Commuriications Directory For prompt attention, please address inquiries as indicated below: General Information Office of the President Admission Director of Admission Alumni Interest and Gifts Director, Alumni Activities Bequests and Gifts Vice President for Advancement Business Matters and Expenses Business Manager Educational Program Dean of the College Public Relations and News Director of Institutional Relations Financial Assistance Director of Student Financial Planning Student Affairs Housing and Counseling Dean of Student Development Summer School Director of Admission Transcript and Academic Reports Registrar Placement Director of Career Planning and Placement Visitors are welcome at LaGrange College throughout the year. The admini- strative offices in the Quillian Building are open Monday through Friday from 8:15 a.m. to 5:00 p.m. Saturday visits may be arranged by appointment. Visitors desiring interviews with members of the staff are urged to make appointments in advance. The College telephone number is (706) 882-2911. FAX: (706) 884-6567 Mailing address: LaGrange College 601 Broad St. LaGrange, Georgia 302402999 LaGrange College admits qualified students of any race, color, national and ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. It does not discriminate on the basis of sex, race, color, national or ethnic origin in administration of its educational policies, admissions policies, scholarship and loan progams, and athletic and other school-administered programs. (USPS 299-300) Entered as second class matter of the Post Office of LaGrange, Georgia 30240, under the act of August 24, 1912. a^"^ w^^' \i^ ^ VOLUME CLII SEPTEMBER 1992 NUMBER 1 Bulletin LaGrange, Georgia CATALOGUE ISSUE 1992-93 Digitized by tine Internet Archive in 2013 littp://arcliive.org/details/lagrangecollegeb1992lagr /3 Contents Communications Directory Inside Front Cover Calendar 4 About LaCrange College, Purpose and History 6 The LaCrange College Campus 10 Admission 14 Financial Information 18 Financial Planning 22 Student Development 46 Academic Programs and Degree Requirements 54 Academic Regulations and Procedures 64 Pre-professional and Co-operative Programs 74 Departments and Courses 79 Faculty, Trustees and Administration 178 Degrees Awarded, June 1992 191 Index 194 CHANGE OF REGULATIONS The College reserves the right to make modifications in the degree require ments, courses, schedules, calendar, regulations, fees and other changes deemed necessary or conducive to the efficient operation of the College. Such changes become effective as announced by the proper college authorities. Note: For information, regulations and procedures for graduate study, please see the Graduate Bulletin. 4/ Calendar 1992-93 Fall, 1992 September 8 Faculty assemble September 9, 10, 11 Faculty Workshop September 12 New students arrive September 14 Registration for night classes September 14, 15 Registration for day classes September 15 Night classes begin Opening Convocation September 16 Day classes begin September 18 End drop/add, day and night classes, 5.00 p.m. No refund for individual classes dropped after this date. "1" grades must be changed to permanent grades. Last day for late registration October 7 Last day to drop a class with an automatic "W". October 17 Visiting Day for families of new students November 13 Last day to drop a class November 19 Last day of class November 20 Reading (a.m.) November 20, 21, 23, 24, 25 Exams November 25 Begin term break, 3:30 p.m. December 2 Grades due Winter, 1993 January 3 Residence halls open January 4 Registration for day and night classes January 5 Classes begin (day and night) January 8 End drop/add, day and night classes, 5:00 p.m. No refund for individual classes dropped after this date. "1" grades must be changed to permanent grades. Last day for late registration January 26 Last day to drop a class with an automatic "W March 1 Last day to drop a class March 8 Last day of class March 10, 11, 12, 13 Exams March 14-21 Spring break /5 Spring, 1993 March 21 March 22 March 23 March 26 April 9 April 12 April 13 April 2W0 May 1 May 19 May 26 May 28, 29, 31 June 1 June 4 June 5 Residence halls open Registration Classes begin End drop/add, day and night classes, 5:00 p.m. No refund for individual courses dropped after this date. "V grades must be changed to permanent grades. Last day for late registration Good Friday. Classes end and offices close at noon Easter Monday; Faculty Workshop. No day classes; night classes will meet. Last day to drop a class with an automatic "W" Community 1993 Honors Day; Senior Art Show May Day; Parents' Day Last day to drop a class Last day of class Exams Baccalaureate sermon Graduation 6/ About LaG range College Purpose The mission of LaGrange College is to provide a liberating academic environment in which students and faculty enjoy the adventure of higher learn- ing. This mission provides a college environment that enables students to dis- cover and value that which is excellent in life; an environment which produces graduates prepared to accept responsibility in contemporary society; and an environment distinguished by a faith in God and by an understanding of humankind's place in the universe. Since 1831 many men and women, sustained by their faith in God and in humankind, have nurtured and promoted LaGrange College. These men and women have studied, taught, administered and given of their resources so that the mission of excellent Christian higher education would be realized at LaGrange College, a college associated with The United Methodist Church since 1856. This mission of over 150 years has been the basis of the programs at LaGrange College. Today the College continues to seek ways to achieve this mission and fulfill its purpose: by emphasizing undergraduate education with a firm commitment to liberal arts. This is done through the strong general education curriculum and major programs. These major programs are in the liberal arts and sciences as well as other compatible professional areas. by offering, where resources permit, academic study in particular areas specifically in response to current community needs. Currently these programs include nursing, graduate business administration, graduate teacher educa- tion, and social work. by fostering out-of-class enrichment (lectures, plays, exhibits, concerts, interest and honor groups) and extracurricular activities (intramural and inter- collegiate athletics, religious organizations and opportunities, service organi- zations, social organizations and student publications). by promoting healthy guided opportunities for physical activities. by offering opportunities for inter-cultural experiences in the academic and social programs. by striving to maximize student success through a strong academic support system, counseling and placement services. by seeking to attract and retain a faculty who are not only highly com- petent in their disciplines but who also identify with the mission of the College. by providing a constructive influence on the local area through con- tributing intellectual, cultural and social leadership; by offering educational opportunities to area citizens; and by encouraging faculty, staff and student participation in local organizations. About LaCrange College 17 by recruiting students who, through scholastic achievement and poten- tial as well as personal motivation, have indicated their desire to undertake the LaCrange College program. by striving to increase its resources at a rate which preserves the finan- cial well-being of the College, supports existing programs, including Student Aid, and facilitates program development to meet changing needs and to achieve improvements in quality. Adopted by Faculty, Administration, and Board of Trustees, 1990. History and Description The history of LaCrange College is closely associated with the history of the City of LaCrange and Troup County. When the vast tract of land lying between the Flint and Chattahoochee Rivers was secured by the Indian Springs Treaty of 1825 and was opened for settlement in 1827, one of the five counties formed on the western border of the state was named Troup in honor of Governor Ceorge Michael Troup. An act was passed by the Georgia Legislature on December 24, 1827, provid- ing for the selection of a county seat. It was named LaCrange after the country estate of the Marquis de Lafayette, American Revolutionary War hero who had visited the region in 1825 as the guest of Governor Troup. The site for the town of LaCrange was purchased in 1828 and the town was incorporated on December 18, 1828. On December 26, 1831, the charter for the LaCrange Female Academy was granted at the state capitol, then in Milledgeville. In 1831 Andrew Jackson was president of the United States. Abraham Lincoln was 22 years old. The Creek Indians had been moved out of this area of the state only six years earlier. The only other college in the state was Franklin College, now the University of Georgia. In 1847 the charter for the school was amended and the school became The LaCrange Female Institute, with power to confer degrees. The name was changed to LaCrange Female College in 1851 and in 1934 it was changed to LaCrange College. The college became officially coeducational in 1953. The first location of the school was in a large white building at what is now 406 Broad Street. The school moved to its present location "On The Hill," the highest geographical point in LaCrange, after the construction of the building now known as Smith Hall in 1842. The College was sold to the Georgia Conference of the Methodist Episcopal Church South in 1856. Today it is an institution of the North Georgia Confer- ence of The United Methodist Church. 8 1 About LaCrange College Strong in the liberal arts, LaCrange College has an outstanding reputation in pre-professional programs, including pre-medical and allied fields, pre-law, pre-theology, and engineering. LaCrange College offers the Bachelor of Arts degree with twenty-one majors, the Bachelor of Business Administration with three concentration areas, and the Bachelor of Science degree in four areas. The Master of Busi- ness Administration degree and the Master of Education degree in Early Child- hood and Middle Childhood are offered. Associate of Arts degree is offered in four areas. LaCrange College operates on the quarter system. In addition to the day schedule of classes in the fall, winter and spring quarters, there is an evening session. There are also both day and evening sessions in the summer. The college draws more than half of its student body from Ceorgia. With students from more than one-third of the states and from several foreign coun- tries, the college has a cosmopolitan and international representation which includes various religious and ethnic backgrounds. While proud of its heritage, the college continues to add to and improve its curriculum and facilities to meet the needs of its students today. LaCrange College originated the plan for students to complete fall quarter before Thanksgiving and have a 40-day holiday break. Ceorgia's leader in granting academic credit through the College Level Examination Program, the college also offers travel seminars, field study programs and internships. The drama department has a resident summer stock theatre company at Callaway Gardens, nearby resort In Pine Mountain. Students in the college's nursing division receive supervised learning experiences in many area medical facili- ties. Campus art