Monthly mortgage summary, Mar. 2012

Monthly Mortgage Summary

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
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Inside this Issue:
Licenses Approved 2 or Reinstated
Fine Information 6
Licenses 7 Withdrawn or
Expired
Customer Service 8 Stars
Contact Information 9

Mortgage Call Report Reminder
This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. Section 7-1-1004.1 is due within 45 days of the end of every calendar quarter. First quarter data (January 1 March 31, 2012) must be filed through the NMLSR by May 15, 2012.
Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Any outstanding fines owed to the Department must be paid through its secure website at: https://bkgfin.dbf.state.ga.us/MortgageDocs/MtgFinePay.html.
For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/common/mcr/Pages/default.aspx.

Quarters

Time Period

MCR Deadline

Quarterly Due Dates for the Residential Mortgage Loan Activity (RMLA) component of the MCR (Due within 45 days of the end of every calendar quarter):

Q1

(January 1 March 31)

May 15

Q2

(April 1 June 30)

August 14

Q3

(July 1 September 30)

November 14

Q4

(October 1 December 31)

February 14

NDFI Outreach
AND UPCOMING SPEAKING ENGAGEMENTS
Deputy Commissioner for Non-Depository Financial Institutions Rod Carnes will be speaking to the National Association of Hispanics Real Estate Professionals - Atlanta Chapter on Tuesday, April 24th at the Holiday Inn Atlanta-Perimeter/Dunwoody.
"Safeguarding Georgia's Financial Services"

Page 2

March 2012

GRMA# 24431 29960 26578 25845 27270 27439 28667 27440 30809 32062 32744 31189 25543 24933 24633 29203 30969 32131 28027 30581 33391 33682 33703 33797 33798 33802 33804 33820 33827 33837 33838 33841 33632 33635 33642 33651 33656 33699 33721 33738 33800 33801

NMLS# 216223 27951 248341 237993 149253 277990 217866 277997 373595 336115 292461 371005 6158 157188 139586 141376 184164 348609 270952 251951 356486 247670 847863 847892 259872 506628 862948 658940 870545 389606 842126 861692 398872 188801 838699 847794 248074 7473 839934 324299 659087 485883

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN MARCH 2012

CODE NAME O Joseph Raphael Jimenez O Kevin Sean Byrum O Kimberly Moree LeBlanc O Patricia P Tatom O Tammy McBride Aiken O Charles David Payne O Cheryl Carter O Pina Maria Payne O Andre Pacheco O Brandon Edward Baldyga O Jana Carol Books O William Robert Gilchrist Jr O Douglas Nelson Bragg O Kelly Rene Kahler O John James Rush Jr. O Kevin Oleary O Peter Friedlander Orman O Joseph Gregory Perry O Vincent ward Turley O John Preston Wolcott O Richard Miles Guthridge III O Thomas Brennen Spence O Scott David Sorenson O Colin Jeffrey McNulty O Thomas M Peterson O Marcia D. Feisler O Alan Robert May O Carol M Kall O Brooke Candice Fozzard O Lowell Maxwell Guida O Ivette Cecilia Perez O Kevin William Halladay O Heather Elizabeth Samuels O Ronald Lambert Bocus O Krisanu Mukherjee O Tamer Ali Adman O Charles Erik Dixon Mr. O Michael Phillip O'Donnell O Joseph Micah Addington O james berdet eyraud O Pamela R Wright O Daniel H Aiken

