Total ____________________ $31 0,311 76

BANK'S STATEMENT at Close of Business December 31, 1920.

-------------------------------~-------------------------------

RESOURCES

LIABILITIES

Time Loans ________________ $180,099 20 Capital Stock Paid In _______$ 40,900 00 Demand Loans ____,________ 14,509 11 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------United States Bonds________ 39,379 20 Undivided Profits ---------Other Stocks and Bonds____ 47,500 00 Dividends Unpaid _________ _

1,273 20 1,636 00

Banking House ------------ --------- Due to Banks in this State__ Furniture and Fixtures______ 3,215 00 Due to Banks in other States Other Real Estate Owned____ 2,003 30 Call Money _______________ _

9,548 48 3,264 52

Due from Banks in this State 10,394 73 Individual Deposits Subject

Due from Banks in other
States -------------------Currency ------------------Gold ----------------------Silver, Nickels Pennies_____

18 70 ---------
10 00 192 01

to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits _________ _ Trust Funds on Deposit_ __ _

75,011 87
26,079 fl6 86,911 98

Advances on Cotton ____ ~---- --------- Cashier's Checks ----------- 4,166 57

Advances on other Commodities _______ _:______________

---------

CBeilrltsifiPedayCabhleeck_s _-_-_-_-__-_-_-_-_-_-_--_

-8-2~000-00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted 1,139 2S

Other Checks and Cash Item:-; 33,139 47 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _______ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -(-i-f - -a-n- -y-)----------------

and Acceptances --------752 41 Reserve for Depreciation___ _

794 12

Other Assets: Deposited with T. R. Bennett,
Supt. of Banks___________ _

Other Liabilities: Suspense Account _______ _ 1,818 58

306 l:l

Total --------------------$333,031 71 Total --------------------$333,031 71

FIRST A_); XL\L REPORT

Xlll

EXAMINER'S REPORT.

BANK OF DUBLIN, DUBLIN.

At close of business July 7, 1920.

Date of Charter Apr. 24, 1917.

Began Business March 29, 1917.

RESOURCES

LIABILITIES

Time Loans and Demand

Capital Stock Paid In _______ $ 25,000 00

Loans -------------------$145,181 r,~ Amt. Reserved for Branches

Loans Secured h, Real Estate ________ _ Surplus Fund -------------- 1,100 00

United States Bonds________ ________ _ Undivided Proflts _________ _ 1,138 9J

Other Stocks and Bonds____ Banking House ____________

________ _ 20,000 00

Dividends Unpaid ---------Due to Banks in this State __

I~..,urniture and Fixtures______ 3,393 20 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money _______________ _

Due from Banks in this State DuSetatfersom___B__a_n_k_s___i_n___o_t_h_e_r
Currency, Gold, Silver, NickAdevlsa,ncPeesnnoines C-o--tt-o-n---_-__-_-_-_-_-
Advances on other Commodities ______________________
Checks for Clearing- House__ Other Checks and Cash Items Customers' Liabilit,- on Let-
ters of Credit and Accept-

1,158

16

Individual Deposits Subject to Check _______________ _

205 32 Demand Certificates of De-

posit --------------------

_ _2_,_6 _3 8_ _ _1 0_

Time Certificates of Deposit CSaasvhiniegrs's DCehpeocksists__-_-_-_-_-_-_-_-_-_-_

--------- Certified Checks ___________ _

_________ Bills Payable _____________ _

________ _ Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money _______ _

55,682 0-1 20,309 4~
54[) -17 250 00 69,500 00

O vaenrcdersa f-t s- - -( i-f- -a-n-y- )- -_-_-_-_ -_ _- _- _- -_
Other Assets: Books and Stationerv______ Storage and Reweigh ts _____ _ Cotton Accounts __________ _ Over and Short Account_ __ _

--------1, 718 99

949 113

1963

2,751 81

52

Liability on Letters of Credit and Acceptances ---------
Reserve for Interest and
OtThaexr esLia-b-i-l-it-i-e-s---_-_-_-_-__-_-_-_--_

4,584 89

Total --------------------$184,710 77 Total --------------------$184,710 77

EXAMINER'S REPORT at Close of Business December 31, 1920.

RESOURCES.

LIABILITIES

Time Loans ---------------- ________ _ Capital Stock ______________$ 25,000 00

DLoeamnasndon LRoaenals E-s-t-a-t-e--_-_-_-_-_-__1_41_,_3_0_6__28_

Surplus Fund -------------Undivided Profits ----------

HRnl\:in.~! House ____________ 20,158 05 Due Unpaid Dividends -----

1,100 00 2,776 37

Other Real Estate Owned__________ _ Due to Banks in this State __ 1,789 02

Furniture and Fixtures ____ 4,786 30 Due to Banks in other States

Stocks and Bonds other than

Call Money ----------------

F. S. or State of Georgia ________ _ Deposits Subject to Check___ 40,482 27

United States and State of

Demand Certificates of De-

Ga. Bonds ---------------- ________ _ posit ---~---------------

Due from Approved Reserve

Cashier's Checks -----------

Agents ------------------ ________ _ Certified Checks ------------

644 58
250 00

Currency -----------------Gold ----------------------

--------________ _

Savings Deposits Time Certificates

---------of Deposit

19,434 25

Other Coined Money -------

373 04 Trust Funds on Deposit_ __ _

Due from Other Banks _____

337 07 Certificates of Deposit Rep-

Checks for Clearing House__ ________ _ resenting Borrowed Money

Cash Items (Irregular) ____ 1,593 02 Bills Payable -------------- 64,610 81

Advance on Cotton -------- ________ _ nedif-!counts ---------------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accep-

and Acceptances ---------

tances ------------------Advances on Other Com0Ymeorddritaifetss (-i-f--a-n-y-)--_-_-_-_-_-_-_-
N. A. Cullen ------------Other Resources:
Cash Short ______________ Barrett & Go. (Cotton ac.)

---------
--------47 4 27 571 58
20,098 56 1,169 72

Reserve for Interest and

Taxes ------------------Other LiRbilities:
Collection (Trust Funds) 2,821 63 Outstanding Checks _____ _ 11,584 11

Spot Cotton of (Flannery

Co.) --------------------- 20,284 79

- - - - Damages (Cotton) -------

90 00

Total --------------------$190,867 89 Total --------------------$190,867 89

BANKIXG DEr.~HT.!'IIEXT

EXAMINER'S REPORT.

FARlVIERS & MERCHANTS BANK, DULUTH.

At Close of Business July 21, 1920.

Date of Charter-Xovember 29, 1910. RESO"CRCES

Began Business-February 1, lall. LIABILITIES

TDiemmeanLd oaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_$

95,757 803

39 23

Capital Stock Paid In _______ $ 15,000 An1t. Heserved for Branches

1.)0

Loans Secured by Heal Estate "Cnited States Bonds_______ _ Other Stocks and Bonds___ _ Banking House ___________ _

40,000 00 Surplus Fund _____________ _ 4,4-14 00 l'mlivided Profits _________ _ Dhidemls Unpaid ________ _ 2,20-1 40 Due to Banks in this State __

5.0uO 011 5,399 S2
~J 00

Furniture and Fixtures ____ _ 1,632 .fS Due to Banks in other States

Other Heal Estate Owne<L __ _

Call lloney _______________ _

T)ue fro1n Banks in this ~tate DuSetatefrsom___D__a_n_k_s___i_n___o_t_h_e_r

6,270 'i9 Individual Deposits Subject to Check ____ ,___________ _ 67,982 37
72! /Q lkmanrl Certificates of Deposit

Currency ------------------ 2,54:G 00 Time Certificates of Deposit 4-1,26~ 41

Gold -----------------------

5 00 SaYing:.:.; Deposits _________ _

Silver, :'\ickels, Pennies ____ _ A<lYances on Cotton _______ _

972 06 Truc;t Funds on DeposiL __ _ Cashier's Checks _________ _

AdYances on other Co1nmodi~ ties ----------------------
Checks for Clearing 1-louse __

Certil1ed Checks ___________ _

122 so

Bills Pa:,:able _____________ _ ~2.500 00

S-l'i j I Xotcs and Bills Hediscounted

Other Checks ancl Cash 1tcms

37 51. Certificates of Deposit for

Customers' Liabilit:-.' on Let-

Borrowed ~lone~ _______ _

ters of Credit and .\ccept-

Liability on Letters of Credit

0 . -aenrcdersa f-t s- - -( i-f- -a-n-y- )- -_-_-_-_ -_ _- _-_- -_

and ...-\cccntances ________ _ 69 93 Reserve for Interest and

Otl1er Assets: ~rrans. Account ------------

5,000 00 OTthaexresLi-a-b-i-li-t-ie--s --_-_-_-_-_-_-_-_-_-_-_

He.-enue (:)tamvs __________ _

16 ~5

----

Total ____________________ $TG1 ,227 3;i rrotal --------------------$161,227 33

BX:\"'K'S ST.-\'l'E:\IE:\T at Close of BusinPss December 31, l.D20.

R ESOP ltCES

L TABILITlE:S

Time Loans ----------------$111,839 74 Capital Stock Paid In _______ $ 15,000 00 Den1and Loans ____________ 1,290 43 Am t. He served for Branches ________ _

Loans Secured by Heal Estate _________, Surplus Fund -------------- 5,000 00 United States Bonds ________ 4,440 00 CndiYided Profits __________ 4,616 80

Other Stocks and Bonds____ ________ _ Dividends Unpaid __________ ---------

Banking House ____________ 2.20-! 4-0 Due to Danks in this State__ _ _______ _

F'urniturc an<l Fixtures______ 1,632 4-8 Dun to Banks in otl!er States ________ _ Other Heal Estate 0\Ynecl____ ________ _ Call Money ________________________ _

Due from Danks in this State 6,0,13 '"i7 Individual Deposits 8ubject

DuSetatfersom___B__a_n_k_s___i_n___o_t_h_e_r

to Check ________________ 34,022 SR 638 59 Demand Certificates of Deposit ________ _

Currency ___________________ ________ _ Time Certificates of Deposit 46,642 f,l

Gold ----------------------Sih"er. :"\iekels, Pennies ____ _

5 00 SaYings Deposits ----\------ ________ _ 36 !l-l Trust Funds on DeposiL___ _ _______ _

A<1Yances on Cotton _______ _

482 29 Cashier's Checl<s ------~---- 2,391 02

A(t1iYeasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_-

C0rtified Checks -----------_________ Bills Payable ______________

________ _ 2 !,OG9 78

Checks for Clearing House__ ________ _ :\otes and Bills Rediscounted _________

Otl1Pr Checks and Cash Items Customen-;' Liability on LPt-

196 71 Certificates of Deposit for Dorro"'ed l\Ioney ________ ________ _

atenrcsesof__C__re_d__it__a_n_d___A_c_c_e_p_t_-

Liahilit:< on Letters of Credit and Acceptances _________ ________ _

()yerdrafts (if any) _______ _ )tller Assets _____________ _

neTsaexrvese __f_o_r___I_n_t_e_r_e_s_t___a_n_d_ _ _______ _

Other Liabilities ___________

106 Do

Cash o,er -----------------

3 S 39

Total --------------------$131,881 34 Total --------------------$131,881 31

FmsT AKXL\L REPORT

XV

EXAMINER'S BEPOBT.

MERCHANTS &FARMERS BANK, GRANTVILLE.

.\ t Close of Business November 29, B20.

Date of Charter~:\Iarch 11, 1819.

Degan Business~:\lay 22, 1919.

RESOURCES

LIABILITIES

'Time Loans ----------------~ Demand Loans ___________ _
Loans Secured bY Heal Estate linited States Bonds_______ _ Other Stocks and Bonds ___ _ Banking House ___________ _

55,284 2S 14,480 39

Capital Stock Paid In ___$ 25,000 00

Amt. Reserved for Branches Surplus Fund _____________ _

956 u

Undivided Profits ----------

Dividends Unpaid ---------Due to Danks in this State __

F'urniture and Fixtures _____ _ Other Real Estate Owned ___ _ Due from Danks in this State

3, 13S 1 6 Due to Banks in other States Call Money ----------------
6,:n 9 27 Individual Deposits Subject

Du:Oe tatferson1___B__a_n_k_s___i_n___o_t_h_er_

to Check ---------------- 20,704 02 41 1 R DPmand Certificates of Deposit

Currency -------------------

SGilo-vlder,

--------1\Tickels,

-P- -e-n-n-i-e-s -_-_ -_ _- -_

357 00 Time Certificates of Deposit SaYings Deposits _________ _
206 93 Trust Funds on Deposit_ __ _

AdYances on Cotton _______ _ AdYances on other Commodi-

Cashier's Checks -----~--- Certified Checks ------------

ties ----------------------

Dills Payable --------------

Checks for Clearing House __

15 4f> Xoles and Bills Rediscounted

Other Checks and Cash Items

103 42 Certificates of Deposit for

Customers Liability on Let-

Borrowed Money _______ _

ters of Credit and Accept-

Liability on Letters of Credit

Oyaenrcdersaf-ts---(-i-f --a-n-y-)--__-_-_-_-_-_--_

and Acceptances ________ _ Reserve for Interest and

Other Assets:
CLaosshs S-h--o-r-t --_-_-_-_-__-_-_-,-_-_-_-_-_-__--_ Accrued Interest _________ _

1,215 2~ OtThaexresLi-a-b-i-li-t-ie-s---_-_-_-__-_-_-_-_-_--_ 81 OS
1,926 44

Total --------------------$ S3,168 82 Total ____________________ $ 83,168 82 - - - - - - - - - - - - - - - - - ---~--
B.\XK'S STATJ<;:IIE:\T at ,Dlo"e of Business December 31, 1n0.

HESOeRCES

LL\HILITIES

Time Loans ----~-----------$ 41,229 55 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ___________ _ 14,479 88 ....\mt. Reserved for Branches

Loans Secured b:<' Heal Estate 13,461 0-1 Surplus Fund --------------

United States Bonds_______ _

97 60 Undivided Profits _________ _

Other Stocks and Bonds ___ _

Dividends Unpaid _________ _

Banking House ___________ _

Due to Danks in this State __ 34,530 03

Furniture and Fixtures ____ _ 3,138 16 Due to Danks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Danks in this State 1,172 06 Individual Deposits Subject

DuSetatferso1n___B__a_n_k_s___i_n___o_t_h_er_

to Check ---------------- 17,610 88 37 93 Demand Certificates of Deposit

Currency ------------------Cash (T R B)--------------

Time Certificates of Deposit 83~ 81 Savings Deposits _________ _

GSiollvder, --::-\'-ic-k-e-l-s,--P--e-n-n-ie-s---_-__--_

Trust Funds on Deposit_ __ _ Casbier's Checks ______,___ _

Advances on Cotton _______ _ Advances on other Commodi-

Certified Checks -----------Rills Pa:<al1le _____________ _

ties ---------------------Checks for Clearing House __

l\"otes and Dills Rediscounted Certificates of Deposit for

Other Checks and Cash Items

122 00 Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Cr0dit

ters of Credit and Accept-

and Acceptances ________ _

O vane cr deRr a f-t s- - -(-i-f - -a-n-y- )- -_-_-_-_-_ -_ _- -_ Other Assets: Profit and Loss ____________ _

Reserve for Interest and
Taxes -------------------Other Liabilities ----------2,569 88

Total .. -------------------$ 77,1-10 91

Total _______ ------------~ 77.140 91

xvi

BANKING DEPARTMENT

EXAlllliNEB'S BEPOBT.
PEOPLES BANK OF HAMILTON, HAMILTON.

.At Close of Business October 18, 1920. Date of Charter-April 16, 1918.

RESOURCES

LIABILITIES

Time Loans --------------~-$ 54,102 ;; 1 Capital Stock :!" .. id In _______ $ 15,000 00 Demand Loans ____________ 2,659 85 Amt. Reserver' r Branches

Loans Secured by Real Estate --------- Surplus Fun United States Bonds________ --------- Undivided Other Stocks and Bonds____ --------- Dividends l.,,,

. -------------------
1 ----------

Banking House ------------ ---------' Due to Banks "' this State __ 5,000 00 Furniture and Fixtures_____ 2,703 90 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State

--------23 51

Call Money ---------------Individual Deposits Subject

Due from Banks in other States________ to Check ----------------

Currency -------------------

527 00 Demand Certificates of Deposit

3,803 49

Gold ----------------------Silver, Nickels, Pennies_____

15 125

00 16

Time Certificates Savings Deposits

of Deposit _________ _

10,376 46

Advances on Cotton_________ 2,854 44 Trust Funds on Deposit_ __ _

Advances on other Commodi-

Cashier's Checks ---------

ties ---------------------- --------- Certified Checks -----------Checks for Clearing House__ --------- Bills Payable -------------- 29,512 00

Other Checks and Cash Items 348 10 Notes and Bills Rediscounted 1,000 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ________ _

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any)_________

385 28 and Acceptances ---------

Other Assets:

Reserve for Interest and

Profit and Loss_____________ 1,348 48 Taxes --------------------

Cash Short ----------------

3 16 Other Liabilities -----------

Deposits since closing ------ 404 47

Total ____________________ $ 65,096 42 Total ____________________ $ 65,096 42

BANK'S STATEMENT at Close of Business December 31, 1920.

RESOURCES.

LIABILITIES

Time Loans ---------------$ Demand Loans ------------Loans Secured by Real Estate United States Bonds ------Other Stocks and Bonds ___ _
Banking House ------------Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States ------------------Cashier's Check sent to T. R.
Bennett -----------------Advances on Cotton -------Advances on other CommodiChteiceks s f-o-r--C--le-a-r-i~n-g--H-o--u-s-e-_-_-_ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accep-
tances ------------------Overdrafts (if any) -------Other Assets: Profit and Loss _________ _

51,006 55 2,273 73
2,703 90 221 68
542 91 2,854 44
237 75
145 22 1,581 85

Capital Stock Paid In ______$ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__
Due to Banks in other States

-------------------------
5,089 99
---------

Call Money ---------------- --------Individual Deposits Subject

to Check ---------------- 3,936 61 Demand Certificates of Deposit -------Time Certificates of DeposiL 10,376 46

Savings Deposits ----------Trust Funds on Deposit ____ Cashier's Checks -----------
Certified Checks -----------Bills Payable--------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________
Liability on Letters of Credit

-----------------
30 00 --------26,134 97
1,000 00
---------

and Acceptances ---------- --------Reserve for Interest and

OtThaexr esLi-a-b-il-i-ti-e-s---_-_-_-__-_-_-_-_-_-_- ------------------

Total --------------------$ 61,568 03 Total ____________________ $ 61,568 03

FIRST ANNUAL REPORT

xvii

EXAMINEB'S BEPOBT.
JESUP BANKING CO, JESUP.

Date of Charter-March 10, 1902. RESOURCES

Began Bus1iness-March 13, 1902. LIABILITIES

Time Loans ---~------~-----$143,192 40 Capital Stock Paid In _______ $ 25,000 00

Demand Loans -----------Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds____ Banking House -----------Furniture and Fixtures____

550 00 ----------------25,000 OU
--------2,500 00

Amt. Reserved for Branches
Surplus Fund -------------Undivided Profits ----------Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States

-2-0~000-00
6,108 90

Other Real Estate Owned____

50 00 Call Money ----------------

Due from Banks in this State 10,150 05 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------Coupons -------------------Gold Silver, Nickels, Pennies

3,600 81 1,235 00
24 09 362 18

to Check ---------------Demand Certificates of Deposit Time Certificate's of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _

49,254 60
To~oiTo4 2,067 33 90 77

Advances on Cotton________ --------- Cashier's Checks ---------- 4,346 45

Advances on other Commodi-

Certified Checks ------------

16 56

ties ______ ---------------- --------- Bills Payable -------------- 45,000 00

Checks for Clearing House __

210 33 Notes and Bills Rediscounted 19,505 00

Other Checks and Cash Items 2,630 22 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- -------'..Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------

Overdrafts (if any)---~----

871 95 Reserve for Interest and

Other Assets -------------- 1,109 61 Taxes -------------------Other Liabilities ----------

82 99

Total ____________________ $191 ,486 64 Total --------------------$191,486 64

EXAMIKER'S REPORT at Close of Business December 31, 1920.

RESOURCES

LIABILITIES

Time Loans, Demand Loans,

Capital Stock Paid In_______$ 25,000 00

Loans on Real Estate _____ $165,570 41 Surplus Fund -------------- 20,000 00

Banking House, F. & F.____ 7,200 00 Undivided Profits ---------- 14,063 45

Other Real Estate Owned____

50 00 Due Unpaid Dividends _____ _

Furniture and Fixtures_____ --------- Due to Banks in this State__ 5,554 55

Stocks and Bonds other than

Due to Banks in other States

U. S. and State of Georgia 25,000 00 Call Money ----------------

United States and State of

Deposits Subject to Check__ 60,059 09

Ga. Bonds ---------------

87 90 Demand Certificates of Deposit

State Banking Dept. ------- 6,669 65 Cashier's Checks ---------- 1,985 15

CCua sr rhe nacnyd - -C-a-s-h- - -I-t e-m- -s-_-_-_-_-_-_-

- -3-, 2-0-6- - 2-1-

Certified Checks -----------Savings Deposits ----------

1,942 84

Due from other Banks______ --------- Time Certificates of Deposit 24,515 16

Checks for Clearing House__ --------- Trust Funds on Deposit_ __ _

Cash Items (Irregular) _____ --------- Certificates of Deposit Repre-

Advances on Cotton________ --------- senting Borrowed Money__

Customers' Liability on Let-

Bills Payable --------------

ters of Credit and Accept-

Rediscounts ----------------

ances -------------------- --------- Liability on Letters of Credit

Advances on other Commodi-

and Acceptances ---------

54,946 97 7,500 00

ties ---------------------- --------- Reserve for Interest and

Overdrafts (if any)-------Other Resources: Discrepancy Account _______

4,203 82 Taxes -------------------437 59 Other Liabilities -----------

Claim Screven Banking Co. 3,141 63

Total ____________________ $21f>.567 fl

Total ---~----------------$215,567 21

XYlll

BANKING DEPARTMENT

EXAMINER'S REPORT.
BANK OF LAWRENCEVILLE, LAWRENCEVILLE.

At Close of Business July 31, 1920.

Date of Charter-September 8, 1897.

Began Business-September 8, 1897.

RESOURCES

LIABILITIES

Time Loans ________________ $352,600 30 Capital Stock Paid In _______ $ 25,000 0()

Demand Loans ____________ Loans Secured by Real Estate

12,260 00 8,000 00

Amt. Reserved for Branches Surplus Fund --------------

--5~000-00

United States Bonds________ 27,00() ()() Undivided Profits ---------- 14,288 73

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

156 00

Banking House ------------ 1,646 72 Due to Banks in this State __ 2,788 31

Furniture and Fixtures ____ 3,603 23 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 6,898 39 Individual Deposits SulJject

Due from Banks in other

to Check --------<-------- 178,163 71

States ------------------- 7,242 47 Demand Certificates of Deposit ---------

Currency ------------------- 5,879 00 Time Certificates of Deposit 136,900 71

Gold -----------------------

142 50 Savings Deposits ---------- ---------

Silver, Nickels. Pennies_____ 2,471 53 Cashier's Checlm ----------

302 43

Advances on Cotton________ --------- Certified Checks ------------ ---------

Advances on other Commodi-

Bills PayalJle -------------- 69,500 0()

ties ---------------------- --------- Notes and Bills Re-discounted 5,242 22 Checks for Clearing House__ 5,603 75 Certificates of Deposit for

Other Checks and Cash Items 15,()82 06 Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances --------- ---------

ances -------------------- --------- Reserve for Interest and

Overdrafts (if any)_________

23:l 38 Taxes -------------------- ---------

Other Assets -------------- --------- Other Liabilities: Deposits ------------------- 11,408 17

Cash Long ----------------

68 05

Total --------------------$448,662 33

Total --------------------$448,662 33

BANK'S STATE::vlENT at Close of Bus.iness December 31, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$315,749 65 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ____________ 27,681 10 Amt. Reserved for Branches --------Loans Secured by Real Estate 14,764 35 Surplus Fund -------------- 5,000 00 United States Bonds________ 10,847 50 Undivided Profits ---------- 7,454 47

I

Other Stocks and Bonds ___ _ Banking House ------------

--1~646-72

Dividends Unpaid ---------Due to Banks in this State__

28 00 2,839 21

Furniture and Fixtures_____ 3,603 23 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 25,719 83 Individual Deposits Subject

D uSet a tferso m_ _ _B_ _a_n_k_s, _ _ _i_n_ _ _o_t_h_e_r Currency ------------------Gold ---------------------Silver, Nickels, Pennies____ _

370 75 98 00
________ _ 2 92

to Check ---------------- 146,798 59 Demand Certificates of Deposit --------Time Certificates of Deposit 108,002 58 Savings Deposits ----~----- --------Trust Funds on Deposit____ ---------

Advances on Cotton________ --------- Cashier's Checks ----------- 2,853 40

Advances on other Commodi-

Certified Checks ------------ ---------

ties ---------------------- --------- Bills Payable -------------- 94,639 69

Cbecks for Clearing House-

Notes and Bills Re-discount-

Collecitions --------------

362 91

ed --------------------- 14,157 69

Other Checks and Cash Items 2,7 46 54 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money -------- --------Liability on Letters of Credit

O va necr de sr a f-t -s - -(-i-f- -a-n-y- )- -_-_-_-_-_ -_ _- -_

--------4,133 86

and Acceptances --------Reserve for Interest and

---------

Other Assets:

Cash Short November 26,

- - - - - 1920 -------------------
Expense Items ------------

141 30 282 50

Taxes -------------------Other Liabilities: Collections not Remitted ___ _

--------1,377 53

Total --------------------$408,151.16 Total --------------------$408,151.16

FIRST ANNTAL REPORT

xix

EXAMINER'S REPORT.

BANK OF LILBURN, LILBURN.

At Close of Business August 4, 1920.

Date of Charter-.\ugust 9, 1911.

Began Business-September 2, 1n11.

RESOURCES

LIABILITIES

Time Loans ----------------$145,809 59 Demand Loans ------------ --------Loans Secured by Real Estate --------United States Bonds________ 2,650 00

Capital Stock Paid In _______ $ 25,000 Amt. Reserved for Branches Surplus Fund -------------- 5,000 Undivided Profits ---------- 4,292

00
00 30

Other Stocks and Bonds____ Banking House -----------Furniture and Fixtures______

--------1,543 40 2,381 50

Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this
Due Stfarotem --B--a-n-k-s---i-n---o-th--e-r States -------------------
Currency ------------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton________

---------
6,902 78
3,046 65 310 00 380 00 196 82
---------

Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit
Savings Deposits ---------Cashier's Checks ---------Certified Checks -----------Bills Payable --------------

58,900 81 28,445 52
4,604 48 35,000 00

Advances on other Commodi-

Notes and Bills Re-discount-

ties ---------------------Checks for Clearing House __

- - - - -8-8- -25-

ed -------------------Certificates of Deposit for

5,000 00

Other Checks and Cash Items 1,439 95 Borrowed Money --------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances -------------------- --------- Reserve for Interest and

Overdrafts (if any)--------- 1,665 75 Taxes --------------------

Other Assets: Cash Short ---------------Bills Receivable -----------

Other Liabilities: 9 87 Deposits ------------------10 57

202 02

Total ____________________ $166,435 13 Total --------------------$166,435 13

B,\?\K'S STATEMENT at Close of Business December 31, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$126,440 74 Demand Loans ------------ --------Lo,ans Secured by Real Estate 3,133 91 United States Bonds________ --------Other Stocks and Bonds____ --------Banking House ------------ 1,543 40 Furniture and Fixtures______ 2,418 25

Capital Stock Paid In _______ $ Amt. Reserved for Branches Surplus Fund -------------Undivided Profits --------Dividends Unpaid _________ _ Due to Banks in this State __ Due to Banks in other States,

25,000
5,000 3,250

00
00 27

Other Real Estate Owned____ --------- 0. D. -------------------- 16,404 32

Due from Banks in this State

872 05 Call Money ----------------

Due from Banks in other

Individual Deposits Subject

States ------------------Currency ------------------Gold ----------------------

----------------________ _

to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit

25,431 41 35,099 62

Cash ---------------------Advances on Cotton________

298 28 ---------

Savings Deposits ---------Trust Funds on Deposit_ __ _

Advances on other Commodi-

Cashier's Checks ----------

8,347 87

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o-u- s-e-_-_-

-_ -_-_ -_ _- _- _-_- -_

Certified Checks -----------Bills Payable --------------

42,383 32

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
ances ------------------Overdrafts (if any)________

---------
------~--
32,784 47

Notes and Bills Re-discounted --------------------
Certificates of Deposit for Borrowed Money _______ _
Liability on Letters of Credit

4,000 00

Other Assets: Adjustments _______________

and Acceptances --------53 04 Reserve for Interest and

Mr. T. R. Bennett, Supt. ____

9,463 63 Taxes --------------------

Other Liabilities:

Cash Long ----------------

85

Checks Outstanding _______ _ 12,140 11

Total --------------------$177,057 71 Total --------------------$177,057 77

XX

BANKING DEPARTMENT

EXAMINEB'S BEPOB'l'.
BANK OF MAUK, MAUK.
At Close of Business September 4, 1920.

Date of Charter-December 12, 1910.

Began Business--November 10, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$ 69,064 49 Capital Stock Paid in_______$ 15,000 00

Demand Loans ------------- 1,766 78 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 6,000 00 Surplus Fund -------------- 1,000 00

United States Bonds________ --------- Undivided Profits ---------- 1,772 63

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

16 00

Banking House ------------- 1.870 00 Due to Banks in this State__ ---------

Furniture and Fixtures ____ 1,978 47 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 10,649 93 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 30,873 34

States -------------------

350 45 Demand Certificates of Deposit ---------

Currency ------------------

701 00 Time Certificates of Deposit_ 18,225 31

Gold ---------------------- ________ _ Savings Deposits ---------- ---------

Silver, Nickels, Pennies __ _

100 56 Cashier's Checks -----------

363 73

Advanc-es on Cotton________ Advances on other Commodi-

---------

Certified Checks -----------Bills Payable --------------

--------31,500 00

C ht ieecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s -e-_-_

--------79 25

Notes and Bills Re-discounted ---------Certificates of Deposit for

Other Checks and Cash Items

869 80 Borrowed Money ----'---- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances --------- ---------

ances ------------------- _________ Reserve for Interest and

Overdrafts (if any) ------------ 5,320 28 Taxes ------------------- ---------

Other Assets ------------------ --------- Other AF<sets: -------------- ---------

Total --------------------$ 98,751 01 Total --------------------$ 98,751 01
EXAMINER'S REPORT at Close of Business December 31, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 60,641 18 Capital ,stock Paid In__________$ 15,000 00

Demand Loans ---------------- --------- Amount Reserved for Branches --------Loans Secured by Real Estate --------- Surplus Fund -------------- 2,112 12

United States Bonds---------- --------- Undivided Profits ----------

69 18

Other Stocks and Bonds______ --------- Dividends Unpaid ------------ ---------

Banking House ------------ 1,870 00 Due to Banks in this State____ ---------

Furniture and Fixtures ____ 1,978 47 Due to Banks in other States ---------

Other Real Estate Owned_____ --------- Call Money ------------------- ---------

Due from Banks in this State

Individual' Deposits Subject to

Dep. Bkg. --------------- 4,600 00 Check ------------------- 41,540 91

Due from Banks in other .~tates --------- Demand Certificates of Deposit --------

Currency ------------------

402 66 Time Certificates of Deposit_ 16,698 34

Gold --------------------------- --------Silver, Nickles, Pennies ____ ---------

Savings Deposits -------------Trust Funds on Deposit________

-----------------

Advances on Cotton____________ ________ _ Cashier's Checks ----------- 1,670 85

Advances on other Commodities --------- Certified Checks -------------- --------Checks for Clearing Ho~:<se__ --------- Bills Payable -------------- 26,099 99

Other Checks and Cash ltems 1,461 84 Notes and Bills Rediscounted__ ---------

Customers' Liability on Letters

Ce,rtificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed Money ---------------- --------Overdrafts (if any) ______ 6,514 11 Liability on Letters of Credit

Other Assets: -------------- ____

and Acceptances --------- ---------

Impairment ---------------- 25,471-68 Rese,rve for Interest and Taxes --------

Expense -------------------

545 02 Other Liabilities:

Outstanding Checks ------

288 88

Approved Claims --------

4 6U

Total --------------------$103,484 96 Total --~-----------------$103,484 96

FIRST ANNUAL REPORT

XXI

E:XAM'I:NEB'S BEPOBT.
LEWIS BANKING CO., MONTEZUMA.

At Close of Business August 23, 1920.

Date of Charter-January 30, 1902.

Began Business-March 12, 1902.

RESOURCES

LIABILITIES

Time Loans ----------------$651,776 93 Demand Loans ------------- 15,551 26

Capital Stock Paid in ------$100,000 00 Am t. Reserved for Branches ---------

Loans Secured by Real Estate 300,000 00 Surplus Fund -------------- 100,000 00

United States Bonds -------- 37,596 00 Undivided Profits --------- 37,548 80

Other Stocks and Bonds____ 16,467 50 Dividends Unpaid ---------- ---------

Banking House -----------Furniture and Fixtures ___ :..

7,440 00 4,912 50

Due to Banks in this State__ --------Due to Banks in other States ---------

Other Real Estate Owned____ Due from Banks in this State

--------14,720 44

Call Money ---------------Individual Deposits Subject

---------

Due from Banks in other States -------------------
Currency -----------------Gold ----------------------Silver, Nickels, Pennies ____

58,379 74 10,113 00 ________ _
1,421 31

to Check ---------------- 435,281 69 Demand Certificates of De-
posit -------------------- 7,650 00 Time Certificates of Deposit_ 36,778 80 Savings Deposits __________ 44,795 78

Advances on Cotton -------- 4,421 49 Trust Funds on Deposit____ ---------

Advances on other Commodi-

Cashier's Checks ----------- 5, 779 30

ties ---------------------Checks for Clearing House__

________ _ 2,426 00

Certified Checks ------------ --------Bills Payable ----------~--- 405,000 00

Other Checks and Cash Items 1,681 17 Customers' Liability on Let-
ters of Credit and Accept-
ances -------------------- 146,700 00 Overdrafts (if any) ------- 4,244 38 Other As~ets: -------------- ---------

Notes and Bills Re-discounted ---------Certificates of Deposit for
Bryrrowed Money -------- --------r
Liability on Letters of Credit and Acceptances --------- 105,000 00
Reserve for Interest and Taxes ------------------- _________

Other Liabilities not In-

cluded in the Above ______

17 39

Total __________________ $1,277,851 76 Total ------------------$1,277,851 76

BANK'S STATEMENT at Close of Business December 31, 1920.

RESOURCES

LIABI,LITIES

Time Loans ______________ $1,021,737 25 Capital Stock Paid in ______ $100,000 00

Demand Loans ---------------- --------Loans secured by Real Estate --------United States Bonds _______ 15,750 00
Other Stocks and Bonds_____ 17,313 50 Banking House ------------ 7,440 00 Furniture and Fixtures ____ 4,912 05 Other Real Estate Owned___ 2,600 00 Due from Banks in this State 17,861 90

Amount Reserved for Branches --------Surplus Fund -------------- 100,000 00 Undivided Profits ---------- 46,813 21 Dividends Unpaid --------- --------Due to Banks in this State 13,068 16
Due to Banks In other States --------Call Money -----~---------- --------Individual Deposits Subject to

Due from Supt. of Banks___ 18,539 80

Check ----------------- 372,750 79

Gold -------------------------- --------- Demand Certificates of De-

Silver, Nickels, Pennies____ Advances on Cotton ________

--------2, 702 88

posits ------------------Time Certificates of Deposit_

5,850 00 35,206 30

Advances on other Commodities --------- Savings Deposits ---------- 34,996 88 Checks for Clearing House__ --------- Trust Funds on Deposit ____ 13,049 43 Other Checks and Cash Items 15,164 72 Cashier's Checks ___________ 1,242 08

Customern' Liability on Letters

of Oredit and Acceptanc.es,_ ---------

Overdrafts (if any) ------- 4,934 32

Other Assets:

Cash Short --------------

1 07

(Fur. & Fix. a-c) Short__

45

Acceptances Bought ____ _ 180,000 00

Certified Checks ------------- -------Bills Payable -------------- 416,254 83 Notes and Bills Re-discounted 12,160 00 Certificates of Deposit for Bor-
rowed Money --------------- _ __ Acceptances Sold ---------- 150,000--00 Other Liabilities:

Unpaid Correspondent

Drafts ------------------ 7,566 26

Total ------------------$1,308,957 94 Total ------------------$1,308,957 94

xxn

BANKIKG DEPARTMENT

EXAMINER'S REPORT.
BERRIEN COUNTY BANK, NASHVILLE.

Date of Charter-October 2, 1911.

Began Business-October 15, 1911.

-----------------------------------------------

RESOURCES

LIABILITIES

Time Loans ---------------$ 39,677 81 Capital Stock Paid in ------$ 24,960 00

Demand Loans ------------

936 26 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

6,947 40 ---------

Surplus Fund -------------Undivided Frofits ----------

12S S5

Other Stocks and Bonds____ 2,100 00 Dividends Unpaid ----------

Banking House ----"-------- 5,914 95 Due to Banks in this State __

Furniture and Fixtures ___ _ 4,490 36 Due to Banks in other States

Other Real Estate Owned__ _ l,S75 S3 Call Money ----------------

Due from Banks in this State 14,3S2 53 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 21,166 so

States ------------------- 2,705 60 Demand Certificates of Deposit

Currency -----------------<S:ifol vlde r , - -N-i-c-k-e-l s-,- -P-e-n- -n-i e-s- -_-_-_-_Advances on Cotton________

2,7S9 00 Time Certificates of DeposiL 40 00 Savings Deposits ----------
432 46 Cashier's Checks ---------Certified Checks ------------

21,995 84 94 4S

Advances on other Commoai-

Bills Payable -------------- 15,000 00

C ht ieecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s -e-_-_

Xotes and Bills Re-discounted Certificates of Deposit for

Other Checks and Cash Items

Borrowed Money --------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

O vaenrcdersa f-t s- - -(-i-f - -a-n-y-)- -_ -_ _-_-_-_-_- -_ Other Assets not Included

Reserve for Interest and OtThaexr es Li-a-b-i-l-it-i-e-s---n-o-t----In---

Above -------------------

553 so cluded in the above _____ _

Total --------------------$ S3,345 97 Total --------------------$ 83,345 97

BANK'S STATEMENT at Close of Business December 31, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $ 48,879 77

Demand Loans ---------------- --------Loans Secured by Real Estate --------United States Bonds _______ ---------

Other Stocks and Bonds______ ---------

Banking House ------------ 5,914 95 Furniture and Fixtures ____ 4,490 36

Other Real Estate Owned___ 7,375 S3

Due from Banks in this State

652 13

Due from Banks in other

States -------------------

321 66

Currency ------------------- ---------

(}old ---------------------- ---------

Silver, Nickels, Pennies_____

47 32

Advances on Cotton________ ---------

Advances on other Commodi-

C ht ieecsk s- -f-o-r- -C- -l e-a-r-i-n-g- -H- -o-u-s-e-_-_ _-_-_-_-_-_-_-_- -_

Other Checks and Cash Items

902 83

Customers' Liability on Let-

ters of Credit and Accept-

O va enrcdersa f-t-s- - -( i-f- -a-n- -y-)- - - - - - - Other Assets:
T. R. Bennett Special Acct. Profit and Loss ----------

- - - - - -8 - -81-
2,700 33 1,009 32

Capital Stock Paid in _______ $ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- --------Undivided p.rofits -------------- --------Dividends Unpaid ------------ --------Due to Banks in this State____ --------Due to Banks in other States ---------

Call Money ---------------- --------Individual Deposits Subject to

DeCmhaenckd C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 16,103 20
posit ------------------- 16,0S9 so
Time Certificates of Deposit __ ---------

Savings Deposits -------------- --------Trust Funds on Deposit________ ---------

Cashier's Checks -----------

110 31

Certified Checks -------------- --------Bills Payable -------------- 15,000 00 Notes and Bills Re-discounted --------Cerr-tificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances _________ ---------

Rese.rve for Interest and Taxes --------Other Liabilities not Includ-
ed in the Above __________ ---------

Total --------------------$ 72,303 31 Total --------------------$ 72,303 31

FIRST ANNUAL REPORT

XXlll

EXAMINER'S REFORT.

BANK OF GWINNETT, NORCROSS.

At Close of Business July 22, 1920.

Date of Charter-July 31, 1911.

Began Business-August 3, 1911.

_ _ _ _ _ _R_E_s_o_u_R_c_.l{;_s------~r------L-IA_B_I_L_I_T_IE_s_ _ _ __

Time Loans ---------------$230,077 64i Capital Stock Paid In _______ $ 15,000 00

Demand Loans --------------- --------- Amt. Reserved for Branches Loans Secured by Real Estate 20,000 00 Surplus Fund -------------- 2,000 00

United States Bonds -------- 2,434 89 Undivided Profits ---------- 5,967 37

Other Stocks and Bonds____ Banking House ------------

1
--3~333-7o

Dividends Unpaid ---------Due to Banks in this State__

449 56

Furniture and Fixtures ____ 3,381 43, Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State

504 32 Indivirlual Deposits Subject

Due from Banks in other States -------------------
Currency -----------------Gold ---------------------Silver, Nickels, Pennies ____

478

1f 55t

to Ch Demand

eCcerktifica':'t~'S-,;i:O-e-po-sit

106,163

94

935 oor 'J7i~e ~Certificates of Deposit 61,573 85

---------~ Ha\ mM s Deposits _________ _

297 95, Cashi-er's Checks -----------

50 21

Advances on Cotton________ Advances on other Commodi-

- - - - - - - - - ~'

Certi B}lls

h "PralyaCbhle ~c l <-s - --------.-------------- --

77,000 00

tief-1 ---------------------- ---------, Notes and B1lls Re-d1scounted

Checks for Clearing House__

67 2H Certificates of Deposit for

Other Checks and Cash Items 1,289 27!1 Borrowed Money ----'----

Customers' Liability on Let-

~ Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances _________ _________

ances -------------------- --------- Reee.rve for Interest and Taxes

Overdrafts (if any) ------- 5,975 311 Other Liabilities: _________ _

Other Assets: --------------

5 00

575 24

t: - - - - - 1'I
Total --------------------$268,787 271

Total --------------------$268,787 27

EXAMIXER'S REPORT at Close of Business December 15, 1920

RESOURCES

LIABILITIES

Time Loans ---------------$210,076 73 Capital Stock Paid In _______ $ 15,000 00 Demand Loans ------------ --------- Amt. Reserved for Branches Loans Secured by Real Estate --------- Surplus Fund -------------- 2,000 0.0 United States Bonds ------- --------- Undivided Profits ---------- 7,527 09

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

Banking House ------------ 3,333 70 Due to Banks in this State __ Furniture and Fixtures ____ 3,381 43 Due to Banks in other States

723 68 271 39

nt!1er Hectl lCRtRte Owned ____ --------- Call J\Ioney ----------------

Due from Banks in this State

378 21 Individual Deposits Subject

Dne from Banks in other

to Check ----------------

CuSrrteantceJs.r ----------------------------~-----------

- _-_-_-.,-. _-_-_-_-_

Demand Certificates of Deposit Time Certificates of Deposit

G0ld ____:__________________ --------- Savings Deposits _________ _

73,040 60 39,322 99

Silver. Nickles, Pennies ____

418 08 Trust Funds on Deposit_ __ _

~AJlvances on Cotton___________ --------- Cashier's Checks -----------

89 47

Advances on other Commodi-

CPrtified Checks ------------

Chteiecks s--fo--r--C-l-e-a-r-in-g---H-o-u-s-e-_-_-

------------------

Bills Payable -------------Notes and Bills Re-discounted

85,500 00

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---~---

ters of Credit and Accept-

Liability on Letters of Credit

O vaen rcdersa f-t s- - -(-i-f - -a-n- -y-)------------ -- --

------------------

and Acceptances ________ _ Reserve for Interest and

Other ARsets: Deposit Through Banking

Taxes ------------------Other Liabilities: ----------

Dept, -------------------- 3,358 83 Cash Over -----------------

82

Total --------------------$223,476 04 Total --------------------$223,476 04

BANKING DEPARTMENT

EX:AMJ:NEB.'S REPORT.

CITIZENS BANK, OCILLA.

At Close of Business September 2, 1920.

Date of Charter-1906.

Began Business-1906.

RESOURCES

LIABILITIES

Time Loans ---------------$219,001 15 Capital Stock Paid in_______ $ 78,000 00

Demand Loans ------------

875 00 Amount Reserved for Branches

Loans Secured by Real Estate 20,000 00 Surplus Fund --------------

Un!te.d States Bonds ------- 20,000 00 Undivided Profits ----------

398 57

Other Stocks and Bonds_____ -------- Dividends Unpaid ---------

160 00

Banking House ------------ 9,794 05 Due to Banks in this State__ 1,598 74 Furniture and Fixtures ---- 9,303 79 Due to Banks in other States

Other Heal Estate Owned____ --------- Call Money ----------------

J5~~ i~~t,;i B~~~sk~n l~is ~:~~~ 2,215 71 Individual Deposits Subject

to Check ---------------- 87,672 88

States -------------------

502 58 Demand Ce.rtificates of Deposit

Currency -----------------Gold -------------------~--Silver, Nickels, Pennies ____

6,142 00 Time Certificates of Deposit 22,486 03

277 50 Savings Deposits ---------- 3,935 13

1,076 24 Cashier's Checks "-----------

574 78

Advances on Cotton___________ --------- <Certified Checks ------------

Advances on other Commodi-

Bills Payable -------------- 102,000 00

ties ---------------------- --------- Notes and Bills Rediscounted 5,204 44

Checks for Clearing House__

810 17 Certificates of Deposif for

Other Checks and Cash Items 1,486 66 Borrowed Money ----~---

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances -----------

Reserve for Interest and Taxes

Other Liabilities: ----------

348 65

Total --------------------$302,379 22 Total --------------------$302,379 22
-----------------'------------- ---
BANK'S STATE;\fENT at Close of Business December 31, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$195,095 51 Capital Stock Paid in_______ $ 78,000 uO

Demand Loans ------------- 1,389 77 Amount Reserved for Branches ---------

l ''''nR SPrured by Real Estate ------~- Surplus Fund --------------

660 00

United States Bonds ------- 20,000 00 Undivided P.rofits ------------- ---------

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

160 00

Banking House ------------ 9, 794 05 Due to Banks in this State__ 12,294 78

Furniture and Fixtures ----- 9,303 79 Due to Banks in other Stafes ---------

Other Real Estate Owned __ --------- Call Money ---------------- ---------

Due from Banks in this State

219 80 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 81,630 11

States ------------------Currency --------------------

89 43 ---------

Demand Certificates of Deposit Time Certificates of Deposit_

---------
il, ;;;o 05

SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s--_-_-_-_-

_-_-_-_-_-_-_-_-_-

Savings Deposits ---------Trust Funds on Deposit____

-----------------

Advances on Cotton___________ --------- Cashier's Checks -----~---- ---------

Advances on other Commodi-

Certified Checks ------------- ---------

Chteicekss -f-o-r--C-l-e-a-r-in--g--H-o-us-e-_-_-

_-_- _-_-_--___-_-

Bills Payable -------------Notes and Bills Rediscounted

S~.900 0()
5,204 44

Other Checks and Cash Items 8,137 00 Certificates of Deposit for Bor-

Customers Liability on Let-

rowed Money --------------- ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------Overdrafts (if any) -------

30,228 97

and Acceptances _________ --------ReserVe for Tnterest and Taxes ---------

Other Assets not Included

Other Liabilities: ---------- ---------

Above ------------------Collection ---------------Losses ------------------

5,267 17 2,053 89

Total ------------------ -~2~U'79 :,s Total --------------------1281,579 38

FIRST AN~UAL REPORT

XXV

E:XAMXNEB'S BEPOBT.

ODUM BANKING CO., ODUM.
At Close of Business July 10, 1920.

Date of Cha.rter-April 20, 1916.

Began Business-April 20, 1916.

----------~-----------------

RESOURCES

LIABILITIES

Time Loans ---------------$
Demand Loans -------------

43,584 9,044

57 SO

Loans Secured by Real Estate United States Bonds __ ----

l.1.6~5 00 117 45

Other Stocks and Bonds____ _

Banking House ------------ 3,000 00 Furniture and Fixtures -'---- 1,000 00

Capital Stock Paid in -------$ 15,300 00

Amount Reserved for Branches

SUunrdpilvuids eFd uPnrdof-i-ts---_-_-_-__-_-.-_-__--_

4,000 00 169 48

Dividends Unpaid ---------Due to Banks in this State__

Due to Banks in Other States

Other Real Estate Owned __

Call Money ---------------- ---------

Due from Banks in this State 7,289 98 Individual Deposits Subject to

Due from Banks in other States -------------------
Currency -----------------Gold ______ ----------------

DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 33,138 i>6

745 00 45 00

TimpoesiCt er-t-if-i-c-a-te-s--o-f--D--e-p-o-s-i-L-

21,316 57

SAidl vvea rn c e-s- -o-n- -C-o-t-t-o-n-_-_-_-__-_-_-_-_-_-_

298 95 Savings Deposits ---------Cashier's Checks ----------- 1,029 94

Advances on other Commodi

Certified Checks -----------

Chteiecsks -f-o-r--C--le-a-r-in-g--H-o--u-s-e-_-_

Bills Payable -------------- 5,000 00 4,306 61 Notes and Bills Re-discounted

Other Checks and Cash Items

81 25 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money -------- Liability on Letters of Credit

Ovaenrcdersaft-s--(-i-f -a--n-y-)--_-_-_-_-_-_--

and Acceptances -------876 84 Reserve for Interest and

Other Assets not Included Above -------------------

Taxes ------------------Other Liabilities not Includ-
ed in the Above ----------

21 90

Deposits made since closing 5,038 70

Total -------------------$ 85,015.45 Total -------------------$ 85,015.45

BANK'S STATEMENT at Close of Bus.iness December 31, 1920.

RESOURCES

I

LIABILITIES

Time Loans ---------------$ 37,983 43 Capital Stock Paid in_______$ 15,300 00

Demand Loans ------------ 9,330 91 Surplus and Undivided Profits 4,610 02

Loans Secured by Real Estate ---------

United States Bonds -------- 117 45! Deduct:

19,910 02

Other Stocks and Bonds ---- --------- Discrepancy

Banking House ------------ 4,000 00 Dickerson Former

Furniture and Fixtures-------- --------- Cashier ________ $23,100 72

Other Real Esta~e 0-.yned___ 5,000 00 Less his Bond pd. 5,000.00-$18,100 72

Due from Banks m thiS State 5,000 00

Due from Banks in other

1,809 30

States ------------------- --------- Undivided Profits ----------- ---------

Currency ------------------

60 00 Dividends Unpaid ------ --- ------- _

GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__-_-

--------12 00

DuJeesutop BBakngk. sCoin___th__is___S_t_a_te_

5,!i.~ ~ , 2

Advances on Cotton____________ --------- Due to Banks in other States ________ _

Advances on other Commodi-

Call Money ---------------- ---------

ties --------------------- -------- Individual Deposits Subject

Checks for Clearing House__ Other Checks and Cash Items

--------608 75

to Check ----------------Demand Certificates of Deposit

29,717 52 ---------

Customers Liability on Let-

Time Certificates of Deposit 20,644 62

ters of Credit and AcCBpt-

Savings Deposits ------------- ---------

O vaenrcdersa f t -s - -( -I f- -a-n-y- )- - -- -- -- -- -- -- -- --

- -6-,-2-3 1- - -2 5-

Trust Funds on Deposit_______ Cashier's Checks -----------

--------633 23

Other Assets not Included

Certified Checks ----------- ---------

Above ------------------- --------- Bills Payable -------------- 10,000 00

Notes and Bills Rediscounted ---------

C~rtificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances _________ ---------

Rese.rve for Interest and Taxes ---------

Other Liabilities: ---------- ---------

Total --------------------$ 68,343 19 Total ____________________ $ 68,343 79

B,\.NKING DEP,\.RTMEKT

EXAMINER'S REPORT.
BANK OF PAVO, PAVO.
,\ t Close of Business August 10, 1920.

Date of Charter-1903. RESOURCES

Began Bus,iness-September 5, 1903. LIABILITIES

Time Loans ---------------$262,167 70

Demand Loans ------------- 3,953 51 J .o3 n s Secured by Real Estate --------United States Bonds -------- 6,500 00 Other Stocks and Bonds ____ ---------

Banking House ------------ 2,100 q ~h'urnitnre anrl Fixtures ____ 2,948 37

Other Real Estate Owned ___ ------ ~uue from Banks in til is State 9, 710 37 Due from Banks in other

States ------------------- 5, !50 46 Currency ------------------ l.<jS'J 00

(C}nlrl ---------------------- ---------
Silver, Nickels, Pennies ____ 1,563 ;:g

Arlvances on Cotton_~---------- --------Advances on other Commodi-

ties --------------------- ---------

Checks for Clearing House__

5;)2 ~8

Other Checks and Cash Items 2,755 J"i Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- _ . _ . _..... _ Overdrafts (If any) -------- l,~w 02 Other Assets: -------------- ________ _

Capital Stock Paid in ------$ 33,100 00

Amt. Reserved for Branches ---------

Surplus Fund -------------- 10,000 00

UDnivdiidveinddeds PUrnopfiatisd --_-_-_-_-__-_-_--_

25,532 30 150 00

Due to Banks in this State__ ---------

Due to Banks in other States ---------

Call Money ---------------- --------Individual Deposits Subject to

Check ------------------- 94,666 19 Demand Certificates of De-

posit -------------------- --------Time Certificates of DeposiL 96,322 30

Savings Deposits ---------- ---------

Cashier's Checks -----------

307 31

Certified Checks ----------- ---------

Bills Payable -------------- 40,000 00

Notes and Bills Re-discounted --------Certificates of Deposit for Bor-

rowed Money ---------------- -------Liability on Letters of Credit

and Acceptances --------- ---------

Reserve for Interest and Taxes --------

Other Liabilities:

Deposits -------------------

253 97

Cash Long -----------------

54 97

Total --------------------$300,387 04 Total --------------------$300,387 04

BANK'S STATE:viENT at Close of Business December 31, 1920.

RESOURCES

LIABILITlES

Time Loans ---------------$152,795 22

Demand Loans ------------- 4,500 00 Loans Secured by Real Estate 65,147 60

United States Bonds ------- --------Other Stocks and Bonds ____ ---------

Banking House ------------ 2,100 67 Furniture and Fixtures ____ 2,948 37

Other Real Estate Owned __ ---------

Due from Banks in this State

371 35

Due from Banks in other

States ------------------- ---------

Currency ------------------ 4,957 00

Gold -----------------------

20 00

~il~~~c~i~~el~'ot~,;~n~~~-==== 9,m gg

Advances on other Comm<Hli-

ties --------------------- 1,229 29

Checks for Clearing House__ ---------

Other Checks and Cash Items

513 38

Customers' Liability on Letters of Credit and Accept-

ances -------------------- --------Overdrafts (If any) -------- 1,132 07

Other Assets: -------------- ---------

Capital Stock Paid in ------$ 33,100 00 Amt. Reserved for Branches --------Surplus Fund -------------- 10,000 00 Undivided Profits ---------- 19,189 69 Dividends Unpaid _____ . __ _ --------Due to Banks in this State__ 6,327 39 Due to Banks in other States ---------
Call Money ---------------- --------Individual Deposits Subject to
Check ------------------- 66,040 89 Demand Certificates of Deposit ----- -~-- Time Certificates of Deposit 65,291 98 Savings Deposits _______ :_ __ ---------
'6~~tei-'~c~~c~~ -~~~~_:;~::::::::::::: ---927-o5
Certified Checks ----------- --------Bills Payable -------------- 43,626 45 Notes and Bills Re-discounted 435 00 Certificates of Deposit for Bar-
rowed Money ------------ --------Liability on Letters of Credit
and Acceptances _____ ____ --------Rese.rve for Interest and Taxes -------Other Liabilities: ---------- ---------

Total -------------------$245,938 45 Total --------------------$245,933 45

FIRST ANNUAL REPORT

xnii

EXAMINER'S REPORT.

CITIZENS BANK, ROSWELL.

At Close of Business October 13, 1920.

Date of Charter-November 24, 1910.

Began Dusiness-December 1, 1\llO.

--------------------------------------

RESOURCES

LIABILITIES

Time Loans ----------------$189,726 01 Capital Stock Paid in ______ $ 21,000 00

Demand Loans ------------Loans Secured by Real Estate
United States Bonds -------Other Stocks and Bonds ____

21,744 13 25,000 00
693 87 ---------

Amt. Reserved for Branches Surplus Fund --------------
Undivided Profits ---------Dividends Unpaid ----------

- -2-,-4 0- 0- - -0-0 5,335 29 60 00

Banking House ------------ --------- Due to Banks in this State__ ---------

Furniture and Fixtures ____ 1,762 32 Due to Banks in other States ---------

Other Real Estate Owned___ 1,489 36 Call Money ---------------- ---------

Due from Banks in this :State 8,396 81 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 70,217 34

States -------------------

270 45 Demand Certificates of Deposit ________ _

Currency ------------------ 3,038 00 Time Certificates of DeposiL 108,854 88

Gold ----------------------

85 00 Savings Deposits ---------- ---------

Silver, Nickels, Pennies ____ 1,302 86 Trust Funds on Deposit____ _________

Advances on Cotton____________ --------- Cashier's Checks -----------

173 05

Advances on other Commodi-

Certified Checks ___________ __ - ____ _

ties --------------------- ---------

Checks for Clearing House__

119 77

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,435 44

ances ------------------- --------Overdrafts (If any) ________ 3,156 77

Other Assets: -------------- ---------

Bills Payable -------------- 50,000 00 Notes and Bills Re-discounted ________ _

Certificates of Deposit for Bor-



rowed Money ------------ ---------

Liability on Letters of Credit

Re~enaned

Acceptances _______ for Interest and

---------

OtThaexr eLs ia-b-il-i-ti-e-s-:------------

56 07

Sundry Credits _________ _

119 85

Cash Long ---------------

3 41

Total --------------------$258,220 79 Total ____ _: _______________ $258,220 79

BANK'S STATEMENT at Close of Business December 31, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$140,785 Demand Loans ------------ 20,811 Loans Secured by Real Estate 32,964

22 05 74

Capital Stock Paid in ______$ 21,000
Amt. Re~erved for Branches Surplus Fund -------------- 2,400

00 00

United States Bonds --------

694 97 Undivided Profits ----------

War Savings Stamps -------
PF~ptdn~ Hou~e - - - - - - - - - - - -

43 20 ________ ....

Dividends Unpaid ---------Due to Banks in this State__

4,308 03
60 00 1,823 78

Furniture and Fixtures ---- 1,762 32 Due to Banks in other States

Other Real Estate Owned____ 1,489 36 Call Money ---------------- ---------

Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------
(:::-qld ----------------------
Silver, Nickels, Pennies ---_/\_(1vances on Cotton___________

10,225 83
117 36 189 00
---------
6 46 ---------

Individual Deposits Subject to DCehmeacnkd --C-e-r-ti-f-i-c-a-te-s---o-f--D--e-- 61,241
posit ------------------- 57,931 Time Certificates of Deposit_ 23,279 Savings Deposits ---------Trust Funds on Deposit_ __ _

22
48 31

Advances on other Commodities ---------------------
Checks for Clearing House__ Other Checks and Cash Items Customer,;' Liability on Let-

-----------------
466 81

Cashier's Checks ----------Certified Checks ___ - ____ _

274 27

Bills Payable -------------- 39,205 67 Notes and Bills Re-discounted ________ _

Certificates of Depo,sit for Bor-

ters of Credit and AcceptOavnecrdesraf-t-s--(-if--a-n-y--( -_-_-_-_-_-_-__-_-

--2~023-84

rowed Money -----------Liability on Letters of Credit
and Acceptances _______ _

Other Assets: -------------- --------- Reserve for Intere-st and O tThaexr e sL i a-b-i-l i-t-i -e -s :- - -- -- -- -- -- -- -- -- -- --

56 40

Total --------------------$211,580 16 j Total --------------------$211,580 16

XXVlll

BANKING DEP.A.RTMENT

EX:AMI:NEB'S BEPOBT,
SYLVANIA BANKING CO., SYLVANIA.

Date of Charter-April 10, 1911.

Began Business-May 2, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$198,988 07

Demand Loans ------------ 19,401 54 Loans Secured by Real Estate United states Bonds _______ -1-3:oso-oo

Other Stocks and Bonds ____ ---------

Banking House -----------Furniture and Fixtures ---Other Real Estate Owned___ _

Due from Banks in this State

Due from Ba.nks in other

States -------------------

292 83

Currency ------------------ 8,129 00

SGiolvlder, -N--i-c-k-e-ls-,--P-e--n-n-ie--s--------- 2,240120 3003

Advances on Cotton. ----------- ---------

Advances on other Commodities --------Checks for Clearing House__ ---------

Other Checks and Cash Items 5,831 24

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) -------- 10,144 10

Other Assets --------------- 14,293 90

Capital Stock Paid in ------$ 25,000 00 Amt. Reserved for Branches --------Surplus Fund -------------- 5,000 00 Undivided Profits ---------- 4,405 80 Dividends Unpaid ----------- --------Due to Banks in this State__ 3,137 96 Due to Banks in other States --------Call Money ---------------- --------Individual Deposits Subject to
Check ------------------- 110,589 94 Demand Certificates of De-
TimpoesitCer-t-if-i-c-a-t-e-s--o-f--D--e-p-o-s-it- -5-5-,2-0-9---4-5 Savings Deposits ---------- --------Trust Funds on Deposit ____ 6,526 71 Cashier's Checks ---------- 1,407 43 Certified Checl<s ____ __ ___ _ _-- ------
Bills Payable -------------- 69,000 00 Notes and Bills Re-discounted --------Ce~rtificates of Deposit for Bor-
rowed Money ------------ --------Liability on Letters of Credit
and Acceptances --------- --------Reserve for Interest and Taxes ------Other Liabilities: ---------- ---------

Total --------------------$280,277 2G Total --------------------$280,277 29 --------'---------------
BANK'S STATEMENT at Close of Business December 31, 1920.

IUJSOURCES

LIABILITIES

Time Loans ---------------$163,492 11 Demand Loans _____________ 16,055 67

Loans Secured by Real Estate --------United States B,onds______ 19,000 00

Other Stocks and Bonds ____

235 56

Banking House ------------ --------Furniture and Fixtures ____ 2,780 03

Other Real Estate Owned __ 4,318 34

Due from Banks in this State 354 ;33 Natl. Bk. City ______________ 6,298 13

Due from Banks in other

States -------------------

275 53

Gold ---------------------- _________

Silver, Nickels, Pennies ____ --------Advances on Cotton _.:.______ 2, 789 67

Advances on other Commodities ---------

Checks for Clearing House__ ---------

Other Checks and Cash Items 6,140 65

Customers' Liability on Let-

ters of Credit and Accept-

Ovaenrcdetsaft-H---(-if--a-n--y-)--_-_-_-_-_-_-_-_ --6-,-42-8---ll7Other Assets ______________ 8,592 51

Total --------------------$236,760 60

Int; pd. Time c[d _________ _
InEt.xppde.nsBe. -P-, -__-_-_-_-_-_-_-_-_-_-_-_-_--_ P. & L. (Recconcilment) ___ _

3,075 22 4,813 27 2,341 88 3,403 85

Capital Stock Paid in_______$ 25,000 00

Ai:nt. Reserved for Brancl1es ---------

Surplus Fund -------------- 5,000 00 Undivided Profits ---------- 7,030 66 Dividends Unpaid ______ ..... - ---------Due to Banks in this State__ 4,071 56

Due to Banks in other States ---------

Call Money ---------------- --------Individual Deposits Subject to

Check ------------------Demand Certificates of De-

72,187 61

posit

----------------- ---------

Time Certificates of Deposit 37,463 33

Savings Deposits ------------- --------Trust Funds on Deposit ____ ---------

Cashier's Checks ----------- 6,316 18

Certified Checks ----------- --------Bills Payable -------------- 79,691 26 Notes and Bills Re-discounted --------Certificates of Deposit for Bor-
rowed Money ------- _ -- ____ - __

Liability on Letters of Credit

and Acceptances --------- --------Rese.rve for Interest and Taxes ________ _

Total --------------------$236,760 60

Other Liabililies;

Int. acct. ---------------- 4,925 85

Exchange ----------------

115 86

Dif. --------------------- 8,592 51

13,634 22

13,634 22

FIRST ANNUAL REPORT

xxix

EXAMJ:NEB.'S B.EPOB.T.

FARMERS' BANK, UNION POINT.

At Close of Business J"uly 10, 1920.

Date of Cha;rter-1911.

Began Business--J"uly 12, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$ 79,298 53 Capital Stock Paid in ______$ '15,000 00

Demand Loans ------------- 11,7 40 17 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 17,500 00 Surplus Fund -------------- ---------
gf~~~dS~~~~;sa~gn~~nds-==== _:~:~~-~~ ~r~:;1~~~ J~~~1~ ========== 7 ' 5 ~~ g~

Banking House ------------ 3,000 00 Due to Banks in this State__ --------Furniture and Fixtures ____ 1, 713 48 Due to Banks in other States ---------

Other Real Estate Owned __ ___ _____ Call Money ---------------- ---------

~~: ff,?o~ B~~~~in 1~is ~i~~~ 6,298 59 IIn~~vg},~~~ ~=~~~~~~--~~~~=~~ 74053 78

gg] g~fS~teante~s~---=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=- 45',063~g3 55 DTi~e:mi~aenrtdifiCcaetr-teisf-i-coai-te:Ose_po_fo_'~Diet:- -2-Di78-86

Silver, Nickels, Pennies ____ 968 19 Savings Deposits ---------- --------Advances on Cotton____________ --------- Cashier's Checks ----------- 2,673 79

Advances on other Commodities --------- Certified Checks ------------ ---------

Checks for Clearing House__ --------- Bills Payable -------------- 10,000 00

Other Checks and Cash Items

919 27 Notes and Bills Rediseounted ---------

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ________ ---------

ances -------------------- --------- Liability on Letters of Credit Overdrafts (if any)________ --------- and Acceptances ------- __ ---------

Other Assets: -------------

53 16 Reserve for Interest and Taxes ---------

Other Liabilities: ---------- ---------

Total --------------------$133,419 94 Total --------------------$133,419 94

EXAMINER'S REPORT at Close of Business December 29, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$104,827 50 Capital Stock Paid in ------$ 15,000 00

Demand Loans ---------------- --------- Amt. Reserved for Brancnes

Loans Secured by Real Estate --------- Surplus Fund --------------United States Bonds _______ --------- Undivided Profits ---------- 5,229 28

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

24 00

Banking House ------------ 3,000 00 Due to Banks in this State __ 3,721 06 Furniture and Fixtures _____ 1, 713 48 Due to Banks in other States

Other Real Estate Owned __ ------ __ _ Call Money -------------, Due from Banks in this State 4,219 42 Individual Deposits Subject

Due from Banks in other States -------------------

221 76 DetomaCnhdeckCe-r-ti-f-ic-a-t-e-s---o-f--D--e-- 64,938 69

Currency --------------------Gold --------------------------

-----------------

T i mp oes i tC e-r-t i-f-i c- a- t-e-s- -o- f- - -D-e-p-o- s-i-t

22,026 06

Silver, Nickels, Pennies ____ --------- Savings Deposits -------- _

Advances on Cotton.___________ --------- Trust Funds on Deposit ___ _

Advances on Other Commodi-

Cashier's Checks ----------- 3,173 59

ties ---------------------- --------- Certified Checks ---------- _ Checks for Clearing House__ --------- Bills Payable -------------- 15,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money --------

ances -------------------- --------- .Liability on Letters of Credit

Overdrafts (if any) -------Other Assets:

8,198 42 and Acceptances --------Reserve for Interest and

Loans Short ------------Md Ledger Long ---------

560 20 6,371 90

OtThaexr eLs ia-b-i-li-t-ie-s--n--o-t--I-n-c-lu-d---

ed in the Above ----------

Total --------------------$129,112 G2 Total --------------------$129,112 68

XXX

BANKI~G DEPARTMENT

EXAMINER'S REPORT.
PLANTERS' BANK, WHITE PLAINS.
At Close of Business August 9, 1920.

Date of Charte,r-April 9, 1919. RESOURCES

Began Business-April 26, 1919. LIABILITIES

Time Loans ---------------$ 87,938 64 Demand Loans ---------------- --------Loans Secured by Real Estate --------United States Bonds _______ --------Other Stocks and Bonds ____ ---------
Banking House ------------- 2,400 88 Furniture and Fixtures ____ 2,410 17

Capital Stock Paid in ______$ 15,000 00
Amt. Reserved for Branches ---------
Surplus Fund ----------------- --------Undivided Profits ---------- 3,738 47 Dividends Unpaid ---------- --------Due to Banks in this State__ --------Due to Banks in other States ---------

Other Real Estate Owned __ Due from Banks in this State

------ __ _ 6,101 46

Call Money ---------------Individual Deposits Subject

---------

Due from Banks in other

Check ------------------- 46,078 16 Demand Certificates of De-

States ------------------Currency -----------------GSiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__-_-

9 70

2,141 00

2,19550

oo
SS

rosit -------------------- __ --------Time Certificates of Deposit_ 11,943 24 Savings Deposits _____________ -- _

Advances on Cotton _____ -----~---- Cashier's Checks -----------

23 50

Advances on other Commodities --------- Certified Checks ----------- ---------

Checks for Clearing House__

152 R~ Bills Payable -------------- 30,000 00

Other Checks and Cash Items Customers' Liability on Let-

1,110 73

Notes and Bills Re-discounted --------Certificates of Deposit for

ters of Credit and Accepto,a.enrcdersaf-t-s--(-i-f --a-n-y-)---__-_-_-_-_-_-

- -2-, 2- 6-6- - -02-

Borrowed Money -------Liability on Letters of Credit
and Acceptances _________

-----------------

Other Assets:

Reserve for Interest and

Cash Short --------------

6 00

Taxes ------------------Other Liabilities not Includ-

---------

ed in the Above ---------- ---------

Total --------------------$106,7 83 "7 ! Total --------------------$106,783 37

BAN'K'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 66,448 11 Demanrl Loans ---------------- --------Loans Secured by Real Estate 3,839 79

Capital Stock Paid in ------$ 15,000 00 Amt. Reserved for Branches Surplus Fund --------------

United States Bonds _______ Other Stocks and Bonds ____ Banking House -----------Furniture and Fixtures ____

-----------------
2,400 88 2,410 17

1Ulinvdiidveinddesd "PCrnopfaiitds _-_-_-_-_-_-_-_-_-_-
Due to Banks in this State__ Due to Banks in other States

1,877 09

Other Real Estate Owned __ --------Due from Banks in this State 2,001 20 Department of Banking ____ 1,481 46 Due from Banks in other States --------Currency --------------------- --------GSiollvder-, --N-i-c-k-e--ls-,--P--e-n-n-i-e-s---_-_-_-_- _-_-_-_-_-_-_-_-_-
Advances on Cotton ------ --------Advances on other Commodities --------Checks for Clearing House__ __ ------ __ Other Checks and Cash Items --------Customers' Liability on Let-
ters of Credit and Accept-
Oavnecrdesraf-t-s--(-if--a-n-y-)-_-_-_-_-_-_-_-_-_- --1-,1-9-8---46-

Call Money ---------------Individual Deposits Subject to
DeCmhaenckd -C-e-r-t-if-i-c-a-t-e-s--o-f---D-e--
posit ------------------Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit____
Cashier's Checks ---------Certified Checks ----------Bills Payable -------------Notes and Bills Re-discounted CertificateR of Deposit for
Borrowed Money -------Liability on Letters of Credit

30,098 78 6,446 67
28,089 33

Other Assets:

and Acceptances ---------

Cash Items Counted as Cash 1, 731 7 1 Reserve for Interest and

OtThaexr eLs ia-b-i-li-t-ie-s---n-o-t--i-n-c-lu--d--

ed in the Above ----------

Total --------------------$ 81,511 87 Total --------------------$ 81,511 87

FIRST ANNl:AJ, REPORT

xxxi

AMENDMENTS TO CHARTERS GRANTED TO INCREASE CAPITAL DURING THE YEAR 1920.
(THIRTY-FIVE)

DATE

AMOUNT

NAME OF BANK

LOCATION APPROVED

OF INCREASE

Bank of Alapaha_______ Alapaha ____ ;\fch. 20, 1920____From $25,000.00 to $30,000.00

Peoples Bank. ---------.Athens _____Mch. 20, 1920 ____From 50,000.00 to 100,000.00

Atlanta Commercial Bk_.Atlanta_____June 17, 1920___ From 25,000.00 to 50,000.00

G:'L. Svgs. Bank & Tr. Co __ Atlanta____ ..Apr. 8, 1920 _____From 200,000.00 to 500,000.00

Citizens Bank_ ---------Bainbridge. _Feb. 17, 1920 ___ .From 30,000.00 to 100,000.00 Bank of Bowman______,Bowman____Aug. 10, 1920____From 25,000.00 to 35,000.00

Brunswick B. & T. Co.--Brunswick __Legislative ______ From 100,000.00 to 150,000.00

Charter. Bank of Cherokee. ______Canton_____ ,Sept. 10, 192Q___From 25,000.00 to 50,000.00

Bank of Collins _________Collins_____ ,Feb. 12, 1920____ From 15,000.00 to 25,000.00

by transferring $10,000.00

Columbus Svgs. Bk. &

from its surplus.

Tr. Company_________Columbus ___ Oct. 16, 1920____From 200,000.00 to 250,000.00

Bank of Decatur _______,Decatur____.S(lpt. 23, 1920 ___From 25,000.00 to 100,000.00

Citizens Bank __________ Fort Valley_June 1, 1920____From 50,000.00 to 1!00,000.00

Glennville Bank _______ Glennville. -~<\.pr. 27, 1920____ From 30,000.00 to 60,000.00

Farmers Bank __________Glennwood __,June 14, 1920___From 20,000.00 to 50,000.00

Citizens Bank __________ Hahira_____,Nov. 11, 1920____From 25,000.00 to 35,000.00

Bank of Harriwn ______,Harrison___ ,Inrease from. ___From 15,000.00 to 25,000.00

surplus. No

amendment re

quired. Farmers & Merchants Bk..HartwelL_ ..July 20. 1920____ From 25,000.00 to 50,000.00

LaGrange B. & T. Co, ____,LaGrange ___Legislative _____ From 2,00,000.00 to 250,000.00

Charter. Bank of Meigs _________Meigs. _____ Nov. 18, 1920 ____ From 75,000.00 to 100,000.00

Farmers & Merchants Bk.J\filledgeville.Mch. 24, 1920____From 40,000.00 to 80,000.00

Bank of Monroe. ______ ,J\fonroe _____Mch. 17, 1920 ____From 100,000.00 to 300,000.00

Farmers Bank_________ ,i\fonroe _____Feb. 9, 1920_____From 60,000.00 to 100,000.00

Farmers Bank _________ ,l\1onroe _____Nov. 22, 1920____ From 100,000.00 to 150,000.00

Union Banking Co, _____ Monroe. ____Mch. 29, 1920____From 40,000.00 to 60,000.00

Farmers & Merchants Bk..McDonough_:Mch. 16, 1920___ .From 30,000.00 to 100,000.00

Newnan Bkg. Co. ______,Newnan___ .Mch. 30, 1920. __ .From 125,000.00 to 400,000.00

Exchange Bank ________ Savannah___ Mch. 10, 1920____ From 125,000.00 to 250,000.00

Mercantile B. & T. Co,___ Savannah ___Apr. 20, 1920____From 200,000.00 to 300,000.00

Bank of Tallapoosa____ Tallapoosa__Dec. 30, 1920____From 25,000.00 to 60,000.00

Farmers & Merchants Bk..'I'110maston__l\Ich. 18, 1920____From 25,000.00 to 50,000.00 Bank of TignalL ______ Tignal! _____ June 2, 1920____ From 25,000.00 rto 50,000.00

Merchants Bank ________Valdosta. ___Nov. 8, 1920 _____From 100;000.00 to 200,000.00

Merchants & Planters Bk..Villa Rica__ June 12, 1920___ From 30,000.00 to 50,000.00 Jefferson Co. Bank_____Wadley _____ June 4, 1920 ____ From 25,000.00 to 30,000.00

Citizens Bank __________West Point-Aug. 23, 1920 ____From 25,000.00 to 50,000.00

XXXll

BANKING DEPARTMENT

AMENDMENTS TO CHARTERS DECREASING CAPITAL STOCK (SIX)

DATE NAME OF BANK LOCATION APPROVED

AMOUNT OF DECREASE

Ambrose-EnigmaBkg. Co.Ambros'e___ .Mch. 12, 1920. __ .From $25,000.00 to $15;000.00 Bank of Arnoldsville. ____Arnoldsville_Nov. 1, 1920 ____From 25,000.00 to 15,000.00 Peoples Bank___________ Gordon. ____ June 25, 1920___ From 25,000.00 to 20,000.00 ~armers State Bank_ __ ---Register ____.June 14, 1920 ___From 25,000.00 to 15,000.00
ank of Sale City_-- -----Sale City___ .June 17, 1920___From 25,000.00 to 15,000.00 Farmers Bank_________ .Zebulon_____N ov. 22, 1920____From 35,000.00 to 27,000.00

AMENDMENTS GRANTED TO CHANGE CORPORATE NAME (SIX)

NAME OF BANK

TDATE LOCATION APPROVED

TO BE KNOWN AS:

Albany Tr. Co. of Ga. ____ Albany__ Aug.16, 1920___Albany Trust & Banking Co.
Ambrose-EnigmaBkg.Co..Ambrose.Mch.12, 1920___Bank of Ambrose Columbus Svgs. Bank____columbusJune 1, 1920___ Columbus Svgs. Bank & T'r. Co. Bank of Decatur ________.Decatur_. Sept. 23, 1920___ Decatur Bank & Tr. Co. Newnan Banking Co. _____Newnan. Mch. 30, 1920___ Newnan Bank & Trust Co. Farmers & Merchants Bk."Nicholls'_ Apr. 12, 1920___ Farmers Bank

RENEWAL OF CHARTERS GRANTED (TWO)

NAME OF BANK

LOCATION DATE APPROVED

PER.IOD

Exchange Bank _________Albany________Mch. 18, 1920 ____________Thirty years
(Reapproved: Nov. 29, 1920) Middle Georgia Bank___,Eatonton ______.July 19, 1920____________ Thirty years

MISCELLANEOUS AMENDMENTS TO CHARTERS (FOUR)

NAME OF BANK LOCATIOX DATE APPROVED

NATURE OF APPLICATION

Albany Tr. Co. of Ga.. Albany-----,Aug. 16, 1920 _____ ACQUIRING Peoples' Bank________Talbotton___:Yich. 4, 1920_____LEGISLATIVE
Bank of Tifton_____ Tifton_____ .Feb. 5, 1920 _____ PROVISIONS Merchants Bank_____Valdosta____Nov. 8, 1920____ _

- - - - - - - - - - - - -~-- -

FIRST ANNUAL REPORT

XXXlll

STATE BANKS AND TRUST COMPANIES MERGED (SIX)

NAME OF BANK LOCATION

DATE

NATUR.E OF ACTION

Farmers & Merchants..Gainesville. ___ Dec. 31, 1920..Merged with the Gainesville

.

National Bank, Gainesville, Ga.

Hart County Bank___ Jiartwell _____.Sept. 10, 1920..Converted into First National

Bank, Hartwell, Ga.

Bank of Jackson Co. Jefferson _____Jan. 13, 1920__Merged with First National

Jefferson Bkg. Co____.

Bank, Jefferson, Ga. To be

known as the JeffersonNational

Bank, Jefferson, Ga.

Farmers & Merchants .Nicholls_____ Apr. 21, 1920___ Consolidated. To be known un-

Bank of Nicholls_____

der the corporate name Farm-

ers Bank, Nicholls, Georgia.

BANKS VOLUNTARILY LIQUIDATED (THREE)

Name of Bank

Location

Date Liquidation Began Unclaimed Deposits

Bank of Plain:field___________P1ain:fl.eld_______,March 18, 1920 ____ NONE
Peoples Bank ---------------CeciL__________ May 1, 1920 ____ 8.31 Pe.oples Savings Bank. _____ -_Waynesboro ___ - .March 31, 1920 ____NONE

BANKS SURRENDERED TO SUPERINTENDENT OF BANKS BY W. J. SPEER, STATE BANK EXAMINER (ONE) JANUARY 1, 1920

Name of Bank

Dividends Loeation Date Closed to Depositors

Unpaid. Deposits

Farmers & Merchants ___ :i\'Iilan ______Dec. 15, 1919 100% 140.05

BANKS AND TRUST COMPANIES UNDER THE SUPERVISION

OF THE DEPARTl\fENT OF BANKING

(617)

NAME OF BANK.

LOCATION.

CAPITAL

Bank of Abbeville _______________ Abbeville ------------$ 15,000 00

Farmers Bank __________________ Abbeville ------------ 23,800 00

Bank of Acworth _______________ Acworth ------------- 25,000 00
S. Lemon Banking Company_____Acworth ------------- 30,000 00

Bank of Adairsville _____________ Adairsville ----------- 25,000 00 Bank of AdeL ___________________ Adel ---------------- 25,000 00

First Bank of Cook County______ Adel ---------------Bank of Adrian _________________Adrian ______________

2550,,000000 0000

Bank of Alapaha--------------~- Alapaha ------------- 30,000 00 Albany Trust Go. of Ga---------Albany ______________ 100,000 00

Exchange Bank -----------------Albany ______________ 57,200 00

Farkas Trust CompanY----------Albany -------------- 100,000 00 Ga. Bank & Trust Company------ Albany ______________ 100,000 00

Union Banking CompanY--------Alamo ________,_______ 15,000 00

Alma State Bank_______________Alma ---------------- 15,000 00

Alpharetta Bank ---------------Alpharetta ----------- 15,000 00 Milton County Bank____________Alpharetta ___________ 16,000 00

Citizens Bank ------------------Alston --------------- 15,000 00

Bank of Ambrose---------------Ambrose ------------- 15,000 00 Bank of Commerce______________Americus ____________ 65,000 00

Commercial City Bank----------Americus ____________ 50,000 00

Planters Bank ------------------Americus ------------ 50,000 00 Bank of Apalachee ______________ Apalachee ------------ 25,000 00

Bank of Arlington---------------Arlington ____________ 50,000 00 Bank of Arnoldsville _____________Arnoldsville __________ 15,000 00

Ash burn Bank ------------------Ash burn _____________ 50,000 00

Citizens Bank ------------------Ashburn ------------- 25,000 00

Turner County Bank-------------Ashburn ------------- 25,000 00 American State Bank------------Athens --------------- 100,000 00 Athens Savings Bank------------Athens _______________ 50,000 00

Commercial Bank ---------------Athens -------------- 100,000 00 Peoples Bank ------------------Athens ______________ 100,000 00 American Savings Bank---------Atlanta ______________ 200,000 00
Atlanta Commercial Bank--------Atlanta ______________ 50,000 00

Atlanta State Savings Bank-----Atlanta -------------- 29,179 00 Atlanta Trust Company----------Atlanta ______________1,000,000 00 Bank of West End _____________ Atlanta ______________ 25,000 00

Central Bank & Trust Corp, ______Atlanta ______________ 1,000,000 00

City Savings Bank--------------Atlanta ______________ 82,000 00

Colonial Trust Company_________ Atlanta -------------- 146,400 00

East Atlanta Bank--------------Atlanta -------------- 25,000 00

CHARTERED

Oc.t. Aug. Oct. Dec. Mch. Nov. June Nov. Mch. June, Dec. Oct. June
Nov. Apr. Nov. Dec. Sept. Apr. Oct. July Oct. Aug. Jan. Oct. July July Feb. Dec.
Sept. May Dec. May June Aug. Me h. Nov. May
Oct.
Nov.

6, 1904 8, 1919 31, 1905 18, 1906 23, 1899 30, 1901 3, 1919 20, .1911 4, 1905
1905 18, 1890 11, 1917
8, 191 6
20, 1919 1, 1920
29, 1918 5, 1910
19, 1911
5, 1915 13, 1891 23, 1908 13, 1891 26, 1919 17, 1901 13, 1919
3, 1900 27, 1905 20, 1912
2, 1902
1887
29, 1891 21, 1912 27, 1886 12, 1916 30, 1913 19, 1910 12, 1915 28, 1905 19, 1920 22, 1912
15, 1910

BEGAN BUSINESS

Oct. July Dec. Jan. Mch.
June Dec. Apr. June
Oct.
Nov. Feb. Nov. Jan. Nov. Apr. Jan. Aug.
Sept.
Sept. July Oct. Mch. Jan.

25. 1904 15, 1919
1~. 1905 1, 1907
24, 1899
1901 10, 1919
7, 1911 1, 1905
1905 1893 11, 1917 1916
1, 1919 26, 1919 30, 1918 26, 1911
9, 1911
12, 1920 1892
3, 1908 1892
24, 1919 1901
27, 1919 14, 1900 25, 1905 12, 1912
2, 1903 1892

May
May Aug. Sept. Mch. Feb, June Oct. Nov.

22, 1912
1887 15, 1916
1, 1913 1910
26, 1915 6, 1906 5, 1920
24, 1912
15, 1910

NAME OF BANK.

LOCATION.

CAPITAL

CHARTERED

BEGAN BUSINESS

Farmers and Traders Bank______AtJanta -------------- 25,000 00

Sept.

25, 1900

Ga. Svgs. Bank & Trust Co. _____ Atlanta -------------- 500,000 00

Oct.

26, 1889

Sept.

1, 1899

Lakewood Bank ----------------Atlanta -------------- 25,000 00

Nov.

17, 1920

Dec.

8, 1920

Trust Company of Georgia_______Atlanta ------------- 1,000,000 00

Sept.

21, 1891

1891

Augusta Savings Bank----------Augusta -------------- 100,000 00

Oct.

14, 1879

1882

Georgia Railroad Bank----------Augusta ____________ 1,000,000 00

Nov.

15, 1892

Dec.

31, 1892

Merchants Bank ----------------Augusta ------------- 200,000 00

Jan.

8, 1904

Feb.

1, 1904

Planters Loan & Svgs. Bank____Augusta ------------- 50,000 00 Union Savings Bank____________ Au~usta _____________ 100,000 00 Austell Bank -------------------Austell ______________ 15,000 00

Oct.
Sept. Jan.

27, 1870
22, 1891 3, 1910

Jan. Jan.

1870
3, 1892 20, 1910

Bank of Baconton---------------Baconton ------------ 15,000 00

Apr.

23, 1907

May

1907

Bainbridge State Bank----------Bainbridge ___________ 100,000 00

Feb.

1, 1901

Feb.

1, 1901

Decatur County Bank___________ Balinbridge ---------- 25,000 00 Citizens Bank & Trust Co. _______ Bainbridge ___________ 100,000 00

Dec. Nov.

26, 1905 11, 1911

Dec.

19, 1911

Baldwin State Bank-------------Baldwin _____________ 15,000 00

1\Tov.

7, 1907

1907

Ball Ground Bank---------------Ball Ground _________ 15,000 00

May

18, 1918

July

10, 1918

Barnesville Bank ---------------Barnesville __________ 36,800 00 Citizens Bank ------------------Barnesville __________ 50,000 00

Sept. May

14, 1908 7, 1902

Sept. May

17, 1908 7, 1902

.,'

Bartow Bank -------------------Bartow -------------- 25,000 00

Dec.

11, 1902

Jan.

1, 1903

Bank of Barwick----------------Barwick _____________ 15,000 00

Jan.

23, 1906

Feb.

6, 1906

Baxley Banking Company_______ Baxley -------------- 60,000 00

Mch.

24, 1902

Mch.

24, 1902

Bank of Benevolence------------Benevolence _________ ;[5,000 00 Farmers and Merchants Bank____ Berlin _______________ 15,000 00
Bishop Banking Company-------- Bishop ______________ 25,000 oo

Feb. Sept. Oct.

1, 1911
27, 1910 2, 1905

Sept. Sept.

1911 6, 1910
1905

1

Blackshear Bank ----------------Blackshear __________ 50,000 00

Sept.

11, 1891

July

7, 1892

Citizens Bank ------------------Blackshear ---------- 17,000 00 Citizens Bank ------------------Blakely ~------------ 50,000 00 Fannin County Bank ____________ Blue Ridge___________ 15,000 00

Nov. Mch. May

6, 1905 23, 1918 29, 1916

Jan. Mch. June

2"8, 11991086 6, 1916

Farmers Bank -----------------Blythe ______________ Farmers Bank -----------------Bogart ______________ Bank of Boston ________________ Boston -------------Merchants & Farmers Bank_____ Boston -------------Bank of Bostwick_______________ Bostwick -----------Bank of Bowdon________________Bowdon ______________
Merchants & Planters Bank______Bowdon -------------Bank of Bowersville_____________Bowersville __________ Bank of Bowman________________ Bowman ------------

15,000 00 25,000 00 25,000 00 50,000 00 15,000 00 50,000 00
50,000 00 25,000 00 35,000 00

Aug. Aug.
Dec. Sept.
Oct. Oct. Aug. Dec. Feb.

28, 1909 30, 1910
7, 1905 14, 1891
26, 1911 16, 1905 30, 1911 14, 1906
2, 1905

Sept. Oct. Mch. Mch.
Nov. Oct. Sept. Jan. Mch.

1, 1909 10, 1910
5, 1906 1902
1, 1911 5, 1920 15, 191] 1, 1907 6, 1905

Farmers Bank ----------------Bowman -----------Bank of Bradley________________Bradley ----- -------Bank of Bremen ________________ Bremen _____7 ________ Farmers Bank ________________Bremen -------------Farmers and Merchants Bank____Brewton -------------

18,400 00 15,000 00 40,0'00 00 17,600 00 15,000 00

Mch. Sept.
Me h. Aug. May

13, 1911 23, 1920
23, 1903 8, 1911
26, 1910

Apr. Oct.
Mch. Sept. May

15, 1911 20, 1920
25, 1903 12, 191] 26, 1910

Citizens Bank ------------------Brinson ------------- 15,000 00 Farmers Bank___________________Bronwood ------------ 25,000 00 Bank of Brooklet________________ Brooklet ------------ 25,000 00

Dec. Apr. May

17, 1910 30, 1913 12, 1907

Dec. May Dec.

22, 1910 5, 1913 1, 1906

J
Banks and Trust Companies Under the Supervision of the Department of Banking-Continued.

NAME OF BANK.

LOCATIO)J".

OAPITAL

Brooks Bank -----------------Brooks -------------- 15,000 00 Brunswick Bank & Trust Co,____Brunswick ----'------- 150,000 00 Glynn County Bank ____________ Brunswick ___________ 100,000 00
Farmers & Citizens Bank_______Buchanan ------------ 15,000 00 Haralson County Bank__________ Buchanan ----------- 15,000 00 Bank of Buckhead_______________Buckhead ------------ 25,000 00 Buena Vista Loan & Svgs. Bank-Buena Vista ---------- 30,000 00 Bank of Buford__________________Buford -------------- 25,000 00
Shadburn Banking Company______ Buford -------------- 40,000 00 Bank of Bullochville ____________ Bullochvine ~-------- 25,000 00 Citizens Bank _________________Bulochville ---------- 15,000 00 Bu tier Banking Company ________ Butler -------------- 15,000 00 Taylor County Bank____________ BU:'tler -------------- 15,000 00 Farmers Bank ________________ Byron --------------- 25,000 00 Bank of Byromville_____________ Byromville ---------- 15,000 00
Cadwell Bank ------------------Cadwell ------------- 25,000 oo Cairo Banking Company________Cairo ---------------- 35,000 00 Citizens Bank __________________Cairo ---------------- 50,000 00 Farmers and Merchants Bank____ Cairo --------------~- 25,000 00 Peoples Bank -------------------Calhoun ------------- 55,000 00 Dank of Camilla________________Camilla -------------- 50,000 00 Planters & Citizens Bank_________Camilla -------------- 50,000 00 Farmers Bank __________________Canon --------------- 25,000 00 Canon Bank ___________________Canon --------------- 25,000 00 Bank of Canton________________ Canton -------------- 100,000 00 Bank of Cherokee_______________ Canton -------------- 50,000 00
Carlton Bank -------------------Carlton -------------- 25,000 00 Planters Bank _________________Carlton -------------- 25,000 00 Bank of Franklin County________ Carnesville ---------- 25,000 00 Carrollton Bank _______________ Carrollton ----------- 100,000 00 Citizens Bank ----------------- Carrollton ----------- 50,000 00 Peoples Bank -------------------Carrollton ----------- 60,000 00 Bank of Cartersville____________ Cartersville ---------- 100,000 00 Bank of Cassville_______________ Cassville ------------ 15,000 00 Bank of Cave Spring___________ Cave Spring__________ 25,000 00 Bank of Cedartown_____________Cedartown ----------- 50,000 00 Commercial Bank of Cedartown __ Cedartown ----------- 100,000 00 Bank of Chamblee_______________ Chamblee ------------ 25,000 00 Farmers & Merchants Bank______ Charing ------------- 15,000 00 Bank of Chatsworth ____________ Cllatsworth ---------- 23,666 68 Cohutta Banking Company_______Chatsworth ---------- 15,000 00

CHARTERED

Aug. Sept. Nov. Aug,
Mch. July Sept.
Jan. Feb. Aug. Oct. May
Mch. Dec. July Jan. Nov. Dec. Nov. Nov. Nov. Sept. Nov. Nov. Nov. July Mch. Mch. Mch. Dec. Jan. Nov. Sept. May
Oct. Oct. Oct. Oct. Sept. Aug. July

8, 1907 11, 1889 5, 1906
8, 1911 3. 1909 9, 1906 22, 1887
20, 1893 1, 1900 28, 1905 12, 1920 20, 1912
3, 1919 2, 1909 19, 1920 5, 191G
23, 1903 3, 1903 7, 1910 3, 1905 4, 1889
24, 1904 3, 1919
25, 1905 17, 1892
5, 1910
1903 11, 1912
12, 1906
26, 1890 27, 1906 11, 1909 11, 1895 16, 1912
25, 1905
18, 1901 16, 1889
31, 1917
28, 1912 17, 1907
17, 1905

BEGAN BUSINESS

Sept.
Sept. Mcll. Sept. Sept. Feb.
Oct. Oct.

1907 1889 1907
6, 1911 3, 1909 3, 1906
1889
1, 1893 1900
21, 1905 20, 1920

Apr. Jan. July Feb. Nov. Jan. Nov.
Jan.

16, 1919 3, 1910
26, 1920
15, 1920
23, 1903 2, 1904
26, 1910 1905
2, 1890

Jan.
Dec. July Mch. Dec. Mch. Feb. Feb. Dec. Sept. June Nov. Jan. Dec Oct. Nov.
Jan.

28, 1920 1905
22, 1892
20, 1920 15, 1903 11. 1911 22, 1906
9, 1891 8, 1906 1, 1909 12, 1895 3, 1912
7, 1905 5, 1902 11, 1889
31, 1917 6, 1912 1907
24, 1906

NAME OF BANK.

LOCATION.

CAPITAL

CHARTERED BE'GIAN BUSINEISS

Bank of Chauncy _______________ Chauncy ------------- 25,000 00

Oct.

11, 1905

Nov.

1905

Chester Banking Company_______ Chester -------------- 22,800 00

Mch.

26, 1909

Apr.

1, 1909

Bank of Chickamauga___________ Chickamauga -------- 15,000 00

Feb.

10, 1910

May

2, 1910

Bank of Chipley________________Chipley -------------- 25,000 00

Dec.

3, 1901

Farmers & Merchants Bank_____ Chipley -------------- 25,000 00

Mch.

22, 1909

Apr.

19, 1909

Habersham Bank _______________Clarkesville ---------- 25,000 00

Mch.

15, 1904

1903

Claxton Bank __________________Claxton -------------- 50,000 00

Apr.

24, 1903

July

1903

Citizens Bank __________________Claxton -------------- 30,000 00

July

18, 1919

Sept.

8, 1919

Bank of Clayton________________ Clayton ------------- 25,000 00

June

30, 1904

July

1, 1904

Clermont Banking Company_____Clermont ___________ _ 15,000 00

June

13, 1912

Feb.

l, 1913

Clermont State Bank_____________ Clermont ------------ 30,000 00

Oct.

27, 1920

Nov.

1, 1920

W FahrimteerCs o&unM ty eBrcahnakn_t_s__B_a_n_k_____________ CClleevvlealnadnd__-_-_-__-_-_-_-_-_-_--_

15,000 00 15,000 00

Oct. Sept.

16, 1913 22, 1909

Nov.

8, 1913 1909

Farmers Bank __________________ Climax -------------- 25,000 00

Oct.

8, 1912

Oct.

15, 1912

Farmers & Merchants Bank______ ClY10 ---------------- 15,000 00 Bank of Cobbtown______________Cobbtown ____________ 15,000 00

Jan. Nov.

28, 1914 30, 1906

Jan. Oct.

1914 1, 1906

Citizens Bank ------------------Cochran, ------------- 25,000 00 Cochran Banking Company_______ Cochran ------------- 75,000 00

Dec. Mch.

31, 1912 8, 1899

Oct. Mch.

21, 1912 8, 1899

Bank of College Park___________College Park --------- 25,000 00

Nov.

10, 1910

Mch.

10, 1910

Bank of Collins ---------------Collins -------------- 25,000 00 Madison County Bank___________Colbert -------------- 15,000 00

Oct. Oct.

14, 1905 15, 19!'9

Sept. Aug.

1, 1905 28, 1919

Colquitt Exchange Bank_________Colquitt ------------- 25,000 00

Feb.

!H, 1917

June

1, 1917

Columbus Savings B. & T. Co.___ Columbus ----------- 250,000 00

Dec.

24, 1888

Apr.

1889

Columbus Loan & Banking Co. ___Columbus ------------ 50,000 00

May

29, 1914

June

1, 1914

Home Savings Bank_____________Columbus ___________ _ 50,000 00

Dec.

31, 1888

April

1903

M Muerscchoagneets

B& anMkec_h_a_n_i_c_s__B_a_n_k_________CCoolluummbbuuss

_- _- _- _-_-_-_-_-_-_-_- -_

200,000 50,000

00 00

Aug. Dec.

25, 1872 6, 1913

Jan.

1872 2, 1914

Pheonix Bank __________________ Columbus ----------- 39,200 00

Nov.

1905

Nov.

1905

Comer Bank____________________Comer --------------- 25,000 00

Jan.

23, 1900

Feb.

2, 1900

Peoples Bank ___________________ Comer --------------- 25,000 00

Mch.

25, 1907

Mch.

2, 1907

Commerce Bank & Trust Co. ____ Commerce ----------- 100,000 00

Sept.

9, 1919

Sept.

9, 1919

Northeastern Banking Company__ Commerce ----------- 100,000 00

1892

Jan.

1, 1892

Concorfl Banking Company______ Concord ------------- 25,000 00

Oct.

29, 1903

Nov.

18, 1903

Bank of Conyers________________ Conyers ------------- 30,000 00

Nov.

1, 1904

Dec.

19, 1904

Bank of Rockdale___________conyers ------------- 50,000 00

Oct.

15, 1891

June.

1901

Farmers & Merchants Bank______Coolidge ------------- 25,000 00

Dec.

18, 1911

Nov.

20, 1911

American Bank & Trust Co. _____ Cordele -------------- 150,000 00

Jan.

27, 1919

Jan.

28, 1919

CCiotridzeelnes

BBaannkk &---T-r-u-s-t--C--o-. _--_-_-_-_-_c_oCrodrfele-llee

_-_-_-_-_-_-_-__-_______ __

25,000 100,000

00 00

Sept. Nov.

11, 1899 20, 1919

Feb.

1899 2, 1920

Exchange Bank ----------------Cordele ------------- 100,000 00

Nov.

29, 1905

Jan.

2, 1906

Cornelia Bank_ ________________Cornelia ------------- 40,000 00

July

3, 1900

Sept.

1900

Bank of Covington _____________ Covington ----------- 100,000 00

Apr.

10, 1901

1901

Bank of Newton County__________Covington ------------ 80,000 00 Farmers Banking Company------ Covington ----------- 30,000 00 Bank of Crawford______________crawford ------------ 25,000 00

Jan. Apr. June

17, 1905 23, 1920 15, 1905

Jan. May.

30, 1905 4, 1920 1905

~............

Banks and Trust Companies Under the Supervision of the Department of Banking-Continued.

NAME OF BANK.

LOCATION.

CAPITAL

Farmers Bank __________________Crawford ------------ 25,000 00 Bank of Crawfordville __________Crawfordville ________ 25,000 00

Bank of Taliafero --------------Crawfordville -------- 40,000 00 Bank of Culloden________________Culloden ------------- 25,000 00

Merchants & Planters Bank______culloden ------------Bank of Cumming______________ Oumming _________ _ Farmers & Merchants Bank______ Cumming ----------Bank of Cusseta________________ Cusseta ------------Bank of Cuthbert_ ______________ cuthbert ___________ _ Ga. Bank & Trust Oo. ____________ Cuthbert ------------

15,000 00
25,000 00 25,000 00 15,000 00 50,000 00
48,300 00

DBaanckuloaf BDaanhkloinngegaC_o__m__p_a_n_y_-_-_-_-_-_-_- DDaahcluolnaeg-a--_-_-_-_-_-_-_-_-_-_--_

25,000 00 15,000 00

Bank of Lumpkin County-------Dahlonega ----------- 15,000 00

Commercial Savings Bank_______ Dallas -------------Bank of Dalton_________________ Dalton --------------

25,000 00 50,000 00

BBaannkk ooff KDeasntlieerls-v--il-l-e-_-_-_-_-_-_-_--_-_-_-_D_ Dam anaieslcsvuislle--_-_-_-_-_-_-_-_-_-_Bank of Danville________________ Danville ____ ---------

25,000 00 15,000 00
15,000 00

Darien Bank -------------------Darien -------------- 25,000 00 Merchants & Farmers Bank______Davisboro ------------ 25,000 00 Planters State Bank____________ Davisboro ----------- 15,000 00

Bank of Dawson_________________ Dawson ------------- 100,000 00 First State Bank_______________ Dawson -------------- 50,000 00 Farmers & Citizens Bank_________ Dawsonville _________ 25,000 00 Bank of Dearing________________ Dearing ------------- 15,000 00

Decatur Bank & Trust Co._______ Decatur ------------- 100,000 00

DeKalb County Bank -----------Decatur ------------- 25,000 00

Dexter Banking Company-------- Dexter -------------- 25,000 00 Bank of Doerun_________________Doerun -------------- 40,000 00

Farmers Bank __________________Doerun -------------- 25,000 00 Bank of Donalsonvil!e____________Donalsonville ________ 100,000 00

Planters Bank __________________ Dc:>nalsonville -------- 15,000 00

Citizens Bank __________________ Douglas ------------- 50,000 00

Union Banking Company_________ Douglas ------------- 85,000 00

Douglasville Banking C'ompany __ Douglasville --------- 50,000 00

Farmers & Me,rchants Bank______ Douglasvil!e --------- 25,000 00

Bank of Dover__________________ Dc:>ver --------------- 15,000 00

Citizens Bank ------------------Dublin -------------- 50,000 00 Dublin & Laurens Bank_________ Dublin -------------- 100,000 00

Southern Exchange Bank_________ Dublin -------------- 50,000 00

Bank of Dudley_________________ Dudley -------------- 15,000 00

Bank of Duluth_________________ Duluth -------------- 25,000 00

CHARTERED BIEGAN BUSINElSS.

Sept. Feb. Jan. Oct. Dec
Oct. Nov. May Sept.
Jan. Aug. May Nov. Jan. Nov. Nov.
Dec. Aug. Dec. Nov. Oct.
June Aug. Nov.
June Sept. Aug. Jan. June Nov.
Jan. June Dec. Dec. Dec Apr. July
Dec. Aug. Nov. Oct. Nov.

9, 1911
23, 1899 1, 1908
11, 1897 4, 1904
11, 1904 16, 1911
2, 1907 29, 1887
1, 1917 31, 1909 27, 1914
7, 1911 28, 1907 26, 1911
3, 1905 11, 1907 19, 1905
8, 1888 4, 1905 7, 1911
29, 1911
27, 1887 9, 1911
7, 1911
3, 1906 11, 1911
18, 1904 6, 1902
13, 1909
7, 1903 12, 1915 26, 1901 27, 1898
1889 4, 1907
5, 1912 4, 1916
1910 11, 1914
2, 1905 12, 1910

Sept. Oct. Jan. Oct. Dec. Oct. Nov. June Nov. Jan. Sept. June.
Feb. Oct. Nov. Jan. Oct. Jan. Nov. Oct. .July Sept. Jan. June Nov. Sept.
May Nov. Feb. .July Jan. Feb. Apr. May Aug. Dec. Aug. Nov. Nov. Nov.

22, 1911
1, 1898 1, 1908 21, 1897 4, 1904
1904 16, 1911
1907 1, 1890
2, 1917 27, 1909
1, 1914 1911
8, 1907 21, 1912
3, 1905
15, 190R 1, 1905
23, 1889
1905 12, 1911
1, 1911 21, 1887
1, 1912
15, 1911 1906
11, 1911 1904
10, 1902 9, 1909
2, 1903 22, 1915
4, 1902 1899
7, 1891 1' 1907 8, 1912 15, 1916
1910 11, 1914
1, 1905 1, 1904

NAME OF BANK.

LOCATION.

C,APITAL

Bank of Eastman_______________ Eastman ------------ 60,000 00

Citizens Banking Company_______ Eastman ------------ 100,000 00

Merchants & Farmers Bank_____ Elastmtan ------------ 50,()00 00

Bank of East PoinL _____________ East Point ---------- 35,000 00

Bank of Eatonton _______________ Eatonton Citizens Bank___________________ Eatonton

-----------___________ _

25,000 00 25,000 00

Middle Georgia Bank____________ Eatonton ------------ 50,000 00

Bank Bank

of Edison__________________ Edison -------------of Elberton_______________ Elberton ____________ _

50,000 100,000

00 00

Elbert County Bank____________ Elberton ------------- 60,000 00

El)Jerton Loan & Savings Bank __ E}J!Yerton ------------ 75,000 00 Bank of Ellaville________________ EllaviUe ------------ 25,000 00

Council Bank ------------------~F:llaville ____________ _ 30,000 00

Bank of Ellenton________________ Ellenton ------------- 15,000 00

Bank of Ellenwood_______________ Ellenwood ----------- 15,000 00

~~~~ 0~f E1j~i~ma================~~li;;a -=============

15,000 00 15,000 00

Bank of Elton___________________ Eton ---------------- 15,000 00

Bank of Campbell County--------- Fairburn ------------ 100,000 00 Fairburn Banking Company______ Fairburn ____________ _ 34,120 00

Fairmount Bank ---------------Fairmount _________ _ 15,000 00

Farmers & Merchants Bank_____ Fayetteville ________ _ Bank of Finleyson _______________ F'inleyson ___________ _

25,000 00 15,000 00

Bank of Flovilla_______________Flovilla -------------- 15,000 00 Bank of Flowery Branch ________ Flowery Branch _____ _ 25,000 00

Citizens Bank -----------------Folkston ------------ 15,000 00 Bank of Forsyth _______________ Forsyth ------------- 50,000 00

Citizens Bank -----------------Forsyth ------------- 80,000 00

Farmers Bank -----------------Forsyth ------------- 50,000 00 Monroe County Bank_____________ Forsyth ------------- 25,000 00 Bank of Fort Gaines___________ Fort Gaines _________ _ 50,000 00 Union Savings Bank_____________ Fort Gaines _________ _ 27,150 00

Citizens Bank __________________ Fort Valley --------- 100,000 00

Exchange Bank ---------------Fort Valley --~------- 50.000 00 Bank of Heard County__________ Franklin ------------ 25,000 00

Peoples Bank -----------------Franklin ------------- 25,000 00

CFaitrimzeenrss

Ba
&

nMk

e

r-c--h-a-n-t-s-

--B-a-n--k-_-_-_-_G_ Gaianineessvviillllee

-_ -_ -_ _- _- _- _-_-_- -_

50,000 00 75,000 00

State Banking Company--------- Gainesville ----------- 75,000 00 Farmers & Merchants Bank_____Garfield ------------- 15.000 00

Bank of Gibson_________________ Gibson -------------- 15,000 00

Bank of Gillsville______________ Gillsville ------------ 15,000 00

Bank of Girard ________________Girard --------------- 15,000 00

Farmers & Merchants Bank______ Girard -------------- 20,000 00

Glennville Bank _______________Glennville ----------- 60,000 00

CHARTERED

Dec. Feb. Feb. Feb. May Oct. Dec. Sept. Jan. Dec. Dec. Sept. Dec. Aug. Mch. May Mch. May
Nov. Dec. Oct. Feb. Sept. Oct. Aug. Dec.
Oct. Feb. Mch. Nov. Sept. July
.Jan. Dec. Oct. Aug May Nov. Dec. Jan. Nov. Sept.
Apr. Aug. Jan.

28, 1918 8, 1910
27, 190l 28, 1906 11, 1903
8, 1917
4, 1890 24, 1904 16, 1893 21, 1919 24, 1886
10, 1910 5, 1917
31, 1911 18, i912 21, 1914 20, 1920 23, 1910
16, 1911 28, 1904 12, 1913 16, 1906 20, 1910
2, 1906 4, 1904 12, 1911
22, 1887 2, 1920 9, 1910 2, 1908
2, 1889 30, 1910
8, 1910 28, 1888 14, 1905
18, 1906 19, 1920 19, 1913
27, 1886 9, 1911 7, 1905 6, 1911
27, 1906 10, 1920 12, 1905

BEGAN BUSINESS

Jan. Feb. Mch. Feb. May Oct. Feb. Oct.
Feb. Dec. Sept. Jan. Sept. Mch. June Mch. Sept. Nov.
Nov. Mar. Sept. Nov. Aug. Jan. Oct. Feb. Apr. Oct.
Aug. Dec Dec. Oct. Sept. June Dec.
Feb. Nov. Oct. July Oct. Jan.

2, 1919 10, 1901
4, 1895 19, 1906 11, 1903
1, 1917 1891 1904 1893
7, 1920 24, 1886
16, 1910 2, 1918
25 1911
18: 1912 1, 1914
22, 1920 1, 1910
27, 1911 1902
5, 1913 13, 1906
1910 1, 1906 15, 1904 4, 1912
22, 1887 24, 1920
1910 19, 1908
1891 15, 1910
1. 19u9 28, 188~
18, 1905 5, 1906
2, 1913 2, 1913
1888 16, 1911
27, 1905 10, 1911
30, 1906 9, 1920
15, 1905

Hanks and 'rrust Companies Under the Supervision of the Department of Banking-Continued.

NAME OF BANK.

LOCATION.

CAPITAL

Peoples Bank __________________ Glennville __________ _ 25,000 00 Farmers Bank __________________Glenwood ___________ _ 30,000 00
Bank of Godfrey________________ Godfrey ------------- 15,000 00 Farmers & Merchants Bank_____Gordon _____________ _ 17,000 00
Peoples Bank -------------------Gordan ____________ _ 20,000 00 Bank of Gough_________________ Gough -------------- 15,000 00 Bank of Grantville _______________ Grantville __________ _ 25,000 00 Bank of Gray __________________ Gray _______________ _ 25,000 00 Bank of GraymonL _____________Graymont ___________ _ 25,000 00 Bank of Grayson _______________Grayson ____________ _ 40,000 Oil
Greenville Banking Company----Greenville ___________ _ 65,000 00 Peoples Bank -------------------Greenville __________ _ 30,000 00 Griffin Banking Company______Griffin _____________ _ 100,000 00 Merchants & Planters Bank____ Griffin _____________ _ 100,000 00 Savings Bank of Griffin ________ Griffin _____________ _ 100,000 00 Effingham County Bank________Guyton _____________ _ 25,000 00 ,Tones Oounty Bank____________ Hac1c1ock ____________ _ 20,000 00
Evans County Bank-------------Hagan _____________ _ 25,000 00 Bank of Hahira________________ Hahira _____________ _ 35,000 00
Citizens Bank -----------------Hahira _____________ _ 25,000 00 Bank of Hamilton-------------Hamilton ___________ _ 16,200 00 Bank of Hampton---------------Hampton ___________ _ ~ii,OOO 00 Bank of Hapeville______________Hapeville ___________ _ 15,000 00 Bank of Columbia County------Harlem _____________ _ 25,000 00 Bank of Harrison _______________ Ha ~Tison ___________ _ 25,000 00 Farmers & Mercl1ants Bank______ Hartwell ___________ _ 100,000 00
Hartwell Bank ----------------Hartwell ___________ _ 60,000 00 Hawkinsville Bank & Trust Co.--Hawkinsville _______ _ 50,000 00 Planters Ea.nk ----~------------- Ha,vkinsville _______ _ 50,000 00 Bank of Hazelhurst ------------Hazelhurst _________ _ 15,000 00 Jeff Davis Banking CompanY----Hazelhurst _________ _ clO,OOO 00 Bank of Helen __________________ Helen --------------- 15,000 00 Citizens Bank __________________ Helena -------------- 1 5,000 00 Bank of Hiawasse,e____________Hiawassee __________ _ 15,000 00 Hank of Hillsboro _______________ Hillsboro ___________ _ 2fi,OOO 00
Hinesville Bank _______________ Hinesville __________ _ 15,000 00
Bank of Hiram_________________Hiram --------------- 15,000 00 H.ogansville Banking Company____Hogansville _________ _ 25,000 00 Planters Bank ________________ I-Iogansville _________ _ 15,000 00 Banks County Bank____________ Homer -------------- 15,000 00 Bank of Homerville ____________ Homerville _________ _ 15,000 00

CHARTERED

Aug. Nov. Aug.
June Feb. Jan. July Aug. Apr. July Oct. Aug.
Oct. Feb. Oct. Apr. July Mch.
Jan. Dec. Jan. Dec. Jan. J_"'l'"ov.
Mch. Jan. Aug. Sept. Feb.
Oct. Sept. July Oct.
June Aug. Sept.
Mch. Apr. May
Nov. May

26, 1907 5, 1906
18, 1917
10, 1919 1, 1906
22, 1910
1, 1901 23, 1909 27, 1901 11, 1906 2 4, 1889 17, 1905
26, 1870 28, 1876 11, 1889
8, 1904 14, 1905 12, 1919
22, 1906 16, 1912 18, 1905 17, 1902 11, 1911
29, 1909 12 1906 13: 1900 23, 1889 14, 1872 27, 1896
19, 1906 4, 1917 4, 1913 2, 190G
14, 1909 23, 1911
4, 1911
5, 1907 ~ 6, 1904 13, 1915
25, 1910 6, 1903

BEGAN BUSINEJSS

Sept: Nov. Sept. July Feb. Feb. July Aug. May Aug.
Sept. Oct. July

1, 1907 10, 1906
1, 1917
19, 1919 1905
3, 1910
1901 28, 1909
5, 1901 30, 1906
1891 27, 1905
26, 1870 1, 1889 1891

July Mch. Feb. Feb. Jan. Oct. Jan. Dec. Mch. Feb
Aug. Mch. Oct. Jan. July Oct. July Aug. Nov.
Apr. May Sept. May

25, 1905 22, 1919
15, 1906 1, 1913
18, 1905 1, 1902
17, 1911
13, 1909 27, 1906
1, 1900 1887
26, 1872 1896
19, 1906 21, 1918
4, 1913 2, 1905
21, 1909 31' 1911 15, 1911
1907 21, 1904 15, 1920
1, 1910 6, 1903

NAME OF BANK

LOCATION.

C,APITAL

Clinch County Bank_____________ Homerville ---------Bank of Hoschton______________Hoschton -----------Peoples Bank _________________ Ideal ---------------Bank of Jla____________________Ila ------------------

18,000 00 30,000 00 15,000 00 15,000 00

Irwinton Bank ----------------Irwinton -----------Bank of Irwinville______________ Irwinville ------------

15,000 00 25,000 00

Farmers & Merchants Bank____ Jackson ------------- 125,000 00

Jackson Banking Company______ Jackson ------------- 100,000 00

Bank of .Takin__________________Jakin ---------------- 24,600 00

Pickens County Bank___________ J.asper -------------- 15,000 00

Citizens Bank & Trust Co. _______Jefferson ------------ 87,750 00

Farmers & Merchants Bank______Jeffersonvillc ________ 19,920 00

Twiggs County Bank____________Jeffersonville ________ 25,000 00

Farmer. Bank _________________ Jenkinsburg _________ _ 15,000 00

Mercfl&nts & Farmers Bank______Jesup ---------------- 25,000 00 Bank of Clayton County_________Jonesboro ___________ _ 25,000 00

Bank of Jonesboro ______________ J.onesboro __________ _ 25,000 00

Farmers & Merchants Bank______Junction City _______ _ 15,000 00

Kennesaw State Bank-----------Kennesaw __________ _ 20,000 00 State Bank of Kingsland---------Kingsland __________ _ 15,000 00

Bank of Kingston---------------Kingston ____________ _ 15,000 00

CBiatnizkenosf LBaaFnkaye-t-t-e-_-_-_-_-_-_-_-_-_-_-_-_-_-_KLiatFeaye-t-t-e------------------------

15,000 00 60,000 00

Walker County Bank-----------LaFayette __________ _ 25,000 00 Bank of LaGrange_______________ LaGrange ------------ 50,000 00

LaGrange Banking & Trust Co___ LaGrange ___________ _ 250,000 00

LaGrange Savings Bank_________ LaGrange ___________ _ 25,000 00

Lake Park Bank_______________ Lake Park ----------- 15,000 00

Bank of Lavonia_______________ Lavonia ------------- 40,000 00

Brand Banking Company_______ Lawrenceville _______ _ 50,000 0\J

BBaannkk ooff LLeeaersybu--r-g-_-_-_-_-_-_-_-_-_-_-_-_-_-_- LLeeeasrybur-g---_-_-_-_-_-_-_-_-__-_--_

15,000 00 15,000 00

Bank of Lenox___________________ Lenox --------------- 30,000 00 Bank of Leslie__________________ Leslie ______________ _ 25,000 00

Bank of Lexington_______________ Lexington __________ _ 25,000 00

Oglethorpe County Bank__________ Lexington __________ _ 25,000 00

Lilly Banking Company-------- Lilly ---------------Bank of Lincolnton_____________ Lincolnton __________ _

15,000 00 25,000 00

Farmers State Bank____________Lincolnton __________ _ Lithonia Banking Company______ Lithonia ____________ _

25,000 00
2fi,OOO ou

Peoples Bank _________________ Lithonia ____________ _ 2ii,OOO 00

nank of Locust Grove ___________ Locust Grove _______ _ 25,000 00

Citizens Bank ------------------Locust Grove -------- 29,400 00 Farmers & Merchants Bank_____ LoganviUe _________ _ 25,000 00 Loganville Banking Company----Loganville ----------- 25,000 00

CHARTERED

Sept. May Mch. Oct. Feb. Oct. July
Dec. Sept. July Feb. July
Dec. Jan. Sept. Oct. Oct. Mch.
Apr. Nov. May Sept: Nov.
Oct. Dec. Dec. Dec.
Jan. July June June May June
Feb. Feb. May July
Apr. Sept. Nov. Aug. Aug.
Sept. Apr. Feb.

2, 1919 3, 1904 26, 1920 11, 1910 17, 1911 25, 1906 24, 1919 15, 1888 27, 1912 10, 1909 10, 1920 24, 1911
14, 1903 3, 1910 9, 1907
10, 1908 6, 1903
23, 1912
20, 1910 26, 1912 19, 1904 11, 1906 13, 1889
22, 1913 29, 1890 11, 1871 13, 1906
22, 1906 20, 1898
2, 1905 22, 1909 30, 1907 20, 1907
4, 1905 24, 1896
5, 1905 30, 1919
22, 1905 26, 1911
1903
26, 1910
25, 1902
5, 1910 11, 1906
1, 1902

BEGAN BUSINESS

Sept. May Mch. Oct. Feb. Oct. Aug. Dec. Sept. June Mch. Aug.
Dec. Jan. Oct. Oct. Nov. Apr. Apr. Dec.
Aug. July
Nov. Dec.
Dec. Mch. July July June July June Feb. Feb. Aug. Aug. Apr. Dec. Nov. Aug. Aug. Sept.
Mar.

10, 1919

4, 1904

30, 1920

15, 1910

1911

25, 1906

29, 1920

1888

~~:

1912 1909

4, 1920

1, 1911

14, 1903

1910

1, 1907

29, 1908

7, 1903

3, 1912

1910

10, 1912

1904

3, 1906

1899

1, 1913

29, 1890

1871

1, 1906

6, 1906

1898

17, 1905

1909

9, 1907

25, 1907

4, 1905

24, 1896

1905

1, 1919

3, 1905

2, 1911

1903

26, 1910

25, 1902

1910

1906

24, 1902

Banks and Trust Cumpallies Under the Supervision of the Department of Banking-Continued.

NAME OF BANK.

LOCATION.

CAPITAL

Bank of Louisville______________ Louisville ----------Lovejoy Banking Company______ Lovejoy ------------Bank of Lovett_ ________________ Lovett --------------

25,000 00
15,000 00 15,000 00

Citizens Bank -----------------Ludowici -----------Liberty Banking Company_______ Ludowici -----------Bank of Lula__________________ Lula ---------------Farmers & Merchants Bank______ Lumber City ________ _
Bank of Lumpkin_______________ Lumpkin -----------Farmers State Bank____________ Lumpkin -----------Luthersville Banking Company___ Luthersville ________ _

25,000 00 25,000 00 15,000 00 15,000 00
25,000 00 15,000 00 25,000 00

Bank of Lyerly---------------- Lyerly -------------Toombs County Bank____________ Lyons --------------Merchants & Miners State Bk.___McCaysville _________ _ Bank of Henry County---------McDonough _________ _ Farmers & Merchants Bank_____ McDonough _________ _ Citizens Bank ------------------McRae _____________ _ M MaecrconhanStas viBngasnk B-a-n-k---_-_-_-_-_-_-_-_-_-_MMcaRcoane _-__-_-_-_-_-_-_-_-_-_-_-_--_

15,000
30,000 15,000
50,000
100,000
55o0,,o0o0o0
50,000

00
00 00
00
00
o0o0 ou

Merchants & Mechanics Svgs Bk,_ Macon -------------Bank of Madison________________ Madison ------------Morgan County Bank___________Madison ------------Bank of Manchester_____________ Manchester _________ _ St~te Bank ___________________ Manchester ----------
Bank of Mansfield______________ Mansfield -----------

25,000 100,000
50,000 50,000 16,000 25,000

00 00 00 00 00 00

PMeaorpileetsta BTarn. k&

----Bkg,

-C-o-,-_-_-_-_-_-_--_-_-_M _ Mana.srfiei

tetlad

_ _-_-_-_-_-_-_-_-_-_- -_

25,000 00 75,000 00

Merchants & Farmers Bank_____ Ma,rietta ------------ 50,()00 00

Citizens Bank -----------------Marshallville -------Georgia Banking Company______ Marshallville _______ _
Bank of Martin________________ Martin -------------Bank of Maxeys________________ Maxeys --------------

18,000 00
30,000 00 15,300 00 15,000 00

CMiatiyzsevnislleBaBnkan-k---_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- MMa!ayxsevyislle ------------------------Bank of Meansville_____.________ Meansville ----------Bank of Meigs_________________ Meigs --------------Bank of Menlo_________________ Menlo --------------Commercial Bank ______________Metcalf --------------

15,000 00 15,000 00 15,020 00 91,840 00 15,000 00 15,000 00

CBiatnizkensof BM anektte_r_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-MMeetttteerr ----------------------------Bank of Midville________________ Midville ------------Farmers & Merchants Bank_____ Midville -------------

25,000 00 30,000 00 25,000 00 15,000 00

CHARTERED

Oct. Feb. Nov. July Sept. Dec. Aug,
Nov. Oct.
Oct. Sept. Dec. Aug.
June Mch. Mch. Mch. Mch.
Jan. Dec. May Jan. June Sept.
Mch. Sept. June Nov. Sept. Oct. Feb. June
Dec. Mch. May July July
Mch. Dec. May Mch.

2, 1891 20, 1909 29, 1911
25, 1909
25, 1903 20, 1904 7, 1914 18, 1908 21, 1911
11, 1905 26, 1904 22, 1905 28, 1916
23, 1896 8, 1911
21, 1906 13, 1900
2, 1874
17, 1910 26, 1888
4, 1899
28, 1910 15, 1914
25, 1905
17, 1910 8, 1891
16, 1911 11, 1906 19, 1910
2, 1907 22, 1907
4, 1910
10, 1919 1, 1911 8, 1903
29, 1904 3, 1916
4, 1904 20, 1910 27, 1904 17, 1913

BEGAN BUSINESS

July July Nov. Oct. Oct. Dec. Aug.
Nov. Dec.
Aug, Sept. Jan. Nov. July Mar. June Mch. Jan.
Jan. Jan. May Feb. July Oct.

5 1893 3, 1909 29, 1911
1909 1903 14, 1904
10, 1914 18, 1908
1911 3, 1906
1904 5, 1906 1, 1916
1, 1896 8, 1911 3, 1906 13, 1900 17, 1875
3, 1910 3, 1890
1899 1, 1910 15, 1914 10, 1905

May July Jan. Sept. Oct. Apr. Nov. Apr, Apr. June Aug. July Me h. Dec.
Feb.

2, 1892 15, 1911
1, 1907 26, 1910 11, 1907 10, 1907
3, 1910
1, 1920 1, 1911
1903 1, 1904 22, 1916
23, 1904 20, 1910
1904
1913

NAME OF BANK.

LOCATION.

CAPITAL

CHARTERED

BEGAN BUSINESS

Bank of Milan __________________ Milan --------------- 30,000 00

Dec.

5, 1906

Oct.

1906

Exchange Bank _________________ Milledgeville ________ _ 75,000 00

May

20, 1903

June

1, 1903

Merchants & Farmers Bank_____ Milledgeville ________ _ 80,000 00

Jan.

1898

Mch.

1898

Milledgeville Banking Co. ________ Milledgeville --------- 50.000 00

Oct.

1874

Oct.

1884

Bank of Millen_________________Millen --------------- 50,000 00

Jan.

4, 1893

Mch.

1, 1893

FBaarnmk erosf BManilklto-w-n--_-_-_-_-_-_-_-_-_-_-_-_-_-_MMiillnlteorwn---_-_-_-_-_-_-_-_-_-_-_-_

25,000 00 25,000 00

Farmers & Merchants Bank_____ Milltown ------------ 15,000 00

Bank of Molena_________________Molena -------------- 15,000 00

June Mch. Apr. Oct.

23, 1911 14, 1905 18, 1907
7, 1901

Aug. Mch. July

15, 1911 21, 1905
1, 1907
1901

Bank of Monroe ________________Monroe -------------- 300,000 00

Dec.

30, 1890

Apr.

2, 1891

Farmers Bank _________________Monroe -------------- 100,000 00 Union Banking Company________ Monroe _____________ _ 60,000 00 Bank of Montezuma_____________ Mont.,zuma _________ _ 25,000 00

Dec. Aug, Apr.

2, 1905 17, 1912
10, 1918

Jan. Sept. May

1, 1906 1912
1, 1918

Jasper County Bank____________Monticello ----------- 2$,000 00

Feb.

5, 1898

Feb.

5, 1898

Montrose Banking Company_____ Montrose ------------ 15,000 00 Moreland Banking Company______Moreland ___________ _ 25,000 00

Sept. Nov.

4, 1911 25, 1995

Oct. Dec.

24, 1911 1, 1905

Bank of Morgan ________________ Morgan _____________ _ 20,000 00

Oct.

14, 1911

Nov.

15, 1911

Citizens Bank _________________Moultrie ------------- 100,000 00

Mch.

13, 1900

Mch.

13, 1900

Moultrie Banking Company_____ Moultrie _____________ _ 200,000 00

May

1896

1896

Bank of Mount Airy --~---------Mount Airy _________ _ 15,000 00 Mount Vernon Bank____________ Mount Vernon -------- 15,000 00 First Bank of Nashville_________;\fashville ___________ _ 25,000 00

July
Dec. Feb.

20, 1911 21' 1900 10, 1918

Aug. Jan.
Mch.

8, 1911 24, 1!!01
1, 1917

FBaarnmk erosf NBaenwkbo-rn--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_NNaeywlboorrn---_-_-_-_-_-_-__-_-_-_--_

15,000 00 25,000 00

Dec. Nov.

2, 1907 10, 1903

Jan.

15, 1908

Bank of Newington _____________ Newington _________ _ 15',000 00

July

7, 1919

Aug.

15 1919

Newnan Bank & Trust Co. ______ l\"'ewnan _____________ _ 400,000 00

May

31, 1920

Apr.

20: 1920

Baker County Bank_____________Newton -------------- 25,000 00 Farmers Bank _________________ Nicholls ------------- 25,000 00

Oct. Apr.

4, 1906 21, 1920

Oct. Mch.

15, 1906 1, 1920

Bank of Norcross _______________ Norcross ___________ _ 30,000 00

Dec.

12, 1903

Feb.

1, 1904

Bank of Norristown ____________ Norristown _________ _ Bank of Norman Park___________ Norman Park ------Exchange Bank _________________ Oakfield ____________ _ Bank of Ochlochnee_____________ Ochlochnee _________ _ Bank of Oglethorpe_____________ Oglethorpe _________ _

15,000 00 25,000 00 15,000 00
1 5,000 00 15,000 00

Mch.
Me h. Nov. Oct. Feb.

31, 1913 23, 1906 22, 1911
19, 1906
5, 1901

Apr.
Nov. Nov. Feb.

23, 1906 22, 1911
1906
8, 1901

;-~
'.~,
.~

Macon County Bank_____________ Oglethorpe ---------- 15,000 00 Peoples Bank __________________Oliver ______________ _ 22,500 00

Oct. July

16, 1906 13, 1906

Oct. Sept.

1906 1906

Bank of Omega________________Omega ______________ _ 15,000 00 Bank of Palmetto______________ Palmetto ___________ _ 25,000 00

Oct. Sept.

9, 1912 4, 1904

Oct.

1912 1, 1904

-. ~

Farmers Bank _________________Palmetto ------------- 35,000 00

June

29, 1918

July

10, 1918

Bank of Parrott ________________ Parrott _____________ _ 15,000 00

Jan.

25, 1906

Mch.

3, 1906

Planters Bank -----------------Parrott _____________ _ 25,000 00

PPlaatntetersros n BaBnaknk__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_PPaatwte>rs_o_n___-_-_-_-_-_-_-_-_-_-_--_

15,000 00 15,000 00

Aug.
June Mch.

2, 1912 19, 1907
l z, 1912

Sept. Mch.

25, 1912 1907
25, 1912

Pearson Banking Company______ Pea.rson ------------- 30,000 00 Farmers Bank -----------------Pelham -------------- 100,000 00

Sept. Aug,

19, 1906 25, 1902

Oct. Sept.

1, 1906 1, 1902

Banks ancl 'l'rust Companies Under the Supervision o the Department o Banking-Continuerl.

NAME OF BANK.

LOCATION.

CAPITAL

Pendergrass Banking Co_________ Pendergrass __________ 25,000 00 Houston Banking Co.____________ Perry ---------------- 25,000 00

Perry Loan & Savings Bank______Perry ---------------- 23,150 00

Bank of Pinehurst_ _____________Pinehurst ------------ 25,000 00

Salzburger Bank _______________ Pineora ____________ _ 25,000 00

Bank of Pineview______________ Pineview _________ _ 15,000 00

Pitts Banking Company_________Pitts ---------------Plains Bank __________________ Plains ______________ _
Bank of Plainville______________Plainville ___________ _ Bank of PortaL________________Portal _______________ Bank of Poulan________________ Poulan _____________ _

25,000 00 50,000 00 15,000 00 15,000 00
15,000 00

Bank of Powder Springs_________Powder Springs ______ Bank of Preston_______________Preston _____________ _ Farmers Bank __________________ Pulaski _____________ _

25,000 00
15,000 00 15,000 00

Bank of Quitman _______________ Quitman ------------ 165,000 ou

Citizens Bank _________________ Ray City ____________ _ 25,000 00

Farmers & Merchants Bank______ Rebecca ------------Peoples Bank __________________Rebecca -------------Farmers State Bank _____ _: ______ Register ____________ _ Bank of Reidsville______________Reidsville ___________ _ Tattnall Bank ------------------Reidsville __________ _ Rent7. Banking Company_________ Rentz ______________ _
Reynolds Banking Company_____ Reynolds -----------Bank of Rex___________________ Rex -----------------

15,000 00 15,000 00
15,000 ou
15,000 00 50,000 00 15,000 00 25,000 00 15,000 00

Rhine Banking Company_________ Rhine --------------- 25,000 00 Bank of Richland _______________ Richland ___________ _ 60,000 00

~~~)le~f B~~~g()id===============iW~~~~~~ ============
Bank of Roberta________________ Roberta -------------Crawford County Bank__________ Roberta ____________ _ Bank of Rochelle________________Rochelle ------------Bank of Rockledge_______________Rockledge ___________ _ Bank of Rockyford _____________ Rockyford __________ _ Rockmart Bank ________________Rockmart ------------
Citizens Bank _________________ Horne ----------------

35,000 00

25,000 00

15,000 00

15,000 00

25,000 00

15,000 00

15,000 00

30,000 50,000

o0o0

Floyd County Bank_____________ Rome. --------------- fiO,OOO 00

Rank of Roopville_______________ Roopville ------------ 15,000 00

Roswell Bank _________________Roswell ------------- 25,000 00

Farmers Bank ------------------Royston ------------- 30,000 00 Hoyston Bank __________________ Royston ------------- 60,000 00 Bank of Rutledge_______________ Rutledge ------------ 50,000 00

CHARTERED

Sept. Apr. Aug,
Jan. Feb. Apr. June
Feb. Aug. May
Aug.
Jan. Oct. Mch. Dec. Apr.
Mch. July
Mch. Nov. Sept. May
Feb. Jan. July Dec. May
Aug. Jan. Jan. Mch. July
May
Oct. Nov. .Jan. Nov.
Mch. July
1\Tov.
Sept.

29, 1905 14, 1905 20, 1889
1, 1908 15, 1915 13, 1904
2, 1906
15, 1902 21, 1912 21, 1910
22, 1903 3, 1905
27, 1906 3, 1912
26, 1888 28, 1911 25, 1918
3, 1918
11, 1912 6, 1912
14, 1900 2, 1914
26, 1913 30, 1912 11, 1918 29, 1890 22, 1905
26, 1904 2, 1911 7, 1901
15, 1905 23, 1912
28, 1907 31, 1900 1, 1889
8, 1919 5, 1912
1, 1901 11, 1907
7, 1901 24, 1898

BEGAN BUSINESS

Sept. June
Feb. Apr. June Jan. Sept. July July Jan. Oct. Mch. Dec. Aug. Feb. Aug. Mch. Jan. Oct. May Mch. Feb. July Aug. Aug. Jan. Jan. Feb. Mch.

29, 1905 5, 1905 1889 1904
16, 1915 4, 1904 1906
22, 1902 1, 1912
30, 1910
25, 1903 23, 1905
1906 8, 1912 31, 1888 14, 1911 13, 1918 20, 1918
18, 1912 3, 1913
22, 190'0 5, 1914
3, 1913 5, 1912 11, 1918 1, 1890 18, 1905
1, 1890 2, 1911 1, 1901 15, 1905

July Oct. Jan. Jan.

3, 1907 31, 1900
1, 1904 8, 1917

Oct. Nov.

1901 1, 1907 7, 1901
1898

NAME OF BANK.

LOCATION.

OAPITAL

Bank of Camden County__________ st. Marys ------------ 15,000 00 Bank of Sale City______________ Sale City ------------ 15,000 00 Citizens Bank -----------~-----Sandersville __________ 50,000 00 Peoples Bank ___________________ Sardis --------------- 25,000 00
Bank of Sasser----------------- Sasser --------------- 25,000 00 American Bank & Trust Co---~--Savannah ------------ 200,000 00 Chatham Bank & Trust Co. ______ Savannah ------------ 500,000 00 Chatham Sa.vings & Loan Co. ____Savannah ------------ 500,000 00 Citizens & Southern Bank_______ Savannah __________ 1,125,000 00 Citizens Trust Co, ______________ Savannah ------------ 200,000 00 Commercial Bank _______________ Savannah ____________ 100,000 00
Exchange Bank -----------------Savannah ____________ 200,000 00
Hibernia Bank ------------------Savannah ------------ 200,000 00 Ga. State Savings Assn. _________Savannah ------------ 325,000 00 Liberty Bank & Trust Co. _______Savannah ____________ 300,000 00
Mercantile Bank & Trust Co. ____ Savannah ------------ 300,000 00 Oglethorpe Svgs. & Trust Co. ____ Savannah ----------- 250,000 00 Peoples Bank __________________Savannah ------------ 100,000 00 Savannah Bank & Trust Co. ____ Savannah ____________ 700,000 00
Wage Earners Savings Bank____Savannah ------------ 50,000 00 Bank of Scotland_______________ Scotland ------------- 25,000 00 Scott Banking Co. ______________Scott ---------------- 15,000 00 Farmers & Merchants Bank______ Senoia -------------- 50,00.0 00 Bank of Shady Dale____________Shady Dale ---------- 25,000 00 Citizens Bank _________________ Shady Dale __________ 30,000 00 Bank of Sharon _________________ Sharon -------------- 15,000 00 Sharpsburg Banking Company___Sharpsburg ---------- 15,000 00 Shellman Banking Company______ Shellman ------------ 25,000 00 Bank of Shiloh _________________ Shiloh -------------- 25;000 00 Bank of Siloam _________________ Siloam .-------------- 15,000 00 Bank of Smithville ______________ Smithville ----------- 25,000 00 Bank of Smyrna________________Smyrna -------------- 16,300 00 Bank of Social Circle ____________ Social Circle --------- 75,000 00 Walton County Bank___________ Social Circle --------- 50,000 00 Bank of Soperton ________________Soperton ------------- 25,000 00 Peoples Bank ------------------Soperton ____________ 15,000 00 Bank of Sparks________________ Sparks -------------- 24,910 00 Bank of Sparta________________ Sparta -------------- 25,000 00 Sparta Savings Bank____________Sparta --------------- 25,000 00 Exchange Bank ________________Springfield __________ 15,120 00 Bank of Stapleton______________ Stapleton ------------ 15,000 00 Bank of Statesboro_____________ Statesboro ----------- 75,000 00 Sea Island Bank________________Statesboro ___________ 50,000 00
Bank of Statham________________ statham ------------- 40,000 00 Bank of Stephens_______________ Stephens ------------ 15,000 00

CHARTERED

Sept. Apr. Dec. June Jan. Jan. Sept. July Sept. May Sept. Jan. Aug. July Dec. Aug. Dec. Jan. Mch. Oct. Mch.
Feb. Mch. Sept. Feb. Aug. Sept.
Dec. Sept. Oct. Mch. Jan. Sept.
Sept. July Dec. Jan. Nov. Dec.
Dec. Aug. Oct. Mch. Mch. Oct.

16, 1911 15, 1918
2, 1905 8, 1911
15, 1905 11, 1915 30, 1879
1885 22, 1887 22, 1906
2, 1902
18, 1906 12, 1906
29, 1909 18, 1889
3, 1917 18, 1886 29, 1910
4, 1869 29, 1915 13, 1912
5, 1906 2, 1874 14, 1907 6, 1920 29, 1904 29, 1911
4, 1890
7, 1911 18, 1904 25, 1903 10, 1911
1, 1891
25, 1905 16, 1906 27, 1905 10, 1910 13, 1889 16, 1907
30, 1907 15 1918
6: 1891 11, 1901 30, 1904 25, 1911

BEGAN BUSINESS

Dec. May Mch. Aug. Jan. Jan. Apr.
June

5, 19!'1 1918
1, 1906 15, 1911
1905 15, 1915
1902
1878 1888 1, 1906

Mch. May Aug. Feb. Sept. Dec. Feb. Mch. Jan. June

12, 1906 1906
4, 1909 10, 1890
4, 1917 1886
1, 1910
4, 1869 3, 1916 6, 1912
1906

Oct. Apr.

1, 1907 12, 1920

Oct. Sept. Jan. Sept.
Mch. Oct. Oct. June Mch. Jan. Feb. Feb. Jan. Oct. Jan. Me h. Apr. Oct.

3, 1911
1, 1890 1, 1912
1904 1903 20, 1911 1892
1905 3, 1903 5, 1906
12, 1910 1, 1904
15, 1908
1, 1908 1, 1918 1, 1874 16, 1901 4, 1904 25, 1911

Banks and Trust Companies Under the Supervision of the Department of Banking-Continued.

NAME OF BANK.

LOCATION.

CAPITAL

Planters Bank __________________ Stillmore ------------ 25,000 00

Bank of Stockbridge____________ St.ockbrid:ge --------- 60,000.00 Granite Bank ___________________ Stone Mountain _____ _ 15,000 00 Stone Mountain Bank___________ stone Mountain ______ 15,000 00

Bank of Commerce_____________ Summerville -------- 20,400 00

CPehoapttloesogaBaCnokun_t_y__B_a_n_k__-_-_-_-_-_-_-_--_S_ suummmmeirtvi_l_l_e___-_-_-_-_-_-_-_-_-

30,000 00
25,000 uu

Bank of EmanueL--------------Swainsboro _________ _ 50,000 00

Central Bank --------------------Swainsboro _________ _ 25,000 00

Citizens Bank ------------------Swainsboro ---------- 24,100 00 Exchange Bank ----------------Syc~,tmore ------------ 15,000 00

Planters Bank ------------------Sycamore ------------ 25,000 00

Farmers & Merchants Bank______Sylvester ------------ 42,000 00

Sylvester Banking Company-----Sylvester ------------ 100,000 00

Bank of Talbotton--------------Talbotton ___________ _ 25,000 00

PBeaonpklesof BTaanlklap-o--o-s-a-_-_-_-_-_-_-_-_--_-_-_-_T_ Talablloapttooonsa -_-_-_-_-_-_-_-_-_-_-_-

25,000 00
25,000 ou

F'armers & Merchants Bank______ T!allapoosa _________ _ 25,000 00

Bank of Taylorsville____________ Taylorsville ________ _ 25,000 00

Farmers State Bank-------------Temple _____________ _ 25,000 00

Temple Banking Company-------Temple -------------- 45,000 00 Farmers & Merchants Bank------Tennille ____________ _ 25,000 00

Peoples Exchange Bank----------Tennille ------------- 30,000 00

Tennille Banking Company------Tennille ------------- 30,000 00

Bank of Thomaston _____________ Thomaston ---------- 25,000 00

Farmers & Merchants Bank______ Thomaston ---------- 50,000 00 Upson Bkg. & Trust Co. _________Thomaston __________ _ 50,000 00 Bank of Thomasville____________ Thomasville _________ 100,000 00 Citizens Bank & Trust Co, _______ Thomasville ________ _ 50,000 00 Peoples Savings Bank___________ Thomasville ________ _ 2fi,OOO 00 Bank of Thomson _______________ Thomson ___________ _ 50,000 00

McDuffie Bank ----------------Thomson Thomson City Bank_____________ Thomson

___________ _ ___________ _

25,000 00 25,000 00

Bank of Tifton------------------Tifton --------------- 100,000 00 Bank of TignalL ________________Tignall -------------- 50,000 00

Farmers Bank __________________Tignall -------------- 15,000 00

Peoples Bank ------------------Tignall _____________ _ 25,000 00 Bank of Toccoa________________ Toccoa _____________ _ 50,000 00

Farmers & Merchants Bank______ Toccoa -------------- 50,000 00

\Vilkinson County Dank_________Toomsboro ----------Bank of Trion___________________ Trion ______________ _

25,000 00 25,000 00

CHARTERED

June Sept. Sept. Oct. Oct. Nov. Sept. Mch. Oct. Nov.
Mch. May Aug,
July Aug. Dec. Aug. Dec. June Nov. Sept. Oct.
Dec. Apr. Dec. Mch.
Dec. Sept. Dec. Oct. July Aug. Apr. Oct. July
Oct. Dec. July
.Jan. July
Oct.

3, 1919 4, 1906 5, 1911 3, 1905 21, 1891 25 1905 13: 1904 22, 1905
o:27 1920
1 1900 18, 1918 13, 1914
2, 1911 5, 1898 16, 1906 3, 1890 31, 1908 21, 1908 6, 1905 22, 1912 25, 1903 10, 1894
29, 1908 4, 1900
11, 1910 8, 1893
19, 1888 27, 1887 30, 1890 22, 1906
1891 22, 1906 19, 1915 10, 1891
5, 1909 5, 1920 16, 1913
1911
8, 1906 16, 1907
6, 1912

BEGAN BUSINESS

June Oct. Aug. Oct. Sept. .Tan. Sept. Apr. Nov. Nov. Mch. May Sept. July Dec. Jan. Sept. Jan. June Mch. Oct.
Jan. Apr. Dec.

4, 1919

24, 1904

31, 1911

1905

1, 1891

1, 1906

20, 1904

3, 1905

8, 1920

i~:

1900 1918

2, 1914

1, 1911

7, 1898

1, 1906

13, 1891

9, 1908

2, 1909

13, 1905

3, 1913

1, 1903

1894

13, 1909

4, 1900

11, 1910

Jan. Sept. July Dec. July Aug. May
Aug. Oct. Jan. Sept. Jan. July Dec.

31, 1900 27, 1887
1, 1891 1, 1906
1891 1906
11, 1915 1896 1909
28, 1920 27, 1914
1911 20, 1906
16, 1907 17, 1912

NAME OF BANK

LOCATION

CAPITAL

Bank. of Tucker----------------- Tucker -------------- 15,000 00 Turin Banking Company_________Turin ---------------- 15,000 00

Bank of Ty Ty------------------Ty Ty --------------- 25,000 00 Bank of Unadilla_______________Unadilla ------------- 50,000 00

Commercial Bank --------------Unadilla ------------- 50,000 00 Bank of Union Point_ ___________ Union Point ---------- 25,000 00 Ashley Trust Company__________Valdosta ____________ _ 100,000 00 Bank of Valdosta________________ Vlaldosta ------------ 200,000 00

Citizens Bank ------------------Valdosta ___________ _ 150,000 00

Exchange Bank ----------------Valdosta ------------- 100,000 00 Merchants Bank __________'------Valdosta ------------- 100,000 00 Bank of Vidalia________________Vidalia -------------- 15,000 00

Citizens Bank ------------------Vidalia -------------- 49,300 00 Farmers Bank -----------------Vidette _____________ _ 15,000 00

ABmanekricoafn VBiaennknian_g__C__o_r_p_o_r_a_t_io_n_______ VViieennnnaa

-_-_ -_ -_ -_ -_ _- _- _- _- _- _- _- -_

75,000 00 50,000 00

Dooly Savings Bank_____________ Vienna -------------- 25,000 00 Bank of Villa Rica______________Villa Rica __________ _ 50,000 00 Merchants & Planters Bank______Villa Rica __________ _ 50,000 00

Citizens Bank -------------------Waco _______________ _ 15,000 00

Bank of Wadley----------------Wadley -------------- 25,000 00 Jefferson County Bank__________Wadley -------------- 30,000 00

Citizens Bank ------------------Warrenton ----------- 50,000 00 Planters & Merchants Bank_______ warrenton ----------- 25,000 00

Farmers & Merchants Bank______ Warthen ___________ _ 15,000 00 Bank of Warwick_______________ Warwick ___________ _ 25,000 00

\Vashington J.1~xchange Bank ______ Washington ---------- 100,000 00

'Vashington Loan & Bkg. Co. ____ '\Vashington ---------- 50,000 Oil Oconee County Bank____________'Vatkinsville ________ _ 37,500 00

Citizens Bank ------------------'\Vaverly Hall _______ _ 15,800 00

Commercial Bank --------------Waycross ------------ 50,000 00 Bank of Waynesboro___________Waynesboro ---------- 50,000 00

Citizens Bank ------------------'Vaynesboro ---------- 25,000 00 Waynesboro Savings Bank_______'\Vaynesboro ---------- 15,000 00

Citizens Bank ---------------,--'V'est Point ---------- 100,000 00 Bank of Weston________________Weston -------------- 15,000 00

Merchants & Planters Bank______'Vhigham ------------ 15,000 00 Bank of V\'hite Plains___________Vl'hite Plains _______ _ 25,000 00

Whitesburg Banking Company___Whitesburg ---------- 15,000 00

Bank of Willacoochee __________Willacoochee --------- 25,000 00

M'erchants & Farmers___________ Willacoochee -------- 18,000 00

Bank of Williamson_____________Williamson ---------- 15,000 00

1F\a'orrmtherGsa.

BTarnuks

t

-&

-

-B-k--g-. -C--o-. _-_-_-_--_W _Wiinnddeerr

_- _- _- _- _- _- _-_-_-_-_-_-_- -_

50,000 200,000

00 00

Pittard Ba.nking ____ ------------Winterville _________ _ 25,000 00

CHARTERED

Oct. Nov. Sept. July
Aug. May
Mch.
Mch. Dec. July
Dec.
Jan Apr.
Nov. Feb. Aug. Sept. May
Apr.
Sept. .Tan. Oct. Apr. Apr.
Oct. Nov. Dec. May
Oct. Sept.
Oct.
Dec. Feb.
Me h. Feb. May
.Tune .Tune Sept. Dec.
May
Nov. Feb. Apr.
.Tan.

29, 1919 25, 1905 13; 1910
5. 1898 5, 1907 15, 1911 12, 1913 17, 1920 1, 1890 30, 1912 26, 1888 31, 1906 19, 1901 17' 1910 17 1917 26: 1889 25, 1905 4, 1899
25, 1907 15, 1914 29, 1902
5, 1907 14, 1902 13, 1907 30, 1911 28, 1910
1888 1890 17, 1904 13, 1909 15, 1918
16, 1890 2, 1898 6, 1911
17, 1917 6, 1913
18, 1918 11, 1904 11, 1907 21, 1900
26, 1906 5, 1912
28, 19'14 22, 1915
9, 1911

BEGAN BUSINESS

Dec. July Sept.
Aug. May Apr. Apr. Jan. Sept. Dec. Jan. Apr. Jan. Feb. Sev.t. Oct. May Apr. Nov.

30, 1919 1, 1905
13, 1910 1898 1907 1911 1913
27, 1920 1891
1, 1912 26, 1888 31, 1906 19, 1901
7, 1911 23, 1917
1889 16, 1905
1899
30, 1907 10, 1914

Oct. Apr.

11, 1907 14, 1902

Dec. .Tan. Jan. May Oct. Sept. Oct.
Feb. Mch. Mch. Mch. June July Nov. Mch. Aug. Dec. Mch. Apr. Jan.

11; 1911 1, 1911 1, 1889 1, 1895 1904
9, 1909
31, 1918
1892 2, 1898 6, 1911 15, 1917
20, 1913 18, 1918
8, 1904 18, 1907 18, 1901
1906 9, 1912 31, 1914 22, 1915 16, 1911

Banks and Trust Companies Under the Supervision of the Department of Banking-Continued.

NAME OF BANK.

LOCATION

CAPITAL

Peoples Bank __________________VVoodbury VVoodbury Banking Company____VVoodbury

---------------------

------------- .

Farmers
VVoodland Bank of

BVBaVnaonkokds-t-_o-_c-k_-__-__-__-____-__-__-__-__-__-__-__-__-

VVoolsey Citizens

BBanaknk__-_-_-_-_-_-_-_-_-_-_-_-_-__-

_- _- _-

\VVVooooddlcalnifdf \Voodstock

------------
----------------------

VV VVor eonl sse y- - - - - - - - - - - - - - -

VB\aT rnekn s o fBVa nVkr i g-h-t s-v-i-l-l e- -_-_-_-_-_ -_ -_ _- _- _- _- _- VVVV rriegnhs t s v- -i l-l-eExchange Bank ---------------- VVrightsville

------------------
---------

Farmers Bank -----------------VVrightsville

--------- Yatesville
Bank of

ZeBbaunloknin_g___C_o__m_p_a_n_y_________zYeabtuelsovnille

------------

--------------------------- Farmers Bank ------------------ Zebulon

15,000 00
23,400 00 25,000 00
15,000 00 25,000 00 15,000 00 15,000 00 15,000 00 25,000 00 35,000 00
47,000 00 17,500 00
25,000 00 27 ,00'0 00

CHARTERED.

July Oct. Aug. Nov. Nov. Aug.
Oct. Mch.
Feb. Dec. Apr.
Dec. Mch. Aug.

7, 1907 1902
26, 1912 17, 1907 13, 1905 21, 1907
1, 1907 20, 1916
16, 1897 20, 1909 28, 1919
18, 1906 18, 1905 22, 1919

BEGAN BUSINESS

Sept. Oct. Sept. Nov. Nov. Oct. Oct. Mch.
Feb. Dec. July
Aug.
Jan. Oct.

1907 1902 9, 1912 25, 1907 15, 1905 7, 1907 1, 1907 28, 1916
16, 1897 13, 1909 15, 1919 28, 1906 31, 1905
1, 1919

~B.ANCHE~ r,T,' BANKS AND TRUST COMPANIES UNDER THE SUPERVISION OF THE DEPAI:TMENT OF BANKING ('rWENTY-FOUR)

NAME OF BANK.

LOCATION. CAPITAL EMPLOYED

PARENT BANK

LOCATION

Farmers Bank ---------------- Alamo ------$ 15,000 00 Farmers Bank -----------------Glenwood Brunswick B. & T. Co---------==Arco -------- 15,000 00 Brunswick B. & T. Co ___________ Brunswick Mitchell St. Branch______________Atlanta ----- 50,000 00 Central B. & T. Co. ______________ Atlanta

Citizens & Sou. Bank____________ Atlanta ----- 600,000 00 Citizens & Sou. Bank ____________ Savannah

Citizens & Sou. Bank____________ Augusta ---- 125,000 00 Citizens & Sou. Bank -----------Savannah

Plaza Branch __________________ Augusta ---- 50,000 00 Merchants Bank -------------- Augusta Citizens Bank _________________ Avera ------ 15,000 00 Bank of Louisville ______________ Louisville

Bank of Eastville_______________ Bogart ------ 15,000 00 Oconee County Bank ------------ Wa.tklnsvillle

Broxton Bkg. Co ----------------Broxton ---- 15,000 00 Union Banking Co. --------------Douglas Farmers & Merchants Bank _____ Calvary ----- 15,000 00 Farmers & Merchants Bank______ Cairo

Bank of Demorest_ _____________ Demgrest ___ 15,000 00 Cornelia Bank ------------------Cornelia

Greenville Banking Co. __________ Gay -------- 25,000 00 Greenville Bkg. Co. -------------Greenville Decatur Co. Bank_______________ Iron City ___ 15,000 00 Decatur Co. Bank---------------Bainbridge Citizens & Sou. Bank____________ Macon ------ 125,000 00 Citizens & Sou. Bank____________savannah

Jefferson Co. Bank_____________ Matthews ___ 15,000 00 Jefferson Co. Bank______________ Wadley

Bank of Morven _________________ Morven _____ 15,000 00 Citizens Bank ------------------Hahira

Bank of Omaha __________________ Omaha ----- 15,000 00 Peoples Bank -------------------Richland

Farmers & Merchants___________ Pinehurst

16,000 00 Commercial Bank _______________Unadilla

Liberty St. Branch _____________ Savannah ___ 25,000 00 Citizens & Sou. Bank____________ savannah

Exchange Bank Branch __________ savannah ___ 50,000 00 Exchange Bank _________________ savannah

Bank of Surrency________________ Surrency ____ 15,000 00 Baxley Bkg. Company____________ Baxley

Bank of Suwanee________________ suwanee ---- 15,000 00 Bani< of Buford __________________Buford

Oglethorpe S. & T. Co.____________ Thomasville _ 25,000 00 Oglethorpe S. & T. Co. ____________ savannah Commercial Bank ---------------Uvalda ----- 15,000 OOM~. v-.r~on Bank________________ Mt. Vernon

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BANK STATEMENTS 1920

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FmsT ANKUAL REPORT

3

EXAMINEB'S BEPOBT
BANK OF ABBEVILLE, ABBEVILLE.

At Close of Business September 20, 1920.

President-"\V. E. Oliver. Vice-President-T. M. Cook. Cashier-Fred Ewing.

Directors-W. E. Oliver, Jas. M. Mixon, C. F. Ford, T. M. Cook, A. A. Stubbs.

Date of Charter-October 6, 1904.

Began Business-October 25, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$101,328 19 Capital Stock Paid In _______ .$ 15,000 00

Demand Loans ------------LUonaitnesdSSectautreesd BbyonRdsea_l_E__s_ta__te_

47,702 93 _6_0_,_0_0_0 - 0__0

SAumrpt.luRs eFseurnvded __fo__r__B_r_a_n_c_h__es_ Undivided Profits _________ _

3,000 00 27,154 63

Other Stocks and Bonds_____ 1,500 00 Dividends Unpaid .. ______ - _

Banking House ------------ 2,000 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned___

3,542 50 3,747 01

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

61,000 00

Due from Banks in this State 44,412 95 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

3,135 31 DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

__6_,3_2_4___00_

Time Certificates of Deposit_ Savings Deposits __________ _

80,070 64
62.026 20 1,387 20

Silver, Nickels, Pennies. ___ _ 1,319 24 Trust Funds on Deposit_ ___ _

Advanced on Cotton_- ______ Adivtiaensce_s__o_n__O_t_h_e_r__C__o_m_m_ -o-d-i--

298 42 Cashiers' Checks __________ _ Certified Checks ___________ _
__ ----- __ Bills Payable _____________ _

353 84 42,000 00

Checks for Clearing House __ 1,300 77 Notes and Bills Rediscounted 5,000 00

Other Checks and Cash Items

613 6+ Qertifica tes of Deposit for

Customer's Liability on Let-

Borrowed Money ---------

ttaenrscesof _C__re_d__it__a_n_d___A_c_c_e_p_-_ Overdrafts (if any)-- ____ -_-

________ _ __ ----- __

Liability on Letters of Credit, and Acceptanees ----------
Re><erve for Interest and Taxes

Other Assets:

Other Liabilities -----------

County Warrants ---------- 16,183 05

Fire Insurance Fund _______ -

120 00

Depositors' Guaranty Fund_- 3,464 50

TotaL------------ ____ ----$296,992 51 Total.--------------------$296,992 51

BAKK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$107,206 96 Capital Stock Paid In ________ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate

20,722 16 63,132 42

Amt. Reserved for Branches Surplus Fund ____ -- _____ -- _

3,000 00

United States Bonds-------- --------- Undivided Profits -- __ ------- 22,163 16 Other Stocks and Bonds. ___ - 1,500 00 Dividends Unpaid .. _____ -- _

Banking House -----------Furniture and Fixtures _____ Other Real Estate Owned.--

2.000 00 Due to Banks in this State._

3,542 50 4,206 76

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a-te__s

383,,o0o0o0 0oo0
48,000 00

Due from Banks in this State 9,616 39 Individual Deposits Subject to

Due from Banks in other States -------------------

49 07 DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

GCoulrdr e n c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

_1_4_,2_2_3___00_

Time Certificates of Deposit_ Savings Deposits _________ _

52,211 94
62,980 09 1,389 20

Silver, Nickels. Pennies ____ _ 2,456 38 Trust Funds on Deposit- ___ _

Advances on Cotton _____ ---

298 42 Cashiers' Checks _______ --- _

Advances on Other Commodi-

Certified Checks ___________ _

i ties _____________ - _- - - - - - -- - - - - - __ Bills Payable _________ _

735 82

Checks for Clearing House._ ________ _ Notes and Bills Rediscounted 2,500 00

Other Checks and Cash Items

151 60 Certificates of Deposit for

Customer's Liability on Let-

Borrowed Money ---------

ters of Credit and Accep-

Liability on Letters of Credit,

tances ____ - ____ --- __ ----Overdrafts (if any) _________

-----------------

and Acceptances ---------Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

County Warrants ----------- 16,183 05

Secondary Banks(Collections)

107 00

Depositors' Guarantee Fund_ 3,464 50

Mutual Fire Insurance Fund

120 00

Total---------------------$248,980 21 TotaL ______ ------- ______ .$248,980 21

1-

4

BANKING DEPARTMENT

EXAMINEB.'S BEPOB'l'
FARMERS BANK, ABBEVILLE.
At Close of Business September 18, 1920.
President-Oscar Cannon. Vice-Presidents-a. F. Paxson, R. P. Brown. Cashier-B. C. Smith.
Directors-J. T. Wilson, R. P. Brown, A. L. Everett, \V. A. Keene, L. C. Goodwin, R. F. Ford, 0. F. Paxson, J. N. Cannon, Oscar Cannon.

RESOURCES

LIABILITIES

Time Loans - _____________ -$
Demand Loans ------------Loans secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ___________ _ Furniture and Fixtures ____ _ Other Real Estate Owned __ _

54,536 13,331
5,400
6.333 1,515

48 35 00
68 24

Capital Stock Paid In _______ $
Amt. Reserved for Branches Surplus Fund-------------UDnivdiidveidnedds PUrnopfaitisd --..--_-__-_-_-_-_--_
Due to Banks in this State __ CDaulel tMo oBnaenyks__i_n__O_t_h_e_r__S_t_a_t_es_

47,551 93
1,954 74 5,000 00

Due from Banks in this State Due from Banks in other
States ------------------CG uo lrdr e n c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton _______ _ Adivtiaensce_s_ -o-n- _o_t_h_e_r__C__o_m_m__o_d_i_-
Checks for Clearing House __ Other Checks and Cash Items Customer's Liability on Let-
ters of Credit and Accep-

6,638 28 Individual Deposits Subject to

508 2,037

66 00

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit_

Savings Deposits __________ _

617 12,075

45 27

Trust Funds on DeposiL- __ _ Cashier's Checks ___ --- _- _--

Certified Checks __________ - _

Bills Payable ____________ - _

1,464 3,432

86 85

Notes and Bills Certificates of

Rediscounted Deposit for

Borrowed Money ____ ---- _

Liability on Letters of Credit,

38,056 79 18,740 00
3,216 49 15,000 00
5,396 58

O vt aenr dc er as f t s- - -( i-f- -a-n-y-)- -_-_-_-_ _- _-_-_- -_ OOvtheerrdrAafstssets:_______________ _

and Acceptances _----- _-Reserve for Interest and Taxes 3,233 48 Other Liabilities -----------

Total ___ -- ______________ -$111,124 60 Total --------------------$111,124 60

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _

47,551 8,410

93 89

Cacpital Stock Paid In------$ 23,800 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ___________ _

Surplus Fund ____ ----------
Undivided Profits ---------Dividends Unpaid ---------6,371 70 Due to Banks in this State_-

844 52

Furniture and Fixtures __ --- 1,937 90 Due to Banks in other States

Other Real Estate Owned __ _

Call Money ______ ----------

Due from Banks in this State Due from Banks in other
States ------------------CG oulrdr e n c_y_ _ _ _-_- ---- -_ -_ _- _-_-_-_-_- ------ -- -- -Silver, Nickels. Pennies ____ _ Advances on Cotton ______ --Adivtiaensce_s_ -o-n--O--th_e_r__C_o__m_m__o_d_i-_
Checks for Clearing House __

2,425 56 Individual Deposits Subject
161 76 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 1,121 00 Time Certificatss of DeposiL
Savings Deposits _------- __ _ 541 04 Trust Funds on Deposit_ ___ _ 4,584 36 Cashier's Checks - _---------
Certified Checks ____ - __ ----Bills Payable _____________ _
400 64 Notes and Bills Rediscounted

14,059 34 11,010 25
1,418 30 19,000 00

Other Checks and Cash Items Customer's Liability on Let-
ters of Credit and Accep-

832 78 Certificates of Deposit for Borrowed Money ____ ----- 5,000 00
Liability on Letters of Credit,

O vt aenr dcreasf t s- - -( i-f- -a-n-y-)- -_-_-_ -_ _- _-_-_- -_ Other Assets: Collection Account _________ _

and Acceptances ---------604 25 Reserve for Interest and Taxes
Other Liabilities __ -- __ -----
161 60

TotaL ____________________ $ 75,132 41 TotaL ____________________ $ 75,132 41

FmsT ANNUAL REPORT

E:XAMIJII'EB'S B.:POBT

BANK OF ACWORTH.

At Close of Business December 15, 1920.

President-H. M. Williams. Vice-President-H. L. McMillan.

Cashier-J. E. Carnes.

Directors-H. M. Williams, J. E. Carnes, R. L. McMillan, A. J. Durham, E. M.

Bailey, A. J. Morgan, W. G. Grogan, W. H. Kemp.

Date of Charter-October 31, 1905.

Began Business-December 19, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$183,524 53

Demand Loans -------------

525 00

Loans Secured by Real Estate ---------

United States Bonds -------- 16,698 20

Other Stocks and Bonds _____ ---------

Banking House ------------- 1,600 71

Furniture and Fixtures_____ 3,024 93

Capital Stock Paid In _______ $ 25,000 00 Amt. Reserved for Branches Surplus Fund -------------- 5,000 00 Undivided Profits ---------- 8,743 14 Dividends Unpaid .. -------Due to Banks in this State __ Due to Banks in other States

Other Real Estate Owned ___ Due from Banks in this State
Due from Banks in other States -------------------
Currency ------------------

--------13,948 69
2,263 12 4,938 00

Call Money ---------------Individual Deposits Subject to
Check ------------------DemandCertificates of Deposit Time Certificates of Deposit_

81,187 36 99,232 33

Gold -----------------------

437 50 Savings Deposits -----------

Silver, Nickels, Pennies_____ 1,034 19 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks -----------

Advances on Other Commodi-

Certified Checks ___________ _

ities ------- __ - _-- ____ -- __ _- ____ - __ Bills Payable _____________ _

Checks for Clearing House __ 1,262 88 Notes and Bills Rediscounted

Other Checks and Cash Items

51 32 Certificates of Deposit for

Customer's Liability on Let-

Borrowed Money ________ _

224 76 10,000 00

ters of Credit and Accep-

Liability on Letters of Credit,

tances __ - _- ___________ - __ _~ _______ and Acceptances ________ _

Overdrafts (if any)-_--_--_Other Assets: Cash Shortage ____________ _

74 4!\ Reserve for Interest and Taxes Other Liabilities __________ _
4 07

Total---------------------$229,387 59 TotaL ____________________ $229,387 59

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$131,220 43 Capital Stock Paid In _______ $ 25,000 00

Demand Loans _____________

589 90 Amt. Reserved for Branches

Loans Secured by Real Estate 26,450 72 Surplus Fund -------------- 5,000 00 United States Bonds________ 16,698 20 Undivided Profits ------- _--- 8,526 02 Other Stocks and Bonds _____ --------- Dividends Unpaid., _______ _

Banking House ------------ 1,600 71 Due to Banks in this State __ Furniture and Fixtures______ 3,024 93 Due to Banks in other States

Other Real Estate Owned ___ --------- Call Money ---------------Due from Banks in this State 13,310 48 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 81,314 73

States _ _____________ _____ 1,9 41 59 Demand Certificates of Deposit

Currency ------------------ 5,262 00 Time Certificates of Deposit 98,761 17

Gold -----------------------

417 50 Savings Deposits -----------

Silver, Nickels, Pennies_____ 1,017 97 Trust Funds on Deposit_----

Advances on Cotton_________ _________ Cashier's Checks ___ ---- __ - _

237 28

Advances on Other Commodi-

Certified Checks _-- _------- _

ities __ _______ ___ ______ ___ __ ____ __ _ Bills Payable -------- _---- _ 10,000 00

Checks for Clearing House__ _________ Notes and Bills Rediscounted

Other Checks and Cash Items 1,541 84 Certificates of Deposit for

Customer's Liability on Letters of Credit and Accep-

Borrowed Money --------Liability on Letters of Credit,

tances ------------------- 25,688 48 and Acceptances ---------

Overdrafts (if any) ________

7 4 45 Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

TotaL------------- _____ -~$228,839 20

Total _____________________ $228,839 20

BANKING DEPARTMEXT

EXAMINER'S BEPOB'l'

S. LEMON BANKING 00, ACWORTH.

President-James W. McMillan. Vice-President-Orlando Autrey.

Cashier-Lemon M. Awtrey.

Directors-G. W. McMillan, C. C. Adams, J. L. Nicholls, C. M. Lovingood,

W. A. Hill.

Date of Charter-December 18, 1906.

Degan Business-January 1, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$117,615 57 Capital Stock Paid In _______ $ 30,000 00

DLoeamnasnSd ecLuoraendsby--R--e-a-l-E--s-t-a-te- __1_,_1_5_9__16_ SAumrpt.luRs eFseurnvded __f_o_r__B_r_a_n_c_h__es_ 15,000 00

United States Bonds ------Other Stocks and Bonds_____

13,150 00 ________ _

UDnivdiidveinddeds

UPnrpoafiidt s .-.- -_ _-_-_-_-_-_- -_

4,051 19

Banking House------------- 2,500 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned___

4,016 71 ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from App. Res. Agents__ Due from other Banks_______
Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton _________

19,038 38 Individual Deposits Subject to

590 63 2,482 00

D eCmhaencdk C e-r-t-i f-i-c-a-t e- s- -o-f-D- -e-p-o-s-i-t

511 00 1,783 54

Time Certificates of DepositSavings Deposits _- ________ _

--------- Trust Funds on Deposit ____ _

79,771 17 54,360 76

A~v.ances on Other Commodi-

Cashier's Checks -----------

591 68

1tles _- - - - - - - - - -- - - - - - - -- Checks for Clearing House,

-- - - -- -- -

Certified Checks __ -- ___ -- __ _ Bills Payable - ___ --- __ - ___ _

35,000 00

Other Checks and Cash Items ------------------Customer's Liability on Letters of Credit and Accep-
O vt aenr dc reasf t s- - (-i-f- -a-n-y-)-_-_-_-_-_-_-_-_-_Other Assets _______________

Notes and Bills Rediscounted

1,667 26 Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Credit,

-_ -_-_-_ -_ _- _- _- -_ ________ _

and Acceptances ________ _ Reserve for Interest and Taxes Other Liabilities __________ _

5,000 00
707 00 32 45

Total _____________________ $224,514 25 TotaL ______ -------- ___ ---$224,514 25

BANK'S STATEMENT.

RESOURCES

LIABILITIES

Time Loans ----------------$143,788 55 Capital Stock Paid In _______ $ 30,000 00

Demand Loans ------------- 1,184 75 Amt. Reserved for Branches Loans Secured by Real Estate 26,319 21 Surplus Fund -------------- 15,000 00 United States Bonds ________ 13,150 00 Undivided Profits ---------- 4,140 81 Other Stocks and Bonds_____ _________ Dividends Unpaid .. _______ _

Banking House ------------ 2,500 00 Due to Banks in this State __ Furniture and Fixtures ____ 4,016 71 Due to Banks in other States Other Real Estate Owned ____ --------- Call Money __ c ____________ _

Due from Banks in this State
Due from Banks in other States -------------------
Currency ------------------

9,260 36 Individual Deposits Subject to
Check ---- _-------------9,335 73 Demand Certificates ofDeposit 3,442 00 Time Certificates of Deposit-

81,727 72 54,346 13

Gold ---------------------

511 00 Savings Deposits -----------

Silver, Nickels, Pennies ____ 1,898 36 Trust Funds on Deposit-- __ -

Advances on Cotton _________ --------- Cashier's Checks ----------A~1v.haensce_s__o_n__O_t_h_e_r__C_o_m__m__o_d_i-_ _________ CBeilrltsifiPedayCabhelecks_______-_-____ -----_-___--
Checks for Clearing House__ _________ Notes and Bills Rediscounted

126 48
33,000 00 5,000 00

Other Checks and Cash Items 1,437 40 Certificates of Deposit for

Customer's Liability on Let-

Borrowed Money ___ --- __ -

ters of Credit and Accep-

Liability on Letters of Credit,

tances ------------------- 7,198 07 and Acceptances --------Overdrafts (if any)_________ _________ Reserve for Interest and Taxes Other Assets ___ ____ ___ ____ _ __ __ __ __ _ Other Liabilities _____ -- ___ _

707 00

Total _____________________ $222,012 14 Total---------------------$222,012 14

FIRST ANNUAL REPORT

7

EXAMmEB.'S BEPOBT.

BANK OF ADAIRSVILLE.

At Close of Business September 25, 1920.

President-Joe P. Bowdoin. Vice-President-E. D. Veach. Cashier-0. B. Bishop. Directors-Joe P. Bowdojn, E. D. Veach, 0. B. Bishop, N. C. Anderson, R. L.
Franklin, M. P. Gaines, B. E'. Lewis.

Date of Charter-March 23, 1899.

Began Business-March 24, 1899.

RESOURCES

LIABILITIES

Time Loans ----------------$362,250 28 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 38,846 22 Loans Secured by Real Estate_ -65,096 95

ASumrtp.luRs esFeurnvded __fo__r __B_r_a_n_c_h__es_

25,000 00

United States Bonds ------Other Stocks and Bonds _____

9,300 00 ---------

Undivided Profits Dividends Unpaid

_________ _ _________ _

21,298 81 1,500 00

Banking House ------------ 3,260 00 Due to Banks in this State __

Furniture and Fixtures ____ Other Real Estate Owned ____

4,500 00 ---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

70,000 00

Due from Banks in this State 10,925 43 Individual Deposits Subject to

Due from Banks in other States -------------------
Currency -----------------Gold ----------------------Silver, Nickels, Pennies ----Advances on Cotton_________ A<l!tvle.asnce_s_ _o_n_ _O_ t_h_ e_r_ _C_o_m__m__o_d_i-_

20,661 90 6,065 00 215 00

DeCmhaencdk Ce-r-t-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t

168,957 5,000

99 00

Time Certificates Savings Deposits

of DeposiL __________ _

105,977

15

1,975 96 Trust Funds on DeposiL ___ _

________ _ Cashier's Checks __________ _ Certified Checks ___________ _

4,654 59

________ _ Bills Payable _____________ _ 100,000 00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted

Other Checks and Cash Items

440 55 Certificates of Deposit for

Customer's Liability on Let-

Borrowed Money ---------

ttaenrscesof - C__re__d_it__a_n_d___A_c_c_e_p_-_

________ _

Liability on Letters of Credit, and Acceptances ________ _

Overdrafts (if any) _______ _ Other Assets _____________ _

12 75 Reserve for Interest and Taxes 3,584 50 Other Liabilities __________ _

Total---------------------$527,388 54 Total---------------------$527,388 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$323,414 n Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 38,409 26 Amt. Reserved for Branches

Loans Secured by Real Estate 59,237 64 Surplus Fund -------------- 25,000 00

United States Bonds (U. S.

Undivided Profits ---------- 16,297 43

Liberty Bonds) ---------- 9,300 00 Dividends Unpaid .. -------Other Stocks and Bonds_____ __ __ _____ Due to Banks in this State_-

Banking House ------------ 3,260 00 Due to Banks in other States Furniture and Fixtures ____ 4,500 00 Call Money----------------- 23,000 00 Other Real Estate Owned____ _________ Individual Deposits Subject to

Due from Banks in this State 7,540 73 Check ------------------- 142,653 03

Due from Banks in other

Demand Certificates of Deposit

States ----------------- 15,708 09 Time Certificates of DeposiL 75,069 73

Currency ------------------ 7,090 00 Savings Deposits -----------

Gold ----------------------

310 00 Trust Funds on Deposit_ ___ _ 70,417 01

Silver, Nickels, Pennies ----- 1,006 50 Cashier's Checks -----------

578 15

Advances on Cotton_________ _________ Certified Checks ___ -- ____ - _-

Advances on Other Commodiities _____________________
Checks for Clearing House__ Other Checks and Cash Items Customer's Liability on Let-

Bills Payable __ ----- _-----_________ Notes and Bills Rediscounted _________ Certificates of Deposit for
449 25 Borrowed Money -- _-----Liability on Letters of Credit,

79,000 00 12,500 00
5,000 00

ters of Credit and Accep-

and Acceptances - _-------

tances ___________________ _________ Reserve for Interest and Taxes

Overdrafts (if any) --------

659 67 Other Liabilities -----------

Other Assets --------------- 3,629 50

Total---------------------$474,515 35 Total---------------------$474,515 35

8

BANKI~G DEPARTMENT

EXAJIIIINEB'S BEPOBT.

BANK OF ADEL, ADEL.

At Close of Business September 14, 1920.

President-.J. F. Lewis. Vice-PresidentF--M. T. Shaw, w. B. Wilkes.

Cashier-W. M. Tyson.

Directors-.J. F. Lewis, M. T. Shaw, "\V. B. W!lkes, W. M. Tyson, A. D. Wiseman,

A. D. Cobb, W. R. Wells.

Date of Charter-November 30, 1901.

Began Business-190L

RESOURCES

LIABILITIES

Time Loans ---------------$310,178 64 Capitfil Stock Paid In ______ -$ 25,000 00

Demand Loans ------------- 52,689 35 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund _-- ____ --- _- __ 28,000 00

United States Bonds ------- 11,095 25 Undivided Profits ----------- 8,334.04

Other Stocks and Bonds _____ --------- Dividends Unpaid ___ ------ _

30 00

Banking House ------------- 3,500 00 Due to Banks in this State __

Furniture and Fixtures ____ _ Other Real Estate Owned ____

3,000 00 10,500 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 12,816 24 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--e-c-k-e-ls-,--P--e-n-n-i-e-s---_-__--_ Advances on Cotton_________

4,551 02 DeCmhaenckd C-e-r-ti-f-i-c-a-te-s--o-f-D--e-p-o-s-i-t 220,751 50

7,191 00 Time Certificates of. Deposit_ 144,795 6S

3, 023 50 Savings Deposits ____ ---- __ _

_ __3_1_9___41_

Trust Funds on DeposiL---Cashier's Checks __________ _

Adltviaensce_s__o_n__O_t_h_e_r__C_o_m__m__o_d_i-_ ________ _ CBeilrltsifiPedayCahbelecks___-_-_-_-_--- -_-_-__-_--_

Checks for Clearing House __
Other Checks and Cash Items Customer's Liability on Let-
ters of .credit and Acceptances - ______ -- _____ - __ --

63 02 Notes and Bills Rediscounted 1,686 25 Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit, _-- ____ - _ and Acceptances __ ---- __ _

Overdrafts (if any) -------- 18,037 31 Reserve for Interest and Taxes

Other Assets ---------------

18.12 Other Liability _____ ----- __

132 00

Total---------------------$438,669 11 Total---------------------$438,669 11

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$234,568 Zl Capital Stock Paid In-- ____ -$ 25,000 00

Demand Loans ------------- 57,671 93 Amt. Reserved for Branches

LUonaitnesd SSetcautreesd BbyonRdesal__E__s_ta_t_e_

_3_7_,8_5__9__16_

Surplus Fund ------ _----- __ Undivided Profits ___ --- ___ _

28,000 00 6,524 03

Other Stocks and Bonds----- ________ _ Dividends Unpaid .. _______ _

Banking House ------------- 3,500 00 Due to Banks in this State __

Furniture and Fixtures _____ Other Real Estate Owned ___

3,000 00 10.500 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 20,429 28 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuo lrdr e n c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- -_

7,939 n DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 68,408 15
7,727 00 Time Certificates of Deposit_ 203,875 72 3,023 50 Savings Deposits _- __ ------ _

Silver, Nickels, Pennies ___ _

799 99 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks -----------

Adi vtiaensce_s__o_n__O__th_e-r- _C_o_m__m__o_d_i-_

________ _

Certified Checks _____ --- ___ _ Bills Payable _____________ _

1, 759 96 69,500 00

Checks for Clearing House __

499 25 Notes and Bills Rediscounted

Other Checks and Cash Items 2, 905 48 Certificates of Deposit for

Customer's Liability on Let-

Borrowed Money ________ _

ters of Credit and Accep-

Liability on Letters of Credit,

tances -- ____ --- ~--------- --------- and Acceptances __ ---- __ _

Overdrafts (if any) -------- 11,382 19 Reserve for Interest and Taxes

Othe~ Assets:

Other Liabilities __________ _

Profit and Loss, L. L. Bonds_ 1,262 61

Total---------------------$403,067 86 Total---------------------$403,067 86

FIRST ANNUAL REPORT

9

EX:AliiiiJ!I'E:B'S :BEPO:B'l'.

FIRST BANK OF COOK COUNTY, ADEL.

At Close of Business July 13, 1920.

President-C. C. Giddens. Vice-Presidents-S. A. Parrish, H. L. Parrish.

Cashier-J. E. Pitts.

Directors-C. C. Giddens, H. L. Pa~ish, S. A. Parrish, J. E. Pitts, J. L. Jones,

Wm. Castleberry, J. S. Wilkes.

Date of Charter-June 3, 1919.

Began Business-June 10, 1919.

RESOURCES

LIABILITIES

Time Loans ----------------$426,482 29 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 54,012 52 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 10,000 00 United States Bonds________ 13,090 00 Undivided Profits _________ _ 8, 914 23

Other Stocks and Bonds _____ --------- Dividends Unpaid ---------- 1,908 00

Banking House, Furniture

Due to Banks in this State __

and Fixtures ------------- 8,457 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ----------------

Due from Banks in this State 46,355 78 Indvidual Deposits Subject to

Due from Banks in other

Check __________________ _ 199,539 07

States ------------------- 18,811 07 Demand Certificates of Deposit

Currency ----------------- 4,685 00 Time Certificates of DeposiL 161,317 31

Gold ----------------------

5 00 Savings Deposits ---------- 1,144 30

Silver, Nickels, Pennies-____ 1,317 93 Trust Funds on DeposiL _- __ 125,631 32

Advances on Cotton_________ _____ - ___ Cashier's Checks __________ _ 3,744 59

Advances on Other Commodi-

Certified Checks ___________ _

27 60

ities ------------------------------Bills Payable-------~------

Checks for Clearing House__

473 02 Notes and Bills Rediscounted 20,000 00

Other Checks and Cash Items

490 32 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Acc'ep-

Liability .on Letters of Credit,

tances - ___ -- _---- ___ -- __ - - _------- and Acceptances ________ _

Overdrafts (if any) ________ 10,203 03 Reserve for Interest and Taxes

OCathshe,r LLioanbgilit_i_e_s_:___________ _

45 45

ChAecftkesr CIslsouseindg o_n___V__a_l_d_o_s_ta_ 2,111 09

Total---------------------$584,382 96 Total---------------------$584,382 96

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$371,364 42 Capital Stock Paid In- ______ -$ 50,000 00

Demand Loans ------------- 40,619 81 Amt. Reserved for Branches_

Loans Secured by Real Estate 38,784 03 Surplus Fund -------------- 10,000 00

United States Bonds ------Other Stocks and Bonds-----

13,090 00 250 00

UDnivdiidveinddeds UPrnopfaiitds _-_-_-_-_-_-_-_-_-_--_

3,060 27

Banking House ------------- 4,257 00 Due to Banks in this State __

Furniture and Fixtures_- __ Other Real Estate Owned_---

4,200 00 ---------

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__St_a_t_es_

Due from Banks in this State 29,371 46 Individual Deposits Subject to

Due from Banks in other States -------------------
GC oulrdr e n_c_y_ _ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- _- _- _- -_

2,247 58 DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 237,284 79 7,354 00 Time Certificates of Deposit__ 139,799 03
40 00 Savings Deposits ----------- 2,286 81

Silver, nickels, pennies __ - __ _ 1,347 93 Trust Funds on Deposit_ ____ _

Advances on cotton_- __ -----A dt iveasn c_e_s_ _o_n_ _O_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

2,925 22 Cashier's Checks-----------Certified Checks ___ - - __ -- - __
________ _ Bills Payable---------------

2,471 25 52,500 00

Checks for Clearing House ___ -- 1,626 60 Notes and Bills Rediscounted 20,165 29

Other Checks and Cash Items

140 00 Certificates of Deposit for

Customers' Liability on let-

Borrowed Money _- ___ -- __

ters of Credit and Accept-

Liability on Letters of Credit,

Ovaenrcyedsra-f-ts_-(-i-f- -a-n-y-)-_-_-_-_-_-_-_-_-

--2-,-02-3- --64-

and Acceptances _-.- __ --- __ Reserve for Interest and Taxes

2,074 25

--------- Other Assets - - _- --- __ --- -- - -- ----- -- Other Liabilities------------

Total _----- __________ -- __ -$519,64169 Total --------------------$519,641 69

F
!

10

BANKING DEPARTJ\IENT

EXAMINER'S BEPOBT.
BANK OF ADRIAN, ADRIAN.
At Close of Business July 9, 1920.
President-L. 0. Benton. Vice-President-G. F.. Youmans. Cashier-S. H. Lynch. Directors-L. 0. Benton, G. E. Youmans, J. Brown Hutchenson, L. G. Moye,
James Woods, S. H. Lynch.

RESOURCES

LIABILITIES

Time Loans ----------------$129,674 25 Capital Stock Paid In ________ $ 25,000 00 Demand Loans ------------- 8,745 00 Amt. Reserved for Branches_

Loans Secured by Real Estate 8,435 00 Surplus Fund -------------United States Bonds _________ 20,815 87 Undivided Profits ----------- 4,920 96 Other Stocks and Bonds_---__ 3, 703 61 Dividends Unpaid __________ _

Banking House ------------- 4,000 00 Due to Banks in this State __ _

Furniture and Fixtures_---__

670 00 Due to Banks in other States

Other Real Estate Owned ____ -------- Call Money-----------------

Due from Banks in this State 1.?,672 50 Individual Deposits Subject to

Due from Banks in other

Check ___________________ _ 133,616 18

States -------------------- 7,395 12 Demand Certificates of Deposit Currency ------------------- 3,230 00 Time Certificates of Deposit__ 69,666 09

Gold -----------------------

60 00 Savings Deposits -----------

Silver, nickels, pennies------ 3,044 61 Trust Funds on Deposit_ ___ _

Advances on Cotton--------- --------- Cashier's Checks------------ 3,275 79

Advances on Other Commodi-

Certified Checks ___________ _

ties _- -------------------- -------.- Bills Payable ----- _----- ___ _

Checks for Clearing House -- -------.- Notes and Bills Rediscounted

Other Checks anij, Cash Items _--.- ___ - Certificates of Deposit for

Customers Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit,

ances -------------------- -------.- and Acceptances ___ -- ____ _

Overdrafts (if any)---------- --------- Reserve forlnterest and Taxes

Other Assets:

Other Liabilities _________ _

Call Money --------------- 30,000 00

Overdrafts __ ------------- 1,999 64

Cash

Short

---------------

-

-

12
-

95
-

Total---------------------$238,278 82 Total --------------------$238,478 82

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$118,393 99 Capital Stock Paid In ________ $ 25,000 00

Demand Loans ------------- 9,739 37 Amt. Reserved for Branches-

Loans Secured by Real Estate United States Bonds_________

21,034 33 ________ _

Surplus Fund -------------Undivided Profits -----------

3,000 00 930 70

oii Other Stocks and Bonds_____
Banking House -------------

3,613 61 Dividends Unpaid ---------4,000 00, Due to Banks in this State __

io~oiio-

Furniture and Fixtures------

670 OO Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money ___ .- _____ - ------

Due from Banks in this State --------- Individual Deposits Subject to

Due from Banks in other States -------------------
CGuorldren_c_y_ . -_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Silver, nickels, pennies- ____ _

3,282 81 DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f--D-e-p-o-s-i-t 2,478 00 Time Certificates of Deposit
87 50 Savings Deposits ____ -- _---1,972 19 Trust Funds on DeposiL- __ --

71,239 07 52,711 10

Advances on Cotton __ --- __ _ 7, 787 19 Cashier's Checks ____ ----. __ _

900 60

Advances on Cotton Seed ___ _ Checks for Clearing House___

5,061 03 ________ _

Certified Checks -----------Bills Payable _- ____ --.--. __

28,250 00

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted

Customers' Liability on let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money __ ---.- .. -

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- -_-_-_-_-_ _- _-_-_-

------------------

Liability on Letters of Credit and Acceptances ----------

Other Assets --------------- --------- Reserve for Interest and Taxes

Other Liabilities------------

Total --------------------$192,031 47 Total --------------------$192,031 47

FIRST ANNUAL REPORT

11

E:XAMI:NEB.'S B.EPOB.T.

THE BANK OF ALAPAHA, ALAPAHA.

At Close of Business September 18, 1920.

President-G. A. Paulk. Vice-President-M. J. McMillan. Cashier-F. T. Tiller. Directors-G. A. Paulk, J. J. Paulk, M. J. McMiillan, F. T. Tiller, E. D. Gaskins.

Date of Charter-March 4, 1905.

Began Business April 1, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$120,768 25 Capital Stock Paid In _______ $ 30,000 00

Demand Loans -------

16,365 45 Amt. Reserved for Branches_

Loans Secured by Real Estate United States Bonds_________

________ _ 4,430 90

USunrdpivluidseFd uPnrdof-it-s--_-_-_-_-_-_-_-_-_-_-_-

16,000 00 12,565 35

Other Stocks and Bonds_____ 61,630 00 Dividends Unpaid _________ _

Banking House ------------Furniture and Fixtures______ Other Real Estate Owned-___

4,500 00 Due to Banks in this State_-

2,000 500

00 00

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 48,653 09 Individual Deposits Subject to

Due from Banks in other CuSrtraetnecsy _-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_
GS iollvde r ,- -n-i c- k- -e-l s-,- -p-e-n-n-i-e-s- -_-_-_-_-_-_

__1-,8__9_1_ -7-1

DeCmheacnkd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 84,919 Time Certificates of DeposiL _ 123,164

22 84

_ _6_,_2_4_3__95_

Savings Deposits __________ _ Trust Funds on Deposit_ ____ _

Advances on Cotton -- _____ - _ Adtvieasnc_e_s _o_n__O_t_h_e_r__C_o_m__m__o_d_i-_
Checks for Clearing House_-_ Other Checks and Cash Items Customers' Liability on Let-

__- _____ -
________ _ __- _____ ________ _

CCaesrthiifiee~ds CChheecckkss _-_-_-_-_-_-_-_-_-_-_-_-
Bills Payable -------Notes and Bills Rediscounted_ Certificates of Deposit for
Borrowed Money _________ _

333.94

ters of Credit and Accept-

Liability on Letters of Credit,

ances ___ - -- - ___ - - - - - -- -- - -- -- - - - - - and Acceptances ---------Overdrafts (if any) _________ --------- Reserve for Interest and taxes Other Assets -- ___ --- __ -- -- _ ________ - Other Liabilities ------------

Total --------------------$266,983 35 Total __ ----- _- __ -- _- ____ -$266,983 35

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$1n,490 67 Capital Stock Paid In--------$ 30,000 00

Demand Loans ------------Loans Secured by Real Estate

17,673 4,450

99 00

SAumrpt.luRs eFseurnvded__f_o_r__B_r_a_n_c__h_e_s-_

16,000 00

United States Bonds_________ 4,430 90 Undivided Profits __ ---- ___ -- 15,847 30

Other Stocks and Bonds _____ --------- Dividends Unpaid -----------

Banking House -------- ---- 4,500 00 Due to Banks in this State __ _

Furniture and Fixtures Other Real Estate Owned____

2,000 00 500 00

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 27,215 49 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuolrdren_c_y_ _-__--_-_-_-_-_-_-__--_-_-_-_ -_-_-_-_-_ Silver, Nickels, Pennies_____

1,971 16 _ _5_, 7_5_7_ _ _0 0_

DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f--D-e-p-o-s-i-t Time Certificates of DeposiL-
Savings Deposits -----------

51,828 129,038

48 02

940 35 Trust Funds on Deposit_ ____ _

Advances on Cotton __ - _____ -_ __-- ____ _ Cashier's Checks - ___ --- ___ - _

Advances on Other CommodChieticekss f-o-r--C-l-e-a-r-in--g--H-o-u-s-e-_-_-_-

Certified Checks ___ ~ __ - ____ _

_- _- _-_-_-_-_-_- -_

Bills Payable ______________ _ Notes and Bills Rediscounted_

215 76

Other Checks and Cash Items _--- ___ -- Certificates of Deposit for

Customers' Liability on let-

Borrowed Money ----------

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaft-s__(-if--a-n_y_)__-_-_-_-_-_-_-_-_-_-

-_ -_ -_ _- _- _-_-_- -_

and Acceptances ---------Reserve for Interest and Taxes

Other Assets -- ___ --- __ ---- ___ -- ____ _ Other Liabilities------------

Total---------------------$242,929 56 Total---------------------$242,929 56

12

BANKI~G DEPARTME~T

EXAMINER'S REPORT.

ALBANY TRUST CO. OF GEORGIA, ALBANY.

At Close of Business October 25, 1920.

Fresident-J. S. Davis. Vice-Presidents-S. B. Davis, P. W. Jones.

Sec'y.-Treas.-R. H. Warren.

Directors-J. s. Davis, S. B. Brown, P. W . .Jones, R. H. Warren. C. W. Tift

.J. A. Davis, T. W. Ventulett, S. R. DeJarnette, C. M. Shackelford, A. P.

Vason, vV. B. Haley, E. Stern, T. H. Millner, .J. C. Keaton

C. L. Newman.

Date of Charter-June, 1905.

Began Business-1905.

RESOURCES

LIABILITIES

DTeimmeanLdoLanosan_s____-_------------_-_-_-_-_._$ _-_-_-_-_-_--- -_--

Capital Stock Paid In ________ $100,000 00 Am t. Reserved for Branches__ ______ ---

Loans Secured by Real Estate 156,582 32 Surplus Fund-------------- --------United States Bond __ - __ - __ -- - _------- Undivided Profits ----------- 33,919 23 Other Stocks and Bonds ______ --------- Dividends Unpaid ----------- ---------

Banking House------------- 12,232 15 Due to Banks in this State ___ ---------

Furniture and Fixtuers______ Other Real Estate Owned ____

3,738 79 ---------

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_te_s_

_______________--_

Due from Banks in this State Due from Banks in other
CGuoSlrdtraetn_ec_sy___-__-___-__-__-_--_--_--,-_---_--_--_--_--_--_--_--_--_--_
Silver, nickels, pennies______ Advances on Cotton _________ A~v.ances on Other Commod-

4,836 45 IndCihveicdkual__D__e_p_o_s_it_s__S_u_b_j_e_c_t_t_o_

--_--_--_--__--_--_--_-_--_ 33 42

Demand Certificates of Deposit
Time Certificates of Deposit._ TSarvuisntgFs uDndespoosnitsDe-p-o--s-it--_-_-_-_-_

--------- Cashier's Checks ____________

Certified Checks ____________

_______ . _
________ _
23,254 48 _1_0_,7__4_9__42_ _ _______ _ _ _______ _

ChIeticekss f-o-r--C-l-e-a-r-i-n-g--H-o-u--se--._-_-

_- _- _-_-_-_-_-_- -_

Bills Payable --------------Notes and Bills Rediscounted

9,500 00 ______ - _-

Other Checks and Cash Items Customers' Liability on let-

------- _-

CeBrtoirfricoawteesd Moof neDy e_p_o_s_i_t__f_o_r_

________ _

ters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- -) _- ---- --_- -- ------_-

_- _- _-_-_-_-_-_- -_

L iaanbdi l iAt yc coenp tLa ne ct teesr s_ _o_f_ _C_r_e_d_i_t Reserve for Interest and Taxes

_ _______ _ ________ _

Other Assets _-------------- - _------- Other Liabilities------------ ---------

Total --------------------$177,423 13 To taL _______________ ~ ____ $17 7, 42 3 13

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s---_-_-_-_--_-_-_-_-_-_-_-$__15_7_,_9_2_6___05_ Loans Secured by Real Estate ---------

Capital Stock Paid In ________ $100,000 00 SAumrpt.luRs eFseurnvded__f_o_r__B_r_a_n_c_h__e_s_. -2-5-,0-0-0---0-0

United States Bonds -------- --------- Undivided Profits----------- 15,107 52

Other Stocks and Bonds.----- --------- Dividends Unpaid ----------- ---------

Banking House ------------- 12,232 15 Due to Banks in this State ___ ---------

Furniture and Fixtures._____ Other Real Estate Owned ____

3,750 79 ---------

CDaulel MtooBneaynk_s_ -i_n__o_th__e_r_S__t_a_te_s_

-_ -_-_-_-_ _- _- _- -._

Due from Banks in this State Due from Banks in other

13,076 91 IndCihveidckua_l_D__e_p_o_s_it_s__S_u_b_j_e_c_t_t_o_ ________ _

States -------------------Currency -------------------

--------360 00

Demand Certificates of Deposit Time Certificates of Deposit..

______ - _22,750 00

Gold _________ - -- - - - -- - - - - - - - -- -- - - - _ Savings Deposits ----------- 19,501 30

Silver, nickels, pennies -- ___ -

12 92 Trust Funds on Deposit______ ______ ---

Advances on Cotton _________ Advances on Other Commod-

--------- CCaersthifieierd's CChheeckcsks_-_-_-_-_-_-_-_-_-_-_---

-- -__-_--- -_------

ities ________ ---------- _-Checks for Clearing House.__

-- _- _---________ _

Bills Payable --------------Notes and Bills Rediscounted

--------5,000 00

Other Checks and Cash Items Customers' Liability on let-

--- _-----

Certificates of Deposit for Borrowed Money __________

______ ---

ters of Credit and AcceptO vaenrcdersa f t_s__(_i_f _a-n-' y-)- -_-_-_-_-_-_-_-_-_-_
Other Assets _--------------

-_ -_ -_ _- _- _-_-_- -_ ---------

L iaanbdi l iAt yc coenp tLa ne tcteesr s_ _o_f_ _C_r_e_d_i_t OR et hs ee rrvLe ifaobri lIint iteesr e_s_t_a_n_d_ _T_a_ x_ _e_s

_ _______ _ ___-_-_-_-_-_-_---

Total --------------------$187,358 82 Total --------------------$187,358 82

1

..
iJ

EXAMI:NQ'S B.EPOB.T.

EXCHANGE BANK, ALBANY.

At Close of Business October 25, 1920.

President-S. B. Brown. Vice President-A. W. Muse. Cashier-W. C. Scovill.

Directors-B. B. Brown, A. W. Muse, W. C. Scovill, J. R. Champion, C. R.

Gleaton, E. H. Kalmon, S. B. Liggett, J. D. Pope, R. S. Riley, C. :\1.

Shackelford, C. W. Tift, L. J. Hofmayer.

Date of Charter-December 18, 1890.

Began Business-1893.

RESOURCES

LIABILITIES

Time Loans ----------------$390,832 02 Capital Stock Paid In--------$ 57,200 00

Demand Loans ------------Loans Secured by Real Estate

53,200 80 ________ _

SAumrtp.luRsesFeurvnedd _f_o_r__B_r_a_n_c_h__e_s__

57,200 00

United States Bonds _________ Other Stocks and Bonds _____

72,350 00 Undivided Profits __________ _ 59,100 00 Dividends Unpaid __________ _

58,428 68

Banking House _ _ __ _ _ __ _ _ __ _ _ ____ -- __ Due to Banks in this. State __ _

Furniture and Fixtures______ Other Real Estate Owned____

12,488 92 ________ _

CDaulel

MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in other
States ------------------CGuolrdren_c_y__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Silver, nickels, pennies _____ _ Advances on Cotton _________ _ A~vI:t:ie<snce_s__o_n__O__t_h_e-r- C__o_m__m-o- d_-_

7,365 93 Individual Deposits Subject to

24,051 87 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f--D-e-p-o-s-i-t 414,578 85

8,286 00 Time Certificates of Deposit__ 72 50 Saving5 Deposits __________ _ 46,928 54

3,434 43 Trust Funds on DeposiL ____ _

17,502 82 CCaersthifiieerd's CChheecckkss -_-_-__-_-_-_-_-_-_-_--_ ____ ---- _ Bills Payable ______________ _

2,280 17 21 30

Checks for Clearing House __ _ Other Checks and Cash Items Customers' Liability on Let-
atenrcsesof__C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t_-
Overdrafts (if any) __________

6,850 44 Notes and Bills Rediscounted

9,284 63 Certificates of Deposit for

Borrowed Money ----------

________ _ 26,014 14

Liability on Letters of Credit, and Acceptances ----------
Reserve for Interest and Taxes

65,815 00

Other Assets --------------- 11,618 34 Other Liabilities ------------

Total --------------------$702,452 54 Total --------------------$702,452 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$382,061 70 Capital Stock Paid In--------$ 57,200 00

Demand Loans ------------- 52,060 80 Amt. Reserved for Branches_ ---------

Loans Secured by Real Estate 15,000 00 Surplus Fund -------------- 57,200 00

United States Bonds _________ Other Stocks and Bonds _____

63,196 59,100

00 00

DUnivididiveniddesdUPnrpoafiitds _---_-__-_-_--- -__---

_5_7_,4__4_7__61_

Banking House _--------- _-- --------- Due to Banks in this State __ ---------

Furniture and Fixtures __ - ___ Other Real Estate. Owned____

12,488 92 ________ _

CDaulel

Mt ooBn eayn k_s_ _i_n_ _o_t _h_e_r_ S_ _t _a_t e_s_

-_______________ -_

Due from Banks in this State 34,200 76 Individual Deposits Subject to

Due from Banks in other
States -------------------CG uo lrdr e n_c_y_ _-_-_-_-_-_-_-_ -_ -_ -_ -_ _- _- _- _- _- _- _- -_
Silver, nickels, pennies _____ _ Advances on Cotton _-- __ - __ A~'vt.iaensce_s_ _o_n_ _O_ _t h_ _e_r _ _C_o_m_ _m_o_d_ -_
Checks for Clearing House ___

Check -------------------- 299,749 84

37,841 76 Demand Certificates of Deposit ---------

17,503 00 Time Certificates of Deposit__ ---------

2 50 Savings Deposits ___________ 185,823 12

3,302 65 Trust Funds on Deposit_ _____

17,854

27

Cashier's Checks Certified Checks

___________ _ ___________ _

________ _ Bills Payable ---------------

10,241 79 Notes and Bills Rediscounted

--------993 85 229 05
--------95,915 00

Other Checks and Cash Items Customers' Liability on Let-

1,066

45

Certificates of Deposit for Borrowed Money __________

_. ______ _

ters of Credit and Acceptances -- __ - __ -------------

Liability on Letters of Credit' --------- and Acceptances _._ ________ ________ _

Overdrafts (if any)--------- 48,637 87 Reserve for Interest and Taxes ________ -

Other Assets ___ ------ ------ ----- _--- Other Liabilities---''--------- ---------

Total --------------------$754,558 47 Total --------------------$754,558 47

/

14

EXAMIN.B'S BEPOB'l'.

FARKAS TRUST CO., ALBANY.

At Close of Business October 26. 1920.

President-Leonard Farkas. Vice-President-Mack Farkas. Cashier-B. vV. Simon.

Directors-Leonard Farkas, Mack Farkas, Paul Farkas, Joe A. Meyer, B. W.

Simon.

Date of Charter-October 11, 1917.

Began Business-October 11, 1917.

RESOURCES

LIABILITIES

Time Loans ----------------$175,587 61 Capital Stock Paid In ________ $100,000 00

Demand Loans ------------- 1,500 00 Amt. Reserved for Branc11es. ________ _ Loans Secured by Real Estate ________ _ Surplus Fund -------------- 8,218 64

United States Bonds -------Other Stocks and Bonds _____ Banking House _____________

--------- Undivided Profits -----------

________ _ ________ _

Dividends Unpaid----------Due to Banks in this State __

45,649 59 -----------------

Furniture and Fixtures ______

72 10 Due to Banks in other States _______ --

Other Real Estate Owned.___ ________ _ Call Money----------------- ---------

Due from Banks in this State 1,018 58 Individual Deposits Subject to

Due from Banks in other

Check - __ - - - - __ - - - - - _- -- - _- - _- __ - -

CuSrtraetnecsy --_-_-_-_-__-_--__--_-__--_-__--_-_-_ -_

-_ -_ -_ _- _-_-_-_- -_

Demand Certificates of Deposit Time Certificates of Deposit__

_______ - . 7,209 25

Gold --- _----- __ --- ___ ----- _ -- __ ---- _ Savings Deposits _--- ___ -- __ ________ _ Silver, nickels, pennies ______ ________ _ Trust Funds on Deposit______ 1,300 81 Advances on Cotton ___ -- ____ ______ - __ Cashier's Checks __ - _____ ____ ________ _

Aditviaensce_s__o_n__O__th__e_r _C__o_m__m_o_d_-_
Checks for Clearing House___ Other Checks and Cash Items Customers' Liability on Let-

Certified Checks ____________ ________ _ Bills Payable--------------________ _ Notes and Bills Rediscoutned ______ - __ Certificates of Deposit for
Borrowed Money __________

________ _ 15,800 00 ---------
________ _

ters of Credit and Acceptances __ --- _... _-- ... - ...... --............

... ...... ------

LiaanbdiliAtyccoenptLaentcteesrs _o-f_C__re_d_i_t_

________ _

OOvt heerrd rAa fstsse t(si f_a_n_ _y_)_ -_ -_-_-_-_-_-_-_-_

_- -_ _- _-_-_-_-_- -_

Reserve for Interest and Taxes Other Liabilities -----------

________ _ ---------

Total --------------------$178,178 29

Total _____________________ $i78,178 29

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$176,696 11 Capital Stock Paid In ....... $100,000 00

Demand Loans __ ----------- --------- Amt. Received for Branches. ---------

Loans Secured by Real Estate --- __ ---- Surplus Fund -------------- 8,218 64

United States Bonds-------- --------- Undivided Profits ----------- 45,248 83

Other Stocks and Bonds----- --------- Dividends Unpaid ---------- ---------

Banking House _---- __ -- ____ - ____ ---- Due to Banks in this State __ ---------

Furniture and Fixtures______

72 10 Due to Banks in other States _______ - _

Other Real Estate Owned.-__ --------- Call Money _- _____ -- ____ ---- _--- ___ --

Due from Banks in this State

607 32 Individual Deposits Subject to

Due from Banks in other

States -------------------

CG

uo

lrdre

n_c_y_

_

_

_-_-_-_-_-_-

--

--

--

-__-_-

--

--

-__-

-
~

-_

Silver, nickels, pennies ______

--------____3_02-- 0__0 ________ _

Check -------- _- --------Demand Certificates of Deposit Time Certificates of Deposit.
Savings Deposits ----------Trust Funds on Deposit _- ___

--------1,300 81 7,109 25
--------_.. ____ --

Advances on Cotton _________ A di tviaensc e_s_ _o_n_ _O_ _t h_ _e_r _ _C_o_m_ _m_o_d_-_
Checks for Clearing House __ Other Checks and Cash Items

--------- CCearsthifiieerd's CChheecckkss ____-_-_--_-_____-_-_-_ ________ _ Bills Payable -------------________ _ Notes and Bills Rediscounted ________ _ Certificates of Deposit for

-_-_-_-_-____..-.-. 15,800 00 _--------

Customers' Liability on Let-

Borrowed Money --------- ---------

atenrcsesof... _C...r...e...d...i...t.....a. _n_d__A__c..c...e...p. _t_-

... _______ _

Liability on Letters of Credit and Acceptances - _______ __

_---- __ --

Overdrafts (if any)_---___ Other Assets ____ ___________

- ____ - __ _ ________ _

Reserve for Interest and Taxes Other Liabilities ____ ____ ___

--------. _-- ____ --

Total --------------------$177,677 53 Total --------------------$177,677 53

\

\

\
FIRST ~NNUAL REPORT

15

EXAMINEB.'S B.EPOB.'l'.

GEORGIA BANK & TRUST CO., ALBANY.

At Close of Business Octo\)er 23, 1920.

President-F. F. Putney. Vice-Presidents-J. s. Farnum, E. B. Young.

Cashier-W. F. Jefferson.

Directors-F. F. Putney, J. S. Farnum, E. B. Young, W. F. Jefferson, C. C.

Anthony, C. E. Fryer, P. J. Edgerly, G. E. Reynolds, T. W. Ventulette,

Mack Farkas, J. A. Meyer, E. E. wetherbee, J. C. Fulford,

A. W. Barnett.

Date of Charter-June 8, 1916.

Began Business-1916.

RESOLJRCES

LIABILITIES

Time Lo!ns ----------------$526,428 58 Capital Stock Paid In _______ $100,000 00

Demand Loans ------------- 23,729 09 Am t. Reserved for Branches_ __- _-----

Loans Secured by Real Estate 82,579 22 Surplus Fund -------------- 20,000 00

United States Bonds-_______ 33,000 00 Undivided Profits----------- 9,121 74

Other Stocks and Bonds _____ --------- Dividends Unpaid __________ _-------Banking House _____________ ________ _ Due to Banks in this State __ 27,132 10

Furniture and Fixtures______ Other Real Estate Owned ____

5,977 00 ---------

CDaulel tMo oBneaynk_s__i_n__o_t_h_e_r_S__ta__te_s_

_5_0_,0_0_0___00_

Due from Banks in this State 17,853 88 Individual Deposits Subject to

Due from Banks in other

Check -------------------- 179,589 49

States--------------------- 23,073 35 Demand Certificates of Deposit _-- _-- _--

GCoulrdren_c_y____-_-_------__-_------------__----- -_

7, 731 00 Time Certificates of Deposit_ 30,731 24 680 00 Savings Deposits ----------- 119,628 57

Silver, nickels, pennies _____ _ Advances on Cotton _- _-- __ - _

3,016 54 ________ _

CTarushsiteFr'us nCdhseocnksD_e__p_o_s_i_t_-_-_-_--_

--------738 70

A'!Ivti.easnce_s_ _o_n_ _O__th__e_r_ _C_o_m_ _m_ o_d_ _-

_ _______ _

Certified Checks_-----------Bills Payable---------------

343 175,000

11 00

Checks for Clearing House__ 10,237 27 Notes and Bills Rediscounted 27,801 50

Other Checks and Cash Items Customers' Liability on Let-

2, 732

92

Certificates Borrowed

of Deposit for Money__________

________ _

at enrcse so f_ _C_r_e_d_ _i t_ _a-n-d- -A- -c_c_e_p_t_-

________ _

Liability on Letters of Credit and Acceptances -- __ - _-- __

__- _-- _--

Overdrafts (if any) ----- __ - _ ________ _ Reserve for Interest and Taxes ________ _ Other Assets ______________ _ 3,047 60 Other Liabilities------------ ---------

Total --------------------$740,086 45 Total --------------------$740,086 45

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans-----------------$478,416 65 Capital Stock Paid In ________ $100,000 00 Demand Loan~-_____________ 20,651 33 Amt. Reserved for Branches_ ________ _ Loans Secured by Real Estate 80,000 00 Surplus Fund -------------- 20,000 00 UOnthiteerdSStotcaktessanBdoBndonsd--s-_-_--_-_-_ _3_3_,0_0_0__0_0_ DUinvdiidveinddesd UPnropafiidts_-_-_-_-_-_--_-_-_-_-_ _1_3_,5__0_5__31_

Banking House------------- --------- Due to Banks in this State __ 19,738 06 OFuthrnerituRreealaEndstaFtiextuOrwesn_e_d________ __6_,8_7_7__0_0_ CDaulel tMo oBtlaeynk_s__i_n__o_t_h_e_r_S__ta_t_e_s_ -_-_-_-_-_-__-_--_

Due from Banks in this State 16,614 22 Individual Deposits Subject to

Due from Banks in other

Check -------------------- 169,491 40

States--------------------- 43,90109 DemandCertificatesofDeposit ---------

Currency ------------------- 12,127 00 Time Certificates of Deposit_ 91,968 34

Gold -----------------------

580 00 Savings Deposits------------ 107,577 30

Silver, nickels, pennies------ 3,681 67 Trust Funds on Deposit----- ---------

AAddvvaanncceess oonn COothtteor nC--o-m--m-o--d-- --------- CCearsthifiieerd's CChheeckcsk_s_-_-_-_-_-_-_-_-_-_-_--_

1,515 26 229 10

!ties - __ - _----- ________ _ ___________ Bills Payable - __ - _____ -- _- __ 175,000 00

Checks for Clearing House___ 7,118 11 Notes and Bills Rediscounted 10,000 00

Other Checks and Cash Items 6,057 70 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _______ - __ ________ _

atenrcsesof_-C- r_e_d- i_t__a_n_d__A__c_c_e_p_t_- _________ LiaanbdilitAycocenpLtaentcteesrs_-o_f_ C- _r_e-d_i_t __- __ - __ -

Overdrafts (if any) --------- --------- Reserve for Interest and Taxes --------Other Assets---------------- --------- Other Liabilities------------ ---------

Total --------------------$709,024 77 Total---------------------$709,024 77

'

r

/

16

BANKING DEP__tRTMENT

EX:AliiiiJr:Ji'B'S BEPOBT.

UNION BANKING CO., ALAMO.
At Close of Business August 10, 1920.

President-L. 0. Benton. Vice-President-,-J. A. Hinson. Cashier-D. W. Watson.

Directors-L. 0. Benton, J. A. Hinson, D. W. Watson, I. Idelson, J. M. Clements.

Date of Charter-November 20, 1919.

Began Business-November 1, 1919.

RESOURCES

LIABILITIES

Time Loans ............ $34,159 85 Capital Stock Paid In ......... $15,000 00

Demand Loans............... Loans Secured by Real Estate United States Bonds .... _.... Other Stocks and Bonds ..... Banking House.............. .

600 00 Amt. Reserved for Branches.. '"--------

1,457 96

Surplus Fund.. - ............. Undivided Profits------- .... .

_..

. 8

__ 8

5_2

Dividends Unpaid .......... ..

Due to Banks in this State .. .

Furniture and Fixtures...... .

Due to Banks in other States.

Other Real Estate Owned.... . Due from Banks in this State.

9,238

85

Call Money-----------------Individual Deposits Subject to

Due from Banks in other States

Check ................. 12,111 48

Currency ------- 1,406 00 Demand Certificates of Deposit

Gold -------------------- Silver, nickels, pennies ...... . Advances on Cotton ......... _

30 00 Time Certificates of Deposit . 2,605 00 3.55 37 Savings Deposits ............ .
Trust Funds on Deposit .... ..

Advances on other Commodi-

Cashier's Checks .. .... .. ..... 159 75

ties ---------- ------ Certified Checks.... _.. _.

Checks for Clearing House .... 152 24 Bills Payable ................ 20,000 00

Other Checks and Cash Items

368 btl Notes and Bills Rediscounted.

Customers' Liability on Let-

Certificates of Deposit for Bor-

atnecress .o.f..C..r.e.d.it_. a_n__d__A__c_c_e_p_t-_

rowed Money ............ .. Liability on Letters of Credit

Overdrafts (if any) ..... _.. _. 304 69 and Acceptances ---

Other Assets --------------- 1,891 89. Reserve for Interest and Taxes

- - - - Other Liabilities-------------

Total------$49,964 75 Total.--------------$49,964 75

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -----------------$29,940 63 Capital Stock Paid In . _.. _... $15,000 00

Demand Loans -------------- 1,541 36 Amt. Reserved for Branches..

Loans Secured by Real Estate

Surplus Fund ---------------

United States Bonds __ ._______ 1,457 96 Undivided Profits .... _.... _..

Other Stocks and Bonds __ -. _

Dividends Unpaid........... .

Banking House ............. _

Due to Banks in this State .. _

Furniture and Fixtures.... - ..

Due to Banks in other States.

Other Real Estate Owned ____ _

Call Money------------------ 2,500 00

Due from Banks in this State. 329 56 Individual Deposits Subject to

Due from Banks in other

Check_________ ....... 6,629 89

C uSrtraetnecs y. ._-_-_ _-_-__ _.-.-.--.-.-.-.-.-.-.-.-.

Demand Certificates of Deposit 1,919 00 Time Certificates of Deposit._

3,006 75

Gold ---------------------Silver, nickels, pennies ..... _ Advances on Cotton _. ____ ... _

57 50 Savings Deposits .......... .. 425 93 Trust Funds on Deposit .... ..
Cashier's Checks ........ _.. ..

Advances on Other Commod-

Certified Checks...... _... _.. .

ities ..................... .

Bills Payable ................ 10,000 00

Checks for Clearing House. _

Notes and Bills Rediscounted.

Other Checks and Cash Items.

Certificates of Deposit for Bor-

Cu&tomers' Liability on Let-

rowed Money ....... _......

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- -(-i-f-a-n- -y-)- -__- -. .- -_-. .- -_-. -.

and Acceptances .. _.. __ ... Reserve for Interest and Tax,es

Other Assete --------- 1,525 00, Other Liabilities~-----------Profit and Loss-------------- 728 06

Total-----------------------$37,925 00 Total. ......................$37,925 00

\

FIRST ANNUAL REPORT

17

B:XAMI:NBB.'S B.BPOB.'l'.

THE ALMA STATE BANK, ALMA.

At Close of Business September 22, 1920.

President-E. C. Strickland. Vice-President-C. L. Sibley. Cashier-G. M. Swajn.

Directors-E. C. Strickland, A. M. Swift, C. L. Sibley, J. E. Pirkle, I. F. Taylor.

Date of Charter-April 1, 1920.

Began Business-February 26, 1919.

RESOURCES

LIABILITIES

Time Loans ---------------$109,080 76 Capital Stock Paid In _____ ---$ 15,000 00

DLoeamnasnSd ecLuoraends by--R--e-a-l-E--s-t-a-te- ____2_5_5__00_ SAumrpt.luRs eFseurnvded __fo__r__B_r_a_n_c_h__es_ 2,500 00

United States Bonds________ 1,600 00 Undivided Profits _______ ---

Other Stocks and Bonds_____ ________ _ Dividends Unpaid _______ - _-

Banking House ____ - ________ ________ _ Due to Banks in this State __

Furniture and Fixtures_____ 4,060 77 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money ---------------- 21,000 00

Due from Banks in this State

485 31 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuo rl dr e n c_y_ _ _ _- _- _- _- _- -_ _- -_ -_ -_ -_ -_-_-_-_-_-_-_

10,768 66 __4_,_6_4_3__00_

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of DeposiL Savings Deposits ________ ---

63,772 38 1,500 00
18,510 68

Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on Other CommodiChieticekss -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_

454 28 Trust Funds on DeposiL _- _-

91

28

Cashier's Checks __________ _ Certified Checks ___________ _

--------- Bills Payable _____________ _

2,040 70 Notes and Bills Rediscounted

976 18 15,000 00

Cther Checks and Cash Items Customer's Liability on Let-

129 40 Certificates of Deposit for Borrowed Money ______ - __

ttaenrscesof _C_r_e_d_i_t_ _a_n_d__A__c_c_e_p_t-_

________ _

Liability on Letters of Credit and Acceptances ________ _

Overdrafts (if any) _______ _ 1,229 52 Reserve for Interest and Taxes

Other Assets:

Other Liabilities __________ _

DPreopfoitsitaonrds' LGousasr_a_n_t_e_e___F_u_n_d___

2, 739 15 394 78

Cash Short -----------------

286 63

Total---------------------$138,259 24 Total---------------------$138,259 24

BANK'S STATEMENT at Close of Business December 15, '1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 81,545 68 Capital Stock Paid In ________ $ 15,000 00

Demand Loans ____ ------- __

Amt. Reserved for Branches

Loans Secured by Real Estate 15,253 36 Surplus Fund -------------- 2,500 00

United States Bonds _______ _

600 00 Undivided Profits ______ --- _

115 72

Other Stocks and Bonds ____ _

Dividends Unpaid .. _______ _

BFuanrnkiitnugreHaonudse F-ix--tu--re--s-_-_-__--_ Other Real Estate Owned __ _

Due to Banks in this State __ 4,100 00 DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_ 11,500 00

Due from Banks in this State 1,267 75 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuo lrdr e n c_y_ _ _ _- _- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

4,573 57 DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 2,971 00 Time Certificates of DeposiL
20 00 Savings Deposits -----------

52,980 53 22,836 68

Silver, Nickels, Pennies ____ _ 1,009 62 Trust Funds on DeposiL---Advances on Cotton ________ _ 1,564 55 Cashier's Checks ----------- 1,258 93

Advances on Other Commodi-

Certified Checks ------------

Chteiceks s -f-o-r--C-l-e-a-r-i-n-g--H-o--u-s-e-_-_

Bills Payable -------------- 10,000 00 1,431 36 Notes and Bills Rediscounted

Other Checks and Cash Items

599 47 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money -- _- _---- 1,500 00

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -_-_-_-_ _-_-_- -_ Other Assets -------------.

and Acceptances _____ ----

16 35 2, 739 15

Reserve for Interest and Taxes Other Liabilities __________ _

Total---------------------$117,691 86 TotaL-=------------------$117,691 86

18

BANKI~G DEPARTMENT

EXAMINEB.'S BEPOBT

THE. ALPHARETTA BANK, ALPHARETTA.

At Close of Business November 5,. 1919.

Ptesident-I. 0. Teasley. Vice-President-R. C. Nesbit. Cashier-F. L. Williams.

Directors-!. 0. Teasley, J. H. Cowart, R. C. Nesbit, R. L. Bagwell, J. I. Teasley.

Date of Charter-November 29, 1918.

Began Business-Noverruber 30, 1918.

RESOURCES

LIABILITIES

Time Loans ----------------$
Demand Loans ------------Loans Secured by Real Estate

64,825 9,373

45 63

Capital Stock Paid In ________ $ 15,000 ASumrtp.luRs esFeruvnedd __fo__r__B_r_a_n_c_h__es_

00

United States Bonds _______ _

450 00 Undivided Profits _________ _ 33,719 34

Other Stocks and Bonds ____ _

Dividends Unpaid .. _______ _

Banking House ___________ _

Due to Banks in this State __

Furniture and Fixtures ____ _ Other Real Estate Owned __ _ Due from Banks ___________ _
Due from Banks in other
States ------------------CAadsvha n c-e-s- -o-n- -C- -o-t t-o-n- -_-_-_ -_ _- _-_-_- -_ Advances on Other Commodi-
ities ____ ---- - - -- - - - - -- - - Checks for Clearing House __ Other Checks and Cash Items

1,670 40 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_
5,903 73 Individual Deposits Subject to
DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 649 46 Time Certificates of Deposit-
Savings Deposits ----------Trust Funds on Deposit- ___ _ Cashier's Checks __________ _ Certified Checks ___________ _ Bills Payable _____________ _

12,433 09 27,594 73
69 22 24,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ttaenrscesof __C-r-e-d_i_t __a_n_d__A- _c_c_e_p_OO tvheerrd rAa fstsse t(si f_ _a_n_y_)_ _ _-_-_-_-_-_-_- -_

Certificates of Deposit for Borrowed Money ---------
443 71 Liability on Letters of Credit and Acceptances ________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total---------------------$ 83,316 38 Total---------------------$ 83,316 38

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______ ---- _____ -$ Demand Loans ____________ _

55,431 8,601

14 76

Capital Stock Paid In ________ $ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds- ______ _ Other Stocks and Bonds ____ _ Banking House ___________ _

Surplus Fund-------------450 00 Undivided Profits __ --------
Dividends Unpaid .. _- __ ---Due to Banks in this State __

3,489 11

Furniture and Fixtures ____ _ 1,670 40 Due to Banks in other States

Other Real Estate Owned __ _

Call Money ____ ------------

Due from Banks in this State Due from Banks in other
States ------------------CGuolrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Silver, Nickels, Pennies ____ _ Advances on Cotton ------ __ A~v!'nces on Other Commodi-
Ities ____ ----- _----------Checks for Clearing House __

1,820 69 Individual Deposits Subject to
68 45 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 879 00 Time Certificates of Deposit242 50 Savings Deposits -----------
84 18 Trust Funds on Deposit----1,270 56 Cashier's Checks -----------
Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted

10,306 00 21,975 42
1,000 00 18,800 00

Other Checks and Cash Items

51 85 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _--------

ttaenrscesof _C__r_e_d_i_t __a_n_d__A__c_c_e_p_Overdrafts (if any) ________ _

Liability on Letters of Credit and Acceptances ---------
Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities-----------

Total---------------------$ 70,570 53

Total _____________________ $ 70,570 53

FmsT ANNUAJ, REPORT

19

EXAMINER'S REPORT

THE MILTON COUNTY BANK, ALPHARETTA.

At Close of Business November 5, l 920.

President-G. D. Rucker. Vice-Presidents-I. 0. Teasley, C. E. Maddox.

Cashier-R. D. Manning.

Directors-G. D. Rucker, R. D. Manning, I. 0. Teasley, G. B. Walker, J. H. Manning, C. E. Maddox, J. J. Rucker.

Date of Charter-December 5, 1910.

Began Business-January 26, 1911.

RESOURCES

LIABILITIES

TBiamnekinLgoaHnosus--e--_-_-_-_--_-_-_-_-_-_--_$_ _21_6_,_3_9_6___91_ Demand Loans ------------- 48,401 91

Capital Stock Paid In _______ $ ASumrtp.luRs esFeurnvded __fo__r __B_r_a_n_c_h__es_

16,000 8,000

00 00

Loans Secured by Real Estate ________ _ Undivided Profits _________ _ 14,063 25

United States Bonds________ 7,700 00 Dividends Unpaid . --------

Other Stocks and Bonds_____ 3,000 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned ___

1,000 00 ---------

CDaulel tMo oBnaenyks__in___o_t_h_e_r__S_t_a_t_es_

3,000 00

Due from Banks____________ 8,757 74 Individual Deposits Subject to

DuSetatfersom___B__a_n_k_s___in__ _o__th_e_r_ ________ _ DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 60,807 02

CGuo lrdr e n c_y_ _ _ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- _- _- _- _- -_

3,633 68

00 50

Time Certificates Savings Deposits

of Deposi L __________ _

190,254

60

Silver, Nickels, Pennies ____ _ 1,353 79 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Casher's Checks __ - ________ _

A~vIt.laensce_s__o_n_ _O_t_h_e_ r_ _C_ o_m__m_ _o_d_i-_

Certified Checks ___________ _ _ _______ _ Bills Payable _____________ _

2,123 36

Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-

614 52 Notes and Bills Rediscounted 167 75 Certificates of Deposit for
Borrowed Money ______ ---

ttaenrscesof _C__r_e_d_it___a_n_d_ _A_ _c_c_ep_ _-
Overdrafts (if any)_________
Other Assets: Depositors' Guarantee Fund_

________ _

Liability on Letters of Credit and Acceptances ______ ---

________ _ Reserve for Interest and Taxes

3,184 90 COatshher LLoinagbil_i_ti_e_s_:___________ _

30 79

Total---------------------$294,279 02 Total---------------------$294,279 02

BANK'S STATEMENT at Close of Business .December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$202,553 39 Capital Stock Paid In ______ -$ 16,000 00

Demand Loans ------------Loans Secured by Real Estate

20,265 71 20,563 85

SAumrpt.luRs eFseurnvded __fo__r__B_r_a_n_c__h_es_

8,000 00

United States Bonds-------- --------- Undivided Profits ---------- 10,985 32

OB at hnekri nSgt o cHkosu saen d _ _B_o_n_d_s___________

__3_,0_0_0___00_

Dividends Unpaid-------Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned-_-

1,000 00 ____ - ___ _

CDaulel

tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

12,000 oo

Due from Banks in this State 8,543 42 Individual Deposits Subject to

Due from Banks in other
States ------------------GCoulrdr e n c_y_ _ _ -_ -_ _- _- _- _- _- _- _- _- _- _-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton ______ _ Advances on Other CommodiChieticekss -fo-r---C-l-e-a-r-in-g---H-o-u-s-e-_-_-

6,520 96 9,696 00
98 50 1,471 30
282 76
_- -_-_ -_ _-_-_-_- -_

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 87,881 73

Time Certificates of Deposit_ 142,231 80

Savings Deposits ----------Trust Funds on Deposit_ ___ _

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_

271 09

Bills Payable _____________ _

Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

223 53 CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___fo_ r_

ttaenrscesof _C__r_e_d_it___a_n_d__A_ _c_c_e_p_-

________ _

Liability on Letters of Credit and Acceptances ________ _

Overdrafts (if any) _________ --------- Reserve for Interest and Taxes

Other Assets: Depositors' Gurarantee Fund

3,184 90 COathsher LLoinagbil_it_i_e_s_:___________ _

34 38

TotaL _______________ -- __ -$277,404 32 Total---------------------$277,404 32

20

BANKING DEPARTMENT

EXAMINER'S &EPO&T

CITIZENS BANK. ALSTON.

President-E. S. Martin. Vice-President-H. G. Martin. Cashier-E. S. Martin.

Directors-E. S. Martin, H. G. Martin, J. G. Martin, T. A. Clifton, H. S. Barr, Sr.,

J. E. Braswell.

Date of Charter-September 19, 1911.

Began Business-November, 1911.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _
Loans Secured by Real Estate

49,829 1,065

84 00

Capital Stock Paid In ______ -$ SAumrtp.luRs esFeurvnedd __fo__r__B__ra_n__c_h_es_

15,000

00

United States Bonds ______ _ Other Stocks and Bonds ____ _

100 00 UDnivdiidveidnedds PUrnopfiatisd --..--_-_-_-_-__-_--_

613 22

Banking House ___________ _ 2,500 00 Due to Banks in this State __

Furniture and I<'ixtures ____ _ Other Real Estate Owned __ _

2,500 00 DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 4,909 53 Individual Deposits Subject to

Due from Banks in other
States ------------------CGuorldrenc_y____-_-_-_-_-_------------- -_---------Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ A~vances on Other Commodi-
1hes ____ - - - - - - - - - - - - -- - - Checks for Clearing House __

3,074 82 1,668 00
70 00 187 14

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _ Certified Checks _- _____ - ___ _ Bills Payable _____________ _
Notes and Bills Rediscounted

14,075 37 5,870 70
520 35 30,000 00

Other Checks and Cash Items

175 31 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ttaenrcs esof __C_r_e_d_i_t __a_n_d__A__c_c_e_p_-

LiaanbdilitAycocnepLtaentcteerss _o_f__C_r_e_d_i_t

Overdrafts (if any) ________ _ Other Assets _--------------

ROethseerrveLfiaobr iIlnittieerses_t_a_n_d__T_a_x__es_

1,149 00 1,136 93

Total---------------------$ 66,079 64 Total---------------------$ 66,079 64

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 21,716 58 Capital Stock Paid In ______ -$ 15,000 00

Demand Loans ------------Loans Secured by Real Estate

25,738 53 nS.umrtp.luRs esFeruvnedd __fo__r __B_r_a_n_c_h__es_

United States Bonds- ______ _
Other Stocks and Bonds- __ -_ Banking House ____ - _____ - _ Furniture and Fixtures ____ _ Other Real Estate Owned __ _

100 00 UDnivdiidveidnedds PUrnopfiatisd --..--_-__-_-_-_-_--_ 2,500 00 Due to Banks in this State __ 2,500 00 DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

1,165 04

Due from Banks in this State Due from Banks in other

4,906 01 IndCihveidcukal_D- _e_p_o_s_i_ts__S_u_b_j_e_c_t__to_ 12,955 12

States ------------------CGuo lrdr e n c_y_ _ _ _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_-_- -_

2,516 18 Demand Certificates of Deposit 1,778 00 Time Certificates of DeposiL
70 00 Savings Deposits -----------

2,941 81

Cilver, Nickels, Pennies_---_ Advances on Cotton _______ -_ A~v.ances on Other Commodi-
1hes - - - - - - - - - - - - - - - - -- - - Checks for Clearing House __

306 01 Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _ Certified Checks ___________ _ Bills Payable _____________ _
457 00 Notes and Bills Rediscounted

526 34 30,000 00

Other Checks and Cash Items Customers' Liability on Let-

Certificates of Deposit for Borrowed Money ___ - ____ _

ters of Credit and AccepO vt aenr dcreasf t s- -(-i-f- -a-n-y- -) -- -- -__-_- -- -- --_-

Liability on Letters of Credit and Acceptances ________ _
Reserve for Interest and Taxes

Other Assets _______ - ~: __ -- _

Other Liabilities -----------

TotaL--------------------$ 62,588 31 TotaL ____________________ $ 62,p88 31

FIRST ANNUAL REPORT

21

E:XAMINEB'S BEPOBT

BANK OF AMBROSE, AMBROSE.
At Close of Business July 23, 1920.
l'resident-vV. H. Hooper. Vice-President-M. C. Jowers. Cashier-T. H. Collins. Directors-W. H. Hooper, M. C. Jowers, Dr. A. Hooper, Dennis Vickers, T. H.
Brown, W. M. Carver, Carl Dickerson. Date of Charter-April 5, 1915.

RESOURCES

LIABILITIES

DTeimmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$

58,352 2,079

40 08

Capital Stock Paid In _______ $ Amt. Reserved for Branches

15,000

00

Loans Secured by Real Estate United States Bonds--------

8,058 82 USunrdpivluidsedFPurnodfi-ts---_-_-__-_-_-_-_-_-_--_

1,050 34

Other Stocks and Bonds. ___ _ _________ Dividends Unpaid .. _______ _

Banking House __ - _______ _

2,600 00 Due to Banks in this State._

Furniture and Fixtures. ____ _ Other Real Estate Owned __ _

2,397 350

0606

CDaulel

tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 12,380 05 Individual Deposits Subject to

Due from Banks in other States -------------------
CG uo lrdr e n c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

DeCmhaenckdsCer-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 23,833 01 824 00 Time Certificates bf Deposit. 13,224 56
Savings Deposits_-----------

Silver, Nickels, Pennies. ___ _ Advances on Cotton ________ _

A~v!"-nces
1ties _-

_o_n__O__th__er-

_C_o__m_i_n-o_d_i-_

290

14

Trust Funds on Deposit. ___ _ Cashier'& Checks __________ _

Certified Checks ___________ _

506 43

Bills Payable _____________ _ 30,000 00

Checks for Clearing House._

174 45 Notes and Bills Rediscounted

Other Checks and Cash Items

192 68 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accep-

Liability on Letters of Credit

O vt aenr dcreasf t s- - (-i-f- -a-n-y-)- -_ -_ _- _-_-_-_-_- -_ Other Assets ______________ _

and Acceptances _- ______ _
Reserve for Interest and Taxes 15 06 Other Liabilities -----------

4,050 00

TotaL--------------------$ 87,714 34 Total---------------------$ 87,714 34

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s---- -__----_-_---_-_-_-_-_-_$

26,941 12,156

51 04

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

13,640 80 - 8,058 82

Surplus Fund-------------Undivided Profits -----------

Other Stocks and Bonds. ___ _

Dividends Unpaid .. - __ ___ --

1,271 8.7

Banking House -----------

2,600 00 Due to Banks in this State

Furnl ture and Fixtures ____ _ Other Real Estate Owned __ _

2,600 00 DCaulel tMo oBnaenyks__in___o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 8,714 74 Individual Deposits Subject to

Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ A~v!"-nces on Other Commodi-

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 3,079 00 Time Certificates of Deposit.
20 00 Savings Deposits ----------148 40 Trust Funds on Deposit_ ___ _
CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_--- -__---

21,034 51 5,831 95
539 63

1ties ___ - - - _- - - -- - - - - - - - - Checks for Clearing House._

Bills Payable -------------- 31,058 58 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

827

23

Certificates Borrowed

of Deposit for Money ________ -

ters of Credit and AccepO vt aenr dc reasf t s- - -( i-f- -a-n-y- )- -_-_-_-_-_-_ -_ _- -_

Liability on Letters of Credit and Acceptances ________ _
Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities: Liberty Bonds on Deposit.

4,050 on

TotaL--------------------$ 78,786 54 TotaL--------------------$ 78,786 54

22

BANKING DEPARTMENT

EXAMI:NEB'S BEPOB'l'

BANK OF COMMERCE, AMERICUS.

At Close of Business November ll. 1920.

President-J. W. Sheffield. Vice-President-Frank Sheffield Cashier-Lee Hudson.

Directors-J. W. Sheffield, Frank Sheffield, Lee Hudson, John Sheffield, Chas. R. Crisp.

Date of Charter-October 13, 1891.

Began Business-January, 1892.

RESOURCES

LIABILITIES

Time Loans ---------------$550,107 36 Capital Stock Paid In _______ $ 65,000 00

Demand Loans -- __ --------- 119,'004 05 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 100,000 00 Surplus Fund -------------- 65,000 oo

United States Bonds and State

Undivided Profits ---------- 77,121 49

of Georgia Bonds -------- 104,138 66 Dividends Unpaid .. -------- ---------

Other Stocks and Bonds _____ 54,752 OU Due to Banks in this State __ ---------

Banking House ___ ---------- 20,000 00 Due to Banks in other States ________ _

Furniture and Fixtures ----Other Real Estate Owned.__
Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------Gold ---------------------Silver, Nickels, Pennies ----Advances on Cotton _________ A~v.ances on Other Commodi-

--------____ ----96,025 55
40,005 69 39,212 00
5,537 50 1,897 52 ---------

Call Money ---------------- --------Individual Deposits Subject to

Check ------------------- 499,354 80

Demand Certificates of Deposit 3,058 59

Time Certificates of DeposiL 252576 35

Savings Deposits ----------- ---------

Trust Funds on Deposit_ ____ ---------

Cashier's Checks -----------

425 75

Certified Checks ------------ --------Bills Payable ______________ ________ _

1t1es --------------------- --------- Notes and Bills Rediscounted 165,003 35 Checks for Clearing House__ 3,423 21 Certificates of Deposit for Other Checks and Cash Items 2,380 08 Borrowed Money _________ ________ _

Customers' Liability on Letters of Credit and Accep-

Liability on Letters of Credit and Acceptances _________ ________ _

tances ------------------- --------- ReserveforinterestandTaxes ---------

Overdrafts (if any) ------

363 64 Other Liabilities ----------- iO,OOO 00

Other Assets --------------Transit Accounts __________

147 70 995 35

Total ------------------$1,137,990 33 Total ------------------$1,137,990 33

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$488,963 16 Capital Stock Paid In _______ $ 65,000 00

Demand Loans ------------- 108,927 75 Amt. Reserved for Branches

Loans Secured by Real Estate 144,762 46 Surplus Fund -------------- 65,000 00

United States Bonds ________ 69,011 54 Undivided Profits ----------- 58,584 26

Other Stocks and Bonds _____ 81,752 00 Dividends Unpaid ----------

Banking House, Furniture and

Due to Banks in this State __ 1890 45

Fixtures ----------------- 20,000 00 Due to Banks in other States

Other Real Estate Owned ___ --------- Call Money ----------------

Due from Banks in this State 110,278 03 Individual Deposits Subject to

Due from Banks in other

Check _----- __________ ---- 492,139 95

States ------------------- 94,180 84 Demand Certificates of Deposit

108 59

Currency ------------------ 29,085 00 Time Certificates of DeposiL 233,461 99

Gold ----------------------- 5,422 50 Savings Deposits ----------Silver, Neckels, Pennies_____ 1,927 02 Trust Funds on Deposit_ ___ _ 24,045 38

Advances on Cotton--------- --------- Cashier's Checks -----------

Advances on Other Commodi-

Certified Checks ------------

ities ____________ - ________ ____ --- __ Bills Payable --------------

Checks for Clearing House._

981 03 Notes and Bills Rediscounted 219,065 36

Other Checks and Cash Items 2,611 02 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accep-

Liability on Letters of Credit

tances _________ ------- ___ ___ ----- and Acceptances ---------

Overdrafts (if any) _- ____ __ 1,393 63 Reserve for Interest and Taxes

Other Assets _______________ ____ ----- Other Liabilities _______ ----

Total --------------------$1,159,295 98

Total ------------------$1,159,295 9.8 Total ------------------$1,159,295 98

FIRST ANNUAL REPORT

23

EXAMINEB.'S B.EPOB.'r

COMMERCIAL CITY BANK, AMERICUS.

At Close of Business November 6, 1920.

President-Crawford \Yheatley. Vice-President and Cashier-Samuel Harrison.

Directors-Crawford \Vheatley, Tanner Harrison, C. T. T. Horn. Harrison, C. T. T. Horn.

Date of Charter-July 23, 1908.

Began Business-August 3, 1908.

RESOURCES

LIABILITIES

Time Loans _______________ _ Demand Loans _-- _________ _

76,160 97 Capital Stock Paid In _______ $ 50,000 00 6,540 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

20,000 00 Surplus Fund -------------2,500 00 Dividends Unpaid ----------

2, 710 46

BOathnekrinSgtoHckosusaend___B_o_n_d__s_- ______ __

Due to Banks in this State __ 25,000 00 Due to Banks in other States

2,531 92

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

5,077 00 Call Money ---------------18,398 69 Individual Deposits Subject to

Due from Banks in this State Due from Banks in other

879 70 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 36,118 76

States ------------------CG uo lrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

1,917 10 1,488 00

TSaimviengCserDtiefpicoastietss o__f _D__e_p_o__si_L_

13,308 50

40 00 Trust Funds on Deposit_ ___ _

Sliver, Nickels, Pennies _____ _ Advances on Cotton ________ _

561 75 Cashier's Checks ------ ____ Certified Checks ------------

35 00

Advances on Other Commodi-

Bills Payable --------------- 64,800 ou

Chteiecks s -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__-

Notes and Bills Rediscounted 146 76 Certificates of Deposit for

Other Checks and Cash Items 7,112 28 Borrowed Money ----- _---

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accep-

and Acceptances ---------

Ovtaenrdcreasfts--(-i-f -a-n-y--)--_-_-_-_-_-_-_-_-_

Reserve for Interest and Taxes 1,158 00 Other Liabilities:

Other Assets:

Collections _--- _------- _---- 1,325 86

Profit and Loss-------------- 3,850 25

TotaL ___ -- ____________ -- -$170,830 50 Total---------------------$170,830 50

BANKING DEPARTMENT

E:X:AMINEB'S BEPOB'l'

PLANTERS BANK, AMERICUS.

President-L. G. Council. Vice-President and Cashier-C. M. Council.

Directors-L. G. Council, C. M. Council, C. J. Lewis, R. J. Perry, C. E. Ansley,

H. S. Council, E. B. Council.

Date of Charter-1891.

Began Business-1892.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosan-s-------- ___-_-_-_-_-_-_-_--_

791,845 185,628

33 28

Capital Stock Paid In ______ -$ Amt. Reserved for Branches

50,000 00

Loans Secured by Real Estate 300,000 00 United States Bonds _______ _ 53,350 00

USunrdpilvuids edFuPnrdof-it-s---_-_-__-_-_-_-_-_--_

150,000 90,212

00 57

Other Stocks and Bonds ____ _

Dividends Unpaid ----------

Banking House, Furniture and

Due to Banks In this Sate __ _ 52,605 56

OtFhiexrtuRreeasl E--s-ta-t-e--O--w-n-e-d--__-_--_

21,961 34 6,198 51

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

37,896 68

Due from Banks in this State 32,062 12 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdren_c__y_ ----------_-__-_-_-_-----------------

55,188

23

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

578,320 03 3,023 73

24,335 00 Time Certificates of Deposit- 258,374 64

10,325 00 Savings Deposits ----------- 118,001 74

Silver, Nickels, Pennies __ --- 3,485 AdvanGes on Cotton _______ _ 210,604 Advances on Other Commodi-
ities ____ - - - - -- - -- - -- -- -- -

14 86

Trust Funds on Deposit_ ___ _ 2,438 75 CCearsthifiieerd's CChheecckkss _-_-_-__-_-_-_-_-_-_--_ Bills Payable _____________ _ 389,000 00

Checks for Clearing House __ 34,143 00 Notes and Bills Rediscounted

Other Checks'and Cash Items 1,779 11 Certificates of Deposit for

Customers' Liability on Letc

Borrowed Money ---------

ters of Credit and Accep-

Liability on Letters of Credit,

O vt aenr dcreasf t s_ -(-i-f - -a-n-y-)- - _- _- _-_-_-_-_- -_ Other Assets ______________ -

and Acceptances ________ _

74 10,097

99 57

ORethseerrveLfiaobr iIlnittieerses_t_a_n_d__T_a_x__es_

11,204 78

TotaL ________________ --- -1,741,078 48 TotaL - __________________ $1,7 41,0 78 48

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------1,048,937 r Capital Stock Paid In-------$ 50,000 00

Demand Loans ------------- 188,393 43 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate ---- ____ - Surplus Fund -------------- 150,000 00

United States Bonds ________ Other Stocks and Bonds-____

36,250 00 ________ _

DUinvdiidveinddesd

UPnropfaiitds

-_ -- -- -_-- -- -- -_-_-_

_9_4_,2_6__1__40_

Banking House ------------- 21,961 34 Due to Banks in this State__ 31,242 67

Furniture and Fixtures __ -_Other Real Estate Owned____

---- ____ _ 6,198 51

CDaulel

tMo oBnaenyks_ _i_n__o_t_h_e_r__S_ta__te_s_

___8__0_3__98_

Due from Banks in this State 24,144 46 Individual Deposits Subject to

Due from Banks in other States -------------------
Currency -----------------Gold ---------------------Silver, Nickels, Pennies ___ _

46,645

63

Check -------------------- 643,235 38 Demand Certificates of Deposit 7,789 34

16,763 00 Time Certificates of Deposit_ 278,029 40

10,390 5,815

3000

STarvuisntgFs uDndepsoosintsD-e-p-o-s-it-_-_-_-_-_-

_- -__- _-_-_-_-_- -_

Advances on Cotton ________ _ 219,587 04 Cashier's Checks ----------- ---------

Advances on Other Commodi-

Certified Checks ------------ ---------

ties __ ------------------- --------- Bills Payable -------------- 379,000 00

Checks for Clearing House __ 5,281 30 Notes and Bills Rediscounted ---------

Other Checks and Cash Items Customers' Liability on Let-

3,988 13 CeBrtoifrircoawt:eesd MofoneDyep_o_s_i_t__f_o_r_ ________ _

ttaenrscesof _C__re__d_it__a_n_d___A__cc_e_p__- ________ _ LiaanbdiliAtyccoenptLaentcteesrs_o__f_C_ r-e_d_i_t_, ________ _

Overdrafts (if any) _______ _ Other Assets _______________

_ _ _ _ _ _7_ _03_

Reserve for Interest and Taxes Other Liabill ties ___________

________ _ ________ _

Total -------------------$1,634,362 17 Total -------------------$1,634,362 17

FIRST ANNUAL REPORT

25

EXAMINEB.'S BEPOB'r.

BANK OF APALAOHEE, APALAOHEE.

At Close of Business July 27, 1920.

President-H. W. Wallace. Vice-President-H. R. Shockley. Cashier-N. F. Travis.

Directors-H. W. Wallace, R. R. Shockley, B. A. Shockley, C. A. Kimbrough,

Wm. Stovall, H. A. Davis, W. F. Travis.

Date of Charter-August 26. 1919.

Began Business-September 24, 1919.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _

72,785 6, 776

Loans Secured by Real Estate 1,650

67 26 00

Capital Stock Paid In-------$ SAumrtp.luRs esFeruvnedd __fo__r__B_r_a_n_c__h_es_

25,000

00

United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _

4,905 00 UDnivdiidveidnedds PUrnopfiatisd --_-_-_-_-_-_-_-_-_-_ 4,328 96 Due to Banks in this State __