exhibitions, lectures, concerts, varsity and intramural sports add to the cultural enrichment and recreational opportunities offered by the college. The college is located in the town of LaCrange, Ceorgia, which has a popu- lation of 25,597. Nearby are Callaway Cardens, the Warm Springs Founda- tion and Franklin D. Roosevelt's Little White House. The West Point Dam on the Chattahoochee River provides one of the largest lakes in the region, with waterfronts and marina within the city limits of LaCrange. About LaCrange Collegel9 Accreditation As a coeducational, four-year liberal arts college, LaCrange College is fully accredited by the Commission on Colleges of the Southern Association of Colleges and Schools, approved by the United Methodist University Senate, and has membership in the National Association of Independent Colleges and Universities, the National Association of United Methodist Colleges, the Georgia Association of Colleges, The Council for the Advancement and Sup- port of Education, the Georgia Foundation for Independent Colleges, and the Association of Private Colleges and Universities in Georgia. The Georgia State Board of Education, v^hich confers professional certificates upon col- lege graduates meeting requirements in early childhood, middle school, or secondary education, has awarded highest approval to LaCrange College's program of teacher education. The National League for Nursing, the officially recognized agency for asso- ciate degree nursing programs by the Council on Postsecondary Accreditation, has awarded (highest) accreditation to LaGrange College's nursing program. Sessions of the College The College operates on the quarter system. Each quarter is about ten weeks long. There are four quarters: fall, winter, spring and summer. In the summer quarter, day classes and evening classes meet in a seven-week term. Both day and evening classes are available during each of these four quarters. The day and evening classes are sessions of the same academic program; however, with the exception of a limited number of majors it is necessary to attend day classes at some time in order to complete degree requirements. 10/ The LaGrange College Campus William and Evelyn Banks Library Completed in 1963. A modern air-conditioned academic learning center that provides up-to-date resources to support and enrich the curriculum and to meet informational needs. The library provides more than 100,000 volumes of books and bound periodicals, microfilm, microfiche, microcards, filmstrips, audio-cassettes and records. Additionally, the library subscribes to eight newspapers. The Library is open seven days a week for a total of 11 hours per week, and is staffed by three professional librarians, three para-professional assis- tants, and many student assistants. Group study areas and a seminar room for meetings are available for student and faculty use. The Library is a mem- ber of the Southeastern Library Network (SOLI NET) and the Central Georgia Associated Libraries Consortium. The library subscribes to the automated infor- mation retrieval system DIALOG. This system enhances the library's refer- ence information services. The book collection is strengthened by substantial contributions. The Bascom Anthony Book Collection has been endowed by Dr. Mack Anthony in memory of his father. The Hubert T. Quillian Book Collection is supported through substantial gifts by the Rotary Club of LaGrange. The Lucy Lanier Nixon Fund has been endowed by the Wehadkee Foundation, Inc. in mem- ory of Mrs. Lucy Lanier Nixon. The Gula Clyde Jinks and Ruth Tarrer Jinks Collection provides outstanding and necessary additional resources for the Library. This Collection, established in 1987, is supported by funds given by the Jinks family. A service organization, Friends of the LaGrange College Library, supports the library through the purchase of needed library resources, such as a new FACSIMILE machine. The group also promotes greater cooperation and com- munication between the library and the community. The learning process is enhanced at LaGrange College by the Library's spe- cial services to students and faculty. Reading, reference, and inter-library loans assistance, by professionally trained librarians, is readily available. The micro- forms collection includes the complete New York Times from 1851 and many other periodicals. The periodical collection in the library is activated through the Infotrac System. The Library has recently converted its collection from the Dewey Decimal System, to the Library of Congress Classification System. The circulation sys- tem has been automated, giving students and faculty access to the full col- lection on line. Residence hall rooms along with most faculty offices have access through fiber optics to library data base. The LaCrange College Campus |^^ The Irene W. Melson Room, formerly the Special Collections Room, houses many first editions. Also included are the Florence Grogan papers and first editions of outstanding publications of LaCrange College alumni, faculty and students. Library named in memory of a former chairman of the LaCrange College Board of Trustees and his wife. Cason J. Callaway Science Building Built in 1972. Three-story brick building with latest equipment for instruc- tion in general science, biology, chemistry, math, and physics. Named in memory of a former member of the College's Board of Trustees. Fuller E. Callaway Student Center Completed in 1981. Three-story brick building which houses Office of Stu- dent Development, student activities and the campus post office. Named in memory of Fuller E. Callaway, local philanthropist. Warren A. Candler Cottage Completed in 1929 as a home for college president. Now houses the Office of Alumni Affairs and the Office of College Advancement. Building named in honor of a former Methodist Church Bishop, now deceased. Lamar Dodd Art Center Completed in 1982. This building provides a physical environment and the equipment needed for the finest in art instruction, as well as gallery space for the college's outstanding art collection. Named in honor of Lamar Dodd, Georgia artist who was reared in LaCrange and whose paintings have won international recognition. Louise Anderson Manget Building Built in 1959. Contains faculty offices and classrooms. Named in memory of an 1894-graduate of the college who served more than forty years as a medical missionary to Hoochow, China, with her husband. Dr. Fred P. Manget. Pitts Hall Completed in 1941. Two-story brick building. Women's dormitory. A major renovation was completed in 1990. Pitts Hall was rededicated in memory of Mr. and Mrs. W.I.H. Pitts and in honor of their daughter, Miss Margaret Adger Pitts, a College trustee. The Pitts are long-time supporters of the College. Price Theater Completed in 1975. Dramatic arts building with a 280-seat auditorium that has the latest acoustical concepts. Building houses classrooms for the Depart- ment of Theatre Arts and ballet instruction, faculty offices, scenery work- shop, dressing rooms, costume room and actors lounge. Named in memory of Lewis Price, a long-time member of the College's Board of Trustees. Ml The LaCrange College Campus Quillian Building Built in 1949. Now houses administrative offices president, academic dean, registrar, business manager, and the Waights G. Henry, Jr. Collection on the Marquis de Lafayette. Named in memory of a former president, Hubert T. Quillian, who served from 1938-1948. Smith Hall Oldest building on the campus. The main portion of the building was con- structed in 1842 of handmade brick formed from native clay. Addition was built in 1887. Major renovation was completed in 1989 at a cost of over $2.5 million. Ready for the 21st century, the building now houses offices, class- rooms and seminar rooms for the departments of business administration, computer science, history and social work, as well as administrative offices admission, financial planning, institutional relations and evening studies; the College's computer center and campus bookstore. Named in memory of Mrs. Oreon Smith, wife of a former president of the College, Rufus W. Smith, who served from 1885 until his death in 1915. The building is on the National Register of Historic Places. Sunny Gables Built in 1926, purchased by College in 1973 as headquarters for College's Nursing Division. The handsome English Tudor building is located at 910 Broad Street. The Chapel Built in 1965. The materials used link it with Christian worship in LaCrange and other parts of the world and include two stained glass windows made in Belgium more than 100 years ago; a stone from the temple of Apollo at Corinth, Greece; a stone from the Benedictine Monastery, lona, Scotland; a stone from St. George's Chapel, Windsor, England. Regular worship ser- vices are held when the College is in session. J. K. Boatwright Sr. Hall Completed in 1962. Three-story brick building. Men's dormitory. Named In memory of long-time member of the College's Board of Trustees and chair- man of the board's executive committee from 1956-1962. Hawkes Hall Completed in 1911. The four-story brick building is named in memory of Mrs. Harriet Hawkes, mother of College benefactor, the late A.K. Hawkes. After a major renovation costing $1.4 million, the building houses women students on second, third and fourth floors. Faculty offices and classrooms for the Education Department occupy the ground floor. The College's Day Clinic is on the second floor. Waights G. Henry, Jr. Residence Hall Completed in 1970. Five-story brick building. Student dormitory. Building also houses College's Music Center. Building named In honor of Dr. Waights G. Henry, Jr. (now deceased), who served as president of the College from 1948-1978. and as chancellor from 1978 until his death in 1989. The LaCrange College Campus ^3 William H. Turner Jr. Hall Built in 1958. Three-story brick building. Women's dormitory. Named in memory of William H. Turner Jr., a textile executive of LaCrange who was a benefactor of the College, a long-time member of the College's Board of Trustees and chairman of the board's executive committee from 1929-1950. Alfred Mariotti Gymnasium Built in 1959. Houses physical education classrooms and facilities for indoor athletics. Named in memory of Coach Alfred Mariotti, College's basketball coach from 1962-1974 and member of the faculty until his retirement in 1979. Dining Hall Completed in 1962. Two-story brick building that houses dining area and kitchen. Headquarters for maintenance department on lower level. New Facilities On May 31, 1992, LaCrange College received new properties including an auditorium, educational building, Olympic size swimming pool, cabana, six tennis courts and two athletic fields. The College is presently developing plans for the utilization of the new acquisitions. 