CITY

ST

Bufurd

GA

Clinton Township MI

Loganville

GA

Savannah

GA

Evans

GA

Palmetto

GA

Atlanta

GA

Palmetto

GA

Brea

CA

Newport

RI

Richmond Hill

GA

Jacksonville

FL

Atlanta

GA

Conyers

GA

Warrington

PA

Pineville

NC

West Bloomfield MI

Atlanta

GA

Cumming

GA

Costa Mesa

CA

Mission Viejo

CA

Louisville

KY

Detroit

MI

Cleveland Heights OH

Mission Viejo

CA

Woodstock

GA

Ellijay

GA

St Simons Island

GA

South Ogden

UT

Sewell

NJ

Hialeah

FL

Rochester Hills

MI

Dallas

TX

Columbia

MD

Detroit

MI

Macomb

MI

Acworth

GA

Marlton

NJ

Alpharetta

GA

jacksonville

FL

Cumming

GA

Fayettville

GA

ORIGINAL APPROVAL 04/09/2010 09/30/2010 05/07/2010 05/14/2010 05/21/2010 05/21/2010 07/02/2010 07/23/2010 12/03/2010 04/15/2011 09/09/2011 01/21/2011 04/23/2010 05/21/2010 06/18/2010 08/27/2010 12/10/2010 05/20/2011 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/02/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012

REINSTATED 03/02/2012 03/02/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/09/2012 03/16/2012 03/23/2012 03/23/2012 03/23/2012 03/23/2012 03/23/2012 03/30/2012

March 2012

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN MARCH 2012

GRMA# NMLS# 33835 366957 33842 26166 33844 852034 33846 858891 33847 659061 33848 843872 33851 194615 33852 545248 33853 64492 33854 277657 33857 393199 33860 762089 33861 342241 33865 689415 33867 501861 33869 333775 33870 571307 33882 849761 33884 188448 33893 861707 33895 267239 33896 861711 33897 813605 33904 222670 33916 861690 33917 778008 33918 838734 33919 297919 33922 869023 33924 502382 33940 385803 33941 27548 33942 333405 33953 838707 32419 96978 33432 19651 33614 26898 33716 80426 33759 838609 33787 160306 33788 157162 33830 23541

CODE NAME O James Christopher Foyles O Colleen Andrassy Kutz O Daniel Abraham O'Keeffe O Derek Levi Scarborough O Mary Kathryn Wynn Taylor O Jeffrey Michael Broussard O Michael Albert Powell O JENNIFER SUMMERS O Jeffrey Mark Schenk O Keith Collins Black O Michael Nathaniel Dame O Jamie Leigh Gambino O Tyler Martin Leahy O Brian Craig Baxter O Scott Gregory Herold O Shaun Michael McStravick O Erin Kathleen Moitoza O William Joel Cox O Marla Guillaume O Christian Davis McEntire O Denise Duran Rodnick O Derek Ian Roode O Audrey Jade Selburn O Leigh M. Ross O James Richard Crombez O Nykel Julia Dix O Brian Thomas Finland O Patrick O'Shaughnessy Flanner O John Stavros Liadakis O Lynnette Marie Coduto O John Patrick Kinville O Scott Michael Marks O Gary Ray Springer Jr O Kevin James Ruzylo O Michael Joseph Zezima O Jonathan Edward Hassler O John Eric Brevik II O Bernice Lee Pace O Bridget Leah Vesely O stanley jason smith O Joseph Eric Fairchild O Neal Richard Ferestien

CITY Garner Royal Oak Ashburn Atlanta Waycross St. Johns Springville Loganville Maple Shade Cherry Hill South Jordan Denton Middletown Laurel Frederick west chester Middletown Lewisville Louisville Medina West Bloomfield Sheffield Lake Harper Woods Acworth Rochester Detroit Glendale Harrisonville Baltimore Lake in the Hills Northville Linden Grain Valley Northville Levittown Frisco White Lake Newnan Des Moines Charlotte Marietta Foxboro