2,548 67

~~~~;t~~~la~~~~f~t~~~eci ==== 1,997 20 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a-te__s

Due from Banks in this State

462 20 Individual Deposits Subject to

Due from Banks in other States -------------------
CG oulrdr e n c_y_ _ _ _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_-_- -_

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 22,696 81 574 00 STaimviengCserDtiefpicoastietss o_f__D__e_p_o__si_t._ 9,345 00

Silver, Nickels, Pennies. ___ _ Advances on Cotton. _______ _

479

77

Trust Funds on Deposit. ___ _ Cashier's Checks __________ _

Advances on Other CommodiChteiecsks f-o-r--C--l-e-a-r-in-g---H-o-u--se--__-

Certified Checks ___________ _ Bills Payable _____________ _

3 19 35,000 00

51 23 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

13 50 CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___f_or_

ters of Credit and Accep-

Liability on Letters of Credit,

Ovtaenrdcreasfts--(-i-f--a-n-y-)---_-- -_-__-_-_--_

and Acceptances ---------520 87 Reserve for Interest and Taxes

Other Assets ---------------

49 01 Other Liabilities-----------

TotaL--------------------$ 94,593 67 TotaL--------------------$ 94,593 67

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans - ______ - - - - _- ___ $ 55,147 42 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ____ - __ - ____ _ 9,171 79 Amt. Reserved for Branches

Loans Secured by Real Estate 3,468 97 Surplus Fund--------------

United States Bonds _______ _

Undivided Profits ----------- 1,728 62

Other Stocks and Bonds ____ _ Banking House ____ - _______ _

4,905 00 Dividends Unpaid ---------4,328 96 Due to Banks in this State._

Furniture and Fixtures. ____ _ Other Real Estate Owned ___ _

1,997 20 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 6,172 62 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdrenc_y~-- -__-_-_-_-_-_-_------_-_-_-__-_-_--_

DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 24,418 05 1,225 00 Time Certificates of Deposit. 9,020 00
Savings Deposits __ ------ __ _

Silver, Nickels, Pennies ____ _ Advances on Cotton._- _____ _

610

51

Trust Funds on Deposit. ___ _ Cashier's Creeks __________ _

214 60

Advances on Other CommodiChteiecsks -fo--r -C--l-e-a-r-in-g---H-o-u--s-e-_-_

CBeilrltsifiePdayCahbelecks________-_-_-_-_-_-_____ __ 30,000 00 3,183 35 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

30 00

Certificates Borrowed

of Deposit for Money __ - _____ _

ters of Credit and Accep-

Liability on Letters of Credit,

O vt aenr dcreasf t s- -(-i-f- -a-n-y-)- - -_-_-_ _- _-_-_- -_ Other Assets ---------------

and Acceptances ---------140 45 .Reserve for Interest and Taxes
Other Liabilities __ - _______ _

Total.--------------------$ 90,381 27 Total .. -------------------$ 90,381 27

26

BANKING DEPARTMENT

EXAMINEB'S BEPOB'l'.

BANK OF ARLINGTON, ARLINGTON.

At Close of Business October 28, 1920.

President-W. E. Bostwick. Vice-President-H. H. Bostwick.

Cashier-W. E. Bostwick, Jr.

Directors-W. E. Bostwick, R. H. Bostwick, Y. W. Fudge, J. A. Hightower, J. M.
Johnson, N. H. Sanders, G. vV. Harrison, C. W. Sirmans, B. W. Fortson.

Date of Charter-Januar~ 17, 1901.

Began Business-1901.

RESOURCES

LIABILITIES

Time Loans ---------------$226,746 91 Capital Stock Paid In ______ $ 50,000 00

Demand Loans ------------ 12,157 85 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund --------- ____ _ 25,000 00

United States Bonds ------ 20,000 00 Undivided Profits ---------- 23,642 86 Other Stocks and Bonds ____ --------- Dividends Unpaid ___ -- ____ _

Banking House ------------ 2,000 00 Due to Banks in this State

267 58

Furniture and Fixtures-____ Other Real Estate Owned__

1,615 00 1,065 73

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S-t-a'-te__s

Due from banks in this State 5,103 31 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------Gold __ -------------------Silver, Nickels, Pennies ____ _ Advances on Cotton _____ _ Adtiveasnce_s__o-n--o-t_h_e-r- _C_o_m__m__o_d_i-_

7,889 70 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-it- 128,393 74

6,109 00 Time Certificates of DeposiL _ 35,567 77

190 00 Savings Deposits __________ _

902 40 Trust Funds on Deposi L __ _

3,181 54 Cashier's Checks _________ _

904 24

Certified Checks _____ -- ____ _

_________ . Bills Payable _____ - _-- ____ _ 56,000 00

Checks for Clearing House __ 2,013 07 Notes and Bills Rediscounted

Other checks and cash Items 2,224 65 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---- ___ --

ters of Credit and Acceptances _________ - ___ ------

--- _----- LiaanbdilitAy cocneLpteatntecress _o_f__C__re_d__it_,

Overdrafts-(if any) ------- 32,240 29 Reserve for Interest and Taxes Other assets ___________ - _- _-- _----- Other Liabilities ___ ______ _ 3,663 26

Total ---------------------$323,49 45 Total --------------------$323,439 45

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loaqs ----------------$236,070 55 Capital Stock Paid In ______ -$ 50,000 00

Demand Loans ------------Loans Secured by Real Estate

13,675 50 --- _____ _

Amt. Reserved for Branches Surplus Fund _______ -- ____ _

25,000 00

United States Bonds-_______ 20,000 00 Undivided Profits ----- _---- 24,224 75 Other Stocks and Bonds-____ ________ _ Dividends Unpaid __ --- __ - _-

Banking House------------- 2,000 00 Due to Banks in this State __

Furniture and Fixtures_- ___ - 1,615 00 Due to Banks in other States Other Real Estate Owned____ 1,065 73 Call Money ________ --- ____ _

Due from Banks in this State 5,121 91 Individual Deposits Subject to

Due from Banks in other States -------------------
CG oulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _- _-_-_-_-_- ---_ Silver, Nickels, Pennies- ___ _

9,028 38 DeCmhaenckd Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 111,929 51 3,234 00 Time Certificates of DeposiL 32,862 77
195 00 Savings Deposits ----------784 68. Trust Funds on Deposit_ ___ _

Advances on Cotton and Pea-

Cashier's Checks __ ----- __ - _-

755 73

nuts --------------------- 17,707 58 Certified Checks __ ----- ___ --

Adtiveasnce_s_ -o_n- _o_t-h-e-r_ _C_o_m__m__o_d_i-_

__- _____ _

Bills Payable --------------Notes and Bills Rediscounted

74,000 00

Checks for Clearing House__ ________ _ Certificates of Deposit for

Other Checks and Cash Items

940 94 Borrowed Money _--- __ - _-

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances ---------

Ovaenrcdersaft_s_ -(-i-f--a-n-y-)-_-_-_-_-_-_-_-_-_-

_- -_ _- _-_-_-_-_- -_

Reserve for Interest and Taxes Other Liabilities __ ---- _----

Other Assets --------------- 7,333 49

Total---------------------$318,772 76 Total---------------------$318,772 76

FIRST ANNUAL HEPORT

27

EXAMINER'S BEPOB'l'.

BANK OF ARNOLDSVILLE, ARNOLDSVILLE.

At Close of Business September 7, 1920.

President-L. C. White. Vice-President-E. W. Martin. Cashier-C. J. Smith.

Directors-L. C. White, E. W. Martin, T. L. Duncan, J. B. Meyer, E. L. Brag,

Nat B. Arnold, L. H. Harris.

Date of Charter-October 13, 1919.

Began Business-September 27, 1919.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n-s- - -_-_-_-_-_-_-_-_-_-_-_-_-_$

60,938

72

Capital Stock Paid In ___ ----$ Amt. Reserved for Branches

15,000

00

Loans Secured by Real Estate United States Bonds _______ _

SUunrdpilvui sd e dF uPnr odf i-t-s- -___ _-_-_-_-_-_-_- _- -_

447 47

Other Stocks and Bonds ____ _ Banking House _ ___________ _

Dividends Unpaid _-- _-----4,050 00 Due to Banks in this State_-

Furniture and Fixtures _____ _ 2,099 44 Due to Banks in other States

Other Real Estate Owned- __ _

Call Money -- _-------------- 33,500 00

Due from Banks in thi:; State

809 07 Individual Deposits Subject to

Due from Banks in other States -------------------
CG uo lrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_- -_

1,905 82 DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 586 Oo Time Certificates of DeposiL 15 00 Savings Deposits -----------

5,350 01 5,944 86

Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-

140 41 Cashier's Checks -----------

182 02

Certified Check& -----------Bills Payable -------------- 14,537 44

C ht ei ecsk s - -f o- -r - -C-l-e-a-r-i n- g- - -H-o- u- -s-e-_-_

Notes and Bills Rediscounted 448 80 Certificates of Deposit for

Other Checks and Cash Items

Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c-e_p_t-_

and Acceptances ------ __ _ Reserve for Interest and Taxes

Overdrafts (if any) _______ _ Other Assets ______________ _

5,325 28 Other Liabilities ----------2,832 30

Total _____________________ $ 74,961 81 Total---------------------$ 74,961 81

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ___ - ________ _

44,365

32

Capital Stock Pain In _______ $ 15,000 Amt. Reserved for Branches

00

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _
Furniture and Fixtures _____ _ Other Real Estate Owned ___ _

500 00 4,050 00 2,222 40

Surplus Fund--------------
Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State_-
CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_te_s_

17,000 00

Due from Banks in this State 1,185 26 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _-_-_-_-_-_-_-_ -_ -_ -_ -_ _- _- _- _- _- _- -_ Silver, Nickels, Pennies- ___ _ Advances on Cotton ____ -- __ _

Checks -- __ -------------2,103 07 Demand Certificates of Deposit 2,824 00 Time Certificates of DeposiL
15 00 Savings Deposits ----------335 56 Trust Funds on Deposit_- __ _
Cashier's Checks __ ---------

6,553 46 7,077 21
255 00

Advances on other CommodiChteiecks s -f-o-r--C--l-e-a-ri-n-g---H-o-u--se--__-

Certified Checks ___ --- _----Bills Payable _____ --- _____ _ 15,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit,

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- -_ _- _-_-_-_-_-_- -_

and Acceptances __ - __ --- _ Reserve for Interest and Taxes

Other Assets:

Other Liabilities __ ---------

Depositors' Guarantee Fund_ 2,712 30

\Villiams' Mutual Fire Insur-

P r or af ni tc ea nFdu nLdo s s- -_-_-_-_-_-_-_-_-_-_-_ -_ -_

120 00 452 76

TotaL ____________________ $ 60,885 67 TotaL--------------------$ 60,885 67

28

BANKING DEPARTJ\IEN'

EXAMINEB'S BEPOB'l'
ASHBURN BANK, ASHBURN.

At Close of Business September 14, 1920.

President-W. A. Shingler. Vice-President-G. B. Gorday. Cashier-J. S. Johnson.

Directors-W. A. Shingler, G. B. Gorday, J. S. Johnson, N. G. Shingle.r, J. L.

Shingler, M. L. Cantey, R. L. Bettis.

L'ate of Charter-July 3, 1900.

Began Business July 14, 1900.

RESOURCES

LIABILITIES

Time Loans ----------------$234,837 lU Capital Stock Paid In _______ $ 50,000 00 Demand Loans ____ - _______ _ 57,987 21 Amt. Reserved for Branches _____ -.- __

Loans Secured by Real Estate United States Bonds---------
Other Stocks and Bonds ____ Banking House -----------Furniture and Fixtures_____

25,000 00 22,450 00
--------3,538 02 1,369 24

Surplus Fund -------------Undivided Profits -----------
Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States

20,000 00 37,195 98
--------2,029 58
---------

Other Real Estate Owned ____ --------- Call Money ---------------- --------Due from Banks in this State 9,251 33 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 132,873 63

States ------------------- 21,308 80 Demand Certificates of Deposit ---------

Currency ------------------ 10,698 00 Time Certificates of Deposit_ 71,895 21

GS iollvde r ,- -N- -i -c k- -e-l s-,- -P-e-n- n- -i e-s-_-_-_-_-_-

3,614607

2590

CSaavshiniegrs'sDCephoesciktss

-_-_-_-_-_-_-_-_-_-_ -_

--------3,010 21

Advances on Cotton _________ ---------Certified Checks------------ ---------

Advances on other Commodi-

Bills Payable -------------- 65,000 00

ties ---------------------- --------- Notes and Bills Rediscounted 15,121 02 Checks for Clearing House___ 3,068 32 Certificates of DeposiT for Other Checks and Cash Items 4,909 11 Borrowed Money ______ - __ ________ _

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances __ - __ -- __ - __ - __ - __

ances ____ - ___ - _______ ____ ________ - Reserve for Interest and Taxes ___ - __ -- _

Overdrafts (if any)_________ _________ Other Liabilities ___________ - _______ _

Other Assets __ -- _-- __ -- _--- ---------

TotaL ___________________ -$398,224 92 TotaL ____________________ $398,224 92

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ____ - ___ - ______ _ 212,014 83 Capital Stock Paid In_-_-- __ $ 50,000 00

Demand Loans -- _---------Demand Loans on Cotton ___ -

34,844 5, 742

0ou0

Amt. Reserved for Branches Surplus Fund - ___ - __ - ___ - __

20,000 00

Loans Secured by Real Estate 28,771 92 Undivided Profits - _-- _--- _- 38,749 17

United States Bonds _______ _ 22;559 09 Dividends Unpaid ___ - __ -- _-

Other Stocks and Bonds ____ _

500 00 Due to Banks in this State __

Banking House ___ --- _-- ___ Furniture and Fixtures _____ _

3,763 4,536

86 92

Due Call

to Banks in other States Money __________ - _-- __

Other Real Estate Owned ___ _ - ~------- Individual Deposits Subject to

Due from Banks in this State Due from Banks in other

6,142 04 DeCmhaencdkCe-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

95,617 47 16,300 00

States -------------------CGuorldren_c_y_ - __--- -----_---- -__--- -_-_-_-_-_-__--_

1,352 10 Time Certificates of Deposit12,101 00 Savings Deposits ____ - __ -- __
120 00 Trust Funds on Deposit---_-

57,566 70 6,470 11

Silver, Nickels, Pennies _____ _ Advances on Cotton ________ _ Advances on other Commodi-

3,395 88
---------

Cashier's Checks ----------Certified Checks _----- _----Bills Payable - __ ----- _-----

1,595 32 40,000 00

Chteiecsks --fo--r--C-l-e-a-r-in-g---H-o--u-s-e-_-_

----5-8-6--0-8

Notes and Bills Rediscounted Certificates of Deposit for

10,000 00

Other Checks and Cash Items 3,311 62 Borrowed Money _--- -----

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances __ -- _-- _-

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- -_-_-_ _- _-_-_-_- -_ Other Assets ______________ _

Reserve for Interest and Taxes Other Liabilities: Reserve for Depreciation ___ _

563 55 2, 879 02

TotaL------------ --------$339,741 34 TotaL ____________________ $339,741 34

FIRST ANNUAL REPORT

29

EXAMilii'EB'S BEPOB'r

CITIZENS BANK, ASHBURN.
At Close of Business August 30, 1920.

President-D. H. Davis. Vice-President-\V. A. Murray. Cashier-E. W. Coney.

Directors-D. H. Davis, W. A. Murry, A. J. Davis, J. H. Pate, \V. L. Story, R.

Pau,lk, J. A. Corner.

Date of Charter-July 27, 1905.

Began Business-October 25, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$161,494 40 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

12,026 21 3,200 00

SAurnrpt.luRs eFseurnvded __f_o_r__B_r_a_n__c_h_es_

25,000 00

United States Bonds_________ 15,000 00 Undivided Profits ----------- 13,125 53

Other Stocks and Bonds _____ --------- Dividends Unpaid __ - _--- _--

72 00

Banking House and Furniture

Due to Banks in this State_-

Otahnedr RFeixatluEresstat-e--O--w-n-e-d--_-__--_

5,000 3,000

00 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 15,916 95 Individual Deposits Subject to

Due from Banks in other
States -----------------Currency -----------------GS iollvde r ,- -N- -i -c -k-e-l s-,- -P- -e-n-n-i-e-s -_-__-_- -. Advances on Cotton _________

14,399 13 4,200 00
731 00 865 13 ---------

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 101,108 84

Time Certificates of Depos!L 35,626 44

Savings Deposits -----------

268 74

Cashier's Checks ____ -- _---- 1,818 82

Certified Checks _______ - __ --

A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Bills Payable--------------Notes and Bills Rediscounted

35,000 00

Checks for Clearing House__ ________ _ Certificates of Deposit for

Other Checks and Cash Items ________ _ Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

at enrcse so f_ _C_r_e_d_i_t _ _a_n_d_ _A_ _c_c_e_p_t -_

________ _

and Acceptances ____ -- __ _ Reserve for Interest and Taxes

Overdrafts (if any) _______ _ Other Assets _______________

___1_7__3__22_ Other

Liabilities

________ ---

62

TotaL ___ --_---- _________ -$237,027 99 Total---------------------$237,027 99

BANK'S STATEMENT at .Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$113,803 15 Capital Stock Paid In __ ---_-$ 25,000 00

Demand Loans ------------- 37,624 27 Arnt. Reserved for Branches

Loans Secured by Real Estate 8,535 03 Surplus Fund -------------- 25,000 00

United States Bonds _________ Other Stocks and Bonds_____

15,000 00 ________ _

UDnivdiidveidnedds

PUrnopf iatisd - -_-_-_ -_ _- _- _-_-_- -_

10,461 82 7~ 00

BaannkdinFgixHtouureses a_n_d__F__u_r_n_i_t_u_re_ Other Real Estate Owned ___ _

Due to Banks in this State_-

5,000 00 3,000 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State

Individual Deposits Subject to

Due from Banks in other States -------------------
CGuolrdren_c_y__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

1,445 35 DeCmhaenckd Ce-r-ti-f-i-c-a-te-s--o-f-D--e-p-o-s-i-t 3,040 00 Time Certificates of Deposit_
691 00 Savings Deposits -----------

75,582 69
32,851 21 792 58

Silver, Nickels, Pennies ____ _

979 20 '!'rust Funds on Deposit_----

Advances on Cotton ________ _

493 21 Cashier's Checks ----------- 1,514 76

Advances on other Commodities -- __ --- _---- _- _______ _

10,994 78 CBeilrltsifPieadyaCbhleeck_s_________-_-_-_-_-_-_-_--_

38,500 00

Checks for Clearing House __ 1,655 01 Notes and Bills Rediscounted

Other Checks and Cash Items 1,876 22 Individual Deposits Subject to

Customers' Liability on Let-

Borrowed Money _--------

at enrcse so f_ _C_r_e_d_i_t __a_n_d_ _A_ _c_c_e_p_t _-

________ _

Liability on Letters of Credit, and Acceptances _____ ----

Overdrafts (if any) _______ _

836 74 ReRerve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities ____ -------

TotaL_-------- ___ ----- ___ $209,775 06 Total _____________________ $209,775 06

ao

BANKING DEPAHTMENT

EXAMINER'S REPORT

TURNER COUNTY BANK, ASHBURN.

At Close of Business September 13, 1920.

President-J. S. Shingler. ice-Presidents-C. F. Shingler, G. C. McKenzie.

Cashier-R. R. Shingler.

Directors-J. S. Shingler, C. F. Shingler, G. C. McKenzie, G. E. Reinhardt, M. L.

Cantry, C. E'. Thrasher, H. I. Shingler, N. J. Turner, R. R. Shingler.

Date of Charter-February 20, 1912.

Began Business-March 12, 1912.

RESOURCES

LIABILITIES

Time Loans ----------------$148,402 75 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 74,912 81 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 25,000 00

UOnthiteerdStSotcaktes sanBdoBnodnsd-s-_-_-_-_-_-_-

-_-_-_-_-_-_ _- _- -_

Undivided Dividends

Profits---------Unpaid ____ ------

Banking House ------------ --------- Due to Banks in this State_-

Furniture and Fixtures_____ Other Real Estate Owned ____

3,729 69 ---------

CDaulel MtooBneaynk_s__in___o_t_h_e_r__S_t_a_te_s_

65,000 00

Due from Banks in this State 5,662 34 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iol lvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_

1,196 29 DeCmhaenckd Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 7,136 00 Time Certificates of DeposiL
40 00 Savings Deposits __ --- _----456 19 Cashier's Checks __ - _-- _----

46,763 45 51,395 70
274 53

Advances on Cotton _________ --------- Certified Checks ____ - _------

Adtvieasnc_e_s__o_n__o_t_h_e_r__C_o_m_ _m_ _o_d_i-_

________ _

Bills Payable _____ - _- ___ - __ _ Notes and Bills Rediscounted

35,000 00

Checks for Clearing- House __

654 60 Certificates of Deposit for

Other Checks and Cash Items 2,949 22 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

atenrcsesof_ _C_r_e_d_i_t __a_n_d_ _A_ _c_c_e_p_t-_ Overdrafts (if any) _________

________ _ ________ _

and Acceptances __ ------Reserve for Interest and Taxes
Other Liabilities -----------

Other Assets:

Depositors' Guarantee Fund_ 3,107 70

Profit and Loss ___ -- ___ ----_

185 91

Total---------------------$248,433 68 Total---------------------$248,433 68

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$161,253 69 Capital Stock Paid Jn _______ $ 25,000 00 Demand Loans ___ - - - - - - _ __ _ 1 3, 7 46 6 0 Amt. Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds _________ Other Stocks and Bonds _____ Banking House ___ --------Furniture and Fixtures_____ Other Real Estate Owned____
Due from Banks in this State

--------- Surplus Fund --------------

-----------------

UDnivdiidveinddeds UPnropfaiitds

_-_- _- -_ -_-_-_-_ _ -_

-------- _ Due to Banks in this State __

3, 729 69 Due to Banks in other States

________ _ Call Money ----------------

8,605 57 Individual Deposits Subject to

25,000 00 __1_,_1_4_5__94_
----------------33,700 00

Due from Banks in other
States ------------------CG uo lrdr e n_c_y_ _ _-_ -_ -_ -_ _- _- _- _- _- _- _- _-_-_-_-_-_- -_
Silver, N eckels, Pennies ____ _ Advances on Cotton __ - _____ -

Check ------------------1,008 85 Demand Certificates of Deposit 2,584 00 Time Certificates of Deposit_
27 50 Savings Deposits ----------496 30 Trust Funds on Deposit_ ____ 1,636 04 Cashier's Checks -----------

31,340 74 _-------33,098 07
-----------------
198 42

Adtiveasnc_e_s__o_n__o_t_h_e_r__C_o_m_ _m_ _o_d_i-_

________ .

Certified Checks _----------Bills Payable --------------

--------45,000 00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted _______ --

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- -S- -e-c-u-r e-d- -_

612 78 Certificates of Deposit for Borrowed Money ---------
Liahili ty on Letters of Credit,
and Acceptances __ ------782 15 Reserve for Interest and Taxes

-------------------------

Other Assets ---------------

Other Liabilities ----------- ---------

Total _____________________ $194,483 17 Total _____________________ $194,483 17

FIRST ANNUAL REPORT

31

EXAMINEB.'S REPORT

AMERICAN STATE BANK, ATHENS.

At Close of Business October 18, 1920.

President-J. J. Wilkins. Vice-Presidents-H. C. Erwin, W. C. Jordan. Cashier-R. W. Siger.
Directors-J. .T. Wilkins, w. C. Jordan, M. G. Nicholson, J. W. Smith, H. C.
J<Jrwin, W. H. Jones, C. H. Brand, L. F. Edwards, T. H. Nickerson, A. M. Saule, J. \Y. Morton, J. F. Sheehan, Jno. T. Pittard.
W. T. Brightwell.

Date of Charter-December 2, 1902.

Began Business-January 2, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$560,923 40 Capital Stock Paid In _______ $100,000 00 Demand Loans ------------- 9,500 00 Amt. Reserved for Branc11es ________ _

Loans Secured by Real Estate 89,800 00 Surplus Fund -------------- 20,000 00

United States Bonds

47,700 00 Undivided Profits ___________ 36,809 58

Other Stocks and Bonds_____ 3, 600 00 Dividends Unpaid -----------

148 OU

Banking House ------------- 14,897 80 Due to Banks in this State__ 12,234 92

Furniture and Fixtures______ Other Real Estate Owned____

3,218 70 3,980 43

Due to Banks in other States Call Money ___ ______ ____ ___

________ _ ________ _

Due from Banks in this State 44,954 18 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuo lrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- _- _- -_

6,032 24 DeCmhaenckd Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 2_0_6_,_Z_0_6__71_ 1,863 00 Time Certificates of DeposiL 13,760 00
205 00 Savings Deposits ----------- 275,770 91

Silver, Nickels, Pennies ____ _ 3,892 72 Trust Funds on DeposiL ____ ________ _

Advances on Cotton ________ _ A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

4,218 17 CCearsthifiieerd's CChheecckkss _-_-_-_-_-__-_-_-_-_--_ ________ _ Bills Payable --------------

2,145 40
24 55 42,000 00

Checks for Clearing House_- 13,832 64 Notes and Bills Rediscounted 100,563 95

Other Checks and Cash Items Customers' Liability on Let-

885,88 CeBrtoifrircoawteesd MofoneDyep_o_s_i_t__f_o_r_ ________ _

atenrcsesof__C_r_e_d_i_t__a_n_d__A_ _c_c_e_p_t-_ ________ _ LiaanbdilitAycocnepLtaentcteerss _o_f_C_r_e_d_i_t_, ________ _

Overdrafts (if any) _________ Other Assets _______ ------ _-

________ _ 171 67

ROethseerrvLe ifaobrilIintiteesre_s_t_a_n_d__T_a_x__es_

--------18 85

TotaL ___________________ -$809,680 87 Total---------------------$809,680 87

BANK'S STATEMENT at Close of Business December 15, 1920.

___________R__Es__o_u_R_C__E_s___________ ,

LIABILITIES

Time Loans ---------------- 612,477 56 Capital Stock Paid In _______ $100,000 00

Demand Loans ------------- 9,500 00 Amt. Reserved for Branches --------Loans Secured by Real Estate 28,500 00 Surplus Fund -------------- 20,000 00

United States Bonds--------- 48,950 00 Undivided'Profits ----------- 38,570 19

Other Stocks and Bonds_____ 3,800 00 Dividends Unpaid __________

6 00

Banking House ------------- 10,000 00 Due to Banks in this State__ 3,961 55 Furniture and Fixtures _____ 8,116 50 Due to Banks in other States ________ _

Other Real Estate Owned____ 2,980 43 Call Money ---------------- --------Due from Banks in this State 57,731 29 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 198,835 33

States ------------------- 5,907 03 Demand Certificates of Deposit --------Currency ------------------ 4,370 00 Time Certificates of DeposiL 9,410 00

Gold -----------------------

115 00 Savings Deposits ----------- 263,708 40

Silver, Nickels, Pennies______ 4,673 80 Trust Funds on Deposit_ ____ ---------

Advances on Cotton _________ A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C._o_m_ _m_ o_ _d_i -_
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

--------- Ceshier's Checks ----------_________ CBeilrltsifiPeadyaCbhleeck_s____---- -__--_______ ---__-
4,553 07 Notes and Bills Rediscounted 930 02 Certificates of Deposit for Borrowed Money -- ____ ---

3,967 18 17 40
45,600 00 110,135 89
___ ---- __

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ _________ LiaanbdiliAtyccoenptLaentcteesrs_o__f_C__re_d-i_t,_ ___ -- ___ _

Overdrafts (if any) ________

77 22 Reserve for Interest and Taxes ________ _

Other Assets:

Other Liabilities --- _____ --- - __ -- ___ _

Revenue Stamps ------------

30 00

Total---------------------$794,211 92 Total---------------------$794,211 92

r

32

BANKING DEPARTMENT

EXAMilii'EB'S BEPOB'r

ATHENS SAVINGS BANK, ATHENS.

At Close of Business November 15, 1920.

President-M. Stern. Vice-President-M. G. Michael. Cashier-G. A. Mel!.

Directors-M. Stern, M. G. Michael, G. A. Mell, \V. F. Bradshaw, Sidney Baley,

L. F. Edwards, Dupree Hunnicutt, T. S. Mell, J. A. Hunnicutt, Sr.,

J. A. Hunnicutt, Jr., Aaron Cohen, F. A. Lipscomb.

Date of Charter-1887.

Began Business-1892.

RESOURCES

LIABILITIES

Time Loans --------------$1,005,263 85 Capital Stock Paid In _______ $ 50,000 00

DLoeamnasndSeLcuoraends b-y-R--e-a-l-E--s-t-a-t-e United States Bonds _________
Other Stocks and Bonds _____

_2_5_,5_5_4___33_ 194,050 00
---------

Amt. Reserved for Branches
Surplus Fund -------------DUnivdiidveinddeds PUrnopfaitisd -_-_-_-_-_-_-_-_-_--_

200,000 111,532

00 24

Banking House ------------- 37,216 48 Due to Banks in this State __ _

Furniture and Fixtures______ Other Real Esate Owned ____

514 54,110

30 34

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r--S_t_a_t_es_

3,784 28

Due from Banks in this State

Individual Deposits Subject to

and from Banks in other
States ------------------Currency ----------------Gold ----------------------Silver, Nickels, Pennies_____

38,881 28,810

79 00

DeCmhaenckd Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit-

292,037 71,237

89 68

500 00 Savings Deposits _- -- ______ _ 356,958 57

8,285,05 'I' rust Funds on Deposit_ ___ -

Advances on Cotton _________ --------- Cashier's Checks ___ -- ____ --

Adtvieasnc_e_s_ _o_n__o_t_h_e_r__C_ o_m__m_ o__d_i-_

________ _

Certified Checks ___________ Bills Payable ______________ _

30 350,000

00 00

Checks for Clearing House__ 17,297 15 Notes and Bills Rediscounted

Other Checks and Cash Items 1,505 43 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --- _____ -

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t -_

________ _

Liability on Letters of Credit, and Acceptances ----------

Overdrafts (if any) --------Other Assets ---------------

22,671 65 920 29

Reserve for Interest and Taxes Other Liabilities __________ _

Total -------------------$1,435,580 66 Total -------------------$1,435,580 66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$938,580 11 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 25,554.33 Amt. Reserved for Branches

Loans Secured by Real Estate 56,600 00 Surplus Fund -------------- 200,000 00

United States Bonds--------- 194,050 00 Undivided Profits ----------- 113,971 05

Other Stocks and Bonds _____ --------- Dividends Unpaid ----------

Banking House ------------- 20,973 03 Due to Banks in this State __ 2,557 00

Furniture and Fixtures______

514 30 Due to Banks in other States

Other Real Estate Owned ____ 70,353 79 Call Money ----------------

Due from Banks in this State 28,348 49 Individual Deposits Subject to

Due from Banks in other

Check ----- _------------- 281,373 71

States ------------------- 13,972 20 Demand Certificates of Deposit

Currency ------------------ 19,750 00 Time Certificates of Deposit- 71,237 68

Gold -----------------------

7 50 Savings Deposits ----------- 352,615 90

Silver, Nickels, Pennies_____ 10,615 13 Trust Funds on Deposit- ___ _

Advances on Cotton _________ --------- Cashier's Checks -----------

A dt vi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_ _o_m-m_ _o_d_i -_

- _----- __ CBeilrltsifiPedayCabhelecks___-_- _____- _________-_---

30 00 350,000 00

Checks for Clearing House__ 18,695 19 Notes and Bills Re<liscounted

Other Checks and Cash I terns -------- _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _____ ----

ters of Credit and Accept-

Liability on Letters of Credit,

ances _____ --- _----------- --------- and Acceptances --- __ -----

Overdrafts (if ahy) --------- 22,825 27 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Internal Revenue Stamps_- __

100 00

- - - - - War Savings Stamps--------

846 00

Total ___________________ $1,421,785 34

Total -------------------$1.421,785 34

FIRST ANNUAL REPOHT

33

EXAMINER'S BEPOB'r
THE COMMERCIAL BANK, ATHENS.
At Close of Business December 15, 1920.
President-H. H. Gordon, Jr. Vice-Presidents-A. C. Erwin, C. D. Flanigen. Cashier-J. E. Patman.
Directors-B. E. Fortson, E. J. Crawford, Harry Hodgsen, E. R. Hodgsen, Jr., B. F. Hardeman, J. H. Griffith, G. L. Daniels, J. E. Talmadge, Jr., A. G. Dudley,

RESOURCES

LIABILITIES

Time L.oans ----------------$703,255 03 Capital Stock Paid In-------$100,000 00 Demand Loans - ____________ 20,885 47 Amt. Reserved for Branches ----- _---

Loans Secured by Real Estate --------- Surplus Fund -------------- 20,000 00 United States Bonds _________ --------- Undivided Profits ----------- 29,690 05

Other Stocks and Bonds_____ 4,448 08 Dividends Unpaid -----------

48 00

Banking House ------------ --------- Due to Banks in this State.. --------Furniture and Fixtures______ 2,500 00 Due to Banks in.other States ---------

Other Real Estate Owned ____ 12,615 84 Call Money ---------------- ---------

Due from Approved Reserve

Individual Deposits Subject to

Agents ------------------ 73,057 04 Check ------------------- 400,568 93

Due from Banks in other

Demand Certificates of Deposit ---------

States ___________________

12 00 Time Certificates of Deposit. 42,000 00

Currency ------------------ 6,785 00 Savings Deposits ----------- 59,593 27

Gold -----------------------

15 00 Trust Funds on Deposit_ ____ ---------

Silver, Nickels, Pennies._____ 3, 758 02 Cashier's Checks _______ -- _-

461 01

Advances on Cotton _________ --------- Certified Checks ------------

7 51

Advances on other Com modi-

Bills Payable -- _----------- 145,000 00

ties---------------------- ---------Notes and Bills Rediscounted 32,480 96

Checks for Clearing House._ 2,609 94 Certificates of Deposit for

Other Checks and Cash Items --------- Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances _________ - --------.

ances __ -- --- __ ---- _---- __ - ___ - _- _- Reserve for Interest and Taxes ---------

Overdrafts (if any) --------- --------- Other Liabilities:

Other Assets: Revenue Stamps _____ ------

Cash Long ----------------30 00

121 69

Total --------------------$829,971 42

TotaL ___________________ .$829,971 42

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$654,016 53 Capital Stock Paid In _______ $100,000 00

Demand Loans ------------- 70,123 97 Amt. Reserved for Branches --------Loans Secured by Real Estate _________ Surplus Fund ______ -------- 20,000 00

United States Bonds________ 4,448 OS Undivided Profits ----------- 29,690 05

Other Stocks and Bonds.____ _________ Dividends Unpaid _________ --

48 00

Banking House ------------ --------- Due to Banks in this State. --------Furniture and Fixtures______ 2,500 00 Due to Banks in other States ---------

Other Real Estate Owned ____ 12,615 84 Call Money ---------------- --------Due from Banks in this State 61,485 26 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 400,568 93

States ------------------ 11,583 78 Demand Certificates of Deposit ---------

Currency ------------------

67 85 Time Certificates of Deposit. 42,000 00

Gold -----------------------

15 00 Savings Deposits ---------- 59,593 27

Silver, Nickels, Pennies._____ 3, 758 02 Trust Funds on Deposit._--- ---------

Advances on Cotton _________ --------- Cashier's Checks -----------

461 01

Advances on other Commodi-

Certified Checks ------------

7 51

ties ---------------------- --------- Bills Payable ______ : _______ 145,000 00

Checks for Clearing House.__ 2,209 17 Notes and Bills Rediscounted 32,480 96

Other Checks and Cash Items Customers' Liability on Let-

279 08 Certificates of Deposit for Borrowed Money _______ -- ---------

ters of Credit and Aceept-

Liability on Letters of Credit,

ances ______ - _-- ____ ______ - _------- and Acceptances ___ - _----- ---------

Overdrafts (if any) _________ ________ - Reserve for Interest and Taxes -------.-

Other Assets: Revenue Stamps _____ - __ - _-

Other Liabilities __ --------- --------30 00

Total --------------------$829,849 73 Total --------------------$829,849 73

34

BANKING DEPARTMENT

E:XAMINEB'S BEPOB'l'.

PEOPLES BANK, ATHENS.

At Close of Business November 11, 1920.

President-S. Bernstein. Vice-President-J. H. Dozier. Cashier-J. H. Hubert.

Directors-S. Bernstein, J. H. Dozier, A. H. Davison, 0. H. Arnold, Abe Joel, R. S. Crane, H. H. Hinton, P. H. Connally, J. D. Tribble.

Date of Charter-May, 1912.

Began Business-1912.

RESOURCES

LIABILITIES

Time Loans ----------------$621,401 64 Capital Stock Pain Jn ________ $100,000 00

Demand Loans ------------ 3,661 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

34,570 39,050

o81u

USunrdpivluids edFuPnrdof-it-s--_-_-_-_-_-_-_-_-_--_

Other Stocks and Bonds ____ --------- Dividends Unpaid _________ _

Banking House -----------Furniture and Fixtures ____ Other Real Estate Owned____

--------4,050 00
________ _

Due Due Call

to Banks in this State to Banks in other States Money _____ - ___________

--------________ _ ________ _

Due from Banks in this State

Individual Deposits Subject to

and from Banks in other

States ------------------GCoulrdr e n_c_y_ _ _-_ -_ -_ -_ _- _- _- _- _- _- _- _-_-_-_-_-_- -_

100,325 13,230 952

72 00 50

D eCmhaencdk sC e-r-t -i f-i-c-a-t e-s- -o-f-D- -e-p-o-s-i t-
Time Certificates of Deposit Savings Deposits -----------

2_8_8_,9_5_3___53_
80,470 90 119,854 71

Silver, Nickels, Pennies __ - _ 1,092 42 Trust Funds on Deposit---- ---------

Advances on Cotton -------Adtiveasnc_e_s__o_n__o_t_h_e_r_ -C--om__m_ -o-d-i--

--------________ _

CCearsthifiieire'ds CChheecckkss -- -_-_-_-__-_-_-_-_-_--_ Bills Payable _____________ _

929 102 180,000

91 75 00

Checks for Clearing House.- 20,028 72 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items 3,761 51 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ____ -- __ ________

ters of Credit and Accepttances _----- _------------

---------

LiaanbdiliAtyccoenptLaentcteesrs_o__f _C_r_e_d_i_t_,

_ _______ _

OOtvheerrdArasfstest-s(i_f__a_n_y__)_______ _

1,371 22 Reserveforinterest and Taxes --------155 02 Other Liabilities ----------- --------

Total --------------------$843,650 56 Total --------------------$843,650 56

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loan~ ---------------$550,086 18 Capital Stock Paid In ______ $]00,000 00 Demand Loans ------------- 4,761 00 Amt. Reserved for Branches --------Loans Secured by Real Estate 26,894 19 Surplus Fund -------------- 20,000 00 United States Bonds ________ 39,650 00 Undivided Profits ---------- 51,100 43

Other Stocks and Bonds---- --------- Dividends Unpaid ----------

20 00

Banking House ------------- --------- Due to Banks in this State --------Furniture and Fitures. _____ 4, 050 00 Due to Banks in other States ________ _

Other Real Estate Owned____ _________ Call Money - __ ----- __ -- ___ ________ _

Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____ Advances on Cotton________
A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i _-
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t -_ Overdrafts (if any) _________

25,295 83 Individual Deposits Subject to

Check -------------------- 215,227 03

17,002 34 DemandCertificatesofDeposit ---------

18,402 00 Time Certificates of Deposit 79,450 90

822 50 Saving ~posits ---------- 98,526 66 2,922 19 Trust Funds on Deposit. ___ --------_________ Cashier's Checks _______ - ___ _ 1,016 14

_________

CBeilrltsifiePdayCabhleecks___-_-_--_-______-_-_-_- __

102 130,000

75 00

5,185 01 Notes and Bills Rediscounted ---------

141 00 Certificates of Deposit for

Borrowed Money --------- _--------

___ ---- __ LiaanbdilitAycocnepLtaentcteerss o__f_C_ r-e-d-i-t_, _--- ____ _

212 68 Reserve for Interest and Taxes ________ _

Other Assets ---------------

18 99 Other Liabilities ----------- ---------

Total --------------------$695,443 91 Total --------------------$695,443 91

FIRST ANNUAL REPORT

35

EXAMIJIEB'S BEPOBT.

AMERICAN SAVINGS BANK, ATLANTA.

At Close of Business November 24, 1920.

President-J. G. St. Amand. Vice-President-Robt. M. Clayton. Cashier-Peter F. Clarke.

Directors-J. G. St. Amand, Peter F. Clarke, Robt. M. Clayton, J. A. Haas, W. A. Simpson, E. W. Butler, W. M. Francis.

Date of Charter-December 27, 1886.

Began Business-1887.

RESOURCES

LIABILITIES

Time Loans ----------------$604,004 45 Demand Loans -- _----- _____ 5,500 00
Loans Secured by Real Estate --------United States Bonds -------- 1,303 81 Other Stocks and Bonds _____ --------Banking House ------------ 131,000 00 Furniture and Fixtures______ 1,500 00

Capital Stock Paid I~ ------$200,000 00

Amt. Reserved for Branches _--------

Surplus Fund -------------- 32,000 00

Undivided Profits ---------- 6,881 26

Dividends Unpaid -----------

210 50

Due to Banks in this State __ ---------

Due to Banks in other States -------- _

Other Real Estate Owned ____ 10,434 36 Call Money ----------------- ---------

Due from Banks in this State 35,920 41 Individual Deposits Subject to

Due from Banks in other

Check ____________ -------- ---------

States -------- __ - ------- _ _ __ ____ __ Demand Certificates of Deposit ---------

Currency ------------------- 6,293 00 Time Certificates of Deposit 69,897 43

Gold -----------------------

----- Savings Deposits ----------- 303,615 26

Silver, Nickels, Pennies ___ -__ ---181 30 Trust Funds on DeposiL--- _------- _

AAddvvaanncceess oonn oCtohettroCno-m--m--o-d-i-- --------- CCearsthifiieerd's CChehcekcsk_s_-_-_-_-_-_-_-_-_-_--- ----44-5---0-0

ties ----"----------------Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
ovae~~~~fts~(if- -any)::::::::

--------3,159 18 258 63
--- io2- 32

Bills Payable -------------- 102,000 00 1'\otes and Bills Rediscounted ------Certificates of Deposit for
Borrowed Money _____ - __ --------Liability on Letters of Credit,
ne:;~~v!~~:;~~~~~~~t a.~-d" -T~xes :::===:::

Other Assets ---- _---------Advances on Taxes__________ Cash Short ----------------Dividend Account Carried
with Atlanta Nat. Bank ___ _

___ ----- _ 1,722 09 56 65
210 50

Other Liabilities: Unearned Interest

----------

86,597 25

Total ___________________ .$801,646 70 Total -------------------$801,646 70

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __ -- _- __ -- ____ - $

Capital Stock Paid In _______ -$2oo;ooo oo

Demand Loans ____________ _ 5,000 00 Amt. Reserved for Branches __ ------ _

Loans Secured by Real Estate 601,826 70 United States Bonds _______ _ 1,303 81 Other Stocks and Bonds ___ _

Surplus Fund -------------DUinvdiidveinddesd PUrnopfaitisd -_--_-_-_-_-_-_-_-_-_

32,000 Oo _ _5_, _5_8_8__45_

Banking House ____________ _ 131,000 00 Due to Banks in this State __ ---------

Furniture and Fixtures _-- _ Other Real Estate Owned ___ _

1,500 00 10,434 36

CDaulel MtooBneaynk_s__in___o_t_h_e_r__S_t_a_te_s_

____-_ _- _- _- _-_- --

Due from Banks in this State Due from Banks in other

70,547 37 IndCihveicdkual_D__e_p_o_s_it_s__S_u_b_j_e_c_t_t_o_ ________ _

States ------------------CGuo lrdr e n_c-y_ _ _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_- -_

Demand CertificatesofDeposit 87,143 83 1,571 00 Timll Certificates of Deposit _------- _
Savings Deposits ----------- 312,301 89

Silver, Nickels, Pennies ___ _ Advances on Cotton _______ _

313 25 Trust Funds on Deposit ---- --------Cashiers' Checks ------------ ---------

Advances on other Commodi-

Certified Checks ------------

445 00

ties ________ ------------- _

Bills Payable -------------- 102,000 00

Checks for Clearing House __ 1,785 08 Notes and Bills Rediscounted ___ ------

Other Checks and Cash Items

344 18 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _-------- ---------

ters of Credit and Accept-

Liability on Letters of Credit,

O avnecredsr a f-t-s---O- -f- - a- -n-y-)---------------

and Acceptances _____ - _--- ___ ----- _ 58 60 Reserve for Interest and Taxes ___ ----- _

Other Assets ___ - _--------- _ 1, 722 09 Other Liabilities:

Unearned Interest ---------- 87,927 27

Total --------------------$827,406 44 Total --------------------$827,406 44

36

BANKIKG DEPARTMEKT

EXAMI:NEB'S BEPOBT.

ATLANTA COMMERCIAL BANK, ATLANTA.

President-vV. B. Chandler. Vice-President-Howard Parrish. Cashier-Howard Parrish.

Directors-L. 0. "'ichols, F. S. Hall, Wm. Etheridge, T. W. Gilstrap, F. J. Chappaler, T. J. Lowe, V. B. Moore, E. L. Brooks, T. A. Dry, C. N. Davis.

Date of Charter-May 12, 1916.

Began Business-May 15, 1916.

RESOURCES

LIABILITIES

Time Loans ............ $242,114 19 Capital Stock Paid In ______ $ 50,000 00 .

Demand Loans . . . . . . . . . . .. . 1,095 00 Amt. Reserved for Branches

Loans Secured by Real Estate ........ . Surplus Fund -------------- 10,000 01

United States Bonds........ . ...... Undivided Profits ----------- 3,819 31

Other Stocks and Bonds.... . ....... . Dividends Unpaid _..... ____ _

36 00

Banking House . . . . . . . . . . . . ....... . Due to Banks in this State

Furinture and Fixtures...... 2,670 62 Due to Banks in other States Other Real Estate Owned.... . ....... . Call Money .. _____ ...... ___ _

Due from Banks in this State

Individual Deposits Subject to

and from Banl<s in other States ...............

45,648 89 DeCmhaencdk C-e-r-ti-f-ic-a-t-e-s-o--f -D-e-p-o--s-it- 124,065 50

Currency .................. 8,480 00 Time Certificates of Deposit

Gold ..~ ...................

265 00 Savings Deposits----------

Silver, Nickels, Pennies .... 1,050 05 Trust Funds on DeposiL .. .

Advances on Cotton . . . . . . . ... __ Cashier's Checks . _...... .

Adtiveasnc_e.s. _o_n__o_t_h_e_r__C_o_m__m__o_d_i-_

Certified Checks ___________ _ _ _______ _ Bills Payable ------------~

38,690 84
223 09 1,151 76 75,000 00

Checks for Clearing House._ 1,801 47 Notes and Bills Rediscounted

Other Checks and Cash Items 1,020 30 Certifi:Cates of Deposit for

Customers' Liability on Let-

Borrowed Money ..... __ ..

ters of Credit and Accept-

Liability on Letters of Credit,

ances - -- - - ____ - - -- - - - - - _- - -- - - -- - - and Acceptances ----------

Overdrafts-Of any) ...... .

32 02 Reserve for Interest on Taxes

Other Assets --------------

----------

Other Liabilities: Deposits and Credits

Since

C aLs ha s tL oBnagl an_c_e___- --. .---- -_-_-__- -_

1,186 35 12 69

Total --------------------$304,185 54 Total ------------------ .. $304,185 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$229,157 95 Capital Stock Paid In _____ .$ 50,000 00 Demand Loans .. --. ___ . __ . 5,267 00 Amt. Reserved for B-ranches

Included in Time Loans ____ Loans Secured by Real Estate

--------____ __ _

Surplus Fund -------------Undivided Profits ..... ____ _

10,000 00 5,446 95

United States Bonds -------- --------- Dividends Unpaid __ ... ____

20 00

Other Stocks and Bonds ____ --------- Due to Banks in this State._ 14,346 27

Banking House . _--......... Furniture and Fixtures . __ .

. ... ____ . 2,670 62

CDaulel

Mto oBneaynk.s. _i_n__o.t.h_e_r__S_t_a_t_es_

Other Real Estate Owned.. ________ . Individual Deposits Subject to

Due from Banks in this State Due from Banks in other

7,626 57 DeCmhaencdk C-e-r-ti-f-i-c-a-te-s--o-f-D--e-p-o-s-i-t 89,823 20

States -----------------CGuolrdren_c.y___-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-

32,220 67
1,942 00 465 00

Time Certificates of Deposit Savings Deposits . ___ .... _. Trust Funds on DeposiL .. _.

36,220 00

Silver, Nickels, Pennies. ___ _ Advances on Cotton ________

__8_7_2___09_

Cashier's Checks Certified Checks

____ ... _. __ . ....... _...

587 30 81 17

Advances on other Commodi-

Bills Payable ___ . _..... ___ . 75,000 00

Chteicekss -fo-r--C--l-e-a-r-in-g---H-o--u-s-e-.-.

_- _-_-_-_-_-_-_- -_

Notes and Bills Certificates of

Rediscounted Deposit for

5,500 00

Other Checks and Cash Items 6,514 33 Borrowed Money----------

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances ...... ___ .

Oavnecredsraf-t-s---O--f--a-n-y-)---. -__--.-.-_-.

--------38 66

Reserve for Interest and Taxes Other Liabilities ________ ..

Other Assets:

Foreign Collections ..... __ .

250 00

Total --------------------$287,024 89 Total --------------------$287,024 89

FIRST ANNUAL REPORT

37

E:XAMINEB/S BEPOB'l'.

ATLANTA STATE SAVINGS BANK, ATLANTA.

At Close of Business November 8, 1920.

President-J. 0. Ross. Vice-Presidents-J. C. Ross, Dr. H. R. Butler.

Cashier-W. J. Shaw.

Directors-David T. Howard, A. F. Herndon, P. A. Allen, Chas. H. McCarthy,

\V. S. Cannon, J. D. Flippen, Wm. DriskiH, \Y. F. Penn, R. E.

Pharrow, G. \V. Holmes.

Date of Charter-June 30, 1913.

Began Business-August 1, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$160,128 59 Capital Stock Paid In _______ $ 28,892 00 Demand Loans __ -- _________ _________ Amt. Reserved for Branches

Loans Secured by Real Estate 1o0,000 00 Surplus Fund --------------

780 00

United States Bonds ________ 20,860 82 Undivided Profits ---------- 15,134 61

Other Stocks and Bonds ____ 33,878 00 Dividends Unpaid _________ _

2 80

Banking House ------------ --------- Due to Banks in this State __

Furniture and Fixtures______ 10,017 00 Due to Banks in other States

Other Real Estate Owned____ 29,980 27 Call Money ____ --- __ -- ___ - _

Due from Banks in this State 23,799 48 Individual Deposits Subject to

Due from Banks in other

Check ____ -- ___ -- ___ - ___ - _ 139,357 84

States ------------------- 2,293 30 Demand CertificatesofDeposit 55,722 72 Currency _____________ . _____ 6,695 00 Time Certificates of Deposit.. 61,741 87

Gold -----------------------

362 50 Savings Deposits ---------- 118,267 05

Silver, Nickels, Pennies_____ 2,009 23 Trust Funds on Deposit, __ _

Advances on Cotton ______ . . __ . __ . ___ Cashier's Checks . . ___ . _. __ _

173 07

Adtvieasnce_s. _o_n__o_ t.h_e_r__C__o_m__m_o.d_i_-

__.. _____ BCeilrltsifiPedayCabhelecks__ ....._.. _______... ___.._

~68 91 22,i20 40

Checks for Clearing House 2,768 23 Notes and Bills Rediscounted

Other Checks and Cash Items

93 21 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ . _... __

ters of Credit and Accept-

Liability on Letters of Credit,

ances -------------------- --------- and Acceptances _.. _. _.. _ Overdrafts-(if any)________ 1,713 73 Reserveforlnterestand Taxes Other Assets ___ . _________ .. __ . ______ Other Liabilities:

CUanseha r nOevde rI n_t_e_r_e_s_t_ _-_-_-_-_-_-.-_- .-.- _

2,035 25 2 84

Total --------------------$444,599 36 Total --------------------$444,599 36

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$191,342 13 Capital Stock Paid In ------$ 29,179 00

Demand Loans ------------ --------- Amt. Reserved for Branches

Loans Secured by Real Estate 122,412 60 Surplus Fund __ .. -- .. - .. -. _

910 00

United States Bonds ____ .. 22,010 82 Undivided Profits - .. _-. _. __ 7,130 37

Other Stocks and Bonds_____ 15,878 00 Dividends Unpaid ----------

2 00

Banking House ------------- --------- Due to Banks in this State._ Furniture and Fixtures ____ 3,500 00 Due to Banks in other

Other Real Estate Owned ____ 29,980 27 States ------------------

Due from Banks in this State 39,847 11 Call Money ----------------

Due from Banks in other

Individual Deposits Subject to

States ------------------- 1,408 95 Check ------------------Currency . . .. .. .. .. .. .. . 1,234 00 Demand Certificates of Deposit

Gold ....... __ .. ____ ........

1 36 00 Time Certificates of Deposit 62,282 29

Silver, Nickels, Pennies .. .. 1,015 92 Savings Deposits ........... . 262,607 47 Advances on Cotton .. .. .. .. _______ .. Trust Funds on Deposit. .. .

Advances on other Commodi-

Cashier's Checks ........... . 1,719 73

ties .. . .. .. .. . .. .. .. . .. . . .. __ .... Certified Checks . . . . . . . . . . . .

479 71

Checks for Clearing House.. 2,360 98 Bills Payable ........... .. 55,082 60

Other Checks and Cash Items

942 00 Notes and Bills Rediscounted

Customers' Liability on Let-

Certific'ates of Deposit for

ters orf Credit and Accept-

Borrowed Money .........

ances __ ............... ~.. ______ .. _ Liability on Letters of Credit,

Overdrafts-(if any)..........

and Acceptances ..........

Other Assets:

Reserve for Interest and Taxes

Overdrafts Unsecured ......

100 .99 Other Liabilities:

Xmas Savings ........... .. 11,041 35

Unearned Interest ---------- 1,735 25

Total --------------------$432,169 77 Total --------------------$432,169 77

38

BANKING DEPARTMENT

EXAMINER'S BEPOBT.
ATLANTA TRUST COMPANY, ATLANTA.
At Close of Business November 20, 1920.

President-Frank S. Etheridge. Vice-President-Snowden McGaughy. Sec't'y. & T.rust Officer-John B. Wheat.
Directors-F. S. Etheridge, Snowden McGaughy, Ivan E. Allen, C. H. Black,
Arnold Broyles, E. Phinizy Calhoun, Claude Douthit, C. L. Elyea, Samuel N. Evans, R. L. Foreman, J. W. Goldsmith, Jr., J. M. B. Hoxey, R. T. Jones, M. C. King, Geo. H. Lanier, Geo. W. Little, Geo. S. Lowndes, John Morris, W. W. Orr, Billups Phinizy, J. Russell Porter, G. F. Willis.

RESOURCES

LIABILITIES

Farm Loans --------------$ 425,024 53

Time Loans -------------- 2,536,076 38

Demand Loans------------ 43,582 72

Loans Secured by Real

U nEi tset da t eS t-a-t-e-s- -B-o-n- d- -s -_-_-_-_ _-_- -_

72,588 82 81,268 16

Other Stocks and Bonds ___ _ 655,560 44

Furniture and Fixtures ___ _ 20,196 28

Other Real Estate Owned._ 43,762 49

Due from Banks in this

State ------------------Due from Banks in other
CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_
Silver, Nickels, Pennies. __ _ Checks for Clearing House Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

330,251 90

90,790 87

18,562 00

2,697 46,903

00 51

333 79

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -_-_-_-_ -_ -_
Other Assets: Safety Deposit Vault_ ____ _ Accounts Receivable _____ _ Accrued Interest ________ _ Over and Short (Teller) __ _
Revenue Stamps ----------

32,000 00 244 55
24,983 48 39,777 39 61,7 46 19
72 16 250 00

Capital Stock Paid In _____ .$1,000,000 00

ASumrtp.lRusesFeurvnedd _f_o_r_B__r_a_n_c_h_e_s_ Undivided Profits ________ _ Dividends Unpaid ________ _
Due to Banks in this StateDue to Banks in other States

125,000 00 68,808 61
340 00 155,344 21 _________ _

Individual Deposits Subject

to Check---------------- 892,724 03 Depmosaintds C- _e_r_t_if_i_ca--te-s---o_f _ _d_e_- _ ________ _

Time Certificates of Deposit 78,821 05

Savings Deposits __ - _____ _ 436,867 04

Trust Funds on Deposit_ __ _ 15,513 33

Cashier's Checks (Treasurers' Checks.) __________ _

8,798 58

CBei lrltsi f i ePda yCa bhleec k s_ _ _-_-_-_-_-_-_-_-_- -_

2,065 30 1 J 5,000 00

Notes and Bills Rediscounted 1,558,260 33

Certificates of Deposit for

Borrowed Money

Liabllity on Letters of

Credit, and Acceptances __ 32,000 00

Reserve for Interest and Taxes ------------------
Other Liabilities: Accounts Payable ________ -

36,644 40 485 78

Total -------------------$4,526,672 66 Total -------------------$4,526,672 ,66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$2,404,095 08 Capital Stock Paid In ______ $1,000,000 00

Demand Loans -----------Farm Loans --------------

42,723 554,516

06 57

Amt. Reserved for Branches Surplus Fund ____________ _

125,000 00

Loans Secured l>y Real U nEi st et da t eS t a-t-e-s- -B-o-n- d- -s -_-_-_-_ _- _- -_

72,588 82 UDnivdiidveinddeds UPrnopfaitids -_-_-_-__-_-_-_--_

68,905 33 247 00

81,268 16 Due to Banks in this State. 134,797 33

Other Stocks and Bonds __ _ 655,920 44 Individual Deposits Subject

Furniture and Fixtures ___ _ 20,121 28 to Check --------------- 842,390 03

Other Real Estate Owned._ Due from Banks in this

43,762 4 9 Depmosaintds C_ _e_r_ti_f_ic_a_t_e_s_ _o_f_ _ _d_e_- _ ________ _

State ------------------Due from Banks in other

249,961

23

Time Certificates of Deposit Savings Deposits ________ _

71,821 05 398 445 40

CuSrtraetnecsy -__-_-_--. -_-_-_-_-_-_-__-_-_-_--_

56,134 84 Trust Dept. Deposits _____ -33,342 00 Treasurer's Checks _______ -

17,199 95 35,232 15

Silver Nickels, Pennies ___ _

3,6 40 81 Certified Checks -----------

314 59

Checks for Clearing House. 52,458 33 Bills Payable ------------ 115,000 00

Other Checks and Cash Items

2,082 58 Notes and Bills Rediscounted 1,559,779 57

Customer's Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money

Ovaenrcdersaft-s--(-if--a-n-y--) --_-_-_-_-__--_

32,000 00 Liability on Letters of 113 40 Credit, and Acceptances_-

32,000 00

Other Assets:

Reserve for Interest and

Accounts Receivable ____ - _ Prepaid Interest _________ _

44,283 62 Taxes -----------------16,697 52 Other Liabilities:

12,437 63

Accrued Interest ---------Safe Deposit Vaults. ____ ._

50,343 77 Accounts Payable ________ 25,098 98 Unearned Discount __ - _-- _-

5,147 01 22,435 14

Total -------------------$4,441,152 98 Total -------------------$4,441,152 98

FIRST ANNUAL REPORT

39

EXAMINER'S B.EPOB.T.
BANK OF WEST END, ATLANTA.

At Close of Business November 4, 1920.

P,resident-W. S. W'itham. Jr. V!Ce-President-R. I. Barge. Cashier-H. T. Kilpatrick.

Directors-Geo. N. Anderson, B. C. Trenton, Roy Dorsey.

Date of Charter-March 12, 1915.

Began Business-March 26, 1915.

RESOURCES

LIABILITIES

Time Loans ----------------$191,583 04 Capital Stock Paid In _______ $ 25,000 00 Demand Loans - _- _-- _______ 3,900 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds_________
Other Stocks and Bonds _____ Banking House ------------Furniture and Fixtures______

23,021 47 844 00
--------6,573 00 3,671 00

Surplus Fund --------"----Undivided Profits -----------
Dividends UnpaJd -----------Due to Banks in this State __ Due to Banks in other States

3,300 00 1,266 95
6 00

Other Real Estate Owned ____ --------- CaJI Money ----------------

Due from Banks in this State

Individual Deposits Subject to

and other States __________ 14,500 00 Check ------------------- 152,332 89

Currency __ --- _____________ 18,543 00 Demand Certificates of Deposit

Gold ----------------------- 1,385 00 Time Certificates of Deposit_ 6,284 99

Silver, Nickels, Pennies_____ 1,131 87 Savings Deposits --------- 82,206 83

Advances on Cotton_________ _________ Cashier's Checks __________ _

539 79

Advances on other Commodi-

Certified Checks ___________ _

130 01

ties ---------------------- --------- Bills Payable --------------

Checks for Clearing House__ 9,783 37 l'\otes and Bills Rediscounted

Other Checks and Cash Items

783 55 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit,

ances -- _---- ____ - _____ ___ _________ and Acceptances _________ _

Overdrafts (if any) --------- --------- Reserve for Interest and Taxes

Other Assets:

Other Liabilities ----------

CDaesphosSithoorsrt' -G-u--a-ra-n--te-e---F-u-n-d-_-

29 52 3,120 95

Total---------------------$271,067 46 Total---------------------$271,067 4?

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$161,962 92 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 1,900 00 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 28,322 41 Surplus Fund-------------- ---------

United States Bonds________

844 00 Undivided Prqfits ----------- 5,103 28

Other Stocks and Bonds _____ --------- Dividends Unpaid------------

6 00

Banking House ------------- 6,702 00 Due to Banks in this State __ ---------

Furniture and Fixtures______ 3,671 00 Due to Banks in other States --------Other Real Estate Owned____ _________ CaJI Money ________ - ___ - ___ ________ _

Due from Banks in this State
Due from Banks in other States -------------------
Currency -----------------Gold ----------------------Silver, NickelR, Pennies_____ Advances on Cotton_________ Advances on other Commodi-
ties ______________________

19,676 21 Individual Deposits Subject to

Check ------------------- 137,185 70

6,n5 46 DemandCertificatesofDeposit ---------

15,824 00 Time Certificates of Deposit_ 6,300 34

1,492 50 Savings Deposits ----------- 88,684 29

1,298 12 Trust Funds on Deposit_ ____ ---------

_________ Cashier's Checks __________ _

264 25

Certified Checks ____________ ________ _

_________ Bills Payable ______________ ________ _

Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
atenrcsesof__C_r_e_d_i_t__a_n_d_ -A__c_c_e_p_t-_

14,315 24 Notes and BiJls Rediscounted _________ Certificates of Deposit for
Borrowed Money --------_________ LiaanbdiliAtyccoenptLaentcteesrs_o__f _C_r_e_d_i_t,_

---------
--------______ - __

Overdrafts (if any) --------- --------- Reserveforinterest and Taxes --------Other As&ets --- __ --- __ --- __ - ________ Other Liabilities ________ - __ -- __ --- __

TotaL _________________ -- -$262,543 86 TotaL ____________________ $262,543 86

40

BANKING DEPARTMENT

EXAMilii'EB'S BEPOBT.

CENTRAL BANKING AND TRUST CORPORATION, ATLANTA.

President-Asa. G. Candler, Jr. Vice-President&-Jno. S. Owens, Walte T.

Candler, Henry C. Heinz. Cashier-Carl H. Lewis.

Directors-E. R. Black, Asa G. Candler, C. H. Candler, W. T. Candler, C. F.

Coggins, L. J. Daniel, Edgar Dunlap, W. B. Hamby, W. C. Harper,

H. G. Hastings. H. C. Heinz, C. B. Howard, Sam 0. Jones,

W. B. Jones, G. C. King, M. M. Nixon, G. F.

Willis, Jno. S. Owens, R. A. Mc-

Tyer, Norman C. Miller,

A. Montgomery.

Date of Charter-November 28, 1905.

Began Business-February 6, 1906.

RESOURCES

LIABILITIES

Time Loans ____ . _________ .$8,461,235 66 Capital Stock Paid In .. _.. $1,000,000 00

Demand Loans ___ . _______ _ 525,110 17 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund __________ __ 425,000 00

Estate ------------------ 772,906 14 Undivided Profits ........ . 193,136 86

United States Bonds .. ____ 711,967 14 Dividends Unpaid _______ __

124 00

Other Stocks and Bonds.... Banking House _.. __ __ ___ __

342,525 66 . ________

Due to Banks in this State. Due to Banks in other States

622,748 86 338,7 49 94

Furniture and Fixtures._._ Other Real Estate Owned.. DuAegfernotms A__p_p_r_o_v_e_d__R__e_s_e_r_ve_ Due from other Banks. ___ . Currency _______________ _
GSiollvder,--N-i-c-k-e-l-s,--P--e-n-n-i-e-s-. -_-_ -. Admvoadnicteiess o__n__ _o_t_h_e_r__ C__o_m_ -_

19,766 26 5,537 78
633,368 35 874,961 51
963 91 16 60
18,189 95
__ ______ __

Individual Deposits Subject

to Check --------------- 3,762,710 96

Depmosaintd __C_e_r_ti_f_ic__at_e_s__o_f_ _D_ _e_-

6,243 29

Time Certificates of Deposit 11,071 02

Savings Deposits --------- 3,308,151 73

Trust Funds on Deposi L ___

8 ~ 6 iifi

Cashier's Checks ----------

8,247 68

Certified Checks __ __ ___ __ __

3,568 14

Bills Payable __ __ __ __ __ __ _ 716,000 00

Checks for Clearing House 352,210 R4 Notes and Bills RedisOther Checks and Cash Items 8,472 05 counted _____ ---- _______ 2,309,147 OQ

Customers' Liability on Let-

Liability on Letters and

ters of Credit and Accept-

Credit and Acceptances.. 165,000 00

Ovaenrcdersaft-s--(-if--a-n-y--) --_-_-.-.-_-_-.

165,000 00 Reserve for Interest and 649 40 Taxes -- . -- ---- - -- -- -- -

Other Assets __ ........ __ . 27,387 54 Other Liabilities .. ____ ...

94,837 38 51,656 04

Total ------------------$13,017,339 45 Total ------------------$13,017,339 45

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$8,342,061 35 Capital Stock Paid In ..... $ 950,000 00

Demand Loans _____ .. __ __ _ 503,410 17 Amt. Reserved for Branches

Loans Secured by Real

Mitchell Street ...... -- ... 50,000 00

Estate ------------------ 774,398 07 Surplus Fund ------------ 425,000 00 United States Bonds_______ 714,806 34 Undivided Profits --------- 199,194 94

Other Stocks and Bonds... 342,525 66 Dividends Unpaid __ .. -----

124 00

Banking House _. _. ________ _____ _. _. Due to Banks in this State. 578,559 93

Furniture and Fixtures.... 19,766 26 Due to Banks in other States 266,491 73

Other Real Estate Owned..

5,537 78 Individual Deposits Subject

Due from Banks in this

Check ________ .... -- __ .. 4,147,648 52

State ------------------- 1,832,746 20 Demand Certificates of De-

Due from Banks in other

posit .. ______ --.------ ..

6,243 29

States -----------------Currency ----------------Gold --------------------Silver, Nickels Pennies .. __ .

717,913 30 Time Certificates of Deposit 11,071 02 48,783 00 Savings Deposits -------- 3,379,277 51 2,760 00 Cashier's Checks ---------- 288,279 55 13,820 78 Certified Checks _---- .. --- 20,189 26

Advances on Cotton________ __ __ ___ __ _ Bills Payable __ ...... -- .. - 716,000 00

Checks for Clearing House. 290,517 33 Notes and Bills Redis-

Other Checks and Cash Items

3,695 11 counted __ ............. - 2,493,147 00

Customers' Liability on Let-

Liability on Letters and

ters of Credit and Accept-

Credit and Acceptances .. 165,000 00

ances ------------------ 165,000 00 Reserve for Interest and

Overdrafts (if any) -------

3,942 23 Taxes ------------------

71,160 91

Other Assets:

Other Liabilities:

Interest Accrued but not

Interest Collected, but not

Collected --------------- 25,704 08 Earned ----------------- 40,000 00

Total ------------------$13,807,387.66 Total __________________ $13,807,387 66

FIRST ANNUAL REPORT

41

EXAMI:NEB'S BEPOBT.

CITY SAVINGS BANK, ATLANTA.

At Close of Business September 30, 1920.

President-S. T. Weyman. Vice-President-W. B. Gibson. Treas.-A. B. Chapman.

Directors-S. T. Weyman, vV. B. Gibson, A. B. Chapman, Geo. W. Connors.

Date of Charter-May 19, 1920.

Began Business-June 5, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ -$ Demand Loans _______ --- __ _

________ _ ________ _

Capital Stock Paid In ________ $ Amt. Reserved for Branches

77,000

00

Loans Secured by Real Estate 120,773 38 Surplus Fund--------------

United States Bonds _________ OBathnekrinSgtoHcokus saen_d__B_o__n_d-s-_-_______

--------_- _-_-_-_-_-_-_- -_

UDnivdiidveidnedds PUrnopfaiitds-_-.-_-_-_-_-_-_-_--_ Due to Banks in this State __

25,320 27

Furniture and Fixtures--____ ________ _ Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ----------------

Due from Banks in this State 13,790 61 Individual Deposits Subject to

D uSet a tferso m_ _ _B_ _a_n_k_s_ _ _i n_ _ _ _o_t h_ _e _r Currency ____________ -----Gold ______________________ Silver, Nickels, Pennies_____

________ _ --- _____ ________ _ ________ _

DeCmhaenckd C-e-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposit. ___ _

7,243 72

Advances on Cotton _________ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_ _o_m_m_ _o_d_i_-

--------- CCearsthifiieerd's CChheecckkss . --_-_-_-_-_-_-_-_-_--_ ____ .. __ _ Bills Payable __ .. _________ . _

25,000 00

Checks for Clearing House .. --------- Notes and Bills Rediscounted

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _____ . __ _

atenrcsesof__C_r_e_d_i_t__a_n_d___A-c-c-e-p-t--

- _______ _

Liability on Letters of Credit, and Acceptances ----------

OOtvheerrdrAafstsset(sif_a_n__y)__-__--_-_-__--_-_-_ -_-_-_-_-__-_-_--_ ORethseerrveLfioabr iIlnittieerses_t _a_n_d__T__a_x_e_s

TotaL ________________ --- -$134,563 99 TotaL ____ --------------- -$134,563 99

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$137,480 90 Captial Stock Paid In _______ $ 82,000 00 Demand Loans _______ -- - -- - - _______ _ Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund--------------

United States Bonds _________ Other Stocks and Bonds- __ ._

--------________ _

UDnivdiidveinddeds UPnropfaiitds

_- _- _-_-_-_-_-_-_-_- -_

7,983 94

Banking House _______ --- ___ ________ _ Due to Banks in this State._

Furniture and Fixtures.----- --------- Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money _---.------- _- __ _

Due from Banks in this State 1,907 03 Individual Deposits Subject to

Due from Banks in other
CuSrtraetnecsy --__-_-_--. -_-__-_-_--. -__--_-_-__--_ Gold ___________ . __________

-_ -_-__- _-_-_-_- -_ ________ _

DeCmhaencdk C-e-r-t-lf-i-c-a-te--s-o-f-D--e-p-o-s-i-t Time Certificates of DeposiL
Savings Deposits -----------

4,062 46

Silver, Nickels, Pennies ___ -- _. _.. _. __ Trust Funds on Deposit. __ ._

Advances on Cotton _________ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

--------- CCearsthifiieerd's CChheecckkss . _-_-_-_-.-.--__-_-_--_ _.. _____ _ Bills Payable _______ .. ____ . _

22,000 00

Checks for Clearing House._ ________ . Notes and Bills Rediscounted

Other Checks and Cash Items ---- .. - __ Certificates of Depos~t for

Customers' Liability on Let-

Borrowed Money _______ . _

ters of Credit and Accept-

Liability on Letters of Credit,

ances ______________ - - - -- - - - -- -- - - _ and Acceptances __ . _____ _

Overdrafts (if any) . _- _. ___ ________ _ Reserve for Interest and Taxes

Other Assets:

and Unearned lnteresL ___ _ 23,463 78

Interest Prepaid -----------

145 25 Other Liabilities:

Suspense-------------------

23 00

TotaL ______________ ------$139,533 18 Total---------------------$139,533 18

42

BANKING DEPAR'l'l\1ENT

EXAMINER'S B.EPOB.T.

COLONIAL TRUST COMPANY, ATLANTA.
At Close of Business November 10, 1920.

President-J. S. Slicer. Vice-Presidents-Jas. C. Williams, Robt. A. Smythe

Jos. H. Williams. Cashier-T. J. Norman.

'

j)irectors-J. S. Slicer, Jas. C. Williams, Robt. A. Smythe, Jos. H. vVilliams, T. J. Norman, Sholto Douglas, Geo. R. Houghton.

Date of Charter-October 22, 1912.

Began Business-October 24, 1912.

RESOURCES

LIABILITIES

Time Loans ________________ $ 10,000 00 Capital Stock Paid In _______ $146,400 00

Demand Loans -------------

Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 303,172 47 United States Bonds ________ _

Surplus Fund-------------Undivided Profits -----------

--------27,385 74

Other Stocks and Bonds. ___ _ Banking House ____________ _

Dividends Unpaid----------- --------Due to Banks in this State.. ---------

Furniture and Fixtures_--- __ 1,137 68 Due to Banks in other States ________ _

Other Real Estate Owned.- __ 5,629 53 Call Money----------------- 62,385 19

Due from Banks in this State Due from Banks in other

7,723 12 IndCihveicdkua_l_D__e_p_o_s_i_ts__S_u_b__je_c_t__to_ ________ _

States ------------------Currency -----------------Gold _-- _--- __ -- _-------- _-

7,633 26 Demand Certificates of Deposit ________ _
973 09 Time Certificates of Deposit_ 2,425 60
Savings Deposits ----------- 24,070 2~

Silver, Nickels, Pennies ___ - __

62 73 Trust Funds on Deposit_____ ________ _

Advances on Cotton. _____ - __

Cashier's Checks ___________ ________ _

Advances on other Commodi-

Certified Checks ____________ ________ _

Chteiecks s -f-o-r--C-l-e-a-r-i-n-g--H-o-u--se--__--_

Bills Payable--------------- 50,000 0!1 34 61 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and AcceptOvaenrcdersaft_s__(-i-f--a-n-y-)--_-_-_-_-_-_-_- _-
Other AsS'ets: Collection Account __ -- ___ - __ _
Cash Short -----------------

268 40
25 00 2 28

Certificates of Deposit for Borrowed Money ---------
Liability on Letters of Credit, and Acceptances __________
Reserve for Interest and Taxes Other Liabilities: Over and Short______________ Accounts Payable-----------

---------
________ _ 2,547 87
60 66 21,611 73

TotaL _____________ - ___ --_ $336,887 08 TotaL---- _______ -- ______ .$336,887 08

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILJTIES

DTiemmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$ -_-__-_--- -_-__---

Capital Stock Paid In ________ $146,400 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 301,047 56
United States Bonds--------- --------Other Stocks and Bonds______ ________ Banking House __ - _--- ___ - __ - __ ---- _-
Furniture and Fixtures______ 1.137 68 Other Real Estate Owned____ 6,991 20

Surplus Fund--------------Undivided Profits __ -- _______
Dividends Unpaid----------Due to Banks in this State.. CDaulel tMo oBnaenyks__i_n_ -o_th__e_r_S__ta_t_e_s_

2,000 00 23,472 35
-----------------_-_-_-_-_-_ _- _- -_

Due from Banks in this State 5,335 34 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdrenc_y__ _-__--_-_-_-_-__-_--_-_-__--_-_-_-_-_
Silver, Nickels, Pennies __ --_Advances on Cotton. _____ -__ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_ _o_m_m_ _o_d_i_-
Checks for Clearing House.__ Other Checks and Cash Items

~060 29 __2_,_0_0_0__00_

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates or Deposit_ Savings Deposits -----------

43 32 Trust Funds on Deposi L----

- __ -- __ -- Cashier's Checks -----------

________ _

Certified Checks - ___ - __ -- __ Bills Payable --------------

500 00 Notes and Bills Rediscounted

________ _ Certificates of Deposit for

_6_2_,_08- 9___71_
2,425 60 24,639 82 ----------------_--------
40,000 00 ---------

Customers' Liability on Let-

Borrowed Money --------- ---------

atenrcsesof__C_ r-e-d_i_t__a_n_d__A__c_c_e_p_t-_

________ _

Liability on Letters of Credit, and Acceptances _____ -- _--

---------

Overdrafts (if any) -. _- _-- _--

33 Reserve for Interest and Taxes 2,420 57

Other Assets ___ -- ___ - ___ - _- - _---- _-- Other Liabilities ----------- 15,667 67

Total--------------------$319,115 572 Total--------------------$319,115 572

FIRST ANNUAL REPORT

43

EXAMI:NEB'S BEPOBT.

EAST ATLANTA BANK, ATLANTA.

At Close of Business November 5, 1920.

President-L. L. Marbut. Vice-President-W. H. McClain. Cashier-R. C. Billings.

Directors-W. H. McClain, E. A. Minor, E. F. Fincher, J. F. Carroll, G. W. l\larbu t, C. C. Crabe!!.

Date of Charter-1911.

Began Business-1911.

RESOURCES

LIABILITIES-

TDiemmea nLdo aLnosa n-s- - -_-_-_-_- -_-_-_-_-_-_- -_$_ _1 1_4_,_5_1_3_ _ _12_

Capital Stock Paid In _______ $ Amt. Reserved for Branches

25,000

00

Loans Secured by Re!ll Estate ________ _ United States Bonds________ 1,851 88 Other Stocks and Bonds ______________ _

Surplus Fund -------------Undivided Profits ----------Dividends Unpaid __________ _

5,018 03 2,261 66

Banking House ------------- 9,795 00 Due to Banks in this State._

Furniture and Fixtures______ Other Real Estate Owned.___

2,740 00 ________ _

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 12,072 62 Individual Deposits Subject to

DuSetatfersom___B__a_n_k_s__ _i_n__ _o_th__e_r ________ _ DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t 74,024 31

GCoulrdr e n_c_y_ _ _ _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_-_- -_
Silver, Nickels, Pennies __ --_Advances on Cotton _________ Adtiveasnc_e_s__o_n__o_t_h_e_r__C__o_m-m- -o-d_i_-

6,124 00 Time Certificates of Deposit. 242 50 Savings Deposits __________ _ 503 17 Trust Funds on Deposit. ___ _
--------- Cashier's Checks ------ ____ _ Certified Checks ___________ _
____ - ___ _ Bills Payable _____________ _

Checks for Clearing House._ 1,892 43 Notes and Bills Rediscounted

Other Checks and Cash Items. Customers' Liability on Let-

871 51 CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___f_or_

9,~60 17 22,310 33
825 90
10,000 00 3,000 00

ters of Credit and Accept-

Liability on Letters of Credit,

ances _______ ------------Overdrafts (if any) ________ _

--------- and Acceptances ---------1,038 35 Reserve for Interest and Taxes

Other Assets: C ;D Short ___________ -- _-- _

Other Liabilities-----------20 00

CasThotSahLo_r_t__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-$15-1, 7-0305

82
-40

Total---------------------$151,700 40

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$ 97,479 57

Capital Stock Paid In ______ .$ 25,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds. _______ _ Other Stocks and Bonds. ____ _ Banking House ____________ _

3,958 60 Surplus Fund -------------1,851 88 UDnivdiidveidnedds UPnropfaiitds -_-_-_-__-_-_-_-_-_--_ 9, 795 00 Due to Banks in this State._

5,018 93 1, 938 04

Furniture and Fixtures. __ __ Other Real Estate Owned. __ _

2,740 00 CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 7,479 77 Individual Deposits Subject to

Due from Banks in other
States ------------------CGui lrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- _- _- -_
Silver, Nickels, Pennies. ____ _ Advances on Cotton. __ ----_Advances on other Commodi-

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

8,235 242

00 50

Time Certificates of Deposit. Savings Deposits __________ _

798 62 Trust Funds on Deposit ____ _ Cashier's Checks __________

Certified Checks ___________ _

57,624 52
9,620 17 22,078 65
336 05

Chteiecsks -f-o-r--C-l-e-a-r-i-n-g--H-o--u-s-e-. -__-

Bills Payable--------------- 10,000 00 1,051 86 Notes and Bills Rediscounted 3,000 00

Other Checks and Cash Items

414 22 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit,

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_--_

and Acceptances ---------568 44 Reserve for Interest and Taxes

Other Assets __ - _----------- --------- Other Liabilities------------ ---------

Total---------------------$134,615 46 Total _____________________ $134,615 46

f

44

BANKING DEPARTMENT

EX:AMINEB.'S BEPOBT.
FARMERS AND TRADERS BANK, ATLANTA.
At Close of Busine~s November 3, 1920.
President-W. D. Manley. Vice-Presidents-J. A. Smith, P. J. Baker. Cashier-L. T. Carter.
Directors-W. D. Manley, J. A. Smith, P. J. Baker, L. T. Carter.

RESOURCES

LIABILITIES

Time Loans ----------------$ --------- Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 22,864 68 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 15,000 00

Other Stocks and Bonds.____ Banking House ------------

36,585 21,125

00 62

UDnivdiidveidnedds UPrnopfaiitds -_-_-__-_-_-_-_-_-_--_

2,232 03

Furniture and Fixtures._____ 2,338 20 Due to Banks in this State._

Other Real Estate Owned ____ Due from Banks in this State
and other States _________ _

79,648 63 CDaulel M to oBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_ 41,306 02 Individual Deposits Subject to

13,701 59 95,000 00

GCoulrdren_c__y- __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

23,675 930

0000

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

336,048

20

Silver, Nickels, Pennies. ____ _ 1,890 34 Time Certificates of Deposit. 60,324 24 Due from other Banks ______ _ 36,693 98 Savings Deposits ----------- 109,213 21

A dt vi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_ n_ _t m_ _o_d_i_-

________ _

Trust Funds on DeposiL- _- _ Cashier's Checks __________ _

5,510 20

Checks for Clearing House___ Other Checks and Cash Items

30,073 3,324

14 21

Certified Checks ____ -- _-- __ _ Bills Payable ______________ _

l2-5~000- 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Accept-

Certificates of Deposit for

ances ___ ----------------- --------- Borrowed Money --------Overdrafts (if any) --------- 11,214 33 Liability on Letters of Credit,

Other AsS'ets: Depositors' Guarantee Fund. Mutual Fire Ins. Fund _____ _ Bankers Tr. Co. ___________ _
Individual Dep. Long ______ _

and Acceptances ----------

3,410 95 Reserve for Interest and Taxes

120 3,488

00 30

COathsher LLoinagbil_i_t_ie_s_:___________ _

39 77

2 53

Total---------------------$787,032 00 Total---------------------$787,032 00

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$439,027 38 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 11,596 93 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 15,000 00

United States Bonds _________ --------- Undivided Profits----------- 2,117 26

Other Stocks and Bonds _____ 36,585 00 Dividends Unpaid-----------

Banking House ------------- 21,125 62 Due to Banks in this State __ 60,579 31

Furniture and Fixtures._____ 2,338 20 Due to Banks in other States 124,500 00

Other Real Estate Owned ______ 79,648 63 Call Money-----------------

Due from Banks in this State 29,822 07 Individual Deposits Subject to

Due from Banks in other

Check ________ - _-- ____ - _- 252,910 13

States __________ ____ _____ 74,621 30 Demand Certificates of Deposit. 9, 700 00

Currency ------------------ 10,836 00 Time Certificates of Deposit. 50,648 24

Gold -----------------------

960 00 Savings Deposits ----------- 110,453 56

Silver, Nickels, Pennies_____ 2,076 09 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks ----------- 8,477 18

Adtiveasnc_e_s_ _o_n_ _o_t_h_e_r__C_o__m_m__o_d_i_- ______ - __ CBeilrltsifiPeadyaCbhleeck__s __-_-_-_-_-_-_-_-_-_-_--_ 75,000 00

Checks for Clearing House___ 13,263 11 Notes and Bills Rediscounted

Other Checks and Cash Items

437 69 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit,

ances ___ ---- __________ --- --------- and Acceptances ___ -------

Overdrafts (if any) -------- 8,516 71 Reserve for Interest and Taxes

Other Assets:

Other Liabilities __________ --

Depositors' Guarantee Fund. 3,410 95

Witham Bank Fire Fund. ___ -

120 00

Total---------------------$734,385 68 Total.--------------------$734,385 68

\ \

FIRST ANNUAL REPORT

45

EXAMINER'S BEPOBT.

GEORGIA SAVINGS BANK AND TRUST COMPANY, ATLANTA.

At Close of Business December 18, 1920.

President-Geo. M. Brown. Vice-Presidents-\V. S. Witham, Jr., Jno. W. Grant.

Sec. & Treas.-J. E. Boston.
Directors-Arnold Broyles, Fred J. Cooledge, Geo. M. Brown, Jno. vV. Grant, W.

S. Witham, Jr., E. Bates Block, .Tno. L. Tye, Elijah A. Brown, W. Car-

roll Latimer, H. M. Patterson, Frank Hawkins, J. E. Boston.

Date of Charter-October 26, 1889.

Began Business-September 1, 1899.

RESOURCES

LIABILITIES

Time Loans ---------------$1,247,354 86 Capital Stock Paid In ______ $ 500,000 00

Demand Loans ------------ 14,470 00 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund ____________ _ 150,000 00

Estate -----------------United States Bonds_______ Other Stocks and Bonds____ Banking House __ - _________

---------- Undivided Profits---------92,777 32 Dividends Unpaid ---------
876,443 68 Due to Banks in this State_ _________ - Due to Banks in other States

120,993 48 68 00

Furniture and Fixtures____ 19,629 03 Individual Deposits Subject

Other Real Estate Owned __ ---------- to Check----------------

Due from Banks in this

Demand Certificates of De-

State ------------------- 178,294 39 posit -------------------

Due from Banks in other

Time Certificates of Deposit 230,882 61

States ------------------ 15,852 50 Savings Deposits---------- 1,299,064 44

Currency -----------------

3,989 00 Trust Funds on Deposit __ _

Gold ------------------Silver, Nickels, Pennies____

1,792 50 Cashier's Checks ---------1,2 40 18 Certified Checks ____ --- ___ _

Advances on Cotton________ ---------- Bills Payable -------------

Advances on other Com-

Notes and Bills. Redis-

modities ________________ _--- _---- _ Credit and Acceptances __

Checks for Clearing House_

8,589 92 Reserve for Interest and

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,085 00 Taxes -----------------Other Liabilities: Unearned Interest __ --- ___ _ 16-0,408 31

ances ----------------- ------------ Atlanta Title Guarantee Co.

Overdrafts (if any) _---- _- ---------- Cash Long ---- __ - _---- _- _-

Other Assets ---- _---------

15 64

97 30 19 88

Total -------------------$2,461,534 02 Total -------------------$2,461,534 02

BANK'S STATEMENT at Close of Business December 15, 1920.

HE SOURCES

LIABILITIES

Time Loans---------------$---------- Capital Stock Paid In ______ $ 500,000 00

Demand Loans -- ______ -- _-

8,700 00 Amt. Reserved for Branches

Loans Secured by Real Estate ------------------
United States Bonds-------

1,258,294 10 93,000 00

US unrdpi vl ui ds eFd u nPdr o f-i-t s-- -_-_-_-_-_-_ -_ _- -_ Dividends Unpaid ________ _

] 50,000 00
124,857 04 68 00

Other Stocks and Bonds- __ 876,221 00 Due to Banks in this State_

Banking House ----------- ---------- Due to Banks in other States

Furniture and Fixtures_-__ 19,629 03 Call Money ---------------

Other Real Estate Owned__ Due from Banks in this

---------- IndtoiviCdhueacl k D_e-p-o_s_i_t_s__S_u-b_j_e_c_t

DuSetatferom----B-a-n--k-s--i-n---o-t-h-e-r 214,070 59 Depmosaintd _C__e_r_ti_f_ic_a_t_e_s__o_f__D__e-_

CuSrtraetnecsy -_-_-_-_--------_-__-_-------------

17,921 48 Time Certificates of Deposit 260,882 61 6,887 00 Savings Deposit----------- 1,304,951 88

Gold _-------------------Silver, Nickels, Pennies_--Advances on Cotton _______ _ Advances on other Com-

1,862 50 Trust Funds on DeposiL __ _

1,206 85
----------

CCearsthifiieerd's CChheecckkss _-_-_-__-_-_-_-_-_--_ Bills Payable -------------

Chmecokdsitifeosr -C-l-e-a-r-in-g---H-o-u-s-e-_Other Checks and Cash Items

- - -4-, 1-8-8- - -37----------

Notes and Bills RedisLicaobuilnitteyd -o-n----L--e-tt-e-r-s----o-f

Customers' Liability on Let-

Credit and Acceptances-_

ters of Credit and Accept-

ReTsaexrvees _f_o_r___In__te__re__s_t __a_n_d_

Ovaenrcdersaf-t-s--(i-f--a-n-y-)-------------- ---------------------- Other Liabilities _----- _---

Other Assets--------------

15 64 Unearned Interest _--------

77 30 161,159 73

Total -------------------$2,501,996 56 Total -------------------$2,501,996 56

46

BANKING DEPARTMENT

EXAliiii:NEB'S BEPOBT.

LAKEWOOD BANK, ATLANTA.

At Close of Business December 6, 1920.

President-Howard Parrish. Cashier-W. M. Mitcham.

Directors-F. W. Hancock, W. C. Estes, Isaac Schoen, Dan Goeppes, Wm. B.

Miller, C. F. Moody, J. N. McWill!ams, A. G. Rhodes, W. Y.

Norman, Chas. S. Krueger, Paul S. Etheridge.

Date of Charter-November 17, 1920.

Began Business-December 8, 1920.

RESOURCES

LIABILITIES

--.--------------$ -------- DTiemmeanLdoaLnosans _____________
Loans Secured by Real Estate

______ __ ---------

Capital Stock Paid In ......$ 25,000 SAumrpt.luRs esFeurvnedd__f_o_r__B__ra_n__c_h_es_

00

United States Bonds _________ --------- Undivided Profits-----------

Other Stocks and Bonds ______ Banking House _____________

--------________

Dividends Unpaid----------Due to Banks in this State._

Furniture and Fixtures ______ --------- Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money-----------------

Due from Banks in this State

Individual Deposits Subject to

Due from Banks in other CuSrtraetnecsy --__-_-.--__-_-_-_-_-_-_--.-.-. -__--.

.2_5_,_0_00.. -0-0

DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit.

GSiollvder, -N--i-c-k-e-ls-,--P-e.-n-n-i-e-s.-_-_-_-_-

_- -__- _-_-_-_-_- -_

Savings Deposits ----------Trust Funds on Deposit._.-_

Advances on Cotton ..... ____ _____ .. __ Cashier's Checks _.- ... _.- __

Adtiveasnc_e_s_ .o_n_ _o__th_e_r__C__o_m_m__o_d_i_- ________ _ CBeilrltsifiPedayCabhelecks_____.-__._._.___._._-_.-_

Checks for Clearing House .. Other Checks and Cash Items Customers' Liability on Let-
atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t.-
OOtvheerrd rAa fstsse t s( i f_.a.n_y. )_ - -- -. -. -. -. -. -. --

--------- Notes and Bills Rediscounted _____ . _. _ Certificates of Deposit for

Borrowed Money ..... __ --

____ . ___ _

Liability on Letters of Credit, and Acceptances----------

-_-_-_-_-_ _- _- _- -

Reserve for Interest and Taxes Other Liabilities------------

Total --------------------$ 25,000 00 Total --------------------$ 25,000 00

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -- - - ___ --. _____ - $ Demand Loans _____ - ______ _ Loans Secured by Real Estate

12,045 2,900

00 00

Capital Stock Paid In ......$ SAumrpt.luRs esFeurvnedd __f_o_r . _B_r_a_n_c__h_es_

25,000

00

United States Bonds. _______ _ Other Stocks and Bonds. ____ _

UDnivdiidveidnedds UPnrpoafiitds __-_-_-_-_-_-_-_-_--_

Banking House ____________ _

Due to Banks in this State._

Furniture and Fixtures. ____ Other Real Estate Owned. __ -

CDaulel MtooBneaynk_s__i_n_ o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 13,893 98 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--ic-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--_

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 1,971 00 Time Certificates of Deposit.
Trust Funds on Deposit. ___ _ 354 04 Savings Deposits __________ _

6,860 68 238 50

Advances on Cotton. _______ -

Trust Funds on Deposit_ ___ _

Advances on other Commodi-

Cashier's Checks ___________ _ Certified Checks ___________ _

241 47

Chteiecsks --fo--r--C-l-e-a-r-in-g---H-o-u--s-e-._-

Bills Payable ______________ _

Other Checks and Cash Items

Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ______ . __

O vaenrcdersa f t-s- - -( i-f- -a-n-y-)- - -- -- -- -- -- -- -- --

Liability on Letters of Credit, and Acceptances----------

Other Assets:

Reserve for Interest and Taxes

Profit and Loss-------------

150 92 Other Liabilities------------

Total ..... -----------------$32,332 65 Total . -------------------$32,332 65

FIRST ANNUAL REPORT

47

EXAMINEB'S BEPOBT.

TRUST COMPANY OF GEORGIA, ATLANTA.

At Close of Business December 6, 1920.

President-E. Woodruff. Vice-President-W. C. Wardlaw. Cashier-Geo. B.

Pendleton.

Directors-Robt. C. Alston, W. C. Bradley, J. B. Campbell, W. E. Chapin, Jas. W.

Conway, rw:m. J. Davis, Samuel C. /Dobbs, .Jos-. W. E n1 glis, Jas. E.

Hickey, T. P. Hinman, Harold Hirsch, E. H. Inman, Brooks

Morgan, J. E. Murphy, T. P. Paine, J. C. Payne,

C. A. Wickersham, C. R. Winship,

R. W. Woodruff, D.

Woodward.

Date of Charter-September 21, 1891.

Began Business-1891.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n- -s - -_-_-_-_-_-_-_-_-_-_-_-_$

787,968 84 635,145 00

Capital Stock Paid In. ____ .$1,000,000 00 Amt. Reserved for Branches _________ _

Loans Secured by Real

Surplus Fund------------- 1,500,000 00

UnEitsetdatSe ta-t-e-s--B-o-n--d-s-. -_-_-__-_-_--_ Other Stocks and Bonds __ _ Banking House __________ _

73,250 00 Undivided Profits ---------

24- -s-o-5~oii6-

Dividends Unpaid --------Due to Banks in this State_

527,242 15 Due to Banks in other

307,249 58
167 oo
2,589 70

Furniture and Fixtures. __ _ Other Real Estate Owned._

292,000 00 InSditvaitdeus al--D--e-p-o-s-i-ts---S-u-b-j-e-c-t

38,545 08

Due from Banks in this and

to Check---------------- 279,847 22

other States -----------Currency -----------------
GSiollvder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-_

183,111 39 Demand Certificates of De3,456 00 posit ____ -- ___ --------- _ 217 73 TSaimviengCserDtiefipcoastietss o_f_D__e_p_o_s_i_t

16,249 89 294,188 43 646,206 31

Due from other Banks _____ _ Advances on Cotton. ______ _

133 00 TTrreuasst uFreurn'sdsChoenckDs e_p_o_s_i_t______

---------1,807 30

Advances on other Commodities ----------------

CBeilrltsifiPeadyCabheleck_s_-__--__--_-__--_-_-_ -_ _ ___1__0_0__00_

Checks for Clearing House.

1,034 52 Notes and Bills Redis-

Other Checks and Cash Items

26 80 counted ----------------- 300,000 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ____ ___ _ _____ -----

Ovaenrcdersaf-t-s--(-if--a-n-y-)---_-- -__------- 76,905 31 Other Assets-------------- 2,064,242 19

Reserve for Interest and OtThaexr eLs ia-b-i-l-i-ti-e-s---------------------- 1,02375,,807080 6060

Total -------------------$5,449,829 17 Total -------------------$5,449,829 17

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans---------------$ 800,544 15 Capital Stock Paid ln ______ $1,000,000 00

Demand Loans ------------ 2,193,937 76 Amt. Reserved for Branches ----------

Loans Secured by Real

Surplus Fund------------- 1,500,000 00

Estate ------------------ 116,750 00 Undivided Profits --------- 303,476 40

United States Bonds-------

9,323 26 Dividends Unpaid ---------

137 00

Other Stocks and Bonds____ 805,096 24 Due to Banks in this State.

2,852 55

Banking House ----------- 527,242 15 Due to Banks in other Furniture and Fixtures ____ ---------- States -----------------Other Real Estate Owned._ 292,000 00 Individual Deposits Subject

39,104 08

Due from Banks in this

to Check _-------------- 331,345 63

State ------------------Due from Banks in other
States -----------------Currency ----------------Gold --------------------Silver, Nickels, Pennies.___ Advances on Cotton.________

87,472 40 Demand Certificates of Deposits ------------------
161,941 92 Time Certificates of Deposit 7,078 00 Savings Deposits --------120 00 Trust Funds on Deposit_ __ 313 07 Cashier's Checks ----------
___ -- __ --- Certified Checks -----------

140,687 64 172,247 83 638,340 55
68,304 68 106,638 17
100 00

Checks for Clearing House.

4,851 69 Bills Payable ------------- ----------

Other Checks and Cash Items __________ Notes and Bills Redis-

Overdrafts (if any)

---------- counted ----------------- 300,000 00

Other Assets-------------- 27,961 63 Reserve for Interest and

Participation in Edgewood

Taxes ------------------- 35,000 00

Ave. Realty Synd.________ 55,000 00 Other Liabilities ---------- 451,397 74

Liberty Bonds Placed in

Liberty Bonds Placed in

Savings Account -------- 398,800 00 Savings Accounts ------- 398,800 00

Total -------------------$5,488,432 27 Total -------------------$5,488,432 27

r

I (

48

BANKING DEPARTMENT

EXAMI:NEB'S ltEPOBT.

AUGUSTA SAVINGS BANK, AUGUSTA.

At Close of Business December 4, 1920.

President-P. E. May. Vice-President-T. R. Wright. Cashier-J. G. Meigley.

Directors-P. E. May, C. E. Brown, J. W. Levy; E. A. Pendleton, T. R. wright,

C. D. Oal'r, 'T. L. Fuller, Moses :sluskey, J. G. Meigley.

E. J. Lyon, A. H. Merry.

Date of Charter-October 14, 1879.

Began Business-1882

RESOURCES

LIABILITIES

Time Loans ----- __ -------- $ 918,576 44 Capital Stock Paid In------$ 100,000 00

Demand Loans ____ -- ___ - __ Loans Secured by Real

17,365 67

Amt. Reserved for Branches Surplus Fund ___________ _

_________ _ 20,000 00

U nEi st et adt eS t-a-t-e-s- -B-o-n-d- s- - -_-__-_-_- -_

- -7-3~242- 4ii

Undivided Profits _______ _ Dividends Unpaid __ -- ___ - _

24,487 13 60 00

Other Stocks and Bonds __ Banking House ___________ _

59,000 00 Due to Banks in this State ---------47,500 00 Due to Banks in other States ----------

Furniture and Fixtures ___ _ Other Real Estate Owned __

3,000 2,162

00 59

IndtoiviCdhueacl kD_e_p_o_s_it_s__S__u_b_j_ect ___________ _

Due from Banks in this

Demand Certificates of De-

DuSetatferom----B-a-n--k-s--i-n---o-th--e-r 42,237 05 Tipmoesit C-e-r-ti-f-ic-a-t-e-s---o-f---D--e-- ----------

CuSrtraetnecsy --__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
GSiollvder,--N-i-c-k-e-l-s,--P--e-n-n-i-e-s-.-_-_ -_ Advances on other Com-
modities ---------------Checks for Clearing House Other Checks and Cash
C uIst et ommse r s-'- -L-i-a-b-i-l i-t-y- -o-n- -L-e-t-ters of Credit and Accept-

1,134 97 posit ------------------- 13,875 HI

11,116 00 Savings Deposits --------- 1,019,806 34

Trust Funds on Deposit_ ___ ----------

1,081 97 Cashier's Checks ________ _

4,276 59

BCeilrltsifiPeadyaCbhleeck_s__-_-____-_-_-_--_-_-_ _____1_2_3__00_

6,899 54 Notes and Bills Rediscounted Liability on Letters of
42 85 Credit, and Acceptances__ ReTsaexrvees -fo__r___In__t_e_r_e_s_t __a_n_d

_--- __ -- __ _________ _
646 63

---------- Ovanecredsra-f-t-s---(-if--a-n--y-)--_-_-_---_-_
Other Assets ______ -- ___ - __

Other Liabilities ---------- ----------

23 76 Cash Long ---------------

77

Over

and

Short

Account_

__

_
-

-

-10-7

-62

Total -------------------$1,183,383 24 Total -------------------$1,183,383 24

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _____________ .$ Demand Loans __________ _

837,836 17,300

23 67

Capital Stock Paid IlL ____ .$ 100,000 00 Amt. Reserved for Branches _---------

Loans Secured by Real

Surplus Fun_d ------------ 20,000 00

U nEi tset da t eS t-a-t -e-s- -B-o-n-d-s- - -_-__-_-_- -_

83,674 73,242

89 40

UDnivdiidveinddeds

UPnr poafiidt s -_-_-_-_-_-_-_ -_

25,807 32 60 00

Other Stocks and Bonds._ Banking House ____ -- _____ _
Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this

59,000 00 Due to Banks in this State

47,500 00 Due to Banks in other

3,000 00 2,162 59

I nSdt oitvaitCdehuseacl-k-D- -_e_-p_-o_-s_-i_-t_s-

-

S-_-_u-_b-_j-_e-_c-_t

_--- __ ----
---------______ - - __

D uSet a tfer o m- - - -B-a- n- -k-s- -i-n- - -o-t -h-e-r CuSrtraetnecsy --_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

45,108 50 Demand Certificates of De-
1,115 29 TipmoesiCt e-rt-i-fi-c-a-t-e-s--o-f-D--e-p-o-s-i-t --1-3-,8-7-5---1-6 7,490 00 Savings Deposits---------- 1,009,143 13

Gold---------------------Silver, Nickels, Pennies ___ _ Advances on Cotton __ : __ _
Advances on other Commodities ___ - ____ --- __ - __
Checks for Clearing House._ Other Checks and Cash

60 00 Trust Funds on Deposit.. 697 59 Cashier's Checks _______ ---

---------- CBeilrltsifiePdayCahbelceks__-_-_-_-_-_-_-_----_-_

---1-,8-6-1---0-7

Notes and Bills Rediscounted Certificates of Deposit for

Borrowed Money --------

---------537 66 54 00
_--------10,000 00
----------

C uIst et ommse r s-'- -L-i-a-b-i-l i-t-y- o- -n- L- -e-t--

820 42 Liability on Letters of Credit, and Acceptances__ ----------

- - - - - ters of Credit and Accept-
Ovanecredsraf-t-s---(-if--a-n-y--) --_-_-_-_-_-_ Other Assets _____________ _

------3-2--4-3

ReTsaexrvees _f_o_r___In__te__re__s_t __a-n-dOther Liabilities __ --------

646 63 ----------

---------- Due Clearing House ------ ____6_7_0_5_6_

Total ------------------$1,180,902 08 Total ------------------$1,180,902 08

\

FIRST ANNUAL REPORT

49

EXAMilii'EB'S BEPOBT.

GEORGIA RAILROAD BANK, AUGUSTA.

At Close of Business December 13, 1920.

President-Jacob Phinizy. Vice-Presidents-Rufus H. Brown, Chas. H. Phinizy.

Cashier-Samuel Martin.

Directors-Jacob Phinizy, Rufus H. Brown, Chas. H. Phinizy, H. D. McDaniel,

W. A. Latimer, J. P. Mulherin, W. B. White, W. J. Hollingsworth,

H. C. Boardman, Fielding Wallace, John Phinizy,

Fra.nk H. Barrett, F. A. Fortson.

Date of Charter-November 15, 1892.

Began Business-December 31, 1892.

RESOURCES

LIABIL1TIES

Time Loans ---------------$7,301,650 41 Capital Stock Paid In ----$1,000,000 00

Demand Loans ------------ 1,118,052 34 Am t. Reserved for Branches _____ - _---

Loans Secured by Real

Surplus Fund------------- 200,000 00

U nEist et adt eS t-a-t-e-s- -B- -o-n-d-s- - -_-__-_- -_

- -3-7-, 3-7-2- - -00-

Undivided Profits --------Dividends Unpaid --------

249,638 79 ----------

Other Stocks and Bonds __ _ 61,672 00 Due to Banks in this State_ 202,892 02

Banking House ----------- 62,500 00 Due to Banks in other

Furniture and Fixtures ___ _ Other Real Estate Owned__

- l-8~000 -00

States -----------------Individual Deposits Subject

148,573 15

Due from Banks in this

to Check --------------- 1,898,711 46

CuSrrtaetnecyan_d__in___o_t_h_e_r__S_t_a_t_es_

808,057 36 Demand Certificates of De211,848 00 posits ------------------

382,538 33

(S}iolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie--s-__-_--_

2,202 34,470

1550

Tipmoesit C_e_r-ti-f_ic_a_t_e_s_ __o_f___D__e-_

_ ________ _

Advances on Cotton _____ _ 818,429 96 Savings Deposits --------- 3,383,164 26

Advances on other Com-

Trust Funds on Deposit_ ___ ----------

modities - ---- - -- - -- - - -- - - -- - - -- -- - Cashier's Checks _______ --Checks for Clearing House 202,113 87 Certified Checks _---------

29,924 31 8,680 88

OtIhteerms C_h_e_c_k_s___a_n__d__ -C- a_s- h_

Bills Payable------------ ---------73,890 27 Notes and Bills Rediscounted 3,300,000 00

Customers' Liability on LeL ters of Credit and Accept-

CeBrtoifrircoawteesd MofonDeyep_o_s_i_t _ -fo--r _________ _

o:!~er~ts::..:.-(ir a-:i;;,)- ======

-- -3~o5ii- i5

Liability Credit,

on and

Letters of Acceptances

_________ _

Other Ass,ets -------------- 50,923 79 Other Liabilities _________ _

117 60

Total ------------------$10,804,240 80 Total ------------------$10,804,240 80

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$7,579,009 41 Demand Loans ----------- 613,520 84

Capital Stock Paid In ... $1,000,000 00 Amt. Reserved for Branches _________ _

Loans Secured by Real

Surplus Fund ------------ 200,000 00

Estate (Not Separated) __ ---------- Undivided Profits --------- 256,182 63

United States Bonds ------ 61,827 51 Dividends Unpaid -------- ----------

Other Stocks and Bonds ___ _ Banking House _________ _ Furniture and Fixtures____

37,372 00 Due to Banks in this State

62,500 00 _- _----- __

DCualel tMo oBnaenyks__in__o_ t_h__er_S__ta__te_s_

134,033 53 _1_3_7_,8_2__8__52_

Other Real Estate Owned._ 18,000 00 Individual Deposits Subject

Due from Banks In this State ------------------
Due from Banks in other CuSrtraetnecsy --__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ (}old ________________ ,_____ _
Silver, Nickels, Pennies __ :_

to Check --------------- 5,306,217 05 238,775 47 Demand Certificates of De-

682,228 17 TipmoesiCt e-rt-i-fi-c-a-t-e-s--o-f-D--e-p-o-s-i-t -3-5-7-,5-3-8---3-3

192,421 00 Savings Deposits---------- 3,370,135 00

2,222 36,416

5640

CTarushsiterF'sunCdhseckosn _D__e_p_o_s_i_t____

---------29,429 75

Advances on Cotton._- ____ _
Advances on other Commodities ____ -- _-- __ - _---
Checks for Clearing House

949,728 94 Certified Checks ------------------- NBioltless PaanydaBbillles -R-e-d-i-s-c-o-u-n--te-d167,333 33 Certificates of Deposit for

7,323 44 -_-_ _- _- _- _-_-_-_- -_

Other Checks and Cash

Borrowed Money -------- ----------

Items ------------------ 109,555 60 Liability on Letters of

Customers' Liability on Let-

Credit and Acceptances_- ----------

ters of Credit and Accept-

Reserve for Interest and

Ovanecredsra-f-t-s---(-i-f --a-n-y-)---_-_-__--_ Other Assets ____________ -

- -4-7-, 7- 7- 6- - -8-4 ----------

Ta:J<es __ - - -- - --- --- ----- -Other Liabilities ---------- ----------

Total ------------------$10,798,688 25 Total ------------------$10,798,688 25

r

50

BANKING DEPARTMENT

EXAJIIINEB'S BEPOBT.

MERCHANTS BANK, AUGUSTA.

At Close of Business December 15, 1920.

President-A. S. Hatch. Vice-President-E. E. Rosenborough.

Cashier-B. H. E'llison.

DirectorSt---<A. S. Hatch, E. E. RosenbOTough, Wm. A. Lee, J. L Hankenson, W.

P. White, J. C. C. Block, Jr., W'm. H. Barrett, M. B. Edwards,

L. L. Arrington, L. J. Schaul, Milledge Lockhart,

Geo. S. Lombard, H. C. Brown.

Date of Charter--.January, 1904.

Began Business~February 1, 1904.

RESOURCES

LIABILITIES

Time Loans ---------------$2,029,381 16 Capital Stock Paid In ______ $ 200,000 00

Demand Loans -----------Loans Secured by Real

62,837 98 ASumrtp.luRsesFeruvnedd f_o_r__B_r_a_n_c__h_es_ 250,000 00

U nEi st et adt eS t-a-t -e-s- -B-o-n-d-s- - -- -- --------

- -6-0-, 2-0-0- - -0 0-

Undivided Profits---------Dividends Unpaid _______ _

79,055 23 56 00

Other Stocks and Bonds __ 1,436,606 88 Due to Banks in this State 11,854 22

Banking House --- _---- __ - 44,000 00 Due to Banks in other States 11,996 58

Furniture and Fixtures_____ --- __ ---- _ Call Money --------------Other Real Estate Owned __ 49,150 42 Individual Deposits Subject

Due from Banks in this State and from Banks in

Detmo aCnhdecCke-rt-i-f-ic-a-t-e-s--o-f--D--e-- 855,547 82

C

uortrheenrc

yS

t

a__te_s__

-
~

-_-_-_-_-_

-_

_-

_-

_-

_-

-_

GSiollvder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-__--_

78,183 53 posit -------------------

28,781 00 55 00

TSiamviengCserDtifeipcoasteitss o_f__D_e_p_o__si_t

13,515 24 Trust F.unds on DeposiL _-.-

60,334 89 535,458 07

Other Banks ---- --------Advances on other Com-

11,423 83 CCearsthifiieerd's CChheecckkss -_-_-_-_-_-__-_-_--_

2,269 85 401 61

modities ___ ------------- _-- _- ----- Bills Payable ------------- 540,000 00 Checks for Clearing House 65,407 67 Notes and Bills Rediscounted 43,495 63

Other Checks and Cash C uIst et ommse r s-'- -L-i-a-b-i-l i-t-y- -o-n- -L-e-t--

3, 790 29 CeBrtoifrircoawteesd MofonDeyep_o_s_i_t __f_or_ Liability on Letters of

ters of Credit and Accept-

Credit, and Acceptances __

Ovaenrcdersaft-s--(-i-f -a-n--y-)---------------- -----1-36---80- ReTsaexrvees _f_o_r___I_n_t_e_r_e_s_t __a_n_d_

Other Assets ------------- ---------- Other Liabilities ----------

Total -------------------$2,590,469 90 Total -------------------$2,590,469 90

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

, Time Loans ---------------$1,693,730 87 Demand Loans ___________ 62,837 98
Loans Secured by Real Estate ------------------ 335,650 29
United States Bonds______ 60,200 00
Other Stocks and Bonds__ 118,606 8~ Banking House ---------- 44,000 00 Furniture and Fixtures __ _______ - __

Capital Stock Paid In ______ $ Less Amt. Reserved for
Branches -------------- _ Surplus Fund -----------Undivided Profits _- _____ _
Dividends Unpaid --------Due to Banks in this State Due to Banks in other

200,000 00
50,000 00 250,000 00
79,055 23 56 00
1,321 79

Other Real Estate Owned__ Due from Banks in this State Due from Banks in other
States -----------------Currency _________________ Gold __________ ____ ______ _

49,150 42 States ------------------ 11,996 58

67,843 52 Call Money ---------------

Individual Deposits Subject

46,763 28,781

84 00

to Check --------------Demand Certificates of De-

866,085 26

55 00 posit __ -- _______ -- _---- __ _

Silver, Nickels. Pennies____ 13,509 99 Time Certificates of Deposit

Advances on Cotton ------ ---------- Savings Deposits --------

Advances on other Com-

Trust Funds on Deposit_--

modities ---------------- ---------- Cashier's Checks ---------Checks for Clearing House 57,772 82 Certified Checks ----------

Other Checks and Cash

Bills Payable ------------

Items ------------------ 11,430 49 Notes and Bills Rediscounted

Customers' Liability on Let-

Liability on Letters of

ters of Credit and Accept-

Credit, and Acceptances_-

ances __________________ __________ Reserve for Interest and

60,334 89 535,458 07
2,269 85 401 61
540,000 00 43,495 63

Overdrafts-Of any) ------

141 81 T'axes ------------------

Other Assets-------------- ---------- Other Liabilities ----------

Total -------------------$2,590,474 91 Total -------------------$2,590,474 91

FmsT ANNUAL ihrortT

51

EXAMINER'S BEPOBT.

PLANTERS LOAN AND SAVINGS BANK, AUGUSTA.

At Close of Business December S, 1920.

President-L. C. Hayne. Vice-President-Geo. P. Bates. Cashier-Geo. P. Bates.

Directors-L. C. Hayne, C. P. Boardman, Chas. W. Bowen, Irvin Alexander, J. J. SaX'on, W. B. VonKamp, B. E. Pierce, Milledge Murphey, Geo. T. Lombard, R. J. Bates, Jas. T. Bussey, Jr., J. M. Rainwater, J. E. Reid, Jas. E. Greene, T. M. Philpot.

Date of Charter-1870.

Began Business-1870.

RESOURCES

LIABILITIES

Time Loans ----------------$977,862 17 Capital Stock Paid In ________ $ 50,000 00

Demand Loans ------------ 2.96,352 39 Amt. Reserved for Branches

Loans Secured by Real Estate 300,000 00 United States Bonds ________ 70,140 00 Other Stocks and Bonds ____ 52,725 00

SUunrdpilvuids edFunPdrof-it-s---_-_-_-_-__-_-_-_-- Dividends Unpaid _________

250,000 85,013 206

00 63 35

Banking House------------- 45,000 00 Due to Banks in this State __

Furniture and Fixtures______ Other Real Estate Owned__

_ ___ ---- _ _______ - _

CDaulel

toMoBnaenyks _i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in other
States ------------------CG uo lrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_-_-_
Silver, Nickels, Pennies_____ Advances on Cotton ________ Adtiveasnc_e_s_ o_n__o_t_h_e_r__C_o_m__m__o_d_i-_

10,951 45
25,400 97 6_4_,8_1_9___00_
5,147 67 _. ___ - _ ________________ __

Individual Deposits Subject

Detmo aCnhdeCcker-ti-f-ic-a-t-e-s-o-f--D-e-p-o-s-i-t

456,525 45,472

08 41

Time Certificates of Deposit-_ Savings Deposits __________ _ 994,206 92

Trust Funds on Deposit ___ _

Cashier's Checks _________ -- 1,403 13

Certified Checks ___________ _ Bills Payable ______________ _

48 92

Checks for. Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances _. __________
Overdrafts (if any) -------Other Assets ---------------

20,774 18 Notes and Bills Rediscounted 954 80 Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit, _. _ __ _ and Acceptances ---------1,573 73 Reserve for Interest and Taxes 13,128 22 Other Liabilities _---------

1,953 14

Total -------------------$1,884,829 58 Total -------------------$1,884,829 58

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$965,640 89 Capital Stock Paid In _____ -$ 50,000 00

Demand Loans-------------- 296,352 39 Loans Secured by Real Estate 325,000 00

ASmurtp. luRseseFruvnedd

f_o_r__B__ra_n__c_h_e_s 250,000 00

United States Bonds-------Other Stocks and Bonds_____

69,300 00 53,565 00

DUinvdiidveinddesd UPrnopfaiitds

-_-_-_ -_ _- _-_- --_-_

85,872 84 206 35

FBua rnnkiitnugr eHaonuds eF i x- -t u- -r e- -s -_-__-_- -- Other Real Estate Owned ____

45_,_0_00 __00_ ---------

Due to Banks in this State CDaulel toMoBnaenyks _i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 3,042 42 Individual Deposits Subject

DuSetatfersom__ B _a.n_k_s___in____o_t_h_er_

17,831

97

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

458,671 45,472

33 41

CG uo lrdr e n_c_y_ _ -_ _- _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_- -_

66,392 00 Time Certificates of DeposiL60 00 Savings Deeposits _________ _ 983,832 88

Silver, Nickels, Pennies ____ _ 4,931 87 Trust Funds on Deposit ___ _

Advances on Cotton ________ --------- Cashier's Checks ___ --.---- 3,367 35

Adtiveasnc_e_s_ _o_n__o_t_h_e_r__C__om__m__o_d_i-_

Certified Checks _________ --________ _ Bills Payable ___________ __

55 41

Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Le.t-
atenrcsesof__C_r_e_d_i_t__a_n_d___A_c_c-e-p-t--
Overdrafts-(if any) ------
Other Assets ---------------

34,654 Oo 2,515 59
___ -----315 87
12,961 00

Notes and Bills Rediscounted Certificates of Deposits for
Borrowed Money _________ _
Liability on Letters of Credit, and Acceptances----------
Reserve for Interest and Taxes Other Liabilities-----------

20,084 43

Total -------------------$1,897,563 00 Total -------------------$1,897,563 00

r
!

52

BANKING DEPARTMENT

EXAMI:NEB'S BEPOB'l'.

UNION SAVINGS BANK, AUGUSTA.

At Close of Business December 7, 1920.

President-Wm. Schweigert. Vice-President-A. S. Morris. Cashier-Thos. S. Gray.

Directors:__G. C. Blanchard, Wm. Schweigert, A. S. Morris, T. S. Gray, G. C.

Blanchard, Carter Burdell, C. Henry Cohen, F. X. Dorr Bowdre Phinizy, J. P. Mulherin, P. H. Rice.

Date of Charter-1891.

Began Business January 3, 1892.

RESOURCES

LIABILITIES

Time Loans ---------------$1,075,896 77 Capital Stock Paid In ______ $ 100,000 00

Demand Loans ------------ 121,879 73 Amt. Reserved for Branches

Loans Secured by Real U nEi st et adt eS t-a-t-e-s- -B-o-n- d- -s - -_-_-_-_ _- -_

200,000 00 57,700 00

USunrdpivluidseFd uPnrdof-i-ts---- -_-_-_-_-_-_-_-_ Dividends Unpaid ________

- -7-9-, 9-0-0- - -42_________ _

Other Stocks and Bonds-_ Banking House _________ _ Furniture and Fixtures ___ _

118,969 13
10,000 00 9,935 00

DDuuee ttoo BBaannkkssininotthheirsSStatatetes _-_-_-_-_-_-_-_-_--_ Call Money _____________ ___________ _

Other Real Estate Owned __ Due from Banks in this

5,240 06 Individual Deposits Subject to Check ___ :___________ 641,018 80

D uSet a ft er o m- - -B-a- n- -k-s- -i-n- - -o-t-h-e-r

96,622 61 Depmoasnitds C_e__rt_i_fi_c_a_t_e_s__o_f__D_e_-_ _________ _

CuSrtraetnecsy --_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

- -3-0-, 4- 5- 3- - -0-0

Time Certificates of Deposit Savings Deposits _______ _

51,511 27 882,640 05

GSiollvder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s--__-_--_ Advances on Cotton ______ Advances on other Com-

2,407 50 _ _ _9_, 5_4_4_ _ _21_

Trust Funds on DeposiL _ Cashier's Checks ________ _ Certified Checks _- _______ _

Bills Payable __ ________ _

14,074 90 2,004 58 6,489 63
92,000 00

Chmecokdsitifeosr -C--le--a-ri-n-g---H-o-u--seOther Checks and Cash

- -2-6-, 1-1-5- - -30

Notes and Bills Rediscounted CeBrtoirfricoawteesd MofonDeyep_o_s_it__f_o_r_

_______ -- _

C uIstteommse r s-'- -L-i-a-b-i-l i-t-y- -o-n- -L-e-t--

3,111

61

Liability on Letters of Credit, and Acceptances ________

_________ _

ters of Credit and Accept-

ReTsaexrevse _f_o_r__._I_n-te_r__es_t__ _a_n_d_ _________ _

Oavnecredsra-f-t-s---(-if--a-n-y-)---_-__-_--- -_ ---2-,9-3-0---0-5 Other Liabilities ---------- ----------

Total -------------------$1,869,639 65 Total -------------------$1,869,639 65

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$1,088,073 54 Capital Stock Paid In ----$ 100,000 00 Demand Loans ____________ 131,879 73 Amt. Reserved for Branches

Loans secured by Real Estate ------------------
United States Bonds-"---Other Stocks and Bonds--

Surplus Fund ------------194,200 00 Undivided Profits --------
47,700 00 Dividends Unpaid -------128,969 13 Due to Banks in this State

---------79,733 67
-------------------

Banking House ---------- 100,000 00 Due to Banks in otherStates

Furniture and Fixtures____ Other Real Estate Owned__ Due from Banks in this

9,935 00 Call Money -------------- ----------

5,240 06 Individual Deposits Subject

to Check _____ ---- __ - __

635,635 07

State -----------------Due from Banks in other
States ------------------
Currency ---------------Gold --------------------Silver, Nickels, Pennies._ Advances on Cotton ______

60,656 64
20,597 99 28,052 00
2,752 50 4,450 90 ______ ----

Demand Certificates of Deposits ------ __-------- _-
Time Certificates of Deposit
Savings Deposits --------Trust Funds on Deposit __ _ Cashier's Checks --------Certified Checks __ ---- _---

840 84 50,670 43
870,890 91 14,047 53 2,104 52 4,567 92

Advances on other Com-

Bills Payable _----------- 92,000 00

modities ___ ---- ___ _ _ ___ _ _______ --- Notes and Bills Rediscounted ___ -------

Checks for Clearin? House 22.119 81 Certificates of Deposit for

Other Checks and Cash

Borrowed Money ------ _- ----------

Items -----------------

2,111 84 Liability on Letters of Credit,

Overdrafts-(if any) ------

3,632 89 and Acceptances ------ ------------

Other Assets __ -- _______ -- ---- __ ---- Reserve for Interest and

Treasurer United States____ Revenue Stamps __________

3,000 00 Taxes ------------------ ---------200 00 Other Liabilities _________ - _- _- _- _---

War Savings Stamps ____

1,711 30 Due to Clearing House____

4,792 44

Total -------------------$1,855,283 33 Total -------------------$1,855,283 33

FIRST ANNUAL REPORT

53

EXAMINEB'S BEPOBT.
THE AUSTELL BANK, AUSTELL.

At Close of Business November 24, l 920.

President-F. S. Etheridge. Vice-President-J. D. Parkerson. Cashier-B. H. Veal.

Directors-F. S. Etheridge, M. T. Benson, J. D. Parkerson, R. M. Brown, J. B. Humphries, Chas. F. Benson, L. G. Garrett.

Date of Charter-January 3, 1910.

Began Business-January 20, 1910.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$

81,835 7, 738

85 64

Capital Stock Paid In _______ $ Amt. Reserved for Branches

15,000

00

Loans Secured by Real Estate United States Bonds--------Other Stocks and Bonds _____ _

6,933

15

SUunrdpilvuids edFuPnrdof-it-s---_-_-_-_-_-_-__-_--_ Dividends Unpaid _________ _

3,145 00 3,208 44

Banking House ____________ _

Due to Banks in this State __

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

2,155 15 CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks ____ -- ___ - __ 5,715 06 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iol vl de r ,- -N- -i-c-k-e-l s-,- -P-e- n- -n-i e- s- -_-__-_- -_ Advances on Cotton ________ _

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 5,454 00 Time Certificates of Deposit-
30 00 Savings Deposits _---------372 69 Trust Funds on Deposit--_--
Cashier's Checks __ -- __ -- __ -

35,456 12 31,365 47
163 25

Adtiveasnc_e_s__o_n__o_t_h_e_r__C__o_m__m_o_d_i_-

Certified Checks - ___ - ___ - __ Bills Payable _____________ _ 10,000 00

Checks for Clearing House __

36 43 Notes and Bills Rediscounted

Other Checks and Cash Items

157 95 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money---------- 14,500 00

ters of Credit and Accept-

Liability on Letters of Credit,

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_-_-_-_ _- -_

and Acceptances---------2,410 27 Reserve for Interest and Taxes

Other Assets _______ -- __ -- __

COathsher LLoinagbil_it_i_e_s_:___________ _

91

TotaL----------------- ---$112,839 l 9 TotaL ___________________ -$112,839 19

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans - ___ - ___________ $ Demand Loans ____________ _

78,852 8, 702

67 18

Capital Stock Paid In ______ -$ Amt. Reserved for Branches

15,000 00

Loans Secured by Real Estate United States Bonds_- ___ -.-_ Other Stocks and Bonds _____ _

7,093 15

Surplus Fund -------------Undivided Profits ----------

Dividends Unpaid ----------

3,145 00 3,417 06

Banking House ------------

Due to Banks in this State __

Furniture and Fixtures ____ _ Other Real Estate Owned_- __

2,155 15 CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 2,821 26 Individual Deposits Subject to

Due from Banks in other States -------------------
CG oulrdr e n_c_y_ _ _-_ -_ -_ -_ _- _- _- _- _- _- _- _-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton_------_-

] ,496 1'7" DeCmhaencdk Ce-r-t-i-fic-a-t-e-s-o-f--D-e-p-o-R--it

2, 635 30

00 00

TSaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_i_t-_

417 53 Trust Funds on Deposit_ ___ _

Cashier's Checks ___ - ___ - __ _

29,420 93 2,496 67
40,750 32
214 18

Adtiveasnc_e_s__o_n__o_t_h_e_r__C_o_m__m__o_d_i-_ Checks for Clearing House __

Certified Checks -----------Bills Payable -------------- 10,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit,

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_-__-_-_- -_

and Acceptances ---------204 05 Other Liabilities------------

Other Assets ---------------

Total ______________________ J04,407 16 TotaL _____________________ 104,407 16

BANKlNG DEPARTJ\'t:I~N'l'

EXAMINEB'S BEPOBT.

BANK OF BACONTON, BACONTON.
At Close of Business October 16, 1920.

'President-R. P. Jackson. Vice-Presidents-J. D. Frazier, R. M. Tiller. Cashier-E. A. McCollum.

Directors-H. P. Jackson, J. D. Frazier, R. M. Tiller, L. C. Fleming.

Date of Charter-April 23, 1907.

Began Business-May, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$ 91,674 10 Capital Stock Paid In ______ .$ 15,000 00

Demand Loans ------------- 3,015 87 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

20,000 00 Surplus Fund -------------2,050 00 Undivided Profits----------

--------- Other Stocks and Bonds. ____ _

Dividends Unpaid ______ ---.

Banking House ------------ 2,007 23 Due to Banks in this State._

800 00 711 08

Furniture and Fixtures. ___ _ Other Real Estate Owned ___ _

3,433 45 1,696 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

56,000 ou

Due from Banks in this State 3,555 77 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

1,295 93 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 22,868 16

333 00 20 00

STaimviengCserDtiefpicoastietss o__f _D__e_p_o__si_L_

27,008 54

Silver, Nickels, Pennies. ___ _ Advances on Cotton ________ _ A dt vi easn c_e_s_ _o_n_ _o_ t:h_e_r_ _C_o_ _m_m_ _o_d_i _-
--------- Checks for Clearing House._ --------- Other Checks and Cash Items

73 78
---------
243 44

Trust Funds on Deposi L ___ _ Cashier's Checks --- ____ - __ _ Certified Checks ___________ _ Bills Payable ___ -- ________ _ Notes and Bills Rediscounted Certificates of Deposit for

588 09 10,000 00

Customers' Liability on Let-

Borrowed Money -- _- _----

ters of Credit and Accept-

Liability on Letters of Credit,

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_-_ _- _-_- -_

----27-8---7-0

and Acceptances -- ____ - __ _ Reserve for Interest and Taxes

Other Assets -------------- 3,505 80 Other Liabilities-----------

207 20

Total---------------------$133,183 07 TotaL_-_-- _____ -- ____ - __ .$133,183 07

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmeanLd oLanosans---_-_-_-_-_--_-_-_-_-_-_-_-$_ 78__,_8_8_9___99_ Loans Secured by Real Estate --------United States Bonds._______ 2,242 47

Capital Stock Paid In ______ .$ SAumrpt.luRs esFeurnvded __fo__r __B_r_a_n_c__h_es_ Undivided Profits _________ _

15,000 800 562

00 00 13

Other Stocks and Bonds _____ --------- Dividends Unpaid _________ _

Banking House ------------ 2,007 23 Due to Banks in this State._

Furniture and Fixtures. __ ._ Other Real Estate Owned____

3,433 1,696

45 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a-te- s_

31,000 00

Due from Banks in this State 13,411 95 Individual Deposits Subject to

Due from Banks in other States ------------------~

1,976 99 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t 30,369 42

CG uo lrdr e n_c_y_ _ _-_ -_ _- _- -----------_-_ -_-_-_-_-_-_-_

_ _1_, 8_5_7_ _0_0_

Time Certificates Savings Deposits

of Deposit_ -----------

26,484 54

Silver, Nickels. Pennies.____

268 76 Trust Funds on Deposi L ___ _

Advances on Cotton.________ ____ - ___ _ Cashier's Checks ---- ___ --- _

108 55

Advances on other Commodi-

Certified Checks __ - _____ ---Bills Payable _____________ _

Chteiecsks--fo--r--C-l-e-a-r-in-g---H-o-u--se--.- ----------------- Notes and Bills Rediscounted

6,500 00

Other Checks and Cash Items _____ -- __ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money -- ___ ----

atenrcsesof__C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t-_

________ _

Liability on Letters of Credit, and Acceptances----------

Overdrafts (if any) --------

73 50 Reserve for Interest and Taxes

Other Assets --------------- 5,574 50 Other Liabilities __________ _

207 20

Total---------------------$111,031 84 Total .. -------------------$111,031 84

FIRST ANNUAL REPORT

55

EXAMINEB'S BEPOBT.

BAINBRIDGE STATE BANK, BAINBRIDGE.

At Close of Business October 20, 1920.

President-E. J. Perry. Vice-Presidents-J. w. Callahan, L. E. Fenn.

Cashier-J. J. Walters. Directors-E. J. Perry, J. W. Callahan, J. M. Simmons, J. M. Laing, Gordon

Chason. R. B. Coleman, E. J. Willis.

Date of Charter-February 1, 1901.

Began Business-1891.

RESOURCES

LIABILITIES

Time Loans ----------------$766,504 16 Capital Stock Paid In-------$100,000 00

DL oeamnasnSde cLuoraends b y- - R- -e-a-l-E- -s-t-a-t e-

_5_2_,_4_6_1__62

Amt. Reserved for Branches Surplus Fund --------------

------- 20,000 00

United States Bonds _________ 10,170 00 Undivided Profits ---------- 93,743 37

Other Stocks and Bonds _____ --------- Due to Banks in this State._ 2,438 24

Banking House -----------Furniture and Fixtures_____

17,190 00 7,336 65

CDaulel MtooBneaynk_s- _i_n- _o-th--e-r__S_t_a-te_s_

_1_9-,3- 1_2___54_

Due from Banks in this State 80,495 59 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies.____

19,895 73

DeCmhaenckd Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t

421,548 374

30 44

19,750 . 322

00 50

Time Certificates Savings Deposits

of Deposit. 126,227 ___ - -- _-- - - 162,131

05 26

2,182 26 Trust Funds on Deposit_ ____ ---------

Advances on Cotton _________ --------- Cashier's Checks _---------- 1,920 97

Adtiveasnc_e_s_ _o_n_ _o_t_h_e_r__C_o__m_m__o_d_i_- ________ _ ~'M~fie~a~~~1~s ~~~~~~~~~~~~ -4-o:ooii-iiii

Checks for Clearing House __ 8,880 52 Notes and Bills Rediscounted __ ----- __

Other Checks and Cash Items

19 70 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit,

ances - _______ --- __ ------- __ ---- __ _ and Acceptances ---------- ---------

OOvtheerrdraAfstsset(sif _a_n_y_)___-_-_-_-_-_-_--_

2,486 63 Reserve for Interest and Taxes --------19 68 Other Liabilities _---.- -.-. -.--.--

Total---------------------$987,715 04 Total.--------------------$987,715 04

BANK'S STATEMENT at Close of Business December 15, 1920.

------------------------------~-------------------------------

RESOURCES

LIABILITIES

Time Loans ----------------$630,004 39 Capital Stock Paid In. _____ .$100,000 00

Demand Loans ------------- 9,849 04 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 150,750 00 Surplus Fund -------------- 20,000 00 United States Bonds ________ 10,170 00 Undivided Profits ----------- 94,181 96

Other Stocks and Bonds _____ --------- Dividends Unpaid ____ - _---- -------- _

Banking House _-- _________ 17,190 00 Due to Banks in this State_- ---------

Furniture and Fixtures______ 7,394 15 Due to Banks in other States --------Other Real Estate Owned.-__ ________ _ Individual Deposits Subject to

Due from Banks in this State 97,761 25 Checks ------------------ 389,540 01

Due from Banks in other

Demand Certificates of Deposit ---------

States ------------------- 35,883 67 Time Certificates of Deposit_ 91,730 26

Currency ------------------ 18,925 00 Savings Deposits ----------- 157,108 04

Gold ----------------------Silver, Nickels, Pennies.____

297 50 20,038 37

Trust Funds on DeposiL---Cashier's Checke _____ - _-- _-

--------1,848 91

Advances on Cotton_________ ________ _ Certified Checks _----------- ---------

Adtiveasnc_e_s_ _o_n__o_t_h_e_r__C_o_m__m__o_d_i-_

________ _

Bills Payable -------------Notes and Bills Rediscounted

130,000 00 ---------

Checks for Clearing House __ 2, 045 80 Certificates of Deposit for

Other Checks and Cash Items 2,719 27 Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit,

taenrcsesof__C_r_e_d_i_t__a_n-d__A- _c_c_e-p_t-_

________ _

and Acceptances - _-------Reserve for Interest and Taxes

---------- -------

Overdrafts (if any) _______ _ Other Assets ________ ~--- __ _

___6_0_3___24_ Other Liabilities------------

---------

Total---------------------$984,409 18 TotaL __________________ $984,409 18

r
!

56

BANKING DEPARTl\iENT

EXAMilii'EB'S BEPOBT.
DECATUR COUNTY BANK, BAINBRIDGE.
At Close of Business October 30, 1920.
President-M. E. Nusbaum. Vice-Presidents-H. F. Wheat, Frank S. Jones.
Cashier-Frank s. Jones.
Directors-M. E. Nusbaum, R. F. Wheat, Frank S. Jones, J. E. Donalson, A. H. Belcher, C. E. Glisson, C. J. Acosta, R. A. McTyer, D. 'T. Sutherland, L. A. Freidman.
Date of Charter-December 26, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$135,062 88 Capital Stock Paid In _______ $ 25,000 00

DLoeamnasnSdecLuoraends b-y--R-e-a-l-E--s-t-a-te-

_2_1_,_3_6_0__26_

Amt. Reserved for Branches Surplus Fund --------------

5,000 00

United States Bonds ________ --------- Undivide'd Profits ---------- 16,940 34

Other Stocks and Bonds _____ 36,519 75 Dividends Unpaid ----------

FBuarnnkiitnugr e Haonuds eF i x-t-u-r-e-s---_-_-_-_-_-

_ _3_, 5__0_0__00_

Due to Banks in this State-Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ______ -- __ --- __ --

Due from Banks in this and

Individual Deposits Subject to

CuortrheenrcySta_t_e_s__-_-_-_-_-_-_-_-_-_-_-_-_-_ _2_7_,9_1_0___31_ DeCmhaenckd C-e-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t

Gold _______ - - ___ - -- _- - --- - -- -- ---- - Time Certificates of DeposiL 23,252 86

Silver, Nickels, Pennies_____ Advances on Cotton_ ________

________ _ ________ _

Savings Deposits ____ - _____ _ 154,160 Trust Funds on Deposi L ___ _

00

Adtvieasnc_e_s__o_n_ _o_t_h_e_r__C_o_m__m__o_d_i-_

________ _

Cashier's Checks ----------Certified Checks _____ --- __ --

Checks for Clearing House__ ________ _ Bills Payable ____ -- __ --- __ --

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t -_

________ _

Borrowed Money --------Liability on Letters of Credit,

OOtvheerrd rAa fstsse t s( i f_ _a_n_y_)_ _ -_-_-_-_-_-_-_-_

-_-_-_-_-_-_ _- _- -_

and Acceptances ---------Reserve for Interest and Taxes

Other Liabilities _____ - ____ --

Total---------------------$224,353 20 TotaL _______________ -- ---$224,353 20

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$153,492 38 Capital Stock Paid In _______ $ 2_5,000 00

DL oeamnasnSde cLuoraends b y- - R- -e-a-l-E- -s-t -a-t e-

_1_7_,_9_3_1__72_

Amt. Reserved for Branches Surplus Fund --------------

--------5,000 00

United States Bonds _________ Other Stocks and Bonds _____

--------36,519 75

DUinvdiidveinddesd UPnropfaiitds

-__-_--- -_-_-_-_-_-_

_1_8_,7__3_3__33_

Banking House ------------ 2,500 00 Due to Banks in this State-- _- ___ - __ _

Furniture and Fixtures______ Other Real Estate Owned ____

1,000 00 ---------

Due to Banks in. other States Call Money _________________

________ _ ________ _

Due from Banks in this State Due from Banks in other

9,177 57 InCdihveicdkua_l_D__e_p_o_s_i_ts__S_u_b_j_e_c_t_t_o_ ________ _

States ___________________ 1, 113 41 Demand Certificates of Deposit ________ _

Currency ________ - ___ -- __ - _ Gold _______________________ Silver, Nickels. Pennies_____

________ _ ________ _ ________ _

Time Certificates of Deposit_ STarvuisntgFs uDndeps oosintsD-e-p-o-s-it-_-_-_-_-_-

25,671 64 1_4_7_,3_2__9__86_

Advances on Cotton _________ --------- Cashier's Checks ___________ ________ _

Advances on other Commodi-

Certified Checks _--- _-- ___ -- _- ___ -- __

Chteiecsks__f_o-r- _C_l-e-a-r-in-g---H-o-u-s-e-_-_-

-_ -_ _- _-_-_-_-_- -_

Bills Payable--------------Notes and Bills Rediscounted

--------_____ -- __

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _________ - ____ -- __

ters of Credit and Acceptances -------------------Overdrafts (if any) -------Other Assets ______ ---------

-------------------------

L iaanbdi l iAt yc coenp tLa ne tcteesr s_ _o_f_C_r_e_d_i_t_, Reserve for Interest and Taxes Other Liabilities ____________

________ _ _____ - __ _ _-- __ -- __

TotaL--------------------$221,734 83 Total---------------------$221,734 83

FIRST ANNUAL REPORT

57

EXAlllli:NEB'S B.EPOB.'J!'.

CITIZENS BANK AND TRUST COMPANY, BAINBRIDGE.
At Close of Business November 1, 1920.

President-H. B. Bhrlick. Vice~Presidents-H. L. Gans, Max K. Walecki.

Cashier-E. F. Vickers.

DiJ'ectorSl--H. B. :Ehrlick, H. L. Gans, Max K. Walecki, H. W. Morlin, J. B.

Ehrlick, J. H. Emanuel, J. C. Hale, L. Ball, H. D. Trawick.

Date of Charter-November 11, 1911.

Began Business-November, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$538,186 65 Capital Stock Paid In _______ $100,000 00

Demand Loans ------------- 44,964 93 Amt. Reserved for Branches --------Loans Secured by Real Estate --------- Surplus Fund -------------- 20,000 00 United States Bonds________ 4,900 QO Undivided Profits ----------- 24,228 46

Other Stocks and Bonds _____ --------- Dividends Unpaid ---------- ---------

Banking House------------Furniture and Fixtures_____

-

-----4,500

00

Due to Banks in this State __ Due to Banks in other States

-----------------

Other Real Estate Owned____ _________ Call Money ________________ ________ _

Due from Banks in this and

Individual Deposits Subject to

other States ------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton _________ Advances on other Commodi-

73,621 35 18,559 00
400 00 3,322 30 --------

Check ------------------- 176,861 91

Demand Certificates ofDeposit ---.------

Time Certificates of Deposit- 164,540 59

Savings Deposits ----------- 99,747 40

Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _

--1-,995 - i s

ties ---------------------Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

--------25,282 47
402 59

Certified Checks -----------Bills Payable --------------
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _________

1,167 22 60,000 00 67,768 98
________ _

ances --------------------

402 59 Liability on Letters of Credit,

Overdrafts (if any) --------

418 33 and Acceptances---------- ---------

Other Assets --------------- 1,752 10 ORethseerrvLeifaobrilIintiteesre_s_t_a_n_d__T_a_x_e_s_ -_-_-_-_-_-__-_--_

Total---------------------$716,309 72 Total---------------------$716,309 72

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$415,755 92
Demand Loans ------------- 38,855 92 Loans Secured by Real Estate 117,620 68 United States Bonds __.______ 5,950 00 Other Stocks and Bonds _____ --------Banking House------------- --------Furniture and Fixtures_----_ 4,050 00

Capital Stock Paid In _______ $100,000 00

Amt. Reserved for Branches ---------

Surplus Fund -------------- 20,000 00

Undivided Profits ---------- 23,000 76

Dividends Unpaid ---------- ---------

Due to Banks in this State__

176 46

Due to Banks in other States ________ _

Other Real Estate Owned ____ Due from Banks in this State
Due from Banks in other States -------------------
Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____
Advances on Cotton _________
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept. ances ___________ ---------
Overdrafts (if any) -------Other Assets: Bonds Borrowed ___________ -

--------14,860 34
14,684 00 13,423 00
355 00 4,380 06 --------8,360 94 ---------
----------------24,300 00

Call Money ---------------- --------Individual Deposits Subject to
Check ------------------- 123,388 44 Demand Certificates ofDeposit --------Time Certificates of Deposit_ 172,040 59 Savings Deposits ---------- 102,299 74 Trust Funds on Deposit-____ ________ _
Cashier's Checks ----------- 3,039 39 Certified Checks ------------ --------Bills Payable -------------- 40,000 00 Notes and Bills Rediscounted 56,048 04 Certificates of Deposit for
Borrowed Money - Bonds
Borrowed ---------------- 24,300 00 LiaanbdiliAtyccoenptLaentcteesrs__o_f_C_r_e_d_i_t_, ________ _

Collection Items----------Profit and Loss ------------
Cash Short----------------Overdrafts-----------------

1,314 78 Recoveries -----------------

75 00

38 00 Other Liabilities ____ - _- _--- _ ________ _

16 20

403 79

Total---------------------$664,368 42 Total---------------------$664,368 42

58

BANKING DEPARTMENT

E:XAMilii'EB'S BEPOBT.

BALDWIN STATE BANK, BALDWIN.
At Close of Business September 30, 1920.
President-W. A. Shore. Vice-President-B. W. Grant. Cashier-E. C. Addy. Directors-W. A. Shore, B. W. Grant, E. C. Addy, W. L. Shore, H. E. Hamlin,
Mrs. T. C. Chandler. Date of Charter-November 7, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$167,050 95 Capital Stock Paid In _______ $ 15,000 00

--(ioo-oo DLoemanasndSeLcuoraends b-y-R--e-a-l-E--s-t-a-t-e

---------

Amt. Reserved for Branches Surplus Fund--------------

United States Bonds ________ Other Stocks and Bonds.____

500 00 UDnivdiidveinddeds PUrnopfaiitds-_-_-_-_-_-_-_-_-_--_

10,257 09 16 00

Banking House ------------- 3,300 00 Due to Banks in this State._

Furniture and Fixtures._____ Other Real Estate Owned ____

2,098 50 ---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

7,500 00

Due from Banks in this State

294 74 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder,--N--i-c-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--_

"2,743 53 DeCmhaenckd Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t

1,532 480

00 00

TSiamviengCserDtiefpicoastietss o_f__D__e_p_o_s_i_t__

918 10 Trust Funds on DeposiL ___ _

72,531 52 52,271 58

Advances on Cotton _________ A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

--------________ _

CC~esrhtiifeire'ds CChehcekcsk_s_-_-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _

118 GO 25,000 00

Checks for Clearing House __

!'i94 46 Notes andBillsRediscounted ----------

Other Checks and Cash Items 1,422 98 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ - __ - __

atenrcsesof__C_r_e_d_ i_t__a_n_d_ _A__c_c_e_p_t-_

____ - ___ _

Liability on Letters of Credit, and Acceptances----------

Overdrafts (if any) __ - ____ _ Other Assets _______________

_ _3_, 4__6_4__11_

Reserve for Interest and Taxes Other Liabilities __________ _

Cash Long __ - _____________ _

1,457 31 12 04

Total---------------------$185,499 17 Total _____________________ $185,499 17

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DT iemmea nLdo aLnosa n-s- - -_-_-_-_- -_-_-_-_-_-_- _- $_ _1 2_6_,_8_6_0_ _ _2 2_

Capital Stock Paid In-------$ Amt. Reserved for Branches

15,000

00

Loans Secured by Real Estate United States Bonds________

25,569 00 1,100 00

SUunrdpilvuids edFuPnrodfi-t-s--_-_-_-_-_-_-_-_-_--_

10,843 33

Other Stocks and Bonds_____

500 00 Dividends Unpaid _________ _

Banking House -------~----- 3,300 00 Due to Banks in this State._ 2,5()0 00

Furniture and Fixtures______ Other Real Estate Owned____

2,098 50 ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks In this State Due from Banks in other
States ------------------Currency -----------------Gold _____ -----------------Silver, Nickels, Pennies. ___ _ Advances on Cotton_________
Adtiveasnc_e_s__o_n__o_t_h_e_r_ _C_o_m__m__o_d_i-_
Checks for Clearing House._ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances __________ ---------Overdrafts (if any) --------

2,580 99 Individual Deposits Subject to

2,436 87 DeCmhaenckd C-e-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t

3,403 980

00 00

TSaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_i_t__

690 35 Trust Funds on Deposit_ ___ _ ________ _ Cashier's Checks -----------

________ CBeilrltsifiePdayCahbelecks__-_-_-_-_-_-_-_-_-_-_-_-_

______ - _- Notes and Bills Rediscounted 239 91 Certificates of Deposit for
Borrowed Money --------Reserve for Interest and Taxes --------- Other Liabilities __________ 2,136 ll6

50,551 38 54,803 29
207 78 35,000 00
6,480 00

Other Assets --------------- ---------

Total _____________________ $174,385 78 TotaL ____________________ $17 4,385 78

FIRST ANNUAL REPORT

59

EXAMINEB'S BEPOBT.

BALL GROUND BANK, BALL GROUND.

At Close of Business July 15, 1920.

President-H. M. Thompson. Vice-President-H. H. Hardin. Cashier-T. W. Price.

Directors-H. M. Thompson, H. H. Hardin, T. W. Price, G. C. McClure.

Date of Charter-May 18, 1918.

Began Business-July 10, 1918.

RESOURCES

. LIABILITIES

Time Loans ----------------$115,248 41 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 4,640 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

1,060 00 ---------

SUunrdpilvuisdeFd unPdrof-it-s---_-_-_-__-_---------

Other Stocks and Bonds _____ --------- Dividends Unpaid ______ ----

1,000 00 4,508 57

Banking House ------------- 3,500 00 Due to Banks in this State __ 1,285 31

Furniture and Fixtures_____ Other Real Estate Owned ____

2,702 00 ---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 10,103 20 Individual Deposits Subject to

Due from Banks in other States -------------------

3,662 17 DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 89,032 88

CG uo lrdr e n_c_y_ _ __- -_-_ -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

_ _3_, 5_2__3__00_

Time Certificates of DepositSavings Deposits _______ -- __

35,905 26 3,575 83

Silver, Nickels, Pennies_____ Advances on Cotton_________

1,078 66 ________ _

Cashier's Checks ----------Certified Checks ________ ----

A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Bills Payable ______________ _ Notes and Bills Rediscounted

Checks for Clearing House__ ________ _ Certificates of Deposit for

497 62

Other Checks and Cash Items 3,331 13 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

atenrcsesof__C__re_d_ i_t__a_n_d_ _A__c_c_e_p_t-_

________ _

and Acceptances ____ ----Heserve for Interest and Taxes

Overdrafts (if any) -------- --------- Other Liabilities -----------

Other Assets --------------- 2,956 90

Total---------------------$150,805 47 TotaL _________________ -- _$)50,805 47

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$129,458 75 Capital Stock Paid In ______ -$ 15,000 00

Demand Loans ------------- 5,950 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund __ - _______ ----

United States Bonds ________ Other Stocks and Bonds_____

--------________ _

Undivided Dividends

Profits ----------Unpaid ______ ----

1,000 00 4,947 59

Banking House ------------- 3,500 00 Due to Banks in this State--

Furniture and Fixtures_____ 3,350 27 Due to Banks in other States Other Real Estate Owned____ ________ _ Call Money ---------------Due from Banks in this State 5,631 81 Individual Deposits Subject to

Due from Banks in other States -------------------
CG uo lrdr e n-c-y- - - ------ -__-_-_-_- -- -- ---- -- -_-_-_-_-_

309 55 __2_,_9_52- --0-0

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savjngs Deposits _____ ------

82,686 57 40,506 51
1,069 71

Silver, Nickels, Pennies_____ 1,378 75 Trust Funds on Deposit-----

Advances on Cotton _________ Advances on other Commodi-

---------

CCearsthifiieerd's CChheecckkss __-_-_-_--- -_-_-__-_--_

277 65

ties __ --- _- _____ ------ -- __ Checks for Clearing House__

____ ----________ _

Bills Payable -------------- 10,000 00 Notes and Bills Rediscounted ----------

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ -- _----

atenrcsesof__C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t-_

________ _

Liability on Letters of Credit, and Acceptances ---------

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets:

Other Liabilities _______ ----

Mutual Fire Funds_--_______

120 00

Depositors' Guarantee Funds 2,836 90

TotaL ____________ -- ______ $155,488 03 TotaL--------------------$155,488 03

r
1

60

BANKING DEPARTMENT

EXAMINEB'S BEPOB'l'.

BARNESVILLE BANK, BARNESVILLE.

At Close of Business July 28, 1920.

President-W. A. Prout. Vice-President-John G. Bush. C'ashier-E. Langford.

Directors.......,w. A. Pwut, John G. Bush, E. Langford, Jno. M. IAnderson, 0. .W. Butler, A. H. English, B. H. Hal'dy, J. S. Milner, B .F. Reeves

Date of Charter-September 14, 1908.

Began Business-September 17, 1908.

RESOURCES

LIABILITIES

Time Loans ----------------$203,611 24 Capital Stock Paid In _______ $ 36,800 00

Demand Loans ------------- 2,412 93 Amt. Reserved for Branches Loans Secured by Real Estate --------- Surplus Fund -------------United States Bonds ________ 19,000 00 Undivided Profits -----------

7,500 00 5,193 30

Other Stocks and Bonds----- --------- Dividends Unpaid----------Banking House -- ___________ _________ Due to Banks in this State __

168 00

Furniture and Fixtures______ 3,500 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ----------------

Due from Banks in this State Due from Banks in other

6,026 37 Individual Deposits Subject to Check ________ -----------

so. 338 98

States ------------------- 1,893 07 Demand Certificates ofDeposit Currency _________ - _- _-- __ _ 7,352 00 Time Certificates of DeposiL 3,550 00

Gold -----------------------

20 00 Savings Deposits ----------- 52,867 13

Silver, Nickels, Pennies_____ 1,577 58 Cashier's Checks -----------

62 73

Advances on Cotton_-------- --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable -------------- 50,000 00

ties __ -------------------- --------- Notes and Bills Rediscounted 10,640 00

Checks for Clearing House_-

116 60 Certificates of Deposit for

Other Checks and Cash Items 1,350 44 Borrowed Money ---------

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit, and Acceptances __ - __ -- __

ances - _------------------ --------- Reserve for Interest and Taxes

Overdrafts (if any) --------

75 85 Other Liabilities -----------

Other Assets ---------------

93 25

Cash Short ----------------War Savings Stamps________

42 87 47 94

TotaL ____________________ $247,120 14 Total _____________________ $247,120 14

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$140,256 70 Capital Stock Paid In _______ $ 36,800 00

Demand Loans ------------- 3,489 06 Amt. Reserved for Branches Loans Secured by Real Estate 41,913 60 Surplus Fund --------------

7,500 00

United States Bonds ________ 16,150 00 Undivided Profits ---------- 3,470 46

OBathnekrinSgtoHcokus saend___B_o_n_d_s___________

-_ -_-_-_-_ _- _- _- -_

Dividends Unpaid __ -- _____ _ Due to Banks in this State_-

Furniture and Fixtures______ Other Real Estate Owned____

3,500 00 ____ - _---

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

16,734 46 Individual Deposits Subject to

2,781 63 _ _5_, 4_8_1___00_

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of DeposiL Savings Deposits __ --- _____ _

111,270 2,950

06 00

Silver, Nickels, Pennies_____

841 54 Trust Funds on Deposit- ___ _

Advances on Cotton_________ 6,615 22 Cashier's Checks -----------

416 12

Advances on other CommodiChteiceks s -fo--r --C-l-e-a-r-in--g--H-o-u-s-e-_-_-

Certified Checks ------------

2,364944

2267

Bills Payable ___ ----- _----Notes and Bills Rediscounted

70,000 00 8,640 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances _______ -- _- ------- _- --------- Liability on Letters of Credit,

Overdrafts (if any) ________

73 74 and Acceptances ---------

Other Assets:

Reserve for Interest and Taxes

War Savings Stamps________

47 94 Other Liabilities ----- _-----

Suspense Account ----------

130 22

Total---------------------$241,053 64 Total---------------------$241,053 64

FIRST ANNUAL REPORT

61

EXAMDII'EB/S BEPOBT.

CITIZENS BANK, BARNESVILLE.

At Close of Business July 24. 1920.

President-C. 0. Summers. Assistant Cashier-M. P. Owen.

Directors-C. 0. Summers, E. Rumble, L. A. Collier, V. 0. Marshburn, A. L. Mills, J. M. Means, D. L. Anderson.

Date of Charter-May 7, 1902.

Began Business May 7, 1902

RESOURCES

LIABILITIES

Time Loans ----------------$305,260 90 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 21,101 68 Loans Secured by Real Estate --------United States Bonds ------- 176,822 00

ASumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c_h__es_ Undivided Profits _________ _

35,000 00 13,440 48

Other Stocks and Bonds _____ 88,616 11 Dividends Unpaid _________ _

Banking House -----------Furniture and Fixtures_____ Other Real Estate Owned.___

1,830 Oo Due to Banks in this State._

2,436 20 4,830 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 23,238 77 Inuividual Deposits Subject to

Due from Banks in other States -------------------
Currency ----------------GSiollvder,--N--i-c-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--_ Advances on Cotton_________ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_ Checks for Clearing House__

26,305 99 13,801 00
767 50 1,867 17 ________ _
________ _ ________ _

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 304,970 68

Time Certificates of Deposit. 184,250 28 Savings Deposits __________ _

Cashier's Checks __________ _

133 64

Certified Checks ________ - __ -

Bills Payable _____________ _ 65,000 00

Notes and Bills Rediscounted 10,000 00

Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-

909 83 Borrowed Money --------Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances __ -------

ances ______ --------- _- __ - -------- _ Reserve for Interest and Taxes 5,000 00

Overdrafts (if any) -------- --------- Other Liabilities ___ --------

Other Assets:

Cash Short _______ .- ______ -

7 93

TotaL ___ ------ -----------$667,795 08 TotaL_-- ______ -----------$667,795 08

BANK'I'! STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n- -s- -_-_-_- -_-_-_-_-_-_-_- -_$_ _2 6_3_,_0_3_6___0 4_

Capital Stock Paid Amt. Reserved for

In _______ $ Branches

50,000

00

Loans Secured by Real Estate --------- Surplus Fund -------------- 35,000 00

United States Bonds. _______ 110,133 04 Undivided Profits---------- 9,389 35

Other Stocks and Bonds.____ 45,000 00 Dividends Unpaid __ ---.----

Banking House _- __ - _______ 1,830 00 Due to Banks in this State.-

Furniture and Fixtures.____ Other Real Estate Owned.___

2,536 20 4,830 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es

Due from Banks in this State 13,386 22 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-. -_-__- -_

17,447 68 DeCmhaenckd Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 206,647 66

4, 746 777

00 50

STaimviengCserDtiefpicoastietss o_f__D__e_p_o__s_it_.

94,487 09

1,061 83 Trust Funds on DeposiL----

Advances on Cotton-0. D. __

142 78 Cashier's Checks -----------

111 85

A~v.ances on other Commodi-

Certified Checks ------------

257 48

Itles ____ ---------- _- --- __ --------- Bills Payable --------------- 70,000 00

Checks for Clearing House._ ________ _ Notes and Bills Rediscounted _---------

Other Checks and Cash Items 5,706 23 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A__c_c_e_p_t -_

________ _

Liability on Letters of Credit, and Acceptances ---.-----

Overdrafts (if any) ___ ___ _ Other AssPtR __ ________ ___

___2__5_9__91_

Reserve for Interest and Taxes Other Liabilities _____ ------

5,000 00

Total --------------------$470,893 43 Total --------------------$470,893 43

62

BANKING DEPARTMENT

EXAMIJli"EB'S BEPOBT.

THE BARTOW BANK, BARTOW.

At Close of Business September 13, 1920.

President-T. Y. Smith. Vice-Presidents-\V. L. Harvey and W. C. Evans.

Cashier-J. R. Murphy.

DireetorS'----T. Y. Smith, \V. L. !Harvey, H. E. Futral, W. J. Frost, W. C. Evans.

Date of Charter-December 11, 1902.

Began Bu~iness-January 1, 1903.

RESOURCES

LIABILITIES

Time Loans ---------------$183,595 88 Capital Stock Paid In ------ 25,000 00.

Demand Loans-------------- 23,244 99 Amt. Reserved for Branches

Loans Secured by Real Estate -------- Surplus Fund -------------- 5,000 00 United States Bonds ________ --------- Undivided Profits __________ 16,892 25 Other Stocks and Bonds______ 3,800 00 Dividends Unpaid __________________ _

Banking House ------------ 3,500 00 Due to Banks in this State __ ---------

Furniture and Fixtures______ 2,500 00 Due to Banks in other

Other Real Estate Owned __ Due from Banks in this State

-1-1-,422-39

States-------------------Call Money-----------------

--------5,000 00

Due from Banks in other

Individual Deposits Subject

States -------------------Currency ------------------Gold _____ - ----------------Silver, Nickels, Pennies______ Advances on Cotton ------Adtvieasnc_e_s__o_n__o_t_h_e_r__C__om__m_ _o_d_i-_
Checks for Clearing House__ Other Checks and Cash Items

1,634 18 8,481 00 --------3,626 94 ---------
_ _______ _
________ _ 793 36

to Check ----------------- 87,922 76 Depmosaintds _C__e_rt_i_fi_c_a_t_e_s_ _o__f_ _D__e_- ________ _ STaimviengCs eDrteifpiocasitetss _o_f__D_ _e_p_o_s_i_t 1_3_2_,6_2_4___19_ Trust Funds on Deposit---_ ___ --- _-Cashier's Checks ___ -- __ - ___ 1,072 10 Certified Checks ______ - _ _____ _____ -Bills Payable _____ - ________ ________ -

Customers' Liability on Let-

Notes and Bills Rediscounted ---------

atenrcsesof__C_r_e__di_t__a_n_d__ A__c_c_e_p_t-_

________ _

Certificates Borrowed

of Deposit for Money __ --------

---------

OOtvheerrdrAasfstse-tsOf__a_n_y_)_ _-__-_--_-_-_-_

_2_7_,3_2_8___06_

Liability on Letters of Credit, and Acceptances __ --------

---------

Depositors' Guarantee ------ 3,464 50 Reserve for Interest and Taxes ______ --

Fire Insurance Fund ______

120 00 Other Liabilities ____________ _____ - _--

Total --------------------$273,511 30 Total ---------------------$273,511 30

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$171,175 27 Capital Stock Paid In _____ -$ 25,000 00

Demand Loans ------------- 11,338 52 Amt. Reserved for Branches

Loans Secured by Real Estate 5,500 00 Surplus Fund ------------ 5,000 00

United States Bonds ------ --------- Undivided Profits ---------- 13,953 93

Other Stocks and Bonds ____ 4,025 00 Dividends Unpaid ---------

Banking House ------------ 3,500 00 Due to Banks in this State Furniture and Fixtures ____ 2,500 00 Due to Banks in other ____ -_

Other Real Estate Owned__ Due from Banks in this State

_ _______ _ 7,768 08

States -----------------Call Money ----------------

19,000 00

Due from Banks in other

Individual Deposits Subject

!States ------------------ 1,556 27 to Check---------------- 71,484 79

CG oulrdr e n_c_y_ _ -_ -_ -__- -__-_- -__- -_-_-_-_-__- -_-__- -_ Silver, Nickels, Pennies ____

__4_,6_5_8___00_ 2,849 64

Time Certificates of Deposit Depmoasintd _C__e_r_ti_f_ic_a_t_e_s___o_f__D__e_-

92,448 78

Advances on Cotton ______ 51,598 01 Savings Deposits ----------

A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_ _m_m_ _o_d_i_-

________ _

Trust Funds on Cashier's Checks

DeposiL_________ _

542 30

Checks for Clearing House 725 28 Certified Checks __ ---------

Other Checks and Cash Items ________ _ Bills Payable ____ --------- 44,000 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ters and Acceptances _____ ________ _ Certificates of Deposit for

Overdrafts-Of any)

Borrowed Money ---------

Other Assets:

Liability on Letters of Credit,

Depositors' General Fund __ 3,584 50 and Acceptances _______ --

Reserve for Interest and Taxes

Other Liabilities _________ _

Total --------------------$271,429 80 Total --------------------$271,429 RO

FIRST ANNUAL REPORT

63

EXAliii:IBEB'S BEPOB.T.

BANK OF BARWICK, BARWICK.

At Close of Business August 12, 1920.

President-D. L. Chapman. Vice-PresWent-E. D. Barrow. Cashie.--Lawson Hardy,

Dlrectors-'D. S. Chapman, R D. Barrow, B. F. Massey, J. A. Pope, G. W. Holloway,

J. W. Massey, C. M. Massey.

Date of Charter-January 23, 1906.

Regan Business-February 6, 1906.

RESOURCES

LIABILITIES

Time Loans ---------------$118,531 H Capital Stock Paid In ___ .$ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds -------

3,220 52 ---------
2,000 00

ASumrtp.luRs esFeurvnedd _fo__r__B__ra_n__c_h_es_ Undivided Profits _________ _

5,000 00 2,970 13

Other Stocks and Bonds ____ --------- Dividends Unpaid ---------Banking House ------------ 1,636 83 Due to Banks in this State Furniture and Fixtures_____ 2,535 15 Due to Banks in other

172 00

Other Real Estate Owned ____ Due from Banks in this State

--------10,884 33

C aSl lt a tMe so n e-y- - - -_-_ -_ -_ _- _- _- _- _- _-_-_-_-_- -_

25,000 00

Due from Banks in other

Individual Deposits Subject

States ------------------CG uo lrdr e n_c_y_ _ -_ _- _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ___ _ Advances on Cotton ________

4, 797 91 2,155 00

D et om aCnhde c kC e-r-t-i f-i-c-a-t e- - -o- f- - -D- -e--

140 00 _ _ _ _63_5_ _ _96_

STaipmvoiensigtCss eDrt-ei-fp-ioc-as-it-te-ss--_o-_f-_-_D-_-_e-_p-_o-_s_-i-_t

60,655 41 41,997 39

Adtiveasnc_e_s__o_n__o_t_h_e_r__C_ o_m__m__o_d_i_-

________ _

Cashier's Certified

Checks Checks

_________ _ _______ - __

1,038 95

Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
at enrcse so f_ _C_r_e_d_i_t __a_n_d__A_ _c_c_e_p_t -_

250 10 2,119 92
________ _

Certificates of Deposit for Borrowed Money _______ _
Liability on Letters of Credit, and Acceptances
Reserve for Interest and

Overdrafts-(if any) Other Assets: Deposition Quarterly Fund __

OtThaexr esLia-b-i-l-it-i-e-s-: ----------3,575 60 Deposits and Notes Paid __
Cash Long -----------------

549 46 99 12

Total -------------------$152,482 46 Total -------------------$152,482 46

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$102,183 50 Capital Stock Paid In. ____ .$ 15,000 00

Demand Loans ----------Loans Secured by Real Estate

1,301 9,000

82 00

ASumrtp.luRs esFeurvnedd _f_o_r__B__ra_n__c_h_e_s

United States Bonds _______ 300 00 Undivided Profits _________ _

Othe': Stocks and Bongs____ ________ _ Dividends Unpaid _________ _

5,000 00
1,871 68 168 00

Bankmg House ------------ 1,636 83 Due to Banks in this State

Furniture and Fixtures_____ 2,590 15 Due to Banks in other

Other Real Estate Owned__ Due from Banks in this State

________ _ 5,177 76

C aSl lt a tMe so n e- y- - - -_ -_ _- _- _- _-_-_-_-_-_-_-_- -_-

18,000 00

Due from Banks in other

Individual Deposits Subject

States ------------------Currency -----------------GSiollvder,--N--ic-k-e-l-s-, --P-e-n-n-i-e-s---_-__--_

6,625 65 to Check----------------

3,172 130

00 0 0

Depmosaintd _C__e_r_ti_f_ic_a_t_e_s___o_f__D__e_-

897 30 Time Certificates of Deposit.

Advances on Cotton _______ _ 2, 727 22 Savings Deposits----------

Adtvieasnce_s__o_n__o_t_h_e_r__C__o_m_m_ _o_d_i_-

________ _

Trust Funds on Deposit ___ _ Cashier's Checks _________ _

Checks for Clearing House._ Other Checks and Cash Items

_ _______ _ ________ _

CBei lrltsi f iPe da y aCbhleec k_s_ _ _-_-_-_-_-_-_-_-_-_- -_

31,182 88 41,584 46
1,435 21 21,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Acceptances ________ ------------

---------

Certificates of Deposit for Borrowed Money ________ _

Overdrafts-Of any) ------ --------- Liability on Letters of Credit,

Other Assets

--------------

---------

and Acceptances Reserve for Interest and Taxes

Other Liabilities __________ _

Total --------------------$135,742 23 Total --------------------$135,742 23

r
i

64

BANKING DEPARTMENT

EXAJIIIIlii'EB'S BEPOBT.

BAXLEY BANKING COMPANYY, BAXLEY.

At Close of Business July 13, 1920.

President-P. H. Comas. Vice-President-Ed. Jarman. Cashier-V. H; McQuarrie.

Directors-P. H. Comas, Ed. Jarman, A. J. Johnson, D.' L. Johnson, W. L. Veal.

Date of Charter-March 24, 1902.

Began Business March 24, 1902.

RESOURCES

LIABILITIES

Time Loans ----------------$502,523 52 Capital Stock Paid In ------$ 45,000 00

Demand Loans ------------ 1,750 00

Loans Secured by Real Estate ---------

United States Bonds -------Other Stocks and Bonds __

550 00 625 00

Banking House -----------Furniture and Fixtures_____

15,462 '< ;;r;~

5n1o

Amt. Reserved for Branches Surplus Fund ------------Undivided Profits ---------Dividends Unpaid _________ _
Due to Banks in this State Due to Banks in other States

20,000 00 907 08
22,266 oz

Other Real Estate Owned____ 3,500 00 Call Money ---------------Due from Banks in' this State 26,312 40 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 187,047 51

States ------------------- 11,110 70 Demand Certificates of De-

GCoulrdren- c_y____-_-_-_--- -_-_-_-_-_-_-_-_-_-_-_-_-_ 11,35320 0000 TipmoesitCe-r-t-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t 196,769 96

ASidlvvearn,cesNiocnkeClso, ttoPnenn_i_e_s_________ __2_,8_1_5__9_9_ CSaavshiniegrs's DCehpeocskists _-_-_-_-_-_-__-_-_--_ 5,591 85

Adtvieasnc_e_s_ _o_n__o_t_h_e_r__C_o__m_m__o_d_i_Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
at enrcse so f_ _C_r_e_d_i_t __a_n_d__A_ _c_c_e_p_t -_

_ ________

CBei lrltsi f iPe da y aCbhleec k_s_ _ _-_-_-_-_-_-_-_-_-_- -_

5,392 100,000

56 00

313 34 ~otes and Bills Rediscounted 5,000 00

1,395 79 Certificates of Deposit for

Borrowed Money

_ ________ LiaanbdilityAcocnepLteatntceerss of Credit,

Overdrafts- (if any) _____ _ 3,492 48 Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities: Cash Long --------------- 1,816 75

Total --------------------$589,791 73 Total --------------------$589,791 73

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$400,039 35 Capital Stock Paid In _____ .$ 60,000 00

Demand Loans ------------ 2,500 00 Amt. Reserved for Branches _____ ----

Loans Secured by Real Estate 64,100 00 Bank of Surrency __________ 15,000 00

United States Bonds ______ Other Stocks and Bonds __

650 00 625 00

SUunrdpilvuisd eFdu nP rdo-f-i t-s- - -_-_-_-_-_-_-_-_-_ _

_2_0_,0__00---0-0

Banking House ------------ 6,000 00 Dividends Unpaid -- _______ _ ____ - _--

Furniture and Fixtures_____ 2,804 1Z Due to Banks in this State 18,528 93

Other Real Estate Owned __ Due from Banks in this State

18,962 9,695

51 55

Due to Banks in other States Call Money ________________

________ _ _ _______ _

Due from Banks in other

Individual Deposits Subject

States -----------------CGuolrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- _
Silver, Nickels, Pennies ____ _ Advances on Cotton Advances on other Commodi-

12,022 18 to Check ----------------- 142,731 89 14,400 00 Dema_nd Certificates of De-
40 00 POSIt - - -- - - - - -- - -- - - -- - -- - - -- - - - - - 2,914 29 Time Certificates of Deposit 190,020 98
Savings Deposits ___________ _ __ - _- _--
Trust Funds on Deposit.___ ______ ---

Chteiecsks --f-o-r---C-l-e-a-r-i-n-g---H-o-u--seOther Checks and Cash Items

_- _-_-_-_-_-_-_- -_ ________ _

CCearsthifiieerd's CChheecckkss __-_-_-_-_--- -_-__--Bills Payable _____________ _

3,082
170 100,000

28
62 00

Customers' Liability on Let-

Notes and Bills Rediscounted 17,500 00

atenrcsesof__C_r_e_d__it__a_n-d- _A--c_ce__J_t_-

___ -- __ --

Certificates Borrowed

of Deposit for Money _-------

---------

Overdrafts-Of any) ------- 1,206 36 Liability on Letters of Credit,

Other Assets:

and Acceptances

Profits and Loss _____ ---- _- 1,075 34 Reserve for Interest and Taxe~ __ . ------

Other Liabilities-------------------

Total --------------------$537,034 70 Total --------------------$537,034 70

FIRST ANNUAL REPOR'.r

65

EXAMINEB'S BEPOB'l'.

BANK OF BENEVOLENCE, BENEVOLENCE.

At Close of Business August 11, 1920.

President--JW C. Reddick. Vice-Pre:sident~P. E. !Keiser. Cashier-L. L. Ware.

Directors-F. E. Keiser, W. W. Binion, E. Q. Perryman. J. B. Fillingin,

W. C. Reddick.

-D-a-te--o-f-C--h-a-rt-e-r--F-e-b-r-u-a-r-y--1,--19-1-1-. ----------B--e-ga-n--B-u-s-iness-September, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$13,232 30 Capital Stock Paid In ------$15,000 00

Demand Loans -------------Loans Secured by Real Estate UOnt hi teerdSSt otcakt es sa nBdo nBdosn d-s- -_-_-_-_-_-_ Banking House ____________ _ Furniture and Fixtures ___ _ Other Real Estate Owned ___ _

800 00 5,000 00 --------
2,455 30 1,937 39 1,872 71

Amt. Reserved for Branches Surplus Fund --------------Undivided Profits _- __ -- __ --
Dividends Unpaid ----------Due to Banks in this State __ CDaulel tMo oBneaynk_s__in___o_t_h_e_r__S_t_a_t_es_

1,000 00

Due from Banks in this State 390 01 Individual Deposits Subject to

Due from Banks in other States --------------------
GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Silver, Nickels, Pennies _____ _ Advances on Cotton _- _____ _

524 37 DeCmheacnkd C--e-r-ti-f-ic-a-t-e-s--o-f--D-e-p-o-s-i-t- 3,659 94

631 00 Time Certificates of Deposit.25 00 Sav!ngs Deposits _________ - _

30 94

522 17 CCearsthifiieerd's CChehcekcsks___-_-_-_-_-_-_-_-_-_--_

83 00

Advances on other Commodi-
C ht ei ecsk s -f-o-r- -C- l-e-a-r-i-n-g- -H-o- u- -s-e-_-__- -_ Other Checks and Cash Items

Bills Payable --------------- 8,500 00 l\!otes and Bills Rediscounted 42 79 Certificates of Deposit for 95 61 Borrowed Money _____ - __ - _

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit, and Acceptances ______ - ___ _

ances --------------------Overdrafts-Of any) - _-----Other Assets - ___ - _------ __ -

Reserve for Interest and 'l'axes 209 61 Other Liabilities ___________ _ 228 91

Profit and Loss ------------ 306 71

Total ---------------------$28,273 88 Total ---------------------$28,273 88

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -----------------$14,943 37 Capital Stock Paid In --------$15,000 00

Demand Loans ------------- 250 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _________ _

SUunrdpilvuisdedFunPdrof-it-s---_-_-__-_----_-_-_-_-_ 1,000 00

Other Stocks and Bonds _____ _

Dividends Unpaid _____ - ___ -.-

Banking House -- _________ _ 2,438 59 Due to Banks in this State._

Furniture and Fixtures - __ - 2,037 39 Due to Banks in other States

Other Real Estate Owned ___ _ 1,889 42 Call Money -----------------

Due from Banks in this Stnt<> :), 115 4[, Individual Deposits Subject to

Due from Banks in other

Check --------------------- 8,557 41

States --------------------CGuo lrdr e n_c_y_ _ _-_-_- ------ -- -- -- -_-_-_-_-_-_-_-_ -_ _- -_

1,145 58 Demand Certificates of Deposit 696 00 Time Certificates of Deposit 40 00 Savings Deposits ------------

30 94

Silver, Nickels, Pennies _-- __ - 250 29 Trust Funds on Deposit_--_

Advances on Cotton _____ - __ _ 693 23 Cashier's Checks _-- _

227 84

Advances on other Commodi-

Certified Checks _______ - __ ---

Chteiecsks --fo--r -C--l-e-a-r-in-g---H-o-u--se---_--

724 91 Bills Payable --------------- 4,750 00 Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _--------

ters of Credit and Accept-

Liability on Letters of Credit,

Ovanecrdesraf-t-s---O--f--a-n-y-)---- -__----- -_-_ --

and Acceptances ___ -- _---323 12 Reserve for Interest and Taxes

Other Assets:

Other Liabilities ______ - _----

Profit and Loss ------------- 418 84

Total ---------------------$29,566 19 Total ---------------- ----$29,566 19

66

BANKING DEPARTMENT

E:XAMINEB'S BEPOBT.

THE FARMERS & MERCHANTS BANK, BERLIN.

At Close of Business October 7, 1920.

President-C. H. Burney. Vice-Presidents-.J. E. Nobles, G. W. Alderman.

Cashier-0. Nobles.

Directors-C. H. Burney, J. E. Nobles, G. W. Alderman, 0. Nobles, I. J. Croft, J. D. Croft, Sam Gay, W. M. Hiers, W. F. Humphreys, J. C. Morse, J. C. Lewis, J. W. Short, E. M. May.

Date of Charter-September 27, 1910.

Began Business-September 6, 1910.

RESOURCES

LIABILITIES

Time Loans ----------------$65,417 40 Capital Stock Paid In ------$15,000 00

Demand Loans -------------- 13,900 00 Amt. Reserved for Branches

Loans Secured by Heal Estate

Surplus Fund -------------- 8,500 00

OUnthiteerdSStotcaktessanBdonBdos nd--s-_-_-_-__--_ Banking House ____________ _
Furniture and Fixtures ___ _ Other Heal Estate Owned ___ _

1,000 00 Undivided Profits ---------Dividends Unpaid __________
1,480 00 Due to Banks in this State.2,959 69 Due to Banks in other States
250 00 Call Money _----.---- _- -- _-

69 00 3,541 13

Due from Banks in this State 3,77-1 75 Individual Deposits Subject to

Due from Banks in other

States -------------------Currency ------------------GSiollvder,- _N--i-c-k-e-l-s,---P-e-n-n-i-e-s---_-__--_

69 08 761 00 1,382 50 218 17

Advances on Cotton . ______ _ 27,464 65

Check -------------------Demand Certificates of Deposit

-14,924

72

Time Certificates of Deposit 28,280 50 Savings Deposits ___ - __ - _. _.

Trust Funds on Deposit ___ _

Cashier's Checks ----------- 3,124 60

Adtvieasnce_s__o_n___o_t_h_e_r__C__o_m__m_o_d_i_-

Certified Checks ------ _--Bi!Is Payable ------------- 19,000 00

Checks for Clearing House._ 728 23 Notes and Bills Rediscounted

Other Checks and Cash Items 2,481 63 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ----------

ters of Credit and Accept-

Liability on Letters of Credit,

O va ne cr de sr a f-t-s---(-i-f- -a-n-y-)- - -_-_-_-_-__-_- -_ OCathsher SAhsosretts:________________ _

and Acceptances __ ----.-.HOethseerrveI.ifaobri!Iintiteesres_t__a_n_d. _T_a_x__es_ 44 48

Profit and Loss ------------ 508 37

Total --------------------$12~439 95 Total --------------------$122,439 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$47,330 46 Capital Stock Paid In ------$15,000 00

Demand Loans ------------- 800 00 Amt. Reserved for Branches --------

Loans Secured by Real Estate 6,697 65 Surplus Fund --------------- 8,500 00

United States Bonds -------- 1,000 00 Undivided Profitsd ----------- --- - -- - -

0ther Stocks and Bonds _. __

Dividends Unpai __ - _-.- __ _

69 00

Banking House _____________ 1,480 00 Due to Banks in this State.-

Furniture and Fixtures ____ 2, 959 69 Due to Banks in other States

Other Heal Estate Owned ____

Cal! Money -.- _-------------

Due from Banks in this State 1,962 35 Individual Deposits Subject to

Due from Banks in other

Check -------------------- 24,434 96

States -------------------- 607 89 Demand Certificates of Deposit

Currency ------------------- 743 00 Time Certificates of Deposit 20,197 94

Gold ------------------------ 1,382 50 Savings Deposits ----------Silver, Nickels, Pennies ____ 429 24 Trust Funds on Deposit.-----

Advances on Cotton -------- 28,933 16 Cashier's Checks ------------ 1,238 10

Advances on other Commodi-

Certified Checks ------------

ties ---------------------Checks for Clearing House __

Bills Payable -------------- 26,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items 514 23 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money - _--------

ters of Credit and Acceptances _____ _. -.- ____ ____

Liability on Letters of Credit, and Acceptances ____ - _-- _-

Overdrafts- (if any) _______

Heserve for Interest and Taxes

Other Assets:

Other Liabilities ______ - _- __

Profit and Loss ________ 599 83

Total ---------------------$95,440 00 Total ---------------------$95,440 00

FIRST ANNUAL REPORT

67

EXAMIBEB'S BEPOBT.

BISHOP BANKING COMPANY, BISHOP.

At Close of Business July 29, 1920.

President-J. J. Johns. Vice-President-D. M. Branch. Cashier-Herbert Breedlove. Directors-J. J. Johns, 0. M. Branch. J. M. Preston, D. H. Arnold, H. Breedlove.

Date of Charter-1905.

Began Business-July 29, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$165,754 26 Capital Stock Paid Jn _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

39,405 22 Amt. Reserved for Branches 22,935 52 Surplus Fund --------------

-i2~000-00

United States Bonds -------Other Stocks and Bonds ____

11,055 00 ---------

Undivided Profits ___________ Dividends Unpaid _________

9,696 25 ________ _

Banking House _ __________ 1,680 00 Due to Banks in this State - __ -- __ --

Furniture and Fixtures______ Other Real Estate Owned __

1,420 00 --------

CDaulel toMBonaenvks _i_n__o_t_h_e_r__S_t_a_te__s

-________- ______ -_

Due from Banks in this State Due from Banks in other

2,481 63 IndCihveidckual _D__e:p_o_s_i_ts__S_u_b__je_c_t__to_ 122,813 18

States ------------------Currency -----------------RGiolvlder, -N--ic-k-e-l-s-,--P-e-n-n-i-e-s------------

1,493 87 Demand Certificates of De- ________ _

1,3R4 00 45 00

TimpoesiCt er-t-if-i-c-a-t-es- - o--f -D- -e-p-o-s-it-_-

- ---- -19,669

4- 1-

916 47 Savings Deposits-------------------

Advances on Cotton -------- --------- Trust Funds on Deposit_ ___ ---------

Adtvieasnce_s__o_n__o_t_h_e_r__C_o__m_m__o_d_i_- _ _______ _ CCearsthifiieerd's CChheecckkss -_-_-_-_-_-_-_-_-_-_-_ _ ____93___38_

CChecks for Clearing House._

242 73 Bills Payable --------------- 60,000 00

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money _- ______ _

ances --------------------- 23,8g2 42 Liability on Letters of Credit,

OOtvheerrdrAafstsse-tOs f _a__n_y_)__ - ___ - _

____8_32- __56-

and Acceptances _-- __ -- ___ Reserve for Interest and Taxes

23,832 42 410 Ou

Other Liabilities ----------- ---------

Total --------------------$273,514 64 Total --------------------$273,514 64

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$167,894 96 Capital Stock Paid Jn _______ $ 25,000 00

Demand Loans -----------Loans Secured by Real Estate

5,283 09 19,924 94

SAumrpt.luRs eFseurnvded __f_o-r __B_r_a_n_c__h_es_

12,000 00

United States Bonds -------Other Stocks and Bonds---_

-------------- _--

UDnivdiidveidndeds

UPnrpoafiidt s -_-_ -_ _- _- _-_-_-_- -_

7,798 92

Banking House ------------ 1,680 00 Due to Banks in this State

Furniture and Fixtures __ - _ Other Real Estate Owned__

1,420 00 _- ___ - __ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 22,817 40 Individual Deposits Subject to

Due from Banks in other States -------------------
Currency ------------------Gold ___ ------ _------------Silver, Nickels. Pennies ___ - __

1,049 194

0910

DepCmohsaeinctkds

C-_-_e-_r-_ti-_f-_ic-_a-_t-_e_-s_-_-_-o_-f_-_-D_-_-e-_-

57 50 Time Certificates of Deposit

564 04 Savings Deposits----------

78,956 86 33,919 28

Advances on Cotton _- ___ - __ 4,644 46 Trust Funds on Deposit ___ _

Advances on other CommodiC ht ei ecsk s - -f-o-r- - -C- l-e-a-r-i-n-g- - -H-o- u- -s-e

Cashier's Checks _______ - __

_- -- -__- -- -- -__- --

Certified Checks _____ - _____ _ Bills Payable _____________ _

196 75 70,000 00

Other Checks and Cash Items

328 75 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ______ - __

O va necredsr a-f -t s---(-i-f- -a-n- -y-)- - - - - - - -

Liability on Letters of Credit, 2,030 02 and Acceptances ________ _

Other Assets ___ - _---------

Reserve for Interest and Taxes

17 26

Other Liabilities ------------

Total --------------------$227,889 07 Total --------------------$227,889 07

r.

68

BANKING DEPARTMENT

EXAMilfEB.'S BEPOBT.

BLACKSHEAR BANK, BLACKSHEAR.

At Close of Business August 5, 1920.

President-A. P. Brantley. Vice-President-B. D. Brantley.

Cashier-M. C. McAlpin.

Directors-A. P. Brantley, B. D. Brantley, M. C. McAlpin, .T. T. Brantley,

A. P. Davis, J. A. Strickland.

Date of Charter-September 11, 1891.

Began Business-July 7, 1892.

RESOURCES

LIABILITIES
--------------------------------

Time Loans ---------------$225,077 16 Capital Stock Paid In ------$ 50,000 00

Demand Loans ------------ 17,110 70 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 155,964 34 United States Bonds ___ - __ 4,577 60

Surplus Fund -------------Undivided Profits ----------

--------75,569 10

OBathnekrinSgtoHckosusaend_ _B_o_n_d_s__________

_5_0_,0_0_0___00_

Dividends Unpaid _------- __ Due to Banks In this State __

_-- --------------

Furniture and Fixtures __ -__ 2,310 00 Due to Banks in other States _-- _-----

Other Real Estate Owned__

238 94 Call Money --------------- ---------

Due.from Banks in this State 57,306 71 Individual Deposits Subject to

Due from Banks in other CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

_3_9_,4_7_9___76_

DeCmhaencdk

C

e-r-t-i-fi-c-a-t-e-s

-o-f-D-e-p-(-l-~-1

-
t

246,360

30

Time Certificates of Deposit 199,694 27

GS iollvde r ,- -N- -i c- k- -e-l s-,- -P-e-n- -n-i e-s- - -_-_-_-_

_1_5_,3_3_8___zz_

Savings Deposits------------------Cashier's Checks -- _--- _-- _ 1,548 42

Advances on Tobacco ------ 4,056 20 Certified Checks ------------

1 00

Adtvieasnce_s__o_n__o_t_h_e_r__C_ o__m_m__o_d_i_- ________ _ BNioltless PaanydabBleills--R-e--d-is-c-o-u--n-te-d- -_-_-_-__-_-_----_

Checks for Clearing House__ ________ _ Certificates of Deposit for Other Checks and Cash Items ________ _ Borrowed Money _--- _-- _ _-- _-- _--

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances

ances _---- ____ -- _----- ___ _-------- Reserve for Tnterest and Taxes ________ _

Overdrafts-(if any) ______ Other Assets ---------------

900 835

79 41

COathsher LLoniagbi_li_t_ie__s:________ - __ -

22 7 4

Total --------------------$573,195 83 Total --------------------$573,195 83

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$171,801 70 Capital Stock Paid In ------$ 50,000 00 Demand Loans ------------ 81,082 89 Amt. Reserved for Branches Loans Secured by Real Estate 162,701 12 Surplus Fund ------------- 10,000 00 United States Bonds ------ 5,611 42 Undivided Profits ---------- 62,294 59 Other Stocks and Bonds ____ 50,000 00 Dividends Unpaid ----------

Banking House ------------ --------- Due to Banks In this State Furniture and Fixtures ____ 2,310 00 Due to Banks In other States

Other Real Estate Owned __ --------- Call Money --------------Due from Banks In this State 54,792 03 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 275,944 76

States ------------------- 61,472 86 Demand Certificates of De-

Currency ------------------ 9,067 00 posits -------------------

Gold -----------------------

35 00 Time Certificates of Deposit 202,174 97

Silver, Nickels, Pennies ____ 2,643 13 Savings Deposits ___ c _____ _

Advances on Cotton ________ _______ __ Trust Funds on Deposit- __ _

Adtvieasnc_e_s_ -o_n__o_t_h_e__r C_o__m_m__o_d_i_- _________ CCearsthifiieerd's CChehcekcsks_________--____-_- __-_

1,039 56 395 80

Checks for Clearing House --------- Bills Payable -------------

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ____ - __ _

ances -------------------- --------- Reserve for Interest and Taxes

Overdrafts-(if any) -------

332 53 Other L!ab!lities -----------

Other Assets _-- _--- -- _- - __ - - ______ _

Total --------------------$601,849 68 Total _________ ---- ___ ----$601,849 68

FIRST ANNUAL REPORT

69

EXAlVIINEB.'S BEPOBT.
THE CITIZENS BANK, BLACKSHEAR.

At Close of Business September 29, 1920.

President-W. H. Meeks. Vice-President-W. N. Brown. Cashier-H. H. Jones.

Directors'-\V. H. Meeks, IW. N. Brown, H. H. Jones. A. :& Walker, C. H. Davis,

A. J. Strickland.

Date of Charter-November 6, 1905.

Began Business January 5, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$134,952 30 Capital Stock Paid In ______ $ 17,000 00

Demand Loans ------------

935 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds --------

--------724 29

USunrdpivluids edFuPndrof-it-s---_-_-__-_-_-_-_-_--_

907 50 1,131 18

Other Stocks and Bonds __

900 00 Dividends Unpaid __ - __ - ___ _

Banking House ------------ 2,500 59 Due to Banks in this State

Furniture and Fixtures ---- 3,105 22 Due to Banks in other States Other Real Estate Owned ____ 2,805 00 Call Money --------------Due from Banks in this State 1,955 08 Individual Deposits Subject to

Due from Banks in other States -------------------

584 31 DeCmhaencdk C<->-r-ti-fi-c-a-te-s--o-f-D--e-p-o-s-i-t

Currency -------------------- 1,093 GSiollvder,--N--ic-k--e-ls-,--P-e-n--n-ie-s---_-_-_-___ 54290

00 0410

TSiamviengCserDtiPecpRotsPitss of__D__e_p_o__s_it_. Trust Funds on Deposit. __ _

56,547 84 39,889 J 7

Advances on Cotton ________ --------- Cashier's Cl~erl.s __________ _ 1,396 04

A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i_-

_______ --

Certified Checks ___________ _ Bills Payat>lP __ -----------

42,500 00

Checks for Clearing House__

83 48 Notes and Bills Rediscounted

Other Checks and Cash Items 2,442 33 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _______ _

atenrcsesof__C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t-_ Overdrafts (if any) _______ _ Other Assets _____ " _______ _
Cash Short ----------------

________ _
4,1fi1 ~0 1,436 10
44 32

Liability on Letters of Credit, and Acceptances ----------
Reserve for Intere:<t and Taxes Other Liabilities -----------

Total --------------------$159,371 73 Total --------------------$159,371 73

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

-------- TDiemmeanLdoaLnosan-s---_-_-_-_--_-_-_-_-_-_--_$__13_2_,_9_9_2___81_

Capital Stock Paid Amt. Reserved for

In. _____ .$ Branches

17,000

00

Loans Secured by Real Estate ________ _ Surplus Fund --------------

907 50

United States Bonds ________ Other Stocks and Bonds_--__

--------957 54

UDnivdiidveidnedds PUrnopfiatisd --__-_-_-_-_-_-_-_--_

299 47

Banking House ------------- 2,580 59 Due to Banks in this State.-

Furniture and Fixtures._-._ Other Real Estate Owned____

3,105 5,241

22 10

CDaulel tMo oBnaenyks__i_n_ -o_t_h-e_r__S_t_a_t_es_

Due from Banks in this State 13,989 19 Individual Deposits Subject to

Due from . Banks in other States ------------------

2,866 11

DeCmhaenckd

------~------------ Certificates of Deposit

66,819 28

GCoulrdren_c_y___-_-_-_--- -----__-_-_------__-_----- -_
Silver, Nickels, Pennies.____ Advances on Cotton_------_Advances on other Commodi-
ties ____ - ___ -- ------------

_ _5-, 5- -4 0_ - -00_

Time Certificates Savings Deposits

of Deposit. -----------

589 18 Trust Funds on Deposit. ___ _

-------- _

Cashier's Checks __________ _ Certified Checks ___________ _

__ -- __ -- _ Bills Payable ______________ _

41,663 25
3,194 50 45,000 00

Checks for Clearing House__

801 02 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

_--- _--- _

Certificates Borrowed

of Deposit for Money ________ _

atenrcsesof_-C- r_e_d-i-t_-a-n_d__A__c_c_e_p_t-_

___ - ____ ..

Liability on Letters of Credit, and Acceptances - _--- __ --

Overdrafts (if any) -- _--- _- 1,221 24 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

County Warrant ------------ 5,000 00

Total.--------------------$174,884 00 TotaL ___________________ .$174,884 00

70

BANKING DEPARTMENT

EXAlllliliEB.'S BEPOB'l'.

CITIZENS BANK, BLAKELY.

At Close of Business October 27, 1920.

President-W. H. Flowers. Vice-President--J. J. Heayrs. Cashier-H. 0. Waters.

Directors-W. H. Flowers, J. J. Heayrs, R. 0. Waters, J, 0. Bridges, W. T. Ham-

mock, H. C. Haddock, C. s. Middleton, J. R. Pickron.

Date of Charter-March, 23, 1918.

Began Business-February, 1918.

RESOURCES

LIABILITIES

Time Loans ----------------$258,388 00 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Estate

27,674 3,200

89 00

ASumrtp.luRs eFseurnvded __fo__r__B_r_a_n_c__h_es_

10,000 00

United States Bonds ________ Other Stocks and Bonds _____

37,600 Oo ---------

UDnivdiidveinddeds UPnrpoafiitds __-_-_-_-_-_-_-_-_--_

4,136 23 360 00

Banking House ------------- 9,700 00 Due to Banks in this State.-

Furniture and Fixtures_____ 2,587 20 Due to Banks in other States

Other Real Estate Owned.___ _______ - _ Call Money-----------------

Due from Banks in this State 12,092 34 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_- _- _- _- _- _- _- _- _- -_

12,258 13 DeCmhaecnkd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 234,288 34 12,869 00 Time Certificates of Deposit. 1,300 00
565 00 Savings Deposits -----------

Silver, Nickels, Pennies ____ _ 4,019 31 Trust Funds on Deposit_ ___ _

Advances on Cotton ________ _ 12,570 48 Cashier's Checks ----------- 3,039 90

Advances on other Commodities ----------------------

---------

CBeilrltsifiPeadyaCbhleeck_s__-_-__-_-_-_-_-_-_-_-_--_ 100,000 00 .

Checks for Clearing House._ 11,293 77 Notes and Bills Rediscounted 5,000 00

Other Checks and Cash Items Customers' Liability on Let-

560

00

Certificates Borrowed

of Deposit for Money _____ - __ _

ters of Credit and Accept-

Liability on Letters of Credit,

ances _______ - _- - _- _____ - _ -- -- - - -- - and Acceptances - __ - _- __ -

Overdrafts (if any) _______ _ Other Assets ---------------

719 1,670

42 53

ORethseerrveLfiaohriIlni ttieerses_t_a_n_d__T_a_x__es_

Total _____________________ $407,768 07 Total.--------------------$407,768 07

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$201,408 79 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 40,149 18 Amt. Reserved for Branches

Loans Secured by Real Estate 32,161 12 Surplus Fund -------------- 10,000 00

United States Bonds_________ 28,450 00 Undivided Profits ----------- 3,096 34

Other Stocks and Bonds _____ --------- Dividends Unpaid-----------

360 00

Banking House ------------- 9,700 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned ____

2,587 20 ---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t-a_t_es-

Due from Banks in this State 8, 776 06 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _

11,368 53 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 172,106 13 5,961 00 Time Certificates of Deposit. 14,105 24 545 00 Savings Deposits ----------3,563 48 Trust Funds on Deposit. ___ -

Advances on Cotton ____ -_- __ 4,107 87 Cashier's Checks ----------- 2,138 57

Advances on other Commodi-

Certified Checks ___ - _-- _-- _-

ties ---------~------------ --------- Bills Payable ______ - _- __ - __ - 75,000 00

Checks for Clearing Honse __ 1,819 27 Notes and Bills Rediscounted 35,921 44

Other Cliecks and Cash Items

211 49 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ -- _----

ters of Credit and AcceptOvaenrcdersaft-s---(i-f--a-n-y-)---_-_ -- -_-_---_-_

Liability on Letters of Credit, and Acceptances __ - __ - __ -
1,646 52 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Early County Warrant!<._. __ 9,915 81

Total _____________________ $362,371 32 TotaL ___________________ .$362,371 32

FIRST ANNUAL REPORT

EXAlllliNEB.'S B.EPOB.'l'.
FANNIN COUNTY BANK, BLUE RIDGE.

At Close of Bus'iness July 7, 1920.

President~. M. Eaton. Vice-'President-J. B. Chastain. Cashier-J. F. Holden.

Directors_,J, M. Eaton, 'J. B. Chastain, J. F. Holden, \Vm. Butt, J. R. McKinney, G. W. Phillips, Sam Tate.

Date of Charter-May 29, 1916.

Began Business--June 6, 1916.

RESOURCES

LIABILITIES

Time Loans ----------------$139,845 10
Demand Loans ------------- 2,493 50 Loans Secured by Real Estate 14,792 79 United States Bonds_________ 8,350 00 Other Stocks and Bonds _____ 13,700 00 Banking House _--- _-- _-- __ - - __ - _-- _Furniture and Fixtures_-_-- 3, 750 00

Other Real Estate Owned____ Due from Banks in this State
Due from Banks in other States -------------------
Currency -----------------Gold - ____ -- __ - _____ -- _-- _--

4,231 40 21,815 95 46,395 25 12,439 00
2,115 00

Silver, Nickels, Pennies_____ 2,211 67 Advances on Cotton _________ --------Advances on other Commodi-

ties---------------------- ---------

Checks for Clearing House.- ---------

Other Checks and Cash Items

37 97

Customers' Liability on Letters of Credit and Accept-

ances -------------------Overdrafts (if any) ---------
Other Assets --------------Payment on Liberty Bonds
for Customers ___ --------

45,204 61 5 95
130 63
379 25

Capital Stock Paid In---~---$ 15,000 00

Amt. Reserved for Branches ---------
Surplus l<'unds ------------- 7,000 ou

Undivided Profits ---------- 3,208 57

Dividends Unpaid ----------

80 00

Due to Banks in this State-_ ________ _

Due to Banks in other States ________ _

Call Money ---------------- --------Individual Deposits Subject to
Check ------------------- 213,520 17 DemandCertificates ofDeposit --------Time Certificates of DeposiL 73,303 87 Savings Deposits __ ------- __ ________ _

Cashier's Checks ----------- 5,371 26 Certified Checks ------------ --------Bills Payable _______________ ________ _

Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money _________ ________ _

Liability on Letters of Credit, and Acceptances _________ ________ _

Reserve for Interest and Taxes ---------

Other Liabilities __________ _

414 20

Total---------------------$317,898 07 Total---------------------$317,898 07

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Demand Loans -------------$ 5.935 25 Capital Stock Paid In-------$ 15,000 00
Time Loans ---------------- 188,109 15 Amt. Reserved for Branches Loans Secured by Real Estate 35,265 92 Surplus Fund -------------- 7,000 00 United States Bonds________ 8,350 00 Undivided Profits ----------- 7,740 55 Fannin County Road Bonds__ 9,000 00 Dividends Unpaid __ - ______ _ Banking House _____________ _________ Due to Banks in this State._

Furniture and Fixtures----- 3,750 00 Due to Banks in other States

Other Real Estate Owned____ 3,703 51 Call Money ----------------

Due from Banks in this State 25,604 84 Individual Deposits Subject to

Due from Banks in other

Check -------------------~ 226,427 20

States ------------------- 42,430 71 DemandCertificates ofDeposit

Currency ------------------ 13,070 00 Time Certificates of DeposiL 80,168 89

Gold ----------------------- 1,965 00 Savings Deposits ----------Silver, Nickels, Pennies_____ 1,180 7 3 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks------------ 4,056 96

Advances on other Commodi-

Certified Checks _- _____ - ___ _

ties ______________________ _________ Bills Payable _- ____________ _

Checks for Clearing House __ --------- Notes and Bills Rediscounted

Other Checks and Cash Items 1,885 28 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

atenrcsesof- _C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t-_ _________ LiaanbdilitAycocnepLtaentcteerss _o-f_C_ r- e__di-t_,

Overdrafts (if any) ________

143 61 Reserve for Interest and Taxes

Other Assets--------------- --------- Other Liabilities-----------

Total--------------------$340,394 00 Total---------------------$340,394 00

i
72

BANKING DEPARTMEN~

EXAMDII'EB'S BEPOBT.

FARMERS BANK, BLYTHE.

At Close of Business December 11. 11920.

President-W. G. Ford. Vice-President&-JL. w. Dye, F. H. Turner.

Cashier-E. L. (Braswell.

Directors-W. G. Ford, L. W. Dye, F. H. Turner, E. L. Braswell, A. M. Clark, A. H. Rooks, 0. H. Palmer.

Date of Charter-August 28, 1909.

Began Business-September 1, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$ 42,786 91 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _

6, 600

00

SUunrdpi vl ui ds e dF uPn rdo f-i t-s- - -_-_-_-_-_ _- _-_-_- -_ Dividends Unpaid _________ _

5,00U 00 2,069 23

Banking House ____________ _ 1,947 50 Due to Banks in this State __

Furniture and Fixtures ____ _ Other Real Estate Owned. __ _

935 57 CDaulel tMo oBneaynks__i_n__o_t_h-e_r_ S- _t_a_t_es_

Due from Banks in this and

Individual Deposits Subject to

other States -------------GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-

17,111 2,292

11 00

DeCmhaencdk Ce-i-'t-i-fi-c-a-t-e-s--o-f-D-e--p-o-s-it

15 00 Time Certificates of DeposiL

231 61 Savings Deposits -----------

Trust Funds on DeposiL ___ _

Cashier's Checks __________ _

24,577 22 26,718 45
186 47

C htei ecsk s - -f o- -r - -C-l-e-a-r-i n- g- - -H-o-u- -s e- --_-

BC ielrltsi fPi eady aCbhleec k_s_ _ _-_-_-_-_-_-_-_-_-_-_- -_

Other Checks and Cash Items 1,626 01 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___f_o_r

ances --------------------

OOtvheerrdrAafstsset

s(i

f__a_n_y_)___-_-_-_-_-_-_-_-

_

-

--

--

---5 66

Liability on Letters of Credit, and Acceptances - __ - ____ _
Reserve for Interest and Taxes

Other Liabilities -----------

TotaL--------------------$ 73,551 37 Total---------------------$ 73,551 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------~--------$ Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _
Furniture and Fixtures ____ _ Other Real Estate Owned- __ _

40,798 25
6,600 00 1,947 50
935 57

Capital Stock Paid In _- __ - _- $ 15,000 00 Amt. Reserved for Branches Surplus Fund -------------- 5,000 00 UDnivdiidveinddeds PUrnopfiatisd --_-__-_-_-_--- -__--_ 2,054 39
Due to Banks in this State __ Due to Banks in other States Call Money ____ - __ - __ ---- _-

Due from Banks in this State Due from Banks in other
States ------------------CG oulrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- _- _- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-
Chteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u--se--__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
ances -------------------Overdrafts (if any) --------Other Assets ---------------

14,989 58 2,573 20 3,124 00 648 50
804 91
4,577 41

Individual Deposits Subject to
DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------'I'rust Funds on Deposit_ ___ _ Cashier's Checks __ --------Certified Checks -----------Bills Payable--------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit,
and Acceptances __ - __ - __ Reserve forinterest and Taxes Other Liabilities ____ -- _-- _-

23,472 60 26,718 45
176 07

Total _____________________ $ 7~421 51 Total _____________________ $ 72,421 51

FIRST ANNUAL REPORT

73

EX:AllllDI'EB'S BEPOB'l'.

FARME~S BANK, BOGART.

At Close of Business July 3, 1920.

President-L. 0. Benton. Vice-President-W. A. Nunnally,

Cashier-J. C. Cooper.

Directors--L. 0. Benton, W. A. Nunnally, Earl Griffith, F. M. Johnson, J. J. Gunter, J. R. N. Baugh, J. B. Dickens.

Date of Charter-August 30, 1910.

Began Business-october 10, 1910.

RESOURCES

LIABILITIES

Time Loans ----------------$137,668 46 Capital Stock Paid In _______ $ 15,000 00

Demand Loans-------------Loans Secured by Real Estate United States Bonds________

5,179 6,317

71 95

ASumrtp.luRsesFeurnvded __fo__r__B_r_a_n_c__h_es_

3,000 00 Undivided Profits _________ _

10,000 00 10,592 30

Other Stocks and Bonds_____ ________ _ Dividends Unpaid -----------

Banking House ------------- 1,000 00 Due to Banks in this State __

Furniture and Fixtures_____

850 00 Due to Banks in other States

Other ReaJ Estate Owned____ ________ _ Call Money ----------------

Due from Banks in this State

912 77 Individual Deposits Subject to

Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton_________ Advances on other Commodi-

620 55 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

895 00 55 00
216 91 ---------

STaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_i_t__ Cashier's Checks ___________ _ Certified Checks ___________ _ Bills Payable ______________ _

58,918 25 32,592 60
85 42 30,000 00

ties _____ --------------- __ ---- _- --- Notes and Bills Rediscounted

Checks for Clearing House __

466 36 Certificates of Deposit for

Other Checks and Cash Items __ ----- __ Borrowed Money ________ _

Customers' Liability on Letters of Credit and Accept-

LiaanbdilitAycocnepLtaentcteerss _o_f_C__re__d_it_,

ances _- - - -- - -- - -- --- - - -- - -- -- -- -- -

Overdrafts (if any) ----------

5 86

ORethseerrveLifaobriIlnittieerses_t_a_n_d__T_a_x__es_

Other Assets _-------------- - _-------

Total---------------------$157,188 57 Total---------------------$157,188 57

BANK'S STATEMJENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Demand Loans -------------$ 4,229 08 Capital Stock Paid In _______ $ 25,000 00

Time Loans ---------------- 144,853 59 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds---------

5,942 55 ---------

SUunrdpilvuids eFd uPnrdofi-t-s--_-_-_-_-_-_-_-__-_--_

5,000 00 500 05

Other Stocks and Bonds_---Banking House-------------

--------1,000 00

Dividends Unpaid ----------Due to Banks in this State __

5 00

Furniture and Fixtures_____ Other Real Estate Owned---Due from Banks in this State

1,623 47 ---------
5,827 92

CDaulel tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_ Individual Deposits Subject to

Due from Banks In other States -------------------
GC oulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_-_- -_

663 08 DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 47,905 40 1,148 00 Time Certificates of Deposit_ 31,628 05
40 00 Savings Deposits -----------

Silver, Nickels, Pennies ____ _

309 44 Trust Funds on Deposit_ ___ _

Advances on Cotton and Seed_ Advances on other Commodi-
ties ---------------------Checks for Clearing House- -

10,976 96 CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_

Bills Payable ______________ _

--------_- -- - - - - -

Notes and Bills Rediscounted

520 16 65,000 00

Other Checks and Cash Items

333 17 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --- -----

ters of Credit and Accept-

Liability on Letters of Credit, and Acceptances ________ _

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - ----------------

10 43 Reserve for Interest Unpaid_ 1,399 03

Other Assets ---------------__-_-_-_-_-_-_-_-_- Other Liabilities -----------

Total---------------------$176,957 69 Total---------------------$176,957 69

74

BANKING DEPARTMENT

EXAMINEE'S BEPOB'l'.

BANK OF BOSTON, BOSTON.

At Close of Business August 4, 1920.

President-J. E. Nobles. Vice-President-Ed. Cook. Cashier-S. L. Rogers.

Directors-J. E. Nobles, H. R. Nobles, Ed. Cook, J. W. Taylor, A. J. McKinnon,

E. M. Fambrough, T. W. Lewis, A. C. Milligan, J. C. Beverly, W. Y. Cochran.

Date of Charter-lDecember 1, 1905.

Began Business-March 5, 1906.

RESOURCES

LIABILITIES

Time Loans ------------- __ .$162,484 49 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds________

6,849 04 ---------
2,000 00

SAumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c_h__es_ Undivided Profits __________ _

Other Stocks and Bonds _____ --------- Dividends Unpaid __________ _

1,000 00
4,289 65 49 20

Banking House ------------ 6,883 02 Due to Banks in this State._

Furniture and Fixtures._____ Other Real Estate Owned. __ -

2,481 55 - _______ _

CDaulel

tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 8,167 02 Individual Deposits Subject to

Due from Banks in other States ------------------
Currency -----------------Gold ____ - ------- _---------Silver, Nickels, Pennies----Advances on Cotton _________ Advances on other Commodi-

2,102 86 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

4, 750 215

00 00

STaimviengCserDtiefpicoastietss

o_f__D__e_p_o__s_it_.

1,553 26 ---------

.Cashier's Checks __________ _ Certified Checks ___________ _ Bills Payable ______________ _

72,068 87
71,477 67 20,309 51 .
317 53
5,000 00

Chteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u--s-e-__-

- -3-, 8- 0- 8- - -2-4

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

711 37 Borrowed Money --------Liability on Letters of Credit, and Acceptances ________ _

Ovaenrcdersafts--(-i-f-a-n-y--) --_------------__Other Assets: Transit Account _______ - _- __

Reserve for Interest and Taxes 25 32 DOethpeorsitLsia_b_il_i_t_ie_s_:___________ _ 884 27 Cash Long ________________ _

3,397 85 5 36

TotaL ____________________ $202,915 44

TotaL-------------- ___ ---$202,915 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 80,706 41 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

14,075 67,496

61 96

ASumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c_h__es_

1,000 00

United States Bonds.-- ____ - 2,000 00 Undivided Profits ----------- 5,57 4 59

Other Stocks and Bonds.---Banking House ------------

--6-,8-8-3---02-

Dividends Unpaid ----------Due to Banks in this State __

Furniture and Fixtures.---Other Real Estate Owned. __ Due from Banks in this State

2,688 42
---------
6,142 43

CDaulel tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_ Individual Deposits Subject to

Due from Banks in other States -------------------
CG oulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

5,396 30 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 45,330 59

4,465 210

00 00

Time Certificates Savings Deposits

of Deposit _________ _

70,711 29 21,829 53

Silver, Nickels, Pennies.---Advances on Cotton ________ _ Advances on other CommodiChteiecsks -fo-r---C-l-e-a-r-in-g---H-o--u-s-e-.--

1,244 41 Trust Funds on Deposit. ___ _

414

55

Cashier's Checks __________ _ Certified Checks ___________ _

1,717 61 Bills Payable ______________ _

1,612 58 Notes and Bills :Rediscounted

996 00 25,000 00

Other Checks and Cash Items ---------
Customers' Liability on Let-

Certificates of DeposH for Borrowed Money ________ _

ters of Credit and Accept-
ances -------------------Overdrafts (if any) --------Other Assets _-- _-----------

Liability on Letters of Credit, and Acceptances ________ _
388 70 ROethseerrveLifaobriIlnittieerses_t_a_n_d__T_a_x__es_

Total---------------------$195,442 00 Total --------------------$195,442 00

FIRST ANNUAL HEPORT

75

EXAMINER'S BEPOBT.

MERCHANTS AND FARMERS BANK, BOSTON.

At Close of Business August 3, 1920.

President-Jas. M. Jones. Vice-President--Jas. A. Mallette. Cashier-Jas. A. Mallette.
Directors-Jas. M. Jones, .Jas. A. Mallette, Jas. C. Adams, W. R. Forster, J. A. Ham, A. 0. Milligan, J. J. Parramore.

Date of Charter-September 14, 1891.

Began Business-March, 1902.

RESOURCES

LIABILITIES

Time Loans ---------------$283,984 84 Capital Stock Paid In ------$ 50,000 00

Demand Loans ------------- 28,517 40 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund ------------- 25,000 00

United States Bonds ------Other Stocks and Bonds.___

22,594 05 2,000 00

UDnivdiidveinddeds PUrnopfiatisd --_-__-_-_-_-_-_-_--_

26,481 85 177 50

Banking House Furniture

Due to Banks in this State __

and Fixtures ______ ------ 10,300 00 Due to Banks in other States

Other Real Estate Owned. __ -

35 30 Call Money ---------------

Due from Banks in this State 28,691 34 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- -_
Silver, Nickels, Pennies.---Advances on Cotton -------Advances on other Commodi-

8,575 51 3, 620 00
277 00 3,586 10
---------

DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 163,709 86

Time Certificates of Deposit 106,900 97

SCaavsihnigers'sDeCphoescitkss --_-_-_-_-_-__-_-_- _ Certified Checks ___________ _

20,299 77 2,675 85

Bills Payable _____________ _

ties _-------------------- --------- Notes and Bills Rediscounted

Checks for Clearing House __

440 34 Certificates of Deposit for

Other Checks and Cash Items

578 39 Borrowed Money ________ _

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit, and Acceptances ________ _

ances -------------------Overdrafts (if any) --------

Reserve for Interest and Taxes 1,000 00 9 15 Other Liabilities -----------

Other Assets:

Tranleit Account ----------- 3,036 38

TotaL--------------------$396,245 80 TotaL--------------------$396,245 80

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$272,998 86 Capital Stock Paid In ------$ 50,000 00

Demand Loans ------------ 34,619 71 Amt. Reserved for Branches

Loans Secured by Real Estate _-------- Surplus Fund -- __________ _ 25,000 00

United States Bonds ________ 26,666 13 Undivided Profits ---------- 28,993 08

Other Stocks and Bonds____ 2,000 00 Dividends Unpaid ----------

34 00

Banking House Furniture and

Due to Banks in this State __

Fixtures ----------------Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States -------------------

10,908 51 Due to Banks in other States 35 30 Call Money ---------------
17,959 85 Individual Deposits Subject to Check ----- .. ____________ _ 161,958 44
10,309 26 Demand Certificates of De-

Currency ------------------Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton _________ Advances on other Commodi-

15,790 00 1,200 00 2,940 03
---------

posit ---------------------

Time Certificates of Deposit 100,583 21

Savings Deposits ---------- 30,002 45

Trust Funds on Deposit_ __ _

Cashier's Checks __________ _

506 85

ties ..... ------------------ 1,524 70 Certified Checks -----------Checks for Clearing House -- --------- Bills Payable --- __________ _

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

438 51 Notes and Bills Rediscounted Certificates of Deposit for Borrowed Money ________ _

ances -------------------- --------- Liability on Letters of Credit,

Overdrafts- (if any) ___ ----

687 17 and Acceptances _________ _

Other Assets _____ - _______ - --------- Reserve for Interest and Taxes Other Liabilities _____ .. ___ .. _

1,000 00

Total --------------------$398,078 03 Total --------------------$398,078 03

,:

76

BANKING DEPARTMENT

EX:AMilii'EB.'S B.EPOB.T.

BANK OF BOSTWICK,. BOSTWICK.

At Close of Business July 28, 1920.

President-J. M. Preston. Vice-President-L. B. Alman. Cashier-H. S. Kaylor.

Directors--J. M. Preston, B. G. Adams, L. B. Alman, W. M. Fambrough, P. P. Snellings, M. T. Nunnally, H. S. KaylOT.

Date of Charter-October 26, 1911.

Began Business November 1, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$ 70,519 80 Capital Stock Paid In _____ -$ 15,000 00

Demand Loans ------------- 1,950 59 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ---- __

22,595 3,400

73 00

SUunrdpilvuids edFuPnrdof-it-s---_-_-_-_-_-__-_-_--_

Other Stocks and Bonds ---- 2,500 00 Dividends Unpaid _________ _

5,000 00 3,482 68
76 80

Banking House ------------ 1,700 50 Due to Banks in this State __

Furniture and Fixtures ___ _ Other Real Estate Owned ___ _ Due from Banks in this State

2,092 45
--6-,4-9-8---92-

CDaulel toMoBnaenyks _i_n__o_t_h_e_r__S_t_a_t_es_ Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdren_c_y___----- -_-------_-_-_-_-_-_-_----------

20 82 DeCmheacnkd -C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 45,067 85

652 42

00 50

T ipmoes i tC-e-r t-i-f i-c-a-t-e-s- -o-f- -D- -e-p-o-s-i-t

1,000 00 10,915 73

Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-
Chteicekss f-o-r--C--le-a-r-i-n-g--H--o-u-s-e--_-_ Other Checks and Cash Items

735 22
---------
--------3--0--9----1--4

SCaavsihnigers'sDCehpeocskitss _-_-_-_-_-__-_-_-_-_--_ Certified Checks __________ _ Bills Payable _____________ _ Notes and Bills Rediscounted Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money - _______ _

92 88 35,000 00

ters of Credit and AcceptOvanecredsraf-t-s---(-i-f-. -a-n--y-)---------------Other Assets:

Liability on Letters of Credit, and Acceptances ________ _
132 02 ORethseerrveLifaobriIlnittieerses_t_a_n__d_T_a__x_es_

L. Bonds for Sp. Acct.------ 1,000 00

Revenue Stamps -----------

21 26

Bond Subscription Due by

Customers _____ -- __ ----- _ 1,465 89

Total --------------------$115,635 94 Total --------------------$115,635 94

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$
Demand Loans ------------Loans Secured by Real Estate United States Bonds -----Other Stocks and Bonds ---Banking House ______ - _-- _-

51,682 1,285
20,359 3,400 2,980

30 16 7070
91

Capital Stock Paid In _______ $ Amt. Reserved for Branches SUunrdpilvuisdeFd unPdrof-it-s---_-_-_-_-_-_-__-_--_ Dividends Unpaid __________ _
Due to Banks in this State __

15,000
5,000 3,048
76

00
00 09 80

Furniture and Fixtures ---Other Real Estate Owned_---

2,092 45 Due to Banks in other States Individual Deposits Subject to

Due from Banks in this State DuSetatefrsom__ : _B_a_n__k_s___in___o__th__er_
Currency ------------------GSiollvder,-- N_-i-c-k-e-ls-,--P-e--n-n-i-e-s-_-_-__-_- _ Advances on Cotton--------Advances on other CommodiChteicekss -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_--

1,187 96 DeCmhaenckd -C--e-r-ti-f-ic-a-t-e-s---o-f--D--e--

10 82 1,007 00
47 50

STaipmvoiensigtCss eD-rt-ei-fp-ioc-as-it-tes-s--_o-_f-_-_D-__-e_-p_-o_-s_-i-_t

438 17 Trust Funds on Deposit---Cashier's Checks _- _____ -- __

Certified Checks ___________ _

Bills Payable _____________ _

Notes and Bills Rediscounted

26,612 36 1,000 00
10,915 73
46 65 22,900 00
1,000 00

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

63 58

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit, and Acceptances __ ______ _

ances -------------------Overdrafts-(if any) ------Other Assets _-------------

44 01 Reserve for Interest and Taxes 1,000 00 Other Liabilities _________ _

Total --------------------$ 85,599 63 Total --------------------$ 85,599 63

'

FIRST ANNUAL REPORT

17

EXAM:INEB.'S BEPOBT.

THE BANK OF BOWDON, BOWDON.

At Close of Business December 1, 1920.

President-A. E. Flemong. Vice-President----'J". B. Fowler. Cashier-M. L. Johnson.

Directors-A. E. Flemong, J. B. Moore, G. W. Traylor, J. B. Fowler, L. F. Sewell. W. M. Johnson, J. W. Ba~row, J. R. M. Carter, C. L. Adamson.

Date of Charter-October 16, 1905.

Began Business-October 5, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$349,277 51 Capital Stock Paid In _____ .$ 50,000 00

Demand Loans -----------Loans Secured by Real Estate

14,151 90 ______ ---

Amt. Reserved for Branches Surplus Fund ___________ --~

19,000 00

United States Bonds ------ 9,050 00 Undivided Profits ---------- 3,595 69

Other Stocks and Bonds... --------- Dividende Unpaid ----------

Banking House ------------ 2,750 00 Due to Banks in this State Furniture and Fixtures._____ 4,006 00 Due to Banks in other

Other Real Estate Owned __ Due from Banks in this State

---------

C aSl lt a tMe so n -e y- - - -_ -_ _- _- _- _- _-_-_-_-_-_-_-_- -_

and Banks In other States 11,582 39 Individual Deposits Subject to

CGuolrdren_c_y___-_-_-_-_-_-_-_-_-_-_----- -_----------

1,426 122

0500

DeCmhaencdk

C-e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 136,066 31

Silver, Nickels, Pennies.--_

960 86 posit ---------------------

Advances on Cotton ___ --- __ 11,402 70 Savings Deposits -----------

Advances on other Commodi-

Trust Funds on Deposit ___ _

ties --------------------Checks for Clearing House._ Other Checks and Cash Items

--------4,922 53 334 59

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_--_ 6,795 09 Bills Payable _____________ _ 104,800 00

Customers' Liability on Let-

Notes and Bills Rediscounted 9,987 25

ters of Credit and Accept-

Certificates of Deposit for

ances ___ -- __ ------------- --------- Borrowed Money ---------

Overdrafts- (if any)-------- 2, 238 50 Liability on Letters of Credit,

Other Assets:

and Acceptances ----------

Transit Account ------------

848 10 Reserve for Interest and Taxes Other Liabilities: Cash Long __ - -- _" _________ _

40 24

Total --------------------$413,073 58 Total --------------------$413,073 58

BANK'S STATEMENT at Close of Business October 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$280,374 33 Capital Stock Paid In -------$ 50,000 00 Demand Loans ------------ 16,130 80 Amt. Reserved for Branches

Loans Secured by Cotton ____ 62,320 14 Surplus Fund -------------- 19,000 00

United States Bonds -------Other Stocks and Bonds _- __

2,600 00 ---------

UDnivdiidveinddeds PUrnopfiatisd --__-_-_-_-_-_-_-_--_

2,480 29

Banking House ------------ 2,750 00 Due to Banks in this State 1,943 66

Furniture and Fixtures ____ Other Real Estate Owned .

4,006 Oo ---------

CDaulel toMBonaenyks .i-n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State --------- Individual Deposits Subject to

Due from Banks in other States -------------------
Currency ------------------Gold ----------------------Silver, Nickels, Pennies.---Advances on Cotton- _____ - __

6,102 6,648

9914

D eCpmohsaeinctkd _-_C-_-_e-_r-_t i_-f_-i c_-a_-t_-e_-s_-_-_-o_-f_-_-D-_-e--

118,011 29,313

14 14

125 820

00 10

Time Certificates of Deposit Savings Deposits __________ _

52,351 51

15,230 27 Trust Funds on Deposit ____ _

Advances on other Commodities - ____ - - _--- -- ___ - - - _-
Checks for Clearing House---

- -- __ -- - ---------

CCearsthifiieerd's CChheeckcsks_-_-_-_-_-_-_-_-_-_-_--_ 15,877 07 Bills Payable _____________ _ 100,514 29

Other Checks and Cash Items

846 22 Notes and Bills Rediscounted 9,987 25

Customers' Liability on Let-

Certificates of Deposit for

atenrcsesof__C_ r-e_d_i_t__a_n-d- _A__c_c-e-p_t-_

________ _

Borrowed Money --------Liability on Letters of Credit,

Overdrafts- (if any) ___ ----- 1,524 24 and Acceptances ----------

Other Assets --------------- --------- ORethseerrveLifaobriIlnittieerses_t_a_n__d_T_a__x_es_

Total --------------------$399,478 35 Total --------------------$399,478 35

78

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

THE MERCHANTS & PLANTERS BANK, BOWDON.

At Close of Business November 30, 1920.

President-H. J. Reaves. Vice-President-G. W. Burson. Oashier-\'V. G. Brown.

Directovs-H. J. Reaves, \V. G. Brown, I. H. P. Beck, J. T. Kaylor, G. W. Bmson, W. T Beck, J. H. Barr.

Date of Cha.rter-August 30, 1911.

Began Business-September 15, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$427,369 49 Capital Stock Paid In ------$ 50,000 00

Demand Loans-------------Loans Secured by Real Estate

3,340 09
________ _

SAumrpt.luRs eFseurnvded __f_o_r__B__ra_n__c_h_es_

21,500 00

United States Bonds -----Other Stocks and Bonds____

3,832 46 _ _______ _

UDnivdiidveinddeds

PUrnopfiatisd --_-_-__-_-_---_-_ -_

Banking House ------------ 12,166 40 Due to Banks in this State __

Furniture and Fixtures ____ Other Real Estate Owned ____

5,404 36 ---------

DCaulel toMBonaenyks _i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State

Individual Deposits Subject to

and in other States ------
Currency -----------------SGiolvlder, -N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-.-_-----_-_ Advances on Cotton _____ -_-_ Advances on other Commodi-
ties ___ - -----------------Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances _- ______ -----------Overdrafts-Of any) ___ __

28,390 3,402 710

800300

DeCpmohesaicntkd

_-C_-_-e_-r_t-i_-f_-ic_-a_-t_-e_-s_-_-_-o_-f_-_-D_-_-e-_-

119,655 24,019

51 58

515 83 Time Certificates of Deposit 45,587 85

8,556 60 Savings Deposits ----------- 8,028 57

Trust Funds on Deposit. __ _

--------315 55 189 23

Cashier's Checks __________ _ Certified Checks ___________ _

629

Bills Payable ____________ _ 225,000

38 00

Notes and Bills Rediscounted 4,000 00

--------- CeBrtoirfriocawteesd MoofneDy e_p_o_s_i_t___f_or_

1, 750 48 Liability on Letters of Credit,

OPrtohfeirt aAnsdseLtsos-s--__--- -_-__---_-.--------

764 00 and Acceptances ---------2,532 81 Reserve for Interest and Taxes
Other Liabiliites:

Cash Long -----------------

63 09

Total ---------------------$498,483 68 Total -------------------$498,483 6S

BANK'S STATEMIENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans Demand Loa

n-s-

-

-_-_-_-_-_-_- -_-_---_- $_ _3 6 1

,

925000

0906

Capital Stock Paid In ------$ 50,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate United States Bonds ------

43,926 3,832

84 46

SUunrdpilvuids eFd unPdrof-it-s---_-_-__-_--_-_-_-_ -__ _21_,5_0_0___00_

Other Stocks and Bonds.-_. __ ------- Dividends Unpaid ---------- --------Banking House ------------ 12,166 40 Due to Banks in this State 3,436 57

Furniture and Fixtures-----Other Real Estate Owned....

5,404 36 ---------

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r_S__ta__te__s

-_-_-_-_-_-_ _- _- -_

Due from Banks in this State 13,708 69 Individual Deposits Subject to

Due from Banks in other
States ------------------CGuolrdren_c__y - -_-----_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
Silver, Nickels, Pennies____ _ Advances on Cotton Advances on other CommodiChteiecsks __f_o_r -C--l-e-a-r-in-g---H-o-u-s-e-_-_Other Checks and Cash Items

1,908 27 2,254 00
660 00 500 79 5,053 08
-_-_-_-_-_-_-_ _- -_ 3,068 65

Check Demand

------------------Certificates of De-

121,308

35

posit--------------------Time Certificates of Deposit STarvuisntgsFuDndeps osoints D-e-p-o-s-i-L--_-_-_ Cashier's Checks _________ _ Certified Checks ___________

22,456 78 29,509 85
8,014 68 ________ _
_ ___6_8_2 __23_

Bills Payable -------------- 202,406 17 Notes and Bills Rediscounted 4,000 00

Customers' Liability on Letters of Credit and Accept-

CeBrtoirfrioc'a\Vteesd MofoneDyep_o_s_i_t___fo__r ________ _

O va necr edsr a f-t-s---O- -f- -a- n- -y-)- - - - - - - Other Assets: Profit and Losil ------------

Liability on Letters of Credit, 2,372 00 and Acceptances __________ ________ _
Reserve for Interest and Taxes ________ _ 6,308 13 Other Liabilities ___ _____ ____ ________ _

Total --------------------$463,314 63 Total ---------------------$463,314 63

FIRST ANNUAL REP0ttT

79

EXAMINER'S B.EPOB.T.

BANK OF BOWERSVILLE, BOWERSVILLE.

At Close of Business July 19, 1920.

President-Jas. J. Esters. Vice-President-R. L. Gains. Cashier-L. H. Ridgeway.

Directors-,Jas. J. Elsters, R. L. Grines, A. N. P. Brown, J. T. Williams, G. H. Shirley, A. D. Hilliard, J. I. Bennett.

Date of Charter-Decembe1r 14, 1906.

Began Business-January 1, 1907.

RESOURCES

LIABILITIES

TDiemmeanLd oLanosans---_-_--------_-_-_-_-_-_-$__11_9_,_9_1_9___61_

Capital Stock Paid Amt. Reserved for

In ------$ Branches

20,000

00

Loans Secured by Real Estate United States Bonds _____ -
Other Stocks and Bonds ____

________ _ ------ __ -

SUunrdpilvuids edFuPnrdof-it-s---_-_-_-__-_-_-_-_--_

--------- Dividends Unpaid _________ _

12,745 00

Banking House ------------- 1,743 00 Due to Banks In this State __

Furniture and Fixtures ____ Other Real Esetate Owned __

2, 739 70 ---------

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 2,843 7~ Individual Deposits Subject to

Due from Banks in other
States ------------------CGuorl dr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ___ _ Advances on Cotton -------Advances on other Commodi-
ties ____ -- _---------------

4,798 97 DeCmheacnkd -C--e-r-ti-f-ic-a-t-e-s---o-f--D--e--

726 00 posit ---------------------

1,215 32 Time Certificates of Deposit

489 32 ---------

Savings Deposits _________ _ Cashier's Checks __________ _ Certified Checks __________ _

--------- Bills Payable _____________ _

55,307 70
14,888 55 513 70
30,000 00

Checks for Clearing House __

102 91 Notes and Bills Rediscounted

Other Checks and Cash Items

91 65 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and AcceptOvaenrcdesraf-t-s---(-i-f-a-n-y--) --_-_-__-_-_-_--_ Other Assets ---------------

Liability on Letters of Credit, and Acceptances ________ _
13 60 Reserve for Interest and Taxes Other Liabilities _________ _

1,360 00

Total --------------------$133,468 55 Total --------------------$133,468 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Tim~ Loans ------ _- _----.$ 87,123 76 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------"~---- Loans Secured by Real Estate United States Bonds ___ "---Other Stocks and Bonds.---

SAumrpt.luRs eFseurnvded __fo__r__B_r_a_n__c_h_es_ Undivided Profits ________ _ 900 00 Dividends Unpaid ________ _

5,000 00 1, 752 22

Banking House ------------ 1,743 00 Due to Banks in this State Furniture and Fixtures ___ _ 2,739 70 Due to Banks in other States

Other Real Estate Owned ___ _

Call Money-----------------

Due from Banks in this State 23,435 83 Individual Deposits Subject to

Due from Banks in other
States ------------------CGuolrdren_c__y ------------_-------------_-_-_-__-_--_ Silver, Nickels, Pennies __ ----

1,640 34 DeCmhaenckd -C--e-r-ti-f-ic-a-t-e-s---o-f--D--e--

1, 795 520

00 56

STai mvpioensgCist e rDti-ef-pi c-oa-st-iet-ss- -o_-_f-_-D_-_e-_-p_-o_-_s-i_t-_.

38,255 80 13,971 21

Advances on Cotton ____ ---Advances on other Commodi-
Chteiecsks -f-o-r--C-l-e-a-r-i-n-g--H-o--u-s-e-----

Trust Funds on Deposit. __ _ Cashier's Checks ___________ _ Certified Checks ___________ _

559 12

208 61 Bills Payable ------------- 22,000 00

Other Checks and Cash Items

Notes and Bills Rediscounted 13,568 45

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

O va necr de sr a f-t-s---O- -f- -a-n-y-)- - -_-__- ------ --

Liability on Letters of Credit, and Acceptances ----------

Other Assets - -- - -- - -- - - - - - -

Reserve for Interest and Taxes Other Liabilities ___________ _

Total --------------------$120,106 80 Total --------------------$120,106 80

80

BANKING DEPARTMENT

EXAMINER'S B.EPOB.'l'.

BANK OF BOWMAN, BOWMAN.

At Close of Business July 19, 1920.

President-L. W. Hendrick. Vice-President-W. A. Teasley.

Cashier-C. E. Teasley.

Directors-L. W. Hend~ick, W. A. Tea-sley, Dr. W. A. Johnson, E. J. Hewell, Jr., J. A. Glour.

Date of Charter-February 2, 1905.

Began Business-March 6, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$243,236 69 Demand Loans ------------ 22,184 33 Loans Secured by Real Estate 8,639 93
United States Bonds ------ 3,600 00 Other Stocks and Bonds____ _____ ----

Capital Stock Paid In ------$ ASumrtp.luRsesFeurvnedd _f_o"r __B_r_a_n_c__h_es_ Undivided Profits _________ _ Dividends Unpaid _________ _

25,000 00
5,000 00 26,902 45

Banking House -----------Furniture and Fixtures-----Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------Gold _____ -----'----- ------Silver, Nickels, Pennies ____ _ Advances on Cotton _________ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i_-

4,318 49 Due to Banks in this State._

2,500 00 Due to Banks in other States 18,500 00

3,281 51 Call Money-----------------

5,846 00 Individual Deposits Subject to

5,837 52 DeCmhaenckd -C--e-rt-i-f-ic-a-t-e-s---o-f--D--e-- 123,324 81

4,224 00 posit---------------------

205 697

00 93

Time Certificates Savings Deposits

of Deposit _________ _

120,094

66

--------- Cashier's Checks __________ _

458 88

________ _ CBeilrltsifiPedayCabhleecks__-_-_-_-__-_-_-_-_-_-_--_

Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

152 25 Notes and Bills Rediscounted 672 14 Certificates of Deposit for
Borrowed Money---------Liability on Letters of Credit,

O va necr edsr a -f t-s---O- -f- -a- n- -y-)- - - - - - - Other Assets: Fire Insurance Fund __ ---Collection Accts. ______ ------

506

01

and Acceptances ---------Reserve for Interest and Taxes

Other Liabilities __________ _

120 00

13,259 00

Total -------------------$319,280 80 Total -------------------$319,280 80

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$186,149 38 Demand Loans -------------- 42,441 42

Capital Stock Paid In ------$ :15,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 8,414 28 Surplus Fund -------------- 10.000 00

United States Bonds________ 3,865 90 Undivided Profits ----------- 22 551 95

Other Stocks and Bonds ---- --------- Dividends Unpaid ---------- '100 00

Banking House ------------Furniture and Fixtures.--! Other Real Estate Owned___

4,018 49 2,300 00 2,494 01

Due to Banks in this State._ Due to Banks in other States Call Money ________________

--------________ _ ________ _

Due from Banks in this State 2,860 16 Individual Deposits Subject to

Due from Banks in other

Check -------------------- 97,414 82

States ------------------- 10,269 37 Demand Certificates of De-

Currency ------------------ 5,108 00 posits -------------------- --------Gold ------------------------ 202 50 Time Certificates of Deposit 71,516 48

Silver, Nickels, Pennies.-----

602 04 Savings Deposits ----------- ---------

Advances on Cotton -------- 3,490 72 Trust Funds on Deposit ____ ---------

Advances on other Commodities ----------------------
Checks for Clearing House.-

--------48 65

CCaersthifiieerd's CChheecckkss -_-_-_--_-_-_-_-_-_-_-_ Bills Payable - ____________

_ ___4_24___86_ 33,000 00

Other Checks and Cash Items

131 19 Notes and Bills Rediscounted 3,869 14

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money __________ ________ _

ances __ - - - - - - - - - - -- - -- - -Overdrafts-(if any)--------

--------1,361 14

LiaanbdiliAtyccoenptLaentcteesrs_o__f _C__re_d__it_,

________ _

Other Assets:

Reserve for Interest and Taxes ________ _

Mutual Fire Insurance Fund

120 00 Other Liabilities ----------- ---------

Total --------------------$273,877 25 Total --------------------$273,877 25

FIRST ANNUAL REPORT

81

EXAMINER'S BEPOBT.

FARMERS BANK, BOWMAN.

At Close of Business August 17, 1920.

President----,L. G. Brown. Vice-President-J. J. Brown. Cashier-B. F. Burnett.

Directors-L. G. Brown, J. J. Brown, B. F. Bu:rnett, J. A. Wynne, J. H. Gaines.

Date of Charter-1911.

Began Business-April 15, 1911.

RESOURCES

LIABILITIES

Time Loans --------------$140,679 93 Capital Stock Paid In ____ __

Demand Loans ------------ 13,896 17 Amt. Reserved for Branches

Loans Secured by Real Estate 7,147 00 Surplus Fund .. __________ .

United States Bonds -------- 1,339 85 Undivided Profits __ ...... __

Other Stocks and Bonds _.. _ _.... _.. _ Dividends Unpaid ----------

Banking House ------------ 3,836 00 Du.e to Banks in this State ..

Furniture and Fixtures .. __ 3,250 00 Due to Banks in other States

Other Real Estate Owned .... --------- Call Money ______________ __

Due from Banks in this State

934 70 Individual Deposits Subject to

Due from Banks in 'other States --------------------
CGuolrdren_c__y . -_-..--_-. -_-_-_-_-_-_-_-_-__-_-_-_--_ Silver, Nickels, Pennies _-. _ Advances on Cotton _________

5,105 14
1,958 00 5 00
850 17 ---------

DeCmhaenckd C--e-r-ti-f-ic-a--te-s--o-f--D--e----
T ipmoes i tC -e-r t-i-f i-c-a-t-e-s- -o-f- -D- -e-p-o-s-i-t Savings Deposits ______ .. __ . Cashier's Checks .... _....

Advances on other Commodi-

Certified Checks ..........

ties .. __ - _- . -- -- - - -- - - . -- - - - . -. -- - - Bills Payable .. ____________ .

Checks for Clearing House._

167 42 Notes and Bills Rediscounted

Other Checks and Cash Items 1,120 85 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ....... --.

ters of Credit and Accept-

Liability on Letters of Credit,

O va necredsr a -f t-s---(-i-f-a-n- -y-)- -_-_-_-_ -_ _- -.-.

--------- and Acceptances ---------658 27 Reserve for interest and Taxes

Other Assets ......... ---.. .. ....... Other Liabilities .........

18,400 00 5,000 00 2,494 51 1,316 83
59,739 71
50,793 35 75 82
20,000 00 21,542 00
111 28

Total --------------------$182,473 50 Total --------------------$182,473 50 BANK'S STATEMENT at Close of Business December 15, ,1920.

RESOURCES

LIABILITIES

Time Loans ---------------$150,154 95 Capital Stock Paid In ____ .. $184,000 00 Demand Loans __ .... ______ . ____ ... .. Am t. Reserved for Branches ...... __ _

Loans Secured by Real Estate ........ . Surplus Fund ...... ____ .. __ 5,000 00

United States Bonds-------Other Stocks and Bonds __ __

634 94 .........

Undivided Profits Dividends Unpaid

______ .. __ __ __ __ __ __

685 66 __ ______ _

Banking House ------------ 3,836 00 Due to Banks in this State ---------

Furniture and Fixtures . . . . Other Real Estate Owned . . __

3,565 00 __ __ .....

Due to Banks in other States Call Money __ __ ___ __ __ __ __

________ _ __ __ . ___ _

Due from Banks in this State 4,109 55 Individual Deposits Subject to

Due from Banks in other States --------------------
GCoulrdren.c.y....-.-.-.-.-.----- -.-.-.-..-.-.-.----

2,230 31 DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 44,639 67 1,376 00 posit --------------------- ---------
150 00 Time Certificates of Deposit 41,985 54

Silver, Nickels, Pennies ....

875 75 Savings Deposits ---------- ---------

Advances on Cotton .......

747 32 Trust Funds on Deposit. ... ---------

Advances on other Commodities ... -------------------

-------.-

Cashier's Checks __ . _______ __ Certified Checks __ . __ __ __ __

__ ___6_5_ 2_5_

Checks for Clearing House..

535 00 Bills Payable -------------- 30,500 00

Other Checks and Cash Items

847 00 Notes and Bills Rediscounted 27,785 70

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money __ __ __ ___ __ __ . __ __

O va ne cr de sr a -f t-s---(-i-f- -a-n-y-)- - -.-. -. -. -. -. -.

Liability on Letters of Credit, and Acceptances __ __ __ __ __ __ ______ _

Other Assets ---------------

Reser-ve for interest and Taxes .... _. _. _ Other Liabilities _. __ ____ __ __ ______ _

Total --------------------$169,061 82 Total --------------------$169,061 82

82

BANKING DEPARTMENT

E:XAMINEB'S BEPOBT.

FARMERS BANK, BREMEN.

At Close of Business November 27, 1920.

President-J. P. Boatwri&"ht. Vice-Presidents-J. W. Wood, E. C. Wilson.

Cashier-W. A. Duncan.

Directors-J. P. Boatwright, W. A. Duncan J. W. Wood, Emmett Bell, J. M..

MCDaniel, K. H. McPherson, E. C. Wilson.

Date of Charteor-August, 1911.

Began Business-September, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$118,104 68 Demand Loans __ ----- ______ 1, 752 25 Loans Secured by Real Estate ________ _ United States Bonds -------- 2,950 00 Other Stocks and Bonds_____ ________ _

Capital Stock Paid In _______ $
Amt. Reserved for Branches Surplus Fund-------------Undivided Profits ---------Dividends Unpaid ---------

17,600 10,530

00 19

Banking House ------------Furniture and Fixtures _____ Other Real Estate Owned.___

2,170 25 1,823 07 ________ _

Due to Banks in this State._ CDaulel tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State

941 64 Individual Deposits Subject to

Due from Banks in other States -------------------

1,963 03 DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 33,115 83

CGuo lrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _

2, 792 00 posit _______ -- _----------350 00 Time Certificates of Deposit. 35,977 30 288 83 Savings Deposits ______ --- __

Advances on Cotton_--- ____ _

707 95 Trust Funds on Deposit. ___ _

Advances on other Commodi-

Cashier's Checks _---- __ - __ _

ties ___ -- - -- -- -- - -- - -- - - - - - - - - -- - - Certified Checks __________ _

499 65

Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-

575 222

91 95

Bills Payable --------------Notes and Bills Rediscounted

32,500 00 4,600 00

Certlficates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances _____ --------------Overdrafts (if any) _.- ____ _

--------188 62

Liability on Letters of Credit and Acceptances _________

---------

Other Assets: Army Warrants _____ ____ _

Reserve for Interest and Taxes 8 25 COathsher LLoinagbil_i_ti_e_s_:___________ _

16 46

Total---------------------$134,839 43 Total---------------------$134,839 43 BANK'S STATEME1NT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$108,637 28 Capital Stock Paid In _______ $ 17,600 00

Demand Loans ------------- 1,315 00 Amt. Reserved for Branches

Loans Secured by Real Estate 5, 753 00 Surplus Fund -------------- 4,000 00

United States Bonds________ 2,950 00 Undivided Profits ----------- 5,505 08

Other Stocks and Bonds _____ --------- Dividends Unpaid ---------- ---------

Banking House ------------Furniture and Fixtures _____ Other Real Estate Owned____

2,170 25 1,823 07 ________ _

Due to Banks in this State __ Due to Banks in other States Call Money ___ ____ __ ___ ___ _

--------________ _ ________ _

Due from Banks In this State 1,532 97 Individual Deposits Subject to

Due from Banks in other States -------------------
GC oulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies_----_ Advances on Cotton ________ _

1,199 1,220

00 2 0

D epCmohsaeinctkd _ _C-_-_e-_r t-_i-_f-i_c-_a-_t-_e-_s-_-_-o_-_f-_-_D-_-_e--_

28,620 41 _ _______ _

350 00 Time Certificates of Deposit. 33,902 90

278 35 Savings Deposits ----------- ---------

860 90 Trust Funds on Deposit. ____ ---------

Advances on other Commodi-
Chteiceks s -fo--r--C-l-e-a-r-in-g---H-o-u-s-e-_-Other Checks and Cash Items Overdrafts (if any) -------

- - - -2-36- - -2-4 41 02 40 82

CCearsthifiieerd's CChheecckkss __-_-_-_--_-_-_-_-_-_-_ Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _________

__-6--79___53_ 32,500 00
5,600 00
__- ___ - __

Liability on Letters of Credit and Acceptances --------- _________

Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total---------------------$128,407 92 TotaL--------- __________ .$128,407 92

FIRST ANNUAL REPORT

83

EXAMilii'EB'S B.EPOBT.

BANK OF BREMEN, BREMEN.

At Close of Business November 27, 1920.

President-W. H. Williamson. Vice-Bresident-S. S. Copeland.

Cashier-W. L. Long.

Directors-W. H. Williamson, s. S. Copeland, G. J. Holcome, W. S. Jones, John

H. Shelnut, A. P. McPherson, J. H. Jones.

Date of Charter-February 23, 1903.

Began Business-Ma,rch 25, 1903.

RESOURCES

LIABILITIES

Time Loans ---------------$165,625 84 Capital Stock Paid In ______ $ 40,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ______
Other Stocks and Bonds ____

6,778 01 ________ 10,000 00
---------

ASumrtp.luRsesFeurvnedd _fo__r__B__ra_n__c_h_es_ Undivided Profits _________ _
Dividends Unpaid _________ _

10,000 00 18,664 10

Banking House _ __ __________ 2,000 00 Due to Banks in this State

Furniture and Fixtures______ Other Real Estate Owned ____

2,382 45 ---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State

Individual Deposits Subject to

CuarnrdencByan_k_s__i_n__o_t_h_e_r__S__ta_t_es

8,725 79 1,041 00

DeCmhaencdk

C- -e-r-t i-f-i c-a-t-e-s- - -o-f- -D- -e--

39,106 04

SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__--_Advances on Cotton ________

30 00 _ _8_3_2_ _ _ _57_

T ipmoes i tC e -r t-i-f i-c-a-t-e-s- -o-f- -D- -e-p-o-s-i-t Savings Deposits _________ _

2,051 67 57,248 01

A dtvi easn c e_s- -o_n_ _o_t_h_e_r_ _C_o__m_m_ _o_d_i_Checks for Clearing House

Cashier's Checks _________ _

________ _ ________ _

CBei lrltsi f iPe da y aCbhleec k_s_ _ _-_-_-_-_-_-_-_-_-_- -_

717 76 35,000 00

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted

Customers' Liability on Letat enrcse so f_ _C_r_e_d_i_t _ _a_n_d_ _A_ _c_c_e_p_t _-
Overdrafts- (if any) ______ _

________ _ 5,924 15

Certificates of Deposit for Borrowed Money _______ _
LiaanbdilityAcocnepLteatntceerss o_f _C_r_e_d_i_t_,

________ _

OCathsher SAhsosretts:_______________ _

Reserve for Interest and Taxes

11

38

Other Liabilities __________ _ Unearned Interest _________ _

121 97 441 64

Total -------------------$203,351 19 Total -------------------$203,351 19

BANK'S STATEMJENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $126,576 06 Capital Stock Paid In _____ -$ 40,000 00

Demand Loans ------------ 3,879 15 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -----Other Stocks and Bonds____

36,298 99 10,000 00
250 00

USnudrpivluidsed FPurnodfits--_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid _________ _

10,000 00 18,218 51

Banking House ----------- 2,000 00 Due to Banks in this State

Furniture and Fixtures ____ Other Real Estate Owned__

2,496 45 _ _______ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due From Banks in this State 17,412 88 Individual Deposits Subject to

Due from Banks in other CuSrrteantecsy -_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,842 2,055

3020

DeCpmhoaesncidkt

-C---e--r_-ti_-f_-i_c-_a-_t-e_-s_-_-_-o_-f_-_-_D-_-e-_-

44,040 96 2,051 67

SGiolvlder, --N--ic-k-e-l-s-, --P--e-n-n-i-e-s-_-__--_

30 879

00 59

Time Certificates of Deposit Savings Deposits _________ _

Advances on Cotton _______ _ Adtvieasnce_s__o-n- _o-t-h-e-r_-C- o_m__m__o_d_i_-

4,056 29 ________ _

Trust Funds on DeposiL __ _ Cashier's Checks _________ _ Certified Checks __________ _

57,108 01 238 48

Checks for Clearing House ________ _ Bills Payable ------------- 40,000 00

Other Checks and Cash Items

804 99 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

O vaenrcdersa f t-s---(-l-f- -a-n-y-)- - -_-_-_-_-_-_ -_ Other Assets _____________

-_-_-_-_-_1_-8_-_-4-7_

LiaanbdilitAycocnepLtaentcteerss o__f _C_r_e_d_i_t_, ________ _ Reserve for Interest and Taxes

Other Liabilities: Unearned Interest _______ _

942 56

Total --------------------$212,600 19 Total --------------------$212,600 19

84

BANKING DEPARTMENT

EXAMDI'EB.'S B.EPOB.'1'.

BANK OF BRADLEY, BRADLEY.

President-A. L. Harris. Vice-President-M. H. Mullekin. Cashier-A. A. LeGuin.

Directors-L. 0. Benton, N. H. Barron, N . .N. Barron, M. H. Mullekin, R. L.

BTadley, J. J. Glawson, S. B. Hungerford, A. L. Harris, B. F. Winters.

Date of Charter-September 23, 1920.

Began Business-October 20, 1920.

RESOURCES

LIABILITIES

TDiemmea nLdo a Ln so a-n-s- - -_-_-_-_-_ -_ _- _- _-_-_- -_
Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ___ _
Banking House -----------Furniture and Fixtures. ___ _ Other Real Estate Owned ___ _ Due-from Banks in this State Due from Banks in other
States ___ ----- __________ _
Currency ------------------GS iol lvde r ,- -N- -i -c -k-e-l s-,- -P-e-n- -n-i e-s- - -_-__- -_ Advances on Cotton ______ - __ Advances on other Commodi-
C ht ieecsk s - -f-o-r- - -C-l-e-a-r-i-n-g- - -H-o- u- -s -e Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O va ne cr de sr a f-t-s---O- -f- -a-n-y-)- - -_-__-_- -----Other Assets: Profit and Loss ------------

Capital Stock Paid In __ $ 15,000 00 Amt. Reserved for Branches _. ____

Surplus Fund -------------- ---------

Undivided Profits ----------- ---------

Dividends Unpaid --------- ---------

4,160 27 Due to Banks in this State ---------

650 00

Due to Banks in other States Call Money ___ _. _____ ____

____ _. ____ _.

Individual Deposits Subject to

10,116 73

DepCmohsaetnct kd__C-_-_e-_r-t_i-_f-i_c-_a-_t-_e-_s-_-_-o_-_f-_-_D-_-e_--_

--- ---- -_ _______ _

Time Certificates of Deposit._ ________

Savings Deposits------------------Trust Funds on Deposit. .. --------Cashier's Checks _--.-----. _. _. ______ Certified Checks _~ ____ _ _ _. _. ____ _ Bills Payable _---- _. __ -. ___ ________ , Notes and Bills Rediscounted ______ _ Certificates of Deposit for _________ _
Borrowed Money __ ---- __ _ ________ _

Liability on Letters of Credit, and Acceptances ____ ---. _ _. ______ _
Reserve for interest and Taxes _ _____ -
73 00 Other Liabilities --------- ------ __

Total --------------------$ 15,000 00 Total --------------------$ 15,000 00

BANK'S STATEMffiNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -- _____________ $ 14,414 69 Capital Stock Paid In ______ $ 15,000 00

Demand Loans _----- __ ----

Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -----OBathnekrinSgtoHckosusaend__B_o_n_d__s__-_-_--_

500 00 SUunrdpilvuisdedFunPdrofi-t-s---__-_-_----__--_ Dividends Unpaid __ _ __ _
4,310 65 Due to Banks in this State

Furniture and Fixtures_-. __ Other Real Estate Owned----

1,027 46 CDaulel toMoBnaenyks _i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 8,280 54 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

DeCmhaencdk C--e-rt-i-fi-c-(-lt-e-s---o-f--D--e-1,768 00 posit --- __ _-- _____ ---- __
Time Certificates of Deposit 279 50 Savings Deposits --. __ ---

14,264 13

Advances on Cotton ____ ---.

Trust Fund on Deposit. _

Advances on other Commodi-

Chteiecsks

-----------~--------for Clearing House._

Cashier's Checks,----------- 1,742 50 Certified Checks ----------Bills Payable _---- ___ ----- _

Other Checks and Casn Items

Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit lfor Borrowed Money ___ ____ _

O va necredsr a-f -t s---(-i-f- -a-n-y-)- - -_-__- --------

LiabilitY on Letters of Credit, and Acceptances

Other Assets: Profit and Loss ----------

Reserve for Interest and Taxes 425 79 Other Liabilities ______ _. _

Total --------------------$ 31,006 63 Total --------------------$ 31,006 63

1-

FIRST ANNUAL REPORT

85

EXAllllillrEB'S BEPOBT.

FARMERS & MERCHANTS BANK, BREWTON.
At Close of Business August 10, 1920.

President-J. L. Keen. Vice-Presidents-H. T. Bush, J. H. Curl. Cashier-L. P. Keen.
Dlrectors-J. L. Keen, H. T. Bush, J. H. Curl, L. P. Keen, E. B. Jones, F. H. Brantley, C. G. Moyes, M. G. Thig1pen.

Date of Charter-May 26, 1910.

Began Business-May 26, 1910.

RESOURCES

LIABILITIES

Time Loans ________________ $ 57,997 86 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 21,461 48 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds- ______ _ Other Stocks and Bonds ____ _ Banking House ____________ _

15,800

00

US unrdpi vl ui ds e dF uPnrdo f i-t-s - -_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid _________ _

5,000 00 635 28 130 00

1, 756 25 Due to Banks in this State-- ---------

Furniture and Fixtures ____ _ Other Real Estate Owned __ _

1,918

47

Due to Banks in other States Call Money ________________

________ _ ________ _

Due from Banks in this State Due from Banks in other
States ------------------CGSiuollvrdreern,_c_Ny_i_c_k-_e-_l-_s-_, _-P_-_-e_-n_-n_-i_-e_-s_-_-__-___-__--__ Advances on Cotton ________ _

5, 901 61
3,944 71 264 00 744 80 22 00

Individual Deposits Subject to
Check ------------------DemandCertificates ofDeposit Time Certificates of DepositSavings Deposits ----------CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_-_-_

53,927 93 17,578 82 ----------------_ ___2_37___70_

Advances on other Commodi-
Otthieers C-h-e-c-k-s--a-n-d--C-a-s-h--I-t-e-m--s Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f t s- - (-i-f- -a-n-y-)- - -_ _- _-_-_-_-_- -_ Other Assets _____________ _

Bills Payable -------------- 20,000 00 Notes and Bills Rediscounted --------114 74 Certificates of Deposit for
Borrowed Money ____ ---- _ ________ _

Liability on Letters of Credit

2,584 31 and Acceptances ---------~ ---------

Rese;rve for Interest and '!.'axes ---------

COathsher LLoinagbil_i_t_ie_s_:_____________ _

50

Total---------------------$112,510 23 Total---------------------$112,510 23 BANK'S STATEMJENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ___________ - ____ $ Demand Loans ____________ _

59,226 25,530

15 50

Capital Stock Paid In-------$ Amt. Reserved for Branches

15,000 QO

Loans Secured by Real Estate United States Bonds _______ _ OBathnekrinSgtoHcokus saend___B_o__n_d_s_-_-_-_--_ Furniture and Fixtures_- __ -Other Real .Estate Owned ___ _

15,900 00 1, 756 25 2,031 17

Surplus Fund -------------UDnivdiidveinddeds PUrnopfiatisd --_-_-_-_-_-_-_-_-_-_ DDuuee ttoo BBaannkkss iinn oththiserSStatatete--s Call Money ________________

5,000 00 _ _1_, 1__9_9__49_ _- _-_-_-_-_-_-_- -_ ________ _

Due from Banks in this State 3,392 81 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 38,921 45

States ------------------Currency -----------------SGiolvlder,--N-i"c-k-e-l-s-, -P-e-n--n-i-e-s---_-__-_--_ Advances on Cotton ________ _ Advances on other Commodi-

2,531 20 Demand Certificates of De1,487 87 TipmoesiCt e-r-t-if-i-c-a-te-s--o--f -D--e-p-o-s-i-t-- -1-7-,2-7-7---73-
606 22 Savings Deposits----------- --------5,000 00 Trust Funds on Deposit_ ____ ---------
Cashier's Checks _ __________ 249 01 Certified Checks ____________ ________ _

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se--__-

Bills Payable -------------- 26,000 00

Other Checks and Cash Items

Notes and Bills Rediscounted 15,000 00

Customers' Liability on Letters of Credit and Accept-

CeBrtoirfricoawteesd MofoneDyep_o_s_i_t___fo_r_ ________ _

Ovaenrcdersaft-s--(-i-f--a-n-y-)---__------_------ 1,185 51 LiaanbdilitAycocnepLtaentcteerss _o_f_C_r_e_d_i_t_, ________ _

Other Assets _---- _--------

Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total ------"-------------$118,647 68 Total --------------------$118,647 68

86

BANKING DEPARTMENT

EXAIIIlii'EB'S BEPOBT.

CITIZENS BANK, BRINSON.

At Close of Business August 23, 1920.

President-J. H. Brinson. Vice-President-H. H. Brinson. Cashier-A. Y. Jones.

Directors~J. H. Brinson, H. H. Brinson, A. Y. Jones, 0. L. Watts, W. R. Brown.

Date of Charter-December 17, 1910.

Began Business-December 22, 1910.

RESOURCES

LIABILITIES

----------------$ TDiemmeanLdoaLnosans ___ - - _______ _
Loans Secured by Real Estate

81,262 10 Capital Stock Paid In _______ $ 15,000 00 SAumrpt.luRs esFeurvnedd__fo__r __B_r_a_n_c_h_e_s_ ________________ __

United States Bonds _______ _

Undivided Profits ----------- 3,389 88

OBathnekrinSgtoHckosusaend___B_o_n_d__s________ __ 2,000 00 DDiuveidteondBsanUknspianidth-is---S-t-a-te-_-_- -_-__-_-_-_-_-_--_

Furniture and Fixtures _____ _ Other Real Estate Owned ___ _ Due from Banks in this State

1,860 70
--Diiiii-iii

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_ta__te_s_ Individual Deposits Subject to

-_-_-__- _-_-_-_- -_

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- - N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-_-_ -_ Advances on Cotton- _______ _

6,900 41 1,490 00
632 50 432 42

DeCpmohsaeinctkd__C_-_-e_-r_t-i_-f_-ic_-a_-t_-e--s-- -- -o- -f_---_D-_-e_--_ STaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_it___ Cashier's Checks _-------- __

29,676 88 - - - - ____ _ _3_4_,0__0_6__80_
455 69

Advances on other Commodi-

Certified Checks __ --------- _ ---- ____ _

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_

Bills Payable--------------- 15,000 00 Notes and Bills Rediscounted _- ______ _

Other Checks and Cash Items Customers' Liability on Let-

CeBrtoifrircoawteesd MofoneDyep_o-s-i_t__f_o_r_ ________ _

ters of Credit and Accept-

LiaanbdilitAycocnepLtaentcteerss _o_f_C_r_e_d_i_t_, ________ _

Ovaenrcdersaft-s--(-I-f--a-n-y-)---_-_-__-_-_-_--_ 1,032 54 ORethseerrveLifaobrilIintiteesres_t__a_n_d__T_a_x_e_s _-_-_-_-_-_-_-_--_

Total --------------------$ 98,186 66 Total --------------------$ 98,186 66

BANK'S STATEMJENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmea nLd oLa nosa n s- - -_-_-_-_-_-_-_-_-_-_-_-_-_$

61,297 39

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _

4,542 47 Surplus Fund _______ _______ ________ _ UDnivdiidveinddeds UPnropfaiitds -_-_-_-_-_-_-_-_-_-_ _ _4_,1_0__1__09_
2,000 00 Due to Banks in this State __ ---------

Furniture and Fixtures _____ _ Other Real Estate Owned ___ _

1,860 70 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_te_s_ -_-_-_-__-_-_-_--_

Due from Banks in this State 4,87 4 48 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-__-_- -_ Advances on Cotton_-- _____ _ Advances on other Commodi-
Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se--__-

4,528 26 1,398 00
637 50 370 98
1,313 75

Check --------------------Time Certificates of Deposit_ Savin,gs Deposits ----------Trust Funds on Deposit_ ____ CCearsthifiieerd's CChheecckkss __----------- -- -_-_-_-_ Bills Payable ______________
Notes and Bills Rediscounted Certificates of Deposit for

27,328 51 21,256 80 ----------------_ ___5_9_7__51_ ________ _ ________ _

Other Checks and Cash Items

Borrowed Money --------- 15,000 00

Customers' Liability on Letters of Credit and Accept-

LiaanbdilitAycocnepLtaentcteerss _o_f_C_r_e_d_i_t_, ________ _

Ovaenrcdersaft-s--(-i-f--a-n-y-)---------__--- -_-_

460 38 ORtehseerrveLifaobrilIintiteesres_t__a_n_d__T_a_x_e_s _-_-_-_-_-_-_-_--_

Other Assets --------------

Total---------------------$ 83,283 91 Total---------------------$ 83,283 91

FIRST ANNUAL REPORT

8'1'

EXAlllliKEB'S BEPOBT.

FARMERS BANK, BRONWOOD.

At Close of Business July 21, 1920.

President-D. B. Hill. Vice-Presldents-L. w. Denton, N. N. Massey

Cashie'l'-J. Fred Ball.

Dlrectors-D B. Hill, L. N. Denton, N. N. Massey, L. B. I:'enton, F. L. McGill,

J, L. McLeod, ,J, C. Holland, J. Fred Ball.

Date of Charter-April 30, 1913.

Began Business-May 5, 1913.

RESOURCES

LIABILITIES

Time Loana ----------------$156,068 91 Capital Stock Paid In-------$ 25,000 00

Demand Loans --- ___ ____ ___ 4,681 52 Amt. Reserved for Branches ____ - ___ _

Loans Secured by Real :~<-:state ________ _ Surplus Fund _____________ _ United States Bonds________ 2,861 90 Undivided Profits __________ _

5,000 00 2,218 73

Other Stocks and Bonds _____ --------- Dividends Unpaid _________ _

430 00

Banking House ____________ 2,500 00 Due to Banks in this State-_ ________ _

Furniture and Fixtures______ Other Real Estate Owned____

2,500 00 1,500 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_ta__te_s_

________________ __

Due from Banks in this State Due from Banks in other
States ------------------CG uo lrdr e n_c_y_ _ _ _-_- -- -- -_-_-_-_ -_ _- _- _-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _ Advances on Cotton_________

4, 770 05
8,644 14 3,494 00
240 00 647 60 ________ _

Individual Deposits Subject to
DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits _____ - __ -- _
CCearsthifiieerd's CChheecckkss __--__--_-_-_-_-_-_-_-_

_7_0_,_3_1_9__51_ 34,661 42 - ___ - ___ _
_ ___3_6_8__93_

Adtiveasnce_s__o_n__o_t_h_e_r__C_o__m_m__o_d_i_- ________ _ BNioltless PaanydabBleills--R--e-d-is-c-o-u--n-te-d- -5_5_,0_0_0___00_

Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

47 25 Certificates of Deposit for 3,166 39 Borrowed Money --------- ---------
LiaanbdilitAycocnepLtaen\cteerss _o_f_C_r_e_d_i_t_, ________ _

Ovaenrcdersaf-ts---(-i-f--a-n--y-)-------- 1,876 83 ORtehseerrveLifaobrilIintiteesres_t__a_n_d__T_a_x__es _-_-_-_-_-_-_-_--_

Other Assets -------------- ---------

TotaL-- ______ - __________ -$192,998 59 TotaL--- ___ --_-------- ___ $192,998 59

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$152,495 88 Capital Stock Paid In _______ $ 25,000 00 Demand Loans --- _-- __ -- _-- --------- Amt. Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds________

--------2,864 90

USunrdpivluids edFuPnrdofi-t-s--_-- -_-__----_-_-_-_-_

51,,603010 0430

OBathnekrinSgtoHckosusaend- _B_o__n_d_s_-_-_--_-_

- -2-, 5- 0- 0- - -00-

Dividends Unpaid ---------Due to Banks in this State__

--------5,000 00

Furniture and Fixtures-----Other Real Estate Owned-___

2,500 00 1,500 00

Due to Banks in other States Call Money ________________

________ _ ________ _

Due from Banks in this State

824 04 Individual Deposits Subject to

Due from Banks in other States -------------------
Currency -----------------Gold ____ ------------------Silver, Nickels, Pennies_---Advances on Cotton and other
Commodities _- ______ -- _--

Check ------------------- 35,690 60

1,378 83 Demand Certificates ofDeposit 3,000 00

348 00 135 00

TSaimviengCserDtiefpicoastietss o__f _D__e_p_o_s_i_t__

_2_7_,_5_4_4__93_

465 4,126

67 58

Trust Funds on Deposit_ ____ Cashier's Checks __________ _ Certified Checks ___________

--------_ ___2_6_9__14_

Checks for Clearing House_- _____ -- _- Bills Payable -------------- 68,500 00

Other Checks and Cash Items 2,497 20 Notes and Bills Rediscounted ---------

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-
O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -- -- -- -- -- -- -- -Other Assets _--- __ --------

Borrowed Money --------- --------LiaanbdilitAycocnepLtaentcteerss _o_f_C_r_e_d_i_t_, ________ _ Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total --------------------$171,636 10 Total --------------------$171,636 10

r

88

BANKING DEPARTMENT

EXAMINElt'S ltEPOBT.

BANK OF BROOKLET, BROOKLET.

At Close of Business July 24, 1920.

President-Thos. R. Bryant. Vice-Bresident-R. H. Warnock.

Cashier-Paul B. Lewis.

Directors-Thos. R. Bryant, R. H. Warnock, D. L. Alderman, W. C. Cromley,

H. E. Wlright, J. W. Robertson, J. W. Shearouse.

Date of Charter-May 12, 1907.

Began Business-December 1, 1906.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans __ - _________ _

82,994 880

Loans Secured by Real Estate 33,494

United States Bonds -------Other Stocks and Bonds ____ _

40
00 36

Capital Stock Paid In _______ $ 25,000 00

ASumrtp.luRs eFseurnvded __fo__r__B_r_a_n_c_h__es_ Undivided Profits _________ _

5,000 00

Dividends Unpaid _________ _ --.i49-23

Banking House ------------ 1,921 65 Due to Banks in this State._

Furniture and Fixtures _____ _ Other Real Estate Owned ___ _

1,250 00 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 33,169 71 Individual Deposits Subject to

DuSetatfersom___B_a_n_K__s___i_n___o_t_h_er_ Currency _________________ _

1,276 83 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 82,681 23 401 00 Time Certificates of Deposit. 33,273 22

SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-.-_-_-_-_ Advances on Cotton ________ _ Advances on other Commodi-

110 00 347 38

CSaavshinigers'sDCephoesciktss Certified Checks

-_-_-_-_ -_ _- _- _-_-_- -_ __________ _

380 64

Bills Payable _____________ _ 10,000 00

Chteiecsks -fo--r --C-l-e-a-r-in--g--H-o--u-s-e-._-

Notes and Bills Rediscounted 1,398 50 Certificates of Deposit for

Other Checks and Cash Items

375 78 Borrowed Money ---------

Customers' Liability on Letters of Credit and Accept-

LiaanbdilitAycocnepLtaentcteerss _o_f_C__re_d__it_,

Ovaenrcdersaf-ts---(i-f--a-n-y-)---_-_-_-_-_-_---_ 1,050 68 ORethseerrvLe ifaobriIlinttieesres_t__a_n_d_T__a_x_e_s Other Assets _________ - __ --

185 97

Total --------------------$158,670 29 Total---------------------$158,670 29

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s---_-_-_-_-_---_-_----------$

90,191 1,045

40 17

Capital Stock Paid In _______ $ Amt. Reserved for Branches

25,000

00

Loans Secured by Real Estate United States Bonds - __ ---- _ Other Stocks and Bonds ____ _

20,132 73 SUunrdpilvuids edFuPndrof-it-s---_-_-_-_-__-_-_-_--_ Dividends Unpaid _________ _

5,000 00 1,495 48

Banking House ------------ 1,921 65 Due to Banks in this State._

Furniture and Fixtures.----Other Real Estate Owned._-_

1,250 00 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 1,707 20 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuolrdren__cy-- _-__-_----------_-_-__-_--- -_-_-__--_

1,679 33 DeCmhaencdk Ce-r-t-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t 32,715 58

1,203 00 Time Certificates of Deposit_ 115 00 Savings Deposits __________ _

30,976 66

Silver, Nickels, Pennies.----

507 71 Trust Funds on Deposit. ___ _

Advances on Cotton_-------Advances on other Commodi-
Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se---_-

CCearsthifiieerd's CChheecckkss -_-__-_-_-_-_-_-_-_--_

245 13

Bills Payable _____________ _ 25,000 00

Notes and Bills Rediscounted

Other Checks and Cash Items

521 40 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and AcceptOvaenrcdersaft-s--(-i-f--a-n-y-)---- -_-----------_
- - - - - Other Assets _____ - _--- _- __

Liability on Letters of Credit, and Acceptances ________ _
ROet hs eerrv eL fi aobr iIlni ttieerse s_t_a_n_d_ _T_a_x_ _e s_

---------

Total---------------------$120,432 85 TotaL------- __ --- __ --_-_ .$120,432 85

FIRST ANNUAL REPORT

89

EXAMI:NEB.'S B.EPOB.T.

BROOKS BANK, BROOKS.

At Close of Business September 22, 1920.

President-K. B. Banks. Vice-President-F. M. Scott. Cashier-T. A. Scott.

Direetors-K. B. Brooks, F. M. Scott, T. A. Scott, Sam Boykin, J. H. Jones.

W. H. Scott.

Date of Charter-August 8, 1907.

Began Business-September, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$125,096 97 Capital Stock Paid In-------$ 15,000 00

DLoemanasndSecLuoraends b-y-R--e-a-l-E--s-t-a-t-e

_1_0_,5_6_2___45_

Amt. Reserved for Branches Surplus Fund --------------

3,000 00

OUtnhieterdSStotactkess aBnodndBson-d-s-_-_-_-_-_- _-_-_-_-_-_-_-_--_ UDnivdiidveidnedds PUrnopfaitisd --_-_-_-__-_-_-_-_--_

Banking House ___________ _ 1,470 00 Due to Banks in this State __

Furniture and Fixtures ____ _ 1,401 18 Due to Banks in other States

Other Real Estate Owned ___ _ Due from Banks in this State

--6~318-56

Call Money ------- __ - _____ _ Individual Deposits Subject to

12,881 21

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i -c -k-e-l s-,- -P- -e-n-n-i-e-s -_-__-_- -_ Advances on Cotton_--_-- __ A dt vi easn c e_s__o_n- -o_t_h_e_r__C_o_m_ _m__o_d_i -_

578 32 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 1,371 00 Time Certificates -----------
47 50 Savings Deposits ----------465 77 Cashier's Checks ----------1,884 27 CBeilrltsifiPedayaCbhleeck_s___-_-_-_-_-_-_-_-_-_--_ ________ _ Notes and Bills Rediscounted

56,467 86 24,390 92
177 36 41,000 00

Checks for Clearing House __ --------- Certificates of Deposit for

Other Checks and Cash Items

214 75 Borrowed Money ________ _

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit, and Acceptances ________ _

ances _- _--- _--- _--------- --------- Reserve for Interest and Taxes

OOtvheerrdraAfstsset(sif _a_n_y_)_ ------_------ -_-- -_---__-_-_--- -_-_ Other Liabilities -----------

Total --------------------$152,917 35 Total---------------------$152,917 35

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______ --- _-- __ -$ Demand Loans ____________ _

89,596 3,737

77 45

Capital Stock Paid In------$ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate 10,597 6~ Surplus Fund -------------- 3,000 00

United States Bonds -------Other Stocks and Bonds ____ _

Undivided Profits----------- 10,8i9 27 Dividends Unpaid ______ - __ _

Banking House ___ --- _----- 1,470 00 Due to Banks in this State __ Furniture and Fixtures ____ _ 1,401 18 Due to Banks in other States

Other Real Estate Owned __ -_

Call Money _--- _-- __ -------

Due from Banks in this State 9,519 63 Individual Deposits Subject to

Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ _-_ -_ -_ -_ _- _- _- _- _- _- _- _-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _

954 10 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 1,684 00 Time Certificates of Deposit_
47 50 Savings Deposits ----------360 12 Trust Funds on Deposit_ ___ _

30,656 22 18,127 67

Advances on Cotton __ -- __ -Advances on other Commodi-
Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se-_---

506 99 CCaersthifiieerd's CChheecckkss -_-_-_-_-_-_-__-_-_--_

432 25

Bills Payable _____________ _ 45,000 00

Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit,

Ovaenrcdersaft-s--(-i-f--a-n-y-)---_-_-_-__-_-_-_- _

and Acceptances _-- __ - __ _ Reserve for Interest and Taxes

Other Assets:

Other Liabilities - __ --- _-- __

Profit and LOSS------------- 3,159 99

Total---------------------$123,035 41 Total _____________________ $123,035 41

90

BANKING DEPARTMEN'l'

Eli:AllllllltEB'S B.EPOB.T.

BRUNSWICK BANK AND TRUST COMPANY, BRUNSWICK.

At Close of Business October 26, 1920.

President-F. D. Aiken. Vice-P.resident--<L. H. Hayne. Cashier-C. Z. Walker.

Directors-N. Emanuel, M. J'. Welch, C. A. Taylor, J'. P. Davenport, J'. J'. Lessimer,

Date of Charter-1889.

N. J. MacPherson.

Began Business-1889.

RESOURCES

LIABILITIES

Time Loans ----------------$711,147 38 Capital Stock Paid In_--- ___ $150,000 00

Demand Loans ------------- 136,728 83 Amt. Reserved for Branches - ___ -----

Loans Secured by Real Estate 7,651 38 Surplus Fund -------------- 100,000 00

United States Bonds ________ 379,163 26 Undivided Profits ----------- 24,656 75

Other Stocks and Bonds _____ 144,184 88 Dividends Unpaid ----------

272 50

Banking House ------------- 21,500 00 Due to Banks in this State __ 43,180 18

Furniture and Fixtures_____ 4,426 82 Due to Banks in other States 2,368 85

Other Real Estate Owned____ Due from Banks in this and

3,085 13 FeCdreerdailtRe_s_e_r_v_e__B_a_n_k__D__e_f_en- s__e

9,615 97

other States ------------- 36,074 27 Individual Deposits Subject to

Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton_________

29,574 oo 2,085 85 4,414 42
________ _

DeCmhaenckd Ce-r-t-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t Time Certificates of DeposiL Savings Deposits ______ - ___ _

473,121 12,092
110,942
172,047

42 24 59
01

Advances on other Commodi-

Trust Funds on Deposit_-_-- - __ ------

ties _-- _- - - - -- - - - - - - - - - - Checks for Clearing House-_ Other Checks and Cash Items

-- - - -- - - 2,120 80 1,660 00

Cashier's Checks - ___ --- ___ _ 7,016

Certified Checks ___________ _ Bills Payable _____________ _

677 385,000

40
62 00

Customers' Liability on Let-

Notes and Bills Rediscounted 91,027 75

ters of Credit and Accept-

Certificates of Deposit for

COuvarenrrcedenrstaf-Cts-h-e(-ic-fk-sa-n--y_--)-_-_- -_--_--_--_-_--_--_----_

15,000 00 Borrowed Money --------- 15,000 00

3,327 05 7 67

Liability on Letters of Credit, and Acceptances _________

________ _

TOrtahnersiAt sAsectcso:unt __________ _

Reserve for Interest and 863 39 Taxes -------------------- 7,246 61

Other Liabilities ----------- 14,728 79

Total -------------------$1,618,994 68 Total -------------------$1,618,994 68

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$658,747 91 Capital Stock Paid In _______ $150,000 00

Demand Loans ------------- 166,940 35 Amt. Reserved for Branches --------Loans Secured by Real Estate 13,365 00 Surplus Fund -------------- 100.000 00 United States Bonds ________ 379,400 00 Undivided Profits ----------- 33,471 45

Other Stocks and Bonds_____ 144,934 88 Dividends Unpaid ---------- --------Banking House------------- 21,500 00 Due. to Banks in this State __ 47,085 0~

Furniture and Fixtures_____ 5,321 82 Due to Banks in other States 6,509 66

Other Real Estate Owned____ 3,196 13 Call Money ---------------- ---------

Due from Banks in this State 186,853 83 Individual Deposits Subject to

Due from . Banks in other

Check --- ___ --- __ -- _- ___ _ 533,800 45

CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

7293,,777515 3080

DTiemmeanCdeCrteirftiicfaicteasteos fofDDeeppoossiti-t

10,995 113,581

60 40

Gold ----------------------- 2,065 85 Savings Deposits ----------- 178,609 45 Silver, Nickels, Pennies_____ 4,529 16 Trust Funds on Deposit_ ____ ---------

Advances on Cotton _________ --------- Cashier's Checks ----------- 8,356 06

Adtiveasnce_s__o_n__o_t_h_e_r__C_o_m_ _m__o_d_i_-

_________

CBei lrltsi f i Pe da yCa bh el ec k s_ - -_-______- -- -- -______- --

1,617 410,000

47 00

Checks for Clearing House__ 3.847 32 Notes and Bills Rediscounted 105,675 42

Other Checks and Cash Items 6,843 91 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money _---- _--- --------Liability on Letters of Credit,

ances -------------------- 15,000 00 and Acceptances ---------- 15,000 00

Overdrafts (if any) --------

1 08 Reserve for Interest and Taxes 1,390 72

Other Assets:

Other Liabilities ___________ - ____ -- __

Revenue Stamps ------------

19 15

Total -------------------$1,716,092 77 Total -------------------$1 1716,092 77

FIRST ANNUAL REPORT

91

EXAMilfEB'S BEPOBT.
GLYNN COUNTY BANK, BRUNSWICK.
At Close of Business October 25, 1920. President-E. L. Stephens. Vice-P>resident-H. F. deo Btgnen.
Cashier-R. H. Strain. Dlrectors-J. J. Vickers, C. F. Browne, T. N. Scarlette, Jr., R. L. Phillips.

RESOURCES

LIABILITIES

Time Loans ----------------$513,880 21 Capital Stock Paid In .. $100,000 00 Demand Loans _____________ 117,847 44 Amt. Reserved for Branches _ ____ _

Loans Secured by Real Estate 28,787 00 United States Bonds. ______ ._ 178,114 00

US unrdpi vl ui dse dF uPnrdo f i-t-s- -_-_-__-_- - -_-_-_-_-_

2206,,060104 0101

Other Stocks and Bonds.___ 3,600 00 Dividends Unpaid ----------

8 00

Banking House ------------- 31,265 60 Due to Banks in this State.. 4,791 83 Furniture and Fixtures______ 7,360 10 Due to Banks In other States ---. _----

Other Real Estate Owned ____ --------- Call Money----------------- 37,000 00

Due from Banks in this and

Individual Deposits Subject to

other States -------------GCoulrdr e n_c_y_ _ _ -_ -_ -_ -_-_ -_-_-_-_-_-_-__- -_-_-_-_-_

49,487 61 _1_9_,7__0_9__00_

DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit.

288,605 39 15,130 34 72,919 80

Silver, Nickels, Pennies_____ 4,560 76 Savings Deposits ____ ___ _ 182,402 46

Advances on Cotton _________
Advances on other Commodities __ - ___ ---- __ ---------
Checks for Clearing House.. Other Checks and Cash Items

---------
--------8,947 70 7,929 40

Trust Funds on Deposit.-.-_ --------.

Cashier's Checks ----------- 1,252 21

Certified Checks ------------

285 21

Bills Payable -------------- 185,000 00

Notes and Bills Rediscounted 15,090 00

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money _-- __ _. __ __

ances - ____ ---- __ ----- ---- - _- --- __ Overdrafts (if any) ---------

LiaanbdilitAycocnepLtaentcteerss _o_f_C_r_e_d_i_t_,

________ _

Other Assets --------------- 3,935 73 Reserve for Interest and Taxes --- __ ----

Other Liabilities ----------- 26,522 50

Total---------------------$975,622 55 Total . ------------------$975,622 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$528,469 94 Capital Stock Paid In _______ $100,000 00

Demand Loans ------------- 90,214 95 Amt. Reserved for Branches _.. _... _.

Loans Secured by Real Estate 49,008 17 Surplus Fund -------------- 20,000 00

United States Bonds.-_. __ -- 175,644 00 Undivided Profits ----------- 27,202 17

Other Stocks and Bonds. __ -_ 3,600 00 bividends Unpaid .. _-.....

8 00

Banking House ------------- 31,265 60 Due to Banks in this State.. 21,647 27

Furniture and Fixtures_____ 7,360 00 Due to Banks in other States 5,305 04

Other Real Estate Owned ____ --------- Call Money ---------------- 12,500 00

Due from Banks In this State 30,484 03 Individual Deposits Subject to

Due from Banks in other States -------------------

21,660

68

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

220,016 56 16,570 34

CG oulrdr e n_c_y_ _ _-_ -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

_1_6_,8_9_2___00_

Time Certificates Savings Deposits

of Deposit. -----------

73,636 54 178,900 52

Silver, Nickels, Pennies. __ -- 3,639 78 Trust Funds on Deposit. ... --------Advances on Cotton_________ _____ .. _. Cashier's Checks ... - .. -. _ 6,670 32

Advances on other Commodi-

Certified Checks .... - . _

156 75

ties ... __ ...... -.-----.-- -.------- Bills Payable .. _.. _.. __ .... 167,500 00

Checks for Clearing House.. 2,275 41 Notes and Bills Rediscounted 117,097 18

Other Checks and Cash Items 2,488 43 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ .. - ... _ .. __ -. __

ters of Credit and Accept-

Liability on Letters of Credit,

ances _____ --- _-----------

and Acceptances _... _.. _ _______ . _

Overdrafts (if any) ____ ... _

330 35 Reserve for Interest and Taxes . _.- .

Other Assets:

Other Liabilities .... _.... _..... __

Depositors' Guarantee Fund. 3,8fi7 35

Revenue Stamps -----------

20 00

Total ....... --------------$967,210 69

Total _____________________ $967,210 69

r"'
I
I

92

BANKING DEPARTMENT

EXAJII[Ilii'EB.'S B.EPOB.'r.

FARMERS & CITIZENS BANK, BUCHANAN.

At Close of Business December 13, 1920.

President-W. C. Moore. Vice-President-W. J. Speight.

Cashier-W. S. McClellan.

Directors-G. B. ,Richards, J. R. Brown, G. N. Moore, A. C. Waldrup, M. Bullard.

Date of Charter-August 8, 1911.

Began Business--"September, 1911.

,RESOURCES

LIABILITIES

Time Loans _____ -- __ --- ___ -$ 83,806 60 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _ Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

1,535 53 9,060 00 4,500 00
2,345 87 2,689 25

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------Dividends Unpaid _-- ______ Due from Banks in this and C aol lt hMe ro nSetya t e_s_ _ _-_-_-_-_- -- -- -_-_-__-_- -_

Due from Banks in this and

Individual Deposits Subject to

other States -------------TAodtvaalnCc eass ho n- -C- -o-t t-o-n- -_-__- -- -_-_-__- -_

3,853 3,115

90 25

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

45,512 88

Time Certificates of Deposit- 19,716 42

Advances on other Commodi-
Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se--__Other Checks and Cash Items Customers' Liability on Let-

Savings Deposits ----------Trust Funds on Deposit_ ___ _

Cashier's Checks _--- ___ - _--

225

38

Certified Checks ___ - ______ _ Bills Payable _____________ _

128 02 23,500 00

ters of Credit and Accept-

Notes and Bills Rediscounted

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -_-_-_ _- _-_-_- -_ Other Assets _____________ _

Certificates of Deposit for 514 51 Borrowed Money ---------
Liability on Letters of Credit, and Acceptances ________ _

Reserve for Interest and Taxes

Other Liabilities-----------

TotaL--------------------$111,646 29 TotaL ___________________ -$111,646 29

BANK'S STATEMEJNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIEJS

Time Loans _-- ____________ -$ Demand Loans ____________ _

81,759 1,635

27 53

Capital Stock Paid In. ______ $ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _
Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

10,128 00 Surplus Fund -------------4,500 00 UDnivdiidveinddeds UPrnopfaiitds -_-_-__-_-_-_-_-_--_ 2,345 87 Due to Banks in this State __ 2,689 25 CDaulel tMo oBneaynks--i_n__o_t_h_e-r__S_t_a_t_es_

7, 723 28

Due from Banks in this State 2,887 38 Individual Deposits Subject to

Due from Banks in other
States ------------------TAodtvaaln cCeass ho n- -C- -o-t t-o-n- -_-_-_-_ _-_-_-_- -_ Advances on other Commodi-

2,199 10 DeCmhaenckd C-e-r-t-if-i-c"a-te-s--o-f-D--e-p-o-s-i-t 3, 776 67 Time Certificates of Deposit-
Savings Deposits ----------Trust Fund on Deposit _____ _

46,578 50 19,666 42

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_--_

144 30

Other Checks and Cash Items Customers' Liability on Let-

161 20 Bills Payable -------------- 23,500 00 Notes and Bills Rediscounted

ters of Credit and Accept-

Certificates of Deposit for

OOtvahenercrdersaAfs-tss-e-(t-si-f-a-_n-_-y__-)_-_-___-_--_--_-__--_--_----_

Borrowed Money --------530 23 Liability on Letters of Credit,
and Acceptances ________ _

Reser.ve for Interest and Taxes

Other Liabilities-----------

TotaL--------------------$U2,612 50 Total---------------------$112,612 50

FIRST ANNUAL REPORT

93

EXAMilii'EB'S BEPOBT.

HARALSON COUNTY BANK, BUCHANAN.

At Close of Business June 19, 1920.

President-J. L. Eaves. Vice-President-L. N. StriDkland.

Cashier-H. G. Richardson.

Directors--.J. L. Eaves, L. N. Strickland, W. 0. Strickland, R. H. Parker, R. F. Williams, E. S. Griffith, N. Matthews.

Date of Charter-MaTch 3, 1909.

Began Business-March 3, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$117,359 60 Capital Stock Paid In ______ .$ 15,000 00

Demand Loans ------------- 4,745 06 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund -------------United States Bonds_-_______ 4,000 00 Undivided Profits ___ - __ -- _Other Stocks and Bonds.____ ________ _ Dividends Unpaid ----------

20,267 00

Banking House ------------Furniture and Fixtures_____

2,034 2,700

o0o0

Due to Banks in this State_Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money _____ - ___ -- _- __ -

Due from Banks in this State 3,909 78 Individual Deposits Subject to

Due from Banks in other States -------------------
CG uo lrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- _- _- -_ Silver, Nickels, Pennies. ___ _ Advances on Cotton_________

8,849 04 1,035 00
252 50 638 66 ________ _

DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t Time Certificates of Deposit. CSaavshiniegrs'sDCephoecsiktss -_-_-_-__-_-_-_-_-_---
Certified Checks -- __ -------

58,525 52 44,970 15
305 68

Adtiveasnce_s__o_n__o_t_h_e_r__C_ o--m_m- _o_d_i-_

_______ - _

Bills Payable--------------Notes and Bills Rediscounted

10,000 00

Checks for Clearing House __

938 00 Certificates of Deposit for

Other Checks and Cash Items 1,007 04 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

atenrcsesof__C_ r_e_d_i_t__a_n_d__A_ _c_c_e_p_t_Overdrafts (if any) ___ , ___ _

________ _

and Acceptances __ -- _-- _Reserve for Interest and Taxes

268 58 Other Liabilities _______ - __ -

623 63

Other Assets:

County Warrants ----------- !,954 72

Total---------------------$149,691 98 TotaL __________________ . $149,691 98

BANK'S STATEMENT at Close of Business December 15. 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 99,723 03 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ________ _

6,543 06 Amt. Reserved for Branches Surplus Fund ___ - __ -- __ - __ - 3,000 00
4,000 00 Undivided Profits ----------- 15,797 14

Other Stocks and Bonds ____ _ Banking House ____________ _

Dividends Unpaid - _-------2,034 00 Due to Banks in this State_-

Furniture and Fixtures. ___ _ 2,700 00 Due to Banks in other States

Other Real Estate Owned. __ _

Call Money ----------------

Due from Banks in this State 4,386 43 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- _- _- -_

5,112 44 DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 3,979 00 Time Certificates of Deposit.
240 00 Savings Deposits -----------

30,912 86 27,676 66

Silver, Nickels, Pennies. ___ _

719 89 Trust Fund on Deposit ------

Advances on Cotton ________ _ Advances on other CommodiChteiecsks -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-._-

CCearsthifiieerd's CChheecckkss -__-_-_-_-_-_--- -__---

280 63

Bills Payable _____________ _ 38,000 00

Notes and Bills Rediscounted

Other Checks and Cash Items 1,003 41 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _- ___ - __ -

ters of Credit and Accept-

Liability on Letters of Credit,

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_ -_ _-_-_- -_ Other Assets ______________ _

and Acceptances __ - __ -- _-
226 03 Reserve for Interest and Taxes Other Liabilities - __ --- _----

Total ____________________ $130,667 29

Total ____________________ $130,667 29

94

BANKING DEPARTMENT

EXAMDI'EB.'S B.EPOB.T.

BANK OF BUCKHEAD, BUCKHEAD.

At Close of Business July 8, 1920.

President-J. Hulme Morgan. Vice-President~R. M. Pirkle.

Cashier-S. R. Paschal.

Directors-J. Hulme Morgan, R. N. Pirkle, R. H. Paschal, W. B. McRee, A. E.

McWhorter, M. J. Moorhead, Geo. W. Davis, R. C. McWhorteT, R. R. Treadwell.

Date of Charter-July 9, 1906.

Began Business-September 3, 1906.

RESOURCES

LIABILITIES

Time Loans _______________ -$ Demand Loans ____________ _
Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ____ _ Banking House _____________ _ Furniture and Fixtures _____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------GCoulrdren__cy-- __------__-_-_----------_---- -------_Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _
Advances on other Commodi-
Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f -t s- -(-i-f- -a-n-y-)- - -_-_-_ -_ _-_-_- -_
Other Assets ---------------

75,576 89 3,467 06 5,546 00 150 00
1,531 17 2,751 24
14,803 53
1,743 86 1,921 00
20 00 3,053 09

Capital Stock Paid In _______ $ ASumrtp.luRs esFeurvnedd _f_o_r__B__r_a_n_c_h_e_s_ Undivided Profits __________ _
Dividends Unpaid ---------Due to Banks in this State __ CDaulel tMo oBneaynks__i_n_ -o_t_h_e_r__S_t_a_t_es_
Individual Deposits Subject to
DeCmhaencdk Ce-r-t-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t Time Certificates of DepositSavings Deposits ----------Trust Fund on Deposit _____ _ Cashier's Checks _____ - ____ _ Certified Checks __________ _
Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit,
and Acceptances ________ _ ROethseerrveLfiaobr iIlnittieerses_t_a_n_d__T_a__x_es_

25,000 00 8,000 00 3, 756 13 276 00
52,496 75
1,434 76 20,000 00

Total---------------------$110,963 64 TotaL ____________________ $110,963 64

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 61,087 89
Demand Loans ------------- 3, 767 06

Loans Secured by Real Estate 6,036 67

United States Bonds _______ _

150 00

Other Stocks and Bonds ____ _ ---------

Banking House ___ ----_-----_ 1,531 17

Furniture and Fixtures _____ _ 2, 751 24

Other Real Estate Owned ___ _ ---------

Due from Banks in this State 8,900 08

Due from Banks in other

States ------------------CG uo lrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

829 38 1,527 00
50 00

Silver, Nickels, Pennies __ --_ 1,915 45

Advances on Cotton ---------

630 28

Advances on other Commodi-

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se--__-
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

149 80

O

vaenrcdersa

f

t-s-

----
(If

-a-n-y-)-

-

--

-__-

--

-- ---- -_

Other Assets _- _____ - __ ---- _

Capital Stock Paid In _______ $ 25,000 00

Amt. Reserved for Branches Surplus Fund _____________ _ Undivided Profits __________ _

8, ooo oe
3,155 43

Dividends Unpaid _________ _

Due to Banks in this State __ CDaulel tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

Individual Deposits Subject to
DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------Trust Fund on Deposit _____ _

3,2058 59

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_--_
Bills Payable __ - ____ --- __ ---
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ___ - ____ -

112. 00 21,000 00

Liability on Letters of Credit, and Acceptances ___ - ____ -
Reserve for Interest and Taxes Other Liabilities ____ -------

TotaL--------------------$ 89,326 oz TotaL ____________________ $ 89,326 02

FIRST ANNUAL REPORT

EXAMINEB'S BEPOBT.

BUENA VISTA LOAN & SAVINGS BANK, BUENA VISTA.

At Close of Business August 5, 1920.

Presldent-Wm. C. Wooten. Vice-President-Chas. W. Lowe. Cashier-E. B. Reese.

Directors-V\'m. C. Wooten, Chas. W. Lowe, J. E. Lowe, Jno. R. Thart, W. W.

Murkey, J. L. Rogers, A. C. Duncan.

Date of Charter-iSeptember 22, 1887.

Began Business-September, 1889.

RESOURCES

LIABILITIES

Time Loans ----------------$190,457 82 Capital Stock Paid In-------$ 30,000 00 Demand Loans -- ___ -- _- ____ 43,299 00 Amt. Reserved for Branches

Loans Secured by Real Estate 35,000 00 Surplus Fund -------------- 40,000 00

OUnthiteerdSStotcaktessanBdonBdosn-d-s--_-_-_-_-_ _--_-_-_-_-_-_-_-_ DUinvdiidveinddesd UPnropfaiitds _-_-_-_-_-_-_-_-_-_--_

9,567 55 109 50

Banking House ------------- 4,000 00 Due to Banks in this State __ Furniture and Fixtures______ 1,961 00 Due to Banks in other States

Other Real Estate Owned____

943 04 Call Money-----------------

Due from Banks in this State 12,612 93 Individual Deposits Subject to

Due from Banks in other

Check _------------- __ - __ 95,596 82

States ------------------- 19,523 98 Demand Certificates of Deposit Currency ------------------ 4,516 00 Time Certificates of DeposiL 109,502 58

Gold ----------------------- 1,017 50 Savings Deposits ----------Silver, Nickels, Pennies-____ 2,008 07 Cashier's Checks ---------- _ Advances on Cotton _________ ---------Certified Checks -----------

115 54

Advances on other Commodi-

Bills Payable _-- _--- _--- _-- _ 35,000 00

ties _------- _-- _- ________ _________ Notes and Bills Rediscounted

Checks for Clearing House__ 1,271 81 Certificates of Deposit for

Other Checks and Cash Items 3,280 84 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances ________ _

ances ____________________ ____ _____ Reserve for Interest and Taxes

OOvtheerrdrAafstsset(sif__a_n_y_)___-_-__---______- __-_______-_-_____ Other Liabilities --- _-------

Total _____________________ $319,891 99 Total---------------------$319,891 99

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$194,038 62 Capital Stock Paid In ____ - __ $ 30,000 00

Demand Loans ------------- 60.991 33 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds --------

32,396 6o ---------

SUunrdpilvuids edFuPnrdofi-t-s--_-__-_----- -_-_---_-_

40,000 00 6,847 44

Other Stocks and Bonds----- --------- Dividends Unpaid-----------

109 50

Banking House ------------- 4,000 00 Due to Banks in this State __

Furniture and Fixtures______ 1,961 00 Due to Banks in other States

Other Real Estate Owned____

943 04 Call Money ----------------

Due from Banks in this State 27,074 31 Individual Deposits Subject to

Due from Banks in other
States ------------------CG oulrdr e n_c_y_ _ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- _- _- _- -_

9,352 70 DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 7,344 00 Time Certificates of DeposiL
850 00 Savings Deposits -----------

97,377 40 96,241} 09

Silver, Nickels, Pennies ____ _ 1,717 13 Trust Fund on Deposit -- _---

Advances on Cotton -- _-- __ Advances on other Commodi-
ties __ -- _-- _-- __ ---------

8,031

62

Cashier's Checks Certified Checks

- ___ -- __ -- _ ____ - _____ _

--------- Bills Payable _____________ _

],584 18 70,000 00

Checks for Clearin,e; House __

835 65 Notes and Bills Rediscounted 8,000 00

Other Checks and Cash Items

622 56 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

atenrcsesof__C_r_e_d__it__a_n_d--A- _c-c-e_p_t--

Liability on Letters of Credit, _-- _____ _ and Acceptances----------

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets ______ --------- _-- __ -- __ Other Liabilities --- _-------

Total---------------------$350,158 61 Total---------------------$350,158 61

96

BANKING DEPARTMEN'.r

EXAMDII'EB'S BEPOBT.

BANK OF BUFORD, BUFORD.

At Close of Business September 25, 1920.

President--IL. P. Patillo. Vice-President-Edward Flor. Cashier-Carl Perry.

Director~L. P. Patillo, Edw. Flor, Carl Perry, T. A. Smith, E. w . . Vance,

W. D. Wilson, Bliss Woodrurd.

Date of Charter-1893.

Began Business-February, 1893.

RESOURCES

LIABILITIES

Time Loans ----------------$275,663 28 Capital Stock Paid In ...... $ 25,000 00

Demand Loans ------------- 12,397 97 Amt. Reserved for Branches

Loans Secured by Real Estate 16,000 00 Surplus Fund -------------

United States Bonds -------- 35,850 00 Undivided Profits .......... . 61,358 88

Other Stocks and Bonds .... 27,600 00 Dividends Unpaid ----------

6 00

Banking House ------------- 1,251 22 Due to Banks in this State..

Furniture and Fixtures ... _ 2, 308 2 4 Due to Banks in other States

Other Real Estate Owned.... 2,695 41 Call Money ................ .

Due from Banks in this State 13,095 72 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuo lrdr e n.c.y. . .-.-.-.-.-.-.-- -. -. -. .- -_-.-. -_-.-.-.

8,142 35 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t 171,447 51 3,297 00 Time Certificates of Deposits 71,377 89 3,948 15 Savings Deposits ........ __ . 14,602 13

Silver, Nickels, Pennies._._.

651 15 Trust Funds on Deposit ...

Advances on Cotton .. __ .... .. ______ . Cashier's Checks .......... .

Advances on other Commodi-

Certified Checks ...........

692 00

ties .... ----------------- --------- Bills Payable ...... __ ..... 60,000 00

Checks for Clearing House._ 1,959 41 Notes and Bills Rediscounted

Other Checks and Cash Items 11,900 04 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ........

ters of Credit and Accept-

Liability on Letters of Credit,

ances _________ ---- __ ----- --------- and Acceptances ---------Overdrafts-Of any) . . . . . . . .... _.. Reserve for Interest and Taxes

Other Assets:

Other Liabilities ...... 11,059 00

Transit . __ ........... ---- ..

52 50 Cash Long __ ............. .

200 45

Bank of Duluth .......... .. 2,879 57

Total --------------------$415,743 86 Total .................... $415, 743 86

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$237,490 35 Capital Stock Paid In ...... $ 25,000 00 Demand Loans .. .. .. .. .. .. . 8,937 09 Amt. Reserved for Branches

Loans Secured by Real Estate 21,283 90 Bank of Suwanee ........ .. 15,000 00 United States Bonds ______ 37.000 00 Surplus Fund ........... ~ ..

Other Stocks and Bonds ---- 27,600 00 Undivided Profits ........ .. 60,699 64

Banking House ------------- 1,251 22 Dividends Unpllid ...... Furniture and Fixtures . . . . 2,308 24 Due to Banks in this State 13,842 67

Other Real Estate Owned.... 2,695 41 Due to Banks in other States Due from Banks in this State 2,133 95 Call Money . . . . __ .. __ . . ____

Due from Banks in other

Individual Deposits Subject to

States ------------------CGuorldren.c.y. _-__-_-_-_--.-.-.-.-.-.-.-.-.-.-.-.-.-.
Silver, Nickels, Pennies __ .. Advances on Cotton .. __ ....

11,208 64 ..4.,3. 8__0 .0. 0.
661 08

DeCmhaencdk C--e-rt-i-f-ic-a-t-e-s---o-f--D--e-TipmoesitCe-r-t-if-i-c-a-te-s--o--f -D--e-p-o-s-i-t-.

__ .. ____ . Savings Deposits .. __ .. __ ..

90,856 83
61,737 83 14,733 62

Advances on other Commodi-

Trust Funds on Deposit .. ..

ties .. .. .. .. .. .. . .. .. .. .. .. . __ .... Cashier's Checks . .. ...... ..

205 81

Checks for Clearing House.. 5.250 48 Certified Checks .. __ .. __ .. .

Other Checks and Cash Items 2,376 04 Bills Payable ............ .. 82,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_

________ _

Certificates of Deposit for Borrowed Money ........

Overdrafts (if any) .. .. .. .. .. ...... . Liability on Letters of Credit,

Other Assets .. .. .. .. .. .. .. . .. ...... . and Acceptances .........

Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$364,576 40 Total ....................$364,576 40

FIRST ANNUAL REPORT

97

EXAMilllEB.'S B.EPOB.T.

SHADBURN BANKING COMPANY, BUFORD.

At Close of Business September 29, 1920.

President-W. B. Shadburn. Vice-President-J. L. Shadburn.

Cashier-T. C. Shadbut>n.

Directors-W. B. Shadburn, J. L. Shadburn, L. T. Sudderth, V. H. Ahlen, T. J. Pirkle.

Date of Charter-February 1, 1900.

Began Business-1900.

RESOURCES

LIABILITIES

Time Loans ----------------l 80,184 71 Capital Stock Paid In ------$ 40,000 00

Demand Loans ------------ 23,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate 18,000 00 Surplus Fund --------------

United States Bonds ------ 25,994 00 Undivided Profits-----------

Other Stocks and Bonds____ _________ Dividends Unpaid -- ___ ------

Banking House _____________

Due to Banks in this State_-

15,000 00 5,934 42 8 00

Furniture and Fixtures______ 2,768 20 Due to Banks in other

Other Real Estate Owned____ 3,065 25 States ------------------- 3,74~ 94 Due from Banks in this State 8,269 51 Call Money - ~-------------DuSetatfersom___B__a_n_k_s___in___o__th_e__r ___ __ ____ IndCihveicdkua_l _D__e_p_o_s_i_ts__S_u_b_j_e_c_t_ t-o- 122,406 48

Currency ------------------- 6,709 00 Demand Certificates of De-

Gold ----------------------Silver, Nickels, Pennies_____

20 00 posit --------------------997 37 Time Certificates of Deposit 92,352 95

Advances on Cotton _________ --------- Savings Deposits ----------- 4,271 72

A dt iveasn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i _-

_________

CTraushstierF'sunCdhs eockns D_e_p_o_s_i_t -_--------

--------389 75

Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

682 41 Certified Checks -----------1,222 42 Bills Payable -------------- 25,000 00
Notes and Bills Rediscounted

ters of Credit and Accept-

Liability on Letters of Credit,

ances -------------------- 20,492 16 and Acceptances----------

Overdrafts-(if any) -------- --------- Reserve for Interest and Depreciation ----------------
Other Liabilities:

853 64

Current Deposits ----------- 1,933 29

Total --------------------$311,897 19 Total --------------------$311,897 19

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$194,413 26 Capital Stock Paid In _______ $ 40,000 00

Demand Loans ------------- 14,340 00 Amt. Reserved for Branches Loans Secured by Real Estate 23,285 80 Surplus Fund ___ - _____ ---- 15,000 00

United States Bonds _- _-- ___ 25,994 00 Undivided Profits _______ --- 5,095 22

Other Stocks and Bonds ____ ________ _ Dividends Unpaid _________ _ Banking House ____________ ________ _ Due to Banks in this State __

8 00

Furniture and Fixtures ----Other Real Estate Owned____

2,768 3,065

20 25

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 27,587 08 Individual Deposits Subject to

Due from Banks in other States --------------------

19 69 DeCmhaenckd C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 120,994 43

Currency ------------------Gold ----------------------Silver, Nickels, Pennies_____

7,691 00 20 00
1,102 10

T ipmoes i tCs e r t-i-f i-c-a-t-e-s- -o-f- -D- -e-p-o-s-i-t Savings Deposits __________ _

Advances on Cotton _______ _________ _ Trust Funds on Deposit-----

Advances on other Commodi-

Cashier's Checks _______ ---

Chteiecsks

_f_o_r

-

- -- -- - --
Clearin~

-

H- -o-u-s-e-_-_-

_- _- _- _-_-_-_-_- .-

Certified Checks ___________ _ Bills Payable _____________ _

78,217 48 4,199 14 1,360 00
35,000 00

Other Checks and Cash Items

430 96 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

CeBrtoirfricoawteesd MofoneDyep_o_s_i_t___f_or_

O va necr edsr a -f t-s---(-i-f- -a-n-y-)- - -_-_-_-__-_- -_ OOvtheerrdraAfstsset_s_: ______________ _

Liability on Letters of Credit, and Acceptances ----------
Reserve for Interest and Taxes 10 57 Other Liabilities:

,Reserved for Depreciation __

853 64

---

Total --------------------$300,727 91 Total --------------------$300,727 91

r
!

98

BANKING DEPARTMENT

E:X:AMDI'EB.'S B.EPOB.T.

BANK OF BULLOOHVILLE, BULLOOHVILLE.

At Close of Business July 21, 1920.

President-A. C. Dunn. Vice-President-H. E. Bulloch. Cashier-E. H. Boyd.

Di,rectors-A. C. Dunn, H. E. Bulloch, W. B. Butts, H. B. Leverett, E. A. Wil-

liams, J. M. Barnes, W. H. Routon.

Date of Charter-August 28, 1905.

Beg1an Business-October 21, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$113,797 76 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------ 14,135 36 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds--------

--------99 23

SUunrdpilvuids edFuPnrdof-it-s---_-_-_-_-__-_-_-_--_

5,109 35 6,001 69

Other Stocks and Bonds ---- --------- Dividends Unpaid----------Banking House ----------- 1,800 00 Due to Banks in this State

Furniture and Fixtures ____ ' 1,075 00 Other Real Estate Owned __ ---------

CDaulel toMBonaenyks _i_n__o_t_h_e-r__S_t_a_t_es_

Due from Banks in this State 1,964 98 Individual Deposits Subject to

Due fjOm Banks in other States -------------------
CGuorldren_c_y__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

96 95 DeCmhaenckd -C--e-rt-i-f-ic-a-t-e-s---o-f--D--e--

4,549 00 235 00

TipmoesiCt e-r-t-if-i-c-a-te-s--o-f--D--e-p-o-s-i-t--

48,997 65 15,667 49

Silver, Nickels, Pennies ___ _

964 56 Savings Deposits ___ --- _- _--

Advances on Cotton ------- --------- Cashier's Checks ____ -- ____ --

990 54 941 86

Adtiveasnce_s__o_n__o_t_h_e_r_ _C_o__m_m__o_d_i_Checks for Clearing How;;e_ _

________ _ ________ _

Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted

36,000 00

Other Checks and Cash Items Customers' Liability on Let-

822 96 Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit,

ances ___ -- ____ ----- _--- __ --------- and Acceptances __ -- _- __ --

Overdrafts- (if any) __ --- __

138 61 Reserve for Interest and Taxes

Other Assets --------------Collection Account --- __ -----

95 31 Other Li<tbilities __ -- ____ -- 1,082 89 16 75

Total --------------------$139,791 47 Total --------------------$139,791 47

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$122,619 52 Capital Stock Paid In ------$ 25,000 00 Demand Loans ------------- 2,112 2"2 Amt. Reserved for Branches Loans Secured by Real Estate _ ____ ____ Surplus Fund ----------- _-- 5,109 35 United States Bonds -------- --------- Undivided Profits ---------- 4,336 01 Other Stocks and Bonds __ _____ ____ Dividends Unpaid __ - _-- _--

Banking House ------------ 1,800 00 Due to Banks in this State

Furniture andFixtures

2,057 00 Due to Banks in other States

Other Real Estate Owned __ Due from Banks in this State
Due from Banks in other States -------------------
Currency -----------------Gold ----------------------Silver, Nickels, Pennies ____
Advances on Cotton -------Advances on other Commodi-
ties _____ - _____ - __________

--------- Call Money --------------4,538 68 Individual Deposits Subject to
Check -------------------37 30 Demand Certificates of De2,181 00 posits -------------------10 00 Time Certificates of Deposit-1,132 07 Savings Deposits ----------
--------- Trust Funds on Deposit ___ _ Cashier's Checks -----------
_________ Certified Checks --- _--------

28,627 43
7,088 31 1,437 67
53 02

Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances ____________________

_________ 27 82
_________

Bills Payable ----- _----- _--
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _- _____ -Liability on Letters of Credit,

65,000 00

OOtvheerrdArasfstest-s(i_f_a_n_y__) _-__--_-_-__--_-_ _ __1_3__6__1_8 ReasnedrvAe cfocreIpnttaenrecsetsa-n--d-T--a-x-e-s-

Other Liabilities ___ -- _-- _--

Total --------------------$136,651 79 Total --------------------$136,651 79

FIRST ANNUAL REPORT

99

EXAM:INEB.'S B.EPOB.T.

CITIZENS BANK, BULLOCHVILLE.

At Close of Business October 19, 1920.

President-J. 0. Butts. Cashier-E. H. Boyd. Directors-H. A. Skelton, H. A. Hadaway, C. S. Phillips, W. I. Nunn, J. 0.
Butts, Ben Fowler, 0. A. Richee.

Date of Charter-October 12, 1920.

Began Business-October 20, 1920.

RESOURCES

LIABILITIES

Time Loans _____________ --$ Demand Loans ___________ _
Loans Secured by Real Estate United States Bonds _____ _ Other Stocks and Bonds __ Banking House _____ - _____ _ Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States -------------------GC oulrdr e n_c_y_ _ -_ -_ -_ _- _- _- _- _- _- _- _- _- _-_-_-_-_-_- -_
Silver, Nickels, Pennies ___ _ Advances on Cotton -------Advances on other Commodi-
Chteiecks s -f-o-r---C-l-e-a-r-i-n-g---H-o--u-s-e Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O va ne cr de sr a f-t-s---(-i-f-a-n- -y-) - -_-__- -- -_-__- -_ Other Assets ____________ --

Capital Stock Paid In ______ $ 15,000 00 Amt. Reserved for Branches Call Money _____ - ____ - __ --
Surplus Fund -------------DUinvdiidveinddesd UPnropfaiitds _-_-_-_-_-_-_-_-_--_
Due to Banks in this State 15,000 00 CDaulel toMoBnaenyks _i_n__o_t_h_e_r__S_t_a_t_es_
Individual Deposits Subject to
DeCmhaencdk C--e-rt-i-f-ic-a-t-e-s---o-f--D--e--
TipmoesitCs e-rt-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t Savings Deposits ---------Trust Funds on Deposit ---Cashier's Checks _________ Certified Checks _- __ ------Bills Payable ____ - ___ -- _--Notes and Bills Rediscounted Certificates 'Of Deposit for
Borrowed Money ____ -----and Acceptances ---------Reserve for Interest and Taxes Other Liabilities _-- _-------

Total _: __________________ $ 15,000 00 Total --------------------$ 15,000 00

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -- __ --- ___ -- ____ $ 20,616 02 Capital Stock Paid In ______ $ 15,000 00 Demand Loans __ - - ___ - ____ _ 1,520 50 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _--- ___ Other Stocks and Bonds ___ _

Surplus Fund -------------Undivided Profits _- _- ___ Dividends Unpaid ______ - ___ _

Banking House ___ - ____ - ___ _

Due to Banks in this State

Furniture and Fixtures--_--Other Real Estate Owned __ --

3,126 84 CDaulel Mfroonmey B_a_n_k_s___i_n___o_t_h_e_r

Due from Banks in this State 2,723 14 Individual Deposits Subject to

Due from Banks in other States --------------------
CG uo lrdr e n_c_y_ _ _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies____ _ Advances on Cotton ___ - ___ _

835 444

o1o8

DeCmhaenckd -C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-posit ---------------------

192 50 Time Certificates of Deposit

43 50 Savings Deposits __________ _

Trust Funds on Deposit ___ _

10,268 14 5,235 63

Advances on other Commodities __ - _---- -------------- ---------
Other Checks and Ca~h Items

CCearsthifiieerd's CChheecckkss -_-__-_-_-_-_-_-_-_--_ Bills Payable ______________ _

65 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Accept-

Certificates of Deposit for

Ovanecredsra-f-ts--- (-i-f- -an-y-)- - -_-----__-_- --

_---- __ -63

Borrowed Money _________ _ Liability on Letters of Credit,

Other Assets: Expense, Interest and Taxes

and Acceptances ---------Reserve for Interest and Taxes

Paid _____ -- ___ ----------- 1,643 85 Other Liabilities:

Interest and Discount _- ___ -

584 43

Total --------------------$ 31,153 20 Total --------------------$ 31,153 20

100

BANKING DEPARTMENT

EX:Al!IIINEB/S BEPOBT.
BUTLER BANKING COMPANY, BUTLER.
At Close of Business July 7, 1920.
President-G. C. Smith. Vice-Piresident-J. T'. Hart. Cashier-w. J. Riley. Directors-G. C. Smith, J. T. Hart, F. R. Purvis, M. T. Gaulting, J. T. Mathews,
R. A .Hinton, J. W. Edwards.

RESOURCES

LIABILITIES

Time Loans ----------------$107,335 67 Capital Stock Paid In _______ $ 15,000 00 Demand Loans ------------- 12,606 65 Am t. Reserved for Branches ___ - _- __ -

Loans Secured by Real Estate 11,886 47 Surplus Fund __ ------- _--- 8,000 00

United States Bonds ------ 5,000 00 Undivided Profits ____ --- __ - 3,202 62

Other Stocks and Bonds ___ _ Banking House -------------

-3~iiiiii-iio

Dividends Unpaid Due to Banks in

____ ---- _this State

------- _. ---------

Furniture and Fixtures ____ 3,644 64 Due from Banks in other

Other Real Estate Owned __ Due from Banks in this State

--------2,366 23

CaSlltaMteosne-y- ____-_-_-_-_--------_-_-__-_-_-_--- - __-_-_-_-_-_-_--_

Due from Banks in other

Individual Deposits Subject to

States ------------------Currency ------------------GSiollvder,---N--ic-k-e-l-s-, --P--e-n-n-i-e-s-_-__--_ Advances on Cotton ________ _

515 14

4,927 00

120 00

2,043 15,7 44

89 88

Check -------------------Demand Certificates of De-
posits _________ -- ___ --- __ Time Certificates of Deposit Saving's Deposits __________ _

88,119 97
------ _-42,877 21
2,273 45

Advances on other Commodi-

Cashier's Checks _---- _------

835 09

ties ___ ------------------- --------- Certified Checks _______ ---- _- ------- __

Checks for Clearing House __ 1,163 72 Bills Payable -------------- 20,000 00

Other Checks and Cash Items

569 41 Notes and Bills Rediscounted ________ -

Customers' Liability on Let-

Certificates of Deposit for

atenrcsesof__C_r_e_d_i_t__a_n_d__A--c_c_e_p_t-_

_ _______ _

Borrowed Money ____ -----Liability on Letters of Credit,

---------

Overdrafts- (if any) ______ _ 9,093 15 and Acceptances ____ -- _- _- __ ---- _--

Other Assets:

Reserve for Interest and Taxes __ --- ___ -

Suspense -------------------

291 49 Other Liabilities ----------- ---------

Total --------------------$180,308 34 Total --------------------$180,308 34

BANK'S STATEMEJNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $ Demand Loans ____________ _

99,590 10,722

63 70

Capital Stock Paid In ------$ Amt. Reserved for Branches

15,000

00

Loans Secured by Real Estate United States Bonds ______ _

21,605 34 5,000 00

SUunrdpilvuisdeFd uPnrdof-it-s--_-_-_-_-------_-_-_--

8,000 00

Other Stocks and Bonds ___ _ Banking House __________ _

--3-,0-0-0---0-0

Dividends Unpaid Due to Banks in

___ - _____ this State

--------- Furniture and Fixtures ___ _
Other Real Estate Owned ___ _ Due from Banks in this State

3,737 14 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_ 4,589 78 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

763 05 DeCmhaencdk C--e-rt-i-f-ic-a-t-e-s---o-f--D--e-- 57,759 70

4,472 00 145 00

TipmoesitCs e-rt-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t

38,456 45

Silver, Nickels. Pennies ___ _ 1,054 30 Savings Deposits -- __ ---- __ - 10,935 68

Advances on Cotton _- ____ - _ 28,861 76 Trust Funds on Deposit_ __ -

Advances on other Commodi-

Cashier's Checks ____ - ___ - _ 1,687 70

Chteiecks s -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_

2,412 52 Certified Checks _-- - - - - - - - - - 1,200 00 Bills Payable--------------- 49,000 00

Other Checks and Cash Items

725 09 Notes and Bills Rediscounted 8,312 01

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money----------

Ovaenrcdesraf-t-s---O--f-a-n--y-)--_------ -_-_---_

Liability on Letters of Credit, 545 59 and Acceptances ___ - ____ --

COothlleerctiAosnssets__: __ - _____ - ____ - _

Reserve for Interest and Taxes 687 98 Other Liabilities ____ ---- _--

Profit and Loss-------------

38 66

Total ---------------------$189,151 54 Total ---------------------$189,151 54

FIRST ANNUAL REPORT

101

BXAMINBB.'S B.BPOB.'r.

TAYLOR COUNTY BANK, BUTLER.

At Close of Business July 8, 1920.

President-W. W. Edwards. Vice-President-A. H. Sealy. Cashier-V. I. Butt.

Directors-W. W. Edwards, J. F. Posey, Eli Garrett, A. D. Chapman, W. E. Stud, A. V. Butt, A. H. Sealy.

Date of Chaorter-March 3, 1919.

Beg'an Business-April 16, 1919.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _

46,909 10,491

08 33

ULonaitnesd SSetcautreesd BboynRdsea_l_E__s_t_a_te_ 40,886 72

Capital Stock Paid In _______ $ 15,000 ASumrtp.luRs eFseurnvded _-f-o_r__B_r_a_n_c__h_es_ Undivided Profits _________ _ 3,460

00 30

Other Stocks and Bonds ___ _ 4.500 00 Dividends Unpaid __ --------

FBuarnnkiitnugre HanodusFeix-t-u-r-e-s--_-_-__-_--_

2, 214 38 Due to Banks in this State 3,500 00 Due from Banks in other

Other Real Estate Owned __ Due from Banks in this State

2,466 06 CaSlltaMtesone-y---_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

Due from Banks in other

Individual Deposits Subject to

States ------------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P-e--n-n-i-e-s--_-__--_ Advances on Cotton _______ _

4, 600 25 1,078 00
142 50

DepCmohaseinctdk _C-_-_e-_r-_ti-_f-_ic-_a-_t-_e-_s_-_-_-o_-f_-_-D-_-e--

207

80

Time Certificates Savings Deposits

of Deposit _________ _

36,924 48 69,660 92

Advances on other CommodiC htei ecsk s- -f-o-r- - -C- l-e-a-r-i-n-g- - -H-o- -u-s-e

Cashier's Checks _____ - ___ _ Certified Checks ___________ _ 2,824 05 Bills Payable --------------

88 21

Other Checks and Cash Items

73 07 Notes and Bills Rediscounted

Customers' Liability on Let-

Certifi.cates of Deposit .for

ters of Credit and Accept-

Borrowed Money ____ -- ___ _

ances --- ____ --- -- -- - -- - - -

Liability on Letters of Credit,

OOtvheerrdArasfstest-s(i_f__a_n__y_)_______ _

1,529 70 and Acceptances ---------139 80 Reserve for Interest and Taxes

Depositors' Guaranty Fund_ 3,451 17 Other Liabilities _____ - ___ _

Fire Insurance Fund _____ _

120 00

Total --------------------$125,133 91 Total --------------------$125,133 91

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans _- ______ - __ _

96,952 11,299

07 36

Capital Stock Paid In ------$ Amt. Reserved for Branches

15,000 00

Loans Secured by Real Estate Other Stocks and Bonds ___ _ Banking House ___________ _

49,850 4,500

0104

US unrdpi vl ui ds e dF uPnrdo f i t-s- - -_-_ -_ _- _- _-_-_-_- -_

2,214 38 Dividends Unpaid ----------

836 57

Furniture and Fixtures _- __ 3,500 00 Due to Banks in this State

Other Real Estate Owned Due from Banks in this State

4,083 35 CDaulel toMoBnaenyks _i_n__o_t_h_e_r__S_t_a_t_es_

7,000 00

Due from Banks in other

Individual Deposits Subject to

States ------------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie--s--_-_-_-_
Advances on Cotton _-------

662 73 1,383 00
95 00 58 51

DeCpmohsaeinctdk _C-_-_e-_r-_ti-_f-_ic-_a-_t-_e-_s-__-_-o_-f_-_-D_-_-e-_Time Certificates of Deposit Savings Deposits __________ _

32,132 67 50,430 84

Advances on other Commodi-

Trust Funds on Deposit ___ _

C htei ecsk s- -f o- -r - -C-l-e-a-r-i n- -g- -H-o- u- -s-e-_-_ Other Checks and Cash Items

Cashier's Checks _____ - ___ _ Certified Checks __________ _

20 63

790 72 Bills Payable ___________ _ 31,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Accept-

C'ertificates of Deposit for

O va necr edsr a -f t-s---(-l-f- -a-n-y-)- - -_-_-_-__-_- -_

Borrowed Money __ ---- ___ 7,461 76 Liability on Letters of Credit,

Other Assets:

and Acceptances ----------

Depositors' Guaranty Fund __ 3,451 17 Reserve for Interest and Taxes

Withan Mut. Fire Insurance

120 00 Other Liabilities _____ - ___ _

County Warrants ____ ---- _-

343 18

Total ________________ - ___ $13 6, 920 73 Total --------------------$136,980 73

r
',
102

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

FARMERS BANK, BYRON.

At Close of Business September 19, 1920.

President-C. L. Bateman. Vice-Presidents---J. D. Hardison, Z. T. Aultman. Cashier-s. J. Barron.
Directors--C. L. Bateman, IS. J. Ba11ron, G. D. Tucker, G. P. Clives, J. D. Hardison, L. 0. Benton, F. P. Smith, Z. T. Aultman, C. H. Jackson, H. J. Peavy.

Date of Charter-December 2, 1909.

Began Business-January 3, 1910.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _
Loans Secured by Real Estate

94,751 3,322

44 10

Capital Stock Paid In ______ $ SAumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c_h__es_

25,000

00

United States Bonds _____ _ Other Stocks and Bonds __ Banking House __________ _
Furniture and Fixtures ___ _ Other Real Estate Owned ___ _ Due from Banks in this State

1,000 00
1, 700 00 1,000 00
1,518 78

DUnivdiidveinddeds PUrnopfiatisd -_-_-_-_-_-_-_-_--_ Due to Banks in this State Due from Banks in other
States ------------------Call Money ----------------

2,566 56 356 44

Due from Banks in other

Individual Deposits Subject to

States ------------------Currency -----------------SGiolvlder, -N--ic-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-_-_-_

2,950 35 1,654 00
---459-38

DeCmhaenckd -C--e-rt-i-f-ic-a-t-e-s---o-f--D--e-posit ___ -- ---------------
Time Certificates of Deposit

Advances on Cotton _______ _

Savings Deposits _______ - __ _

39,764 09
112 41 9,061 07

Adtiveasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i-_
Checks for Clearing House __ Other Checks and Cash Items

Trust Funds on Deposit- __

Cashier's Checks ----------

100 00

Certified Checks ___ -- ___ -- __

Bills Payable ____________ _ 37,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

Certificates of Deposit for Borrowed Money _---- _--- _

Overdrafts- (if any) _____ _ Cash Short ________________ _

1,349 74 Liability on Letters of Credit, 167 95 and Acceptances ---------Reserve for Interest and Taxes

Other Liabilities __ --- _--- _

Total --------------------$114,460 57 Total ____________________ $114,460 57

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLd oLanosans---_-_-_-_-_-_-_-_-_-_-_-_-_$

70,727 27,409

09 96

Capital Stock Paid In _______ $ 25,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate 22,200 00 Surplus Fund --------------

United States Bonds ------Other Stocks and Bonds ___ _

1,000 00 UDnivdiidveinddeds UPrnopfaiitds _-_-_-_-_-_-_-_-_-_--_

Banking House ____________ _ 1, 700 00 Due to Banks in this State

Furniture and Fixtures _- __ 1,000 00 Due to Banks in other

Other Real Estate Owned __

States -------------------

Due from Banks in this State 4,324 11 Call Money ----------------

Due from Banks in other

Individual Deposits Subject to

States ------------------Currency ------------------

796 83 3,081 00

DeCmhaenckd

C- -e-r t-i-f-i c-a-t-e-s- - -o-f- -D- -e--

24,699 29

SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

681 12 TipmoesitCe-r-t-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t

Advances on Cotton - ____ - __

Savings Deposits -----------

Advances on other Commodi-
C htei ecsk s - -f o- -r - -C-l-e-a-r-i n- -g- -H-o- u- -s-e-__Other Checks and Cash Items

Trust Funds on Deposit- ___ _ 2,163 41

Cashier's Checks __________ _

294 87

Certified Checks __ -- ___ --- _

3,203 71 Bills Payable _____ -- ___ - __ _ 32,000 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Accept-

Certificates of Deposit for

O avnecredsr a-f t-s---O- -f- - a- -n-y-)- - - - - - - -

Borrowed Money ____ - _---1,209 08 Liability on Letters of Credit,

Other Assets --------------

and Acceptances ---------Reserve for Interest and Taxes

Other Liabilities-----------

Total --------------------$ 90,463 90 Total --------------------$ 90,463 90

FIRST ANNUAL REPORT

103

EXAl!lliNEB'S BEPOBT.

BANK OF BYROMVILLE, BYROMVILLE.

At Close of Busines's July 24, 1920.

President-E. B. Davis. Vice-President-J. D. Lester. Cashier-L. H. Buxton.
Directors-E. B. Davis, w. T. Ricks, .J. D. Lester, A. A. Joiner, W. R. Graves.

Date of Charter-July 19, 1920.

Began Business-JulY 26, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 26,628 04

Demand Loans ---------------- 465 83

Loans Secured by Real Estate United States Bonds_________ _

3,500 00 174 67

Other Stocks and Bonds_____ _

BF uarnnkiitnugr e Haonuds eF i-x-t-u-r-e-s-.-. _-_-_-_-_-_- -_ Other Real Estate Owned____ _

Due from Banks in this State_ Due from Banks in other States
Currency --------------------GSiollvder,--N--i-c-k-e-l-s-, --P-e-n-n--ie-s--__-_-_-_-_-_--_ Advances on Cotton___________ _

14,762 24 1,370 09 1,422 00 20 00 334 83

Advances on other Commodi-

Chteiecsks--f-o-r--C--l-e-a-r-i-n-g--H--o-u-s-e--__-_--_

Other Checks and Cash Items

1 66

Customers' Liability on Letters

of Credit and Acceptances__

Overdrafts-(lf any) ---------Other Assets:

306 66

Profit and Loss --------------

49 22

Capital Stock Paid in__________$ 15,000 00

Amount Reserved for Branches

Surplus Fund ------------------

Undivided Profits -------------

Dividends Unpaid -------------Due to Banks in this State___ _

Due to Banks in Other States

Call Money -------------------- 17,500 00 Individual Deposits Subject to

DeCmheacnkd C-e--rt-i-f-ic-a--te-s--o-f--D--e-p-o-s-i-L- 13,386 03 Time Certificates of DeposiL __ _ 3,005 10

Savings Deposits -------------Cashier's Checks --------------

144 11

Certified Checks --------------

Bills Payable -----------------Notes and Bills Rediscounted __

CertifiC'ates of Deposit for Bor-

rowed Money -------------Liability on Letters of Credit,

and Acceptances -----------Reserve for Interest and 'l'axes

Other Liabilities --------------

Total -----------------------$ 49,035 24 Total -----------------------$ 49,035 24

r'"'-"'""'"''.,."'''"tl""'"'!.......,'!'.""!'"'"'";--.....,~"",',..-.,., r ~-

104

BANKING DEPARTMENT

EXAJIIIINElr.'S lr.EPOlr.'r.
CADWELL BANKING COMPANY, CADWELL.

At Close of Business August 3, 1920.

President-H. R. Bedingfield. Vice-Bresident-H. C. Burch. Cashier-J. A. Burch.

Directors-H. R. Bedingfield, H. C. Burch, J. A. Bllll'ch, D. W. Allegood, B. J.

Bedingfield, W. B. Coleman, R. J. Register.

Date of Charter--January 5, 1910.

Began Business-February 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------- ------$ 67,178 91

Demand Loans ----------------

60 00

Loans Secured by Real Estate

United States Bonds ---------Othe.r 8tocks and Bonds_____ _

Banking House ---------------- 4,5oo o Furniture and Fixtures ------ 3,814 70 Other Real Estate Ovvned____ _

Due from Banks in this States 6,351 83

Capital Stock Paid in_________ $ 25,000 00 Amount Reserved for Branches Surplus Fund ----------------- 2,500 00 Undivided Profits ------------- 2,385 12 Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in Other States
Calli Money ------------------Individual Deposits Subject to

Due from Banks in Other States
Currency ---------------------GSiollvder-, -N--i-c-k-l-e-s-,--P-e-n-n--ie--s-_-_-_-__-_-_--_ Advances on Cotton___________ _

4,827 03
995 00
30 00 1,189 55

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__
Savings Deposits -------------Cashier's Checks --------------

12,218 31 600 00
17,303 71
73 65

Advances on other Commodi-

Certified Checks --------------

ties -------------------------Checks for Clearing House__ _

Bills Payable ------------------ 30,000 00 Notes and Bills Re-discounted __

Other Checks and Cash Items_ 112 50 Certificates of Deposit for Bor-

Customers' Liability on Letters of Credit and Acceptances___ _

rovved Money ---------------Liability on Letters of Credit,

Overdrafts-Of any) ---------- 1,012 45 and Acceptances ------------

Other Assets:

Reserve for Interest and Taxes

Cash Short --------------------

8 82 Other Liabilities --------------

Total ------------------------$ 90,080 79 Total -----------------------$ 90,080 79
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 51,370 59
Demand Loans -------------- 2,172 64

Capital stock Paid in________ $ Amount Reserved for Branches

25,000 00

Loans Secured by Real Estate 3,216 00 Surplus Fund ------------------ 2,500 00

United States Bonds ----------

Undivided Profits ------------ 2,210 47

Othe.r Stocks and Bonds_____ _

Dividends Unpaid --------------

Banking House -------------Furniture and Fixtures ------

4,500 00 Due to Banks in this State____ _ 3,814 70 Due to Banks in other States

Other Real Estate Ovvned____ _

Call Money --------------------

Due from Banks in this State __ 3.520 26 Individual Deposits Subject to

Due from Banks in other States
Cu~rency ---------------------SGiolvlder, --N--ic-k-e--ls-.--P--e-n-n-i-e-s---_-__-_-_--_

1,348 86 1,740 00

DeCmheacnkd C--e-r-t-if-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t

14,670 96

30 00 Time Certificates of Deposit__ 10,078 30

562 92 Savings Deposits --------------

Advances on Cotton ---------- 1,105 67 Trust Funds on Deposit ------

Advances on other Commodi-

Caislhier' s Checks ------------

37 95

ties -------------------------Checks for Clearing House __ _

Certified Checks -------------Bills Payable ----------------- 17,500 00

Other Checks and Cash Items __ 326 40 Notes and Bills Rediscounted __

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances ___ _

rovved Money ---------------

Overdrafts-(if any) ---------- 1,365 64 L,iability on Letters of Credit,

Othe.r Assets: Prepaid Insurance ------------

and Acceptances ------------

140 00

Rese.rve for Interest and Taxes Other Liabilities -------~------

Total ------------------------$ 71,997 68 Total ------------------------$ 71,997 68

FIRST ANNUAL REPORT

105

EXAllllmEB.'S B.EPOB.T.

CAIRO BANKING COMPANY, CAmO.

At Close of Business September 27, 1920.

President-0. T. Davis. Vice-President-Boykin Hal'I'ison. Cashier-Henry Hester.

Directors-0. T. Davis, Boykin Harrison, Mrs. Walter Davis.

Date of Charter-November 23, 1903.

Began Business-November 23, 1903.

RESOURCES

LIABILITIES

Time Lioans -------------------$467,781 89 Capital Stock Paid in --------$ 35,000 00

Demand Loans --------------- 39,193 97 Amount Reserved for Branches - - - - -

Loans Secured by Real Estate --------- Surplus Fund ------------------ ---------

United States Bonds ---------- 2,450 00 Undivided Profits ------------- 34,787 61

Other Stocks and Bonds______ --------- Dividends Unpaid ----------- ________ _

Banking House --------------- 5,555 43 Due to Banks in this State____ --------Furniture and Fixtures ______ 2,885 55 Due to Banks in other States ________ _

Other Real Estate Owned_____ ________ _ Call Money -------------------- ---------

Due from Banks in this State 34,947 54 Individual Deposits Subject to

Due from Banks in other States Cum-ency ----------------------

9,788 52 5,385 00

DeCmhaenckd C--e-.r-t-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t 2_1_3_,_0_4_0__49_

GSiolvlder, --N-i-c-k-e--ls-,--P-e-n--n-i-e-s--_-_-_-_-_-_-

2,521602 5610

Time Certificates of Deposit__ 202,813 0~ Savings Deposits -------------- ________ _

Advances on Cotton____________ --------- Trust Funds on Deposit ______ 25,073 30

Advances on other Commodi-

Cashie.r's Checks -------------- 2,608 44

ties -------------------------- ________ _ Certified Checks -------------- ---------

Checks for Cliearing House____ 7,514 23 Bills Payable ------------------ 60,000 00

Other Checks and Cash Items 1,811 81 Notes and Bills Rediscounted__ ________ _

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances __ --------- ,rowed Money ---------------- ---------

Overdrafts-Of any) ---------- 169 57 Liability on Letters of Credit,

Other Assets:

and Acceptances ------------ ---------

Cash Short --------------------

40 07 Reserve for Interest and Taxes ---------

Other Liabilities -------------- 6,973 76

Total ------------------------$580,296 69 Total -----------------------$580,296 69

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$523.257 92 Capi.tal Stock Paid in ________ $ 35,000 00

Demand Loans ---------------- --------- Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ---------------- ---------

United States Bonds ---------- --------- Undivided Profits -------------- 34,294 10

Other Stocks and Bonds______ --------- Dividends Unpaid. ------------- ---------

Banking House -------------- 5,555 43 Due to Banks in this State____ ---------

Furniture and Fixtures ------ 2.81f5 5!' Due to Banks in other States ---------

Other Real Estate Owned_____ --------- Call Money -------------------- --------Due from Banks in this State 17.139 85 Individual Deposits Subject to

Due from Banks in other States Curtrency -~-------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_-_-
Advances' on Cotton____________

7.330 49
4,351 00 262 50
1,972 36 ---------

Check ----------------------- 217,460 96 Demand Certificates of Deposit --------Time Certificates of Deposit_ ___ 194,998 57 Savings Deposits -------------- --------Trust Fund's on Deposit ______ ---------

Advances on other Commodi-

Cashier's Checks ------------- 2,647 90

ties -------------------------- --------- Certified Checks -------------- --------Checks for Clearing House____ 6,850 33 Bills Payable ---------------- --------Other Checks and Cas'Ti Items__ 4,796 10 Notes and Bills Rediscounted_ 90.000 00

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- ii'Owed Money --------------- --------Overdrafts-(lf any) ---------- --------- Liability on Letters of Credit,

Other Assets ------------------ --------- and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$574,401 53 Total ------------------------$574,401 53

106

BANKING DEPARTMENT

EXAJIQNEB'S BEPOB'l'.

CITIZENS BANX, CAIRO.

At Close of Business October 16, 1920.

President-'H. G. Cannon. Vice-President-K. P. Wight. Cashier-W. H. Searcy.

Directors-H. G. Cannon, W. H. Searcy, K. P. Wight, R. C. Belt, D. F. Oliver,

J. W. Booth, J. B. Wight, F. W. Faircloth, A. L. Kelley, Ira Higdon, A. C. Dickey.

Date of Charter~December 3, 1903.

Began Business-July 2, 1904.

RESOURCES

LIABILITIES

Time Loans ------------------$480,345 62 Capital Stock Paid in_________ $ 50,000 00

Demand Loans ---------------- 109,126 23 Loans Secur.ed by Real Estate --------United States Bonds -------- 11,200 00 Othe.r Stocks and Bonds______ ---------
Banking House -------------- 6,200 00 Furniture and Fixtures ------ 3,200 00

Amount Reserved for Branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid -----------Due to Banks in this State____ Due to Banks in other States

--------18,000 00 33,703 22 ----------------________ _

Other Real Estate Owned_____ --------- Call Money ------------------- --------Due from Banks in this State 48,866 07 Individual Deposits Subject to

Due from Banks in other States 4,001 73 Check ----------------------- 175,485 78

Currency ---------------------- 9,443 00 Demand Certificates of Deposit --------Gold -------------------------- 162 50 Time Certificates of Deposit__ 232,005 18 Silver, Nickels, Pennies ------ 2,683 95 Savings Deposits -------------- 97,828 69

Advances on Cotton____________ --------- Trust Funds on Deposit ------ ---------

Advances on other Commodi-

Cashier's Checks ------------ 1,107 08

ties -------------------------- --------- Certified Checks -------------- --------Checks for Clearing House____ 1,377 67 Bills Payable ----------------- 75,000 00

Other Checks and Cash Items 1,822 13 Notes and Bills Rediscounted__ ---------

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed Money --------------- --------Overdrafts-(if anyj ---------- 281 58 Liability on Letters of Credit,

Other Assets ---------------- 4,419 47 and Acceptances ------------ ---------

Rese.rve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total -----------------------$683,129 95 Total ------------------------$683,129 95 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time I.Joans ------------------$546,364 35 Capital Stock Paid in --------$ 50,000 00

Demand Loans ---------------- --------- Amount Reserved for Branches ---------

Loans 'Secured by Real Estate --------- Surplus Fund ---------------- 18,000 00 United States Bonds___________ 700 00 Undivided Profits ------------ 32,871 82

Other Stocks and Bonds______ Banking House ---------------

--------12,468 33

DDiuveidetnodsB Uannkpsaidin--t-h-i-s--S--ta-t-e-_-_-

_--_-__-_-_-_-_--_

Furniture and Fixtures -------- 3,200 00 Due to Banks in other States ---------

Other Real Estate Owned_____ --------- Callt Money ------------------- --------Due from Banks in this State __ 122,039 65 Individual Deposits Subject to

Due from Banks in other States 32,918 90 Check ----------------------- 307,207 7~

Cur:rency ---------------------- 12,194 00 Demand Certificates of Deposit --------Gold -------------------------- 157 5o Time Certificates of Deposit__ 230,015 82 Silver, Nickels, Pennies ------ 2.416 74 Savings Deposits -------------- --------Advances on Cotton____________ --------- T.rust Funds on Deposit ______ ---------

Advances on other Commodi-

Cashier's Checks -------------- 608 54

Chtieecsks---fo--r --C--le-a--ri-n-g---H--o-u-s-e-_-_-_-

_-_-_-_-_-_-_-_--_

Certified Checks -------------- --------Bills Payable ----------------$100,000 00

Other Checks and Cash Items 6,244 50 Notes and Bills Rediscounted __ ---------

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances -- --------- rowed Money ---------------- --------Overdrafts-(if any) ---------- --------- Liability on !Letters of Credit,

Other Assets ------------------ --------- and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$738,703 97 Total ------------------------$738,703 97

FIRST ANNUAL REPORT

107

E:XAMilfEB'S BEPOBT.

FARMERS & MERCHANTS BANK, CAIRO.

At Close of Business October 19, 1920.

President-Thos. Wight. Vice-Presidents-0. L. Maxwell, J. A. Powell. Cashier-J. E. Forsyth.
Directors--Thos. Wight, J. A. Powell, L. 0. Maxwell, W. A. Walker, A. \V. Miller, Joe Higdon, Ira Higdon, C. E. Mauldin, J. A. Pope, \V. A.
Shiver, vV. A. Carr, J. M. Paulk, J. A. Wynn, J. M.

Sasser, Dn. J. B. WaJrnell.

Date of Charter-November, 1910.

Began Business-November 26, 1910.

RESOURCES

LIABILITIES

Time Loans ------------------$448,149 85 Demand Loans ---------------- 56,629 40 Loans Secured bY Real Estate 153,610 50 United States Bonds __________ 3,250 00 Other Stocks and Bonds______ --------Banking House -------------- 4,252 90 Furniture and Fixtures ______ 2,000 00 Other Real Estate Owned____ 1,450 00 Due from Banks in this State 20,000 57 Due f,rom Banks in other States 8,561 87 Currency ---------------------- 7, 716 00 Gold -------------------------- --------Silver, Nickels,, Pennies -------- 2,235 60 Advances on Cotton____________ --------Advances on other Commodi-
tie,s -------------------------- --------Checks for Clearing House ____ 1,328 97 Other Checks and Cash Items 3,370 22 Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any) ---------- 9,520 88 Other Assets ------------------ 8,282 90
Total ------------------------$729,359 66

Capital Stock Paid in --------$ 25,000 00 Amount Reserved for Branches:

Calvary ------------------------ 15,000 00

Surplus Fund ------------------ ---------

Undivided Pnofits ------------ 42,594 29

Dividends Unpaid ------------

4 00

Due to Banks in this State__ _ 62,692 64

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 275,096 65 Demand Certificates of Deposit ________ _

Time Certificates of Deposit__ 230,927 85

Savings Deposits -------------- 71,073 94 Trust Funds on Deposit ______ ---------

Cashier's Checks -------------- 1,970 29

CBeilrltsifiPeadyaCbhleeck_s__-_-_-_-_-_-__-_-_-_-_-_-_-_- -2-0-,0-0-0---00-

Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit,

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other LiabiUties -------------- --------Total ------------------------$729,359 66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIE:S

Time Loans ------------------$436,059 82 Capital Stock Paid in --------$ 25,000 00

Demand Loans ---------------- 56,575 23 Amount Reserved for Branches: Loans Secured by Real Estate 170,393 37 Calvary, Ga. ------------------ 15,000 00 United States Bonds ----------- 3,250 00 Surplus Fund ------------------

Other 8'tocks and Bonds______ --------- Undivided Profits ------------ 36,515 43

Banking House -------------- 4,252 90 Dividends Unpaid ------------

4 00

Furniture and Fixtures ______ 2,000 00 Due to Banks in this State ___ _

Other Real Estate Owned ____ 1,450 00 Due to Banks in other States__

Due from Banks in this State 42,054 57 Call Money --------------------

Due from Banks in other States 15,754 8f Individual Deposits Subjeet to

Currency ---------------------- 6,400 00 Check ----------------------- 305,526 05

Gold --------------------------

12 50 Demand Certificates of Deposit

Silver, Nickels, Pennies ------ 2,483 32 Time Sertificates of DeposiL __ 245,096 63

Advances on Cotton____________ --------- Savings Deposits -------------- 59,318 17

Advances on other Commodi-

Trust Funds on Deposit _____ _

Chtieecsks---fo--r--C--le-a--ri-n-g---H--o-u-s-e-_-_-_-

_-_-_-_-_-_-_-_--_

Cashier's Checks -------------Cel'tified Checks --------------

1,870 06 168 07

Other Checks, and Cash Items 2,330 43 Bills Payable ------------------ 70,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted __

of Credit and Acceptances __ --------- Certificates of Deposit for Bor-

Overdrafts-Memo ------------ 3,718 34 rowed ,Money ----------------

Other Assets ----------------- 481 41 Liability on Letters of Credit,

and Acceptances ------------

Reserve for Interest and Taxes

Other Liabilities --------------

Total -----------------------$743,49S 41 Total -----------------------$743,498 41

108

BANKING DEPARTMEXT

EXAllllDI'EB.'S B.EPOB.'l'.

PEOPLES BANK, CALHOUN.

At Close of Business November 8, 1920.

President-W. L. Hines. Vice-President-F. L. Hicks. Cashier-B. W. Blackman.

Directors-W. L. Hines, F. L. Hicks, B. W. Blackman, A. L. Hinson, L. Fine,

W. 0. Lewis, H. E. McGinty. Date of Charter-1905..

Began Business-1905.

RESOURCES

LIABILITIES /

Time Loans ------------------$488,7 48 04 Capital Stock Paid in --------$ 55,000 00

Demand Loans ---------------- 29,389 05 Amount Reserved for Branches

Loans Secured by Real Estate 36,090 20 Surplus Fund ------------------ 11,000 00 United States Bonds ---------- 800 00 Undivided Profits -------------- 11,481 10

Other Stocks and Bonds ------ 8, 750 00 Dividends Unpaid --------------

Banking House ---------------- 5,500 00 Due to Banks in this State

Furniture and Fixtures ------ 5,000 00 Due to Banks In other States

'Other Real Estate Owned_____ --------- Call Money ------------------ 65,000 00

Due from Approved Reserve

Individual Deposits Subject to

Agents ---------------------- 46,461 85 Check ----------------------- 209,163 55

Due from Banks in other States Currency ----------------------

--9~633-oo

Demand Certificates of Deposit Time Certificates of Deposit__ 168,040 16

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-__-_--_

1,660 00 .Savings Deposits -----------1,274 36 Trust Funds on Deposit --------

Advances on Cotton ---------- 15,833 30 Cashier's Checks ------------

Advances on other Commodi-

Certified Checks --------------

ties -~------------------------ ________ _ Bills Payable ---------------- 30,000 00

:roo Checks for Clearing House ____ 2,465 82 Notes and Bills Rediscounted__ 109,864 29

Other Checks and Cash Items__

57 Certificates of Deposit for Bor-

Customers' L.iability on Letters

rowed Money ---------------- 9,000 00

of Credit and Acceptances__ --------- Liability on Letters of Credit,

Overdrafts-Of any) ---------- 1,135 09 and Acceptances ------------

Other Assets ------------------ 18,739 80 Reserve for Interest and Taxes

Other Liabilities --------------

Total -----------------------$668,549 10 Total -----------------------$668,549 10 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoLanosans---c-_-_-_-_-_-_--_-_-_-_-_-_-_-_$_48-0-,-8-8-7---0-5

Capital Stock Paid in__________ $ 55,000 00 Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Sur.plus Fund ---------------- 11,000 00

United States Bonds -------- 800 00 Undivided P:l'ofits -------------- 11,371 64

Other Stocks and Bonds ------ 8,750 00 Dividends Unpaid -------------- --------Banking House -------------- 5,500 00 Due to Banks in this State____ 1,500 00 Furniture and Fixtures ________ 5,000 00 Due to Banks in other States 47,5U6 00

Other Real Estate Owned_____ --------- Call Money ------------------ --------Due from Banks. in this State__ 27,488 19 Individual Deposits Subject to

Due f.rom Banks in other States 11,715 66 Check ------------------------ 184,583 11

Currency ---------------------- 8, 712 00 Demand Certificates of Deposit 9,000 00

Gold -------------------------Silver, Nickels. Pennies ______

1,625 00 912 84

STaimviengCserDtiefpicoastietss o_f__D_e_p_o_s_i_t____ _1_33_,_8_4_9__39_

Advances on Cotton ---------- 12,909 14 Trust Funds on Deposit -------- ---------

Advances on other Commodi-

Cashier's Checks ------------ ---------

Chtieec.sks---fo--r --C--le-a--ri-n-g---H--o-u-s-e-_-_-_-

_-_-_-_-_-_-_-_--_

Certified Checks ---------------- ----Bills Payable ----------------- 12,000 00

Other Checks and Cash Items 1,626 16 Notes and Bills Rediscounted __ 105,368 49

Customers' Liability on Letters

Centificate-s of Deposit for Bor-

of Credit and Acceptances___ --------- rowed Money --------------- ________ _

Overdrafts-Of any) ---------- 2,901 04 Liabil[f'Y on Letters of Credit,

Other Assets ------------------ 735 55 and Acceptances ----------- --------Item in Transit ---------------- 1,610 00 Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$571,172 63 Total ------------------------$571,172 ()3

FrRST ANNUAL REPORT

109

EXAMDI"EB'S BEPOBT.

BANK OF CAMILLA, CAMILLA.

At Close of Business October 18, 1920.

President-W. L. Butler. Vice-Presidents----J. P. McRee, Miss Laura Bennett,

J. L. Palmer. Cashier-J. J. Wicker.

Directors-W. L. Butler, J. P. McRee, J. L. Palmer, Miss Laura Bennett, M. H.

Metcalf.

Date of Charter-November 4, 1889.

Began Business-Januwry 2, 1890.

RESOURCES

LIABILITIES

Time Loans ------------------$362,130 51 Demand Loans -------------- 28,007 29 Loans Secured by Real Estate 70,000 00

United States Bonds ---------- --------Other Stocks and Bonds ------ 3,000 Ou

Banking House ------------- __ --------Furniture and Fixtures ------ 7,500 00 Other Real Estate Owned_____ --------Due from Banks in this State 36,939 01 Due from Banks in other States 5,805 95

Currency ---------------------GSiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_--Advances on Cotton ----~----Advances on other Commodi-

6,506 00 ---------
2,443 51
18,138 81

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e---__-_-_- ---8-1-0--0-0-

Other Checks and Cash Items 4,010 38 Customers' 'Liability on Letters
of Credit and Acceptances__ 26,000 00

Overdrafts-(if any) ---------- --------Other Assets ------------------ 4,357 95

Capital Stock Paid in________$ 50,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 50,000 00 Undivided Profits ------------ 14,626 75

Dividends Unpaid ------------ --------Due to Bap.ks in this State__ ---------

Due to Banks in other States ---------

Call Money ------------------- --------Individual Deposits Subjest to

Check ----------------------- 159,926 01 Demand Certificates of Deposit --------Time Certificates. of Deposit__ 123,197 19

Savings Deposits ------------ 51,515 67

Trust Funds on Deposit ------ --------Cashier's Checks -------------- 2,233 63

Certified Checks --------------

9 17

Bills Payable ---------------- 20,000 00

Notes and Bills Rediscounted__ 84,140 99

Certificates of Deposit for Bor-

rowed Money -------------- --------Liability on Letters of Credit,

and Acceptances ------------ 20,000 00

Reserve for Interest and Taxes ---------

Other Liabilities ------------- ---------

Total ------------------------$575,649 41 Total ------------------------$575,649 41

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$336,919 00 Capital Stock Paid in ________ $ 50,000 00

Demand Loans ---------------- 20,116 69 Amount Reserved for Branches ---------

Loans Se.cured by Real Estate 98,116 30 Surplus Fund ---------------- 50,000 00 United States Bonds ---------- ________ _ Undivided Pl'ofits ------------ 18,896 51 Other Stocks and Bonds ______ 3,750 00 Dividends Unpaid ------------ ---------

Banking House --------------- --------- Due to Banks in this States__ --------Furniture and Fixtures ______ 7,500 00 Due to Banks in othe,r States ---------

Other Real Estate Owned_____ --------Due from Banks In this State 34,916 04

Call Money -------------------Individual Deposits Subject to

---------

Due from Banks in other States 4,901,98 Check ----------------------- 134,069 12

Cu11rency --------------------- 6,190 00 Demand Certificates of Deposit ---------

Gold -------------------------- --------- Time Certificates of Deposit__ 115,322 97 Silver, Nickels, Pennies ------ 2, 700 25 Savings Deposits -------------- 62,885 16

Advances on Cotton ---------- 19,556 98 Trust Funds on Deposit -------- ---------

Advances on other Commodi-

Cashier's Checks -------------- 2, 725 34

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e---__-_-_-

--4-,1-6-2--0-2-

Certified Checks -------------Bills Payable ----------------

9 17 20,000 00

Other Checks and Cash Items 7,723 06 Note.s and Bills Rediscounted__ 98,894 05

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances __ 41,250 00 rowed Money ---------------- --------Overdrafts-(if any) ---------- --------- Liability on Letters of Credit,

Other Assets ------------------ --------- and Acceptances ----------- 35,000 00

Reserve for Inteil'est and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$587,802 32 Total ------------------------$587,802 32

110

BANKING DEPARTMENT

E:X:AMINEB'S BEPOBT.
PLANTERS & CITIZENS BANK, CAMILLA.
At Close of Business October 19, 1920.
President-G. B. Cochran. Vice-President-G. B. Baggs. Cashier-A. J. Pinson. Directors-J. A. Cochran, G. B. Cochran, R. T. Cochran, G. B. Baggs, J. E. Col-
lins, B. C. Gardner, T. G. Tyson, J. E. Brooks, A. H. Jones, B. H. Jenkins. Date of Gbarter-September 24, 1904.

RESOURCES

LIABILITIES'

Time Loans ------------------$210,690 07

Demand Loans ---------------- 25,322 48 Loans Secured by Real Estate 30,000 00

United States Bonds ---------- 7,800 00

Other Stocks and Bonds ------ ---------

Banking House -------------- 5,647 H

Furniture and Fixtures ------ 4, 715 84

Other Real Estate Owned____ _ Due from Banks in this State

-2o:312-s7

Due from Banks in other States 4,234 69

Currency ---------------------- 8,349 00 Gold --------------------------- 137 50 Silve.r, .Nickels, Pennies ------ 1, 798 44

Advances on Cotton ---------- 1,495 62 Advances on other Commodi-

ties -------------------------- --------Checks for Clearing House __ 3, 706 92

Other Checks and Cash Items__ 6,041 91

Customers Liability an Letters

of Credit and Acceptances __ ---------

Overdrafts-(if any) ---------- --------Other Assets ----------------- 301 03

Capital Stock Paid in --------$ 50,000 00
Amount Reserved for Branches

Surplus Fund ----------------- 2,087 67

Undivided Profits ------------ 11,060 53

Dividends Unpaid --------------

53 3~

Due to Banks in this State __

Due to Banks in other States

Call Money ------------------Individual Deposits Subject to

Check -----"----------------- 134,299 26 Demand Certificates of Depos.it Time Certificates of Deposit__ 66,472 12

Savings Deposits -------------- 15,758 22 Trust Funds on Deposit ------

Cashier's Checks -------------- 1,671 54 Certified Checks -------------- 213 60 Bills Payable ---------------- 41,000 0 Notes and Bills Rediscounted __ 7,500 00

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit,

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities -------------- 401 22

Total ------------------------$330,517 51 Total ------------------------$330,517 51

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$185,338 02 Demand Loans -~-------------- 22,810 54 Loans Secured by Real Estate 32,228 50
United States Bonds ---------- 7,800 00 Other Stocks and Bonds ------ --------Banking House -------------- 5,647 14 Furniture and Fixtures ------ 4, 715 84 Other Real Es.tate Owned_____ --------Due from Banks in this State__ 19,416 83 Due from Banks in other States 7,718 01
Currency ---------------------- 6,57Ii 00 Gold -------------------------- 187 50 Silver, Nickel's, Pennies ____ 4,274 94 Advances on Cotton____________ --------Advances on other Commodities 1,795 93 Checks for Clearing House____ 4,000 00 Other Checks and Cash Items 6,044 10 Customers Liability an Letters
of Credit and Acceptances __ --------Overdrafts-Of any) ---------- 1,370 42 Other Assets:
Cash Short -------------------- 310 00 cash Collections ------------- 310 66

Capital Stock Paid in --------$ 50,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- 2,087 67

Undivided Profits -------------

53 35

Dividends Unpaid --------------

53 35

Due to Banks in this State __ ---------

Due to Banks in other States ---------

Call Money ------------------- --------Individual Deposits Subjest to

Check ----------------------- 134,579 94 Demand Certificates of Deposit --------Time Certificates of Deposit __ 71,670 18

Savings Deposits ------------- 21,619 40

Trust Funds on Deposit ------ --------Cashier's Checks ------------ 707 42

Certified Checks -------------- ---------

Bills Payable ------------------ 21,000 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit,

and Acceptances ------------ -------Reserve for Interest and Taxes Other Lirubi~ities ------------ ---------

Total ------------------------$310,543 74 Total ------------------------$310,543 74

FIRST ANNUAL REPORT

111

EXAMDII'EB'S BEPOBT.

FARMERS BANK, CANON.

At Close of Business November 10, 1920.

President-S. E. Va:ndiver. Vi.ce-President-W. P. Turman. Cashier-W. G. Bowen.
Directors--B. E. Vandiver, w. P. Turman, J. F. Bowers, A. J. Owens, N. J.

RidgwaY, T. H. Moss, W. H. Westmoreland.

Date of Charter-Novembe,r, 1919.

Began Business-January, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$105,953 08

Demand Loans ---------------Loans Secured by Real Estate United States Bonds ---------Other Stocks and Bonds______

1,770 00 1,575 (){)
1,550 on
750 00

Banking House -------------- 3,500 00 Furniture and Fixtures ________ 2,450 00

Other Real Estate Owned ____ ---------

Due from Banks in this State__ ---------

Due from Banks in other States 8,081 29

Currency ---------------------- 1,454 00

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_-_-

210 00 635 81

Advances on Cotton____________ --------Advances on other Commodi-

Chtieecsks--f-o-r---C-l-e-a-r-i-n-g--H--o-u-s-e-_-_-_-_- ---1-4-4---34-

Other Checks and Cash Items 134 15

Customers Liability on Letters

of Credit and Acceptances____ ---------

Overdrafts-Of any) ---------- 357 76

Other Assets ------------------ ---------

Capital S.tock Paid in --------$ 25,000 00 Amount Reserved for Branches
Surplus Fund -----------------Undivided Profits ------------ 3,380 55 Dividends Unpaid -----------Due to Banks in this State ---Due to Banks in other States Call Money -------------------Individual Deposits Subject to
Check ----------------------- 28,965 98 Demand Certificates of Deposit Time Certificates. of DeposiL_ 17,783 02 Savings Deposits -------------Trust Funds on Deposit ___ _
Cashier's Checks ------------- 1,258 92 Certified Checks -------------- --------Bills Payable ------------------ 6,550 00 Notes and Bills Rediscounted__ 45,626 96 Certificates of Deposit for Bor-
Liraobwileitdy oMnonLeeytte-r-s--o-f--C--r-e-d-i-t-, and Acceptances ------------
Reserve for Interest and Taxes
Other Liabilities --------------

Total ------------------------$128,565 43 Total ------------------------$128,565 43

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------------$ 2,000 00 Capital Stock Paid in --------$ 25,000 00

Demand Loans ---------------- 109,044 02 Amount Rese.rved for Branches

Loans Secured by Real Estate__ United States Bonds ________ Other Stocks and Bonds________
Banking House --------------

3,000 00 1,550 00

Surplus Fund ---------------Undivided Profits ------------

750 00 Dividends Unpaid --------------

3,500 00 Due to Banks in this State___ _

4,101 49

Furniture and Fixtures -------- 2,450 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money -------------------Due from Banks in this State__ 8,177 81 Individual Deposits Subject to

Due from Banks in other States 1,046 02 Check ----------------------- 25,790 89

Curr.ency ---------------------Gold --------------------------

1,65Z 00 210 00

Demand Certificates of Deposit Time Certificates of Deposit___ _

14,383 02

Silver, Nickels. Pennies -------- 645 30 Savings Deposits -------------Advances on Cotton____________ --------- T.rust Funds on Deposit_ ____ _

Advances on other Commodi-

Cashier's Checks -------------- 507 52

ties ------------------------- --------- Certified Checks -------------Checks for Clearing House __ 321 98 Bills Payable ---------------- 3,550 00 Other Checks and Cash Items__ 128 16 Notes and Bills Rediscounted__ 61,374 00

Customers Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ ________ _ rowed Money -------------Overdrafts-Of any) ---------- 230 63 Liability on Letters of Credit,

ather Assets ------------------ ________ _ and Acceptances ------------

Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$134,706 92 Total ------------------------$134,706 92

112

BANKING DEP~RTMENT

EX:Al!I[[NEB'S BEPOB'l'.

THE CANON BANK, CANON.

At Close of Business November 9, 1920.

President-R. H. Bryan. Vice-President-0. B. Menees. Cashier-0. B. Menees.

Directoors-R. H. Bryan, 0. B. Menees, W. M. Menees, J. W. Fowler, J. C. Bowers.

Date of Charter-November, 1905.

Began Business-1905.

RE:SOURCES

LIABILITIES

Time Loans ------------------$114,694 65

Demand Loans ---------------- --------Loans Secured by Real Estate ---------

United States Bonds -------- 9,000 00 Other Stocks and Bonds________ 1,150 00

Banking House -------------- 1,000 00 Furnitur.e and Fixtures________ 1,500 00

Other Real Estate Owned______ 4,000 00

Due from Banks in this State --------Due from Banks in other States 5.097 64

Currency ---------------------- 266 00

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_-_-

19510 !6!O3

Advances on Cotton ---------- 6,416 97 Advances on other Commodi-

ties ------------------------- ________ _ Checks for Clearing House____ 4,998 00

Other Checks and Cash Items__ 421 98 Customers Liability on Letters
of Credit and Acceptances__ ________ _

Ove!'drafts-(if any) ---------- ---------

Other Assets ------------------ ---------

Capital Stock Paid In________$ 25,000 00
Amount Reserved for Branches --------Surplus Fund ---------------- 12,500 00 Undivided Plrofits ------------ 725 95 Dividends Unpaid ------------- --------Due to Banks in this State---- --------Due to Banks in other States --------Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 23,788 17 Demand Certificates of Deposit --------Time Certificates of Deposit -- 9.227 35
Savings Deposits -------------- --------Cashier's Checks -------------- 156 05 Certified Checks -------------- --------BiJis PaYable ------------------ 49,0UO OU Notes and Bills Rediscounted__ 28,289 35 Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit,
and Acceptances ------------ ~------- Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$148,686 87 Total ------------------------$148,686 87

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$129,259 83 Capital Stock Paid in__________$ 25.000 00

Demand Loans ---------------- --------- Amount Rese,rved for Branches Loans Secured by Real Estate --------- Surplus Fund ---------------- 12,500 00

United States Bonds -------- 9,000 00 Undivided 'Profits -------------- 1,452 83

Other Stocks and Bonds-Fed-

Dividends Unpaid -------------

eral Res.erve Bank -------- 1,150 00 Due to Banks in this State ___ _

Banking House -------------- 1.000 00 Due to Banks in other States Furniture and Fixtures _______ _ 1,500 00 Call Money -------------------Other Real Estate Owned ___ _ 4,000 00 Individual Deposits Subject to

Due from Banks in this State__ 4,564 31 Check ----------------------- 18,305 28 Due from Banks in other States 1.590 44 Demand Certificates of Deposit

Currency ---------------------- 1,836 00 Time Certificates of Deposit_ __ _ 8,847 35

SGiolvlder, -N--ic-k--e-ls-,--P-e-n--n-i-e-s--_-_-_-__-_-_--_ Advances on Cotton__________ _

36 00 Savings Deposits -----------349 31 Trust Funds on Deposit -----4,927 41 Cashier's Checks --------------

241 33

Advances on other Commodi-

Certified Checks --------------

Chtieecsks -f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e---__-_-_-

________ _

Bills Payable -----------------Notes: and Bills Rediscounted __

41,500 00 51,608 02

Other Checks and Cash Items__ 241 51 Certificates of Deposit for Bor-

Customers Liability on Letters of Credit and Acceptances__ ---------

Liraobwilie.dty MoonneLyet-t-e-r-s--o--f --C-r-e-d-i-t-,

Overdrafts---(if any) ---------- --------- and Acceptances ------------

Other Assets ------------------ --------- Reserve for Interest and Taxes

Other LiabilWes --------------

Total ------------------------$159,4!)4 81 Total -----------------------$159,454 81

FIRST ANNUAL REPORT

113

EX:Allllm"EB.'S B.EPOB.T.

BANK OF CANTON, CANTON.

At Close of Business July 19, 1920.

President-R. T. Jones. Cashier-Wm. Galt.

Directors-JR. T. Jones, Sam Tate, B. F. Crisler, P. W. Jones, H. C. McAfee,

J. N. Simpson, J. T. Moore, G. B. Johnston, J. E. Johnston, E. A. McCanters, Wm. Galt.

Date of Charter-November 17, 1892.

Began Business-December 22, 1892.

RESOURCES

LIABILITIES

Time Loans ------------------$777,606 03 Capital IS.tock Paid in --------$100,000 00

Demand Loans -------------- __ 31,488 93 Amount Reserved for Branches ---------

Loans Secured by Real Estate__ 3,520 03 Surplus Fund ---------------- 50.000 on

United States Bonds ---------- 132,146 00 Other Stocks and Bonds----~- ---------

Undivided Profits ------------Dividends Unpaid -------------

32,772 42 ---------

Banking House -------------- 2,500 00 Due to Banks in this State____ ---------

Furniture and Fixtures ______ 4,190 00 Due to Banks in other States ---------

Other Real Estate Owned ____ --------- Call Money -------------------- --------Due from Banks in this State 470,887 29 Individual Deposits Subject to

Due from Banks in other States 114,996 05 Check ----------------------1.100,745 08

Currency --------------------- 5,29lr 00 Demand Certificates of Deposit ---------

Gold --------------------------

5 00 Time Certificates of Deposit__ 209,446 49

Silver, Nickels, Pennies________ 1,000 25 Savings Deposits ------------ 52,935 75

Advances on Cotton __________ --------- Trust Funds on Deposit________ ---------

Advances on other Commodi-

Cashier's Checks ------------ 1,648 32

Chtieecsks -f-o-r--C--l-e-a-r-i-n-g---H-o--u-s-e-_-_-_-

-_-_-_-_-_-__-_--_

Certified Checks ------------Bills Payable ------------------

-----------------

Other Checks and Cash Items__ 3,916 48 Notes and Bills Re-discounted_ ---------

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ ________ _ rowed Money ---------------- ---------

Overdrafts-(if any) ---------- -------- Liabm.ty on Letters of Credit,

Other Assets ------------------ ________ _ and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabi!Uies -------------- ---------

Total ----------------------$1,547,548 06 Total ----------------------$1,547,548 06

BANK'S STATEMElNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$761,170 74 Capital Stock Paid in ________ $100,0<JO 00

LDoeamnasnSdecLuoraendsb-y--R-e-a-l--E-s-t-a-t-e-_-_-

_3_4_,2_9__2__91_!

Amount Rese.rved for Branches Surplus Fund ------------------

--------50,000 00

United States Bonds ---------- 132,146 00 Other Stocks and Bonds______ ________ _

Undivided Profits -----------Dividends Unpaid -------------

29,923 95 ---------

Banking House ---------------- 2.500 00 Due to Banks in this State____ ---------

Furniture and Fixtures. ______ Other Real Estate Owned ____

4,300 75 ________ _

Due to Banks in other States Call Money --------------------

-----------------

Due from Banks in this State__ 304,666 38 Individual Deposits Subject to

Due from Banks In other States Cul1I'ency ----------------------

69,5f& 7,264

o6"n~

Check ----------------------- 902,655 85 Demand Certificates of Deposit ---------

SGiolvlder, --N-i-c-k-e-l-s-.--P--e-n-n-i-e-s---__-_-_-_--_ Advances on Cotton _________ _ Advances on other Commodi-

70 00 Time Ce-rtificates of Deposit __ 186,6.14 6P 727 lr4 Savings Deposits ------------- 55,647 94 4,918 76 Trust Funds on Deposit -------- ---------
Cashie~r's Checks ------------- 2,748 17

ties Checks

-~-o-r-

---------Clearing

----------House____

Other Checks and Cash Items__

Customers' Liability on Letters

of Credit and Acceptances__ Overdrafts-(if any) __________

--------3.340 74 2,674 27
________ _ ________ _

Certified Checks --------------Bills Payable ----------------Notes and Bills Re-diseounted_ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit,

---------------------------------

Other Assets ------------------ ________ _ and Aceeptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ----------------------$1,327,590 59 Total ----------------------$1,327,590 59

114

BANKING DEPARTMENT

EXA:MDI'EB'S BEPOBT.

BANK OF CHEROKEE, CANTON.

At Close of Business July 17, 1920.

President-Gus Coggins. Vice-Ptt-esidents-B. F. Coggins, E. E. Fields.

Cashier-N. A. Thomason.

Directors-Gus Coggins, B. F. Coggins, E. E. Field, N. A. Thomason, Olin

Fincher, James Qual!es.

Date of Ch3!rter-July 5, 1910.

Began Business-July 20, 1910.

RESOURCES

LIABILITIES

Time Loans ------------------$227,564 95 Demand Loans ---------------- 17,352 77 Loans Secured by Real Estate 18,695 85 United States Bonds -------- 7,090 lJO Other Stocks and Bonds ______ 3,000 00
Banking House ---------------- 4,500 00 Furniture and Fixtures ------ 2,800 00 Other Real Estate Owned ____ --------Due from Banks in this State 49,625 78 Due from Banks in other States 19,71ffi 81
Currency ---------------------- 4,150 00
Gold -----------1-------------- 100 00
Silver, Nickels, Pennies ------ 325 88 Advances on Cotton ---------- --------Advances on other Commodi-
ties ------------------------- --------Checks for Clearing House___ ---------
Other Checks and Cash Items__ t::m 69
Customers' Liability on Letters of Credit and AcceptancP-!L_ ---------
Overdrafts-(!! any) ---------- 3,363 12 Othett- Assets ------------------ 3,332 85

Capital Stock Paid in --------$ 25,000 00 Amount Rese.rved for Branches --------Surplus Fund ------------------ 10,000 00 Undivided Profits -------------- 36,980 99 Dividends Unpaid ------------- --------Due to Banks in this State____ --------Due to Banks in other States --------Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 156,014 95 Demand Certificates of Deposit --------Time Certificates of Deposit __ 119,544 47 Savings Deposits ------------ 13,347 (f5 Cashier's Checks -------------- 913 24 Certified Checks -------------- --------Bills Payable ---------------- --------Notes and Bills Re-discounted_ --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit,
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$361,S8n 70 Total ------------------------$361,880 70

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$209.569 95

Demand Loans ---------------- 33.490 10 Loans Secured by Real Estate 23,105 00

United States Bonds ---------- 7,000 00 Other Stocks and Bonds ______ 3,000 00

Banking HOuse ---------------- 4,50lJ 00

Furniture and Fixtures ------ 2,800 00

Other Real Estate Owned ____ ---------
Due from Banks in this State 18,844 o2

Due from Banks In other States 9,570 46

Cur.rency ---------------------- 11,9o6 00

SGiolvlder, -N--ic-k--e-ls-,--P-e-n--n-i-e-s--_-_-__-_-_-_-_-

1,04Z020

00 29

Advances on Cotton __________ ---------

Advances on other Commodi-

Chtieecsks --fo--r--C--le-a--ri-n-g---H--o-u-s-e-_-_-_- -_-_-_-__-_-_-_--_

Other Checks and Cash Items

813 54

Customers' Liability on Letters of Credit and Acceptances__ ________ _

Overdrafts-(lf any) ---------- 8,854 S6

Other Assets ------------------ ---------

Capital Stock Paid in --------$ 50,000 00 Amount Rese.rved for Branches --------Surplus Fund ---------------- 10,000 00 Undivided Profits ------------ 13,&54 98 Dividends Unpaid ------------- ________ _ Due to Banks in this State____ --------Due to Banks in other States --------Call Money ------------------ 10,000 00 Individual Deposits Subject to
Check ----------------------- 136,101 72 Demand Certificates of Deposit --------Time Certificates of Deposit__ 92,944 49 Savings Deposits ______________ 12,131 35
Trust Funds on Deposit ______ --------Cashier's Checks ------------- 104 18 Certified Checks -------------- --------Bills Payable ------------------ 10,000 00 Notes and Bills Re-discounted_ --------Certificates of Deposit for Bor-
rowed M'oney ---------------- ________ _ Liabi!ity on Letters of Credit,
and Acceptances ------------ --------Reserve for Interest and Taxes ---------
Other Liabilities -------------- ---------

Total ------------------------$334,93'6 72 Total ------------------------$334,936 72

FIRST ANNUAL REPORT

115

]i:XAMDI'EB'S BEPOBT.

THE CARLTON BANK, CARLTON.

At Close of Business September 27, 1920.

President-J. D. Long. Vice-President-0. L. Deadwyler. Cashier-F. D. Smith.

Directors-J. D. Long, 0. L. Deadwyler, J. C. Marlin, J. M. Tiller, Geo. W. Mbore.

Date of Charter-1903.

Began Business-March, 1903.

RESOURCES

LIABILITIES

Time Loans ------------------$235,961 5~ Capital Stock Paid in --------$ 25,000 00

Demand Loans ---------------- 21,641 23 Amount Reserved for Branches ---------

Loans Secured by Real E'state 1,471 84 Surplus Fund ---------------- 10,000 00

United States Bonds ---------- 2,650 00 Undivided Profits ------------ 13,691 46

Other Stocks and Bonds ------ 1,000 00 Dividends Unpaid ------------- --------Banking House -------------- 2,405 19 Due to Banks in this State____ ---------

Furniture and Fixtures ------ 4,o61 77 Due to Banks in other States__ 103 86
Othe.r Real Estate Owned ---- --------- Call Money -------------------- 11,000 oo
Due from Banks in this State _ 2,290 B Individual Deposits Subject to

Due from Banks in other States --------- Oheck ---------------------- 76,460 25

Currency ---------------------- 1,326 00 Demand Certificates of Deposit ---------

Gold --------------------------

20 00 Time Certificates of Deposit__ 86,828 62

Silver, Nickels, Pennies -----Advances on other Commodi-

815 17 Savings Deposits -------------- --------Trust Funds on Deposit ------ ---------

ties ------------------------- --------- Cashier's Checks ------------- 598 36

Checks for Clearing House ____ Other Checks and Cash Items

531! 87 1,471 93

Certified Checks -------------Bills Payable ------------------

--------60,000 00

Customers' Liability on Letters

Notes and Bills Re-discounted_ ---------

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts-Of any)___________ 2,611 15 rowed Money -------------- 5,000 00

Other Assets:

Liability on Letters of Credit,

Cash Short -----------------Depositors Gururantee Fund ___ _
Witham Bank Fire Fund ---War Savings Stamps --------

154 90 3,572 58

and Acceptances -----------Reserve for Interest and Taxes

-----------------

12() 00 7!1 15

Other LiabiJ.ities --------------

---------

Total ------------------------$282,682 55 Total -------------------~----$282,682 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$219,258 14 Capital Stock Paid in --------$ 25,000 00
Demand Loans --------------- 3, 750 00 Amount Rese.rved for Branches

Loans Secured by Real Estate__ United States Bonds ---------Other Stocks and Bonds______
Banking House -------------Furnitwre and Fixtures --------

--------2,650 00 1,000 00
2,405 19 4,561 77

Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State___ _
Due to Banks in other States

10,000 00 12,178 60

Other Real Estate Owned ---- --------Due from Banks in this State__ 6,718 26 Due f.rom Banks in other States 6,451 71
Currency ---------------------- 2,071 00 Gold -------------------------- --------Silver, Nickels, Pennies -------- 492 86

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Ce1rtifieates of Deposit__ Savings Deposits --------------

56,956 26 79,8R 18

Advances on Cotton ---------- --------- Trust Funds on Deposit -------

Advances on other Commodi-

Cashier's Checks ------------=

ties ------------------------- --------- Certified Checks --------------

Checks for Clearing House___ --------- Bills Payable -----------------

Other Checks and Cash Items

18 51 Notes and Bills Re-discounted_

Customers' Liability on Letters

Certificates. of Deposit for Bor-

of Credit and Acceptances__ Overdrafts-(if any) ----------

________ _ 4,118 96

Liraobwileltdy MoonneLyet-t-e-r-s--o--f --C-r-e-d-i-t-,

95 51 50,500 00

Other Asse.ts ------------------

78 15 and Acceptances -----------Reserve for Interest and Taxes

Other Liabil:ities --------------

Total -----------------------$253,574 55 Total -----------------------$253,574 55

116

BANKING DEPARTMENT

EXAMDI'EB'S B.EPOB.'r.

PLANTERS BANK, CARLTON.

At Close of Business September 27, 1920.

Presldent-L. H. Eberhwrdt. Vice-Presidents---T. J. Stevens, A. H. Eberhardt. Cashier-J. M. Comer.
iDirecto~rs---J. M. Comer, T. C. Amerson, E. W. Stevens, J. C. Matthews.

Date of Charter-March 11, 1912.

Began Business~December 11, 1912.

RESOURCES

LIABILITIES

Time Loons -------------------$190,3'69 84

Demand Loans ---------------- 12,396 24 Loans Secured by Real Estate 11,487 75

United States Bonds ---------- --------Other Stocks and Bonds ____ 1,000 00

Banking House ---------------- 1,700 00

Furniture and Fixtures ------ 1,590 00

Other Real Estate Owned ____ --------Due from Banks in this State 4,053 99

Due from Banks in other States 594 77

Currency --------------------- 2,903 00

Gold -------------------------Silver, Nickels, Pennies ------

252 50 525 09

Advances on Cotton ---------- --------Advances on other Commodi-

Chteiecsks -f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e---__-_-_- --2-,4-3-0---24-

Other Checks and Cash Items

84 71

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overd.rafts-(if any) ---------- 2, 774 70

Other Assets ------------------ ---------

Capital Stock Paid in --------$ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ---------------- 3,000 00 Undivided Profits ------------ 1,808 72

Dividends Unpaid --------------

19 20

Due to Banks in this State____ ---------

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 36,765 29 Demand Certificates of Deposit --------Time Certificates of Deposit __ 115,517 58

Savings DeposHs ------------ --------Trust Funds on Deposit ______ ---------

Cashier's Checks --------------

26 13

Certified Checks -------------- --------Bills Payable ------------------ 45,000 00 Notes and Bills Re-discounted 5,000 00 Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit,

and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities:

Cash Long --------------------

25 91

Total ------------------------$232,162 83 Total ------------------------$232,162 83

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$152,252 39

Demand Loans ---------------- 14,572 43 Loans Secured by Real Estate 12,008 31

United States Bonds ---------Otwr StJocks and Bonds ______

--------1,000 00

Banking House ------------- 1,700 00 Furniture and Fixtures ------ 1,844 90 Othe.r Real Estate Owned ____ ---------

Due from Banks in this State 13,354 54

Due from Banks in other States 13,61n 10

Currency ---------------------Gold -------------------------Silver, Nickels, Pennies ------

67 00 252 50 448 20

Advances on Cotton ---------- --------Advances on other Commodi-

ties ------------------------- --------Checks for Clearing House ____ 468 83

Other Cheeks and Cash Items --------Customers' Liability on Letters.
of Credit and Acceptances__ --------

Overdrafts-Of any) ---------- 2,039 05

Other Assets ------------------ ---------

Capital Stock Paid in --------$ 25,000 00 Amount Reserved for Branches

Surplus Fund ---------------- 3,000 00 Undivided P,rofits ------------ 363 43

Dividends Unpaid ------------Due to Banks .in this State___ _

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Oheck ---------------------- 34,626 24 Demand Certificates of Deposit Time Certificates of Deposit __ 108,142 18

Savings Deposits -------------Trust Funds on Deposit _____ _

Cashier's Checks -------------

57 40

Certified Checks -------------Bi!lls Payable ---------------- 20,000 00 Notes and Bills Re-discounted 22,500 00 Certificates of Deposit for Bor-

Liraobwileitdy MoonneLyet-t-e-r-s--o--f --C-r-e-d-i-t-,

and Acceptances -----------Reserve for Interest and Taxes

Other Liabil:ities --------------

Total -----------------------$213,689 25 Total -----------------------$213,689 25

FIRST ANNUAL REPORT

117

EXAMUI'EB.'S B.EPOB.'l'.

BANK OF FRANKLIN COUNTY, CARNESVILLE.

At Close of Business August 16, 1920.

President-Dr. B. T. Smith. Vice-President-0. S. Strickland. Cashier-L. F. Lenhardt.
Directors--Dr. B. T. Smith, 0. S. Strickland, 0. F. Bagwell, T. A. Skelton, J. F. Brown, L. F. Lenhardt.

Date of Charter-March 12, 1906.

Began Business-March 22, 1906.

RESOUJRCES

LIABILITIES

Time IJoans ------------------$113,899 53 Capital t8tock Paid in --------$ 25,000 00

Demand Loans ---------------- 39,901 81 Amount Reserved for Branches

Loans Secured by Real Estate 35,575 19 Surplus Fund ---------------- 5,000 00

United States Bonds -------- 5,000 00 Undivided Profits ------------ 9,464 92

Other Stocks and Bonds______ --------- Dividertds Unpaid -----------Banking House ---------------- 800 00 Due to Banks in this State___ _

20 00

Furniture and Fixtures ------ 2,222 50 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money --------------------

Due from Banks in this State__ 13,491 21 Individual Deposits Subject to

Due from Banks in other States 439 10 Checik ---------------------- 82,001 33

Currency ---------------------- 1,192 00 Demand Certificates of Deposit

Gold -------------------------- 102 50 Time Certificates of Deposit_ __ 39,259 15

Silver, .Nickels, Pennies ------ 382 41 Savings Deposits --------------

Advances on Cotton ---------- --------- Cashier's Checks ------------- 3,077 16

Advances on other Commodi-

Certified Checks --------------

Chtieecsks -f-o-r--C--le-a--r-in--g-H--o-u-s-e--_-_-_-_-

----20-8---53-

Bills Payable ----------------Notes and Bills Re-discounted_

50,000 00

Other .Checks and Cash Items 1,793 81 Certificates of Deposit for Bor-

Customers' Liability on Letters of Credit and Acceptances__ ---------

C.roHw.edLMetotenresy -n-o-t--R--e-m--i-tt-e-d--__-

829 59

Overdrafts-Of any) ---------- --------- Reserve for Interest and Taxes 400 00

Other Assets:

Other Liabilities --------------

Cash Short --------------------

43 56

Total ----------------------..:-$218,546 61 Total ------------------------$218,546 61

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans--------------------$105,466 75 Capital Stock Paid in ----------$ 25,001) 00

Demand Loans -------------- 20,488 97 Amount Reserved for Branches

Loans Secured by Real Estate 27,311 27 Surplus Fund ---------------- 5,000 00

United States Bonds ---------- 5;000 00 UndiV'ided Profits ------------ 11,008 67

Other Stocks and Bonds______ --------- Dividends Unpaid --------------

10 00

Banking House -------------- 800 00 Due to Banks in this State___ _

Furniture and Fixtures ------- 2,222 50 Due to Banks in other States

Othe.r Real Estate Owned ____ 17,0\iO 00 Call Money --------------------

Due from Banks in this !State__ 15,869 54 Individual Deposits Subject to

Due from Banks in other States 798 33 Check ----------------------- 75,537 15

Currency ---------------------- 1,128 00 Demand Certificates of Deposit

Gold -------------------------Sil.ver, Nickels, Pennies ______

167 50 Time Certificates of Deposit __ 20.864 25 267 43 Savings Deposits, --------------

Advances on Cotton ---------- 12,573 16 Trust Funds on Deposit ------

Advances on other Commodi-

Cashier's Checks ------------ 1,760 25

ties ------------------------- --------- Certified Checks --------------

Checks for Clearing House___ --------- Bills Payable ---------------- 71,500 00

Other Checks and Cash Items

Notes and Bills Re-discounted_

and County Warrants ------ 4,189 86 Certificates of Deposit for Bor-

Customers' Liability on Letters of Credit and Acceptances__ ________ _

rowed Money -------------Liability on Letters of Credit,

10,300 00

Overdrafts-Of any) ---------- 3,994 13 and Acceptances ------------

Other Assets:

Reserve for Interest and Taxes

Long and Short Account______

43 56 Other Llabil:ities --------------

Profit and Loss -------------- 3,659 32

Total -----------------------$220,980 32 Total ------------------------$220,980 32

'jf!i' 4 i # Q-

t;t .

118

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

THE CARROLLTON BANK, CARROLLTON.

At Close of Business November 16, 1920.

President-C. H. Stewart. Vice-President-H. N. Spence, Oashier-H. N. Spence.

Directors-C. H. Stewart, G. A. Hogan, H. N. Spence, c. E. Roop, J. L. Kaylor,

B. F. Boykin.

Date of Charter-December 26, 1890.

Began Business-February 9, 1891.

RESOURCES

LIABILITIES

Time Loans ------------------$789,932 71 Capital !Stock Paid in --------$100,000 00

Demand Loans -------------- 1,910 00 Amount Reserved for Branches

Loans Secured by Real Estate --------- Surpuls Fund ---------------- 50,000 00

United States Bonds ---------- 32,000 00 Undivided Profits ------------ 45,429 57

Other Stocks and Bonds -----BFuarnnkiitnugreHaonudse F-i-x-t-u-r-e-s---__-_-_-_-_Other Real Estate Owned ____
Due from Banks ------------

2,075 00 --6-,6-0-5---41________ _
7,945 05

Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States
Call Money -------------------Individual Deposits Subject to

143 00
-2~6io-52 ---------

Due from other Banks -------- 1,24"3 57 Check ----------------------- 233,224 54

Cum-ency ---------------------- SlO lJO Demand Certificates of Deposit

27 60

Gold --------------------------

65 00 Time Certificates of Deposit __ 8,149 22

Silver, Nickels, Pennies -------- 308 69 Savings DepiOsits ------------ 74,778 18

Advances on Cotton ---------- 9,237 79 Trust Funds on Deposit ------ ---------

Advances on other Commodi-

Cashie>r's Checks ------------ 1,562 23

ties ------------------------- --------- Certified Checks --------------- 613 78

Checks for Clearing House ---Other Checks and Cash Items

646 32 4,26~4 17

BiLls Payable ------------------ 344,094 84 Notes and Bills Re-dis.counted_ ---------

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__

rowed Money ---------------- ---------

Overdraft&-(if any) ---------- --------- Liability on Letters of Credit,

Other Assets:

and Acceptances ------------ ---------

Cash Short ------------------

6 86 Reserve for Interest and Taxes ---------

Collections -------------------- 3,552 48 Other Liabilities ------------ - ---------

Total ------------------------$&60,6lr.l 4f Total ------------------------$860,633 48

. BANK'S STATEMIDNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$747,243 01 Capital Stock Paid in --------$100,000 00

Demand Loans ---------------- --------- Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ---------------- 50,000 00 United States Bonds -------- 7,000 00 Undivided Profits -------------- 43, 7&3 50 Other Stocks and Bonds________ 2,075 00 Dividends Unpaid ------------ 143 00 Banking House --------------- ________ _ Due to Banks in this State____ ---------

Furniture and Fixtures -------- 6,605 41 Due to Banks in other States ---------

Othe.r Real Estate Owned ____ --------Due from Banks in this State _ 28,517 75

Call Money -------------------Individual Deposits Subject to

---------

Due from Banks in other States Currency ---------------------SGiolvlder, --N-i-c-k-e--ls-,--P--e-n-n--ie-s---_-_-_-_-_-_
Advances on Cotton ---------Advances on other Commodi-
ties ------------------------Checks for Clearing House __ Other Checks and Cash Items Customers' LiabilitY on Lette~s

3,203 18 19,400 00
58655 0701 2,602 10
------- __ 4,587 26
12,033 97

Check ----------------------- 219,056 32

Demand Certificates of Deposit

27 60

Time Certificates of neposiL_ 5,649 22

Savings Deposits -------------- 28,792 74

Trust Funds on Deposit ------ ---------

Cashier's Checks ------------ 1,897 25

Certified Checks -------------- 571 83

Bills Payable ---------------- 384,085 93

Notes and Bills Rediscounted-- ---------

Certificates of Deposit for Bor-

vf Credit and Acceptances__ --------- rowed Money ---------------- ---------

Overdraft&-(if any) ---------- --------- Liability on Letters of Credit,

Other Assets: Due from U. S. Treasury ____

89 00

and Acceptances -----------Reserve for Interest and Taxes

-----------------

Other LiabiJ:ities -------------- ---------

'11otal ------------------------$8"34,007 39 '11otal ------------------------$834,007 39

FIRST ANNUAL REPORT

119

EXA:IIIIXNEB'S BEPOB'.r.

THE CITIZENS BANK, CARROLLTON.

At Close of Business November 17, 1920.

P!resident-A. K. Snead. V:ice-President-L. S. Sims. Cashier-Grady Cole.

Directors--A. K. Snead, C. M. Tanner, L. S. Sims, W. W. Heaton, H. w. Flour-

noy, J. R. M. Carter, J. H. Burson.

Date of Charter-January 27, 1906.

Began Business-February 8, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------$613,918 86 Capital Stock Paid in --------$ 50,000 00

mf.oiio-oo Demand Loans ----------------
Loans Secured by Real Estate

4,000 00 ---------

Asumrvoluunst RFeusnodcve_d__f_o_r__B__r_a_n_c_h_e__s

United States Bonds -------- 35,500 00 Undivided Profits ------------ ---------

Other Stocks and Bonds______ --------- Dividends Unpaid ------------- ---------

Banking House --------------- --------- Due to Banks in this State____ ---------

Furniture and Fixtures ------ 5,000 00 Due to Banks in other States ---------

Othe.r Real Estate Owned ____ --------- Call Money -------------------- --------Due from Banks -------------- 16,598 18 Individual Deposits Subject to

Due from Banks in other States --------- Check ----------------------- 110,260 87

Currency ---------------------- 3,852 00 Demand Certificates of Deposit ---------

Gl<>ld --------------------------

25 00 Time Certificates of Deposit 3,826 66

Silver, Nickels, Pennies ------ 1,945 00 Savings Deposits -------------- 200,9S5' 04

Advances on Cotton ---------- ________ _ Trust Funds on Deposit________ ---------

Advances on other Commodi-

Cashier's Checks -------------- 2,352 99

ties ------------------------- ________ _ Certified Checks --------------

1U 00

Checks for Clearing House__ 12,91'1 45 Bills Payable ------------------ 175,000 00

Other Checks and Cash Items 1,541! 70 Notes and Bills Rediscounted__ 126,039 25

Customers' Liability on Letters

Certificates of Deposit fOil' Bor-

of Credit and Acceptances__ --------- rowed Money ---------------- ---------

Overdrafts--(lf any) ---~------ --------- Liability on Letters of Credit,

Other Assets:

and Acceptances ------------ ---------

Profit and Loss -------------- 422 62 Reserve for Interest and Taxes ---------

Advance Supplies -------------- 3,250 00 Other Liabilities -------------- ---------

Total ------------------------$698,974 81 Total ------------------------$698,974 81

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$599,094 64 Capital Stock Paid in --------$ 50,000 00

Demand Loans ---------------- --------Loans Secured bY Real Estate 4,367 50

Amount Reserved for Branches surplus Fund ----------------

3-o~iioo-oo

UOnthiteerd SSttoactkess aBnodndBs o-n-d-s-_-_-_-_-_-_-

_3_5_,_5_0_0__00_

Undivided Profits -----------Dividends Unpaid -------------

785 75 ---------

Banking House --------------- --------- Due to Banks in this State____ ---------

Furniture and Fixtures ------ 5,000 00 Due to Banks in other States ---------

Other Real Estate Owned ____ --------- Call Money -------------------- --------Due from Banks in this State 2.203 86 Individual Deposits Subject to

Due from Banks in other States Currency ----------------------

9,4.32 95 9,421 00

DeCmhaenckd C--e-r-ti-f-i-c-a-t-e-s--o-f--D-e--p-o-s-i-t 1_4_0_,2_;3r;9; __98_

Gold -------------------------- ________ _ Time Certificates of Deposit___ 8uu0 00

Silver, Nickels, Pennies________ 2,702 33 Savings Deposits ------------ 160,223 00

Advances on Cotton ----------- --------- T.rust Funds on Deposit ------ ---------

Advances on' other Commodi-

Cashier's Checks -------------- 2,110 98

Chtieecsks -f-o-r---C-l-e-a-r-i-n-g---H-o--u-s-e---__-

--5-.4-0-6---53-

Certified Checks -------------- --------Billts Payable ------------------ 168,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted __ 124,219 10

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ ________ _ rowed Money ---------------- --------Overdrafts-(!! any) ---------- ________ _ Liability on Letters of Credit,

Other Assets:

and Acceptances ------------ ---------

Advance Supplies ------------ 3,250 00 Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$676,378 81 Total ------------------------$676,378 81

120

BANKING DEPARTMENT

/.' -------------------------------------------------------

EXAM'I:NEB'S BEPOBT.

THE PEOPLES BANK, CARROLLTON.

At Close of Business November 18, 1920.

President~G. W. Fleming. Vice-P'resident-H. J. Goodwyn. Cashier-G. C. Cook.

Directors-G. W. Fleming, W. J. Stewart, W. S. Campbell, H. J. Goodwyn, W. 0. Robinson, G. C. Cook, A. J. Baskin.

Date of Charter-November 11, 1909.

Began Business--December 1, 1909.

RESOURCES

LIABLLITIES

Time Loans --------------------$576,489 23 Demand Loans --------------- 26,968 55 Loans Secured by Real Estate --------United States Bonds -------- 23,356 05 Other Stocks and Bonds______ 2,650 00
Banking House --------------- --------FOuthrneirtuRreeaal nEdsFtaitxetuOrewsn-e-d--_-_-_-_- __6_,6__4_9__80_
Due from Banks ------------- 27,717 99 Due from Banks in other States --------Currency --------------------- 5,354 00 Gold -------------------------- 590 00 Silver, Nickels, Pennies ------ 4,017 lll Advances on Cotton ---------- --------Advances on other Commodi-
ties . ------------------------- ________ _ Che.cks for Clearing House ____ 1,442 67
Other Checks and Cash Items 120 or
Customers' Liability on Letters of Credit and Acceptances__
Overdrafts-Of any) ---------- --------Other Assets ---------------- ---------

Capital Stock Paid in ----------$ 60,000 00

Amount Reserved for Branches ---------

Sul'])lus Fund ---------------- 27,000 00

Undivided Profits ------------ 6,249 70

Dividends Unpaid ------------- --------Due to Banks in this State____ ---------

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ---------------------- 157,262 33

Demand Certificates of Deposit ---------

Time Certificates of Deposit__ 30,901 97

Savings Deposits ------------- 64,627 82 Trust Funds on Deposit ______ ---------

Cashier's Checks -------------- 648 40

Certified Checks -------------Bills Payable ----------------

------138,650

--
on

Notes and Bills' Rediscounted__ 179,969 69

Certificates of Deposit for Bor-

rowed Money -------------- 10,000 00 Liability on Letters of Credit,

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities:

Cash Long --------------------

50 51

Total ------------------------$675,3trO 42 Total ------------------------$675,360 42

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$516,109 Demand Loans -------------- 20,725

8nF0

Loans Secured by Real Estate United States Bonds -------'---

30,616 23,356

5o2r

Other Stocks and Bonds Fed-

eral Reserve System -------- 2,650 or

Banking House --------------- ________ _

Furniture and Fixtures ______ 6,649 80

Othe,r Real' Estate Owned ____ ________ _

Due from Banks in this State 19,089 00

Due from Banks in other States 9,452 OP

Currency ---------------------- 1,020 00

SGiolvlder, --N-i-c-k-e-l-s-.--P--e-n-n-i-e-s---__-_-_-_-_-

625 3,152

5o9r

Advances on Cotton ---------- --------Advances on other Commodi-

ties ------------------------- --------Checks for Clearing House___ 1,742 52

Other Checks and Cash Items --------Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts-Of any) ---------- ________ _

Other Assets ------------------ 2,312 27

Capital Stock Paid In ________ $ 60,000 00
Amount Reserved for Branches --------Surplus Fund ---------------- 27,000 00 Undivided Profits -------------- 7,31~ 57 Dividends Unpaid ------------- --------Due to Banks in this State____ --------Due to Banks in other States --------Call Money -------------------- --------Individual Deposits Subject to
Check ---------------------- 147,324 22 Demand Certificates of Deposit --------Time Certificates of Deposit__ 36,160 17 Savings Deposits ------------ 58,515 22 Trust Funds on Deposit ----- --------Cashier's Checks -------------- 1,873 50 Certified Checks -------------- ---------
Bills Payable ---------------- 148,650 on
Notes and Bills Rediscounted__ 150,659 53 Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit,
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$637,501 21 Total ------------------------$637,501 21

FIRST ANNUAL REPORT

121

EXAMINEB'S BEPOB'l'.

BANK OF CARTERSVILLE, CARTERSVILLE.

At Close of Business September 10, 1920.

President-J. W. Knight. Vice-President-J. W. Vaughan. Cashier-C. M. Milam.

Directors-J. W. Knight, J. W. Vaughan, P. C. Flemister, R. B. Harris, J. J. Hill,

H. W. Leak.

Date of Charter-September 11, 1895.

Began Business-September 12, 1895.

RESOURCES

LIABILITIES

Time Loans ------------------$626,645 00 Capital Stock Paid in ----------$100,000 00 Demand Loans -------------- 32,251 23 Amount Reserved for Branches ________ _ Loans Secured by Real Estate 15 393 20 Surplus Fund ---------------- 50,000 00

United States Bonds ---------- 46:946 00 Undivided Profits ------------ 13,932 15 Othe,r Stocks and Bonds______ --------- Dividends Unpaid ------------- ---------

Banking House --------------- --------- Due to Banks in this State __,__ --------Furniture and Fixtures ______ 7,049 91 Due to Banks in other States --------Other Real Estate Owned --~- 11,490 75 Call Money -------------------- --------Due from Banks in this State__ 17,775 37 Individual Deposits Subject to

Due from Banks in other States 19,428 54 Check ----------------------- 340,665 41

Cuvrency ---------------------- 13,936 00 Demand Certificates of Deposit ---------

GSiollvder,--N--i-c-k-e-l-s-, ---P-e-n-n--ie--s--_-_-_-_-

42 50 Time Certificates of DeposH__ 97,523 27 1,674 66 Savings Deposits ------------ 99,586 70

Advances on Cotton ---------- --------- Trust FUnds on Deposit -------- ---------

Advances on other Commodi-

Cashier's Checks ------------ 396 75

Chteiecsks -f-o-r--C--l-e-a-r-i-n-g--H--o-u-s-e-_-_-_-_-

--1-,6-1-5---9-9

Certified Checks -------------Bills Payable ------------------

16 57 85,000 00

Othe,r Checks and Cash Items 9,766 37 Notes and Bills Rediscounted__ 18,951 83

Customers' Liability on Letters

Certificates of Deposit fo:r Bor-

of Credit and Acceptances__ --------- rowed Money ---------------- --------Overdraft&--(if any) -------- 402 10 Liability on Letters of Credit,

Othe,r Assets ------------------ 1,655 06 and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$806,072 6B Total ------------------------$806,072 68 BANK'S STATEMffiNT at Close of Business December 15, 1920.

RESOURCES

LIABLLITIES

Time Loans ------------------$567,976 87 Capital Stock Paid in ----------$100,000 00

Demand Loans -------------- 30,041 23 Amount Reserved for Branches --------Loans Secured by Real Estate 21,280 61 Surplus Fund ------------------ 50,000 00 United States Bonds __________ 26,100 00 Undivided Proms -------------- 9,948 17

U. S. Certificates -----------Banking House --------------Furniture and Fixtures ______ Other Real Estate Owned ____
Due from Banks in this State__

25,846 00 ---------
7,3'6"2 41 8,1lm 00
5,416 17

Dividends Unpaid ------------- --------Due to Banks in this State____ --------Due to Banks in other States ---------
Call Money -------------------- --------Individual Deposits Subject to

Due from Banks in other States
Currency ---------------------SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_-_-
Advances on Cotton ---------Advances on other Commodi-

5,352 79 6,303 00 1,48753 0203
4,627 10

Check ----------------------- 271,213 92

Demand Certificates of Deposit ---------

Time Certificates of Deposit __ 88,232 37

Savings Deposits -------------- 90,709 15 T,rust Funds on Deposit ______ ---------

Cashier's Checks --------------

46 62

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e--_-_-_-_-

-1-6-,8-4-8--1-6-

Certified Checks -------------- 3,7~0 27 Bills Payable ------------------ 115,000 00

Other Checks and Cash Items__ --------- Notes and Bills Rediscounted__ ---------

Customers' Liability on Lette,rs

Certificates of Deposit for Bor-

of Credit ,and Acceptances__ Ove:rdrafts-(if any) ----------

rowed Money ---------------- --------392 89 Liability on Letters of Credit,

Other Assets ------------------ 1,655 06 and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ________ _

Total ------------------------$728,890 52 Total ------------------------$728,890 52

122

BANKING DEPARTMENT

EXAMUrEB'S BEPOBT.

THE BANK OF CASSVILLE, CASSVILLE.

At Close of Business November 23, 1920.

President-J. B. Crawford. Vice-Presidents-G. W. Battle, W. D. Pittard. Cashier-Y. J. Stover.
Directors-J. B. Crawford, Joe Lipscomb, G. W. Battle, B. C. Sloan, W. B. Quillian, W. D. Pittard, L. C. Crow.

Date of Charter-May 16, 1912.

Began Business-June 3, 1912.

RESOURCES

LIABILITIES

Time Loans ------------------$ 69,376 60
Demand Loans ---------------- 7,073 22 Loans Secured by Real Estate United IStates Bonds_________ _ Other Stocks and Bonds_______ _

Banking House --------------Furniture and Fixtures -----Other Real Estate Owned ___ _ Due from Banks______________
Due from Banks in other States
