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ANNUAL REPORT 
 
-OF- 
 
THE TREASURER 
 
OF THE 
STATE OF GEORGIA 
FOR THE 
Year Ending September 30, 1899. 
 
W. J. SPEER, State Treasurer. 
ATLANTA. The Franklin Printing and Publishing Company. 
Geo. W. Harrison, Stale Prime.. 
 
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LIST OF TREASURERS OF GEORGIA FROM I78I TO i898 INCLUSIVE, WITH TERM OF OFFICE. 
< 
 
James Bryan, 1781. 
 
John Lindsay, 1782. 
 
ou 
 
Joseph Clay, 1782. John Martin, 17SS-4. 
 
>- Seth John Cuthbert, 1785-6. 
 
UJ George Jones, 17S7. Q John Meals, 1788 to 1791. Z John Gibbons, 1792 to 1795. 
 
John Berrien, 1796 to 1800. 
 
>- Edwin Mounger, 1801 to 1805. 
 
George K. Clayton, 1806 to 1825. 
 
< 
OS 
 
James Bozeman, 1820 to 1828. 
 
CO Hines Holt, 1829 to 1832. 
 
John Williams, 1833. 
 
< Z O 
 
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Thomas Haynes, 1834 to 1841. Benjamin B. Smith, 1842. Walter H. Mitchell, 1848 to 1846. William B. Tinsley, 1847 to 1850. J. M. Patton, 1851. Walter U. Mitchell, 1851-2. John B. Trippe, 1853 to 1860. John Jones," 1861 to 1867. N. L. Angier, 1868 to 1872. John Jones, 1872 to 1876. I. W. Renfroe, 1876 to 1880. D. N. Speer, 1880 to 1884. R. U. Hardeman, 1884 to 1896. W. J. Speer. 1896. 
 
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TREASURER'S REPORT. 
 
STATE OF GEOEGIA, TREASURY DEPARTMENT, 
ATLANTA, GA., October 1, 1899. 
 
Hon. A. D. Gaudier, Governor of Georgia. 
1R:--I submit herewith the annual report of this department, showing the transactions of same for the report year ending September 30th, J899. 
 
On the first day of October, 1898, my report of that date 
 
showed a balance in the treasury of 
 
$ 
 
Since that date I have received and certified to the Comp- 
 
troller-General, as shown by table 1 of this report, the 
 
sum of ' 
 
!20 004 57 3,671,932 40 
 
Making the amount chargeable to the treasurer in this office, and the office of the Comptroller-General 
The disbursements for the same period, from October 1st to September 30th, 1899. both inclusive, were 
 
3,791,937 03 3,353,160 37 
 
Leaving balance in the treasury October 1st 
 
$ 438,776 66 
 
Exhibit 1--Account current between the State of Georgia and the Treasurer, showing balance in treasury October 1st, 1898, Receipts and Disbursements, and balauce in the treasury September 30th, 1899. 
Exhibit 2--An itemized statement of the Public Debt, showing date of issue, amounts and date of maturity. 
Exhibit 3--A consolidated statement of Public Debt, together with amount of interest due and when due. 
 
 vi'ifii?r,',^r'l".iiK)K? 
 
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I 
 
6 
 
TREASURER'S RETORT. 
 
Exhibit 4--A list of Insurance and Surety Companies which are required by law to deposit bonds with the State Treasurer. 
Exhibit 5--Shows the assets and liabilities of the State for the year ending September 30th, 1899. 
 
5rf=| oa ^4 
 
9 
<T 
 
BONDED DEBT. 
 
My report for the year ehdihg September 30th, 1898, showed 
 
the bonded indebtedness of the State to be. 
 
$8,031,500 00 
 
On the first day of January of this year, the second installmen t 
 
of bonds, issued under Act of 1887, became due and was 
 
paid off with the Sinking Fund, then in hand, amounting 
 
t0 
 
100.000 00 
 
Leaving valid interest-bearing debt at this date, as shown by 
 
table 
 
- 
 
$ 7,931,500 00 
 
BANKS. 
The banks have been examined and a report of the condition of each one as shown by the last sworn statement made to this office under call of September 5th, together with the statement of the examiner, showing the condition of each bank as he found it on examination, is, according to law, made a part of this report and will be found hereto attached. 
It is gratifying to note the excellent showing made by these useful institutions, and to commend the sound and conservative business rules and methods by which they are conducted, resulting in profit to the stockholder and safety to those who entrust their money to their care. Their business in loans and deposits has largely increased during the past twelve months; good dividends have been paid to stockholders and what is more important, their surplus accounts have received material addition. This last fact is highly important to depositors. It is sound banking, and those banks practicing it cannot be too highly commended for exercising this safe procedure. Indeed, it should be required of all banks using other people's money to first provide a surplus fund from their net earnings in an amount equal to one-fourth of their capital 
 
 Di^nBBHHBManHUMi^H^HnSnfBMRS 
TREASURER'S REPORT. 
stock before paying anything to account of dividends. This would strengthen the banks as well as the confidence of the people in them. Of the one hundred and thirty-seven (137) banks now under the supervision of this department, not a failure has occurred during the past year. Every one is solvent and the interest of their depositors are fully protected as required by the laws of the State. 
Respectfully submitted, 
WM. J. SPEER, Treasurer State of Georgia. 
 
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TREASURER'S REPORT. 
EXHIBIT W. J. Speer, Treasurer, in account with the Slate of Georgia, 
 
DR. 
Balance in Treasury October ls% 1898 From Artist's Tax From Auctioneer^' Tax From Bicyle Tax From Billiard Tax From Cigarette Tax From Costs on fi. fas From Dividends from Stocks From Earnings Northeastern Railroad From Fees Building and Loan Associations From Fees from Inspection Fertilizers From Fees from Inspection Oil From Fees of Officers From General Tax From Hire of Convicts (Old Lea<e) From Hire of Convicts (New Lease) From Insolvent General Tax From Insolvent Poll Tax From Insurance Agents From Insurance Fees From Insurance Tax From Interest from Depositories From Interest on .ft*. Jas From Lightning Rod Tax From Liquor Tax From Lease Indian Springs From Money Refunded From Pistol Tax From Poll Tax From Railroad Tax From Rent Public Property From Rent W. & A. Railroad From Sale of Acts From Sale of Codes From Sale of Supreme Court Reports From Sewing Machine Agents From Sewing Machine Companies From Show Tax From Supreme Court Costs From Surplus from Sale of Wild Lands From Tax on Agencies From Tax on Baseball Parks From Tax on Brewing Companies From Tax on Cold Storage Companies From Tax ou Express Companies From Tax on Futures From Tax on Games From Tax on Gypsies From Tax on Loan Agents From Tax on Patents From Tax on Pawnbrokers From Tax on Peddlers From Tax on Sleeping Car Companies From Tax on Specialists From Tax on Ticket Brokers 
 
S 1,476 40 
427 50 3,400 00 5,222 00 5,2)3 50 
15 50 2,596 00 18,4(14 97 
240 00 15,833 27 12,503 54 
3,043 16 ,2U1,197 26 
25,000 00 50,301 32 
'.1,493 75 5,241 14 7,840 00 12,754 60 58,701 42 8,888 39 
455 51 135 00 142,452 24 110 00 2,269 49 5,290 15 230,489 71 269,044 11 35 75 420,012 00 106 50 1,012 50 5,953 00 3,615 00 1,600 00 4,692 00 1,734 00 260 70 540 00 292 50 2,430 00 1,350 00 3,786 24 8,100 00 672 95 225 00 217 57 45 00 1,890 00 2,584 18 976 09 82 17 90 00 
 
12 ),004 57 
 
 MB--Wi 
 
TREASURER'S REPORT. 
I. 
from October 1st, 1898, to September 30th, 1899. 
CR. 
On account Academy lor Blind, 1898 On account Academy for Blind, 1899 On account Civil Establishment, 1898 On account Civil Establishment, 1899 On account Clerk Supreme Court Costs On account Contingent Expenses General Assembly On account Contingent Expenses Supreme Court On account Contingent Fund, 1898 On account Contingent Fund. 1899 On account Contingent Fund Railroad Commission, 1898 On account Contingent Fund Railroad Commission, 1899 On account Department of Agriculture, 1898 On account Dejartment of Agriculture, 1899 On account Fertilizer Fund On account Geological Fund On account Georgia Normal and Industrial School, 1898 On account Georgia Normal and Industrial School, 1899 On acoount Georgia State Sanitarium, 1898 On account Georgia State Sanitarium, 1889 On account Horticultural Fund On account Indexing Journals On account Indigeut Soldiers' Pensions On account In ?ui a nee Fund. 1898 On account Insurance Fund, 1899 On account of Invalid Soldier's Pension' On account Land Scrip Fund On account Legislative Pay Roll On account Library Fund, 1898 On account Library Fund, 1899 On account Memorial Fund On acoount Military Fund, 1898 On account North Georgia A, & M. College, 1898 On account North Georgia A. & M. College, 1899 On account North Georgia A. & M. College (Insurance) On account overpayment of Taxes On account Penitentiary Fund On account Printing Fund, 1898 On account Printing Fund, 1899 On account Printing Fund Railroad Commission, 1S9S On account Printing Fund Railroad Commission, 1899 On account Printing Supreme Court Reports, 1898 On account Printing Supreme Court Reports, 1899 On account Public Debt On account Public Building Fund, 1898 On account Public Building Fund, 1899 On account Prison Fund On account Repairing Georgia Normal and Industrial School On account repairing School for Deaf On account State Normal School, 1898 On account State Normal School, 1899 On account School lor Colored, 1893 On account School for Colored, 1899 On account School for Deaf, 1898 On account School for Deaf, 1899 On account School Fund, 1898 
 
10 000 09 13,500 00 64^975 00 65.137 50 
777 50 103 40 1,200 00 10 229 80 5,100 54 200 00 400 00 2,500 00 7,500 00 9 026 10 7^86 4$ 
10,450 00 15,300 00 63,833 32 206,250 03 1,617 86 
150 00 237,960 00 
3,428 30 12,225 68 192,500 00 6 314 14 68,474 06 
S89 90 2 121 97 13,372 20 15,107 68 3,000 00 3,000 00 
600 00 3,879 30 2,478 00 8,568 06 12,815 36 
790 71 51 62 4,000 00 3,475 00 437,271 95 2,890 84 14,077 41 83,420 41 456 50 157 95 5,625 00 12,000 00 8,000 00 4,000 00 6,250 00 18.750 00 811.531 00 
 
 10 
 
TREASURER'S REPORT. 
 
EXHIBIT W. J. Speer, Treasurer, in account with the Stale of Georgia, 
 
From Telegraph Tax From Telephone Tax From Temporary Loans From Wild Land Tax 
 
DR. , 
 
3,414 95 7,996 75 100,000 00 
74 38- 3,671,932 46 
 
g 
^ 
 
$3,791,937 03 
 
ss=4 
9 
$ 
 
l& 
 
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TREASURER'S REPORT. 
I.--Continued. from Obtoher 1st, 1898, to September B0tht 1899. 
 
On account School Fund, 1899 
 
.., 
 
On account School of Technology, 1898 
 
On account School of Technology, 1899 
 
On account Solicitors General 
 
On account Special Appropriations 
 
On account Special Pensions 
 
On account State University 
 
On account Stationery, General Assembly 
 
On account Textile Department, 189S 
 
On acemnt Trustees Sanitarium, 1898 
 
On account Trustees Sani'arium, 1899 
 
On account Truslees Unive sity 
 
On account Widows' Pensions, 1S98 
 
On account Widows' Pensions, 1899 
 
Balance in Treasury September 30th, 1899.... 
 
11 
573,082 38 11,250 00 22,500 00 4,765 00 1,135 00 
430 00 8.000 00 
438 67 10,000 00 1,261 80 
659 27 710 68 240 00 222,360 00--3,353,160 36 
438,776 67 83,791,937 03 
 
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Date of Bonds. 
May. 1877 July 1866 July 1866 July 1876 July 1882 April 1883 April 1883 May.. 1883 April 1884 June. 1885 June. 1885 June., 1885 June.. 1885 July . 1885 July.. 1886 April. 1886 Feb . . 188!) Oct.. . 1890 Oct. . 1890 July. 1892 July.. 1892 July.. 1896 July.. 1885 July.. 1885 July. 1885 Oct.. . 1888 
 
EXHIBIT No. 2. A Descriptive List of the Valid Bonds of the State of Georgia, September 30, 1898. 
 
When Due. 
 
Signers of Bonds and Coupons. 
 
~ 
 
1000 Jan 1889 $* 1,000 
 
1,000 July. 1S86 
 
1,000 7 
 
500 July. 1886 
 
500 7 
 
1,000 July. 189H 
 
2,000 7 
 
500 July. 1932 
 
3,000 7 
 
11,000 April 1933 
 
11,000 7 
 
50,000 April 1933 
 
50,000 7 
 
1,000 May. 1933 
 
1,000 
 
96,000 April 1934 
 
96,000 
 
16,000 June 1935 
 
16,000 7 
 
7,000 June. 1935 
 
7,000 7 
 
56,000 June. 1935 
 
56,000 7 
 
7,000 June. 1935 
 
7,000 7 
 
6,000 July. 935 
 
6,000 7 
 
1,000 Jan . 1936 
 
1,000 7  
 
1,000 April 1936 
 
1,000 7 
 
15,000 Feb .. 1939 
 
15,000 7 
 
2,000 Oct . 1940 
 
2,000 7 
 
1,000 Oct . . 194u 
 
1,000 7 
 
1,500 July . 1942 
 
1,500 7 
 
1,000 July- 1942 
 
1,000 7 
 
7,000 July . 1946 
 
7,000 7 
 
1,000 Jan 1915 348,000 4^ 
 
5,000 Jan 191-. 860,000 
 
1,000 Jan . 1915 2,184,000 *% 
1,000 Jan 1900| 100,000 
 
Signature on Bonds, 
1877 Governor and Secretary of State 1866 Governor and Secretary of State 1866 Governor and Secretary of State 1876 Governor and Secretary of State 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1881 Governor 1884 Governor, Secretary of State and Treasurer 1884 Governor, Secretary of State and Treasurer 1884 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer 
 
Signature Coupons. 
 
Treasurer. 
 
Treasurer. 
 
H 
 
Treasurer. 
 
to 
 
Treasurer. 
 
>M 
 
Obligation State University. Obligation State University. 
 
Hawi 
 
Obligation State University. 
 
Obligation State University. 
 
Obligation State University. CD* 
 
Obligation State University. w 
 
Obligation State University. Obligation State University. Obligation State University. 
 
ow*wt 
 
Obligation State University. H 
 
Obligation State University. 
 
Obligation State University. 
 
Obligation State University. 
 
Obligation State University. 
 
Obligation State University. 
 
Obligation State University. 
 
Obligation State University. 
 
Obligation State University. 
 
Treasurer. 
 
Treasurer. 
 
Treasurer. 
 
Treasurer. 
 
 Oct.. . 1888 
 
1,000 Jan . 1901 
 
100,000 4K 1887 Governor, Secretary of State and Treasurer 
 
Treasurer. 
 
Oct.. . 18*8 Oct.. . 188!? Oct.. . 1888 
 
1,000 Jan 1902 100,1'OC 4 k, 1887 Governor, Secretary of State and Treasurer 
 
1,000 Jan 1903 
 
95,000 41, 1887 Governor, Secretary of State and Treasurer 
 
1,000 Jan . 1903 t 5, 0C ) 1887 Governor, Secretary of State and Treasurer 
 
Treasurer. Treasurer. Treasurer. 
 
Oct.. . 1888 Oct.. . 1888 
Oct.. . 1888 Oct.. . 1888 
Oct.. . 1888 
Oct.. 1888 Oct.. . 1888 
Oct... 1888 Oct.. . 1888 Oct .. 1888 Oct . . 1888 Oct .. 1888 Oct . . 1888 Oct . 188S 
Oct . . 1888 
Oct . . 18K8 Oct . . 1888 
Oct . . 1888 
Oct . 1888 
Oct . . 1888 
Oct .. 1888 Oct .. 1888 
Oct . 1888 
Oct. . 1888 Oct . 1888 
Oct . 1888 Oct . . 1888 
Oct . . 1888 
Oct.. 18S8 
July.. 1890 July.. 1890 July. 1890 July..! 1890 
 
1,000 Jan 19'M 1,000 Jan 1905 1,000 Jan 1905 1.000 Jan 1906 t 1000 Jan . 1906 t 5,000 Jan . 1906 t 1,000 Jan 1907 5,000 Jan . 1907 t 1,000 Jan . 1908 1,(00 Jan . 1908 t 1000 Jan 1909 1,000 Jan . 1909 + 5,000 Jan . 1909 t 1,00) Jan 1910 1.000 Jan 1910 t 5,000 Jan 1910 t 1,000 Jan . 1911 
1,000 Jan . 1911 t 5,000 Jan 1911 t i ,000 Jan 1912 
1,000 Jan 1912 t 5,000 Jan 1912 7 1,000 Jan . 1913 1,000 Jan 1913 t 1,000 Jan 1914 
1,000 Jan 1914 t 1.000 Jan . 1915 1,000 Jan .. 1916 5,000 Jan 1916 i 1,000 Jan 1917 1,000 Jan 1917 t 5,000 Tan ,917 t 1,000 Jan 1918 
 
100,001 % 
86,000 V4. 
14,000 4'o 
 
86,000 4>| 
 
9,000 4'., 
 
5,000 V4 
 
75,000 4^ 25,000 4 0, 
 
94,000 i% 
6,000 40, 
73,000 4q 
 
2,000 4'., 
 
25,000 V4 
 
63,000 12,000 25,000 
 
*%%. lA 
 
65,000 41., 
 
25,000 4K 10,000 4^ 
 
73,000 4M 2,000 4M 25,000 i}4 24,000 4i.< 
 
76,000 4K 
 
98,000 4K 2,000 4^ 
 
100,000 4K 65,900 4% 
35,000 V4. 
38,000 h% 
 
7,000 SH 
 
z% 55,000 *% 
46,000 
 
1887 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer 18S7 Governor, Secretary of State and Treasurer I8S7 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer 18S7 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 188/ Governor, Secretary of State and Treasurer 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1887 Governor, Secretary of State and Treasurer . 1889 Governor, Secretary of State and Treasurer . 1889 Governor, Secretary of State and Treasurer . lo89 Governor, Secretary of State and Treasurer . 1889 Governor, Secretary of State and Treasurer . 
 
Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. 
 
H 
to 
a> n 
to H to 
ft 
d 
O to -i 
 
m 
 
m ir m if 
 
T iriiiiiruiimi'i 
 
timamm 
 
 KS 
 
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EXHIBIT-No. 2.--Continued. 
 
*- 
 
Date of Bonds. 
 
When Due. 
 
jj 
 
<D 
 
< 
 
--- '-. 
 
Signers of Bonds and Coupons. 
 
Month 
 
Month 
 
tsf3 
 
S3 Q 
 
Signature on Bonds. 
 
Signature Coupons. 
 
July 890 
July 890 
July 890 
July 890 July 890 July 890 July 890 July 890 July 890 
July 890 July 890 July 890 July 890 July 890 July 890 July 89 July 890 
July 890 
July 890 July 890 
July 890 
July 890 
July 890 July 890 
July 890 July 890 
 
1,000 Jan 5,000 Jan J ,000 Jan 1,000 Tan 5,000 Jan 1,000 Jan 1,000 Tan 5,000 Jan 5,000 Jan 5,000 Jan 5,000 Jan 5,000 Jan 5,000 Jan 1,000 Jan 5,000 Jan 1,000 Jan 5,000 Jan 1,000 Jan 1,000 Jan 1,000 Jan 1,000 Jan 
5,000i.Tan 1,000 Jan 1,000 Jan 5,000;jan 
l,000;jan 
 
1918 $+ 
1918 1919 1919 1919 1920 1920 1920 1921 .922 1923 1924 1925 1926 1926 1927 1927 I9'>8 1928 1929 1929 1929 1930 1930 1930 1931 
 
4.000 3%% 1889 Governor, Secretary of State and Treasurer 
 
50',000 BH 1880 Governor, Secretary of State and Treasurer 
 
23,0 '0 sy9 1889 Governor, Secretary of State and Treasurer 
 
m 52,000 3% 18S9 Governor, Secretary of State and Treasurer 
 
25,000 
 
1889 Governor, Secretary of State and Treasurer 
 
33,000 3% 1889 Governor, Secretary of State and Treasurer 
 
17,000 :\% 1889 Governor, Secretary of State and Treasurer 
 
50,000 3V9 1889 Governor, Secretary of State and Treasurer 
 
100,000 3% 1889 Governor, Secretary of State and Treasurer 
 
100,000 3% 1S89 Governor, Secretary of State and Treasurer 
 
100,000 3H 1889 Governor, Secretary of State and Treasurer 
 
100,000 3% 1889 Governor, Secretary of State and Treasurer 
 
100,000 'AVo 1889 Governor, Secretary of State and Treasurer 
 
50,010 3V,, 1889 Governor, Secretary of State and Treasurer 
 
50,000 3V9 1889 Governor, Secretary of State and Treasurer 
 
25,000 3% 1889 Governor, Secretary of State and Treasurer 
 
75,000 3% 1889 Governor, Secretary of State and Treasurer 
 
85,000 3% 1889 Governor, Secretary of State and Treasurer 
 
15,000 3 V, 1889 Governor, Secretary of State and Treasurer 
 
83,000 3% 1889 Governor, Secretary of State and Treasurer 
 
12,000 3% 1889 Governor, Secretary of State and Treasurer 
 
5,000 3% 
86,000 3Y, 
 
1889 Governor, Secretary of State and Treasurer 1889 Governor, Secretary of State and Treasurer 
 
4,000 3% 1889 Governor, Secretary of State and Treasurer . 
 