Page 3
ORIGINAL ST APPROVAL REINSTATED NC 03/09/2012 MI 03/09/2012 VA 03/09/2012 GA 03/09/2012 GA 03/09/2012 FL 03/09/2012 UT 03/09/2012 GA 03/09/2012 NJ 03/09/2012 NJ 03/09/2012 UT 03/09/2012 TX 03/09/2012 RI 03/09/2012 MD 03/09/2012 MD 03/09/2012 PA 03/09/2012 RI 03/09/2012 TX 03/09/2012 KY 03/09/2012 OH 03/09/2012 MI 03/09/2012 OH 03/09/2012 MI 03/09/2012 GA 03/09/2012 MI 03/09/2012 MI 03/09/2012 AZ 03/09/2012 MO 03/09/2012 MD 03/09/2012 IL 03/09/2012 MI 03/09/2012 MI 03/09/2012 MO 03/09/2012 MI 03/09/2012 NY 03/16/2012 TX 03/16/2012 MI 03/16/2012 GA 03/16/2012 IA 03/16/2012 NC 03/16/2012 GA 03/16/2012 MA 03/16/2012

Page 4

March 2012

GRMA# NMLS# 33868 861705 33925 225250 33926 857249 33932 860864 33934 27482 33935 13306 33936 874421 33952 658960 25902 216834 29810 305347 33035 782193 33643 219606 33757 174404 33760 831745 33774 795348 33775 716452 33783 847174 33785 811177 33786 808423 33843 397635 33850 859057 33859 5431 33885 878456 33886 621650 33887 762102 33894 860868 33905 870587 33920 658884 33928 212057 33933 872269 33955 500191 33961 881987 33962 854837 33964 846117 33967 860645 33974 184554 33976 853922 33978 108955 33980 847859 33981 861728 33983 847924 33991 877318

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN MARCH 2012

CODE NAME O James Stefanos Kavourias O James Oliver O Darrell Glen Park O Randall Lee Gaumer O Thomas Clark Mackey O George Francis McLaughlin III O Chris Allen Singleton O Cynthia Ann Meade O Alan Paul Gibson O Wayne Leon Owens O Bruce O'Keith Turner O CHAU BICH PHAN O Kenneth Andre Jones O Marvetta Antoinnette Walker O Matthew James Neumeyer O Svetlana Romanova O Kayla Nicole Amos O Mark Christian Manzo O Anna Kristine Schneider O Nicholas J Nappi O Anthony Y Kwan O Timothy Joseph France O James Collins Highsmith O Jennifer Lynn Lewis O Danny Lee Mesa O Patrick Karl Moore O Spencer Robert Sundahl O Darlene S. Howel O Galina Sapova O Alicia Elizabeth Lazzaro O Douglas Bruce White O Anthony Buelna O Caroline Vanderslice Demers O Jeffrey LaBelle Lee O Erich David Sartor O Adam Peters Gusich O Charles Norton Kellogg O Robert Joseph McFetridge O Stephen joseph Schloemer O Kyle James St John O Shawn Lamont Wilkerson Sr O Conrad William Beckman II

CITY North Royalton Elgin Mansfield Jacksonville Commerce Township Mansfield Dallas Lawrenceville Barrington Atlanta Fort Worth LILBURN Marieta Lithia Springs Atlanta Pompano Beach Jackson Manassas Dallas Phoenix Roseville Wildwood Commerce Plano Denton Alpharetta Elmhurst Atlanta Alpharetta Newport Beach Tabernacle Orange Dallas Lehi Columbia Hudson Westerly Thorofare Warren Scottsdale Goodyear Atlanta

ORIGINAL ST APPROVAL REINSTATED OH 03/16/2012 SC 03/16/2012 TX 03/16/2012 FL 03/16/2012 MI 03/16/2012 MA 03/16/2012 GA 03/16/2012 GA 03/16/2012 NJ 03/23/2012 GA 03/23/2012 TX 03/23/2012 GA 03/23/2012 GA 03/23/2012 GA 03/23/2012 GA 03/23/2012 FL 03/23/2012 GA 03/23/2012 VA 03/23/2012 TX 03/23/2012 AZ 03/23/2012 CA 03/23/2012 NJ 03/23/2012 GA 03/23/2012 TX 03/23/2012 TX 03/23/2012 GA 03/23/2012 IL 03/23/2012 GA 03/23/2012 GA 03/23/2012 CA 03/23/2012 NJ 03/23/2012 CA 03/23/2012 TX 03/23/2012 UT 03/23/2012 MO 03/23/2012 OH 03/23/2012 RI 03/23/2012 NJ 03/23/2012 MI 03/23/2012 AZ 03/23/2012 AZ 03/23/2012 GA 03/23/2012

