Department of Banking and Finance bulletin, Jan. 31, 2003

. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . .
STATE OF GEORGIA DEPARTMENT OF BANKING AND FINANCE
2990 Brandywine Road, Suite 200 Atlanta, Georgia 30341-5565
DAVID G. SORRELL, ACTING COMMISSIONER

Phone: (770) 986-1633

Fax: (770) 986-1655

Internet Address: http://www.gadbf.org
January 31, 2003 The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Code of Georgia and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of January 2003.
IN THIS ISSUE: Bank Director Financial Statements

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APPLICATIONS FOR NEW FINANCIAL INSTITUTION

FINANCIAL INSTITUTION Generations Bank 336 Blue Ridge Street Blairsville, GA 30512 Union County

CAPITALIZATION APPROVAL DATE

$ 9,100,920

05-17-2002

BEGIN BUSINESS DATE
01-27-2003

Freedom Bank of Georgia 3165 Maysville Road Commerce, GA 30329 Jackson County

$ 7,500,000

Pending

American Trust Bank 880 Holcomb Bridge Road, Building C Roswell, GA 30076 Fulton County

$ 8,500,000

Pending

FINANCIAL INSTITUTION AmTrade International Bank of Georgia Atlanta, GA 30309

APPLICATIONS FOR DISSOLUTION
APPROVAL DATE Bank is in Receivership Click here for further information

EFFECTIVE DATE

APPLICATIONS TO ESTABLISH A BRANCH OFFICE

FINANCIAL INSTITUTION FLAG Bank Atlanta

BRANCH OFFICE Alpharetta Branch Office 3815 Mansell Road, Suite 100 Alpharetta, GA 30022 Fulton County

APPROVAL DATE
09-10-2002

BEGIN BUSINESS
DATE
11-12-2002

FLAG Bank Atlanta

Dunwoody Branch Office 1614 Mount Vernon Road Atlanta, GA 30338 Fulton County

09-10-2002

11-12-2002

FLAG Bank Atlanta

Powers Ferry Branch Office 5430 New Northside Drive, Suite 100 Atlanta, GA 30339 Fulton County

09-10-2002

11-12-2002

FLAG Bank Atlanta

Sandy Springs Branch Office 227 Sandy Springs Place, NE, Suite L Atlanta, GA 30328 Fulton County

09-10-2002

11-12-2002

FLAG Bank Atlanta
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Johnson Ferry Branch Office 1111 Johnson Ferry Road, Suite 100 Marietta, GA 30068 Cobb County

09-10-2002

11-12-2002

FINANCIAL INSTITUTION FLAG Bank Atlanta

BRANCH OFFICE Lassiter Branch Office 2863 Johnson Ferry Road, Building 100 Marietta, GA 30062 Cobb County

SunTrust Bank Atlanta

Ellard Village Branch Office Holcomb Bridge and Ellard Drive Alpharetta, GA 30022 Fulton County

SunTrust Bank Atlanta

Windward Parkway West Branch Office Windward Parkway & Westfield Drive Alpharetta, GA 30004 Fulton County

SunTrust Bank Atlanta

West Pratt Safeway In-Store Branch Office 1205 West Pratt Street Baltimore, MD 21223-2600 Baltimore County

SunTrust Bank Atlanta

Bowie Town Center Safeway In-Store Branch Office 4100 Northview Drive Bowie, MD 20716 Prince George's County

SunTrust Bank Atlanta

Keith Bridge Branch Office Freedom Parkway (east of Ga 400) Cumming, GA 30041 Forsyth County

SunTrust Bank Atlanta

Eustis Village Branch Office 15375 US Highway 441 Eustis, FL 32726 Lake County

SunTrust Bank Atlanta

SunTrust Plaza Branch Office 5080 Newberry Road Gainesville, FL 32607 Alachua County

SunTrust Bank Atlanta

West Cobb Branch Office Dallas Highway (west of Barrett Parkway) Marietta, GA 30064 Cobb County

APPROVAL DATE
09-10-2002

BEGIN BUSINESS
DATE
11-12-2002

01-30-2003

01-30-2003

01-24-2003

01-22-2002

02-03-2002

01-30-2003

01-06-2003

01-21-2003

01-30-2003

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FINANCIAL INSTITUTION SunTrust Bank Atlanta

BRANCH OFFICE Henry Town Center Branch Office Jonesboro Road (west of I-75) McDonough, GA 30253 Henry County

SunTrust Bank Atlanta

Suwanee Creek Branch Office Lawrenceville-Suwanee Road and Satellite Boulevard Suwanee, GA 30024 Gwinnett County

SunTrust Bank Atlanta

Hillsborough Square Branch Office 6704 Memorial Highway Tampa, FL 33615 Hillsborough County

SunTrust Bank Atlanta

Towne Lake Branch Office Towne Lake Parkway (west of I-575) Woodstock, GA 30189 Cherokee County

