Monthly mortgage summary, Sept. 2012

Monthly Mortgage Summary

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
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Inside this Issue:
Continuing 2 Education Requirements for 2013 License
Renewal
2013 License / 3 Registration
Renewal Timeline for Mortgage Lenders,
Mortgage Brokers and Mortgage Loan
Originators
Mortgage Call 5 Report Reminder
Administrative 5 Actions
Fine Information 6
Licenses Revoked, 6 Withdrawn or Expired
Licenses Approved 7 or Reinstated
Contact 13 Information

Georgia Department of Banking and Finance Adopts Final Rules
On September 18, 2012, the Department adopted Final Rules. They were filed with the Secretary of State on September 18, 2012 and will be effective 20 days following or October 8, 2012. These rules were proposed and distributed on August 14, 2012.
We received one written comment letter. There were no changes to the Proposed Rules. The Department believes these Final Rules encourage safety and soundness, safe and fair mortgage lending, and conform to the law.
View or download the Final Rules from our website at: http://dbf.georgia.gov/documents/2012-dbf-final-rulemaking-9-18-2012
The rule changes noted below may be of particular interest to the mortgage industry:
Conflicting language was deleted from the following rule to clarify that "per loan" fees are due on residential property, as defined by statute, only:
80-5-1-.04(a) Levy, Collection, Remittance and Refunds of Georgia Residential
Mortgage Act Per Loan Fee.
The fine for failure to timely file a mortgage call report has been reduced from $1,000 to $100 in the following rule:
80-11-3-.01(28) Administrative Fines.
Language has been deleted from the following rule regarding the ability of a mortgage loan originator to maintain his or her own bond as the statute now requires that an employer (i.e. the sponsor) maintain coverage for the mortgage loan originator on its bond:
80-11-5-.02(3) Books and Records Requirements; Examinations.

"Safeguarding Georgia's Financial Services"

Page 2

September 2012

Continuing Education Requirements for 2013 License Renewal: Reminder to Mortgage Loan Originators and Mortgage Brokers / Processors
On or before October 31, 2012, mortgage loan originators and mortgage brokers / processors must obtain 8 hours of continuing education to renew their licenses for 2013. Please refer to the Department's August 2012 Monthly Mortgage Summary for further details.
Mortgage Loan Originators
Unlike last year, Georgia-licensed MLOs WILL NOT have to login to the Department's secure website to report their 2012 CE courses. The NMLSR now has the capability of generating a report that will allow the Department to verify compliance with Georgia-specific CE requirements. No separate reporting to the Department is required.
Mortgage Brokers and Processors
Georgia licensed or registered mortgage brokers and processors will need to report their CE courses to the Department since this information is not captured in the NMLSR. The Department will be utilizing a web-based survey to capture CE course information for mortgage brokers / processors. In addition, if a mortgage broker / processor is also a MLO, that information will be requested in the survey and the mortgage broker's / processor's CE information associated with his/her MLO license in the NMLSR will be utilized.
Q. I am a Georgia-licensed mortgage broker or processor. What information will I need to have on hand to complete the Department's new CE Questionnaire survey?
A. The Department's method of capturing CE courses for mortgage brokers and processors via a web -based survey WILL NOT utilize a login process. The second week in October 2012, an e-mail will be sent to the licensee's primary e-mail contact with a link to the survey. The survey link will be unique to the licensee.
A mortgage broker or processor will be asked for his/her Georgia GRMA License#, as well as his/ her NMLS#, as part of the survey process. In addition, a mortgage broker or processor who also holds a MLO license will be asked for the Georgia GRMA License# and NMLS# associated with the MLO license. If the Georgia-licensed mortgage broker / processor also holds a Georgia MLO license, data entry of course information will not be required as part of the survey process.
If the Georgia-licensed mortgage broker / processor IS NOT also licensed as a MLO with the Department, he/she will be prompted to enter his/her individual CE courses completed during 2012. Licensees will be asked to enter information pertaining to the course description/name, the course/education provider, credits/hours earned and the course completion date. Capturing individual course information will allow the Department to verify that the minimum eight (8) total hours of CE have been completed and that the courses are in the appropriate areas as required by Department regulations.