14/ Admission It is the aim of LaGrange College to admit those students who demon- strate that they can benefit from a liberal arts education. In the selection of students, careful attention is given to the academic ability of each candidate. PROCEDURE FOR APPLYING FOR ADMISSION An application for admission should be submitted when the student decides he would like to attend LaGrange College. The application should be com- pleted at least one month prior to the beginning of the quarter in which the entrance is desired. Applicants may enroll any quarter. Admission Documents Required Freshmen Transfers 1. Application form 1. Application form 2. Application fee 2. Application fee 3. High school transcript 3. Transcripts of all previous college 4. SAT or ACT scores work (transfers with fewer than 45 quarter hours earned must also submit high school transcripts) An applicant will be notified as soon as the Admission Committee has reached a decision. A student's acceptance is tentative, pending satisfactory completion of work in progress. LaGrange College must receive notification of successful completion of such work before acceptance is final. For dormitory students, a Health Form and a $100.00 Key-Damage fee are required. The Room Key-Damage fee is refundable if the student withdraws or when the student graduates, provided there are not charges against the student at that time. Students interested in LaGrange College are invited to visit the campus and may schedule an appointment by contacting the Admission Office. The telephone number is 706-882-2911. ACADEMIC ADMISSION REQUIREMENTS Admission to the Freshman Class: Prior to enrolling, an applicant is expected to complete requirements for graduation from an approved high school. Admission I ^5 A total of 15 units is required with a minimum of 11 units within the fol- lowing areas: English 4 Social Studies 3 Mathematics 2 Science 2 LaG range College students come from a diversity of public and private secondary school backgrounds. Preference is given to applicants who have had strong academic preparation in high school. A typical matriculant will have completed: English Social Studies 4 3 College Preparatory Mathematics (Algebra, Geometry, Trigonometry, etc.) Science 3 3 Foreign Language 2 Desirable electives include additional units of Language, Mathematics, or Science. A basic understanding of Computer Science Is also encouraged. Scores from either the SAT (administered by the College Entrance Examina- tion Board) or ACT (administered by the American College Testing Program) are required of all freshman applicants. Test results should normally be sent to LaGrange College in November, December, or January of the last year in high school. Mature students with an irregular educational background may qualify for admission by achieving satisfactory scores on the tests of General Educa- tional Development, High School Level. LaGrange College predicts a student's grade point average using a formula which takes into account verbal and math scores on the SAT and the stu- dent's high school grade point average. Students are admitted as "clear accept" if they are predicted to be successful in the academic programs of LaGrange College. Clear Accept: The majority of LaGrange College students are accepted under the clear accept category. Early Admission: Early admission is possible for students who will have completed the junior year of high school. To qualify, a student must have a B-l- or better high school average in his academic courses, have ten of the eleven prescribed units, and have a total of fifteen units. Also to qualify, a student must have a minimum score on the College Board SAT of 1050 A6 1 Admission combined or a composite score of 25 on the ACT. A minimum of 500 on the Verbal SAT or a minimum of 24 in the English subject area of the ACT is desirable. An interview is required of all early admissions students. Joint Enrollment: Recognizing that there is an increasing number of high school students beginning their twelfth grade who need only one or two aca- demic units to graduate and who very often lack sufficient challenge, LaG range College has adopted a policy for Joint Enrollment at both the Col- lege and the student's high school. To be eligible, a student must meet the dear-accept standard of the Admission policy and be recommended in writ- ing by the proper authority at the student's high school. On-Trial Program: This program is for applicants who are unable to qualify for dear-accept admission to LaG range College, but who appear to have the potential to succeed. All courses taken are for full credit. Students in this program must earn a grade point average of 1.6 during the first quarter of college work. Further information is available from the Director of Admission. Transfer Students: A student who has been in attendance at another insti- tution may apply for transfer to LaG range College if he is eligible to return to that institution at the time of entry to LaG range College. A student may be accepted on probation under the standard probation regulations. All records, including transcripts of all college work attempted, must be com- plete before the student is admitted to LaGrange College. Applicants may enroll at the beginning of any quarter. LaGrange College does not accept D grades. Acceptable credit from a junior college is limited to 100 quarter hours. Credits from senior colleges beyond 145 quarter hours may be accepted, but the LaGrange College residency requirement, the general education cur- riculum, and appropriate major coursework must be satisfied. LaGrange College is accredited by the Commission of Colleges of the South- ern Association of Colleges and Schools and, accordingly, accepts course work from similarily regionally accredited colleges and universities. Transient Students: Students currently enrolled in good standing at another college, may enroll at LaGrange College as transient students. Approval of course work must be authorized by the primary institution on the Applica- tion for Transient Status which is available from the Admission Office. Non-degree Undergraduate Students: Students not working toward a degree may register as non-degree undergraduate students in any course for which they have the necessary preprequisites. An application for Non-degree Under- graduate Student Status may be obtained through the Admission Office. Stu- dents classed as Non-degree Undergraduate Students may become Regular Students by meeting requirements for regular admission. Admission n? Readmission Students: Following an absence from LaGrange College of four or more quarters, any student who decides to return must submit an Appli- cation for Readmission. This form is available from the Admission Office. Students who have been absent from LaGrange College for three quarters or less may re-activate their file in the Registrar's Office. These students do not need to apply for readmission. In the event that a student seeking readmission has attended another insti- tution as a transfer (not transient) then that student when readmitted is treated as a new transfer student and is subject to the Bulletin in force at the time of transfer back to LaGrange. On the other hand, students who have not attended another institution are generally governed by the catalog in force at the time of their initial admission. An exception is that students who have been out of school for four calendar years or more re-enter under the Bulletin in force at the time of readmission and resumption of study. International Students: Admission as an international student requires a TOEFL examination with a minimum score of 500 for students for whom English is not their first language. Documentation of completion of the 109 level from one of the ELS Language Centers may be substituted for the TOEFL requirement. Also required are translated and certified documents attesting to academic performances in secondary school and university, if applicable. The Dean of Admission should be contacted for the current interpretation of the regulations concerning obtaining a Student Visa. If the prospective student is in the United States, an interview at the College is desirable and may often be substituted for a TOEFL score. ADMISSION TO NURSING PROGRAM The nursing program functions within the general admission policy of the College and has several additional requirements: 1. SAT scores (minimum Verbal 4(X) and Mathematics 350). 2. Two letters of reference, one from an educator or employer, and one from a personal acquaintance. 3. Health records. An interview with a member of the nursing faculty may also be required. Information regarding these requirements will be mailed to the student fol- lowing acceptance by the College. A nursing course completed in another nursing program, with a grade of 75% or higher, may qualify for transfer credit depending upon course con- tent. An audit of specified courses may be required for transfer students. Con- tact the Nursing office for complete information. Advanced placement by testing or through a transition course is available for Licensed Practical Nurses. Further information regarding advanced place ment may be obtained from the Nursing Office. 18/ Financial Information Payment of Charges All charges for the quarter are due and payable at registration, and each student is expected to pay at that time. LaGrange College has no plan for making monthly or deferred payments. Realizing that some families prefer to pay charges on a monthly basis, the College has made arrangements with Academic Management Services to offer interested parents this type service. The plan is an agreement between the parent and the company; there is no involvement by LaGrange College in the agreement. For additional information, contact the Director of Financial Aid. Expenses 1. Admission Application for Admission (not refundable) $ 20.00 2. Tuition A. (1) (undergraduate) per quarter hour 119.00 (2) Normal Load (17 Hrs.), per quarter 2023.00 (3) Nursing (NSG) Courses per quarter hour 140.00 (4) Graduate (MBA, MED) Courses per quarter hour 150.00 B. Private Lesson Fees (in addition to tuition charge) Piano (1 hr. credit) per quarter 150.00 Voice (1 hr. credit) per quarter* 150.00 Organ (1 hr. credit) per quarter 150.00 C. Semi-Private lesson fees (in addition to tuition, and as available) 100.00 D. General Fees Required of Every Student Enrolled (l)less than 12 hours 30.00 (2)12 hours and over 65.00 E. Course Fees Select Courses Science Lab 50.00 Computer Science, Business Administration 440 40.00 Nursing Lab, per lab credit hour 12.00 English 010 160.00 Full-time students enrolling In voice classes may take MUS 150 without additional tuition charge. Financial Information |^9 F. Summer Quarter Summer Quarter charges are listed in the Summer Quarter brochure. Students may write for information regarding offerings and charges. C. Audit (per quarter hour) $ 50.00 All requests for audit courses must be approved by the instructor and Academic Dean. No new freshman student may audit any course during the first quarter of residence at LaCrange College. 3. Room and Board (per quarter) Henry, Pitts and Hawkes 1135.00 Boatwright and Turner 1110.00 (Note: All students living in dormitories are required to pay room and board.) 4. Private rooms are available at additional charge: 200.(X) After the beginning of the quarter any student occupying a double room alone will be charged single rates. If two or more students are occupying double rooms on a single room basis and do not wish to pay single rates, it is the responsibility of the individual students to find a suitable roommate. Willing- ness to accept a roommate will not constitute grounds for waiv- ing this single room charge. 5. Fees Miscellaneous Graduation (Regardless of Participation) Undergraduate 40.00 Graduate 80.00 Late Registration 20.00 Personal checks failing to clear bank 15.00 Student Identification Card Replacement Fee 5.00 Documents Fee (International Students) 150.