10,000 3%. 1889 Governor, Secretary of State and Treasurer 
 
67,000 3% 1889 Governor, Secretary of State and Treasurer 
 
Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. 
Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. 
Treasurer. 
 
H w vaw>. 
W w 
en* 
w 
w c H 
 
 July.. 1890 July.. 1890 July.. 1890 July.. 1890 July.. 1890 July.. 1890 
July.. 1890 July.. 1890 July.. 1890 July.. 1890 July. 1890 May.. 1892 May. 1895 July. 1890 
 
1,000 Jan 1931 5,000 Jan 1931 1,000 Jan 1932 1,000 Jan . 1932 
1,000 Jan . 1933 1,000 Jan . . 1933 5,000 Jan . 1933 1,000 Jan . 1934 
1,000 Jan 1934 1,000 Jan . . 1935 1,000 Jan . 1935 
1,000 Jan . 1922 5C0 May... 1915 
1,000 July. 1926 
 
3,000 3% 30,000 3% 99,000 3% 
1,000 3% 85,000 3% 5,000 3% 10,000 3% 
98,000 3% 2,000 3% 
32,000 3% 1,000 3V2 
207,000 W 287.000 3% 230,000 4 
 
1889|Governor, Secretary of State and Treasurer 1889|Governor, Secretary of State and Treasurer 1889;Governor, Secretary of State and Treasurer 1889,Governor, Secretary of State and Treasurer 1883 Governor, Secretary of State and Treasurer 1889'Governor, Secretary of State and Treasurer 1889JGovernor, Secretary of State and Treasurer 1889 Governor, Secretary of State and Treasurer 1889JGovernor, Secretary of State and Treasurer 1889,Governor, Secretary of State and Treasurer 889 Governor, Secretary of State and Treasurer 1891 Governor, Secretary of State and Treasurer 1894 Governor, Secretary of State and Treasurer 1895 Governor, Secretary of State and Treasurer 
 
Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. Treasurer. 
 
to 
 
H 
 
t 7,936,000 
 
t> 
 
a> 
 
* Past due and for which money in Treasury to pay same when presented for payment. 
 
ej 
 
t Kegistered. 
 
to 
tws _ 
 
33* 
 
w 
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EXHIBIT No. 3. Classification of Valid Interest-bearing Bonds of State of Georgia, Rate of Interest ou Each Series, When Due, and 
Total Amount of Interest per Annum. 
 
oo 
DESCRIPTION OF .BONDS. 
 
ft) 
 
s a 
 
> 
 
to 
 
w 
M to 
 
Fifty-year obligations to State University, act 1881.. . Bonds issued under act 1884. due 1915 Bonds issued under act 1887, beginning with 1898, 
$100,000.00 per annum Bonds issued under act 1889, beginning with July, 1917, 
$100,000.00 per annum Bonds issued under act 1891, due 1922 P.onds issued under act 1894, due 1915 Bonds issued under act 1895, due 1926 
 
282,500 00 7 % 3,392,000 00 
m 1,700,000 00 
1,833,000 00 207,000 00 287,000 00 230,000 00 4 % 
 
9,887 60$. 76,320 00 . . 
 
$ 9,887 50 76,320 00 
 
I 19,775 00 152,640 00 
 
38,250 00 
 
36,000 00 
 
74,250 00 S 
 
32,077 50 4,657 50 
4,600 00 
 
5,022 50 
 
32,077 50 4,657 50 
4.600 00 
 
5,022 50 
 
64,155 00 9,315 00 10,045 00 9,200 00 
 
$ 7,931,500 00 
 
$ 165,792 50$ 5,022 50$ 163,542 50$ 5,022 50 $ 339,380 00 
 
 4HHHn 
 
BfBBBBODBBM^HH^H^BHHI^B^BSBi 
 
EXHIBIT No. 4. 
 
 H 
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t d 
 
^<r> 
 
*Q 
 
% % 
 
"fo '*> 
 
EXHIBIT No. 4. 
Giving names of Insurance and Guarantee Companies which have Deposited Bonds with the Treasurer of Georgia, as required by law, on September 30th, 1898. 
 
Name of Company. 
yEtna Fire Agricultural American Bonding and Trust Company American Fire of Philadelphia American Fire of New York American Security Co British and Foreign Marine British American Continental Connecticut Caledonian Commercial Union Citizens Delaware Fidelity and Deposit Co. of Maryland .. Fire Association of Maryland Fireman's Fund Girard Fire and Marine Germania Greenwich Glens Falls Guardian German American Home of New York Hamburg-Bremen .'.'.'...'.'..... 
 
Description of Bonds. 
State of Georgia State of Georgia and United States. United States State of Georgia State of Georgia State of Georgia United States State of Georgia State of Georgia State of Georgia State of Georgia United States United States State of Georgia State of Georgia State of Georgia State of Georgia United States State of Georgia State of Georgia State of Georgia State of Georgia United States United States 
State of Georgia 
 
Amount. 
 
25,000 00 25,000 00 25,000 00 25,000 00 
 
H 
to H> 
 
25,000 00 d 50,000 00 w 25,000 00 H 
 
25,000 00 25,000 00 
 
w 
 
25,000 00 
 
25,000 00 a 
 
25,000 00 25,000 00 
 
owd 
 
25,000 00 
 
50,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25.,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
y 
 
 Hartford Fire 
 
Hanover Fire 
 
Imperial 
 
Insurance Company of North America "." 
 
Lion 
 
 
 
Lancashire 
 
' 
 
Liverpool, London and Globe of England 
 
Liverpool, London and Globe of New York 
 
London and Lancashire London 
 
Manhattan 
 
Milwaukee Mechanics Magdeburg 
 
...]... 
 
Manchester 
 
National Northern 
 
Fire 
 
. 
 
.. 
 
Norwich Union 
 
North British and Mercantile Niagara 
 
Orient Pacific of New York 
 
:r 
'......... 
 
Phoenix of Hartford 
 
Phcenix of New York 
 
Phcenix of England 
 
.... 
 
Pennsylvania 
 
Palatine 
 
Queen of Ameriea Royal 
 
Rochester German 
 
Scottish Union and National 
 
Springfield Fire and Marine 
 
St. Paul Fire and Marine 
 
Sun Fire 
 
Sun Mutual 
 
.. 
 
Traders 
 
Thames and Mersey Marine 
 
State of Georgia. . . . State of Georgia United States United States State of Georgia State of Georgia State of Georgia United States State of Georgia .. . United States United States United States United States United States State of Georgia United States United States United States United States State of Georgia United States State of Georgia United States United States United States State of Georgia .... United States United States State of Georgia State of Georgia United States State of Georgia United States United States United States United States 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 25,000 00 25,000 00 
 
H 
to 
>H 
 
25,000 00 
 
on G 
 
25,000 00 to 
 
25,000 00 M 
 
25,000 00 
 
25,000 00 
 
25,000 00 25,000 00 w 
 
25,000 00 o 25,000 00 to 
 
25,000 00 1-3 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
uiinitmirimuifi 
 
.". 
 
Hi 
 
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EXHIBIT No. 4-- Continued. 
 
Name of Company. 
Union of'London U. S. Fidelity and Guarantee. "Westchester Western AYilliamsburg City 
 
Description of Bonds. 
United States . . . United States . United States . . State of Georgia State of Georgia. 
 
m <*> 
 
too 
 
Amount. 
 
25,000 00 
 
'25,000 00 
 
25,000 00 
 
25,000 00 
 
25,000 00 
 
$1,700,000 00 
 
H 
to 
 
W> 
on 
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Wft 
hS O SO 
 
 TREASURER'S REPORT. 
 
21 
 
EXHIBIT No. 5. 
Showing Assets and Liabilities of the State of Georgia for Year Ending September 30, 1809. 
 
ASSETS. 
 
Western and Atlantic Railroad (leased for $420,012.00 per 
 
annum) 
 
Northeastern Railroad 
 
186 Shares Georgia Railroad Stock 
 
$ 
 
440 Southern and Atlantic Telegraph Co. stock, indorsed 
 
by Western Union Telegraph Co 
 
VALUE. 
Not estimated. Not estimated. 
29,700 00 
10,000 00- 
 
LIABILITIES. 
Valid interest bearing bonds Non-interest bearing bonds past due, for which money in 
Treasury to pay same, but not presented for payment. 
 
7,931,500 00 4,500 00 
 
Total bonded indebtedness 
 
.$ 
 
Land scrip fund, not funded, on which state pays Univer- 
 
sity Trustees annually 7 per cent, interest 
 
7,936,000 00 90,202 00 
 
Total real debt 
 
I 
 
CONTINGENT LIABILITY. 
*Bonds South Georgia and Florida Railroad, indorsed by the State, due 1899 
 
8,020,202 00 464,000 00 
 
Total liability 
 
$ 
 
8,490,202 00 
 
*The Treasurer of the Savannah, Florida & Western Railroad notified this department that funds for the redemption of these bonds had been placed with a trust company and that bonds amounting to $448,000.00 had beea presented and paid by June 1st, 1899. 
 
 HHmHBMWlaalt 
 
^ 
 
Lo* 
 
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 ^BHHHHB 
BANK EXAMINER'S REPORTS 
-AND- 
BANK STATEMENTS 
Made Under Oath to the State Bank Examiner in Pursuance of Act approved December 18, 1894. 
 
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24 
 
TREASUBEE'S REPORT. 
 
Bank Examiner's Report of the Condition of the Albany Trust and Savings Bank, Located at Albany, Ga., on the 30th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts.. 
 
Demand loans 
 
secured 
 
$ 
 
Demand loans 
 
unsecured 
 
...$ 41,255 58 
 
Overdrafts secured 
Overdrafts unsecured 
 
Bonds, stocks, etc., owned by the bank.. , 
Banking houseFurniture and 
fixtures 
 
Other real estate 
 
Due from ban ks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
27 00 
 
Gold 
 
Silver, nickels 
 
and pennies .. 
 
2 82 
 
Uncollected c'ks 
 
and cash items 
 
Due by the clear- 
 
ing houss 
 
8,931 92 6,323 48 
29 82 
 
Capital stock paid in 
 
25,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz : 
 
Exchange 
 
Interest 
 
2,315 78 
 
Premium 
 
Bents 
 
Profit and loss.. 3,319 23-- 5,635 0L 
 
Due to banks and bankers 
 
in'this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends.. . . 
 
15 03- 
 
Individual deposits, viz. 
 
Subject to ch'k.. 27,195 67 
 
Demand certifi- 
 
cates 
 
Time certificates 
 
Certified checks 
 
Cashier's ch'ks.. 
 
Due to clearing 
 
house 
 
--27,195 67 
 
Notes and bill redisc'nted Bills payable,w including 
time certificates representing money borrowed 
 
Current expenses 
Taxes paid Profit and loss Interest paid 
Protest fees Investment account 
 
1,160 88 144 00 
 
Total.. 
 
$57,845 68 
 
Total. 
 
..$57,845 f>8 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
41,255 58 
 
Good Doubtful .. Worthless , 
 
41,255 5S 
 
Total 
 
$ 41,255 58 
 
Total 
 
$ 41,255 58 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual.) 
 
None. 
 
 I ^^HHH 
 
TREASURER'S REPORT. 
 
2b 
 
Statement of the Condition of the Albany Trust and Savings Bank, Located at Albany, Ga., at the Close of Business September 5th, 1899. 
 
BESOURCES. 
Notes and bills disc'td...$ Investment account Dem'nd lo'ns, 
secured Dem'nd lo'ns, 
unsecured.. 
Overdrafts secured 
Overdrafts unsecured 
Bonds, stocks and other securitiesownedby the bank 
Bnk'g house. Furniture and 
fixtures 
Other real estate Due from b'ks and bank- 
ers in this State Due from.b'ks and bank- 
ers not in this State.... Cash: 
Currencv Gold ....'. Silver, nicke.'s 
and pen'ies Uncol. ch'cks 
and cash items Due by the cl'rg house 
 
42,570 39 141 00 
 
LIABILITIES. 
Capital stock paid in...$ Surplus fuud Undivided profits not car- 
ried to surplus, viz.: Exchange Interest Premium Kents Profit and loss 
 
25,000 00 3,626 81 
 
2,33-2 27 
 
Bue banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends.... 
 
Individual deposits, viz.: 
 
Sub. to check.$ 26,833 8S 
 
Demand certs 
 
Time certs.... 
 
Certfi'd ch'ks 
 
Cash'rs' ch'ks 
 
Due to clear- 
 
ing house... 
 
-- 
 
10 00 26,833 88 
 
Notes and bills redisc.'td. Bills payable, including 
certificates of dep sit representing money borrowed 
 
9,990 13 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
433 90 
 
Total. 
 
55,470 69 
 
Total ...... 
 
$ 55,470 69 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Not in suit 
 
$ 
 
Good 
 
Doubtful .. 
 
42,570 39 Worthless 
 
.$ 42,570 39 
 
Total 
 
S 42,570 39 
 
Total 
 
$ 42,570 39 
 
Loans to officers and directors (firm and individual). As payers, $250 00. 
 
As indorsers, 
 
Amount of above loans made on capital stock, .,,_.,... Number of shares 
 
held, Loaned to others on capital stock, 
 
; number of shares held, 
 
 Lo* 
J 
>*<$> 
S 
 
H9HBHMHHHHMI 
 
26 
 
TEEASUBEB'S REPORT. 
 
HBHHH 
 
Bank Examiner's Report of the Condition of the Commercial Bank, Located at Albany, Ga., on the 31st day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans 
 
L99.451 58 
 
Demand loans 
 
- 3,378 06 
 
Over drafts se5,329 77 
Overdraftsunse1,581 18- - 6,910 95 
 
Bonds, stocks, etc., owned 1,029 42 
 
Furniture and fixtures... ) 8,723 60 
 
8,639 43 
 
Due from banks and bank- 
 
840 64 
 
Due from banks and bank- 
 
ers not in this State ... . 15,172 64 
 
Cash: 
 
Currency 
 
6,875 00 
 
Gold 
 
20 00 
 
Silver, nickels 
 
and pennies... 2,407 59 
 
Uncollected c'ks 
 
and cash items 1,334 06 
 
Due hy the clear- 
 
ing house . ... 
 
-10,636 65 
 
84,700 00 
 
Surplus fund 
 
8,000 0(J 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 295 47 
 
Interest 
 
7,325 23 
 
Premium 
 
Rents 
 
56 60 
 
Profit and loss... 
 
-- 7,677 30 
 
Due to banks and bankers 
 
in this State 
 
1,261 49 
 
Due to banks and bankers 
 
400 00 Individual deposits, viz.: Subject to check.,46,979 66 Demand certifi s 
Time certificates 24,646 09 Certified checks 
Cashier's checks Due to clearing 
-81,625 75 
 
Notes and bills redisc'ted.. 11,690 52 Bills payable, including 
time certificates repre- 
senting money borrowed 66,000 oo 
 
Current expen's and taxes 2,537 92 
 
Suspense account 
 
474 81 214 00 2,980 57 364 79 
 
Total 
 
$261,355 06 
 
Total 
 
,355 i 6 
 
Loans and Discounts. 
 
In suit Jn judgment Not in suit 
 
$ 9,838 63 Good . 1.260 87 Doubtful 191730 14 Worthless 
 
196,339 39 2,199 29 4 290 96 
 
Total 
 
$202,829 64 
 
Total 
 
$202,829 64 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
3,825 21 
 
 wmmHi 
 
TEEASUEEE'S REPORT. 
 
27 
 
. Statement of the Condition of the Commercial Bank of Albany, Located at Albany, Ga., at the close of Business September 5th, 1899. 
 
EBTOURCES. 
Notes and bills disc'ted ..$ 2*27,943 28 Demand loans 
secured $ 4,000 00 4,000 00 
 
Overdrafts se- 
 
cured 
 
2,598 76 
 
2,773 57 
 
securities owned by the Banking house, furniture 
 
Advances on cotton in 
 
process of shipment 
 
Due from banks and bank- 
 
ers in this state 
 
... 
 
Due from banks and bank- 
 
ers not in this state -- 
 
Cash: 
 
Currency 
 
12,295 00 
 
Gold 
 
Silver, nickels 
 
and pennies.. 474 17 
 
Uncol. c'ks and 
 
cash items.... 3,502 17 
 
Due by the cl'r- 
 
961 38 8,723 CO 8,960 38 14,943 2S 12,240 80 10,370 95 
16,271 34 
 
LIABILITIES. 
Capital stock paid in 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
668 13 
 
Interest 
 
9,611 50 
 
Profit and loss.. Due banks and bankers in Due banks and bankers 
 
Individual deposits,viz.: Sub. to ch'k 57,957 42 Demand certifi- 
 
Time c e r.t i fi- 
 
cates 
 
23,364 57 
 
Certified ch'ks. 
 
Cashier's ch'ks. 
 
Due to clearing 
 
Notes and bills redisc'ted. Bills payable 
 
84,100 00 8,000 00 
10,425 13 
436 00 
81,321 99 45,816 16 90,000 00 
 
4,379 05 699 00 
1,447 08 
 
Protest fees Dividends July 1, '99 
 
311 00 3,364 00 
2,980 57 
 
?320,099 28 
 
320,099 28 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. 
Not in suit ... 
 
7,698 56 Good 1,496 95 Doubtful 222,477 77 Worthless 
 
$ 224,015 81 7,480 57 446 90 
 
Total 
 
$ 231,943 28 
 
Total 
 
$ 231,943 28 
 
Loans to officers and directors (firm and individual). As payers, $12,389.33. 
 
As indorsers, $2,455.54. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held 
 
Loaned to others on capital stock, $1,200.00. Number of shares held, 12. 
 
 i 
>Rc7^ 
oa ^ 
$ 
 
i 
if 
 
M^a^HnflEnnlBOH 
 
28 
 
TREASURER'S RE:PORT. 
 
Bank Examiner's Report of the Condition of the Exchange Bank, Located at Albany, Ga., on the 30th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
If 72,582 64 
 
Demand loans 
 
secured 
 
$ 6,389 10 
 
Demand loans unsecured 
 
6,389 10 
 
Overdrafts se- 
cured Overdrafts un- 
secured 
 
151 76 21 99-- 173 75 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
12,710 00 
 
Improvements 
 
on banking 
 
house 
 
420 00 
 
Furniture and 
 
fixtures 
 
1,951 21-- 2,371 21 
 
Other real estate 
 
1,040 40 
 
Due from banks and bank- 
 
ers in this State 
 
18,152 58 
 
Due from banks and bank- 
 
ers not in this State 
 
38,527 58 
 
Cash: 
 
Currency 
 
16,388 00 
 
Gold 
 
4,017 50 
 
Silver, n i c kels 
 
and pennies .. 4,267 51 
 
Uncol'ctedch'ks 
 
and cssh items 292 06 
 
Due by the clear- 
 
ing house . 
 
-24,965 07 
 
Current expenses Taxes paid Profit and loss Interest paid Internal revenue stamps... 
Cash short 
 
6,149 44 
2,344 45 258 55 68 82 
 
Total 
 
$185,733 59 
 
Capital stock paid in $ 572 00 
 
Surplus fund 
 
114 40 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 1,759 13 
 
Interest 
 
6,747 28 
 
Premium 
 
Rents Profit and loss... 
 
6,617 35- 15,123 76 
 
Due to banks and bankers inthisState 
 
905 69 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends ..... 
 
40 00 
 
Individual deposits, viz.: 
 
Subject to ch'k. 88,865 47 
 
Demand certifi- 
 
cates 
 
Time certificates 12,158 67 
 
Certified checks 
 
Cashier's ch'ks. 
 
Due to clearing house 
 
-- 101,024 14 
 
Notes and bills redis- 
counted Bills payable, including 
time certificates representing money borrowed 
 
Totnl 
 
185,733 59 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 2,592 26 Good 795 00 Doubtful .. 
75,584 48 Worthless. 
 
78,971 74 
 
Total 
 
$78,971 74 
 
Total .... 
 