March 2012

Page 5

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN MARCH 2012

GRMA# NMLS# 33994 859992 33996 424733 33999 719301 34032 827247 34035 838669 34036 827289 34037 847841 34040 173049 34056 871685 33627 388213 33831 829318 33864 867588 33888 4330 33965 871556 33977 100057 33979 146600 33982 775939 33984 849245 33992 186393 33995 150709 33997 861158 33998 488386 34000 838713 34004 832728 34005 658809 34008 251675 34009 832135 34010 319934 34011 862339 34012 247940 34021 851065 34025 506584 34027 352626 34064 882284 34066 882661 34068 885175

CODE NAME O Andrew Dayton Mogg O Heather Rose Samet O Susan Stabell Nemec O Melissa Ann Christian O Jeffrey David Flora O Andrew Michael Johnson O James Benedict McDade III O Gregory Soverel Moore O Ryan Michael York O Petros Okbamichael O Michael Eugene Sosebee O Michael Timothy Adams O Kenneth Ahrens O Garrett Lee McCargar O Michael Glen Mangum O Adam James Poterek O Jeremy Clark Van Deventer O Chad Eric Wise O Kimberly Inez Hoffman O Patti Denise Pate-Schnure O Lia Cathryn Floreno O Ivan Hernandez O Ronald Anthony Sneller Jr. O Kerri Valentine Archer O Stewart B Blodgett III O Ronald Durald Garrett O Justin William Joiner Mr O James Russell Lowell III O Mutampuka Mathews Musonda O Terrence Perry O Steven Mark Alhadeff O Archibald Donaldson Kennedy O Nicholas Compton LaFerriere O Cornell Pinson Jr. O Kevin Michael Ripley O Bradley James Weissgerber

ORIGINAL

CITY

ST APPROVAL REINSTATED

Davison

MI 03/23/2012

Novi

MI 03/23/2012

Wilmington

NC 03/23/2012

McDonough

GA 03/23/2012

Northville

MI 03/23/2012

Murray

UT 03/23/2012

St. Clair Shores

MI 03/23/2012

HUNTINGTON BEACH CA 03/23/2012

Clinton Township

MI 03/23/2012

Stone Mountain

GA 03/30/2012

Gardner

KS 03/30/2012

Tega Cay

SC 03/30/2012

Floyds Knobs

IN 03/30/2012

Costa Mesa

CA 03/30/2012

Monroe

NC 03/30/2012

Chesterfield

MI 03/30/2012

Lee's Summit

MO 03/30/2012

Atlanta

GA 03/30/2012

Atlanta

GA 03/30/2012

Acworth

GA 03/30/2012

Shelby Twp.

MI 03/30/2012

Los Angeles

CA 03/30/2012

Ferndale

MI 03/30/2012

Knoxville

TN 03/30/2012

Lawrenceville

GA 03/30/2012

Palisade

NJ 03/30/2012

Kingsland

GA 03/30/2012

newport Beach

CA 03/30/2012

Dallas

TX 03/30/2012

WESLEY CHAPEL

FL 03/30/2012

Roswell

GA 03/30/2012

Atlanta

GA 03/30/2012

Louisville

KY 03/30/2012

Lawrenceville

GA 03/30/2012

Woodstock

GA 03/30/2012

Davison

MI 03/30/2012

TOTAL: 162

Page 6

March 2012

MORTGAGE BROKERS, LENDERS, PROCESSORS AND REGISTRANTS APPROVED OR REINSTATED IN MARCH 2012

GRMA# NMLS# 5892 163853 33762 874637 33761 41105 33765 876293 16552 2143 19895 94915 20672 70876 29287 244319 33724 2192 33540 7706 33585 3148 33634 846704