September 2012

Page 3

Continuing Education Requirements for 2013 License Renewal: Reminder to Mortgage Loan Originators and Mortgage Brokers / Processors
Q. I am a Georgia-licensed mortgage broker or processor. What if I do not receive the e-mail containing the link to the Department's CE Questionnaire survey?
A. As noted above, an e-mail will be sent to the licensee's primary e-mail contact with a link to the survey. Because the survey link is unique to each licensee, it is critical that licensees keep their email addresses updated on the NMLSR at all times. Essentially all communication from our Department is through e-mail. If your e-mail address is not correct in the NMLSR, you may miss valuable information that could adversely affect your license.
Please ensure that your e-mail properties are set to always allow delivery of e-mail from the Department. The Department is not responsible for any missed communications if your e-mail address is not correct or if you have set our e-mail addresses to go to junk/spam or trash.

2013 License / Registration Renewal Timeline for Mortgage Lenders, Mortgage Brokers and Mortgage Loan Originators
Beginning on November 1, 2012, through December 1, 2012, mortgage lenders, mortgage brokers, and mortgage loan originators seeking to renew their licenses/registrations for calendar year 2013 must do so by making applications on the NMLSR. To do so, an applicant must update his/her/its MU documents on the NMLSR to reflect any changes in responses previously provided and pay the requisite renewal fee. Licensed mortgage brokers and mortgage loan originators also must be able to demonstrate that 8 hours of continuing education were acquired in the appropriate course work during January 1, 2012, through October 31, 2012.
Any licensed mortgage broker or mortgage loan originator that makes a timely application for renewal but obtains the requisite continuing education hours on November 1, 2012, through December 1, 2012, also must pay late continuing education fees to the Department.
A mortgage license/registration that is not renewed by December 1, 2012, may be considered for late renewal from December 2, 2012, through December 31, 2012, if a proper application is made through the NMLSR. This includes paying late fees to both the Department and the NMLSR, as well as a renewal fee; updating one's MU documents on the NMLSR, and, for licensed mortgage brokers and mortgage loan originators, demonstrating compliance with continuing education requirements.
(Continued on page 4)

Page 4

September 2012

2013 License / Registration Renewal Timeline for Mortgage Lenders, Mortgage Brokers and Mortgage Loan Originators
(Continued from page 3)
In addition to the foregoing, any licensed mortgage broker or mortgage loan originator renewing during this late period that did not obtain the proper number and type of continuing education hours between January 1, 2012, and October 31, 2012, also must pay late fees to the Department for continuing education hours obtained on November 1, 2012, through December 31, 2012.
THERE WILL BE NO LICENSE/REGISTRATION REINSTATEMENT PERIOD AFTER DECEMBER 31, 2012. If a mortgage license/registration is not renewed by that day, it will expire by operation of law effective January 1, 2013. Should this occur, a mortgage loan originator with an expired Georgia license may not engage in any mortgage loan originator activities unless and until such time as a new application for licensure is made and granted by the Department. Similarly, a mortgage broker or mortgage lender with an expired license/registration may not conduct licensed mortgage activity--nor may any of the mortgage loan originators employed by them do so on their behalf--unless and until such time as the mortgage broker or mortgage lender again becomes properly licensed/registered.
If any mortgage licensee/registrant has questions about the timelines in place for renewal applications, please send them to the Department by e-mail to renewal@dbf.state.ga.us.
ADDITIONAL REMINDERS:
E-mail Addresses - Licensees must keep their e-mail addresses updated on the NMLSR at all times -- MU1 filings for companies and MU4 filings for individuals. Essentially all communication from our Department is through e-mail. If your e-mail address is not correct in the NMLSR, you may miss valuable information that could adversely affect your license. Please ensure that your e-mail properties are set to always allow delivery of email from the Department. The Department is not responsible for any missed communications if your e-mail address is not correct or if you have set our e-mail addresses to go to junk/spam or trash.
Sponsorship Mortgage loan originators who submit a renewal but do not have a current sponsor will not have their renewal application approved. Mortgage loan originators must have a sponsor to be in an approved status.

