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STATE OF GEORGIA
DEPARTMENT OF BANKING AND FINANCE
2990 Brandywine Road, Suite 200 Atlanta, Georgia 30341-5565
DAVID G. SORRELL, ACTING COMMISSIONER
Phone: (770) 986-1633
Fax: (770) 986-1655
Internet Address: http://www.state.ga.us/dbf/ or http://www.gadbf.org May 31, 2002
The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Code of Georgia and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of May 2002.
NOTICES:
Georgia Fair Lending Act Questions, Inquiries, and Comments
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APPLICATIONS FOR NEW FINANCIAL INSTITUTION
FINANCIAL INSTITUTION
Neighbors Bank 2320 Old Milton Parkway Alpharetta, GA 30004 Fulton County
Generations Bank 336 Blue Ridge Street Blairsville, GA 30512 Union County
McIntosh Commercial Bank 820 Dixie Street Carrollton, GA 30117 Carroll County
American Trust Bank 300 Colonial Center Parkway, Suite 150 Roswell, GA 30076 Fulton County
Community Bank of West Georgia Hwy 61, 1 mile S. of Intersection of Hwy 61 & I-20
Villa Rica, GA 30180 Carroll County
CAPITALIZATION
$ 9,000,000
APPROVAL DATE
Pending
$ 7,300,000
05-17-2002
$ 10,000,000
Pending
$ 8,000,000
Pending
$ 7,000,000
Pending
BEGIN BUSINESS DATE
PREVIOUS NAME
Security First Network Bank
First Georgia Bank
Synovus Trust Company
FINANCIAL INSTITUTION CONVERSIONS
CONVERTED TO
SFNB (Georgia) Bank Atlanta Fulton County
APPROVAL DATE
04-01-2002
First Georgia Bank Brunswick Glynn County
Pending
Synovus Trust Company, N.A. Columbus Muscogee County
Pending
EFFECTIVE DATE
05-31-2002
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APPLICATIONS TO ESTABLISH A BRANCH OFFICE
FINANCIAL INSTITUTION
Integrity Bank Alpharetta
BRANCH OFFICE
Roswell Branch Office Highway 92 and Westwind Boulevard Roswell, GA 30075 Fulton County
APPROVAL DATE
05-31-2002
SunTrust Bank Atlanta
Gateway Village Safeway Branch Office 2635 Housley Road Annapolis, MD 21401 Anne Arundel County
Pending
SunTrust Bank Atlanta
Clinton Crossing Safeway Branch Office 8785 Branch Avenue Clinton, MD 20733 Prince George's County
05-16-2002
SunTrust Bank Atlanta
Hamilton Mill North Branch Office 3480 Georgia State Highway 124 Ducula, GA 30019 Gwinnett County
02-07-2002
Pinnacle Bank Elberton
Lexington Branch Office 114 Gilmer Street Lexington, GA 30648 Oglethorpe County
05-30-2002
Gainesville Bank & Trust Gainesville
North Hall Branch Office 3640 Thompson Bridge Road Gainesville, GA 30506 Hall County
03-26-2001
Heritage Bank Jonesboro
Hampton Road Branch Office 860 Hampton Road McDonough, GA 30253 Henry County
05-06-2002
Security Bank of Bibb County Macon
Forsyth Road Branch Office 4219 Forsyth Road Macon, GA 31210 Bibb County
04-25-2001
Southern Heritage Bank Oakwood
Friendship Road Branch Office 4977 Friendship Road, Suite 113 Buford, GA 30518 Hall County
05-30-2002
Northwest Georgia Bank Ringgold
Fort Oglethorpe Branch Office Highway 2-A and Dietz Road Fort Oglethorpe, GA 30742 Catoosa County
05-31-2002
BEGIN BUSINESS DATE
05-06-2002 05-06-2002 05-06-2002
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FINANCIAL INSTITUTION
RBC Centura Card Bank Norcross
APPLICATIONS TO CHANGE LOCATION
From: To:
CHANGE LOCATION OF
Main Office 157 Technology Parkway Norcross 30092 Gwinnett County 3475 Piedmont Road Atlanta 30305 Fulton County
APPROVAL DATE
05-20-2002
EFFECTIVE DATE
APPLICATIONS FOR RESERVATION OF A NAME
PROPOSED NAME
First Commerce Community Bank
COUNTY
Douglas County
APPLICANT
Mr. Eric A. Koontz, Attorney Troutman Sanders LLP 600 Peachtree St. N.E., Suite 5200 Atlanta, GA 30308
FINANCIAL INSTITUTION (SURVIVOR)
Ft. McPherson Credit Union Ft. McPherson
First National Bank of Griffin
Griffin
Farmers and Merchants Bank Lakeland
First Bank of Gwinnett Lawrenceville
FINANCIAL INSTITUTION MERGERS
MERGED INSTITUTION
East Point Municipal Employees Credit Union East Point
American Community Bank of Georgia McDonough
The United Banking Company Nashville
Embry Bank Lawrenceville
APPROVAL DATE
05-09-2002
EFFECTIVE DATE
OCC Approval
04-18-2002
05-31-2002
Pending
Pending
RBC Centura Bank Rocky Mount, NC
SFNB (Georgia) Bank Atlanta
05-16-2002
Branch Banking and Trust Company Winston-Salem
Community First Bank Carrollton
04-29-2002 05-10-2002
APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A FINANCIAL INSTITUTION
BANK HOLDING COMPANY
Synovus Financial Corp. Columbus, GA
Gwinnett Commercial Group, Inc. Lawrenceville, GA
RBC Centura Banks, Inc. Rocky Mount, NC
ACQUISITIONS ONLY
TO ACQUIRE
The Bank of Nashville Nashville, TN
Embry Bank Lawreceville, GA
Tucker Federal Bank Tucker, GA
APPROVAL DATE
Pending
Pending
Pending
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CITY
Columbus Covington Atlanta Jonesboro
Dalton Marietta
CHECK CASHER LICENSES ISSUED
APPLICANT NAME
Buster Enterprises, Inc. Eun & Chul Enterprises, Inc. Global, LLC Manna Investment Group Inc.
TRADE NAME
EZ Cash Sun Shine Coin Laundry Global Check Cashing Amoco Food Mart
Rapi-Cheque, LLP Tavoos Enterprises, Inc.
Rapi-Cheque Food Basket
GEORGIA FAIR LENDING ACT QUESTIONS, INQUIRIES, AND COMMENTS
The Governor signed the Georgia Fair Lending Act (HB 1361) into law on April 22, 2002. The law is effective October 1, 2002 and affects all lenders and brokers who make home loans in Georgia. The Department requests that you send your questions, inquiries and comments on the Georgia Fair Lending Act to us by June 15, 2002, so that we all can prepare for the October 1 implementation date for this law. You may send these comments by e-mail to gafla@dbf.state.ga.us or regular mail or by fax. We would greatly appreciate you referencing that your correspondence regards the Georgia Fair Lending Act in order to expedite the Department's handling of this correspondence. The Department intends to compile a question and answer database from this correspondence that will be posted on our website www.gadbf.org as soon as possible before October 1, 2002. Thanks in advance for your help with this matter.
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