$78,977 74 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$3,386 13 
 
 Vnini 
 
tafmMBSS^BBBBBaStmmi 
 
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TREASURER'S REPORT. 
 
29 
 
Statement of the Condition of the Exchange Bank of Albany, Ga. ; Located at Albany, Ga., at the Close of Business, September 5, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ted...$ 101.507 39 
 
Advanced on cotton 
 
24,601 la 
 
Demand loans 
 
secured 
 
Unsecured 
 
O v e rdrafts secured 
Unsecured 
 
315 40 
 
315 40 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house; 360 00 
 
Furniture and 
 
fixtures 
 
1,934 21 
 
12,710 00 2,294 21 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due f roK banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
24,227 00 
 
Gold 
 
6,202 50 
 
Silver, nickels 
 
and pennies.. 1, 20 
 
Uncollect'd c'ks 
 
and cash it'ma 925 87 
 
Due by the 
 
cleari'g house 
 
1,066 40 11,778 38 43,647 91 
33,163 57 
 
LIABILITIES. 
 
Capital stock p.iid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
729 08 
 
Interest 
 
3,943 78 
 
Premium 
 
Rents 
 
Profit and loss.. 3,706 64 
 
57,200 00 ll,4-:0 00 
8,379 50 
 
Due banks and bankers 
 
in this State 
 
801 80 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividend-* 
 
75 00 
 
Individual deposits, viz.: 
 
Subject to c'k...124 862 36 
 
Demand cert's.. 
 
Time certific's.. 12,124 37 
 
Certified checks 
 
Cashier's ch'ks 
 
Due to clearing 
 
bouse 
 
136,986 73 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represe'ting money bor- 
rowed 
 
20,000 00 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees Internal revenue stamps. 
 
2,859 72 663 16 
215 74 
 
Total 
 
I234.SS3 03 
 
Total 
 
$234 883 03 
 
Cl issification of Notes and Bills D scounted. 
 
$ 2,500 00 Good 295 00 Doubtful 
98,772 39 Worthless ... 
 
.$ 101,567 39 
 
 Total .. Z.. 
 
$ 101,567 39 Total 
 
.$ 101.567 39 
 
Loans to officers and directors (firm and individual). As payers, $7,595.55' 
 
As indorsers, $54,095.42. Amount of above loans made on capital- stock, $ . . . . Number of shares 
 
held Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 If** 
if4 
oa iy 
 
 
ifs 
 
& 
 
^^^mUitfnH^^HIMi 
 
30 
 
TREASURER'S REPORT. 
 
^BH 
 
Bank Examiner's Report of the Condition of the Bank of Commerce, Located at Americus, Ga., on the 10th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 183,614 11 
 
Demand loans se- 
 
cured 
 
8,974 70 
 
Demand loans un- 
 
secured 
 
750 00--9,724 70 
 
Overdrafts secur'd$8,528 93 
 
Overdrafts unse- 
 
cured 
 
370 79--8,899 72 
 
Bonds, stocks, etc., owned 12,500 00 
 
Furniture and fixtures 
 
1,815 82 
 
Other real estate 
 
1,878 87 
 
Due from banks and bank- 
 
9,461 41 
 
Due from banks and bank- 
 
ers not in this State Cash : 
 
44,715 22 
 
Gold 
 
3,590 00 
 
Silrer, nickels and 
 
Capital stock paid in ..... ....$65,000 00 
 
Surplus fund. 
 
10,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
$ 341 11 
 
Interest 
 
3,778 28 
 
Premium 
 
Rents 
 
50 00 
 
Profit and loss... . 11,433 79-15,603 18 
 
Due to banks and bankers 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to check.$77,430 94 
 
Demand certifi- 
 
cates 
 
13,292 13 
 
Time certificates. 7,195 65 
 
Certified checks.. 
 
Cashier's checks. 23 75 
 
Due to clearing 
 
TJncollected ch'ks 
 
and cash items.. 82 26 
 
Due by the clear- 
 
ing house 
 
1,159,38- 15,076 92 
 
Current expenses 
 
1,517 92 
 
Notes and bills rediscounted 
Bills payable, including time certificates, representing money borrowed 
 
Protest fees 
 
Total 
 
$189,204 69 
 
Loans and Discounts. 
 
insuit In judgment , Not in suit 
 
$ 784 30 Good 2,647 63 Doubtful 89,906 88 Worthless 
 
$93,338 81 
 
Total 
 
$93,338 81 Total 
 
$93,338 81 
 
Loans to officers and directors as pavers and guarantors (firm and individual) 
 
 H^HHni 
 
H^^B^^BCOSV 
 
^^DHBBBflHBHMI mnn ^^H 
 
TREASURER'S REPORT. 
 
31 
 
Statement of the Condition of the Bank of Commerce, Located at Americus, Ga., at the close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.$ Demand loans 
secured ......$ 6,859 10 Demand loans 
unsecured... 1,010 00 
 
110,726 98 7,869 10 
 
Overdrafts secured 
Overdrafts unsecured 
 
334 88 775 64 
 
1,110 52 
 
Advances on cotton in process of shipment ... 
Bonds, stocks and other securities owned by 
 
18,677 25 
 
Bank'g house.. 
 
Furniture and 
 
fixtures 
 
1.-815 82 
 
1,815 82 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State ... 
 
Cash  
 
Currency 
 
2,633 00 
 
Gold 
 
4,110 00 
 
Silver, nickels 
 
and pennies. 652 63 
 
Uncol. ch'ks & 
 
cash items... 302 94 
 
Due by the 
 
clear'g ho'se 7,356 39 
 
1,878 87 15,716 26 19,028 19 
15,054 96 
 
Capital stock paid in...:. 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange... 
 
Interest 
 
6,413 11 
 
Premium 1,670 35 
 
Eents 
 
104 90 
 
Profit&loss. 11,465 67 
 
Due banks and bankers 
 
Due banks and bankers 
 
Due unpaid dividends ... 
 
Individual deposits, viz.: 
 
Sub. to ch'k. 58,984 45 
 
Demandcer- 
 
tificates ... 13,559 85 
 
Time certifi- 
 
cates 
 
13 833 33 
 
Certifi'd c'ks 
 
Cashier'sc'ks 
 
Due to clear- 
 
ing house. 5,226 73 
 
Nofps and bills rediscounted 
Bills payable, including; 
certificates of deposit repsresenting money 
 
3,515 70 
 
65,000 00 K),000 00 
19,654 C3 2,018 59 
91,604 36 7,116 67 
 
Profit and loss 
 
Total 
 
...$ 195,393 65 
 
Tofl 
 
$ 195.393 65 
 
Classification of Notes and Bills Discounted. 
 
In suit.. In judgment Not in suit.. 
 
240 00 Good 2,477 83 Doubtful 115,878 25 Worthless 
 
$ 118,596 08 
 
Total 
 
118,596 08 
 
Total.. 
 
$ 118,596 
 
Loans to officers and directors (fi m and individual). As payers, 1250.00; asindorsers, $426.69. 
Amount of above loans made on capital stock, $250.00. Number of shares held, 40. 
Loaned to others on capital stock, $767.15. Number of shares held, 14. 
 
^m, ^sxss^ifttfj**! 
 
 itTT 
IS** 
J 
235 
 
32 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Southwestern Georgia, Located at Americus, Ga., on the 8th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$183,287 04 
 
Demand loans se- 
 
cured 
 
$25,056 16-25,056 16 
 
Dem'nd loans un- 
 
secured 
 
Overd'i'ts secured 9,046 51 
 
Overdrafts unse- 
 
cured 
 
1,242" 20-10,2S8 71 
 
Capital stock paid in 
 
$100,000 00 
 
Surplus fund 
 
15,194 67 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$165 66 
 
Interest 
 
4,820 14 
 
Premium 
 
Rents ; 
 
Profit and loss . . 12,545 21 17,531 01 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
5,286 52 
 
Banking bouse... 7,000 00 
 
Furniture and 
 
fixtures 
 
1,640 35 8,640 35 
 
12,189 23 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
2,304 56 
 
Due from banks and bank- 
 
ers not in this State 
 
4,745 21 
 
Osh: 
 
Currency 
 
7,186 00 
 
(-.old 
 
505 00 
 
Silver, nickels 
 
and pennies .... 151 78 
 
Uucollectedch'ks 
 
and cash items 1,993 33 
 
Due by the clear- 
 
9,836 11 
 
ing bouse 
 
Current expenses 
 
1,404 18 
 
Taxes paid 
 
919 76 
 
Profit and loss 
 
Interest paid 
 
1,754 96 
 
Protest fees 
 
I. K. stamps 
 
260 00 
 
Due to banks and bankers 
 
in this State 
 
720 87 
 
Due to banks and bankers 
 
not in this State 
 
1 60 
 
Due unpaid dividends 
 
633 00 
 
Individual deposits, viz.: 
 
Subject to check 75,463 6S 
 
Demand certifi- 
 
cates 
 
4,549 22 
 
Time certificates. 50,717 90 
 
Certified checks. 
 
Cashier's checks. 
 
Due to clearing house 130,730 80 
 
Notes and bills redisc'nted Bills payable, including 
time certificates representing money borrowed. Cash over 
 
1,160 84 
 
Total 
 
$265,972 79 
 
Total 
 
265,972 79 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 4,292 02 5,020 61 
199,030 57 
 
Good 
 
$193,601 24 
 
Doubtful 
 
3,000 00 
 
Worthless (orded charged 
 
out) 
 
11,741 96 
 
Total 
 
$208,343 20 
 
Total 
 
.$208,343 20 
 
Loans to officers and directors as p ivers and guarantors (firm and 
 
individual) 
 
.". 
 
$4,534 97 
 
 ^^fl^D 
 
I^DfilMn 
 
TREASURER'S EEPORT. 
 
33 
 
Statement of the Condition of the Bank of Southwestern Georgia Located at Americus, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted..: 
 
Demand loans 
 
secured 
 
$13,953 91 
 
Demand loans 
 
unsecured 
 
-- 
 
,065 62 13,953 91 
 
O v er drafts se- 
 
cured 
 
10,656 01 
 
Overdrafts un- 
 
secured 
 
456 23--11,112 24 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house...57,000 00 
 
Furniture and 
 
fixtures 
 
1,610 35-- 
 
5,226 52 8,640 35 
 
Other real estate 
 
13,375 22 
 
Due from banks and bank- 
 
ers in this Slate 
 
17,550 40 
 
Due from banks and bank- 
 
ers not in this State 
 
12,141 24 
 
Cash : Currency 
 
$15,782 00 
 
Gold 
 
4,757 50 
 
S il v er, nickels 
 
and pennies... 857 51 
 
Uncol'cted chics 
 
andcash it'ms 1,538 32 
 
Due by the 
 
clearinghouse 
 
-22,935 33 
 
Current expenses Taxes paid . 
Interest paid Profit and loss Protest fees 
Advances on coiton 
 
3.781 21 1,173 81) 2,751 74 
5,735 59 
 
Capital stock paid in $100,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz,: 
 
Exchange 
 
$ 763 72 
 
Interest 
 
11,281 01 
 
Premium 
 
Rents 
 
Profit and loss... 9,639 60--21,684 33 
 
Due banks and bankers in 
 
this State 
 
4,288 38 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
99 00 
 
Individual deposits, viz.; 
 
Subject to ch'k..$73,281 65 
 
Demand certifi- 
 
cates 
 
8,115 10 
 
Time certificate 49 974 80 Certified checks 
 
Cashier"s ch'cks 
 
Due to clearing 
 
house 
 
--131,371 55 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit representing money borrowed 
 
60,000 00 
 
Total 
 
$317,443 26 
 
Total 
 
$317,443 26 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 841 00 2,456 07 
209,722 46 
 
Good Doubtful 
Worthless 
 
$213,019 53 
 
Total. 
 
$213,019 53 
 
Total. 
 
$213,019 53 
 
Loans to officers and directors (firm and individual). As indorsers, 5,100. 
 
As 
 
payers $7 ....... 
 
1^.6.* 
 
65 ' 
 
Amount of above loans made on capital stock, held, 
 
Number of shares 
 
Loaned to others on capital stock, 
 
Number of shares held 
 
 fwSy! 
J 
$ 
P 
S55 
 
wmm 
 
34 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Planters' Bank Located at Americus, Ga., on the 10th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 72,767 21 
 
Demand loans, 
 
secured 
 
Demand loans, 
 
unsecured 
 
Overdrafts, se- 
 
cured 
 
$37,910 31 
 
Overdrafts, un- 
 
secured 
 
525 55 38,435 86 
 
Capital stock paid in 
 
$ 50,000 00 
 
Surplus fund ....'. 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
1,125 42 
 
Interest 
 
1,662 32 
 
Premium 
 
Rents 
 
Profit and loss... 27,821 19 30,608 93 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house, 
 
Furniture and 
 
fixtures 
 
1,623 48 
 
1,623 48 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
8,144 95 
 
Due from banks and bank- 
 
ers not in this State 
 
56,360 27 
 
Cash: 
 
Currency 
 
32,566 00 
 
Gold 
 
5,837 50 
 
Silver, nickels & 
 
pennies 
 
2,545 60 
 
Uncol. ch'ks and 
 
cash items 
 
1,089 62 
 
Due by the clear- 
 
ing house 
 
42,038 72 
 
Due to banks and bankers 
 
in this State 
 
10,452 27 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Sub. to check ... 79,916 50 
 
Demand certifs.. 4,272 21 
 
Time certificates 31,288 83 
 
Certified checks. 
 
State Treasurer. 13,849 19 
 
Due to clearing 
 
house 
 
129,326 73 
 
Notes and bills rediscounted 
Bills payable, including 
time certificates representing money borrowed Cash over 
 
51 45 
 
Current expenses Taxes paid Profit and loss.. Interest paid Protest fees Internal revenue stamps. 
 
540 14 100 00 
389 75 
39 00 
 
Total 
 
$220,439 38 
 
Total 
 
$220,439 38 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 72,767 21 
 
Good.. Doubtful Worthless 
 
$ 72,741 21 26 00 
 
Total. 
 
$ 72,767 21 
 
Total 
 
$ 72.767 21 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
None. 
 
 ^^XHSWGX; 
 
TREASURER'S REPORT. 
 
35 
 
Statement of the Condition of the Planters Bank, Located at Americus, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ntd.$ Demand loans secured 
 
Overdrafts secured and 
 
Demand loans on cotton. 
 
B'king house.$ 10,864 37 
 
Furniture and 
 
fixtures 
 
1,623 48 
 
Due from b'ks and bank- 
 
Due from b'ks and bank- 
 
ers not in this State... 
 
Gash: 
 
 
 
Currency 
 
19,910 00 
 
Gold 
 
11,605 00 
 
Silver, nickels 
 
& pennies.. 2,365 50 
 
Uncol. ch'ks 
 
and cash 
 
items 
 
3,493 11 
 
Due by the 
 
cl'r'g house 
 
96,548 74 16,590 00 1,687 30 53,286 86 12,487 85 
2,457 28 15,705 77 
37,373 61 1,279 97 200 00 842 96 
 
LIABILITIES. 
Capital stock paid in.... $ 50,000 00 
Undivided profits not carried to surplus, viz.: 
Exchange $ 
 
Rents Profit and loss 
 
34,506 94 
 
Due banks and bankers 
 
in this State 
 
1,542 75 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends, viz. 
 
Sub. tocheck.f 105,321 57 
 
Dein'nd certs. 2,893 02 
 
Time certs.. . 40,901 68 
 
Certfi'd ch'ks 
 
Cash'rs' ch'ks 3,294 38 
 
Due to clear- 
 
ing house... 
 
152,410 65 
 
Notes and bills redisc'td. 
 
Total 
 
$ 238,460 34 
 
Total 
 
$ 238,460 34 
 
Classification of Xotes and Bills Discounted. 
 
In suit In judgment. Not in suit... 
 
..$ 
 
Good 
 
Doubtful.. 
 
96,548 74 Worthless 
 
$ 96,548 74 
 
Total... 
 
$ 96,548 74 
 
Total 
 
.$ 96,548 74 
 
Loans to officers and directors (firm and individual). As payers, $. As indorsers, $ 
 
Amount of above loans made on capital stock, $ held, 
 
Number of shares 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 ^ 
4 
i/ 
>KC7; 
 
 
53 
 
MI ,"g.vglxvL erjiageaa 
 
MUHBH 
 
36 
 
TEEASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Athens Savings Bank, Located at Athens, Ga., on the 25th day of May, 1899. 
 
REKOURCES. 
 
LIABILITIES. 
 
Loans and discounts $ 115,955 91 
 
Demand loans 
 
secured 
 
$ 
 
Demand loans 
 
unsecured 44,802 39 44,802 37 
 
Overdrafts se- 
 
cured 
 
17,059 39 
 
Overdrafts un- 
 
secured 
 
2,599 77 19,659 16 
 
Capital stock paid in * 50.000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange S? 158 64 
 
Interest 
 
35,884 82 
 
Premium 
 
13,362 71 
 
Rents 
 
Profit and loss... 
 
49,406 17 
 
Bonds, stocks, etc., owned 
by the bank Banking house... 11,431 93 Fur. and fixtures 1,639 00 13,070 93 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
8,797 00 
 
Gold 
 
9,250 00 
 
Silver, nickels 
 
and pennies... 5 384 26 
 
Uncollected c'ks 
 
and cash items 1,213 81 
 
Due by the clear- 
 
ing house 
 
10.256 48 17,541 10 17,765 63 
24,645 07 
 
Current expenses Taxes paid Attorney's fees Interest paid Protest fees Sundry collections I. R. Stamps 
Total. 
 
1,168 72 260 00 
$265,207 29 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz.: 
Subject to ch'k..l27,868 83 Demand certif- 
 
51 00 
 
Time certific'ts'.. 37,460 OS 
 
Certified ch'ks.. 
 
Cashier's ch'ks.. 
 
Due to clearing- 
 
house 
 
411 25 165,740 16 
 
Notes and bills redit-c'nted 
 
Bills payable,includ'g time 
 
certific'ts representing 
 
money borrowed 
 
Cash over 
 
9 93 
 
Total. 
 
.... * 265,207 29 
 
Loans and Discounts. 
 
In suit.... In judgment Not in suit 
Total 
 
$ 787 21 2,821 91 
157,149 18 
* 160,788 30 
 
Good Doubtful Worthless 
Total 
 
$ 160,077 46 680 84 
.$ 160,758 30 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
* 12>910 56 
 
 TREASURER'S REPORT. 
 
37 
 
Statement of the Condition of the Athens Savings Bank, Located at Athens, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Firm loans 
 
 40,460 05 
 
Notes and bills discount'd 125,701 36 
 
Demand loans 
 
-13,514 57 
 
Overdrafts se- 
 
cured..... 
 
3,559 12 
 
Overdrafts unse- 
 
- 3,970 29 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank: 
 
Banking house.. 11,431 93 
 
Furniture and 
 
fixtures 
 
2,014 00- 13,445 93 
 
14,887 50 
 
Due from banks and bank- 
 
ers in this State 
 
35,125 16 
 
Due from banks and bank- 
 
ers not in this State Cash: 
 
7,906 97 
 
Currency 
 
12,675 00 
 
Gold 
 
11,477 50 
 
Silver, n i ekels 
 
and pennies... 6,194 38 
 
Uncol'dd ch'ks 
 
andcash items 1,807 35 
 
Due by the 
 
clear'g house. 
 
--32,154 23 
 
557 11 
 
Capital stock paid in . $ 50,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz : 
 
Exchange 
 
63 98 
 
Premium 
 
Profit and loss... 
 
- 34,417 63 
 
Due banks and bankers 
 
in this State 
 
3 40 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
123 00 
 
Individual deposits, viz.: 
 
Subject to ch'k 152,523 72 
 
Demand ceitifi- 
 
cates 
 
Time certified 38,508 38 
 
Certified ch'ks. 
 
Cashier's ch'ks. 
 
Due t<< clearing 
 
house 
 
-191,032 10 
 
Notes and bills redisc'nted Bills payable, including 
certificates of deposit 
representing money bor- 
 
Unearned interest 
 
12,253 92 
 
Profit and loss Protest fees 
 
106 90 
 
Total 
 
$ 287,830 05 Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 7S7 21 Good 2,821 91 Doubtful 
180,037 13' Worthless 
 
$182,965 41 680 84 
 
Total 
 
1183,646 25 Total 
 
$183,646 25 
 
Loans to officers and directors (firm and individual). As payers $9 738 69 As indorsers, 
 
Amount of above loans made on capital stock, $2,738.69. Number of shares held, 15. 
 
Loaned to ethers on capital stock, 
 
Number of shares held, 
 
I CEB ll 6] 
 
X 
 
o 
 
 A' 
oa ^ 
w$ 
S55 
 
^mMaaaMBBn 
 
38 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of the University, Located at Athens, Ga., on the 24th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans se- 
 
$167,937 34 
 
Demand loans unsecured .... 
 