HOLIDAY CLOSING
This is a reminder that the Department will be closed on Monday, October 8th for Columbus Day.

September 2012

Page 5

Mortgage Call Report Reminder
This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. Section 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Third quarter data (July 1 September 30, 2012) must be filed through the NMLSR by November 14, 2012.
Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Any outstanding fines owed to the Department must be paid through its secure website at: https://bkgfin.dbf.state.ga.us/MortgageDocs/MtgFinePay.html.
For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http:// mortgage.nationwidelicensingsystem.org/slr/common/mcr/Pages/default.aspx

Quarters

Time Period

MCR Deadline

Quarterly Due Dates for the Residential Mortgage Loan Activity (RMLA) component of the MCR (Due within 45 days of the end of every calendar quarter):

Q1

(January 1 March 31)

May 15

Q2

(April 1 June 30)

August 14

Q3

(July 1 September 30)

November 14

Q4

(October 1 December 31)

February 14

ADMINISTRATIVE ACTIONS
Consent Orders Which Became Final
BayBurg Financial, Inc., Ft. Lauderdale, FL (license# 23939) - Consent Order issued 09/21/2012 became
final 09/21/2012.
Adam Michael Bayer, Hollywood, FL (license# 25973) - Consent Order issued 09/21/2012 became final
09/21/2012.
Cease and Desist Orders Which Became Final
Bayer, Adam, Ft. Lauderdale, FL - Order to Cease and Desist issued 06/11/2012 became final 09/21/2012. BeFunded, LLC, Marietta, GA - Order to Cease and Desist issued 07/26/2012 became final 09/20/2012. GAHOC, LLC, Marietta, GA - Order to Cease and Desist issued 07/26/2012 became final 09/20/2012.

Page 6

September 2012

ADMINISTRATIVE ACTIONS

Cease and Desist Orders Which Became Final (continued)
Score Funding, LLC, Marietta, GA - Order to Cease and Desist issued 07/26/2012 became final
09/20/2012.
Tinker, Mark, Marietta, GA - Order to Cease and Desist issued 06/29/2012 became final 09/24/2012.
Tradenetre, LLC, Marietta, GA - Order to Cease and Desist issued 07/26/2012 became final 09/20/2012.
Upside Down Solutions, LLC dba UDS Law, LLC, Snellville, GA - Order to Cease and Desist issued
08/02/2012 became final 09/05/2012.

Fine Information

Information regarding fines assessed against a specific licensee for which there is no pending administrative action is available on an individual licensee basis by submitting a written request to the following e-mail address: dbfmort@dbf.state.ga.us

FINE REASON AND COUNT

1 Fine for Employment of a Felon 2 Fines for Books and Records 1 Fine for Failure to Report Violations/Discharges

6 Fines for Failure to Perform Background Check 1 Fine for an Unapproved Branch 55 Fines for GRMA ($10) fees not paid

MORTGAGE LICENSEES / REGISTRANTS EXPIRED OR WITHDRAWN IN SEPTEMBER 2012

GRMA# NMLS# 6563 166211 19823 161765 31388 297995 33177 837826 33673 847856 27956 27534 25473 162301 26517 5675 28060 36992

CODE NAME BD Don T. Golden BD Resurgens Capital Mortgage, LLC OD Jason Scott Eichmiller OD Micheleh Center OD Kyle James Reichert OD Benjamin Stubbs OD Eugene Willis Zink OD Kraig David Spence OD Nicholas Adam Gallicchio

TOTAL: 9

CITY

ST EXPIRED WITHDRAWN

SAVANNAH GA

09/21/2012

ATLANTA GA

09/28/2012

Ambler

PA

09/05/2012

Atlanta

GA

09/05/2012

Westland

MI

09/10/2012

Canton

MI

09/21/2012

Frisco

TX

09/24/2012

Glenelg

MD

09/26/2012

Carrollton

TX

09/28/2012

September 2012

Page 7

MORTGAGE BROKERS, LENDERS, PROCESSORS AND REGISTRANTS APPROVED OR REINSTATED IN SEPTEMBER 2012

GRMA# NMLS# CODE NAME 12978 166254 L K&B Capital Corporation 35323 950221 B Gerald Matthew Mayfield 35511 930059 B Intown Green Mortgage, Inc. 35285 947748 L Summit Funding Advisors LLC
TOTAL: 4