(X) Parking Permit 5.00 Testing Fee (All New Students) 56.00 Room Deposit 100.00 201 Financial Information Summary of Standard Charge Non-Dormitory Students: Per Quarter Per Year Tuition, Undergrad., Non-Nursing $2023.00 $6069.00 General Fees 65.00 195.00 2088.00 6264.00 Pitts, Boatwright Hawkes, and Dormitory Students: Henry Turner Tuition 2023.00 2023.00 6069.00 General Fees 65.00 65.00 195.00 Room and Board 1135.00 1110.00 3330.00 3223.00 3198.00 9594.00 All LaGrange College undergradute degree-seeking students taking 12 hours or more who have been residents of the state of Georgia for twelve consecu- tive months are eligible to receive a tuition equalization grant regardless of need. The amount of this grant for 1992-93 is $1000. State of Georgia Tuition Grants MUST be applied for at registration in order to be processed within the time limit set by the State. Failure to apply on time means the student will not receive the State Tuition Grant and will personally have to pay the amount of the grant. Depending on individual requirements, a student may expect to spend $600.00 to $900.00 per year on books and personal expenses. The above charges are applicable to an academic year of three quarters duration. Summer Quarter costs and curriculum are available in a separate bulletin. Nursing students should consult with the Nursing Division concerning required nursing supplies and their projected costs. All students must present proof of health insurance at the time of registra- tion. If the student has no insurance, the college will make a charge for limited coverage group sickness and accident insurance. Transcripts of grades are withheld for any student who has a financial obli- gation to LaGrange College. Financial Information 1 2^ Refund Policy No refund of charges of any nature will be made to any student who is suspended or dismissed for disciplinary reasons. No refunds will be made for courses dropped after dates established by the school calendar. In the event of complete withdrawal from college after registration, refund of tuition will be made from date of registration to date of official withdrawal on the following basis: Regular Graduate 7-Week School Year Summer Summer Withdrawal % Refund % Refund % Refund During Drop/Add 100 100 100 Within 14 days 80 40 60 Within 21 days 60 No refund 40 Within 28 days 40 No refund After 28 days No refund No refund for room or board will be made to any student who withdraws from the dormitory after registration. For a student withdrawing from col- lege, a charge of $15.00 per day from date of registration to date of official withdrawal will be made in board. There is no refund of room deposit if student does not enroll. Students eligible for the State of Georgia Tuition Grant must be enrolled for a minimum of 14 days after the drop/add period to receive credit for the grant. The College will not be responsible for loss of or damage to students' per- sonal property. 22/ Financial Planning Philosophy LaGrange College believes that the student and family should contribute to the educational expenses of attending college to the extent of their ability to do so. When family resources do not meet the total costs of attending this institution, a financial need is established. We at LaGrange College will do all we can to assist you in meeting that need. The student should be pre- pared to assume a measure of responsibility through limited work or through borrowing a reasonable portion of any financial need. Foreign students are not eligible for scholarships or financial aid unless they hold permanent residency status. All aid is awarded without regard to race, sex, sexual prefer- ence, creed, color or national origin. General Information Financial need is computed by using a standard need analysis system with confidential information submitted by parents and students. The Financial Aid Form (FAF) administered by the College Scholarship Service is the need analysis preferred by LaGrange College. However, we will accept any of the federally approved need analysis documents. Applicants for financial assistance need not be accepted for admission to apply. However, the student must be accepted for enrollment before an official aid award can be made. Financial aid awards are made for each aca- demic year. Therefore^ students must complete a need analysis each year. Procedure for Applying for Financial Aid 1. Apply for admission to the college through the Admission Office. 2. Submit the FAF to the processor for processing as soon as possible after January 1. This form may be obtained from high school counselors or the Office of Student Financial Planning at the College. Students whose financial aid file is completed by May 1st get preference for aid. Stu- dents completing files after that deadline will receive grant assistance if funds are available. 3. Submit the LaGrange College Financial Aid Application to the Office of Student Financial Planning. This form is available upon request. 4. All Georgia residents should complete and submit the Georgia Student Grant Application for the Georgia Tuition Equalization Grant to the Office of Student Financial Planning. This form is available only from private colleges in Georgia. It may be completed in advance of regis- tration or at registration but no later than the last day of late registration. Financial Planning 1 23 5. Transfer students requesting assistance must submit a Financial Aid Tran- script (FAT) from all post-secondary institutions previously attended whether or not financial assistance was received. These forms may be obtained by contacting the Office of Student Financial Planning or the institutions previously attended. Determination of Eligibility for Need-Based Assistance The College annually prepares a cost of attendance budget which is com- posed of tuition and fees, room and board, books and supplies, transporta- tion and miscellaneous expenses. The expected family contribution (EFC) as determined by the processed Need Analysis document is subtracted from the appropriate budget and the remainder is unmet need. The Office of Student Financial Planning then prepares a financial aid award based on this unmet need. Funds are awarded to students as their financial aid file is completed. Budgets for 92-93: Undergraduates residing in the dormitories $11,385 Undergraduates residing with parents 9,207 Undergraduates residing elsewhere 15,402 Nursing students residing in the dormitories 13,143 Nursing students residing with parents 10,965 Nursing students residing elsewhere 17,160 Graduate students residing in the dormitories 9,868 Graduate students residing with parents 7,990 Graduate students residing elsewhere 13,885 RIGHTS AND RESPONSIBILITIES OF A FINANCIAL AID RECIPIENT Student Eligibility A. Be a U.S. citizen or permanent resident of the United States. B. Be accepted for admission or currently enrolled in an approved degree- seeking program at the College. C. Be making Satisfactory Academic Progress toward the completion of your course of study according to the "Academic Probation Regulations" and "Satisfactory Academic Progress" policies published in the LaGrange College Bulletin. D. Not be in default on a Perkins/National Direct Student Loan or Stafford Loan/Guaranteed Student Loan nor owe a refund on any Pell Grant or Sup- plemental Education Opportunity Grant received while attending any post- secondary institution. Student Financial Aid Policy Each year the Office of Student Financial Planning receives request for more funds than are available. First priority for assistance awarded goes to 241 Financial Planning eligible students who are enrolled full-time in pursuit of the first baccalaure- ate degree. Students who are enrolled at least half-time are eligible for assistance. Special students (those not enrolled in a degree seeking program), transient students and unclassified graduate students are not eligible for any type of assistance. Students who received aid awarded by the College during the academic year will be given preference for summer awards contingent upon availability of funds. Students who receive academic scholarships are not required to complete a "need analysis" document although all students are encouraged to do so. All undergraduate Georgia residents must apply for the State Student Incen- tive Grant and the Georgia Tuition Equalization Grant. Any aid that a student receives or expects to receive from any outside source must be reported to the Office of Student Financial Planning. This includes scholarships, grants, and loans. The receipt of such aid may result in a reduction, cancellation, and/or repayment of your need based assistance. Disbursement of Funds Pell Grant, Supplemental Educational Opportunity Grant, Perkins Loan, Georgia Tuition Equalization Grant, Academic Scholarships, State Incentive Grant and Institutional Grants are automatically credited against the student's charges and are reflected on the charge sheet at registration. Perkins Loan recipients must sign a promissory note at registration and complete an initial interview questionnaire. Funds from the Stafford Loan program come to the College in the form of a check payable to the student and sometimes the College. Recipients must sign a copy of the check to receive loan proceeds and first time bor- rowers must complete a counseling form prior to disbursement. Loan pro- ceeds for first time first year borrowers will be held for the first 30 days of the enrollment period. All work programs are paid monthly directly to the student. Payroll checks are mailed to the student's campus post office box on the 10th of the subse- quent month. Exception: a student who owes a balance to the Business Office must collect their check from the Business Office. Determination of Placement for Employment Students are first assigned employment in their designated choice of posi- tions until such time as all those positions are filled; placements are then assigned according to the need of other departments and areas on campus requesting student assistance. Financial Planningl25 Off Campus Employment Local businesses employ students in part-time positions. Such employment is usually arranged by the student and not the College. The Office of Career Planning and Placement maintains current job opportunity information and can advise students concerning employment opportunities and responsibilities. Responsibilities of Financial Aid Recipients 1. You must get a campus post office box (there is no charge). 2. You must let the Office of Student Financial Planning know any time that you drop classes, or fail to enroll as a full time student (12 or more hours). 3. You must notify the Office of Student Financial Planning any time you change your living arrangements from that which you designated on the Need Analysis document you originally filed (if you move home, move on campus, or if you move elsewhere). 4. You must notify the Office of Student Financial Planning of changes in you household size and number in post-secondary institutions at any time during the award year when said changes occur. Work Aid and College Work Study Rights and Responsibilities 1. Job assignments are available in the Office of Student Financial Planning the day after registration. You must come by personally to get your assignment. 2. Earnings from work are not credited at registration. Time sheets are due on the last working day of the month. There is no penalty for failure to work your hours, except that you are not compensated for hours not worked. Payroll is run monthly. 3. in accepting assistance from either work program you are agreeing to per- form satisfactory work as determined by your supervisor. An annual evalu- ation is filed with the Office of Student Financial Planning. 