Over drafts se- 
 
cured 
 
$2,096 14 
 
Overdrafts unse- 
 
cured 
 
2,100 42-- 4,196 56 
 
Bonds, stocks, etc., owned 
 
1 520 00 
 
Banking house...$6,000 00 
 
Furniture and 
 
fixtures 
 
2,466 44 - 8,466 44 
 
Dae from banks and bank- 
Due from banks and bankers not in this State Cash : 
 
15,000 00 6,073 21 6,703 08 
 
Gold 
S i 1 ver, nickels and pennies... 
Uneollected checks and cash items ... 
Due by the clearing house 
 
510 00 97 00 
3,141 12 -19,423 12 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 147 44 
 
Interest 
 
4,913 50 
 
Premium 
 
10,000 00 
 
Profit and loss ... 
 
- 5,060 94 
 
Due to banks and bankers 
 
1,507 35 
 
Due to banks and bankers 
 
22 99 
 
Due unpaid dividends 
 
10 00 
 
Individual deposits, viz. 
 
Subject to chk.$113,739 95 
 
Demand certif- 
 
icates ., 
 
Time certific'ts 
 
Certified chks.. 
 
Cashier's chks. 
 
Due to clearing 
 
-113,739 95 
 
Notes and bills redis- 
Bills payable, including time certificates representing monev borrowed 
 
3,775 00 70 
 
1,935 36 
 
Profit and loss 
 
1,827 33 
 
Protest fees Internal revenue stamps . 
Transit account 
 
166 90 867 59 
 
P234,116 93 
 
Loans and Discounts. 
 
In suit In judgment .... Not in suit 
 
S 
 
Good 
 
19,716 13 Doubtful 
 
148,221 21 Worthless 
 
$167 937 34 
 
Total 
 
{167,937 34 Total 
 
.$167,937 34 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 9,732 26 
 
 ^a^5^gwg^^^ 
 
TREASURER'S REPORT. 
 
39 
 
Statement of the Condition of the Bank of the University, Located at Athens, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted....$165,688 01 Demand loans 
- 
Demand loans 
 
0 ve r drafts se- 
 
cured 
 
$ 2,491 07 
 
Overdrafts secured 
 
un- 
 
3 204 82 - 5,695 89 
 
Bonds, stocks and other 
 
securities owned by the 
 
3,170 00 
 
Banking house.:? 6,000 00 
 
Furniture and 
 
fixtures 
 
2,591 44-- 8,591 44 
 
15,000 00 
 
Due from banks and bank- 
 
1.95S 72 
 
Due from banks and bank- 
 
1,169 98 
 
Cash : ' 
 
Currency 
 
29,901 00 
 
Gold 
 
Silver, nickels 
 
and pennies... 437 59 
 
Uncol'cted chks 
 
and cash it'ms 8,622 04 
 
Due by the 
 
clearinghouse 
 
-38,960 63 
 
Interest paid Profit and loss 
 
300 27 220 00 
1,827 33 
 
Capital stock paid in , $100,000 00 
 
10,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange 
 
$ 59 66 
 
Premium 
 
Profit and loss... 
 
- 1,478 91 
 
Due banks and bankers 
 
in this State 
 
. 2,484 27 
 
Due banks and bankers 
 
Due unpaid dividends 
 
27 50 
 
Individual deposits,viz.: 
 
Subject to chk..$120,133 52 
 
Demand certif- 
 
icates 
 
Time certific'ts 
 
Certif'd checks 
 
Ctfsh'r's checks 
 
Due to clearing 
 
bouse 
 
120,133 52 
 
Notes and billsredisc'nted Bills payable, including 
certificates of deposit representing money bor- 
 
8,625 00 
 
Classification of Notes and Bills Discounted. 
 
ID suit In judgment 
 
S None. 
 
God 
 
19,716 13 Doubtful 
 
$165,688 04 None. 
 
Not in suit 
 
145,971 91 Worthless 
 
None! 
 
Total... 
 
...$165,688 04 Total 
 
$165,688 04 
 
Loans to officers and directors (firm and individual). As payers, $7,000. 
 
As indorsers. $600. 
 
Amount of above loans made on capital stock 
 
Number of shares 
 
:held, 
 
Loaned to others on c.ipitil stock, $3,680. Number of shares held, 113. 
 
 kf 
7T5* 
^ 
U5; 
 
^^HHBHBHE 
 
40 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Capital CityBank, Located at Atlanta, Ga., on the 26tb day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $784,562 25 
 
Demand loans 
 
secured 
 
$32,446 03 
 
Demand loans 
 
unsecured 18,938 22--51,384 25 
 
Overdrafts se- 
 
cured 
 
3,122 87 
 
Overdrafts unse- 
 
cured 
 
5,994 95-- 9,117 82 
 
Bonds, stocks, etc., owned by the bank 
Banking house.. Furniture and 
fixtures 
 
32,905 73 2.017 05 
 
Other real estate 
 
111,375 88 
 
Due from banks and bank- 
 
ers in this State 
 
31,201 56 
 
Due from banks and bank- 
 
ers not in this State 
 
SI,955 28 
 
Cash: 
 
Currency 
 
62,730 00 
 
Gold 
 
15,586 00 
 
Silver, nickels 
 
and pennies... 8,715 98 
 
Uncollected c'ks 
 
and cash items 677 77 
 
Duebv the clear- 
 
ing'house .... 13,022 41-100,732 16 
 
Capital stock paid in $400,000 00 
 
Surplus fund 
 
100,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 316 01 
 
Interest 
 
4,708 21 
 
Premium 
 
Rents 
 
31 00 
 
Profit and loss... 9,307 32--14,362 54 
 
Due to banks and bankers 
 
in this State 
 
8,217 21. 
 
Due to banks and bankers 
 
not in this State .. 
 
14,864 20 
 
Due unpaid dividends 
 
1,781 20. 
 
Individual deposits, viz.: 
 
Subject to ch'ck..622,784 44 
 
Demand certifi's 7,968 27 
 
Time certificates 25,987 36 
 
Certified checks 20 00 
 
Cashier's checks 11 75 
 
Due to clearing house 
 
-656,771 82' 
 
Notes and bills redisc'ted.. 30,328 18 Bills payable, including 
time certificates representing monev borrowed 30,000 00 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees I. R. Stamps So. Bwy. Co Sundrv collections 
 
856 92 1,000 00 
1,568 73 
326 00 43,508 10 
3,813 42 
 
Total 
 
$1,256,325 15 | Total 
 
$1,256,325 15 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
S 9,429 25 Good 42 82 Doubtful 
826,474 43 Worthless 
 
I 835,146 50 800 00 
 
Total 
 
I 835,946 50 Total 
 
$ 835,946 50 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$60,553 73 
 
 H^^^H m 
 
BUUUUlMUBfiBH 
 
TREASURER'S REPORT. 
 
41 
 
Statement of the Condition of the Capital City Bank, Located 
at Atlanta, Ga., at the close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted .$ Demand loans 
secured $41,919 66 Demand loarjs 
unsecured .. 21,184 10 
 
849,789 58 63,103 76 
 
Overdrafts se- 
 
cured 
 
2,329 79 
 
Overdrafts un- 
 
secured 
 
7,634 08 
 
9,963 87 
 
Bonds, stocks and other securities owned bv 
 
Bank'g house. 
 
Furniture and 
 
fixtures 
 
2,017 05 
 
34,621 83 2,017 05 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ksand bank- 
 
ers not in this State.. .. 
 
Cash: 
 
Currency 
 
40,794 00 
 
Gold 
 
11,290 00 
 
Silver, nickels 
 
and pennies. 11,294 26 
 
Uncol. ch'ks & 
 
cash items... 26,931 45 Due hv the 
 
clear'g house 
 
111,453 86 31,250 98 61,611 64 
90,309 71 
 
Current expenses 
 
5,393 95 
1,000 00 1,721 52 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange ...$ 802 35 
 
Interest 
 
10,772 06 
 
400,000 00 100,000 00 
 
Rents 
 
541 71 
 
Profit & loss 9,3u7 32 21,426 44 
 
Due banks and bankers 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends... 
 
Individual deposits, viz.: 
 
Sub.toch'k..624,539 75 
 
Demand cer- 
 
tificates ... 7,691 30 
 
Time certifi- 
 
cates 
 
26,289 99 
 
Certifi'd c'ks 20 00 
 
Cashier'scks 5,129 50 
 
Due to clear- 
 
ing house. 
 
5,689 37 10 747 92 
376 00- 
663,670 54 
 
Notes and bills redis- 
Bills payable, including certificates of deposit representing money 
 
30,328 18 30,000 00 
 
Total 
 
, 
 
$1,262,237 75 
 
Total 
 
$ 1,262,237 75 
 
Classification of Notes and Bills Di scour ted. 
 
In judgment , 
 
$ 9,708 55 42 82 
903,141 97 
 
Good Doubtful Worthless 
 
.$ 912,893 34 
 
Tottl. 
 
.$ 912,893 34 
 
Loans to officers and directors (firm and individual). As payers, $93,703.50. As indorsers, $12,460.86. 
Amount of above loans made on capital stock, $1,000.00. Number of sharesheld, 10. 
Loaned to others on capital stock, $4,902.50. Number of shares held, 98. 
 
 42 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Com. merce, Located at Atlanta, Ga., on the 29th day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES 
 
Loans and discounts 
 
f 59,624 75 
 
Demand loans 
 
secured 
 
$ 862 27 
 
Demand loans 
 
unsscured ... 42,100 99- -43,023 26 
 
Overdrafts cured 
Overdrafts secured 
 
se13,152 12 
un200 00- 13,352 12 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
6,800 00 
 
Banking house... 
 
Fumi ture and 
 
fixtures 
 
$2,000 00- - 2,000 00 
 
Other real estate 
 
Due from banks and bankers in this >tatj 
 
Due from banks arud bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
$2,703 00 
 
Gold 
 
505 00 
 
Silver, nickels 
 
and pennies .:, 239 36 
 
Uncollected chks 
 
and cash items 040 39 
 
Due by the clear- 
 
ing house 
 
554 69 609 94 1,533 04 
 
Capital stock paid in $ 50,000 ( 0 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange 
 
$ 57 88 
 
Interest 
 
1.822 77 
 
Premium 
 
Kents 
 
160 10 
 
Profit and loss... 3 323 95-- 5,364 70 
 
Due to banks and bankers 
 
in this State 
 
203 44 
 
Due to banks and bankers 
 
not in this State 
 
I Hie unpaid dividends 
 
Individual deposit,viz.: 
 
Subject tocheck$24,313 92 
 
Demand certifi- 
 
cates 
 
3,253 40 
 
Time certificates 50,000 00 
 
Certified checks 
 
Cashier's checks 
 
Due to clearing 
 
house, etc 
 
1,068 35--78,635 67 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
Cash over 
 
2158 
 
Current expenses Taxes paid 
Profit and. loss Interest paid 
Protest fees Rent Attorney's fees 
 
1,470 44 196 50 
380 30 
380 00 206 61 
 
Total 
 
$134,225 40 
 
Total 
 
$134,225 40 
 
y6 
 
Loans and Di.-counts. 
 
In suit In judgment Not in suit 
 
$ 1,283 17 110 33 
101,254 51 
 
C-ood Doubtiuf 
Worthless 
 
$102,507 53 140 48 
 
Total 
 
$102,648 01 
 
Tota 
 
$1102,648 01 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 3|750 00 
 
 H^^^MI^^HWBPMHHHKffl 
 
TREASURER'S REPORT. 
 
43 
 
Statement of the' Condition of the Bank of Commerce, Located at Atlanta, Ga., at the close of Business September 5th, 1899. 
 
RKSOURCFS. 
Notes and bills dise'ntedl Demand loans 
Demand loans unsecured... 
 
44,968 85 19,535 74 
 
LIABILITIES* 
Capital stock paid in $ 
Undivided profits not carried to surplus, viz.: 
Exchange $ 75 77 
 
50,000 00 
 
Overdrafts se- 
 
cured 
 
5,307 59 
 
Overdrafts un- 
 
Bonds, stocks and other securities owned by 
 
Tank's house.. Furniture and 
fixtures .... 2,000 00 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State .. 
 
Cash : Currency Gold 
 
3,797 00 172 50 
 
Silver, nickels 
 
and pennies. 469 55 
 
TJncol. ch'ks & 
 
cash items .. 
 
Due by the 
 
clear'g ho'se 
 
5,307 59 
6,800 00 2,000 00 
98 21 314 36 
4,439 05 3,050 22 
472 00 809 24 
 
Rents 
 
229 10 
 
Profit and loss. 
 
in this State Due banks and bankers 
 
Due unpaid dividends .. Individual deposits, viz.: 
Sub. to ch'k 15,988 58 
 
tificates ... 
 
Time certifi- 
 
cates 
 
13,800 00 
 
Certifl'dc'ks 
 
Cashier's c'ks 1,782 41 
 
Due to clear- 
 
ing house. 
 
Notes and bills redis- 
 
Bills payable, including 
certificates of deposit representing money 
 
6,020 82 203 45 
31,570 99 
 
87.795 26 
 
87,795 26 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 1,534 55 Good 
 
4,039 02 58,931 02 
 
Doubtful Worthless 
 
$ 64,432 59 72 00 
.. 
 
Total 
 
$ 64,504 59 
 
Total 
 
$ 64,504 59 
 
Loans to officers and directors (firm and individual). As payers, $ 
 
AsAimndoournset rosf, a$bove loans made on capital stock, S 
 
Nvumrbier.oif ishares 
 
held, Loaned "to others on capital stock, $300 00. Number of shares held, 5. 
 
 ^B^H^^H^^^^^I 
 
tf 
 
44 
 
^HHBHHIaHBBBH 
TREASURER'S REPORT. 
 
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Bank Examiner's Report of the Condition of the Exchange Bank, Located at Atlanta, Ga., on the 24th day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$162,420 42 
 
Demand loans, 
 
secured 
 
$ 6,273 57 
 
Demand loans, 
 
unsecured 
 
3,578 33- 9,851 90 
 
Overdrafts, se- 
 
cured 
 
3,171 62 
 
Overdrafts, un- 
 
secured 
 
1,048 72- 4,220 34 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house- 
 
Furniture and 
 
fixtures 
 
2,775 00- 
 
3,244 77 2,775 00 
 
Other real estate 
 
8,630 48 
 
Due from banks and bank- 
 
ers in this State 
 
5,944 93 
 
Due from banks and bank- 
 
ers not in this State 
 
12,367 00 
 
Cash: 
 
Currency 
 
8,811 00 
 
Gold 
 
4,1.07 50 
 
Silver, nickels & 
 
pennies 
 
12,075 52 
 
Uncol. ch'ks and 
 
 cash items 
 
248 32 
 
Due by the clear- 
 
ing house 
 
2,128 26- 27,270 60 
 
Capital stock paid in $100,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
$ 49 68 
 
Interest 
 
885 14 
 
Premium 
 
Rents 
 
8 00 
 
Profit and loss... 1,938 53- 2,881 35 
 
Due to banks and bankers 
 
in this State 
 
752 54 
 
Due to banks and bankers 
 
not in this State 
 
,133 10 
 
Due unpaid dividends 
 
36 00 
 
Individual deposits, viz.: 
 
Sub. to check ...109,479 38 
 
Demand certifs.. 22,143 90 
 
Time certificates 
 
Certified checks. 
 
Cashier's checks 589 42 
 
Due to clearing 
 
house 
 
132,212 70 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
Cash over 
 
105 37 
 
Current expenses Taxps paid Profit and loss. .. Interest paid 
Protest fees Int. Rev. stamps. 
 
222 86 172 76 
 
Total 
 
$237,121 06 
 
Total 
 
$237,121 06 
 
Loans and Discounts. 
 
In suit . In judgment Not in suit 
 
$ 5,642 13 Good 3,266 00 Doubtful 
163,364 19 Worthless 
 
$169,975 46 2,296 86 
 
Total 
 
$172,272 32 
 
Total ... 
 
72.272 32 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 18,959 15 
 
 TREASURER'S REPORT. 
 
45 
 
Statement of the Condition of the Exchange Bank, Located at Atlanta, Ga., at the close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills discount- 
 
ed 
 
$ 158,422 69 
 
Demand loans 
 
secured $ 5,709 28 
 
Unsecured 
 
4,04154 9,750 82 
 
Overdrafts se- 
 
cured 
 
1,799 51 
 
Unsecured 
 
1,408 42 
 
3,207 93 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
2,775 00 
 
3,182 95 2,775 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
Currency 
 
12,088 00 
 
Cold 
 
3,622 50 
 
Silver, nickels 
 
and pennies. 5,883 63 
 
Uncol. c'ks and 
 
cash items.... 10,473 95 
 
Due by the cl'r- 
 
ing house 
 
8,756 00 4,885 73 16,926 41 
32,068 08 
 
Capital stock paid in $ 100,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 123 10 
 
Interest 
 
1,659 97 
 
Premium 
 
Rents 
 
.. 26 00 
 
Profit and loss.. 2,888 71 1,097 78 
 
Due banks and bankers in 
 
this state 
 
851 25 
 
Due banks and bankers 
 
not in this state 
 
1,092 07 
 
Due unpaid dividends.. .. 
 
3 00 
 
Individual deposits, viz.: 
 
Sub. to ch'k ....123,873 18 
 
Demand certifi- 
 
cates..... 
 
11,978 90 
 
Time certific'ts 
 
Certified ch'ks 
 
Cashier's ch'ks 52 97 
 
Due to clearing 
 
house 
 
] 35,905 05 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represent'g money borrowed 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees Internal revenue stamps- 
 
1,490 82 82 72 
 
Total 
 
..$ 241,349 15 
 
Total 
 
$241,549 15 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Not in suit 
 
$ 4,427 95 Good 3,255 00 Doubtful... 
160,489 96 Worthless 
 
.$ 164,300 65 3,872 86 
 
Total 
 
$168,173 51 
 
Total 
 
.$ 168,173 51 
 
Loans to officers and directors (firm and individual). As payers, $29,230.69. As indorsers, $1,084.15. 
Amount of above loans made on capital stock, $3,719.61. Number of shares 
lield, 87. Loaned to others on capital stock, $6,107.96. Number of shares held, 118. 
 
 l 
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46 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Lowry Banking Company, Located at Atlanta, Ga., on the 4th day of August, 1899. 
 
EESOUECES. 
 
LIABILITIES. 
 
Loans and discounts $964,776 28 
 
Demand loans 
 
secured 
 
$42,194 52 
 
Demand loans 
 
unsecured 
 
50 00--43,244 62 
 
Overdrafts se- 
 
cured 
 
3,646 87 
 
Overdrafts unse- 
 
cured 
 
7,208 43--10,855 30 
 
Bonds, stocks, etc., owned by the bank 
Banking house.. Furniture and 
fixtures 
 
78,088 15 
 
Other real estate 
 
86,483 74 
 
Due from banks and bank- 
 
ers in this State 
 
29,623 20 
 
Due from banks and bank- 
 
ers not in this State 231,125 88 
 
Cash: 
 
Currency 
 
56,589 00 
 
Gold 
 
32,550 00 
 
Silver, nickels 
 
and pennies... 30,691 44 
 
Uncollected c'ks 
 
and cash items 3,102 82 
 
Due by the clear- 
 
ing house 
 
18,453 18-141,386 14 
 
Capital stock paid in $300,000 00 
 
Surplus fund 
 
80,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange and 
 
interest 
 
$ 6,337 94 
 
Premium 
 
Rents 
 
329 84 
 
Profit and loss... 22,456 67--29,124 45 
 
Due to banks and bank-"] 
 
ers in this State Due to banks and bank- 
 
260,440 35 
 
ers not in this State .. j 
 
Due unpaid dividends 
 
180 00 
 
Individual deposits, viz. 
 
Subject to ch'ck..812,993 99 
 
Demand certifi's 6,003 82 
 
Time certificates 
 
Certified checks 
 
Cashier's checks 2,915 77 
 
Due to clearing 
 
house 
 
-821,913 58 
 
Notes and bills redisc'ted.. Bills payable, including 
time certificates representing money borrowed 100,000 00 
 
Current expenses Taxes paid 
Profit and I09S.. Interest paid 
Protest fees Life insurance premiums 
paid I. R Stamps 
 
3,822 16 
397 24 1,855 47 
 
Total.. 
 
$1,591,658 38 
 
Total. 
 
..$1,591,658 38 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
I $ 9,670 52 998,350 
 
Good Doubtful Worthless 
 
$1,008,020 80 
 
Total 
 
$1,008,020 80 
 
Total 
 
$1,008,020 80 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
 
 
$94,816 78 
 
 TREASURER'S REPORT. 
 