CITY BOCA RATON Trenton Atlanta Atlanta

ORIGINAL ST APPROVAL REINSTATED FL 11/14/1997 09/07/2012 GA 09/07/2012 GA 09/07/2012 GA 09/21/2012

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN SEPTEMBER 2012

GRMA# NMLS# CODE NAME

CITY

25228 153370 O Julie G. Cole

Gray

26468 257511 O Diego Alejandro Luque

Marietta

30983 160056 O JEREMY JOHN MCKEEHEN Newport Beach

32528 108672 O Michael Thomas Pond

Fort Mill

28449 162809 O Jason David Kravitz

Los Angeles

29031 226155 O Michael John Fields

Cumming

27902 147955 O Brendan Joseph Brickley

Wyndmoor

29719 277180 O Sharon Lynn Dean

Forsyth

31308 364152 O Hye S. Lee

Suwanee

27972 256492 O Henry V. Darby, Jr.

Greensboro

27859 282050 O MAGID ADLY GIRGIS

Marietta

28372 255241 O Scott Timothy Wilson

Huntington Beach

29354 4312

O David Marcano

Tampa

31527 395452 O Brian James Morton

Atlanta

34815 918945 O gerald matthew mayfield

buford

34863 833676 O RYAN PATRICK REILLY

Carrollton

35070 122731 O Troy Lawrence Griffith

Cumming

35169 861169 O Andrew Furgus Kuhn

Commerce Twp.

35189 921150 O Michael Britt

Jacksonville

35229 376264 O Michele Rene Bledsoe

Cumming

35231 145439 O Robert George Duguay, Jr. Somerset

35264 847922 O Robert Matthew Waterous Scottsdale

35318 397618 O Kevin John Palmer

Lakewood

ORIGINAL ST APPROVAL REINSTATED GA 07/23/2010 09/07/2012 GA 09/28/2010 09/07/2012 CA 02/11/2011 09/07/2012 SC 07/15/2011 09/07/2012 CA 06/04/2010 09/14/2012 GA 06/25/2010 09/14/2012 PA 07/30/2010 09/14/2012 GA 08/06/2010 09/14/2012 GA 02/11/2011 09/14/2012 GA 02/11/2011 09/28/2012 GA 09/07/2012 CA 09/07/2012 FL 09/07/2012 GA 09/07/2012 GA 09/07/2012 TX 09/07/2012 GA 09/07/2012 MI 09/07/2012 FL 09/07/2012 GA 09/07/2012 MA 09/07/2012 AZ 09/07/2012 OH 09/07/2012

Page 8

September 2012

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN SEPTEMBER 2012

GRMA# NMLS# 35337 827543 35349 809868 35354 938840 35388 920884 35432 921665 35438 358341 35454 6473 35457 930639 35461 950148 35462 100575 35464 950159 35469 49113 35470 89542 35472 913626 35474 922577 35475 925980 35478 247377 35488 940789 35491 950147 35496 384831 35497 922791 35498 27531 35499 872141 35502 885327 35503 901978 35504 902411 35508 885922 35509 905643 35512 898711 35514 717914 35515 957433 35518 181361 35520 957821 35521 938399 35522 198301 35523 143997 35525 938465 35528 418782 35529 210561 35534 868413 35535 901886 35536 826255 35537 938711 35538 565747 35539 140587 35541 957434