4. Scheduling of hours will be mutually agreed upon by both the student and the supervisor as determined by the quarterly class schedule and work load of the office. 5. Transfers from one position to another will be done at the supervisor's request. Transfers due to unsatisfactory work habits can result in loss of eligibility for either work program. 6. Unexcused absences from work will not be tolerated. Three unexcused absences can result in termination of eligibility. You should always notify your superior when an absence is necessary, in advance, if possible, so your position can be covered. 261 Financial Planning 7. You are not allowed to work more than the number of assigned hours, if you do, you will not be compensated. 8. Recipients of work must complete a W-4 federal withholding form and an 1-9 form with the college Business Office. Satisfactory Academic Progress Policy The Higher Education Act of 1965, as amended by Congress in 1980 and 1986, requires that a student be maintaining Satisfactory Academic Progress in their course of study in order to receive any Title IV financial aid. Satis- factory progress will be implemented throughout the entire course of study prior to and including periods when a student receives Title IV aid or state aid. The minimum academic progress requirements for all students, whether or not they are receiving Title IV aid or state aid, are those academic require- ments imposed by LaG range College as stated in the LaGrange College Bulletin section titled "Academic Probation Regulations." Academic proba- tion or suspension are the same for enrollment as for financial aid eligibility. (If a student is allowed to continue enrollment on probation they continue eligibility to receive financial aid; if they are suspended from enrollment their future eligibility for financial aid is terminated). The Dean of the College is charged with the responsibility of monitoring this part of the Satisfactory Aca- demic Progress Policy. Once the determination of enrollment eligibility is assessed, the Dean follows with a memo to the Office of Student Financial Planning showing those students who have been suspended from enrollment. This part of the policy is monitored quarterly. A student must have a 2.0 cumulative GPA at the end of the second year (regardless of course load) or that which is consistent with the institution's policy governing academic progress. LaCrange's policy requires a 1.65 at the end of the 1st year, a 1.75 at the end of the 2nd year, a 1.85 at the end of the 3rd year and a 2.0 at the end of the 4th year. The policy of the institution will be the deciding factor in assessing Satisfactory Academic Progress. Beyond those minimum requirements, there are some others for Title IV aid recipients and the recipients of the Georgia State Tuition Equalization Grant. Title IV aid programs are Pell Grant, Supplemental Educational Oppor- tunity Grant, College Work Study, Perkins Loan, Stafford Loans, PLUS/SLS, State Student Incentive Grant and the State Tuition Equalization Grant. If a student accepts aid from any program listed above, the student must earn at least the following number of cumulative credits based on full-time status (17 hours per quarter to be on schedule for graduation in 4 years) according to the following sequence of academic quarters: Financial Planning 127 At the End You must have earned a of Quarter minimum number of hours 3 30 6 65 9 115 12 155 15 195 This means that students who drop courses, withdraw frequently, fail to complete courses (incompletes), repeat courses, or take courses not related to their degree objective would not be considered to be making Satisfactory Academic Progress as they would not graduate within the specified 15 quarter time frame. LaG range College does not offer non-credit remedial courses. TO MAINTAIN ELIGIBILITY FOR TITLE IV FEDERAL AID PROGRAMS OR STATE PROGRAMS A STUDENT MUST MEET ALL THREE (3) CRITERIA SPECIFIED: GRADE POINT AVERAGE, MINIMUM NUMBER OF HOURS EARNED, AND BE WITHIN THE 15 QUARTER TIME FRAME. Students who do not meet the Academic Probation Regulations of the insti- tution, i.e. are suspended, do not earn the number of hours required or who exceed the time frame will have all sources of federal and state assistance terminated at the time that such determination has been made. Students who have their financial aid terminated may have their aid rein- stated pending approval by the Office of Student Financial Planning Appeals Committee and the availability of funds at that time. Information on Satisfactory Academic Progress for part-time students is available from the Office of Student Financial Planning. This policy is monitored quarterly for suspensions and time frame, and annually for the minimum number of hours required. The GPA requirement (since it is the same as the Academic Probation Policy of the Institution) will be monitored by suspending aid for those students who are suspended from the institution by the Academic Dean. The time frame and number of hours earned will be monitored by the Director of the Office of Student Financial Planning utilizing the academic records of the College to insure that the stu- dent has earned the required number of hours per the specified time incre- ment (3 quarters). Conditions of Reinstatement The Financial Aid Appeals Committee may set specific terms for re-attaining eligibility which may include a student's paying his/her own expenses for a specified time or for a specified number of hours. Any special terms for read- mission to the College will also play a part in re-establishing eligibility. It will be the responsibility of the student to notify the Financial Aid Office once any special requirements have been met. 261 Financial Planning Appeal Procedure A student may appeal the denial of aid (with the exception of the fifteen quarter time limit) if mitigating circumstances have occurred. This appeal should be submitted in writing to the Director of the Office of Student Finan- cial Planning who will submit the appeal before a Financial Aid Appeals Committee. (This letter of appeal should include (a) reason for failure to meet whichever requirement was not met and (b) reasons why aid should not be terminated.) The Committee, for purpose of hearing the appeal, shall con- vene within two weeks of the date of receipt of the written appeal and shall inform the Director of their decision in writing who will then inform the stu- dent of the decision within one week of the hearing. FEDERAL TAX LAW The Tax Reform Act of 1986 contained provisions regarding the federal income tax treatment of scholarships and grants. If a student receives scholar- ships or grants from LaCrange College or any other source, that student should be aware of the following: Under the law, only qualified scholarships or grants may be excluded from the recipient's gross income. Qualified Scholarships or Grants are amounts awarded to degree seeking candidates and used for tuition, required fees, books, supplies and equip- ment required for courses of instruction. If the award specifies that any por- tion of the scholarship or fellowship may not be used for these described expenses or if it designates any portion of the award for purposes other than those expenses just described (room, board, transportation, or living expenses), those designated amounts are not qualified scholarships or grants. Awards in excess of the described expenses are to be included in the recipient's gross income (an unearned income). Included within the definition of scholarships and grants and thus possibly subject to taxation, are scholarships and grants awarded on the basis of aca- demic merit, talent, financial need or any other factors; state and federal grants, including Pell Grant; athletic grant-in-aid; and tuition remissions or reductions (resident assistant grant). Awards may come from LaCrange College, from state or federal agencies, or from private organizations. Any cost related to room and board for which the student receives finan- cial aid in the form of a grant or scholarship will be fully taxable. Resident Assistant and SIMS Scholarship recipients will be affected by these provisions. It is important that the student keep copies of documents which will estab- lish the amounts of scholarships and the amount paid for tuition, required fees, books, supplies and course-related equipment. Records might include award letter from the Office of Student Financial Planning, check stubs from scholarships, charge sheets from registration, receipts from the Business Office and receipts for the purchase of books, supplies and equipment. Financial Planning 1 29 Neither LaG range College nor any other awarding agency is required to report scholarships or grants to the Internal Revenue Service; reporting of such income for tax purposes is the sole responsibility of the recipient Estimated Tax: The grantor of a grant or scholarship does not withhold taxes. With no withholding the student may be liable for the payment of estimated taxes. Generally, you must make estimated tax payments if your estimated tax pay- ment will be $550 or more for the tax year. If you do not pay enough esti- mated tax you may have to pay a penalty. This information is not intended as tax advice and the student is encouraged to seek the assistance of a tax advisor. For more information pertaining to the taxability of grants and scholar- ships the student may wish to order publication 520 from the Internal Revenue Service. The address is P.O. Box 25866, Richmond, VA 23289. Verification of Financial Aid Application Data Verification is the process by which the Office of Student Financial Plan- ing checks reported application data against appropriate documents utilized to complete the Need Analysis form. Federal regulations require that we verify at least 30% of the applications that we receive. Those selected are those specified by the processor which are determined by a federal edit check system. We also reserve the right to verify any application not selected by the edit system. No financial aid award will be made nor loan application certified until the verification process has been completed. DOCUMENTS THAT MAY BE REQUIRED ARE: 1. Federal tax returns for both the student and the parent for the previous tax year (W-2 forms issued by employers are not tax returns). 2. Year-end documents or written certification issued by the Social Security Administration regarding annual amount of benefits paid to a household. 3. Marriage license, divorce decrees, proof of separation for married couples (both parents and student). 4. A written statement that parents will not claim an independent student or graduate student for the subsequent tax year. 5. Documents showing the amount of child support received in the house- hold of a divorced or separated student or parent. 6. A list of family members including age and post-secondary Institution of each family member of the applicant. 30IFinancial Planning 7. Any source of income not reported on the tax return. 8. Benefits paid from the Department of Family and Children Services for Aid to Families to Dependent Children. 9. A notarized statement that no tax return was filed and that no income from work was earned. 