47 
 
Statement of the Condition of the Lowry Banking Company of Atlanta; Located at Atlanta, Ga., at the Close of Business, September 5, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted..$l.001,412 12 
 
Demand 1 o an 
 
secured 
 
$68,133 81 
 
68,133 81 
 
Over drafts se- 
 
cured 
 
5,301 03 
 
Unsecured 
 
1,668 03 
 
6,969 06 
 
Bonds, stocks and other 
 
securities owned by the 
 
78,088 15 
 
Bankiog house 
 
Furniture and fixtures... 
 
Other real estate 
 
86,513 59 
 
Due from banks and b'nk- 
 
67,496 58 
 
Due from banks and b'nk- 
 
135,003 17 
 
Cash: 
 
Currency 
 
21,028 00 
 
Gold 
 
2,210 00 
 
Silver, nickels 
 
and pennies. 37,327 05 
 
Uncollect'd ck's 
 
and cash it'ms 78,843 65 i 
 
Due by the 
 
cleari'g house 
 
139,408 70 
 
Current expenses 
 
6,547 39 
 
Capital stock paid in $300,000 00 
 
Surplus lund 
 
80,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
SSSfi ^,666 17 
 
Rents 
 
527 63 
 
Profit and loss.. 22,777 77 36,971 57 
 
Due banks and bankers 
 
in this State 
 
138,374 79 
 
Due banks and bankers 
 
109,9S5 10 
 
140 00 
 
Individual deposits, viz.: 
 
Subject to ch'k.813,245 49 
 
Demand cert's.. 4,928 32 
 
Time certific's.. 
 
Certified checks 
 
Cashier's ch'ks 5,927 30 
 
Due to clearing 
 
824,101 11 
 
Bills payable, including certificates of deposit represe'ting money bor- 
100,000 CO 
 
Total 
 
$1,589,572 57 
 
Total 
 
$1,589,572 57 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 9,861 51 Good Doubtful.. 
1,059,684 42 Worthless 
 
$1,068,853 18 ...."."....'... 692 75 
 
Total 
 
,069 545 93 Total 
 
$1,069,545 93 
 
Loans to officers and directors (firm and individual). As payers, $42,438 51. As indorsers, $33,944.15. 
 
Amount of above loans made on capital stock, $25,000.00. Number of shares held, 1,004. 
 
Loaned to others on capital stock, $ 
 
Number of shares held 
 
 1$ 
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48 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Maddox-Rucker Banking Co., Located at Atlanta, Ga., on the 31st day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans 
 
secured 
 
$16,487 OC 
 
Demand loans 
 
unsecured 
 
-16,487 00 
 
Overdrafts se- 
 
cured 
 
5,889 61 
 
Overdrafts u n- 
 
- 8,123 84 
 
Bonds, stocks, etc., owned 56,900 00 
Banking house.... Furniture and 
 
22,715 63 
 
Due from banks and bank- 
 
20,219 56 
 
Due from banks and bank- 
 
134,358 97 
 
Cash : 
 
Currency 
 
81,782 00 
 
Gold 
 
7,792 50 
 
Silver, nickels 
 
and pennies... 6,449 16 
 
Uncollectedch's 
 
and cash items 6,788 43 
 
Due by the clear- 
 
ing house 
 
-- 102,812 09 
 
Current expenses 
 
2,838 97 
 
Profit and loss 
 
Capital stock paid in 
 
$160,000 00 
 
Surplus fund 
 
40,000 00 
 
Undivided profits not 
 
carried to surplus, viz. : 
 
Exchange $ 1,219 92 
 
Interest 
 
19,577 12 
 
Commissions .. 2,118 20 
 
Rents 
 
Profits of cotton 
 
account 
 
30,820 52 
 
Profit and loss. 173 61--53,909 37 
 
Due to banks and bankers 
 
in this State 
 
32,407 75 
 
Due to banks and bankers 
 
275 52 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to ch'k. 288,323 46 
 
Savings depart- 
 
ment 
 
242,552 94 
 
Time certific'ts 57,119 59 
 
Certified ch'ks. 
 
05 68 
 
Cashier's ch'ks 922 43 
 
Due to clearing 
 
house 
 
-- 588,984 10 
 
Notes and bills redisc'nted Bills pa5'able, including 
time certificates representing money borrowed 
 
47,770 38 .Sundry bahk collection ac- 
4,089 04 
 
Total 
 
$875,576 74 
 
Total 
 
Loans and Discounts. 
 
it 875,576 74 
 
In fuit and in hands of 
 
attorneys 
 
$ 1,349 11 
 
In judgment 
 
8,570 00 
 
Not in suit 
 
475,241 45 
 
Good Doubtful Worthless 
 
. 
 
...1473,837 89 634 32 
 
2,203 95 
 
Total. 
 
76,676 26 Total 
 
$476,676 16 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
, 
 
$9,500 00 
 
 IHHHHH^^^^^H TREASURER'S REPORT. 
 
HMDMMBMB 49 
 
Statement of the Condition of the Maddox-Rucker Banking Company, Located at Atlanta, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd. .$ 545,489 01 
 
Demand loans, 
 
secured 
 
$33,837 00 
 
Demand loans, 
 
unsecured.... 
 
33,837 00 
 
Overdrafts, se- 
 
cured 
 
5,678 43 
 
Overdrafts, un- 
 
secured 
 
708 52 
 
6,386 95 
 
Bonds, stocks and other securities owned by the bank 
D inking house. Furniture and 
fixtures 
 
56,900 00 
 
Other real estate 
 
Dae from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
41,388 00 
 
Oold ._ 
 
8,690 00 
 
Silver, nickles 
 
and pennies. 5,326 00 
 
Uncol. ch'ks & 
 
cash items.... 42,998 09 
 
Due by clearing 
 
house 
 
22,715 63 21,857 48 77,297 93 
98,402 C9 
 
Capital stock paid in $ 160,000 00 
 
Surplus fund 
 
40,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 
 
Interest 
 
2,046 07 
 
Premium 
 
Rents 
 
Profit and loss. 
 
2,046 07 
 
Due banks and bankers 
 
in this State 
 
22,026 65 
 
Due banks and bankers 
 
not in this Ssate 
 
7,101 76 
 
Due unpaid dividends.... 
 
Individual deposits, viz. 
 
Sub. to ch'k... 564,143 47 
 
Dema'd certifs 
 
Time certifs.., 65,496 11 
 
Certified ch'ks 
 
69 88 
 
Cashier's ch'ks 2,002 15 
 
Due to clear'g 
 
house 
 
631,711 61 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
Current expenses Taxes paid. Interest paid Profit and loss ... 
 
Total 
 
$862,886 09 
 
Totar. 
 
Classification of Notes and Bills Discounted. 
 
862.886 09 
 
In suit In judgment Not in suit 
 
$ 579,326 01 
 
Good Doubtful Worthless 
 
$ 579,326 01 
 
Total 
 
$ 579,326 01 
 
Total 
 
$ 579,326 01 
 
Loans to officers and directors (firm and individual). As payers, 
 
As itidor-er.-<, 
 
Amount of above loans made on capital stock, 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, ........ 
 
 I^^^^^HBHHHH^I 
50 
 
Mn^HaaMBHat 
 
A^BaaiBHB 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Neal Loan and Banking Company, Located at Atlanta, Ga., on the 1st day of August, 1899. 
 
RESOURCES. 
 
LIABILITIES 
 
Loans and discounts $1,300,786 19 Capital stock paid in $iro,000 00 
 
IS'dl 
 
Demand loans 
 
Surplus fund 
 
150,000 Oft 
 
secured . 
 
Undivided profits not car- 
 
Demand 1oans 
 
rind to surplus, viz.: 
 
unsecured 
 
Exchange S 157 53 
 
Overdrafts se- 
 
Interest 
 
6,760 17 
 
cured 
 
574 47 
 
Premum 
 
( 
 
Overdrafts un- 
 
Eents 
 
355 21 
 
secured 
 
3,870 53-- 4,445 00 Profit and loss .. 54,181 26--61,454 17 
 
4? 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
by the bank 
 
6,300 00 
 
in this State 
 
22,963 64 
 
Banking house..$ 
 
Due to banks and bankers 
 
Fur. and fixtures 1,800 00-- 1 800 00 not in this State 
 
3,376 51 
 
Due unpaid dividends 
 
Other real estate y 187,140 11 Due from banks and bank- 
 
Individual deposits viz.: Subject to ch'k..626,764 63 
 
ers in this State 
 
21,458 40 Demand certif- 
 
Due from banks and bank- 
 
icates 
 
228,835 05 
 
ers not in this State 
 
124,351 26 Time certific'ts..239,653 76 
 
Cash: 
 
Certified ch'ks.. 
 
Currency 
 
$24,942 00 
 
Cashier's ch'ks.. 
 
Gold 
 
4,735 00 
 
Due to clearing- 
 
oa ^ 
 
Silver, nickels 
 
house 
 
-1,095,253 44 
 
and pennies... 9,522 95 
 
TJncollected c'ks 
 
Notesand billsredifc'nted 
 
and cash items 18,888 92 
 
Bills payable,includ'g time 
 
Due by the clear- 
 
certific'ts representing 
 
ing Louse 
 
18,543 10--76,631 97 
 
money borrowed 
 
Over and short cash 
 
387 30 
 
4 
 
Current expenses. Taxes paid 
 
2,063 66 Suspense deposits... 1,129 
 
303 49- 
 
Attorney's fees 
 
234 61 
 
Interest paid 
 
1,131 11 
 
Protest fees 
 
Sundrv collections 
 
1.654 99 
 
I.E. Stamps 
 
1,512 00 
 
Total 
 
$1,433,638 55 Total. 
 
.... $1,433,638 55 
 
a7s^ 
 
Loans and Discounts. 
 
In suit In judgment 
Not in suit 
 
$ 3,890 00 9,549 53 
990,346 66 
 
Good Doubtful Worthless 
 
$1,000.604 19 2,262 20 919 80 
 
Total 
 
$1,003,' 19 
 
Total 
 
$1,003,786 19 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual 
 
." 
 
$ 40,764 40 
 
 ngg 
 
TREASURER'S EEPORT. 
 
51 
 
Statemsnt of the Condition of the Neal Loan and Banking Co., Located at Atlanta, at the close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ntd..$l,0-41,704 41 Demand loans 
secured $ Demand loans 
unsecured . 
 
Overdrafts se- 
 
cured 
 
6,466 89 
 
Unsecured 
 
6,466 89 
 
Bonds, stocks and'other 
 
securities owned by the 
 
bank 
 
Bank'g house 
 
Furniture and 
 
fixtures 
 
1,800 00 
 
6,300 00 1,800 00 
 
Other real estate 
 
Due from banks and 
 
bankers in this State.. 
 
Due lrom bunks and 
 
b'kersnotin this State. 
 
Cash : 
 
Currency 
 
70,600 00 
 
Gold ....". . 
 
6,000 00 
 
Silver, nickels 
 
and pennies 7,5:9 00 
 
UncoFctd o'ks 
 
and cash 
 
items 
 
8,900 90 
 
Due by the 
 
clear'g house 28,315 49 
 
187,140 11 9,568 55 
89,219 46 
130,345 19 
 
Current expenses TMXPS P'id Pr. fit and loss 
Protest fees 
 
6,750 97 
 
LIABILITIES. 
 
Capital stock paid in i 
 
Surplus fund 
 
Undivid' d profits not 
 
canied to surplus: 
 
Exchange $ 363 50 
 
Interest 
 
11,810 67 
 
Premium 
 
Rents 
 
770 74 
 
Pr'fit and loss 
 
100,000 00 150,000 00 
12,944 91 
 
Due bsnks and bankers 
 
inthisState 
 
11,997 03 
 
Due banks and bankers 
 
not in this State Individual deposits, 
 
6,948 07 
 
viz : 
 
Subject to 
 
check 
 
911,169 10 
 
Demand cer- 
 
tificates 
 
40,605 17 
 
Tim.- certif'ts 191,450 24 
 
Certif'dch'ks 
 
Cashier's c'ks 
 
Due to clear- 
 
ing bouse.. 
 
1,143,224 51 
 
Notes and bills redisc'td Bills pa37able, including 
certificates of deposit representing money borrowed 
 
Total 
 
$l,479ji95 78 
 
Total 
 
$1,479,295 78 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. JSot iu suir 
 
$ 19,006 70 9.549 53 
1,013,148 18 
 
Good Poubtful 
Worthless 
 
1,038,522 41 2,262 20 
919 80 
 
Total 
 
.$1,041,704 41 
 
Total 
 
$1,041 704 41 
 
Loans to officers and directors (firm and individual). As payers, $ As indotsers, $ 
 
Amount of above loans made on capital stock, $ held, 
 
Number of shares 
 
Loaned to others on capital stack, $ 
 
Number of shans held, 
 
 LO^ 
ISI 
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oa ^. 
iii2 
 
HHMmmMBMBBS 
 
mmmmmm- 
 
52 
 
TREASURER'S REPORT. 
 
Bank Examiner' Report of the Condition of the Augusta Savings Bank, Located at Augusta, Ga., on the 3d day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans, Demand loans, 
unsecured 
 
165,605 61 18 90- 15,832 04 
 
Overdrafts, se- 
 
cured 
 
4,432 47 
 
Overdrafts, un- 
 
4,432 47 
 
Bonds, stocks, etc., owned 208,142 54 
 
Banking house- 
 
Furniture and 
 
fixtures 
 
2,224 77-- 2,224 77 
 
Due from banks and bankers in this State 
Due from banks and bank- 
 
Cash : 
 
Currency 
 
18,244 00 
 
Gold 
 
6,857 50 
 
Silver, nickels & 
 
28,087 83 10,829 87 
7,498 20 
 
TJncol. checks... 728 2o 
 
Cash items 
 
1 7o 
 
Due by the clear- 
 
ing house 
 
36,843 64- 62,773 40 
 
Capital stock paid in $ 30,000 00 
 
Surplus fund 
 
15,00000 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange. 
 
43 06 
 
Interest 
 
6,488 34 
 
Premium 
 
7,744-60 
 
Rents 
 
88 08 
 
Profit and loss... 3,999 78- 18,363 86 
 
Due to bank's and bankers 
 
Due to banks and bankers 
 
Due unpaid dividends Individual deposits, viz.: 
Sub. to check ..434,836 42 
 
60 00 
 
Time certificates 20,687 92 
 
Collateral acc't. 383 43 
 
Cashier's checks 50 00 
 
Due to clearing 
 
house. 
 
-455,957 77 
 
Notes and bills- redis- 
 
Bills payable, including time certificates representing money borrowed 
 
2,518 24 312 00 
 
526 07 
 
Past due papers 
 
1,595 71 2 88 
 
519,381 63 
 
Total 
 
$519,381 63 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
v 
 
Good Doubtful ,. 
 
181,437 60 Worthless . 
 
..$181,377 30 30 35 30 00 
 
Total 
 
.$181,437 65 
 
Total 
 
$181,437 65 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) ....'. 
 
* 35>768 94 
 
 TREASURER'S REPORT. 
 
53 
 
Statement of the Condition of the Augusta Savings Bank, Located at Augusta, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.$ Demand loans 
secured $31,199 54 Demand loans 
unsecured... 
 
197,376 40 31,199 54 
 
Overdrafts se- 
 
 cured 
 
4,861 03 
 
Overdrafts un- 
 
4,861 03 
 
Bonds, stocks and other securities owned by 
 
Bank'g house- 
 
Furniture and 
 
fixtures 
 
2,224 77 
 
208,161 29 2,224 77 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State ... 
 
Cash: 
 
Currency 
 
56,918 00 
 
Gold 
 
'7,260 00 
 
Silver, nicke's *  
 
and pennies. 937 36 
 
TJncol. ch'ks & 
 
cash items... 2,839 37 
 
Due by the 
 
clear'g ho'se 
 
28,082 83 
* 
4,555 00 
67,954 73 
 
Capital stock paid in 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange... 
 
6 75 
 
Interest 
 
1,419 32 
 
Premium 2,006 50 
 
Eents 
 
17 63 
 
Profit & loss. 6,027,17 
 
Due banks and bankers 
 
Due banks and bankers 
 
Due unpaid dividends ... 
 
Individual deposits, viz.: 
 
Sub. to ch'k.439,049 81 
 
Demand cer- 
 
tificates ... ' 
 
Time certifi- 
 
cates 
 
22,115 92 
 
Certifi'd c'ks 
 
Cashier'sc'ks 50 00 
 
Due to clear- 
 
ing house. 4.438 86 
 
Notes and bills redis- 
 
Bills payable, including certificates of deposit repsresenting money 
 
30,000 00 15,000 00 
9,477 37 240 00 
465,654 59 25,000 00 
 
763 20 
 
193 17 
 
Total 
 
S 545,371 96 
 
Total 
 
$ 545,371 96 
 
Classification of Notes and Bills Discounted. 
 
Doubtful 228,575 94 
 
228,389 49 186 45 
 
Total 
 
$ 228,575 94 
 
Total.. 
 
$ 228,575 94 
 
Loausto officers and directors (fiim and individual). As payers, 542,932.82 ; 
 
as indorsers, $3,908.08. Amount of above loans made on capital stock, $ 10,913.72. Nu mber of shares 
 
held, 100. Loaned to others on capital stock, $1,578.15. Number of shares held, 15. 
 
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54 
 
TEEASUBEE'S REPORT. 
 
Bank Examiner's Report of the Condition of the Commercial Bank, Located at Augusta, Ga., on the 11th day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $298,980 44 
 
Demand loans 
 
secured 
 
$61,876 27 
 
Demand loans 
 
unsecured 
 
1,200 00- 63,076 27 
 
Overdrafts secured 
Overdrafts unsecured 
 
927 46 732 51- 1,659 97 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
39,271 00 
 
B.mking house.. 
 
Furniture and 
 
fixtures 
 
1,500 00- 1,500 00 
 
Other real estate 
 
11,950 00 
 
Due from banks and bank- 
 
ers in this State 
 
4,647 19 
 
Due from banksand bank- 
 
ers not in this State C*sb: 
 
23,279 01 
 
Currency Gold 
 
20,598 00 1,580 00 
 
Silver, n i ckels 
 
and pennies... 2,930 15 
 
Uncol'ct'dch'ks 
 
and cash items 315 81 
 
Due by clearing 
 
house. 
 
18,441 94- 43,865 90 
 
Capital stock paid in 
 
$150,000 00 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange 
 
$ 76 91 
 
Interest 
 
1,392 36 
 
Premium 
 
6 25 
 
Rents 
 
6 70 
 
Profit and loss... 11,202 82- 12,685 04 
 
Due to banks and bankers 
 
in this State 
 
4,286 07 
 
Due to banks and bankers 
 
not in this State 
 
4.111 53 
 
Due unp-iid divi lends 
 
2,652 00 
 
Individual deposits, viz.: 
 
Subject to ch'k 204,655 41 
 
Demand certif- 
 
icates 
 
Time certific'ts 61,350 10 
 
Certified ch'ks 460 00 
 
Cashier's ch'ks 
 
Due to clearing 
 
house 
 
266,465 51 
 
Notes and bills rediscounted 
Bills payable, including 
time certificates repre- 
senting borrowed money Collection account 
 
28,000 00 
20,000 00 388 35 
 
Current Expenses 
Internal revenue stamps... Premium on life insurance 
policies Interest paid Protest fees Tax fl. fas. bought 
 
10 00 
110 45 181 88 
48 39 
 
Total . 
 
$488,588 50 
 
Total 
 
$488,588 50 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$302 056 71 
 
Good Doubtful .. 
Worthless. 
 
.$362,056 71 
 
Total 
 
$362,056 71 
 
Total 
 
$362,056 71 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) (secured) 
 
$57,298 36 
 
 TREASURER'S BEPORT. 
 
55 
 
"Statement of the Condition of the Commercial Bank, Located at Augusta, Ga., at the close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disco'nted.f376,958 79 
 
Demand loans se- 
 
cured 
 
10,998 27 
 
Demand loans un- 
 
secured 
 
4,500 00 21,498 27 
 
Overdrafts secu'd.. 4,167 71 
 
Overdrafts unse- 
 
cured 
 
10,788 64 14,956 55 
 
Capital stock paid in $150,000 00 
 
Surplusfund 
 
11,202 82 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
334 33 
 
Interest 
 
5,122 53 
 
Premium 
 
Rents 
 
... 
 
16 20 
 
Profit and loss... 
 
5,473 06 
 
Bonds, stocks and other se- 
 
curities owned by the 
 
bank 
 
37,746 00 
 
Banking house 
 
Purniture and fix- 
 
tures 
 
19,500 00 
 
Other real estate 
 
5,950 00 
 
Due from banks and bank- 
 
ers in this State 
 
7,757 85 
 
Due from banks and bank- 
 
ers not in this State 
 
35,470 59 
 
Cash: 
 
Currency 
 
38,704 00 
 
Gold 
 
2,411 00 
 
Silver, nickels and 
 
pennies 
 
1,900 83 
 
TJncollected oh'ks 
 
and cash items.. 337 55 
 
Due bv the clear- 
 
ing house. 30,535 10 73,888 48 
 
Due banks and bankers in 
 
this State 
 
11,571 98 
 
Due banks and bankers not 
 
in this State 
 
2,187 57 
 
Due unpaid dividends 
 
828 00 
 
Individual deposits, viz.: 
 
Subject to check..244,084 49 
 
Demand certific's 
 
Time certificates. 63,138 86 
 
Certified checks. 
 