ORIGINAL

CODE NAME

CITY

ST APPROVAL REINSTATED

O Ryan Patrick Manick

Grosse Ile

MI 09/07/2012

O Daniel William Arnold

Indianapolis

IN 09/07/2012

O Albert Charles DiLauro

Cleveland

OH 09/07/2012

O Jocqua Emery Keeton

Orange Park

FL 09/07/2012

O Carly Ann Jordan

Sickerville

NJ 09/07/2012

O Eric Alan Armin

Sugar Land

TX 09/07/2012

O Tennille Jane Francis

Riverside

RI 09/07/2012

O Gregory Kevin Neufeld

Powder Springs

GA 09/07/2012

O David Robert Scott

Baltimore

MD 09/07/2012

O Bryant Keith Thompson

Charlotte

NC 09/07/2012

O Ryan Victor Weinstein

Urbana

MD 09/07/2012

O Tammy Renee Howard

FAYETTEVILLE

GA 09/07/2012

O Michael David Kershaw

Charlotte

NC 09/07/2012

O Aamand Minesh Mody

Okemos

MI 09/07/2012

O Leonard Robert Oliveri, Jr. Sewell

NJ 09/07/2012

O Cynthia Rayford Croom

Milton

GA 09/07/2012

O Samantha Joanne Smith

Louisville

TN 09/07/2012

O Joshua Ryan Haggard

Gastonia

NC 09/07/2012

O Christopher James Love

Hanover

MD 09/07/2012

O Iris Joy Austin

Monroe

NC 09/07/2012

O Shehzad Sayeed Khan

Chino Hills

CA 09/07/2012

O Andrew Leonard-Brooks Miller Grosse Pointe Park MI 09/07/2012

O Darrell Ryan Olds

Westland

MI 09/07/2012

O Nima Torabi

Dana Point

CA 09/07/2012

O Alan Patrick Tucsok

Warren

MI 09/07/2012

O James Timothy White

Jamison

PA 09/07/2012

O Seth Astin Smith

Knoxville

TN 09/07/2012

O Jason Yates

Lehi

UT 09/07/2012

O Lynda Lanier Anapol

Miami

FL 09/07/2012

O Timothy Joseph Arrington Johns Creek

GA 09/07/2012

O David Wilson Burner

Arlington

VA 09/07/2012

O Anthony Yong Kim

Chalfont

PA 09/07/2012

O Solomon Alexander Raphael Gaithersburg

MD 09/07/2012

O Bradley John Spahlinger

Royal Oak

MI 09/07/2012

O Sean Michael Barry

Lakewood

OH 09/07/2012

O Ryan Joseph Fitzpatrick

Philadelphia

PA 09/07/2012

O Matthew David Sanderson Grand Haven

MI 09/07/2012

O Joseph C. Valenti

Clifton

NJ 09/07/2012

O Richard Charles Worley

Wood Dale

IL 09/07/2012

O Kenneth Earl Chambers

Indianapolis

IN 09/07/2012

O Christopher William Correia Middletown

RI 09/07/2012

O James Keith Hanson

The Colony

TX 09/07/2012

O Matthew Robert Harsh

Sugar Hill

GA 09/07/2012

O Robert Lawrence Netta

San Diego

CA 09/07/2012

O Dustin Richard Samuelian Cottonwood Heights UT 09/07/2012

O Brandon Michael Wash

La Plata

MD 09/07/2012

September 2012

Page 9

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN SEPTEMBER 2012

ORIGINAL

GRMA# NMLS# CODE NAME

CITY

ST APPROVAL REINSTATED

35542 931332 O Christopher Michael Wetzel New Windsor

MD 09/07/2012

35543 938438 O Richard Michael Zalopanyj Dearborn

MI 09/07/2012

35546 385327 O Daniel J. Loftus

Tampa

FL 09/07/2012

35547 87993

O Enrico Vano

Macomb

MI 09/07/2012

35549 175336 O Gregory Allan Dalgarno

Baltimore

MD 09/07/2012

35551 913393 O Timothy John Emmitt, Jr. Bloomfield Hills

MI 09/07/2012

35557 927969 O Christopher Andrew Vessels Ann Arbor

MI 09/07/2012

35558 922273 O Carl James Viviano

Roseville

CA 09/07/2012

