Monthly mortgage summary, Nov. 2012

Monthly Mortgage Summary

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
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Inside this Issue:
2013 License / 2 Registration Renewal Reminders
(continued)
List of 2013 2 Licensees / Registrants Renewed to Date
2013 State Holiday 3
Administrative 4 Actions
Fine Information 4
Licenses Revoked, 4 Withdrawn or Expired
Licenses Approved 6 or Reinstated
Contact 11 Information

2013 License / Registration Renewal Reminders
The 2013 license/registration renewal period for existing mortgage brokers/processors, mortgage lenders, and mortgage loan originators began on November 1, 2012.
Important Reminders for All Existing Licensees/Registrants:
Mortgage lenders, mortgage brokers, and mortgage loan originators seeking to renew their licenses/registrations for calendar year 2013 must do so by making applications on the NMLSR. Licensees/registrants that DO NOT plan to renew their existing Georgia license or registration can indicate this decision from the Renewals Tab once they have logged in to the NMLSR.
The deadline for renewal submission without incurring a late fee was Saturday, December 1, 2012. Licensees/registrants making renewal applications after this date owe late renewal fees to the Department. Late fees and any outstanding fines owed to the Department must be paid through our secure website at: https://bkgfin.dbf.state.ga.us/MortgageDocs/MtgFinePay.html before the renewal can be approved.
Important Reminders for Mortgage Brokers/Processors and Mortgage Loan Originators:
Continuing Education: Mortgage brokers and mortgage loan originators that did not complete pre-licensing education in 2012 must obtain eight (8) hours of CE during calendar year 2012. Failure to obtain the appropriate continuing education hours prior to November 1, 2012, will result in the assessment of late CE fees by the Department.
Mortgage loan originators who submit a renewal but do not have a current sponsor will not have their renewal application approved. Mortgage loan originators must have a sponsor to be in an approved status.
Any questions about mortgage renewal process should be sent to the Department by email to renewal@dbf.state.ga.us.
(Continued on page 2)

"Safeguarding Georgia's Financial Services"

Page 2

November 2012

2013 License / Registration Renewal Reminders
(Continued from page 1)
THERE WILL BE NO LICENSE/REGISTRATION REINSTATEMENT PERIOD AFTER DECEMBER 31, 2012.
If a mortgage licensee/registrant has not filed an application for renewal by December 31, 2012, the license/ registration will expire by operation of law effective January 1, 2013. Should this occur, a mortgage loan originator with an expired Georgia license may not engage in any mortgage loan originator activities unless and until such time as a new application for licensure is made and granted by the Department. Similarly, a mortgage broker or mortgage lender with an expired license/registration may not conduct licensed mortgage activity--nor may any of the mortgage loan originators employed by them do so on their behalf--unless and until such time as the mortgage broker or mortgage lender again becomes properly licensed/registered.

List of 2013 Licensees / Registrants Renewed to Date
A current listing of Georgia mortgage licenses/registrations that have been renewed for the 2013 licensing period can be found on the Department's website from: http://dbf.georgia.gov/documents/2013-georgia-mortgage-licenses-registrations-renewed
This file (in Microsoft Excel format) will be updated on a weekly basis and reflects renewal of licenses/registrations that were in an approved status prior to November 1, 2012.

COMMONLY USED ACRONYMS
CE -- Continuing Education Department -- Georgia Department of Banking and Finance GRMA -- Georgia Residential Mortgage Act MLO -- Mortgage Loan Originator NMLS or NMLSR -- Nationwide Mortgage Licensing System & Registry

November 2012

Page 3

2013 State Holidays

In accordance with O.C.G.A. 1-4-1, Governor Nathan Deal proclaimed the following dates in 2013 as public and legal state holidays when the Capitol and all State agencies will be closed:

Holiday Name
New Years Day 2013 Robert E. Lee's Birthday
Martin Luther King Jr.'s Birthday Washington's Birthday
Confederate Memorial Day Memorial Day Independence Day Labor Day Columbus Day Veterans' Day Thanksgiving Day
Christmas Day

Date Observed
January 1st Tuesday January 19th Saturday Will be observed on Friday, November 29th January 21st Monday
February 18th - Monday Will be observed on Tuesday, December 24th
April 22nd Monday
May 27th Monday
July 4th Thursday
September 2nd Monday October 14th Monday November 11th Monday
November 28th Thursday Lee's Birthday will be observed on Friday, November 29th
December 25th Wednesday Washington's Birthday will be observed on Tuesday, December 24th

DBF Holiday Hours
The offices of the Department of Banking and Finance will be closed on Monday, December 24th and Tuesday, December 25th in observance of State holidays. Our offices will also be closed on Tuesday, January 1st for New Year's Day.
The Department wishes you and your family a wonderful Holiday Season!!