Currency ---------------------SGiolvlder,--N-i-c-k-e-l-s-,--P-e-n-n--ie--s-_-_-__-_-_-_--_Advances on Cotton___________ _

1, 741 13 1,564 82
5,123 57
2,227 00 60 00 721 99

Advances on other Commodi-

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u--s-e-_-__-_--_ Other Checks and Cash Items Customers' LiabilitY on Letters
of Credit and Acceptances__
Overdrafts -------------------Other Assets:
CDaepsh. SGhuoarrt. -F--u-n-d--_-_-_-__-_-_-_-_-_-_-_-_--_ Mut. Fire Ins. Fund ___________ _ Profit and Loss_______________ _

147 57
31 98 8 00 3,115 21i 120 lfO 697 41

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches

Surplus Fund ------------------ 250 00

Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State___ _

45 00

Due to Banks in other States

Call Money -------------------- 12,500 00 Individual Deposits Subject to

Check ----------------------- 17,446 31 Demand Certificates of Deposit

Time Certificates of Deposit__ 33,224 35

STarvuisntgFs uDndeps oosnitsDe--p-o-s-i-t_--_-__-_-_-_--_

Cashier's Checks --------------

42 88

Certified Checks -------------Bills Payable ------------------ 13,500 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters' of Credit,

and Acceptances -----------Reserve for Interest and Taxes

OtihnetrheLaiabboivliet_ie_s___n_o__t__I_n_c_l_u_d_e_d_

Total --------------------------$ 92,00"8 54 Total --------------------------$ 92,008 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 62,740 21
Demand Loans ---------------- 4,350 19

Capital Stock Pa,id In__________$ 15,000 00 Amount Re,served for Blranches ---------

ULnoiatnesd SSetactuersedBobnydsR__e_a_l__E__s_t_a_te_ Othe>r Stocks and Bonds______ _
BF uarnnkiitnugr e Haonuds eF i-x- t-u- -r e- -s-_-_-_-__-_-_- -_ Other Real Estate Owned_____ _

2,543 75
1,741 13 1,564 82

Surplus Fund ---------------Undivided Profits -------------Dividends Unpaid -----------Due to Banks in this State____
Due to Banks in other States Call M,oney --------------------

250 00 ---------
15 00 ________ _
--------9,501) 00

Due from Banks in this' State

Individual Deposits ,subject to

Due from Banks in Qther States Currency ---------------------SGiolvlder, -N--i-c-k-e-l-s-, --P-e-n-n--ie--s-_-_-_-__-_-_--_ Advances on Cotton___________ _

6,456 52 1,415 00
6U 00
800 73

Check ----------------------Demand Certificates of Deposits Time Certificates of Deposit__ Savings Deposits ______________ Trust Funds on Deposit________

15,815 84 ________ _ 31,717 54 -----------------

Advances on other Commodi-

Cashie,r's Checks --------------

29 80

Chtieecsks--f-o-r--C--l-e-a-r-in--g--H--o-u-s-e--_-__--_ Other Checks and Cash Items__

Certified Checks -------------- --------Bills Payable ------------------ 13,500 00 132 91 Notes and Bills Rediscounted__ ---------

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances___ _ --------- rowed Money ---------------- ---------

Overdrafts --------------------

50 Liability on Letters of Credit,

Other Assets not Included

and Acceptances ------------ ---------

DeAplboosviteors--G--u-a-r-a-n-t-e-e--F--u-n-d--_-__--_ Fire Ins. Fund _______________ _ Profit and Loss_______________ _

Reserve for Interest and Taxes --------3,115 2!i Other Liabilities -------------- ---------
120 00 787 17

Total -------------------------$ 85,828 18 Total -------------------------$ 85,828 18

------------------------

FIRST ANNUAL REPORT

123

E:XAMUI'EB'S BEPOBT.

BANK OF CAVE SPRING, CAVE SPRING.

At Close of Business Novembe.r 10, 1920.

President-Albert M. Tumlin. Vice-President-B. T. Williams. Cashier-J. F. Hight.

Directors-T. R. Snead, G. C. Fincher, J. C. McGinnis, A. J. Casey, E. N. Ellis,

A. J. Tumlin, A. S. Carr, J. F. Hight.

Date of Charter-October 25, 1905.

Began Business--November 7, 1905.

RESOURCES

LIABtLITIES

Time Loans -------------------$227,179 14 Capital Stock Paid In _________ $ 25,000 00

Demand Loans ---------------Loans Secured by Real Estate United Btates Bonds__________ Other Stocks and Bonds_______ Banking House _______________

--------19,259 04
9,496 89 1,500 00 1, 775 80

Amount Reserved for Branches Surplus Fund -~--------------Undivided Profits ------------DDuiveidteondBsanUknspainidth-i-s--S-t-a-t-e-_-_-_-_-

---------
25,000 00 3,937 13
_-_-_-_-_-_-_-_--_

Furniture and Fixtures________ 2,839 21 Due to Banks in other States ---------

Other Real Estate Owned______ --------- Call Money -------------------- 56,000 00

Due from Approved Reserve

Individual Deposits Subject to

Agents ---------------------Due from Banks in other States
Currency ---------------------SGiolvlder, -N--i-c-k-e-l-s-,--P-e-n-n--ie--s-_-_-_-_-__-_--_

_3_4_,_7_0_3__73_
7, 720 00 265 00
1,646 31

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits -------------Trust Funds on Deposit________

64,913 81 --------62,204 92 ________ _ ---------

Advances on Cotton__________ --------- Cashier's Checks ------------- 733 00

Advances on other Commodi-

Certified Checks -------------- ---------

Chtieecsks--f-o-r--C--l-e-a-r-i-n-g--H--o-u-s-e-_-_-_-_-

_-_-_-_-_-_-_-_--_

Bills Payable ----------------Notes and Bills Rediscounted__

34,000 00 35,54"2 30

Other Checks and Cash Items__ 816 32 Certificates of Deposit for Bor-

Customers' Liability on Letters

rowed Money ---------------- ---------

of Credit and Acceptances____ --------- Liability on Letters of Credit,

Overdrafts -------------------Other Assets -----------------Cil!rrent Checks ---------------

.84 07 and Acceptances ------------ --------13 49 Reserve for Interest and Taxes --------9,934 13 Other Liabilitie.s:
Current Credits --------------- 9,901 97

Total --------------------------$317,233 13 Total --------------------------$317,233 13

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$168,583 72 Capital Stock Paid In _________ $ 25,000 00

Demand Loans ---------------- --------- Amount Reserved for Branches Loans Secured by Real Estate 32,780 80 Surplus Fund ----------------- 25,000 00 United States Bonds__________ 9,496 89 Undivided Profits ------------- 4,176 24

Other Stocks and Bonds______ 1,500 00 Dividends Unpaid ------------Banking House ---------------- 1,775 80 Due to Banks in this State___ _ Furniture and Fixtures________ 2,839 21 Due to Banks in other States

Other Real Estate Owned______ --------- Call Money -------------------- 31,000 00 Due from Banks in this State 17,401 82 Individual Deposits. Subject to

Due from Banks In other States
Currency ---------------------Gold -------------------------Silver, Nickels, Pennies________ Advances on Cotton____________

300 81
2,015 on
242 fin 423 90 ---------

Check ----------------------Demand Certificates of Deposits

48.,081 79
s,ooo lro

Time Certificates of Deposit__ 49,311 70

STarvuisntgFs uDndepsoosnitsDe-p--o-s-it-_-_-_-_-_-_-_-_-

Advances on other Commodi-

Cashier's Checks --------------

56 80

ties -------------------------- --------- Certified Checks -------------Checks for Clearing House____ --------- Bills Payable ------------------ 30,000 00 Other Checks and Cash Items 221 40 Notes and Bills Rediscounted __

Customers' Liability on Letters of Credit and Acceptances__
Overdrafts -------------------Other Assets ------------------

________ _
75 2!' ---------

Certificates of Deposit fur Bor-
rowed Money ---------------Liability on Letters of C.-edit,
and Acceptances -----------Rese.rve for Interest and Taxes

Other Liabil.ities --------------

Total --------------------------$237,657 11 Total --------------------------$237,657 11

124

BANKING DEPARTMENT

EXAJIIIDI'EB'S BEPOBT.

THE BANK OF CEDARTOWN, CEDARTOWN.

At Close of Business December 4, 1920.

President-A. E. Young. Vice-P:resident-0. Willingham. Cashier-E. C. Benton.

Directors-A. E. Young, A. C. Cobb, E. 0. Godwin, 0. Willingham, C. W. Peek,

W. K. Russell, E. C. Benton, J. S. King, William Waddell.

Date of Charter-October 18, 1901.

Began Busi'ness----.January 5, 1902.

RESOURCES

LIABILITIES

Time Loans -------------------$436,381 11

Demand Loans ---------------- 12,751 05 Loans Secured by Real Estate --------United States Bonds---------- 126,450 00 Other Stocks and Bonds______ 1,78'-1 28

Banking House --------------- 6,647 ~2 Furniture and Fixtures________ 7,687 37

Other Real Estate Owned______ 2,424 4r Due from Banks_______________ 4,386 00

Due from Banks in other States ---------

Cunrency ---------------------- 4,736 00

Gold --------------------------

92 5r

Silver, Nickels, Pennies________ 1,817 19

Advances on Cotton____________ ---------

Advances on other Commodi-

Chtieecsks--f-o-r--C--l-e-a-r-i-n-g--H--o-u-s-e-_-_-_-_-

--------648 49

Other Checks and Cash Items 6,(f6'9 31

Customers' Liability on Letters

of Credit and Acceptances___ ---------

Overdrafts -------------------- 5,603 72 Other Assets:

Polk County Warra)lts -------- 35,370 25

Capital Stock Paid In__________ $ 50,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- 50,000 00

Undivided Profits ------------ 35,289 49

Dividends Unpaid ------------

8 00

Due to Banks in this State____ ---------

Due to Banks in other States ---------

Individual Deposits Subject to

Check Demand

----------------------Certificates of Deposit

151,778 2,924

:Onfi

Time Certificates of Deposit__ 155,5z-!l 26

Savings Deposits -------------- 16,181 29 Trust Funds on Deposit________ ------

Cashier's Checks -------------- 2,108-76

Certified Checks -------------Bills Payable -----------------

1-4-4-,-5-0-0--on-

Notes and Bills Rediscounted__ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit,
and Acceptances ------------ ________ _

Bond Depreciation ------------ 4,684 72 Reserve ~or Interest and T'axes --------Other Liabilities:

Cash Long --------------------

42 81

Customers Bonds -------------- 38,250 00

Total --------------------------$652,841J 09 Total --------------------------$652,849 09

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __________________ $360,7g!!' 76 Capital Stock Paid In__________$ 50,000 00

Demand Loans --------------- 16.066 21 Amount Reserved for Branches ---------

Loans Secured by Real Estate 68.400 00 United States Bonds__________ 125,650 00

Surplus Fund ----------------Undivided Profits -------------

50,000 00 36,946 44

Other Stocks and Bonds______ --------- Dividends Unpaid ------------

8 oo

Banking HOUSe ---------------- 6,647 42 Due to Banks in this State____ 1,020 76

Furniture and Fixtures________ 7,687 37 Due to Banks in other States__ ---------

Other Real Estate Owned______ 2,424 40 Call Money -------------------- ---------

Due from Banks in this State 1,100 94 Individual Deposits Subject to

Due from Banks in other States Ctlll'rency ----------------------

3,6&& 05 6,47!1 00

DeCmhaencdk C-e-r-t-i-f-ic--a-te-s--o-f--D--e-p-o-s-i-t-s 1_6_1_,_5_5_3__22_

SGiolvlder-, -N--i-c-k-e-l-s-, --P-e-n-n-i-e-s-_-_-_-_-_-_-_-_-

92 50 Time Certificates of Deposit___ 156,986 70 2,241 43 Savings Deposits -------------- 15,188 19

Advances on Cotton____________ --------- Trust Funds on Deposit________ ________ _

Advances on other Commodi-

Cashier's Checks -------------- 3,575 78

Chteiecsks--f-o-r--C--e-l-a-r-i-n-g--H--o-u-s-e-_-_-_-_-

--------15,000 00

Certified Checks ____ }_________ ---------
Bills Payable ________ --------- 124,500 oo

Other Checks and Cash Items 1,927 83 Notes and Bills Rediscounted__ 1,552 50

Customers' Liability on Letters

Certificates of Depos.it for Bor-

of Credit and Acceptances__ ________ _ rowed Money ---------------- --------Overdrafts (if any) ----------- 3,845 31 Liability on Letters of Credit,

Other Assets:

and Acceptances ------------ ________ _

War Savings Stamps ---------- 905 10 Reserve for Bond Depreciation 4,059 98

:Aolk County Warrants________ 20,401 2fi Other Liabilities:

Bond Deposit Acct____________ 37,950 00

Total --------------------------$643,341 57 Total --------------------------$643,341 57

FIRST ANNUAL REPORT

125

EXAMINEB.'S BEPOB'l'.

THE COMMERCIAL BANK OF CEDARTOWN, CEDARTOWN.

At Close of Busines December 7, 1920.

President-R. 0. Pitts. Vice-President-A. W. Stubbs. Cashier-E. L. Henderson.

Directors-R. 0. Pitts, J. E. Houseal, A. W. Stubbs, W. K. Holmes, E. L. Henderson.

Date of Charter-October 16, 1889.

Began Business-December 11, 1889.

RESOURCES

LIAB~LITIES

Time Loans -------------------$694,998 81 Capital Stock Paid ln__________ $100,000 00 Demand Loans ---------------- 13,700 00 Amount Reserved for Branches --------Loans Secured by Real Estate --------- Surplus Fund ------------------ 100,000 00

United States Bonds ---------- 30,000 00 Undivided Profits ------------ 135,341 51

Other Stocks and Bonds______ ________ _ Dividends Unpaid --------------

80 00

Banking House ---------------- 10,000 00 Due to Banks in this State

259 99

Furniture and Fixtures -------- 5,332 00 Due to Banks in other States ---------

Other Real Estate Owned ______ 300 00 Call Money -------------------- ---------

Due from Banks -------------- 141,366 43 Individual DeposHs Subject to

Due from Banks in other States ________ _ Oh.eck ---------------------- 337,511 05

Currency ---------------------- 16,071 00 Demand Certificates of Deposit ---------

Gold --------------------------

30 00 Time Certificates of Deposit__ 137,107 46

Silver, Nickels, Pennies -------- 4,065 05 Savings Deposits -------------- 99,610 96

Advances on Cotton ---------- --------- Trust Funds on Deposit ------ 16,261 10

Advances on other Commodi-

Cashier's Checks ------------ 2,025 84

ties -------------------------- --------- Certified Checks ---------~----

132 50

Checks for Clearing House ____ Other Checks and Cash Items__

3,455 36 4,lJ51l 96

NBioltlessPaanydabBleill-s--R--e-d-i-sc--o-u-n-t-e-d-_-_-

-_-_-_-_-__-_-_--_

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances __

rowed Money ---------------- ---------

Overdrafts-Of any) ---------- 4,937 55 Liability on Letters of Credit,

Other Assets: Revenue Stamps --------------

133 00

and Acceptances -----------Reserve for Interest and Taxes

--------________ _

Other Liabilities:

Cash Long -------------------- 116 75

Total ------------------------$928,447 16 Thtal ------------------------$928,447 16

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIAB]LITIES

Time Loans ------------------ --------- Capital Stock Paid in ----------$100,000 00

DLoeamnasndSeLcouraends b--y--R--e-a-l--E--s-t-at-e- _-_-_-_-_-_-_-_--_ United States Bonds ----------$ 30,000 00 Other Stocks and Bonds______ ________ _ Banking House and Furniture

Amount Reserved for Branches ---------

Surplus Fund ------------------ 100.000 00

Undivided Profits ------------ 134,808 10

Dividends Unpaid --------------

80 00

Due to Banks In this State ____ 118 49

and Fixtures ---------------- 15,333 00 Due to Banks in other States ________ _ Othe.r Real Estate Owned ___ _ 300 00 Call Money -------------------- ________ _ Due from Banks in this Statf'__ 102,260 85 Individual Deposits Subject to

Due from Banks in other States
Currency ---------------------SGiol1vder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-__-_--_ Advances on Cotton __________

41,933 76
11,526 00
30 00 __4_,2_6_5___00_

Che,ck ------------------------ 345,091 24 Demand Certificates of Deposit 135,814 75 Time Certificates of Deposit __ _________ , Savings Deposits -------------- 99,575 97 Trust Funds on Deposit ______ ________ _

Advances on other Commodi-

Cashier's Checks -------------- 3,177 68

Chtieeesks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e--_-_-_-_-

________________ __

Certified Checks -------------Bills Payable ------------------

186 11 ________ _

Other Checks and Cash Items 9,010 77 Notes and Bills Rediscounted__ ---------

Customers' Liability on Letters of Credit and Acceptances__

CerrotwifeicdatMesonoefyD_e_p_o__sict__f_o_r__B__o_r_- ________ _

Overd1rafts-(if any) ---------- 3, 977 36 Liability on Letters of Credit,

Other Assets:

and Acceptances ------------ ________ _

Revenue Stamps --------------

168 00 Reserve for Interest and Taxes ________ _

Othe1r Liabilities -------------- ---------

Total ------------------------$918,852 34 Total ------------------------$918,852 3~

126

BANKING DEPARTMENT

E:XAJIIliNEB'S BEPOBT.
BANK OF CHAMBLEE. CHAMBLEE.

At Close of Business July 20, 1920.

President-S. H. Allen. Vice-Presidents-W. D. Wallace, W. A. Eidson. Cashier-H. A. Morris.

Directors-S. H. Allen, W. D. Wallace. \V. A. Eidson, B. T. Sheffield, J. W.

Walker, C. P. Warnock, \V. L. Quinn, J. L. Wallace, Lenna

Elliott, Ben Clements, W. G. Blanton.

Date of Charter-October 31, 1917.

Began Business-October 31, 1917.

RESOURCES

LIAB]LITIES

Time Loans, Demand Loans,

Loans Secured by Real Estate$ 99,319 92

United States Bonds ---------- 1,301 62 Other Stocks and Bonds _____ _ 500 00

BFuanrnkiitnugreHoaunsde F--i-x-t-u-r-e-s---_-__-_-_--_

8,000 00 2,964 34

Other Real Estate Owned ___ _ 5,350 00

Due from Banks in this State 4,509 81

Due from Banks in other States

Currency ---------------------Gold -------------------------Silver, Nickels, Pennies -------Advances on Cotton ---------Advances on other Commodi-

4,252 00 2l:ij 00 691 37

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e---__-_--_ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__

10 00 470 19

Overdrafts-(if any) ----------

Other Assets -----------------Profit and Doss -------------Bills Receivable --------------

75 44 67 00

Capital Stock Paid In __________ $ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- 4,000 00

Undivided Profits -------------- --------Dividends Unpaid ------------- --------Due to Banks in this State____ ---------

Due to Banks in other States ---------

Call Money -------------------- 11,500 00 Individual Deposits Subject to

Check ------------------------ --------Demand Certificates of Deposits --------Time Certificates of DeposiL .. _ 3,320 15

Savings Deposits -------------- ---------

Cashier's Checks --------------

88 00

Certified Checks -------------- --------Bills Payable ------------------ 20,000 00 Notes and Bills Rediscounted Certificates of Deposit for Bor-

;rowed Money ---------------- --------Reserve for Interest and Taxes --------Other Liabilities:

Deposit ------------------------ 100 00

Cash Long --------------------

55

Total ------------------------$ 44,008 70 Total --------------------------$ 44,008 70

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABtLITIES

Time Loans -------------------$ 58,014 80
Demand Loans ---------------- 500 000 Loans Secured by Real Estate 37,404 81 United States Bonds___________ _ 131 00 Other Stocks and Bonds______ _ 500 00

Banking House. ---------------Furniture and Fixtures_______ _ Other Real Estate Owned___ _ Due from Banks in this State Due from Banks in other States
Cunrency ---------------------Gold ---------------- _________ _ Silver, Nickels, Pennies_______ _ Advances on Cotton___________ _

8,000 00 2,964 34 5,300 00 2,311'5 40
421 oo
245 00 315 30

Advances on other Commodi-

ties -------------------------Checks for Clearing House ___ _ Other Checks and Cash Items__ Customers' Liability on Letters
of Credit and Acceptances___ _

1,522 93

Overdrafts (if any) ----------- 1,981 19 POrtohfeirt aAnsdsetLso: ss_______________ _ 2,604 51

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches ---------
Surplus Fund ----------------- 4,000 00 Undivided Profits ------------- --------Dividends Unpaid --------------- --------Due to Banks in this State____ ________ _

Due to Banks in other States .. _ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 38,914 77 Demand Certificates of Deposits ________ _

Time Ce.rtificates of Deposit__ 4,128 31

TSarvuisntgFsuDndespoosnitsDe-p-o--si-t-_-_-_-_-_-_-_-_- -_-__-_-_-_-_-_--_

Cashier's Checks -------------- 2,217 20 Certified Checks -------------- ________ _

Bills Payable -----------------Notes and Bills Rediscounted__ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit,

48,000 00 --------________ _

and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ________ _

Total ---------------------------$122,260 28 Total --------------------------$122,2SO 28

FIRST ANNUAL REPORT

127

E:X:AMilii'EB'S BEPOB'r.

FARMERS & MERCHANTS BANK, CHARING.

At Close of Business July 29, 1920.

President-<L. L. Purvis. Vice-President-R. 0. Rogers. Cashier-A. M. Halley.

Directors-L. L. Purvis, R. 0. Rogers, J. T. GM'rett, S. Garrett, G. B. Stewart,

H. J. Garrett, J. C. Halley, J. M. Perry, H. H. Rogers, B. F. Montgomery.

Date of Charter-September 28, 1912.

Began Business-November 6, 1912.

RESOURCES

LIABILITIES

Time Loans -----------------$29,725 94 Capital Stock Paid In _________ $15,000 00

Demand Loans--------------- 1,372 24 Amount Reserved for Branches

Loans Secured by Real Estate United States Bonds _________ Other Stocks and Bonds _____ _
Banking House -------------Furniture and Fixtures _____ Other Real Estate Owned ____ _

3,000 00 1,000 00 1,335 82 2,155 96

Surplus Fund -------------~~Undivided Profits ----------Dividends Unpaid-----------Due to Banks in this State __ _ CDaulel MtoonBeaynk_s___in__o__th__e_r__S_t_a_t_es_

-------3,424 31
49 00

Due from Banks in this State 5,641 56 Individual Deposits Subject to

Due from Banks in Other

Check --------------------- 19,698 25

States --------------------Currency -------------------GSiollvder,--N-i-c-k-e-l-s-, -P-e--n-n-i-e-s-_-_-_-__-_--_ Advances on Cotton ________ _

360 62 Demand Certificates of Deposit 207 00 Time Certificates of DeposiL _ 135 00 Savings Deposits _____ ---- ___ _
64 78 Cashier's Checks------------Certified Checks _____ --------

2,6.02 61 37 06

Advances on Other Commodi-

Bills Payable---------------- 5,000 00

Chteiecsks -f-o-r--C-l-e-a-r-i-n-g--H-o-u--se--_-__--_

Notes and Bills Rediscounted. 30 00 Certificates of Deposit for Bor-

Other Checks and Cash Items __ 170 20 rowed Money --------------

Customers' Liability on Letters

Liability on Letters of Credit

of Credit and Acceptances __ Overdrafts-(if any) _______ _

and Acceptances ____ -----Reserve for Interest and Taxes

Other Assets:

Other Liabilities ________ -----

Sundry Banks ------------Automobile Account--------

381 70 230 41

Total ----------------------$45,811 23 Total ----------------------$45,811 23

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -----------------$28,284 77 Demand Loans--------------- 2,047 40 Loans Secured by Real Estate United States Bonds --------- 1,000 00 Other Stocks and Bonds ______ _

Banking House -------------Furniture and Fixtures ______ Other Real Estate Owned ____ _ Due from Banks in this State Due from Banks in other States
GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_----- -_-__--_

1,335 82 2,155 96 3,705 14
451 00

Silver, Nickels, Pennies_______ Advances on Cotton --------Advances on Other Commodi-
ties-Cotton Seed _________ _
Checks for Clearing House. __ _ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances._ Overdrafts-(if any) ________ _ Other Assets _______________ _

130 18 2,511 85
955 10 400 00
3 00 32 54 230 41

Capital Stock Paid Jn _________ $15,000 00 ASumrpoluunst FRuensedrv_e_d__f_o_r__B_r_a_n_c__h_es_

Undivided Profits-----------Dividends Unpaid _______ ~ __ _ Due to Banks in this State __ _ Due to Banks in other States Call Money _____ --- __ --- __ _

3,323 33

Individual Deposits Subject to

' Check -------------------- 12,980 42 Demand Certificates of Deposit Time Certificates of DeposiL _ 3,699 61 Savings Deposits -----------Trust Funds on DeposiL---Cashier's Checks ------------ 239 81 Certified Checks.----------Bills Payable _______________ 8,000 00

Notes and Bills Rediscounted CerrotwifiecdateMs oonfeyDe_p_o_s_i_t _f_o_r__B_o_r_-

Liability on Letters of Credit and Acceptances _____ - _---
Reserve for Interest and Taxes Other Liabilities ------------

Total ---------------------$43,243 17 Total ---------------------$43,243 17

r
;

128

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.
BANK OF CHATSWORTH, CHATSWORTH.

At Close of Business August 31, 1920.

President-A. J. Keith. Vice-P!residents-R. M. Gudger, J. F. Hall. cashier-Horace Dodd.
Directors-A. J. Keith, R. M. Gudger, J. F. Hall, Horace Dodd, T. H. Keith

J. H. Loughridge.

Date of Charter-August 17, 1907.

Began Business-1907.

RESOURCES

LIABILITIES

Time Loans ---------------$369,833 28 Capital Stock Paid In _____ $ 15,000 00

Demand Loans ------------- 32,323 90 Amount Reserved for Branches

Loans Secured by Real Estate 30 207 99 Surplus Fund --------------

United States Bonds -------Other Stocks and Bonds_____

3;139 00 3,200 00

UDnivdiidveinddeds

UPnropftittids

_- _- _-_-_-_-_-_-_- -_

14,925 27

Banking House -------------- 2,343 24 Due to Banks in this State_- 1,810 90

Furniture and Fixtures_____ Other Real Estate Owned ___

3,218 92 95 00

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

22,500 00

Due from Banks in this State 6,466 02 Individual Deposits Subject

Due from Banks in Other States -------------------
CGuorl dr e n c_ _y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

4,280 51 DetomaCnhdecCker-t-if-i-c-a-t-e-s--o-f--D--e--- 192,179 26 4,585 00 posit __________ --------- _
695 00 Time Certificates of Deposit 197,386 94

Silver, Nickels, Pennies ____ _ Advances on Cotton _________

675 42 _- ___ - __ _

Savings Deposits Cashier's Checks

---------------------

681 93

Adtvieasnce_s__o_n_O__t_h_e_r_C_ _o_m_ _m_o_d_i_-_ Checks for Clearing House__

________ _ ________ _

Certified Checks _- _--------Bills Payable -------------Notes and Bills Rediscounted

20,000 00

Other Checks and Cash Items

117 01 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money----------

ters of Credit and Accept-

Liability on Letters of Credit

ances _______ ----- _- _----- --------- and Acceptances _--------

Overdrafts-(if any) ______ _

565 26 Reserve for Interest and Taxes

Other Assets --------------- 3,488 70 Other Liabilities _______ ----

750 00

Total -------------------$465,234 25 Total -------------------$465,234 25

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$387,951 97 Capital Stock Paid In_------$ 23,666 68

Demand Loans ------------ 42,415 81 Amount Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund --------------

United States Bonds ------- 2,539 00 Undivided Profits __ - __ -- _-- 9,943 63

Other Stocks and Bonds ____ 3,200 00 Dividends Unpaid ____ ---- _-

Banking House ------------- 2,343 24 Due to Banks in this State __ 1,163 73

Furniture and Fixtures_____ 3,218 92 Due to Banks in other States

Other Real Estate Owned__

95 00 Call Money _-- ------------- 53,500 00

Due from Banks in this State 6,066 05 Individual Deposits Subject

Due from Banks in Other

to Check _____ - _--------- 136,495 21

States ------------------Currency -----------------GSiollvder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-__--: -__

876 75 Demand Certlfica tes of De4,370 00 posit -------------------- 6,500 00
710 00 Time Certificates of Deposit- 169,481.37 26 23 Savings Deposits _____ - __ - __

Advances on Cotton _______ _ 15,571 73 Trust Funds on Deposi L----

Advances on Other Commodi-

Cashier's Checks __ - _------ 8,802 11

ties __ -- ___ -------------Checks for Clearing House __

--------1,831 68

CBei lrltsi f iPe da yCa hbel ec k s_ _ ________ _-_-_-_-_-_-_- --

734 56 65,000 00

Other Checks and Cash Items

502 10 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ___ -------

O va necr de sr a f-t-s---O- -f- - a- -n-y-)- - - - - - - -

Liability on Letters of Credit 293 11 and Acceptances ---------

Other Assets --------------- 3,488 70 Reserveforinterestand Taxes Other Liabilities -----------

150 00

Total --------------------$475,437 29 Total --------------------$475,437 29

FIRST ANNUAL REPORT

129

EXAMINEB..S B.EPOB.T.

COHUTTA BANKING COMPANY, CHATSWORTH.

At Close of Business August 30, 1920.

President-C. N. King. Vice-Presidents-J. L. Cole, R. N. Steed. Cashier-T. W. Brooks.
Directors-C. N. King, R. N. Steed, s. M. Carter, A. R. Evans, A. R. Hufstetler,

J. C. McEnti:re, J. W. Spruell.

Date of Charter-July 17, 1905.

Began Business-January 24, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$132,720 25 Capital Stock Paid In. __ ._.$ 15,000 00

Demand Loans ------------ 15,591 66 Amount Reserved for Branches

Loans Secured by Real Estate 35,277 87 Surplus Fund . _..... _. __ -- _ 3,000 00

United States Bonds ________

42 50 Undivided Profits _. __ . ___ . _ 2,486 5~

Other Stocks and Bonds _ __ 2,143 29 Dividends Unpaid ----------

Banking House -----------Furniture and Fixtures______ Other Real Estate Owned.___

1,915 31 Due to Banks in this State_-

2,755 15 3, 761 07

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es.

Due from Banks in this State 8,497 05 Individual Deposits Subject

Due from Banks in other

to Check --------------- 70,730 74

States ------------------Currency -----------------S(}ilovledr, N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

4, 767 57 Demand Certificates of De3,176 00 posit-------------------
152 50 Time Certificates of Deposit 73,577 19 341 23 Savings Deposits -----------

Advances on Cotton. ______ _ A dtvi easn c e_s__o_n__O_t_h_e_r__C_o_m__m_o_d_ i_-_

168 53

Cashier's Checks ----------Certified Checks __ -. __ . __ -. _

________ _ Bills Payable __ .. __ . _.. ___ .

156 32: 87 55
20,000 00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted 28,618 87

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-
ances - _--- _--- __ --------Overdrafts-Of any) -------
Other Assets ---------------

--------1,571 47
---------

Borrowed Money . _.-.-.--Liability on Letters of Credit
and Acceptances . _-- _.. _-
Reserve for Interest and Taxes Other Liabilities __ . _------.

22 00

Total --------------------$213,679 25 Total --------------------$213,679 25

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$130,322 36 Capital Stock Paid In_. ____ .$ 15,000 00

Demand Loans ------------Loans Secured by Real Estate

2,887 74 38,254 40

Amount Reserved for Branches Sui'plus Fund ___________ .. _

3,000 00

United States Bonds________

42 50 Undivided Profits - .... _.. _. 2,634 56

Other Stocks and Bonds ____ --------- Dividends Unpaid .. _.- __ . __

Banking House __ .. _. __ ... _ 1, 915 31 Due to Banks in this State

Furniture and Fixtures._... Other Real Estate Owned .. _

2,865 15 3,636 07

CDaulel tMo oBnaenyks__i_n__o.t_h_e_r__S_t.a_te. s_

Due from Banks in this State 2,428 03 Individual Deposits Subject

Due from Banks in Other States _____ .. __ .. _______ _
CGuolrdrenc__y - __--.-. -_-__--. -__--. -_-_-.-.-_-__--_

to Check ----------------- 55,832 22

2,895 3,520

0460

Depmosaintd _ .C_e_r.t.if_i_c_a_te.s. __o__f __D_ _e-

132 50 Time Certificates of Deposit 54,116 46

Silver, Nickels. Pennies .. _._

310 74 Savings Deposits ----------

Advances on Cotton_._. __ ._

168 53 Trust Funds on Deposit. __ _

Adtvieasnce_s__o_n__O_t_h_e_r__C_o_m_ .m_o__d_i-.

_. ___ . __ .

Cashier's Checks ----------Certified Checks . - .. - _.. --.

113 39 271 39

Checks for Clearing House._ __. _____ _ Bills Payable __ .. -. _-.-.- _. 20.000 00

Other Checks and Cash Items

636 83 Notes and Bills Rediscounted 43,949 35

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money----------

ances __ - _- __ - - _- __ - - --- - - -- - - -- - - - Liability on Letters of Credit

Overdrafts- (if any) _. ____ _ 2,701 99 and Acceptances _.. __ .- _-

Other Assets ---------------

2,143 29 Reserve forlnterestand Taxes 56 47 Other Liabilities _. _.-- __ .---

Total --------------------$194,917 37 Total --------------------$194,917 37

130

BANJ\:lNG DEPARTMENT

EXAMINER'S BEPOBT.
BANK OF CHAUNCY, CHAUNCY.

At Close of Business August 2, 1920.

President-J. J. Caldwell. Vice-President-B. N. Bussey. Cashier-M. Williams. Directors-J. J. Caldwell, B. N. Bussey, M. Williams, W. B. Bussey, 0. F. Collum.

Date of Charter-October 11, 1905.

Began Business-November, 1905.

RESOURCES

LIABILITIES

Time Loans ---------------$129,937 96 Capital Stock Paid In... $ 25,000 00

DLoeamnasndSeLcouarends b-y--R-e-a-l--E-s-t-a-t-e

_1_3_,2_3_4___36_

Amt. Reserved for Branches Surplus Fund --------------

United States Bonds ------- 4,300 00 Undivided Profits----------Other Stocks and Bonds_____ 6,500 00 Dividends Unpaid _. ____ . __

Banking House ------------ 3;931 76 Due to Banks in this State

Furniture and Fixtures._._._ Other Real Estate Owned___

3,679 12 1,361 98

CDaulel tMo oBnaeynks_.i_n__o_t_h_e_r__S_t.a_t_es

50,000 00

Due from Banks in this State 4,812 03 Individual Deposits Subject

Due from Banks in Other States -------------------
CG oulrdr e n c_y_ _ _-_-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- _- -_

3,493 59 DetomaCnhdeckCe-r-t-if-i-c-a-te-s---o-f---D--e- 41,895 13 1,959 00 posit __ -- _-- _-. _____ -- _. 9,000 00
30 00 Time Certificates of Deposit 30,431 71

Silver, Nickels; Pennies. ___ _

808 86 Savings Deposits -----------

Advances on other Commodi-

Cashier's Checks -----------

248 44

Chteiceks s -fo--r--C-l-e-a-r-in--g--H--o-u-s-e-.-.

- -_-__-_-_---_-_

Certified Checks . __ . __ . _. _Bills Payable --------------

10,000 00

Other Checks and Cash Items 1,649 00 Notes and Bills Hediscounted

Customers' Liabllity on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money .. _- ....

ances _____ . _. _. __ . _. __ _ ____ . ___ Liability on Letters of Credit

Overdrafts- (if any) ____ _ 1,27 3 40 and Acceptances _____ . __

Other Assets:

Reserve for Interest and Taxes

Cash Short ---------------

7 50 Other Liabilities------------

Depositors Guarantee Fund 3,469 00

Mutual Fire Ins. Fund __ ._

120 00

Total --------------------$180,567 56 Total --------------------$180,567 56

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______ _. ______ $ 96,557 44 Capital Stock Paid In ....... $ 25,000 00

Demand Loans ------------- 7,850 86 Amt. Reserved for Branches

Loans Secured by Real Estate 27,342.51 Surplus Fund -------------United States Bonds ______ ._ 4,300 00 Undivided Profits _________ _

Other Stocks and Bonds ..... 6,500 00 Dividends Unpaid ___ . _____ _

Banking House ------------ 3,931 76 Due to Banks in this State Furniture and Fixtures. ___ _ 3,679 12 Due to Banks in other States

Other Real Estate Owned ___ _ 1,361 98 Call Money ---------------- 49,000 00

Due from Banks in this State 4,148 67 Individual Deposits Subject

Due from Banks in other States -------------------
GCoulrdrenc_y____-_-_-_--.-. -_-_-_-_-_-_-_-_-__-_--_

to Check ----------------- 34,082 29 2,155 56 Demand Certificates of De-
464 oo posit -------------------- 9,500 00 35 00 Time Certificates of Deposit. 21,208 38

Silver, Nickels, Pennies. __ __

627 51 Savings Deposits -----------

Advances on Cotton ___ _. __ 9,774 47 Trust Funds on Deposit. ...

Adtvieasnce_s__o_n__o_t_h_e_r__C__om_m__o_d_i_-

CCearsthifiieerd's CChheecckkss . _-_-_-_-_-_-_-_-_-_--_

815 53

Checks for Clearing House._ Other Checks and Cash Items

239 52 Bills Payable _____________ _ 17 ,500' 00 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-
ances -------------------Overdrafts-(lf any) ------Other Assets:
Collection Farmers & Mer-

Certificates of Deposit for Borrowed Money ___ ___ _
_________ Liability on Letters of Credit __ __ ____ _ and Acceptances ________ _
Reserveforinterestand Taxes Other Liabilities __ ________ _

chants Bank, Eastman, Ga.

600 00

Total --------------------$169,568 40 Total --------------------$169,568 40

-- '

FIRST ANNUAL REPORT

131

EXAllllllii'EB'S BEPOBT.

CHESTER BANKING COMPANY, CHESTER.

At Close of Business July 19, 1920.

President-D. A. Burch. Vice-Presidents-J. F. Fordham, J. N. Rowland.

Cashier-F. M. Burch.

Directors-D. A. Burch, J. F. Fordham, J. N. Rowland, P. M. Burch, J. R. Hinson, Guy D. Jacl<son, J. A. Witherington.

Date of Charter-March 26, 1909.

Began Business-April 1, 1909.

RESOURCES

LIABILITIES

Time Loans ________________ $ 82,968 49 Capital Stock Paid In _______ $ 22,800 00

Demand Loans -------------

693 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund --------------

United States Bonds--------

876 74 Undivided Profits ----------

Other Stocks and Bonds ___ _ Banking House ___________ _

--------3,500 00

Dividends Unpaid Due to Banks in

---------this State

2,746 73

Furniture and Fixtures ____ _ Other Real Estate Owned __ _

__2_, 7_5_8__0_3_

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 12,152 61 Individual Deposits Subject

Due from Banks in other St~tes -------------------
GCoulrdr e n c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _

2,490 65 3,764 00
35 00 426 24
---------

DetomaCnhdecCk e-rt-i-f-ic-a-t-e-s---o-f--D--e--
T ipmoes i tC e-r t-i-f-i c-a-t-e-s- -o-f- - -D-e-p-o- s-i-t Savings Deposits ----------Trust Funds on Deposit_ __ _

38,836 79 17,013 54

Advances on other CommodiChteiecks s -fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_

- ________ CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_ --------- Bills Payable --------------

79 65 30,000 00

Other Checks and Cash Items

944 69 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

O vaenrcdersa f t-s- -(-i-f -a-n- y- -) - -_-_-_-_ _-_-_-_- -_

_________ _________

Liability on Letters of Credit and Accentances ________ _

Other Assets ______________ _

867 26 Reserveforlnterestand Taxes

other Liabilities------------

Total --------------------$111,476 71 Total --------------------$111,476 71

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 74,372 77 Capital Stock Paid In ______ $ 22,800 00

Demand Loans ------------- 6,172 50 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ___ -- __ _

15,141 24 TSTunrpdilvuisdedFuPnrdof-it-s---_-_-_-__-_-_-_-_--_

2,352 49

Other Stocks and Bonds ___ _

Dividends Unpaid _- ____ - __ _

Banking House ___________ _ 3,500 00 Due to Banks in this State

Furniture and Fixtures_- __ Other Real E:;;tate Owned __ _

2,848 03 CDaulel tMo oBneaynks_~i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 2,342 45 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--ic-k-e-l-R-,--P-e--n-n-ie--s_--- -__--_ Advances on Cotton _______ _

212 858

0809

DetpomosaCinthdec_Ck_e_r_-t_-i_-fi_-c_-a_-t_-e_-s_-_-_o-_-f_-_-D_-_-e-_-

75 00 Time Certificates of Deposit

23fi 07 Savings Denosits -----------

493 34 Trust 'Punds on Deposit ___ _

26,465 54 19,243 07

Advances on other Commodi-

Cashier's Checks -----------

671 73

Chteiceks s -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_

t:ertified Ch<>cks -----------Bills PavahlP ------------- 35.000 00

Other Checks and Cash Items

281 54 "Totes Rnd Bill Redis<:"ounted

Customers' Li8bility on Letters of Credit and Accept-

Certific>Pt~~ ni" Deposit for Borro,ved Monev ________ _

ances -------------------Overdrafts (if any) --------Other Assets ______ - ___ -- __ _

Liahilitv on Letters of Credit anrl AC'cPntanceR ---------
RP~PrvP Tor TntPreRt and TaxeR

Other Liahiliti<>s _______ -- __ -

Total ____________________ $1 06,532 83 Total --------------------$106,532 83

132

BAKKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF CIDCKAMAUGA, CHICKAMAUGA.

At Close of Business October 4, 1920.

President-D. A. Jewell. Vice-President-T. W. Lee. Cashier-C. Dunaway.

Directors-D. A. Jewell, T. W. Lee, Lee Bird, W. E. Davis, S. P. Hall, Gordon

Lee, J. A. Shields.

Date of Charter-FebruarY 10, 1910.

Began Business-May 2, 1910.

RESOURCES

LIABILITIES

Time Loans --------------$232,969 88 Capital Stock Paid In ______ $ 15,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches --------Loans Secured by Real Estate 35,033 08 Surplus Fund ------------- 14,200 00 United States Bonds_________ 5,000 00 Undivided Profits ---------- 3,481 00

Other Stocks and Bonds ____ --------- Dividends Unpaid ---------- ---------

Banking House ------------ 2,922 42 Due to Banks in this State .. --------Furniture and Fixtures_____ 1,738 08 Due to Banks in other States ---------

Other Real Estate Owned___ _________ Call Money ---------------- ---------

Due from Banks in this State

Individual Deposits Subject

Due from Banks in other

to Check ----------------- 182,640 12

States ------------------- 28,454 33 Demand Certificates of De-

Currency -----------------Gold ----------------------

5,531 105

0o0o

posit -------------------Time Certificates of Deposit-

--------6,127 93

Silver, Nickels, Pennies____ 1,240 00 Savings Deposits --------- 92,561 22

Advances on Cotton _________ --------- Trust Funds on Deposit- ___ ---------

Advances on other Commodities _____________________

_ ________

I

Cashier's Certified

Checks Checks

----------------------

173 50 ------- _-

Checks for Clearing House ___ --------- Bills Payable -------------- --------Other Checks and Cash Items 1,181 07 Notes and Bills Rediscounted ---------

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

ances -------------------- --------- Liability on Letters of Credit

Overdrafts-(if any) -------

8 91 and Acceptances --------- ---------

Other Assets ______________ - _------- -~ ~~~~~vU~;iim~~e~~ ~~~- -~~~~~ =========

Total --------------------$314,183 77! Total --------------------$314,183 77

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n-s- - -_-_-_- -_-_-_-_-_-_-_- -_$_ _2 2_7_, _3_3_9___89_

Capital Stock Paid In _______ $ Amt. Reserved for Branches

15,000

00

Loans Secured hy Rea.! Estate United States Bonds ________

________ _ ---------

USunrdpivluids edFuPnrdofit-s---_-_-_-_-_-_-_-__--_

14,200 00 4,332 11

Other Stocks and Bonds ____________ _ Dividends Unpaid _.. ___ . __ _

Banking House ------------ 2,922 42 Due to Banks in this State __ Furniture and Fixtures.____ 1, 738 08 Due to Banks in other States Other Real Estate Owned ___ --------- Call Money ___ . ___ . _. __ - __ _

Due from Banks in this State --------- Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--ic-k-e-l-R-,--P--e-n-n-i-e-s-. -_-__--_ Advances on Cotton_________

33,774 67
10,693 00 905 00 625 51
________ _

DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 161,499 23
TipmoesitCer-t-if-i-c-a-t-e-s--o-f-D--e-p-o-s-i-t-. 4,971 73 Savings Deposits ----------- 82,833 27 Trust Funds on Deposit- __ .

Adtvieasnce_ _o_n___o_t_h_e_r__C_o_m__m__o_d_i_-

________ _

Cashier's Checks ----------Certified Checks . ___ --. _- .. -

304 57

Checks for Clearing House___ ________ _ Bills Payable --------------

Other Checks and Cash Items

142 34 :\'"otes and Bills Rediscounted

Customers' Liabilitv on Let-

Certificate" of Deposit for

ters of Credit an'd Accept-

Borrowed Money __ --- _----

ances ------------------Overdrafts (if any) --------

-----------------

Liability on Letters of Credit and Acceptances ________ -

Other Assets:

ReRerve for Interest and Taxes

U. S. Liberty Bonds _______ _ 5,000 00 Other Liabilities -----------

TotaL ____________________ $283,140 911 Total ____________________ .$283,140 91

FIRST ANNUAL REPORT

133

EXAMI:NEB'S BEPOBT.

BANK OF CHIPLEY, CHIPLEY.
At Close of Business July 7, 1920.
President-Tom Wisdom. Vice-President-C. T. Hill. Cashier-W. B. Wisdom. Directors-Tom Wisdom, C. T. Hill, N. B. Boddie, M. L. Glenn, J. R. Murrae,
J. P. Williams, W. D. Wisdom. Date of Charter-December 3, 1901.

RESOURCES

LIABILITIES

Time Loans ----------------$159,273 50 Capital Stock Paid In ______ -$ 25,000 00

DLoeamnasndSeLcouarends b-y--R-e-a-l-E--s-t-a-teUnited States Bonds ________ Other Stocks and Bonds-____

_1_3_,4_8__7__69_ 11,250 00 ________ _

Amt. Reserved for Branches Surplus Fund -------------UDnivdiidveinddeds UPTrIopafiidts_-_-_-_-_-_-_----_-_-_

15,000 00 17,610 48
8 00

Banking House ------------- 2,465 15 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned ____

3,440 27 ---------

CDaulel tMo oBneaynks__i_n__o-t_h_e_r- _S_t_a_t_es_

20,000 00

Due from Banks in this State 6,987 04 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-__- -_

12,651 52 2,62ii 00 115 00
897 24

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s~o--f -D-e--p-o-sit Time Certificates of Deposit_ Savings Deposits ___ -- _-- _-Cashier's Checks - __ -- __ - __ -

Advances on Cotton _________ --------- Certified Checks _____ - _____ -

A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m__m__o_d_i_-

Bills Payable _____________ _ ________ _ Notes and Bills Rediscounted

Checks for Clearing House___ ________ _ Certificates of Deposit for

60,3R3 80 9.000 00
52,793 24 17,257 9S
761 61

Other Checks and Cash Items ________ _ Borrowed Money __ - _-- __ -

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances ________ _

ances ------------------Overdrafts (if any) --------

Reserve for Interest and Taxes 1,613 76 Other Liabilities __________ _

Other Assets:

Depositors' Guarantee Fund_ 3,416 00

Fire

Insurance

Fu

nd

_______

_
-

-

-13-0

0-0

Total---------------------$217,815 11 Total---------------------$217,815 11

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$180,511 2R Capital Stock Paid In _______ $ 25,000 00

Demand Loans ----- __ - _____ 20,771 25 Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surplus Fund _____________ _ 15,000 00

United States Bonds________

200 00 Undivided Profits __________ _ 13,887 27

Other Stocks and Bonds ____ --------- Dividends Unpaid-----------

8 00

Banking House ------------- 2.465 15 Due to Banks in this State __

Furniture and Fixtures_____ 3,440 27 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ---------------- 16,000 00

Due from Banks in this State 17,886 47 Individual Deposits Subject to

Due from Banks in other

Check __________________ _ 51.902 01

States ------------------- 6,n5 83 DemandCertificatesofDeposit 9.000 00

Currency ------------------ 4,228 00 'rime Certificates of Deposit_ 44,195 83

Gold -----------------------

170 00 Savings Deposits ----------- 14,889 20

Silver, Nickels, Pennies ____ ~ 1,056 71 '!'rust Funds on DeposiL __ _

Advances on Cotton _________ --------- Cashier',; Checks -----------

742 37

Adtvieasnce_s__o_n- _o_ t-h-e_r__C- o__m-m__o_di-___________ CBeilrltsifiPedayCabhleeck_s__-_-_-_-_-_-_-_-_-_-_--_ 40,500 00

Checks for Clearing- Hou"e- _ _________ Votes and Bills Rediscounted 10,000 00

Other Checks and Cash Items

Certificates of Deposit for

Customers' LiAbility on J,et-

Borrowed Money _____ - __ _

ters of Credit and Accept-

Liabilitv on Letters of Credit

ances _-- __ -- ___ --------- --------- and Acceptances _- __ -- __ -

Overdrafts (if any) ---- _--- _

113 72 Reserve for Interest and Taxes

Other Assets: Mutual Fire Insurance ______ _

Other Liabilities - ___ ------130 00

Depositors' Guarantee Fund_ 3,416 00

Total---------------------$241,124 68

TotaL ___________________ -~241,124 68

134

BANKING DEPARTMENT

EXAliiiNEB/S B.EPOB.T.

FARMERS & MERCHANTS BANK, CHIPLEY.

At Close of Business November 13, 1920.

President-H. C. Kimbrough. Vice-President-John N. White.

Cashier-Roy Askew.

Directors-J. H. Hogan, C. C. Jenkins, A. H, Hopkins, N. H. Crawford, J. W.

Bryant, J. W. Blackman, J. W. Swint, H. A. Middlebrooks.

Date of Charter-March 22, 1909.

Began Business-April 19, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$237,684 92 Capital Stock Paid In _______ $ 25,000 00

Demand Loans --------- _- __ 10,882 92 Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surplus Fund _____________ _ 15,000 00

United States Bonds ________ --------- Undivided Profits ----------- 5,630 93

Other Stocks and Bonds_____ 1,200 00 Dividends Unpaid __________ _

95 00

Banking House ------------ 2,548 81 Due to Banks in this State __

Furniture and Fixtures_____ 3,500 00 Due to Banks in other States

Other Real Estate Owned____ 1,500 00 Call Money -----------------

Due from Approved Reserve

Individual Deposits Subject to

Agents ------------------ 14,548 65 Check ------------------- 69,396 24 Currency ------------------ 44,000 00 Demand Certificates of De-

Gold----------------------Silver, Nickels, Pennies_____
Due from other Banks------Advances on Cotton_________ Advances on other Commodi-

182 50 posit -------------------872 25 Time Certificates of Deposit.
100 00 Savings Deposits ----------_________ Trust Funds on Deposit. __ _
Cashier's Checks __________ _

57,118 85 11,873 56
256 31

Chteiecsks -fo-r---C-l-ea-r-i-n-g----H-o--u-s-e-._-
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances _-- _____ - ___ - ______

32446

00 98

14 44

_________

CBei lrltsi f iPe da yCa bhl ee c k_ _s_-_-_-_-_-_-_-_-_-_-_- -_
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _____ - __ _ Liability on Letters of Credit

25.000 00 68,394 71

Overdrafts (if any) ---------

35 29 and Acceptances ---------

Other Assets _______________ _________ Reserve for Interest and Taxes

Other Liabilities ------------

75 16

Total--------------------$277,840 76 Total---------------------$277,840 76

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$214,668 57 Capital Stock Paid In _______ $ 25,000 00 Demand Loans _____________ 9,917 38 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________ Other Stocks and Bonds_____ Banking House -----------Furniture and Fixtures~____

22,671 47 ---------
1,200 00 2,548 81 3,500 00

Surplus Fund -------------Undivided Profit:> ---------Dividends Unpaid _- _______ _ Due to Banks in this State __ Due to Banks In other States

15,000 00 3,690 79
2,095 00

Other Real Estate Owned____ 1,500 00 Call Money----------------Due from Banks in this State 24,690 81 Individual Deposits Subject to

Due from Banks in other States -------------------

Check -------------------- 79,435 41 669 73 Demand Certificates of De-

GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ 7,322117 0000 TipmoesiCt er-t-if-i-c-a-t-e-s --o-f--D-e-p-o--s-it-.

Silver. NickelR, Pennies_____ 1,016 84 Savings D~posits __________ _

Advances on Cotton _________ --------- 'l'rust Funds on Deposit. ___ _

Advances on other Commodi-

Cashier's Checks __________ _

ties ___ - __________ - ____ __ _________ Certified Checks - __ - ___ --- _-

58.5~5 85 12,621 85
247 52

Checks for Clearin!l' Hou~e .. --------- Rills Payable---------------

Other Checks and Cash Items

Notes and Bills R~ediscounted

Customers' Li~hilitv on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money -- __ -- __ -

20.000 00 73,321 19

ances -------------------- 6,500 00 Liability on Letters of Credit

Overdrafts (if any) --------

25 53 and Accentances ---------

Other Assets _______________ _________ Reserve for Interest and Taxes

6,500 00

Other Liabilities __ - ___ -- __ -

TotaL ___________________ .$296,447 64 Total ____________________ .$296,447 64

FIRST ANNUAL REPORT

13.j

EXAJilllii"EB.'S B.EPOB.T.
HABERSHAM BANK, CLARKESVILLE.
At Close of Business November 1, 1920.
President-J. K. Burns. Vice-Presidents-J. A. Robertson, J. B. Jackson. Cashier-F. M. Reeves.
Directors-J. K. Burns, J. B. Jackson, I. H. Sutton, J. S. Robertson, F. M. Reeves, Robt. McMillan.

RESOURCES

LIABILITIES

Time Loans ---------------$280,434 07 Capital Stock Paid In. _____ .$ 25,000 00

DLoemanasnSdecLuoraendsby---R-e-a-l-E--s-t-a-te- _1_3_,_0_2_2__45_ ASumrtp.luRs eFseurnvded __fo__r__B_r_a_n_c_h__es_ 10,000 00

Other Stocks and Bonds ___ _ Banking House ____________ _

Undivided Profits __ - ___ - ___ _ 4,073 30 Dividends Unpaid _________ _

3,006 08

Furniture and Fixtures ____ _ 2,163 87 Due -to Banks in this State._

Other Real Estate Owned ___ _ Due from Banks -----------

800 55,827

02 0 6

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

DueStaftreosm __B__a_n_k_s___in___o_ _th_e_r_ CG uo lrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies. ___ _

________ _
9,788 00 175 00 701 17

Individual Deposits Subject to

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f--D-e-p-o--si-t

141,179 3,262

Time Certificates of Deposit_ 187,241 Savings Deposits __________ _

74
50 77

Adtiveasnce_s__o_n__o_t_h_e_r__C_o_m__m__o_di-__________ _

Trust Funds on Deposit. ___ _ Cashier's Checks _____ -- __ - _

1,360 30

Checks for Clearing House__ Other Checks and Cash Items

620

75

Certified Checks __________ - _ Bills Payable _____________ _

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Accept-

Certificates of Deposit for

O vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_-_-_-_

_- -_ _- _-_-_-_-_- -_

Borrowed Money --------Liability on Letters of Credit

Other Assets:

and Acceptances - __ ------

Documentary Stamps -- _-- __ Depositors' Guarantee Fund.

30 3,184

00 90

Reserve for Interest and Taxes Other Liabilities _________ - _

Mutual Fire Insurance _____ _

120 00

Cash Short -----------------

109 62

Total ---------------------$371,050 39 Total ---------------------$371,050 39

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$198.363 46 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ____ - ________ 15,583 17 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate UOnthiteerd SSttoactkess BanodndBso-n-d-s-_-_-_-_-
Banking House------------Furniture and Fixtures_____ Other Real Estate Owned____ Due from Banks in this State
Due from Banks in other States -------------------
GCoulrdren_c__y -- -__--- -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

62,587 03 -_ -_ -_ -_ -_ -_ -_ -_ -_
4,073 30 2,163 87
800 00 43,212 40
4,783 07 9,417106 0000

Surplus Fund -------------- 10,000 00 UDnivdiidveidnedds PUrnopfiatisd --_-- -__----- -__----_ __1_,8_8__0__38_
Due to Banks in this State __ --------Due to Banks in other States --------Call Money----------------- --------Individual Deposits Subject to
Check ------------------- 130,116 93 Demand Certificates of Deposit 1,747 50 STaimviengCserDtiefpicoastietss o__f __D_e-p-o_s_i_t__ 1-7_6_,3_5__2__39_

Silver, Nickels, Pennies_____ 1,368 51 Trust Funds on Deposit_ ____ ---------

Advances on Cotton _________ --------- Cashier's Checks -----------

788 94

Advances on other Commodi-

Certified Checks ____________ ________ _

ties ___________________ ___________ Bills Payable ______________ ________ _

Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
taenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

_________ 30 43
_________

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _________ LiaanbdilitAycocenpLtaentcteesrs _o_f__C_r_e_d_i_t

________ _ - ______ - _ ________ _

OOtvheerrdrAafstssets(if__a_n__y_)_-_-_-_-_-_-_-_-_

--------3,334 90

Other

Liabilities-----------

---------

TotaL ___________________ .$345,886 14 TotaL--------------------$345,886 14

136

BANKING DEPARTMENT

EXAliii:Ilii"EB'S BEPOBT.

CLAXTON BANK, CLAXTON.

At Close of Business July 31, 1920.

President-C. S. Grice. Vice-President-N. A. Thaggard. Cashier-E. Bullock.

Directors-C. S. Grice, N. A. Thaggard, C. M. Rushing, Jr., E. Bullock.

Date of Charter-1903.

Began Business-1903.

RESOURCES

LIABILITIES

Time Loans ----------------$293,105 93 Capital Stock Paid In _______ $ 50,000 00

DLoeamnasnSdecLuoraends by---R-e-a-l-E--s-t-a-te-

_1_8_,5_4__9__48_

Amt. Reserved for Branc!Jes Surplus Fund _- ___ - ________

___ -- _--15,000 00

United States Bonds________ 7,775 50 Undivided Profits _____________ 22,034 22

Other Stocks and Bonds_____

100 00 Dividends Unpaid ---------- ---------

Banking House ------------ 3,295 88 Due to Banks in this State __ ---------

Furniture and Fixtures_____ Other Real Estate Owned____

1,852 69 ________ _

CDaulel MtoonBeaynk_s__i_n- _o_t_h-e-r_S__ta_t_e_s_

-_-__-_-,-. -_-__--_

Due from Banks in this State 43,147 21 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 105,209 12

States ------------------CGuo lrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

2,997 5,184

3oo9

Demand Certificates of Deposit Time Certificates of Deposit_

----- _- __ 186,443 23

5 00 Savings Deposits ----------- ---------

Silver, J\ickels, Pennies ____ _

584 88 Cashier's Checks -----------

598 63

Advances on Cotton _________ --------- Certified Checks ------------ ----- _---

Adtvieasnce_s__o_n__o_t_h_e_r__C_o_m__m__o_di-__________ _ BNioltles s PaanydabBleills_-R-e-d-i-s-c-o-u-n--te-d- _-_-_-_-_-_-_-_--_

Checks for Clearing House__

699 50 Certificates of Deposit for

Other Checks and Cash Items 1,056 85 Borrowed Money ___ -- _-- _ - __ -- _-- _

Customers' Liability on Let-

Liability on Letters of Credit

taenrcsesof _C_r_e_d_i_t_ _a_n_d_ _A__c_c_e_p_t_-

________ _

and Acceptances -- _------ --------Reserve for Interest and Taxes - __ ------

Overdrafts (if any) _______ _

930 89 Other Liabilities----------- ---------

Other Assets --------------- ---------

Total--------------------$379,285 20

Total--------------------$379,285 20

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$216,656 89 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 16,293 31 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

34,759 81 7,775 50

US unrdpi vl ui ds e dF u Pn dr o f-i t-s- - -_-_-_-_ -_ _-_- -- -_-_

15,000 00 25,210 74

Other Stocks and Bonds_____

100 00 Dividends Unpaid ____ - __ -- _

Banking House ------------ 3,295 88 Due to Banks in this State __ Furniture and Fixtures.____ 1,852 69 Due to Banks in other States Other Real Estate Owned ____ --------- Call Money ____ - __ --- _-- _-- _

Due from Banks in this State 48,709 83 Individual Deposits Subject to

Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ -_ -_-_ -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

1,529 54 _ _6_, 3_3_2___00_

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 63,837 92 Time Certificates of Deposit_ 177,398 54 Savings Deposits----------

Silver, Nickels, Pennies_____

526 42 Trust Funds on Deposit_----

Advances on Cotton_________ ________ _ Cashier's Checks ----------- 7,242 11

Adtvieasnce_s__o_n__o__th_e__r -C_o__m_m__o.di-__________ _ CBeiiritsifiPedayeahbelecks___-__--_-_-_----__-------

Checks for Clearing House__

814 51 Notes and Bills Rediscounted

Other Checks and Cash Hems CustomPrs' Liability on Let-

Certificates of Deposit for Borrowed Money ______ -- _

ters of Credit and Accept-

Liability on Letters of Credit

ances ------------------OOtvheerrdrAafstsset(sif_a_n_y__) _-_-_-_-_-_-_-_-_-_

-_-_-_-_-_42_-_-_-n-_

and Acceptances ______ --Reserve for Interest and Taxes Other Liabilities ________ - _-

TotaJ _____________________ $338,689 31 Total _____________________ $338,689 31

FIRST ANNUAL REPORT

137

EXAMINEB'S BEPOBT.

THE CITIZENS BANK, CLAXTON.

At Close of Business October 21, 1920.

President-R. R. Tippins. Vice-President-C. M. Rushing, Cashier-J. B. Brewton.
Director&-R. R. Tippins, N. A. Thaggard, C. R. Way, C. M.. Rushing, J. c. Ed-
wards, W. S. Freeman, J. B. Brewton, C. S. Smith, J. C. Mincey.

Date of Charter-July 18, 1919.

Began Business-September 8, 1919.

RESOURCES

LIABILITIES

Time Loans ---------- _____ $111,466 36 Capital Stock Paid In _______ $ 30,000 00

Demand Loans ------------- 4,093 02 Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund --------------

United States Bonds _------Other Stocks and Bonds_---

- _______ _ l 00 00

UDnivdiidveinddeds PUrnopfiatisd -_-_-_-_-_-_-_-_-_--_

4,233 98

Banking House ------------ 8,235 45 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned_---

4,563 37 ________ _

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 7,172 08 Individual Deposits Subject to

Due from Banks in other
States -----------------CGuorl rde n c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

2,445 82 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 4,030 00 Time Certificates of Deposit_
70 00 Savings Deposits __________ _

Silver, Nickels, Pennies_----

693 66 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks __________ _

Adtvieasnce__o-n- __o_th__e_r__C_o_m__m__o_di-__________ _

Certified Checks --- ________ _ Bills Payable _____________ _

42,860 83 61,737 05
403 95 5,000 00

Checks for Clearing House__

678 19 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

481 15 Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Acceptances ~-----------------Overdrafts (if any) _------Other Assets ---------------

Liability on Letters of Credit and Acceptances ________ _
206 71 Reserve for Interest and Taxes Other Liabilities __________ _

TotaL _____________ --_--_ -$144,235 81 Total---------------------$144,235 81 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _________ -------$ 85,853 15 Capital Stock Paid In _______ $ 30,000 00

Demand Loans ------------- 1,566 02 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _------Other Stocks and Bonds ____

22,658 04 ------- __ ---------

US unrdpi vl ui ds e dF u Pn dr o f-i t-s- - -_-_-_-_-_-_-_ _- _- -_ Dividends Unpaid _________ _

4, 789 11

Banking House ------------ 8,235 45 Due to Banks in this State __

Furniture and Fixtures __ - __ 4,643 37 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ------------ ____ _

Due from Banks in this State 5,875 39 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuo lrdr e n_c_y_ _-_-_-_-_-_-_ -_ -_ _- _- _- ----------------

1,196 28 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 4.365 00 Time Certificates of Deposit_
85 00 Savings Deposits----------

40,957 81 53,776 05

Silver, Nickels, Pennies ____ _

739 90 Trust Funds on Deposit ____ _

Advances on Cotton _________ ---------
Advance on other Commodities __________ --------- -----------

CCearsthifiieerd's CCnheecckkss _-_-_-__-_-_-_-_-_-_--_ Bills Payable ______________ _

1,444 56 5,000 00

Checks for Clearing House__ ________ _ N'otes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

676

36

Certificates Borrowed

of Deposit for Money ________ _

taenrcsesof _C_r_e_d_i_t_ _a_n_d__A__c_c_e_p_t_-

____ - ___ _

Liability on Letters of Credit and Acceptances ________ _

Overdrafts (if any) _-------Other Assets-P. and L.-----

30 43

57 00

Reserve for Interest and Taxes Other Liabilities __________ _

Total---------------------$135,967 53 Total _____________________ $135,967 53

r
I

138

BANKING DEPARTM)<JNT

EX:AJIIINEB'S BEPOBT.

THE BANK OF CLAYTON, CLAYTON.

At Close of Business November 1, 1920.

President-J. C. Dover. Vice-President-W. S. Long. Cashier-T. A. Duckett.

Directors-J. C. Dover, J. H. Derrick, W. S. Long, C. E. Cannon, T. A. Duckett.

Date of Charter-June 30, 1904.

Began Business--July 1, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$230,029 38 Capital Stock Paid In _______ $ 25,000 00

DLoeamnasnSdecLuoraends by---R-e-a-l-E--s-t-a-teUnited States Bonds -------Other Stocks and Bonds_____

__8_,_3_0_7__00_

Amt. Reserved for Branches Surplus Fund _---- --- _____ _

1,157 70 4,500 00

Undivided Profits Dividends Unpaid

_________ _ _________ _

5,000 00 13,783 60

Banking House ------------- 2,050 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned_-__

1,750 00 _____ ----

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks------------ 87,888 01 Individual Deposits Subject to

Due from Banks in other States -------------------

---------

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 160,110 27

GCoulrdren_c_ y- __ -- -__-_--------------------_-_------

12,584 00 Time Certificates of DeposiL 149,585 76 1,587 50 Sav!ngs Deposits _________ _

Silver, Nickels, Pennies ____ _ 899 23 Advances on Cotton _________ --------Advances on other Commodi-
ties - _----------------- ----------Checks for Clearing House __ ---------

Trust Funds on Deposit__- __ Cashier's Checks __________ _ Certified Checks ______ c ____ _ Bills Payable _____________ _ Notes and Bills Rediscounted

1,037 35

Other Checks and Cash Items Customers' Liability on Let-

98 39 Certificates of Deposit for Borrowed Money ________ _

taenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

Liability on Letters of Credit and Acceptances ______ ---

Overdrafts (if any) ---------

298 59 Reserve for Interest and Taxes

Other Assets: Depositors' Guarantee Fund_

3,584 50 COathsehr. LLoinagbil_it_i_e_s_:___________ _

222 32

- - - - - Documentary Stamps ______ _

5 00

TotaL--------------------$354,739 30

TotaL _____________ --- ___ -$354,739 30

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$211,558 79 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 9,375 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds_____

20,658 00 1,204 70

US unrdpi vl ui ds e dF uPnrdo f i-t-s- -_-_-_-_ -_ _- _- _-_-_- -_

4,500 00 Dividends Unpaid _________ _

5,000 00 13,673 32

Banking House ------------- 2,050 00 Due to Banks in this State--

Furniture and Fixtures_____ Other Real Estate Owned ____

1,750 00 ---------

CDaulel MtoonBeaynk_s__i_n_ -o-t_h_e_r__S_t_a_t_es_

Due from Banks in this State 48,867 12 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-.- -P- e- -n-n-i -e-s -__- ---- --

27,697 72 DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 145,344 08 7,723 00 Time Certificates of Deposit_ 151,749 70 1,625 00 Savings Deposits ---------1,294 76 Trust Funds on Deposi L __ --

Advances on Cotton ______ --- ------ _-- Cashier's Checks -- _______ -- 1,247 37

Advances on other Commodities __ ---- __ ------- -- _- ----- _-----

Certified Checks __________ -Bills Payable _____________ -

- _":,.-.:.-----

Checks for Cl<;laring House-_ ______ --- Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ______ ---

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t s- -(-i-f-a-n- -y-)- -_-_-_-_-__- ---- -_

- - - -1-2-0- -8-8

and Acceptances _- _____ -Reserve for Interest and Taxes

Other Assets --------------- 3,589 50 Other Liabilities --- __ ------

Total---------------------$342,014 47 Total---------------------$342,014 47

..

FIRST ANNUAL REPORT

139

E:XAllllilii'EB.'S B.EPOB.T.

CLERMONT BANKING COMPANY, CLERMONT.
At Close of Business November 12, 1920.

President-J. M. Haynes. Vice-President-H. M. Gailey. Cashier-W. V. Grant.
Directors-J. M. Haynes, W. V. Grant, H. M. Gailey, G. W. Staton, G. w. Head.

Date of Charter-June 13, 1912.

Began Business-February 1, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$ 72,730 65 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------- 8,731 48 Loans Secured by Real Estate ________ _

SAumrpt.luRs esFeurnvded __f_o_r__B__ra_n__c_h_es_

United States Bonds -------Other Stocks and Bonds ____

-----------------

Undivided Profits _-- _______ _ Dividends Unpaid _- ________ _

351 53 697 59
15 00

Banking House ----------- 1,461 84 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned____

1,956 75 ________ _

CDaulel MtoonBeaynk- s__i_n__o__th-e_r__S_t_a_t_es_

Due from Banks __________ _ 7,443 71 Individual Deposits Subject to

DuSetatfersom___B__a_n_k_s___in___o__th_e__r ________ _ DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 22,093 77

GC~orlrden_c_y____-.-_-_-_-_-_-_--. -__--. -__--. -__--_

_2_,_3_0_5__00_

Time Certificates of Deposit. Savings Deposits _________ _

17,139 89

Silver, Nickels, Pennies. ___ _

339 75 Trust Funds on Deposi L ___ _

Advances on Cotton. __ . ___ ._ 1,780 97 Cashier's Checks --- ______ - _

Adtiveasnce_s__o_n__o_t_h_e_r__C_o_m__m__o_di-__________ _

Certified Checks _--- ____ --- _ Bills Payable --------------

Checks for Clearing House-_ __.... __ _ Notes and Bills Rediscounted

13 60 35,000 00
6,743 82

Other Checks and Cash Items

28 10 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

O vaenrcdersa f t s- -(-i-f -a-n- -y-)- -.-. -_-_-_-_-_-_ -_

- - - -1-6-7- -6-6

and Acceptances - ___ ---- _ Reserve for Interest and Taxes

OCathsher SAhsosretts: __ _. _____ . ___ -

109

Other Liabilities __________ _

Total--------~------------$ 97,055

Total---------------------$ 97,055 20

BANK'S STATEMlJN1' at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 65,216 91 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 4,712 00 Amt. Reserved for Branches

Loans Secured by Real Estate _____ .. __ Surplus Fund __ - .. ____ . __ ..

351 53

United States Bonds . __ .... _ _. ______ _ Undivided Profits __ . ____ ... _

603 12

Other Stocks am:l. Bonds ___ - ___ . _.. _. Dividends Unpaid .. ___ . __ . __

15 00

Banking House ------------ 1,461 84 Due to Banks in this State._ Furniture and Fixtures_____ 1,956 75 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money----------------Due from Banks in this State 1,815 00 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuolrdren_c__y_ . _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--. -_

57 72 _ _1_,_1_5_4__0 0_

DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit. Savings Deposits ___ .. ____ _

17,163 79 12,031 35

Silver, NickelR. Pennies ___ . .

292 34 Trust Funds on Deposit.---_

Advances on Cotton_________ 2,523 95 Cashier's Checks .. __ .. ____ _

Adtiveasnce_s__o_n__o_t_h_e_r__C_o_m__m_ _o_di-__________ _

Certified Checks . __ . __ . ____ _ Bills Payable --------------

Checks for Clearing House.. . ... _.- .. Notes and Bills Rediscounted

909 85
28,000 00 5,623 37

Other Checks and Cash Items

346 74 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

ances -------------------- --------- and Acceptances ----------

Overdrafts (if any) --------Other Assets ---------------

44 13 116 63

Reserve for Interest and Taxes Other Liabilities .. ______ - __

Total ____________________ $ ________ _ Total ____________________ $ ________ _

140

BANKING DEPARTMENT

EXAMINER'S B.EPOB.T.

CLERMONT STATE BANK, CLERMONT.

At Close of Business November 1, 1920.

President-T. J. Cobb. Vice-Presidents-T. C. Miller, F. M. Hulsey.

Cashier-F. G. Mauney.

Directors-T. J. Cobb, T. M. Hulsey, W. M. Guest, John T. Cobb, T. B. King,
C. T. Griffin, T. c. Miller.

Date of Charter-October 27, 1920.

Began Business-November 1, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$ -_-__-_-_-_-_-_--_

Capital Stock Paid In _______ $ Amt. Reserved for Branches

30,000

00

Loans Secured by Real Estate United States Bonds -------BOathnekrinSgtoHcokus saend_ __B_o_n_d_s__________

-----------------_-_-_-_ _- _-_-_- -_

SUunrdpilvuids edFuPndrof-it-s---_-__-_-_-_-_--- -__Dividends Unpaid _________ _
Due to Banks in this State __

Furniture and Fixtures _____ Other Real Estate Owned____

--------________ _

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State --------- Individual Deposits Subject to

Due from Banks in other States -------------------
Currency ------------------

--------4,505 00

DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t Time Certificates of DeposiL

Gold ----------------------- --------- Savings Deposits ----------

Silver, Nickels, Pennies_____

495 00 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks __________ _

Adtvieasnce_s__o_n__o_t_h_e_r__C_o_m__m__o_di-__________ _

Certified Checks ___________ _ Bills Payable --------------

Checks for Clearing House__ 25,000 00 Notes and Bills Reqiscounted

Other Checks and Cash Items Customers' Liability on Let-

CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___f_or_

atenrcsesof__C__re_d__it__a.n. _d__A__c_c_e_p_t-_ Overdrafts (if any) ________ Other Assets _______________

_ _ _ _ _ _ _ _ _, ________ _ ________ _

Liability on Letters of Credit and Aceptances -----------
Reserve for Interest and Taxes Other Liabilities ________ - __

Total----------------------$30,000 00 Total ______________________ $30,000 00

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ -$ Demand Loans ____________ _
Loans Secured by Real Estate United States Bonds _____ - __ BOathnekrinSgtoHcokus saend___B_o_n_d__s____-_--_
Furniture and Fixtures __ ---Other Real Estate Owned_--Due from Banks in this State Due from Banks in other
States ------------------CGuolrdren_c-y- ___-_-_-_--- -------------------------Silver, Nickels, Pennies __ --_ Advances on Cotton--------Advances on other Commodi-
Chteiecks s -fo--r --C-l-e-a-r-in--g--H-o--u-s-e-_-Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_ _-_- ------
Other Assets ---------------

23,968 85 665 00
4,289 80 1,718 22 9,310 58
2,536 00 502 21
3,619 31
1,159 01
20 00

Capital Stock Paid In _______ $ 30,000 00

SAumrtp.luRs esFeurnvded _-fo__r __B_r_a_n_c_h__es_

Undivided Profits __________ _ Dividends Unpaid _________ _

319 49

Due to Banks in this State __ CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Individual Deposits Subject to
DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposit_ ___ _

15,407 42 1,393 46

Cashier's Checks ----------CBei lrltsi f iPe da yCa bh leec k s_ _ _- _- _- _- _-_-_-_-_-_-_- -_

668 61

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

Liability on Letters of Credit

and Aceptances ----------Reserve for Interest and Taxes Other Liabilities __________ _

Total---------------------$ 47,788 98 Total---------------------$ 47,788 98

\

FiRST ANNUAL REPORT

14i

EXAJIIJ:INEB'S BEPOBT.

FARMERS AND MERCHANTS BANK, CLEVELAND.

At Close oi Business August 12, 1920.

President-H. A. Jarrard. Vice-Presidents~vv. C. Logan, J. B. R. Barrett.

C. H. Edwards. Cashier-F. G. Mauney.

Directors-H. A. JarraTd, C. H. Edwards, \V. C. Logan, J. B. R. Barrett, F. G.

Mauney, C. J. Meadows, J. M. Adams, J. M. Glover, C. A. Shelton.

Date of Charter-October 16, 1913.

Began Business-November, 1913.

RESOURCES

LIABILITIES

Time Loans --------------$117,831 28 Capital Stick Paid In ______ $ 15,000 00

Demand Loans ------------- 2,651 40 Amt. Reserved for Branches

Loans Secured by Real Estate 31,000 00 Surplus Fund -------------

United States Bonds --------

200 50 Undivided Profits _____ --- __ 5,964 04

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

8 00

Banking House ------------ 2,004 9Z Due to Banks in this State

Furniture and Fixtures ---- 2,437 04 Due to Banks in other

Other Real Estate Owned ____ Due from Banks in this State

--------13,273 62

States ------------------Call Money ------------

Due from Banks in other

Individual Deposits Subject to

States -------------------Currency ------------------GSiolvlder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-__--_ Advances on Cotton ________ -

1,252 41 4,651 00
363 00
____6_2_0__16_

DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit
CSaavshiniegrs'sDCephoesciktss _-_-_-_-_-_-_-_-_-_--_-

55,861 70
64,026 31 12 37 85 34

Adtvieasnce_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i-- ________ _ CBeilrltsifiPedayCabhelecks_____-_-_-_-_-_-_-_-_-____ 30,000 00

Checks for Clearing House __ 2,094 10 Notes and Bills Rediscounted 8, 724 00

Other Checks and Cash Items Customers' Liability on Let-

1,226 75

Certificates Borrowed

of Deposit for Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances ---- _--------------- --------- and Acceptances _________ _

Overdrafts (if any) __ -----Other Assets:

254 58 Reserve for Interest and Taxes Other Liabilities __________ _

697 17

Transit _---- ___ -------------

518 17

Total --------------------$180,378 93 Total --------------------$180,378 93

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$121,933 83 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------- 3,079 69 Amt. Reserved for Branches

Loans Secured by Real Estate 24,611 79 Surplus Fund -------------- 3,000 00

United States Bonds ________

200 50 Undivided Profits ----------- 1,957 77

Other Stocks and Bonds

_____ - __ _ Dividends Unpaid ----------

Banking House ------------ 2,004 92 Due to Banks in this State __

Furniture and Fixtures ____ Other Real Estate Owned __

2,437 04 ---------

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 3,116 60 Individual Deposits Subject to

Due from Banks in other States--------------------
Currency ------------------GSiollvder,--N-i-c-k-e-l-s-. -P--e-n-n-i-e-s-_-_-_-__--_

483 05 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

2,444 568

ou
00

Time Certificates Savings Deposits

of Deposit _________ _

704 50 Trust Funds on DeposiL ___ _

38,946 96
53,318 29 135 75

Advances on Cotton ______ --Advances on other Commodi-
ties ____ -- __ ----- _-- ____ -

__ ------ _ CCearsthifiieerd's CChehckesck_s_-_-_-_-_-__-_-_-_--_ ------ __ _ Bills Payable ______________ _

583 20 33,000 00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted 15,971 47

Other Checks and Cash Items Customers' Liability on Let-

271 70

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances __________ ---------- ------ __ _ and Acceptances ----------

Overdrafts (if any) ___ ----- _

57 82 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Total --------------------$161,913 44 Total --------------------$161,913 44

142

BANKING bEPARTMEN'l'

EXAMil'fEB'S BEPOB'l'.
WHITE COUNTY BANK, CLEVELAND.
At Close of Business August 13, 1920.
President-A. M. Dean. Vice-President-J. \V. H. Underwood. Cashier-F. McDowell.
Directo-rs-A. M. Dean, J. W. H. Underwod, J. H. Telford, S. L. Brown, R. T. Kenimer, J. B. Skelton, A. H. Henderson, J.r., R. L. Kytle, J. H. Stovall, J. M. Cooley,
Date of Charter-September 22, 1909.

RESOURCES

LIABILITIES

Time Loans ---------------$120,787 87 Capital Stock Paid' In ----$ 15,000 00

Demand Loans ------------- 18,451 02 Amt. Reserved for Branches

Loans Secured by Real Estate 14,000 00 Surplus Fund -------------- 5,000 00

United States Bonds Other Stocks and Bonds

1,150 00 ________ _

DUinvdiidveinddeds

UPrnopfaiitds

_- _- _-_-_-_-_-_-_- -_

5,643 13

Banking House_____________ 2,026 05 Due to Banks in this State

Furniture and Fixtures Other Real Estate Owned__

2,369 51 1,810 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 8,335 57 Individual Deposits Subject to

Due from Banks in other
States -----------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s------

1,166 53 DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-po-s-i-t 4,025 18

6,062 00 Time Certificates of Deposit 118,613 47

195 00 Savings Deposits - -- - __ - - - -

300 86 Cashier's Checks ----------

491 82

Other Checks and Cash Items 1,168 48 Certified Checks------------

Customers' Liability on Let-

Bills Payable --------------

atenrcsesof_ _C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t-_

________ _

Notes and Bills Certificates of

Rediscounted Deposit for

Overdrafts (if any) __ -- ___ _

183 79 Borrowed Money ---------

COathsher SAhossret ts_:_________ - _____ -

Liability on Letters of Credit 7z and Acceptances ---- __ --- _

Depositors' Guarantee Fund. 3,229 80 Reserve for Interest and Taxes

FBiarnek IonfsuIrlaanc_e__F_H__n_d___-_-_-_-_--_ Call Money ______________ _

120 oo Other Liabilities ----------1,234 00 5,000 00

Customers' L. B. Act, - ____ _ 1,950 00

Total --------------------$189,973 6o Total --------------------$189,973 60

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$128,929 59

Demand Loans ------------ 13,987 91

Loans Secured by Real Estate 14,178 02 Capital Stock Paid In ___ --_.$ 15,000 00

United States Bonds ------ 3,100 00 Amt. Reserved for Branches ---------

Other Stocks and Bonds ____ Banking House -----------Furniture and Fixtures------

--------2,026 05 2,369 51

US unrdpi vl ui ds e dF uPnrdo f i t-s- - -_-_-_ -_ _- _- _-_-_- -_ Dividends Unpaid _________ _

5,000 00 5,302 62
25 00

Other Real Estate Owned._ 1,810 00 Due to Banks in this State --------Due from Banks in this State 16,996 39 Due to Banks in other States _- _____ --

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s-, --P--e-n-n-i-e-s-. -__--_ Advances on Cotton _______ _

5,820 32 5,582 00
245 00 420 94
5 58

Call Money ---------------- --------Individual Deposits Subject to DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t- _5_2_,2__3_2__65_ Time Certificates of Deposit 108,884 00 Savings Deposits ----------- ---------

Adtiveasnce_s__o_n__o_ t_h_e_r__C_o_m__m_ _o_d_i_-

________ _

Trust Funds on Deposit ---Cashier's Checks ----------

--------975 11

Checks for Clearing House -- ___ ---- Certified Checks ------------ ---------

Other Checks and Cash Items

713 78 Bills Payable -------------- 12,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted _---- __ --

ters of Credit and Accept-

Certificates of Deposit for

ances _______ - _-------- __ _- ___ ---- Borrowed Money --------- ---------

Overdrafts (if any) ---------- 143 53 Liability on Letters of Credit

Other Assets: Dep. Guarantee Fund _____ _ Fire Insurance Fund __ - ____ _
County Warrants ----------

and Acceptances

3,229 80 Reserve for Interest and Taxes ---------

120 00 240 96

Other Liabilities

-----------

---------

Total --------------------$199,919 38 Total --------------------$199,919 38

FIRST ANNUAL REPORT

143

E:XAJIIUI'EB'S BEPOBT.

FARMERS BANK, CLIMAX.

At Close of Business September 23, 1920.

President-F. H. Trulock. Vice-Presidents-F. C. Herring, A. S. Curry.

Cashier-W. B. Johnson. Directors-F. H. Trulock, F. C. Herring, A. S. Curry, W. B. Johnson,

R. H. Herring.

Date of Charter-October 8, 1912.

Began Business-October 15, 1912.

RESOURCES

LIABILITIES

Time Loans ----------------$159,804 19 Capital Stock Paid In _____ .$ 25,000 00

Ll loe ma nasnSde cLu roeadn sb y - -R-e-a-l-E- -s-t -a-t eUnited States Bonds -------Other Stocks and Bonds ----

__2_,_8_7_6__21_ -----------------

Amt. Reserved for Branches SUunrdpilvuids edFuPndrof-i-ts---- -_-_-_-_-__-_-_--_ Dividends Unpaid ______ -- __

5,000 00 15,578 49

Banking House ------------- 2,900 00 Due to Banks in this State

Furniture and 'Fixtures ---- 1,100 00 Due to Banks in other States

Other Real Estate Owned _- _------ _- Call Money ---------------Due from Banks in this State 7,290 79 Individual Deposits Subject to

Due from Banks in other

States ------------------GCoulrdren_c_y___-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_- _

12,148 4,225 77

74 60 50

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits __________ _

76,068 61 29,315 26

Silver, Nickels, Pennies ----

678 78 Trust Funds on Deposit __ - _

Advances on Cotton -------- --------- Cashier's Checks -- _------ __ 1,275 67

Adtiveasnce_s__o_n_ -o-t_h_e_r_ -C--om__m_ -o-d-i-- _____ --- _ CBeilrltsifiePdayCahbelceks __-_-_-_-_-_-_-_-_-_-_--_ 30,000 00

Checks for Clearing House __

533 25 Notes and Bills Rediscounted 10,000 00

Other Checks and Cash Items 1,215 09 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Acceptances ___ ----------------

---------

Liability on Letters of Credit and Acceptances _______ _

OOtvheerrdrAafstsset(sif_a_n_y__) __--__--_-_-_-_-_-_

_____5_6__80_

Reserve for Interest and Taxes Other Liabilities:

Deposits Since Balance ___ _

636 25

Cash Long ---------------

32 67

Total -------------------$192,906 95 Total '-------------------$192,906 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 70,143 16 Capital Stock Paid In _____ .$ 25,000 00

Demand Loans ----------- 3,275 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ____ _

75,000 00 USuprdpivluldsedFuPnrdofit-s---_-_-__-_-_-_-_-_--_ Dividends Unpaid _________ _

5,000 00 15,750 29

Banking House ------------ 2,900 00 Due to Banks in this State

--------- Furniture and Fixtures ----
Other Real Estate Owned __ -Due from Banks in this State

1,100 00 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r- __S_t_a_t_es_ 3,966 38 Individual Deposits Subject to

Due from Banks in other
States -------------------
. GCoulrdren_c_y____----------__----------_---- -_------ _ Silver, Nickels, Pennies. __ _ Advances on Cotton - ___ ---Advances on other Commodi-

4,936 23 4,387 00
72 50 1,745 11

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit Savings Deposits ----------Trust Funds on Deposit ___ _ Cashier's Checks __________ _ Certified Checks ___________ _

60.903 30 26,277 32
838 99

Chteiecsks -f-o-r---C-l-e-a-r-i-n-g---H-o-u--s-e

Bills Payable -------------- 20,000 00 Notes and Bills Rediscounted 14,596 00

Other Checks and Cash Items

741 00 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-__-_-_- ---- -Other Assets ---------------

and Accentances 99 57 Reserve for Interest and Taxes
Other Liabilities __________ _

Total --------------------$168,365 90 Total --------------------$168,365 90

r.

144

BANKING DEPARTMENT

EXAMillfEB'S BEPOBT.

FARMERS & MERCHANTS BANK, CLYO.

At Close of Business August 17, 1920.

President-W. T. Green. Vice-President-S. T. Metzer. Cashier-W. B. Futrell.

Directors-W. T. Green, S. T. Metzer, 0. M. Morgan, W. B. Futrell, U. L. Ellzey, G. A. Metzer, J. W. Seckenger.

Date of Charter-January 28, 1914.

Began Business-January, 1914.

RESOURCES

LIABILITIES

TDiemmeanLdo aLn so a-n-s---__--- -_-_-_-_-_-_-_-_-_$
Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ___ _ Banking House ___________ _
Furniture and Fixtures ___ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--i-c-k-e-ls-,--P-e--n-n-i-e-s--_-_-_-_ Advances on Cotton ___ - ___ Advances on other Commodi-
Chteiecsks -f-o-r--C-l-ea-r-i-n-g----H-o-u-H--e-_-_ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_ _- _- --
Other Assets: Profit and Loss in Operations

57,135 52 258 88
9,350 00 1, 796 00 2,176 01 2,011 93
1,240 00 562 96
1,061 08
643 97 291 94

Capital Stock Paid In ------$ Amt. Reserved for Branches Surplus Fund -------------Undivided Profits - ___ -- __ -Dividends Unpaid ____ --- _-Due to Banks in this State Due to Banks in other States Call Money _____ ---- _- -- _-Individual Deposits Subject to
DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit Savings Deposits --- __ -- __ - _ CTerrutsiftieFdunCdheocnksDe__p_o_s_i_t_-_-_-_-_--_ Bills Payable ____ -- ________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _
Liability on Letters of Credit and Acceptances
ROethseerrveLfiaobr iIlnittieersest__a_n_d_T__a_x_e_s Cash Long __ - ___ - _________ _

15,000 00
21,895 77 6,175 39 8,198 94
25,500 00
712 77 45 42

Total --------------------$ 77,528 29

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $ 55,821

Demand Loans - __ -- _______ _

478

40 00

Capital Stock Paid Amt. Reserved for

In ------$ 1,500 00 Branches ________ _

Loans Secured by Real Estate United States Bonds Other Stocks and Bonds ___ _ Banking House ___________ _
Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this State

3, 975 79
1,796 00 2,176 01
6,920 25

Surplus Fund -------------UDnivdiidveinddeds UPnropfaiitds -_-_-_-_-_-_-_-_-_-_
Due to Banks in this State Due to Banks in other States Call Money ---------------Individual Deposits Subject to

--------_ _ _ _3_3_9_ _58_
-------------------------

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _-_ -_ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- -_
Silver, Nickels, Pennies____ _ Advances on Cotton _______ _ Advances on other Commodi-

2,269 00 492 9!'>

Check -------------------Demand CPrtificates of Deposit Time Certificates of Deposit Saving-s Deposits ---------Trust Funrls on neposit_ ___ CCearsthifiieerr'ls CChheecckkss _-_-_-_-_-_-_-_-_-_-_-_

31,377 47 ________ _
3,422 25 -----------------_-_-__-_- -- -_-_ -_

Chteiecsks -f-o-r---C--le-a-r-i-n-g---H-o-u--se-

Bills Payable -------------- 25,200 00 Notes and Bills Rediscounted _- ___ - __ _

Other CheckR and Cash Items Customers' Liability on Let-

417 15 CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___fo- r_ ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t s- - -( l-f- -a-n-y-)- - -_-_ ---- -_-__- -_

and Acceptances -------- --------208 78 ReRerve for Interest and Taxes ________ _

Other Assets ---------------

783 97 Other Liabilities ---------- ---------

Total --------------------$ 75,339 30 Total --------------------$ 75,339 30

PIRST ANNUAL REPORT

145

EXAMINER'S BEPOBT.

BANK OF COBBTOWN, COBBTOWN.
At Close of Busines's October 25, 1920.

President-E. Daughtry. Vice-President-G. W. Mulling. Cashier-F. Q. Collins.

Directors-E. Daughtry, J. H. Glisson, T. H. Mulling, G. W. Mulling, H. L. Hodges.

Date of Charter-November 20, 1906.

Began Business-October 1, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$ 85,090 34 Capital Stock Paid In ______ $ 15,000 00

Demand Loans ------------- 5,425 66 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds --------

________ _ 250 00

SUunrdpi vl ui ds e dF uPnr odf i t-s - -_-_-_-_-_-_-_ -_ _- _- -_

3,000 00 10,088 31

Other Stocks and Bonds ____ ________ _ Dividends Unpaid ----------

Banking House ------------- 2,000 00 Due to Banks in this State

Furniture and Fixtures ------ 3,050 00 Other Real Estate Owned __ ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 9.539 92 Individual Deposits Subject to

Due from Banks in other
States ------------------CGoulrdren_c_y___ -----__------__--------------------Silver, Nickels, Pennies ___ _ Advances on Cotton ________ A dt iveasn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_ Checks for Clearing House

1,090 00 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

2,197 00 Time Certificates of Deposit

20 00 Savings Deposits -----------

421 40 Trust Funds on Deposit. __ _

________ _ Cashier's Checks _________ _

Certified Checks __ . ________ _

________ _ ________ _

Bills Notes

Payable ------------and Bills Rediscounted

40,666 53 22,423 61
4,051 25 15,000 00

Other Checks and Cash Items Customers' Liability on Let-

6 00 CeBrtoifrircoawteesd MofoneDyep_o__si-t___f_or_

taenrcsesof _C__re_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

Liability on Letters of Credit, and Acceptances ________ _

Overdrafts (if any) _______ _ 1,125 94 Other Liabilities ____ - _- .. -

COathsher SAhsosret ts_:__________ . ___ _

13 44

Total --------------------$110,229 70 Total --------------------$110,229 70

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _-- _-- _--. _. __ .$ 72,412 32 Capital Stock Paid In ------$ 15,000 00

Demand Loans _- _____ -.-- __ 5,208 25 Am t. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

12,091 67 USunrdpivluids edFunPdrof-i-ts---_-_-_-_-_-_-_-_-_-_

3,000 00 9,824 75

OBathnekringStoHcokus seand___B__o_n_d_s____-_

Dividends Unpaid _________ _ 2,000 00 Due to Banks in this State

Furniture and Fixtures ___ _ 3,050 00 Due to Banks in other States

Other Real Estate Owned __

Call Money ____ --- _- _.. ----

Due from Banks in this State 6,862 21 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_- -_

278 04 DeCmhaenckdCe-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 1,415 00 Time Certificates of Deposit_
Savings Deposits----------

25,673 90 25,359 69

Silver, Nickels, Pennies.-.-Advances on Cotton __ .. - ... Advances on other Commodi-
Chteiecsks -f-o-r---C-l-e-a-r-i-n-g---H-o-u--se-

713 25 ________ -

Trust Funds on Deposit ---Cashier's Checks _____ ---.Certified Checks __________ _ Bills Payable __ -- _________ _
Notes and Bills Rediscounted

1,577 07 24,000 00

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ .-.----

ters of Credit and Accept-

Liability on Letters of Credit,

O vaenrcdersa f t s- -(-i-f-a- n- -y-)- -_-_-_-_ ----------

and Acceptances ---------7 30 Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities------------

Total --------------------$104,435 41 Total --------------------$104,435 41

146

BANKING DEPARTMENT

EXAliiilfEB'S BEPOBT.

CITIZENS BANK, COCHRAN.

At Close of Business October 21, 1920.

President-J. A. Fisher. Vice-President--.J. S. Helms. Cashier-R. H. Peacock.

Directors-J. 0. Fisher, J. S. Helms, T. W. Fisher, I. A. Willis, F. D. Wimberly. E. T. Mullis, Jr., J. E. Lane, D. E. Duggan.

Date of Charter-December 31, 1912.

Began Business-October 21, 1912.

RESOURCES

LIABILITIES

Time Loans --------------~$354,240 30 Capital Stock Paid In ------$ 25,000 00

DLoeamnasnSd eLcuoraends b-y-R--e-a-l-E--s-t-a-te- 2_2_4_,3__0_4__02_ OUtnhiteerdSStotactkess aBnodndBson-d-s---_-_-_-_ -_-_-_-_-__-_-_--_

Amt. Reserved for Branches US unrdpi vl ui ds e dF uPnrdo f i t-s- - -_-_-_-_-_-_-_ _- _- -_
Dividends Unpaid ----------

5,000 00 3,107 65

Banking House ----------- 3,707 36 Due to Banks in this State

Furniture and Fixtures ---Other Real Estate Owned __

2,572 55 ---------

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_ 150,000 00

Due from Banks in this State 12,796 38 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_ Advances on Cotton _______ _ Adtvieasnce_s__o-n__o_ t-h_e_r_ _C_o_m__m__o_d_i_-

1,844 7,585

0705

337 50

2,901 34

14,796 81

________ _

DepCmohsaeinctdsk

_C-_-_e-_r-_ti-_f-_ic-_a_-t_-e_-s_-_-_-o_-f_-_-D_-_-e--_

132,036 11,635

27 00

Time Certificates of Deposit_ 48,338 79

Savings Deposits ----------Trust Funds on Deposit_ __ _

Cashier's Checks _________ _ Certified Checks _________ _

727 66

Checks for Clearing House Other Checks and Cash Items

________ _ ________ _

Bills Notes

Payable ------------and Bills Rediscounted

60,000 00

Customers' Liability on Letters of Credit and Accept-

CeBrtoifrircoawteesd oMfonDeyepo_s_i_t___f_or_

O vaenrcdersa f-t s- -(-i-f-a-n-y- -) - -------- -- -- -- - -- - -1-0-, 4- 2- 6- - -8-0 Other Assets ______________ 3,189 00

Liability on Letters of Credit, and Acceptances ----------
Reserve for Interest and Taxes

3,000 00

Other Liabilities------------

88 27

Total --------------------$438,933 64 Total --------------------$438,933 64

BANK'S STATEMENT at Close of Business December 15, 1920. -

RESOURCES

LIABILITIES

Tlmil Loans --------------$283,680 22 Capital Stock Paid In _____ -$ 25,000 00

Demand Loans ------------ 50,451 05 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ____

24,710 00 -----------------

SUunrdpi vl ui ds e dF uPn dr o f-i t-s- - -__-_-_- -" -_-__-_- -_ Dividends Unpaid _________ _

5,000 00 4,130 66

Banking House ------------ 3,707 36 Due to Banks in this State 26,500 00

Furniture and Fixtures ____ Other Real Estate Owned__

2,572 55 ________ _

CDaulel

tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

121,500

00

Due from Banks in this State 14,589 13 Individual Deposits Subject to

Due from Banks in other
States -----------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s-, --P--e-n-n-i-e-s---_-_ -_ Advances on Cotton _______ _

4,289 25 4,359 00
187 50 2,217 21
17,077 97

DeCmhaencdk C--e-rt-i-f-ic-a-t-e-s---o-f--D--e-- 113,092 86

STaipmvoiensigtCss erDt-ie-fp-ic-oa-st-iet-ss--o-_f-_-_D-_-_e_-p_-o_-s_-i-_t

11,500 00 45,810 79

Trust Funds on DeposiL __ _

Addviatinecses _o_n__o__th__e_r_C_o__m_m__o_d_i_- ________ _ CCearsthifiieerd's CChheecckks s __-_-_-_-_-_-_-_-_-_--_

219 74

Checks for Clearing House__ Other Checks and Cash Items
Customers' Liability on Letatenrcsesof__C_r_e_d_i_t__a_n_d__A--c_c-e-p_t-_

________ _ Bills Payable ____________ _ ________ _ Notes and Bills Rediscounted
Certificates of Deposit for Borrowed Money ____ - _--
________ _ Liability on Letters of Credit,

56,500 00 9,217 71

Overdrafts (if any) -------- 10,541 52 and Acceptances ----------

Other Assets:

Reserve for Interest and Taxes

Depositors' Guarantee Fund 3,069 00 Other Liabilities:

Fire Insurance Fund _______ _

120 00 Unearned Interest ---------- 3,000 00

Total ---------------------$421,571 76 Total ---------------------$421,571 76

FIRST ANNUAL REPORT

147

EXAMIBEB'S BEPOBT.

COCHRAN BANKING COMPANY, COCHRAN.

At Close of Business October 28, 1920.

President-J. P. Peacock. Vice-President-\Y. 0. Peacock. Cashier-J. A. Walker.

Directors-J. P. Peacock, J. H. Mullis, Jr., B. J. Wynne, W. 0. Peacock, J. B.

Thompson, R. L. Whipple, J. A. Walker, W. H. Peacock.

Date of Charter-March 8, 1899.

Began Business-March 8, 1899.

RESOURCES

LIABILITIES

Time Loans ----------------$406,693 49 Capital Stock Paid In _____ -$ 75,000 00

Demand Loans -------------- 57,740 09 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -----Other Stocks and Bonds ____

38,012 83 43,728 13 ---------

US unrdpi vl ui ds e dF uPnrdo f i t-s- - _-_-_-_-_-_-_-_-_- -_ Dividends Unpaid __________ _

50,000 00 70,128 43

Banking House ------------- 7,628 90 Due to Banks in this State __

414 26

Furniture and Fixtures______ Other Real Estate Owned__

2,660 79 ________ _

CDaulel

MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 29,291 60 Individual Deposits Subject to

Due from Banks in other CuSrtraetnecsy _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Gold __________ -- __________ _

21,146 96 11,139 00
35.00

DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 292,678

Time Certificates Savings Deposits

oLDeposit _________ _

115,314

13 97

Silver, Nickels, Pennies ___ _ Advances on Cotton _______ _ Adtiveasnce_s__o_n__o_ t_h_e_r__C_o_m__m__o_d_i_-

1,479 14 9,385 88
________ _

Trust Funds on Deposit_ __ _ Certified Checks -- ________ _ Bills Payable _____________ _ Notes and Bills Rediscounted

1,919 93 1 00
35,000 00

Checks for Clearing House __ Other Checks and Cash Items

3 50 192 59

CeBrtoirfricoawteesd

MofoneDyep_o_s_i_t___f_or_

Customers' Liability on Let-

Liability on Letters of Credit,

atenrcsesof__C__re_d_i_t_ _a_n_d__A_ _c_c_e_p_t_-

_______ --

and Acceptances Reserve for Interest and Taxes

Overdrafts (if any)-------- --------- Other Liabilities----------Other Assets:

Profit and Loss ------------ 11,371 07

Total --------------------$640,ri08 97 Total --------------------$640,508 97

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$425,778 68

Demand Loans ------------ 38,337 72

Loans Secured by Real Estate 39,433 99

United States Bonds ------ 43,728 13

Other Stocks and Bonds ____

925 00

Capital Stock Paid In _____ -$ Amt. Reserved for Branches
US unrdpi vl ui ds e dF uPnrdo f i t-s- - -_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid ________ _

75,000 00
50,000 00 49,491 28

Banking House ------------Furniture and Fixtures ____ Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States ------------------GCoulrdren__c_y__ -_-_-_-_-__--__--_-_-_-__--_-__--_-_

7,628 90 2,660 79 --------38,991 09
3,302 74 _1_2_,8__2_6__00_

Due to Banks in this State CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_
Individual Deposits Subject to DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 260,002 88 STaimviengCs erDtiefpicoastietss o_f__D__e_p_o__si_t 112,627 49

Silver, Nickels, Pennies ---Advances on Cotton ____ ---Advances on other Commodi-
ties _-"- ___ -- _-- --------Checks for Clearing House Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -_-__- -------- -Other Assets ___ -- ____ -----

1,770 73 12,642 52
__ ------_______ --
420 30

Trust Funds on Depos!L __ _ Cashier's Checks _________ _ Certified Checks __________ _ Bills Payable ______________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit,
and Acceptances ORtePs,eerrv eL ifaobr iIl inttieerse s_t_a_n_ _d_T_ _a_x_e_s

1,011 61 39 80
75,000 00
5,273 53

Total --------------------$628,446 59 Total --------------------$628,446 59

148

BANKING DEPARTMENT

EXAMilii'EB'S BEPOBT.
BANK OF COLLEGE PARK, COLLEGE PARK.
At Close of Business August 11, 1920.
President-J. H. Longino. Vice-President-W. S. Cox. Cashier-G. F. Longino, Jr. Directors-W. S. Cox, T. A. Hinson, L. M. Hobgood, J. H. Longino, G. F. Lon-
gino, Jr., H. B. Longino, L. A. Niven, J. A. Sewell, Linton Smith, H. S. Wilheit. Date of Charter-November 10, 1910.

RESOURCES

LIABILITIES

Time Loans ----------------$154,630 20 Capital Stock Paid In ------$ 25,000 00 Demand Loans ____ --- ______ _ 24,272 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -------

--------17,400 00

USunrdpivluids edFuPnrdofi-ts---_-_-_-_-_-_-_-_-_-_

10,000 00 8,114 12

Other Stocks and Bonds ____ 1,000 00 Dividends UnPaid __ - _-- ___ _

16 00

Banking House ------------ 10,548 43 Due to Banks in this State 10,000 00

Furniture and Fixtures ____ Other Real Estate Owned__

2,429 20 _ _______ _

CDaulel tMo oBneaynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 23,231 73 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency ------------------GS iollvde r ,- -N- -i c- k- -e-l s-,- -P-e-n- n- -i e-s- - -_-__- -_ Advances on Cotton ________

391 74 7,914 00
525 00 _ _ _5_7_8_ _ _72_

DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 139,489 79 TipmoesiCt e-r-t-if-i-c-a-te-s--o--f -D--e-p-o-s-i-t_- 8,114 66
Savings Deposits ---------- 42,074 97 Trust Funds on DeposiL __ _

Advances on other Commodi-

Cashier's Checks __________ _

Chteiecks s _f_o_r--C-l-e-a-r-in-g---H-o-u-s-e-_-_-

-_-_-_-_-_-_ _- _- -_

Certified Checks ___________ _ Bills Payable _____________ _

191 59

Other Checks and Cash Items

211 12 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money -- __ - ___ _

Ovaenrcdersaf-ts---(-i-f --a-n-y-)--_-_-_-_-__-_--_

--------02

Liability on Letters of Credit, and Acceptances

ROethveernuAe sSsettasm: ps ___ - _______ _

Reserve forinterestand Taxes 25 68 Other Liabilities ___ ----- __

156 71

Tatal -------------------$243,157 84 To'tal -------------------$243,157 84

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 23,910 10
Demand Loans ------------- 112,904 98

Capital Stock Paid In ------$ 25,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 33,321 40 Surplus Fund -------------- 10,000 00

United States Bonds -----Other Stocks and Bonds_____

18,900 00 1,000 00

DUinvdiidveinddesd UPrnopfaiti!d'

-_-_-_-_-_-_-_ -_ _- -_-

6,673 64 16 00

Banking House ------------ 10,548 43 Due to Banks in this State

Furniture and Fixtures ____ Other Real Estate Owned __

2,429 20 ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r- _S_t_a_t_es_

Due from Banks in this State 19,773 85 Individual Deposits Subject to

Due from Banks in other
States ------------------CG oulrdr e n_c_y_ _ _ _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ___ _ Advances on Cotton - _-----A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_ o_ _m_m_ _o_d_i_Checks for Clearing House__

178 82 4,949 00
315 00 447 44 -------- _
_ _______ _
________ _

DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s---o-f--D--e-- 118,867 01

TipmoesitCe-r-t-if-i-c-a-te-s--o--f -D--e-p-o-s-!-L- 9,472 46 Savings Deposits _________ _ 40,472 61

Trust Funds on DeposiL __ _

Cashier's Checks ------ __ - _

554 85

Certified Checks --------- _--

114 67

Bills Payable--------------- 15,000 00

Other Checks and Cash Items

459 84 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

O vaenrcdersa f t-s- - -(-i f- - a- -n-y-)- - -_-_-__- ---- --

Liability on Letters of Credit, and Acceptances

Other Assets: Revenue Stamps ---------- _-

33

18

ReasnedrvLe osfsoers I_n_t_e_r_e_s_t_, __T__a_x_es_ Other Liabilities __________ _

3,000 00

Total --------------------$229,171 24 Total --------------------$229,171 24

FIRST ANNUAL REPORT

149

EXAMIJ.'II'EB'S BEPOBT.

BANK OF COLLINS, COLLINS.

President-L. 0. Benton. Vice-President-J. J. Kennedy. Cashiar-J. L. Mercer.

Directors-L. 0. Benton, J. J. Kennedy, W. R. Purvis, L. Williams, D. H. Hol-

land, F. M. \Yilliams, W. H. Youmas.

Date of Charter-Octobe:r 14, 1905.

Began Business-September 1, 1905.

RESOURCES

LIABILITIES

Time Loans _______________ $ Demand Loans ____________ _

87,853

48

Capital Stock Paid In ------$ 25,000 Amt. Reserved for Branches

00

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _

10,000 00 10,400 00

USunrdpivluids edFuPndrof-it-s---_-_-_-_-__-_-_-_--_ Dividends Unpaid _________ _

4,964 69

Banking House ------------ 1,500 00 Due to Banks in this State

Furniture and Fixtures.- __ _ Other Real Estate Owned __

1,700 00 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 3,806 75 Individual Deposits Subject to

Due from Banks In other
States ------------------Currency -----------------Gold ----- _-----------------ASidlvvearn,ceNsicoknelsC, oPtteonnn_i_e_s__-_-_-_--_ Advances on other CommodiChteiecks s -f-o-r--C-l-e-a-r-in--g--H--o-u-s-e-._-

6,940 78 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

3,170 00 Time Certificates of Deposit

20 00 676 34

Savings Deposits ----------Trust Funds on Deposit ___ _ Cashier's Checks _________ _

Certified Checks ___________ _

Bills Payable _- _____ ----- __

564 25 Notes and Bills Rediscounted

49,126 52 47,356 64
1,015 47

Other Checks and Cash Items

118 00 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit,

Ovaenrcdersaf-ts--(-i-f-a-n-y--)--_-_-__-_--- -__--_

and Acceptances Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities-----------

Total --------------------$127,463 32 Total --------------------$127,463 32

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ___ - _- __________ $ 82,648 93 Capital Stock Paid In ________ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds _- __ _

--9-,6-8--9--9-2
5,000 00 6,650 00

Amt. Reserved for Branches SUunrdpilvuisdeFd uPndrof-it-s--_-_-_-_-_-_-_-_-_-_Dividends Unpaid _________ _

_____ __ _ - -3-,-41- 1- - -5-6 _ _______ _

Banking House ------------- 1,500 00 Due to Banks in this State ---------

Furniture and Fixtures ----Other Real Estate Owned __ Due from Banks in this State

1,700 00
--6-,0-9-4---31-

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_te_s_ Individual Deposits Subject to

-_-_-_-_-__-_-_- -_

Due from Banks in other
States ------------------Currency ------------------GS iol vl de r ,- -N- -i c-k- -e -l s-,- -P-e-n- n- -i e-s- - ---- -- -Advances on Cotton _______ _ Advances on other Commodi-

2,011 05 5,243 00
105 00 863 05
---------

DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t STaimviengCs erDtiefipcoastietss o_f___D-e_p_o_s_i_t
Trust Funds on Deposit_ ___ CCearsthifiieerd's CChheecckkss _--_-_-_-_-_-_-_-_-_-_-_

_4_5_,_1_0_8__46_ _3_7_,7_0__6__06_
--------_ ___7_0_2__1 8_

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

Bills Payable ------------- 10,000 00 Notes and Bills Rediscounted ---------

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- ---------

ters of Credit and AcceptO vaenrcdersa f-t s- - -(-i f- - -a-n-y-)- - - - - - - - -

LiaanbdilityAcocnepLteatntceerss of Credit, ________ _ Reserve for Interest and Taxes ________ _

Other Assets:

Other Liabilities ------------ -------

War Savings Stamps -------

423 00

Total --------------------$121,928 26 Total --------------------$121,928 26

150

BANKING DEPARTMENT

EXAllllilii'EB'S BEPOBT.

MADISON COUNTY BANK, COLBERT.

At Close of Business September 4, 1920.

P.resident-J. K. Ghalston. Vice-President-J. F. Colbert. Cashler-J. L. Williams.

Directors-J. K. Ghalston, J. F. Colbert, W. A. vVhiteworth, H. C. Hardman,

H. H. Hart, \V. E. Hensler.

Date of Charter-October 15, 1919.

Began Business-August 28, 1919.

RESOURCES

LIABILITIES

Time Loans ----------------$159,671 56 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ,------------ 6,143 57 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________ Other Stocks and Bonds _____

26,575 23 -----------------

USunrdpivluidsedFuPnrdofi-t-s------_---- -_-----_-_-_ Dividends Unpaid ___ - _____ _

11,654 52

Banking House ------------- 2,250 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned ___

1,275 00 ---------

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

80,000 00

Due from Banks in this State

891 63 Individual Deposits Subject

Due from Banks in other States -------------------
CGuorldrenc_y__ -_-_-__--_-_-_-__--_-_-_-_-__--_-__--_

832 72 _ _1_, 0__5_0__0 0_

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-itTime Certificates of Deposit. Savings Deposits -----------

44,035 26,988

63 76

Silver, Nickels, Pennies_____ Advances on Cotton_________ A dt iveasn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i _-
Checks for Clearing House._ Other Checks and Cash Items

625 72 ________ _
________ _ ________ _
94 50

Cashier's Checks ----------CBei lrltsi f iPe da yCa bhleec k s_ _ ____ _-_-_-_-_-_-_-_-_- -_ Notes and Bills Rediscounted CeBrtoirfricoawteesd MofoneDye_p_o_s_i_t___f_or_

332 58 25,000 00

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesOf__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

and Acceptances ________ _ Reserveforinterestand Taxes

Overdrafts (if any) ---------

784 21 Other Liabilities __________ _

Other Assets --------------- 2,827 35

Total --------------------$203,011 49 Total --------------------$203,011 49

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------~---$121,862 10 Capital Stock Paid In ________ $ 15,000 00

Demand Loans ------------- 5,363 04 Amt. Reserved for Branches

Loans Secured by Real Estate 29,434 85 Surplus Fund -------------- 3,000 00

United States Bonds ________ Other Stocks and Bonds_____

--------________ _

UDnivdiidveinddeds

PUrnopfaitisd -_-_-_-_-_-_-_-_-_--_

5,776 31

Banking House -----------Furniture and Fixtures_____ Other Real Estate Owned ___ Due from Banks in this State DuSetatfersom___B__a_n_k_s___i_n___o_t_h_er_
Currency ------------------G8-olllvder,--N--i-c-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--_ Advances on Cotton _______ _ Advances on other CommodiChteiecsks -fo--r --c-l-e-a-r-in-g---H-o-u--s-e-._Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptar.~ces ________ ______ _. _

2,250 00 1,275 00 --------1,156 21
3,000 40 2,615 00
47 50 272 94 500 23
-_-__- _- _-_-_-_- -_ ________ _
_. __ _

Due to Banks in this State. Due to Banks in other States Call Money _______ -------- _ Individual Deposits Subject
Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit. Savings Deposits ----------Trust Funds on Deposit. ___ _ CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_ Bills Payable ______________ _
Notes and Bills Rediscounted CeBrtoirfricoawteesd MofoneDye_p_o_s_i_t___f_or_
Liability on Letters of Credit and Acceptances ________ _

13,500 00 30,000 00
23,437 18 23,273 76
220 58 22,000 00 31,772 94

Overdrafts (If any) Other Assets

--------

---------

ORethseerrvLeifaobriilnittieerses_ta__n_d__T__a_x_es_

FRiervee nFuuenSdt a-m- -p-s- -_-_-_-_-_-_-_ -_ _- _- _- -_

120 00 83 50

---'----

Total --------------------$167,980 77 Total --------------------$167,980 77

FIRST .ANNUAL REPORT

151

EXAMDrEB'S B.EPOB.T.

COLQUITT EXCHANGE BANK, COLQUITT.

At Close of Business September 21, 1920.

President-S. M. Watson. Vice-President-N. L. Stapleton. Cashier-B. F. Rawls.

Directors-S. M. Watson, N. L. Stapleton, J. M. Shingler, L. E. Calhoun, L.

Cowart, G. Boykin, W. C. Hays, C. H. Cross, W. R. Watson.

Date of Charter-February 21, 1917.

Began Business-June 1, 1917.

RESOURCES

LIABILITIES _---

Time Loans ----------------$ 30,906 75 Capital Stock Paid In _______ $ 25,QOO 00

Demand Loans -------------- 5,915 92 Amt. Reserved for Branches ---------

Loans Secured by Real Estate Other Stocks and Bonds____

- -1~25o- iio

Surplus Fund ______ ------Undivided Profits ----------

-----------------

Banking House ------------- 3,249 25 Dividends Unpaid ____ ----- _ ---------

Furniture and Fixtures______ 1,950 00 Due to Banks in this State__ 25,290 80

Other Real Estate Owned____ ________ _

Due from Banks in this State

54 98

CDaulel tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_te_s_

-_-_-__- _-_-_-_- -_

Due from Banks in other

Individual Deposits Subject to

States -------------------Currency -------------------GS iollvde r ,- -N- -i -c k- -e-l s-,- -P-e-n- -n-i e-s- - -_-__- -_-

62 85 Check -------------------843 00 Demand Certificate of De-
65 00 posits _-- _-- -------------1,185 41 Time Certificates of Deposit

66,552 45
2,000 00 10,923 51

Advances on Cotton ------- _ 64,698 39 Savings Deposits ---------- 1,620 55

A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_ m_ _m_ _o_d_i_-

_____ ----

Trust Funds on Deposit ---Cashier's Checks ____ -- _----

-----------------

Checks for Clearing House __

624 99 Certified Checks ------------

708 31

Other Checks and Cash Items 8,638 94 Bills Payable ___ - __ - _------ ---------

Customers' Liability on Let-

Notes and Bills Rediscounted 5,502 42

ters of. Credit and Accept-

Certificates of Deposit for

ances ----- ______ ---- ----- --------- Borrowed Money --------- ---------

8~~~ri~~ef!: anY) - -- -- - -- -

- -- - - -- - -

Liability on Letters of Credit, and Acceptances

Collection Acct _ ____________ 16,059 25 Reserve forinterestand Taxes ---------

Cash Short ----------------- 487 26 Other Liabilities ----------- ---------

Profit and Loss ----------- 1,606 05

Total --------------------$137,598 04 Total --------------------$137,598 04

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________ ---- __ -$ Demand Loans ____________ _
Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _ Furniture and Fixtures ___ _ Other Real Estate Owned __ _

24,980 91 1,275 00
10,926 00
1,250 00 3,249 25 2,685 00

Capital Stock Paid In-------$ Amt. Reserved for Branches Surplus Fund _____ --- _____ _
Undivided Profits----------Dividends Unpaid __ -------Due to Banks in this State __ CDaulel tMo oBnaenyks__I_n__o_t_h_e_r__S_t_a_t_es_

25,000 00 15,143 54

Due from Banks in this State Due from Banks in other

3,204 60 IntdoiviCdhueacl k D_e_p_o_s_i_t_s___S-u-b_j_e_c_t 39,431 78

States -----------------Currer"Y -----------------GSiollvder, -N--ic-k--e-ls-,--P-e-n--n-ie--s-_-__-_--_ Advances on Cotton ________ _

2 27 Demand Certificates of Deposit 629 00 Time Certificates of Deposit-
60 00 Savings Deposits ----------1,818 47 Trust Funds on Deposit----37,431 73 Cashier's Checks -----------

5,954 12 1,180 33
1,670 95

Advances on other Commodi-

Certified Checks ____ --------

369 31

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se---_-

Bills Payable--------------Notes and Bills Rediscounted 5,502 42

Other Checks and Cash Items 4, 709 99 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ____ ------

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaf-ts---(i-f--a-n-y-)---_-_-_~_-_-__--_ POrtohfeirt aAnsdseLtso:ss ____________ _

and Acceptances _____ - _-Reserveforlnterestand Taxes Other Liabilities _____ -- ___ -
2,030 23

Total --------------------$ 94,252 45 Total -~-----------------$ 94,252 45

152

BANKING DEPARTMENT

E:XAMINEB.'S B.EPOB.T.

COLUMBUS SAVINGS BANK AND TRUST CO., COLUMBUS.

At Close of Business OctobeT 13, 1920.

President-G. Gunby Jordan. Vice-Presidents-H. B. Crowell, W. C. Bradley.

Treas-H. B. Patterson.

Directors-G. Gunby Jordan, H. B. Crowell, W. C. Bradley, L. H. Chappell, E. P.

Dismukes, T. E. Golden, Robert Joerg, R. C. Jordan, Dan

Joseph, Jas. A. Lewis, H. E. WoodTuff.

Date of Charter-December 24, 1888.

Began Business-April, 1889.

RESOURCES

LIABILITIES

Time Loans --------------$ 682,054 67 Capital Stock Paid In _____ -$ 200,000 00

Demand Loans __ ---- _____ 348,986 80 Amt. Reserved for Branches _________ _

Loans Secured by Real Estate United States Bonds______

________ _ 204,850 00

USunrdpivluids edFuPnrdofi-ts---_-_-_-_-_-__-_--_

OBathnekrinSgtoHcokussean_d___B_o_n_d_s_______ 1,_2_1_2_,0_0__0__00_

Dividends Unpaid ________ _ Due to Banks in this State

150,000 00 41,719 58 126 00
_________ _

Furniture and Fixtures___ ---------- Due to Banks in other

Other Real Estate Owned_ Due from Banks in this

5,000 00 InSditvaitdeus al--D--e-p-o-s-i-ts--S--u-b-j-e-c-t ----------

State ------------------- 218,884 21 to Check----------------

Due from Banks in other

Demand Certificates of De-

7,092 98

CuSrtraetnecsy --_-__-_-_-_-_-_--------------_-_-_ __2_2_,2-5- 5__ 7-1- TipmoesiCt e-rt-i-fi-c-a-t-e-s--o-f-D--e-p-o-s-i-t --7-7-,4-8-4---99-

GS iollvde r , - -N-i-c-k-e-l -s .- -P- -e n- -n-i e-s-_-_-_-_-

-_-_-_-_ _- _- _-_-_- -_

Savings Deposits -------- 2,175 999 42 Cashier's Checks ---------- ----------

Advances on Cotton ________ ---------- Certified Checks __ --------- ---- _____ _

Admvaondciteises on____o_th__e_r___C_o_m__-
Checks for Clearing House Other Checks and Cash

_ ________ _

Bills Payable ------------Notes and Bills Redis-

_________ -. Cecrotiufnictaetdes---o-f--D--e-p-o-s-i-t --f-o-r

-------------------

Items -----------------Customers' Liability on Let-
ters of Credit and Ac-

169 19 Borrowed Money ------- ---------Liability on Letters of Credit and Acceptances__ _- _______ _

ceptances --------------- ---------- Reserve for Interest and

Overdrafts (if any) -.----Other Assets -------------

---------21,847 39

OtThaexr eLsia-b-i-li-t-ie-s---__------_-__-_-_--_

- -6-3-, 6-2-5- - -0-0

Total -------------------$2,716,047 97 Total -------------------$2,716,047 97

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $ Demand Loans ___ -- ______ _

589,699 18 426,756 91

Capital Stock Paid In _____ $ Amt. Reserved for Branches

250,000 00

Loans Secured by Real EsUntaitteed -S-t-a-t-e-s--B-o-n-d-s---_-__-_-_--_

169,938 38 USunrdpivluids edFuPnrdofi-ts---_-_-_-_-_-_-_-_-_ 204,850 00 Dividends Unpaid ---------

162,500 00 15,805 11 42 00

---------- OFuthrenritBuroendasnd---F-i-x-t-u-r-e-s---_-_ 1,211,500 00

Due to Banks fn this State Due to Banks in other States

Other Real Estate Owned __ Due from Banks in this

5,000 00 IndtoiviCdhueaclkD_e_p_o_s_i_ts___S_u_b_j_e_c_t

5,908 09

D uSet a tfer o m- - - -B-a-n- -k-s- -J-n- - -o-t h- -e-r

27,190 35 Demand Certificates of Deposit ------ ___ ----------

CGuoSlrdtraetne_cs_y_-__--_--_-------- -__-___-_-_--_--_--_--_--_--_-------

7,281 55 Time Certificates of Deposit 68,334 99 Savings Deposits --------- 2,064,723 57 Trust Funds on Deposit__

Silver, Nickels, Pennies ___ _

Cashier's Checks _---- ____ _

Advances on Cotton _____ _ Admvoadnicteises o_n____o_t_h-e-r-- C__o_m_ _-

CBeilrltsifiPeadyCabhleeck_s________-_-_-___-_-____ 100,000 00 Notes and Bills Redis-

Checks for Clearing House

counted-----------------

Other Checks and Cash

Certificates of Deposit for

Items ------- __ ---------

Borrowed Money --------

Customers' Liability on Let-

Liability on Letters of

ters of Credit and Ac-

Credit and Acceptances __

ceptances -------------Overdrafts (if any) -------

ReTsaexrvees _f_o_r___In__te__re__s_t __a_n_d_

Other Assets ------------- 25,097 39 Other Liabilities _--------- - - - - -

Total ------------------$2,667,313 76 Total ------------------$2,667,313 76

FIRST ANNUAL REPORT

153

E:X:AMINEB'S BEPOB'1'.

COLUMBUS LOAN AND BANKING COMPANY, COLUMBUS.

At Close of Business September 8, 1920.

President-V. A. Cox. Vice-President-A. H. Bickerstaff. Cashier-T. A. Williams.

Directors-V. A. Cox, A. H. Bickerstaff, J. M. Baird, J. W. Blackman, J. B.

Everidge, T. H. Fort, H. Julius, P, W. Massicah, T. A. Williams.

Date of Charter-May 29, 1914.

Began Business-June 1, 1914.

REfSOURCES

LIABILITIES

Time Loans ----------------$272,325 25 Capital Stock Paid In ______ $ 50,000 00

Demand Loans ------------- 42,171 75 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 6,184 32

United States Bonds________ 3,050 00 Undivided Profits ---------- 5,433 59

Other Stocks and Bonds _____ --------- Dividends Unpaid ----------

24,00

Banking House ------------ --------- Due to Banks 4n this State..

Furniture and Fixtures______ 3,634 70 Due to Banks in other States

Other Real Estate Owned___ _________ Call Money ----------------

Due from Banks in this State 16,426 64 Individual Deposits Subject

Due from Banks In other

to Check ---------------- 161,629 88

States ------------------GCoulrdr e n c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

16,311 50 Demand Certificates of De7,88354 0000 TipmoesitCe-rt-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t

1,000 oo
27,000 00

Silver, Nickels, Pennies_____ 1,276 35 Savings Deposits ----------- 85,517 04

Advances on Cotton _________ --------- Trust Funds on Deposit_ ___ _

Advances on other Commodities _____________________
Checks for Clearing House.. Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances ____________________

Cashier's Checks ----------_________ Certified Checks __ - _--------
2,481 45 Bills Payable -------------1,479 77 Notes Rnd Bills Rediscounted
Certificates of Deposit for Borrowed Money----------
_________ Liability on Letters of Credit

3o,ooo oo

Overdrafts (if any) -------- --------- and Acceptances ---------

Other Assets:

Reserveforlnterestand Taxes

Collection Account _________

48 00 Other Liabilities -----------

335 58

Total --------------------$367,124 41 Total --------------------$367,124 41

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$231,119 65 Capital Stock Paid In. ______ $ 50,000 00

Demand Loans - _- _-- ___ - ___ 40,770 16 Amt. Reserved for Branches

Loans Secured by Real Estate 27,150 00 Surplus Fund --------------

United States Bonds________ 3,050 00 Undivided Profits ----------

Other Stocks and Bonds.____

250 00 Dividends Unpaid __ ---- _---

6,184 32 6,902 74
9 00

Banking House ------------ --------- Due to Banks in this State __ Furniture and Fixtures______ 3,634 70 Due to Banks in other States

Other Real Estate Owned ___ --------- Call Money .----------------

Due from Banks In this State 24,842 52 Individual Deposits Subject

Due from Banks in other

to Check ___ ----- _---- _--- 131,769 20

States ------------------Currency ------------------Gold --------------------Silver, Nickels. Pennies_____ Advances on Cotton_________

8.220 98 Demand Certificates of De11,193 00 posit --------------------
102 50 Time Certificates of Deposit 1,715 00 Savings Deposits __ --------_________ Trust Funds on Deposit__---

1,000 00 33,000 00 83,298 80

Advances on other Commodi-

Cashier's Checks -----------

ties - _---- _--- ___________ _________ Certified Checks ___ ---------

Checks for Clearing House__ 2,726 25 Bills Payable -------------- 44,000 00 Other Checks and Cash Items 1,456 77 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money_---------

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any) -------- --------- and Accentances ---------

Other Assets --------------- --------- Reserveforlnterestand Taxes Other Liabilities __ ---------

67 47

Total --------------------$356,231 53 Total --------------------$356,231 53

154

BANKING DEPARTMENT

EXAliiDI'EB.'S BEPOBT.

HOME SAVINGS BANK, COLUMBUS.

At Close of Business November 11, 1920.

President-Rhodes Brown. Vice-President-Hi. L. Williams. Cashier-Wm. B. Langdon.
Directors-Rhodes Brown, H. L. Williams, Wm. B. Langdon, Geo. A. Pearce, Chas. W. Mizell, C. E. Westbrook, Reuben Kyle, F. G. Power.

Date of Chrurter-December 31, 1888.

Began Business-April, 1903.

RESOURCES

LIABILITIES

Time Loans ---------------$775,006 8t Capital Stock Paid In_-- __ .$ 50,000 00

Demand Loans ------------Loans Secured by Real Estate

51,615 50 ________ _

Amt. Reserved for Branches Surplus Fund ____________ _

________ _ 10,000 00

United States Bonds________ 39,351 86 Other Stocks and Bonds ____ 495,946 15 Banking House _____________ ________ _

UDnivdiidveidnedds PUrnopfiatisd --_-_-_-_-_-__-_-_-- Due to Banks in this State__

9,222 79 94 50
_ _______ _

Furniture and Fixtures ____ Other Real Estate Owned.. Due from Banks in this State

3,198 5o 2,750 00 76,288 92

DuSetatetso __B-a-n--k_s___i_n ___o_t_he. _r Call Money ______________

________ _ ________ _

Due to Eanks in other

Individual Deposits Subject to

States ------------------Currency -------------------

14,145 74

89 00

DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

_- _-_-_-_-_-_-_- -_

Gold ____ - _________ --- ------ _-- ------ Time Certificates of Deposit 17,902 98

Silver, Nickels, Penhies ____

15 05 Savings Deposits ----------1.335.523 31

Advances on Cotton ________ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_ m_ _m_ _o_d_i_-

_ _______ _ ________ _

CTarushsiteFr'us nCdhseocknsD. e_p_ _o_s_i_t_-_--_-_-_ Certified Checks _..... _. __

-_-_-_-_-_-_ _- _- -_ .. __ .....

Checks for Clear! ng House __ ________ _ Bills Payable __ .. _. ___ ___ 40,000 00

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted ________ _

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money _______ .. _. _. __ . __

O vaenrcdersa f t-s---O- -f- -a-n-y-)- - -_-__- --------

-__.. _-_--- -_-__--_

Liability on Letters of Credit, and Acceptances ____ .. __ . _

__.. __ ..

Other Assets--------------- 9,796 11 Reserve for Interest and Taxes 4,315 40 Other Liabilities ....... __ . 1,129 81

TotaL ........ ______ ._ .. $1,468,188 79 Total ------------------$1,468,188 79

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______ ...... $ 630,162 40 Capital Stock Paid In ____ .. $ 50,000 oo

Demand Loans ---------- 50,915 50 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund -----------

10,000 00

UnEitsetdateSta-t-e-s--B-o-n-d-s---.-. -_-__--_

151,402 45 Undivided Profits .. _. _... 39,351 86 Dividends Unpaid .. ___ __

13,663 45 10 50

Other Stocks and Bonds .... 490,983 65 Due to Banks in this State ----------

Banking House ... ____ .

Individual Deposits Subject

Furniture and Fixtures. __ .

3,198 50 to Check -- .. _..... ".... _.........

Other Real Estate Owned .. 2 750 00 Demand Certificates of De-

Due from Banks in this DuSetatferos m---B-a-n--k-s--i-n---o-t-h-e-r

16,340 44 Ti~:ib~rtlfl-ca-te-;_.- of-Dep_o_s,it - -22~o89- i 4
Savings Deposits --------- 1,270,900 42

CuSrtraetnecsy --_-__-_-_-_--. -__-- -_-. -_-__-_--_

13,716 89 Trust Funds on Deposi L __ _ .. ___ ... __ 2,000 00 Cashier's Checks .. ___ .... .. .. __ .. __

GSiollvder-, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-.-__ . -------3-61---11-

Certified Checks ..... ____ Bills Payable ___ . _... ___ _

________ __ 40,000 00

Advances on Cotton _. __ .. _____ .. __ . Notes and Bills Redis-

Checks for Clearing House Other Checks and Cash

... ___ .. _. Cecrotiufnictaetdes --o-f--D--e-p-o-s-it---fo--r

----------

Items ....... -.. .. .. .. .. - .. - - .... - Borrowed Money _. _ - _ -- _

Customers' Liability on Let-

Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances --- _. __ ---

Ovanecrdesraf-t-s---O-f---a-n-y-)---.-.-.-. -_ Other Assets:

-__- .- .- .-.- -__- -.-.

Reserve for Interest and OtThaexr esLia-b-i-l-i-ti-e-s-:----~-----

----------

Accrued Interest.__________

9,796 11 Unearned Interest __ ......

43 15

Total -------------------$1,410,978 91 Total ___ : _______________ $1,410,978 91

FIRST .ANNUAL REPORT

155

EXAllllmEB'S BEPOBT.

MERCHANTS & MECHANICS BANK, COLUMBUS.

At Close of Business October 9, 1920.

President-.T. B. Key. Vice-President-S. B. Hatcher. Cashier-J. A. Harley.

Directors-J. B. Key, S. B. Hatcher, 0. C. Bulloch, G. A. Pearce, Drane Bulloch,

J. B. Knight, Jr., R. "\V. Needham, Arthur Bussey, E. W. Swift, B. H. Hardaway.

Date of ChaTter-August 25, 1872.

Began Business-1872.

RESOURCES

LIABILITIES

Time Loans --------------$1,004,418 74

Demand Loans ---------- .. 514,971 41

Loans Secured by Real Estate ---------

United States Bonds . . . . 12,025 41

Other Stocks and Bonds...... 114,255 50

Banking House ------------- 68,708 58 Furniture and Fixtures __ . _. _ Other Real Estate Owned-___ _.. ____ ..

Due from Banks in this State 105,792 74

Due from Banks in other
States -------------------CGuolrdren_c.y. ___-_------. -_-__--.-..-.-----.-.-. Silver, NickeiR, Pennies. __ . Advances on Cotton _____ ... _

27,539 37

27,144 00

1,362 50

742 50,263

8899

Advances on other Commodi-

ties - .... - --------------Checks for Clearing- House._ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

--------19.275 35 25,908 19

O va enrcdersa f-t s- - -(-i-f - -a-n-y-)- -_-_-_ -_ _- _- _- -_
Other Assets: Transit Account ------------

456 01 4,759 H

Capital Stock Paid ln.... $200,000 00 Amt. Reserved for Branches ___ .. ___ _

Surplus Fund -------------- 200,000 00 DUinvdiidveinddeds UPnrpoafiidts __-_----__----_-_ 2_7_,_0_24. __48_

Due to Banks in this State... 1,076 12 CDaulel MtooBneaynk_s__I_n__o_t_h_e_r S__ta__te_s_ __8_,5_8_3___76_

Individual Deposits Subject to

DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

762,762 17,000

64 00

Time Certificates of Deposit. 35,697 28

Savings Deposits ----------- 545,643 80

CCearsthifiieerd's CChheecckkss __-_-_-.--__-_-_-_-_--_ Bills Payable ____________ _

602 4,222 175,000

47 71
00

Notes and Bills Rediscounted ---------

Certificates of Deposit for Borrowed Money _.. ______ ______ .

Liability on Letters of Credit, and Acceptances __ ..... __ .
Reserve for Interest and Taxes
Other Liabilities: Cash Long ______ . _____ __

___ . ____ _ ________ _
10 48

Total -------------------$1,977,623 74 Total -------------------$1,977,623 74

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$830,210 10 Capital Stock Paid ln ..... $200,000 00

Demand Loans ------------- 523,455 20 Amt. Reserved for Branches

Loans Secured by Real Estate 93,224 13 Surplus Fund -------------- 200,000 00

United States Bonds -------- --------- Undivided Profits ---------- 31,991 4 4

Other Stocks and Bonds----Banking House ___ . _________

--------98,921 87

Dividends Unpaid----------Due to Banks in this State._

--------351 47

Furniture and Fixtures ______ Other Real Estate Owned ____

-----------------

CDaulel MtooBneaynk_s__In _o_th__e_r_S__ta_t_e_s_

_ _8_, 6_1_8___78_

Due from Banks in this State 102,971 53 Individual Deposits Subject to

Due from Banks in other

States -------------------

CG uo lrdr e n~ c.y. .

.

-----------

-

---------

-----------

Silver, NickeiR, Pennies. ___ .

Advances on Cotton ________ _

68,905

65

D eCmhaencdk C-e-r-t i-f-i c- a- t-e-s- -o-f-D- e- p- -o-s-i t-

687.351 82 500

41 00

52,798 00 Time Certificates of Deposit. ~8.597 28

5,145 00 Savings Deposits _______ __ 571,512 00

4,721 12 Trust Fund on Deposit------ ---------

27,089 01 Cashier's Checks------------ 12.896 22

Advances on other Commodi-

Certified Checks ------------ 2.954 09

ties . _... ---------------- -- ------- Bills Payable--------------- 150,000 00 Checks for Clearing- House._ ~o.342 99 Notes and Bills Rediscounted __ ____ _

Other Checks and Cash Items 9,700 80 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ _____ ___ ____

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_

________ _

Liability on Letters of Credit, and Acceptances __ ... ____ .

___ ... __ _

Overdrafts (if any) . ____ .. __ Other Assets _______________

_ _5_, 0_2_7___38_

Reserve for Interest and Taxes Other Liabilities -----------

___ . ____ _ ---------

Total -------------------$1,986,773 69 Total -------------------$1,986,773 69

156

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

MUSCOGEE BANK, COLUMBUS.

At Close of Business September 9, 1920.

p,resident-J. M. Murrah. Vice-President-S. J. McMath. Cashier-J. Douglas Neill.

Directors-J. M. Murrah, S. J. McMath, F. C. Reich, W. A. Scott, T. T. Miller.

E. L. Murrah, Willard Cooper.

Date of Charter-December 6, 1913.

Began Business-January 2, 1914.

RESOURCES

LIABILITIES

Time Loans ----------------$290,065 39 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 50,784 69 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds--------

________ _ 4,400 00

SUunrdpilvuids edFuPnrdofi-t-s--_-_-_-_-_-_-_-_-_-_-_

12,500 00 21,799 55

Other Stocks and Bonds ______ 18,000 00 Dividends Unpaid ______ - ___ _

Banking House ______ - __ ____ ___ - -- __ _ Due to Banks in this State __

Furniture and Fixtures______ Other Real Estate Owned____

6,500 00 ________ _

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 21,935 73 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuorldren_c_y__ _--_-_-_-_-__--_-_-_-_-_-__--_-_-__--_
Silver, Nickels, Pennies_____ Advances on Cotton_________ Advances on other Commodi-

32,026 90 _3_1_,5__9_0__00_
1,638 69

DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_
CSaavshiniegrs'sDCephoecskitss _----__-_-_-_--- -__--_

210,819 2,325
161,426 518

21 00
57 04

________ _ CBeilrltsifiPeadyaCbhleeck_s___-_-_-_-_-_-_-_-_-_-_--_

76 00

Chteiecsks --fo--r--C-l-e-a-r-in--g--H-o-u--se-_-_-

- -3-,-3-5-1 - -6-7

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items 1,432 73 Borrowed Money _____ - __ _

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances ----------

Ovaenrcdersaf-ts- _(_i_f__a-n_y-)---_-_-_-_-_-_-_-_

_- -_-_-_-_ _- _- __-_

Reserve for Interest and Taxes Other Liabilities _______ - __ _

2,359 00

Other Assets:

Cash Short ---------------Collection Account----------

52 91 44 66

Total---------------------$461,823 37 Total---------------------$461,823 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$220,300 80 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 61,904 69 Amt. Reserved for Branches Loans Secured by Real Estate 74, 707 88 Surplus Fund -------------- 12.500 00 United States Bonds_________ 4,400 00 Undivided Profits - _----- __ _ 26,294 59

OBathnekrinBgoHnoduss-e--_-_-_-_-_-_--_-_-_-_-_-_-_ _1_8_,0_0_0__0_0_ DDuiveidteondBsaUnknspianidth--is--S--t-a-te--__-

Furniture and Fixtures_____ 7,039 00 Due to Banks in other States

Other Real Estate Owned ____ ---------,Call Money-----------------

Due from Banks in this State 18,114 06 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 203,672 33

States ------------------- 29.473 83 Demand Certificates of Deposit 1,600 00

Currency ------------------
Gold ----------------------Silver, Nickels, Pennies______ Advances on Cotton _________ Advances on other Commodi-
ties ______________________

41,228 00 317 50
2,005 42 ---------
_______ ..

Time Certificates of DeposiL

Savings Deposits ----------- 174,487 10

Trust Fund on Deposit ------

Cashier's Checks -----------

336 30.

Certified Checks --- __ - __ - __ _

139 00

Bills Payable- __ --- ____ -- __ _ 15,000 00

Checks for Clearing House._ 4,856 64 Notes and Bills Rediscounted

Other Checks and Cash Items 1,681 50 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money----------

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ ____ _____ LiaanbdiliAtyccoenptLaentcteesrs_o__f_C__re__d_it_,

Overdrafts (if any) ________ _________ Reserve for Interest and Taxes Other Assets _______________ _________ Other Liabilities ______ -- __ _

Total _____________________ $484,029 32 Total _________________ ... $484,029 32

FIRST ANNUAL RmoRT

157

--------------------------------

EXAMilfEB'S BEPOB'l'.

PHOENIX BANK, COLUMBUS.

At Close of Bus-iness November 12, 1920.

President-R P. Spencer, Jr. Cashier-C. W. Campbell.

Directors-R. P. Spencer, Jr., C. W. Campbell, E. S. Waddell, H. C. McCutchen.

Date of Charter-November, 1905.

Began Business-November, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$291,406 73 Capital Stock Paid In _______ $ 39,200 00

Demand Loans ------------- 101,964 64 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund --------------

United States Bonds________ 5.071 40 Undivided Profits ----------- 17,815 90

Other Stocks and Bonds______

500 00 Dividends Unpaid ----------

108 00

Banking House ------------- --------- Due to Banks in this State __

70 55

Furniture and Fixtures_____ 5,990 38 Due to Banks in other States

Other Real Estate Owned ____ 15,511 25 Call Money-----------------

DDuuee frforommBaBnaknskisn tihnis oStthaeter 10,509 63 InCdihveicdkua_l_D__e_p_o_s_i_ts__S_u_b__je_c_t__to_ 180,325 00

States ------------------- 9,604 01 Demand Certificates ofDeposit 1,000 00 Currency ___ -- ____ - ____ - ___ 11,776 00 Time Certificates of Deposit_

GSiollvder,--N-i-c-k-e-l-s-, -P--en--n-ie-s-_-_-_-_-_-_-

21,,306408

0460

SCaavsihnigers'sDCephoesciktss

-_ -_ _- _- _-_-_-_-_-_- -_

177,366 18

75 00

Advances on Cotton _________ --.------- Certified Checks ------------

415 57

Advances on other Commodi-

Bills Payable--------------- 40,000 00

ties ---------------------- --------- Notes and Bills Rediscounted Checks for Clearing House__ - ___ --- __ Certificates of Deposit for

Other Checks and Cash Items

383 90 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances ----------

ances -------------------- --------- Reserve forinterestandTaxes

Overdrafts (if any) -------- --------- Ather Liabilities -----------

294 63

Other Assets ---------------

488 00

Total---------------------$456,614 40 TotaL--------------------$456,614 40 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$229,779 16 Capital Stock Paid In _______ $ 39,200 00

Demand Loans ------------- 95,350 16 Amt. Reserved for Branches

Loans Secured by Real Estate 47,196 :10 Surplus Fund --------------

United States Bonds________ 5,071 40 Undivided Profits ----------- 18,867 75

Other Stocks and Bonds______

500 00 Dividends Unpaid ----------

108 00

Banking House _____________ _________ Due to Banks in this State __ 1,235 99

Furniture and Fixtures_____ 5, 990 38 Due to Banks in other States

Other Real Estate Owned ____ 15,494 25 Call Money-----------------

Due from Banl<s in this State 6,959 58 Individual Deposits Subject to

Due from Banks in other

Check _--- __ -- ___ - _______ _ 160,625 37

States -------------------- 12,860 49 Demand Certificates of Deposit Currency __________________ 8,804 00 Time Certificates of Deposit_ 2.000 00

Gold ----------------------- 1,202 50 Savings Deposits ----------- 176,073 41 Silver, Nickels, Pennies-____ 1, 622 64 Trust Fund on Deposit __ - __ _

Advances on Cotton _________ --------- Cashier's Checks -----------

33 75

Advances on other Commodi-

Certified Checks - __ --- __ -- __

588 27

ties ---------------------- _________ Bills Payable -------------- 40,000 00

Checks for Clearing House__ 5.053 36 Notes and Bills Rediscounted

Other Checks and Cash Items 2,848 32 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money -- ___ -- __

ters of Credit and Accept-

Liability on Letters of Credit,

Ovanercdersaft-s--(-i-f--a-n-y-)---_-_-_-_-_-_-_-_ _-_--_-_-_-_-_-_-_ ReasnedrvAe cfcoerpItnatnecreesst-a-n-d--T-a-x-e-s-

Other Assets --------------- --------- Other Liabilities -----------

Total---------------------$438,732 54 Total _____________________ $438,732 54

158

BANKING DEPARTMENT

E:XAMINEB.'S B.EPOB.'l'.

COMER BANK, COMER.

At Close of Business September 1, 1920.

President-J. K. Gholston. Vice-PTesident-G. W. Whitehead.

Cashier-W. E. Henslee.

Directors-J. K. Gholston, Geo. W. Whitehead, W. E. Henslee, J. D. McWhorter.

Date of Charter-January 23, 1900.

Began Business-February 2, 1900.

RESOURCES

LIABILITIES

Time Loans ----------------$236,232 70 Capital Stock Paid In ______ -$ 25,000 00

Demand Loans

74,521 55 Amt. Reserved for Branches

Loans Secured by- R"e-a:1- E-;;ta.te 21,194 78 Surplus Fund -------------- 25,000 00

United Other

States Stocks

aBnodnBdso-n_d-s-_-_-_-_-_-

3,650 00 1,500 00

Undivided Profits ----------Dividends Unpaid _____ ---- __

19,614 14 12 00



Banking House Furniture and

F-ix--tu--r-e-s-_-_-_-_-_

Other Real Estate Owned ____

Due from Banks in this State

Due from Banks in other

CGsiuolSlrvdtreaertn~e-csyN'ic-k--:-e-i--~--.------:--P--;;--;--;~--;--ie--s--= --=--=--=--=

1,840 00 2,062 53
-----------------
376 20 980 00 216 00 821 45

Due to Banks in this State __ _ Due to Banks in other States Call Money ----------------Individual Deposits Subject to
DeCmhaenckd C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------Cashier's Checks ------------

3,843
47,000
117,636
58,175 7,047 464

81
00
01
86 26 06

Advances on Cotton_------ __ Advances on other Commodi-

---------

Certified Checks ______ - _--- _ Bills Payable ______________ _

50,000 00

- ties
Checks

fo~- c-lea~!r;g.- ii~lise= =

-----27---0-0

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items

611 80 Borrowed Money _------ __

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances ----------

OOtvahenercrderAsa fst-ss-e-t(s-i-f--a--n--y-- --) -- ------------------------ ---

---------
5,711 17 4,037 96

ORethseerrveLifaobriIlnittieerses_t_a_n_d__T_a__x_es_

Total ---------------------$353,793 14 Total ---------------------$353,793 14

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$239,948 89 Capital Stock Paid In ______ -$ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

42.105 33,4 01

94 05

SAumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c_h__es_

25,000 00

United States Bonds--------Other Stocks and Bonds_____

3,650 00 1,500 00

UDnivdiidveidnedds UPrnopfaitids -_-_-_-_-_-__-_-_-_--_

13,516 76 12 00

Banking House ------------ 1,840 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned ____

2.229 18 ---------

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

32,000 00

Due from Banks in this State 11,852 10 Individual Deposits Subject to

Due from Banks in other States -------------------
GC oulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- -_ Silver, Nickels, Pennies __ - __

2,543 66 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 1,410 00 Time Certificates of Deposit_
201 00 Savings Deposits ----------970 00 Trust Fund on Deposit _____ _

89,170 90
46,525 47 8,551 40

Advances on Cotton_-------Advances on other Commodi-
ties _____ ------- __ -- _--- __

5,385 00 CCearsthifiieerd's CChheecckkss _-_-_-__-_-_-_-_-_-_--_ _--- ----- Bills Payable ______________ _

3,023 92 59,000 00

Checks for Clearing- House__ ____ --- __ Notes and Bills Rediscounted 51,500 00

Other Checks and Cash Items 1,427 63 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit,

ances _________ ----------- --------- and Acceptances ----------

Overdrafts (If any) ------ __ 1,305 55 Reserve for Interest and Taxes

Other Assets:

Other Liabilities _________ - _

Depo~<itors' Guarantee Fund_ 3,410 45

Mutual F'ire F'und __ - _------

120 00

Total _____________________ $353,300 45 Total _____________________ $353,300 45

FIRST ANNUAL REPORT

159

EXAMilii'EB'S BEPOB'l'.

PEOPLES BANK, COMER.

President-W. A. Rowe. Vice-President-D. P. Moon. Cashier-C. v. Ridgway,

Directors-W. A. Rowe, D. P. Moon, C. V. Ridgway, L. E. Roper, J. N. B.

Thompson.

Date of Charter-March 25, 1907.

Began Business-March 2, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$159,187 46 Capital Stock Paid In-------$ 25,000 00

Demand Loans-------------Loans Secured by Real Estate

35,607 36 14,183 99

SAumrpt.luRs eFsuenrvded___f_o_r__B_r_a_n__c_h_es_

18,000 00

United States Bonds________ 4,000 00 Undivided Profits----------- 4,522 29

Other Stocks and Bonds----- --------- Dividends Unpaid-----------

Banking House ------------- 4,000 00 Due to Banks In this State __

Furniture and Fixtures______ Other Real Estate Owned ____

2,4 70 00 ---------

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 12,248 72 Individual Deposits Subject to

Due from Banks in other
States -----------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-__- -_ Advances on Cotton_________ Adtvieasnc_e_s__o_n_ _o_t_h_e_r__C_o_m__m__o_d_i-_

5,499 09 3,075 00
77 50 ____5_8_5__72_
________ _

DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 108,853 97

Time Certificates of DeposiL 30,401 43 Savings Deposits - ___ - __ -- __

Trust Funds on Deposit-- __ _

Cashier's Checks _-- _------ __ Certified Checks ___________ _

56 49

Bills Payable--------------- 60,000 00

Checks for Clearing House __ 5,483 16 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

227 !!5

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit,

ances ___ - _______ ----- __ -- --------- and Acceptances ----------

Overdrafts_(if any)--------Other Assets ---------------

--------188 93

Reserve for Interest and Taxes Other Liabilities _______ - __ _

Total---------------------$248,083 13 Total _____________________ $248,083 13

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$108,756 12 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ------------- 77,989 76 Amt. Reserved for Branches Loans Secured by Real Estate --------- Surplus Fund--------------- 18,000 00 United States Bonds________ 4,000 00 Undivided Profits ----------- 2,212 18 Other Stocks and Bonds _____ _________ Dividends Unpaid _________ _

Banking House _____________ 4,000 00 Due to Banks in this State __

Furniture and Fixtures-_____ 2,4 70 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money-----------"-----

Due from Banks in this State 12,513 12 Individual Deposits Subject to

Due from Banks in other

Check --------------------

States ------------------- 4,263 06 Demand Certificates of Deposit

Currency ------------------- 2,180 00 Time Certificates of DeposiL

-Gold ---- ___ - __ - ______ - ___ __

57 50 Savings Deposits ____ -- ____ _

63,582 66 21,907 54

Silver, Nickels, Pennies_____ 1,036 13 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks------------

Advances on other Commodi-

Certified Checks ____ - ______ _

ties _- ___ -- ____________ __ _ _________ Bills Payable _______ - ______ _

Checks for Clearing House__ _________ Notes and Bills Rediscounted

Other Checks and Cash Items Custctmers' Liability on Let-

569 54 Certificates of Deposit for Borrowed Money _- ______ _

1,162 64
67,500 00 18,708 80

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ ___ ______ LiaanbdiliAtyccoenptLaentcteesrs_o__f_C__r_e_d_it_,

Overdrafts (if any) ___ - _____ 238 59 Reserve for Interest and Taxes Other Assets _______________ _________ Other Liabilities __________ _

Total---------------------$218,073 82 Total-----------------~---$218,073 82

160

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

COMMERCE BANK AND TRUST COMPANY, COMMERCE.

At Close of Business August 18, 1920.

President-Geo. T. Rice. Vice-Pres,ident-W. B. Burns. Ca:shieT-0. Walton. Directors-Geo. T. Rice, W. B. Burns, M. T. Sanders, W. B. Rice, A. D. Harris, R. C. Nix, A. P. Rice, T. F. Wright, J. W. T. Lord, W. B. Smith, C. M. Scroggins.

Date of Charter-September 9, 1919.

Began Business-September 2, 1919.

RESOURCES

LIABI LI'l'IES

Time Loans ----------------$213,797 84 Captial Stock Paid In _______ $100,000 00

Demand Loans ------------Loans Secured by Real Estate

7,849 00 30,000 00

ASumrtp.luRs esFeurnvded __fo__r __B_ r_a_n_ c_h_e_s_

________ _

United States Bonds_________ Other Stocks and Bonds _____

4,600 00 ________ _

UDnivdiidveidnedds UPnropfaiitds

_-_-_-_--- -_-_-_-_-_-_

__3_,_9_6_1__63_

Banking House ____ ___ ______ 17,714 61 Due to Banks in this State __ ---------

Furniture and Fixtures_____ Other Real Estate Owned __

7,845 53 ---------

Due to Banks in other States Call Money _________________

________ _ ________ _

Due from Banks in this State 25,111 99 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_ Advances on Cotton _________

14,403 23 7,061 00 10 00
940 73 ---------

DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 1-1_1_,_04- 4__ 8- 5_ Time Certificates of Deposit_ 51,097 00
Savings Deposits----------- --------CCearsthifiieerd's CChheecckkss __-_-_----- -_-_-_-_-_-_ __5_,0_9_6___63_

A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Bills Payable -------------Notes and Bills Rediscounted

60,000 00 ---------

Checks for Clearing House__

868 20 Certificates of Deposit for

Other Checks and Cash Items 1,047 50 Borrowed Moriey _________ ________ _

Customers' Liability on Let-

Liability on Letters of Credit,

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t _-

and Acceptances __ -- _----________ _ Reserve for Interest and Taxes

______ -- _ ______ - __

Overdrafts (if any) ________ _ Other Assets _____________ . _

_ __1__8_0__90_

Other

Liabilities-----------

130 42

Total---------------------$331,330 53 Total _____________________ $331,330 53

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$187,386 25 Captial Stock Paid In _______ $100,000 00

Demand Loans ------------- 5,566 31 Amt. Reserved for Branches

Loans Secured by Real Estate 32,722 66 Surplus Fund -------------- ---------

United States Bonds_________

900 00 Undivided Profits ----------- 1,649 35

Other Stocks and Bonds_____ 3,000 00 Dividends Unpaid----------- ---------

Banking House ------------- 19,101 9~ Due to Banks in this State __ ---------

Furniture and Fixtures_____ Other Real Estate Owned ____

8,333 65 ---------

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r_S__t_a_te_s_

-_ -_-_-_-_ _- _- _- -_

Due from Banks in this State .16,701 31 Individual Deposits Subject to

Due from Banks in other

Check -------------------- 74,705 18

States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P-e- n- -n-i e- s- - -_-__- -_ Advances on Cotton ________ _

2,311 40 DemandCertificates ofDeposit 7,431 00 Time Certificates of Deposit-
800 00 Savings Deposits ----------381 25 Trust Funds on Deposit ____ 4,593 63 Cashier's Checks _---- __ ----

--------24,097 00 -----------------
2,451 73

A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

Certified Checks ____ -- ___ --________ _ Bills Payable --------------

___ ----- _ 40,000 00

Checks for Clearing- House __ 3,714 77 Notes and Bills Rediscounted 51,311 05

Other Checks and Cash Items 1,270 10 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _-- ___ --- _--------

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_

________ _

Liability on Letters of Credit, and Acceptances __ -- _-----

- _-------

Overdrafts (if any) ____ - ____ Other Assets _______________

- _______ ________ _

Reserve for Interest and Taxes Other Liabilities ____ - ___ ---

_-------_- _------

Total _____________________ $294,214 31 TotaL _____________ --- ___ -$294,214 31

FIRST ANNUAL REPORT

161

EXAllllDrEB'S BEPOBT.

NORTHEASTERN BANKING COMPANY, COMMERCE.

At Close of Business October 16, 1920.

President-L. G. Hardman. Vice-President-W. Y. Harber. Cashier-C. J. Hood.

Directors-L. G. Hardman, VV. Y. Harber, C. J. Hood, A. B. Dedwilder, W. W.

Stark, A. P. Rice, C. D. Stark, H. R. Harber.

Date of Charter-Act of Legislature, 1892.

Began Business-1892.

RESOURCES

LIABILITIES

Time Loans ----------------$419,987 27 Capital Stock Paid In _______ $100,000 00 Demand Loans ------------- 53,012 92 Amt. Reserved for Branches - _------Loans Secured by Real Estate 115,467 89 Surplus Fund -------------- 60,000 ou

United States Bonds--------- 95,912 32 Undivided Profits ----------- 3,796 01

Other Stocks and Bonds_____
Banking House ------------l<~urniture and Fixtures_____ Other Real Estate Owned ____ Due from Banks in this State

4,800 00
5,000 oo
3,615 00 --------71,934 29

Dividends Unpaid----------Due to Banks in this State_Due to Banks in other States Call Money __ -- _-- ___ -- _---Individual Deposits Subject to

---------------------------------

Due from Banks in other
States ------------------CGuorldren_c_y____----------_-_-__----- -_-----_-----Silver, Nickels, Pennies____ _ Advances on Cotton ________ _
A dt iveasn c_e_s_ _o_n__o_ t_h_e_r__C_o_m_ _m_ _o_d_i_-

Check -------------------- 288,830 94

822 9,324

44 00

DemandCertificates ofDeposit --------Time Certificates of Deposit 191,056 89

2,887 837

00 27

Savings Deposits ----------Trust Funds on Deposit_ ____

-----------------

25,662 73 Cashier's Checks -----------

29 93

________ _

Certified Checks _----------Bills Payable --------------

--------90,000 00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted 66,904 01

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _-------- ---------

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t -_

Liability on Letters of Credit, ________ _ and Acceptances ----------

---------

Overdrafts (if any) _________ ________ _ Reserve for Interest and Taxes 339 32

Other Assets:

Other Liabilities:

OC avsehr d r-a-f-t s- - -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

1 31 Current Credits ------------ 42,809 39 20 59

TotaL--------------------$843,766 49 Total---------------------$843,766 49

RESOURCES

LIABILITIES

Time Loans ---------------$395 771 84 Capital Stock Paid In ____ -_ -$100,000 00 Demand Loans ------------- 1:294 27 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 115 467 89 United States Bonds _________ 95:912 3Z

USunrdpilvuids edFuPnrdofi-t-s--_-_-_-_-_-_-_-_-_-_-_

609,,050608 0004

Other Stocks and Bonds_____ 4 800 00 Dividends Unpaid ---------- --------Banking House _- ___________ 5' 000 00 Due to Banks in this State __ ---------

Furniture and Fixtures_____ Other Real Estate Owned ____

3:615 00 ---------

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_te_s_

_- -_ _- _-_-_-_-_- -_

Due from Banks in this State 52,936 23 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-__- -_ Advances on Cotton _______ _ Advances on other Commodi-

68,045 2 4 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 2-6_0-,4- 6_0_ --70_

6,707 1,330

00 00

Time Certificates of Deposit- 184,938 21 Savings Deposits ___________ ______ -- _

719 74 Trust Funds on Deposit_ ____ ---------

10,117 25 Cashier's Checks----------

193 73

Certified Checks ________ -- __ - _-- _--- _

ties ---------------------- 2,844 94 Bills Payable--------------- 100,000 00 Checks for Clearing House-_ 4,020 25 Notes and Bills Rediscounted 59,083 07

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ - ___ - __ _--------

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

Liability on Letters of Credit, and Acceptances __ --------

---------

Overdrafts (if any) ________ _ Other Assets _______________

_ _____1__10_

Reserve for Interest and Taxes Other Liabilities -----------

339 32 ---------

TotaL------------ ____ ----$774,583 07 Total _____________________ $774,583 07

l

162

BANKING DEPARTMENT

EXAliii:IliEB.'S B.EPOB.T.

CONCORD BANKING COMPANY, CONCORD.

At Close of Business September 20, 1920.

President-C. T. Smith. Vice-President-G. E. Strickland. Cashier-S. A. King.

Directors-C. '1'. Smith, G. E. Strickland, W. J. Coggins, R. A. Mallory, R. H.

Strickland.

Date of Charte.r-O'ctober 29, 1903.

Began Business-Novembe-r 18, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$108,001 55 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

32,168 65 ________ _

ASumrtp.luRs eFseurnvded __f_o_r__B_r_a_n__c_h_es_

20,000 00

United States Bonds _________ 46,350 00 Undivided Profits ----------- 16,492 97

OBathnekrinSgtoHcokus saend_--B_o_n_d_s___________

-_-_-_-_-_-_ _- _- -_

Dividends Unpaid _- _--- _- _Due to Banks in this State.-

Furniture and Fixtures______ 2,500 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ____ - ___ - _- _- _- _-

Due from Banks in this State Due from Banks in other
States ------------------CGuolrdren_c_y___-_-_-_-__--_-_-_-_-_-_-_-_-_-_ -_-_-_

22,497 33 Individual Deposits Subject to

5,440 71 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

3,14165

0000

Time Certificates Savings Deposits

of Deposit_ __________ _

90,649 38 39,858 58

Silver, Nickels, Pennies_____ Advances on Cotton _________ A dt iveasn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_
Checks for Clearing House.. Other Checks and Cash Items

450 34 Cashier's Checks - _------- _--------- CBeilrltsifiPedayCabhleecks_________- ___- ___-_-_-__-_ ________ _ Notes and Bills Rediscounted
216 84 Certificates of Deposit for ________ _ Borrowed Money ________ _

553 92 30,000 00

Customers' Liability on Let-

Liability of Letters of Credit,

.at enrcse so f__C_r_e_d_i_t_ _a_n_d_ _A__c_c_e_p_t_-

________ _

and Acceptances ---------Reserve for Interest and Taxes

OOvtheerrdrAafstsset(sif__an- y__) _-_-_-_-_-_-_-_-_-_

_ _1_,7_7_1___12_

Other Liabilities: Cash Long - _- _- _- _--- _-.- _-

2 69

Total---------------------$222,557 54 TotaL _________ -----------$222,557 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosan-s--- -_-__-_-_-_-_-_-_-_-_-_$

62,524 27,695

96 64

Capital Stock Paid In _______ $ Amt. Reserved for Branches

25,000

00

Loans Secured by Real Estate United States Bonds ________ _
Other Stocks and Bonds ____ _ Banking House - _- _- _______ _ Furniture and Fixtures. ____ _ Other Real Estate Owned. __ _

36,423 90 Surplus Fund -------------32,85 00 Undivided Profits ----------Dividends Unpaid ____ - _---- _
Due to Banks in this State._ 2,500 00 CDaulel Mtoo'nBeaynk_s__i_n__o_t_h_e_r_ S- _t_a_t_es_

20,000 00 11,126 45

Due from Banks in this State 25,238 80 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-.-_-__--_ Advances on Cotton ________ _

11,645 43
2,913 00 60 00
830 98

DeCmhaenckd C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 110,032 85

Time Certificates of DeposiL 38,883 58

Savings Deposits ----------Trust Funds on Deposit_ ___ _

Cashier's Checks ___ - _- _- _- _

504 18

Advances on other CommodiC htei ecsk s - -f o- -r - -C-l-e-a-r-i n-g- - -H-o-u- -s -e-. _-

Certified Checks __ ---------Bills Payable _______ - _- _- _- _ ~otes and Bills Rediscounted

8,000 00

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit,

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_-_ _- _-_- -_

and Acceptances __ --- _---1,864 35 Reserve for Interest and Taxes

Other Assets:

U. S. Treas. Certificates _____ _ 10,000 00

Total---------------------$214,547 06 TotaL ___________________ -l214,547 06

FIRST ANNUAL REPORT

163

EX:Al!IIIllfEB'S BEPOBT.

BANK OF CONYERS, CONYERS.

At Close of Business September 20, 1920.

President-J. T. Gibson. Vice-President-H. L. Huff. Cashier-M. \V. Hull.

Directors-J. T. Gibson, R. L. Huff, W. T. Baldwin, W. V. Almand, 0'. D. Grimes,

\V. B. Livingston, T. W. Hicks, J. G. Jackson, M. \V. Hull,

C. H. Langford, J. J. Langford.

Date of Charter-November 1, 1904.

Began Business-December 19, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$287,527 39 Capital Stock Paid In ------$ 30,000 00

Demand Loans-------------- 50,110 03 Amt. Reserved for Branches

Loans Secured by Real Estate 51,912 00 Surplus Fund -------------- 40,000 00 United States Bonds _________ 16,815 00 Undivideu Profits ----------- 17,447 03

Other Stocks and Bonds _____ --------- Dividends Unpaid ---------Banking House _____________ 4,050 00 Due to Banks in this State __

Furniture and Fixtures _____ --------- Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money-----------------

Furniture and Fixtures----- --------- Individual Deposits Subject to

Due from Banks in this State 13,358 40 Checks ------------------ 129,836 98

Due from Banks in other

Demand Certificates of Deposit

States ------------------- 8,818 08 Time Certificates of DeposiL 103,884 10

Currency ------------------ 4,679 Oo Savings Deposits-----------

Gold -----------------------

27 50 Trust Funds on Deposit_ ___ _

Silver, Nickels, Pennies_____ 1,815 97 Cashier's Checks -----------

Advances on,Cotton _________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable -------------- 145,000 00

ties ---------------------- --------- Notes and Bills Rediscounted Checks for Clearing House._ 1,432 46 Certificates of Deposit for

Other Checks and Cash Items 3,304 55 Borrowed Money ---------

Customer's Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances ----------

Ovaenrcdersaft~-(if-a,";y)- =========

-2-7~ 69 9-4 3

Suspense ------------------Reserve for Interest and Taxes

Other Assets -------------- --------- COathsher LLoinagbi_l_it_i_e_s_-_-_-_-_-_-_-_-_-_--_-

156 21
5,225 26 23

TotaL--------------------$471,549 81 Total---------------------$471,549 81

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Demand Loans -------------$ 32,211 30 Capital Stock Paid In ------$ 30,000 00
Time Loans ---------------- 295,854 56 Amt. Reserved for Branches Loans Secured by Real Estate _- ____ -- _ Surplus Fund _____________ _ 40,000 00 United States Bonds________ 7,500 00 Undivided Profits ---------- 17,858 82 Other Stocks and Bonds _____ --------- Dividends Unpaid ----------
Banking House ------------- 4,050 00 Due to Banks in this State __ Furniture and Fixtures.-___ _______ - _ Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money-----------------

Due from Banks in this State 10,729 53 Individual Deposits Subject to

Due from Banks in other

Check ___________ . _______ _ 105,680 30

States ______________ - ___ _ 8,978 96 Demand Certificates of Deposit

Currency __ -- _----- __ ---- __ _ 2,400 00 Time Certificates of DeposiL 85,201 16

Gold -----------------------

35 00 Savings Deposits -----------

Silver, Nickels, Pennies_____ 2,890 23 Trust Funds on DeposiL ___ _

Advances on Cotton _________ --------- Cashier's Checks -----------

Advances on other Commodi-

Certified Checks ___________ -

ties ---------------------- --------- Bills Payable --------------- 110,000 00 Checks for Clearing Hou~e- _ -- _------ Notes and Bills Rediscounted

Other Checks and Cash Items 1,389 02 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

atenrcsesof__C_r_e_d_i_t__a_n_d___A_c-c-e_p_t-_ - ____ --- _ LiaanhdiliAtyccoenptLaentcteesrs_o__f_C__r_ed- i_t-,

Overdrafts (if any) --------- 22,701 68 Reserve for Interest and Taxes Other Assets _________ --- ___ -- _------ Other Liabilities ___ - __ -----

Total --------------------$388,740 28 TotaL--------------------$388,740 28

164

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

BANK OF ROCKDALE, CONYERS.

At Close of Business July 13, 1920.

President-C. E. Reagen. Vice-President-R. D. Hewlett. Cashier-G. C. Sims.

Directors-C. E. Reagen, R. D. Hewlett, J. W. Hollingsworth, Jas. H. Maddox,

G. C. Sims, J. J. Langford, J. H. Brooks, C. H. Turner, G. 0. Malcolm,

C. C. walker, "\V. U. "\Vallace, C. B. Hudson, J. W. Cowan

V. C. Almond, "\V. A. Ogletner.

Date of Charter-October 15, 1891.

Began Business-July 13, 1901.

RESOURCES

LIABILITIES

Time Loans, Demand Loans,

Capital Stock Paid In _______ $ 50,000 00

and Loans Secured by Real

Amt. Reserved for Branches

Estate -------------------$418,163 55 United States Bonds _________ 32,166 00 Other Stocks ahd Bonds _____ ---------

Surplus Fund -------------UDnivdiidveinddeds PUrnopfiatisd --__-_-_--- -_-__-_--_

50,000 00 37,826 60

Banking House and Furniture

Due to Banks in this State __

and Fixtures ------------Other Real Estate Owned ____

4,000 00 ---------

DCaulel M tooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 89,214 91 Individual Deposits Subject to

Due from Banks in other

Check -------------------- 318,628 90

States ------------------- 5,091 89 Demand Certificates of Deposit

CGuo lrdr e n_c_y_ _ _- -_ -_ -_-_ -_-_ -_-_-_-_-_-_-_-_-_-_-_-_

_ _1_,_7_8_8_ _00_

Time Certificates Savings Deposits

of Deposit-----------

101,280

63

Silver, Nickels, Pennies_____ Advances on Cotton _________

4,443 90 ---------

CCearsthifiieerd's CChheeckcsks_-_-_-_-_-_-_-_-_-_-_--_

768 25

Advances on other Commodi-

Bill Payable---------------- 40,000 00

ties ____ ------------------ --------- Notes and Bills Rediscounted

Checks for Clearing House__

509 17 Certificates of Deposit for

Other Checks and Cash Items 9,370 77 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit,

atenrcsesof__C_r_e_d_i_t__a_n_d__A_ _c_c_e_p_t-_

________ _

and Acceptances _________ _ Reserve for Interest and Taxes

Overdrafts (if any) --------Other Assets - _- _- __ - _-- _- _-

35,848 28 - _- _____ _

OCathsher LoLniagbi_l_i_ti_e_s_-_D__e_p_o_s_i_t_s____

2,084 58 7 51

TotaL------ ___ ---------- -$600,596 47 Total _____________________ $600,596 47

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$358,080 68 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Estate,
Approved ---------------United States W. S. S,______ Other Stocks and Bonds _____

14,516 59
55,000 00 1,666 00
---------

Amt. Reserved for Branches USunrdpivluids edFuPnrdofi-t-s--__--- -_-_-_-_-_-__--_
Dividends Unpaid ---------Due to Banks in this State __

50,000 00 34,841 68

Banking House ------------Furniture and Fixtures _____

4,000 00 ---------

Due to Banks in other States Call Money _- __ - _- _-- ______ _

Other Real Estate Owned-_-_ - _- _- _-- _ Individual Deposits Subject to

Due from Banks in this Sta.te Due from Banks In other

38,584 81 DeCmhaenckd C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 173,959 16

States ------------------- 3,987 32 Time Certificates -of DeposiL 65,795 84

GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ ___5_0__0__00_ SCaavsihniegrs'sDCephoecsiktss _-_--- -_-_-_-__-_-_--_

624 33

Silver, Nickels, Pennies_---- 1,495 44 Certlfi ed Checks __ - - - _- - - - - -

Advances on Cotton and Cot-

Bills Payable -------------- 160,000 00

ton Seed ----------------- 55,467 40 Notes and Bills Rediscounted

Advances on other Commodi-

Certificates of Deposit for

ties ____ - _-- _------------- --------- Borrowed Money ---------

Checks for Clearing House_- __ - _- _-- _ Liability on Letters of Credit,

Other Checks and Cash Items _-- _- _- __ and Acceptances _- _-- _----

Customers' Liability on Let-

Reserve for Interest and Taxes

ters of Credit and Accept-

Other Liabilities - _---------

ances ____ - _- __ - _---- _---- ---------

Overdrafts (if any) Secured__ 1,922 27

Other Assets --------------- ---------

Total --------------------$535,220 51 Total --------------------$535,220 51

FIRST ANNUAL REPORT

165

E:X:AMDJEB'S BEPOBT.

FARMERS & MERCHANTS BANK, COOLIDGE.

At Close of Busines!;~ August 7, 1920.

President-Boykin Harrison. Vice-President-E. Gibson. Cashier-0. L. Moncrief.

Directors-B. Harrison, E. Gibson, A. M. Watson, H. II. O'Neal, A. S. Hutcheson,

W. A. Bustle.

Date of Charter-December 18, 1911.

Began Business--November 20, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$231,760 13 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ----------Loans Securer by Real Estate

900 00 ________ _

Amt. Reserved for Branches Surplus Fund ___________ --.-

United States Bonds ________ --------- Undivided Profits __________ _ 25,022 98 Other Stocks and Bonds ---- 10,350 00 Dividends Unpaid _________ _

Banking House ------------- 2,500 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned____

4,336 2,859

29 47

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 14,907 86 Individual Deposits Subject to

Due from Banks in other

G~uoSrldrtaetn_ec_sy__

-----------------__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

-_

Silver, Nickels, Pennies ____ _ Advances on Cotton_________

3,126 11 DeCmhaencdk C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 97,562 68

4,821 00 Time Certificates of DeposiL 134,704 63

550 00 _ _ _4_5_9_ _ _62_

CSaavshiniegrs'sDCephoecskitss Certified Checks.

-_-_-_-_-_ -_ -_ _- _- _- -_ __ - __ -- _: _-

318 84

Advances on other Commodi-

Bills Payable --------------

ties ___ --- ---------------- --------- Notes and Bills Rediscounted Checks for Clearing House ____ 2,872 7 4 Certificates of Deposit for

Other Checks and Cash Items

29 00 Borrowed Money - _--- _---

Customers' Liability on Letters of Credit and Accept-

Liability of Letters of Credit, and Acceptances _____ - ___ -

ances -------------------- --------- Reserve for Interest and Taxes

Overdrafts-In Suit ----- _-Other Assets:

5,503 92 OCathsher LLeitatbeirlsiti_e_s_-_D__e_p_o_s_i_t_s__"-_

2,501 48 867 23

Transit Account ------------ 1,001 70

Total _____________________ $285,977 84 Total---------------------$285,977 84

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$

63,7 49 11,463

90 34

Loans Secured by Real Estate United States Bonds _______ _

170,000 10,350

00 00

Other Stocks and Bonds ____ _

BFuanrnkiitnugreHoaunsde F--ix--tu--re-s--_-__-_--_ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------SGiol vl de r ,- -N- -i -c -k-e-l s-.- -P- e- n- -n-i e- -s -_-__-_- -_ Advances on Cotton_- ___ - __ _ Advances on other Commodi-

2,500 00 4, 608 79 2,859 47 5,058 25
22,084 05 3,000 00
550 00 597 43

ties __ -------------------Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

Ovaenrcdersaf-ts--(-i-f-a-n--y-)--_-- -_-_-_-__-_--_

Other Assets --------------- 6,044 27

Capital Stock Paid In _______ $ 25,000 00 Amt. Reserved for Branches Surplus Fund -------------UDnivdiidveinddeds PUrnopfiatisd --_-_-__-_-_-_-_-_--_ 25,943 83

Due to Banks in this State __ CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Individual Deposits Subject to

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 67,032 39

Time Certificates of Deposit_ 119,689 85

Savings Deposits -----------

Trust Funds on Deposi L __ _

Cashier's Checks -----------

199 43

CBeilrltsifPieadyaCbhleeck_s___-_-_-_-_-_-_-_-_-_-_--_ 65,000 00

Notes and Bills Rediscounted

CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___f_or_

Liability on Letters of Credit, and Acceptances ----------
Reserve for Interest and Taxes Other Liabilities __________ _

TotaL------ ___ ---------- _$302,865 50 TotaL_---------- ___ ----- -$302,865 50

166

BANKING DEPARTMENT

EXAMINER'S BEPOB'1'.

AMERICAN BANK AND TRUST COMPANY, CORDELE.

At Close of Business November 13, 1920.

President-J. \V. Cannon. Vice-Presidents--G. F. Boatright, J. H. Churchwell.

Cashier-E. A. Vinson.

Directors-J. W. Cannon, F. G. Boatright, J. H. Churchwell, E. A. Vinson, J. A. Ward, J. Slade, M. J. Mikel, A. 1''. Churchwell, L. 0. Benton.

Date of Charter-January 27, 1919.

Began Business-January 28, 1919.

RESOURCES

LIABILITIES

Time Loans ----------------$406,991 53 Capital Stock Paid In _______ $150,000 00

Demand Loans ------------- 122,027 79 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 80,000 00 Surplus Fund -------------- 10,000 00

United States Bonds -------Other Stocks and Bonds_____

25,000 00 ________ _

UDnivdiidveidnedds

UPrnopfaitisd

-_-_-_-_-_-_-__-_-_

_1_0_,0_0_8___28_

Banking House ------------- 28,000 Oo Due to Banks in this States.. 5,660 41 Furniture and Fixtures______ 4,000 00 Due to Banks in other States ________ _ Other Real Estate Owned____ ________ _ Call Money _- _______________ ________ _

Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iol vl de r ,- -N- -i c- k- -e-l s-,- -P- -e-n-n-i-e-s-_-_-__- -_ Advances on Cotton _________ _
Adtvieasnc_e_s__o_n__o_t_h_e__r .C_o_ _m_m__o_d_i_-
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
atenrcsesof_ _C_r_e_d_i_t__a_n_d__A_ _c_c_e_p_t-_

63,039 04 Individual Deposits Subject to

31,005 28

DeCmhaencdk Ce-r-t-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t

366,904 61,548

62 37

12,604 00 Time Certificates of Deposit. 158,064 40

300 00 Savings Deposits ----------- 51,650 35

4,309 20 Trust Funds on Deposit_ ____ ---------

54,417 93 CCearsthifiieerd'sCChehcekcsk_s_-_-_-_-_-_-_-_-_-_-_--_ _______ .. Bills Payable ______________ _

4,820 50 65 42
45,000 00

4,332 22 Notes and Bills Rediscounted ________ _

14,441 15 Certificates of Deposit for Borrowed Money _________ ________ _

________ _

Liability on Letters of Credit, and Acceptances _________

________ _

Overdrafts (if any) _______ _ Other Assets ______________ _

4,868 45 Reserve for Interest and Taxes ________ _

8, 469 07 Other Liabilities ------------

83 31

TotaL ________________ - __ .$863,805 66 TotaL--------------------$863,805 66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$458,822.82 Capital Stock Paid Jn _______ $150,000 00 Demand Loans ______ - _- __ - 128,427 36 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate
United States Bonds -------Other Stocks and Bonds_--_Banking House ------------Furniture and Fixtures______

________ _ Surplus Fund --------------

--------25,000 00

Undivided Profits ___________ Dividends Unpaid __________

28,000 00 Due to Banks in this State__

4,000 00 Due to Banks in other States

10,000 00 13,485 49 ________ _
1,909 50 ________ _

Other Real Estate Owned.-_- ----- _--- Call Money----------------- --------Due from Banks in this State 46,068 50 Individual Deposits Subject to

Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

30,855 88 _ _8_, 5_0_6_ _ _00_

DeCmhaenckd C-e-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit. Savings Deposits ___________

3_2_1-,1_4_6__ 6-8194,608 47
48,864 40

Silver, Nickels, Pennies . ___ 4,297 59 Trust Funds on Deposit_ ____ --------Advances on Cotton _________ 41,658 95 Cashier's Checks ______ - ___ _ 5,189 65

Advances on other Commodi-

Certified Checks _-----------

30 00

ties __ - _-- _- __ -- _- _----- _- --------- Bills Payable--------------- 120,000 00

Checks for Clearing House__ 2,199 80 Notes and Bills Rediscounted - _-- _----

Other Checks and Cash Items - __ - __ - __ Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability of Letters of Credit,

ances ------------------Overdrafts (if any) ---------

and Acceptances---------- --------4,495 12 Reserve for Interest and Taxes - _- _-----

Other Assets ---------------

Other Liabilities ----------- ---------

Total --------------------$865,234 19 Total --------------------$865,234 19

FIRST ANNUAL REPORT

EXAMINER'S B.EPOB.'r.

THE CITIZENS BANK, CORDELE.

At Close of Business November 16, 1920.

President-J. M. Hunt. Cashier-B. T. Ware.

Directors-J. M. Hunt, J. S. Pate, S. M. Hunt, C. C. Cleveland, J. T. Sheppard.

R. E. Harris.

Date of Charter-September, 1899.

Began Business-1899.

RESOURCES

LIABILITIES

Time Loans ----------------$135,287 55 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 8,115 73 Amt. Reserved for Branches

Loans Secured by Real Estate 30 000 00 Surplus Fund-------------- 15,000 00
United States Bonds_________ 'zoo 00 Undivided Profits ----------- 4,182 67

Other Stocks and Bonds _____ --------- Dividends Unpaid ----------

Banking House------------- --------- Due to Banks in this State __ 7,138 78 Furniture and Fixtures_____ 2,461 47 Due to Banks in other States

Other Real Estate Owned____ 2,745 93 Call Money-----------------

Due from Banks in this State 7,957 05 Individual Deposits Subject to

Due from Banks in other

Check __ - _------ _-- ___ - __ - 85,719 27

States ------------------- 2,295 45 DemandCertificates of Deposit Currency ------------------ 3,652 00 Time Certificates of Deposit. 23,756 98

Gold-----------------------

247 50 Savings Deposits----------- 2,026 72

Silver, Nickels, Pennies_____ 1,509 08 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks------------

Advances on other Commodi-

Certified Checks ------------

40 20
2M oo

ties --------------------- 15,689 69 Bills Payable -------------- 40,000 00

Checks for Clearing House__

97 48 Notes and Bills Rediscounted 10,000 00

Other Checks and Cash Items

165 68 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ____ -----

atenrcsesof_-C- r_e_d_i_t__a_n_d__A_ _c_c_e_p_t_- __ __ __ __ _ LiaanbdiliAtyccoenptLaentcteesrs_o__f_C__re-d__it-,

Overdrafts (if any) ____ __ _ _ 1,863 89 Reserve for Interest and Taxes

Other Assets ---------------

810 00 Other Liabilities -----------

133 88

TotaL ____________________ $213,198 50 TotaL ____ ------- _________ $213,198 50

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$177,657 OR Capital Stock Paid In ------$ 25,000 00

Demand Loans ______________

964 93 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 15,000 00

United States Bonds ------

300 00 Undivided Profits ---------- 5,605 88

Other Stocks and Bonds _____ --------- Dividends Unpaid ---------F'urniture and Fixtures______ 2,461 47 Due to Banks in this State __

Other Real Estate Owned ____ --------- Due to Banks in other States

Due from Banks in this State 16,942 07 Call Money ----------------

Due from Banks in other

Individual Deposits Subject to

States' ------------------- 1,676 63 Check -------------------- 76,006 49

Currency -----------------Gold -----------------------

672 00 Demand Certificates of Deposit 257 50 Time Certificates of Deposit 21,910 73

Silver, Nickels, Pennies_____ 1,403 84 Savings Deposits ----------Advances on Cotton _________ _________ Trust Funds on DeposiL _--

Advances on other Commodi-

Cashier's Checks -----------

ties ---------------------- S,847 7o Certified Checks -----------Checks for Clearing House __ --------- Bills Payable -------------

Other Checks and Cash Items

728 18 Notes and Bills Rediscounted

203 27 200 00 60,000 00
10,000 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money _--------

ances ------------------- --------- Liability on Letters of Credit,

Overdrafts-(if any)________ 1,204 97 and Acceptances ---------

Other Assets:

Reserve for Interest and Taxes

Liberty Bonds old ----------

810 00 Other Liabilities -----------

Total --------------------$213,926 37 Total --------------------$213,926 37

168

BANKING DEPARTMENT

EXAMDtEB.'S B.EPOB.'1'.

CORDELE BANK AND TRUST COMPANY, CORDELE.

At Close of Business November 16, 1920.

President-J. A. Otwell. Vice-Presidents-R. R. Harris, N. D. Bloes.

Cashier-K. P. Baker.

Directors-J. A. Otwell, R. R. Harris, W. 0. Fleming, U. V. Whipple, C. L. Harris,

W. H. Dorris, 0. L. Bazemore, G. C. Lewis, H. R. Fenn, J. S. Shingler,

R. L. Hurt, R. L. Dikle.

Date of Charter-November 20, 1919.

Began Business-February 2, 1920.

RESOURCES

LIABILITIES

TDiemmeanLd oaLnosans---_-_-_--_-_-_-_-_-_-_--_$_1_ 94,96,28836 7570

Capital Stock Paid In_______$100,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real E~tate 15,000 00 Surplus Fund ___ _ ______ ___ _ ________ _

OUnthiteerd SStotactkess aBnodndBson-<-l-s --_-_-_-_ _--__-_-_-_-_-_--_ DUinvdiidveinddesd UPnropfaiitds -_-_-_-_-_-_-_-_-_-_ -_-_-_-__-_-_-_--_

Banking House _- ___ - ____ _

Due to Banks in this State __ ---------

Furniture and Fixtures_____ 14,323 90 Due to Banks in other States ---------

Other Real Estate Owne<l_ ___ ________ _ Call Money ---------------- ---------

Due from Banks in this State 16,498 83 Individual Deposits Subject to

Due from Banks in other States--------------------
CG oulrdr e n_c_y_ _ -_ _- _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton -------Adtvieasnce_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_- _

2,592 30 3,429 00
170 00 3,006 29 2,184 29

Check -------------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ ___
Cashier's Checks ---------- CBeirltlisfiedPaCyahbeclek_s__-_-_-___- ___-_-_-_-_--_

70,492 05 _- _- ____ _
18,367 19
3,563 67 ---------
6,303 52 ll 00
70,000 00

Checks for Clearing House._ 1,536 01 Notes and Bills Rediscounted ---------

Other Checks and Cash Items 3,208 59 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ ------ ----- _- _-

ters of Credit and Accept-

Liability on Letters of Credit,

O vaenrcdersa f t-s---O- -f- -a-n-y-)- - -_-_-__- ---_-_ OPrtohfeirt AansdsetLs:oss ____________ _ Cash Short' ________________ _

- - - -9-8-7 - -0-2
1,881 90 40 09

and Acceptances---------- ---------

ORethseerrvLeifaobrilIintiteesre_s_t_a_n_d__T_a_x__e_s -

_-------91 06

Total --------------------$268,828 49 Total ___________________ .$268,828 49

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$204,894 35 Demand Loans ------------- 2,391 38 Loans Secured by Real Estate 9,010 00

United States Bonds -------- --------Other Stocks and Bonds ___ - __ - _- _---

Banking House ----------- --------Furniture and Fixtures ____ 15,613 87

Other Real Estate Owned ___ - - _- _- _---

Due from Banks in this State 7,417 87

Due from Banks in other

C uSr tr eant ec ys - -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Gold ______________________ _

3,937 02 2,524 00
170 00

Silver, Nickels, Pennies ___ _ 2,914 30

Advances on Cotton ---- _- _- 1,981 54

Advances on other Commodi-

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u-s-e-_-_-- ______ - _-

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

7,080 24

Ovaenrcdersaft-s---O--f--a-n-y-)---_-_-_-_-_-_-_ ----3-6-9--4-1

Other Assets: Stationery Acct ___________ _

2,491 02

Capital Stock Paid In ------$100,000 00 Amt. Reserved for Branches _-- _____ _ Surplus Fund _- _- __________ ________ _

Undivided Profits --------Dividends Unpaid ---------Due to Banks in this State_Due to Banks in other States Call Money _- _--- ______ --- _

542 86 ------------ _- __ ________ _ _-- _____ _

Individual Deposits Subject to

Check ------------------- 67,525 05 Demand Certificates of Deposit _-- _____ _

Time Certificate of Deposit._ Savings Deposits ---------Trust Funds on DeposiL _-Cashier's Checks-----------Certified Checks ___ - __ - _---Bills Payable ____ - ____ - _- _ Notes and Bills Rediscounted

16,317 19
3,617 18 ------ _--
2,790 72 2 00
70,000 00 _- ______ _

Certificates of Deposit for Borrowed Money ___ - _----
Liability on Letters of Credit, and Acceptances ____ - _- _--
Reserve for Interest and Taxes

----------------_-- __ --- _

Other Liabilities----------- ---------

Total --------------------$260,795 00 Total --------------------$260,795 00

FIRST ANNUAL REPORT

169

EXAMINER'S B.EPOB.T.

EXCHANGE BANK, CORDELE.

President-J. J. Williams. Vice-Presidents-T. A. Royal, B. T. Dunlap.

Cashier-E. F. Tison.

Directors-J. J. Williams, T. A. Royal, B. T. Dunlap, J. M. Dipper, B. N. Williams,
F. R. Wallace, I. Q. Gower, D. J. Williams, T. A. Royal, S. C. Byrd, W. H. McKenzie.

Date of Charter-November 29, 1905.

Began Business-January 2, 1906.

RESOURCES

I

LIABILITIES

Time Loans ---------------$398,307 8S Capital Stock Paid In ------$100,000 00 Demand Loans ------------- 110,357 39 Amt. Reserved for Branches --------Loans Secured by Real Estate 100,000 00 Surplus Fund -------------- 100,000 ou United States Bonds ------- 47,100 00 Undivided Profits ---------- 5,417 5Z Other Stocks and Bonds____ 25,000 00 Dividends Unpaid ---------- ---------
Banking House ----------- --------- Due to Banks in this State.. --------Furniture and Fixtures------ 3,000 00 Due to Banks in other States --------Other Real Estate Owned.. 15,000 00 Call Money ---------------- --------Due from Banks in this State 42,479 18 Individual Deposits Sub}ect to

Due from Banks in other

Check -------------------- 344,325 89

States ------------------- 3,036 70 Demand Certificates of Deposit ---------

Currency ---------------------12,266 00 Time Certificates of Deposit 144,157 74

Gold -----------------------

355 00 Savings Deposits ---------- 26,432 87

Silver, Nickels, Pennies ______ 18,277 72 Trust Funds on Deposit_ ___ ---------

Advances on Cotton -------- 146,085 48 Cashier's Checks ---------- 4,330 47

Advances on other Commodi-

Certified Checks ____________ ________ _

ties ----------------------

Bills Payable ------------- 200,000 00

Checks for Clearing House.- 8,437 99 Notes and Bills Rediscounted 25,000 00

Other Checks and Cash Items 6,075 84 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __________ ________ _

ters of Credit and Accept-

Liability on Letters of Credit,

ances ---------- ______ ---- --------- and Acceptances __________ ________ _

Overdrafts-Of any) -------Other Assets: Revenue Stamps ----------Transit Acct. ---------------

10,489 99 Reserve for Interest and Taxes ---------

Other Liabilities ------------

180 27

238 81

3,336 78

Total --------------------$949,844 76 Total --------------------$949,844 76

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$349,664 32 Capital Stock Paid In ------$100,000 00 Demand Loans ------------ 64,231 44 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 200,000 00 Surplus Fund -------------- 100,000 00

United States Bonds ________ Other Stocks and Bonds ____

46,700 25,000

00 00

UDnivdiidveinddeds

UPrnopfaitids

-- -- -- -- -- -- -_-_-_-_

_1_0_,9_5_6___19_

Banking House ----------Furniture and Fixtures______

--------3,000 00

Due to Banks in this State.. Due to Banks in other States

--------________ _

Other Real Estate Owned.___ 15,000 00 Call Money __ -------------- _--- ____ _

Due from Banks in .this State 26,454 08 Individual Deposits Subject to

Due from Banks in other
States ------------------CGuo lrdr e n_c_y_ _ _-_-_-_-_-_-_-_ -_ -_ _- _- --- -_-_-_-_ -_

--------19,945 00
365 00

DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 2_8_8_,2_0_8___14_ Time Certificates of Deposit 129,952 14 Savings Deposits __________ 25,664 28

Silver, Nickels, Pennies.- __ _ 4,259 94 Trust Funds on Deposi L _-- _--- _. __ -

Advances on Cotton ____ ---- 119,113 50 Adtvieasnce_s__o_n__o_t_h_ e_r__C_o_m__m__o_d_i_- _ _______ _

Cashier's Checks _________ _ Certified Checks __ - ________ _

8,433 25

Bills Payable -------------- 200,000

35 00 00

Checks for Clearing House_- - _------- Notes and Bills Rediscounted 25,000 00

Other Checks and Cash Items 12,949 19 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ - ___ - __ _____ ----

ters of Credit and Accept-

Liability on Letters of Credit,

Ovanecrdesraf-ts---O--f---a-n-y-)---------

and Acceptances __ -------- --------1,208 58 Reserve for Interest and Taxes _-- _-----

Other Assets: Revenue Stamps _______ ----

Other Liabilities ----------- --------308 05

Total --------------------$888,239 10 Total -------------------$888,239 10

r

2 4 i(. ;p ;pelf '!*'!+'!

170

BANKING DEPARTMENT

EX:AMINEB'S BEPOBT.

CORNELIA BANK, CORNELIA.

At Close of Business September 7, 1920.

President-J. E. Barr. Vice-President-E"dward Flor. Cashier-cliff C. Kimsey.

Directors-J. E. Barr, Edward Flor, Cliff C. Kimsey, F. M. Cash, P. Duckett,

Eva G. Irwin, 0. E. Flor, A. M. Kitchens, J. A. Sasser.

Date of Charter-July 3, 1900.

Began Business-September, 1900.

RESOURCES

LIABILITIES

Time Loans ----------------$313,625 82 Capital Stock Paid In ------ 40,000 00

Demand Loans ------------- 37,432 77 Amt. Reserved for Branches

Loans Secured by Real Estate 20,000 00 Surplus Fund -------------- 10,000 00

United States Bonds -------- 3,119 46 Undivided Profits ---------- 19,825 01

Other Stocks and Bonds__ 8,234 54 Dividends Unpaid----------- 1,624 00

Banking House ------------ 4,000 00 Due to Banks in this State __ Furniture and Fixtures ______ 2,000 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ---------------- 38,000 00

Due from Banks in this State 39,443 17 Individual Deposits Subject to

Due from Banks in other

Check _____ ---- _______ - __ _ 127,883 23

States ------------------- 6,691 58 Demand Certificates ofDeposit

Currency ------------------- 4,550 00 Time Certificates of Deposit 206,588 86

Gold ----------------------- 1,230 00 Savings Deposits ----------Silver, Nickels, Pennies.____ 1,228 75 Trust Funds on Deposit. __ _ Advances on Cotton _________ _________ Cashier's Checks _________ _

Advances on other Commodities ______ -- -- ______ - -- ___

Certified Checks _______ -- __ _ Bills Payable --- __________ _

3,579 23 10 00

Checks for Clearing House__ ____ -- ___ Notes and Bills Rediscounted

Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money----------

ters of Credit and Accept-

Liability on Letters of Credit,

ances _______________ ---- _ ____ ----- and Acceptances _____ - ___ _

Other Assets:

Reserve for InterestandTaxes 2,903 63

Cash Short ----------------

275 55 Other Liabilities------------ 1,307 90

Transit Acct ---------------

470 13

Depositors' Guarantee Fund._ 3,445 45

Total --------------------$451,726 86 Total --------------------$451,726 86

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$281,238 38 Capital Stock Paid In ------$ 40,000 00 Demand Loans _____________ 33,982 33 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds....
Banking House -----------Furniture and Fixtures ____

46,824 87 3,119 46 8,234 54
4,000 00 2,000 00

Demorest ---------------Surplus Fund ------------Undivided Profits ----------
Dividends Unpaid ---------Due to Banks in this State.-

15,000 00 10,000 00 17,765 67
12 00 13,796 12

Other Real Estate Owned Due from Banks in this State Due from Banks in other
States -------------------Currency ------------------Gold ----------------- ----Silver, Nickels, Pennies.-----

--------- Due to Banks in other States 31,268 31 Call Money --------------- 28,500 00
Individual Deposits Subject to 12,372 10 Check ------------------- 115,846 86
3,419 00 Demand Certificates of De2,367 50 posits -------------------- 2,500 00 1,402 37 Time Certificates of Deposit 181,533 40

Advances on Cotton--------- --------- Savings Deposits -----------

Advances on other Commodi-

Trust Funds on Deposit.---

ties ---------------------Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

Cashier's Checks-----------702 57 Certified Checks ------------
68 00 Bills Payable -- -~---- _----Notes and Bills Rediscounted

1,364 65 100 35
35,000 00

ters of Credit and Accept-

Certificates of Deposit for

ances ____________________ ________ . Borrowed Money ----------

Overdrafts-(if any)________ 2,313 25 Liability on Letters of Credit, Other Assets _______________ _________ and Acceptances _____ -----

Reserve for Interest and Taxes 1,893 63

Other Liabilities------------

Total --------------------$433,312 68 Total --------------------$433,312 68

FIRST ANNUAL REPORT

171

EXAMINER'S B.EPOB.T.

BANK OF COVINGTON, COVINGTON.

At Close of Business September 15, 1920.

President-R. R. Fowler. Vice-President-J. L. Stephenson. Cashier-J. E. Phillips.
Directors-R. R. Fowler, J. L. Stephenson, J. E. Phillips, J. T. Gibson, C. A. Sockwell, W. Cohen, R. C. Guinn, F. E'. Heard, P. vV. Godfrey, L. W. Jarman, J. L. Calloway, E. W. Fowler.

Date of Cha.rter-1901.

Began Business-1901.

RESOURCES

LIABILITIES

Time Loans ----------------$555,210 49 Capital Stock Paid In ------$100,000 00 Demand Loans-------------- 25,673 43 Amt. Reserved for Branches ________ _ Loans Secured by Real Estate ________ _ Surplus Fund-------------- -----

United States Bonds -------Other Stocks and Bonds ____ Banking House ______ -- ___
Furniture and Fixtures ____ Other Real Estate Owned____

38,296 00 Undivided Profits ---------- 50,083-is

19,832 50 Dividends Unpaid __________

80 00

________ _ Due to Banks in this State---------

4, 761 99 1,349 26

CDaulel tMo oBnaenyks__i_n__o_th__e_r__S_t_a_te_s_

-_ -_-_-_ -_ _- _- _- -_

Due from Banks in this State 26,803 08 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency ------------------GS iollvde r ,- -N- -i -c -k-e-l s-,- -P-e- n- -n-i e- s- - -_-__- -_ Advances on Cotton _______ _
Advances on other CommodiChteiecsks__fo- -r - -C-l-e-a-r-in- g- - -H-o-u-s-e-_-_-

19,157 41 DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 3_1_7_,_2_1_6__72_

10,211 00 Time Certificates of Deposit._ 63,117 07

372 50 Savings Deposits ----------- 29,475 ol

1,211 35 Trust Funds on Deposit. ___ ---------

25,766 10 CCearstihfiieerd'sChCehcekcsks__-_-_-_-_-_-_-_-_-_-_-_ __2,230 32

-_-__- _- _- _-_-_- _-

Bills Payable ______________ Notes and Bills Rediscounted

t5o~ooo-oii
20,000 Oo

Other Checks and Cash Items Customers' Liability on Let-

3,201 91

Certificates of Deposit for Borrowed Money __________

________ _

atenrcsesof_ _C_r_e_d_i_t_ _a_n_d__A_ _c_c_e_p_t-_ _ _______ _ LiaanbdiliAtyccoenptLaentcteesrs_o__f _C_r_e_d_i_t_, ________ _

Overdrafts (if any) _______ _ Other Assets ______________ _

4,864 66 Reserve for Interest and Taxes ________ _ 371 00 Other Liabilities:

Cash Long------------------

14 91

Total --------------------$732,203 10 Total --------------------$732,203 10

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$298,198 18 Capital Stock Paid In ______ $100,000 00 Demand Loans-------------- 21,690 98 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 155,000 00 United States Bonds _- ___ __ 38,200 00

SUunrdpilvuids e

dF

uPnrodf

----------~--
its ___________

-4-8-, -5 -2 1- - -4-9

BOathnekringStoHcokussean_d_ _ _B_o_n_d_s__ ___ _1_9_,8_3__2__50_ DDiuveidteondBs aUnknspaiidn -th--is---S-t-a-t-e -_-__-_-_-_-_-_--_

Furniture and Fixtures ---- 4,761 99 Due to Banks in other States ________ _

Other Real Estate Owned____ 1.382 35 Call Money ---------------- --------Due from Banks in this State 30,525 59 Individual Deposits Subject to

Due from Banks in other States--------------------

22,377 42 DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 2_7_4_,6_0_2___20_

CG

oulrdr

e

n__c

y--

-_-_

-_

-_

_-

_-

_-_-_-

-
~

-__-

--

-_-_-_-_

_-

-_

13,420 00 Time Certificates of Deposit 680 00 Savings Deposits ----------

56,455 92 24,310 87

Silver, Nickels, Pennies ___ - 1,096 33 Trust Funds on Deposit. ___ ---------

Advances on Cotton _________ _ Adtvieasnc_e_s_ -o-n- _o_ t-h-e_r--C_o_m__m__o_d_i_-

25,157

00

Cashier's Checks _________ _ Certified Checks _____________

_ _2_,0_1_7___51_

_______ - _ Bills Payable ------------- 110,000 00

Checks for Clearing House __ 2,951 73 Notes and Bills Rediscounted 20,000 00

Other Checks and Cash Items Customers' Liability on Let-

________ _ CeBrtoirfricoawteesd MoofneDy e_p_o_s_i_t__f_o_r_

________ _

ters of Credit and Accept-

Liability of Letters of Credit,

ances ___ - - -- - -- - - - - - - - - - - - - - - - - - - - and Acceptances ___ _______ _ _______ _

Overdrafts-Of any)_-------

262 92 Reserve for Interest and Taxes --- _-----

Other Assets: Cy. for Redemption _- ___ - __

Other Liabilities------------ --------371 00

Total --------------------$635,907 99 Total --------------------$635,907 99

....

172

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF NEWTON COUNTY, COVINGTON.

...

At Close of Business September 13, 1920.
President-M. G. Turner. Vice-President-C. H. White. Cashier-J. vV. Harwell.

Directors-M. G. Turner, C. H. '\Yhite, J. W. Harwell, D. J. Adams, G. C. Adams, 'IV. A. Adams, C. I. Harwell, J. T. Harris, J. W. King, T. C. Swann, N. S. Turner.

Date of Charter-January 17, 1905.

Began Business-January 30, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$574,998 44 Capital Stock Paid In ------$ 80,000 00 Demand Loans _______________ 27,911 20 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 30,000 00 Surplus Fund ------------- ---------

United States Bonds ------ 52,098 33 Undivided Profits ---------- 36,802 45

Other Stocks and Bonds ____ --------- Dividends Unpaid

104 00

Banking House ----------- --------- Due to Banks in this State --------Furniture and Fixtures ____ 3,428 92 Due to Banks in other States ---------

Other Real Estate Owned --------- Call Money ---------------- ---------

Due from Banks in this State 116,374 52 Individual Deposits Subject to

Due from Banks in other

Check ------------------ 626,(/12 65

States ------------------- 52,531 65 Demand Certificates ofDeposit ---------

Currency ------------------- 21,687 00 Time Certificates of Deposit 124,151 21

Gold ----------------------

247 50 Savings Deposits ---------- 32,398 01

Silver, Nickels, Pennies____ 1,542 74 Trust Funds on Deposit_ ___ ---------

Advances on Cotton--------- --------- Cashier's Checks ----------

159 95

Advances on other Commodl-

Certified Checks __ --- _--- _-- _ ________ _

ties ---------------------- --------- Bills Payable -------------- --------ClJecks for Clearing House__ 1,516 23 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items 17,677 36 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ - ______ ________ _

atenrcsesof__C_ r_e_d_i_t_ _a_n_d__A_ _c_c_e_p_t-_ ___ __ ____ LiaanbdilitAycocnepLtaenttceerss o_f__C_r_e_d_ i_t_, _ _______ _

Overdrafts- (if any)________ 1, 711 86 Reserve for Interest and Taxes ____ - ___ _ Other Assets ____ ___ ---- __ ___ ___ ___ Other Liabilities _________ _ 2,139 08

Total --------------------$902,367 35 Total -------------------$902,367 35

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$435,190 55 Capital Stock Paid In ------$ 80,000 00

Demand Loans ------------ 44,277 68 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -----MBaenr.kiSnagv.HoCuesertf_s_._--_-_-_-_-_-_-_-_--

217,595 25 26,272 33 _ _ _8_2_6_ _ _00_

USunrdpivluids edFuPnrdofit-s---_-__-_-_-_-_-_-_--_ Dividends Unpaid!_________ _
Due to Banks in this State

37,603 46 104 00

Furniture and Fixtures____ 4,503 92 Other Real Estate Owned---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 53,798 76 Individual Deposits Subject to

Due from Banks in other States -------------------
Currency -----------------Gold ___ -- _----------------Silver, Nickels, Pennies ___ _

8,733 5f, DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-it 571,707 90 16,634 00 Time Certificates of Deposit 115,253 89
307 50 Savings Deposits ---------- 35,089 59 1,413 11 Trust Funds on Deposit__- __

Advances on Cotton Advances on other Commodi-
ties - _--------------------

23,343 15 CCearstihfiieerd'sChCehckecs k_s___-_-_-_-_-_-_-_-_--_ --------- Bills Payable _____________ _

Checks for Clearing House __ --------- Notes and Bills Rediscounted

1,294 84

Other Checks and Cash Items 5,635 93 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _______ _

ters of Credit and Accept-

Liability on Letters of Credit,

ances _________ -- __ -- ___ -- _-------- and Acceptances _-- _____ _

Overdrafts- (if any)------- 2,473. 94 Reserve for Interest and Taxes

Other Assets ---------------

48 00 Other Liabilities _____ - ___ -- _

Total -------------------$841,053 68 Total -------------------$841,053 68

FIRST ANNUAL REPORT

EXAlllliNEB'S BEPOBT.

FARMERS BANKING COMPANY, COVINGTON.
At Close of Business August 30, 1920.

President-M. H. Smith. Vice-Presidents-J. M. Rogers, H. T. Huson.

Cashier-S. L. Smith.

Directors-M. H. Smith, J. M. Rogers, H. T. Huson, W. H. Ivy, R. W. Dobbs,

Otis Hardiman, Boyce Haney, J. B. George, S. M. Sigman, E. E. Lunsford

F. A. Pennington, E. G. Hull, G. W. Benton, W. T. Corley.

'

Date of Charter--April 23, 1920.

Began Business-May 4, 1920.

RESOURCES

LIABILITIES

DTiemmeandLoLaonasns --_-_-__----_-.-_-_-_-_-_-$ 33,253 51

Capital Stock Paid In ------$ 22,995 00 Amt. Reserved for Branches

Loans Secured by Real Estate Other Stocks and Bonds ___ _

SUunrdpilvuids edFuPnrdofit-s---_-__-_-_-_-_-_-_--_

Banking House -----------

Dividends Unpaid _________ _

Furniture and Fixtures

4,990 16 Due to Banks in this State

Other Real Estate Owned Due from Banks in this State

1,116 43 CDaiell toMoBnaenyks__in___o_lh__e_r__S_t_a_t_es_

Due from Banks in other

IndividualDeposits Subject to

States _______ -
Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P-e- n- -n-i e- s- - -_---

867 00 DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o--fD--e-p-o-s-i-t 10,970 17 Time Certificates of Deposit 1,411 15
501 15 Savings Deposits -----------

Advances on Cotton--------Advances on other CommodiChteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u--s-e-.Other Checks and Cash Items

Trust Funds on Deposit. ___ _ Cashier's Checks __________ Certified Checks ____________ _ 1,524 52 Bills Payable ------------Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money _______ _

O va necr de sr a f-t-s---O- -f- -a-n- -y-)- - - - - - - -

Liability on Letters of Credit, 1,215 65 and Acceptances ________ _

Other Assets:

Reserve for Interest and Taxes

Bills Receivable Short.----Ind. Ledger ______ - --------

26 41 Other Liabilities -----------216 41

90 30

Profit and Loss ------------ 1,756 38

Tbtal -------------------$ 45,250 21 Total -------------------$ 45,250 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -----.----------$ 28,729 85 Capital Stock Paid In .... $.30,000 00

Demand Loans __ ----------- 6,260 62 Amt. Reserved for Branches ---------

Loans Secured by Real Estate

Surplus Fund ------------- ---------

United States Bonds -------.

Undivided Profits ---------- ---------

Other Stocks and Bonds ---

Dividends Unpaid ---------- ---------

Banking House . ---------Furniture and Fixtures.- Other Real Estate Owned

Due to Banks in this State ---------

6,608 80

Die to Banks in other States Call Money __________ __ _

_______ _ ________ _

Due from Banks in this State 2,063 92 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency ------------------GSiollvder,--N--i-c-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--. Advances on Cotton --------

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 298 56 Time Certificates of Deposit
Savings Deposits _. ____ __ _ Trust Funds on Deposit_ _____ 4,748 01 Certified Checks ____________ _

_1_2_,2_7_7___23_ 2,126 15
________ _ ---------

Advances on other CommodiChteiecsks--fo--r --C-l-e-a-r-in-g---H-o--u-s-e-.--

Bills Payable ------------- 10,000 00 Notes and Bills Rediscounted _____ _. Certificates of Deposit for

Other Checks and Cash Items 2,302 30 Borrowed Money --.----- --------.

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit, and Acceptances _____ ___ _..

ances -------------------Overdrafts (if any) --------.

Reserve for Interest and Taxes . --------

Other Liabilities ----------

956 54

Other Assets:

Interest Paid --------------

161 14

StTatoiotanler-y--P-r-i-n-t-i-n-g-----------------$-

1,564
--
55,421

66 27

Total --------------------$ 55,421 27

174

ilANKfNG DEPARTMl<lN'I'

EXAMINEE'S BEPOBT.

BANK OF ORAWFORD, ORAWFORD.

At Close of Business July 15, 1920.

President-Jno. F. Holden. Vice-President-J. A. Rowland. Cashier-W. "\V. Berry.

Directors-Jno. F. Holden, J. A. Rowland, E. P. Burt, "\V. C. Bond, D. J. Carithers,

U . .N. J;;pps, M. C. Colquitt, C. 0. Stephens, H. H. Little, J. L. Bray,

A. G. Rowland, W. W. Berry.

Date of Charter-1905.

Began Business-1905.

RESOURCES

LIABILITIES

Time Loans ---------------$185,647 54 Capital Stock Paid In _______ $ 25,000 00

- iio Demand Loans __ - _- __ -- _____ 26,584 73 Amt. Reserved for Branches
Loans Secured by Real Estate 33,729 63 Surplus Fund --------------

-7~5oo-

United States Bonds-------- 3,221 30 Undivided Profits ---------- 6,070 22

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

Banking House --- _________ 2,200 00 Due to Banks in this State

Furniture and Fixtures______ 2,416 70 Due to Banks in other States 5,000 00

Otller Real Estate Owned ___ ______ Call Money -- ____ ---- __ - _- _

Due from Banks in this State 10,797 75 Individual Deposits Subject to

Due from Banks in other

Check ___ -- ____ - _____ -- __ 100,151 54

States-------------------- 9,602 96 Demand Certificates ofDeposit Currency _____________ ______ 2, 743 00 Time Certificates of Deposit 62,884 67

Gold ----------------------- 4,458 36 Savings Deposits . ---------Silver, Nickels, Pennies_____ 1, 715 36 Trust Funds on Deposit__-- __

AAddvvaanncceess oonn Coothtetor nC-o-m--m--o-d-i-ties ___ - _ _ _ __ _ __ _ _ __ _ __ _ _ _
1
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

--------- Cashier's Checks ----------Certified Checks _________ - __ _
_ ______ -- Bills Payable _____________ _ 25 25 Notes and Bills Rediscounted
____ -- ___ Certificates of Deposit for Borrowed Money ______ - __ _

460 35
70,000 00 1,232 00

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ _____ - ___ LiaanbdilitAycocnepLtaenttceerss o__f_C__re__d_it_,

overdrafts (if any)_________ Other Assets:

384 29 Reserve for Interest and Taxes 1,325 43 Other Liabilities ___________ _

Revenue Stamps -----------

55 70

Total --------------------$279,124 21 Total --------------------$279,124 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$180,677 18 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------ 35,669 35 Amt. Reserved for Branches _--- ___ --

Loans Secured by Real Estate 48,264 36 Surplus Fund -------------- 7,000 00

United States Bonds -------Other Stocks and Bonds ____

3,221 30 ---------

DUnivdiidveinddeds UPnropfaiitds

_- -__- -_-__-_- -__- -_

_ _5_, 2_4_5_ _ _98_

Banking House -----------.Furnitare and Fixtures ____
Other Real Estate Owned____

2,200 00 2,416 70 ____ --- _-

DDuuee ttoo BBaannkkssininoththeirs SStatatetes Call Money _-- ___ -- ____ -- __

-_ -_ _- _- _-_-_-_- -_ _ _______ _

Due from Banks in this State 10,005 45 Individual Deposits Subject to

Due from Banks in other States -------------------

3,232 96 DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t _8-4_,0__5_5_ 4-1-

GCoulrdren_c__y___--_-_-_-__--__--_-__--_-__--_-_-_ -_

_ _5_, 8_3_4_ _ _00_

Time Certificates of DeposiL _ Savings Deposits-----------

62,070 55 ---------

Silver, Nickels, Pennies ___ - 2,330 96 Trust Funds on Deposit_ _____ ---------

Advances on Cotton -------- 6,329 31 Cashier's Checks ---------- 2,290 77

Advances on other Commodi-

Certified Checks------------- ---------

ties _________ -- _--- _-- ___ - --- _----- Bills Payable -------------- 71,500 00

Checks for Clearing House_- ____ ----- Notes and Bills Rediscounted 41,408 33

Other Checks and Cash Items 1,142 50 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _____ --- ___ 5,000 00

ters of Credit and Accept-

Liability on Letters of Credit,

ances _______ - _____ - - - ___ - -- -- -- -- - and Acceptances _ _________ _-- ____ --

Overdrafts (if any)--------- 2,171 27 Reserve for Interest and Taxes _--- ___ --

Other Assets:

Other Liabilities ------------ ---------

U. S. Revenue Stamps ------

75 70

Total ---------------"----$303,571 04 Total --------------------$303,571 04

1-

FIRST ANNUAL REPORT

175

;,,\
EXAMilii'EB.'S B.EPOB.T.

FARMERS BANK, CRAWFORD.
At Close of Business August 28, 1920.

President-E. 0. Veal. Vice-President-Jno. F. Shehone. Cashier-H. T. O'Neal.

Directors-E. 0. Veal, Jno. T . .Shehone, S. C. Faust, L. 0. Benton, Jno. A. Jewell, Jno. T. Wilkins, Pat Pace, H. T. O'Neal, C. R. Colquitt.

Date of Charter-September 9, 1911.

Began Business-September 22, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$249,199 76 Capital Stock Paid In _______ $ 25,000 00

Demand Loans -----------Loans Secured by Real

37,372 84 ASumrtp.luRs esFeurnvded __fo__r __B_r_a_n_c__h_es_

10,000 00

Estate ------------------United States Bonds -------OBathnekrinSgtoHcokus saend___B_o_n__d_s_________
Furniture and Fixtures. ___ _ Other Real Estate Owned.__

16,725 00 -----------------
2,000 00 2,900 00 ________ -

UDnivdiidveidnedds PUrnopfaiitds-_-_-_-_-_-_-_-_-_--_ Due to Banks in this State CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_
Individual Deposits Subject to

7,348 06 13,000 00

Due from Banks in this State DuSetatfersom___B__a_n_k_s___i_n___o_t_h_er_
GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Silver, Nickels, Pennies. ___ _

10,846 61
1,022 15 395 00 474 24 79 24

DeCmhaencdk

C

~----------------- ertificates of Deposit

107,968

44

STaimviengCs eDrteifpiocasittess _o_f__D__e_p_o_s_i_t 27,617 34

CCearsthifiieerd's CChheecckkss _-_-__-_-_-_-_-_-_-_--_

79 81

Advances on Cotton ___ __ ____ ___ -- _--- Bills Payable --------'----- 85,000 00

Adtvieasnce_s__o_n__o_t_h_e_r__C_ o__m_m__o_d_i_-

_ _______ _

Notes and Bills Rediscounted Certificates of Deposit for

47,467 64

Checks for Clearing House._

227 43 Borrowed Money _______ _

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O va necredsr a-f t-s---(-i-f- -a-n-y-)- - -_---------- --

365 25 2,348 01

LiaanbdilitAycocnepLtaentcteesrs _o_f__C_r_e_d_i_t Reserve for Interest and Taxes Other Liabilities -- ________ _

Other Assets -------------- ---------

Total --------------------$323,481 29 Total --------------------$323,481 29

BANK'S STATEMEN'l' at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$208,000 00 Demand "Loans ------------- 21,292 24 Loans Secured by Real Estate 30,000 00

Capital Stock Paid In ______ $ 25,000 SAumrtp.luRs eFseurnvded __fo__r__B_r_a_n_c__h_es_ 10,000

00 00

United States Bonds -------Other Stocks and Bonds ---Banking House -----------Furniture and Fixtures______
Other Real Estate Owned ___

-----------------
2,000 00 2,900 00 ---------

UDnivdiidveinddeds PUrnopfiatisd --_-__-_-_-_-_-_-_--_ Due to Banks in this State.CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

3,166 97
852 00 5,500 00

Due from Banks in this State Due from Banks in other

11,611 40

IndtoiviCdhue'aclk _D__e_p_o_s_i_t_s___S_u_b_j_e_c_t

74,946 30

States ------------------- 1,337 84 Demand Certificates of De-

GCoulrdren_c__y_ ----_-__-_-_----- -_-_-_-__-_----_-_-_ _-1-,8_9_8__ 0-0- TipmoesitCe-rt-i-f-ic-a-t-e-s--o-f--D--e-p-o-s-i-t 33,484 34

Silver, Nickels, Pennies _____

427 50 Savings Deposits - - - - --- - __ _

Advances on Cotton --------Advances on other Commodi-

---------

Trust Funds on Deposit. ___ _ Cashier's Checks __________ _ Certified Checks ________ - __ _

1,872 37

Chteiecks s f-o-r--C-l-e-a-r-i-n-g--H-o--u-s-e-._-_- --2-,3-3-5---2-0 Bills Payable -------------- 86,500 00

Other Checks and Cash Items

729 39 Notes and Bills Rediscounted 41,896 44

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money __ --- __ _

ances -------------------Overdrafts-Of any) ------Other Assets --------------

14,150 00 Liability on Letters of Credit 648 98 and Acceptances ---------Reserveforinterest and Taxes Other Liabilities -----------

14,150 00

Total --------------------$297,368 42 Total --------------------$297,368 42

176

BANKING DEPARTMENT

EXAMil'fEB'S BEPOB'l'.

BANK OF CRAWFORDVILLE, CRAWFORDVILLE.

At Close of Business August 10, 1920.

President-Jno. F. Holden. Vice-President-J. A. Kindricks.

Cashier-Geo. Mitchell.

Directors-J. F. Holden, J. A. Kindricks, G. H. Wright, M. F. Griffith, R. C. Binns.

Date of Charter-February 23, 1899.

Began Business-October 1, 1898.

RESOURCES

LIABILITIES

Time Loans ----------------$203,010 03 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

15,143 75 16,721 75

ASumrtp.luRs eFseurnvded __fo__r__B_r_a_n_c_h__es_

50,000 00

United States Bonds -------OB at hnekri nSgt oHc kosu saen d_ _B_o__n _d_s ____ __ __ _

2,500 00 _ _3_, 5_6__8__70

DUnivdiidveinddeds PUrnopfiatisd --__-_-_-_-_-_-_-_--_ Due to Banks in this State

24,161 92

Furniture and Fixtures ----- 2,007 77 Due to Banks in other States

Other Real Estate Owned.__

308 27 Call Money ----------------

Due from Banks in this State 16,745 10 Individual Deposits Subject

Due from Banks in other
States ------------------GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Silver, Nickels, Pennies._- __ Advances on Cotton--------Advances on other Commodi-
ties ---------------------

5,338 29 1,429 00
82 50 177 20 ---------
---------

DeptomosaCinthde_c_kC__e-_r-_ti-_f-_ic_-a_-t_-e_-s_-_-_-o_-f_-_-D_-_-e--_
Time Certificates of Deposit. Savings Deposits __________ _ Cashier's Checks _________ _ Certified Checks - __ -- __ -- __ _ Bills Payable _" ____________ _

91,780 10
64,783 65 746 60
20,000 00

Checks for Clearing House._ 1,008 47 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

5,346 59

Certificates Borrowed

of Deposit for Money _______ _

ters of Credit and Acceptances _- ___ - ___ -----------

---------

Liability on Letters of Credit and Acceptances ____ - ___ _

Overdrafts-(if any) ------- 7,980 49 Reserve for Interest and Taxes

--------- Other Assets --------------
Cash Short -----------------

Checks for Clearing________ _ 3 91 Other Liabilities:
Deposits Since Closing ____ _

2,930 41 1,969 24

Total --------------------$281,371 92 Total --------------------$281,371 92

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$201,359 48 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ------------- 2,720 20 Amt. Reserved for Branches ________ _ Loans Secured by Real Estate 20,000 00 Surplus Fund -------------- 50.000 00

United States Bonds -------- --------- Undivided Profits ----------- 16,076 49

OBathnekrinSgtoHcokus saend___B_o_n_d_ s___________

-_-_-_-_-_-_ _- _- -_

Dividends Unpaid ---------Due to Banks in this State..

-----------------

Furniture and Fixtures.____ 2,007 77 Due to Banks in other States _- ___ - __ -

Other Real Estate Owned.___

308 27 Call Money----------------- ---------

Due from Banks in this State 50,601 03 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 54,659 12

States ------------------CGoulrdren_c_y_ __--__--_-_-__--_-_-__-_--__--_-_-_-_-_

9,851 86 _ __8_9_9___85_

Demand Certificates of Deposit _______ - ___ - ___ - __ - -
Time Certificates of Deposit

_-- - _-- _87,254 19

Silver, Nickels, Pennies.____ Advances on Cotton ________

1,010 77 ________ _

Savings Deposits ----------Trust Funds on Deposit. __ --

--------_- ___ ----

Advances on other Commodi-

Cashier's Checks------------

411 45

Chteiecks s -f-o-r--C_l-e-a-r_in-g---H-o- u_s--e.__- -_-____-_-_-_-_--_ CBeilrltsifiPedayCabhelecks________-_-_-____._--_-_-_ -6-2-,-5-0-0--0-0

Other Checks and Cash Items 7,142 02 Notes and Bills Rediscount~" _--------

Customers' Liability on Let-

Certificates of Deposit for L

ters of Credit and Accept-

Borrowed Money __ ------ ---------

ances _________ - ______ --- _ _ -~-,..----- Liability on Letters of Credit

OOvtheerrdrAafstsse(tsif a_n__y-) ----__-_--_-__--_-_

_- -__- -- -- -_-__- -_

and Acceptances --------Reserve for Interest and Taxes

-----------------

Other Liabilities _____ ------ ---------

Total --------------------$295,901 25 Total --------------------$295,901 25

FIRST ANNUAL REPORT

177

EXAMINER'S B.EPOB.T.

BANK OF TALIAFERRO, ORAWFORDVILLE.
At Close of Business AU!<-:.tst 23, 1920.
President-Jno. F. Holden. Vice-President-W. W. Bird. Cashier-S. W. Wynn. Directors-Jno. F. Holden, W. W. Bird, U. S. Gunn, C. W. Gee, C. H. Golucke,
J. W. Por)<:, J. H. Jackson. Date of Charter-1907.

RESOURCES

LIABILITIES

Time Loans ----------------$108,851 10 Capital Stock Paid In ______ $ 40,000 00

bemand Loans ------------- 1,157 69 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds_____

31,729 00 2,500 00
________ _

Surplus Fund -------------UDnivdiidveinddeds PUrnopfiatisd --_-_-_-_-_-__-_-_--_

8,000 00 11,447 03
22 50

Banking House ------------- 5,892 87 Due to Banks in this State __

Furniture and Fixtures______ Other Real Estate Owned____

1,648 40 7,556 65

CDaulel Mto oBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 4,882 03 Individual Deposits Subject

Due from Banks in other States -------------------
Currency -------------------

12,040 93 3,225 00

DeptmoosaCinthde_c_Ck__e_-r-t-i-_f-_ic-_a_-t_-e_-s_-

-

--o--f --

-_D-__-e---

GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_

3,844 40 Time Certificates of Deposit619 40 Savings Deposits __________ _

Advances on Cotton--------Advances on other Commodi-

---------

Cashier's Checks ___________ _ Certified Checks ___________ _

55,380 32
58,603 30 685 39

ties _______________ --- ___ ------ _-- Bills Payable -------------- 10,000 00

Checks for Clearing House__ 4,035 47 Notes and Bills Rediscounted

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _______ _

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaft-s_-(_i_f_a-n-y--)- _____-_--_-_-_-_-_ Other Assets _______________

-_-__-_-_-_-_-_- _.. ________ _

and Acceptances ____ -- __ _
Reserve for Interest and Taxes Other Liabilities-----------

Total --------------------$184,138 54 Total --------------------$184,138 54 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$136,956 64 Capital Stock Paid In--------$ 40,000 00

DLoemanasnSd ecLuoraends b-y-R-e-a-l--E-s-t-a-teUnited States Bonds -------Other Stocks and Bonds ____

__1_,3__2_5__00_ -----------------

Amt. Reserved for Branches SUunrdpilvuids edFuPnrdofi-t-s--_-_-_-_-_-_-_-__-_--_ Dividends Unpaid __________ _

8,000_ 00 7,140 67
22 50

Banking House -------------- 5~ 87 Due to Banks in this State __

Furniture and Fixtures ----Other Real Estate Owned ___

1,648 40 7,556 65

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks In this State 20,925 30 Individual Deposits Subject

Due from Banks in other States -------------------
CG uo lrdr e n_c_y_ _ -_ _- _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_- -_
Silver, Nickels, Pennies _____ _ Advances on Cotton ________ _ Advances on other Commodi-

4,440 38 Detmo aCnhdecCker-t-if-i-c-a-t-e-s--o-f--D--e--3,474 00 posit ---------------------
22 50 Time Certificates of DeposiL 598 08 Savings Deposits ----------440 55 CTarushsiterF'sunCdhsecokns D__e_p_o_s_i_t_- ______ __

37,537 33 70,57 4 76
232 87

ties _______ -- _- ___ ------Checks for Clearing House__

--------________ _

CBeilrltsifiPeadyaC'bhleeck_s_______- ___-_-_-___-___- __

25,000 00

Other Checks and Cash Items 5,227 76 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money----------

ances _______ ----- _------- --------- Liability on Letters of Credit

OOtvheerrdrAafstsset(sif_a_n_y__) _-_-_-_-_-_-_-_-_-_

_- -_ -_ _- _-_-_-_- -_

and Acceptances --------Reserve for Interestand Taxes

Other Liabilities _____ - _- __ -

Total --------------------$188,508 13 Total --------------------$188,508 13

' 178

BANKING DEPARTMENT

EXAMDfEB?S BEPOBT.
BANK OF CULLODEN, CULLODEN.
At Close of Business September 1, 1920.
President-H. L. Dickey. Vice-Presidents-'---B. H. Clements, H. D Fincher. Cashier-E. S. Winn.
Directors-H. L. Dickey, B. H. Clements, H. D. F1incher.

RESOURCES

LIABILITIES

Time Loans ----------------$109,910 08 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ------------- 28,416 76 Amount Reserved for Branches

Loans Secured by Real Estate UOnthiteerd SSttoactkess BanodndsBo-n-d-s-_-_-_-_-

---------_-- -_-_-__-_-_--_

US unrdpi vl ui ds eFd uPnrdo f-i-t s- - -_-_-_-_-_-_ -_ _- _- _- -_ Dividends Unpaid _________ _

25,000 00 5,533 96

Banking House ------------- 2,000 00 Due to Banks in this State __ Furniture and Fixtures-_____ 3,468 63 Due to Banks in other States Other Real Estate Owned ___ --------- Call Money ________________ _ Due from Banks in this State 4,849 12 Individual Deposits Subject

DuSetatfersom___B__a_n_k_s___i_n__O__th_e_r_ ________ _ DetomaCnhdecCker-t-if-i-c-a-t-e-s--o-f--D--e--- 28,756 58

Currency ------------------GS iollvde r ,- -N- -i -c -k-e-l s-,- -P- -e-n-n-i-e-s -_-__-_- -_ Advances on Cotton ____ -- __ --
Advances on other Commodities ____ - ____ - _- __ - - - - _- -
Checks for Clearing House__

3,611 00 40 00
341 69 247 90 __ - -- - _- _- _____ --

TipmoesiCt e-r-t-if-i-c-a-t-e-s-o--f --D-e-p-o-s-i-LSavings Deposits ----------Cashier's Checks ----------Certified Checks --- __ --- ___ _
Bills Payable -------------Notes and Bills Rediscounted

41,585 21 50 91
27,500 00

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances - ~ _- - - __ - - --- -- - - - - OOtvheerrdArasfstest-s(i_f_a_n__y_)____-_- _______---

- _------- -- -- - - - __ - 3_7__9_ 0-1-

CeBrtoirfriocawteesd MoofneDy e_p_o_s_i_t___f_or_ Liability on Letters of Credit
and Acceptances __ - _____ _ ROethseerrveLfioarbiIlnittieerses_ta_n__d__T__a_x_es_

Total --------------------$153,426 66 Total --------------------$153,426 66 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans _____________ _

70,157 18,430

42 64

Capital Stock Paid In _______ $ 25,000 00 Amount Reserved for Branches

Loans Secured by Real Estate United States Bonds ______ -_

39,102 81 SUunrdpilvuisdeFdunPdro-f-i-ts---_-__--------_-_-_-_

25,000 00 2,408 44

Other Stocks and Bonds ___ _

Dividends Unpaid ___ -- ____ _

Banking House _-- ___ - ____ - _ 2,000 00 Due to Banks in this State __

Furniture and Fixtures _____ _ Other Real Estate Owned __ _

3,468 63 CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in Other
States ------------------GC oulrdr e n_c_y_ _-_ -_ _- _- _- _-_-_-_-_-_-_- ------ -_-__- -_

6,955 32 1,359 00

Individual Deposits Subject DteomCahnedc kC e-r-t-i f-i-c-a-t-e-s - -o-f- -D- -e-- TipmoesiCt e-r-ti-f-i-c-a-te-s--o-f-D--e-p-o-s-i-L---

21,244 05 38,660 99

Silver, Nickels, Pennies ____ _ Advances on Cotton ____ c _- _

434 71 Savings Deposits ----------Trust Funds on DeposiL ___ _

Advances on Other Commodi4tiHeso-g2s H__e_a_d__o_f__C__a_t_tl_e__a_n_d_
Checks for Clearing House __

CCearsthifiieerd's CChheecckkss __-_-_-_-----_-_-__--100 00 Bills Payable--------------- 32,500 00 102 20 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

132 71 Certificates of Deposit for Borrowed Money ___ ---- __ -

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - -( i-f- -a-n-y-)- - -_-_-_-_ _- _-_- -_ Otl;ler Assets ______________ _

and Acceptances __ ----- _771 67 Reserve for Interest and Taxes
Other Liabilities ---- _-------

Total --------------------$144,813 48 Total --------------------$144,813 48

l-

-----------------1

FIRST ANNUAL REPORT

179

EX:AJIIIIl!I'EB'S BEPOBT.

MERCHANTS & PLANTERS BANK, CULLODEN.

At Close of Business August 31, 1920.

President-J. 0. Holmes. Vice-President-H. H. Holmes. Cashier-F. P. Sullivan.

Directors-J. 0. Holmes, R. H. Holmes, C. A. Holmes, A. J. Johnson, 0. H. Sul-

livan, W. A. \Vorsham, W. J. Zellner.

Date of Charter-December 4, 1904.

Began Business-December 4, 1904.

RESOURCES

LIABILITIES

Time Loans ---------------$101,508 78 Capital Stock Paid In ______ -$ 15,000 00

Demand Loans ------------- 13,099 65 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________ Other Stocks and Bonds_____

----------------________ _

USunrdpivluids edFuPnrdof-it-s---_-_-_-_-_-__-_-_--_ Dividends Unpaid _________ _

15,000 00 7,593 72

Banking House ____________

950 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned___

2,089 10 ________ _

CDaulel

tMo oBneaynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 17,877 59 Individual Deposits Subject

Due from Banks in other
States -------- ---------CG oulrdr e n c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_- -_

2 72 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D-e-p--o-s-it1,358 00 Time Certificates of Deposit_
10 00 Savings Deposits -----------

Silver, Nickels, Pennies ____ _

443 05 Cashier's Checks -----------

Advances on Cotton _________ --------- Certified Checks ____ --- ___ --

A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Bills Payable ____________ - _Notes and Bills Rediscounted

63,304 29 38,005 88
190 90

Checks for Clearing House Other Checks and Cash Items

700 13 74 00

CeBrtoifrircoawteesd

MofoneDye_p_o_s_i_t___f_or_

Customers' Liability on Let-

Liability on Letters of Credit

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t _-

________ _

and Acceptances _-------Reserveforinterestand Taxes

Overdrafts (if any) _______ _

!l74 28 Other Liabilities-----------

Other Assets ---------------

7 69

Total --------------------$139,094 99 .Total --------------------$139,094 99

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --- _-- _________ $ 73,933 49 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 14.530 80 Amt. Reserved for Branches

Loans Secured by Real Estate 20,298 44 Surplus Fund -------------- 15,000 00

United States Bonds _______ _

Undivided Profits ___ -- _---- 6,460 98

Other Stocks and Bonds ____ _

Dividends Unpaid ____ ---- __

Banking House __ - ________ _

950 00 Due to Banks in this State __

Furniture and Fixtures ____ _ Other Real Estate Owned __ _

2,089 10 CDaulel tMo oBnaeynks__i_n__o_t_h_e-r- _S_t_a_t_es_

Due from Banks in this State 8,858 48 Individual Deposits Subject

Due from Banks in other States -------------------
Currency -----------------Gold ___ -- _--------- __ -----

35 36 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-it2,127 00 Time Certificates of Deposit_
10 00 Savings Deposits -----------

45,522 15 34,773 62

Silver, Nickels, Pennies ___ _

331 23 Trust Funds on Deposit__---

Advances on Cotton _______ _ 3,386 32 Cashier's Checks -----------

47 81

Advances on other Commodi-

Certified Checks __ ----------

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se-_---

Bills Payable -------------- 10,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

Certificates of Deposit for Borrowed Money ________ --

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_ -_ _- -_

Liability on Letters of Credit and Acceptances _____ - __ -
254 34 Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities _____ ------

Total --------------------$126,804 56 Total --------------------$126,804 56

180

BANKING DEPARTMEN'l'

EXAliii:INEB.'S B.EPOB.T.
THE BANK OF CUMMING, CUMMING.
At Close of Business November 8, 1920.
President-Sam Tate. Vice-Presidents-Maynard Mashburn, T. J. Pirkle. Cashie.r-K. A. Kemp.
Directors-Sam Tate, K. A. Kemp, C. C. Pirkle, J. H. Hockenhull, Maynard Mashburn, Marcus Mashburn, L. H. Burgess, S. H. Allen, T. J. Pirkle, W. K. Kennemore, C. W. Heard. Date of Charter-1904.

RESOURCES

RESOURCES

Time Loans ---------------$234,507 93 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------ 19,800 18 Amt. Reserved for Branches

Loans Secured by Real Estate .. ______ _ Surplus Fund -------------- 25,000 00

United States Bonds________ 15,050 00 Undivided Profits __ - _-- _-- _ Other Stocks and Bonds _____ --------- Dividends Unpaid _________ _

699 07

Banking House ------------- 7,500 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned___

3,161 00 2,097 00

CDaulel tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks ________ . . __ 10,650 15 Individual Deposits Subject

oii DuSetatfersom__ -B__a-n_k_s___i_n___o_t_h_e_r
GCoulrdr e n c_y_ _ _ _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- -_

- -1~652-
350 00

DetomaCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 64,220 54 Time Certificates of Deposit 128,318 92 Savings Deposits -----------

Silver, Nickels, Pennies ____ _

699 39 Trust Funds on Deposit. ___ _

Advances on Cotton _______ _ 13,622 99 Cashier's Checks _--- _-- _-- _ 1,236 80

A dt iveasn c e-s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

Certified Checks __ -- __ - __ -- _ ________ _ Bills Payable --------------

55,000 00

Checks for Clearing House._ 1,099 80 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

968 65

Certificates Borrowed

of Deposit for Money ___ - _____ _

-any)-:::::::: - ters of Credit and Accept-
Ovae~~~~fiS- (i-

-s~3i9- 03

LiaanbdilitAycocnepLtaentcteerss _o_f__C_r_e_d_i_t Reserve for Interest and Taxes

Other Assets -------------- --------- COathsher LLoinagbil_i_ti_e_s_:___________ _

2 79'

Total --------------------$299,478 12 Total --------------------$299,478 12 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

RESOURCES

Time Loans ----------------$214,154 01 Capital Stock Paid In ______ $ 25,000 00

DLoeamnasnSdecLuoraendsby--R--e-a-l -E--s-ta--te-

__7_,_1_4_2__18_

Amt. Reserved for Branches Surplus Fund --------------

25,000 00

United States Bonds ________ Other Stocks and Bonds _____

-----------------

UDnivdiidveidnedds PUrnopfiatisd --__-_--- -_-_-__-_--_

86 83

Banking House ------------ 7,500 00 Due to Banks in this State __ Furniture and Fixtures---- 3,161 Oll Due to Banks in other States

Other Real Estate Owned____ 2,097 00 Call Money ---------------Due from Banks in this State 27,385 95 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton _______ _

186 71 5,349 00
345 00 752 73 5,969 17

Detmo aCnhdeCcekrt-if-i-c-a-te--s -o-f-D--e-p-o-s-it- 79,712 31

Time Certificates of Deposit_ 103,348 00

Savings Deposits ----------Trust Funds on Deposit_ ___ _

Cashier's Checks ____ - __ - __ _

232 75

Advances on other Commodities _______ - __ - __ -- __ -- _-

---------

CBei lrltsi f iPe da yCa bh el ec k s_ _ _-_-_-_-_-_-_-_-_-_-_- -_

45,QOO 00

Checks for Clearing House.- _-- .. ---- Notes and Bills Rediscounted

Other Checks and Cash Items 3,251 51 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ . _____ _

ters of Credit and Accept-

Liability on Letters of Credit

Ovae~~~~ftS- (i- -a-DY)-:: ::::::

--1~090- 69

and Acceptances __ - __ - __ _ Reserveforinterestand Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total --------------------$278,379 89 Total --------------------$278,379 89

FIRST ANNUAL REPORT

181

EX:Allllllii'EB'S BEPOB'l'.

THE FARMERS & MERCHANTS BANK, CUMMING.

At Close of Business November 6, 1920.

President-M. W. Webb. Vice-Presidents----,J. A. Otwell, Joel Webb, G. w. Heard.

Cashier-R. E. Hope.

Directors-M. W. Webb, Joel Webb, .N. D. Black, W. A. Robbs, J. A. Otwell, R. E. Hope, A. J. Green, R. B. Burruss, C. W. Heard, R. L. Bagley, Roy Striskland.

Date of Charter-November 16, 1911.

Began Business-November 16, 1!!11.

RESOURCES

LIABILITIES

Time Loans ---------------$432,040 30 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

59,132 93 Amt. Reserved for Branches ________ _ Surplus Fund -------------

-1-6~000- 00

United States Bonds ________ Other Stocks and Bonds _____

-----------------

UDnivdiidveinddeds

PUrnopfiatisd

-

-_

_-

_-_-_-_-_-_-

--
-~

8,162 81

Banking House ------------ 6,500 00 Due to Banks in this State __

Furniture and Fixtures_____ 3,056 36 Due to Banks in other States

Other Real Estate Owned___ Due from Banks___________

________ _ 5,343 96

Call Money ---------------Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder, -N--i-c-k-e-ls-,--P--en--n-i-e-s-_-__-_--_ Advances on Cotton --------

- -6~853- 00
60 00 313 11 4,535 46

DeptomosaCinthdec_Ck__e_-r_-ti_-f_-ic_-a_-_t-e_-s_-_-_-o_-f_-_-D_-_-e-_-

132,467 10,000

50 00

Time Certificates of Deposit 232,533 10

Savings Deposits ----------Trust Funds on Deposit ____ _

Adtiveasnce_s__o_n__o__th_e_r_ _C__om__m__o_d_i_- ________ _ CCearsthifiieerd's CChheecckks s __-_-_-_-_-_-_-_-_-_--_ 2,040 90

Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_
Overdrafts (if any) -------Other Assets:
Cash Short -----------------

1,794 60 3,517 22
________ _ 12,982 72
74 65

Bills Payable -------------- 105,000 00 Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _ 5,000 00 Liability on Letters of Credit
and Acceptances ________ _ ROethseerrvLeifaobriilnittieerses_ta_n__d__T_a__x_es_

Total ____________ --- ____ -$536,204 31 Total ____ -- ______ - ____ - _-$536,204 31

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$340,459 95 Capital Stock Paid In ________ $ 25,000 00

Demand Loans ------------ 36,586 13 Amt. Reserved for Branches

Loans Secured by Real Estate 50,532 34 Surplus Fund -------------- 16,000 00

United States Bonds-------- --------- Undivided Profits ----------- 3,570 93

Other Stocks and Bonds ---- --------- Dividends Unpaid ----------

Banking House ------------ 6,500 00 Due to Banks in this State-_

Furniture and Fixtures______ 3,056 36 Due to Banks in other States

Other Real Estate Owned ___ --------- Call Money -- ___ ---- _____ --

Due from Banks in this State 9,214 51 Individual Deposits Subject

DuSetatfersom___B__a_n_k_s__ -in----ot_h__er_

101 86 DetomaCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D-e-p--o-s-it- 122,516 89

Currency -----------------GSiollvder, -N--ic-k--e-ls-,--P-e-n--n-ie--s-_-__-_--_

6,690 00 Time Certificates of Deposit 180,249 35 50 00 Savings Deposits -----------
260 00 Trust Funds on Deposit- __ --

Advances on Cotton __ - ___ - _ Advances on other Commodi-

9,210 90 CCearsthifiieerd's CChheecckkss __-_-_--- -__-_-_-------

2,114 84

Chteiecsks _f_o_r -C--l-e-a-r-in-g---H-o-u--se---_-

-_ -_ _-_-_-_-_- -- --

Bills Payable -------------- 120,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

1,985 04

Certificates Borrowed

of Deposit for Money ________ --

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaf-ts--(-i-f-a-n--y-)--_------ -__-------

and Acceptances _- __ ----4,741 21 Reserveforinterestand Taxes

Other Assets:

Other Liabilities -----------

Profit and Loss-------------

63 71

Total --------------------$469,452 01 Total --------------------$469,452 01

182

BANKING DEPARTMENT

E:XAMINEB.'S B.EPOB.T,

BANK OF CUSSETA, CUSSETA.

At Close of Business August ,21, 1920.

President-C. C. Minter. Vice-President-0. C. Stephens. Cashier-vV. A. Gayler.

Directors-C. C. Minter, 0. C Stephens, W. A. Gayler, E'. M. Lightner,

L. D. Murrain.

Date of Charter-May 2, 1907.

Began Business-June, 1907.

RESOURCES

LIABILITIES

Time Loans ______________ -$ 83,531 63 Capital Stock Paid In ________ $ 15,000 Oo

Demand Loans ------------- 19,126 08 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate United States Bonds ________ _ Other Stocks and Bonds ____ _

4,000 00 Surplus Fund -------------3,100 00 Undivided Profits ----------4,000 00 Dividends Unpaid _______ - __

5,000 00 2,914 01
12 00

Banking House ------------ 2,307 25 Due to Banks in this State__ ________ _

Furniture and Fixtures ____ _ Due from Banks in this State

2,376 97 5,539 52

Due to Banks in other States Call Money __ ~ ______ _____ __

________ _ ________ _

Due from Banks in other

Inllividual Deposits Subject

States ------------------Currency -----------------GSiolvlder, __N_i-c-k-e-ls-,--P-e--n-n-i-e-s-_-__-_--_ Advances on Cotton ________ _ Advances on other CommodiChteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se---_-

10,865 90 3,866 00 112 50 862 09

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-itTime Certificates of Deposit_ CSaavshinigers'sDCehpeocskitss _-_-_-_-_-__-_-_-_-_--_ Certified Checks _____ - ______ Bills Payable _______________
Notes and Bills Rediscounted

_5_5_,6_4__8__70_
10,825 34 78,617 64 _ _3_,_5_0_4__5 0_ ________ _
---------

Other Checks and Cash Items

328 45 Certificates of Deposit for

Customers' Liabil1ty on Let-

Borrowed Money- __ -- __ -__ - ___ - ___ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-__- _-_-_-_- -"

and Acceptances __ - _- _-- _ - _______ _ Reserve for Interest and Taxes ________ _

ODethp.er GAusasre.ts:Fund __________ _

Other Liabilities ----------- --------3,385 80

FCiarlel IMnos.neFyun_d__-_-__-_-_-_-_----_-__----_

120 00 28,000 00

Total --------------------$171,522 19 Total --------------------$171,522 19

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _-- ___ -- _______ -$ 98,298 75 Capital Stock Pai.S In ______ $ 15,000 00

Demand Loans -----------Loans Secured by Real Estate

10,486 41

ASumrtp.luRsesFeurnvded __fo__r__B_r_a_n_c__h_es_

5,000 00

OUnthiteerd SStotactkess aBnodndBson-d--s-_-_-__--_

3,100 00 4,000 00

UDnivdiidveinddeds PUrnopfaitisd -_-_-_--- -_-_-__-_--_

1,666 41

Banking House __ ----------- 2,307 25 Due to Banks in this State __

Furniture and Fixtures __ -Other Real Estate Owned--Due from Banks in this State

2,513 32
-i7~922- iii

Due Call

to Ban Money

ks -

i -

n___o!t._h_e_r-

States
_____ _

Individual Depostts Subject

Due from Banks in other
States ------------------CGuolrdrenc__y_ ----__-_------_---- -----------------Silver, Nickels, Pennies ___ -Advances on Cotton ___ -- __ -Advances on other CommodiChteiecsks -fo--r --C-l-e-a-r-in-g---H-o--u-s-e----

7,421 84 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-it-

5,316 102

00 50

Time Certificates of Deposit_ Savings Deposits - ___ - _____ _

1,123 14

Trust Funds on Deposit_ ___ _ Cashier's Checks ___________ _

Certified Checks ___________ _

Bills Payable ___ - __________ _

Notes and Bills Rediscounted

39,973 04
9,869 91 81,007 42
74 56

Other Checks and Cash Items Customers' Liability on Let-

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and AcceptOvaenrcdersaf-ts---(I-f--a-n-y-)---_---- -_-__-----

LiaanbdilitAycocnepLtaenttceerss o__f_C__re__d_it_, Reserveforinterestand Taxes

Other Assets ---------------

Other Liabilities-----------

Total --------------------$152,591.34 Total ---------------------$152,591.34

FIRST ANNUAL REPORT

183

EXAl!Ulii'EB.'S B.EPOB.'l'.

BANK OF CUTHBERT, CUTHBERT.

At Close of Business August 7, 1920.

President-E. C. Teel. Vice-Presidents-N. M. Weaver, A. A. Lockett. Cashier-H. L. Hill.
Directors-N. M.. Weaver, A. A. Lockett, G. Y. Moore, E. C. Phillips, R. J. Ward, W. M. Sutton, E. C. Tee!.

Date of Charter-September 29, 1887.

Began Business-November 1, 1890.

RESOURCES

LIABILITIES

Time Loans ----------------$263,101 98 Capital Stock Paid In _______ -$ 50,000 00

Demand Loans-------------Loans Secured by Real Estate

16,601 88 47,000 00

ASumrtp.luRs esFeurvnedd _f_o_r__B_r_a_n__c_h_es_

12,000 00

United States Bonds

22,890 03 Undivided Profits ----------- 8,131 03

Other Stocks and Bonds_____ Banking House ------------

600 00 4,769 00

Dividends Unpaid __ -------Due to Banks In this State_--

--1~i37 -89

Furniture and Fixtures_____ 5,554 90 Due to Banks in other States

102 50

Other Real Estate Owned ___ --------- Call Money ___ -------------

Due from Banks in this State 13,176 99 Individual Deposits Subject to

Due from Banks in other

to Check __ -------------- 175,893 80

States ------------------CGuolrdrenc_y__ ----_-- -_-_-_-_-_-_-_-__-_-_-_-_-_--_ Silver, Nickels, Pennies ____ _

6,317 54 Demand Certificates of Deposit 8,738 00 Time Certificates of DeposiL
122 50 Savings Deposits ----------4,865 57 Cashier's Checks -----------

21,220 21 781 85

Advances on Cotton _________ --------- Certified Checks ___ ---------

2 50

Adtvieasnce_s_ -o-n--o_t_h_e_r__C__om__m__o_d_i_-

_____ --- _

Bills Payable _______ -- __ ---Notes and Bills Rediscounted

95,000 00 36,477 95

Checks for Clearing House __

273 45 Certificates of Deposit for

Other Checks and Cash Items 1,495 62 Borrowed Money ---------

Customers' Liability on Let-

Liability on' Letters of Credit,

taenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_- ________ _

Overdrafts (if any) _______ _ Other Assets ______________ _ Sundry Banks _____________ _ Cash Short _______________ _

2,273 22 1,007 91 1,869 17
89 97

and Acceptances Reserveforinterestand Taxes
Other Liabilities -----------

Total --------------------$400,747 73 Total ______________ ---- __ $400, 747 73

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______ ! ________ $217,089 58 Capital Stock Paid In ______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Ostate United States Bonds ________

20,728 21 Amt. Reserved for Branches

62,446 14 24,449 13

Surplus Fund -------------Undivided Profits ----------

12,000 00 8,529 76

Other Stocks and Bonds____ Banking House -----------Furniture and Fixtures-_____

1,050 00 Dividends Unpaid __ -------4,769 00 Due to Banks in this State-_ 5,554 90 Due to Banks In other States

424 80 665 78

Other Real Estate ~wned _- _ --------- Call Money __ --------------

Due from Banks in this State 7,799 41 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency ------------------SGiolvlder, -N--ic-k--e-ls-,--P-e--n-n-i-e-s-_-__-_--_

8,603 99 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-it- 157,219 65 4,490 00 Time Certificates of Deposit 18,447 75
32 50 Savings Deposits ----------4,463 96 Trust Funds on Depos!L- _--

Advances on Cotton ________ _

729 87 Cashier's Checks -----------

449 57

Adtiveasnc-e-s__o_n- _o_t_h_e_r__C_o__m_m__o_d_i-_

________ _

Certified Checks -----------Bills Payable --------------

Checks for Clearing House __

294 72 Notes and Bills Redlsocunted

2 50 94,000 00
23,969 so

Other Checks and Cash Items

225 50 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credlt

O vaenrcdersa f t-s- - -( i-f- -a-n-y-)- - -_-_-_-_-_-_ _- -_ Other Assets _____________ _

--------794 85
2,184 85

and Acceptances ---------Reserve for Interest and Taxes Other Liabilities _----------

Total --------------------$365,709 61 Total --------------------$365,709 61

184

BANKING DEPARTMENT

E:XAMiliEB.'S B.EPOB.T.

GEORGIA BANK AND TRUST COMPANY, CUTHBERT.

At Close of Business August 9, 1920.

President-F. H. Davis. Vice-Presidents-W. .J. Wade, w. D. Hammock.
cashier-P. M. Reid. Directors-F. H. Davis, W . .J. Wade, W. D Hammock, .J W. Andrews, L. L. Martin.

Date of Charter-ianuary 1, 1917.

Began Business-.January 2, 1917.

RESOURCES

LIABILITIES

Time Loans ----------------$152,970 88 Capital Stock Paid In _______ $ 48,300 00

Demand Loans ------------- 22,555 67 Am t. Reserved for Branches ________ _

Loans Secured by Real Estate United States Bonds ________

40,000 00 29,250 00

US unrdpi vl ui ds e dF uPnrdo f i-t-s - -_ -_-_-_-_-_-_-_-_-_-_

__7_,1_6_8___80_

Other Stocks and Bonds _____ 23,0.00 00 Dividends Unpaid ---------- ---------

Banking House ------------- 2 700 00 Due to Banks in this State __ ---------

Furniture and Fixtures_____ Other Real Estate Owned ____

2;780 00 ---------

Due to Banks in other States Call Money __ - _____________

________ _ ________ _

Due from Banks in this State 1, 721 32 Individual Deposits Subject

Due from Banks in other States -------------------

16,030 36 Detmo aCndheCcekrti-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 11_3___3_2_3__55_

CGuolrdrenc_y___ -__--_-_-__--_-__--_-__--_-_-_-_-_-_

_ _2_, 3_3_5___00_

Time Certificates of Deposit Savings Deposits -----------

21,868 74 43,915 69

Silver, Nickels, Pennies_____ Advances 01 C'otton _________

1,104 08 ---------

CCearsthifiieerd's CChheecckkss __-_--- -__-_--- -_-_-_-_

_ _ _3_6_5_ _ _13_

Adtvieasnc_e_s__o_n__o_t_h_e_r_ _C_o__m_m_ _o_d_i_- ________ _ NBioltless PaanydabBliells--R-e-d--is-c-o-u--n-te-d- _6_2_,_5_0_0__00_

Checks for Clearing House__ Other Checks and Cash Items.

1,397 30 498 77

CeBrtoifrircoawteesd MofoneDyep_o_s_i_t --1-'o__r

________ _

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesof__C_r_e_d_i_t__a_n_d__A_ _c_c_e_p_t_- ________ _ Overdrafts (if any) __________ 2,896 44

and Acceptances --------Reserve for Interest and Taxes Other Liabilities:

--------2,016 00

Other Assets: Acceptance ----------------

250 oo Cash Long -----------------

145 04

Profit and Loss ------------

113 13

Total --------------------$299,602 95 Total ______ --- ___ ---- ____ $299,602 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$156,551 12 Capital Stock Paid In __ - ____ $ 48,300 00

Demand Loans ------------- 4,528 15 Amt. Reserved for Branches

Loans Secured by Real Estate 46,714 02 Surplus Fund -------------- 7,168 8!1

United States Bonds________ Other Stocks and Bonds - ___

17,500 00 23,000 00

UDnivdiidveidnedds

UPrnopfaitisd

___-_--____-_-_-__-_

3,82 8 67

Banking House ------------ 2,700 00 Due to Banks in this State __

Furniture and Fixtures______ 2,780 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money __ -- ___ - --------

Due from Banks in this State 3,519 33 Individual Deposits Subject

Due .from Banks in other States -------------------

7,046 04 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 100,101 05

CGuorldrenc_y______- -_-_______-_-______________--___

_ _5_, 0_4_5___00_

Time Certificates of Deposit Savings Deposits ----------

19,166 16 41,248 76

Silver, Nickels, Pennies_____ Advances on Cotton ________

1,475 81 15,213 29

CTarushstieFr'us nCdsheocnksD_e_p_o_s_i_t_-_-_-__ -_

-- -5i2 -i;ii

Advances on other CommodiChteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u-s-e-_-_- ---8-2-5---01-

Certified Checks ___ -- __ -- __ Bills Payable _____________ _ Notes and Bills Rediscounted

70,155 50 2,000 00

Other Checks and Ca~h Items 1,895 91 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- -(-i-f-a-n- -y-) - -_-_ -_ _- _-_-_-_- -_ Other Assets ---------------

3,148 29 and Acceptances --- _----539 83 ROetsheerrveLfioabr iIlnittieerses_t_a_n_d__T__a_x_e_s

Total --------------------$292,481 80 Total --------------------$292,481 80

FIRST ANNUAL REPORT

185

EX:Aliii:Ilii'EB.'S B.EPOB.T.

DACULA BANKING ClOMPANY, DACULA.

At ,Close of Business August 5, 1920.

President-A. M. Wilson. Vice-President-H. H. Pharr. Cashier-J. G. Hood.

Directors-A. M. Wilson, H. H. Pharr, R. M. Stanley, J. M. Wilson, E. S. Hogan.

Date of Charter-1909.

Began Business-September 27, 1909.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnsoa-n-s---_-_--__--_-_-_-_-_--_$__11_2_,_8_9_0___53_ Loans Secured by Real Estate ________ _

Capital Stock Paid In _______ $ SAumrpt.luRs eFseurnvded__f_o_r__B__ra-n_c__h_e_s

25,000 5,000

00 00

United States Bonds________ Other Stocks and Bonds ____

7,100 00 _ _______ _

UDnivdiidveinddeds PUrnopfiatisd --__-_-_-- -_-__-_--_

20,042 94

Banking House------------- 1,500 00 Due to Banks in this State.-

Furniture and Fixtures_____ Other Real Estate Owned. ___

2,138 56 ---------

CDaulel tMo oBnaenyks__i_n__o_t-h_e_r__S_t_a_t_es_

Due from Banks in this State 6,746 92 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------GSiollvder, -N--ic-k--e-ls-,--P--e-n-n-i-e-s-. -_-__--_ Advances on Cotton _________ Adtiveasnc_e_s__o-n--o_t_h_e_r_ _C_o__m_m__o_d_i-_

7,233 03 ] ,530 00
40 00 830 21 ---------
________ _

Detmo aCnhdeCcekrt-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t Time Certificates of Deposit CSaavshiniegrs'sDCehpeocskists __--. -__-_.-- -_-__-.--_ CBeilrltsifiPedayCabhelecks_____--________-_______--_
Notes and Bills Rediscounted

48,457 90 8,463 50 95 00
40,000 00

Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
atenrcsesof__C_r_e_d_i_t_ _a_n_d__A__c_c_e_p_t_-

568 75 Certificates of Deposit for 3,559 60 Borrowed Money ------ .. -
Liability on Letters of Credit and Acceptances .. _.. _.. -
________ _ Reserve for Interest and Taxes

OOtvheerrdrAafstssets(if__a_n_y_)__ -----_-__--_-_-_ __2_,6_9_5___78_ Other Liabilities _. _.. ____ - _

774 04

Total --------------------$147,833 3.8 Total --------------------$147,833 38 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ____ --- ________ .$ Demand Loans ____________ _

98,227 1,086

08 75

Capital Stock Paid In _______ .$ 25,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus Fund--------------- 5,000 00

United States Bonds _______ _ Other Stocks and Bonds __ .. _

7,100 00 DUnivdiidveinddeds PUrnopfaiitds-_-_-_-_----__-_--- -_ 17,410 18

Banking House ------------ 1,500 00 Due to Banks in this State

Furniture and Fixtures .. _. __ Other Real Estate Owned. __ .

2,] 38 56 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 3,593 96 Individual Deposits Subject

Due from Banks in other States -------------------
CGoulrdrenc_y____-_-_--. -_-_-_-__-_-_-_-_-_-_-_-_--_

1,885 45
2,277 oo

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o--s-it Time Certificates of Deposit

31,561 10 9, 783 40

80 00 Savings Deposits _--- _--- __ -

Silver, Nickels, Pennies ____ _

905 68 Trust Funds on Deposit. __ --

Advances on Cotton ________ _ 2,641 20 Cashier's Checks _- _. _-- __ --

Advances on other Commodi-

Certified Checks _____ .- ___ --

181 00

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se--_-_

Bills Payable -------------- 32,500 00 Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money . __ .- __ .-

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - -( i-f- -a-n-y-)- - ---- -- -- -- -- -- --

and Acceptances . __ - ___ -Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities ----------

Total --------------------$121,435 68 Total --------------------$121,435 68

!''"

186

BANKING DEPARTMENT

EXAMI:NEB'S BEPOB'l'.

BANK OF DAHLONEGA, DAHLONEGA.

At Close of Business November 11, 1920.

President-J. F. Pruett. Vice-President!!'-J. M. Brooksher, W. B. Townsend.

Cashier-A. F. Jackson.

.

Directors-J. F. Pruett, W. L. Ash, Mrs. 'I'. H. Jones, .J. M. Brooksher, J. H.

Jenkins, T. F. Christian, W. B. Townsend, W. M. Rice, Homer Head.

Date of Charter-May 27, 1914.

Began Business-June 1, 1914.

RESOURCES

LIABILITIES

Time Loans _---- _________ .$ 43,213 80 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ___ _ Banking House ___________ _

7,890 86 24,600 00
2,100 ou

ASumrtp.luRs esFeurvnedd _fo__r__B_r_a_n_c__h_es_
UDnivdiidveinddeds PUrnopfaiitds-_-_-_-_-_-_-_-_-_--_ Due to Banks in this State._

425 00 1,166 32

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _ Due from Banks ___________ _

1,279 05 CDau1e1 tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_ 5,477 61 Individual Deposits Subject to

Due from Banks in other CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Gold _____________________ _
Silver, Nickels, 'Pennies. ___ _ Advances on Cotton ______ - __ Advances on other Commodi-

3,031 00 405 00 688 55

DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f--D-e-p-o-s-i-t Time Certificates of Deposit.
Savings Deposits ----------Trust Funds on Deposit. ___ _ Cashier's Checks ___________ _ Certified Checks ________ - __ -

43,331 76 25,960 59
32 44

Chteiecsks --fo--r --C-l-e-a-r-in--g--H-o--u-s-e-._-

Bills Payable --------------- 3,000 00 90 80 Notes and Bills Rediscounted

Other Checks and Cash Items

100 20 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances ____ -- - -- - -- - -- - -- - Overdrafts (if any) ________ _

and Acceptances ________ _ 39 24 Reserve for Interest and Taxes

,

Other Assets ---------------

Other Liabilities __________ _

I
i

\

~.

Total --------------------$ 88,916 11 Total --------------------$ 88,916 11

BANK'S STATEMENT at Close of Business December 15, 1~120.

RESOURCES

LIABILITIES

Time Loans _____ -- ________ .$ Demand Loans _____________ _

37,069 29 6,682 70

Capital Stock Paid In. _____ .$ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________ _

8,052 24,600

2006

US unrdpi vl ui ds e dF u nPdr o f-i t-s- - -_-_-_-_-_-_ _- _-_- -_

425 00 1,022 95

Other Stocks and Bonds ___ _ Banking House ____________ _ Furniture and Fixtures______
Other Real Estate Owned ___ _

Dividends Unpaid----------2,100 00 Due to Banks in this State.1,279 05 CDau1e1 tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 5,684 92 Individual Deposits Subject to

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies. ___ _ Advances on Cotton ________ _

1,177 13
2,718 00 405 00 644 31

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f--D-e-p--o-s-it Time Certificates of Deposit. Savings Deposits _______ --Trust Funds on Deposit ___ -Cashier's Checks _________ _

36,326 16 25,744 59
19 69

Advances on other CommodiChteiecsks --fo--r --C-l-e-a-r-in-g---H-o--u-s-e-._-

CBeilrltsifiPedayCabhelecks___--__________-_-_-_-_--_ 12,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f -t s- -(-i-f-a-n- -y-) - -_-_-_-_ -_ _- _-_- -_

and Acceptances ___ -----125 73 Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities - ___ -------

Total---------------------$ 90,538 39 TotaL--------------------$ 90,538 39

FIRST ANNUAL REPORT

187

EXAMilii'ER'S REPORT.

THE BANK OF LUMPKIN COUNTY, DAHLONEGA.

At Close of Business November 11, 1920.

President-R. C. Meaders. Vice-Presidents-G. H. Moore, W. H. Jones. Cashier-J. S. Speer.
Directors-R. C. Meaders, A. W. Cain, H. B. Smith, G. H. Moore, J. H. Moore, J. E. Tate, \V. H. Jones, T. J. Smith, W. D. Davis.

Date of Charter-November 7, 1911.

Began Business-1911.

RESOURCES

LIABILITIES

Time Loans ---------------$115,964 38 Capital Stock Paid In _______ $ 15,000 00

DLoeamnasnSdecLuoreadnsby -R--e-a-l--E-s-t-a-t-e __8_,0_0__0__00_ SAumrtp.luRs eFseurnvded __fo__r__B_r_a_n_c__h_es_ United States Bonds________ 3,650 00 Undivided Profits _________ _

3,000 00 1,271 26

Other Stocks and Bonds----- --------- Dividends Unpaid-----------

Banking House ------------ --------- Due to Banks in this State--

Furniture and Fixtures-____ Other Real Estate Owned____

2,386 50 1,525 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

DDuuee Cfraolml MBoannekys___-_---_-_-_--_-_-_-_-_
Currency ----------------Gold ----------------------Silver, Nickels, Pennies----Advances on Cotlon _________

2202,,359050 7080
7,250 00 40 00
105 29 ---------

Individual Deposits Subject to
DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ____ -- __ -Trust Funds on Deposit_ ___ _

94,591 86 70,905 83

Advances on other Commodities ____ -- __ - -------------
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

Cashier's Checks _--- _-------------- Certified Checks __ -- __ --- _-________ _ Bills Payable--------------________ _ Notes and Bills Rediscounted
Certificates of Deposit for

567 77

ters of Credit and Accept-
ances __ -- _--------------Overdrafts (if any) -------Other Assets: Depositors' Guarantee Fund_

- ----------------
3,139 60

Borrowed Money ---------Liability on Letters of Credit
and Acceptances ___ --- _-Reserve for Interest and Taxes Other Liabilities _________ --

Transit Account -----------

380 17

Total---------------------$185,336 72 Total---------------------$185,336 72

BANK'S STATEMENT at Close of Business December l'i, B20.

RESOURCES

LIABILITIES

Time Loans ----------------$131,371 56 Capital Stock Paid In_------$ 15,000 00

Demand Loans -------- ___ --------- Amt. Reserved for Branches

Loans Secured by Real Estate 5,100 00 Surplus Fund -- _----------- 3,000 00

United States Bonds________ 3,650 00 Undivided Profits----------

Other Stocks and Bonds_____ Banking House __ - _ _ __ __ _ __

________ _ ________ _

Dividends Unpaid -- __ -----Due to Banks in this State--

675 56

Furniture and Fixtures_--_Other Real Estate Owned____

2, 386 50 1,525 00

CDaulel tMo oBnaenyks__i_n__o-t_h_e_r_ S- _t_a_t_es_

Due from Banks in this State 9,292 71 Individual Deposits Subject to

Due from Banks in other States -------------------
CGuo lrdr e n_c_y_ _ _-_ -_ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- -_

8,475 81 DeCmhaencdk C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 4,920 00 Time Certificates of DeposiL
40 00 Savings Deposits -- _- _------

79,498 04
70,779 76 155 00

Silver, Nickels. Pennies ____ _

252 85 Trust Funds on Deposit_-_--

Advances on Cotton_________ ________ _ Cashier's Checks _____ - ___ - _ 1,210 16

Advances on other Commodi-

Certified Checks ------------

Otthieesr C--h-e-c-k-s-a--n-d--C-a-s-h--I-t-e-m--s

-_-_ -_ _-_-_- -- -_-_

Bills Payable--------------Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

ances -------------------Overdrafts (if any) --------

Liability on Letters of Credit and Acceptances ---------

Other Assets:

Reserve for Interest and Taxes

Depositors' Guarantee Fund __ 3,] 39 60 Other Liabilities _____ ------

Sundry and Current Collec-

tion Items _____ - ____ - ___ -

164 49

-----

TotaL_--------------- ----$170,318 52 Total---------------------$170,318 52

188

BANKING DEPARTMENT

E:X:AJIIIlii'EB'S BEPOB'l'.

COMMERCIAL SAVINGS BANK, DALLAS.
At Close of Business July 29, 1920.

President-W. F. Meek. Vice-President-\V. H. Hansard. Cashier-D. E. Pinkston.

Directors-W. F. Meek, W. H. Hansard, W. H. Crew, R. M. Lee, A. W. Stubbs.

Date of Charter-January 28, 1907.

Began Business-February 8, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$159,766 84 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 5,459 07 Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund --------------

United States Bonds________ Other Stocks and Bonds_____

8,350 00 45,000 00

DUinvdiidveinddesd PUrnopfaitisd --__-_------_-__-_--_

7,500 00 3,386 98
954 00

Banking House--------------- 1,929 75 Due to Banks in this State--

Furniture and Fixtures_____ Other Real Estate Owned____

3,082 2,686

96 59

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S-t_a-te- s_

33,500 00

Due from Banks in this State 16,824 50 Individual Deposits Subject to

Due from Banks in other States -------------------
AT odtvaaln cCeass ho n- -C- -o-t t-o-n- -_-_-_-_-_ _- _-_- -_

1,006 87 DeCmhaencdk C--e-rt-i-f-ic-a-t-e-s---o-f--D--e-- 43,759 26

4,888 11 1,749 05

Sapvoinsigts -D--e-p-o-s-i-t-s---_-_-_-_-_-__-_-_--_

45,134 70 96,107 68

Advances on other Commodi-

Cashier's Checks -----------

609 26

C htei ecsk s - -f o- -r - -C-l-e-a-r-i n- -g- -H-o-u- -s e-_-_-

-_-_-_-_-_ _- _- _- -_

Certified Checks ______ -----Bills Payable ---------------

Other Checks and Cash Items ____ ----- Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

ances _____ -- _-- __ -- _-- ___ Overdrafts (if any) _______ _

__------131 99

LiaanbdilitAycocenpLtaentcteesrs _o_f__C_r_e_d_i_t

Other Assets ---------------

5,076 15

Reserve for Interest and Taxes Other Liabilities __________ -

Total---------------------$255,951 88 Total---------------------$255,951 88

;

\

BANK'S STATEMENT at Close of Business December 15, 1~20.

RESOURCES

LIABILITIES

Time Loans ----------------$136,268 82 Capital Stock Paid In-------$ 25,000 00

Demand Loans ------------- 4,387 24 Amt. Reserved for Branches Loans Secured by Real Estate 5,188 80 Surplus Fund ___ .. --- _------ 7,500 00

United States Bonds________

450 00 Undivided Profits ____ - .. -- .. -- 3,938 89

Other Stocks and Bonds_____ 45,000 00 Dividends Unpaid ____ - _----

4 00

Banking House ------------ 1,929 7f> Due to Banks in this State_ ..

Furniture and Fixtures_____ Other Real Estate Owned____

3,032 96 2,686 59

CDaulel tMo oBnaenyks__i_n_ .o...th__e_r__S_t_a_t_es_

9,500 00

Due from Banks in this State 19,812 74 Individual Deposits Subject to

Due from Banks in other States ---------~--------
CGuolrdrenc_y____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.. -_

6,532 99 DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 4,860 10 Time Certificates of Deposit.
112 00 Savings Deposits -----------

62,100 17 34,980 29 60,539 49

Silver, Nickels, Pennies ____ _ 1,740 00 Trust Funds on Deposit. __ --

Advances on Cotton _______ ,.- 2,966 15 Cashier's Checks _------ .. --- 2,088 89

Advances on other Commodi-

Certified Checks ___ .. ------- ..

ties ___ ----- _-- ____ ___ ___ _ -- __ ---- _ Bills Payable ________ - _---- 32,500 00

Checks for Clearing House__ - _- _----- Notes and Bills Rediscounted

Other Checks and Cash Items

74 10 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money----------

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaft_s_ - (_I-f--a-n-y_)--.-. _-_-_-_-_-_--_

--------50 65

and Acceptances _____ ---Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Suspense Account ---------- 3,068 86

Total---------------------$238,151 73 Total _____________________ $238,151 73

FIRST ANNUAL REl'OUT

189

EXAMINER'S BEPOB'l'.

BANK OF DALTON, DALTON.

At Close of Bus.iness September 29, 1920.

President-W. C. Martin. Vice-President-E. P. Davis. Cashier-Joe J. Copeland.

Directors-W. C. Martin, E. P. Davis, Joe J. Copeland, W. A. Broadreck, J. G.

McClellan, P. B. Trammell, Mrs. D. L. Dettor.

Date of Charter-November 26, 1911.

Began Business-October 21, 1912.

RESOURCES

LIABILITIES

Time Loans ---------------$266,884 95 Capital Stock Paid In ______ .$ 50,000 00

Demand Loans ------------- 1,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________ Other Stocks and Bonds.___

55 966 96 17',350 00
1,625 00

Surplus Fund -------------UDnivdiidveinddeds PUrnopfiatisd -_-_-_-_-_-_-_-_-_--_

5,000 00 3,562 65

Banking House ------------- 16,000 00 Due to Banks in this State __

Furniture and Fixtures.____ 4,000 00 Due to Banks in other States

Other Real Estate Owned.___ 4,096 41 Call Money ----------------

Due from Banks in this State 3,243 18 Individual Deposits Subject to

Due from Banks in other States -------~----------
CG oulrdr e n_c_y_ _ _-_ -_ -_ -_ _- _- _- _- _- _- _- _-_-_-_-_-_- -_

2,744 08 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-os-i-t 121.692 04 6,258 00 Time Certificates of Deposit. 15,634 56
542 50 Savings Deposits _- __ -- ____ _ 97,187 71

Silver, Nickels, Pennies. ___ _

821 69 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks _-- _--- _--- 1,426 74

A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Certified Checks __ - __ -- __ -- _ Bills Payable --------------

84,000 00

Checks for Clearing House __

898 59 Notes and Bills Rediscounted 3,060 00

Other Checks and Cash Items

132 34 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money - __ --- _---

ters of Credit and Accept-

Liability on Letters of Credit

ances _________ -- _.,.-- _---- --------- and Acceptances ---------

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes Other Assets --------------- --------- Other Liabilities ____ -- __ -- _

Total---------------------$381,563 70 Total.-------------------$381,563 70

IL'.NK'<:i STATEMENT at Close of Business December 15, 1n1.

RESOURCES

LIABILITIES

Time Loans ----------------$214,034 80 Capital Stock Paid In--_- __ .$ 50,000 00

Demand Loans ------------- 2,081 00 Amt. Reserved for Branches

Loans Secured by Real Estate 68,866 96 Surplus Fund -------------- 5,000 00

United States Bonds.- __ -___ 17,350 00 Undivided Profits ----------- 4,961 27

Other Stocks and Bonds.___ 1,625 00 Dividends Unpaid ----------

Banking House ------------- 16,000 00 Due to Banks in this State.-

Furniture and Fixtures.--_- 4,000 00 Due to Banks in other States

Other Real Estate Owned.... 4,096 41 Call Money ----------------

Due from Banks in this State 14,431 56 Individual Deposits Subject to

Due from Banks in other States -- __ - __ - ___ ----- _-

8,149 22 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 105,700 57

CG oulrdr e n_c_y_ _ _ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- _- _- _- -_

3,832 00 Time Certificates of Deposit 13,094 32 482 50 Savings Deposits ----------- 91,570 46

Silver, Nickels, Pennies. ___ _

560 01 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks -- __ - __ -- __

55 78

Advances on other Commodi-

Certified Checks ------------

ties ------.---------------- --------- Bills Payable -------------- 74,000 00

Checks for Clearing House . --------- Notes and Bills Rediscounted 15,898 27

Other Checks and Cash Items 4,396 21 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_ _- _-_-_-_- --

and Acceptances - _------ _ Reserve for Interest and Taxes

Other Assets:

Other Liabilities _______ -. __

FeidnegraCl o. In_t_e_r_n_a_t_io__n_a_l___B_a_n_k_

375 00

Total _____________________-$3-60-,28-0 -67 TotaL ____________________ $360,280 67

l

190

BANKING DEPARTME NT

E:X:AMINEB'S BEPOBT.

BANK OF KESTLER, DAMASCUS.

At Close of Business September 22, 1920.

Bresident-J. A. Hightower. Vice-Presidents-F. H. Heaton, H. E. Hightower.

Cashier-E. R. Speight.

Directors-J. A. Hightower, P. H. Heaton, H. E. Hightower, T. E. Hightower, Mrs.

H. E. Hightower, \V. W. Heaton.

Date of Charter-November 3, 1905.

Began Business-November, 1905.

RES.OURCES

LIABILITIES

Time Loans ______________ -$ Demand Loans ____________ _
Loans Secured by Real Estate United States Bonds --------

89,965 30 9,214 15
10,940 00

Capital Stock Paid In ______ -$
SAumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c__h_es_ Undivided Profits __________ _

25,000 00
5,000 00 5,327 12

Other Stocks and Bonds ____ _ Banking House ___________ _

--------6,510 44

Dividends Unpaid ---------Dut to Banks in this State __

51 68

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

1,950 1,702

33 0 7

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 16,598 57 Individual Deposits Subject to

Due from Banks in other States --------------------
GC oulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

1,824 49 DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 5,699 00 Time Certificates of Deposit_
80 00 Savings Deposits----------

50,147 93 32,615 10

Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other CommodiChteiecsks --fo--r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

667 834

05 00

1,737 05

Trust Funds on DeposiL ___ _ Cashier's Checks __________ _ Certified Checks ___________ _ Bills Payable _____________ _
Notes and Bills Rediscounted

629 99 30,000 00

Other Checks and Cask Items 1,197 24 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money----------

ters of Credit and AcceptO vaenrcdersa f -t s- - -( i-f- -a-n-y-)- - -_-_-_ _- _-_-_- -_ Other Assets ---------------

Liability on Letters of Credit and Acc<>ptances ________ _
Reserve for Interest and Taxes Other Liabilities __________ _

148 14

Total---------------------$148,919 96 Total---------------------$148,919 96

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILI'l'IES

Time Loans --- ______ ---- __ -$ 89,535 81 Capital Stock Paid In _______ $ 25,000 "" Demand Loans ______ ---- _ 10,797 15 Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus Fund -------------- 5,000 00

United States Bonds __ - _---- 10,940 00 Undivided Profits ----------- 4,810 41

Other Stocks and Bonds_---- - ___ ----- Dividends Unpaid ----------

Banking House __ ---------- 6,510 44 Due to Banks in this State_-

Furniture and Fixtures ____ _ Other Real Estate Owned_---

] ,950 1,702

3370

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 4,203 07 Individual Deposits Subject to

Due from Banks in other States -------------------
CG uo lrdr e n_c_y_ _ _ _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_-_- -_

213 91 DeCmhaenckd C-e-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 3,068 00 Time Certificates of DeposiL
100 00 Savings Deposits __ ---------

31,740 75 29,008 26

Silver, Nickels, Pennies ____ _

649 95 Trust Funds on Deposit_ ___ _

Advances on Cotton _______ _ 1,159 00 Cashier's Checks------------ 2,030 57

Advances on other Commodi-

Certified Checks ____ - _------

C htei ecsk s - -f o- -r - -C-l-e-a-r-i n-g- - -H-o-u- -s e- -__-

Bills Payable ------- ___ -- _- 35,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items 1,759 99 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ----------

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-_ _-_-_- -_

Liability on Lefters of Credit and Acceptances _- ______ _
Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities _--- ___ ----

Total---------------------$132,589 99

Total _____________________ $132,589 99

FIRST ANNUAL REPORT

191

EXAMINER'S BEPOB'l'.
BANK OF DANIELSVILLE, DANIELSVILLE.
At Close of Business September 4, 1920.
President-Jno. F. Holden. Vice-Presidents-G. 0. Griffith, J. N. Griffith. Cashier-;R. C. Griffith.
Directors-Jno. F. Holden, Geo. C. Griffith, J. N. Griffith, R. C. Griffith, B. F. Anthony, 0. K. Griffith, E. C. Griffith, B. B. MoseLey, J. D. Thompson, J. C. Tyner.
Date of Charter-1907.

RESOURCES

LIABILITIES

Time Loans ----------------$
Demand Loans -------------

91,485 10,000

36 00

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate 7,075 90 Surplus Fund -------------- 10,000 ou

United States Bonds _______ _ Other Stocks and Bonds ____ _

7,000

00

Undivided Profits ----------Dividends Unpaid _________ _

8,380 18

Banking House ____________ _ 2,375 28 Due to Banks in this State __ 1,150 71

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

1,365 25 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 8,940 77 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

1,009 02 DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 625 00 Time Certificates of DeposiL Savings Deposits -----------
1,049 96 Cashier's Checks ____ --- _-- _

67,438 97 18,545 27
152 87

Advances on Cotton ________ _ Advances on other Commodi-

CBeilrltsifiPedayCabhleecks___-_-_-_-_--- -_-__----_-_ 10,000 00

Chteiecsks--fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_ Other Checl<s and Cash Items

!'<otes and Bills Rediscounted

24

66

Certificates of Deposit for Borrowed Money ___ --- _-- _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances -------- _

OO tvahenercrdersAa fs-tss-e-t(s-i-f-_a-_n-_y-_-_) -_ _--_--_--_--_--_--_--_-- --_

Reserve for Interest and Taxes 661 80 Other Liabilities _----------

Total---------------------$130,668 00 Total---------------------$130,668 00

BANK'S STATEMENT at Close, of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 83,876 57 Capital Stock Paid In-- __ ---$ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _
Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

10,000 8,946

00 00

SAumrpt.luRs eFseurnvded __f_o_r__B__ra_n__c_h_es_

7,000 00 Undivided Profits _________ _

Dividends Unpaid ----------

2,375 28 Due to Banks in this State __

1,365 25 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

10,000 00 7,195 00

Due from Banks in this State 13,753 84 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency ------------------GSiollvder, -N--i-c-k-e-ls-.--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton ________ _

48 88 5,143 00
309 89

DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_
Savings Deposits ----------Trust Funds on DeposiL ___ _ Cashier's Checks __________ _

74,103 49 19,269 42
160 83

Adtvieasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_Checks for Clearing House __

Certified Checks __ - __ -- __ -- _ Bills Payable--------------1,608 78 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

247 25 CeBrtoirfriocawteesd MoofneDy e_p_o_s_i_t___f_or_

ters of Credit and AcceptOvaenrcdersaft-s--(-i-f-a-n-y--) -------------------

Liability on Letters of Credit and Acceptances _____ - __ _
Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities -----------

Total---------------------$125,728 74 Total---------------------$125,728 74

192

BANKING DlilPARTMENT

EXAlllliNEB'S BEPOBT.

BANK OF DANVILLE, DANVILLE.

At Close of Business July 13, 1920.

President-H. L. D. Hughes. Vice-President-G. E. Chapman. Cashier-C. R. Faulk.

. Directors-H. L. D. Hughes, G. E. Chapman, C. R. Faulk, W. W. Howell.

Date of Charte-r-August 19, 1905.

Began Business-October 1, 1905.
~

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n-s- - -_-_-_-_-_-_-_-_-_-_-_-_-_$

98,566 54,735

31 39

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches

Loans Secured by J'teal Estate United States Bonds. _______ _ Other Stocks and Bonds ____ _ Banking House ___________ _

Surplus Fund -------------31,470 26 Undivided Profits -----------
4,500 00 Dividends Unpaid ---------1,000 00 Due to Banks in this State_-

36,246 25

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

1,213 50 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 10,803 04 Individual Deposits Subject to

Due from Banks in other States -------------------
CG uo lrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_- -_

4,298 85 DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f--D-e-p-o--si-t

91,991 11 3,600 00

1,954 00 Time Certificates of Deposit_ 84,671 44

17 50 Savings Deposits _----------

Silver, Nickels, Pennies ____ _

461 82 Cashier's Checks __ .-------- 1,007 52

Advances on Cotton _____ ---Advances on other Commodi-

1,080 91 CBeilrltsifiPeadyaCbhleeck_s___-_-_-_-_-_-_--------_-. 17,200 00

Chteiecsks--fo--r --C-l-e-a-r-in-g---H-o-u--s-e-__-

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items

230 02 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances -- _------

O vaenrcdersa f -t s- - (-i-f- -a-n-y-)- - -_-_-_-_ -_ _-_- -_

Reserve for Interest and Taxes 35,823 92 Other Liabilities:

Other Assets:

Cash Long ________ ---------

23 69

Depositors' Guarantee Fund_ 3,464 49

Mutual Fire Insurance Fund_

120 00

Total---------------------$249,740 01 Total.--------------------$249,740 01

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ____ ---- _______ -$ 87,484 81 Capital Stock Paid In ____ -_-$ 15,000 00 Demand Loans ____________ _ 56,543 21 Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus Fund --------------

United States Bonds ____ ---- 11,470 26 Undivided Profits ----------- 33,014 37

Other Stocks and Bonds. ___ - 4,575 00 Dividends Unpaid ---------Banking House _________ --- 1,000 00 Due to Banks in this State_-

Furniture and Fixtures.---Other Real Estate Owned---Due from Banks in this State Due from Banks in other
States ------------------CGuo lrdr e n_c_y_ _ _ _-_- -- -- -_-_-_-_-_ -_ -_ _- _- _- _-_-_- -_
Silver, Nickels, Pennies __ ---

1,213 50 Due to Banks in other States Call Money _________ -------
15,158 80 Individual Deposits Subject to
7,260 69 DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 1,772 00 Time Certificates of Deposit-
24 00 Savings Deposits ---------- 790 58 Trust Funds on Deposit_ ___ _

55,127 65 80,623 65

Advances on Cotton ____ ----- 1,330 Hi Cashier's Checks -----------

Advances on other Commodi-
Chteiecsks --fo--r --Cl-e-a-r-i-n-~-;--H-o-u-s-~---. Other Checks and Cash Items

Certified Checks -----------Dills Payable _______ --------
:N"otes and Bills Rediscounted 178 06 Certificates of Deposit for

7,500 00

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-__-_-_--_

and Acceptances --------297 49 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Overdrafts Secured by Cotton 1,787 95

- - - - Collection Account ___ -------

379

Total _____________________ $191,265

-1677

Total---------------------$191,265 67

FIRST ANNUAL REPORT

193

E:X:AMINE:S.'S :S.EPO:S.T.

THE DARIEN BANK, DARIEN.

At Close of Business September 28, 1920.

President-C. M. Tyson. Vice-President-J. G. Forbes. Cashier-J. A. Soace.

Directors-C. M. Tyson, J. F. Thomson, J. G. Forbes, John Manson, J. A. Space.

Date of Charter-'December 8, 1888.

Began Business-January 23, 1889

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _

79,027 35,364

44 46

Capital Stock Paid In.-----.$ Amt. Reserved for Branches

25,000 00

Loans Secured by Real Estate 49,293 37 Surplus Fund __ ---- _-------

United States Bonds. _______ _ 28,400 00 Undivided Profits -- __ --- _---

--------- Other Stocks and Bonds ___ _
Banking House ____________ _

Dividends Unpaid ---------2,000 00 Due to Banks in this State._

5,000 00 26,490 41
875 29

Furniture and Fixtures. ___ _ Other Real Estate Owned. __ _

900 2,100

00 00

Due to Banks in other States Call Money _______________ _

Due from Banks in this State 6,264 22 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder,--N--i-c-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--_ Advances on Cotton ________ _ Advances on other Commodi-

76 86 5,689 00
140 00 1,503 69
---------

DeCmhaenckd C-e-r-t-i-fi-c-a-t-e-s-o-f--D-e-p-o--si-t Time Certificates of Deposit.
Savings Deposits -- _----- .. Trust Funds on_ Deposit. ... . Cashier's Checks -- ... -- .... . Bills Payable __ . __ .... - .... .

58,045 84 17,750 00
9, 693 20 68,026 57
646 82

Chteiecsks --fo--r--C-l-e-a-r-in-g---H-o--u-s-e-._-

---1-7-2---74-

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items

299 00 Borrowed Money .... - ....

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances .. _--.--.

O vaenrcdersa f t-s- -(-I-f-a-n- y- -) - -_-_-_-_-_-_-_ _- -_ Other Assets ______________ _

Reserve for IntereRt and Taxes 73 60 Other Liabilities ..... -.- ... 223 75

TotaL._ .. _....... ___ ..... $211,528 13 Total .................... $211,528 1~

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans .... _.. _.- ...... $ 96,239 76 Capital Stock Paid In ....... $ 25,000 on

Demand Loans .. _... _. _... . 17,657 46 Amt. Reserved for Branches

Loans Secured by Real Estate 38,192 24 Surplus Fund __ . - .. _-. _... 5,000 !lO

United States Bonds ..... _.. 28,600 00 Undivided Profits .. - .. - .. -.- 9, 900 63

Other Stocks and Bonds ... __ Banking House ___ . _...... ..

---------
2,000 00

Dividends Unpaid - _.-.-.--. Due to Banks in this State

248 74

Furniture and Fixtures.... .

900 00 Due to Banks in other States

Other Real Estate Owned ... _ 2,100 00 Call Money-----------------

Due from Banks in this State 7,019 26 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder,--N--ic-k--e-ls-,--P-e-n--n-ie--s-.-.-. -_-.

3,903 61 5,466 00
125 00 1,760 35

DeCmhaencdk Ce-r-t-i-fi-c-a-t-e-s-o-f--D-e-p-o--si-t Time Certificates of Deposit.
Savings Deposits ----------Trust Funds on Deposit. ... -

56,823 58 4,250 00 11,168 20 67,322 62

Advances on Cotton ........ . Adtiveasnc_e_s.o_n_ .o_t_h_e.r..C..om__m__o_d.i-_
Checks for Clearing House._ Other Checks and Cash Items

---------
-----------------
91 50

Cashier's Checks . __ ..... - .. Certified Checks - ... - ...... . Notes ana Bills Rediscounted Certificates of Deposit for
Borrowed Money ---------

6,029 95

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ... -- .. - ..

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- -S- -e-c-u-r-e-d-.

Reserve for Interest and Taxes 12 67 Other Liabilities:

Other Assets _......... _.. .

Reserve Ace............. .

TotaL ... _.. _........ __ ... $204,055 18 Total ..................... $204,055 18

Hl4

BANKING DEPARTMENT

EXAMINER'S REPORT.

MERCHANTS & FARMERS BANK, DAVISBORO.

At Close of Business September 14, 1920.

President-C. \V. Kitchen. Vice-President-C. T. Morris. Cashier-!. W. Arnold.

Directors-C. vV. Kitchen, C. T. Morris, S. J. Taylor, 0. H. P. Beall, J. F. Kitchen,

C. R. Walden, R. L. Taylor, J. E. Brown, \Y. C. Wilson, I. W. Arnold.

Date of Charter-November 4, 1905.

Began Business-November, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$124,568 56 Capital stock Paid In _______ $ 25,000 00 Demand Loans ____________ 26,083 57 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 1,000 00 United States Bonds_________ 8,049 46 Undivided Profits _---------- 6,765 32

Other Stocks and Bonds_____ 8,100 00 Dividends Unpaid ----------Banking House _____________ 2,500 00 Due to Banks in this State_-

Furniture and Fixtures______ 2,032 75 Due to Banks in other States

Other Real Estate Owned _____________ Call Money-----------------

Due from Banks in this State 9,990 95 Individual Deposits Subject to

Due from Banks in other

Check ------------------- 68,138 39

States ___________________ 3,054 14 Demand Certificates of Deposit

Currency __________________ 3,451 00 Time Certificates of Deposit_ 42,067 96

Gold -----------------------

242 50 Savings Deposits -----------

Silver, Nickels, Pennies _ __ _ l ,364 21 Trust Funds on Deposit__--_

Advances on Cotton _________ --------- Cashier's Checks -----------

55 60

Advances on other Com modi-

Certified Checks - _----------

ties ___ _________ __ __ _ __ _ _ __ _ _ __ __ _ Bills Payable __ - _----------

G,OOO 00

Checks for Clearing House__

917 65 :\otes and Bills Rediscounted

Other Checks and Cash Items 9,672 48 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ -- __ -- _

atenrcsesof_ _C_r_e_d_i_t_ _a_n_d_ _A__c_c_e_p_t-_ __ _ _ __ _ _ _ LiaanbdiliAtyccoenptLanectteesrs__o_f- _C_r_e_d_i_t

Overdrafts (if any) _________ _________ Reserve for Interest and Taxes

Other Assets --------------- . ________ Other Liabilities------------

Total _____________________ $193,027 27 Total _____________________ $193,027 27

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Titne Loans ________________ $ 83,652 82 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ___ - ________ _ H,ll9 73 Amt. Reserved for Branches

Loans Secured b'y Real Estate United States Bonds ________ _ Other Stocks and Bonds- __ _
Banking House ------------Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

!9,684 25 G,647 06 1,100 00 2,500 00 3,501 46

Surplus Fund -------------Undivided Profits ----------Dividends Unpaid----------Due to Banks in this State __ CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

1,000 00 5, 739 76

Due from Banks in this State ]6,508 33 Individual 'Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------Gold ----------------------Silver, :'\Tickels, Pennies ____ _ Advances on Cotton ________ _
Advances on other Commodities --- _-- _- __ --- _----- __

1,619 90 DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 2,728 00 Time Certificates of Deposit_
218 0 0 Savings Deposits __________ _ 1,803 01 Trust Funds on Deposit_ ___ _
6,877 50 CCearsthifiieerd's CChheeckcsks_-_-_-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _

G2,626 72 32,238 87
52 47 4G,849 36

Checks for Clearing House __

Notes and Bills Rediscounted

Other Checks and Cash Items 2.550 12 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liahility on Letters of Credit

O vaenrcdersa f t-s- -(-i-f -a-n-y- )- - -_-_-_-_ _- _-_-_- -_ Other Assets ---------------

and Acceptances ---------Reserve for Interest and Taxes Other Liabilities __________ _

TotaL ____________________ $162,507 18 TotaL ___ - _____________ -- _$]62,507 18

FmsT ANNUAL HEPORT

195

EXAMINER'S REPORT.

PLANTERS STATE BANK, DAVISBORO.

At Close of Business October 8. 1920.

President-.1. W. Aldred. Vice-President-H. L. Downs. Cashier-J. -..:. Dan.cl.

Directors-J. "\Y. Aldred, R. L. Downs, J. E. Daniel, A. Baker, W. u. Taylor.

Date of Charter-October 7, 1911.

Began Business-Octoll.,r 12. 191"i.

RESOURCES

LIABILITIES

Time Loans ----------------$ 56,686 16 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 1,274 36 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ____________ _ Furniture and Fixtures _____ _ Other Real Estate Owned ___ _

2,500 00 2,55! 11

SUunrdpilvuids edFuPnrdof-it-s---_-_-_-_-_-_-__-_--_
Dividends Unpaid----------Due to Banks in this State_CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

12,414 79 6, 789 26

Due from Banks in this State 34,518 89 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency ------------------

912 21 DeCmhaenckd Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 2,275 00 Time Certificates of Deposit_

GS iollvde r ,- -N- -i-c-k-e-l s-.- -P- -e-n-n-i-e-s-_-_-__- -_

20 00 Savings Deposits ----------703 7 2 Trust Funds on Deposi L ___ _

Advances on Cotton _________ _ 7,938 9 2 Cashier's Checks ____ -- __ - _-

Advances on other Commodi-

Certified Checks _- ____ - ____ -

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_

Bills Payable ____ - ____ - ____ _ 20.286 84 Notes and Bills Rediscounted

77,689 76 7,078 99
667 52 1 0,000 00

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -_-_-_-_ _- _-_- -_ Other Assets ______________ _

and Acceptances ---------Reserve for Interest and Taxes Other Liabilities __________ _

TotaL ____________________ $129,670 21 Total --------------------$129,670 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ Demand Loans ------------Loans Secured by Real Estate United States Bonds- ___ " __ _ Other Stocks and Bonds _____ _
Banking House ------------Furniture and Fixtures _____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i c-k- -e-l s-,- -P-e- n- -n-i e- -s -_-__-_- -_ Advances on Cotton ______ , __ Adtiveasnce_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_-
Checks for Clearin.g- flouse __ Other Checks and Cash Item" Customers' Liability on Let-
ters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f-a-n-y--) --_-_-__-_-_-_-_--_ Other Assets ______________ _

35,490 36 11,450 00
250 00 2,500 00 2,554 11
15,740 43 3,952 36 3,114 00 20 00 607 65 3.146 67
1,677 07

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches Surplus Fund -------------- 12,414 79 Undivided Profits ----------- 4,132 80 Dividends Unpaid----------Due to Banks in this State_CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Individual Deposits Subject to
DeCmhaencdk Ce-r-t-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t Time Certificates of DeposiL Savings Deposits----------Trust Funds on Deposit_ ___ _
Cashier's Checks ----------Certified Checks ______ - ____ -

42,317 92 4, 798 99
338 15

Bills Payable--------------'\'otes and Bills Rediscounted Certificates of Deposit for
Borro,ved Mone~r ________ _

Liability on Letters of Credit
and Acceptances ---------Reserve for Interest and Taxes Other Liabilities: ~f't 1Tp For Hepair~- _______ _

1 ,iiOO 00

Total _____________________ $ 80,502 65

Tota'---------------------$ 80,502 65

.r. . . . . . . . ,..,..,,.,.-~--~.,..~ -71"'""-.. -,~-----

... -..,~ ,.,. . ... ~ --~\' ..

I

196

BANKING DEPARTMENT

E:XAMilfEB'S BEPOB'l'.

BANK OF DAWSON, DAWSON.

President-M. C. Edwards. Vice-President-J. P. Perry. Cashier- C. D. Cocl;e.

Directors-M. C. Edwards, J. P. Perry, C. D. Cocke, J. A. Lait~, .J. A. ShieldH,

'" A. Davidson, W. D. Davidson, J ..C. Hollingsworth, R. K Bell.

Date of Charter-June 29, 1911.

Began Business-July 1, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$268,173 19 Capital Stock Paid In ....... $100,000 00

Demand Loans ------------- 20,001 98 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 50,000 00 Surplus Fund -------------- 35,000 00

United States Bonds ...... _ 37,500 00 Undivided Profits ----------- 7,093 36

Other Stocks and Bonds..... _______ _ Dividends Unpaid . . . . . . . . . . ....... . Banking House _.... _. _____ _ _______ _ Due to Banks in this State.. 10,648 67

Furniture and Fixtures..... . _.. _. __ . Due to Banks in other States ........ .

Other Real Estate Owned .. __ ________ _ Call Money----------------- ---------

Due from Banks in this State 26,336 16 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GS iol lvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-. _- -.-. -_

5,172 73 4,181 00
315 00 1,037 25

Check ------------------Demand Certificates of Deposit Time Certificates of Deposit.
Savings Deposits ----------Trust Funds on DeposiL....

127,322 32 ... _..... 6f,242 39
..-------. ....... .

Advances on Cotton ........ . 23,379 54 Cashier's Checks ----------- 1,329 35

Advances on other Commodi-

Certified Checks . . . . . . . . . . . . . .......

ties . . . . . . . . . . . . . . . . . . . . . . _.. _.. _. Bills Payable .............. _ 93,500 00

Checks for Clearing House._

572 27 Notes and Bills Rediscounted ........ .

Other Checks and Cash Items 2, 762 94 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money . . . . . . . . . . .......

ters of Credit and Accept-

Liability on Letters of Credit

ances __ - - _- __ - - - - - - - - - - - - - - - - - - - - - and Acceptances . . . . . . . . . . . ..... _..

Overdrafts (if any) ... _. _...

752 28 Reserve for Interest and Taxes ..... _...

Other Assets ........ _.. _.. _ ... __ .. _. Other Liabilities:

Cash Long .... _.......... .

48 25

Total ..................... $440,184 34 Total ................... $440,184 34

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES I

Time Loans ----------------$254,76'2 22 Capital Stock Paid In ...... $100,000 00

Demand Loans ------------- 33,797 07 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 34,208 60 Surplus Fund -------------- 35,000 00

United States Bonds......... 36,500 00 Undivided Profits ----------- 7,909 40

Other Stocks and Bonds.....

375 00 Dividends Unpaid . . . . . . . . . . .. _.... _

Banking House . . . . . . . . . . . . . ....... . Due to Banks in this State.. 5,753 o~

Furniture and Fixtures..... --------- Due to Banks in other States ........ .

Other Real Estate Owned .... --------- Call Money . . . . . . . . . . . . . . .......

Due from Banks in this State 20,189 04 Individual Deposits Subject to

Due from Banks in other States -------------------
CGoulrdrenc.y. ___-_--. -_-__-_-_-_-_-_-_-_-_-_-__-_--_

Check ------------------- 111,332 34 7,837 46 Demand Certificates of Deposit .. _.. __ _
5,505 00 Time Certificates of DeposiL 58,717 37 325 00 Savings Deposits----------- ---------

Silver, Nickels, Pennies .... .

915 05 Trust Funds on Deposit_. ___ ---------

Advances on Cotton . . . . . . . . . 12,003 21 Cashier's Checks -----------

280 49

A dtvi easn c e.s. .o_n_ _o_t_h_e_r_ _C_o_ m_ _m_ _o_d_i_-

________ _

Certified Checks . . . . . . . . . . . Bills Payable --------------

. ....... . 93,500 00

Checks for Clearing House .. 5,531 36 Notes and Bills Rediscounted ..... _...

Other Checks and Cash Items ........ . Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ - __ -- _- -- __ - __ - _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -. -. -. -. -. -. -. -.

and Acceptances . __ .. _.... . ....... _ 543 61 Reserve for Interest and Taxes ........ .

Other Assets ---------------

Other LiabllitieR _....... - . - ...... .

Total. ___________________ .$412,492 62 TotaL.-------------------$412,492 62

FIRST ANNUAL REPORT

197

E:XAMINEB'S BEPOB'r.

FIRST STATE BANK, DAWSON.

At Close of Business October 23, 1920.

President-W. A. Baldwin. Cashier-E . .J. P::1ce.

Directors-W. A. Baldwin, J. M. Bell, J. R. Mercer.

Date of Charter-August 27, 1887.

Began Business-September 21, 1887.

RESOURCES

LIABILITIES

Time Loans ----------------$148,658 50 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 5,791 30 Amt. Reserved for Branches

Loans Secured hy Real Estate 15,000 00 Surplus Fund -------------- 50,000 00 United States Bonds ________ 10,150 00 Undivided Profits ----------- 22,876 61

Other Stocks and Bonds_____ 1,400 00 Due to Banks in this State_-

421 21

BFuanrnkiitnugreHaonudse Fi-x-t-u-r-e-s-_-_-_-_-_-

_- -_ _- _-_-_-_-_- -_

Due to Banks in other States Ca 11 Money -----------------

Other Real Estate Owned ____ 21,345 11 Individual Deposits Subject to

Due from Banks in this State Due from Banks in other

13,324 39 DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

53,460 83

States ------------------Currency -----------------GS iol vl de r ,- -N- -i c-k- -e-l s-,- -P-e- n- -n-i e- -s -_-__-_- -_

4,476 07 Time Certificates of Deposit_ 15,200 09

4,370 00 Savings Deposits -----------

215 00 Trust Funds on Deposit__--_ 864 67 Cashier's Checks ________ -- _

286 12

Advances on Cotton_________ Adtvieasnce_s__o_n__o_t_h_er__C_o_m_ _m_ _o_d_i_-

________ _ CBeilrltsifiPedayCabhleecks___- _____-_-_-_-_-_-_-_--_ ________ _ Notes and Bills Rediscounted

28,500 00

Checks for Clearing- House__ 11,023 02 Certificates of Deposit for

Other Checks and Cash Items 4,490 52 Borrowed Money _- _------

Customers' Liability on Letters of Credit and Accept-

LiaanbdiliAtyccoenptLanectteesrs__o_f__C_r_e_d_i_t

Ovaenrcdersaft_s__(-i_f-a-n_y- )- - _- -__- -_-__- _- -__-

-_-__- _- _-_-_-_- _-

Reserve for Interest and Taxes Other Liabilities ______ - __ - _

11,500 00

Other Assets ______________ _ 7, 500 00 Cash Long -----------------

123 98

Due Clearing ____ - _--------- 16,239 74

Total _____________________ $248,608 58 Total _____________________ $248,608 58

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$160,443 52 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 3,911 60 Amt. Reserved for Branches Loans Secured hy Real Estate --------- Surplus Fund -------------- 50,000 00 United States Bonds________ 10,150 00 Undivided Profits ___ - _-- __ - _ 12,482 00

Other Stocks and Bonds_____ 1,400 00 Dividends Unpaid-----------

Banking House ------------ --------- Due to Banks in this State __ "F'urniture and Fixtures_____ _________ Due to Banks in other States

414 25

Other Real FJstate Owned____ 18,845 11 Call Money _-- __ - _-- __ -- _---

Due from Banks in this State 4,461 37 Individual Deposits Subject to

Due from Banks in other

Check ________ - __ - __ - ___ _ 57,232 85

States ------------------- 6.957 06 Demand Certificates of Deposit Currency _- ________________ 4,042 00 Time Certificates of Deposit_ 15,192 09

Gold ----------------------Silver, Nickels. Pennies _____ Advances on Cotton_________ Adtvieasnce_s__o_n__o_t_h_e_r__C_o_m__m_ _o_d_i-_

210 00 Savings Deposits ----------2,170 75 'f'rust Funds on Deposit_ ___ _ _________ Cashier's Checks ___________ _ __ __ _ _ __ _ CBeilrltsifiPeadyaCbhleeck__s ____- _____- _____-___-_- __

258 70 26,000 00

Checks for Clearin" House and

Notes and Bills Rediscounted

other Checks and Cash Items 2,988 48 Certificates of Deposit for

Customers' Liahilitv on Let-

Borrowed Money _- __ - __ - _

atenrcsesof__C_r_e_d_i_t__an__d_ _A_ _c_c_e_p_t-_ _ _ __ __ __ _ LiaanbdiliAtyccoenptaLnectetRers__o_f__C_r_e_d_i_t

Overdrafts (if any) _________ _________ Reserve for Tnterest and Taxes

Other ARRPts:

OthPr Liabilities:

Long Lonns ..Assutnf'fl hy otllPl'R 7,[i00 00 LnEn~staLteoan_s__A__ss_u__m_e_d__o_n__R__e_n_l 11.fi00 00

TotaL ___________________ -$223,079 S9 Total _____________________ $223,079 89

198

BANKING DEPAUTMEN'f

EXAMI:REB'S BEPOBT.

THE FARMERS & CITIZENS BANK, DAWSONVILLE.

At Close of Business November 9, 1920.

President-Hoyt Brannon. Vice-Presidents-E. McClure, S. A. West.

Directors-Hoyt Brannon, J. R. Anderson, I. I. Brannon, E. McClure, A . .J. An-

derson, E. C. Brannon, S. A. \Vest, B. H. Howard.

Date of Charter-November 9, 1911.

Began Business-January 1, 1912.

RESOURCES

LIABILITIES

Time Loans ---------------$418,239 04 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ------------- 3,261 75 Amt. Reserved for Branches United States Bonds ______ 12,550 00 Surplus Fund - _-. _- _-- _---- 5,000 00

Other Stocks and Bonds_____ Banking House _____________ Furniture and F'ixtures ____

6,260 00 Undivided Profits----------1,500 00 Dividends Unpaid----------2,500 00 Due to Banks in tMs State._

189 75

Other Real Estate Owned____ 1,000 ou Due to Banks in other States

Due from Banks in this State

330 27 Call Money __ --------------

Due from Banks in other

Individual Deposits Subject to

States ------------------- 2,562 30

Currency ------------------ 5,587 00

GSiollvder,--N-i-c-k-e-l-s-. -P--e-n-n-i-e-s--_-_-_-_-_ _

885 00 40 56

Advances on Cotton ________ _- ______ _

DeCmhaencdk C--e-rt-i-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t Tim~ Certificates of Deposit_ Savings Deposits - _--------Trust Funds on Deposit-_--

185,195 180,756

20 70

Advances on other Commodi-

Cashier's Checks - ____ - _-- _- _

577 35

ties --- _- _- _-- _- _--- __ ---- -- ___ ---. Certified Checks ____ . ___ -- _- _

8 68

Checks for Clearing House __

609 25 Bills Payable _______ - _-- __ _ 55,000 00

Other Checks and Cash Items 4,312 81 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t_-

________ _

Borrowed Money --------Liability on Letters of Credit,

10,000 00

Overdrafts (if any) -------- --------- and Acceptances ________ _

COathsher SAhsosretts:_______________ _ War Savings Stamps ______ _

Reserve for Interest and Taxes 4 35 Other Liabilities: 169 32 Customers' Bonds ____ - ___ _

2,200 00

Profit and Loss ------------ 4,116 01

Total --------------------$463,927 68 Total --------------------$463,927 68

BANK'S STATEMENT at Close of Business December 15, 19~0

RESOURCES

LIABILITIES

Time Loans ----------------$ 1,460 00 Capital Stock Paid In _____ .$ 25,000 00

Demand Loans ------------- 316,015 16 -\mt. Reserved for Branches

Loans Secured by Real Estate 55,050 00 Surplus Fund - _--.- _-.-- _- _ 5, 000 00

United States Bonds _-. ___ 12,200 00 TJndivided Profits ____ - _- __ - _

Other Stocks and Bonds ____ ________ _ Dividends Unpaid-----------

Banking House ------------ 1,500 00 Due to Banks in this State._

Furniture and Fixtures ____ Other Real Estate Owned ____

3,500 00 1.000 00

CDauIeI tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 16,888 35 Individual Deposits Subject to

Due from Banks in other States--------------------

816 62 DeCmhaencdk C-e-rt-i-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 123,719 72

CGoulrdren_c_y__ -- -_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

3,389 00 Time Certificates of Deposit 185,452 21 75 00 Savings Deposits -----------

Silver, Nickels. Pennies _____ _ Advances on Cotton ________

_ ____9_7 __23_

Trust Funds on Deposit__._ Cashier's Checks------------

1,937 20

Adtvieasnc_e_s__o_n__o_t-h_e-r__C__om- _m__o_d_i-_

_- _- __ - _-

CPrtified Checks __ - __ --- _- __ Bills Payable ____ - ____ - _- __

15 6R 66,000 00

Other Checks and Cash Items Customers' Liabilitv on Let-
ters of Credit and AcceptO vaenrcdersa f -t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_ -_ _- -_

664 86

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money __ -_----Liability on Letters of Credit,
and Acceptances ________ _

10,000 00

Other Assets: V\Tar Savings Statnp:;; _- ___ _ Profit an<l Loss -----------Loss on F. S. Bonds --------

Reserve for Interest and TaxPs 311 2fi Other Liabilities: 3,469 29 Cn,;tomers' Ron<ls ________ _ 2,338 Ori

1,6fi0 00

Total --------------------$418,774 81 Total --------------------$418,774 81

FIRST ANNUAL REPORT

19!)

E:X:AMINEB'S BEPOBT.

BANK OF DEARING, DEARING.

At Close of Business September 13, 1920.

President-Fred J. Howard. Vice-Presidents-J. R. Printup, S. M. Haywood.

Cashier-D. A. Howard.

Directors-James Arrington, A. M. Bailey, J. B. Baggott, J. D. Howard, 0. Howa,rd,

,,._ J. Howard, Wm. McGahee, C. H. Williams.

Date of Charter-June, 1911.

Began Business-June, 1911.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ___________ _

72,692 7,100

70 00

Capital Stock Paid In _______ $ Amt. Reserved for Branches

15,000

00

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ___ _ Banking House ____________ _
Furniture and Fixtures ___ _

10,203 03 3,488 20
1,622 43 2,652 80

Surplus Fund -------------Undivided Profits ___ ----- _-Dividends Unpaid _. _-- __ - _--
Due to Banks in this State_Due to Banks in other States

10,070 49

Other Real Estate Owned

Call Money ___ --. --------. -

Due from Banks in this State 7,342 39 Individual Deposits Subject to

Due from Banks in other States --------------------
CG uo lrdr e n_c_y_ _ _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_- -_

-~.060 49 DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 1,164 00 Time Certificates of Deposit
160 00 Savings Deposits-----------

38,258 46 32,030 33

I

Silver, Nickels, Pennies _____ _ Advances on Cotton _______ _
Advances on other Commodities _______ ---------------

432 04 Trust Funds on Deposit._-Cashier's Checks ----------Certified Checks _- _--------Bills Payable __ -- __ --------

642 42 15,000 00

r

Checks for Clearing House __

837 99 Notes and Bills Rediscounted

\

Other Checks and Cash Items

223 95 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money---------Liability on Letters of Credit,

Ovaenrcdersaft-s---(i-f--a-n-y-)---. -_-. -_-_-__--_ Other Assets: Overdrafts ______ . _________ _

and Acceptances _-- _-- _-Reserve for Interest and Taxes
Other Liabilities ---------.20 75

Cash Short -----------------

93

Total ---------------------$111,001 70 Total ---------------------$111,001 70

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 65,386 5! Capital Stock Paia In - __ - __ .$ 15,000 00

Demand Loans -------------

700 00 Amt. Reserved for Branches

Loans Secured by Real Estate 15,000 Oo Surplus Fund -------------United States Bonds _____ . __ 3,488 20 Undivided Profits __ .. ------ 9,507 43

Other Stocks and Bonds ___ _

Dividends unpaid - _---------

Banking House------------- l,tS22 43 Due to Banks in this State_Furniture and Fixtures ____ _ 2,652 po Due to Banks in other States

Other Real Estate Owned

Ca II Money _____ - ___ - _-- _.-

Due from Banks in this State 10,665 91 Individual Deposits Subject to

Due from Banks in other States --------------------
CG oulrdr e_n_ c_ _y_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

623 33 DeCmhaencdk C--e-r-ti-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t
2,481 ou Time Certificates of Deposit
160 00 Savings Deposits -----------

29,024 92 29,142 11

Silver, Nickels, Pennies _____ _

778 85 Trust Funds on Deposit._--

Advances on Cotton _______ _

Cashier's Checks -- _---------

116 40

Adtiveasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_-

Certified Checks _- __ -------Bills Payable ___ - __ -- _-- __ - 20,790 00

Checks' for Clearing House __

Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money----------

ters of Credit and AcceptOvaenrcdersaft-s--(-i-f-a-n-y--) --_-_-_-__-_-_-_--_

Liability on Letters of Credit, _. _______ and Acceptances ______ - __
34 Reserve for Interest and Taxes

Other Assets:

Other Liabilities ____ - __ -- _-

Collections _______ ------- _

20 50

Total --------------------$103,580 86 Total --------------------$103,580 86

l(
!
200

BANKING DEPARTMENT

EXAMINER'S REPORT.
DECATUR BANK AND TRUST COMPANY, DECATUR.
At Close of Business October 11, 1920. '
President-W. E. McCalla. Vice-Presidents-W. H. Weeks, J. Howell Green. Cashier-A. R. Almon.
Directors-W. E. McCalla, W. H. \'leeks, .J. Howell Green, A. R. Almon, S. R. Christie, E. E. Treadwell.
Date of Charter-September 3, 1906. Amended-September 27, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$1,208,554 37 Capital Stock Paid In ____ $ 100,000 00 Demand Loans------------ 55,200 00 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund ----------- 65,000 00

Estate -----------------United States Bonds _______

---------67,7 46 00

Undivided Profits Dividends Unpaid

--------________ _

Other Stocks and Bonds._ 10,500 00 Due to Banks in this State

Furniture and Fixtures ____

3,000 00 Due to Banks in other States

25,300 00 204 00

Other Real Estate Owned__ Due from Banks in this
State :_________________ Due from Banks in other

10,000 00 Call Money -------------- 134,500 00 Individual Deposits Subject
32,650 11 to Check -------------- 665,964 69 Demand Certificates of Deposit

States ------------------

1,131 43 Time Certificates of De-

Currency ----------------Gold---------------------Silver, Nickels, Pennies____

21,907 00 posit ------------------1,037 50 Savings Deposits -------1,308 81 Trust Funds on Deposit_ __ _

Advances on other Commodi-

Cashier's C!1ecks - __ - __ - __

ties ___ - _________ ________ __________ Certified Checks - __ - __ - __

Checks for Clearing House

1,307 77 Bills Payable ______ - ____ _

OtherChecksandCash Items

4,313 57 Notes and Bills Hedis-

Customers' Liability on Letters

counted _______________ _

91,611 19 351,362 74
2,376 87 50,000 00

of Credit and Acceptances_ _________ Certificates of Deposit for Overdrafts (if any)________ 1,346 fig Borrowed Money _______ _

Other Assets: Depositors' Guarantee Fund,

Liability on Letters of 3,431 35 Credit, and Acceptances __

Mutual Insurance Fund____ Witham Banks, Call Mone:- Transit Account __________

120 00 Reserve for Interest and 62,fi00 00 Taxes - __ - __ -- _-- _-- _-- _
84 68 Other Liabilities ___ - __ -- _

Cash Short ---------------

190 41

Total ------------------$1,486,319 69 Total ------------------$1,486,319 69

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$960,222 94 Capital Stock Paid In _______ $100,000 00 Demand Loans ____________ 144,262 02 Amt. Reserved for Branches ______ - __

Loans Secured by Real Estate 46,750 00 Surplus Fund -------------- 65,000 00

United States Bonds ------- 67,746 00 Undivided Profits ---------- 18,011 91

Other Stocks and Bonds ____ 10,500 00 Dividends Unpaid _----- _- ___

88 00

Banking House ------------ _________ Due to Banks in this State Furniture and Fixtures ____ 3,000 00 Call Money -------------- 24,000 00
Other Real Estate Owned____ 10,000 oo Due from Banks in other

Due from Banks in this State 57,964 42 States ------------------ 63,500 00

Due from Banks in other

Individual Deposits Subject to

CuSrtraetnecsy -_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_ Gold ---------------------Silver, 1'\ickels, Pennies____ Advances on Cotton ________ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

16,761 69 17,330 00
985 oo
1,685 00 _________
_________

DeCmhaencdk C--e-rt-i-f-ic-a-t-e-s---o-f--D--e-- 592,607 Ol

posit --------------------- 1,781 oo

Time Certificates of Deposit 72,721 63

Savings Deposits __________ _ 296,353 43

TCraushstierF'sunCd!s1eockns D_e_p_o_s_i_t_- ____ _-

-- _--- _-2,499 fi3

Checks for Clearing Bouse__ Other Checks and Cash Items Customers' Liability on Let-
taenrcsesof _C__re_d_i_t__a_n_d__A__c_c_e_p_t_-

9,fi84 03 287 1 fi
_________

Certified Checks -----------Bills Payable __ -- _-- _-- _-- _l'\otes and Bills Rediscounted CeBrtoifrircoawteesd MoofneDy e_p_o_s_i_t__f_o_r_

1,017 81 87,500 00 22,000 00
-- _-- _---

Overdrafts (if any) ________

2 07 Liability on Letters of Credit,

Other Assets _______________ _________ and Acceptances _________ ___ - __ -- _

Reserve for Interest and Taxes ______ - __

Other Liabilities ----------- ---------

Total ------------------$1,347,080 32 Total ------------------$1,347,080 32

FIRST ANNUAL REPORT

201

EXAMINER'S BEPOBT.

DE KALB COUNTY BANK, DECATUR.

At Close of Business October 6, 1920.

President-F. T. Hopkins. Vice-Presidents-Jno. F. Green, J. F. Kelley.

Cashier-C. H. Blount.

Directors-F. T. Hopkins, J. F. Green, J. F. Kelly, J. M. Hawkins, W. M. Andrews,

M. G. :B'arrar, W. T. Green, J. H. Goss, Jr., C. F. Morris, M. H. McDonald,

C. E. Patillo, I. L. Rogers.

Date of Charter-August 11, 1911.

Began Business-September, 1911.

RESOURCES

LIABILITIES

Time Loans ______________$ 198,077 76 Capital Stock Paid In------$ 25,000 00

Demand Loans -----------Loans Secured by Real Estate United States Bonds _____ _ Other Stocks and Bonds ___ _ Banking House ____________ _

52,401 8,950
8,543

5o8o
16

Asumrpt.luRs esFeurnvded _f_o_r___B_r_a_n_c_h_e_s_ Undivided Profits _________ _ Dividends Unpaid _________ _

1,875 00 Due to Banks in this State __

25,000 00 5,236 93

Furniture and Fixtures ___ _ Other Real Estate Owned

1,480 00 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 10,321 17 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency -----------------GSiollvder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton ____ - __ _ Advances on other Commodi-
Chteiecsks --fo--r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

3,394 43 DeCmhaencdk C-e-r-ti-f-ic-a-t-e-s-o-f--D-e-p-o--si-t 101,266, 53

2,476 00 Time Certificates of Deposit 48,795 92

60 00 Savings Deposits ----------- 20,931 41

711

69

Trust Funds on Cashier's Checks

Deposi L __ _ __________ _

Certified Checks ___________ _

27 04

Bills Payable _____________ _ 75,000 00

1,596 37 Notes and Bills Rediscounted

Other Checks and Cash Items 11,421 98 Certificates of Deposit for

Customers' Liablllty on Let-

Borrowed Money ___ --- ___ _

taenrcsesof _C_r_e_d__it__a_n_d___A_c_c,_e_p_t_-

Liability on Letters of Credit, and Acceptances __ - _____ _

Overdraf\..s (if any) _______ _ Other Assets ______________ _

1,250 07 Reserve for Interest and Taxes Other Liabilities:

CSuasnhdrLy onCgre_d__i_ts__-_-_-_-_-_-_-_-_-_-_--_

1,296 78 5 60

Total -------------------$302,559 21 Total -------------------$302,559 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$187,181 05 Capital Stock Paid In-------$ 25,000 00

Demand Loans ------------- 32,577 87 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ----- ___

_- ______ _ ________ _

Surplus Fund ------------Undivided Profits ----------

25,000 00 5,009 50

Other Stocks and Bonds:

Dividends Unpaid-----------

B~~anekritnyg H--o-u-s-e---_-_-_-_-_-_-_-_-_-_-_-_

8,6.35 36 Due to Banks in this State __ 1,875 00 Due to Banks in other States

Furniture and Fixtures ____ _ 1,480 00 Call Money __ --- _- __ ---- __ _

Other Real Estate Owned _- ______ _ Individual Deposits Subject to

Due from Banks in this State Due from Banks in other

13,617 40 DeCmhaencdk C-e-r-ti-f-ic-a-t-e-s-o-f--D-e-p-o--si-t

83,044 09

CuSrtraetnecsy -------_-------__-_--------_-__-_--_

1,397 49 Time Certificates of DeposiL 49,277 45 7,450 00 Savings Deposits _____ - ____ _ 19,889 68

Gold ____ ---- __ - ___ -------Silver, Nickels, Pennies ____ _ Advances on Cotton ____ ---Advances on other Commodi-
ties ____ " _________ ----- ___

25 00 568 33 _--------
_--- ____ _

Trust Funds on Deposi L __ _ Cashier's Checks __________ _ Certified Checks ___________ _ Bills Payable _____________ _ Notes and Bills Rediscounted

398 49 48,000 00

Checks for Clearing House__ ____ - ___ _ Certificates of Deposit for

Other Checks and Cash Items _-------- Borrowed Money ___ ------ _

Customers' Liability on Let-

Liability on Letters of Credit,

ters of Credit and Accept-

and Acceptances __ - _____ _

ances _---- ___ - __ -------- _-------- Reserve for Interest and Taxes

Overdrafts (if any) ___ -- _- _ _-------- Other Liablllties -----------

Other Assets - _------------- -------- _

Total --------------------$255,619 21 Total --------------------$255,619 21

BANKING DEPART:M:ENT

EXAIIIIIJII'EB'S BEPOB'l'.

DEXTER BANKING COMPANY, DEXTER.

At Close of Business July 20, 1920.

President-F. E'. New. Vice-President-W. G. B. Hogan. Cashier-D. \V. Knight.

Directo,rs-J. E. New, W. G. B. Hogan, F. M. Daniel, A. vV. Domini, T. J. Lord.

Date of Charter-January 18, 1904.

Began Business-1904,

RESOURCES

LIABILITIES

TimLoeansLo_a_n_s___a_n_d____D__e_m_a_n_d_ $ 54,557

56

Capital Stock Paid In _______ $ 25,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

Surplus Fund -------------25,100 00 Undivided Profits ----------

5,000" 00 15,890 67

Other Stocks and Bonds ___ _

Dividends Unpaid __ ..... ___ _

Banking House ------------ 2,000 00 Due to Banks in this State._ Furniture and Fixtures ____ _ 1,627 92 Due to Banks in other States

Other Real Estate Owned

Call Money .. _.. --.-- .. -- ...

Due from Banks in this State 18,37 4 83 Individual Deposits Subject to

Due from Banks in other
States ------------------Currency ------------------GSiolvlder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--_ Advances on Cotton _______ _ Adtiveasnc_e_s__o.n..o.t_h_e_r__C__om. _m__o_di-_
CChasehcksItefmors C.l.e_a_r_in_g___H_o__u_s_e_.__
Customers' Liability on Letters of Credit and Accept-

9,066 52 DeCmhaencdk C-e-r-ti-f-i-c-a-te-s-o--fD--e-p-o-s-i-t

2,095 00 Time Certificates of Deposit. Savings Deposits __________ _

522

22

Cashier's Checks. __ .... ___ _ Certified Checks ___________ _

Bills Payable ______________ _

3,741 35

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money---------Liability on Letters of Credit
and Acceptances ________ _

51,844 28 21,504 13
78 53

O vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_ --_-_

Reserve for Interest and Taxes 2,188 50 Other Liabilities __________ _

',

COathsher SAhsosretts:_____ _________ _

65 07

Total --------------------$119,317 61 Total --------------------$119,317 61

\

\

I

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans .. ________ _____ $ 38,491 26 Demand Loans ------------- 19,082 45 Loans Secured by Real Estate 10,074 75 United States Bonds ------- 25,100 00 Other Stocks and Bonds ___ _

Banking House -----------Furniture and Fixtures. ___ _ Other Real Estate Owned Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-.-.-_-_-_ Advances on Cotton. __ .. __ ._
Advances on other Commodities .. - - - - .... - - . - - - ....
Checks for Clearing House._ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

2,000 00 1,627 92
555 75
5,156 34 1,4'48 00
434 34 19,409 35

O vaenrcdersa f t s- - -( i-f- -a-n-y- )- - -.-.-. -. - -_-_-_ Other Assets . ___ ...... - ... .

58 38

Capital Stock Paid In_. _____ $ 25,000 00

Amt. Reserved for Branches

SUunrdpilvuids edFuPnrdof-it-s---_-_-_-__-_-_-_-_--_

5,000 00 13,205 64

Dividends Unpaid-----------

Due to Banks in this State.

254 59

CDaulel MtooBneaynk.s. _in _o_t_h_e_r__S_t_a_t_es_

Individual Deposits Subject to
DeCmhaencdk Ce-r-t-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit. Savings Deposits _. _______ _

38,507 15 16,209 24

Trust Funds on Deposit_. __ Cashier's Checks. __________ Certified Checks _.. _______ _ Bills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money . _____ _

261 92 25,000 00

Liability on Letters of Credit and Acceptances _____ __ _

Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$123,438 54 Total --------------------$123,438 54

1 1-

FIRST ANNUAL 'REPORT

203

EXAliii:IllrEB'S BEPOB'l'.
BANK OF DOERUN, DOERUN.

President-L. 0. Benton. Vice-Presidents-F. B. Watkins, S. W. McWhite.

Cashier-W. M. Smith.
Directors-L. 0. Benton, P. B. Watkins, s. W. McWhite, \V. M. Smith, A. H.
Hancock, J. Idleson, .T. B. Shepard.

Date of Charter-June 6, 1902.

Began Business-May, 1902.

RESOURCES

LIABILITIES

Time Loans ---------------$206,977 46 Capital Stock Paid In _______ $ 40,000 00

Demand Loans ------------Loans Secured by Real Estate

15 00 _. ____ . __

ASumrtp.luRs eFseurnvded __f_o_r__B__ra. n_c__h_es_

United States Bonds .. ______ 12,500 00 Undivided Profits __________ _

5,000 00 4,218 60

Other Stocks and Bonds_____ 7,500 00 Dividends Unpaid-----------

Banking House ------------ 1,500 oo Due to Banks in this State __ 13,040 38

Furniture and Fixtures ____ Other Real Estate Owned___

1,500 00 2,500 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

7,500 00

Due from Banks in this State Due from Banks in other

18,241 20 DeCmhaencdk Ce-r-t-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t

54,859 49

States ------------------Currency ------------------GSiollvder,--N--i-c-k-e-ls-,--P-e--n-n-i-e-s-.-. -_-._-

1,595 88 Time Certificates of Deposit.

6,045 00 Savings Deposits ----------

1,342 1, 710

50 34

Cashier's Checks ______ . _. __ Certified Checks ___________ _

65,897 23 91 50

Advances on Cotton ______ . __ 6,065 62 Bills Payable -------------- 85,000 00

Advances on other Commodi-

Notes and Bills Rediscounted

ties ____ - . - - . ___ .. - - - . . . __ - - - - - .. Certificates of Deposit for

Checks for Clearing House__ 9,421 46 Borrowed Money ---------

Other Checks and Cash Items 15,947 54 Liability on Letters of Credit

Customers' Liability on Let-

and Acceptances ___ ..... .

ters of Credit and Accept-

Reserve for Interest and Taxes

ances __ -------- __ ------- --------- Other Liabilities ___ . ______ _ 17,241 83

Overdrafts (if any) __ . _.... __ .. _. __ _ Cash Long -----------------

12 97

Other Assets - .... __ .------- --------.

Total --------------------$292,862 00 Total --------------------$292,862 00

BANK'S .STATEMENT at Close of Business December 15, 1920.

RE~SOURCES

LIABILITIES

'Dl'iemmeanLdoaLnsoa-n-s---_-_-_--_-_-_-_-_-_-_-$. 1_ 38__,7__3_3. __68_ Loans Secured by Real Estate ___ - _- ...

Capital Stock Paid In. _____ .$ ASumrtp.luRs eFseurnvded __f_o_r__B_r_a_n_c__he__s

40,000 5,000

00 00

United States Bonds ________ 12,500 00 Undivided Profits _. _______ _ 7,100 99

Other Stocks and Bonds.____ 7,500 00 Dividends Unpaid-----------

Banking House __________ .. 1,500 00 Due to Banks in this State __

Furniture and Fixtures _. __ Other Real Estate Owned____

1,500 00 2,500 00

CDaulel tMo oBnaenyks..i_n. _o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 15,810 51 Individual Deposits Subject to

Due from Banks in other

States ------------------Currency -----------------GSiollvder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-.-_-__--_ Advances on Cotton ________ _

1,406 84 8,716 00 1,350 00 2,772 08 2,890 84

Advances on other Commodi-

Ch~~~s :r~~- clea~i~g.- lioli~e= = --3)2o 87

DeCmhaencdk Ce-r-t-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit. Savings Deposits __ . _. _____ _ Trust Funds on Deposit.. __ Cashier's Checks ____ - _ Certified Checks _____ . _____ _ Bills Payable ______ .. _____ _
Notes and Bills Rediscounted

48,075 15 60,652 23
206 65 40,00'0 00

Other Checks and Cash Items Customers' Liability on Let-

634 20 Certificates of Deposit for Borrowed Money __ ----- __

ters of Credit and AcceptO vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -_-_ ---. -_-_-_-_

Liability on Letters of Credit and Acceptances _.. _. ___ _
Reserve for Interest and Taxes

Other A.ssets ------------.--

Other Liabilities _. __ ..... __

Total --------------------$201,035 02 Total --------------------$201,035 02

r
I

204

BANKING DEPARTMENT

EXAMINER'S B.EPOB.T.

FARMERS BANK, DOERUN.

At Close of Business July 9, 1920.

President-J. P. Myers. Vice-President-E. L. Bacon. Cashier-R. L. Free.

Directors-J. P. Myers, E. L. Bacon, R. L. Free, I. J. Hancock, L. J. McPhaul,

C. B. Slocum.

Date of Charter-November 13, 1909.

Began Business-Nevember 9, 1909.

RESOURCES

LIABILITIES

Time Loans -------------------$222,621 66 Demand Loans -------------- 1,617 00

Loans Secured by Real Estate --------United States Bonds _________ ________ _

Othe.r Stocks and Bonds______ ________ _
Banking House -------------- 2,253 oo
Furniture and Fixtures ______ 2, 714 07 Other Real Estate Owned ____________ _

Due from Banks in this State_ 11,252 64 Due from Banks in other States 2,104 69

Currency --------------------- 3,513 00

Gold --------------------------- 690 00 Silver, Nickels, Pennies________ 511 20 Advances on Cotton____________ ________ _

Advances on other Commodities Checks for Clearing House___ Othe,r Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__

--------643 96
2.991 33
________ _

Overdrafts (if any) ----------Other Assets:

899 49

Transit Account -------------- 390 00

Capital Stock Paid In_________$ 25,000 00

Amount Reserved for Branches ---------

Surplus FUnd ----------------- 5,000 00

Undivided Profits ------------ 8,601 36

Dividends Unpaid ------------

71 00

Due to Banks in this State___ ---------

Due to Banks in other States ---------

Call Money ------------------- --------Individual Deposits Subject to

Check ----------------------- 80,172 51 Demand Certificates of Deposit --------Time Certificates of Deposit__ 82,367 00

Savings Deposits ------------- --------Cashie.r's Checks ------------- 947 27

Certified Checks -------------- ---------

Bills Payable ------------------ 50,000 00 Notes and Bills Rediscounted __________ _

Certificates of Deposit for Bor-

rowed MoneY --------------- --------Liability on Letters of Credit

and Acceptances ----------- --------Reserve for Interest and Taxes ________ _

Other Liabilities:

Cash Long --------------------

42 90

Total ------------------------$252,202 o. Total ----------------------$252,202 04

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

'LIABILITIES

Time Loans ------------------$106,451 74 Demand Loans --------------- 6,227 00 Loans !Secured by Real Estate 70,012 10
United States Bonds ---------- --------Othe.r Stocks and Bonds______ ---------
Banking House -------------- 2,253 00 FUrniture and Fixtures ______ 2, 7T4 07
Other Real Estate Owned ____ __ - ----Due from Banks in this State__ 26,835 77

Capital Stock Paid In_________$ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- 5,000 00 Undivided Profits______________ 7,702 04

Dividends Unpaid _____________

71 00

Due to Banks in this State___ ---------

Due to Banks in other States ---------

Call Money ------------------- --------trdviflual Deposits Subject to

Due from Banks in other States
Currency --------------------Gold --------------------------Silver, Nickels, Pennies________ Advances on Cotton____________

6,569 86
4, 783 00 680 00 554 50
---------

Cheo)<: ---------------------- 98,184 21 Demand Certificates of Deposit --------Time Certificates of Deposit__ 74,113 98
Savings Deposits ------------- --------Trust FUnds on Deposit______ ________ _

Advances on other Commodities Checks for Clearing House____
Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any) ____________
Other Assets -----------------

--------________ _
743 73
________ _ ________ _ ________ _

Cashier's Checks -------------Certified Checks -------------Bills Payable ---------------Notes and Bills Rediscounted Certificates of Deposit for Bor-
rowed MoneY --------------Liability on Letters of Credit

1, 753 54 --------10,000 00
6,000 00
---------

and Acceptances ----------- --------Reserve for Interest and Taxes ________ _

Other Liabilities -------------- ---------

Total ------------------------$227,824 77 Total -------~----------------$227,824 77

FIRST ANNUAL REPORT

205

EXAMI:REB.'S B.EPOB.T.

BANK OF DONALSONVILLE, DONALSONVILLE.

At Close of Business August 25, 1920.

President-T. J. Shingler, Sr. Vice-President-A. R. Benton.

Cashier-W. H. Vanlandingham.

Directors-T. J. Shingler, A. R. Benton, J. F. Brown, Thos. Chason, G. 0. Shn-

gler, W. Strickland, J. T. Roberts, T. G. Harney, W. H. Flowem,

J, J. Sponer, G. W. Hagan, J. S. Shingu.

Date of Charter-January 7, 1903.

Began Business- -February 2, 1903.

RESOURCES

LIABILITIES

Time Loans ------------------$548,344 64
Demand Loans ---------------- 113,973 59 Loans Secured by Real Estate --------United States Bonds --------- 5,380 68 Other Stocks and Bonds______ 5,000 00

Capital Stock Paid In_________$100,000 00
Amount Reserved for Branches --------Surplus Fund ----------------- 50,000 00 Undivided Profits ------------- 54,633 32 Dividends Unpaid ------------ 751i 00

Banking House ---------------- 5, 710 49 Due to Banks in this State___ --------Furniture and Fixtures~------ 5,105 65 Due to Banks in other States ---------

Other Real Estate Owned______ --------- Call Money ------------------Due from Banks in this State__ 12,993 69 Individual Deposits Subject to

Due from Banks in other States 8,504 97 Check ----------------------- 264,938 32

I'

Currency --------------------- 3,601 00 Demand Certificates of Deposit ---------

,\

Gold --------------------------- 1,255 or. Time Certificates of Deposit__ 100,942 71

Silver, Nickels, Pennies________ 8,157 88 Savings Deposits -------------

Advances on Cotton____________ ________ _ Cashier's Checks ------------- 443 92

Advances on other Commodities. --------- Certified Checks -------------- ---------

Checks for Clearing House___ 127 99 Bills Payable ------------------ 125,000 00

Other Checks and Cash Items 3,325 22 Notes and Bills Rediscounted 30,v00 00

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed MoneY --------------- --------

Overdrafts (if any) ----------- 1,478 85 Liability on Letters of Credit

Other Assets::

and Acceptances ----------- ---------

In Transit -------------------- 5,569 10 Reserve for Interest and Taxes 1,750 12

Other Liabilities ---------------

64 56

Total ----------------------...$728,528 75 Total -----------------------$728,528 75

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$530,216 90 Capital Stock Paid In_________$100,000 00

Demand Loans ---------------- 25,069 46 Amount Reserved for Branches --------Loans Secured by Real Estate --------- Surplus Fund ----------------- 50,000 00 United States Bonds___________ 795 16 Undivided Profits ------------- 55,477 71

Other Stocks and Bonds______ 9,500 00 Dividends Unpaid ------------ 541 00

Banking House ---------------- 5, 710 49 Due to Banks in this State___ --------Furniture and Fixtures_______ 5,105 65 Due to Banks in other States ---------

Othe.r Real Estate Owned ____ --------- Call Money ------------------- --------Due from Banks in this State 34.~6 29 Individual Deposits Subject to

Due from banks in other States
Currency --------------------Gold --------------------------Silver, Nickels, Pennies________ Checks for Clearing House and

7,500 76 4,934 00
1,235 or
9,163 95

Check ----------------------- 204,3311 62 Demand Certificates of Deposit --------Time Certificates of DeposiL- 71, 7:r3 09
Savings Deposits ------------- --------Trust Funds on Deposit______ ---------

other Checks and Cash Items 994 77 Adavnces on Cotton____________ 62,300 00 Advances on other Commodi-
ties --------------------- 22,750 00 Customers' Liability on Letters
of Credit and Acceptances.__ --------Overdrafts (if any) ------------ ---------

Cashier's Checks -------------- 1,682 02 Certified Checks -------------- --------Bills Payable ----------------- 126,000 00 Notes and Bills Rediscounted __ 110,134 99 Certificates of Deposit for Bor-
rowed MoneY --------------- --------Liability on Letters of Credit

Other Assets ----------------- --------- and Acceptances ----------- ---------

Reserve for Interest and Taxes ---------

Other Liabilolties -------------- ---------

Total ------------------------$719,902 43 Total ------------------------$719,902 43

206

BANKING DEPAR'l'l\IENT

EXAMINEB.'S REPORT.

PLANTERS BANK, DONALSONVILLE.

At Close of Business July 19, 1920.

President-.). L Dickenson. Vice-Presidents-F. s. Spooner, Jno. J. Spooner.
Cashier-J. L. Haralson.

Directors-.J. L. Dickenson, P. S. Spooner, .Jno. I. Spooner, J. L. Haralson, J. A. Stephens, M. M. Minter, .J. E . .Johnson, I. F. Brown, \V. D. Hay.

Date of Charter-June 12, 1915.

Began Business-July 22, 1915.

RESOURCES

LIABILITIES

Time Loans ------------------$145,890 33 Demand Loans --------------- 3, 792 50 Loans Secured by Real Estate ________ _

United States Bonds ---------- --------Other Stocks and Bonds______ --------Banking House _______________ 3,306 70

Furniture and Fixtures _______ Othe.r Real Estate Owned ___ _ Due from Banks in this State Due from banks in other States
Currency ----------------------

1,867 93
2,073 43 1,164 12
2,682 ou

Capital Stock Paid In _________ $ 15,000 00

Amount Reserved for Branches

Surplus Fund ---------------- 5,000 00

Undivided Profits ------------ 1,989 17 Dividends Unpaid ____________

Due to Banks in this State ___ _ Due to Banks in other States __

647 Ot>

Call Money ------------------- 67,000 Oc.

Individual Deposits Subject to

Check ----------------------- 27,004 89 Demand Certificates of Deposit

Gold -------------------------Silver, Nickels, Pennies______ _

582 50 Time Certificates of Deposit__ 44,125 94 801 90 Savings Deposits ____________ _

'
\

Advances on Cotton____________ ________ _ Cashier's Checks -------------

373 90

Advances on other Commodities --------- Certified Checks --------------

Checks for Clearing House__ 1,112 79 Bills Payable ----------------- 5,000 00

Other Checks and Cash Items

43 32 Notes and Bills Rediscounted __

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ ________ _ rowed Money ---------------

Overdrafts (if any) ----------- 883 73 Liability on Letters of Credit

Other Assets:

and Acceptances -----------

Depositors' Insurance --------Mutual Fire Insurance _______

2,942 00 120 00

Reserve for Interest and Taxes Other Liabilities:

Deposits

--

--

--

--

--

--

--

---------

1,021
--

69
-

Total ------------------------$167,163 2f Total ------------------------$167,163 25

BANK'S STA'l'EMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$111,341 00 Capital Stock Paid In _________$ 15,000 00

Demand Loans --------------- 4,257 00 Amount Reserved for Branches

Loans Secured by Real Estate 19,275 23 Surplus Fund ---------------- 5,000 00

United States Bonds ---------- ________ _ Undivided Profits ------------Othe.r Stocks and Bonds______ ________ _ Dividends Unpaid -----------Banking House _______________ 3,306 70 Due to Banks in this State ___ _

Furniture and Fixtures _______ 1,867 93 Due to Banks in other States Other Real Estate Owned ____ ________ _ Call Money ------------------Due from Banks in this State 5,699 90 Individual Deposits Subject to

Due from Banks in other States 1,196 95 Check ----------------------- 86,405 04 Currency ---------------------- 3,325 0~ Demand Certificates of Deposit

Gold --------------------------- 420 00 Time Certificates of DeposiL_ 34,270 25

Silver, Nickels, Pennies________

323 00 Savings Deposits -------------

Advances on Cotton ----------

563 88 Trust Funds on DeposiL____ _ 1. 727 50

Advances on other Commodities _________ Cashier's Checks ------------Checks for Clearing House____ ________ _ Ce.rtified Checks --------------Other Checks and Cash Items ________ _ Bills Payable ----------------- 15,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted __

of Credit and Acceptances__ ________ _ Certificates of Deposit for BorOverdrafts (if any) ____________ ________ _ rowed Money --------------~

Other Assets:

Liability on Letters of Credit

Depositors' Insurance -------- 2,942 00 and Acceptances -----------

Mutual Fire Insurance ------- 120 00 Reserve for Interest and Taxes

Profit and Loss -------------- 2, 764 20 Other Liabilities --------------

T'otal ------------------------$157,402 79 Total ------------------------$157,402 79

FIRST ANNUAL REPORT

207

EXAMINEB.'S B.EPOB.T.

CITIZENS BANK, DOUGLAS.

At Close of Business July 20, 1920.

President-H. Kirkland. Vice-President-W. C. Patterson. Cashier-\\'. C. \Vooten.

Directors-H. Kirkland, \Y. C. Patterson, M. D. Dickerson, C. R. Tonner, E. L.

Grantham, H. E. Vickers, Warren Tonner, J. B. Dorminey, B. H.

Tonner, E. L. Tonner, \Y. F. Gibbett.

Date of Charter-December 26, 1901.

Began Business-January 4, 1902.

RESOURCES

LIABILITIES

Time Loans ------------------$348,230 77 Demand Loans _______________ 2,146 73

Loans Secured by Real Estate United States Bonds___________ Other Stocks and Bonds ______
Banking House --------------Furniture and Fixtures ______

--------9,423 81 5,800 00
35,000 or
3,565 73

Other Real Estate Owned_____ 5,358 00
Due from Banks in this State 19,872 31 Due from Banks in other States 11,624 43
Currency ---------------------- 11,130 or
Gold --------------------------- 797 50 Si1ver, Nickels, Pennies_______ 4.033 02 Advances on Tobacco_________ 1,099 84 Advances on other Commodities ________ _

Checks. for Clearing House____ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any) ____________

2,541 91 4,487 49
________ _ ________ _

Other Assets:

Cash Short -------------------- 608 40

Capital Stock Paid In_________ $ 50,000 00 Amount Reserved for Branches ________ _
Surplus Fund ----------------- 3,00.0 00 Undivided Profits ------------- 2,848 05 Dividends Unpaid ____________ ________ _
Due to Banks in this State___ --------Due to Banks in other States ________ _ Call Money __________./________ ________ _
Individual Deposits Subject to Check ----------------------- 133,147 54
Demand Certificates of Deposit 25,000 00 Time Certificates of Deposit__ 113,471 37 Savings Deposits _____________ _ 21,801 19 Cashier's Checks _____________ _ 2,451 79 Ce-rtified Checks --------------- ________ _ Bills Payable ------------------ 90,000 00 Notes and Bills Rediscounted 24,000 00 Certificates of Deposit for Bor-
rowed MoneY --------------- ________ _ Liability on Letters of Credit
and Acceptances ___________ ________ _
Reserve for Interest and Taxes ________ _ Other Liabilities -------------- ________ _

Total ______ ---.---------------$465,719 94 Total ------------------------$465,719 114

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LlABILITIES

Time Loans ------------------$289,372 46

Demand Loans ---------------

50 00

Loans Secured by Real Estate ---------

United States Bonds___________ 846 00

Other Stocks and Bonds ______ 5,800 00

Banking House --------------- --------Furniture and Fixtures________ 3,565 73 Other Real Estate Owned_____ 46,162 13

Due from Banks in this State 5,281 82 Due from Banks in other States 320 51

CurretljCy --------------------Gold -------------------------Silver, Nickels, Pennies________ Advances on Cotton___________

4,464 00 7o0 00
4,84"8 02 207 17

Advances on other commodities: Tobacco ----------------------- 53.125 98 Checks for Clearing House __ _ 2,872 27

Other Checks and Cash Items 360 45 Customers' Liability on Letters
of Credit and Acceptances__ ________ _ Overdrafts (if any) ____________ ________ _

Other Assets: Profit and Loss --------------

545 95

Capital Stock Paid In_________ $ 50,000 00 Amount Reserved for Branches Surplus Fund ----------------- 3,000 00 Undivided Profits ------------Dividends Unpaid ___________ _
Due to Banks in this State __ _ Due to Banks in other States
Call Money ------------------Individual Deposits Subject to
Check ----------------------- 96.856 57 Demand Certificates of Deposit 25,000 00 Time Certificates of DeposiL_ 108.452 23 Savings Deposits -------------- 23,626 01 Trust Funds on Deposit_ ____ _
Cashier's Checks ------------- 5,059 97 Ce-rtified Checks ____________ _ 3,577 71 Bills Payable ------------------ 92,500 00 Notes and Bills Rediscounted __ 10.500 00 Certificates of Deposit for Bor-
rowed Money --------~~---- Liability on IJetters of Credit
and Acceptances __________ _
Reserve for Interest and Taxes Other LiabiJ.ities --------------

Total ________________________ $418.572 49 Total ------------------------$418,572 4~

208

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

UNION BANKING COMPANY, DOUGLAS.

At Close of Business September 1, 1920.

President-T. S. Price. Vice-Presidents-M. Griffin, J. ,V, Quincey.

Cashier-J. L. Shelton.

Directors-T. S. Price, M. Griffin, J. W. Quincey, J. L. Shelton, Mrs. J. M. AshleY,

D. Gaskin, J. S. Lott, J. C. Brewer, J. L. Sapp, C. E. Baker.,

E. Lott, J. J. Darminey, J. L. Young, J. Newbern.

Date of Charter--December 27, 1898.

Began Business-February, 1899.

RE:SOURCES

LIABILITIES

Time Loans __________________ $319,842 97 Capital Stock Paid In__________$ 85,000 00

Demand Loans ---------------- 153,317 54 Amount Reserved for Branches --------Loans Secured by Real Estate --------- Surplus Fund ----------------- 50,0110 00 United States Bonds___________ 51,300 00 Undivided Profits ------------ 10,622 47

Other Stocks and Bonds______ 9,535 46 Dividends Unpaid -------------

36 00

Banking House -------------- 45,000 00 Due to Banks in this State____ 2,063 83

Furniture and Fixtures________ 11,379 38 Due to Banks in other States ---------

Other Real Estate Owned_____ 20,606 91 Call Money ------------------- --------Due from Banks in this State 55,050 74 Individual Deposits Subject to

Due from Banks in other States Currency ---------------------Gold --------------------------Silver, Nickels, Pennies________

4,825 33 Check ----------------------- 334,847 19

9,835 00 Demand Certificates of Deposit 25,000 00

110 00 3,145 94

Time Certificates of DeposiL_ Savings Deposits _____________

96,010 70 32,521 66

Advances on Cotton ---------- ________ _ Cashier's, Checks ___ ----------- 2,922 71 Advances on other Commodities ________ _ Certified Checks --------------- 170 38 Checks for Clearing House___ 3,805 90 Bills Payable _________________ 25,000 00

Other Checks and Cash Items 885 41 Notes and Bills Rediscounted__ ________ _

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ ________ _ ,rowed Money ---------------- 25,000 00

Overdrafts (if any) ----------Other Assets ------------------

65 22 Liability on Letters of Credit 846 00 and Acceptances ----------- ________ _

Reserve for Interest and Taxes ---------

Other Liabilities -------------- 3"5tl 86

sr Total --------------------~---$689,551

Total ------------------------$689,551 80

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __________________ $313.150 72

Demand Loans Loans Secured

---------------by Real Estate

115,424 67,349

:6m9

United States Bonds___________ 53,028 85

Other Stocks and Bonds______ 14.785 4li

Banking House --------------Furniture and Fixtures________ Other Real Estate Owned______
Due from Banks in this State__ Due from Banks in other States

49,075 25 15.834 82 20.922 45
32.286 60 14,663 80

Currency ---------------------Gold --------------------------Silver, Nickels. Pennies________ Advance's on Cotton___________
Checks for Clearing House___ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any) ____________

8,103 00 260 00
3.244 25 12.437 33
5,232 16 2.258 36
________ _ ________ _

Other Ass,ets: Treas. Cert. ----------------- .. -

846 on

Capital Stock Paid In _________ ~$ 85,000 00

Amount Reserved for Branche's --------Broxton Bag Co._______________ 15.000 00

Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------
Due to Banks in this State____ Due to Banks in other :States

50,000 00 8,845 20
________ _ 475 02
________ _

Call Money ------------------- --------Individual Deposits Subject to

Check ----------------------- 275,126 55 Demand Certificates of Deposit 26.439 42

Time Certificates of Deposit__ 104 617 OR

Savings Deposits ------------- 34,158 36

T'rust Funds on Deposit______ ---------

Cashier's Checks ------------- 4,201 44

Certified Checks ---------------

40 00

Bills Payable ----------------- 125,000 00

Notes and Bills Re-discounted ---------

Certificates of Deposit for Bor-

rowed Money --------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve fo,r Interest and Taxes ---------

Total ------------------------$728.903 07 Total ------------------------$728,903 07

FIRST ANNUAL REPORT

209

EXAMilii'EB'S BEPOBT,

DOUGLASVILLE BANKING COMPANY, DOUGLASVILLE.

At Close of Business October 28, 1920.

President-J, '1'. Duncan. Vice-President-A. W. McLarty. CashiN-G. T. McLarty.

Directors--J. T. Duncan, A. W. McLarty, M. E'. Geer, J. M. Hatchett, N. B. Duncan, P. B. Sellman, E. M. Huffine, W. I. Dorris, J. T. Lee, P. H. Winn.

Date of Charter-December, 1889.

Began Business-April 7, 1891.

RESOURCES

LIABILITIES

Time Loans -------------------$551,403 83 Demand Loans ---------------- 26,240 05 Loans Secured by Real E~tate 30,(/95 03 United States Bonds _________ 12,206 56 Other Stocks and Bonds______ ________ _
Banking House --------------- 4, 700 00 Furniture and Fixtures _______ 2,95U 00 Other Real Estate Owned ____ --------Due from Banks in this State 14,101 72 Due from Banks in other States 1, 750 27 Currency ---------------------- 3,167 00
Gold --------------------------- 142 50 Silver, Nickels, Pennies________ 1,226 40 Advances on Cotton___________ 21,309 55
Advances on other Commodities --------Checks foc Clearing House____ 1,135 00 Other Checks and Cash Items 8,979 38 Customers' Liability on Letters
of Credit and Acceptances__ ________ _ Ove.rdrafts (if any) __________ 2,685 41
Other Assets ------------------ 7,405 82

Capital Stock Paid In_________ $ 5'0,000 00
Amount Reserved for Branches --------Surplus Fund ----------------- 43,000 00 Undivided Profits _____________ 18,414 63 Dividends Unpaid ____________ 132 00 Due to Banks in this State___ ________ _ Due to Banks in other States ________ _
Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 218,645 95 Demand Certificates of Deposit --------Time Certificates of Deposit__ 174,507 5R Savings Deposits ______________ 13,583 28 '!'rust Funds on Deposit______ ________ _ Cashier's Checks _____________ 1,215 08
Certified Checks --------------Bills Payable ------------------ 170,000 00 Notes and Bills Re-discounted_ ________ _ Certificates of Deposit for Bor-
rowed Money --------------- ________ _ Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes ________ _
Other Liabilities -------------- ---------

Total ------------------------$689,498 52 Total ------------------------$689,498 52

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$570,447 02 Demand Loans ---------------- 21,500 00 Loans Secured by Real Estate --------United States Bonds __________ 2,351 2F
Other Stocks and Bonds______ --------Banking Houses --------------- 8,700 00 Furniture and Fixtures_______ 4, 450 00 Other Real Estate Owned ____________ _
Due from Banks in this State 14.532 87

Capital Stock Paid In _________ $ 50.000 oo

Amount Reserved for Branches 15,000 00

Surplus Fund ----------------- 43,000 00

Undivided Profits ------------- 15,427 n

Dividends Unpaid ____________

84 00

Due to Banks in this State___ ---------

Due to Banks in other States ---------

Call Money ------------------- --------Individual Deposits Subject to

Due from Banks in other States
Cu11rency ---------------------GSiollvder,---N-i-c-k-e-l-s-.--P--e-n-n-i-e-s_--_-_-_-_-_-_Advances on Cotton___________

4. 794 45
10,120 00
192 sr
3.228 42 21,939 5P

Check ----------------------- 252,683 90 Demand Certificates of Deposit --------Time Certificates of Deposit__ 156,201 2~ .Savings Deposits ------------- --------Trust Funds on Deposit_______________

Advances on other Commodities 971 18 Cashier's Checks ------------- --------Checks for Clearing House___ 6.100 00 Certified Checks --------------- ________ _

Other Checks and Cash Items 5,120 73 Bills Payable ----------------- 148,000 00

Customers' Liability on Letters

Notes and Bills Re-discounted _________ _

of Credit and Acceptances__ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ------------ 2,254 22 rowed Money --------------- ---------

Other Assets:

Liability on Letters of Credit

Building Account -------------- 3,694 80 and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities ______________ ---------

Total ------------------------$680,397 OF Total ------------------------$680,397 06

210

BANKING DEPARTMENT

EXAMINER'S REPORT.

FARMERS & MERCHANTS BANK OF DOUGLASVILLE, DOUGLASVILLE.

At Close of Business October 25, 1920.

!'resident-E. R. Stewart. Vice-Presidents-R. M. Johnston, V. R. Smith.

Cashier-N. R. Henderson.

Directors-B. R. Stewart, R. M. Johnston, V. R. Smith, .J as. S. Abercrombie, J. R.

Giles, Nesbit Harper, Thad McKay, F. M. Stewart, H. M. Upshaw.

Date of Cha-rter-April 4, 1907.

Began Business-May 1, 1907.

RESOURCES

LIABILITIES

Time Loans -------------------$258,995 96 Demand Loans --------------- 49,413 40 Loans Secured by Real H:state 4,478 50 United 1States Bonds__________ 2,162 28
Other Stocks and Bonds_______ 3,000 00 Banking House _______________ 4,860 12

Furniture and Fixtures_______ 4,098 92 Other Real Estate Owned_____ ________ _

Due from Banks in this State 10,293 75 Due from Banl<s in other States 2,173 92 Currency _____________________ 2,454 00

Gold ---------------------------

45 00

Silver, Nickels, Pennies________ 2,035 84

Advances on Cotton___________ 7,341 80

Advances on other Commodities ________ _

Checks for Clearing House___
Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any) ___________

353 78 3,839 97
________ _ 1,873 07

Other Assets ------------------ 3,513 00

Capital Stock Paid In_________$ 25,000 00
Amount Resarved for Branches Surplus Fund ----------------- 5,000 00 Undivided Profits ____________ _ 14,226 54
Dividends Unpaid -----------Due to Banks in this State__ _ Due to Banks in other States Call Money _________________ _ 77,500 00 Individual Deposits Subject to
Check ______________________ _ 84,935 90 Demand Certificates of De-posit Time Certificates of Deposit_ __ 113,875 08 Savings Deposits _____________
Trust Funds on Deposit_ ____ _ Cashier's Checks ____________ _ 395 79 Ce-rtified Checks ______________ _ Bills Payable ________________ _ 40,000 00 Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances ____________
Reserve for Interest and Taxes Other Liabilities ----------~---

Total ------------------------$360,933 31 Total ------------------------$360,933 31

BANK'S STATEMENT at Close of Business December 15, 1920.

RE'SO'URCES

LIABILITIES

Time Loans ------------------$253,161 04

Demand Loans --------------- 38,866 56 Loans Secured by Real Estate 5,247 85 United States Bonds- _________ 162 28

Other Stocks and Bonds_______ 3.000 00

Banking House --------------- 4,860 12 Furniture and Fixtures._______ 4,098 92 Other Real Estate Owned______________

Due from Banks in this State 10 2S4 33

Due from Banks in other States 1,452 55

Currency ____ c ________________ _

5,696 00

Gold ---------------------------

25 00

Silver, Nickels. Pennies _______ _ 1.272 6?

Advances on Cotton __________ _ 6,946 F

Checks for Clearing House____ ________ _

Other Checks and Cash Items 1,609 78

Customers' Liability on Letters of Cr<edit and Acceptances__ ________ _

Overdrafts (if any) ___________ 2,451 14

Other Assets:

Depositors' Guarantee Fund __ Mutual Fire Fund _____________ _ County \Varrants ____________ _ Profit and Loss- ______________ _

3,393 00
120.00 6,494 44
296 00

Capital Stock Paid In_________$ 25,000 00 Amount Reserved for Branches ________ _ Surplus Fund _________________ 5,000 Oll Undivided Profits _____________ 13,952 59 Dividends Unpaid _____________ ________ _ Due to Banks in this State____ ________ _ Due to Banks in other States ________ _ Call Money ____________________ 77,500 00
Individual Deposits Subject to Check ----------------------- 80,869 27
Demand Certificates of Deposit --------Time Certificates of Deposit___ 92,492 45 Savings Depos-its _____________________ _ Trust Funds on Deposit_______ ________ _ Cashier's Checks ______________. 346 20
Ce-rtified Checks --------------Bills Payable _________________ 49,000 00 Xotes and Bills Rediscounted __________ _ Certificates of Deposit for Bor-
rowed Money _______________ ________ _
Liability on Letters of Credit and Acceptances ____________ ________ _
RPserve fo-r Interest and Taxes ________ _
Other Liabilities -------------- ---------

Total ------------------------$344,160 51 Total ________________________$34-1,160 51

FIRST ANNUAL REPORT

211

EXAMINER'S REPORT.

BANK OF DOVER, DOVER.

At Close of Business .July 30, 1920.

President-\V. A. \Vilson. Vice-P,resident-\V. M. Howard. Cashier-L. F. Harris.

Directors-W. A. Wilson, IV. M. Howard, \\'. Lane, E. L. Oliver, .T. T. Lane. W. H. Cooper, I. L. Dougherty. B. Burns, I. C. Burke, R. H. Freeman.

Date of Charter-July 5, 1912.

Began Business-August 8, 1912.

LIABILITIES

Time Loans -------------------$ 60,022 74 Demand Loans _______________ _ 3,135 2G Loans Secured by Real Estate United States Bonds ________ _

Other Stocks and Bonds _____ _ Banking House ______________ _ Furniture and Fixtures ______ _ Other Real Estate Owned ____ _

300 00 2,507 2~ 1,179 71

Due from Banks in this State fl,071 45 Due from Banks in other States 2,903 40 Currency _____________________ _ 1,329 00

Gold --------------------------Silver, Nickels, Pennies ______ _ Advances on Cotton _________ _

326 41

Advances on other Commodities Checks for Clearing House ___ _

Other Checks and Cash Items Customers' Liability on L,etters
of Credit and Acceptances__ Overdrafts (if any) _______ _:___ _

1,829 27

Other Assets:

Cash iShort -------------------

30 39

Capital Stock Paid Jn __________ $ 15,000 00 Amount Reserved for Branches ________ _

Surplus Fund ----------------- 1,000 00 Undivided Profits _____________ 2,597 18

Dividends Unpaid ------------- ________ _ Due to Banks in this State____ ________ _
Due to Banks in other States ________ _ Call" Money ___________________ ---------

Individual Deposits Subject to

Check ----------------------- 26.861 C:

Demand Certificates of Deposit ---------

Time Certificates of Deposit___ 12,170 52

Savings Deposits _____________________ _

Cashier's Checks ______________

5 52

Certified Checks _______________ ________ _

Bills Payable __________________ 25,000 00

Notes and Bills Rediscounted __________ _

Certificates of Deposit for Borrowed Money _______________ ________ _

Liability on Letters of Credit and Acceptances ____________ ________ _

Reserve for Interest and Taxes ________ _ Other. Liabilities ______________ ________ _

Total ------------------------$ 82,634 85 Total ------------------------$ 82,634 8S

BANK'S STATEMgNT at Close of Business December 15, 19.~0.

RE:SODRCES

L,JABILITIES

Time Loans -------------------$ 50,615 44 Demand Loans ________________ 3,625 00 Loans Secured by Real Estate 3,964 03 United States Bonds --------Other Stocks and Bonds _____ _ 300 00

Capital Stock Paid In__________ $ 15,000 00 Amount Reserved for Branches Surplus Fund _______________ _ 2,000 00 Undivided Prnfits ____________ _ Dividends Unpaid ___________ _ 136 00

Banking Rouse --------------- 2,507 23 Due to Banks in this State ___ _

Furniture and Fixtures ______ _ 1,179 71 Due to Banks in other States

Other Real Estate Owned ____ _

Call Money --------------------

Due from Banks in this State 5,194 28 Individual Deposits Subject to

Due from Banks in othe,r States 1,329 27 Check ----------------------- 10,869 82

Currency ----------------------
Gold --------------------------Silver, Nickels, Pennies_______ _ Advances on Cotton __________

3,032 00 Demand Certificates of Deposit 37 50 Time Certificates of Deposit__ 24,472 64
549 75 Savings Deposits _____________ Trust Funds on Deposit_ _____ _

Aavances on other Commodities Checks for Clearing House ___ _
Other Checks and Cash Items

Cashier's Checks _____________ 176 62 Ce,rtified Checks ______________ _ 1, 798 00 Bills Payable ________________ _ 21,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted 4,449 37

of Credit and Acceptances __ Overdrafts (if any) -----------

Certificates of Deposit for Bor1,603 28 rowed Money ______________ _

Other Assets: Profit and Loss ---------------

Liability on Letters of Credit 2,384 81' and Acceptances ___________ _

Reserve for Interest and Taxes

Other Liabilities ______________

15 90

Total ------------------------$ 78,120 35 Total ------------------------$ 78,120 3;)

212

BANKING DEPARTMENT

EXAMUII'EB'S BEPOBT.

CITIZENS BANK, DUBLIN.

At Close of Business August 9, 1920.

President-F. H. Rowe. Vice-Presidents-T. H. Black, M. H. Blackshear. Cashier-A. R. Arnau.
Directors--F. H. Rowe, T. H. Black, M. H. Blackshea-r, A. R. Arnau, Jas. B. Jones, D. W. Burch, S. T. Hall, C. W. Hilbun, E. Ross Jordan, T. R. Ramsay, H. H. Ervin, Jr., Miss Marian Arnau.

Date of Charter-December 4, 1916.

Began Busin<>ss---December 15, 1916

RESOURCES

LIABILITIES

Time Loans ------------------$356,367 12 Demand Loans --------------- 11,102 18 Loans Secured by Real Estate ---------

United States Bonds --------- 31,900 00 Other Stocks and Bonds_______ 7,300 00

Banking House --------------- 15,00U 00 Furniture and Fixtures________ 3,578 67

Other Real Estate Owned_____ 7,500 00

Due from Banks in this State 4,275 37 Due from Banks in other States 8,868 50

Currency ---------------------- 2,530 00

Gold --------------------------- 115 00 Silver, Nickels, Pennies________ 609 49 Advances on Cotton____________ . ---------

Advances on other Commodities --------Checks for Clearing House____ 287 89

Other Checks and Cash Items 1,273 40

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) ----------- 7,543" 48 Other Assets:

County Warrants ------------- 23,720 46

Cash Short ------------------~

8 42

War Savings ,stamps __________ 1,071 80

Capital Stock Paid In__________$ 50,000 06
Amount Reserved for Branches --------Surplus Fund ----------------- 10,000 00 Undivided Profits ------------- 10,507 21 Dividends Unpaid ------------- 190 00 Due to Banks in this State____ --------Due to Banks in other States ---------
Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 166,992 13 Demand Certificates of Deposit --------Time Certificates of Deposit__ 113,226 12
.Savings Depos.its ------------- --------Cashier's Checks -------------- 2,118 ~~ Ce.rtified Checks --------------- --------Bills Payable ----------------- 122,50"0 00 Notes and Bills Rediscounted 7,517 50 Certificates of Deposit for Bor-
rowed Money --------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

',fotal ------------------------$483,051 7, Total ------------------------$483,051 78

BANK'S STATEMENT at Close of Business. December 15, '920.

RESOURCES

LIABILITIES

Time Loans -------------------$290,289 66

Demand Loans ---------------- 5,427 90 Loans Secured by Real Estate 49,124 70

United States &>nds ---------- 12,984 84 Other Stocks and Bonds_______ 7,300 00

Banking House --------------- 15,000 00 Furniture and Fixtures________ 3,578 67

Other Real Estate Owned_____ 7,500 00

Due from Banks in this State

64 40

Due from Banks in other States 14,283 89

Currency ---------------------- 5,489 00

Gold ---------------------------

50 00

Silver, Nickels, Pennies________ 3,261 80

Advances on Cotton ---------- _________

Advances on other Commodities --------Che{)ks for Clearing Hous.e_____ 1,072 52

Other Checks and Cash Items 325 88

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) ------------ 2,734 23

Other Assets ------------------ 35,910 77

Capital Stock Paid In__________$ 50,000 00
Amount Reserved for Branches --------Surplus Fund ----------------- 10,000 00 Undivided Profits ------------- 6,992 13 Dividends Unpaid ------------- ' 60 00 Due to Banks in this State___ _ 3,388 74 Due to Banks in other States__ --------Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 150,008 22 Demand Certificates of De.posit --------Time Certificates of Deposit___ 101,323 05 Savings Deposits -------------- 4,419 28 Trust Funds on Deposit_______ --------Cashier's Checks -------------- 3,206 84 Ce.rtified Checks --------------- --------Bills Payable ------------------ 115,000 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-
rowed Money --------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities --------------- 10,000 00

Total ------------------------$454,398 26 Total ------------------------$454,398 26

FIRST ANNUAL REPORT

213

EXAMINER'S BEPOB'l'.

DUBLIN & LAURENS BANK, DUBLIN.

At Close of Business October 16, 1920.

President-C. W. Brantley. Vice-Presidents-W. \V. Robinson, H. A. Knight.

Cashier-S. J. Loird.

Directors-C. \V. Brantley, W. W. Robinson, H. A. Knight, S. J. Lord, Jno. J.

Barton, A. T. Cobb, C. W. Brantley, Jr., A. W. Baum, E. A. Lovett,

J. F. Grinstead, H. H. Smith, T. W. Sanders, B. B. Fordham.

Date of Charter-August, 1910.

Began Business-August, 1910.

RESOURCES

LIABILITIES

Time Loans -------------------$886,848 11

Demand Loans ---------------- 292,793 97 Loans Secured by Real Estate ________ _

United States Bonds ---------- 95,250 00 Other Stocks and Bonds_______ 3,200 00

Banking House ---------------- 50,000 00 Furniture and Fixtures________ 3,155 OC

Other Real Estate Owned______ 11,546 20

Due from Banks in this State 26,939 72

Due from Banks in other States 8,237 20

Currency ---------------------- 3,936 00

Gold --------------------------Silver, Nickels, Pennies _______

495 00 7S8 97

Advances on Cotton___________ 5,487 90

Advances on other Commodities --------Checks for Clearing House____ ________ _

Other Cheeks and Cash Items ---------

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) ------------ 18,638 04 Other Assets:

Cash Short -------------------- 179 56

Collection Account ----------- 4,076 60

Ca.pital Stock Paid In ________$100,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 100,000 00

Undivided Profits ------------- 126,515 47

Dividends Unpaid -------------

24 00

Due to Banks in this State___ 6,657 57

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 368,094 24

Demand Certifi,cates of Deposit --------Time Certificates of Deposit_ __ 286,386 75

Savings Deposits ______________ 17,502 23

Trust Funds on Deposit_______ ---------

Cashier's Checks -------------- 10,631 3h

Certified Checks -------------- 398 63

Bills Payable ------------------ 382,000 00 Notes and Bills Rediscounted ___ l19,897 05

Certificates of Deposit for Borcrowed Money ________________ ---------

Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ----------------------$1,418,107 32 Total ----------------------$1,418,107 32

BANK'S STA'l'E~ENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$1,147,633 06

Demand Loans -------------- __________

Loans Secured by Real Estate ---------United States Bonds_________ 95,900 00

Other Stocks and Bonds_____ 2,200 00

Banking House -------------- 50,000 00

Furniture and Fixtures______ 3,155 00

Other Real Estate Owned____ 11,546 20 Due from Banks in this State 52,881 03

Due from Banks in other

States --------------------- 3,329 58

Currency --------------------- 7,920 00

Gold -------------------------Silver, Nickels, Pennies______

465 00 901 03

Advances on Cotton --------- __________

Advances on other Commodi-

ties -----------------------Checks for Clearing House__

4,352 93 815 88

Other Checks and Cash

Items ---------------------- 12,283 77 Customers' Liability on Let-

ters of Credit and Accept-

ances ---------------------- ---------Overdrafts (if any) __________ 17,222 62

Ca.pital Stock Paid In ________ $100,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 100,000 00 Undivided Profits _____________ 22,45'1 32

Dividends Unpaid ------------

12 00

Due to Banks in this State____ 54,516 59

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 303,023 28 Coupon Certificates of Deposit 7,5IU 00

Time Certificates of Deposit__ 258,174 73

Savings iDeposits ------------- 17,412 65 Trust Funds on Deposit_______ ---------

Cashier's Checks ------------- 19,857 24

Certified Checks -------------- 326 56

Bills Payable ------------------ 342,000 00 Notes and Bills Rediscounted~- 136,246 68

Certificates of Deposit for Bor-

mwed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes --------Other Liabilities -------------- 49,075 05

Total ----------------------$1,410,606 10 Total ----------------------$1,410,606 10

~
I

214

BANKING DEPAHTMENT

EXAMINER'S REPORT.

SOUTHERN EXCHANGE BANK, DUBLIN.

At Close of Business August 17, 1920.

President-!<'. B. Reins. Vice-Presidents-M. E. Burts, J. H. vVitherington.

Cashier-G. L. David.

Directors-F. B. Reins, M. E. Butts, J. H. Witherington, Geo. L. David, T. A.

Curry, T. \Y. Evans, M. H. Blackshear, W. M. Herndon, A. L.

Keen, Frank Lawson, Wm. C. Thompson.

Date of Charter-November 11, 1914.

Began Business-November 11, 1914.

RESOURCES

LIABILITIES

Time Loans -------------------$274,628 37 Demand Loans ________________ 6,544 53

Loans Secured by Rea!. Estate ________ _

United States Bonds _________ ________ _

Other Stocks and Bonds______ ________ _

Banking House ________________ 1,016 00

Furniture and Fixtures________ 9,896 43

Other Real Estate Owned______ 139 15

Due from Banks in this State 18,658 31

Due from Banks in othe.r States 7,730 92

Currency ---------------------- 5,119 00

Gold --------------------------- 557 50 Silver, Nickels, Pennies________ 1.614 01 Advances on Cotton __________ ________ _

Advances on other Commodities ________ _

Checks for Clearing House____ 1,371 18

Other 8hecks and Cash Items 3,836 87

Customers' Liability on Letters of Credit and Acceptances__ ________ _

Overdrafts (if any) -----------

1 10

Other Assets ----------------- 33,535 99

Capital Stock Paid In__________ $ 50,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 1,(}00 00 Undivided Profits ------------- 4, 778 90 Dividends Unpaid _____________ 204 00

Due to Banks in this State___ 3,922 41

Due to Banks in other States --------Call Money -------------------- ________ _

Individual Deposits Subject to Check ________________________148,164

sn

Demand Certificates of D&posit --------Time Certificates of DeposiL_ 76,288 78

Savings Deposits --------------
Cashier's Checks --------------
Certified Checks ---------------
Bills Payable -----------------Notes and Bills Rediscounted Certificates of Deposit for Bor-
rowed Money ----------------

4,143 23 517 57 200 00
70,000 00 5,0:f6 67
________ _

Liability on Letters of Credit and Acceptances ------------ ________ _
Reserve for Interest and Taxes ________ _

Other Liabilities --------------- 403 00

Total ------------------------$364,649 36 Total ------------------------$364,649 36

BANK'S STATEMENT at Close of Business D<>cember 15, 1920.

I RESOURCES
------------~------$232,975 Time Loans

LIABILITIES 56 Capital Stock Paid In__________ $ 50,000 00

Demand Loans ---------------Loans Secured by Real Estate United States Bonds --------Other Stocks and Bonds______
Banking House --------------Furniture and Fixtures________ Other Real Estate Owned_____

7,437 53 12,236 65 _________
1,012 00
_________ 10,003 93 _________

Amount Reserved for Branches Surplus Fund ----------------Undivided Profits ______________ Dividends Unpaid _____________
Due to Banks in this State___ Due to Banks in other States Call Money -------------------

--------1,000 00 5,566 84 40 00
1, 777 05 ________ _ ________ _

Due from Banks in this State Due from Banks in other States Currency ---------------------Gold --------------------------Silver, Nickels, Pennies_______ Advances on Cotton ___________ Advances on other Commodities
Checks for Clearing House___ Other Checks and Cash Items Customers' L,iability on Letters
of Credit and Acceptances__ Overdrafts (if any) ------------
Other Assets -----------------County \Yarrants -------------

11,034 91l 2,503 5f 4.954 00 612 50 2,237 26
11,925 H _________
2,913 09 2,453 85
_________ _________
2,565 5," 27,387 79

Individual Deposits Subject to
Check ----------------------- 112,051 16 Demand Certificates of Deposit ________ _
Time Certificates of Deposit___ 62,842 53 Savings Deposits -------------- 2,004 22 Trust Funds on Deposit________________
Cashier's Checks _____________ _ 2,683 78 Certified Checks --------------- 136 25 Bills Payable ------------------ 92,500 00 Notes and Bills Rediscounted __ 1,6-51 48 Certificates of Deposit fo,r Bar-
rowed Money ---------------- ________ _
Liability on Letters of Credit and Acceptances ------------ ---------
Reserve for Inte,rest and Taxes ________ _

Other Liabi!Hies -------------- ---------

Total ------------------------$332,253 31 Total ------------------------$332,253 31

Fms'l' ANNUAL REPORT

215

EXAMINER'S B.EPOB.T.
BANK OF DUDLEY, DUDLEY.
At Close of Business July 12, 1920. President-.!. A. Hogan. Vice-President-R. J. Chappell. Cashier-R. L. Sumner. Directors-.!. A. Hogan, R. J. Chappell, R. L. Sumner, T. J. Gilbert, Izzie Bashinski.

RESOURCES

LIABILITIES

Time Loans, Demand Loans,__ $ 33,984 64 Capital Stock Paid In __________ $ 15,000 IJlj

Loans Secured by Real Es,tate

Amount Reserved for Branches

United States Bonds_________ _ 7,485 78 Surplus Fund ---------------- 3, 750 00

Other Stocks and Bonds, other

Undivided Profits _____________ _ 1,786 28

Real Estate and Banking

Dividends Unpaid ____________ _

House ----------------------Furniture and Fixtures_______ _

1, 772 71 2,936 90

Due to Banks in this State___ _ Due to Banks in other States __

2,404 12

Other Real Estate Owned ____ _

Call Money --------------------

Due from Banks in this State Due from Banks in other States
Currency ---------------------Silver, Nickels, Pennies_______ _ Advances on Cotton _________ _

1,801 00
830 37
1,265 or
674 95

Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of DeposiL_ Savings Deposits _____________
Trust Funds on Deposit_ ______ _

14,286 65 17,836 01

Advances on other Commodities Checks for Clearing House ___ _
Cash Items -------------------Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts-(if any) _________ _

10,284 3"? 4&7 58

Cashier's Checks ____________ _
BCielrltsifPieadyaCbhleec_k_s___-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money _______________ _

2 75 6,500 0)

Other Assets: Profit and Loss_______________ _

Liability on Letters of Credit, 45 00 and Acceptances ___________ _

Reserve for Interest and Taxes

Other Liabilities:

Cash Long --------------------

44

Total ________________________ $ 61,568 25 Total ------------------------$ 61,568 25

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 24,908 93 Capital Stock Paid In __________ $ 15,000 00 Demand Loans ---------------- 7,397 61 Amount Reserved for Branches ________ _

Loans Secured by Real Estate United States Bonds _________

________ _ ________ _

Surplus Fund -----------------Undivided Profits _____________

__3_,7_5_0___00_

All Stocks and Bonds__________ 7.48fi 7> Dividends Unpaid _____________ ________ _

Banking House ________________ 1,71r.l ~a Due to Banks in this State____

965 6~

Furniture and Fixtures________ 2,990 90 Due to Banks in other States __________ _

Other Real Estate Owned_____ ________ _ Call Money -------------------- ________ _

Due from Banks in this State__ ________ _ Individual Deposits Subject to

Due from Banks in other States

Check: ---------------------- 8,297 94

Advances on Cotton____________ 9.693 gr Demand Certificates of Deposit ________ _

Advances on other Commodities ________ _ Time Certificates of Deposit___ 18,245 82

Checks for Clea,ring House_____ ________ _ Savings DeposHs ------------- ________ _

Other Checks and Cash Items ________ _ Trust Funds on Deposit________ ________ _

Customers' Liability on Letters

Cashier's Checks _____________ ________ _

of Credit and Acceptances__ ________ _ Certified Checks -------------- 121 74

Overdrafts (if any)____________ 122 Ol' Bills Payable ----------------- 11,750 00

Other Assets:

Notes and Bills Rediscounted ________ _

Profit and Loss________________

118 15 Certificates of Deposit for Borrowed Money ________________________ _

Liability on Letters of Credit and Acceptances ____________ ---------
Reserve for Interest and Taxes ________ _

Other LiabilHies -------------- ________ _

Total ------------------------$ 58,131 19 Total ------------------------$ 58,131 19

QF' l'f'l""'(1

1 ;::;u::;pQV (.ilj ?t:f'"IY-i> '

!

216

BANKING DEPARTMENT

EXAMINER'S REPORT.

BANK OF DULUTH, DULUTH.

At Close of Business July 28, 1920.

President-.L. P. Patillo. Vice-President-J. W. Knox. Cashier-D. W. Wilson.

Directors-L. P. Patillo, J. W. Knox, D. W. WUson, C. M. Pa,rson, A. M. Bell,

Jno. Summerour, J. E. Lowe.

Date of Charter-November 12, 1910.

Began Business-November 1, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$220,701 19 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 7,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

10 000 00 1o:3oo oo

US unrdpi vl ui ds e dF uPnrdo f i-t-s - -_-_-_-_-_-_-_ -_ _- _- -_

Other Stocks and Bonds ____ ________ _ Dividends Unpaid-----------

21,654 56

Banking House ------------ 2,078 00 Due to Banks in this State __

Furniture and Fixtures_____ 2,500 00 Due to Banks in other States

Other Real Estate Owned --------- Call Money ---------------Due from Banks in this State 12,783 06 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

11,043 34 1,118 00

Detmo aCnhdeCckert-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of DeposiL

107,516 11
8-3~ 7i5- 86

GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-__- -_ Advances on Cotton ________

20 00 _ ___4_26___82_

Savings Deposits ----------CCaersthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_

557 52

A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_ o_ _m_m_ _o_d_i_-

_ _______ _

Bills Payable _____________ _ Notes and Bills Rediscounted

40,000 00

Checks for Clearing House __

76 59 Certificates of Deposit for

Other Checks and Cash Items

815 6r> Borrowed Money ---------

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances _________ _

ances __ - - - ___ - - -- __ - - __ Overdrafts (if any) ________

- - - ___ - - _ _______ _

Other Liabilities: Reserve for Interest and Taxes

Other Assets:

Deposits -- __ ---- __ ---------

614 20

CTarashnsSithA orct c_o_u__n_t_-_-_-_-_-_-_-_-_-_-_--_

115 M 80 60

Total _____________________ $279,058 25 Total---------------------$279,058 25

BANK'S STATEMENT at Close ,.of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmea nLd o aLnosa n-s- - -_-_-_- -_-_-_-_-_-_- _- $_ _2 1_4_,_0_6_9_ _ _34_

Capital Stock Paid Amt. Reserved for

In ______ -$ Branches

2 5,000

00

Loans Secured by Real Estate United States Bonds_------_

2,950 00 10,300 Ou

USunrdpivluids edFuPnrdof-it-s---_---------- -_-_----

20,569 73

Other Stocks and Bonds ____ ________ _ Dividends Unpaid-----------

Banking House ------------ 2,078 00 Due to Banks in this State-_ 1,287 53

Furniture and Fixtures_____ Other Real Estate Owned

2,500 00 ________ _

CDauiei tMo oBnaenyks_-i-n__o_t_h_e_r- _S_t_a_t_es_

Due from Banks in this State 10,105 68 Individual Deposits Subject

Due from Banks in other
States ------------------GCoulrdren_c_y___ -------------_---------- -_---------Silver, Nickels, Pennies- ___ _ Advances on Cotton ___ -- ___ Adtvieasnce-s_-o_n--o-t-h_e_r- _C_o_m__m__o_d_i_-

1,071 48 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 2,472 00 Time Certificates of DeposiL
45 00 Savings Deposits ___ -- ____ - _ 381 18 Trust Funds on DeposiL----- ____ -- _ CCearsthifiieerd's CChheecckks s __-_-_------__-_-_----________ _ Bills Payable ______ -- ____ --

70,025 12 79,511 05
1,077 39 162 25
47,500 00

Checks for Clearing House__ - _- ___ --- Notes and Bills Rediscounted

Other Checks --------------Customers' Liability on Let-

160 39 Certificates of Deposit for Borrowed Money _---- __ --

atenrcsesof _C_ r-e-d_i_t_ _a_n_d_ _A_ _c_c_e_p_t_Overdrafts (if any) ___ -- ___ Other Assets __________ - ____

________ _ _- ____ --________ _

Liability on Letters of Credit and Acceptances ----------
Reserveforlnterestand Taxes Other Liabilities _________ --

Total---------------------$245,133 07 Total---------------------$245,133 07

'~ '

FIRST ANNUAL REPORT

21'i

EXAMINElt'S :&EPO:&T.

BANK OF EASTMAN, EASTMAN.

At Close of Business August 11, 1920.

President-C. C. Hosford. Vice-Presidents--W. L. Jesup, J. D. Herman.

Cashier-T. S. Felder. Directors-C. C. Hosford, W. L. Jesup, J. D. Herman, A. Anderson, J. J. Harrell,
J. S. Nicholson, J. H. Milner, A. G. Williamson, H. M. 0. Callahan.

Date of Charter~December 28, 1918.

Began Business-January 2, 1919.

RESOURCES

LIABILITIES

Time Loans ----------------$275,664 83 Capital Stock Paid In _______ $ 60,000 00

DLoemanasndS<>Lcouarends by--R--e-a-l-E--s-t-a-te-

20,887 43 ________ _

ASumrtp. luRsesFeurnvded _f_o_r___B_r_a_n_c_h__es_

United States Bonds ______ __ ________ _ Undivided Profits _- ____ -- __ -

Other Stocks and Bonds ____ ________ _ Dividends Unpaid _________ _

1,000 00
5,955 43 100 00

Banking House ------------ 14,500 00 Due to Banks in this State_Furniture and Fixtures_____ 3,000 00 Due to Banks in oth<>r States

Other Real Estate Owned ____ --------- Call Money __ --- _----------

Due from Banks in this State 7,355 50 Individual Deposits Subject

Due from Banks in other States -------------------

886 45 DetomaCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t

GCoulrdr e n c_y_ _ _ _- -_ -_ -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

_ _4_, 5_4_6_ _ _00_

Time Certificates Savings Deposits

of Deposit_-- ___ --- _-

90,353 37 85,600 33

Silver, Nickels, Pennies_____

627 40 Cashier's Checks ______ --- _-

Advances on Cotton_- ___ -___ ________ _ Certified Checks _______ -- __ -

532 94

Advances on other Commodities ________ - ____ - _____ - _

- _-------

Bills Payable -------------- 100,000 00 Notes and Bills Rediscounted

Checks for Clearing House__ 1,139 02 Certificates of Deposit for

Other Checks and Cash Items 5,604 03 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

and Acceptances ---------Reserve for Interest and Taxes

Overdrafts (if any) -------- 3,814 26 Other Liabilities __________ -

194 10

Oth<>r Assets -------------- 5,711 25

Total _____________________ $343,736 17 Total _____________________ $343,736 17

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$247,937 17 Capital Stock Paid In _______ $ 60,000 00

Demand Loans -----------Loans Secured by Real Estate

________ _ SAumrpt.luRs eFseurnvded __fo__r __B_r_a_n_c__h_es_

3,000 00

United States Bonds ________ ________ _ Undivided Profits _____ - ____ _ 2,608 OJ

Other Stocks and Bonds ____ ________ _ Dividends Unpaid ----------

Banking House ------------ 14,500 00 Due to Banks in this State_-

Furniture and Fixtures_____ Other Real Estate Owned ____

3,000 00 ---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 3,759 16 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 61,025 54

States ------------------GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

212 59 Demand Certificates of DepoRit 1,031 00 Time Certificates of DeposiL 66,493 90
50 OO Savings Deposits -----------

Silver, Nickels, Pennies _____ _

244 91 Trust Funds on Deposit_ __ _

Advances on Cotton_- ___ -- __ 6,356 39 Cashier's Checks -----------

37 55

Advances on other Commodi-

Certified Checks __ --- _--- __ -

ties ___ ------------------ --------- Bills Payable ____ - ____ -- __ - 95,000 00

Checks for Clearing House__ 3,460 79 Notes and Bills Rediscounted

Other Checks arid Cash Items ________ _ Certificates of Deposit for

Customers' Lia hi!ity on Let-

Borrowed Money ---------

atenrcsesof _C_r_e_d_i_t__a_n_d- _A__c_c_e_p_t-_

________ _

Liability on Letters of Credit and Acceptances ----------

Overdrafts (if any) ________ --------- Reserveforinterestand Taxes

Other Assets:

Other Liabilities ______ --- _-

City and County Warrants __ 7,612 99

TotaL ____________________ $288,165 00 TotaL ___________________ -$288,165 00

218

BANKING DEPARTMEKT

EXAMINEE'S BEPOBT.

CITIZENS BANKING COMPANY, EASTMAN.

At Close of Business October 13, 1920.

President-C. H. Peacock. Vice-President-T. H. Edwards. Cashier-E. H. Ware.

Directors-C. H. Peacock, J. W. Morris, J. C. 'Vall, T. H. Edwards, J. H. Roberts,

C. L. Anderson, S. C. Smyly.

Date of Charter-February 8, 1910.

Began Business-February, 1901.

RESOURCES

LIABILITIES

Time Loans ----------------$416,376 68 Capital Stock Paid In _______ $100,000 00

Demand Loans------------- 13,57717 Amt. Reserved for Branches ____ -----

Loans Secured by Real Estate ________ _ Surplus Fund -------------- 20,000 00

United States Bonds ________ 16,402 80 Undivided Profits ----------- 18,190 79

Banking House and Furniture

Dividends l'npaid ---------- ---------

Otahnedr RFiexatluEresstat-e--O--w-n-e-d--_-__--_

13,172 57 183 73

Due to Banks in this State.Due to Banks in other States

..... ------------

Due from Banks in this State 18,295 21 Call Money _____ ----------- ---- .. - --

Due from Banks in other

Individual Deposits Subject

States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-. -_-_-_ -_

18,803 38 to Check ----------------- 250,151 98 6,534 00 Demand Certificates of Deposit --------220 00 Time- Certificates of Deposit. 135,235 63 3,545 29 Savings Deposits ----------- ---------

Advances on Cotton _____ __ _ 1 5,794 05 Trust Funds on Deposit. ____ ---------

Adtvieasnce_s__o_n_ _o_t_h_e_r_ _C_o_m_ _m__o_d_i-_

________ _

Cashier's Checks ____ -- ____ _ Certified Checks ------- _----

353 88 ---------

Checks for Clearing House __ 4,732 93 Bills Payable -------------- 25,000 00

Other Checks and Cash Items

651 12 !\'otes and Bills Rediscounted 5,000 00

Customers' Liability on Let-

Certificates of Deposit for

atenrcsesof__C__re_d__it- _a_ri_d__A_ _c_c_e_p_t_-

________ _

Borrowed Money _--- _____ Liability on Letters of Credit

__- _---- _

Other Assets:

and Acceptances _ _ __ _ _ _ __ _ ____ - _--.

War Savings Stamps ______ _

846 00 Reserve for Interest and Taxes ______ - __

Collection Account ________ _ City Warrants -------------

41 7,021

87 68

COatshher LLoniagbil_i_t_ie_s_:___________ _

County 'Varrants _________ _ 17,840 91

107 11

Total _____________________ $554,039 39 Total _____________________ $554,039 39

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$335,384 23 Capital Stock Paid In ....... $100,000 00 Demand Loans _____________ 8,993 36 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 75,780 32 Surplus Fund -------------- 20,000 00

United States Bonds._______ 16,402 80 Undivided Profits ----------- 18,986 58

Banking House------------- 7,703 15 Dividends Unpaid ---------- --------Furniture and Fixtures.____ 5,469 42 Due to Banks in this State- .. ---------

Other Real Estate Owned____

183 73 Due to Banks in other States ---------

Due from Banks in this State 14,660 65 Call Money _____ ------ _- __ - ---------

Due from Banks in other

Individual Deposits Subject

States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies. ____ _ Advances on Cotton ________ _

5,973 75 6,960 00
180 00 3,672 02 18,847 90

to Check ----------------Demand Certificates of Deposit Time Certificates of Deposit.
Savings Deposits ----------Trust Funds on Deposit. ____

209,718 86 ___ -----148,052 08
-----------------

Adtvieasnce_s__o_n__o_ t-h_e-r_ _C_o_m__m_ _o_d_i_-

________ _

Cashier's Checks ----------Certified Checks _____ -- _____

1,071 02 _ _-------

Checks for Clearing House._ 2,353 13 Bills Payable --------------- 25,000,00

Other Checks and Cash Items

732 81 Notes and Bills Rediscounted 7,560 OU

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

O tahnecre sA s-s-e-t s-:- - - - - - - - - - - - - - - -

---------

Liability on Letters of Credit and Acceptances __ --- _----

---------

City and County Warrants .. 26,.H1 27 Reserve for Interest and Taxe:-; ---- -----

25 per cent of Stock Sub-

Other Liabilities _---------- ---------

scribed to Federal Reserve Banking Co. _____________ _

750 00

Total---------------------$530,388 54

Total _____________________ $530,388 54

Fms'l' ANNUAL HEPOH'l'

219

EXAMINER'S B.EPOB.T.

MERCHANTS & FARMERS BANK, EASTMAN.
At C~ose of Business August 4, 1920.
President-E. D. Graham. Vice-Presidents-J. D. Herman. .T. H. Roberts. Directors-E. D. Graham, J. D. Herman, J. H. Roberts, W. P. Cobb, J. J. Harrell,
R. L. Kinchen, B. F. Burch, C. F. Coleman, J. B. Coffee. Date of Charter-February 27, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$391,023 70 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds________
Banking House ------------Furniture and Fixtures______

4,415 05 ________ _
200 00
9,093 55 5, 752 50

Amt. Reserved for Branches Surplus Fund _---- _-------Undivided Profits ________ - __ Dividends Unpaid _______ - __
Due to Banks in this State.-

45,000 00 1,728 41
66 78

Other Real Estate Owned____ Due from Banks in this State

3,178 70 18,945 26

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in other

Individual Deposits Subject

States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies ____ _ Advances on Cotton_________

2,442 18 1,060 00
200 00 1,253 26 ________ _

to Check ----------------- 115,122 11 Demand Certificates of Deposit Time Certificates of Deposit. 114,397 72 Savings Deposits __________ _ Cashier's Checks __________ _ 4,224 14

Adtvieasnce_s_ _o_n_ _o_t_h_e_r_ _C_o_m__m_ _o_d_i_-

________ _

Certified Checks - ___ ---- _--Bills Payable ________ ------

115,000 00

Checks for Clearing House __ 1,733 95 N'otes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

470 02

Certificates of Deposit for Borrowed Money ______ - __

atenrcsesof_-C_r_e_d_i-t_ _a_n_d__A__c_c_e_p_t-_

________ _

Liability on Letters of Credit and Acceptances _________ _

Overdrafts( if any) --------Other Assets: War Savings Stamps ______ _
County Warrants ----------City Warrants -------------

158 47
915 50 2,614 27 2,239 55

Reserve for Interest and Taxes COatshher LLoinagbil_i_t_ie_s_:___________ _

156 80