26421 206729 O Jonathan Richard Blanciak Rancho Santa Margarita CA 09/14/2012

27354 213774 O John Bakty Barber

Alpharetta

GA 09/14/2012

27664 179108 O Christian Dewayne Bland Dallas

GA 09/14/2012

28090 5223

O Thomas Nicholas Ricevuto SICKLERVILLE

NJ 09/14/2012

29283 278759 O Guillermo Orlando Velarde dunwoody

GA 09/14/2012

30504 362741 O ADIL N. FANIBANDA

Anaheim

CA 09/14/2012

32674 389328 O Edward John Moore

Acworth

GA 09/14/2012

34800 894384 O SUZANNE R. HERNDON Atlant

GA 09/14/2012

34899 418803 O Milagros L. Pena

Union City

NJ 09/14/2012

35270 920201 O Roger Gregg Mansfield, Jr. Lawrenceville

GA 09/14/2012

35304 837492 O Corinthian Clink Allen

ATHENS

GA 09/14/2012

35412 924977 O Sean Alan Markey

Plano

TX 09/14/2012

35436 802876 O Joycelyn Michelle Zeigler Smyrna

GA 09/14/2012

35446 861715 O Randy Paul Tabor

Williamsfield

OH 09/14/2012

35468 938329 O Bernard Frascarelli, III

Westland

MI 09/14/2012

35473 495051 O Jason Robert Neal

Huntington Beach

CA 09/14/2012

35481 942779 O Jonathan Randall Young marietta

GA 09/14/2012

35486 950031 O Kyle Phillip Erpenbach

Catonsville

MD 09/14/2012

35492 245160 O Caroline Nader Edwards Houston

TX 09/14/2012

35493 674192 O Cathryn Ashlee Pierce

Dallas

TX 09/14/2012

35501 888609 O Cyron Agcaoili Soriano

WHIPPANY

NJ 09/14/2012

35505 916303 O William R. Decatur

Suwanee

GA 09/14/2012

35506 931835 O Lucas Ross Hodges

Marietta

GA 09/14/2012

35513 939249 O David Mathew Andrus

Jacksonville

FL 09/14/2012

35516 588628 O Stanley P. Caldwell

Tucker

GA 09/14/2012

35519 957418 O Stephen Edward Porter

Ridley Park

PA 09/14/2012

35526 64581

O Ryan Andrew Sawyer

Clifton Park

NY 09/14/2012

35527 947366 O John R. Shepherd

Gainesville

GA 09/14/2012

35533 936013 O Matthew Wayne Barker

Jacksonville Beach

FL 09/14/2012

35553 939485 O Nancy Lea Painter

Jacksonville

FL 09/14/2012

35555 369904 O Luis Charles Silva

Orangevale

CA 09/14/2012

35559 20441

O Rannie Bawab

Westland

MI 09/14/2012

35560 934630 O Billy Jo Galeazzi

Tampa

FL 09/14/2012

35561 480501 O Matthew Thomas Gibala Rockville

MD 09/14/2012

35562 905463 O John William Leible

Columbia

MO 09/14/2012

35563 957489 O Sheryl Ryan Nolan

Alpharetta

GA 09/14/2012

35564 926649 O Michael James Bauer

Commerce Township

MI 09/14/2012

35565 847880 O Gina Marie Guzzardo

Shelby Twp.

MI 09/14/2012

Page 10

September 2012

GRMA# NMLS# 35566 938177 35567 807858 35568 394094 35569 919507 35570 926655 35571 940218 35572 814902 35574 782242 35582 950155 35583 385790 35584 774887 35585 658840 35586 900727 35587 921152 35590 314831 35592 894750 35594 198148 35595 827024 35597 847913 35599 948784 35600 957201 35601 948450 35602 861250 35604 939630 35605 924882 35606 187898 35611 796630 35612 945847 35617 181842 35624 26842 35633 799462 35635 940912 35636 926677 35639 153549 28351 32461 33832 169824 35344 905034 35429 937801 35517 942118 35524 953159 35540 936851 35573 957423 35591 953163 35616 931346 35618 939266 35621 859625