Page 4
ADMINISTRATIVE ACTIONS

November 2012

Cease and Desist Orders Which Became Final
International Credit Consultants, Norcross, GA - Order to Cease and Desist issued 09/27/2012 became
final 11/26/2012.
Mortgage Reduction Man, LLC, Fayetteville, GA - Order to Cease and Desist issued 10/16/2012 became
final 11/20/2012.
Protection Law Center, LLC, Oakland Park, FL - Order to Cease and Desist issued 10/01/2012 became
final 11/26/2012.
Santillan, Genaro, d/b/a G. Home Savers, Gainesville, GA - Order to Cease and Desist issued
10/24/2012 became final 11/27/2012

Fine Information

FINE REASON AND COUNT

1 Fine for Books and Records 1 Fine for Employment of a Felon 77 Fines for Continuing Education Data Filed Late

1 Fine for Failure to Perform Background Check 1 Fine for Advertising

MORTGAGE BROKER AND LENDER LICENSEES / REGISTRANTS REVOKED OR WITHDRAWN IN NOVEMBER 2012

GRMA# NMLS# CODE NAME 22977 150820 BD 1st Crown Mortgage and Finance Co., Inc. 19395 169783 BD Quality First Mortgage, Inc. 12317 67273 BD Maxim Capital, Inc. 27598 244515 BD American Executive Marketing Group, LLC 11575 51398 LD Cimarron Mortgage Company
TOTAL: 5

CITY

ST REVOKED WITHDRAWN

Marietta GA

11/02/2012

Cumming GA

11/07/2012

Doraville GA

11/08/2012

Boca Raton FL

11/30/2012

Jackson MS

11/30/2012

November 2012

Page 5

MORTGAGE LOAN ORIGINATOR LICENSEES REVOKED OR WITHDRAWN IN NOVEMBER 2012

GRMA# NMLS# 24389 196924 29756 302121 33793 146806 31447 316776 31604 375836 32223 179075 28435 18164 31583 247086 31836 392837 33565 825672 24344 206678 28102 29952 32080 168465 27044 221374 33704 847864 34286 813614 35030 713799 33260 774915 35357 847814 33147 813592 34111 861727 27277 4285 28407 18361 29126 98821 32630 586003 35390 785032

CODE NAME OD Sandra Ann Densborn OD Benjamin David Thomas OD David Edward Zopf, Jr. OD Kristopher Eben Edewaard OD Jeremy Adam Martin OD JONATHAN TRENT MILLER OD Amee Marie Haskins OD PHEOBE MARIA BROWN OD Terrence Richard Ferrante OD Michael Patros Bahoura OD Howard F. Wilkirson, III OD Ronald James O'Connor OD Deborah Jean Freeman OD Lester Wayne Baker OD Joseph Thomas Stanton OD Jonathan Michael Solace OD Michael Gordon McDonald OD Leilani Tamara Lawrence OD Dylan Jeffery Feamster OD Michael Charles Minear OD Glenn Thomas Shanahan OD Robert Shane Reid OD Jeffrey Lynn Bangerter OD John T. Calk OD Claudio F. Carvalho, Jr. OD Joli DeAnne Lyon