First State Bank of Blakely Blakely

Leesburg Branch Office 114 Walnut Avenue Leesburg, GA 31763 Lee County

PlantersFIRST Cordele

East Central Avenue Branch Office 212 East Central Avenue Fitzgerald, GA 31750 Ben Hill County

The Bank of Georgia Peachtree City

Tyrone Branch Office Highway 74, Tyrone Intersection Tyrone Road Tyrone, GA 30290 Fayette County

Georgian Bank Powder Springs

Acworth Lending Center Branch Office 3451 Cobb Parkway, NW, Suite 11 Mars Hill Shopping Center Acworth, GA 30101 Cobb County

APPROVAL DATE
01-30-2003

BEGIN BUSINESS
DATE

01-30-2003

01-06-2003

01-30-2003

01-29-2003

01-06-2003

Pending

01-23-2003

4

APPLICATIONS TO CHANGE LOCATION

FINANCIAL INSTITUTION Commercial Bank & Trust Company of Troup County
LaGrange

CHANGE LOCATION OF West Georgia Commons Mall Branch Office
From: 1501 LaFayette Parkway LaGrange, GA 30240 Troup County
To: 1496 LaFayette Parkway LaGrange, GA 30240 Troup County

APPROVAL DATE
01-02-2003

EFFECTIVE DATE

PROPOSED NAME Orthobank

APPLICATIONS FOR RESERVATION OF A NAME

COUNTY Fulton County

APPLICANT Ms. Rebecca Saferstein, Paralegal Smith, Gambrell & Russell, LLP 1230 Peachtree Street, NE, Suite 3100 Atlanta, GA 30309-3592

Security Bank of Jones County

Jones County

Mr. Michael N. White, Attorney Martin Snow LLP Post Office Box 1606 Macon, GA 31202

Security Interim Bank

Jones County

Mr. Michael N. White, Attorney Martin Snow LLP Post Office Box 1606 Macon, GA 31202

FINANCIAL INSTITUTION (SURVIVOR) Citizens Trust Bank Atlanta

FINANCIAL INSTITUTION MERGERS
MERGED INSTITUTION Citizens Federal Savings Bank Birmingham, AL

APPROVAL DATE
Pending

EFFECTIVE DATE

First-Citizens Bank and Trust Company of South Carolina Columbia, SC

First Bank and Trust Carnesville

01-29-2003

First-Citizens Bank and Trust Company of South Carolina Columbia, SC

The Bank of Toccoa Toccoa

01-29-2003

Dalton Whitfield Bank Dalton

Premier National Bank of Dalton Dalton

Pending

Northwest Georgia Bank Ringgold

The Bank of Sharon Chattanooga, TN

01-23-2003

01-25-2003

5

APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A FINANCIAL INSTITUTION

BANK HOLDING COMPANY

TO ACQUIRE

APPROVAL DATE

FORMATIONS
Buford Banking Group, Inc. Buford, GA

Lanier Community Bank (In Organization) Buford, GA

First Commerce Community Bankshares, Inc. Douglasville, GA

First Commerce Community Bank (In Organization) Douglasville, GA

Eagle National, Inc. Stockbridge, GA

Eagle National Bank Stockbridge, GA

Community Bancshares of West Georgia, Inc. Villa Rica, GA

Community Bank of West Georgia (In Organization) Villa Rica, GA

ACQUISITIONS United Community Banks, Inc. Blairsville, GA

First Central Bank Lenoir City, TN

CITY Doraville Warner Robins Columbus Ft. Valley Doraville Macon Atlanta Pendergrass Rome Chamblee Macon Atlanta

CHECK CASHER LICENSES ISSUED

APPLICANT NAME Chong Corporation HANRAJ, INC. Fowler, Ronnie E. Garza, Hector Professional Communications Systems, Inc. Ranger Tab Investments, LLC Ratnani Enterprise, Inc. SHUBH, Inc. Shadday Enterprises, Inc. Soteria Services, Inc. Thunderbird Enterprises, Inc. Young's Super Market, Inc.

TRADE NAME CCO Check Cashing Famous Liquors Title Pro Pawn Neighbor's Food Mart Cellular Expo Pinebrook Village Package Store Quick Check Cashing North Jackson Food Mart Mr. Payroll International Check Cashing T&S Package Store K&C Beverage

Pending Pending Pending 01-21-2003
Pending

APPROVAL OF ELECTRONIC DATA PROCESSING SERVICER

FINANCIAL INSTITUTION S1 Corporation Atlanta, GA

APPROVAL DATE 01-14-2003

6

NOTICES
BANK DIRECTOR FINANCIAL STATEMENTS
Forms 19-6 and 19-6a
These forms may be retrieved as needed from the Department's website at: http://www.ganet.org/dbf/bank_related.html. If you have difficulty downloading and printing these forms, you may contact Merian Johnson at (770) 986-1658 to obtain hard copies of the forms.
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