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN SEPTEMBER 2012

CODE NAME

CITY

ST

O Bryan Christopher Kuhn

Washington Twp

MI

O David Keith McWilliams

Overland Park

KS

O Bartholomew T. Mikulski

Lansdale

PA

O Sherley Leon Beaufils

Conyers

GA

O Jordan Gregory Calamia

Sterling Heights

MI

O John Dale Christenson

Red Bluff

CA

O Tammy R.Ikerd Eastridge Upper Marlboro

MD

O Deborah L. Gronner

Peachtree City

GA

O Ryan Matthew Wegner

Baltimore

MD

O Brad Noffert Buttrey

Grosse Pointe Woods MI

O Adam Patrick Connell

Dexter

MI

O Ronald Eric Dillon

Lawrenceville

GA

O Shawn Edward Genereau blaine

MN

O Errett Anderson Goff

Jacksonville

FL

O Catherine T. Signorile

Flowery Branch

GA

O Jordan C.Taylor Williams Jacksonville

FL

O Phillip Michael Childerson Cleveland

OH

O Jojo Babatunde Kamson

Phoenix

AZ

O Kolton Bruce Morrison

Scottsdale

AZ

O Thomas James Richards Cottonwood

CA

O Elizabeth Karen Robinson Gold River

CA

O Kyle Donald Schubert

Lakewood

CO

O Christopher James Scott

Oak Park

MI

O Andrew Henderson Traylor Atlantic Beach

FL

O Thomas Alan Warmus

Fishers

IN

O Ginny R. Young

Overland Park

KS

O Faye Dawson Green

Palatine

IL

O Thomas Thurston Hemenway Irvine

CA

O Jedidiah Bulson

Berkely

MI

O Adam Niskar

Bloomfield Township MI

O Robert Joseph Carr, Jr.

Philadelphia

PA

O James Gerard Garrett

indianapolis

IN

O Alyssa Renee Hopper

Commerce Township MI

O Gregory Mark Scarratt

Cumming

GA

O Timothy Swank

Newport

MI

O Saunda Latreece Thompson Philadelphia

PA

O Dennis Mark Tenery

Marietta

GA

O Eun Gil

Duluth

GA

O Kevin Patrick Grasso

Athens

GA

O Jacob Howard Pashia

Roswell

GA

O Gemini A. Walker

Richmond Hill

GA

O Justin Charles Fry

Catonsville

MD

O LeBrad Elliott Timmons

Marietta

GA

O Jeffrey Allin Brohawn

Wilmington

DE

O Jimmy Nichelous Freeman Jacksonville

FL

O Philip Nicholas Martinelli

Anaheim

CA

ORIGINAL APPROVAL 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/14/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012 09/21/2012

REINSTATED

September 2012

Page 11

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN SEPTEMBER 2012

GRMA# NMLS# 35625 330955 35626 929811 35628 913655 35629 847866 35634 926433 35637 349959 35641 815140 35643 838745 35644 33987 35645 942373 35646 907292 35647 913535 35648 203017 35650 838748 35657 869016 35668 939260 35671 258105 35678 76494 35689 132664 35442 889039 35748 63342 35360 917824 35414 833412 35471 184672 35490 147152 35556 902675 35580 911641 35581 947153 35610 876237 35620 106080 35623 134789 35627 36610 35649 6212 35672 258116 35673 933032 35679 589341 35681 506608 35687 965203 35691 926694 35695 304953 35700 888602 35702 913801 35703 318271 35705 913609 35706 951272 35713 959891