'l'otal _____________________ $445,695 96 Total _____________________ $445,695 96

BANK'S STATEMENT at Close of Business December 15, 1~20.

RESOURCES

LIABILITIES

Time Loans ----------------$340,810 91 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 6,849 12 Amt. Reserved for Branches

Banking House ------------Furniture and Fixtures______

9.093 55 5, 752 50

Surplus Fund -------------Undivided Profits _________ _

45,000 00

Other Real Estate Owned____ 3,178 70 Dividends Unpaid _________ _

Due from Banks in this State 13,099 10 Due to Banks in this StatA __

129 24

Due from Banks in other
States ------------------Currency -----------------Gold - __ ------------------Silver, Nickels. Pennies ____ _

197 34 1,325 70
-- -- ----258 80

Due to Banks in other States Call Money _______________ _ Individual Deposits Subject
to Check ----------------Demand Certificates of Deposit

95,267 60

Advances on Cotton _________ --------- Time Certificates of Deposit. 102,414 30

Advances on other Commodi-

Savings Deposits -----------

ties --------------------- --------- Trust Funds on Deposit. ___ _

Checks for Clearing House __ Other Checks and Cash Items

453 480

99 91

CCearsthifiieerd's CChheeckcsks_-_-_-_-_-_-_-_-_-_-_--_

8,114 52

Customers' Liability on Let-

Bills Payable--------------- 105,000 00

atenrcsesof_ _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_

________ _

1\Totes and Bills Rediscounted Certificates of Deposit for

Overdrafts (if any) ________ _ 9,011 79 Borrowed Money ---------

Other Assets: StoCcok. I_n_t_e_r_n_a_t_i_o_n_a_l___R_a_n__k_in_g_

Liability on Letters of Credit and AcceptanC'es _________ _
~7r, 00 Reserve for lnte-restand Taxes

City and County \\rarrants __ 1 0,24~ 61 Otlwr Liabilities __________ _

\.Var Saving~ Stanlpf-L ______ _

49 50

Interest Paid --------------- :\,745 14

Total _____________________ $405,925 66

Total .. -------------------$405,925 66

- - - - ~------------------

r
i

220

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF EAST POINT, EAST POINT.

At Close of Business August 11, 1920.

President-R. F. Thompson. Vice-President-F. J. Allen. Cashier-J. W. Matthews.

Directors--F. J. Allen, G. C. Christian, E. G. Little, A. J. McCoy, W. F. Smith,

R. F. Thompson, G. C. Trimble, W. G. Whisenheut.

Date of Charter-February 28, 1906.

Began Business-February 19, 1906.

RESOURCES

LIABlLITIES

Time Loans -------------- .. $221,954 16 Capital Stock Paid In ....... $ 35,000 00

Demand Loans ------------- 60,510 00 Amt. Reserved for Branches --------Loans Secured by Real Estate __ ____ ___ Surplus Fund .......... --.. 7,000 00

United States Bonds--------

240 87 Undivided Profits ----------- 9,224 41

Other Stocks and Bonds..... 7,500 00 Dividends Unpaid ---------- ---------

Banking House ------------- 5,055 23 Due to Ranks in +his Stat<' .. --------Furniture and Fixtures .. ____ 3,590 14 Due to Banks in other States --------.

Other Real Estate Owned .. __ __ __ __ __ _ Call Money ---------------- --------.

Due from Banks in this State 97,603 53 Individual Deposits subject

Due from Banks in other

to Check ----------------- 278,602 68

States ------------------- 43,257 38 Demand Certificates of Deposit --------Currency __ __ __ __ __ __ __ __ __ 26,124 00 Time Certificates of Deposit. 19,831 19

Gold -----------------------

665 00 Savings Deposits ----------- 125,385 67

Silver, Nickels, Pennies .. ___ 4,424 94 Trust Funds on Deposit.---- --------.

Advances on Cotton_________ __ ______ . Cashier's Checks --------... ------ ...

Advances on other Commodi-

Certified Checks __ .. -- __ --.. __ .---- __

ties __ __ __ __ __ __ __ __ __ __ _ __ __ --.-- _ Bills Payable -- ______ ---- __ . ------ .. .

Checks for Clearing House__ _____ . ___ Notes and Bills Rediscounted ....... _.

Other Checks and Cash Items Customers' Liability on Let-

543 05 Certificates of Deposit for Borrowed Money -- .. -- __ . __ ---- __ _

atenrcsesof__C__re_d_ i_t__a_n_d_ _A_ _c_c_e_p_t_- __ __ __ __ _ LiaanbdiliAtyccoenptLanectteesrs..o.f. C__r_e_d_i_t __ __ .-- __

Overdrafts (if any) _________________ Reserveforinterestand Taxes ---------

Other Assets:

Other Liabilities . . . . . . . . . . . . ..... - ..

Mutual Insurance Fund .... __

120 00

Depositors' Guarantee Fund. 3,455 65

Total ... ------------------$475,043 95 Total ... ------------------$475,043 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _________ . ____ .. $208,038 97 Capital Stock Paid In .. ____ .$ 35,000 00

Demand Loans ........... _. 69,100 00 Amt. Reserved for Branches

Loans Secured by Real Estate 9,838 76 Surplus Fund ________ ---- __ '1,000 00

United States Bonds .. ______

240 87 Undivided Profits ____ ---- ... 11,623 47

Other Stocks and Bonds .. ___ 7,500 00 Dividends Unpaid ______ -- __

Banking House ------------- 5,055 23 Due to Bai<ks in this State ..

Furniture and Fixtures .. ____ 3,590 14 Due to Banks in other States

Other Real Estate Owned .. __ __ __ __ __ _ Call Money __ -- __ -------- __

Due from Banks in this State 92,876 83 Individual Deposits Subject

Due from Banks in other

to Check ................ . 253,040 30

States _. _... ________ .. ___ 28,568 31 Demand Certificates of Deposit

Currency __ __ __ __ __ __ __ __ __ 18,918 06 Time Certificates of Deposit. 19,124 17

Gold ______________________ .

730 00 Savings Deposits __ ------ .. . 130,512 45.

Silver, Nickels. Pennies .. ___ 4, 738 49 Trust Funds on Deposit. ... .

Advances on Cotton_________ __ __ __ __ _ Cashier's Checks __________ .

Advances on other Commodi-

Certified Checks _.......... .

ties ______ -- ____________ . __ __ __ __ _ Bills Payable --------------.

Checks for Clearing House..
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Acceptances __ __ __ ___ __ __ __ __ __ _

____ .. __ . 3,529 14
_ _ _ _ __ __ _

Notes and Bills Rediscounted
Certificates of Deposit for Borrowed Money __ ---- __
Liability on Letters of Credit and Acceptances ______ ....

Overdrafts (if any) -------- --------- Reserveforlnterestand '!'axes

Other AssetR:

Otlwr LiabilitiPR -----------

DepositorR' Guarantee Fund_ 3,4!)!) 6fi

.Mutual Jn:;;;uranee -----------

120 00

Total . . -------------------$456,300 39 Total.--------------------$456,300 39

FIRST ANNUAL REPORT

221

EXAMINER'S REPORT.

BANK OF EATONTON, EATONTON.

At Close of Business September 29, 1920.

President-L. 0. Benton. Cashier-P. W. Walton, .Jr.

Directors-L. 0. Benton, E. H. Reese, P. W. Walton, Eugene Benton.

Date of Charter-M-ay 11, 1903.

Began Business-May 11, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$358,344 20

Demand Loans ------------- 17,945 10 Loans Secured by Real Estate 94,938 28 United States Bonds_________ 8, 900 00

OBathnekrinSgtoHcokus saend___B_o_n_d_s_______c___ --5-,-5-0-0--0-0

Furniture and Fixtures_____ 1,500 00

Other Real Estate Owned____

100 00

Capital Stock Paid In _______ $ Amt. Reserved for Branches Surplus Fund _____________ _
Undivided Profits ----------Dividends 'Cnpaid __ -- __ --- _ Due to Banks in this State __ CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

25,000 00
50,000 00 19,407 36
35,000 00

Due from Banks in this State .3,178 93 Individual Deposits Subject

g~rJ~~e~s~-: ~ ~ ~ ~ ~ ~ ~~ ~ ~ ~ ~ ~ ~ ~~~ ~ __~:~~~ _~~ Due from Banks in other

Detmo aCnhdeCcekrt-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t 128,398 07 Time Certificates of Deposit_ 58,875 07 Savings Deposits ___ - ___ - __ _

Silver, Nickels, Pennies __ ---

570 02 Trust Funds on Deposit_- __ _

ties --------------------- --------- Advances on Cotton__ ---_---
Advances on other Commodi-

4,107 19 Cashier's Checks _______ - __ _ 1,170 00

CBei lrltsi f iPeady aCbhleec k_s_ _ _-_-_-_-_-_-_-_-_-_-_- -_

30 124,000

61 00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted 43,134 10

Other Checks and Cash Items

342 33 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- 20,000 00

atenrcsesof__C_r_e_d_i_t__a_n_d___A_c_c_e-p_t_-

________ _

Liability on Letters of Credit and Acceptances _________ _

Overdrafts (if any) --------Other Assets:

2,007 78

Reserve for Interest and Taxes Other Liabilities _______ - __ _

Cash Short-----------------

17 72

Total---------------------$505,015 21

Total _____________________ $505,015 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$268,077 15 Demand Loans ------------- 14,602 26 Loans Secured by Real Estate 120,826 61
United States Bonds-------- --------Other Stocks and Bonds_____ 1,300 00

Capital Stock Paid In _______ $
Amt. Reserved for Branches
Surplus Fund -------------UDnivdiidveinddeds PUrnopfiatisd --_-_-__-_-_-_-_-_--_

25,000 00
50,000 00 18,269 79

Banking House ------------- 5,500 00 Due to Banks in this State __ 22,500 00

Furniture and Fixtures_____ Other Real Estate Owned

1,500 00 -- __ -----

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 13,182 63 Individual Deposits Subject

Due from Banks in other
States ------------------GCoulrdren_c_y____-_------__----------------_-_ -----Silver, Nickels, Pennies ____ _ Advances on Cotton_- ______ _ Advances on other Commodi-
ties --------------------Checks for Clearing House __

2,350 39 6,800 00
365 00 2,602 49 3,781 11
-- ------2,816 71

DetomaCnhdeCcekrt-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t 79,969 90

Time Certificates of Deposit_ 32,741 59

Savings .Deposits ----------

Trust Funds on Deposit _____ _ 29,533 17

CCearsthifiieerd's CChheeccksks_-_-_-_-_-_-_-_--- -__--_ Bills Payable ______________ _

201
100 114,000

so
00 00

Notes and Bills Rediscounted 37,515 10

Other Checks and Cash Items --- _----- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money - ____ - __ _ 37,500 00

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaft-s--(-i-f--a-n-y-)---_-__-_-_--- -__-

and Acceptances ---------Reserve for Interest and Taxes

Other Assets --------------- 3,627 00 Other Liabilities -----------

TotaL _________ --_- ______ -$447,331 35 TotaL ____________________ $447,331 35

l~
I

22'~

EXAMINER'S REPORT.

CITIZENS BANK, EATONTON.
At Close of Business September 14. 1920.

I'resident-R. K. Mathews. Vice-President-M. F. Adams. Cashier-.John D. Turner.

Directors-R. K. Mathews, M. !<'. Adams, S. A. Clark, J. N. Hawkins, H. R. Hearn,

S. J. Steinbach.

Date of Charter-October 8, 1917.

Began. Business-October 1, 1917.

RESOURCES

LIABILITIES

Time Loans ---.-------------$176.258 78 Capital Stock Paid In_---- .. $ 25,000 00 Demand Loans ------------- 19,569 44 Amt. Reserved for Branches

Loans Secured by Real Estate 8,950 56 Surplus Fund ______ -------- 4,000 00

United States Bonds .. ______ 5,000 00 Undivided Profits ----------Other Stocks and Bonds _____________ _ Dividends Unpaid _--------Banking House __ _ __ __ __ __ _ __ ______ _ Due to Banks in this State_-

3,280 98

Furniture and Fixtures_____ 4.034 24 Due to Banks in other States Other Real Estate Owned.__ ________ _ Call Money ______ ----------

Due from Banks in this Stnte Due from Banks in other
States ------------------Currency -----------------Gold -----------------------

3, 769 29 Individual Deposits Subject to Check -----------------
7,571 73 Demand Certificates of Deposit 5,435 00 Time Certificates of Deposit. ________ _ Savings Deposits -----------

71, 75g 20
27,050 75 2,622 69

Silver, Nickels, Pennies .. ___

147 60 Trust Funds on Deposit ___ -

Advances on Cotton_________ __ ______ _ Cashier's Checks -----------

Adtviensnce_s__o_n_ _o_t_h_e_r_ _C_o__m_m_ _o_d_i-_

________ _

Certified Checks __ ---------Bills Pay>tble ____ -----------

102 20 105 89 72,850 00

Checks for Clearing House__

325 05 Notes and Bills Rediscounted 31,608 82

Other Checks and Cash Items

484 06 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Acceptances __ _ __ __ _ _ __ __ __ __ __ _

Li>tbility on Letters of Credit 5,213 40 and Acceptances _________ _

Overdrafts (if an~-) _________ 1,381 33 Reserve for Interest >tnd Taxes

Other Assets: Profit and Loss ------------

Other Liabilities _______ -----
239 Op

Total _____________________ $238,379 53 TotaJ _____________________ $238,379 53

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $153,395 65 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 23,061 ill Amt. Reserved for Branches

Loans Secured by Renl Estate 8,950 56 Surnlus Fund -------------United States Bonds __ __ __ __ __ ______ _ Undivided Profits ___ - _-----

4,000 00 2,833 74

Other Stocks and Bonds ____ ________ _ Dividends Dnpaid ----------

Ranking House ------------ --------- Due to Banks in this State._

Furniture and Fixtures ____ 4,109 24 Due to Banks in other States

Other Real Estate Owned.___ ________ _ Call Money _____ -----------

Tlue from Bnnks in thiR State 3,931 17 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 42,452 49

States ------------------- 1,045 13 Demand Certificates of Deposit

Currency, Gold, Silver, Nickels

Time Certificates of Deposit. 23,405 9fi

anrl PennieR ------------- 1,033 18 Savings Deposits _________ _ 1,537 91

A<hances on Cotton_________ _ _______ _ Trust Funds on Deposit. ___ -

.\dtvieasnce_s__o_n_ _o_ t_h_ e_r_ _C_o_m__m_ _o_d_i_-

_ _______ _

Cashier's Checks __________ Certified Checks __________ __

200 66 12 6t

Checks for Clearing House__

605 91 Bills Payable ____________ __ 68,885 03

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted 29,028 60

Overdr>tfts (if any) __ __ __ __ _ _ ______ __ Certificates of Deposit for

Other Assets:

Borrowed Money ________ _

Profit and Loss _ __ _ _ __ __ __ _

724 67 Liability on Letters of Credit

Acceptances _______________

500 00 and Acceptanf'es ----------

TIPsPr\'efor Interel-1tancl rraxf\s

Other T.ial>ilili<>s __________ _

Total _____________________ $197,357 02 TotaL __________________ .. $197,357 02
-------------------------------------------------------

FIRST ANNUAL REPORT

223

EXAMIJ!II"EB.'S B.EPOB.T.

MIDDLE GEORGIA BANK, EATONTON.

At Close of Business September 8, 1920.

President-B. W. Hunt. Vice-President-F. P. Ezell. Cashier-E. W. Ingram.

Chairman of Board-E. B. Ezell.

Directors-B. \\'. Hunt, P. P. Ezell, E. B. Ezell, E. W. Ingram.

Date of Charter-December, 1890.

Began Business-February, 1891.

RESOURCES

LIABILITIES

Time Loans ----------------$368,688 50 Capital Stock Paid In _______ $ 50,000 Oo Demand Loans _____________ 92,911 66 Amt. Reserved for Branches ________ _

Lo>:ns Secured by Real EKtate 170,608 5~ Surplus Fun<l -------------- 50,000 00 Umted States Bonds _________________ Undivided Profits ---------- 62,977 1?.

Other Stocks and Bonos ____ 20,500 00 Divi<lends Unpaid ----------

56 75

Banking House ------------ _________ Due to Banks in this State __ ---------

Furniture and Fixtures ______________ Due to Banks in other States ---------

Other Real Estate Owned _____________ Call Money ---------------- ---------

Due from Banks in this State 9,062 68 Individual Deposits Subject

Due from Banks in other

States ------------------- 27,119 17

Currency ------------------ 7,961 00

Gold ----------------------

n5 00

Silver, Nickels, Pennies_____ 2,731 7ll

Advances on Cotton __________________

to Check ---------------- 341,587 72 Demand Certificates of Deposit 24,011 98 Time Certificates of Deposit_ 132,894 28 Savings Deposits ___________ --------Trust Funds on Deposit _____ --------Cashier's Checks ___________ 2,460 80

Advances on other Commodi-

Certified Checks ___________

12 50

ties --------------------- --------- Bills Payable ______________ 40,000 00 Checks for Clearing House__ 2,27G 79 Notes and Bills Rediscounted 10,000 00

Other CheckR and Cash Items 6.679 70 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _________ ___ ---- _-

ters of Credit and Accept-

Liability on Letters of Credit

ances _________________ ___ _________ and AcceptanceR _____ ____ ________ _

Overdrafts (if any) ________ 4,922 65 Reserve for Interest and Taxes ________ -

Other Assets:

Other Liabilities ___________ - __ ------

Sundr, Bills ---------------

484 74

TotaL ___________________ -$714,001 16 TotaL ____________________ $714,001 16

BANK'S STATEMF:NT at Close of Business December 15 1920.

RESOURCES

LIABILITIES

"T'ime Loans ---------------$226,751 86 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 124,261 52 Amt. Reserved for Branches Loans Secured by Real Estate 245,103 67 Surnlus Fund -------------- 50,000 00 United States Bonds _________________ Undivided Profits _________ _ 59,711 11

Other Stocks and Bonds____ 20,500 00 Dividends Unpaid - _- __ -- __ _ Banking House ------------ _________ Due to Banks in this State __ Furniture and Fixtures ______________ Due to Banks in other States

56 75

Other Real Estate Owned _____________ Call Money ----------------

Due from Banks in thiR State 43,927 4:; Individual Deposits Subject

Due from Banks in other

to Check ---------------- 296,12R 84

States ------------------- 45,315 23 Demand Certificates of Deposit 3,400 00

Currency ------------------ 6,699 00 Time Certificates of Deposit_ 122,118 44

Gold ----------------------

35 or Savings Deposits-----------

Silver, 1\'ickels, Pennies_____ 2,037 46 Trust Funds on Deposit ____ _

806 71

Advances on Cotton __________________ Cashier's Checks _________ _ 14,185 19

Advances on other Commoflities - _____________ . ____ _ _

_________

Certified Checks _______ -- __ _ Bills Pa:\'able __________ - __ _

1 ;222 110,639

50 ;,g

Checks for Clearing House__ Other Checks and Cash ItemR Customers' Liability on Let-

595 29 0.'otes and Bills Rediscounted 261 13 Certificates of Deposit for
Borrowed Money ________ _

8,184 57

atenrcsesof__C__re_d__it_ a. _n_d_ _A__c_c_e_p_t_- _ _ _ __ _ _ __ LiaanbdilitAyccoenpLtaentcteesrs _o_f__C_r_e_d_i_t

Overdrafts (if any) ________

966 11 Reserve for Interest and Taxes

Other AsRets _______________ _________ OtllE'r Liabilities __________ _

TotaJ _____________________ $716,453 70 TotaL ____________________ $716,453 70

224

BANKING D:EPARTMENT

EXAMI:NEB.'S B.EPOB.T.

BANK OF EDISON, EDISON.

At Close of Business October 27, 1920.

President-C. J. Rambo. Vice-President-Henry Turner. Cashie,r-L. C. Maury.

Directors-C. J. Rambo, Henry Turner, L. C. Maury, W. M,. Sutton, C. S. Sealy,

J. A. Coleman, E. S. Sheppard, J. 0. Axum.

Date of Charter-September 24, 1904.

Began Bus.iness-O'ctober, 1904.

RESOURCES

LIABILITIES

Time Loans ---------------$256,288 64 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 4,385 99 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

________ _ 166 69

Surplus Fund -------------Undivided Profits ----------

.30,000 00 11,522 14

Other Stocks and Bonds_____

633 31 Dividends Unpaid ----------

Ranking House ------------ 3,000 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,800 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ______ ----- ____ _

Due from Banks in this State 15,894 76 Individual Deposits Subject

Due from Banks in other States -------------------

11,280 03 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 133,476 97

CGuolrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ __4_,4_3_9___00_ TSaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_i_t__ 7,900 00

Silver, Nickels, Pennies_____ Advances on Cotton _________ A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i_-
Checks for Clearing House__

891 98 36,907 33
________ _ ________ _

Trust Funds on Deposit_ ___ _ CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _ Notes and Bills Rediscounted

855 16
95,000 00 10,735 47

Other Checks and Cash Items Customers' Liability on Let-

1,080 54 CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___f_or_

atenrcsesof- _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

Liability on Letters of Credit and Acceptances ________ _

Overdrafts (if any) _______ _ Other Assets ______________ _

1,100 17 1,616 65

Reserve for Interest and Taxes Other Liabilities __________ _

340 28 232 50

TotaL ____________________ $340,062 52 Total _____________________ $340,062 52

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$265,218 31 Capital Stock Paid In _______ $ 50,000 00

DL oe ma nasnSde cLuoraends b y- -R- -e-a-l-E- -s-t-a-t eUnited States Bonds --------

__2_,_2_9_4__67_ 300 00

Amt. Reserved for Branches US unrdpi vl ui ds e dF uPnrdo f-i t-s- - -_-_ -_ _- _- _- _-_-_- -_

30,000 00 12,752 86

Other Stocks and Bonds____

500 00 Dividends Unpaid ----------

Banking House ------------ 3,000 00 Due to Banks in this State __

Furniture and Fixtures_____ Other, Real Estate Owned ____

1,800 00 ---------

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r_ S--t-at_e_s_

Due from Banks in this State 22,979 17 Individual Deposits Subject

Due from Banks in other States _________________ _
CG uo lrdr e n_c_y_ _ _-_-_-_-_ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- -_

to Check ----------------- 103,275 12

is- 4o 7,382 25
4,692 00

Demand Certificates of Deposit Time Certificates of DeposiL

- -9~5

10 00 Savings Deposits _______ - __ _

Silver, Nickels, Pennies ____ _

815 94 Trust Funds on Deposit_ ___ _

Advances on Cotton _______ _ 33,618 59 Cashier's .Checks __ ---------

853 94

Adtvieasnce_s__o_n__o_t_h_e_r__C_o_m__m__o_d_i-_ ________ _ CBeilrltsifiPedayCabhelecks_______- ___-_-_-_-_-_-_--_ 125,000 00

Checks for Clearing House __

Notes and Bills Rediscounted 12,782 46

Other Checks and Cash Items 1,471 86 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances _____ - ---------- ___ _ ______ - __ and Acceptances _--------

Overdrafts (if any) _______ _

34 81 Reserve for Interest and Taxes

Other Assets: Revenue Stamps __________ _

Other Liabilities _______ - _-65 18

Total---------------------$344,182 78 Total---------------------$344,182 78

FIRST ANNUAL REPORT

225

BXAMilii"BB'S BBPOBT.

BANK OF ELBERTON, ELBERTON.

At Close of Business August 18, 1920.

President-W. 0. Jones. Vice-President-T. 0. Tabor. Cashier-C. 0. Brown.

Directors-W. 0. Jones, T. 0. Tabor, W. F. Anderson, J. T. Heard, C. 0. Brown,

C. H. Allen, W. D. Tutt, C. A. Arnold, E. G. Nash, 0. H. Smith, M. F.

Daniel, 0. D. Jones, H. W. Wallace, J. E. Ashbury, Neil Tur-

ner, S. M. Orr, R. R. Hall, J. E. Johnson, M'. P.

Deadwyler, P. E. Heard.

Date of Charte.r-1893.

Began Business-1893.

RESOURCES

LIABILITIES

Time Loans ----------------$464,054 56 Capital Stock Paid In-------$100,000 00

Demand Loans ------------- 28,250 00 Amt. Reserved for Branches --------Loans Secured by Real Estate 8,367 46 Surplus Fund -------------- 25,000 00

United States Bonds ------- 56,102 50 Undivided Profits ----------- 17,254 39

Other Stocks and Bonds _____ --------- Dividends Unpaid ---------- ---------

Banking House ------------ 30,142 51 Due to Banks in this State __ --------Furniture and Fixtures _____ 12,535 55 Due to Banks in other States ------ __ _

Other Real Estate Owned____ 7,423 43 Call Money ---------------- --------Due from Banks in this State 5,916 67 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 312,389 68

States ------------------- 2,652 59 Demand Certificates of Deposit --------Currency ------------------ 6,321 00 Time Certificates of DeposiL 79,080 76

Gold ----------------------

210 00 Savings Deposits ----------- ---------

Silver, Nickels, Pennies_____ 3,157 81 Trust Funds on DeposiL ____ ---------

Advances on Cotton _________ --------- Cashier's Checks -----------

Advances on other Commodi-

Certified Checks ___________ _

603 18 58 60

ties --------------------- ---------Bills Payable-------------- 95,000 00 Checks for Clearing House__ 1,950 '67 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items 1,906 36 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _________ ________ _

taenrcsesof__C-r-e-d_i_t__a-n_d___A-c_c_e_p_t-_ _ _ __ _ _ __ _ LiaanbdilitAycocnepLtaentcteerss _o_f__C_r_e_d_i_t ________ _

Overdrafts (if any) ________

545 50 Reserve for Interest and Taxes ________ _

Other Assets _______________ _________ Other Liabilities __________ _

150 00

TotaL ___________ -------_ -$629,536 61

Total _____________________ $629,536 61

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$414,630 39

Demand Loans ------------- 17,258 24 Loans Secured by Real Estate 8,367 46

United States Bonds

56,012 50

Other Stocks and Bonds _____ ---------

Banking House ------------ 30,142 51 Furniture and Fixtures_____ 15,058 55

Other Real Estate Owned____ 7,423 43

Due from Banks in this State 3,506 66

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, -N--ic-k--e-ls-,--P-e-n--n-i-e-s-_-__-_--_

6,810 57 1,279 00
245 00 1,476 92

Advances on Cotton

46,010 74

Advances on other Commodi-

ties --------------------- --------Checks for Clearing House __ 3,836 29 Other Checks and Cash Items 1,217 42

Customers' Liability on Let-

ters of Credit and Accept-

ances _---- __ ------------- --------Overdrafts (if any) __ - ____ - 1,413 94

Other Assets ______ --------- ---------

Capital Stock Paid In_- _____ $100,000 00 Amt. Reserved for Branches ________ _

Surplus Fund -------------Undivided Profits -----------
Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States Call Money ________________

25,000 00 14,975 14
--------14,121 05 ________ _ ________ _

Individual Deposits Subject

to Check ----------------- 233,991 44 Demand Certificates of Deposit ________ _

Time Certificates of Deposit_ 70,104 16

Savings Deposits ----------- ---------

Trust Funds on Deposit_ ____ ---------

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _

1,440
fi7 155,000

83
00 00

Notes and Bills Rediscounted ________ _

Certificates of Deposit for

Borrowed Money --------- --------Liability on Letters of Credit
and Acceptances _________ ________ _ Reserve for Interest and Taxes ________ _

Other Liabilities ----------- ---------

Total---------------------$614,689 62 TotaL ____________________ $614,689 62

226

BANKING DEPARTMEKT

EXAlllliNEit'S BEPOBT.

ELBERT COUNTY BANK, ELBERTON.

At Close of Business September 30, 1920.

President-P. M. Hawes. Vice-President-H. E. Hawes. Cashier-H. R. Bynum.

Directors-C. B. Thornton, \Y. 0. Hudson, J. B. Tate, D. ,J. Thornton, J. H. Beasley, D. N. Thompson, S. H. Jones, J. W. Norman, S. G. Booth, T. M. McLanahan.

Date of Charter-December 21, 1919.

Began Business-February 7, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$250,872 74 Capital Stock Paid In _______ $ 60,000 00

Demand Loans -----------Lo~ns Secured by Real Estate Umted States Bonds ------Other Stocks and Bonds _____ Banking House . -. _. _. _____

11,955 34 12,877 74 25,000 00 --------_________

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__

-----------------
4,373 44 --------________ _

F'urniture and Fixtures_____ 5,146 70 Due to Banks in other States ---------

Other Real Estate Owned ____ --------- Call Money ---------------- --------Due from Banks in this State 14,441 44 Individual Deposits Subject

DuSetatfersom.. _B. _a_n_k_s___in___o__th_e_r_ 3,614 04 Detmo anCdhCecekrtif-i-c-a-te-s--o-f-D--e-p-o-s-i-t _9_6_,_7_9_4__45_

CGuolrdren_c_y. _. -__--. -_-. -_-_-_-_-_-_-_-_-_-_-_-_-_ 5,17747 0500 TSaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_it___ _4_4_,0_6__2__90_

Silver, Nickels, Pennies.____ 1,779 17 Trust Funds on Deposit_____ ________ _

Advances on Cotton _________ Advances on other Commodi-
ties __ . _ _ __ _ _ _ __ ___ _ __ __ _
Checks for Clearing House__ Other Checks and cash Items Customers' Liability on Let-

---------
. ____ . __ 5,267 03 101 75

Cashier's Checks -----------

196 60

Certified Checks ___________ _ Bills Payable _____________ _

1 100,500

00 00

Notes and Bills Rediscounted 33,616 52

Certificates of Deposit for

Borrowed Money _________ ________ _

ate'nrcsesof_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t-_ ________ LiaanbdilitAycocnepLtaentcteerss _o_f__C_r_e_d_i_t ________ _

Overdrafts (if any) _ __ _ __ _ _ 1,113 77 Reserve for Interest and Taxes ________ _

Other Assets -------------- 2,065 55 Otl1er Liabilities ----------- ________ _

Cash Short ----------------

58 14

TotaL ___________________ -$339,544 91 Total. ____________________ $339,544 91

BANK'S STA'l'EMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$168,409 40 Capital Stock Paid In _______ $ 60,000 00

Demand Loans ------------- 4,056 10 Amt. Reserved for Branches

Loans Secured by Real Estate 13,030 87 Surnlus Fund --------------

United States Bonds ------- 25,000 00 Undivided Profits ---------- 4,438 53 Other Stocks and Bonds_____ ________ _ Dividends Unpaid ----------

Banking House ------------ --------- Due to Banks in this State._ Furniture and Fixtures_____ 5,146 70 Due to Banks in other States Other Real Estate Owned .. _. . _____ . _. Call Money _______________ _

Due from Banks in this State 8,917 28 Individual Deposits Subject

Due from Banks in other States -------------------
CG uo lrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

5,040 00 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 86,974 71 3,031 00 Time Certificates of Deposit_ 31,927 78
42 50 Savings Deposits __________ _

Silver, Nickels, Pennies ____ _ 1,264 94 Trust Fund, on Deposit_ __ _

Advances on Cotton. __ . __ ._Adtvieasnce_~_ .o_n__o_t_h_e_r__C__o_m. m__o_d_i.-

.. _-.-. _- ___ . _. _-

CCearsthifiieerd's CChheec~kkss __-_-_-_-_-_-_-_-_-_--_ Bills Payable -------------

1,933 33 45,500 00

Checks for Clearing- House __ 1,144 86 Notes and Bills Rediscounted 5,043 36

Other Checks and Cash Items Overdrafts (if any) (7) -----

30 00 183 92

Certificates Borrowed

of Deposit for Money ________ _

Other Assets --------------One-fourth of Payment on 18

520 14 Liability on Letters of Credit and Acceptances ________ _

Shares of Capital Stock

Reserve for Interest and Taxes

Federal International Bkg-.

Other Liabilities ___ - __ - _- __

Co., $460.00. Total Rhort-

age to Date, $70.14.

Total---------------------$235,817 71

Total _____________________ $235,817 71

FIRST ANNUAL REPORT

227

EXAMINER'S REPORT.

ELBERTON LOAN AND SAVINGS BANK, ELBERTON.

At Close of Business September 25, 1920.

President-Z. C. Hayes. Vice-President-G. L. A. Almond. Cashier-J. H .Tate.

Directors-J . .J. Balchin, T. F. Murray, J. R. McLanahan, Z. B. Rogers, Jas. Y.
Swift, H. B. Lunsford, J. E. Hall, L. D. Maddox, J. ,V. Tate.

Date of Charter-1886.

Began Business-December 24, 1886.

RESOURCES

LIABILITIES

'l'ime Loans ----------------$453,372 24 Capital Stock Paid In _______ $ 75,000 00 Demand Loans _ _ __ _ _ __ _ _ __ _ 12,947 21 Amt. Reserved for Branches

Loans Secured by Real Estate 10,397 00 Surplus Fund --------------

United States Bonds ________ 45,460 00 Undivided Profits __________ _ 43,257 48

Other Stocks and Bonds____ 6,000 00 Dividends Unpaid _________ _

50 00

Banking House ------------ --------- Due to Banks in this State __ Furniture and Fixtures _____ 10,200 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ----------------

Due from Banks in this State 8, 440 10 Individual Deposits Subject

D11e from Banks in other

to Check ----------------- 165,358 49

States ------------------- 3,358 28' Demand Certificates of Deposit Currency __________________ 1,081 00 Time Certificates of Deposit. 26,495 34

Gold ----------------------Silver, NickelH, Pennies_____

82 50 Savings Deposits ---------- 25,561 96 453 37 Trust Funds on Deposit ___ _

Advances on Cotton _________ --------- Cashier's Checks ----------- 2,427 29

Advances on other Commodities _____________________

______ -- _

Certified Checks __________ _ Bills Payable ______________ _

171 163,500

75 00

Checks for Clearing House__

672 23 Notes and Bills Rediscounted 55,660 00

Other Checks and Cash Items 4,980 13 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

terH of Credit and Accept-

Liability on Letters of Credit

ances ________________ - __ _ -- __ ----- and Acceptances ________ _

Overdrafts (if any) ________ _______ -- Reserve for Interest and Taxes

Other Assets -------------Cash Short - ___ --- ____ -- __ -

5 3; ~0 Other Lia,bilities -----------

Total _____________________ $557,482 31

Total---------------------$557,482 31

BANK'S STATEMENT at Close of Business December 15. 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$362,109 93 Capital Stock Paid In _______ $ 75,000 00

Demanil Loans ------------- 3,836 75 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

12,245 45,100

00 00

US unrdpi vl ui ds e dF uPn dr o f-i t-s- - -_-_-_-_-_ _- _-_-_- -_

47,034 02

Other Stocks and Bonos _____ 6,000 00 Dividends Unpaid _________ _

50 00

Banking House ------------ --------- Due to Banks in this State __

Furniture and Fixtures _____ 10,200 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ---------------Due from Banks in this State 9,515 91 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------Golil __ -- _-----------------Silver, Nickels, Pennies ____ _ Advances on Cotton ______ _ Ailvances on other Commoili-
ties _-------------------Checks for Clearing House

6,277 17 3,015 00
37 50 912 31 1,174 73
---------

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 115,042 38

Time Certificates of Deposit. 17,008 71 Savings Deposits _________ _ 33,051 72 Trust Funds on Deposit ___ _

Cashier'H Checks -----------

106 62

Certified Checks ___________ Bills Payable _____________

_ _

171 116,500

75 00

Notes and Bills RediHcounteil 58,259 65

other Checks and Cash Items 1,800 55 Certif'.ca tes of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Creilit and AcceptO vaenreiel rsa f-t s- - -( i-f- -a-n-y-)- - -_-_-_ _- _-_-_- -_

Liability on Letters of Credit and Acceptances ________ _
Rt>Hervt> for Interest and Taxes

Otlwr As><<'ts ---------------

Other Li><hilit.it>H -----------

I

TotaL __________ - __________$_4_6_2_,2_2_4_8_5\ Total _____________________ $462,224 85

..

228

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF ELLAVILLE, ELLAVILLE.

At Close of Business August 4, 1920.

President-J. H. Stevens. Vice-President-A. C. Murray. Cashier-H. F. Dixon.

Directors-J. H. Stevens, A. C..]\furray, T. A. Collnis, J. R. Jordan, H. F. Dixon.

Date of Charter-September 10, 1910.

Began Business-September 16, 1910.

RESOURCES

LIABILITIES

Time Loans -------------------$ 87,761 00 Demand Loans ---------------- 38,091 67 Loans Secured by Real Estate 1,500 00
United States Bonds ---------- 11,350 or
Other Stocks and Bonds _____ _ 5,000 00 Banking House -------------- 3,188 02 Furniture and Fixtures _____ _ 2,789 40 Other Real Estate Owned _____ _

Due from Banks in this State Due from Banks in other States
Currency ---------------------Gold --------------------------Silver, Nickels. Pennies _____ _ Advances on Cotton _________ _
Advances on other Commodi-

41,151 96
33,077 01 4,485 00
170 or
3.040 91 6,593 2r

ties -------------------------Checks for Clearing House ___ _ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts-Of any) _________ _
Other Assets:

67 67 475 32
229 97

Call Money -------------------- 25,000 00 Depositors Guarantee Fund __ 3,204 6f

Capital Stock Paid in ________ $ 22,500 00
Amount Reserved for Branches Surplus Fund ---------------Undivided Profits -------------- 15,857 20 Dividends Unpaid ------------Due to Banks in this State ___ _ Due to Banks in other States __
Call Money -------------------Individual Deposits Subject to
Check ----------------------- 139,759 4fi Demand Certificates of Deposit Time Certificates of Deposit -- 68,408 14 Savings Deposits ------------Cashier's Checks -------------- 5,651 10 Ce.rtifled Checks --------------Bills Payable ------------------ 15,000 00 Notes and Bills Rertiscounted __ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit,
and Acceptances ___________ _
Reserve for Interest and Taxes Other Liabilities --------------

Total ------------------------$267.175 9\' Total ------------------------$267,175 90

BANK'S STATEMENT at Close of Business December 15, 1920

RESOURCES

LIABILITIES

Time Loans -------------------$101,448 9(' Capital Stock Paid in ________ $ 2fi.OOO 00

Demand Loans ---------------- 6,118 Or Amount Reserved for Branches ---------

Loans Secured by Real Estate Pnited States Bonds __________ Other Stocks and Bonds ______ Banking House -------------Furniture and Fixtures ______

1,379 83 100 00
5,000 00 3.133 02 3.083 4r

Surplus fund ----------------

UndiVided P.roflts ------------

DDiuveidteondBsanUkns

paid in th

-----------is State____

Due to Banks in other States__

5,000 00 9,450 18 --------________ _ ________ _

Other Real Estate Owned______ ________ _ Call Money ------------------ ---------

Due from Banks in this State 29,157 08 Individual Deposits Subject to

Due from Banks in other States Currency ______________________

10.720 4.366

o4:r>

Check ---------------------- 103,836 73 Demand Certificates of Deposit ________ _

Gold -------------------------- 140 00 Time Certificates of Deposit__ 56,014 05 Silver, Nickels. Pennies ______ 1,709 60 Savings Deposits -------------- --------Advances on Cotton __________ 28,000 7f Trust Funds on Deposit________ ________ _

Advances on other Commodi

Cashier's Checks ____________ 335 43

ties -------------------------- --------- Certified Checks -------------- --------Checks for Clearing House __ 596 11 Bills Payable ------------------ ________ _ Other Checks and Cash Items ________ _ Notes and Bills Rediscounted ________ _

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ ________ _ rowed Money ---------------- ________ _

0verdrafts-(if any) ---------Other Assets: Depositors Guarantee Fund __ Profit ann Loss --------------

413 17

Liability on Letters of Credit, and Acceptances ____________

---------

3.204 69 1.065 3:'

Reserve for Interest and Taxes Other Liabilities ______________

________ _ ________ _

Total ------------------------$199.636 391 Total ------- ----------------$199,63tf 39

FIRST ANNUAL REPORT

22})

EXAMINER'S B.EPOB.T.

COUNCIL BANK, ELLAVILLE.

At Close of Business August 3, 1920.

President-J. M. Council. Cashier-J. C. Rainey.

Directors-.J. M. Council, H. L. Council, J. C. Rainey.

Date of Charter-December 5, 1917.

Began Business-.Tanuary 2, 1918.

RE:SOURCES

LIABILITIES

h~~e,.nr:~~a~~-================$

27,860 8,710

08 86

Loans Secured by Real };_:;state _ 9,000 00 llnited States Bonds ________ _

Other Stocks and Bonds_____ _

Banking House --------------Furniture and Fixtures _______ _ Other Real Estate Owned _____ _ Due from Banks in this State __ Due f,rom Banks in other States Currency ---------------------Gold ____________ --------------Silver, Nickels, Pennies _____ _ Advances on Cotton _________ _
Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts-Of any) _________ _
Other Assets ------------------

12,484 60 1,59~ Rf 3 05 208 18 8,519 10 5, 752 50
240 gr 34 56

Capital Stock Paid in __________$ 30,000 00 Amount Reserved for Branches Surplus Fund ---------------Undivided Profits -------------- 3,614 9~ Dividends Unpaid _____________ Due to Banks in this State ___ _ Due to Banks in other States__ Call Money -------------------Individual Deposits Subject to
Check ------------------------ 42,077 34 Demand Certificates of Deposit Time Certificates of Deposit __ Savings Deposits ____________ _ Trust Funds on Deposit_ ______ _
Cashier's Checks ------------Certified Checks _____________ _ Bills Payable _________________ _
Notes and Bills Rediscounted CerrotwifeicdatMesonoefyD_e_p_o__s_it__f_o_r__B__o_r-_
Liabilitv on Letters of Credit, and Acceptances ___________ _
Reserve for Interest and Taxes Other Liabilities --------------

Total ------------------------$ 75,692 3" Total ------------------------$ 75,692 33

BANK'S STATEMENT at Close of Business December 1~ 1920.

RE'SOURCES

LIABILITIES

Time Loans __________________ $ 19.944 46 Demand Loans _______________ _ 30.641) 36 Loans S<:>cured by Real I~state 9,130 77 l'dted Stat<:>s Bonds ________ _ Other Stocks and Bonds_____ _ Banking- House ______________ _

Furniture and Fixtures _______ _ Other Real Estate Owned _____ _ Due from Banks in this State Due from Banks in other States Currency ---------------------

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-_-_-_-_ Advances on Cotton __________ _

Advances on other Commoili-

ties -------------------------Creeks for Clearing House ___ _ Othe,r Checks and Cash It<ems Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts-Of any) _________ _ Othf'r Assets ________________ _

393 75

Capital Stock Paid in ----------$ 30,000 00 Amount Reserved fo.r Branches ________ _ Surolus Fund ________________ ________ _

Undivided Profits _____________ 2.no 2~ Dividends Unpaid ___ __________ ________ _

Due to Banks in this State_____________ _

Due to Banks in other States

Call Money -------------------Individual De.posits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit __

--------33,159 71 ________ ________ _

Savings Deposits ------------- ________ _ '!'rust Funds on DeposiL_______ ________ _

Cashier's Checks _____________ --------Certified Checks ______________ ________ _ Bills Payable __________________ 4.047 49

Notes and Bills RediscountPd__ ________ _

Certificates of Deposit for Bor- rowed Money ________________________ _

Liab11ity on Letters of Creilit. and Acceptances ____________ ________ _

Reserve for lntPre~t and rraxes --------Other LiahilitiE's ______________ _

Total _ ----------------------$ 70,177 43 'l'otal ----------- ------------$ 70,177 4''

230

BANKING DEPARTMENT

EXAliiJ:Illi'EB'S BEPOBT.

BANK OF ELLENTON, ELLENTON.

At Close of Business September 11, 1920.

President-J. I. Baker. Vice-President-B. Baker. Ca.shier-L. T. Rountree.

Directors-J. I. Baker, B. Baker, M. A. Chafin, J. J. Baker, J. F. Hickey, Joe

. Baker, .J. J. Keigans.

Date of Charter-August 31, 1911.

Began Business-September 25, 1911

RESOURCES

LIABILITIES

;';~~ea,~:t'r~ans-================$

56,809 275

91 00

Loans Secured by Real Estate

United States Bonds _________ _ 500 00

Othe.- Stocks and Bonds ______ _

Currency ----------------------

Banking House --------------- 1.600 00 Furniture and Fixtures ------ 1.500 OP Other Real Estate Owned ___ _

Due from Banks in this State __ 1,950 49 Due from Banks in other States 1.580 64

Currency ---------------------GSiollvder-, --N--i-c-k-e-l-s-, ---P-e-n-n--ie--s-__-_-_-_--_ Advances on Cotton __________ _

753 OP 45 00
12I 81 ~84 14

Advances on other Commodi-

ties -------------------------Checks for Clearing House ___ _ 4.530 30 Other Checks and Cash Items 166 04

Customers' Liability on Letters

of Credit and Acceptances __ Overdrafts (if any) __________ _

182 9fi

Other Assets ------------------

13 31

Capital Stock Paid In __________$ 15,000 lJ1l

Amount Reserved for Branches
Surplus Fund ----------------DUinvdiidveinddesd UPnropfaiitds _-_-_-_-_-_-_-_-_-_-_-_--_

2.000 oo
3,089 87

Due to Banks in this State___ _

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 16,725 ~7 Demand Certificates of Deposit 1,000 00 Time Certificates of Deposit__ 9,2on ?~

Savings Deposits ------------Trust Funds on Deposit_ ______ _ Cashier's Checks _____________ _

300 95

Certified Checl<:s --------------

Bills Payable ------------------ 20,000 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit,
and Acceptances ___________ _

Rese.rve for Interest and Taxe.s

Other Liabilities -------------- 3,640 50

Total ________________________ $ 71,012 5' Total ________________________$ 71,012 fi~

BAN-':C'S STATJ);.MENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------* Demand TA>ans ----------------

34. 7;~;-9o

o7o

Loans SPcured by Real Estate 18.~72 !)O

Fnited States Bonds ________ _ 500 00

Other Stocks and Bonds _____ _

Ranking House --------------Furniture and Fixtures _____ ..

1.600 1.500

0o0r

Other Real Estate Owned ___ _ Due from Banks in this State __

---~o!iu;

Due from Banks in other States
Currency --------------------Gold --------------------------Silver, Nickels. Pennies _____ _ Advances on Cotton _________ _

599 1.3?4

o67r

!)0 00

134 or-

2.337 41

Advances on other Commodities 4,298 40

Checks for Clearing House ____ _ Other Checks and Cash Items

---887-o!i

Customers' Liability on Letters

of Credit and Acceptances __

Overdrafts (if any) ___________ _ 187 2e

Other Assets:

Collections --------------------

64 "'

Capital Stock Pa.id In __________$ 15.000 On

Amount Reserved fo.r Branches ________ _

Surplus Fund ------------------ 3.000 no Undivided Profits______________ 537 30

Dividends Unpaid ------------- ________ _ Due to Banks in this Stat<e____ ________ _

Due to Banks in other State>< ________ _

Call Money -------------------- ________ _

Individual Deposits Subject to

Check ---------------------Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits -----------'!'rust Funds on Deposit_________

11.126 61 1.000 ()'1\ 8.455 27
________ _ ________ _

CCPasrthifieierd's CChheecckkss _-_-_-_-_-__-_-_-_-_-_-_-_-

354 88 _ ___ _

Bills Payable ----------------- 23,000 00
Notes and Bills Rediscounted 4.iillQ 00

Certificates of Deposit fo.r Borrowed Money ---------------- ________ .

Liability on Letters of Credit, and Acceptances ____________ ________ _

Reserve for Interest and Taxes ________ _

Other Liabilities -------------- ---------

Total ________________________ $ 66,9741'
- - - - - .- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - .

FIRST ANNUAL REPORT

231

E:X:AM:llii'EB'S BEPOBT.

BANK OF ELLENWOOD, ELLENWOOD.

At Close of Business August 7, 1920.

President-G. T. Williamson. Vice-President-\V. G. Calloway. Cashier-E. Cowan.

ni.rectors-G. '1'. Williamson, \Y. G. Calloway, E. Cowan, I. M. Burks, J. A. Calloway, \Y. R. Whitaker, n. W. Riley.

Date of Charter-March 18, 1912.

Began Business-March 18, 1912

RESOURCES

LIABILIT~ES

Time Loans ------------------$ 60,910 Sb Demand Loans --------------- 4,045 80 Loans Secured by Real Estate TJnited States Bonds _________ _

Othe.r Stocks and Bonds _____ _ Ha nking House ______________ _
Furniture and Fixtures _____ _
Due from Banks in this State Due from Banks in other States
Currency --------------------Silver ------------------------Silve.r, Nickels. Pennies _____ _ Advances on Cotton _________ _
Checks for Clearing House. other Checks and Cash Items
Customers' Liability on Letters of Credit and Acceptances __
Overdrafts (if any) _________ _

4,234 85 2.000 00
850 00 7,692 69
70 98 600 00 903 65
25,509 01
1,711 01

Other Assets -----------------

Capital Stock Paid In __________$ 15,000 00

Amount Reserved for Branches Surplus Fund ________________ _

--3~oii5-oo

Undivided Profits ____________ _ 10,750 84 Dividends Unpaid ____________ _

Due to Banks in this State ___ _

Due to Banks in other States

Call Money -------------------Individual Deposits .Subject to

Check ----------------------- 44,997 58 Demand Certificates of Deposit Time Certificates of Deposit__ 22,197 ~~ Savings Deposits ____________ _

Cashier's Checks -------------- 582 50

Certified Checks -------------Bills Payable -------------- ___ _ 12,000 00 Notes and Bills Rediscounted __

c.,rtificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit,
and Acceptances ___________ _

Reserve for Interest and Taxes Other Liabilities _____________ _

Total -----------------------$108,528 &t Total -----------------------$108,528 b5

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __________________ $ 40.015 2r Demand Loans ________________ _ 10,025 59

Loans Secured by Real Estate TTnited States Bonds ________ _ 4,2'34 85 Other Stocks and Bonds ______ _

Banking House --------------Furniture and Fixtures _____ _

2.000 1}0
8fi0 oc

Other Real Estate Owned ___ _

Due from Banks in this State 6,962 93

Due from Banks in other States Currency ----------------------

7\f 41l7

n9o8

Gold --------------------------Silve,r, Nickels, Pennies _____ _ 241 02 Advances on Cotton __________ _ 26,568 47

Advances on other Commodi-

. ties -------------------------Che.cks for Clearing House ___ _

Other Checks and Cash Items __

Customers' Liability on Letters of Credit and Acceptances __
Ov<>rdrafts (if any) ___________ _

453 89

Other Assets ------------------

Capital Stock Paid Jn __________ $ 15.000 00 Amount Reserved for Branches Surplus Fund ________________ _ 3.000 00 Undivided Profits _____________ _ 10,787 71 Dividends Unpaid ____________ _

Due to Banks in this State ___ _

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 22.908 03 Demand Certificates of Deposit Time Certificates of Deposit__ 16.347 87 Savings Deposits ____________ _

Trust Funds on Deposit_ ______ _ Cashier's Checks ____________ _ C<>rtified Checl<s _____________ _

66 32

Bills Payable ----------------- 23,800 00 Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities _____________ _

Total ________________________ $ 91.909 9:; Total ----------------------.-$ 91.909 9~

232
BANKING DEPAHTMENT

EXAMINER'S REPORT.

BANK OF ELLIJAY, ELLIJAY.

At Close of Business .July 13, 1920.

President-Sam Tate. Vice-President-R. L. McClain. Cashier-E. T. Hudson.

Directors-Sam Tate, R. L. McClain, E. T. Hudson, Miss Rebia Allen.

Date of Charter-May 21, 1914.

Began Business-June 1. 1Ul4.

RESOURCES

LIABILITIES

DTiemmeanLd oLanosans---_-_-_-_-_-_-_-_--_-_-_-_-_-_-_$_204.326676 1299

Loans Secured by Real Estate 6,313 50

Fnited States Bonds ---------O'ther Stocks and Bonds________

21,0:m3o3

o?
00

Banking House ---------------- ________ _

Furniture and Fixtures _______ 2,292 70

Capital Amount

Stock Paid In_________ $ Reserved for Branches

15.000

00

Surplus Fund ________________ _ Fndivided Profits ____________ _ Dividends l..'npaid ____________ _

2.117 22 5,311 40

Due to Banks in this State __ _

Other Real Estate Owned ____ --------- Due to Banks in other StateH

Due from Banks in this State Due from Banks in other States

60,469 l4,3lfi

3fi7~

Call Money -------------------Individual Deposits Subject to

CUirrency ---------------------Gold -------------------------Silver, Nickels, Pennies _______

12,756 00 D35 Oo 838 49

Check ----------------------Demand Certificates of Deposit

158,911

76

Time Certificates of Deposit__ 135,063 94

Advances on Cotton _________ _ Advances on other Commodi-
ties __________________________ Checks for Clearing House____ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overrlrafts (if any) __________
Other Assets -----------------

--------________ _
339 2~
________ _ ________ _ ________ _

Savings Deposits ------------Cashier's Checks _____________ _ Certified Checks _____________ _ BiBs Payable ________________ _
-Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money _______________ _
Liability on Letters of Credit and Acceptances ___________ _
Rese.rve for Interest and Taxes

7,778 63 44 08

Other Liabilities _____________ _

031 Total ------------------------$324.227

Total ------------------------$324,22'7 03

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ___________________ $209.fi15 59 Demand Loans _______________ 775 00
I oans Secured by Real Estate 12 580 00 United States Bonds __________ 21.746 36 Other Stocks and Bonds_______ 300 00 Banking House ________________________ _

Capital Amount

Stock _________________ $ Reserved for Branches

15.000

00

USunrdpilvuisdedFuPnrdof-it-s---_-_-_-_-_-_-_-_-_-_-_-_-_. Dividends Unpaid ____________ _

2.117 22 5,564 42

Furniture and Fixtures _______ Othe.r Real Estate Owned

2.292 70 ________ _

Due to Banks in this State __ _ Due to Banks in other States

Due from Banks in this State Due from Banks in other States
GCoulndren__.c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

34,123 50 528 f'O
12,384720' 0000

Call Money --------------------

Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit

147,810

20

Silver, Nickels, Pennies________ 556 61 Advances on Cotton __________________ _ Advances on other Commodi-
ties __________________________ --------Checks for Clearing House____ ________ _

Time Certificates Savings Deposits

of Deposit__ ____________ _

126,309

49

Trust Funds on Deposit_ ______ _

Cashier's Checks ____________ _ Certified Checks _____________ _ Bills Payable ________________ _

983 02 14 66

Othe.r Checks and Cash Items 2.f68 75 Customers' Liability on Letters
of Credit and Acceptances __________ _ Overdrafts (if any) __________ ________ _

Notes and Bills Rediscounted __ Certificates of Deposit fo-r Bor-
rowed Money _______________ _

Other

Assets

-----------------

________ _

Liability on Letters of Credit and Acceptances ___________ _

Reserve for Interest and Taxes Other Liabilities _____________ _

Total ------------------------$297.799 01

Total ------------------------$297,799 01

FIRST ANNUAL REPORT

233

~- ---- - - - - - - - - - - - - - - - - - - -

EXAMINER'S REPORT.

THE BANK OF ENIGMA, ENIGMA.

At Close of Business September 20, 1920.

President-E. F. Bussey. Vice-President-A. N. Dean. Cashier-F. P. Williams.

Diredors-E'. F. Bussey, B. H. McLeod, James McMillan, A. N. Dean, E. P. Bowen,

P. P. Williams, B. H. DormineY.

JJate of Charter-March 20. 1920.

Began Business-March 22, 1920.

REJSOURCES

LIABILITIES

b~%"an~0t~~ns-================$

32,571 1,990

98 00

Loans Secured by Real Estate

United States Bonds _________ _

Other Stocks and Bonds _____ _ Banking House ______________ _ 2.034 87
Furniture and Fixtures ______ _ 1,140 er

Other Real Estate Owned ___ _ ---------

Due from Banks in this State 5,012 17

Due from Banks in other States 2,058 91

Currency ---------------------Gold ---------------------------

1.567 105

0oo0

Silver, Nickels, Pennies ______ _ 3>88 10 Advances on Cotton __________ _ 1.051 84

Advances on othe.r Commodities

Checks for Clearing House ___ _ 2, 986 52

Other Checks and Cash Items __

Customers' Liability on Letters of Credit and Acceptances __
Overdrafts (if any) _________ _

Other Assets: Depositors' Guarantee Fund __ _ 2, 702 70 Mutual Fire Insurance _______ _ 120 00

Capital Stock Paid In __________$ 15,000 00

Amount Reserved for Branches

Surplus Fund ---------------T:ndivided Profits ____________ _ 1,682 98

Dividends Unpaid ------------Pue to Banks in this State __ _

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__

25,395 30 10,479 37

Savings Deposits ------------'l'rust Funds on Deposit_ ______ _

Cashier's Checks ------------- 1.171 44

CBielrltsifiPedayaCbhleeck_s__-_-_-_-_-_-_-__-_-_-_-_-_--_

Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ________________________ $ 53,729 09 Total ------------------------$ 53,729 Of

BANK'S STATEMENT at Close of Business December 15, 1920.

REJSOURCES

LIABILITIES

Time Loans ___________________ $ 29,506 77

Demand Loans ---------------- 5,500 00

Loans Secured by Real Estate

Unit<>d States Bonds _________ _

Other Stocks and Bonds _____ _

Banking House ______________ _ Furniture and Fixtures ______ _

2,034 1.140

8o7c

Other Real Estate Owned ___ _

Due from Banks in this State 4,436 8n

Due from Banks in other States Cunre~ncy ____________________ _ Gold --------------------------Silver, Nickels. Pennies_______ _ Advances on Cotton __________ _

1,]66 74

250 105

0o0n

450 OR

1.300 00

Advances on othe.r Commodities

Checks fo.r Clearing House __ _

IJther Checks and Cash Items 2.9fl9 0~

Customers' Liability on Letters

of Credit and Acceptances__

Overdrafts (if any) _________ _

Other Assets -----------------

Capital Stock Paid In __________$ 15,000 00

Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits _____________ _

31)8' 86 1,393 61

Dividends Unpaid ------------ Due to Banks in this State __ _

Due to Banks in other States

Call Money ------------------Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits _____________

8,377 70

Trust Funds on Deposit_ _______

Cashier's Checks ____________ _ Certified Checks _____________ _

494 87

Bills Payable ----------------- 7,500 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money --------------Uability on Letters of Credit

and Ac-ceptances -----------Reserve for Interest and Taxes

Other TJiabilities --------------

Total ------------------------$ 48.889 37 Total ------------------------$ 48,889 37

?34

BANKING DEPARTMENT

E:X:AMINEB'S BEPOBT.

BANK OF ETON, ETON.

At Close of Business September 7, 1920.

President-C. C. Keith. Vice-President-S. A. Brown. Cashier-H. R. .James.

Directors-C. C. Keith, S. A. Brown, H. R. .James, W. M. Harris, F. :\L .Jones,

.J. H. Keith, R. H. Tyler.

Date of Charter-May 23, 1910.

Begar Business-September 1, 1910.

RESOURCES

LIABILITIES

Time Loans ---------------$ 50,309 55 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

756 63 Amt. Reserved for Branches

Loans Secured by Real Estate 15,673 99 Surplus .Fund -------------- 3,359 67

United States Bonds -------Other Stocks and Bonds ____ _ Banking House ___________ _

3,300 00 DUinvdiidveinddesd PUrnopfiatisd --_-_-_-_-_-__-_-_--_ Due to Banks in this State __

1,214 40

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

2,000 00 DCaulel tMo oBnaenyks__i_n__o_t_h-e_r_ S- _t_a_t_es_

Due from Banks in this State 4,503 98 Individual Deposits Subject

Due from Banks in other
States ------------------CGuorldren_c_y___-_-_-_-_------- -_-__------_-_-_-_---Silver, Nickels, Pennies _____ _ Advances on Cotton ________ _

141 zs DetomaCnhdeCckert-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t
1,179 00 Time Certificates of Deposit 662 50 Savings Deposits ----------550 99 Trust Funds on Deposit ___ _ Cashier's Checks __ ------- __

34,540 76 29,979 12

Advances on other CommodiChteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_

Certified Checks ___ --- _____ _ Bills Payable _____ --- _____ _ Notes and Bills Rediscounted

Other Checks and Cash Items

47 50 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f -t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_-_-_ -_

and Acceptances ------ __ _ 4,961 96 Reserve for Interest and Taxes

Other Assets ---------------

6 57 Other Liabilities __ ---------

Total --------------------$84,093 95 Total --------------------$ 84,093 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITlES

Time Loans __ -- _-- _________ $ 35,071 14

Demand Loans --- _________ _

759 97

Loans Secured by Real Estate United States Bonds _______ _

27,482 56 3,650 00

Other Stocks and Bonds ____ _

Capital Stock Paid In _______ $ 15,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 3,359 67

Undivided Profits __ ---------

43 15

Dividends Unpaid _---------

43 20

Banking House ------------

Due to Banks in this State_-

Furniture and Fixtures ____ _ 2,000 00 Due to Banks in other States

Other Real Estate Owned ___ _

Call Money __ - _-- _-- _- _- __ _

Due from Banks In this State 3,983 61 Individual Deposits Subject

Due from Banks in other
States ------------------CGuo lrdr e n_c_y_ _ _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_- -_

141 28 Detmo aCnhdeCckert-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 1,188 00 Time Certificates of Deposit
662 50 Savings Deposits -----------

Silver, Nickels, Pennies _____ _

71 93 Trust Funds on Deposi L----

Advances on Cotton _______ _ 10,364 84 Cashier's Checks -----------

Advances on other Commodi-

Certified Checks ------------

Chteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u--se--__-

Bills Payable _____ --------- _- ______ Notes and Bills Rediscounted

28,815 33 27,111 08
12,000 00

Other Checks and Cash Items

70 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

O vaenrcdersa f t-s- - -( i-f- -a-n-y-)- - -_-_-_-_ _-_-_- -_ Other Assets _---- _________ _

and Acceptances --------987 90 Reserve for Interest and Taxes
Other Liabilities -----------

Total --------------------$ 86,372 43 Total --------------------$ 86,372 43

i---- -----\

FIRST ANNUAL REPORT

235

EXAllii:Ilii'EB/S BEPOBT.

BANK OF CAMPBELL COUNTY, FAIRBURN.

At Close of Business November 9, 1920.

,V. President-C. R. Harvey. Vice-Presidents-J. L. Brassell, J. A. Jones.

Cashier-H.

Jones.

Directors-C. R. Harvey, J. L. Brassell, J. A. Jones, J. H. McClure, H. W. Cook, R. 0. Tarpley, M. R. Nixon, C. C. Smith.

Date of Charter-November, 1911.,

Began Business-November, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$533,677 89 Capital Stock Paid In ________ $1 00,000 00

Demand Loans ------------Loans Secured by Real Estate

_2_5_,1__0_4__23_

Amt. Reserved for Branches Surplus Fund --------------

--------5,000 00

United States Bonds _______ Other Stocks and Bonds_____

2,100 00 10,600 00

DUinvdiidveinddesd PUrnopfiatisd --_-__-_-_-_-_-_-_---

_2_2_,1__7_8__23_

Banking House------------- 11,000 00 Due to Banks in this State __ ---------

Furniture and Fixtures _____ Other Real Estate Owned ____

~.~12 00 ---------

Due to Banks in other States Call Money ________________

________ _ ________ _

Due from Banks in this State 7,726 05 Individual Deposits Subject

Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ _-_ -_ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton--------A dtvi easn c-e_s_ _o_n_ _o_t_h_e_r_ _C_o_ m_ _m_ _o_d_i -_ Checks for Clearing House__ Other Checks and Cash Items

3,750 3,907

11
oo

132 50

1,924 30

4,581 00

________ ________
] ,] 86 91

to Check ----------------Demand Certificates of Deposit

2_2_8_,1_0_8___04_

Time Certificates of DeposiL _ 76,376 57

Savings Deposits -----------

239 74

Cashier's Checks ----------Certified Checks ___________ _

366 36 43 52

Bills Payable _-- __ - __ - _____ - 150,000 00

:\!otes and Bills Rediscounted 2G, 600 00

CeBrtoifrircoawteesd .MofoneDyep_o_s_i_t__f_o_r_ ________ _

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesof_ _C_r_e_d_i_t_ _a_n_d_ _A__c_c_e_p_t_-

________ _

and Acceptances ________ Reserve for Interest and Taxes

----- _- __ ________ _

OO tvheerrd rAa fstsse t s( i f_ _a_n_y_)_ _ _-_- _- -_ -_ -_-_-_

______9__96_

Other Liabilities: Cash long -----------------

699 49

Total --------------------$608,611 95 Total --------------------$608,611 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$509,960 Demand Loans ------------- 22,174

76 85

Capital Stock Paid In ________ $100,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate ________ _ Surplus Fund -------------- 5,000 00

United States Bonds _______

100 00 Undivided Profits ----------- 21,452 65

Other Stocks and Bonds_____ 10,600 00 Dividends Unpaid----------- ---------

Banking House ------------Furniture and Fixtures _____

11,000 00 2,912 00

Due to Banks in this State __ Due to Banks in other States

--------________ _

Other Real Estate Owned____ ________ _ Call Money ---------------- ---------

Due from Banks in this State 10,612 27 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 228,495 80

States ------------------- 3,162 92 Demand Certificates of Deposit - ___ - _---

CGuorldren_c_y__ -- -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ __6_,4_2_2___00_ TSiamviengCserDtiefipcoasteitss o_f_D__e_p_o_s_i_L_-_ _7_3_,7_6_8___84_

Silver, Nickels, Pennies _____ Advances on Cotton -------Adtvieasnc_e_s_ -o_n__o_t_h_e_r__C__om- _m__o_d_i_-
Checks for Clearing House__ Other Checks and Cas11 Items Customers' Liability on Let-
atenrcsesof__C_r_e_d_i_t__a_n_d__ A--c-c-e-p-t--
OOtvheerrdrAafstssets(if_ _a_n_y_)__-_-_-_-_-_-_-_-_

966 31 7,169 70 ________ _ _ _______ _ ________ -
________ _ _- -_ -_ _- _- _-_-_- -_

Trust Funds on Deposit_ ___ - ---------

Cashier's Checks ___________ -

452 09

Certified Checks ___________ - ---------

Bills Payable -------------- 145,000 00 Notes and Bills Rediscounted 10,911 43

Certificates of Deposit for

Borrowed Money --------- --------Liability on Letters of Credit

and Acceptances ---------- --------Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total --------------------$585,080 81 Total --------------------$585,080 S1

236

BANKING DEPARTMENT

E:XAMINEB.'S B.EPOB.T.

FAIRBURN BANKING COMPANY, FAIRBURN.

At Close of Business November 6, 1920.

President-J. H. Longino. Vice-President-L. M. Hobgood.

Cashier-George Edmondson.

Directors-.). H. Longino, L. M. Hobgood, George Edmondson, J. \V. Cro.w, M. R.

Redwine, G. .J. Hearn.

Date of Charter-1891.

Began Business-1902.

RESOURCES

LIABILITIES

Time Loans ----------------$207,194 84 Capital Stock Paid In _______ $ 30,000 00

Demand Loans ------------- 8,500 00 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund -------------United States Bonds ______ 36,900 00 Undivided Profits -----------

6,420 12

OBathnekrinSgtocHkoRusaend_ _B_o_n_d_s___________

_ _2_,5_2_5___00_

Dividends Unpaid----------Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned.___

2,350 oo
3,317 54

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 9,973 45 Individual Deposits Subject

Due from Banks in other States -------------------

________ _ Detmo aCnhdeckCe-rt-i-f-ic-a-t-e-s---o-f--D--e-- 190,377 7.J

Currency ------------------Gold -----------------------

4,197 00 ________ _

TipmoesiCt e-r-t-if-i-c-a-te-s--o--f -D--e-p-o-s-i-t-.

54,677 99

Silver, Nickels. Pennies _____

334 79 Savings Deposits __________ _

Advances on Cotton _________ --------- Cashier'R Checks __________ _

228 40

Advances on other Commodi-

Certified Checks ________ - __ _

ties ---------------------- ________ _ Bills Payable -------------- 20,000 00 Cheek:-;; for Clearing House ___ ________ _ Notes and Bills Rediscounted

Other Checks and Cash Items 4,fi 12 64 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

atenrcsesof_ _C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t_-

________ _

Liability on Letters of Credit and Acceptances ________ _

Overdrafts (if an;) --------- 21,517 90 Reserve for Interest and Taxes

Other Assets ---------------

22,954 71

Other Liabilities __________ _ Cash Long ________________ _

22,571 55 2 07

Total --------------------$324,277 87 Total --------------------$324,277 87

BANK'S STATEMEJ\'"T at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$180,107 26 Capital Stock Paid In _______ $ 34,120 00

Demand Loans ------------- 11,403 28 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ______

19,659 81 36,900 00

USunrdpivluidsedFuPnrdofi-t-s --_-_-_-__-_-_-_-_-_--_

5,952 39

Other Stocks and Bonds.____ 2,525 00 Dividends Unpaid-----------

Banking House------------- 7,153 34 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned.___

2,350 00 3,317 54

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 5,280 18 Individual Deposits Subject

Due from Banks in other States -------------------
GCoulrdren_c_y__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Silver, Nickels, Pennies _____ _ Advances on Cotton _______ -_

915 09
1,847 00 12 50
638 49 14,224 26

Det~oa_CndhecCk e-rt-i-f-ic-a-t-e-s-

-

--of

---De-

177,795

21

TipmoesitCe-r-t-if-i-c-a-t-e-s -o--f-D--e-p-o-s-i-t-. 48,456 81 Savings Deposits __________ _

Trust Funds on Deposit_ ___ _

Advances on other CommodiC htei ecsk s -f-o-r- -C- l-e-a-r-i-n-g- -H- o- -u-s-e-. _-_-

-_-_-_-__-_- ------

CaRhier's Checks __________ _ Certified Checks ___________ _ Bills Payable ______________ _

753 9fi 20,000 00

Other Checks and Cash Items

773 67 I\"otes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Mon(\y ________ _

O

vaenrcdersa

f

-~------------------
ts (if any) _______ _

________ _ 68 42

Liability on Letters of Credit and Acceptances ________ _

Other Assets _-------- __ ---- --------- Reserve for Interest and Taxes

Other Liabilities------------

97 48

Total --------------------$287,175 84 Total --------------------$287,175 84

!.

\

FIRST ANNUAL REPORT

237

EXAllllllii"EB.'S B.EPOBT.

FAIRMOUNT BANK, FAIRMOUNT.

At Close of Business Septembe.r 8, 1920.

President-Mrs. Edna F. Tate. Vice-President-G. \V. Hamrick. Cashier-Miss Maude Erwin.

Directors-Miss Maude Erwin, R. T. Hamrick, R. L. Rogers, G. \V. Hamrick, Mrs. Edna F. Tate.

Date of Charter-October 12, 1913.

Began Business-November 5, 1913.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _

86,180 14,847

44 87

Capital Stock Paid In- ______ -$ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate 7,783 27 Surplus Fund ______ -------- 3,000 00

United States Bonds--------

Undivided Profits ___ - _------ 14,723 83

Other Stocks and Bonds ____ _ Banking House ____________ _

--------2,000 00

Dividends Unpaid----------Due to Banks in this State_-

Furniture and Fixtures _____ _ Other Real Estate Owned ___ _

1,800 2,000

0000

CDaulel MtooBneaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 26,500 00 Individual Deposits Subject

Due from Banks in other States -------------------
CG oulrdr e n_c_y_ _ _-_-_- -- -------------- -_-_-_-__-_-_- -_

26,055 27 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o--s-it

6,957 630

00 00

Time Certificates of DeposiLSavings Deposits __________ -

68,455 95 77,858 70

Silver, Nickels, Pennies _____ _ Advances on Cotton _______ -

513 11 Trust Funds on Deposit ____ _ Cashier's Checks __ - _-------

373 66

Adtvieasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_-

Certified Checks ______ - _---Bills Payable---------------

Checks for Clearing House __ _

;-..)otes and Bills Rediscounted

Other Checks and Cash Items

15 62 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ - _----

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaf-ts--(-i-f-a-n-y--) --- -_-_-_-_-__-_--_

and Acceptances ______ --294 06 Reserve for Interest and Taxes

Other Assets ------ _______ _ 3,201 05 Other Liabilities ______ ------

115 55

Liberty Bonds Held for Cus-

tomers -------------------

750 00

Total --------------------$179,527 69 Total --------------------$179,527 69

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _-- _-- _________ -$ Demand Loans ____________ _ Loans Secured by Real Estate

96,109 15,282
7,712

24 64
50

Capital Stock Paid In ________ $ 15,000 00 SAumrtp.luRs eFseurnvded___fo__r __B_r_a_n_c_h__es- 7,500 00

UnFioterdCSutsattoems eBrson_d_s_:_______ _

Undivided Profits ___ -------- 5,912 13 750 00 Dividends Unpaid ____ -------

Other Stocks and Bonds ____ _

125 00 Due to Banks in this State __

Banking House - _-- ________ _ 2,000 00 Due to Banks in other States

Furniture and Fixtures------ 1,800 00 Call Money-----------------

Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ---"--------------Currency ------------------GSiollvder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-__--_

2,000 00 Individual Deposits Subject 5,000 00 to Check -----------------
Demand Certificates of Deposit 9,816 78 Time Certificates of DeposiL _ 7,625 00 Savings Deposits -----------
640 00 Trust Funds on DeposiL---458 65 Cashier's Checks _----------

63,363 63 51,495 17
346 30

Advances on other CommodiC htei ecsk s -f-o-r- -C- l-e-a-r-i-n-g- -H-o- -u-s-e-_-_ -_

Certified Checks ____ ----- _-Bills Payable--------------- 10,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items

507 26 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_-_ _- -_

and Acceptances ---------704 66 Reserveforinterestand Taxes

Other Assets:

.

Other Liabilities:

Witham's Fire Insurance ___ _ Depositors' Guarantee Fund_

120 3,081

00 05

Customers' Liability on Liberty Bonds ____________ - -___1_1_5_5_5

Total -------~------------$153,732 78 Total --------------------$153,732 78

238

BANKING DEPARTMENT

EXAM:Ilii'EB'S BEPOBT.

FARMERS & MERCHANTS BANK, FAYETTEVILLE.

At Close of Business November 4, 1920.

President-J. \V. Wise. Vice-President-vV. \V. Redwine. Cashier-C. D. Redwine.

Directors-J. \V. Wise, W. W. Redwine, C. D. Redwine, S. A. Burks, J. H. Ste-

phens, E. M. Travis, John M. Jackson, J. \Y. Adams, H. P. Redwine.

Date of Charter-February 16, 1906.

Began Business-March 13, 1906.

RESOURCES

LIABILITIES

Time Loans -------------------$196,978 23 Demand Loans ---------------- 21,373 75 Loans Secured bY Real Estate ________ _ United States Bonds___________ 1,975 00

Other Stocks and Bonds ______ ---------

Banking House -------------- 2,191 29 Furniture and Fixtures________ 3,191 46

Other Real Estate Owned ____ --------Due from Banks in this State 17,477 06
Due from Banks in other States --------Currency ---------------------- 3,978 00

SSiillvveerr, N--i-c-k-e-l-s-, --P-e-n-n-i-e-s-_-_-_-_-_-_-_-_- __1_.0__4_8__3\_

Advances on Cotton ---------- 35,566 92

Advances on other Commodities 2,117 07

Checks for Clearing House___ 1,448 73

Other Chec\<:s and Cash Items 786 39

Customers' Liability on Letters

of Credit and Acceptances__ ________ _

Overdrafts (if anY) ___________ _ 5,665 27

Other Assets ----------------- 358 83

Cash Short -------------------

11 26

Capital Stock Paid In __________$ 25,000 00
Amount Reserved for Branches --------Surplus Fund ----------------- 25,000 00 Fndivided Profits ------------- 10,457 14 Dividends Unpaid ------------- ________ _ Due to Banks in this State___ ________ _ Due to Banks in other States ________ _
Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 111,453 64 Demand Certificates of Deposit --------Time Certificates of Deposit__ 51,613 86
Savings Deposits ------------- --------Cashier's Checks -------------- 642 92 Certified Checks -------------- --------Bills Payable ------------------ 70,000 00 Notes and Bills Rediscounted__ ________ _ Certificates of Deposit for Bor-
rowed Money --------------- ________ _ Liability on Letters of Credit
Reasned,rveAcfocer pItnatnecreesst--a-n-d--T--a-x-e--s -_-__-_-_-_-_-_--_
Other Liabilities -------------- ---------

Total ------------------------$294,167 56 Total ------------------------$294,167 5i>

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __________________ $132,853 37

Demand Loans ---------------Loans Secured by Real Estate United States Bonds___________
Other Stocks and Bonds -----Banking House -------------Furniture and Fixtures________
Other Real Estate Owned ____ Due from Banks in this Shute Due from Banks in other States

45,768 16 36,35R 64 1,975 00
--------2,191 29 3,191 46
--------20,183 27
8,280 9f

Currency ---------------------- 1,663 00 Gold --------------------------- ________ _ Silver, Nickels, Pennies________ 718 00
Advances on Cotton ---------- 33,665 71 Advances on other Commodities ________ _
Checks for Clea.ring House___ --------Other Checks and Cash Items__ 1,353 34 Customers' Liability on Letters
of Credit and Acceptances__ ________ _

Overdrafts (if anY) ----------- 4,802 30 Other Assets ------------------ ---------

Capital Stock Paid In__________$ 25,000 00 Amount Reserved for Branches ________ _
Surplus Fund ----------------- 25,000 00 Undivided Profits -------------- 9,176 94 Dividends Unpaid ------------- --------Due to Banks in this State___ 771 79 Due to Banks in other States ________ _
Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 111,563 63 Demand Certificates of Deposit --------Time CertificatE\S of Deposit__ 50.261 a1 Savings Deposits ------------- --------Trust Funds on Deposit________ --------Cashier's Checks -------------- 1,230 82 Certified Checks -------------- --------Bills Payable ----------------- 70,000 00 Notes and Bills Rediscounted__ ________ _ Certificates of Deposit for Bor-
rowed Money --------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$293,004 4P Total ------------------------$293,004 49

\

FIRST ANNUAL REPORT

239

EXAllllll'I'EB.'S B.EPOB.T.

BANK OF FINLEYSON, FINLEYSON.

At Close of Business October 13, 1920.

l'resident-J. W. Conner. Vice-Presidents-R. L. Scarbrough, W. E. Finleyson. Cashier-C. Finleyson.
Di,rectors-J. W. Conner, R. L. Scal!'brough, \Y. E. Finleyson, G. A. Nelson, J. L. Finleyson.

Date of Charter-September 20, 1910.

Began Business-September, 1910.

RESOURCES

LIABILITIES

6~~ean~o~an~-===============-$ 41,0~~ ~5

Loans Secured by Real Estate 11,000 00 United States Bonds __________ 1,700 00 Othe.r Stocks and Bonds______ ________ _

Banking House --------------- 1,260 00 Fu-rniture and Fixtures _______ 1,530 OA

Other Real Estate Owned --~- --------Due from Banks in this State 2,271 07

Due from Banks in other States ---------

Currency ---------------------- 2,221 00

Gold ---------------------------

25 00

Silver, Nickels, Pennies _______ _ 3f2 91

Advances on Cotton _________ _ 16,624 49

Advances on othe.r Commodities ---------

Checks fo.r Clearing House___ ---------

Other Checks and Cash Items__ ---------

Customers' Liability on Letters

of Credit and Acceptances __ ---------

Overdrafts (if any) ------------ 2,828 33

Other Assets ------------------ ---------

Capital Stock Paid In __________$ 15,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits -------------- 12,57& 97 Dividends Unpaid ------------Due to Banks in this State __ _

Due to Banks in other States __

6l! 85

Call Money ------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits ------------Trust Funds on Deposit _____ _

35,290 51 1,544 74

Cashier's Checks -------------Certified Checks -------------Bills Payable ------------------ 15,000 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve fo.r Interest and Taxes

Other Liabilities --------------

Total ------------------------$ &0.8114 1~ Total ------------------------$ 80,884 1~ BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ___________________$ 45,068 93

Demand Loans ---------------Loans Secured by Real Estate

-6~40'r:ii<

United States Bonds ---------- 1,700 00 Other Stocks and Bonds_____ _

Banking House --------------Furniture and Fixtures ______ _

1,260 1,530

0o0r

Other Real Estate Owned ___ _

Due from Banks in this State 2,770 15 Due from Banks in other States 4. 768 47

Currency ---------------------GRiollvder,--N--i-c-k-e-l-s-. --P-e-n-n--ie--s-_-__-_-_-_-_--_ Advances on Cotton ___________ _

1, 708 00
25 00 316 03 9,878 99

Advances on other Commodities Checks for Clearing House __ _

Other Checks and Cash Items __

Customers' Liability on Letters

of Credit and Acceptances __ Overdrafts (if any) ___________ _ 1,437 61

Other Assets ------------------

Capital Stock Paid In __________$ 15,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits ------------- 12,857 3F> Dividends Unpaid ------------Due to Banks in this State __ _

Due to Banks in other States

Call Money ------------------Indlviduat Deposits Subject to

Check ----------------------- 22,773 73

Demand Certificates of Deposit Time Certificates of Deposit__

-i545-74

Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_-_-_-_--_

286 36

Bills Payable ------------------ 18,000 00 Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities --------------

Total ________________________ $ 70,463 lF Total ------------------------$ 70,463 18

240

BANKING DEPARTMENT

EXAliiii.NEB'S BEPOBT,

BANK OF FLOVILLA, FLOVILLA.

At Close of Business September 14, 1920.

President-F. S. Etheridge. Vice-President-F. M. Lawson. Cashier-J. T. Gibson.

Directors-F. S. Etheridge, F. M. Lawson, E. L. Lawson, B. A. Wright, A. F. White.

Date of Charter-October 2, 1906.

Began Business-November 1, 1906.

RESOURCES

LIABILITIES

j';~~"an~0'E,"ans-================$

58,084 5,693

35 21

Loans Secured by Real Estate

United States Bonds --------- 2,000 00 Othe.r Stocks and Bonds_____ _

Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned_____ _ Due from Banks in this State Due from Banks in other States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies ______ _ Advances on Cotton _________ _

1,250 00 1, 554 84 1,142 70 44,061 86
1,892 89 3,100 00
87 50 907 96

Advances on other Commodities Checks for Clearing House__ _ Othe,r Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts (if any) _________ _

1,202 43

Other Assets ------------------

Capital Stock Paid In__________$ 15,000 00

Amount Reserved for Branches

Surplus Fund ---------------- 7,500 00 Undivided Profits -------------- 3,021 20

Dividends Unpaid ------------Due to Banks in this State __ _

Due to Banks in other States

Call Money ------------------Individual Deposits Subject to

Check ----------------------- 78,362 67 Demand Certificates of Deposit

Time Certificates of Deposit__ 16,500 31

Savings Deposits -------------

Cashier's Checks -------------

93 56

Certified Checks --------------

Bills Payable ----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------

Liability qn Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities _____________ _

Total ------------------------$120,977 74 Total ------------------------$120,977 74

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 43,860 9[ Demand Loans --------------- 4.520 8f Loans Secured by Real Estate 8,040 71

United States Bonds --------- 2,000 00 Other Stocks and Bonds_____ _

Banking House --------------- 1.250 00 Furniture and Fixtures ______ _ 1,554 84 Othe.r Real Estate Owned_____ _ 1,142 70

Due from Banks in this State 36.7~ 7f

Due from Banks in other States 2,039 6F

Currency ---------------------SGiolvlder-, -N--i-c-k-e-l-s-, --P-e-n-n--ie-s---__-_-_-_-_--_

2,180 87

0s0r

837 Sf

Advances on Cotton ---------Advances on othe.r Commodities Checks for Clearing House__ _

Other Checks and Cash Items 3,503 70

Customers' Liability on Letters

of Credit and Acceptances __

Overdrafts (if any) ------------

48

Other Assets ------------------

Capital Stock Paid In __________$ 15,000 00 Amount Reserved for Br:;t.nches ________ _
Surplus Fund ---------------- 7,500 00 Undivided Profits -------------- 3, 797 ~~ Dividends Unpaid ------------- ________ _ Due to Banks in this State___ ________ _
Due to Banks in other States --------Call Money ------------------- ________ _ Individual Deposits Subject to
Check ----------------------- 58,782 57 Demand Certificates of Deposit --------Time Certificates of DeoposiL_ 21,961 34 STarvuisntgsFuDndespoosnitsDe-p--o-s-i-t -_-_-_-_-_-_- _-_-_-_-_-_-_-_--_
Cashier's Checks -------------- 762 19 Certified Checks ______________ --------Bills Payable ----------------- ________ _ Notes and Bills Rediscounted __________ _ Certificates of Deposit for Bor-
rowed Money --------------- --------Liability on Letters of Credit
and Acceptances ------------ ________ _ Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

'Total ------------------------$107,804 0 Total ------------------------$107,804 06

\

FIRST ANNUAL REPORT

241

EXAMINER'S BEPOBT.

BANK OF FLOWERY BRANCH, FLOWERY BRANCH.

At Close of Business July 29, 1920.

President-L. 0. Benton. Vice-Presidents-C. 0. Wallis, M. L. Light.

Cashier-M. B. Woodliff.

.

Directors-L. 0. Benton, C. 0. Wallis, M. L. Light, J. W. Hunt, F. T. Davie,

B. R. Woodliff.

Date of Charter-August 4, 1904.

Began Business-August 15, 1904.

RESOURCES

LIABILITIES

~~%ea~~tt~~ar'ls-================$

85,067 6.000

37 01

Loans Secured by Real Estate 10,000 00

United States Bonds _________ _ 200 00

Other Stocks and Bonds_____ _

Banking House --------------- 2,800 or

Furniture and Fixtures _____ _ 1.500 00

Other Real Estate Owned _____ _ 4.000 00

Due from Banks in this State 7.o97 59

Due from Banks in other States 899 05

Currency ---------------------Gold --------------------------Silve.r, Nickels, Pennies_______ _ Advances on Cotton__________ _
Advances on other Commodities Checks for Clearing House __ _ Other Checks and Cash Items Customers' Liability on Letters

421 270'

0o0r

504 3?

7.629 95

l,(f61 10 1,095 93

of Credit and Acceptances __ Overdrafts (if any) _________ _

Other Assets: Bills Receivable ______________ _

121 0?

Capital Stock Paid In __________$ 20,000 00

Amount Reserved for Branches Surplus Fund -----------------Undivided Profits _____________
Dividends Unpaid _____________ Due to Banks in this State___ Due to Banks in other States

--------2,500 ()H 5,213 22
--------________ _ ________ _

Call Money ------------------- ________ _ Individual Deposits Subject to

Check ----------------------- 37,560 55 Demand Certificates of Deposit --------Time Certificates of Deposit__ 22,881 9 Savings Deposits _____________ ________ _

Cashier's Checks ______________ 1,932 09

Certified Checks -------------- --------Bills Payable ----------------- 35,000 Ou Notes and Bills Rediscounted __ --------Certificates of Deposit for Bor-

rowed Money --------------- --------Liability on Letters of Credit
and Acceptances ____________ ________ _

Reserve for Interest and Taxes ________ _

Other Liabilities:

Deposits ---------------------- 1,SZ& 65 Cash Long -------------------- 139 81

Total _________ .,.______________ $129,04G 31 Total ------------------------$129,046 31

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 91,911 00

Demand Loans ---------------- 800 00

Loans Secured by Real Estate

United States Bonds _________ _ 200 00

Other Stocks and Bonds_____ _

Banking House ______________ _ 2,800 00

Furniture and Fixtures_______ _ 2.14"8 2F

Other Real Estate Owned_____ _ 4.000 00

Due from Banks in this State 3,048 7{\

Due from Banks in other States

57 24

Currency ----------------------

8'5 3~

Gold --------------------------- 382 50

Silver, Nickels, Pennies_______ _ Advances on Cotton __________ _

661 OD 7,160 67

Advances on othe.r Commodities

Checks for Clearing House__ _

Pther Checks and Cash Items 642 lf

Customers' Liability on Letters

of Credit and Acceptances __

Overdrafts (if any) __________ _ 520 OD

Other Assets: Profit and Loss ______________ _

302 00

Capital Stock Paid In__________ $ 25,000 00 Amount Reserved for Branches 2,500 OD
SurPlus Fund ---------------- --------Undivided Profits ------------- ________ _ Dividends Unpaid ------------- ________ _ Due to Banks in this State___ ________ _ Due to Banks in other States ________ _
Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 24,8'{!4 57 Demand Certificates of Deposit ________ _ Time Certificates of DeposiL_ 10.355 01 STarvuisntgsFuDnedpsosoints D-e-p--o-s-i-t --_-__-_-_-_- -_-_-__-_-_-_-_--_
Cashier's Checks ------------- 1,059 35 Certified Checks --------------- --------Bills Payable ----------------- 4o.OOO on Notes and Bills Rediscounted_ 6,00(f 00 CerrotwifeicdateMsoonfeyDe_p_o_s_i_t__f_o_r__B__o_r_- ________ _
Liability on Letters of Credit and Acceptances ____________ ________ _
Reserve for Interest and Taxes ________ _ Other Liabilities -------------- ________ _

I Total ------------------------$114,718 9:' Total ------------------------$114,718 93

.j

'/'

242

BANKING DEPARTMENT

EXAMI:NEB'S BEPOBT.

THE CITIZENS BANK, FOLKSTON.

At Close of Business September 24, 1920.

President-Wm. M.izell, Sr. Vice-Presidents-B. G. McDonald, D. F. Pearce.
Cashier-D. F. Pearce. Directors-Wm. Mizell, Sr., Ivey Dowling, B. F. Scott, B. G. McDonald, \Vm.
Mizell, Jr., J. W. Vickery, D. F. Pearce, L. E. Mallard.

Date of Charter-December 12, 1911.

Began Business-January 4, 1912.

RESOURCES

LIABILITIES

Time Loans -------------------$116,884 09 Demand Loans ________________ 1,95U 00

Loans Secured by Real Estate _________ United States Bonds __________ 18,0~ 00

Other Stocks and Bonds ______ 25,000 00

Banking House ---------------- ________ _ Furniture and Fixtures _______ 2,559 40ther Real Estate Owned ____ ________ _ Due from Banks in this State__ _________ _

Due from Banks in other States 67,737 Hf

Currency ---------------------- 2,886 00

Gold --------------------------- 227 50 Silver, Nickels, Pennies _______ 962 02 Advances on Cotton __________________ _

Advances on other Commodities ________ _ Checks for Clearing House___ ________ _

Other Checks and Cash Items 350 00

Customers' Liability on Letters

of Credit and Acceptances __ overdrafts (if any) ___________

--(ooi-2;:

Other Assets:

Cash Short --------------------

1 00

Capital Stock Paid In __________$ 16,0Ul) 00

Amount Reserved for Branches --------Surplus Fund __________________ 3,000 00

Undivided Profits -------------- 8,200 ro

Dividends Unpaid -------------

3 60

Due to Banks in this State___ ________ _

Due to Banks in other States ________ _ Call Money ___________________ ---------

Individual Deposits Subject to

Check ----------------------- 140,671 76 Demand Certificates of Deposit --------Time Ce-rtificates of Deposit__ 31,758 28

Savings Deposits -------------- 37,015 44 Trust Funds on Deposit ______ _______ _
Cashier's Checks -------------- 1,959 4
Certified Checks --------------- ________ _

Bills Payable ----------------- ________ _ Notes and Bills . Rediscounted ________ _

Certificates of Deposit for Borrowed Money --------------- ________ _

Liability on Letters of Credit and Acceptances ------------ ________ _

Reserve for Interest and Taxes --------Other Liabilities -------------- ________ _

Total ------------------------$237,609 23 Total ________________: _______$237,609 2'~

BANK'S STATEMENT at Close of Business December 15, 1920.

RE:SO'URCES

LIABILITIES

Time Loans -------------------$ Demand Loans ----------------

63,887 1,485

8~
uo

Loans Secured by Real Estate 55,755 00

United States Bonds ---------- 18,050 00

Other Stocks and Bonds _____ _ 25,000 00

Banking House ---------------Furniture and Fixtures ______ _ 2,559 47 Other Real Estate Owned ___ _

Due from Banks in this State__

Due from Banks in other States 24,819 84

Currency ---------------------Gold --------------------------Silver, Nickels, Pennies_______ _ Advances on Cotton _________ _

4,342 00 207 50
809 09

Advances on other Commodities Checks for Clearing House __ _ Other Checks and Cash Items Customers' Liability on LeUers
of Credit and Acceptances __ Overdrafts (if any) _________ _

2,194 63

Other Assets ------------------

Capital Stock Paid In__________$ 15,000 00

Amount Reserved for Branches

Surplus Fund ------------------ 3,000 00 Undivided Rrofits ------------- 9,511 cA

Dividends Unpaid -------------

3 60

Due to Banks in this State __ _

Due to Banks in other States

Call Money ------------------Individual Deposits Subject to
Check ----------------------- 101,668" 92 Demand Certificates of Deposit Time Certificates of Deposit__ 29,966 !i~
Savings Deposits -------------- 37,357 94 Trust Funds on Deposit _____ _

CCearsthifiieerd's CChheecckkss _-__-_-_-_-_-_-_-_-_-_-_-_--_ 2.601 87

Bills Payable ----------------Notes and Bills Rediscounted Certificates of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$199,110 39 Total ------------------------$199,110 39

\

FIRST ANNUAL REPORT

243

EXAMINER'S REPORT.

BANK OF FORSYTH, FORSYTH.

At Close of Business October 23, 1920.

President-R. B. Stephens. Vice-President-J. J. Cater. Cashier-.Jno. T. Stephens.

DkectorR-R. B. Stephens, B. 0. Chapman, T. R. Talmadge, J . .J. Cater, P. R.

Chapman, B. S. ~Willingham.

Date of Charter-October 22, 1887.

Began Business-October 22, 1887.

RE'SOURCES

LIABILITIES

n:m ~~~"a~o't~ans================$ ~~

Loans Secured by Real Estate 23,068 63

l'nited States Bonds

17,700 00

Other Stocks and Bo-nds======

Banking House ---------------- 4,588 56 Furniture and Fixtures _______ _ 2,666 31 Other Real Estate Owned_____ _

Due from Banks in this State __ Due from Banks in other States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies _______ _
Advances on Cotton ---------Advances on other Commodities Checks for Clearing House and
Regular --------------------Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts (if any) _________ _

45,802 30 6,828 4
12,992 00 1,000 00 1,461 33
15,105 42 805 47

Other Assets:
Profit and Loss --------------Cash Short --------------------

145 59 55 34

Capital Stock Paid in ----------$ 50,000 00 Surplus Fund ------------------ 12,000 00 Undivided Profits -------------- 10,782 32 Dividends Unpaid _____________ Due to Banks in this State____ _ Due to Banks in other States Call Money ___________________
Individual Deposits Subject to Check ----------------------- 169,108 H
Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits _____________ _ Trust Funds on Deposit _____ _ Cashier's Checks _____________ _ 5,585 H8 CBielrltsifiPedayCabhleecks__-_-_-_-_-__-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Other Liabilities --------------

Total ------------------------$247.476 4c Total ------------------------$247,476 4~

BANK'S STATEMENT at Close of Business December 15, 1920.

RE'SO'URCES

LIABILITIES

Time Loans ___________________$ 80,426 69

Demand Loans ---------------- 64,530 08

Loans Secured by Real Estate 30.557 52 United States Bonds _________ _ 17,700 00

Other Stocks and Bonds _______ _

Banking House ---------------Furniture and Fixtures _______ _

4,588 2,666

:5n6

Other Real Estate Owned _____ _

Due from Banks in this State 33,195 72

Due from Banks in other States 16,799 17

Currency ---------------------- 11,069 00

GSiollvder-, -N--i-e-k-e-l-s-, --P-e-n-n--ie--s-_-_-__-_-_-_--_

1,000 00 1,522 18

Advances on Cotton ---------- 2,958 05 Advances on other Commodities

Checks for Clearing House __ _ 1,996 21

Other Checks and Cash Items 415 18

Customers' Liability on Letters

. of Credit and Acceptances __

Overdrafts (if any) ----------

Other Assets ------------------

Capital Stock Paid In__________$ 50,000

ASumnopluunst FRuensderv__e_d__f_o_r__B__r_a_n_c_h_e__s

--------12,000 00

Undivided P.rofits ________ c____ 11,213 82 Dividends Unpaid _____________ ________ _

Due to Banks in this State_____ ________ _ Due to Banks in other States ________ _

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 165,640 4S Demand Certificates of Deposit --------Time Certificates of Deposit__ ________ _

STarvuisntgFs uDnedpsosoints D-e-p-o-s-i-t--_-_-_-_-_-_- -_-_-__-_-_-_-_--_

Cashier's Checks ______________

12 85

Certified Checks --------------- --------Bills Payable ----------------- ________ _ Notes and Bills Rediscounted ________ _

Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

________ _ ________ _ ________ _

Other Liabilities -------------- ________ _

Total ------------------------$238,867 15 Total ------------------------$238,867 15

244

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

CITIZENS BANK OF FORSYTH, FORSYTH.

At Close of Business August 19, 1920.

President-H. H. Hardin. Vice-Presidents--H. E. Newton, B. H. Manry, B. 0. Chapman. Cashier-Roland Anderson.

Directors-H. H. Ha-rdin, H. E. Newton, B. H. Manry, B. 0. Chapman, 0. N. Ingram, C. M. Taylor, Homer Hardin, C. D. Rudisill, B. A. Mitchell, H. W. Freeman.

Date of Charter-February 17, 1920.

Began Business-February 24, 1920.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosan-s---__-

-----------$
... _. ____ _

66,179 67,080

32 51

Capital Stock Paid Amt. Reserved for

In .....$ Branches

80,000

00

Loans Secured bv Real Estate

Surplus Fund .------------- 20,000 00

United States Bonds --------

Undivided Profits ---------- 2,572 20

Other Stocks and Bonds..... Banking House ...... ____ _

Dividends Unpaid----------Due to Banks in this State..

Furniture and Fixtures. __

878 00 Due to Banks in other States

Other Real Estate Owned....

Call Money . __ ..... ----- ..

Due from Banks in this State 12,663 37 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 41,861 52

States ------------------GCoulrdren.c.y.. __-_-.-.-.--__-.-.-.-.-.-.--_-.-.-. -.

1,623 32 Demand Certificates of Deposit
3,515 oo Time Certificates of Deposit.
100 00 Savings Deposits -----------

7, 750 00

Silver, Nickels, Pennies ____ _

118 39 Cashier's Checks .......... .

505 43

Advances on Cotton ... _._. __

Certified Checks .... - ..

Adtiveasnc.e_s__o.n..o_t_h__er. _C. o__m_m__o_d_i_-

Bills Payable ............. . :\'otes and Bills Rediscounted

Checks for Clearing House ..

286 54 Certificates of Deposit for

Other Checks and Cash Items

110 70 Borrowed Money .......

Customers' Liability on Let-

Liability on Lette'rs of Credit

ters of Credit and Accept-

and Acceptances ........ .

Ovaenrcdersaft-s--(-i-f -a-n-y-)---.-..--_-.--.-.-.

Reserve for Interest and Taxes 133 00 Other Liabilities ------------

Other Assets ---------------

1 00

'I'otal. --- .... ____ ---.----.$152,689 15 Total .................... $152,689 15

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ............... $ 88,950 62

Demand Loans _........... . 64,616 68

Loans Secured by Real Estate

United States Bonds ....... .

Other Stocks and Bonds.... .

Banking House ............ .

Furniture and Fixtures ... __ 2,128 00

Other Real Estate Owned... _

Due from Banks in this State 18,112 27

Due from Banks in other

States ------------------CGuorldren.c.y...-.-_-_ -.-.-.-.-.-.-.-.-.-.-.-.-.-.-.

1,087 26 3,553 00
125 00

Silver, Nickels, Pennies ____ _

360 76

Advances on Cotton........ .

Advances on other Commodi-

ties ......... _........... .

Checks for Clearing House.. .

Other Checks and Cash Items 3,104 44

Customers' Liability on Let-

ters of Credit and Accept-

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -. -. -. -. -. -. .- -.

Other Assets ---------------

Capital Stock Paid In ....... $ 80,000 00

Amt. Reserved for Branches

Surplus Fund ............ 20,000 00

Undivided Profits .......... _

Dividends Unpaid .......... .

Due to Banks in this State..

Due to Banks in other States

Call Money ................

Individual Deposits Subject

DetomaCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 74,656 78

Time Certificates of Deposit. 2,425 50

Savings Deposits -----------

Trust Funds on Deposit. ....

Cashier's Checks ...... _. __ .

462 11

Certified Checks ........... .

Bills Payable --------------

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Mane-" ........ .

Liability on Lett(lrs of Credit

and Acceptances ........ .

Reserve for Interest and Taxes

Other Liabilities ........... .

Total .............. $182,038 03 Total ................ $182,038 03

FIRST ANNUAL REPORT

245

EXAMINER'S REPORT.
FARMERS BANK, FORSYTH.
At Close of Business .August 29, 1920. President-R. T. Persons. Vice-President~R. P. Brooks. Cashier-R. C. Beddick. Directors-R. 'l'. Jersons, R. P. Brook, Geo. Persons, R. D. Maddox, J. F. Castle-
berry, G. W. Waldrep, J. W. Newton, R. C. Goolsby.

RESOURCES

LIABILITIES

Time Loans and Demand

Capital Stock Paid In _______ $ 50,000 00

Loans -------------------$351,754 37 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 50,000 00

United States Bonds ________ --------- Undivided Profits ----------- 17,661 77

Other Stocks and Bonds _____ --------- Dividends Unpaid-----------

Banking House ------------- 3,992 95 Due to Banks in this State __

Furniture and Fixtures_____ 2,493 15 Due to Banks in other States Other Real Estate Owned____ _________ Call Money ________________ _

Due from Banks in this State 214,791 41 Individual Deposits Subject

Due from Banks in other

to Check ________________ _ 495,875 18

States ------------------- 16,496 62 DemandCertificates of Deposit Currency ____ ______________ 7,217 00 Time Certificates of Deposit-

Gold ----------------------- 3,955 00 Savings Deposits ----------Silver, Nickels, Pennies_____ 2,112 85 Trust Funds on Deposit_ ___ _

Advances on Cotton _________ --------- Cashier's Checks ----------Adtiveasnce_s__o_n__o_t_h_e_r__C_o_m__m__o_d_i_- _________ CBeilrltsifiPedayCabhleecks_______________________--_

Checks for Clearing House___ _________ Notes and Bills Rediscounted

Other Checkg and Cash Items 11,120 41 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ -

atenrcsesof__C_r_e_d_i_t__a_n_d_ _A__c_c_e_p_t_- ____ _____ LiaanbdilitAycocnepLtaentcteesrs _o_f__C_r_e_d_i_t

Overdrafts (if any) ________ _________ Reserve for Interest and Taxes

Other Assets ---------------

3 19 Other Liabilities------------

Total.--------~-----------$613,536 95

Total---------------------$613,536 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$215,580 60 Capital Stock Paid In _______ $ 50,000 00

00 Demand Loans ------------- 140,045 89
Loans Secured by Real Estate ---------

Amt. Reserved for Branches Surplus Fund --------~-----

-5-0~000-

United States Bonds ________ --------- Undivided Profits ----------- 19,301 54

Other Stocks and Bonds _____ --------- Dividends Unpaid-----------

Banking Rouse ------------- 3,992 95 Due to Banks in this State __

Furniture and Fixtures_____ 2,493 15 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money --------------- _

Due from Banks in this State 93,289 14 Individual Deposits Subject

Due from Banks in other

to Check ----- ___ ------- _ 371,266 13

..

States ------------------- 12,126 44 DemandCertificates of Deposit

Currency __________________ 10,520 00 Time Certificates of Deposit.

Gold ----------------------- 3,980 00 savings Deposits ----------Silver, Nickels, Pennies_____ 2,128 52 Trust Funds on Deposit.-_-Advances on Cotton _________ --------- Cashier's Checks -----------

Adtiveasnc_e_s__o_n__o_t_h_e_r__C_o__m_m_ _o_d_i_- ____ ____ _ BCielrltsifPieadyaCbhleeck--s----__-_----------------_

Checks for Clearing House._ 4,852 48 Notes and Bills Rediscounted Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances Overdrafts

-

(if-

a;,y)-

_
======_==

-"(558- 5o

and Acceptances __ ------Reserve for Interest and Taxes

Other Assets _______________ _________ Other Liabilities ______ ----- _

TotaL ____________________ $490,567 67 Total --------------------$490,567 67

246

BANKING DEPAR'fMENT

EXAMINEB'S BEPOBT.

MONROE COUNTY BANK, FORSYTH.

At Close of Business November 1, 1920.

President-vV. C. Hill. Vice-President-C. B. Hollis. Cashier-C. W. Hill.

Directors-W. C. Hill, C. W. Hill, C. B. Hollis.

Date of Charter-November 2, 1908.

Began Business October 19, 1908.

RESOURCES

LIABILITIES

Time Loans ----------------$237,254 99 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

38,200 37 59,864 39

ASumrtp.luRsesFeurnvded __fo__r __B_r_a_n_c_h_._es_

25,000 00

United States Bonds ------- --------- Undivided Profits ----------- 13,413 H8

Other Stocks and Bonds_____ Banking House _____________

1,500 00 ________ _

Dividends Unpaid----------Due to Banlrs in this State __

Furniture and Fixtures_-___ Other Real Estate Owned____

1,000 00 ________ _

CDaulel

tMo oBnaenyl<s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State --------- Individual Deposits Subject

Due from Banks in other
States ------------------CG uo lrdr e n_c_y_ _ _-_ -_ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- -_

--------10,490 00
231 00

Detmo aCnhdeCckert-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t Time Certificates of DeposiL Savings Deposits -----------

101,558 29 2,500 05
102,200 30

Silver, Nickels, Pennies ____ _

688 26 Trust Funds on DeposiL _- __

Advances on Cotton ________ _ 6,412 91 Cashier's Checks ____ -- __ - __

601 30

Adtvieasnc_e_s__o_n_ _o_t_h_e_r__C_o_m_ _m__o_d_i_-

________ _

Certified Checks _____ - _____ _ Bills Payable _____________ _

:14,500 00

Checks for Clearing House __ 1,661 11 Notes and Bills Rediscounted

Other Checks and Cash Items 1,22S 47 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

atenrcsesof__C_ r-e_d_ i-t__a-n_d__A__c_c-e_p_t_-

________ _

Liability on Letters of Credit and Acceptances ________ _

Overdrafts (if any) ________ ________ _ Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities ____ - ___ -- _ 2,042 34 Rediscounts ---------------- 87,564 14

TotaL--------------------$374,379 80 Total---------------------$374,379 80

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$179,124 98 Demand Loans ------------- 34,226 24 Loans Secured by Real Estate 92,539 96 United States Bonds ________ --------Other Stocks and Bonds_____ 1,500 00 Banking House __ ------ _-- _- _--- _-- __

Capital Stock Paid In _______ $ 25,000 00 Amt. Reserved for Branches
Surplus Fund -------------- 25,000 00 Undivided Profits ----------- 12,576 46 Dividends Unpaid----------Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned____

1,000 00 ________ _

CDaulel

tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 31,277 14 Individual Deposits Subject



Due from Banks in other States -------------------
Currency -----------------Gold _____ ------------------

3,188 10 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 98,412 11 5,748 00 'l'ime Certificates of DeposiL 2,700 00
36 00 Savings Deposits __________ _ 98,845, 72

Silver, Nickels, Pennies ____ _ 1,160 86 Trust Funds on DeposiL ___ _

Advances on Cotton ________ _ 4,622 25 Cashier's Checks __________ _

500 67

Adtvieasnc_e_s__o_n_ _o_t_h_e_r_ _C_o_ _m_m__o_d_i_-

Certified Checks _- _________ _ ________ _ Bills Payable ' _____________ _

12,000 00

Checks for Clearing House_-

550 00 Notes and Bills Rediscounted 78,615 68

Other Checks and Cash Items

451 49 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-
ances __ - - - _- - - - - - - - - - - - - OO tvheerrd rAa fstsse t s( i f_ _a_n_y_)_ _ _-_-_-_-_-_-_- --

--------_- _-_-_-_-_-_-_- -_

Borrowed Money --------Liability on Letters of Credit
and Acceptances ________ _
Reserve for Interest and Taxes Other Liabilities:

Unearned Interest ---------- 1,774 3R

Total---------------------$355,425 02 Total---------------------$355,425 02

FIRST ANNUAL REPORT

247

EXAMINEE'S BEPOBT.

BANK OF FT. GAINES, FT. GAINES.

At Close of Business September 9, 1920.

President-C. W. Morris. Cashier-\V. L. Paullin.

Directors-C. \Y. 1\Iorris, W. L. Paullin, Mrs. J. K Paullin.

-D-a-te-o-f-C-h-a-r-te-r--S-e-pt-e-m-b-er--2,-1-8-89-. -----------------B-egan Business-1891.

RESOURCES

LIABILITIES

Time Loans ----- __________ .$185,865 08 Capital Stock Paid In ______ .$ 50,000 00

Demand Loans -- ___________ 13,442 62 Amt. Reserved for Branches

Loans Secured by Real Estate 23,000 00 Surplus Fund _____________ _ 35,000 00 United States Bonds________ 14,325 16 Undivided Profits __________ _ 16,677 66 Other Stocks and Bonds _____ ---------,Dividends Unpaid __________ _

Banking House ------------- --------- Due to Banks in this State __

Furniture and Fixtures_____ 1,500 00 D1e to Banks in other States

Other Real Bstate Owned ____ --------- Call Money ----------------

Due from Banks in this State 8,008 11 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 72,794 73

States ------------------- 14,967 15 DemandCertificates of Deposit Currency __________________ 2,577 00 Time Certificates of DeposiL 14,831 73

Gold ----------------------Silver, Nickels, Pennies_____

140 00 Savings Deposits ----------362 94 Cashier's Checks -----------

37 25

Advances on Cotton _________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable _____________ _ 60,000 00

ties ---------------------- --------- Notes and Bills Rediscounted 18,142 00

Checks for Clearing House__

68 89 Certificates of Deposit for

Other Checks and Cash Items 3,287 75 Borrowed Money ---------

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances ________ _

ances __ - _-- __ - ___ _ _ __ _ __ _ ___ ----- _ Reserve for Interest and Taxes

Overdrafts (if any) ________

35 52 Other Liabilities __________ _

Other Assets _______________ ________ _

96 85

TotaL ______________ ------$267,580 22

Total _____________________ $2~7,580 22

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$148,137 57 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------- 21,189 43 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 17,697 67 Surplus Fund -------------- 35,000 00

United States Bonds ------- 1,404 15 Undivided Profits ---------- 17,464 25

Other Stocks and Bonds _____ --------- Dividends Unpaid----------- ---------

Banking House ------------- --------- Due to Banks in this State__

72 80

Furniture and Fixtures_____ 1,500 00 Due to Banks in other States

182 87

Other Real Estate Owned ____ ---------Call Money ---------------- ---------

Due from Banks in this State 8,923 98 Individual Deposits Subject

Due from Banks in other

to Check ------------------ 66,488 37

States ------------------- 4,018 50 Demand Certificates of Deposit ---------

Currency ------------------ 6,440 00 Time Certificates of DeposiL 9,957 73

Gold ----------------------Silver, Nickels, Pennies_____

150 00 Savings Deposits ----------- --------678 91 Trust Funds on Deposit _____ ---------

Advances on Cotton _________ 22,503 81 Cashier's Checks ----------- ---------

Advances on other Commodi-

Certified Checks ____ -------- ---------

ties---------------------- ---------Bills Payable-------------- 50,000 00 Checks for Clearing House__ 1,230 44 Notes and Bills Rediscounted 7,500 00

Other Checks and Cash Items

434 03 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ ------- ---------

ters of Credit and Accept-

Liability on Letters of Credit "'

ances ___________ _ _ __ _ _ __ _ __ _ _ _ ___ _ and Acceptances __ ------- ---------

Overdrafts (if any) ________

147 46 Reserve for Interest and Taxes ---------

Other Assets:

Other Liabilities __ - _-------- --------.

Clay County Warrants _____ _ 2,210 07

Total _____________________ $236,666 02 Total _____________________ $236,666 02

248

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

THE UNION SAVINGS BANK, FT. GAINE.S.

At Close of Business September 8. 1920.

President-E. W. Chambers. Vice-President-B. F. Pearce.
Cashier-W. A. McAllister. Directors-E. \V. Chambers, B. F. Pearce, W. A. McAllister. W. T. Credille, B.
M. Turnipseed, B. F. Grimsley, L. P. Brown.

Date of Charter-July 30, 1910.

Began Business-August 15, 1910.

RESOURCES

LIABILITIES

Time Loans ----------------$ 98,891 35 Capital Stock Paid In ______ .$ 27,150 00

Demand Loans ------------- 2,667 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds - _____ _

15,000 00 Surplus Fund -------------5,000 00 Undivided Profits - ______ ---

3,000 00 3,916 42

Other Stocks and Bonds ____ _ Banking House ____________ _

Dividends Unpaid ---------Due to Banks in this State __

Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

1,632 38 3,975 82

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 3,961 98 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

4,863 17 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 35,900 26 1,395 00 Time Certificates of DeposiL 3,520 00

GS iollvde r ,- -N- -i -c -k-e-l s-,- -P- e- n- -n-i e- -s -_-__-_- -_ Advances on Cotton ________ _

110 00 Savings Deposits ----------34 90 Cashier's Checks ----------Certified Checks _-- ______ ---

24 35

Advances on other Commodi-

Bills Payable -------------- 60,000 00

Chteiceks s -f-o-r---C-l-e-a-r-in-g---H-o-u--se--__-

Notes and Bills Rediscounted 5,224 06 412 10 Certificates of Deposit for

Other Checks and Cash Items

93 26 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances __ -------

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -_-_-_-_ -_ _-_- -_

Reserve for Interest and Taxes 397 06 Other Liabilities _- ______ ---

23 39

Other Assets ---------------

324 46

Total _____________________ $138,758 48

Total .. ------------------$138,758 48

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -- _____________ $ Demand Loans ____________ _

67,383 550

97 00

Capital Stock Paid In-------$ Amt. Reserved for Branches

27,150

00

Loans Secured by Real Estate 18,775 00 Surplus Fund -------------- 3,000 00 United States Bonds -- ____ - 5,000 00 Undivided Profits __ --------- 3,965 59

Other Stocks and Bonds ____ -

Dividends Unpaid ___ -- __ ---

Banking House -- ___ ---- ___ -

Due to Banks in this State_-

Furniture and Fixtures ____ - 1,632 38 Due to Banks in other States

Other Real Estate Owned ___ _ 3,975 82 Call Money ______ ----------

Due from Banks in this State 3,226 59 Individual Deposits Subject

Due from Banks in other

to Check ______ ---------- 30,088 06

States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- e- -n-n-i -e-s -_-__-_- -_ Advances on Cotton _______ _

2,421 85 181 00 125 00 4 19 315 75

Demand Certificates of Deposit Time Certificates of DeposiL Savings Deposits ----------Trust Funds on DeposiL---Cashier's Checks -----------

4,120 00 198 22

Advances on other CommodiChteiecsks--fo--r --C-l-e-a-r-in--g--H-o--u-s-e-_--

Certified Checks __ ---------Bills Payable ____ ---------- 31,000 00 1,108 41 Notes and Bills Rediscounted 5,224 06

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - -( I-f- -a-n-y- )- -_-_-_-_-_ -_ _-_- -_

and Acceptances _-------45 97 Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities __ ----------

Total --------------------$104,745 93 Total --------------------$104,745 93

FIRST ANNUAL REPORT

249


EXAMINEE'S BEPOBT.

CITIZENS BANK, FORT VALLEY.
At Close of Business August 21, 1920.

p,resident-A. J. Evans. Vice-Presidents-iL. L. Brown, C. E. Martin.
Cashier-B. H. Fincher. Directors-A. J. Evans, Louis L. Brown, C. E. Martin, J. H. Baird, J. E. Davidson,
J. W. Frederick, C. B. Nicholls, J. W. RundaH, W. A. Woodall.

Date of Charter-January 8, 1910.

Began Business-December 1, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$945,758 41 Capital Stock Paid In _______ $100,000 00

Demand Loans ------------- 10,027 24 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 50,196 72 l'nited States Bonds ________ 33,050 00 Undivided Profits ---------- 37,976 09

~~l~~n~toJ~~s~n~- -~~~~~~ ~ ~ ~ ~ __2~~~~ _~~ 1S~'~idte~'~an~~Pf~dtl;i~- Stat~:: :::::::::

J<'urniture and Fixtures_____ 5,380 34 Due to Banks in other States ---------

Other Real Estate Owned____

300 00 Call Money ---------------- ---------

llue from Banks in this State 39,769 21 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 432,170 86

States ------------------- 77,838 83 Demand Certificates of Deposit 7,000 00

Currency ------------------ 14,756 00 Time Certificates of Deposit_ 164,182 !>!}

Gold -----------------------

805 00 Savings Deposits ----------- 43,872 35

Silver, Nickels, Pennies_____ 4,788 21 Trust Funds on Deposit_____ 6,000 00

Advances on Cotton _________ --------- Cashier's Checks ----------- 7,561 43

Advances on other Commodi-

Certified Checks ------------ 16,046 09

ties ---------------------- _________ Bills Payable --------------- 75,000 00 Checks for Clearing House._ 1,437 42 Notes and Bills Rediscounted 202,974 64

Other Checks and Cash Items 6,352 55 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

ances -------------------- --------- and Acceptances --------- --------Overdrafts (if any)-------- --------- ReserveforinterestandTaxes ---------

Otller Assets ---------------

39 52 OtlJer Liabilities------------ ---------

Total -------------------$1,142,980 73 Total -------------------$1,142,980 73

BANK'S STATEMENT at Close of Business December 15, 1~20.

RESOURCES

LIABILITIES

Time Loans ----------------$836,255 12 Capital Stock Paid In-------$100,000 00 Demand Loans ------------- 4,310 5s Amt. Reserved for Branches ________ -

Loans Secured by Real Estate --------- Surplus Fund -------------- 50,196 72

United States Bonds

34,728 Oo Undivided profits _ __ _ __ _ _ _ _ 15,245 82

ORathnekrinSgtoHcokus saen_d__B_o_n_d_s_._________

_ _1_,_0_0_0__Oo_

Dividends Unpaid ---------Due to Banks in this State._

482 00 4,031 75

Furniture and Fixtures ____ _ Other Real Estate Owned. __ _
Due from Banks in this State

5,380 34 Due to Ranks in other States --- _----300 00 Call Money ---------------- ---------
8,253 65 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_

9,139 69 9, 706 00
815 00 3,410 42

to Check ----------------- 224,004 93 Demand Certificates of Deposit ____ --- _Time Certificates of Deposit. 149,423 86 Savings Deposits ----------- 41,503 03 Trust Funds on Deposit ____ _ 6,000 Ol!

Advances on Cotton Adtvieasnc_e_s__o_n__o_t_h_e_r__C_o_m_ _m_ _o_d_i_-

14,599 36 ________ _

CCearsthifiieerd's CChheecckkss _-_-_-__-_-_-_-_-_-_--_ Bills Payable _____________ _

3,137 767
183,832

65 65 30

Checks for Clearing House___ 4,052 88 Notes and Bills Rediscounted 194,891 69

Other Checks and Cash Items 16,362 28 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ______ - _ _ - ___ -----

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances --------- ---------

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes 3,777 19

Other Assets:

Other Liabilities ____________ ---------

Rills of Exchange __________ 28,981 27

TotaL _____ ------ ______ ---$977,294 59 Total---------------------$977,294 59

250

BANKING DEPAR'rMENT

EXAMINEB.'S B.EPOB.T.

EXCHANGE BANK, FT. VALLEY.

At Close of Business October 2, 1920.

President-W. C. Wright. Vice-President-H. E. Brown. Cashier-S. B. Drown.

DirPctors-"' C. \'.'right, Jno. A. Houser, F. 0. M.iller, R. E. Brown, .T. D. K<n-

drick, A. M. Soloman, V. L. Brown, B. T. Marshall, W. N. wright.

Date of Charter-December 28, 1888.

Began Business-December 28, 1888

RESOURCES

LIA BI L TTlES

Time Loans ----------------$384,739 82 Capital Stock Paid In _______ $ 50,000 oo

Demand Loans ------------ ________ _ Amt. Reserved for Branches

Loans Secured by Real Estate 1 ~9.59.7 06 Surplus Fund -------------- 25,000 00

United States Bonds________

!56 85 Undivided Profits _________ _ 15,662 6~ .

OBathnekrinSgtoHckous saend_ __B_o_n_d_s___________

-_ -_ -_ _- _- _-_-_- -_

Dividends Unpaid _________ _ Due to Ranks in this State._

Furniture and Fixtures ____ _ Other Real Estate Owned____

~.285 28 ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

!i0,088 08

Due from Banks in this State 17,886 :l7 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 180,358 28

CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Gold ______________________ _

3,234 32 Demand Certificates of Deposit 3,500 00

4,508 00 Time Certificates of Deposit. 82,768 46

2,780 00 Savings Deposits ----------~

53 27

Silver, Nickels, Pennies ____ _ 1,848 72 Trust Funds on Deposit_ ___ _ Advances on Cotton _________________ _ Cashier's Checks __________ _

---------
343 51

Adtiveasnc_e_s__o_n_ _o_t_h_e_r_ _C_o_m__m_ _o_d_i-_

________ _

Certified Checks _ ~- ________ _ Bills PayablE' --------------

35 135,100

50 00

Checks for Clearing House._

955 47 :'-Jotes and Bills Rediscounted 21,686 32

Other Checks and Cash Items 2,517 64 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_-_-_ -_ _- -_

--------2,605 82

and Acceptances ________ _ Reserve for Interest and TaxeH

Other Assets:

Other Liabilities:

Rills of F.xchange ----------

525 00 Over and under Aeconnt _ __ _

44 31

Total _____________________ $564,640 35 TotaL ___________________ .$564,610 3fi

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$498,308 82 Capital Stocl< Paid In _______ $ 50,000 00 Demand Loans ____________ _________ Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surplus Fund-------------- 25,000 00

United States Bonds _______

156 85 Undivided Profits __ ------ _- 12,936 46

Other Stocks and Bonds_____ _________ Dividends Unpaid _________ _

Banking- House------------- --------- Due to Banks in this State __ F1,1rniture and Fixtures_____ 3,879 32 Due to Banks in other States

36 58

Other Real Estate Owned ____ --------- Call Money ----------------

Due from Banks in this State 20,872 38 Indi vidt'al Deposits Subject

Due from Banks in other

to Check ----------------- 191,603 46

States ___________________ 8,450 73 Demand Certificates of Deposit

GCoulrdren_ _o_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Silver. Nickels. Pennies---~Advances on Cotton _________ Advances on other Commodi-
ties ---------------------Checks for Clearing- House__ Other CheC"ks and Cash Items

32,,860974 5000 1,444 78 ---------
--------956 96 976 73

TSaimviengC-serDtiefpicoastietss o_f__D__e_p_o_s_i_L_

76,925 94 50 27

Trust Funds on Deposit_ ___ _

Cashier's Checks ----------- l ,013 49

Certified Checks _-----------

395 81

Bills Pa~able -------------- 185,000 00

Note,; and Bills Rediscounted

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _--------

ters of Credit and Accept-

Liability on Letters of Credit

ances ____________________ _________ and A ccentances ________ -

Overdrafts (if an~) _ __ __ __ _ l ,413 94 He,erve for Interest and Taxe,;

Other AsRet,; --------------- --------- Otrer Liabilities------------

Total _____________________ $fi42,962 01

TotaL ___________ ------ ---$542,962 01

FmsT ANNUAL REPORT

251

EXAMilii"EB'S B.EPOBT.

BANK OF HEARD COUNTY, FRANKLIN.

At Close of Business September 28, 1920.

President-Frank S. Loftin. Vice-President-E. E. Lewis. Cashier-E. E. Lewis.

Directors-Frank S. Loftin, E. E. Lewis, J. ,V. Daniel, 0. A. More, P. C. Whitley,
C. J. Mcntgcmery, Jce. T . .Jackson, T. M. Awbrey, W. A. Ridley.

Date of Charter-October 14, 1905.

Began Business-October 18, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$142,869 34 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds_____

16,880 52 ________ _

Amt. Reserved for Branches Surplus Fund _____ ---------

10,845 00 Undivided Profits _________ _

________ _ Dividends Unpaid _---- _----

17,000 00 7,952 87

Banking House ------------ 2,844 00 Due to Banks in this State __

Furniture and Fixtures_____ 2,054 54 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money _______________ _

Due from Banks in this State 4,358 61 Individual Deposits Subject

Due from Banks in other States -------------------

1,132 18 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 71,462 11

Currency ------------------ 2,611 00 Time Certificates of Deposit_ 22,175 00

Gold ----------------------Silver, Nickels, Pennies_____

250 1,686

00 65

Savings Deposits Cashier's Checks

---------------------

39,943 29 6 33

Advances on Cotton _________ Achances on other Commodi-
ties ___ - _- __ -- _----------Checks for Clearing House __

--------- CBeilrltsifiPedayCabhleecks_____-_-_- ___-_-_____-_--_
--------- Xotes and Bills Rediscounted 245 41 Certificates of Deposit for

10,000 00

Other Checks and Cash Items Customers Liability on Let-

1,762 38 Borro"red Money ________ _ LiRbility on Letters of Credit

ters of Credit and Accept-

Rnd Acceptances ________ _

ances ____ ________ ________ ________ _ (h'erdrafts (if any) ________________ _ Other Assets ______________ ________ _

Heserve for Interest and Taxes Other Liabilities _________ - __

TotRI --------------------$193,539 63

Total --------------------$193,539 63

BANK'S STATEMENT at Close of Business December 15, BZO.

HESOURCES

LIABILITIES

Time Loans ---------------$118,818 26 Demand Loans ------------- 16,889 53

Capital Stock Paid Amt. Reserved for

Tn _______ $ Branches

25,000

00

Loans Secured by Real Estate United States Bonds-Liberty Other Stocks and Bonds_____

12,484 03 Surplus Fund -------------11,345 00 Undivided Profits----------_________ Dividends Unpaid _________ _

17,000 ou
7,339 14

Banking House ------------ 2,844 00 Due to Banks in this State __ Vurniture and Fixtures_____ 2, 05 4 54 Due to Banks in other States

Other Real Estate Owned ____ , --------- Call Money ---------------Due from Banks in this State 6,538 01 Individual Deposits Subject

Due from Banks in other

CurSrteantce~s

------------- __ -- _ _ _------- __ -- __ - _ _ _

1,005 94 10,150 00

Gold ----------------------Silver, Nickels, Pennies_____

2,2~5600

00 24

Advances on Cotton __________________

Advances on other Commodities _--- _-- __ --- ______ - ___ __ _ ___ __ _

Checks for Clearing House___ _________

to Check ----------------Demand Certificates of Deposit Time Certificates of Deposit_

S'fa'rvuisntgsl~uDnedpsoosints

------Deposit_

---___ _

Cashier's Checks __________ _

Certified Checks ___________ _ Bills Payable __ -,- _________ _

Notes and Bills Rediscounted

61,900 08
21 ,77fi oo
38,116 86 187 37
15,000 00

Other Checks ar>d Cash Items 1,4iS 90 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ -

ters of Credit and Accept-

Liability on Letters of Credit

ances ___ - ___ - ____ -- __ - ___ ___ _ _ ___ _ and Acceptances ________ _

Overdrafts (if any) ____ - _ _ _ _ __ - ___ __ He serve for Interest and Taxes

Other Assets----------------------- Other Liabilities-----------

Total --------------------$186,318 45

Total --------------------$186,318 45

252

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

PEOPLES BANK, FRANKLIN.

At Close of Business September 29, 1920.

President-A. J. Jackson. Vice-President-G. A. Adams. Cashier-G. A. Adams.

Directors--A. J. Jackson, G. A. Adams, C. E. Adams, E. M. Trammell, J. R. Shelnut, Pierce Crews.

Date of Charter-August 18, 1906.

Began Business-September 5, 1906.

RESOURCES

LIABILITIES

Time Loans ----- ___________ $ 82,850 20 Capital Stock Paid In_- ____ -$ 25,000 00

Demand Loans ---------------16,139 07 Loans Secured by Real Estate ---------

Amt. Reserved for Branches Surplus Fund __ ------- ____ _

United States Bonds________ 2,000 00 Undivided Profits----------

7,000 00 3,998 07

Other Stocks and Bonds_____ ________ _ Dividends Unpaid __ - _-------

60 00

Banking House - __________ _ 2,000 00

Furniture and Fixtures ____ _ 1,116 71

Other Real Estate Owned ___ _ 3,150 00

Due from Banks in this State 3,180,22

Due from Banks in other

States ------------------CGuolrdren-c-y-------_-----__--- -_-_-_-_-_-_-_-__-_--_

1,003 16 960 00 352 50

Silver, Nickels, Pennies ____ _

613 01

Advances on Cotton _________ ---------

Due to Banks in this State __ CDaulel tMo oBnaenyks__i_n__o_t_h_e_r--S_t_a_t_es_
Individual Deposits Subject
DetomaCnhdeCckert-i-fi-c-a-t-e-s-o--f -D-e--p-o-s-it Time Certificates of Deposit_ Savings Deposits __________ _ Trust Funds on Deposit_ ___ _ Cashier's Checks ____ ---- _--

38,201 25
2, 709 34 2,900 00

Advances on other Commodities __ --------- ___ _ _ __ _ __ _

________ _ CBielrltsifiPedayCabhleecks_____________-_-_-_-_-_--_

35,000 00

Checks for Clearing House __ --------- Notes and Bills Rediscounted

Other Checks and Cash Items

497 22 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _____ - __ -

ters of Credit and Acceptances __ ------- __ _ _ __ _ _ __ _

________ _

Liability on Letters of Credit and Acceptances ________ _

Overdrafts (if any) _______ _ Other Assets __ - __ _ _ _ __ _ _ __

_ _1_,_0_0_6_ _57_

Reserve for Interest and Taxes Other Liabilities _____ - __ ----

Total _____________________ $114,868 66 Total _____________________ $114,868 66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

----------------$ Time Loans
Demand Loans -------------
oo Loans Secured by Real Estate
United States Bonds _______ _

70,247 16 10,560 70
2,000 00

Capital Stock Paid In _______ $ 25,000 00

Amt. Reserved for Branches

USunrdpilvuisdedFuPnrdofi-t-s --_-_-_-_-_-__-_-_-_--_

7,000 3,912 03

Other Stocks and Bonds ____ _ --------- Dividends Unpaid-----------

40 00

Banking House -----------Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

2,000 00 Due to Banks in this State __

1,116 3,150

0710

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 4,192 70 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------SGiol vl de r ,- -N- -i -c k- -e-l s-,- -P-e- n- -n-i e- s- -_-__-_- -_

33 25 Detmo aCndheCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 9,933 00 Time Certificates of Deposit_
402 50 Savings Deposits __________ _ 850 24 Trust Funds on Deposit_ ___ _

53,743 44
2,900 00

Advances on Cotton ________ _

CaRhier's Checks __________ _

Adtiveasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_-

Certified Checks ___________ _ Bills Payable _____________ _ 24,000 00

Checks for Clearing House __ 3,560 70 1'\otes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_-_ -_ -_

Liability on Letters of Credit and Acceptances ________ _
1,089 44 Reserve for Interest and Taxes

Other As:-;ets:

Other Liabilities------------

County Warrants ---------- 7,459 07

Total --------------------$116,595 47 Total --------------------$116,595 47

FIRST ANNUAL REPORT

253

EXAlllliNEB.'S BEPOBT.

THE CITIZENS BANK, GAINESVILLE.

At Close of Business Decembe.r 16, 1920.

. President-J. C. Pruitt. Vice-Presidents-J. C. Hosch, M. W. Webb. Cashier-C. L. Newton.

Directors-J. M. Hulsey, W. A. Roper, J. N. Rogers.

Date of Charter-May 19, 1920.

Began Business-June 2, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$757,318 50 Capital Stock Paid In .... _.. $ 50,000 00

Demand Loans ------------- 7,172 64 Amt. Reserved for Branches Loans Secured by Real Estate ______ . __ Surplus Fund -------------United States Bonds __ ___ __ _ 66,450 00 Undivided Profits _______ -- _ 44,998 30

OB at hnekri nSg t oHcokus s ea n_d_ _ _B_o_n_d_s_._._._._

-_-_-_-_ _- _-_-_- -_

Dividends Unpaid _______ - __ Due to Banks in this State..

20,371 98

Furniture and Fixtures. ___ . Other Real Estate Owned ....

5,078 76 _______ __

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in other

---------

Individual Deposits Subject to Check ___ - ____ --- __ - __ 259,703 92

States ------------------Currency -----------------GS iollvde r ,- -N- -i -c -k-e-l s-,- -P- -e-n-n-i-e-s-. -_-_-_ -. Advances on Cotton _______ __

86,689 82 25,398 00
920 00 5, 722 05 2,616 11

Demand Certificates of Deposit Time Certificates of Deposit. 28,395 00 Savings Deposits ________ --. 322,629 08 Trust Funds on Deposit._-._ Cashier's Checks __ .. ------- 2,305 57

Advances on other Commodi-

Certified Checks .. __ -.-- .. --

ties -. __ --. __ -- ___ .--. __ - . ________ . Bills Payable __ - ____ - __ .. --- 247,500 00

Checks for Clearing House.. 4,134 07 Notes and Bills Rediscounted

Other Checks and Cash Items 6,496 40 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _- .... --.

atenrcsesof__C- r_e_d_i_t__a_n_d__A__c_c_e_p_t-_

________ _

Liability on Letters of Credit and Acceptances _.-- .. -.-

Overdrafts (if any) -------- 10,114 71 Reserve for Interest and Taxes . -- .. _.. _

Other Assets:

Other Liabilities -- .... --.- .. 2,228 62

Revenue Stamps ------------

21 41

Total --------------------$978,132 47 Total --------------------$978,132 47

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$764,516 87 Capital Stock Paid In ....... $ 50,000 00 Demand Loans __ __ __ __ __ __ _ 4,892 35 Amt. Reserved for Branches '"Rns Secured by Real Estate ________ . Surnlus Fund ____________ __ United States Bonds __ __ __ __ 66,450 00 Undivided Profits ___ .. ___ .. _ 44,835 22

ORathnekrinSg toHcokussean_d_ ..B_o_n_d__s_._... ._

-__- -_-_-_-__-_- -_

Dividends Unpaid ---------Due to Banks in this State .

21,725 09

Furniture and Fixtures .. ___ Other Real. Estate Owned . . __

5,078 76 ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_te__s

Due from Banks in this State Due from Banks in other
CuSrtraetnecsy --_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_-_
Gold ~---------------------Silver, Nickels. Pennies ___ __ P. dvances on Cotton _. ___ . __ _ Advances on other Commodi-
Chteiecsks --fo--r -C--l-e-a-r-in-g---H-o-u--s-e-._Other Checks and Cash Items Customers' Liability on Let-

47,737 42
35,384 39 25,071 00
920 00 5. 664 99 2,616 11
.- _-_-_-_-_-_-_- -. 8,721 26

Individual Deposits Subject Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 254,813 30 Time Certificates of Deposit. 28,8 95 00 Saving-s Deposits . __ . _:. __ . 324,125 72 'f'rust Funds on Deposit .... _ Cashier's Checks ___ .. _____ _ 3,300 07 Certified Checks . __ . _. __ . __ . Bills Payable .. ___________ _ 2!7,500 00 "."ote~ ard Bills Rediscounted Certificates of Deposit for
Borrowed Money . _.. __ ...

ters of Credit and Accept-
ances -~-----------------Overdrafts (if any) ________ . Other Assets:

Lfabilitv on Letters of Credit and Accentances _- ... _- ..
8,119 84 Reserve for Interest and Taxes Other Liabilities __________ _

flE"YPnne Stamp:-; -----------

21 41

Total --------------------$975,194 40 Total --------------------$975,194 40

r
!

I

254

BANKING DEPARTMENT

EXAlllliNEB'S BEPOBT.

FARMERS & MERCHANTS BANK, GAINESVILLE.

At Close of Business November 3, 1920. -

President-Felix Jackson. Vice-Presidents-IHayne Palmour, .J. A. Rudolph.
Cashier-A. G. Maxwell. Directors-Felix Jackson, G. E. Pilgrim, D. W. Ande'l'son, Hayne Palmour, E. C.
Palmour, C. H. Martin, B. S. Barker, .J. A. Rudolph, G. J. Haynes, \Y. H. MuncY.

Date of Charter-November 19, 1913.

Began Bu'siness-December 2, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$308,625 98 Capital Stock Paid In _______ $ 75,000 00

Demand Loans ------------- 91,035 S6 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund -------------- 6,500 00

United States Bonds -------- 16,764 26 Undivided Profits ----------- 2,588 71

Other Stocks and Bonds_____ 1.496 88 Dividends Unpaid----------Banking House, Improvements 4,724 77 Due to Banks in this State __

110 00

Furniture and Fixtures_____ 4,189 13 Due to Banks in other States Other Real Estate Owned ____________ _ Call Mone) ________ ------ __ 55,000 00 Due from Banks ____________ 12,602 14 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 178,884 53

States ------------------- ________ _ Demand Certificates of Deposit

Currency -----------------GS iollvde r .- N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-__-_- -_

2,~82 00 Time Certificates of Deposit_ 7,966 Hi 125 00 Savings Deposits ----------- 73,886.30 861 32 Trust Funds on DeposiL-- __

Advances on Cotton _________ --------- Cashier's Checks -----------

Adtvieasnc_e_s_ _o_n__o_t_h_e_r_ _C_o_m_ _m_ _o_d_i-_

Certified Checks _______ --- __ ________ _ Bills Payable _____________ _

50,000 00

Checks for Clearing House__ ________ _ Notes and Bills Rediscounted

Other Checks and Cash Items

220 75 Certificates of Deposit for

Customers' Liabilit:- on Let-

Borrowed Money __ -------

ters of Credit and Accept-

Liability on Letter" of Credit

ances _ __ _ __ _ __ _ _ _ __ _ __ ___ __- _- ___ _ and Acceptances _------ _-

Overdrafts (if any) _______ _ Other A SS40'ts:

4,208 u

Reserve for Interest and Taxes Other Liabilities __________ _

350 00

Depositors' Guarantee Fund_ 2,913 15

Cash Short -----------------

36 31

Total --------------------$450,285 69 Total --------------------$450,285 69

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$212,48! 10 Capital Stock Paid In_---- __ $ 75,000 00

Demand Loans ------------- 53,400 97 Amt. Re><erved for Branches

Loans Secured by Real Estate United States Bonds --------

37.565 16,764

12 26

SDuivrpidluens dsFuUndnpa-i-d---_-_-_-_-_-_-_-_-_-_

6,500 00 26 00

Other Stocks and Bonds_____ 22,096 88 Undivided Profits ---------- 1,458 36

Furniture and Fixtures and

Due to Banks in this State __ 35,249 27

OtIhmerprRoevaelmEesnttaste -O-w--n-e-d-_-_-_-_-

8,966 90 ________ _

DuP to Banks in other States Call Money __________ ---- __

25,000 00

Due from Banks in this State 40,662 38 IndividFal Deposits Subject

Due from Banks in other

to Check ----------------- 158,967 9t

States Cu rrenc~: --__-_-_-.--_-_-_-__-_-_-_-_-_-_-_--_

4,863 69 Demand Certificates of Deposit 16,634 00 Time Certificates of Deposit_

6,591 15

Gold -----------------------

170 00 Savings Deposits ----------- 70,629 05

Silver, Nickels. Pennies ____ _ 2,199 95 'l'rust Funds on DeposiL-- __

Advances on Cotton. _______ _

Cashier's Checks -----------

847 72

Adtvieasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i-_

Certified Checks ___ -- __ --- __ Bills Payable -- __ --- __ - _- __ 45,000 00

Checks for Clearin~ House __ 3,319 04 "Jotes and Bills Rediscounted

Otller Checks and Cash Items

594 35 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- -( i-f- -a-n-y- )- -U-n- -s e-c-u- -r P- -d Overdrafts (if any) R<>cured _

and Acceptances -- _---- _-
7 ss Reserve for Interest and Taxes
2.977 42 Otlwr Liabilities ________ - __

350 00

Other Aflsets:

nepositon;' Guarantee F'und _ 2.9n H>

Total --------------------$425,619 49 Total --------------------$425,619 49

FIRST ANNUAL REPORT

255

EXAMINER'S REPORT.

STATE BANKING COMPANY, GAINESVILLE.

At Close of Business August 14, 1920.

President-T. E. Atkins. Vice-President~R. J. Sanders. Cashier-W. R. \Vinburn.

Directors-T. E. Atkins, R. J. ~'landers, \\'. R. Winburn. Geo. P. I<Jstes, S. B. Carter.

Date of Charter-1888.

Began Business-1888.

RESOURCES

LIABILITIES

Time Loans ----------------$425,000 00 Capital Stock Paid In _______ $ 75,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ------Other Stocks and Bonds ____

10,000 00 Amt. Reserved for Branches

34 633 20 22:209 00 ---------

US unrdpi vl ui dse dF uPnrdo f i-t s- - -_ -_ _- _- _-_-_-_-_-_- -_ Dividends Unpaid _________ _

30,000 oo
16,294 31

Banking House ------------- --------- Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned.___

5,100 00 ________ _

CDaulel

tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_te__s

Due from Banks in this State 19,968 06 Individual Deposits Subject

Due from Banks in other States -------------------

10,415 87 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 194,062 61

CGuolrdren_c_y____-_-_-_-_-_-_-_-_-_-- -_-_-_-_-_-_-_

_ _5_,9_8_0___00_

Time Certificates Savings Deposits

of Deposit. -----------

130,104

45

Silver. Nickels, Pennies_____

993 8 7 Trust Funds on Deposit ____ _

Advances on Cotton_________ __ ______ _ Caslner's Checks __ -- __ -- __ _

Advances on other Commodi-

Certified Checks ___________ _

112 25

ties ---------------------- --------- Bills Payable _____________ _ 9fi,OOO 00

Checks for Clearing House._ 5,473 60 Notes and Bills Rediscounted

Ot!1er Checks and Cash Items 10,320 91 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ____ -- __ _

ters of Credit and Accept-

Liability on Letters of Credit

ances ___ ---- _-- __ -------- ------ --- and Acceptances ________ _

Overdrafts (if any) --------- 2,618 26 Reserve for Interest and Taxes

Ot!1er Assets:
Revenue Stamps ----------Transit Account ------------

28 00 2,825 46

ODethpeorsitLoirasbil_i_ti_e_s_:___________ _ Cash Long ________________ _

14,976 03 16 58

Total --------------------$555,566 23

Total ____________________ $555,566 23

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCI<JS

LIABILITIES

Time Loans ----------------$383,667 86 Capital Stock Paid In _______ $ 75,000 00 Demand Loans __ _ __ __ __ _ __ _ 3,500 00 A mt. ReFerved for Branches

Loans Secured by Real Estate United States Bonds ________

28,230 00 21,094 00

SUunrdpilvuids edFuPndrof-it-s---_-_-_-__-_-_-_-_--_

30,000 00 14,980 26

Other Stocks and Bonds ____________ _ Dividends Unpaid ________ __

Banking House _____________ ________ _ Due to Banks in this State._

Furniture and Fixtures_____ Other Real Estate Owned ____

5,100 00 ---------

CDaulel tMo oRnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 25,509 57 Individufll Deposits Subject

Due from Banks in other States--------------------

10,638 36 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 164,982 19

Currency ------------------ 9,952 00 Time Certificates of Deposit. 105,698 76

Gold ----------------------- ________ _ Savings Deoosits -----------

Silver, Nickels. Pennies___

1.174 39 'f'rust Funds on Deposit. ___ _

Advances on Cotton_________ 1,596 72 Cashier's Checks __________ _

Adtvieasnce__s __o_n__o_t_h_e_r.__C_o_m_ _m__od__i-_

________ _

Certified C\1ecks ___ ------- __ Bills Payable ___ - __ - __ ---- __

36 110,000

fiO 00

Checks for Clearing- House._

806 89 ;\Totes and Bills Rediscounted

Other Checks and Cash Items 1,033 38 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ____ - ___ _

ters of Credit and Accept-

Liabilitv on Letters of Credit

ances -------------------- --------- and Accentances _____ - __ _

Overdrafts (if any) -------- 3,148 49 Reserv<' for Interest and Taxes

Other Assets:

Other Liabilities __________ _

Cash Items in Transit______ 5,218 05

Revenue Stamps ____ _ ____ __

28 00

Total --------------------$500,697 71 Total --------------------$500,697 71

"'r""' """"""_..,._...,.,.,,,.,.,.,,._,_..,,,.,_~.,.,.,v~T-c~"~
I

256

BANKING DEPARTMENT

EXAMINER'S B.EPOB.T.

FARMERS & MERCHANTS BANK, GARFIELD.

At Close of Business July 10, 1920.

President-J. A. Chapman. Vice-President-H. H. Stewart. Cashiecr-D. M. Cason.

Directors-.J. A. Chapman, H. H. Stewart, R. T. Chance, 0. F. Cowart, R. N. Gay,

J. R. James, J. R. Johnson, N. A. Deal, J. J. Anderson.

Date of Charter-January 9, 1911.

Began Buisness-February 16, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$ 74,133 55

Demand Loans -------------

118 54

Loans Secured by Real Estate 3,573 Oo

United States Bonds ------- 5,050 00 Other Stocks and Bonds ____ _

Banking House ------------Furniture and Fixtures ____ _ Other Real F::state Owned ___ _

4,207 48 3,189 46

Due from Banks in this State 8,918 88

DuSetatfersom___B__a_n_k_s___i_n___o_t_h_er_ 5,839 08

GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _

1,615 00
360 00 1,004 76

Advances on Cotton _________ ---------

Adtvieasnc_e_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i-_

Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,381 00

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_-_-_-_ _- -_ Other Assets _____________ _

6 30

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches Surplus Fund -------------- 1,500 00 Undivided Profits ----------- 7,742 57 Dividends Unpaid ---------Due to Banks in this State __
Due to Banks in other States

Call Money ---------------Individual Deposits Subject

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 46,240 37 Time Certificates of DeposiL 28,668 87

CSaavshiniegrs'sDCephoesciktss -_-_-_-_-_-_-_-_-_-_-_ Certified Checks ___________ _ Bills Payable ______________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

245 24 10,000 00

Liability on Letters of Credit and Acceptances _--- _- __ _

Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$109,397 05 Total --------------------$109,397 05

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n-s- - -_-_-_-_-_-_-_-_-_-_-_-_-_$

Loans Secured by Real Estate United States Bonds ______ _ Other Stocks and Bonds ___ _

Banking House -------------
b~~~~trt~~l a~~tar~x6~~~d::::

Due from Banks in this State Due from Banks in otber

States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-_-_ -_

Advances on Cotton_---_- __ _

Advances on other Commodities __ ---- _______________ _

Checks for Clearing House __

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

Ovaenrcdersaf-ts-

-

-
(

-i f- -a-n-y- )-

-

-_-_-_-_

---_-_

-_

Other Assets _____________ _

56,995 19 113 54
8,839 95 5,050 00
4,207 48 3.189 46
6,884 36
1,941 80 760 00 360 00 327 15
600 00 917 16

Capital Stock Paid In ______ -$ Amt. Reserved for Branches Surplus Fund -------------UDnivdiidveidnedds PUrnopfaitisd --_-_-_-__-_-_-_-_--_
Due to Banks in this State __ CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_
Individual Deposits Subject
Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of DeposiL Savings Deposits __________ _ Trust Funds on Deposit_ ___ _
Cashier's Checks ----------CB ielrl Rt i f i ePda yCa bh leec k s_ _ _- _- _- _- _- _- _- _- _- _- _- -_
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances ________ _ Reserve for Interest and Taxes Other Liabilities __________ _

15,000 00 3,000 00 5,414 02
35,844 51 25,622 68
304 88 5,000 00

Total --------------------$ 90,186 09 Total --------------------$ 90,186 09

FIRST ANNUAL REPORT

257

EXAMINEB'S BEPOBT.

BANK OF GIBSON, GIBSON.

At Close of Business November 13, 1920.

President-W. H. Ferguson. Vice-Bres'ident-B. F. Walker.

Cashier-W. P. Ferguson.

Directors-W. H. Ferguson, B. F. Walker, E. P. Davis.

Date of Charter-November 7, 1905.

Began Business-November 27, 1905.

RESOURCES

LIABILITIES

Time Loans ______________ .$ Demand Loans ___________ _
Loans Secured by Real Estate United States Bonds. ______ _ Other Stocks and Bonds ___ _ Banking House ____________ _ Furniture and Fixtures ____ _ Other Real Estate Owned. __ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iol vl de r ,- -N- -i -c k- -e-l s-,- -P- -e-n-n-i -e-s -_-__-_- -_ Advances on Cotton.-----_-Advances on other Commodi-
Chteiecsks--fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_ Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f t-s- - -( i-f- -a-n-y-)- - -_-_-_-_-__-_- -_
Other Assets: U. S. Treas. Cert. of Ind. ___ _ State of Ga. School Wts. __ _
County Warrants -----------

10,727 74 20,030 96
3,734 87 1,633 51 13,018 97 2,173 00
225 8S
504 74 15,356 25
5,360 00 373 38

Capital Stock Paid In _______ $ 15,000 00

Amt. Reserved for Branches

USunrdpivluids edFuPndrof-it-s---_-_-_-_-_-__-_----_ Dividends Unpaid _____ - ___ _

3,501 70

Due to Banks in this State._ DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

IndtoiviCdhueacl k D_e_p_o__si_t_s___S_u_b_j_e_c_t
Demand Certificates of Deposit Time Certificates of DeposiL Savings Deposits ----------Trust Funds on Deposit __ - _ CCearsthifiieerd's CChheecckkss __-_-_-_-_--- -_-__-_--_ Bills Payable ______________ _

54,152 84 483 76

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money __ ---- --Liability on Letters of Credit
and Acceptances --------Reserve for Interest and Taxes Other Liabilities -----------

Total --------------------$ 73,138 30 Total --------------------$ 73,138 30

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 7,631 35 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

325 78 Amt. Reserved for Branches

Loans Secured by Real Estate United States Certificates __ _ GBaeonrkginiag SHcohouosel W __a__rr_a_n__t_s_- ____ __

29,591 15,356

2250

5,360 00

3,000 00

USunrdpilvuids eFd unPdrof-it-s---_-_-_-_-_-__-_-_--_ Dividends Unpaid _________ _ Due to Banks in this State._

15,000 00 6, 711 77

Furniture and Fixtures __ - __ 1,633 51 Due to Banks in other States

Other Real Estate Owned ___ _

Call Money __ -- __ -- _------ _

Due from Banks in this State 11,745 04 Individual Deposits Subject

Due from Banks in other States - _--- __ -- _________ _

Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 56,327 40

GCoulrdr e n_c_y_ _ _ _- _- _- _- _-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _ Advances on Cotton" _______ _

3,585 00 Time Certificates of Deposit.

Savings Deposits -----------

113

55

Trust Funds on Deposit __ -Cashier's Checks __________ _

405 82

Advances on other CommodiC htei ecsk s - -f o- -r - -C-l-e-a-r-i n-g- - -H-o-u- -s e- -__-

CBeilrltsifPieadyaCbhleeck_s_____-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted

Other Checks and Cash Items

C'ertificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- -(-i-f -a-n- -y-) - -_-_-_-_-_-__- _- -_ Other Assets _____________ _

and Acceptances ____ - __ -103 31 Reserve for Interest and Taxes
Other Liabilities _-- _-------

Total --------------------$ 78,444 99 Total --------------------$ 78,444 99

258

BANKING DEPARTMENT

EXAMilii'EB.'S BEPOBT.

BANK OF GILLSVILLE, GILLSVILLE.
At Close of Business September 14, 1920.

Presldent-J. A. Bryan. Vrce-President-C. J. Meadows. Cashier-John Bryan.

Directors-J. A. Bryan, C. J. Meadows, John Bryan, J. 0. Bryan, J. M. Garrison,

D. A. Parks.

Date of ChaTter-September 6, 1911.

Began Business-October 10, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$127,763 48 Capital Stock Paid In _______ $ 15,000 00 Demand Loans ____________ _________ Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund ------------UOnthiteerd SStotactkess aBnodndBson-d-s-_-_-_-_- ___3_5_0__0_0_ UDnivdiidveinddeds UPrnopfaiitds -_-__-_-_-_-__-_--_ 3,471 31

Banking House ------------- 2,158 50 Due to Banks in this State __ Furniture and Fixtures_____ 1,869 58 Due to Banks in other States

Other Real Estate Owned ____ Due from Banks in this State
Due from Banks in other States -------------------
Currency -----------------Gold ----------------------Sliver, Nickels, Pennies_____ Advances on Cotton_________

--------- Call Money ---------------13,681 65 Individual Deposits Subject
to Check ----------------1,552 22 Demand Certificates of Deposit 1,051 00 Time Certificates of DeposiL
105 00 Savings Deposits ----------1,138 70 Trust Funds on Deposit ---_________ Cashier's Checks ------ _----

39,469 41 57,994 44
312 44

Advances on other Commodities _--- __ -------- _______ _
Checks for Clearing House__ Other Checks and Cash Items Customers' Liabllity on Let-
atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_

_ _ __ __ _ _ _ 222 93
3,009 10
_________

Certified Checks -----------Bills Payable ------------- _ Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------LiaanbdilitAycocnepLtaentcteerss -o-f--C-r-e-d-i-t

35,000 00

Overdrafts (If any) -------- 1,263 29 Reserve for Interest and Taxes

Other Assets -------------- --------- Other Llabllitles -----------

Total --------------------$154,165 45 ToTal --------------------$154,165 45 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCJJ]S

LIABILITIES

----------------$ TDiemmeanLdoaLnosans ____________ _

89,995 33 1,929 68

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches

--------- ULonaitnesdSSectautreesd bByonRdesal_E__s_t_a_te_
OBathnekrinSgtoHcokus saend___B_o_n_d__s________ __

14,749 61 350 00

Surplus Fund ------------Undivided Profits ___ - _-- _- _ Dividends Unpaid _________ _

2,158 50 Due to Banks in this State __

1,653 65

--------- Furniture and Fixtures ____ _
Other Real Estate Owned ___ _

2,555 42 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks In this State 12,034 59 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- e- n- -n-i e- s- -_-__-_- -_ Advances on Cotton ________ _ Advances on other Commodi-

1,788 04 5,100 00
115 00 823 02
---------

DetomaCnhdeCckert-i-fi-c-a-t-e-s-o"f--D-e-p-o--s-it Time Certificates of DeposiL Savings Deposits ----------Trust Funds on Deposit ----
Cashier's Checks ----------Certified Checks ------------

29,819 98 3,100 00
29,561 49
5,442 37

C htei ecsk s - -f o- -r - -C-l-e-a-r-i n-g- - -H-o-u- -s e- -__-

Bills Payable -------------- 47,500 00 Notes and Bills Rediscounted

Other Checks and Cash Items

92 74 Certificates of Deposit for

Customers' Liabllity on Let-

Borrowed Money __ -------

atenrcsesof__C_r-e_d__it- _a_n_d_ -A_-c_c-e_p-t-_ Overdrafts (if any) ______ - _ Other Assets _____________ _

Liability on Letters of Credit and Acceptances ---------
385 56 ORethseerrveLifaobriIlnittieerses_t_a_n_d__T-a_x__es_

Total --------------------$132,077 49 Total --------------------$132,077 49

FIRST ANNUAL REPORT

259

EXAMINEB'S BEPOB'.E'.

BANK OF GIRARD, GIRARD.

At Close of Business September 30, 1920.

President-W. V. Stephens. Vice-Presidents-W. P. Sanders, L. B. Royal.

cashier-W. V. Stephens.

Directors-W. V. Stephens, G. 0. Buxton, W. P. Sanders, L. B. Royal, S. J. Odom.

Date of Charter-April 27, 1906.

Began Business-July 30, 1906.

RESOURCES

LIABILITIES

Time Loans ____ ----- ______ .$147,393 72 Capital Stock Paid In-------$ 15,000 00

Demand Loans ------------- 24,451 20 Amt. Reserved for Branches ~-------

Loans Secured by Real Estate United States Bonds -------

__ - __ -- __ 7,190 00

US unrdpi vl ui ds e dF uPnrdo f i-t-s- -_-_-_-__- -- -_-_-_-_-_

230,,097004 0100

Other Stocks and Bonds.____ ________ _ Dividends Unpaid ---------- ---------

Banking House ------------Furniture and Fixtures_____

1,800 00 2,200 00

DDuuee ttoo BBaannkkss iinn oththiserSStatatetes

_-_-_-_-_-_-_-_- --

Other Real Estate Owned ____ --------- Call Money ---------------- --------Due from Banks in this State 3,880 56 Individual Deposits Subject

DuSetatfersom___B__a_n_k-s- __in___o__th__er_

to Check ---------------- 68,156 60 677 69 Demand Certificates of Deposit - _-- ____ -

CGuolrdren_c__y_ ------__-_--- ------------------------

7,146 00 Time Certificates of Deposit. 101,298 17 35 00 Savings Deposits ----------- ---------

Silver, Nickels, Pennies.- __ _ Advances on Cotton _______ _

1,322 68 12,327 94

Trust Funds on Deposit ---Cashier's Checks -----------

--------2,737 21

Advances on other CommodiChteiecsks _fo--r __C_l_e-a-ri-n-g---H-o-u-s-e-_-_-

_- -_-__- _-_-_-_- -_

BCeilrltsifPieadyaCbhleeck_s_______- _____--____-_-_-_Notes and Bills Rediscounted

-- -__-_- ___-_.___. - _____ - __

Other Checks and Cash Items --- ___ -- _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- ---------

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ ________ _ LiaanbidliAtyccoenptLanectteesrs__o_f__C_r_e_d_i_t - _______ -

Overdrafts (if any) ________ Other Assets ---- _____ --- ___

________ _ ________ _

Reserve for Interest and Taxes Other Liabilities -----------

- __ --- -----------

Total --------------------$211,166 08 Total --------------------$211,166 08

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$119,971 18 Capital Stock Paid In .. $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate

36,851 49,093

54 00

ASumrpt.luRs eFseurnvded- _f_o_r_ -B-r-a-n_c_h__es-

- ___ ----3,000 00

United States Bonds ------Other Stocks and Bonds _____

6,740 00 ---------

DUinvdidiveinddesd UPnrpoafiidts _-_-__-_--- -__, ____ __

21,596 27 350 00

Banking House ------------- 1,800 00 Due to Banks in this State. ---------

Furniture and Fixtures_-___ Other Real Estate Owned. ___

2,200 00 ---------

DCaulel tMo oBnaenyks__i_n_ -o-t_h_e_r_ -S_t_a_te_s_

-_ _______-_-_- ____

Due from Banks in this State 6,988 99 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 44,681 15

States -------------------

408 05 Demand Certificates of Deposit ----- _---

Currency ___ --------------- --- __ ---- Time Certificates of Deposit. 103,503 52

Gold _______ -- _------------Silver, Nickels. Pennies_____

--------6,508 89

TSarvuisntgFs uDnedpsoosintsD-e-p-o-s-i-t--_-_-_-_

_- _-_-_-_-_-_-_- -_

Advances on Cotton _________ Advances on other Commodi-

---------

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_-_-_

- __5__9_1 - 8__1

ties --- _--- --- ______ -- -- _ --- _____ _ Bills Payable -------------- 30,000 00

Checks for Clearing House__

139 18 Notes and Bills Rediscounted 12,000 00

Other CheckR and Cash Items Customers' Liability on Let-

__ - _____ _ CeBrtoirfricoawteesd MofoneDyep_o_s_i_t__f_o_r_

________ _

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ ________ _ LiaanbdiliAtyccoenptLanectteesrs__o_f_C__r_e_d_i_t _ _______ _

Overdrafts (if any) Tempor-

Reserve for Interest and Taxes - ___ -----

Otahreyr A--s-s-e-t-s--_-------_-_-_-_-_-_-_-_-_-_-_ _____2_1__92_ Other Liabillties ----------- ---------

Total --------------------$230,722 75 Total ______________ -- ___ .$230,722 75

260

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

FARMERS& MERCHANTS BANK, GIRARD.

At Close of Business October 8, 1920.

President-J. F. Odom. Vice-President-J. B. Heath. Cashier-Jas. L. Burt.
Directors-J. F. Odom, J. B. Heath, A. L. Heyman, J. Fred Claxton, Geo. w.
Perry, S. J. Odom, T. A. Buxton.

Date of Charter-August 10, 1920.

Began Business-October 9, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ ________ _ Demand Loans ____________ ________ _
Loans Secured by Real Estate ________ _

Capital Stock Paid In ______ -$ SAumrtp.luRsesFeurvnedd _fo__r__B_r_a_n_c__h_es_

20,000

00

United States Bonds ________ --------- Undivided Profits __________ _

OB at hnekri nSgt oHc kosu saen d_ _B_o_n_d_s_ __________

-_-_-_-_ _- _-_-_- -_

Dividends Unpaid ---------Due to Banks in this State __

Furniture and Fixtures _____ Other Real Estate Owned ____

-----------------

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in other

________ _

IntdoivCidhueaclk D__e_p_o__s_it_sc _S__u_b_j_e_c_t

CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Gold ------ ___ ______________ Silver, Nickels, Pennies_____ Advances on Cotton _____ -___
A dt vi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_
Checks for Clearing House __ Other Checks and Cash Items

_2_0_,0_0_0___00_ ________ _ _ _______ _ ________ _
________ _ --------________ _

Demand Certificates of Deposit Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposi L ___ _ CCearsthifiieerd's CChheecckkss _-_-_-__-_-_-_-_-_-_--_
Bills Payable --------------Notes and Bills Rediscounted Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

atenrcsesof--C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t-_

_____ ,. __ _

Liability on Letters of Credit and Acceptances _____ - __ _

OO tvheerrd rAa fstsse t s( i f_ _a_n_y_)_ _-_-_-_-_-_-_-_-_

_- -_ -_ _- _- _- _- _- -_

Reserve Taxes

for. Interest and -------------------

other Liabilities-----------

Total ---------------------$20,000 00 Total ---------------------$20,000 00

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _- ____ -- _____ - _$ 13,939 46 Capital Stock Paid In _______ $ 20,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds- ___ _
Banking House -----------Furniture and Fixtures ____ _ Due from Banks in this State

1,067 48 11,18f. 70
---------
--4-,5-6-3---1-4
2,046 65 1'724 31

SAumrtp.luRs esFeurvnedd _f_o_r__B_r_a_n__c_h_es_ Undivided Profits _________ _ Dividends Unpaid _________ _
Due to Banks in this State __ CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in other

Individual Deposits Subject

States ------------------GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-

2,557 09 1,489 00
15 00 268 36
---------

DetomaCnhdeCckert-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits __________ _ Trust Funds on Deposi L- __ _ Cashier's Checks -----------

11,162 73 2,000 00
85

C htei ecsk s - -f o- -r - -C-l-e-a-r-i n-g- - -H-o- u- -s-e-_-_

Certified Checks - __ --------Bills Payable--------------- 10,000 00

.Other Checks and Cash Items 3, 701 48 Note!' and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

O vaenrcdersa f -t s- - -( i-f- -a-n-y-)- - -_-_-_-_ _-_-_- -_

Liabili t:v on LPtters of Credit and AcceptanC'es ------- __

Other Assets:

Reserve for Interest: and

Initial Expense, State, Bldg., Eetxcc.,haLnegses _I_n_t_._, __D_i_s_c_.__a_n_d_

Taxes ------------------Other Liabolities _ --------605 91

Total --------------------$ 43,163 58 Total --------------------$ 43,163 58

FIRST ANNUAL REPORT

261

EXAMINEB.'S BEPOB'l'.

GLENNVILLE BANK, GLENNVILLE.

At Close of Business July 26, 1920.

President-W. F. Durrence. Vice-President-C. W. Kicklighter. Cashier-J. A. Jones.

Directors-vV. F. Durrence, J. I. Durrence, H. J. Banks, J. E. Kirkland, J. D. Kennedy, W. A. Dubberly, J. T. Morgan.

Date of Charter-January 12, 1905.

Began Business-January 15, 1905.

RESOURCES

LIABILITIES

Time Loans ----~-----------$390,714 47 Capital Stock Paid In _______ $ 60,000 00

Demand Loans ------------- 35,511 31 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

--------14,642 85

SUunrdpilvuids edFuPnrdofi-t-s--_-_-_-_-_-_-_-_-_-_-_

9,000 00 3,141 26

Other Stocks and Bonds _____ --------- Dividends Unpaid _- ____ --- _

Banking House -----------Furniture and Fixtures_____ Other Real Estate Owned

3,800 00 Due to Banks in this State-_

2,394 00 8,800 00

CDaulel tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 41,735 22 Individual Deposits Subject

Due from Banks In other
States ------------------CG uo lrdr e n_c_y_ _ _-_ -_ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton _________ A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_
Checks for Clearing House __

8,251 89 6,779 00
22 50 3,467 95 ---------
________ _
1,436 24

DetomaCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 121,908 71

Time Certificates of Deposit_ 313,685 47

Savings Deposits -----------

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_--_

5, 568 48 6 00

Bills Payable ---------------

Notes and Bills Rediscounted

Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,671 61 Borrowed Money - _-- ----LiabiJit~ on Letters of Credit and Accentances _________ _

O vaenrcdersa f -t s- - -( i-f- -a-n-y-,.)- - -_-_-_-_-_-_-_ -_

--------1,813 91

Reserve for Interest and Taxes Other Llahllities _ .. ________ _

7,739 90

OCathsher SAhsosretts_: ______________ _

8 90

Total --------------------$521,049 85 Total --------------------$521,049 85

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$311,540 72 Capital Stock Paid In _______ $ 60,000 00

Demand Loans ------------- 41,646 76 Amt. Reserved for Branches Loans Secured by Real Estate 65,417 94 Surplus Fund -------------United States Bonds ________ 16,450 00 Undivided Profits----------Other Stocks and Bonds-____ __ _______ Dividends Unpaid - __ -- __ -- _

9,000 00 5,539 17

Banking House ------------ 3,&,00 00 Due to Banks in this State __ Furniture and Fixtures_____ 3.382 00 Due to Banks in other States

Other Real Estate Owned

8,800 00 Call Money ----------------

Due from Banks in this State 24,320 41 Individual Deposits Subject

Due from Banks in other

to Check __ -- _--- _--- __ -- _ 108,826 61

States ------------------- 10,246 20 Demand Certificates of Deposit Currency ------------------ 4,569 00 Time Certificates of Deposit_ 253,993 38

Gold -----------------------

37 50 Savings Deposits -----------

Silver, Nickels, Pennies_____ 2,561 58 Trust Funds on Deposit_ ___ _

Advances on Cotton_________ _ ________ Cashier's Checks _____ - ____ _ 3,503 80

Advances on other Commodi-

Certified Checks __ - __ ------ _

50 00

ties ---------------------- --------- Bills Payable -------------- 47,000 00 Checks for Clearing House__ 3,804 37 N">tes and Bills Rediscounted

Other Checks and Cash Items __ - _____ . Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ --- _- --

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Aecf!ltances ---------

Overdrafts (if any) ____ -- ___

55 86 Reserve for Interest and Taxes 8,861 04

Other Assets:

Other Liabilities __________ _

Profit and Loss - __ -- _--- _--

143 66

Total --------------------$496,776 00 Total --------------------$496,776 00

262

BANKING DEPARTMENT

EXAMINER'S BEPOB'X'.

PEOPLES BANK, GLENNVILLE.

At Close of Business October 16, 1920.

President-S. J. Kicklighter. Vice-President-!. J. DeLoach. Cashier-J. W. Delk. Directors-B. J. Kicklighter, I. J. DeLoach, C. C. Padgett, R. R. Purcell, E. H.
Bacon, Sr., S. H. Howard, M. Statin.

Date of Charter-August 26, 1907.

Began Business-September 1, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$251,118 92 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 13,194 20 Amt. Reserved for Branches Loans Secured by Real Est~te ________ _ Surplus Fund -------------- 12,500 00

United States Bonds ________ Other Stocks and Bonds _____

-----------------

UDnivdiidveinddeds PUrnopfiatisd --__-_-_-_-_-_-_-_--_

7,890 00

Banking House ------------ 8,132 19 Due to Banks in this State __

Furniture and Fixtures______ Other Real Estate Owned ____

2,400 00 ---------

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 9,482 34 Individual Deposits Subject

DuSetatfersom_--B- a__n_k_s___i_n___o_t_h_e_r

32 85 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 79,828 72

CGuo lrdr e n c_y_ _ _ _- _- _- _-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

3,553 00 127 50

Time Certificates Savings Deposns

of DeposiL 125,271 67 __ - ______ . _

Silver, Nickels. Pennies ____ _

498 43 Trust Funds on DeposiL ___ _

Advances on Cotton _________ A dt iveasn c_e_s_ _o_n_ _o_ _t h_e_ r. -C__o.m-m__o.d_i_-

--------___ .- __ --

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_--. -_ Bills Payable --------------

603 00 50,000 00

Checks for Clearing House __ --------- Note~ and Bills Rediscounted

Other Checks and Cash Items 3,979 12 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --- _-----

atenrcsesof__C_r_e_d_i_t__a_n_d__A_ _c_c_e_p_t-_

________ _

Li~ bility on Letters of Credit and JdeEptancEs ---------

Overdrafts (if any) ____ - __ _ Other Assets ---------------

8,567 77 7 97

ORethseerrveLifaobriIlnittieerses_t_a_n_d__T_a_x__es_

Total --------------------$301,094 29 Total --------------------$301,094 29

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------~---$226,650 79 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 17,588 11 Amt. Reserved for Branches

Loans Secured by Real Estate Overdrafts ----------------Other Stocks and Bonds _____

13,774 00 835 80
---------

USunrdpivluids edFuPnrdofi-t-s--_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid _________ _

12,500 00 6, 795 12

Banking House ------------ 8,132 19 Due to Banks in this State._ 1,225 00

Furniture and Fixfures______ Other Real Estate Owned. __ _ Due from Banks in this State

2,400 00
---654-72

DCaulel' tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_ Individual Deposits Subject

DuSetatfersom___B__a_n_k_s___i_n___o_t_h_e_r

140 30 DetomaCnhdeCckert-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 64,461 27

CGuolrdren_c-y-- _-----_-----_-_-_-_-__-_-_-_--. -_-_ -_

3,829 00 Time Certificates of DeposiL 103,456 94 127 50 Savings Deposits -----------

Silver, Nickels. Pennies. ___ _

340 84 Trust Funds on DeposiL ___ _

Advances on Cotton _________ --------- Cashier's Checks ----------- 1,311 03

Advances on other Commodi-

Certified Checks ------------

235 00

ties . -- __ -- __ . _- -- _. _. _-- _ ___ . ____ _ Bills Payable _____ ------ __ . 60,000 00

Checks for Clearing House__ ___ -- _. __ Nott~s and Bills Rediscounted

Other Checks and Cash Items

512 10 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ - -----

atenrcsesof--C--re__d....i...t__a_n_d_ _A__c_c_e_p_t-_

________ _

Liabilitv on Letters of Credit and Acceptances .. __ - __ . _

Overdrafts (if any) ____ . __ _ Other Assets __________ ____

________ _ ________ _

Reserve fotinterest and Taxes Other Liabilities _____ --- _--

Total --------------------$274,984 85 Total --------------------$274,984 85

FIRST .ANNUAL REPORT

263

EXAMilii'Eli\'S li\EPOli\T,

THE FARMERS BANK, GLENWOOD.

At Close of Business October 13, 1920.

President-.T. F. Cook. Vice-P,resident-B. S. Calhoun. Cashier-W. .T. Futral.

Directors-.T. F. Cook, Thomas Kent, .T. W. Morrison, B. S. Calhoun, Daniel Pope,

M. Morrison, .T. M. Browning, B. R. Benton, W. E. Currie.

Date of Charter-November 5, 1906.

Began Business-November 10, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$116,675 67 Capital Stock Paid In. _____ .$ 30,000 00

DL oe amnasnSde cLuoraends b y- -R- -e-a-l-E- -s-t-a-t eUnited States Bonds ________
Other Stocks and Bonds _____

__3_,5__0_6__27_ 41,200 00

Amt. Reserved for Branches USunrdpivluids edFuPnrdofi-t-s--_-_-_-_-_-_-_-----_--

--------- Dividends Unpaid _________ _

44,000 00 132 58

Banking House ------------- 6,140 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned____

2,010 79 ________ _

CDaulel

tMo oBnaeynks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 34,577 63 Individual Deposns Subject

Due from Banks in other States -------------------

1,150 64 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 61,461 78

CGuolrdren_c_y__ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ __3_,_1_4_0__00_ TSaimviengCserDtiefpicoastietss o__f_D__e_p_o__s_it_. 40,582 39

Silver, Nickels, Pennies_____ Advances on Cotton _________

1,356 74 -------

Trust Funds on Deposit_ ___ _ Cashier's Checks __________

677 75

A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_ o_ _m_m_ _o_d_i_-

________ _

Certifiecl cr.ecks -----------Bills Payable --------------

48,500 00

Checks for Clearing House__

110 31 ~-Jotes and Bills Rediscounted

Other Checks and Cash Items

518 60 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances ______ -- ____ --- ____ - --------- and Acceptances _- ______ _

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets --------------

15,000 00

Other Liabilities: Cash Long _. __ - _- __ _- _ _-

32 15

Total --------------------$225,386 65 Total --------------------$225,386 65

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 78,639 78 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ________ _ Banking House ____________ _ Furniture and Fixtures ____ _

3,090 63 25,313 96 42,900 00
6,140 00 2,010 79

AAmlatm. oR, eGsear.ve_d__f_o_r__B__ra__n_c_h_e_s_:
Surplus Fund _____________ _
Undivided Profits _________ _ Dividends Unpaid _________ _

15,000 00 44,000 00

Other Real Estate Owned ___ _

Due to Banks in this State __

Due from Banks in this State DuSetatfersom___B__a_n_k_s___i_n___o_t_h_er_
Currency ------------------GS iol vl de r ,- -N- -i -c -k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_ Advances on Cotton _______ _ Advances on other Commodi-

34,650 03
239 58 803 00
1,270 33 72 27

Due to Banks in other States Call Money __ ---- _________ _ IndtoiviCduheacl k D_e_p_o_l3__it_s___S_u_b_j_e_c_t
Demand Certificates of Deposit Time Certificates of Deposit_ Savings Deposits __________ _ Trust Funds on Deposit- ___ _

45,005 64 41,583 68

C htei ecsk s - -f o- -r - -C-l-e-a-r-i n- -g- -H-o- u- -s-e-_-_ Other Checks and Cash Items

100 703

86 01

CCoa,srhtiifeierd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_ Bills Payable _--- _________ _

611 29 50,500 00

Customers' Liabilitv on Let-

Notes and Bills Rediscounted

ters of Credit arid Accept-

Certificates of Deposit for

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-__- _-_-_- -_ Other Assets:

Borrowed Money --------Liability on Letters of Credit
and Acceptances ________ _

Profit and Loss -----------Capital Reserved for Branch

766 37 ORethseerrveLifaobriIlnittieerses_t_a_n_d__T_a__x_es_

Bank, Alamo, Ga. _____ __ 15,000 00

Total --------------------$211,700 61 Total --------------------$211,700 61

><'' <_W_l&. !&A'

264

BANKING DEPARTMENT

EXAliiiilii'EB'S BEPOBT.
BANK OF GODFREY, GODFREY.
At Close of Business August 4, 1920.
President-S. H. Bullard. Vice-Presidents-C. E. Daniel, J. H. Troutt. Cashier-0. J. Adams.
Directors-S. H. Bullard, C. E. Daniel, \Y. B. Jordon, W. R. Johnson, W. H. Paul, D. A. Moseley, A. G. Jordon, 0. J. Adams, Dr. J. H. Troutt.
Date of Charter-1917.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _

60,275 1,500

64 00

Loans Secured by Real Estate

United States Bonds ______ _

Other Stocks and Bonds. ___ _ Banking House ____________ _
Furniture and Fixtures ____ _ Other Real Estate Owned ___ _

2,286 45 2,346 55

Due from Banks in this State 7,056 68 Due from Banks in other

States ------------------- 2,150 62 Currency ------------------ 1,256 00

GS iol vl de r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_ Advances on Cotton _______ _ Advances on other Commodi-

627 89 5,325 21

ties ---------------------Checks for Clearing House._

Other Checks and Cash Items

Customers' Liability on Let-

ters of Credit and Accept-

Ovaenrcdersaft-s---(i-f--a~n-y-),--_-_-_-_-_-_-_-_

Other Assets:

Cash Short -----------------

29 74

Capital Stock Paid In ..... $ 15,000 00 Amt. Reserved for Branches

Surplus Fund ------------Undivided Profits ----------Dividends Unpaid ---------Due to Banks in this State.CDaulel tMo oBneaynks__i_n_ -o_t_h_e_r__S_t_a_t_es

3,632 30

Individual Deposits Subject
Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of Deposit. Savings Deposits __ --------Cashier's Checks ----------Certil'iE'd Checks -. _--------Bills Payable __ - __ -- _- ____ _
Notes and Bills RE'discounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances _-- _- _- __ Reserve for Interest and Taxes Other Liabilities - _---- _-- _-

21,137 85 13,697 71
50 20 30,000 00

Total --------------------$ 83,518 06 Total --------------------$ 83,518 06

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand .....oan:;; ___________ _

60,120

21

Capital Stock Paid In ....... $ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ______ _

Surplus Fund -------------Undivided Profits __ - _-- _---- 2,014 30

Other Stocks and Bonds....

Dividends Unpaid ____ - _- __ -

Banking House ------------Furniture and Fixtures. ___ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iol lvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_ Advances on Cotton ________ _

2,286 45 Due to Banks in this State.2,346 55 Due to Banks in other States
Call Money ---------------4,928 95 Individual Deposits Subject
89 12 DetomaCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time CertificatE's of Deposit. Savings Deposits __ - _-------
160 79 Trust Funds on D'epostt _-- _600 00 Cashier's Checks - _---------

21,504 06 3,905 71
108 00

Advances on other Commodities ----------------------
Checks for Clearing House._

Certified Checks -- _--------Bills Payable __ - __ --------- 28,000 00 Notes and Bills Rediscounted

Other Checks ani! Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaft-s--(-i-f--a-n-y-)---- -__-- -_-. -__-

and Acceptances ---------Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities _-- _-------

Total --------------------$ 70,685 23 Total --------------------$ 70,685 23

FIRST ANNUAL REPORT

265

EXAMINER'S BEPOB'l'.

FARMERS & MERCHANTS BANK, GORDON.

At Close of Business September 2, 1920.

President--J. B. Stinson. Vice-President-C. H. Richardson. Cashier-f. L. M. Smith.

Directors-J. B. Stinson, C. H. Richardson, Sol Isenberg, D. G. Kingry, J. H. Bloodworth, W. H. Branau, C. C. Johnson.

Date of Charter-June 10, 1919.

Began Business-July 19, 1919.

RESOURCES

LIABILITIES

Time Loans _______________ .$ 85,379 10

Demand Loans ------------- 2,000 00 Loans Secured by Real Estate

United States Bonds ______ _

Other Stocks and Bonds ____ _ Banking House ____________ _ Furniture and Fixtures ____ _

3,000 00 3,402 84

Other Real Estate Owned ___ _

Capital Stock Paid In _______ $ 17,000 00 ASumrtp.luRs eFseurnvded __fo__r __B_r_a_n_c_h__es_ 1,500 00 DUnivdiidveinddeds UPrnopfaiitds -_-_-__-_-_-_-_-_--_ 1,595 27
Due to Banks in tnis State __ CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in other
States ------------------GCoulrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Silver, Nickels, Pennies ____ _ Advances on Cotton _______ _ Advances on other Commodi-
Chteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

28,043 46 Individual Deposits Subject

3,926 62 5,174 00
267 50 419 63

D et om aCnhdeCc ke r t-i f-i-c-a-t-e-s -o-f- D- -e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits __________ _ Trust Funds on Deposit. ___ _ Cashier's Checks __________ _

830 09

Certified Checks -----------Bills Payable -------------1\'otes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _ Liability on Letters of Credit

58,212 82 57,192 74
177 79

Ovaenrcdersaft-s---(i-f--a-n-y-)---- -_-_-_-__-_--_ Other Assets _______ -- _____ _

and Acceptances ---------17 4g Reserve for Interest and Taxes 2,717 90 Other Liabilities --- ___ -- __ _

Total ---------------------$135,678 62 Total ---------------------$135,678 62

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 46,779 25 Capital Stock Paid In. _____ .$ 17,000 00

Demand Loans __ - __ --- ___ -Loans Secured by Real Estate

1,200 00 37,036 26

Amt. Reserved for Branches Surplus Fund _____________ _

1,500 00

United States Bonds -- ___ -Other Stocks and Bonds ___ --

DUinvdiidveinddesd UPnrpoafiidts_-_-_-_-_-_-_-_-_--_ 1, 795 81

Banking House ------------- 3,000 00 Due to Banks in this State._

Furniture and Fixtures ___ -Other Real Estate Owned __ --

3,500 00 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 18,196 57 Individual Deposits Subject

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

1,000 00 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 51,598 39 6,079 00 Time Certificates of DeposiL 47,994 74
207 50 Savings Deposits - _____ - ___ _

Silver, Nickels. Pennies. __ --

363 28 Trust Funds on Deposit. ___ _

Advances on Cotton. _____ -Advances on other Commodi-
Chteiecks s -f-o-r--C--l-e-a-r-in-g---H-o-u--s-e-._-

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-__-_-_--_ Bills Payable ____ - _- ___ - _- __ Notes and Bills Rediscounted

181 40 9 76

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money - ___ -----

ters of Credit and AcceptO vaenrcdersa f t-s- - -( I-f- -a-n-y-)- - -_-_ -_ _- _-_-_- -_ Other Assets:

Liability on Letters of Credit and Acceptances _________ _
ROethseerrveLfiaobr iIlnittieerses_t_a_n_d__T_a-x__es_

Depositors' Guarantee Fund. 2,717 90

Total --------------------$120,080 10 Total --------------------$120,080 10

266

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

PEOPLES BANK, GORDON.

At Close of Business August 28, 1920.

President-W. A. Jones. Vice-President-R. E. Evans. Cashier-C. H. Cates.

Directors-W. A. Jones, R. E. Evans, W. C. Gibson, J. E. Dean, S. W. Lee, W.

A. Deitrick, C. H. Cates.

Date of Charter-February 1, 1906.

Began Business-19ll5.

RESOURCES

LIABILITIES

Time Loans ----------------$101,838 27 Capital Stock Paid Jn _______ $ 20,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ------Other Stocks and Bonds ____ _ Banking House ____________ _
Furniture and Fixtures ____ _ Other Real Estate Owned___ _ Due from Banks in this State

431 97
--1~002-95
1,500 00 3,000 00 2,890 00 4,305 00 23,809 78

Amt. Reserved for Branches
Surplus Fund -------------UDnivdiidveinddeds PUrnopfiatisd --__--------_-__-_--_
Due to Banks in this State._ Due to Banks in other States
Call Money ---------------Individual Deposits Subject

822 91

Due from Banks in other
States ------------------GCoulrdren__cy- _---------_------- -- ------ -- ---------Silver, Nickels, Pennies ___ -_ Advances on Cotton ________ Advances on other Commodi-
Chteiceks s -f-o-r---C-l-e-a-r-in-g---H-o-u--se--__-

444 18 1,192 00
160 00 346 18 --------- - -1-1-6- - 7-5-

D et om aCnhdeCc ke r t-i f-i-c-a-t-e-s -o-f-D- -e-p-o-s-i-t Time Certificates of Deposit. Savings Deposits ----------Trust Funds on Deposit. ___ _
Cashier's Checks ----------CBei lrltsi f iPe da yCa bh el ec k s___- ---- -- -- -_-_-__-_-_- -_ Notes and Bills Rediscounted

60,242 85 26,134 89
940 92 30,000 00

Other Checks and Cash Items 1,022 25 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

Ovaenrcdersaft_s--(-i-f- _a-n-y-)--_-_-_-_-_-_-_--_

--------328 42

and Acceptances ---------Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

- - - - CCoasllhecLtioonngs -__--- -_-_-_-_-_-__-_-_-_-_-_-_--_

485 00 2 80

472 03

Total --------------------$138,613 60 Total --------------------$138,613 60

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 91,158 41 Capital Stock Paid Jn _______ $ 20,000 00

Demand Loans ___ - -- ___ --- -

700 00 Amt. Reserved for Branches

Loans Secured by Real Estate ($28,734 83)

USunrdpivluidsedFuPnrdofi-t-s--_-__-_----- -_-_-__--- 2,125 68

United States Bonds _______ _ 1,348 95 Dividends Unpaid ___ -- ____ _

Other Stocks and Bonds._--- 1,250 00 Due to Banks in this State._

Banking House _-----------Furniture and Fixtures----_

3,000 00 2,890 00

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Other Real Estate Owned ___ _ Due from Banks in this State

-i0:4o4- 43

Due from Banks in other

Individual Deposits Subject DetomaCnhdeCckert-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t

37,465 38

States ____ -- ____ ----- ___ _

Time Certificates of Deposit. 23,890 54

GCoulrdren_c_y____-_------- -_-_-_-_-_-__-_-_--_

3,900 00 Savings Deposits ----------160 00 Trust Funds on Deposit. ___ _

Silver, Nickels, Pennies ____ _ Advances on Cotton _______ _

1,020 89 Cashier's Checks ----------Certified Checks ------------

431 65

Advances on other Commodi-

Bills Payable -------------- 33,000 00

C htei ecsk s- -f o- -r - -C-l-e-a-r-i n- -g- -H-o- -u-s-e-_-_

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and AcceptO vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -------- -- -- -- --

1,080 57

Borrowed Money --------Liability on Letters of Credit
and Acceptances ---------Reserve for Interest and Taxes Other Liabilities -----------

Other Assets ---------------

Total --------------------$116,913 25 Total --------------------$116,913 25

FIRST ANNUAL REPORT

267

EX:AMINEB'S BEPOB'l'.

BANK OF GOUGH, GOUGH.

At Close of Business October 4, 1920.

President-C. W. Kitchens. Vice-President-A. M. Torbit. Cashier-M. A. Thompson. Directors-C. W. Kitchens, A. M. Torbit, I. J. Gay, J. S. Cates, Sr., G. V. Logue,
E. E. Ponder, C. E. Powell, M. A. 'l'hompson.

Date of Charter-January 22, 1910.

Began Business-February 3, 1910.

RESOURCES

LIABILITIES

Time Loans ---------------$
Demand Loans -----------Loans Secured by Real Estate United States Bonds ------Other Stocks and Bonds ____ _ Banking House ___________ _
Furniture and Fixtures _____ _ Other Real Estate Owned ___ _
Due from Banks in this State

83,511 73

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches

Surplus Fund -------------DUinvdiidveinddesd UPnropfaiitds -_-__-_-_-_-_-_-_--_ Due to Banks in this State __

400 00 4,417 48
42 00

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

Due from Banks in other
States ------------------CG uo lrdr e n_c_y_ _ _ _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_-_- -_
Silver, Nickels, Pennies ____ _ Advances on Cotton________ Advances on other Commodi-
Chteiecks s r-fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

6, 733 09 Detmo aCnhdeCckert-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 1,962 00 Time Certificates of DeposiL
70 0 0 Savings Deposits __________ _ 1,115 42 Trust Funds on Deposit_ ___ _ 6,201 49 CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_
Bills Payable -------------2,991 30 Notes and Bills Rediscounted
Certificates of Deposit for Borrowed Money ---------
Liability on Letters of Credit

39,071 91 37,332 61
250 17 20,000 00

O vaenrcdersa f -t s- - -( i-f- -a-n-y-)- - -_-_-_ _- _- _-_- -_ Other Assets:

and Acceptances ---------Reserve for Interest and Taxes Other Liabilities __________ _

Revenue Stamps -----------

100 00

Cash Short ----------------

29 12

Total --------------------$116.514 17, Total --------------------$116,514 17

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 50,801 41 Capital Stock Paid In-------$ 15,000 00

Demand Loans ------------ 1,252 82 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ______ _

16,870 35 USunrdpivluidsedFuPnrdof-it-s---_-__-_-_-_-_-_-_--_

Other Stocks and Bonds ____ _

Dividends Unpaid _________ _

400 00 4,032 78
27 60

Banking House ------------ 2,134 76 Due to Banks in this State __

Furniture and Fixtures_---_Other Real Estate Owned ___ _

3,624 56 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State Due from Banks in other
States ------------------GCoulrdr e n_c_y_ _ _ _-_-_-_- -------- -_-_ _- _-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _ Advances on Cotton ___ - ____ _ Advances on other CommodiChteiecsks--fo--r --C-l-e-a-r-in-g---H-o-u--s-e-__-

5,236 04 559 87 506 00 70 00
1,166 36 1,159 71

IndividUal Deposits Subject
Detmo aCnhdeCcekrt-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits __________ _ Trust Funds on Deposit- ___ _ Cashier's Checks ----------Certified Checks ---- _-- _-- __ Bills Payable ~------------ Notes and Bills Rediscounted

16,687 80 32,676 51
718 91 20,000 00

Other Checks and Cash Items 6,161 72 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -__- _-_-_-_-_- -_ Other Assets _________ ------

and Acceptances ---------ROethseerrveLfiaobr iIlnittieerses_t_a_n_d__T_a__x_es_

. Total --------------------$ 89,543 60 Total --------------------$ 89,543 60

268

BANKING DEPARTMENT

EXAMI:NEB'S BEPOBT.

BANK OF GRANTVILLE, GRANTVILLE.

At Close of Business September 27, 1920.

President-C. S. Colley, Vice-President-W. A. Bohannon. Cashier-J. A. Latimer.

Directors-C. S. Colley, W. A. Bohannon, J. A. Latimer, T. N. Colley, Mrs. I. R. Leach, \V. N. Banks.

Date of Charter-July 1, 1901.

Began Business-July, 1901.

--------------~---------------------------

RESOURCES

LIABILITIES

Time Loans ---------------$165,193 59 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ------------- 39,927 55 Am t. Reserved for Branches ________ _

Loans Secured by Real Estate --------- Surplus Fund -------------- 10,000 00

United States Bonds --------

100 00 Undivided Profits ---------- 1,870 32

Other Stocks and Bonds_____ 7,339 05 Dividends Unpaid _------- _- ________ _

Banking House ------------ 3,000 00 Due to Banks in this State __ ---------

Furniture and Fixtures_____ Other Real Estate Owned____

1,500 00 ________ _

CDaulel

tMo oBnaenyks__i_n__o_t_h_e_r__S-ta__te_s_

________________ __

Due from Banks in this State 12,403 61 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 169,847 10

States ------------------- 4,323 60 Demand Certificates of Deposit 3,550 00

CGuo lrdr e n_c_y_ _ _ -_ -_ -_ -_-_ -_-_-_-_-_-_-_-_-_-_-_-_-_

_ _2_, 9__0_6__00_

Time Certificates of DepositSavings Deposits __________

--------35,397 41

Silver, Nickels, Pennies_____ 1,357 56 Cashier's Checks -----------

104 00

Advances on Cotton ________ --------- Certified Checks _____ - __ -- _ _ -------- _

Advances on other Commodi-

Bills Payable -------------- 12,000 00

Chteiecsks_f-o--r _C--l-e-a-ri_ng-----H-o-u-s-e-_-_Other Checks and Cash Items

-_-_-_-_-_-_-_-_-_
o~o

Notes and Bills Rediscounted CeBrtoifrircoawteesd MofoneDye.p_o_s_i_t__f_o_r_

--------________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances _------- _- - _------ _

OOvt~h~e~r~~Afsts;e-t s( i T_a_r_1_: Y_ _) -_=_=_ =_ =_ =_ =_ _==_

_-(_8_~_s_i_9_-_54_

Reserve for Interest and Taxes Other Liabilities -----------

_- _- _--- _ ---------

Total --------------------$257,768 83 Total ____________________ $257, 768 83 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$107,409 86 Capital Stock Paid In-------$ 25,000 00

Demand Loans ------------ 80,500 00 Amt. Reserved for Branches

Loans Secured by Real Estate 15,376 00 Surplus Fund -------------- 10,000 00

United States Bonds --------

100 00 Undivided Profits ---------- 1,933 45

Other Stocks and Bonds_____ 7,339 05 Dividends Unpaid _____ - _- _-

Banking House ------------ 3,000 00 Due to Banks in this State __

Furniture and Fixtures ____._ 1,666 16 Due to Banks in other States

Other Real Estate Owned ___ --------- Call Money _______ ---------

Due from Banks in this State 1,069 90 Individual Deposits Subject

Due from Banks in other

to Check __ -------------- 43,318 89

States ------------------CG uo lrdr e n_c_y_ _ _-_ -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

541 59 __2_,3__6_0__00_

Demand Certificates of Deposit Time Certificates of Deposit_
Savings Deposits -----------

2, 050 00 33,882 98

Silver, Nickels, Pennies_____ 1,909 30 Trust Funds on Deposit_---- 87,000 00

Advances on Cotton________ 1,189 22 Cashier's Checks __ ---------

264 11

Advances on other Commodi-

Certified Checks ------------

ties -------------------- _________ _ Bills Payable -------------- 15,000 00

Checks for Clearing House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items ____ ----- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

atenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

______ ---

Liability on Letters of Credit and Acceptances ---------

4,625 25

Overdrafts (if any) --------

613 60 Reserve forlnterest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total ____________________ $223,074 68 Total --------------------$223,074 68

FIRST ANNUAL REPORT

269

EXAMINEE'S BEPOBT.

BANK OF GRAY, GRAY.

At Close of Business August 30, 1920.

President-R. H. Kingsman, Sr. Vice-President-T. S. Bush. Cashier-J. W. Bonner.

Directors-R. H. Kingsman, Sr., T. S. Bush, J. \V. Bonner, Rich Johnson, F. H.

Johnson, S. B. Hungerford, W. W. Moore, W. E. Morgan, F. M. Stewart.

Date of Charter-August 23, 1909.

Began Business-August 28, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$135,566 25 Capital Stock Paid In _______ $ 25.000 00 Demand Loans _____________ 5,388 19 Amt. Reserved for Branches Loans Secured hy Real Estate _________ Surplus Fund _____________ _ 5,000 00 United States Bonds ------- 5,100 00 Undivided Profits ----------- 5,959 58 Other Stocks and Bonds _____ --------- Dividends Unpaid ---------Banking House------------- 2,341 07 Due to Banks in this State __ Furniture and Fixtures_____ 2,437 68 Due to Banks in other States Other Real Estate Owned____ _________ Call Money _______________ _

DDuuee frforommBaBnkans kisn tihnis oStthaeter
States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton ________ Adtvieasnc_e_s__o_n__o_t_h_e_r__C_ o_m__m__o_d_i_-

21,057 65
8,142 09 4,373 00
107 50 2,151 87 ---------
_ ________

IndtoivCidhueaclk D__e_p_o_s_i_t_s___S_u_b_j_e_c_t
Demand Certificates of Deposit Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposit- ___ _ Cashier's Checks ----------CBeilrltsifiPeadyaCbhleeck_s________________________ __

97,432 07
-6-(167-25
405 15

Checks for Clearing House__

223 44 Notes and Bills Rediscounted

Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

atenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ _____ " ___ LiaanbdiliAtyccoenptLanectteesrs__o_f__C_r_e_d_i_t

Overdrafts (if any) _______ _ 8, 075 31 Reserve for Interest and Taxes Other Assets --------------- -------.-- Other Liabilities -----------

Total --------------------$194,964 05 Total --------------------$194,964 05

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$106,927 19 Capital Stock Paid In ______ -$ 25,000 00

Demand Loans ------------ 3,590 00 Amt. Reserved for Branches

Loans Secured by Real Estate 13,967 62 Surplus Fund --------------

United States Bonds _______ Other Stocks and Bonds_____

5,100 00 ______ - __

UDnivdiidveinddeds

UPrnopfaiitds

-_ -_ -_ _- _- _-_-_-_- -_

5,000 00 6,043 40

Banking House------------- 2,341 07 Due to Banks in this State-_

Furniture and Fixtures_____ Other Real Estate Owned ____

2,437 68 ---------

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 10,973 95 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------SGiol vl de r ,- -N- -i c-k- -e -l s-,- -P-e-n- -n-i e- s- -__-_-_- -_ Advances on Cotton ______ _

623 23 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

3,843 00 122 50

Time Certificates Savings Deposits

of Deposit_ __ - _______ _

705 46 Trust Funds on DeposiL ___ _

810 96 Cashier's Checks _________ _

30,296 56 56,242 31
426 50

Adtvieasnc_e_s__o_n- _o_t_h_e_r- _C_o_m__m__o_d_i-_ ________ _ CBeilrltsifiPedayCahbelecks___-_-_-_-_-_-_-_-_-_-_--_ 30,000 00

Checks for Clearing House__ - ___ --- __ Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

860 36

Certificates Borrowed

of Deposit for Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances __ - ____ -- ____ -- ____ Overdrafts (if any) _______ _
Other Assets ---------------

- ___ -- -- _
705 75 ---------

and Acceptances ---------Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$153,008 77 Total --------------------$153,008 77

f1R.LZWO

;t; t4

270

BANKING DEPARTMENT

EXAMINEE'S BEPOBT.

BANK OF GRAYMONT, GRAYMONT.

At Close of Business July 16, 1920.

President-T. H. Buttrill. Vice-President-J. A. Durden. Cashier-W. E. Gray,

Directors-T. H. Buttrill, J. A. Durden, V. E. Durden, W. M. Dekle, B. L. Brinson.

Date of Charter-April 27, 1901.

Began Business-May 5, 1901.

RESOURCES

LIABILITIES

Time Loans ---------------$119,218 52 Capital Stock Paid In. _____ .$ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

19,990 11,150

00 20

ASumrtp.luRs eFseurnvded __f_o_r__B_r_a_n__c_h_e_s

United States Bonds _______ Other Stocks and Bonds _____

11,000 00 ---------

DUinvdiidveinddesd

UPnropfaiitds

-_-_ _- _- _- _-_-_-_- -_

5,000 00 12,780 52
296 00

Banking House ------------ 5,216 09 Due to Banks in this State._

Furniture and Fixtures_____ Other Real Estate Owned____

2,827 7,000

14 00

DCaulel toMBonaenyks _i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 9,411 50 Individual Deposits Subject

Due from Banks in other
States. ------------------GCoulrdren_c__y___-_----------_-- -_-------------__--Silver, Nickels, Pennies ____ _ Advances on Cotton __ -_____ Advances on other CommodiChteiecsks--fo--r--C-l-e-a-r-in- g---H-o- u--s-e.-_-

12,520 84 1,048 00 680 00
_ ___6_5_9__65_
-_-__--__-_-_-_- -_

Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 103,211 13 Time Certificates of Deposit. 33,381 63 Savings Deposits ----------Trust Funds on Deposit. ___ _
CCearsthifiieerd's CChheecckkss _-_-_-__-_-_-_-_-_-_--_ Bills Payable _____________ _ 35,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items 2,233 63 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ------ __ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t s- -(-i-f- -a-n-y-)- - -- -- -- -- -- -- -- -Other Assets:

- -3-, 1-5-4- - -33-

and Acceptances ____ - ____ _ ORethseerrveLifaobriIlnittieerses_t_a_n_d__T_a_x__es_

119 56

County Warrants ---------- 10,000 00 Collections not remitted for_ 1,361 81

Cash Short ----------------

40 75

Total --------------------$216,150 65 Total --------------------$216,150 65

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$113,762 71 Capital Stock Paid In. _____ .$ 25,000 00

- oii Demand Loans ------------
Loans Secured by Real Estate

1,395 00 Amt. Reserved for Branches 4,000 00 Surplus Fund --------------

-5~ooo-

United States Bonds -------- 10,000 00 Undivided Profits __ _ _. 12,597 36 Other Stocks and Bonds ----- 1,000 00 Dividends Unpaid ________ _

Banking House ------------- 4,766 09 Due to Banks in this State._

Furniture and Fixtures_____ Other Real Estate Owned____

2,827 14 18,118 10

CDaulel tMo oBnaenyks__i_n__o_th_e_r _S_t_a_t_es_

Due from Banks in this State 1,142 73 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder,--N--i-c-k-e-ls-,--P--e-n-n-i-e-s-. -_-__--_

5,544 25 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 1,882 00 Time Certificates of Deposit.
680 00 Savings Deposits ----------637 87 Trust Funds on Deposit. ___ _

46,988 01 35,919 13

Advances on Cotton ________ Advances on other Commodi-

---------

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_

1,116 30

ties _ ---.- - - -- --------- - - - ------ - Bills Payable -------------- 50,000 00

Checks for Clearing House._

864 91 Notes and Bills Rediscounted

Other Checks and Ca:oJ)l Items ______ _. Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances _. ___ __ ___ .-.-.-- ---.---- and Acceptances ----------

Overdrafts (if any) Other Assets:

--------

---------

Reserve for Interest and Taxes Other Liabilities _____ _. __ _

County Warrants----------- 10,000 00

Total --------------------$176,620 80 Total --------------------$176,620 80

FIRST ANNUAL REPORT

271

EXAliiiiNEB.'S B.EPOB.T.

BANK OF GRAYSON, GRAYSON.

At Close of Business October 20, 1920.

President-W. A. Cooper. Vice-Presidents---<W. ;r, Tribble, T. A. Pate.

Cashier-W. T. Roberts.

Directors-W. A. Cooper, W. T. Roberts, W. ;r. Tribble, T. A. Pate, W. R. Roberts.

Date of Charter-:July 11, 1906.

Began Business-August 30, 1906.

RESOURCES

LIABILITIES

Time Loans ---------------$157,710 06 Capital Stock Paid In_______$ 40,000 00

io:ooo-iiii Demand Loans ------------- 13,570 54 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______

11,621 14,250

27 00

Surplus Fund -------------Undivided Profits ----------

3,735 19

Other Stocks and Bonds_____ Banking House ____________

1,500 00 2, 0 0 0 0 0

Dividends Unpaid ---------Due to Banks in this State-_

Furniture and Fixtures_____ 2,260 50 Due to Banks in other States

Other Real Estate Owned__ --------- Call Money ----------------

Due from Banks in this State Due from Banks in other

7,516 45 IndtoiviCduhaecl k D_e_p_o_s_i_t_s___S_u_b_j_e_c_t 41,174 73

States ------------------Currency -----------------GS iollvde r ,- - -N-i-c-k-e-l-s ,- - -P-e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton _______ _

872 37 2,858 00
148 50 888,31 1,840 67

Demand Certificates of Deposit Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposit----Cashier's Checks -----------

15,655 40 1,619 43
--2~i96-2i

A dt vi easn c e_s__o_n_ _o_ t_h_e_ r__C__o m_ _m__o_d_i_-

________ _

Certified Checks ______ ----- _ Bills Payable _________ --- __

-2~000- 00

Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

32 54 Notes and Bills Rediscounted 85,560 91 4,602 68 Certificates of Deposit for
Borrowed Money --------Liabillty on Letters of Credlt

O vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -------- -- -- -- --

-- -- -- -- -- -- -- -- --

and Acceptances ---------Reserve for Interest and Taxes

OCathsher SAhsosretts_: ______________ _

Other Liabilities: 5 20 Sundry Credits ------------

735 22

Total --------------------$222,677 09 Total --------------------$222,677 09

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$164,651 34 Capital Stock Paid In_______$ 40,000 00

-1o:ooii-oii Demand Loans ------------- 13,254 06 Amt. Reserved for Branches
Loans Secured by Real Estate 3,036 00 Surplus Fund -------------United States Bonds ------- 11,250 00 Undivided Profits ----------

3,658 96

Other Stocks and Bonds_____ 1,500 00 Dividends Unpaid _-- _------ 2,000 00

Banking House ------------ 2,000 00 Due to Banks In this State __ Furniture and Fixtures_____ 2,532 00 Due to Banks In other States

Other Real Estate Owned__ --------- Call Money - - __ - - --- ------ -

Due from Banks In this State 10,812 11 Individual Deposits Subject

Due from Banks in other States -------------------
GCoulrdr e n_c_y_ _ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels, Pennies ____ _ Advances on Cotton _______ _

2,470 38 3,646 00
158 50 767 20 2,651 39

Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of DepositSavings Deposits ----------Trust Funds on Deposit----Cashier's Checks _-- _-------

38,425 19
-ii,649-82
1,647 59
---i2o-35

24:ooii-oo Adtiveasnc_e_s- _o-n__o__th-e-r__C_o_m__m__o_d_i_-

________ _

Certified Checks -----------Bills Payable __ --------- _-

Checks for Clearing House-_ ________ _ Notes and Bills Rediscounted 90,422 20

Other Checks and Cash Items 111 87 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

atenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_- _ _______ _ Liability on Lett~rs of Credit

and Acceptances ----------

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets: U. S. Treas. Certificates ___ _

3,000 00 Other Liabilities -----------

- - - - - Revenue Stamps ______ - ____ _

83 26

Total --------------------$221,924 11 Total --------------------$221,924 11

272

BANKING DEPARTMENT

EXAMI:NEB'S BEPOBT.

GREENVILLE BANKING COMPANY, GREENVILLE.

At Close of Business July 21, 1920.

Plresident-R. J. Atkinson. Vcie-President-J. L. Render. Cashier-W. L. Pinkston.
Directors-R. J. Atkinson, J. L. Render, A. H. Freeman, B. F. McLaughlin, \V. s.
Howell, W. T. Strozier, J. A. Gaston, J. R. Gay, J. L . .B~stes.

Date of Charter-1887.

Began Bu.~,iness-1891.

RESOURCES

LIABILITIES

Time Loans --------------------$203,149 14 Capital Stock Paid in ---------$ 65,000 00

Demand Loans ---------------- 49,488 32 Amount Reserved for Branches:

Loans Secured by Real Estate

Gay Branch ------------------ 25,0ti0 00

United States Bonds ---------- 12,000 00 Surplus Fund ------------------ --------Other Stocks and Bonds_______ ________ _ Undivided Profits -------------- 105,737 !i2

Banking House ---------------- 1,700 00 Dividends Unpaid -------------- ---------

Furniture and Fixtures _______ _ Other Real Estate Owned _____ _

600 00 Due to Banks in this State ____ 2'35 83 5,000 00 Due to Banks in other States__ ---------

Due from Banks in this State __ 21,137 19 Call Money -------------------- --------Due from Banks in other States 5.014 78 Individual Deposits Subject to

Currency ---------------------- 4,925 00 Check ------------------------ 142,958 45

Gold --------------------------- 800' 00 Demand Certificates of Deposit ---------

Silver, Nickels, Pennies -------Advances on Cotton___________

____8_3_4__81_

Time Certificates of Deposit __ Savings Deposits --------------

49,913 86 ---------

Advances on other Commodities ________ _ Trust Funds on Deposit ______ ---------

Checks for Clearing House ___ _

42 85 Cashier's Checks -------------- 13'8 40

Other Checks and Cash Items __ 864 3~ Ce,rtified Checks -------------- ---------

Customers' Liability on Letters

Bills Payable ------------------ 145,000 00

of Credit and Acceptances__ --------- Notes and Bills Rediscounted-- ________ _

Overdrafts (if any)------------ ________ _ Certificates of Deposit for Bor-

Other Assets ------------------ 3,42'7 18 rowed Money ---------------- --------Deposited with Gay Branch__ 165,00'0 00 Liability on Letters of Credit

Capital and Surplus set aside

and Acceptances ------------ ---------

for Gay Branch ------------ 35,000 00 Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$51)8,984 16 Total ------------------------$508,9S4 16

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$1!i0,037 29 Capital Stock Paid in ----------$ 65,000 00 Demand Loans ---------------- 48,252 70 Amount Reserved for Branches:

Loans Secured by Real Estate 6'8.044 47 Gay, Ga., Branch ------------ 25,000 00

United States Bonds ---------- 12,000 00 Undivided Profits:

Other Stocks and Bonds_______ --------- Ca.pltal for Greenville ---------- 40,000 00

Banking House ---------------- 1, 70'0 00 Undivided Profits -------------- 89,521 60 Furniture and Fixtures ______ 9,075 00 Dividends Unpaid -------------- ---------

Other Real Estate Owned ______ 5,000 00 Due to Banks in this State ____ 164 65

Due from Banks in this State__ 15,429 32 Due to Banks in other States__ ---------

Due f,rom Banks in other States
Currency ---------------------'SGiollvder,--N--i-c-k-e-l-s-,--P-e--n-n-i-e-s--_-_-_-_-_-_-

8,822 44 Call Money -------------------- ---------
4,478 or Individual Deposits Subject to 860 oo Check ------------------------ 117,030 04
1,388 8~ Demand Certificates of Deposit ---------

Advances on Cotton --------- 73'2 2 Time Certificates of Deposit __ 44,208 34

Advances on other Commodi-

Savings Deposits -------------- ---------

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e--_-_-_-_-

---2-7-4---23-

Trust Funds on Deposit -----Cashier's Checks --------------

--------19 42

Othe,r Checks and Cash Items __ 598 94 Ce,rtified Checks -------------- ---------

Customers' Liability on Letters

Bills Payable ------------------ 235.00'0 00

of Credit and Acceptances__ ________ _ Notes and Bills Rediscounted__ ---------

Overdrafts-Of any) ---------- 194 92 Certificates of Deposit for Bor-

Other Assets:

rowed Money ---------------- ---------

Call Account ------------------ 43'8 49 Liability on Letters of Credit

Building Account -------------- 10,617 1F and Acceptances ------------ ---------

Amount Due from Gay Branch 178,000 00 Reserve for Interest and Taxes ---------

Othe,r Liabilities -------------- ---------

Total ------------------------$525,944 05 Total ------------------------$525,944 05

FIRST ANNUAL REPORT

273

EXAMUI'EB'S BEPOBT.

PEOPLES BANK, GREENVILLE.
At Close of Business August 5, 1920.
President-H. Warner HilL Vice-Presidents-A. F. Hill, N. F. Culpepper.
Cashier-H. vV. Hill, Jr.
Directors-H. Wa,rner Hill, A. F. Hill, N. F. Culpepper, \V. P. Hill, ,T. R Terrell, R. B. Gilbert, R. S. Parham, W. W. Parham.

RESOURCES

LIABILITIES

Time Loans ------------------$189,063 97 Capital Stock Paid in ----------$ 30,000 00

Demand Loans ---------------- 4,083 71 Amount Reserved for Branches

Loans Secured by Real Estate United 1States Bonds __________

________ _ 8,1TIS 2f

Surplus Fund -----------------Undivided Profits --------------

37,035 27

Other Stocks and Bonds_______ ________ _ Dividends Unpaid --------------

Banking House -------------- 2,000 00 Due to Banks in this State ___ _

Furniture and Fixtures ________ 500 00 Due to Banks in other States__

Other Real Estate Ovvned_____
Due from Banks in this State__ Due from Banks in other States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies ________ Advances on Cotton___________ Advances. on other Commodities Checks for Clearing House ____

________ _
6,351 69 7.6~5 3
6, 729 or
490 00 1,06S 4' ________ _ ________ _
1,on 25

Call Money -------------------Individual Deposits Subject to
Check ------------------------ 107,656 liZ Demand Certificates of Deposit Time Certificates of Deposit __
Savings Deposits -------------- 38,549 66 Cashier's Checks -------------- 115 60 Certified Checks -------------Bills Payable ------------------ 15,000 00

Other Checks and Cash Items 1,256 2.' Notes and Bills Rediscounted __

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ Overdrafts (if any)------------

________ _ ---------

Liraobvivleitdy MoonneLye-tt-e-r-s---o-f--C--r-e-d-i-t

Other Assets ------------------ ________ _ and Acceptances ------------

Reserve for Interest and Taxes

Other Liabilities:

Cash Long --------------------

11 35

Total ------------------------$228,367 90 Total ------------------------$228,367 90

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------------$171,540 83

Demand Loans ---------------- 4,138 97

Loans Secured by Real Estate --------t,Jnited States Bonds ---------- 8,118 25

Othe,r Stocks and Bonds_______ ---------

Banking House -------------- 2,000 00 Furniture and Fixtures ________ 500 00

Other RPal Estate Ovvned_____ --------Due from Banks in this State__ 10,2T5 69

Due from Banks in other States 1,441 03
Currency ---------------------- 2.955 r

Gold --------------------------- 490 00 Silver, Nickels, Pennies -------- 1,421 07

Advances on Cotton ---------- 3,662 07

Advances on other Commodities --------Checks for Clearing House __ 292 8~

Other Checks and Cash Items__

98 72

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any)------------ ---------

Other Assets ------------------ ---------

Capital Stock Paid in ----------$ 30,000 00 Amount Reserved for Branches

.Surplus Fnud ------------------ 27,606 17 Undivided Profits ------------- 7,866 2\J

Dividends Unpaid -------------Due to Banks in this State ___ _

Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 65,823 56 Demand Certificates of Deposit Time Certificates of Deposit __ 35,577 59

Savings Deposits -------------Trust Funds on Deposit ------

Cashier's Checks ------------

1 00

Certified Checks -------------Bills Payable ------------------ 40,000 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

Liraobvivleitdy MoonneLye-tt-e-r-s---o-f--C--r-e-d-i-t

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$206,874 l'i Total ------------------------$206,874 5~

274

BANKING DEPARTMENT

EXAMINEE'S BEPOBT.

GRIFFIN BANKING COMPANY, GRIFFIN.

At Close of Business August 18, 1920.

l'Tesident-J. P. Nicholls. Vice-President-B. R. Blakely. Cashier-E. C. Smith.

Directors-B. R. Blakely, Lloyd Cleveland, W. F. Ingram, J. P. Nicholls, J. P.

Nicholls, Jr., Jno. B. Mill, E. C. Smith, J. H. Stephens, W. H. Williams.

Date of Charter-October 26, 1870.

Began Business-October 26, 1870.

RESOURCES

LIABILITIES

Time Loans -------------------$803,695 77 Capital Stock Paid in ----------$100,000 00

Demand Loans ---------------- 52,76"9 71 Amount Rese.rved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ---------------- 50,000 00

United States Bonds --------- 42,2~6 Or Undivided Profits -------------- 115,065 71

Other Stocks and Bonds ______ 31,375 00 Dividends Unpaid -------------- 500 00 Banking House ---------------- 10.000 r Due to Banks in this State____ 300 55 Furniture and Fixtures ________ 3,000 00 Due to Banks in other States 2,461 2f>

Other Real Estate Owned ____ 5,000 or Call Money -------------------- --------Due from Banks in this State 235,848 06 Individual Deposits Subject to

Due from Banks in other States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies -------Advances on Cotton___________

39,645 14
21,912 00 3,200 00 9, 9(i4 18 ---------

Check ----------------------- 797,766 67 Demand Certificates of Deposit 173,557 89 Time Certificates of Deposit __ ---------
Savings Deposits -------------- 52,957 10 Trust Funds on Deposit ______ ---------

Advances on other Commodities --------- Cashier's Checks -------------- 8,857 55 Checks for Clearing House ____ 4,158 58 Ce.rtified Checks -------------- ---------

Other Checks and Cash Items Customers' Liability on Letters

1,0ml 91 BNiolltsesPaanydabBleill-s--R--e-d-i-sc--o-u-n-t-e-d-_-_- -_-_-__-_-_-_-_--_

of Credit and Acceptances___ --------- Certificates of Deposit for Bor-

Overdrafts (if any) ___________ 37,619 Oo rowed Money ---------------- ---------

Other Assets ------------------

46 32 Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ----------------------$1,301,{66" 72 Total ----------------------$1,301,466 72

BANK'1S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$774,769 29 Capital Stock Paid in --------$100,000 00

Demand Loans ---------------- 57,129 30 Amount Rese.rved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ------------------ 50,000 00

United States Bonds ---------- 40,550 00 Undivided Profits -------------- 109,629 98
Banking House ---------------- 10,000 nr Dividends Unpaid -------------- ________ _
Other Stocks and Bonds______ 31,375 00 Due to Banks in this State ____ 826" 90

Furniture and Fixtures -------Other Real Estate Owned ____

3,000 5,000

0o0r

Due to Banks in other States__ Call Money --------------------

~2 32 ---------

Due from Banks in this State__ 134,006 84 Individual Deposits Subject to

Due ~rom Banks in other States
CUirrency ---------------------Gold -------------------------Silver, Nickels, Pennies -----Advances on Cotton __________

19,504 42
10.200 00 3,100 00 4.242 38 19,3"89 2"

Check ----------------------- 482.228 ~? Demand Certificates of Deposit 126,992 38 Time Certificates of Deposit __ ________ _ Savings Deposits -------------- 50,995 20 Trust Funds on Deposit ______ ---------

Advances on other Commodities --------- Cashier's Checks -------------- 534 01 Checks for Clearing House____ 15,387 18 Certified Checks -------------- ________ _

Other Checks and Cash Items Customers' Liability on Letters

121 11 Bills Payable ------------------ 190,000 oo Notes and Bills Rediscounted 20,000 00

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any) ---------- 1,90S

rowed Money ---------------- ---------

Other Assets:

Liability on Letters of Credit

War Savings Stamps ---------- 1,676 00 and Acceptances ____________ ---------

Rese.rve for Interest and Taxes --------Other Liabilities -------------- ________ _

Total ----------------------$1,131,429 61 Total ----------------------$1,131,429 Ill

FIRST ANNUAL REPORT

275

E:XAMINEB.'S B.EPOB.T.

MERCHANTS & PLANTERS BANK, GRIFFIN.

At Close of Business October 6, 1920.

President-J. C. Brooks. Vice-President-J. S. Tyus. Cashier-0. S. Tyus.
Dlrectors-J. C. Brooks, J. S. Tyus, 0. s. Tyus, Jas. M. Brawner, \V. J. Kincaid,

Haskell H. Bass, Allan Little, R. F. Strickland.

Date of Charter-February 28, 1876.

Began Business-July 1, 1889.

RESOURCES

LIABILITIES

Time Loans --------------------$934,518 9( Demand Loans ---------------- 156,426 4' Loans Secured by Rea] Estate --------United States Bonds ---------- 86,478 00 Other Stocks and Bonds ______ 23,450 00
Banking House ---------------- 20,000 00 Furniture and Fixtures ________ 3,564 44
Other Real Estate Owned_____ --------Due from Banks in this State 35,780 22 Due from Banks in other States 87,246 82
Currency ---------------------- 15.332 or
Gold --------------------------- 250 00 Silver. Nickels, Pennies ______ 3,792 64 Advances on Cotton___________ --------Advances on other Commodities --------Checks for Clearing House and
Other Checks and Cash Items 8,863 11 Customers' Liabdlity on Letters
of Credit and Acceptances___ --------Overdrafts (if any) ---------- 24,572 8;
Other Assets ------------------

Capital Stock Paid in --------$100,000 00 Amount Reserved for Branches --------Surplus Fund ---------------- 100,000 00 Undivided Profits -------------- 71,660 32 Dividends Unpaid -------------- --------Due to Banks in this State ____ --------Due to Banks in other States__ ---------
Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 424,092 01 Demand Certificates of Deposit 401,854 91 Time Certificates of Deposit __ --------Savings Deposits -------------- --------Cashier's Checks -------------- 2,668 17 Certified Checks -------------- --------Bills Payable ------------------ 300,000 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ----------------------$1.'100,275 r

Total ----------------------$1,400,275 41

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$857,981 5 Capital Stock Paid in --------$100,000 00

Demand Loans ---------------- 69,829 91 Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ----------------- 100,000 0

United ,states Bonds ---------- --------- Undivided Profits ------------- 6'1,412 43 Other Stocks and Bonds ______ 24,278 00 Dividends Unpaid -------------- ---------

Banking House ---------------- 20,0()0 00 Due to Banks in this State ____ ---------

Furniture and Fixtures ________ 3,564 41: Due to Banks in other States__ ---------

Other Real Estate Owned ______ 56,469 5' Call Money ------------------- --------Due from Banks in this State__ 37,981 67 Individual Deposits Subject to

Due from Banks in other States 23,860 29 Check ----------------------- 408,128 44 Cunrency ---------------------- 18,609 1 Demand Ce,rtificates of Deposit 288,914 99

Gold --------------------------- 225 00 Time Certificates of Deposit __ --------Silver, Nickels, Pennies ______ 5,303 70 Savings Deposits -------------- --------Advances on Cotton___________ --------- Trust Funds on Deposit ______ ---------

Advances on other Commodities --------- Cashier's Checks -------------- 778 92

Checks for Clearing House ____ 32,212 2 Certified Checks -------------- ________ _

Other Checks and Cash Items__ --------- Bills Payable ------------------ 200,000 00

Customers' .Liability on Letters

Notes and Bills Rediscounted__ ________ _

of Credit and Acceptances__ _

Certificates of Deposit for Bor-

Overdrafts (if any) ------------ 1i889-39 rowed Money ---------------- ---------

Other Assets ------------------ --------- Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ________ _

Total ----------------------$1, f62, 234

Total ----------------------$1,162,234 78

276

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

THE SAVINGS BANK OF GRIFFIN, GRIFFIN.

At Close of Business September 22, 1920.

President-B. rR. Blakely. Vice-President-J. H. Smith. Cashier-J. H. Smith.

Directors-B. R. Blakely, J. H. Smith, J. P. Nichols, T. T. Blakely, F. M. Ben-

ford, M. J. Daniell, L. P. Blanton, vV. H. Beck, J. H. Stevens.

Date of Charter-October 11, 1889.

Began Business-1891.

RESOURCES

LIABILITIES

Time Loans ------------------$489,708 60 Demand Loans ---------------- 73,841l 2\ Loans Secured by Real Estate ________ _ United States Bonds __________ 16,96U 0{

Other Stocks and Bonds ______ 8, 000 00

Banking House ---------------- 7,500 00 Furniture and Fixtures ________ 5,945 f-

O'ther Real Estate Owned ____ 10,400 00

Due from Banks in this State__ 12.057 89

Due from Banks in other States 3,626 64

Currency ---------------------Gold ---------------------------

10,324 145

o0<r

Silver, Nickels, Pennies -------- 3, 738 b::

Advances on Cotton___________ ---------

Advances on other Commodities --------Checks for Clearing House __ 4,548 33

Other Checks and Cash Items 1,488 5 Customers' Liability on Letters

of Credit and Acceptances___ --------Overdrafts (if any) ---------- 9,434 93 Othe,r Assets ------------------ 3,:890 4: vVar :Savings Stamps ---------- 1,692 00

Capital Stoc:K Paid in --------$100,000 00 Amount Reserved for Branches --------Surplus Fund ------------------ 25,000 Oil Undivided Profits ------------- 47,783 80 Dividends Unpaid ------------- --------Due to Banks in this State ____ --------Due to Banks in other States__ ---------
Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 186,377 43 Demand Certificates of Deposit 74,749 67 Time Certificates of Deposit __ Savings Deposits -------------- 186,247 84 Cashier's Checks -------------- 2,108 22 Certified Checks -------------- 925 00 Bills Payable ------------------ 40,000 00 Notes and Bills Rediscounted __ --------Certificates of Deposit for Bor-
rowed Thfoney ---------------Liability on Letters of Credit
and Acceptances ------------ ------- __ Reserve for Interest and Taxes --------Other Liabilities: Cash Long -------------------- 108 91

Total ------------------------$663,300 87 Total ------------------------$663,300 87 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------------$388,079 70 Demand Loans ---------------- 91,501 38 Loans Secured by Real Estate --------United States Bonds __________ 17,431 F Other Stocks and Bonds ______ 8,000 00
Banking House ---------------- 7,500 00 Furniture and Fixtures ________ 5,945 53
Other Real Estate Owned ____ 10,400 or
Due from Banks in this State__ 24,0Z'5 9? Due from Banks in other States 3,486 81'
Currency ---------------------- 18,141 00 Gold -------------------------- 105 00 Silve,r, Nickels, Pennies ______ 1,313 24 Advances on Cotton___________ ---------
Advances on other Commodities --------Checks for Clearing House ____ 3,576 46 Other Checks and Cash Items 9,971 05 Customers' Liability on Letters
of Credit and Acceptances___ --------Overdrafts (if any) ------------ 2,673 15 Other Assets ------------------ 6, 688 60

Capital Stock Paid in ________ $f00,000 00 Asumrpoluunst FRuensderv__e_d__f_o_r__B__r_a_n_c_h_e__s -2-5~liuo-oo
Undivided Profits ------------ 46,257 72 Dividends Unpaid ------------- --------Due to Banks in this State ____ --------Due to Banks in other States__ --------Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 185,422 83 Demand Certificates of Deposit 70,212 00 Time Certificates of Deposit __
Savings Deposits -------------- 169,709 31 Trust Funds on Deposit ______ ------- _ Cashier's Checks -------------- 2,237 56 Ce,rtified Checks -------------- --------Bills Payable ------------------ ________ _ Notes and Bills Rediscounted __ --------Certificates of Deposit for Bor-
rowed Money ________________ ---------
Liability on Letters of Credit
and Acceptances ------------ --------Rese,rve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ______,__________________ $598,839 42 Total ------------------------$598,839 42

FIRST ANNUAL REPORT

277

JlXAMINJlB'S BJlPOB'l'.

EFFINGHAM COUNTY BANK, GUYTON.
At Close of Business August 9, 1920.
President-R. P. Powell. Vice-Rresident-J. W. Grann. Cashier-G. B. Cubbedge. Directors-B. P. Powers, H. R. Tarver, Sr., A. E. Bird, J. T. '.Vells, C. E. Kistler,
J. M. Grann, C. J. Turnbull, W. A. Grann, F. R. Rountree, J. C. Hughes. Date of Charter-April 8, 1904.

RESOURCES

LIABILITIES

Time Loans -------------------$108,649 07

Demand Loans ---------------- 300 O(} Loans Secured by Real Estate 24.226 44

United States Bonds ---------- 350 lR

Other Stocks and Bonds_______ ---------

Banking House -------------- 4,000 00 Furniture and Fixtures ______ 4, 700 00

Other Real Estate Owned ____ 21,072 93

Due f.rom Banks in this State__ 24,535 4

Due from Banks in other States 3,<512 l1

Currency ---------------------- 3,895 Of'

Gold ---------------------------

60 00

Silver, Nickels, Pennies________ 1.0~4 5f

Advances on Cotton __________ ---------

Advances on other Commodities ---------

Checks for Clearing House ____ ---------

Other Checks and Cash Items 500 70

Customers' Liability on Letters

of Credit and Acceptances___ ---------

Overdrafts (if any) ---------- 713 25

Other Assets ------------------ 72"2 11

Capital Stock Paid in ________ $ 2o,OOD

Amount Rese.rved for Branches

Surplus Fund ------------------ 1,250 00

Undivided Profits --------------

Dividends Unpaid ------------Due to Banks in this State ___ _

Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to

DCemheacnkd -C--e-r-ti-f-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t 53,501 92 Time Certificates of Deposit __ 6,614 77

Savings Deposits -------------- 111,146 41 Trust Funds on Deposit ------

Cashier's Checks -------------- 281 34

Certified Checks --------------

Bills Payable -----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

27 45

Total ------------------------$197,821 89 Total ------------------------$197,821 89

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------------$ ---------

Demand Loans ---------------- --------Loans Secured by Real Estate ---------

United States Bonds ---------- 350 0

Othe.r Stocks and Bonds_______ ---------

Banking House -------------- 4,000 00

Furniture and Fixtures ------ 4,7(}0 0\l Other Real Estate Owned ______ 20,731! 92

Due from Banks in this .State__ 4,949 33

Due f.rom Banks in other States 3,034 61

Cunrency ---------------------- 3,129 00

Gold ---------------------------

70 00

Silver, Nickels, Pennies ------ 1, 724 34

Advances on Cotton ---------- ---------

Advances on othe.r Commodities ---------

Checks for Clearing House ____ ---------

Other Checks and Cash Items 542 47

Customers' Liabdlity on Letters

of Credit and Acceptances___ ---------

OVerdrafts (if any) ---------- 410 33 Other Assets ------------------ 1,112 92 Suspense Account ------------ 1,282 75

Capital Stock Paid in ________ $ 25,000 QA Amount Reserved for Branches

Surplus Fund ------------------ 1,250 00

Undivided Profits -------------Dividends Unpaid ------------Due to Banks in this State ___ _

Due to Banks in other States__

Call. Money -------------------Individual Deposits Subject to

Check ----------------------- 45,687 28 Demand Certificates of Deposit

Time Certificates of Deposit __ ll,Ull 04

Savings Deposits -------------- 10&,790 98

Trust Funds on Deposit -----Cashier's Checks --------------

-io37-5

Ce.rtified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed M:oney ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$185,18i Sf Total ------------------------$185,181 88

278

BANKING DEPARTMENT

EXAMINER'S REPORT.
JONES COUNTY BANK, HADDOCK.
At Close of Business September 2, 1920.
President-T. R. Turner. Cashier-G. A. Smith. Directors-T. R. Turner, G. A. Smith, 0. H. Kingman, JT., R. H. Kingman, Sr.,
J. A. Middlebrooks, C. W. Middlebrooks. Date of Charter-1905.

RESOURCES

LIABILITIES

Time Loans ------------------$136,211 87

Demand Loans ---------------- 14,906 18 Loans Secured by Real Estate ---------

United States Bonds ---------- 15,00U 00

Othe,r Stocks and Bonds_______ ---------

Banking House ---------------- 1,590 11 Furniture and Fixtures ------ 1,803 11

Other Real Estate Owned_____ --------Due from Banks in this State__ 8,741 17

Due from Banks in other States 312 75

Currency ---------------------Gold --------------------------

1,497 25

0oo0

Silver, Nickels, Pennies ------ 1,191J 67

Advances on Cotton ---------- 667 38

Advances on other Commodities --------Checks for Clearing House_____ ---------

Other Checks and Cash Items 155 32

Customers' Liability on Letters

of Credit and Acceptances___ --------Overdrafts (if any) ------------ 3,492 5~'

Other Assets ------------------ --------

Capital Stock Paid in ________ $ :l5,000 00

Amount Reserved for Branches

Surplus Fund -----------------Undivided Profits ------------- 34,849 87

Dividends Unpaid ------------Due to Banks in this State____ _

84 00

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 58,550 58 Demand Certificates of Deposit Time Certificates of Deposit __ 20,390 00

Savings Deposits --------------

Trust Funds on Deposit ------

Cashier's Checks -------------- 490 69

Certified Checks -------------Bills Payable ------------------ 35,000 00 Notes and Bills Rediscounted __ 11,000 00 Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Depreciation and

Taxes ------------------------ 228 01

Other Liabilities --------------

Total ------------------------$185,593 1f Total ------------------------$185,593 15

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$
Demand Loans ----------------

88,731 53,659

48 83

Loans Secured by Real Estate

United States Bonds (Liberty) Othe,r Stocks and Bonds _____ _ Banking House ---------------Furniture and Fixtures -------Other Real Estate Owned____ _

15,000 00 250 00
1,590 11
1,803 11

Due from Banks in this State 1,529 44

Due from Banks in othe.r States ,124 2'

Currency ----------------------
GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s-------------Advances on Cotton ---------Advances on other Commodi-

1,547 00 55 00 658 8}
2,529 93

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e--__-_-_-_-

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ _

199 94

Overdrafts (if any) ---------- 609 29

Other Assets ------------------

Capital Stock Paid in --------$ 25,1JOO or
Amount Reserved for Branches

Surplus Fund ------------------

Undivided Profits ------------- 30,273 29

Dividends Unpaid -------------Due to Banks in this State_____

84 00

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit __ Savings Deposits -------------Trust Funds on Deposit ------

43,356 2n 17,460 00

Cashier's Checks -------------Certified Checks --------------Bills Payable -----------------Notes and Bills Rediscounted__
Certificates of Deposit for Bor-

886 68
-3-5~000-00 17,000 00

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Depreciation -----Other Liabilities --------------

228 01

Total ------------------------$169, 2ll8

Total ------------------------$169,2ll8 23

FIRST ANNUAL REPORT

279

EXAMINER'S BEPOBT.

EVANS COUNTY BANK, HAGAN.

At Close of Business December 27, 1920.

Pcr-esident-J. Directors-J.

A. A.

Sikes. Sikes,

Vice-Presidents-B.

D.

A.

Cashier Calder,

-Bs..

c.
T.

T. Ellis, L. Kennedy. Ellis, J. A.

H. Kennedy, DeLoach, L.

E. H.

T. Riggs. Kennedy,

C. E. Graybill.

Date of Charter-March 12, 1919.

Began Business---,March 22, 1919.

RESOURCES

LIABILITIES

Time Loans ------------------$ 52,242 94
Demand Loans .. --------------Loans .Secured by Real Estate __ United <States Bonds ---------Other Stocks and Bonds______ _

FBuarnnkiitnugre HaonudseFix-t-u-r-e-s--__-_-_-_-_-_-_Other Real Estate Owned ____ _ Due from Approved Reserve
Agents ---------------------Due from Banks in other States

2,100 00 2,105 00
2,860 00

Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_--_

Advances on Cotton ---------Advances on other Commodi-

Chtieecsks--f-o-r--C-l-e-a-r-i-n-g--H--o-u-s-e--__-_-_-_Other Checks and Cash Items._ Customers' Liability on Letters
of Credit and Acceptances__ _ Overdrafts (if any)-----------Other Assets:
Cash --------------------------

1,015 92

Capital Stock Paid in ________; 25,000 00
Amount Reserved for Branches --------Surplus Fund ------------------ --------Undivided Profits ------------- 187 95 Dividends Unpaid ------------ --------Due to Banks in this State_____ --------Due to Banks in other States --------Call Money -------------------- --------Individual Deposits Subject to
Check ---------------------- 10,678 36 Demand Certificates of Deposit --------Time Certificates of DeposiL_ 12,350 55 Savings Deposits -------------- --------Trust Funds on Deposit ------ --------Cashier's Checks ------------- 307 lr4 Certified Checks -------------- --------Bills Payable ------------------ 11,800 00 Notes and Bills Rediscounted._ --------Certificates of Deposit for Bor-
,rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$ 60,324 2r Total ------------------------$ 60,324 20
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 46,569 !'>' Demand Loans ---------------- 100 00 Loans Secured by Real Estate 5,389 68

United States Bonds ---------- --------Other Stocks and Bonds_______ ---------

Banking House -------------- 2,100 00 Furniture and Fixtures ______ 2,105 00

Other ReaJ Estate Owned_____ --------Due from Banks in this State__ 741 33 Due from Banks in other States 129 53

Currency ---------------------Gold --------------------------Silver, Nickels. Pennies ------

608 00
7 50 359 09

Advances on Cotton ---------- --------Advances on other Commodi-

ties -------------------------- ---------

Checks for Clearing House_____ ---------

Other Checks and Cash Items

87 98

Customers' Liability on Let-

ters of Credit and Accept-

ances _--- _- --- - --- --- --- - -- - _-- -- -

Overdrafts (if any)------------

91 32

Other Assets ------------------ ---------

Capital Stock Paid in --------$ 25,000 00 Amount Reserved for Branches

Surplus Fund -----------------Undivided Profits --------------

61 63

Dividends Unpaid -----------Due to Banks in this State____ _

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ---------------------- 10:,752 99 Demand Certificates of Deposit

Time Certificates of DeposiL_ 12,350 55

Savings Deposits -------------Trust Funds on Deposit _____ _

Cashier's Checks -------------- 123 81

Certified Checks -------------Bills Payable ------------------ 10,000 1)0 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

,rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 58,n8 9r Total ------------------------$ 58,2.88 98

280

BANKING DEPARTMENT

EXAMiliEB'S BEPOBT.

BANK OF HAHIRA, HAHmA.

At Close of Business August 18, 1920.

President-L. :M. Stanfill. Vice-Presidents-W. H. Overstreet, E. J. Smith. Cashier-W. H. McKinnon.
Directars-L. M. Stanfill, W. H. Overstreet, E. J. Smith, J. B. Hutchinson, A. T. Coppege, B. L. Wilkerson, J. E. Webb.

Date of Charter-January 22, 1906.

Began Business-February 15, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$188,659 81 Capital Stock Paid In _______ $ 35,000 00

DLoemanasndSeLcuoraends by--R--e-a-l-E--s-t-a-teUnited States Bonds-Treas. OtCheerrtiSfitcoactkess an-d---B-o-n-d-s-_-_-_-_-_-

__8.,2_1_9___01_

Amt. Reserved for Branches Surplus Fund --------------

undivided Profits ----------

_1_5_,_0_0_0__00.

Dividends .Unpaid ---------Due to Banks in this State __

10,000 00 14,552 14
8 00

BFuanrnkiitnugreHaonudse F-ix--tu--re--s-_-_-__--_

2,215 00 1,648 75

Due to Banks in other States Call Money ___ -- -- __ -------

-------20

Other Real Estate Owned ___ _

952 27 Individual Deposits Subject

Due from Banks in this State 36,071 51 to Check __ - - -- _-- - --- - - - 128,860 41

Due from Banks in other

Demand Certificates of Deposit

States ------------------CGuolrdren_c_y____-_---- -_--_-_-_-_-_-_-_-_-__--_
Silver, Nickels, Pennies ____ _

8,853 52 4,263 00

STaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_i_t__

81,551 73

90 00 Cashier's Checks -----------

756 03

1,161 06 Certified Checks - ___ --- _--- _

Advances on Cotton and Po,tatoes ------------------

1, 753 96

Bills Payable -------------Notes and Bills Rediscounted

Adtiveasnc_e_s__o_n__o_t_h_e_r__C_ o_m__m_ _o_d_i-_ ________ . CeBrtoifrircoawteesd oMf onDeyepo_s_i_t___f_or_

Checks for Clearing House__ 12,715 11 Liability on Letters of Credit

Other Checks and Cash Items

241 44 and Acceptances -- __ -- __

Customers' Liability on Let-

Reserve for Interest and Taxes

atenrcsesof _C_r_e_d__it__a-n-d__A__c_c_e-p_t_-

- ___ - - __ _

Other Liabilities: Deposits and Notes

Paid ___ _

11,697 03

Overdrafts (if any) --------

3 20

Other Assets:

In Transit -----------------

580 90

Total -------------------$182,428 54 Total -------------------$182,428 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$123,281 95 Capital Stock Paid Jn _______ $ 35,000 00

-io:ooo-oo Demand Loans ------------- 8,466 15 m t. Reserved for Branches

Loans Secured by Real Estate United States Bonds -----Other Stocks and Bonds _____

71,605 15 -----------------

SUunrdpilvuids edFuPnrdofi-t-s--_-__------_-_---_-_-_ Dividends Unpaid __ - ___ -- __

20,567 83 8 00

Banking House ------------ 2,215 00 Due to Banks in this State __ Furniture and Fixtures_____ 1,648 75 Due to Banks in other States

Other Real Estate Owned____

952 27 Call Money __ --- __ --- _-- __

Due from Banks in this State 18,719 77 Individual Deposits Subject

Due from Banks in other

to Check ________ - _----- _ 98,607 21

States ------------------Currency ----------------SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

8,696 55 Demand Certificates of Deposit 492 87

3,384 00 80 00

Time Certificates of Deposit_ Savings Deposits __________ _

75,749 82

1,117 98 Trust Funds on Deposit-----

Advances on Cotton __ ------_ ------- __ Cashier's Checks -----------

A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

____ -- __ _

Certified ChecKs ____ -- __ --- _ Bills Payable ---------------

Advances on Sweet Potatoes_

229 65 Notes and Bills Rediscounted

---i2o-oo Checks for Clearing- House __
Other Checks and Cash Items

Certificates of Deposit for Borrowed Money --- _----

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

and Acceptances Reserve for Interest and Taxes

Overdrafts (if any) ________ ____ --- __ Other Liabilities ___ --- _----

Other Assets ____________ - __ -- __ --- __

Total --------------------$240,517 22 Total --------------------$240,517 22

FIRST .ANNUAL REPORT

281

ll:XAMilll'llB:S :RIIPO:R'l'.

THE CITIZENS BANK, HAHIRA.

At Close of Business October 8, 1920.

President-J. J. Witherington. Vice-President---John A. Hodges.

Directors-.J.

.r.

CashieT-D. K. Hollis. Witherington, Jno. A. Hodges, D. K.

Hollis,

E.

D.

webb,

Sr.,

J. W. Coppage, Hardy King.

Date of Charter-November, 1913.

Began Business-February, 1914.

RESOURCES

LIABILITIES

Time Loans ______________ -$ Demand Loans ___________ _

76,616 38 3,460 01

Capital Stock Paid In _______ $ 25,000 00 nt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

Surplus Fund -------------Undivided Profits ----------

966 32

Other Stocks and Bonds ____ _

Dividends Unpaid _____ -----

FBuarnnkiitnugreHaonudse F-ix--tu--re--s-_-_-_-_-_ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton _______ _

3,708 08
-7:ao5- s7
2,453 23 2,075 00
45 00 356 08

Due to Banks in this State_CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S-t_a_te-sIndividual Deposits Subject Detmo aCnhdeCcekrti-l-l.-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of DeposiL Savings Deposits _____ -----Trust Funds on DeposiL-- __ Cashier's Checks -----------

- -7~000- 00
15,000 00 41,104 48
7,548 90
2,646 78

Advances on other Commodi-

Certified Checks --- _--------

Chteiceks s -fo--r --C-l-e-a-r-in-g---H-o--u-s-e----

Bills Payable-Cash Long -356 74 Notes and Bills Rediscounted

33 01

Other Checks and Cash Items

141 00 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _-------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -_-_-_-_ _- _-_- -_

and Acceptances -- _--- __ Reserve for Interest and Taxes

Other Assets:

Other Liabilities ---- _------

Depositors' Guarantee Fund_ 2,782 10

Total --------------------$ 99,299 49 Total --------------------$ 99,299 49
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ -$ 69,274 06 Demand Loans ------------- 5,265 61 Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Bankin,g- House ___________ _

Furniture and Fixtures ____ _ 3, 708 OR

Other Real Estate Owned ___ _ Due from Banks in this State

-1-2:551-28

Due from Banks in other

States -------------------- 1,665 99

Currency -----------------SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton _______ _

1,562 00 50 00
229 58

Advances on other Commodi-

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

76 10

O. vaenrcdersafts---(i-f--a-n-y-)---_-_-__-_-_-_--_

"th er Assets: Depositors' Guarantee Fund_ 2,782 10

Capital Stock Paid In _______ $ 25,000 00

Amt. Reserved for Branches Surplus Fund __ - _____ ------

Undivided Profits ---------Dividends Unpaid ____ -----

'1ne to Banks in this State-_ Due to Banks in other States 15,000 00

Call Money ---------------IntdoiviCdhueacl k D_e_p_o_s_i_t_s___S-u_b_j_e_c_t 35,748 29

Demand Certificates of Deposit Time Certificates of Deposit_ 12,710 90

Savings Deposits --- __ -----Trust Funds on DeposiL---Cashier's Ch-ecks _________ _

344 76

BCielrltsifiePdayCahbelecks_____-_-_-_-_-_-_-_-_--_ 7,500 00

Notes and Bills "Rediscounted Certificates of Deposit for
Borrowed Money __ ---- _-

Liability on Letters of Credit

and Acceptances Reserve for Interest and Taxes Other Liabilities _____ - ____ _

Total --------------------$ 97,164 80 Total --------------------$ 97,164 80

,

282

BANKING DEPARTMENT

EXAMINER'S B.EPOB.T.

BANK OF HAMILTON, HAMILTON.

At Close of Business August 6, 1920.

President-C. H. Cook. Vice-Presidents-J. F. C. williams., J. H. Mobley. Cashier-T. W. TelfDTd.
Directors-C. H. Cook, J. F. C. Williams, J. H. Mobley, T. W. Telfo.rd, 0. S. Barnes, J. H. Lynch.

Date of Charter-J-anuary 18, 1905.

Began Business-January 18, 1905.

RESOURCES

LIABILITIES

Time Loans - ___ - __________ $110,050 20 Capital Stock Paid In. _____ .$ 16,200 00

Demand Loans ------------- 4,055 30 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------

United States Bonds _______ _ Other Stocks and Bonds ____ _

- -3~000- iiii

Undivided Profits Dividends Unpaid

-------------------

3,240 00 1,264 20
60 00

FBuarnnkiitnugreHaonudse F-ix--tu--r-e-s-. -_-__--_ Other Real Estate Owned ___ _

1,686 16 2,205 04 1,036 22

Due to Banks in this State Due to Banks in other States Call Money __ - _--- __ - ___ - _

Due from Banks in this State Due from Banks in other

1,995 93

Individual Deposits Subject to Check __ - -- - - - _-- _- -- -

34,549 97

cu~~~~~~ -===============:==
GS iol vl de r ,- -N- -i-c-k-e-l s-,- -P-e-n- n- -i e-s-_-_-_-_-_-

t:r~~ gg Demand Certificates of Deposit Time Certificates of Deposit_

-8-2~ 946-00

1,56985 2030

Savings Deposits Cashier's Checks

---------------------

154 50

Advances on Cotton ________ Advances on other Commodi-

---------

Certified Checks ___ - _------ _ Bills Payable __ - ___ - _______ _

Chteiecks s -fo--r--C-l-e-a-r-in--g--H-o--u-s-e-_-_ Other Checks and Cash Items

- - - -1-3-2- -5-3 745 50

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money __ -- __ - _

Customers' Liability on Letatenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_

________ _

LiaanbdilitAy cocnepLtaenttceerss o_f__C-r_e_d_i_t Reserve for Interest and Taxes

Cverdrafts (if any) _______ _

6 27 Other Liabilities --- _------ _

Other Assets:

Depositors' Guarantee Fund. Mutual Fire Ins. Fund_____ _

3,464 50 120 00

Total --------------------$138,414 67 Total --------------------$138,414 67

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ .$115,098 57 Capital Stock Paid In-------$ 16,200 00

Demand Loans ------------Loans Secured by Real Estate

3,975 69 5,644 00

Amt. Reserved for Branches Surplus Fund -------------

- -3~24ii- iiii

United States Bonds ------- --------- Undivided Profits ----------

664 75

Other Stocks and Bonds_____ 3,000 00 Dividends Unpaid ---------

Banking House ------------ 1,686 16 Due to Banks in this State. Furniture and Fixtures_____ 2,205 04 Due to Banks in other States

Other Real Estate Owned____ 1,036 22 Fort Lee, N. Y.

Due from Banks in this State DuSetatfersom___B__a_n_k_s___i_n___o_t_h_e_r
Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-.-_-__--_ Advances on Cotton Seed ___ _

15,914 93

6,233 3, 700

7oo2

105 00

1,541 12

1,201 83

Call Money --------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of DeposiL Savings Deposits ----------Trust Funds on Deposit. __ --

60,242 25 76,628 38

Advances on other Commodi-

Cashier's Checks -----------

Chteiecks s -fo--r --C-l-e-a-r-in--g--H-o--u-s-e-_-_ ----6-44---0-3 CBeilrltsifiPeadyaCbhleeck_s___-_-_-_-_-_-_----_------

Other Checks and Cash Items 7,191 98 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

atenrcsesof _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t-_ Overdrafts (if any) _______ _

________ _ 2 10

Borrowed Money __ -----Liability on Letters of Credit
and Acceptances _-------

Other Assets: Mutual Fire Ins. Fund _____ _

120 00 ROethseerrveLfiaobr iIlnittieerses_t_a_n__d_T__a_x_e_s

Total ___________________ .$162,108 41

Total --------------------$162,108 41

FIRST ANNUAL REPORT

283

E:XAMINEB'S BEPOB'l'.

BANK OF HAMPTON, HAMPTON.

At Close of Business October 4, 1920.

President-W. P. Wilson. Vice-President-D. J. Arnold. Cashier-J. 0. Rutherford.

Directors-W. P. Wilson, D. J. Arnold, ,J. 0. Rutherford, J. M. Tarpley, J. L.

Moore, H. G. Fields.

Date of Charter-December 17, 1902.

Began Business-October 1, 1902.

RESOURCES

LIABILITIES

Time Loans ---------------$222,163 79 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 6,415 25 Am t. Reserved for Branches Loans Secured by Real Estate --------- Surplus Fund -------------- 30,000 00 United States Bonds ------- 10,834 00 Undivided Profits ---------- 18,479 15

Other Stocks and Bonds _____ --------- Dividends Unpaid --------Banking House ------------ --------- Due to Banks in this State-Furniture and Fixtures_____ 1,200 00 Due to Banks in other States

Other Real Estate Owned___ Due from Banks in this State DuSetatfersom___B__a_n_k_s___in____o_t_h_er_
Currency -----------------SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton ________ _

________ _ 41,305 01
5,478 37 12,601 00
205 00 732 88 5,827 98

Call Money --------------IntdoiviCdhueacl k D_e_p_o_s_i_t_s___S_u_b_j_e_c_t 154,736 24

Demand Certificates of Deposit

Time Certificates of DeposiL 80,193 00

Savings Deposits ----------Cashier's Checks ----------

---iii7-5o

Certified Checks ------------

Advances on other Commodi-

Bills Payable---------------

Chteiecks s -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_ Other Checks and Cash Items

- -1-, 5- 8- 8- - -4-0 ________ _

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _____ - __

Customers' Liability on Let-

Liability on Letters of Credit

at enrcse so f_ _C_r_e_d_i_t _ _a_n_d_ _A_ _c_c_e_p_t -_

________ _

and Acceptances _- ____ -Reserve for Interest and Taxes

Overdrafts (if any) _______ _

Other Liabllities ________ - __

Other Assets _______________ ________ _

Total --------------------$308,625 89 Total --------------------$308,625 89 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$196,837 71 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 5,350 25 ~ m t. Reserved for Branches

Loans Secured by Real Estate 28,194 50 Surplus Fund -------------- 30,000 00

United States Bonds ------OB at hnekri nSgt o cHkosu saen d _ B_ _o_n_d_s___________

10,000 00 -_-_-_-_-__-_-_- -_

DfTinvdidiveinddeds PUrnopfiatisd -_-_-_-_-_-_-_-_--_ Due to Banks in this State-_

22,297 06

Furniture and Fixtures_--_- 1,200 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money --------------Due from Banks In this State 8,340 23 Individual Deposits Subject

Due from Banks in other

to Check---------------- 114,073 52

States ------------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_--------

4,032 01 Demand Certificates of DepoRit

3,998 00 Time Certificates of DeposiL 74,027 00

205 00 830 97

TSarvuisntgFs uDndepsoosintsD-e-p-o-s-i-t_--_-__--_

Advances on Cotton __ --- _Advances on other Commodi-
ties ---------------------

13,607 77 ---------

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _

33 00 10,0.00 00

Checks for Clearin,- Ho11se __ --------- Notes and Bills Rediscounted

Other Checks and Cash Items 2,000 14 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _____ ---

atenrcsesof_ _C_r_e_d_i_t__a_n_d__A_ _c_c_e_p_t_-

________ _

Liability on Letters of Credit and Accentances

Overdrafts (if any) ------- _ ______ - __ R<>serve for Interest and Taxes

Other Assets:

Other Liabilities ________ - __

War Savings Stamps -------

834 00

Total --------------------$275,430 58 Total ________ -- ___ -------$275,430 58

284

BANKING DEPART:MENT

E:X:AMilii'EB'S B.EPOB.'r.

BANK OF HAPEVILLE, HAPEVILLE.

At Close of Business August 9, 1920.

President~J. M. Daniel. Vice-President-A. C. Kidd. Cashier-Zack Adamson.

Directors-E. R. Drake, 0. C. Kidd, A. S. Fort, Jr., W. J. Lee, P. D. Fort, J. L. Sims, J. M. Daniel, Z. Adamson, J. T. Lassiter, Jr.

Date of Charter-January 11, 1911.

Began Business-January 17, 1911

RESOURCES

LIABILITIES

Time Loans ------------------$174,292 5o Capital Stock Paid In_________$ 15,000 00

Demand Loans ---------------- 8, 755 67 Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ------------------ 10,000 00 United States Bonds___________ --------- Undivided Profits ------------- 4,847 04 Other Stocks and Bonds ______ _ 12,824 73 Dividends Unpaid -------------- ---------

Banking House --------------- 2,673 64 Due to Banks in this State_____ --------Furniture and Fixtures ______ _ 2,9fi0 r; Due to Banks in other States --------Other Real Estate Owned _____ _ 2,8&2 09 Call Money ------------------- --------Due from Banks in this State 13,9$ ~)C Individual Deposits Subject to

Due from Banks in other States Currency ----------------------

5,365 4,529

2o2r

GSiollvder-, --N-i-c-k-e-l-s-.--P--e-n-n-i-e-s-_-_-_-_-_-_-_-_

90 00 703 65

Advances on Cotton __________ ---------

Check ----------------------- 179,183 : Demand Certificates of Deposit --------Time Certificates of Deposit___ 6,490 76 Savings Deposits -------------- --------Cashier's Checks -------------- 661 64

Advances on other Commodities ________ _ Certified Checks --------------- ---------

Checks for Clearing House ____ --------- Bills Payable ------------------ 15,000 00

Other Checks and Cash Items Customers' LiabilitY on Lette,rs

217 01 Notes and Bills Rediscounted --------Ce.rtificates of Deposit for Bor-

of Credit and Acceptances___ --------- rowed Money ---------------- --------Overdrafts (if any) ___________ 1,912 : Liability on Letters of Credit

Other Assets ------------------ ________ _ and Acceptances ------------ ---------

Re-serve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$231,18"3 3r Total ------------------------$231,18'3 30

BANK'S STATEMENT at Close of Business December 15, 1920

RESOURCES

LIABILITIES

Time Loans -------------------$ 94.4~1 ?

Demand Loans ---------------- 6,908 28

Loans Secured by Real Estate United States Bonds _________ _

72.341 2' 13,142 4F

Other Stocks and Bonds--------

Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned____ _
Due trom Banks in this State Due f.rom Banks in other States
Currency ---------------------GSiolvlder,---N--ic-k-e-l-s-,---P-e-n-n--ie--s-_-__-_-_-_-_ Advances on Cotton _________ _

2,673 64 2.950 ;
2,779 14 7,461 04 4,239 40 1,842 r
182 0' 1,126 51

Advances on othe.r Commodities Checks for Clearing House ___ _

Other Checks and Cash Items Customers' LiabilitY on Lette.rs
of Credit and Acceptances__ _

125 6?

Overdrafts (if any) unsecured 1,98'"2

Other Assets:

Overdrafts Advanced on Cotton 3,589 4

Capital Stock Paid In _________$ 15,000 OC
Amount Reserved for Branches --------Surplus Fund ------------------ 10,000 00 Undivided Profits -------------- 5,470 99 Dividends Unpaid -------------- --------Due to Banks in this State_____ --------Due to Banks in other States --------Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 134,862 42 Demand Certificates of Deposit --------Time Certificates of Deposit__ 5,336 26
Savings Deposits -------------- --------Trust Funds on Deposit ------ --------Cashier's Checks -------------- 155 61 Certified Checks --------------- --------Bills Payable ------------------ 45,000 00 Notes and Bills Rediscounted --------Ce.rtificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------ -- .. ___ _ Total ------------------------ ---------

FIRST ANNUAL REPORT

285

EXAMINER'S BEPOB'l'.

BANK OF COLUMBIA COUNTY, HARLEM.

At Close of Business September 17, 1920.

President-E. D. Clary. Vice-President-J. T. Barnsley. Cashier-W. S. Lazenby.

Directors-\V. S. Lazenby, L. M. Conner, W. C. Clary, J. I. Phillips, John Lamkin, J. L. Weeks, W. H. Howell, J. E. Greene.

Date of Charter-November 29, 1909.

Began Business-November 29. 1909.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosa

n-s---_-_-_-_-_-_--_-_-_-_-_-_-_-_-_$_16

7,881 8,950

74 00

Loans Secured by Real Estate United States Bonds__________

10 '7n5o0

4f 32

Capital Stock Paid In _________$ 25,000 00

ASumrpoluunst FRuensderv__e_d__f_o_r__B__r_a_n_c_h_e__s

--------9,902 60

Undivided Profits ------------ 7,815 72

OBathnekrinSgtocHkosuasne d _B__o_n__d_s_-_-_-_-_-_-_-_-

--6-,-00-0---00-

Dividends Unpaid -------------Due to Banks in this State_____

-----------------

Furniture and Fixtures________ 2,104 5f Due to Banks in other States ---------

Other Real Estate Owned_____ Due from Banks in this State Due from Banks in other States Currency ---------------------Gold -------------------------Silver, Nickels, Pennies-------Advances on Cotton____________
Advances on other Commodities

________ _
14,446 90 4.227 1.
6,690 00 27 50
856 87 ________ _ ________ _

Call Money ------------------- --------Individual Deposits Subject to
Check _______________________ 100,478 42
Demand Ce.rtificates of Deposit --------Time Certificates of. DeposiL__ 81,516 21 Savings Deposits ______________ --------Trust Funds on DeposiL______ --------Cashier's Checks ______________ 2,213 03

Checks for Clearing House____ 357 27 Certified Checks --------------- ---------

Other Checks and Cash Items 3,1(J4 09 Bills Payable ------------------ ---------

Customers' Liability on Letters

Notes and Bills Rediscounted ---------

of Credit and Acceptances___ ________ _ Ce.rtificates of Deposit for Bor-

Ove!'drafts (if any) ------------ 1,093 95 rowed Money ---------------- --------Other Assets ------------------ ________ _ Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities:

Cash Long (over) ------------- 253 79

Total ------------------------$227,179 77 Total ------------------------$227,179 77

BANK'S STATEMENT at Close of Business December 15. 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s--

-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_$_11

2,932 30.389

30 2o

Loans Secured by Real Estate 18,621 15

United States Bonds___________ --------Other Stocks and Bonds_______ ________ _

Banking House --------------- 6,000 00 Furniture and Fixtures________ 2,104 5~

Other Real Estate Owned______ --------Due from Banks in this State__ 16,195 17

Due from Banks in other States 5,574 70

Currency ---------------------- 7,931 00

Gold ---------------------------

20 00

Silver, Nickels, Pennies________ 1,198 5r

Advances on Cotton____________ ________ _

Advances on othe.r Commodities ________ _

Checks for Clearing House_____ ________ _

Other Checks and Cash Items 3,25ll 93 Customers' Liability on Lette,rs

of Credit and Acceptances___ ---------

Overdrafts (if any) ------------ 1,126 !i' Other Assets ------------------ ________ _

Capital Stock Paid In _________$ 25,000 00 Amount Reserved for Branches --------Surplus Fund ------------------ 9,902 60 Undivided Profits -------------- 6, 757 08 Dividends Unpaid ------------- --------Due to Banks in this State_____ --------Due to Banks in other States --------Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 92,067 95 Demand Certificates of Deposit --------Time Certificates of Deposit-- 63,694 2 Savings Deposits ______________ --------Trust Funds on Depos!L______ --------Cashier's Checks ______________ 1,911 30 Certified Checks ---------~----- --------Bills Payable ------------------ 6,000 00 Notes and Bills Rediscounted ________ _ Ce.rtificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$205.333 1

Total ------------------------$205,333 16

286

BANKING DEPARTMENT

EXAMINER'S BEPOB':r.

BANK OF HARRISON, HARRISON.

At Close of Business October 14, 1920.

President-J. C. King, Jr. Vice-President-Wiley Smith. Cashier-JohnS. Harrison.

Directors~J. C. King, Jr., Wiley Smith, E. S. Peacock, G. R. Beddingfield, S. P.

Price, J. S. Harrison.

Date of Charter-March 12, 1906.

Began Business-March 27, 1906.

RESOURCES

LIABILITIES

Time Loans -------------------$ 72,884 66 Demand Loans ---------------- 8,549 78 Loans Secured by Real Estate United States Bonds__________ _

Other Stocks and Bonds______ _

Banking House ---------------- 1,962 00 Furniture and Fixtures ______ _ 2,067 65 Other Real Estate Owned____ _

Due from Banks in this State 19,384 50

Due from Banks in other States 2,899 73

Currency ---------------------Gold --------------------------Silver, Nickels. Pennies_______ _ Advances on Cotton ___________ _

1,886 00 400 00 883 70

Advances on other Commodities Checks for Clearing House___ _ Other Checks and Cash Items__

105 38

Customers' LiabilitY on Letters

of Credit and Acceptances__ _

Overdrafts (if any) ------------ 5,181 13

Other Assets:

Cash Short --------------------

6 25

Capital Stock Paid In__________$ 25,000 00

Amount Reserved for Branches Surplus Fund -----------------

--5~~0-00.

Undivided Profits ------------- 1,840 86

Dividends Unpaid ------------Due to Banks in this State'____ _

Due to Banks in other States

Call Money ------------------Individual Deposits Subject to
Check ----------------------- 37,854 99 Demand Certificates of Deposit

Time Certificates of Deposit__ 21,119 81

Savings Deposits -------------Trust Funds on Deposit_ _____ _

Cashier's Checks -------------- 395 12

Certified Checks --------------Bills Payable ------------------ 10,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and A.cceptances -----------Reserve for Inte.rest and Taxes

Other Liabilities -------------- 15,000 00

Total ------------------------$116,210 78 Total ------------------------$116,210 78

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 58,177 82 Demand Loans ---------------- 11,399 76 Loans Secured by Real Estate 6,8~8 00 United States Bonds__________ _

Other Stocks and Bonds ______ _

Banking House ---------------- 1,962 00 Furniture and Fixtures _______ _ 2,067 65 Other Real Estate Owned ____ _

Due from Banks in this State 22,125 11

Due f.-om Banks in other States 5.364 00

Currency ---------------------GSiollvder,--N--i-c-k-e-l-s-, --P-e-n-n--ie--s-_-__-_-_-_-_--_ Advances on Cotton _________ _

2, 772 00 290 00
1,042 51 1,950 03

Advances on other Commodities Checks for Clearing House ____ _

Other Checks and Cash Items__ 350 12

Customers' Liability on Lette.rs

of Credit and Acceptances__ _

Overdrafts (if any) ------------ 127 92

Other Assets ------------------

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches Surplus Fund ----------------- 5,000 00

Dividends Unpaid ------------Due to Banks in this State____ _

Due to Banks in other States

Call Money ------------------Undivided Profits -------------Individual Deposits Subject to
Check ----------------------Demand Ce.rtificates of Deposit Time Certificates of Deposit__

2,608 88 44,614 46 11,599 81

Savings Deposits -------------Trust Funds on Deposit_ _____ _

Cashier's Checks -------------- 703 77

Certified Checks --------------Bills Payable ------------------ 10,000 00 Notes and Bills Rediscounted Ce,rtificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities: Reserve Account -------------- 15,000 00

Total ------------------------$144,526 92 Total ------------------------$144,526 92

FIRST ANNUAL REPORT

287'

E:XAlllliNEB.'S B.EPOB.T.

FARMERS & MERCHANTS BANK, HARTWELL.

At Close of Business .November 6, 1920.

Pl"esident-J. H. Skelton. Vice-President-J. A. W. Brown. Cashier-J. L. Massey.

Directors-J. H. Skelton, J. A. W. Brown, A. N. Alford, R. P. Bradley, J. B.

Gaines, J. R. Leard, B. A. Thornton, McAlpine Thornton.

Date of Charter-January 13, 1900.

Began Business-February 1, 1900.

RESOURCES

LIABILITIES

Time Loans ------------------$345,104 16

Demand Loans ---------------- 13,970 25 Loans Secmed by Real Estate --------United .States Bonds__________ 35,000 00 Other Stocks and Bonds_______ ________ _

Banking House ---------------- 8, 70\) 00 Furniture and Fixtures________ 3,122 50

Other Real Estate Owned_____ -------- Due from Banks in this State,

and Due from Banks in other

States ----------------------- 30,521 51 Currency ---------------------- 3,696 00

Gold -------------------------- 283 50 Silver, Nickels, Pennies________ 1,124 06 Advances on Cotton____________ 45,674 45

Advances on othe.r Commodities ---------

Checks for Clearing House___ _

68 16

Other Checks and Cash Items 540 15

Customers' Liability on Letters

of Credit and Acceptances___ --------Overdrafts (if any)____________ 1,031 04

Other Aassets ------------------

4 66

Capital Stock Paid Jn __________ $100,000 00
Amount Reserved for Branches --------Surplus Fund ----------------- 12,000 00 Undivided Profits ------------- 11,674 93 Dividends Unpaid _____________ --------Due to Banks in this State_____ --------Due to Banks in other States --------Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 133,416 90 Demand Ce.rtificates of Deposit ________ _ Time Certificates of Deposit__ 53,132 57
Savings Deposits -------------- --------Trust Funds on Deposit_______ --------Cashier's Checks -------------- 3,616 04 Certified Checks --------------- --------Bills Payable ------------------ 175,000 00 Notes and Bills Rediscounted-- --------Ce.rtificates of Deposit for Bor-
rowed MoneY. ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes ---------
Other Liabilities -------------- ---------

Total ------------------------$488,840 4 Total ------------------------$488,840 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$310,215 02

Demand Loans ---------------- 8,149 04 Loans Secured by Real Estate 13 556 00

United States Bonds__________ 35:ooo 00

Other Stocks and Bonds_______ ---------

Banking House ---------------- 8,700 00 Furniture and Fixtures________ 3,122 50

Other Real Estate Owned_____ _ Due from Banks in this State__ -28~ifu!-i3

Due from Banks in other States 9,445 6F

Currency ---------------------- 6,699 00

Gold --------------------------- 286 00 Silver, Nickels, Pennies________ 1,399 19

Advances on Cotton ---------- 22,642 68

Advances on other Commodities ---------

Checks for Clearing House___ ---------

Other Checks and Cash Items Customers' Liability on Letters

532 75

of Credit and Acceptances___ --------

Overdrafts (if any) ---------Other Assets:

422 92

Stock in Federal Reserve Bank 3,400 00

Capital Stock Paid Jn__________ $100,000 00

Amount Reserved for Branches Surplus Fund -----------------

-1-2~000-00

Undivided Profits ------------- 12,421 28

Dividends Unpaid ------------- --------Due to Banks in this State_____ ---------

Due to Banks in other States --------Call Money -------------------- ________ _

Individual Deposits Subject to

Check ----------------------- 119,2:ffi 52 Demand Ce,rtificates of Deposit --------Time Ce,rtificates of Deposit__ 31,602 69

Savings Deposits -------------- --------Trust Funds on Deposit_______ ---------

Cashier's CheckS -------------- 1,311 42 Certified Checks --------------- ________ _

Bills Payable ------------------ 140,000 00

Notes and Bills Rediscounted --------Ce.rtificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ ________ _

Reserve for Interest and Taxes --------Other Liabilities:

Liberty Bonds with Federal

Reserve Bank -------------- 35,000 00

Total ------------------------$451,573 91 Total ------------------------$451,573 91

288

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

THE HARTWELL BANK, HARTWELL.

At Close of Business November 8, 1920.

President-D. C. Alford. Vice-President-M. M. Norman. Cashier~R. C. Thornton.

Directors-M. M. Norman, D. C. Alford, R. C. Thornton, W. I. Haley, R. E. Matherson, I. J. Phiiiips, L. L. McMuiian, .J. W. Williams.

Date of Charter-1887.

Began Business-1887.

RESOURCES

LIABILITIES

Time Loans ----------------$367,099 84 Capital Stock Paid Jn ____ -- -$ 60,000 00

Demand Loans ------------- 99,759 6:: Amt. Reser,ed for Branches

Loans Secured by Real Estate United States Bonds ________

35,6n 47,200

47 00

Surplus Fund -------------Undivided Profits -----------

30,000 00 23,484 69

Other Stocks and Bonds_____ 3,700 00 Dividends Unpaid _-- __ ----

Banking House -------------- 7,000 00 Due to "Banks in this State_-

Furniture and Fixtures_____ 2,903 08 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State

190 00 Cn11 Money --------------217 13 Individual Deposits Subject

Due from Banks in other States -------------------
CGuolrdren_c-y___-__-_-_-_-_-_------_-_ -----------_--

25,674 52 DetomaCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 201,378 75 4,417 00 Time Certificates of Deposit_ 104,929 60 170 ou Savings Deposits ----------- 4.761 92

Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _

652 40 Trust Funds on Deposit__--37,208 15 Cashier's Checks -----------

5, 808 00

A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Certified ChPcks ____ -- __ ---Bills Payahle _____ --- _- _---

95,000 00

Checks for Clearing House __ 3,R33 30 Notes and Bi11s Rediscounted 106,687 06

Other Checks and Cash Items 1,556 81 Certificates of D'eposit for

Customers' Liah\Iity on Let-

Borrowed Money ---------

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t -_

________ _

Liability on Letters and Acceptances

of Credit --------

Overdrafts (if any) _______ _ Other Assets ---------------

3,153 93 45 51

Reserve for Interest and Taxes Other Liabilities _________ _

8,424

74

Total --------------------$640,474 76 Total --------------------$640,474 76

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$394,635 52 Capital Stock Paid In _______ $ 60,000 00

Demand Loans ------------- 49,353 06 Amt. Reserved for Branches

Loans Secured by Real Estate 25,440 00 Surplus Fund -------------- 30,000 00 United States Bonds________ 44.850 00 Undivided Profits __ -- __ ---- 22,513 55

Other Stocks and Bonds_____ 1,000 00 Dividends Unpaid ---------

Banking House -------------- 7,000 00 Due to Banks in this State_-

Furniture and Fixtures_____ 2,903 08 Due to Banks in other States

Other Real Estate Owned____

190 00 Ca11 Money ---------------

Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-__- -_ Advances on Cotton _______ _

23,794 26 Individual Deposits Subject to Check ----------------- 185,245 76
7,449 23 Demand Certificates of Deposit 3,385 00 Time Certificates of DeposiL 70,399 76
290 00 Savings Deposits ----------- 4,520 68 739 20 Trust Funds on DeposiL---17,566 43 Cashier's Checks ----------- 1,371 33

Checks for Clearin~ House __ Other Checks and Cash Items A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_
Overdrafts (if any) ________ _

5,413 05 2, 047 43 ________ _ 2,831 24

Certified Checks -----------Bills Payable--------------- 95,000 00 Notes and Bi11s Rediscounted 119,212 97 Cert\fica tes of Deposit for
Borrowed Money ---------

Other Assets:

Liability on Letters of Credit

L. and D. Bonds for CustoS t mo cekr sF e d-. -R- -e-s-e-r-v-e- -B-a-n-k- -_-__-_- -_

and Acceptances --------R50 00 Due Clearing House _- __ ---2, 700 00 Cash Over ___ --- _-- _-- _-----

4,020 50 152 95

L.BBanoknds__w__i_th___F_e_d_.__R__e_s_e_r_ve_

Liberty Bonds on Depos!L-500 00

500 00

Total --------------------$592,937 50 Total --------------------$592,937 50

'l

FIRST ANNUAL REPORT

289

EXAJIIDI'EB'S BEPOBT.

HAWKINSVILLE BANK & TRUST COMPANY, HAWKINSVILLE.

At Close of Business October 9, 1920.

President-E. J. Henry. Vice-Presidents--D. E. Duggan, H. F. Lawson.

Cashier-J. H. Caldwell.

Director&-D. E. Duggan, E. J. Henry, H. F. Lawson, J. H. Caldwell, L. A. Jordan.

Date of Charter-,September 14, 1872.

Began Business--August 26, 1872.

RESOURCES

LIABILITIES

Time Loans ----------------$213,538 63 Capital Stock Paid In-------$ 50,000 00

Demand Loans ------------Loans Secured by Real Estate

50,361 68 20 800 00

ASumrtp.luRs eFseurnvded __f_o_r__B_r_a_n_c_h-e- s_

--------5,000 00

United States Bond.s _ _______ 9:550 00 Undivided Profits ----------- 26,495 76

Other Stocks and Bonds ----- 18,000 00 Dividends Unpaid --------- _

45 00

Banking House ------------- 20,000 00 Due to Banks in this State-- --------Furniture and Fixtures _____ --------- Due to Banks in other States __ --- _- _-

Other Real Estate Owned ____ 27,10Q 00 Call Money ---------------- --------Due from Banks in this State 9,508 44 Individual Deposits Subject

States ------------------Due from Banks in other

6,647

16

to Check ----------------- 120,598 Demand Certificates of Deposit 11,613

94 88

States ------------------- --------- Time Certificates of DeposiL 88,496 43

Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____

2,411 00 1,315 00 1,315 45

Savings Deposits -- ___ ----- _ Trust Funds on Deposit_ ____ Cashier's Checks ______ -----

--------. ---------
783 14

Advances on Cotton _________ --------- Certified Checks ------------

28 50

Advances on other Commodi-

Bills Payable -------------- 41,000 00

Chteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u--se--__-

--------3,852 10

Notes and Bills Certificates of

Rediscounted Deposit for

48,502 91

Other Checks and Cash Items 3,394 52 Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t -_

________ _

and Acceptances _-------Reserve for Interest and Taxes

-----------------

Overdrafts (if any) -------- 4,780 58 Other Liabilities ----------- ---------

Other Assets --------------- ---------

Total --------------------$392,564 56 Total --------------------$392,564 56

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$196,770 44 Capital Stock Paid In-------$ 50,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ____ BaFnikxitnugreHs ou_s_e__a_n_d__F__u_r_n_i_t_u_re_
Other Real Estate Owned. __ _ Due from Banks in this State Due from Banks in other
States ------------------CGuolrdren_c_y__ ----------_-__-_----------_-_-_-__--_ Silver, Nickels, Pennies ____ _ Advances on Cotton _____ ~ __

47,376 93 Amt. Reserved for Branches

23,070 10,200

00 00

US unrdpi vl ui ds e dF uPnrdo f-i t-s- - -_-_-__- _-_- --------

18,000 00 Dividends Unpaid ----------

Due to Banks in this State __

20,000 00 Due to Banks in other States 27,100 00 Call Money ---------------
3,257 89 Individual Deposits Subject

9,929 29 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p--o-s-it 1,979 00 Time Certificates of Deposit_ 1,280 00 Savings Deposits ----------2,231 48 Trust Funds on DeposiL--- _ 4,715 27 Cashier's Checks _____ -- ---.

5,000 00 '25, 381 20
45 00
95,602 67 6,482 88
91,594 72 1,014 52

A dtvi easn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Certified Checks -----------Bills Payable --------------

1,892 81 46,000 00

Checks for Clearing House __ 2,141 94 Notes and Bills Rediscounted 47,152 21

Other Checks and Cash Items 2,058 13 Certificates of Deposlt for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

-any)-:::===:: Ovae~~~'!.ft; -(i

----55-64

and Acceptances _____ --- _ Reserve for Interest and Taxes

Other Assets --------------- --------- f)ther Liabilities -----------

Total --------------------$370,166 01 Total --------------------$370,166 01

290

BANKING DEPARTMENT

E:XAMI:NEB.'S B.EPOB.T.

PLANTERS BANK, HAWKINSVILLE.

At Close of Business OctobeT 12, 1920.

President-N. A. Jelks. Vice-President-W. N. Parsons. Cashier-C. H. Reynolds.

Directors-W. A. Jelks, '1'. B. Ragan, W. N. Parsons, N. A. Jelks.

Date of CharteT-February 27, 1896.

Began Business-March, 1896.

RESOURCES

LIABU.JTIES

Time Loans -------------------$261,784 04

Demand Loans ---------------- 111,491 43 Loans SecUred by Real Estate 15 000 00

United States Bonds__________ 19;266 76

Other Stocks and Bonds_______ ---------

Banking House and Furniture
and Fixtures ---------------- 18,000 or
Other Real Estate Owned______ 669 15

Due ~rom Banks in this State__ 51,895 93

Due from Banks in other States 28,633 5;

Currency ---------------------Gold --------------------------Silver, Nickels, Pennies________

9,229 10
1,514

0o0o
3

Advances on Cotton____________ 14,621 41

Advances on othe.r Commodities --------Checks for Clearing House____ 1,896 46

Other Checks and Cash Items 193 89

Customers' Liability on Letters

of Credit and Acceptances___ ---------

Overdrafts (if any) ------------

11

Other Assets:

Revenue Stamps --------------

60 00

War Savings Stamps ---------- 169 20

Capital Stock Paid In__________$ 50,000 00
Amount Reserved for Branches --------Surplus Fund ----------------- 50,000 Ot Undivided Profits ------------- 63,070 92 Dividends Unpaid ------------- --------Due to Banks in this State_____ --------Due to Banks in other States --------Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 227,288 50 Demand Certificates of Deposit 12,381 36 Time Certificates of Deposit__ 124,389 13 Savings Deposits -------------- -------Trust Funds on Deposit_______ --------Cashier's Checks -------------- 678 70 Certified Checks --------------- --------Bills Payable ------------------ --------Notes and Bills Rediscounted --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes 6,626 69 Other Liabilities -------------- ---------

JTotal -----------------------$534,435 30 JTotal -----------------------$534,430 30

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$218,341 18

Demand Loans ---------------- 107,723 00 Loans Secured by Real Estate 26,082 4

United States Bonds__________ 19,266 76

Other Stocks and Bonds_______ --------

Banking House and Furniture

and Fixtures ---------------- 18,000 00 Other Real Estate Owned______ 1,836 lC

Due from Banks in this State__ 16,974 37

Due from Banks in other States 22,755 21

Currency ---------------------- 9,932 ou

GSiolvlder,--N--i-c-k-e-l-s-, --P-e-n-n-i-e-s-_-_-_-_-_-_-_-_-

20 00 1,777 8

Advances on Cotton (overdraft) 56,163 2F

Advances on other Commodities ---------

Chec){s for Clearing House____ 1,018 23

Other Checks and Cash Items.. 472 9C

Customers' Liability on Letters

of Credit and Acceptances___ ---------

Overdrafts (if any) ------------

69

Other Assets:

Revenue Stamps on Account__

80 00

Capital Stock Paid In__________$ 50,000 00
Amount Reserved for Branches --------Surplus Fund ----------------- 50,000 00 Undivided Profits -------------- 63,297 63 Dividends Unpaid -'------------ --------Due to Banks in this State_____ --------Due to Banks in other States --------Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 159,983 62 Demand Certificates of Deposit 10,068 83 Time Certificates of Deposit___ 111,056 67 Savings Deposits -------------- --------Trust Funds on Deposit_______ 5,402 62 Cashier's Checks -------------- 1,669 96 Certified Checks -------------- 100 35 Bills Payable ------------------ 43,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for lnter.est and Taxes 5,864 35 Other Liabilities -------------- ---------

Total ------------------------$500,444 O:l Total ------------------------$500,444 03

FIRST ANNUAL REPORT

291

EX:AMINEB.'S B.EPOB.T.

BANK OF HAZELHURST, HAZELHURST.

At Close of Business August 10, 1920.

President-T. H. Weatherly. Vice-President-Wm. Miller. Ca.shier~J. F. Matthews.

Directors-T. H. Weatherly, Wrri. MHJe,r, T. W. Kirkland, J. E. Spann, J. F.

Matthews.

Date of Charter-October 19, 1906.

Began Business--October 19, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------$134,715 91'

Demand Loans ---------------- 24& 11

Loans Secured by Real Estate --------United States Bonds___________ ---------

Other Stocks and Bonds_______ ---------

FBuarnnkiitnugreHaonudse F-i-x-t-u-r-e-s--_-__-_-_-_-_--_ Other Real Estate Owned_____ _
Due from Banks in other States Due from Banks in other States

4,940 42 2,346 69 7,487 'ff;
1,249 77 1,294 77

Currency ---------------------- 4,191 00

GSio!vld.er-, -N--i-c-k-e-l-s-, --P-e-n-n--ie-s--__-_-_-_-_-_--_

60 00 67ll' 81

Advances on Cotton____________ ---------

Advances on othe,r Commodities ---------

Checks for Clearing House ___ _

53 00

Other Checks and Cash Items __ 71U 06

Customers' Liability on Letters

Ovoef rdCrraefdtist (aifndanAy)cc_e_p_t_a_n_c_e_s_______

--------200 00

Other Assets:

Depositors' Guarantee Fund___ 3,416 80

Witham Mutual Fire Insurance

Fund ------------------------ 120 00

Cash Short --------------------

8 21

Capital Stock Paid In__________ $ 15,000 OU
Amount Reserved for Branches --------Surplus Fund ----------------- 3,000 00 Undivided Profits ------------ 1,0"81r 7~ Dividends Unpaid ------------- --------Due to Banks in this State_____ --------Due to Banks in other States --------Call Money -------------------- 35,000 00 Individual Deposits Subject to
Check ----------------------- 59,558 5~ Demand Certificates of Deposit 12,05l! 2~ Time Certificates of Deposit___ 43,344 76
Savings Deposits -------------- --------Cashier's Checks -------------- 804 35 Certified Checks --------------- --------Bills Payable ------------------ --------Notes and Bills Rediscounted --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$170,454 69 Total ------------------------$170,41)4' 69

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 87,28~ 34 Capital Stock Paid In__________$ 15,000 00

Demand Loans ---------------- 428,14 Amount Reserved for Branches ---------

Loans Secured by Real Estate 29,092 34 Surplus Fund ----------------- 3,000 00

United States Bonds__________ _ Profit and Loss_______________ _

---611-85

Undivided Profits -------------Dividends Unpaid -------------

-----------------

BF uarnnkiitnugr e Haonuds eF i-x-t-u-r-e- s- -_-_-__- _-_-_- -_ Othe.r Real Estate Owned _____ _ Due from Banks in this State __

4,940 42 Due to Banks in this State_____ --------2,3'1{\ 69 Due to Banks in ot!J.tr States --------7,487 H Call Money -------------------- 5,000 00 2,391 67 Individual Deposits Subject to

Due from Banks in other States 3, 732 4? Check ----------------------- 59.580 1"

Currency ---------------------GSiollvder-, -N--i-c-k-e-l-s-. -P--e-n-n--ie-s--__-_-_-_-_-_--_ Advances on Cotton___________ _

7,674 01"' Demand Ce,rtificates of Deposit --------110 00 Time Certificates of Deposit___ J>4,H6 74 896 04 Savings Deposits -------------- --------Trust Funds on Deposit_______ ---------

Advances on other CommodiChtieecsks--f-o-r--C--l-e-a-r-i-n-g--H--o-u-s-e--__-_-_-

5,n00 nc

Cashier's Checks -------------Certified Checks --------------

3,910 12 150 00

1,221 67 Bills Payable ------------------ 15,000 00

Other Checks and Cash Items 1,874 27 Notes and Bills Rediscounted ---------

Customers' Liability on Letters

Ce.rtificates of Deposit for Bor-

of Credit and Acceptances__ _ Overdrafts (if any)------------

rowed Money ---------------- --------Liability on Letters of Credit

Other Assets:

and Acceptances ------------ ---------

County Vouchers -------------- 466 00 Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$156,056 02 Total ------------------------$156,056 02

292

BANKING DEPARTMENT

EXAllllilii'EB'S BEPOBT.

THE JEFF DAVIS BANKING COMPANY, HAZELHURST.

At Close of Business October 11, 1920.

President---G. W. Yarn. Yi-ce-Presidents-L. W. Johnson, H. Cook.

Cashier-F. M. Haynes.

Directors-G. W. Yarn, J. D. Cobb, W. H. Tyson, L. W. Johnson, Z. W. Kirkland, H. Cook, L. C. usrey.

Date of Charter-September 4, 1917.

Began Business--January 1, 1918.

RESOURCES

LIABILITIES

Time Loans ------------------$221,160 42

Demand Loans ---------------- 6,824 67 Loans Secured by Real Estate --------United States Bonds __________ 2,500 0

Other Stocks and Bonds_______ ---------

Banking House ---------------- --------Furniture and Fixtures________ 4,920 03

Other Real Estate Owned______ ---------

Due from Banks in this State__ 11,337 55

Due from Banks in other States 7M ""

Currency ---------------------- 6,035 00

Gotd --------------------------- 1,3"80 00 Silver, Nickels, Pennies________ 481 11

Advances on Cotton____________ ---------

Advances on other Commodi-

Chtieecsks--f-o-r--C--l-e-a-r-i-n-g--H--o-u-s-e--__-_--_

16,U19 9' 822 72

Other Checks and Cash Items 1,845 95

Customers' Liability on Letters

of Credit and Acceptances--- ________ _

Overdrafts O,f any) ---------- 1,230 81

Other Assets ------------------ 14,131! 92

Cash Short --------------------

2 28

Capital Stock Paid In__________$ 30,000 00
Amount Reserved for Branches --------Surplus Fund ---------------- --------Undivided Profits ------------- 833 73 Dividends Unpaid ------------ 348 80 Due to Banks in this State_____ --------Due to Banks in other States --------Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 116,604 50 Demand Ce,rtificates of Deposit --------Time Certificates of Deposit____ 90,447 40
Savings Deposits -------------- --------Trust Funds on Deposit_______ --------Cashier's Checks -------------- 1,469 81 Certified Checks --------------- --------Bills Payable ------------------ 40,01)0 00 Notes and Bills Rediscounted --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- 9,1r50 18

Total ------------------------$289,Z54 4' Total ------------------------$289,354 4"

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$137 ,fl39 57 Capital Stock Paid In----------$ 30,000 00

Demand Loans ---------------Loans Secured by Real Estate United States Bonds__________ Other Stocks and Bonds_______ Banking House ~-------------Furniture and FIIX:tures________

6,904 67 77,0I8" 31
100 00 14,384 31
--------4,920 03

Amount Reserved for Branches
Surplus Fund -----------------Undivided Profits -------------Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States__

4,345 93 34&80
9,60!1 18

Due from Banks in this State__ 10,702 5r Call Money ------------------Due from Banks in other States "2m) 41 Individual Deposits .Subject to

Currency ---------------------- 2,394 00 Check ----------------------- 85,110 94

GSiollvder-, -N--i-c-k-e-l-s-, --P-e-n-n-i-e-s-_-_-_-_-_-_-_-_-

70650" 8080

Demand Certificates of Deposit Time Certificates of Deposit__

87,951 48

Advances on Cotton____________ Advances on other Commodi-

61!> Or STarvuisntgsFuDnedpsosoints D--e-p-o-s-i-t-_-_-__-_-_--_

ties, Cotton Seed and Prod-

Cashier's Checks -------------- 44:7 52

ucts ------------------------Checks for Clearing House___ _ Other Checks and Cash Items Customers' Liability on Lette.rs

3,425 7F 817 67

Certified Checks --------------Bills Payable ------------------

-55~000-00

200 00 Notes and Bills Rediscounted

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed Money ---------------Advances on Lumber___________ 2,390 11 Liability on Letters of Credit

Overdrafts (if any) ____________ --------- and Acceptances ------------

Other Assets:

Reserve for Interest and Taxes

4th Liberty Bonds, etc_______ _ 599 67 Other Liabilities --------------

Secured by Timber and Lum-

- - - - - - ber -------------------------- 10,216 97

Total ------------------------n'73,354 85 Total ------------------------$273,354 85

-------------------------------------------------------------------------

n

FIRST ANNUAL REPORT

293

EXAMDI'EB'S BEE'OBT.

BANK OF HELEN, HELEN.
At Close of Business August 11, 1920.

President-J"no. E. Mitchell. Vice-President-Chas. E. Marse.

Cashier-M. ;r, Williams.

Directors--Jno. E. Mitchell, Chas. E. Morse, M. ;r. Williams, C. W. Oakes, W. T.

Stovall,

A:.r.R.:r.PeKrleenyn, e;ry,r,.,

B. T.

A. Rogers, G. A. B. Hende.-son,

Vandiver, W. C. W. L. Wood.

White,

Date of Charter-J"uly 4, 1913.

Began Business-July 4, 1913.

RESOURCES

LIABILITIES

Time Loans -------------------$ 30,080 04
Demand Loans ---------------Loans Secured by Real Estate

United States Bonds ---------- 3,500 00

Other Stocks and Bonds ______ _

BFuarnnkiitnugreHoaunsde F-i-x-t-u--re--s-_-_-__-_-_-_--_

--3~2~-;;~
830 33

Other Real Estate Owned _____ _ 2,531 00

Due from Banks in this State__ 44,93fi 24

Due from Banks in other States Currency ----------------------

783 1,247

6o2r

GSiolvlder,--N--i-c-k-e-l-s-. -P--e-n-n--ie-s--__-_-_-_-_-_--_ Advances on Cotton ___________ _

2"3'5' 00 32 41

Advances on othe,r Commodities Checks for Clearing House __ _

Other Checks and Cash Items Customers' Liability on Letters

5'5 39

Overdrafts (if any) ------------

411

Other Assets:

Ti!'ansit:

Independent Trust Co., Char-

lotte, N. C. ------------------ 357 09

Capital Stock Paid In__________$ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund ---------------- --------Undivided Profits -------------- 6,030 77

Dividends Unpaid ------------- --------Due to Banks in this State____ ---------

Due to Banks in other States__ ---------

Call Money ------------------- --------Individual Deposits Subject to

Check ----------------------- 54,064 1!'

Demand Certificates of Deposit Time Certificates of Deposit__

-l!l~63_o-91

Savings Deposits -------------- --------Cashier's Checks -------------- 110 72

Certified Checks --------------- ---------

Bills Payable ------------------ --------Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities not Included

in the Above Deposits________

4 70

Total ------------------------$ 87,841 2f Total ------------------------$ 87,841 26

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 4o.1~~ Demand Loans ---------------- 1,732 10 Loans Secured by Real Estate 733 5~
United States Bonds ---------- 3,500 on
Other Stocks and Bonds______ _

BFuarnnkiitnugreHoanudse F-i-x-t-u-r-e--s-_-_-_-__-_-_--_ Other Real Estate Owned _____ _
Due from Banks in this State__ Due ~rom Banks in other States

3.250 00 i<31'i :'
2,531 00 21,9R2 97
768 70

Currency ---------------------GSiollvder,--N--i-c-k-e-l-s-. -P--e-n-n--ie-s--__-_-_-_-_-_--_ Advances on Cotton ___________ _

1,150 00 305 00
129 74

Advances on othe,r Commodities Checks for Clearing House__ _

Other Checks and Cash Items Customers' Liability on Letters
of Oredit and Acceptances__

25 00

Overdrafts (if any)------------

Other Assets ------------------

Capital Stock Paid In__________$ 15,000 00
Amount Reserved for Branches --------Surplus Fund ---------------- --------Undivided Profits ------------- 6,505 20 Dividends Unpaid ------------- --------Due to Banks in this State____ --------Due to Banks in other States__ ---------
Call Money ------------------- --------Individual Deposits Subject to
Check ----------------------- 49,629 9"1 Demand Certificates of Deposit --------Time Certificates of Deposit-__ 13,619 94
Savings Deposits -------------- --------Trust Funds on Deposit_______ --------Cashier's Checks -------------- 372 03 Certified Checks --------------- --------Bills Payable ------------------ --------Notes and Bills Rediscountt>d-- --------Certificates of Deposit for Bor-
rowed Money ---------------- --------LiabilitY on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$ 85,127 0~ Total ------------------------$ 85,127 0"

294

BANKING DEPARTMENT

BXAJIIUNEB.'S B.EPOB.T.

CITIZENS BANK, HELENA.

At Cloa" of Buaines July 26, 1920.

President-0. W. Turner. Cashier-J. T. West.

Directors-0. W. Turner, J. T. West, R. L. Clark, W. L. Tidwell, J. P. Wood,

.J. T. Allen, S. J. Meadows, L. 0. Benton, John Vestal.

Date of Charter-October 2, 1905.

Began Business-October 2, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$ 53,543 19 Capital Stock Paid In-------$ 15,000 00
Demand Loans ------ ____ - __ 2,813 69 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surp1us Fund --------- ____ _

United States Bonds ________ Other Stocks and Bonds_____

400 00 2, 700 00

UDnivdiidveidnedds PUrnopfiatisd --- -_-_-_-_-__-_-_--_

4,801 22

Banking House ------------- 2,350 71 Due to Banks In this State __

Furniture and Fixtures_____ 2,000 00 Due to Banks in other States

Other Real Estate Owned____ 1,200 85 Call Money _--- _--- _----- __

Due from Banks ln this State oe from Banks in other

6,178 09 IntdoivCidhueaclk D_:e_p_o_s_i_t_s__S__u_b_j_e_c_t 38,196 91

States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_ Advances on Cotton_________
A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

1,692 06 Demand Certificates of Deposit

2,063 00 Time Certificates of DeposiL

62 50 Savings Deposits --- _-------

__1_,5_8__5__04_ ________ _

Cashier's Checks ----------CBeilrltsifiePdayCahbelecks_______-_-_----------_-_ -_ Notes and Bills Rediscounted

17,558 17 --~-.7oo-5s

Checks for Clearing House-_

664 23 Certificates of Deposit for

Other Checks and Cash Items ________ _ Borrowed Money __ ------ _

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesof- _C_ r-e_d_i_t_ _a_n_d__A__c_c_e_p_t-_

________ _

and Acceptances __ ----- __ Reserve for Interest and Taxes

Overdrafts (If any) _______ _

180 35 Other Liabilities:

Other Assets:

Assessment Fund ___ -- _- ---

357 50

Cash Short -----------------

180 77

Total --------------------$ 77,614 58 Total ~-------------------$ 77,614 58

BANK'S STATEMENT at Close of BusinMs December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ -$ Demand Loans __ _________ _

53,233 4,056

90 85

Capital Stock Paid In _______ $ 15,000 Amt. Reserved for Branches

00

roans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _

400 00 1,950 00

USunrdpivluidsedFuPnrdof-it-s---__--- -_-__-_-_-_--_ Dividends Unpaid _________ _

3,905 05

Banking House - _- _- __ - ____ _ 2,350 71 Due to Banks In this State __

Furniture and Fixtures ____ _ 2,000 00 Due to Banks In other States

Other Real Estate .Owned ___ _ Due from Banks in t>,is State

1,200 85 Call Money ---------------835 91 Individual Deposits Subject

DPe from Banks in other States -------------------
Currency -----------------GSiollvder,_-N-.i-c-k-e-l-s-, --P-e-n-n--ie-s-_-_-_-_--_

420 94 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 593 00 Time Certificates of Deposit_
62 50 Savings Deposits ___ - ______ _ 1,660 00 Trust Funds on Deposit_ ___ _

32,020 73 1&.401 80

Advances on Cotton ____ - ___ _ Advances on other Commodi-

Cashier's Checks ----------Certified Checks ____ -- __ -- __

1,017 89

Chteiecsks --fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_

Bills Payable ______ - ___ -- __ Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _--------

ters of Credit and Accept-

Llab!Iity on Letters of Credit

O vaenrcdersa f t-s- - -( i-f- -a-n-y- )- - -- -_-- -_-_-_ -- -_

and Acceptances _--- _-- __ 46 85 Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities ___ -- __ --- _

Total --------------------$ 70,345 47 Total_--------------------$ 70,345 47

FIRST ANNUAL REPORT

295

EXAMDI'EB.'S B.EPOB.T.

BANK OF mAWASSEE, HIAWASSEE.

At Close of Business August 10, 1920.

I'Tesident-J. F. Johnson. Vice-Presidents-J. J. Kimsey, J. M. Rice.

Cashier-W. 0. Sparks.

Directorg.....-,J, F. Johnson, J. M. Rice, Frank Loyd, D. W. Franks, J. J. Kinsey, J. B. Russell, W. 0. Sparks, J. V. Twiggs.

Date of Charter-June, 1909.

Began Business-June, 1909.

RESOURCES

LIABILITIES

Time Loans Demand Loa

-ns

--------------$11 -------------

55;o2o8o4

o4o7

Loans Secured by .Real Estate United States Bonds -------

-4-0~-0-0-0--0-0

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches Surplus Fund -------------- 3,000 00 Undivided Profits ---------- 5,133 85

Other Stocks and Bonds _____ --------- Divideni!s Unpaid ___ ------Banking House _____________ 1,000 00 Due to Banks in this State_-

Furniture and Fixtures ____ 1,000 00 Due to Banks in other States

Other Real Estate Owned____

590 00 Call Money _____ - _________ _

Due from Banks in this State 4,292 73 Individual Deposits Subject

Due from Banks in other States -------------------

161 56 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 49,501 13

Currency ------------------ 1,683 00 Time Certificates of Deposit_ 100,829 95

Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton_________ Advances on other Commodi-
ties __ - ______ - __ ----- _----

275 00 Savings Deposits -----------

1,548 78 ________ _

Cashier's Checks __ --------Certified Checks ------------

Bills Payable --------------

--------- Notes and Bills Rediscounted

646 50

Checks for Clearing House __

330 02 Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-

119 85 Borrowed Money --------Liabilitv on Letters of Credit

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t_Overdrafts (If any) _______ _

________ _ 16 72

and Acceptances --------Reserve for Interest and Taxes Other Liabilities:

Other Assets:

Deposits ________ - _- _-------

573 25

Depositors' Guarantee Fund_ 3,262 55

- - - - Fire Insurance Fund ______ _

120 00

Total ------- _____________ -$174,684 68

Total _________________ --- _$174,684 68

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$139,995 05 Capital Stock Paid In-------$ 15,000 00

Demand Loans ------------- 5,000 00 Amt. Reserved for Branches Loans Secured by Real Estate 25,640 92 Surplus Fund -------------United States Bonds ------- --------- Undivided Profits ---------Other Stocks and Bonds _____ --------- Dividends Unpaid ----------

3,000 00 4,756 70

Banking House ------------ --------- Due to Banks in this State __ Furniture and 1"ixt11res_ ____ ________ _ Due to Banks in other States

Other Real Estate Owned ___ --------- Call Money----------------- 4,000 00

Due from Banks in this State Due from Banks in other

7,804

26

Individual Deposits Subject to Check ________________ _

54,760 76

States -------------------

143 24 Demand Certificates of Deposit

Currency ------------------ 1,825 00 Time Certificates of Deposit_ 98,400 74

Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton------_-Advances on other Commodi-
ties --- _---- _- _-----------

75 00 Savings Deposits ----------1,_532 90 Trust Funds on Deposit_ ___ _ - _- ______ Cashier's Qhecks __________ _
Certified Checks ________ - _- _ ---- _____ Bills Payable _____________ _

2,098 17

Checks for Clearing House __ ------- _ Notes and Bills Rediscounted Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liltbility on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances --------Overdrafts (if any) -------- - _- _- ____ Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total --------------------$182,016 37 Total --------------------$182,016 37

r
! 296

BANKING DEPARTMENT

EXAMJ:lii'Elii'S BEPOlilT.

BANK OF HILLSBORO. HILLSBORO.

At Close of Business October 23, 1920.

President-J. T. Ga'!'land. Vice-President-J. H. Barron. Cashier-E. B. McCullough.

Directors--J. T. Garland, G. E. Fullerton, L. 0. Benton, J. S. Malone, Jr., J. H. Barron, S. M. Fullerton, L. D. Ezell, E. B. McCullough, C. L. Ridley, H. B. Ezell.

Date of Charter-August 23, 1911.

Began Business-August 31, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$104 012 69 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 17:261 80 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds-------Other Stocks and Bonds_____ Banking House -----------Furniture and Fixtures _____ Other Real Estate Owned

24 104 68
10'400 oo
'

Surplus Fund -------------UDnivdiidveidnedds PUrnopfiatisd --__-_-_-_-_--- -__--_

- "(96o- oii Due to Banks in this State._

1,800 00 Due to Banks in other States

--------- Call Money ___ . _____ ----- __

18,089 21

Due from Banks in this State 41,370 64 Individual Deposits Subject

DuSetatfersom___B__a_n_k_s___In___o__th_e__r ________ _ Detmo aCnhdeCcekrt-if-i4ca-t-e-s--o-f-D--e-p-o-s-i-t 56,543 40

CGuorldren_c_y__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Silver, Nickels, Pennies___

__2_,_9_3_0__00_ 155 57

Time Certificates of Deposit_ 109,683 STarvuisntgFs uDnedpsoosintsD-e-p-o-s-i-t_--_-__--_

06

Advances on Cotton_________ ________ _ Cashier's Checks -----------

41 00

Adtiveasnc_e_s__o_n__o_t_h_e_r__C_o_m__m__o_d_i_- ________ _ BCeilrltsifiPedayCabhleecks___-_-_-_-_-_-_-_-_--- -__-

Checks for Clearing House._ ________ _ Notes and Bills Rediscounted

Other Checks and Cash Items

174 54 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _-- __ -- __

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- 5,186 75 and Acceptances _---- _-- _

OOtvheerrdrAafstssets(if__a_n_y_)___--_-_-_-_-_-_-_ -_-_-__-_-_-_-_--_ ORethseerrveLifaobriIlnittieerses_t_a_n_d__T__a_x_es_

Total --------------------$209,356 67 Total --------------------$209,356 67

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$117,002 37 Capital Stock Paid In __ ____ $ 25,000 00

Demand Loans ------------- 16,460 14 Amt. Reserved for Branches

Loans Secured by Real Estate 42,396 56 Surplus Fund ___ -- ---- __ ---

United States Bonds ________ Other Stocks and Bonds _____

10,400 00 ---------

UDnivdiidveinddeds PUrnopfiatisd --__-_--- -__-_--- -__-

17,215 32

Banking House ------------ 1,960 00 Due to Banks in this State._

Furniture and Fixtures _____ nther Real Estate Owned Due from Banks in this State

1,800 00
-5-{,877"i6

CDaulel tMo oBnaenyks__i_n__o_t_he_r__S_t_a_t_es_ Individual Deposits Subject

DuSetatfersom___B_a__n_k_s__ _In____o_th__e_r ________ _ Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 58,990 29

Currency ------------------ 2,122 00 Time Certificates of Deposit_ 100,936 13

GS iol vl de r ,- -N- -i-c-k-e-l s-,- - P- -e-n-n-i-e-s-. _- _- -_-_

- - - -3 4- 9- - -4-2

Savings Deposits ----------Trust Funds on Deposit__. __

Advances on Cotton_________ ________ _ Cashier's Checks -----------

543 25

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- --------- Bills Payable __ - ____ - ----- _

Checks for Clearing House . --------- Note~ and Bills Rediscounted

Other Checks and Cash Items

713 90 Certificates of Deposit for

Cus.tomers' Liab!llty on Let-

Borrowed Money ---------

ters of Credit and Acceptances --------------------

---------

LiaanbdilitAycocenpLtaentcteesrs _o_f__C_r_e_d_i_t

OOvtheerrdrAafstssets(if__a_n_y_)__-_-_-_-_-_-_-_-_ -_-__-_-_-_-_-_--_ ORethseerrveLifaobriIlnittieerses_t_a_n__d_T_ ax__es_

Total --------------------$202,684 99 Total --------------------$202,684 99

FIRST .ANNUAL REPORT

297

B:XAJIII:NEB'S BEPOBT.

HINESVILLE BANK, HINESVILLE.

At Close of Business August 23, 1920.

President-T. S. Layton. Vice-President-E. C. Miller. Cashier~Lewis Ashmore.
Directors-T. S. Layton, E. c. Miller, C. w. Ashmore, P. F. Martin, W. R. Shaw,

S. B. Brewton, J. G. Ryan, D. J. Martin, C. W. Hendry.

Date of Charter-September 4, 19111.

Began Business-November 15, 1911.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ___________ _

84,919

28

Capital Stock Paid In-------$ 15,000 Amt. Reserved for Branches

00

LUonaitnesdSeSctuarteeds bByonRdesal_E__s_t_a_te_ "BtahnekrinSgtoHckosusaend___B_o__n_d_s_-_-_-_--_ Furniture ann Fixtnres ____ _ nther Real Estate Owned __ _

SUunrdpilvui sd e dF uPnrdo f i-t-s - -_-_-_-_-_-_-_-_-_-_ -_ Dividends Unpaid _________ _ 3,500 00 Due to Banks In this State_2,309 80 CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

8,699 61

Due from Banks in this State 29,893 00 Individual Deposits Subject

Due from Banks In other
States ------------------CG uo lrdr e n_c_y____-_-_- -- -- ------ -__-_- -- -- -_-__-_- -_ Silver, Nickels,; Pennies ____ _ Advances on Cotton ________ _

1,215 88 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 919 00 Time Certificates of Deposit_ 831 55 TSarvuisntgFs uDnedpsoosintsD-e-p-o-s-i-t_--_-__--_ Cashier's Checks ___ --- _- __

68,122 54 32,787 18
277 28

Advances on other Commodi-

Certified Checks __ -- _- --- -- -

Chteiecsks--fo--r --C-l-e-a-r-in-g---H-o-u--se--__-

Bills Payable -------------Notes and Bills Rediscounted

Other Checks and Cash Items

905 34 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money __ ---- -- _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - (-i-f- -a-n-y-)- - -_-_-_-_-__- _- -_ Other Assets ______________ _

and Acceptances ____ -- __ _

409

19

Reserve for Interest and Taxes Other Liabilities ____ --- ___ _

16 43

Total --------------------$124,903 0_4 Total ______________ --- _--$124,903 04

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$
Demand Loans ------------

94,669

32

Capital Stock Paid In-------~ 15,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate United States Bonds ______ _

17,828 73 Surplus Fund -------------Undivided Profits ----------

--------9.658 10

"ther Stocks and Bonds ____ _

Dividends Unpaid ---------- ---------

Banking House and Furniture 0tahnedr FRiexatlurEPssta-t-e--O--w--n-e-d-_-_--_

5,809 80 CDDauuleel ttMoo oBBnaaennykkss__iI_nn__ot_ht_hi_se_rS_S_t_at_ate_te___s_ -__-___-__-___-__-__-__--__

Due from Banks in this State Due from Banks In other
States ------------------CGuolrdren_c_y____-_-_--- ---------__----------------Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-

1,855 73
339 35 8,978 00
10 00 2,982 06

Individual Deposits Subject
Detmo aCnhdeCcekrt-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t Time Certificates of DeposiL
Savings Deposits ----------Trust Funds on Deposit_____
CCearsthifiieerd's CChheecckkss __-_-_-_-_--_-_-_-_-_-_

_6-0-,-29_7___90_ 27,915 85
----------------__2_,_4_7_2__80_

Chteiecsks--fo--r --C-l-e-a-r-in-g---H-o-u--s-e-_-_

NBioltless PaanydabBliells--R-e-d--is-c-o-u--n-te-d- _-_-_-_-_-_-_-_--_

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

439 50 Certificates of Deposit for Borrowed Money --------- ------ --
Liability on Letters of Credit

O vaenrcdersa f -t s- - -( I-f- -a-n-y-)- - -_-_-_-__- _-_- -_ SOuthspeernAsessIetetsm: s ____________ _

and Acceptances --------- --------184 97 Reserve for Interest and Taxes ---------
Other Liabilities----------- --------75 92

Total --------------------$115,344 65 Total --------------------$115,344 65

298

BANKING DEPARTMENT

E:XAMillfE'B'S 'BEPO'B'r.

BANK OF HIRAM.

At Close of Business Auguat 24, 1920.

President-W. W. Hunt. Vice-President-J. S. Paris. Cashier-W. F. Byrd.

Directors-W. W. Hunt, J. S. Paris, W. F. Byrd, A. P. Griggs, R. D. Leonard,

S. L. Laird.

Date of Charter-March, 1907.

Began Business--March, 1907.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ____________ _

87,039 13,755

82 35

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ___________ _

11,907 88 52,850 00
--(94s-4o

Furniture and Fixtures. ___ _ 2,447 44

Capital Stock Paid In _______ $ Amt. Reserved for Branches Surplus Fund -------------UDnivdiidveidnedds PUrnopfaiitds-_-_-_-_-_-_-_-_-_--_
Due to Banks in this State __ Due to Banks in other States

15,000 16,086

00 58

1er Real Estate Owned Due from Banks in this State Due from Banks in other
States ------------------CG uo lrdr e n_c_y_ _ _-_-_-_-_-_-_ -_ -_ -_ -_ _- _- _- _- _- _- _- -_
Silver, Nickels, Pennies. ___ _ Advances on Cotton ________ _ Advances on other Commodi-

- -(296- 5o

Call Money _______ --- _-- __ _ Individual Deposits Subject

1,641 61 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t

1,00215

00 00

220 75

Time Certificates of Deposit. Savings Deposits ----------Trust Funds on Deposi L ___ _

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_

41,804 75
-5-2~469- 65
22,332 94
450 63

C htei ecsk s - -f o- -r - -C-l-e-a-r-i n-g- - -H-o- u- -s-e-. _Other Checks and Cash Items Customers' Liability on Let-

Bills Payable __ - ______ - ___ _ 30,000 00 Notes and Bills Rediscounted 3 16 Certificates of Deposit for
Borrowed Money ________ _

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-__-_-_- -_

Liability on Letters of Credit and Acceptances ____ - ___ _
Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities -----------

Total --------------------$178,144 55 Total --------------------$178,144 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________$ 74,575 36 Capital Stock Paid Jn _______ $ 15,000 00

Demand Loans _. ___ - _- _- _ 9,560 76 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds .. Banking House -----------Furniture and Fixtures_-.-_ Other Real Estate Owned Due from Banks in this State

13,584 12,850

8008

--1~948-40 2,447 44

-i6,24o- 65

USunrdpilvuids eFd uPnrdof-it-s---_-_-_-__-_-_-_-_--_ Dividends Unpaid _________ _ Due to Banks in this State._ CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_
Individual Deposit~ Subject

16,290 58

Due from Banks in other
States -------------------Currency -----------------GS iol vl de r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-.---- --

6,362 89 1,250 00
531 98

Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t TSaimviengCserDtiefpicoastietss o_f__D__e_p_o_s_i_L_ Trust Funds on Deposit_ ___ _

47,654 36
32,092 76 13,242 70

Advances on Cotton_-_-----. Advances on other CommodiChteiecsks -f~o-r---C-l-e-a-r-in--g--H-o--u-s-e-_-_

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_--- -_

351 99

Bills Payable _____________ _ 15,000 00

Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ___ --- _- _

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaft-s--(-i-f--a-n-y-)--- -__--.--------

and Acceptances ___ -----280 03 Reserve for Interest and Taxes

Other Assets -- -- --- --- ---

Other Li11,billties ____ - _ _--

Total --------------------$139,632 39 Tota,l --------------------$139,632 39

FIRST ANNUAL REPORT

299

E:X:.A:MXNEB'S BEPOBT.

HOGANSVILLE BANKING COMPANY, HOGANSVILLE.

At Close of Business November 18, 1920.

President-J. H. Askew. Vice-President-W. E. Johnson. Cashier-W. E. Johnson.

Directors-J. F. Askew, J. E. Askew, Hugh Brazell, >V. A. .rrimbell, E. B. Mc-

Ritchie, W. E. Johnson.

Date of Charter-April 6, 1904.

Began Business-April 21, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$201,365 55 Capital Stock --------------$ 25,000 00 Demand Loans ------------ 94,7 40 40 Surplus Fund -------------- 41,000 00 Loans on Real Estate______ --------- Undivided Profits ---------- 9,990 09 Banking House ____________ _________ Due Unpaid Dividends ______

Other Real Estate Owned____ --------- Due to Banks in this State __

Furniture and Fixtures_____ --------- Due to Banks in other States

69 18

Stocks and Bonds other tl1an U. S. or State of Georgia__
United States and State of

Call Money ---------------- 1,846 07 3,000 00 Deposits Subject to Check __ 67,875 10
Demand Certificates of De-

Ga. Bonds -------------- --------- posit --------------------

Due from Approved Reserve

Certified Checks ------------

689 83

Agents ------------------ l ,947 70 Time Certificates of Deposit 48,060 20 Currency ------------------ 1 0,044 00 Trust Funds on DeposiL___ _ 44,928 04

Gold ----------------------

215 00 Certificates of Deposit Repre-

Other Coined Money-------- 2,400 50 senting Borrowed Money__

Due from other Banks______ --------- Bills Payable --------------

Checks for Clearing House__ --------Cash Items (Irregular) _______________

Rediscounts Liability on

---------------Letters of Cred-

120,000

00

Advances on Cotton________

836 81 its and Acceptances _____ _

Customers' Liability on Let-

Reserve for Interest and

ters of Credit and Accept-

Taxes -------------------

ances -------------------- ________ _, Other Liabilities -----------

Advances on other Commodi-

ties --------------------- --------ov,erdrafts (if any)-------- --------Other Resources ----------- 38,230 90

Cash Short ----------------

20 09

Total --------------------$360,458 51 Total --------------------$360,458 51

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$189,891 12 Capital Stock Paid In-------$ 25,000 00

DL oeamnasnSde cLuoraends b y- -R- -e-a-l-E- -s-t a- -t e-

1_1_2_,_1_2_7__56_

Amt. Reserved for Branches Surplus Fund --------------

41,000 00

UOnthiteerdSStotactkess aBnodndBson-d-s-_-_-_-_-_- __2_,_4_7_0__00_ UDnivdiidveinddeds PUrnopfiatisd --__-_-_-_-_-_-_-_--_ 10,652 68

Banking House ____________ ________ Due to Banks in this State __ Furniture and Fixtures_____ 3,000 00 Due to Banks in other States Other Real Estate Owned___ ________ _ Call Money ---------------Due from Banks in this State 11,347 98 Individual Deposits Subject

2,516 71

Due from Banks in other
States ------------------Currency -----------------GS iol lvde r ,- - N- -i-c-k-e-l s-,- -P- -e -n-n-i e- s- -__- -- _- --

622 56 Detmo aCnhdeCcekrt-if-i-c-a-te--s -o-f-D--e-p-o-s-i-t 111,409 08 10,712 00 Time Certificates of Deposit_ 43,503 04
225 00 Savings Deposits ----------3,627 28 Trust Funds on Deposit_ ___ _

Advances on Cotton __ --- __ -_ 17,945 13 Cashier's Checks -----------

226 56 .

Adtiveasnc_e_s__o_n__o_t_h_e_r__C__o_m_m--o_d_i_- ________ _ BCeilrltsifiPedayCabhleeck_s__-_-_-_-_-_-_-_-_-_-_--_ 120,000 00

Checks for Clearing House __ --------- Notes and Bills Rediscounted

Other Checks and Cash Hems Customers' Liability on Let-

1,541 10 CeBrtoirfricoawteesd oMfonDeyepo_s_i_t___f_or_

ters of Credit and Acceptances -------------------Overdrafts (if any) -------Other Assets:

--------118 79

Liability on Letters of Credit and Acceptances ________ _
OR et hs ee rr v eL fi aobr iIlni ttieerse s_t_a_n_d_ _T_a_ _x_e s_

Oyerdrafts, Secured ____ ____ 680 2'7

War Savings Stamps -~-----_ _ _5_9_2_2

Total --------------------$354,368 01 Total ---------------------$354,368 01

300

BANKING DEPARTMENT

EXA'lllli:NEB'S :REPO:R'l'.

PLANTERS BANK, HOGANSVILLE.

At Close of Business September 20, 1920.

I.

President-J. H. Melson. Vice-P.resident-A. H. Jackson. Cashier-S. D. Young.

Directors-J. H. Melson, S. D. Young, A. H. Jackson, C. S. Burden, C. T. High-

tower, J. C. Todd, S. H. Dunson.

Date of Charter-May 13, 1915.

Began Business-May 15, 1920.

RESOURCE:S

LIABILITIES

Time Loans ------------------$134,853 73 Capital Stock Paid In__________ $ 15,00'0 00

Demand Loans ---------------- 24,684 46 Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ------------------ 1,500 00 United States Bonds__________ 5, 700 00 Undivided Profits -------------- 7,597 52

Other Stocks and Bonds_______ --------- Dividends Unpaid ------------

54 50

Banking House ---------------- 2,746 96 Due to Banks in this State____ --------Furniture and Fixtures ______ 3,681 93 Due to Banks in other States__ ---------

Other Real Estate Owned_____ 2,250 00 Call Money -------------------- --------Due from Banks in this State__ 20,459 59 Individual Deposits Subject to

Due from Banks in other States 2.998 37 Checks ---------------------- 109,871 91 Currency ---------------------- 1,344 00 Demand Certificates of Deposit 9,275 00 Gold --------------------------- ________ _ Time Certificates of Deposit___ 64,484 04 Silver, Nickels, Pennies________ 1,003 53 Savings Deposits -------------- ---------

Advances on Cotton and other

Cashier's Checks -------------- 1,451 19

Commodities ---------------- 21,832 5P Certified Checks -------------- --------Checks for Clearing House___ _ 644 60 Bills Payable ------------------ 15,000 00

Other Checks and Cash Items 698 03 Notes and Bills Rediscounted__ ---------

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed Money ---------------- --------Overdrafts (if any)------------ 767 67 Liability on Letters of Credit

Other Assets ------~---------- 1,500 00 and Acceptances ------------ --------Mutual Fire Insurance Fund__ 120 00 Reserve for Interest and Taxes ---------

Depositors' Guarantee Fund __ 3,018 55 Other Liabilities -------------- 4,050 00

Cash Long --------------------

19 85

Total ------------------------$228,304 01 Total ------------------------$228,304 01

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$134,797 22 Demand Loans ---------------- 15,497 4C Loans Secured by Real Estate --------United States Bonds__________ 5,200 00 Other Stocks and Bonds_______ --------Banking House ---------------- 2, 746 96 Furniture and Fixtures________ 3, 759 83 Other Real Estate Owned______ 2,250 00 Due from Banks in this State__ 1,013 55 Due from Banks in othe.r States 1,370 20
Currency ---------------------- 3,478 l GSiolvlder,--N--i-c-k-e-l-s-, -P--e-n-n-i-e-s_--_-_-_-_-_-_-_- ----4-73---4-( Advances on Cotton____________ 43,&49 5'
Advances on other Commoditi'es --------Checks for Clearing House____ --------Other Checks and Cash Items 340 95 Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any)____________ 472 78 Other Assets: Depositors' Guarantee Fund__ 3,018 55 Mutual Fire Fund______________ 120 00

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 1,500 00

n4 Undivided Profits ----"--------- 6, f3a 61

Dividends Unpaid ------------

50

Due to Banks in this State____ ---------

Due to Banks in other States__ ---------

Call Money -------------------- 5,500 OJ

Individual Deposits Subject to

Check ----------------------- 83,51!1! 99 Demand Certificates of Deposit 9,000 00

Time Certifieates of Deposit__ 59,1~ 29

Savings Deposits --------------

27 89

Trust Funds on Deposit_______ ---------

Cashier's Checks -------------- 825 10

Certified Checks -------------- ---------

Bills Payable ------------------ 31,500 00

Notes and Bills Rediscounted__ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ----- __ _
Bankers Trust Co. ------------ 2,5'0U 00
Other Liabilities:

L. Bond Dept. ---------------- 3,685 {)0

zc Total ------------------------$218,388

Total ------------------------$218,388 38

1' \

FIRST ANNUAL REPORT

301

EXAMI:NEB'S BEPOBT.

THE BANKS COUNTY BANK, HOMER.

At Close of Business November 3, 1920.

President-T. M. Coffee. Vice-Presidents-J. s. Jolly, N. C. Brown.

Cashier-J. W. Jolly.

Dlrectors-T. M. Coffee, J. S. Jolly, N. C. Brown, J. N. Hill, R. T. Thompson,

H. J. Blackwell.

Date of Charter--November 25, 1910.

Began Business-September 1, 1910.

RESOURCES

LIABILITIES

Time Loans ------------------$112,870 51

Demand Loans ---------------- 14,127 92

Loans Secured by Real Estate --------United States Bonds__________ 1,550 00

Other Stocks and Bonds_______ ---------

Banking House ---------------- 2,347 40 Furniture and Fixtures________ 2,731 94

Other Real Estate Owned______ __

--

Due from Banks______________ 4~iiio-so

Due from Banks in other States ---------

Currency ---------------------- 2,667 00

GSiollvder-, -N--i-c-k-e-l-s-,--P-e-n-n--ie--s-_-_-__-_-_-_--_

140 00 573 78

Advances on Cotton____________ ---------

Advances on other Commodities ---------

Checks for Clearing House___ ---------

Other Checks and Cash Items 1,921 82

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overurafts (if any) ------------ 2,859 31 Other Assets:

Cash Short --------------------

33 95

Capital Stock Paid In----------$ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund ---------------- --------Undivided Profits -------------- 6,516 27

Dividends Unpaid -------------

24 00

Due to Banks in this State____ ---------

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ---------------------- 34,955 17 Demand Ce.rtificates of Deposit -------Time Certificates of Deposit___ 54,194 48

Savings Deposits -------------- --------Trust Funds on Deposit_______ ---------

Cashier's Checks -------------- 314 51

Certified Checks -------------- --------Bills Payable ------------------ 35,000 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$146,0j4 4:

Total ------------------------$146,00~ 43

BANK'S. STATEMENT at Close of Business December 15, '1.920.

,

RESOURCES

LIABILITIES

Time Loans ------------------$ 91,150 91 Demand Loans ---------------- 24,3-27 32 LUonaitnesd SSetcautreesd BboyndRs_e_a_l__E__s_ta__te_ Other Stocks and Bonds______ _

BFuarnnkiitnugreHaonudse F-i-x-t-u-r-e-s--_-_-__-_-_-_--_

Other Real Estate Owned_____ _ Due from Banks in this State__ Due from Banks in other States
Currency ---------------------GSiollvder-, -N--i-c-k-e-ls-,--P-e--n-n-i-e-s-_-_-_-_-_-__--_ Advances on Cotton ___________ _

5,007 08
5,580 57 3,674 r
140 00 780 46

Advances on other Commodities Checks for Clearing House___ _

Other Checks and Cash Items_ 1,452 96 Customers' Liability on Letters
of Credit and Acceptances__

Overdrafts (If any)------------ 1,023 Sf

Other Assets ------------------

Capital Stock Paid In----------$ 15,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits -------------Dividends Unpaid --~--------Due to Banks in this State___ _

6,258 72 24 00

Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 41,6(5 83 Demand Certificates of Deposit

Time Certificates of Deposit__ 47,974 49

TSarvuisntgFs uDnedpsosoints D-e-p--o-s-i-t_--__-_-_-_-_-

Cashier's Checks -------------- 2,213 45

Certified Checks -------------Bills Payable ------------------ 25,000 00 Notes and Bills Rediscounted__

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest andtTaxes

Other Liabilities --------------

Total -----------------------$138,11~ 4~ Total ------------------------$138,116 49

\ 302

BANKING DEPARTMENT

EXAMINEB'S B.EPOB.'l'.

BANK OF HOMERVILLE, HOMERVILLE.

At Close of Business August 5, 1920.

President-iR. G. Dickerson. Vice-President-vV. T. Dickerson. Cashier-G. A. Gibbs.
Directors-R. G. Dickerson, w. T. Dickerson, A. N. Carswell, G. M. Dome, J. F.

Patterson, W. V. Musgrove, S. A. Sweat.

Date of Charter-May 6, 1903.

Began Business-May 6, 1903.

RESOURCES

LIABILITIES

Time Loans ------------------$159,753 83 Capital Stock Paid In__________ $ 15,000 00

Demand Loans ---------------Loans Secured by Real Estate

12,836 55 45,744 27

Amount Reserved for Branches Surplus Fund ------------------

-28~666-57

United States Bonds__________ 4,100 00 Undivided P.rofits -------------- 2,542 46

Other Stocks and Bonds______ --------- Dividends Unpaid ------------- -------Banking House ---------------- 1,717 62 Due to Banks in this State____ --------Furniture and Fixtures________ 2,245 74 Due to Banks in other States__ ---------

Other Real Estate Owned______ --------- Call Money -------------------- --------



Due :tlrom Banks in this State__ 48,822 ~' Individual Deposits Subject to Due from. Banks in other States 25,034 85 Check ----------------------- 110,621 82

Currency ---------------------- 2,990 00 Demand Certificates of Deposit ---------

Gold --------------------------- 165 0( Time Certificates of DeposiL_ 146,ffl 78

Silver, Nickels, Pennies________ 562 87 Savings Deposits -------------- 8,360 26

Advances on Cotton____________ --------- Cashier's Checks -------------- 301 74

Advances on other Commodities --------- Certified Checks -------------- ---------

Checks for Clearing House____ --------- Bills Payable ----------------- ---------

Other Checks and Cash Items 772 05 Notes and Bills Rediscounted__ ---------

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ Overdrafts (i! any)____________

--------7,145 74

Liraobwileidty MoonneLye-tt-e-r-s---o-f--C--r-e-d-i-t

---------

Other Assets ------------------

39 S9 and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$311,930 63 Total ------------------------$311,930 6J

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$147,701 10

Demand Loans ---------------- 8,553 18 Loans Secured by Real E'state 72,480 40 United States Bonds__________ 41,000 00

Other Stocks and Bonds______ ---------

Banking House ---------------- 1,717 62 Furniture and Fixtures________ 2,245 74

Other Real Estate Owned______ --------Due from Banks in this State__ 25,921 31 Due from Banks in other States 23,861 75

Currency ---------------------- 1,081 00 Gold --------------------------- 175 00 Silver, Nickels, Pennies________ 772 77

Advances on Cotton____________ ---------

Advances on other Commodities ---------

Checks for Clearing House___ _ Other Checks and Cash Items

-i588-55

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any)____________ 14,255 56

Other Assets ------------------ ---------

Capital Stock Paid In__________ $ 15,000 00 Amount Reserved for Branches Surplus Fund ----------------- 28,666 57 Undivided Profits -------------- 2,836 25 Dividends Unpaid ------------Due to Banks in this State___ _ Due to Banks in other States__
Call Money -------------------Individual Deposits Subject to
Check ----------------------- 97,992 94 Demand Certificates of Deposit Time Certificates -------------- 145,302 97 STarvuisntgFs uDndeps oosnitsDe-p--o-s-i-t_-_-_-_-_-_-_-_- 14,45ll 36
Cashier's Checks -------------- 204 69 Certified Checks -------------Bills Payable ----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Other Liabilities --------------

Total ------------------------$304, 451!

Total ------------------------$304,453 78

FIRST ANNUAL REPORT

303

'EXAMINEB'S BEPOBT.

CLINCH COUNTY BANK, HOMERVILLE.

President-H. M. Peagler. Vice-President-.J. F. Barnhill. Cash!er-R. A. Brinson.

Directors-H. M. Peagler, J. F. Barnhill, W. H. Hinson, S. L. Drawdy, P. R. Lee,

N. Allen, D. 0 . .Johnson.

Date of Charter-September 2, 1919.

Began Business-September 10, 1919.

RESOURCES

LIABILITIES

Time Loans ------------------$ 79,917 7P
Demand Loans ---------------- 2,777 7~ Loans Secured by Real Estate United 'States Bonds _________ _

Other Stocks and Bonds_____ _

BFuarnnkiitnugreHaonudse F-i-x-t-u-r-e-s--__-_-_-_-_-_-_-

2,272 96 2.704 00

Other Real Estate Owned_---Due kom Banks in this State__ 8,531 '4-

Due from Banks in other States Currency ---------------------GSiolvlder,CoNuipcoknelss. --P-e-n-n--ie--s-_-_-_-_-_-__--_ Advances on Cotton ___________ _

8,758 61 2,08~ or
2 37 444 29

Advances on other Commodities Checks for Clearing House___ _ 2,189 41 Other Checks and Cash Items__ 1,524 61

Customers' Liability on Letters of Credit and Acceptances__

Ove,rdrafts (if any)------------

Other Assets ------------------

Capital Stock Paid In__________$ 18,!JOO 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- --------Undivided Profits ------------- 2,997 62
6 Dividends Unpaid ------------- ---w;;.,~__ _
Due to Banks in this State____ o>m 42

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 42,011l 75 Demand Certificates of Deposit --------Time Certificates of Deposit__ 27,017 18

Savings Deposits --------------

36 13

Trust Funds on Deposit________ ---------

Cashier's Checks -------------- 654 9o

Certified Checks --------------

:J7 50

Bills Payable ------------------ 20,00U 00

Notes and Bills Rediscounted__ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities:

Cash Long --------------------

82 75

Total ------------------------$111,211 30 Total ------------------------$111,211 30

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 60,770 1fi Capital Stock Paid In__________ $ 18,0'00 00

Demand Loans ---------------- '1,239 00 Amount Reserved for Branches ---------

Loans Secured by Real Estate 23,722 84 Surplus Fund ----------------- 1,200 00

United States Bonds ---------Other Stocks and Bonds_____ _

Undivided p,rofits -------------Dividends Unpaid ------------

141 60 16 00

BFuarnnkiitnugreHoaunsde F--i-x-t-u-r-e-s---__-_-_-_--_ Other Real Estate Owned_____ _ Due from Banks in this State__

2,397 03 Due to Banks In this State____ 467 13 2,865 14 Due to Banks in other States__ ---------
Call Money -------------------- --------6,78'6 78 Individual Deposits Subject to

Due from Banks in other States a.lmt 1? Check ----------------------- 46,783 88

Currency ---------------------GSiolvlder,--N--i-c-k-e-l-s-. --P-e-n-n--ie-s-_-_-_-_-_-_-_-_Advances on Cotton ___________ _

5,783 00 Demand Certificates of Deposit ---------

Time Certificates of Deposit__ 32,479 97

907 95 Savings Deposits --------------

36 13

Trust Funds on Deposit________ ---------

Advances on other Commodities Checks for Clearing House ___ _

Cashie,r's Checks -------------Certified Checks --------------

328 62

0o2n

Other Checks and Cash Items 276 51 Bills Payable ------------------ 15,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted__ ---------

of Credit and Acceptances__

Certificates of Deposit for Bor-

Overd,rafts (if any) ___________ _ 3,101) 70 rowed Money ---------------- ---------

Other Assets ------------------

LiabilitY on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$114,515 23 Total ------------------------$114,515 21!

304

BANKING DEPARTMENT

EXAJIUNEB'S BEPOBT.
BANK OF HOSCm:'ON, HOSCHTON.
At cose of BUsiness August 16, 1920.
President-H. R. L. De La Perriere. Vice-Presidents-W. M. Smith, J. N. Thompson, H. J. Lott. .
DLrectors-H. P. De La Perriere, W. M. Smith, J. N. Thompson, H. C. De La Perriere, B. F. Wilson, H. P. Lott, A. L. De La Perriere, W. E. Flanigan, L. F. Sell. Date of Charter-May 14, 1908.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnsoa-n-s---_-_-_-_-_-_-_-_-_-_-_-_$
ULonaitnesdSSectautreesd BboynRdsea_l_E__s_t_a_te_

92,744 99 9,096 75

Capital Stock Paid In ______ -$ 30,000 00
ASumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c__h_es_ -1-5~000- 00
Undivided Profits __________ _ 1,298 06

OBathnekrinSgtoHckosusaend- _B__o_n__d_s_-_-_-_--_ Furniture and Fixtures ____ _ Other Real Estate Owned __ _

Dividends Unpaid ---------1,700 00 Due to BanKs in this State_1,912 50 DCaulel tMo oBnaenyks__i_n__o_t~h_e_r__S_t_a_t_es_

Due from Banks in this State 3,683 16 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-__- -_ Advances on Cotton ________ _

694 42 DetomaCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 1,355 00 Time Certificates of DeposiL
580 00 Savings Deposits ----------286 49 Trust Funds on Deposit_ ___ _
Cashier's Checks ___ -- ____ --

28,787 91 72 62

Advances on other Commodi-

Certified Checks _-- _- ____ -- _ 119 66

Chteiecsks -f-o-r--C-l-e-a-r-i-n-g--H-o--u-s-e-_-_

Bills Payable -------------- 31,000 00 95 43 Notes and Bills Rediscounted 6,754 43

Other Checks and Cash Items

719 66 Certifi.cates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

OOvtahenercrdersAafs-tss-e-t(s-i-f-_-_a-_n-_y-_)-_-__--_--_--_--_--_--_----_

and Acceptances ---------164 28 Reserve for Interest and Taxes
Other Liabilities __ ----- _---

Total --------------------$113,032 68 Total --------------------$113,032 68

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __ - -- __ - ____ - __ -$ 65,537 64 Capital Stock Paid In _______ $ 30,000 00

Demand Loans ---- --- _- _-Loans Secured by Real Estate

__ - _-- - __

SAumrtp.luRs esFeurnvded __fo__r__B_r_a_n_c__h_es_

15,000 00

U(nAitlel dincSltuadteeds iBn oTnidms e__L__o_a_n_s_)_ 8,242 75 UDnivdiidveinddeds UPnropfaiitds _----__-_-_-_--- -__- 2,213 58

Other Stocks and Bonds _____ Banking House ____________ _ Furniture and Fixtures ____ _

--------1,700 00 1,912 50

Due to Banks In this State-DCaulel tMo oBnaenyks__I_n__o_t_h_e_r__S_t_a_t_es_

Other Real Estate Owned ___ ---------

Due from Banks in this State 1,698 94

Due from Banks in other

States ------------------Currency -----------------SGiolvlder, -N--i"ck--e-ls-,--P-e--n-n-i-e-s_----_-_ -_

295 44 1,143 00
620 00 1,154 24

Individual Deposits Subject Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t STaimviengCseDrtiefpicoastietss o__f_D__e_p_o__s_iL_ Trust Funds on DeposiL---Cashier's Checks __ - _- __ -- _-

26,333 71 222 62
94 94

Adtiveasnce_s--o_n__o_t_h_e_r_ _C_o_m__m__o_d_i_- ________ _ Certified Checks ------------

Checks for Clearing House__

- ___ ---- _

Bills Payable -------------Notes and Bills Rediscounted

Other Checks and Cash Items 105 69 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

11,000 00

O vaenrcdersa f -t s- - -( i-f- -a-n-y-)- - ----------------

78 84

and Acceptances ---------Reserve for Interest and Taxes

Other Assets: Profit and Loss -----------War Savings Stamps -------

1,527 854

82 00

Other Liabilities ----------Cash Long -----------------

- - - - --------------------$ Total --------------------$ 84,870 86 Total

6 01 84,870 86

FIRST ANNUAL REPORT

305

EXA.M:IllrEB'B BEPOB.'1'.

PEOPLES BANK, IDEAL.

At Close of Business .July 20, 1920.

President-A. M. Park. Vice-President-.J. H. Kelly. Cashier-H. R. Lam.

Director~A. M. Pa<rk, J. H. Kelly:, H. R. Lam, R. N. Mcinvale, W. G. Hill

J. N. Childs.

Date of Charter-March 26, 1920.

Began Business-March 30, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ -$ 66,566 22 Capital Stock Paid In-------$ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ___________ _ Furniture and Fixtures ____ _ Other Real Estate Owned __ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iol lvde r ,- -N- -i-c-k-e-l s-,- -P- e- -n-n-i -e-s -_-__-_- -_ Advances on Cotton _______ _ Advances on other Commodi-

4,860 93 2,500 00
650 97 2,425 00 2,644 78

Amt. Reserved for Branches
Surplus Fund -------------Undivided Profits ----------Dividends Unpaid __ -------Due to Banks in this State __ Due to Banks in other States

Call Money ---------------7,979 82 Individual Deposits Subject

1,322 86 1,905 00
47 50 232 50 2,819 85

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p--o-s-it Time Certificates of Deposit_ Savings Deposits ----------Cashier's Checks ____ - _----CBeilrltsifiPedayCabhelecks_______-_-_-_-_-_-_--- -_--

1,041 53
30,000 00 34,145 22
7,000 00 7,146 74
325 16

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se--__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f -t s- - (-i-f- -a-n-y-)- - -_-_-_-__- _-_- -_ Other Assets:

Notes and Bills Rediscounted 540 71 Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances ---------Reserve for Interest and Taxes Other Liabilities __ ---------

Mutual Insurance Fund -----

162 51

Total --------------------$ 94,658 65 Total --------------------$ 94,658 65

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 65,229 07 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 9,792 94 Amt. Reserved for Branches

Loans Secured by Real Estate 2,511 25 Surplus Fund ---------"---

United States Bonds --------

412 25 Undivided Profits ---------- 1,495 85

OBathnekrinSgtoHckosusaend__B_o_n_d__s________ __

Dividends Unpaid - --------2,425 00 Due to Banks in this State __

Furniture and Fixtures ____ _ nther Real Estate Owned __ _

2,644 78 Due to Banks in other States Call Money ____ ------------ 28,500 00

Due from Banks in this State 1,422 63 Individual Deposits Subject

Cu~~~~~Y -=========::::::::: Due from Banks in other

to Check ---------------- 26,479 31 3,787 12 Demand Certificates of Deposit 7,600 00 1,673 00 Time Certificates of Deposit_ 7,246 74

SGiol vl de r ,- -N- -i-c-k-e-l-s ,- - P- -e-n-n-i-e-s-_-_-__- -_ Advances on Cotton ________ _

47 50 1,140 42 11,175 00

Savings Deposits ---- -r.----Trust Funds on Deposit_ ___ _ Cashier's Checks -----------

1,157 73

Advances on other Commodi-

Certified Checks __ ----------

Chteiecsks -fo--r--C-l-e-a-r-in--g--H-o-u--s-e-_-_

Bills Payable -------------- 14,000 00 Notes and Bills Rediscounted 2,500 00

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

Certificates of Deposit for Borrowed Money ---------
Liability on Letters of Credit

O vaenrcdersa f -t s- - -( I-f- -a-n-y-)- - -_-_-_-__- _-_- -_

and Acceptances ---------Reserve for Interest and Taxes

MO tuhteura l AIsnsseut sr a n-c- e- - -F-u-n-d- -_-__-_- -_

956 16 Other Liabilities ----------162 51

Total --------------------$103,379 63 Total --------------------$103,379 63

r

306

BANKING DEPARTMENT

EXAMIJ!I'EB'S BEPOB'l'.
BANK OF ILA, ILA.
At Close of Business December 15, 1920. President-A. S. Westbrooks. Cashier-J. L. Thompson.
Directors-R. J. Westbrooks, J. B. Campbell, G. w. Westbrooks, J. w. Bray.

RESOURCES

LIABILITIES

Time Loans ---------------$ 24,820 48

Demand Loans -------------

Loans Secured by Real Estate United States Bonds _______ _

41,858 05 50 00

Other Stocks and Bonds ____ _

Capital Stock Paid In _______ $ 15,000 00

Amt. Reserved for Branches

Surplus Fund _- -- _________ _ Undivided Profits _________ _ Dividends Unpaid _________ _

10,000 00 5,834 59

Banking House -----------Furniture and Fixtures ____ _ Other Real Estate Owned __ _ Due from other Banks _____ _ Due from Approved Reserve
Agents -----------------GCoulrdren-c--y- __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-
Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o-u--se--__-

2,487 42 Due to Banks in this State __ 1,615 80 Due to Banks in other States
Call Money _----- ____ ----- _ 3,510 63 Individual Deposits Subject
5,782 50 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 1,637 00 Time Certificates of Deposit_
110 00 Savings Deposits __ ---- ---226 63 Trust Funds on DeposiL--- _
Cashier's Checks ----------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted

26,253 11 6,866 30
18,000 00

Other Checks and Cash Items Customers' Liability on Let-

Certificates of Deposit for Borrowed Money _____ --- _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t-s- - -( I-f- -a-n-y-)- - -_-_-_-_-_ _-_- -_ Other Assets ______________ _

and Acceptances ---------295 66 Reserve for Interest and Taxes
Other Liabilities -----------

Total --------------------$ 82,444 30 Total --------------------$ 82,444 30

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmeanLd oaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_$ 24,678

53

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _

42,000 00 Surplus Fund -------------50 00 UDnivdiidveinddeds PUrnopfiatisd --_-_-_-__-_-_-_-_--_

10,000 00 2,684 06 3,150 53

Banking House -----------Furniture and Fixtures ____ _ Other Real Estate Owned __ _

2,487 42 Due to Banks in this State __
1,615 so CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 8,310 10 Individual Deposits Subject

Due from Banks in other Sta.tes __ -- _-- __ -- --------

983 16 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 26,102 45

Currency -----------------GS iol vl de r ,- -N- -i -c -k-e-l s-,- -P- e- -n-n-i -e-s -_-__- -- _Advances on Cotton ________ _
Advances on other Commodi-

1,405 00 Time Certificates of Deposit_ Savings Deposits ----------
389 25 Trust Funds on Deposit__--Cashier's Checks ----------Certified Checks ______ ----- _

6,866 30

Chteiecsks -fo--r --C-l-e-a-r-in-g---H-o--u-s-e-_-_

Bills Payable -------------229 38 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

Certificates of Deposit for Borrowed Money --------- 18,000 00
Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-__- ------ -- -_

and Acceptances ---------145 00 Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities -----------

Total --------------------$ 82,293 64 Total --------------------$ 82,293 64

FIRST ANNUAL REPORT

30'2'

EXAMINER'S B.EPOB.T.

IRWINTON BANK, IRWINTON.

At Close of Business September 1, 1920.

President-G. H. Carswell. Vice-President-!. B. Stinson. Cashier-N. H. Bacon.

Directors-G. H. Carswell, I. B. Stinson, J. T. Billue, J. M. Hall, N. H. Bacon.

Date of Charter-February 17, 1911.

Began Business-February, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$118,364 43 Capital Stock Paid In ______ -$ 15,000 00

--6-,7oo-oo Demand Loans -------------
Loans Secured by Real Estate

861 88 ASumrtp.luRs eFseurnvded __fo__r__B_r_a_n__c_h_es_

United states Bonds ________ Other Stocks and Bonds_____

______ ---

UDnivdiidveinddeds UPrnopfaiitds -_-_-_-_-__-_-_-_-_--_

3,000 00 1,612 98
16 00

Banking House------------- 4,075 00 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned____

________ _ ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

25,000 00

Due from Banks in this State 17,354 62 Individual Deposits Subject

Due from Banks in other States -------------------
CGuolrdren_c_y___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

5,274 60 Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 52,564 01

2,832 00 20 00

STaimviengCserDtiefpicoastietss o_f__D__e_p_o__s_iL_

63,130 77

Silver, Nickels, Pennies ____ _ Advances on Cotton _________

499 11 ---------

Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _

A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

Certified Checks ___________ _ ________ _ Bills Payable --------------

91 00

Checks for Clearing House __ 1,941 32 Notes and Bills Rediscounted

Other Checks and Cash Items. ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ______ ---

at enrcse so f_ _C_r_e_d_i_t_ _a_n_d_ _A_ _c_c_e_p_t -_ Overdrafts (if any) _______ _

________ _ 829 27

Liability on Letters of Credit and Acceptances ----------
Reserve for Interest and Taxes

Other Assets --------------- 3,296 50 Other Liabilities ________ - _- 1,633 97

Total --------------------$162,048 73 Total --------------------$162,048 73

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ Demand Loans ___________ _

75,948

67

Capital Stock Paid In _______ $ 15,000 Amt. Reserved for Branches

00

Loans Secured by Real Estate United States Bonds - ______ _

28,761 7,592

16 00

USunrdpivluidsedFuPnrdofi-t-s --__-_-_-_-_-_--- -__--_

Other Stocks and Bonds ____ _

Dividends Unpaid -----------

Banking House, Furniture and

Due to Banks in this State--

3,000 00 2,136 26
16 00

Fixtures and other Real Es-

Due to Banks in other States

tate Owned -------------Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------Gold ------------- _-- __ ---- _ Silver, Nickels, Pennies ____ _ Advances on Cotton ________ _ Advances on other Commodi-
Chteiecsks -fo--r--C-l-e-a-r-in--g--H-o-u--s-e-_-_

4,173 00 15,771 19
5,229 70 3,300 00
25 00 475 30
---------

Call Money ---------------- 16,000 00

Individual Deposits Subject

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o--s-it

50,932 51 9,000 00

Time Certificates of Deposit_ 42,403 88

Savings Deposits ______ ----

Trust Funds on DeposiL--- _

Cashier's Checks ----------- 1,175 80

Certified Checks ------------ --------Bills Payable --------------- 5,000 00

Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

O vaenrcdersa f -t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_ -_ _- -_

and Acceptances ---------91 93 Reserve for Interest and Taxes

Other Assets: Mutual Fire Ins. Funds ___ _

Other Liabilities __ --------120 00

Depositors' Guarantee Funds 3,176 50

Total --------------------$144,644 45 Total --------------------$144,644 45

308

BANKING DEPARTMENT

EXAMilii'EB'S BEPOBT.

BANK OF IRWINVILLE, IRWINVILLE.

At Close of Business September 16, 1920.

Bresident-J. B. Clements. Vice-President-W. R. Bowen.

Cashier-M. T. Lawrence.

Directors-J. B. Clements, Marcus Fletcher, H. T. Fletcher, E. D. Fletcher, Joe

Fletcher, Jr., E. G. M. Fletcher, J. D. Downing, J. R. Love, W. R.

Bowen, W. W. D. Branch, J. E. Turner.

Date of Charter-October 25, 1906.

Began Business--October 25, 1906.

RESOURCES

LIABILITIES

Time Loans -----------------$73,245 11 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 19,817 00 Amt. Reserved for Branches

Loans Secured by Real Estate 10,000 00 Surplus Fund -------------- 10,000 00

OUtnhiteerdSStotactkess aBnodndBson-d--s.-_-_-_-_Banking House '- ____________

__5_,5_0__0__00_ 1,379 02

Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State

924 31 16 00

Furniture and Fixtures_____ Other Real Estate Owned ____

2,596 16 ---------

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 7, 796 22 Individual Deposits Subject

DuSetatefrsom___B__a_n_k_s__ -i-n---o-th__e_r

299 97 DetomaCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t 78,887 93

Currency -----~------------
GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-. -_-_-_ -_ Ad"ances on Cotton _________

712 00 377 00 694 28 ---------

STaimviengCserDtifeipcoasteitss o_f_D__e_p_o_s_i_t__ CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_

7, 705 54 178 28

Adtvieasnces_-o-n--o-t-h.e-r- _C__o_m_m__o_d_i_-

________ _

Bills Payable -------------Notes and Bills Rediscounted

Checks for Clearing House._ ________ _ Certificates of Deposit for

Other Checks and Cash Items 148 29 Borrowed Money _- _------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

Ovaenrcdersaft_s_ (_i-f- _a_n-y_)-. ___--_-__-_-_- Other Assets _____________ -

- --- ---- 147 01
_____ - _-

Reserve for Interest and Taxes Other Liabilities -----------

Total --------------------$122,712 06 Total --------------------$122,712 06

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 76,547 64 Capital Stock Paid In ____ .$ 25,000 00

Demand Loans ------------LUonaitnesdSSectautreesd BboynRdsea_l_E__s_t_a_te_

24,817 00 SAumrpt.luRs eFseurnvded __f_o_r__B_r_a_n__c_h_es_ 5,000 00 Undivided Profits __________ _

10,000 00 1,249 15

BOathnekrinSgtoHcokus saend___B_o_n__d_s________ __

Dividends Unpaid _________ _ 1,379 02 Due to Banks in this State__

5,000 00

Furniture and Fixtures_____ Other Real Estate Owned. __ _

2,596 16 CDaulel tMo oBnaenyks- _i_n__o_t_h_e_r__S_tate__s

Due from Banks in this State 5,286 59 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 71,535 88

States ------------------Currency -----------------GSiollvder,--N--i-c-k-e-ls-,--P-e--n-n-i-e-s-. -_-__--_

1,946 58 Demand Certificates of Deposit 692 00 Time Certificates of DeposiL

--7:3io- 54

367 00 Savings Deposits ----------

1,908 51 Trust Funds.on Deposit_ ___ _

Advances on Cotton ________ _ Advances on other Commodi-

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-__-_-_--_

Chteiecsks -fo--r--C-l-e-a-r-in--g--H-o-u--s-e-.-. Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

Bills Payable -------------Notes and Bills Rediscounted 119 70 Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit

Ovaenrcdersaf-ts---(i-f--a-n-y-)---_-_-_-_-__-_-- --------5-0 ReasnedrvAeccefpotrancIenste-r-e-s-t---a-n-d-

Other Assets: War Savings Stamps ------

Taxes ------------------500 00 Other Liabilities _. ___ -.----

801 12

Total --------------------$121,160 70 Total --------------------$121,160 70

FIRST ANNUAL REPORT

309

EXAMINER'S B.EPOB.T.

FARMERS & MERCHANTS BANK, JACKSON.

At Close of Business September 15, 1920.

President-J. H .. Carmichael. Vice-Presidents----J. B. Carmichael, G. E. Mallett.

Cashier-C. T. Beauchamp.

DiTectors-J. H. Carmichael, J. B. Carmichael, G. E. Mallett, J. C. Jones, S. P.

Nichols, T. A. Nutt, R. E. Evans, Geo. F. Etheridge, W. M. Hammond,

F. M. Maddox, L. 0. Benton, J. H. McKibben.

Date of Charter-July 24, 1919.

Began Business-August 29, 1920.

RESOURCES

LIABlLITIES

Time Loans ------------ ___$352,107 51 Capital Stocl<: Paid In_______ $125,000 00

DL oe ma nasnSde cLuoraendsb y- -R- -e-a-l -E- -s-t -a-t e-
United States Bonds________ Other Stocks and Bonds _____ Banking House -----------Furniture and Fixtures_____ Other Real Estate Owned____

_6_1_,_2_2_6__36_

Amt. Reserved for Branches Surplus Fund --------------

6,650 00 Undivided Profits ----------

--------- Dividends Unpaid ----------

5,899 94 Due to Banks in this State__

4,054 04 ________ _

CDaulel tMo oBnaenyJ<:s__i_n__o_t_h_e_r_ S--t-a-t-es_

--------5,000 00 6,828 12 32 00
10,000 00 _- -_ _- _-_-_-_-_- -_

Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton _______ _ Advances on other Commodi-
ties ----- ___ _ ______ __ ___ _
Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
atenrcsesof_ _C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

10,770 87
2,411 39 7, 715 00
30 00 2,743 85 39,069 19 ________ _
241 88 ________ _
________ _

Individual Deposits Subject to Check ---------------- 183,283 59
Demand Certificates of Deposit 10,000 00 Time Certificates of Deposit_ 150,850 53
Savings Deposits ---------- --------Cashier's Checks ----------- 2,273 33 Certified Checks __ ---------- --------Bills Payable __ ---------- _- --------Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money --------- --------Liability on Letters of Credit
and Acceptances _--------- --------Reserve for Interest and Taxes ---------

Overdrafts (if any)-------- --------- Other Liabilities:

Other Assets:

Cash Long -----------------

Overdrafts ----------------

23 39

Transit Account -----------

356 70

32 55

Total --------------------$393,300 12 Total --------------------$393,300 12

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$366,883 28 Capital Stock Paid In_______ $125,000 00

Demand Loans ------------- 59,469 33 Amt. Reserved for Branches _--------

Loans Secured by Real Estate _____ - __ _ Surplus Fund -------------- 5,000 00

United States Bonds _______ 6,550 00 Undivided Profits ----------- 6,662 98

Other Stocks and Bonds ____ '1,500 00 Dividends Unp.aid ---------- ---------

Banking House ------------- 5,899 94 Due to Banks in this State__ ---------

-io-,ooo- oo Furniture and Fixtures_____
Other Real Estate Owned____

4,054 04 ________ _

cDaulel

tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_e_s

Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton________ _ A dt iveasn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_ m_ _m_ _o_d_i _-
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

7,643 90
5,251 08 4,791 00
25 00 2,476 73 68,817 66 ________ _ 2,074 63 ________ _

Individual Deposits Subject to Check ---------------- 137,196 98
Demand Certificates of Deposit 3,601 75 Time Certificates of Deposit_ 141,788 34
Savings Deposits ---------- --------Trust Funds on Deposit_ ____ --------Cashier's Checks ----------- 2,189 53 Certified Checks - _---------- --------Bills Payable -------------- 105,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money --------- 5,000 00 Liability on Letters of Credit

ances -------------------- ________ _ and Acceptances _--------- ---------

Overdrafts (if any) --------

2 99 Reserve for Interest and Taxes ---------

Other Assets --------------- --------- Other Liabilities ----------- ---------

Total --------------------$541,439 58 Total --------------------$541~39 58

r

310

BANKING DEPARTMENT

EXAIMI:NEB'S BEPOBT.

JACKSON BANKING COMPANY, JACKSON.
At Close of Business November 3, 1920.

President-F. S. Ethridge. Vice-President-J. B. Settle. Cashier-N. 0. Ham.

Directors~F. S. Ethridge, J. B. Settle, L. P. McKibben, Hugh Malbet, E. L. Smith.

Date of Charter-December 15, 1888.

Began Business-December, 1888.

RESOURCES

LIABILITIES

Time Loans ------------------$327,096 06 Capital Stock Pa.ld In----------$100,000 00

Demand Loans ----------~----- 23,976 3f Amount Reserved for Branches ---------

Loans Secured by Real Estate 22,870 lli Surplus Fund ------------------ 20,000 00

United States Bonds__________ 11>,8150 00 Undivided Profits -------------- 11,204 81'

Other Stocks and Bonds______ 19,778 66 Dividends Unpaid ------------- ---------

Banking House ---------------- 3,684 91' Due to Banks in this State____ ---------

Furniture and Fixtures -------- 2,604 6f Due to Banks in other States__ ---------

Other Real Estate Owned______ --------- Call Money -------------------- --------Due from Banks in this State__ --------- Individual Deposits Subject to

Due from Appr. Res. Agents__ 39,960 23 Check ----------------------- 150,372 41

Currency ---------------------GSiolvlder,--N--i-c-k-e-l-s-, -P--e-n-n-i-e-s_--_-_-_-_-_-_-_-

4,673 or
1,019042 5340

Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits --------------

--------62,777 80 63,038 38

Advances on Cotton____________ --------- Trust Funds on Deposit________ ---------

Advances on other Commodities --------- Cashier's Checks --------------

TI 60

Checks for Clearing House____ 997 20 Certified Checks -------------- ---------

Other Checks and Cash Items 523 24 Bills Payable ------------------ ---------

Customers' Liability on Letters

Notes and Bills Rediscounted__ 55,410 03

of Credit and Acceptances__ Overdrafts (if any)------------

---4&9-ii4

Certificates of Deposit for Borrowed Money ----------------

---------

Other Assets ------------------ 752 17 Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes Other Liabilities --------------

-1~578-os

Total ------------------------$464,453 16 Total ------------------------$464,453 16

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCE:S

LIABILITIES

Time Loans ------------------$364,259 78 Capital Stock Pruid In__________$100,000 00

Demand Loans ---------------Loans Secured by Real Hstate

21,715 3f 21,431! 2~

Amount Reserved for Branches Surplus Fund ------------------

-2-0~00U-00

United States Bonds ---------- 15.850 0 Undivided Profits -------------- 11,332 61 Other Stocks and Bonds______ 19,745 99 Dividends Unpaid ------------- ---------

Banking House ---------------- 3,'684 9f Due to Banks in this State____ ---------

Furniture and Fixtures________ 2,6lJ4 6F Due to Banks in other States__ ---------

Other Real Estate Owned _____ _ Due from Banks in this State__ 24~525-74

Call Money -------------------Individual Deposits Subject to

--------

Due from Banks in other States
Currency ---------------------GSiollvder,--N--i-c-k-e-l-s-, -P--e-n-n--ie-s--__-_-_-_-_-_--_

2,4lffi 3f Check ----------------------- 110,-179 12 2,293 00 Demand Certificates of Deposit ---------
132 50 Time Certificates of Deposit__ 58,617 67 953 08 Savings. Deposits -------------- 58,947 74

Advances on Cotton ---------- 954 45 Trust Funds on Deposit_______ 6,163 57

Advances on other Commodities --------- Cashier's Checks -------------- 226 66

Checks for Clearing House____ Other Checks and Cash Items

--------281 09

Certified Checks -------------Bills Payable ------------------

-1-5-,8-5-0---oo-

Customers' Liability on Letters

Notes and Bills Rediscounted__ 100,31)4 'i':!

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any)-----------Other Assets:

511 32 rowed Money ---------------- --------Liability on Letters of Credit

RWeavrenSuaeviSngtasmapnsd T--h-r-i-f-t_--_-_-_-__-_--_

15 00 and Aceeptances ------------ --------17 67 Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$481,972 10 Total ------------------------$4181,972 1lJ

FIRST ANNUAL REPORT

311

EXAMI:NEB'S BEPOB'l'.

BANK OF JAKIN, JAKIN.

At Close of Business July 21, 1920.

President-C. K. Bivings. ice-President-0. H. Mosely. Cashier-R. G. Luke.

Directors-C. K. Bivings, 0. H. Mosely, J. A. Bivings, T. G. Homey, Sr., M. S. Warren, E. C. Smith, J. S. Sherman.

Date of Charter~September 27, 1912.

Began Busines&-September 27, 1912.

RESOURCE'S

LIABILITIES

Time Loans ------------------$ 62,463 18

Demand Loans ---------------- 22,4ml 96 Loans Secured by Real Icstate United States Bonds _________ _

Other Stocks and Bonds_____ _ 200 00

BFuarnnkiitnugreHaonudse F-i-x-t-u-r-e-s--__-_-_-_-_-_--_

3.000 00 2,119 ~9

Other Real Estate Ovvned _____ _

Due from Banks in this State__ 3,879 73 Due from Banks in other States 282 7g

Currency ---------------------GSiollvder-, --N--ic-k--e-ls-,---P-e-n-n--ie--s-_-__-_-_-_--_ Advances on Cotton___________ _

7'37 00 22 5~
290 90

Advances on other Commodities Checks for Clearing House___ _ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __

1,763 9~ 811 77

Overdrafts (if any)------------ 391 02

Other Assets ------------------

Capital Stock Paid In__________$ 2l,600 0"0 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ _ Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of DeposiL_

36,385 3~ 389 01

Savings Deposits -------------Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted-Certificates of Deposit for Bor-

2,:{43 63 10,000 00

rovved Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities: Deposits Checks Issued_______ _ :::ash Long --------------------

1,662 76 4 78

Total ------------------------$ 78,368 1P Total ------------------------$ 78,368 19

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 53.979" 61

Demand Loans ---------------- 2,314 07 Loans Secured by Real Estate

United States Bonds --------Other Stocks and Bonds_______ _

200 !YO

FBuarnnkiitnugreHaonudse F-i-x-t-u-r-e--s-_-_-_-__-_-_--_

3,000 00 2,1Ill 39

Other Real Estate Ovvned_____ _

Due from Banks in this State__ 9,740 37

Due from Banks dn other States Currency ----------------------

4 742

3on8

GSiollvder,--N--i-c-k-e-l-s-. --P-e-n-n--ie-s-_-_-_-_-_-_-_-_Advances on Cotton ___________ _

20 00 465 51

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items Customers' Liability on Letters

268 62

of Credit and Acceptances__

Overdrafts (if any)------------

Other Assets ------------------ 847 l!<

Overdrafts ----------------------

4 27

Capital Stock PaJ!d In----------$ 24,600 00 Amount Reserved for Branches --------Surplus Fund ----------------- --------Undivided Profits -------------- 1,587 86 Dividends Unpaid ------------- --------Due to Banks In this State~--- --------Due to Banks In other States__ ---------
Call MoneY -------------------- --------Individual Deposits Subject to
Check ----------------------- 41,989 26 Demand Certificates of Deposit --------T'ime Certificates of Deposit___ 380 23
Savings Deposits -------------- --------Trust Funds on Deposit________ --------Cashier's Checks -------------- 138 52 Certified Checks -------------- --------Bills Payable ------------------ 5,000 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-
rovved Money ---------------- --------Liability on Lette.rs of Credit
and Acceptances ---------C-- ---------
Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$ 73.7U5' 3- Total ------------------------$ 73,705 37

312

BANKING DEPARTMENT

EXAMINEB'S B.EPOB.T.

PICKENS COUNTY BANK, JASPER.

At Close of Business July 14, 1920.

President~Sam Tate. Vice-President-R. L. McClain. Cashier-W. C. Warlick.

Directors-Sam Tate, R. L. McClain, W. C. Warlick, MTs. W. C. Warlick, Will Richards.

Date of Charter-July 10, 1909.

Began Business--June 23, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$189,634 44 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 19,277 00 Amt. Reserved for Branches ---------

Loans Secured by Real Estate

917 67 Surplus Fund -------------- 10,960 53

United States Bonds -------Other Stocks and Bonds____

10,066 99 _ _______ _

Undivided Dividends

Profits Unpaid

---------____ - _-- --

5,867 14 ---------

Banking House ------------- 2, 775 00 Due to Banks in this State.- --------Furniture and Fixtures ____ 3,000 63 Due to Banks in other States --------Other Real Estate Owned____ 3,310 69 Call Money ---------------- --------Due from Banks in this State 53,011 98 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 140,591 49

CuSrtraetnecsy --_-__-_-_-_-_--- -__-_--- -__---------

- _5-, 7_0-1-- 6__1

Demand Certificates of Deposit --------Time Certificates of Deposit 121,700 10

Gold ----------------------Silver, Nickels, Pennies______ Advances on Cotton_________ A dtvi easn c e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i _Checks for Clearing House__

10,793 09 Savings Deposits __ --------

--------________ _

Cashier's Checks ---------Certified Checks -----------

________ _

Bills Payable -------------Notes and Bills Rediscounted

________ _ Certificates of Deposit for

--------3,531 19 918 80
-----------------

Other Checks and Cash Items Customers' Liability on Let-

50 00 Borrowed Money --------- --------Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances __ -------- ---------

O vaenrcdersa f t-s - -(-i f- -a-n-y-)- - -------------- --

- - - - -3-0 - -1-5

Reserve for Interest and Taxes Other Liabilities -----------

-----------------

Other Assets --------------- ---------

Total --------------------$298,569 25 Total --------------------$298,569 25 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$155,452 96 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------.. 16,476 29 Amt. Reserved for Branches

Loans secured by Real Estate --------- Surplus Fund -------------- 10,960 53

United States Bonds and

Undivided Profits ---------- 5,708 30

W. S. Stamps ------------ 10,161 91 Dividends Unpaid ----------

Other Stocks and Bonds____ --------- Due to Banks in this State_-

Banking House ------------ 2,775 00 Due to Banks in other States

Furniture and Fixtures ____ 3,223 13 Call Money ___ ---- _--------

Other Real Estate Owned __ 2,910 69 Individual Deposits Subject

Due from Banks in this State 48,520 21 to Check ----------------- 130,900 96

Due from Banks in other States -------------------

1,538 50

Demand Certificates of Deposit Time Certificates of Deposit

'ifs~773-99

Currency ------------------- 11,873 00 Savings Deposits __ --------

Gold ----------------------Silver, Nickels, Pennies_____

632 50 Trust Funds on Depos!L---366 53 Cashier's Checks ---------- 3,103 16

Advances on Cotton---~----- --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable --------------

ties --------------------- --------- Notes and Bills Rediscounted Checks for Clearing House__ ________ - Certificates of Deposit for

Other Checks and Cash Items

371 41 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances _---------

ances ------------------- --------- Reserve for Interest and Taxes

OOtvheerrdrAafstssets(i_f __a_n_y_)_________________ - __1__4_4__81_ Other Liabilities -----------

Total --------------------$254,446 94 Total --------------------$254,446 94

FIRST ANNUAL REPORT

313

EXA:JIIJ:I:NER'S REPORT.

THE CITIZENS BANK AND TRUST COMPANY, JEFFERSON.

At Close of Business November 13, 1920.

President-T. S. Johnson. Vice-Presidents-R. D. Moore, S. V. Wilhite. Cashier-Homer Hancock.

v. Directors-T. S. Johnson, J. A,. Johnson, J. C. Shields, R. D. Moore, A. J. Murphy, Claud Hancock, S. Wilhite, J. H. Campbell, I. S. Ethridge.

Date of Charter-February 10, 1920.

Began Business-March 4, 1920.

RESOURCES

LIABILITIES

TDiemmea nLdo aLn so a-n-s- - -_-_- -_-_-_-_-_-_-_- -_$_ _2 2_1_, _4_1_7___06_

Capital Stock Paid In ______$ Amt. Reserved for Branches

84,390

00

Loans Secured by Real Estate --------- Surplus Fund -------------

United States Bonds ------- --------- Undivided Profits ----------

OB at hnekri nSg t oHcokuss ea n_d_ _B_ _o_n_d_s_________

-_-_-_-_-__-_-_- -_

Dividends Unpaid ---------Due to Banks in this State __

2,836 11

Furniture and Fixtures ____ Other Real Estate Owned____ Due from Banks ----------Due from Banks in other
States ____ --- ____ ------- _

2,133 67 ________ -
3, 739 46
--- ___ ---

Due to Banks in other States Call Money ---------------Individual Deposits Subject
to Check ---------------- 104,986 51 Demand Certificates of Deposit

Currency ---~-------------- 1,436 00 Time Certificates of Deposit 15,636 43

SGiolvlder, -N--ic-k-e-l-s-,-P-e-n-n--ie-s-_-_-_-_-_-_-

- -2-, -0 7-9- - -76-

Savings Deposits ---------Trust Funds on Deposit_ ___ _

Advances on Cotton_-_______ ________ _ Cashier's Checks ----------

A dt iveasn c_e_s_ _o_n_ _o_t_h_e_r_ _C_o_m_ _m_ _o_d_i -_

________ _

Certified Checks ____ -- __ --- _ Bills Payable --------------

Checks for Clearing House__

384 30 Notes and Bills Rediscounted

408 23 10,000 00 18,497 33

Other Checks and Cash Items 3,307 28 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _____ -- __

ters of Credit and Accept-

Liability on Letters of Credit

ances ------------------- --------- and Acceptances ----------

Overdrafts (if any)--------- 2,083 58 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Revenue Stamps ------------

173 50

Total --------------------$236,754 61 Total --------------------$236,754 61

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$208,167 10 Capital Stock Paid In ______$ 87,750 00 Demand Loans ------------ --------- Amt. Reserved for Branches Loans Secured by Real Estate --------- Surplus Fund ------------United States Bonds ------- --------- Undivided Profits ---------- 6,984 83

OBathnekrinSgtoHckosusaend___B_o-n-d-s_________

-_-_-_-__-_-_-_- -_

Dividends Unpaid ---------Due to Banks in this State

Furniture and Fixtures____ 2,;t33 67 Other Real Estate Owned_____________

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__Sta_t_es_

Due from Banks in this State 3,379 02 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 85,569 07

States ---~--------------- 4,523 87 Demand Certificates of Deposit

GCoulrdr e n_c_y_ ___- -_-_-_-_-_-_-_-_-__- -__- -__- -_-_-_

_ _~_._o_oo___00_

Time Certificates of Deposit Savings Deposits __________ _

11,819 72

Silver, Nickels, Pennies ___ _ 1,481 15 Trust Funds on DeposlL-- __

Advances on Cotton_----_--_ ____ -- __ - Cashier's Checks -----------

Advances on other Commodi-

Certified Checks ___ --- __ - _-.

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -__-

690 00 Bills Payable -------------- 12,000 00 1,340 00 Notes and Bills Rediscounted 27,000 00

Other Checks and Cash Items 1,001 07 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances ------------------- --------- and Acceptances _________ _

Overdrafts (if any)---------- 1,619 06 Reserve for Interest and Taxes

Other Assets: Revenue Stamps ------------

Other Liabilities -----------153 50

Total --------------------$231,488 44 Total ____________________ $231,488 44

314

BANKING DEPARTMENT

E:XAMINEB'S BEPOBT.

FARMERS & MERCHANTS BANK, JEFFERSONVILLE.
At Close of Business July 16, 1920.

President-Joel A. Smith. Vice-Rresident-W. H. McCrary. Cashier-J. H. Whitehurst.

Dkectors-Joel A. Smith, W. H. MeCrary, L. 0. Benton, J. H. Whitehurst,

D. H. Faulk.

.Date of Charter-July 24, 1911.

Began Business-August, 1911.

RESOURCES

LIABILITIES

Time Loans ________________ $ 41,614 00 Capital Stock Paid In ------$ 19,320 00

Demand Loans ------------- 5,023 33 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------

United States Bonds ------Other Stocks and Bonds____ Banking House ------------

-----------------
3,100 00

UDnivdiidveinddeds UPrnopfaiitds -_-_-_-_-_-__-_-_--_ Due to Banks in this State __

Furniture and Fixtures______ 1,500 00 Due to Banks in other States

Other Real Estate Owned _____________ _ Call Money ----------------

Due from Banks in this State 18 229 07 Individual Deposits Subject

Due from Banks in other States -------------------

' 4,357

90

Detmo aCnhdecCk e-r-ti-f-ic-a-t-e-s---o-f--D--e--

Currency ------------------Gold -----------------------

2,148 2,523

00 37

posits -------------------Time Certificates of Deposit

Silver, Nickels, Pennies______

375 37 Savings Deposits -----------

Advances on Cotton ________ --------- Trust Funds on DeposiL_

Advances on other Commodi-

Cashier's Checks ------------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se-_-_-

-_-_-_-_-_-__- _- -_

Certified Checks __ - _-- _---- _ Bills Payable --------------

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted

30,244 17 6,000 00
17,981 05
205 97

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Aceept-

Borrowed Money ---------

ances ------------------- --------- Liability on Letters of Credit

OO tvheerrd rAa fstsse t s( i f_ _a_n_y_)_ _-_-_-_-_-_-_-_-_

-_-_-_-_-_-__-_- -_

and Acceptances ---------Reserve for Interest and Taxes

Other Liabilities ------------

Total --------------------$ 76,385 67 Total --------------------$ 76,385 67

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $ 50,529 68 Capital Stock Paid In ______ $ 19,920 00 .

Demand Loans -------------

291 00 Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus Fund -------------

TTnited States Bonds -------

Undivided Profits ----------

Other Stocks and Bonds ___ _ --------- Dividends Unpatd _________ _

1,385 38

Banking House ------------ 3,100 00 Due to Banks in this State_Furniture and Fixtures _____ _ 1,500 00 Due to Banks in other States

Other Real Estate Owned __

235 00 Call Money ----------------

Due from Banks in this State 25,377 18 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------GS iollvde r ,- -N- -i -c -k-e-l s-,- -P-e-n- -n-i e-s- - -_-_-_ -_ Advances on Cotton ________ _

to Check ---------------3,764 53 Demand Certificates of De4,610 00 posit --------------------
Time Certificates of Deposit
496 23 Savings Deposits ----------Trust Funds on Deposit_-_--

46,690 78
5,500 00 15,673 24

Advances on other Commodi-
C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -__Other Checks and Cash Items

CCearsthifiieerd's CChheecckkss _-_-_-_-_-__-_-_-_-_--_ Bills Payable -------------30 00 Notes and Bills Rediscounted

764 22

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

Ovaenrcdersaft-s--(-if--a-n-y--) --_-_-_-_-__-_--_

Liability on Letters of Credit and Acceptances ----------

Other Assets ---------------

Reserve for Interest and Taxes

Other Liabilities ------------

'notal --------------------$89,933 62 Total --------------------$89,933 62

FIRST .ANNUAL REPORT

315

E:XAMil!i'EB'S BEPOB'1'.

TWIGGS COUNTY BANK, JEFFERSONVILLE.

.At Close of Business July 17, 1920.

President--J. C. Shannon. Vice- Presidents-S. E. Jones, J. G. Rockmore.

Cashier-W. E. Hoyle.

Directors-J. C. Shannon, S. E. Jones, J. G. Rockmore, D. S. Faulk, J. S. Vaughn,

J. W. Jones, W. E. Hoyle.

Date of Charter-December 14, 1903.

Began Business-December 14, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$152,020 54 Capital Stock Paid In ------$ 25,000 00 Demand Loans ------------- 22,360 00 Amt. Reserved for Branches

Loans Secured by Real Estate 51 494 42 Surplus Fund ------------- 10,000 00

United States Bonds ______ Other Stocks and Bonds ____

13:911 16,314

12 00

UDnivdiidveinddeds

UPnropfaiitds

-_-__-_-_--- -__-_--_

30,928 49

Banking House ------------ 5,500 00 Due to Banks in this State--

Furniture and Fixtures ____ 2,150 00 Due to Banks in other States

Due from Banks in this State 44,186 32 Call Money ----------------

Due from Banks in other

Individual Deposits Subject

States -------------------
C~iu~r~r~ern~ c'Nyic-k-el---s-~ ---:P-e-n-~-i-ie-s-~-~-~-~-~=-

10,090 08 5,772 00
---692-72

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 144,606 13 Time Certificates of Deposit 126,345 83 Savings Deposits -----------

.Advances on Cotton --------

181 58 Cashier's Checks ---------- 1,109 89

.Advances on other Commodi-

Certified Checks ------------

Chteiecks s--f-o-r--C-l-e-a-r-in--g--H-o-u--se-_-_-

--(261-os

Bills Payable -------------Notes and Bills Rediscounted

Other Checks and Cash Items 5,062 64 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances ------------------Overdrafts (if any) -------Other .Assets:

--------3,377 07

and Acceptances ---------ROethseerrvLeifaobrilIintiteesre_s_t_a_n.:_d__T_a_x__e_s

Depositors' Guarantee Fund_ 3,464 50

Fire Insurance Fund -------- 120 00

Cash Short ----------------

32 27

Total --------------------$337,990 34 Total --------------------$337,990 34

B.ANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$155,568 37 Capital Stock Paid In ------$ 25,000 00 Demand Loans ------------- '24,804 82 Amt. Reserved for Branches

Loans Secured by Real Estate 47,344 23 Surplus Fund -------------- 10,000 00 United States Bonds -------- 11,142 14 Undivided Profits ----------- 28,145 24

Other Stocks and Bonds ----- 16,564 00 Dividends Unpaid _--- _-- _--

Banking House ------------ 2,000 00 Due to Banks in this State-Furniture and Fixtures ---- 2,350 00 Due to Banks in other States

Other Real Estate Owned __ Due from Banks in this State

3,500 00 14,827 44

CInadlliviMduoanley D-e-p-o--s-it-s---S-u-b-j-e-c-t

Due from Banks in other States -------------------
Currency -------------------

13,526 6,545

81 00

Detmo aCnhdeCcekrt-if-i-c-a-te-s--o-f-D--e-p-o-s-i-t Time Certificates of DeposiL_

88,158 116,205

90 04

~i~~~r~-:Nici<eis.- -:P;;;;nies-====

---826- i5

Savings Deposits ----------Trust Funds on DeposiL __ - _

.Advances on Cotton --------

335 95 Cashier's Checks ---------- 1,408 65

.Advances on other Commodi-

Certified Checks ___ -- _--- _--

Otthieesr C--h-e-c-k-s--a-n-d--C-a-s-h--I-t-e-m--s

--------505 10

Bills Payable -------------Notes and Bills Rediscounted

3,500 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept.- .

Borrowed Money ---------

Ovaenrcdersaft-s--(-i-f -a--n-y-)--_--_-_-_-_--_

- - - -3 9-3- - -3 2-

Liability on Letters of Credit and Acceptances ----------

Other Assets:

Reserve for Interest and Taxes

Depoeltors' Guarantee Fund 3,464 50 Other Liabilities ------------

Mutual Fire Insurance Fund 120 00

Collection Account ---------

100 00

Total --------------------$303,917 83 Total --------------------$303,917 83

316

BANKING DEPARTMENT

E:X:AMINEB'S BEPOB'l'.

FARMERS BANK, JENKINSBURG.
At Close of Business September 13, 1920.

P;esident-B. F. Akin. Vice-President-J. M. Bankston. Cashier----<W. D. Compton, J<r.

Directors-B. F. Akin, J. M. Bankston, W. D. Compton, Jr., H. G. .Asburry, S. D.

Thurston, J. F. Whitaker, L. 0. Benton.

Date of Charter-January 3, 1910.

Began Business-January, 1910.

RESOURCES

LIABILITIES

Time Loans ----------------$ 61,284 71 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------Loans Secured by Real Estate

5,840 00

Amt. Reserved for Branches Surplus Fund --------------

--3~000-00

United States Bonds ------

Undivided Profits ---------- 2,991 28

Other Stocks and Bonds ___ _ 2,000 00 Dividends Unpaid _---------

Banking House ------------- 1,500 00 Due to Banks in this State-Furniture and Fixtures ___ _ 1,848 56 Due to Banks in other States

Other Real Estate Owned __

Call Money ----------------

Due from Banks in this State 2,393 46 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------.GSAioldlvvdearn-, c-eN-s-i-co-kn-e-l sC-,-o-tP-t oe-nn- -n_-_i e-_s-__- _--_--_----_'

150 05 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 1,019 00 Time Certificates of Deposit
10 oo Savings Deposits -----------
707 67 Cashier's Checks ---------Certified Checks ----------

29,150 85 17,478 30
7 82

A dt iveasn c-e-s- -o-n- -o- -t h-e-r- -C- -o-m-m- -o-d-i--

Bills Payable -------------- 10,000 00 Notes and Bills Rediscounted

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-se--_-_

Certificates of Deposit for Borrowed Money ---------

Other Checks and Cash Items

287 so Liability on Letters of Credit

Customers' Liability on Let-

and Acceptances ----------

ters of Credit and .Accept-

Reserve for Interest and Taxes

O vaenrcd, ersa f-t s- - -( -i f- -a-n-y-)- - -_-_ -_ _- _-_-_- -_

Other Liabilities -----------571 98

Other Assets --------------

15 02

Total --------------------$ 77,628 25 Total --------------------$ 77,628 25

BANK'S STAT:BJMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 50,136 09 Capital Stock Paid In ----$ 15,000 00

Demand Loans -------------

91 00 Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus .Fund --------- __ _ 3,000 00

United States Bonds ------ 20,000 00 Undivided Profits ----------- 3,003 12

Other Stocks and Bonds___ _

Dividends Unpaid _-- __ - ___ -

Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned__
Due from Banks in this State

1,500 00 Due to Banks in this State-1,848 56 Due to Banks in other States
Call Money ---------------1,656 20 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

to Check ---------------50 05 Demand Certificates of Deposit 461 00 Time Certificates of DeposiL 10 00 Savings Deposits ----------.592 49 Trust Funds on Deposit_ __ _

19,560 80 5,492 55

.Advances on Cotton and Seed 6,015 33 Cashier's Checks ------------

207 66

Advances on other CommodiC htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H- o- -u-s-e-_-_

Certified Checks ----------Bills Payable ------------- 19,000 00 595:99 Notes and Bills Rediscounted

Other Checks and Cash Items

20 00 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------Overdrafts (if any) --------

and Acceptances ---------Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities ------------

I
Total --------------------$ 65,264 83\ Total --------------------$ 65,264 83

FIRST ANNUAL REPORT

31 "/

EX.A:liii:Ilii'EB'S BEPOBT.
MERCHANTS & FARMERS BANK, JESUP.
At Close of Business September 30, 1920.
President-J. E. Harper. Vice-President-Mrs. G, B. Whaley. Cashier-F. 0. Smith. Directors-E. H. Mason, D. M. Clark, R. M. Millikin, Geo. O'Quinn, Mrs. G. B.
WhaleY, J. E. Harper.

RESOURCES

LIABILITIES

Time Loans ----------------$240,955 63 Demand Loans ____________ _________ Loans Secured by Real Estate ---------

Capital Stock Paid In ______$ Amt. Reserved for Branches Surplus Fund -------------

25,000
--3-.850

-00 00

United States Bonds ______ 2,909 19 Undivided Profits ---------- 9,662 67

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

Banking House ------------ 4,000 00 Due to Banks in this State Furniture and Fixtures ____ 2,207 86 Due to Banks in other States

Other Real Estate Owned____ 9,901 91 Call Money ---------------Due from Banks in this State 54,621 75 Individual Deposits Subject DuSetatfersom___B_a_n__k_s___in___o__th_e_r_ _________ DetomaCndhecCker-ti-f-i-c-a-te-s---o-f--D--e-- 170,558 28

Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____ Advances on Cotton -------Advances on other Commodi-

5,066 00 posit --------------------1,600 00 Time Certificates of Deposit 3,266 59 Savings Deposits ------------------- Trust Funds on Deposit ----
Cashier's Checks ----------

24,843 77 94,814 02
1,770 40 2,757 31

ties ---------------------- _________ Certified Checks ----------

Checks for Clearing House__ Other Checks and Cash Items

619 10 Bills Payable -------------932 17 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- _________ Liability on Letters of Credit

Overdrafts (If any) ------- 3,394 19 and Acceptances ----------

Other Assets --------------- 515 03 Reserve for Interest and Taxes

Other Liabilities ------------

Total --------------------$333,256 45 Total --------------------$333,256 45

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$174,033 27 Capital Stock Paid In ------$ 25,000 00

Demand Loans -------------Loans Secured by Real Estate

12,038 99 31,807 01

Amt. Reserved for Branches Surplus Fund --------------

--3~85ii-iiii

United States Bonds ______ 2,953 19 Undivided Profits ---------- 7,790 94

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------- 4,000 00 Due to Banks In this State Furniture and Fixtures ____ 2,257 86 Due to Banks in other States

Other Real Estate Owned____ 7,151 91 Call Money ---------------Due from Banks in this State 45,038 41 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 137,528 60

States -------------------Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____

7,462 55 Demand Certificates of De6,380 00 posit -------------------- 116,424 00 1,650 00 Time Certificates of Deposit_ 2,651 08 Savings Deposits -----------

Advances on Cotton -------- --------- Trust Funds on Deposit_ __ _

Advances on other Commodi-

Cashier's Checks ----------- 10,971 .07

ties ---------------------- --------- Certified Checks ---------Checks for Clearing House__ _________ Bills Payable --------------

Other Checks and Cash Heins 2,550 37 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any) -------- 1,069 94 and Acceptances ----------

Other Assets:

Reserve for Interest and Taxes

Long and Short Account____ 378 76 Other Liabilities ------------

Items in Suspense ---------- 141 27

Total --------------------$301,564 61 Total --------------------$301,564 61

318

BANKING DEPARTMENT

EXA'liii:I:NEB'S BEPOB'r.

BANK OF CLAYTON COUNTY, JONESBORO.

At Close of Business August 30, 1920.

President-L. Z. Gilbert. Vice-President-J. 0. Hightower, Jr.

.

Cashier-L. M. King.

D1rectors-L. Z. Gilbe.rt, J. 0. Hightower, L. M. King, Jno. M. Uonday, 0. J.

Coogler, A. C. Farmer, \V. A. Stephens, A. S. Fort.

Date of Charter-October 10, 1'!108.

Began Business-October 29, 1908.

RESOURCES

I

LIABILITIES

Time Loans ----------------$181,293 84 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------- 17,273 19 Amt. Reserved for Branches --------Loans Secured by Real Estate _________ Surplus Fund -------------- 15,000 00

United States Bonds -------- 33,600 00 Undivided Profits ---------- 9,667 99

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------- ---------

Banking House ------------- 3,000 00 Due to Banks in this State --------Furniture and Fixtures______ 2,000 00 Due to Banks in other States ---------

Other Real Estate Owned_____________ Call Money ---------------- --------Due from Banks in this State 17,834 42 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 108,318 33

States ------------------- 1,468 10 Demand Certificates of Deposit ________ _

Currency ------------------- 9,426 00 Time Certificates of Deposit 1,739 58

Gold -----------------------

867 50 Savings Deposits ---------- 98,704 99

Silver, Nickels, Pennies------ 1,151 74 Cashier's Checks------------

52 72

Advances on Cotton ________ --------- Certified Checks ---------- _________

Advances on other Commodi-

Bills Payable -------------- 20,000 00

ties ---------------------- _________ Notes and Bills Rediscounted ---------

Cloecks for Clearing House__

954 45 Certificates of Deposit for

Other Checks and Cash Items _________ Borrowed Money _________ ________ _

Customers' Liability on Let-

Liability on Letters .of Credit

ters of Credit and Accept-

and Acceptances ---------- ---------

ances -------------------- --------- Reserve for Interest and Taxes ---------

Overdrafts (if any) -------- 9,614 37 Other Liabilities------------ --------Other Assets --------------- _________

Total --------------------$278,483 61 Total --------------------$278,483 61

BANK'.S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$113,061 05 Capital Stock Paid In ------$ 25,000 00 Demand Loans ------------- 4,321 28 Amt. Reserved for Branches Loans Secured by Real Estate 78,419 89 Surplus Fund -------------- 15,000 00 United States Bonds ______ 24,720 35 Undivided Profits ---------- 10,393 27

Other Stocks and Bonds __ 10,000 00 Dividends Unpaid -----------

Banking House ------------ 3,000 00 Due to Banks in this State Furniture and Fixtures______ 2,000 00 Due to Banks in other States

Other Real Estate Owned_____________ Call Money ----------------

Due from Banks in this State
Due from Banks in other States -------------------
Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____

5,072 35 Individual Deposits Subject
to Check ---------------276 02 Demand Certificates of Deposit 7,650 00 Time Certificates of Deposit 927 50 Savings Deposits _________ _ 1,528 80 Trust Funds on Deposit_ __ _

70,120 38
751 35 90,623 84

Advances on Cotton ________ --------- Cashier's Checks ----------

401 83

Advances on other Commodi-

Certified Checks ----------

ties ---------------------- _________ Bills Payable --------------- 40,000 00

Checks for Clearing House__

362 87 Notes and Bills Rediscounted

Other Checks and Cash Items

12 31 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money ---------Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------

Overdrafts (if any) ________

938 25 Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities ------------

Total --------------------$252,290 67 Total --------------------$252~90 67

FIRST ANNUAL REPORT

319

EXAMINER'S REPORT.

BANK OF JONESBORO, JONESBORO.

At Close of Business November 9, 1920.

President-A. C. Blalock. Vice-President-J. 0. Hightower. Cashier-J. B. Pulliam.
Directors-A. C. Blalock, J. 0. Hightower, c. H. Hutchinson, S. D. Crawford,

L. H. Hammett, W. A. Camp, E. T. Mundy.

Date of Chart~-October 6, 1903.

Began Business--November 7, 1903.

RESOURCES

LIABILITIES

Time Loans ---------------$233,027 21 Demand Loans ------------ 30,190 31 Loans Secured by Real Estate --------United States Bonds ------ 30,011 54 Other Stocks and Bonds ____ 29,500 00
Banking House ------------ 1,500 00 Furniture and Fixtures ____ 1,000 00

Capital Stock Paid In ------$ Amt. Reserved for Branc!1es
Surplus Fund --------------Undivided Profits ---------Dividends Unpaid ----------Due to Banks in this State Due to Banks in other States

25,000 00
25,000 00 34,065 51

Other Real Estate Owned__ 9,991 02 Call Money ----------------

Due from Banks in this State DuSetatfersom_ __B_ a_ _n_k_s_ __in_ _ _o__th_e_r_

--------________ _

Individual Deposits Subject to Check ----------------
Demand Certificates ofDeposit

222,068

67

Currency ------------------GSiollvder-, -N--ic-k-e-l-s-, -P-e-n--n-ie-s-_-_-_-_-_-_-

3,987 00 Time Certificates of Deposit

1,727150 0806

Savings Deposits ----------Cashier's Checks -----------

478 36

Advances on Cotton -------Adtvieasnce_s_ _o_n__o_t_h_e_r__C_o_ m__m_ _o_d_i_-
Checks for Clearing House__ Other Checks and Cash I terns Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -- -- -- -- -- -- -- -Other Assets:

--------________ -
1,218 68 303 00
-{1~397-92

Certified Checks -----------Bills Payable -------------Notes and Bills Dediscounted Certificates of Deposit for
Borrowed Money ---------Liability on Letters of Credit
and Acceptances --------Reserve for Interest and Taxes
Other Liabilities ------------

-5-0~000-00

Collection ----------------- 2,500 00

Total --------------------$356,612 54 Total --------------------$356,612 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$139,826 73 Demand Loans_____________ 41,861 29

