It's never too early to plan for retirement: Employees' Retirement System financial and retirement planning programs for the benefit of state employees [2006]

Helping Employees Understand
Benefits Since 1971
ERS offers several ways for state employees to understand the importance of their retirement and financial benefits. In addition to our statewide 1 and 2-day Financial and Retirement Planning Seminars, personnel officers or other agency officials may request shorter presentations on preparing for retirement, pension benefits and Peach State Reserves.
Contact the ERS Retirement Planning Division at 404-603-5711 to discuss the individual needs of your agency.

Two Northside 75 Suite 300 Atlanta, GA 30318-7778

It's Never Too Early To Plan For
Retirement
Employees' Retirement System
Financial and Retirement Planning
Programs for the Benefit of State
Employees
Two Northside 75 Suite 300
Atlanta, GA 30318-7778 ersga.org

Programs for Your Employees
Studies consistently show that a major reason workers stay with their employers is a good benefits package, including retirement. The state of Georgia offers one of the best benefits and retirement packages around. Attending an ERSsponsored program is a great way to help your employees appreciate the value of state employment.
Getting that message out can go a long way to retaining your best and brightest employees. An informed employee will be better able to make a wise choice when making future career decisions.
Seminars
ERS offers Financial and Retirement Planning seminars to help employees understand their financial situation and how state benefits can enhance their financial security. Employees can access our schedule of seminars offered statewide by visiting the Seminars Section of the ERSGA website at www.ersga.org. There is a $10 fee to cover the cost of materials for these financial planning programs.
Planning Your Financial Future Seminar
This one-day seminar is for employees at the beginning or middle of their careers. The sooner employees take advantage of this program, the better prepared they will be for future career decisions and the greater their financial security can be. The following topics will be addressed:
Financial Planning & Budgeting Learn how to coordinate financial resources today to provide for a more secure financial future.
Peach State Reserves 401(k) & 457 Plans Learn to calculate how much to save now, whether employees plan on staying with the state or making career changes; understanding investments; and Plan features.
Retirement Income Learn why state employment is financially valuable and how to calculate and maximize future pension benefits.
This seminar will also cover Social Security and Estate Planning.

Pre-Retirement Seminar
This two-day seminar provides comprehensive, practical information for late-career employees. The emphasis is on coordinating all state benefits and preparing for life during retirement. Topics include: ERS Retirement Income Learn about monthly retirement benefits and distribution options. Peach State Reserves 401(k) & 457 Plans Get the facts on using plan assets to the best advantage after retirement. Other State Benefits Get the most current information
on which state benefits can be kept after retirement This seminar will also cover Financial Planning, Social
Security, and Estate Planning.
Agency Sponsored Events
Agency Sponsored Seminars
An agency may choose to sponsor a one or two day Financial and Retirement Planning Seminar specifically for their employees.
Call the Retirement Planning Division at 404-603-5711 to discuss details.
If the event is held outside the metro Atlanta area, a minimum of 40 attendees is required.
Short Presentations
Employees' Retirement System representatives want to provide employees with opportunities to learn more about the importance of financial planning, ERS retirement benefits and the Peach State Reserves (PSR) 457 and 401(k) plans. In addition to our Financial and Retirement Planning Seminars, we can provide presentations ranging from a half-hour to an hour, to a half-day. There is no fee required, but there are some attendance requirements, due to travel costs. We are also available to speak at conferences and other professional meetings. Please call our office at 404-603-5711 to discuss your specific needs.

WRAP Workshop for Retirement Application Processing
WRAP is a program designed specifically for anyone within three months of retirement. WRAP brings to-
gether representatives from ERS, Flexible Benefits, and Health Insurance to assist the retiring employee in understanding the
retirement process and regulations affecting benefits during retirement. All retirement forms are available at the workshop.
WRAP requires no fee and no registration. These half day sessions are held three times each month at the ERS office in Atlanta. Dates and additional information are listed in the Seminars section on the ERS website at www.ersga.org.
Before attending WRAP, employees should:
1) Request a benefit estimate from Member Services at ERS at least two months before attending. Estimate request forms are available on our website: www.ersga.org.
2) If there isn't time to get an estimate from ERS, employees can use the website estimate calculator, but these estimates are only as good as the information the employee supplies. In addition, options 1 and 4 are not included.
3) For more information, direct your employees to the seminars section of the ERS website: www.ersga.org.
Encourage your employees to take advantage of the educational opportunities offered by ERS. Retirement Planning is most effective when started as early in their careers as possible.