CODE NAME B Metro Brokers Financial, Inc. B Arkright Financial Services, LLC B Premier Lending, LLC B Premier Reverse Mortgage, LLC L ARK-LA-TEX Financial Services, LLC L United Security Financial, Inc. L Assurance Financial Group, LLC * L iGate Global Solutions Limited L Diamond Funding Corporation L Maverick Funding Corp. L Republic Mortgage Home Loans, LLC L Roosevelt Depositor, LLC

TOTAL: 12

CITY ATLANTA ALPHARETTA METAIRIE ATLANTA PLANO MURRAY BATON ROUGE FREMONT MILFORD PARSIPPANY MURRAY NEW YORK

ORIGINAL ST APPROVAL REINSTATED GA 06/24/1993 03/30/2012 GA 03/09/2012 LA 03/16/2012 GA 03/23/2012 TX 07/06/2001 03/16/2012 UT 12/10/2004 03/16/2012 LA 08/19/2005 CA 03/02/2012 MA 03/16/2012 NJ 03/23/2012 UT 03/23/2012 NY 03/30/2012

Fine Information
Information regarding fines assessed against a specific licensee for which there is no pending administrative action is available on an individual licensee basis by submitting a written request to the following e-mail address: dbfmort@dbf.state.ga.us

FINE REASON AND COUNT

3 Fines for Advertising 1 Fine for Doing Business w/ Unlicensed Entity 5 Fines for Acquisition of 25% ownership w/o approval

54 Fines for Failure to remit GRMA fees / report 3 Fines for Continuing Education Data Filed Late 4 Fines for Changes in Management

March 2012

Page 7

MORTGAGE LOAN ORIGINATOR LICENSEES REVOKED, WITHDRAWN OR EXPIRED IN MARCH 2012

GRMA# NMLS# 27347 210496 28977 271903 25177 250082 29831 186925 29553 301991 32002 257430 32617 713777 25116 58411 30574 142349 32110 198627 32144 380199 33195 493329 33252 584251 33410 826556 33419 820927 33434 713760 31551 24798 32359 148730 25025 245619 24395 227038 25673 155641 25962 205775 26486 269753 27200 70311 28339 173867 29537 260957 29650 275147 30900 292399 31055 376245

CODE NAME OD Yhaimar Arizaleta-Rojas OD Sarah Miley OD Christopher Minh Tran OD Jerry Ray Kensinger Jr. OD Francisco Gonzalez OD Gregory William Priede OD Jonathan David Pape OD Peter Nenad Sokolovic OD Carolyn Joy Messina OD Damjan Suvaka OD Shawn Michael Courter OD Eric Tyrone Dorsey OD Adam David Puhy OD Keyon Lamont Grayer OD Jennifer Marie June Caplinger OD Adam Frederic Kenny OD Kevin Michael Vanic OD Chelsea Shannon Rousseau OD Teresa Hubbard Partain OD Kyongpil Jeong OD Susan K Irwin OD Hubert Twum-Barima OD Abida Mumtaz OD Cynthia Renee Leonard OD Chad Michael Seeling OD William James Noda OD Ruth Wathen OD Chet Firth Gatoo OD Regina Ann Andrukat

CITY Suwanee Savannah Irvine Harrisburg Fullerton Pinckney Wixom Phoenix Fairfield Royal Oak Raymore Royal Oak Grosse Pointe Park Ann Arbor Indianapolis New Hudson West Chester Slatersville Roswell Suwanee Canton Atlanta Alpharetta Alpharetta doylestown Frisco Cumming Westlake Sharpsburg