Loans Secured by Real Estate 81,271 70

United States Bonds ------ 2,401 84

OBathnekringBoHndosuse---_-_-_-_-_-_-_-_-_-_-__- 291,,550000 0000

Furniture and Fixtures ____ 1,000 00 Other Real Estate Owned ____________ _

Due from Banks in this State Due from Banks in other
States -----------------Currency ------------------GSiollvder, --N--ic-k-e-l-s-,--P--e-n-n-i-e-s-_-__--_
Advances on Cotton -------Advances on other Commodi-
ties --------------------Checks for Clearing- House __ _ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

14,050 23
3',901 04 3,345 00
185 00 1,766 46 5,528 28
________ _ 430 75 273 25

ances -------------------- ---------

Overdrafts (if any) --------

115 25

Other Assets:

Profit and Loss ------------ 2,492 14

Capital Stock Paid In ______$ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 25,000 00 Undivided Profits ---------- 40,284 64

Dividends Unpaid ----------Due to Banks in this State

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 238,501 52 Demand Certificates of Deposit

Time Certificates of DeposiL

Savings Deposits ----------Trust Funds on Deposit____

Cashier's Checks ------------

662 80

Certified Checks ------------

Bills Payable -------------Notes and Bills Dediscounted

Certificates of Deposit for

Borrowed Money ---------Liability on Letters of Credit

and Acceptances --------Reserveforlnterest and Taxes

Other Liabilities ------------

Total --------------------$329,448 96 Total --------------------$329,448 96

320

BANKING DEPARTMENT

EXAMI:NllB'S BEPOB.'.r.

FARMERS & MERCHANTS BANK, JUNCTION CITY.

At Close of Business October 8, 1920.

President-C. W. Moore. Vice-Presidents-R. L. McBride, :r. T. Hart.
Cashier-W. E. Greene, Jr.

DireotorSI--0.

W.

Moore, W. E. Brown, C. H.

Gre,ene, Moore,

:rJ.:r.T, .

W. K. Hart,

Mo:rga.n, R. L. J. S. Brown.

McBride,

W.

M.

Date of Charter-March 23, 1912.

Began Business-April 3, 1912.

RESOURCES

LIABILITIES

DTiemmeanLd oaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_$ _5_2_,_0_5_3__03 CAampti.taRl eSsteorcvkedPafiodr IBnra-n-c--h-e-s$ 15,000 00

Loans Secured by Real Estate --------- Surplus Fund -------------United States Bonds -------- 9,279 12 Undivided Profits ---------Other Stocks and Bonds____ --------- Dividends Unpaid --------

7,500 00 1,199 89
56 00

Banking House ------------- 1,407 40 Due to Banks in this State Furniture and Fixtures ____ 1,651 14 Due to Banks in other States

Other Real Estate Owned_____________ Call Money ----------------

Due from Banks in this State 3,853 16 Individual Deposits Subject

Due from Banks in other

to Ch,eck ------------------

States _____ ----- _________ ____ ____ _ Demand Certificates of De-

25,121 9!1

Currency ----------------~-Gold ----------------------Silver, Nickels, Pennies ____ Advances on Cotton________

1,832 00 posit --------------------- 22,161 97 93 00 Time Certificates of Deposit_ 22,161 97
1,006 15 Savings Deposits ----------2,300 00 Trust Funds on Deposit_ __ _

Advances on other Commodi-

Cashier's Checks ------------

12 78

ties --------------------- --------- Certified Checks ----------

Checks for Clearing House __

56 45 Bills Payable -------------- 5,000 00

Other Checks and Cash Items 259 26 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

ances -------------------- --------- Liability on Letters of Credit Overdrafts (if any) ________ _________ and Acceptances ---------

Other Assets:

Reserve for Interest and Taxes

County Warrants ---------- 2,261 89 Other Liabilities------------

Total --------------------$ 76,052 60 Total ---,---:..._____________$ 76,052 60

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 31,972 03 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------- 6,585 60 Amt. Reserved for Branches

Loans Secured by Real Estate 14,973 00 Surplus Fund --------------

United States Bonds ------ 8,538 63 Undivided Profits ----------

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------ 1,407 40 Due to Banks in this State ---------

FOutrhneirtuRreeaal nEdsFtaitxetuOrewsne-d--_-_-_-_____1_,6_5_1_ _14

Due to Banks in other States Call Money ----------------

-----------------

Due from Banks in this State 8,685 00 Individual Deposits Subject

Due from Banks in other

to Check --------------- 31,641 26

States ------------------- ---------

Currency -------------------

400 00

SGiolvlder-, -N--ic-k-e-l-s-,-P-e-n--n-ie-s-_-_-_-_-_-_-- 40903 5020

Dema_nd Certificates of De-
Ti~:'bertiticates-oTDeposit-=.
Savings Deposits -----------

-2:t.ii7-s7
---------

Advances on Cotton -------- 6,300 00 Trust Funds on Deposit____ ---------

Advances on other Commodi-

Cashier's Checks ----------

11 78

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u-s-e-_-_-

-_-_-_-_-__-_-_- -_

Certified Checks ---------Bills Payable --------------

--------6,000 00

Other Checks and Cash Items 2,584 49 Notes and Bills Rediscounted ---------

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------- ---------

Ovaenrcdersaf-ts---(-if--a-n-y-)---_-__-_--- -_-_-_

-_-_-_-__-_-_-_- -_

Liability on Letters of Credit and Acceptances ---------

---------

Other Assets --------------- --------- Reserve for Interest and Taxes ---------

Other Liabilities ------------ ---------

Total --------------------$ 83,590 81 To,tal --------------------$ 83,590 81

FIRST ANNUAL REPORT

321

EXAMINER'S REPORT.

KENNESAW STATE BANK, KENNESAW.

At Close of Business September 23, 1920.

President-J. G. Lewis. Vice-President-C. P. Morgan. Cashier-R. Russom.

Directors-J. G. Lewis, C. P. Morgan, B. H. Carrie, G. W. Calker, B. H. Hill,

P. L. Lewis, W. E. McClure.

Date of Charter-April 20, 1910.

Began Business-April, 1910.

RESOURCES

LIABILITIES

Time Loans ---------------$ 73,710 37 Capital Stock Paid In _______ $ 20,000 00

Demand Loans ------------Loans Secured by Real Estate

15,696 40 12,676 86

ASumrtp.luRs esFeurvnedd _fo__r __B_r_a_n_c_h__es_

United States Bonds ________ 7,550 00 Undivided Profits ----------- 3,854 51

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------- 3,500 00 Due to Banks in this State Furniture and Pixtures ______ 1,400 77 Due to Banks in other States

Other Real Estate Owned_____________ Call Money ----------------

Due from Banks in this State 7,695 13 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 26,271 87

States ------------------- _________ Demand Certificates of De-

Currency ------------------
GSiollvder-, -N--ic-k-e-l-s-, -P--e-n-n-i-e-s-_-__-_-_--_ Advances on Cotton ________ Advances on other Commodi-

4,656 00 25 00
895 30 ---------

posit -------------------~Time Certificates of Deposit_ Savings Deposits __________ _ Trust Punds on Deposit_ __ _ Cashier's Checks _________ _

42,544 77 343 00

ties --------------------- ________ _ Certified Checks -----------Checks for Clearing- House__ ________ _ Bills Payable -------------Other Checks and Cash Items ________ _ Notes and Bills Rediscounted

3,500 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

O vaenrcdersa f-t s- - -( -i f- -a-n-y- )- - -_-_-_-_-_-_-_-_

-_-_-_-_-_ _-_-_- -_

Liability on Letters of Credit and Acceptances ---------

Other Assets ---------------

208 32 Reserve for Interest and Taxes

Other Liabilities ------------

Total --------------------$128,014 15 Total --------------------$128,014 15

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILl'll'IES

Time Loans ---------------$ 55,420 99 Capital Stock Paid In ------$ 20,000 00

Demand Loans ------------- 14,658 42 Amt. Reserved for Branches

Loans Secured by Real Estate 21,358 10 Surplus Fund __ ---- __ -----

United States Bonds ________ 7,550 00 Undivided Profits ---------- 3,150 44

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------ 3,500 00 Due to Banks in this State

Purniture and Pixtures _____ 1,950 02 Due to Banks in other States

Other Real Estate Owned_____________ Call Money ----------------

Due from Banks in this State 7,958 04 Individual Deposits Subject

Due from Banks in other States -------------------

---------

Detmo aCnhdecCk e-r-ti-f-ic-a-t-e-s---o-f--D--e--

25,789 24

Currency ------------------- 2,139 00 posit ---------------------

GSiollvder-, -N--ic-k-e-l-s-, -P--e-n-n-i-e-s-_-_-__-_--_ Advances on Cotton ________

10 00 _ _ _ _68_5_ _ _60_

Time Certificates of Deposit_ Savings Deposits __________ _ Trust Funds on Deposit_ __ _

32,639 61

Advances on other Commodi-

Cashier's Checks ___________ _

897 18

ties --------------------- _________ Certified Checks ____________

Checks for Clearing House__ ________ _ Bills Payable --------------- 33,000 00

Other Checks and Cash Items

71 09 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

ances -------------------- ________ _ Liability on Letters of Credit

Overdrafts (if any) ---------

175 21 and Acceptances ________ _

Other Assets --------------- _________ Reserve for Interest and Taxes

Other Liabilities ___________ _

Total --------------------$115,476 47 Total --------------------$115,476 47

322

BANKING DEPARTMENT

EXA'MINER'S REPORT.,
THE STATE BANK OF KINGSLAND, KINGSLAND.

President-W. B. Godley. Vice-Presidents-J. H. Gross, Wm. MixelL

Cashier-C. A. Perry.

Directors-W. B. Godley, C. A. Perry, John Brazell, J. H. Gross, S. C. Sheffield, J. H. Sauls, vVm. Mizell, I. N. Carlton.

Date of Charter-November 26, 1912.

Began Business-December 10, 1912.

RESOURCES

LIABILITIES

Time Loans ----------------$ 66,320 36 Capital Stock Paid In ------$ 15,000 00

Demand Loans -------------- 9,650 93 Loans Secured by Real Estate ________ _ United States Bonds ________ 1,900 00 Other Stocks and Bonds____ _________
Banking House ------------- 4,000 00 Furniture and Fixtures ____ 2,500 00 Other Real Estate Owned_____________
D:~e from Banks in this State ____ -----

Amt. Reserved for Branches Surplus Fund - ___ -- __ ---- _
Undivided Profits ----------Dividends Unpaid ---------Due to Banks in this State Due to Banks in other States
Call Money ---------------Individual Deposits Subject

6,575 19 12 00

Due from Banks in other States -------------------
Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____ Advances on Cotton ________

2,302 79 3,801 00 ________ _
409 98 ________ _

to Check ---------------Demand Certificates of De-
posit -------------------Time Certificates of Deposit Savings Deposits _________ _ Trust Funds on DeposiL __ _

40,570 25
2,261 60 24,935 46

Adtiveasnce_s__o_n__o__th_e__r _C__o_m_m__o_d_i_- ________ _ CCearsthifiieerd's CChheecckkss _-__-_-_-_-_-_-_-_-_--_

854 81

Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,831 75 Dills Payable -------------1,455 37 Xotes and Bills Rediscounted
Certificates of Deposit for Borrowed Money _________ _

4,000 00

ances -------------------- ________ _ Liability on Letters of Credit

Overdrafts (if any) ________

29 38 and Acceptances ________ _

Other Assets: Cash Short ---------------

Reserve for Interest and Taxes 7 75 Other Liabilities ___________ _

Total --------------------$ 94,209 31 Total --------------------$ 94,209 31

BAKK'S STATEMEKT at Close of Business llecc-mber 15, 1920.

RESOURCES

LIA DILITIES

Time Loans _______________ $ S1,0H 36
________ . Demand Loans ___________ _
Loans Secured by Real Estate United States Bonds _______ _ 1,900 00 Other Stocks and Bonds___ _

Capital Stock Paid In_______ $ 15,000 00

Amt. Reserved for Branches

Surplus Fund-------------

Undivided Profits ---------- 6,692 96

Dividends Unpaid _________ _

12 00

Banking House ___________ _ 4,000 00 Due to Banks in this State

Furniture and Fixtures _____ _ 2,500 00 Due to Banks in other States

Other Real Estate Owned __ 1,502 11 Call Money ----------------

Due from Danks in this State DuSetatfersom___n_n_~:_'__s __i_n___o_th__ce_ Currency _________________ _
Gold ----------------------Silver. Nickels, Pennies ____ _

397 29
6,168 56 4,000 00
1,314 23

Individual Deposits Subject to Check _______________ _
Demand Certificates of Deposit ---------------------
Time Certificates of Deposit Sa,-ings Deposits ________ _

43,681 75
2,254 59 23,642 25

Advances on Cotton _______ _

Trust Funds on Deposit ___ _

Advances on other Commodities ---------------------

CCearsthifiieerd's CChheecckkss -_-_-__-_-_-_-_-_-_-_--_

327 48

Checks for Clearing House __

Dills Payable -------------- 13,000 00

Other Checks ami Cash Item~ 1,778 82 :\'otes and Bills Rediscounted

Customers' Liahilit~ on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money _________ _

O vaenrcdersa f-t s- - -( i-f- -a-n-)-- )- - -__-_-_-_-_-__- -_

Liability on Letters of Credit 15 66 and Acceptances ________ _

Other Assets --------------

Reserve for Interest and Taxes

Other Liabilities ------------

Total --------------------$104,611 03 Total ____________________ $]04,611 03

FmsT ANNUAL REPOHT

323

EXAMINER'S B.EPOB.T.

BANK OF KINGSTON, KINGSTON.

At Close of Business September 15, 1920.

President-!. S. Sheats. Vice-President~O. M. Butler. Cashie.r-Miss H. L. Hargis.

Direetors-I. S. Sheats, 0. M. Butler, :\Iiss H. L. Hargis, David W,e,aver.

Date of Charter-1904.

Began Business-1904.

RgSOURCES

LIABILITIES

Time Loans ----------------$141,574 05 Demand Loans _____________ 1,467 06

Loans Secured by Real Estate 6,465 40 United States Bonds ______ 2,900 00 Other Stocks and Bonds____ ________ _

Banking House ------------ 8,500 00 Furniture and Fixtures ____ 3,500 00 Other Real Estate Owned __________ _

Due from Banks in this State 7,588 23 Due from Banks in other

States ------------------Currency ------------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s---_-__--_ Advances on Cotton ________

5,594 53
:1,055 00 90 00
f>61 43 ________ _

Advances on other Commodi-

ties --------------------Checks for Clearing HonHe __ Other Checks and Cash I!'"" ________ _

Customers' Liability on ' ters of Credit and A.

ances -------------------Overdrafts (tf any) __ : ____ . Other Assets _______________ _

3,461 50

Capital Stock Paid In ------$ Amt. Reserved for Branches
Surplus Fund -------------Undivided Profits ---------Dividends Unpaid __________ _ Due to Banks in this State Due to Banks in other States Call Money ----------------Individual Deposits Subject
to Check ---------------Demand Certificates of De-
posit -------------------Time Certificates of Deposit Savings Deposits __________ _ Trust Funds on Deposit ___ _ Cashier's Checks _________ _ Certified Checks ___________ _ Bills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ---------Liability on Letters of Credit
and Acceptances --------Reserve for Interest and Taxes Other Liabilities __________ _

15,000 00 3,000 00 2,390 39
40,000 00 43,215 03
5,307 25 198 53
25,000 00
2,880 00

Total ____________________ $184,757 20 Total ____________________ $184, 757 20

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ .$124,61)8 6~ Capital Stock Paid In ------$ 1,500 00 Demand Loans _____________ 2,2!0 01 .-\mt. Reserved for Branches ________ _

Loans Secured by Real Estate _________ !'1urplus Fund -------------- 3,000 00

United States Bonds ________ 2,900 00 I F. ~iviiled Profits ----------

650 20

Other Stocks and Bonds_____ __ ___ _ __ _ Lli villends Unpaid ----------- ---------

Banking House ____________ 8,500 00 Due to Banks in this State ________ _

Furniture and Fixtures ______ 3,500 00 Due to Banks in other States 35,000 00 Other Real Estate Owned__ _________ Call Money __ __ _________ __ _ __ _____ __

Due from Banks in this State Due from Banks in other
States ___________________

1,446 97 Ind:vidual Deposits Subject to Check _________________ 43,826 69
2,771 02 Demanu Certificates of De-

Currency ------------------Gold _______________________
Silver, Nickels, Pennies ____ Ailvances on Cotton_________
Advances on other Commodities ---------------------
Checks for Clearing- House__

4,405 00 143 50 778 49
7,778 45
_________ _________

posit --------------------- ________ _

Time Certificates of Deposit 30,573 19

Savings Deposits _______ .. _ ...... __ _

Trust Funds on Deposit ____________ _

Cashier's Cltecks ___________

92 35

Certified Clwcks ____________ ________ _

Bills Payal>lP ______________ 28,000 00

Other Checks and Cash Items __ ___ _ ___ Notes and Bills Rediscounted 3,fi00 00

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money __________ ________ _

ances -------------------Overdrafts (if any) -------Other Assets: Mutual Fire Insurance ______ Depositor's Insurance ______

__________ ---------
120 00 3,341 50

Liability on Letters of Credit and Acceptnnces __________
Reserve forTnterest and Taxes Other Liabilities _____________

--------________ __
2,891 25

Total ---------------------$162,533 68 Total ---------------------$162,533 68

324

BANKING DEPARTMENT

EXA'MINEB.'S B.EPOB.T.

CITIZENS BANK, KITE.

At Close of Business September 18, 1920.

President-D. C. Harrison. Vice-President-J. E. Clark. Cashier-J. S. Stephenson.

Directors-D. C. Harrison, J. E. Clark, M. J. Claxton, J. M. Neal, J. B. Claxton, J. L. Hatcher, J. S. Stephenson.

Date of Charter-S<eptembe.r 11, 1906.

Beg~an Business--August 3, 1906.

RESOURCES

LIABILITIES

Time Loans ---------------$117,728 27 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 51,888 16 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund .............. __ .. _ .. ..

United States Bonds _______ Other Stocks and Bonds _____

8,822 1,500

68 00

Undivided Profits ----------Dividends Unpaid ----------

10,994 66 10 00

Banking House ------------ 1,575 49 Due to Banks in this State ....

Furniture and Fixtures_____ 4,127 05 Due to Banks in other States

Due from Banks in this State 10,315 15 Call Money ----------------- 32,500 00

Due from Banks in other

Individual Deposits Subject

States ------------------- 5,049 29 to Check ---------------- 52,193 70

Currency ------------------ 4,545 00 Demand Certificates of Deposit 4,005 00

GSiolvlder, --N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-_-_

242 50 Time Certificates of Deposit_ 97,638 92 887 19 Savings Deposits _________ _

Advances on Cotton ________ ________ _ Trust Funds on Deposit ___ _

Advances on other Commodi-

Cashier's Checks __________ _ 1,325 18

ties -------------------- _________ _ Certified Checks ----------Checks for Clearing Hous ~ __ ________ _ Bills Payable _____________ _ 20,000 00 Other Checks and Cash Items ___ ........ __ Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- ________ _ Liability on Letters of Credit

Overdrafts (if any) ________ 23,233 05 and Acceptances ------~

Other Assets: Depositors' Guarantee _____ _ Mutual Fire Fund _________ _ Collections _______________ _

Reserve for Interest and Taxes 3,427 85 Other Liabilities ------------
120 00 37 55

Total ------------------- .. $233,667 46 Total --------------------$233,667 46

BANK'S STATJDMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$102,830 41 Capital Stock Paid In _______ $ 15,000 00

'Jemand Loans ------------- 40,091 21 Amt. Reserved for Branches

Loans Secured by Real Estate 6,640 00 Surplus Fund -------------- 3,000 00

United States Bonds ________

362 38 Undivided Profits ----------- 5,250 58

Other Stocks and Bonds_____ 1,500 00 Dividends Unpaid ----------

10 00

Banking House _:___________ 1,575 49 Due to Banks in this State __ 2,182 85

Furniture and Fixtures.... ___ 4,127 05 Due to Banks in oth.er States 19,500 00

Other Real Estate Owned__ ________ _ Call Money .... _...... _................ ..

Due from Banks in this State 2,268 11 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 29,116 32

CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

3,446 50 Demand Certificates of Deposit 4,005 00 2,326 00 Time Certificates of Deposit.. 67,235 54

GSiollvder,--N--i-c-k-e-ls-,--P--e-n-n-i-e-s-...-. -__--_

242 50 Savings Deposits ---------1,352 74 Trust Funds on Deposit ___ _

Advances on Cotton ________ _ 3,825 39 Cashier's Checks __________ _

14 79

Advances on other Commodi-

Certified Checks -----------

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- g- - -H-o-u-s-e-_-_-

8,019 50 Bills Payable --------------________ _ Notes and Bills Rediscounted

30,500 00 3,000 00

Other Checks and Cash Items ................ .. Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- -(-i-f-a-n- -y-) - -_-_-_ -_ -_ _- _- _- -_

--

----87

-so-

and Acceptances ________ _ Reserve for Interest and Taxes

Other Assets ---------------

120 00 Other Liabilities ___________ _

Total --------------- _____ $178,815 OS Total --------------------$178,815 08

FIRST ANNUAL REPORT

325

EXAMINEE'S BEPOBT.

BANK OF LAFAYETTE, LAFAYETTE.

At Close of Business October 7, 1920.

President-J. P. Shattuck. Vice-President-F. D. Fortune. Cashier-J. E. Patton.

Directors-J. P Shattuck, P. D. Fortune, J. E. Patton, D. \Y. Herndon, S. M. Warthem, J. C. Young, J. S. Probases.

Date of Charter-November, 1889.

Began Business-July, 1899.

RESOURCES

LIABILITIES

Time Loans ----------------$576,555 03 Capital Stock Paid In_______ $ 60,000 00

Demand Loans ------------- 24,467 63 Amt. Reserved for Branches

Loans Secured by Real Estate 125,150 49 Surplus Fund -------------- 60,000 00 United States Bonds ________ 49,000 00 Undivided Profits __________ _ 25,436 83

Other Stocks and Bonds_____ 6,600 00 Dividends Unpaid ----------Banking House _____________ 26,165 48 Due to Banks in this State __

Furniture and Fixtures______ 4,754 42 Due to Banks in other States

Other Real Estate Owned____ 15,597 45 Call Money -----------------

Due from Banks in this State 8,460 32 Individual Deposits Subject

Due from Banks in other

to Check ________________ _ 256,854 37

States ------------------- 10,777 23 Demand Certificates of Deposit Currency __________________ 10,456 00 Time Certificates of Deposit_ 239,599 90

Gold -----------------------

665 00 Savings Deposits __________ _ 41,280 83

Silver, Nickels, Pennies_____ 2,994 80 Trust Funds on Deposit ___ _

Advances on Cotton ________ _________ Cashier's Checks __________ _

Advances on other Commodi-

Certified Checks __________ _

4,019 51

ties -------------------- __________ Bills Payable _____________ _ 175,000 00

Checks for Clearing House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items

104 80 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances ____________________ _________ and Acceptances ---------

Overdrafts (if any) _________

24 79 Reserve for Interest and Taxes

Other Assets: War Savings Stamps ______ _

Other Liabilities-----------418 00

Total --------------------$862,191 44 Total --------------------$862,191 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURC:BJS

LIABILITIES

Time Loans _______________ $502,937 86 Capital Stock Paid In _______ $ 60,000 00

Demand. Loans ------------- 22,102 63 Amt. Reserved for BraucheR

Loans Secured by Real Estate 110,317 11 Surplus Fund -------------- 60,000 00 United States Bonds ________ --------- Undivided Profits :_ ________ _ 23,132 35

Other Stocks and Bonds_____ 6,600 Oo Dividends Unpaid - __ -- ___ - _

Banking House _____________ 26,165 48 Due to Banks in this State __

Furniture and Fixtures______ 4,754 42 Due to Banks in other States

Other Real Estate Owned____ 15,597 45 Call Money ------------------

Due from Banks in this State 14,925 25 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 303,140 23

States ------------------- 41,661 70 Demand Certificates of Deposit

819 03

Currency ----------------- _ 24,019 00 Time Certificates of Deposit_ 169,235 62

Gold ----------------------

617 50 Savings Deposits ----------- 37,235 69

Silver, Nickels, Pennies_____ 2,027 41 Trust Funds on Deposit. ___ _

Advances on Cotton _________ --------- Cashier's Checks __________ _ 1,646 91

Advances on other Commodi-

Certified Checks ------~----

ties -------------------- __________ Bills Payable _____________ _ 120,000 00

Checks for Clearing House__ _________ Notes and Bills Rediscounted

Other Checks and Cash Items 3,054 22 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances ________ _

Overdrafts (if any) ________

11 80 Reserve for Interest and Taxes

Other Assets:

Other Liabilities ___________ _

War Saving" Stamps ________ _

! 1R 00

Total --------------------$775,209 83\ Total --------------------$775,209 83

326

BANKI~G DEPARTMEJ:\T

EXAMINER'S BEPOBT.

WALKER COUNTY BANK, LA FAYETTE.

At Close of Business October 6, 1920.

President-W. C. Martin. Vice-President-J. E. Rosser. Cashier-C. C. Gilbert.
Directors-W. C. Martin, J. E. Rosser, c. C. Gilbert, J. W. Holland, R. D. Love,
J. A. Laughridge, 0. T. Simmons.

Date of Charter-October 22, 1913.

Began Business-November 1, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$124,864 11 Capital Stock Paid In-_- ____ $ 25,000 00
Demand Loans ------------- 1,140 00 Amt. Reserved for Branches --------Loans Secured by Real Estate 28,222 58 Surplus Fund -------------- 4,800 00 United States Bonds ________ 10,000 00 Undivideil Profits ----------- 6,674 81

Other Stocks and Bonds_____ --------- Dividends Unpaid ---------- --------Banking House ____________ _________ Due to Banks in this State ---------

Furniture and Fixtures_____ 12,991 66 Due to Banks in other States ---------

Otller Real Estate Owned__ Due from Banks in this State Due from Banks in other
States ------------------Currency -------------------

--------398 00
9,240 01 12,474 00

Call Money ----------------- --------Individual Deposits Subject
to Check ---------------- 105,293 93 Demand Certificates of Deposit --------Time Certificates of Deposit_ 47,801 00

Gold -----------------------

117 50 Savings Deposits ---------- 16,687 45

Silver, Nickels, Pennies______ 1,870 87 Trust Funds on Deposit_ ____ ---------

Advances on Cotton_________ --------- Cashier's Checks ----------~

814 54

Advances on other Commodi-

Certified Checks ___________ ---------

ties -------------------- ----------

Checks for Clearing House__

199 29

Other Checks and Cash Items 5,553 08

Customers' Liability on Let-

ters of Credit and Accept-

Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _________ Liability on Letters of Credit

-------------------------

ances -------------------- --------- and Acceptances --------- ---------

Overdrafts (if any) ________

63 Reserve for Interest and Taxes ________ _

Other Assets --------------- --------- Other Liabilities ------------ ---------

Total --------------------$207,071 73 Total --------------------$207,071 73

BANK'S STATEMENT at Close of Business December 16, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$107,180 12 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ____________ 1,790 00 Amt. Reserved for Branches

Loans Secured by Real Estate 31,686 79 Surplus Fund -------------- 4,800 00

United States Bonds ________ 10,000 00 Undivided Profits ---------- 6,561 25

Other Stocks and Bonds_____ _________ Dividends Unpaid ----------

Banking House and Furniture

Due to Banks in this State

and Fixtures _____________ 12,991 66 Due to Banks in other States

Other Real Estate Owned__ _________ Call Money -----------------

Due from Banks in this State

17 61 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 78,813 39

States ___________________ 4,488 01 Demand Certificates of Deposit

Currency ___________________ 12,095 00 Time Certificates of DeposiL 45,640 08

Gold -----------------------

117 50 Savings Deposits ----------- 16,285 96

Silver, Nickels, Pennies_____ 1,902 59 Trust Funds on Deposit_ ___ _

Advances on Cotton __________________ Cashier's CheckR ----------- 1,100 67

Advances on other Commodi-

Certified CJ1ecks -----------

ties -------------------- __________ BillR Payable -------------- 10,000 00

Checks for Clearing House__ _________ Notes and Bills Rediscounted

Other Checks and Cash Items 5,931 71 CertificateR of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liabilitv on Letters of Credit

ances --------------------- _________ and Acceptances ---------

Overdrafts (if any) ________

36 neserve for Interest and TaxeR

Other Assets__ __

_________ Other Linhilitics ------------

Total --------------------$188,201 35 Total ____________________ $188,201 3f>

FIRST A_"'NUAL REPORT

327

EXAMINER'S REPORT.

BANK OF LaGRANGE, LaGRANGE.

At Close of Business July 3, 1920.

Prcsident-R. L. Render. Vice-President-L. D. Mitchell. Cashier-L. D. Mitchell.

Directors-R. L. Render, L. F. Mitchell, Eulah M. Render, Howard P. Park, L. J. Render.

Date of Charter-December 29, 1890.

Began Business-December 29, 1890.

RESOURCES

LIABILITIES

Time Loans ----------------$123,728 31 Capital Stock Paid In _______ $ 50,000 00

Demand Loans _____________ 4,660 69 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

________ _ :J,661 9 l

SUunrdpilvuids edFuPnrdofit-s--_-_-_-_-_-_-_-_-_--_

Other Stocks and Bonds ____ 1 o.~oo oo Dividends Unpaid _________ _

Banking House ------------ fi,H~5 r)o Due to Banks in this State

2,908 08 165 00

Furniture and Fixtures_____ 1,189 1 0 Due to Banks in other States

Other Real Estate Owned__ ________ _ Call Money ________________ _

Due from Banks in this Stale <,697 72 Individual Deposits Sub,ied

Due from Banks in other

to Check _______________ _ 82,390 62

CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ Gold ______________________ _ Silver, Nickels, Pennies ____ _ Advances on Cotton_________

:?, 43-1 :>5
~.490 ou
1,090 00 fi20 3G
________ _

Demand Certificates of Deposit Time Certificates of DeposiL Savings Deposits __________ _ Cashier's Checks __________ _
Certified Checks __________ _

25,852 94 898 79

Advances on other Commodi-

Bills Payable _____________ _ 5,000 00

ties -------------------- ---------- Notes and Bills Rediscounted

Checks for Clearing- House__ ________ _ Certificates of Deposit for

Other Checks and Casl1 Items

282 9~ Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances -------------------- ________ _ Reserve for Interest and Taxes

Overd Other

rafts Asse

(i ts

f _

an:>) _______ _ ______________

_

_

_

_1_5_~__16_

Other Liabilities: Reserve for Past Due

Loans_

828 19

Total --------------------$168,043 60 Total --------------------$168,043 60

BANK'S STATE:\'llcNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$119,127 95 Capital Stock Paid In _______ $ 50,000 00 Demand Loans ____________ 8,288 11 Amount Reserved for Taxes

Loans Secured by Real Estate United States Bonds _______ Other Stocks and Bonds ____ Banking House _________ ___
Furniture and Fixtures_____

10,099 53 4,050 00 9,996 94 9,935 50
1,189 40

and Estates -------------Surplus Fund ------------Undivided Profits ----------Dividends Unpaid ---------Due to Banks in this State

881 21
2,222 26 165 00

Other Real Estate Owned ____ --------- Due to Banks in other States

Due from Banks in this State DuSetatfersom___B__a_n_k_s___i_n___o_th__er_ Currency _________________ _ Gold _____________________ _
Silver, Nickels, PennieR ____ _ Advances on Cotton ________ _

4,481 38
332 06 2,634 00 1,080 00
987 27 4,812 00

Call Money ----------------Individual Deposits Subject
to Check ---------------DemandCertificates of Deposit Time Certificates of DepositSavings Deposits ---------Trust Funds on Deposit____ _

62,076 92 23,945 80

Advances on other Commodi-

Cashier's Checks -----------

665 62

ties -------------------- ---------- Certified Checks -----------

Checks for Clearing House.~

156 00 Bills Payable -------------- 37,500 00

Other Checks and Cash Items

286 67 1\"otes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- --------- Liability on Letters of Credit

OOtvheerrdrAasfstse,ts(if a_n_y_)__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ------------

Total _________ -----------$177,456 81 Total ____________________ $177,4G6 S1

r
i
328

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

LaGRANGE BANKING & TRUST COMPANY, LaGRANGE.

At Close of Business November 16, 1920.

President-J. E. Dunson. Vice-Presidents-A. H. Cary, \\, S. Dunson.

Directors-J.

E.

Dunson,

Cashier-Robt. Hutchinson. Jr., Robt. Hutchinson, A. H. Cary,

w.

S.

Dunson,

\Y.

A.

Speer, A. E. Thornton, H. W. Caldwell, W. E. Morgan, F. P. Longley,

W. J. Albright, S. H. Dunson, J. A. Baugh, Jr.

Date of Charter-December 11, 1871.

Began Business-1871.

RESOURCES

LIABILITIES

Time Loans ------------------$3,345,508 2r

Demand Loans -------------- 280,207 ~3

Loans Secured by Real Estate

United States Bonds _______ _ 3,916 00

Other Stocks and Bonds _____ _ Banking House ----------- --

133,81HJ 53,400

0o0o

Furniture and Fixtures _____ _

Othe.r Real Estate Owned____ 33,469 60

Due from Banks in this State 145,903 68 Due from Banks in other

States ---------------------- 131,829 59 Cu"rency -------------------- 52,206 Of

Gold ------------------------- 1,430 00 Silver, Nickels, Pennies _____ _ 16,903 84 Advances on Cotton _________ _

Advances on other Commodities ------------------------ __________ _
Checks for Clearing House __ _ 1.982 71 Other Checks and Cash

Items ---------------------- 14,313 92 Customers' Liability on Let-

ters of Credit and Accept-

Ovaen.cred.rsaft-s---(-if---a-n-y-)-_-_-_-_-_-_-_-_-_-_Other Assets _______________ _

----------1,275 09
50,300 00

Capital Stock Paid In ________ $ 250.000 00

Undivided Profits ---~------- 152,6Tii 55 Amount Reserved for Branches

Surplus Fund ---------------- 650,000 00

Dividends Unpaid -----------Due to Banks in this State __

236 70

Due to Banks in other States

Call Money -----------------Individual Deposits Subject to

Check ---------------------- 894,040 03 Demand Certificates of De-

posit ----------------------- 83,540 17 Time Certificates of Deposit._ 469,913 69

Savings Deposits ----------Trust Funds on Deposit_ ____ _ Cashier's Checks ___________ _ Certified Checks _____________ _ Bills Payable _______________ _

528,650 81
4,285 OJ 810 00
675,000 00

:'-Jotes and Bills Rediscounteil 494,540 60

Certificates of Deposit for Borrowed Money _________ _

Liability on Letters of Credit

and Acceptances ----------- ----------Reserve for Interest and Taxes 12,563 7U Other LiabilitieH ____________ _ 50,000 00

Total ----------------------$4.266.496 2 Total ----------------------$4,266,496 26 BANK'S E'TATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$2,591.852 82 Capital Stock Paid In ________ $ 250,000 00

Demand Loans -------------- 247,875 50 Amount Reserved for Branches

Loans Secured by Real Estate 772,100 10 Surplu.; Fund ---------------- 650,000 00

United States Bonds__________ 51,400 00 Undivided Profits ------------ 155,575 40

Furniture and Fixtures______ ----------- Dividends Unpaid ------------

Other Stocks and Bonds______ 120,400 O'P Due to Banks in this State __

31l 70

Banking House -------------- 53,400 00 Due to Banks in other States

Other Real Estate Owned____ 33,469 60 Individual Deposits Subject to

Due from Banks in this State 136,776 72 Check --------------------- 786,641 93

Due from Banks -in other

Demand Certificates of De-

States --------------------Currency --------------------

88,794 g~
11,200 or

posit ----------------------Time Certificates of DepoRiL_

50,440 17 446,8'13 69

Gold ------------------------Silver, Nickels, Pennies_____ _

1,277 50 Savings Deposits ------------ 516,220 94 10,527 95 Trust Funds on Deposit_ ____ _

Advances on Cotton__________ ----------- Cashier's Checks ------------ 12,567 79

Checks for Clearing House __ Other Checks and Cash

2,584 96 Certified Checl<s ------------Bills Payable ----------------

650,ooo on

Items -------------- _______ _ 13,667 92 Notes and Bills Rediscounted 600,322 10

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

Ovaenrcdersaft-s---(-if---a-n-y-)-_-_-_-_-_-_-_-_-_--_ ----4-,0-0-4---90-

Liability on Lette.rs of Credit and Acceptances -----------

Other Assets:

Reserve for Interest and

\Var Savings Stamps _______ _ Revenue Stamps -------------Stock in Federal Reserve Bank

2,511r 00
3oo or

Taxes ----------------------

Other Liabilities:



27,000 00 lT. S. Bonds Borrowed_______ _

6,530 20 50,000 00

Total ----------------------$4,175,!~ 92 Total ----------------------$4,175,148 ~2

FIRST ANNUAL REPORT

329

EXAMINER'S B.EPOB.T.

LaGRANGE SAVINGS BANK, LaGRANGE.

At Close of Business November 4, 1920.

President-Ely R. Callaway. Vice-Presidents-C. V. Truitt, H. D. Glanton. Cashier-L. H. Adams.

Directors-Ely R. Callaway, C. V. Truitt, H. D. Glanton, Fuller E. Callaway, J. G. Truitt, S. H. Truitt, Hatton LovejoY.

Date of Charter-December 13, 1906.

Began Business-December 1, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------~4G9.~4t> 7? Demand Loans ________________ 105,179 90

Loans Secured by Real Estate United States Bonds__________

--fi~2'q-;;;:

Other Stocks and Bonds________ 183,556 63

Banking House --------------- --------Furniture and Fixtures________ --------Other Real Estate Owned______ 34.!J(J7 2F Due from Banks in this SUlte 61Ui47 gr

Due from Banks in other States GCoulrdren__c_y__-_-_-__-_-_-_-_-_-_-------------------------

---2-6-1---on-
275 00

Silver, Nickels. Pennies_______ _

46 41

Advances on Cotton________.__ __ ---------

Advances on other Commodities -------------------------- 318 75
---iosoF Checks for Clearing House ___ _
Other Checks and Cash Items Custome.rs' Liability on Letters

of Credit and Acceptances__ --------Overdrafts (if any) __________ ---------

Other Assets ------------------ ---------

Total ________________________ $8o3.4"'

Capital Stock Paid In __________$ 25,000 00 Amount Reserved for Branches

SUJrplus Fund -----------------Undivided Profits -------------Dividends Unpaid ------------Due to Banks in this State___ _ Due to Banks in other States __

42,500 00 41,870 23

Call Money -------------------Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__ 25,699 00 Savings Deposits -------------- 619,165 44 Trust Funds on DeposiL ______ _ Cashier's Checks _____________ _

Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed ~oney ---------------Liability on Lette.rs of Credit
and Acceptances ___________ _

95,950 00

Rese.rve for Interest and Taxes 1,20(J \TO O'ther Liabilities _____________ _ 2,025 sa

Total ------------------------$853.410 56

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ___________________ $422,332 8?

Demand Loans ---------------- 84,807 74 Loans Secured by Real Estate ________ _ United States Bonds__________ 4,580 6!' Other Stocks and Bonds ________ 191,676 03

Banking House" --------------- --------Furniture and Fixtures________ --------Other Real Estate Owned______ 34,007 2n Due from Banks in this State__ 30,009 74 Due from Banks in other States ________ _

Currency ---------------------- 964 00

Gold --------------------------- 302 50

Silver, Nickels, Pennies________

41 42

Advances on Cotton ____________________ _

Advances on othe.r Commodities ________ _

Checks for Clearing House____ 206 81

Other Checl<s and Cash Items 100 37 Customers' Liahility on Letters
of Credit and Acceptances__ ________ _

Overdrafts (if any) __________ ---------

Other Assets:
Acceptances ------------------- 90.000 nn
War Savings Stamps__________ 1,68~ 00

Capital Stock Paid In __________ $ 25,000 00 Amount Reserved for Branches ________ _ Surplus Fund ----------------- 42,500 00 Undivided Profits -------------- 24,400 32 Dividends Unpaid ------------- ________ _ Due to Banks in this State____ --------Due to Banks in other States__ ________ _
Call Money -------------------- ________ _ Inrlividual Deposits Subject to
Check ----------------------- ________ _ Demand Certificates of Deposit ________ _ Time Certificates of Deposit___ 78,949 00 Savings Deposits -------------- 561,733 70 Trust Funds on DeposiL_______ ________ _ Cashier's Checks ______________________ _
Certified Checks -------------- ________ _ Bills Payable ------------------ 105,950 00 Notes and Bills Rediscounted__ ________ _ Certificates of Deposit for Bor-
rowed ~onev ---------------- --------Liabi!itv on Lette.rs of Credit
and Acceptances ____________ ----~---Reserve for Inte.rest and Taxes 1,0fl 44 Other Liabilities: Depreciation Account _________ 2,025 89 Unearned Interest ____________ 19,049 98

Total ------------------------$860,711! 33 Total ------------------------$860,713 3:1

330

BANKING DEPAR'.rMENT

EXAMINER'S REPORT.

LAKE PARK BANK, LAKE PARK.

At Close of Business August 19, 1920.

President-Ewell Brown. Vice-President-J. K. White. Cashier-E. \V. Mason.

Directors-Ewell Brown, J. K. White, E. Brown, F. M. White, Robert Patterson.

Date of Char-ter-Ja.nuary 22, 1906.

Began Business-:\farch 6, 190G.

RESOURCES

LIABILITIES

Time Loans ----------------$ 50,846 51 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds_______ _ Other Stocks and Bonds____ _ Banking House ____________ _

1,071 70 3,494 11 2,000 00

Amt. Reserved for- Branches --------Surplus Fund -------------- 4,500 00 Undivided Profits ----------- 1,751 73 Dividends Unpaid __________ --------Due to Banks in this State__ ________ _

Furniture and Fixtures____ _ Other Real Estate Owned ___ _

1,500 00

Due to Banks in other States Call Money _________________

________ _ ________ _

Due from Banks in this State 7,231 33 Individual Deposits Subject

Due from Banks in other

to Check _________________ 30,049 18

States
Currenc~

- -_-_-_ -_ -_ -_ _- _- _- _- _- _- _- _- _-_-_- -_

GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton ________ _ Advances on other Commodi-

3,594 58 751 00
540 00 117 10

Demand Certificates of Deposit
Time Certificates of DeposiL Savings Deposits __________ _ Cashier's Checks __________ _ Certified Checks _____________ Bills Payable ______________

________ _
5,044 00 14,759 27 _ _ _ _2_0_1 _ _30_ ________ _

Chteiecsks -f-o-r--C-l-e-a-r-in-g---H-o-u--se-_-_Other Checks and Cash Items

Notes and Bills Rediscounted ________ _ CertificateR of Deposit for 150 00 Borrowed Money __________ ________ _

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances _________ ________ _

O vaenrcdersa f-t -s - -(-i f- -a-n-y-)- - -_-_-_-_-_ _- _- -_

Reserve for Interest and Taxes ________ _ 9 15 Other Liabilities ___________ ________ _

Other Assets ---------------

Total --------------------$ 71,305 48 Total __________ ----------$ 71,305 48

BANK'S' STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________$ 33,165 10

Demand Loans ------------- 1,801 60

Loans Secured by Real Estate 16,347 05

United States Bonds _______ _ 3,422 89

Other Stocks and Bonds____ _

Banking House ____________ _ 2,000 00

Fur-niture and Fixtures____ _ 1,500 00

Other Real Estate Owned ___ _

Due from Banks in this State 1,827 12

Due from Banks in other

States ------------------- 1,431 15

Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

723 00 fi55 00 :361 15

.Advane<'s on Cotton_________

Advances on other Commodi-

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -_ -_ _- _- _-_-_- -_

843 00
_________ 48

Other- Assets ---------------

Capital Stock Paid In _______ $ 15,000 00 Amt. Reserved for Branches

Surplus Fund -------------Undivided Pr-ofits _________ _ Dividends Unpaid _________ _

4,500 00 780 73

Due to Banks in this State__

Due to Banks in other States

Call Money ----------------IntdoiviCdhueacl k D_e_p_o__s_it_s___S_u_b_j_e_c_t 26,529 96

Demand Certificates of Deposit

Time Certificates of DeposiL 4,544 00 Savings Deposits _________ _

Trust Funds on Deposit_ ___ _

Cashier's Checks __________ _

122 85

Certified Checks ___________ _

Bills Payable _____________ _ 12,500 00

Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances ________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total ____________________ $ 63,977 54 Total ____________________ $ 63,977 54

FIRST ANNUAL REPORT

331

EXAMINER'S BEPOBT.

BANK OF LAVONIA, LAVONIA.

At Close of Business July 22. 1920.

President~S. B. Yow. Vice-President-J. H. Burton. Cashier-G. H. Pruitt.

Directors-S. B. Yow, .J. H. Burton, J. II. Pulliam, M. P. Sewell, Thos. G. Smitl1, E. R McMurray, Thos. B. Bonner, 0. D. Cannon, H. L. Mauldin.

Date of Charte,r-1,8,98.

Began Busiflless-July, 18!18.

RESOURCES

LIABILITIES

Time Loans ----------------$223,362 17 Capital Stock Paid In_______ $ 40,000 00 Demand Loans _____________ 8,825 06 Amt. Reserved for Branches

Loans Secured by Real Estate 5,765 09 Surplus Fund _____________ _ 10,000 00

United States Bonds ________ 12,700 00 Undivided Profits _________ _ 21,83-2 80 Other Stocks and Bonds_____ ________ _ Dividends Unpaid _________ _

Banking House ___________ __ 2,500 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,685 00 Due to Banks in other States

Other Real Estate Owned ___ _ Due from Bani{S in this State

-3-0~168-88

Call Money ----------------Individual Deposits Subject

Due from Banks in other

to Cl1eck --------~------ 100,370 27

States ------------------- 6,479 63 Demand Certificates of Deposit

Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s -_-_-__--_ Advances on Cotton________ _

5,393 00 Time Certificates of Deposit_ 41,335 70 52 50 Savings Deposits _________ _
867 73 Cashier's Checks __________ _ 1,802 13 Certified Checks ___________ _

Adtvieasnce_s__o_n__o_t_h_e_r__C__o_m_m__o_d_i_-

_ _______ _

Bills Payable _____________ _ Notes and Bills Rediscounted

80,000 00
s,ooo 00

Checks for Clearing House __ 1,492 69 Certificates of Deposit for

Other Checks and Casll Items

481 25 Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesof_. _C__re_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

and Acceptances ________ _ Reserve for Interest and Taxes

Overdrafts (if Other Assets _

_a_n_:>_)______________________5_6_7__91_

Other

Liabilities

__________ _

Total ___________________ $300,340 90 [ Total ___________________ $300,340 90

BANK'S STATEJMENT at Close of Business December 15, 1920.

RESOURCES

LT ABILITIES

Time Loans ----------------$179,080 47 Capital Stock Paid In_______ $ 40,000 00 Demand Loans _____________ 12,311 93 Amt. Reserved for Branches

Loans Secured by Real Estate 4,164 29 Surplus Fund -------------- 10,000 00

United States Bonds ________ 12,700 00 Undivided Profits ---------- 20,244 06

Other Stocks and Bonds_____ --------- Dividends Unpaid __________

Banking House ------------ _________ Due to Banks in this State__

Furniture and Fixtures_____ 1,685 00 Due to Banks in other States Other Real Estate Owned____ 2,500 00 1 Call Money -----------------

Due from Banks in this State 11,889 56 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 52,300 74

States ___________________ 1,648 66 Demand Certificates of Deposit

Currency ------------------ 1,291 00 Time Certificates of Deposit_ 31,465 35

Gold -----------------------

57 50 Savings Deposits ----------

Silver, Nickels, Pennies_____

494 06 Trust Funds on Deposit ____ _

Advances on Cotton_________ _ ________ Cashier's Checks __________ _

3,304 53 803 11

Advances on other Commodi-

Certified Checks ___________ _

ties ---------------------- _________ Bills Payable _____________ _ 75,000 00

Checks for Clearing House__ 1,685 31 Notes and Bills Rediscounted

Other Checks and Cash Items

390 00 Certificates of Deposit for

Customers Liahilit:v on Let-

Borro.red Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances ________ _

Overdrafts (if any) ________ 3,220 01 Reserve for Interest and Taxes Other Assets _______________ _________ Other Liabilities __________ _

Total --------------------$233,117 79 Total --------------------$233,117 79'

1:"- -- -~ r--,-, --1

332

BANKING DEPARTMENT

EX.A:MINEB'S BEPOBT.

BRAND BANKING COMPANY, LAWRENCEVILLE.

At Close of Business September 1, 1920.

President-L. M. Brand. Vice-President-W. H. Powell. Cashier-G. C. Montgomery.

Directors-L. M. Brand, W. H. Powell, C. R. Ware, C. H. Brand, H. T. Pentecost.

Date of Charte.r-June 2, 1905.

Began Business-July 17, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$235,646 34 Capital Stock Paid In ______ -$ 50,000 00

Demand Loans ------------ 105,031 67 Amt. Reserved for Branches

Loans Secured by Real Estate 26,343 46 Surplus Fund -------------- 50,000 00

United States Bonds ________ 27,450 Oo Undivided Profits ---------- 27,041 96

OB at hnekri nSgt oHc kosu saen d_ B_ _o_n_d_s___________

-_-_-_-_-_-_ -_ _- -_

Dividends Unpaid Due to Banks in

---------this State

Furniture and Fixtures_____ 2,400 00 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money -----------------

Due from Banks in this State 43,883 98 Individual Deposits Subject

Due from Banks in other States -------------------

33,015 05 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 238,087 32

Currency -----------------GS iol vl de r ,- -N- -i-c -k-e-l s-,- -P- -e-n-n-i-e-s _- _-_-_- -_

3,631 00 Time Certificates of DeposiL

142 50 Savings Deposits ---------- 158,505 45

787 32 Cashier's Checks __________ _

37 84

Advances on Cotton_________ Advances on other Commodi-

---------

Certified Checks ----------Bills Payable --------------

-5-o~oo<(oo

ties -------------------- ---------- "'otes and BiJls Rediscounted Checks for Clearing House__ 4,110 77 Certificates of Deposit for

Other Checks and Cash Items 15,063 62 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

O vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -_-_-_-_-_-_-_-_

-_-_-_-_ _-_-_- -_-

Reserve for Interest and Taxes Other Liabilities __________ _

3,875 54

Other Assets _______________ 80,000 00

Total --------------------$577,525 71 Total ____________________ $577,525 71 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$216,269 93 Capital Stock Paid In ______ -$ 50,000 00

Demand Loans ------------- 114,508 63 Amt. Reserved for Branches Loans Secured by Real Estate 11,076 78 Surplus Fund -------------- 50,000 00 United States Bonds________ _________ Undivided Profits ---------- 24,088 80

Other Stocks and Bonds_____ _________ Dividends Unpaid ----------

Banking House ------------ --------- Due to Banks in this State-Furniture and Fixtures_____ 2,400 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------Due from Banks in this State 100,213 54 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 214,619 90

States ------------------- 7,208 41 Demand Certificates of Deposit

Currency ------------------- 12,176 00 Time Certificates of Deposit_

Gold -----------------------

147 50 Savings Deposits ----------- 139,899 45

Silve.r, Nickels, Pennies_____ 2,570 22 Trust Funds on Deposit_ ___ _

Advances on Cotton_________ _________ Cashier's Checks -----------

643 26

Advances on other Commodi-

Certified Checks __________ _

ties -------------------- __________ Bills Payable _____________ _

Checks for Clearing House__ _________ Notes and Bills Rediscounted

Other Checks and Cash Items 11,590 79 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances ________ _ Overdrafts (if any) ________ 1,089 61 Reserve foriHterest and Taxes Other Assets _______________ _________ Other Liabilities __________ _

I Total --------------------$479,251 41 Total --------------------$479,251 41

FIRST ANNUAL REPORT

333

EXAMINEB.'S B.EPOB.T.

BANK OF LEARY, LEARY.

At Close of Business October 29, 1920.

President-Harper Daniel. Vice-President-R. B. vVhitehead.

Cashier-R. B. whitehead.

Directors-Harper Daniel, R. B. Whitehead, G. W. Hammond, M. D. Addison,

R. H. Bostick.

Date of Charter-June 22, 1909.

Began Business-June, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$ 58,418 88 Capital Stock Paid In _______ $ 15,000 00 Demand Loans ------------- 5,132 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Funa -------------

United States Bonds -------Other Stocks and Bonds_____

6,400 00 117 25

UDnivdiidveinddeds UPrnopfaiitds -_-_-_-_-_-_-_-__--_

1,963 89

Banking House ------------ 3,726 22 Due to Banks in this State__

Furniture and Fixtures_____ 3,019 98 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------Due from Banks in this State 11,333 24 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 50,840 84

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-(-!-ln-n-i-e-s -__-_-_--_ Advances on Cotton _______ _

1,037 39 DemandCertificates of Deposit 5,081 00 Time Certificates of Deposit_
30 00 Savings Deposits ---------995 62 Trust Funds on Deposit_ ___ _ 7,021 03 Cashier's Checks __________ _

21,060 40 9,297 17

Advances on other Commodi-

Certified Checks -----------

ties -------------------- _________ _ Bills Payable -------------- 10,000 00

Checks for Clearing House__

721 18 Notes and Bills Rediscounted

Other Checks and Cash Items

181 16 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ -_ _- _- _-_-_- -_

- -4-, 1-0-7- - -96-

and Acceptances --------Reserve for Interest and Taxes

Other Assets ---------------

839 39 Other Liabilities __________ _

Total --------------------$108,162 30 Total --------------------$108,162 30

BANK'S STATEMENT at Close of Business Decembe.r 15, 1920.

RESOURCES

I

LIABILITIES

Time Loans ---------------$ 59,150 67 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 5,047 53 Amt. Reserved for Branches Loans Secured by Real Estate _________ Surplus Fund ----- _______ _

United States Bonds ________ 6,400 00 Undivided Profits ---------- 1,834 25

Other Stocks and Bonds_____

117 25 Dividends Unpaid ----------

Banking House ------------ 3, 726 22 Due to Banks in this State __ Furniture and Fixtures_____ 3,019 98 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money -----------------

Due from Banks in this State 8,915 56 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 43,468 91

States -------------------

182 89 Demand Certificates of Deposit

Currency ------------------ 2,850 00 Time Certificates of Deposit_ 21,067 95

Gold ----------------------Silver, Nickels, Pennies_____

30 00 Savings Deposits ---------583 76 Trust Funds on Deposit_ ___ _

Advances on Cotton -------- 9,221 24 Cashier's Checks -----------

Advances on other Commodi-

Certified Checks -----------

719 22

ties --------------------- 2,819 67 Bills Payable -------------- 20,000 00 Checks for Clearing House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------

Overdrafts (if any) ________

25 56 Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities __________ _

Total --------------------$102,090 33 Total --------------------$102,090 33

-

334

BANKING DEPARTMENT

EXAMINER'S REPORT.

BANK OF LEESBURG, LEESBURG.

At Close of Business August 12, 1920.

President-G. A. Nesbit. Vice-Presidents-!. "\V. Statham, J. W. Lyons.
Cashier-T. C. Tharp. Directors-G. A. Neshit, I. W. Statham, T. C. Tha;rp, J. R. Lane, J. W. L~ons.

Date of Charter-May 30, 1907.

Began Business-July 9, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$188,649 44 Capital Stock Paid In_______$ 15,000 00

Demand Loans ------------ 7,666 70 Amt. Reserved for Branches

Loans Secured by Heal Estate 7,500 00 Surplus Fund -------------- 5,000 00 United States Bonds _________________ Undivided Profits ---------- 11,884 44

Other Stocks and Bonds_____ 3,000 00 Dividends Unpaid ----------

Banking House ------------ 2,651 27 Due to Banks in this State__

Furniture and Fixtures_____ 3,025 00 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money ---------------- 71,000 00

Due from Banks in this State 7, 709 50 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 46,485 33

States ------------------- 4,618 99 Demand Certificates of Deposit 11,555 00

Currency ------------------ 5,741 00 Time Certificates of DeposiL 39,180 05

--------- Gold -----------------------

318 50 Savings Deposits ----------

Silver, Nickels, Pennies_____ 1,667 52 Cashier's Checks -----------

391 68

Advances on Cotton_________ --------- Certified Checks ------------

24 75

Advances on other Commodi-

Bills Payable -------------- 30,000 00

ties -------------------- ---------- Notes- and Bills Rediscounted 8,918 93

Checks for Clearing House__

33 9 95 Certificates of Deposit for

Other Checks and Cash Items 3,046 36 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances -------------------- --------- Reserve for Interest and Taxes Overdrafts (if any) -------- _________ Other Liabilities __________ _

Other Assets:

Depositors' Guarantee Fund_ 3,5 05 95

Total --------------------$239,440 18 Total --------------------$239,440 18

BANK'S STATEMENT.

RESOURCES

LIABILITIES

Time Loans ---------------$161,658 76 Capital Stock Paid In_______$ 15,000 00

Demand Loans ------------- 5,604 50 Amt. Reserved for Branches

Loans Secured by Real Estate 10,274 16 Surplus Fund -------------- 5,000 00 United States Bonds ________ --------- Undivided Profits ----------- 7,545 97

Other Stocks and Bonds_____ 3,000 00 Dividends Unpaid ----------

Banking House ------------ 2,471 27 Due to Banks in this State__

Furniture and Fixtures_____ 3,025 00 Due to Banks in other States Other Real Estate Owned____ ________ _ and Call Money ----------- 59,500 00

Due from Banks in this State 11,653 31 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- - N- -i-c-k-e-l s-,- -P- e- n- -n-i e- s- -_ _-_-_- -_ Advances on Cotton________ _

to Check ---------------703 16 Demand Certificates of Deposit 4,916 00 Time Certificates of Deposit_ 332 50 Savings Deposits ---------2,241 95 Trust Funds on Deposit_ ___ _ 3,349 77 Cashier's Checks -----------

39,440 13 30,271 89
988 05

Advances on other Commodi-

Certified Checks -----------

ties -------------------- _________ _ Bills Payable -------------- 26,584 50 Checks for Clearing House__ --------- Notes and Bills Rediscounted 10,399 84 Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- 14,500 00

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -_-_ -_ _- _-_-_-_-

________________ __

and Acceptances --------Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities __________ _

Total --------------------$209,230 38 Total --------------------$209,230 38

\

FIRST ANNUAL REPORT

335

EXAMINER'S BEPOBT.

BANK OF LENOX, LENOX.
At Close of Business September 16, 1920.

President-J. D. Robinson. Vice-President-M. J. L. Griner. Cashier-C. A. Sears.

Directors-J. D. Robinson, M. J. L. Griner, J. W. Gray, W. R. Lindsey, C. A. Sears.

Date of Charter-June 20, 1907.

Began Business-June 25, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$140,093 64 Capital Stock Paid In _______ $ 30,000 00

Demand Loans -------------

695 74 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

--------500 00

Surplus Fund -------------Undivided Profits ----------

2,000 00 6,820 31

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

Banking House ------------- 1,200 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,000 00 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money -----------------

Due from Banks in this State 10,349 76 Individual Deposits Subject

Due from Banks in other States -------------------

7,491 98 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 63,644 64

Currency ------------------ 2,386 00 Time Certificates of Deposit_ 52,490 96

GSiollvder-, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-__-_--_

407 50 Savings Deposits ---------731 33 Cashier's Checks __________ _ 1,398 20

Advances on Cotton ________ _ 10,975 84 Certified Checks -----------

Advances on other Commodi-

Bills Payable --------------- 20,000 00

ties -------------------- __________ Notes and Bills Rediscounted

Checks for Clearing House__

232 11 Certificates of Deposit for

Other Checks and Cash Items

225 00 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances -------------------- --------- Reserve for Interest and Taxes

Overdrafts (if any) --------

70 07 Other Liabilities -----------

4 86

Other Assets --------------- _________

Total --------------------$176,358 97 Total --------------------$176,358 97

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES .

Time Loans --------------T-$101,538 97 Capital Stock Paid In _______$ 30,000 00

Demand Loans ------------- 2,500 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 2,000 00

United States War Stamps__

500 00 Undivided Profits ---------- 5,692 74

Other Stocks and Bonds_____ --------- Dividends Unpaid ---------Banking House ------------- 1,200 00. Due to Banks in this State~ Furniture and Fixtures_____ 1,000 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------Due from Banks In this State 10,577 11 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 49,278 12

States ------------------- 3,089 10 Demand Certificates of Deposit 500 00 Currency ------------------ 3,796 00 Time Certificates of Deposit_ 34,187 31

.,

Gold -----------------------

450 00 Savings Deposits ----------

Silver, Nickels, Pennies_____ 1,540 96 Trust Funds on Deposit_ ___ _

Advances on Cotton_________ 5,436 27 Cashier's Checks -----------

406 68

Advances on other Commodl-

Certified Checks ------------

ties --------------------- --------- Bills Payable _____________ _ 5,000 00

Checks for Clearing House__

404 00 Notes and Bills Rediscounted

Other Checks and Cah Items _________ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- 5,000 00

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances ---------

Overdrafts (if any) ________

32 44 Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities __________ _

Total --------------------$132,064 85
------------~~,----

Total --------------------$132,064 85

''/

336

BANKING DEPARTMENT

EXAMINEB.'S B.EPOB.T.

BANK OF LESLIE, LESLIE.

At Close of Business July 14, 192u.

President-E. L. Wilson. Vice-President-E. B. Wallace.

Cashier-W. T. Anderson.

Directors-E. L. Wilson, E. B. Wallace, W. T. Anderson, J. J. wilson F. A.

Wilson, G. T. Deriso, J. I. Kaylor, R. J. Sims.

'

Date of Charter-February 4, 1905.

Began Business-February 4, 1905.

RESOURCES

LIABILITIES

Time Loans ------------------$128,807 22 Capital Stock Pa-id In__________ $ 25,000 00

Demand Loans ---------------- 399 48 Amount Reserved for Branches ---------

Loans Secured by Real Estate 100,000 00 Surplus Fund ----------------- 10,000 00

United States Bonds____________15,000 00 Undivided Profits ------------- 22,441 63

Other Stocks and Bonds ______ --------- Dividends Unpaid ------------- ________ _

Banking House ---------------- 4,171 36 Due to Banks in this State____ --------Furniture and Fixtures________ 4,046 80 Due to Banks in other States__ ---------

Other Real Estate Owned______ ________ _ Call Money -------------------- 55,000 00

Due from Banks in this State __ 7,788 77 Individual Deposits Subject to

Due from Banks in othe.r States 6,327 09 Check ----------------------- 147,408 15

Currency ---------------------- 8,328 00

Gold --------------------------- 182 50 Silver, Nickels. Pennies_______ _ 2,919 27 Advances on Cotton_____________________

Advances on other Commodities ________ _ Checks for Clearing House____ ________ _

Other Checks and Cash Items

41 99

Customers' Liability on Letters of Credit and Acceptances__ ________ _

Overdrafts (if any) ___________ _

3 00

Other Assets: Depositors' Guarantee Fund__ 3,464 50

Mutual Fire Insurance Fund__ 120 00

Demand Certificates of Deposit Time Certificates of DeposiL___ Savings Deposits -------------Cashier's Checks -------------Certified Checks ______________
Bills Payable -----------------Notes and Bills Rediscounted-Certificates of Deposit for Bor-
rowed Money ---------------Liability on Lette.rs of Credit
and Acceptances -----------Reserve for Interest and Taxes
Other Liabilities --------------

9,500 00 12,394 21 ________ _
845 99 ________ _ ________ _ ________ _
________ _
________ _ ________ _
10 00

,'
!

Total --<----------------------$282,599 98 Total ------------------------$282,599 98

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$118,381 79 Capital Stock Paid In__________ $ 25,000 00

Demand Loans ---------------- 33,204 17 Amount Reserved for Branches

Loans Secured by Real Estate United States Bonds _________

88,762 18 ---------

Surplus Fund ----------------Undivided Profits _____________ _

10,000 00 19,101 57

Other Stocks and Bonds______ 1,000 00 Dividends Unpaid ____________ _

Banking House --------------Furniture and Fixtures________

4,171 36 4,046 80

Due to Banks in this State___ _ Due to Banks in other States__

Other Real Estate Owned______ Due from Banks in this State__ Due from Banks in othe.r States

1,800 00 2.529 93 3,668 5R

Call Money -------------------- 33,000 00 InCflihveicdkual__D__e_p_o_s_i_t_s_. __S_u_b_j_e_c__t __to_ 116,988 61 Demand Certitlc'ates of Deposit

Currency ---------------------Gold --------------------------Silver, Nickels, Pennies________

4,356 00 197 5P
2,843 31

(Borrowed Money) _________ _ Time Certificates of Deposit__ Savings Deposits _____________ _

9.500 00 12,053 :\7

Advances on Cotton____________ Advances on othe.r Commodities Checks for Clearing House____

3,34,5 6~ ________ _ ________ _

Trust Funds on Deposit_ ______ _ Cashie.r's Checks _____________ _ Certified Checks _____________ _

705 60

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any)____________

53 08
________ _ 12 32

Bills Payable _________________ _
Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

32.000 00 13,608 00

Other Assets: Deposito<rs' Guarantee Fund_, Mutual Fire Fund______________

rowed Money ----------------

3,464 f>o 120 00

Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$271,957 15

Total ------------------------$271,957 15'

FIRST ANNUAL REPORT

337

EXA'MINEB.'S B.EPOB.T.

BANK OF LEXINGTON, LEXINGTON.

At Close of Business July 16. 1920.

President-N. D. Arnold. Vice-President-A. A. Royle. Cashier-W. A. Child.

Diiectors-N. D. Arnold, A. A. Royle, Chas. Crawford, F. C. Reid, M. S. Weaver,

A. L. Clark, F. E. \Yatkins, "\V. T. Patton, J. A. Moore.

Date of Charter-1896.

Began Business-1896.

RESOURCES

LIABILITIES

DTiemmeanLd oLanosans---_-_-_-_-_-_--_-_-_-_-_-_-_-_-_$_110,950755 0900

Capital Stock Paid In__________ $ 2ti,OOO 00 Amount Reserved for Branches

Loans Secured by Real Estate United States Bonds__________

24,729 43 1,600 00

USunrdpilvuisdeFd uPnrdof-it-s---_-_-_-_-_-__-_-_-_-_-_--_

Other Stocks and BondR______ 3,700 00 Dividends Unpaid _____________ _ Banking House ________________ 2.343 20 Due to Banks in this State ___ _ Furniture and Fixtures________ ________ _ Due to Banks in other States __ Other Real Estate Owned ______________ _ Call Money -------------------Due from Banks in this State__ 5.463 10 Inilividual Deposits Subject to

8,000 00

Due from Banks in other States 1.7:r.l 98 Check -----------------------Currency ---------------------- 800 00 Demand Certificates of Deposit

Gold ---------------------------

55 00 Time Certificates of Deposit._ 37,768 85

Silver, Nickels, Pennies _______ _ 15"2 27 Savings Deposits _____________ _

Advances on Cotton ____________________ _ Cashier's Checks _____________ _ 13\l 90

Advances on other Commodities ________ _ Certified Checks _____________ _

Checks for Clearing House____ ________ _ Bills Payable _________________ _

Other Checks and Cash Items

48 00 Notes and Bills Rediscounted __

Customers' Liability on Letters of Credit and Acceptances__
Overdrafts (if any)_ __________ _ Other Assets __________________ Call Money ____._______________ _

_________ _ 1,129 25 149 5F
5,ooo on

Certificates of Deposit for Borrowed Money ----------------
Liability on Lette.rs of Credit and Acceptances ___________ _
Reserve for Interest and ,.J.,axes

Depositors' Guarantee Fund __ _ 3,464 50 Other Liabilities -------------Mutual Fire Insurance Fund__ 120 00

I Total ------------------------~H61,969 1~ Total ------------------------$16],.,969 19

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$119.535 Fi Demand Loans ---------------- 15,000 00 Loans Secured by Real Estate 24.375 fiP lTnited States Bonds__________ 1,6ll0 00 Other Stocks and Bonds______ 3,7UO 00
Banking House ---------------- 3,089 47 Furniture and Fixtures________ -------Other Real Estate Owned_____ _ Due from Banks in this State__ Due f-rom Banks in other States
Currency ---------------------GSiollvder,--N--i-c-k-e-l-s-. --P-e-n-n-i-e-s-_-_-_-_-_-_-_-_-
Advances on Cotton_----------- -------Aclvances on othe.r Commodities --------Checks for Clearing House____ --------Other Checks and Cash Items__ --------Customers' Liability on Letters
-i4:sso69 of Credit and Acceptances__
Ove,rdrafts (if any)-----------Other Assets: Depositors' Guarantee Fund___ 3,464 50 Mutual Fire Fund______________ 120 00

Capital Stock Paid In__________ $ 25,000 oo
Amount Reserved for Branches Surplus Fund _________________ _ 10,000 00 TTnilivided Profits _____________ _ 2,4n5 31 Dividends Unpaid ------------ !>44 00 Due to Banks in this State ___ _

Due to Banks in other S-tates__ Call Money -------------------- 48,000 00 Inilividual Deposits Subject to
Check ----------------------- 32,647 46 Demand Certificates of Deposit 'rime Certificates of Deposit_ ____ 36.666 fiO Savings Deposits _____________ _

'!'rust Funils on Deposit. ______ _ 1,026 8~

Cashier's Checks -------------Certified Checks _____________ _

43 16

Bills Payable ------------------ 34,000 00 Notes ani! Bills Rediscounteil __ Certificates of Deposit for Bor-
rowed Monev _______________ _

Liability on Letters of Credit and Acceptances ___________ _

Reserve for Interest and Taxes 2,500 00

Othe-r Liabilities --------------

Total ------------------------$192,883 32 Total ------------------------$192,883 32

338

BANKING DEPARTMENT

,EXAMINER'S REPORT.

OGLETHORPE. COUNTY BANK, LEXINGTON.

At Close of Business August 30, 1920.

President-Joel Cloud. Vice-President~G. A. Barron. Cashier--W. K. Howard.

Directors-Joel Cloud, G. A. Barron, W. K. Rowand, 'V. H. Reynolds. G. C. Faust,

R. F. Brooks, C. W. Howard, E. C. Maxwell.

Date of Charter-May 5, 1905.

Began Business-August, 190.o.

RESOURCES

LIABILITIES

Time Loans -------------------$205.078 90 Demand Loans ---------------- 45,065 7r Loans Secured by Real Estate 16,936 38 United States Bonds__________ 7,000 00 Other Stocks and Bonds______ --------Banking House -------------- 4,000 00 Furniture and F1ixtures________ 1,000 00 Other Real Estate Owned______ 13,000 00 Due from Banks in this State__ 4,628 92 Due from Banks in other States 7,3~ 5P
Currency ---------------------- 1,684 00 Gold --------------------------- 2,05'1 32 Silver, Nickels, Pennies________ --------Advances on Cotton __________ ---------
Advances on othe.r Commodities --------Checks for Clea,ring House____ 1,393 14 Other Checks and Cash Items 307 76 Custome.rs' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any)____________ 2,031 33 Other Assets ------------------ ________ _

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 25,000 00

Undivided Profits ------------- 14,465 ~?

Dividends Unpaid ____________

57 80

Due to Banks in this State____ ---------

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 143,511 2f>

Demand Certificates of Deposit --------Time Certificates of Deposit__ 77,895 45 Savings Deposits ______________ --------Cashier's Checks ______________ 571 53

Certified Checks -------------- ________ _

Bills Payable ------------------ 25,000 00 Notes and Bills Rediscounted-- ________ _

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ ________ _ Reserve for Interest and Taxes ________ _

Other Liabilities -------------- ---------

951 Total ------------------------$311,501

Total ------------------------$311,501 95

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$216,289 81 Demand Loans ________________ 48.583 31

Loans Secured by Real Estate H>.3'89 4~ United States Bonds__________ 7,000 00

Other Stocks. and Bonds______ 1.500 W Banking House ________________ 4,000 00

Furniture and Fixtures________ 1,000 00

Othe.r Real Estate Owned______ ---------

Due from Banks in this State__ 5,937 48

Due from Banks in other States 499 54

Currency ---------------------- 2..600 or Gold --------------------------- ________ _ Silver, Nickels, Pennies________ 1,827 02

Advances on Cotton ____________ --------Advances on other Commodities ________ _

Checks for Clearing House____ 1,090 12

Other Checks and Cash Items 360 42

Customers' Liability on Letters

of Credit and Acceptances__ --------Overdrafts (if any)____________ 6,874 54

Other Assets: Acceptances Bought _____

2,500 00

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches USlnlldrpivluids eFduPn.dro-fi-t-s--_-__-_-_-_-_-_-_-_-_-_-_-_-

------25,000

-on-

7,798 98

Dividends Unpaid ------------ 205 80

Due to Banks in this State___ _ 1,'!H3 83

Due to Banks in other States__ ---------

Call Money -------------------- 10,000 00 Individual Deposits Subject to

Check ----------------------- 104,961 56 Demand Certificates of Deposit --------Time Certificates of Deposit___ 58,771 98 Savings DeposHs ______________ --------Trust Funds on Deposit________ ________ _

Cashier's Checks -------------- 1,099 o2 Certified Checks ______________ 300 00

Bills Payable ------------------ 75,000 00 Notes and Bills Rediscounted__ 6,000 00

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ____________ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$315,451 67 Total ------------------------$315,451 67



FIRST ANNUAL REPORT

339

EXAMINER'S REPORT.

LILLY BANKING COMPANY, LILLY.

At Close of Business November 17, 1920.

President-J. A. Lilly, Vice-President-\V. T. Ricks. Cashier-Joe Morgan.

Directors-J. A. Lilly, R. S. M. Lilly, \V. B. F. Lilly, W. A. Ingram, vV. C. Ingram,

W. T. Ricks, Jno. 0. Teasley, Joe :VIorgan.

Date of Charter-July 30, 1919.

Began Business-August 1, 1919.

RESOURCES

LIABILITIES

Time Loans -------------------$ 24,985 30
Demand Loans ---------------- 5,3/ffi 0 Loans Secured by Real Estate 8,000 00

United States Bonds ---------

Other Stocks and Bonds _____ _

Banking House --------------- 1,823 00 l<~urniture and Fixtures _______ _ 1,988 00 Othe.r Real Estate Owned_____ _

Due from Banks in this State.... 9,412 75

Due from Banks in other States 539 51

Currency ---------------------- 3,564 00

Gold ---------------------------

40 00

Silver, Nickels, Pennies_______ _ 180 59

Advances on Cotton ---------- 1,815 63

Advances on othe.r Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items 182 41

Customers' Liability on Letters

of Credit and Acceptances....

8'r~~~r:;:;:et~if-~-~~~============ 24 05

Capital Stock Paid In__________ $ 15,000 00 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits -------------Dividends Unpaid -----------Due to Banks in this State ___ _

680 72

Due to Banks in other States....

Call 1\loney -------------------Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Depos-iL ..
Savings Deposits -------------Trust Funds on Deposit_ ______ _

32,524 2~ 4,4ou .

Cashier's Checks -------------Certified Checks _____________ _

184 78

Dills Payable ------------------ 5,000 00 Notes and Bills Rediscounted .... Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------0 ..........$ 57,940 2

Total ------------------------$ 57,940 2~

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 35,675 68
Demand Loans ---------------- 2,645 66 Loans Secured by Real Estate United States Bonds ________ _

Other Stocks and Bonds .. ____ _

Banking House ---------------- 1,823 00 Furniture and Fixtures ......~---- 2,125 50

Other Real Estate Owned .......... .. Due from Banks in this State __ 5,074 82

Due from Banks in other States 539 51

Currency ---------------------GSiolvlde.r-, -N--i-c-k~e-l-s-, --P-e-n-n--ie--s-_-_-_-_-_-__--_ Advances on Cotton___________ _

1,956 00 45 00
162 53 2,041 43

Advances on other Commodities Checks for Clearing House___ _

Other Checks and Cash Items 751 28

Custome.rs' Liability on Letters

of Credit and Acceptances.... Overdrafts (if any) ___________ _

25 32

Other Assets ------------------

Capital Stock Paid In.................... $ 115,000 00

Amount Reserved for Branches --------Surplus Fund _________ ________ ---------

Undivided Profits ------------ 959 49

Dividends Unpaid ------------ ---------

Due to Banks in this State........ --------Due to Banks in other States.... --------Call Money -------------------- ________ _

Individual Deposits Subject to

Check ----------------------- 27,419 32 Demand Certificates of Deposit --------Time Certificates of DeposiL.. 4,395 50

Savings Deposits -------------- --------Trust Funds on Deposit_ _______ ---------

Cashie.r's Checks --------------

91 42

Certified Checks -------------- --------Bills Payable ------------------ --------Notes and Bills Rediscounted.... ________ _

Certificates of Deposit for Bor-

rowed Money ---------------- 5,000 00 Liability on Letters of Credit

and Acceptances ........................ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$ 52,865 73 Total ------------------------$ 52,865 73

340

BANKING DEPARTMEN'l.'

EXAMINER'S REPORT.

BANK OF LINCOLNTON, LINCOLNTON.

At Close of Business September 14, 1920.

President-;Benj. Fonston. Vice-President-:A. IV. Burch. , Cashier-B. R. Calley.

Directru-s-B. R. Calley, J. E. Deason, J. M. Ivey, J. A. Hardy, B. H. Dunaway,

A. B. Sims, J. Mercer Hogan.

Date of Charte.--April 22, 1905.

Began Bus.iness-April 3, 1905.

RESOURCES

LIABII.;ITIES

Time Loans ----------------$171,005 63 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ------------- 3,086 00 Amt. Reserved for Branches Loans Secured by Real Estate 14,643 47 Surplus Fund ___________ --

United States Bonds ------- 11,590 63 Undivided Profits ---------Other Stocks and Bonds_____ _________ Dividends Unpaid ---------Banking House --------~---- 1,244 07 Due to Banks in this State--

9,560 7 6 64 00

Furniture and Fixtures_____ 2,548 41 Due to Banks in other States

Other Real Estate Owned____

150 00 Call Money -----------------

Due from Banks in this State 2,199 76 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 64,203 70

States ------------------- 11,066 31 Demand Certificates of Deposit

Curreney ------------------ 1,865 Ou Time Certificates of DeposiL 56,700 80

Gold -----------------------

60 00 Savings Deposits _________ _

Silver, Nickels, Pennies_____ 1,219 70 Trust Funds on Deposit_ ___ _ Advances on Cotton_________ _________ Cashier's Checks __________ _ 1,184 08

Advances on other Commodi-

Certified Checks ------------

ties --------------------- ----~---- Bills Payable --------------

Checks for Clearing House__

349 03 Notes and Bills Rediscounted

Other Checks and Cash Items

271 97 Certificates of Deposit for

35,000 00 29,796 80

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances _________ _

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets: Cash Short ----------------Collection Account ---------

Other Liabilities ----------29 41 182 75

Total --------------------$221,510 14 Total --------------------$221,510 14

BANK'S STATEMENT at Close of Business December 15. 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$110,992 24

Demand Loans -------------

500 00

Loans Secured by Real Estate 22,393 93

United States Bonds _______ 5,257 19

Other Stocks and Bonds_____ ________ _

Banking House _____________ 1,244 07

Furniture and Fixtures_____ 2,548 41

Other Real Estate Owned____

150 00

Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

7,240 54 5,876 06 5,195 00
30 00 733 51

Advances on Cotton -------- !l,725 57 Advances on other Commodi-

Chteiecks s--f-o-r--C-l-e-a-r-in-g---H-o-u-s-e-_-_-

508 40 _ _______ _

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

2,319 99

ances -------------------- --------Overdrafts (if any) -------- --------Other Assets _______________ 1,332 75

Capital Stock Paid In _______ $ 25,000 00 ASumrtp.luRs esFeurvnedd _fo__r__B_r_a_n_c__h_es_

Undivided Profits ----------Dividends Unpaid ----------Due to Banks in this State__
Due to Banks in other States

8,712 96 16 00

Call Money ----------------Individual Deposits Subject
to Check ----------------Demand Certificates of Deposit Time Certificates of Deposit_ Savings Deposits _________ _ Trust Funds on Deposit_ ___ _

52,484 30 44,239 86

Cashier's Checks -----------
Certified Checks -----------Bills Payable --------------Notes and Bills Rediscounted
Certificates of Deposit for Borrowed Money ________ _

4,387 88
25,500 00 11,706 66

Liability on Letters of Credit and Acceptances _________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$172,047 66 Total --------------------$172,047 66

FIRST ANNUAL REPORT

341

EXAMINEB.'S B.EPOB.T.

FARMERS STATE BANK, LINCOLNTON.

At Close of Business September 21, 1920.

President-Jas. H. Boykin. Vice-Presidents-W. B. Crawford, T. J. Leverett.

Cashier-H. B. Pitt.

Directors-B. S ..Florence, E. N. Gunby, \\". M. Smalley, W. A. Drinkard, L. H. Ward, Jas. H. Boykin, \Y. B. Crawford, T. J. Leverett.

Date of Charter-1911.

Began Business-December 2, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$287,527 82 Capital Stock Paid In _______ $ 25,000 00

Demand Loans -------------

185 40 Am t. Reserved for Branches

Loans Secured by Real Estate 17,590 00 Surplus Fund -------------- 10,000 00

United States Bonds ------- 9,540 00 Undivided Profits ----------- 17,5fi8 57

OBathnekrinSgtoHckosusaend__B_o_n_d_s___________

- -2-, 4-2-5- - -00-

Dividends Unpaid ----------Due to Banks in this State__

24 00

Furniture and Fixtures_____ 1,380 00 Due to Banks in other States

Other Real Estate Owned____ 1,070 00 Call Money -----------------

Due from Banks in this State 27,582 24 Individual Deposits Subject

Due from Banks in other States -------------------

4,147 96 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 131,250 17

Currency -----------------GSiolvlder-, --N-i-c~k-e-ls-,--P--e-n-n-i-e-s-_-_-_-_-_

2,804 00 Time Certificates of Deposit_ 100,202 01 685 00 Savmgs Deposits ---------832 93 Trust Funds on Deposit_ ___ _

Advances on Cotton _______ _ 7,866 02 Cashier's Checks __________ _

192 42

Advances on other Commodi-

Certified Checks ------------

ties --------------------- ________ _ Bills Payable -------------- 70,000 00

Checks for Clearing House __ 3, 708 29 Notes and Bills Rediscounted 17,204 99

Other Checks and Cash Items

87 50 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Acceptances -------------------Overdrafts (if any) --------

-----------------

Liability on Letters of Credit and Acceptances _________ _
Reserve for Interest and Taxes

Other Assets --------------- 4,000 00 Other Liabilities -----------

Total --------------------$371,432 16 Total --------------------$371,432 16

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnsoa-n-s---_-_--- -_-_-_-_-_-_--_$__22_0_,_9_8_1___83_

Capital Stock Paid In ______ -$ Amt. Reserved for Branches

25,000

00

Loans Secured by Real Estate United States Bonds -------

________ _ 9,540 00

US unrdpi vl ui ds e dF uPnrdo f i-t-s- _- _-_-_-_-_-_-_-_-_- -_

10,000 00 16,790 07

Other Stocks and Bonds_____ --------- Dividends Unpaid -----------

24 00

Banking House ____________ 2,425 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,425 00 Due to Banks in other States

Other Real Estate Owned____ 1,070 00 Call Money -----------------

Due from Banks in this State 15,493 00 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

5,448 02 6,143 00
730 00 709 88

DteomCahnedcCker-t-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 100,413 46 Time Certificates of Deposit_ 79,057 60
Savings Deposits ----------Trust Funds on Deposit_ ___ _

Advances on Cotton _______ _ 16,069 58 Cash,ier's Checks -----------

485 44

Advances on other Commodi-

Certified Checks ------------

C htei ecsk s- -f-o-r - -C-l-e-a-r-i n- -g- -H-o-u- -s e- -__-

1,352 11 Bills Payable -------------- 41,400 00 728 25 Notes and Bills Rediscounted 16,990 17

Other Checks and Cash Items 3,513 61 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ -_ _- _-_-_-_- -_

________ _ 530 96

and Acceptances _________ _ Reserve for Interest and Taxes

Other Assets:

Other Liabilities __________ _

Special Deposits ------------ 4,000 00

Total --------------------$290,160 74 Total ____________________$290,160 74

342

BANKJ;NG DEPARTMENT

EXA'MINEB.'S BEPORT.

LITHONIA BANKING COMPANY, LITHONIA.

At Close of Business July 10, 1920.

President-'iV. M. Johnson. Vice-Presidents-C. J. Tucker, J. K. Davidson.

Cashier-A. B. Coffee.

Directors-B .S. FlorencE>, E". N. Gunby, W. M. Smalley, W. A. Drinkard, L. H.

Tribble, H. D. Wesley, J. H. Patterson, A. B. Coffee, P. K. Phillips, A. N. Howard.

Date of Charter-November, 1903.

Began Business-November, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$110,039 23 Capital Stock Paid In_______ $ 25,000 00

Demand Loans ------------- 15,433 59 Amt. Heserved for Branches

Loans Secured by Real Estate 45,000 00 Surplus Fund -------------United States Bonds ________ 23,3-50 00 Undivided Profits ----------- 15,433 59

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

Banking House ------------- 3,425 40 Due to Banks in this State__

Furniture and Fixtures_____ 2,437 28 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money -----------------

Due from Banks in this State 16,292 48 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

to Check ----------------- 106,466 67 824 36 DemandCertificates of Deposit 2,034 00 Time Certificates of Deposit_ 71,143 33

GSiollvder-, --N-i-c-k-e-ls-,--P-e--n-n-i-e-s-__-_-_--_

690 00 Savings Deposits ----------309 3U Cashier's Checks -----------

Advances on Cotton_________ ________ _ Certified Checks ___________ _

264 30

Advances on other Commodi-

Bills Payable _____________ _

ties --------------------- --------- Notes and Bills Rediscounted 10,000 00

Checks for Clearing House __

22 75 Certificates of Deposit for

Other Checks and Cash Items 6,330 87 Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

O vaenrcdersa f-t s- - -( -i f- -a-n-y- )- - -_-_-_-_ -_ _- _- -_

- -2-,-2 0- 1- - -1-9

Reserve for Interest and Taxes Other Liabilities __________ _

128 13

Other Assets:

Cash Short ----------------

7 80

Loans ---------------------

27 77

Total --------------------$228,436 02 Total --------------------$228,436 02

BANK'S STATEME'NT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$129,213 33 Capital Stock Paid In _______ $ 25,000 00 Demand Loans ------------- 6,500 00 Amt. Reserved for Branches

Loans Secured by Real Estate 12,000 00 Surplus Fund --------------

United States Bonds ________ Banking House ------------Furniture and Fixtures_____

3,500 00 Undivided Profits ---------- 13,966 23 3,425 40 Dividends Unpaid _________ _ 2,437 28 Due to Banks in this State __

Other Real Estate Owned____ --------- Due to Banks in other States

Due from Banks in this State 2,432 67 Call Money -----------------

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

Individual Deposits Subject

857 42 to Check ----------------

6,430 00 Demand Certificates of Deposit

797 466

00 96

Time Certificates of Deposit_ Savings Deposits __________ _

75,310 73 58,922 81

Advances on Cotton _______ _ 10,752 01 Trust Funds on Deposit_ ___ _

Advances on other Commodi-

Cashier's Checks __________ _

802 30

ties --------------------- --------- Certified Checks -----------Checks for Clearing House __ l ,286 00 Bills Payable -------------- 6,500 00

Other Checks and Cash Items

254 00 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

ances ____ - _- ______ -- ___ ----- __ ---- Liability on Letters of Credit

Overdrafts (if any) ________ --------- and Acceptances ----------

Other Assets: 25 per cent payment on six

Reserve for Interest and Taxes Other Liabilities __________ _

shares stock Federal Inter-

- - - - national Bank Co. ---------

150 00

Total --------------------$180,502 07 Total --------------------$180,502 07

FIRST ANNUAL REPORT

343

EXAMINER'S BEPOBT.

PEOPLES BANK, LITHONIA.

At Close of Business July 14, 1920.

President-A. J. Almand. Vice-Presidents-W. R. Watson, M. C. Moore.

Cashier-J. M. Starr.

Directors-A. J. Almand, W. R. Watson, M. C. Moore, I. M. Starr, D. B. Boyd,

J. S. Chupp, C. J. Tucker, H. M. Rogers, C. A. Rankin, A. G. Wilson, L. T. Y. Nash.

Date of Charter-August 26, 1910.

Began Business-August 26, 1910.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnos a-n-s---_-_--_-_-_-_-_-_-_--_$__12_1_,_4_0_8___56_

Capital Stock Paid In_______ $ Amt. Reserved for Branches

25,000

00

Loans Secured by Real Estate _________ Surplus Fund --------------

United States Bonds ________ OBathnekrinSgtoHcokus saen_d__B_o_n_d_s___________

25,136 95 ---------
7,500 00

UDnivdiidveinddeds PUrnopfiatisd --_-_-_-__-_-_-_-_--_ Due to Banks in this State __

5,000 00 12,534 80

Furniture and Fixtures ____ _ 2,100 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money -----------------

Due from Banks in this State 16,361 50 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 103,916 00

States ------------------- 4,190 91 Demand Certificates of Deposit

Currency ------------------ 4,119 00 Time Certificates of DeposiL 35,644 70

Gold -----------------------

58 00 Savings Deposits -----------

Silver, I\ickels, Pennies ____ _ Advanc~s on Cotton_________

742 79 ________ _

Cashier's Checks ----------Certified Checks ------------

205 54

Advances on other Commodi-

Bills Payable --------------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

--------529 20

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items 1,371 19 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_pt-__________ _

and Acceptances ---------Reserve for Interest and Taxes

Overdrafts (if any) ________ ________ _ Other Liabilities ------------

1,217 06

Other Assets --------------- ---------

Total --------------------$183,518 10 Total --------------------$183,518 10 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$119,070 45 Capital Stock Paid In _______ $ 25.000 00

Demand Loans ------------- --------- Amt. Reserved for Branches Loans Secured by Real Estate 20,000 00 Surplus Fund -------------- 5,000 00

United States Bonds ________ 5,507 33 Undivided Profits ----------- 12,406 64

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

Banking House ------------- 7,500 00 Due to Banks in this State __

Furniture and Fixtures _____ 2,100 00 Due to Banks in other States Other Real Estate Owned____ _________ Call Money ----------------Due from Banks in this State 1,678 93 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

2,965 98 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 5,385 00 Time Certificates of Deposit_
80 00 Savings Deposits ----------1,423 68 Trust Funds on Deposit_ ___ _

48,019 74 36,813 70

Advances on Cotton _______ _ 1,541 03 Cashier's Checks __________ _

12 32

Advances on other Commodi-

Certified Checks ------------

ties --------------------- --------- Bills Payable -------------- 30,000 00 Checks for Clearing House__ ________ _ Notes and Bills Rediscounted

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances --------------------

and Acceptances _________ _

OO tvheerrd rAa fstsse t s( i f_ _a_n_y_)_ _-_-_ -_ -_ -_ _- _- -_

Reserve for Interest and Taxes 10,000 00 Other Liabilities -----------

Total --------------------$157,252 40 Total --------------------$157,252 40

1'", I

344

BANKING DEPARTMENT

EXAMINER'S REPORT.

BANK OF LOCUST GROVE., LOCUST GROVE.

At Close of Business October 5, 1920.

President-F. S. Etheridge. Vice-President-A. G. Combs. Cashier-C. P. Plexico.

Directors-F. S. Etheridge, A. G. Combs, L. ,V. Pullin, A. H. Price, W. J. Smith,
W. A. Smith, S. B. K:imbell, E. L. Drewry, C. V. Williams.

Date of Charter-August 25, 1902.

Began Business-August 25, 1902.

RESOURCES

LIABILITIES

Time Loans ----------------$179,890 35 Capital Stock Paid In_______ $ 25,000 00 Demand Loans ------------- 3,324 81 Amt. Reserved for Branches

Loans Secured by .Real Estate United States Bonds________

-----------------

USunrdpivluidseFd uPndrof-i-ts---_-__-_-_-_-_-_-_--_

Other Stocks and Bonds_____ _________ Dividends Unpaid _________ _

5,000 00 27,033 85

Banking House ------------- 4,819 23 Due to Banks in this State __ Furniture and Fixtures_____ 1,944 46 Due to Banks in other States Other Real Estate Owned____ . ________ _ Call Money ----------------Due from Banks in this State 7,654 56 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 97,253 21

States ------------------- _________ DemandCertificates of Deposit

Currency -----------------Gold, Silver, Nickels and Pen-

1,480 Oo

Time Certificates of Deposit_ Savings Deposits __________ _

23,222 95

{

nies ---------------------

273 11 Cashier's Checks __________ _

286 54

Advances on Cotton ________ 6,181 64 Certified Checks ___________ _

Advances on other Commodi-

Bills Payable _____________ _ 30,000 00

I'

ties --------------------- --------- Notes and Bills Rediscounted Checks for Cleating House__ 1,108 25 Certificates of Deposit for Other Checks and Cash Items 1,115 14 Borrowed Money ________ _

\
I

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances _________ _

O vaenrcdersa f-t -s - -( -I f- -a-n-y- )- - -_-_-_-_-_-_-_ -_

- - - - - -5- -0-0

Reserve for Interest and Taxes Other Liabilities __________ _

Other Assets _______________ ________ _

f (

I

Total --------------------$207,796 55 Total ____________________ $207,796 55

f

'

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $124,6R5 57 Capital Stock Paid In_______ $ 25,000 00

Demand Loans _____________ 1,675 00 Amt. Reserved for Branches Loans Secured bv Real Estate 3,700 00 Surplus Fund _____________ _ 5,000 00 United States B"onds________ --------- Undivided Profits __________ _ 26,074 98 Other Stocks and Bonds_____ ________ _ Dividends Unpaid _________ _

Banking House _____________ 4,R19 23 Due to Banks in this State __

Furniture and Fixtures_____ Other Real Estate Owned____

1,944 46 ________ _

CDaulel MtoonBeaynk_s__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in this State 19,263 62 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 58,857 96

States ------------------- ________ _ DemandCertificates of Deposit

Currency -----------------Gold -----------------------

1,392 00 ________ _

Time Certificates of DeposiL Savings Denosits __________ _

17,105 12

Silver, Nickels, Pennies_____

20R 00 'T'rust Funds on Deposit_ ___ _

Advances on Cotton_________ 4,742 87 Cashier's Checks ___________ _ 1,025 41

Advances on other Commodities ---------------------

________ _

Certified Checks ___________ _ Bills Payable _____________ _

40,00'<1 00

!:hecks for Clearing Honse__ ________ _ NotN< and Bills Rediscounted

Other Checks and Cash Items

627 72 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - _- _- _- _-_-_-_-_-

- - - - - -5 - -00-

Liability on Letters of Credit and Acceptances _________ _
Reserve for Interest and Taxes

Other Assets _______________ _________ Other Liabilities ___________

Total ____________________ $173,063 47 Total ____________________ $173,063 47

FIRST ANNUAL REPORT

.345

EXA'MINER'S REPORT.

CITIZENS BANK, LOCUST GROVE.

At Close of Business September 13, 1920.

President-J. L. Gardner. Vice-President-\\'. I. Parr. Cashier-A. J. Thomason, Jr.

Directors-J. L. Gardner, W. I. Parr, J. A. Combs, A. G. Combs, G. 0. Combs,

T. J. \Villiams, R. H. Brown, G. B. Childs, L. 0. Benton.

Date of Charter-September 5, 1910.

Began Business-September, 1910.

RESOURCES

LIABILITIES

Time Loans ________________ $] 04,450 86 Capital Stock Paid In _______$ 29,400 00

Demand Loans ------------Loans Secured by .Real Estate United States Bonds________
Other Stocks and Bonds_____ Banking House _____________

5,521 66 ________ _ ________ _ ________ _
2, 700 00

Amt. Reserved for Branches Surplus Fund _____________ _ Undivided Profits _________ _ Dividends Unpaid _________ _
Due to Banks in this State __

6,000 00 5,263 87
19 20

Furniture and Fixtures_____ 1,525 00 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money -----------------

Due from Banks in this State 1,769 76 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton_________ Advances on other Commodi-

1,979 45 998 00
52 50
1 64 2 4 ________ _

to Check ----------------DemandCertificates of Deposit Time Certificates of Deposit_ Savings Deposits __________ _ Cashier's Checks __________ _ Certified Checks ___________ _
Bills Payable --------------

57,739 65 17,569 14
272 57
-2-5~ooo-oo

ties --------------------- ________ _ Notes and Bills Rediscounted

Checks for Clearing House __

826 45 Certificates of Deposit for

Other Checks and Cash Items

319 55 Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances _________ _

ances -------------------OOtvheerrdrAasftssets(if__a_n_y_)___-_-_-_-_-_-_-_-

--------_2_1_,_5_5_6__96_

Reserve for Intere;;t and Taxes Otl1er Liabilities __________ _

600 00

Total --------------------$141,864 43 Total --------------------$141,864 43

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 97,167 76 Capital Stock Paid In _______ $ 29,400 00

Demand Loans ------------Loans Secured by Real Estate

2,611 66 Amt. Reserved for Branches 21,430 00 Surplus Fund _____________ _

6,000 00

United States Bonds_______ _

Undivided Profits ---------- 5,970 82

Other Stocks and Bonds ____ _

Dividends Unpaid ----------

Banking House ____________ _ 2,700 00 Due to Banks in this State __

Furniture and Fixtures ____ _ 1,525 00 Due to Banks in other States

Other Real Estate Owned ___ _

Call Money -----------------

Due from Banks in this State 8,137 20 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 41,168 83

States ------------------- 6,472 36 Demand Certificates of Deposit

Currency -----------------Gold ----------------------Silver, Nickels, Pennies ____ _

965 00 Time Certificates of Deposit_ 11,884 89 52 50 Savings Deposits __________ _
533 19 Trust Funds on Deposit_ ___ _

Advances on Cotton _______ _ 10,8 69 93 Cashier's Checks __________ _

153 37

Advances on other Commodi-

Certified Checks ___________ _

ties ---------------------

Bills Payable _____________ _ 60,000 00

Checks for Clearing House __ 2,667 72 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

45 59 Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -_-_-_-_ _-_-_- -_

and Acceptances _________ _ Reserve for Interest and Taxes

Other Assets ______________ _

Other Liabilities:

Stock Dividend ___________ _

600 00

Total --------------------$155,177 91 Total --------------------$155,177 91

346

BANKING DEPARTMENT

EXAMINER'S REPORT.

FARMERS & MERCHANTS BANK, LOGANVILLE.

At Close of Business September 23, 1920.

President~L. 0. Benton. Vice-President-D. Y. Hodges. Cashier-W. S. McKibben.

Directors-L. 0. Benton, D. Y. Hodges, G. W. Blanchett, "\V. ,s. Carter, C. J. Kil-

gore, W. H. Braswell, G. W. Dunbar, C. S. Floyd, J. B. Curley, R. B. Tuck.

Date of Charter-April 11, 1906.

Began Business-1906.

RESOURCES

LIABILITIES

Time Loans -------------------$175,547 54 Demand Loans ---------------- 4,41'>8 40

Loans Secured by Real Estate 30,000 00 United States Bonds__________ 7,500 00

Other Stocks and Bonds______ --------

Banking House ---------------- 3, 700 {JfJ Furniture and Fixtures________ :!,65) 00

Other Real Estate Owned______ --------Due from Banks in this Stat>e __ 5.468 88 Due from Banks in other Scates 2,028 j2

Cu11rency ---------------- __ -- .. 1,694 ~0

GSiollvder-, -N--i-c-k-e-l-s-, --P-e-n-n--ie-s--__-__-_-_-___-_

145 00 lft6 62

Advances on Cotton____________ ---------

Advances on othe,r Commodities ---------

Checks for Clearing Hous3 ... _

3~U 48

Other Checks and Cash Itemd Custome.rs' Liability on Letters

167 53

of Credit and Acceptances__ ---------

Overdrafts (if any) ___________ _

75 17

Other Assets:

Transit ------------------- ___ __ 2,203 ;s

Cash Short --------------------

93

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 10,000 00 Undivided Profits ---------- _.. 3,838 26

Dividends Unpaid ------------ --------Due to Banks in this State____ --------Due to Banks in other States__ ---------

Call Money -------------------Individual Deposits Subject to
Check ---------~------- _ _ __ Demand Certificates of Deposit Time Certificates of Depus.t__

---------
58,422 14 --------78,9oS 46

Savings DeposHs -------------- --------Trust Funds on Deposit._______ --------Cashier's Che<?ks ____ -------. _ 538 29

Certified Checks -------------- ---------

Bills Payable --------. ___

Gt',COO 00

Notes and Bills Rediscounted __ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- ---------

Liability on Letters of Credit

and Acceptances ------~----- ---------

Reserve for Interest and Taxes ________ _

Other Liabil'_t;.,s _______ .. _

l2 CO

Total ------------------------$236,766 15 Total ------------------------$236,766 15

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s---_-_-_-_-_-_-_--_-_-_-_-_-_-_-_$_138,251498 2407

Loans Secured by Real EstatE' 26,037 12 United States Bonds__________ 7,500 00

Other Stocks and Bonds______ ---------

Banking House ---------------- 3,700 00 Furniture and Fixtures_________ 2,65\l 00 Other Real Estate Owned______ ________ _

Due from Banks in this State __ Due f,rom Banks in other States Currency ---------------------GSiollvder,--N--i-c-k-e-l-s-, -P--e-n-n--ie-s--_-__-_-_._._- _ Advances on Cotton _________ _
Advances on other Commodities Checks for Clearing House ___ _

4,122 81 1,245 62
156 0(
205 00 31 99 2,582 10
1,071 37
436 7C

Other Checks and Cash Items__ --------Custome.rs' Liability on Letters

of Cred-it and Acceptances__ --------Overdrafts (if any) ___________ _ 10~ flf

OL.thBe.r CAosuspeotsns-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

27 02 2 12

Capita.! Stock Paid In__________ $ 25,000 00
Amount Reserved for Branches _l_ __..__ii_

Surplus Fund ---------------- _ Undivided Profits -------------

0 000 0
2,735 ro

Dividends Unpaid ------------ --------Due to Banks in this State____ ---------

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits SubJect to

Check ----------------------- 52,8fl1 7G

Demand Certificates of Deposit Time Certificates of Dep J-<;t..

~17,538-44

Savings Depos-its -------------- --------Trust Funds on Deposit. _______ ---------

Cashier's Checks ________ -----

617 l 5

Certified Checks ______________ ---------

Bills Payable ------------------ 50,000 00

Notes and Bills Rediscounted __ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

------- j , Total ------------------ _ ...$18!'.,6~3 2n Total ------------------------$188,693 20

FIRST ANNUAL REPORT

347

EXAMINER'S B.EPOB.T.

LOGANVILLE BANKING COMPANY, LOGANVILLE.

At Close of Business September 23, 1920.

President-A. M. Brooks. Vice-President-J. V. Tuck. Cashier-W. T. Brooks.

Directors-A. M. Brooks, J. V. Tuck, W. T. Brooks, J. R. Tuck, W. T. Tuck,

J. P. Rockmore.

Date of Charter-Februa.ry 1, 1902.

Began Business-March 24, 1902.

RESOI:HCES

LlABILITIES

Time Loans ___________________ $114,535 4 Capital Stock Paid In----~-----$ 25,000 00 Demand Loans _______________ 9,134 5F Amount Reserved for Branches ---------

Loans Secured by Real Estate 46,009 74 Surplus Fund ----------------- 20,000 00 Other Stocks and Bonds_______ 43,450 00 Undivided Profits ------------ 11,018 41 Banking House _______________ 1,40U 00 Dividends Unpaid -------------- ________ _ Furniture and Fixtures________ --------- Due to Banks in this State __________ _ Other Real Estate Owned ______________ _ Due to Banks in other States ________ _

Due from Banks in this State 14,738' 38 Call Money -------------------- ________ _ Due from Banks in other States 3,222 34 Individual Deposits Subject to

Currency ---------------------- 1,041 00

Gold --------------------------- 330 00 Silver, Nickels. Pennies _____ _ 1,989 61 Advances on Cotton __________________ _

Advances on other Connnorlitil~H ________ _

Checks for Clearing House ___ _

69 77

Check ----------------------- 86,322 72 Demand Certificates of Deposit ________ _ Time Ce,rtificates of Deposit___ 93,999 71 Savings DeposHs ______________ ________ _ Trust Funds on Deposit _____________ __ Cashier's Checks ______________________ _

Other Checks and Cash Items Custome,rs' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any) _________ . Other Assets _________________ _

367 75
________ _ ________ _
103 65

Certified Checks -------------- -------- Bills Payable ------------------ ________ _ Notes and Bills Rediscounted__ ________ _ CerrotwifeicdatMesonoefyD_e_p_o__s_it__f_o_r__B__o_r-_
Liability on Letters of Credit and Acceptances ___________________ __

Reserve for Interest and Taxes ________ _

Other Liabilities ______________

51 35

Total --- --------- __________ $236,392 1~ Total ------------------------$236,392 19

BANK'S STATEME'N'l' at Close of Business December 15. 1920.

RESOURCES

LlABILITIES

Time Loans ___________________ $162.195 60 Capital Stock Paid In__________ $ 25,000 00 Demand Loans ________________ 5,500 00 Amount Reserved foi Branches Loans Secured by Real Estate ________ _ Surplus Fund ________________ _ 20,000 00 United States Bonds ---------- 43,450 00 Undivided Profits _____________ _ 11.720 60 Other Stocks and Bonds ______________ _ Dividends Unpaid _____________ _

Banking House --------------- 1,400 00 Due to Banks in this State __ ~'urniture and Fixtures________ ________ _ Due to Banks in other States

Other Real Estate Owned _____ _ Due from Banks in this State -13~3n-43

Call Money -------------------Individual Deposits Subject to

Due from Banks in other States
Cur.rency ---------------------Gold --------------------------Silver, Nickels. Pennies _____ _ Advances on Cotton __________

355 2,3'73
330

oo22rr

2,197 ~7

Check ----------------------Demand Certificates of Deposit Time Certificates of DeposiL__ Savings Deposits -------------Trust Funds on Deposit _____ _

69,929 34 89,649 25

Advances on other CommoJ.it.('"' _________ _ Cashier's Checks ------------- _ Checks for Clearing House____ ________ _ Certified Cheeks ______________ _

310 00

Other Checks and Cash Items 481 67 Custome,rs' Liability on Letters
of CredH and Acceptances_________ __ Overdrafts (if any) __________ ________ _ Other Assets __________________ ________ _

Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit

15.000 00

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities _________ __

Total -------------------- ___ $231,609 10 Total ------------------------$231,609 19

348

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

BANK OF LOUISVILLE, LOUISVILLE.

At Close of Business November 1, 1920.

President-\V. L. Phillips. Vice-President-L. R. Farmer. Cash1er-R. S. Farmer.
Directors-W. L. Phillips, L. R. Farmer, R. S. Farmer, Joe W. Clark, W. s.
Murphy, J. R. Murphy, W. A. Cates, D. P. Ponder.

Date of Charter-October 2, 1891.

Began Business-1893.

RESOURCES

LIABILITIES

Time Loans ---------------$415,386 37 Capital Stock Paid In_______$ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ________
Other Stocks and Bonds_____ Banking House ------------Furniture and Fixtures______ Other Real Estate Owned____

20,837 75 38 726 97 23:781 00
3,900 Oo 2,500 00 --------14,2+2 00

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits -----------
Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States Call Money _______________ _

55,000 00 19,103 40
80 00 182 30
57,500 00

Due from Banks in this State ____ .... _ Individual Deposits Subject

Due from Approved Reserve

to Check ----------------- 113,756 60

Agents ------------------ 15,402 20 Demand Certificates of Deposit

Currency ------------------ 5,377 08 Time Certificates of Deposit_ 99,821 59

Gold -----------------------

490 00 Savings Deposits __________ _ 17,130 18

Silver, Nickels, Pennies_____ 2,081 02 Cashier's Checks __________ _ 1,403 44

Advances on Cotton __________________ Trust Funds on Deposit_ ___ _

710 67

Advances on other Commodities ---------------------
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

Certified Checks ___________ _ _________ Bills Payable _____________ _ 100,000 00
1,569 63 Notes and Bills Rediscounted 72.975 83 _________ Certificates of Deposit for
Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances __________

Overdrafts (if any) -------- 18,646 30 Reserve for Interest and Taxes Other Assets _______________ 3,564 fi5 Other Liabilities __________ _ 13,561 95

Cash Items ---------------- 7,315 35 Current Checks _____________ 2,405 74

Total ____________________ $576,225 96 Total --------------------$576,225 96

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

I

LIABILITIES

Time Loans ________________$390,634 00 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ____________ 19,558 50 Loans Secured by Real Estate 20,400 00 United States Bonds __________ 23,950 00 Other Stocks and Bonds ____ 5,245 00
Ranking House ------------ 2,500 00 Furniture and Fixtures______ _________
Other Real Estate Owned____ 4,242 00

Amt. Reserved for Branches Citizen's Bank, Avera______ _ Surplus Fund -------------Undivided Profits ----------
Dividends Unpaid ----------Due to Banks in this State
Due to Banks in other States

15,000 00 40,000 00 18,921 18
80 00 12,500 00
37,500 00

Due from Banks in this State 14,404 97 Call Money ----------------

Due from Banks in other States -------------------

Individual Deposits Subject 338 83 to Check ----------------- 129,289 36

Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____

3,658 00 Demand Certificates of Deposit 515 00 Time Certificates of Deposit
2,043 31 Savings Deposits -----------

86,543 07 11,228 29

Advances on Cotton ________ --------- Trust Funds on Deposit_ ___ _

Advances on other Commodi-

Cashier's Checks ----------

1,849 40

ties ---------------------Checks for Clearing- House__ Other Checks and Cash Items

7,567 12 _ ________
1,79+ 73

Certified Checks ___________ _ Bills Payable -------------Notes and Bills Rediscounted

86,500 104,402

00 94

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

ances -------------------- _________ Liability on Letters of Credit Overdrafts (if any) ________ 3,536 90 and Acceptances-----~----

Other Assets:

Reserve for Interest and Taxes

Building Account __________ 15,000 00 Other Liabilities ----------~onnty Warrants __________ 58,42fi 88 Reserve for Duililing- _______ _ 5,000 00

Total ____________________ $573,814 24 'I'otal ____________________ $fl73,814 24

FIRS'!' ANNUAL REPORT

349

EXAMINER'S REPORT.
LOVEJOY BANKING COMPANY, LOVEJOY.
At Close of Business August 31, 1920.

President-S. D. Crawford. Vice-President-.J. vV. Fields. Cashier-G. P. Babb. Directors-B. D. Crawford, J. W. Fields, G. P. Babb, H. A. Moore, R. L. Dickson.

Date of Charter-February 20, 1909.

Began Business-January, 1909.

RESOURCES

LIABILITIES

Time Loans -------------- $ 87,447 2g Capital Stock Paid In ______$ 15,000 00

Demand Loans ------------- 13,700 00 Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund -------------- 10,000 00

United States Bonds ______ 2,550 00 Undivided Profits ---------- 9,106 63

Other Stocks and Bonds----- --------- Dividends Unpaid __________

Banking House ------------- l ,51 9 08 Due to Banks in this State __

Furniture and Fixtures______ Other Real Estate Owned__

2,115 57 ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

Due from Banks in fhis State 4,829 47 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 50,590 55

States ------------------Currency -------------------
GSiollvder-, -N--ic-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-__--_
Advances on Cotton _________

145 38 Demrmd Certificates of Deposit 1,175 00 Time Certificates of Deposit
30 00 Savings Deposits __________ _ 568 10 Cashier's Checks ___________ _ --------- Certified Checks ____________

13,066 08 19 50

Advances on other Commodi-

Bills Payable -------------- 20,000 00

ties --------------------- ________ _ Notes and Bills Rediscounted

Checks for Clearing House__ ________ _ Certificates of Deposit for Other Checks and Cash Items 1,826 96 Borrowed Money ________ _

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances__________

O vaenrcdersa f-t s- - -(-i f- -a-n-y-)- - -_-_-_-_-_-_-_-_

--------1,875 92

Reserve for Interest and Taxes Other Liabilities __________ _

Other Assets --------------- _________

Total ____________________ $117,782 761 Total ____________________ $117,782 76

BANK'S STATEMENT at Close of Business December 15, 1920.

1 ___________R__E_s_o__u_R_c_E__s ____________

LIABILITIES

Time Loans ________________ $ 65,450 28 Capital Stock Paid In _______ $ 15,000 00

Demand Loans _____________ 1,900 00 Amt. Reserved for Branches

Loans Secured by Real Estate 17,fi35 89 Surplus Fund ------------- 10,000 00 United States Bonds ________ 2,550 00 Undivided Profits ----------- 8,433 90
OBathnekrinsgtoHckosusaend___B_o_n_d__s_________ --(.ii]!J_o_s g~v~d~gd~a;;~~a~~ ti1i;;-state

Furniture and Fixtures ____ 2,115 57 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ----------------

Due from Banks in this State 5,827 02 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 46,335 67

States ___________________

2fi6 35 Demand Certificates of Deposit

Currency __________ _________ 2,318 00 Time Certificates of Deposit 19,478 36

Gold -----------------------

30 00 Savings Deposits -----------

Silver, Nickels, Pennies ____ 1,060 67 Trust Funds on Deposit ----

Advances on Cotton ________ _ ________ Cashier's Checks ___ -- _____ _

Advances on other Commodi-

Certified Checks ___________ _

ties ---------------------- 1,805 04 Bills Payable ---------------- 1 2,fi00 00 Checks for Clearing House__ _________ Notes and Bills Rediscounted

Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liability on Let-

:Sorrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances ____________________ _________ and Acceptances_________ _

Overdrafts (if any) _________ 9,380 03 Reserve for Interest and Taxes

Other Assets ---------------- _________ Other Liabilities __________ _

Total _____________________ $111,747 9~ Total ________ -------~---$111,747 93

1

350

BANKING DEPARTMENT

EXA'MINl:R'S REPORT.

BANK OF LOVETT, LOVETT.

At Close of Business August 16, 1920.

President-B. T. Kight. Vice-President-\V. D. Sumner. Cashier-L. A. l\fcCrary.

Directors-B. T. Kight, W. D. Sumneo-, L. A. McCrary, B. B. Kight.

0. W. Parker.

Date of Charter-November 29, 1911.

Began Business-November 29, 1911.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$ _7_0_,_0_92___83_

Capital Stock Paid In --------$15,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate ________ _ United States Bonds________________ _
Other Stocks and Bonds ____ --------Banking House ------------- l ,535 07 Furniture and Fixtures ____ 2,243 66 Other Real Estate Owned____ ________ _

Surplus Fund -------------Undivided Profits ----~----Dividends Unpaid __________
Due to Banks in this State Due to Banks in other States Call Money ________________

3,000 00 _ _2_,4_4_8___39_
________ _ ________ _ ---------

Due from Banks in this State Due from Banks in other
States ___________________

2,533 56 Individual Deposits Suhject to Check _________________ l 0,666 39
1,225 60 Demand Certificates of Deposit ________ _

GCoulrdr e n_ _c_y_ _ _- -_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-

_ _ _8_9_0_ _ _00_

Time Certificates of Deposit Saving-s Deposits ___________

19,723 63 _ _______ _

Silver, Nickels, Pennies _____

367 19 Trust Funds on Deposit ____ ________ _

Advances on Cotton_________ ________ _ Cashier's Checks ______ ----- ------ __ _

Advances on other Comtnodities ---------------------

---------

Certified Checks __ __________ Bills Payable _______________

-:-Jo-,-oo-o---o-o

Checks for Clearin<r House __________ _ Notes and Bills Rediscounted ________ _

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _________ ________ _

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-_

_ ________ _

Liability on Letters of Credit and Acceptances__________

________ __

Overdrafts (if any) __________ 2,160 89 Reserve for Interest and Taxes ________ _

Other Assets: Cash Short _________________

Other Liabilities: 15 02 Credit Items _______________

225 41

Total ____________________ $ 81,063 82 Tot'tl ____________________ $ R1,06R ~2

BANK'S STATEME'KT at CloS(' of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 41,840 36 Capital Stock Paid In ______ $ 15,000 00 Demand Loans ------------- 14,121 53 Amt. ReRerved for Branches ________ _

Loans SE:cured by Real Estate 2,243 95 Surplus Fund -------------- 3,000 00 United States Bonds________ ________ _ Undivided Profits __________ 1,883 67

Other Stocks and Bonds _____ --------- DividendR Unpaid __________ _-------Banking House ------------- 1,535 07 Due to Banks in this State ________ _ Furniture and Fixtures ____ 2,119 66 Due to Banks in other States ________ _

Other Real Estate Owned____ ________ _ Call Money ---------------- ________ _

Due from Banks in this State 2,237 92 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------SGiol vl de r ,- -N-i-c-k-e-l s-,- -P-e-n-n-i-e-s- -_-_ _- _-_- -_ Advances on Cotton_________

208 34 1,147 00
5 00 470 50 ________ _

to Checl<: ----------------Demand Certificates of Deposit
Time Certificates of DeposiL Savings Deposits ___________ Trust Funds on Deposit ____ Cashier's Checks ___________

12,343 73 ________ _
688 54 ________ _ ________ _
238 22

Advances on other Commodi-

Certified Checks ____________ ________ _

Chteiecsks -f-o-r--C-l-e-a-ri-n-<-r--H-o-u--se--__-

-------- 274 83

Rills Payable ______________ Notes and Bills Rediscounted

15,000 00 _________ _

Other Checks and Cash Items Customers' Liability on Let-

450 00 Certificates of Deposit for Borrowed Money ________ 18.500 00

atenrcsesof__C_r_e_d_i_t__a_n_d__A__c_c_e_p_t_-

________ _

Liability on Letters of Credit and Acceptances_________ _

Overdrafts (if any) _ __ _ _ __ __ ________ _ Reserve for TnterE'st and TaxE's _________ __ Other AsRetR _______________ ________ _ Other Liabilities ___________ ----------

Total ____________________ $ 66,6!'i4 16 Toinl ____________________ $ 66,6!'i4 16

FIRST ANNUAL REPORT

351

EXAMINER'S REPORT.

CITIZENS BANK, LUDOWICI.
At Close of Business July 24, 1920.

President-S. H. Howard. Vice-President-E. B. Rimes. Cashie,r-Miss Emma D. Lee.

Directors-S. H. Howard, E. B. Rimes, H. R. Rimes,, C. W. Hendry, D. F. Wells, J. E. Swanson, J. P. warren, Sr., J. A. Smiley.

Date of Charter-July 25, 1909.

Began Business-October, 1909.

RESOURCES

LIABILITIES

Time Loans ________________ $_89,418 80 Capital Stock Paid In_______ $ 25,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

--------________ _

Surplus Fund -------------Undivided Profits -----------

1,505 12

Other Stocks and Bonds _____ --------- Dividends Unpaid ----------

Banking House ------------ 3,500 00 Due to Banks in this State

Furniture and Fixtures______ 2,270 29 Due to Banks in other States

Other Real Estate Owned __ --------- Call Money ---------------Due from Banks in this State 8,590 80 Individual Deposits Subject

Due from Banks in other States ----------~-------

144 57 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 29,846 06

Currency ------------------- 3,747 00 Time Certificates of Deposit 55,795 68

GSiollvder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s---_-__--_

185 00 Savings Deposits ----------329 72 Cashier's Checks -----------

372 25

Advances on Cotton_________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable --------------

ties ---------------------- --------- Notes and Bills Rediscounted Checks for Clearing House__ ________ _ Certificates of Deposit for

Other Checks and Cash Items 4,240 64 Borrowed Money ---------

Customers' Liability on Letters of Credit and Accept-

LiaanbdilitAy cocnepLtaenttceerss__o_f__C_r_e_d_i_t

ances -------------------- --------- Reserve for Interest and Taxes

Overdrafts (if any)---------

330 68 Other Liabilities -----------

238 39

Other Assets --------------- ________ _

Total ____________________ $112,757 50 Total --------------------$112,757 50

BANK'S STATEME'NT at Clos0 of Business December 15, 1920.

RESOURCES

I

LIABILITIES

Time Loans ________________ $111,844 73 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ------------- 3,722 40 Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surplus Fund -------------- 1,452 72

United States Bonds________ _________ Undivided Profits ---------- 3,499 97

Other Stocks and Bonds ____ 1,040 00 Dividends Unpaid ----------

Banking House ____________ 5,000 00 Due to Banks in this State

Furniture and Fixtures ______

770 29 Due to Banks in other States

Other Real Estate Owned __ _________ Call Money ----------------

Due from Banks in this State

512 17 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 30,717 29

States -------------------

169 62 Demand Certificates of Deposit

Currency ------------------- 1,366 00 Time Certificates of Deposit 43,278 76

Gold -----------------------

145 00 Savings Deposits -----------

Silver, Nickels, Pennies ____

344 66 Trust Funds on Deposit ___ _

Advances on Cotton_________ _________ Cashier's Checks _________ _

137 60

Advances on other Commodi-

Certified Checks ------------

ties ---------------------Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

--------_________
619 91

Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _ Liability on Letters of Credit

.23,500 00
---------

ances -------------------- --------- and Acceptances_________ _

Overdrafts (if any)__________

111 78 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Profit and Loss ____________ 1,939 78

Total --------------------$127,586 34 Total ____________________ $127,586 34

352

BANKING DEPARTMENT

EXAMINER'S REPORT.

LIBERTY BANKING COMPANY. LUDOWICI.

At Close of Business August 24, 1920.

President-.N. McQueen. Cashier-J. B. Daniel.

Directors-N. McQueen, W. H. Simmons, J. B. Daniel, M. Nathan, N. J. McQueen.

Date of Charter-September 25, 1903.

Began Business-October, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$ 92,884 11

Demand Loans ------------- 6,893 75

Loans Secured by Real Estate _________

United States Bonds _______ _ ~.468 39

Other Stocks and Bonds ___ _ Banking House ___________ _

4,500 00 3,000 00

Furniture and Fixtures ___ _ 1,890 86

Other Real !<~state Owned __ 16,063 75

Due from Banks in this State 14,243 07

Due from Danks in other States __________________ _

694 00

CG uo lrdr e n_ c_ y_ _ _- _- _- _- _- _- _- _- _- _-_-_-_-_-_-_-_-_- -_

1,673 00 20 00

Silver, Nickels, l-'ennies ___ _

318 39

Advances on Cotton ________ _

Advances on other Commodi-

ties ---------------------Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1o:l 41
571 53

ances -------------------OO tvheerrd rAa fstsse t s( i f_ _a_n_y_)_ _ _-_-_-_-_-_-_- -_

4,269 30 500 00

Capital Stock Paid In ------$ Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ----------Dividends Unpaid ---------Due -to Banks in this State Due to Banks in other States Call Money ------------- __ _ Individual Deposits Subject
Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-,-D-e-p-o-s-i-t Time Certificates of Deposit Savings Deposits ----------Cashier's Checks _________ _
Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _
Liability on Letters of Credit and Acceptances_________ _
Reserve for Interest and Taxes Other Liabilities -----~-----

25,000 00 391 91
66,499 97 43,893 68
3,184 65 964 66
10,000 00
158 69

Total ____________________ $1fi0,093 56 Total --------------------$150,093 56

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 83,567 43

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _
Other Stocks and Bonds ___ _ Banking House ------~-----Furniture and Fixtures ___ _ Other Real I~state Owned ___ _
Due from Banks in this State Due from Banks in other

7,868 42 22,690 23
2,793 76 4,500 00 3,000 00 1,890 86 16,063 75 3,556 17

States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- e- n- -n-i e- s- - -_-_-_-_ Advances on Cotton________ _
Advances on other Commodi-

136 39 1,192 00
20 00 205 93
---------

ties ---------------------Checks for Clearing House __
Other Checks and Cash Items Custolllers' Liability on Let-
ters of Credit and Accept-

-----------------
107 21

ances --~---------------- Overdrafts (if any) -------- Other Assets ______________ _

1,838 27

Capital Stock Paid In _______ $ 25,000 00

Amt. Reserved for Branches

Surplus :B'und --------------
Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State

460 39

Due to Banks in other States Call Money _______________ _

Individual Deposits Subject to Check _______________ _ 42,952 87

Demand Certificates of Deposit Time Certificates of Deposit_ 40,582 86 Savings Deposits __________ _ 3,102 39

Trust Funds on Deposit ___ _ Cashier's Checks ___________ _ Certified Checks ___________ _

7,331 91

Rills Payable _____________ _ 30,000 00

Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances_________ _

Reserve for Interest and Taxes

Other Liabilities ------------

Total --------------------$147,270 74 Total --------------------$149,430 42

FIRST ANNUAL REPORT

353

EXAM'I:NEB'S BEPOBT.

BANK OF LULA, LULA.

At Close of Business September 27, 1920.

President-S. S. Carter. Vice-President-C. A. Summerour. Cashier-E. F. Whitworth.
Directors-S. S. Carter, E. F. Whitworth, C. A. Summerour, R. Martin, Joel Caffey.

Date of Charter-December 20, 1904.

Began Business-1904.

RESOURCES

LIABILITIES

Time Loans ---------------$116,697 00 Capital Stock Paid In _______ $ 16,000 00

Demand Loans ------------- 6,267 96 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- ---------

United States Bonds -------- 11,650 00 Undivided Profits ---------- 15,452 54

Other Stocks and Bonds ____ 4,500 00 Dividends Unpaid ----------

600 00

Banking House ------------ 1,250 00 Due to Banks in this State --------Furniture and Fixtures ____ 4,500 00 Due to Banks in other States ---------

Other Real Estate Owned __ --------- Call Money ---------------- --------Due from Banks in this State 20,276 04 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ---------------~---

to Check ----------------- 64,197 05 1,453 15 Demand Certificates of Deposit ________ _ 2,547 00 Time Certificates of Deposit 75,871 60

Gold ----------------------

290 00 Savings Deposits ----------- ---------

Silver, Nickels, Pennies ____ 1,238 50 Trust Funds on Deposit ____ ---------

Advances on Cotton_________ --------- Cashier's Checks ___________ ________ _

Advances on other Commodi-

Certified Checks ------------ ---------

ties ---------------------- --------- Bills Payable ______________ ---------

Checks for Clearing House__

427 76 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items 1,453 15 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _________ ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances__________ --------Overdrafts (if any) __________ --------- Reserve for Interest and Taxes ---------

Other Assets: Mutual Fire Insurance Fund Depositors' Guarantee Fund_

Other Liabilities -----------120 00 Cash Long ------------------3,464 50

476 45 7.64

Total ---------------------$171.605 28 Total -------------;--------$171,~05 28

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -----------------$-------- Capital Stock Paid In ______ $ 15,000 00

Demand Loans -------------- 108,403 49 Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surplus Fund -------------- 1,100 00

United States Bonds ______ 11,650 00 Undivided Profits ---------- 14,181 66

Other Stocks and Bonds ____ 4,500 00 Dividends Unpaid ----------

Banking House ------------ 1,250 00 Due to Banks in this State

Furniture and Fixtures ____ 3,324 01 Due to Banks in other States 5,000 00

Other Real Estate Owned __ --------- Call Money ---------------Due from Banks in this State 11,561 28 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 48,054 09

States --------------------

218 86 Demand Certificates of Deposit

Currency ------------------- 1,057 00 Time Certificates of Deposit 63,799 82

Gold -----------------------

322 50 Savings Deposits -----------

Silver, Nickels, Pennies_____ 1,373 97 Trust Funds on Deposit ___ _

Advances on Cotton -------- --------- Cashier's Checks ----------

135 17

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- --------- Bills Payable -------------Checks for Clearing House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

1.25 Certificates of Deposit for Borrowed Money _______ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances_________ _

Overdrafts (if any) ________

23 88 Reserve for Interest and Taxes

Other Assets:

Other Liabilities __________ _

Depositors' Guarantee Fund __ 3,584 50

Total --------------------$147,270 74 Total --------------------$147,270 74

354

BaNKING DEPARTMENT

EXAMINER'S REPORT.

FARMERS & MERCHANTS BANK, LUMBER CITY.

At Close of Business .July 31, 1920.

President-D. W. PhiHips. Vice-President-E. F. Davis. Cashier-R. H. Hall. Directors-D. W. Phillips, E. F. Davis, R. H. Hall, C. C. DeLoach, \V. H. Sears,
.J. H. Wilcox, A. T. Varnadoe, 0. F. McEachin.

Date of Charter-August 7, 1914.

Began Business-August 10, 1914.

RESOURCES

LIABILITIES

Time Loans ---------------$ 99,579 18 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------ 27,912 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _____ _ BOathnekrinSgtoHcokus saend___B_o_n__d_s________ __

Surplus Fund -------------200 00 Undivided Profits ----------
Dividends Unpaid ---------Due to Banks in this State

3,986 44

Furniture and Fixtures ____ _

Due to Banks in other States

Other Real Estate Owned __

Call Money ----------------

Due from Banks in this State 39,477 66 Individual Deposits Subject

Due from Banks in other States -------------------

3,024 44 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 85,182 98

Currency ------------------ 1,681 00 Time Certificates of Deposit 76,029 83

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

Savings Deposits ----------449 70 Cashier's Checks ----------- 3,304 09

Advances on Cotton --------

Certified Checks ------------

Advances on other Commodi-

Bills Payable --------------

C htei ecsk s- -f -o-r - -C-l-e-a-r-i n- g- - -H-o- u- -s -e-__-

Notes and Bills Rediscounted 549 79 Certificates of Deposit for

Other Checks and Cash Items

522 01 Borrowed Money --------

Customers' Liability on Letters of Credit and Accept-

LiaanbdilitAy cocnepLtaenttceerss__o_f__C_r_e_d_i_t

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ -_ _- _- _-_-_- -_

Reserve for Interest and Taxes 14 43 Other Liabilities ------------

6 87

Other Assets ---------------

Total --------------------$183,510 21 Total --------------------$183,510 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 92,633 93 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------ 25,436 84 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- --------United States Bonds ________ _________ Undivided Profits ---------- 1,960 17

Other Stocks and Bonds____ _________ Dividends Unpaid ---------- ---------

Banking House ------------ _________ Due to Banks in this State ---------

Furniture and Fixtures ____ 9,950 00 'Due to Banks in other States ---------

Other Real Estate Owned _________ Call Money ---------------- ---------

Due from Banks in this State 15,176 83 Individual Deposits Subject

Due from Banks in other

to Check ------------------ 59,350 01

States --------------------

201 07 Demand Certificates of Deposit ---------

Currency ------------------ 5,098 46 Time Certificates of Deposit 74,328 90

Gold ----------------------- --------- Savings Deposits ----------- --------Silver, Nickels, Pennies_____ _________ Trust Funds on Deposit ---- ---------

Advances on Cotton _______ _ 7,510 48 Cashier's Checks------------ 1,227 69

Advances on other Commodi-

Certified Checks ------------ ________ _

ties ---------------------- _________ Bills Payable --------------- 5,000 00

Checks for Clearing House__ _________ Notes and Bills Rediscounted ---------

Other Checks and Cash Items

859 16 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money -------- ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------- ---------

Overdrafts (if any) ________ --------- Reserve for Interest and Taxes ---------

Other Assets --------------- _________ Other Liabilities ----------- ---------

Total -------------------$156,866 771 TotaL -------------------$156,866 77

FIRST ANNUAL REPORT

355

EXAMINER'S B.EPOB.T.

BANK OF LUMPKIN, LUMPKIN.

At Close of Busines,s August 18, 1920.

President-E. L. Brawner. Vice-President-G. W. Pugh. Cashier-E. E. Humber.

Directors-T. T. James, D. G. Bland, E. L. Harvey, W. B. Perkins, G. W. Pugh, Mrs. L. W. Hillman, E. L. Brawner, J. L. Morton, E. E. Humber, 0. L. Morton, J. N. Davis, Mrs. C. R. Thompson.

Date of Charter-November 18, 1908.

Began Business-November 18, 1908.

RESOURCES

LIABILITIES

Time Loans --------------T$217,499 92

Demand Loans ------------- 15,405 76 Loans Secured by Real Estate 25,000 00

United States Bonds________ --------Other Stocks and Bonds______ 5,199 10

Banking House ------------ --------Furniture and Fixtures ____ 3,000 00

Other Real Estate Owned__

989 50

Due from Banks in this State 29,870 76

Due from Banks in other

States ------------------- 3,508 68

Currency ------------------ 5,109 00

Gold -----------------------

467 50

Silver, Nickels, Pennies ____ 1,509 10

Advances on Cotton -------- --------Advances on other Commodi-

ties ---------------------- _________

Checks for Clearing House__

258 53

Other Checks and Cash Items

279 02

Customers' Liability on Letters of Credit and Accept-

ances -------------------- _________

Overdrafts (if any) -------Other Assets ______________

462 76 6,050 27

Capital Stock Paid In ------$ 25,000 00

Amt. Reserved for Branches --------Surplus Fund -------------- 5,000 00

Undivided Profits ---------- 9,657 16

Dividends Unpaid __________

152 00

Due to Banks in this State 5,000 00 Due to Banks in other States ---------

Call Money ---------------- --------Individual Deposits Subject

to Check ----------------- 101,608 84

Demand Certificates of Deposit ---------

Time Certificates of Deposit 102,086 84

Savings Deposits ___________ ---------

Cashier's Checks ------------ 1,096 05

Certified Checks ------------ --------Bills Payable -------------- 65,000 00

Notes and Bills Rediscounted --------Certificates of Deposit for

Borrowed Money ________ ---------

Liability on Letters of Credit and Acceptances __________ ________ _

Reserve for Interest and Taxes ---------

Other Liabilities ------------

9 01

I Total -------------------$ 314,609 90 Total --------------------$314,609 90

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$189,900 09 Capital Stock Paid In_______ $ 25,000 00

Demand Loans ------------- 18,106 29 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 23,492 00 Surplus Fund -------------- 5,000 Oo United States Bonds________ --------- Undivided Profits ----------- 7,220 09

Other Stocks and Bonds

--------- Dividends Unpaid ------------

72 00

Banking House ------------ --------- Due to Banks in this State _________

Furniture and Fixtures ____ 3,000 00 Due to Banks in other States ---------

Other Real Estate Owned__

989 50 Call Money ----------------- 12,000 00

Due from Banks in this State 21,487 35 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 72,371 77

States ------------------- 1,167 33 Demand Certificates of Deposit ---------

Currency ------------------ 5,469 Ou Time Certificates of Deposit 84,371 77

Gold -----------------------

447 50 Savings Deposits ----------- ---------

Silver, Nickels, Pennies______ 1,022 35 Trust Funds on Deposit ____ ---------

Advances on Cotton -------- 2,138 65 Cashier's Checks------------

571 26

Advances on other Commodi-

Certified Checks ------------ ---------

ties ---------------------- 1,154 47 Bills Payable ------------- 60,000 00

Checks for Clearing House__

545 50 Notes and Bills Rediscounted 2,500 00

Other Checks and Cash Items Customers' Liability on Let-

175 35 Certificates of Deposit for Borrowed Money ---------- ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances ---------- ---------

Overdrafts (if any) ________

376 83 Reserve for Interest and Taxes ________ _

Other Assets --------------- --------- Other Liabilities ----------- ---------

Total --------------------$269,432 21 Total --------------------$269,432 21

356

BANKING DEPARTMENT

EXAM:Ilii"EB.'S B.EPOB.'l'.

FARMERS STATE BANK, LUMPKIN.

At Close of Business July 31, 1920.

President-E. L. Carter. Vice-President-W. G. Worthington. Cashier-A. T. Fort.
Directors-E. L. Carter, J. Day, w. G. Worthington, M. T. McDowell, A. T. Fort, Jr.

Date of Charter-October 21, 1911.

Began Business-December, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$145,054 75 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------ 11,305 48 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

20,000 00 4,250 00

Surplus Fund -------------Undivided Profits ----------

3,000 00 7,427 63

Other Stocks and Bonds

--------- Dividends Unpaid ----------

16 00

Banking House ------------ --------- Due to Banks in this State

Furniture and Fixtures ------ 2,800 00 Due to Banks in other States

Other Real Estate Owned __ Due from Banks in this State

--8~625-83

Call Money ----------------Individual Deposits Subject

60,000 00

Due from Banks in other

to Check ---------------- 40,706 01

States -------------------Currency ------------------SGiol vl de r ,- - N- -i-c-k-e-l s-,- -P- e- n- -n-i e- s- -_ _-_-_- -_

2,562 92 Demand Certificates of Deposit

1,150 00 Time Certificates of Deposit 48,802 71

260 00 Savings Deposits ---------- 4,352 84

2,181 85 Cashier's Checks ----------

773 10

Advances on Cotton ________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable -------------- 23,000 00

ties ---------------------- --------- Notes and Bills Rediscounted Checks for Clearing House__ --------- Certificates of Deposit for

Other Checks and Cash Items --------- Borrowed Money ----------

I.

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ _- _- _- _-_-_- -_ Other Assets _____________ _

--------289 13
3,651 18

Reserve for Interest and Taxes Other Liabilities -----------

Total --------------------$203,078 29 Total --------------------$203,078 29

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------~---$ _______ _ Capital Stock Paid In ______ $ 15,000 00

Demand Loans ------------- 154,951 79 Amt. Reserved for Branches ________ _

LUonaitnesdSeSctuarteeds bByonRdesa_l__E_s_t_a_te_ -_-_-_-_-_-_-_-_-_ USunrdpivluids edFuPndrof-i-ts---_-__-_-_-_-_-_-_--_

3,000 00 3,932 75

Other Stocks and Bonds

________ _ Dividends Unpaid ----------

8 00

Banking House ------------ _________ Due to Banks in this State ---------

Furniture and Fixtures____ 2,800 00 Due to Banks in other States ---------

Other Real Estate Owned __ --------- Call Money ---------------- 51,500 00

Due from Banks in this State 8,950 20 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------GSiollvder-, -N--ic-k-e-l-s-,-P--e-n-n-i-e-s-_-_-__-_--_

to Check ----------------- 32,080 27 1,288 56 Demand Certificates of Deposit ________ _ 2,025 00 Time Certificates of Deposit 43,885 20
260 00 Savings Deposits ---------- 3,997 97 3,182 85 Trust Funds on Deposit ____ ---------

Advances on Cotton -------- --------- Cashier's Checks ----------

202 10

Advances on other Commodi-

Certified Checks ------------ ---------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--s-e-_-_

--------207 54

Bills Payable -------------Notes and Bills Rediscounted

26,000 00 ---------

Other Checks an<'! Cash Items

199 72 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------- ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ -_ _- _-_-_-_- -_

and Acceptances .:._________ --------246 48 Reserve for Interest and Taxes ---------

Other Assets:

a,

Depositors' Guarantee Fund __

139

Other Liabilities ----------- ---------

County Warrants ---------- 2,354 56051

Total -------------------$179,606 29 Total -------------------$179,606 29

:'

1

FIRST ANNUAL REPORT

357

EXA'Mllii'EB.'S BEPOBT.

LUTHERSVILLE BANKING COMPANY, LUTHERSVILLE.

At Close of Business August 23, 1920.

President-J. 0. Norris. Vice-President-Ja.s. W. Taylor. Cashie,r-H. R. Fitts. Directors-J. 0. Norris, Ja.s. W. Taylor, H. R. Fitts, W. T. Upshaw, W. F. Cul-
pepper, C. C. Nalyl, G. L. Colly, J. W. Williams, R. T. Trammell, E. C. Norris-

Date of Charter-October 11, 1905.

Began Business-August 3, 1906.

RESOURCES

LIABILITIES

Time Loans ---------------$ Demand Loans ------------Loans Secufed by Real Estate United States Bonds _______ _ Other Stocks and Bonds ___ _
Banking House -----------Furniture and Fixtures_____ _ Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--ic-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-__--_ Advances on Cotton _______ _ Advances on other Commodi-
C htei ecsk s- - f-o-r- - -C- l-e-a-r-i-n-g- - -H-o-u- s-eOther Checks and Cash Hems Customers' Liability on Let-
ters of Credit and Accept-
ances -------------------Overdrafts (if any) -------Other Assets ---------------

98,803 90 10,922 58
2,659 33 230 00
1, 700 00 850 00
4,361 51 412 34
1,215 00 716 60
530 93 134 79
16,092 78

Capital Stock Paid In ------$ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 25,000 00 Undivided Profits ----------- 9,260 02 Dividends Unpaid ---------Due to Banks in this State

Due to Banks in other States

Call Money ----------------Individual Deposits Subject

Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f--D-e-p-o--si-t 50,321 95

Time Certificates of Deposit 23,964 02

Savings Deposits ----------Cashier's Checks ------------

----83-77

Certified Checks ------------

Bills Payable -------------- 5,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ____,_____ _

Liability on Letters of Credit and Acceptances _________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$138,629 76 Total --------------------$138,629 76

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ Demand Loans ------------Loans Secured by Real Estate United States Bonds_______ _ Other Stocks and Bonds ___ _ Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton_______ _ Advances on other Commodi-
C htei ecsk s- -f-o-r- -C-l-e-a-r-i-n~- - -H-o-u- -s e- -__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - _- _-_-_-_-_-_- -_
Other Assets ---------------

82,058 90 18,877 45 17,255 86
230 00 1,700 00
850 00
423 95 497 00 434 74 7,435 62
1,631 29

Capital Stock Paid In ______ $ 25,000 00 Amt. Reserved for Branches

Surplus Fund -------------- 25,000 00 Undivided Profits ----------- 8,193 02

Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States

651 64

Call Money ----------------Individual Deposits Subject

to Check ----------------- 30,327 85 Demand Certificates of Deposit

Time Certificates of Deposit 12,183 09 Savings Deposits __________ _

Trust Funds on Deposit ____ ---------

Cashier's Checks ------------

39 21

CBeilrltsifiePdayCahbelceks__-_-_-_-_-_-_-_-_-_-_--_ 30,000 00

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money _________ _

Liability on Letters of Credit

and Acceptances ---------Reserve for Interest and Taxes Other LiahilitiPs __________ _

Total --------------------$131,394 81 Total --------------------$131,394 81

i

358

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF LYERLY, LYERLY.

At Close of Business October 22, 1920.

President~J. L. Pollock. Vice-President~B. F. Shamblin. Oashier-H. S. Carson.

Dlrectors-J. L. Pollock, B. 'F. Shamblin, J. S. Cleghocn, J. A. Smith, F. A. williams.

Date of Charter-September, 1904.

Began Business-September, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$177,769 3:1 Capital Stock Paid In ______ $ 15,000 00

Demand Loans ------------ 11,281 59 Amt. Reserved for Branches

Loans Secured by Real Estate 13,057 12 Surplus Fund ----------+--

United States Bonds ______ 10,500 00 Undivided Profits ----------

Other Stocks and Bonds __ Banking House ____________

_ _______ _ 2,122 24

Dividends Unpaid ----------Due to Banks in this State

5,000 00 6,739 40

Furniture and Fixtures ____ 2,471 61 Due to Banks in other States
Other Real Estate Owned __ ________ _ Call Money --------------- 27,500 ou
Due from Banks in this State --------- Individual Deposits Subject

Due from Banks in other States -------------------

--------10,686 07

Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f--D-e-p-o--si-t

69,557 88

Currency ------------------Gold -----------------------

3,981 00 ________ _

Time Certificates of Deposit 103,197 Savings Deposits __________ _

26

Silver, Nickels, Pennies ____

505 60 Trust Funds on Deposit ___ _

Advances on Cotton ________ _________ Cashier's Checks __________ _

277 06

Advances on other Commodi-

Certified Checks ___________ _

ties ---------------------- ________ _ Bills Payable ______________ _ 10,000 00

Checks for Clearing- House__ _________ l\'otes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

117 40 Certificates of Deposit for Borrowed Money _________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_ -_ _- _-_-_-

- -1-,-0 8- 8- - -54-

and Acceptances ---------Reserve for Interest and Taxes

Other Assets _______________ 3,691 10 Other Liabilities ___________ _

Total ____________________ $237,271 60 Total ____________________ $237,271 60

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $174,607 76 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------- R,015 67 Amt. Reserved for Branches

Loans Secured by Real F.:state 6,186 04 Surplus Fund --------------

United States Bonds ________ 10,500 00 Undivided Profits -----------

Other Stocks and Boncls

_________ Dividends Unpaid -----------

5,000 00 6,418 23

Banking House ------------ 2,122 24 Due to Banks in this State 2,000 00

Furniture and Fixtures ______ 2,471 61 Due to Banks in other States 25,000 00

Other Real Estate Owned__ ________ _ Call Money ---------------- 18,500 00

Due from Banks in this State - _------- Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------Gold ----------------------Silver, Nickels, Pennies _____ Advances on Cotton ________
Advances on other Commodities ----------------------
Checks for Clearing House___

--------- to Check -----------------

6,524 14 Demand Certificates of Deposit

2,469 00 753 58

Time Certificates of Deposit Savings Deposits __________ _

--------- Trust Funds on Deposit ___ _

1,654 19 Cashier's Checks ___________ _

Certified Checks ___________ _

------------- Dills Payable _____________ _

______________ _ Notes and Bills Rediscounted

52,094 87 92,200 52
4,781 71

Other Checks and Cash Items Customers' Liability on Let-

----------------

Certificates of Deposit for Borrowed Money _________ _

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersa

f-ts-

-

-
(

i-f- -a-n-y-)-

-

-__-_-__-_-__-_-_-_

.-. -__-__-__-__-__-__-_ -_

and Acceptances ---------Reserve for Interest and Taxes

Other Assets:

Other Liabilities ___________ _

Depositors' Guarantee Fund__ 3,fi71 1o

Mutual Fire JnsJJrance Fund

120 00

Total _________________________________ $218,995 33 Total ------------------------------------$218,995 33

FIRST ANNUAL REPORT

359

E:X:A'MINEB.'S B.EPOB.T.

THE TOOMBS COUNTY BANK, LYONS.

At Close of Business October 21, 1920.

President-W. A. McNatt. Vice-President-R. L. Page. Cashier-W. T. China.

Directors-W. A. McNatt, G. W. Lankford, L. L. McGregor, R. L. Page, Dan Odom, W. T. China, A. P. Thomas.

Date of Charter-Decembe'r 22, B05.

Regan Business-January 5, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------~144,985 25 Demand Loans ------------- 60,574 03 Loans Secured by Real Estate -------- United States Bonds -------- 25,730 74 Other Stocks and Bonds __ ________ _
Banking House ------------ 9,000 00 Furniture and Fixtures ____ 2, 500 00

Capital Stock Paid In ------$ 30,000 00 Amt. Reserved for Branches Surplus Fund -------------- 6,000 00 Undivided Profits ---------- 7,289 18 Dividends Unpaid ----------Due to Banks in this State Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies______ Advances on Cotton ________

________ _ Call Money -----------------

34,625 21 Individual Deposits Subject

_________ to Check ---------------- 119,556 20

5,166 00 Demand Certificates of De-

8,297 00 posits ------------------- 5,704 24

706 00 1,377 67

'rime Certificates of Deposit__ 123,088 47 Savings Deposits ---------- 1,914 72

_________ Trust Funds on Deposit ____

Advances on other CommodiC htei ecsk s- -f -o-r - -C-l-e-a-r-i n-g- - -H-o-u-s-e-_-_-

-

-

---744

-

-67

CCearsthifiieerd's CChheecckkss _-__-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _

765 06

Other Checks and Cash Items

200 90 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

ances -------------------- ________ _ Liability on Letters of Credit

Overdrafts (if any) --------

61 OS and Acceptances _________ _

Other Assets:

Reserve for Interest and Taxes

Transit -------------------

357 45 Other Liabilities:

Cash Long -----------------

8.13

Total --------------------$294,326 00 Total --------------------$294,326 00

BANK'S STATEMENT at Close of Business December 15. 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 97,972 97 Capital Stock Paid In ------$ 30,000 00

Demand Loans ------------- 66,486 62 Amt. Reserved for Branches

Loans Secured by Real Estate 23,507 92 Surplus Fund -------------United States Bonds________ 2.0,730 74 Undivided Profits ---------Other Stocks and Bonds __ _________ Dividends Unpaid -----------

6,000 00 5,903 70

Banking House ------------- 9,000 00 Due to Banks in this State Furniture and Fixtures ____ ~.500 Ou Due to Banks in other States

Other Real Estate Owned__ _________ Call Money -----------------

Due from Banks in this State 29,886 53 Individual Deposits Subject

Due from Banks in other _________ to Check ----------------- 112,670 69

States ------------------- 2,.S20 24 Demand Certificates of DeCurrency ___________________ 8,005 00 posit -------------------- 2,704 24

Gold ---------------------f'ilver, Nickels, Pennies______ Advances on Cotton ________ Advances on other Commodi-
ties ---------------------Checks for Clearing House __

736 00 1,839 51 6,110 64
_________ 1,004 96

Time Certificates of Deposit 110,064 40 Savings Deposits ---------- 1,896 85 Trust Funds on Deposit ___ _ 3,610 37 Cashier's Checks ___________ _ 2,661 18 Certified Checks ___________ _ Bills Payable _____________ _

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

89 03 Notes and Bills Rediscounted Certificates of Deposit for Borrowed Money _________ _

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any) ________

121 27 and Acceptances ----------

Other Assets _______________ _________ Reserve for Interest and Taxes

Other Liabilities ___________ _

Total ____________________ $275,511 43 Total --------------------$275,511 43

l
!
360

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

MERCHANTS & MINERS STATE BANK, McCAYESVILLE.

At Close of Business July 10, 1920.

President-E. W. Chapman. Vice-President-C. D. McCay.

Cashier-H. L. Greenway.

Directors---;E.

W.

Chapman, C. J. H. Pumam,

D. IH.

McCay,
s. Vanz

A. D. Angel, ant, W. E. Wi

T. J. Huckos, mbeu"ly.

E.

L.

Price.

Date of ChaxtJe['-JAugust 2'8, 1i916.

J3egan Business--iNovember 1, 1916.

RESOURCES

LIABILITIES

~~ean~0~!ns-================$

67,545 987

74 43

Loans Secured by Real Estate 7,196 46

United States Bonds ---------- 650 00

Other Stocks and Bonds _____ _ Banking House _______________ _
Furniture and Fixtures _____ _ Othe,r Real Estate Owned_____ _

2,906 38 2,026 49

Due from Banks In this State 3,908 56

Due from Banks in other States

Currency ---------------------- 8,141 00

Gold --------------------------Silver, Nickels, Pennies ______ _

145 00 126 33

Advances on Cotton ----------

Advances on other Commoclities

Checks for Clearing House ___ _

Other Checks and Cash Items __

61 86

Custome.rs' Liability on Letters

of Credit ancl Acceptances-Overdrafts (if any) ___________ _ Other Assets _________________ _

310 97

Capital Stock Paid in ________ $ 15,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits -----------Dividends Unpaid _____________ _

871 !r4

Due to Banks in this State __ Due to Banks in other States

Call Money -------------------Individual Deposits Subject to DCemheacnkd -C--e-r-t-if-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificates of Deposit __

28,941 58 34,519 00

Savings Deposits -------------Trust Funds on Deposit _____ _ Cashier's Checks _____________ _

Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __ Cerrotwifeicdat1eisonoefyD_e_p_o__s_it__f_o_r__B__o_r_-

13,0()0 00 1,674 00

Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 94,006 22 Total ------------------------$ 94,006 22

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$69,!r49 97 Demand Loans ---------------- 1,3UO 00 Loans .Seccred by Real Estate 4,054 69 United States Bonds _______ ___ 650 00 Other Stocks and Bonds ______ --------Banking House _______________ 2,906 38

Capital Stock Paid in ----------$ 15,000 00 Amount Reserved for Branches Surplus Fund ------------------ 600 00 Undivided Profits ------------- 222 51 Dividends Unpaid ------------- 900 00 Due to Banks in this State __

Furniture and Fixtures _______ 2,02"6 49 Due to Banks in other States

Othe.r Real Estate Owned______ --------- Call Money -------------------Due from Banks in this State__ 649 70 Individual Deposits Subject to

Due from Banks in other States --------- Check __ --------------------- 33,806 47 Currency ---------------------- 7,481 00 Demand Certificates of Deposit Gold --------------------------- 245 00 Time Certificates of Deposit__ 30,316 80 Silver, Nickels, Pennies ______ 1,304 10 Savings Deposoits --------------

Advances on Cotton ---------- --------- Trust Funds on Deposit ------

Advances on other Commodities _________, Cashier's Checks --------------

Checks for Clearing House____________ _ Certified Checks --------------

Othe,r Checks and Cash Items__

25 00 Bills Payable ------------------

Custome.rs' Liability on Letters

Notes and Bills Rediscounted

7,500 00 1,847 00

of Credoit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any) ___________

255 45 rowed Money --~------------

Other Assets -----------------. --------- Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 90,192 7g Total ------------------------$ 9~192 78

FIRST ANNUAL REPORT

361

EXAMINER'S BEPOBT.

BANK OF HENRY COUNTY, McDONOUGH.

At Close of Business November 2, 1920.

President-F. W. Pullin. Vice-President-H. J. Copeland. Cashier-J. B. Dickson.

Directors-F. W. Pullin, H. J. Copeland, J. B. Dickson, E. M. Copela.nd, D. J. Green,
H. M. Amis, A. N. Brown, E. M. Smith, F. S. Etheridge, R. w. Dickerson.

Date of Charter~June 23, 1896.

Began Business-July 1. 1896.

RESOURCES

LIABILITIES

DTiemmeanLddLanosans---_-_-_-_-_-_-_--_-_-_-_-_-_-_-_$_29525,3,47190 4916

Loans Secured by Real Estate --------United States Bonds __________ 17,301 34

Other Stocks and Bonds _____ _ Banking House _______________ --3~7sz-il4

Furniture and Fixtures ______ 7,2'21 53

Other Real Estate Owned______ ---------

Due from Banks in this State and other States ___________ _ 7,306 92

Currency ---------------------- 4,366 00

Silver ----------------------- __ Silver, Nickels. Pennies ______

____0_5_9__70_

Advances on Cotton __________ 2,325 33

Advances on other Commodities --------- Checks for Clearing House ____ 2,296 04

Other Checks and Cash Items__ 845 84

Customers' Liability on Letters

of Credit and Acceptances__ --------Overdrafts (if any) ___________ _ 18,673 94 Other Assets:

Cash Short --------------------

78 13

Capital Stock Paid in ----------$ 50,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 30,000 00

Undivided P.rofits -----------Dividends Unpaid -------------

25,717 25

1oo3

Due to Banks in this State___ _ 1,627 77

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ------------------------ 100,463 47 Demand Certifi.cates of Deposit --------Time Certificates of Deposit __ 54,o47 53

Savings Deposits -------------- --------Cashier's Checks -------------- 1,012 75 BCieJritsifPieadyaCbhleec_k_s__-_-_-__-_-_-_-_-_-_-_-_-_-_- ii5~oilo-oo

Notes and Bills Rediscounted__ 7,1'54 83 Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ____________ ---------

ROethseerrveLifaobrilIintiteesre_s_t_a__n_d__T_a_x__e_s__-_-_-_-_-_-_-_--_

Total ------------------------$385~48 4P Total ------------------------$385,54'8 4~

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$248,152 37 Capital Stock Paid in --------$ 50,000 00 Demand Loans ---------------- 24,689 0? Amount Reserved for Branches ________ _

Loans Secured by Real Estate 35,722 37 Surplus Fund ---------------- 30,000 00

United States Bonds ---------- 17,301 34 Undivided Profits ------------ '27,010 86

Other Stocks and Bonds ______ --------- Dividends Unpaid -------------- --------Banking House --------------- 3, 783 34 Due to Banks in this State____ 4,998 19 Furniture and Fixtures ______ 7,221 5? Due to Banks in other States ---------

Othe.r Real Estate Owned______ --------- Call Money -------------------- --------Due from Banks in this State 7,058 30 Individual Deposits Subject to

Due from Banks in other States
Currency ---------------------Gold --------------------------Silver. Nickels. Pennies ______ Advances on Cotton __________

1,821 10
599 00 ---------
1,265 7F 5,441 91

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit __
STarvuisntgFs uDnedpsosoints D-e-p--o-s-i-t --_-__-_-_-_-

_8_9_,0_3__4__27_ 47,152 98
_-_-_-_-_-_-_-_--_

Advances on other Commodities 1,527 10 Cashier's Checks -------------- 1,693 97 Checks for Clearing House____ --------- Certified Checks -------------- ________ _

Other Checks and Cash Items 1,045 71 Bills Payable ------------------ 110.500 00

Cm<tomers' Liability on Letters

Notes and Bills Rediscounted 2,01l9 33

of Credit and Acceptances__ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ____________ 6,110 68 rowed Money ---------------- ________ _

Other Assets: Profit and Loss Account ______

Liability on Letters of Credit 726 10 and Acceptances ------------ ________ _

Reserve for Interest and Taxes ________ _

Other Liabilities:

Safety Box Rent -----------~

6 00

Total ---------- --------------$362,4'6'5 60 Total ------------------------$362,465 60

362

BANKING DEPARTMENT

EXAM'INER'S REPOR'l'.

FARMERS & MERCHANTS BANK, McDONOUGH.

At Close of Business October 4, 1920.

President-H. J. Turner. Vice-President-W. D. Tarpley. Cashier-J. B. Turner.

Director-H. J. Turner, W. D. Tarpley, D. J. Green, W. J. Turner, vV. W. Turner,
C. C. Fargason, W. A. Ammons, W. N. Gilmore.

Date of Charter-March 8, 1911.

Began Business-March 8, 1911.

RESOURCES

LIABILITIES

Time Loans -------------------$227,025 34 Capital Stock Paid in ________ $100,000 00

Demand Loans ---------------- 64,282 28 Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ----------------- 8,80"0 00 United States Bonds __________ ~.841l 00 Undivided Profits ------------- 11,061 92

Other Stocks and Bonds ______ --------- Dividends Unpaid -------------- ---------

Banking House ---------------- 3,800 fiO Due to Banks in this State __ ---------

Furniture and Fixtures ______ 2,300 00 Due to Banks in other States

Other Real Estate Owned______ --------- Call Money -------------------- --------Due from Banks in this State 3,402 74 Individual Deposits Subject to

Due from Banks in othe.r States 2.056 43 Check ----------------------- 103,409 56 Currency ---------------------- 2,53"2 00 Demand Certificates of Deposit ________ _ Gold --------------------------- ________ _ Time Certificates of Deposit___ 45,405 "~

Silver, Nickels, Pennies ------ 2:!0 17 Savings Deposits -------------- ________ _ Advances on Cotton __________ 14,478 40 Cashier's Checks -------------- 454 8:1

Advances on other Commu1ities ________ _ Certified Checks -------------- ---------

Checks for Clearing House and

Bills Payable ------------------ 60,000 00

other Checks and Cash Items 2,343 08 Notes and Bills Rediscounted__ ________ _

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed Money ---------------- ________ _

Ovel'drafts (if any) ------------ 1, 785 45 Liability on Letters of Credit

Other Assets ------------------ --------- and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$329,111 ~9 Total ------------------------$329,11!"1 89 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$215,181 59 Capital Stock Paid in ________ $100,000 00

Demand Loans ---------------- 31,777 94 Amount Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds __________ Other Stocks and Bonds ______
Banking House ---------------Furniture and Fixtures ______

46,826 4,000

o43c

800 00

3,800 00 2,300 00

Surplus Fund ---------------- 8,800 00 Undivided Profits ------------- 11,840 00 Dividends Unpaid ____________ --------Due to Banks in this State __ ________ _ Due to Banks in other StRtes ________ _

Other Real Estate Owned______ --------- Call Money -------------------- --------Due f.rom Banks in this State 6,933 32 Individual Deposits Subject to

Due from Banks in other States 2,037 4F Check ----------------------- 62,887 97

CuNency ---------------------Gold ---------------------- ____ _ Silver, Nickels, Pennies ______
Advances on Cotton ---------Advances on other Commodities

3,102 00
---m-83
7,330 98 ________ _

Demand Certificates of Deposit Time Certificates of Deposit __ STarvuisntgFs uDnedpsosoHns D-e-p--o-s-i-t --_-_-__-_-_-
Cashier's Checks --------------

--------43,631 13 -_-_-__-_-_-_-_-_-
31! 56

Checks for Clearing House____ _______ _ Certified Checks -------------- ---------

Other Checks and Cash Items 2,012 15 Bills Payable ---------------- 100,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted-- ---------

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any) ---------- 682 9il rowed Money ---------------- --------Other Assets ------------------ ________ _ Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$327,193 62 Total ________________________$327,193 62

FIRST ANNUAL REPORT

363

EXAMINER'S REPORT.

CITIZENS BANK, McRAE.

At Close of Business October 12, 1920.

President-J. F. Cool<. Vice-Pres1idents-E. D. Graham, T. J. Smith.

Cashier-J. F. Cook.

Directors-J. F. Cook, W. J. Clark, E. D. Graham, W. D. Horton, F. A. Smith,

T. J. Smith, A. L. Ryals.

Date of Charter-March 21, 1906.

Began Business-June 3, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------$193,972 60 Demand Loans ---------------- 24,061 59 Loans Secured by Real ~state 35 639 29 United States Bonds __________ 15:500 00 Other Stocks and Bonds ______ --------Banking House ------------- ___ 2,500 00 Furniture and Fixtures ________ 2,657 67 Other Real Estate Owned ____ 95'5 80 Due from Banks in this State 64,803 00 Due from Banks in other States 5,264 82 CGoulrdren__c_y__-_-_-_-_-_-__-_-_-_-_-_-,-_-_-_-_-_-_-_-_-_-_ --4-,2-8-1---00-
Silver, Nickels, Pennies ______ 1,358 85 Advances on Cotton __________ 4,212 73
Advances on other Commodities --------Checks for Clearing House____ ________ _ Other Checks and Cash Items__ o15 33 Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any) __________ 238 88
Other Assets ------------------ ---------

Capital Stock Paid in ----------$ 50,000 00 Amount Reserved for Branches Surplus Fund ---------------- 35,000 00 Undivided Profits ------------ 8,868 53 Dividends Unpaid -----------Due to Banks in this State __
Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 140,141 15 Demand Certificates of Deposit Time Certificates of Deposit _ 120,44] 31 Savings Deposits -------------Trust Funds on Deposit ------

Cashier's Checks -------------Certified Checks -------------Bills PaYable -----------------Notes and Bills Rediscounted-Certificates of Deposit for Bor-

476 31

Liraobwileitdy MoonneLye-tt-e-r-s---o-f--C--r-e-d-i-t

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities:

Cash Long -------------------- 1,043 26

Total ------------------------$355,971 56 Total ------------------------'$355,971 56

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$148,3\)3 03

Demand Loans ---------------- 27,567 30 Loans Secured by Real Estate 60,924 70 United States Bonds __________ 15,500 00

Other Stocks and Bonds_______ ---------

Banking House ---------------- 2,500 00 Furniture and Fixtures ________ 2,657 67

Other Real Estate Owned ____ 873 30

Due from Banks in this State 35,714 99

Due from Banks in other States 18,676 46

Currency ---------------------- 3,943 Of

Gold ------------------.-------- _________ Silver, Nickels, Pennies ______ 1,952 16

Advances on Cotton __________ ---------

Advances on other Commodities --------Checks for Clearing House __ 274 01 Other Checks and Cash Items 299 50 Custome,rs' Liability on Letters

of Credit and Acceptances__ ---------

Ove,rdrafts (if any) ------------

6 46

Other Assets ------------------ ---------

Capital Stock Paid in ----------$ 50,000 00 Amount Reserved for Branches Surplus Fund ----------------- 35,000 00 Undivided Profits ------------ 8,435 80 Dividends Unpaid -----------Due to Banks in this State __ Due to Banks in other States--
Call Money -------------------Jndi.vidual Deposits Subject to
Check ----------------------- 93,46U 90
r6 Demand Ce,rtificates of Deposit
Time Ceo-tificates of Deposit-_ 12o,1l02
Savings DeposHs -------------Trust Funds on Deposit -----Cashier's Checks -------------- 1,503 72 Certified Checks -------------Bills Payable -----------------~ 10,000 00 Notes and Bills Rediscounted-Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Other Liabilities --------------

Total ------------------------$319,252 5: Total ------------------------$319,252 58

r
I

364

BANKING DEPARTMENT

EX.A:MINEB'S B.EPOB.'l!'.

MERCHANTS BANK, McRAE.

At Close of Business July 28, 1920.

President-a. F. McRae. Vice-President-C. A. Ryals. Cashier-0. T. McRae.

Directors-0. T. MoRae, C. A. Ryals, S. P. Aiken, G. A. Burch, E. F. McRae,

\V. H. Born, H. E. Pritchett.

Date of Charter-March 13, 1900.

Began Business-March 13, 1900.

RESOURCES

LIABILITIES

Time Loans ------------------$280,711 24

Demand Loans ---------------- ---------

Loans Secured by Real Estate --------United States Bonds __________ 38,500 1JO

Other Stocks and Bonds ______ 1,000 fj0 Banking House ______________ 7,000 10

Furniture and Fixtures ______ 3.0CG 10

Othe.r Real Estate Owned______ ---------

Due from Banks in this State 36,392 82

Due from Banks in other States 7,726 97

Currency ---------------------- 5,18"2 00

Gold -------------------------- 1,380 00 Silver, Nickels, Pennies ______ 1,924 94

Advances on Cotton ---------- ________ _

Advances on other Commodities ---------

Checks for Clearing House __ 403 94

Other Checks and Cash Items 1,852 05

Customers' Liability on Letters of Credit and Acceptances__ ________ _

Overdrafts (if any) __________ ---------

Other Assets __________________

12 50

Capital Stock Paid in --------$ 50,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid -----------Due to Banks in this State __ Due to Banks in other States

11,500 00 12,181J 24

Call Money ---------------"---Individual Deposits Subject to
Check ----------------------- 181,011 11 Demand Certificates of Deposit 2,000 00 Time Certificates of Deposit__ 125,676 00 Savings Deposits -------------Cashier's Checks -------------- 2, 719 11

Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted-Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

. Total -----------------------$385,086 46

Total -----------------------$38&,,086 46

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$197,365 06 Demand Loans ---------------- 10,740 30 Loans Secured by Real Estate 56,720 00 United States Bonds ________ 38,900 0~ Other Stocks and Bonds ______ 1,000 00 Banking House ______________ 7,000 00 Furniture and Fixtures ______ .3 0(1() 00
Other Real Estate Owned______ --------Due from Banks in this State 15,278 95 Due from Banks in other States 15,988 1f Currency ---------------------- 3,533 00 Gold -------------------------- 1,482 5'1. Silver, Nickels, Pennies ______ 2, 7T5 ~1
Advances on Cotton ---------- 19,468" 92 Advances on other CommoJitit"' --------Checks for Clearing House____ --------Other Checks and Cash Items l,lr.l6 43 Custome.rs' Liability on Letters
of Credit and Acceptances__ --------Overd.rafts (if any) __________ ---------
Other Assets ------------------ ---------

Capital Stock Paid in --------$ 50,000 00 Amount Reserved for Branches ------- Surplus Fund ------------------ 11,500 00 Undivided Profits ------------- 10,834 54 Dividends Unpaid ------------ --------Due to Banks in this State ____ --------Due to Banks in other .States --------Call Money ------------------ ------ - _ Individual De.posits Subject to
Check ----------------------- 148,728 02 Demand Certificates of Deposit --------Time Certificates of Deposit___ 92,111 57 Savings Deposits -------------- 4,261 95 Trust Funds on Deposit _____ _
Cashier's Checks -------------- 2,592 85 Bills Payable ____ -------------- 55,000 llo Notes and Bills Rediscounted __ --------Certificates of Deposit for Bor-
rowed Money ---------------- ________ _ Liability on Letters of ,credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total -----------------------$375,02"9 23 Total -----------------------$375,029 23

FIRST ANNUAI, REPORT

365

E:X:Allr'II:N'EB.'S :REPORT.

MACON SAVINGS BANK, MACON.
At Close of Business November 2, 1920.

P.resident-Jesse B. Hart. Vice-President-J. W. Cannon. Cashier-Maitland Soloman.

Directors-Jesse B. Hart, R. G. Jordan, J. F. Hart, J. W. Cannon, G. B. Jewett, G. G. iHaJ"deman, E. G. Jacobs.

Date of Charter-March 2, 1874.

Began Business~January 17, 1875.

RESOURCES

LIABILITIES

Loans of All Kinds ----------$531,770 44 United States Bonds -------- 6,916 20 Other Stocks and Bonds ______ 12,166 38

Banking House ---------------- 40,000 00 Furniture and Fixtures ______ 1,325 r1

Other Real Estate Owned ____ --------Due from Banks in this State 7,313 31 Due from Banks in other States 6,156 46

Currency ____ -------------- 3,537 00

SGiolvlder,--N--i-c-k-e-l-s,--P--e-n-n-i-e-s---__-_-_-_-_-_-

297 50 518 67

Advances on Cotton __________ ---------

Advances on other Commodities --------Checks for Clearing House __ 663 17

Other Checks and Cash Items 1,21)8 84 Customers' Liability on Letters

of Credit and Acceptances - _------ __ Overdrafts (if any) __________ --------Other Assets:

Cash Short -------------------

1 60

Capital Stock Paid in --------$ 50,000 00

Amount Reserved for Branches surplus Fund ----------------

5-o~ooo-oii

Undivided P.rofits ------------- Z7,491 94

Dividends Unpaid ------------- --------Due to Banks in this S1.ate_ __ _ ---------

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ------------------------ --------Demand Certificates of Deposit 440 07

Time Certificates of Deposit__ 106,935 67

Trust Funds on Deposit ------ --------Savings Deposits -------------- 298,684 95

Cashier's Checks -------------- 372 85

Certified Checks -------------- --------Bills Payable ------------------ 78,000 00 Notes and Bills Rediscounted _ --------Certificates of Deposit for Bor-
rowed Money __ c_____________ ---------

Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$611,925 48 Total ------------------------$611,925 48

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIE'S

Time Loans -------------------$202,635 39 Demand Loans ---------------- 10,326 13 Loans Secured by Real Estate 301 355' 88

United States Bonds ---------- 3;562 95 Other Stocks and Bonds ______ 17,533 24

Banking House ---------------- 40,000 1JO Furniture and Fixtures ------ 1,325 91 Other Real Estate Owned ___ _

Due from Banks in this State 7,433 22

Due from Banks in other States
Currency ---------------------Gold -------------------------Silver, Nickels, Pennies ------

4,005 2G
4,916 00
232 50 703 77

Advances on Cotton ---------- --------Advances on other Commodities --------Checks for Clearing House ____ 3,78'5 95 Other Checks and Cash Items__ ________ _

Customers' Liability on Letters

of Cred,it and Acceptances__ --------Overdrafts (if any) __________ ---------

Other Assets ------------------ ---------

Capital Stock Paid in --------$ 50,01JO 00

Amount Reserved for Branches Surplus Fund -----------------

-5-0~000-00

Undivided Profits ------------ 33,698 36

Dividends Unpaid ------------Due to Banks in this State ___ _

Due to Banks in other States--

Christmas Savings Club ------ 7,342 60

Individual Deposits Subject to

DCemheacnkd -C--e-r-ti-f-i-c-a-t-e-s--o-f--D-e-p--o-s-i-t Time Certificates of Deposit___ 92,500 00
Savings Deposits ------------- 277,525 97 Trust Funds on Deposit -----Cashier's Checks -------------- 2, 749 27 Due on Bank Building -------- 30,000 00 Bills Payable ------------------ 54,000 00 Notes and Bills Rediscounted _ Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Other Liabilities --------------

Total ------------------------$597,816 20 Total ---------- --------------$597,8f6' 20

366

BANKING DEPARTMENT

EXAMINER'S B.EPOB.T.

THE MERCHANTS & MECHANICS SAVINGS BANK, MACON,

At Close of Business November 3, 1920.

President-W. T. Morgan. Vice-Rresident-W. A. Taylor. Cashier-T. W. Hawkes.

Directors-W. 'l'. Morgan, Jno. F. Lackay, G. F. Gilleland, Sr., W. A. Taylor, Jesse

B. Hart, Chas. C. Morgan. T. IV. Hawkes, Jno. B. Harris.

Date of Charter-January 17, 1910.

Began Business-January 3, 1910.

RESOURCES

LIABILITIES

Time Loans ------------------$126,223 81

Demand Loans --------------- 14,4lm &6 Loans Secured by Real Estate 55,457 11

United States Bonds ---------- 12,853 19 Other Stocks and Bonds ______ 765 00

Banking House ---------------- --------Furniture and Fixtures ---- - - --------Other Real Estate Owned ____ --------Due from Banks in this State 19,417 13 Due from Banks in other States 2,475 59

Currency ---------------------- 13,758 00

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_-_-

1,462 5G 1,003 95

Advances on Cotton ---------- ---------

Advances on other Commodities ---------

Checks for Clearing House __ 379 97

Other Checks and Cash Items

46 64

Customers Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) ---------- --------Other Assets ------------------ 6,000 00

Capital Stock Paid in __________$ 25,000 00

Amount Reserved for Branches
Surplus Fund -----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this f.t:ate ___ _ Due to Banks in oth<ft States__

12,500 00 4,520 11

Call Money -------------------Individual Deposits Subject to
Check ----------------------- 117,392 48 Demand Certificates of Deposit Time Ce.rtificates of Deposit -- 800 00 Savings Deposits ------------- 92,995 51 Trust Funds on Deposit -----Cashier's Checks -------------- 1,088 45 Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted _

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$254,296 55 Total -----------------------$254,29{) 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$119,408 20 Demand Loans ---------------- 7,8(}2 00 Loans Secured by Real Estate 54,03~ 53
United States Bonds ---------- 12,853 19 Other Stocks and Bonds ______ 765 00

Banking House ---------------- --------Furniture and Fixtures ____ - __ __ ------Other Real Estate Owned ____ ________ _

Due from Banks in this State 19,965 04 Due from Banks in other States ---------

Currency ---------------------- 13,839 00

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s-------------- 11,,406925 5102
Advances on other Commodities --------Checks for Clearing House____ --------Other Checks and Cash Items__ --------Customers' Liability on Letters

of Credit and Acceptances__ --------Overdrafts (if any) ---------Other Assets:

Cash Short --------------------

26 01

Capital Stock Paid in ----------$ 25,000 00
Amount Reserved for Branches --------Surplus Fund ---------------- 12,500 00 Undivided Profits ------------- 4,482 70 Dividends Unpaid ------------- --------Due to Banks in this State____ --------Due to Banks in other States 209 63
Call Money -------------------- --------Individual Deposits Subject to
Check ---------------------- 100,287 09 Demand Certificates of Deposit --------Time Ce.rtificates of Deposit __ 600 00 Savings Deposits -------------- 87,444 38 Trust Funds on Deposit ------ ----- ---Cashier's Checks -------------- 730 79 Certified Checks -------------- --------Bills Payable ------------------ --------Notes and Bills Rediscounted _ --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Cre::lit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$231,254 59 Total ------------------------$231,25'4 59

FIRST ANNUAL REPORT

367

EXAMINEB.'S BEPOBT.

BANK OF MADISON, MADISON.

At Close of Business August 5, 1920.

President-Lee Trammell. Vice-President-G. D. Perry. Cashier-E. G. Atkinson.

Directors-Lee Trammell, G. D. Perry, E. G. Atkinson, J. E. Godfrey, J. H. Hunter,

B. S. Thompson, F. C. Newton, J. H. Harris, E. W. Butler, C. P. Crew,

W. H. Kimbrough, B. M. Atkinson. M. H. Higgenbothem, W.

H. Adams, R. W. Parker, W. P. Beardon, M. F.

Brooks, J. H. Trout, J. T. Hollis,

J. F. Stovall.

Date of Charter-lDecember 216, 188.S.

Began Business-Januoo-y 2, 1890,

RESOURCES

LIABILITIES

Time Loans -------------------$306,787 59 Capital Stock Paid in ________$100,000 00 Demand Loans ---------------- 33,600 00 Amount Reserved for Branches

Loans Secured by Real Estate United States Bonds__________

32,924 33 ________ _

Surplus Fund -----------------Undivided Profits --------------

Other Stocks and Bonds ______ 171,792 63 Dividends Unpaid ------------

BFuanrnkiitnugreHoaunsde -F-i-x-t-u-r-e-s-_-_-_-_-_-_-_-

--------9,008 00

Due to Banks in this State____ Due to Banks in other States__

_ ______ __ _______ __

Other Real Estate Owned ____ ________ _ Call Money -------------------- ---------

Due from Banks in this State 28,706 &2 Individual Deposits Subject to

Due from Banks in other States 40.600'74 Check ----------------------- 419,927 42

Currency ---------------------- 7,270 00 Demand Certificates of Deposit ---------

.GSoillvder-, --N-i-c-k-e-l-s-,--P--e-n-n--ie--s-_-_-_-_-_-_-

--1-,1-5-9--2-9-

Time Certificates of Deposit __ Savings Deposits --------------

9,939 78 ---------

Advances on Cotton __________ 28,861 31 Trust Funds on Deposit ______ ---------

Advances on other Commo1itieo _______ _ Cashier's Checks -------------- --------Checks for Clearing House __ 1,593 78 Certified Checks -------------- ________ _

Other Checks and Cash Items__ 554 52 Bills Payable ------------------ 50,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted _ ---------

of Credit and Acceptances.. ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ------------ 1,766 87 rowed Money ---------------- _____ ..__ _ Other Assets ------------------ _______ __ Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$664,625 3' Total ------------------------$664,625 38

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$405,744 64 Capital Stock Paid in --------$100,000 Oll

Demand Loans ---------------- 36,021 22 Amount Reserved for Branches --------Loans Secured by Real Estate ________ _ Surplus Fund ----------------- 80,000 00 United States Bonds__________ ________ _ Undivided Profits -------------- 7,921) ~;;

Othe.r Stocks and Bonds ______ Banking House and Furniture
and Fixtures ---------------Other Real Estate Owned ___ _ Due from Banks in this State

98,780 55
9,008 00 3,000 00 12,146 61

Dividends Unpaid -------------Due to Banks in this State____ Due to Banks in other States__
Call Money -------------------Individual Deposits Subject to

170 00 ________ _ _______ __
---------

Due from Banks in other States Currency ----------------------

5.02o 81 8,064 00

DeCmhaenckd C--e-r-ti-f-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t 2_5_1_,5__9_6__63_

GSiollvder-, --N-i-c-k-e-l-s-.--P--e-n-n-i-e-s---_-_-__.._-_-

--2.,:.m-&..7..8.

Time Certificates of Deposit__ Savings Deposits --------------

9,008 2!'> 50,54'1 06

Advances on Cotton ---------- 61,8ml 4r Trust Funds on Deposit ______ ---------

Advances on other Commodities --------- Cashier's Checks -------------- 1,237 31

Checks for Clearing House ____ 2,302 64 Certified Checks -------------- 716 00

Other Checks and Cash Items__ ________ _ Bills Payable ------------------ 145,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted _ ---------

of Credit and Acceptances__ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ------------ 1,932 19 rowed Money ---------------- --------Other Assets ------------------ --------- Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- _______ __

Total ------------------------$646,197 90 Total ------------------------$646,197 90

r

368

BANKING DEPARTMENT

EXAMINEB.'S BEPOB'l'.

MORGAN COUNTY BANK, MADISON.

At Close of Business JWy 26, 1920.

President-C. E. Thomas. YicePl'eiSident-J. F. Bl'aughton. Cashiel'--W. G. Thompson.
Directors-C. L. C. Thomas, J. F. Baughton, W. G. Thompson, Louis Cohen, T. H. Holland, W. T. Baugh, D. P. Few, W. E. Sheppard, Thos. Wray, P. M. Atkinson.

Date of Charter-May, 1899.

Began Business-May, 1899.

RESOURCES

LIABILITIES

Time Loans -------------------$272,131 83

Demand Loans ---------------- 16,271 82 Loans Secured by Real Estate 25,070 00 United States Bonds__________ 5,000 00

Other Stocks and Bonds - -Banking House and Furniture

and Fixtures ---------------- 5.000 00 Other Real Estate Owned ____ _____ . _-

Due from Banks in this State 8,049 52

Due from Banks in other States Currency ----------------------

2,289 5,643

o78r

GSiollvder,---N-i-c-k-e-l-s-,--P-e--n-n-i-e-s--_-_-_-_-_-_- .. -1-,780--6-2-

Advances on Cotton ---------- --------Advances on other Commodities --------Checks for Clearing House ____ 125 96

Other Checks and Cash Items 5,017 51

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) ------------

41 14

Other Assets ------------------ ---------

Capital Stock Paid in --------$ 50,01!'0 00 Amount Reserved for Branches --------Surplus Fund ------------------ 20,000 00 Undivided Profits ------------- 2,140 14 Dividends Unpaid ------------- --------Due to Banks in this State____ --------Due to Banks in other States __ ---------
Call Money -------------------- --------Individual Deposits Subject to
check ----------------------- 123,186 75. Demand Certificates of Deposit --------Time Certificates of Deposit_ __ 20,768' 40
Savings Deposits -------------- 29,803 59 Trust Funds on Deposit ______ ---------
Cashier's Checks -------------- --------Certified Checks -------------- 522 30 Bills Payable ------------------ 100,000 00 Notes and Bills Rediscounted _ --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ _____ --Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$346,421 lt Total ------------------------$346,421 18

I!ANIK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$208,813 08

Demand Loans ---------------- 20,148 39 Loans Secured by Real Estate 35,677 00 United States Bonds__________ ---------

Other Stocks and Bonds --- Banking House and Furniture

and Fixtures ---------------- 5,000 00 Other Real Estate Owned ____ ---------

Due from Banks in this State 8,785 17

Due from Banks in other States 582 41

Curl'ency ---------------------- 2,198 00

SGiolvlder,--N--i-c-k-e-l-s.--P--e-n-n-i-e-s--_-_-_-_-_-_-_-

30 00 1,851 90

Advances on Cotton ---------- --------Advances on othe.r Commodities --------Checks fo,r Clearing House ____ 187 13

Other Checks and Cash Items 2,231 Of

Customers' Liability on Letters of Credit and Acceptances__ ________ _
Overdrafts (if any) __________ ________ _

Other Assets ----------------- ________ _

Capital Stock Paid in --------$ 50,000 00

Amount Reserved for Branches Surplus Fund ------------------

-2-o~ooo-oo

Undivided Profits -------------- 35'1 56

Dividends Unpaid -------------

Due to Banks in this State___ _

Due to Banks in other States __

Call Money --------------------

Individual Deposits Subject to

Check ----------------------- 88,373 74

Demand Certificates of Deposit Time Certificates of Deposit __

1-7~58'5-9o

Savings Deposits -------------- 28,398 16 Trust Funds on Deposit _____ _

Cashier's Checks -------------- 794 77 Certified Checks -------------Bills Payable ------------------ 80,000 00 Notes and Bills Rediscounted _

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total -----------------------$285,504 13 Total ------------------------$285,504 13

FIRST ANNUAL REPORT

369

EXAM:INEB.'S B.EPOB.T.

BANK OF MANCHESTER, MANCHESTER.

At Close of Business August 2, 1920.

President-W. Truitt. Vice-President-Jas. S. Peters. Cashier-D. H. Smith.

Directors-W. Truitt, J. S. Peters, J. H. Edmondson, P. G. Autrey, J. M. Barnes,

W. H. Routon, A. P. Bulloch, J. P. Corley, E. Brown, B. Minkoff,

J. H. Cotter, B. A. Dunne, S. G. Smith, W. W.

Arnold, Jr., M. M. Trotter, Jr.

Date of Charter-January 28, 1910.

Began Business-February 1, 1910.

RESOURC:8S

LIABILITIES

Time Loans ------------------$337,880 76 Capital Stock Paid in ________ $ 50,000 00 Demand Loans ________________ 16,316 16 Amount Reserved for Branches

Loans Secured by Real f<Jsta tc --------- Surplus Fund ----------------- 25,000 00 United States Bonds __________ 38,864 83 Undivided Profits -------------- 30,718 81 Other Stocks and Bonds ___ _ _ ___ ____ _ Dividends Unpaid _____________ _ 1,444 00

Banking House ________________ 9,661 04 Due to Banks in this State___ _

Furniture and Fixtures ______ 3,ooo 00 Due to Banks in other States--

Other Real Estate Owned ____ --------- _ Call Money --------------------

Due from Banks in this State__ 29,713 79 Individual Deposits Subject to

Due from Banks in other States 45,068 68 Check ----------------------- 224,081 26

Currency ---------------------- 10,981 '011 Demand Certificates of Deposit

Gold ---------------------------

10 00 Time Certificates of Deposit_ __ 41,688 96

ASidlvvearn, ceNsicoknelsC, oPtteonnni_e_s___-_-_-_-_-_-

1,090 73 ________ _

Savings Deposits ------------Cashier's Checks --------------

64,&79 Rfi 1,190 06

Advances on othe.r Commodities ________ _ Certified Checks --------------

48 87

Checks for Clearing House ____

494 5fi Bills Payable ------------------ 40,000 00

Other Checks and Cash Items 278 81 Notes and Bills Rediscounted __ 114,4()!; 65

Customers' Liability on Letters of Credit and Acceptances__ ---------

CerrotwifeicdatMesonoefyD_e_p_o__s_it__f_o_r__B__o_r_-

Overdrafts (if any) __________ 384 32 Liability on Letters of Credit

Other Assets ------------------

52 and Acceptances ___________ _

Cash Short -------------------- --------- Reserve for Interest and Taxes 500 00

Collections -------------------- 272 80 Other Liabilities --------------

Total ------------------------$494,017 99 Total ------------------------$494,017 99

BANK'S STAT:8MEN'.P at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$298,289 51 Demand Loans ---------------- 26,348 18 Loans Secured by Real Estate --------United States Bonds __________ 39,753 74 Other Stocks and Bonds ______ _

Banking House -------------- 9.661 P' Fu.rniture and Fixtures ________ 3,000 00

Other Real Estate Owned _____________

Due. from Banks in this State 44.S23 0'

Due from Banks in other States 5,763 R"

Currency ---------------------- 8,901 00

Gold ---------------------------

55 00

Silver, Nickels, Pennies -------- 2,296 9:'

Advances on Cotton __________ ________ _

Advances on other Commodities --------Checks for Clearing House__ --------Other Checks and Cash Items 877 62 Customers' Liability on Letters
of Cred.it and Acceptances__ --------Overd,rafts (if any) ---------- 1,383 96 Other Assets:

Collections --------------------- 235 00

~
Capital Stock Paid in --------$ 50,000 00

Amount Reserved for Branches

Surplus Fund ------------------ 25,000 00 Undivided Profits ------------- 35,491 00 Dividends Unpaid ____________ _

Due to Banks in this State___ _

Due to Banks in other States--

Call Money -------------------Individual Deposits Subject to

Check ------------------------ 169,589 40 Demand Certificates of Deposit

Time Certificates of Deposit __ 38,208 12

Savings Deposits -------------- 68,231 1~ Trust Funds on Deposit _____ _

Cashier's Checks -------------- 659 73

Certified Checks --------------

48 87

Bills Payable ------------------ 45,000 00

Notes and Bills Rediscounted-- 8,360 00

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

500 uo

Other Liabilities --------------

Total ------------------------$441,088 2F Total ------------------------$411,08'8" 28

r

370

BANKING DEPARTMENT

EXA'MINER'S REPORT.

THE STATE BANK, MANCHESTER.

At Close of Business September 4, 1920.

President-W. E. Smith. Vice-President-Harry Huddleston. Cashier-J. w. Peavy.

Directors-W. E. Smith, J. W. Peavy, Harry Huddleston, H. R. Routon, A. Hoffman,

A. J. Barnes.

Date of Charter--lJune 15, 1914.

Began Business~July 15, 1914.

RESOURCES

LIABILITIES

Time Loans ------------------$231,431 82 Capital Stock Paid In__________ $ 16,000 00

Demand Loans ---------------- 1,397 5F Amount Reserved for Branches ---------

Loans Secured by RPal Estate United States Bonds__________ Other Stocks and Bonds ______ Banking House --------------Furniture and Fixtures________

--------9,599 95
... ___ --3,107 0" 3,500 00

Surplus Fund ----------------- 5,000 00 Undivided Profits ------------- 6,836 53 DDiuveidteondBsanUknspainidth-i-s--S-t-a-t-e-_-_-_-_- -_-_-_-__-_-_-_--_ Due to Banks in other States___________

Other Real Estate Owned______ 1,500 00 Call Money -------------------- 64,500 00

Due from Banks in this State__ 11,184 4? Individual Deposits Subject to

Due from Banks in other States 2,773 39 Check ----------------------- 74,767 19

Currency ---------------------- 1, 73'8 or Demand Certificates of Deposit 7,500 00

Gold --------------------------Silver, Nickels. Pennies________ Advances on Cotton ____________ .. Advances on other Commodities Checks for Clearing House____

62 50 826 19 ________ _ --------________ _

Time Certificates of Deposit__ Savings Deposits _____________ _
Trust Funds on Deposit ______ Cashier's Checks ______________ Certified Checks ______________

23,461 46 57,514 17 --------1,818 09 ---------

Other Checks and Cash Items 1,951 80 Bills Payable ------------------ 15,000 00

Customers' Liability on Lette>rs

Notes and Bills Rediscounted _ ---------

of Credit and Acceptances__ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ___________ _ 403 67 rowed Money ---------------- ---------

Other Assets ------------------ 218 40 Liability on Letters of Credit

Deposito;rs' Guarantee Fund .... 2,702 70 and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------ ______ $272,397 4 Total ------------------------$27~397 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----~--------------$151,251 92

Demand Loans ---------------- 8.335 48 Loans Secured by Real Estate 77.649 16 United States Bonds___________ 10,246 50

Other Stocks and Bonds .. _________ ... ----

Banking House ---------------- 3,107 On Furniture and Flixtures ______ 3.500 00

Othe,r Real Estate Owned______ 1.500 On

Due from Banks in this State.... 7,412 4~

Due from Banks in other States 1.280 77

Currency ---------------------- 2,450 00

Gold ---------------------------

50 on

Silver, Nickels. Pennies________ 937 60

Advances on Cotton____________ 400 00

Advances on other Commodities --------Checks for Clearing House_____ 769 84

Other Checks and Cash Items 533 53

Customers' Liability on Letters

of Credit and Acceptances__ --------Ove.rdrafts (if any)____________ 1,602 91

Other Assets:

Revenue Stamps -------------- 161 00 Depositors' Guarantee Fund___ 2,702 70

Capital Stock Paid In__________$ 16,000 00 Amount Reserved for Branches

Surplus Fund ----------------- 5,000 00 Undivided Profits ------------- 7,762 98

Dividends Unpaid ------------Due to Banks in this State ___ _ 3,000 00 Due to Banks in other States __ 48,000 00

Call Money -------------------Individual Deposits Subje-ct to

DeCmhaenckd C--e-,r-t-if-i-c-a-t-e-s--o-f--D-e--p-o-s-i-t Time Certificates of Deposit__ Savings Deposits _____________ _ Trust Funds on Deposit _____ _

61,527 90
2fi.201 24 53,780 12

CCearsthifiieerd's CChheecckkss -_-_-_-__-_-_-_-_-_-_-_-_--_

988 57

Bills Payable ------------------ 47,500 00 Notes and Bills Rediscounted __ 5,130 08 Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$273,890 89 Total ------------------------$273,890 89

FIRST ANNUAL REPORT

371

EXAMINER'S REPORT.

BANK OF MANSFIELD, MANSFIELD.

At Close of Bus.iness September 25, 1920.

President-J. M. Hurst. Vice-President-E. W. Adams. Cashier-Joe S. McGarity.

Directors-J. M. Hurst, G. C. Adams, \V. B. Beckwith, E. W. Adams, D. J. Adams,

E. L. Almond, J. S. McGarity, W. B. Hurst, B. M. Leach.

Date of Charter-September 25, 1905.

Began Business-October 10, 1905.

RESOURCES

LIABILITIES

Time Loans ------------------$187,489 70 Demand Loans ---------------- 1,800 00 Loans Secured by Real Estate --------United States Bonds __________ 10,050 ()O

Other Stocks and Bonds _______ -------Banking House and Furniture

Otahnedr FRiexatlurEessta-t-e--O--w--n-e-d---__-_-_- __4_,_7_0_0__00_

Due from Banl<s in this State__ 8,116 27 Due from Banks in other States 1,714 43

Cunrency ---------------------- 3,653 00 Gold --------------------------- ------ __ Silver, Nickels, Pennies________ 781 64 Advances on Cotton __________ 39,451 96

Advances on other Commodities ---------

Checks for Clearing House____ 1,324 00

Other Checks and Cash Items

56 24

Customers' Liability on Letters

of Credit and Acceptances__ --------Overdrafts (if any)____________ 3,062 65

Other Assets ------------------ ---------

Capital Stock Paid in ----------$ 25,000 00 Amount Reserved for Branches Surplus Fund ------------------ 16,000 00 Undivided Profits -------------- 8,132 62

Dividends Unpaid ------------Due to Banks in this State ___ _

Due to Banks in other States __

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of DeposiL_

93,U89 93 29,585 50

Savings Deposits -------------Trust Funds on Deposit _____ _

Cashier's Checks -------------- 391 84

Certified Checks -------------Bills Payable ------------------ 90,000 00 Notes and Bills Rediscounted _ Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$262,199 89 Total ------------------------$262,199 89

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$137,89'1, 55 Demand Loans ---------------- 9,014 25 Loans Secured by Real Estate 18,772 00 United States Bonds__________ --------Other Stocks and Bonds ______ -------Banking House and Furniture
and Fixtures ---------------- 4,700 00 Other Real Estate Owned ---- --------Due rom Banks in this State__ 8,646 81 Due from Banks in other States 1,358 42 Currency ----------------------- 1,051 00
GSiollvder,--N--i-c-k-e-l-s-, --P-e-n-n--ie--s-_-_-_-__-_-____ -- 5oi-94
Advances on Cotton ---------- 27,626 28 Advances on Cotton Seed_____ _ 199 58 Checks for Clearing House___ _ 442 58 Other Checks and Cash Items__ --------Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (Temporary) ______ 2,061 21
Other Assets ------------------ ---------

Capital Stock Paid in ----------$ 25,()()0 00 Amount Reserved for Branches Surplus Fund ------------------ 20,000 00 Undivided Profits -------------- 435 62 Dividends Unpaid ------------ 2,500 00 Due to Banks in this State ___ _

Due to Banks in other States __

Call Money --------------------

Individual Deposits Subject to

Check ----------------------- 67,353 55

Demand Certificates of Deposit Time Certificates of Deposit__

-28~sio-oo

Savings Deposits -------------Trust Funds on Deposit _____ _

Cashier's Checks --------------

90 00

Certified Checks -------------Bills Payable ------------------ 55,000 00 Notes and Bills Rediscounted __ 13,579 45 Ce.rtificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$212,26'8 62 Total ------------------------$212,268 62

372

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.
PEOPLES BANK, MANSFIELD.
At Close of Business September 15, 1920.
President-N. Z. Anderson. Vice-President-C. C. Lunsford. Cashier-J. E. Harwell. Directors-N. Z. Anderson, J. E. Harwell, C. C. Lunsford, E. H. Adams. W. G.
Biggers, R. L. Epps, F. H. J:<'ranklin, J. C. Hays, S. R. Smith. Date of Charte:r-March 17, 1910.

RESOURCES

LIABILITIES

Time Loans ----------------$157,456 92 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 5,750 00 Amt. Reserved for Branches

ULonaitnesd SSectautreesd bByonRdesal_E__s_t_a_te_ Other Stocks and Bonds_____

_- -_ _- _-_-_-_-_- -_ ________ _

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ----------

Banking House ------------- 1,910 48 Due to Banks in this State__

Furniture and Fixtures______ 2,261 38 Due to Banks in other States

Other Real Estate Owned____

594 92 Call Money ----------------

Due from Banks in this State 2,283 74 Individual Deposits Subject

Due from Banks in other
States ------------------CSGiuolvrlrdeern, -c-yN-i-c--k--e--l-s-,~---P----e--n--n--i-e---s--_--_-_--_--_Advances on Cotton_________ Advances on other Commodi-

4 19 1,416 00
562 43 --------________ _

to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit_ Savings Deposits ---------Trust Funds on Deposit_ ___ _
Cas)Jier's Checks ----------Certified Checks ------------

47,386 29 13,174 86
84 81

ties --------------------- --------- Bills Payable ---~--------- 85,000 00

Checks for Clearing House __

257 79 Notes and Bills Rediscounted 6,073 95

Other Checks and Cash Items

170 97 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

O vaenrcdersa f-t-s - -(-i f- -a-n-y- )- - ----------------

- -2-,-5-9-4 - -0-2

and Acceptances --------Reserve for Interest and Taxes

Other Assets: Cash Short ----------------

Other Liabilities ----------1 77

Profit and Loss ------------ 1,455 30

Total --------------------$176,719 91 Total --------------------$176,719 91

"l

FIRST ANNUAL REPORT

373

EXAMINER'S BEPOB'r.

MARIETTA TRUST & BANKING COMPANY, MARIETTA.

At Close of Business August 18, 1920.

Presiilent.-J. D. Malone. Vice-President-A. H. Gilbert. Cashier-G. H. Sessions.

Directors-J. D. Malone, A. H. Gilbert, G. H. Sessions, D. W. BlaiT, T. M. Brum-
by, Jll"., W. A. DuPII"ee, J. J. Dan:iel, R. w. Northcutt, S. D. Rambo.

Date of Charter-September 8, 1891.

Began Business-May 2, 1892.

RESOURCES

LIABILITIES

Time Loans ----------------$521,817 91 Capital Stock Paid In_______ $ 75,000 00

Demand Loans ------------- 124,401 35 Amt. Reserved for Branches

Loans Secured by Real Estate 20,384 00 Surplus Fund -------------- 45,000 00

United States Bonds ------- 4,450 00 Undivided Profits ----------- 8,363 30

Other Stocks and Bonds____ Banking House ____________

84,200 00 --- _-----

Dividends Unpaid ---------Due to Banks in this State__

42 50 3,484 56

Furniture and Fixtures_____ 8,675 00 Due to Banks in other States

Other Real Estate Owned____ 4,550 Oo Call Money ----------------

Due from Banks in this State 4,052 73 Individual Deposits Subject

Due from Banks in other States -------------------

16,348 60 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 350,014 07

Currency -----------------GSiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_

7,666 oo Time Certificates of Deposit_ 15,267 04 634 50 Savings Deposits __________ _ 183,417 10 637 82 Cashier's Checks -----------

Advances on Cotton ________ --------- Certified Checks ------------ 1,618 74

Advances on other Commodi-

Bills Payable -------------- 60,000 00

ties --------------------- _______,__ Notes and Bills Rediscounted 71,389 17

Checks for Clearing House__

377 78 Certificates of Deposit for

Other Checks and Cash Items 11,740 59 Borrowed Money ---------

Customers Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances ------------------- --------- Reserve for Interest and Taxes

Overdrafts (if any) --------

46 83 Other Liabilities -----------

Other Assets -------------- 2,103 37

Total ____________________ 813,596 48

Total --------------------813,596 48

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$521,960 39 Capital Stock Paid In _______ $100,000 00

Demand Loans ------------- 83,966 00 Amt. Reserved f,or Branches ---------

Loans Secured by Real Estate 18,200 00 Surplus Fund -------------- 20,000 00

United States Bonds ------- 4,450 00 Undivided Profits ---------- 12,491 99 .

Other Stocks and Bonds____ 79,625 00 Dividends Unpaid ----------

2 50

Banking House ------------ --------- Due to Banks in this State__ 1,463 29 Furniture and Fixtures_____ 8,675 00 Due to Banks in other States 3,481 72.

Other Real Estate Owned____ 4,550 00 Call Money ---------------- --------Due from Banks in this State 8,773 81 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 316,487 12

State -------------------- 2,656 28 Demand Certificates -of Deposit 4,855 04

Currency ------------------ 18,723 00 Time Certificates of DeposiL ---------

Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton ________

852 50 2,278 25 ---------

Savings Deposits ---------Trust Funds on Deposit_____ Cashier's Checks -----------

1-6-14,,783734-

54
05

A~y:~c~~-~~-~~~':_~-~~~~-o_d!~ _________ ~IE~fi~~Y~~I~k~-============ -9o~5oo-oo

Checks for Clearing House__ --------- Notes and Bills Rediscounted 42,931 12

Other Checks and Cash Items 2,110 14 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

ances ------------------- --------- and Acceptances --------- --------Overdrafts (if any) -------- . _________ Reserve for Interest and Taxes ---------

Other Assets: Interest Accrued and Uncol-

Other Liabilities ----------- ---------

lected ------------------- 2,000 00

Total --------------------$758,820 37 Total --------------------$758,820 37

374

BANKING DEPARTMENT

EXA'MINEB'S BEPOBT.

MERCHANTS & FARMERS BANK, MARIETTA.

At Close of Business July 22, 1920.

President-R. E. Butler. Vice-Presidents-R. R. Hill, J. E. Massey. Cashier-W. E. SchiJling.
Directors-R. E. Butler, R. R. Hill, Jos. M. Brown, '.r. J. Conno.r, A. V. Corteyour,
J. E. Dobbs, E. P. Dobbs, G. F. Hagood, A. A. Irwin, J. E. Massey, N. A. Morris, G. P. Reynolds.

Date of Charter-June 16, 1911.

Began Business-July 15, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$179,308 77 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds________ Other .stocks and Bonds_____

73,938 17 2,421 75

Amt. Reserved for Branches Surplus Fund --------------

--5~000-00

1,936 50 Undivided Profits ---------- 2,824 59

4,300 00 Dividends Unpaid -----------

Banking House -----------Furniture and Fixtures_____ Other Real Estate Owned ___ _ Due from Banks in this State

Due to Banks in this State Due to Banks in other States Call Money ----------------Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s-_-_-_-_-_-

to Check ---------------5,937 50 Demand Certificates of Deposit 5,900 00 Time Certificates of Deposit_
95 00 Savings Deposits ----------704 46 Cashier's Checks -----------

98,714 73
54,642 63 162 75

Advances on Cotton_________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable --------------- 75,000 00

ties --------------------- --------- Notes and Bills Rediscounted Checks for Clearing House__ --------- Certificates of Deposit for

Other Checks and Cash Items 1,618 42 Borrowed Money ----------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - _- _- _- _-_-_-_- -_

--------108 56

Reserve for Interest and Taxes Other Liabilities ------------

Total ---------------------286,344 70 Total _____________________286,344 70 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------U60,795 11

Demand Loans ------------- 60,787 88 Loans Secured by Real Estate 15,314 59

United States Bonds -------- 2,253 00 Other Stocks and Bonds_____ 4,300 00

Banking House ------------ --------Furniture and Fixtures_____ 3,883 08

Other Real Estate Owned____ ---------

Due from Banks in this State 7,252 69

Due from Banks in other

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e--n-n-i-e-s-__-_-_--_

8,858 02 3,720 00
140 00
507 48

Advances on Cotton_________ ---------

Advances on other Commodities __:____________________ ---------

Checks for Clearing House

and other Checks and Cash

Items ------------------- 2,904 09 Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- ---------

Overdrafts (if any) --------

168 29

Other Assets ---------------- ---------

Capital Stock Paid In _______ $ 50,000 00 Amt. Reserved for Branches Surplus Fund -------------- 5,000 00 Undivided Profits ----------- 3,457 06 Dividends Unpaid ----------Due to Banks in this State Due to Banks in other States
Call Money ----------------Individual Deposits Subject Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f--D-e-p-o-s-i-t 89,866 60 Time Certificates of Deposit_ Savings Deposits ----------- 45,197 19 Trust Funds on Deposit____ _
Cashier's Checks ----------- 1,843 38 Certified Checks -----------Bills Payable -------------- 75,000 00 Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money -------Liability on Letters of Credit
and Acceptances ---------Reserve for Interest and Taxes
Other Liabilities ------------

Total --------------------$270,364 23 Total --------------------$270,364 23

FIRST ANNUAL REPORT

375

E:XA'MINEB.'S B.EPOB.T.

CITIZENS BANK, MARSHALLVILLE.

At Close of Business November 4, 1920.

President-J. W. Frederick. Cashier-C. C. Haslam.

Directors-J. W. Frederick, I. F. Murph, F. J. Frederick, E. J. Martin, W. H. Rice.

Date of Charter-1906.

Began Business-January 1, 1907.

RESOURCES

LIABILITIES

Time Loans ________________ $121,957 77 Capital Stock Paid In_______ $ 18,000 00

Demand Loans ------------- 7,131 50 Amt. Reserved for Branches Loans Secured by Real Estate 36,000 00 Surplus Fund -------------- 25,000 00 United States Bonds -------- 21,400 00 Undivided Profits ---------- 14,986 08

Other Stocks and Bonds __ --------- Dividends Unpaid ----------Banking House ------------- 4,800 00 Due to Banks in this State__ Furniture and Fixtures_____ 2,700 00 Due to Banks in other States

Other Rea! Estate Owned____ --------- Call Money ----------------Due from Banks in this State 21,861 00 Individual Deposits Subject

Due from Danks in other

to Check ----------------- 110,242 26

States ------------------- 9,716 17 Demand Certificates of Deposit

Currency -----------------Gold ----------------------Silver, Nickels, .Pennies_____

1,551 00 Time Certificates of Deposit_ 67 50 Savings Deposits ---='------- 20,054 67
1,403 64 Trust Funds on Deposit_ ___ _

Advances on Cotton_________ --------- Cashiers Checks ------------

401 75

Advances on other Commodi-

Certified Checks ------------

ties --------------------- _________ Bills Payable -------------- 40,000 00

Checks for Clearing House__

5 00 Notes and Bills Rediscounted

Other Checks and Cash Items

125 85 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money -------Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------Overdrafts (if any) -------- --------- Reserve for Interest and Taxes Other Assets --------------- --------- Other Liabilities -----------

34 67

Total --------------------$288,719 43 Total --------------------$288,719 43

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$125,268 21 Capital Stock Paid In _______ $ 18,000 00

Demand Loans ------------- 7,187 50 Amt. Reserved for Branches Loans Secured by Real Estate 32,714 43 Surplus Fund -------------- 2!>,000 00 United States Bonds -------- 21,400 00 Undivided Profits ----------- 13,216 75

Other Stocks and Bonds __ --------- Dividends Unpaid ----------

Banking House ------------- 4,800 00 Due to Banks in this State__

Furniture and Fixtures_____ 2,700 00 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money ----------------

Due from Banks in this State 17,285 80 Individual Deposits Subject

Due from Banks in other

to Check .---------------- 84,707 35

States -------------------

980 89 Demand Certificates of Deposit

Currency ------------------Gold ----------------------Silver, Nickels, Pennies_____

2,348 00 Time Certificates of DeposiL 72 50 Savings Deposits -----:------ 19,911 93
1,081 03 Trust Funds on DeposJL ___ _

Advances on Cotton_________ _________ Cashiers Checks ------------

226 94

Advances on other Commodi-

C<'rtified Checks ------------

ties --------------------- _________ Bills Payable --------------- 55,000 00

Checks for Clearing- House__

224 61 Notes and Bills Rediscounted

Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liabilitv on Let-

Borrowed Money ---------

ters of Credit arid Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances ----------

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities ------------

Total --------------------$216,062 97 Total --------------------$216,062 97

376

BANKING DEPARTMENT

EXAMillfEB'S BEPOBT.

GEORGIA BANKING COMPANY, MARSHALLVILLE.

At Close of Business November 4, 1920.

President-J. C. :Walker. Vice-lPTesident-'T. R. TayLor. Cashier-H. C. 'Taylor.

Directors-J. C. Walker, T. S. Taylor, H. C. Taylor, M. L. Patrick, C. J. Goodwin.

Date of Charter-September 19, 1910.

Began Business-September 26, 1910.

RESOURCES

LIABILITIES

Time Loans ----------------$ 35,345 28 Capital Stock Paid In _______ $ 30,000 00

Demand Loans -------------

571 00 Amt. Reserved for Branches

Loans Secured by Real Estate 25,000 00 Surplus Fund --------------

United States Bonds -------- 18,650 00 Undivided Profits ----------- 7,992 78

Other Stocks and Bonds __

Dividends Unpaid -----------

Banking House ------------- 2,462 96 Due to Banks in this State__

Furniture and Fixtures ____ _ 2,213 15 Due to Banks in other States

Other Real Estate Owned____

Call Money ----------------

Due from Banks in this State 9,449 52 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

372 60 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 2,088 00 Time Certificates of Deposit_
75 00 Savings Deposits ----------3,868 05 Trust Funds on Deposit_ ___ _

44,803 99 19,751 42

Advances on Cotton_________

Cashier's Checks __________ _

143 63

Advances on other Commodi-

Certified Checks ___________ _

Chteiecks s -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

Bills Payable -------------407 46 Notes and Bills Rediscounted

Other Checks and Cash Items 2,105 80 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-
O vaenrcdersa f-t -s -(-i-f-a-n- -y-) - -_-_ -_ _- _- _-_-_- -_

Borrowed Money --------LiaanbdiliAtyccoenptLanectteesrs__o_f__C_r_e_d_i_t 83 00 Reserve for Interest and Taxes

Other Assets ----------------

Other Liabilities ------------

Total --------------------$102,691 82 Total --------------------$102,691 82 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 32,730 34 Capital Stock Paid In _______ $ 30,000 00

Demand Loans ------------- 9,104 78 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________ _

19,115 56 Surplus Fund -------------19,050 00 Undivided Profits -----------

--------- Other Stocks and Bonds __
BFuanrnkiitnugreHoaunsde F--ix--tu--re--s-__-_-_--_

Dividends Unpaid ----------2,462 96 Due to Banks in this State__ 2,213 15 Due to Banks in other States

8,975 32

--------- Other Real Estate Owned ___ _

Call Money ----------------

Due from Banks in this State 8,872 85 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s--__-_-_--_ Advances on Cotton_________ Advances on other Commodi-

363 11 5,461 00
40 00 1,210 33
---------

D et om aCnhdeCc ke r t-i-f i-c-a-t-e-s-o-f- -D-e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposit -----------Trust Funds on Deposit_ ___ _
Cashier's Checks ----------Certified Checks ------------

40,881 50
21,282 61 9 75

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se-_-_-

Bills Payable -------------Notes and Bills Rediscounted

Other Checks and Cash Items

525 30 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t -s - -( -i f- -a-n-y-)- -----------------

and Acceptances ---------Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities ------------

Total --------------------$101,'149 .38 Total ____________________ $101,149 38

FIRST ANNUAL REPORT

377

EXAMINEB."S B.EPOB.T.

BANK OF MARTIN, MARTIN.

At Close of Business July 19, 1920.

President-W. A. Mitchell. Vice-President-G. w. Stovall. Cashiecr-P. D. Landcrum.

Directors-\V. A. Mitchell, G. N. Stovall, P. D. Landrum, C. C. Knox, Paul

Cooper, Thos. H. Stovall, M. P. Sewell.

Date of Charter-October 2, 1907.

Began Business-October 11, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$ 99,544 73 Capital Stock Paid In_______$ 15,300 00

Demand Loans ------------- 3,078 70 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds____ _

2,941 08 Surplus Fund -------------5,000 00 Undivided Profits ----------
Dividends Unpaid ----------

3,000 00 5,507 92

Banking House -----------Furniture and Fixtures____ _

Due to Banks in this State __ Due to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Banks in this State 12,892 26 Individual Deposits Subject

Due from Banl<s in other States -------------------
Currency ------------------

to Checks ---------------- 75,468 40 807 33 Demand Certificates of Deposit 1,071 00 Time Certificates of Deposit_ 18,712 60

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton________ _

292 50 Savings Deposits ----------610 28 Trust Funds on Deposit_ ___ _
Cashier's Checks -----------

163 99

Advances on other Commodi-

Certified Checks ------------

Chteiceks s -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

Bills Payable -------------- 10,000 00 481 11 Notes and Bills Rediscounted

Other Checks and Cash Items

686 66 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and AcceptO va enrcdersa f-t -s -(-i-f-a-n- -y-)- -_-_ -_ _- _- _-_-_- -_

Liability on Letters of Credit and Acceptances _________ _
56 45 Reserve for Interest and Taxes

Other Assets ---------------

Other Liabilities -----------

619 23

Total --------------------$128,772 14 Total --------------------$128,772 14 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 69,604 49 Capital Stock Paid In_______$ 15,300 00

Demand Loans ------------- 4,348 44 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

2,897 41 Surplus Fund -------------5,000 00 Undivided Profits -----------

5,000 00 341 21

Other Stocks and Bonds

Dividends Unpaid ----------

10 00

Banking House ------------

Due to Banks in this State__

Furniture and Fixtures____ _ 1,310 04 Due to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Banks in this State 12,455 09 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-ck--e-ls-,--P-e-n-n--ie-s---__-_--_ Advances on Cotton________ _

1,625 25 1,249 00
185 00 160 32

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposit_ ___ _ Cashier's Checks -----------

54,851 67 14,263 85
863 85

Advances on other Commodi-

Certified Checks ------------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__-

Bills Payable -------------- 5,000 00 Notes and Bills Rediscounted 4,050 82

Other Checks and Cash Items Customers' Liability on Let-

568 49 Certificates of Deposit for Borrowed Money ________ _

ters of Credit and AcceptO vaenrcdersa f-t -s -(-i-f-a-n- -y-) - -_-_-_-_ -_ _- _-_- -_ Other Assets ------------~--

Liability on Letters of Credit and Acceptances _________ _
277 87 Reserve for Interest and Taxes Other Liabilities ___________ _

Total ____________________$ 99,681 40 Total --------------------$ 99,681 40

378

BANKING DEPARTMEN'l'

EX.A:MINER'S REPORT.

BANK OF MAXEYS, MAXEYS.

At Close of Business July 14, 1920.

President-vV. T. Brightwell. Vice-President-\V. H. \Vray. Cashier-Geo. P. Bell.

Directors-\V. T. Brightwell, W. H. Wray, J. R. .Nicholson, W. V. Durham, W. A. Hewell.

Date of Charter-Feb-ruary 22, 1907.

Began Business-April 10, 1907.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n- -s- -_-_-_-_-_-_-_-_-_-_-_-_-_$
Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and BondB ____ _ Banking House ----~------Furniture and Fixtures____ _ Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------
SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton________ _
Advances on other Commodi-
Chteiecsks -f-o-r--C-l-e-a-r-i-n-g--H-o--u-s-e-_-_ Other Checks and Cash Hems Customers' Liability on Let-
ters of Credit and Accept-
ances -------------------Overdrafts (if any) --------Other Assets --------------

69,167 10 32,150 00
1,525 88 1,249 53
700 00 1,825 00
2,629 44 74 47
2,729 00
694 08
345 00 75 52
31 97 267 16

Capital Stock Paid In_______$ 15,000 00 Amt. Reserved for Branches

Surplus Fund -------------- 10,000 00 Undivided Profits ---------- l ,017 'j' ~

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

DetomaCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 53,295 26 Time Certificates of DeposiL 13,822 48

CSaavshiniegrs'sDCephoecsiktss -_-_-__-_-_-_-_-_-_--_ Certified Checks ___________ _

328 63

Bills Payable -------------- 20,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit

and Acceptances ---------Reserve for Interest and 'l'axes

Other Liabilities -----------

Total --------------------$113,464 15l Total ---------------------$113,464 15

BANK'S STATEMENT at CLose of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ Demand Loans ------------Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds____ _
Banking House -----------Furniture and Fixtures____ _ Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ----------.--------Currency -----------------SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton________ _ Advances on other Commodi-
Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f-t -s - (-i-f- a- -n-y-)- -_-_-_-_-_-_-_-_-_ Other Assets: Live Stock ________________ _

61,977 00

17,863 999

48 98

1,230 00

700 00

1,825 00

3,468 44

2,803 69 588 00

655 21 6,000 00

223 77

22 32 150 00

Capital Stock Paid ln_______ $ 15,000 00

Amt. Reserved for Branches Surplus Fund _____________ _ 10,000 00

Undivided Profits ----------Dividends Unpaid _________ _

944 80

Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ----------------- 29,859 50 DemandCertificates of Deposit Time Certificates of DeposiL 13,669 48

Savings Deposits ----------Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _ Certified Checks ___________ _ Bills Payable _____________ _

4'i4 79 58 32
22,500 00

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit
and Acceptances _________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$ 92,506 89 Total --------------------$ 92,506 89

FIRST ANNUAL REPORT

379

EXAMINER'S REPORT.

CITIZENS BANK, MAXEYS.

At Close of Business July 13, 1920.

President-S. D. Durham. Vice-President-H. G. Maxey. Cashier-J. L. Copeland.

Directors-B. D. Durham, H. S. Maxey, A. J. Gillen, J. E. Marable, W. A. Durham, L. P. Maxey.

Date of Charter-1910.

Began Business-1910.

RESOURCES

LIABILITIES

'.rime Loans ________________ $ 97,108 65

Demand Loans -------------

Loans Secured by Real Estate United States Bonds _______ _

2,667 81

Other Stocks and Bonds____ _

Banking House -----------J~urniture and Fixtures ____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------
GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton________ _

1,601 60 2,006 65
--2~023-86
73 15 3,229 00
100 00 293 63

Advances on other Commodi-

ties --------------------Checks for Clearing House __ Other Checl{S and Cash Items
Customers' Liability on Letters of Credit and Accept-

321 71 490 33

O vaenrcdersa f-t -s - -(-i f- -a-n-y-)- - ------ -- -- -- -- --

487 so

Other Assets ---------------

Capital Stock Paid In _______$ 15,000 00

Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ----------- 10,911 27

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ----------------- 31,675 24 DemandCertificates of Deposit

Time Certificates of DeposiL 5,765 46

Savings Deposits -----------

Cashier's Checks -----------

391 53

C::ertified Checks -----------Bills Payable -------------- 46,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Credit and Acceptances ________ _

660 69

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$110,404 19 Total --------------------$110,404 19

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -----------------$75,114 97 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 1,237 65 Amt. Reserved for Branches

Loans Secured by Real Estate 5,067 81 Surplus Fund -------------United States Bonds ________ --------- Undivided Profits ---------- 8,627 82

Other Stocks and Bonds_____ ________ _ Dividends Unpaid _________ _

Banking House ------------ 1,601 60 Due to Banks in this State __

Furniture and Fixtures_____ 2,006 65 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State Due from Banks in other

479 93 IntdoivCidhueaclks D_e_p_o__si_t_s__S__u_b_j_e_c_t 17,410 21

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton_________ Advances on other Commodi-
ties --------------------Checks for Clearing House __

139 66 1,243 00
105 00 373 62 ---------
--------317 35

Demand Certificates of Deposit Time Certificates of DeposiL Savings Deposits __________ _
Trust Funds on Deposit_ ___ _ Ca.shier's Checks __________ _ Certified Checks ___________ _ Bills Payable _____________ _
Notes and Bills Rediscounted

4,479 68
32 48 40,000 00
2,667 81

Other Checks and Cash Items Customers' Liability on Let-

269 08 Certificates of Deposit for Borrowed Money ________ _

ters of Credit and AcceptO vaenrcdersa f-t s- -(-i-f-a-n- -y-) - -_-_-_-_ -_ _- _-_- -_ Other Assets ______________ _

Liability on Letters of Credit and Acceptances _________ _
261 68 Reserve for Interest and Taxes Other Liabilities __________ _

Total ____________________ $ 88,218 00 Total ____________________ $ 88,218 00

380

BANKING DEPARTMENT

EXAMINEB.'S B.EPOB.'l'.

THE MAYSVILLE BANK, MAYSVILLE.

At Close of Business October 27, 1920.

President-J. M. Eberhart. Vice-President-G. 0. CasteUaw. Cashier-R. C. Sligh.

Directors-J. M. Eberhart, E. S. Comer, G. 0. Cast~llaw, T. H. Blackwell, R. C.

Sligh. Date of Charter-December 10, 1919.

Began Business-April 1, 1920.

RESOURCES

LIABILITIES

DT iemmea nLdo aLnosa n- -s- -_-_-_-_-_-_-_-_-_-_-_ _ -_$

83,919 24,114

39 57

Loans Secured by Real Estate United States Bonds _______ _

-

-----1,096

-28-

Other Stocks and Bonds____ _ Banking House ___________ _

80 00 3,800 00

l<'urniture and Fixtures____ _ 2,174 37

Other Heal Estate Owned ___ _ Due from Banks __________ _

200 00 10,185 96

Due from Banks in other

States ------------------Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton ________ _ Advances on other Commodi-

4,353 00 22 50
1,449 85

Chteiecsks -f-o-r--C-l-e-a-r-in-g---H-o-u--se--__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,373 91 326 48

O vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -_-_-_-_-_-_-_-_
Other Assets: Depositors' Guarantee Fund_ Mutual Fire Insurance Fund_

195 35
3,469 00 120 00

Capital Stock Paid In_______$ 15,000 00 Amt. Reserved for Branches

USunrdpilvuids edFuPnrdof-i-ts---__-_-,-_-__-_-_-_--_ 1,475 64 Dividends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States

Call Money ---------------- 35,000 00 Individual Deposits Subject

to Check ----------------- 18,001 01 DemandCertificates of Deposit Time Certificates of Deposit_ 18,168 59 Savings Deposits _________ _

Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _ Certified Checks ___________ _

734 02

Bills Payable -------------- 46,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _
Liability on Letters of Credit . and Acceptances _________ _

8,500 00

Reserve for Interest and Taxes

Other Liabilities:

Cash Long -----------------

40

Total --------------------$136,880 66 Total --------------------$136,880 66

BANK'S STATEMJDNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds____ _
Banking House -----------Furniture and Fixtures ____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton________ _
Advances on other Commodities ----------------------
Checks for Clearin[(' House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - _- _- _-_-_-_-_- -_ Other Assets ______________ _

87,399 84 5,455 50 1,096 28 80 00 3,800 00 2,284 44 200 00 1,620 16 3,825 86 3,784 00 22 50 1,580 40
119 94
3,789 00

Capital Stock Paid In_______ $ 15,000 00

Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ---------- 1,667 60

Dividends Unpaid ---------Due to Banks in this State __

Due from Banks in this State

and Call Money'---------- 32,000 00 Individual Deposits Subject

to Check ----------------- 15,316 06 Demand Certificates of Deposit

Time Certificates of DeposiL 23,558 19

Savings Deposits ----------Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _ Certified Checks ___________ _

323 48 192 59

Bills Payable --------------- 27,000 00 Notes and Bills Rediscounted

CPrtificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances _________ _

Reserve for Interest and Taxes Other Liabilltif's __________ _

Total .-------------------$115,057 92

Total ___________________$115,057 92

FIRST ANNUAL REPORT

381

EXAMINER'S REPORT.

BANK OF MEANSVILLE, MEANSVILLE.

At Close of Business JtJ.ly 30, 1920.

President-W. L. Taylor. Vice-President-\V. L. Taylor. Cashier-H. G. Langford.

Directors-W. F. Taylor, H. G. Langford, W. E. Storey, S. S. Barrett, Ec'1.rly Owen, J. vV. Holloway.

Date of Charter-March 1, 1911.

Began Business-April 1, 1911.

RESOURCES

LIABILITIES

Time Loans --------------- $113,976 07 Capital Stock Paid In _______ $ 15,020 00

Demand Loans ------------- 3,97!1 52 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

--------10,400 00

Surplus Fund -------------Undivided Profits ----------

10,000 00 3,870 29

Other Stocks and Bonds_____ 9,686 11 Dividends Unpaid ----------

Banking House ------------ 1,750 00 Due to Banks in this State__

Furniture and Fixtures_____ 2,250 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 6,916 18 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 56,887 34

States ------------------- 5,393 42 Demand Certificates of Deposit

Curr.ency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

1,761 00 Time Certificates of DeposiL 26,389 49

10 00 Savings Deposits _________ _

596 90 Cashier's Checks __________ _

61 00

Advances on Cotton_________ Advances on other Commodi-

---------

CBeilrltsifiPedayCahbeleck_s _-_-_-_-__-_-_-_-_-_-_--_

45,000 00

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u-s-e-_-_-

-_-_ -_ _- _-_-_-_- -_

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items

488 56 Borrowed Money ________ _

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances _________ _

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_ _- _-_-_- -_

________ _ 33 28

Reserve for Interest and Taxes Other Liabilities -----------

Other Assets --------------- ________ _

12 92

Total --------------------$157,241 04 Total ____________________$157,241 04

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $ 58,814 14

Demand Loans ------------ 26,304 58

Loans Secured by Real Estate 9,123 23

United States Bonds _______ _ 10,450 00

Other Stocks and Bonds ____ _ 6,000 00 Banking House ___________ _ 1,750 00

Furniture and Fixtures ____ _ 2,250 00

--------- Other Real Estate Owned ___ _
Due from Banks in this State 7;285 77

Due from Banks in other

States -----------~------ 3,581 39

Currency ------------------ 3,154 00

GS iol lvde r ,- - N- -i-c-k-e-l s-,- -P- -e-n-n-i -e-s -_-_ _- _- -_

15 00 642 71

Advances on Cotton- Over

drafts ------------------- 2,638 57

Advances on other Commodi-

ties --------------------Checks for Clearing Honse __

---------
----------

Other Ch!')cks and Cash Items

111 93

Custom<'rs' Liabilitv on Let-

ters of Credit arid Accept-

O vaenrcdersa f-t s- - -( i-f- -a-n-: v- )- - -_-_-_ -_ _- _-_- -_ Other Assets ______________ _

15 31

Capital Stock Paid In _______ $ 15,020 00 Amt. Reserved for Branches Surplus Fund -------------- 10,000 00 DUinvdiidveinddesd UPnropfaiitds -_-__-_-_-_-_-_-_--_ 3,289 52
Due to Banks in this State__ Due to Banks in other States Call Money ---------------Individual Deposits Subject
to Check ---------------- 38,771 39 Demand Certificates of Dc,posit Time Certificates of DeposiL 26,345 43 Savings Deposits _________ _
Trust Funds on DeposiL.___ ._ Cashier's Checks __________ _ 1,710 29 Certified Checks ___________ _
Bills Payable _____________ _ 37,000 ou
Notes and Bills Re'discounted Certificates of Deposit for
Borrowed Money ________ _
Liability on Letters of Credit and Acceptances ________ _
Reserve for Interest and TaxPs Other LiahilitieR _---------

Total ____________________ $132,136 63 Total ____________________ $132,136 63

382

BANKING DEPARTMENT

EXAMINER'S REPORT.

BANK OF MEIGS, MEIGS.

At Close of Business September 18, 1920.

President-E. M. Smith. Vice-President-J. N. Carter. Cashier-Duncan Bickley.

Directors-E. M. Smith, J. N. Carter, Duncan Bickley, J. A. Bowers, Thos. Davis, M. Wilkes, J. M. Pilcher.

Date of Charter-May 8, 1903.

Began Business-June, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$294,626 07

Demand Loans ------------- 7,350 00

Loans Secured by Real Estate --------United States Boqds _______ 38,600 00

Other Stocks and Bonds_____ ---------

Banking House ------------- 1,925 00 Furniture and Fixtures_____ 1,920 00

Other Real Estate Owned____ ---------

Due from Banks in this State 48,659 63

Due from Banks in other

States ------------------- 14,426 84

C.urrency ------------------ 8, 710 00

GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

400 00 940 21

Advances on Cotton ________ ---------

Advances on other Commodi-

ties --------------------- _________

Checks for Clearing House __ Other Checks and Cash Items

608 62 10 00

Customers' Liability on Let-

ters of Credit and Accept-

ances ------------------- ---------

Overdrafts (if any) _______ _

726 22

Other Assets --------------- ---------

Capital Stock Paid In _______ $ 75,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 15,000 00 Undivided Profits ---------- 3,978 12 Dividends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ----------------- 121,887 18

Demand Certificates of Deposit 13,740 00

Time Certificates of Deposit_ 54,906 20 Savings Deposits _________ _

rrrust Funds on Deposit____ _ Casl1ier's Checks __________ _ Certified Checks ___________ _

1,713 03

Dills Payable ______________ _ 100,000 00

Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances ________ _

Reserve for Interest and Taxes

23 00

Other Liabilities: Bonds Borrowed __________ _ 30,100 00

Deposits ------------------- 2,555 06

Total --------------------$418,902 59 Total --------------------$418,902 59

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

I

I

Time Loans ----------------$162,751 10 Capital Stock Paid In _______$ 91,840 00

Demand Loans ------------Loans Secured by Real Estate

10,250 00 68,065 25

Amt. Reserved for Branches Surplus Fund --------------

-1--8-,-3--6-8---0.10

United States Bonds ________ 34,750 00 Undivided Profits ----------- 3,002 93

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

60 00

Banking House ------------- 1,925 00 Due to Banks in this State__

F'lrniture and Fixtures_____ 1,920 00 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money ----------------

Due from Banks in this State 27,215 52 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 107,318 38

States ------------------- 17,773 80 Demand Certificates of Deposit

Currency ------------------ 13,321 00 Time Certificates of Deposit_ 52,411 02

Gold -----------------------

500 00 Savings Deposits _________ _

Silver, Nickels, Pennies_____ 1,426 37 Trust Funds on Deposit_ ___ _

Advances on Cotton ________ _________ Cashier's Checks ----------- 1,334 92

Advances on other Commodi-

Certified Checks ___________ _

ties --------------------- _________ Bills Payable _____________ _ 40,000 00

Checks for Clearing House__

600 57 Notes and Bills Rediscounted

Other Checks and Cash Items

57 57 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances ------------------- _________ and Acceptances ---------

Overdrafts (if any) --------

29 07 Reserve for Interest and Taxes

Other Assets---------------- _________ Other Liabilities:

Bond Certificates of Deposit_ 26,250 00

Total ____________________ $340,585 25 Total --------------------$340,585 25

FIRST .ANNDAL REPORT

383

EXAMINEB.'S REPORT.

BANK OF MENLO, MENLO.

At Close of Business October 20, 1920.

President-R. A. McWhorter. Vice-President-0. D. Wyatt. Cashier-J. C. Chamblee.

Directors-R. A. McWhorter, 0. D. \Vyatt, J. C. Chamblee.

Date of Charter-July 29, 1904.

Began Business-August 1, 1904.

RESOURCES

LIABILITIES

Time Loans ---------------$198,643 34 Capital Stocl< Paid In _______ $ 15,000 00

Demand Loans ------------~ 13,228 65 Amt. Reserved for Branches Loans Secured by Heal Estate ________ _ Surplus Fund -------------United States Bonds _______ ________ _ Undivided Profits ----------Other Stocks and Bonds_____ 3,000 00 Dividends Unpaid _________ _

3,000 00 8,121 48

Banking House ------------- 2,716 91 Due to Banks in this State __

Furniture and E"ixtures_____ 2,773 70 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------- 9,000 00

Due from Banks in this State --------- Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton ________ Advances on other Commodi-

6,778 29 1,559 00
30 00 778 40 _ _______ _

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_
Savings Deposits ---------Trust Funds on Deposit_ ___ _ Cashier's Checks __________ _ Certified Checks ___________ _

60,004 82 90,028 96
539 35

ties --------------------- ________ _ Bills Payable -------------- 52,500 00 Checks for Clearing House__ ________ _ Notes and Bills Rediscounted

Other Checks and Cash Items 5,025 28 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f t s- - -( i-f- -a-n-y-)- - -_-_-_ -_ _- _-_- -_

- - - - -7 6- - -48-

and Acceptances ________ _ Reserve for ln terest and Taxes

Other Assets ______________ _ 3,584 56 Other Liabilities __________ _

Total --------------------$238,194 61 Total --------------------$238,194 61

BANK'S STATEMENT at Cluse of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$183,656 95 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate

________ _ ________ _

Amt. Reserved for Branches Surplus Fund --------------

--3~000-00

United States Bonds ------- --------- Undivided Profits ---------- 8,812 35

Other Stocks and Bonds_____ :1,000 00 Dividends Unpaid ----------

Banking House ------------- 2,716 91 Due to Banks in this State __ 4,000 00

Furniture and Fixtures_____ 2,773 70 Due to Banks in other States 13,000 00

Other Real Estate Owned____ _________ Call Money ----------------

Due from Banks in this State 5,000 00 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 58,719 63

States ------------------- 3,236 25 Demand Certificates of Deposit

Currency ------------------ 4,357 00 Time Certificates of Deposit_ 65,596 11

Gold ---------------------Silver, Nickels, Pennies_____

--------540 26

Savings Deposits ---------Trust Funds on Deposit____ _

Advances on Cotton ________ ________ _ Cashier's Checks __________ _ 1,871 22

Advances on other Commodi-

Certified Checks ------------

ties --------------------- ________ _ Bills Payable -------------- 39,500 00

Checks for Clearing- House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcder~a f t s- - -( i-f- -a-n-y-)- - -_ -_ _- _- _-_-_-_-

- - - -2 3-3- - -68-

and Acceptances ________ _ Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Depositors' Guarantee Fund_ 3,464 56

Fire Insurance Fund________

120 00

Total --------------------$209,499 31 Total --------------------$209,499 31

384

BANKING DEPARTMENT

EXA'MINEB.'S B.EPOB.T.

COMMERCIAL BANK, METCALFE.

At Close of Business July 31, 1920.

President-J. W. Horne. Vice-Presidents-K. C. Copeland, G. F. Hicks.

Cashier-J. T. Holland.

Directors-J. \Y. Horne, Elmer Horne, G. F. Hicks, H. C. Copeland, W. W. Felkel, Edwin Horne.

Date of Charter-July 3, 1916.

Began Business-July 22, 1916.

RESOURCES

LIABILITIES

'l'ime Loans ---------------$ 62,767 42 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------- 4,625 00 Amt. Reserved for Branches ---------

Loans Secured by Heal Estate United States Bonds ______ _ Other Stocks and Bonds ____ _

Surplus Fund ------------- 5,000 00 Undivided Profits ----------- 2,659 47
Dividends Unpaid ----------- --------

Banking House ------------ 1,195 43 Due to Banks in this State__ ---------

Furniture and Fixtures ___ _

923 61 Due to Banks in other States ---------

Other Real Estate Owned____

Call Money ---------------- ---------

Due from Banks in this State 60,826 75 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 98,809 51

States ------------------- 11,562 19 Demand Certificates of De-

Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton _______ _ Advances on other Commodi-

2,881 00 255 12 20 00

posit --------------------Time Certificates of Deposit
Savings Deposits ---------Cashier's Checks ---------Certified Checks -----------

656 25 17,825 86
--------5,075 65
---------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-se--_-_
Other Checks and Cash l terns Customers' Liability on Let-
ters of Credit and Accept-

1,356 87 138 00

Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit

-------------------------

O vaenrcdersa f t s- - -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _-_- -_

and Acceptances --------- --------23 50 Reserve for Interest and Taxes ---------

Other Assets ---------------

Other Liabilities ----------- 1,548 15

Total --------------------$146,574 89 Total --------------------$146,57 4 89

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

.rime Loans ----------------$ 53,709 60 Capital Stock Paid In ------$15,000 00

Demand Loans -------------Loans Secured by Real Estate United States Bonds ______ _ Other Stocks and Bonds____ _
Banking House -----------I,~urniture and Fixtures _____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other

2,125 00 8,067 73
1,195 43 923 61
14,081 38

Amt. Reserved for Branches --------Surplus Fund ------------- 5,000 00 Undivided Profits Less Ex-
penses etc ---------------- 4,215 78 Dividends Unpaid ----------- ________ Due to Banks in this State__ --------Due to Banks in other States --------Call Money ---------------- ----~--- Individual Deposits Subject

States ------------------Currency -----------------SGiolvlder, -N--ic-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-__--_ Advances on Cotton _______ _
Advances on other Commodi-

6,197 58 2,205 00
427 18

to Check ----------------Demand Certificates of Deposit Time Certificates of Deposit
Savings Deposits ---------Trust Funds on Deposit_____ Cashier's Checks ___________

42,942 54 ---------
391 25
21,226 63 ---------
156 31

ties --------------------Checks for Clearing House __

CBeilrltsifiPedayaCbhleeck_s___-_-_-_-_-_-_-_-_-_-_- ------------------

Other Checks and Cash Items

Notes and Bills Rediscounted ________ _

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money _________ ---------

O vaenrcdersa f t s- - -( -i f- -a-n-y-)- - _- _- _-_-_-_-_- -_

Liability on Letters of Credit and Acceptances _________ ---------

Other Assets ---------------

Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total --------------------$ 88,932 51 Total ____________________$ 88,932 51

FIRST ANNUAL REPORT

385

EXAMINEB'S BEPOBT.

BANK OF METTER, METTER.

At Close of Business July 20, 1920.

President-W. ID. Kennedy. Vice4>resident-.J. T. T:ranell. Ca.shier-"L.. H. Sewell.
Directors-W. D. Kennedy, J. T. Trapnell, L. H. Sewell, P. L. Rountree, T. H. _ Bowen, W. L. Jones, J. R. Dixon, G. B. Hendrix, J. A. Brannon, J. J. Collins, B. F. Fordham, M. S. Dekk.

Date of Charter-March 4, 1904.

Began Business-March 23, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$258,153 91 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------- 35,380 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ______

26 029 46:200

00 00

Surplus Fund -------------Undivided Profits ----------

25,000 00 22,217 03

Other Stocks and Bonds ____ 11,700 00 Dividends Unpaid ----------

60 00

Banking House ------------ 22,565 92 Due to Banks in this State__

Furniture and Fixtures_____ 2,472 66 Due to Banks in other States

Other Real Estate Owned___ 1,835 60 Call Money ----------------

Due from Banks in this State 10,889 06 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s---__-_--_

1,702 87 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 151,920 31

3,388 00 Time Certificates of Deposit 193,446 53

111 00 Savings Deposits ----------

640 74 Cashier's Checks ------------

584 52

Advances on Cotton -------- --------- Certified Checks -----------

Advances on other Commodi-

Bills Payable --------------

ties --------------------- _________ Notes and Bills Rediscounted

Checks for Clearing House

79 40 Certificates of Deposit for

Other Checks and Cash Items 13,363 19 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

Ovaenrcdersafts--~(-if--a-n-y-)---_-_-_-_-_-_-_-_

- - - -6-4 1- - -00-

Reserve for Interest and Taxes Other Liabilities ------------

20,999 76

Other Assets -------------- 4,075 80

'l'otal --------------------$439,228 15 Total --------------------$439,228 15

BANK'S STATEM\ENT at Close of Business December 15, 19120.

RESOURCES

LIABILITIES

Time Loans ---------------$273,556 37 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------- 47,090 98 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 25,000 00

United States Bonds -------- 32,700 00 Undivided Profits ---------- 18,039 36

Other Stocks and Bonds____ 1,700 00 Dividends Unpaid. ----------- --------

Banking House ------------ 23,065 92 Due to Banks in this State__ ---------

Furniture and Fixtures_____ 2,472 66 Due to Banks in other States ---------

Other Real Estate Owned____ 1,835 60 Call Money ---------------- --------Due from Banks in this State 4,379 25 Individual Deposits Subject

Due from Banks in other

to Checl{ ----------------- 161,259 31

States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-l-s-, --P-e-n--n-ie-s-_-_-_--_ Advances on Cotton________

5,358 89 Demand Certificates of Deposit ---------

4,746 00 Time Certificates of Deposit 141,670 09

195 1,188

o0o0

Savings Deposits ---------United States Bonds on De-

---------

24,690 08 posit -------------------- 19,100 00

Advances on other Commodi-

Cashier's Checks ------------ 1,084 24

ties --------------------- --------- Certified Checks ----------- --------Checks for Clearing House __ 1,334 19 Bills Payable --------------- 35,000 00

Other Checks and Cash Items , 1,298 97 Notes and Bills Rediscounted ---------

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

O vaenrcdersa f t s- - -(-i-f- -a-n- -y-)-------------- --

- - - - -49- - -79-

Liability on Letters of Credit and Acceptances ---------

---------

Other Assets --------------

491 30 Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total --------------------$426,153 00 Total --------------------$426,153 00

386

BANKING DEPARTMENT

EXA:MINER'S REPORT.

CITIZENS BANK, METTER.

At Close of Business October 29, 1920.

President-A. J. Bird. Vice-President-Geo. W. Watson. Cashier-C. G. McLain.

Directors-A. J. Bird, Geo. W. Watson, C. G. McLain, Josiah Bird, V. S. Denden, J. M. Wilkins, Leo B. Dekle, Jno. Lamar, M. Mercer, J. D. Kirkland, E. Lanier.

Date of Charter-December 20, 1910.

Began Business-December 20, 1910.

RESOURCES

LIABILITIES

Time Loans ---------------$230,492 87 Capital Stock Paid In ___ _, __ $ 30,000 00

Demand Loans -------------

450 00 Amt. Reserved for Branches

Loans Secured by Real Estate 17,797 04 Surplus Fund -------------- 20,000 00

United States Bonds ------ 4,100 00 Undivided Profits ---------- 7,457 85

Other Stocks and Bonds____ 1,500 00 Dividends Unpaid -----------

4 80

Banking House ----------- 19,271 OZ Due to Banks in this State __ Furniture and Fixtures ____ 3,852 34 Due to Banks in other States

Other Real Estate Owned____ Due from Approved Reserve

200 00 Caii Money ---------------Individual Deposits Subject

Agents ------------------ 13,116 83 to Checlr ----------------- 91,266 70

Due from Banks in other

Demand Certificates of Deposit

States ------------------- --------- Time Certificates of DeposiL 66,607 33

Currency -----------------Gold ---------------------Silver, Nickels, Pennies_____ Advances on Cotton ________

3,039 00 Savings Deposits ---------345 00 Cashier's Checks ----------
1,355 58 Certified Checks ----------8,268 20 Biiis Payable --------------

415 95 3,500 00

Advances on other Commodi-

Notes and Bills Rediscounted 84,847 21

---442-51 ties
Checks

'f(i~-ciea:~ing-Ho;;.;;;;==

Certificates of Deposit for Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances ------------------- --------- Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Cash Items (Irregular) ____ _ 1,499 12

Heldover Checks ---------- 1,369 59

Cash Short -----------------

1 04

Total --------------------$307,099 84 Total --------------------$307,099 84

'HANK'S STA'DEMLEJNT at Close of Bustiness December 15, 1,9120.

RESOURCES

LIABILITIES

Time Loans ----------------$194,842 10 Capital Stock Paid In ------$ 30,000 00

Demand Loans -------------

800 00 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 58,959 36 Surplus Fund -------------- 20,000 00

United States Bonds ______ 4,100 00 Undivided Profits ---------- 9,071 02

Other Stocks and Bonds____ 1,500 00 Dividends Unpaid ----------- --------

Banking House ------------ 19,271 02 Due to Banks in this State__ --------Furniture and Fixtures ____ 3,852 34 Due to Banks in other States ---------

Other Real Estate, Owned____

200 00 Call Money ---------------- ---------

Due from Banks in this State 7,761 99 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 59,404 24

States -------------------

245 30 Demand Certificates of Deposit ---------

Currency ------------------- 4,732 00 Time Certificates of Deposit_ 60,242 57

Gold ----------------------

350 00 Savings Deposits ---------- ---------

Silver, Nickels, Pennies ____ 1,682 41 Trust Funds on Deposit____ ---------

Advances on Cotton ________ --------- Cashier's Checks ----------

107 09

Advances on other Commodi-

Certified Checks ----------- ---------

ties --------------------- _________ Bills Payable -------------- 8,500 00

Checks for Clearing House __

442 22 Notes and Bills Rediscounted 119,112 67

Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances ------------------- _________ and Acceptances --------- ---------

Overdrafts (if any) Cotton__ 8,198 85 Reserve for Interest and Taxes ---------

Other Assets --------------- _________ Other Liabilities ----------- ---------

Total -------------------$306,437 59 Total -~------------------$306,437 59

FIRST ANNUAL REPORT

387

EXAMI:NEB'S BEPOBT.
BANK OF MIDVILLE, MIDVILLE.
At Close of Busines,s August 23, 1920.
President-L. 0. Benton. Vice-President-R. M. Murphree. Cashier-H. H. Wilburn. Directors-R. M. Murphree, .T. T. Wells, H. A. Warden, H. F. Bent, .T. W. Sande-
ford, W. D. Drew, H. H. 'Vilburn. Date of Charter-May 27, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$151,688 55 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ------------ 18,238 40 Amt. Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds ______

--------8,470 00

USunrdpivluids edFuPnrdof-i-ts---_-_-_-_-_-_-_-_-__-

-3-6-, -4 2- 1- - -98-

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------- --------

Banking House ------------ 1,500 00 Due to Banks in this State__ ---------

Furniture and Fixtures______ --------- Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 8,057 95 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 65,619 55

States ------------------Currency ------------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s-~-_-_-_-_

3,901 08 Demand Certificates of De4,283 00 posits ------------------- 24,980 00
65 00 Time Certificates of Deposit_ 44,870 60 975 51 Savings Deposits ---------- ________ _

Advances on Cotton ________ --------- Cashier's Checks ------------

402 87

Advances on other Commodities ----------------------

---------

CBeilrltsifiePdayCabhelecks__-_-_-__-_-_-_-_-_-_-_-

-1-7-, -5 0- 0- - -00-

Checks for Clearing House __

807 04 Notes and Bills Rediscounted ---------

Other Checks and Cash Items 1,661 59 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-
O vaenrcdersa f t s- - -(-i f- - -a-n-y-)- - -_-_-_-_-_-_ -_ Other Assets ______________

- -5-,-3 0- 4- - -8110,000 00

Borrowed Money --------Liability on Letters of Credit
and Acceptances _________ Reserve for Interest and Taxes Other Liabilities __________

---------
________ _ ---------
157 93

Total --------------------$214,952 93 Total --------------------$214,952 93

BANK'S S'T'A:T'EIMIEJN'T at Close of Bus1iness December 1'5, 1,9120.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n- -s - -_-_-_-_-_-_-_-_-_-_-_-_-_$

97,777 55 22,582 79

Capital Stock Paid In ------$ 25,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 24,532 28 Surplus Fund -------------- --------United States Bonds _______ _ 8,470 00 Undivided Profits _________ 35,366 30

Other Stocks and Bonds ____ _

Dividends Unpaid ----------- --------

Banking House ------------ 1,500 00 Due to Banks in this State__ ---------

Furniture and Fixtures______

Due to Banks in other States ---------

Other Real Estate Owned____

Call Money ---------------- ________ _

Due from Banks in this State 1,618 90 Individual Deposits Subject

Due from Banks in other

to Check ________________ 38,395 14

States -------------------
Currency ------------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton ________ _

446 54 3,648 00
463 80 31,263 07

Demand Certificates of Deposits -------------------
Time Certificates of. Deposit Savings Deposits ---------Trust Funds on Deposit_ ___

24,980 00 3 4,586 42 -----------------

Advances on other Commodi-

Cashier's Checks ---------- 1,363 31

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- g- - -H-o-u- -s e- -_ _-

2,581

52

Certified Checks ----------Bills Payable --------------

-3-2~5iiii-iiii

Other Checks and Cash Items

Notes and Bills Rediscounted 10,000 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

ances --------------------

Liability on Letters of Credit

Overdrafts (if any) Secured__ 7,066 43 and Acceptances --------- ---------

Other Assets:

Reserve for Interest and Taxes ---------

Overdrafts Unsecured _____ _

210 29 Other Liabilities ----------- ---------

Total --------------------$202,191 17 Total --------------------$202,191 17

388

BANKING DEPARTMENT

E:X:A111II:NER'S REPORT.

FARMERS AND MERCHANTS BANK, MIDVILLE.

At Close of Business September 7, 1920.

Plresident-W. A. Daw. ~Vicei-President-S . A. J'ones. Cashier--J". B. Thu!I'Illan.

Directors-W. A. Law, S. A. Jones, J. E. Cros's, H. L. Smith, C. A. Jackson.

Dtae of Charter-March 17, 1913.

Began Business-FebruarY, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$100,061 84 Capital Stock Paid In_______$ 15,000 00

Demand Loans ------------- 24,544 39 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund -------------- 10,000 00 United States Bonds ______ 12,463 78 Undivided Profits ---------- 6,190 68

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

Banking House ------------ 5,000 00 Due to Banks in this State __ Furniture and Fixtures ___ _ 3,500 00 Due to Banks in other States

Due from Banks in this State 13,730 01 Call Money ----------------

Due from Banks in other

Individual Deposits Subject

States ------------------Currency ------------------

1,172 65 2,254 00

Detmo aCnhdecCk e-r-ti-f-ic-a-t-e-s---o-f--D--e--

78,938 74

Gold ---------------------Silver, Nickels, Pennies____ _

________ _ 274 01

posit --------------------Time Certificates of Deposit

19,000 00 46,141 80

Advances on Cotton ________ --------- Savings Depo~its ----------

Advances on other Commodi-

Trust Funds on Deposit_ __ _

ties ---------------------- ________ _ Cashier's Checks ----------Checks for Clearin~ House__ ________ _ Certified Checks -----------

808 16

Other Check and Cash Items 2,368 93 Bills Payable --------------

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Accept-

Certificates of Deposit for

ances -------------------Overdrafts (if any) ________ _

________ _ 1,024 37

Borrowed Money --------Liability on Letters of Credit

Other Assets:

and Acceptances ________ _

Fire Insurance Fund _____ _

120 00 Reserve for Interest and Taxes

Denositors' Guarantee Fund 3,0fi5 40 Other Liabilities -----------

Call Money ---------------- 6,500 00

Total --------------------$176,079 38 Total --------------------$176,079 38

BANK'S STATEMENT at Close of Business December 115, 19120.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n-s- - -_ -_ -_ _- _- _- _- _- _- _-_-_- -_
Loans Secured by Real Estate United States Bonds ______ _ Other Stocks and Bonds____ _ Banking House -----------Furniture and Fixtures _____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-_-_-_ AdvanceR on Cotton _________ _
Advances on other Commodi-
Chteiecsks--fo--r -C-l-e-a-r-i-n-~--H--o-u-s-e--__Other Checks and Cash Items CustomerR' Li~bility on Let-
ters of Credit and Accept-
ances ---------~--------- Overdrafts (if any)--------Other Assets: Denositors' Guar~ntee Fund_ Mutual Fire Fund _________ _

49,669 47 Capital Stock Paid In _______ $ 15,000 00
24,464 96 Amt. Reserved for Branches --------19,120 69 Surnlus Fund -------------- 1 0,000 00
Undivided Profits __________ 5,158 93

Dividends Unpaid ----------- -------5,000 00 Due to Banks in this State__ --------3,500 00 Due to Banks in other States ________ _

18,288 41
1.645 Sl 2,511 00
17 50 303 34 2,701 55

Call Money ----------------Individual Deposits Subject
to Check ---------- ______ Demand Certificates of De-
posit -------------------Time Certificates of Deposit Savings Deposits __________ Trust Funns on Deposit____ Cashier's Checks __________ _

8,500 00 55,331 92
4,000 00 31.188 36 --------________ _
2,565 7S

~;;9 77 CReilrlt,i;fiPedayaCbhleeck_s__-_-__-_-_-_-_-_-_-_-_- _--__-_-_-_-_-_--_

853 39 Notes and Bills Rediscounted --------Certific~te>< of Deposit for Borrowed Money _________ ________ _

Liability on Letters of Credit 23 70 and Accentances _________ ---------
Reserve for Interest and Taxes _________ _

3,065 40 Other Liabilities ___________ ---------

120 00

Total --------------------$131,744 99 Tota1 ____________________ $131,7 44 99

FIRST ANNUAL REPORT

E:XAMINEB.'S B.EPOB.T.

BANK OF MILAN, MILAN.

At Close of Business July 28, 1920.

President--,L. 0. Benton. Vice-President-M. Cook. Cashier-R. C. Chambers.

Directors-L. 0. Benton, M. Cook, R. C. Chambers, J. M. Cook, C. C. Cobb, R. E.

Oravey, W. H. Williams.

Date of Charter-December 5, 1906.

Began Business-1906.

RESOURCES

LIABILITIES

Time Loans -----------------$-------- Capital Stock Paid In ______ $ 30,000 00

Demand Loans ------------- 150,913 84 Amt. Reserved for Branches --------Loans Secured by Real Estate ________ _ Surplus Fund -------------- 6,000 00 United States Bonds ------- ________ _ Undivided Profits ----------- 4,104 16 Other Stocks and Bonds____ 13,550 00 Dividends Unpaid ----------- _______ _

Banking House ------------ 11,564 00 Due to Banks In this State__ --------Furniture and Fixtures ____ 2,800 00 Due to Banks in other States ________ _

Other Real Estate Owned__ 2,000 00 Call Money ---------------- --------Due from Banks in this State 11,571 16 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 60,125 60

States -------------------- 4,154 67 Demand Certificates of Deposit --------Currency ------------------- 2,329 00 Time Certificates of Deposit 67,660 08

SGiolvlder, --N--ic-k-e-l-s-,--P--e-n-n-ie-s-_-_-_-_Advances on Cotton ________

- - - -46-5- - -50________ _

Savings Deposits ----------Cashier's Checks -----------Certified Checks -----------

--------4,453 63
---------

Advances on other Commodi-

Bills Payable ------------- 30,000 00

ties ---------------------- _________ Notes and Bills Rediscounted ---------

Checks for Clearing House__

463 'T9 Certificates of Deposit for

Other Checks and Cash Items 2,453 72 Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n-y-)- -----------------

_-_-_-_-_-_-_-_- -_

ReasnedrveAfcocrepIntatnecreesst a-n--d-T--a-x-e-s Other Liabilities -----------

-_-_-_-_-_ -_ _- _- -_ ---------

. Other Assets ---------------

77 79

Total ---------------------$202,343 47 Total ---------------------$202,343 47

:BIA'N!K'S S'I1A!l1EIMIENT at Close of Business December 115, 19120.

RESOURCES

LIABILITIES

Time Loans ----------------$102,723 02 Capital Stock Paid In ______ $ 30,000 00 Demand Loans ------------- 1,232 14 Amt. Reserved for' Branches _________ Loans Secured by Real Estate ________ _ Surplus Fund -------------- 6,000 00 United States Bonds _______ --------- Undivided ProfitR ---------- 3,627 30 Other Stocks and Bonds ___ _ 8, 750 00 Dividends Unpaid ----------- _______ _ Banking House ____________ 11 ,fi64 00 Due to Banks in this State__ ________ _

Furniture and Fixtures______ 2,800 00 Due to Banks in other States ---------

Other Real Estate Owned____ 2.000 00 Call Money ---------------- --------Due from Banks in this State 2,943 53 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies ___ _ Advances on Cotton ________ Advances on other Commodi-
Chteiecsks -f-o-r--C-l-e-a-r-in-g---H-o-u--se--__-

1,R52 35 1,000 00 ________ _
200 00 ---------
1,540 00 3,351 69

to Check ----------------Demand Certificates of Depnsit Time Certificates of Deposit
Savings Deoosits ----------CTarushsiterF'sunCdhsecokns D__e_p_o_s_it_________ Certified Checks ___________ Bills Payable ______________ Notes and Bills Rediscounted

43,531 25 --------53,370 56
---------_-_-_-__-_-_-_- -_ ________ _
5,000 00 ________ _

Other Checks and Cash Items Customers' Liability on Let-

572 38

Certificates of Deposit for Borrowed Money _________

________ _

ters of Credit and AcceptO vaenrcdersa f-t s- - -(-i f- -a-n-y- )- - -_-_-_-_-_ -_ _- -_ Other Assets _____________ _

Liability on Letters of Credit and Acceptances _________ ________ _
Reserve for Interest and Taxes --------1,000 00 Other Liabilities ----------- ---------

Total --------------------$141,529 11 Total --------------------$141,529 11

390

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

EXCHANGE BANK, MILLEDGEVILLE.

At Close of Business September 11, 1920.

President-John Conn. Vice-President-H. D. Allen. Cashier-Otto M. Conn.

Directors-John Conn, 0. 0. Banks, Dixon Williams, Otto lVI. Conn, L. M. Jones, Jr.,
H. D. Allen, vV. L. Ritchie.

Date of Charter-May 20, 1903.

Began Business-June 1, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$429,533 22 Capital Stock Paid In ______ $ 75,000 00

Demand Loans ------------- 43,747 66 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ------

________ _ 17,300 00

US unrdpi vl ui ds e dF u nPdr o f-i-t s- - -_ -_ _- _- _-_-_- -_- -

50,000 00 31,780 01

Other Stocks and Bonds____ 4,000 00 Dividends Unpaid __________ _

153 00

Banking House ------------ --------- Due to Banks in this State__ Furniture and Fixtures ____ 3,292 63 Due to Banks in other States Other Real Estate Owned____ ________ _ Individual Deposits Subject

Due from Banks in this State Due from Banks in other

97,917 20

to Check ----------------- 202,431 G3 DemandCertificates of Deposit

States ------------------- 15,988 53 Time Certificates of Deposit_

Currency ------------------- 27,961 00 Savings Deposits _________ _ 236,494 27

GSiollvder,--N-i-c-l<--el-s-, -P--e-n-n-ie--s -_-__-_-_--_

12 50 Trust Funds on Deposit_ __ _ 5,539 77 Cashier's Checks ___________ _

Advances on Cotton ________ ________ _ Certified Checks ____________

6,135 90

Advances on other Commodities ----------------------

________ _ CBaillllsMPoanyeayb-le---_-_-_-_-_-_-__-_-_-_-_-_--_ 150,000 00

Checks for Clearing House __ 5,601 44 Notes and Bills Rediscounted

Other Checks and Cash Items

563 44 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_ -_ _- -_

--------2,597 19

and Acceptances ________ _ Reserve for Interest and Taxes

2,234 72

Other Assets:

Other Liabilities -----------

Certified Checks ------------

5 92

- - - - - Cash Short ----------------

168 93

Total --------------------$754,229 43

Total _____________________ $754,229 43

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------.. --------$368,876 6!\ Capital Stock Paid In ______ $ 75,000 00

Demand Loans ------------- 26,183 42 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 147,253 00 Surplus Fund -------------- 50,000 00 United States Bonds _______ 17,450 00 Undivided Profits ---------- 34,833 44

Other Stocks and Bonds ____ 4,000 00 Dividends Unpaid ----------- _______ _

Banking House ------------ ________ _ Due to Banks in this State__ ________ _

Furniture and Fixtures ____ 3,292 63 Due to Banks in other States ________ _

Other Real Estate Owned____ ________ _ Call Money ---------------- ________ _

Due from Banks in this State 46,172 38 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 169,897 64

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

9,603 33 Demand Certificates of Deposit --------9,026 00 Time Certificates of Deposit_ ---------
10 00 Savings Deposits ------------ 207,720 37 2,809 34 Trust Funds on Deposit____ ---------

Advances on Cotton _______ _

192 42 Cashier's Checks __________ _

847 87

Advances on other Commodi-

Certified Checks ------------

707 92

ties ---------------------- --------- Bills Payable --------------- 90,000 00

Checks for Clearing House __ 1 '7!\1 30 Notes and Bills Rediscountecl 10,000 00

Other Checks and Cash Items

164 41 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and AcceptO vaenrcdersa f-t s- - -( I-f- -a-n-y-)- - -_-_ -_ _- _- _-_- -_

- -4-, 0-1-3- - -68-

Liability on Letters of Credit and Acceptances _________
Reserve for Interest ancl Taxes

________ _ 2,188 84

Other Assets:

Other Liabilities ___________ ---------

Baldwin Co. Orders _______ _

397 52

Total --------------------$641,196 08 Total --------------------$641,196 08

FIRST ANNUAL REPORT

391

EXAMINEE'S BEPOBT.

MERCHANTS & FARMERS BANK, MILLEDGEVILLE.

At Close of Business September 4, 1920.

President;-Jno. T. Allen. Cashier-L. C. Hall.

Directors-Jno. 'l'. Allen, H. D. Allen, L. c. Hall, J. F. Bell, Jno. T. Day, L. N.

Calloway.

Date of Charter-January, 1898.

Began Business--March, 1898.

RESOURCES

LIABILITIES

Time Loans ----------------$490,007 76 Capital Stock Paid In ______$ 80,000 00

Demand Loans _____________ Loans Secured by Heal Estate

1,800 00 ---------

Amt. Reserved for Branches Surplus Fund --------------

-8-0~000-00

United States Bonds ______ 11,350 00 Undivided Profits ---------- 49,422 90

Other Stocks and Bonds____ 10,000 00 Dividends Unpaid ----------

90 00

Banking House ------------ --------- Due to Banks in this State__ Furniture and Fixtures ____ 2,464 58 Due to Banks in other States

Other Real Estate Owned__ 4,037 48 Call Money ----------------

Due from Banks in this State 35,764 86 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 220,960 18

States ------------------Currency -------------------
Gold ----------------------Silver, Nickels, Pennies______

1,577 53 Demand Certificates of Deposit 2,019 00 Time Certificates of Deposit 1,153 35
205 00 Savings Deposits ---------- 130,725 04 1,439 40 Trust Funds on Deposit_ __ _

Advances on Cotton ________ --------- Cashier's Checks ----------

498 90

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- --------- Bills Payable --------------- 20,000 00

Checks for Clearing House__

880 22 Notes and Bills Rediscounted

Other Checks and Cash Items

225 17 Certificates of Deposit for

Customers' Liahilitv on Letters of Credit and Accept-

Borrowed Money ---------Liability on Letters of Credit

ances -------------------- --------- and Acceptances _________ _

Overdrafts (if any) ________

171 49 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

U. S. Treas. Cert. of Ind.____ 20,000 00

Collection Acct. -----------

907 88

Total --------------------$582,850 37 Total -------------------$582,850 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$465,334 17 Capital Stock Paid In ______ $ 80,000 00 Demand Loans ____________ 7,721 29 Amt. Reserved for Branches ---------

Loans Secured by HeflJ Estate

Surplus Fund -------------- 80,000 00

included in above ________ _________ Undivided Profits __________ 60,057 12

United States Bonds ________ Other Stocks and Bonds____ Banking House ____________
Furniture and Fixtures ____ Other Real Estate Owned____
Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____

11,350 00

_ ________

-----2,389

-

-00-

4,037 48

29,026 46

3,616 44 6,419 00
250 00 1,883 21

Dividends Unpaid ----------- -------Due to Banks in this State --------Due to Banks in other States ---------
Call Money ---------------- --------Individual Deposits Subject
to Check ---------------- 262,899 92 Demand Certificates of Deposit --------Time Certificates of Deposit --------Savings Deposits ----------- 1,153 35 Trust Funds on Deposit____ --------Cashier's Checks ----------- 1,222 73

Advances on Cotton -------- --------- Certified Checks ------------ ---------

Advances on other Commodi-

Bills Payable ______________ 50,000 00

ties ---------------------- --------- Notes and Bills Rediscounted ---------

Checks for Clearing House__ 2,316 29 Certificates of Deposit for

Other Checks and Cash Items

947 55 Borrowed Money---------- ---~-----

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------- ---------

ances -------------------- --------- Reserve for Interest and Taxes ---------

Overdrafts (if any) ________

41 65 Other Liabilities ___________ ---------

Other Assets --------------- ---------

Total --------------------$535,333 12 Total --------------------$535,333 12

392

BANKING DEPARTMENT

EXA'liii:INEBlS BEPOB'l'.

MILLEDGEVILLE BANKING COMPANY, MILLEDGEVILLE.

At Close of Business October 271 1920.

President-Miller S. Bell. Vice-President-D. s. Sanford. Cashier-Miller s. Bell.

Directors-E. E. Bell, J. E. Kidd, E. E. Base, J. B. Kennedy, B. I. Fraley.

Date of Charter-October, 1874.

Began Business-October, 1884.

RESOURCES

LIABILITIES

Time Loans -----------------$-------- Capital Stock Paid In ______$ 50,000 00

Demand Loans ------------- 539,512 08 Amt. Reserved for Branches

Loans Secured by Real Estate- --------- Surplus Fund -------------- 100,000 00

United States Bonds -------- 16,000 00 Undivided Profits ---------- 55,071 26

Other Stocks and Bonds ____ 6,334 00 Dividends Unpaid ----------

126 00

Banking House ------------ 5,616 12 Due to Banks in this State__

Furniture and Fixtures ____ 6,091 82 Due to Banks in other States

Other Real Estate Owned___ _ Due from Banks in this State

-8-4~964-iio

Call Money ---------------Individual Deposits Subject

8,672 06 5,778 22

Due from Banks in other

to Check ---------------- 257,737 31

States ------------------- 11,114 29 Demand Certificates of Deposit

Currency ------------------- 12,713 00 Time Certificates of Deposit

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

602 50 Savings Deposits ---------- 235,374 62 4,496 83 Trust Funds on Deposit_ __ _

Advances on Cotton -------Advances on other Commodi-

541 29 Cashier's Checks ------------ 2,643 55 Certified Checks ------------

C htei ecsk s- -f-o-r - -C-l-e-a-r-i n- -g- -H-o-u- s-e-_-_-

-2~122-iiii

Bills Payable -------------Notes and Bills Rediscounted

Other Checks and Cash Items

127 83 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money ---------Liability on Letters of Credit

ances -------------------- --------- and Acceptances ----------

Overdrafts (if any) -------- 7,166 30 Reserve for Interest and 'l'axes

Other Assets:

Other Liabilities -----------

U. S. Treas. Cert. ---------- 20,000 00

2,000 00

Total --------------------$717,403 02 Total --------------------$717,403 02

HANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$445,511 33 Capital Stock Paid In ------$ 50,000 00

Demand Loans ------------- 78,924 80 Amt. Reserved for Branches Loans Secured by Real Estate --------- Surplus Fund -------------- 100,000 00 United States Bonds________ 15,000 00 Undivided Profits _.:_ _______ _ 55,517 69

Other Stocks and Bonds __ 5,500 00 Dividends -----------------

Banlcing House, Furniture

Due to Banks in this State

126 00

and Fixtures ------------ 11,707 94 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 82,163 77 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 491,855 82

States ------------------- 15,699 29 Demand Certificates of Deposit

Currency ------------------ 13,742 00 Time Certificates of Deposit

Gold -----------------------

600 00 Savings Deposits -----------

Silver, Nickels, Pennies ____ 5,200 95 Trust Funds on Deposit ----

Advances on Cotton -------- --------- Cashier's Checks ---------- 1,853 39

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- --------- Bills Payable --------------

Checks for Clearing House__

727 89 Notes and Bills Rediscounted

Other Checks and Cash Items

52 50 Certificates Of Deposit for

Customers' Liability on Let-

Borrowed Money ----------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances ---------Overdrafts (if any) -------- 3,688 43 Reserve for Interest and Taxes

Other Assets:

Other Liabilities ------------

U. S. Treasury Certificates__ 20,000 00

U. S. War Savings Stamps__

834 00

Total --------------------$699,352 90 Total --------------------$699,352 90

FIRST ANNUAL REPORT

393

EXAMINER'S BEPOBT.

BANK OF MILLEN, MILLEN.

At Close of Business August 4, 1920.

I'resident-J. P. Applewhite. Vice-Pres.idents-R. G. Daniels, I. 0. Parker. Cashier-J. F. Bates.

Directors-J. P. Applewhite, R. G. Daniels, S. W. Palmer, S. C. Parker, I. o.
Pa:rker, H. W. Parker, H. Bell, M. G. McComb, R. M. Murphee, J. F. Bates.

Date of Charter-January 4; 1893.

Began Business--March 1, 1893.

RESOURCES

LIABILITIES

Time Loans ----------------$365,060 10 Capital Stock ---------------$ 50,000 00

Demand Loans ------------- 46,111 20 Amt. Reserved for Branches --------Loans Secured by Real Estate 10,048 67 Surplus Fund ------------- 50,000 00 United States Bonds ______ 39,500 00 Undivided Profits ---------- 13,890 36

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------- --------

Banking House ------------ 4,663 75 Due to Banks in this State --------Furniture and Fixtures______ 17,794 58 Due to Banks in other States ---------

Other Real Estate Owned ____ --------- Call Money ---------------- --------Due from Banks in this State 95,165 09 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 274,643 70

States ------------------- 11,410 09 Demand Certificates of De-

Currency ------------------ 9,758 00 posit -------------------- 46,583 57

Gold ----------------------- 117 50 Time Certificates of Deposit --------Silver, Nicl<els, Pennies______ 1,512 52 Savings Deposits ---------- 167,629 12

Advances on Cotton ________ --------- Cashier's Checks ---------- 3,311 64

Advances on other Commodi-

Certified Checks ------------ ---------

ties ---------------------- --------- Bills Payable -------------- --------Checks for Clearing House __ 1,687 21 Notes and Bills Rediscounted ---------

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money ---------- --------Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------- --------Overdrafts (if any) ________ --------- Reserve for Interest and Taxes ---------

Other Assets: Advances on Fourth Liberty

Other Liabilities -----------

15 32

Loan Bonds -------------- 3,245 00

Total --------------------$606,073 71 Total --------------------$606,073 71

BANK'S STATEMENT at Close of Business Decemben- 15, 1920

RESOURCES

LIABILITIES

Time Loans ----------------$276,043 76 Capital Stock Paid In ______$ 50,000 00 Demand Loans ------------ 80,832 33 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 57,460 27 Surplus Fund -------------- 50,000 00

United States Bonds ______ 42,745 00 Undivided Profits ----------- 15,790 62

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------- --------

Banking House and Furniture

Due to Banks in this State ---------

and Fixtures ------------ 29,711 55 Due to Banks in other States ---------

Other Real Estate Owned___ _ Due from Banks in this State

-l3~o8i-12

Call Money ---------------Individual Deposits Subject

---------

Due from Banks in other
States ------------------Currency ------------------GSiollvder-, --N--ic-k-e-l-s-, --P-e--n-n-i-e-s-__-_--_

to Check ----------------- 22~103 53 2,408 60 Demand Certificates of De6, 707 00 posit -------------------- 4~783 57
135 00 Time Certificates of Deposit --------3,484 99 Savings Deposits ---------- 147,198 70

Advances on Cotton -------Advances on other Commodi-

7,930 21 Trust Funds on DepoBit ____ --------Cashier's Checks____________ 3,091 35

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- g- - -H-o-u- s-e-_-_-

1174,,764870 9031

Certified Checks -----------Bills Payable --------------

-----------------

Other Checks and Cash Items --------- Notes and Bills Rediscounted 20,000 00

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------- ---------

ances ---------------------Overdrafts (if any) -------Other Assets ---------------

Liability on Letters of Credit
and Acceptances ---------- --------Reserve for Interest and Taxes --------Other Liabilities ------------ ---------

Total --------------------$552,967 77 Total --------------------$552,967 77

394

BANKING DEPARTMENT

E:X:A'MINER'S REPORT.

FARMERS BANK, MILNER.

At Close of Business July 28, 1920.

President-L. 0. Benton. Vice-President-S. J. Childers. Cashier-G. P. Wheeless.
Directors-L. a. Benton, S. J. Childers, G. P. Wheeless, B. F. Clark, B. H. Hardy,
P. W. Etheridge, J. C. Martin, W. W. Dukes, Geo. 0. Goddard, J. B. Bell.

Date of Charter-June 23, 1911.

Began Business-August 15, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$143,423 96 Capital Stock Paid In _______ $ 20,000 00 Demand Loans ------------- 3,337 00 Amt. Reserved for Branches ________ _ Loans Secured by Real Estate ________ _ Surplus Fund -------------- 5,000 00 United States Bonds ________ 7, 700 00 Undivided Profits __________ 6,209 24

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------- _______ _

Banking House ------------- 1,600 00 Due to Banks in this State --------Furniture and Fixtures ____ 1,832 00 Due to Banks in other States --------Other Real Estate Owned____ ________ _ Call Money ---------------- ________ _

Due from Banks in this State 4,518 96 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 62,966 95

States -------------------
Currency ------------------GSiollvder-, -N--ic-k-e-l-s-,-P--e-n-n-i-e-s-_-_-__-_--_

5,976 994

81 00

DTiemmeanCd Ceretirftiicfiactaetses_o_f_D__e_p_o_s_i_t

--------36,280 41

--------- 835 00 Savings Deposits __________ _
685 01 Cashier's Checks ___________ _

44 85

Advances on Cotton -------- --------- Certified Checks ------------ ---------

Advances on other Commodi-

Bills Payable -------------- 35,000 00

ties --------------------- --------- Notes and Bills Rediscounted 5,780 85 Checks for Clearing House__ --------- Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-

265 44 Borrowed Money ---------- --------Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------- ---------

Ovaenrcdersaf-ts--(-i-f-a-n-y--) -------------------

- - - 1- 4-3- - 7-3-

Reserve for Interest and Taxes Other Liabilities -----------

--------29 61

Other Assets --------------- ---------

Total --------------------$171,311 91 Total --------------------$171,311 91

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________$126,384 00 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate 12,562 35 Surplus Fund -------------- 5,000 00

United States Bonds ______ 7,700 00 Undivided Profits -----------

264 14

Other Stocks and Bonds_____ --------- Dividends Unpaid ---------Banking House ____________ 1,600 00 Due to Banks in this State

Furniture and Fixtures ____ 1,832 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State 7,202 25 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 43,505 47

States -------------------

290 90 Demand Certificates of Deposit

Currency ------------------- 1,993 00 Time Certificates of Deposit 32,750 34

Gold -----------------------

845 00 Savings Deposits __________ _

Silver, Nickels, Pennies ____

267 66 Trust Funds on Deposit ___ _

Advances on Cotton ________ 1,9H 67 Cashier's Checks ------------ 5,329 99

Advances on Cotton Seed __

626 14 Certified Checks ------------

Checks for Clearing House___ _________ Bills Payable _____________ _ 48,000 00

Other Checks and Cash Items

35 00 Notes and Bills Rediscounted 3,737 20

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ----------

ances -------------------Overdrafts (if any) ________

--------317 17

Liability on Letters of Credit and Acceptances _________ _

Other Assets ____ __________ --------- Reserve for Interest and Taxes 7 Other Liabilities ------------

Total --------------------$163,587 14 Total --------------------$163,587 14

FIRST ANNUAL REPORT

395

EXA'MI:NER'S REPORT.

BANK OF MILLTOWN, MILLTOWN.

At Close of Business August 3, 1920.

Presilient-J. F. Lewis. Vice-Presidents-M. C. Lee, R. L. Patten. Cashier-M. W. Bargeron.
Directors-J. F. Lewis, M. C. Lee, R. L. Patten, R. Simpson, T. J. Crum, J. B.

Strickland, S. I. Watson, E. J. Carter, B. J. O'Brien.

Date of Charter-March 14, 1905.

Began Business-March 21, 1905.

RESOURCES

LIABILITIES

Time Loans ---------------$158,305 99 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ Other Stocks and Bonds_____
Banking House -----------Furniture and Fixtures______ Other Real Estate Owned____ Due from Banks in this State

50,529 79 ________ _
1,000 oo
________ _
4,571 47 l ,907 40 5,127 91 19,206 56

Amt. Reserved for Branches ---------

Surplus Fund ------------- 5,000 00

Undivided Profits ---------- 5,188 44

Dividends Unpaid ------------

72 00

Due to Banks in this State ---------

Due to Danks in other States ---------

Call Money ---------------- _________

Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____ _ Advances on Cotton _______ _

to Check ---------------- 72,876 36

] ,142 2 6 Demand Certificates of Deposit --------

] ,881 00 Time Certificates of Deposit__ 137,196 69

90 00 Savings Deposits ----------- ---------

242 87 Cashier's Checks ------------

205 67

] ,228 61 Certified Checks ____________ ---------

Advances on other Commodi-

Bills Payable -------------- ---------

ties --------------------- ------~-- Notes and Bills Rediscounted ---------

Checks for Clearing House __

10 95 Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

285 00 Borrowed Money --------- --------Liability on Letters of Credit, and Acceptances ________ ---------

ances -------------------Overdrafts (if any) --------

---

- - -9 -

-41

Reserve for Interest and Taxes ---------

Other Liabilities ------------

06

Other Assets --------------- ---------

Total --------------------$245,539 22 Total --------------------$245,539 22

BANK'S STATEMENT at Close of Business Decembe,r 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$128,216 07 Capital Stock Paid In ______$ 25,000 00

Demand Loans ------------- 2,900 50 Amt. Reserved for Branches

Loans Secured by Real Estate 41,185 94 Surplus Fund -------------United States Bonds ________ l ,000 00 Undivided Profits ---------Other Stocks and Bonds_____ ________ _ Dividends Unpaid ---------Banking House _____________ 4,571 47 Due to Banks in this State

5,000 00 6,972 80
32 00

Furniture and Fixtures ____ 1,907 40 Due to Banks in other States

Other Real Estate Owned__ 5,127 91 Call Money ----------------

Due from Banks in this State 16,871 29 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------

1,116 71 Detmo aCndheCcekrt-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 52,443 80 4,981 01 Time Certificates of Deposit 124,249 34

Gold ----------------------Silver, Nickels, Penntes_____

--------518 51

Savings Deposits ----------Trust Funds on Deposit_ __ _

Advances on Cotton ________ 5,311 28 Cashier's Checks ----------

161 30

Advances on other Commodi-

Certified Checks ------------

ties --------------------- -------.-- Bills Payable --------------

Checks for Clearing House

151 66 Notes and Bills Rediscounted

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ----------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- ________ _ and Acceptances ----------

Overdrafts (if any) -------Other Assets ---------------

-----------------

Reserve for Interest and Taxes Other Liabilities ___________ _

Total --------------------$213,859 24 Total --------------------$213,859 24

r
l

396

BANKING DEPARTMENT

EX:AlllliNElt'S B.EPOB.'l'.

FARMERS & MERCHANTS BANK, MILLTOWN.

At Close of Business September 4, 1920.

President-R. N. Burch. Vice-Presidents-S. R. Patten, \V. L. Miller. Cashier'-R. M. Penland.

Directors-R. N. Burch, S. R. Patten, W. L. Miller, R. M. Penland, R. E. Howell, M. C. Tomlinson, C. L. Clements.

Date of Charter-April 18, 1907.

Began Business-July 1, 1907.

RESOURCES

LIABILITIES

Time Loans ------------------$ 99,482 5.

Demand Loans ---------------- 11,007 62

Loans Secured by Real Estate United States Bonds _________ _

Other Stocks and Bonds _____ _ 3,000 00

Banking House --------------- 2,167 00

Furniture and Fixtures ------ 2,415 4' Other Real Estate Owned ___ _ 3,199 86

Due from Banks in this State 7,711 47

Due f,rom Banks in other States 4,230 62

Currency, Gold, Silver, Nickels

AdPveannncieess o-n---C-o-t-t-o-n----------------------

4,377 46 205 84

Advances on other Commodities Checks for Clearing House ___ _

Other Checks and Cash Items

Custome.rs' Liabi!Hy on Letters

of Credit and Acceptances__

Overdrafts Of any) ------------ 247 06

Other Assets:

Depositors' Guarantee Fund.... 3,385 80

Fi.re Insurance Fund ---------- 120 00

Profit and Loss --------------- 136 12

Capital Stock Paid in --------$ 15,000 00 Amount Reserved for Branches

Surplus Fund ----------------- 52:; 45

Undivided Pil'ofits --------------

Dividends Unpaid -----------Due to Banks in this State ___ _

Due to Banks in other States__ Call Money --------------------

-2-8~o<m-oo

Individual Deposits Subject to

Check ----------------------- 27,282 65 Demand Certificates of Deposit 6,500 00

Time Certificates of Deposit___ 60,852 02

Savings Deposits -------------- 3,419 04 Trust Funds on Deposit_ ______ _

Cashier's Checks -------------- 104 66

Certified Checks ---------------

Bills Payable -----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit
and Acceptances ________ ----

Reserve for Inte.rest and Taxes

Other Liabilities:

Cash Long --------------------

3 04

Total ------------------------$141,686 8c Total ------------------------$141,686 86

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$106,687 20

Demand Loans ---------------- 10,528 00

Loans Secured by Real Estate ---------

United States Bonds__________ ---------

Other Stocks and Bonds ------ 3,000 00

Banking House --------------- 2,167 00 Furniture and Fixtures ______ 2,415 49

Othe-r Real Estate Owned_____ 3,799 86

Due from Banks in this State 1,479 2&

Due from Banks in other States 3,221 78

Currency ---------------------- 1.~~2 00

Gold ---------.-----------------Silver, Nickels, Pennies -------

333 36

Advances on Cotton ---------- 2,310 73

Advances on other Commodities ---------

Checks for Clearing House____ ---------

Other Checks and Cash Items 1, 562 50

Customers' Liabildty on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) ------------ --------Other Assets:

Depositors' Guarantee Fund __ _ 3,385 80

Mutual Fire Insurance Fund __ 12U 00

Profit and Loss ---------------- 1,317 31

Sundry Banks ----------------

61 50

Capital Stock Paid in ---------$ 15,000 00 Amount Reserved for Branches ---------

Surplus Fund ----------------- 525 45

Undivided Profits -------------- ---------

Dividends Unpaid -------------

30 00

Due to Banks in this State____ ---------

Due to Banks in other States__ ---------

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Ce,rtificates of Deposit Time Certificates of Deposit_ __

12,000 00
23,320 72 7,500 00
52,993 54

Sa;nings Deposits -------------- 2,963 73 Trust Funds on Deposit________ ---------

Cashier's Checks -------------

48 34

Certified Checks --------------- --------Bills Payable ------------------ 30,000 00 Notes and Bills Rediscounted __ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Lette.rs of Credit

and Acceptances -------- ..--- --------Reserve for Inte.rest and Taxes ---------

Other Liabilities -------------- --------.

Total ------------------------$144,381 78 Total ------------------------$144,381 78

FIRST ANNUAL REPORT

397

EXAMINEB'S BEPOBT.

BANK OF MOLENA, MOLENA.

At Close of Business July 15, 1920.

President-Z. Lawrence. Vice-Presldent-W. M. Jordan. Cashier-J. C. Wilkes.

Directors-Z. Lawrence, w. M. Jordan, D. M. Willis, w. M. Barker, W. M:. Hardy,

W. 0. Jordan.

Date of Charter-1901.

BegfJ.IL Business-1901.

RESOURCES

LIABILITIES

Time Loans -------------------$ 72,704 5l
Demand Loans --------------- 10,000 00 Loans Secured by Real Estfte United States Bonds_________ _

Other Stocks and Bonds -----Banking House ---------------Furniture and Fixtures -----Other Real Estate Owned-----Due from Banks in this State Due from Banks in othe.r States
Currency ---------------------GSiollvder-, --N--ic-k--e-ls-,---P-e-n-n--ie--s-_-__-_-_-_--_ Advances on Cotton___________ _

4,500 0() 1,693 90 1,841 2b
12,075 94 5,818 53 4,089 00
22 5G 991 31

Advances on other Commodities Checks for Clearing House___ _

Other Checks and Cash Items Customers' LiabiLity on Letters
of Credit and Acceptances__
Overdrafts (if any) ----------Other Assets ------------------

200 12 3,464 5(

Capital Stock Paid in --------$ 15,000 00 Amount Reserved for Branches Surplus Fund ----------------- 1,000 00 Undivided Profits ------------ 7,930 78 Dividends TJnpaid ---- ------Due to Banks in this State___ _ Due to Banks in other States__
Call Money -------------------Individual Deposits Subject to
Check ----------------------- 68,662 8~ Demand Certificates of Deposit Time Certificates of DeposiL_ 24,602 12 Savings Deposits -------------Cashier's Checks -------------- 170 00 Certified Checks --------------Bills PaYable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances ------- - __ _ Reserve for Interest and Taxes
Other Liabilities --------------

n Total ------------------------$117,365

rota! ------------------------$117,36]; 72

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 65,098 05 Demand Loans ---------------- 5,512 99

Loans Secured by Real Estate 12,548 00 United States Bonds _________ _

Other Stocks and Bonds _____ _ 4,625 00

Banking House --------------- 1,693 90

Furniture and Fixtures ------ 1,841 28

Other Real Estate Owned_____ _ Due from Banks in this State __

-{22'6-36

Due from Banks in other States 1,594 69

Currency ---------------------- 2,584 00

Gold --------------------------

25 00

Silver, Nickels, Pennies ------ 623" 68

Advances on Cotton ---------- 5,159 60

Advances on other Commodities

Checks for Clearing House ___ _

O'ther Checks and Cash Items__ 670 31

Customocs' Liability on Letters

of Credit and Acceptances__

Overdrafts (if any) ------------ 258 87

Other Assets:

Depositors' Insurance Fund___ _ 3,464 5C

Capital Stock Paid in --------$ 15,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits -------------Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States

3,000 00
4,545214> o6o4 11,,50o0o0 0o0n

Call Money ------------------Individual Deposits Subject to

Check ----------------------- 36,205 87

Demand Certificates of Deposit Time Certificates of Deposit__

-2-9~o33-3o

Savings Deposits -------------T,rust Funds on Deposit_______ _

Cashier's Checks. -------------- 106 42

Certified Checks --------------Bills Payable ------------------ 19,000 00 Notes and Bills Rediscounted __

Certificates of Depos-it for Bor-

rowed Money -------~------- Liability on Letters of Credit

and Acceptances ------ . - .. _

Reserve for Interest and '!'axes

Other Liabilities --------------

Total ------------------------$109,926 23 Total ------------------------$109,92~ 23

a9s

BANKING DEPARTMENT

EXA'MINEB.'S B.EPOB.T.

BANK OF MONROE, MONROE.

At Close of Business August 24, 1920.

President-B. S. Walker. Vice-P.resident-J. R. Radford. Cashier-J. R. Radford.

Directors-B. S. Walker, J. R. Radford, J. P. Adams, W. P. Bell, H. B. Launius,

W. H. Nunnally, Clifford Walker.

Date of Charter--:December 30, 1890.

Began Business-April 2, 1891.

RESOURCES

LIABILITIES

Time Loans -------------------$708,397 64

Demand Loans ---------------- 25,000 00

Loans Secured by Real Estate 213,397 64

United States Bonds ---------- 109,940 00 Other Stocks and Bonds ___ . __ ---- -----

Banking House ---------------- --------Furniture and Fixtures -------- 2,500 00

Other Real Estate Owned______ ---------

Due from Banks in this State__ 64,539 60

Due from Banks in other States 22,230 13

Cunrency ---------------------- 8,216 00

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_

:14 00 3,33'6 77

Advances on Cotton ---------- 88,247 36

Advances on other Commodities ---------

Cheeks for Clearing House -- 1,Hl8 01

Other Cheeks and Cash Items

86 50

C'ustomea-s' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any) ---------- 1,074 59

Other Assets ------------------ 120,469 4(

Capital Stock Paid in --------$300,000 00

Amount Reserved for Branches --------Surplus Fund ------------------ 75,000 00 Undivided Profits ------------ 568 10 DDiuveidteondBsanUkns pianidthi-s--S--ta--te--_-_-_-_____6_3_3__00_

Due to Banks in othe1 States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 338,280 08 Demand Ce,rtificates of Deposit 100,217 IJ3 Time Certificates of Deposit__ 18,489 63 Savings Deposits -------------- ________ _

Cashier's Checks -------------- 364 13

Certified Checks --------------

42 07

Bills Payable ------------------ 380,500 00

Notes and Bills Rediscounted __ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------LiaanbdilitAyccoenptaLnecttees.rs___o_f__C__r_e_d_i_t 8,680 42 Reserve for Interest and Taxes 24,920 74 Other Liabilities -------------- 119,400 80

Total ----------------------$1,367,186 00 Total ---------------------$1,367,186 00

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIAB~LITIES

Time Loans -------------------$566,101 I'7 Capital Stock Paid in --------$300,0-00 oo

Demand Loans --------------- 29,181 85 Amount Reserved for Branches ---------

Loans Secured by Real Estate 200,000 00 .Surplus Fund ---------------- 75,000 0'0

United States Bonds ---------- 11,350 00 unqivided Profits -------------- 4,116 44

Other Stocks and Bonds _____ . -------- D1v1dends Unpaid -------------- 387 00

Banking House ---------------Furniture and Fixtures --------

--------2,500 00

Due to Banks in this State____ Due to Banks in other State-s__

--------________ _

Other Real Estate Owned-----Due from Banks in this State

ICnadlilvMidounael yD-e-p--o-s-it-s---S-u-b--je-c--t --to- ---------

Due from Banks in other States

Check ----------------------- 317,794 20

Currency ----------------------

Demand Certificates of Deposit 47,058 08

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_

Time Certificates of Deposit___ 21,742 21 Savings Deposits -------------- ---------

Advances on Cotton ----------

Trust Funds on Deposit________ ---------

Advances on other Commodities --------- Cashier's Checks -------------- 589 46

Checks for Clearing House ---Other Checks and Cash Items

2,368 51 1,3"64 34

BCielrltsifPieadyaCbhleec_k_s___-_-_-_-_-_-_-_--c-__-_-_-_- 135,51020 0070

Customers' Liability on Letters

Notes and Bills Rediscounted__ ---------

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any) -----------Other Assets: War Savings Certificates ------

--------844 00

Li~b'fii~ ~~netette~8-'0T-c~e'2iit
and Acceptances _______ .. ___

--------________ _

DepositOI!'S' U. S. Bond Account 72,000 00 Reserve for Interest and Taxes 17,481 44

TT. S. Bond Certificates of De-

posit ------------------------- 72,000 uo

Reserve for Bond Depreciation 804 37

Total ------------------------$992,485 27 Total ------------------------$992,48:5 27

FmsT ANNUAL REPORT

399

EXA'l!IIINEB'S BEPOB'.E'.

FARMERS BANK, MONROE.

At Close of Business August 25, 1920.

President-J. M. Nowell. Vice-Presidents-A. B. Mobley, H. M. Arnold. Cashier-E. D. Newton.

Drrectors-:J. M. Nowell, A. B. Mobley, H. M. Arnold, R. L. Nowell, Robt. Aycock, W. L. Woods, W. H. Broach, J. T. LaBoon, J. 0. Breedlove.

Date of Charter-December 2, 1905.

Began Business-January 1, 1906.

RESOURCES

LIABILITIES

Time Loans -------------------$411,909 22 Capital Stock Paid in ________ $100,000 00

Demand Loans ---------------- 28,000 00 Amount Reserved for Branches ---------

Loans Secured by Real Estate 8,000 00 Surplus Fund ------------------ fiO.OOO 00 United States Bonds ________ 12,86ll 00 Undivided P,rofits ------------ n;&35 10

Other Stocks and Bonds ____ -

Dividends Unpaid ------------- fliO UO

Banking House ---------------- ________ _ Due to Banks in this State____ --------Furniture and Fixtures ______ 3,688 68 Due to Banks in other States__ ________ _

Other Real Estate Owned______ --------- Call Money -------------------- --------Due from Banks in this State 63.902 97 Individual Deposits Subject to

Due from Banks in other States
Currency ----------------------
Gold --------------------------Silver, Nickels, Pennies ______ Advances on Cotton____________

24.8"21 69
8,4114 00
50 on
2,146 97 ---------

Check ----------------------- 330,942 :r,> Demand Certificates of Deposit 1,976 46 Time ce,rtificates of Deposit___ 51,224 24 Savings Deposits -------------- --------Trust Funds on Deposit________ ---------

Advances on other Commodities ________ _ Cashier's Checks -------------- ---------

Checks for Clearing House ___ _ 184 07 Certified Checks --------------

52 75

Other Checks and Cash Items

47 55 Bills Payable ------------------ 60,000 00

Customel!'s' Liability on Letters

Notes and Bills Rediscounted__ ---------

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any) ------------ --------- rowed Money ---------------- ---------

Other Assets ------------------

84,0211 72

LiabilitY on Lette,rs of Credit and Acceptances ______ . _____ ---------

Reserve for Inte,rest and Taxes ---------

Other Liabilities -------------- 83,950 00

Total ------------------------$708,140 87 Total ------------------------$708,140 87

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$211.179 1i7 Capital Stock Paid in ________ $100,000 0'0 Demand Loans ----------------- 84.436 26 Amount Reserved for Branches Loans Secured by Real Estate 122,922 53 Surplus Fund -----------------

United States Bonds -------- 1,020 00 Undivided Profits -------------Other Stocks and Bonds ________ ------- Dividends Unpaid -------------Banking House ________________ --------- Due to Banks in this State____ ---------

Furniture and Fixtures ______ 3,688 68 Due to Banks in other States__ ---------

Other Real Estate Owned______ --------- Call Money -------------------- ---------

Due from Banks in this State 20.657 74 Individual Depos-its Subject to

Due from Banks in other States 6,131 17 Check ------------------------ 172,714 49

Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_-_-

9,302 00 2,134'30' 02'07

Demand Certificates of Deposit Time Certificates of Deposit___ Savings Deposits --------------

152 78 40,860 21 ---------

Advances on Cotton____________ ________ _ Trust Funds on Deposit________ ________ _

Advances on other Commodities Checks for Clearing House __

--2~21-18

Cashier's Checks -------------Certified Checks --------------

1,692 25 67 38

Other Checks and Cash Items

43 18 Bills Payable ------------------ 80,00'0 00

Customers' Liability on Letters

Notes and Bills Rediscounted __ ---------

of Cr'edit and Acceptances__ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) __________ ________ _ rowed Money ---------------- ---------

Other Assets: Libel!'tY Bonds-Safe Keeping

Liability on Letters of Credit and Acceptances _______ ____ __ ---------

Account

---------------------

81,050 00

Reserve for l'nterest and Taxes Other Liabilities:

---------

Customers' Liberty Bonds De-

posit Account --------------- 81,050 00

Total --~---------------------$544,8'&5 6F Total ------------------------$544,885 68

400

BANKING DEPARTMENT

EXAMI:NEB.'S B.EPOB.T.

UNION BANKING COMPANY, MONROE.

At Close of Business August 23, 1920.

President-L. 0. Benton. Vice-Presidents-J. E. W.right, C. L. Barrett. Cashier-H. D. Spivey.

Directors-L. 0. Benton, J. E. W<right, C. L. Barrett, H. D. Spivey, W. P. Briscoe, S. D. Moon, W. K. Swann.

Date of Charter-August 17, 1912.

Began Business-September 12, 1912.

RESOURCIDS

LIABILITIES

Time Loans -------------------$317,685 64 Capital Stock Paid in ________ $60,000 00

Demand Loans ---------------- 18,000 00 Amount Reserved for Branches ---------

Loans Secured by Real Estate 25,000 00 Surplus Fund ----------------- 12,000 00

United States Bonds --------.. 10,200 00 Undivided Profits ------------ 18,578 09

Other Stocks and Bonds ______ Banking House --------------

35,388 50 4,681 56

DDiuveidteondBsanUkns pianidthi-s--S-t-a-t-e-_-_-_-_-

-_-__-_-_-_-_-_-_-

Furniture and Fixtures -------- 3,500 00 Due to Banks in other States__ ---------

Other Real Estate Owned______ -------- Call Money -------------------- --------Due from Banks in this State 8,927 38 Individual Deposits Subject to

Due from Banks in othe<r States 2. 738 85 Check ----------------------- 192,103 30

Currency ---------------------- 3,968 00 GSiolvlder,--N--i-c-k-e-l-s-, --P-e-n-n-i-e-s,-_-_-_-_-_-_-_-_- 1,471 00 Advances on Cotton____________ ---------

Demand Certificates of Deposit --------Time Certificates of Deposit __ 31,216 38 STarvuisntgFs uDndeps oosnitsDe-p-o--si-t-_-_-_-_-_-_-_-_- _-_-_-_-_-_-_-_--_

Advances on other Commodities Checks for Clearing House ____

---332-58

Cashier's Checks -------------Certified Checks --------------

1,125 30 1,000 00

Other Checks and Cash Items Customers' Liability on Letters

1,297 49 BNiolltsesPaanydabBleill-s--R-e--d-is-c-o--u-n-t-e-d-_-_- 1_2_0_,_0_0_0__00_

of Credit and Acceptances__ --------- Certificates of DeposH for Bor-

Overdrafts (if any) ------------ ________ _ rowed Money ---------------- ---------

Other Assets ------------------

---------

Liability on Letters of Credit and Acceptances ------------ ________ _

Reserve for Inte.rest and Taxes ---------

Otlier Liabilities -------------- 503 84

Total ------------------------$436,526 91 Total ------------------------$436,526 91

BANK'S STATEMENT at Close o.f Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$218,892 18 Capital Stock Paid in ________ $ 60,000 00

Demand Loans ---------------Loans Secured by Real Estate

5,592 56 71,358 4f

Amount Reserved for Branches Surplus Fund ----------------

---------
12,000 uo

United -states Bonds ---------- --------- Undivided Profits -------------- 14,249 07

Other Stocks and Bonds ____ _

Dividends Unpaid ------------ ---------

Banking House ------------- __ 4, 783 23 Due to Banks in this State____ ---------

Furniturre and Fixtures ------ 3,800 00 Due to Banks in other States__ _______.__

Other Real Estate Owned______ --------- Call Money -------------------- ________ _ Due from Banks in this State 11,2'34 86 Individual Deposits Subject to

Due from Banks in other States Currency ---------------------SGiolvlder,---N-i-c-k-e-l-s-,--P-e--n-n-i-e-s--_-_-_-_-_-_Advances on Cotton __________

1,912 ~2 2,0{g 00
878 39 18,689 69

Check ----------------------- 108,716 12 Demand Ce.rtificates of Deposit --------Time Certificates of Deposit__ 24,980 31 STarvuisntgFs uDndeps oosnitsDe-p-o-s-i-t-_-_-_-_-_-_-_-_- -_-__-_-_-_-_-_--_

Advances on other Commodities --------- Cashier's Checks -------------- 2,061 4~ Checks for Clearing House __ 2, 762 4f Certified Checks -------------- 1,000 00

Other Checks and Cash Items 5,:Tirn 47 Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any) ____________ ---------
Other Assets ------------------ ---------

Bills Payable ------------------ 120,000 00 Notes and Bills Rediscounted__ 4,248 80 Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Lette.rs of Credit
and Acceptances ------------ ________ _

Reserve for Inte,rest and Taxes --------Other Liabilities -------------- ________ _

Total ------------------------$347,255 72 Total ------------------------$347,255 72

FIRST ANNUAL REPORT

401

EXA'MINEB.'S B.EPOB.T.

THE BANK OF MONTEZUMA, lVIONTEZUlVIA.

At Close of Business July 26, 1920.

President-H. N. Gallaher. Vice-President-Yauncey Hill. Cashier-J. M. Miller.

Directors-H. N. Gallaher, Yauncey Hill, R. W. Epry, W. C. Hicks, T. J. Hykes,

G. T. F'ranklin.

Date of Charter-April 10, 1918.

Began Business-May 1, 1918.

RESOURCES

LIABILITIES

j';~~~n~0t~~n~-================$

81,412 5,2ll0

69 00

Loans SecuJCed by Real Estate 7,5lr0 00

United States Bonds_______ _ 3,850 00

Other Stocks and Bonds _____ _

Banking House ---------------Furniture and Fixtures _______ _ 3,(}43 6F Other Real Estate Owned _____ _

Due from Banks in this State 14,320 2~ Due from Banks in other States 141 71

Currency ---------------------Gold --------------------------Silver, Nickels, Pennies _____ _ Advances on Cotton ___________ _

2,670 00 85 00 508 72

.Advances on other Commodities Checks for Clearing House ___ _
Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any) _________ _

1,399 56 12 00
99 47

Other Assets ---------------- 3,520 41

Capital Stock Paid in --------$ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ---------------- ---------

Undivided Profits -------------- ---------

Dividends Unpaid ------------ --------Due to Banks in this State____ ---------

Due to Banl<s in other States__ ---------

Call Money -------------------- 54,500 00 Individual Depos,Jts Subject to

Check ----------------------- 27.103 ~" Demand Certificates of Deposit 7,700 00 Time Cedificates of Deposit__ 4,155 47

Savings Deposits -------------- --------Cashier's Checks -------------- 223 15

Certified Checks --------------- --------Bills Payable ------------------ 5, 000 00

Notes and Bills Rediscounted__ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Lette.rs of Credit

and Acceptances ------------ ________ _

Reserve for Interest and Taxes ---------

Other Liabilities --------------

81 55

Total ------------------------$123,763 52 Total ------------------------$123,763 (;?

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __________________ $ 6!) 46!> !)0

Demand L<Ja,ns ---------------- 7,948 00 Loans Secured by Real Estate 6,770 93

United States Bonds ---------- 3,850 00

Other Stocks and Bonds ------

Banking House ----------------

Furniture and Fixtures ------ 3,043 68

Other Real Estate Owned __.___ _ Due from Banks in this State--

---473-36

Due from Banks in other States 1 ,3(}8 3!'

Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-_-__--_ Advances on Cotton ___________ _

2, 7!l2 ~r
90 00 935 14

.Advances on other Commodities

Checks for Clearing House __

Other Checks and Cash Items

Customers' Liability on Letters

of Credit and Acceptances__

Overdrafts (if any) ------------ 997 55

Other Assets:

Depositors Guarantee FUn<l __ 2,787 37

Profit and Loss -------------- 2,612 72

Capital Stock Paid in ________ $ 25,000' 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- --------Undivided Profits -------------- --------Dividends Unpaid ------------ ________ _

Due to Bank~ in this State____ --------Due to Banks in other States__ ---------

Call Money ------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__

28,500 00
19.68l) !)1 1,200 00 5,080 81

Savings Deposits -------------- --------Trust Funds on Deposit________ --------Cashier's Checks -------------- 129 21

Certified Checks --------------- --------Bills Payable ------------------ 10,000 00 K otes and Bills Rediscounted__ 4,844 43 Certificates of Depos-it for Bor-

rowed l\foney ---------------- --------Liability on Lette.rs of Credit
and Acceptances ____________ --------Rese.rve for Interest and Taxes ________ _

Other Liabilities -------------- --------

Total ------------------------$100, 9:I4 96 Total ------------------------$100,934 96

r

402

BANKING DErARTMENT

EXAMINER'S REPORT.
JASPER COUNTY BANK, MONTICELLO.
At Close of Business September 22, 1920.
Presidenet-H. P. Benton. Vice-President-J. F. Benton. Cashier-G. W. Cornwell.
Directors-H. P. Benton, J. L. Benton, J. F. Benton, D. B. Benton, G. w. Corn-
well, C. D. Jordan. Date of Charter-February 5, 1898.

RESOURCES

LIABILITIES

Time Loans -------------------$169.236 98 Capital Stock Paid in --------$ 25,000 00

Demand Loans ---------------- 62.527 14 Amount Reserved for Branches

Loans Secured by Real EBtate --------- Surplus Fund ------------------ 25,000 00

United States Bonds "--------Other Stocks and Bonds ______

17,000 00 4.981 67

UDnivdiidveinddesd PUronfpiatsid---_-__-_-_-_-_-_-_-_-_--_

12,663 32

Banking House --------------- 2.800 or Due to Banks in this State ___ _
Furniture and Fixtures ________ 4,000 00 Due to Banks in other States__ Other Real Estate Owned____ _ ______ _ Call Money -------------------Due from Banks in this State 13.004 57 Individual Deposits Subject to

Due from Banks in other States Cunrency ----------------------

7.013 4.1J4ll

0o8r

Check ----------------------- 142,149 17 Demand Ce.rtificates of Deposit

GSiolvlde,r-. --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_--_ Advances on Cotton____________

180 00 ___1_1_5___43_

Time Certificates of Deposit_ __ 101,619 05 Savings Deposits -------------Trust Funds on Deposit_ ______ _

Advances on other Commodities --------- Cashier's Checks ------------- 1,625 99

Checks for Clearing House____ 167 44 Certified Checks ---------------

Other Checks and Cash Items__ Customers' Liability on Letters

9,033 70 Bills Payable ----------------- 30,000 00 Notes and Biiis Rediscounted __

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any) -----------Other Assets:

10,625 71

LiraobwileitdY MoonneLyet-t-e-.-rs---o-f--C--r-e-d-i-t

Cash Short --------------------

20 49 and Acceptances ___________ _

U. S. Certificates of Indebted-

Reserve for Inte,rest and Taxes

ness -------- --------------P. 0. Furniture and Fixtures

13,016 88 1.500 00

Other Liabilities --------------

County Warrants -------------- 18,791 64

Total -----------------------$338,!)1)7 53 Total -----------------------$338,057 53

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$182,454 12 Demand Loans ---------------- 29,421r Oi Loans Secured by Real Estate 10.766 4~ United States Bonds ---------- 17,000 00 Other Stocks and Bonds______ _________
Banking House --------------- 2.8lrn on
Furniture and Fixtures -------- 4,000 00 Other Real Estate Owned ______ --------Due from Banks in this State 12,303 o4 Due from Banks in other States 2.6!m 99 Cunency ---------------------- 2,995 00 Gold --------------------------- 275 00 Silver, Nickels. Pennies _____ _ 101 32 Advances on Cotton____________ ---------
Advances on other Commodities --------Checks for Clearing House __ 775 29 Other Checks and Cash Items 1,751r S4 Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any) ------------ 31m 13 Other Assets: P. 0. Fixtures ---------------- 1,500 00 Stock in Federal Inte.rnational
Banking Company ---------- 375 00

Capital Stock Paid in ________$ 25,000 00 Amount Reserved for Branches ________ _ Surplus Fund ---------------- 25.00"0 00 Undivided Profits ------------- 14,208 87 Dividends Unpaid ____________ --------Due to Banks in this State___ _ Due to Banks in other States__ --------Call Money -------------------- ________ _ Individual Deposits Subject to
Check ----------------------- 124,212 95 Demand Ce,rtificates of Deposit --------Time Certificates of Deposit __ 66,024 95 Savings Deposits -------------- --------Trust Funds on Deposit________ --------Cashier's Checks ______________ 133 00
Certified Checks --------------- --------Bills Payable ----------------- 15,000 00 Notes and Biiis Rediscounted__ --------Ce-rtificates of Deposit for Bor-
rowed Money ________________ --------LiaanbdilitAyccoenptaLnectetsers___o_f__C__r_e_d_i_t ________ _
Reserve for Inte.rest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$269,579 77 Total ------------------------$2~9,579 77

FIRST ANNUAL REPORT

403

EXAMINER'S REPORT.

MONTROSE BANKING COMPANY, MONTROSE.
At Close of Business July 21, 1920.
President-G. N. Ross. Vice.-Presidents-W. G. Thompson, A. W. Ross. Cashie-r-\V. S. Williams.
Directors-G. N. Ross, W. G. Thompson, A. W. Ross, W. S. "Williams, M. E. Burts, H. E. Butler, W. M. Allen, C. R. \Villiams, A. C. Ross.
Date of Charter-September 4, 1911.

RESOURCES

LIABILITIES

Time Loans ------------------$ 45,788 96 Capital Stock Paid in --------$ 15,000 00

Demand Loans ---------------- 1,500 00 Amount Reserved for Branches

Loans Secured by Real E,nate United States Bonds_________ _

Surplus Fund ---------------Undivided Profits ------------ 3,257 51

Other Stocks and Bonds _____ _

Dividends Unpaid ------------

Banking House ---------------- 2,500 00 Due to Banks in this State___ _

Furniture and Fixtures _____ _ 1,779 '05 Due to Banks in other States__

Other Real Estate Owned ___ _

Call Money --------------------

Due from Banks in this State 5,172 08 Individual Deposits Subject to

Due from Banks in other States 2,190 79 Check ----------------------- 28,683 78

Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n--ie--s-_-_-_-_-_-_Advances on Cotton _________ _

400 00 Demand Certificates of Deposit 40 00 Time Certificates of Deposit___ 980 72 Savings Deposits -------------Cashier's Checks --------------

3,895 91 199 40

Advances on other Commodities

Certified Checks ---------------

Checks for Clearing House ___ _ Other Checks and Cash Items Custome['s' Liability on Letters

Bills Payable -------------- 10,000 00 685 00 Notes and Bills Rediscounted __
Certificates of Deposit for Bor-

of Oredit and Acceptances __ overdrafts (if any) ------------

rowed Money -----------Liability on Letters of Credit

Other Assets ------------------

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total --------------------$ 61,036 60 Total ------------------------$ 61,036 60

BANK'S STATEMENT a.t Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 31,748 26

Demand Loans ---------------- 10,98"2 17

Loans Secured by Real Estate United States Bonds_________ _

Other Stocks and Bonds _____ _

Banking House ---------------- 2,500 oc

Furniture and Fixtures ------ 2,487 55

Other Real Estate Owned ___ _

Due from Banks in this State_ 1, 781 06

Due from Banks in other States 4,803 11

Cul'rency ----------------------

31 00

GSiolvlde.r-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_ Advances on Cotton ----------

45 00 412 41
624 oc

Advances on other Commodities

Checks for Clearing House___ _

Other Checks and Cash Items

93 52

Custome['s' Liability on Letters

Capital Stock Paid in --------$ 1o,OOO Oll Amount Reserved for Branches

Surplus Fund ----------------Ulldiivided Profits ------------ 2,727 90

Dividends Unpaid -----------Due to Banks in this State __ Due to Banks in other State-s__

178 24

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 15,145 76

Demand Certificates of Deposit Time Certificates of Deposit_ __

--2~26~-91

STarvuisntgFs uDndepsoosnitsD-e-p-o-s-i-t_--_-__-_-_-_--_

Cashier's Checks -------------- l!I7 79

Certified Checks --------------Bills Payable ------------------ 20,()()0 00 Notes and Bills Rediscounted __

of Oredit and Acceptances __

Certificates of Deposit for Bor-

Overdrafts (if any) -----------Other Assets ------------------

27 52

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Inte.rest and Taxes

Other Liabilities --------------

Total ------------------------$ 55, ii35 6C Total ------------------------$ 55,535 60

404

BANKING DEPARTMENT

EXAMINEE'S BEPOBT.

MORELAND BANKING COMPANY, MORELAND.

At Close of Business September 25, 1920.

President-J. P. Camp. Vice-President-E. M. Camp. Cashier-D. C. Owen.

Directors~J. P. Camp, D. C. Owen, E. lVL Camp, H. L. Camp, E. N. Camp.

Date Of Charter-November 25, 1905.

Began Business-December 1, 1905.

RESOURCES

LIABILITIES

Time Loans ------------------$112,961 8l

Demand Loans ---------------- 12,822 5

Loans Secured by Real Estate ---------

United States Bonds ---------- 1,700 Ol Other Stocks and Bonds ______ ---------

Banking House ---------------- --------Furniture and Fixtures ------- 523 00

Other Real Estate Owned_____ ---------

Due from Banks in this State 19,994 56

Due from Banks in other States 16,290 4l

Currency ---------------------- 1,393 00

Gold --------------------------Silver, Nickels, Pennies ------

67 5! 16 79

Advances on Cotton ---------- --------Advances on other Commodities ________ _

Checks for Clearing House____ 1,351 6l.

Other Checks and Cash Items --------Customers' Liability on Letters

and Acceptances ------------ 4,500 Oi

Overdrafts (if any) -----------Other Assets:

192 9E

War Savings Stamps ----------

33 14

Capital Stock Paid in --------$ 25,000 00

Amount Reserved for Branches

Surplus Fund ---------------- 5,000 00

Undivided P.rofits ------------- 13,035 07

Dividends Unpaid -----------Due to Banks in this State __

Due to Banl<s in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 84,760 09 Demand Certificates of Deposit

Time Certificates of Deposit __ 24,022 31

Savings Deposits --------------

Cashier's Checks --------------

30 05

Certified Checks --------------

Bills Payable ------------------ 20,000 00 Notes and Bills Hediscounted

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

'l'otal ------------------------$171,847 5~ Total ------------------------$171,847 52

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$101,500 26 Demand Loans ---------------- 17,154 79 Loans Secured by Real Estate 5,925 37

United States Liberty Bonds__ 1,700 00 Other Stocks and Bonds ______ ---------

BFuarnnkiitnugreHaonudse F-i-x-t-u-r-e-s---__-_-_-_-_-_- ----52-3---00-

Other Real Estate Owned ---- --------Due from Banks in this State 14,322 40

Due f.rom Banks in other States 2,605 39

Currency ---------------------- 800 00

Gold --------------------------Silver, Nickels, Pennies ------

72 50 57 59

Advances on Cotton ---------- --------Advances on other Commodities ---------

Checks for Clearing House____ --------Other Checks and Cash Items 1,577 5l: Custome;rs' Liability on Letters

of Credit and Acceptances __ ---------

Overdrafts (if any) unsecured

7 34

Other Assets:

War Savings Stamps ----------

33 14

Capital Stock Paid in --------$ 25,000 00
Amount Reserved for Branches

Surplus Fund ----------------- 5,000 00 Undivided Profits -------------- 13,002 63

Dividends Unpaid -----------Due to Banks in this State __

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 43,166 78

Demand Certificates of Deposit Time Certificates of DeposiL-

1s~o94-6i

Savings Deposits -------------Trust Funds on Deposit ----~

Cashier's Checks --------------

15 26

Ce.rtified Checks -------------Bills Payable ------------------ 42,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$146,279 28 Total ------------------------$146,279 28

FIRST ANNUAL REPORT

405

EXAMINER'S B.EPOB.'r.

BANK OF MORGAN, MORGAN.

At Close of Business October 28, 1920.

President-Z. T. Rabun. Vice-President-S. L. Monroe. Cashier-J. W. Bussey. Directors-Z. T. Rabun, S. L. Mon<roe, J. M. Clements, C. B. Weaver, J. C. Mc-
Clelland, T. J. Tinsley.

Date of Charte~-October 14, 1911.

Began Business-October, 1911.

RESOURCES

LIABILITIES

Time Loans -------------------$ 96,750 96 Capital Stock Paid in ----------$ 20,0

Demand Loans ---------------- 8,120 96 Amount Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds ----------

598 15,400

0o0r

Surplus Fund ----------------- --------Undivided P~ofits ------------ 311 62

Other Stocks and Bonds -----Banking House -------------Furniture and Fixtures -------Other Real Estate Owned ___ _ Due from Banks in this State__

2,000 00 3,428 00 2,209 4l
2, 73'6 91

Dividends Unpaid -----------Due to Banks in this State __ Due to Banks in other States
Call Money -------------------Individual Deposits Subject to

-------------------------
---------

Due from Banks in other States Currency ---------------------Gold --------------------------ASidlvvearn, ceNsicoknelCs,otPtoenn_n_i_e_s___-_-_-_-_--_
Advances on other Commodities Checks for Cleruring House ___ _ Other Checks and Cash Items Custome1rs' Liability on Letters

552 72 2,194 '
255 00 344 11 3,126 33
144 59 1,293 4(

Check ----------------------- 39,801 68 Demand Certificates of Deposit --------Time Certificates of Deposit __ 5,420 00
Savings Deposits -------------- --------Trust Funds on Deposit ______ --------Cashi~'s Checks -------------- 2,11!4 8 Ce.rtified Checks -------------- --------Bills Payable ------------------ 58,300 00 Notes and Bills Rediscounted__ 14,240 OD

of Oredit and Acceptances __

Certificates of Deposit for Bor-

----1 Overdrafts (if any) ------------
Other Assets ------------------

738 30 315 40

rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes ---------
Other Liabilities -------------- ---------

Total ------------------------$140,208 1 Total ------------------------$140,208 15 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 95,768 2
Demand Loans ---------------- 7,845 9 Loans Secured by Real Estate

United States Bonds ---------Other Stocks and Bonds -----Banking House ---------------Furniture and Fixtures ____ _ Other Real Estate Owned_____ _

15,400 00

2,000 3,428

0o0r

2,209 40

Due from Banks in this State 129 4f Due from Banks in other States 2,480 97

Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s--_-_-_-_-_-_Advances on Cotton _________ _

2,135 00

260 236

0o0r

Advances on other Commodities Checks for Clearing House ___ _ Othe.r Checks and Cash Items Customers' Liability on Letters

404 00
676 18 756 93

of Credit and Acceptances __

Overdrafts (if any) ---------- 357 09

OBathnekr oAfssLeetsav-y--C--o-l-le--c-ti-o-n---__-_--_

!<9 50 69 76

Profit and Los.s -------------- 2,474 65

Capital Stock Paid in ----------$ 20,000 00 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits -------------Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States

1,954 10 2,273 84

Call Money --------------------

Individual Deposits Subject to

Check ______ ----------------- 31,505 4J

Demand Certificates of Deposit Time Certificates of Deposit __

--5~m-cr~

Savings Deposits -------------Trust Funds on Deposit -----Cashier's Checks -------------- 682 82 Certified Checks -------------Bills Payable ------------------ 58,30U 00 Notes and Bills . Rediscounted 16,584 99 Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$136,721 19 Total ------------------------$136,721 19

r
I I

406

BANKING DEPARTMENT

EXAMINER'S REPORT.
CITIZENS BANK, MOULTRIE.
At Close of Business October 14, 1920.

President-W. H. Barber. Vice-Presidents-D. A. Autrey, R. M. Morrison.
Cashier-\V. S. Stokes. Directors-W. H. Barber, D. A. Autrey, A. M. Tyler, W. S. Stokes, S. W. Prince,
C. H. Burney, C. G. watson, Leo T. Barber, J. R. Hall, R. M. Morrison.

Date of Charter-March 13, 1900.

Began Business-March 3, 1900.

RESOURCES

LIABILITIES

'l'ime Loans -----------------$1,006,532 62 Demand Loans -------------- 101,31>0 40 Lo~ns Secured by Real Estate 200,600 00 Umted States Bonds ________ 78,846 00

Other Stocks and Bonds ____ 2,4U5 00 Banking House ______________ ---------Furniture and Fixtures ______ 9,000 00

Other Real Estate ----------- 5,000 00 Due f,rom Banks in this State 153,644 Ut Due from Banks in other

States ---------------------Currency -------------------GSoillvder-,--N-i-c-k-e-l-s-,--P-e-n--n-i-e-s--_-_-__-_--_
Advances on Cotton -------Advances on other Commodi-

38,791 83 48,601 00
2,000 00
3,146 22 88,457 85

ties ------------------------ ---------Checks for Clearing House__ 16,437 99

Other Checks and Cash Items 4,437 26 Customers' Liability on Letters

of Credit and Acceptances ---------Overdrafts (if any) -------- 3,287 91 Other Assets ---------------- 1,824 23

Capital Stock Paid in --------$ Amount Reserved for Branch-
es -------------------------Surplus Fund -------------Undivided Profits ----------Dividends Unpaid -----------Due to Banks in this State Due to Banks in other States Individual Deposits Subject to
DeCmhaenckd --C-e-r-t-i-fi-c-a-t-e-s---o-f---D--e--
posit -----------------------Time Certificates of Deposit Savings Deposits -----------Trust Funds on Deposit ___ _
Cashier's Checks -----------Certified Checks -----------Bills Payable ---------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ---------Liability on Letters of Credit
and Acceptances ---------Reserve for Interest and
Taxes ---------------------Other Liabilities ------------

100,000 00
100,000 00 47,500 59 33,237 73
601,106 59
436,150 70 45,294 74 1,665 79 700 24
190,000 00 155,486 69
25,000 00 27,619 30

Total ----------------------$1,763,762 37 Total ----------------------$1,763,762 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 100,245 21 Demand Loans ------------- 1,143, 734 60 Loans Secured by Real Estate 100,000 00
United States Bonds -------- 74,846 00 Other Stocks and Bonds ____ 2,405 00

Banking House -------------Furniture and Fixtures _____ _
Other Real Estate ----------Due from Banks in this State Due from Banks in other
States ---------------------Currency -------------------GSiolvl de,r-,- -N- -i-c-k-e-l-s-, - -P-e- -n-n-i-e-s- - -__-_- -_
Advances on Cotton -------Advances on other Commodi-
ties -----------------------Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

9,000 00 5,000 00 92,131 19
42,371 96 34,705 00
2,000 00 5,159 07 38,709 29
3, 781 78 6,436 25

ances ---------------------Overdrafts (if any) -------Other Assets ----------------

1,852 36

Capital Stock Paid in --------$ Amount Reserved for Branch-
Suerspl-u-s--F-u--n-d---------------------------------DUnivdiidveinddeds PUronfpiatsid---_-_-_-_-_-_-_-_-_-_
Due to Banks in this State __ Due to Banks in other States Individual Deposits Subject
to Check -----------------Demand Certificates of De-
posit ----------------------Time Certificates of Deposit Savings Deposits -----------Cashier's Checks -----------Certified Checks ------------Bills Payable ---------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ---------Liability on Letters of Credit
and Acceptances ---------Reserve for Inte,rest and
Taxes ---------------------Other Liabilities: Bonds Borrowed ------------

100,000 00
100,000 00 48,660 62 15,542 79
577,807 9'5
438,503 23 37,450 6G 666 14 100 24 85,000 00
210,146 08
25,000 00 23,500 00

Total ----------------------$1,662,377 71 Total ----------------------$1,662,377 71

FIRST ANNUAL REPORT

407

EXA'MINEB.'S B.EPOB.T.

MOULTRIE BANKING COMPANY, MOULTRIE.

At Close of Business October 12, 1920.

President-W. C. Vereen. Vice-Presidents-G. F. Taylor, F. R. Pidcock.

Cashier-M. L. Lee.

Directors-W. C. Vereen, G. F. Taylor, F. R. Pidcock, M. L. Lee, M. D. Norman,

R. M. Morrison, C. G. Watson, R. L. Norman, A. Huber, H. P. Plair,

G. W. Newton, H. Jones, J. R. Hall, J. E. Ladson,

J, Beninson, W. J. Vereen.

Date of Charter-May, 1896.

Began Business-1896.

RESOURCES

LIABILITIES

DTiemmeanLd oLanosans---_-_-_-_-_--_-_-_-_-_-_-_-$__1.752172.6,73lr5o 53f0l

Capital Stock Paid in ------$ Amount Reserved for Branch-

200,000 00

Loans Secured by Real Estate United States Bonds ________

---------70,842 00

Suerspl-u-s--F-u--n-d--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

2oo~ooo-oo

Other Stocks and Bonds __ __ 10,850 00 Undivided Profits ------------ 64,563 48

Banking House and Furniture

Dividends Unpaid ------------ ----------

and Fixtures -------------- 19,235 00 Due 'to Banks in this State 16,580 77

Other Real Estate O'wned____ ______,___ _ Due to Banks in other States ----------

Due from Banks in this State Due from Banks, in other
States --------------------Currency -------------------SGiolvlder,--N--i-c-k-e-l-s-, --P-e-n--n-i-e-s---__-_--_ Advances on Cotton _______ _ Advances on other Commodi-

55,619 95
73,755 17 29,406 00 1,790 00
4,3'87 6F 100,S42 88

Individual Deposits Subject to
Check ---------------------- 1,008, 768 36 Demand Certificates of De-
posit ----------------------- 5,494 09 Time Certificates of Deposit 679,225 28 Savings Deposits ------------ ---------Cashier's Checks ------------ ---------Certified Checks-------------- 4,053 50

ties ------------------------ ---------- Bills Payable ---------------- ---------Checks for Clearing House __ 21,296 03 Notes and Bills Rediscounted 235,908 66

Other Checks and Cash Items ---------- Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money ---------- ---------Liability on Letters of Credit

ances ---------------------- ---------- and Acceptances ---------- ---------Overdrafts (if any) -------- 11.083 62 Reserve for Interest and

Other Assets ---------------- 3,608 75 Taxes ---------------------- 12,493 79

Other Liabilities -------------- ----------

Total ----------------------$2,427,087 9~ Total ----------------------$2,427,087 93

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _________________ $1,720,370 99

Demand Loans -------------- 206,679 59 Loans Secured by Real Estate ---------United States Bonds -------- 70,000 00 Other Stocks and Bonds____ 10,855 00

Banking Hous.e -------------Furniture and Fixtures______ Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States -----------------Cu!'II'ency -------------------Gold ------------------------Silver, Nickels, Pennies ____ _ Advances on Cotton _______ _
Advances on Other Commodi-

---------19,569 20
--8-9-,4-7-5--m--:
33.051 11 22,582 00 1,730 00
4,861 18 69,&!l7 23

ties -----------------------Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

-------------------
15,377 69

Ovaen,credsraft-s--(-i-f--a-n-y-)--_-_-_-_-_-_-_-_-_--_

244 25

Other Assets ----------------

Capital Stock Paid in ______$ Amount Reserved for Branch-
Suerspl-u-s--F-u--n-d---------------------------------Undivided Profits -----------Due to Banks in this State__ Due to Banks in other States Call Money -----------------Individual Deposits. Subject to
Check --------------------Demand Certificates of De-
posit ----------------------Time Certificates of Deposit Savings Deposits -----------Cashier's Checks ___________ _
Certified Checks -----------Bills Payable ---------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ---------Liability on Letters of Credit
and Acceptances ---------Reserve for Interest and
Taxes ---------------~-----Other Liabilities ------------

200,000 00 200,000 00 75,659 95
6,785 18
828,581 68 8,271 62
625,930 43 14 40
306,886 84
12,493 79

Total ----------------------$2.264,623 88 Total ----------------------$2,264,623 89

r
!

408

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF MT. AIRY, MT. AIRY.

President-C. Gresham. Vice-President-A. L. Kimsey. Cashier-R. F. Payne.

Directors-C. Gresham, A. L. Kimsey, J. M. Echols, J. T. Peyton, W. W. Lauder-

milk, M. W. Webb.

Date of Charter-July 20, 1911.

Began Business-August 8, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$ 53,287 09 Capital Stock Paid In_______ $ 15,000 00

Demand Loans ------------- ________ _ Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund --------------

United States Bonds _______ Other Stocks and Bonds _____

--------________ _

Undivided Profits ----------Dividends Unpaid ----------

855 28

Banking House ------------ 2,017 77 Due to Banks in this State__

Furniture and Fixtures_____ 2,070 00 Dut to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 9;691 49 Individual Deposits Subject

Due from Banks in other States ------------------

_________ _

Detmo aCndheCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t

28,544 10

Currency ------------------ 2,049 00 Time Certificates of DeposiL 20,792 96

GSiollvder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s-_-_-_-_-_-

110187 9520

Savings Deoosits ----------Trust Funds on Deposit_ ___ _

Advances on Cotton_________ --------- Cashier's Clieclrs __________ _

Advances on other Commodi-

Certifi,ed Checks ------------

ties ---------------------- ________ _ Bills Payable -------------- 5,000 00

Checks for Clearing- House__

179 10 Notes and Bills Rediscounted

Other Checks and Cash Items

558 44 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t -s - -(-i f- -a-n-y- )- - -_-_-_ -_ _- _- _-_-

-_-_-_-_-_ _- _-_- -_

and Acceptances ---------Reserve for Interest and Taxes

Other Assets ---------------

642 3! Other Liabilities -----------

429 28

Total --------------------$ 69,999 31 Total --------------------$ 69,999 31

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 49,17 4 84 Capital Stock Paid In_______ $ 15,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund --------------

United States Bonds _______ --------- Undivided Profits -----------

592 55

Other Stocks and Bonds _____ --------- Dividends Unpaid ----------

Banking House ------------ 2,017 77 Due to Banks in this State__ Furniture and Fixtures_____ 2,070 00 Dut to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State 5, 781 69 Individual Deposits Subject

Due from Banks in other States ------------------ ----------
Currency ------------------ 2,987 00

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_

23,543 34 -{8~ii5-59

Gold ----------------------Silver, Nickels, Pennies_____

125 00 132 51

Savings Deposits ---------Trust Funds on Deposit_ ___ _

Advances on Cotton_________ --------- Cashiers Checks -----------

493 85

Advances on other Commodities ----------------------

---------

CBei lrltsi f iPe da y aCbhleec k:.s_ _ _- _- _- _-_-_-_-_-_-_- -_

Checks for Clearing- House__ --------- Notes and Bills Rediscounted

5,000 00

Other Checks and Cash Items

456 52 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -Overdrafts

-

---
(if

----any)

--------

-

-----

and Acceptances ---------Reserve for Interest and Taxes

Other Assets --------------

Other Liabilities -----------

Total ----~---------------$ 62,7 45 33 Total --------------------$ 62,745 33

FIRST ANNUAL REPORT

409

EXAMINER'S BEPOB'J:'.

MOUNT VERNON BANK, lVIT. VERNON.

President-IV. T. McArthur. Vice-President-D. A. McRae.

Cashier-W. A. Peterson.

Directors-W. T. McArthur, D. A. McRae, W. A. Peterson, A. B. Hutchinson,

I. T. McLemore.

Date of Charter-September 21, 1900.

Began Business-January 24, 1901.

RESOURCES

LIABILITIES

Time Loans ----------------$130,652 17 Capital Stock Paid In_______$ 15,000 00

Demand Loans ------------- 12,556 22 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

________ _ 71,000 00

Surplus Fund -------------Undivided Profits ----------

40,000 00 6,279 66

Other Stocks and Bonds _____ --------- Dividends Unpaid __________

Banking House ------------ 4,615 60 Due to Banks in' this State __

Furniture and Fixtures ____ 1,499 96 Dut to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 37,199 18 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- - N- -i-c-k-e-l s-,- -P-e- n- -n-i e-s-_-_-_-_-_Advances on Liberty Bonds__

7,975 85 4,639 00
90 00
939 27 626 85

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 114,952 39 Time Certificates of Deposit_ 73,377 12 Savings Deposits ----------- 36,917 74 Trust Funds on Deposit_ ___ _
Cashier's Checks ----------- 1,368 28

Advances on other Commodi-

Certi'led Checks -----------

ties ---------------------- _________ Bills Payable --------------

Checks for Clearing House __

11 87 Notes and Bills Rediscounted

Other Checks and Cash Items

30 00 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -- -- -- -- -- -- -- --

- - - - -81- - -5 1-

and Acceptances _________ _ Reserve for Interest and Taxes

Other Assets -------------- 15,000 00 Other Liabilities -----------

22 29

'l'otal --------------------$286,917 48 Total --------------------$286,917 48

BANK'S STATEMENT at Close of Business Decembe.r 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 86,408 72 Capital Stock Paid In_______ $ 15,000 00

Demand Loans ------------ 13,564 10 Amt. Reserved for Branches 15,000 00

Loans Secured by Real Estate 44,777 73 Surplus Fund -------------- 2fi,OOO 00

United States Bonds _______ _ 16,000 00 Undivided Profits ----------- 3,730 08

Other Stocks and Bonds ____ _

Dividends Unpaid ----------

Banking House ------------ 4,615 60 Due to Banks in this State __

Furniture and Fixtures ___ _ 1,499 96 Dut to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Banks in this State 29,295 81 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton________ _ Checks for Clearing House __

4,507 03
5,046 00 9 00
569 68

to Check ----------------- 115,824 77. DemandCertificates of Deposit Time Certificates of Deposit_ 63,83& 00 Savings Deposits ---------- 23,723 45 Trust Funds on Deposit_____ CCearsthifiieerd's CChheecckkss -_-_-__-_-_-_-_-_-_--_ 3,000 10

Other Checks and Cash Items

Bills Payable -------------- 12,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted

ters of Credit and Accept-

Certificates of Deposit for

ance-s -------------------Overdrafts (if any) -------Other Assets:

Borrowed Money --------12 14 Liability on Letters of Credit
and Acceptances _________ _

U. S. Treas. Certificates____ _ 55,000 00 Reserve for Interest and Taxes

Advanced on Liberty Bonds __

586 85 Other Liabilities:

Canital Commercial Bank,

Cash Over -----------------

10 22

Uvalda, Ga. -------------- 15,000 00

Total --------------------$277,023 62 Total --------------------$277,023 62

410

BANKING DEPARTMENT

EXAMINER'S REPORT.

FIRST BANK OF NASHVILLE, NASHVILLE.

At Close of Busines,s August 7, 1920.

President-J. F. Lewis. Vice-President-L. A. Carter. Cashier-J. W. E. Powell.

Directors-J. F. Lewis, L. A. Carter, W. H. Tygart, A. W. Patterson, A. Albritton, J. H. Rowan, J. A. Alexander.

Date of Charter-February 10, 1917.

Began Business-December, 1900.

RESOURCES

LIABILITIES

Time Loans ---------------$327,559 80 Capital Stock Paid In_______ $ 25,000 00

Demand Loans ------------- 6,499 74 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______

________ _ 6,405 14

US unrdpi vl ui ds e dF uPn dr o f-i-t s- - -_-_-_-_-_-_ _- _-_- -_

15,000 00 23,300 19

Other Stocks and Bonds_____

455 33 Dividends Unpaid -----------

164 00

Banking House ------------- 3,592 17 Due to Banks in this State __

Furniture and Fixtures_____ 8,246' 16 Dut to Banks in other States

Other Real Estate Owned____ 3,308 80 Call Money ----------------

Due from Banks in this State 79,628 07 Individual Deposits Subject

Due from Banks in other States -------------------

8,623 02 DetomaCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 180,227 83

Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e--n-n-ie-s--__-_-_--_

17,454 00 Time Certificates of DeposiL 225,646 67 135 00 Savings Deposits -----------
3,488 17 Cashier's Checks __________ _ 2,185 44

Advances on Tobacco ------- 2,565 80 Certified Checks __________ _

Advances on other Commodi-

Bills Payable --------------

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -__-

--------706 14

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items

405 74 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-_ -_ _- _- -_

- - - -6-7 4- - -53-

Reserve for Interest and Taxes Other Liabilities -----------

190 24 33 24

Other Assets --------------- 2,000 00

Total --------------------$471,747 61 Total --------------------$471,747 61

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $245,998 14 Capital Stock Paid In_______ $ 25,000 00

Demand Loans ------------- 6,499 74 Amt. Reserved for Branches

Loans Secured by Real Estate 39,974 77 Surplus Fund -------------- 25,000 00 United States Bonds _______ 6,405 14 Undivided Profits ----------- 10,133 42

Other Stocks and Bonds_____

455 33 Dividends Unpaid ----------

128 00

Banking House ------------- 3,642 17 Due to Banks in this State __

Furniture and Fixtures_____ 8,296 16 Dut to Banks in other States

Other Real Estate Owned____ 2,800 00 Call Money ---------------Due from Banks in this State 24,378 86 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

5,958 31 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 110,689 61 17,502 00 Time Certificates of DeposiL 212,023 80
303 50 Savings Deposits ----------1,853 48 Trust Funds on Deposit_ ___ _

Advanees on Cotton -------- 24,295 26 Cashier's Checks __________ _ 1,138 98

Advances on other Commodi-

Certified Checks -----------

ties ---------------------Checks for Clearing House__

4,026 65 ---------

Bills Payable -------------Notes and Bills Rediscounted

5,500 00 6,000 00

Other Checks and Cash Items 1,264 33 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

Ovae~d~~fiS-(if-aTIY)-========

---150-21

and Acceptances ---------Reserve for Interest and Taxes

190 24

Other Assets --------------- 2,000 00 Other Liabilities -----------

'.rota! --------------------$395,804 05 Total --------------------$395,804 05

FIRST ANNUAL REPORT

411

EXAMINER'S B.EPOB.T.

FARMERS BANK, NAYLOR.

At Close of Business July 15, 1920.

President-J. P. Carter. Vice-Presidents-Mrs. 0. F. Wetherington, Perryman Carter, G. J. Robinson. Cashier-H. D. Robinson.

Directors-J. P. Carter, M. 0. F. Wetherington, Perryman Carter, S. J. Robinson, M. M. Blanton, Lee L. Robinson, S. J. Carter, E. H. Carter, J. W. Lowell.

Date of Charter-December 2, 1907.

Began BusinesS>-January 15, 1908.

RESOURCES

LIABILITIES

TDiemmea nLdo aLnosa n- -s- -_-_-_-_-_-_-_-_-_-_-_-_-_$

42,466 07

Capital Stock Paid In _______$ 15,000 Amt. Reserved for Branches

00

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ____ _ Banking House ------------

2,000 .oo

Surplus Fund -------------Undivided Profits ----------

1,000 00 10,553 59

Dividends Unpaid ----------

1,606 88 Due to Banks in this State __

Furniture and Fixtures ____ _ 2,040 95 Dut to Banks in other States

Other Real Estate Owned ___ _ 1,244 21 Call Money ---------------Due from Banks in this State 43,042 07 Individual Deposits Subject

Due from Banks in other States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton________ _

2,339 51 Detmo aCnhdeCcekrt-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 20,097 86

---145-53 917 00 Time Certificates of Deposit_ Savings Deposits __________ _

50,835 64

470 00 Cashier's Checks __________ _

Certified Checks __________ _

Advances on other Commodi-

Bills Payable --------------

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -__-

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items 1,824 80 Borrowed Money ---------

Customers' Liability on Letters of Credit and Accept-

Liability on Letters of Credit and Acceptances _________ _

O vaenrcdersa f-t s- - (-i-f- -a-n-y-)- - -_-_-_ -_ _- _-_- -_

Reserve for Interest and Taxes 681 13 Other Liabilities __________ _

681 13

Other Assets --------------

Total --------------------$ 97,632 62 Total ____________________ $ 97,632 62

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 38,039 50 Capital Stock Paid In_______ $ 15,000 00

Demand Loans ------------- 12,868 85 Amt. Re.served for Branches

Loans Secured by Real Estate

Surplus Fund -------------- 1,000 00

United States Bonds _______ _ 2,000 00 Undivided Profits ---------- 10,735 49

Other Stocks and Bonds ____ _ --------- Dividends Unpaid ----------

Banking House ------------- 1,606 88 Due to Banks in this State __

Furniture and Fixtures____ _ 2,040 95 Dut to Banks in other States

Other Real Estate Owned ___ ,

244 21 CaJl Money ----------------

Due from Banks in this StaM 30,434 65 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 19,245 07

States ------------------- 3,521 47 Demand Certificates of Deposit Currency ------------------ 1,765 00 Time Certificates of Deposit_ 46,478 75

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-_-_-_

Savings Deposits ----------391 83 Trust Funds on Deposit_ ___ _

Advances on Cotton________ _ Advances on other CommodiC htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- -u-s -e-_-_

Cashier's Checks ----------Certified Checks __________ _ Bills Payable _____________ _ Notes and Bills Rediscounted

454 03

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ -_ _- _-_-_-_- -_

and Acceptances _________ _ Reserve for Interest and Taxes

Other Assets --------------

Other Liabilities __________ _

Total ____________________$ 92,913 34 Total ____________________$ 92,913 34

412

BANKING DEPARTMENT

EXAl!IIIlii'E:B'S :BEPO:BT.
BANK OF NEWBORN, NEWBORN.
At Close of Business September 16, 1920.
President-W. P. Wallace. Vlce-Presidents-J. M. Loyd, .L. 0. Benton. Cashier-H. G. Smith.
Directors-W'. P. Wallace, J. M. Loyd, F. P. POil'ter, H. G. Smith, R. L. Loyd, W. P. Smith, L. 0. Benton, L. P. Duke, I. Robertson.

RESOURCES

LIABILITIES

Time Loans ---------------$203,897 63 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 62,460 11 Amt. Reserved for Branches --------Loans Secured by Real Estate ________ _ Surplus Fund -------------- 20,000 00

United States Bonds ------- 4,000 00 Undivided Profits ---------- 6,248 39 Other Stocks and Bonds _____ ________ _ Dividends Unpaid __________ ---------

Banking House ------------- 1,400 00 Due to Banks in this State__ 5,000 00 Furniture and Fixtures_____ 1,900 00 Dut to Banks in other States --------Other Real Estate Owned____ ________ _ Call Money ---------------- --------Due from Banks in this State 1,448 40 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e--n-n-ie-s--_-__-_--_ Advances on Cotton________ _ Advances on other Commodi-
ties ---------------------Checks for Clearing- House __

329 28 1,257 00
200 00 634 80 41,847 60
________ _ 192 34

to Check ---------------- 109,248 83 Demand Certificates of Deposit 4,000 00

Time Certificates of Deposit_ 46,981 08

Savings Deposits ----------- ---------

Trust Funds on Deposit_____ ---------

Cashier's Checks -----------

461 35

Certified Checks ___________ ---------

Bills Payable ______________ 100,000 00

Notes and Bills Rediscounted ________ _

Other Checks and Cash Items 1,515 54 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- 5,000 00

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- -(-i-f-a-n- -y-) - -- -- -- -- -- -- -- -- --

- -1-, 0- 0- 8- - -8 4-

and Acceptances ---------Reserve for Interest and Taxes

--------________ _

Other Assets -------------- --------- Other Liabilities:

Cash Long -----------------

151 89

Total --------------------$322,091 54 Total --------------------$322,091 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $167,506 93 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 16,735 00 Amt. Reserved for Branches

Loans Secured hy RE>al Estate United States Bonds _______

44,134 51 ________ _

SUunrndliuv~i<d eFd u nPdr o f-i-t s- - -_-_-_-_-_-_ -_ _- _- -_

20,000 00 1 0,41_2 84

Other Stocks and Bonds _____ _________ Dividends Unpaid ----------

Banking- House ------------- 1,400 00 Due to Ranks in this State__

Furnitul'e and Fixtul'es_____ 1,900 00 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money ----------------

Due from Banks in this State 2,940 29 Tndivi nua1 Deposits Subject

Due from Banks In other States -------------------

52~ 06 DetomaCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 69,418 10

Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e--n-n-ie--s -__-_-_--_

1,637 00 Time Certificates of Deposit_ 46,076 53 208 00 Saving-s Deposits __________ _ 660 98 Trust Funds on Deposit_ ___ _

AdvaBces on Cotton ________ _ 38,183 72 Cashier's Checks __________ _

515 13

Advances on other Commodi-

Certified Checks __________ _

ties ---------------------- ________ _ Bills Payahle ______________ _ 105,000 00

Checks for Clearing- House__ ________ _ Noteg and Billfl R~ediscmmtPn

Other Checks and Cash Items

5fi0 35 Certificate~< of Deposit for

Customers' Liabllitv on Let-

Borrowed Monev ________ _

ters of Credit and Accept-

Liahility on Letters of Credit

O vaenrcdersa f-t s- - -( i-fOther Assets

-a-n-y-)- - -_-_-_-_ _- _- _- -_ ______________

--------_____4_2__7_6_

and Acceptances _________ _ RE>serve forTnterest and Taxes Other T,iahilitieR __________ _

Total --------------------$276,422 60 Total ____________________ $276,422 60

.'

FIRST ANNUAL REPORT

413

EXAMINEB'S BEPOB'l'.

BANK OF NEWINGTON, NEWINGTON.

At Close of Business August 14, 1920.

President-P. R. Kittles. Vice-Presidents-C. A. Woods, F. H. Connor, G. C. Russell. Cashier-G. C. Russell.

Directors-L. 0. Benton, C. R. Kittles, J. G. Colson, H. C. Evans, W. W. Evans, G. L. Dugger, J. H. Evans, T. J. Erucks, A. J. Carter, F. H. Cannon, C. A. Woods.

Date of Charter-July 7, 1919.

Began Business-August 15, 1919.

RESOURCES

LIABILITIES

Time Loans ________________ $ 25,612 41 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

500 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds____ _
Banking House -----------Furniture and Fixtures____ _ Other Real Estate Owned___ _ Duefrom Banks in this State

4,400 00 l ,100 00
1,500 00
5,547 97

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__ Dut to Banks in other States
Call Money ---------------Individual Depo,;its Subject

711 95

Due from Banks in other States -------------------
Currency ------------------
GS iol vl de r ,- - N- -i-c-k-e-l s-,- -P- e- n- -n-i e- s- _- _-_-_- -_ Advances on Cotton ________ _ Advances on other Commodi-
C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -__-

2,932 75 928 00
71 65

to Checks ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposit __________ _ Trust Funds on Deposit_ ___ _
Cashier's Checks ----------CBei lrlt isf i cP da y aCbhleec k_s_ _ _- _- _-_-_-_-_-_-_-_- -_
Notes and Bills Rediscounted

19,824 15
5,414 12 1,850 18
628 98

Other Checks and Cash Items Customers' Liabilitv on Let-

434 00 Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- -(-i-f-a-n- -y-) - - -_ -_ _- _- _- _-_- -_

and Acceptances ---------309 04 Reserve for Interest and Taxes

Other Assets ---------------

100 00 Other Liabilities -----------

6 44

Total ____________________ $ 43,435 82 Total ____________________ $ 43,435 82

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DT iemmea nLdo aLnosa n- s- - -_-_-_-_-_-_-_-_-_-_-_-_-_$

19,580 1,046

89 26

Capital Stock Paid In_______ $ 15,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus Fund --------------

United States Bonds _______ _ Other Stocks and Bonds____ _

4,400 1,100

00 00

UDnivdiidveidnedds PUrnopfiatisd -_-_-_-_-_-_-_-_-_--_

415 44

Banking House ___________ _

Due to Banks in this State __

Furniture and Fixtures____ _ 1,500 00 Dut to Banl<s in other States

Other Real Estate Owned ___ _

Call Money ----------------

Due from Banks in this State 6,105 24 Indivirlual Deposits Subject

Due from Banks in other

to Check ---------------- 20,132 04

States ------------------- '1,774 60 Demanrl Certificates of Deposit

Currency ------------------ 4,481 00 Time Certificates of DeposiL 4,521 80

GSiolvlder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-_-_

SavingR Denosits ----------- 1,185 59 606 50 Trust Funds on. Deposit_ ___ _

Advances on Cotton________ _ Advances on other Commodi-

Cashier',; Checks __________ _ Certified Checks __________ _

221 50

ties ----------------------

Bills Payable _____________ _

Checks for Clearing House __

7i6 4-6 Notes and Bills Rediscounted

Other Checks and Cash Items

100 00 CPrtificatcs of Dep0sit for

Customer,;' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Creoit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ _- _-_-_-_-_- -_

and Acceptances _________ _ 5 42 Reserve for Interest and Taxes

Other Assets _____________ _

Other Liabilities __________ _

Total ____________________ $ 41,476 37 Tot8l ____________________ $ 41,476 37

r
414

BANKING DEPARTMENT

EXAMINEB.'S B.EPOB.T.

NEWNAN BANK AND TRUST COMPANY, NEWNAN.

At Close of Business August 24, 1920.

President-A. H. Freeman. Vice-Presidents-T. M. Goodrum, C. C. McKnight.

H. C. Arnall, J,r. Cashietr-H. W. Ar:nall.

Directors-ID. 8. Cuttins, T. B. Davis, W. N. Banks, A. H. Freeman, H. C. Ar-

nall, Jr., F. M. Arnall, E. M. Camp, B. T. Thompson, R. J. Barrett,

E. M. Cole, Jr., C. C. McKnight, J. R. Brown, J. P.

Jones., A. W. Arnall, Garlan M. Jones,

I. N. Orr, J. T. Swint,

T. M. Goodrum.

Date of Charter-March 31, 1920.

Began Business-April 20, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$969,928 71 Capital Stock Paid In _______ $400,000 00 Demand Loans _____________ 152,733 21 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate _________ Surplus Fund -------------- 100,000 00

United States Bonds ________ 97,550 00 Undivided Profits ---------- 22,069 41

Other Stocks and Bonds_____ 14,250 00 Dividends Unpaid ---------- --------Banking House ____________ _________ Due to Banks in this State__ 15,621 71

Furniture and Fixtures_____ 9,013 55 Due to Banks in other States ----- ___ _

Other Real Estate Owned____ _________ Call Money ---------------- ---------

Due from Banks in this State 11,835 21 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 598,699 61

States ------------------- 3~,556 20 Demand Certificates of Deposit 51,533 16 Currency __________________ 22,592 00 Time Certificates of Deposit_ ________ _

Gold ----------------------

72 50 Savings Deposits __________ 27,624 26

Silver, Nickels, Pennies_____ 8,033 07 Trust Funds on Deposit_ ____ ---------

Advances on Cotton_________ --------- Cashier's Checks ----------- ---------

Advances on other Commodi-

Certified Checks ----------- ---------

ties ---------------------- _________ Bills Payable ______________ 100,000 00

Checks for Clearing Honse__ 1,007 07 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -----------------~-- _________ and Acceptances _____._____ _ _______ _

Overdrafts (if any) ________

66 92 Reserve for Interest and 'l'axes ---------

Other Assets ---------------

10 00 Other Liabilities _________ _ 5,100 26

Total -------------------~1 ,320,648 44 Total -------------------~1,320,648 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $8Hi,215 31 Capital Stock Paid In _______ $400,000 00

Demand Loans ------------- 92,265 58 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 39,818 00 Surplus Fund -------------- 100,000 00 United States Bonds _______ 32,560 00 Undivided Profits ---------- 21,293 27

City of Atlanta (par value

Dividends Unpaid ---------- ---------

$1 5,000.00) Bonds ________ 14,250 00 Due to Banks in this State__ 9,350 73

United States Certificates of

'Dut to Banks in other States ---------

Indebtedness ____________ 90,000 00 Call Money ---------------- ---------

Furniture and Fixtures _____ 7,000 00 Individual Deposits Subject

Other Real Estate Owned____ _________ to Check ----------------- 509,439 49

Due from Banks in this State 56,855 46 Demand Certificates of Deposit 40,735 14

Due from Banks in other

Time Certificates of Deposit_ ---------

States ------------------- 30,804 02 Savings Deposits ___________ 23,964 45 Currency ___________ :_______ 16,318 00 Trust Funds on Deposit_____ ---------

Gold ----------------------

260 00 Cashier's Checks ___________ ---------

Silver, Nickels, Pennies_____ 7,033 88 Certified Checks ----------- --------Advances on Cotton ________ _________ Bills Payable ______________ 100,000 00

Advances oR othe:rCommodities _________ Notes and Bills Rediscounted ---------

Checks for Clearing House__ --------- Certificates of Deposit for

Other Checks and Cash Items 2,221 98 Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------- --------Reserve for Interest and Taxes --------Other Liabilities ___________ ---------

Total ___________________ $1 ,204,783 08 Total ___________________ $1,204,783 08

FIRST ANNUAL REPORT

415

EXAMINER'S REPORT.

BAKER COUNTY BANK, NEWTON.

At Close of Business September 4, 1920,

President-J. A. Bowers. Vice-President-J. C. Odum. Cashier-J. H. Hall. Directors-J. A. Bowers, J. C. Odum, J. H. Hall, Benton Odom, J. W. Hall.

Date of Charter-Octobm 4, 1906.

Began Business-October 15, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$ 94,494 36 Capital Stoclr Paid In_______$ 25,000 00

Demand Loans ------------- 14,164 27 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds____ _

Surplus Fund -------------- 6,000 00 4,150 00 Undivided Profits ---------- 17,520 14
Dividends Unpaid ----------

Banking House ------------Furniture and Fixtures____ _ Other Real Estate Owned___ _
Due from Banks in this State

3,116 51 Due to Banks in this State __ 3,481 58 Dut to Banks in other States
Call Money ---------------9,290 67 Individual Deposits Subject

Due from Banks in other States -------------------

5,759 84 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t 60,222 13

Currency ------------------ 1,150 00 Time Certificates of Deposit_ 7,133 25

.SGiolvlder-, -N--i-c-k-e-ls-,--P-e--n-n-ie--s-_-__-_--_ Advances on Cotton________ _

30 00 Savings Deposits ----------868 92 Cashier's Checks -----------
Certified Checks __________ _

416 30

Advances on other Commodi-

Bills Payable -------------- 20,000 00

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

---1-,-1-1--0..{6-6-

Notes and Bills Rediscounted Certificates of Deposit for

Other Checks and Cash Items Customers' Liabilitv on Let-

Borrowed Money --------Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

O vaenrcdersa f-t s- - -(-i f- -a-n- -y-)- -_-_-_-_-_-_-_- -_ Other Assets _____________ _

Reserve for Interest and Taxes Other Liabilities __________ _ 5,339 55

Total --------------------$141,631 37 Total --------------------$141,631 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 70,289 01 Capital Stock Paid In _______$ 25,000 00

Demand Loans ------------- 18,054 88 Amt. Reserved for Branches --------Loans Secured by Real Estate ________ _ Surplus Fund -------------- 6,000 00 Unitea States Bonds ________ 4,150 00 Undivided Profits ----------- 18,261 68

Other Stocks and Bonds _____ Banking House _____________

--------3,116 51

Dividends Unpaid ---------Due to Banks in this State

-----------------

Furniture and Fixtures_____ 3,481 58 Due to Banks in other States --------Other Real Estate Owned____ ________ _ Call Money ---------------- --------Due from Banks in this State 4,217 03 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 49,355 21

States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-__-_-_--_

6,307 89 Demand Certificates of Deposit --------3,190 00 Time Certificates of Deposit_ 4,181 58
10 00 Savings Deposits ----------- --------411 02 Trust Funds on Deposit_____ ---------

Advances on Cotton_________ --------- Cashier's Checks ----------- 1,065 13

Advances on other Commodi-

Certified Checks ___________ ---------

ties ---------------------- ________ _ Bills Payable -------------- 10,000 00 Checks for Clearing House__ ________ _ Notes and Bills Rediscounted ---------

Other Checks and Cash Items

635 68 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- ________ _ and Acceptances ---------- ---------

OOtvheerrdrAafstsset(sif _a_n_y_)__________________

-_ -_-_ -_ _- _- _-_- -_

Reserve for Interest and Taxes Other Liabilities ___________

-----------------

Total ____________________ $113,863 60 Total ____________________ $113,863 60

F'
I

416

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

FARMERS BANK, NICHOLLS.

At Close of Business July 21, 1920.

President-D. H. Meeks. Vice-P~residents-W. G. Meeks, J. M. Jenrette. Cashier-John Kirkland.

Directors-D. H. Meeks, W. G. Meeks, J. M. Jen~rette, Don Hal!, W. M. Carter, Jno. Burkett, E. L. Granthom, '\V. L. Gillis, John Lott, Sr.

Date of Amendment-April 21, 1920.

Began Business-March 1, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$226,785 34 Capital Stock Paid In_______$ 25,000 00 Demand Loans ------------- 4,850 65 Amt. Reserved for Branches Loans Secured by Real Estate _________ Surplus Fund _____ :_ _______ _

United States Bonds_______ 13,900 00 Undivided Profits ----------Other Stocks and Bonds_____ --------- Dividends Unpaid ---------Banking House ------------- 12,000 00 Due to Banks in this State__ Furniture and Fixtures_____ 7,000 00 Due to Banks in other States

5,840 52

Other Real Estate Owned____ 10,100 Oo Call Money ----------------

Due from Banks in this State 22,303 55 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 98,556 44

States ------------------- 2,001 8~ Demand Certificates of Deposit

Currency ------------------ 11,866 00 Time Certificates of Deposit- 113,651 67

Gold -----------------------

832 50 Savings Deposits -----------

Silver, Nickels, Pennies_____ 1,099 40 Cashier's Checks ---------- 1,637 53

Advances on Cotton________ _________ Certified Checks -----------

Advances on otherCommodi-

Bills Payable -------------- 50,000 00

ties --------------------- _________ Notes and Bills Rediscounted 27,869 95

Checks for Clearing House__ 6,931 15 Certificates of Deposit for

Other Checks and Cash Items 4,824 56 Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances -------------------- --------- Reserve for Interest and Taxes

Overdrafts (if any) -------- --------- Other Liabilities -----------

Other Assets --------------

111 OS

2,050 00

Total --------------------$324,606 11 Total --------------------$324,606 11

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$219,256 71 Capital Stock Paid In _______ $ 25,000 00 Demand Loans _____________ 1,916 98 Amt. Reservred for Branches

Loans Securred by Real Estate _________ Surplus Fund -------------United States Bonds -------- 16,600 00 Undivided Profits ---------- 5,630 62

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

BanJ<ing House ------------- 12,000 00 Due to Banks in this State __

Furniture and Fixtures_____ 7,000 00 Due to Banks in other States

Other Real Estate Owned____ 9,500 00 Call Money ---------------Due from Banks in this State 6,577 30 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

1,478 15 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 2,817 00 Time Certificates of Deposit-

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

352 50 Savings Deposits ----------533 10 Trust Funds on Deposit_ ___ _

Advances on Cotton________ _________ Cashier's Checks -----------

Advances on other Commodi-

Certified Checks ------------

Chteiecsks -f-o-r--C-l-e-a-r-i-n-g--H-o-u--se-_-_-

-_-_-_-_-_ _- _-_- -_

Bills Paya_ble -------------Notes and Bills Rediscounted

68,952 16 93,801 67
2,565 87 58,500 00 19,260 00

Other Checks and Cash Items Customers' Liability on Let-

578 58 Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- ________ _ and Accreptances ---------

OOtvheerrdrAafstsset(sif _a_n_y_)__________________

-_ -_-_ -_ _- _- _-_- -_

Bonds on Deposit ---------Reserve for Interest and Taxes

4,900 00

Other Liabilities -----------

Total --------------------$278,610 32 Total --------------------$278,610 32

FIRST ANNUAL REPORT

417

EXAMINER'S B.EPOB.T.

BANK OF NORCROSS, NORCROSS.

At Close of Business July 24, 1920.

President-A. A. Johnson. Vice-President-C. A. McDaniel. Cashier-F. W. Summerour.

Directors-A. A. Johnson, C. A. McDaniel, P. W. Summerour, T. E. Johnson,

Robt. Burnett, J. M. Nesbit, T. A. Rainey.

Date or Charter-December 12, 1903.

Began Business-February 1, 1904-

RESObRCES

LIABILITIES

Time Loans ----------------$159,786 51 Capital Stock Paid In _______$ 30,000 00

Demand Loans ------------- _________ Amt. Reserved for Branches

Loans Slecured by Real Estate United States Bonds ________

5,500 00 30,846 00

SUunrdpilvuisdeFd unPdrof-i-ts---_-_-_-_-_-_-__-_--_

9,101 66

Other Stocks and Bonds_____ ________ _ Dividends Unpaid ----------

24 00

Banking House ------------- 1,350 00 Due to Banks in this State__

Furniture and Fixtures_____ 1,450 00 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money -----------------

Due from Banks in this State 5,194 59 Individual Deposits Subject

Due from Banks in ocher
States ------------------Currency ------------------

to Check ----------------- 97,941 71

741 13 Demand Certificates of Deposit 1,608 00 Time Certificates of DeposiL

40,799 68

Gold ----------------------- ________ _ Savings Deposits -----------

Silver, Nickels, Pennies_____

716 39 Cashier's Checks -------.----

50 33

Advances on Cotton________ ________ _ Certified Checks ------------

Advances on other Commodi-

Bills Payable -------------- 33,566 67

ties --------------------- ________ _ Notes and Bills Rediscounted

Checks for Clearing House__

219 24 Certificates of Deposit for

Other Checks and Cash Items 4,389 60 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

O vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -_ _- _-_-_-_-_-_-

- - - -2 3-2- - -0 9-

Reserve for Interest and Taxes Other Liabilities -----------

549 57

Other Assets -------------- ________ _

Total --------------------$212,033 55 Total --------------------$212,033 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnosan--s--_-_-_-_--_-_-_-_-_-_-_-_$_12_3_,_9_3_9___41_

Capital Stock Paid Amt. Reserv,ed for

In _______ $ Branches

30,000

00

Loans Secul'ed by Real Estate 4,349 00 Surplus Fund -------------United States Bonds _______ --------- Undivided Profits ---------- 7,465 35

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

Banking House ------------- 1,350 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,950 00 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ---------------Due from Banks in this State 13,246 10 Individual Deposits . Subject

Due from Banks in other States -------------------
Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton________

268 59
17,359 00 20 00
760 31 ---------

to Check ----------------DemandCertificates of DE>posit Time Certificates of DeposiL Savings Deposits ----------Trust Funds on Deposit_ ___ _
Cashi,er's Checks -----------

78,024 86 32,806 76
82 40

Advances on other Commodi-

Certified Checks ------------

ties --------------------Checks for Clearing House__

________ _ ________ _

Bills Payable -------------Notes and Bills Rediscounted

18,603 37

Other Checks and Cash Items

526 44 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept"

Liability on Letters of Credit

ances -------------------- ________ _ and AcCie-ptances ---------

Overdrafts (if any) -------- 3,213 89 Reserve forintel'est and Taxes

Other Assets -------------- ________ _ Other Liabilities -----------

Total --------------------$166,982 74 Total --------------------$166,982 74

/
L

418

BANKING DEPARTMENT

EXA!llllilii'EB.'S BEPOBT.
BANK OF NORRISTOWN, NORRISTOWN.
At Close of Business July 12, 1920.
President-J. N. Youmans. Vice-President-J. W. Smith. Cashier-W. L. Crow. Directors--J. N. Youmans, J. W. Smith, W. E. Shell, E. L. Reeks, A. M. Thigpen.
Date of Charter-March 31, 1913.

RESOURCES

LIABILITIES

Time Loans ------------------$ 36,644 70 Demand Loans ---------------- 1,500 00 Loans Secured by Real Estate

OUnthiteerdSStotcaktess aBndonBdson-d-s--_-_-_-_-_-_-

90 00

BFuarnnkiitnugreHaonudseFi-x-t-u-r-e-s-_-_-_-_-_-_-_-_-

1,835 80 2,286 98

Other Real Estate Owned_____ _

Due f1rom Banks in this State__ -2~682-53

Due from Banks In other States

Currency ---------------------GSiollvder-, -N--i-c-k-e-l-s-, -P--e-n-n--ie-s--__-_-_-_-_-_-_Advances on Cotton ---------Advances on other Commodities Checks for Clearing House___ _

1,266 00
10 00 844 83

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts (if any) ___________ _ Other Assets ------------------

372 17

Capital Stock Paid In----------$ 15,000 00

Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits ------------

391 93

Dividends Unpaid -----------Due to Banks in this State __

Due to Banks in other States

Call Money ------------------Individual Deposits Subject to

Check ----------------------- 14,460 09 Demand Certificates of Deposit

Time .Certificates of Deposit__ 15,550 41

Savings Deposits -------------- ---------

Cashier's Checks --------------

16 10

Certified Checks -------------Bills Payable ---------------- 2,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances ------------

Reserve for Interest and Taxes

Other Liabilities -------------- 1ll 48

Total ------------------------$ 47,531! 01 T~tal ------------------------$ 47,533 01

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 31,570 23

Demand Loans ---------------- 1,000 00

Loans Secured by Real Estate United States Bonds _________ _

2,100 00

Other Stocks and Bonds _____ _

BFuarnnkiitnugreHaonudse F-i-x-t-u-r-e-s--_-_-__-_-_-_--_ Other Real Estate Owned_____ _

1,835 80 2,286 98

Due f>rom Banks in this State__ Due from Banks in other States

926 11

Clllrrency ---------------------SGiolvlder,--N--i-c-k-e-ls-,--P-e--n-n-i-e-s-_-_-_-__-_-_--_ Advances on Cotton ___________ _
Advances on other Commodities Checks for Clearing House___ _ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __

954 00 18'5 00 107 17 305 36
169 13

Overdrafts (if any) ------------

Other Assets --------------

Capital Stock Paid In----------$ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- ---------

Undivided Profits --------------

46 79

Dividends Unpaid ------------ --------Due to Banks in this State __ ---------

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to
Check -------------~--------- 6,1U8 52 Demand Certificates of Deposit --------Time Certificates of Deposit__ 16,775 41

Savings Deposits -------------- --------Trust Funds on Deposit ______ ---------

Cashier's Checks -------------- ---------

Certified Checks -----------

459 06

Bills Payable ------------------ 3,000 00

Notes and Bills Rediscounted --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$ 41,389 78 Total ------------------------$ 41,389 78

FIRST ANNUAL REPORT

419

E:XA'MINEB.'S :REPOB'r.

BANK OF NORlVIAN PARK, NORMAN PARK.

At Close of Business September 11, 1920.

Pres,Jdent-M. D. Norman. Vice-President-R. L. Norman. Cashier-0. F. Creech.

Directors-M. D. Norman, R. L. Norman, 0. F. Creech, V. F. Norman, J. T. Nor-

man, M. B. Norman.

Date of Charter-March 23, 1906.

Began Business-April 23, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------$211,970 42 Capital Stock Paid In---~------$ 25,000 00

Demand Loans ------------ -- ------ Amount Reserved for Branches

Loans Secured by Real Estate United States Bonds__________

--------12,150 00

Surplus Fund ----------------Undivided Profits. --------------

25,000 00 19,554 98

Other Stocks and Bonds ------ ________ _ Dividends Unpaid ------------

Banking House --------------- 3,000 00 Due to Banks in this State __

Furniture and Fixtures________ 2,157 65 Due to Banks in other States

Other Real Estate Owned______ --------- Call Money -------------------Due from Banks in this State__ 6,413 14 Individual' Deposits Subject to

Due from Banks in other States 2,4.34 71 Check ----------------------- 90,287 15

Cunrency ---------------------- 1,417 00 Demand Certificates of Deposit

Gold --------------------------- --------- Time Certificates of Deposit__ 88,965 14

Silver, Nickels, PennieS-------- 714 42 Savings Deposits --------------

Advances on Cotton___________ 16,134 17 Trust Funds on Deposit ------

Advances on other Commodities --------- Cashier's Checks -------------- 389 04

Cheeks for C!eruring House_____ 16,635 70 Ce,-tified Checks --------------

Other Checks and Cash Items 325 28 Bills Paya.ble ------------------ 15,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted

of Credit and Acceptances __ ________ _ Certifi.cates of Deposit for Bor-

Overdrafts (if any)____________ 4,654 40 rowed Money ----------------

Other Assets ------------------

32 72 Liability on Letters of Credit

and Acceptances ------------

Reserve for Interest and Taxes 1,078 61

Othe,r Liabilities -------------- 12,764 69

6'l Total ------------------------$278,039

Total ------------------------$278,039 61

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIEb

Time Loans ------------------$155,9!;2 96 Demand Loans ---------------- --------Loans Secured by Real Estate 42,680 75 United States Bonds__________ 12,150 00 Other Stocks and Bonds ------ ________ _
Banking House --------------- 3,000 00 Furniture and Fixtures________ 2,157 65 Other Real Estate Owned______ --------Due from Banks in this State__ 12,686 42 Due from Banks in other States 746 07
Currency ---------------------- 1,986 00 Gold -------------------------- _ --------Silver, Nickels, Pennies________ 48'0 Of> Advances on Cotton __________ 22,543 37
Advances on other Commodities --------Checks for Cleruring Honse____ --------Other Checks and Cash Items 143 37 Customers' Liability on Letters
of Oredit and Acceptances __ --------Overdrafts (if any) ------------ --------Other Assets ------------------ ---------

Capital Stock Paid In ____,______ $ 25,000 00 Amount Reserved for Branches Surplus Fund ----------------- 25,000 00 Undivided Profits -------------- 16,726 41 Dividends Unpaid -----------Due to Banks in this State __ Due to Banks in other States
Call Money -------------------Individual Deposits Subject to
Check ----------------------- 57,282 50 Demand Certificates of Deposit Time Certificates of Deposit__ 87,722 75
Savings Deposits -------------Trust Funds on Deposit -----Cashier's Checks -------------- 726 37 Certified Checks -------------Bills Payable ------------------ 26,000 00 Notes and Bills Rediscounted __ 15,000 00 Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Other Liabilities: Depreciation Reserve ---------- 1,078 61

Total ------------------------$254,536 64 Total ------------------------$254, nz-6 64

1...

420

BANKING DEPARTMENT

EXAMINER'S REPORT.

EXCHANGE BANK, OAKFIELD.

President-J. E. Campbell. Vice-President-J. T. Ross. Cashier-A. R. Johnson.

Directors-J. E. Campbell, J. T. Ross, D. J. DuPree, J. E. DuPree, C. L. Hall.

:Oate of Charter-November 22, 1911.

Began Business-November 22, 1911.

RESOURCES

LIABILITIES

Time Loans ------------------$ Demand Loans ____________ --

47,336

29

Loans Secured by Real Estate United States Bonds _________ _

Other Stocks and Bonds _____ _

Banking House ---------------Furniture and Fixtures_______ _
Other Real Estate Owned ___ _ Due from Banks in this Stnte__

2,500 00 2,000 00 1,600 00 2,813 71

Due from Banks in other States

18 72

Currency ---------------------- 780 00

Gold --------------------------Silver, Nickels, Pennies _______ _ Advances on Cotton _________ _

75 00 14U 4C

Advances on other Commodities Checks for Clearing House ___ _

770 60

Other Checks and Cash Items Customers' Liability on Letters

37 57

of Credit and Acceptances__ Overdrafts (if any) ___________ _

519 54

Other Assets ------------------ 16,026 17

Transit Account -------------- 395 34

Cash Short --------------------

2 90

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches --------Surplus Fund -----~----------- ________ _

Undivided Profits ------------ 2,833 22 Dividends Unpaid ------------ ________ _

Due to Banks in this State____ 143 73

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 12,713 24 Demand Certificates of Deposit --------Time Certificates of DeposiL_ 16,789 52

Savings Deposits -------------- 357 29

Cashier's Checks --------------

57 30

Certified Checks -------------- ---------

Bills PaYable ------------------ 22,500 00 Notes and Bills Rediscounted --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ________ _

Reserve for Interest and Taxes ---------

Other Liabilities -------------- 4,622 20

Total ------------------------$ 75,016 50 Total ------------------------$ 75,016 50

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$

33,609 1,327

89 00

Loans Secured by Real Estate United States Bonds _________ _

Other Stocks and Bonds _____ _

Banking House ---------------- 2,5UU 00 Furniture and Fixtures _______ _ 2,000 00

Other Real Estate Owned ___ _ 1,600 00

Due from Banks in this State __ 2,539 56

Due from Banks in other States

14 55

Cunency ---------------------- 1,479 00

Gold --------------------------Silver, Nickels, Pennieis _____ _ Advances on Cotton _________ _

766 75 735 13

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items 480 54

Customers' Liability on Letters

of Credit and Acceptances__ Overdrafts. (if any) ___________ _

869 66

Other Assets:

Profit and Loss ----------------

65 97

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches

Surplus Fund -----------------

Undivided P.rofits --------------

Dividends Unpaid -----------Due to Banks in this State __

Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 7,402 96 Demand Certificates of Deposit

Time Certificates of DeposiL_ 15,989 52

Savings Deposits -------------Trust Funds on Deposit _____ _

293 07

Cashier's Checks --------------

2 50

Certified Checks -------------Bills Payable ------------------ 9,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Depreciation _____ _

300 00

Other Liabilities --------------

Total ------------------------$ 47,988 05k Total ------------------------$ 47,98/l 05

FIRST ANNUAL R~PORT

421

EXA'MINEB'S B.EPOB.T.

BANK OF OOHLOOHNEE, OOHLOOHNEE.

At Close of Business July. 22, 1920.

President-R. Singletary. Vice-President-D. B. Anderson. Cashier-A. E. Speer.

Directors-R. S.ingletary, D. B. Ande.rson, A. E. ,Speer, J. R. Rupp, C. C. Wurst.

Date of Charter-October 19, 1906.

Began Business-November, 1906.

RESOURCES

LIABILITIES