10. Federal tax returns back to 1985 for both the student and parent to deter- mine dependency status of the applicant. Deadlines for Submitting Verification Documents LaCrange College's Office of Student Financial Planning will notify the applicant, upon receipt of the processed need analysis document, if specific documents are required. If no documents are required the applicant will receive an official award notification. Documents must be received at the College within 30 days of notification or no award will be processed. Correction of Need Analysis Data If errors are detected during the verification process, corrections for all programs with the exception of Pell Grant will be done in-house on the PC; errors on Pell Grant Student Aid Report documents will be made and returned to the applicant for appropriate signatures and mailing instructions to get corrections made. Referrals If an institution has reason to believe that the information on an applica- tion is incorrect and has made a determined but unsuccessful effort to resolve the problems, the institution may refer the case to the Department of Education. Suspected Fraud Institutions are required to refer applicants who may have engaged in fraud or other criminal misconduct in connection with the aid application to the Office of the Inspector General of the Department of Education, or, if more appropriate, to a State or local law enforcement agency having jurisdiction to investigate the matter. Fraud may exist if the institution has reason to suspect: false claims of independent student status; false claims of citizenship or eligible noncltizen status; use of false identities; forgery of signatures or certifications; false certification (e.g., Drug-Free Workplace, educational purpose); and false statements of income. a pattern of mis-reported information from one year to the next. unreported prior loans or grants, and receipt of concurrent full grants during one award year. Financial Planning! 3^ REFUND AND REPAYMENT POLICIES REFUND POLICY: The refund policy for students withdrawing is oulined in the catalog under "Refund of Fees" and ranges from 90% the first 7 days of classes to 40% through the 28th day of class. Georgia residents receiving credit for Tuition Equalization Grant nnust be con- tinuously enrolled for 14 days beyond drop/add to receive the funds. Course drops reducing courseload below 12 hours will result in the loss of these funds. Students on financial aid will not receive refunds until funds representing financial aid awards have been applied back to the respective accounts. Normally the refunds will be returned to the program on a prorated basis and according to the components of the financial aid package. LaGrange College does not advance any funds to students prior to the date of registration for that period of enrollment. Financial aid is considered to be used first for direct educational costs tuition and fees, room and board, if in College housing. Therefore, if a stu- dent withdraws and is scheduled to receive a refund of tuition and fees, funds will be returned to the appropriate program(s) from which the student receives funds and the balance to the student. Students who receive cash disbursements on or after registration for that enrollment period will be assessed liability for repayment of the appropriate percentage of the refund due the title IV programs upon withdrawal, expul- sion, or suspension. REPAYMENT POLICY: Some programs have specific repayment provisions for students who withdraw. If the refund is insufficient to cover the required repayment, it will be the responsibility of the student to make the necessary repayment. A student owing a repayment to any federally-sponsored student aid program cannot receive any type of federally-supported student aid disbursement for future enrollment periods unless repayment arrangements have been made with the Office of Student Financial Planning. ALLOCATION POLICY 1st to NDSL/Perkins 2nd to GSL 3rd to Pell 4th to SEGG 5th to State Grant 6th to Institutional Grants 7th to Student/Family 321 Financial Planning LOAN REPAYMENT Student Loans are a form of financial assistance that must be repaid at some specified time in the future: STAFFORD LOAN; has a six month grace period; interest is 8% for the first four years of repayment and 10% for the last six years of repayment. There is no penalty for pre-payment on the loan while in the grace period. Maxi- mum repayment period is 10 years. PERKINS LOAN: Has a nine month grace period: interest is 5% for the dura- tion of repayment. There is no penalty for payments on the loan while in the grace period. Maximum repayment period is 10 years. SAMPLE REPAYMENT SCHEDULE WITH APPROPRIATE INTEREST RATES Based on 120 months (10 year) repayment schedule Amount Borrowed Payments at Various Interest Rates 5% 8% 10% $100 $30.00 $ 50.50 $ 50.63 500 30.00 51.85 52.32 1000 30.00 51.18 51.64 1500 30.00 50.78 50.84 2000 30.00 50.62 50.72 2500 30.00 50.01 50.56 3000 31.82 50.44 50.00 3500 37.12 50.22 50.15 4000 42.43 50.20 52.85 4500 47.73 54.59 59.46 5000 53.03 60.66 66.06 5500 58.87 66.73 72.67 6000 63.64 72.79 79.28 6500 68.94 78.86 85.88 7000 74.25 84.93 92.49 7500 79.55 90.99 99.10 8000 84.85 97.06 105.70 8500 90.16 103.13 112.31 9000 95.46 109.19 118.92 9500 100.76 115.26 125.52 10000 106.07 121.32 132.13 Financial Planning 1 33 Resources of Financial Aid SCHOLARSHIPS All students who are accepted for admission to LaGrange College are included in the applicant pool from which scholarship recipients are selected. LaGrange College does not award athletic scholarships for any athletic pro- gram. Academic scholarship recipients are notified in early spring regarding awards and award amount for the subsequent school year. All correspon- dence regarding scholarships should be with the Director of the Office of Student Financial Planning and never with the donors. Endowed Scholarships The College has available, through the generosity of individuals, corpora- tions, and foundations a number of endowed scholarships which are administered by the Office of Student Financial Planning. These endowed scholarships are listed below: THE SARA QUILLIAN BALDWIN SCHOLARSHIP FUND was established in 1978 by Mr. and Mrs. Robert M. Turnell, other family and friends. Mrs. Baldwin is an alumna, class of 1901. THE WILLIAM HENRY BELK SCHOLARSHIP was established in 1972 through the efforts of Mr. James G. Gallant and is awarded annually with special consideration to Presbyterian students or graduates of Rabun-Gap Nacoochee School. THE CYNTHIA MAUDE BIRDSONG THOMPSON MEMORIAL SCHOLAR- SHIP was established in 1990 by the Reverend Julian Frank Thompson and his widow Mrs. Ruby Oakley Thompson in memory of the Reverend Thompson's mother who attended LaGrange College from 1896 to 1898. This fund will provide annual scholarships to deserving students who are of good character, show academic promise and who need financial assistance to attend LaGrange College. THE J.K. BOATWRIGHT, JR. SCHOLARSHIP is awarded annually in memory of J.K. Boatwright, Jr., a long time trustee and friend of the college. The scholarship is awarded to students with good character who demonstrate academic promise with preference to business and accounting majors who have financial need. THE ROSA WRIGHT BOYD SCHOLARSHIP was established in 1989 by Mr. John W. Boyd, Sr., in his will, to memorialize his mother Mrs. Rosa Wright Boyd, an 1898 alumna. These scholarship funds will be awarded to deserv- ing students who need assistance to attend LaGrange College. THE BUCHHEIDT SCHOLARSHIP FUND was established in 1962 through initial gifts from the Public Welfare Foundation, Washington, D.C. to assist students in receiving an education. 341 Financial Planning THE CAROLYN DRINKARD BURGESS SCHOLARSHIP FUND was estab- lished in 1990 through gifts of alumni, friends, and family of Mrs. Burgess upon her retirement from the College after 30 years of service. THE FLORA GLENN CANDLER SCHOLARSHIP was established in 1977 by Mr. Charles Howard Candler, Jr. in memory of his mother Mrs. Flora Glenn Candler, a 1898 alumna of the College and the daughter of a Methodist min- ister, the late Reverend Wilbur Fisk Glenn. THE JOSEPHINE A. CASE ART SCHOLARSHIP was established in 1980 Preference is given to a junior for excellence in art scholarship and promise by "achievement" in that field. It was established by Mrs. J. A. Case and her husband Leiand D. Case. THE THOMAS WOODARD CLIFTON ENDOWED SCHOLARSHIP was established by the Board of Trustees of Walter Clifton Foundation, Inc., a Georgia nonprofit corporation ("Foundation") in 1989 in memory of Mr. Thomas W. Clifton in light of his emphasis placed on the support of educa- tion. The recipient shall be selected based on qualifications in the areas of academics, character, involvement in meaningful extra-curricular activities and need for financial aid. THE COKES CHAPEL MEN'S CLUB SCHOLARSHIP was established in 1983 by the Men's Club of the First United Methodist Church of Sharpsburg, Georgia. THE WELBORN B. CODY - COOK BARWICK SCHOLARSHIP FUND was established in 1990 through gifts of Mrs. Welborn B. Cody in memory of her late husband and Mr. Barwick, a former Trustee of LaGrange College. THE jEANETTE STRICKLAND COOK SCHOLARSHIP was established by the will of Mr. Benjamin Lane Cook in 1987. The scholarship is to benefit a teacher in the LaGrange School System or the Troup County School System who desires to further his/her education at LaGrange College. THE EVELYN COPEIAN ENDOWED SCHOLARSHIP FUND was established in 1990 in memory of Miss Copelan, class of 1931, by her sister, Mary Helen Copelan, class of 1935. THE ADELIA MEYERS CORBIN SCHOLARSHIP was established in mem- ory Mrs. Floyd Steward Corbin (Adelia Meyers), alumna, to provide scholar- ships for young ladies of character, ability, and need, with special consideration to students from Augusta, Georgia. THE KATE HOWARD CROSS SCHOLARSHIP was established in 1981 by Virginia F. Prettyman of Chapel Hill, NC to honor Kate Howard Cross, Profes- sor of Latin at LaGrange College. Preference is given to history and English majors. Financial Planning! 35 THE EMILY FISHER CRUM SCHOLARSHIP FUND was established in 1983 by Mr. and Mrs. Remer H. Crum of Atlanta. Mrs. Crum is an alumna, class of 1935. THE ESTELLE JONES CULPEPPER SCHOLARSHIP was established in 1978 by Dolly Jones House, class of 1915. Preference is given to students prepar- ing for the ministry in the United Methodist Church. THE WILSON J. AND ESTELLE JONES CULPEPPER SCHOLARSHIP was established in 1979 by Mrs. Calla Mae Cochran Culpepper. Estelle Jones Culpepper is an alumna, class of '07. THE C. WILLIAM CURRY SCHOLARSHIP FUND was established in 1984 by Mrs. C.W. Curry as a tribute to Mr. Bill Curry, a faithful Trustee and friend of the College. THE DEMPSEY SCHOLARSHIP FUND was established in 1981 by Ruth Dempsey, class of 1934, to honor Mr. and Mrs. R.A. Dempsey and R.L. Dempsey. THE MARY LEHMANN DODD SCHOLARSHIP was established in 1988 by family and friends in memory Mary Lehmann Dodd, class of '29. THE GLEN LONG SCHOLARSHIP was established in 1989 by Mr. Glen Long and will be awarded annually beginning with the 91-92 academic year. THE MAXIE C. ESTES SCHOLARSHIP FUND was established in 1986 by friends and family of Dr. Estes and the LaCrange College Alumni Associa- tion. Dr. Estes served LaCrange College from 1962 to 1986 as the Chairman of the Division of the Fine Arts and Professor of Speech and Drama. THE THOMAS HERNDON ESTES MEMORIAL SCHOLARSHIP was estab- lished in 1988 by Mrs. Lettie E. Cunningham in memory of her brother to assist deserving students who need financial assistance to attend LaCrange College. THE LAURA TURNER FACKLER SCHOLARSHIP was established in 1980 by Dr. and Mrs. William B. Fackler, Jr., class of 1944, and is awarded to a senior belonging to Kappa Delta Sorority. Criteria specified are scholarship, need and character which exemplifys the ideals of Kappa Delta. THE JOHN DARWIN FAVER MEMORIAL SCHOLARSHIP FUND was estafch lished in 1983 by the Mattie T. Faver Trust. THE ELIZABETH STEED FINDLEY SCHOLARSHIP was established in 1989 by Carter V. Findley and other family members to honor Elizabeth Steed Findley, Class of 1930. THE JOHN AND MARY FRANKLIN GRANT was established in 1975 by the Alumni Association of LaCrange College and funded by the John and Mary Franklin Foundation, Inc. The competitive scholarships are awarded based on academic excellence in high school, SAT scores and recommenda- tions of character and personal qualities. 