TOTAL: 26

CITY

ST REVOKED WITHDRAWN

Fishers

IN

11/02/2012

Louisville

KY

11/02/2012

Brentwood

TN

11/02/2012

Jacksonville

FL

11/05/2012

Jacksonville

FL

11/05/2012

Mount Laurel

NJ

11/05/2012

Jacksonville

FL

11/06/2012

Savanah

GA

11/06/2012

Phoenix

AZ

11/08/2012

Shelby Twp

MI

11/08/2012

Marietta

GA

11/13/2012

Redford

MI

11/13/2012

Marlton

NJ

11/13/2012

Villa Rica

GA

11/15/2012

Clare

MI

11/15/2012

Dearborn Heights MI

11/15/2012

Scottsdale

AZ

11/15/2012

Inkster

MI

11/19/2012

Lincoln Park

MI

11/19/2012

Livonia

MI

11/26/2012

Scottsdale

AZ

11/26/2012

Lewisville

TX

11/29/2012

Orangevale

CA

11/29/2012

Lake Forest

IL

11/29/2012

FRISCO

TX

11/30/2012

Newnan

GA

11/30/2012

Page 6

November 2012

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN NOVEMBER 2012

GRMA# NMLS# 31090 188062 31540 393884 25349 133749 29626 138269 29180 183765 28501 217981 29050 166815 35500 27552 35615 938930 35663 785035 35664 303592 35696 368208 35698 207924 35708 6175 35733 364050 35747 157908 35781 938866 35796 221038 35811 945796 35824 944545 35843 70281 35853 774966 35854 940852 35857 976543 35872 198694 35881 940856 35883 113944 35888 851429 35889 961403 35892 860563 35898 485923 35900 941103 35901 924151 35904 385641 35907 29970 35909 950230 35910 825454 35911 958709 35914 177231 35915 278367 35916 943735 35917 198706 35918 342058 35920 378267 35924 206863 35925 938859

CODE NAME O Lindsay Erin Musselman O Benjamin Douglas Fields O Joshua Michael Brnich O Douglas Geist O Brandon Scott Park O Rickie L. Williams O James A. Hinden O Brad Aaron Rogers O Kassim Mohamed Saleh O Elda P. Bonilla de Serratos O Patricia Ann Brown O Robert Michael Sawruk O Kari Lynn Szelich O Jon Michael Shibley O Patrick Michael Ruffner O Ricky Bill Wilson O Sean Michael-Bryon Klug O Michael Gene Bolton O Diane Jackson O Mario Timothee Gallagher O Kim Evans O Benjamin Ross Lockwood O Robert Scott McIntyre O Christina Thur Tribble O Mindy Lynette Lees O James Edward Devaney O Lance Charles Farr O John Michael Vartanian O Carol Denise Wilson O Ali Ayman Bazzi O Kelly Lynne Rhynehart O Joshua Trevor Smith O Daniel John Toomey O Tommy Brian Griffith O Daniel John Marderosian, Jr. O Terry Gall Pritchett O Thomas James Ricci O Isaac Douglas Tingey O Joseph Michael Bell O Charles William Bradshaw O Michael Thomas Meehan O Sandra Lyn Smith O Ashleigh Lei Sumner O Wilson Martin Wareing O Harry Deen Brannen, Sr. O Garrett Thomas Henry

CITY Durham Louisville Blue Bell Warren Chattanooga conyers Woodstock Troy Dearborn Schaumburg SNELLVILLE Chicago Alpharetta Roswell CHICAGO Griffin Wyoming Allen Garden Grove Philadelphia Raleigh Detroit Delran Laurel Pleasant Hill Jacksonville pleasant ridge Ladera Ranch Riverdale Dearborn New Windsor Cumming Lumberton Whitwell Avon Carrollton Northlake Kaysville Sanford Colorado City Barrington Kansas City Lenexa Maitland Woodstock Solon

ORIGINAL ST APPROVAL REINSTATED NC 01/14/2011 11/03/2012 KY 02/25/2011 11/03/2012 PA 07/16/2010 11/16/2012 NJ 07/09/2010 11/23/2012 TN 06/11/2010 11/30/2012 GA 11/02/2012 GA 11/02/2012 MI 11/02/2012 MI 11/02/2012 IL 11/02/2012 GA 11/02/2012 IL 11/02/2012 GA 11/02/2012 GA 11/02/2012 IL 11/02/2012 GA 11/02/2012 MI 11/02/2012 TX 11/02/2012 CA 11/02/2012 PA 11/02/2012 NC 11/02/2012 MI 11/02/2012 NJ 11/02/2012 MD 11/02/2012 MO 11/02/2012 FL 11/02/2012 MI 11/02/2012 CA 11/02/2012 GA 11/02/2012 MI 11/02/2012 NY 11/02/2012 GA 11/02/2012 NJ 11/02/2012 TN 11/02/2012 OH 11/02/2012 TX 11/02/2012 TX 11/02/2012 UT 11/02/2012 NC 11/02/2012 AZ 11/02/2012 RI 11/02/2012 MO 11/02/2012 KS 11/02/2012 FL 11/02/2012 GA 11/02/2012 OH 11/02/2012