~~~~n~0~ans-================$

95,737 6,808

74 72

Loans Secured by Real Estate

United States Bonds_________ _

Other Stocks and Bonds______ _ Banking House ______________ _ Furniture and FixtureR-------Other Real Estate Owned ___ _

3,000 00
2,144 70 1,824 62

Due from Banks in this State __ Due from Banks in other States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies-------Advances on Cotton _________ _

10,875 21 4,996 17 1,812 00
12 50 607 95

Advances on other Commodities Checks for Clearing House ___ _ Othe1r Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts (if any) ___________ _

1,648 24 57 83

Other Assets ------------------ 3,643 42

Capital Stock Paid In----------$ 15,000 00

Amount Reserved for Branches

Surplus Fund -----------------Undivided Profits --------------

5,000 00 4,027 70

Dividends Unpaid -------------- 500 00

Due to Banks in this State --

Due to Banks in other States __

Call Money -------------------- 22,500 00

Individual Deposits Subject to

Check ----------------------- 46,995 05 Demand Certificates of Deposit

Time Certificates of Deposit._ 25,223 86

Savings Deposits -------------- 12,349 94
Cashier's Checks -------------- 112 79

Certified Checks --------------

3 00

Bills Payable -----------------Notes and Bills Rediscounted

Certificates of Deposit for Bor-

rowed Money ----------------

Liability on Letters of Credit

and Acceptances ------------

Reserve for Interest and Taxes

Other Liabilities -------------- 1,456 76

Total ------------------------$133,169 10 Total ------------------------$13~169 10

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 85,733 05

Demand Loans ---------------- 5,567 60 Loans Secured by Real Estate 15,000 00

United States Bonds__________ ---------

Other Stocks and Bonds______ 3,000 00 Banking House ________________ 2,144 70

Furniture and Fixtures____ .. ___ 1,883 08 Other Real Estate .Owned ____ ________ _

Due from Banks in this State__ 12,724 71

Due f,rom Banks in other States 9,876 08

Currency ---------------------- 2,804 00

Gold --------------------------Silver, Nickels, Pennies________

7 50 704 73

Advances on Cotton____________ 622 79

Advances on other Commodities ---------

Checks for Clearing House____ ---------

Other Checks and Cash Items

59 99

Customers' Liability on Letters

of Credit and Acceptances.... --------Overdrafts (if any) ____________ ---------

Other Assets:

Mutual Fire Insurance Fund__ 120 00

Depositors' Guarantee Fund.... 3,421 35

Capital Stock Paid In----------$ 15,000 00 Asumrpoluunst RFuesnedrv_e_d__f_o_r__B__r_a_n_c_h_e__s -5~ooo-oo
Undivided Profits -------------- 3,298 34 Dividends Unpaid -~-- .. - - - --------Due to Banks In this State __ --------Due to Banks in other States.... --------Call Money -------------------- 20,000 00 IndiVidual Deposits Subject to
Check ----------------------- 33,577 53 Demand Certificates of Deposit --------Time Certificates of DeposiL- 23,480 80 Savings Deposits -------------- 10,547 12 Trust Funds on Deposit ------ --------Cashier's Checks -------------- 265 79 Certified Checks -------------- --------Bills Payable ------------------ 32,500 00 Notes and Bills Rediscounted --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ________ _

'l'otal --------------------- ...... $143,669 58 Total ------------------------$143,669 58

422

BANKlNG DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF OGLETHORPE, OGLETHORPE.

At Close of Business August 26, 1920.

President-W. H. Stewart. Vice-President-D. P. Coogle. Cashier-W. E. Wilburn.
Directors-W. H. Stewart, H. N. Shealy, w. E. Wilburn, D. P. Coogle, R. L. Shealy.

Date of Charter-February 5, 1901.

Began Business-February 8, 1901.

RESOURCES

LIABILITIES

Time Loans ----------------$ 50,684 59 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds ___ _ Banking House ___________ _
Furniture and Fixtures____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States -------------------

30,896 25 Amt. ReserVled for Branches 80,000 00 Surplus Fund --------------
900 00 Undivided Profits ----------17,771 37 Dividends Unpaid ----------
1,225 00 Due to Banks in this State __ 500 00 Due to Banks in other States 550 00 Call Money ----------------
6,370 50 Individual Deposits Subject 841 74 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

5,000 00 17,273 58
10,000 00 47,702 88

Currency -----------------GS iollvde r ,- - -N-i-c-k-e-l s-,- -P- e- -n-n-i e- -s -__-_-_- -_ Advances on Cotton_______ _ Advances on other Commodi-

1,447 00 Time Certificates of DeposiL 61 00 Savings Deposits -----------
953 37 Trust Funds on Deposit_ ___ _
Cashier's Checks ----------Certified Checks ------------

64,379 75

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__-

Bills Payable --------------- 34,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

ances -------------------Overdrafts (If any) --------

and Acc,e,ptances --------260 00 Reserve for Interest and Taxes

Other Assets ---------------

260 00 Other Liabilities -----------

Total --------------------$193,356 21 Total --------------------$193,356 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 36,521 63 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------ 10,123 21 Amt. Reserved for Branches

Loans Secured by Real Estate 80,581 99 Discount and Interest_ _____ _ 6,714 38

United States BonQ,s________

900 00 Premium on Ex. -----------

304 27

Other Stocks and Bonds ___ _ 14,021 37 Surplus Fund -------------- 5,000 00

Banking House ------------- 1'775 00 Undivided Profits ---------- 17,097 91

Furniture and Fixtures____ _

500 00 Dividends Unpaid ----------

Other Real Estate Owned___ _ Due from Banks in this State

-1-8-, -8 -9 7- - -18-

Due to Banks in this State__ Due to Banks in other States

Due from Banks in other States -------------------
Currency, Cash ------------GS oi llvde r-, - -N-i-c-k-e-l-s ,- -P- -e-n-n-i-e-s-_-__-_- -_ Advances on Cotton________ _ Advances on other Commodi-

Call Money ---------------678 57 Individual Deposits Subject 5,499 24 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t
Time Certificates of DeposiL 35,756 81 Savings Deposits -----------
Trust Funds on Deposit_ ___ _

56,656 11 50,793 93

Chteiecks s -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__Other Checks and Cash Items Customers' Liability on Let-

Cashier's Checks-Ind. Led. __
Certified Checks -----------Bills Payable --------------Notes and Bills Rediscounted

60,000 00

ters of Credit and AcceptO vaenrcdersa f-t -s -(-i-f-a-n- -y-) - -----------------Other Assets:

Certificates of Deposit for Borrowed Money ________ _
1,337 59 Liability on Letters of Credit and Aceeptances ________ _

Interest Paid --------------Expense Account -----------

2,854 40 Reserve for Interest and Taxes
2,119 61 Other Liabilities ------------ - - - -

Total --------------------$211,566 60 Total --------------------$211,566 60

FIRST ANNUAL REPORT

423

EXAMINEB'S BEPOBT.

MACON COUNTY BANK, OGLETHORPE.
At Close of Business' July 27, 1920.

President-D. A. McBride. Vice-President-R. H. Stubbs. Cashier-J. B. Dodd.

Directors-E. W. Shealey, A. L. KleckleY, R. H. Stubbs, T. C. Webb, D. A. McBride.

Date of Charter-October 16, 1906.

Began Business-October, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$ 75,565 88 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 21,437 56 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ______ _ Other Stocks and Bonds____ _

6,000 00 Surplus Fund -------------Undivided Profits ---------Dividends Unpaid -----------

1,500 00 484 48 8 00

Banking House ------------ 2,737 18 Due to Banks in this State __

Furniture and Fixtures ____ _ 2,065 97 Due to Banks in other States

Other Real Estate Owned____

Call Money ---------------- 19,000 00

Due from Banks in this State 1,759 05 Individual Deposits Subject

Due from Banks in other

to Che'ck ----------------- 43,778 42

States -------------------

145 96 Demand Certificates of Depo~it

Currency ------------------ 1,011 00 Time Certificates of DeposiL 35,037 33

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton________

75 00 Savings Deposits ----------1,263 58 Cashi,er's Checks -----------
Certified Checks ------------

1,348 73

Advances on other Commodi-

Bills Payable --------------

Chteiecks s -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

Notes and Bills Rediscounted 10 66 Certificates of Deposit for

Other Checks and Cash Items

314 87 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

ances -------------------Overdrafts (if any) --------

Reserve for Interest and Taxes 299 14 Other Liabilities -----------

4 09

Other Assets --------------- 3,475 20

Total --------------------$116,161 05 Total --------------------$116,161 05

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 65,064 52 Capital Stock Paid In_______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ______ _ Other Stocks and Bonds_____

13,211 60 Amt. Reserved for Branches 19,511 23 Surplus Fund --------------
Undivided Profits ---------Dividends Unpaid -----------

1,500 00 411 30 8 00

Banking House ------------ 2,737 18 Due to Banks in this State__ Furniture and Fixtures ____ _ 2,193 47 Due to Banks in other States

Other Real Estate Owned___ _

Call Money ---------------- 7,000 00

Due from Banks in this State 1,682 69 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e--n-n-ie-s--__-_-_--_

1,458 03 1,330 00
90 00 525 93

D et om aCnhdeCc ke r-t i-f-i c-a-t-e-s-o- f- -D-e-p- -o-s-i t Time Certificates of DeposiL
Savings Deposits ----------Trust Funds on Deposit____ _

38,555 88 5,000 00
25,041 20

Advances on Cotton --------Advances on other Commodi-
ties --------------------Checks for Clearing House__

8,558 17 Cashier's Checks ----------Certified Checks -----------Bills Payable --------------Notes and Bills Rediscounted

1,678 04 26,000 00

Other Checks and Cash Items

224 42 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- -(-i-f-a-n- -y-) - -- -- -- -- -- -- -- -- --

and Acceptances --------91 98 Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Depositors' Guarantee Fund_ 3,355 20

- - - - - Mutual Fire Insurance Fund_

120 00

Total --------------------$120,194 42 Total --------------------$120,194 42

r

424

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

PEOPLES BANK, OLIVER.

At Close of Business August 18, 1920.

President-0. H. Marsh. Vice-P.-esidents-H. E. Ezelle, W. J. Quantock. Cashier-J. J. Marsh.
Directors-0. H. Marsh, W. J. Quantock. H. E. Ezelle, J. J. Tullis, c. s. Trowell,
W. J. Newton, C. E. Tuttle, C. L. Huggins, John Kennedy.

Date of Charter-July 13, 1906.

Began Business-September, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$117,035 33 Capital Stock Paid In_______ $ 22,500 00

Demand Loans ------------- 1,547 83 Amt. Reserv:ed for Branches

Loans Secured by Real Estate United States Bonds _______

-----~--2,933 46

Surplus Fund -------------Undivided Profits -----------

3,000 00 6,777 30

Other Stocks and Bonds_____ --------- Dividends Unpaid ---------Banking House ------------- 1,700 00 Due to Banks in this State__ Furniture and Fixtures _____ 1,000 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 11,997 92 Individual Deposits Subject

Due from Banks in other States -------------------

2,343 62 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t 49,860 69

Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-__-_-_--_

3,477 00 Time Certificates of Deposit_ 63,046 04

40 00 Savings Deposits ----+------

905 79 Cashier's Checks ------------

558 80

Advances on Cotton________ Advances on other Commodi-

---------

CBeilrltsifiPedayCabhleeck_s _-_-_-_-__-_-_-_-_-_-_--_

ties --------------------- _________ Notes and Bills Rediscounted

Checks for Clearing House__ --------- Certificates of Deposit for

Other Checks and Cash Items --------- Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - ---- -- -- -- -- -- --

- - - -1 1- 6- - -0 4-

Reserve for Interest and Taxes Other Liabilities ------------

24 82

Other Assets --------------- 2,670 66

Total --------------------$145,767 65 Total --------------------$145,767 65

BANK'S S'l'ATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 92,550 53 Capital Stock Paid In _______ $ 22,500 00
Screven County Warrants __ _ 1,089 15 Amt. Reserved for Branches

Demand Loans ------~----- 3,570 48 Surplus Fund -------------- 4,500 00

Loans Secured by Real Estate 9,720 15 Undivided Profits -----------

721 47

United States Bonds (W. S. S.

Dividends Unpaid -----------

320 00

170.66) ------------------Banking House ------------Furniture and Fixtures____ _

3,399 12 Due to Banks in this State __

1,650 900

00 00

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_e:s_. ---------

Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other

--------7,020 73

Individual Deposits Subject Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

47,017 57

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_

16,812 57 Time Certificates of Deposit_ 4,463 00 Savings Deposits ----------40 00 Trust Funds on Deposit_ ___ _ 852 59 Cashier's Checks -----------

42,072 09 816 48

--------- Advances on other Commoili-
Chtelecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

CBeilrltsifiPedayCahbelecks__-_-_-_-_-_-_-_-_-__-_--_ 25,000 00 277 83 Notes and Bills Rediscounted

--------- Other Checks and Cash Items
Customers' Liability on Let-

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

--------- ances --------------------
Overdrafts (if any) --------

and Acceptances --------351 46 .Reserve for Interest and Taxes

Other Assets:

Other LiabilitiEls -----------

Federal International Bank-

ing Co. -------------------25-0--0-0

Total --------------------$142,947 61 Total ____________________ $142,947 61

FIRST ANNUAL REPORT

.. 425

EXAMINEB'S BEPOBT.

BANK OF OMEGA, OMEGA.

At Close of Business August 13, 1920.

President-Irving Willis. Vice"Presidents'-G. M. Robinson, Miles Cowart. Cashier-W. H. Sorrow.
Di-rectors-Irving Willis, G. M. Robinson, W. H. Sorrow, Miles Cowart, C. R. Patrick.

Date of Charter-October 9, 1912.

Began Business-1912.

RESOURCES

LIABILITIES

Time Loans ----------------$ 96,934 84 Capital Stock Paid In _______$ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ______ _ Other Stocks and Bonds_____
Banking House ------------Furniture and Fixtures_____ Due from Banks in this State Due from Banks in other

5,096 91 Amt. Reserv,ed for Branches ---------
Surplus Fund --------------- 1,000 00 Undivided Profits ---------- 4,604 67 Dividends Unpaid ---------- --------2,407 97 Due to Banks in this State__ --------2,840 45 Due to Banks in other States --------2,881 02 Call Money ---------------- 38,500 00 Individual Deposits Subject

States ------------------Currency -----------------GS iollvde r ,- -N- -i c-k-e-l-s-, - -P-e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton_______ _
Advances on other Commodi-

2,773 50 987 00 170 00 439 03

to Check ----------------Demand Certificates of Deposit Time Certificates of Deposit_
Savings Deposits ----------Cashier's Checks ----------Certified Checks ------------

32,178 78 --------11,346 47
--------596 25
---------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--_-_ Other Checks and Cash Items

Bills Payable --------------- 15,000 00 103 20 Notes and Bills Rediscounted --------160 01 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

ances -------------------Overdrafts (if any)-------Other Assets ---------------

and Acceptances --------- --------28!i 48 Reserve for Interest and Taxes ---------
2 24 Other Liabilities:

Cash Short ----------------Depositors' Guarantee Fund_

Deposits ------------------3,082 10

57 58

Mutual Fire Fund ----------

120 00

Total --------------------$118,283 75 Total --------------------$118,283 75

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 76,080 92 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ______ _ Other Stocks and Bonds_____
BFuanrnkiitnugreHoaunsde F--i-x-tu--r-e-s-_-__-_--_ Other Real Estate Owned ___ _ Due from Banks in this State

5,358 17 2,407 97 2,840 45

Amt. ReserV'ed for Branches ---------

Surplus Fund --------------- '1,000 00

Undivided Profits ---------- 4,014 90

Dividends Unpaid ---------- ---------

Due to Banks in this State__

498 35

Due to Banks in other States ---------

Call Money ----------------- 32,500 00 Individual Deposits Subject

Due from Banks in other States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton ________ _

to Check ----------------- 15,282 79

3,143 34 893 00

Demand Certificates of Deposit T;me Certificates of Deposit_

--8~349-88

165 00 Savings Deposits ----------- ---------

309 7fi Trusf Funds on Deposit_____ ---------

5,002 65 Cashier's Checks -----------

612 11

Advances on other Commodi-

Certified Checks ------------ ---------

ties ----------------------

Bills Payable -------------- 21,000 00

Checks for Clearing House __ 1,218 05 Notes and Bills Rediscounted ---------

Other Checks and Cash Items

352 99 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -- -- -- -- -- -- -- --

and Acceptances --------- --------361 34 Reserve for Interest and Taxes ---------

Other Assets:

Other Liabilities ----------- ---------

Mutual Fire Funds ---------- 120 00

Total --------------------$ 98,258 04 Total --------------------$ 98,258 04

}

426

BANKING DEPARTMENT

E:XAMUI'E:R'S :REPO:RT.

BANK OF PALMETTO, PALMETTO.

At Close of Business November 9, 1920.

President-T. P. Bullard. Vice:President-J. C. ;watkins. Cashier-F. L. Brittain.

Directors-Chas. Jackson, G. A. Keith, J. A. Sasser, D. B. Bullard, J. B. Smith, W. R. Thomason, T. P. Bullard, J. C. Watkins, W. H. Hall.

Date of ChaTter-September 4, 1904.

Began Business-October 1, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$115,431 99 Capital Stock Paid In_______ $ 25,000 00

Demand Loans ------------- 20,830 34 Amt. Reserved for Branches

United States Bonds________ 10,000 00 Surplus Fund --------------

Other Stocks and Bonds____ 100,603 00 Undivided Profits ---------- 1,946 38

Banking House ------------- 6,000 00 Dividends Unpaid ----------

Furniture and Fixtures_____ 2,157 28 Due to Banks in this State__

Other Real Estate Owned____ --------- Due to Banks in other States

Due from Banks in this State 14,099 27 Call Money ----------------- 133,500 00

Due from Banks in other

Individual Deposits Subject

States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-__-_-_--_

2,824 3,077

02 00

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

64,511 17

50 00 Time Certificates of Deposit_ 36,768 43

705 00 Savings Deposits -----------

Advances on other Commodi-

Trust Funds on Deposit____ _

C htei ecsk s- -f o- -r - -C-l-e-a-r-i n- g- - -H-o-u- -s e- -__-

- - - -2 4- 9- - -51-

Cashier's Checks ----------Certified Checks ------------

346 74

Customers' Liability on Let-

Bills Payable -------------- 20,000 00

ters of Credit and Accept-

Notes and Bills Rediscounted

o:e~~~~fts-(iTa;;y)-=========

-------49

Certificates of Deposit for Borrowed Money ---------

Other Assets:

Liability on Letters of Credit

Assessment Levied on Stock-

and Acceptances ---------

holders ------------------

500 00 Reserve for Interest and Taxes

Depositors' Guarantee Fund_ 3,464 50 Other Liabilities:

Fire Insurance Fund -------

130 00 Cash Long -----------------

4 00

Collection Account ---------- 1,954 32

Total --------------------$282,076 72 Total --------~-----------$282,076 72

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 98,555 55 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 21,832 34 Amt. Reserv:e.d for Branches

Loans Secured by Real Estate 3,321 84 Surplus Fund --------------

United States Bonds _______ _ 10,000 00 Undivided Profits ----------- 1,555 05

Other Stocks and Bonds___ _ 100,603 00 Dividends Unpaid ----------

Banking House ------------- 6,000 00 Due to Banks in this State__

Furniture and Fixtures____ _ 2,157 28 Due to Banks In other States

Due from Banks in this State 21,851 52 Call Money ---------------- 136,000 00

Due from Banks in other

Individual Deposits Subject

--------- States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

3,005 3,067

84 00

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t

Time Certificates of Deposit_

375 77 Savings Deposits -----------

60,686 00 35,334 36

Advances on other Commodi-

Trust Funds on Deposit_ ___ _

--------- Chteiecsks--f-o-r--C-l-e-a-r-in-g---H-o-u-s-e-_-_--------- Customers' Liability on Let-

Cashier's Checks __________ _

243 55

Certified Checks -----------Bills Payable -------------- 18,000 00

ters of Credit and Accept-

Notes and Bills Rediscounted

--------- Ovaenrcdersaf-ts---(i-f--a-n-y-)-------------------------- Other Assets:

Certificates of Deposit for Borrowed Money ---------
Liability on Letters of Credit

Depositors' Guarantee Fund_ 3,464 50 and Acce.ptances ---------

Mutual Fire Insurance Fund

130 00 Reserve for Interest and Taxes

Assessment Levied Uncol-

Other Liabilities -----------

lected ------------------Collection Account ---------

500 00 1,954 32

Total --------------------$276,818 96 Total --------------------$276,818 96

FIRST ANNUAL REPORT

427

EXAMINEB.'S B.EPOB.'l'.

THE FARMERS BANK, PALMETTO.

At Close of Business October 16, 1920.

President-L. 0. Benton. Vice-Presidents-R. D. Tatum, E. G. Duke.

Cashier-B. W. Cochran.

Directors-J. H. Ballard, L. 0. Benton, J. B. CleQkler, B. W. Cochran, E. \V.

Cranford, E. G. Duke, H. J. Johnson, J. J. McElwaney, GeoTge Reeves, J. A.

Reeyes, B. S. Roan, J. P. Shell, R. D. Tatum, J. 0. Welden.

Date of Charter-June 29, 1918.

Began Business-July 10, 1918.

RESOURCES

LIABILITIES

Time Loans ---------------$146,480 90 Capital Stock Paid In_______$ 35,000 00

Loans Secured by Real Estate --------- Amt. Reserved for Branches

Demand Loans ------------- 17,293 65 Surplus Fund -------------- 7,000 00

United States Bonds ------Other Stocks and Bonds _____

1,000 00 Undivided Profits ----------37,000 00 Dividends Unpaid ----------

404 37

Banking House ------------ 4,438 63 Due to Banks in this State

Furniture and Fixtures_____ 1,799 39 Due to Banks in other States

Other Real EstatJe Owned____ 1,500 00 Call Money ---------------Due from Banks in this State 31,037 14 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

678 24 Detmo aCnhdeCcekrt-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 130,042 86 2,660 00 Time Certificates of Deposit 51,879 73

GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

20 00 Savings Deposits ----------100 75 Cashier's Checks -----------

22 50

Advances on Cotton -------Advances on other Commodi-

--------- CBeilrltsifBieadyaCbhleec_k_s___-_-_-_-_-_--_,-_-__--_

20,000 00

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -__-

84 86 Notes and Bills Rediscounted 239 70 Certificates of Deposit for

Other Checks and Cash Items

185 50 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Aceeptances ---------

ances -------------------- --------- Reserve for Interest and Taxes

Overdrafts (if any) -------- --------- Other LiabiliUes -----------

171 50

Other Assets ---------------

2 20

Total --------------------$244,520 96 Total --------------------$244,520 96

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$129,058 10 Capital Stock Paid In_______ $ 35,000 00

Demand Loans ------------- 17,100 00 Amt. Reserved for Branches

Loans Secured by Real Estate 4,560 00 Surplus Fund -------------- 7,000 00

United States Bonds _______ 1,000 00 Undivided Profits -----------

921 90

Other Stocks and Bonds _____ 37,000 00 Dividends Unpaid ----------

Banking House ------------ 5,691 88 Due to Banks in this State

Furniture and Fixtures_____ 1,799 39 Due to Banks in other States

Other Real Estate Owned____ 1,500 00 Call Money ----------------

Due from Banks in this State 21,402 92 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

216 21 Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 105,535 65 2,481 00 Tfme Certificates of Deposit_ 47,968 73
20 00 Savings Deposits ----------178 77 Trust Funds on Deposit____ _

Advances on Cotton ________ --------- Cashier's Checks ------------ 1,101 71

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- _________ Bills Payable --------------- 25,000 00

Checks for Clearing House__

494 22 Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acc,eptances _________

Overdrafts (if any) Other Assets:

--------

---------

Reserve for Interest and Taxes Other Liabilities __________ _

Profit and Loss -------------

25 50

Total ---------------------$222,527 99 Total ---------------------$222,527 99

428

BANKING DEPARTMENT

EXAMilfEB'S BEPOBT.

BANK OF PARROTT, PARROTT.

At Close of Business July 19, 1920.

President-S. J. Carter. Vice-President-J. L. Parrott. Cashier-Roy Pinkston.

Directors-S. J. Carter, J. L. Parrott, J. T. Arnold, C. F. Oxford, W. L. Flowers.

Date of Charter-January 25, 1906.

Began Business-March 3, 1906.

RESOURCES

LIABILITIES

Time Loans ---------------$ 93,639 66 Capital Stock Paid In________$ 15,000 00

Demand Loans ------------- 16,687 85 Amt. Re.served for Branches --------Loans Secured by Real Estate 20,000 00 Surplus Fund -------------- l ,500 00 United States Bonds _______ --------- Undivided Profits ---------- 7,727 78

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------- ---------

Banking Hous1e ------------ 2,000 oo Due to Banks in this State ---------

Furniture and Fixtures______

750 Oo Due to Banks in other States ---------

Other Real Estate Owned____ 1,360 00 Call Money ---------------- 15,000 00 Due from Banks in this State 4,944 11 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 56,630 72

States ------------------- 4,577 52 Demand Certificates of Deposit --------Currency ------------------- 1,434 00 Time Certificates of Deposit 54,803 28

Gold ----------------------- --------- Savings Deposits ----------- --------Silver, Nickels, Pennies_____ 1,127 95 Trust Funds on Deposit____ ---------

Advances on Cotton -------- --------- Cashier's Checks ------------

318 46

Advances on otheT Commodities _________ Certified Checks ------------ _________

Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

965 65 Bills Payable --------------- --------411 1I Notes and Bills Rediscounted ---------
Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- _________

ances ------------------ ----------- Liability on Letters of Credit Overdrafts (if any) ________ --------- and Acceptances ---------- ---------

Other Assets --------------- 3,082 39 Reserve for Interest and '.raxes --------Other Liabilities ___________ ---------

Total --------------------$150,980 24 Total --------------------$150,980 24

BANK'S STATEMENT at Close of Business December 15, 19~0.

RESOURCES

LIABILITIES

Time Loans ----------------$ 77,884 66 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------- 65,301 17 Amt. R1eserved for Branches --------Loans Secu!'ed by Real Estate _________ Surplus Fund -------------- 1,500 00 United States Bonds _______ --------- Undivided Profits ---------- 3,963 73

Other Stocks and Bonds _____ --------- Dividends Unpaid ----------- _________

Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned ___ _ Due from Banks in this State

2,000 00 Due to Banks in this State --------750 00 Due to Banks in other States ---------
1,235 00 Call Money ----------------- 15,000 00 3, 760 75 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 43,484 01

States ------------------- 4,128 14 Demand Certificates of De-

Currency ------------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

707 00 ---------
708 51

posit -------------------Time Certificates of Deposit Savings Deposits -----------

5,000 00 60,411 44 ---------

Advances on Cotton --------

668 13 Trust Funds on Deposit____ ---------

Advances on other Commodities ________ _ Cashier's Checks ___________ _________

Checks for Clearing House__

569 57 Certified Checks ------------ ---------

Other Checks and Cash Items --------- Bills Payable -------------- 22,500 00

Customers' Liability on Let-

Notes and Bills Rediscounted ---------

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n- -y-)-------------- - -- - - - - -5-4 -1 - -2 9-

CeBrtoirfricoawteesd MoofneyDe_p_o__si_t ___f_or ________ _ Liability on Letters of Credit

Other Assets:

and Acceptances ---------- _________

Mutual Fire Insurance Fund

120 00 Reserve for Interest and Taxes ---------

County Warrants ---------- 8,484 96 Other Liabilities ----------- ---------

Total --------------------$166,859 18 Total --------------------$16~859 18

FIRST ANNUAL REPORT

429

EXAMINEB.'S B.EPOB.T.

THE PLANTERS BANK, PARROTT.

At Close of Business October 27, 1920.

President-J. W. Tilley. Vice-President-H. A. Cook. Cashier-Mrs. Ollie B. Balch.

Directors--J. W. Tilley, H. A. Cook, J. T. Thornton, J. W. Chambliss, J. H. Prichard, J. H. Lee.

Date of Charter-August 2, 1912.

Began Business-September 25, 1912.

RESOURCES

LIABILITIES

Time Loans ---------------$153,762 77 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

17,732 33 30,000 00

Amt. Re,served for Branches Surplus Fund --------------

-rl~51T2i

UOnt hi teerdSSt otcakt essaBn do nBdos n-d-s- -_ _- _-_-_-

_1_4_,_2_5_0__00_

Undivided Profits ---------Dividends Unpaid -----------

5,195 64 ---------

Banking House ------------ 4,449 59 Due to Banks in this State ---------

Furniture and Fixtures ____ 3,865 60 Due to Banks in other States --------Other Real Estate Owned____ _________ Call Money ---------------- ---------

Due from Banks in this State 32,102 20 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 308,223 91

States ------------------- 84,152 44 Demand Certificates of Deposit ---------

Currency ------------------ 2,300 00 Time Certificates of Deposit 28,284 96

GSiollvder-, --N-i-c-k-e-ls-,--P--en--n-ie-s-_-_-_-__----1-,-14-6--4-0-

Savings Deposits ----------Trust Funds on Deposit____

-----------------

Advances on Cotton -------- 22,124 41 Cashier's Checks ------------

458 58

AdvancesonotherCommodities 12,725 72 Certified Checks ------------ ---------

Checks for Clearing House__

53 16 Bills Payable --------------- ---------

Other Checks and Cash Items

15 68 Notes and Bills Rediscounted ---------

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

O va enrcdersa f-t s- - -( i-f- -a-n-y-)- -------------- -- - -- -- -- -- -- -- -- -- --

Liability on Letters of Credit and Acceptances ---------- ---------

Other Assets --------------- _________ Reserve for Interest and Taxes ---------

Other Liabilities ___________ --'-------

Total --------------------$378;680 30 Total --------------------$378,680 30 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$122,518 79 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ------------ 16,731 46 Amt. Reserved for Branches ---------

Loans Secured by Real Est~te United States Bonds ________ Other Stocks and Bonds____

54,690 37 14,300 00 ________ _

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid -----------

11,517 21 -----------------

Banking House ------------ 4,449 59 Due to Banks in this State ---------

Furniture and Fixtures ____ 3,865 60 Due to Banks in other States ---------

Due from Banks In this State 23,129 45 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 289,228 97

States ------------------- 46,790 41 Demand Certificates of Deposit ---------

Currency ------------------

289 00 Time Certificates of Deposit 28,013 69

Gold ----------------------- _________ Savings De,posits ----------- ---------

Silver, Nickels, Pennies___ _ Advances on Cotton _______ _

375 22 45,883 73

Trust Funds on Deposit_ __ _ Cashier's Checks ----------

---i91-o9

Advances on other Commodities 26,317 11 Checks for Clearing House__ _________

Other Checks and Cash Items

222 66

Certified Checks -----------Bills Payable --------------Notes and Bills Rediscounted

----------------________ _

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money _________ ---------

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ _- _- _-_-_-_ _- - -- -- -- -- -- -- -- -- --

Liability on Letters of Credit and Acceptances ---------- ---------

Other Assets:

Reserve for Interest and Taxes ---------

TRaexnt aPnadid LOicuetns-e---_-__-_-_-_-_-_-_--_

180 05 Other Liabilities: 110 11 Interest and Discount ------ 12,241 98

EInxtpeernesset P-a-i-d--O--u-t --_-_-_-__-_-_-_-_--_

2,691 12 Exchange -----------------1,880 52 Box Rent -----------------

830 50 2 75

Total --------------------$367,026 19 Total --------------------$367,026 19

430

BANKING DEPARTMENT

EX:AMINEB'S BEPOBT.

PATTERSON BANK, PATTERSON.

At Close of Business August 21, 1920.

President-J. M. Thomas. Vice-President-Roma Thomas. Cashier-B. C. Walker.

Directors-J. M. Thomas, Roma Thomas, 0. W. Walker, J. H. O'Quinn, C. L. Davis, Ancie Byrd, J. J. Winn.

Date of Charter-June 19, 1907.

Began Business-1907.

RESOURCES

LIABILITIES

Time Loans ---------------$ 81,457 43 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 6,000 00

United States Bonds ------- --------- Undivided Profits ---------- 1,389 09

Other Stocks and Bonds___ _ Banking House ------------

--2~7oo-oo

Dividends Unpaid ----------Due to Banks in this State

-----------------

Furniture and Fixtures_____ 1,554 50 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 32,358 05 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 69,037 77

States ------------------- 2,289 29 Demand Certificates of Deposit --------Currency ------------------ --------- Time Certificates of Deposit 34,842 39

Gold ----------------------- 6,324 71 Savings Deposits ----------- --------Silver, Nickels, Pennies ____ --------- Cashier's Checks------------ 563 04

Advances on Cotton -------- --------- Certified Checks ------------ ---------

Advances on othe;rCommodities --------- Bills Payable --------------- --------Checks for Clearing House__ --------- Notes and Bills Rediscounted ---------

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let ters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -- -- -- -- -- -- - -- - - - - -1-4-6 - -48-

and Acceptances .:__________ Reserve for Interest and Taxes

-----------------

Other Assets --------------

1 83 Other Liabilities ----------- ---------

Total --------------------$12~832 29 Total --------------------$126,832 29

BANK'S S'l'ATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 70,583 68 Capital Stock Paid In ------$ 15,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate 11,789 71 Surplus Fund ------------- 6,000 00

OUnthiteerd SStotactkess aBnodndBson-d--s-__-_--_ Banking House ____________

---------
--2~7oo-oo

Undivided Profits Dividends Unpaid Due to Banks in

------------------this State

1,392 45

Furniture and Fixtures ____ 1,619 50 Due to Banks In other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State 11,951 78 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 47,098 77

States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s--_-_-_--_

2,205 81 Demand Certificates of Deposit 1,189 00 Time Certificates of Deposit 33,384 07
70 00 Savings Deposits ----------623 64 Trust Funds on Deposit_ __ _

Advances on Cotton -------- --------- Cashier's Checltll ----------

148 18

Advances on other Commodities --------- Certified Checks ------------

Checks for Clearing House__ --------- Bills Payable ---------------

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

O va enrcdersa f-t s- - -( i-f- -a-n-y-)- - -- -- -- -- ---- - -- - - - - -2-80- - -35-

Liability on Letters of Credit and Acceptances----------

Other Assets --------------- --------- Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$103,023 47 Total --------------------$103,023 47

FIRST ANNUAL REPORT

431

EXAMINEB'S BEPOBT.

PLANTERS BANK, PAVO.

At Close of Business August 11, 1920.

President-J. T. Sherrod. Vice-Bresident-J. B. Williams. Cashier-C. G. Christian.

Directors-J. T. Sherrod, J. B. Williams, J. Devane, J. D. Strickland, W. H. Simmons.

Date of Charter-March f2. 1912.

Began Business-March 25, 1912.

RESOURCES

LIABILITIES

DT iemmea nLd oLa nosa n -s - -_-_-_-_-_-_-_-_-_-_-_-_-_$

72,544 150

88 00

Capital Stock Paid In ------$ Amt. R,e,served for Branches

15,000 00

Loans Secured by Real Estate United States Bonds ________

--------1,050 00

Surplus Fund -------------Undivided Profits ----------

2,947 29

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------ 5,071 45 Due to Banks in this State Furniture and Fixtures ____ 2,900 00 Due to Banks In other States

Other Real Estate Owned__ --------- Call Money ---------------- 7,500 00 Due from Banks in this State 6,812 46 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--ic-k-e-l-s-, -P--e-n-n-i-e-s-_-_-__-_--_

to Check ---------------3,554 39 Demand Certificates of De-

1,310 00 17 50

T ipmoes i tCs e-r t-i-f -i c-a-t-e-s- -o-f- -D- -e-p-o-s-i-t

771 13 Savings Deposits -----------

33,316 04 40,381 24

AAddvvaanncceess oonnoCthoet..toconm-m--o-d-i-tl-e-s

-_-_-_-_-_-_-_-_ -_

Cashier's Checks ----------Certified Checks ------------

Checks for Clearing House __ 1,187 94 Bills Payable ---------------

Other Checks and Cash Items --------- Notes and Bills Rediscounted

205 43

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

O va enrcdersa f-t s- - -( i-f- -a-n-y-)-_-_-_-_-_-_-_-_ _- - - -1-,-9 -2 3- - -8 6-

Liability on Letters of Credit and Acceptances ----------

Other Assets:

neserve for Interest and Taxes

Depositors' Guarantee Fund_ 3,111 60 Other Liabilities:

Mutual Fire Insurance Fund In Transit ------------------

120 00 Deposits ------------------- 1,221 71 46 50

Total --------------------$100,571 71 Total --------------------$100,571 71

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------- 57,268 33 Capital Stock Paid In ______$ 15,000 00 Demand Loans ------------- 2,148 82 Amt. Re,served for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------United States Bonds _______ _ 1,050 00 Undivided Profits ---------- 2,058 92

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------ 5,071 45 Due to Banks in this State Furniture and Fixtur.els_____ _ 2,900 00 Due to Banks in other States 6,500 00

Other Real Estate Owned__ --------- Call Money ----------------

Due from Banks in this State 9,324 93 Individual Deposits Subject

Due from Banks in other
States -------------------Currency ------------------SGiollvder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s--_-_-_-_-

to Check ---------------1,933 14 Demand Certificates of Deposit 3,525 00 Time Certificates of Deposit
115 00 Savings Deposits ----------964 49 Trust Funds on Deposit_ __ _

28,308 28 32,146 46

Advances on Cotton _______ _ 6,926 96 Cashier's Checks ------------

742 85

Advances on other Commodities Checks for Clearing House __

--------908 39

CBeirltlisfiedPaCyhaebcleks _-_-_-_-_-_-_-_-_-_-_-_-

7,500 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ _- _- _-_-_-_ _- - -- -- -- -- -- -- -- -- --

Liability on Letters of Credit and Acceptances ----------

Other Assets ---------------

lZO 00 Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$ 92,256 51 ~ Total --------------------$ 92,256 51

432

BANKING DEPARTMENT

EXAMINER'S REPORT.

THE PEARSON BANKING COMPANY, PEARSON.

At Close of Business September 21, 1920.

President-H. P. Smith. Vice-President-J. 0. White. Cashier-W. J. Tyler.

Directors-H. P. Smith, H. F. Sears, J. 0. White, D. J. Pearson, W. J. Tyler.

Date of Charter-September 19, 1906.

Began Business-October 1, 1906.

RESOURCES

LIABILITIES

Time Loans ---------------$201,666 71 Capital Stock Paid In ________ $30,000 00

Demand Loans ------------- 64,056 68 Amt. Re,served for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 20,000 00

United States Bonds -------- 12,000 00 Undivi<led Profits ---------- 2,472 40 Other Stocks and Bonds____ _________ Dividends Unpaid ----------- ---------

Banking House ------------- 1,985 75 Due to Banks In this State ---------

F1frniture and Fixtures______ 3',486 12 Due to Banks in other States ---------

Other Real Estate Owned ____ --------- Cal! Money ---------------- --------Due from Banks in this State 19,221 77 Individual Deposits Subject

Due from Banlts in 'other

to Check ---------------- 171,880 33

States -------------------
Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

1,239 12 Demand Certificates of Deposit --------2,829 00 Time Certificates of Deposit 80,559 RO
50 00 Savings Deposits ---------- 3,728 28 517 03 Trust Funds on Deposit____ ---------

Advances on Cotton -------- _________ Cashier's Checks -----------

836 05

Advances on othocCommodities ________ _ Certified Checks ------------ ---------

Checks for Clearing House --------- Bills Payable --------------- ---------

Other Checks and Cash Items 2,547 76 Notes and Bills Rediscounted ---------

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

O va enrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ _- _- _-_-_-_ _- - -- -- -- -- -- -- -- -- --

Liability on Letters of Credit and Acceptances ----------

---------

Other Assets --------------- --------- Reserve for Interest and Taxes --------Other Liabilities:

Cash Long -----------------

123 08

Total --------------------$309,599 94 Total --------------------$309,599 94

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$141,498 49 Capital Stock Paid In ------$ 30,000 00

Demand Loans ------------ 18,350 44 Amt. Reserved for Branches

Loans Secured by Real Estate 61,003 43 Surplus Fund -------------- 20,000 00

TJnited States Bonds -------Other Stocks and Bonds____

21,350 00 ---------

Undivided Profits ---------Dividends Unp.ajd __________ _

5,785 69

Banking House ------------ 1,985 75 Due to Banks in this State Furniture and Fixtures ____ 4,319 12 Due to Banks in other States

Other Real Estate Owned __ --------- Cal! Money ---------------Due from Banks in this State 2,866 55 Individual Deposits Subject

Due from Banks in other
Sta,tes ------------------Currency ------------------SGiolvlder, -N-i-c-k-e-l-s-, -P--e-n-n-ie--s-_-__-_-_--_

to Check ----------------- 107,751 71 2,744 90 Demand Certificates of Deposit 3,153 00 Time Certificates of Deposit 78,420 60
22 50 Savings Deposits ----------518 99 Trust Funds on Deposit_ __ _

Advances on Cotton -------- _________ Cashier's Check's ----------- 1,446 17

Advances on othocCommodities Checks for Clearing House__

________ _ 793 90

CBeilrltsifiPedayCahbeleck_s _-_-_-_-_-_-_-_-_-__-_--_

15,000 00

Other Checks and Cash Items 1,043 38 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

O va enrcdersa f-t s- - -( i-f- -a-n-y-)- - _- _- _- _- _-_-_ _- - -- -- -- -- -- -- -- -- --

Liability on Letters of Oredit and Acceptances ----------

Other Assets --------------- _________ Reserve for Depreciation on

Liberty Bonds ----------- 1,152 50

Other Liabilities:

Cash Long -----------------

93 80

Total --------------------$259,650 47 Total --------------------$25~650 47

FIRST ANNUAL REPORT

433

EX:AMINEB.'S B.EPOB.'l'.

THE FARMERS BANK, PELHAM.

At Close of Business October 22, 1~20.

President-Thos. P. Hinson. Vice-President-B. U. Curry. Cashier-J. M. Hurst, Jr.

Directors-Thos. P. Hinson, B. U. Curry, H. L. MciDonald, 'R. L. Goodson, T. W. Curls, J. M. Hurst, Sr., J. W. Parker, W. C. Twitty, T. A. Barrow.

Date of Charter-August 25, 1902.

Began Business-September 1, 1902.

RESOURCES

LIABILITIES

Time Loans ----------------$596,412 98 Capital Stock Paid In ______ $100,000 00

Demand Loans ------------- 16,792 08 Amt. Re-served for Branches ---------

Loans Secured by Real Estate 36,721 30 Surplus Fund -------------- 50,000 00

United States Bonds _______ 9,250 00 Undivided Profits ---------- 22,200 211

Other Stocks and Bonds____ _________ Dividends Unpaid ----------

35 00

Banking House ____________ _________ Due to Banks in this State ---------

Furniture and Fixtures ____

600 00 Due to Banks in other States ---------

Other Real Estate Owned__ --------- Call Money ---------------- --------Due from Banks in this State 35,142 88 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 250,475 80

States ------------------- 31,561 80 Demand Certificates of De-

Currency ------------------ 13,520 00 posit --------------------- 47,640 94

Gold -----------------------

452 50 Time Certificates of DeposiL ________ _

Silver, Nickels, Pennies______ 6,009 62 Savings Deposits ---------- 126,267 06

Advances on Cotton -------- --------- Trust Funds on Deposit____ ---------

Advances on otheo-Commodities _________ Cashier's Checks ------------

885 26

Checks for Clearing House __

628 20 Certified Checks ------------

75 00

Other Checks and Cash Items Customers' Liability on Let-

428 07 Bills Payable -------------- 160,000 00 Notes and Bills Rediscounted ________ _

ters of Credit and Accept-

Certificates of Deposit for

ances ------------------ ___________ Borrowed Money --------- ---------

Overdrafts (if any) -------- --------- Liability on Letters of C"'edit

Other Assets:

and Acceptances __________ ---------

Collection Acct. ------------ 10,045 66 Reserve for Interest and Taxes ---------

Cash Short ---------------

14 25 Other Liabilities ----------- ---------

Total --------------------$757,579 34 Total --------------------$757,579 34

BANK'S Wl'ATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________$514,353 86 Capital Stock Paid In ________ $100,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ________
Other Stocks and Bonds ____ Banking House -----------Furniture and Fixtures ____
Other Real Estate Owned__ Due from Banks in this State

31,062 32 50,640 20
9,250 00
750 00 _________
600 00
_ ________ 47,011 75

Amt. Re.served for Branches Surplus Fund -------------Undivided Profits ----------
Dividends Unpaid ---------Due to Banks in this State Due to Banks in other States
Call Money ---------------Individual Deposits Subject

--------50,000 00 22,703 88
35 00 -----------------
---------

Due from Banks in other States -------------------
Currency ------------------
Gold ----------------------Silver, Nickels, Pennies ____

23,251 64 12,687 00
477 50 5,674 42

to Check ---------------- 213,177 40 Demand Certificates of De-
posit -------------------- 44,037 88
Time Certificates of DeposiL --------Savings Deposits ---------- 105,650 30

Advances on Cotton -------- --------- Trust Funds on Deposit____ ---------

Advances on other Commodities _________ Cashier's Checks ------------ 5,549 44

Checks for Clearing House --~------ Certified Checks ------------

142 37

Other Checks and Cash Items

537 58 Bills Payable -------------- 155,000 00

Customers' Liability on Letters of Credit and Accept-

Notes and Bills Rediscounted --------Oertificates of Deposit for

ances ------------------ ----------- Borrowed Money --------- --------Overdrafts (if any) -------- --------- Liability on Letters of Credit

Other Assets --------------- --------- and Acceptances ---------- --------Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total --------------------$696,296 27 Total --------------------$696,296 27

434

BANKING DEPARTMENT

EXAl!IIINEB'S BEPOBT.

PENDERGRASS BANKING COMPANY, PENDERGRASS.

At Close of Business August 16, 1920.

President-F. J. Roberts. Vice-President-W. C. Kennedy. Cashier-Guy Roberts.

Directors-F. J. Roberts, W. C. Kennedy, Guy Roberts, D. E. Murphy, J. H. A.

Sumners.

Date of Charter-September 29, 1905.

Began Business-September 29, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$135,738 77 Capital Stock Paid In ------$ 25,000 00
--Dioo-oo Demand Loans ------------- --------- Amt. Re,served for Branches
Loans Secured by Real Estate 5,000 00 Surplus Fund -------------United States Bonds ______ 7,100 00 Undivided Profits ---------- 5,711 43

Other Stocks and Bonds ____ --------- Dividends Unpaid -----------

Banking House ------------ 1,500 00 Due to Banks in this State Furniture and Fixtures_____ l ,800 00 Due to Banks in other States

Other Real Estate Owned__ --------- Call Money ---------------Due from Banks in this State 5,972 97 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 46,454 59

States ------------------Currency ------------------

3,072 87 1,886 00

Demand Certificates of Deposit Time Certificates of Deposit

--5~989-12

Gold ---------------------Silver, Nickels, Pennies______

297 50 695 20

Savings Deposits ----------Cashier's Checks -----------

---627-66

Advances on Cotton -------Advances on othe~rCommodities

--------_________

Certified Checks -----------Bills Payable --------------

-7-6~000-00

Checks for Clearing House__ 238 19 Notes and Bills Rediscounted

Other Checks and Cash Items

517 59 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money ---------
1Liability on Letters of Oredit

ances ------------------ ----------- and Acceptances ----------

Overdrafts (if any) -------- 381 00 Reserve for Interest and .raxes

Other Assets:

Other Liabilities:

Cash Short ----------------

10 09 Deposits -------------------

425 38

Total --------------------$164,208 18 ~ Total --------------------$164,208 18

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 75,160 84 Capital Stock Paid In ------$ 25,000 00
Demand Loans ------------- --------- Amt. Reserved for Branches Loans Secured by Real Estate 32,900 00 Surplus Fund ------------- 4,000 00

United States Bonds -------- 7,100 00 Undivided Profits ---------- 5,227 90

Other Stocks and Bonds ____ --------- Dividends Unpaid -----------

Banking House ------------- 1,500 00 Due to Banks in this State Furniture and Fixtures ______ 1,800 00 Due to Banks in other States

Other Real Estate Owned__ --------- Call Money ---------------Due from Banks in this State 5,340 48 Individual Deposits Subject

Du!'l from Banks in other
States -----------------Currency ------------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton _______ _ Advances on other Commodities Checks for Clearing House

to Check ----------------

447 38 Demand Certificates of Deposit

3,480 00 Time Certificates of Deposit

275 00 Savings De,posits -----------

515 27 Cashier's Checks ----------

930 08 ________ _ ________ _

Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted

29,993 59 4, 769 12 2 00
61,000 00

Other Checks and Cash Items

440 89 Ce,rtificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Oredit

O vaenrcdersa f-t s- - (-i-f- -a-n-y-)- - -- -- -- -- -- -- - -- - - - - -1 0- 2- - -67-

and Acceptances ---------Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total --------------------$129,992 61 J Total --------------------$129~992 61

FIRST ANNUAL REPORT

435

EXAMINER'S BEPOBT.

HOUSTON BANKING COMPANY, PERRY.

At_ Close of Business August 26, 1920.

President-J. H. Davis. Vice-President-A. A. Smoak. Cashier-B. C. Holtzclam.
Directors-J. H. Davis, A. A. Smoak, B. c. Holtzclam, H. M. Holtzclam, F. M.
Houser.

Date of Charter-April 14, 1905.

Began Business-June 5, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$ 66,463 56 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ------------- --------- Surplus Fund -------------- 20,000 00

Loans Secured by Real Estate --------- Undivided Profits ----------- 5,061 08

United States Bonds -------- 26,800 00 Dividends Unpaid ----------Other Stocks and Bonds____ 1,087 61 Due to Banks in this State __

Banking House ------------ 3,211 68 Due to Banks in other States

Furniture and Fixtures ____ 3,015 64 Call Money ----------------

Other Real Estate Owned__ --------- Individual Deposits Subject

Due from Banks in this State 19,518 39 to Check ----------------- 65,911 40

Due from Banks in other

Demand Certificates of Deposit

States ------------------- 3,814 87 Time Certificates of Deposit 16,934 80

---122-os Currency ------------------ 4,273 00 Savings Deposits -----------

Gold -----------------------

47 50 Cashier's Checks --~------

Silver, Nickels, Pennies____ 1,245 18 Certified Checks ------------

20 00

Advances on Cotton________ 12,101 67 Bills Payable -------------- 10,500 00

Advances on other Commodities --------- Notes and Bills Rediscounted

Checks for Clearing House __

54 50 Certificates of Deposit for

Other Checks and Cash Items 1,915 76 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

ances ------------------ ----------- Reserve for Interest and Taxes

Overdrafts (if any) -------- --------- Other Liabilities -----------

Other Assets --------------- ---------

Total --------------------$143,549 36 Total --------------------$143,549 36

BANK'S S'l'ATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 48,236 44 Capital Stock Paid In ________ $ 25,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches Loans Secured by Real Estate 5,368 61 Surplus Fund -------------- 20,000 00

United States Bonds ------ 26,800 00 Undivided Profits ---------- 4,141 47

Othe'r Stocks and Bonds____ 1,087 61 Dividends Unpaid -----------

Banking House ------------- 3,211 68 Due to Banks in this State __

Furniture and Fixtures ------ 3,015 64 Due to Banks in other States

Other Real Estate Owned__ --------- Call Money ----------------

Due from Banks in this State 7,573 35 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 46,435 36

States ------------------- 4,263 61 Demand Certificates of Deposit

Currency ------------------ 2,934 00 Time Certificates of Deposit 13,704 80

Gold ----------------------Silver, Nickels, Pennies ____

87 50 Savings De,posits ----------499 13 Trust Funds on Deposit____ _

Advances on Cotton -------- 28,880 75 Cashier's Checks ------------

176 69

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- --------- Bills Payable -------------- 22,500 00 Checks :('or Clearing House --------- Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total --------------------$131,958 32 Total --------------------$131,958 32

436

BANKING DEPAllTMENT

E:X:AMINEB'S BEPOBT.
PERRY LOAN AND SAVINGS BANK, PERRY.
At Close of Business August 24, 1920.
President-H. L. Cater. Cashier~L. F. Cater. Directors-R. L. Cater, F. M. Houser, L. F. Cater, J. P. Duncan, H. P. Houser,
S. G. Rogers, A. A . .Smoak.

RESOURCES

LIABILITIES

Time Loans ---------------$130,049 83 Capital Stock Paid In________$ 23,150 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 27,500 00 United States Bonds________ 28,898 00 Undivided Profits ---------- 8,287 38

Other Stocks and Bonds ____ --------- Dividends Unpaid ---------Banking House ------------ 5,000 00 Due to Banks in this State __ Furniture and Fixtures ____ 2,500 00 Due to Banlts in other States

15 00

Other Real Estate Owned__ --------- Call Money ---------------Due from Banks in this State 55,805 97 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 151,725 09

States ------------------- 19,285 46 Demand Certificates of Deposit

Currency ------------------Gold ---------------------Silver, Nickels, Pennies ____

6,642 00 Time Certificates of Deposit 25,220 00

1,367 50 Savings Deposits ---------- 15,892 55

1,188 50 Treas. States of Georgia__

571 57

Advances on Cotton -------- --------- Cashier's Checks ------------

Advances on other Commodi-

Certified Checks ------------

555 60

ties ---------------------- --------- Bills Payable ---------------

Cllecks for Clearing House__

734 98 Notes and Bills Rediscounted

Other Checks and Cash Items 1,323 37 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of CredH

Ovaenrcdersaf-ts---(i-f--a-n-y-)---_-__-_-_-_-_-_- _-_-_-_-_-_-_-_-_- ReasnedrvAe cfocerpItnatnecreesst-a-n-d--T--a-x-e-s

Other Assets ---------------

82 12 Other Liabilities __________ _

.rota! --------------------$252,917 19 Total --------------------$252,917 19

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

'l'ime Loans ----------------$ 76,710 05 Capital Stock Paid In ------$ 23,150 00

Demand Loans -------------

200 00 Amt. Reserved for Branches

Loans Secured by Real Estate 24,298 18 Surplus Fund -------------- 27,500 00

United States Bonds _____ _ 23,898 00 Undivided Prolits ---------- 7,676 28

Other Stocks and Bonds ___ _ Banking House -------------

---------
5,000 00

Dividends Unpaid ----------Due to Banks in this State__

Furniture and Fixtures ____ 2,500 00 Due to Banks in other States

Other Real Estate Owned___ _ Due from Banks in this State

--------43,289 56

Call Money ---------------Individual Deposits Subject

Due from Banks in other

States Currency

---------------------~---------------

GSiollvder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s---__-_--_ Advances on Cotton _______ _

14,003 77 6,230 00 1,352 50 X57 40
1 7,121 00

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit__ Savings Deposits ----------Trust Funds on Deposit_ __ _ Cashier's Checks __________ _

76,581 37
25,180 00 13,600 31 24,331 24
1,63:I 45

Advances on other CommodiC htei ecsk s- - f-o- r- - -C- -l e-a-r-i-n-g- - -H-o- u- -s e-

Certified Checks -----------Bills Payable' --------------- 16,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items

133 19 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

---~-----

O vaenrcdersa f-t s- - -(-i f- -a-n-y-)- - -_-_-_ -_ _- _-_- -_

and Acceptances ---------Reserve for Interest and Taxes

Safety Boxes --------------

58 00 Other Liabilities -----------

Other Asse,ts ---------------

Total --------------------$215,651 65 Total --------------------$215,651 65

FIRST ANNUAL REPORT

43'1

EXAMINER'S REPORT.

BANK OF PINEHURST, PINEHURST.

At Close of Business October 7, 1920.

Pt-esident-J. L. Lee. Vice-President-C. A. Thompson. Cashier-A. M. Wilson.

Directors-J. L. Lee, C. A. Thompson, A. M. Wilson, W. E. Ford, M.. C. Peavy.

:Qate of Charter-January 1, 1908.

Began Business-1904.

RESOURCES

LIABILITIES

Time Loans ----------------$116,615 18 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------- 9,175 70 Amt. Reserved for Branches

Loans Secured by Real Estate 15 000 00 Surplus Fund -------------- 25,000 00

United States Bonds ________ 1:ooo 00 Undivided Profits ----------- 8-,432 72

Other Stocks and Bonds __

400 00 Dividends Unpaid -----------

Banking House ------------- 1,250 00 Due to Banks in this State __

Furniture and Fixtures ____ 2,250 00 Due to Banks in other States

Other Real Estate Owned____

625 00 Call Money ----------------

Due from Banks in this State 34,134 46 Individual Deposits Subject

Due from Banks in other
States ------------------- 19,594 75 Currency ------------------ 2,417 00 GSiollvder-, --N-i-c-k-e-ls-,--P--en--n-ie-s-_-_-_-_-_-_ 1,128104 0001

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t Time Certifica,tes of Deposit Savings Deposits ----------Trust Funds on Deposit______

70,416 12 23,038 95

Advances on Cotton --------

874 88 Cashier's Checks ------------ 19,779 90

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- ________ _ Bills Payable -------------- 70,000 00

Checks for Clearing House __ 2,625 11 Notes and Bills Rediscounted

Other Checks and Cash Items 13,644 47 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances ---------Overdrafts (if any) -------- 2,865 13 Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total --------------------$223,865 69 Total --------------------$223,865 69 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 69,874 58 Capital Stock Paid In ______ $ 25,000 00

Demands Loans ------------- 6,717 86 Amt. Reserved for Branches

Loans Secured by Real Estate 13,994 20 Surplus Fund -------------- 25,000 00

Loans Secured by Cotton ___ _ 47,663 65 Undivided Profits ----------- 6,000 00

United States Bonds ______ _ --------- Dividends Unpaid -----------

Other Stocks and Bonds ___ _

400 00 Due to Banks in this State__

Banking House ___________ _ 1,250 00 Due to Banks in other States

Furniture and Fixtures ____ _ 2,650 00 Call Money ----------------

Other Real Estate Owned ___ _

625 00 Individual Deposits Subject

Due from Banks in this State Due from Banks in other

14,650 02 Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f--D-e-p-o-s-i-t

39,590 28

States ------------------- 4,089 29 Time Certificates of Deposit 15,609 70

Currency ------------------GSiollvder,--N--ic-k-e-l-s-, -P-e-n--n-ie--s-_-__-_-_--_

3,274 00 Savings Deposits ----------190 00. Trust Funds on Deposit_ ____ _ 932 46 Cashier's Checks ----------

57 00

Advances on Cotton ______ _ 1,600 06 Certified Checks ------------

Advances on other Commodi-

Bills Payable --------------- 40,000 00

C htei ecsk s- -f o- r- -C- -l e-a-r-i-n-g- -H- o- -u-s-e- -__-

Notes and Bills Rediscounted 17,003 10 715 54 Certificates of Deposit for

Other Checks and Cash Items

63 41 Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and AcceptO vaenrcdersa f t -s - -(-i f- -a-n-y- )- - ----------------

and Acceptances ---------Reserve for Interest and Taxes 1,184 59 Other Liabilities -----------

1,614 38

Other Assets ---------------

Total --------------------$169,874 46 Total --------------------$169,874 46

.i -..'.W

438

BANKING DEPARTMENT

EXAMINEB'S BEPOBT.

SALZBURGER BANK, PINEORA.

At Close of Business August 7, 1920.

President-R. L. Elkins, Vice-President-D. H. Dixon. Cashier-J. K. Wilson.
Directors-R. L. Elkins, F. C. Ziltrouer, D. H. Dixon, W. P. Smith, w. M. Exley,
W. R. Fetzer, P. J. Zeigler, M. A. Massoud, J. V. Norton.

Date of Charter-February 15, 1915.

Began Business-February 16, 1915.

RESOURCES

LIABILITIES

Time Loans ---------------$ 53,006 52 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ------Other Stocks and Bonds ___ _
Banking House -----------Furniture. and Fixtures ___ _ Other Real Estate. Owned___ _ Due from Banks in this State

18,641 24
6,450 00
2,950 00 1,351 00
6,803 32

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States
Call Money ---------------Individual Deposits Subject

2,000 00 42 06 35 00

Due from Banks in other
States ------------------Currency ------------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P-e-n-n- -i e-s- - -_ _-_- -_ Advances on Cotton ________ Advances on other Commodi-

to Check ---------------Demand Certificates of Deposit 3,209 00 Time Certificates of Deposit 30 00 Savings Deposits ----------744 55 Trust Funds on Deposit_ ____ _
Cashier's Checks ----------Certified Checks ------------

35,051 39 2,940 85
27,162 49

C ht ieecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- -u-s-e-_-_

Bills Payable -------------1,002 05 Notes and Bills Rediscounted

4,000 00

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

Certificates of Deposit for Money -------------------
Liability on Letters of Credit

O vaenrcdersa f-t s- - -(-i-f- -a-n- -y-)------------ -- -Other Assets: Cash Short -----------------

and Acceptances ---------2,016 73 Reserve for Interest and Taxes
Other Liabilities ----------27 38

Total ---------------------$9~231 79 Total ---------------------$96,231 79

BANK'S STA'I.'EMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 46,772 49 Capital Stock Paid In ______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

20,415 5,942

5so7

Amt. Reserved for Branches Surplus Fund --------------

--2~000-00

United States Bonds ------ 6,818 75 Undivided Profits ----------

189 83

Other Stocks and Bonds_____

200 00 Dividends Unpaid ----------

35 00

Banking House ------------ 2,950 00 Due to Banks in this State__ ---------

Furniture and Fixtures _____ _ 1,351 00 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 1,542 45 Individual Deposits Subject

Due from Banks in other

to Check ------------------ 24,214 81

States ------------------ ---------Currency ------------------- 1,521 00

Demand Certificates of Deposit Time Certificates of Deposit

--------2,940 85

Gold ----------------------Silver, Nickels, Pennies_____

35 00 975 16

Savings Deposits ---------Trust Funds on Deposit______

27,058 29 ________ _

Advances on Cotton -------- --------- Cashier's Checks ----------- ---------

Advances on other Commodi-

Certified Checks ------------ _________

ties ---------------------Checks for Clearing House Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

-----------------
803 70

Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Money ------------------Liability on Letters of Credit

8,035 00 -----------------

ances -------------------- --------- and Acceptances ---------- ---------

Overdrafts (if any)--------

145 86 Reserve for Interest and Taxes ---------

Other Assets --------------- --------- Other Liabilities ----------- ---------

Total ____________________$ 89,473 78 Total --------------------$ 89,473 78

FIRST ANNUAL REPORT

439

EXAMJ:NEB.'S B.EPOB.'r.

BANK OF PINEVIEW, PINEVIEW.

At Close of Business October 14, 1920.

President-J. T. Gammage. Vice-President----lli. J. Morgan. Cashier-M. M. Clements.

Directors-J. T. Gammage, L. J. Morgan, W. lil. Mann, W. W. Blalock, Jas. Faircloth, W. H. Faircloth, W. C. Slade.

Date of Charter~April 13, 1904.

Began Business-April, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$ 54,781 67 Capital Stock Paid In ____ $ 15,000 00

Demand Loans ------------- 37,307 83 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 60,000 00 Surplus Fund -------------- ---------

--------- United States Bonds --------

Undivided Profits ---------- 19,956 97

Other Stocks and Bonds ___ _ 12,000 00 Dividends Unpaid ---------- ---------

Banking House ------------ 1,000 00 Due to Banks in this State ---------

Furniture and Fixtures ------ 1,000 00 Due to Banks in other States 5,998 06 Other Real Estate Owned ___ _ 2,150 00 Call Money ----------------- 70,500 00 Due from Banks in this State 3,026 12 Individual Deposits Subject

Due from Banks in other
States ------------------Currency ------------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton _______ _ Advances on other Commodi-
C ht ei ecsk s- -f-o-r- -C-l-e-a-r-i n- g- - -H-o-u- -s e- _-_-

to Check ---------------- 35,967 29 Demand Certificates of Deposit --------Time Certificates of Deposit 24,997 13

313 44 18,421 60
1,044 14

Savings Deposits ----------Trust Funds on Deposit______
Cashier's Checks ---------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted

-----------------
1,509 78 475 00
22,500 00 ---------

Othe'r Checks and Cash Items 1,760 96 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

LiMaboinlietyy o-n--L--e-tt-e-r-s--o-f--C-r-e-d-i-t ---------

O vaenrcdersa f-t s- - -( I-f- -a-n-y-)- - -- -- -- -- -- -- -- --

and Acceptances ---------- --------353 96 Reserve for Interest and Taxes ---------

Other Assets -------------- 3,584 51 Other Liabilities ----------- ---------

Total --------------------$196,904 23 Total --------------------$19~904 23

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$134,602 20 Capital Stock Paid In ------$ 15",000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -------

--------________ _

Surplus Fund -------------Undivided Profits ----------

21,000 00

Other Stocks and Bonds ---- 12,000 00 Dividends Unpaid ----------

Banking House ------------- 1,000 00 Due to Banks i:n this State

Furniture and Fixtures ____ 1,000 00 Due to Banks in other States 60,000 00

Other Real Estate Owned____ 2,150 00 Call Money -----------------

Due from Banks in this State 3,866 89 Individual Deposits Subject

Due from Banks in other

to Check ----------------

States ------------------Currency -------------------

2,254 52 Demand Certificates of Deposit 1,500 00 Time Certificates of Deposit

GSiollvder-, --N-i-c-k-e-l-s-, --P-e-n-n-i-e-s---_-_-_ _ ----9-3--5-4-

Savings Deposits ----------Trust Funds on Deposit______

30,094 72 7,000 00
10,653 68

Advances on Cotton -------Advances on other Commodi-

C

ties heck

s

-

-fo

r

-

--------Clearing

-

--Ho

u7 -s

-
e

Other Checks and Cash Items

Customers' Liability on Let-

ters of Credit and Accept-

9,384 54
---------
-----------------

Cashier's Checks ----------Certified Checks -----------Bills Payable --------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit

1,107 36 26,000 00

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- ------- -- -- -- -- --

-- -- -- -- -- -- -- -- --

and Acceptances ---------Reserve for Interest and Taxes

Other Assets --------------- 10,014 84 Other Liabilities ------------

7,010 76

Total --------------------$177,866 52 Total --------------------$177,866 52

r
i
440

BANKING DEPARTMENT

EXAMINER'S BEPOB'X'.

PITTS BANKING COMPANY, PITTS.

At Close of Business September 23, 1920.

President-L. 0. Benton. Vice-President-Jas. M. King. Cashier-A. C. Shell.

Directors-L. 0. Benton, L. C. Tetsbaw, Jas. M. King, D. M. King, W. T. Chap-

lllltn, A. C. Shell.

Date of Charter-June 2, 1906.

Began Business-June, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------$ 44,882 41

Demand Loans ---------------- 9,928 45 Loans Secured by Real Estate 50,000 00

United States Bonds-----------Other Stocks and Bonds ___ _ 3,000 00

BFuarnnkiitnugreHaonudseFi-x--tu--re--s--_-_-__-_-_-_--_ Other Real Estate Owned ___ _

450 00 900 00 725 00

Due from Banks in this State __ 35,611 10

Due from Banks in other States 1,816 25
Currency ---------------------- 4,395 or

GSiollvder-, -N--i-c-k-e-l-s-, -P--e-n-n-i-e-s--_-_-_-_-_-_-_-

90 00 663 52

Advances on Cotton ---------- 16,112 97

Advances on otheT Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items_

9 00

Customers' Liability on Letters

of Credit and Acceptances __

Overdrafts (if any) ---------- 458 83

Other Assets ------------------

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------Undivided Profits ______________

7,500 00 15,114 32

Dividends Unpaid ------------- --------Due to Banks in this State -- --------Due to Banks in other States__ ---------

Call Money -------------------Individual Deposits Subject to
Check --~-------------------Demand Certificates of Deposit Time Certificates of Deposits --

--------68,204 18 ---------16,501 16

Savings Deposits -------------- --------Trust Funds on Deposit ------ --------Cashier's Checks -------------- 1,710 08 Certified Checks ________ ------- ---------

Bills Payable ------------------ 35,000 00 Notes and Bills Rediscounted _ --------Certificates of Deposit for Bor-

rowed MoneY ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities --------------

12 79

Total __________________:.. _____ $169,042 531 Total ------------------------$169,042 53 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 86,63fi 66

Demand Loans ---------------- 9,78'2 00 Loans Secured by Real Estate

Other Stocks and Bonds_____ _ 3,000 00

BFuarnnkiitnugreHaonudseFi-x--tu--re--s--_-_-__-_-_-_--_ Other Real Estate Owned _____ _ Due from Banks in this State

4.l)(J 00
900 00 725 00 4.648 4f'

Due from Banks in other States 6.0'60 57

Cu11rency ---------------------- 2,908 00

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_ Advances on Cotton __________ _

80 00 876 09 2,914 3.5

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items__ Customers' Liability on Letters

54 00

of Credit and AcceptanCflS __

Overdrafts (if any) ------------

2D 41

Other Assets ------------------

Capital Stock Paid In __________ $ 25,000 00
Amount Reserved for Branches --------Surplus Fund ------------------ 7,500 00 Undivided Profits ------------ 13,888 26 Dividends Unpaid ------------- --------Due to Banks in this State __ --------Due to Banks in other States__ --------Call Money -------------------- --------Ind-ividual Deposits Subject to
Check: ---------------------- 25,259 26 Demand Certificates of Deposit --------Time Certificates of Deposit__ 9,538 66 Savings Deposits -------------- --------Trust Funds on Deposit ______ ---------
Cashier's Checks -------------- 373 35 Certified Checks --------------- --------Bills Payable ------------------ 37,500 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-
rowed MoneY ---------------- --------Liability on Letters of Credit
and Accept1ances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$119,059 3 Total ------------------------$119,059 53

FIRST ANNUAL REPORT

441

EXAMINER'S REPOR'l'.

PLAINS .BANK, PLAINS.

At Close of Business July 12, 1920.

President-R. S. Oliver. Vice-President-J. A. MciT:>onald. Cashier-W. L. Thomas.

Directors-R. S. Oliver, J. A. McDonald, \V. L. Thomas, T. M. Merritt, B. T. Wise,

L. P. Wise, J. R. Logan.

Date of Charter-February 15, 1902.

Began Business-January 22, 1902.

RESOURCES

LIAB~LITIES

Time Loans -------------------$256,566 73 Capital Stock Paid in --------$ 50,000 00

Demand Loans ---------------- 17,576 37 Amount Reserved for Branches Loans Secured on Real Estate 205 001J 00 Surplus Fund ------------------ 10,00{) 00

United States Bonds ---------- 39;227 63 Undivided Profits -------------- 51,621 45

Other Stocks and Bonds______ --------- Dividends Unpaid -------------

Banking House ---------------- 5, 715 86 Due to Banks in this State __

Furniture and Fixtures ______

1 00 Due to Banks in other States __

Other Real Estate Owned ____ 1,445 62 Call Money -------------------Due from Banks in this State 30,683 50 Individual Deposits 8-ubject to

Due f.rom Banks in other States
Currency ---------------------GSiolvlder,---N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_-_Advances on Cotton __________

23,536 19
6,'f46 00 190 00
1,376 10 ---------

Check ----------------------- 234,228 18 Demand Certificates of Deposit Time Certificates of Deposit __ 154,692 58 Savings Deposits -------------Trust Funds on Deposit _____ _

Advances on other Commodities ________ _ Cashier's Checks --------------

Checks for Clearing House ____

73 57 Certified Checks ---------------

Other Checks and Cash Items__ 2,224 87 Bills Payable ------------------ 90,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted __

of Credit and Acceptances __ --------- Certificates of Deposit for Bo.r-

O'verdrafts (if any) ------------ 442 69 rowed Mo.ney ----------------

Othe:r Assets:

Liability on Letters of Credit

Revenue Stamps -------------Cash Short --------------------

5 00 and Accept:ances -----------31 08 Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$590,542 21 Total ------------------------$590,542 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIAB]LITIES

Time Loans ------------------$368,433 87

Demand Loans ------------- 4,224 55 Loans Secured by Real Estate ________ _

Ull!ited States Bonds__________ 27,358 9o

Other Stocks and Bonds______ ---------

Banking House and Furniture

and Fixtures: ---------------- 5,979 36

Other Real Estate Owned ___ _ 1,445 62

Due from Banks in this State 44,171 75

Due from Banks in other States 13,779 03

Currency ---------------------- 4,505 00

Gold --------------------------Silver, Nickels, Pennies _______ _

197 50 733 50

Advances on Cotton ---------- 249 42

Advances on other Commodities 1,621 14 Checks for Clearing House ___ _ 607 30

Other Checks and Cash Items ---------

Customers' Liability on Letters

of Credit and Acceptances __ ---------

Overdrafts (if any) ------------ 427 85

Other Assets:

Stock in Federal Reserve Bank 1,800 00

Loans on Cotton -------------- 82,860 09

Capital Stock Paid in --------$ 50,000 00 Amount Reserved for Branches

Slllrplus Fund -----------------Undivided Profits -------------Dividends Unpaid ------------Due to Banks in this State __ Due to Banks in other States__

35,000 00 19,804 01
7,483 09

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 150,389 84 Demand Certificates of Deposit Time Certificates of Deposit __ 141,717 99

Savings Deposits -------------Trust Funds on Deposit _____ _

Cashier's Checks --------------

Certified Checks --------------Bills Payable ------------------ 154,000 00 Notes and Bills RediscountecL_ Certificates of Deposit for Bo.r-

rowed Money ---------------Liability on Letters of Credit
and Accep!Jances ___________ _

Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$558,39~ 93 Total ------------------------$558,394 9~l

442

BANKING DEPARTME~T

EXAMINEE'S BEPOBT.

THE BANK OF PLAINVILLE, PLAINVILLE.

At Close of Business November 22, 1920.

President-L. P. Henley. Vice-Presidents-W. B. Floyd, C. W. Martin.

Directors-L.

P.

Henley,

L.

L.CFalsohyide,r-wC..

R. B.

Clonts. Floyd, W.

E.

Dollinger,

M.

H.

Ham-

mond, C. W. Martin, W. E. Watters.

Date of Charter-August 21, 1912.

Began Business-September 1, 1912.