Cashier's checks. 
 
Due to clearing 
 
house 
 
4,489 96-311,713 31 
 
Notes and bills redisc'nt'ed 72,500 00 Bills payable, includ'g cer- 
tificates of deposit repre- 
senting money borrowed 32,000 00 
 
Current expenses 
Taxes paid Interest paid Protest fees 
 
2,018 52 
291 39 1,440 30 
 
Total 
 
$597,476 74 
 
Total 
 
$597,476 74 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 376,958 79 
 
Good Doubtful Worthless 
 
$376,958 79 
 
Total 
 
..$376,958 79 
 
Total 
 
$376,958 79 
 
Loans to officers and directors (firm and individual). As payers, $36,970.00. 
 
As indorsers, $11,100.00. 
 
,,, 
 
Amount of above loans made on capital stock, $11,050.00. Number of shares 
 
Loaned' to others on capital stock, $500 00. Number of shares held, 6. 
 
 ISUl 
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56 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Georgia Railroad Bank, Located at Augusta, Ga., on the 6th day of July, 185>9. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans seemed $735,631 77 
Demand loans 
unsecured ... 137,400 00--873,031 77 
 
Overdrafts se- 
 
cured 
 
19,352 67 
 
Overdraits un- 
 
secured .... 
 
671 99- 20,024 66 
 
Bonds, stocks, etc, owned 
 
by the bank 
 
,, 111,317 50 
 
Banking house$ 30,000 00 
 
Furniture and 
 
fixtures 
 
12,000 00-- 42,000 00 
 
Other r-al estate 
 
28,209 71 
 
Due from hanks and bank- 
 
ers in this State 
 
49,739 00 
 
Due from banks and bank- 
 
Cash : 
 
139,591 24 
 
Currency 
 
$68,132 00 
 
Gold 
 
6,892 50 
 
Silver, n i c k els 
 
and pennies... 8,313 31 
 
Uncollected 
 
checks and 
 
cash items ... 21,098 76 
 
Due by the 
 
c.ear'g house.. 17,012 52- 121,439 09 
 
Capital stock paid in $200,000 00 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange 
 
$ 2,818 93 
 
Interest 
 
35,480 03 
 
Premium 
 
Rents and div... 4,129 32 
 
Profit and loss.. 47,362 01- 89,790 29 
 
Due to banks and bankers 89,827 78 
Due to banks and bankers 36,973 m 
 
Individual deposits,viz.: Subj'ct to chkfl ,256,854 61 
 
tificates ... Time certifi- 
cates Certifi'd chks Cas h i e r' s 
 
182,903 01 
 
Due to clearing house.. 
 
--1,439,757 62 
 
Notes and bills redis- 
 
Bills payable, including time certificates representing money borrowed 300,000 00 
 
Current expenses / Profit and loss 
 
19,384 95 4,207 94 
 
Notes and bills discounted 
 
841 70 
 
Total 
 
$2 156,349 68 
 
Total 
 
Loans and Discounts. 
 
$2 156,349 68 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
Doubtful 
 
1,620,435 59 Worthless 
 
.$1,620,435 59 
 
Total 
 
$1,620,435 59 Total 
 
$1,620,435 59 
 
Loans to officers and directors as payers and guarantors (firm anil 
 
individual) 
 
$ 1,560 00 
 
 TREASURER'S REPORT. 
 
57 
 
Statement of the Condition of the Georgia Railroad Bank, Located at Augusta, Ga., at the Close of Business September 5th, 1899. 
 
KESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'td...$1,089,224 19 Dem'nd lo'ns, 
secured 237,913 60 Deui'nd lo'ns, 
unsecured.. 159,050 00 396,963 60 
 
Overdrafts secured 
Overdrafts unsecured,.... 
 
991 81 1,908 71 
 
2,900 60 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Bnk'g house. 30,000 00 
 
Furniture and 
 
fixtures 
 
12,000 CO 
 
111,217 50 42,000 00 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State.... 
 
Cash: 
 
Currency 
 
85,379 00 
 
Gold ....". 
 
16,370 00 
 
Silver, nicke's 
 
and pen'ies 16,881 44 
 
Uncul. cli'cks 
 
and cash 
 
items 
 
5,81111 
 
Due by the 
 
ci'rg house 99,456 46 
 
28,219 71 15,253 02 116,068 46 
223,901 01 
 
Capital stock paid in...$ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
Interest 
 
47,029 21 
 
Premium 
 
3,204 35 
 
Rents 
 
7,012 82 
 
Profitandloss 47,611 21 
 
200,000 00 104,857 59 
 
Due banks and bankers 
 
in this State. 
 
90,156 78 
 
Due banks and bankers 
 
not in this State 
 
49,016 37 
 
Due unpaid dividends.... 
 
Individual deposits, viz.: 
 
Sub. to check.1,131,369 51 
 
Demand certs 179,781 36 
 
Time certs.... 
 
Cerlfi'd ch'ks 
 
Cash'rs' ch'ks 
 
Due to clear- 
 
ing house... 
 
1,311,150 87 
 
Notes and bills redisc'td. 
 
Bills payable..., 
 
300,000 00 
 
Current expenses. Taxes p-iid Interest paid Profit and loss Protest fees 
 
25,081 14 4,352 38 
 
Total 
 
.$2,055,181 61 
 
Total 
 
,055,181 (il 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 150 00 Good Doubtful 
1,486,037 79 Worthless 
 
$1,486,187 79 
 
Total 
 
$1,486,187 79 Total 
 
$1,486,187 79 
 
Loans to officers and directors (firm and individual). As payers, $26,000.00 
 
As indorsers, Amount of above loans made on capital stock, -- 
 
Number of shares 
 
held, Loaned to others on capital stock, 
 
; number of shares held, 
 
-.  
 
 n^mn 
 
1^ 
 
58 
 
 HMmn 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Irish-American Bank, located at Augusta. Ga., on the 5th day of July, 199. 
 
RESOURCES. 
 
LIABILITIES. 
 
11.700 00 
 
Demand loans, 
 
(Sill 
 
secured 
 
$ 460 06 
 
Undivided profits not car- 
 
Demand loans, 
 
ried to surplus, viz.: 
 
unsecured .. .. 451 05- 911 11 
 
Overdrafts se- 
 
Interest 
 
947 80 
 
Overdrafts, un- 
 
( 
 
secured 
 
75 14- 75 14 PrKfit and loss... 
 
- 985 56 
 
Bonds, stock, etc., owned 
 
Due to banks and bankers 
 
Banking house.. 
 
Furniture and 
 
Due to banks and bankers 
 
fixtures 
 
595 00-- 595 00 not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Due from banks and bank- 
 
Sub. to check ... 54,957 33 
 
8,391 51 Demand certifs.. 
 
Due from banks and bank- 
 
Time certificates 8,995 00 
 
3,7S8 75 Certified check.. 50 00 
 
Cash : 
 
Cashier's ch'ks... 
 
Currency 
 
2,782 00 
 
Due to clearing 
 
Gold 
 
229 50 
 
house 
 
447 31- 64,449 64 
 
Silver, nickels & 
 
Notes and bills redis- 
 
n>2 
 
Uncol. ch'ksand 
 
cash items 
 
2,429 57 
 
Bills payable, including 
 
Due bv the clear- 
 
time certificates repre- 
 
ing house 
 
19,068 29. - 24,618 46 
 
senting money borrowed 
 
19 n 
 
1,027 11 
 
50 00 
 
Total 
 
$ 77,154 32 Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 38.608 35 
 
Good Doubtful Worthless 
 
$ 38,608 35 
 
Total 
 
$ 38.608 35 
 
Total 
 
$ 38,608 35 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 4,240 S3 
 
NOTE.--This bank has on deposit with the National Exchange Bank, Augusta, $15,000 which does not appear on statement, as bank's books did not 
show it. This deposit is really Capital, and is deposited to the credit of the bank. The capital was increased to $15,000 on bank's books by my order at 
date of examination, and balance shown as "special deposit." S. G. TURNER, Examiner. 
 
 TREASURER'S REPORT. 
 
59 
 
Statement of the Condition of the Irish American Bank, Located at Augusta, Ga., at the close of Business September 9th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ted ..$ 73,838 23 
 
Demand loans 
 
secured $15,048 71 
 
Unsecured 
 
15,048 71 
 
Overdrafts se- 
 
cured 
 
... 
 
Unsecured 
 
Bonds, ptocks and other 
 
securities owned by the 
 
bank 
 
Banking house, furniture 
 
and fixtures 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state .... 
 
Cash: 
 
Currency 
 
4,619 00 
 
Gold 
 
270 00 
 
Silver, nickels 
 
and pennies.. 397 55 
 
Uncol. c'ks and 
 
cash items.... 3,459 78 
 
Due bv the cl'r- 
 
ing"house 
 
595 00 14,130 04 3,205 88 
8,746 33 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
1,521 76 ... 
 
LIABILITIES. 
 
Capital stock paid in 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
65 56 
 
Interest 
 
2,555 17 
 
Premium 
 
Runts 
 
Profit and loss.. 
 
 
 
15,645 00 2,620 73 
 
Due banks and bankers in 
 
this state 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends 
 
Individualdeposits,viz : 
 
Sub. to ch'k 85,335 42 
 
Demand certifi- 
 
cates 
 
Time certifi- 
 
cates 
 
8,995 00 
 
Certified ch'ks. 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
4,489 81 
 
98,820 22 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit represting money borrowed 
 
Total 
 
$117,085 95 
 
Total 
 
$117,085 95 
 
Classification of Notes and Bills 1) SCOUE ted. 
 
Not in suit 
 
Oood 
Doubtful 88,886 94 
 
.$ 88,886 94 
 
Total 
 
$ 88,886 94 Total.... 
 
AsLionadnosrstoeTMo,ff$ic3e,0rs38a.1n0d. directors (firm and individual). As payers, $8,843.30. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held 
 
 ^^^^H 
 
L& 
 
60 
 
i^nilnni TREASURER'S REPORT. 
 
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Bank Examiner's Report of the^ Condition of the Planters' Loan and Savings Bank, Located at Augusta, Ga., on 
the 8th day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts ... . 1 124,417 78 Demand loans 
secured $109,268 92 
Demand loans unsecured ... 45,000 00- 154,268 92 
 
Overdrafts se- 
 
Overdrafts un- 
 
20 50 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
15,270 85 
 
Banking house 
 
Furniture and fixtures $ 2,652 30- 2,652 30 
 
Other real estate Due from banks and bank- 
 
Due from banks and bank- 
 
Cash : Currency 
 
$6,694 00 
 
47,423 41 24,837 75 
365 94 
 
Silver, nickels 
 
and pennies ... 45 21 
 
TJncoUected chks 
 
and cash items. 638 00 
 
Due by the clear- 
 
ing house 
 
2,704 97- 16,619 68 
 
Current expenses from Profit and loss 
 
59 52 100 00 
3,737 87 
 
50,000 00 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange 
 
$ 4 07 
 
Interest and dis- 
 
count 
 
201 20 
 
Premium 
 
330 00 
 
Rents 
 
653 06 
 
Profit and loss ... 9,223 49- 10,411 82 
 
Due to banks and bankers 
 
Due to banks and bankers 
 
Individual deposits, viz: SuInert to ch'k.if 38,901 64 Savings de-] 
 
929 55 
 
[ime"cert* \ 287>849 37 
 
Certified chks.. Cashier's chks. Due to clearing 
 
200 00 328,424 34 
 
Notes and bills redis- 
 
Bills payable, including time certificates representing money borrowed 
Cashier's collateral ac- 
 
748 05 
 
Internal revenu" stamps.. Transit collection acct... 
 
20 56 185 00 33 68 
 
Total 
Loans and Discounts. 
 
$390,513 76 
 
In suit In iudgment Not in suit 
 
v 5.42158 
- 273,265 12 
 
Good Doubtful Worthless 
 
$278,686 70 
 
Total 
 
$278,686 70 
 
Total 
 
$278,686 70 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 6,852 00 
 
 TREASURER'S REPORT. 
 
61 
 
Statement of the Condition of the Planters' Loan and Savings Bank, Located at Augusta, Ga., at the Close of Business, September 5, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ted...$ 152,872 19 
 
Demand loans 
 
secured 
 
131,072 12 
 
Unsecured.... 33,000 00 164,072 12 
 
O v e rdrafts secured 
Unsecured 
 
336 68 30 12 
 
366 80 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Ranking house. 
 
Furniture and 
 
fixtures 
 
2.652 30 
 
15,270 85 2,652 30 
 
Other real estate 
 
Due fro in banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
8,882 00 
 
Gold 
 
6,590 00 
 
Si 1 ver, nickels 
 
and pennies.. 627 48 
 
Uncollect'd c'ks 
 
and cash it'ms 9,183 67 
 
Due by the 
 
cleari'g house 
 
47,423 41 40,689 42 
2,307 67 
'5 ,283 15 
 
LIABILITIES. 
 
Capital stock piid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
40 86 
 
Interest 
 
1,828 55 
 
Premium 
 
339 20 
 
Rents 
 
882 54 
 
Profit and loss.. 9,223 49 
 
50,000 00 12,314 64 
 
Due banks and bankers 
 
in this State 
 
721 62 
 
Due binks and bankers 
 
not in this State 
 
Due unpaid dividend-" 
 
621 93 
 
Individual deposits, viz.: 
 
Subject to c'k... 55,431 99 
 
Demand cert's.. 
 
Time c^rtific's..332,758 56 
 
Certified checks 
 
Cashier's ch'ks 700 30 
 
Due to clearing 
 
house 
 
3,270 91 392,16176 
 
Notps and bills redisc'ted Bills payable, including 
certificates of deposit represe'ting money bor- 
rowed 
 
Current expenses 
 
Taxes paid 
 
Interest paid 
 
Profit and loss ..... 
 
Protest fees 
 
, 
 
811 89 291 25 3 ,778 90 
 
Total 
 
$455,819 95 
 
Total 
 
$455,819 95 
 
Classification of Notes and Bills D SCOUI] ted. 
 
Not in suit 
 
316 944 31 
 
Good Dcmh'lul 
 
.$ 316,944 31 
 
Total 
 
$ 316,944 31 
 
Total 
 
.$316,944 31 
 
Loans to officers and directors (firm and individual). As payers, $5,477.00. 
As indorsers, $965.00. Amount of above loans made on capital stock, $ 260 00. Number of shares 
held, 26. Loaned to others on capital stock, $2,150.00. Number of shares held, 193. 
 
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62 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Union Saving Bank, Located at Augusta, Ga., on the 1st day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $137,513 
 
Demand loans 
 
secured 
 
138,303 95 
 
Demand loans 
 
unsecured 
 
4,291 40--42,795 
 
Overdrafts secured 
Overdra f ts un- 
secured 
 
499 78 395 69-- 895 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
43,600 
 
Banking house.. 
 
Furniture and 
 
fixtures 
 
1783 78-- 1,783 
 
Other real estate 
 
1,142 
 
Due from banks and bank- 
 
ers in this ~tate 
 
6,511 
 
Due from banks and bank- 
 
ers not in this State 
 
20,452 
 
Cash: 
 
Currency 
 
3,076 00 
 
Gold 
 
1,730 00 
 
Silver, nicke s 
 
and pennies... 9,697 16 
 
Uncol. ch'ksand 
 
cash items 3,823 16 
 
Due by the clear- 
 
, 
 
ing house 
 
7,028 75--25,355 
 
Capi'ai stock paid in 
 
$ 30,0C0 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 690 97 
 
Interest 
 
6,903 59 
 
Premium 
 
Rpnts 
 
Profit and loss... 5,374 83--12,969 39 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
729 37 
 
Due unpaid dividends 
 
Individual deposits, viz.; 
 
Subject to ch'k.. 46,944'30 
 
Demand certifi- 
 
cates 
 
Time certific'ts. 51,700 38 
 
i-avings dep's ...138,491 65 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
1,438 47-238,574 SO 
 
Notes and bills redisc'ted.. Bills payable, including 
time certificates representing money borrowed 
B. and Loan dividend 
 
5,000 00 5 60 
 
Current expenses Taxes paid. Profit and loss Interest paid Protest fees Premium on bonds.. 
Life insurance policy Cash short 
 
2,942 421 
708 
2,403 600 153 
 
Total 
 
.....$287,279 16 
 
Total 
 
Loans and Discounts. 
 
$287,279 16 
 
In suit In judgment Not in suit 
 
$ 400 00 98] 50 
178,927 50 
 
Good Doubrful Worthless 
 
$178 520 43 1,381 50 407 07 
 
Total 
 
.$180,309 00 
 
Total 
 
$180,309 00 
 
Loans to orticeis and directors as payers and guaiautors (firm and 
 
individual) 
 
$ 1.9'9 50 
 
NOTE.--This bank is successor to Irish-American Dime Savings Bank. 
 
 TREASURER'S REPORT. 
 
63 
 
Statement of the Condition of the Union Savings Bank, Located at Augusta, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills diso'td $152,079 52 
 
Demand loans 
 
secured .. .. 42,900 92 
 
Unsecured. 
 
-42,900 92 
 
Overdrafts se- 
 
cured 
 
2,676 28 
 
Unsecured 
 
510 90-- 3,187 18 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
41,600 00 
 
Banking house.. 
 
Furniture and 
 
fixtures 
 
1,773 69- 1,773 69 
 
Other real estate 
 
1,142 75 
 
Due from banks and bank- 
 
ers in ih.s State 
 
4,878 89 
 
Due from banks and bank- 
 
ers not in this State 
 
1,271 25 
 
Cash : 
 
Currency ... 10,290 00 
 
Gold " 
 
392 75 
 
Silver, n i ckels 
 
and pennies... 1,222 65 
 
Uncol'cid ch'ks 
 
and cash items 6,687 98 
 
Due by the 
 
clear'g house. 
 
--18,593 38 
 
Capital stock paid in $ 30,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz : 
 
Exchange 
 
47 17 
 
Interest 
 
1,162 63 
 
Premium 
 
Rents 
 
Profit and loss... 7,263 48- 8,478 28 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
349 41 
 
Due unpaid dividends 
 
Individual deposit*, viz.: 
 
Subject to ch'k 150,659 51 
 
Demand ceitifi- 
 
cates 
 
Timecertif'ctej 69,154 56 
 
Certified ch'ks. 2,000 00 
 
Ca^hier'sch'ks. 
 
Due t i clearing 
 
house 
 
10,459 72-232,273 79 
 
Notes and bills redisc'nted Bills payable, including 
certificates of deposit representing money borrowed 
 
Current expenses 
 
Taxes paid 
 
Interest paid 
 
'. 
 
Rents 
 
Protest fees 
 
Premium paid on bonds.. 
 
Insurance policy 
 
523 70 
96 52 50 00 
2,403 68 600 Ou 
 
Total 
 
$271,101 48 Total 
 
$271,101 48 
 
Class fication of Notes and Bills Discour ted. 
 
In judgment Not in fcuit .. 
 
$ 
881 50 
151,198 02 
 
Doubtful Worthless 
 
  $151,798 02 ' 281 ,50 
 
Total 
 
$152,079 52 
 
Total 
 
$152,079 52 
 
Loans to offr-ers and directors (firm and individual). As payers, $8,920.00. 
 
As indorsers, $841.50. 
 
Amount of above loans made on capital stock 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock,' $200.00 Number of shares held, 4. 
 
 / 
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MM 
 
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mmmmmm 
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64 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Barnesville Savings Bank, Located at Barnesville, Ga., on the 21st day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans 
 
secured 
 
$12,280 28 
 
Demand loans 
 
-12,280 28 
 
Overdrafts se- 
 
cured 
 
9,133 76 
 
Overdrafts unse- 
 
-12,686 51 
 
Bonds, stocks, etc., owned 
 
Banking house.. 1,800 00 
 
Furniture and 
 
fixtures 
 
1,642 09-- 3,442 09 
 
1,024 67 
 
Due from banks and bank- 
 
1,943 29 
 
Due from banks and bank- 
 
2,705 07 
 
Cash: 
 
Currency 
 
582 00 
 
Gold 
 
69 00 
 
Silver, nickels 
 
and pennies... 395 43 
 
Uncollected c'ks 
 
and cash items 3,776 58 
 
Due by the clear- 
 
ing house 
 
-- 4,823 01 
 
Capital stock paid in $ 30,000 00 
 
Undivided profits not car- 
 
ried to surplus: 
 
Exchange 
 
272 58 
 
Interest 
 
2,228 17 
 
Profit and loss... 3,223 26-- 5,724 01 
 
Due to banks and bankers 
 
Due to banks and bankers 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to check 72,256 89 
 
Demand certifi- 
 
cates 
 
Time certificates 21,697 67 
 
Cashier's checks 
 
Due to clearing 
 
house 
 
--93,954 56 
 
Notes and bills redisc'ted.. Bills payable, including 
time certificates representing money borrowed 
 
378 80 
 
62 11 
 
Total 
 
$129,678 7.1 Loans and Discounts. 
 