361 Financial Planning THE E.J. GRASSMANN TRUST SCHOLARSHIP FUND was established in 1988 by the E.J. Grassmann Trust in memory of Mr. Grassmann. Scholarships will be awarded based on academic promise, good character and demon- strated financial need. THE LINDA GREEN SCHOLARSHIP was established in memory of Linda Green who died in an automobile accident. This scholarship is awarded to a Troup High School student with preference to a nursing student who will attend LaGrange College. Recipients are selected by the high school and announced at graduation. THE J.R. AND MARY EVELYN BELLE-ISLE GRIGGS ENDOWMENT FUND was established by Mr. and Mrs. James R. Griggs, Jr., in 1980 for scholarships for students majoring in business. THE ROGER S. GUPTILL SCHOLARSHIP is presented annually in memory of the late Dr. Roger Guptill, minister, teacher, and Christian gentleman, to a senior class student majoring in religion and preparing for full-time church service. THE MARY QUILLIAN HARRELL SCHOLARSHIP was established in 1974 in memory of Mary Elizabeth Quillian Harrell by Dr. Luther Alonzo Harrell, her husband, and her surviving children. The Reverend and Mrs. Ralph Moss, Miss Marie Lilias Harrell and Dr. and Mrs. William Asbury Harrell. Mrs. Harrell was a graduate of the class of 1899. Perference is given to children of a South Georgia minister. THE MAMIE LARK HENRY DRAMA SCHOLARSHIP was established in 1978 to honor Mamie Lark Henry, wife of Chancellor Waights G. Henry, Jr., former President of LaGrange College. THE EVELYN POWELL HOFFMAN DRAMA SCHOLARSHIP was established in 1979 by the family as a memorial. Mrs. Hoffman was a graduate of the class of 1930. This scholarship is awarded annually to a freshman through audition. THE HOLMES SCHOLARSHIP FUND was established in 1972 to provide moneys to the general scholarship fund. THE RALPH AND NITA HOWARD SCHOLARSHIP was established in 1990 by Mr. Ralph W. Howard, Jr. to assist a deserving person who must have finan- cial assistance in order to attend college. THE FORREST C. JOHNSON, JR. MEMORIAL SCHOLARSHIP, established by his wife. Memory Southerland Johnson, an alumna, is awarded to a Troup High School graduate who will attend LaGrange College. THE VIRGINIA SPEEGLE KYLE SCHOLARSHIP was established in 1989 by Mr. Joseph H. Kyle in honor of his wife. Awards will be made to meet the needs of deserving students who must have financial assistance to attend LaGrange College. Financial Planning 1 37 THE LAGRANGE COLLEGE GENERAL SCHOLARSHIP FUND provides general scholarships and grants to deserving students based upon need. THE LAGRANGE COLLEGE RELIGION DEPARTMENT SCHOLARSHIPS were established in 1985 by W. Roland Yarbrough, Jr., for a student demon- strating need u'ho is majoring in religion. THE MARY HUNTER LINDSEY SCHOLARSHIP was established in 1976, provided by The Reverend William Oliver Lindsey, Sr. in memory of his wife, Mary H. Hunter Lindsey, class of 1914. This scholarship is awarded to Meth- odist students entering their senior year in college and who are preparing for the full-time ministry. THE WILLIAM R. AND MABEL LOYD ZACHRY - ERNEST T. AND MARY LOYD SCHOLARSHIP FUND was established in 1988 by nieces Dr. Judy Greer, Class of 1957, and Alice Loyd Wade. THE FRANKIE ARNOLD LYLE SCHOLARSHIP was endowed by the will of Mr. Frankie M. Arnold Lyie, class of 1891. Special consideration is given to students from Jonesboro High School and Clayton County. THE FELECIA E. MADDOX MUSIC SCHOLARSHIP was endowed in 1990 under the will of her husband, George M. Maddox. The fund is intended to give financial assistance to deserving students of music. THE MATTOX-ZACHRY SCHOLARSHIP was established in 1987 in mem ory of Kendrick Ware Mattox, Sr., J. Low Zachry and Janie Nail Zachry, and is awarded to students with academic promise and good character with prefer- ence to the last recipient if she/he maintains a 3.0 cumulative GPA. THE LOUISE W. MCCOOK MEMORIAL SCHOLARSHIP FUND was estahh Ijshed in 1985 in memory of Louise W. McCook, wife of Dr. C. Frank McCook, Professor of Religion. THE EUDORA AND WALKER MCGARITY SCHOLARSHIP was established in 1987 by Mrs. Eudora McGarity and daughter Carole McGarity Jacobs, class of 1958. THE WILLIAM LUTHER MCMINN, JR. SCHOLARSHIP was established in 1986 by Mr. and Mrs. William L. McMinn, Sr. in memory of their son who died in an accident on May 15, 1986, while a student at the College. This scholarship is awarded annually to a student who demonstrates academic promise and financial need. THE BETTY YORK MEYERS SCHOLARSHIP was established in 1985 by Mr and Mrs. Alex B. Meyers, class of 1951, in honor of the United Methodist Women of Rose Hill United Methodist Church in Columbus, Georgia. THE C. LAVERN MOBLEY SCHOLARSHIP FUND was established in mem- ory of The Reverend C. Lavern Mobley, a Methodist minister of the North Georgia Conference of the United Methodist Church. 361 Financial Planning THE POLLY SMITH MOORE SCHOLARSHIP was established in 1988 by Polly Smith Moore, Class of 1927. THE HORTENSE HUGHES MOORE SCHOLARSHIP was established in 1988 by Hortense Hughes Moore, Class of 1927. THE MR. AND MRS THOMAS H. NORTHEN SCHOLARSHIP FUND was established in 1947 to provide moneys to the general scholarship fund. THE FRANCES WADDELL PAFFORD SCHOLARSHIP is awarded annually in memory of this alunna, class of 1914, and was funded by Mr. W.E. Pafford. THE PIKE SCHOLARSHIP was established by Mrs. Ruth Pike Key in mem- ory of her father and mother. Christian Nathaniel Pike and Adella Hunter Pike, (1894), on December 29, 1953, and is awarded to Baptist or Methodist students in the senior year who are majoring in religion or religious educa- tion, or who plan to enter a full-time church vocation. Selection of recipients is made by the Department of Religion, the Administration concurring. THE MARGARET ADGER PITTS SCHOLARSHIP was established in honor of Miss Margaret Pitts to provide scholarships for sons and daughters of ordained ministers, $1000 to dependents of Methodist ministers appointed by the Bishops of both the North and South Georgia Conference and $300 annually to dependents of ministers of other denominations and states. THE RANDY POLLARD SCHOLARSHIP was established in 1982 by the LaCrange College Alumni Association in memory of Dr. C. Randy Pollard, Class of 1960. THE PEARL WHITE POTTS SCHOLARSHIP was established in 1981 by her daughters Mrs. Amy P. Burgess and Mrs. Edna Potts. Pearl White Potts is an alumna class of 1894. Recipients will be selected by Mr. James Harlain Fuller IV and Forrest Clark Johnson III. Preference will be given to descendants of Mrs. Pearl White Potts. THE FRANK M. AND JOHN H. RIDLEY SCHOLARSHIP FUND was estab- lished in 1985 through a gift by brothers, Mr. Frank M. Ridley and Dr. John H, Ridley. THE JOHN L SHIBLEY - ARTHUR M. HICKS SCHOLARSHIP was estal> lished in 1986 through gifts from family and friends of Dr. Shibley and Dr. Hicks, both professors of thirty-five years at LaCrange College. Preference is given to a science major. THE JAMES H. AND TERRELLIS P. SMITH SCHOLARSHIP was established in 1976 with preference to descendants of the donor's maternal grandparents. THE HANK SPINKS SCHOLARSHIP was established in 1988 by Mr. and Mrs. Henry C. Spinks of LaCrange in memory of their son. THE G. PHILLIP STEWARD SCHOLARSHIP was established in 1987 by Susan Boleyn, 73, in memory of her husband Phillip Steward. Financial Planning 1 39 THE RAYMOND E. SULLIVAN SCHOLARSHIP FUND was established in 1984 by Mr. Raymond Eugene Sullivan. THE JESSIE RAY WARNOCK SCHOLARSHIP FUND was established in 1988 by Mrs. Jessie Ray Warnock, class of 1927, to assist needy and deserving stu- dents to attend LaG range College. THE THELMA C. AND BENJAMIN M. WOODRUFF SCHOLARSHIP was established in 1985 by Mr. and Mrs. Benjamin M. Woodruff, (Thelma Chunn, Class of 1922), and is awarded to students who demonstrate financial need. ANNUAL SCHOLARSHIP GIFTS THE JEANNE SELLS ADAMS SCHOLARSHIP is awarded annually in mem- ory of this alumna, class of '53 and funded by the Walter Cliffton Foundation. THE ALMONESE BROWN CLIFTON WILLIAMS SCHOLARSHIP is awarded annually in honor of this alumna, class of '56 and is funded by the Walter Clifton Foundation. THE OAKGROVE COMMUNITY SCHOLARSHIP was established in 1987 and is funded annually by the Oakgrove Foundation. Preference is given to students from the Oakgrove Community or to Troup County residents who have good character, academic promise, demonstrated need and who will enter the nursing profession or ordained ministry. THE MATTIE NEWTON TRAYLOR SCHOLARSHIP was established by the Mattie Traylor Sunday School Class of the First United Methodist Church for a ministerial student at LaGrange College. THE LETTIE PATE WHITEHEAD FOUNDATION SCHOLARSHIP AND GRANTS are awarded annually to deserving women students from the south- east who demonstrate need. ORGANIZATIONAL SCHOLARSHIPS Some organizations give financial assistance to students directly or upon recommendation of the Director of Student Financial Planning. Information may be obtained from the Office of Student Financial Planning at the College. THE CHEVRON FRESHMAN SCHOLARSHIP was established in 1985 at LaGrange College. Students must reside in Georgia and must be a mathematic or science major who demonstrates ability and interest in these areas. Heavy weighting is given to leadership and significant participation in extra-curricular activities at the high school level. THE lAGRANGE MOULDING COMPANY SCHOLARSHIP is funded annu ally by the LaGrange Moulding Company. Preference is given to Troup County residents. 