November 2012

Page 7

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN NOVEMBER 2012

GRMA# NMLS# 35927 455289 35928 926723 35936 131826 35937 967042 35938 967025 35939 840146 35944 791131 35945 948432 35946 955441 35947 224916 35948 26902 35949 828228 35951 971490 35952 21090 35955 469847 35959 887007 35962 902610 35970 164838 35978 956905 35984 147598 35995 861284 24502 68662 27002 216700 30184 342254 35711 221444 35899 774735 35921 220238 35953 853567 35957 957183 35958 8752 35968 241484 35975 353034 35980 938979 35985 860834 35988 880792 35989 964563 35997 966263 35999 892467 36001 957228 36002 844923 36003 715087 36004 938373 36053 813663 30869 227715 34844 201000 35507 279759

CODE NAME O Keith Todd Savage O Elijah Clayton Williams O Lindsay Evan Gross O Leo Helfer O Shelby Rene Ross O Richard Paul Saraullo O Jason Khanh Bui O Tammie Dee Huggard O Deborah Eoll Igarashi O Dylan Kramer O Andrew Lucius Lang O Jesus-Aydee Short O Stephanie Marie Keating O Andrew Mitchell Otter O James Joseph Walker O Ronald DuWayne Martin O Jay Alexander Rodriguez O Akhter Sayef O Pamela Rachel Fenn O Mark Edward Barnhart O Amanda Marie Weiss O Adam Benton Lane O John Joseph Albanese O Meredith Liming O Neil Tyler O David Leonard Rome O Robert Harrison Whitworth O Gregory Todd Quinn O Morgan Courtney Campbell O Joshua David Hurd O Lysander Cuevas O Kevin Patrick Chung O Christopher Wayne Harris O Philip Martin Elsesser O Gregory Paul Kalvin O Clay M. Keeley O Mitch Anthony Touart O Donald Ray Webber O Lance Dean Fort, Jr. O Macarena Jones O Stephen Lake O Carl Lavern Mack O Nathaniel Ross Sellis Schursky O Frederick Julius Thompson, II O Janet Ruth Warner O Greg Reed

CITY Ooltewah Livonia Franklin Camby Indianapolis Timonium Westminster Overland Park The Colony Elmhurst Canton Warner Robins Decatur Strongsville El Cajon Kansas City Laguna Niguel Naperville Trophy Club Knoxville Waterford Township Stanley Acworth Trophy Club Temecula Shaker Heights Dallas Cumming Valdosta Carol Stream Sun Valley Atlantic Beach Allen Park Saint Clair Shores Royal Oak Shelbyville Johns Creek Columbia Indianapolis Miami Phenix City Livonia Scottsdale Dallas Flowery Branch Frisco

ORIGINAL ST APPROVAL REINSTATED TN 11/02/2012 MI 11/02/2012 MI 11/02/2012 IN 11/02/2012 IN 11/02/2012 MD 11/02/2012 CA 11/02/2012 KS 11/02/2012 TX 11/02/2012 IL 11/02/2012 MI 11/02/2012 GA 11/02/2012 GA 11/02/2012 OH 11/02/2012 CA 11/02/2012 MO 11/02/2012 CA 11/02/2012 IL 11/02/2012 TX 11/02/2012 TN 11/02/2012 MI 11/02/2012 NC 11/09/2012 GA 11/09/2012 TX 11/09/2012 CA 11/09/2012 OH 11/09/2012 GA 11/09/2012 GA 11/09/2012 GA 11/09/2012 IL 11/09/2012 CA 11/09/2012 FL 11/09/2012 MI 11/09/2012 MI 11/09/2012 MI 11/09/2012 KY 11/09/2012 GA 11/09/2012 MO 11/09/2012 IN 11/09/2012 FL 11/09/2012 AL 11/09/2012 MI 11/09/2012 AZ 11/16/2012 GA 11/16/2012 GA 11/16/2012 TX 11/16/2012

