Employees' Retirement System : financial and retirement planning programs for the benefit of state employees

Understanding Your Benefits ...
ERS offers several ways for state employees to understand the importance of their retirement and financial benefits. Employees may attend seminars depending on their years in state service. Personnel officers or other agency officials may request shorter presentations on ERS and Peach State Reserves (PSR). We also offer programs to train personnel officers. Call us to discuss the individual needs of your agency.
404-350-6300

Two Northside 75 Atlanta, GA 30 30318-7778 404-350-6300
www.ersga.org
Date Printed: Number Printed:

It's Never Too Early To Plan For
Retirement
Employees' Retirement System
Financial and Retirement Planning
Programs for the Benefit of State
Employees
Two Northside 75 Atlanta, GA 30 30318-7778 404-350-6300

SEMINARS
The Employees' Retirement System of Georgia offers educational programs to help employees understand their financial situation and how state benefits can enhance their financial security. You can access our schedule of programs offered statewide by visiting the Seminars Section of the ERSGA website at www.ersga.org. There is a $10 fee to cover the cost of materials for these financial planning programs.
Charting Your Financial Future Seminar
This one-day seminar is for employees at the beginning or middle of their careers. The sooner you take advantage of this program, the better prepared you will be for future career decisions and the greater your financial security can be. The following topics will be addressed:
Retirement Income Learn why your state employment is financially valuable; how to calculate your future pension benefit; and how you can maximize your pension benefit.
Peach State Reserves 401(k) and 457 Plans Learn how to calculate how much to save now, whether you plan on staying with the state or making career changes; understanding investments.
Managing debt and budgeting for saving Learn how to tackle debt and budget for saving.
The seminar will also cover Financial Planning, Social Security, and Estate Planning.
Pre-Retirement Seminars
This two-day seminar provides comprehensive, practical information for late-career employees. The emphasis is on coordinating all of your state benefits and preparing for life during retirement. Topics include:
ERS Retirement Income Learn about your monthly retirement benefits and distribution options.
Peach State Reserves 401(k) and 457 Plans Get the facts on using your state deferred compensation funds to the best advantage after retirement.
Other State Benefits Representatives from Flexible Benefits and Health Insurance will give you the most current information on which state benefits you can keep after retirement.
The seminar will also cover Financial Planning, Social Security, and Estate Planning.

OTHER PROGRAMS
WRAP - Workshop for Retirement Application Processing
WRAP is a program designed specifically for anyone within three months of retirement. WRAP requires no fee and no registration. These half day sessions are held three times each month. Dates and locations are listed on the ERS website at www.ersga.org.
Before attending WRAP: request a benefit estimate from Member Services at ERS. Estimate request forms are avail-
able on the website. Do this at least two months before attending, and bring the estimate with you. If you cannot get an estimate from ERS in time for WRAP, you may bring a calculator estimate from the website, but you should be aware that the internet estimates are conditional
on the information you supply. In addition, options 1 and 4 are not included.
WRAP is specifically designed to bring together representatives from ERS, Flex Benefits, and Health Insurance to assist the retiring employee in understanding the retirement process and regulations affecting benefits after retirement.
Short Presentations
Employees' Retirement System representatives want to provide employees with opportunities to learn more about the importance of their ERS retirement benefits and the Peach State Reserves (PSR) 457 and 401(k) plans. We can provide presentations ranging from a half-hour to an hour, to a half-day. This could include a Lunch & Learn or staff meeting, or a new employee orientation. Presentations may include a combination of ERS and Peach State Reserves information or may include only ERS or only PSR, your choice. There is no fee required, but there are requirements for numbers of attendees. Please see the information below for these requirements.

Agency Sponsored Events
An agency may choose to sponsor a one or two day financial planning seminar specifically for their employees. Call the Retirement Planning Division at 404-603-5711 to discuss details. If the event is held outside the metro Atlanta area, a minimum of 50 attendees is required.
We are also available for short presentations to agencies and conferences, but require a commitment of at least 20 people.
Agencies may team up to satisfy the minimum number or ERS can invite others from the region to attend.