RESOURCES

LIABILITIES

~~~a~oa:E~;:;~--===============$

86,069 6,473

51 30

Loans Secured by Real Estate

United States Bonds ___________ _

Other Stocks and Bonds _____ _

Banking House ---------------Furniture and Fixtures _______ _ Other Real Estate Owned ___ _

2,103 53 1,961 70

Due from Banks in this and

other States ---------------Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_--_ Advances on Cotton _________ _

6,324 45 5,362 00
&7 5(
316 96

Advances on othei!" Commodities Checks for Clearing House ___ _

Other Checks and Cash Items 1,350 48 Customers' Liability on Letters
of Credit and Acceptances __

Overdrafts (if any) -----------Othe,r Assets: Depositors' Guarantee Fund __ ! Mutual Fire Insurance Fund __

391 51
3,096 95 120 00

Capital Stock Paid in ----------$ 15,000 00 Amount Reserved for Branches
Surplus Fund -----------------Undivided Profits -------------Dividends Unpaid ------------Due to Blanks in this State __
-2-6.5oo-o-o Due to Banks in other States__
Call Money -------------------Individual Deposits Subject to
Check ----------------------- 19,887 81 Demand Certificates of Deposit Time Certificates of Deposit -- 31,&39 39 Savings Deposits -------------Trust Funds on Deposit -----Cashier's Checks -------------Certified Checks --------------Bills Payable ------------------ 15,500 00 Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money ---------------- 2,000 00 Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Other Liabilities --------------

Total ------------------------$113,657 8~ Total ------------------------$113,657 8~

BANK'S STATE:\iENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------------$ 84,324 45

Demand Loans ---------------- 4,218 52

Loans Secured by Real Estate United States Bonds ___________ _

2,500 00

Other Stocks and Bonds _____ _

Banking House ---------------- 2,103 53

Furniture and Fixtures

1,961 70

Other Real Estate Owned

Due from Banks iu this State Due from Banks in other States
Cu11rency ---------------------GSiollvder,--N--i-c-k-e-l-s-, --P-e-n-n--ie-s--_-__-_-_-_-_-_-

3,909 35 645 43
2,&51 00
87 50 274 35

Advances on Cotton ---------Advances on other Commodities

Checks for Clearing House

Other Checks and Cash Itelllil 1,416 61 Customers' Liability on Lette.rs

of Credit and Acceptances __

Overdrafts (if any) ------------ 445 87

Other Assets:

Depositors' Guarantee Fund 3,096 95

Mutual Fire Fund ------------ 120 00

Capital Stock Paid in ----------$ 15,000 00 Amount Reserved for Branches

Surplus Fund -----------------Undivided Profits ------------ 2,210 33

Dividends Unpa;id ------------Due to Banks in this State

Due to Banks in other States__

Call Money -------------------- 24,500 00 Individual Deposits Subject to

DCemheacnkd -C--e-r-ti-f-i-c-a-t-e-s--o-f--D-e--p-o-s-i-t

26,063 97 2,000 00

Time Cert!ifioates of Deposit -- 23,557 64

Savings Deposits --------------

Trust Funds on Deposit -----Cashier's Checks --------------

123 32

Certified Checks --------------Bills Payable ------------------ 14,500 00 Notes and Bills Rediscounted--

Certificates of Deposit for Bo.r-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$107,955 26 Total ------------------------$107,955 26

FIRST ANNUAL REPORT

443

EXAMINER'S BEPOBT.

BANK OF PORTAL, PORTAL.

At Close of Business July 29, 1920.

President-A. A. Turner. Vice-President-J. C. Parrish. Cashier-W. J. Davis.

Directors-A. A. Turner, J. C. Pa.rrish, z. T. DeLoa.ch, A. J. Bowen, W. J. Preto-

rius, F. 0. \'lynne, W. S. French.

Date of Charter-May 21, 1910.

Began Business-July 30, 1910.

RESOURCES

LIABILITIES

Time Loans ------------------$113,473 23

Demand Loans ---------------- 1,708 34 Loans Secured by Real Estate 2 611 61! United States Bonds __________ 7;395 00

Other Stocks and Bonds ______ 3,02.5 00

Banking House ---------------- 3,500 00 Furniture and Fixtures -------- 2,829 09 Other Real Estate. Owned ____ --------

Due from Banks in this State__ 10,613 20

Due from Banks in other States 574 78

Currency ---------------------- 1,598 00 Gold --------------------------- ________ _ Silver, Nickels, Pennies ______ 523 54

Advances on Cotton __________ ---------

Advances on other Commodities ________ _

Checks for Clearing House ____

4 12

Other Checks and Cash Items

76 91

Customers' Liability on Lette.rs of Credit and Acceptances __ ________ _

Overdrafts (if any) -----------Other Assets:

260 51

Over and Short Accounts ------ 198 04

Capital Stock Paid in ----------$ 15,000 00
Amount Rese.rved for Branches

Surplus Fund -----------------Undivided Profits -------------- 14,933 93

Dividends Unpaid ------------Due to Banks in this .State __

Due to Banks in other States__

Call Money -------------------Individual Deposits Subject tc.

DeCmhaecnkd C--e-r-ti-f-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t 80,012 47

Time Ce:rtificates of Deposit -- 23,186 93

Savings Deposits -------------Cashier's Checks --------------

25& 06

Certified Che-eks ---------------

Bills Payable -----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------L.iability on L-etters of Credit

and Acccptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$148,391 39 Total ------------------------$148,391 39 BANK'S STATEMENT at Close of Business Decembe.r 15, 1920.

RESOURCES

LIABII,ITIES

Time Loans ------------------$117,722 95 Demand Loans ---------------- --------Loans Secured by Real Estate --------United States Bonds ---------- 7,395 00 Other Stocks and Bonds ______ 3,02"5 00
Banking House ---------------- 3,500 00 Furniture and Fixtures -------- 2,8-29 09 Other Real Estate Owned ____ _________
Due from Banks in this State 2,013 23 Due from Banks in other States 5,793 51
Currency ---------------------- 1,139 00 Gold --------------------------- --------Silver, Nickels, Pennies________ 401 14
Advances on Cotton ---------- --------Advances on othe.r Commodities ________ _
Checks for Clearing House ____ --------Other Checks and Cash Items 349 17 Customers' Liability on Letters
of Credit and Acceptances __ --------Overdrafts (if any) ------------ 264 66 Other Assets ------------------ ---------

Capital Stock Paid in ----------$ 15,000 00 Amount Reserved for Branches
Surplus Fund -----------------Undivided Profits -------------- 14,409 71 Dividends Unpaid ------------Due to Banks in this State __ Due to Banks in other States__
Call Money -------------------Indlividual Deposits Subject to
Check ----------------------- 50,487 37 Demand Certificates of Deposit Time Certificates of Deposit _ 37,m 20 Savings Deposits -------------Trust Funds on Deposit -----Cashier's Checks -------------- 363 47 Certified Checks --------------Bills Payable ------------------ 26,950 00 Notes and Bills Red-iscounted __ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Other Liabilities --------------

Total -------------~----------$144,4:!2 7.5 Total ------------------------$144.~3-2 7fi

444

BANKING DEPARTMENT

EXAMINER'S B.EPOB.'l'.

BANK OF POULON, POULON.

At Close of Business August 14, 1920.

President-L. S. Thompson (Deceased). Vice-President-F. M. Kimble. Cashier-H. L. Gary.

Directors-L. S. Thompson (Deceased), F. M. Kimble, W. I. Willis, H. L. Gary, D. F. Summer, J. B. Collier, L. J. McPhane, Neal McPhane.

Date of Charter-July 22, 1903.

Began Business-July 25, 1903.

RESOURCES

LIABILITIES

Time Loans ------------------$ 88,970 4R

Demand Loans ----------------

71 00

Loans Secured by Real Estate

United States Bonds _________ _ 2,700 00

Other Stocks and Bonds _____ _ 455 00

Banking House _______________ _ 2,50ll 00

Furniture and Fixtures _______ _ 2,969 52

Other Real Estate Owned ___ _

Due from Banks in this State Due from Banks in other States
Currency ---------------------Gold --------------------------Silver Nickels, Pennies _______ _ Advances on Cotton _________ _

4,026 34

7,904 05

3,263 00

5 232

0n 0

Advances on other Commodities Checks for Clearing House ___ _
Other Checks and Cash Items Customers' Liability on LC'tters
of Credit and Acceptances __ Overdrafts (if any) ___________ _

913 00

Other Assets ------------------

Capital Stock Paid in ----------$ 15,000 00

A mount Reserved for Branches

Surplus Fund ------------------ 4,000 00

Undivided Profits -------------Dividends Unpaid ____________ _

627 21

Due to Banks in this State -Due to Banks in other States __

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit __

50,988 90 27,96& 52

Savings Deposits -------------Cashier's Checks --------------

145. 94

Certified Checks --------------Bills Payable ------------------

-i5~ooo-oo

Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and 'l'axes

Other Liabilities: Deposits ----------------------Cash Long --------------------

320 32 9 48

Total ------------------------$114,060 37 Total ------------------------$114,060 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LTABlLITIES

Time Loans ------------------$ 65,832 70

Demand Loans ---------------Loans Secured by Real Estate 10,016 53 United States Bonds _________ _ 2,700 00 Other Stocks and Bonds _____ _ 455 00

Banking House ---------------- 2,500 00 Furniture and Fixtures _____ _ 2,969 52 Other Real Estate Owned ___ _

Due from Banks in this State__ 3 0115 0"

Due from Banks in other States 1.851 74

Curre-ncy ---------------------- 2,019 00

Gold --------------------------Silver, Nickels. Pennies _____ _ Advances on Cotton _________ _

20 00 228 40

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items

Customers' Liability on Letters

of Credit and Acceptances __

Overdrafts (if any) ------------

Other Assets ------------------

Capital Stock Paid in ----------$ 15,000 00 Amount Reserved for Branches

Surplus Fund ------------------
Undivided Profits -----------Dividends Unpaid ------------Due to Blanks in this State __ Due to Banks in other States __

4,000 00 328 34

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 25,703 24 Demand Certificates of Deposit Time Certificates of Deposit __ 22,835 49

Savings Deposits -------------Trust Funds on Deposit _____ _
Cashier's Checks -------------- 1,:r:ro 86

CBeilrltsifPieadyaCbhleeck_s__-_-_-_-_-__-_-_-_-_-_-_-_-_--_ 22,500 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------RPserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 91,597 93 Total ------------------------$ 91,597 93

FIRST ANNUAL REPORT

445

EXAMINEB.'S B.EPOB.T.

BANK OF POWDER SPRINGS, POWDER SPRINGS.

At Close of Business August 26, 1920.

President-W. E. Butuer. Vice-Presidents~S. E. Smith, J. B. Oglesby. Cashier-W. C. Leake.

Directors-W. E. Butuer, S. E. Smith, J. B. Oglesby, W. C. Lea,ke, M. ,J. Florence, C. M. McTyre, A. J. Stewart.

Date of Charter-January 3, 1905.

Began Business-January 23, 1905.

RESOURCES

LIABILITIES

Time Loans ------------------$290,337 33 Demand Loans ---------------- ________ _

Lo~ns Secured by Real Estate 104,725 10 Umted States Bonds __________ 33,450 00 Other Stocks and Bonds______ ________ _

Banking House ---------------- 1,400 00 Furniture and Fixtures ______ 2,000 Oll Other Real Estate Owned ____ ________ _

Due f,rom Banks in this State 1,9g& 91 Due from Banks in other States 6,852 51

Currency ---------------------- 5,928 00

Gold ---------------------------

45 00

Sliver, Nickels, Pennies _______ _ 332 56

Advances on Cotton __________ ---------

Advances on other Commodities ________ _

Checks for Clearing House ____ ________ _

O'ther Checks and Cash Items 1,4"68 92

Customers' Liability on Letters of Credit and Acceptances__ ________ _

Overdrafts (if any) ------------ 191 52

Other Assets ------------------ 3,530 45

Capital Stock Paid In__________ $ 25,000 00
Amount Reserved for Branches --------Surplus Fund ------------------ 12,500 00 Undivided Profits -------------- 776 37 Dividends Unpaid _____________ --------Due to B~nks in this State __ --------Due to Banks in other States__ --------Call Money -------------------- 71,000 00 Individual Deposits Subject to
Check ----------------------- 63,6'71 62 Demand Certificates of Deposit --------Time Certificates of DeposiL_ 130,554 60 Savings Deposits -------------- 1,543 75 Cashier's Checks -------------- 158 86 Certified Checks --------------- --------Bills Payable ------------------ 30,000 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve forr Inter.est and Taxes --------Other Liabilities -------------- 12,300 00

Total ------------------------$347,505 20 Total __________________.______ $347,505 20

BANK'S STATEMENT at Close of Business December 15, 1920

RESO'URCES

Lll\Bl'LITIES

'J'ime Loans --------------------$262,005 03

Demand Loans ---------------- 6,351 4"6 Loans Secured by Real Est-ate ________ _ United States Bonds____________ ________ _

Other Stocks and Bonds ______ 5,805 00

Banking House ---------------- 1.400 00

Furnliture and Fixtures -------- 2,000 00

Other Real Estate Owned ____ ---------

Due from Banks in this ~tate __ 8,093 34

Due from Banks in other States 6,114 97

Currency ---------------------- 1,923 OD

Gold ---------------------------

30 00

Silver, Nickels, Pennies _______ _ 294 12

Advances on Cotton _________ _ 830 28

Advances on other Commodities ________ _

Checks for Clearing House____ ________ _

Other Checks and Cash Items 608 78

Customers' Liability on Letters of Credit and Acceptances __ ________ _

Overdrafts (if any) ___________ _ Other Assets:

373 80

Profit and Loss ---------------- 4,159 07

Capital Stock Paid In __________$ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 12,500 00

Undivided P.rofits -------------- --------

Dividends Unpaid ------------- ---------

Due to Banks in this State __ ---------

Due to Banks in other States__ Call Money --------------------

--4~000-00

Individual Deposits Subject to

Check ------------------------ 46,671 42 Demand Certificates of Deposit --------Time Certificates of Deposit __ 91,228 74

Savings Deposits -------------- 3, 762 52

Trust Funds on Deposit _____ _ Cashier's Checks --------------

---~8-17

Certified Checks -------------- --------Bills Payable ------------------ 64,500 00 Notes and Bills Rediscounted__ 39,348 00 Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Accept:ances ------------ --------Reserve for Interest and Taxes ________ _

Other Liabilities:

Bond Certificates -------------- 12,150 00

Total ------------------------$299,n88 85 Total ------------------------$299,988 85

446

BANKING DEPARTMENT

BXAMINBB'S BBPOB.T.

BANK OF PRESTON, PRESTON.

At Close of Business-July 12, 1920.

President-C. C. Lunsford. wee-President--C. C. Tracy. Cashie;r-W. E. Bulloch. Directors-J. F. Lunsford, C. C. Tracy, W. E. Bulloch, W. H. Clark, W. W. Cole,

W. W. Fussell.

Date of Charter-October, 1906.

Began Business-October, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------$ 46,217 29

Demand Loans ---------------- 1,91J:j, 57

Loans Secured by Real Esrate United States Bonds ___________ _

4,20"0 00

Other Stocks and Bonds _____ _

Banking House ---------------Furniture and Fixtures _____ _ Other Real Estate Owned _____ _
Due from Banks in this State __ Due rom Banks in other States

2,440 5ll 2,442 61 3,466 51 4,lf.IO 84 4,751 63

Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-__-_--_ Advances on Cotton ___________ _

1,194 00 60 00
676 00

Advances on other Commodities Checks for Clearing House___ _

Other Checks and Cash Items Customers' Liabil'ity on Letters
of Credit and Acceptances __

Overdrafts (if any) ----------

Other Assets ------------------

Capital Stock Paid in ----------$ 15,000 00 Amount Reserved for Branches

Surplus Fund -----------------Undivided Profits -------------Dividends Unpaid ------------Due to Banks in this State __

Due to Banks in other States Call Money -------------------Individual iDeposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__

5,000 00 32,483 74 27,9"34 52

Savings Deposits -------------Trust Funds on Deposit -----Cashier's Checks --------------

151 92

Certified Checks -------------Bills' Payable ----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total --------------------$ 81,326 50 Total ------------------------$ 81,3'26 50

BANK'S STATEMENT at Close of Business December 15, 1920.

RESO'URCE"l

LIABILITIES

TDiemmeanLdoanLsoa-n--s--_-_-_-_-_-_-_-_-_-_--_-_-_-_$

48,823" 4,572

53 3o

Loans Secured by Real Estate United States Bonds ___________ _

4,611 17

Other Stocks and Bonds _____ _

Banking House --------------- 2,4'10 50 Furniture and Fixtures _____ _ 2.442 6'1 Other Real Estate Owned ___ _ 2, 966' 51

Due f,rom Banks in this State __ 2.380 47

Due from Banks in other States 2,960 07

Currency ---------------------GSiolvlder,---N-i-c-k-e-l-s-.--P--e-n-n-i-e-s---__-_-_-_--_ Advances on Cotton _________ _

4,0"80 00 80 00
647 fi4 7,508 73

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items

Customers' Liability on Lette.rs

of Credit and Acceptances __

Ove~rdrafts (if any) ------------

10 70

Other Assets:



Depositors' Guarantee Fund __ 2,863 95 Mutual Fire Fund ___________ _ 120 00

County Warrants -------------- 10,276 61

Capital Stock Paid in ----------$ 15,000 00

Amount Reserved for Branches

Surplus Fund -----------------Undivided p,rofits -------------Dividends Unpaid ---- .. -- ___ _

287 11

Due to Banks in this State __

Due to Banks in other States

Call Money -------------------- 14,000 00 Individual Deposits Subject to

DCemheacnkd -C--e-r-ti-f-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t

22,008 73 5,000 00

Time Certificates of Deposit__ 27,121 19

S'!a'rvuisntgFs uDndepsoosnitsDe--p-o-s-i-t_--_-__-_-_-_--_

Cashier's Checks -------------- 867 71

Certified Checks -------------Bills Payable ------------------ 12,500 00

Notes and Bills Rediscounted

Ce1rtificates of Deposit for Bor-

rowed MoneY ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

.rota! ------------------------$ 96,781 74 Total ------------------------$ 96,784 'Z4

FIRST ANNUAL REPORT

447

EXAMJ:NEB'S BEPOB.':l'.

FARMERS BANK, PULASKI.

At Close of Business July 22, 1920.

President-L. 0. Benton. Vlce-Presldents-J. s. Brannen, L. H. Kingery.

Cashier-J. A. Gardner.

Di.rectors-L.

0. Benton, J. ner, J. G.

S. Br

Branne annen,

nv,V.L.

H. D.

Kingery, Hall, J.

J. Z.

A. Br:anner, Patrick.

J.

A.

Gard-

Date of Charter-March 3, 1912.

Began Business-March 8, 1912.

RESOURC.i~S

LIABILITIES

Time Loans ------------------$ 66,328 31
Demand Loans ---------------- 1,198 50 ULoniatnesd SSetactuersedBobnydsR__e_a_l__E__s_ta__te_ 4,382 50

Other Stocks and Bonds _____ _ -5~ooioo

Banking House ---------------- 1,450 00 Furniture and Fixtures ------ 450 00 Other Real Estate Owned ___ _

Due from Banks in this State Due from Banks in other States Currency ------~---------------

3,552 13 5,323 13 1,2154 0{

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_--_ Advances on Cotton ___________ _

149 17

Advances on other Commodities Checks for Clearing House___ _

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __

69 80

Overdrafts (if any) -----------Other Assets:

Cash Short -------------------Collections --------------------

3 00 225 00

Capital Stock Paid in __________ $ 15,000 00 Amount Reserved for Branches
Surplus Fund -----------------Undivided Profits -------------- 11,333 96 Dividends Unpaid -----------Due to Banks in this State __ Due to Banks in other States
Call Money -------------------Individual Deposits Subject to
Check ------------------------ 34,125 62 Demand Certificates of Deposit Time Certificates of Deposit__ 28,656 99 Savings Deposits -------------Trust Funds on Deposit_______ _
Cashier's Checks -------------- 273 65 Ce.rtified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Other Liabilities --------------

Total ------------------------$ 89,39~ 22 Total ------------------------$ 89,39U 22

BANK'S STATEMENT at Close of Business Deeember 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 56,471 60
Demand Loans ---------------- 1,n93 2s Loans Secured by Real Estate 9,1Dl 32 United States Bonds ___________ _ Other Stocks and Bonds ------ -5~oo5oo Banking House ---------------- 1,45\l 00 FurnitUJre and Fixtures _____ _ 1,098 27 Other Real Estate Owned ___ _

Due from Banks in this State__ 956 22 Due from Banks In other States 573 40

Currency ---------------------- 1,265 00

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-__-_--_

20 00 206 96

Advances on Cotton ---------Advances On other Commodities Checks for Clearing House ___ _

Other Checks and Cash Items

Customers' Liability on Letters of Credit and Acceptances__

Overdrafts (if any) ------------

Other Assets ------------------

Capital Stock Paid in ----------$ 15,000 00 Amount Reserved for Branches Surplus Fund -----------------Undivided Profits ------------ 11,422 20 Dividends Unpaid ------------Due to Banks in this State __ Due to Banks in other States__
Call Money -------------------Individual Deposits .Subject to
Check ----------------------- 16,40'7 31 Demand Certificates of Deposit Time Certificates of Deposit __ 19,320 36 Savings Deposits -------------Trust Funds on Deposit _____ _ Cashier's Checks -------------- 641 18 Certified Checks --------------Bills Payable ----------------- 15,000 00 Notes and Bills Rediscounted __ Ce.rtificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and 'l'axes Other Liabilities --------------

Total ------------------------$ 77,791 05 Total ------------------------$ 77,791 05

<48

BANKING DEPARTMENT

E:X:AMl:NEB'S BEPOBT.

BANK OF QUITMAN, QUITMAN.

At Close of Business September 8, 1920.

President-S. S. Rountree. Vice-President-H. W. Stubbs. Cashier-H. W. Stubbs.

Directors-S. S. Rountree, J. D. Wilson, E. J. Young, C. M. Powers, E. L. Jelks, Denmark Groover, S. M. Turner.

Date of Charter-December 26, 1888.

Began Business-December 31, 1888.

RESOURCES

LIABILITIES

Time Loans -------------------$857,758 18 Capital. Stock Paid In _________ $165;ouu oo

Demand Loans ---------------- 62,245 03 Amount Reserved for Branches ---------

Loans Secured by Real I<Jstate --------- Surplus Fund ------------------ 100,000 00

United States Bonds__________ 22,525 03 Undivided Profits ------------- 27,352" 99

Other Stocks and Bonds______ 45,360 00 Dividends Unpaid ______

27 00

Banking House ---------------- 16,543 54 Due to Banks in this State __ 3,932 51 Furniture and Fixtures ________ 6,411 00 Due to Banks in other States__ ---------

Other Real Estate awned ____ --------- Call Money -------------------- --------Due from Banks in this State__ 52,5Uli 40 Individual Deposits Subject to

Due from Banks in other States 63,957 94 Check ----------------------- 485,3:!4 01

Currency ---------------------- 18,139 OD Demand Certificates of Deposit --------Gold --------------------------- 1.440 00 Time Certificates of Deposit 153,786 77 Silver, Nickels, Pennies ______ 1,595 99 Savings Deposits -------------- 227,664 32

Advances on Cotton ---------- ________ _ Cashier's Checks -------------- 1',736 79

Advances on other Commodities ________ _ Certified Checks --------------

lli 50

Checks for Clearing House ____ 11,381 60 Bills Payable ------------------ ________ _

Other Checks and Cash Items 1,072 93 Notes and Bills Rediscounted-- ________ _

Customers' Liability on Letters

Ce,rtificates of Deposit for Bor-

and Acceptances ------------ 48,832 00 rowed Money ---------------- ---------

Overdrafts (if any) -----------Other Assets ------------------

79 35 3,83o oo

Liability on Letters of Credit and Acceptances ____________

48,832 00

Reserve for Interest and 'l'axes ---------

Other Liabilities -------------- ---------

Total ----------------------$1,213,682 89 Total ----------------------$1,213,682 89

BANK'S STATEJMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$813,547 69 Capital Stock Paid In _________ $165,000 00

Demand Loans ---------------- 57,144 73 Amount Reserr'ved for Branches ---------

Loans Secured by Real Estate

Surplus Fund ------------------ 100,000 00

UnEistetidmSatteadtes--B--o-n-d-s---__-_-_-_-_-_-_-_--_

40,000 00 23,819 88

Undivided Profits -------------Dividends Unpaid -------------

33,684 95 ---------

Other Stocks and Bonds _____ _ 45,000 00 Due to Banks in this State __ 323 89 Banking House _______________ _ 16,543 54 Due 'to Banl<:s in other States ---------

Furniture and Fixtures -------- 6,411 00 Call Money -------------------- --------Other Real Estate awned ____ --------- Individual Deposits Subject to

Due from Banks in this State __ 100,779 56 Check ----------------------- 474,829 66

Due kom Banks in other States 72,614 34 Demand Certificates of Deposit --------Currency ---------------------- 12,078 00 Time Certificates of Deposit __ 181,647 99

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_
Advances on Cotton ---------ACdhvecaknscefsoronCloetahreirngCoHmomusoedi_t_i_e_s
Other Checks and Cash Items Customers' Liability on Letters

1,642 39 1,537 52 2,487 35 -_-_-_-_-__-_-_--_
5,8'08 32

Savings Deposits -------------- 238,36'8 01 T.rust Funds on Deposit ______ --------Cashier's Checks _______________ 6,153 59
Certified Checks -------------- 11!9 99 Bills Payable ------------------ --------Notes and Bills Rediscounted __ --------Ce,rtificates of Deposit for Bor-

Ovoef rdCrraefdtsit (iafnadnyA) c_c_e_p_t_a_n_c_e_s_____

-_-_-_-__-_-_-_--_

rowed Money ---------------Liability on Letters of Credit

---------

Other Assets ------------------

763 26 and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities --------------

'l'otal ----------------------$1,200,178 08 Total ______________________$1,200,17lS 08

.-

FIRST ANNUAL REPORT

449

EXAllii:INEB'S BEPOB'l'.

CITIZENS BANK, RAY CITY.

At Close of Business July 7, 1920.

President-G. W. Varn. Vice-President-J. H. Swindle. Cashier-L. M. Marshall.

Directors-G. W. Varn, J. H. Swindle, J. J. Parks, L. M. Marshall, H. F. Gaskins,

Chas. R. Jones, A. A. Knight.

Date of Charter-April 28, 1911.

Began Business-August 14, 1911.

RESOURCES

LIABILITIES

Time Loans --------------------$170,736 52 Capital Stock -Paid In ____.______ $ 25,000 00 Demand Loans ---------------- 3,956 49 Amount Rese.rved for Branches ________ _

Loans Secured by Real Estate --------- Surplus Fund ------------------ ---------

United States Bonds ---------- 5,000 00 Undivided Profits ------------ 14,H3 92 Other Stocks and Bonds______ ________ _ Dividends Unpaid ------------- ---------

Banking House -------------- 2, 792 51 Due to Banks in this State __ --------Furniture and Fixtures ______ 2,620 74 Due to Banlrs in other States ---------

Other Real Estate Owned ____ 1,024 16 Call Money -------------------- ---------

Due from Banks in this State 14,811 OG Individual Deposits .Subject to

Due kom Banks in other States 4,470 55 Check ----------------------- 84,199 55 Currency ---------------------- 3,274 00 Demand Certificates of Deposit ________ _

Gold ---------------------------

47 50 'rime Ceo-tificates of Deposit -- 87,-i08 z,l

Silver, Nickels, Pennies ____ __ 2f2 46 Savings Deposits -------------- ---------

Advances on Cotton __________ --------- T.rust Funds on Depos'i~ ______________ _

Advances on other Commodities ________ _ Cashier's Checks ______________ 486 15

Checks for Clearing House ____

61 85 Certified Checks --------------

6 00

Other Checks and Cash Items --------- Bills Payable ------------------ ---------

Customel's' Liability on Letters

Notes and Bills Rediscounted __ ---------

of Credit and Acceptances__ --------- Ce,rtificates of Deposit for BorOverdrafts (if any) ------------ ________ _ rowed Money ---------------- ________ _

Other Assets ------------------ 2,830 48 Liability on Letters of Credit and Acceptances ____________ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ________ _

Total ------------------------$211,843 8' Total ------------------------$211,843 86

BANK'S STA'l'EMENT at Close of Business December 15, 1920,

RESOURCES

LIABILITIES

Time Loans ------------------$130,952 69

Demand Loans ---------------- 5,234 66 ULonaitnesd SSetactuersedBobnydsR_e_a_l__E__s_t_a_te___4_0_,_0_0_0__00_

Other Stocks and Bonds______ ________ _

Banking House ______________ 2,792 51

Furniture and Fixtures________ 2,718 74

Other Real Estate Owned______

44 16

Due f.rom Banks in this, State 12,632 6f.

Due from Banks in other States 1.8ll7 57

Currency ---------------------- 4,104 00

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-_-_-__-

42 416

540:

Advances on Cotton __________ 3,337 07

Advances on other Commodities ________ _

Checks for Clearing House ____________ _

Other Checks and Cash Items Customers' Liability on Letters

97 15

of Credit and Acceptances__ ---------

Overdrafts (if any) ------------ 3,102 2'"3 Other Assets:

Depositors' Guarantee Fund___ 2.785 27

Profit and Loss ---------------- 940 56

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches

Surplus Fund -----------------Undivided Profits -------------- 12,056 30

Dividends Unpaid ------------Due to Banks in this Sta,te __ 5,000 00

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 65,376 2n Demand Certificates of Deposit Time Certificates of Deposit __ 82,386 ...,

Savings Deposits -------------T,rust Funds on Deposit _____ _

Cashier's Checks -------------- 1.221 5n

Certified Checks ---------------

47 97

Bills Payable ------------------ 20,000 00

Notes and Bills Rediscounted--

Ce.rtificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit
and Acceptances' ___________ _

Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$211,08'8 20 Total ------------------------$211,088 20

450

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

FARMERS & MERCHANTS BANK, REBECCA.

At Close of Business September 2, 1920.

- President-J. H. Gilmore. Vice-President-Warren Paulk. Cashier-J. H. Childs.

Directors-J. H. Gilmore, Warren Paulk, L. L. Young, Sr., J. E. McElmurray, C. S. McCall, J. E. 'Wilson, M. D. Young.

Date of Charter-March 25, 1918.

Began Business-February 13, 1918.

RESOURCES

LIABILITIES

Time Loans ------------------$ 85,181 24 Capital Stock Paid In_________ $ 15,000 00

Demand Loans ---------------- 817 00 Amount Reserved for Branches ---------

Loans Secured by Real Estate 6,750 00 Surplus Fund ------------------ ---------

United States Bonds -------Other Stocks and Bonds_____ _

2,550 00 Undivided Profits ------------ 8,744 18 Dividends Unpaid ------------- ---------

BFuanrnkiitnugreHaonudseF-ix--tu--r-e-s--_-_-__-_-_-_--_

3,137 00 Due to Banks in this State __ --------3,597 50 Due to Banks in other States ---------

Other Real Estate Owned ___ _

Call Money -------------------- 27,500 00

Due from Banks in this State 6,891 33 Individual Deposits Subject to

Due from Banks in other States Currency ---------------------SGiolvlder, --N-i-c-k-e--ls-,--P--e-n-n-i-e-s---_-_-_-__--_

1,245 53 6,444 00

DeCmheacnkd C--e-r-t-if-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t

38,840 79 9,000 00

100 00 'l'ime Certificates of Deposit __ 112,937 50

669 73 Savings Deposits -------------- ---------

Advances on Collton ---------- 2,202 00 Cashier's Checks -------------- 499 36

Advances on other Commodities Chec)<:s for Clearing House ___ _

Certified Checks --------------- --------134 72 Bills Payable ------------------ 10,000 00

Other Checks and Cash Items__

9 00 Notes and Bills Rediscounted __ ---------

Customers' Liability on Letters

Ce.rtificates of Deposit for Bor-

of Credit and Acceptances__

rowed Money ---------------- ---------

Overdrafts (if any) ------------

Liability on Letters of Credit

Other Assets ------------------ 2,802 50 and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities --------------

9 72

Total ------------------------$122,1)31 55 Total -------------------------$122,531 5C

BANK'rS STATlDMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans- -------------------$ 54,041 54

Demand Loans ---------------Loans Secured by Real Estate UOnthiteerd SSttoactkess aBnodndBs o-n-d-s-_-_-_-_-_-_-

I,879 2,550

o5c0

Banking House ---------------- 3,137 00 Furniture and Fixtures -------- 3,597 50 Other Real Estate Owned ___ _

Due from Banks in this State __ 12,198 97

Due frrom Banks in other States 3,987 29

Currency ---------------------- 2, 781J 00

GSiollvder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-_-__--_

200 00 791 99

Advances on Cotton ---------Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items

4,124 65 142 33

Customers' Liability on Letters of Credit and Acceptances__

Overdrafts (if any) -----------Other Assets:

Item for Collection- Citizens

Bank, Ashburn -------------- 200 00

Capital Stock Paid In_________ $ 15,000 00
Amount Rese,rved for Branches ---------
Surplus Fund ------------------ --------Undivided Profits ------------- 8,875 11 Dividends Unpaid ------------- --------Due to Banks in this State __ --------Due to Banks in other States --------Call Money -------------------- 5,000 00 Tndividural Deposits Subject to
Check ----------------------- 35,102 69 Demand Certificates of Deposit 9,000 00 Time Certificates of Depos.iL_ 13,509 27
Savings Deposits -------------- --------Trust Funds on Deposit ______ --------Cashier's Checks -------------- 1,143 70
Certified Checks --------------- --------Bills Payable ---------------- 5,000 00 Notes and Bills Rediscounted __ --------Ce-rtificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and '!'axes --------Other Liabilities -------------- ---------

Total ------------------------$ 92,630 77 Total ------------------------$ 92,630 77

FIRST ANNUAL REPORT

451

EXAMI:NEB'S BEPOB'l'.

PEOPLES BANK, REBECCA.

President-W. J. Dickson. Vice-President-John A. McCall. Cashier-C. T. Johnson.

Directors-C. J. Young, W. L. Evans, M. L. Story, J. M. Evans, J. J. Covington, D. F. Young, H. J. Perry, C. T. Johnson.

Date of Charter-July 3, 1918.

Began Business-August 20, 1918.

RESOURCES

LIABILITIES

Time Loans ------------------$ 38,769 18 Capital Stock Paid In_________ $ 15,0UU 00

Demand Loans ---------------- 1,327 00 Amount Reserved for Branches ---------

!Joans Secured by Real Estate United States Bonds _________ _ Other Stocks and Bonds _____ _

Surplus Fund ------------------ --------Undivided Profits ------------ 1,189 65 Dividends Unpaid ------------- ---------

Banking House ---------------- 2,300 00 Due to Banks in this State __ --------Furniture and Fixtures_______ _ 1,578 55 Due to Banks in other States ---------

Other Real Estate Owned ___ _ Due from other Banks_______ _

Call Money ------------------- --------1,558 87 Individual Deposits Subject to

Due from Approved Reserve Agents ----------------------

Check ----------------------- S,lmO 66 404 11 Demand Certificates of Deposit ________ _

Currency ---------------------- 207 00 Time Certificates of Deposit __ 3,767 30

GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_

5 00 Savings Deposits -------------- --------107 49 T.rust Funds on Deposit ------ ---------

Advances on Cotton ---------

Cashier's Checks -------------- 1,558 78

Advances on other Commodities Checks for Clearing House ___ _

Certified Checks --------------- --------B1Ils Payable ----------------- 23,431 75

Other Checks and Cash Items 233 09 Notes and Bills Rediscounted__ ________ _

Customers' Liability on Letters

Ce.rtificates of Deposit for Bor-

of Credit and Acceptances__

rowed Money ---------------- ---------

Overdrafts (if any) ------------ 14,195 35 Liability on Letters of Credit

Other Assets ------------------ 647 50 and Acceptances ------------ ---------

Reserve for Interest and Taxes Other Liabilities --------------

-8~32o-oii

Total ------------------------$ 61,328 1J Total ------------------------$ 61,328 14

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 32,953 4~

Demand Loans ---------------- 1,037 00

Loans Secured by Real Estate United States Bonds _________ _

4,462 15

Other Stocks and Bonds_____ _

FBuarnnkiitnugre HaonudseFix-t-u-r-e-s--_-_-__-_-_-_--_

2,300 00 1,578 55

Other Real Estate Owned ___ _

Due from Banks in this State 1,825 2~ Due from Banks in other States

Currency ---------------------Gold --------------------------Silve.r, Nickels, Pennies -----Advances on Cotton _________ _

217 00 5 00
38 50

Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts (if any) ___________ _
Other Assets: Coiiections in Transit _________ _

93 91 217 09
11,076 69 3'3 25

Capital Stock Paid In_________ $ 15,000 00 Amount Reserved for Branches

Surplus Fund -----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ Due to Banl<s in other States

703 42 500 00

Caii Money -------------------Individual Deposits Subject to

Check ---------------------- 4,110 19 Demand Certificates of Deposit Time Certificates of Deposit__ 2,602 9:!

TSa.rvuisntgFs uDnedpsosoints D-e-p--o-s-i-t --_-__-_-_--_

Cashier's Checks -------------Certified Checks --------------Biiis Payable -----------------Notes and Biiis Rediscounted-Ce,rtificates of Deposit for Bor-

9 60 23,431 75

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities: 40 per cent Assessment Paid in

9,48'0 00

Total ------------------------$ 55,837 8~ Total ------------------------$ 55,837 88

--------~-~~-~~~-~-~~-~-~--,

45.\l

BANKING DEPAHTJ\IENT

EXAMINER'S BEPOB'l'.

FARMERS STATE BANK, REGISTER.

President-S. L. Nevill. Vice-President-J. S. Riggs. Cashier-R. D. Murrell.

Directors-S. L. Nevill, J. S. Riggs, H. H. Oliff, H. V. Franklin, James Riggs,

K. E. \Yatson.

Date of Charter-March 11, 1912.

Began Business-March 18, 1912.

RESOURCES

LIABILITIES

Time Loans --------------------$ 75,986 38

Demand Loans ----------------

Loans Secured by Real Estate United States Bonds _________ _

Other Stocks and Bonds _____ _ Banking House _______________ _

1,700 00

Furniture and Fixtures _____ _ 1,600 00 Other Real Estate Owned ___ _

Due from Banks in this State Due from Banks in other States Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P-e--n-n-i-e-s--_-_-_-_-_-_Advances on Cotton ___________ _

5, 756 87 176 27
1,353 or
40 00 728 83

Advances on other Commodities Checks for Clearing House ___ _

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any) ___________ _

3,909 61

Other Assets ------------------ 246 24

Capital Stock Paid In_________$ 15,000 00

Amount Reserved for Branches --------Surplus Fund ---------------- 3,000 00 Undivided Profits ------------- 1,113 53 Dividends Unpaid _____________ --------Due to Banks in this State ___________

Due to Ban!<s in other States --------Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 24,864 73 Demand Certificates of Deposit --------Time Certificates of Deposit___ 37,444 29

Savings Deposits -------------- ---------

Trust Funds on Deposit ------ ---------

Cashier's Checks --------------

65 53

Certified Checks --------------- --------Bills Payable ------------------ 10,00ll 00 Notes and Bills Rediscounted --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities --------------

9 12

Total ------------------------$ 91,497 20 Total ------------------------$ 91,497 20

BANK''S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LlA BILITIES

Time Loans ------------------$ 68,885 32 Capital Stock Paid In_________ $ 15,000 00

Demand Loans ----------------

Amount Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds _________ _ Other Stocks and Bonds _____ _
Banking House ---------------Furniture' and Fixtures _____ _ Other Real Estate Owned ___ _

5,1:f0 9F 1,700 00 1,600 00

Surplus Fund -----------------Undivided Plrofits -------------Dividends Unpaid -----------Due to Banks in this State __ Due to Banks in other States Call Money --------------------

3,00U 00 8"43 97
--------2,000 00
-----------------

Due ~rom Banks in this Stale __ 2,192 39 Tndividual Deposits Subject to

Dne from Banks in other States 559 96 Check ----------------------- 14,112 32

Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---__-_-_-_-_Advances on Cotton ___________ _

381 35

0on0

Demand Certificates of Deposit 'l'ime Certificates of Deposit__

--------25,354 00

571 00 Savings Deposits -------------- ---------

']'.rust Funds on Deposit ______ ---------

Advances on other Commodities 3,037 20 Cashier's Checks -------------- 177 02 Ch9cks for Clearing House ___ _ 995 42 Certified Checks --------------- ---------

Other Checks and Cash Items 214 00 Bills Payable ---------------- 25,00U 0\J

Custome;s' Liability on Letters

Notes and Bills Rediscounted ---------

of Credit and Acceptances __ Overdrafts (if any) ___________ _

Certificates of Deposit for Borrowed Money ---------------- ---------

Other Assets:

Liability on Letters of Credit

Collections in Transit _______ _ 185 01 and Acceptances ------------ ---------

Reserve for Interest and 'L'axes ---------

Other Liabilities -------------- ---------

Total ------------------------$ 85,487 31 Total ------------------------$ 85,487 31

FIRST ANNUAL REPORT

453

E:XAMilii'E:R'S :REPO:RT.

THE BANK OF REIDSVILLE, REIDSVILLE.

At Close of Business October 19, 1920.

President-R. J. Rogers. Vice-Presidents-B. B. McCall, L. P. Conley. Cashier-vV. G. Mauk.

Directors-R. J. Rogers, M. N. Rogers, S. B. McCall, S. W. Sykes, L. P. Conley.

Date of Charter-November 6, 1912.

Began Business-January 3, 1913.

RESOURCES

LIABILITIES

Time Loans ------------------$154,417 07

Demand Loans ---------------- 18,653 76 Loans Secured by Real Estate ________ _

United States Bonds __________ 5,000 00

Other Stocks and Bonds ______ 1,000 00

Banking House -------------- 4,884 64 Furniture and Fixtures ______ 1,387 17 Olher Real Estate Owned ____ ________ _

Due f.rom Banks in this State 135 66

Due from Banks in other States 1,736 5~

Currency --------------------- 2,61)3 00

Gold ----------------------Silver, Nickels, Pennies ------

52 50 314 02

A,\ dilvvaanncceess oonn oCthoettroC"-o-m--m--o-d-i-t-ie--s _-_-_-_-_-_-_-_--_

Checks for Clearing House ____ 191 14

Other Checks and Cash Items 216 86

Customers' Liability on Letters

of Credit and Acceptances__ --------Overdl'afts (if any) ------------ 104 38 Othe,r Assets:

Deposit01rs' Guarantee Fund__ 3,077 75

Mutual Fire Insurance Fund __ 120 00

Capital Stock Paid In_________ $ 15,000 00

Amount Reserved for Branches ---------

Surplus iFund ---------------- 3,000 00 Undivided Profits ------------ 10,498 95

Dividends Unpaid ------------ --------Due to Banks in this State __ ---------

Due to Banks in other States ---------

Call Money -------------------- 13,500 00 Individual Deposits Subject to

Check ----------------------- 40,444 75 Demand Certificates of Deposit --------Time Certificates of Deposit__ 46,619 66 Savings Deposits -------------- ~6.751 50

Trust Funds on Deposit ------ ---------

Cashier's Checks --------------

98 16

Certified Checks -------------- --------Bills Payable ------------------ 24.000 00 Notes and Bills Rediscounted 6,000 00 Certificates of Deposit for Bor-
rowed Money ____,____________ 8,000 00

Liability on Lette-rs of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities:

Cash Long --------------------

41 46

Total --------------------$193,!;[.4 48 Total -----------------------$193,954 48

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$134.031 9f Demand Loans ---------------- 15,200 01 Loans Secured by Real Estate 15,279 20 United States Bonds__________ --------Other Stocks and Bonds______ ________ _

Banking House ---------------- 4,884 64 Furniture and Fixtures ______ 1,3'87 17 Other Real Estate, Owned ____ ________ _

Due from Banks in this State 3.334 04 Due from Banks in other States 3, 760 32

Currency ---------------------- 563 00

SGiollvder,---N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_

47 50 427 82

Advances on Cotton____________ ---------

Advances on other Commodities --------Checks for Clearing HouEe ____ ________ _

Othe.r Checks and Cash Items 1,114 44 Customers' Liability on Letters

of Credit and Acceptances ---------

Overdrafts (if any) ------------

39

Other Assets:

DepositQrs' Guarantee Fund__ 3.077 75

Fire Fund --------~-------- ___

120 00

Capital Stock Paid In_________ $ 15,000 00
Amount Reserved for Branches Surplus Fund ----------------- 3,000 00 Undivided Profits -------------- 8,531 49 Dividends Unpaid ------------Due to Banks in this State __

Due to Banks in other States __

Call Money -------------------- 13,500 00 Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit._ Savings Deposits -------------Trust Funds on Deposit_ ______ _

34,532 37 4,000 00
49,219 66 20,705 5g

Cashier's Checks --------------

88 gg

Certified Checks -------------Bills Payable ---~------------- 25,000 00 Notes and Bills Rediscounted __ 9,630 47 Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserv.e for Interest and Taxes

Othe,r Liabilities --------------

19 67

Total ------------------------$183,2'28 24 Total ------------------------$183,228 24

454

BANKING DEPARTMENT

EXAMI:NEB.'S BEPOBT.

TATTNALL BANK, REIDSVILLE.

At Close of Business July 27, 1920.

President-J. V. Kelley. Vice-President-E. C. Collins. Cashier-M. Langford.

Directors-J. V. Kelley, E. C. Collins, M'. Langford, W. R. Hendricks, W. J.

Jordan, W. .T. Harley, H. C. Beasley.

Date of Charter-September 14, 1900.

Began Business-October 22, 1900.

RESOURCES

LIABILITIES

Time Loans ---------------$206,832 21 Capital Stock Paid In ______ -$ 50,000 00

Demand Loans ------------- 2,428 54 Amt. Reserved 'for Branches

Loans Secured by Real Estate _________ Surplus Fund -------------- 11 ;000 00

United States Bonds________ 44,657 67 Undivided Profits ---------- 19,688 62 Other Stocks and Bonds____ _________ Dividends Unpaid -----------

Banking House ------------- 5,000 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,000 00 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money -----------------

Due from Banks in this State 17,111 55 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 80,482 44

States ------------------- 2,552 97 Liberty Bonds Deposits ___ _ ] ,889 10

Currency ------------------ 3,773 00 Time Certificates of Deposit_ 53,952 70

Gold -----------------------

40 00 Savings Deposits _________ _ 69,914 86

Silver, Nickels, Pennies_____ 1,077. 42 Tnmt Funds on Deposit_ ___ _

Advances on Cotton_________ --------- Cashier's Checl<s -----------

636 31

Advances on other Commodi-

Certified Checks ------------

ties --------------------- --------- Bills Payable -------------'-Checks for Clearing House__ _________ Notes and Bills Rediscounted

Other Checks and Cash Items 1,571 88 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances ----------

Overdrafts (if any) -------- _________ Reserve for Interest and Taxes

Other Assets --------------

221 89 Other Liabilities -----------

Total --------------------$286,564 03 Total --------------------$286,564 03

BANK',S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $ --------- Capital Stock Paid In ______ -$ 50,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches Loans Secured by Real Estate _________ Surplus Fund --------------

10,000 ou

United States Bonds________ 41,839 42 Undivided Profits _________ _ 17,193 91

Other Stocks and Bonds____ ________ _ Dividends Unpaid __________ _

Banking House ------------- 5,000 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,000 00 Due to Banl<s in other States

Other Real Estate Owned____ ________ _ Call Money -----------------

Due from Banks in this State 5,243 73 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 72,390 49

States -------------------
Currency -----------------Gold ---------------------Silver, I';ickels, Pennies____ _ Advances on Cotton_________

7,379 23 3,658 00
55 00 771 00 ---------<

DemandCertificates of Deposit Time Certificates of Deposit Savings Deposits _________ _ Trust Funds on Deposit {in-
cluded above) ___________ _

4~.793 r;n 54,044 92
20.:1:)~ 61

Advances on other Commodi-

Cashier's Cl1ecks -----------

586 16

ties -------------------- __________ _

Checks for Clearing House__

18 25

Certified Checks ___________ _ Bills Payable _____________ _

50.000 00

Other CheckR and Cash Items 2,037 75 NoteR and Bills Rediscounted 1,000 00

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

O vaenrcdersa f-t -s - -(-i f- -a-n-y-)- - -_-_-_-_-_ _- _- -_

--------49 54

Liability on Letters of Credit and Acceptances _________ _

Othe:r: Assets --------------- ________ _ Reserve for Interest and TaxeR

Other Liahilities:

- - - - - Overdrafts (if any) _______ _

49 54

Total --------------------$ ________ _ Total --------------------$ ________ _

FIRST ANNUAL REPORT

455

EXAMDii'EB'S BEPOBT.

RENTZ BANKING COMPANY, RENTZ.

At Close of Business July 20, 1920.

President-0. D. Barron. Vice-Presidents-ill:. D. Barron, w. E. Bedingfield.

Cashier-Theron Woodard.

Directors-0. D. Barron, H. D. Barron, W. E. Bedingfield, E. D. Barron, W. A.

Bedingfield, D. R. Coleman, H. Y. Grant, A. E. Hadden,

J. W. Rowe, Theron Woodard.

Date of Charter-May 2, 1914.

Began Business-May 5, 1914.

RESOURCES

LIABILITIES

Time Loans ---------------$ 51,136 37 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

--------2,000 00

Surplus Fund -------------Undivided Profits -----------

Other Stocks and Bonds____ Banking House ____________

--------2,500 00

g~v~dt~n~a~~~t~d tl{i;-stat~==

3,000 00 1,365 44

Furniture and Fixtures_____ 1,796 65 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money -----------------

Due from Banks in this State Due from Banks in other

3,709 72 IndtoiviCdhueacl k D_e_p_o_s_i_t_s___S_u_b_j_e_c_t 15,277 58

States -----------------Currency ------------------

2,914 305

73 00

Demand Certificates of Deposit Time Certificates of Deposit_

22,095 42

Gold ----------------------Silver, Nickels, Pennies_____

- - - -41-5- - -2 3-

Savings Deposits ----------Trust Funds on Deposit_ ___ _

Advances on Cotton_________ --------- Cashier's Checks -----------

Advance's on other Commodi-

Certified Checks ------------

ties --------------------- ________ _ Bills Payable --------------

Checks for Clearing House__ _________ Notes and Bills Rediscounted

10,000 00

Other Checks and Cash Items 1,000 01 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t-s - -(-i f- -a-n-y-)- - ----------------

- - - -9-6-0 - -7-3

and Acceptances _________ _ Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total --------------------$ 66,738 44 Total --------------------$ 66,738 44
BANK'S STATJ)MENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmea nLd oLa nosa n -s - -_-_-_-_-_-_-_-_-_-_-_-_-_$

40,345 08 150 00

Capital Stock Paid In_______ $ 15,000 Amt. Reserved for Branches

00

Loans Secured by Real Estate 3,826 76 Surplus Fund -------------United States Bonds_______ _ 2,000 00 Undivided Profits ---------Other Stocks and Bonds____ ________ _ Dividends Unpaid -----------

3,000 00 514 92

Banking House ------------ 2,500 00 Due to Banks in this State __ Furniture and Fixture~---- 1,796 65 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money -----------------

Due from Banks in this State

882 44 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 10,251 13

States -------------------

4 75 Demand Certificates of Deposit

CG uo lrdr e n- -c-y- - ---------------------------------- --

806 00 ________ _

Time Certificates of Deposit_ Savings Deposits -----------

10,339 38

Silver, Nickels, Pennies ____ _ Advances on Cotton_______ _

405 16 Trust Funds on Deposit_ ___ _ 384 64 Cashier's Checks -----------

Advances on other Commodi-

Certified Checks ------------

C htei ecsk s- -f o- -r - -C-l-e-a-r-i n-g- - -H-o-u-s-e-_ _- -_-_-_-_-_-_-_-_-_-

Bills Payable -------------Notes and Bills Hediscounted

14,000 00

Other Checks and Cash Items Customers' Liability on Let-

528 67 Certificates of Deposit for Borrowed Money _______ _ 5,000 00

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------Overdrafts (if any) --------

--------4,475 28

and Acceptances _________ _ Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total --------------------$ 58,105 43 Total --------------------$ 58,105 43

r
i

456

BANKING DEPARTMENT

EXAJIIIINEB'S BEPOBT.

BANK OF REX, REX.

At Close of Business August 9, 1920.

President-J. 0. Norris. Vice-Presid'ent-W. c. Estes. Cashier-\V. E. M. Dodson.

Directors-J. 0. Norris, W. C. Estes, W. E. M. Dodson, J. W. Estes, C. L. Powell,

J. B. Simmons, \V. 0. Adamson.

Date of Charter-January 30, 1912.

Began Business-February 5, 1920.

RESOURC.ES

LIABILI'l'IES

~~e,.n~'t~~n;-================$

58,630 4,500

00 00

Loans Secured by Real Estate

Pnited States Bonds __________ _

Other Stocks and Bonds_____ _

Banking House ---------------Furniture and Fixtures_______ _

1,000 00 1,359 30

Other Real Estate Owned _____ _

Due from Banks in this State__ 3,884 41 Due from Banks in other States 2,285 87

Currency ---------------------- 411 00

GSiollvder,---N-i-c-k-e-l-s-,---P-e-n-n--ie-s--_-__-_-_-_--_ Advances on Cotton ___________ _ Advances on other Commodities Checks for Clearing House ___ _

157 00 30,172 0~

Other Checks and Cash Items Customers' L'iability on Letters

11 25

of Credit and Acceptances__

Overdrafts (if any)------------ 2,479 66

Other Assets ------------------

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- 15,000 00

Undivided P,rofits ------------ 922 27

Dividends Unpaid ------------- --------Due to Banks in this State____ ---------

Due to Banks in other States__ --------Call Money -------------------- 5,000 00 Individual Deposits Subject to

Check ----------------------- 30,181 68 Demand Certificates of Deposit --------Time Certificates of Deposit___ 3,332 00

Savings Deposits -------------Cashier's Checks --------------

455 06

Certified Checks -------------- --------Bills Payable ------------------ 35,000 00

Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------
Other Liabilities --------------

Total --------------------------$104,891 01 Total --------------------------$104,891 01

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time. Loans ------------------$ 81,844 8"8

Demand Loans ---------------Loans Secured by Real Esrate United States Bonds__________ _

600 00

Other Stocks and Bonds_____ _

Banking House ---------------- 1.000 00 Furniture and Fixtures _______ _ 1,359 30 Other Real Estate Owned_____ _

Due from Banks in this State __ 1.225 fiF Due from Banks in other States 1,0r4 25

Currency ---------------------- 152 00

GSiollvder-, --N--ic-k--e-ls-,---P-e-n-n--ie--s-__-_-_-_-_--_ Advances on Cotton ___________ _ Advances on other Commodities Checks for Clearing House ___ _

128 15 5,473 Hi

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__

1 60

Overdrafts (if any) ------------

Other Assets ------------------

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches

Surplus Fund ----------------- 15,000 00

Undivided Profits -------------- 879 71

Dividends Unpaid ------------- --------Due to Banks in this State ___ _

Due to Banks in other States__ ---------

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 19,171 95

Demand Certificates of Deposit

Time Certificates of Deposit___ 2,099 00

Savings Deposits -------------Trust Funds on Deposit________

--_ __

----____

-_.

Cashier's Checks --------------

648 20

Certified Checks -------------- ---------

Bills Payable ------------------ 40,000 00

Notes and Bills Rediscounted __ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ________ _

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

'l'otal ------------------------$ 92,798 86 Total ------------------------$ 92,798 86

FIRST ANNUAL REPORT

457

EXAM:INEB'S BEPOBT.

REYNOLDS BANKING COMPANY, REYNOLDS.

At Close of Business October 2, -1920.

President~R. A. Hinton. Vice-President-W. E. Marshall. Cashier~L. F. Montfort. Directors-R. A. Hinton, W. E. Marshall, E. \V. Cook, J. \V. Harp, Mrs. S. T.
Butler, J. H: Whatley.

Date of Charter-February 26, 1913.

Began Business-March 3, 1913.

RESOURCES

LIABILITIES

Time Loans -------------------$195.154 75

Demand Loans ---------------- 19,367 61 Loans Secured by Real Estate 1,500 00

United States Bonds ---------- 3,93ll OJ Other Stocks and Bonds______ 883 :r.J

Banking House ---------------- 3,500 00 Furniture and Fixtures________ 3,981 58

Other Real Es,tate Owned______ ---------
Due from Banks in this State__ -3,914 2o

Due from Banks in other States 490 25

Currency ---------------------- 3,378 00 Gold --------------------------- 207 50 Silver, Nickels, Pennies_______ 1,975 97 Advances on Cotton____________ 23,984 67

Advances on other Commodities 10,2Z5 2P

Checks for Clearing House____

11 01

Other Checks and Cash Items

92 25

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Ove,rdrafts (if any)------------ 928 88

Other Assets ------------------ 218 5C

Capital Stock Paid In__________ $ 25,000 00 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits -------------Dividends Unpaid ------------D'ue to Banks in this State___ _ Due to Banks in other States__

15,000 00 4,652 03
2,688 57

Call Money -------------------Individual Deposits, Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__ STarvuisntgFsuDndeps oosnitsD-e-p-o-s-i-t_--_-__-_-_-_--_

72,962 82 37,309 69
34,078 28

Cashier's Checks --------------

Certified Checks --------------

Bills Payable ------------------ 50,000 00 Notes and Bills Rediscounted __ 31,806 88 Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

8 60

Total ------------------------$273,761 85 Total ------------------------$273,761 8!; BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$171.359 46 Capital Stock Paid In__________ $ 25,000 !TO Demand Loans ---------------- 7,286 57 Amount Reserved for Branches

I,oans Secured by Real Estate 3,298 27 United States Bonds___________ --------Other Stocks and Bonds______ 883 33

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid -------------

15,000 00 3,281 78

Banking House ---------------- 3.500 00 Due to Banks in this State___ _

Furniture and Fixtures________ 3,981 58 Due to Banks in other States

Other Real Estate Owned______ Due from Banks in this State__

--------2,281 3f

Call Mloney -------------------Individual Deposits Subject to

388 93

Due from Banks in other States --------- Check ----------------------- 60,255 44 Cui'rency ---------------------- 3,647 00 Demand Certificates of Deposit

Gold --------------------------Silver, Nickels, Pennies_______ Advances on Cotton and Cotton

147 50 2,:IT4 33

Time Certificates of Deposit__ STarvuisntgFsuDndeps oosnitsDe--p-o-s-i-t_--_-__-_-_-_--_

63,067 01

Seed ------------------------- 51,490 81 Cashier's Checks -------------Advances on other Commodities --------- Certified Checks --------------

1,499 05

Checks for Clearing House ---- ---------

Other Checks and Cash Items

3 89

Customers' Liability on Letters

Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

54,000 00 28,807 83

of Credit and A,cceptances__ --------- rowed Money ----------------

Ove,rdrafts' (if any)------------ 977 44 Liability on Letters of Credit

Other Assets:

and Acceptances ------------

One-third Interest in Light

Reserve for Interest and Taxes

Plant ------------------------ 218 50 Other Liabilities --------------

Total ________________.:_______ $251,300 04 Total ------------------------$251,300 04

458

BANKING DEPARTMENT

EXAMINEE'S BEPOBT.

RHINE BANKING COMPANY, RHINE.

At Close of Business July 30, 1920.

President-W. R. Cobb. Vice-Bresident-J. J. HanreH. Cashrier-S. J. Brown.

Directors-\V. R. Cobb, J. J. Harrell, S. J. Brown, E. D. Graham, W. A. \Vilkinson, W. Sheffield, A. Coffee, G. W. Ross, W. A. \Vilcox, J. W. Morris, W. B. Bryan, H. McCranie.

Date of Charter-July 11, 1918.

Began Business-July 11, 1918.

RESOURCES

LIABILITIES

Time Loans ------------------$101,989 54 Demand Loans ---------------- 2,572 59 Loans Secured by Real Estate ________ _ United States Bonds___________ ________ _

Other Stocks and Bonds______ ---------

Banking House ---------------- --------Furniture and Fixtures________ 2,635 88

Other Real Estate Owned____ 5,258 49

Due from Banks in this State__ 5,42"8 48

Due from Banks in other States 2,594 03

Currency ---------------------- 3,283 00

Gold --------------------------Silver, Nickels, Pennies_______

20 00 948 85

Advances on Cotton____________ --------Advances on other Commodities ________ _

Checks for Clea.ring House____

28 75

Other Checks and Cash Items 671 6.0

Customers' Liability on Letters of Credit and Acceptances__ ________ .

Overdrafts (if any) -----------Other Assets: War Savings Stamps__________

84 00

Cash Short -------------------- 161 11

Capital Stock Paid In__________ $ 25,000 00 Amount Reserved for Branches Surplus Fund -----------------Undivided Profits ___________ _ 7,429 26
Dividends Unpaid ------------Due to Banks in this State ___ _ Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit_ __
Savings Deposits -------------Cashieir'S Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

38,637 50 13,&H 72
762 89 40,000 00

Liraobwileidty MoonneLye-tt-e-r-s---o-f--C--r-e-d-i-t and Acceptances ___________ _

Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$125,676 37 Total ------------------------$125,676 37

BANK'S STATEMENT at Clos'e of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 71,56"4 38 Demand Loans ---------------- 4,27,8 2fi Loans Secured by Real Estate 8,191 76 lTnited States Bonds__________ _

Other Stocks' and Bonds_____ _

Banking House ---------------Furniture and Fixtures_______ _ 2,845 88

O'ther Real Estate Owned ___ _ 5,799 69 Due f,rom Banks in this State__ 6,516 37

Due from Banks in other States Currency ---------------------GSiollvder,---N--ic-k--e-l-s,---P-e-n--n-i-e,s-_-_-_-_-_-_-_-

3'60 18 1,636 00
2]'; 00
849 02

Advances on Cotton -------- 15,:)63 43 Foreign Items ---------------- 1,565 40 Checks for Clearing House ___ _ 1,227 35

Other Checks and Cash Items

Customers' Liability on Letters of Credit and Acceptances__

Overdrafts (if any) ------------

Other Assets: PWroafritSaavnidngLs oSssta_m__p__s__-_-_-_-_-_-_-_-_--_

84 00 75 73

Capital Stock Paid In__________ $ 25,000 00 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State___ _ Due to Banks in other States__

6,980 2'-

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 38,552 54 Demand Certificates of Deposit ~im,e Certifica~es of Deposit_ __ 12,585 17

TarvumstgFsuDndepsoos1ntsDe-p--o-s-i-t_--_-__-_-_-_--_ Cashier's Checks _____________ _

Certified Checks --------------

Bills Payable ------------------ 35,000 00 Notes and Bills Rediscounted__ 1,262 75 Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$120,387 4f Total ------------------------$120,387 45

FIRST ANNUAL REPORT

459

EXAMINEE'S BEPOB'l'.

BANK OF RICHLAND, RICHLAND.

At Close of Business August 17, 1920.

President-N. C. Coffin. Vice-President-Jas. E. French. Cashier-W. C. Dixon. Directors-N. C. Coffin, Jas. E. French, W. M. Etheridge, W. C. Alston, G. J.
Morton, E. \V. Childs, A. H. Ponder, R. T. Dixon, Mrs. E. C. Myers, \V. C. Dixon, A. A. French.

Date of Charter-December 29, 1890.

Began Business-August 1, 1890.

RESOURCES

LIABILITIES

'l'ime Loans ------------------$246,954 90 Demand Loans ---------------- 7,100 00 Loans Secured by Real Estate 20,000 00 United States Bonds __________ 7,91J3 83
Other Stocks and Bonds'------ SOU 00 Banking House ---------------- 7,005 82 Furniture and Fixtures________ 4,800 00 Other Real Estate Owned______ 16,757 77 Due from Banks in this State__ 5,943 05 Due rom Banks in other States 8,911 88
Currency ---------------------- 4,165 00 Gold --------------------------- 2-95 00 Silver, Nickels, Pennies_______ 4,539 42 Advances on Cotton ____________ ---------
Advances on other Commodities --------Checks for Clearing House_____ 992 65 Other Checks and Cash Items --------Customers' Liability on Letters
of Credit and Acceptances__ --------Ove.rdrafts (if any)------------ 27,816 1l7 Other Assets ------------------ 2,453 7(

Capital Stocl< Paid In__________ $ 60,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States __

20,000 00 2,878 58
86 l!O

Call Money -------------------Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit_ __ Savings Deposits -------------Trust Funds on Deposit_ ______ _

78,074 91 92,276 62

Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __ Certificates. of Deposit for Bor-

362 53
85,000 00 27,760 51

rowed Money ---------------Liability on Letters of Creuit

and Acceptances -----------Reserve for Interest and Taxes.

Other Liabilities --------------

Total ------------------------$366,439 15 Total ------------------------$366,439 lG

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$216,145 12

Demand Loans ---------------- 15,286 25 Loans Secured by Real Estate 22,098 53

United States Bonds__________ 7,903 83

Other Stocks and Bonds________ 800 00

Banking House ---------------- 16,000 00 Furniture and Fixtures________ 4,800 00

Other Real Estate Owned____ 7,763 59

Due from Banks in this State__ 5,244 43

Due from Banks in other States 2,445 H

Currency ------------------ 9,327 00

Gold --------------------------Silver, Niclmls, Pennies_______

5,438157 0070

Advances on Cotton____________ 31,904 62

Advances on other Commodities 4,257 5!

Checks for Clearing House____ 631 86

Other Checks and Cash Items ---------

Customers' l.iiability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any)------------ 1,219 52

Ot P.

hae.r

Assets -----------------Furniture and Fixtures__

--------1,000 00

Capital Stock Paid In__________$ 60,000 00 Amount Reserved for Branches

Surplus Fund ----------------- 20,000 00

Undivided Profits -------------- 5,333 13

Dividends Unpaid -------------

46 00

Due to Banks in this State___ _

Due to Banks in otheiT" States__

Call Money -------------------Individual Deposits Subject to

Chec,k ----------------------Demand Certificates of Deposit Time Certificates of Deposit___ Savings Deposits -------------Trust Funds on DeposiL ______ _

63,037 98
78,172 74 9,135 63

Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __
Certificates of Deposit for Bor-

1,687 16
97,500 or
17,716 ~4

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$352,629 4 Total ------------------------$352,629 48

460

BANKING DEPARTMENT

EXAMINEB.'S B.EPOB.T,

PEOPLES BANK, RICHLAND.

At Close of Business July 22, 1920.

President-R. J. Dixon. Vice-Presidents-E. J. Carter, E. J. Burch. Cashier_,J. Giles.

Directors-R. J. Dixon, E. J. Carter, E. J. Burch, J. GBes, l\I. G. Richardson, 0. J. Colbert, U. C. Alston, J. E. Ooffin, \V. M. Etheridge, Jno. Maples, C. D. Faulk.

Date of Ch.arter-May 22, 1905.

Began Business-August 18, 1905.

. ~

RESOURCES

LIABILITIES

Time Loans ---------------$196,705 35 Capital Stock Paid Jn_______ $ 35,000 00

Demand Loans ------------- 4,082 71 Amt. Reserved for Branches

Loans Secured by Real Estate 40,000 00 Surplus Fund -------------- 30,000 00

United States Bonds________ --------- Undivided Profits -----------

791 42

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------ 3,931 83 Due to Banks in this State __ 3,464 46

Furniture and Fixtures_____ 2,857 64 Due to Banks in other States

Other Real Estate Owned____ 9,238 05 Call Money -----------------

Due from Banks in this State 17,252 75 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 111,309 44

States ------------------- 11,982 34 Demand Certificates of Deposit

Currency ------------------ 4,410 00 Time Certificates of Deposit_ 96,472 13

Gold ----------------------- 1,095 00 Savings Deposits _________ _ 1,962 97 Silver, Nickels, Pennies_____ 2,263 52 Trust Funds on Deposit_ ___ _

Advances on Cotton_________ _ ________ Cashier's Checks ---~-------

Advances on other Commodi-

Certified Checks ------------

ties -------------------- ----------- Bills Payable -------------- 60,000 00 Checks for Clearing House__ 1,337 78 Notes and Bills Rediscounted

Other Checks and Cash .Items 3,362 38 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances _________ _

Overdrafts (if any) -------- --------- Reserve for Interest and '.raxes

Other Assets --------------- 15,043 39 Other Liabilities -----------

Total --------------------$339,000 42 Total --------------------$339,000 42

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$231,508 22 Capital Stock Paid In _______ $ 35,000 00

Demand Loans ------------- 9,098 96 Amt. Heserved for Branches 15,000 00

Loans Secured by Real Estate 50,847 29 Surplus Fund -------------- 15,000 00

United States Bonds________ Other Stocks and Bonds____

-----------------

DUinvdiidveinddeds UPnrpoafiitds __-_-_-_-_-_-_-_-_--:

Banking House ------------ 5,437 33 Due to Banks in this State__ 5,451 60

Furniture and Fixtures_____ 3,905 54 Due to Banks in other States

Other Real Estate Owned____ 9,703 51 Call Money -----------------

Due from Banks in this State 11,404 97 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 96,022 57

States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-__--_
Advances on Cotton --------

2,154 07 Demand Certificates of Deposit 2,861 00 Time Certificates of Deposit_ 1,137 50 Savings Deposits ---------2,558 20 Trust Funds on Deposit_ ___ _ 16,904 02 Cashier's Checks __________ _

97,985 62 2,137 26
3,522 95 1,065 57

Advances on other Commodi-

Certified Checks ------------

ties --~------------------ 12,397 45 Bills Payable -------------- 98,850 00

Checks for Clearing House

Notes and Bills Rediscounted

and File ----------------Other Checks and Cash Items

7,947 81 ---------

Certificates of Deposit for Borrowed Money ________ _

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptanc~s ----------

ances -------------------Overdrafts (if any) --------

- - - - -4 0- - -5 -7

Reserve for Interest and Taxes Other Liabilities -----------

Other Assets -------------- 2,058 31

- - - - Profit and Loss ------------

70 82

Total --------------------$370,035 57 Total --------------------$370,035 57

r

:PmsT ANNUAL i~EPOUT

4Gi

EXAMINER'S BEPOBT.
BANK OF RINGGOLD, RINGGOLD.
At Close of Business October 1, 1920.
President-M. W. Murphey. Vice-President-W. H. 'l'rundle. Cashier-J. T. Loyd. Director:s-M. W. Murphey, W. H. Trundle, A. M. Bandy, W. C. Hullender, A. M.
Smith, W. 0. Yates. Date of Charter-August 26, 1904.

RESOURCES

LIABILITIES

Time Loans ---------------$200,610 83 Capital Stock Paid In _______ $ 25,000 00 Demand Loans _____________ 32,426 31 Amt. Reserved for Branches

Loans Secured by Real Estate 12,494 41 Surplus Fund -------------- 3,000 00

United States Bonds _______ 2,950 00 Undivided Profits ---------- 10,084 41

Other Stocks and Bonds_____ 3,500 00 Dividends Unpaid----------Banking House _____________ 2,139 74 Due to Banks in this State__

Furniture and Fixtures_____ 2,867 53 Due to Banks in other States

Other Real Estate Owned ____ --------- Call Money ---------------- 67,500 00 Due from Bank~ in this State 1,500 00 Individual Deposits Subject

Due from Banks in other States -------------------

13,892 99 Detmo aCnhdeCcekrt-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t

Currency -----------------Gold ----------------------Silver, Nickels, Pennies ____ _

4,969 00 Time Certificates of Deposit_ 85 00 Savings Deposits __________ _
355 68 Trust Funds on Deposit_ ___ _

Advances on Cotton ___.______ _ _______ _
Advances on other Commodities -------------------- -----------

CCearsthifiieerd's CChheecckkss __-_-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _

Checks for Clearing House__ --------- Notes and Bills Rediscounted

75,401 91
54,952 32 25,011 85
568 50
15,000 00 4,950 00

Other Checks and Cash Items

93 00 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and AcceptO vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_ -_ _- _-_-_-

-- -- -- -- -- -- -- -- --

LiaanbdiliAtyccoenptLanetcteesrs__o_f__C_r_e_d_i_t Reserve for Interest and Taxes

Other Assets --------------- 3,584 50 Other Liabilities -----------

Total --------------------$281,468 99 Total --------------------$281,468 99 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$167,381 51 Capital Stock Paid In_______ $ 25,000 00 Demand Loans ------------- 18,913 81 Amt. Reserved for Branches Loans Secured by Real Estate 15,594 41 Surplus Fund -------------- 3,000 00

United States Bonds ------Other Stocks and Bonds_____ Banking House ------------Furniture and Fixtures_____

2,950 3,500

00 00

DUnivdiidveinddeds UPnropfaiitds _-_-_-_-_-_-_-_-_-_--_

10,189 37

2,139 7 4 Due to Banks in this State __

2,980 03 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiollvder,--N--i-c-k-e-ls-,--P-e-n--n-ie--s -_-__-_--_

-----------------
14,217 00 6,207 00 90 00 614 06

Call Money ----------------Individual Deposits Subject
Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time CertiJkates of Deposit_ Savings Deposits _________ _ Trust Funds on Deposit_ ___ _

27,500 00
75,286 40
41,861 55' 18,239 0-1

Advances on Cotton_________ --------- Cashier's Checks -----------

750 02

Advances on other Commodities -------------------- -----------
Checks for Clearing House__ ---------

CBeilrltsifiPedayCabheleck_s _-_-_-_-_-_-__-_-_-_-_--_ Notes and Bills Rediscounted

Other Checks and Cash Items

367 97 Certificates of :Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Acceptances _____________:______

---------

Liability on Letters of Credit and Acceptances _________ _

22,fiOO on 14,200 00

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Depositors' Guarantee Fund_ 3,464 50

Mutual

Insurance

--

-

-

---

-

-

--

-

120
--

00
-

13 65

Total --------------------$238,540 03 Total --------------------$238,540 03

r

7

BANKING DEPARTMiiJNT

EXAMINER'S B.EPOB.T.

BANK OF ROBERTA, ROBERTA.

At Close of Business August 25, 1920.

President-E. L. McGee. Vice-President-C. S. Fincher. Cashier-Jno. H. Lowe.

Directors-E. L. McGee, C. S. Fincher, F. Danielly, J. W. Kendrick, J. S. McGee.

Date of Charter-January 2, 1911.

Began Business-January 2, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$ 66,596 15 Capital Stock Paid In_______$ 15,000 00

DL oe ma nasnSde cLuoraendsb -y- R- -e-a-l-E- -s-t-a-t eUnited States Bonds________

____2_4_9__80_ ________ _

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits -----------

5,000 00 4,330 41

Other Stocks and Bonds____ --------- Dividends Unpaid -----------

Banking House ------------ ________ _ Due to Banks in this State__

408 82

Furniture and Fixtures_____ 1,322 40 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money -----------------

Due from Banks in this State _19,027 75 Individual Deposits Subject

o Due from Banks in other States ------------------- 7,361

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 42,279 71

Currency ------------------ 4,520 oo Time Certificates of DeposiL 32,774 56

GSiollvder-, --N-i-c-k-e-ls-,--P--en--n-ie-s-_-_-_-_-_-

- - - -8 0-0- - -67-

Savings Deposits ----------Cashier's Checks -----------

303 64

Advances on Cotton_________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable ---------------

ties -------------------- ----------- Notes and Bills Rediscounted

Checks for Clearing House__ --------- Certificates of Deposit for

Other Checks and Cash Items

91 72 Borrowed Money ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -------------- --

- - - -1-2 4- - -29-

Reserve for Interest and Taxes Other Liabilities -----------

Other Assets ---------------

3 32

Total --------------------$100,097 14 Total --------------------$100,097 14

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 61,316 67 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

412 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 5,000 00 United States Bonds________ --------- Undivided Profits ----------- 3,119 73

Other Stocks and Bonds____ --------- Dividends Unpaid ----------Banking House ------------ --------- Due to Banks in this State __ Furniture and Fixtures_____ 1,322 40 Due to Banks in other States

120 43

Other Real Estate Owned____ --------- Call Money ----------------Due from Banks in this State 7,132 26 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s-_-_-_-_-_-

5,660 71 1,650 00 - - - -9 -0 0- - -33-

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit_ Savings Deposits ----------Trust Funds on Deposit_ ___ _

26,920 79 31,419 69

Advances on Cotton_________ 2,849 97 Cashier's Checks -----------

223 12

Advances on other Commodi-

Certified Checks ------------

C htei ecsk s- -f -o-r - -C-l-e-a-r-i n-g- - -H-o-u-s-e-_ _- -------------------

Bills Payable --------------Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -(-i f- -a-n-y-)- - -- -- -- -- -- -- -- --

--------660 84

and Acceptances ---------Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities: Dr. Items (Dep.) -----------

159 07

Total --------------------$ 81,962 83 Total --------------------$ 81,962 83

---

\

FIRST ANNUAL REPORT

463

EXAMINER'S BEPOBT.

ORAWFORD COUNTY BANK, ROBERTA.

At Close of Business September 18, 1920.

President-R. E. Avera. Vice-President-Leman Phelan. Cashier-B. F. Walker.

Directors-L. 0. Benton, Leman Phelan, K. P. Lowry, R. E. Avera, B. F. Walker,

Date of Charter-January 7, 1901.

Began Business-1901.

RESOURCES

LIABILITIES

Time Loans -------------r--$ 75,765 75 Capital Stock Paid In _______ $ 15,000 00
Demand Loans ------------- 8,320 41 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds____

--------________ _ ________ _

Surplus Fund -------------DUnivdiidveinddeds PUrnopfiatisd --_-_-_-_-_-__-_-_-_-

6,000 00 3,81206 8004

Banking House -----------Furniture and Fixtures_____

2,150 00 1,000 00

Due to Banks in this State__ Due to Banks in other States

-----------------

Other Real Estate Owned____ Due from Banks in this State

--------5,067 20

Call Money ----------------Individual Deposits Subject

---------

Due from Banks in other States -------------------

1,086 90

to Check ----------------Demand Certificates of Deposit

28,577 94 ---------

Currency ------------------ 1,142 00 Time Certificates of Deposit_ 23,099 32

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton_______ _

25 00 Savings Deposits ----------- ---------

593 54 Trust Funds on Deposit_____ ---------

2,805 58 Cashier's Checks -----------

120 45

Advances on other Commodi-

ties -------------------- ___________

Checks for Clearing House__

120 41

Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted

--------22,500 00 ---------

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

ances -------------------Overdrafts (if any) -------Other Assets: Cash Short ---------------Profit and Loss ------------

--------301 48 307 07 449 21

and Acceptances __________ Reserve for Interest and Taxes Other Liabilities -----------

-------------------------

Total --------------------$ 99,134 55 Total --------------------$ 99,134 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 62,396 24 Capital Stock Paid In_______$ 15,000 00

Demand Loans ------------- 12,250 50 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

--------________ _

Exchange -----------------Interest and Discount ------

99 38 1,313 28

Other Stocks and Bonds____ --------- Surplus Fund -------------- 6,000 00

Banking House ------------ 2,150 00 Undivided Profits ---------- 3,889 10

Other Real Estate Owned____ --------- Dividends Unpaid ----------Furniture and Fixtures ____ _ 1,000 00 Call Money ----------------Other Real Estate Owned____ -------- Individual Deposits Subject

Due from Banks in this State 1,532 82 to Check ----------------- 23,828 85

Due from Banks in other

Demand Certificates of Deposit

States ------------------Currency -----------------G:Soillvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

202 59 Time Certificates of Deposit__ 23,100 60

1,537 00 Savings Deposits __________ _

25 00 Trust Funds on Deposit_ ___ _

620 95 Cashier's Checks -----------

163 86

Advances on Cotton and Peas Advances on other Commodi-

4,888 57 CBeilrltsifiPedayCabheleck_s _-_-_-_-__-_-_-_-_-_-_--_ 20,000 00

ties -------------------- ----------- Notes and Bills Rediscounted

Other Checks and Cash Items 2,1 39 8 7 Certificates of De-posit for

Overdrafts (if any) ---------

316 40 Borrowed Money ________ _

Other Assets:

Liability on Letters of Credit

Profit and Loss, Notes Chg-.

and Acceptances ----------

Off ---------------------- 2,0~R r;o Reserve for Interest and Taxes

"Exchange Paid -------------

21 92 Other Liabilities:

500 00

rnterest Paid --------------

749 02 Due Atlanta Fourth National

Expenses ------------------ 2,067 18 Bank --------------------

66 57

Total --------------------$ 9~.961 64 Total ____________________ $ 93,961 64

r

/

'

464

RI.NKING DEPARTMENT

EXAMINEB'S BEPOBT.

BANK OF ROCHELLE, ROCHELLE.

At Close of Business September 21, 1920.

President-H. Mashburn. Vice-President-J. D. Fitzgerald. Cashier-L. G. Tippins.

Directors-H. Mashburn, J. H. Fitzgerald, L. G. Tippins.

Date of Charter-March 15, 1905.

Began Business-March 15, 1905.

RESOURCES

LIABILITIES

Time Loans ---------------$112,693 49 Capital Stock Paid In _______$ 25,000 00

Demand Loans ------------- 42,560 02 Amt. Reserved for Branches

Loans Secured by Real Estate 100,000 00 Surplus Fund -------------- 25,000 00 United States Bonds________ _________ Undivided Profits ---------- 2,452 07

Other Stocks and Bonds ____ --------- Dividends Unpaid -----------

Banking House ------------ --------- Due to Banks in this State__ Furniture and Fixtures_____ 2,453 05 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------Due from Banks in this State 28,979 60 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 181,944 87

States ------------------- 8,105 21 Demana Certificates of Deposit

Currency ------------------ 1,188 011 Time Certificates of Deposit_ 27,397 79

Gold -----------------------

280 00 Savings Deposits -----------

Silver, Nickels, Pennies_____ 1,331 79 Trust Funds on Deposit_ __ _

Advances on Cotton_________ --------~ Cashier's Checks -----------

Advances on other Commodi-

Certified Checks -----------

ties -------------------- ___________ Bills Payable -------------- 60,000 00

Checks for Clearing House__ --------- Notes and Bills Rediscounted

Otl1er Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------Overdrafts (if any) ________ 22,624 96 Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

72 81

Total --------------------$321,867 54 Total --------------------$321,867 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$224,703 69 Demand Loans ------------- ---------

Capital Stock Paid In_______$ 25,000 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate --------- Surplus Fund -------------- 25,000 00

United States Bonds________ --------- Undivided Profits ----------- 2,229 76

Other Stocks and Bonds____ --------- Dividends Unpaid ___________ ---------

Banking House ------------ --------- Due to Banks in this State__ ---------

Furniture and Fixtures_____ 2,453 05 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money _---------------- --------Due from Banks in this State 10,034 73 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 133,127 17

States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

1,410 94 Demand Certificates of Deposit ---------

4,578 g~ Tim.e Certificates of Deposit_ 21,120 33

300

Savmgs Deposits ----------- ---------

1,178 84 Trust Funds on Deposit_ ____ ---------

Advances on Cotton and Cot-

Cashier's Checks ----------- ---------

ton Seed ---------------- 7,023 00 Certified Checks ------------ ________ _

Advances on other Commodi-

Bills Payable -------------- 48,000 00

ties -------------------- __________ _ Notes and Bills Rediscounted ________ _

Checks for Clearing House__

619 18 Certificates of Deposit for

Other Checks and Cash Items

75 20 Borrowed Money _________ ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Accept'l-nces ---------- ---------

ances -------------------Other Assets:

Reserve for Interest and Taxes --------Other Liabilities ___________ ---------

Overdrafts ----------------- 2,100 63

Total --------------------$254,477 26 Total --------------------$254,477 26

\

FIRST ANNUAL REPORT

465

EXAMINER'S B.EPOB.T.
BANK OF ROCKLEDGE, ROCKLEDGE.
At Close of Business July 9, 1920.
President-H. L. Jenkins. Vice-Presidents-J. M. Thigpen, J. I. Maddox. Cashier-L. J. F1anders.
Directors-H. L. Jenkins, J. M. Thigpen, J. I. Maddox, L. J. Flanders, J. D. Wilson, D. M. King, M. Thigpen, E. L. Branch, J. R. Graham, C. R. \Villiams.
Date of Charter-July 23, 1912.

RESOURCES

LIABILITIES

Time Loans and Demand

Capital Stock Paid In_______$ 15,000 00

Loans -------------------$ 35,281 39 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds ____

--------________ _ ________ _

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ----------

1,750 53

Banking House -----------Furniture and Fixtures_____ Other Real Estate Owned___ _
Due from Banks in this State

2,602 80 Due to Banks in this State__ 2,106 61 Due to Banks in other States
200 00 Call Money ----------------2,632 21 Individual Deposits Subject

Due from Banks in other States ------------------ __________

to Check ---------------Demand Certificates of Deposit

7,144 01

Currency ------------------

677 00 Time Certificates of Deposit_ 5,865 04

Gold -----------------------

15 00 Savings Deposits -----------

Silver, Nickels, Pennies_____ Advances on Cotton_________ Advances on other Commodi-

271 59 _ _______ _

Cashiers Checks -----------Certified Checks -----------Bills Payable --------------

C htei ecsk s- -f -o-r - -C-l-e-a-r-i n-g- - -H-o-u-s-e-_ _- -_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted Certificates of Deposit for

188 50 14,500 00

Other Checks and Cash Items Customers' Liability on Let-

369 59 Borrowed Money --------Liability on Letters of Credit

ters of Credit and Accept-

and Acceptanc.es ---------

O vaenrCdersa f-t s- - -( -i f- -a-n-y-)- - -_-_-_ -_ _- _-_- -_ Other Assets:

--------127 10

Reserve for Interest and Taxes Other Liabilities -----------

Profit and Loss -------------

114 44

Cash Short -----------------

35

Total --------------------$ 44,448 08 Total --------------------$ 44,448 08

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 27,747 49 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

98 41 Amt. Reserved for Branches

Loans Secured by Real Estate 5,000 00 Surplus Fund --------------

United States Bonds________ --------- Undivided Profits ---------- 1,317 67

Other Stocks and Bonds ____ --------- Dividends Unpaid -----------

Banking House ------------ 2,802 80 Due to Banks in t1lis State__

Furniture and Fixtures____ _ 2,106 61 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money -----------------

Due from Banks in this State 1,142 21 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 4,000 80

States ------------------ ---------- Demand Certificates of Deposit

Currency -----------------

598 00 Time Certificates of Deposit_ 5,253 50

Gold ----------------------Silver, Nickels, Pennies_____

--------123 10

Savings Deposits ----------Trust Funds on Deposit ___ _

Advances on Cotton_________

32 07 Cashier's Checks -----------

733 33

Advances on other Commodi-

Certified Checks ------------

C htei ecsk s- -f -o-r - -C-l-e-a-r-i n- g- - -H-o-u- -s e- -__Other Checks and Cash Items

---------
---142-46

Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

14,379 12

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- -----------------

and Acceptances --------Reserve for Interest and Taxes

Other Assets --------------

891 27 Other Liabilities -----------

Profit and Loss

Total ---------------------$ 40,684 42 Total ---------------------$ 40,684 42

r

466

BANKING DEPARTMENT

EXAMilii'EB'S BEPOBT.

ROCKMART BANK, ROCKMART.

At Close of Business July 26, 1920.

President-James Heaton. Vice-Presidents-A. H. Graefer, J. A. Fambro. Cashier-H. P. Fambro.
Directors-James Heaton, A. H. Graefer, J. A. Fambro, E. W. Carlton, James F. Dever, D. H. Hubbard, S. D. 'Lee, 0. R. Summerville.

Date of Charter-October 31, 1900.

Began Business-October 31, 1900.

RESOURCES

LIABILITIES

Time Loans -------------------$180,(;84 61 Capital Stock Paid In__________ $ 30,00U on

Demand Loans ---------------- 43,198 67 Amount Reserved for Branches

Loans Secured by Real Estate 16 590 13 Surplus Fund ------------- ___ _ 10,000 00 United States Bonds____________ 4:250 00 Undivided P.rofits -------------- 8.102 R5

Other Stocks and Bonds______ 4,510 50 Dividends Unpaid --------------

8 00

Banking House ---------------- 10,0\lO 00 Due to Banks in this State ___ _

Furniture and Fixtures________ 3, 700 00 Due to Banks in other States __

Other Real Estate Owned______ --------- Call Money -------------------Due from Banks in this State__ 12.973 28 Individual Deposits Subject to

Due fll"om Banks in other States
Currency ---------------------SGiolvlder-, --N--ic-k-e--ls-,---P-e-n-n-i-e-s-_-_-_-_-_-_-_Advances on Cotton____________ Advances on other Commodities

14,719 50
7,430 00 167 50 654 64
________ _ ________ _

Check ----------------------- 106,634 77 Demand Certificates of Deposit

Time Ceritficates of Deposit_ __ 59,5"64 62

Savings Deposits -------------- 88,823 82

Cashier's Checks --------------

78 85

Certified Checks --------------

Checks for Clearing House____ Other Checks and Cash Items

261 SO Bills Payable -----------------150 40 Notes and Bills Rediscounted __

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed Money ---------------Overdrafts (if any)____________ 150 66 Liability on Letters of Credit

Other Assets ------------------ 3,770 72 and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$303,2l2 41 Total ------------------------$303,212 41

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$184.Fi64 93 Capital Stock Paid In__________$ 30,000 00

Demand Loans ---------------Loans Secured by Real Estate United States Bonds__________ Other Stocks and Bonds________
Banking House ---------------Furniture and Fixtures________

17,200 74 25.542 24
4,250 00 4,510 50
10,000 00 3, 700 00

Amount Reserved for Branches
Surplus Fund -----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State___ _ Due to Banks in othel!" States __

10,000 00 8,043 94

Other Real Estate Owned______ --------- Call Money -------------------- 10,00U 00 Due from Banks in this State__ 14,747 24 Individual Deposits Subject to

Due from Banks in other

States Currency

----------~------- ----------------------

20.07S 5,77Z

53 00

GSiollvder-, --N-i-c-k-e--ls-,---P-e-n-n--ie--s-_-__-_-_-_--_

212 fin 1,277 27

Advances on Cotton___________ _ 13,170 87

Check ----------------------Demand Certificates of Deposit Time Certificates: of DeposiL __ Savings Deposits -------------Trust Funds on Deposit_ ______ _ Cashier's Checks --------------

88,5ll7 13
47,471 07 !i0,463 24
19 30

Advances on other Commodities --------Checks for Clearing- House ___ _ 509 91
Other Checks and Cash Items__ --------Customers' Liability on Letters
of Credit and Acceptances__ ________ _ Ove,rdrafts (if any)____________ 1,026 9"

Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit

22,000 00

Other Assets ------------------ ________ _ and Acceptances ------------

Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$306,564 6Pj Total ------------------------$306,564 68

FIRST ANNUAL REPORT

467

EXAMINER'S BEPOB'l',

BANK OF ROCKYFORD, ROCKYFORD,

At Close of Business August 5, 1920.

President-Arthur Burke. Vice-President-W. H. Parker.

D

ir

ectors

Cashier -Arthur Burke, C. H. Pa
Barber, Orren Binke,

r-IkTsehario,amhwasZ. ePiHgal.rekreW , r.Jri.g!wht.,

W. H. Parker, Howard.

B.

B.

Date of Charter-May 28, 1907

Began Business-July 3, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$104,688 33 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- 43,381 00 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 4,327 58 Surplus Fund -------------- 10,000 00

United States Bonds -------- 26,450 00 Undivided Profits ----------- 11,077 88

Other Stocks and Bonds_____ 1,500 00 Dividends Unpaid ---------- ---------

Banking House ------------- 1,667 79 Due to Banks in th1s State__ ---------

Furniture and Fixtures_____ 2,284 26 Due to Banks in other States --------

Other Real Estate Owned____ --------- Call Money ----------------- ---------

Due from Banks in this State 13,126 94 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 86,122 50

States ------------------- 1,247 88 Demand Certificates of Deposit ---------

Currency -----------------GS iollvde.r ,- -N- -i-c-k-e-l s-,- -P-e-n- -n-i e-s-_-_-_-_- _-

3,525 00 Time Certificates of Deposit_ 124,061 76 20 00 Savings Deposits ___________ ---------
598 25 CasMer's Checks ----------- 1,775 70

Advances on Cotton_________ --------- Certified Checks ------------ ---------

Advances on other Commodi-

Bills Payable --------------- ---------

ties ---------------------- --------- Notes and Bills Rediscounted ---------

Checks for Clearing House __

761 47 Certificates of Deposit for

Other Checks and Cash Items --------- Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances --------- ---------

ances -------------------- --------- Reserve for Interest and Taxes ---------

Overdrafts (if any) --------

16 23 Other Liabilities -----------

14 26

Other Assets --------------- 26,082 37

Call Money ---------------- 18,500 00

Total ---------------------$248,177 10 Total ---------------------$248,177 10

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$178,066 17 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- --------- Amt. R.eserved for Branches Loans Secured by Real Estate --------- Surplus Fund -------------- 10,000 00 United States Bonds ________ 26,450 00 Undivided Profits ----------- 8,578 24

Other Stocks and Bonds_____ 1,500 00 Dividends Unpaid -----------

12 00

Banking House ------------- 1,667 79 Due to Banks in this State__ ---------

Furniture and Fixtures_____ 2,284 26 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------- 10,000 00 Due from Banks in this State 4,502 03 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

11,877 68 3,000 00 20 00
1,861 01

to Check ---------------- 61,317 81 Demand Certificates of Deposit Time Certificates of Deposit_ 107,818 91
Savings Deposits ----------Trust Funds on Deposit ___ _

Advances on Cotton_________ --------- Cashier's Checks -----------

501 98

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- --------- Bills Payable --------------- 18,000 00 Checks for Clearing House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances --------Overdrafts (if any) -------- --------- Reserve for Interest and Taxes

Other Assets --------------- --------- Other Liabilities -----------

Total ---------------------$231,228 94 Total ---------------------$231,228 94

468

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.
CITIZENS BANK, ROME.
At Close 'of Business November 22, 1920.
President-W. M. Hardy. Cashier-W. H. Foster. Directors-W. M. Hardy, J. H. O'Neal, W. H. ,Foster, 0. H. Doyle, J. B. Gordon,
Glenn Landers. Date of Charter-November 1, 18~9. Renewed 1903. Began Business-November, 1889.

RESOURCES

LIABILITIES

Time Loans ------------------$201,958 38 Capital ,stock Paid In__________ $ 50,000 00 Demand Loans ---------------- 2,800 00 Amount Reserved for Branches

Loans Secured by Real Estate 13,945 90 Surplus Fund ----------------- 10,000 00 United States Bonds__________ 18,819 07 Undivided Profits -------------- 11,682 43

Other Stocks and Boruls,______ --------- Dividends Unpaid ------------Banking House ---------------- 25,000 00 Due to Banks in this State___ _ Furniture and Fixtures________ 3,072 11 Due to Banks in othel!" States,__

Other Real Estate Owned____ 639 55 Call Money -------------------Due from Banks in this State__ 16,853 21 Individual Deoosits Subject to

Due from Banks In other States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies_______ Advances on Cotton____________

22,682 98
8,083 00 830 00
1,800 8"6 ---------

Check ----------------------- 109,48"5 44 Demand Certificates of Deposit 4,804 75 Time Certificates of Deposit__ 7,1IT6 06 STarvuisntgFsuDndeps oosnitsDe-p--o-s-it-_--__-_-_-_-_--_ 61,024 00

Advances on other Commodities --------- Cash:ier's Checks -------------- 31& 43

Checks for Clearing House____ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any)____________
Other Assets ------------------

667 51 754 16
--------34 38
________ _

Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
Liraobwileitdy MoonneLye-tt-e-r-s---o-f--C--r-e-d-i-t

10 0(1 63,000 00

and Acceptances ------------

Reserve for Interest and Taxes

Other Liabilities --------------

'l'otal ------------------------$317,941 11 Total ------------------------$317,941 11 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$207,945 13

Demand Loans ---------------- 6,559 69

Loans Secured by Real Estate --------U. S. Bonds Unpledged________ 18,731 09

Other Stocks and Bonds______ ---------

Banking House ---------------- 25,000 00 Furniture and Fixtures________ 3,072 11

Other Real Estate Owned______ 639 55

Due from Banks in this' State__ 6,1ll1 42

Due from Banks in other States 2,353 34

Currency ---------------------- 9,378 00

Gold --------------------------- 705 00

Silver, Nickels, Pennies ------- 1,561 66 Advances on Cotton____________ ---------

Advances on other Commodities ---------

Checks for Clearing House---~ 1,033 79

Other Checks and Cash Items 773 20

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any)------------

56 31

Other Assets ------------------ ---------

Capital Stock Paid In__________ $ 50,000 00 Amount Reserved for Branches Surplus Fund ----------------- 10,000 00 Undivided Profits ------------- 12,595 13 Dividends Unpaid ------------Due to Banks in this State___ _ Due to Banks in other States__
Call Money -------------------Individual Deposits Subject to
Check ----------------------- 105,042 00 Demand Certificates of Deposit 4,254 75 Time Certificates of DeposiL_ 5,145 62 SavingJs Deposits -------------- 53,287 31 Trust Funds on Deposit_ ______ _
Cashier's Checks -------------- 586 28 Certified Checks -------------Bills Payable ------------------ 43,000 00 Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Other Liabilities --------------

Total ------------------------$283,911 09 Total ------------------------$283,911 09

FIRST ANNUAL REPORT

469

E:X:AMINEB.'S B.EPOB.T.

THE FLOYD COUNTY BANK, ROME.

At Close of Business November 20, 1920.

President~H. E. Kelley. Cashier-G. C. Byars.
Directors-H. E. Kelley, D. w. Barnett, A. E. Purviance, G. C. Byars, L. F.
McKoy, H. A. Turner, C. B. Brown, J. E, McConnell, \V. W. Phillips.

Date of Charter-January 8, 1919.

Began Business-January 8, 1917.

RESOURCES

LIABILITIES

Time Loans ----------------$295,934 37 Capital Stock Paid In _______$ 50,000 00 Demand Loans ------------- 31,733 66 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Funds -------------

United States Bonds ------- 3,800 00 Undivided Profits -----------

Other Stocks and Bonds_____ 28,250 00 Dividends Unpaid ----------

Banking House ------------ --------- Due to Banks in this State __

Furniture and Fixtures ____ _:

843 75 Due to Banks in other States

Other Real Estate Owned____ _________ Christmas Saving Club _____

6,163 16

Due from Banks ------------ 15,517 56 Due from Banks in other

States ------------------ ---------Currency ------------------ 8,368 00

Gold ----------------------Silver, Nickels, Pennies_____

80 00 358 10

Individual Deposits Subject Detmo aCnhdeCcekrt-if-i-c-a-t-e-s-o-f-D--e-p-o-s-i-t 197,097 13 'l'ime Certificates of Deposit_ Savings Deposits ----------- 86,087 62 Trust Funds on Deposit ___ _

Advances on Cotton_________

80 70 Cashier's Checks ----------- 9,000 00

Advances on other Commodities ----------------------

---------

Certified Checks -----------Bills Payable ---------------

-3-5~000-00

Checks for Clearing House__ 5,905 7-2 Notes and Bills Rediscounted

Other Checks and Cash Items

912 07 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances --------Overdrafts (if any) -------- 1,956 70 Reserve for Interest and Taxes

Other Assets:

Other Liabilities:

Transit ------------------

3 QO Cash Long -----------------

40 92

Total --------------------$393,7 43 63 Total --------------------$393,7 43 63

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$292,747 75 Capital Stock Paid In-------$ 50,000 00

Demand Loans ------------- 27,700 00 Amt. Re-served for Branches --------Loans Secured by Real Estate --------- Surplus Fund -------------- ---------United States Bonds ________ 8,800 00 Undivided Profits ----------- 11,060 42

Other Stocks and Bonds_____ 28,250 00 Dividends Unpaid ---------- --------Banking House ____ ___ ___ __ ___ - ___ - _ Due to Banks in this State__ . ---------

Furniture and Fixtures_____

843 75 Due to Banks i:il other States ---------

Other Real Estate Owned____ --------- Cltll Money ----------------- --------Due from Banks in this State 14,386 02 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 206,417 93

States ------------------- 1,593 52 Demand Certificates of Deposit ---------

Currency ------------------ 15,672 00 'l'ime Certificates of Deposit_ ---------

Gold -----------------------

90 00 Savings Deposits ___________ 84,536 63

Silver, Nickels, Pennies_____ 2,438 63 Trust Funds on Deposit ____ ---------

Advances on Cotton_________ --------- Cashier's Checks -----------

250 00

Advances on other Commodi-

Certified Checks ------------ ---------

ties ---------------------- --------- Bills Payable --------------- 45,000 00 Checks for Clearing House__ 4,096 22 Notes and Bills Rediscounted ---------

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

ances -------------------- --------- and Acceptanc-es --------- ---------

Overdrafts (if any) --------

647 09 Reserve for Interest and Taxes ---------

Other Assets --------------- --------- Other Liabilities ----------- ---------

Total --------------------$397,264 98 Total --------------------$397,264 98

470

BANKING DErARTl\IENT

EXAMINER'S BEPOB'l'.
THE BANK OF ROOPVILLE, ROOPVILLE.
At Close of Business December 3, 1920.
President-J. vV. Pentecost. Vice-Presidents-H. J. Goodwyn, J. T. Veal.
Cashier-J. I. Vansant. Directors-J. W. Pentecost, W. T. Freel, L. A. Ware, H. J. Goodwyn, P. P. Staples,
J. T. Veal, B. F. Roop.

RESOURCES

LIABILITIES

Time Loans ----------------$ 93,193 18 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

LUonaitnesdSSectautreesd BbyonRdsea_l _E__s_ta_t_e_

-_-_-_-_-_ _-_-_- -_

Surplus Fund -------------Undivided Profits ----------

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

5,000 00 1, 711 59
20 00

Banking House ------------- 2,599 48 Due to Banks in this State__ --------Furniture and Fixtures_____ 2,286 35 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks ------------ 6,199 68 Individual Deposits Subject

Due from Banks in other States ------------------ _________ _

Detmo aCnhdeCcekrt-if-i-c-a-t-e-s -o-f-D--e-p-o-s-i-t

Currency ------------------

72 00 Time Certificates of Deposit_

GSiollvder-, --N-i-c-k-e-ls-,--P--en--n-ie-s-_-_-_-_-_-

24250 0006

Savings Deposits ----------Trust Funds on Deposit ----

Advances on Cotton________

97 44 Cashier's Checks ------------

Advances on other Commodi-

Certified Checks ------------

ties ---------------------- --------- Bills Payable --------------Checks for Clearing House__ 5,058 00 Notes and Bills Rediscounted

31,000 00 44,490 93
4,796 62
387 73 5,000 00

Other Checks and Cash Items

409 71 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- 9,500 00 Liability on Letters of Credit

Ovaenrcdersaf-t-s--(-if--a-n-y--) -----------------

- -3-,-5-5-1 - -6-2

and Acceptances --------Reserve for Interest and Taxe-s

Other Assets:

Other. Liabilities:

Depositors' Guarantee Fund_ Mutual Fire Insurance Fund_

3,077 75 120 00

Cash

Long -----------------

23 40

Total --------------------$116,930 27 Total --------------------$116,930 27

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 88,511 33 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

Amt. Reserved for Branches

Loans Secur.ed by Real Estate United States Bonds_______ _

1,500 00 Surplus Fund -------------Undivided Profits -----------

5,000 00 1,630 68

Other Stocks and Bonds_____

Dividends Unpaid ----------

20 00

Banking House ------------- 2,599 48 Due to Banks in this State__ --------Furniture and Fixtures ____ _ 2,286 3.5 Due to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------- 32,000 00

Due from Banks in this State 2,283 28 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_

3,956 98 Detmo aCnhdeCcekrt-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t 367 00 Time Certificates of Deposit_ 25 00 Savings Deposits ---------187 24 Trust Funds on Deposit_ __ _

31,096 27. 13,450 12

Advances on Cotton --------- 4, 755 67 Cashier's Checks -----------

204 00

Advances on other Commodi-

Certified Checks ------------

C htei ecsk s- -f-o-r - -C-l-e-a-r-i n- g- - -H-o- u- -s e- -__-

Bills Payable -------------- 9,000 00 711 30 Notes and Bills Rediscounted

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------Overdrafts (if any) --------

and Acceptances ________ _ Reserve for Interest and Taxes

Other Assets: Mutual Fire Fund ----------

Other Liabilities ----------120 00

Cotton Account ------------

97 44

Total --------------------$107,401 07 Total --------------------$107,401 07

FIRST ANNUAL REPORT

471

EXAMil!fEB'S BEPOBT.

ROSWELL BANK, ROSWELL.
At Close of Business October 14, 1920.

President-S. Y. Stribling (Deceased). Vice-President-.J. J. Spalding. Cashier-C. C. Foster.
Directors-J. J. Spalding, A. Mortz, I. M. Roberts, Hugh Spalding, F. P. Calhoun.

Date of Charter-March 1, 1901.

Began Business-1901.

RESOURCES

LIABILITIES

Time Loans ________________ $ 96,864 74 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 26,213 95 Amt. Reserved for Branches

Loans Secured by Real Estate 30,000 00 Surplus Fund -------------- 25,000 00 United States Bonds _______ _ 7,500 00 Undivided Profits ----------- 8,772 18

Other Stocks and Bonds ____ _ 39,342 50 Dividends Unpaid -----------

6 00

--------- Banking House -------------
Furniture and Fixtures_____

Due to Banks in this State__

245 81

635 84 Due to Banks in other States

Other Real Estate Owned ___ _

199 87 Call Money -----------------

Due from Banks in this State 42,452 03 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 119,446 41

States -------------------
Currency -----------------GS iol lvde r ,- - N- -i-c-k-e-l s-,- -P-e- n- -n-i e- s- _-_-_-_- _-

1,393 29 DemandCertificates of Deposit 6,390 00 Time Certificates of Deposit_ 7 4,206 25
662 50 Savings De,posits ----------719 90 Trust Funds on Deposit_ __ _

--------- Advances on Cotton ________ _
Advances on other- Commodi-

Cashier's Checks ----------Certified Checks ------------

380 86

--------- C htei ecsk s- -f-o-r - -C-l-e-a-r-i-n~- - -H-o- -u-s-e-__-

Bills Payable -------------8,077 98 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Let-

3,423

40

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- -(-i-f-a-n- -y-) - -- -- -- -- -- -- -- -- --

--------07

and Acceptances --------Reserve for Interest and Taxes

1,058 47

Other Assets ---------------

Other Liabilities: Sundry Credits ------------ 2, 727 57

Cash Long -----------------

1 32

... Total --------------------$256,845 17 Total --------------------$256,845 17

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 77,371 65 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds __ ~_
Banking House ------------Furniture and Fixtures_____ Other Real Estate Owned___ _ Due from Banks in this State

29,169 36 Amt_ Reserved for Branches ---------

Surplus Fund -------------- 25,000 00

7,550 00 Undivided Profits ----------- 8,270 87

38,262 50 Dividends Unpaid -----------

24 00

Due to Banks in this State__ _________

--------= 635 84 Due to Banks in other States -------

199 74,321

87 78

CInadllivMidounaely -D-e-p-o--si-t-s---S-u-b-j-e-c-t

Due from Banks in other
States ------------------Currency -----------------GS iol lvde r ,- - N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-_-_-_-_ -_ Advances on Cotton ________ _

4,025 25 9,945 00
800 00 515 02

to Check ----------------- 120,089 42 Demand Certificates of Deposit Time Certificates of Deposit_ -6-{078-27 Savings Deposits ___________ ---------

Trust Funds on Deposit ____ ---------

Cashier's Checks -----------

205 47

Advances on other Commodi-
C htei ecsk s- -f -o-r - -C-l-e-a-r-i n- g- - -H-o-u- -s e- -__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

BC ielrltsi f iPe da yCa bhleec k-s- -------------------- -- --
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _________ Liability on Letters of Credit

_-_-_-_-_-_-_-_-_---------
---------

#

ances -------------------Overdrafts (if any) ---------

--------67

and Acceptances --------- --------Reserve for Interest and Taxes 1,406 64

Other Assets:

Other Liabilities ----------- ---------

War Savings Stamps ------- 1,000 80

Cash Short -----------------

10 78

Total ____________________ $244,074 67 Total --------------------$244,074 67

r
l !
472

BANKING DEPARTMENT

EXAMINEB.'S BEPOBT.

FARMERS BANK, ROYSTON.

At Close of Business July 21, 1920.

President-W. D. Bowers. Vice-President-L. N. McWhorter. Cashier-E. F. Ray.

Directors-'\V. D. Bowers, L. M. McWhorter, Jno. H. Holbrook, W. C. Berryman,

H. J. Sanders, '\V. N. McEwen, M. T. Fleming.

Date of Charter-July 11, 1907.

Began Business-October 1, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$204,719 55 Capital Stock Paid In _______ $ 30,300 00

Demand Loans ------------- 33,641 30 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 9 900 00 Surplus Fund -------------- ________ _

United States Bonds -------- 9;650 00 Other Real Estate Owned____________ _

Undivided Dividends

Profits Unpaid

------------------

24,909 07 20 00

Banking House ------------- 4,216 41 Due to Banks in this State__ ---------

Furniture and Fixtures_____ Other Real Estate Owned____

2,204 61 ________ _

Due to Banks in other States -------Call Money ---------------- 20,000 00

Due from Banks in this State 1,604 04 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 129,884 89

States ------------------Currency -----------------GS iol lvde r ,- - N- -i-c-k-e-l s-,- -P- e- -n-n-i e- s- -_-_ _-_- -_

2,545 92 Demand Certificates of Deposit ---------

5,140 00 Time Certificates of DeposiL 80,542 60

932 1,117

50 04

~;~h~~~sD<g>~:~~~ -==========

--1~3~4-67

Advances on Cotton ________ --------- Certified Checks ------------ 2,880 67

Advances on other Commodi-

Bills Payable -------------- ---------

ties ---------------------Checks for Clearing House __

--------371 8Z

Notes and Bills Rediscounted Certificates of Deposit for

---------

Other Checks and Cash Items 4,066 27 Borrowed Money _________ ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances --------- ---------

ances -------------------- _________ Reserve for Interest and Taxes ---------

Overdrafts (if any) --------

259 32 Other Liabilities ----------- ---------

Other Assets --------------- 9,553 12

Total --------------------$289,921 90 Total --------------------$289,921 90

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$244,775 88 Demand Loans ------------- 19,869 90

Capital Stock Paid In_______$ 30,300 00 Amt. Reservea for Branches ________ _

Loans Secured by Real Estate .--------- Surplus Fund -------------- ---------

United States Bonds________ --------- Undivided Profits ----------- 21,558 55

Other Stocks and Bonds_____ Banking House -------------

--------4,216 41

Dividends Unpaid --------Due to Banks in this State__

_ ____2_0__00_

Furniture and Fixtures_____ 2,204 61 Due to Banks in other States

Other Real Estate Owned____ --------- and Call Money ---------- 8,000 00

Due from Banks in this State 14,065 97 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton________ _

to Check ----------------- 106,669 23 4,823 50 Demand Certificates of Deposit ________ _ 4,854 00 Time Certificates of Deposit_ 66,371 14
972 50 Savings Deposits ----------- _____,___ _ 2,011 02 Trust Funds on Deposit_____ --------3,273 73 Cashier's Checks ----------- 1,647 00

Advances on other Commodi-

Certified Checks ------------ _________

ties ---------------------Checks for Clearing House__

-----------------

BNioltless PaanydabBleills--R--e-d-is-c-o-u--n-te-d-

67,500 00 ________ _

Other Checks and Cash Items

739 08 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _________ ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------Overdrafts (if any) --------

and Acceptances _________ --------259 32 Reserve for Interest and Taxes ---------

Other Assets ---------------

Other Liabilities ----------- ---------

Total --------------------$302,065 92 Total --------------------$302,065 92

FIRST ANNUAL REPORT

473

EXAMINER'S REPORT.

THE ROYSTON BANK, ROYSTON.
At Close of Business September 2'8, 1920.

President---'Luther Bond. Cashier----,J. Frank Lee.

Directors-\V. D. Bowers, J. S. Campbell, L. W. Dorrough, C. A. Ginn, R. M.

Date of Charter-1901.

Turner, C. A. '\Vilder. Began Business-November 7, 1901.

RESOURCES

LIABILITIES

Time Loans ----------------$444,069 29 Capital Stock Paid In ________$ 60,000 00

Demand Loans ------------- 21,331 47 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________ Other Stocks and Bonds____ Banking House ------------Furniture and Fixtures_____ Other Real Estate Owned____
Due from Banks in this State Due from Banks in other

14 099 00 25:516 00
6,000 00 3,400 00 3,400 00 ________ _
8,432 19

Surplus Fund _____________ _ 15,000 00

Undivided Profits ---------- 34,166 65

Dividends Unpaid ----------Due to Banks in this State __

70 00 135 21

Due to Banks in other States

Call Money ----------------Individual Deposits Subject

to Check ---------------- 184,220 10

States ------------------- 14,656 94 Demand Certificates of Deposit

Currency ------------------ 3,869 00 Time Certificates of Deposit_ 151,165 00

Gold ----------------------- ________ _ Savings Deposits __________ _

Silver, Nickels, Pennies_____ Advances on Cotton_________ Advances on other Commodi-
ties ---------------------Checks for Clearing House__

2,472 96 15,496 08
________ _ 65 02

Trust Funds on Deposit ---Cashier's Checks __________ _

630 66

Certified Checks ------------

Bills Payable -------------- 142,000 00

Notes and Bills Rediscounted 5,000 00

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

43 51 Certificates of Deposit for Borrowed Money ---------
Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_ -_ -_ _- _- _- _- _-

- -2-, 9-0-2- - 8- 8-

and Acceptances ________ _ Reserve for Interest and Taxes

Other Assets --------------- 26,633 28 Other Liabilities __________ _

Total --------------------$592,387 62 Total --------------------$592,387 62

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$352,359 78 Demand Loans _____________ 26,704 99
Loans Secured by Real Estate 13,819 00 United States Bonds________ 20,000 00 Other Stocks and Bonds____ 6,400 00

Capital Stock Paid In_______ $ 60,000 00

Amt. Re,served for Branches --------Surplus Fund ______________ 15,000 00

Undivided Profits ---------- 26,071 46

Dividends Unpaid __________

80 00

Banking House ------------Furniture and Fixtures_____ Other Real Estate Owned____
Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------

3,400 00 3,840 00 ________ _ 10,979 09
12,021 08 2,399 00

Due to Banks in this State__ --------Due to Banks in other States --------
Call Money ----------------- --------Individual Deposits Subject
to Check ----------------- 155,305 40 Time Certificates of Deposit_ 117,334 00 Savings Deposits ----------- _________

GS iollvde r ,- - -N-i-c-k-e-l s-,- -P- e- -n-n-i e- s- _- _-_-_- -_ Advances on Cotton _______ _
Advances on other Commodities ----------------------
Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,367 50 187 62
13,718 40
________ _ 1,464 56
________ _

Trust Funds on Deposit ---- --------Cashier's Checks ----------- 3,784 06 Certified Checks ------~----- --------Bills Payable -------------- 100,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money --------- --------Liability on Letters of Credit
and Acceptances _________ ---------

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_ -_ _- _- _-_- -_

________ _ 1,513 90

Reserve for Interest and Taxes Other Liabilities ___________

________ _ ________ _

Other Assets:

Cotton Drafts for Collection_ 6,145 00

Advanced on Bonds --------- 2,255 00

Total --------------------$477,574 92 Total --------------------$477,574 92

474

BANKING DEPARTMENT

EXAMINER'S REPORT.

BANK OF RUTLEDGE, RUTLEDGE.

At Close of Business July 7, 1920.

President-W. P. Wallace. Vice-Presidents-M. L. Wallace, E. C. Ponder.

Di,rectors-W. P. Wallace, M. L. Wallace, E. C. Ponder, Thos. Peacock, R. \V. \Vallace, B. E. Hallaway, G. A. Brown.

Date of Charter-1898.

Began Business-1898.

RESOURCES

LIABILITIES

Time Loans ----------------$272,708 07 Capital Stock Paid In _______ $ 50,000 00

Demand Loans -------------- 21,308 03 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 25,000 00 United States Bonds________ ________ _ Undivided Profits ----------- 10,072 48 Other Stocks and Bonds_____ _ _______ _ Dividends Unpaid --~------- ---------

Banking House ------------ 1,000 00 Due to Banks in this State__ ---------

Furniture and Fixtures_____

600 00 Due to Banks in other States _______ _

Other Real Estate Owned____ _________ Call Money ---------------- ---------

Due from Banks in this State 62,508 51 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 185,450 46

States ------------------- 11,242 10 Demand Certificates of Deposit --------Currency ------------------- 4,500 00 Time Certificates of Deposit_ 33,206 80

GS iol vl de r ,- - -N-i-c-k-e-l s-,- -P- e-n- n- -i e-s-_-_-_-_-_Advances on Cotton ________

_ _1_,_1_8_6__56_ ________ _

Savings Deposits ----------Trust Funds on Deposit ---Cashier's Checks -----------

----------------________ _

Advances on other Commodi-

Certified Checks ------------ _________

C htei ecsk s- -f-o-r - -C-l-e-a-r-i n- g- - -H-o- u- -s e- -__-

--------227 75

Bills Payable --------------Notes and Bills Rediscounted

55,000 00 ---------

Other Checks and Cash Items 2,280 25 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

O vaenrcdersa f-t -s - -(-i f- -a-n-y-)- - -_-_-_-_-_-_-_-_

- -1-,-0-9-9- -47-

and Acceptances --------Reserve for Interest and Taxes

-----------------

Other Assets --------------

89 00 Other Liabilities ----------- ---------

Total --------------------$358,729 7 4 Total --------------------$358,729 74

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$208,158 35 Capital Stock Paid In_______ $ 50,000 00 Demand Loans _____________ 45,015 37 Amt. Re,served for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 25,000 00

United States Bonds________ --------- Undivided Profits ---------- 9,906 25

Other Stocks and Bonds_____ --------- Dividends Unpaid ---------- ---------

Banking House ------------ 1,000 00 Due to Banks in this State__ ---------

Furniture and Fixtures_____

600 00 Due to Banks in other States --------

Other Real Estate Owned____ --------- Call Money ---------------- ___,_____ _

Due from Banks in this State 30,178 11 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 101,782 05

States ------------------- 7,381 32 Demand Certificates of Deposit 28,324 22

Currency -----------------Gold -----------------------

9,100 00 ---------

TSaimviengCserDtiefpicoastietss _o_f__D_e_p_o_s_i_t__

-_ -_-_ -_ _- _- _-_- -_

Silver, Nickels, Pennies ____ _ 1,023 08 Trust Funds on Deposit ____ ---------

Advances on Cotton _______ _ 4,583 20 Cashier's Checks ----------- ---------

Advances on other Commodities ---------------------

---------

Certified Checks -----------Bills Payable ---------------

-----90,000

-o-o-

Checks for Clearing House __

622 57 Notes and Bills Rediscounted ---------

Other Checks and Cash Items

180 34 Certificates of Deposit for

Customers' Liab1lity on Let-

Borrowed Money _________ ---------

ters of Credit and Accept-

Liability on Letters of Credit

O va ne rcdersa f-t s- - -(-i-f - -a-n-y-)- -_-_ _- _- _-_-_- -_

--------124 30

and Acceptances _________ Reserve for Interest and Taxes

-----------------

Other Assets ---------------

---------

Other Liabilities: Due Clearing House ________

2,954 12

Total --------------------$307,966 64 Total --------------------$307,966 64

FIRST ANNUAL REPORT

475

EXAMINER'S BEPOB'l'.

THE BANK OF CAMDEN COUNTY, ST. MARYS.

At Close of Business September 27, 1920.

President-J. S. N. Davis. Vice-President-J. C. Buic. Cashier-J. F. Hughes.

Directors-J. S. N. Davis, G. W. Brandon, H. F. Rudolph, J. C. Buie, J. B. Rudolph, C. S. Johnson, J. R. Bashlott, S. C. Townsend, H. C. Russell.

Date of Charter-September 16, 1911.

Began Business-December 5, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$ 79,447 87 Capital Stock Paid In ______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds____ _
Banking House -----------Furniture and Fixtures_____ _ Other Real Estate Owned___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------GSoillvder-, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton _______ _ Advances on other Commodi-

9,488 18 Amt. Reserved for Branches --------Surplus Fund -------------- ________ _

6,550 00 Undivided Profits ---------- 10,454 19

Dividends Unpaid ---------- --------3,688 53 Due to Banks in this State__ ---------

2,370 76 Due to Banks in other States --------

Call Money ---------------- --------649 28 Individual Deposits Subject

to Check ----------------- 41,869 56

4,263 1,188

89 00

Demand Certificates of Deposit Time Certificates of Deposit__

-9~5()5-15

5 00 Savings Deposits __________ 21,904 02

946 99 Trust Funds on Deposit______ ---------

Cashier's Checks ------------

651 50

Certified Checks ----------- ---------

C ht ei ecsk s- -f-o-r- -C-l-e-a-r-i n- g- - -H-o-u- -s e- -__-

Bills Payable -------------- 12,000 00 129 H1 Notes and Bills Rediscounted 3,000 00

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

844 67 Certificates of Deposit for Borrowed Money ---------- ---------
Liability on Letters of Credit

O vaenrcdersa f-t s- - -( -i f- -a-n- -y-)---------------- --

and Acceptances --------- --------4,842 02 Reserve for Interest and Taxes ________ _

Other Assets ---------------

Other Liabilities:

Cash Long -----------------

30 08

Total --------------------$114,414 50 Total ____________________ $114,414 50

,

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 97,677 61 Capital Stock Paid In _______ $ 15,000 00

Demand Loans -------------

Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus Fund --------------

United Seates Bonds ______ _ 6,650 00 Undivided Profits ---------- 9,683 00

Other Stocks and Bonds____ _

Dividends Unpaid ----------

Banking House ------------- 3,6gs 53 Due to Banks in this State

906 52

Furniture and Fixtures ___ _ 2,370 76 Due to Banks in other States

Other Real Estate Owned

Call Money ----------------

Due from Banks in this State 3,993 58 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P-e-n-n- -i e-s- - -__-_- -_ Advances on Cotton _______ _

to Check ----------------2.511 47 Demand Certificates of De4,31>6 00 posit ---------------------
15 00 Time Certificates of Deposit 1,539 02 Savings Deposits ----------
Trust Funds on Deposit_____ _

47,535 77
-IOO no
10,005 Hi 22,467 05

Advances on other Commodi-

Cashier's Checks ------------ 2,150 17

Chteiecsks--fo--r --C-l-e-a-r-in-g---H-o-u--se--__Other Checb1 and Cash Items

C.ertified Checks ----------Bills Payable --------------- 12,000 00 244 24 Notes and Bills Rediscounted 3,000 00

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money _________ _

ances -------------------Overdrafts (if any)---------

Liallility on Letters of Credit 91 45 and Acceptances ________ _

Other Assets ---------------

Reserve for Interest and Taxes Other Liabilities ___________ _

Total --------------------$123,147 66 'l'otnl ____________________ $123,147 66

r

476

BANKING DEPAHTl\IENT

E:X:AMINE:R'S :REPO:RT.

BANK OF SALE CITY, SALE CITY.

At Close of Business October 21, 1920.

President-L. 0. Benton. Vice-President-\V. M. Smith. Cashier-F. C. Tabor.

_ Directors-L. 0. Benton, W. M. Smith, A. H. Hancock, \V. T. Moore, F. C. Tabor.

Date of Charter-April 15, 1918.

Began Business-May, 1918.

RESOURCES

LIABILITIES

Time Loans ---------------$ 36,201 42 Capital Stock Paid In ------$ 15,000 00

Demand Loans -------------

Amt. Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds_______ _ Other Stocks and Bonds ___ _

15,000 00 Surplus Fund -------------1,250 00 DUnivdiidveidnedds UPnropafiitds __-_-_-_-_-_--_-_-_-_

5,000 00 ---------
1,800 00

BFaunr nk iint ugr eH oa nuds eF-i -x-t u- -r e- -s-_-_-__-_- -_
Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other

3,000 00 Due to Banks in this State__ --------1,140 80 Due to Banks in other States _______ _
Call Money ---------------- --------8,4 65 62 Individual Deposits Subject
to Check ----------------- 41,453 23

States ------------------- 1,723 89 Demand Certificates of Deposit ---------

Currency ------------------GSiollvder-, -N--ic-k-e-l-s-,-P--e-n-n-i-e-s--_-__--_-

4,149 00 Time Certificates of Deposit 10,585 87

75 00 369 28

STarvuisntgFsuDndespoosnitDs e-p-o-s-it-_-_-_-_-_-_-

-_ -_-_-_ -_ _- _- _- -_

Advances on Cotton --------

Cashier's Checks -----------

922 17

Advances on other Commodi-

Certified Checks ----------- ---------

C htei ecsk s- -f-o-r - -C-l-e-a-r-i n- g- - -H-o-u- -s e- -__-

BNioltlessPaanydabBleill-s--R--e-d-is-c-o-u--n-te-d- _-_-_-_-_-_-_-_--_

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money ---------- --------T~iability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -- -- -- ----------

and Acceptances --------- --------2,902 06 Reserve for Interest and Taxes ---------

Other Assets: Profit and Loss ------------

Other Liabilities ------------ --------484 20

Total --------------------$ 74,761 27 Total --------------------$ 7_4,761 27

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 40,254 62 Capital Stock Paid In ------$ 15,000 00

Demand Loans --------------

200 00 Amt. Reserved for Branches ---------

Loans Secured by Real gstate

Surplus Fund -------------- 5,000 00

United States Bonds_______ _

Undivided Profits ---------- ---------

Other Stocks and Bonds --~ 1,250 00 Dividends Unpaid ---------- 1,800 00

Banking House ------------Furniture and Fixtures____ _ Other Real Estate Owned___ _ Due from Banks in this State

3,000 00 Due to Banks in this State__ --------1,140 80 Due to Banks in other States --------
Call Money ---------------- --------2,532 26 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------SGiol vl de r ,- -N- -i -c -k-e-l s-,- -P-e-n- n- -i e-s- - -__-_- -_ Advances on Cotton _______ _ Advances on other Commodi-
C htei ecsk s- -f -o-r - -C-l-e-a-r-i n- g- - -H-o-u- -s e- -__Other Checks and Cash Items Customers' Liability on Let-

to Check ----------------- 22,512 92 1,261 97 Demand Certificates of Deposit ________ _

3,205 00 80 00

STaimviengCs eDrteifpiocasitetss _o_f__D__e_p_o_s_i_t

9,580 87 ________ _

407 01 Trust Funds on Deposit______ ---------

Cashier's Checks ------------

576 60

CBeilrltsifiPedayaCbhleeck_s__-_-__-_-_-_-_-_-_-_-_- ________________ __

Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money __________ _________

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -(-i f- -a-n-y-)- - -_ -_ _- _-_-_-_- -_ Other Assets:

and Acceptances --------- --------Reserve for Interest and Taxes --------Other Liabilities ------------ _______ ...

Profit and Loss ------------ 1,137 73

Total ____________________ $ 54,470 39 Total --------------------$ 54,470 39

FIRST ANNUAL REPORT

477

EXAMINER'S BEPOB'l'.

CITIZENS BANK, SANDERSVILLE.

At Close of Business October 12, 1920.

PNsident-G. G. Rawlings. Cashier-H. I. Bridges.

Directors-C. G. Rawlings, R. L. Smith, J. H. Powell, w. F. Rawlings, C. B. Chap-

man, Dan C. Harris.

Date of Charter-December 2, 1905.

Began Business-March 1, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$222,338 48 Capital Stock Paid In ______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds ________

49,423 41 ________ _ 22,200 oo

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ----------

--------50,000 00 15,072 28

Other Stocks and Bonds____ 20,400 00 Dividends Unpaid __________ ________ _

Banking House ------------Furniture and Fixtures_____ Other Real Estate Owned____ Due from Banks in this State Due from Banl<s in other
States -~-----------------Currency ------------------Gold ----------------------Silver, Nickels, Pennies ____ Advances on Cotton ________
Advances on other Commodi-
Cht~~~s -;;~-c1eii~ing-iioU:se==
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

--------5,360 98 4,09R 00 7,972 24
106 74 2,121 00 ________ _
533 57 ________ _
--5~929-37 271 22

Due to Banks in this State__ --------Due to Banks in other States _______ _

Call Money ---------------- --------Individual Deposits Subject
to Check ________________ 95"949 24

Demand Certificates of Deposit --------Time Certificates of Deposit 31,292 56

Savings Deposits ------- ,___ ---------

Trust Funds on Deposit______ ---------

Cashier's Checks -----------

870 11

Certified Checks ------------

686 27

Bills Payable -------------- 115,000 00

Notes and Bills Rediscounted ---------

Certificates of Deposit for

Borrowed Money __________ ---------

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_ -_ _- _- _- _- _-

-' 7- -, 1-7-2- - -f,O-

and Acceptances --------- --------Reserve for Interest and Taxes ________ _

Other Assets:

Other Liabiliti,es ------------ ---------

vVar Savings Stamps ------

642 85

Total --------------------$358,870 46 Total --------------------$358,870 46

BANK'S S'l'ATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $} 27,602 49 Capital Stock Paid In ______ $ 50,000 00

Demand Loans ------------- 29,063 97 Amt. Reserved for Branches --------Loans Secured by Real Estate 58,054 18 Surplus Fund -------------- 43,710 39 United States Bonds ________ 20,000 00 Undivided Profits ----------- ________ _ Other Stocks and Bonds ____ 20,300 00 Dividends Unpaid __________ __ _____ __

Banking House ------------- ________ _ Due to Banks in this State__ --------Furniture and Fixtures ____ 5,360 98 Due to Banks in other States ________ _ Other Real Estate Owned____ 4,0~R oo Call Money ________________ ________ _

Due from Banks in this State 22,582 60 Individual Deposits Subject

Due from Banks in other States -------------------

to Check -------------- ....75,544 31 fi2fi fiH Demand Certificates of Deposit ________ _

Currency ------------------- 2,000 00 'l'ime Certificates of' Deposit 36,751 28

Gold ----------------------Silver, Nickels, Pennies _____

--------519 42

TSaruvisntgFsuDndespoosnitDs e-p-o-s-it-_-_-_-_-_-_-

-_-_-_-_-_ _- _- -__-

Advances on Cotton ________ 11,293 33 Cashier's Checks ____________ 2,345 80

Advances on other Commodi-

Certified Checks ----------- _______ __

C htei ecsk s- -f -o-r - -C-l-e-a-r-i n-g- - -H-o-u-s-e-_-_-

_- -_ _- _- _- _-_- -__-

Bills Payable -------------- 105,000 00 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items 11,308 37 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------- _______ __

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- _________ and Acceptances _________ --------Overdrafts (if any) -------- _______ __ Reserve for Interest and Taxes ________ _

Other Assets:

Other Liabilities ------------ ---------

'Var Savings Stamps --------

642 85

Total ---------------------$313,351 78 Total ----------------------$313,351 78

478

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

PEOPLES BANK, SARDIS.

At Close of Business October 30, 1920.

President~w. D. Bell. Vice-President-B. F. Bargeron. Cashier-F. T. Benson.

Directors-W. D. Bell, B. F. Bargeron, J. B. Smith, F. B. Godbee, W. W. Hillis,

E. 0. Mays, J. F. Cliance.

Date of Charter-June 8, 1911.

Began Business-August, 1911.

RESOURCES

LIABILITIES

~~~~n~ ~~~ans-=============$ ========: 0
United States Bonds ______ Other Stocks and Bonds______

Capital Stock Paid In ------$ 25,000 00

30,664 950

14 00

Amt. Reserved for Branches Surplus Fund --------------Undivided Profits ----------

6,000 00 6,456 10

Banking House -----------Furniture and Fixtures ____ Other Real Estate Owned__ Due from Approved Reserve
Agents -------------------

8,000 00 ---------
868 02 15,320 38

Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States
Call Money ---------------Individual Deposits Subject

Due from Banks in other States -------------------

________ _ Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t

31,487 78

Currency ------------------

952 Ou Time Certificates of Deposit_

7 00

Gold ----------------------- _________ Silver, Nickels, Pennies ______ 715 79 Advances on Cotton ________ 4,164 7~
Advances on other Commodities ---------------------- _________

Savings Deposits -----------
Cashier's Checks ----------Certified Checks ----------Bills Payable -------------Notes and Bills Rediscounted

Checks for Clearing House__

861 43 Certificates of Deposit for

1,394 64
35,000 00 65,465 41

Other Checks and Cash Items Customers' Liability on Let-

---------

Borrowed Money ---------Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ________ _ 1,000 00

ances -------------------- 1,000 00 Reserve for Interest and Taxes

Ove-rdrafts (if any) Other Assets:

--------

---------

Other Liabilities ------------

Cash Items (Irregular) ____

133 49

Cash -----------------------

66 81

Total --------------------$171,810 93 Total --------------------$171,810 93

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$111,745 25 Capital Stock Paid In ______ $ 25,000 00 Demand Loans ------------- _________ Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ____
Banking House -----------Furniture and Fixtures______ Other Real Estate Owned____ Due from Banks in this State

15,469 69 31,122 10
950 00
8,000 00 ________ _
868 02 5,021 81

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State Due to Banks in other States Call Money ---------------Individual Deposits Subject

6,000 00 6,561 56

Due from Banks in other C uSrtraetnecsy- -- -- -- -- -- -- -- ------~-----------------

to Check ----------------- 19,117 02

24 59 2, 768 00

Demand Certificates of Deposit Time Certificates of Deposit

--1~oo7-oo

GS iol vl de r ,- -N- -i-c-k-e-l s-,- -P-e-n- -n-i e-s- - -_-_ _- _-

--------174 08

Savings Deposits ----------Trust Funds on Deposit_ ____ _

Advances on Cotton ________ Advances on other Commodi-
ties ---------------------Checks for Clearing House__
Other Checks and Cash Items Overdrafts (if any) --------

104 77
________ _ ________ _
494 47 ________ _

Cashier's Checks ----------BC ei lrltsi f iPe da y aCbhleec k_s_ _ -_ -_ _- _- _- _- _- _-_-_- -_
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _________ _

256 71
36,000 00 67,330 80

Other Assets:

Liability on Letters of Credit

Trade Acceptances ________ 10,000 00 and Acceptances ________ _ 1,000 00

Reserve for Interest and Taxes

Other Liabilities ------------

Total -------------------- __ $162,273 09 Total ______________________ $162,27 3 on

FIRST ANNUAL REPORT

479

EXAMINER'S BEPOBT.

BANK OF SASSER, SASSER.

At Close of Bus'iness November 17, 1920.

President-C. C. Brim. Vice-President-W. E. Brim. Cashier-B. H. Hill.

Directors-C. C. Brim, W. E. Brim, E. F. Brim, A. T. "\Vall, J. C. James, T. E. Miller.

Date of Charter-January, 1905.

Began Business-1905.

RESOURCES

LIABILITIES

Time Loans ---------------$100,367 06 Capital Stock Paid In ------$ 25,000 00

Demand Loans ------------- 2,200 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ______

5,000 00 10,300 00

Surplus Fund -------------Undivided Profits -----------

25,000 00 6, 704 64

Other Stocks and Bonds ____ 1,500 00 Dividends Unpaid ----------

Banking House ------------ 2,192 50 Due to Banks in this State

Furniture and Fixtures ____ 2,100 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State 18,234 69 Individual Deposits Subject

Due from Banks in other States --------------------

14,641 26 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t

92,183 38

Currency ------------------- 5,773 00 Time Certificates of Deposit 4,636 27

Gold ----------------------- _________ Savings Deposits -----------

Silver, Nickels, Pennies______

722 00 Trust Funds on Deposit_ ____ _

Advances on Cotton________ T9,968 68 Cashier's Checks _________ _

159 40

Advances on other Commodi-

Certified Checks -----------

ties ---------------------- ________ _ Bills Payable -------------- 8,000 00

Checks for Clearing House__

36 00 Notes and Bills Rediscounted 21,487 46

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t s- - -( i-f- -a-n-y-)- - -_-_-_-_-_-_ -_ _-

- - - -1 4- 1- - -48-

and Acceptances ________ _ Reserve for Interest and Taxes

Other Assets ---~------------ --------- Other Liabilities ------------

5 52

Total --------------------$183,176 67 Total --------------------$183,176 67 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 86,036 70 Capital Stock Paid In ------$ 25,000 00

Demand Loans -------------- 2,200 00 Amt. Reserved for Branches

Loans Secured by Real EJstate

Surplus Fund -------------- 25,000 00

United States Bonds ------ 10,300 00 Undivided Profits ----------- 6,628 62

Other Stocks and Bonds ___ _ 1,500 00 Dividends Unpaid ----------

Banking House ------------- 2,192 50 Due to Banks in this State Furniture and Fixtures _____ _ 2,100 00 Due to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Banks in this State 11,382 20 Individual Deposits Subject

Due from Banks in other States -------------------

14,871 61 Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t

71,688 63

Currency ------------------GSiollvder--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-__--_

6,980 00 Time Certificates of Deposit Savings Deposits __________ _
775 16 Trust Funds on Deposit_ ____ _

Advances on Cotton _______ _ 18,437 32 Cashier's Checks ------------

4,536 27 169 10

Advances on other Commodi-

Certified Checks -----------

Chteiecks s--f-o-r--C-l-e-a-r-in-g---H-o-u--se--__-

Bills Payable -------------- 8,000 00 3,026 42 Notes and Bills Rediscounted 19,349 29

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ----------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------Overdrafts (if any) --------

and Acceptances --------570 00 Reserve for Interest and Taxes

Other Assets ----------------

Other Liabilities ------------

Total ---------------------$160,371 91 Total --------------------$160,371 91

480

BANKING DEPARTMENT

EXAMI:NEB'S BEPOBT.
AMERICAN BANK & TRUST COMPANY, SAVANNAH.

President-\V. V. Davis. Cashier-J. C. Berry.

Directors--E. W. Rosenthal, W. V. Davis, H. C. Anderson, A. W. Strobhar, J. C; Berry. L. A. Smith, Frank ,Shoals, F. P. Mcintire, C. P. Fuller, S. N. Harris, J. A. Schwarz, V. G. Schrech, Ch'as. W.iJkins, W. B. Crawford.

Date of Charter-January 11,1915.

Began Business-January 15, 1915.

RESOURCES

LIABILITIES

Time Loans ----------------$757,070 50 Capital Stock Paid In ------$200,000 00 Demand Loans ------------- 206,219 53 Amt. Reserved for Branches _________ Loans Secured by Real Estate 164,501 65 Surplus Fund -------------- 12,500 00 United States Bonds ________ 215,640 00 Undivided Profits ----------- 3,582 80 Other Stocks and Bonds____ 32,150 00 Dividends Unpaid ___ ------ ---------

Banking House ------------- --------- Due to Banks in this State__

100 00

Furniture and Fixtures ____ 15,633 89 Due to Banks in other States ---------

Other Real Estate Owned____ _________ Call Money ---------------- ---------

Due from Approved Reserve

Individual Deposits Subject

Agents ------------------- 76,376 18 to Check ----------------- 313,063 38

Due from Banks in other

Demand Certificates of De-

States ------------------- --------- posits ------------------- 8,035 00

Currency ------------------Gold -----------------------

11,844 3

00 50

Time Certificates Savings Deposits

of Deposit ----------

3,200 349,892

00 27

Silver, Nickels, Pennies ____ 4,655 93 Trust Funds on Deposit ____ ---------

Advances on Cotton ________ Advances on other Commodi-
ties ---------------------Checks for Clearing House Other Checks and Cash Items

--------________ _ ________ _ ________ _

Cashier's Checks -----------

339 39

Certified Checks ------------

609 24

Bills Payable -------------- 302,200 00

Notes and Bills Rediscounted 310,S49 32

Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money ---------- --------Liability on Letters of Credit

ances -------------------- --------- and Acceptances --------- ---------

Overdrafts (if any) -------- 12,212 83 Reserve for Interest and Taxes ---------

Other Assets ---------------

5 39 Other Liabilities __________ 16,893 67

Total ------------------$1,521,264 97 Total ------------------$1,521,264 97

BANK'S STATEMENT at Close of Business December u;, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$826,624 10 Capital Stock Paid In ______$200,000 00

Demand Loans ------------- 209,540 88 Amt. Re-served for Branches ---------

Loans Secured by Real Estate 103,880 00 Surplus Fund -------------- 12,500 00

United States Bonds -------- 214,800 00 Undivided Profits ---------- 12,549 06

Other Stocks and Bonds____ 32,990 00 Dividends Unpaid ---------- ---------

Banking House ------------- --------- Due to Banks in this State__

100 00

Furniture and Fixtures ____ 15,790 58 Due to Banks in other States ---------

Other Real Estate Owned____ ________ _ Call Money ---------------- ---------

Due from Banks in this State 37,041 38 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 304,354 00

States ------------------- 24,326 58 Demand Certificates of De-

Currency ------------------ 14,919 53 posits -------------------- 7,000 00

GSiolvldef.-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-_-_-_

- -2-,-9 7- 3- - -71-

Time Certificates of Deposit 3,200 00 Savings Deposits ----------- 299,974 34

Advances on Cotton ________ --------- Trust Funds on Deposit ____ ---------

Advances on other Commodi-

Cashier's Checks ----------

323 40

Chteiecsks--fo--r --C-l-e-a-r-in-g---H-o-u-s-e-_-_-

________________ __

Certified Checks -----------

578 86

Bills Payable -------------- 302,200 00

Other Checks and Cash Items 1,196 55 Notes and Bills Rediscounted 341,272 92

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money __________ ---------

ances -------------------- --------- Liability on Letters of Credit Overdrafts (if any) ________ 97,223 37 and Acceptances _________ ---------

Other Assets --------------- 11,731 19 Reserve for Interest and Taxes ________ _

Other Liabilities ----------

3,675 88

Due to Clearing House______ 17,808 41

Total -------------------$1,505,536 87 Total -------------------$1,505,536 87

FIRST ANNUAL REPORT

481

E:XAKINEB'S BEPOBT.
CHATHAM BANK & TRUST COMPANY, SAVANNAH.

At Close of Business December 11, 1920,

President-W. F. McCauley. Vice-Pres,idents-F. W. Clarke, J. H. Calais.

Cashier-J. J. Cornwell.

Directors-Leopold Adler, J. R. Anderson, Geo. J. Baldwin, C. G. Bell, Jno. D.

Ca.rswell, T. M. Cunningham, Robt. L. Gilchrist, Wright Hunter, Jas. M.

Long, A. R. Lawton, Edward Leffler, J. F. Minis, Courtney

Thorpe, H. Webber, H. D. Weed, J. J. Ravers, Fred

Wessels, W. M. May, J. T. West.

Date of Charter-September 30, 1879.

Began Business--April,1902.

RESOURCES

LIABILITIES

Time Loans -------------$2,218,109 23 Capital Stock Paid In ----$ 500,000 00

Demand Loans ------------ 453,760 81 Surplus Fund ------------- 102,805 72

Loans Secured by Real

Undivided Profits -------- 45,040 26

Estate -----------------United States Bonds ------Other Stocks and Bonds___ _ Banking House --------~-- Other Real Estate Owned--

--s6~35o-oo
200,021 27 153,163 03
34,896 76

Dividends Unpaid -------Due to Banks in this State Due to Banks in other IndSitvaitdeusal --D-e-p--o-s-it---S-u-b-j-e-c-t

97 50 56,232 05
----------

Due from Approved Revenue Agents -----------------
Due from Banks in other States ------------------
Currency ----------------GSoillvder,---N-i-c-k-e-l-s-, --P-e-n--n-ie-s-_-_-

to Check --------------- 890,813 73

187,228 03 Demand Certificates of De-

TimpoesiCt er-ti-f-ic-a-t-e-s--o-f-D--e-p-o-s-i-t

11,430 55 58,132 72

Savings Deposits_________ _ 971,069 70

Trust Funds on Deposit_ __ _ 75,924 07

Cashier's Checks -----------

1>1 (10

Advances on Cotton_______ ---------- Certified Checks ----------

1,004 12

Advances on other Commodi-

Bills Payable ------------ 750,000 00

Ch~~~s 'for-c!earingHo;;.~e::.:
Other Checks and Cash

--69~539-12

Notes and Bills RedisC ecrot iufni ctaetde s -o-f- - -D-e-p- -o-s-i t- -f-o- r-

Items -----------------Customers' Liability on Let-

6,443 93 Borrowed Money -------Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances_

O vaenrcdersa f t-s- -(-i-f- -a-n-y-)- - -- -- -- -- -- -Other Assets -------------

- - -4-, -3 7-3- - -76218,148 80

Reserve for Interest and OtThaexr esLi-a-b-i-l-it-i-e-s------------------

13,541 60 16,400 39

Total ------------------$3,493,802 44 Total ------------------$3,493,802 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$2,201,441 n Capital Stock Paid In _____ $ 500,000 00

Demand Loans ----------Loans Secured by Real U nEi tsetda t eS t-a-t-e-s- -B-o-n-d-s-_-_-_-_-_-_-_Other Stocks and Bonds___

469,674 36
--6-6~35o-oii
200,021 27

Amt. Reserved for Branches

Surplus Fund ------------- 102,805 72

UDnivdiidveinddeds UPnropfaiitds -_-__-_-_-_-_--_-

54,865 44 97 60

Due to Banks in this State__ S9,~6) ~~

Banking House and Furni-

Due to Banks in other

ture and Fixtures_______ 153,163 03 States -----------------

5,379 23

Other Real Estate Owned__ Due from Banks in this
State -----------------Due from Banks in other
States -----------------Currency ----------------Gold --------------------Silver, Nickels, Pennies____ Advances on Cotton _____ "
Advances on other Commodities ----------------
Other Checks and Cash

34,896 76 Call Money --------------Individual Deposits Subject
70,936 16 to Check --------------Demand Certificates of De-
184,758 4s posit ------------------98,409 00 Time Certificates of Deposit 4,950 00 Savings Deposits -------21,089 14 Trust Funds on Deposit___
__________ Cashier's Checks ---------
Certified Checks ------------------- Bills Payable ------------
Notes and Bills Redia-

945,613 88
11,930 55 58,132 72 912,141 57 63,543 31
742 53 135 75 750,000 00

Items -----------------Customers' Liability on Let-
ters of Credit and Accept-

3,625 01 counted----------------Liability on Letters of Credit and Acceptances __

ances ------------------ ---------- Reserve for Interest and

Overdrafts (if any) -------

714 82 Taxes ------------------

. 9,121 09

Other Assets ------------- 10,260 41 Other Liabilities ---------- 16,411 31

Total -------------------$3,520,290 22 Total -------------------$3,520,290 22

482

BANKI~G DEPARTMENT

EXAMINER'S REPORT.

CHATHAM SAVINGS & LOAN COMPANY, SAVANNAH.

At Close, of Business December 28, 1920.

P:resident-T. M. Cunningham, Jr. Vice-Presidents-W. M. Kehoe, Lee Roy Myers.
Secretary-Gee. W. Hunt. Directo.rs-T. M. Cunningham,Jr., W. M. Kehoe, Lee Roy Myers. A. R. Lawton,
Geo. A. Mercer, F. G. Bell, J. R. Anderson, H. P. Smart.

Date of Charter-1887. Amended-1912.

Began Business-1878.

RESOURCES

LIABILITIES

Time Loans ----------------$ --------- Capital Stock Paid In _______$500,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches ---------

Loans Secured by Real Estate 799,978 36 Surplus Fund -------------- 25,000 00

United States Bonds -------- 13,389 47 Undivided Profits ---------- 37,983 29

Other Stocks and Bonds_____ 1,250 00 Dividends Unpaid ----------

300 00

Banking House ------------- --------- Due to Banks in this State__ ________ _

Furniture and Fixtures ___ _ Other Real Estate Owned ___ ::
Due from Banks in this State

3,916 77 Due to Banks in other States --------18,632 22 Call Money ---------------- --------33,406 65 Individual Deposits Subject

Due from Banks in other

to Check ----------------- ---------

States ------------------- --------- Demand Certificates of Deposit 25,944 52

Currency -----------------GS iollvde r ,- - N- -i-c-k-e-l s-,- -P- e- -n-n-i e- -s -_-_ _-_- -_

698 00 Time Certificates of Deposit_ 151,228 73 430 00 Savings Deposits _________ _ 47,578 87
33 37 Trust Funds on Deposit ____ ---------

Advances on other Commodi-

Cashier's Checks ___________ ---------

ties ---------------------- ________ _ Certified Checks ____________ ________ _

Checks for Clearing House__

184 87 Bills Payable -------------- 85,000 00

Other Checks and Cash Items

89 37 Notes and Bills Rediscounted ________ _

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------- ---------

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any) -------- --------- and Acceptances _________ ---------

Other Assets:

Resel:"ve for Interest and Taxes 2,040 41

Advances on Real Estate for

Other Liabilities ~---------- ---------

Customers --------------- 1,343 89

Automobile Account -------- 1,722 85

Total --------------------$875,075 82 Total --------------------$875,075 82

BANK'S STATEMENT at Close of Business December 15, 1920.

RBSOURCES

LIABILITIES

Time Loans ----------------$810,141 54 Capital Stock Paid In _______$500,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches --------Loans Secured by Real Estate --------- Surplus Fund -------------- 25,000 00

United States Bonds ------- 41,130 63 Undivided Profits ----------- 59,875 70

Other Stocks and Bonds_____ 1,250 00 Dividends Unpaid ---------

300 00

Banking House ------------- --------- Due to Banks in this State --------Furniture and Fixtures_____ 5,639 62 Due to Banks in other States --------Other Real Estate Owned____ 18,632 22 Call Money ---------------- --------Due from Banks in this State 30,123 16 Individual Deposits Subject

Due from Banks in other States -------------- ---

---------

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t

--------25,516 77

Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e--n-n-ie-s-_-_-_-_--_

600 00 Time Certificates of DeposiL 151,528 73 1,070 00 Savings Deposit ----------- 45,185 50
22 16 Trust Funds on Deposit ____ ---------

Advances on Cotton -------- --------- Cashier's Checks ----------- ________ _

Advances on other Commodi-

Certified Checks ----------- ---------

ties -------------------- ----------Checks for Clearing- House__ ---------

Bills Payab,le -------------- 100,000 00 Notes and Bills Rediscounted ________ _

Other Checks and Cash Items

419 92 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

ances -------------------- --------- and Acceptances --------- ---------

Overdrafts (if any) -------- --------- Reserve for Interest and Taxes ---------

Other Assets ---------------

934 67 Other Liabilities ----------- 2,456 22

Total --------------------$909,862 9? Total --------------------$909,862 92

FIRST ANNUAL REPORT

483

EXAMINEE'S BEPOBT,

THE CITIZENS & SOUTHERN BANK, SAVANNAH.
At Clos.e of Business November 30, 1920.
President-Mills B. Lane. Vice-Pres:idents-G. L. Groover, Wm. Murphey, W. B. Stratford, G. C. Freeman. Assistant to President-W. W. Banks, T. C. Erwin.
Cashier-W. B. Spann, Jr.
Diirectors-S. B. Adams, J. B. Chestnutt, R. T. Comeil', R. S. Cope, J. J. Cummings., Milton Dargan, A. B. Hull, Jno. H. Hunter, E. M. Lawton, Lee Roy Myers, W. J. Pierpont, A. C. Read, H. L. Rochmond, H. P. Smart, H. D. Stephens, E. W. Lane. Date of Charter-September 22, 1887.

RESOURCES

LIABILITIES

Time Loans ---------------$8,988,559 75 Capital Stock Paid In______ $1,125,000 00

Demand Loans ------------ 3,420,976 46 Amt. Reserved for Branches ----------

United States Bonds and

Surplus Fund ------------- 1,775,000 00

State of Georgia

11,662 00 Undivided Profits --------- 19,146 51

Other Stocks and Bonds ___ 673,883 15 Dividends Unpaid ---------

153 00

Banking House ----------- 347,780 99 Due to Banks in this and

Furniture and Fixtures____ 59,703 81 other States ------------ 1,351,516 76

Other Real Estate Owned__ 138,466 38 Call Money --------------- ----------

Due from Approved Reserve

Individual Deposits Subject

Agents ----------------Currency ----------------Gold --------------------Silver, Nickels, Pennies___ Advances on Cotton_______

2,736,567 15 121,451 00 4,125 00 52,399 37 __________

to Check --------------Time Certificates of Deposit Savings Deposits --------Cashier's Checks ---------Certified Checks -----------

3,231,349 06 249,059 44
4,290,098 04 20,384 17
119,852 19

Checks for Clearing House

2,038 24 Bills Payable ------------ 700,000 00

Other Checks and Cash

Notes and Bills Redis-

Items -----------------Customers' Liability on Let-

1,986 91 counted ---------------- 4,468,369 08 Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances_ 292.?14 14

ances ------------------ 292,714 14 Reserve for Interest and

Overdrafts (if any) ------- 39,169 47 Taxes and Dep.__________ 196,619 97

Other Assets:

Other Liabilities:

Transit Bills ------------- 1,037,929 43 Reserve; Losses and Em-

Current Checks -----------

8,465 12 ployees' Pension Fund __ _ 13,329 58

Total ------------------$17,937,878 35 Total ------------------$17,937,878 35

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $8,663,820 07 Capital Stock Paid In ______ $1,125,000 00

Demand Loans ------------ 2,882,534 68 Amt. Reserved for Branches ----------

LoEasntsate Se_c_u_r_e_d___b__y___R__e_a_l

Surplus Fund ------------- 1;775,000 00 527,689 10 Undivided Profits -------- 20,130 75

United States Bonds

10,000 00 Dividends Unpaid _________

15 00

Other Stocks and Bonds__ _ 673,545 15 Due to Banks in this State 860,426 66

Banking House __________ _ 247,347 42 Due to Banks in other

Other Real Estate Owned __ 198,170 17 States ----------------- 286,808 89

Due from Banks in this

Individual Deposits Subject

State ------------------ 2,969,191 19 to Check --------------- 3,861,790 10

Due from Banks in other

Demand Certificates of De-

States ----------------- 989,730 39 posit ------------------- 144,741 56 Currency ---------------- 171,939 00 Time Certificates of Deposit 84,144 41

Gold --------------------

2,700 00 Savings Deposits --------- 4,306,878 93

Silv.er, J"fickels, Pennies___ _ 30,450 16 Trust Funds on Deposit___ ----------

Advances on other Com-

Cashier's Checks ----------

6,265 92

modities --------------Checks for Clearing House

---------17,672 55

BC ei lrltsi f iPeady aCbhleec k_s_ _-_-_-_ -_ _- _- _- _-_- -_

5,301 73 700,000 00

OtIhteerms C_h_e_c_k_s___a_n_d____C_a_s_h_

Notes and Bills Redis13,051 32 counted ---------------- 4,182,288 16

Customers' Liability on Let-

Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances__ 214,364 14

ances ------------------ 214,364 14 Reserve for Interest and Overdrafts (if any) _______ 30,392 43 Taxes ------------------

69,441 52

Total ________________ ._$17,642,597 77 Total ------------------$17,642,597 77

-1

484

BANKING DEPARTMENT

E:X:AMINEB'S :REPOBT.

CITIZENS TRUST COMPANY, SAVANNAH.

At Close of Business December 7, 1920.

President-H. I. Frank. Vice-President-C. P. Rowland. Cashier-D. W. Andrews.
Directors-Chas. F. Fulton, J. G. Butler, J. F. Cann, F. H. Opper, \V. M. Courey, H. Nannugs, H. C. Waltham, H. McAlpin, C. J. Hunter, \V. B. McKinsley.

Date of Charter-May 22, 1906.

Began Business-June 1, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$986,643 39 Capital Stock Paid In_______ $200,000 00

Demand Loans ------------- 247,527 26 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 52 244 13 Surplus Fund -------------- 50,000 00

United States Bonds________ 36:150 00 Undivided Profits ----------- 59,604 Sz

Other Stocks and Bonds____ 7,500 0) Dividends Unpaid ----------

31 50

Banking House ------------- 57,434 26 Due to Banks in this State__ 4,194 54

Furniture and Fixtures_____ 7,549 58 Due to Banks in other States ---------

Other Real Estate Owned____ Due from Approved Reserve

---------

Call Money ---------------Individual Deposits Subject

---------

Agents -----------------Due from Banks in other

142,538

75

Detmo aCnhdeCckert-i-fi-c-a-t-e-s-o-f--D-e-p-o-s-i-t

440,020 108,150

32 00

States ------------------- _________ Time Certificates of DeposiL 12,500 00

Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P-e-n- -n-i e-s- -__-_-_- -_ . Advances on Cotton ________

21,520 00 172 50
3,492 16 ---------

Savings Deposit -----------Trust Funds on Deposit_____ Cashiers Checks -----------Certified Checks ------------

346,505 87,227 182 1,909

94 07
13 14

Advances on other Commodi-

Bills Payable -------------- 86,150 00

ties --------------------- ________ _ Notes and Bills Rediscounted 202,509 54

Checks for Clearing House__ 14,610 38 Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-

5 33 Borrowed Money --------- --------Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------- ---------

Ovanercdersaf-t-s--(-i-f--a-n-y--) -_-_-_-_-_-_-_-_

- - - -4-4-8 - -5-7

Reserve for Interest and Taxes Other Liabilities -----------

-----------------

Other Assets --------------

601 07

Total -------------------$1,578,437 38 Total ___________________ $1,578,437 38

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$1,006,375 60 Capital Stock Paid In _______ $200,000 00

Demand Loans ------------- 254,062 26 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 39,274 13 Surplus Fund -------------- 50,000 00

United States J;londs________ 36,406 78 Undivided Profits ---------- 56,568 77

Other Stocks and Bonds, F. R.

Dividends Unpaid ---------- 7,031 50

B. ----------------------- 7,500 00 Due to Banks in this State__ 38,445 49

Banking House ------------ 57,434 26 Due to Banks in other States 4,315 49

Furniture and Fixtures_____ 7,649 58 Call Money ---------------- ________ _

Other Real Estate Owned____ --------- Individual Deposits Subject

Due from Banks in this State 110,932 26 to Check ----------------- 436,493 92

Due from Banks in other

Demand Certificates of Deposit 108,150 00

States ------------------- 21,654 56 Time Certificates of Deposit_ 12,500 00

Gold ----------------------Currency ------------------

187 50 Savings Deposits ----------- 336,653 80 1!>n flo Trust Funds on De.posit_ ____ _ 1,468 12

Silver, Nickels, Pennies_____ 2,632 26 Cashiers Checks -----------

287 25

Advances on Cotton ________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable --------------

2,010 33
86,150 on

ties --------------------- _________ Notes and Bills Redi~counted 222,095 96

Checks for Clearing House__

278 39 Certificates of Deposit ,for

Other Checks and Cash Items

249 54 Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------- ---------

ances -------------------- _________ Reserve for Interest and Taxes ---------

Overdrafts (if any) --------

278 07 Other Liabilities:

Other Assets:

Clearing Association -------

- - - - - - Depreciation Rese-rve ______ _ 3,793 57

1,603 13

Total --------------------1,563,773 76 Total --------------------1,563,773 76

FIRST ANNUAL REPORT

485

E:S:AMIHEB'S BEPOBT.
COMMERCIAL BANK, SAVANNAH.
At. Close of Business November 23, 1920.
President-J. H. H. Entleman. Vice-President-U. H. McLaws. Cashier-W. F. Reilley,
Directors-J. H. H. Entleman, U. H. McLaws, 0. T. Mcintosh, J. L. Budreau, J. H. Quint, W. R. DancY, I. C.Helmeley, A. H. Entleman, W. Woledge, C. H. Kannemann.

RESOURCES

LIABILITIES

Time Loans ----------------$972,551 21 Capital Stock Paid ln _______$100,000 00

Demand Loans ------------- 293,836 29 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 15,000 00

United States Bonds -------Other Stocks and Bonds_____

63,850 00 200 00

Undivided Profits ---------Dividends Unpaid ----------

_5_5_,,0_8_2__8_5_

Banking House ------------- 47,184 17 Due to Banks in this State__ 21 6 42 71

Furniture and Fixtures_____ 29,078 54 Due to Banks in other States ---------

Other Real Estate Owned____ 3,600 00 Call Money ---------------- ---------

Due from Banks in this

Individual Deposits Subject

State, Sundry Banks

8,684 49 to Check ---------------- 607,146 60

Due from Banks in other

Demand Certificates of Deposit ---------

States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e--n-n-ie--s -__-_-_--_

67,965 94 Time Certificates of DeposiL 30,830 04 16,597 00 Savings Deposits ---------- 443,536 66
105 00 Trust Funds on Deposit ____ --------2,652 65 Cashier's Checks ----------- ---------

Advances on Cotton --------

670 98 Certified Checks ------------

229 02

Advances on other Commodi-

Bills Payable -------------- 210,000 00

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-s-e-_-_

--------945 17

Notes and Bills Rediscounted Certificates of De,poslt for

---------

Other Checks and Cash Items 1,986 62 Borrowed Money --------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ---------- ---------

O vaenrcdersa f-t-s - -(-I f- -a-n-y- )- - ----------------

- -5-,-7 -3 4- - -38-

Reserve for Interest and Taxes Othe.r Liabilities -----------

--------55,126 71

Other Assets --------------- 22,952 21

Total -------------------$1,538,594 65 Total -------------------$1,538,594 65

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$962,186 38 Capital Stock Paid ln_______$]00,000 00

Demand Loans ------------- 296,176 85 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 15,000 00

United States Bonds________ --------- Undivided Profits ---------- 52,958 90

Other Stocks and Bonds_____

200 00 Dividends Unpaid ----------

9 00

Banking House ------------- 47,184 17 Due to Banks in this State__ 12,277 11

Furniture and Fixtures______ 52,207 21 Due to Banks In other States --------

Other Real Estate Owned____ 3,600 00 Call Money ---------------- ---------

Due from Banks In this State 10,408 31 Individual Deposits Subject

Due from Banks In other

to Check ----------------- 616,021 48

States ------------------Currency -----------------SGiolvlder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

101,354 29,626 20
3,275

04 00 00
86

Demand Certificates of Deposit 600 00 Time Certificates of Depos!L 30,830 04 Savings Deposits ----------- 454,522 07 Trust Funds on Deposit ____ ---------

Advances on Cotton -------- --------- Cashier's Checks ----------- ---------

Advances on other Commodi-

Certified Checks ------------ 196 33

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__-

--------327 81

Bills Payable -------------- 210,000 00 Notes and Bills Rediscounted ---------

Other Checks and Cash Items 129 00 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

Ovaenrcdersaf-t-s--(i-f--a-n-y-)------------------ --1-,-0-1-0--28-

and Acceptances ---------Reserve for Interest and Taxes

--------290' 98

Other Assets ---------------- --------- Other Liabilities ----------- 15,000 00

Total -------------------$1,507,705 91 Total -------------------$1,507,705 91

f
486

BANKING DEPARTMENT

EXAMINEB?S BEPOBT.

EXCHANGE BANK, SAVANNAH.

At Close of Business December 16, 1920.

Pres-ident-A. J. Garfunkle. Vice-President-J. J. Powers. Cashier-Joe J. Powers.

j[)!rectors-E. H. Abrahams, M. J. O'Leary, W. T. Knight, G. M. Gadsden, J. J.

Harrigan, H. S. Trout, P. M. Lucas, F. A. Davis, .S. Blumenthal, C. Garfunkle.

Date of Charter-January 18, 1906.

Began Business-March 12, 1906.

RESOURCES

LIABIL~TIES

Time Loans --------------$2,187,971 76 Capital Stock Paid In______ $ 200,000 00

Demand Loans ----------- 242,136 15 Amt. Reserved for Branches

Loans Secured by Real

Undivided Profits ---------

Estate ----------------- ---------- Dividends Unpaid ---------

United States Bonds and

Due to Banks in this State

175,964 82 15 00

other Stocks and Bonds__ 22,275 00 Due to Banks in other

Banking House ----------Furniture and Fixtures____ Other Real Estate Owned__ Due from Banks in this and
other States -----------Currency ----------------Gold -------------------Silver, Nickels, Pennies____ Advances on Cotton_______ Advances on other Com-
modities --------------Checks for Clearing House Other Checks and,. Cash
Items ---------------Customers' Liability on Let-

139,627 42 States ------------------

--------,-- Individual Deposits Subject

24,519 06 to Check ---------------- 650,586 91

Demand Certificates of De-

203,068 85 posit ------------------- 26,803 15

35,808 00 Time Certificates of Deposit 29,564 66

480 00 Savings Deposits ________ _ 1,187,650 13

28,591 32 Trust Funds on Deposit_ __

---------- Cashier's Checks --------- 288,004 n'

Certified Checks ----------

'1,324 99

---------- Bills Payable ------------- 100,000 00

---------- Notes and Bill's Redis-

counted ---------------- 216,785 49

1,913 15 Certificates of Deposit for

Borrowed Money _______ _

ters of Credit and Accept-

Liability on Letters of

ances _-- _-- __ - __________ _________ Credit and Acceptances_-

Overdrafts (if any) _______

4,454 00 Reserve for Interest and

Other Assets ------------- 24,909 28 Taxes -----------------Other Liabilities ---------- 39,054 76

Total -------------------$2,915,753 99 Total ___________________ $2,915,753 99

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$2,320,237 53 Capital Stock Paid In ______ $ 200,000 00

Demand Loans ------------ 241,836 83 Amt. Reserved for Branches 50,000 00

Loans Secured by Real

Total --------------------- 250,000 00

Estate ----------------- 195,432 83 Undivided Profits --------- 170,832 65

United States Bonds______ 22,325 00 Dividends Unpaid ________ _

15 00

Other Stocks and Bonds __ ---------- Due to Banks in this State_

6,159 80

Banking House and Furni-

Due to Banks in other

ture and Fixtures________ 166,771 47 States -----------------

6,037 87

Due from Banks in this

Due to Clearing House____ _ 29,258 86

State ------------------ 51,914 79 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 1,017,026 53

States ----------------- 118,443 94 Demand Certificates of De-

Currency ----------------- 52,289 00 posit ------------------- 26,803 15

Gold ---------------------

472 50 Time Certificates of Deposit 29,564 66

Silver, Nickels, Pennies____ 30,234 84 Savings Denosits ________,__ 1,331,258 42

---------- Advances on Cotton_______ ---------- Trust Funds on Deposit_ __ ----------

Advanees on other Com-

Cashier's Checks ----------

modities --------------- ---------- Certified Checks ___________

1,818 6i'i

Checks for Clearing House __________ Bills Payable ____________ _ 180,000 00

Other Checks and Cash

Notes and Bills Redls-

Items ------------------

2,227 78 counted ----------------- 150,050 00

Customers' Liability on Let-

Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances __ ----------

ances ------------------ ---------- Reserve for Interest and

Overdrafts (If any) ______

1,944 79 Ta:xRs ------------------

7,200 00

Other Assets _____________

1.894 97 Other Liabilities ________ ------------

Total -------------------$3,206,025 59 Total ___________________ $3,206,025 59

FIRST ANNUAL REPORT

487'

EXAMINER'S REPORT.

GEORGIA STATE SAVINGS ASSOCIATION, SAVANNAH.

At Close of Business December 18, 1920.

President-Henry Blun. Vice-Presidents--J. F. Buckwer, Hal H. Bacon. Treasurer-F. C. Bush.
Directors-J. F. Buckwer, B. H. Levy, Julian Schley, Henry Blun, Geo. W.
Tredeman, Hal H. Bacon.

Date of Ch'arter-July 29, 1909.

Began Business-August 4, 1909.

RESOURCES

LIABILITlES

Time Loans ---------------$ ---------- Capital Stock Paid In ______ $ 325,000 00

Demand Loans ----------- 20,775 07 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund ------------- 75,000 00

Estate ----------------- 4,776,157 46 Undivided Profits --------- 498,320 77

United States Bonds and

Dividends Unpaid ---------

other Stocks and Bonds

97 394 00 Due to Banks in this State

Banking House ----------- 75:ooo oo Due to Banks in other

Furniture and Fixtures____ Other Real Estate Owned__ Due from Banks in this and

4,477 59,262

34 74

States ----------------Call Money ---------------

Individual Deposits Subject

other States -----------Currency ----------------GSiolvlder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-__--_

369,223 72 to Check --------------14,410 00 Time Certificates of Deposit 2,833,050 00 985 00 Savings Deposits --------- 1,667,977 98 965 85 Trust Funds on Deposit ---

Advances on other Com-

Cashier's Checks ----------

modities --------------- ---------- Certified Checks ----------

Checks for Clearing House_

1,030 13 Bills Payable -------------

Other Checks and Cash

Notes and Bills Redis-

Items -----------------Customers' Liability on Let-

1,082 02 Cecrotiufnicteadtes---o-f--D--e-p-o-s-i-t --fo--r

ters of Credit and Accept-

Borrowed Money --------

Ovaenrcdersaft-s--(-i-f -a-n-y-)----------------

--------------------

Liability on Letters of Credit and Acceptances __

Other Assets:

Reserve for Interest a:rd

Stocks and Bonds other than U. S. and State of Georgia

10,000

00

Taxes -----------------Other Liabilities ----------

31,414 03

Total -------------------$5,430,763 58 Total -------------------$5,430,763 58

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Demand Loans -----------$ 20,700 07 Capital Stock Paid In ______ $ 325,000 00

Loans Secured by Real

Amt. Reserved for Branches

U nEi tsetda t eS t a-t-e-s- -B-o-n- d- -s -_-_ -_ _- _-_- -_

4,784,067 96,550

23 00

Surplus Fund ------------Undivided Profits ---------

75,000 00 471,188 76

Other Stocks and Bonds ___ _ 10,000 00 Due to Banks in this State,

Banking House__ $75,000 00

Due to Banks in other

Less Res,erve for Depreciation, $12,000 00 ______ _

63,000 00 IndSitvaitdeusal -D--e-p-o-s-i-ts--S--u-b-j-e-c-t

Furniture, Fixtures and

to Check ---------------

Vaults -----------------

4,477 34 Time Certificates of Deposit 2,834,350 00

Other Real Estate Owned

Savings Deposits --------- 1,665,716 31

$59,374 42 Less Reserve

Treasurer's Checks Out-

for Depreciation $8,589 82 Due from Banks in this

50,784 60 CesrttaifnidedingC-h-e-c-k--s---S--a-v-in-g--s

1,542 14

D uSet a tfer o m- - -B-a-n- -k-s- -i-n- -o- -t h- e- -r

345,352 89 Department ------------Bills Payable -------------

329 51

States ----------------Currency ----------------GSiolvlder,--N-i-c-k-e-l-s,--P--e-n-n-ie--s -__-_--_

12,255 18 Notes and Bills Redis-

17,220 00 1,080 00 970 33

C ecrot iufni ct ea tde s- - -o-f- -D- -e-p-o-s-i t- - -f o- -r Borrowed Money _______ _

Other Checks and Cash

Liability on Letters of

Items ------------------

1,563 97 Credit and Acceptances __

Other Assets:

Reserve for Interest and

U. S. War Savings Stamps_ Improvement Account -----

844 11,681

00 76

OtThaexr eLsia-b-i-li-t-ie-s-:-----------

36,837 81

Items in Suspense ---------

378 74 Pension Reserve Fund -----

9,461 58

Loans In Suspense --------

1,500 00

Total -------------------$5,420,926 11 Total ------------------$5,420,926 11

r

',.

!'

488

BANKING DEPARTMENT

EXAJII[INEB'S BEPOB'l'.

HIBERNIA BANK, SAVANNAH.

At Close of Business November 24, 1920.

President-M. A. O'Byrne. Vl&e-Presidents-J. P. Dolan, Chas. Ellis.

Directors-M.

A.

O'Byrne,

Cashier-M. A. Spellman. Chas. Ellis, S. F. Armstrong,

F.

c.

Battey,

I.

J.

Bon-

ham, Geo. E. Cope, Chas. Ellis, Carl Espy, W. J. Harty, Daniel J. Hogan,

H. L. Kayton, G. L. Mohr, E. F. O'Connor, J. C. Schwarz, J. F.

Sullivan, Geo. F. Tennelbe, R. Van Kewen, T. P. Waring.

RESOURCES

LIABILITIES

Time Loans --------------$5,513,002 47 Capital Stock Paid In _____ $ 200,000 00

Demand Loans ------------ 1,490,217 77 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund ------------- 300,000 00

Estate ----------------- 55,314 20 Undivided Profits --------- 137,384 43

United States Bonds_______ 468,700 00 Dividends Unpaid ---------

38 00

Other Stocks and Bonds___ 284,090 00 Due to Banks in this and

Banking House ---------Furniture and Fixtures____

143,573 89 ----------

C aol lt hMe ro nSetya t e_s__-__- _-_-_-_-_-_-_-_-_- -_

677,233 00

Other Real Estate Owned__ _____ , ____ Individual Deposits Subject

Due from Approved Reserve

to Check ---------------- 2,298,398 48

Agents ----------------- 1,356,300 69 Demand Certificates of De-

Due from Banks in other

posit ------------------ 33,324 61

CuSrtraetnecsy ----------------------------------

- -7-4-,-1-6 -2 - -0-0

Time Certificates of Deposit 107,241 36 Savings Deposits --------- 1,798,361 59

GSiolvlder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-__- _

1,370' 50 Cashier's Checks ----------

7,151 11

13,043 24 Certified Checks ---------- 173,008 47

Advances on other Com-

Bills Payable ------------- 493,000 00

modities --------------- ---------- Notes and Bills Redis-

Checks for Clearing House ---------- counted ---------------- 3,263,071 22

Other Checks and Cash

Certificates of Deposit for

Items -----------------Customers' Liability on Let-

3,189 26 Borrowed Money -------Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances __

O vaenrcdersa f t-s- -(-i-f -a-n- -y-) - --------------

- - -4-,-0-8 4- - -09-

Reserve Taxes

for Interest and ------------------

Other Assets ------------- 309,878 72 Other Liabilities ----------

16,472 74 212,380 92

Total -------------------$9,712,139 86 Total -------------------$9,712,139 86

BANK'S STATEMENT at Close or Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------<--------$5,596,599 26

Demand Loans ----------- 1,453,907 01

Loans Secured by Real

U nEi tsetda t eS t a-t-e-s- -B-o-n-d- -s - -__- _-_-_- -_

58,100 00 468,700 00

Other Stocks and Bonds __ _ 287,840 00

Capital Stock Paid J.n _____ $ Amt. Reserved for Branches
Surplus Fund ------------Undivided Profits --------Dividends Unpaid --------Due to Banks in this State

200,000 00
300,000 00 147,824 62
26 00 561,673 25

Banking House ---------- 143,573 89 Due to Banks in other

Furniture and Fixtures____ ---------- States -----------------

Other Real Estate Owned__ ---------- Call Money---------------

Due from Banks in this

Individual Deposits Subject

119,636 97

State ------------------ 664,080 04 to Check -------------- 2,187,256 12

Due from Banks In other

Demand Certificates of De-

States ----------------Currency ---------------GSiolvlder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-_

703,377 132,523

69 00

TipmoesiCt e-rt-i-f-ic-a-t-e-s--o-f-D--e-p-o-s-i-t

24,830 66 107,141 36

1,165 50 Savings Deposits --------- 1,800,738 54

11,923 87 Cashier's Checks --------- 16,890 67

Advances on other Com-

Certified Checks ----------

4,606 96

modities --------------- ---------- Bills Payable ------------- 493,000 00 Checks for Clearing House 102,657 21 Notes and Bills Redis-

Other Checks and Cash Items ------------------
Customers' Liability on Letters of Credit and Accept-
Ovaenrcdersaft-s--(-I-f-a-n-y--) --------------Other Assets -------------

3,744 83 Cecrotiufnictaetdes --o-f--D-e-p--o-s-it--f-o-r- 3,669,243 78

Borrowed Money --------

Liability on Letters of

- -1-3-,-0 -5 0- - 0-9-

Credit Reserve

and for

A c c e p t a n c e s __ Interest and

---------- Taxes ------------------

8,363 46

Total ____________________9,641,232 39 Total ____________________9,641,232 39

FIRST ANNUAL REPORT

489

EXAliii:UII'EB'S BEPOBT.

LIBERTY BANK & TRUST COMPANY, SAVANNAH.

At Close of Business December 9, 1920.

President-Henry Blun. Vice-President-Hal H. Bacon. Cashier-W. F. Hogan. Directors--Henry Blun, Hal H. Bacon, W. F. Hogan, J. H. Haslam, W. G. Barn-
well, W. S. Blun, R. M. Hull, N. Long, J. P. Maggoni, Sego Mohr, J. C.
Nash, G. W. Owens, Isaac Silver, A. P. Solomon, E. S. Trosdal.

Date of Charter-December 18, 1889.

Began Business-February 10, 1890.

RESOURCES

LIABILITIES

Time Loans -----------~--$1, 743,582 68 Capital Stock Paid In _____ $

Demand Loans ----------- 803,932 66 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund -------------

UnEitsetdateSta-t-e-s--B-o-n-d--s ------------- --9-2-,6-2-5---00- UDnivdiidveinddeds UPnropfaiitds -_-__-_-_-_----_

Other Stocks and Bonds __ _ Banking House____________

746,893 89 Due to Banks in this State 250,000 00 Due to Banks in other

Furniture and Fixtures____ Other Real Estate Owned __

---------6,726 70

C aSl lt aMt eosn e y-,- -C-l-e-a-r-i -n-g- -H-o- u- -s -e

Due from Approved Reserve

Individual Deposits Subject

Agents ----------------Due from Banks In other

375,995 68 Detmo anCdheCckerti-f-ic-a-t-e-s--o-f--D--e--

States ----------------Currency ----------------GS iol lvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s-__- -_

-

-6-2-,-6 -0 0- -

--
00

posit ------------------Time Certificates of Deposit

1,127 50 Savings Deposits --------

17,387 68 Trust Funds on Deposit_ __ _

Advances on other Com-

Cashier's Checks ----------

Chmeockdsitifeosr --C-l-e-a-r-in-g---H-o-u--s-e Other Checks and Cash
Items -----------------Customers' Liability on Let-
ters of Credit and Accept-

- - - - -2 9-3- - -95-

Certified Checks ----------Bills Payable -------------

Certificates of Deposit for

2,981 57 Borrowed Money _______ _

Liability on Letters of

Credit and Acceptances __

Oavnecr de sr a-f t-s- - -( i-f- -a-n-y-)-_-_-_-_-_-_-_-

- - -4-,-19-9- - -27-

Reserve Taxes

for Interest and ------------------

Other Assets -------------- 61,557 30 Other Liabilities ----------

300,000 00 350,000 00 179,905 59
193 00 404,984 31
51,370 89 821,777 41
19,000 00 73,189 48 964,404 4R 236,660 85
888 88 750,000 00
37 20 17,478 79

Total -------------------$4,169,890 88 Total ------------------$4,169,890 88

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $1,690,939 65 Capital Stock Paid In _____ $ 300,000 00

Demand Loans ----------Loans Secured by Real
U nEi tsetda t eS t a-t-e-s- -B-o-n-d- -s -__-_-_-_-__- -_ Other Stocks and Bonds ___ _

799,232 66 Amt. Reserved for Branches ---------Surplus Fund ------------- 350,000 00
60,350 98 Undivided Profits --------- 179,801 52 92,550 00 Dividends Unpaid ------ ___ 193 00 746,956 19 Due to Banks in this State 381,759 25

Banklrtg House ----------- 250,000 00 Due to Banks in other

Furniture and Fixtures____ Other Real Estate Owned __

---------6, 726 70

States -----------------Call Money ---------------

532 46 ----------

Due from Banks in this

Individual Deposits Subject

D uSet a tfer o m- - -B- -a-n-k-s- -i-n- - -o-t h- -e-r

24,221 58 to Check ---------------- 1,058,340 83 Demand Ce,rtificates of De-

States ----------------Currency ----------------GSiollvder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-__--_

348,676 21 posit ------------------- 19,000 00 64,249 00 Time Certificates of Deposit 72,589 48 1,132 50 Savings Deposits --------- 961,316 12 15,884 21 Trust Funds on Deposit ___ ----------

Advances on other Com-

Certified Checks -----------

1,194 33

modities ---------------- ---------- Bills Payable ------------- 750,000 00

Other Checks and Cash

Notes and Bills Redis-

Items -----------------Customers' Liability on Let-

1,513 80 Recsoeurnvteed f-o-r---i-n-te--re-s-t---a-n-d- ----------

ters of Credit and AcceptOvaenrcdersaf-t-s--(-if--a-n-y--) ---------------

- - -2-,-5-5-2 - -02-

OtThaexr eLs ia-b-i-l-it-i-e-s-: ---------Reserved for Depreciation

----------

- - - - Other Assets:
Foreign Currency ---------

2,207 95 Duoef tBoanCkleBaruiinlgdinHgou--se--_-__--_

12,268 15 20,198 31

Total ------------------$4,!07,193 45 Total __________________ $4,107,193 45

490

Bl~NKING DEPARTMENT

EXAMINER'S BEPOBT.

MERCANTILE BANK & TRUST COMPANY, SAVANNAH.

At Close of Business November 18, 1920.

President-A. Ranzin. Vice-Presidents-H. C. Shuptine, A. J. Cohen V. w. LeBey.

Cashier-V. W. LeBey.

'

Directors-A. Ranzin, H. C. .Shuptine, A. J. Cohen, V. W. LeBey, A. Blumberg,

M. H. Birnstein, M. Blumfield, W. G. Sutlive, W. D. Jones, I. H. Solo-

mon, Jr., B. Wietz, R. D. Ried, J. H. Johnson, A. Shapira.

Date of Charter-August 3, 1917.

Began Business-September 4, 1917.'

RESOURCES

LIABILITIES

Time Loans --------------$1,520,724 24 Capital Stock Paid In _______ $300,000 00

Demand Loans ------------ 115,780 5R Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 72,923 89 Surplus Fund -------------- 35,000 oo

United States Bonds -------- 246,348 19 Undivided Profits ----------- 19,860 87

Other Stocks and Bonds_____ 10,640 00 Dividends Unpaid ----------

124 25

Banking House ------------- --------- Due to Banks in this State__

100 00

Furniture and Fixtures_____ 20,513 77 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- ________ _

Due from Banks in this State 163,774 05 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 350,196 40

States ------------------- 8,627 47 Demand Certificates of Deposit 4,000 00

Currency ------------------ 18,880 00 Time Certificates of Deposit_ 45,410 00

Gold -----------------------

37 50 Savings Deposits ---------- 605,544 58

Silver, Nickels, Pennies_____ 3,627 75 Trust Funds on Deposit ____ ---------

Advances on Cotton -------- --------- Cashier's Checks ----------- 1,979 01

Advances on other Commodi-

Certified Checks ----------- 171,940 09

ties --------------------- _________ Bills Payable -------------- 320,000 00

Checks for Clearing- House__ --------- Notes and Bills Rediscounted 325,374 07

Other Checks and Cash Items 3,241 46 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------- ---------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------- --------- and Acceptances ________ __ ---------

Overdrafts (if any) -------- 1,968 48 Reserve for Interest and Taxes ---------

Other Assets ---------------

110 00 Other Liabilities ----------- 7,668 14

Total ------------------$2,187,197 38 Total ___________ _:______ $2,187,197 38

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $1,5~n.~RR OT Capital Stock Paid In _______ $300,000 00

Demand Loans ------------- 105,060 60 Amt. Reserved for Branches ________ _ Loans Secured by Real Estate _________ Surplus Fund -------------- 35,000 00 United States Bonds _______ 242,200 00 Undivided Profits ----------- 23,597 93

Other Stocks and Bonds_____ 10,640 00 Dividends Unpaid ----------

84 00

Banking House ------------- _________ Due to Banks in this State__ 12,296 48

Furniture and FixturP"----- 20,67.4 32 Due to Banks in other States ---------

Other Real Estate Owned____ Due from Banks in this State

-5-8_,854 __93

Call Money ---------------Individual Deposits Subject

---------

Due from Banks in other

to Check ----------------- 332,907 70

States ------------------- 15,257 83 DE)mand Certificates of Deposit 4,000 00

Currency ------------------ 24,980 00 Time Certificates of Deposit_ 49,910 00

Gold -----------------------

220 00 Savings Deposits ----------- 538,716 66

Silver, Nickels, Pennies_____ 5,346 58 Trust Funds on Deposit ____ ---------

Advances on Cotton ________ _________ Cashier's Checks -----------

816 l 8

Advances on other Commodi-

Certified Checks ------------ 11,873 99

ties --------------------- _________ Bills Payable -------------- 310,000 00

Checks for Clearing- House__ 1,776 83 Notes and BillR Rediscounted 468,722 63

Other Checks and Cash Items _________ Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money --------- --------Liability on Letters of Credit

ances -------------------- --------- and Acceptances ---------- --------Overdrafts (if any) -------- 1,175 62 Reserve for Interest and Taxes ---------

Other Assets --------------- 9,829 14 Other Liabilities ----------- 3,473 32

Total ___________________$2,091,398 89 Total ___________________$2,091 ,398 89

FmsT ANNUAL UErORT

491

EX:AllllUI"EB'S BEPOB'l:'.

OGLETHORPE SAVINGS & TRUST COMPANY, SAVANNAH.

At Close of Business December 21, 1920.

President-J. S. Collins. Vice-President-J. E. Jordan. Cashier-J. E. Jordan.

Directors-J. S. Collins, Carl Mendel, J. A. Logan, J. E. Jordan, Geo. M. Brinson,

Jno. Obsiek, J. E. Fay, E. A. M. Schroder, Jno. F. Paulsen,

R. M. Hicks, H. M. Babey.

Date of Charter-December 18, 1886.

Began Business--December, 1886.

RESOURCES

LIABILITIES

Time Loans ----------------$325,621 65 Capital Stocl< Paid In _______ $250,000 00

Demand Loans ------------- 230,429 68 Amt. Reserved for Branches --------Loans Secured by Real Estate 649,015 86 Surplus Fund -------------- 150,000 00 United States Bonds ------ 117,486 40 Undivided Profits ---------- 86,962 70 Other Stocks and Bonds ____ 465,970 00 Dividends Unpaid ---------- 2,698 75

Banking House ------------- --------- Due to Banks in this State --------Furniture and Fixtures_____ 10,659 10 Due to Banks in other States --------Other Real Estate Owned____ 42,016 72 Call Money ---------------- ________ _

Due from Approved Reserve

Individual Deposits Subject

DuAegefnrtosm --B--a-n-k-s---i-n---o-th--e-r

98,597 81 to Check ---------------- --------Demand Certificates of Deposit 34,803 68

States ------------------- _________ Time Certificates of Deposit_ 534,781 38

Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton_________ Advances on other Commodi-
Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__-

3,471 00 130 00 349 13
---------
--------1,186 2o

Savings Deposits ---------- 857,100 42 Trust Funds on Deposit_____ 76,415 59
Cashier's Checks ----------- --------Certified Checks ----------- --------Bills Payable -------------- 100,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for

Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and AcceptO vaenrcdersa f-t s- - -( -i f- -a-n-y-)- - -- -- -- -- -- -- -- --

33 22 -- -- -- -- -- -- -- -- --

Borrowed Money --------Liallility on Letters of Credit
and Acceptances ---------Reserve for Interest and Taxes Other Liabilities -----------

---------
--------9;711 08
61,744 55

Other Assets --------------- 39,251 33

Total -------------------$1,984,340 21 Total -------------------$1,984,340 21

BANK'S STATEMffiNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$268,245 41 Capital Stock Paid In_______ $250,000 00

Demand Loans ------------- 229,629 68 Amt. Reserved for Branches

Loans Secured by Real Estate 672,540 41 Thomasville, $25,000 00

United States Bonds ________ 117,436 40 Surplus Fund -------------- 150,000 00

Other Stocks and Bonds _____ Banking House _____ - ______

466,020 00 _ ____ . __ _

Undivided Profits ---------Dividends Unpaid -----------

95,583 71 16 75

Furniture and Fixtures_____ 10,659 10 Due to Banks in this State ---------

Other Real Estate Owne:d____ 42,016 72 Due to Banks in other States ---------

Due from Banl<s in this State 26,277 44 Call Money ---------------- ---------

Due from Banks in other

Individual Deposits Subject

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

16,295 77 to Check ---------------- --------3,132 00 Demand Certificates of Deposit 34,803 68 70 00 Time Certificates of Deposit_ 368,839 51 210 99 Savings Deposits ----------- 867,456 85

Advances on Cotton_________ --------- Trust Funds on Deposit_____ 78,000 71

Advances or, other Commodi-

Cashier's Checks ----------- ---------

ties --------------------- --------- Certified Checks ----------- --------Checks for Clearing House__ --------- Bills Payable -------------- 40,000 00

COut hset or mCehr se'c kLs i a-b-i-l i-t-y- -o-n- - -L-e-t--

876 98 Notes and Bills Rediscounted --------Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

ances -------------------- --------- Liability on J.etters of Credit

Overdrafts (if any) -------- --------- and Acceptances ---------- --------Other Assets --------------- 41,462 60 Reserve for Interest and Taxes 10,172 29 Trust Mortgages ----------- 13,000 00 Other Liabilities:

Trust Certificates ---------- 13,000 00

Total ------------------$' ':107,873 50 Total ------------------$1,907,873 50

492

BANKING DEPARTMENT

EXAJilDI'EB'S BEPOB'r,

PEOPLES BANK, SAVANNAH.

At Close of Business November 27, 1920.

President-T. J. McEllerin, Jr. Vice-President and Cashier-A. E. Pierce.

Cashier-A. E. Pierce.

Directors-W w..

H. H.

Siegler, Wright,

R. J.

S. Reed, J. W. Hester,

Fw. .

Csa.

rney, Godl

M. ey,

Blumenthal, F. M. Amun Thomas,

Oliver,

J. D. Seim, A. W. Solomon.

Date of Charter---,January 29, 1910.

Began Business-February 1, 1910.

RESOURCES

LIABILITIES

Time Loans --------------$1,890,327 25 Capital Stock Paid In _____$ 100,000 00

Demand Loans ----------- 177,042 04 Amt. Reserved for Branches ----------

Loans Secured by Real

Surplus Fund ------------- 50,000 00

Estate ----------------- ---------- Undivided Profits --------- 43,960 10

United States Bonds_______ 66,200 00 Dividends Unpaid --------- ----------

Other Stocks and Bonds ___ 100,000 00 Due to Banks in this State ----------

Banking House--~--------- ---------- Due to Banks in other

Furniture and Fixtures____ 20,000 00 States ----------------- ----------

Other Real Estate Owned__ ---------- Call Money --------------- ----------

Due from Banks In this and

Individual Deposits Subject

other States ------------ 120,975 43 to Check -----'---------- 630,885 17

Currency ----------------- 44,435 00 Demand Certificates of De-
~?l~er,-Ni-ckcls~-:P;;;;~J.le~==== 1!:~~r ~g TI~:ite~tifi.;-at"e_s_C.Tnevosit -17-4~873-14

Advances on Cotton________
Advances on other Commodities ----------------
Checks for Clearing House Other Checks and Cash
Items -----------------Customers' Liability on Let-
ters of Credit and Accept-

-------------------
27,862 55 12,978 83

Savings Deposits --------- 1,190,728 79

Trust Funds -------------- ----------

Cashier's Checks ---------

1,734 23

Certified Checks -----------

2,643 07

Bills Payable ------------- 300,000 00

Certificates of Deposit for

Borrowed Money -------- ----------

Liability on Letters of

ances ------------------- ---------- Credit and Acceptances__ ---------Overdrafts (if any) ------- 12,889 95 Reserve for interest and

Other Assets -------------

5, 776 60 Taxes ------------------ ---------Other Liabilities -------- ------------

Total -------------------$2,494,824 50 Total -------------------$2,494,824 50

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________ $J,854,i89 09 Capital Stock Paid In _____$ 100,000 00 Demand Loans _______ :_____ 164,781 84 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund -------------

Estate ----------------- ---------- Undivided Profits ---------

United States Bonds ------ 66,200 00 Dividends Unpaid --------Other Stocks and Bonds ___ 100,000 00 Due .to Banks in this State

50,000 00 42,396 55

War Savings Stamps ------

3,199 88 Due to Banks in other

Furniture and Fixtures____ 20,000 00 States ------------------

Other Real Estate Owned__ ---------- Individual Deposits Subject

Due from Banks in this

to Check ---------------- 576,946 79

State ------------------ 18,722 31 Demand Certificates of De-

Due from Banks in other States -----------------
Currency -----------------

posit ------------------54,290 13 Time Certificates of Deposit 175,373 14 81,367 00 Savings Deposits ---------- 1,150,243 79

Gold ---------------------

605 00 Trust Funds on Deposit __ _

Silver, Nickels, Pennies____ 33,856 67 Cashier's Checks ----------

Advanc,es on Cotton________ ---------- Certified Checks -----------

Ad-vances on other Com-

Bills Payable -------------

7, 729 08 3,451 15 300,000 00

modities ---------------- ---------- Notes and Bills Redia-

Other Checks and Cash

counted -----------------

Items ------------------ ---------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------

ters of Credit and Accept-

Liability on Letters of

ances ------------------- ---------- Creilit and Acceptances__

Overdrafts (if any) -------

8,928 58 Reserve for interest and

- - - - - Other Assets ------------- ---------- Taxes ------------------'

Total ------------------$2,401>,140 50 Total ------------------$2,406,140 50

FIRST ANNUAL REPORT

493

B:XA'liiiNBB'S BBPGB'l'.

SAVANNAH BANK & TRUST COMPANY, SAVANNAH.

At Close of Business November 22, 1920.

President-W. F. McCauley. Vice-Presidents--C. G. Bell, Courtney Thorpe.

Cashier-M. D. Papy.

Directors-W. F. McCauley, C. G. Bell, Courtney Thorpe, M. D. Papy, Geo. P.

Walker, John MaHoch, A. J. Ritch, R. W. Graves, Gordon Saussey, W.

K. Pierce, Albert Wylly, H. D. Weed, W. L. Clay, Geo. A.

Mercer, Leopold Adler, J. L. CaJ'iell.

Date of Charter-March 4, 1869.

Began Business-August, 1869.

RESOURCES

LIABILITIES

Time Loans --------------$3,492,991 67 Capital Stock Paid In______$ 700,000 00

---------- Demand Loans ------------ 2,253,188 67 Amt. Reserved for Branc11es

Loans Secured by Real

Surplus Fund ------------- 700,000 00

U nEist et adt eS t a- t-e-s- - -B-o-n-d- s- _- _-_-_-_- -_

229,363 66 Undivided Profits --------359,404 50 Dividends Unpaid ---------

220,186 34 5 00

Other Stocks and Bonds __ _ 405,375 00 Due to Banks in this State_ 588,999 53

Banking House ----------- 528,504 39 Due to Banks in other

Other Real Estate Owned __ Due from Banks in this

9,175 00 InSditvaitdeus al -D--e-p-o-s-i-ts--S--u-b-j-e-c-t 36,953 62

D uSet a tfer o m- - -B-a-n- k- -s - -i-n- - -o-t-h-e-r

----------

to Check --------------- 2,381,167 Demand Certificates of De-

00

States -----------------Currency -----------------

1,148,085 133,135

77 00

posit ------------------Time Certificates of Deposit

98,000 00 116,07 4 65

GSiollvder,--N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-__--_ Advances on Cotton

6,365 00 Savings Deposits --------- 1,190,640 85

52,062 65,447

61 64

Cashier's Checks ---------Certified Checks :. ________ _

2,073 02 694 71

Advances on other Com-

Bills Payable ------------- 1,290,000 00

modities ---------------- ---------- Notes and Bills Redis-

Checks for Clearing House_ Other Checks and Cash

129,566 30 Cecrotiufnicteadtes --o-f--D--e-p-o-s-it---fo--r 1,727,022 36

Items -----------------Customers' Liability on Let-

4,915 47 Borrowed Money -------Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances __ 302,000 00

Ovaenrcdersaft-s--.(-i-f -a-n-y--) ---------------

302,000 00 Reserve for interest and 1,631 68 Taxes -------------~----

Other Assets ------------- 249,449 28 Other Liabilities ----------

16,787 01 155 65

Total -------------------$9,370,659 64 Total -------------------$9,370,659 64

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$4,045,200 51 Capital Stock Paid In______ $ 700,000 00

Demand Loans ------------ 2,092,155 74 Amt. Reserved for Branches

Loans Secured by Real

Surplus Fund -------------

Estate ---------------- 207,278 55 Undivided Profits --------United States Bonds ______ 358,570 50 Dividends Unpaid ---------

Other Stocks and Bonds___ 405,373 00 Due to Banks in this State

700,000 00 231,215 95
5 00 502,385 99

Banking House ----------- 528,504 39 Due to Banks in other Furniture and Fixtures____ ---------- States -----------------

113,599 29

Other Real Estate Owned__

9,175 00 Individual Deposits Subject

Due from Banks in this

to Check --------------- 2,290, 785 01

State -----------------Due from Banks in other
States ----------------Currency ----------------Gold --------------------Silver, Nickels, Pennies____
Advanees on Cotton________ Advanees on other Com-

659,452
518,108 109,752
6,370 31,847

72
99 00 00 15

Demand Certificates of Deposit ------------------
Time Certificates of Deposit Savings Deposits --------Trust Funds on Deposit_ __ Cashier's Checks ---------

101,000 00 90,07 4 65
1,183, 741 33 18,183 92
5,503 84

----------

Certified Checks ---------Bills Payable -------------

7,719 1,340,000

25 00

modities ---------------Checks for Clearing House

---------14,398 55

Notes and Bills Redlscounted ----------------

1,754,567

51

Other Checks and Cash

Liability on Letters of

Items -----------------Overdrafts (if any) ______ Other Assets:

6,420 27 Credit and Acceptances __ 23,461 39 R,eserve for interest and
Taxes -------- ---------

6,787 02

Acceptances Purchased ____ Customers' Liability ______

29,500 00 Other Liabilities: 235,000 00 Aceeptances Sold ---------

235,000 00

Total ___________________$9,280,568 76 Total -------------------$9,280,568 76

494

BANKING DEPART:r.IENT

EXAMINER'S B.EPOB.T.

WAGE EARNERS SAVINGS BANK, SAVANNAH.

At Close of Business December 17, 1920.

President-L. E. Williams. Vice-President-S. C. Johnson. Cashier-R. A. Harper.

Directors-S. J. Brown, T. M. Holly, Jno. F. Jones, Daniel Simmons, J. M. Ferr.,ll,

J. W. Jameson, Nathan Roberts, A. B. Springfield, H. M. Collier, Jas.

L. Jackson, J. C. Lindsay, J. R. Spaulding.

Date of Charter-October 29, 1915.

Began Business-January 3, 1916.

RESOURCES

LIABILITIES

Time Loans ----------------$218,524 53 Demand Loans ________________ ---------
Loans Secured by Real Estate 497,510 34 United States Bonds__________ 31,000 0( Other Stocks and Bonds ______ 100,475 00
Banking House ---------------- 81,224 89 Furniture and Fixtures________ 8,498 53 Other Real Estate Owned______ 35,689 33 Due from App. Res. Agents____ 68,990 56 Due from Banks in other States --------Cur,rency ---------------------- 12,246 00 Gold --------------------------- 1,145 00 Silver, Nickels, Pennies_______ 1,897 19 Advances on Cotton____________ --------Advances on other Commodities --------Checks for Clearing House____ 495 75 Other Checks and Cash Items :m2 31 Customers' Liability on Letters
of Credit and Acceptances__ ________ _
Overdrafts (if any) ------------ --------Other Assets ------------------ 1,078 41

Capital Stock Paid In__________ $ 50,000 00 Amount Reserved for Branches

Surplus Fund ----------------- 25,000 00 Undivided Profits ----------~-- 7,951 fiG

Dividends Unpaid -----------Due to Banks in this State___ _

273 60

Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit____ 170,300 00 Savings Deposits ______________ 779,133 42

Trust Funds on Deposit_ ______ _

Cashier's Checks -------------- 902 73

Certified Checks -------------- 546 54

Bills Payable ------------------ 25,000 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ----------------------$1,059,107 8 Total ----------------------$1,059,107 84

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$215,387 70 Capital Stock Paid In_________$ 50,000 00

Demand Loans ---------------- ________ _ Loans ,Secured by Real Estate 489,213 21 United States Bonds__________ 31,000 00 Other Stocks and Bonds______ 100,475 00 :3anking House ---------------- 81,224 89 Furniture and Fixtures ____ 8,498 53

Amount Reserved for Branches Surplus Fund ________________.__
Undivided Profits -------------Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States

25,000 00 6,008 65
274 80

Other Real Estate Owned______ 35,689 33 Call Money -------------------Due from Banks in this State__ 79,251 98 Individual Deposits Subject to

Due from Banks in other States
Currency ---------------------Gold -------------------------Silver, Nickels, Pennies_______ Advances on Cotton____________

--------6,059 on 1,145 00 2,4ol 18
---------

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit __ 170,300 00 Savings DeposHs -------------- 799,753 19 Trust Funds on Deposit_ ______ _

Advances on other Commodities --------- Cashier's Checks -------------- 931 46

Checks for Clearing House____ --------- Certified Checks -------------- 637 49

Othe.- Checks and Cash Items 2,257 94 Bills Payable ------------------

Customers' Liability on Letters

1'\otes and Bills Rediscounted __

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts (if any) ------------ --------- rowed Money ----------------

Other Assets:

Liability on Letters of Credit

Barbershop Fixtures ---------- 700 00 and Acceptances ___________ _

War Savings Stamps__________ 138,80 Rese.-ve for Interest and Taxes

Other Liabilities:

Interest Unpaid Time Certifi-

cates ------------------------ 586 97

Total ----------------------$1,053,492 5f Total ----------------------$1,053,492 56

FmsT ANNUAL REPORT

495

EXAMINER'S REPORT.
BANK OF SCOTLAND, SCOTLAND.
At Close of Business July 28, 1920.
President-E. H. Herman. Vice-President-J. T. E1der. Cashier-H. G. McAllister. Directors-E. H. Herndon, J. 'l'. Elder, R. L. Kinchen, S. C. McCltndless, A. F.
McRae, H. G. McAllister.

RESOURCES

LIABILITIES

j!;~~"an~0t~~n~-================$

91.348 4,325

10 00

Loans Secured by REal Estate
lTnited States Bonds ---------Other Stocks and Bonds_____ _ Banking House _____________ _ Furniture and Fixtures _____ _ Other Real Estate Owned _____ _

5,500 or
3,428 91 1,919 2f4.438 80

Due from Banks in this State 38.!llr8 61

Due from Banks in other States
Currency ---------------------SGiolvlder,--N-i-c-k-e-l-s-.--P-e-n-n--ie--s-_-_-_-_-_-_-_-_Advances on Cotton___________ _

9,180 4r
1,466 on
425 00 536 03

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items__ 3.534 3f

Customers' Liability on Letters

of Credit and Acceptances__

Overdrafts (if any) ----------

Other Assets ------------------

Capital Stock Paid in ----------$ 25,000 00 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits -------------Dividends Unpaid ------------Due to Banks in this State---Due to Banks in other States Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand ~e.rtificates of Deposit Time Certificates of Deposit __ Savings Deposits _____________ _

14,382 31
74,276 95 49,131 32

Cashier's Checks --------------
Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bnr-

2,248 77

Liraobwileitdy MoonneLYe-tt-e-r-s---o-f--C--r-e-d-i-t and Acceptances ___________ _

Reserve for Interest and Taxes Other Liabilities --------------

1 17

Total ------------------------$165.040 6" Total ------------------------$165,040 5~

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------------$ 4,100 00 Demand Loans ---------------- 91,885 33 Loans Secured by Real Estate
United States Bonds ---------- 5,ooo oo
Other Stocks and Bonds._____ _

Banking House ---------------- 3,.{28 91 Furniture anrl Fixtures _______ _ 2.09'6 7r

Othe.r Real Estate Own"d ___ _ 4.874 8!'

Due from Banks in this State __ 8,262 67

Due from Banks in other States 2.fi07 24

Currency ---------------------Gold -------------------------Silver, Nickels. Pennies _____ _

795 00 462 fin 862 92

Advances on Cotton ---------Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items__
Customers' Liability on Letters

566 66
893 95 267 24

of Credit and Acceptances__

Overdrafts (if any) ----------

Other Assets ------------------

Capital Stock Paid In__________ $ 25,000 00

Amount Reserved for Branches

Surplus Fund ----------------- 5.000 00 Undivided Profits ------------ 11,938 49

Dividends Unpairl ------------Due to Banks in this State___ _

Due to Banks in other States

Call M'oney -------------------Individual Deposits Subject to

Check ----------------------- 37,596 89 Demand Certificates of Deposit

Time Certificat"s of Deposit __ 46, 74'6 63

STarvuisntgFsuDndeps oosnitsDe-p--o-s-i-t_--_-_-_-__-_--_ Cashier's Checks _____________ _

222 02

Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bo.r-

rowed MoneY ---------------Liability on Letters of Credit
and Acceptances ___________ _

Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$126,504 03 Total ______________________ _:_$126,504 03

F

496

BANKING DEPARTMENT

EXAliiiNEB.'S B.EPOB.T.

SCOTT BANKING COMPANY, SCOTT.

At Close of Business July 14, 1920.

Presldent-L. 0. Benton. Vice-Presidents-C. W. Brown, S. H. Lynch.

Cashier--<R. R. Teagle.

Directors-L. 0. Benton, C. W. Brown, T. J; Burke, W. R. Smith, L. W. Smith,

H. A. Stewart, H. Dean Wagoner.

Date of Charter-February 5, 1906.

Began Business-1906.

RESOURCES

LIABJLITIES

Time Loans --------------------$ 70,070 70

Demand Loans ---------------- 1,631 00 Loans Secured by Real Estate United States Bonds__________ _

Other Stocks and Bonds _____ _ 2,000 00

Banking House ---------------- 1,200 00 FurnitUJre and Fixtures ------ 1,000 00 Other Real Estate Owned_____ _

Due f.rom Banks in this State 4,839 53

Due flrom Banks in other States 4,558 73

Currency ---------------------SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-_-_-_-_ Advances on Cotton___________ _

593 00 20 00
1,261 18

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items __ 381 78

Customers' Liability on Letters

of Credit and Acceptances__ Overdrafts (if any) _________ _

Other Assets ------------------

CapHal Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 3.000 00 Undivided Profits -------------- 5,391 01

Dividends Unpaid ------------

5 00

Due to Banks In this State __ ---------

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 24,241 58 Demand Certificates of Deposit --------Time Certificates of Deposit __ 39,887 24

Savings Deposits -------------- --------Trust Funds on Deposit________ ---------

Cash'ier's Checks --------------

2"2 63

Certified Checks -------------- ---------

Bills Payable ------------------ --------Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ---------

Resenre for Interest and Taxes ---------

Other Liabilities --------------

8 46

Total ------------------------$ 87,555 92 Total ------------------------$ 87,555 92
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 66,778 28

Demand Loans ---------------- 5,588 00

Loans Secured by Real Estate

United States Bonds__________ _ Other Stocks and Bonds _____ _

---5ml-oo

Banking House ---------------- 1,200 uo

Furniture and Fixtures _______ _ 1,000 00

Other Real Estate Owned_____ _

Due f,rom Banks in this State __ Due from Banks in other States

165 92 2 77

Currency ---------------------- 533 00

Gold --------------------------SAidlvvearn, cNesickoenls,CPoetntonni_e_s__-_-_-_-_-_-_--_
Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items Customers' Liability on Letters

605 2~ 548 30
290 00 298 35

of Credit and Acceptances__

Overdrafts (if any) ----------

Other Assets ------------------ 184 70

CapHal Stock Paid In__________ $ 15,000 U1l

Amount Reserved for Branches ---------

Surplus Fund ------------------ 3,000 00

Undivided Profits ------------ 3, 934 gr;

Dividends Unpaid ------------

5 00

Due to Banks in this State __ ---------

Due to Banks in other States ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 13,344 36 Demand Certificates of Deposit --------Time Certificates of Deposit __ 38,303 22 Savings Deposits -------------- ________ _

Trust Funds on Deposit________ ---------

Cashier's Checks -------------- --------Certified Checks -------------- 107 04

Bills Payable ------------------ 4,000 00 Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Resenre for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$ 77,694 57 Total ------------------------$ 77,694 57

FIRST ANNUAL REPORT

49'l'

EXAliiDTEB'S BEPOBT.

FARMERS & MERCHANTS BANK, SENOIA.

At Close of Business September 2, 1920.

President-R. L. Hardy. Vice-Presidents-C. C. McKnight, L. L. Hutchinson.

D

i

rectors-R.

L.

Harvey,

Cashier-H. G. C. C. McKnight,

Hutchinson. L. L. Hutchinson,

:r.

FreemOatnh,elLMeeorHgaann,d,:r.L

. B

P. Branden . McCrary,

burg, W. F. Baggerly, W. H. :Johnson, E. H.

:rW. D. .AHrnuanllt,erR, .
Powers.

W.

RESOURCES

LIABILITIES

Time Loans ------------------$3H~.81H 4" Capital Stock Paid In__________ $ 50,000 00

Demand Loans ---------------- 70,834 6? Amount Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund ----------------- 50.000 oo

United States Bonds ---------- 9, 739 21 Undivided Profits -------------- 21.1.07 11

Other S.tocks and Bonds______ --------- Dividends Unpaid ------------ 259 00

Banking House ---------------- 1,250 or Due to Banks in this State ____ --------Furniture and Fixtures ________ --------- Due to Banks in other States ---------

Other Real Es.tate Owned______ --------- Call Money -------------------- --------Due from Banks in this State 50,077 00 Individual De.pos.its Subject to

Due f,rom Banks in other States 18.812 30 Check ----------------------- 237,884 65

Currency ---------------------- 2,319 00 Demand Certificates of Deposit ---------

SGiolvlder, --N-i-c-k-e-l-s-.--P--e-n-n-i-e-s---_-_-__-_--_

1!\7 50 Time Certificates of Deposit __ 133,900 74 7F>R fi.' Savings Deposits -------------- ---------

Advances on Cotton _________ _ 40,770 66 Trust Funds on Deposit________ ---------

Advances on other Commodities --------- Cashier's Checks ------------- 1,073 89

Checks for Clearing Honse____ Other Checks and Cash Items__

________ _ 4,645 14

Certified Checks -------------Bills Payable ------------------

1_0_0~000--1-)-0

Customers' Liability on Letters

Notes and Bills Rediscounted__ ---------

of Credit and Acceptances__ --------- Certificates of Deposit for BorOverdrafts (if any) ___________ 4,041 93 rowed Money ---------------- ________ _

Other Assets ------------------ --------- Liability on Letters of Credit

and Acceptances ------------ ---------

1Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$597,225 3' Total ------------------------$597,225 39

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILI'l'IES

Time Loans -------------------$361,922 2 Demand Loans ---------------- 56,250 47 Loans .Secured by Real Estate __ United States Bonds __________ -7~8~7-is
Other Stocks and Bonds______ --------Banking House and Furniture
and FixtUJres ---------------- 1,250 00 Other Real Estate Owned_____ _ Due from Banks in this State 2-4~ifiY9-27 Due from Banks In other States 13.280 94 Currency ---------------------- 5,523 00
Gold -------------------------- 1.no oo
Silver, Nickels, Pennies ______ 1,080 2l'
Advances on Cotton ------------ 42,020 78 Advances on other Commodities --------Checks for Clearing House ---- 1,692 0' Othe.. Checks and Oash Items 2'27 15 Customers' Liability on Letters
of Credit and Acceptances__ ________ _
Overdrafts (if any) ------------ l,:f63 8? Other Assets ------------------ __ ...._ ____ _

Capital Stock Paid In_________$ 50,000 00

SAumrpoluunst

RFeusnedrv

e_d__f_o_r__B__r_a_n

ches
____

-5-0-,0-0-0---00-

7

Undivided Plrofits -------------- 21,K27 ~~

Dividends Unpaid -------------- 259 00 Due to Banks In this State ____ ---------

Due to Banks in other States ---------

CaJl Mioney -------------------- --------Individual Deposits Subject to

Check ----------------------- 163,406 2fi Demand Certificates of Deposit --------Time Certificates of Deposit __ 106,098 33

Savings Deposits -------------- --------T.rust Funils on Deposit ______ ---------

Cashier's Checks -------------- 1,016 01

Certified Checks -------------- --------Bills Payable ------------------ 125,000 00

Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed MoneY ---------------- --------Liability on Letters of Creilit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$517,607 2? Total ------------------------$517,607 2?

498

BANKING DEPAHTMENT

EXAMINER'S B.EPOB.T.

BANK OF SHADY DALE, SHADY DALE.

At Close of Business September 27, 1920.

President~L. 0. Benton. Vice-President-'\V. J. Tucker. Cashier-T. C. Tucker.

Directors-L. 0. Benton, G. A. Tucker, M. C. Mobley, W. J. Tucker. Eugene

Benton, J. N. Spears, T. E. Cook.

Date of Charter-September 14, 1907.

Began Business-October 1, 1907.

RESOURCES

LIABILITIES

Time Loans ------------------$170,643 79 Capital Stock Paid In_________ $ 25,000 00 Demand Loans ---------------- 1,000 00 Amount Reserved for '3ranches ----- .. Loans Secured by Real E~t'Hc ___ ------ Surplus Fund ---------------- 15,000 00 United States Bonds___________ ________ _ Undivided Profits ------------ 8,424 41

Othe,r Stocks and Bonds -----Banking House -------------Furniture and Fixtures -----Other Real Estate Owned_____ Due from Banks in this State Due from Banks in other States Currency ---------------------Gold --------------------------Silver, Nickels, Pennies ______ Advances on Cotton____________

1.250 00 1. 750 00 1,350 00 ________ _ 4,972 64
242 8~ 1,189 00 ________ _ 1,094 81 ________ _

Dividends Unpaid -------- . Due to Banks in this Statfl__ Due to Banks in other States Call Money -------------------Individual Deposits Subject to
DeCmheacnkd -C--e-.r-t-i-fi-c-a-t-e-s--o-f--D-e--p-o-s-i-t Time Certificates of Deposit __ Savings Deposits -------------Trust Funds on Deposit -~----

----------10,000 00 -----------------
28,779 15 5,000 00 5,926 93 -----------------

Advances on other Commoditi0:3 Checks fo.r Clearing House __ Other Checks and Cash Items __ Customers' Liability on Letters
of Credit and Acceptances__

-------52 26 262 73
________ _

Cashier's Checks -------------Certified Checks -------------Bills Payable ---------------Notes and Bills Rediscounted__ Certificates of Deposit for Bor-

-------------- .. -72.500 00 17,821 85

Overdrafts (if any) ---------- 4,663 98 rowed Money ---------------- ---------

Other Assets:

Liability on Letters of Credit

War Savings Stamps ----------

63 45 and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities:

Cash Long --------------------

75 20

Total ------------------------$188,527 5' Total ---------------------~--$188,527 54

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$161,827 I3 Capital Stock Paid In__________$ 25,000 00

Demand Loans ---------------- --------Loans Secured by Real Estate

Included above -------------- --------United States Bonds___________ ---------

Other Stocks and Bonds _____ _ 1.250 00 Banking House _____________ _ 1, 750 00 Furniture and Fixtures _______ _ 1,350 00

Other Real Estate Owned______ --------Due from Banks in this State __ 484 28

Due from Banks in other States fiJlO 2c

Currency ---------------------- 258 00

Gold --------------------------

62 fiO

Silver, Nickels. Pennies _____ _ 907 74

Advances on Cotton _________ _ 4.152 06

Advances on other Commoditi0a ___ ..____ _

Amount Reserved for Dtanches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid -----------Due to Banks in this State ___ _ Due to Banks in other States Call Money -------------------Individual Deposits Subject to
DCemheacnkd -C--!o--rt-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificates of Deposit __ Savings Deposits -------------Trust Funds on Deposit _____ _ Cashier's Checks _____________ _ Certified Chec](.s -------- ____ _

15,liM 00 7,922 48
15,000 00
15,548 09 9,!Z'33 28
200 50

Checks for Clearing House____ --------- Bills Payable ---------------- 67,500 00 Other Checks and Cash Items 686 61 Notes and Bills Rediscounted 17,821 85

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- rowed Money ----------------

Ove.rdrafts (if any) -----------Other Assets:

43 08

Liability on Letters of Credit and Acceptances ___________ _

War Savings Stamps ----------

63 45 Reserve for Interest and Taxes Other Liabilities:

Due Clearing House ---------- 128 87

Total ------------------------$173,3155 07 Total ------------------------$173,355 07

FmsT ANNUAL REPORT

499

EXAMINER'S B.EPOB.T,

CITIZENS BANK, SHADY DALE.

At Close of Business September 28, 1920.

President-D. N. Harvey. Vice-President-W. W. Perry. Cashier-M. B. Perry.

Directors-D. N. Harvey, B. M. Davidson, E. H. Kelly, J. W. Spears, M. B. Perry,

C.

D.

Athon,

Jr.,

0. 0.

Ea. .

Lancaster, Banks, J.

L. H.

A. Mercer, Young.

W.

W.

Perry,

Date of Charter-FebJ:uary 6, 1920.

Began Business-April 12, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 66,923 89

Demand Loans ---------------- 1,035 00

Loans Secured by Real ~dt.a+:.j

United States Bonds__________ _ ---------

Other Stocks and Bonds_____ _ ---------

Banking House ---------- _____ _ ---- _____

Furniture and Fixtures _____ _ 5,343 61

Other Real Estate Owned_____ _ ---------

Due from Banks in this State 14,747 54

Due fa-om Banl;:s in other States 1,639 65

Currency ---------------------- 3,966 00

Gold --------------------------

40 00

AS idl vvearn, c eNsi cokne lCs ,o tPt oenn_n_i_e_s___-_-_-_-_- -_

490 83 ---------

Advances on other Commodities ..-- .. --- -

Checks for Clearing House ___ _ _________

Other Checks and Cash Items__ --------Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any) _________ _

Other Assets: Banking House (Repairs) ___ _ 1,523 34

Capital Stock Paid in ------$ 30,000 00 Amount Reserved for Branches --------Surplus Fund ----------------- --------Undivided Profits ------------ 373 93 Dividends Unpaid ------------ --------Due to Banks in this State ____ --------Due to Banks in other States --------Call Money -------------------- --------Individual Deposits Subject to
Check ------------------- 20,418 84 Demand Certificates of Deposit --------Time Certificates of Deposit.._ 29,778 89
Savings Deposits -------------- --------Trust Funds on Deposit ------ --------Cashier's Checks -------------- 138 20 Certified Checks --------- __ _ --- ..---
Bills Payable -------------- . 15,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total __ ----------------------$ 95,709 86 Total ------------------------$ 95,709 85
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 70,538 34
Demand Loans ---------------- 1,00U 00 Loans Secured by Real E'state 1,580 82 United States Bonds__________ _

Other Stocks and Bonds_____ _

Banking House ------------ __ _ Furniture and Fixtures _____ _ 6,866 95 Other Real Estate Owned_____ _

Due from Banks in this State 10,257 07

Due from Banks in other States 1,566 27

Currency ---------------------Gold -------------------------Silver, .Nickels, Pennies -----Advances on Cotton___________ _

514 00 5 00
294 50

Advances on other Commoditi-33

Checks for Clearing House ___ _

Other Checks and Cash Items __

30 00

Customers' Liability on Letters

of Credit and Acceptances__

Overdrafts (if any) ---------Other Assets:

Stationery --------------------- 79"1 05

Capital Stock Paid in --------$ 30,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits -----------Dividends Unpaid -----------Due to Banks in this St1ate ---Due to Banks in other States

1,331 16

Call Money -------------------Individual Deposits Subject to
Check ---------------------Demand Cwtificates of Deposit Time Certificates of Deposit__

16,,024 06 25,849 56

Savings Deposits -------------Trust Funds on Deposit ------
Cashier's Checks -------------C!'lrtified Checks ---------- --Bills Payable -----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

239 22 20,000 00

Liraobwileidty MoonneLye-tt-e-r-s---o-f--C--r-e-d-i-t

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 93,444 00 Total ------------------------$ 93,444 00

500

BANKING DEPARTMENT

EXAMINER'S BEPOB':l'.

BANK OF SHARON, SHARON.
At Close of Business August 27, 1920.
President~G. N. Wright. Vice-President-'-J. A. Kendricks. Cashier-0. G. Stone. Directors-G. N. Wright, J. A. Kendricks, B. C. Wright, W. R. Moore, J. W. Fallin.
Date of Charte.r-1904.

RESOURCES

LIABILITIES

Time Loans ------------------$106,0:!5 20

Demand Loans ---------------- 25,608 00

Loans Secured by Real Estate 14,157 50

United States' Bonds ---------- 2,000 00

Other Stocks and Bonds______ -------Banking House ------------ --- _____ . _

Furniture and Fixtures -------- 906 79

Other Real Estate Owned______ ---------

Due f<rom Banks in this State__ 28,530 88

Due from Banks in other States 277 19

Currency ---------------------- 3,724 00

SGiolvlde

r,

-----------------------~--
Nickels, Pennies ______

540680 0104

Advances on Cotton____________ ---------

Advances on other Commodities ___ -----

Checks for Clea..ing House -L--

83 00

Other Checks and Cash Items__ ________ _

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if anY) ------------ 3,563 43 Other Assets __________ :_______ ---------

Capital Stock Paid in --------$ 15,000 00 Amount Reserved for Branches Surplus Fund ------------------ 22,000 00 Undivided Profits -------------- 10,997 37

Dividends Unpaid ------------Due to Banks in this State ___ _

Due to Banks in other States

Call Money ------------------lndividual Deposits Subject to
Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__

92,506 86 34,854 90

Savings Deposits -------------Trust Funds on Deposit ------

Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted Certificates of Deposit for Bor-

10,000 00

Liraobwileitdy MoonneLye-tt-e-r-s---o-f--O--r-e-d-i-t

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$185,632 85 Total ------------------------$185,6ml 85

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 96,135 b3 Demand Loans ---------------- 13,800 00 Loans Secured by Real Estate

United States Bonds ---------- 2,000 00 Other Stocks and Bonds-----Banking House ---------- __ ___

Furniture and Fixtures -----Other Real Estate Owned______

906 79

Due from Banks in this State 30,940 58

Due from Banks in other States 1,211 53

Currency ---------------------Gold ~-------------------------Silver, Nickels, Pennies -------Advances on Cotton______c____ _

1,553 00 40 00
361 50

Advances on other Commodities Checks for Clearing House ___ _

Other Checks and Cash Items__

Customers' Liability on Letters of Credit and Acceptances__

Overdrafts (if any) ----------

Other Assets ------------------

Capital Stock Paid in --- ---$ 15,000 00 Amount Reserved for Bran~..as --------Surplus Fund ------------------ 22,000 00 Undivided Profits -------------- 12,5TI! 62 Dividends Unpaid ------------- --------Due to Banks in this State ____ --------Due to Banks in other States --------Call Money -------------------- ___, ____ _ Individual Deposits Subject to
Check ----------------------- 65,855 56 Demand Certificates of Deposit --------Time Certificates of Deposit__ 31,579 85
Savings Deposits -------------- --------Trust Funds on Deposit ______ --------
Cashier's Checks -------------- --------Certified Checks -------------- --------Bills Payable ----------------- --------Notes and Bills Rediscounted -------- Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of C<redit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$146,949 O! Total ------------------------$146,949 03

FIRST ANNUAL REPORT

501

EXAMUI"EB'S BEPOBT.
SHARPSBURG BANKING COMPANY, SHARPSBURG.

President-J. R. Cole. Cashier-W. L. MCLean.

Directors--J. R. Cole, W. L. McLean, L. E. Wood, J. R. Ingram, J. C. Harris.

Date of Charter-september 29, 1911.

Began Bus'iness-October 3, 1911.

RESOURCES

LIABILITIES

Time Loans ------------------$ 34,413 26
Demand Loans ---------------- 1,3U2 80 Loans Secured by Real Est-tte United States Bonds__________ _ Other StockS and Bonds _____ _
Banking House ---------------- 1,598' 36 Furniture and Fixtures ------ 1,222 22 Other Real Estate Owned_____ _

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches surplus Fund -----------------

--8~ioo-iio

Undivided Profits -------------- 2,294 82

Dividends Unpaid ------------- --------Due to Banks in this State ____ ---------

Due to Banks in other State3 ---------Call Money -------------------- _____ ,.__ _

Due from Banks in this State 2,901 65 Individual Deposits Subject to

Due from Banks in other States 2,955 39 Currency ---------------------- 758 00
GSiollvder-, --N-i-c-k-e-l-s-, --P-e-n-n-i-e--s--_-_-_-__--_ ----so-82
Advances on CottotL-----------

Check ----------------------Demand Certificates of Deposit 'l'ime Certificates of Deposit -~ Savings Deposits -------------Trust Funds on Deposit ______

21,000 60 36 00
---------
-----------------

Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items__ Customers' Liability on Letters

Cashier's Checks -------------- --------251 07 Certified Chec]j:s -------------- ---------
BNiolltses PaanyuablBe il-ls---R-e--d-i-s-c-o-u-n-t-e-d- -__-_-_-.-_--_-_

of Credit and Acceptances__

Certificates. of Deposit for Bor-

Overdrafts (if any) ---------Other Assets ------------------

967 85 rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ----------------------"-$ 46,431 42 Total ------------------------$ 46,431 42

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 27,773 10
Demand Loans ---------------- 1,267 48 Loans Secured by Real Estab United States Bonds__________ _ Other Stocks and Bonds_____ _
Banking House -------------- 1,598 36 Furniture and Fixtures ------ 1,222 22 Other Real Estate Owned_____ _ Due from Banks in this State __ 11,032 OJ

Capital Stock Paid In__________ $ 15,000 00 Amount Reserved for Branches Surplus Fund ----------------- 8,100 00 Undivided Pirofits -------------- 3,2U7 17 DDiuveidteonBdsanUksnpinaitdhis--S--ta--te---__-_--_ Due to Banks in other State;;
Call Money -------------------Individual Deposits Subject to

Due from Banks in other States
Currency ---------------------GSiollvder-, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_
Advances on Cotton ----------

1,260 73 7,989 00
205 04 975 95

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit __ STarvuisntgFs uDnedpsosoints D-e-p--o-s-i-t --__-_-_-_--_

27,480 20 ~ 00

Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items__

Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------

Customers' Liability on Letters

Notes and Bills Rediscounted

of Credit and Acceptances__

Certificates of Deposit for Bor-

Overdrafts (if any) ---------Other Assets ------------------

59 48 rowed Money ---------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 53,883 37 Total ------------------------$ 53,883 37

502

BANKIKG DEPARTMENT

EXAMI:NEB'S BEPOBT.

SHELLMAN BANKING COMPANY, SHELLMAN.

At Close of Business August 10, 1920.

President-W. J. Oliver. Vice-President-Jas. M. Wooten. Cashier-T. R. Arthur.

Directors-W. J. Oliver, Jas. M. Wooten, T. R. Arthur, H. R. Watson,

J. L. Thompson.

Date of Charter-December 4, 1890.

Began Business--September 1, 1890.

RESOURCES

LIABILITIES

Time Loans ------------------$ 70.355 17 Capital Stock Paid In__________ $ 25,000 00

Demand Loans ---------------- 2,500 00 Amount Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds --------

45,000 00 5,000 00

Surplus Fund ----------------Undivided Profits ------------

23,500 1,771

0o0o

Other Stocks and Bonds_____ _

Dividends Unpaid ------------- ---------

Banking House --------------- 6,117 09 Due to Banks in this State ---- ---------

Furniture and Fixtures _______ _ 3,796 00 Due to Banks in other States ---------

Other Real Estate Owned____ _

Call Money --------------------

Due from Banks in this :State 6,!11 ~9 Individual Deposits Subject to

Due from Banks in other States 2,434 45 Check ----------------------- 47,271 26

Cum-ency ---------------------SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-__-_-_--_
Advances on Cotton ----------

1,98"6 00 Demand Certificates of Deposit --------705 00 Time Certificates of Deposit __ 18,305 37 903 17 Savings Deposits -------------- --------Trust Funds on Deposit ______ ---------

Advances on other Commodities Checks for Clearing House___ _

Cashier's Checks -------------- 5,027 60 456 67 Certified Checks -------------- ________ _

Other Checks and Cash Items Customers' Liability on Letters

149 04 Bills Payable ------------------ 25,000 00 Notes and Bills Rediscounted ----------

of Credit and Acceptances__

Certificates of Deposit for Bor-

Overdrafts (if any) -----------Other Assets ------------------

61 83 rowed Money ---------------- --------Liability on Letters of Credit and Acceptances ------------ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$145,875 81 Total ------------------------$145,875 81

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------~-$168",388 94

Demand Loans ---------------- 9,350 00 Loans Secured by Real Estat~ ----------

United States Bonds ---------- 5,000 00 Other Stocks and Bonds______ ---------

BanMng House -------------- 6,117 09 Furniture and Fixtures ______ 3, 796 00 Other Real Estate Owned ____ ________ _

Due from Banks in this State 3,059 28

Due f!I'Om Banks in other States 1,586 44

Currency ---------------------- 3,612 00

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s--_-_-_-_-_-_-

753451 0606

Advances on Cotton ---------- 10,233 40

Advances on othe,r Commodities --------Checks for Clearing House____ --------Other Checks and Cash Items__ --------Customers' Liability on Letters
of Credit and Acceptances__ ________ _

Overdrafts (if any) ---------- 221 63

Other Assets ------------------ ---------

Capital Stock Paid In__________$ 25,000 00
Amount Reserved for Lr-tnches --------Surplus Fund ------------------ 23,500 00 Undivided Profits ------------ 1, 799 75 Dividends Unpaid ------------- --------Due to Banks in this State ____ --------Due to Banks in other States --------Call Money -------------------- ------ __ _ Individual Deposits Subject to
Check ----------------------- 47,2"85 36 Demand Certificates of Deposit --------Time Certificates of Deposit __ 14,465 57
Savings Deposits -------------- --------Trust Funds on Deposit ------ ________ _ Cashier's Checks -------------- 590 76 Certified Checks -------------- --------BNioltles sPaaynadbleBi-l-ls---R--e-d-i-s-c-o-u-n-t-e-d- _4_0_,_0_0_0__00_
Certificates of Deposit for Bor-
rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$152,fr4I 44 Total ------------------------$152,6~1 44

FIRST ANNUAL REPORT

503

EXAMINER'S REPORT.

BANK OF SHILOH, SHILOH.

At Close of Business August 4, 1920.

President-E. B. T.rammell. Vice-President-W. R. Parker. Cashier-M. A. Camp. Directors-E. B. Trammell, W. R. Parker, R. S. Sparks, B. J. McDaniel, J. C. Grant.

Date of Charter-September 7, 1911.

Began Business-January, 1912.

RESOURCES

LIABILITIES

DTiemmeanLd oLanosans---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$

57,665 1,8ll6

30 08

Loans Secured by Rea]. Estate

United States Bonds ---------- 5,200 00 Other Stocks and Bonds_____ _

BFuanrnkiitnugreHoaunsde F--i-x-t-u-r-e-s---_-__-_-_--_ Other Real Estate Owned ___ _
Due from Banks in this State __
Due from Banks in other States

1,800 00 2,000 00 1,488 61
5,b52 04
9 92

Currency --------------------GSiollvder-, --N-i-c-k-e-l-s-.--P--e-n-n-i-e-s---__-_-_-_--_ Advances on Cotton _________ _

4,079 77

Capital Stock Paid In__________$ 25,000 00

Amount Reserved for nranches

Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ _

5,116 66

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to
Check ----------------------Demand Cecr"tificates of Deposit Time Certificates of Deposit __

20,027 '~ 6,531 0~

STarvuisntgFs uDnedpsoosints D-e-p--o-s-i-t --__-_-_-_--_

Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items__
Customers' Liability on Letters of Credit and Acceptances__

Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted Certificates of Deposit for Bor-

801 68 25,000 00

Overdrafts (if any) -----------Other Assets ________ ----------

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 82,477 2f Total ------------------------$ 82,477 26
BANK'S STATEMENT at Close of Business December 15, 1920

RESOURCES

LIABILITIES

Time Loans ------------------$ 52,036 84
Demand Loans ---------------- 1,781 22 Loans Secured by Real 8Rt'lt~ UOnthiteerd 8Stotactkess aBnodndBs o-n-o-s-.-__-_-_-_--_

Capital Stock Paid In__________$ 25,1Jl)O 00

Amount Reserved for Branches

Surpl:us Fund ----------------DUinvdiidveinddesd UPnropfaiitds -_-_-__-_-_-_-_-_-_-_-_--_

4,394 zn

Banking House --------------Furniture and Fixtures _____ _ Other Real Estate Owned ___ _
Due from Banks in this State

1,800 00 Due to Banks in this State __ 2,000 0(\ Due to Banks in other States 1,48'8 61 Call' Money -------------------4,935 03 Individual Deposits Subject to

Due from Banks in other States
Cucr"rency ---------------------GS iollvde r-, - -N-i-c-k- -e-l s-,- -P- -e-n-n- -i e-s- - -_-_-_-_- -

2 1,!r48

5o7r

Check ----------------------Demand Certificates of Deposit

11,650 66

Time Certificates of Deposit__ 4,895 36

'721 4 2 Sav-ings Deposits --------------

Advances on Cotton ---------Advances on othe.r Commodities Checks for Clearing House ___ _ Other Che.cks and Cash Items Customers' Liability on Letters

1,428 42

Trust Funds on Deposit -----Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted

152 40 22,917 56

of Credit and Acceptances__

Certificates of Deposit for Bor-

Overdrafts (if any) -----------Other Assets ------------------

961! 16 rowed Money ---------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$ 69,lf10 27 Total ------------------------$ 69,010 27

504

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF SILOAM, SILOAM.

At Close of Business August 7, 1920.

President-Jno. F. Holden. Vice-Rresident-Jas. B. Dalbin.

Directors-Jno.

F.

Holden,

Ca Jas.

shi B.

er-W. Dalbi

M n,

.wR.eyMn.olRdse.y

n

ol

ds,

S.

B.

Freeman,

J.

A.

Reynolds, W. H. Lewis, C. B. O'Neal.

Date of Charter-October 18, 1904.

Began Business-1904.

RESOURCES

LIABILITIES

Time Loans ------------------$ 62,692 72 Capital Stock Paid In__________ $ 15,000 00 Demand Loans ---------------- 2,750 00 Amount Reserved for l>Ianches ----- -Loans Secured by Real Estate 2,860 00 Surplus Fund ------------------ 10,000 00

United States Bonds ---------Other Stocks and Bonds_____ _

BFuarnnkiitnugreHoaunsde F--ix--t-u-r-e-s---__-_-_-_--_

2,500 00 1,500 00

Other Real Estate Owned ___ _

Due from Banks in this State__ -4~457'42

Undivided Profits -------------Dividends Unpaid ------------Due to Banks in this State __ Due to Banks in other States
Call Money -------------------Individual Deposits Subject to

12,639 40 -------------------------
---------

Due from Banks in other States 2,178 Sf Check ----------------------- 49,761 93

Currency ---------------------GSiollvder,---N-i-c-k-e-l-s-.--P--e-n-n-i-e-s---__-_-_-_--_

2,62'0 0' Demand Certificates of Deposit --------Time Certificates of Deposit __ 15,546' 92
375 29 Sav>ings Deposits ------------- ---------

Advances on Cotton ----------

Trust Funds on Deposit ------ ---------

Advances on other Commodities Cheeks for Clearing House __ Other Checks and Cash Items Customers' Liability on Letters

Cashier's Checks ------------- --------349 09 Certified Checks -------------- --------659 87 Bills PaYable ----------------- ---------
Notes and Bills Rediscounted__ ---------

of Credit and Acce.ptances __

Certificates of Deposit for Bor-

Overdrafts (if any) ---------Other Assets:

rowed Money --------------- --------Liability on Letters of Credit

S M Whitney & Co Cotton Note 10,000 00 and Acceptances ------------ ---------

'Dreasurer Certificate ---------- 10,000 00 Reserve for Intere.st and Taxes ---------

Other Liabilities -------------- ---------

f Total --------------------$102,a !~ 25 Total ------------------------$102,94"& 2r:

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

~~~~~a~s================$ 60,238 60 2,500 00 Loans Secured by Real Esb.'.<3

United States Bonds Treasury

Certificates ------------------ 1o,ooo or

-isoooo Other Stocks and Bonds..____

BanllJing House Furniture and

---~-----------Fixtures _____ _

1,500 00

Other Real Estate Owned ___ _

Capital Stoek Paid in ________$ 15,000 0'0

Amount Reserved for Branches ---------

Surplus Fund ----------------- 10,000 00

Undivided Profits ------------ 10,790 ~"'

DiV'idends Unpaid ------------

12 00

Due to Banks in this State __ --------Due to Banks in other States ________ _

Call Money ------------------- --------Individual Deposits Subject to

Due from Banks in this State Due from Banks in other States

11,081 70 353 77

DeCmhaenckd C--e-r-t-if-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t

_3_4_,_7_0_8__85_

Currency ---------------------- 3,943 00 Time Certificates of Deposit._ 13,279 41

Gold -------------------------AS idl vvearn, c eNsi cokne lCs ,o tPt oenn_n_i_e_s__-__-_-_-_- -_
Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items__ Customers' Liability on Letters
of Credit and Acceptances __
Overdrafts (if any) ------------

285 00 542' 10 492 90 353 73

Sav,ings Deposits -------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks --------------
Bills Payable -----------------Notes and Bills Rediscounted__ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit

---------------- _ --------________ _ 10,00'0 00 ---------
---------

Other Assets ------------------

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$ 93,790 8r Total ------------------------$ 93,"1'90 80

FIRST ANNUAL REPORT

505

EXAMZNEB.'S BEPOB'l'.

BANK OF SMITHVILLE, SMITHVILLE.

At Close of Business Jtily 15, 1920.

President-W. L. Childers. Cashier-B. R. Jones.

Directors-\V. L. Childers, B. R. Jones, W. Bowen, W. J. McDaniel, J. B. Fite,

R. S. P.ry'or.

Date of Charter-Ma.rch 25, 1903.

Began Business-1903.

RESOURCES

LIABILITIES

Time Loans ------------------$ 87,536 40
Demand Loans ---------------- 335 00 Loans Secured by Real Estate 13,000 00
United States Bonds ---------- 200 or
Other Stocks and Bonds _____ _ 4,500 00

Banking House --------------Furniture and Fixtures -------Other Real Estate Owned ___ _ Due from Banks in this State __
Due from Banks in other .States

2,000 00 2,UOU 00 3,1)40 35 4,481 23 2,226 89

Currency ---------------------- 2,109 00

GSiollvder-, --N-i-c-k-e-l-s-,--P-e--n-n-i-e-s--_-_-_-_-_-_Advances on Cotton_,__________ _

1,808 90

Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __

112 95 668 67

Overdrafts (if any) ---------Other Assets ----------------- 3,584 50 Call Money -------------------- 4,1JOO 00

Capital Stock Paid in --------$ 25,ooo bo
Amount Reserved for Brfi.nches Surplus Fund ------------------ 5,1JOO 00 Undivided BrotHs ------------ 7,980 50 Dividends Unpaid ------------Due to Banks in this State__

Due to Banks in other StatPs

Call Money -------------------Individual Deposits Subject to
Check ---------------------Demand Ce~rtificates of Deposit Time Certificates of Deposit__

48,216 41 . 44.260 5~

Savings Deposits -------------Trust Funds on Deposit -----Cashier's. Checks -------------- 1, 746 39

Certified Checks --------------

Bills Payable ----------------Notes and Bills Rediscounted_.

Certificates of Deposit for Bor

rowed Money ---------------Liability on Letters of Oredit

and Acceptances -----------Reserve for Interest and Taxes

Other LiabiLities --------------

Total ------------------------$132,203 89 Total ------------------------$132,2'03 89

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$
Demand Loans ----------------

40,246 2,540

u5of

Loans Secured by Real Estate 31,702 8P

United States Bonds -------- 150 00 Other Stocks and Bonds _____ _ 4,500 00

Banking House -------------- 2,000 00

Furniture and Fixtures ------- 2,000 00 Othe.- Real Estate Owned _____ _ 3,6"40 3

Due from Banks In this State 3,420 02

Due from Banks in other States 4,4I3 .3F

Cum-ency ---------------------- 4,320 00

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-__-_--_

100 00 793 00

Advances on Cotton ---------- 11,446 70

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items __

Customers' Liability on Letters

of Credit and Acceptances __

Overdrafts (if any) ----------

Other Assets: Mutual Fire Ins Fund _______ _

120 00

Depositors' Guarantee Fund __ 3,464 50

Capital Stock Paid in --------$ 25,000 00

Amount Reserved for Btanches Surp!.us Fund ----------------

--5~ooo-oii

Undivided Profits -------------- 4,422 34

Dividends Unpaid ------------ 1,952 00

Due to Banks in this State__

Due to Banks in other States ________ _

Call Money -------------------Individual Deposits Subject to DeCmheacnkd C--e-r-t-if-i-c-a-t-e-s--o-f--D-e--p-o-s-i-t 43,495 75 Time Certificates of Deposit__ 26,633 76

Savtings Deposits -------------Trust Funds on Deposit ------
Cashier's Checks -------------CertJitled Checks -------------Bills Payable -----------------Notes and Bills Rediscounted __

853 5i 7,500 00

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Oredit

and Acceptances -----------Resenre foc Interest and Taxes

Other Liabilities --------------

Total ------------------------$114,807 40 Total ------------------------$114,857 4C

506

BANKING DEPARTMENT

EXAMINEE'S BEPOBT.

BANK OF SMYRNA, SMYRNA.

At Close of Busines,s August 16, 1920.

President-J. Gid Morris. Vice-President-Jas. N. Brawner. Cashier-J. D. Carn.

DLrectors-J. Gid Morris, Jas. N. Brawner, J. D. earn, L. J. Carmichael.

Date of Charter-Janurury 10, 1919.

Began Business-March 20, 1911.

RESOURCES

LIABILITIES

Time Loans ------------------$127,495 2~

Demand Loans ---------------- 23,931 00 Loans Secured by Real Estate 19,768 00

United States Bonds ---------- 4,630 00 Other Stocks and Bonds ______ 3,000 00

Banking House ---------------- 2,409 31

Fu.rniture and Fixtures ------ 2,796 93 Other Real Estate Owned ____ 750 00

Due from Banks in this State 10,681 ~,

Due from Banks in other .States 1,085 12

Currency ------------------ 4,7.15 00

Gold -------------------------- 147 5l

Silver, Nickels, Pennies ____

550 05

Advances on Cotton __________ ---------

Advances on other Commodities --------Checks for Clea.ring House____ ---------

Other Checks and Cash Items 40& 23

Customers' Liability on Letters

of Credit and Acceptances __ ---------

Overdrafts (if any) ----------

37 32

Other Assets ------------------ 3,296 80

Capital Stock Paid in --------$ 16,300 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- --------Undivided Profits ------------- 8,018 41

Dividends Unpaid --------------

[2 00

Due to Banks in this State ____ --.-------

Due to Banks in other States__ ---------

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 77,267 84 Demand Ce.rtificates of Deposit --------Time Certificates of Deposit __ 56,742 60

Savings Deposits -------------- 47,111 53 T,rust Funds on Deposit________ ---------

Cashier's Checks -------------- 279 4'1

Certified Checks -------------- --------Bills Payable ----------------- --------Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Lettms of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$205,751 7j Total ------------------------$205,751 79

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$125,020 94

Demand Loans ---------------- 20,000 00 Loans Secured by Real Estate 17,99'3 00

United States Bonds ---------- 4,630 OC Other Stocks and Bonds ______ 3,000 00

Banking House ---------------- 2,409 31 Furniture and Fixtures -------- 2,796 98 Other Real Estate Owned ____ 750 00

Due from Banks in this State 3,266 02

Due from Banks in other States 4,128 36

Currency ---------------------- 2,596 00

Gold --------------------------Silver, Nickels, Pennies ______

147 50 658 44

Advances on Cotton ---------- ______ --

Advances on other Commodities --------Checks for Clearing House____ --------Other Checks and Cash Items 537 84

Customers' Liability on Letters

of Credit 'l.n:l Acceptances __ ---------

Overdrafts (if any) ------------

17 78

Other Assets ------------------ ---------

Capital Stock Paid in ---------$ 16,300 00 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits -------------Dividends Unpaid -------------Due to Banks in this State ___ _

8,770 14 8 00

Due to Banks in other States-Call Money -------------------Individual Deposits Subject to
DeCmheacnkd -C--e-r-ti-f-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t

4,000 00 63,205 96

Time Certificates ------------- 50,069 40 Savings Deposits -------------- 45,039 89 T,rust Funds on Deposit_ ______ _

Cashie,r' s Checks --------------
Certified Checks -------------Bills Payable ----------------Notes and Bills Rediscounted __ Certificates of Deposit for Bor-

558 73

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$187,152 12 Total -----------------------$187,152 12

FIRST ANNUAL REPORT

507

EXAMINER'S BEPOBT.

BANK OF SOCIAL CIRCLE, SOCIAL CIRCLE.

At Close of Business August 26, 1920.

President-0. N. Stanton. Vice-President-!. N. B. Spence. Cashier-H. L. Rowe.

Dire9tors-O. N. Stanton, I. N. B. Spence, J. M. Hurst, P. A. Stanton, W. H.

Stanton, E. S. Herndon, J. P. Freeman.

Date of Charter-September 1, 1891.

Began Business~October, 1892.

RESOURCES

LIABILITIES

Time Loans -------------------$395,137 54 Capital Stock Paid in ---------$ 75,000 00 Demand Loans ---------------- 1,100 00 Amount Reserved for Branches --------Loans Secured by Real Estate 57,388 25 Surplus Fund ------------------ 37.000 00

United States Bonds ---------- --------- Undivided Profits .------------ 12,630 18

Other Stocks and Bonrls ______ --------- Dividends Unpaid -------------- ---------

Banking House and Furniture

Due to Banks in this State ____ ---------

and Fixtures ---------------- 6,273 55 Due to Banks in other States__ --------Other Real Estate Owned______ ________ _ Call Money -------------------- --------Due from Banks in this State 13,526 78 Tnrlividual Deposits Subject to

Due from Banks in other States
CUJrrency ---------------------GSiolvlder,--N--i-c-k-e-l-s-, --P-e-n-n--ie-s--__-_-_-_-_-_--_ Advances on Cotton_________ _ Advances on other Commodities

14,827 73 2,829 00 60 00 4,471 32
17,153 43 ________ _

Checl<l ---------------------- 145,.413 91 Demand Certificates of Deposit 19,091 80 Time Certificates of Deposit_ __ 101,890 61 Savings Deposits -------------- --------Trust Funds on Deposit________ --------Cashier's Checks -------------- 3,185 57

Checks for Clearing House __

36 00 Certified Checks --------------

25 00

Other Checks and Cash Items 1,554 31 Bills Payable ------------------ 120,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted__ ---------

of Credit and Acceptances __ _..______ _ Certificates of Deposit for Bor-

Overdrafts (if any) ------------ ________ _ rowed Money ---------------- ________ _

Other Assets ------------------

Liability on Letteil's of Credit

and Acceptances ------------ ---------

Reserve for Interest and Taxes 110 84

Other Liabilities -------------- ---------

Total ------------------------$514,347

Total ------------------------$514,347 91

BANK'S STATEJMENT at Close of Business December 15, 1920.

RElSOURCES

LIABILITIES

Time Loans ------------------$374,175 60 Capital Stock Paid in ---------$ 75,000 00

Demand Loans ---------------- 3,900 00 Amount Reserved for Branches

Loans Secmred by Real Estate United States Bonds __________

55,922 72 ________ _

USunrdpilvuisdedFuPnrodfit-s--_-_-_-_-_-_-_-_-__-_-_-_--_

37,000 00 10,660 25

Othe.r Stocks and Bonds ______ --------- Dividends Unpaid --------------

Banking House and Fmrniture

Due to Banks in this State___ _ 793 35'

and Fixtures ---------------- 6,273 55 Due to Banks in other States __ Other Real Estate Owned______ ________ _ Call Money --------------------

Due from Banks in this State 1!1.202 fi" Individual Deposits Subject to

Due from Banks in other States 2.8M ~J Check ----------------------- 144.910 ~~

Currency ---------------------- 9,438 00 Demand Certificates of Deposit 14.~32 H

Gold ---------------------------

40 00 Time Certificates of Deposit_ __ 94,236 70

Silver, Nickels. Pennies -------- 4.698 4P Savings Deposits -------------Advances on Cotton ---------- 28,111 25 '!',rust Funds on Deposit_ ______ _

Advances on other Commodities _______ _ Cashier's Checks -------------Checks for Clearing House ___ _ 927 19 Certified Checks --------------

4!12 74
2n as

Other Checks and Cash Items 858 02 Bills Payable ------------------ 98.000 00

Customers' Liability on Letters

Notes and Bills Rediscounted 21,558 64

of Credit and Acceptances __

Certificates of Deposit for Bor-

Overdrafts (if any)____________ Advanc<Js on Cotton __________

________ _ ________ _

rowed Monev ---------------Liability on Lette;rs of Credit

Other Assets ------------------ ________ _ and Acceptances ___________ _

Reserve fo.r Interest and Taxes

Other Liabilities -------------- 4,906 00

Total ------------------------$502,441 60 Total ------------------------$502,441 60

508

BANKING DEPARTMENT

E:S::Al!llDI'EB'S BEPOB'r.

WALTON COUNTY BANK, SOCIAL CIRCLE.
At Close of Business August 21, 1920.

President-J. L. Newton. Vice-President-W. H. Stanton. Cashier-B. P. Loyd.
Directors-J. L. Newton, w. H. Stanton, W. F. Mays, E. M. Sigman, B. A.

Wibey, A. J. Watson, Jno. H. Adams.

Date of Charter-September, 1905.

Began Business-October, 1905.

RESOURCES

LIABILITIES

Time Loans ------------------$214,147 75 Capital Stock Paid in --------$ 5o,ouo or

Demand Loans ---------------- --------- Amount Reserved for Branches Loans Secured by Real Estate 25,000 00 Surplus Fund ------------------ 17,000 00 United States Bonds, -------- 2,100 00 Undivided Profits ------------ 13,972 69

Other Stocks and Bonds ______ ______ ,__ Dividends Unpaid --------------

Banking House and Furniture

Due to Banks in this State ----

and Fixtures ---------------- 3,500 00 Due to Banks in other States__

Other Real Estate Owned---"-- --------- Call Money --------------------

Due f,rom Banks in this State 18,230 04 Individual Deposits Subject to

Due from Banks in other States 5,661 62 Check ----------------------- 108,886 13

Cut1rency ---------------------- 4, 963 00 Demand Certificates of Deposit 2,600 83

Gold --------------------------

92 50 Time Certificates of Deposit -- 52,464 18

Silver, Nickels, Pennies ------ 256 26 Savings Deposits --------------

Advances on Cotton ---------- --------- Trust Funds on Deposit_ ______ _

Advances on other Commodities --------- Cashier's Checks --------------

Checks for Clearing House____ 240 32 Certified Checks --------------

Other Checks and Cash Items__ 1,092 42 Bills Payable ------------------ 30,000 00

Customers' Liability on Letters

Notes and Bllls Rediscounted __

of Credit and Acceptances __ . --..--.--- Certificates of Deposit for Bor-

Overdrafts (if any) ------------ _________ rowed Money ----------------

Other Assets ------------------

04 Liability on Letters of Credit

and Acceptances ------------

Reserve for Interest and 'l'axes

Other Liabilities -------------- 359 92

Total ------------------------$275,283 75 Total ------------------------$275,2.83 75

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$244,229 81 Capital Stock Paid in --------$ 50,000 00

DLoeamnasndSeLcuoraends b--y--R--e-a-l--E-s-t-a-t-e-

-_-__-_-_-_-_-_--_

Amount Reserved for Branches Surplus Fund ----------------

--------18.000 oo

United States Bonds ---------- --------- Undivided Profits ------------- 2,0S9 82

Other Stocks and Bonds ______ --------- Dividends Unpaid ------~------- ---------

Banking House, Furniture and

Due to Banks in this State ____ ---------

Fixtures -------------------- 3,500 00 Due to Banks in other States__ --------Other Real Estate Owned______ --------- Call Money -------------------- --------Due f1rom Banks in this State 14,830 67 Individual Deposits Subject to

Due from Banks in other States
Cunrency ---------------------GSiollvder,---N-i-c-k-e-l-s-.--P--e-n-n-i-e-s--_-_-_-_-_-_-
Advances on Cotton ---------Advances on other Commodities Checks for Clearing House __ Other ChecKs and Cash Items Customers' Liability on Letters
of Credit and Acceptances __

4,601 4? 1,042 00
58505 6000 8,552 35 ________ _ 1.495 39 ---......__ _
_ _______ _

Check ----------------------- 109,381 5fi Demand Certificates of Deposit 449 4~ Time Certificates of Deposit__ 46,977 00 TSa.rvuisntgFsuDndeps oosnitsDe-p-o-s-i-t-_-_-_-_-_-_-_-_- _-_-_-_-_-_-_-_--_
Cashier's Checks -------------- --------Certified Checks -------------- ________ _ Bills Payable ------------------ 50,000 00 Notes and Bllls Rediscounted__ ________ _ Certificates of Deposit for Bor

Overdrafts (if any) ------------ 146 71 rowed Money --------------- --------Other Assets ------------------ ________ _ Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest -------- 2,136 15

Other Liabilities -------------- ---------

Total ------------------------$279,033 95 Total ------------------------$279,033 95

FIRST ANNUAL REPORT

509

EXAMJ:NEB.'S BEPOBT.

BANK OF SOPERTON, SOPERTON.
At Close of Business September 23, 1920.

President-N. L. Gillis. Vice-Presidents-M. B. Gillis, J. B. O'Conner, J. E. Hall.

Cash!e.r-J. E. Hall.

'

. Directors-N. L. Gillis, M. B. Gillis, J. B. O'Conner, J. E. Hall.

Date of Charter-July 16, 1906.

Began Business-June 3, 1903.

RESOURCES

LIABILITIES

Time Loans -------------------$259,879 4~

Demand Loans ---------------- 17,308 71

Loans Secured by Real Estate --------United States Bonds -------- 10,753 fi~ Other Stocks and Bonds ______ 450 00

Banking House ---~------------ 14:!HJO 00 Furniture and Fixtures ______ 4,000 00

Other Real Estate Owned______ 8,000 00

Due ~rom Banks in this State 15.825 2r

Due from Banks in other States 2.504 2r

Currency ---------------------- 7,133 or

Gold --------------------------Silver, Nickels, Pennies --------

427 50 182 6r

Advances on Cotton ---------- 4, 756 91

Advances on other Commodities ---------

Checks for Clearing House____ ---------

Other Checks and Cash Items__ 3,752 Sf

Customers' Liability on Letters

of. Credit and Acceptances __ ------- _

Overdrafts (if any) ---------Other Assets:

934 85

Treasury Certificates ---------- 10,000 00

Cash Short -------------------Wrur Savings Certificates __

6 77 834 42

Ca.pital Stock Paid in ---------$ 25,000 00

Amount Reserved for Branches

Surplus Fund ----------------- 25.000 00

Undivided Profits ------------ 13,51lU 17

Dividends Unpaid ------------

24 00

Due to Banks in this State ___ _

Due to Banks in other States__

Call Money -------------------Individual Deposits Subjeot to

DeCmheacnkd C--e---rt-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t 84,536 13 Time Certificates of Deposit__ 173.917 36 Savings Deposits ____________ 12,821 06

Trust Funds on Deposit ____ 24.779 74

Cashier's Checks -------------- 1.111 60 Bills Payable ----------------Notes and Bills Rediscounted__

Certificates of Deposit for Bor-

Liraobwileitdy MoonneLyet-te-1--rs---o-f--C--r-e-d-i-t

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$360,750 or Total ------------------------$360.750 0~

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __,________________ $100.488 7F

Demand Loans ---------------- l4.8T4 89 Loans Secured by Real Estate 159.752 22 United States B<:>nds __________ 10,760 SF

Other Stocks and Bonds ------ 450 00

Banking House ---------------- 14,000 Oo

Furniture and Fixtures ------ 4.000 00

Other Real Estate Owned____ 9.000 00

Due from Banks in this State 255 36

Due from Banks In other States 592 27

Currency ---------------------- 3,835 00

Gold -------------------------Silver, Nickels. Pennies_______

447 !lo 884 71

Advances on Cotton ---------- 1,527 72

Advances on other CommoditieR ---------

Checks f<>r Clearing House and

Other Checks and Cash Items 2,782 67

Customers' Liability on Letters

of Credit and Acceptances __ ------- _

Overdrafts (if any) ------------ 2.548 76 Other Assets:

U S Treasury Certificates ____ 10,000 00

Capital Stock Paid in _________$ 25,000 00

Amount Reserved for Branches

Surplus Fund ------------------ 25,000 (\0

Undivided Profits -------------- 12,778 7~

Dividends Unpaid --------------

24 00

Due to Banks in this State ___ _

Due to Banks in other States __

Call Money -------------------Individual Deposits Subject to

Check ------------------------ 64,698 4!) Demand Ce-rtificates of Deposit Time Certificates of Deposit__ 165.802 f;Jl

STarvuisntgFsuDndeps oosnitsDe-p--o-s-it-_--__-_-_-_-_-_- 10,790 40

Cashier's Checks -------------- 546 59 BCielrltsifPieadyaCbhleec_k_s__-_-_~__-_-_-_-_-_-_-_-_-_--_ 32,500 00 Notes and Bills RediscountP,d __

Certificates of Deposit for Bor-

Liraobwileidty MoonneLyet-t-e-.--s---o-f--C--r-e-d-i-t

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$337,140 70 Total ------------------------$337,140 70

5.10

BANKING DEPARTMENT

EXAMINER'S :REPORT.

PEOPLES BANK, SOPERTON.

At Close of Business November 16, 1920.

President-W. T. Crimmon. Vice-President-B. A. Rowe. Cashier-R. E. Ward.

Directors-W. T. Crimmon, R. E. Ward, W. L. Calhoun, B. A. Rowe, F. C. Wade,

F. M. Calhoun.

Date of Charter-December 27, 1905.

Began Business-March 5, 1906.

RESOURCES

LIABILITIES

Time Loans ------------------$ 87.835 \)8

Demand Loans ---------------Loans Secured by Real Estate United States Bonds _________ _ Othe"' Stocks and Bonds _____ _
Banking House --------------Furniture and Fixtures ______ _ Other Real Estate O'wned _____ _ Due from Banks in this State Due from Banks in other States

5,819 22 46.217 20
5.650 00 3,000 00 1,700 00 2,000 01\
300 00 14,636 72
5.349 9F

Currency ---------------------SGiolvlder, -N--ic-k--e-ls-,--P-e-n--n-i-e-s--_-_-_-__-_-_--_ Advances on Cotton _________ _

3,271 00 1,052 50
824 ll?

Advances on other Commodities Checks for Clearing House and

other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __

387 22

Overdmfts (if any) ------------ 791 44 Other Assets: Depositors' Guarantee Fund __ 3,579 85

Capital Stock Paid In_________ $ 15,0UO UO

Amount Reserved for Branches ---------

USunrdpilvuisdeFd uPnrdofi-t-s--_-_-_-_-_-_-__-_-_-_-_-_-_- -1-2-,0-9-5-"--5-0

Dividends Unpaid --------------

16 00

Due t<> Banks in this State ---- --------Due to Banks in other States__ ---------

Call Money -------------------- -------Individual Deposits Subject to
Check ---------------------- 60.152 90 Demand Certificates of Deposit 3,500 00 Time Certificates of Deposit__ 86.226 79 Savings Deposits -------------- 4,154 05 Trust Funds on Deposit________ ---------

Cashier's Checks -------------- 1,153 94

Certified Checks -------------- --------Bills Payable _________________ ---------

Notes and Bills Rediscounted__ --------Certificates of DeposH for Bor-

rowed Money ---------------- --------Liability on L,ette['s of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities: Cash Long -------------------- 115 83

Total --------------------$182,415 01 Total ------------------------$182,415 01

BANK'S STATEJMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 84,825 lf

Demand Loans ---------------- t11I7 01 Loans Secured by Real Estate 47.846 89

United States Bonds ---------- 5,1r50 00 Other Stocks' and Bonds ______ 3,000 00

Banking House ---------------- 1,800 00 Furniture and Fixtures -------- 1,700 00 Other Real Estate Owned______ --------Due from Banks in this State 9,077 f>

Due from Ban~s in othe.r States 2.427 61

Currency ---------------------- 3,127 00

SGiolvlder, --N-i-c-k-e-l-s-,--P--e-n-n-i-e-s---_-_-__-_-_-

1,057 50 718 62

Advances on Cotton ---------- 1,577 07 Advances on other Commodities --------Checks for Clearing House ___ _

Other Checks and Cash Items

30 30

Customers' Liability on Letters

of Credit and Acceptances __ -------- _

Overd.rafts (if anY) ------------ 332 27

Other Assets ------------------ 4,563 97

Capital Stock Paid In _________ $ 15,000 00

SAumrpoluunst FRuensderv__e_d__f_o_r__B__r_a_n_c_h__e_s --3-.0-0-0---on-

Undivided Profits ____________ 8,516 go

Dividends Unpaid --------------

16 00

Due to Banks in this State ____ ---------

Due to Banks in other States__ ________ _

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 54,673 72 Demand Certificates of Deposit 3.500 on Time Ce,rtificates of Deposit__ 82.340 99

Savings Deposits -------------- 4,747 89 Trust Funds on Deposit.________________

CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-_-_-_-_-_-_- ____7_5___3r_,

Bills Payable _________________ ---------

Notes and Bills Rediscounted __ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Cr<'dit
and Acceptances ____________ --------Reserve fo.r Interest and Tax<'s ________ _

Other Liabilities -------------- ________ _

Total ------------------------H71,870 g, Total ------------------------$171,870 94

FIRST ANNUAL REPORT

511

EXAMINER'S BEPOB'l'.

THE BANK OF SPARKS, SPARKS.

At Close of Business October 6, 1920.

President---,S. G. Ethridge. Vice-President-J. S. Sirmans. Cashier-B. F. Gary.

Directors-S. G. Ethridge, P. Summerlin, J. S. Sirmans, H. C. McDermid, B. F.

Gary, N. D. Sinclair.

Date of Charter-January 3, 1910.

Began Business-January 12, 1910.

RESOURCES

LIABILITIES

Time Loans ------------------$166,826 94

Demand Loans ---------------- 3,949 07 Loans Secured by Real Estate --------United ,states Bonds __________ 6,500 00

Other Stocks and Bonds ______ 2,000 00

Banking House ---------------- 3,300 00 Furniture and Fixtures -------- 3,825 2i Other Real Estate Owned______ 5,244 OC

Due from Banks in this State 4,724 51 Due from Banks in other States 12,722 44

Currency ---------------------- 2,622 00

Gold ---------------------------

32 50

Silver, Nickels, Pennies________ 1,531 32

Advances on Cotton ---------- 3,678 23 Advances on other Commodities --------Checks for Clearing House ____ 501 92

Other Checks and Cash Items Customers' Liability on Letters

103 63

of Credit and Acceptances __ ------ --

Overdrafts (if any) -----------Other Assets:

15 40

War Savings Stamps ---------- 103 00

Capital Stock Paid in ---------$ 24,760 00 Amount Reserved for Branches

Surplus Fund ----------------Undivided Profits ------------ 4,074 00

Dividends Unpaid -------------Due to Banks in this State ___ _

Due to Banks in other States__

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 116,604 20 Demand Certificates of Deposit 1,000 00 Time Ce,rtificates of Deposit___ 52,667 92

Savings Deposits -------------Trust Funds on Deposit _____ _

Cashier's Checks -------------- 488 24

Certified Checks -------------Bills Payable ----~------------ 18,000 l Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Lette.rs of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

85 85

Total ------------------------$217,680 21 Total ------------------------$217,680 21

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$136,898 8'7 Capital Stock Paid in --------$ 24,910 00

Demand Loans ---------------- 6,162 70 Amount Reserved for Branches ---------

Loans Secured by Real Estate 21,803 36 Surplus Fund ----------------- ---------

United States Bonds ---------- 6,500 00 Undivided Profits -------------- 5, 738 04 Other Stocks and Bonds ______ 1, 700 00 Dividends Unpaid -------------- ---------

Banking House -------------- 3,300 00 Due to Banl<s in this State____ --------Furrniture and Fixtures________ 3,825 25 Due to Banks in other States__ ---------

Other Real Estate Owned ____ 5,240 00 Call Money -------------------- --------Due f<rom Banks in this State 1,904 86 Individual Deposits Subject to

Due from Banks in other States 2,545 9~ Cheek ----------------------- 94,651 2'

Currency ---------------------- 1,627 00 Demand Ce<rtificates of Deposit ---------

Gold --------------------------

20 00 Time Certificates of Deposit__ 51,280 02

Silver, Nickels, Pennies -------- 2,291 19 Savings Deposits -------------- ---------

Advances on Cotton ---------Advances on other Commodities

3,212 47 ---------

CTraushstieFr'sunCdhs eockns D_e_p__o,s_i_t__-_-_-_-_-__-

--2-,1-9-2---77-

Cheeks for Clearing House____ --------- Certified Checks -------------- ---------

Othe,r Checks and Cash Items 1,137 39 Bills Payable ------------------ 19,500 00

Customers' Liability on Letters

Notes and Bills Rediscounted__ ---------

of Credit and Acceptances __ --------- Certificates of Deposit for Bor-

Overdrafts (if any) ------------ --------- rowed Money ---------------- ---------

Other Assets:

Liability on Lette!rs of Credit

War Savings Stamps ----------

103 00 ReasnedrveAcfocer pItnantecreesst--a-n-d--T--a-x-e-s- _-_-_-_-_-_-_-_-_-

Other Liabilities -------------- ---------

Total ------------------------$198,272 07 Total ------------------------$198,272 07

\

512

BANKING DEPARTMENT

E:XAJIIIJ!I"EB'S BEPOBT.

BANK OF SPARTA, SPARTA.

At Close of Business September 8, 1920.

President-Robt. Holmes. Vice-President-J. "\V. Alfriend. Cashier-J. D. Burnett.

Directors-J. W. Alfriend, J. D. Burnett, L. E. Culver, Sr., Robt. Holmes, E. A.

Rosier, Jr., H. S. Gray, Marvin Middlebrooks.

Date of Charter-November 13, 1889.

Began Business-February 1, 1904.

RESOURCES

LIABILITIES

Time Loans ------------------$171,122 3~

Demand Loans ---------------- 4,441 5\ Loans Secured by Real Estate 26,365 8<

United States Bonds ---------- 66,200 00 Other Stocks and Bonds ______ 20,670 00

Bankir, g House ---------------- ___ ---- Furniture and Fixtures_______ 4,171 66

Other Real Estate Owned____ 12,258 21

Due from Banks in this State 8,335 03

Due from Banks in other States 104 20

Currency ---------------------- 2,950 00

Gold -------------------------- 235 00 Silver, Nickels, Pennies -------- 1,63'3 3~

Advances on Cotton ---------- --------Advances on other Commodities --------Checks for Clearing' House __ 652 80

Other Checks and Cash Items Customers' I..oiability on Letters

876 36

of Credit and Acceptances__ 21,533 3f

Ove,rdrafts (if any) ------------ 2,397 01 Other Assets:

Bonds Loaned ----------------- 13,500 00 Investment Account ---------- 639 85 Bills of Exchange ------------ 10,796 77

Capital Stock Paid in ---------$ 25,000 00

Amount Reserved for Branches ---------

Surplus Fund ----------------- --------Undivided Profits ------------ 2,158 57

Dividends Unpaid ------------ --------Due to Banks in this State____ 2,998 78

Due to Banks in other States ------'

Call Money -------------------- --------Individual Deposits Subject to

Check ----------------------- 128,141 71 Demand Certificates of Deposit --------'L'ime Certificates of Deposit __ 71,742 13

Savings Deposits -------------- 8,422 55

Trust Funds on Deposit ------ ---------

Cashier's Checks -------------- 250 12

Bills Payable ------------------ 13{),000 00 Notes and Bills Rediscounted__ ---------

Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ----------- --------Reserve for Inte.rest and Taxes --------Other Liabilities:

Christmas Savings Funds

169 51

Total ------------------------$368,883 ..

Total ------------------------$368,883 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$151,091 54 Capital Stock Paid in ---------$ 25,000 00

Demand Loans ---------------- .3,316 57 Amount Reserved for Branches

Loans Secured bY Real Estate 24,505 3 Surplus Fund -----------------

United States Bonds ---------- 66,700 OU Undivided Profits ------------ 2,393 54

Other Stocks and Bonds ------ 20,670 00 Dividends Unpaid -----------Banking House ---------------- --------- Due to Banks in this State ___ _ 4,035 75

Furniture and Fixtures-------- 4,171 66 Due to Banks in othell' States

Othoc Real Estate Owned ------ 22,258 21 Call Money --------------------

Due fit'om Banks in this State 1,875 04 Individual Deposits Subject to

Due fll'om Banks in other States 309 61 Check ----------------------- 97,874 03

Currency ---------------------Gold ---------------------------

12,138 470

0o0r

Demand Certificates of Deposit Time Certificates of DeposiL_

60,793 50

Silve;r, Nickels, Pennies ------ 1,747 94 Savings Deposits -------------- 10,450 37

Advances on Cotton ---------- 1,119 60 Trust Funds on Deposit ------

Advances on other Commodities --------- Cashier's Checks, -------------- 1,03'6 69

Checks for Clearing House

2,609 1l6 Certified Checks --------------

Other Checks and Cash Items Customers' I..oiability on Letters

334 94 Bills Payable ------------------ 63,250 84 . Notes and Bills Rediscounted __ 11,5UO 00

of Credit and Acceptances 16,796 77 Certificates of Deposit for Bor-

Overdrafts (if any) -----------Other Assets:

579 97 rowed Money ---------------Liability on Letters of Credit

U S Bonds Unpledged

3,000 00 and Acceptances ------------

Investment Account____________ 2,639 85 Resocve for Interest and Taxes

Other Liabilities:

Bills Pay Sec by U S Bonds__ 60,000 00

Total ------------------------$336,gz4 72 Total ------------------------$336,334 72

FIRST ANNUAL REPORT

513

EXAMINEE'S BEPOBT.

SPARTA SAVINGS BANK, SPARTA.

At Close of Business September 8, 1920.

President-L. C. Miller. Viice-President-R. E. Wheeler.

Directors-C.

S.

Duggan,

JCnaos.hioer.-

Mal"V'in Moore,

G. C.

Pounds. W. Coleman,

R.

A.

Groves,

G.

S.

Vardeman, C. S. Jernigan, C. M. Layson, T. F. Fleming.

Date of Charter-December 16, 1907.

Began Business-Fe,bruary 15, 1908.

RESOURCES

LIABILITIES

Time Loans ------------------$215,641 28 Demand Loans ---------------- 18,026 35 Loans Secured by Real Estate 33,729 60 United States Bonds -------- 39,767 27 Other Stocks and Bonds ______ 300 00 Banking House ---------------- ________ _ Furniture and Fixtures ______ 2,892 93 Other Real Estate Owned______ --------Due from Banks in this State 4,536 69 Due f,rom Banks in other States 756 47 Currenc,y __,___________________ 3,846 00
Gold --------------------------- _____ -- _ Silver, Nickels, Pennies ------ 828 70 Advances on Cotton __________ ________ _ Advances on other Commodities ________ _ Checks for Clearing House____ 1,578 17 Other Checks and Cash Items 2,844 90 Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any) ____________ --------Other Assets ------------------ ________ _

Capital Stock Paid in ---------$ 25,000 00

Amount Reserved for Branches

USunrdpilvuids eFd unPdrof-i-t-s--_-_-_-_-_-_-_-_-_-_-_-_-

5,000 00 4,806 97

Dividends Unpaid -----------Due to Banks in this State ___ _

48 00

Due to Banks in otheit' States

Can Money --------------------

Individual Deposits Subject to

DeCmheacnkd -C--e-r-ti-f-i-c-a-t-e-s--o-f--D--e-p-o-s-i-t 105,273 70

Time Certificates of Deposit__ 57,461 12

Savings Deposits -------------- 25,604 15 Trust Funds on Deposit _____ _

Cashier's Checks -------------- 5,097 17

Certified Checks --------------

Bills Payable ------------------ 85,000 00

Notes and Bills Rediscounted 11,457 25

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$324,748 36 Total ------------------------$324,748 36

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemmeanLd oLanosans---_-_-_-_-_-_--_-_-_-_-_-_-_-_-_$_18315,9,2245S 3441

Loans Secured by Real Estate 37,340 79

United States Bonds ---------- 16,082 30 Other Stocks and Bonds ______ 300 00

Banking House ________________ ---------

Furniture and Fixtures ________ 2,987 38

Other Real Estate Owned______ --------Due from Banks in this State__ 277 77

Due from Banks in other States 525 44

Currency -------------------- 2,587 00 Gold --------------------------- ________ _ Silver, Nickels,, Pennies ______ 1,431 57

Advances on Cotton____________ ---------

Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Letters

4,419 27 297 52
23 06

of Credit and Acceptances__ --------Ove,rdrafts (if any) ------------ ________ _

Other Assets ------------------ ________ _

Capital Stock Pa,id in ---------$ 25,000 00 Amount Reserved for Branches

Surplus Fund ---------------Undivided Brofits -----------Dividends Unpaid -----------Due to Banks in this State___ _

5,000 00 2,292 92
48 00

Due to Banks in other States

Call Money -------------------Individual Deposits Subject to

Check ----------------------- 78,219 07 Demand Certificates of Deposit Time Ce,rtificates of Deposit__ 45,611 88

Savings Deposits -------------- 25,388 96

Trust Funds on Deposit _____ _

Cashier's Che,cks, ___________ _

447 70

Certified Checks --------------

Bills Payable ------------------ 39,500 00 Notes and Bil1s Rediscounted 43,935 32 Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit
and Acceptances ___________ _

Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$265,443 85 Total ------------------------$265,443 85

514

BANKING DEPARTMENT

EXAMINEB.~S B.EPOB.T.

EXCHANGE BANK, SPRINGFIELD.

President-Jno. W. Reiser. Vice-President-J. M. Grann. Cashier-C. F. Reiser.

Directors-J. W. Reiser, W. C. Reiser, J. M. Grann, C. E. Freymouth, 0. A. Rahn, R. E. Shearouse, C. Bowers Grann, K. J. Helmly, B. K. Shearouse.

Date of Charter-December 30, 1907.

Began Business~January 1, 1908.

RESOURCES

LIABILITIES

Time Loans ------------------$ 71,014 27

Demand Loans ---------------- 1,081 64 Loans Secured by Real Estate__ 23,956 76

United States Bonds ---------- 2,832 50

Other Stocks and Bonds -----Banking House --------------

-2~5oo-oii

Furniture and Fixtures -------Other Real Estate Owned _____ _

1,6!ffi 76 475 50

Due from Banks in this State 18,423 16

Due from Banks in other States 20,448 38

CU!rrency --------------------- 1,844 00

SGiolvlder, --.N--ic-k--e-ls--P--e-n-n-i-e-s---_-__-_-_-_--_

47 50 858 41

Advances on Cotton ----------

Advances on other Commodities

Checks for Clearing House __ 280 75

Other Checks and Cash Items 342 97

Customers' Liability on Letters

of Credit and Acceptances--

Overdrafts (if any) ------------ 807 67

Other Assets ------------------

39 00

Capital Stock Paid in --------$ 15,120 00
Amount Reserved for Branches

Surplus Fund ---------------Undivided Profits -------------Dividends Unpaid -----------Due to Banks in this State___ _

1,761 23 2,076 03

Due to Banks in othe~r States

Call Money -------------------Individual Deposits Subject to

Check ------------------------ 52,644 89 Demand Ce~rtificates of Depos1t Time Certificates of Deposit_ __ _ 33,478 39

Savings Deposits -------------- 40,031! 99 Trust Funds on Deposit _____ _

Cashier's Checks -------------- 247 38

Certified Checks --------------

Bills Payable -----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Resocve for Intocest and Taxes

Other Liabilities -------------- 771 36

Total ------------------------$146,461 27 Total ------------------------$146,461 27

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -------------------$ 80,416 17

Demand Loans ---------------- 631 64 Loans Secured by Real Estate 25,180 00 United States Bonds _________ _ 2,000 00 Other Stocks and Bonds _____ _

BFuarnnkitiunag-e HanodusFeix-tu--r-e-s--_-_-_-__-_-_--_

2,500 00 1,6,88 76

Other Real Estate Owned ___ _ 475 50

Due from Banks in this State 20,710 84

Capital Stock Paid in --------$ 15,120 00 Amount Reserved for Branches Surplus Fund ---------------- 1,761 23 Undivided Profits ------------ 2,763 54 Dividends Unpaid -----------Due to Banks in this State ___ _ Due to Banks in othoc States
Call Money -------------------Individual Deposits Subject to

Due from Banks in other States Currency ---------------------SGiolvlder, --N--ic-k-e--ls-,--P--e-n-n-i-e-s---_-__-_-_--_ Advances on Cotton _________ _ Advances on other Commodities Checks for Clearing House __ Othe,r Checks and Cash Items Customers' Liability on Letters

11,064 07 5,392 00 47 50 803 94
358 03

Check' ---------------------- 55,203 78

Demand Certificates of Deposit

Time Certificates of Deposit __ 34,153 71

Savings Deposits -------------- 43,065 03

Trust Funds on Deposit _____ _ Cashioc's Checks' ------------

---m-16

Certified Checks --------------

Bills Payable ------------------

Notes and Bills Rediscounted__

of Credit and Acceptances __

Certificates of Deposit for Bor-

Overdrafts (if any) ------------ 1,179 00 rowed Money ----------------

Other Assets ------------------

Liability on Letters of Credit

and Acceptances -----------Resocve for Intere,st and Taxes

Other Liabilities --------------

Total ------------------------$152,447 45 Total ------------------------$152,44 7 4fi

FIRST ANNUAL REPORT

515

EXAMINER'S REPORT.

BANK OF STAPLETON, STAPLETON.

At Close of Business November 9, 1920.

President-David Denton. Vice-President-Jas. Stapleton. Cashier-J. C. Kilgore.

Directors-David Denton, Joshua F. Denton, Jas. Stapleton, A. S. Stapleton, J. C.

Kilgore.

--------------------------------- Date of Charter-August 15, 1918.

Began Business-October 1, 1918.

RESOURCES

LIABILITIES

TDiemmeaLndoaLnos a-n--s--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$

92,855 15,537

77 50

. Loans Secured by Real Estate 8,902 24

United States Bonds ---------- 6,650 00

Othe,r Stocks and Bonds ------

FBuarnnkiitnugre HanodusFeixt-u--re--s--_-_-__-_-_-_--_

2,500 00 3,540 00

Other Real Estate Owned ___ _ 3,200 00

Due from Banks in this Ste te 15,504 8~

Due from Banks in other States 4,478 65

Currency ---------------------- 1,859 00 Gold -------------------------- 130 00 Silver, Nickels, Pennies _____ _ 705 77

Advances on Cotton ----------

Advances on other Commodities

Checks for Clearing House __

18 66

O'ther Checks and Cash Items 247 48

Customers' Liability on Letters

of Credit and Acceptances __

Ove1rdrafts (if any) ------------

Other Assets: Wall" Savings Stamps _________ _

840 00

Depositors' Guarantee Fund __ 2,702 70

Capital Stock Paid In _________ $ 15,00U" 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 30,000 ()O

Undivided P,rofits ------------ 6,342 09

Dividends Unpaid ------------

38 40

Due to Banks in this State____ ---------

Due to Banks in othoc States ---------

Call Money -------------------- --------Individual Deposits Subject to
Check ----------------------- 84,112 33 Demand Certificates of Deposit 5,000 00 Time Certificates of Deposit_ __ 45,984 8!

Savings Deposits -------------- --------Trust Funds on Deposit ______ --------Cashier's Checks -------------- 177 96 Certified Checks -------------- --------Bills Payable ------------------ --------Notes and Bills Rediscounted __ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ ---------

Rese~rve for Interest and Taxes ---------

Other Liabilities:

Cash Long --------------------

17 04

Total ------------------------$159,672 66 Total ------------------------$159,672 66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIAB:JLITIES

Time Loans -------------------$ 90,186 32 Capital Stock Paid In _________ $ 15,000 00

Demand Loans ---------------- 5,038 44 Amount Reserved for Branches --------Loans Secured by Real Estate 13,374 57 Surplus Fund ---------------- 3,000 00 United States Bonds ---------- 6,65U 00 Undivided Profits ____________ 7,275 80

Othe,r Stocks and Bonds ______ --------- Dividends Unpaid --------------

38 40

Banking House ______________ 2,500 00 Due to Banks in this State____ ---------

Furniture and Fixtures ________ 3,540 00 Due to Banks in rthe~r States ---------

Other Real Estate Owned ____ 3,200 00 Due from Banks in this State 5,074 79
Due from Banks in othe;r States 6,9&4 81' Currency ---------------------- 1,521 00 Gold -------------------------- 101) 00 Silvoc, Nickels, Pennies ________ 885 43 Advances on Cotton __________ --------

Call Money -------- ----------- ---------

Individual Deposits Subject to

Check ----------------------- 67,594 38

Demand Certificates of Deposit ---------

Time Certificates of Deposit __ 51,665 90

Savings Deposits -------------- ---------

Trust Funds on Deposit ______

95 19

Advances on other Commodities _________ Cashier's Checks -------------- --------Checks for Clearing House __ _________ Certified Checks ______________ ---------

Other Checks and Cash Items__ 1,520 28 Bills Payable ------------------ ________ _

Customers' LiabiJ,ity on Letters

Notes and Bills Rediscounted __ ---------

of Oredit and Acceptances__ _________ Certificates of Deposit for Bor-

Ove~rdrafts (if any) ____________ _________ rowed Money ---------------- ---------

Other Assets:

Liability on Letters of Credit

Depositors' Guarantee Fund __ 2.702 70 and Acceptances ____________ ---------

Wrur Savings Stamps __________

84!J 00 Rese~rve for Interest and Taxes ________ _

Collection Account -----------Revenue Stamps --------------

j 526 29 Other Liabilities -------------- --------40 00

I Total ------------------------$144.669 67 Total ------------------------$144,669 67

516

BANKING DEPARTMENT

EXAMINER'S REPORT.

BANK OF STATESBORO, STATESBORO.

At Close of Business July 27, 1920.

President-S. C. Grove.r. Vice-P.resident-E. L. Smith. Cashier-J. 0. Johnson.

Directors-S. C. Grover, E. L. Smith, J. L. Mathews, W. H. Ellis, W. H. Simmons,

W. J. Raekleg.

Date of Charter-October 6, 1891.

Began Business-J;muary 1. 1894.

RESOURCES

LIABILITIES

Time Loans ------------------$437,505 43 Demand Loans ---------------- 26,915 01 Loans Secured by Real Estate 41,994 00 United States Bonds __________ 38,133 20 Other Stocks and Bonds ______ 30,895 00 Banking House ________________ 31,000 00
Furniture and Fixtures ______ 5,436 84 Other Real Estate Owned______ --------Due from Banks in this State 122.&82 13 Due ~rom Banks in other States 20,953 94 Currency ---------------------- 8,171 00 Gold -------------------------- 590 00 Silve1r, Nickels, Pennies ______ 1,51S7 86 Advances on Cotton __________ -------Advances on other Commodities ________ _ Checks for Clearing House __ ________ _
Othe.r Checks and Cash Items 2,301 73 Customers' Liability on Letters
of Credit and Acceptances__ --------Overdrafts (if any) ------------ 192 25
Other Assets ------------------ 101,153 00

Capital Stock Paid in ---------$ 75,000 00 Amount Reserved for Branches
Surplus Fund ------------------ 75,000 nn
Undivided Profits ------------ 30,241 10

Dividends Unpaid -----------Due to Banks in this State ___ _

Due to Banks in otl;J.er States

Call Money -------------------Individual Deposits Subject to
Check ----------------------- 352,066 5~ Demand Certificates of Deposit Time Certificates of Deposit __ 335,094 70

Savings Deposits -------------Cashier's Checks -------------Ce.rtified Checks _____________ _

834 68 f 23

Bills Payable -----------------Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

rowed Money ---------------Liability on Letters of Credit
and Acceptances ___________ _

Reserve for Interest and Taxes

Other Liabilities -------------- 2, 785 41

Total ------------------------$871,026 65 Total ------------------------$871,026 65

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$390,257 03 Demand Loans ________________ 46,619 34
Loans Secured by Real Rstate 53,395 20 United States Bonds __________ 38,663 20 Othea- Stocks. and 'Bonds ______ 30,895 00
Banking House ---------------- 31,000 00 Furniture and Fixtures ______ 5,436 84 Other Real Estate Owned______ ________ _
Due from Banks in this State__ 90,291 78 Due from Banks in othe1r States 14,493 20 Currency ---------------------- 9,927 00 Gold -------------------------- 567 50 Silver, Nickels. Pennies ______ 942 12 Advances on Cotton ______________ .. ___ _

Capital Stock Paid in ---------$ 75,000 00 Amount Reserved for Branches ---------
Surplus Fund ------------------ 75,000 00 Undivided Profits ------------ 34,443 44
Dividends Unpaid ------------ --------Due to Banks in this State____ ---------
Due to Banks in other States --------Call Money -------------------- --------Individual Deposits Subject to
Check ------------~---------- 256,759 29 Demand Certificates ot Deposit --------Time Certificates of Deposit_ __ 273,791 27 Savings Deposits -------------- ________ _ Trust Funds on Deposit ______ ---------

Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances__ Overdrafts (if any)____________ Other Assets ------------------

--------________ _
4,016 11
________ _ ________ _ ________ _

Cashier's Checks -------------Certified Checks -------------Bills Payable -----------------Notes and Bills Rediscounted__ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of credit
and Acceptances -----------Reseil've for Inte.rest and Taxes

1,544 4.S -------------------------
---------
________ _ ________ _

Other Liabilities -------------- ---------

Total --------------------$716,538 4~, Total ------------------------$716,538 4R

FIRST ANNUAL REPORT

517

E:X:AMINE:B.'S :B.EPO:B.T.
SEA ISLAND BANK, STATESBORO.

President-R. F. Donaldson. Vice-Presidents-J. A. Branner, S. L. Mooce. Cashie.r-J. G. Watson.

Directors-R. F. Donaldson, J. A. Branner, S. L. Moore, D. E. Bud, J. A. McDougald, W. S. Pretorius, R. L. Durrence, F. D. Oliff, C. P. Oliff.

Date of Charter-March 11, 1901.

Began Business-March 16, 1901.

RESOURCES

LIABlLITIES

Time Loans ------------------$582,856 23 Capital Stocl{ Paid in --------$ 50,000 00

Demand Loans ---------------- 106,868 14 Amount Reserved for Branches ---------

Loans Secured by Real Estate 60,4&9 49 Surplus Fund ------------------ 50,000 00

United States Bonds __________ 44,811 50 Undivided P.rofits -------------- 34,512 11

Other Stocks and Bonds ______ 30,000 00 Dividends Unpaid -------------- -------~

Banking House ---------------- ________ _ Due to Banks in this State____ ---------

Furniture and Fixtures ______ 4,500 00 Due to Banks in other States ---------

Othe.- Real Estate Owned ____ 9,2UO 00 Call 'Money -------------------- ---------

Due from Banks in this State 16,&44 23 Individual Deposits Subject to

Due from Banks in othe.r States 2,921 75 Check ---------------------- 273,120 96

Currency ---------------------- 8,734 00 Demand Certificates .of Deposit ---------

Gold -------------------------- 187 50 Time Certificates of Deposit_ __ 358,140 40

Silver, Nickels, Pennies ______ 5,400 78 Savings Depos.its -------------- 20,905 03

Advances on Cotton __________ --------- Trust Funds on Deposit ______

83 61

Advances on other Commodities --------- Cashier's Checks -------------- 1,087 2~

Checks for Clearing House____ 1,568 37 Certified Checks --------------

3 00

Other Checks and Cash Ttems Customers' LiabiJity on Letters
of Credit and Acceptances__ Overdrafts (if any) ____________
Other Assets ------------------

9,992 71
--------620 93
________ _

Bills Payable -----------------Notes' and Bills Rediscounted__ Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances ____________ Reserve for Inte.rest and Taxes

90,000 00 ------------------------________ _

Other Liabilities -------------- 7,123 29

Total ------------------------$884,975 63 Total ------------------------$884,975 63

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILI'l'IES

Time Loans ------------------$541,777 09 Capital Stock Paid in ________ $ 50,000 00

Demand Loans ---------------- 146,747 3ii Amount Reserved for Branches

Loans Secured by Real Estate 58,499 6? Surplus Fund ----------------- 1)0,000 00 United States Bonds __________ 46,482 01 Undivided P.rofits ------------ 25,865 83

Other Stocks and Bonds ______ 30,000 00 Dividends Unpaid ------------

Banking House ---------------- ________ _ Due to Banks in this State __

Furniture and Fixture-s -------- 4,500 0~ Due to Banks in other States

Other Real Estate Owned ______ 9,200 00 Call Money ------------------

Due from Banks in this State 9,357 92 Individual Deposits Subject to

Due from Banks in other Statps 1,30'!1 31 Check ------------------------ 214,686 99 Currency ---------------------- 4,213 00 Demand Certificates of Deposit

Gold --------------------------Silver, Nickels, Pennies ------

162 50 3,304 99

Time Certificates of Deposit__ 275,859 10 Savings Deposits _____________ _ 21,844 86

Advances on Cotton __________ ________ _ Trust Funds on Deposit _____ _

Advances on other Commodities ________ _ Cashier's Checks -------------- 4,268 88

Checks for Clearing House____ Other Checks and Cash Items

7.874 ~P 2,073 08

CBeinrtsifPieadyaCbhleec_k_s___-_-_-_-_-_-_-_-_-_-_-_-_--_

143 215,000

17 00

Customers' Liability on Letters

Notes and Bills Rediscounted __

of Credit and Acceptances __ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ____________

13 55 rowed Money ----------------

Other Assets ------------------ ________ _ Liability on Letters of Credit

and Acceptances ____________ ' ---------

Reserve fnr Interest and Taxes

Other Liabilities: 1TnearnPrl TnterPRt ___________ _ 7,845 27

Total ------------------------$865,514 Jr Total ------------------------$865,514 1o

--~~-----------------------~-,

518

BANKING DEPARTMENT

------------------------------------------------

E:XAMI:NEB'S BEPOBT.

BANK OF STATHAM, STATHAM.

At Close of Business September 29, 1920.

P;resident-L. 0. Benton. Vice-P;resident-C. B. Chambers. Cashier-B. H. Grant.

Directors--[.,. 0. Benton, C. B. Chambers, B. H. Grant, T. J. Sikes, L. M. Arnold,

0. H. Arnold, Jr., S. A. Boland, J. C. Daniel, J. C. Williams.

Date of Charte,.-March 30, 1904.

Began Business-April 4, 1904.

IJTA'BILITIES

Time Loans ------------------$304,764 04 Capital Stock Paid In__________ $ 40,00"0 00

Demand Loans ---------------- li,081 95 Amount Reserved for Branches

Loans SecU'l"ed by Real Estate --------- Surplus Fund ----------------- 15,000 00 United States Bonds__________ 3,100 00 Undivided Profits ------------ 8,602 44

Other Stocks and Bonds______ 3,100 00 Dividends Unpaid --------------

Banking House ---------------- 1.900 On Due to Banks in this State___ _ Furniture and Fixtures________ 3,010 68 Due to Banks in other States__

Other Real Estate Owned____ 2,500 00 Call Money -------------------

Due from Banks in this State__ 9,583 74 Individual Deposits Subject to

Due from Banks in othe.r States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies_______

2, 763 63 Check ----------------------- 107,413 46 864 00 Demand Certificates of Deposit 77 50 Time Certificates of DeposiL_ 147,448 60
1,887 99 Savings Deposits --------------

Advances on Cotton____________ 59,753 13 Trust Funds on Deposit ------

Advances on other CommoditiPS --------- Cashier's Checks -------------- 992 78

Checks for Clearing House____

10 00 Certifi-ed Checks --------------

Other Checks and Cash Items 1,199 12 Bills Payable ------------------ 80,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted __

of Credit and Acceptances __ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ------------ ________ _ .rowed Money ----------------

Other Assets: Cash Short -------------------Revenue Stamps --------------

Liability on L.etters of Credit 6 50 and Acceptances ___________ _ 40 00 Reserve fo,r Interest and Taxes

185 00

Other Liabilities --------------

Total ------------------------$399,652 28 Total ------------------------$399,652 28

BANK'S STATEMENT at Close of Business December 15, 1920.

RElSOURCES

LIABILITIES

Time Loans ------------------$185,199 19 Capital Stock Paid In__________ $ 40,000 00

Demand Loans ---------------- 10,249 96 Amount Reserved for Branches --------Loans SecUired by Real Estate 49,304 8~ Surplus Fund ----------------- 15,000 00 United States Bonds__________ 3.200 00 TTndivided Profits -------------- 1,917 60

Other Stocks and Bonds________ 3,100 00 Dividends Unpaid -------------- --------Banking House ---------------- 1,900 00 Due to Banks in this State____ ________ _ Furniture and Fixtures________ 3,010 68 Due to Banks in other States__ ---------

Other Real Estate O'wned____ 2,500 00 Call Money ------------------- --------Due from Banks in this State__ 20.340 9' Individual Deposits Subject to

Due from Banks In other States
Currency ---------------------Gold -------------------------Silver, Nickels, Pennies_______ Advances on Cotton____________

6,477 27
3,661 00 97 50
2,137 3fi 47,245 99

Check ----------------------- 93,750 33 Demand Certificates of Deposit 1,000 00 T1ime Ce,rtificates of DeposiL_ 123,316 96 Savings Deposits -------------- --------T,rust Funds on Deposit_______ 2,2lHl 33

Advances on other Commodities ________ _ Cashier's Checks -------------- 1,214 88 Checks for Clearing House____ ________ _ Certified Checks ______________ ---------

Othe.r Checks and Cash Items_

8 15 Bills Payable ------------------ 60,000 00

Customers' Liability on Letters

2\;'otes and Bills Rediscounted__ ---------

of Credit and Acceptances__ ________ _ Certificates of Deposit for Bor-

Overdrafts (if any) ------------ --------- rowed Money ---------------- ---------

Other Assets:

Liability on Letters of Credit

Short Cash Account____________

33 35 and Acceptances ------------ ---------

Reserve for Interest and Taxes --------Other Liabilities -------------- ________ _

Total -------------------$338,466 10 1Total --------------------------$338,466 JO

FIRST ANNUAL REPORT

519

EXAMINER'S REPORT.

BANK OF STEPHENS, STEPHENS.

At Close of Business July 14, 1920.

President-Jno. F. Holden. Vice-President-W. F. Adkins. Cashier-M. 0 .. Hollis.

Directors-Jno. F. Holden, W. F. Adkins, E. H. Bell, J. Hunter, J. W. Moody,

Y. J. Nicholson, R. H. Sanders.

Date of Charter-1911.

Began Business~1911.

RESOURCES

Ll.A:BILITIES

~~~~n~0t~~ns-================$

96,893 3,639

36 80

Loans Secured by Real Estate 16,973 27

United States Bonds_________ _ 500 00

Othe,r Stocks and Bonds _____ _

Banking House --------------Furniture and Fixtures_______ _
Other Real Estate Owned _____ _ Due from Banks in this State __
Due from Banks in other States
Currency ---------------------Gold --------------------------Silver, Nickels, Pennies______ _ Advances on Cotton___________ _

1,593 20 2,399 97
1,710 08 11,411 68
1,058 00
335 04

Advances on other Commodities Checks for Clearing House ___ _

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances __ Overdrafts (if any) ___________ _
Other Assets ___________ c ____ _

268 96

Capital Stock Paid In________ $ 15,000 00

Amount Reserved for Branches ---------

Surplus Fund ------------------ 10,000 00

Undivided P,rofits ------------ 5,892 31

Dividends Unpaid --------------

62 40

Due to Banks in this State____ ---------

Due to Banks in other States__ ---------

Call Money ------------------- --------Individual Deposits Subject to

Check ----------------------- 55,036 19

Demand Certificates of Deposit --------Time Certificates of Deposit__ 34,496 97

Savings Deposits -------------- ________ _

Cashier's' Checks -------------- 177 81

Bills Payable ------------------ 20,000 00

Notes and Bills Rediscounted__ ---------

Certificates of Deposit for Bor-

.rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ________ _ Other Liabilities ______________ ________ _

Total ------------------------$140,665 68 Total ------------------------$140,665 68

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$ 83,454 34

Demand Loans ----------------

38 90

Loans >Secured by Real Estate 14,572 62

United States Bonds _________ _ 500 00

Othe,r Stocks and Bonds _____ _

Banking House -------------- 1,593 20 Furniture and Fixtu.res_______ _ 2,414 32 Other Real Estate Owned ___ _

Due from Banks in this State __ 10,62-8 34

Due from Banks in other States
Currency ---------------------GSiollvder-, --N--ic-k--e-ls-,---P-e-n-n--ie--s-_-_-__-_-_--_ Advances on Cotton___________ _

!J61l 52 605 00 40 00
34\J 69

Advances on other Commodities Checks for Clearing House ___ _

Other Checks and Cash Items Customers' Liability on Letters

222 79

of Credit and Acceptances__ Overdrafts (if any) ___________ _

264 86

Other Assets -----------------

Capital Stock Paid In________ $ 15,000 00

Amount Reserved for Branches Surplus Fund ------------------

-1-o~ouo-oii

Undivided Profits ------------ 4,845 29

Dividends Unpaid ------------

57 60

Due to Banks in this State ___ _

Due to Banks in other States__

Call Money ------------------Individual Deposits Subject to

Check ----------------------- 24,848 74 Demand Certificates of Deposit Time Ce,rtificates of Deposit__ 20,845 97

Savings Deposits -------------Trust Funds on Deposit_ ______ _

Cashier's Checks -------------Certified Checks ______________

49 98

Bills Payable ----------------- 40,000 00 Notes and Bills Rediscounted __

Certificates of Deposlit for Bor-

,rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes Other Liabilities _____________ _

Total ------------------------$115,647 58 Total ------------------------$115,647 58

520

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

PLANTERS BANK, STILLMORE.

At Close of Business July 16, 1920.

President-J. N. Youmans. Vice-President-L. B. Brown. Cashier-A. E. Reese.

Directors-J. N. Youmans, L. B. Brown, M. Popkins., Alen Hughes, E. R. Heath,

W. J. Evans, A. E. Reese.

Date of Charter-June -3, -19-1-9.----------------B-eg-a-n--B-u-si-ne-ss---Ju-n-e--4,---- 1919.

RESOURCES

LIABILITIES

Time Loans ------------------$111,523 20 Capital Stock Paid In__________ $ 24,600,00

Demand Loans ---------------- 10,253 9~ Amount Reserved for Branches

Loans Secoced by Real Estate --------- Surplus Fund -----------------

United States Bonds ---------- --------- Undivided Brofits -------------- 4,488 65

Other Stocks and Bonds ------ --------- Dividends Unpaid -------------

Banking House ---------------- 8,500 00 Due to Banks in this State ___ _

Furniture and Fixtures________ 4,000 00 Due to Banks in other States__

Other Real Estate Owned ____ --------- Call Money -------------------

Due from Banks in thlis State__ 12,787 66 Individual Deposits Subject to

Due from Banks in other States 157 60 Check ----------------------- 74,513 96

Currency ---------------------Gold --------------------- ______

3,339 00 15 00

Demand Certificafes of Deposit Time Certificates of Deposit__

-4-l,28i-9i

Silver, Nickels, Pennies______ 1,741 10 Savings Deposits --------------

Advances on Cotton____________ --------- Cashier's Checks -------------- 1,796 82

Advances on other Commodities --------Checks for Clearing House____ ________ _

Certified Checks -------------Bills Payable ------------------

20,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted __

Customers' Liability on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ ________ _ ,rowed Money ----------------

Overdrafts (if any) ------------ --------- Liability on Letters of Credit

Other Assets:

and Acceptances ------------

County Warrant -------------- 10,666 67 Reserve for Interest and Taxes

Fa.rmers Exchange Bank (de-

Other Liabilities -------------- 124 OfJ

funct) Claim ---------------- 3,055 19

_________________ _______ Total

------------------------$166,805 43
..:__

Total

------------------------------H-6-6-,8-05- -43

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------------$108,202 34

Demand Loans ---------------- 10,253 92

Loans Secured United states

by Real Estatte Bonds__________

--6~8ob-oo

Other Stocks and Bonds_______ ---------

Banking House ---------------- 8,500 00 l<~urniture and Fixtures________ 4,000 00

Other Real Estate Owned ____ ---------

Due from Banks in this State__ 4,6~ 77

Due from Banks in other States

5 88

Cu11rency ---------------------GSiollvder-, --N--ic-k--e-ls-,---P-e-n-n--ie-s--_-__-_-_-_--_ Advances on Cotton__________ _

4,638 00
25 00
731 00 5,963 93

Advances on other Commodities --------Checks for Clearing House___ _ 68Z 10

Other Checks and Cash Items --------Customers' Liability on Letters

of Credit and Acceptances__ --------Overdrafts (if any) __________ ---------

Other Assets:

County Warrants -------------- 17,804 07

Capital Stock Paid in ---------$ 25,000 00 Amount Reserved for Branches Surplus Fund ----------------Undivided Profits ------------ 2,456 15 Dividends Unpaid -----------Due to Banks in this State ___ _ Due to Banks in other States__
Call Money ------------------Individual Deposits Subject to
Check ----------------------- 44,296 65 Demand Certificates of Deposit Time Certificates of Deposit_ __ 47,397 86 Savings Deposits -------------Trust Funds on Deposit_ ______ _
Cashier's Checks -------------- 2,764 35 Certified Checks -------------Bills Payable ------------------ 50,400 00 Notes and Bills Rediscounted __ Certificates of Deposit for Bor-
,rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Other Liabilities --------------

Total ------------------------$172,315 01 Total ------------------------$172,315 01

~

FIRST ANNUAL REPORT

521

EXAMINER'S BEPOB'l'.

BANK OF STOCKBRIDGE, STOCKBRIDGE.
At Close of Business August 31, 1920.
President-J. D. Bowen. Vice-Presidents-J. G. Ward, S. C. McWilliams. Cashie,r-C. M. Power.
Directors-J. D. Bowen, S. C. McWill'iams, J. G. Ward, G. G. Moseley, J. T. Mays, M. B. Hinton, M. D. Reeves, J. H. Fargason.
Date of Charter Amendment-September 30, 1919.

RESOURCES

LIABTLITIES

Time Loans ------------------$361,872 83 Capital Stock Paid In __________ $ 60,000 00

Demand Loans ---------------- 33,900 00 Amount Reserved for Branches --------

Loans Secu"'ed by Real Estate --------- Surplus Fund ----------------- 12,000 00

United States Bonds__________ 4,5011 00 Undivided Profits ------------ 19,847 81 Other Stocks and Bonds ______ 7,750 00 Dividends Unpaid ____________ ---------

Banking House -------------- l ,000 00 Due to Banks in this State____ --------Furniture and Fixtures________ 1,015 00 Due to Banks in other States 12,681 96

Other Real Estate Owned ____ --------- Call Money -------------------- 48,500 00

Due from Banks in tMs State__ 10,81f9 34 Individual Deposits Subject to

Due from Banks in other States ________ _ Check ---------------------- 199,004 0~

Currency ---------------------Gold ---------------------------

363 50

0o0n

Demand Ce.rtificates of Deposit Time Certificates of Deposit_ __

6,500 00 69,046 00

Silv~. Nickels, Pennies_______ Advances on Cotton____________

1,4!!4 20 --------

CSaavsihnigesr'sDCephoesciktss -_-_-_-_-_-_-_-__-_-_-_-_--_

--------'974 34

Advances on other Commodities --------- Certified Checks -------------- ---------

Checks for Clearing House____ 1,386 14 Bills Payable ------------------ 20,000 00

Other Checks and Cash Items 2,275 35 Notes and Bills Rediscounted__ ---------

Custome"'s' Liabi1ity on Letters

Certificates of Deposit for Bor-

of Credit and Acceptances__ --------- .rowed Money ---------------- --------Ovel'drafts (if any)____________ 20,765 67 Liability on Letters of Credit

Other Assets ------------------ 3,764 15 and Acceptances ____________ ---------

Reserve for Interest and Taxes ---------

Other Liabilities -------------- 2,471 54

Total ------------------------$451,025 68 Total ------------------------$451,025 68 .

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LrABI'LITIES

Time Loans ------------------$319,671 2~ Capital Stock Paid In__________ $ 60,000 00

Demand Loans ---------------- 52,665 Amount Reserved for Branches ---------

Loans Secured by Real Estate United States Bonds __________

34,151 1f 4,66U 00

Surplus Fund ----------------Undivided Profits -------------

12,000 00 18,875 30

Other Stocks and Bonds ______ 7, 750 00 Dividends Unpaid ------------ ---------

Banking House ---------------- 1,000 00 Due to Banks in this State____ 189 92

Furniture and Fixtures________ 1,015 00 Due to Banks in other States__ ---------

Other Real Estate Owned ____ --------- Call Money-------------------- 40,000 00

Due from Banks in this State__ 2,001 48 Individual Deposits Subject to

Due firom Banks in other States 2,587 6~ Check ----------------------- 144,162 14

Currency ---------------------- 1,339 00 Demand Certificates of Deposit ---------

Gold --------------------------- --------- Time Certificates of Deposit___ 69,640 71 Silve.r, Nickels. Pennies_______ 1,166 4~ Savings Deposits -------------- ---------

Advances on Cotton and Seed 30,572 12 Trust Funds on Deposit________ ---------

Advances on other Commodities --------- Cashier's Cheeks __ c___________ 2,273 01

Checks for Clearing House____ --------- Certified Checks -------------- ---------

Other Checks and Cash Items 334 60 Bills Payable ------------------ 85,500 00

Custome,rs' LiabiLity on Letters

Notes and Bills Rediscounted__ 30,521 73

of Credit and Acceptances__ --------- Certificates of Deposit for Bor-

Overdrafts ('if any)-----------Other Assets:

707 45 ,rowed Money ---------------- --------Liability on Letters of Credit

Depositors' Guarantee Fund__ 3,421 35 and Acceptances ------------ ---------

Insurance Fund -------------- 12'0 ()0 Reserve for Interest and Taxes ---------

Other Liabilities -------------- ---------

Total ------------------------$463,162 81 Total ------------------------$463,182 81

522

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

GRANITE BANK, STONE MOUNTAIN.

At Close of Business July 15, 1920.

Rresident-J. Steve McCurdy. Vice-President-V. R. Williams.

Cashier-Dean Roberts.

Directors-J. Steve rMcCurdy, V. R. Williams, E. D. Jordan, W. D. Maddox, D. F.

Smith, J. W. F1oyd, C. J. Britt, J. R. Irwin, Jno. L. Candler, M. M.

George, W. T. McCurdy, L. A. Weaver, C. J. Dedhong.

Date of Charter~September 5, 1911.

Began Business-August 31, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$134,046 67 Capital Stock Paid In_______ $ 15,000 00 Demand Loans ------------- 12,345 00 Amt. Reserved for Branches ________ _

Loans Secured by Real Estate 49,061 74 Surplus Fund -------------- 20,000 00

United States Bonds ------ _________ Undivided Profits ---------- 5,849 77

Other Stocks and Bonds_____ --------- Dividends Unpaid __________

40 00

Banking House ------------- 1,412 09 Due to Banks in this State__________ _

Furniture and Fixtures______ 1,587 91 Due to Banks in other States ________ _

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 13,089 66 Individual Deposits Subject

Due from Banks 'in other

to Check ----------------- 101,683 96

States ------------------- 1,480 10 Demand Certificates of Deposit ________ _

Currency ------------------ 7,030 00 Time Certificates of DeposiL 65,300 02

Gold -----------------------

277 50 Savings Deposits ____________ 30,014 44

Silver, Nickels, Pennies_____ 1,709 27 Cashier's Checks __________

3 00

Advances on Cotton -------- --------- Certified Checks ----------- _________

Advances on other Commodi-

Bills Payable -------------- _________

ties --------------------- --------- Notes and Bills Rediscounted ________ _ Checks for Clearing House__ --------- Certificates of Deposit for Other Checks and Cash Items --------- Borrowed Money ________ ________ _

Customers' Liability on Let-

Liability on Letters of Coc-edit

ters of Credit and Accept-

and Acceptances _________ ---------

ances -------------------- 12,679 01 Reserve for Interest and Taxes ________ _

Overdrafts (if any) -------Other Assets:

431 58 Other Liabilities -----------

130 18

Bills Receivable ----------Transit --------------------

6 06 263 43

Total --------------------$238,021 37 Total --------------------$238,021 37

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$138,307 35 Capital Stock Paid In_______ $ 15,000 00

Demand Loans ------------- 10,090 00 Amt. Reserved for Branches

Loans Secured by Real Estate 52,673 01 Surplus Fund -------------- 20,000 00

United States Bonds ______ --------- Undivided Profits ----------- 4,433 90 Other Stocks and Bonds_____ _________ Dividends Unpaid ----------

Banking House ------------- 1,412 09 Due to Banks in this State __

Furniture and Fixtures_____ 2,569 51 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money ----------------

Due from Banks In this State 7,947 42 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

607 45 DetomaCnhdeCcke.r-t-if-i-c-at-e-s-o-f--D-e-p-o-s-i-t 7,949 00 Time Certificates of Deposit
287 50 Savings Deposits __________ _ 815 37 Trust Funds on Deposit_ ___ _

Advances on Cotton ________ _________ Cashier's Checks -----------

73,549 07
no,9o7 ~~ 27,583 27
302 77

Advances on other Commodi-

Certified Checks -----------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u-s-e-_-_-

_- -_-_-_ _- _-_-_- -_

Bills Payable -------------Notes and Bills Rediscounted

35,000 00

Other Checks and Cash Items

101 50 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Acc.ept-

Liability on Letters of Credit

O vaenrcdersa f-t s- -(-i-f-a-n- -y-) - -- -- -- -- -- -- -- -- -Other Assets:

3,425 43 and Acceptances ________ _ 192 79 Reserve for Interest and Taxes Other Liabilities __________ _

In Transit ----------------

400 48

Total --------------------$226,778 90 Total --------------------$226,778 90

FIRST ANNUAL REPORT

523

EXAMINER'S REPORT.

STONE MOUNTAIN BANK, STONE MOUNTAIN.

At Close of Business July 10, 1920.

President-J. F. McCurdy. Vice-President-J. J. Griffin. Cashier-E. A. Graham.

Directors-J. F. McCurdy, J. J. Griffin, W. S. McCurdy, J. S. Rankin, B. H. Davis,

T. J. Campbell, P. W. Derrick.

Date of Charter-October, 1905.

Began Business-October, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$ 100 00 Capital Stock Paid In_______$ 15,000 00

Demand Loans ------------- 106,460 96 Amt. Reserved for Branches

Loans Secured by Real Estate 9,800 00 Surplus Fund -------------- 15,000 00

United States Bonds -------- 1,197 70 Undivided Profits -----------

Othe-r Stocks and Bonds_____

Dividends Unpaid ----------

Banking House ------------ 2,000 00 Due to Banks in this State __ Furniture and Fixtures_____ 2,000 00 Due to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Banks in this State 3,394 18 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 55,509 70

States ------------------- 3,421 66 Demand Certificates of Deposit

Currency -----------------GSiolvlder-, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-__-_--_

1,139 00 Time Certificates of Deposit_ 34,516 71 120 00 Savings Deposits ----------687 32 Trust Funds on Deposit_____

Advances on Cotton --------

Cashier's Checks ----------

Advances on other Commodities

Certified Checks -----------

Checks for Clearing House __ 1,174 40 Bills Payable --~---------- 15,000 00

Other Checks and Cash Items 1,050 08 Notes and Bills Rediscounted

Customers! Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_

Borrowed Money ---------

Overdrafts (if any) --------

504 69 Liability on Letters of Oredit

Other Assets:

and Acceptances ---------

Profit and Loss ------------ 2,605 93 Reserve for Interest and Taxes

Other Liabilities -----------

629 51

Total --------------------$135,655 92 Total --------------------$135,655 92

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$108,001 86 Capital Stock Paid In_______$ 15,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 15,000 00 United States Bonds ________ 1,150 00 Undivided Profits ---------- 2,673 61

Other Stocks and Bonds----- --------- Dividends Unpaid ----------

Banking House ------------ 2,000 00 Due to Banks in this State __

Furniture and Fixtures_____ 2,000 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Mone1y ---------------Due from Banks in this State 3,735 64 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s_-_-_-_--_

to Check ----------------1,102 05 Demand Certificates of Deposit
994 00 Time Certificates of Deposit_ 115 00 Savings Deposits ----------468 57 Trust Funds on Deposit_ ___ _

39,699 05 32,617 51

Advances on Cotton -------- --------- Cashier's Checks ----------

Advances on other Commodities --------- Certified Checks -----------

Checks for Clearing House__ --------- Bills Payable --------------

Other Checks and Cash Items

5 00 Notes and Bills Rediscounted

Customers: Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ _________ Borrowed Money ________

Overdrafts (if any) Secured,

Liability on Letters of Oredit

4,767,30; Unsecured, 820.06_ 5,587 36 and Acceptances ---------

Other Assets:

Reserve for Interest and Taxes

Profit and Loss ------------ 6,830 69 Other Liabilities -----------

Total --------------------$131,990 17 Total --------------------$131,990 17

r
I
I

524

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF COMMERCE, SUMMERVILLE.

At Close of Business October 18, 1920.

President-C. C. Cleghorn. Vice-President-E. N. 1Maxtin. .cashier-N. K. Bitting.

Directors-C. C. Cleghorn, E. N. Martip, N. K. Bitting, B. H. Edmondson,

J. S. Cleghorn.

Date of Charter-October 21, 1891.

Began Business-September 1, 1891.

RESOURCES

LIABILITIES

Time Loans ---------------$260,477 35 Capital Stock Paid In_______$ 20,400 00 Demand Loans ------------- --------- Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund -------------- 12,500 00 United States Bonds ________ 16,215 00 Undivided Profits ---------- 5,430 13 Other Stocks and Bonds_____ _________ Dividends Unpaid ---------Banking House ------------- --------- Due to Banks in this State __ 5, 768 01 Furniture and Fixtures_____ 2,115 42 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State

759 37 Call Mone,y ---------------6 96 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 117,675 74

States ------------------- 10,302 32 Demand Ce.rtificates of Deposit

Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

6,073 00 Time Certificates of DeposiL 48,401 88 505 00 Savings Deposits ----------545 60 Trust Funds on Deposit_ ___ _

Advances on Cotton ________ --------- Cashier's Checks ___________ 1,214 02

Advances on other Commodities ________ _ Certified Checks -----------

Checks for Clearing House__ ________ _ Bills Payable -~----------- 60,000 00

Other Checks and Cash Items

298 13 Notes and Bills Rediscounted 28,125 72

Customers' Liability on Letters

Certifica.tes of Deposit for

of Credit and Acceptances_ --------- Borrowed Money --------Overdrafts (if any) -------- 2,699 35 Liability on Letters of Credit

Other Assets --------------- --------- and Acc.eptances --------Reserve for Interest and Taxes

Other Liabilities -----------

482 00

Total --------------------$299,997 50 Total --------------------$299,997 50

BANK'S ST'ATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$170,261 21 Demand Loans ------------- 6,720 00 Loans Secured by Real Estate 69,011 73 United States Bonds ________ 16,215 00
Other Stocks and Bonds_____ ---------

Capital Stock Paid In_______$ Amt. Reserved for Branches Surplus Fund -------------Undivided Profits _________ _ Dividends Unpaid _________ _

20,400 00
12,500 00 6,666 52

Banking House ------------Furniture and Fixtures_____ Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- - N- -i-c-k-e-l s-,- -P- -e -n-n-i e- s- -_ _-_-_- -_

--------2,115 42 559 37 5,006 96
9,812 76 6,462 00
495 00 364 50

Due to Banks in this State __ 1,883 64 Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ----------------- 142,994 96 Demand Ce.rtificates of Deposit

Time Certificates of Deposit_ Savings Deposits __________ _

39,756 90

Trust Funds on Deposit____ _

Advances on Cotton ________ --------- Cashier's Checks ___________ Advances on other Commodities ________ _ Certified Checks __________ _

886 59

Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances_ Overdrafts (if any) ________ _
Other Assets --------------County Warrants ---------~

432 89 262 42
________ _ 2,408 57 119 46 3,857 22

Bills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _ Liability on Letters of Oredit
and Acceptances ________ _ Reserve for Interest and Taxes

61,000 00 7,533 90

Other Liabilities -----------

482 00

Total --------------------$294,104 51 Total --------------------$294,104 51

FIRST ANNUAL HEPOH'l'

525

EXAMINER'S REPORT.

CHATTOOGA COUNTY BANK, SUMMERVILLE.

At Close of Business October 16, 1920.

President-Jno. D. Taylor. Cashier-B. \Y. Farrar.

Directors-Jno. D. Taylor, T. M. Ballenger, B. H. Edmondson, J. C. Hutchens,

S. C. Martin, G. T. Myers, E. S. Taylor.

Date of Charter-November 25, 1905.

Began Business-January 1, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$211,006 61 Capital Stock Paid In _______ $ 30,000 00

Demand Loans ------------- 58,465 33 Amt. Reserved for Branches Loans Secured by Real Estate 74,211 36 Surplus Fund -------------- 22,000 00 United States Bonds________ 7,722 75 Undivided Profits ----------- 6,114 77

Other Stocks and Bonds_____ 7,200 00 Dividends unpaid ---------Banking House ____________ 5,862 4Z Due to Banks in this State __

Furniture and Fixtures_____ 2,604 85 Due to Banks in ofher States

Other Real Estate Owned____ 20,599 56 Call Money ----------------

Due from Banks in this State 14,234 59 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 303,502 29

States ___________________ 28,869 25 Demand Certificates of Deposit

Currency ------------------ 7,723 00 Time Certificates of Deposit_ 46,620 29

Gold -----------------------

110 00 Savings Deposits __________ _

Silver, Nickels, Pennies_____ 1,084 24 Trust Funds on Deposit_ ___ _

Advances on Cotton ________ _________ Cashier's Checks __________ _

100 60

Advances on other Commodities _________ Certified Checks __________ _

Checks for Clearing House__ _________ Bills Payable -------------- 30,000 00

Other Checks and Cash Items 3,851 71 Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ _________ Borrowed Money ---------

Overdrafts (if any) -------- 1,085 31 Liability on Letters of Credit

Other Assets _______________

850 65 and Acceptances _________ _

Reserve for Interest and Taxes Other Liabilities __________ _ 7,143 68

Total --------------------$ --------- Total ____________________ $ _________ BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$204,414 11 Capital Stock Paid In _______ $ 30,000 00

Demand LoanR ------------- 70,556 52 Amt. Reserved for Branches Loans Secured by Real Estate 71,837 57 Surplus Fund _____________ _ 22,000 00

United States Bonds _______ 7,813 10 Undivided Profits ---------- 8,390 17

Other Stocks and Bonds_____ 7,200 00 Dividends Unpaid ----------

Banking House ------------ 6,539 77 Due to Banks in this State __

Furniture and Fixtures_____ 2,718 93 Due to Banks in other States Other Real Estate Owned____ 20,664 95 Call Money -------~-------

Due from Banks in this State 29,845 97 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 289,156 15

States ___________________ 67,782 18 Demand Certificates of Deposit

Currency ------------------ 9,778 00 Time Certificates of Deposit 39,896 04

Gold ----------------------Silver, Nickels, Pennies_____

45 00 Savings Deposits ----------841 85 Trust Funds on Deposit_ ___ _

Advances on Cotton_________

778 51 Cashier's Checks ----------- 1,072 50

Advances on other Commodities _________ Certified Checks __________ _

Checks for Clearing House__

201 15 Bills Payable _____________ _ 105,000 00

Other Checks and Cash Items

93 84 Notes and Bills Rediscounted

Customers' Liability OIJ Letters

Certificates of Deposit for

of Credit and Acceptances_ _________ Borrowed Money ________ _

Overdrafts (if any) --------Other Assets:

696 44 Liability on Letters of Credit and Acceptances _________ _

Interest Earned, Not Collected -------------------

Reserve for Interest and Taxes 7,143 68 850 65 Other Liabilities __________ _

Total --------------------$502,658 54 Total --------------------$502,658 54

526

BANKING DEPARTMENT

EXAlllliNEB'S BEPOBT.

PEOPLES BANK, SUMMIT,

At Close of Business July 17, 1920.

President-J. A. Jones. Vice-President-B. L. Rountree. Cashier-S. J. Flanders. Directors--J. A. Jones, B. L. Rountree, B. Cobb, S. J. Flanders.

Date of C.harter-,September 13, 1904.

Began Business--September 20, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$186,713 01 Capital Stock Paid In_______$ 25,000 00

Demand Loans ------------- 2,529 94 Amt. Reserved for Branches

Loans Secured by Real Estate 7,376 20 Surplus Fund --------------

United States Bonds -------- 9,000 00 Undivided Profits ----------- ~.354 28

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

Banking House ------------ 6,527 56 Due to Banks in this State __

Furniture and Fixtures_____ 4,088 89 Due to Banks in other States

Other Real Estate Owned____ 5,330 00 Call Money ----------------

Due from Banks in this State 19,431 57 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s--__-_-_--_

5,199 37 DetomaCnhdeCcker-ti-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 111,033 46 1,421 00 Time Certificates of Deposit_ 104,806 24
537 50 Savings Deposits ----------872 74 Cashier's Checks ----------- 442 70

AAddvvaanncceess oonnoCthoetrtConom-m--o-d-i-ti-e-s

-_-_-_-_ _- _- _-_- -_

Certified Checks ----------Bills Payable --------------

Checks for Clearing House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items 588 90 Certificates of Deposit for

Customers' Liability on Letters

Borrowed Money ---------

of Credit and Acceptances_ ________ _ Liability on Letters of Credit

Overdrafts (if any) -------- ________ _, and Acceptances ----------

Other Assets --------------- --------- Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$249,636 68 Total ---~----------------$249,636 68

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$197,653 78 Capital Stock Paid In_______$ 25,000 00

Demand Loans -------------

846 80 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

--------9,000 00

Surplus Fund -------------Undivided Profits -----------

Other Stocks and Bonds ___ _ Banking House _______.:____

-6~527-56

Dividends Unpaid ---------Due to Banks in this State__

5,000 00 4,090 79

Furniture and Fixtures_____ 4,088 89 Due to Banks in other States

Other Real Estate Owned____ 3,850 00 Call Money ---------------Due from Banks in this State 12,906 51 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s_-_-_-_--_

10,856 52 DetomaCnhdeCcker-ti-f-ic-a-t-e-s-o-f--D-e-p-o-s-i-t 122,051 30

3,076 00 Time Certificates of Deposit_ 77,949 62

742 852

50 39

STarvuisntgFs uDnedpsoosints D-e-p-o-s-i-t_--_-__--_

Advances on Cotton -------- --------- Cashier's Checks -----------

Advances on other Commodities --------- Certified Checks -----------

Checks for Clearing House__

544 00 Bills Payable --------------

Other Checks and Cash Items

26 36 Notes and Bills Rediscounted

Customers'' Liability on Letters

Certificates of Deposit for

15,000 00

of Credit and Acceptances_ --------- Borrowed Money --------Overdrafts (if any) -------- --------- Liability on Letters of Credit

Other Assets ---------------

---------

and Acceptances ---------Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$250,971 31 Total --------------------$250,971 31

FIRST ANNUAL REPORT

527

EXAMI:NEB'S BEPOBT.

BANK OF EMANUEL, SWAINSBORO.

At Close of Business August 25, 1920.

' President-J. L. Carmichael. Vice-President-Jesse Thompson.
Cashier-W. H. Proctor. Directors-J. L. Carmichael, Geo. B. Young, Jesse Thompson, L. P. Yormans, J.
N. Yormans, A. W. Jordan, M. H. Blount, Arthur Thompson.

Date of Charter-March 22, 1905.

Began Business~April 3, 1905.

RESOURCES

LIABILITIES

Time Loans ---------------$199,559 54 Capital Stock Paid In _______$ 50,000 00

Demand Loans ------------- 33,207 48 Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surplus Fund -------------- 2,500 00

United States Bonds ________ 6,626 31 Undivided Profits ---------- 5,089 97

Other Stocks and Bonds ____

600 00 Dividends Unpaid ----------

500 00

Banking House ------------ 34,445 51 Due to Banks in this State __

Furniture and Fixtures_____ 8,767 83 Due to Banks in other States

Other Real Estate Owned____ 11,711 97 Call Money ----------------

Due from Banks in this State 17,064 69 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 126,757 30

States -------------------

490 71 Demand Certificates of Deposit

Currency ------------------ 6,910 00 Time Certificates of Deposit_ 76,096 72

Gold -----------------------

312 50 Savings Deposits -----------

Silver, Nickels, Pennies_____ 2,861 38 Trust Funds on Deposit -----

960 57

Advances on Cotton ________ --------- Cashier's Checks __________ _ 1,445 30

Advances on other Commodities _________ Certified Checks -----------

283 18

Checks for Clearing House__ 1,331 43 Bills Payable -------------- 80,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers! Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ _________ Borrowed Money ---------

Overdrafts (if any) -------- 10,521 83 Liability on Letters of Credit

Other Assets --------------- 9,997 78 and Acceptances ---------Reserve for Interest and Taxes

Other Liabilities -----------

775 92

Total --------------------$344,408 96 Total --------------------$344,408 96 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$202,457 62 Capital Stock Paid In_______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Estate

27,519 21 3,729 70

Amt. Reserved for Branches Surplus Fund ______________,

2,500 00

United States Bonds _______

798 02 Undivided Profits __________ _ 4,087 85

Other Stocks and Bonds ____ Banking House ____________

600 00 Dividends Unpaid ---------34,445 51 Due to Banks in this State __

500 00 9 10

Furniture and Fixtures_____ 8,767 83 Due to Banks in other States

Other Real Estate Owned____ 11,177 52 Call Money ----------------

Due from Banks in this State 3,871 74 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 139,028 88

States -------------------

821 65 Demand Certificates of Deposit

Currency ------------------ 5,252 00 Time Certificates of DeposiL 56,589 74

SGiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

347 50 Savings Deposits ----------1,485 80 Trust Funds on Deposit_ ___ _

Advances on Cotton _______ _ 27,260 89 Cashier's Checks __________ _

Advances on CountyWarrants 3,717 53 Certified Checks __________ _

Checks for Clearing House__ ________ _ Bills Payable _____________ _ 85,000 00

Other Checks and Cash Items

782 96 Notes and Bills Rediscounted 2,500 00

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ ________ _ Borrowed Money ---------

Overdrafts (If any) -------- 8,966 91 Liability on Letters of Credit

Other Assets --------------- ________ _ and Acceptances ----------

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$342,004 39 Total --------------------$342,004 39

5.28

BANKING DEPARTJ\iENT

EXAMINER'S REPORT.
CENTRAL BANK, SWAINSBORO.
At Close of Business Octobe.r 18, 1920.
President-J. G. Mason. Vice-President-A. S. Bradley, Cashier-R. A. Flanders. Directors--.J. G. Mason . W. W. Curl, R. A. Flande;rs, J. R. Powell, Jr., I. N. Rountree, A. S. Bradley, J. N. Youmans.
Date of Charter-October 27, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ ________ _ Capital Stock Paid In_______ $ 25,000 00 Demand Loans _____________________ _ Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund --------------

United States Bonds ______ Other Stocks and Bonds_____

_ _______ _ _ _______ _

UDnivdiidveinddeds PUrnopfaitisd -_-_-_-_-_-_-_-_-_--_

Banking House ------------- ________ _ Due to Banks in this State __

Furniture and Fixtures______ ________ _ Due to Banks in other States Other Real Estate Owned____ _________ Call Money ---------------Due from Banks in this State ________ _ Individual Deposits Subject

Due from Banks in other

to Check ----------------

CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

_2_5_,0_0__0__00_

Demand Certificates of Deposit Time Certificates of DeposiL

Gold ________:_______________ --------- Savings Deposits ----------Silver, Nickels, Pennies_____ ________ _ Trust Funds on DeposiL ___ _

Advances on Cotton ________ ________ _ Cashier's Checks ------~--Advances on other Commodities ________ _ Certified Checks __________ _ Checks for Clearing House__ ________ _ Bills Payable _____________ _

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted

Customers, Liability on Letters

Certificates of Deposit for

of Credit and Acceptanoos_ _________ Borrowed Money ________ _

Overdrafts (if any) ________ --------- Liability on Letters of Credit Other Assefs --------------- _________ and Acceptances ________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$ 25,000 00 Total --------------------$ 25,000 00

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 21,253 32 Capital Stock Paid In _______ $ 25,000 00

Demand Loans -------------

Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _____ _ Other Stocks and Bonds ____ _

Surplu~ Fund -------------Undivided Profits ----------750 00 Dividends Unpaid _________ _

1,721 47

Banking House -------------

Due to Banks in this State __

Furniture and Fixtures ____ _ 4,937 89 Due to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Banks in this State 10,370 79 Individual Deposits Subject

Due from Banks in other CuSrtraetnecsy -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

to Check ------------------ 17,712 38 5,126 12 Demand Certificates of Deposit 1,636 00 Time Certificates of DeposiL

SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s--__-_-_- _ Advances on Cotton________ _ Advances on otherCommodities Checks for Clearing- House__

10 00 285 73
76 00

Saving-s Deposits ----------Trust Funds on DeposiL ___ _ Cashier's Checks ----------Certified Checks __________ _ Bills Payable _____________ _

12 00

Other Checks and Cash Items

Notes and Bills Rediscounted

Customers! Liability on Letters

Certifica.tes of Deposit for

of Credit and Acceptances_

Borrowed Money ________ _

Overdrafts (if any) -------Other Assets ---------------

Liability on Letters of Crredit and Acceptances ________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$ 44,445 85 Total ____________________ $ 44,445 85

FIRST ANNUAL REPORT

529

EXAMilii'EB'S BEPOB'r.

CITIZENS BANK, SWAINSBORO.

At Close of Business August 23, 1920.

President-J. A. Coleman. Vice-President-F. C. Branan. Cashier-Frank Mitchell.

Directors-J. A. Coleman, F. C. Branan, H. G. Johnson, G. F. Flanders, Otis G.

Price, Frank Mitchell.

Date of Charter-November 10, 1900.

Began Business-November 10, 1900.

RESOURCES

LIABILITIES

Time Loans ----------------$113,602 37

Demand Loans ------------- _________

Loans Secured by Real Estate _________

United States Bonds________ 9,000 00

Othe'r Stocks and Bonds_____ _________

Banking House ____________ 7,864 61

Furniture and Fixtures_____ 1,996 40

Other Real Estate Owned____

642 57

Due from Banks in this State 131,961 52

Due from Banks in other

States ------------------- 9,629 26

Currency ------------------ 3,758 00

Gold ----------------------- 1,282 50

Silver, NickE'ils, Pennies_____ 3,206 26

Advances on Cotton ________ _________

Advances on othe;rCommodities _________

Checks for Clearing House__

612 90

Other Checks and Cash Items _________

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any) ________ ---------

Other Assets --------------- 146,779 05

Capital Stock Paid In_______ $ 24,100 00

Amt. Reserved for Branches

Surplus Fund -------------- 30,000 00

Undivided Profits ----------- 8,190 55

Dividends Unpaid ----------

Due to Banks in this State__

Due to Banks in other States

Call Money ----------------

Individual Deposits Subject

to Check ----------------- 322,308 03

Time Certificates of DeposiL 39,967 32 Savings Deposits ----------- _____L __ _

Trust Funds on DerposiL ___ _ 2,085 41

Cashier's Checks ----------- 3,047 37

Certified Checks -----------

Bills Payable --------------

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------- ---------
Liability on Letters of Oredit

and Acceptances ---------

Reserve for Interest and

Taxes ---------------1----

447 54

0ther Liabilities -----------

279 02

Total --------------------$430,335 44 Total --------------------$430,335 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

.Time Loans ----------------$160,923 00 Capital Stock Paid In _______$ 24,100 00

Demand Loans ------------- 1,525 00 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 13,175 66 Surplus Fund -------------- 30,000 00

United States Bonds ________ _________ Undivided Profits ----------- 7,987 15

Other Stocks and Bonds_____ _________ Dividends Unpaid ---------- ---------

Banking House ------------ 7,864 61 Due to Banks in this State__ --------Furniture and Fixtures_____ 1,996 40 Due to Banks in other States ________ _

Other Real Estate Owned____

642 57 Call Money ---------------- ________ _

Due from Banks in this State 31,807 03 Individual Deposits Subject

Due from Banks in other

to Check ----------------- 234,711 10

States ------------------- 9,196 15 Demand Certificates of Deposit ________ _

Currency ------------------ 6,034 00 Time Certificates of DeposiL 37,863 73

Gold ----------------------- 1,285 00 Savings Deposits ----------- --------Silver, Nickels, Pennies_____ 2,584 11 Trust Funds on Deposit_ ____ -----~---

Advances on Cotton_________ 10,665 00 Cashier's Checks ----------- 2,849 63

Advances on othe<rCommodities _________ Certified Checks ------------ ---------

Checks for Clearing House__ _________ Bills Payable -------------- ---------

Other Checks and Cash Items

813 08 Notes and Bills Rediscounted ________ _

Customers' Liability on Letters

Certificates of Deposit for

of Cred-it and Acceptances_ _________ Borrowed Money --------- ---------

Overdrafts (if any) -------- _________ Liability on Letters of Ciredit

Other Assets:

and Acceptances _________ ---------

U. S. Certificates of Indebted-

Resmve for Interest and Taxes ---------

ness --------------------- 80,000 00 Other Liabilities ___________________ _

Total --------------------$337,511 61 Total --------------------$33~511 6f

530

BANKING DEPARTMENT

E:XAMINEB.'S B.EPOB,'l'.

EXCHANGE BANK, SYCAMORE.
At Close of Business September 15, 1920.

President-D. W. Smith. Vice-President-C. L. Ray. Cashier-C. P. Kemp.

Directors-D. W. Smith, C. L. Ray, Jno. T. Moore, L. N. Little, A. H. Henderson,

Jno. C. Wynn.

Date of Charter-March 18, 1918.

Began Business-March 18, 1918.

RESOURCES

LIABILITIES

Time Loans ------------------$ 89,134 85
Demand Loans ---------------- 4,000 00 Loans Secured by Real Estate 3,000 00 United States Bonds _________ _ Other Stocks and Bonds______ _

Banking House --------------- 3,500 00 Furniture and Fixtures._______ _ 2,095 00 Other Real Estate Owned _____ _

Due from Banks in this State __ 18,030 43 Due fJ"om Banks in other States 2,320 86

Currency ---------------------GSiollvder-, --N-i-c-k-e--ls-,--P--e-n-n--ie-s-_-_-_-_-_-_-_Advances on Cotton___________ _
Advances on other Commodities Checks for Clearing House ___ _ Other Checks and Cash Items Customers' Liabilaty on Letters
of Credit and Acceptances__

2,880 00 570 00 72'3' 71
10,647 67
464 45 2{)5 64

Overdrafts (if any)------------ 190 77

Other Assets ------------------ 2,800 47

Capital Stock Paid In__________$ 1o,OUO 00

Amount Reserved for Branches ---------

Surplus Fund ---------------- 3,000 00 Undivided Plrofits ------------- 1,567 49

Dividends Unpaid ------------ --------Due to Banks in this State____ ---------

Due to Banks in other States__ --------

Call Money ------------------- --------Individual Deposits Subject to

Check ----------------------- 44,23"3' 77 Demand Certificates of Deposit --------Time Certificates of Deposit___ 76,719 74

Savings Deposits -------------- ---------

Cashier's Checks --------------

42 85

Certified Checks -------------- ---------

Bills Payable ------------------ --------Notes and Bi!ls Rediscounted__ --------Certificates of Deposit for Bor-

rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes ---------

Other LiabilHies ------------- ---------

Total ------------------------$140,563 85 Total ------------------------$140,5ml p-

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __:.________________$ 85,439 95

Demand Loans ---------------- 5,921! 00 Loans ,secured by Real Estate 1,800 00

UOnthiteerdSStotactkess aBnodndBson-d--s-_-__-_-_-_--_

F~ukrinintugreHaonudse F-i-x-t-u-r-e-s-.-_-_-__-_-_-_--_

3,500 00 2,295 00

Other Real Estate Owned____ _

Due from Banks in this State__ 15,839 85

Due from Banks in other States 1,277 86

Currency ---------------------- 3,717 00

GSiollvder-, --N-i-c-k-e--ls-,--P--e-n-n--ie-s--_-__-_-_-_--_ Advances on Cotton_________ _

605 ()0
910 11 1,230 48

Advances on other Commodities

Checks for Clearing House ___ _

Other Checks and Cash Items 1,029 86

Customers' LiabiLity on Letters

of Credit and Acceptances __

Overdrafts (if any)------------

21 46

Other Assets ------------------ 2,795 00

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches --~----- Surplus Fund ----------------- 3,000 00 Undivided Profits ------------ 371 68 [D)iuveidteondBsanUkns pianidthi-s--S-t-a-t-e-_-_-_-_- -_-_-__-_-_-_-_--_

Due to Banks in other States__ ---------

Call Money ------------------- --------Individual Deposits Subject to

Check ----------------------- 35,867 65

Demand Certificates of Deposit Time Certificates of DeposiL_

71~85i(o3

Savings Deposits ______________ ---------

Trust Funds on DeposiL_______ --------Cashier's Checks ______________ 2&9 21

Certified Checks -------------- --------Bills Payable ------------------ --------Notes and Bills Rediscounted__ --------Certificates of Deposit for Bor-
,rowed Money ---------------- ________ _ Liability on Letters of Credit

and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabi!.ities -------------- ---------

Total ------------------------$126,a,sz 5c Total ------------------------$126,383 57

FIRST ANNUAL REPORT

531

EXAMINER'S B.EPOB.T.

PLANTERS BANK, SYCAMORE.

At Close of Business August 29, 1920.

President-C. T. Maddox. Vice-President-B. E. Smith. Cashier-A. J. Biles.

Directors-C. T. Maddox, B. E. Smith, D. W. Byrd, L. W. Green, J. R. Hardy,

R. T. Mauldin, L. C. Owen.

Date of Charter-May 13. 1914.

Began Business-May 2, 1914.

RESOURCES

LIABILITIES

Time Loans -------------------$104,374 87

Demand Loans ---------------- 17,92"5 00

Loans Secured by Real Estate 10,000 00

United Htates Bonds __________ ---------

Other Stocks and Bonds______ --------

Banking House ---------------- --------Fu=iture and Fixtures________ 1,500 00 Other Real Estate Owned ____ _ Due from Banks in this state__ -s~o'P.i-92

Due from Banks in other States 5,911 14

Cunrency ---------------------- 2,895 00

GSiollvder-, --N--ic-k-e--ls-,---P-e-n-n-i-e-s-_-_-_-_-_-_-_-

85 00 231 28

Advances on Cotton____________ ---------

Advances on other Commodities Checks for Clearing House____

-i2!i7-56

Other Checks and Cash Items 161 85

Customers' Liability on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any)------------ 1,339 27

Other Assets ----------------- ---------

Capital Stock Paid In__________ $ 15,000 00

Amount Reserved for Branches

Surplus Fund ------------------ 15,000 00 Undivided Pirofits ------------- 3,449 54

Dividends Unpaid -----------Due to Banks in this State___ _

Due to Banks in other States__

Call Money ------------------Individual Deposits Subject to

Check ----------------------- 49,006 69 Demand Certificates of Deposit

Time Certificates of Deposit_ __ 20,786 81

Savings Deposits -------------Cashier's Checks --------------

463 82

Certified Checks -------------Bills Payable ------------------ 50,000 00 Notes and Bills Rediscounted__

Certificates of Deposit for Bor-

,rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$153,766 89 Total ------------------------$153,766 8~

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABiLITIES

Time Loans -------------------$ 86,791 30
Demand Loans ---------------- 13,355 00 Loans Secured by Real Estate 8,030 20 United States Bonds _________ _

Other Stocks and Bonds_____ _

Banking House ---------------Furndture and Fixtures_______ _ 1,500 00 Other Real Estate Owned____ _

Due from Banks in this State__ 5,9:15 60

Due from Banks in other States 2,991 29

Currency ---------------------- 2,099 00

GSiolvlder-, --N--ic-k--e-ls-,---P-e--n-n-i-e-s-_-__-_-_-_--_ Advances on Cotton___________ _

85 00
242 10 10,211 18

Advances on other Commodities 2,041 75 Checks for CleaTing House ___ _ 657 68

Other Checks' and Cash Items 167 93

Customers' Liabillity on Letters

of Credit and Acceptances__

Overdrafts (if any)------------ 416 27

Other Assets ------------------

Capital Stock Paid in _________ $ 25,000 00 Amount Reserved for Branches

Surplus Fund ------------------ 15,000 00 Undivided Profits. ------------- 2,988 29

Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States__

Call Money ------------------Individual Deposits Subject to

Check ----------------------- 42,7I2 92

Demand Certificates of Deposit Time Certificates of Deposit_ __

-1-(284-57

Savings Deposits -------------Trust Funds on Deposit_ ______ _

Cashier's Checks -------------- 538 52 Certified Checks -------------Bills Payable ------------------ 40,00(J 00 Notes and Bills Rediscounted __

Certificates of Deposit for Bor-

,rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabiiities --------------

Total ------------------------$134,524

Total -----------------------$134,524 30

532

BANKING DEPARTMENT

EXAMI:NEB'S BEPOBT.

FARMERS & MERCHANTS BANK, SYLVESTER.

At Close of Business August 28, 1920.

President-D. H. Powell. Vice-President-G. \V. O'Neil. Cashier-H. C. Camp.

Directors-D. H. Powell, G. W. Price, J. \V. Spring.

Date of Charter-August 2, 1911.

Began Business-September 1, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$333,692 19 Capital Stock Paid In _______ $ 42,000 00

Demand Loans ------------- 7,486 50 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ Other Stocks and Bonds_____

________ _ 2,000 00
_ _______ _

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ----------

12,244 67

Banking House ------------ 8,214 37 Due to Banks in this State __

Furniture and Fixtures_____ 4,014 811 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------- 86,500 00

Due from Banks in this State 15,993 09 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

7,946 20 3,499 00

D et om aCnhdeCc ke r -t i-f-i c-a-t-e-s-o-f- D- -e-p-o-s-i-t Time Certificates of Deposit_

66,557 55 (4-5~537-67

GSiollvder-, -N--i-c-k-e-ls-,--P-e--n-n-ie-s--__-_-_--_

240 00 Savings Deposits ----------- 8,926 60

685 55 Cashier's Checks -----------

138 01

Advances on Cotton -------- ________ _ Certified Checks ------------

Advances on other Commodities Checks for Clearing House__

________ _ _ _______ _

Bills Payable -------------Notes and Bills Rediscounted

30,000 00

Other Checks and Cash Items ________ _ Certificates of Deposit for

Customers' Liability on Letters

Borrowed Money ---------

of Credit and Acceptances_ ________ _ Liability on Letters of Credit

Overdrafts (if any) _______ _

633 62 and Acceptances ________ _

Other Assets --------------- 3,274 80 Reserve for Interest and Taxes Other Liabilities ----------- 2,484 05

Total --------------------$394,388 55 Total --------------------$394,388 55

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$179,525 20 Capital Stock Paid In_______$ 42,000 00

Demand Loans -----------Loans Secured by Real Estate United States Bonds, ________ Other Stocks and Bonds_____ Banking House ------------

13,273 48 69,500 00
3,232 00 ________ _
8,214 37

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__

12,776 13

Furniture and Fixtures_____ 4,112 88 Due to Banks in other States Other Real Estate Owned____ ________ _ Call Money ---------------- 17,000 00 Due from Banks in this State 16,296 86 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 66,333 74

States ------------------- 2,834 64 Demand Certificates of Deposit 10,500 00

Currency -----------------GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-ie--s -__-_-_--_ Advances on Cotton ________

3,530 00 145 00
_ _ _ _9_0 _2 _ _90_

Time Certificates of Deposit_ 147,543 Savings Deposits __________ _ 8,580 Trust Funds on Deposit ___ _

Cashier's Checks -----------

283

07 99
02

Advances on other Commodities ________ _ Certified Checks ------------

Checks for Clearing House __ 2,318 22 Bills Payable --------------

Other Checks and Cash Items ---------- Notes and Bills Rediscounted

Cus-tomers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ _________ Borrowed Money ---------

Overdrafts (if any) _______ _ 1,131 40 Liability on Letters of Oredit

Other Assets --------------- --------- and Acceptances _________

Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$305,016 95 Total --------------------$305,016 9P

FIRST ANNUAL REPORT

533

EXAMINER'S B.EPOB.T.

SYLVESTER BANKING COMPANY, SYLVESTER.

At Close of Business August 16, 1920.

Bresident-T. C. Jeffords. Vice-President-C. \V. Hillhouse. Cashier-J. H. vVestberry.
Directors-'!'. C. Jeffords, C. W. Hillhouse, Chas. H. Hillhouse, G. F. Alford, R. A. Coram, W. G. Ford, J. H. Westberry.

Date of Charter-July 5, 1898.

Began Business-July, 1898.

RESOURCES

LIABILITIES

Time Loans ----------------$507,308 79 Capital Stock Paid In_______ $100,000 00

Demand Loans ------------- 9,906 00 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 44,000 00 United States Bonds ________ 3,200 00 Undivided Profits ---------- 22,527 45

Other Stocks and Bonds_____ _________ Dividends Unpaid ----------

75 00

Banking House ------------- 11,000 00 Due to Banks in this State__ --------Furniture and Fixtures _____ 5,000 00 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ----------------- --------Due from Banks in this State 84,725 61 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 373,051 72

States ------------------- 38,509 84 Demand Certificates of Deposit ---------

Currency ------------------ 8,990 00 Time Certificates of Deposit_ 108,599 12

Gold ------,-----------------

915 00 Savings Deposits ----------- ---------

Silver, Nickels, Pennies_____ 2,617 59 Cashier's Checks -----------

985 85

Advances on Cotton --------

474 00 Certified Checks -----------

138 56

Advances on othetr Commodities _________ Bills Payable -------------- ---------

Checks for Clearing House__

238 86 Notes and Bills Rediscounted 30,000 00

Other Checks and Cash Items 7,000 00 Certificates of Deposit for

Customers' Liability on ,Letters

Borrowed Money --------- ---------

of Credit and Acceptances_ --------- Liability on Letters of Co-edit

Overdrafts (if any) -------- --------- and Acceptances --------- --------Other Assets --------------- _________ Reserve for Interest and

Taxes ------------------Other Liabilities -----------

621 16 73

Total --------------------$679,999 69 Total --------------------$679,999 69

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 66,399 96 Capital Stock Paid In _______ $100,000 00

Demapd Loans -------------

Amt. Reserved for Branches ---------

Loans Secured by Real Estate

Surplus Fund -------------- 44,000 00

Estimated --------------- 339,460 00 Undivided Profits ---------- 16,787 04

United States Bonds -------Other Stocks and Bonds____ _

1,900 00 Dividends Unpaid ---------- --------Due to Banks in this State__ ---------

Banking House ------------- 11,000 00 Due to Banks in other States ________ _

Furniture and Fixtures ____ _ Other Real Estate Owned___ _

5,000 00 Call Money ----------------- --------Individual Deposits Subject

Due from Banks In this State 97,487 23 ,to Check----------------- 243,059 22

Due from Banks in other

Demand Certificates of Deposit ---------

States ------------------- '11,530 54 Time Certificates of Deposit_ 135,465 49

Currency -----------------GS iollvde r ,- -'-N-i-c-k-e-l s-,- -P- -e -n-n-i -e-s _-_-_-_- _-

11,729 00 Savings Deposits ----------- --------987 50 Trust Funds on Deposit ____ ---------
2,454 24 Cashier's Checks ----------- 14,143 45

Advances on Cotton, pro Ship-

Certified Checks. ------------

182 35

A dpvianngc e-s- -o-n- -C- -o-t t-o-n-,- -H- -e-l d- _-_- _-

26,371 96 Bills Payable --~---------- 29,000 00 Notes and Bills Rediscounted

30,000 00 12,350 00

Checks for Clearing House __ 1,914 59 Certificates of Deposit for

Other Checks and Cash Items

Borrowed Money --------- ---------

Customers' Liability on Letters

Liability on Letters of Credit

of Credit and Acceptances_

and Acceptances --------- ---------

Overdrafts (if any) --------

Reserve for Interest and Taxes 4,715 19

Other Assets ---------------

Other Liabilities: Unearned Interest ---------- 4,532 28

Total --------------------$605,235 02 Total --------------------$605,235 02

. -

534

BANKING DEPARTMENT

EXAMINER'S B.EPOB.'l'.

BANK OF TALBOTTON, TALBOTTON.

At Close of Business October 5, 1920.

President-R. G. Jorda;n. Vice-President-A. J. Pern-yman. Cashier-J. W. Jordan.

Directors-R. G. Jordan, J. B. [)ougla;s, A. J. PerrYman, D. B. Searcy, J. W.

Jordan, L. W. Smith.

Date of Charter-August 16, 1906.

Began Business-December 1, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$197,294 87 Capital Stock Paid In_______$ 25,000 00

Demand Loans ------------Loans Secured by Real Estate

16,129 65 58,796 53

Amt. Reserved for Branches Surplus Fund --------------

-1-7~500-00

United States Bonds -------- 16,350 00 Undivided Profits ---------- 235 13

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

Banking House ------------- 4,519 91 Due to Banks in this State __

Furniture and Fixtures_____ 3,096 90 Due to Banks in other States

Other Real Estate Owned____

700 00 Call Money -----------------

Due from Banks in this State 11,421 80 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 72,326 25

States ------------------- 3,515 40 Demand Certificates of Deposit 662 50

Currency ------------------ 2,329 00 Time Certificates of Deposit_ 167,221 27

Gold -----------------------

136 00 Savings Deposits -----------

Silver, Nickels, Pennies_____ 1,007 21 Trust Funds on Deposit ___ _

Advances on Cotton_________ 7,094 73 Cashier's Checks __________ _ 2,165 38

Advances on other Commodities --------- Certified Checks ------------

Checks for Clearing House__ --------- Bills Payable-------------- 35,000 00

Other Checks and Cash Items 1,016 63 Notes and Bills Rediscounted

Customers' Liability on Letters.

Certificates of Deposit for

of Credit and Acceptances_ --------- Borrowed Money ---------

Overdrafts (if any) -------- --------- Liability on Letters of CJ'edit

Other Assets:

and Acceptances ---------

War Savings Stamps -------

422 00 Reserve for Interest and Taxes

Other Liabilities ----------- 3,720 10

Total --------------------$323,830 63 Total --------------------$323,830 63 BANK'S STATEMENT at Close of Business December l!i, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$170,760 09 Capital Stock Paid In_______ $ 25,000 00 Demand Loans ------------- 19,535 22 Amt. Reserved for Branches Loans Secured by Real Estate 45,000 00 Surplus Fund -------------- 17,500 00

United States Bonds -------- 6,972 00 Undivided Profits -----------

863 46

Other Stocks and Bonds_____ --------- Dividends Unpaid ---------Banking House ------------- 4,519 91 Due to Banks in this State __ Furniture and Fixtures_____ 3,096 90 Due to Banks in other States

967 63

Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GSiolvlder-, --N-i-c-k-e-l-s,--P--e-n-n-ie-s-.-_-_-_-_-

700 00 ---------
-----------------_-_-_-_-__-_-_- -_

Call Money -----------------

Individual Deposits Subject

Detmo aCnhdeOckert-i-f-ic-a-t-e-s-o-f--D-e-p-o-s-i-t

71,188 964

7079

Time Certificates of Deposit_ 161,171 01

Savings Deposits ----------Trust Funds on Deposit ___ _

Advances on Cotton -------- 3,933 86 Cashier's Checks -----------

495 96

Advances on otheO'Commodities --------- Certified Checks ------------

Checks for Clearing House__ --------- Bills Payable -------------Other Checks and Cash Items 1,535 22 Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposit for

of Cre<iit and Acceptances_ --------- Borrowed Money --------Overdrafts (if any) -------- --------- Liability on Letters of C~edit

Other Assets --------------- --------- and Acceptances --------Reserve for Interest and Taxes

Other Liabilities -----------

Total -----+-------------$278,150 92 Total --------------------$278,150 92

FIB,ST ANNUAL REPORT

535

E:XAMINEB'S BEPOBT.

PEOPLES BANK, TALBOTTON.

At Close of Business October 7, 1920.

President-T. H. Persons. Vice-President-E. R. Mathews. Cashier-A. P. Persons. Directors-T. H. Persons, E. H. Spivey, E. L. Bardwell, Jr., Tinsley Ragland, A.
P. Persons, W. P. Leonard, P. M. Weston, E. R. Mathews, Z. Bickley, C. W. Kimbrough.

Date of Charter-December 3, 1890.

Began Business-January 13, 1891.

RESOURCES

LIABILITIES

Time Loans ----------------$143,632 01 Capital Stock Paid In_______$ 25,000 00

DLoemanasndSeLcuoraends b-y--R-e-a-l--E-s-t-a-te-

_1_1_,_8_5_5__23_

Amt. Reserved for Branches Surplus Fund --------------

-15~000-00

United States Bonds -------- 10,450 00 Undivided Profits ----------- 13,784 67

Other Stocks and Bonds_____ --------- Dividends Unpaid ----------

15 00

Banking House ------------- 4,000 00 Due to Banks in this State __

Furniture and Fixtures_____ 1,044 00 Due to Banks in other States

Other Rea! Estate Owned____ --------- Call Money -----------------

Due from Banks in this State 24,670 12 Individual Deposits Subject

Due from Banks in other States -------------------

6,921 76 DetomaCnhdeCcker-ti-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 57,042 63

Currency ------------------ 4,115 00 Time Certificates of Deposit_ 80,251 85

Gold ----------------------Silver, Nickels, Pennies_____

317 50 Savings Deposits ----------868 09 Trust Funds on Deposit ___ _

Advances on Cotton_________ 4,347 09 Cashier's Checks -----------

233 98

--------.- Advances on other Commodities ________ _ Certified Checks ------------

Checks for Clearing House__

366 29 Bills Payable -------------- 25,000 00

Other Checks and Cash Items

88 52 Notes and Bills Rediscounted

Customers' Liability on Letters.

Certificates of Deposif for

of Credit and Acceptances_ --------- Borrowed Money ---------

Overdrafts (if any) -------- ---------' Liability on Letters of Oredit

Other Ass.ets:

and Acceptances ---------

War Savings Stamps -------

417 00 Reserve for Interest and Taxes

County Warrants ---------- 3,235 52 Other Liabilities -----------

Total ____________________$216,328 13 Total --------------------$216,328 13 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$
Demand Loans -------------

67,652 56 7,586 91

Capital Stock Paid In_______$ 25,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

51,344 45 10,695 00

US unrdpi vl ui ds e dF uPnrdo f i-t-s- _-_-_-_-_-_-_-_-_-_- -_

15,000 00 13,482 54

Other Stocks and Bonds ____ _

Dividends Unpafd ----------

15 00

Banking House ------------- 4,000 00 Due to Banks in this State__ Furniture and Fixtures____ _ 1,044 00 Due to Banks in other States

Other Real Estate Owned___ _

Call Money -----------------

Due from Banks in this State 35,320 81 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i-e-s -_-_-__- -_

to Check ---------------4,759 61 Demand Certificates of Deposit 3,527 00 Time Certificates of DeposiL
320 00 Savings Deposits ----------1,091 85 Trust Funds on Deposit_ ___ _

53,513 72 77,050 74

Advances on Cotton _______ _ 302 52 Cashier's Checks __________ _

62 92

Advances on other C'ommodi-

Certified Checks ------------

C htei ecsk s- -f o- -r - -C-le-a-r-in-,-;;--- -H-o-u- s-e-_-_-

516 84 Bills Payable -------------- 5,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items Customers' Liability on Letters

497 46 Certificates of Deposit for Borrowed NJ:oney ________ _

of Credit and Acceptances_ Overdrafts (if any) --------

Liability on Letters of Credit and Acceptances ________ _

Other Assets: CWoaurp oSnasv i n- -g-s- -S-t-a-m-p- -s - -- -- -- -- -- -- --

Reserve for Interest and Taxes

4R 417

9o1c

l)ther Liabilities __________ _

Total --------------------$189,124 92 Total --------------------$189,124 92

t

536

BANKING DEPAUTMENT

------------------------------------------------------

EX:AMIJ!II"EB.'S B.EPOB.T.

BANK OF TALLAPOOSA, TALLAPOOSA.

At Close of Business November 10, 1920.

President-W. W. Heaton. Vice-President-J. C. Tumlin. Cashie.r-J. E. Davis.

Di.rectors-W. W. Heaton, J. C. Tumlin, J. E. Davis, A. L. Jackson, H. A. Jack-

son, W. A. Miller, Robt. L. McMahan.

Date of Charter-August 31, 1908.

Began Business-September 9, 1908.

RESOURCES

LIABILITIES

Time Loans ------------------$267,729 36

Demand Loans ---------------- 82,696 24 Loans Secured by Real Estate 38,656 10

United States Bonds__________ 8,700 00

Other Stocks and Bonds______ 2,500 00 Banking House ________________ 5,000 00
Furniture and Fixtures________ 2,521: or

Other ll,eal Estate Owned______ 1,500 00

Due ~rom Banks in this State__ 309 21

Due ~rom Banks in other States 7,175 3F

Currency ---------------------- 5,432 00

Gold --------------------------- -----..- _ Silver, Nickels, Pennies_______ 1,697 60

Advances on Cotton____________ 50,578 88

Advances on other Commodities 676 87

Checks for Clearing House____ 652 39

Other Checks and Cash Items 1,3'37 34

Customers' Liabi!Hy on Letters

~f Credit and Acceptances__ ________ _

Overdrafts (if any)------~-----

887 06

Capital Stock Paid in ---------$ 25,000 00 Amount Reserved for Branches --------Surplus Fund ---------------- 50,000 00 Undivided Profits ------------ 522 90 Dividends Unpaid ------------ --------Due to Banks in this State____ --------Due to Banks in other States__ ---------
Call Money ------------------- --------Individual Deposits Subject to
C'heck ---------------------- 146,294 24 Demand Certificates of Deposit --------Time Certificates of DeposiL_ 117,323 45 Savings Deposits -------------- 35,746 69 Trust Funds on Deposit________ --------Cashier's Checks ______________ 570 73 Certified Checks ______________ 1,500 00
Bills Payable ---------------- 90,0000 00 Notes and Bills Rediscounted__ 11,096 89 Certificates of Deposit for Bor-
,rowed Money ---------------- --------Liability on Letters of Credit
and Acceptances ------------ --------Reserve for Interest and Taxes --------Other Liabilities -------------- ---------

Total ------------------------$478,0;)4 ~r Total ------------------------$478,054 90

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LikBILITIES

Time Loans ------------------$247,023 71

Demand Loans ---------------- 92,697 55 Loans Secured by Real Estate 29,882 24 United States Bonds__________ 4, 700 00

Other Stocks and Bonds_______ 2,500 00

Banking House --------------- 5,000 00 Furniture and Fixtlllres________ 2,526 50

Other Real Estate Owned______ 1,500 Or

Due from Banks in this State__ 17,542 16

Due from Banks in other States 724 04

Cunrency ---------------------- 5,998 00

Gold ---------------------------

1U 00

Silver, Nickels, Pennies_______ 1,673 97

Advances on Cotton____________ 47,671 00

Advances on other Commodities 1,460 75

Checks for. Clearing House____ 270 87

Other Checks and Cash Items

47 50

Custome~rS' Liabillity on Letters

of Credit and Acceptances__ ---------

Overdrafts. (if any)------------ 726 41

Other Assets ------------------ ---------

Capital Stock Paid in ---------$ 25,000 00 Amount Reserved for Branches Surplus Fund ---------------- 50,000 00 Undivided Profits ------------ 1,222 71 Dividends Unpaid -----------Due to Banks in this State___ _ Due to Banks in other States__
Call Money ------------------Individual Deposits Subject to
Check ----------------------- 139,508 27 Demand Certificates of Deposit 1,000 00 Time Certificates of DeposiL_ 109,623 93 STarvuisntgFs uDndeps oosnitsD-e-p-o-s-i-L--__-_-_-_-_--_ 32,820 35
Cashier's Checks ~------------ 1,579 44 Certified Checks -------------Bills Payable ------------------ 90.000 00 Notes and Bills Rediscounted __ 11,200 00 Certificates of Deposit for Bor-
rowed Money ---------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Other Liabilities --------------

Total ------------------------$461,954 70 Total ------------------------$461, 95"4 70

FIRST ANNUAL REPORT

537

EXAMINEB.'S REPORT.

FARMERS & MERCHANTS BANK, TALLAPOOSA.

At Close of Business November 8, 1920.

President-W. W. Summerlin. Vice-President-G. B. E.vans. Cashier-G. W. Tatum. Directors-\V. W. Summe.rlin, G. B. Evans, G. W. Tatum, G. A. Barton, J. L.
Chandler, I. N. Mit:inck, C. E. Pearce, W. V. Sewell, J. \V. Tumlin, J. J. Thornton.

Date of Charter-December 21, 1908.

Began Business-January 2, 1909.

RESOURCES

LIABILITIES

Time Loans ------------------$138,442 80

Demand Loans ---------------- 21,370 74

Loans Secured by Real Estate 18,608 89

United States Bonds ---------- --------Other .Stocks and Bonds______ 1,000 00 Banking House _______________ 4,500 00

Furniture and Fixtures ______ 2,565 00

Other Real Estate Owned_____ ---------

Due from Banks in this State__ 3,942 29

Due from Banks in other States 991 07

Currency ---------------------- 3,134 00

Gold -----------------------~---

17 50

Silver, Nickels, Pennies_______ 192 70

Advances on Cotton____________ 5,479 82

Advances on other Commodities 335 28

Checks for Clearing House____ 1,275 50

Other Cheeks and Cash Items 200 39

Customerrs' LiabiLity on Letters

of Credit and Acceptances__ ---------

Overdrafts (if any)____________

14 42

Other Assets ------------------ ---------

Capital Stock Paid in ---------$ 25,000 00 Amount Reserved for Branches

Surplus Fund ----------------- 50,000 00

Undiv>ided Profits -------------- 1,004 02

Dividends Unpaid -------------

~ 00

Due to Banks in this State ___ _

Due to Banks in other States__

Call Money ------------------Individual Deposits Subject to

Check ----------------------Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits _____________ _ Trust Funds on Deposit_ ______ _

57,389 66
25,972 03 3,287 27

Cashier's Checks -------------- 1,033 9'1

Certified Checks -------------Bills Payable ------------------ 75,000 00 Notes and Bills Rediscounted __ 8,379 51

Certificates of Deposit for Bor-

,rowed Money ---------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Other Liabilities --------------

Total ------------------------$202,070 40 Total ------------------------$202,070 40 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

.LIABILITIES

Time Loans -------------------$148,016 19 Demand Loans ---------------- 19,021 00 Loans Secured by Real Estate ________ _ United States Bonds _ _________ ________ _

Other Stocks and Bonds_______ 1,000 00 Banking House --------------- 4,500 00 Furniture and Fixtures________ 2,565 00 Other Real Estate Owned_____ ________ _

Due from Banks in this State__ 8,o47 02 Due from Banks in other States 2,763 48

Culll'ency ---------------------Gold --------------------------Silver, Nickels, Pennies_______ Advances on Cotton____________

2,960 00
17 50 857 69 3,899 00

Advances on other Commodities Checks for Clearing House_____ Other Checks and Cash Items
Customeil's' Liabilrity on Letters of Credit and Acceptances__
Overdrafts (if any)____________

--------________ _ ________ _
--------157 7R

Other Assets ------------------ ---------

Capital Stock Paid In__,____,____ $ 25,000 00

Amount Reserved for Branches. ---------

Surplus Fund ----------------- 50,000 00

Undivided Profits ------------- 670 83

Dividends Unpaid ------------

4 00

Due to Banks in this State____ --------

Due to Banks in other States__ ---------

Call Money ------------------- --------Individual Deposits Subject to

Check ----------------------- 59,596 12

Demand Cw-tificates of Deposit Time Certificates of Deposit__

24~iii-o3

Savings Deposits -------------- 2, 758 06

Trust Funds on Deposit_ ______ _ Cashier's Checks --------------

---361-29

Certified Checks -------------- --------Bill's Paya.ble ------------------ 70,000 00 Notes and Bills Rediscounted__ 6,803 33 Certificates of Deposit for Bor-

.rowed Money ---------------- --------Liability on Letters of Credit

and Acceptances ------------ --------Reserve fOII' Interest and Taxes --------Other Liabilities -------------- ________ _

Total ------------------------$194,304 66 Total ------------------------$194,304 66 --------------------------~--------------------------

r
!

538

BANKING DEPARTMENT

-----------------------------------------------------

EXAMINER'S REPORT.

BANK OF TAYLORSVILLE, TAYLORSVILLE.

At Close of Business September 14, 1920.

President-W. F. Gaston. Vice-President-J. I. Harris. Cashier-W. M. Dorsey.

Directors-W. F. Gaston, J. I. Harris, J. N. Cochran, 'l'. W. Taylor, W. M. Tripple.

Date of Charter-June 6, 1905.

Began Business-June 13, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$196,815 08 Capital Stock Paid In_______ $ 25,000 00 Demand Loans ------------- 2,560 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------United States Bonds -------- 16,162 00 Undivided Profits ----------Other Stocks and Bonds_____ --------- Dividends Unpaid ---------Banking House ------------- 1,400 00 Due to Banks in this State __ Furniture and Fixtures_____ 2,399 70 Due to Banks in other States

15,000 00 5,093 09

Other Real Estate Owned____ --------- Caii Money ---------------- 42,000 00 Due from Banks in this State 2,091 66 Individual Deposits Subject

Due from Banks in other States -------------------

15,564 57

D et om aCnhdeCc ke r-t i-f-i c-a-t-e-s-o-f- -D-e-p-o-s-i-t

Total Cash ---------------- 1,339 28 Time Certificates of Deposit_

Advances on Cotton -------Advances on other Commodities

-----------------

Savings Deposits ----------Trust Funds on Deposit____ _

Checks for Clearing House__ --------- Cashier's Checks -----------

59,298 87 35,787 44
318 50

Other Checks and Cash Items --------- Certified Checks ------------

Customers' Liability on Letters

Biiis Payable --------------- 20,000 00

Ovoef rdCrraefdtist a(nifd aAncyc)e_p_ta_n__c_e_s__ Other Assets --------------

--------11 11
3,584 50

Notes and Biiis Rediscounted Certificates of Deposit for
Borrowed Money ________ _ Liability on Letters of Crr'edit
and Acceptances ________ _

39,430 00

Reserve for Interest and 'l'axes

Other Liabilities -----------

Total --------------------$241,927 90 Total --------------------$241,927 90

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$154,720 54 Capital Stock Paid In_______$ 25,000 00

Demand Loans ------------- 4,382 10 Amt. Reserved for Branches Loans Secured by Real Estate ________ _ Surplus Fund -------------- 15,000 00 United States Bonds________ 1,247 65 Undivided Profits ---------- 2,504 05

Other Stocks and Bonds_____ --------- Dividends Unpaid ---------Banking House ------------- 1,400 00 Due to Banks in this State__

Furniture and Fixtures_____ 2,301 12 Due to Banks in other States

Other Real Estate Owned____ --------- Can Money -----.----------- 18,000 00

Due from Banks in this State 5,886 82 Individual Deposits Subject

Due from Banks in other
States ------------------'Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

to Check ----------------3,050 55 Demand Certificates of Deposit 2, 765 00 Time Certificates of Deposit_
40 00 Savings Deposits ----------437 43 Trust Funds on Deposit_ ___ _

47,060 37 5,000 00
29,393 23

Advances on Cotton -------- --------- Cashier's Checks -----------

167 59

Advances on other Commodities --------- Certified Checks ------------

Checks for Clearing House__ --------- Bills Payable -------------- 20,500 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted 15,000 00

Customers' Liability on Letters

Certificates of Deposit for

of CredJit and Acceptances_ ________ _ Borrowed Money ________ _

Overdrafts (if any) --------

108 50 Liability on Letters of Credit

Other Assets:

and Acceptances ---------

Mutual Fire Insurance Fund_

120 00 Reserve for Interest and Taxes

Profit and Loss ------------ 1,165 53 Other Liabilities -----------

Total --------------------$177,625 24 Total --------------------$177,625 24

FIRST ANNUAL REPORT

539

EXAMINER'S REPORT.

THE FARMERS STATE BANK, TEMPLE.

At Close of Business November 27, 1920.

President-W. L. Steadham. Vice-President-Z. T. Adams. Cashier-J. G. Smith.

Directors-W. L. Steadham, J. C. Wells, J. C. McBrayer, Z. T. Adams, J. T. Davis, L. C. Kinney, J. G. Smith, I. C. Walton, R. H. Eady.

Date of Charter-November 22, 1912.

Began Business-March 3, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$205,682 27 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------- 12,406 11 Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund -------------- 5,000 00

United States Bonds________

100 00 Undivided Profits ---------- 1,840 96

Other Stocks and Bonds_____ _________ Dividends Unpaid ----------

Banking House ------------- 2,531 38 Due to Banks in th!s State __

Furniture and Fixtures_____ 2,782 04 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money ---------------- 16,000 00

Due from Banks ----------- 1,736 80 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 60,379 73

States ------------------- _________ Demand Certificates of Deposit

Currency -----------------GS iollvde r ,- -N- -i-c-k-e-l s-,- -P- -e-n-n-i -e-s -_-_ _- _- -_

2,546 00 Time Certificates of Deposit 21,054 60 726 00 Savings Deposits __________ _ 30,490 59 629 28 Trust Funds on Deposit_ ___ _

Advances on Cotton_______ _ 4,473 10 Cashier's Checks __________ _

195 12

Advances on othe!I'Commodities _________ Certifi.ed Checks ------------

Checks for Clearing House __

6 74 Bills Payable -------------- 55,500 00

Other Checks and Cash Items

122 23 Notes and Bills Rediscounted 18,738 50

Customers' Liability on Letters

Certificates of Deposit for

of CredJit and Acceptances_ Overdrafts (if any) _______ _

________ _ 2,268 55

Borrowed Money --------Liability on Letters of Oredit

5,000 00

Other Assets:

and Acceptances ---------

Depositors' Guarantee Fund_ 3,069 00 Resell'Ve for Interest and Taxes

Mutual Fire Insurance Fund_

120 00 Other Liabilities -----------

Total -~------------------$239,199 50 Total --------------------$239,199 50

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $208,134 64

Demand Loans ------------- 8,960 97 Loans Secured by Real Estate _________ United States Bonds ______ _________ Other Stocks and Bonds_____ _________ Banking House _____________ 2,531 38
Furniture and Fixtures ____ ~ 2,782 04 Other Real Estate Owned_____________ Due from Banks in this State 1,668 23

Due from Banks in other States -------------------
Currency __________________

3,193 56 1,701 00

Gold -----------------------

566 00

Silver, Nickels, Pennies_____

777 64

Advances on Cotton_________ 3,711 89

Advances on othe!I'Commodities _________

Checks for Clearing- House ___________

Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances_ Overdrafts '(if any) ________ Other Assets ---------------

61 96 --------
294 56 _________

Capital Stock Paid In _______ $ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 5,000 00

Undivided Profits ---------- 1,465 22

Dividends Unpaid ---------Due to Banks In this State

Due to Banks in other States

Call Money ---------------- 24,000 00

Individual Deposits Subject

to Check ----------~----- 29,111 98

Demand Certificates of Deposit 30,000 00 Time Certificates of Deposit_ 18,903 93

Savings Deposits _________ _ 28,345 63

Trust Funds on Deposit_ ___ _

Cashier's Checks -----------

418 61

Certified Checks ------------

Bills Payable -------------- 53,500 00

Notes and Bils Rediscounted 18,738 50

Certificates of Deposit for

Borrowed Money ________ _

Liability on Letters of Oredit

and Acceptances ________ _

Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$234,483 87 Total --------------------$234,483 87

540

BANKING DEPARTMENT

E:X:AMI:N'EB'S BEPOBT.

THE TEMPLE BANKING COMPANY, TEMPLE.

At Close of Business November 29, 1920.

President-W. L. Kinney. Vice-President-G. T. Williams. Cashier-L. F. West.

Directors-W. L. Kinney, J. M. Baxter, W. J. Waddell, J. F. Brooks, G. T. Wil-

liams, D. C. Williams, H. A. Sewell, W. P. Muse.

Date of Charter-September 25, 1903.

Began Business-October 1, 1903.

RESOURCES

LIABILITIES

Time Loans ----------------$235,676 53 Capital Stock Paid In ______$ 45,000 00 Demand Loans ____________ 60,988 43 Amt. Reserved for Branches ---------

Loans Secured by Real Estate --------- Surplus Fund -------------- 20,000 00

United States Bonds ______ --------- Undivided Profits ----------- ---------

Other Stocks and Bonds____ 6,500 00 Dividends Unpaid ---------- --------Banking House ____________ 4,000 00 Due to Banks in this State__ ---------

Furniture and Fixtures______ 3,603 93 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ------------------ ----------Due from Banks____________ 11,549 61 Individual Deposits Subject

Due from Banks in other States ________ _ to Check ---------------- 97,974 63

Currency ------------------

926 00 Demand Certificates of Deposit ---------

Gold ----------------------Silver, Nickels, Pennies_____

830 00 Time Certificates of Deposit 50,985 16 919 51 Savings Deposits __________ 8,161 23

Advances on Cotton________

978 49 Trust FunJs on Deposit_____ ---------

Advances on other Commodities ________ _ Cashier's Checks __________

600 02

Checks for Clearing House__

103 00 Certifi.ed Checks ------------ ---------

Other Checks and Cash Items

415 53 Bills Payable -------------- 100,000 00

Customers' Liability on Letters

Notes and Bills Rediscounted 5,100 00

of Credit and Acceptances_ ________ _ Certificates of Deposit for

Overdrafts (if any)________

162 21 Borrowed Money --------- ---'------

Other Assets:

Liability on Letters of Credit

Profit and Loss ___________ ~

18 60 and Acceptances _____ .. ____ -------

Collection Account ________ 1,149 20 Reserve for Interest and Taxes ---------

Other L-iabilities __________ ---------

Total ----------------------$327,821 04 'rota! ----------------------$327,821 04

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$210,969 6!'i

Demand Loans ------------ 52,671 56

Loans Secured by Real Estate 24,667 00 United States Bonds________ ---------

Other Stocks and Bonds ____ 6,500 00

Banking House __________... _ ~.000 00

Furniture and Fixtures_____ 3,603 93

Other Real Estate Owned____ ---------

Due from Banks in this State 7,691 57

Due from Banks in other

States ------------------- 3,486 78

Currency ------------------

479 00

Gold ----------------------

807 50

Silver, Nickels, Pennies_____

963 15

Advances on Cotton________ 1, 739 30

Advances on otheJI" Commodities _________ Checks for Clearing House__ _________

Other Checks and Cash Items 2'.~20 20

Customers' Liability on Letters of Credit and Acceptances_ _________

Overdrafts (if any)________

14 66

Other Assets --------------- ---------

Capital Stock Paid In _______ $ 45,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 20,000 00

Undivided Profits _________ _

125 01

Dividends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States

Call Money ----------------Individual Deposits Subject

to Check ---------------- 7 4,675 88

Demand Certificates of Deposit

Time Certificates of Deposit f\7 .fifi7 J?,

Savings Deposits _________ _ 7,264 68 Trust Funds on DeposiL ___ _

Cashier's Checks _________ _

291 31

Certifi,ed Checks -----------Bills Payable _____________ _ 100,000 00

Notes and Bills Rediscounted 5,100 00

Certificates of Deposit for Borrowed Money ________ _

L.iability on Letters of Credit

and Acceptances ________ _

ReseJI"ve for Interest and Taxes

Other T,iahilities ----------

Total --------------------$320,014 30 Total ---------------------$320,014 30

FIRST ANNUAL REPORT

541

EXAMmEB.'S BEPOB'i".
FARMERS & MERCHANTS BANK, TENNILLE.
At Close of Business November 15, 1920.
President-H. M. Firanklin. Vice-President-Robt. Davis. Cashier-Paul Shepherd. Directors-H. M. Franklin, J. H. Palmer, Roy Smith, Robt. Davis, C. E. Smith, L. E. Shepherd, Iverson Lo.rd, A. H. Stephens, R. W. Young.