Page 8

November 2012

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN NOVEMBER 2012

GRMA# NMLS# 35787 168158 35827 871695 35855 976527 35863 932848 35919 672849 35960 224326 35971 256555 35976 352564 35982 947227 35987 22671 35990 871141 35992 891321 35993 964550 35996 351839 36008 948748 36009 938421 36011 660812 36012 911622 36015 30166 36021 792268 36022 975816 36023 973129 36024 223230 36025 926721 36027 774614 36030 636995 36031 766837 36032 192764 36036 959903 36045 434071 36046 5339 36047 343300 36052 517082 36055 954350 36059 630285 36060 314227 36061 838742 36062 813646 36063 986526 36066 872146 36067 943102 36071 338177 36075 964980 36078 27554 36081 212168 36086 945589

CODE NAME O Sharon E. Roddy O Todd Charles Lansbach O Andrew Steven Price O Jerome St.E German O Eric Vallafskey O Salvatore Militello O Charlie John Warah O Andrew James Delp O Timiko R. Morgan O Milissa Jean Fuscaldo O Brian Mark Kostrinsky O Betsy Anne Roehl O Kevin Kitenge Tshiamala O William Alan LeBaron O Tonia Lea Parker O David Patrick Spence O Nathan Eugene Cook O Samuel Ryan Gaddis O Matthew Brian Dudek O Drew Mackenzie Bowie O Antonio Rodrigus Moody O Matthew James Phillips O Frank J. Rivera O Alan Birnbach Tobin O Cheryl Lou Bacon O Theodore Rosevelt Austin, Jr. O Hollis Beau Bridges O Cameron John Cope O Porsha Porter O Michael Eason O Michael A. Goldhirsh O Anthony Augustus Hall O Kayla Noel Prewitt O Chad Eton Weinbaum O Joan Bastady O Micah Adelbert Cawley O Joseph Dominic Ciacchi O Krista Lynn DiGuilio O Matthew Grant Johnson O Laura Frances Zadorski O Katie Ann Hayes O Joshua Dale Phillips O Jared Blake Barker O Nicholas Michael DePerro O Scott Herron O Carmen Ronald Cipolone, Jr.

CITY Rockmart Belleville Lutherville Grayson Appleton Norridge Plymouth Noblesville Indianapolis Coventry Tustin Troy Troy Centennial Park Folsom Carleton Temple Hills Acworth Oxford Annapolis Miami Gardens Bloomingdale Naperville West Bloomfield Elgin Cerritos Indianapolis Sandy Tampa Cumberland Highland Park Akron Columbia Birmingham Chandler Salt Lake City North Royalton Northfield Ctr. Louisville Eastpointe Columbia Phoenix Merriam Plymouth Jasper Vista

ORIGINAL ST APPROVAL REINSTATED GA 11/16/2012 MI 11/16/2012 MD 11/16/2012 GA 11/16/2012 WI 11/16/2012 IL 11/16/2012 MI 11/16/2012 IN 11/16/2012 IN 11/16/2012 RI 11/16/2012 CA 11/16/2012 MI 11/16/2012 MI 11/16/2012 AZ 11/16/2012 CA 11/16/2012 MI 11/16/2012 MD 11/16/2012 GA 11/16/2012 MI 11/16/2012 MD 11/16/2012 FL 11/16/2012 IL 11/16/2012 IL 11/16/2012 MI 11/16/2012 IL 11/16/2012 CA 11/16/2012 IN 11/16/2012 UT 11/16/2012 FL 11/16/2012 IN 11/16/2012 IL 11/16/2012 OH 11/16/2012 MO 11/16/2012 MI 11/16/2012 AZ 11/16/2012 UT 11/16/2012 OH 11/16/2012 OH 11/16/2012 KY 11/16/2012 MI 11/16/2012 MO 11/16/2012 AZ 11/16/2012 KS 11/16/2012 MI 11/16/2012 AL 11/16/2012 CA 11/16/2012

November 2012

Page 9

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN NOVEMBER 2012

GRMA# NMLS# 36088 844300 36090 194140 35688 183516 35929 259560 35977 168878 36005 172728 36006 308907 36035 334254 36038 108924 36084 951471 36087 366949 36089 964123 36091 239815 36093 351085 36096 485961 36099 871080 36100 20119 36102 946546 36106 926717 36108 266937 36111 145628 36112 891545 36113 32860 36114 76089 27674 207009 35861 944538 35956 761946 35963 545223 35969 552571 35981 545216 36033 870816 36072 962450 36077 552473 36079 552532 36101 298796 36103 986405 36104 963731
TOTAL: 175