401 Financial Planning THE NATIONAL PURCHASING ASSOCIATION SCHOLARSHIP is funded annually by the Purchasing Management Association of West Georgia located in West Georgia. THE UNITED METHODIST SCHOLARSHIPS Seven $500 annual grants are made to students by the General Board of Higher Education of the United Methodist Church and is limited to students in the top 20% of their high school graduating class. OUTSIDE ASSISTANCE The following agencies and foundations are interested in students from the region and offer assistance on a limited basis to students of character, achievement and need. The student should apply directly to the agency or foundation. THE TY COBB EDUCATIONAL FOUNDATION was established by the late Tyrus R. Cobb to assist capable, deserving students who demonstrate need and who reside in Georgia. Scholarships are granted for a period of one aca- demic year but may be renewed for one or more additional years. Scholar- ships are granted to undergraduate students beyond the freshmen year and to students pursuing graduate degrees in law, medicine, veterinary medicine, and dentistry. The Ty Cobb Educational Foundation, P.O. Box 725, Forest Park, Georgia 30051. THE GEORGIA VOCATIONAL REHABILITATION PROGRAM is funded by the State of Georgia and is designed to assist handicapped students. Con- tact the State of Georgia Division of Vocational Rehabilitation Services in your district. THE MILLIKEN SCHOLARSHIP is awarded through the Georgia Founda- tion for Independent College, Inc. for Region III. Applications are made through the plant at which the student or their parent works with recipients selected by the GFIC. THE JAMES LEON AND MYRTICE MARIE K. PEED SCHOLARSHIP for stu- dents preparing for a career as a minister or missionary and who are resi- dents of the South Georgia Conference of the United Methodist Church. Georgia United Methodist Commission on Higher Education and Campus Ministry, 159 Ralph McGill Blvd, NE, Suite 102, Atlanta, Georgia 30365. PICKETT AND HATCHER EDUCATIONAL FOUNDATION This foundation provides loan assistance to residents of the southeastern states who are enrolled as full-time undergraduates in a degree currciulum other than law, medicine, or the ministry. Applicants must have no outstanding educational loans. Pickett and Hatcher Educational Fund, Inc., P.O. Box 8169, Columbus, Georgia 31908-8169. Financial Planningl4^ THE GEORGE E. SIMS, JR. NURSING SCHOLARSHIP, funded by the Fuller E. Callaway Foundation, is administered by the West Georgia Medical Cen- ter and may be available to qualified LaCrange College Nursing Students. The applications deadline for the Sims Scholarship varies each year but is generally in early March. Students interested in obtaining scholarship infor- mation and an application should contact the West Georgia Medical Center administrative office, (404) 882-1411 or write the hospital at 1514 Vernon Road, LaCrange, Georgia 30240. UNITED METHODIST LOAN PROGRAM provides loan assistance to mem- bers of the United Methodist Church based on "need". Brochures and appli- cations may be obtained from the Office of Student Financial Planning. COMPETITIVE SCHOLARSHIPS THE CANDLER SCHOLARSHIP FUND provides scholarship assistance to students with a predicted grade point average of 3.25 or better. These scholar- ships are renewable. THE LAGRANGE COLLEGE RESIDENT ASSISTANT SCHOLARSHIP Recipients are selected by application from currently enrolled students who desire these positions. Applications are taken by the Dean of Student Develop- ment and the Dormitory Directors. Recipients are selected in the spring for the next school year. LOANS The following loan funds may be available for emergency situations through the Business Office. For any other student loan the student should contact the Office of Student Financial Planning for other loan program information. LOUISE PHARR BAYLEN LOAN FUND Preference given to nursing students. STELLA BRADFIELD LOAN FUND was established by relatives in her memory. RUBY CROWE LOAN FUND was established by friends. Preference will be given to senior women students. DAVIDSON LOAN FUND was established by Mrs. J.C. Davidson. THE MARTHA DIXON GLANTON LOAN FUND was established by Mr Henry D. Glanton in memory of his mother. NADINE CRAWFORD SPENCER LOAN FUND was established by Mr. and Mrs. C. Mark Whitehead in memory of Mrs. Whitehead's mother. LAURA H. WITHAM LOAN FUND was established by William S. Witham. 421 Financial Planning FEDERAL FINANCIAL AID FUNDS PELL GRANT. This is an entitlement program and funds are available to undergraduate students having exceptional need. Students may apply for the Pell Grant by filing an approved needs analysis form, provided they autho- rize the release of information to the Pell Grant processor. Grants may range from $200 to $2400 depending upon the individual student's financial need. SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (SEOG). Limited funds are available to undergraduate students having exceptional need. These grants may range from $200 to $900 per year. COLLEGE-WORK STUDY PROGRAM (CWSP). Students who demonstrate financial need and are otherwise eligible may work part time to earn money to help pay their education expenses while attending college. Students are paid the minimum wage and normally are limited to working a maximum of 15 hours per week. Jobs are available in the various administrative offices and various academic divisions. PERKINS LOAN. These loans are available to qualified students who demonstrate financial need. Repayment of five percent (5%) interest and prin- cipal begins nine (9) months after a student graduates or otherwise ceases to be classified as having half-time student status. STAFFORD LOANS. This program enables eligible students to borrow from a bank or other lending institution at an interest rate of eight percent (8%) if the student is enrolled and classified as having at least half-time student status, and if the student demonstrates need as evidenced by filing one of the approved need analysis applications. A separate application is required and may be obtained from the Office of Student Financial Planning or from the lending institution. THE PARENT LOANS TO UNDERGRADUATE STUDENT/AUXILIARY LOANS TO ASSIST STUDENTS (PLUS). This is a program from which parents may borrow up to $4,000 per year to help defray the student's educational costs. Interest is a variable rate with a cap of 12% and will accrue at the time the loan is disbursed and the first payment must be made within 60 days from the date of disbursement. STATE STUDENT ASSISTANCE PROGRAMS To be eligible for assistance from the State of Georgia: (1) The student must be a bona fide Georgia resident, one who has lived in the State of Georgia for 12 consecutive months prior to enrollment and who lives in the state for some purpose other than attending a Georgia institution of higher learning. (2) Both State Assistance Programs require that a student be classi- fied as a full-time student (one who enrolls for a minimum of 12 quarter hours). Financial Planning 1 43 (3) The student must be a U.S. citizen or classified as a permanent resident alien. (4) The student must not be receiving a scholarship or grant from or through any state agency other than Georgia. (5) The student must be enrolled in good standing or accepted for admission in an eligible non-profit post- secondary college or school located in Georgia. GEORGIA STATE TUITION EQUALIZATION GRANT. The GTEG program provides non-repayable grants to eligible Georgia residents who are either attending approved private (independent) colleges in Georgia or certain out- of-state four year public colleges bordering Georgia. The annual award amount is contingent upon funding by the State Legislature. GEORGIA STATE STUDENT INCENTIVE GRANT. The SSIG program pro- vides non-repayable grants to students who demonstrate financial need as determined by an approved need analysis form. The application questions are on the State Specific Need Analysis Forms. LAW ENFORCEMENT PERSONNEL DEPENDENTS GRANT. The LEPD pro- gram provides non-repayable grants of up to $2,000 per academic year to eligible Georgia residents who are dependent children of Georgia law enforce- ment officer, prison guards, or firemen who were permanently disabled or killed in the line of duty. The LEPD Grant is also payable during the summer. Additional information may be required to document eligibility. GSFA SERVICE-CANCELABLE LOAN PROGRAMS The following loans are administered by the Georgia Student Finance Authority (GSFA) for areas of critical need in Georgia. State Direct Student Loan (SDLS) is a Stafford Loan with a service cance lation option for students in an approved critical field program. Each appli- cant must meet federal regulations governing the Stafford Loan Program and GSFA policies concerning residency, program of study, GPA, etc. There is a grace period, prescribed by federal law, before repayment must begin. The interest on the loan is paid for the borrower by the federal government dur- ing most periods of enrollment and during the grace period. Allowable defer- ments are listed on the Promissory Note. In addition, a student may apply for a cash repayable Stafford Loan through the SDSL program. State Sponsored Loan (SSL) is governed by state law and regulation. Each applicant must first apply for a SDSL and be determined ineligible for the maximum loan amount due to federal regulations (i.e., high Expected Family Contribution). Each applicant must meet GSFA policies concerning residency, program of study or teacher certification, GPA, etc. This loan has a six-month grace period. However, the interest is not paid for the borrower by the fed- eral or state government. The interest rate is 8%. ALthough interest payments are not required during enrollment, grace period, or deferment periods, the interest continues to accrue from the day of disbursement of funds. The 441 Financial Planning accrued interest will be added to the principal balance at the time of repay- ment and will be included in the service cancelation. This loan program does not include the critical field of Veterinary Medicine, the National Guard loan, or the cash repayable Stafford Loan. Applications for these loan programs may be obtained from the Office of Student Financial Planning. INSTITUTIONAL GRANT AND WORK PROGRAMS GRANT IN AID is a grant program administered by the Office of Student Financial Planning to supplement the family contribution derived from the need analysis form in meeting need. WORK AID is a college administered work program whereby students may reduce the costs of their college expenses through employment on campus. OFF CAMPUS EMPLOYMENT Local businesses employ student in part-time jobs. Such employment is usually arranged by the student and not the College. The office of Career Planning and Placement maintains current job opportunity information and can advise students concerning employment opportunities and responsibilities. STUDENT FINANCIAL ASSISTANCE FOR GRADUATE STUDENTS Students accepted for admission to the MBA or M.Ed, program may be eligible to borrow $7500 per year through the Stafford Loan Program, provided they meet the following requirements: (1) be a United States citizen or a per- manent resident alien; (2) enrolled or accepted for enrollment as at least a half-time student; (3) be in good standing and making Satisfactory Academic Progress; (4) be free of any obligation to repay a defaulted Guaranteed Student Loan/Federal Insured Student Loan; and (5) not owe a refund on a Pell Grant, Supplemental Educational Opportunity Grant or State Student Incentive Grant; (6) and qualify based on financial need. The maximum cumulative loans a student may borrow is $54,750, including undergraduate loans. Interest of eight (8) percent will accrue, beginning six (6) months after the student ceases to be enrolled at least half time. An approved lender must agree to process the loan. Contact the Office of Student Financial Planning for further information and an application. Financial PlanninglAS VETERANS ASSISTANCE LaGrange College is approved for Veterans Benefits as an institution of higher learning. Eligible students can receive the appropriate benefits while enrolled. The laws which apply to these educational benefits are published in Title 38, United States Code: "Chapter 31 provides benefits for veterans with service-connected disabilities. Chapter 35 provides benefits for sons, daughters, spouses, and widowed spouses of veterans who have died in ser- vice or as a result of a service-connected disability; who have become per- manently and totally disabled as a result of service