In suit and in hands of at- 
 
torney for collection $ 1,813 72 
 
In judgment 
 
Not in suit 
 
100,799 30 
 
Good Doubtful ... Worthless . 
 
32,044 54 568 48 
 
Total 
 
$102,613 02 Total 
 
$102,613 02 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$6S2 01 
 
 aa 
^^^BHSBB^n^HI 
 
EBMUMB8H 
 
TREASURER'S KEPORT. 
 
65 
 
Statement of the Condition of the Barnesville Savings Bank, Located at Barnesville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted..$ 88,353 14 
 
Demand loans 
 
secured 
 
$40,000 00 
 
Demand loans 
 
40,000 00 
 
Overdrafts se- 
 
cured 
 
15,338 63 
 
Overdrafts un- 
 
-15,338 63 
 
Bonds, stocks and other securities owned by the 
 
Banking house...$2,000 00 
 
Furniture and 
 
fixtures 
 
1,642 09-- 3,642 09 
 
824 67 
 
Due from banks and bank- 
 
3,388 15 
 
Due from banks and bank- 
 
ers not in this State Cash: 
 
3,928 58 
 
Currency 
 
$ 2 500 00 
 
Gold 
 
S i 1 v er, nickels 
 
and pennies... 2,306 76 
 
Uncol'cted chks 
 
andcash it'ms 31 14 
 
Due by the 
 
clearinghouse 
 
--- 4,837 90 
 
815 57 69 91 
373 42 
 
Capital stock paid in . $ 30,000 00 
Undivided profits not carried to surplus, viz,: 
 
Profit and loss... 5,000 00-- 6,149 76 
Due banks and bankers in 3,158 99 
Due banks and bankers 
 
Individual deposits, viz.; 
Subject to ch'k..$42,948 77 Demand certifi- 
 
Time certificat's 34,314 54 Certified checks 
Cashier's ch'cks Due to clearing 
 
77,263 31 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit representing money bor- 
 
45,000 00 
 
Total 
 
$161,572 06 
 
Total 
 
,. $161,572 06 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 12S,353 14 
 
Good Doubtful 
Worthless 
 
$128,353 14 
 
Total 
 
$128,355,14 
 
Total 
 
..$128,353 14 
 
Loans to officers and directors (firm and individual). As payers, $5,233.35. As indorsers, f 
 
Amount of above loans made on capital stock, ., held, 
 
Number of shares 
 
Loaned to others on capital stock, 
 
Number of shares held 
 
 / 
IS*' 
J 
)RC/ 
n\2 
4 
$ 
55; 
*C 
 
i^HHHi 
 
nviNHn 
 
66 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the New South Savings Bank, Located at Barnesville, Ga., on the 22d day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans 
 
$ 48,169 60 
 
Demand loans ' unsecured 
 
Overdrafts se- 
 
cured 
 
5,024 33 
 
Overdrafts un- 
 
Bonds, stocks, etc. owned 
 
Banking house... 
 
Fur n i ture and 
 
fixtures 
 
. $ 
 
2,500 00 
 
Other real estate 
 
1,500 00 
 
Due from hanks and bank- 
 
ers in this ^tate. 
 
5,633 94 
 
Due from banks an d bank- 
 
415 75 
 
Cash: 
 
438 00 
 
Gold 
 
95 00 
 
Silver, nickels 
 
400 00 
 
Uncollected chks 
 
and cash items 20 95 
 
Due by the clear- 
 
- 953 95 
 
Current expenses 
 
548 73 461 44 
 
Interest paid Protest fees 
 
Capital stock paid in $ 10,000 00 Surplus fund 
Undivided profits not carried to surplus, viz.: 
 
Premium 
Profit and loss... 
Due to banks and bankers 
Due to banks and bankers 
Due unpaid dividends Individual deposits.viz.: 
Subject to check$lo,846 02 
 
1,905 67 286 16 
 
Time certificates 27,065 45 
 
Certified checks 
 
Cashier's checks 
 
Due to clearing 
 
house, etc 
 
--42,911 47 
 
Notes and bills redis- 
 
Bills payable, including 
time certificates representing money borrowed 
 
10,000 00 134 14 
 
Total 
 
1 65,237 74 
 
Total 
 
Loans and Discounts. 
 
$ 65,2.37 74 
 
In suit In judgment 
Not in suit 
 
$ 1,573 06 1,05185 
45,544 69 
 
Cood Doubtful Worthless 
 
$ 47,945 60 224 00 
 
Total 
 
$ 48,169 60 
 
Total TM^,, 
 
,$ 48,169 60 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 2,626 00 
 
....... 
 
 TREASURER'S REPORT. 
 
67 
 
Statement of the Condition of the New South Savings Bank Located at Barnesville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd.$ Demand loans 
secured $ 3,000 00 Unsecured.... 
 
Overdrafts se- 
 
cured 
 
1,370 11 
 
Unsecured. .. 
 
Bonds, stocks and other securities owned by the bank 
B'king house. Furniture and 
fixtures 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State... 
 
Cash: 
 
Currency 
 
2,905 00 
 
Gold 
 
180 00 
 
Silver, nickels 
 
& pennies.. 1,158 86 
 
Uncol. ch'ks 
 
and cash 
 
items: 
 
Due by the 
 
cl'r'g house 
 
56,292 46 3,000 00 1,370 11 2,500 00 1,500 00 1,263 49 131 14 
4,243 86 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 
 
Interest 
 
1,649 15. 
 
Premium 
 
Rents 
 
Profit and loss 
 
10,000 00. r,649 15 
 
Due banks and bankers 
 
in this State 
 
457 92 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends, viz.: 
 
Sub. to check.? 15,869 63 
 
Dem'nd certs. 
 
Time certs.. . 24,580 95 
 
Certfi'd ch'ks 
 
Cash'rs' ch'ks 
 
Due to clear- 
 
ing house... 
 
40,450 58 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
18,500 00* 
 
Current expenses. Taxes paid 
Interest paid Profit and loss Protest fees 
 
756 59 
 
Total. 
 
.$ 71,057 65 
 
Total 
 
$ 71,057 65 
 
Classification of Notes and Bills Discounted. 
 
Tn suit In judgment. Not in suit... 
 
...$ 1,265 00 Good Doubtful 
55,027 46 Worthless 
 
$ 56,068 46 224 0O 
 
Total 
 
...$ 56,292 46 
 
Total. 
 
56,292 46 
 
Loans to officers and directors (firm and individual). As payers, $2,700.00. 
 
As indorsers, $ 
 
Amount of above loans made on capital stock, $ held, 
 
Number of shares 
 
Loaned to others on capital stock, $ 
 
Numbgr of shares held 
 
 Lo* 
1 wrC* 
J 
>RC, oa ^. 
"2 
4 
&4 
 
HMMII 
 
68 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Blackshear Bank, Located at Blackshear, Ga., on the 9th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$40,845 31 
 
Demand loans se- 
 
cured 
 
$27,500 00-27,500 00 
 
Demand loan un- 
 
secured 
 
Overd'fts secured Overdrafts unse- 
cured 
 
13 96 
 
13 96 
 
Capital stock paid in ..$25,000 00 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$543 33 
 
Interest 
 
3,337 65 
 
Premium 
 
Rents 
 
Profit and loss . . 
 
Bonds, stocks, etc., owned by the bank 
Banking bouse... Furniture and 
fixtures 
 
Other real estate 
 
Due from banks and bin, .- 
 
era in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
Gold ... Silver, nickels 
and pennies .... 
 
400 00 5 00 
502 08 
 
Uncoilectedch'ks 
 
and cash items 25 00 
 
Due by clg. hse. 
 
1,011 93 2,106 70 6,370 01 
932 08 
 
Due to banks and bankers in this State 
Due to banks and bankers 
not in this State Due unpaid dividends 
Individual deposits, viz-: Subject to check 33,490 61 
Demand certifi- 
 
3,880 98 
 
Time certificates. 12,110 96 
 
Certified checks. 
 
Cashier's checks. 
 
Due to clearing house 
 
45,601 57 
 
Notes and bills redisc'nted 
Bills payable, including time certificates representing money borrowed. 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees Short cash 
 
337 63 364 43 
50 
 
Total 
 
$79,482 55 
 
Total 
 
$79,482 55 
 
Loans and Discounts. 
 
In suit In judgment Not in judgment 
 
$ 488 46 67,856 85 
 
Good Doubtful Worthless 
 
$68,345 31 
 
Total 
 
$68,345 31 
 
Total 
 
$68,345 31 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
, 
 
.' 
 
None. 
 
 TREASURER'S RETORT. 
 
69 
 
Statement of the Condition of the Blackshear Bank, Located at Blackshear, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted.... $ 57,935 40 Demand 1oans 
secured Demand lo ans 
unsecured 
 
0 ver drafts se- 
 
cured 
 
,$ 
 
Overdrafts un- 
 
secured 
 
210 39 -- 
 
210 39 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house.$ 
 
Furniture and 
 
fixtures 
 
- 
 
Other real estate 
 
1,01193 
 
Due from banks and bank- 
 
ers in this State 
 
1,235 90 
 
Due from banks and bank- 
 
ers not in this State Cash: 
 
1,498 59 
 
Currency 
 
$ 
 
Gold 
 
Silver, nickels 
 
and pennies... 
 
Uncol'cted chks 
 
and cash it'ms 
 
Due by th e 
 
clearinghouse 
 
-- 3,453 15 
 
Capital stock paid in $ 25,000 00 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange 
 
$ 121 21 
 
Interest 
 
2,369 40 
 
Premium 
 
Rents 
 
Profit and loss... 
 
-- 2,490 61 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits,viz.: 
 
Subject to chk..$ 20,667 17 
 
Demand certif- 
 
icates 
 
Time certific'ts 12,384 46 
 
Certif'd checks 
 
Cash'r's checks 
 
Due to clearing huse 
 
_ 33^51 63 
 
Notes and bills redisc'nted 
Bills payable, including 
certificates of deposit representing money borrowed 
 
Current expenses . Taxes paid 
Interest paid Profit and loss ... Protest fees 
 
136 88 60 00 
 
Total 
 
* 65.542 24 
 
Total 
 
Classification of Notes and Bills Discounted. 
In suit In judgment 
 
$ 65,542 24 
 
Total 
 
$ 57,935 40 
 
Total 
 
AssIfirnfdfW ors0et^rs,0^$C . erSand direCt0rS (flrm and individual). 
 
$ 57,935 40 As payers, *1,749.60.: 
 
held"1?.TM.1.01 abVe l0anS made n apital St0ck' 
 
Number of shares 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 ^^^^HSHi^^^n^^^V 
 
,i 
 
70 
 
TEKASURER'S EEPORT. 
 
Bank Examiner's Repoit of the Condition of the Bank of Blakely, Located at Blakely, Ga., on the 5th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES- 
 
Loans and discounts 
Demand loans, secured 
Demand loans, unsecured 
 
$ 87,959 84 
 
Capital stock paid in $ 50,000 00 
 
Surplus fund 
 
17,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
317 41 
 
Interest 
 
5,408 47 
 
Overdrafts, se- 
 
Premium 
 
J 
 
cured 
 
$ 3,447 35 
 
Overdrafts, un- 
 
secured 
 
60 26 
 
3,507 61 
 
Rents Profit and loss... 
 
833 12 474 41 7,033 41 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking bouse,1 
 
furniture and Y 
 
fixtures 
 
j 
 
2,042 85 
 
in this State Due to banks and bankers 
not in this State Due unpaid dividends 
Individual deposits, viz.: 
Sub. to check ... 50,509 68 
 
203 03 
 
)RC/ 
 
Other real estate 
 
6,734 31 Demand certifs.. 
 
Due from banks and bank- 
 
Time certificates 
 
ers in this State 
 
14,600 48 Certified checks. 
 
Due from banks and bank- 
 
Cashier's checks 86 34 
 
ers not in this State 
 
1,259 71 Due to clearing 
 
Cash: 
 
house 
 
50,596 02 
 
'Currency 
 
1,338 00 
 
Gold 
 
1,785 00 
 
Notes and bills re dis- 
 
Silver, nickels & 
 
pennies 
 
4,117 04 
 
counted Bills payable, including 
 
TJncol. ch'ks and 
 
time certificates repre- 
 
cash items 
 
senting money borrowed 
 
Due by the clear- 
 
ing house 
 
7,240 04 
 
0 
 
'Current expenses 
 
821 52 
 
Taxes paid 
 
645 40 
 
Profit and loss 
 
Interest paid 
 
20 70 
 
Protest fees 
 
Total 
 
$124,832 42 
 
Total 
 
$124,832 42 
 
us 
 
Loans and Discounts. 
 
In suit In judgment JSTot in suit , 
 
$ , 87,959 84 
 
Good Doubtful Worthless , 
 
$ 87,898 57 61 27 
 
Total 
 
$ 87,959 84 Total... 
 
$ 87,959 84 
 
ILoans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
3,691 00 
 
o*C 
 
i&8BB wmnm HBKXB 
 
 ^^^Mfl^^^Ka^^B^^^^^^HH^SINfl 
 
TREASURER'S REPORT. 
 
71 
 
Statement of the Condition of the Bank of Blakely, Located at Blakely, Ga., at the close of Business September 5th, 1899. 
 
RESOURCES. 
Notes and bills disc'nted Demand loans 
secured $ Demand loans 
unsecured... 
 
Overdrafts se- 
 
cured 
 
2,844 55 
 
Overdrafts un- 
 
secured 
 
647 44 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
Bank'g house.. 
 
Furniture and 
 
fixtures 
 
2,042 85 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State .. 
 
Cash: 
 
Currency 
 
3,099 00 
 
Gold 
 
2,280 00 
 
Silver, nickels 
 
and pennies. 1,783 60 
 
Uncol. ch'ks & 
 
cash items .. 404 81 
 
Due by the 
 
clear'g ho'se 
 
99,798 71 
3,591 99 
2,042 85 7,390 45 17,009 14 
652 27 
7,567 41 
 
LIABILITIES. 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange $ 800 86 
 
Interest 
 
6,824 04 
 
Premium 
 
Rents 
 
858 12 
 
Loss and gain. 476 66 
 
Due banks and bankers in this State 
Due banks and bankers not in this State ,. 
Due unpaid dividends .. Individual deposits, viz.: 
Sub. to ch'k 44,582 33 Demand cer- 
tificates ... Time certifl- 
cates 
Certifi'dc'ks 51 02 Cashier's c'ks 207 03 Due to clear- 
ing house. 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
50,000 00 17,000 00 
8,959 68 177 13 
44,840 38 20,000 00 
 
Current expenses Taxes paid Interest paid Profit and loss. Protest fees 
 
1,840 57 775 40 308 40 
 
Total 
 
$ 149.977 19 
 
Total 
 
$ 140,977 19 
 
Classification of Notes and Bills Discounted. 
 
In judgment 
 
$ ..'.".'.'.'.'.'. 99,798 71 
 
Good Doubtful.. 
 
$ 99,737 44 61 27 
 
Total.. 
 
if 99,798 71 
 
Total 
 
$ 99,798 71 
 
Loans to officers and directors (firm and individual) As payers, $18,575.86- 
 
As indorsers, $966.65. Amount of above loans made on capital stock, $13,191.49, Number of 
 
shares held, 30 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 LO* 
J 
)RC/ oa i*. 
n2 
0 
M33 
i 
 
HWMHMHMHi 
 
72 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Brunswick Savings and Trust Co., Located at Brunswick, Ga., on the 7th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans 
Demand loans 
Overdr'fts sec'ed Overdrafts u n- 
secured 
 
$103,836 94 
 
3,621 76 
 
103 31 
 
103 31 
 
Capital stock paid in $ 89,600 00 
 
Undivided profits not car- 
 
ried to surplus, viz : 
 
Exchange 
 
167 17 
 
Interest 
 
1.022 60 
 
Premium 
 
Rents 
 
126 65 
 
Profit and loss... 11 44 
 
1,327 86 
 
Bonds, stocks, etc , owned 
 
Bank'ng house... 
 
Furniture and 
 
fixtures 
 
1,855 00 
 
Due from b'ks and bank- 
 
Due from b'ks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
3,468 00 
 
Gold, foreign 
 
coin, estim'ted 
 
value 
 
1,193 60 
 
Silver, nickels & 
 
pennies 
 
618 93 
 
Uncollected c'ks 160 54 
 
Due by the clear- 
 
4,599 22 1,855 00 13,048 97 2,047 42 5,207 60 
5,441 07 
 
Due to banks and bankers 
Due to banks and bankers 
Individual deposits, viz.: Subject to check ...44,899 16 Savings deposits... 5,539 39 Time certificates.. 600 00 Certified checks ... Cashier's checks.. Due to. clearing 
51,038 55 
Notes and bills redisc'nted Bills payable, including 
time certificates representing monev borrowed 
 
Current expenses Profit and loss 
 
598 90 650 00 
 
Cash items--worthless ... 
 
343 98 612 24 
 
$141 966 41 
 
Total 
 
$1 41.966 41 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
, $ 2,765 00 Good 18,552 55 Doubtful and 86,141 15 Worthless .... 
 
168,519 20 38,939 50 
 
Total 
 
$107,458 70 Total 
 
$107,458 70 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$17,989 44 
 
Name changed to Brunswick Bank & Trust Co. See opposite page. 
 
sssissa&s&ssjBassfflsss 
 
 nmus 
TREASURER'S KEPORT. 
 
^B^^^^^^H^HHBBHB 
73 
 
Statement of the Condition of the Brunswick Bank and Trust Company, Located at Brunswick, Ga., at the close of Business September 5th. 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted... 
 
Demand loans 
 
secured 
 
11,174 13 
 
Unsecured 
 
86,246 66 11,174 13 
 
Overdrafts se- 
 
cured 
 
1,575 02 
 
Unsecured 
 
245 71- 1.801 33 
 
Bonds, stocks and other 
 
securities owned Ly the 
 
bank 
 
..... 
 
Banking house 
 
Furniture and fixtures.... 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
Currency 
 
2,591 00 
 
Gold(estima'd) 915 95 
 
Silver, nickels 
 
and pennies.. 2,798 55 
 
Uncol. c'ks and 
 
cash items & 
 
Internal Rev. 
 
stamps. 
 
1,558 92 
 
Due by the cl'r- 
 
ing house 
 
865 00 1,940 00 12,768 97 
181 22 6,898 57 
7,864 42 
 
Capital stock paid in $ 43,000 00 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
184 71 
 
Interest 
 
1,890 92 
 
Premium 
 
Rents 
 
101 00 
 
Profit and loss.. 6,795 80-- 8,972 43 
 
Due banks and banker in this state 
Due banks and bankers not in this state 
Due unpaid dividends Individual deposits, viz.: 
Sub. toch'k.... 51,944 98 
Sav'gs deposits. 9,814 89 Demand certifi- 
 
1,877,34 
57 9& 7 50 
 
Time certific'ts. Certified ch'ks. Cashier's ch'ks. Due to clearing 
house 
 
9,428 68 415 11 
 
71,603 66 
 
Notes and bills redisc'ted. Bills payable, mclud'g cer- 
tific'ts of deposit repre- 
senting money borr'wed 
 
Curreutexpenses. 
Taxes paid lntere-t paid Profit and loss .. .. Protest fees 
 
778 61 
 
Total 
 
$130,518 91 
 
Total 
 
$130,518 91 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 97,420 79 
 
Good Doub'ful Worthless 
 
Total 
 
-$ 97.420 79 
 
Total 
 
Loans to officers and directors, (firm and individual). 
 
97,420 79 
$ 97,420 79 As.payers, $22,401.13. 
 
Amount of above loans made on capital stock, $9,130.00. Number of shares 
 
^Loaned to others on capital stock, $2,085.00. Number of shares held, 24. 
 
 J- 
 
74 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Buford Bank, Located at Buford, Ga., on the 12th day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 53,671 35 
 
J w^ 
 
Demand loans, 
 
i sir 
 
Surplus fund 
 
2,500 00 
 
Undivided profits not car- 
 
Demand loans, 
 
ried to surplus, viz.: 
 
Overdrafts, se- 
 
Interest Premium 
 
718 22 
 
J 
 
OverdraftB, un- 
 
363 77 
 
Profit and loss... 2,500 00-- 3,265 19 Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
... 2,226 74 
 
2,300 00 Due to banks and bankers 
 
Banking house.. 1,565 75 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends .. 
 
fixtures 
 
1,304 21-- 2,869 96 
 
Individual deposits, viz.: 
 
164 00 
 
Sub. to check ... 21,846 84 
 
Demand certifs.. 
 