ST REVOKED WITHDRAWN EXPIRED

GA 03/13/2012

GA 03/13/2012

CA

03/01/2012

PA

03/01/2012

CA

03/02/2012

MI

03/08/2012

MI

03/08/2012

AZ

03/29/2012

NJ

03/29/2012

MI

03/29/2012

MO

03/29/2012

MI

03/29/2012

MI

03/29/2012

MI

03/29/2012

IN

03/29/2012

MI

03/29/2012

PA

03/01/2012

RI

03/01/2012

GA

03/02/2012

GA

03/08/2012

GA

03/08/2012

GA

03/08/2012

GA

03/08/2012

GA

03/08/2012

OH

03/08/2012

TX

03/08/2012

GA

03/08/2012

OH

03/08/2012

GA

03/08/2012

TOTAL: 29

OFFICE CLOSING
This is a reminder that the Department will be closed on Monday, April 23rd for Confederate Memorial Day.

Page 8

March 2012

MORTGAGE BROKER AND LENDER LICENSEES / REGISTRANTS WITHDRAWN OR EXPIRED IN MARCH 2012

GRMA# NMLS# 23870 127152 32331 1662 22399 149531 13589 158269 31854 377930 19392 171105

CODE NAME

CITY

LD American Home Mortgage Lending Solutions, Inc. COPPELL

LD Litton Loan Servicing, LP

West Palm Beach

BD First Atlanta Mortgage, Inc.

STONE MOUNTAIN

BD Magnolia Financial Services, Inc.

ATLANTA

LD WFRBD, LLC

DES MOINES

BD Rock of Ages International Enterprises, Inc.

SUWANEE

ST WITHDRAWN EXPIRED

TX 03/01/2012

FL 03/02/2012

GA 03/27/2012

GA 03/30/2012

IA 03/30/2012

GA

03/06/2012

TOTAL: 6

CUSTOMER SERVICE STARS FOR THE MONTH OF MARCH
It is the Department's goal to provide excellent customer service by meeting and exceeding the expectations of our customers. Along those lines, we would like to recognize the following individuals and/or teams for going above and beyond in serving our customers:
Senior Mortgage Examiner Andy Reid and Review Examiner Deborah Long The Department received comments from two different customers stating: "I have always received great support from all members of your team. Andy Reid and Deborah Long always go above and beyond." and "I truly appreciated the Welcome Call by Andy Reid after our company was initially approved. Pointing out some of the most important requirements was a good reminder to us."
Senior Mortgage Examiner Bob Bauguss The Department received comments from a customer stating: "Bob Bauguss was very helpful, courteous, and knowledgeable in assisting me with MLO applications."
Director for Non-Depository Financial Institutions Felicia Faison-Holmes The Department received comments from a customer stating: "The conduct of the clerical staff was timely and above reproach. However, most of our dealings were primarily with Mrs. Felicia Holmes and although her position was not always according to our preferences, we found her treatment of our dealings with the GA DBF to be consistent, fair, and reasonable."
Supervisory Manager--Licensing Janet Anderson The Department received comments about Janet from two different customers stating: "I spoke with Janet Anderson and she was very helpful. She returned emails quickly and was a wonderful help to me." and "I would like to commend Mrs. Anderson. She has gone out of her way to assist me to solve any problems I may have had in the past."
Supervisory Manager--Regulation Betty Thomas The Department received comments from a customer stating: "Betty Thomas was very attentive and helpful when I needed to resolve minor issues pertaining my license."
CONGRATULATIONS AND GREAT JOB TO THIS MONTH'S CUSTOMER SERVICE STARS!!

March 2012
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us

Page 9
The Department is the state agency that regulates and examines banks, credit unions, and trust companies chartered by the State. The Department also has regulatory and/or licensing authority over mortgage brokers/processors, lenders and loan originators, money service businesses, international banking organizations, and bank holding companies
conducting business in Georgia.
Our MISSION is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision.
Our VISION is to be the best financial services industry regulator in the country Progressive. Proactive. Service-Oriented.

We're on the Web! dbf.georgia.gov

Sign-up to Receive this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary.
If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line.