ORIGINAL

CODE NAME

CITY

ST APPROVAL REINSTATED

O Joann Cecilia Perla

Cherry Hill

NJ 09/21/2012

O Sean Deforest Rabideaux

Kennesaw

GA 09/21/2012

O Jon Patrick Sadler

Warren

MI 09/21/2012

O Eric Kenneth Torri

Shelby Township MI 09/21/2012

O Christopher Hunter Gahl

Cumming

GA 09/21/2012

O Francis David Iannotta

Wayne

PA 09/21/2012

O Brandon Michael Ward

Baltimore

MD 09/21/2012

O Alexander Jonathan Hettinger Chardon

OH 09/21/2012

O Christopher Karl Hines

Shelby Township MI 09/21/2012

O Abbey Cole Johnson

Duluth

GA 09/21/2012

O David McDaniel Knox

Jacksonville Beach FL 09/21/2012

O Sarah Anne Lang

Detroit

MI 09/21/2012

O Ryan Patrick McDonough

Chandler

AZ 09/21/2012

O Matthew Brady Stull

Seven hills

OH 09/21/2012

O Colleen Brianna Kelly

Mt. Airy

MD 09/21/2012

O Keith Randall Blumenstock Jacksonville

FL 09/21/2012

O Mary Ellen Ganyard

Medina

OH 09/21/2012

O Jeffrey Lloyd Jacobs

Fort Mill

SC 09/21/2012

O Caesar Gomez

Tustin

CA 09/21/2012

O Robert John Helsel

Alpharetta

GA 09/28/2012

O Benjamin Parker Young

Marietta

GA 09/28/2012

O Timothy Patrick Gillis

Jacksonville

FL 09/28/2012

O James Bradley Morris

Houston

TX 09/28/2012

O Gary Charles Lewis

Duluth

GA 09/28/2012

O Andrew Christopher Kornowski Raleigh

NC 09/28/2012

O Charles Van Vallis

Clarkston

MI 09/28/2012

O John Edward Schmitt

Kansas City

MO 09/28/2012

O Vincent Scott Strobel

Sandy Springs

GA 09/28/2012

O Shawn Robert Atkinson

Swedesboro

NJ 09/28/2012

O John Russell Green

West Jordan

UT 09/28/2012

O Jason Michael Newcomer

Philadelphia

PA 09/28/2012

O Taylor Lee Romero

West Jordan

UT 09/28/2012

O Brandelyn Hall Smith

Knoxville

TN 09/28/2012

O Lori L. Saucier

Seven Hills

OH 09/28/2012

O Jesse Charles Smith

Livonia

MI 09/28/2012

O Chad Aron McDonald

Kannapolis

NC 09/28/2012

O Larry Reed

Columbia

SC 09/28/2012

O Reginald Camacho

Roseville

CA 09/28/2012

O Daniel Gavin Maldonado

Harrison Township MI 09/28/2012

O John Raymond Paredes

San Jose

CA 09/28/2012

O Frank Anthony Armero

Morris Plains

NJ 09/28/2012

O Maureen Ruth Barlow

Brunswick

OH 09/28/2012

O Alvin Suhkenn Choi

Tustin

CA 09/28/2012

O Jeremy Roger Miles

Fenton

MI 09/28/2012

O Daniel Robert Sauer

Royal Oak

MI 09/28/2012

O Kristen Hauck Bay

Kennesaw

GA 09/28/2012

Page 12

September 2012

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN SEPTEMBER 2012

GRMA# NMLS# 35714 934640 35717 959272 35720 926023 35723 689426 35726 448564 35728 971058 35741 415693

CODE NAME O Jeramie Allan Dalton O Vickey Jean Morgan O Lance Robert Yates O Gerson M. Alejandro O Nathan Edward Dube O John Callaway Halliburton O Cheryl L. Jeffares

CITY Roswell Kennesaw Lehi Rockville Johns Creek Atlanta Covington

ORIGINAL ST APPROVAL REINSTATED GA 09/28/2012 GA 09/28/2012 UT 09/28/2012 MD 09/28/2012 GA 09/28/2012 GA 09/28/2012 GA 09/28/2012

TOTAL: 214

September
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us
We're on the Web! dbf.georgia.gov

Page 13
The Department is the state agency that regulates and examines banks, credit unions, and trust companies chartered by the State. The Department also has regulatory and/or licensing authority over mortgage brokers/processors, lenders and loan originators, money service businesses, internaonal banking organizaons, and bank holding companies
conducng business in Georgia.
Our MISSION is to promote safe, sound, compeve financial services in Georgia through innovave, responsive regulaon and supervision.
Our VISION is to be the best financial services industry regulator in the country Progressive. Proacve. Service-Oriented.

Sign-up to Receive this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary.
If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line.