CODE NAME O Rachael Ann Maczko O Kenneth Michael Stropka O Lori Snider Dodd O Walter Halen Zimmermann O Scott Fredric Drescher O Michael Tobey Minier O Eric Richard Liljenquist O Barbara Nicole Jackson O Carrie Sue Witthuhn O Rachel Marie Bruce O Christopher Glenn Kidwell O Curtis Michael Rose O Carlos Radames Torres O Thomas Michael Wilson O Bernadette Savitri Collins O Kelly Ann Lewis O Bruce James McMillin O Michelle Christine Modtland O Ashley Korin Stokes O Michael Artin Artinian O Joseph Michael Dwyer O Samuel Martin Krause O Stephen Luda O Michael Eric Rosen O Lea Lea Brown O Gianna Elizabeth Ciao O Ann Elizabeth Berg O Joanne Frances Rotella O Nancy Lacy Grieve O Jeffrey Heckman O Katherine Rae Gagnon O Patrick Jordan Valdez O Robert O. Crozier O Jeffrey Hancock O David Milovanovich O Wendi Michelle Perez O Erin Marie Price

CITY Escondido Phoenix Tunnel HIll Dallas Plano costa mesa Salt Lake City Jacksonville Parker Columbia Fountain Hills Livonia GRAND PRAIRIE Ledgewood Nesconset Pacific Beach Palatine Overland Park Troy Farmington Hills Newport Scottsdale Walled Lake Havertown atlanta Southampton Decatur Atlanta Suwanee Atlanta San Diego Parker Braselton Johns Creek Aliso Viejo Kennesaw Kansas City

ORIGINAL ST APPROVAL REINSTATED CA 11/16/2012 AZ 11/16/2012 GA 11/23/2012 TX 11/23/2012 TX 11/23/2012 CA 11/23/2012 UT 11/23/2012 FL 11/23/2012 CO 11/23/2012 MO 11/23/2012 AZ 11/23/2012 MI 11/23/2012 TX 11/23/2012 NJ 11/23/2012 NY 11/23/2012 CA 11/23/2012 IL 11/23/2012 KS 11/23/2012 MI 11/23/2012 MI 11/23/2012 RI 11/23/2012 AZ 11/23/2012 MI 11/23/2012 PA 11/23/2012 GA 11/30/2012 PA 11/30/2012 GA 11/30/2012 GA 11/30/2012 GA 11/30/2012 GA 11/30/2012 CA 11/30/2012 CO 11/30/2012 GA 11/30/2012 GA 11/30/2012 CA 11/30/2012 GA 11/30/2012 MO 11/30/2012

Page 10

November 2012

MORTGAGE BROKERS, LENDERS, PROCESSORS AND REGISTRANTS APPROVED OR REINSTATED IN NOVEMBER 2012

GRMA# NMLS# 35324 921350 34920 911169 35654 46945 35752 2504 35890 110139 36122 995103 35660 431223 35974 958425

CODE NAME

CITY

B Vendor Resource Management, Inc. Pomona

L Alliance Lending Georgia, LLC. San Diego

L Hamilton Mortgage Corporation Birmingham

R Household Finance Corporation III Mettawa

L Amerifirst Financial Corporation Gaylord

B Safe Harbor Mortgage, LLC

Hoschton

L Shelter Mortgage Company, L.L.C. Brown Deer

L Deephaven Mortgage LLC

Charlotte

TOTAL: 8

ORIGINAL ST APPROVAL REINSTATED CA 11/02/2012 CA 11/02/2012 AL 11/02/2012 IL 11/02/2012 MI 11/09/2012 GA 11/30/2012 WI 11/30/2012 NC 11/30/2012

November 2012
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us
We're on the Web! dbf.georgia.gov

Page 11
The Department is the state agency that regulates and examines banks, credit unions, and trust companies chartered by the State. The Department also has regulatory and/or licensing authority over mortgage brokers/processors, lenders and loan originators, money service businesses, internaonal banking organizaons, and bank holding companies
conducng business in Georgia.
Our MISSION is to promote safe, sound, compeve financial services in Georgia through innovave, responsive regulaon and supervision.
Our VISION is to be the best financial services industry regulator in the country Progressive. Proacve. Service-Oriented.

Sign-up to Receive this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary.
If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line.