RESOURC,ES

LIABILITIES

Time Loans ----------------$206,473 04 Capital Stock Paid In ________ $ 25,000 00

Demand Loans ____________ Loans Secured by Real Estate

18,756 3,747

96 80

Amt. Reserved for Branches Surpdus Fund _____________ _

--5~000-00

United States Bonds________ --------- Undivided Profits ---------- 6,700 72 Other Stocks and Bonds_____ --------- Dividends Unpaid __________

Banking House "----------- 7,993 96 Due to Banks in this State__

Furniture and Fixtures______ Other Real Estate Owned____

1,820 10 ________ _

Due to Banks in other States Call Money _______________ _

71,500 00

Due from Banks in this State DuSetatfersom___B__a_n_k_s___i_n___o_th__e_r

8,845 85 IndtoiviCduhaelck D_e_p_o_s_i_ts___S_ u.. _b_j_e_ct_ 81,187 79 5,065 72 Demand Certificates of Deposit 10,000 00

Currency -----------------SGiolvlder, --N--ic-k-e-l-s-.--P--e-n-n-i-e-s-_-__--_

1,697 00 127 50

CSaavsihnigers's DCephoecsiktss -_-__-_-_-_-_-_-_--_

627 33 17,236 29

765 64 Trust Funds on De.posiL ___ _

Advances on Cotton ________ --------- Time Certificates ---------- 11,964 73

Advances on otherCommodities --------- Bills Payable -------------- 16,500 00 Checks for Clearing House __ 2,122 35 Notes and Bills Rediscounted 19,918 47

Other Checks and Cash Items 2,743 61 Certificates of Deposit for

Customers' Liability on Letters of Credit and Acceptances..

________ _

Borrowed Money ________ _ Liability on Letters of CTedit

--....{------

Overdrafts (if any) _______ _ 1,886 22 and Acceptances ________ _

Other AsBets: Depositors' Guarantee Fund
Mutual Fire Insurance Fund_

Reserve for Interest and Taxes
3,464 no Other Liabilities ----------
120 00

Cash Short ----------------

5 08

Total --------------------$265,635 33 Total ____________________ $265,635 33

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$197,182 76 Capital Stock Paid In ________ $ 25,000 00

Demand Loans ____________ Loans Secured by Real Estate

16,382 42 ---------

ASmurtp. luRsesFeurvnedd __fo__r __B_r_a_n_c_h_e_s_

50,000 00

United States Bonds________ --------- Undivided Profits ---------- Other Stocks and Bonds_____ ________ _ Dividends Unpaid _________ _

6,630 26

Banking House ____________ 7,993 96 Due to Banks in this State __

Furniture and Fixtures______ 1,876 26 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------Due from Banks in this State 9,446 90 Individual Deposits Subject

DuSetatfersom___B__a_n_k_s___i_n___o_t_h_e_r Currency ------------------

to Check ---------------- 121,208 20

136 26 Demand Certificates of Deposit 2,105 00 Time Certificates of Deposit

21.964 n

GSiolvlde.r-, -N--ic-k-e-l-s~. -P--e-n-n-i-e-s-_-_-_-_-_-_ Advances on Cotton ________

127 50 777 67 ________ _

Savings Deposits ---------Trust Funds on Deposit____ _ Cashier's Checks _________ _

16,464 25 691 73

Advances on othecr-Commodities ________ _ Certified Checks ___________ _

Checks for Clearing House __ 1,014 40 Bills Payable _____________ _ 15,000 00

Other Checks and Cash Items ________ _ Notes and Bills Rediscounted 25,153 80

Customers' Liability on Letters

Certificates of Deposit for

of Credit Overdrafts

and Acceptances_ (if any) __________

----69-84

Borrowed Money -----~- Liability on Letters of Credit

Other Assets _______________ --------- and Acceptances ________ _

Resecr-ve for Interest and Taxes Other Liabilities _________ _

Total --------------------$237,112 97 Total --------------------$237,112 97

542

BANKING DEPARTMENT

EXAMINER'S REPORT.

PEOPLES EXCHANGE BANK, TENNILLE.

At Close of Business October 9, 1920.

President-H. M. Bashinski. Vice-Presidents-G. H. Wood, I. A. Smith. Cashier-L. H. Ledford.
Directors-H. M. Bashinski, G. H. Wood, I. A. Smith, C. V. Smith, J. H. Peacock, B. R. Sessions, L. H. Ledford.

Date of Charter-December 29, 1908.

Began Business-January 13, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$108,590 93 Demand Loans ____________ 24,801 19

Loans Secured by Real Estate 10,988 09

United States Bonds________

45 72

Other Stocks and Bonds_____ ---------

Banking House ------------- _________

Furniture and Fixtures______ 2,265 00

Other Real Estate Owned____ --------Due from Banks in this State 104,724 44

Due from Banks in other

States ------------------- 17,503 81 Currency ------------------ 6,541 00

Gold -------~--------------

750 00

Silver, Nickels, Pennies____ 1,859 81

Advances on Cotton________ 4,851 76 Advances on other Commodities _________

Checks for Clearing House__ 1,340 07

Other Checks and Cash Items 1,153 89

Customers' Liability on Letters of Credit and Acceptances_ _________

Overdrafts (if any)________

20

Other Assets:

War Savings Stamps________

21 15

Capital Stock Paid In ________ $ 30,000 00 Amt. Reserved for Branches Surplus Fund -------------- --6~000-00

Undivided Profits ---------- 33,325 89

Dividends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States

Call Money ----------------Individual Deposits Subject

to Check ---------------- 200,161 72

Demand Certificates of Deposit Time Certificates of Deposit 15,825 06

Savings Deposits ----------Trust Funds on Deposit_ ___ _

Cashier's Checks _________ _ Certified Checks ___________ _

87 00

Bills Payable --------------

Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances ________ _

Reserve for Interest and Tax0s Other Liabilities___________ _

44 39

Total --------------------$285,445 06 Total --------------------$285,445 06 BANK'S STATEM1!JNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 95,056 03 Demand Loans ___________ _ 24,518 23 Loans Secured by Real Estate 18,097 11 United States Bonds_______ _

Other Stocks and Bonds____ _

Banking House ------------Furniture and Fixtures_____ _ 2,265 00 Other Real Estate Owned ___ _

Due from Banks in this State 111,241 03

DuSetatfersom__ :_B__a_n_k_s___in____o_t_h_e_r 15,969 1 J

CG uo lrdr e n_ _c_y_ _-_-_-_-_ -_ -_ -_ _- _- _- _- _- _- _- _-_-_- -_ Silver, Nickels, Pennies____ _ Advances on Cotton _______ _

3,059 00 750 00 265 52
4,424 Or

Advances on other Commodities

Checks for Clearing HouRe __

517 80

Other Checks and Cash Items

Customers' Liability on Letters

of Credit and Acceptances_

Overdrafts (if any) _________ _

227 4i

Other Assets:

War Savings Stamps and F:q-

uity in Lib<'rty Bond _____ _

66 81

Capital Stock Paid In ________ $ 30,000 00

Amt. Reserved for Branches

8urnlus Fund -------------- 60,000 00 Undivided Profits ---------- 33,629 41 Dividends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States

Call Money ----------------IndtoiviCduhaelck D_e_p_o_s_i_ts____S_u_b_j_e_c_t 190,582 33 Demand Certificates of Deposit Time Certificates of Deposit__ 16,032 1~

Savings Deposits ----------Trust Funds on Deposit_ ___ _ Cashier's Checks ___________ _ Certified Checks ___________ _ Bills Payable _____________ _

213 36

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

Liability on Letters of Credit

and Acceptances -------- Rese,rve for Inte.rest and Taxes Otl1er Linhilities _________ _

Total --------------------$276,457 2~ Total --------------------$276,457 23

FIRsT ANNUAL REPORT

543

EXAMINER'S REPORT.

TENNILLE BANKING COMPANY, TENNILLE.

At Close of Business October 5, 1920.

President~D. E. McMaster. Vice-President-J. L. Kelley. Cashier-J. H. Arnall.

Directors-C. H. Sheppard, J. L. Kelley, J. H. Arnall, D. E. McMaster, T. W.

Smith, D. R. Thomas, C. E. Brawn, J. D. Voss.

Date of Charte.r-April 4, 1900.

Began Business-April, 1900.

RESOURCES

LIABILITIES

Time Loans ----------------$315,777 36

Demand Loans ------------ 21,780 89

Loans Secured by Real Estate' United States Bonds ________

--7,5iiii-iio

Other Stocks and Bonds_____ ---------

Banking House ------------- ---------

Furniture and Fixtures______ ---------

Other Real Estate Owned____ ---------

Due from Banks in this State 104,503 24

Due from Banks in other

States ------------------Currency ------------------

5,941 25,417

8oo8

Gold -----------------------

35 00

Silver, Nickels, Pennies______ 3,317 60

Advances on Cotton________

725 05

Advances on other Commodities ---------

Checks for Clearing House__ ---------

Other Checks and Cash Items ---------

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any)__________

7 09

Other Assets -------------- ---------

Capital Stock Paid In ________$ 30,000 00

Amt. Reserved for Branches Surplus Fund -------------- 30,000 00 Undivided Profits ---------- 40,978 59

Dividends Unpaid ----------

Due to Banks in this State __

Due to Banks in other States

Call Money -----------------

Individual Deposits Subject

to Check ---------------- 170,792 31

Demand Certificates of Deposit Time Certificates of Deposit 125,760 84

savings Deposits ---------- 27,468 15 Trust Funds on Deposit_ ___ _

Cashier's Checks ----------

275 73

Certified Checks -----------Bills Payable -------------- 60,000 00

Notes. and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Oredit

and Acceptances ________ _

Reserve for Interest and Taxes Other Liabilities _________ _

10 00

Total --------------------$485,285 62 Total --------------------$485,285 62

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$305,068 10

Demand Loans ------------ 9,297 90

Loans Secured by Real Estate ---------

Unite:d States Bonds, Liberty 7,500 00

Other Stocks and Bonds ____ ---------

Banking House ------------- ---------

Furniture and Fixtures______ ---------

Other Real Estate Owned____ ---------

Due from Banks in this State 24,787 97

Due from Banks in other

States ------->------------ 4,293 05

Currency ------------------ 7,065 00

Gold ----------------------

35 00

Silver, Nickels, Pennies ____ 1,561 08

Advances on Cotton ________ 2,582 00

Advances on other Commodities ---------

Checks for Clearing House__

410 99

Other Checks and Cash Items ---------

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any)________

5 08

Other Assets:

Profit and Loss ------------ 9,119 54

Capital Stock Paid in ______$ 30,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 30,000 00 Undivided Profits ---------- 14,628 65

Dividends Unpaid ----------

Due to Banks in this State __ 2,415 07

Due to Banl{S in other States

Call Money ----------------Individual Deposits Subject

to Check ----------------- 123,897 67 Demand Certificates of Deposit

Time Certificates of Deposit 112,649 37 Savings Deposits ---------- 13,153 66 Trust Funds on Deposit_____

Cashier's Checks ----------

Certified Checks ___________ _

756 29

Bills Payable --------------

Notes and Bills Rediscounted 10,000 00 Certificates of Deposit for

Borrowed Money --------Liability on Letters of Oredit

and Acceptances ---------

Reserve for Interes.t and Taxes

Other Liabilities: Reserve for Losses _______ _ 34,225 00

Total --------------------$371,725 71 Total --------------------$371,725 71

r

544

BANKING DEPARTMENT

EXAMI:NEB'S BEPOBT.

BANK OF THOMASTON, THOMASTON.

At Close of Business July 12, 1920.

President-W. Y. Daniel. Vice-President--0. N. 'Villiams.

Cashier-Hugh K. Cl"hurston.

Directors-W. Y. Daniel, 0. N. Williams, H. K. Thurston, L. F. Farley, G. A.

Weaver, Jr., J. G. S. King, W. T. Stewart, M. L. Brooks.

Date of Charter-December 11, 1910.

Began Business-December 11, 1910.

RESOURCES

LIABILITIES

Time Loans ---------------$118,581 25 Capital Stock Paid In ________ $ 25,000 00 Demand Loans ____________ 24,385 55 Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund -------------United States Bonds________ --------- Undivided Profits ---------Other Stocks and Bonds ____ 1,000 00 Dividends Unpaid ---------Banking House ____________ l ,800 00 Due to Banks in this State__

3,500 00 7,325 17

Furniture and Fixtures ____ 2,533 14 Due to Banks in other States

Other Real Estate Owned __ 1,200 00 Call Money -----------------

Due from Banks in this State

950 18 Individual Deposits Subject

Due from Banks in other States -------------------

1,663 12 Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 66,383 29

Currency ------------------ 3,441 00 Time Certificates of Deposit 34,623 14

SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-_-__-_-

412 87 ---------

Savings Deposits ---------Cashier's Checks _________ _

1,126 24

Advances on Cotton ________ --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable -------------- 20,000 00

ties ------------------------ ----------- Notes and Bills Rediscounted Checks for Clearing House __ 1,676 38 Certificates of Deposit for

Other Checks and Cash Items ________ _ Borrowed Money ________ _

Customers' Liability on Letters

Liability on Letters of Credit

of Credit and Acceptances. ________ _ and Acceptances --------Overdrafts (if any) _______ _ "336 99 Reserve for Interest and '.raxes

Other Assets --------------- --------- Other Liabilities ----------

Total --------------------$157,980 48 Total --------------------$157,980 48 BANK'S .STATEMJ<JNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$105,706 69 Capital Stock Paid In ________ $ 25,000 00

Demand Loans _____________ 17,890 00 Amt. Reserved for Branches

Loans Secured by Real Estate 12,165 00 Surplus Fund --------------

United States Bonds________ Other Stocks and Bonds ____

1,000 00 ________ _

UDnivdiidveinddeds UPnropfaiitds -_-_-_-_-__-_-_-_--_

Banking House ------------ 1,800 00 Due to Banks in this State__ ---------

Furniture and Fixtures ____ 2,533 14 Due to Banks in other States ---------

Other Real Estate Owned____ l ,200 00 Call Money ----------------- ---------

Due from Banks in this State 7,885 99 Individual Deposits Subject

Due from Banks in other

to Check ------------------ 48,391 44

States ------------------Currency -----------------GS iol vl de r , - -N-i-c-k-e-l-s ,- -P- e- -n-n-i -e-s - -_-__- -_

1,953 81 Demand Certificates of Deposit ---------

4,875 5

00 00

Time Certificates of Deposit_ Savings Deposits ___________

-3-1-,-2-1t2---2-6

345 66 Trust Funds on Deposit_____ ---------

Advances on Cotton -------- _ -------- Cashier's Checks ___________

378 40

Advances on other Commodities --------Checks for Clearing House__ ---------

CBei lrltsi f iPe da yCa bh leec k_s _-_-_-_-_-_-_-_-_ -_ -_ -_ _-

-4-5-, -0 0- 0- - -0 0-

Other Checks and Cash Items

7 99 Notes and Bills Rediscounted ---------

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ Overdrafts (if any) ________ _

________ _ 22 75

Borrowed Money --------Liability on Letters of Credit

---------

Other Assets --------------- --------- and Acceptances --------- --------Reserve for Interest and Taxes --------Other Liabilities __________ ---------

Total --------------------$157,390 83 Total --------------------$157,390 83

FIRST ANNUAL REPORT

545

EXAMINEB.'S BEPOBT.

FARlVIERS & MERCHANTS BANK, THOMASTON.

At Close of Business September 20, 1920.

President-W. 0. Britt. Vice-President-A. H. Black. Cashier-.J. A. Waller. Directors-W. 0. Britt, A. H. Black, G. A. Weaver, Jir., J. D. Hannah, J. B. Girar-
deau, J. T. Barron, E. W. Carter. Date of Charter-March 8, 1893.

RESOURCES

LIABILITIES

Time Loans ----------------$263,921 92

Demand Loans ------------ 68,885 17

Loans Secured by Real Estate --------United States Bonds ________ 19,500 00

Other Stocks and Bonds ____ ---------

Banking House ------------ 8,000 00

Furniture and Fixtures______ ---------

Other Real Estate Owned __ 2,800 00

Due from Banks in this State 12,238 04

Due from Banks in other

States ------------------- 3,414 39

Currency ------------------ 9,164 00

Gold ----------------------

100 00

Silver, Nickels, Pennies ____ 2,479 31

Advances on Cotton ________ 1,023 20

Advances on other Commodities ---------

Checks for Clearing House__

529 21

Other Checks and Cash Items 3,684 19

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any) ________

648 62

Other Assets ---------------- ---------

Capital Stock Paid in ------$ 50,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 2,500 00 Undivided Profits ---------- 13,977 86

Dividends Unpaid ----------

80 00

Due to Banks in this State__

Due to Banks in other States

Call Money ----------------

Individual Deposits Subject

to Check ---------------- 151,698 68

Demand Certificates of Deposit Time Certificates of Deposit 98,023 52

Savings Deposits ----------Cashier's Checks ----------

107 99

Certified Checks ------------

Bills Payable -------------- 80,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Credit and Acceptances ---------

Reserve for Interest and Taxes

Other Liabilities ----------

Total ---~----------------$396,388 05 Total --------------------$396,388 05

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans __ -----------$2 64,712 82 Capital Stock Paid in ______ $ 50,000 00

Demand Loans ______________ Loans Secured by Real Estate

52,991 06 ________ _

Amt. Reserved for Branches Surplus Fund --------------

--2~5iiii-iiii

United States Bonds ______ 19,500 00 Undivided Profits ---------- 14,084 82

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

Banking House ------------ 8,000 00 Due to Banks in this State__

Furniture and Fixtures______ --------- Due to Banks in other States

Other Real Estate Owned __ 2,800 00 Call Money ----------------

Due from Banks in this State 13,854 13 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 124,766 01

States ------------------ 2,834 37 Demand Certificates of Deposit

Currency ------------------ 7,968 00 Time Certificates of Deposit 88,794 99

SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_-_-

1,918170 0280

Savings Deposits ---------Trust Funds on Deposit_____

Advances on Cotton ________ --------- Cashier's Checks __________ _

506 18

Advances on other Commodi-

Certified Checks ------------

ties --------------------Checks for Clearing House__

________ _ _ _______ _

Bills Payable -------------- 100,000 00 Notes and Bills Rediscounted

Other Checks and Cash Items 4,228 68 Certificates of DeJ>osit for

---t------ Customers'' Liability on Letters

Borrowed Money ---------

of Credit and Acceptances_ _________ Liability on Letters of Credit

Overdrafts (if any) ________ 1,665 66 and Acceptances ---------

Other Assets ----------------

---------

Reserve for Interest and Taxes Other Liabilities _________ _

Total --------------------$380,652 00 Total --------------------$380,652 00

546

BANKING DEPARTMENT

EXAJIIINEB'S BEPOB'l'.

UPSON BANKING & TRUST COMPANY, THOMASTON.

At Close of Business July 26, 1920.

President-S. Y. Pruitt. Vice-President-R. E. Chatfield. Cashier-L. P. Davis.

Directors-T. G. Bethel, R. E. Chatfield, L. P. Davis, F. M:. Garner, W. L. Jenkins,

A. J. Nelson, S. Y. Pruitt.

Date of Charter-December 19, 1888.

Began Business-January 31, 1900.

RESOURCES

LIABILITIES

Time Loans ----------------$438,042 09

Demand Loans ------------ 48,834 03 Loans Secured by Real Estate --------United States Bonds ______ 16,166 85

Other Stocks and Bonds ____ ---------

Banking House ------------ 3,000 00 Furniture and Fixtures ____ 1,683 50

Other Real Estate Owned____ --------Due from Banks in this State 19,680 60

Due from Banks in other

States ------------------Currency. ------------------

6,261 93 17,440 00

GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

160 00 882 58

Advances on Cotton -------- --------Advances on other Commodi-

ties --------------------- --------Checks for Clearing House

and other Checks and Cash

CuIstteommsers-' -L-i-a-b-i-li-t-y-o-n--L-e-t-t-e-r-s 5,130 46

of Credit and Acceptances_ ---------

Overdrafts (if any)-------- ---------

Other Assets -------------- 32,370 81

Capital Stock Paid in -------$ 50,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 25,000 00 Undivided Profits ---------- 45,835 54

Dividends Unpaid ---------Due to Banks in this State

8 00

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t 293,377 02

__ _____ _ Time Certificates
Savings Deposits

of Deposit ----------

145__,, 043

55

Trust Funds on Deposit __

Cashier's Checks ------------

262 98

Certified Checks ------------

Bills Payable -------------- 30,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of C['edit

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities -----------

125 76

Total --~-----------------$589,652 85

Total --~-----------------$589,652 SG

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------~-----$449,817 12 Demand Loans ____________ 37,860 09

Loans Secured by Real Estate ---------

United States Bonds________ ---------

Other Stocks and Bonds ____

600 00

Banking House and Furniture

and Fixtures ------------ 4,796 96 Other Real Estate Owned____ --------Due from Banks in this State 15,875 98 Due from Banks in other

States ------------------- 7,630 40

Currency -----------------GS iollvde r , - -N-i-c-k-e-l s-,- -P- e- n- -n-i e- s- - -_-__- -_

15,132753

00 00

1,523 06

Advances on Cotton -------- --------Advances on other Commodi-

ties --------------------- --------Checks for Clearing House __ 3,291 98 Other Checks and Cash Items 5,843 74 Customers' Liability on Letters

of Credit and Acceptances_ --------Overdrafts (if any) ________ ---------

Other AsS'ets: Cash Collections Outstanding 1,580 64

Capital Stock Paid in -------$ 50,000 00

Amt. Reserved for Branches Surplus Fund --------------

-2-5~000-00

Undivided Profits ---------- 38,139 42

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 243,807 78 Demand Certificates of Deposit

Time Certificates of Deposit 126,277 88

Savings Deposits ---------Trust Funds on Deposit __

Cashier's Checks ---------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

1,042 75 50 14
60,000 00

Liability on Letters of Credit and Acceptances ___ . ____ _

Reserve for Interest and Taxes Other Liabilities _________ _

Total --------------------$544,317 97 Total --------------------$544,317 97

FIRST ANNUAL REPORT

547

EXAMINEB.'S B.EPOB.T.

THE BANK OF THOMASVILLE, THOMASVILLE.

At Close of Business October 9, 1920.

President-E. M.. Smith. Vice-Presidents-B. H. Wright, James Watt.

Cashier-R. G. Fleetwood.

Directors-E. M. Smith, B. H. Wright, James Watt, Robert Thomas, Theo Titus,

J. M. Watson, R. C. Balfour, J. B. Jemison, R. G. Fleetwood, E. E. Mack.

Date of Charter-September 27, 1887.

Began Business September 27, 1887.

RESOURCES

LIABILITIES

Time Loans ----------------$568,006 17 Capital Stock Paid in ______$100,000 00

Demand Loans -------------- 155,328 73 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 80,000 00 Surplus Fund -------------- 25,000 00

, United States Bonds ________ :!9,000 00 Undivided Profits ---------- 77,851 62

Other Stocks and Bonds ____ 15,575 00 Dividends Unpaid ---------- ---------

Banking House ------------ 9,000 00 Due to Banks in this State__ 47,183 49

Furniture and Fixtures ____ 4,553 95 Due to Banks in other States

Other Real Estate Owned__

504 50 Call Money ---------------- ---------

Due from Banks in this State 38,060 29 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 409,335 70

States ------------------Currency -------------------

33,570 16 Demand Certificates of Deposit --------16,732 00 Time Certificates of DeposiL 28,328 18

GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

1,822 50 Savings Deposits ---------- 248,196 89 7,683 1 J Trust Funds on Deposit __ ---------

Advances on Cotton _______ _ Advances on otherCommoruties

64,589 38 ---------

Cashier's Checks __________ Certified Checks ___________ _

--------4,414 02

Checks for Clearing House__ --------- Bills Payable -------------- 70,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted 50,000 00

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ --------- Borrowed Money _____,____ ---------

Overdrafts (if any) -------- --------- Liability on Letters of Credit

Other Assets: -------------- 24,497 21 and Acceptance~< -------~- ---------

Sundry Banks -------------- 5,539 18 Reserve for Interest and Taxes ---------

Other Liabilities ------------

406 40

Total ------------------$1,060,716 30 Total ------------------$1,060,716 30 BANK'S .STATEMENT at Close of Business December 15,_ 1920.

RESOURCES

LIABILITIES

'l'ime Loans ----------------$554,478 16 Capital Stock Paid in ______$]00,000 00

Demand Loans __________,__ Loans Secured by Real Estate

93,783 74 82,269 44

Amt. Reserved for Branches Surplus Fund --------------

-25~000-00

United States Bonds ________ 29,000 00 Undivided Profits ---------- 81,896 35

Other Stocks and Bonds ____ 15,575 00 Dividends Unpaid ---------- ---------

Banking House ------------ 9,000 00 Due to Banks in this State__ 55,211 57

Furniture and Fixtures ____ 4,553 95 Due to Banks in other States 2,062 48

Other Real Estate Owned __

504 50 Call Money ---------------- ---------

Due from Banks in this State 41,665 89 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 368,590 22

States ------------------- 11,801 34 Demand Certificates of Deposit ---------

Currency ------------------ 24,781 00 Time Certificates of Deposit 33,758 35

GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---__-_-_-

31,,866290 3020

Savings Deposits ---------- 223,988 49 Trust Funds on Deposit __ ---------

Advances on Cotton -------- 47,528 79 Cashier's Checks ---------- ---------

Advances on other Commodities --------Checks for Clearing House __ 7,213 03

CBei lrltsi f iPe da yCa bhleec k_s _-_-_ -_ -_ _- _- _- _- _-_-_- -_

2, 722 02 40,000 00

Other Checks and Cash Items 1,416 73 Notes and Bills Rediscounted 20,000 00

Customers' Lia.bility on Letters of Credit and Acceptances_

________ _

CeBrtoifrircoawteesd MofoneDyep_o_s_i_t___f_o_r

________ _

Overdrafts (if any)________

28 84 Liability on Letters of Cred,it

Other Assets -------------- 24.497 21 and Acceptances --------- --------Reserve for Interest and Taxes ________ _

Other Liabilities __________ _

357 46

Total ------------------~-$953,586 94 Total ____________________ $953,586 94

548

BANKING DEPARTMENT

EXAMINER'S REPORT.

CITIZENS BANK & TRUST COMPANY, THOMASVILLE.

At Close of Business September 28, 1920.

Rresident-J. T. Culpepper. Vice-Presidents-J. H. Menrill, J. M. Dekle. Cashier-W. J. Bowen, Jr.
Directors-J. T. Culpepper, J. H. Merrill, J. M. Dekle, J. H. Flowe"'s, J. A. Beverly, James Watt, Lee Nee!, Homer Williams.

Date of Charter-December 30, 1890.

Began Business-July 1, 1891.

RESOURCES

LIABILITIES

Time Loans ________________ $343.754 24

Demand Loans ____________ 142,208 82

Loans Secured by Real Estate ________ _

United States Bonds -------- 20,950 00

Other Stocks and Bonds ____ --------Banking House ____________ 5,000 00

Furniture and Fixtures ____

814 13

Other Real Estate Owned____ 1,237 40

Due from Banks in this State 19,370 76

Due from Banks in other

CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_- 4229,,931016 0030

Gold ----------------------- --------Silver, Nickels. Pennies_____ 5,094 59

Advances on Cotton ________ ---------

Advances on other Commodities --------Checks for Clearin~ House__ 12,775 67

Other Checks and Cash Items 4,875 20

Cus,tomers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any) ________

235 26

Other Assets --------------- 1,086 06

Capital Stock Paid in ------$ 50,000 00 Amt. Reserved for Branches --------Surplus Fund -------------- --------Undivided Profits ---------- 79,880 93 Dividends Unpaid ---------- --------Due to Banks in this State__ --------Due to Banks in other States 3,820 88 Call Money ---------------- --------Individual Deposits Subject
to Check ----------------- .388,890 08 Demand Certificates of Deposit ________ _ Time Certificates of DeposiL 6,251 52 Savings Deposits __________ 100,699 89
Trust Funds on Deposit __ --------Cashier's Checks __________ --------CBeilrltsifiPedayCabhleeck_s__-_-_-_-_-_-_-_-_-_-_-_- ____2_7_6__25_
Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money --------- --------Liability on Letters of Credit
and Acceptances _________ --------Rese,rve for Inte.rest and Taxes --------Other Liabilities __________ ---------

Total --------------------~629,819 5fi

Total --------------------~629,819 55

BAI>IK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$468.280 !i1 Demand Loans ____________ 28,000 00

Loans Secured by Real Estate ________ _

United States Bonds ________ 20,950 00

Other Stocks and Bonds ____________ _

Banking House ____________ 5,000 00

Furniture and Fixtures _____

814 !i3

Other Real Estate Owned____ 1,237 40

Due from Banks in this State 55,466 2F

Due from Banks in other

States ------------------- 42,535 26 Currency ------------------ 25,773 00

GSloilvder-,--N-i-c-k-e-l,-;,--P-e-n--n-ie-s---_-_-_-_ --6-,-6-44---6-2 Advances on Cotton ________ --------Advances on other Commodities ________ _
Checks for Clearin~ House__ 2.000 on
Other Checks and Casl1 Items 14,384 9F Customers' Liability on Letters
of Credit and Acceptances_ ________ _

OOvtheerdr raAfstsset(sif _a_n_y_)__-_-_-__-_-_-_-_-

-

-2-.-8-4-3-

-

--
2~

Cash Short ---------------- 1.092 06

Capital Stock Paid in ------$ 50,000 00 Amt. Reserved for Branches

Surplus Fund -------------- 83,666 57

Undivided Profits ----------Dividends Unpaid _________ _

Due to Banks in this State

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_es_

IndtoiviCdhueaclk D__e_p_o_s_i_t_s__S__u_b_j_e_c_t 389,230 55 Demand Certificates of Deposit

Time Certificates of Deposit Ravings Deposits _________ _ Trust Funds on Deposit __ Cashier's Checks _________ _ Certified Checks ___________ _ Bills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borro\ved Money ____ ___,.,___ _

21.009 54 96,115 20 35,000 00

Liability on I.etters of Credit and Acceptances ________ _

R<eserve for Interest and Taxes Other Liabilities _________ _

Total --------------------$675,021 87 Total --------------------$675,021 87

FIRST ANNUAL REPORT

549

EXAMINER'S B.EPOB.T.

PEOPLES SAVINGS BANK, THOMASVILLE.

At Close of Business August 2, 1920.

President-T. J. Ball. Vlce-President-J. F. Evans. Cashier~R. J. McClenny.

Directors-'1'. J. Ball, J. F. Evans, E. L. Nell, W. L. Ball, W. J. Upchurch, F. H.

Smith.

Date of Charter-October 22, 1906.

Began Business-December 1, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$185,599 39 Capital Stock Paid In ________$ 25,000 00

DLeomanasndSeLcuoraends b-y--R-e-a-l--E-s-t-a-t-e

-_ -_ _- _- _-_-_-_- -_

Amt. Reserved for Branches Surplus Fund --------------

12,500 00

United States Bonds________ --------- Undivided Profits _________ _ 3,001 81

Other Stocks and Bonds ____ 10,150 00 Due to Banks in this State __

Banking House ------------- --------- Due to Banks in other States

Furniture and Fixtures ____

500 00 Call Money ----------------

Other Real Estate Owned __ ________ _ Individual Deposits Subject

Due from Banks in this State 10,661 28 to Check ---------------- 32,827 32

Due from Banks in other

Demand Certificates of Deposit

States ------------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

1,837 66 Time Certificates of Deposit 1,308 00 Savings Deposits _________ _
281 50 Trust Funds on Deposit __ 716 64 Cashier's Checks -----------

58,188 01 72,253 84

Advances on Cotton ________ --------Advances on other Commodities ---------

CBei lrltsi f iPe da yCa bh leec k_s _-_-_ -_ _- _- _- _-_-_-_-_- -_

8,000 00

Checks for Clearing House __

250 57 Notes and Bills Rediscounted

Other Checks and Cash Items

89 01 Certificates of Deposit for

Customers' Liability on Letters

Borrowed Money ---------

of Credit and Acceptances_ --------- Liability on Letters of Credit

Overdrafts (if any) --------

544 61 and Acceptances ________ _

Other Assets -------------- --------- Reserve for Interest and Taxes Other Liabilities ------------

167 68

Total --------------------$211,938 66 Total ____________________ $211,938 66 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $183,743 54

Demand Loans _____________ ---------

Loans tate

_S_e_c_u_r_e_d___bgvo

Real Esper cenL

United States Bonds ________ 10,300 00 Other Stocks and Bonds ____________ _

Capital Stock Paid In ________ $ 25,000 00 ASumrtp. luRsesFeurnvded__f_o_r__B_r_a_n_c_h__es_ 12,500 00 Surnlus Fund-Capital _____ _ 37,500 00 Undivided Profits _________ _ 5,608 46 Dividends Unpaid _________ _

Banking HouRe ------------- ---------

Furniture and Fixtures ____ _

500 00

Other Real Estate Ownf'd __ ________ _

Due from Banks in this State 7,064 31 ,DuSetatfersom___B__a_n_k_s___i_n___o_th__er_ 14,443 14

CGuo rl dr e n_c_y_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Silver, Nickels. Pennies ___ _

4,000 00 321 50
101 02

Advances on Cotton ________ --------Advances on othe,rCommoditif's ________ _

Checks for Clearing House__ --------Other Checks and Cash Items ________ _

Customers' Liability on Letters of Credit and Acceptances_ _________
Overdrafts (if any) ________ ________ _

Other Assets ______________________ _

Due to Banks in this State __ Due to Banks in other States Call Money ---------------IndtoiviCduhaelck D_e_p_o_s_i_t_s___S_u_b_j_e_c_t
Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits _________ _ Trust Funds on Deposit __ Cashier's Checks __________ _ Certified Checks ___________ _ Bills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ----+--Liability on Letters of Credit
and Acceptances ________ _

24,809 36 46,210 81 91,344 88
15,000 00

ROethseerrveLfioarbTilnittfi>ersest_a__n_d__T_a__x_e_s

Total --------------------$220,473 51 Total --------------------$220,473 51

550

BANKING DEPARTMENT

E:XAMI:NEB'S BEPOBT.

THE BANK OF THOMSON, THOMSON.
At Close of Business Septembe.r 11, 1920.

President-J. E. Wilkerson. Vice-President-J. R. Printup. Cashier-H. A. Burnside. Directors-Jno. E. Gross, Jno. S. Boyd, Jno. T. West.

Date of Charter-1891.

Began Business-July, 1891.

RESOURCES

LIABILITIES

Time Loans ----------------$408,912 11

Demand Loans ____________ 8,150 00

Loans Secured by Real Estate 16,863 12

United States Bonds ________ 79,250 00

Other Stocks and Bonds ____ 13,830 00

Banking House ------------ 8,142 97 Furniture and Fixtures ____ 3,900 00

Other Real Estate Owned __ --------Due from Banks in this State 47,309 99

Due from Banks in other

States ------------------- 40,542 2fi

Currency ------------------ 6,606 00

Gold -----------------------

310 50

Silver, Nickels, Pennies ____ 2,395 96

Advances on Cotton ________ --------Advances on other Commodities _________

Checks for Clearing House__ 1,635 91

Other Checks and Cash Items

230 92

Customers' Liability on Letters of Credit and Acceptances_ _________

Overdrafts (if any) ________ ---------

Other Assets: -------------- 1,719 84

War Savings Stamps ________

846 00

Cash Short ----------------

198 50

Capital Stock Paid in ______$ 50,000 00 Amt. Reserved for Branches Surplus Fund _____________ _ 50,000 00 Undivided Profits _________ _ 41,850 70 Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States
Call Money ---------------Individual Deposits Subject
to Check ----------------- 260,104 85 Demand Certificates of Deposit 14,127 !55 Time Certificates of DeposiL 219,918 34
Savings Deposits ---------Trust Funds on Deposit __ Cashier's Checks _________ _ 4,842 63 Certified Checks ___________ _ Rills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances --------Rese:rve for Interest and Taxes
Other Liabilities ----------

Total --------------------$640,844 07 Total --------------------$640,844 07 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$344,279 49 Demand Loans ____________ 22,763 39

Loans Secured by Real Estate 18,144 48 United States Bonds ________ 79,250 00

Other Stocks and Bonds ____ 14,676 00 Banking House ____________ 8,142 97

Furniture and Fixtures ____ 3,900 00 Other Real Estate Owned __ ________ _

Due fi"om Banks in this State 19,913 36 Due from Banks in other

States -------------------- 20,218 51

Currency ------------------ 4,700 00

SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie--s--_-_-_-_

332 00 118 48

Advances on Cotton ________ ---------

Advances on other Commodi-

ties --------------------- ---------

Checks for Clearing House __ 1,047 4!i

Other Checks and Cash Items

300 00

Customers' Liability on Letters

of Credit and Acceptances_ ________ _

Overdrafts (if any) ------- 2,063 57

Capital Stock Paid in ______$ 50,000 00 Amt. Reserved for Branches

Surplus Fund -------------- 50,000 00 Undivided Profits _________ _ 41,279 05 Divi.dends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 177,018 63 Demand Certificates of Deposit Time Certificates of Deposit 171,536 49 Savings Deposits _________ _

Trust Funds on Deposit __

CCearsthifiieerd's CChehcekcsks___-_-_-_-_-_-_-_-_--_ Bills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

765 53 50,000 00

Liability on Letters of Credit and Acceptances ________ _

Reserve for lnt,;rest and Taxes Other LiabilitiPs __________ _

Total --------------------$540,599 70 Total --------------------$540,599 70

'

FIRST ANNUAL REPORT

551

EXAMINER'S REPORT.

THE McDUFFIE BANK, THOMSON.

At Close of Business September 15, 1920.

P.resident-Thos. E. Watson. Vice-President-Welcome Fanning.

Cashier-E. M. Miles.

Directors-H. T. Clary, J. M. Hayes, B. J. Stevens, 0. S. Lee, W. A. Watson.

Date of Charter-August 22, 1906.

Began Business-August, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$163,365 47

Demand Loans ------------ 3,000 00 Loans Secured by Real Estate 4,800 00 United States Bonds ________ 1,000 00

Other Stocks and Bonds ____ ---------

Banking House ------------ 2,988 34

l<~urniture and Fixtures ____

753 49

Other Real Estate Owned__ --------Due from Banks in this State 12,242 92 Due from Banks in other

States -.---.--------------- 2,975 93

Currency ------------------ 7,180 00

Gold ---------------------Silver, Nickels, Pennies ___ _

27 50 659 46

Advances on Cotton ________ --------

Advances on other Commodi-

tief: --------------------- ---------

Checks for Clearing House__ 1,876 13

Other Checks and Cash Items

368 49

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Ov,erdrafts (if any) --------

61 32

Other Assets:

Collection Account ________ _

30 00

Capital Stock Paid In________$ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits _________ _

57,456 47 63,152 29

Trust Funds on Deposit __

Cashier's Checks ----------~

227 31

Certified Checks -----------Bills Payable -------------- 30,000 00 Notes and Bills Rediscounted Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit

and Acceptances --------Reserve for Inte.rest and 'l'axes

Other Liabilities:

Cash Long -----------------

62 36

Cotton Account Augusta ~---_ _ _ _5_2_8

Total --------------------$202,329 05 Total --------------------$202,329 05

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$127,844 l 1 Capital Stock Paid in ------$ 25,000 00

Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

4,800 00 ________ _

SUunrdpilvuisd eFd u nPdr o f-i-t s- - -_-_-_-_-_-_-_ -_ _- -_

23,542 43

Other Stocks and Bonds ____ 1,000 00 Dividends Unpaid _________ _

30 00

Banking House ------------ --------- Due to Banks in this State __

Furniture and Fixtures ____

753 49 Due to Banks in other States

Other Real Estate Owned __ 2,988 34 Call Money ----------------

Due from Banks in this State 5,295 44 Individual Deposits Subject

Due from Banks in other

to Check _______________ _ 36,942 90

States -----~------------ Currency -----------------Gold ---------------------Silver, Nickels, Pennies ___ _ Advances on Cotton ________ Advances on other Commodi-

] ,022 04
4,000 00 27 50
_ ___8_81___24_

Demand Certificates of Deposit Time Certificates of Deposit_ Savings Deposits _________ _ Trust Funds on Deposit __ Cashier's Checks __________ _ Bills Payable _____________ _

50,57 4 97
3o4 so
13,000 00

ties ------~-------------- ________ _ Notes and Bills Rediscounted

Checks for Clearing House __ _
Other Checks and Cash Items Customers' Liability on Letters

620 31 Certificates of Deposit for 70 00 Borrowed Money ________ _
Liability on Letters of Credit

of Credit and Acceptances_ --------- and Acceptances ---------

Overdrafts (if any) -------Other Assets --------------

23 31 Reserve for Interest and Taxes 119 32 Other Liabilities __________ _

Total --------------------$149,445 10 Total --------------------$149,445 10

r

552

BANKING DEP.A.RTMEN't'

EXAMINER'S BEPOBT.
THOMSON CITY BANK, THOMSON.

At Close of Business September 20, 1920.

President-J. T. Neal, Sr. Vice-President-J. E. Wilson. Coshier-J. T. Neal, Jr.

Directors-F. B. Johnson, Dr. G. T. Neal, H. C. McCorkle. Roy J, Johnson-Tyrus.

Date of Charter-April 19, 1915.

Began Bus,iness-May 11, 1915.

RESOURCES

LIABILITIES

Time Loans ----------------$141,184 15 Demand Loans ------------ 15,370 46

Loans Secured by Real Estate --------.United States Bonds ________ 14,150 00

Other Stocks and Bonds ____ 1,000 00

Banking House ------------- --------Furniture and Fixtures ____ 3,805 69

..Other Real Estate Owned __ --------Due from Banks in this State 7,871 08 Dud from Banks in other

States ------------------Currency ------------------
GSiolvlder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_ Advances on Cotton and Cot-

1,603 37 5,713 00
25 00 2,221 20

ton Seed ---------------- 4,179 73 Advances on other Commodi-

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--s-e-__-

--------rl6 75

Other Checks and Cash Items

949 41

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any) _______ _

623 58

Other Assets -------------- _________

Capital Stock Paid in ------$ 25,000 00 Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ----------

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits _________ _

62,355 34 45,921 52

Trust Funds on Deposit ---Cashier's Checks ______,___ _

CBei lrltsi f iPe da yCa bhleec k_s _ _- _- _- _-_-_-_-_-_-_-_- -_

2,029 40 50,000 00

Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances ______, __ _

Reserve for Interest and Taxes

COathsher LOivaebrilit_i_e_s_: __ :.________ _

78

Total --------------------$198,813 42 Total ____________________ $198,813 42

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$137,911 51 Capital Stock Pafd in ------$ 25,000 00

Demand Loans ____________ 4,531 74 Amt. Re.served for Branches

Loans Secured by Rear Estate ________ _ United States Bonds _______________ _

SUunrdpilvuisd eFd u nPdr o f-i-t s- - -_-_-_-_-_-_-_-_-_-_

Other Stocks and Bonds ____ Banking House ------------Furniture and Fixtures ____ Other Real Estate Owned __ Due from Banks in this State

1,000 00 ---------
3,805 69 ________ _ 10,366 32

Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States
Call Money ---------------Individual Deposits Subject

Due from Banks in other

to Check ---------------- 52,901 78

CurSrtea~tnecsy

------------------------------------

3,218 17 Demand Certificates of Deposit 1,502 00 Time Certificates of Deposit 35,279 98

GS iollvde r , - -N-i-c-k-e-l-s ,- -P- e- -n-n-i e- s- - -_-_-_ -_ Advances on Cotton _______ _ Advances on other Commodi-

40 00 Saving-s Deposits ---------3,591 82 Trust Funds on Deposit ___ _
799 94 Cashier's Checks -----------.Certified Checks ------------

388 05

ties --------------------- --------- Rills Payable -------------- 36,000 00

Checks for Clearing- House __

389 71 Notes and Bills Rediscounted 5,000 00

Other Checks and Cash Items

106 10 C<?rtificates of Deposit for

Customers' Liability on Letters

Borrowed Money ---------

of Credit and Acceptances_ --------- Liability on Letters of Credit

Overdrafts (if any) ________ --------- and Acceptances ________ _

Other Assets: Added to Demand

Reserve for Interest and Taxes Other Liabilities __________ _

Loans ------------$206 67

Total --------------------$167~63 00 Total --------------------$167,263 00

FIRST ANNUAL REPORT

553

EXAMINER'S REPORT.

BANK OF TIFTON, TIFTON.

At Close of Business August 30, 1920.

President-H. H. Tift. Vice-Presidents-E. P. Bowen, W. W. Banks.

Cashier-B. H. McLeod.

Directors-H. H. Tift, W. W. Banks, E. P. Bowen, L. S. Shepherd, B. H. McLeod,

L. E. Bowen, H. H. Tift, Jr., B. Y. Wallace.

Date of Cha.rte.r-October 10, 1891,

Began Business-1896.

RESOURCES

LIABILITIES '

Time Loans --------------$1,116 584 70 Demand Loans ___________ 178,231 34

Capital Stock Paid in ----$ 100,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------------------
United States Bonds _____ _
Other Stocks and Bonds__ Banking House _________ _ Furniture and Fixtures ___ _ Due from Banks in this

_________ _ 10,846 00
---------25,000 00 6,000 00

USunrdpivluids edFuPndrof-it-s---_-__-_-_-_-_--_ Dividends Unpaid _______ _
Due to Banks in this State Due to Banks in other States Call Money --------------Individual Deposits Subject

150,000 00 78,043 51 70 00 97,268 65
20,000 00

State -----------------DuSetatferos m___B_a__n_k_s__i_n___o_th__e_r
Currency ---------------GS iol lvde r ,- -N- -i -c -k-e-l s-,- -P- -e-n-n-i-e-s -__- -_ Advances on Cotton -----Advances on other Commod-

147,606 1G

16,951 22,645

0506

500 00

5,544 06

25,617 OJ

DetomaCnhdecCk e-r-ti-f-ic-a-t-e-s--o-f--D--e--
TipmoesiCt e-r-ti-f-ic-a-t-e-s--o-f-D--e-p-o-s-i-t Savings Deposits ________ _ Cashier's Checks _________ _
Certified Checks ---------Bills Payable ------------

637,957 58
41,500 00 433,343 16
11,866 31 7,937 33 306 56

Chiteicekss -f-o-r---C-l-e-a-r-in-g---H-o-u--se- ---4-,0-8-4---72-

Other Checks and Cash

Items ------------------

3,277 86

Customers' Liability on Let-

ters of Credit and Accept-

Notes and Bills Rediscounted ----------------
Certificates of Deposit for Borrowed Money _______ _
Liability on Letters of Credit and Acceptances _______ _

ances -----------------Overdrafts (if any) -----Other A,ssets --------------

Reserve for Interest and

4,112 03 11,292 67

Tax Other

es -------Liabilities

----------~---------

Total ------------------$1,578,293 10 Total ------------------$1,578,293 10

BANK'S STATEMENT at Close of Business December 15, 1920

RESOURCES

LIABILITIES

Time Loans ----------------~988,559 73 Demand Loans ____________ 170,100 00

Loans Secured by Real Estate 21l,525 00

United States Bonds _______ 1,686 00

Other Stocks and Bonds ____ --------Banking House ____________ 25,000 00

Furniture and Fixtures______ --------Other Real Estate Owned____ 6,000 00

Due from Banks in this State 65,862 67

Due from Banks in other

States ------------------- 24,863 76

CG

uolrdr

e

n__c_y_

_

_-_-

-
J

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

-
_

17,349 850

00 00

Silver, Nickels. Pennie" ___ _ 4,973 97

Advances on Cotton _______ _ 166,67 4 66

Advances on other Commodi-

ties --------------------- --------Checks for Clearing- House __ 2,973 76

Other Checks and Cash Items 2,846 03

Customers' Liability on Let-

ters of Credit and Accept-

ances __ - - - - - --- - - - - - -- - - - - - - - -- - - Overdrafts (if any) -------- 1,915 73

Other Assets -------------- ---------

Capital Stock Paid in ------$100,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 15~000-00

Undivided Profits ---------Dividends Unpaid __________

68,352 10

5oo2

Due to Banks in this State Due to Banks In other Stat~s

45 662 49
9:ooo oo

Call Money ---------------- 7,500 00 Individual Deposits Subject

to Check ---------------- 423,728 82 Demand Certificates of De-

posit -------------------- 24,500 00 Time Certificates of Deposit 422,100 90 Savings Deposits __________ 9,210 02

Trust Funds on Deposit ____ ---------

Cashier's Checks _________ _ Certified Checks ___________ _ Bills Payable _____________ _

3,559 156
200,000

00 56 00

Notes and Bills Rediscounted 40,000 00

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit ---------

and Acceptances ---------

Reserve for Interest and Taxes ---------

Other Liabilities:

---------

Reserved for Depreciation __ 2,400 00

Total ------------------$1,506,180 31 Total ------------------$1,506,180 31

554

BANKING DEPARTMEN'l'

EXAMINER'S REPORT.

BANK OF TIGNALL, TIGNALL.

At Close of Business August 25, 1920.

President-W. J. Adams. Vice-President-Boyce Frickland, Jr. Cashier-C. D. Bolton.

Directors-W. J. Adams, BoYce Frickland, Jr., J. A. Moss, W. 0. Gill, T. J. Jack-

son, R. J. McNeil, E. W. Ragsdale, E. J. Wilkinson, S. W. Adams.

Date of Charter-July, 1909.

Began Business-August, 1909.

RESOURCES

LIABILITIES

Time Loans ---------------$388,968 35

Demand Loans ------------- 43,849 6R

Loans Secured by Real Estate 1,750 00

United States Bonds ________

901 51

Other Stocks and Bonds ____ --------Banking House ____________ 3,500 00

Furniture and Fixtures ____ 2,000 00

Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------SGiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

--------10,789 51
2,127 63 3,180 00
100 00 781 56

Advances on Cotton -------- --------Advances on other Commodi-

ties --------------------Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

--------963 87 134 50

Ovanercdersaf-t-s--(-if--a-n-y-)------------------ 18,693 38 Other Assets --------------

Capital Stock Paid in ______ $ 50,000 00

Amt. Reserved for Branches Surplus Fund ______________

-2-5~000-00

Undivided Profits __________ 6,483 02

Dividends Unpaid __________ --------Due to Banks in this State__ ________ _

Due to Banks in other States ---------

Call Money ---------------- --------Inrlividual Deposits Sublect

to Check ---------------- 140,865 47

Demand Certificates of Deposit ---------

Time Certificates of Deposit 82,252 53

Savings Deposits __________ ---------

Cashier's Checks __________

404 64

Certified Checks -----------Bills Payable ______________

ii2~6oo-oo

Notes and Bills Rediscounted 60,234 33

Certificates of Deposit for

Borrowed Money _________ ---------

Liability on Letters of Credit

and Acceptances _________ ---------

Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total --------------------$477,739 99 Total --------------------$477,739 99 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$376,683 72 Capital Stock Paid in ______ $ 50,000 00

-25,ooo-oii Demand Loans -------------
Loans Secured by Real Estate

-----------------

Amt. Reserved for Branches surplus Fund ______________

========== --------- United States Bonds ________ --------- Undivided Profits

5,639 88

Other Stocks and Bonds ____ Banking House ____________

--------3,500 00

Dividends Unpaid Due to Banks in

this

State

---------

Furniture and Fixtures ____ 2,000 00 Due to Banks in other States ---------

Other Real Estate Owned __ Due from Banks in this State

--------6,892 17

i;,aJlvl'f~~{Y D-e-P"08iis--su1i1ect

---------

Due from Banks in other

to Check ---------------- 110,581 28

States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_
Advances on Cotton --------
--======---- Advances on other Commodi----------==== ties ---------------------
Checks for Clearing House __

846 17 2,824 00
210 00 879 86 19,488 36
________ _ 1,110 43

D_emand Certificates of Deposit T!m.e Certificates of Deposit__

-----66,213

-

02

Savmgs Deposits _________ _

Trust Funds on Deposit ___ _ Cashier's Checks _

---924-'36

Certified Checks Bills Payable

fo-9~000-00

Notes and Bills Rediscounted 35,092 33

Other Checks and Cash Items Customers' Liability on Let-

---------

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and AcceptO va ne cr dersa f-t-s - -(-i f- -a-n-y-)- - -- -- -- -- -- -- -- --

Liability on Letters of Credit and Acceptances ________ _
1,01l6 16 Reserve for Interest and Taxes ---------

Other Assets --------------

Other Liabilities:

Bonds Borrowed --------

13,050 00

Total -----------~--------$415,500 87 Total --------------------$415,500 87

FIRST ANNUAL REPORT

555

EXAMINER'S BEPOB'l'.

FARMERS BANK, TIGNALL.

At Close of. Business October 28, 1920.

President-.J. J. Wdlkinson. C'ashier-L. B. LeRoy.

Directors-W. 'l'. Standard, S. W. Butler, J. P. Dye, E. E. Harrison, J. J. Wil-

kinson, D. S. Danner, M. L. Heard, B. L. Wansley, C. R. Ramsey,

J. T. Wilkinson, J. M. Blaichard, Jim Lindsey, Harry Walton.

Date of Charter-October 5, 1920.

Began Business-October 28, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ --------- Capital Stock Paid in ------$ 15,000 00
Demand Loans ------------- --------- Amt. Reserved for Branches

Loans Secured by Real Estate -------- Surplus Fund -------------United States Bonds________ ________ _ Undivided Profits -----------

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

Banking House ------------- --------- Due to Banks in this State__ Furniture and Fixtures______ --------- .Due to Banks in other States Other Real Estate Owned __ ________ _ Call Money ----------------

Due from Banks in this State --------- Individual Deposits Subject

Due from Banks in other

to Check ----------------

CuSrrtaetnecsy --_-_-__--__--_-_-_-_-_-_-__--_-__--_

_1_5_,_00-0---00_

Demand Certificates of Deposit l'ime Certificates of DeposiL

Gold ----------------------- ________ _ Savings Deposits ---------Silver, Nickels, Pennies _____ --------- 'l'rust Funds on Deposit ___ _ Advances on Cotton ________ ________ _ Cashier's Checks -----------

Advances on other Commodi-

Certified Checks ------------

ties --------------------- --------- Bills Payable -------------Checks for Clearing House__ --------- Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Letters

Borrowed Money ---------

of Credit and Acceptances_ --------- Liability on (Letters of Credit

Overdrafts (if any) -------- --------- and Acceptances --------Other Assets -------------- --------- Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$ 15,000 00 Total --------------------$ 15,000 00
BANK'S .STATEMJNT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

DTei mmea nLdoLa nosa n-s- -_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ___ _
Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States -------------------Currency ------------------
GS iollvde r-, - -N-i-c-k-e-l -s ,- -P- e- n- -n-i e- s- - -__-_- -_ Advances on Cotton -------Advances on other Commodi-
ties --------------------Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O va ne rcdersa f-t-s- -(-i f- -a-n-y- )- - -_-_-_-_-_-_ _- -_ Other Assets:
Profit and Loss ------------

12,806 72 3,850 00 230 0(1
3,250 00 611 50
1,691 89 41 56
840 00 112 55
44 90
430 90 110 59

Capital Stock Paid in -------$ 15,000 00 Amt. Reserved for Branches

Surplus Fund --------------

Undivided Profits -----------

Dividends Unpaid ----------

Due to Banks in this State __

_ __ Due to Banks in other States
Call Money ----------------

____ ....

......

Individual Deposits Subject

Detmo aCnhdeCcker-ti-f-ic-a-t-e-s-o--f -D-e-p--o-s-it 3,201 36

Time Certificates of Deposit

450 00

Savings Deposits ----------Trust Funds on Deposit ___ _

Cashier's Checks ----------Certified Checks ----C.-------
Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

5,000 00

Borrowed Money --------Liability on Letters of Oredit
and Acceptances ________ _

Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$ 24,020 61 Total --------------------$ 24,020 61

. . . -,-. ~

..- --

- ~~

,---

-.-- ~

...- -~ ,- "'- -

. -~---~--- ~------.,.o-~~~--~~-- ....;-..,___~-~-~--,....,......___---;- .---.;~~

556

BANKING DEPARTMENT

EXAMINER'S BEPOB.'l'.

PEOPLES BANK, TIGNALL.

At ClE>se of Business .August 26, 1920.

Vice-President-S. .A. Ware. Cashier~F. S. Fortson.

Directors--S. .A. Ware, D. S. Standard, B. L. Wansley, .A. .A. Frost, L. W. Hill, J.

T. Butler, B. F. Danner, L . .A. \VHlis.

Date of Ch~rter-December 16, 1913.

Began Business--January 27, 1914.

RESOURCES

LIABILITIES

Time Loans ----------------$108,035 93 Capital Stock Paid In~-------$ 25,000 00

Demand Loans ------------ 10,248 00 .A.mt. Reserved for Branches

Loans Secured by Real Estate 6,388 24 Surplus Fund --------------

United States Bonds________ 7,500 00 Undivided Profits ---------- 6,885 22

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

Banking House ------------ 7,470 78 Due to Banks in this State__

Furniture and Fixtures____ 1,674 17 Due to Banks in other States

Other Real Estate Owned__ Due from Banks in this State

-5~764-58

Call Money ---------------Individual Deposits Subject

Due from Banks in other

to Check ---------------- 43,624 69

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

1,779 42 Demand Certificates of Deposit

1,567 00 Time Certificates of Deposit 33,681 73

40 00 Savings Deposits ----------

735 73 Cashier's Checks ----------

100 18

.Advances on Cotton -------- --------- Certified Checks ----<--------

Advances on otheit" Commodities --------- Bills Payable -------------- 42,000 00

Checks for Clearing House __

51 67 Notes and Bills Rediscounted 3,693 60

Other Checks and Cash Items

520 22 C<:crtificates of Deposit for

Custome.rs' Liability on Letters

Borrowed Money --------- ---f------

of Credit and Acceptances_ --------- Liability on Letters of Credit

Overdrafts (if any)-------- 2,349 68 and Acceptances ---------

Other .Assets ---------------

860 00 Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------fi54,985 42 Total --------------------$154,985 42

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 89,155 30

Demand Loans ------------ 3,775 50

Loans Secured by Real Estate 6,888 24

United States Bonds -------- 7,500 00

Other Stocks and Bonds ___ _

Banking House ------------ 7,978 88 Furniture and Fixtures_____ _ 2,436 17

Other Real Estate Owned __ _

Due from Banks in this State 2,525 55

Due from Banks in other

States ------------------Currency -----------------GSiollvder-, --N--ic-k-e-l-s-, --P--e-n-n-i-e-s-__-_--_ Advances on Cotton_______ _

577 64 2,076 00
40 00 575 84 471 07

Advances on other Commodities

Checks for Clearing House __

Other Checks and Cash Items

267 13

Customers' Liability on Letters

of Credit and Acceptances_ Overdrafts (if any) _______ _

245 83

Other Assets --------------

Capital Stock Paid In ________ $ 2'5,000 00

Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ---------- 6,556 14 Dividends Unpaid _________ _

Due to Banks in this State.__

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 31,663 09

Demand Certificates of Deposit Time Certificates of Deposit

-27~668-57

Savings Deposits _________ _

Trust Funds on Deposit ___ _

Cashier's Checks ----------

114 26

Certified Checks ------------

Bills Payable -------------- 30,600 00 Notes and Bills Rediscounted 2,910 99

Certificates of Deposit for

Borrowed Money --------Liability on Letters of C["edit

and .Acceptances --------Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$124,513 05 Total --------------------$124,513 05

FIRST ANNUAL REPORT

55~

EXAMINEB'S BEPOBT.

BANK OF TOCCOA, TOCCOA.

At Close of Business July 17, 1920.

President-E. Schaefer. V'ice-President-W. C. Edwards. Cashier-E. C. Teasley.

Directors-E. ,Schaefer, W. C. Edwards, E. C. Teasley, 0. A. Teasley, J. D.

Prather, J. C. And,rews, W. R. Beasley.

Date of Charter-1911.

Began Business-September, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$360,485 67 Capital Stock Paid In________ $ 50,000 00 Demand Loans ------------ 18,656 89 Amt. Reserved for Branches

Loans Secured by Real Estate 23,140 71 Surplus Fund -------------- 10,000 00 United States Bonds________ 6,982 29 Undivided Profits ---------- 9,398 50 Other Stocks and Bonds____ --------- Dividends Unpaid ----------

Banking House ------------- --------- Due to Banks in this State__ Furniture and Fixtures______ 1,989 57 Due to Banks in other States

Other Real Estate Owned___ --------- Call Money ---------------Due from Banks in this State 6,223 70 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 214,939 09

States ------------------- 11,189 16 Demand Certificates of Deposit

Currency ------------------ 8,329 00 Time Certificates of Deposit 64,729 19

Gold ----------------------

332 50

Silver, Nickels, Pennies_____ 3,198 92

Advances on Cotton -------- --------Advances on other Commodities --------Checks for Clearing House__ 4,008 38

Savings Deposits ---------Trust Funds on Deposit ___ _ Cashier's Checks ---------Certified Checks -----------Bills Payable --------------

366 09
--------1,--
1,641 65
-9-0~000-00

Other Checks and Cash Items 11,158 38 Notes and Bills Rediscounted

Customers' Liability on Letters

Ce,rtificates of Deposit for

of Credit and Acceptances_ --------- Borrowed Money --------Overdrafts (if any)________ 1,957 61 Liability on Letters of Credit

Other Assets -------------- --------- and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ---------- 14,578 26

Total --------------------$457,652 78 Total --------------------$457,652 78 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$212,915 Demand Loans ------------ 29,541

37 82

Capital Stock Paid In________$ Amt. Reserved for Branches

50,000

00

Loans Secured by Real Estate
-iO.ooo-oo United States Bonds________
Other Stocks and Bonds____
---------= Banking House ------------

33,216 67 10,636 79 -----------------

Sur~lus Fund -------------Undivided Profits --------DDuiveidteondBsanUknspianidthis State

2,299 98 --2~000-00

..- Furniture and Fixtures______ 1,989 57 Due to Banks in other States

Other Real Estate Owned___ Due from Banks in this State

--------3,082 39

Call Money ---------Individual Deposits su'bJect

-------

Due from Banks in other States -------------------
Currency ------------------

-42.73o-oo 47 66

to Check --------Demand Certificates of

D~eposlt

110,237

08

1,822 00 Time Certificates of Deposit

GS iol lvde r , - -N-i-c-k' -e-l s-,- -P-e-n- -n-i e- -s -_ -_ _- _- -_ Advances on Cotton________

50 00 1,017 73 3,438 67

Advances on other Commodities ---------

Checks for Clearing House__

585 38

Other Checks and Cash Items

560 29

Savings Deposits ---------

Trust Funds on Deposit -

Cashier's Checks

----

Certified Checks ----------

--============ BNioltless PaanydabBleills Rediscounted

2,670 53
6,544 41
2,872 47 24 07
76,500 00

Cus'tomers' Liability on ,Letters

Ce,rtificates of Deposit for

of Credit and Acceptances_ Overdrafts (if any)--------

---429-79

Borrowed Money Liability on Letters -ofor-edlt

Other Assets:

qnd Acceptances _

CoHections ---------------- 6,544 41 Rese:rve for Interest an(fTaxes

Other Liabilities -----------

Total --------------------$305,878 54 Total --------------------$305,878 54

;-

558

BANKING DEPARTMENT

EXAMINER'S REPORT.

FARMERS & MERCHANTS BANK, TOCCOA.

At Close of Business September 4, 1:120.

President-E. E. Mitchell. Vice-President-Claud Bond. Cashier-D. S. Warmack. Directors-E. E. Mitchell, Claud Bond, D. S. Warmack, Jno. H. Davis, N. L. Garland.

Date of Charter-January 8, 1906.

Began Business--January 20, 1906.

RESOURCES

LIABILITIES

Time Loans ________________ $282,634 31 Capital Stock Paid In ________ $ 50,000 00

Demand Loans ------------ 20,181 80 Amt. Reserved for Branches Loans Secured by Real Estate 5,597 00 Surplus Fund -------------United States Bonds________ 53,226 00 Undivided Profits ---------Other Stocks and Bonds_____________ Dividends Unpaid ----------

12,500 00 5,117 85
68 00

Banking House ------------ 15,000 00 Due to Banks in this State__

Furniture and Fixtures______ 3,000 00 Due to Banks in other States

Other Real Estate Owned___ 4,606 19 Call Money ---------------- 33,500 00

Due from Banks in this State 22,982 U Individual Deposits Subject

Due from Banks in other

to Check ---------------- 173,854 20

States ___________________ 4,225 7R Demand Certificates of Deposit

Currency ------------------ 5,870 00 '.rime Certificates of Deposit 55,396 99

Gold ----------------------

425 00 Savings Deposits ---------- 55,751 48

Silver, Nickels, Pennies_____ 3,955 06 Trust Funds on Deposit ___ _ ------....J--

Advances on Cotton ________ --------- Cashier's Checks _________ _ 1,978 72

Advances on otherCommodities _________ Certified Checks ___________ _

14 87

Checks for Clearing House__ 1,223 59 Bills Payable -------------- 40,000 00

Other Checks and Cash Items

443 45 Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ _________ Borrowed Money ________ _

Overdrafts (if any)---------- 1,309 11 Liability on Letters of Credit

Other Assets:

and Acceptances ________ _

Depositors' Guarantee Fund 3,456 80 Reserve for Interest and Taxes

Mutual Fire Insurance Fund

120 00 Other Liabilities:

Transit Account ------------

231 00 Current Deposits ---------Cash Long ----------------

173 73 131 39

Total --------------------$428,487 23 Total ____________________ :p428,487 2:l

BANK'S STATEMI<:NT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans _______________$234,804 32

Demand Loans ------------ 10,827 96 Loans Secured by Real Estate 14,124 84 United States Bonds________ 42,180 00

Other Stocks and Bonds____ ---------

Banking House .------------ 1 ii,OOO 00 Furniture and Fixtures_____ 3,137 27 Other Real Estate Owned__ 4,606 19
:Que from Banks in this State 22,218 05

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton_______ _
Checks for Clearing House __ Other Checks and Cash Items

] 3,204 57 9,895 00 490 00 4,770 66 6,904 82 2,724 99 220 25

Customers' Liability on Letters of Credit and Acceptances_ ---------
Overdrafts (if any)________ 3,908 85

Other Assets:

Depositors' Guarantee Fund R,4n6 80

Mutual Fire Insurance Fund

120 00

County Warrants ---------Collections in Transit_ ____ _

26,788 54 4,033 38

Profit and Loss ___________ _

56 68

-----

Total --------------------$423,473 17

Capital Stock Paid In ________ $ 50,000 00

Amt. Reserved for Branches ---------

USunrdpivluids edFuPnrdof-i-ts---_-_-_-__-_-_-_-_--_

12,500 00 2,691 43

Dividends Unpaid _________ _

68 00

Due to Banks in this State__ _________

Due to Banks in other States

and Call Money ---------- 21,500 00 Individual Deposits Subject

to Check ---------------- 164,411 3r> Demand Certificates of De-

posit -------------------- 2,001 68 Time Certificates of Deposit 27,850 24 Savings Deposits __________ 58,028 83 Trust Funds on Deposit ____ _________

Cashier's Checks __________ 1,396 87

Certified Checks ____________

24 77

Bills Payable -------------- 75,000 00 Notes and Bills Rediscounted ________ _

Certificates of Deposit for Borrowed Money _______ _
Liability on Letters of C~edit

8,000 00

and Acceptances --------- --------Reserve for Interest and Taxes --------Other Liabilities ___________________ _

Total --------------------$423~473 17

/

FIRST ANNUAL REPORT

559

EXAMINER'S B.EPOB.T.

WILKINSON COUNTY BANK, TOOMSBORO.

At Close of Business August 31, 1920.

President-F. B. Chambers. Vice-President-W. A. Hall. Cashie,r-H. E. Stephens.
Directors-F. B. Chambers, W. A. Hall, L. R. Carson, Sr., H. D. Hughes, w. I. Dixon, :r. E. Butler, H. E. Stephens.

Date of Charter-July 16, 1907.

Began Business-July 16, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$ 85,147 37 Capital Stock Paid In ________ $ 15,000 00

Demand Loans ------------ 29,2&2 86 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ___ _

15,850 00

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ----------

3,000 00 23,266 17

Banking House ------------

Due to Banks in this State __

Furniture and Fixtures_____ _

Due to Banks in other States

Other Real Estate Owned __ _

Call Money ----------------

Due from Banks in this State 13,784 96 Individual Deposits Subject

Due from Banks In other

to Check ---------------- 92,678 16

State's ------------------- 4,574 15 Demand Certificates of Deposit

Currency ------------------ 4,331 00 Time Certificates of Deposit 12,930 98

SGiolvlder, --N-i-c-k-e-l-s-, -P--e-n-n-i-e-s-_-_-_-_-_ Advances on Cotton _______ _

20 00 Savings Deposits ----------

1,276 22

Trust Funds on Deposit ___ _ Cashier's Checks _________ _

121 84

Advances on other Commodities

Certified Checks ----'--------

Checks for Clearing House__

457 92 Bills Payable ------------- 10,000 00

Other Checks and Cash Items

Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_

Borrowed Money ---------

Overdrafts (if any) _______ _ 318 28 Liability on Letters of Credit

Other Assets:

and Acceptances ---------

WCaisahr SSahvoirntgs--S--ta-m--p-s--_-_-_-_-_--_

41 01 Reserve for Interest and Taxes 835 20 Other Liabilities -----------

Liberty Bond Installments __ 1,108 1 g

Total --------------------$156,997 15 Total --------------------$156,997 15

BANK'S STATEJMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 67,864 19 Capital Stock Paid In________$ 25,000 00

Demand Loans -----------Loans Secured by Real Estate

3"5,255 91 5,496 70

Amt. Reserved for Branches Surplus Fund --------------

--3~000-00

United States Bonds_______ _ 16,950 00 Undivided Profits ---------- 13,098 84

Other Stocks and Bonds ___ _ Banking House -----------Furniture and Fixtures ____ _

Dividends Unpaid ---------Due to Banks In this State__ Due to Banks In other States

Other Real Estate Owned __ _

Call Money ----------------

Due from Banks in this State 9,094 81 Individual Deposits Subject

Due from Banks in other States -------------------
~GAuiorllvrdeern, c--yN-i-c--k--e--l--s.----P--~-e--n--n--i--e--s--_--_--_--_--_ Advances on Cotton _______ _

1,269 47 4,039 00
13o oo 1,122 58
3,783 56

to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit ___ _ Cashier's Checks _________ _

80,688 48 8,290 07
338 11

Advances on other Commodities Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on :Letters
of Credit and Acceptances_ Overdrafts (if any) _______ _

Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit

-f5~000-00

Other Assets --------------

and Acceptances --------Reserve for Interest and Taxes Other Liabilities __________ _

Total --------------------$H5,415 50 Total --------------------$145,415 50

560

BANKING DErART:i\iENT

EXAMINER'S REPORT.

BANK OF TRION, TRION.

At Close of Business October 14, 1920.

President-B. S. Riegel. Cashier-W. I. Bennett.

Ditrectors-B. S. Riegel, C. B. Caperton, J. L. Hammond, J. H. Thomas, C. 0.

Thompson, Jno. R. DeWitt.

Date of Charter-October 6, 1912.

Began Business-December 17, 1912.

RESOURCES

LIABILITIES

Time Loans ________________ $163,057 73

Demand Loans ------------ 12,400 00 Loans Secured by Real Estate 5,391 71

United States Bonds________ 23,736 00 Other Stocks and Bonds____ ---------

Banking House ------------ _________

Furniture and Fixtures______ 2,494 73 Other Real Estate Owned___ _________

Due from Banks in this State 1,107 17

Due from Banks in other

States ------------------- 42,574 86 Currency ------------------ 8,613 00

Gold ----------------------- ---------

Silver, Nickels, Pennies_____

800 18

Advances on Cotton ________ _________

Advances on other Commodities _________

Checks for Clearing- House__ ---------

Other Checks and Cash Items

401 99

Customers' Liability on Letters of Credit and Acceptances_ _________

Overdrafts (if any__________

58

Other Assets -------------- ---------

Capital Stock Paid In________ $ 25,000 00

Amt. Reserved for Branches --------Surplus Fund -------------- ________ _ Undivided Profits __________ 20,717 77 Dividends Unpaid __________ ________ _

Due to Banks in this State__ ________ _

Due to Banks in other States --------Call Money ---------------- ________ _

Individual Deposits Subject

to Check ---------------- 151,645 33

Demand Certificates of Deposit --------Time Certificates of Deposit 63,283 81

Savings Deposits ---------- ________ _

Trust Funds on Deposit ____ ________ _

Cashiers Checks ____________

539 53

Certified Checks ____________________ _

Bills Payable -------------- ________ _ Notes and Bills Rediscounted ________ _

Certificates of Deposit for Borrowed Money _________ ________ _

Liability on Letters of Credit

and Acceptances _________ ________ _ Reserve for Interest and Taxes ________ _ Other Liabilities __________ ________ _

Total ____________________ $261 ,186 44 Total --------------------$261,186 44

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $136,68 8 11 Capital Stock Paid In ________ $ 25,000 00

Demand Loans ____________ 12,400 00 Amt. Reserved for Branches

Loans Secured by Real Estate 9,821 23 Surplus Fund -------------- 10,000 00

United States Bonds ________ 23,736 00 Undivided Profits ---------- 10,767 81

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

Banking House -----------Furniture and Fixtures______

--------2,494 93

Due to Banks in this State__ Due to Banks in other States

Other Real Estate Owned___ ________ _ Call Money ----------------

Due from Banks in this State

143 99 Individual Deposits Subject

Due from Banks in other States -----~-------------
Currency ------------------
GS oi llvde r-, - -N-i-c-k-e-l-s ,- -P- e-n- -n-i e-s-_-_-_-_-_-

9,332 20 8,259 00
-------850 34

to Check ---------------- 1f1,508 22 Demand Certificates of Deposit Time Certificates of Deposit -46~618-87 Savings Deposits _________ _ Trust Funds on Deposit_ __ _

Advances on Cotton -------Advances on othmCommodities Checks for Clearing- House__
Other Checks and Cash Items Customers' Liability on .Letters

---------

-

-----2,343

-1 -o

143 97

Cashiers Checks -----------Certifi.ed Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

1,340 80
-----------

of Credit and Acceptances_ Overdrafts (if any)________ Other Assets --------------

--------58
---------

Borrowed Money --------Liability on IJetters of Oredit
and Acceptances ________ _ ReTsaexrvees _f_o_r___I_n_t_e_r_e_s_t___a_n_d_ Other Liabilities _________ _

977 80

Total --------------------$206,213 50 Total --------------------$206,213 50

. _,

FIRST ANNUAL REPORT

561

EXAMINEB'S BEPOBT.

BANK OF TUCKER, TUCKER.

At Close of Bus,iness August 2, 1920.

President-P. K. Burns. Cashier-L. S. Burn!!l..

Directors-P. K. Burns, J. M. Livsey, L. L. Burns, J. H. Brooks, P. E. Hudson,

G. R. Lewis, W. A. Ambrose, J. W. Butt, E S. Cowen, C. M. Carroll,

R. W. Cowen, M. A. Cain, W. T. Pounds, J. M. Henderson.

Date of Charter-October 29, 1919.

Began Busines~December 30, 1919.

RESOURCES

LIABILITIES

DTeimmeanLdoaLnosan-s---_-_-_-_-_-_-_-_-_-_-_-_-_$ 29,960 87 Loans Secured by Real Estate --5~000-00

Capital Stock Paid In ________ $ 15,000 Amt. Reserved for Branches
Surplus Fund --------------

00

United States Bonds _______ _

Undivided Profits ----------

867 51

Other Stocks and Bonds___ _

Dividends Unpaid ----------

Banking House ___________ _ 3,160 00 Due to Banks in this State__

Furniture and Fixtures ___ _ 1,149 59 Due to Banks in other States

Other Real Estate Owned __ _

Call Money ----------------

Due from Banks in this State 9,982 49 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 27,374 27

States ------------------Curl'ency -----------------GSiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_

5,796 86 1,235 00

Demand Ce.rtificates of Deposit Time Certificates of Deposit

-ro~923.75

15 00 Savings Deposits _________ _

277 32 Trust Funds on Deposit_ __ _

Advances on Cotton --------

Cashier's Checks ----------

174 05

Advances on other Commodities Checks for Clearing House__

1,708 78

Certified Checks -----------Bills Payable --------------

------...../--

Other Checks and Cash Items

353 90 Notes and Bills Rediscounted

Customers' Liability on Letters

C"rtificates of Deposit for

of Credit and Acceptances_

Borrowed Money ---------

Overdrafts (if any)--------

Liability on Letters of Credit

Other Assets ---------------

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ---------- 2,301) 23

Total --------------------$ 56,639 81 [ Total --------------------$ 56,639 81
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 33,793 71 Capital Stock Paid In~-------$ 15,000 00 Demand Loans ------------ 1,063 39 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds___ _ Banking House -----------Furnltpre and Fixtures _____ _

3,931 11
3,160 00 1,984 59

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__
Due to Banks In other States

1,432 48

Other Real Estate Owned__ _

Call Money ----------------

Due from Banks in this State 2,524 13 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-.--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton _______ _ Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items

955 45 827 00
35 00 408 34 122 73
264 50 410 6'

to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits _________ _ Trust Funds on Deposit_ __ _ Cashier's Checks ---------Certified Checks ___________ _
Bills Payable -------------Notes and Bills Rediscounted

24,676 23 8,648 75
80 ss
-------\.....-

Customers' Liability on 1Letters

Certificates of Deposit for

of Credit and Acceptances_ Overdrafts (if any) _________ _

Borrowed Money --------175 48 Liability on Letters of Credit

Other Assets: Books and Stationery_____ _

and Acceptances --------200 2! Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$ 49,838 34 Total --------------------$ 49,838 34

562

BANKING DEPARTMENT

EXAMINER'S REPORT.
TURIN BANKING COMPANY, TURIN.
At Close of Business August 21, 1920.
President-Edgar Dominick. Vice-President-G. H. Urquhart. Cashier-F. E. Shell. D>rectors-Edgax Dominick, G. H. Urquhart, J. D. Johnson, J. A. Daniel, J. C.
Stovall, W. Y. Post. Date of Charter-November 25, 1905.

RESOURCES

LIABILITIES

DTiemmeanLdoaLnsoa-n-s---_-_-_-_-_-_-_-_-_-_-_-_$

86,651 64,603

77 05

Loans Secured by Real Estate

United States Bonds _______ _ 1,550 00

Other Stocks and Bonds ___ _

Banking House ___________ _ 1,665 75

Furniture and Fixtures _____ _ 1,989 75

Other Real Estate Owned __ _

Due from Banks in this State 6,9o4 39

Due from Banks in other

States ------------------- 6,394 36 Currency ------------------ 1,271 00

GSoillvder-,--N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_ ---s-&T21

Advances on Cotton -------Advances on other Commodities

Checks for Clearing House__

Other Checks and Cash Items

Customers' Liability on Letters of Credit and Acceptances_

Overdrafts (if any) --------

312 71

Other Assets --------------

834 00

Capital Stock Paid In ________ $ 15,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 15,000 00

DUnivdiidveinddeds UPrnopfaiitds -_-_-_-__-_-_-_-_--_

4,392 82 60 00

Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 109,7i5 88

Demand Certificates of Deposit Time Certificates of Deposit

-1-3~252-53

Savings Deposits _________ _

Cashi.er's Checks ----------

130 13

BCeirltlisftcPeadyCabhleeck_s_-_-_-_-_-_-__-_-_-_-_--_ -{5~000-{00

Notes and Bills Rediscounted Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ----------

Total ---~----------------$172,571 36 ~ Total --------------------$172,571 36
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 70,260 29 Demand Loans ___________ _ 18,000 00

Loans Secured by Real Estate

United States Bonds_______ _ 1,550 00

Other Stocks and Bonds ___ _

Banking House ------------ 1,665 75 Furniture and Fixtures _____ _ 1,989 75

Other Real Estate Owned __ _

Due from Banks in this State 7,051 63

Due from Banks in other

States ------------------Currency ------------------

488 90 650 00

GSoi llvde r-, - -N-i-c-k-e-l-s ,- -P- -e-n-n-i-e-s-_-_-__- -_

65 11

Advances on Cotton _______ _

Advances on other Commodities

Checks for Clearing House__

Other Checks and Cash Items

Customers.' LiabilitY on .Letters

of Credit and Acceptances_ Overdrafts (If any) _______ _ Other Assets _____________ _

180 14 834 00

Capital Stock Paid In ________ $ 15,000 00 Amt. Reserved for Branches

USunrdpivluidseFd uPnrdof-i-ts---_-_-__-_-_-_-_-_--_ Divide1nds Unpaid _________ _

15,000 00 4,454 72
61) 00

Due to Banks In this State__

Due to Banks In other States

Call Money ---------------Individual Deposits Subject

to Check ---------------Demand Ce-rtificates of Deposit Time Certificates of Deposit
Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks _________ _
----========== Certifi,ed Checks __
BNioltless PaanydabBleills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

45,207 04
12,394 '38
119 43 10,500 00

Liability on Letters of Credit and Acceptances ________ _

Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$102,735 57 Total --------------------$102,73 0. 57

l',

FIRST ANNUAL REPORT

563

EXAMINER'S REPORT.

BANK OF TY TY, TY TY.

At Close of Business July 12, 1920.

President-F. B. Pickett. Vice-Presidents~H. A. Land, W. B. Parks.

Cashier-R. S. Cornwall.

Directors-F. B. Pickett, H. A. Land, W. B. Parks, R. S. Cornwall, R. R. Pickett,

G. A. Cornwall, E. J. Cottle.

Date of Charter_,September 13, 1910.

Began Business-1910.

RESOURCES

LIABILITIES

Time Loans ----------------$113,248 22 Demand Loans ____________ 7,769 30

Loans Secured by Real Estate United States Bonds________ Other Stocks and Bonds____ Banking House -----------Furniture and Fixtures______ Other Real Estate Owned___ Due from Banks in this State Due from Banks in other
States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e--n-n-ie--s-_-__-_--_

--------1,749 97
--------2,400 00 2,250 00
--------8,185 36
944 23 1,308 00
187 50 708 41

Advances on Cotton -------- ---------

Advances on othocCommodities ---------

Checks for Clearing House__ ---------

Other Checks and Cash Items

86 90

Customers' Liability on Let-

ters of Credit and Accept-

O vaenrcdersa f-t -s - -(-i-f- -a-n- -y-)-------------- -Other Assets --------------

481 24

Capital Stock Paid In ________ $ 25,000 00 Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ---------- 10,955 41

Dividends Unpaid ---------Due to Banks in this State__

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 30,566 60 Demand Certificates of Deposit Time Certificates of Deposit 26,966 10

Savings Deposits ---------Cashier's Checks ----------

356 51

Certified Cheeks ------------ -------;-Bills Payable -------------- 45,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Oredit

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ----------

474 51

Total --------------------$139,319 13 Total --------------------$139,319 13 .

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________$ 87,895 68

Demand Loans ------------ 12,978 05

Loans Secured oy Real Estate United States Bonds_______ _

185 10

Other Stocks and Bonds____

Banking House ------------ 2,400 00 Furniture and Fixtures_____ _ 2,400 00

--------- Other Real Estate Owned __ _
Due from Banks in this State 2,729 67

Due from Banks in other

States ------------------Currency ------------------

580 41l 907 00

GSoillvder-,--N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_ ---466-'i:i

Advances on Cotton_______ _ 1,461 11

Advances on other Commodities

Checks for Clearing House__

Other Checks and Cash Items 3,212 75

Customers' Liability on Letters

of Credit and Acceptances_

Overdrafts (if any)--------

377 58

Other Assets:

Cash Short ----------------

65 94

Capital Stock Paid In ________$ 25,000 00 Amt. Reserved for Branches

Surplus Fund --------------

Undivided Profits ---------- 10,824 43

Dividends Unpaid ---------Due to Banks in this State__

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 19,788 32 Demand Certificates of Deposit

Time C'ertificates of Deposit 5,688 71

Savings Deposits ----------

Trust Funds on Deposit_ __ _ 3,085 00

______ __ Cashier's Checks ----------
Certified Ch-ecks ------------

23 _, 01

Bills Payable -------------- 46,750 00 Notes and Bills Rediscounted 4,500 00 Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit

and Acceptances --------Res1I've for Interest and Taxes

Other Liabilities ----------

Total --------------------$115,659 47 Total --------------------$115,659 47

564

BANKING DEPARTMENT

EXAMINER'S BEPOB'l'.

BANK OF UNADILLA, UNADILLA.

At Close of Business October 6, 1920.

President-W. B. Nichols. Vice-President-J. R. Barrfield. Cashier-A. R. Ware. Directors-W. B. Nichols, J. R. Barrfield, Jack Bridges, J. B. Henderson, J. H.
Fokes.

Date of Charter-July 5, 1898.

Began Business-1898.

RESOURCES

LIABILITIES

Time Loans ----------------$201,122 15

Demand Loans ------------ 10,474 79

Loans Secured by Real Estate 8,000 00

United States Bonds________ 4,000 00

Othr Stocks and Bonds____ --------Banking House and Furni-

ture and Fixtures -------- 5,000 00 Other Real Estate Owned___ _________

Due from Banks in this State 45,820 04

Due from Banks in other

States ------------------- 8,739 68

Currency ------------------ 13,103 00

Gold ----------------------

120 00

Silver, Nickels, Pennies_____ 1,175 89

Advances on Cotton -------- ---------

Advances on other Commodities ---------

Checks for Clearing House__

129 06

Other Checks and Cash Items 2,808 10

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any)-------- ---------

Other Assets --------------

168 63

Capital Stock Paid In ________ $ 50,000 00 Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------- 24,688 31 Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States Call Money ---------------Individual Deposits Subject
to Check ---------------- 161,616 37 Demand Certificates of Deposit Time Certificates of Deposit 62,446 52 Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks ---------- 1,910 14 Certifi,ed Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit ror
Borrowed Money --------Liability on Letters of Credit
and Acceptances --------Reserve for Interest and Taxes
Other Liabilities ----------

Total --------------------$300,661 34 Total --------------------$300,661 34

BANK'S ST'A'l'EMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Demand Loans ------------~ 21,427 69

Time Loans ---------------- 189,478 06

Loans Secured by Real Estate --------United States Bonds________ 4,000 00

Other Stocks and Bonds____ ---------

Banking House ------------ 3,000 00 Furniture and Fixtures______ 2,600 00

Other Real Estate Owned___ --------Due from Banks in this State 21,841 43

Due from Banks in other States ~-----------------
Currency -----------------GSiolvlder, --N-i-c-k-e-i~s,--P--e-n-n-i-e-s-_-_-_-_-_

4,709 37 8,340 00
127 50 765 23

Advances on Cotton -------- --------Advances on other Commodities ---------

Checks for Clearing House__ ---------

Other Checks and Cash Items

156 63

Customers<' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any)-------- ---------

Other Assets -------------- -------\--

Capital Stock Paid In________ $ 50,000 00 ASumrtp. luRsesFeurnvded__f_o: _r__B_r_a_n_c_h__es_ Undivided Profits _________ _ 24,415 13 Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States
Call Money ---------------Individual Deposits Subject
to Check ---------------- 121,863 (JS
7o Demand Certificates of Deposit
Time Certificates of Deposit -6-o~iiiiSavings Deposits ---------Trust Funds on Deposit___ _
Cashier's Checks ----------Certified Che,cks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances --------Reserve for Interest and Taxes Other Liabilities ----------

Total --------------------$256,445 91 Total --------------------$256,445 91

FIRST ANNUAL REPORT

565

EXAMINEB.'S B.EFOB.T.

COMlVIERCIAL BANK, UNADILLA.

At Close of Business October 5, 1920.

President-C. A. Horne. Cashier-S. Manuel, Jr. Directors-C. A. Horne, S. Manuel, J. W. Saunders, M. H. Leggett, W. C. Griggs.

Date of Charter-August 5, 1907.

Began Business-August, 1907.

RESOURCES

LIABILITIES

Tinrre Loans ----------------$ 89,348 82
Denrrand Loans ------------ 4,965 43

Loans Secured by Heal Estate United States Bonds------~Other Stocks and Bonds___ _

5,000 00 838 57
3,000 00

Banking House ------------ 10,479 26 Furniture and Fixtures_____ _ 1,420 00

Other Real Estate Owned___ _

Due fronrr Banks in this State 15,043 86

Due fronrr Banks in other

States -------~---------- Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton________

9,136 34 3,255 00
127 50 559 70 3,122 95

Advances on other Commodities

Checks for Clearing House__

67 41

Other Checks and Cash Items

222 00

Custonrrers' Liability on Letters

of Credit and Acceptances_

Ov,erdrafts (if any)--------

Other Assets -------------- 16,000 00

Overdrafts ----------------

939 27

Capital Stock Paid In ________$ 34,000 00

Anrrt. Reserved for Branches 16,000 00

Surplus Fund --------------

Undivided Profits ---------- 5,656 39

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 51,620 22 Demand Certificates of Deposit

Tinrre Certificates of Deposit 23,376 98

Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks _________ _

2,872 52

Certified Checks -----------Bills Payable --------------

-3-0~000 ...00

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Oredit

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$163,526 11 Total --------------------$163,526 11

BANK'S STATEMENT at Close of Business Decenrrber 15, 1920.

RESOURCES

LIABILITIES

Tinrre Loans ----------------$122,039 55

Denrrand Loans ------------ 11,380 74

Loans Secured by Real Estate 10,000 00

United States Bonds________ 1,017 65

Other Stocks and Bonds____ 3,000 00 Banking House ------------ 10,479 26

l<'urniture and Fixtures______ 2,383 25

Other Real Estate Owned____ 2,182 00

Due fronrr Banks in this State 11,860 15

Due fronrr Banks in other

States --------<----------- 6,&45 79

Currency ------------------ 1,095 00

Gold ----------------------

540 00

Silver, Nickels, Pennies_____ 1,048 84

Advances on Cotton________ 2,792 67

Advances on other Conrrmodities ---------

Checks for Clearing House

and Other Checks and Cash

Itenrrs ------------------- 1,370 42 Custonrrers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any)__________

265 94

Other Assets -------------- ---------

Capital Stock Paid In________$ 34,000 00

Anrrt. Reserved for Branches

Farnrrers & Pinehurs

t

,

Merc Ga.

h-a-n-t-s--B--a-n-k~

16,000 00

Surplus Fund -------------Undivided Profits _________ _ 5,018 45

Dividends Unpaid ----------

Due to Banks in this State__

Due to Banks in other States

Call Money ----------------

Individual Deposits Subject

to Check ---------------- 44,471 94

Denrrand Certificates of Deposit Time Certificates of Deposit

-3-8~426-ii:i

Savings Deposits ----------

Trust Funds on Deposit_ __ _

Cashier's Checks ----------

Certified Checks ------------

Bills Payable -------------- 48,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Credit

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ----------

Total -----------~--------$188,911 26 Total --------------------$188,911 26

566

BANKING DEPARTMENT

EXAMINER'S B.EPOB.T.
BANK OF UNION POINT, UNION POINT.
At Close of Business August 21, 1920.
President-Harold Lamb. Vice-President-!. W. Ivey. Cashier-R. A. Rhodes. Directo.rs-H. Lamb, I. W. Ivey, J. H. Sibley, R. A. Rhodes, J. A. Elliott, J. E.
Carlton. Date of Charter-May, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$133,838 01 Capital Stock Paid In________ $ 25,000 00

Demand Loans ------------ 27,120 59 Amt. Reserved for Branches Loans Secured by Real Estate --------- Surplus Fund -------------- 25,000 00 United States Bonds________ 1,000 00 Undivided Profits ---------- 1,898 41

Other Stocks and Bonds____ 9, 765 00 Dividends Unpaid - - - - - - - - - -

2 50

Banking House ------------ 3,773 68 Due to Banks in this State __ Furniture and Fixtures______ 3,161 37 Due to Banks in other States -------l--

Other Real Estate Owned____ 1,478 15 Call Money ---------------Due from Banks in this State 13,839 11 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GSiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_
Advances on Cotton -------Advances on othocCommodities Checks for Clearing House__

7,690 79 2,573 00
55 00 534 24
-------------------------

Detmo aCnhdeckCe-r-ti-f-i-c-a-te-s---o-f--D--e-- 152,258 06

posit -------------------Time Certificates of Deposit

383 82 700 00

Savings Deposits ---------Trust Funds on Deposit_ __ _

Cashier's Checks ---------Certified Checks ___________ _

633 87

Other Checks and Cash Items

180 80 Bills Payable --------------

Customers' Liability on Letters

Notes and Bills Rediscounted

of Credit and Acceptances_ --------- Certificates of Deposit for

Overdrafts (if any) _______ _

607 22 Borrowed Money ---------

Other Assets --------------

259 70 Liability on Letters of Credit

and Acceptances ---------

Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------~205,876 66 Total --------------------$205,876 66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$113,598 51 Capital Stock Paid In ________'$' 25,000 00

Demand Loans ------------ 63,075 87 Amt. Reserved for Branches

Loans Secured by Real Estate ------- Surplus Fund -------------- 25,000 00 United States Bonds________ --1,000 00 Undivided Profits ---------- 2,500 92 Other Stocks and Bonds____ --------- Dividends Unpaid __________

Banking House ------------ 3,773 68 Due to Banks in this State__

Furniture and Fixtures ____ 3,161 37 Due to Banks in other States

Other Real Estate Owned____ 1,478 15 CaH Money ----------------

Due from Banks in this State 3,834 75 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 139,676 24

States -------------------

731 47 Demand Certificates of Deposit

Currency ------------------ 1,846 00 Time Certificates of Deposit__

700 00

Gold -------~--------------

45 00 Savings Deposits ----------

Silver, Nickels, Pennies_____

296 91 Trust Funds on Deposit_ __ _ --------~

Advances on Cotton -------- --------- Cashie,r's Checks -----------

825 41

Advances on othetrCommodities --------- Certified Checks ------------

Checks for Clearing House__

61'9 47 Bills Payable --------------

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ --------- Borrowed Money ---------

Overdrafts (if any)--------

24 35 J..iability on Letters of Credit

Other Assets --------------

214 70 and Acceptances ---------

Cash Short ----------------

2 34 Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$193,702 57 Total --------------------$193,702 51

FIRST ANNUAL REPORT

567

EXAlllliN'EB.'S B.EPOB.T.

ASHLEY TRUST COMPANY, VALDOSTA.

At Close of Business October 5, 1920.

President-T. M. Smith. Vice-Presidents-J. N. Bray, C. R. Ashley, A. S. Pendleton.

D. C. Ashley, J. V. Blitch. Cashier-S. A. Smith.

Directors-T. M. Smith, J. N. Bray, C. R. Ashley, A. S. Pendleton, J. Y. Blitch,

Abial Winn, S. A. Smith, J. R. Slater, M. R. Ousley, 0. K. Jones, J. R.

Dasher, J. M. Smith, G. L. Patterson, D. C. Ashley.

Date of Charter-March, 1913.

Began Business-April, 1913.

RESOURCES

LIABILITIES

Time Loans ----------------$ --------- Capital Stock Paid In________$100,000 00

Demand Loans ------------Loans Secured by Real Estate

Amt. Reserved for Branches --------Surplus Fund ---~---------- 32,500 00

United States Bonds_______ _

Undivided Profits ---------- 152,508 40

Other Stocks and Bonds___ _

Dividends Unpaid ------------ --------

FBuarnnkiitnugreHaonudse F-ix--tu-r-e-s-_-----_-_-

-_-__--- -_-__-_--_

Due to Banks in this State__ Due to Banks in other States

40,000 00 ---------

Other Real Estate Owned____ --------- Call Money ---------------- ---------

Due from Banks in this State 34,613 98 Individual Deposits Subject

CDuurerefrnocmy B_a_n_k_s_i_n__o_th__e_r _S_t_a_t_e_s

-_-_-_-__-_-_-_- -_

to Check ---------------Demand Certificates of Deposit

------...1.--
---------

GSiollvder-, --N-i-c-k-e-ls-,--P--en--n-ie-s-_-_-_-_-_- -_-_-_-__-_-_-_--_ STaimviengCs erDtiefpicoastietss o_f__D__e_p_o_s_i_t 3_4_9_,_1_4_7__29_

AAddvvaanncceess oonnotChoetrtConom-m--o-d-i-ti-e-s

-_ -_ -_ _- _- _-_-_- -_

Trust Funds on Deposit____ Cashier's Checks -----------

________ _ ---------

Checks for Clearing House__ --------- Certified Checks ------------ ---------

Other Checks and Cash Items --------- Bills Payable -------------- ---------

Customers,' Liability on Letters

Notes and Bills Rediscounted 12,500 00

Ovoef.rCdrraefdtist a(nifd aAncyc)e_p_t_a_n_c_e_s__

_- -_ _- _- _- _-_-_- -_

Certificates of Deposit for Borrowed Money ---------

---------

Other Assets --------------

44 95 Liability on Letters of Credit

ReasnedrveAcfocrepIntatenrceesst a-n--d-T--a-x-e-s -_-__-_-_-_-_-_--_

Other Liabilities ---------- 1,409 11

Total --------------------$688,064 80 Total -------------------$688,064 80 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 25,1}00 00 Demand Loans ------------ 6,650 00 Loans Secured by Real Estate 640,767 63 United States Bonds_______ _ 7,000 00 Other Stocks and Bonds ___ _ 500 00 FBuarnnkiitnugr e Haonuds eF i-x-t u- -r -e-s-_-_-__-_- -_

Capital Stock Paid In________$100,000 00
Amt. Reserved for Branches --------Surplus Fund ----~--------- 32,500 00 Undivided Profits Earned and
Unearned ---------------- 163,280 77 Dividends Unpaid ---------- _________ Due to Banks In this State__ ________ _

Other Real Estate Owned___ _

Due to Banks in other States _______,__

Due fram Banks in this State 12,831 77 Call Money ---------------- ---------

Due from Banks in other States

Individual Deposits Subject

Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s_-_-_-_--_

Detmo anCdheCcek,rt-if-ic-a-t-e-s-o-f--D-e-p-o-s-i-t -__-_-_-_-_-_-__-_Time Certificates of Deposit 383,030 97

Advances on Cotton -------Advances on other Commodities Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances_ Overdrafts (if any)--------

Savings Deposits ---------Trust Funds on Deposit____ Cashier's Checks ----------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

--------1,437 66
----------------_1_2~5oo-oii

Other Assets --------------

Borrowed Money --------- --------Liability on Letters of Credit

and Acceptances --------- --------Reserve for Interest and Taxes ---------

Other Liabilities ---------- ---------

Total --------------------$692,749 40 Total --------------------$692,749 40

568

BANKING DEPARTMENT

E:XAMilii'EB'S BEPOB'l'.
BANK OF VALDOSTA, VALDOSTA.
At Close of Business October 2, 1920.
President-E. P. Rose. Vice-Presidents-A. L. Davis, J. R. Dasher. Cashier-W. F. Staten.
Directors-E. P. Rose, A. L. Davis, J. R. Dasher, Chas. I. Howen, P. C. Pendleton, A. J. Strickland, W. L. Fender, R. C. Stapler, J. C. Wilson, E. K. Wilcox, T. B. Converse, L. L. Robinson, D. G. ' Malloy, S. J. Fakcloth, A. M. Watson.

RESOURCES

LIABILITIES

Time Loans ----------------$685,592 51 Demand Loans ____________ 45,237 29

Loans Secured by Real Estate ---------

United States Bonds________

300 00

Other Stocks and Bonds ____ 10,000 00 Banking House ____________ 40,000 00

Furniture and Fixtures______ 10,000 00

Other Real Estate Owned__ 3,856 38

Due from Banks in this State 40,705 52

Due from Banks In other

States ------------------Currency ------------------
SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton ________

10,271 43
17,013 00 507 50 706 95
---------

Advances on other Commodities --------Checks for Clearing House__ 6,507 64 Other Checks and Cash Items 4,891 76

Customers' Liability on Letters

of Credit and Overdrafts (if

Acceptances_ any) _______ _

--------47 84

Other Assets -------------- 1,100 00

Capital Stock Paid In________$200,000 00

Amt. Reserved for Branches Surplus Fund --------------

-4-0~000-00

Undivided Profits ---------- 14,967 14

Dividends Unpaid ---------- --------Due to Banks in this State__ --------Due to Banks in other States ---------

Call Money ---------------- --------Individual Deposits Subject

to Check ---------------- 271,754 35 Demand Certificates of Deposit --------Time Certificates of Deposit 2'15,309 05

Savings Deposits ---------- 108,115 56

Trust Funds on Deposit____

15 00

Cashier's Checks -----------

732 55

Certified Checks ------------

844 17

Bills Payable ______________ 25,000 00

Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances _________

----------->--------------

Reserve for Interest and Taxes ---------

Other Liabilities ---------- ---------

Total ---~----------------$876,737 82 Total --------------------$876,737 82 BANK'S STATEMENT at Close of Business Decembe,r 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------~---$685,304 83

Demand Loans ____________ 49,255 00

Loans Secured by Real Estate ---------

United States Bonds________

300 00

Other Stocks and Bonds____ 10,000 00

Banking House ------------ 40,000 00 Furniture and Fixtures______ 10,000 00

Other Real Estate Owned____ 3,856 38

Due from Banks in this State 62,042 74

Due from Banks in other

States ------------------- 44,831 81

Currency ------------------ 20,129 00

Gold ----------------------

500 00

Silver, Nickels, Pennies_____ 2,01i8 71

Advances on Cotton ________ ---------

Advances on other Commodities _________

Checks for Clearing House__ 4,565 03

Other Checks and Cash Items 6,550 94

Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any)-------- ---------

Other Assets -------------- ---------

Capital Stocl' Paid In ________$200,000 00 Amt. Reserved for Branches --------Surplus Fund -------------- 40,000 00 Undivided Profits __________ 25,914 52
Dividends Unpaid ---------- --------Due to Banks in this State__ --------Due to Banks in other States ________ _
Call Money ---------------- --------Individual Deposits Subject
to Check ---------------- 271,530 33 Demand Certificates of Deposit _____ --Time Certificates of Deposit 237,318 52 Savings Deposits __________ 109,365 36 Trust Funds on Deposit____ ---------' Cashier's Checks ---------- 2,053 59 Certified Checks ------------ 3,212 12 Bills Payable -------------- 50,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money _________ --------Liability on Letters of Credit
and Acceptances _________ ________ _ Reserve for Interest and Taxes ________ _
Other Liabilities ---------- ---------

Total --------------------$939,394 44

FIRST ANNUAL REPORT

569

EXAMINER'S REPORT.

CITIZENS BANK, VALDOSTA.

At Close of Business November 3, 1920.

President-J. F. Lewis. Vke-Presidents-T. B. Converse, G. w. Varn.

Directors-T.

S.

McKey,

A.

Cashier-H. B. Smith,

D. J.

s.S

tevens. Plowden,

L.

L.

Dougherty,

A.

\V.

Varidoe, W. A. Goodwin, W. L. Varn, A. P. Rose, Jno. F. Lewis, Miss

Caro Lewis, Miss Pearl Lewis, Miss Ruth Converse.

RESOURCES

LIABILITIES

Time Loans --------------$1,250,219 04 Capital Stock Paid in ______$150,000 00

Demand Loans ----------- 697,279 00 Amt. Reserved for Branches ---------

Loans Secured by Real Es

Surplus Fund ______________ 50,000 00

tate -------------------- ---------- Undivided Profits ---------- 281,098 10 United States Bonds______ 41,118 79 Dividends Unpaid __________ ---------

Other Stocks and Bonds__

8,200 00 Due to Banks in this State __ 115,668 41

Banking House __________

4,000 00 Due to Banks in other States 50,614 23

Furniture and Fixtures____ ---------- Call Money ---------------- ---------

Due from Approved Re-

Individual Deposits Subject

serve Agents ---------- 211,510 08 to Check ---------------- 508,872 58

Due from Banks in other

Demand Certificates of Deposit 22,265 20

States ----------------- ---------- Time Certificates of Deposit 462,771 36

Currency ---------------- 25,422 00 Savings Deposits ---------- 425,706 55

Gold ---------------------

2,650 00 Trust Funds on Deposit____ ---------

Silver, Nickels, Pennies____

1,021 82 Cashier's Checks ___________ 1,689 71

Advances on Cotton______ 30,267 11 Certified Checks ------------

226 26

Advances on other Com-

Bills Payable -------------- 49,000 00

modities --------------- ---------- Notes and Bills Rediscounted 193,529 01

Checks for Clearing House

2,377 90 Certificates of Deposit for

Other Checks and Cash Items ------------------
Customers' Liability on Letters of Credit and Ac-

Borrowed Money --------- --------466 44 Liability on Letters of Oredit
and Acceptances --------- --------Reserve for Interest and Taxes ________ _

ceptances -------------- ---------- Other Liabilities -----------Overdrafts (if any)-------- 23,522 66

166 85

Other Assets ------------ 33,524 02

Total ------------------$2,311,608 86 Total ------------------$2,311,608 86

BANK'S STATEMENT at' Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans --------------$1,787,523 38 Demand Loans ___________ 71,072 91 Loans Secured by Real Es

Untiatteed --S-t-a-t-e-s--B--o-n-d-s---a-n-dother Stocks and Bonds_
Banking House and Furniture and Fixtures ------
Due from Banks in this

---------49,818 88 4,000 00

State -----------------Due from Banks in other
States -----------------Currency ----------------Gold --------------------Silver, Nickels, Pennies ___ _ Advances on Cotton _____ _ Advances on other Commod-

109,969 48
129,729 35 19,374 00 2,675 00 870 18 18,183 88

Chiteicekss -f-o--r --C-l-e-a-r-in-g---H-o-u--s-e Other Checks and Cash
Items -----------------Customers' Liability on Let-
ters of Credit and Ac-

_- _- _-_-_-_-_-_-_- -_ 3,727 08

Ovceerpdtaranfctess (i-f -a-n-y--)--_-_-__-_-_--_

---------2,405 29

Other Assets ------------- ----------

Capital Stock Paid in -----$ Amt. Reserved for Branches Surplus Fund -----------Undivided Profits -------Dividen'ds Unpaid _______ _ Due to Banks In this State Due to Banks in other
States ----------------Call Money --------------Individual Deposits Subje-ct
to Check --------------Demand Certificates of De-
posit ------------------Time Certificates of Deposit Savings Deposits _________ _ Cashier's Checks _________ _ Certified Checks _________ _ Bills Payable _____________ _ Notes and Bills Redis-
counted ---------------Certificates of Deposit for
Borrowed Money _______ _ Liability on Letters of Credit
and Acceptances _______ _ Reserve for Interest and
Taxes ------------------

150,000 00
50,000 00 286,851 30
59,062 2~
11,506 34
478,103 21
493,407 40 425,959 95
4,333 04 226 26
63,000 00
176,899 6~

Total ------------------$2,199,349 43 Total ------------------$2,199,349 43

~-~---------~--------.,.....-""''!l!l!l~-
1

570

BANKING DEPART.MENT

EX:AMmER'S REPORT.

THE EXCHANGE BANK, VALDOSTA.

At Close of Business October 4, 1920.

President-A. C. .Mizell. Vice-President-W. H. Simms. Cashier-W. 0. Roberts.

Directors-G. B. .Martin, J. W. Garbutt, M. M. Blanton, E. P. Quillian, G. A.

Whitaker.

Date of Charter-July 30, 1912.

Began Business-September ;, l~J 2.

RESOURCES

LIABILITIES

Time Loans ________________$287,676 16

Demand Loans ------------ 8,728 22 Loans Secured by Real Estate --------United States Bonds ________ 8,776 48 Other Stocks and Bonds ____ 1,300 00

Banking House -----------Furniture and Fixtures Other Real Estate Owned Due from Banks in this State Due from Banks in other CuSrtraetnecsy --_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_
GSiolvlder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

--------8,987 68 482 82 8,642 34
7,143 60 9,741 00
35 00 565 06

A<;lvances on Cotton -------- ---------

Advances on otheTCommodities ---------

Checks for Clearing House __ 4,551 04

Other Checks and Cash Items

579 53

Customers' Liability on Letters

of Credit and Acceptances 10,000 00

Overdrafts (if any)-------- --------Other Assets -------------- 7,039 34

Capital Stock Paid in ______$100,000 00

Amt. Reserved for Branches ---~----~

Surplus Fund -------------- 14,800 00

Undivided Profits ---------- 6,484 40

Dividends Unpaid ----------

3 (}O

Due to Batiks in this State__ --------Due to Banks in other States ______ ., __

Call Money ---------------- --------Individual Deposits Subject
to Check ---------------- 95,654 94 Demand Certificates of Deposit --------Time Certificates of Deposit 43,623 30

Savings Deposits ---------Trust Funds on Deposit____
Cashier's Checks -------.---Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Ge,rtificates of Deposit for

46,729 45 ---------
555 18 62 77
39,500 00
6,835 23

Borrowed Money --------- --------Liability on Letters of Credit
and Acceptances ________ 10,000 00 Reserve for Interest and Taxes ________ _

Other Liabilities ---------- ---------

Total --------------------$364,248 27 Total --------------------$364,248 27

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $212,751 89 Capital Stock Paid In _______ $100,000 00

Demand Loans ____________ 41,772 24 Amt. Reserved for Branches ---------

Loans Secured by Real Estate 33,786 00 Surplus Fund ------------- 14,800 00

United States Bonds________ J 0,444 08 Undivided Profits ---------- 8,866 49

Other Stocks and Bonds____ J ,300 00 Dividends Unpaid ----------

3 00

Banking House ____________ --------- Due to Banks in this State__ _________

Furniture and Fixtures____ 8,987 68 Due to Banks in other States ------- __

Other Real Estate Owned____

482 82 Call Money ---------------- ---------

Due from Banks in this State 16,756 43 Individual Deposits Subject

Due from Banks in other

to Check ________________ 83,038 14

States ------------------- 5,595 27 Demand Certificates of Deposit ---------

Currency ------------------ J 1,262 10 Time Certificates of Deposit 38,281 9f> Gold ---------------- _______ --------- Savings Deposits __________ 44,513 62

Silver, Nickels, Pennies_____ 1,057 25 Trust Funds on Deposit____ ---------

Advances on Cotton -------- --------Advances on othe,r Commodities --------Checks for Clearing House__ 2,156 08

Cashier's Checks ---------Certified Checks ___________ _ Bills Payable _____________ _

739 24
35 00 13,000 00

Other Checks and Cash Items

647 60 Notes and Bills Rediscounted 51,534 66

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances 10,000 00 Borrowed Money --------- ---------

Overdrafts (if any)________ --------- Liability on Letters of Credit

Other Assets:

and Acceptances _________ 10,000 00

Transit Item -------------- 4,362 66 Reserve for Interest and Taxes ________ _

Stock in Feder.al Reserve

Other Liabilities __________ ---------

Bank -------------------- 3,450 00

Total --------------------$364,812 10 Total --------------------$364,812 10

FIRST ANNUAL REPORT

571

EXAMINER'S BEPOBT.

MERCHANTS BANK, VALDOSTA.

At Close of Bus,iness October 6, '1920.

President-H. Y. Tillman. Vice-Presidents-A. F. Winn, Jr., E. P. S. Denmark.

Cashier-T. I. Denmark.

Directors-H. Y. Tillman, A. F. Winn, Jr., Mills B. Lane, E. W. Lane, E. P. S.

Denmark, J. T. Mathis, L. W. Shaw, C. Strickland, Howrurd Harris, T. M.

Vinson, C. L. Jones, W. T. Lane, B. H. Jones, H. F. Tillrman.

Date of Charter-December 26, 1888.

Began Business-December 26, 1888.

RESOURCES

LIABILITIES

Time Loans --------------$1,305,219 93 Capital Stock Paid In _____ $ 100,000 00

Demand Loans __________ 154,412 03 Amt. Reserved for Branches ----------

Loans Secured by Real Es-

Surplus Fund ____________ 100,000 00

Untiatteed --S-t-a-te-s---B-o-n-d--s -__-_-_-_--_

53,725 00 Undivided Profits --------- 111,974 55 24,868 30 Dividends Unpaid _________ ----------

Other Stocks and Bonds __ Banking House --------~Furniture and Fixtures ___ _

Due to Banks in this State 158,411 10

29,811 8ii 22,188 80

DuSetatetos

_B_a_n_k__s___in____o_t_h_e_r

75,000 00

Other Real Estate Owned __ Due from Banks in this

10,377 71

Individual Deposits Subject to Check _______________

512,213 83

State ------------------Due from Banks in other

172,272 51 Depmoasnitd C__e_r_ti_f_i_c_a_te_s__o_f__D__e_-

25,584 83

States ----------------Currency ---------------Gold --------------------Silver, Nickels, Pennies __ _ Admvaondcietises on____o_t_h_e_r___C_o_m__-

49,568 05 38,965 00
2,152 50 3,552 72
_________ _

Time Certificates of Deposit Savings Deposits _______ _ Trust Funds on Deposit ___ Cashier's Checks _______ _ Certified Checks _________ _ Notes and Bills Redis-

322,251 90 477,376 08
---------5,068 93 115 00

Checks for Clearing House 10,484 79 counted ---------------- ----------

Other Checks and Cash
Items -----------------Customers' Liability on Let-
ters of Credit and Accept-

182 10 CeBrtoirfricoawteesd MofonDeyep_o_s_i_t __f_o_r _________ _ Liability on Letters of Credit and Acceptances__ _________ _

Oavnecrdesra-ft-s--(-i-f -a-n-y-)--_-_-_-_-__-_--_ Other Assets ___________ _

---9-, -7-97---60-

Reserve for Interest and Taxes ------------------

3,600 00

4,017 33 Other Liabilities ________ ------------

Total ------------------Sl,891,596 22 Total __________________ $1,891,596 22

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $1 ,253,673 33 Capital Stock Paid In ______ $ 100,000 00

Demand Loans __________ 67,844 03 Amt. Reserved for Branches ----------

Loans Secured by Real Es-

Surplus Fund ------------ 100,000 00

tate -------------------- _________ _ Undivided Profits -------- 119,222 33

United States Bonds _____ _ 24,868 30 Dividends Unpaid ____ .,____ ----------

Other Stocks and Bonds __

Due to Banks in this State 54,861 74

Banking House _________ _ 31,309 32 Due to Banks in other

Furniture and Fixtures ___ _ 24,180 32 States ----------------- ----------

Other Real Estate Owned __ 10,377 71 Individual Deposits Subject

Due from Banks in this

to Check --------------- 400,576 93

State ------------------ 159,7!)4 24 Demand Certificates of De-

Due from Banks in other

posit ------------------ 50,354 83

States ----------------Currency ----------------

44,213 87 Time Certificates of Deposit 325,363 98 20,205 00 Ravings Deposits _______ _ 503,439 02

Gold --------------------Silver, Nickels. Pennies __ _

2,022 50 Trust Funds on Deposit ___ ----------

2,270 28 Cashier's Checks ________ _

2,402 30

Advances on Cotton ______ _ Advances on other Com-

2,993

55

Certified Checks _________ _ Bills Payable _____________

_ _ _ _ _2_0_9 _ _60_

modities ______________ _ OtIhteerms C_h_e_c_k_s___a_n_d____C_a_s_h_

---------8,231 40

Noctoeus nteadnd___B__i_ll_s___R__e_d_i_s_Certificates of Deposit for

_________ _

Checks for Clearing Honse _________ _ Borrowed Money ________ ----------

Customers' Liability on Let-

Liability on Letters of

ters of Credit and Accept-

Credit and Acceptances__ _________ _

ances ------------------- _________ _ Reserve for Taxes_______ _

4,4 00 00

Overdrafts (if any) _______ _

8,886 ss Other Liabilities ________ ------------

Total ------------------$1,660,830 73 Total __________________ $1,660,830 73

572

BANKING DEPARTMEN'f

E:XAMINEB'S li:.El'OBT.

THE BANK OF VIDALIA, VIDALIA.

At Close of Business October 12, 1920.

President-J. F. Darby. Vice-President-E. 'f. McBride. Cashier-W. A. Dickinson.

Directors-J. F. Darby, C. W. Hamilton, E. 'f. McBride, F. L. Huie, L. B. Godbee.

Date of Charter-January 31, 1906.

Began Business-January 31, 1906.

RESOURCES

LIABILITIES

Time Loans ---------------$139,579 71 Capital Stock Paid In ________ $ 15,000 00

Demand Loans ------------ 46,774 48 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund --------------

United States Bonds --------

150 00 Undivided Profits _________ _

Other Stocks and Bonds____ 2,896 00 Dividends Unpaid _________ _

Banking House ____________ 2,200 00 Due to Banks in this Stat<e __

Furniture and Fixtures____ 4,550 00 Due to Banks in other States

Other Real Estate Owned____ 6,414 66 Call Money ---------------- 50,000 00

Due from Banks in this State 5,448 87 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 32,307 50

States -----------------Currency ------------------
Cash ---------------------Gold ----------------------Silver, Nickels, Pennies_____

1,594 18 ---------
5,928 61 -----------------

Demand Certificates of Deposit Time Certificates of Deposit Ravings Deposits _________ _ Trust Funds on Deposit_ __ _ Cashier's Checks _________ _

-8-4,5ii9-5s
14,137 80
640 60

Advances on othea:-Commodities Checks for Clearing House__

-----------------

CBei lrltsi f iPe da yCa bh el ec k_s _-_-_ -_ _- _- _- _-_-_-_-_- -_

20,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ ________ _ Borrowed Money _______ _ 8,500 00

Overdrafts (if any) _______ _

6 77 L.iability on Letters of Oredit

Other Assets:

tmd Acceptances ---------

Sundry Banks -------------- 5,423 90 Reserve for Interest and Taxes

Witham Fire Insurance Fund

120 00 Other Liabilities:

Depositors' Guarantee Fund_ 3,459 85 Cash Long ----------------

Profit and Loss ______ ~-----

619 19

70 74

Total --------------------$225,166 22 Total --------------------$225,166 22

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$117,501 96

Demand Loans ____________ 12,824 84

Loans Secured by Real Estate 1 4,8~6 95

United States Bonds________

150 00

Other Stocks and Bonds____ 2,800 00

Ranking House ____________ 2,200 00

Furniture and Fixturefl____ 4,5n0 00

Other Real Estate Owned____ 6,414 66

Due from Banks in this State 11,369 41

Due from Banks in other

States ------------------- 1,132 09

Currency ------------------ 2,615 00

Gold -----------------------

25n 00

Rilver, Nickels. Pennies_____ 1.705 06

AdvaneeS on Cotton________ 9,532 00

Advances on othmCommodities _________

Checks for Clearing House__ 1,626 ~7

Other Checks and Cash Items

183 62

Customers' I ..iahility on Letters

of Credit and Acceptances_ _________

Ov6rdrafts (if any)________ ---------

Other Assets:

Profit and Loss_______________ 2,111 86

Capital Stock Paid In ________ $ 15,000 00 Amt. Reserved for Branches

Surplus Fund --------------

Undivided Profits ---------Dividends Unpaid _________ _

Due to Banks in this State__

Due to Banks in other States 47,000 00

Call Money ----------------

Individual Deposits Subject

to Check --------- ______ _ 23,307 77

DAmand Certificates of Deposit Time Certificates of Deposit

-6{319-63

Ravings Deposits _________ _ 17,346 51

Trust Funds on Deposit_ __ _

Cashier's Checks _________ _ Certified Checks ___________ _

134 91

Bills Payable -------------- 20,000 00

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Ca:edit

and Acceptances --------Reserve for Interest and Taxes Other Liabilities _________ _

Total --------------------$192,108 82 Total --------------------$192,108 82

FIRST ANNUAL REPORT

573

EXAMINER'S BEPOBT.

CITIZENS BANK, VIDALIA.

At Close of Business. August 10, 1920.

President-W. T. McArthur. Vice-President-L. M. McLemore.

Cashie.r-J. B. Brewton.
Directors-W. T. McArthur, L. M. McLemore, J. B. Brewton, W. T. French, C.

B. McLeod, W. T. McArthur, Jr.

Date of Charter-April 19, 1901.

Began Bus'iness-April 19, 1901.

RESOURCES

LIABILITIES

Time Loans ---------------$316,193 30 Demand Loans ____________ 1,700 50

Loans Secured by Real Estate ________ _

United States Bonds________ 6,(f00 00

Other Stocks and Bonds____

100 00

Banking House ____________ 10,000 00

Furniture and Fixture,;____ 3,489 03

Other Real Estate Owned____ fl,84S 7f>

Due from Banks in this State 19,689 58

Due from Banks jn other'

States ------------------- 5,163 19 Currency __________________ 10,547 00

GSoillvder-,--N-i-c-k-e-l-s,--P--en--n-ie-s-_-_-_-_-_- --3-,-6-3-4--4-0
Advances on Cotton________ --------Advances on otheorCommodities ________ _ Checks for Clearing- House__ 5, 781 83 Other Checks and Cash Items 1,252 49 Customers' Liability on Letters
of Credit and Acceptances_ ________ _ Overdrafts (if any)________ 9,743 09 Other Assets ______________ 8,U15 75

Capital Stock Paid In-------~ 49,300 00 Amt. Reserved for Branches --------Surplus Fund -------------- 10,000 00 Undivided Profits __________ 6,709 45 Dividends Unpaid __________ ________ _ Due to Banks in this State__ ________ _ Due to Banks in other States ________ _ Call Money ________________ ________ _
n Individual Deposits Subject to Check _________ ------- 121,159 Demand Certificates of Deposit --------Time Certificates of Deposit 127,014 23 Ravings Deposits ---------- --------Trust Funds on Deposit____ ________ _ Cashier's Checks __________ 2,800 45 Certified Checks ____________ _________
Bills Payable -------------- 90,175 00 Notes and Bills Rediscounted ________ _ Certificates of Deposit for
Borrowed Money _________ ________ _
Liability on Letters of Credit and Acceptances __,______ ________ _
Reserve for Interest and Taxes ________ _ Other Liabilities __________ _ _______ _

Total --------------------$407,158 91 Total --------------------$407,158 91

BANK'S STATEMENT at Close of Business December 15, 1920

RESOURCES

LIABILITIES

Time Loans ---------------$260,374 48 Capital Stock Paid In _______ $ 49,300 00

Demand Loans ____________ Loans Secured by Real Estate

fl,206 10 Amt. Reserved for Branches 31.243 80 Surplus Fund _____________ _

ro.ooo oo

United States Bonds________ 6,000 00 Fndivided Profits _________ _ 1,482 35

Other Stocks and Bonds____

100 00 Dividends Unpaid _________ _

Banking House ____________ 10,000 00 Due to Banks in this State __

Furniture and Fixtures____ 4,102 33 Due to Banks in other States

Other Real Estate Owned____ 13,008 75 Call Money ---------------Due from Banks in this State 5,441 03 Individual Deposits Subject

Due from Banks in other

to Check ------- _______ _ 64,860 01

CuSrtraetnecsy -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Gold _____________________ !_

54,,12'5888 0003 _ _______ _

DPmand Certificates of Deposit Time Certificates of Deposit 124,148 37 SavingR Deposits _________ _

Silver, Nickels. Pennies_____ 1,39fl 43 Trust Funds on Deposit_ __ _

Advances on Cotton________

799 62 Cashier's Checks _________ _ 1,118 17

Advances on other Commodities ________ _ Certified Checks ___________ _

Checks for Clearing- House__

227 12 Bills Payable _____________ _ 110,036 67

Other Checks and Cash Items

415 40 Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposit for

of Credit and Acceptances_ _ _______ _ Borrowed Money ________ _

Overdrafts (if any)________ 3,478 70 Liability on Letters of Credit

Other Assets:

and Acceptances ________ _

Profit and Loss____________ 9,706 78 Reserv<> for Tnterest and Taxes Other Liahiliti's _________ _

Total --------------------$360,94!1 57 Total --------------------$360,945 57

574

BANKING DEPARTMENT

EXAMINER'S B.EPOB.T.

THE FARMERS BANK, VIDETTE.

At Close of Business October 2, 1920.

President-L. 0. Benton. Vice-Presidents-C. I. Belt, W. C. McArver.

Ca.shier-.Jno. R. Godbee.

Directors>---<L. 0. Benton, C. I. Belt, W. C. McArver, S. A. Thompson, J. E. Row-

land, W. J. Moxley, Jno. B. Clark.

Date of Charter-November 17, 1910.

Began Business-January 7, 1911.

RESOURCES

LIABILITIES

Time Loans _______________ $ Demand Loans ___________ _

71,382 560

92 00

Loans Secured by Real Estate

United States Bonds ---~-- 2,448 47 Other Stocks and Bonds ___ _

Banking House ___________ _

Furpiture and Fixtures _____ _

Other Real Estate Owned ___ _

Due from Banks in this State 7,711 58

Due from Banks in other

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-.--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton _______ _

174 60 1,1J'73 00
85 00 1,081 42 5,193 99

Advances on other Commodi-

ties --------------------Checks for Clearing House __ Other Checks and Cash Items Customers'' Liability on Letters
of Credit and Acceptances_ Overdrafts (if any) _______ _

4,108 71

Other Assets --------------

Capital Stock Paid In ________ $ 15,000 00 Amt. Reserved for Branches Surplus Fund -------------- 3,500 00 Undivided Profits ---------- 6,27 4 67 Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States
Call Money ---------------Individual Deposits Subject
to Check ---------------- 24,133 66 Demand Certificates of Deposit Time Certificates of Deposit 33,863 72 Savings Deposits _________ _ Trust Funds on Deposit_ __ _ Cashier's Checks _________ _ 2,547 64, Certified Checks -----------Bills Payable -------------- 12,000 00 Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _
Liability on Letters of CO"edit and Acceptances ---------
Reserve for Interest and Taxes Other Liabilities _________ _

Total --------------------$ 97,319 69~ Total --------------------$ 97,319 69 BANK'S STATEMENT at Close of Business DecP.mber 15, 1920.

RESOURCES

LIABILITIES

Time Loans ______________ $ 38,414 36 Demand Loans ___________ _ 9,R86 05

Loans Secured by Real Estate 5,754 53 United States Bonds _______ _

Other Stocks and Bonds ___ _ Banking House ___________ _ Furniture and Fixtures ___ _ Otber Real Estate Owned ___ _

2,300 00 1,200 00

Due from Banks in this State 3,747 32

Due from Banks in other

CuSrrtaentecsy -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ SGiolvlder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton _______ _

268 56 519 00
85 00 1,446 00 10,134 01

Advances on other Commodities

Checks for Clearing House __

Other Checks and Cash Items

Customers' Liability on Letters

of Credit and Acceptances_ Overdrafts (if any) _______ _ Other Assets _____________ _

Capital Stock Paid in ______ $ 15,000 00

Amt. Reserved for Branches Surplus Fund --------------

--3~5oo-oo

Undivided Profits ---------- 4,726 98

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 17,466 27 Demand Certificates of Deposit

Time Certificates of Deposit 27,928 38 Savings Deposits _________ _

Trust Funds on Deposit_ __ _ Cashier's Checks _________ _ Certified Checks ___________ _

133 20

Bills Payable _____________ _ 5,000 00

Notes and Bills Rediscounte<l

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit

and Acceptances --------Reserve for Interest and Taxes Other Liabilities _________ _

Total --------------------$ 73,754 83~ Total --------------------$ 73,754 83

FIRST ANNUAL REPORT

575

EXAMINER'S BEPOBT.

AMERICAN BANKING CORPORATION, VIENNA.

At Close of Business September 25, 1920.

l'resident-T. H. Gregory. CaShler-J. N. Hargrove.

Directors-T. H. Gregory, J. N. Hargrove, J. A. Peavy, F. El. Williams, C. N. Stovall.

Date of Charter-February 17, 1917.

Began Business-February 23, 1917.

RESOURCES

LIABILITIES

Time Loans _______________ $212,028 51

Demand Loans ------------ 13,249 97 Loans Secured by Real Estate 20,000 00 United States Bonds ________ 28,795 45

Other Stocks and Bonds____ --------Banking House ------------ 6,500 00 Furniture and Fixtures ____ 2,415 00

Other Real Estate Owned____ --------Due from Banks in this State 24,731 42 Due from Banks in other

States ------------------ 2,410 43

Currency ------------------ 2,808 00

SGiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

670 00 2,002 44

Advances on Cotton _______ _ 12,846 05

Advances on other Commodities Checks for Clearing House __

--{25i-o9

Other Checks and Cash Items 20,212 09 Customers.' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any) _______ _

145 14

Other Assets -------------- _______,__

Capital Stock Paid In______$ 75,000 00

Amt. Reserved for Branches

USunrdpivluidseFd uPnrdof-i-ts---_-_-_-_-_-_-_-__--_ 29,235 00

Dividends Unpaid _________ _

8 00

Due to Banks in this State __

Due to Banks in other States -------'(--
Call Money ---------------Individual Deposits Subject

to Check ---------------- 102,545 53 Demand Certificates of Deposit

Time Certificates of Deposit 43,944 78

Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks _________ _

771 49 1,445 45

Certified Checks -----------Bills Payable -------------- 100,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Oredit

and Acceptances --------Reserve for Interest and Taxes Other Liabilities __________ _

115 34

Total ____________________ $353,065 59

Total ----------~---------$353,065 59

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -----------~----$165,771 14 Capital Stock Paid in ------$ 75,000 00

Demand Loans ------------ 7,900 4:1 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds ________

20,966 78 6,665 81

Surplus Fund -------------Undivided Profits ----------

25,668 57

Other Stocks and Bonds ____ 9,988 96 Dividends Unpaid ----------

8 00

Banking House ------------ 6,500 00 Due to Banks in this State __

Furniture and Fixtures ____ 2,415 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State 14,171 13 Individual Deposits Subject

DuSetatfersom___B_a_n_k_s___i_n___o_t_h_e_r

to Check ---------------- 74,331 66 2,343 53 Demand Certificates of Deposit

Currency ------------------ 3,769 00 Time Certificates of Deposit 41,555 35

GSiollvder, --N-i-c-k-e-ls-,--P-e--n-n-ie-s---_-__--_ Advances on Cotton ____,___ _ Advances on other Commodities

777 50 1,961 07
9,4 60 91 ---------

Postal Savings Deposits ___ _ Trust Funds on Deposit_ __ _ Cashier's Checks _________ _ Certified Checks ___________ _

718 09 659 81

Checks for Clearing House __

213 82 Bills Payable -------------- 35,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Letters

Certificates of Deposif for

of Credit and Acceptances_ --------- Borrowed Money ________ _

Overdrafts (if any) --------

166 62 Liability on Letters of Credit

Other Assets -------------- -------<-- and Acceptances ---------

Reserve for Interest and Taxes

Other Liabilities ___________ _

130 22

Total --------------------$253,071 70 Total --------------------$253,071 70

576

BANKING DEPAR'l'MENT

EXAMINEB.'S B.EPOB.T.

BANK OF VIENNA, VIENNA.

At Close of Business September 27, 1920.

President-W. C. Hamilton. Cashie,r-W. T. Gilbert, Jr.

Directors-W. C. Hamilton, E. J. Peary, J. F. Hamilton, W. T. Gilbert, Sr. W. T. Gilbert, ,Jr.

Date of Charter~August 26, 1889.

Began Business-September, 1889.

RESOURCES

LIABILITIES

Time Loans ----------------$232,893 32

Demand Loans ------------ 11,396 82 Loans Secured by Real Estate 25,000 00

United States Bonds ______ 1,180 00

Other Stocks and Bonds ____ 2,938 00

Banking House and Furniture

and Fixtures ------------- 4,000 00 Other Real Estate Owned____ ________ _

Due from Banks in this State 65,226 40

Due from Banks in other

States Currency

- ---------------- -- -- -- ~-------------

GS iol vl de r , - -N-i-c-k-e-l s-,- -P- e- n- -n-i e-s- - -_-__- -_

Advances on Cotton________

85 05 9,604 00
537 50 949 60 ________ _

Advances on othea:-Commodities ________ _

Checks for Clearing House __

321 78

Other Checks and Cash ltemH 14,265 75

Customers' Liability on Letters of Credit and Acceptances_ _________

Overdrafts (if any) -~------ 4,510 99

Other Assets -------------- -------<--

Capital Stock Paid in _______ $ 50,000 00

Amt. Reserved for Branches ---------

Surplus Fund -------------- 50,000 00

Undivided Profits ---------- 17,083 48

Dividends Unpaid ---------- ---------

Due to Banks in this State__ ---------

Due to Banks in other States 11,773 40

Call Money ---------------- ----~--- Individual Deposits Subject

to Checlr ---------------- 144,306 60 Demand Certificates of Deposit ---------

Time Certificates of Deposit 82,063 01

Savings Deposits ---------- ---------

Cashier's Checks ---------- 1,467 93

Certified Checks ------------ ---------

Bills Payable ---------------- 50,000 00 Notes and Bills Rediscounted ________ _

Certificates of Deposit for

Borrowed Money --------- ---!------

Liability on Letters of Credit

and Acceptances ---------- ---------

Reserve for Interest and Taxes ---------

Other Liabilities ----------

74 04

Total --------------------$406,768 46 Total --------------------$406,768 46

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$211,257 42 Capital Stock Paid in ______ $ 50,000 00

Demand Loans ------------ 8,305 24 Amt. Reserved for Branches ---------

Loans Secured by Real Estate ________ _ Surplus Fund -------------- 50,000 00

"United States Bonds ________

933 40 Undivided Profits __________ 17,842 71

Other Stocks and Bonds ____ 2,938 00 Dividends Unpaid __________ ---------

Banking House and Furniture

Due to Banks in this State__ ---------

Otahnedr RFeixatluEressta-te--O--w-n-e-d-_-_-_-_-

4,000 00 ________ _

CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_te__s

-_-_-__- -.._ -_-_-_ -_

Due from Banks in this State 47,433 51 Individual Deposits Subject

Due from Banks in other

to Check ________,________ 125,479 87

States ------------------Currency ------------------
GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton _______ _ Advances on other Commod-
ities -------------------Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Letters

20,194 61 10,730 00
537 50 1,986 40 31,791 92
3,419 15 ---------
993 96

Demand Certificates of Deposit --------Time Certificates of Deposit 53,972 44 Savings Deposits __________ --------Trust Funds on Deposit_ ___________ _ Cashier's Checks __________ _ 3,274 41 Certified Checks ____________ --------Bills PayablE> ______________ 45,000 00 Notes and Bills Rediscounted ________ _
Certificates of Deposit for Borrowed Money _________ ---------

of Credit and Acceptances_ --------- Liability on Letters of Credit

Overdrafts (if any) _______ _

695 26 and Acceptances ________ ---------

Other Assets -------------Cash Short ----------------

74 26 278 80

ROethseerrveLfioarbiIlnitteiersest_a_n_d__T__a_x_e_s -_-_-_-_-_-_-__--_

Total --------------------$345,569 43 Total --------------------$345,569 43

FIRST ANNUAL REPORT

577

E:S:AliiDI"EB'S BEPOBT.

DOOLY SAVINGS BANK, VIENNA.

At Close of Business October 4, 1920.

President-W. C. Hamilton. Cashier-W. T. Gilbert, Jr.

Directors-R. E. Kelly, J. A. PeavY, J. D. Reynolds, W. C. Hamilton.

Date of Charter~September 25, 1905.

Be.gan Business-October 16, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$ DLoemanasndSeLcuoraends b-y--R-e-a-l--E-s-t-a-teUnited States Bonds________ Other Stocks and Bonds___ _
Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned___ _ Due from Banks in this State Due from Banks in other S.tates
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on Cotton________ Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Letters
of Credit and Acceptances_ Overdrafts (if any)-------Other Assets --------------

66,361 64
99 00 7,895 08

Capital Stock Paid in ------$ 15,000 00 Amt. Reserved for Branches ---------
Surplus Fund -------------- --------Undivided Profits --------.---- 35,405 30 Dividends Unpaid ---------- --------Due to Banks in this State__ --------Due to Banks In other States --------Call Money ---------------- --------Individual Deposits Subject
to Check ----------------- --------Demand Certificates of Deposit --------- __ Time Certificates of DeposiL --------Savings Deposits ----------- 23,950 42 Trust Funds on Deposit____ ---------
Cashier's Checks ----------- --------Certified Checks ------------ --------Bills Payable -------------- --------Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money --------- --------Liability on Letters of Credit
and Acceptances -------- --------Reserve for Interest and Taxes --------Other Liabilities ---------- ---------

Total --------------------$ 74,355 72 Total --------------------$ 74,355 72
BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----~-----------$ --------- Capital Stock Paid in _______ $ 25,000 00

Demand Loans -------------

500 00 Amt. Reserved for Branches

Loans Secured by Real Estate 66,230 28 Surplus Fund -------------- 24,965 91

United States Bonds________ --------- Undivided Profits ----------

Other Stocks and Bonds____ Banking House -----------Furniture and Fixtures ----Other Real Estate Owned____ Due from Banks in this State

-----------------
99 00 ________ _
5,681 31

Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States
Call Money ---------------Individual Deposits Subject

Due from Banks In other States ---------
Currency ------------------ --------GSoillvder-,--N-i-c-k-e-l-s,--P--e-n-n-i-e-s--_-_-_-_ -----------------Advances on Cotton________ _________

to Check ---------------Demand Certificates of Deposit Time Ce.rtificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _

22,544 68

Advances on other Commodities ________ _ Cashier's Checks -----------

Checks for Clearing House__ --------- Certified Checks ------------

Other Cnecks and Cash Items --------- Bills Payable --------------

Customers' Liability on Letters

Notes and Bills Rediscounted

of Credit and Acceptances_ --------- Certifica.tes of Deposit for

Overdrafts (If any)-------- --------- Borrowed Money ---------

Other Assets --------------

---------

Liability on Letters of Credit and Acceptances _______ _

Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$ 72,510 59 Total --------------------$ 72,510 59

r

578

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF VILLA RICA, VILLA RICA.

At Close of Business November 2, 1920.

President-W. B. Candler. Vice-President-J. N. Wilson. Cashier-S. 0. Fielder.

Directors-W. B. Candler, J. N. Wilson, rS. 0. Fielde.-, W. B. Candler, Jr., T. G.

Johnson, J. G. W. Lasseter, B. C. Powell.

Date of Charter-May 4, 1899.

Began Business-May, 1899.

RESOURCES

LIABILITIES

Time Dema

nLdoaLnsoa-n-s-

--_-_-_-_--_-_-_-_-,-_-_$__2547,80,44016

84 4 7

Capital Stock Paid Amt. Reserved for

in ______$ Branches

50,000

00

Loans Secured by Real Estate 47,193 61 Surplus Fund -------------- 25,000 00 United States Bonds -------- 25,000 00 Undivided Profits ---------- 63,757 25

Other Stocks and Bonds____ --------- Dividends Unpaid ---------Banking House ------------ 3,183 16 Due to Banks in this State __ Furniture and Fixtures ____ 1,500 00 Due to Banks in other States

Other Real Estate Owned___ --------- Call Money ---------------- ----1---.-Due from Banks in this State 12,940 72 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iollvde r-, - -N-i-c-k-e-l -s ,- -P- e- n- -n-i e- s- - -_-_-_-_

3,130 65 3,634 00 - - - -5-7 0- - -4-6

to Check ---------------- 145,371 90 Demand Certificates of Deposit Time Certificates of Deposit 126,580 93 Savings Deposits ---------Trust Funds on Deposit_ __ _

Advances on Cotton________ --------- Cashier's Checks --------1--- 1,985 00

Advances on other Commodities --------- Certified Checks ------------

Checks for Clearing House __

233 29 Bills Payable -------------- 20,000 00

Other Checks and Cash Items 2,860 88 Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Acceptances_ ---------

Certificates of Deposit for Borrowed Money ________ _

Overdrafts (if any)-------- --------- Liability on Letters of Credit

Other Assets -------------- _______,__ and Acceptances --------

Reserve for Interest and Taxes

Other Liabilities ----------

Total ---------~----------$432,695 08 Total --------------------$432,695 08

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$215,307 20 Capital Stock Paid in ______ $ 50,000 00

Demand Loans ------------Loans Secured by Real Estate

90,000 00 33,853 80

ASumrtp. luRsesFeurnvded __fo__r__B_r_a_n_c_h_e_s_

25,000 00

United States Bonds -------- 25,000 00 Undivided Profits ---------- 63,034 38 Other Stocks and Bonds____ _________ Dividends Unpaid ---------Banking House ------------ 2,500 00 Due to Banks in this State __

Furniture and Fixtures______ 1,500 00 Due to Banks in other States

Other Real Estate Owned___ ________ _ Call Money ---------------Due from Banks in this State 31,492 78 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 150,760 4[i

States --~---------------Currency ------------------

1,954 33 Demand Ce,rtificates of Deposit 3,328 00 Time Certificates of DeposiL 117,861 31

. GSoillvder-,--N-i-c-k-e-l-s,--P--e-n-n-i-e-s--_-_-_-_ Advances on Cotton________

--------797 18
---------

Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks____________

2,047 47

Advances on othocCommodities --------- Certified Checks ------------

Checks for Clearing House __ Other Checks and Cash Items

--2~21"3-76

Bills Payable -------------Notes and Bills Rediscounted

Customers' Liability on [..etters

Certificates of Deposit for

of Credit and Acceptances_ --------- Borrowed Money ---------

Overdrafts (if any)-------- --------- Liability on Letters of CTedit

Other Assets:

and Acceptances --------

Building Account ----------

713 56 RLserve for Interest and Taxes

Stamp Account -------------

43 00 Other Liabilities ----------

Total --------------------$408,703 61 Total --------------------$408,703 61

FIRST ANNUAL REPORT

579

E:X:AMDii'EB.'S B.EPOB.T.

MERCHANTS & PLANTERS BANK, VILLA RICA.

At Close of Business November 4, 1920.

President-J. M. Moore. Vice-President-J. Henry Pope. Cashier-Geo. Harper.

Directors-J. M. Moore, J. Henry Pope, E. F. Hixon, C. S. Hart, J. G. Kilgore,

W. B. Willoughby, A. 0. White.

Date of Charter-April 25, 1907.

Began Business-April 30, 1907.

RESOURCES

LIABILITIES

'rime Loans ----------------$171,376 39 Demand Loans _____________ 35,599 61

Loans Secured by Real Estate 27,224 On United States Bonds ________ 9,000 00

Other Stocks and Bonds____ --------Banking House ____________ 1,611 31

Furniture and Fixtnres ____ 3,103 66

Other Real Estate Owned___ --------Due from Banks In this State 11,416 40

Due from Banks in other

States ------------------- 4,833 67 Currency ------------------ 2,200 00

Gold ----------------------

200 00

Silver, Nickels, Pennies ____ 1,16fi 8R

Advances on Cotton ________ 11,500 00

Advances on other Commodities ---------

Checks for Clearing- House__ Other Checks and Cash Items

503 72 805 7ri

Customers,' Liability on Letters

of Credit and Acceptances_ _________

Overdrafts (if any) -------- 1,778 17

Other Assets -------------- ---------

Capital Stock Paid in ______$ 50,000 00 Amt. Reserved for Branches

Surnlus Fund -------------Undivided Profits ---------- 13,543 57

Dividends Unpaid ---------Due to Banks in this State__

Due to Banks in other States

Call Money ----------------

Individual Deposits Subject

to Check ----------------- 92,905 02

n~emand Certificates of Deposit Time Certificates of Deposit_

-5T916-33

Savings Denosits ---------Trust Funds on Deposit_ __ _

Cashier's Checks ----------

453 64

Certifi,ed Checks -----------Bills Payable -------------- 71,500 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

LiabilitY on Letters of Credit

and Accentances -------ROethseerrveLifaobr iIlnittieeTse_s_t_a_n__d_T__a_x_e_s

Total --------------------$282,318 56 Total ---------~----------$282,318 56

BANK'S STATEM.ENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$193.185 2!>

Demand Loans ------------- 12,232 4f>

LoaT1s Secured by Real Estate 28.139 8c

United States Bonds ________

800 UO

Other Sto~ks and Bonds____ _________

Banking Hom;e ------------ 1,611 31

Furniture and Fixtures ____ 3,103 66

Other Real Estate Own<'d __ --------Due from Banks in this State 4,386 5o

Due from Banks in other
St.ates ----------r-------

629 03

Currency -----------------Gold ---------------------Silver. Nickels. Pennies ____

7,140 55

oonn

962 1 f>

Advances on Cotton ________ 7,100 00

Advances on otheTCommodities _________

Check,; for Clearinz Honse __ Other Checks a.nd Casl1 Items

561 01 203 57

Customers' Liability on Letters

of Credit and Acceptances_ _________

Overdrafts (If any) ________

868 04

Other Assets:

Profit and Loss ------------

889 05

Canital Stock Paid In ______$ 50,000 00

Amt. Reserved for Branches

Surnlus Fund -------------- 12,500 00

Undivided Profits ----------

841 06

Dividends Unpaid ----------

Due to Banks in this State __

Dn<e to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check --------- ------- 76,614 03

n"manrl Certificates of Deposit 'rime Certificates of Deposit

-45.242-41

Savings D<mosits ---------'l'rust Fut1ds on Deposit_ __ _

Cashier's Che,ks -----------

669 45

CPrtified Checks ------------

Bills Payabl<> -------------- 71,000 00

Notes and Bills Rediscounted 5,000 00

CPrtificateR of Deposit for

Borrowed Money --------Llahilitv on Letters of Credit

and Accentances _______ _

ORethseerrv"Lifaobr iTlinttieerse_s_t_a_n__d_T__a_x_e_s

Total --------------------$261,866 95 Total --------------------$261,866 95

580

BANKING DEPARTMENT

EXA'IIIEmEB'S BEPOBT.

THE CITIZENS BANK, WACO.

At Close of Business December 3, 1920.

President-W. W. Heaton. Vice-President-.J. w. Word. Cashier-G. L. Jacobs.

Directors-W. W. Heaton, G. L. Jacobs, J. N. Miller, J. W. Word, J. B. Entr<'kin,

Date of Charter-September 15, 1914.

Began Business-November 10, 1914.

RESOURCES

LIABILITIES

Time Loans ----------------$100,905 93 Demand Loans ------------ 11,621 02 Loans Secured by Real Estate --------United States Bonds ________ 2,208 46
Other Stocks and Bonds____ ---------
Banking House ------------ --------Furniture and Fixtures ____ 2,837 97
Other Real Estate Owned __ --------Due from Banks ----------- 3,096 16 DuSetatferos _m___B__a_n_k_s___I,n____o_t_h_e_r _ _______ _

Currency -----------------GSiollvder, --N-i-c-k-el-R-.--P-e-n--n-ie-s---_-__--_

74 00 91 00 642 56

Advances on Cotton________ ---------

Advances on other Commodities ---------

Checks for Clearin<;" House __

280 6R

Other Checks and Cash Items 4,552 58

Customers' Liability on Letters

OvoefrdCrraefdtsit (aIfndanAy)c_c_e_p_ta_n_c_e_s___

--------810 17

Other Assets -------------- _________

Capital Stock Paid in ------$ 15,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 4,500 00

Undivided Profits ----------

822 81

Dividends Unpaid ----------

Due to Banks in this State __

Due to Banks In other States

Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit

19,956 02 9,555 97
34,619 88

Savings Deposits ---------Trust Funds on Deposit_ __ _

Cashier's Checks ---------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

5,163 96 37,500 00

Borrowed Money --------Liaanbd!litAycocnepLtaentcteerss__o_f__C_r_e_d_i_t

Reserve for Interest and Taxes

OCathsher LLoinagb_il_i_ti_e_s_:___________ _

89

Total ------------~-------$127,120 53 Total ____________________ $127,I20 53

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

TDiemme, a nLdo aLnosa n- s- -_- _-, -_-_-_-_-_-_-_-_-_-_-_$

74.101 5,323

R7 RO

Loans Secured by Real Estate 31,!;44 32

United States Bondf' -------- 1,55"8 46

Other Stocks and Bonds ___ _

Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks In this State DuSetatferos _m___B__a_n_k_s___i_n___o_t_h_e_r

2,837 97 120 17

Currency ------------------GSiollvder, --N-i-c-k-e-ls-.--P-e-n--n-ie-s---_-__--_ Adv~>nces on Cotton _______ _
Advances on other Commodities Checks for Clearin<;" House __ Other Checks and Cash Items CuRtomers' Liability on Letters
of Credit and Acceptances_ Overdrafts (If any) -------Other Assets -------~------

670 00 91 00
686 94
1,809 95
865 11

Capital Stock Paid In ______$ 15,000 00

Amt. Reserved for Branches

Surnlus Fund -------------- 4,500 00

Undivided Profitf' ----------

742 69

Dividends Unpaid ---------Due to Banks In this State __

Due to Banks In other States

Call Money ---------------Individual Deposits Subject

Detmo aCnhdeCcker-ti-f-ic-a-t-e-s-o--f -D-e-p--o-s-it

18.163 7& 5,000 00

Time Certificates of Deposit 38,105 85

Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks ___________ _

597 31

Certified Checks -----------Bills Payable -------------- 37,5"00 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit
and AccePtances_________ _

ORethseerrveLifaobr iIlnittieerse_s_t_a_n__d_T__a_x_e_s

Total --------------------$119,609 59 Total --------------------$119,609 59

r

FIRST ANNUAL REPORT

581

BXAllllilii'BB'S BBPOBT.
BANK OF WADLEY, WADLEY.
At Close of Business Novembe.r 8, 1920.
President-S. C. Evans. Vice-President-Dr. J. D. Peacock. Cashie!'----S. D. Mandeville.
D!.rectors--N. W. Bedingfield, W. D. Evans, S. C. Elvans, S. D. Mandeville, J. D. Peacock.
Date of Charter-January 29, 1902.

RESOURCES

LIABILITIES

Time Loans ----------------$113,391 60

Demand Loans ------------ 4,269 43

Loans Secured by Real Estate 23,718 05 United States Bonds________ ---------

Other Stocks and Bonds____ 1,050 00 Banking House ____________ 6, 705 76

Furniture and Fixtures_____ --------Other Real Estate Owned __ _________

Due from Banks in this State 13,915 77

Due from Banks in other

States ------------------- 2,470 44

Currency ------------------ 6,420 00

Gold -----------------------

135 00

Silver, Nickels, Pennies ____ 2,187 97

Advances on Cotton -------- 20,348 89

Advances on other Commodities ---------

Checks for Clearing House__

130 44

Other Checks and Cash Items -------- Customers' Liability on Letters

of Credit and Acceptances_ ---------

Overdrafts (if any) ________

227 34

Other Assets:

Depositors' Guarantee Fund__ 3,563 27

Capital Stock Paid in ______ $ 25,000 00

Amt. Reserved for Branches Surplus Fund -------------- 10,000 00 Undivided Profits _________ _ 14,683 00

Dividends Unpaid ---------Due to Banks In this State __

12 00

Due to Banks in other States

Call Money ---------------- 10,000 00

Individual Deposits Subject

to Check ---------------- 52,991 70 Demand Certificates of Deposit 313 00 Time Certificates of Deposit 43,787 41

Savings Deposits ---------- 6,242 24 Trust Funds on Deposit_ __ _

Cashier's Checks ------<----

853 93

Certified Checks -----------Bills Payable -------------- 32,500 00

Notes and Bills Rediscounted 4,239 55

'Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit

and Acceptances_________ _

Other Liabilities:

Reserve for Depreciation

1,642 04

Total -----~--------------$202,264 87 Total --------------------$202,264 87

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$137,778 50

Demand Loans ------------ 3,742 35

Loans Secured by Real Estate 5,000 00 United States Bonds________ --------Other Stocks and Bonds ____ 1,050 00

Banking House ------------ 6, 705 76 Furniture and Fixtures______ 3,730 91

Other Real Estate Owned __ --------Due from Banks in this State 7,537 95 Due from Banks in other

States ------------------- 2,087 41 Currency ---------~-------- 4, 736 00

Gold ----------------------

155 00

Silver, Nickels, Pennies ____ 2,362 99

Advances on Cotton ________ 16,861 70

Advanees on other Commodities ---------

Checks for Clearing House __

434 35

Other Checks and Cash Items --------Customers' Liability on Let-
ters of Credit and Accept-

ances -------------------- ---------

Overdrafts (If any)________

69 16

Other Assets:

Depositors' Guarantee Fund__ 3,563 27

Revenue Stamps -----------

47 50

Capital Stock Paid in ______ $ 25,000 00

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------Dividends Unpaid _________ _
Due from Banks in this State Due from Banks in other

10,000 00 11,049 20
12 00

States ------------------Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deoosits ----------Trust Funds on Deposit_ __ _

9,000 00
46,563 08
40,039 44 6,402 40

Cashier's Checks -----------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

4,762 62
22,000 00 19,392 07

Borrowed Money --------Liability on Letters of Credit
and Acceotances__________

Other Liabilities: Reserve for Depreciation __ 1,642 04

Total --------------------$195,862 85 Total --------------------$195,862 85

582

BANKING DEPARTMENT

EXAMINER'S B.EPOB.'l'.

JEFFERSON COUNTY BANK, WADLEY.

At Close of Business August 27, 1920.

President-G. H. Williams. Vice-Presidents-R. B. Porter, J. N. Roberson.

Cashier-W. C. Marion.

Directors-G. H. Williams, R. B. Porter, J. N. Roberson, D. M. Mills, W. C. Marion,

L. M. Pennington, J. A. Barrow.

Date of Charter-October 5. 1907.

Began Business-October 11, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$146,725 06

Demand Loans ------------- --------Loans Secured by Real Estate _________ United States Bonds________ _________

Other Stocks and Bonds____ _________

Banking House ------------ 3,650 00

Furniture and Fixtures ____ 3,284 78 Other Real Estate Owned __ _________

Due from Banks in this State 3,466 02 Due from Banks in other

States -------------------

198 57

Currency ------------------

800 00

Gold ----------------------

20 00

Silver, Nickels. Pennies ____ 1,297 4F

Advances on Cotton________ _________

Advances on othell'Commodities _________

Checks for Clearing House__ ---------

Other Checks and Cash Items

824 00

Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- --------Overdrafts (if any) -------- 1,231 39 Other Assets:

Losses in Operations

338 25

Capital Stock Paid in ______ $ Amt. Reserved for Branches Matthews -----------------Surplus Fund _____________ _ Undivided Profits _________ _ Dividends Unpaid _________ _ Due to Banks in this State __ Due to Banks in other States
Call Money ---------------Individual Deposits Subject
to Check ________________ _ Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's @!becks ----------
Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Oe:rtificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances _________ _
ORethseerrveLifaobr iIlnittieerse_s_t_a_n__d_T__a_x_e_s

30,000 00 Hi,OOO 00
2,000 00
7,749 90
29,045 26 42,861 28
438 13 60,000 00
4,740 95

Total --------------------$161,835 5? Total --------------------$161,835 52 BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$110,471 48 Demand Loans ------------- --------Loans Secured by Real Estate 11,44R 61 United States Bonds ________ 12,000 00 Other Stocks and Bonds____ _________ Banking House ____________ 3,650 00

Capital Stock Paid in ______ $ 30,000 00 Amt. Reserved for Branches: Less Amt. for Matthews
Branch ------------------ 15,000 00, Surplus Fund -------------- 2,000 00 Fndivided Profits _________ _

Furniture and Fixtures ____ 3,284 78 Dividends Unpaid _________ _

Other Real Estate Own<>d __ ________ _ Due to Banks in this State __

Due from Banks in this State 3,699 25 Due to Banks in other States Due from Banks iii other States ________ _ Call Money ---------------- 8,746 21

Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-_-__-

4,0!l2 00 Individual Deposits Subject

20 1,128

0604

to Check ---------~------ _ Demand Certificates of Deposit

33,554 52

Advances on Cotton ________ 3,054 37

Advances on other Commodities ________ _

Checks for Clearin,- House __

~00 00

Other Checks and Cash Items 4,795 92

Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- ________ _

Overdrafts (if any) ________

130 18

Time Certificates of Deposit Savings Deposits _________ _ Trust Funds on Deposit_ __ _ Cashier's Checks _________ _ <CPrtified Checks ___________ _ Bills Payahle _____________ _
Notes and Bills Rediscounted Oertificates of Deposit for

46,239 92
1,813 60 52,000 00

---1------ Other Assets:
Profit and Loss ------------

Borrowed Money ---------

1,319 05

Liability on Letters of Credit and Accentances _________ _

Reserve for Interest and Taxes Other Liabilities ___________ _

Total --------------------$159,354 28 Total --------------------$159,354 28

FIRST ANNUAL REPORT

583

EXAMINEB.'S B.EPOB.T.

CITIZENS BANK, WARRENTON.

At Close of Business August 11, 1920,

President-C. R. Fitzpatrick. Vice-Presidents-E. P. LDavis, W. E .. English. Cashier-R. F. Fowler.

Directors-C. R. Fitzpatrick, E. P. Davis, W. E. English, Dewham Cason, Eugene English, Ed. R. English, C. W. Ghuerling, C. D. Kitchens, B. F. Walker.

Date of Charter-1902.

Began Business-April 14, 1902.

RESOURCES

LIABILITIES

Time Loans ----------------$302,469 55 Demand Loans __,__________ 56,108 37

Loans Secured by Real Estate 20,500 00 United States Bonds ________ 41,391 41
Other Stocks and Bonds____ --------Banking House ____________ 7,149 56
Furniture and Fixtures ____ 1,628 50 Other Real Estate Owned __ 3,213 21 Due from Banks in this State 105,851 70 Due from Banks in other

States ------------------- 42,664 97

Currency ------------------- 10,89o 00

GSiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-_-__- --1-,-55-4---84-

Advances on Cotton________ ---------

Advances on other Commodities ---------

Checks for Clearing House__

161 77

Other Checks and Cash Items

54 25

Customers' Liability on Let-

ters of Credit and Accept-

Ovaenrcdersaf-t-s--(-if--a-n-y-)------------------ --8-,-1-52---20Other Assets -------------- 60,041 64

Capital Stock Paid in ______$ 50,000 00 Amt. Reserved for Branches Surplus Fund -------------- 25,000 00 Undivided Profits ---------- 26,874 93 Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States
Call Money ---------------Individual Deposits Subject
to Check ----------------Demand Certificates of Deposit 349,178 15 Time Certificates of DeposiL Savings Deposits ---------- 199,553 92 Cashier's Checks ----------- 8,549 68 Certified Checks -----------Bills Payable --------------. Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances__________
ORethseerrveLifaobriIlinttieesre_s_t__a_n_d__T_a_x_e_s 2,680 29

Total --~-----------------$661,836 97

Total -~------------------$661,836 97

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$337,761 2~

Demand Loans ___________,__ 81,702 59

Loans Secured by Real Es-

tate --------------------- No Record United States Bonds ______ 39,147 70

Other Stocks and Bonds ____

500 00

Banking House ____________ 6,866 44

Furniture and Fixtures ____ 1,319 08

Other Real Estate Owned __ 3,085 97

Due from Banks in this State 72,750 41 Due from Banks in other

States ------------~------ 19,229 85

Currency ------------------ 12,608 00

Gold ----------------------

5 00

Silver, Nickels, Pennies ____ 1,409 40

Advances on Cotton ________ 15,572 65

Advances on other Commodities ---------

Checks for Clearing House__

408 65

Other Checks and Cash Items ---------

Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- _________

Overdrafts (if any) ________ 3,364 77

Other Assets:

U S Certificates of Indebt-

edness ------------------- 10,041 64

Total ____________________ $605,773 4R

Capital Stock Paid in ______$ 50,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 25,000 00

Undivided Profits _________ _ 23,231 22

Dividends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States

Call Money ----------------

Individual Deposits Subject

to Check ---------------- 394,659 50

Demand Certificates of Deposit

Time Certificates of DeposiL

Savings Deposits ----------

Trust Funds on Deposit ___ _

Cashier's Checks ----------- 11,703 57

Certified Checks ------------

31 S!i

Bills Payable -------------- 100,000 00

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Credit

and Acceptances__________

Reserve for Interest and Taxes 1,147 29 Other Liabilities ___________ _

Total --------------------$60,773 43

584

BANKING DEPARTMENT

EXAJIIINEB'S BEPOB'r.
PLANTERS & MERCHANTS BANK, WARRENTON.
At Close of Business September 16, 1920.
President-G. R. Maner. Vice-President~W. L. Shurley. Cashler-J. C. Evans. Directors-W. L. Shurley, J. C. Evans, Dr. L. D. McGregor, W. M. Moore, Wm.
Johnson, H. R. Hall, L. 0. Benton. Date of Charter-1907.

RESOURCES

LIABILITIES

Time Loans ----------------$101,090 60 Capital Stock Paid in ------$ 25,000 00

Demand Loans ------------ 6,171 90 Amt. Reserved for Branches Loans Secured by Real Estate 8,472 03 Surplus Fund -------------United States Bonds -------- 5,000 00 Undivided Profits ---------Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

5,00(! 00 3,864 29 2,000 00

Banking House ------------ _ 2,850 00 Due to Banks in this State Furniture and Fixtures______ 1,800 00 Due to Banks in other States

Other Real Estate Owned __ --------- Call Money ---------------Due from Banks in this State 16,926 80 Individual Deposits Subject

Due from Banks in other

to Check ------\---------- 95,724 01

States ------------------Currency -------------------

3,093 93 8,07 4 00

Demand Certificates of Deposit Time Certificates of Deposit

-1-1~8'16-54

Gold ---------------------Silver, Nickels, Pennies ____

25 00 Savings Deposits ---------427 57 Trust Funds on Deposit ----

Advances on Cotton ________ 10,172 26 Cashier's Checks ------------ 2,845 85

Advances on othocCommodities --------- Certified Checks ------------

Checks for Clearing House __

841 89 Bills Payable -------------- 22,000 00

Other Checks and Cash Items

967 68 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificate~ of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- --------- Liability on Letters of Credit Overdrafts (if any) -------- 2,352 66 and Acceptances _________ _

Other Assets --------------- --------- Reserve for Interest and Taxes Other Liabilities:

Cash Long -----------------

15 63

Total --------------------$168,266 32 Total --------------------$168,266 32

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________$ Demand Loans _____ _; ______ _

75,136 20,863

56 04

Loans Secured by Real Estate 12,290 24

United States Bonds -------- 5,000 00

Other Stocks and Bonds ___ _

Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this State Due from Banks in other
States ------------------GCSioullvrdreer-n, -c-Ny-i-c--k--e--l-s-,----P---e--n---n--i-e-~s-----_--_-_---_
Advances on Cotton -------Advances on other Commodi-
Chteiecsks -fo--r-C--le-a-r-i-n-g--H--o-u-s-e--__Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

2,850 00 1,800 00
3,278 21
2,657 82 5,054 00
1,377 91 10,643 70
2,088 76 1,149 70
452 37

Ovaenrcdersaf-t-s--(-if--a-n-y-)------------------ 5,386 04

Other Assets ---------------

Capital Stock Paid in -------$ Amt. Reserved for Branches Surplus Fund ________,_ ____ _
Undivided Profits ---------Dividends Unpaid ---------Due to Banks In this State Due to Banks in other States Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit ___ _
Cashier's Checks -----------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances_________ _ ORethseerrveLifaobr iIlnittieerse_s_t_a_n_d__T__ax__eR_

25,000 00 5,000 00 2,854 30 2,000 00
56,348 20 9,240 41
85 44 49,500 00

Total --------------'------$150,028 35 Total --------------------$150,028 35

FIRST ANNUAL REPORT

585

EXAllllillrEB.'S BEPOBT.

FARMERS & MERCHANTS BANK, WARTHEN.

At Close of Business August 30, 1920.

President-L. 0. Benton. Vice-President-M. Warthen. Cashier-T. W. Benson.

Directors-L. 0. Benton, M. Warthen, Thos. W. Cobb, C. G. Walker, J. E. Sparks,

J. H. Hooks.

Date of Charter-October 30, 1911.

Began Business-December 11, 1911.

RESOURCES

LIABILITIES

Time Loans ----------------$ 98,000 17 Capital Stock Paid in _______ $ 15,000 00

Demand Loans ------------- 7,864 44 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds _______ _

Surolus Fund -------------- 5,000 00

Undivided Profits -----------

42 66

Other Stocks and Bonds ---- 4,620 00 Dividends Unpaid ----------

Banking HouRe ------------ 2,500 00 Due to Banks In this State

Furniture and Fixtures ____, 2,462 44 Due to Banks In other States

Other Real Estate Owned __

Call Money ----------------

Due from Banks in this State 6,990 95 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 30,550 26

CuSrtraetnecsy -_-_-_-_-_-_-_-_-_-_-__-_-_-_-,-_-__--_

2,165 62 Demand Certificates of Deposit 2,433 00 Time Certificates of Deposit 18,054 24

GSiollvder, --N-i-c-k-e-ls-.--P-e-n--n-ie-s---_-__--_

102 50 Ravings Deposits ---------1,015 52 Trust Funds on Deposit ___ _

Advances on Cotton_______ _

Cashier's Checks ------------

404 52

Advances on otheorCommodities

Certified Checks ------------

Checks for Clearing House __

Bills Payable --------<------ 33,000 00

Other Checks and Cash Items

Notes and Bills Rediscounted 29,002 41

Customers' Liability on Let-

C<>rt!ficateRI of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

O vaenrcdersa f-t -s - -( -I f- -a-n-y-)- - -- -- -- -- -- -- -- --

Liabiilty on Letters of Credit 2,024 79 and Acceptances ----~----

Other Assets: Cash Short -----------------

Reserve for Interest and Taxes 42" 69 Othe'r Liabilities ___________ _

Total -----4--------------$131,054 09 Total -----~--------------$131,054 09

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 64,6R2 22 Capital Stock Paid In ______ $ 15,000 00

Demand Loans ------------Loans Secured bv Real Estate

14,633 71 1,026 00

Amt. Reserved for Branches Surnlus Fund --------------

-Tiiiiii-iiii

TTnlted States Bonds________ --------- Undivided Profit" ----------

Other Stocks and Bonds __

4,620 00 J)lvidends Unoald ----------

Banking House ------------ 2.500 00 Due to Banks In this State Furniture and Fixtures ____ 2,662 44 DuA to Banks In other States

Other Real E!<tate Owned __ --------- Call Money ---------------Due from Banks In this State 5,747 83 Individual Deposits Subject

Due from Banks In other

to Ch<"ck ---------------- 17,314 17

States ------------------- 3,056 1o Demand Certificates of Deposit Currency --~--------------- 1,596 oo Time Certificates of Deposit 16,283 24

Gold -----------------------

122 50 Ravings DADOSit!< ----------

Silver, Nickels. Pennies ____ 1,120 03 Trust Funds on Deposit ___ _

Advances on Cotton________ --------- Cashier's Checks ------------ 976 21

Advances on otheorCommodities Checks for Clearing House __

---~4~-55

Certified Checks -----------Bills Payable --------------

33,000 00

Other Checks and Cash Items Customers' Liability on Let-

325 17 NotM and Bills Rediscounted 16,277 80 C<>rtlficate~ of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- _________ Liability on Letters of Credit

Overdrafts (If any) -------- 1,330 72 and Acceptances ----------

Other Assets:

Reserv<> for Interest and Taxes

Profit and Loss ------------ 1,011 15 Othe,r Liabilities____________

Total --------------------$103,851 42 Total --------------------$103,851' 42

r

586

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF WARWICK, WARWICK.

At Close of Bus'iness November 2, 1920.

President-A. J. Davis. Vice-President-A. J. Gaughf. Cashie.r-M. L. Ivey.

,Directors-A. J. Davis, A. J. Gaughf, M. L. Ivey, W. D. Etheridge, J. L. Story,

W. A. Aultman, E. W. Finn.

Date of Charter-November 28, 1910.

Began Business--January 1, 1911.

RESOURCES

LIABILITlES

TDiemmea nLdo aLn so a-n-s- - -_-_-_-_-_-_-_-_-_-_-_-_$

86,128 1,476

07 00

Loans Secured by Real Estate

United States Bonds_______ _ Other Stocks and Bonds ___ _

136 87

Banking House -~---------Furniture and Fixtures______ Other Real Estate Owned ___ _

1,700 00
2,265 00 200 00

Due from Banks in this State

and Due from Banks in

other States ------------- 8,490 09

Currency ----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie--s-__-_-_--_

816 00 110 00 602 55

Advances on Cotton ________ _ 11,228 40

Advances on other Commodities

Checks for Clearing House __

399 47

Other Checks and Cash Items

310 58

Customers' Liability on T"et-

ters of Credit and Accept-

O vaenrcdersa f-t-s - -(-i-f- -a-n- -y-)-------------- -Other Assets --------------

336 38

Capital Stock Paid In_______$ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 5,000 00

Undivided Profits ---------- 2,976 34

Dividends Unpaid ---------Due to Banks in this State __

728 00

Due to Banks in other States

Call Money ---------------IndtoiviCduhaecl k D_e_p_o_s_i_t_s___S_u_b_j_e_c_t 33,756 93

Demand Certificates of Deposit

Time Certificates of Deposit 16,241 92 Savings Deposits _________ _

Trust Funds on Deposit ___ _

Cashier'" Checks -----------

447 71

CNtified Checks ------------

Bills Payable -------------- 30,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Credit

and Acceptances ---------

Reserve for Interest and Taxes

Other Liabilities -----------

48 51

Total --------------------$114,199 41 Total --------------------$114,199 41

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ________________ $ 71,171 42

Demand Loans ___________ _

976 00

Loans Secured by Real Estate 4,763 32

United States Bonds _______ _

Other Stocks and Bonds ___ _ -----)----

Banking House ------------ 1,700 00

Furniture and Fixtures_____ _ 2,265 00

Other Real Estate Owned ___ _

200 00

Due from Banks in this State 1,019 87

Due from Banks in other

States ---~-------------

954 78

Currency ------------------ 1,332 OD

SGiolvlder, --N-i-c-k-e-ls-.--P--e-n-n-ie--s -_-__-_--_

90 00 322 07

Advances on Cotton _______ _ 6,101 21

Advances on Cotton Seed___ _ 1,433 87

Checks for Clearing House __

Other Checks and Cash Items

531 03

Customers' Liability on Let-

ters of Credit and Accept-

O vaenrcdersa f-t-s - -(-i-f- -a-n- -y-)----------------

2 20

Other Assets ---------------

Capital Stock Paid In_______$ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid _________ _ Due to Banks in this State __

5,000 00 3,27 4 25
720 00

Due to Banks in other States

Call Money ---------------IndtoiviCduhaelck D_e_p_o_s_i_t_s__S__u_b_j_e_c_t 16,763 15

Demand Certificates of Deposit

Time Certificates of Deposit 12,394 17

Savings Deposits ---------Trust Funds on Deposit_ __ _

Cashier's Checks ----------

711 20

Certified Checks -----------Bills Payable -------------- 29,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances ________ _

ORethseerrveLifaobr iIlnittieerse_s_t_a_n__d_T__a_x_e_s

Total --------------------$ 92,862 77 Total --------------------$ 92,862 77

FIRST ANNUAL REPORT

587

EXAMINER'S BEPOBT.

WASHINGTON EXCHANGE BANK, WASHINGTON.

At Close of Business September 23, 1920.

President..:...J. R. Dyson. Vice-President-G. Y. Lowe. Cashier-Alexander Irvin.

.Directors--M. A. Pharr, Barnett Green, M. P. Pope, Dr. J. G. Wright, Wm. M.

Wynne., J.r., J. T. Lindsey, L. D. Faver, Alexander Irvin.

Date of Charter-December, 1888.

Began Business-January 1, 1889.

RESOURCES

LIABILITIES

Time Loans ----------------$634,135 05

Demand Loans ------------ 47,058 60 Loans Secured by Real Estate 67,529 60

United States Bonds________ 1,887 41

Other Stocks and Bonds____

500 00

Banking House ------------ --------Furniture and Fixtures______ 7,000 00

Other Real Estate Owned____ --------Due from Banks in this State 75,119 63

Due from Banks in other

States ------------------- 21,079 30 Currency ------------------ 5,258 00

Gold ----------------------

220 00

Silver, Nickels, Pennies_____ 1,445 3<

Advances on Cotton________ ---------

Advances on other Commodities --------Checks for Clearing House__ 1,923 89

Other Checks and Cash Items --------Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- ---------

Overdrafts (if any)-------- 4,013 78

Other Assets --------------- ---------

Capital Stock Paid ln _______ $100,000 00

Amt. Reserved for Branches surplus Fund ______________

-5-o~ooo-oii

Undivided Profits ----------

936 10

Dividends Unpaid __________ ---------

Due to Banks in this State__ --------Due to Banks in other States ---------

Call Money ---------------- --------Individual Deposits Subject

to Check ---------------- 252,485 66

Demand Certificates of Deposit ---------

Time Certificates oi Deposit 87,127 50

Savings Deposits ---------- --------Trust Funds on Deposit____ ---------

Cashier's Checks ---------- 2,098 16

Certified Checks ------------ --------Bills Payable -------------- 252,044 08

Notes and Bills Rediscounted 122,479 10

Certificates of Deposit for

Borrowed Money --------- ---------

Liability on Letters of Credit

and Acceptances --------- ---------

Reserve for Interest and Taxes ---------

Other Liabilities ---------- ---------

Total --------------------$867,170 60 Total --------------------$867,170 60

BANK'S STATEMENT at Clos.e of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$503,626 51

Demand Loans ------------ 33,292 30

Loans Secured by Real Estate 62,873 16

United States Bonds________

200 00

Other Stocks and Bonds____ 2,187 41

Banking House ------------ --------Furniture and Fixtures_____ 7,628 75

Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States --------~--------Currency -----------------Gold ---------------------Silver, Nickels, Pennies_____

--------32,766 62
11,527 08 6,073 00 160 00 2,364 47

Advances on Cotton________ ---------

Advances on othell" Commodities --------Checks for Clearing House__ --------Other Checks and Cash Items 1,107 15 Customers' Liability on Let-
ters of Credit and Accept-

Ovaenrcdersaf-t-s--(-i~f--a-n-y-)-_-_-_-_-_-_--_-_ --3-,-2-2-0--81-

Other Assets --------------- ---------

Capital Stock Paid ln_______ $100,000 00

Amt. Reserved for Branches Surplus Fund --------------

-5o~iiiiii-iio

Undivided Profits ---------- 5,328 61

Dividends Unpaid __________ ---------

Due to Banks in th1s State__ --------Due to Banks in other States ---------
Call Money ---------------- --------Individual Deposits Subject

to Check -----"------------ 183,836 06

Demand Certificates of Deposit Time Certificates of Deposit

-73,345-94

Savings Deposits ---------- --------Trust Funds on Deposit____ --------Cashier's Checks __________ 4,261 54

Certified Checks ------------ --------Bills Payable -------------- 187,500 00 Notes and Bills Rediscounted 62,755 17 Certificates of Deposit for

Borrowed Money --------- --------Liability on Letters of Credit
and Acceptances _________ --<-------

Reserve for Interest and Taxes ---------

Other Liabilities ---------- ---------

Total --------------------$667,027 32 Total --------------------$667,027 32

588

BANKING DEPARTMENT

E:X:Al!IINEB'S BEPOB'l'.

WASHINGTON LOAN & BANKING COMPANY, WASHINGTON.

At Close of Business August 24, 1920.

President-W. T. Johnson. Vice-President-T. J. Barksdale. Cashier-T. J. Barksdale.
Directors-W. T. Johnson, T, J. Barksdale, Jas. A. Binson, G. A. Greene, T. B. Walton, R. D. Callaway, E. S. Johns, G. Toombs, W. E. Shelton.

t>ate of Charter-1889-1890.

Began Business-May 1, 1895.

RESOURCES

LIABILITIES

Time Loans ----------------$414,937 98 Capital Stock Paid In_______ $ 50,000 00

Demand Loans ------------ 5,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 50,000 00 United States Bonds________ 31,000 00 Undivided Profits ---------- 45,050 49 Other Stocks and Bonds____ 12,500 00 Dividends Unpaid _________ _

Banking House ------------ --------- Due to Banks in this State __ Furniture and Fixtures______ 4,000 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks In this State 18,132 21 Individual Deposits Subject

Due from Banks in other

to Check _______________ _ 215,698 90

States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____

7,957 31 Demand Certificates of Deposit 1,427 00 Time Certificates of Deposit_
12 50 Savings Deposits _________ _ 4,951 67 Trust Funds on Deposit_ __ _

Advances on Cotton __ .... ____ 6,391 17 Cashier's Checks -----------

Advances on othocCommodities --------- Certified Checks ------------

Checks for Clearing House__

36 21 Bills Payable -------------- 143,500 00

Other Checks and Cash Items

767 40 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- --------- Liability on Letters of Credit Overdrafts (if any)________ 3,527 11 and Acceptances ---------

Other Assets -------------- ----- ____ Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$504,249 39 Total --------------------$504,249 39

BANK'S STATEMENT at Close of B)lsiness December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$346,164 01

Demand Loans ------------ ---------

Loans Secured by Real Estate --------United States Bonds________ 30,000 00 Other Stocks and Bonds____ 500 00

Banking House ------------ --------Furniture and Fixtures______ 4,000 00

Other Real Estate Owned____ --------Due from Banks in this State 22,237 37

Due from Banks in other States ------------------- 15,836 00

Currency ------------------ 4,989 00

Gold -----------------------

35 00

Silver, Nickels, Pennies_____ 9,170 24

Advances on Cotton________ ---------

Advances on othe<rCommodities _________

Check;s for Clearing House ---------

Other Checks and Cash Items --------Customers' Liab!lity on Let-
ters of Credit and Accept-

ances -------------------- ---------

Overdrafts (if any) Secured

934 56

Other Assets -------------- ---------

Capital Stock Paid In _______ $ 50,000 00

Amt. Reserved for Branches Surplus Fund -------------- 50,000 00 Undivided Profits ---------- 39,538 95 Dividends Unpaid ----------

Due to Banks in this State __ Due to Banks in other States

Call Money ---------------Individual Deposits Subject
to Check ---------------- 100,252 32 Demand Certificates of De-
posit -------------------- 51,741 52 Time Certificates of Deposit Savings Deposits ---------- 7,842 39 Trust Funds on Deposit_ __ _ Cashier's Checks ______,___ _

Certified Checks -----------Bills Payable -------------- 134,500 00 Notes and Bills Rediscounted Certificates of Deposit for
Borrowed M-~ney --------Liability on Letters of Credit

and Acceptances --------Reserve for Interest and Taxes

-.....(-------

Other Liabilities ----------

Total --------------------$433,875 18 Total --------------------$433,875 18

FIRST ANNUAL REPORT

589

BXAllllllii"BB'S BBPOBT.

OCONEE COUNTY BANK, WATKINSVILLE.

At Close of Business. August 2, 1920.

President-A. W. Ashford. Vice-President-J. A. Jones. Cashier-C. A. Ashford.

Directors-A. W .. Ashford, J. A. Jones, C. A. A'shford, M. J. Roberson, B. M. Veal,

Hugh Ward, H. E. McRae, W. S. Elder, G. T. Ashford.

Date of Charter-1904.

Began Business-1904.

RESOURCES

LIABILITIES

Time Loans ----------------$200,355 25 Demand Loans ------------ 5,789 35 Loans Secured by Real Estate 23,079 17

Capital Stock Paid In_______ $ 22,500 00 Amt. Reserved for Branches 15,000 00 Surplus Fund -------------- 5,000 00

United States Bonds ------Other Stocks and Bonds____ Banking House -----------Furniture and Fixtures______

8,173 11 Undivided Profits ---------- 10,951 39

2,600 00 Dividends Unpaid ----------

166 00

1,563 99 3,280 65

Due to Banks in this State __ Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States -------------------
Currency -----------------GS iollvde r-, - -N-i-c-k-e-l-s ,- -P- -e -n-n-i e-s-_-_-_-_-_-

--------57,340 42
12,508 77 1,909 00
- -1-,-1-5 5- - -85-

Call Money ---------------Individual Deposits Subject
to Check ---------------- 185,854 71 Demand Certificates of De-
posit -------------------- 4,500 00 Time Certificates of Deposit Savings Deposits ----------

Advances on Cotton________ Advances on other Commodities

-----------------

Trust Funds on Deposit, Long and Short Account________

Checks for Clearing House__

156 01 Cashier's Checks ----------

679 35 '96 42

Other Checks and Cash Items

10 26 Certified Checks ------------

Customers' Liability on Let-

Bills Payable -------------- 45,000 00

ters of Credit and Accept-

Notes and Bills Rediscounted 64,302 10

O vaenrcdersa f-t-s- -(-i-f- -a-n-y-)-_-_-_-_-_-_-_- _-

- -8-,-8-1 0- - -32-

Certificates of Deposit for Borrowed Money ---------

Other Assets -------------- 17,307 82 Liability on Letters of Credit and Acceptances ---------

Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$344,039 97 Total --------------------$344,039 97

BANK'S ,STATE:MENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$207,459 76 Capital Stock Paid In _______ $ 22,500 00

Demand Loans ------------ 16,752 64 Amt. Reserved for Branches 15,000 00

Loans Secured by Real Estate 7,511 00 Surplus Fund -------------- 15,000 00

United States Bonds________ 8,902 31 Undivided Profits ----------

527 48

Other Stocks and Bonds____ 2,600 00 Dividends Unpaid ----------

30 00

Banking House ------------ --------- Due to Banks in this State __

Furniture and Fixtures______ 3,727 45 Due to Banks in other States

Other Real Estate Owned____ 1,563 99 Call Money ----------------

Due from Banks In this State 23,932 60 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 152,242 95

States ------------------- 1,836 07 Demand Certificates of Deposit

Currency ------------------ 7,207 00 Time Certificates of Deposit 9,500 00

Gold ----------------------

10 00 Savings Deposits ----------

Silver, Nickels, Pennies_____ 1,801 29 Trust Funds on Deposit_ __ _

Advances on Cotton_________ 9,146 83 Cashier's Checks -----------

773 24

Advances on other Commodities --------- Certified Checks ------------

Checks for Clearing House__ 1,065 08 Bills Payable -------------- 56,250 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted 22,395 12

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any)________

531 56 and Acceptances ---------

Other Assets:

Reserve ---~---------------

22 72

War Savings Stamps________

193 94 Other Liabilities ----------

Total --------------------$294,241 52 Total --------------------$294,241 52

1

590

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

CITIZENS BANK, WAVERLY HALL.

At Close of Business October 29, 1920.

President-R. L. Baldwin. Vice-President-C. F .. Smith. Cashier-G. P. Stanford.

Directors-R. L. Baldwin, C. F. Smith, G. P. Stanford, L. W. Stanford, H. H.

Moultrie, T. J. Amos, John Moultrie.

Date of Charter-September 13, 1909.

Began Busines,s-September 9, 1909.

RESOURCES

LIABILITIES

Time Loans ---------------$ 27,319 93

Demand Loans ------------ 9,505 99

Loans Secured by Real Estate United States Bonds_______ _

Other Stocks and Bonds___ _ Banking House -----------Furniture and Fixtures______

4,623 1,984

o86l

2,343 14

Other Real Estate Owned___ _

Due from Banks in this State

and Due from Banks in

other States ------------ 5,011 21

Currency -----------------GSiollvder-, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton________

1,016 00 5 00
527 05

Advances on othe.-Commodities Checks for Clearing House__ _
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,948 49 8,8-47 29

Ovaenrcdersaf-t-s--(-i-f--a-n-y-)--_-_-_-_-__-_--_ 1,807 95

Other Assets --------------

Capital Stock Paid In _______$ 15,800 00 Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States

384 99 1,283 28

Call Money ---------------Individual Deposits Subject

to Check ---------------- 30,852 47

Demand Certificates of Deposit Time Certificates of Deposit

-~-o~iiii-33

Savings Deposits ---------Cashier's Checks ---------Certified Checks ----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

3,147 24 2,500 00

Borrowed Money --------Liability on Letters of Credit

and Acceptances --------Reserve for Interest and Taxes Other Liabilities:

Cash Long ----------------

62 11

Total ______________,______ $ 64,940 42 Total --------------------$ 64,940 42
BANK'S STATEThlENT at Close of Business December 15, 1920.

FIRST ANNUAL REPORT

591

E:X:AMINEB'S BEPOBT.

THE COMMERCIAL BANK, WAYCROSS.

At Close of Business October 4, 1920.

President-L. 0. Benton. Vice-Presidents-K. F. Rymer, P. A. Hay. Cashier-J. M. Norman.
Directors-L. 0. Benton, J. N. Stinson, N. L. Gillis, K. F. Rymer, I. W. Odum, P.

N. Harley, P. A. Hay, A. R. Hood, C. M. Sweat, J. M. Norman.

Date of Charter-October 15, 1918.

Began Business-October 31, 1918.

RESOURCES

LIABILITIES

Time Loans ----------------$163,676 23 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ____.________ 15,539 27 Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surnlus FUnd --------------

United States Bonds________ 18,475 49 Undivided Profits ---------- 10,369 33

Other Stocks and Bonds____ --------- Dividends Unpaid ----------

Banking House ------------ --------- Due to Banks in this State __

Furniture and Fixtures______ 9,000 00 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money ----------------

Due from Banks in this State 88,026 40 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 219,088 46

States ------------------Currency ------------------

7,795 73 13,930 00

Demand Certificates of Deposit Time Certificates of Deposit

-26,512-8'0

Gold ----------------------

37 50 Savings Deposits ---------- 21,680 60

Silver, Nickels, Pennies_____ 2,137 13 Trust Funds on Deposit_ __ _

Advances on Cotton________ --------- Cashier's Checks ---------- 2,043 98

Advances on otheil'Commodities _________ Certified Checks -----------

Checks for Clearing House__ 9,296 90 Bills Payable --------------

Other Checks and Cash Items 1,752 96 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any)-------- --------- and Acceptances ---------

Other Assets:

Reserve for Interest and Taxes

Cash Short ----------------

27 56 Other Liabilities ----------

Total --------------------$329,695 17 Total ---------------~----$329,695 17

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$160,726 40 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------ 15,367 77 Amt. Reserved for Branches Loans Secured by Real Estate _________ Surplus Fund --------------

United States Bonds________ 20,129 51 Undivided Profits ---------- 7,137 72

Other Stocks and Bonds____ --------- Dividends Unpaid ---------Banking House --------~--- --------- Due to Banks in this State__ Furniture and Fixtures______ 8,!i00 00 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State

--------45,441 25

Call Money ---------------Individual Deposits Subject

---...,/-----

Due from Banks in other

to Check ---------------- 201,511 97

States ------------------Currency ------------------

16,492 11,710

9~
00

Demand Certificates of Deposit Time Certificates of Deposit

-27.317-34

Gold ----------------------

47 50 Savings Deposits ----------

Silver, Nickels, Pennies__.___ 1,516 68 Trust Funds on Deposit_ __ _

Advances on Cotton________ --------- Cashier's Checks ----------- 2,211 78

Advances on other Commodi-

Certified Checks -----------

ties ---------------------- 2,511 9R Bills Payable -------------Checks for Clearing House__ 4,000 19 Notes and Bills Rediscounted

Other Checks and Cash Items 1,734 55 Certificates of Deposit for

Customers' Liability on Let. ters of Credit and Accept-

Borrowed Money --------Liability on Letters of Credit

ances -------------------- _________ and Acceptances ---------

Overdrafts (if any)-------- --------- Reserve for Interest and Taxes

Other Assets -------------- --------- Other Liabilities ----------

Total --------------------$288,178 81 Total --------------------$288,178 81

I
1

592

BANKING DEPARTMENT

EXAllllDII'EB'S BEPOBT.

BANK OF WAYNESBORO, WAYNESBORO.
At Close of Business September 15, 1920.
President-C. w. Skinner. Vice-Pr,esidents-E. E. Chance, G. 0. Warnock.
Cashier--A. J. Herrington. Directors-C. W. Skinner, E. E. Chance, G. 0. W,arnock, H. C. Daniel, W. 0.
Gresham, H. A. Macauley. Date of Charter--\December 16, 1890.

RESOURCES

LIABILITIES

Time Loans ---------------$477.952 94 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------ 80,300 70 Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ United States Bonds________ 30,000 00
Other Stocks and Bonds____ ---------

Surplus Fund -------------UDnivdiidveinddeds UPnropfaiitds _-_-_-_-_-_-_-_-_--_

25,000 00 24,073 76

Banking House ________:____ --------- Due to Banks In this State __

Furniture and Fixtures______ 4,680 92 Due to Bank,s in other States 7,739 58

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks In this State Due from Banks In other

12,882 39

indtoiviCduhaelck D_e_p_o..,s_i_t_s__S__u_b_j_e_c_t 200,390 58

States ------------------- 14,769 44 Demand Certificates of Deposit Currency ------------------ 13,351 00 Time Certificates of Deposit 2,150 00

GSiollvder-, --N-i-c-k-e-ls-,--P-e-n-n--ie-s-_-_-_-_-_-

- -1-, 5- 2-3- - -99-

Savings Deposits ---------- 280,360 53 Trust Funds on Deposit_ __ _

Advances on Cotton________ 20,936 47 Cashier's Checks ---------- 4,866 56

Advances on othocCommodities --------- Certified Checks -----------

Checks for Clearing House__ 2,842 69 Bills Payable -------------- 75,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

O vaenrcdersa f-t-s- -(-I-f- -a-n-y-)-_-_-_-_-_-_-_- _-

- -9-,-9-4 -7 - -7-0

Liability on Letters of Credit and Accentances ---------

Other Assets:

Reserve for interest and Taxes

Bonds Purchased ----------

987 34 Other Liabilities ----------- 7,947 00

Cash Short ----------------

19 29

Total --------------------$677,528 01 Total --------------------$677,528 01

BANK'S ,ST:ATEMENT at Close of BusineSS! December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$174,842 5R Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------ 104,149 37 Loans Secured by Real Es-
tate, Approximately _____ _ 200,000 00 United States Bonds _______ _ 3~.324 85 Other Stocks and Bonds ____ _ 2,360 00

Amt. Reserved for Branches Surnlus Fund -------------UDnivdiidveinddeds UPnropfaiitds -_-__-_-_-_-_-_-_--_ Due to Banks In this State __

25,000 00 27,148 93

FBuarnnkiitnugr

eHaonuds

eF

i

-------~----
xtures_____ _

--------4,680 92

Due to Banks In other States Call Money ----------------

Other Real Estate Owned____ --------- Individual Deposits Subject

Due from Banks in this State Due from Banks In other
States ------------------Currency -----------------GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

44,110 64 to Check ---------------- 211,957 85

Demand Certificates of Deposit 29,709 74 Time Certificates of Deposit

13,ooo on

6,431 00 Savings Deposits ---------- 280,848 40

10 00 1,938 70

Trust Funds on DeposiL __ _ Cashier's Checks _________ _

1,585 29

AAddvvaanncceess oonnotChootctConom-m--o-d-i-tl-e-s Checks for Clearing House __

-_-_-_-_ _- _- _-_- -_ 4,564 23

Certified Checks ----------Bills Payable -------------Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ---------

ters of Credit and Accept-

Liab!litv on Letters of C>-elllt

O vaenrcdersa f-t -s - -(-i-f- -a-n- -y-)----------------

- -3-,-0-4 6- - -97-

and Accentances --------Reserve for Interest and Taxes

OPrtohfeirt AanssdetsL: oss___________ _

Other Liabilities ---------371 47

Total --------------------$609,5fn 47 Total -----------------~--$609,540 47

FIRST ANNUAL REPORT

593

EXAliiilii'EB'S BEPOB'l'.

CITIZENS BANK, WAYNESBORO.

At Close of Business S.eptember 29, 1920.

President-R. C. Neely. Vice-President-J. H. Whitehead. Cashier-H. W. Blount.

Director!l--'R. C. Neely, J. H. Whitehead, H. W. Blount, Jno. A. Blount. J. T. Rackley, J. L. Boyd, W. M. Fulcher, A. F. EVans, A. W. Neely, G. A. Steadman.

Date of Charter-February 2, 1898.

Began Businesll--'Feb.ruary 2, 1898.

RESOURCES

LIABILITIES

Time Loans ----------------$255,536 09 Capital Stock Paid In _______$ 25,000 00

Demand Loans ------------ 32,026 43 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund -------------- 40,000 00

United States Bonds________ 7,900 00 Undivided Profits _________ _ 19,939 36

Other Stocks and Bonds____ 1,520 00 Dividends Unpaid _________ _

50 00

Banking House ____________ 21,000 00 Due to Banks in this State __

Furniture and Fixtures----~- 3,315 00 Due to Banks in other States

Other Real Estate Owned____ 10,1'75 fi' Call Money ---------------Due from Banks in this State 48,327 22 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 421,621 64

States ------------------Currency ------------------

28, 70~ 7,306

1? 00

Demand Certificates of Deposit Time Certificates of Deposit

-:li,g-ijij-ijij

GSoi llvde r-, - -N-i-c-k-e-l-s ,- -P- -e-n-n-i-e-s-_-_-_-_ -_

--~~376-99

Savings Deposits _________ _ Trust Funds on Deposit_ __ _

Advances on Cotton_________ --------- Cashier's Checks _________ _ 3,868 11

Advances on other Commodities ________ _ Certified Checks ___________ _

6 25

Checks for Clearing- House__ --------- Bills Payable --------------

Other Checks and Cash Items --------- Notes and Bil1s Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

anees -------------------- ________ _ Liability on Letters of Credit

Overdrafts (if any)________

879 89

and Acceptances ________ _ _..J______ _

Other Assets:

Reserve for Intl'>rest and TaXP0

Depositors' Guarantee Fund_ 3,020 20 Other Liabilities ----------

Total --------------------$523,385 36 Total --------------------$523,385 36

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$186,842 33 Demand Loans ------------ 104,571 76 Loans Secured hv Real Estate 3~,!\87 1' United States Bonds________ 7.900 00 Other Stocks and Bonds____ 1,!\20 00

Capital Stock Paid In _______ $ 25,000 00

Amt. Reserved for Branches Surplus Fund -------------- 4o.ooo orr

Undivided Profits ----------- 22,064 01

Dividends Unpaid _________ _

50 00

Banking House ------------ 21,000 00 Due to Banks In this State __ Furniture and Fixtures______ 3,31 5 00 Due to Banks in other States

Other Real Estate Owned ____ 10,175 fi' Call Mone.y ----------------

Due from Banks in this StatP 71,702 2o Undivided Profits ----------

Due from Banks In other

Indiviilual Deposits Subject

States ------------------- !'i,829 0? to Check ---------------- 306,579 81

Currency ------------------ 10,000 00 Demand Certificates of De-

GSoi llvde r-, - -N-i-c-k-e-l-s .- -P- e- n- -n-i e-s-_-_-_-_-_-

--------9,702 75

T ipmoes i tC e-r-t i-f-i c- a- t-e-s- -o- f- -D- -e-p-o-s-i-t

9,060 00

Advances on Cotton_________ --------Advances on otheo-Commodities --------Checks for Clearing- House__ --------Other Checks and Cash Items --------Customers' Llabilitv on Let-
ters of Credit and Accept-

Savings Deposits ---------Trust Funds on Deposit_ __ _
Cashier's Checks ----------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted

192 19 6 25
65,000 00

ances -------------------- _________ Certificates of Deposit for

Overdrafts (if any) -------- 1,806 50 Borrowed M.oney --------Other Assets -------------- _________ Liability on Letters of Credit

and Acceptances --------Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$467,952 26 Total ------------~-------$467,952 26

594

BANKING DEPARTMENT

EXAMINER'S REPORT.

WAYNESBORO SAVINGS BANK, WAYNESBORO.

At Close of Business September 30, 1920.

President-J. H. W'hitehead. Vice-President-R. C. Neely. Cashier-S. A. Gray.

Directors-J. H. Whitehead, R. C. Neely, G. A. Steadman, A. W .. Neely, P. B. Hall,

F. B. Hall, F. H. Blount, H. A. Macauly,

Date of Charter-March 6, 1911.

Began Business-March 6, 1911.

RESOURCES

LIABILITIES

DT iemmea nLdo aLn so a-n-s- - -_-_-_-_-_-_-_-_-_-_-_-_$
Loans Secured by Real Estate United States Bonds _____ _ Other Stocks and Bonds ___ _
Banking House -----------Furniture and Fixtures____ _ Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------GSiolvlder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_ Advances on Cotton________ _ Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of .Credit and Accept-
O vaenrcdersa f-t-s- -(-i-f- -a-n-y-)- -_ -_ _- _- _-_-_- -_
Other Assets --------------

60,500 00 98,530 91
4,100 00 1,000 00
7,143 58

Capital Stock Paid in ______$ 15,000 00 Amt. Reserved for Branches Surplus Fund -------------- 15,000 00 Undivided Profits ---------- 3,707 97 Dividends Unpaid ---------Due to Banks in this State __ Due to Banks in other States
Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits___________ _ 137,566 52 Trust Funds on Deposit_ __ _
Cashier's Checks ---------Certified Checks ----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances --------Reserve ior Inte,rest and 'l'aAes
Other Liabilities -----------

Total ---------~----------$171,27~ 19 Total --------------------$171,27 4 49

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$161,783 20 Capital Stock Paid in _______$ 15,000 00

DL oeamnasnSd e cLuor eadn sb y- -R-e-a-l- -E-s-t-a-t eUnited States Bonds________ Other Stocks and Bonds ____ Banking House ____________

_- _- _- _- _-_-_-_- -_ ________ _
5,100 00 _ _______ _

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------- Dividends Unpaid _________ _
Due to Banks in this State __

15,000 00 6,424 61
3,622 54

Furniture and Fixtures_____ --------- Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State --------- Individual Deposits Subject

Due from Banks in other

to Check ----------------

States ------------------- --------- Demand Certificates of Deposit

Currency ------------------- _________ Time Certificates of Deposit

SGiolvlder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-_-__-

-_ -_-_-_-_ _- _-_- -_

Savings Deposits ________ _ 126,836 05 Trust Funds on Deposit_ __ _

Advances on Cotton_________ _________ Cashier's Checks ----------

Advances on otherCommodities Checks for Clearing House__

________ _ ________ _

BC ei lrltsi f iPe da y aCbhleec k_s_ _ _- _- _- _-_-_-_-_-_-_- -_

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Letters of Credit and Accept-

Certificates of Deposit for Borrowed Money ________ _

ances -------------------- _________ Liability on Letters of Credit Overdrafts (if any)-------- --------- and Acceptances _________

Other Assets -------------- --------- Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$166,8"83 20 Total --------------------$166,883 20

FIRST ANNUAL REPORT

595

EXAMINER'S REPORT.

CITIZENS BANK, WEST POINT.

At Close of Business November 6, 1920.

President-J. A. Avary. Vice-Presidents-E. C. Freeman, R. B. Dixon.

Cashier-R. B. Dixon.

Directors-.J. A. Avary, R. C. Freeman, R. B. Dixon, G. S. Cobb, G. S. Harris,

Henry Hart, M. M. Hunt, R. W . .Jennings, \V . .J. Kerby, Sr., Geo, H. Lanier,

L. Lanier, Phil Lanier, Mark McCullough, 0. G. Murphy.

Date of Charte-r-February 17, 1917.

Began Business-March 15, 1917.

RESOURCES

LIABILITIES

Time Loans ----------------$462,925 41 Capital Stock Paid In ______ $ 97,150 00

Demand Loans ------------- 14,685 00 Amt. Reserved for Branches

Loans Secured by Real Estate 14,821 34 Surplus Fund ___ ----------- 15,930 00 United States Bonds ________ 37,850 00 Undivided Profits _________ _ 3,217 51

Other Stocks and Bonds ____ 1,650 OQ Dividends Unpaid _________ _

Banking House -------~---- --------- Due to Banks in this State __ Furniture and Fixtures ____ 5,277 99 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ----------------

Due from Approved Reserve

Individual Deposits Subject

Agents ------------------ 33,505 51 to Check ----------------- 172,558 29

Due from Banks in other

Demand Certificates of Deposit

States ------------------- _________ Time Certificates of Deposit 4,100 00

Currency ------------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-_-_-_

12,915 00 1,520 00
2,565 67

Savings Deposits ----------Cashier's Checks __________ _ Certified Checks ___________ _

59,701 OR
483 67 18 00

Advances on Cotton_________ --------- Bills Payable ---~--------- 85,000 00 Advances on other Commodities ________ _ Notes and Bills Rediscounted 152,567 00

Checks for Clearing House__
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

832 40 ---------

Certificates of Deposit 'for Borrowed Money ________ _
Liability on Letters of Credit and Acceptances ---------

_..J ______ _

ances -------------------- ________ _ Reserve for Interest and Taxes

Overdrafts (if any)-------- ________ _ Other Liabilities -----------

Other Assets: --------------

254 9R

709 52

_Cash Items ----------------

631 77

Total --------------------$589,435 07 Total --------------------$589,435 07

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$467,694 68 Capital Stock Paid In ______ $100,000 00

Demand Loans ------------- 18,455 00 Amt. Reserved for Branches --------Loans Secured by Real Estate 115,096 87 Surplus Fund -------------- 16,500 00

United States Bonds -------- 37,800 00 Undivided Profits ------<---- 5,810 84 Other Stocks and Bonds ____ 3,600 00 Dividends Unpaid __________ ---------

Banking House ------------ _________ Due to Banks in this State__ --------Furniture and Fixtures ____ 5,277 99 Due to Banks in other States ---------

Other Real Estate Owned____ Due from Banks in this State

-2-8-,ii2-17

Call Money ---------------Individual Deposits Subject

---------

Due from Banks in other

to Check __________________ 168,111 84

--:l,ooo-oo Stat-es -------------------
Currency _____.:.____________

1,335 15,022

8oo2

Demand Certificates of Deposit Time Certificates of Deposit_

Gold ----------------------- 1,517 50

Silver, Nickels, Pennies ____ 5,129 83

Advances on Cotton_________ ---------

Advances on other Commodities _________

Checks for Clearing House __ 2,617 77

Other Checks and Cash Items

330 77

Customers' Liability on Let-

Savings Deposits____________ 64,609 32

Trust Funds on Deposit____ ---------

Cashier's Checks____________

418 72

Certified Checks ------------

4 68

Bills Payable -------------- 85,000 00

Notes and Bills Rediscounted 158,535 00

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------- ---------

ances -------------------- _________ Liability on Letters of Credit

Overdrafts (if any)________ --------- and Acceptances --------- ---------

Other Assets -------------- --------- Reserve for Interest and Taxes ---------

Other Liabilities ----------- ---------

Total --------------------$601,990 40 Total --------------------$601,990 40

r,

596

BANKING DEPARTMENT

EX:AMilii'EB'S B.EPOB'l'.

BANK OF WESTON, WESTON.

At Close of Business July 17, 1920.

President-G. W. Sims. Vice-Presidents-A. P. Passmore, M. J. Lovett.

Cashier-L. W. Adams.

Directors-G. W. Sims, A. P. Passmore, M. J. Lovett, I. L. Stapleton, L. 0.

Brightwell.

Date of Charter-May 6, 1913.

Began Business-March 20, 1913.

RESOURCES

LIABILITIES

Time Loans ---------------$131,137 93

Demand Loans ------------ 3,315 00

Loans Secured by Real Estate 24,000 00

United States Bonds --------

800 00

Other Stocks and Bonds ____

50 00

Banking House ------------ 1,964 67 Furniture and Fixtures ____ 1,822 64

Other Real Estate Owned __ 1,000 00

Due from Banks in this State 3,504 00

Due from Banks in other

States ------------------Currency ------------------

3,648 85 1,172 00

GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

30 00 154 81

Advances on Cotton_________ ---------

Advances on other Commodities ---------

Checks for Clearing House __

523 14

Other Checks and Cash Items

140 04

Customers' Liability on Let-

ters of Credit and Accept-

Ovaenrcdersaf-t-s--(-if--a-n-y-)---_-_-_-_-__-,-_-_ ----7-21---73-

Other Assets -------------- 15,0f1l 83

Capital Stock Paid In ______$ 15,000 00

Amt. Reserved for Branches

Surplus Fund ----'---------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State __

1,500 00 9,462 25
48 00

Due to Banks in other States

Call Money ---------------- 37,500 00 Individual Deposits Subject

to Check ---------------- 55,332 77 Demand Certificates of Deposit

Time Certificates of Deposit 54,435 95

CSaavshiniegrs's DCehpeocskitss__-_-_-__-_-_-_-_-_--_

460 17 507 50

Certified Checks ----------Bills Payable -------------- 15,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money ---------

Liability on Letters of Credit

and Acceptances ---------

Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$189,246 64 Total ----.----------------$189,246 64

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$110,680 92 Capital Stock Paid In ______ $ 15,000 00 Demand Loans______________ 5,974 51 Amt. Reserved for Branches

Loans Secured by Real Estate 22,815 20 Surplus Fund -------------- 1,500 00

United States Bonds_~-----Other Stocks and Bonds ____

600 00 Undivided Profits ---------- 4,273 77

50 00 Dividends Unpaid _____ --<----

48 00

Banking House ------------- 1,964 67 Due to Banks in this State __

Furniture and Fixtures ____ 1,822 64 Due to Banks in other States

Other Real Estate Owned ___ 1,000 00 Call Money ---------------- 38,500 00 Due from Banks in this State 4,823 37 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 42,760 25

States -------------------
Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

56 70 Demand Certificates of Deposit

442 00 25 00

Time Certificates of Deposit Savings Deposits___________ _

52,833 97 678 39

336 39 Trust Funds on Deposit_ __ _

Advances on Cotton and Farm

Cashier's Checks ----------

677 36

ChPercokdsufcotrs C-l-e-a-r-i-n-g-~H-o-u--s-e-_-_

11,660 25 500 00

Certified Checks ----------Bills Payable --------------

14,000 00

Other Checks and Cash Items

401 70 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

OtahnecreAs s-s-e-t-s-: ---------------

---------

Liability on Letters of Credit and Acceptances ---------

Depositors' Guarantee Fund 3,056 55 Reserve for Interest and Taxes

Mutual Fire Insurance Fund

120 00 Other Liabilities -----------

County Warrants ---------- 3,941 g4

Total --------------------$170,271 74 Total --------------------$170,271 T4

FIRST ANNUAL REPORT

597

EXAlllliNEB'S BEPOB'r.

MERCHANTS &PLANTERS BANK, WHIGHAM.
At Close of B~iness July 19, 1920.

Pres,ident-T. J. Mills. Cashier-R. S. Kennimer.

Di.rectors-T. J. Mills, R. S. Kennimer, S. F. Lodge.

Date of Charter-June 18, 1918.

Began Business-June 18, 1918.

RESOURCES

LIABILITIES

Time Loans ----------------$ 86,303 67

Demand Loans ------------ 11,694 73

Loans Secured by Real Estate

United States Bonds --------

450 00

Other Stocks and Bonds ___ _

Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned___ _ Due from Banks in this State Due from Banks in other
States -------------------
Currency -----------------GSiollvder-, -N--ic-k-e-l-s-,-P--e-n-n-i-e-s--_-__-_--_ Advances on Cotton_________

4,000 00 3,214 29 -------\-10,044 86
3,695 83 4,306 00
55 00 850 88

Advances on other Commodities Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,535 60 3 00

O va enrcdersa f-t-s- -(-i-f- -a-n-y-)- -_ -_ _- _- _- _-_- -_

Other Assets --------------

125 13

Capital Stock Paid In______$ 15,000 00

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---~----- Dividends Unpaid ---------Due to Banks in this State __

500 00 3,592 99 1,500 00

Due to Banks in other States

Call Money ---------------- 35,000 00 Individual Deposits Subject

to Check ---------------- 57,278 52 Demand Certificates of Deposit Time Certificates of DeposiL 12,166 10

Savings Deposits ---------Cashier's Checks ------------ 1,241 38

Certified Checks -----------

Bills Payable -------------Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit

and Acceptances --------Reserve for Interest and Taxes

Other Liabili):ies -----------

Total --------------------$126,278 99 Total --------------------$126,278 99

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 79,093 84 Capital Stock Paid In______ $ 15,000 00

Demand Loans ------------ --------- Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund --------------

United States Bonds ________

450 00 Undivided Profits ---~-----

500 00 1,052 34

Other Stocks and Bonds ____ --------- Dividends Unpaid ---------- 1,500 00

Banking House ------------ 4,000 00 Due to Banks in this State__

Furniture and Fixtures ____ 3,214 29 Due to Banks in other States

Other Real Estate Owned____ ________ _ Call Money ---------------- 8,000 00

Due from Banks in this State 8,110 54 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 57,160 24

States ------------------Currency ------------------Gold ---------------------Silver, Nickels, Pennies ____ Advances on Cotton_________

1,581 82 ---------
6,791 37 --------________ _

Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _
Cashier's Checks ----------

15,122 60 1,246 87

Advances on other Commodi-

Certified Checks -----------

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o-u--se--__- . __3_,_2_2_0__19_

Bills Payable -------------Notes and Bills Rediscounted

15,000 00

Other Checks and Cash Items --------Customers' Liability on Let-

Certificates of Deposit for Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t-s - -(-i-f- -a-n- -y-)-------------- --

_- _- _-_-_-_-_-_- -_

and Acceptances _________ ~ Reserve for Interest and Taxes

Other Assets:

Other Liabilities -----------

Mutual Fire Fund ----------

120 00

Total --------------------$106,582 05 Total --------------------$106,582 05

598

BANKING DEP.A.RTMENT

EXAMINER'S BEPOBT.

BANK OF WHITE PLAINS, WHITE PLAINS.

At Close of Business July 12, 1920.

President-W. C. Davidson. Cashier-L. F. Goodrich.

Directors-W. C. Davidson, R. L. Jernigan, H. I. Moore, J. R. McKinley, L. F.

Goodrich.

Date of Charter-June 11, 1904.

Began Business-July 8, 1904.

RESOURCES

LIABILITIES

Time Loans ----------------$103,916 21

Demand Loans ------------ --------Loans Secured by Real Estate 5,000 00

United States Bonds ________

700 00

Other Stocks and Bonds ____ 4,200 00

Banking House ------------ 3,500 00 Furniture and Fixtures______ 1,620 00

Other Real Estate Owned ___ _ Elue from Banks in this State

--9~749-'44

Due from Banks in other

States ------------------Currency -----------------GSiolvlder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

2,120 30 3,669 00
10 00 438 88

Advances on Cotton_________ ---------

Advances on othe~Commodities ---------

Checks for Clearing House __

404 15

Other Checks and Cash Items

1!) 00

Customers' Liability on Let-

ters of Credit and Accept-

Ovaenrcdersaf-t-s--(-if--a-n-y-)------------------ --1-,-24-3---90-

Other Assets:

Jno M Healmes Ins Co

146 25

Capital Stock Paid In_______$ 25,000 00

Amt. Reserved for Branches USunrdpivluids edFuPnrdof-i-ts--_-_-_-_-_-_-_-_-_--_ Dividends Unpaid _________ _

6,125 81 4 00

Due to Banks in this State__

Due to Banks in other States

Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit

67,922 91 7,750 00

----2o-si CSaavshiniegrs's DCehpeocskitss__-_-_-_-_-__-_-_-_--_

Certified Checks ----------Bills Payable -------------- 30,000 00 Notes and Bills Rediscounted

Certificates of Deposit for Borrowed Money ________ _

Liability on Letters of Credit and Acceptances _________ _

Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$136,823 13 Total --------------------$136,823 13

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 96,055 20 Demand Loans ------------ 2,236 35

Loans Secured by Real Estate 5,000 00

United States Bonds --------

700 00

Other Stocks and Bonds ___ _ 4,325 00

Banking House ------------ 3,500 00 Furniture and Fixtures ___ _ 1,660 00

Other Real Estate Owned ___ _ -------~Due from Banks in this State 5,911 44

Due from Banks in other

States ------------------- ---.-----Currency ------------------ 1,579 00

GSiollvder-, -N--i~c-k-e-l-s,--P--e-n-n-i-e-s--_-_-_-_ Advances on Cotton _______ _

10 00 550 72
1,508 97

Advances on other Commodi-

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -__Other Checks and Cash Items

3,449 81 ----1-42---4-3

Customers' Liability on Let-

ters of Credit and Accepr-

Ovaenrcdersaf-t-s--(-if--a-n-y--) --_-_-_-_~_-_-_-_ 2,129 18

Other Assets --------------

Capital Stock Paid In ______ $ 25,000 00 Amt. Reserved for Branches

Surplus Fund -------------UDnivdiidveinddeds UPrnopfaiitds -_-__-_-_-_-_-_-_--_
Due to Banks in this State__ Due to Banks in other States

5,379 72 4 00

Call Money ---------------Individual Deposits Subject

to Check ---------------- . 54,287 92 Demand Certificates of Deposit Time Certificates of Deposit 8,473 33

Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks____________

113 13

Certified Checks ----------Bills Payable --------------

-35~5-oo-oo

Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit
and Acceptances _________ _

Reserve for Inte,rest and Taxes

Other Liabilities ----------

Total --------------------$128,758 10 Total --------------------$128,758 10

FIRST ANNUAL REPORT

599

EXAMINEE'S BEPOBT.

THE WHITESBURG BANKING COMPANY, WHITESBURG.
At Close of Business November 19, 1920.

President-W. '1'. Jones. Vice-PJ"esident-T. W. Camp. Cashier-J. A. Jones.

Directors-W. T. Jones, J. R. M. Carter, T. W. Camp, T. J. Jones, R. E. L. Jones.

Date of Charter-September 11, 1907.

Began Business-November 18, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$ 52,463 44 Demand Loans ------------- 1,989 00

Loans Secured by Real Estate

United States Bonds -------- 4,083 40 Other Stocks and Bonds ___ _

Banking House ------------- 1,529 70 Furniture and Fixtures ___ _ 2,440 18

Other Real Estate Owned ___ _

Due from Banks ---------- 4,182 87

Due from Banks in other States

Currency ------------------ 1,950 00

GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n-n-i-e-s-_-_-_-_-_-_ Advances on Cotton________ _

127 50 513.60

Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

4,435 83

O vaenrcdersa f-t-s - -(-i f- -a-n-y-)- - -- -- -- -- -- -- -- -Other Assets --------------

112 83

Capital Stock Paid In______$ 15,000 00

Amt. Reserved for Branches Surplus Fund -------------- 10,000 00 Undivided Profits ---------- 2,135 83

Dividends Unpaid ---------Due to Banks in this State__

Due to Banks in other States

Call Money ---------------Individual Deposits Subject
to Check ---------------nPmand Certificates of Deposit Time Certificates of Deposit

21,173 49

Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks _________ _

505 87

Certified Checks ----------Bills Payable -------------- 25,000 00 Notes and Bills Rediscounted Certificates of Deposit for

Borrowed Money --------Liability on Letters of Credit
and Acceptances _________ _

Reserve for Interest and Taxes

Other Liabilities ---------Cash Long ----------------

13 16

Total ---------------------$13,828 35 Total ---------------------$73,828 35

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ Demand Loans ---------~-- Loans Secured by Real Estate United States Bonds _______ _ Other Stocks and Bonds ___ _ Banking House ___________ _
Furniture and Fixtures ___ _ Other Real Estate Owned___ _ Due from Banks in this State Due from Banks in other States Currency ------------------
GSiollvder-, -N--ic-k-e-l-s-,-P--e-n-n-i-e-s--_-__-_--_ Advances on Cotton________ _
Advances on other Commodities Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O va ne rcdersa f-t-s - -(-i-f- -a-n- -y-)------------ -- -Other Assets --------------

47,938 84 754 00
1,527 82 4,083 40 1,529 70 2,440 18
3, 661 00 2 50
640 36
71 82

Capital Stock Paid In ______ $ 15,000 00 Amt. Reserved for Branches Surplus Fund -------------- 10,000 00 UDnivdiidveinddeds UPnropfaiitds _-_-_-_-_-_-_-_-_--_ 2,632 73

Due to Banks in this State __ Due to Banks in other States

Call Money ---------------Individual Deposits Subject
to Check---------------Dc,mand Certificates of Deposit Time Certificates of Deposit

21,762 42

Savings Deposits ---------Trust Funds on Deposit ___ _
Cashier's Checks ---------Certified Checks ----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

------~~--
206 02 17,000 00

LiaanbdilitAycocnepLtaentcteerss__o_f__C_r_e_d_i_t

Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$ 66,601 17 Total --------------------$ 66,601 17

l

600

BANKING DEPARTMENT

EXAMINER'S BEPOB'r.

BANK OF WILLACOOCHEE, WILLACOOCHEE.

At Close of Business July 8, 1920.

President-J. E. Gaskins. Vice-President-J. A. Gaskins. Cashier-J. A. McGregor.

Di.rectors-J. E. Gaskins, J. A. Gaskins, J. A. McGregor, Otis Poulk, E. C. Henderson.

Date of Charter--IDecember 21, 1900.

Began Business-March 18, 1901.

RESOURCES

LIABILITIES

Time Loans ----------------$ 96.841 67 Capital Stock Paid In _______ $ 25,000 00

Demand Loans ------------ 16,161 41 Amt. Reserved for Branches

Loans Secured by Real Estate _________ Surplus Fund --------------

United States Bonds ______ _ 11,220 29 TTndivlded Profits ---------- 6,935 79

Other Stocks and Bonds ___ _

849 10 Dividends Unpaid ----------

Banking House ------------ 5,000 00 Due to Banks In this State __

997 81

Furniture and Fixtures ___ _ 1,820 50 Due to Banks in other States

Other Real Estate Owned __

52 96 Call Money ----------------

Due from Banks in this State 17,639 72 Individual Deposits Subject

Du<> from Banks in other

to Check ---------------- 46,672 93

States ------------------- 1,590 81 Doemand Certificates of Deposit

Currency ------------------ 3,107 00 Time Certificates of Depos!L 62,354 46

GRiollvder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_ Advances on Cotton________ _

25 00 Savings Deposits ---------408 60 Cashier's Checks ------------
Certified Checks ------------

304 55

Advances on other Commodities

Bills Payable -------------- 15,000 00

Checks for Clearing House __

791 60 Notes and Bills Rediscounted

Other Checks and Cash Items 1,854 23 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ________ _

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t-s- -(-i-f- -a-n- -y-)-------------- --

and Acceptances _________ __, Reserve for lnterest and Taxes

Other Assets:

Other Liabilities ----------

97 40

Total --------------------n57,362 9 4 Total --------------------$157,362 94

BANK'S ,STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 75,869 R1

Demand Loans ------------- 13,010 9S

Loans Secured by Real Estate United States Bonds _______ _

17,81)0 33 12,336 84

Other Stocks and Bonds ___ _

Banking House ------------ 5,000 00

_______ Furniture and .Fixtures ___ _ 1,820 50

Other Real Estate Owned ___ _

\...._

Due from Banks in this State 9,098 38

Due from Banks in other

States -------------------

38 89

Currency ------------------ 1,923 00

GSiollvder-, -N--i-c-k-e-ls-.--P-e-n--n-ie-s---_-__--_ Advances on Cotton ________ _

20 00 836 60

Advances on other Commodities Checks for Clearing House __
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

2,602 40 1,118 82

O vaenrcdersa f-t-s- -(-i-f- -a-n- -y-)------------ -- -Other Assets --------------

Capital Stock Paid In______$ 25,000 00 Amt. Reserved for Branches

Surnlus Fund -------------Undivided Profits ---------- 3,614 25

Dividends Unpaid ---------Due to Banks In this State __ Due to Banks in other States

892 56

Call Money ---------------Individual Deposits Subject

to Check ---------------- 35,031 03 Demand Certificates of Deposit Time Certificates of Deposit 61,662 80

TSrauvsint gFsunDdepoonsDitsepo--si-t--_-_-_-__--_ Cashier's Checks____________

325 91

Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money ________ _

15,000 00

Llabil!tv on Letters of Credit and Accentances __________,

Reserve for Interest and Taxes

Other Liabilities ----------

Total --------------------$141,526 55 Total --------------------$141,526 55

FIRST ANNUAL REPORT

601

B:XAMilii'BB'S BBPOBT.

MERCHANTS & FARMERS BANK, WILLACOOCHEE.

At Close of Business August 28, 1920.

President-B. G. Oberry. Vice-President-J. M. Roberts. Cashier-Miss Pansy

Linder.

Directors-B. G. Obe~ry, J. M. Roberts, Henry Paulk, Aaron Nutts, J. J. Vickers.

Date of Charter-May 26, 1906.

Began Business-August, 1906.

RESOURCES

LIABILITIES

Time Loans ----------------$151,457 93 Capital Stock Paid In_______ $ 18,000 00 Demand Loans ------------ 4,970 75 Amt. Reserved for Branches Loans Secured by Real Esfate ________ _ Surplus Fund -------------- 7,500 00 United States Bonds -------- 4,350 00 Undivided Profits ---------- 16,787 95

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

Banking House ------------ 2,400 00 Due to Banks in this State __ Furniture and Fixtures____ 2,403 3r, Due to Banks in other States

Other Real Estate Owned____

404 00 Call Money ----------------

Due from Banks in this State 39,548 45 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-__--_

2,438 98 8,151 00
545 00 333 71

to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _

88,914 12 87,946 04

Advances on Cotton_________ --------- Cashie~s Checks ----------Advances on other Commodities _________ Certified Checks ------------

375 74

Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-

1,201 00 Bills Payable -------------1,146 14 Notes and Bills Rediscounted
Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money ---------

Ov~':-~~!fts--(if--any)======== ----77-25 LiaanbdilitAycocnepLtaentcteerss__o_f__C_r_e_d_i_t

Other Assets --------------

95 77 Reserve for Interest and Taxes

Other Liabilities -----------

Total --------------------$219,523 85 Total --------------------$219,523 85

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---~------------$ 80,182 95

Demand Loans ------------ 4,334 25

Loans Secured by Real Estate 60,593 35

United States Bonds_______ _ 4,394 00

--------- Other Stocks and Bonds ___ _
FBuarnnkiitnugre HaonudseFi-x-tu--re--s-_-_-__-_--_

2,400 00 2,951 70

Other Real Estate Owned ___ _

404 00

Due from Banks in this State 14,280 16

Due from Banks in other

States -------------------

823 36

Currency ------------------ 3,677 00

GSiollvder-, --N-i-c-k-e-ls-,--P-e--n-n-ie-s--__-_-_--_ Advances on Cotton________ _
--------- Adances on other Commodities --------- Checks for Clearing House__ --------- Other Checks and Cash Items

535 00 442 80 1, 719 68

Customers' Liability on Let-

ters of Credit and Accept-

O vaenrcdersa f-t-s- -(-i-f- -a-n- -y-)------------ -- -Other Assets --------------

Capital Stock Paid In_______ $ 18,000 00

Amt. Reserved for Branches Surplus Fund --------------

--7~5oo-oo

Undivided Profits ---------- 14,381 30

Dividends Unpaid ----------

Due to Banks in this State __

Due to Banks in other States

Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _

48,344 44 87,832 84

Cashier's Checks ---------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money --------Liability on Letters of Credit
and Acceptances _________ _

679 67

Reserve for Interest and

OtThaexr eLs ia-b-i-li-t-ie-s------------------------

Total --------------------$176,738 25 Total --------------------$176,738 25

602

BANKING DEPARTMENT

EXAMINER'S BEPOBT.

BANK OF WILLIAMSON, WILLIAMSON.

At Close of Business August 17, 1920.

President-A. P. Dickinson. Vice-President-A. Steinheimer.

Cashier-F. W. Vaughn.

Directors-A. P. Dickinson, A. Steinheimer, M. F. Anderson, T. B. Howard, J. C.

Beauchamp, C. A. Yarbrough, S. S. Marsh.

Date of Charter-November 5, 1912.

Began Business-December 9, 1912.

RESOURC:h!S

LIABILITIES

Time Loans ----------------$150,461 54 Demand Loans ____________ 15,525 00

Loans Secured by Real Estate ---------

United States Bonds________

95 00

Other Stocks and Bonds ____ ---------

Banking House ------------ 2,076 84

Furniture and Fixtures______ 2,323 32

Other Real Estate Owned____ Due from Banks in this State

--3~5]'1"'62

Due from Banks in other

States ------------------Currency -----------------GSiolvlder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_

8,353 70
3,415 00
40 00 678 56

Advances on Cotton_________ ---------

Advances on othe!rCommodities ---------

Checks for Clearing House__ ---------

Other Checks and Cash Items ---------

Customers' Liability on Let-

ters of Credit and Accept-

Ovae~~~~it~-(ii-a;y)-======== --1~077-41

Other Assets -------------- 17,120 00

Capital Stock Paid In _______ $ 15,000 00

Amt. Reserved for Branches

Surplus Fund ----------

3,000 00

Undivided Profits ---------- 11,893 83

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of De-
posit -------------------Time Certificates of Deposit

19,500 00 52,496 17
8,500 00

Savings Deposits ---------- 60,085 59

Cashier's Checks -----------

285 10-

Certified Checks ------------
Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

20,000 00

Borrowed Money -------Liability on Letters of Credit
and Acceptances__________

Reserve for Interest and

Taxes ------------------Other Liabilities ----------- 17,000 00

Total --------------------$207,760 69 Total --------------------$207,760 69

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCEEl

LIABILITIES

Time Loans ----------------$160,765 03 Demand Loans ____________ 9,745 70

Loans Secured by Real Estate ________ _ Banking House ____________ 2,076 84

Furniture and Fixtures______ 2,323 32

Other Real Estate Owned____ ________ _

Due from Banks in this State 1,366 73

Due from Banks in other

CuSrtraetnecsy -_-_-_-_-_-,_ -__-_-_-_-_-_-_-_-_-_-_--_

294 74 472 00

GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on C'otton_______ _
Advances on other Commodi-

40 00 327 95 2,056 17

ties ---------------------- 1,600 43 Checks for Clearing- House__ ---------

Other Checks and Cash Items 1,115 10 Customers' Liability on Let-

ters of Credit and Accept-

Ovaenrcdersaf-t-s--(-i-f--a-n-y-)-_-_-_-_-_-_-_--_ -----20---'7-9

Other Assets:

Depositors' Guarantee Fund __ 3,082 70

Fire Insurance Fund _____ _

120 00

Collection Account --------

10 00

-------- Bond Deposit Account_ ____ _ 9,950 00

Total --------------<------$195,367 50

Capital Stock Paid In_~ _____ $ 15,000 on

Amt. Reserved for Branches

Surplus Fund _________ _

3,000 00

Undivided Profits _________ _ 11,335 67

Dividends Unpaid _________ _

Due to Banks in this State __

Due to Banks in other States Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit

25,000 00 33,370 89

Savings Deposits ---------- 56,462 44

Trust Funds on Deposit_ __ _

Cashier's Checks _________ _

148 50

Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _______ _

34,500 00

Liability on Letters of Credit and Acceptances _________ _

Reserve for Interest and

Taxes ------------------Other Liabilities:
-------- Bopd Deposit Account_ ____ _ 16,550 00 Total --------------------$195,367 50

FIRST ANNUAL REPORT

603

EXAMI:NEB'S BEPOBT.

FARMERS BANK, WINDER.

At Close of Business' October 19, 1920.

President-Guy H. Kilgore. Vice-Presidents~Jno. L. Harris, Jno. A. Thompson.

Cashier-R. J. Smith.

Directors-H. H. Kilgore, Jno. L. Harris, Jno. A. Thompson, Jas. Thompson, R.

L. Manning, G. W. De'LaPierre, R. L. Rogers, C. W. Parker,

J. L. DeLay, J. L. Saul, C. C. Gregory.

Date of Charter-Feb.ruary 28, 1914.

Began Business-March 31, 1914.

RESOURCES

LIABILITIES

Time Loans ----------------$378,197 50

Demand Loans ____________ 6,640 79

Loans Secured by Real Estate 8,477 90 United States Bonds ________ 21,896 00 Other Stocks and Bonds_~-- 53,750 00

Banking House ------------ _________

Furniture and Fixtures______ 6,630 80

Other Real Estate Owned____ Due from Banks in this State

-2-3~o]5-io

Due from Banks in other

States ------------------- 2,631 27 Currency ------------------ 2,891 00

Gold ----------------------

582 50

Silver, Nickels, Pennies_____ 1,262 32

Advances on Cotton________ 14.114 45

Advances on other Commodities --------Checks for Clearing House __ 2,754 41

Other Checks and Cash Items 2,175 81

Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- _________ Overdrafts (if any)________ 3,276 41

Other Assets:

Cash Short ----------------

22 OG

Capital Stock Paid In_______ $ 50,000 00 Amt. Reserved for Branches ---------
Surplus Fund -------------- 8,000 00 Undivided Profits ---------- 7,223 86 Dividends Unpaid __________ --------Due to Banks in this State__ --------Due to Banks in other States ---------
Call Money ---------------- --------Individual Deposits Subject
to Check ---------------- 1 68,~3 56 Demand Certificates of Deposit --------Time Certificates of Deposit 85,585 75 Savings Deposits ---------- --------Trust Funds on Deposit____ --------Cashier's Checks ---------- 1,326 79
Certified Checks ------------ --------Bills Payable ______________ 78,500 00
Notes and Bills Rediscounted 121,571 61 Certificatefl of Deposit for
Borrowed Money ________ --------Liability on Letters of Credit
and Acceptances __________ --------Reserve for Interest and
Taxes ----------<---------- 6,000 00 Other Liabilities: Sundry Credits ------------ 1,616 75

Total --------------------$528,428 32 Total --------------------$528,428 32

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$322,777 00 Capital Stock Paid In _______ $ 50,000 00

Demand Loans ------------ --------- Amt. Reserved for Branches Loans Secured by Real Estate 11,296 91 Surplus Fund -------------United States Bonds________ 21,050 00 Undivided Profits _________ _ Other Stocks and Bonds____ 52,000 00 Dividends Unpaid ____,_____ _

8,000 00 6,406 88

Banking House ------------ --------- Due to Banks in this State __ Furniture and Fixtures______ 8,717 18 Due to Banks in other States

Other Real Estate Owned____ _________ Call Money ----------------

Due from Banks in this State 27,037 55 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 134,614 11

States ------------------Currency -----------------Gold ----------------------Silver, Nickels, Pennies_____ Advances on Cotton________ Advances on othe,rCommodities Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-

3,612 68 7,135 00
58'2 50 1,241 70 14,224 45
_________ 1,337 24
736 23

Demand Certificates of Deposit Time Certificates of Deposit 70,996 16 Savings Deposits _________ _ Trust Funds on Deposit_ __ _ Cashier's Checks _________ _ 1,844 23 Certified Checks -----------Bills Payable _____________ _ 76,000 00 Notes and Bills Rediscounted 120,600 68 Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money --------

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any)--------

117 62 and Acceptances _________ _

Other Assets:

Reserve for Interest and

War Savings Stamps ______

846 00 Taxes ------------------- 6,000 00

Stock Federal Reserve Bank_ 1,750 00 Other Liabilities __________ _

Total --------------------$4'74,462 06 Total --------------------$474,462 06

604

BANKING DEPARTMENT

EXAMI:NEB'S BEPOB'.r.

NORTH GEORGIA TRUST & BANKING COMPANY, WINDER.

At Close of Business December 18, 1920.

- President-A. A. Camp. V:ice-President-W. L. Jackson. Cashier-W. F. Hubbard.

Directors-J. T. Strange, M. J. Griffith, W. L. des PeJ'riere, A. Y. Evanson, H. L.

Flannigan, T. C. FJannigan, A. J. Hardigree, S. P. Higgins, N. W.

Hol'senbeck. W. R. Maynard, G. A. Johns, Clauae Mayme,

J. N. Millsap, C. 0. Niblick, W. T. Robinson, L.

'F. Sell; W. H. Toole, R. L. Woodruff.

Date of Charter-April 22, 1915.

Began Business-April 22, 1915.

RESOURCES

LIABILITIES

Time Loans ---------------$839,434 9e Capital Stock Paid In _______ $200,000 00

Demand Loans ____________ 18,323 19 Amt. Reserved for Branches ---------

Loans Secured by Real Estate _________ Surolus Fund -------------- 24,000 oo

United States Bonds ________ 243,238 7~ Undivided Profits ---------- 6,200 88

Other Stocks and Bonds____ 8,350 00 Dividends Unpaid ----------

402 on

Banking House ------------ 20,827 20 Due to Banks in this State__ 1,124 43

Furniture and Fixtures______ 21,362 52 Individual Deposits Subject

Due from Approved Reserve

to Check ----------------- 244,353 11

Agents ------------------ 60,856 oc Demand Certificates of De-

Due' from Banks in other

posit -------------------- 18,423 37

States ------------------- _________ Time Certificates of Deposit 58,831 "" Currency ---~-------------- 6,350 00 Savings DPposits ---------- 25,051 63

Gold ---------------------- 1,047 o0 Trust Funds on Deposit_ ___ --------Silver, Nickels. Pennies_____ 3,797 30 Cashier's Checks ---------- 2,281 09

Advances on Cotton________ 56,408 80 Certified Checks ------------

116 2fi

Check" for Clearing- House__ 4,700 41 Bills Payable -------------- 366.000 00

Other Checks and Cash Items 7,276 30 Notes and Bills Rediscounted 342,391 48

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money -------- ---------

ances -------------------- 19,091 J 7 Liability on Letters of Credit

Overdrafts (if any)________ 2,582 2' and Acceptances --------- 19,091 17

Other Assets -------------- 12,195 47 Reserve for Interest and

County Warrants ------------ 18,436 OJ Taxes ------------------- ---------

Other Liabilities ----------- ---------

Total ------------------$1,344!177 9'"1 Total ------------------$1,344,177 91

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$834,187 20

Demand Loans ____________ 21,644 71

Loans Secured by Real Estate 18,fi11 8? United States Bond>< ________ 244,900 00

Other Stocks and Bonds____ 1,500 00 Banking House ____________ 20.827 ?,e

Furniture and Fixtures______ 21.362 P

Due from Banks in this State 37,212 6!\

Due from Banks in other

States ------------------- 7,702 98 Currency ------------------ 12.719 00

Gold ----------------------- 1,067 50 Silver, Nickels. Pennies_____ 3,880 20

Advances on Cotton________ 51,862 17

Advances on otherCommoilities _________

Checks for Clearing Honse__

586 9!\

Other CheckR and Cash It'lms 4,070 27

Customers' Liahilitv on Letters of C'redit and Accept-

ances -------------------- .19,091 17

Overdrafts (if' any)-------- 2, 713 61

Other Assets: Bills of Exchang-e __________ 1 0,54~ 00

War Savings Stamos

S66 47

War Savings Certificates____

826 00

Stock Federal Reserve Bank 6,750 00

Capital Stock Paid In_______ $200,000 00 Amt. Reserv<:>d for Branches ---------

Surnlus Fund -------------- 24.000 on TTndivided Profits __________ 4,563 93

Dividends Unpaid ----------

402 00

Due to Banks in this State__ 1,124 43

Due to Banks In other States ________ _

Indiviilual Deposits Subject

to Check ---------------- 236,981 44

Demann Certificates of Deposit --------'Time Certificates of Deposit 79.693 R7

Savings Df>oosits __________ 25,155 30 'J'rust Funns on Deposit____ ________ _

Cashier's Checks __________ _ 1,027 09

Certified Checks ___________ _

11 R ?,o

Bills PayahlP _____________ _ NoteR and Bills RP.<'IiR<''lUnted

366.000 365,808

on n

Certificates of Deposit for

Borrowed Money ________________ _

Liabilitv on Letters of Credit

and Acceptances --------- 19,091 17

Reserve for Interest and TaxeR ___________________ ---------

Other Liabilities:

Payment Under U. S. Cos-

toms L. L. Bond_________ _ 1,861 22

Total ------------------$1,325,825 43 Total ------------------$1,325,825 4~

FIRST ANNUAL REPORT

605

EXAMilii':!:B'S BEPOB'.r.

THE PITTARD BANKING COMPANY, WINTERVILLE.

At Close of Business November 13, 1920.

President-J. T. Pittard. Vice-President-D. H. Winter. Cashier-H. F. Pittard.

Directors-J. T. Pittard, D. H. Winter, F. I,. Johnson, F. ,H. Koonen, J. H. Meyer,

Mrs. W. H. Dean.

Date of Charter-January 9, 1911.

Began Business-January 16, 1911.

RESOURCES

LIABILITIES

Time Loans ---------------$118,639 57

Demand Loans ------------ --------Loans Secured by Real Estate --------United States Bonds________ 11,500 00 Other Stocks and Bonds____ 1,100 00

Banking House ------------ --------Furniture and Fixtures______ 2,262 01

Other Real Estate Owned____ --------Due from Banks in this State

and Due from Banks in other States ------------ 24,443 fif

Currency -----------------Gold ---------------------Silver, Nickels, Pennies_____

466 00 6fi0 00 560 33

Advances on Cotton_________ --------Advances on other Commodities _________

Checks for Clearing House__ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

4,301 S7 236 70

ances -------------------- _________ Overdrafts (If any)________ _________

Other Assets -------------- 1,344 50

Capital Stock Paid In _______$ 20,000 00

Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ----------

11.000 00 6,178 '44

Dividends Unpaid ----------

Due to Banks In this State __ Due to Banks in other States

Call Money ---------------Indivinual Deposits Subjert
to Check ---------------Demand Certificates of DPpoRit Time Certificates of Deposit Savings Deposits _________ _ Trust Funds on Deposit_ __ _

64,768 94
]2,766 31 7,420 55

Cashier's Checks ---------Certified Checks ------------
Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _______ _

950 49
10,000 00 20,919 80

Liability on Letters of Credit and Acceptances _________ _

Reserve for Interest and

OtThaexr esLia-b-i-l-i-ti-e-s---_-__-_-_-_-_-_-_--_ 6,500 00

Total --------------------$165,504 53 Total --------------------$165,504 53

BANK'S .STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$107,329 12

Demand Loans ------------ --------Loans Secured hv Real Estate 1.9fiS R?

United States Bonds________ 11,500 00

Other Stocks and BondsFederal Reserve Bank___ _

1.1oo oo

Banking House ------------ _________

Furniture and Fixtures______ 2,271 1'

Other Real Estate Owned____ ______ _. __

Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-__--_ Advances on Cotton_________

27,039 51
126 03 2,236 00
6fi0 00 569 66 ________ _

Advances on other Commodities ________ _

Checks for Clearing House __

966 32

Other Cherks and Cash Items 1,040 41

Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------- ---------

Overdrafts (if any)--------

82 5"7

Other Assets:

War Savings Stamps------~-

846 00

Capital Stock Paid In _______$ 25,000 00 Amt. Reserved for Branches

Surplus Fund -------------- 11,000 00

Undivided Profits ---------- 6,188 31

Dividends Unpaid ---------Due to Banks In this State__

Due to Banks In other States

Individual Deposits Subject

to Check ---------------- 61,438 62 Demand Certificates of De-

posit -------------------Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _ Cashier's Checks _________ _ Certified Checks ___________ _ Bills Payable _____________ _
Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _______ _

30 00 11,408 93
27 ]1 7,23n 19
487 62
] 0,000 00 18,399 80

Liability on Letters of Credit

and Acceptances --------Reserve for Interest and

Taxes ------------------Other Liabilities: L. L. Bonds Borrowed_____ _ 6,500 00

Total --------------------$157,715 5~ Total --------------------$157 ,7f5 58

1

606

BANKING DEPARTMENT

EXAMINEB.'S BEPOBT.

PEOPLES BANK, WOODBURY.

At Close of Business September 9, 1920.

P.resident-W. J. Smith. Vice-President-H. W. Clements. Cashier-A. D. Holland.

Directors-W. J. Smith, H. W. Clements, R. J. Antony, W. E: Hooks, T. B.

Knight, J. M. Woodroof.

Date of Charter-July 7, 1907.

Began Business-September, 1907.

RESOURCES

LIABILITIES

TDiemmeanLdoaLnsoa-n-s---_-_-_--_-_-_-_-_-_-_-_$_20_3_,_9_0_5___12_

Capital Stock Paid Amt. Reserved for

In _______ $ Branches

15,000

00

Loans Secured by Real Estate --------- Surplus Fund _____________ _ 1,000 00

11nited States Bonds________ ________ _ Undivided Profits ---------- 9,721 71

Other Stocks and Bonds____ fi,OOO 00 Dividends Unpaid ----------

48 00

Banking House ____________ 2,499 0~ Due to Banks in this State 3,344 49

Furniture and Fixtures______ 2,750 00 Due to Banks in other States

Other Real Estate Owned___ _
Due from Banks in this State Due from Banks in other

Ys~8iT'o9

Call Money ---------------IndtoiviCdhueaclk D_e_p_o__si_t_s__S__u_b_j_e_c_t

71,500 00 40,983 58

States ------------------Currency -------------------

-----------------

Demand Certificates of Deposit Time Certificates of Deposit

79,682 35

GS iol vl de r , - -l \-"-i c-k-e-l-s ,- -P- e- n- -n-i e-s- - -_-_-_ _-

-_ -_-_ -_ _- _- _-_- -_

Savings Deposits ---------Trust Funds on Deposit_ __ _

Advances on Cotton_________ --------- Cashier's Checks ----------

425 62

Advances on otheO""Commodities --------- Certified Checks -----------Checks for Clearing House__ ________ _ Bills Payable -------------- 25,000 00

Other Checks and Cash Items --------- Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

ters of Credit and Accept-

Borrowed Money _______ _

ances -------------------Overdrafts (if any)-------Other Assets --------------

Liability on Letters of Credit and Acceptances ---------
120 00 Reserve for Interest and

Taxes -------------------

Other Liabilities -----------

Total --------------------$246,705 75 Total --------------------$246,705 75

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Capital Stock Paid In _______ $ 15,000 00

Time Loans _______________ $130.026 92 Amt. Reserved for Branches Demand Loans ____________ 19,503 30 Surplus F'und _____________ _ 1,000 00

Loans Secured bv Real Estate 50,424 51 Undivided Profits ---------- 4,259 39

United States Bonds________ --------- Dividends Unpaid ----------

48 00

Other Stocks and Bonds____

500 00 Due to Banks in this State __

Banking House ____________ 2.499 04 Due to Banks in other States

Furniture and Fixtures____ 2, 7fi0 00 Call Money ---------------- 89,000 00

Due from Banks in this State 3,480 21 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 27,758 52

States ------------------Currency ------------------
GSiolvlder-, -N--i-c-k-e-ls-.--P-e-n--n-ie-s-_-_-_-_-_-

141 71 3,443 00 1.272 fiO 2,067 03

Demand Certificates of Deposit --------------------
Time Certificates of Deposit Cashier's Checks ----------

4,000 00 50,939 00
304 71

Other Checks and Cash Items

72 10 Certified Checks ------------

Customers' Liability on Let-

Bills Payable -------------- 37,500 00

ters of Credit and Accept-

Notes and Bills Rediscounted 11,836 72

ances -------------------- _________ Certificates of Deposit for Overdrafts (if any) Secured 21,735 49 Borrowed Money _______ _

Overdrafts Unsecured ______

163 26 Liability on Letters of Credit

Other Assets:

and Acceptances ---------

F'ourth National Bank, Macon

Reserve for Interest and

Special Account __________ 23.000 00 Taxes -------------------

De,positors' Guarantee F'und ~,~~5 75 Other Liabilities:

Fire Insurance F'und________

120 00 Suspense Account Fourth

Cash Short ----------------

61 52 National ---------------- 23,000 00

Total ____________________ $264,646 34 Total --------------------$264,646 34

FIRST ANNUAL REPORT

607

EXAMINER'S BEPOBT.

WOODBURY BANKING COMPANY, WOODBURY.

President-J. D. Sutton. Vice-President-J. \V. Williams. Cashier-S. P. wilburn. Directors-J. D. Sutton, J. W. Williams, S. P. Williams, Bion Williams, H. B.
Jones, J. E. GrimseY, L. 0. Benton.

Date of Charter-October, 1902.

RESOURCES

LIABILITIES

Time Loans ----------------$172,419 47 Capital Stock Paid In _______ $ 23.400 00

Demand Loans ------------ 4,145 70 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds________

--6~640-oo~

Surplus Fund ------------Undivided Profits ----------

10,000 00 7,745 33

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

Banking House ------------ --------- Due to Banks in this State __ Furniture and Fixtures______ 3,686 73 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State

--6,621-1~2

Call Money ---------------Individual Deposits Subject

20,186 67

Due from Banks in other

to Check ---------------- 129,836 89

States ------------------Currency -----------------Gold --------------------~Silver, Nickels, Pennies_____ Advances on Cotton________

4,952 92
2,935 00 12 50
454 26 20,251 77

Demand Certificates of Deposit --------------------
Time Certificates of Deposit Savings Deposits ---------Cashier's Checks ----------

2,000 00 21,802 74
4,684 31

Advances on othocCommodities --------- Certified Checks ------------

Checks for Clearing House__

57 67 Bills Payable --------------

Other Checks and Cash Items 16,859 42 Notes and Bills Rediscounted

Customers' Liability on Let-

Certificates of Deposit for

20,000 00

ters of Credit and Accept-

Borrowed Money --------

ances -------------------- --------- Liability on Letters of Credit

Overdrafts (if any)--------

577 24 and Acceptances ---------

Other Assets:

Reserve for Interest and

Cash Short ----------------

37 14 Taxes ------------------Other Liabilities -----------

Total --------------------$239,655 94 Total --------------------$239,655 94

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------.$158,785 55 Capital Stock Paid In _______ $ 23,400 00

Demand Loans -----------Loans Secured by Real Estate

7,630 07 ---------

Amt. Reserved for Branches Surplus Fund --------------

-~-o:ooo-oo

United States Bonds________ --------- Undivided Profits --------- 6,676 48

Other Stocks and Bonds ____ -----"---- Dividends Unpaid ----------

Banking House ------------ --------- Due to Banks in this State 5,186 67 Furniture and Fixtures______ 3,686 73 Due to Banks in other States

Other Real Estate. Owned____ --------- Call Money ---------------Due from Banks in this State 11,926 07 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------SGiolvlder, --N-i-c-k-e-l-s,--P--e-n-n-i-e-s-_-_-__--_ Advances on .Cotton _______ _ Advances on other Commodi-

1,940 73 1,026 00
20 00 564 67 14,754 22

to Check ---------------Demand Ce.rtificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _
Cashier's Checks ---------Certified Checks ------------

69,887 97 18,4 71 72
39 33

ties --------------------- --------- Bills Payable -------------- 70,000 00

Checks for Clearing House __

305 65 Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------

ters of Credit and Accept-

Liability on Letters of Credit

O vaenrcdersa f-t-s - - -( i-f- - -a-n-y-)- - -U- -n-s-e--

and Acceptances --------Reserve for Interest and

O vc eurrde dr a f-t-s- -S-e-c-u-r-e-d- - ---------------Profit and Loss ------------

327 72 Taxes ------------------2,659 98 Other Liabilities:
534 78 Liberty Bonds for Sale _____ _

500 00

Total --------------------$204,162 11 Total --------------------$204.162 17

608

BANKING DEPARTMENT

E:XAliiiNEB'S BEPOBT.

FARMERS BANK, WOODCLIFF.

At Close of Business September 9, 1920.

President-L. 0. Benton. Vice-Presidents-H. H. Parker, W. H. Cohen.

Cashier-T. G. Harris. Directors-L. 0. Benton, H. H. Parker, W. H. Cohen, W. A. Edenfield, M. Parker,
Green Waters, T. G. Harris.

Date of Charter-August 26, 1912.

Began Business-September 9, 1912.

RESOURCES

LIABILITIES

Time Loans ----------------$ 95,128 67
Demand Loans ------------ 10,870 00

Loans Secured by Real Estate United States Bonds________

Other Stocks and Bonds___ _

700 00

Banking House ------------ 1,150 00

Furniture and Fixtures___ _

850 00

Other Real Estate Owned___ _

Due from Banks in this State 5,847 22

Due from Banks in other

States ------------------- 5,633 95

Currency -----------------GSiolvlder, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-_-__-_--_ Advances on Cotton_________

845 00
55 00 448 13

Advances on other Commodi-

Chteiecsks -f-o-r--C-l-e-a-r-in--g--H-o--u-se--__-
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

374 67

O vaenrcdersa f-t-s- -(-i-f- -a-n- -y-)---------------Other Assets: CLoonugntyanW d aSrhraonrttsAc-c-o-u--n-t_--__--_

4 47
3,369 30 228 35

Capital Stock Paid In_______$ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 5,000 00

Undivided Profits ----------

396 32

Dividends Unpaid ---------Due to Banks in this State__

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 36,915 56 Demand Certificates of Deposit

Time Certificates of Deposit 38,171 67

Savings Deposits ---------Trust Funds on Deposit___ _

Cashier's Checks ----------

21 21

Certified Checks -----------Bills Payable -------------- 20,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money -------Liability on Letters of Credit

and Acceptances --------Reserve for Interest and

Taxes ------------------Other Liabilities -----------

Total --------------------$125,504 76 Total --------------------$125,50-~ 76

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 65,981 41

Demand Loans ------------ 2,386 24

Loans Secured by Real Estate 19,100 00

United States Bond"l-------Other Stocks and Bonds____

700 00

Banking House ------------

850 00

Furniture and Fixtures______ 1,150 00

Other Real Estate Owned ___ _

Due from Banks In this State --6~3iTi5

Due from Banks in other

States ------------------Currency -----------------SGiol vl de r ,- - N- -i-c-k-e-l s-,- -P- -e-n-n-i -e-s -_ _-_-_- -_ Advances on Cotton_________

72 52
259 00 195 00
228 54

Advances on other Commodi-

ties --------------------Checks for Clearing House __ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

150 10

O vaenrcdersa f-t-s- -(-I-f- -a-n-y- )- -_-_ -_ _- _- _-_- -_
Other Assets: Profit and LosS------------

26 16 1,181 83

Capital Stock Paid In_______$ 25,000 00

Amt. Reserved for Branches

Surplus Fund -------------- 5,000 00 Undivided Profits ----------

Dividends Unpaid ---------Due to Banks in this State__

Due to Banks In other States

Call Money ---------------Individual Deposits Subject

to Check ---------------- 20,897 27 Demand Certificates of Deposit Time Certificates of Deposit 26,735 12

Savings Deposits ---------Trust Funds on Deposit_ __ _

Cashier's Checks -----------

151 98

Certified Checks -----------Bills Payable -------------- 20,1H4 58 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money -------Liability on Letters of Credit

and 'Acceptances --------Reserve for Interest and

Taxes ------------------Other Liabilities -----------

Total ---------~----------$ 98,598 95 Total --------------------$ 98,598 95

I --

FIRST ANNUAL REPORT

609

EXAMil'I"EB'S BEPOBT.

WOODLAND BANK, WOODLAND.

At Close of Business October 6, 1920.

President-S. F. Woodall. Vice-P.residents-W. W. Collier', H. T. Woodall.

Director&-S.

F.

Woodan,

M.

Cashier-M. H. H. King, B. C.

King. .Smith,

W.

w.

Collier,

C.

V.

Mills,

J. C. Pye, H. T.. Woodall, J. E. Peeler.

Date of Charter-November 18, 1907.

Began Business-November 25, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$ 66,359 17

Demand Loans ------------ 2,266 00

Loans Secured by Real Estate United States Bonds________

---------1 7,650 00

Other Stocks and Bonds ----

BF ua nr nkiitnugr eHaonuds e F -i x-t-u-r-e-s- - _-_-_- _-

2,669 97 1,500 00

Other Real Estate Owned___ _ Due from Banks in this State -1-3~875-98

Capital Stock Paid In_______$ 15,000 00

Amt. Reserved for Branches Surplus Fund --------------

--7~000-00

Undivided Profits ---------- 5,068 06

Dividends Unpaid ----------

Due to Banks in this State__

Due to Banks in other States

Call Money ---------------Individual Deposits Subject

Due from Banks in other

to Check ----------------

States ------------------Currency ------------------

1,084 2 4 Demand Certificates of Deposit 2,646 00 Time Certificates of Deposit

SGiol vl de r , - -N-i-c-k-e-l-s ,- -P- e--n-n-i-e-s -_-_ _-_- -_

198 50 Savings Deposits ---------1,400 75 Trust Funds on Deposit_ __ _

Advances on Cotton _______ _ 1,170 13 Cashier's Checks ----------

_ ___ __ _ Advances on other Commodi_:

..,

Certified Checks ------------

Chteiecks s -f-o-r--C-l-e-a-r-in--g--H-o-u--se-_-_-

Bills Payable -------------Notes and Bills Rediscounted

46,151 66 23,138 93
73 81 6,000 00

Other Checks and Cash Items

77 65 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money -------Liability on Letters of Credit

O vaenrcdersa f-t-s- -(-i-f- -a-n- -y-)---------------Other Assets:
County Warrants ---------Cash Short ----------------

1,52130

96 11

and Acceptances --------Reserve for Interest and
Taxes ------------------Other Llab!l!ties ----------

Total --------------------$100,432 46 Total --------------------$100,432 4~

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ---------------$ 53,310 91 Demand Loans ------------ 5,366 00 Loans Secured by Real Estate 10,019 00 United States Bonds _______ _ 7,650 00 Other Stocks and Bonds ____

BF ua rnnkiitnugr eHaonuds eF i x- -t u- -r e- -s -_ _- _-_-_- -_

2,669 97 1,500 00

Other Real Estate Owned___ _

Due from Banks In this State 4,476 35

Due from Banks in other

States ------------------Currency -----------------GSiollvder-, --N-i-c-k-e-ls-,--P--e-n-n-i-e-s-__-_-_--_ Advances on Cotton________ Advances on other Commodi-

927 63

1,411 00

198 50

1,533334

73 53

Chteiecks s -f-o-r--C-l-e-a-r-in--g--H-o-u--se-_-_-
Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

690 82

O vaenrcdersa f-t-s- -(-I-f- -a-n- -y-)-------------- -Other Assets --------------

30 00

Capital Stock Paid In _______ $ 15,000 00

Amt. Reserved for Branches Surplus Fund --------------

--7~000-00

Undivided Profits ---------- 5,049 04

Dividends Unpaid ----------

Due to Banks In this State__

Due to Banks in 'other States

Call Money ----------------

Individual Deposits Subject

to Check ---------------- 39,280 08

Demand Certificates of Deposit Time Certificates of Deposit

-2-3~493-67

Savings Deposits ---------Trust Funds on Deposit____

Cashier's Checks ---------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for

Borrowed Money -------Liability on Letters of Credit

and Acceptances --------Reserve for Interest and

Taxes ------------------Other Liabilities -----------

Total --------------------$ 90,118 44 Total. --------------------$ 90,118 41

610

BAN"KING DEPARTl\IENT

EXAMINER'S REPORT.

BANK OF WOODSTOCK, WOODSTOCK.

At Close of Business July 21, 1920.

President-J. H. Johnston. Vice-President-D. L. Johnston. Cashier-W. L. Du Free.

Directors-J. H. Johnston, S. L. Johnston, Willey P. Dobbs, L. A. Dean, C. E.

Chandler, W. L. Du Free.

Date of Charter-November 13, 1905.

Began Business-November 15, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$ 97,087 84
Demand Loans ------------- 2,746 00 Loans Secured by Real Estate 14,67 4 22 United States Bonds -------- 5,600 00 Other Stocks and Bonds ___ _ 1,500 00 Banking House ------------ 3,168 83 Furniture and Fixtures ___ _ 1,990 61

Capital Stock Paid In _______ $ 25,000 00
Amt. Reserved for Branches --------Surplus Fund -------------- 14,079 32 Undivided Profits ---------- 2,894 04 Dividends Unpaid ---------- --------Due to Banks in this State ---------Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 11,877 18 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 74,398 70

States ------------------- 1,895 82 Demand Certificates of Deposit --------Currency ------------------ 3,386 00 Time Certificates of Deposit 23,873 83

Gold ---------------------- 1,932 50 Savings Deposits ---------- ---------

Silver, Nickels, Pennies ------ 1,909 86 Cashier's Checks ------------

450 00

Advances on Cotton -------- --------- Certified Checks ---------- ----------

Advances on other Commodi-

Bills Payable -------------- ---------

ties --------------------- --------Checks for Clearing House ----------

Notes and Bills Rediscounted Certificates of Deposit for

---------

Other Checks and Cash Items --------- Borrowed Money -------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances --------- ---------

o:~rcj;aft"S-(if-S,lly-)--_-_-_-:_-_-__ --1~973-23

Reserve Taxes

for Interest and -------------------

---------

Other Assets ---------------

90 00 Other Liabilities ----------- ---------

Total --------------------$140,695 89 Total --------------------$14~695 89

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ -------- Capital Stock Paid In_______$ 25,000 00

Demand Loans ------------- 94,727 87 Amt. Reserved for Branches ------
Loans Secured by Real Estate --------- Surplus Fund -------------- -14,079 :ili
United States Bonds -------- 5,600 00 Undivided Profits ---------- 2,912 45 Other Stocks and Bonds ____ 1,500 00 Dividends Unpaid ---------- ---------

Banking House ------------ 3,168 83 Due to Banks in this State__ 20,000 00 Furniture and Fixtures ____ 1,990 61 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- --------Due from Banks in this State 9,249 13 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

to Check ---------------- 38,164 53 149 19 Demand Certificates of Deposit ------- _ 1,865 00 Time Certificates of Deposit_ 20,568 38

Gold ---------------------- 2,000 00 Savings Deposits ---------- ---------

Silver, Nickels, Pennies ____ 2,660 00 Trust Funds on Deposit____ ---------

Advanees on Cotton -------- --------- Cashier's Checks -----------

22 00

Advances on other Commodi-

Certified Checks ---------- ----------

ties --------------------- --------- Bills Payable -------------- 10,000 00 Checks for Clearing House __ 4,680 04 Notes and Bills Rediscounted ---------

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money -------- --------Liability on Letters of Credit

ances ------------------- ---------- and Acceptances --------- --------Overdrafts (if any) -------- 2,979 17 Reserve for Interest and

Other Assets: Safety Boxes ------------
Profit and Loss ------------

Taxes ------------------- --------90 00 Other Liabilitie~ ----------- --------66 84

Total --------------------$130,746 68 Total --------------------$130,746 68

i

FIRST ANNUAL REPORT

611

EXAMINEB.'S BEPOBT.

WOOLSEY BANK, WOOLSEY.

At Close of Business September 21, 1920.

President-R. P. Minter.. Vice-President-C. E. Fortson. Cashier-W. L. Burch.

Directors-R. P. Minter, W. L. Burch, C. E. Fortson, F. B. Crawley, J. T. Burch,

L. C. McLean.

Date of Charter-August 21, 1907.

Began Business-October 7, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$ '90,298 87 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------ 13,749 89 Amt. Reserved for Branches

Loans Secured by Real Estate --------- Surplus Fund --------------

United States Bonds -------- 4,600 00 Undivided Profits ----------

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

FBuarnnkiitnugr e Haonuds eF i x- -t u- -r e- s- _- _-_-_-_- -_

1,406 82 Due to Banks in this State__ --------1,798 00 Due to Banks in other States ---------

Other Real Estate Owned____ --------- Call Money ---------------- ---------

Due from Banks in this State 2,828 69 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 25,410 00

States ------------------Currency ------------------

259 48 Demand Certificates of Deposit ---------1,696 00 Time Certificates of Deposit__ 28,595 80

GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_

90 00 Savings Deposits ---------- ---------

165 42 Cashier's Checks ------------

310 46

Advances on Cotton -------- --------- Certified Checks ---------- ----------

Advances on other Commodi-

Bills Payable -------------- 35,000 00

ties --------------------- --------Checks for Clearing House ----------

Notes and Bills Rediscounted Certificates of Deposit for

---------

Other Checks and Cash Items

217 24 Borrowed Money -------- ---------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances --------- ---------

O vaenrcdersa f-t-s- -(-i f- -a-n-y-)- - -- -- -- -- -- -- -- --

- - - -5 -4 3- - -07-

Reserve Taxes

for Interest and -------------------

115 26

Other Assets ------------- ---------- Other Liabilities ----------- ---------

Total' --------------------$117,653 H Total --------------------$117,653 48

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIF:S

Time Loans ----------------$ 71,499 26 Capital Stock Paid In _______ $ 15,000 00

--3.ooo-oo Demand Loans ------------ 25,729 19 Amt. Reserved for Branches

LUonaitnesd SSectautreesd bByonRdesa_l_E__s_t_a_te_ Other Stocks and Bonds ___ _ Banking House ------------

--------4,150 00
--1~4o6-82

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__

10,165 69 40 00

Furniture and Fixtures ____ 1, 798 00 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------SGloivlder, -N--i-c-k-e-ls-,--P-e-n-n--ie-s---_-__--_

--------1,921 05
9 48 1,135 00
90 00 277 79

Call Money ---------------Individual Deposits Subject
Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _

24,429 29 -20~714-38

Advances on Cotton -------Advances on other Commodi-

1,976 11 Cashier's Checks ---------Certified Checks ---------~-

3 10

Chteiecks s -fo--r -C--le-a-r-i-n-g--H-o--u-s-e-_-_-

--------358 95

Bills Payable -------------Notes and Bills Rediscounted

37,500 00

Other Checks and Cash Items

348 27 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money _______ _

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaf-t-s--(-if--a-n-y--) -----------------

- - - -1-5-2 - -5-4

and Acceptances ---------Other Liabilities -----------

Other Assets ------------- ----------

Total -----------~--------$110,852 46 Total --------------------$110,852 46

612

BANKING DEPARTMENT

EXAllllil'I"EB'S BEPOBT.

THE CITIZENS BANK, WRENS.

At Close of Business November 10, 1920.

President-Joe R. Howard. Vice-President-James King. Cashier-Fred J. Howard.

Directors-James King, A. J. Howard, J. T. Newsome, G. S. Farmer, W. L. Rad-

ford, L. A. Ganus, J. R. Howard.

Date of Charter-October 1, 1907.

Began Business-October 1, 1907.

RESOURCES

LIABILITIES

Time Loans ----------------$182,885 52

Demand Loans ------------ 7,825 46

Loans Secured by Real Estate 36,899 75

United States Bonds -------- 10,000 00

Other Stocks and Bonds ----

300 00

Banking House ------------ 2,229 75 Furniture and Fixtures ____ 2,898 88

Other Real Estate Owned____ 8,000 00

Due from Banks in this State 5,454 32

Due from Banks in other

States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

1,877 37 2,433 00
182 50
297 00

Advances on Cotton -------- --------Advances on other Commodi-

Chteiecks s -fo--r-C--le-a-r-i-n-g--H--o-u-s-e--__-

--------1,618 92

Other Checks and Cash Items 1,037 65

Customers' Liability on Let-

ters of Credit and Accept-

Ovaenrcdersaf-t-s--(-if--a-n-y-)------------------ -----18---84-

Other Assets:

Cash Short ----------------

5 45

Capital Stock Paid In_______$ 15,000 00

Amt. Reserved for Branches ---------

Surplus Fund -------------- --------Undivided Profits ----------- 25,245 20

Dividends Unpaid ----------

16 00

Due to Banks in this State__ ---------

Due to Banks in other States ---------

Call Money --------------- ---------Individual Deposits Subject

to Check ---------------- 66,665 23 Demand Certificates of Deposit --------Time Certificates of Deposit__ 94,212 62

Savings Deposits ---------- --------Trust Funds on Deposit____ ---------

Cashier's Checks -----------

692 03

Certified Checks ------------ ________ _

Bills Payable -------------- 58,000 00

Notes and Bills Rediscounted --------Certificates of Deposit for
Borrowed Money ________ ---------

Liability on Letters of Credit

and Acceptances --------- --------Reserve for Interest and

Taxes ------------------- ________ _

Other Liabilities ----------- 4,133 33

Total --------------------$263,964 41 Total --------------------$263,964 J

BANK'S STATEMENT at Close of Business December 15, "1920.

RESOURCES

LIABILITIES

Time Loans ----------------$205,524 1!i Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ___ _
Banking House -----------Furniture and Fixtures ___ _ Other Real Estate Owned __ Due from Banks in this State

7,488 06
-1-0~000 -00
300 00 2,229 75 2,898 88 8,000 00 2,518 69

Amt. Reserved for Branches --------Surplus Fund -------------- --------Undivided Profits ----------- 24,203 59
Dividends Unpaid ---------- --------Due to Banks in this State__ --------Due to Banks in other States --------Call Money --------------- ---------Individual Deposits Subject

Due from Banks in other States -------~----------
Currency -----------------GSiolvlder, --N-i-c-k-e-l-s,--P-e-n--n-ie-s---_-__--_

to Check ---------------- 61,937 66 101 75 Demand Certificates of Deposit --------2,863 00 Time Certificates of Deposit__ 84,309 94 182 50 Savings Deposits ---------- --------617 02 Trust Funds on Dep()sit____ ---------

Advances on Cotton -------Advances on other CommodiChteiecsks -f-o-r--C-l-e-a-r-i-n-g--H-o-u--se--_-_ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

---------
--------370 73
---------

Cashier's Checks ----------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money -------Liability on Letters of Credit

1,272 18 --------55,500 00
1,000 00
---------

O vaenrcdersa f-t-s - -(-i f- -a-n-y-)- - -- -- -- -- -- -- -- --

- - - - 1- 8- - -8 -4

and Acceptances ---------Reserve for Interest and

---------

Other Assets:

Taxes ------------------- ------->--

Collections -----------------

llll 10 Other Liabilities ----------- ---------

Total --------------------$243,223 37 Total --------------------$243,223 37

F:i:RST ANNUAL REPORT

613

EXAMilii'EB.'S B.EPOB.T.

WRENS BANK, WRENS.

At Close of Business November 11, 1920.

President-Alex Avera. Vice-President-J. M. Adams. Cashier-R. L. Patrick.

Directors-Alex Avera, H. B. Young, R. S. McCleskey, J. M. Adams, J. H. Parish.

Date of Charter-March 20, 1916.

Began Business-March 28, 1916.

RESOURCES

LIABILITIES

Time Loans ---------------$119,456 72 Demand Loans -------------- 4,160 60 Loans Secured by Real Estate 5,699 82 United States Bonds________ --------Other Stocks and Bonds ____ 3,750 00

Banking House -----------Furniture and Fixtures______ Other Real Estate Owned____ Due from Banks in this State Due from Banks in other
States ------------------Currency ------------------
GSiollvder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---__-_--_ Advances on other Commodi-

2,000 00 2,165 00 2,400 00 3,920 34
1,389 99 1,975 00
115 00 991 99

Chteiecks s -fo--r-C--le--a-ri-n-g--H--o-u-s-e--_-_

--------1,726 29

Other Checks and Cash Items 1,052 18

Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------Overdrafts (if any) -------Other Assets: Depositors' Guarantee Fund_ Mutual Fire Insurance Fund \Yar Savings Stamps ------

- - - -3 0- 4- - -09-
3,464 50 120 00 495 78

Capital Stock Paid In__________$ 15,000 00

Amt. Reserved for Branches ---------

Surplus Fund -------------- 4,000 00

Undivided Profits ---------- 6,012 76

Dividends Unpaid --------'--

192 00

Due to Banks in this State__ ---------

Due to Banks in other States ---------

Call Money ---------------- 15,000 00

Individual Deposits Subject

to Check ---------------- 51,599 53 Demand Certificates of Deposit --------Time Certificates of Deposit 55,010 61

Savings Deposits ---------- ---------

Trust Funds on Deposit____ ---------

Cashier's Checks -----------

363 34

Certified Checks ------------ --------Bills Payable -------------- 8,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for

Borrowed Money -------- --------Liability on Letters of Credit

and Acceptances ---------- --------Reserve for Interest and

OtThaexr esLia-b-i-l-it-i-e-s-: ----------- ---------

Cash Long -----------------

9 06

Total --------------------$155,187 30 Total --------------------$155,187 30

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABI'LITIES

Time Loans ----------------$125,008 03 Capital Stock Paid In _______ $ 15,000 00

Demand Loans ------------ 2,625 60 Amt. Reserved for Branches

Loans secured by Real Estate United States Bonds________

-----------------

USunrdpilvuids eFd uPnrdof-i-ts--_-_-.-:, _-_-_-_-_-_--_

4,000 00 6,491 12

Other Stocks and Bonds ____ 3,750 00 Dividends Unpaid ----------

192 00

Banking House ------------ 2,000 00 Due to Banks in this State__

Furniture and Fixtures ---Other Real Estate Owned __

2,165 00 2,400 00

DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t,a_ _t_e_s

15,000 00

Due from Banks in this State 5,562 61 Individual Deposits Subject

Due from Banks in other
States ------------------Currency -----------------GS iol vl de r , - -N-i-c-k-e-l-s ,- -P-e- n- -n-i e- s- - -_ -_,-__-

4,470 01
3,135 00 10 00
790 80

Detmo aCnhdeCckert-i-f-ic-a-t-e-s-o-f--D-e-p-o--si-t Time Certificates of Deposit__ Savings Deposits ---------Trust Funds on Deposit_ __ _

43,737 51 48,750 41

Advances on Cotton -------- --------- Cashier's Checks -----------

214 59

Advances on other Commodi-

Certified Checks ------------

ties ----'----------------Checks for Clearing House __

--------164 79

Bills Payable -------------Notes and Bills Rediscounted

23,000 00

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaf-t-s--(-if--a-n-y--) -----------------

and Acceptances ---------223 51 Reserve for Interest and

Other Assets:

Taxes -------------------

Depositors' Guarantee Fund_ 3,584 50 Other Liabilities -----------

- - - - - War Savil)gs Stamps ------

495 78

Total --------------------$156,385 63 Total --------------------$156,385 63

614

BANKING DE:PARTMENT

EXAMINEE'S B.EPOB'r.

BANK OF WRIGHTSVILLE, WRIGHTSVILLE.

.At Close of Business September 20, 1920.

President-:E:i. A. Lovett. Vice-Pr,esidents-J. H. Rowland, vV. C. Tompkins.

Cashier-R. L. Kent.

Directors-E. .A. Lovett, J. H. Rowland, W. C. Tompkins, .A. F. Flanders, C. II.

Lovett, W. L. Thompson, L. Mosley, R. L. Kent.

Date of Charter----<February 16, 1897.

Began Business-February 16, 1897.

RESOURCES

LIABJLITIES

Time Loans ---------------$204,734 91 Capital Stock Paid J'n_______ $ 25,000 00

Demand Loans -----------Loans Secured by Real Estate United States Bonds -------"Other Stocks and Bonds ____ Banking House ------------

32,600 66 --------26,000 00 ---------
4,000 00

Amt. Reserved for Branches
Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks In this State __

-l;-5~000-0Q
12,832 69

Furniture and Fixtures ---- 1,708 00 Due to Banks in other States

'Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 35,965 66 Individual Deposits Subject

Due from Banks in other

to Check ---->------------ 267,770 72

States -----------------Currency ------------------

5,643 66 8,778 00

Demand Certificates of Deposit Time Certificates of Deposit

-3T237-59

SGiolvlder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-_-__-

- - - -9-3-4 - -42-

Savings Deposits ---------Trust Funds on Deposit_ __ _

Advances on Cotton -------- --------- Cashier's Checks ----------

Advances on other Commodi-

Certified Checks ------------

742 33

ties ----'----------------- --------Checks for Clearing House ----------

Bills Payable -------------Notes and Bills Rediscounted

Other Checks and Cash Items --------- Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money -------Liability on Letters of Credit

O vaenrcdersa f-t-s - -(-i f- -a-n-y- )- - -- -- -- -- -- -- -- --

12,829 37

and Acceptances ---------Reserve for Interest and

Other Assets: Treasury Certificates

------ 100,000 00

OtThaerxeLs ia-b-i-l-it-i-e-s-_-_-_-_-_-__-_-_-_-_--_

Bonds Bought -------------- 1,048 14

6,651 65

Total --------------------$448,234 98 Total --------------------$4~8.Z34 9S

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans -~--------------$182,695 50 Demand Loans ------------ 37,627 9R Loans Secured by Real Estate 49,691 62 United States Bonds ________ 27,327 14

Other Stocks and Bonds ---- ---------

Banking House and Furniture

and Fixtures ------------ 5,708 00

Other Real Estate Owned____ ---------

Due from Banks in this State 39,455 43

Due from Banks in other

States ------------------Currency -----------------GSiolvlder-, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

5,643 97 6,0fi2 00
5 00
1,141 01)

Advances on Cotton -------- 20,316 97

Advances on other Commodi-

ties ---~----------------- --------Checks for Clearing House ----------

Other Checks and Cash Items

322 06

Customers' Liability on Let-

ters of Credit and Accept-

ances -------------------Overdrafts (if any) -------Other Assets --------------

187 66

l:apital Stock Paid In_______$ 25,000 00 Amt. Reserved for Branches

Surplus Fund -------------- 65,000 00 Undivided Profits ---------- 13,236 87 Dividends Unpaid --------- Due to Banks in this State __

Due to Banks in other States '~all Money ---------------[ndividual Deposits Subject

to Check ---------------- 192,856 35

)emand Certificates of Deposit ~im~ Certificat~s of Deposit__

-30:o44-o3

:-;avmgs Depos1ts ---------Trust Funds on Deposit_ __ _

Cashier's Checks ---------Certified Checks ------------

345 51

Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money _________ _

Liability on Letters of Credit

and Acceptances ---------Reserve for Interest and

Taxes ------------------Other Liabilities -----------

Total --------------------$326,482 76 Total --------------------$326,482 76

FIRST ANNUAL REPORT

615

EXAMINER'S li'.EPOli'.T.

EXCHANGE BANK, WRIGHTSVILLE.

At Close of Business September 27, 1920.

President-F. B. Bedingfield. Vice-President-J. M. Mason. Cashier-E. L. Daley.

Directors-F. B. Bedingfield, J. M. Mason, U. R. Jenkins, J. T. Fulford, T. E.

Hayes, W. C. Tompkins, C. T. Bray, Jr.

Date of Charter-December 20, 1909.

Began Business-December 13, 1909.

RESOURCES

LIABILITIES

Time Loans ----------------$213,498 06 Capital Stock Paid in ------$ 35,000 00

Demand Loans ------------ 31,303 98 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds --------

-32~000-00

Surplus Fund -------------Undivided Profits ----------

Other Stocks and Bonds ____ 25,000 00 Dividends Unpaid ----------

Banking House ------------ 9,500 00 Due to Banks in this State __

40,000 00 11,897 26

Furniture and Fixtures_____ --------- Due to Banks in other States

Other Real Estate Owned ___ _ Due from Banks in this State

-1-2~074-82

Call Money ---------------Individual Deposits Subject

Due from Banks in other States ------------------
Currency ------------------GSiollvder, -N--i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

9,116 25 5,104 00
910 00 3,279 70

Detmo aCndheCckert-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit__

20T,849 62 -22~637-65

Savings Deposits ---------Trust Funds on Deposit_ __ _

Advances on Cotton -------- 15,553 91 Cashier's Checks ------------

480 94

Advances on other Commo,1ities ----------------------

---------

Certified Checks -----------Bills Payable --------------

--,-5~000-00

Checks for Clearing House __

238 28 Notes and Bills Rediscounted 10,000 00

Other Checks and Cash Items 1,664 91 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money ----------

ters of Credit and Accept-

Liability on Letters of Credit

Ovaenrcdersaf-ts--(-i-f--a-n-y-)----------------- -------------------

and Acceptances ---------Reserve for Interest and

Other Assets:

Taxes -------------------

Cash Short ----------------

21 44 Other Liabilities -----------

City Warrants-------------- 17,581 92

Total ---------~----------$37~865 47 Total --------------------$376,865 7

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$115,138 56 Capital Stock Paid in ------$ 35,000 00
Demand Loans ------------ 55,841 57 Amt. Reserved for Branches

Loans Secured by Real Estate 52,471 40 Surplus Fund -------------- 40,000 00

United States Bonds -------- 32,000 00 endivided Profits ---------- 12,159 7?

Other Stocks and Bonds ____ --------- Dividends Unpaid ----------

Banking House and Furniture

Due to Banks in this State __

and Fixtures ------------- 9,500 00 Due to Banks in other States

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 8,774 84 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 156,751 71

States -----------------Currency ------------------SGiol vl de r ,- -N- -i-c-k-e-l s-,- -P-e-n- n- -i e-s- - -__- _- -_

9, 736 36 7,697 00

Demand Certificates of Deposit Time Certificates of Deposit__

-2T843-65

907 3,683

1530

Savings Deposits ---------Trust Funds on Deposit_ __ _

Advances on Cotton -------- 8,674 15 Cashier's Checks ------------

677 69

Advances on other Commodi-

Certified Checks ------------

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o- u- -s e- -_-_

---8-0-7---32-

Bills Payable -------------Notes and Bills Rediscounted

40,000 00

Other Checks and Cash Items

200 94 Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money----------

ters of Credit and Accept-

Liability on Letters of Credit

ances -------------------Overdrafts (if any) ------- ----------

and Acceptances ---------Reserve for Interest and

Other Assets --------------

Taxes -------------------

Other Liabilities -----------

Total --------------------$305,433 , , Total --------------------$305,432 77

616

BANKING DEPART}IIENT

-----------------------

E:XAMINEB.'S BEPOBT.

FARMERS BANK, WRIGHTSVILLE.

At Close of Business September 22, 1920.

President-W. H. Raley. Vice-P,resident-W. M. Shurley. Cashier-R. B. Bryan.

Directors-R. B. Bryan, R. E. Butterly, W. C. Cheste,r, C. M. Dent, J. R Dent, L.

D. Downs, R. R. Martin, J. T. Miller, Wm. Oliver, W. H. Raley, W. M. Shurley.

Date of Charter-April 29, 1919.

Began Business-July 15, 1919.

RESOURCES

LIABILITIES

Time Loans ----------------$100,629 81 Capital Stock Paid in ------$ 47,000 00 Demand Loans ----<-------- 13,528 71 Amt. Reserved for Branches

Loans secured by Real Estate United States Bonds -------Other Stocks and Bonds ____ BF ua nr nkiitnugr eHaonuds eF i-x- t-u-r-e-s- - -__- _-_-

--------9,688 40
--------9,486 21 3,146 20

Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States

5,613 28

Other Real Estate Owned____ --------- Call Money ----------------

Due from Banks in this State 17,418 21 Individual Deposits Subject

Due from Banks in other

to Check ---------------- 75,583 94

States ------------------Currency -----------------GSiollvder-, -N--i-c-k-e-ls-,--P-e-n-n--ie-s--_-_-_--_-

-

-

6,657
763 75
687

00 00 00 59

Demand Certificates of Deposit Time Certificates of Deposit__ Savings Deposits ----------Trust Funds on Deposit_ __ _

-32,2()3-79

Advances on Cotton -------- 2'6,437 04 Advances on other Commodi-
ties ---------------------- --------Checks for Clearing House ---------Other Checks and Cash Items --------Customers' Liability on Let-
ters of Credit and Accept-
o;";~~~fts-(i:f-any)-:::::::: --2~326-oii

Cashier's Checks ---------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money -------Liability on Letters of Credit
and Acceptances__________
Reserve for Interest and

1,562 12 43 89
30,000 00

Other Assets -------------- --------- Taxes ------------------Other Liabilities ------------

Total --------------------$192,007 02 Total --------------------$192,007 02

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 83,135 R1 Capital Stock Paid in ______ $ 47,000 00 Demand Loans ------------ 18,853 79 Amt. Reserved for Branches Loans Secured by Real Estate 10,821 94 Surplus Fund --------------

United States Bonds -------- 10,905 44 Undivided Profits ---------- 5,159 98

Other Stocks and Bonds ---- --------- Dividends Unpaid ---------Banking House ------------ 5,000 00 Due to Banks in this State __ Furniture and Fixtures ---- 3,146 20 Due to Banks in other States

Other Real Estate Owned____ Due from Banks in this State

__6,-n-6--71_

Call Money ---------------Individual Deposits Subject

Due from Banks in other

to Check ---------------- 53,276 57

States ------------------Currency ------------------

4,835 1,688

16 00

Demand Certificates of Deposit Time Certificates of Deposit__

-32,744-i2

SGiolvlder-, --N-i-c-k-e-ls-,--P-e-n--n-ie-s-_-_-_-_-_

225 00 290 02

STarvuisntgsFuDnedpsosoitns D--e-p-o-s-i-t_--__--_

Advances on Cotton Seed____ 9,668 59 Cashier's Checks ___________ _

Advances on other Commodi-

Certified Checks ------------

ties -------------------~- 9,036 08 Bills Payable -------------- 30,000 00

Checks for Clearing House ---------- Notes and Bills Rediscounted

Other Checks and Cash Items

68 40 Certificates of Deposit for

Customers' Liability on Letters of Credit and Accept-

Borrowed Money -------Liability on Letters of Credit

ances -------------------- --------- and Acceptances__________ Overdrafts (if any) -------- 130 24 Reserve for Interest and

Other Assets:

Taxes -------------------

Building Account ---------- 4,483 21 Other Liabilities ------------

Total --------------------$168,404 59 Total --------------------$168,404 59

FIRST ANNU.A.L REPORT

617

EXAMI:NEB'S BEPOBT.

YATESVILLE BANKING COMPANY, YATESVILLE.

At Close of B-.1siness July 12, 1920.

President-F. F. Brown. Vice-President-G. H. :MitcheJI. Cashier-R. D. Higgins.

Directors-F. F. Brown, G. H. :MitcheU, J. W. Blrown, A. D. Williams, C. E.

Seweli, T. R. Chatfield, F. L. Chatfield.

Date of Charter-December 18, 1906.

Began Business-August 28, 1906.

RESOURCES

LIABILITIES

---------------$ Time Loans
Demand Loans ------------

94,093 08 5,670 03

Capital Stock Paid in ------$ 17,500 00 Amt. Reserved for Branches

Loans Secured by Real Estate United States Bonds --------

10,713 85

Surplus Fund -------------Undivided Profits ----------

7,500 00 3,772 11

Other Stocks and Bonds ----

Dividends Unpaid ----------

Banking House ------------ 2,000 00 Due to Banks in this State __

Furniture and Fixtures ---- 1,97 5 00 Due to Banks in other States

Other Real Estate Owned___ _

Call Money ----------------

Due from Banks in this State 7,049 76 Individual Deposits Subject

Due from Banks in other
States ----<---------------
Currency -----------------SGiol vl de r , - -N-i-c-k-e-l s-,- -P-e-n- -n-i e-s- - _-_-_- -_

389 2,425

45 00

Detmo aCndheCcekrt-i-fi-c-a-t-e-s-o-f-D--e-p-o-s-i-t Time Certificates of Deposit__

61,057 03 -27.'078-7~

12 50 Savings Deposits ----------1,213 28 Trust Funds on Deposit___ _

Advanc-es on Cotton --------

Cashier's Checks ------~---'-

Advances on other Commodi-

Certified Checks ------------

C htei ecsk s- -f o- -r -C- -l e-a-r-i-n-g- -H- -o-u-s-e- _-_-

Bills Payable -------------- 39,000 00 840 41 Notes and Bills Rediscounted 5,135 11

Other Checks and Cash Items

Certificates of Deposit for

Customers' Liability on Let-

Borrowed Money --------

ters of Credit and AcceptO vaenrcdersa f-t-s- -(-i f- -a-n-y-)- - -- -- -- -- -- -- -- --

LiaanbdilitAycocnepLtaentcteerss__o_f__C_r_e_d_i_t 154 51 Reserve for Interest and

Other Assets --------------

150 00 Taxes -------------------

Other Liabilities ------------

Total --------------------$161,042 97 Total --------------------$161,042 97

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 62,880 82
Demand Loans ------------ 5,295 71 Loans Secured by Real Estate 22,881 04 UOnthiteerdSStotactkess aBnodndBson--d-s-_-_-_--_ 10,263 85

FBua nr nkiitnugr eHaonuds eF i-x- t-u-r-e-s- - -__-_- -_

2,000 00 1,97 5 00

Other Real Estate Owned___ _

Due from Banks in this State 5,735 31 Due from Banks in other

States ------------------Currency -----------------GSiolvlder, --N-i-c-k-e-ls-,--P-e-n--n-ie-s---_-__--_

100 22 902 00
12 50 1,145 74

Advances on Cotton -------- 17,436 20 Advances on other Commodi-

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o-u- -s e- _-_Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-

1,673 54

O O

tvahenercrdersAaf-st-sse--t(s-if---a--n---y--)-------------------<--------

346 34

Capital Stock Paid in ------$ 17,500 00 Amt. Reserved for Branches Surplus Fund -------------- 7,500 00 Undivided Profits ---------- 2,464 44 Dividends Unpaid ---------Due to Banks in this State__ Due to Banks in other States

CInadllivMidounael y D-e-p-o--si-t-s---S-u-b-j-e-c-t
to Check ---------------Demand Certificates of Deposit Time Certificates of DeposiL Savings Deposits ----------Trust Funds on Deposit_ __ _

36,657 63 29,434 85

Cashier's Checks -----------

91 35

Certified Checks -----------Bills Payable --------------

-3-9~000-00

Notes and Bills Redisc-ounted

Certificates of Deposit for

Borrowed Money -------L iaanbdi l i tAy cocne pLt aentct eerss__o_f__C_r_e_d_i_t

Reserve for Interest and

Taxes ------------------Other Liabilities ------------

Total --------------------$132,648 27 Total ------'--------------$132,648 27

618

BaNKING DEPARTMENT

EXAM:Il!II"EB'S BEPOBT.

BANK OF ZEBULON, ZEBULON.

At Close of Business August 17, 1920.

President-W. J. Franklin. Vice-President-P. M. Sullivan. Cashier-C. R. Gwyn.

Directors-W. J. Franklin, P. M. Sullivan, C. R. Gwyn, E. F. Dupree, M. M. Head,

W. C. Norris, S. S. Barrett, J. M. Means.

Date of Charter-March 18, 1905.

Began Business January 31, 1905.

RESOURCES

LIABILITIES

Time Loans ----------------$182,736 82 Capital Stock Paid In_______$ 25,000 00

Demand Loans ------------Loans Secured by Real Estate United States Bonds -------Other Stocks and Bonds ____ Banking House --<---------Furniture and Fixtures ----

4,451 95 --------40,700 00
3,285 46
15,000 00 6,063 61

Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks In this State __ Due to Banks In other States

20,000 00 9,166 20

Other Real Estate Owned____ --------- Call Money ---------------Due from Banks in this State 17,423 48 Individual Deposits Subject

Due from Banks in other States -------------------
Currency ------------------

to Check ---------------- 94,934 38 4,068 98 Demand Certificates of Deposit 3,998 00 Time Certificates of Depos!L_ 74,543 05

Gold -----------------------

535 00 Savings Deposits -----------

Silver, Nickels, Pennies ____ 1,761 10 Cashier's Checks ---------- 1,823 16

Advances on Cotton -------- --------- Certified Checks ------------

Advances on other Commodi-

Bills Payable -------------- 25,000 00

ties ---------------------- --------- Notes and Bills Rediscounted 30,634 39

Checks for Clearing House __

412 52 Certificates of Deposit for

Other Checks and Cash Items --------- Borrowed Money --------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances _________ _

ances -------------------- --------- Reserve for Interest and

Overdrafts (if any) --------

689 74 Taxes ---------------'----

Other Assets -------------- --------- Other Liabilities ------------

25 48

Total --------------------$281,126 66 Total --------------------$281,126 66

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ------------~---$134,745 98 Demand Loans______________ 2,991 71

Loans Secured by Real Estate ---------

United States Bonds -------- 14,800 00 Other Stocks and Bonds ____ 1,351 02

Banking House ------------- 17,000 00 Furniture and Fixtures______ 6,063 61

Other Real Estate Owned____ ---------

Due from Banks in this State 18,273 46

Due from Banks in other

States ------------------ 4,167 49 Currency ------------------ 5,H5 00

GSiolvlder,--N-i-c-k-e-l-s,--P-e-n--n-ie--s --_-__--_

32 50 1,883 '47

Advances on Cotton -------- 6,463 49 Advances on other Commodi-

C htei ecsk s- -f-o-r- -C-l-e-a-r-i n- -g- -H-o-u- -s e- -__Other Checks and Cash Items

---------
--i73i-34

Customers' Liability on Let-

ters of Credit and Accept-

O vaenrcdersa f-t-s - -(-i f- -a-n-y- )- - ----------------

--------462 12

Other Assets -------------- ---------

Capital Stock Paid in ------$ Amt. Reserved for Branches Surplus Fund -------------Undivided Profits ---------Dividends Unpaid ---------Due to Banks In this State __ Due to Banks in other States Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of De-
posit -------------------Time Certificates of Deposit Savings Deposits ----------Trust Funds on Deposit_ __ _
Cashier's Checks ---------Certified Checks -----------Bills Payable -------------Notes and Bills Rediscounted Certificates of Deposit for
Borrowed Money -------Liability on Letters of Credit
and Acceptances_________ _
Reserve for Interest and
Taxes ------------------Other Liabilities ------------

25,000 00 20,000 00
7,298 60 635 43
91,078 53 67,688 02
3,710 61

Total --------------------$215.111 10 Total --------------------$215,411 19

FIRST ANNUAL REPORT

619

EXAMINER'S REPORT.

FARMERS BANK, ZEBULON.

At Close of Business July 15, 1920.

President-R. Directors-R.

W. W.

Dunn. Dunn,

R.Vwic.e-HParlel,siJd.e

nt-R. W. R. Wood,

Hall. J. M.

Cashier-H. Means, li. :H.

E. Carmichall. Rawes, W. H.

Dunn, M. L. Dunn, H. T. Sikes, J. F. Howard, H. A. Rider,

G. B. Ridley, J. H. Reeves, W. J. Reeves.

Date of Charter-August 22, 1919.

Began Business-October 1, 1919.

RESOURCES

LIABILITIES

Time Loans ----------------$ 81,190 68
Demand Loans ------------ 1,831 00 Loans Secured by Real Estate United States Bonds -------- 2,631 31 Other Stocks and Bonds ___ _

BFuanrnkiitnugreHaonudse F-ix-t-u-r-e-s---__-_--_ Other Real Estate Owned___ _

Due from Banks in this State Due from Banks in other

States Currency

-

--------- .

-r----------------------

GS iollvde r , - -N-i-c-k-e-l-s ,- -P- -e-n-n-i-e-s - -_-_-_-_

Advances on Cotton --------

Advances on other Commodi-

Chteiecsks

--------------~------for Clearing House __

Other Checks and Cash Items

Customers' Liability on Let-

ters of Credit and Accept-

4,000 00 1,885 04 8,014 24 2,177 77 2,387 00
5 00 251 69
2 00

O vaenrcdersa f-t-s - -(-i f- -a-n-y-)- - ---------------Other Assets --------------

6.38

Capital Stock Paid in ------$ 27,000 00 Amt. Reserved for Branches

Surplus Fund -------------Undivided Profits ---------- 1,332 63

Dividends Unpaid ---------Due to Banks in this State

65 13

Due to Banks in other States

Call Money ---------------- 5,000 00 Individual Deposits Subject

to Check ---------------- 35,652 OS Demand Certificates of Deposit

Time Certificates of Deposit 5,308 79

Savings Deposits ----------Cashier's Checks ----------

23 48

Certified Checks -----------Bills Payable -------------- 30,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money -------Liability on Letters of Credit

and Acceptances ---------Reserve for Interest and

Taxes ____ ---------------

Other Liabllit'es ------------

Total --------------------$104,382 11 Total --------------------$104,382 11

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$ 46.490 12 Demand Loans -------------- 6,286 10 Loans Secured by Real Estate 9,055 00

United States Bonds -------Other Stocks and Bonds___ _

752 00

Banking House ------------ 4,000 00 Furniture and Fixtures____ _ 1.988 54

Other Real Estate Owned___ _

Due from Banks in this State 6,005 23

Due from Banks in other

States ------------------Currency ------'-----------<SIiolvlder-, --N-i-c-k-e-l-s,--P-e-n--n-i-e-s --_-_-_-_ Advances on Cotton _______ _

1,559 26
5,209 00 5 00
819 75

Advances on other Commodi-

Ctceiceks s--f-o-r--C-l-e-a-r-in--g--H-o-u--s-e-__Other Checks and Cash Items Customers' Liability on Lec-
ters of Credit and Accept-

121 15

O vaenrcdersa f-t-s - -(-i f- -a-n-y-)- - -------------- -Other Assets: Profit and Loss ------------

36 32 1,264 06

Capital Stock Paid in ______$ 27,000 00 Amt. Reserved for Branches

USunrdpivluids edFuPnrdof-i-ts---_-_-__-_--__,-__-__--_

1,000 00 15 79

Dividends Unpaid ---------Due to Banks in this State __

Due to Banks in other States

Call Money ---------------- 7,500 00 Individual Deposits Subject

to Check ---------------- 18,117 5< Demand Certificates of De-

posit -------------------Time Certificates of Deposit 1,535 07

Savings Deposits ----------Trust Funds on Deposit_ __ _

Cashier's Checks ----------

423 10

Certified Checks -----------Bills Payable -------------- 28,000 00 Notes and Bills Rediscounted

Certificates of Deposit for

Borrowed Money -------Liability on Letters of Credit

and Acceptances ---------Reserve for Interest and

Taxes ------------------Other Liabilities ------------

Total --------------------$ 83,591 53 Total --------------------$ 83,591 53

G20

BANKING DEPARTMENT

EXAMINER'S REPORT.

COMMERCIAL CITY BANK, AMERICUS.

At Close of Business November 6, 1920.

President-crawford Wheatley. Vice-President-Samuel Harrison.

Cashier-Samuel Harrison.

Directors-Crawford Wheatley, C. ~- S. Horne, Samuel Harrison.

- - - - - I RESOURCES
- - - - - - - ' - - - -

LIABILITIES

Time Loans ---------------$ 76,160 97
Demand Loans ------------- 6,540 OU Loans on Real Estate______ 20,000 00 Banking House ------------ 25,000 00 Other Real Estate Owned____ 18,398 69 Furniture and Fixtures______ 5,077 00
Stocks and Bonds other than U. S. or State of Georgia ---------
United States and State of Ga. Bonds --------------- 2,500 00

Capital Stock --------------$ 50,000 00
Surplus Fund -------------- 2,710 46 Undivided Profits ---------- --------Due Unpaid Dividends______ --------Due to Banks in this State__ 2,531 92 Due to Banks in other States ---------
Call Money ---------------- --------Deposits Subject to Check__ 36,118 76
----35-oo Demand Certificates of Deposit
Cashier's Checks __________

Due from Approved Reserve

Certified Checks ------------ ---------

Agents --------------------- ------- Savings Deposits --------- ---------Currency ----'-------------- 1,488 00 Time Certificates of Deposit 13,308 50

Gold ---------------------Other Coined Money--------

40 00 Trust Funds on Deposit_ ___ --------561 75 Certificates of Deposit Repre-

Due from other Banks______ 2,~96 80 senting Borrowed Money-- ---------

Checks for Clearing House__

146 76 Bills Payable -------------- 64,800 00

Cash Items (Irregular)_____ 7,112 28 Rediscounts --------------- ---------

Advances on Cotton_______ ---------- Liability on Letters of Credit

Customers' Liability on Let-

and Acceptances --------- ---------

ters of Credit and Accept-

Reserve for Interest and

ances -------------------Advances on other C'ommodi-
ties ---------------------Overdrafts (if any)--------Other Resources: Profit and Loss ------------

-----------------
1,158 00 3,850 25

Taxes ------------------Other Liabilities: Collections ----------------

--------1,325 86

Total --------------------$170,830 50 Total --------------------$170,830 50

BANK'S STATEMENT at Close of Business December 15, 1920.
--------------

RESOURCES

LIABILITIES

Time Loans ----------------$
Demand Loans ------------

92,920 15

Capital Stock Paid In ______ $ 50,000 00 Amt. Reserved for Branches

Loans Secured by Real Estate

Surplus Fund --------------

United States Bonds_______ _

Undivided Profits ----------

864 00

Other Stocks and Bonds___ _

Dividends Unpaid ----------

Banking House ----<-------Furniture and Fixtures___ _

25,000 00 Due to Banks in this State__ 5,077 00 Due to Banks in other States

Other Real Estate Owned ___ _ Due from Banks in this State Due from Banks in other States
Currency ------------------GS iellvde r , - -N-i-c-k-e-l s-,- -P- -e-n-n-i e- s- - -_-_-_ -_ Advances on Cotton________ _

18,398 69 6,558 68

Call Money ---------------Individual Deposits Subject
to Check ---------------Demand Certificates of Deposit Time Certificates of Deposit Savings Deposits ---------Trust Funds on Deposit_ __ _

37,753. 80 -1-3~23T76

Advances on other CommodiC ht ieecsk s- -f o- -r - -C-l-e-a-r-i n-g- - -H-o-u- s-e- _-_Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
O va enrcdersa f-t s- - -(-i-f - -a-n- -y-)------------ -- -Other Assets: Rents --------------------Interest Paid --------------

Cashier's Checks ---------Certified Checks -----------Bills Payable and Time Cer4,204 13 tificates Representing Bor-
rowed Money -----------Notes and Bills Rediscounted Certificates of Deposit for 1,121 95 Borrowed Money _______ _ Liability on Letters of Credit 800 00 and Acceptances --------1,269 96 Reserve for Interest and

53,500 00

Taxes ------------------Other Liabilities -----------

Total --------------------$155,350 56 Total --------------------$155,350 56

Banks omitted in proper order.

FIRST ANNUAL REPORT

621

EXA:MINEB.'S B.EPOB.T.
BANK OF BYROMVILLE, BYROMVILLE.

At Ciose of Business July 24, 1920.

President-E. B. Davis. Vice-President-J. D. Lester. Cashier-G. H. Buxton. Directors-E. B. Davis, W. T. Ricks, J. D. Lester, A. A. Joiner, W. R. Groves.

Date of Charter-July 19, 1920.

Began Business-July 26, 1920.

RESOURCES

LIABILITIES

Time Loans ------------$ 26,628 04 Capital Stock Paid In -------$ 15,000 00

Demand Loans ------------

465 83 Surplus Fund --------------

Loans on Real Estate______ Banking House -----------Other Real Estate Owned____

3,500 00 -----------------

DUuned i vUi dnepda i dP r oDfiivt si d e-n-d- -s -__- _-_-_- -_ Due to Banks in this State __

Furniture and Fixtures_____ --------- Due to Banks in other States

Stocks and Bonds other than

Call Money ---------------- 17,500 00

U. S. or State of Georgia__ --------- Deposits Subject to Check __ 13,386 03

United States Bonds________

174 67 Demand Certificates of De-

Due from Banks in this State 14,762 24 posit --------------------

Due from Banks in other

Cashier's Checks -----------

144 11

States ------------------Currency -----------------GOot hl de r- -C-o-i-n-e-d- -M - - -o-n-e-y- ---------------

1,370 09 Certified Checks -----------1,422 00 Savings Deposits ----------
20 00 Time Certificates of Deposit 334 83 Trust Funds on Deposit_ __ _

3,005 10

Due from other Banks______ --------- Certificates of Deposit Repre-

Checks for Clearing House__ --------- senting Borrowed Money_

Cash Items (Irregular)------

1 66 Bills Payable --------------

CAudsvtaonmceesrsonLiCaboitltiotny -o-n--L--e-t--

---------

Rediscounts ---------------Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances ----------

Adavnacnecses--o-n--o--th-e--r -C--o-m-m--o-d-i--

---------

Reserve Taxes

for Interest and -------------------

ties --------------------- --------- Other Liabilities -----------

Overdrafts (if any)--------

306 66

:9.~;~ Other Resources:
Profit and Loss ----------- _ _
Total --------------------$

---~ 24 Total --------------------$ 4~.035 24

BANK'S STATEMENT At close of business December 15, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$
Demand Loans -----------Loans Secured by Real Estate United states Bonds________ Other Stocks and Bonds___ _
Banking House -----------Furniture and Fixtures_____ Other Real Estate Owned___ _ Due from Banks in this State Due from Banks in other
States ------------------Currency -----------------GS iollvde r . - -K- -i c-k- e- l-s-,- -P- -e-n-n-i -e-s -_-__- -_ Advances on Cotton________
Advances on other CommodiChteiecks s -f-o-r~-C-l-e-a-r-in--g--H-o--u-s-e-_-_ Other Checks and Cash Items Customers' Liability on Let-
ters of Credit and Accept-
Ovaenrcdersaf-ts---(-i-f --a-n--y-)---------------Other Assets:
Profit and Loss ------------

26,229 87 2,961 83
7,378 90 1,431 20 1,714 00
10 00 338 50 9,856 41
58 75
11 26 155 40

Capital Stock Paid In______ $ 15,000 00

Amt. Reserved for Branches ---------

Surplus Fund -------------- --------Undivided Profits ------~--- --------Dividends Unpaid --------- --------Due to Banks in this State__ ---------

Due to Banks in other States ---------

Call Money ---------------- 4,000 00 Individual Deposits Subject

to Check ---------------- 16,725 91 Demand Certificates of Deposit --------Time Certificates of Deposit 3,567 70

Savings Deposits ---------- ---------

Trust Funds on Deposit_ ___ ---------

Cashier's Checks ----------

847 51

Certified Checks ------------ --------Bills Payable -------------- 10,000 00 Notes and Bills Rediscounted --------Certificates of Deposit for

Borrowed Money -------- --------Liability on Letters of Credit

and Acceptances --------- --------Reserve for Interest and

Taxes ------------------- ---------

Other Liabilities:

Collection on Montezuma__ _

5 00

Total --------------------$ 50,146 12 Total --------------------$ 50,146 12

Banks omitted in proper order.

o22

BANKING DEPARTMENT

EXAliii:INEB'S BEPOBT.

PEOPLE'S BANK, MANSFIELD.

At Close of Business 'September 15, 1920.

President-N. Z. Anderson. Vice-President-C. C. Lunsford.

Cashier-J. E. Harwell. Directors-:'\. Z. Anderson, C. C. Lunsford, S. R. Smith, R. L. Epps, E. H. Adams,

F. H. Franklin, Jut C. Hays,, \V. G. Biggers.
Date of Charter-March -17-, -1-91-0.----------------------------------

RESOURCES

LIABILITIES

Time Loans ---------------$157,456 92 Capital Stock ______________$ 25,000 00

Demand Loans ------------ 5,750 00 Surplus Fund ------------ ----------Loans on Real Estate ------ --------- Undivided Profits ---------- ---------

Banking House -----------Other Real Estate Owned __ Furniture and Fixtures ___ _
Stocks and Bonds Other Than U. S. or State of Georgia __
United States and State of

1,910 48 594 92
2,261 38
---------

Due Unpaid Dividends _____ --------Due to Banks in this State__ --------Due to Banks in other States ---------
Call Money ---------------- --------Deposits Subject to Check___ 47,386 29 Demand Certificates of Deposit _______ _

D uGea .f r oBmo nBdasn k-s- -i n- -t-h-i-s- -S-t-a-t -e Due from Banks in other
States ------------------Currency -----------------GOothlder -C-o-i-n-e-d--M--o-n-e-y--_-_-_-_-_-_-_-

--------2,283 74
4 19 1,416 00 ---------
562 46

Cashier's Checks -----------

84 81

Certified Checks --------- ----------

Savings Deposits ----------- ---------

Time Certificates of Deposit 13,174 86

Trust Funds on Deposit____ ________ _

Certificates of Deposit Repre-

Due from other Banks _____ --------- senting Borrowed Money__ ---------

Checks for Clearing House__

257 79 Bills Payable -------------- 85,000 00

Cash Items (Irregular) ____ _

170 97 Re-djRcounts -------------- 6,073 95

Advances on Cotton -------- --------- Liability on Letters of

Customers' Liability on Let-

Credit and Acceptances __ ---------

ters of Credit and Accep-

Reserve for Interest and

Adtvananc.ceess o-n--o--th-e--r -C--o-m-m--o-d-i--

---------

Taxes ------------------Other Liabilities -----------

________ _ ________ _

Ovtieersdra-f-t-s--(-if--a-n-y-)--_-_-_-_-_-_-_-_- --2-,5-9-4---02-

Other Resources ----------- ---------

Cash Short ---------------Profit and Loss ------------

1 77 1,455 30

Total --------------------$176,719 91 Total --------------------$176,719 91

EXAMINER'S REPOR'l' at Close of Business December 31, 1920.

RESOURCES

LIABILITIES

Time Loans ----------------$137.564 78 Capital Stock ______________ $ 25,000 00

Demand Loans ------------- 3,550 00 burplus Fund -----------------

Loans on Real Estate ------ --------- TTndivic!ed Profits --------------

Banking House ------------ 2,000 00 Due Unpaid Dividends -----

Other Real Estate Owned __

594 92 Due to Banks in this State __

Furniture and Fixtures ____ 2,353 16 Due to Banks in other States

Stocks and Bonds other than

Call Money ----------------

U. S. or State of Georgia__ --------- Deposits Subject to Check__ 35,878 35

United States and State of

Demand Certificates of De-

Ga. Bonds --------------- _________ posits -------------------

Due from Approved Reserve

Cashier's Checks ----------

887 95

Agents ------------------ _________ Certified Checks -----------

Currency -----------------Gold other Coined Money___ 1 '11P trr-n1_ nthei' Banks____

1,494 00 Savings Deposits ---------513 54 Time Certificates of Deposit 208 87 Trust Funds on Deposit __ _

5,911 92

Checks for Clearing House__ Cash Items (Irregular) ____

83 90 Certificates of Deposit Repre178 76 senting Borrowed Money__

Advance on Cotton --------- _________ Bills Payable -------------- 80,000 00

Customer's Liability on Letters of Credit and Accep-

R<e-diocounts -------------- 5,746 37 Liability on Letters of

tances ------------------- --------- Credits and Acceptances __

Advances on other Commodi-

Reserve for Interest and

ties --------------------- --------- Taxes ------------------Overdn>fts (if any) -------- 1,613 61 Other Liabilities ----------Other Resources ----------- ________ _

Loss and Gain ------------ 3,269 05

Total --------------------$153,424 59 Total --------------------$153,424 59

Banks omitted in proper order.

'd' }4, ""*'"

FIRST ANNUAL REPORT

623

EXAMINER'S BEPOBT.

CITIZENS' BANK, WAVERLY HALL.

At Close of Business October 29, 1920.

President-H. L. Baldwin. Vice-President-C. F. 1Smith. Cashier-G. P. Stanford. Directors-H. L. Baldwin, C. F. Smith, G. P. Sta>nford, L. W. Stanford, H. H.
Moultrie, T. J. Amos, John Moultrie.

Date of Charter-September 13, 1909.

Began Business-September 9, 1909.

RESOURCES

LIABILITIES

Time Loans ---------------$ 27,319 93 Capital Stock --------------$ 15,800 00 Demand Loans _____________ 9,505 99 Surplus Fund ----------------- ---------

Loans on Real Estate ____ ---------- Undivided Profits ----------

384 99

Banking House ____________ 1,984 51 Due Unpaid Dividends _____ ---------

Ot)ler Real Estate Owned __ --------- Due to Banks in this State__ 1,283 28

Furniture and Fixtures ____ 2,343 14 Due to Banks in other States ---------

Stocks and Bonds other than

Call Money ---------------- ---------

U. S. or State of Georgia__ --------- Deposits Subject to Check __ 30,852 47

United States and State of

Demand Certificates of De-

Ga. Bonds --------------- 4,623 86 posits ------------------- ---------

Due from Approved Reserve

Cashier's Checks ----------- 3,147 24

Agents ------------------ 5,011 21 Certified Checks ------------ --------Currency ------------------ 1,016 00 Savings Deposits __________________ _

Gold ---------------------Other Coined Money ________

5 00 Time Certificates of DeDosit 10,910 33 527 05 Trust Funds on Deposit ____ _ _______ _

Due from other Banks._____ _________ Certificates of Deposit Rep re-

Checks for Clearing House__ 1,948 49 senting Borrowed Money__ ---------

Cash Items (Irregular) ____ 8,847 29 Bills Payable -------------- 2,500 00 Advances on Cotton ________ --------- Re-discounts _____________ ----------

Customers' Liability on Let-

Liability on Letters of Credit

ters of Credit and Accept-

and Acceptances --------- ---------

Adav.nacnecses--o-n-o--th-e-r--C-o-m--m--o-d-it-i-es --__-_-_-_-_-_-_-_

Reserve for Interest and Taxes -------------------

---------

Overdrafts (if any --------- 1,807 95 Other Liabilities:

Other Resources ----------- --------- Cash Long --------------

62 ] 1

Total --------------------$ 64,940 12 Total ____________________$ 64,940 42

BANK'S STATEMENT at Close of Business December 15, 1920.

RESOURCES
-------------- ---

LIABILITIJ,;S

Time Loans --------------- --------- Capital Stock Paid in ______$ 15,800 00

Demanrl Loans ---------------- ________ _ Amt. Reserved for Branches

Loans Secured by Real Estate ________ _ Surplus Fund ----~----------

United States Bonds -------Other Stocks and Bonds ____

4,600 or
---------

DUinvdiidveidnedds PUrno!f)iatsid--_-_-_-_--_-_-_-_-_-_-

Banking House ------------ 1,984 51 Due to Banks in this State__ Furniture and Fixtures _____ 2,343 1' Due to Banks in other States

133 18

Other Real Estate Own.3:l __ -------- .. Call Money ----------------

Due from Banks in this State

1 02 Individual Deposits Subject

DP" from Banks in other States -------------------

36 01 Detmo aCnhdecCker-t-if-i-c-a-te-s---o-f---D--e-- 24,868 85

Currency --------------------n"ld ----------~---------------

--------________ _

TipmoesitCs er-ti-f-ic-a-t-e-s--o-f--D--e-p-o-s-i-t

Silver, Nickels, Pennies ____ 10,880 o~ Savings Deposits ----------

Advances on Cotton -------- --------- Trust Funds on Deposit ____

10,910 31

Advances on other Commodities --------Checks for Clea.ring House _________ _

Cashie~s Checks ----------Certified Checks ------------

Other Checks and Cash Items --------- Bills Payable --------------

Customers' Liability on Let-

1\"otes and Bills Re-discounted

268 20 2,500 00

ters of Credit and Accept-

CP-tifieat<>s of Deposit for

ances -------------------Overdrafts (if any) _______ _

________ _ 703 5o

Borrowed Money -------Liability on Letters of Credit

Other Assets:

and Acceptances ---------

Bills Receivable ---------- 34,211 61 Interest and Discount ------ 6,221 63

Exp,enses Paid ----------- 3,094 23 Other Liabilities:

Interest Paid ------------ 2,422 69 Exchange ----------------

Taxes Paid ---------------

540 05

138 57

vVar Savings Stamps ------

23 86

Total ----------------------$ 60,840 74 Total ----------------------$ 60,840 74

Banks omitted in proper order.

624

BANKING DEPARTMENT

STATEMENT OF NATIONAL BANKS IN GEORGIA

Showing Condition at the Close of Business on Dec. 29, 1920.

(IN THOUSANDS OF DOLLARS)

RESOURCES

Loans and Discounts ------------------------------------------$109,650,000 00 OCuvsetrodmraefrtss' L-i-a-b-i-l-it-y--A--c-c~o-u-n-t--o-f--"-A--c-c-e-p-ta-n--c-e-s"---_-__--.:-_-__-_-_-_-_-_-_-_-_-_-_-_-_ 1,355251,,000000 0000 United States Government Securities Owned_______ _.____________ 20,106,000 00

Other Bonds and Securities ------------------------------------- 2,313,000 00

3,m:m Stocks other than Federal Reserve Bank Stock__________________
~~~%~~ir~~u;~ s_t~:~~!_:_e_d_e_r_!l!_=:.~~e_r_':_~~~~~~-==================

61,000 '0
~~

Furniture and Fixtures ----------------------------------------Other Real Estate Owned ---------------------------------------Lawful Reserve with Federal Reserve Banks -------------------Items with Federal Reserve Banks in Process of Collection______ Cash in Vault and Due from National Banks____________________ Net Amounts Due from Banks, Bankers and Trust Companies____ Exchanges for Clearing Houses -------------------------------Checks on Other Banks in the Same Place ----------------------Outside Checks and Otl1er Cash Items__________________________ Redemption Fund and Due from United States Treasurer -------Interest Earned But Not Collected-Approximate ------------------
Other Assets ---------------------------------------------------

773,000 297,000

00

7,428,000 00

3,962,000 00

10,296,000 00

4,990,000 00

1,626,000 00

206,000 00 476,000 00

521,000 00

211,000 00
14~000 00

Total --------------------------------------------------------$168,723,000 00

LIABILITIES

Capital Stock Paid in ------------------------------------------$ 13,651,000 00

SUunrdpilvuisd eFduPn dr osf i-t s- -L- -e-s-s- -E-x-p-e-n- s-e-s- -&- - -T-a-x-e-s- -P- a- -i d- _- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- _-

11,909,000 00 4,257,000 00

Interest & Discounts Collected but not Earned-Approximate________ 573,000 00

Amount Reserved for Taxes Accrued______________________________

82,000 00

Amount Reserved for all Interest Accrued________________________ National Bank Notes Outstanding________________________________

261,000 10,232,000

0oo0

Due to Federal Reserve Banks--------------~--------------------

38,000 00

Net Amounts due to National Banks---------------------------- 4,100,000 00

Net Amou.nts Due to Banks and Bankers -------------------------- 8,145,000 00

Certified Checks Outstanding------------------------------------

78,000 00

CDaesmhaienrds' CDheepcokssitso_n__O_w__n__B_a_n_k__O__u_t_s_ta_n__d_in__g__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Deposits__________________________________________________

431,000 00
65,956,000 00 34,544,000 00

UUnniitteedd SSttaatteess GDoevpeorsnimtse_n__t _S-e-c-u--ri-t-ie-s--B--o-r-r-o-w-e-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Bonds Borrowed _________________________________________ _

802,000 00 626,000 00

Securities (Other Than U. S. or Other Bonds) Borrowed_______ _ Bills Payable Other than with Federal Reserve Banks, Including
Obligations Representing Money Borrowed______________________ Bills Payable with Federal Reserve Banks_______________________ _ State Bank Circulation Outstanding____________________________

4,4R8,000 00 7,028,000 00

Cash Letters of Credit & Travelers' Checks Outstanding_________ _

Acceptances Time Drafts

-O-u-t-s-t-a-n-d-i-n-g-----~--------------------------------------------------------------------------

Other Liabilities -----------------------------------------------

3,000 00 1,432,000 00
87,000 00

Total

168,723,000 00

Liabilities for Rediscounts, Including those with Federal Reserve Banks ---------------------------------------------- ---------- 26,160,000 00

COMBINED STATEMENT OF STATE BANKS, TRUST COMPANIES AND NATIONAL BANKS.

641 STATE BANKS AND TRUST COMPANIES, INCLUDING 24 BRANCHES, AND 94 NATIONAL BANKS SHOWING CONDITION STATE BAN;KS AND TRUST COMPANIES DEC. 5, 1920. NATIONAL BANKS DEC. 29, 1920.
(NATIONAL BANK FIGURES TAKEN IN THOUSANDS ONLY)

RESOURCES.

Loans & Discounts_______________________ ---------------------OUvnei treddr aSf ttsa t e-s- -B-o- n- -d-s- -a-n-d- -S-e- c- -u-r i-t-i-e-s- -O-w- -n-e-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Other Stocks and Bonds________________________________________ Banking House --------- _______________________ -- ___ ----------Furniture and Fixtures_______________________________________ _ OCathsher inReValauEltsstaatned -D--u-e--f-r-o-m---B-a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-,~-----------------Checks and Cash Items --------------------------------------Advance on Commodities -------------------------------------COuthsteormeRress' oLuricaebsil_i_ty___A__c_c_o_u_n_t__o_f__"_A__c_c_e__p_t_a_n_c_e_s_"_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-
Total

363,298,732 16 1,297,942 85
31,002,976 20 13,726,838 18
8,446,434 57 2,920,389 28 2,244,660 16 63,395,499 18 10,261,182 50 5,016,429 06 2,136,744 84 3,596,483 75
507,344,312 73

LIABILITIES

Capital Stock Paid in -----------------------------------------$ 47,886,340 21

USunrdpivluids edFuPnrdofit-s---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-------------------------------

29,122,765 68 15,861,134 57

Dividends Unpaid --------------------------------------------Due to Banks --------------------------------------------------

37,966 43 25,277,580 27

Certified Checks ----------------------------- _________ ----------

280,129 11

CashieFs Checks Deposits Subiect

-----------------------------------------------to Check ---------------------------------------

1, 700,355 167,462,983

68 01

Time Deposits ----------- -------------------------------------Demand Certificates of Deposit ----------------------------------

72,098,274 38 2,592,614 60

Savings Deposits ________ --------------------------------------- 53,873,344 64

United States Deposits -----------------------------------------Certificates of Deposit Representing Borrowed Money ------------

802,000 00 631,400 00

Trust Deposits -------------------------------------------------Bills Payable ---------------------------------------------------

565,581 35 46,356,434 68

Rediscounts ---------------------------------------------------Liability on Letters of Credit ------------------------------------

26,281,905 99 726,360 05

Reserve for Interest and Taxes ---------------------------------- 1,108,148 71

National Bank Notes Outstanding ------------------------------- 10,232,000 00

Acceptances ---------------------------------------------------Other Liabilities -----------------------------------------------

1,432,000 00 3,014,993 37

Total ---------------------------------------------------------$507,344,312 73

~
1

. CO.KSOLIDATED

STATEMENT OF

STATE

BANKS

AND

TRUST

COMPANIES

OF

GEORGIA

AS

OF

DECEMBER '

15' 1920

RESOURCES

17 Branch Banks 51 State Banks 566 State Banks Total All State

Kon-Members Member Federal Non-Members of Banks as of Dec.

Federal Reserve Reserve System Federal Reserve

15, 1920

Increase Over June 30, 1920.

Decrease Over June 30, 1920

Increase Q,:er Dec. 2, 1919

Decrease o, er
Dec. 2, 1919

Time Loans ---------------~----- Demand Loans -------------------Real Estate Loans ---------------OUtnhiteerd SStotcaktess anBdonBdson-d-s-_-_-_-_-_-_-_-_-_-_-_-_
Banking Ilouse -------------------Furniture and Fixtures ------------ODutheerfroRmealBEansktastein -t-h->-s--S-t-a-t-e-_-_-_-_-__--_ Due from Banks in other States ___ _ ACadsvhanicne VoanulCtsom-m--o-d-i-t-ie-s---_-__-_-_-_-_-_-_--_ Checks and Cash Items ___________ _ Customers Liability on Letters of
Credit and Acceptances ---------Overdrafts -----------------------Other Resources -------------------
Totals

$1,222,861 32 196,549 44 181,089 43 13,345 56 3,000 00 26,725 63 19,008 48 4,364 00 564,578 30 28,635 21 63,869 04 3,437 67 9,840 49
--6-,-2-0-2 --4-7
20,873 77 $2,364,380 81

$70,366,454 70 15,239,557 11 5,960,534 40 4,439,366 83 4,703,304 31 2,115,350 33 336,263 98 623,842 61 12,652,598 77 5,361,026 51 1,793,232 51 458,036 04 2,480,637 85
710,838 50 122,810 85 2,044,966 28
$129,408,821 58

$122,729,705 32 16,187,574 88 21,564,405 56 6,444,263 81 5,879,533 87 3,286,358 61 1,792,116 82 1,319,453 55 10,039,322 55 5,241,390 49 4,415,845 80 4,554,955 35 2,500,704 16
770,906 34 647,929 53 1,173,643 70
$206,848,110 34

$194,319,021 34 31,623,681 43 27,706,029 39 10,896,976 20 10,585,838 18 5,428,434 57 2,147,389 28 1,947,660 16 23,256,499 62 10,631,052 21 6,272,947 35 5,016,429 06 3,991,182 50
781,744 84 776,942 85 3,239,483 75
$338,621,312 73

196,066 59 137,574 11
1,432,114 92 1,038,099 95
$2,803,855 57

$4,394,454 43 4,635,915 04 2,420,533 98 8,691,976 64 1,062,985 37 166,154 64
5, 720,661 70 3,959,734 75
553,344 16
374,134 12 411,869 78 671,463 79
$33,066,228 40

36,374,932 61
374,134 12 $37,483,164 10

36,374,932 61 3,912,831 80
708,082 01 45,036,228 01
15,520,362 04
6, 712,044 97 7,598,530 40 $79,487,629 29

LIABILITIES

Capital Stock --------------------Surplus Fund --------------------Undivided Profits -----------------Dividends Unpaid -----------------Due to Banks in this State -------Due to Banks in other States ------Call Money Due Banks -----------Deposits Subject to Check ---------Demand Certificates of Deposit ----Time Certificates of Deposit -------Savings Deposits ----------------Trust Deposits -------------------Cashier's Checks -----------------Certified Checks -----------------Certificates of Deposit for Borrowed
Money --------------------------Bills Payable --------------------Re-Discounts ---------------------Liability on Letters of Credit _____ _ Reserve for Interest and Taxes ___ _ Other Liabilities ------------------
Totals --------------------------

$351,000 00 61,951 27
--------8--3--,--9--7--9 ----3--8 3,145 76 38,500 00 621,767 14 5,000 00 192,355 56 568,410 81
------------
24,452 95 540 72
---3-9-9-,-00-0---0-0 14,255 00
--------2-2 --2-2 ------------
$2,364,380 81

$10,131,800 00 7,473,800 00 2,426,899 64 13,788 30 6,267,636 58 2,671,807 80 81,500 00 35,872,597 02 832,951 87 4,102,341 81
24,185,649 40 118,555 43 592,837 54 92,367 47
364,300 00 8, 793,885 93 22,545,649 19
704,584 80 498,004 23 1,657,864 57
$129,408,821 58

$23,752,540 21 9,678,014 41 8,604,234 93 24,178 13 1,466,524 4.8 930,540 03 1,4p0,946 24 65,012,618 85 1,754,662 73
33,259,577 01 29,139,284 43
447,025 92 . 652,065 19
109,220 92
267,100 00 25,647,548 75
3,722,,001 80 18,775 25
267,122 26 644,128 80
$206,848,110 34

$34,235,340 21 17,2"13,765 68 11,031,134 57 37,966 43 7,818,140 44 3,605,493 59 1,570,946 24 101,506,983 01 2,592,614 60 37,554,274 38 53,873,344 64 565,581 35 1,269,355 68 202,129 11
631,400 00 34,840,434 68 26,281,905 99
723,360 05 765,148 71 2,301,993 37
$338,621,312 73

182,229 14
513,426 78 410,400 00 13,600,394 90 9,723,838 99 141,054 70 $24,571,344 51

$348,093 79
519,438 14 418,954 93 2,519,383 27 422,854 74 523,388 28 26,594,114 66 1,202,289 20 5,157,479 02 4,186,734 94 984,232 09
181,475 71
565,465 79
1,380,142 Q4
$45,004,047 40

Reserve (In Vault and With BanksL----------------~---- $40,160,499 18 Reserve Required --------------------------------------- 22,581,141 55
Excess of Legal Requirements---------------------------- $17,579,357 63

$3,226,270 21 2,467,053 49 9,229 80 1,570,946 24
35,117,987 22 $42,391,486 96

15,094,601 10
. 63,457,712 07 5,435,298 38
$83,987,611 55;

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