Due from banks and bank- 
 
Time certificates 2,557 11 
 
768 60 Certified checks. 
 
Due from banks and bank- 
 
Cashier's checks 
 
Cash: Currency 
 
1,587 00 
 
3,362 09 
 
Due to clearing house 
 
-24,403 95 
 
oo_v*, 
ni2 
 
Gold Silver, nickels & 
 
70 00 
 
Notes and bills redis7,500 00 
 
Bills payable, including 
 
Uncol. ch'ks and 
 
time certificates repre- 
 
cash items 
 
senting money borrowed 5,000 00 
 
Due by the clear- 
 
82 58 
 
4 
 
2,728 49 
 
48 20 
 
Protest fees 
 
30 00 
 
46 
 
Total 
 
$ 66,142 46 
 
us 
 
Loans and Discounts. 
 
$ 
 
Good 
 
36 56 Doubtful 
 
53,634 79 
 
$ 53,671 35 
 
Total 
 
$ 53,671 35 
 
Total 
 
$ 53,671 35 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual) 
 
$ 20,570 46 
 
^C 
 
 TREASURER'S REPORT. 
 
75 
 
Statement of the Condition of the Bank of Buford, Located at Buford, Ga., at the close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted .$ Demand loans 
 
Demand loans unsecured .. 
Overdrafts se- 
 
Overdrafts un- 
 
secured 
 
114 30 
 
78,096 58 114 30 
 
Capital stock paid in $ 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange...$ 251 92 
 
Interest 
 
1 178 58 
 
Premium 
 
Profit & loss 
 
21,000 00 2,500 00 
1,430 50 
 
Bonds, stocks and other securities owned by 
 
Bank'g house. 1,565 75 
 
Furniture and 
 
fixtures 
 
1,304 21 
 
Due from banks and bankers in this State... 
Due from b'ksand bankers not in this State.. .. Cash: 
 
2,300 00 2,869 96 
2,784 88 2,326 31 
 
Due banks and bankers 
 
Due unpaid dividends... 
 
Individual deposits, viz.: 
 
Sub.toch'k.. 21,898 20 
 
Demand cer- 
 
tificates ... 
 
Time certifi- 
 
cates 
 
2,557 11 
 
Certifi'd c'ks 
 
Cashier's cks 
 
Due to clear- 
 
ing house. 
 
24,455 31 
 
Silver, nickels and pennies. 
XJncol. ch'ks & cash items... 
Due by the clear'g house 
 
1,106 59 1,570 00 
 
4,331 59 
 
Notes and bills redis- 
Bille payable, including certificates of deposit representing money 
 
20,000 00 21,500 00 
 
562 19 
 
Interest paid 
 
Total 
 
$ 93,385 81 Classificatio n of Notes5 and Bills Discounted. 
36 56 78,060 02 
 
93,385 81 78,096 58 
 
78,096 58 
 
78,096 58 
 
Loans to officers and directors (firm and individual). As payers, $3,847.70. As indorsers, $25,767.02. 
Amount of above loans made on capital stock, $1,100.00. Number of shares 
held, 11. Loaned to others on capital stock, $700.00. Number of shares held, 11. 
 
 5SSSI 
 
L<f 
 
76 
 
wmmmmmmmmmmmmm- 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Buena Vista Loan and Savings Bank, Located at Buena Vista, Ga., on the 18th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans se- 
cured Demand loans un- 
secured 
 
158,207 60 
 
Overdrafts secur'd$4,261 25 
 
Overdrafts unse- 
 
cured 
 
439 83 4,701 08 
 
Capital stock paid in 
 
$30,000 00 
 
Surplus fund. 
 
8,000 0O 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 
 
Interest 
 
Premium 
 
Rents 
 
Profit and loss 4,098 45 4,098 45- 
 
^ 
 
Bonds, stocks, etc., owned by the bank 
 
Due to banks and bankers in this State 
 
Banking house and furni- 
 
Due to banks and bankers 
 
ture and fixtures.. 
 
2,025 76 
 
not in this State 
 
399 39 
 
Other real estate 
 
250 76 
 
Due from banks and bank- 
 
ers in this State 
 
2,184 10 
 
Due unpaid dividends Individual deposits, viz.: 
Subject to check.20,401 62 Demand certifi- 
 
113 00 
 
Due from banks and bank- 
 
cates 
 
ers not in this State Cash: 
 
Time certificates. 3,352 05 Certified checks.. 
 
Currency 
 
$3,869 00 
 
Cashier's checks. 
 
Gold 
 
546 00 
 
Due to clearing 
 
Silver, nickels and 
 
pennies 
 
1,696 47 
 
house , 
 
23,753 67- 
 
"A3 
 
Uncollected ch'ks 
 
Notes and bills rediscount- 
 
and cash items.. 975 00 
 
ed 
 
Due by the clearing house 
 
Bills payable, including 
 
6,121 22 
 
time certificates, repre- 
 
Current expenses and 
 
senting money borrowed 10,000 00 
 
Cash over 
 
, 
 
138 32 
 
revenue stamps . 
 
Taxes paid 
 
3,012 31 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
$76,502 83 
 
Total 
 
$76,502 83 
 
Loans and Discounts. 
 
In suit In judgment , Notinsuit 
 
$ 5,680 41 3,270 96 49.256 23 
 
<^od Doubtful Worthless 
 
$57,798 37 409 23 
 
Total 
 
$58,207 60 
 
Total 
 
$58,207 60 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 10,776 62 
 
i 
 
 TREASURER'S REPORT. 
 
77 
 
Statement of the Condition of the Buena Vista Loan and Savings Bank, Located at Buena Vista, Ga., at the Close of Business, August 31, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted..$ 
 
Demand loans 
 
secured 
 
$ 
 
Unsecured 
 
67,102 66 
 
Overdrafts se- 
 
cured 
 
3 978 32 
 
Unsecured 
 
3,978 32 
 
Bonds, stocks and other securities owned by the 
bank Banking house and furni- 
ture and fixtures Other real estate 
Due from banks and b'nkers in this State 
Due from banks and b'nkers not in this State 
Cash: 
Currency Gold Silver, nickels 
and pennies. Uncollect'd ck's 
and cash it'ins 
Due by the cleari'g house 
 
2,025 76 600 76 
3,924 10 
5,729 01 
 
Current expenses Taxes paid Interest paid Profit and loss. Protest fees Revenue tax stamps ac- 
count Short and over account... 
 
3,880 02 
288 65 11 85 
 
Capital stock paid in Surplus fund 
 
' 30,000 00 8,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
Interest 
 
Premium 
 
Rents 
 
... 
 
Profit and loss.. 
 
6,599 68 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz.: 
Subject to ch'k. 11,252 82 
Demand cert's.. Time certifies.. 5,463 50 
Certified checks Cashier's ch'ks Due to clearing 
house 
 
92 12 1,121 01 
12 00 
16,716 32 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit represe'ting money borrowed 
 
25,000 00 
 
Total 
 
$ 87,541 13 
 
Total 
 
$ 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Not in suit 
 
$ 4,719 98 4,557 95 
56,824 93 
 
Good 
 
$ 
 
Doubtful, secured by life 
 
ins. polic's for $4,000.00 
 
Worthless 
 
87,541 13 
62,520 04 4,173 39 
409 23 
 
Total 
 
$ 67,102 66 
 
Total 
 
$ 67,102 66 
 
Loans to officers and directors (firm and individual). As payers, $8,040.56. As indorsers, $363.56. 
Amount of above loans made on capital stock, $2,443.40. Number of shares held, 51. 
Loaned to others on capital stock, $45.00. Number of shares held, 1. 
 
 LO* 
H? 
&& 
)RC/ n\0 
9 
3 
 
78 
 
TREASURER'S KEPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Calhoun, Located at Calhoun, Ga., on the 16th day of June, 1899. 
 
RESOURCES. 
 
Loans and discounts Demand loans 
 
$ 30,683 68 
 
Demand loans 
 
unsecured 
 
200 00 
 
Overdrafts se- 
 
cured 
 
Overdrafts unss- 
 
273 46 
 
Bonds, stocks, etc. owned 
 
200 00 273 46 
 
Banking house, furniture 
 
Due from banks an d bankers in this State. 
Due from banks and bank- 
 
Cash: 
 
515 00 
 
Gold 
 
335 00 
 
Silver, nickels 
 
and pennies... 932 60 
 
Uncollectedc'ks 
 
and cash items 157 42 
 
Due by the clear- 
 
ing house 
 
Current expenses. 
 
3,528 18 674 67 285 13 
1,940 02 746 67 4 91 
 
LIABILITIES. 
 
Capital stock paid in $ 15,000 00 
 
Undivided profits not 
 
carried to surplus,viz.: 
 
Exchange 
 
385 20 
 
Interest 
 
1,142 81 
 
Premium 
 
Profit and loss... 1,081 40 Due to banks and bankers 
Due to banks and bankers 
 
2,609 41 278 27 698 39 
 
Individual deposits, viz.: Subject to check 15,497 30 Demand certifi's 2,823 35 Time certificates Certified checks Cashier's checks Due to clearing 
18,320 65 Notes and bills redisc'ted.. Bills payable, including 
time certificates representing money borrowed 2,500 00 
 
Fidelity Bk.&Tr.C o. claim 1,000 00 
 
Total 
 
$ 39,336 72 
 
Total 
 
Loans and Discounts. 
 
$ 39,336 72 
 
In suit In judgment Not in suit 
 
$ 677 79 Good 1,000 00 Doubtful 29,205 89 Worthless 
 
$ 20,904 41 538 00 
9,441 27 
 
Total . 
 
.$ 30,883 68 Total 
 
$ 30,883 68 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$97S 00 
 
 TREASURER'S REPORT. 
 
79 
 
Statement of the Condition of the Bank of Calhoun, Located at Calhoun, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ntd. .$ Demand loans, 
secured $ Demand loans, 
unsecured.... 
 
27,755 15 
 
Overdrafts, secured 
Overdrafts, unsecured 
 
367 74 
 
367 74 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. 2,000 00 
 
Furniture and 
 
fixtures 
 
1,528-18 
 
3,528 18 
 
Fidelity B'k & Trust Co... 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State , 
 
Cash: 
 
Currency 
 
230 00 
 
Gold 
 
560 00 
 
Silver, nickles 
 
and pennies. 304 91 
 
Uncol. ch'ks & 
 
cash items.... 
 
5 00 
 
Due by clearing 
 
house 
 
1,000 00 584 33 328 52 
1,099 91 
 
LIABILITIES. 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 487 31 
 
Interest 
 
965 98 
 
Premium 
 
Rents 
 
Profit and loss. 
 
15,000 00 1,453 29 
 
Due banks and bankers in this State 
Due banks and bankers 
not in this Ssate Due unpaid dividends.... 
Individual deposits, viz.: 
Sub. to ch'k... 11.9S1 45 Dema'd certifs 2,141 56 Time certifs.., Certified ch'ks Cashier'sch'ks Due to clear'g 
house 
 
835 83 404 29 
14,123 01 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
4.000 00 
 
Current exp enses. Taxes paid. Interest paid Profit and loss ... Protest fees 
 
1,148 95 3 64 
 
Total 
 
$ 35,816 42 
 
Total 
 
.$ 35,816 42 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. ., Not in suit 
 
$ 
 
75 00 Good 
 
1,000 00 Doubtful 
 
26,680 15 "Worthless 
 
$ 27.755 15 
 
Total 
 
$ 27,755 15 
 
Total 
 
* 27,755 15 
 
Loans to officers and directors (firm and individual). As payers, $700.00. 
 
As indorsers, $150.00. 
 
Amount of above loans made on capital stock, $700.00. Number of shares 
 
held, 16. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 LO* 
J 
>RC/ oo. 
9 
w5; 
 
 
80 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Camilla, Located at Camilla, Ga-, on the 3d day of April, 1899. 
 
RKSOURCKS. 
 
LIABILITIES. 
 
Loans and discounts 
 
$61,693 00 
 
Demand loans se- 
 
cured 
 
$2,600 00 
 
Demand loans un- 
 
2,600 00 
 
secured 
 
Overdrafts secur'd 
 
Overdrafts unse- 
 
2,322 19 
 
cured 
 
2,322 19 
 
Bonds, stocks, etc , owned 
 
by the bank 
 
Banking house 
 
Furniture and fix- 
 
tures 
 
1,543 54 
 
1,543 54 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
1,491 00 
 
Oold 
 
45 00 
 
Silver, nickels and 
 
pennies 
 
, 5,648 35 
 
Uncollected ch'ks 
 
and cash items.. 
 
Due by the clear- 
 
ing house 
 
700 00 4,013 59 9,853 57 
7,184 35 
 
Current expenses Taxes paid 
Profit and loss Interest paid Protest fees 
Revenue stamps Transit collections 
 
1,074 97 
52 28 198 05 
 
Total 
 
.. $93 235 54 
 
Capital stock paid in... 
 
49,600 00 
 
Surplus fund 
 
,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz : 
 
Exchange 
 
116 87 
 
Interest 
 
2,114 83 
 
Premium 
 
Rents 
 
Profit and loss ... 2,005 97 4,237 67 
 
Due to banks and bankers 
 
in this State 
 
554 92 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to check.,27,663 63 
 
Demand certifies 
 
Time certificates. 
 
Certified checks . 
 
Cashier's checks. 
 
95 27,664 58 
 
Due to clearing 
 
house 
 
Notes and bills redisc'nted Bills payable, including 
time certificates representing money borrowed Cash over 
Suspense account 
 
39 22 
76 37 180 00 
 
Total 
 
1.235 54 
 
Loans and Discounts. 
 
In suit In judgment Notinsnit 
 
, $ 5,564 48 Good 360 87 Doubtful 
58,367 65 Worthless 
 
$56,607 47 3,685 53 4,000 00 
 
Total 
 
164,293 00 
 
Total 
 
$64,293 00 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$4,872 90 
 
 5S8WS ' '- 
 
 m^^n^H 
 
TREASURER'S REPORT. 
 
81 
 
Statement of the Condition of the Bank of Camilla, Located at Camilla, Ga., at the close of Business September 5th, 1899. 
 
KESOURCES. 
 
LIABILITIES. 
 
Notes and bills discount- 
 
ed 
 
$ 
 
Demand loans 
 
secured $ 3,500 00 
 
Unsecured 
 
64,300 67 3,503 00 
 
Overdrafts se- 
 
cured 
 
Unsecured. 
 
1,204 18 
 
1,204 18 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 308 06 
 
Interest 
 
3,731 64 
 
Premium 
 
Rents 
 
Profit and loss.. 103 39 
 
49,600 00 7,000 00 
4,143 09 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank in loans & dis'cts. 
 
B inking house 
 
Furniture and 
 
fixtures 
 
1,543 54 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
... 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
Currency 
 
2,770 64 
 
Gold 
 
1,530 00 
 
Silver, nickels 
 
and pennies. 2,759 85 
 
Uacol. c'ks and 
 
cash items.... 3,399 24 
 
Due by thecl'r- 
 
ing house 
 
1,543 54 700 00 
3,150 04 9,646 88 
10,459 73 
 
Due banks and bankers in 
this state Due banks and bankers 
not in this state 
Due unpaid dividends.. .. Individual deposits, viz.: 
Sub. to ch'k .... 25,500 84 Demand certifi- 
cates Time certific'ts Certified ch'ks 
Cashier's ch'ks Due to clearing 
house 
 
180 00 25,500 84 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represents money bor- 
rowed 
 
9,922 00 
 
Current expenses Taxes paid Interest paid 
Profit and loss Protest fees Internal revenue stamps- 
 
1,728 84 112 05 
 
Total 
 
$ 96,345 93 
 
Total 
 
90,345 93 
 
Cl 1SS fication of Notes and Bills Discounted. 
 
T 
In judgment 
 
. $ 5,022 13 62,778 54 
 
4,000 00 500 00 
 
$ 67,800 67 
 
..* 67800 67 
 
Loans to officers and directors (firm and individual). As payers, $3,791.54. 
 
As indorsers, $1,107.18. Amount of above loans made on capital stick, $3,031.90. Number of shares 
 
held, 30. Loaned to others on capital stock, 
 
Number of shares held, 
 
6^ 
 
 l# 
J 
4 ^ 
ss 
i 
 
82 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Canton, Located at Canton, Ga., on the 15th day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
Demand loans secured 
Demand loans unsecured 
 
$80,864 22 
 
Overdrafts secured. 
 
Overdrafts unse- 
 
cured 
 
$768 93 
 
768 93 
 
Bonds, stocks, etc. owned 
 
bv the bank 
 
Banking hou^e . $2,300 43 
 
Furniture and fix- 
 
tures 
 
1,338 43 
 
3,638 86 
 
Otber real estate . 
 
1 ue from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State .... 
 
Cash: 
 
Currency 
 
Gold 
 
Silver, nickels and 
 
pennies 
 
308 00 
 
Uncollected ch'ks 
 
and cash items. 2,109 76 
 
Due by the clear- 
 
ing house 
 
3,525 43 4,832 94 
2,417 76 
 
Capital stock paid in 
 
$25,000 00 
 
Surplus fund 
 
13,500 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 350 96 
 
Interest 
 
3,702 18 
 
Premium 
 
Rents 
 
Profit and loss.... 
 
4,053 14 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Sub.to ch'k....$34,083 88 
 
Dem'ndcertifs. 
 
Timecertifs.... 5,266 99 
 
Certifi'd ch'ks . 
 
Cashier's ch'ks. 
 
Due to clearing. 
 
house 
 
39,350 87 
 
Notes and bills rediscount- 
 
ed 
 
Bills payable, including 
 
time certificates repre- 
 
senting money borrowed 15,000 00 
 
Special deposit 
 
45 00 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees Cash short 
Totl 
 
898 37 
 
250 00 $96,949 01 
 
Total 
 
$96,949 01 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
243 12   80,621 10 
 
Good Doubtful Worthless 
 
$80,864 22 
 
Total 
 
*80.8fi4 22 
 
Total 
 
$80,864 22 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
* 6'662 73 
 
 
 
 TEEASUBEE'S KEPOET. 
 
83 
 
Statement of the Condition of the Bank of Canton, Located at Canton, Ga., at the close of Business September Cth, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd..$ Demand loans 
secured Demand loans 
unsecured . 
Overdrafts secured 
Unsecured 
 
96,512 44 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange $ 478 19 
 
Interest 
 
4,235 14 
 
Premium 
 
Rents 
 
Pr'fit and loss 
 
25,000 0013,500 0(1 
4,713 33 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Bank'g house 2,300 43 
 
Furniture and 
 
fixtures 
 
1,338 43 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from banks and 
 
b'kers not in this State. 
 
Cash: 
 
Currency 
 
1,931 00 
 
Gold 
 
90 00 
 
Silver, nickels 
 
and pennies 701 04 
 
Uncol'ctd c'ks 
 
and cash 
 
items 
 
116 65 
 
Due by the 
 
clear'g house 
 
3,638 86 
375 39 5,987 21 
 
Due banks and bankers 
 
inthisState 
 
Due banks and bankers 
 
not in this State 
 
Individual deposits, 
 
viz : 
 
Subject to 
 
check 
 
27,258 93 
 
Demand cer- 
 
tificates 
 
Time certif'ts 5,366 74 
 
Certif'dch'ks 
 
Cashier's c'ks 
 
Dun to clear- 
 
ing house.. 
 
2,838 69 
 
Notes and bills redisc'td Bills payable, including 
certificates of deposit representing money borrowed 
 
32,625 67 35,000 00 
 
Current expenses. Taxes paid Profit and loss Protest fees 
 
1,410 41 76 00 
 
Total 
 
$ 110,839 00 
 
Total 
 
$ 110,839 00 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
96,512 44 
 
Good Doubtful Worthless 
 
$ 96,512 44 
 
Total 
 
$ 96,512 44 
 
Total 
 
$ 90,512 44 
 
: 
 
Loans to officers and directors (firm and individual). As payers, $2,768.32 As indorsers, $9,655.33. 
 
Amount of above loans made on capital stock, 1650.00. Number of shares held, 5. 
 
Loaned to others on capital stock, $ 
 
Number of shares held 
 
 Lo* 
anes 
ISM 
^ 
 
J 
 
Hi^BHHHWH 
 
84 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Carrollton Bank, Located at Carrollton, Ga., on the 23d day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
Demand loins, secured 
Demand loans, unsecured 
 
f 72,863 27 
 
Overdrafts, se- 
 
cured 
 
127 00 
 
Overdrafts, un- 
 
secured 
 
3,560 54 
 
3,687 54 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Bunking house.. 
 
Furniture and 
 
fixtures 
 
1,653 00 
 
1,653 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this Siate 
 
Due from banks and hank- 
 
ers not in this State....... 
 
Cash: 
 
Currency 
 
2,331 00 
 
Gold 
 
1,987 50 
 
Silver, nickels & 
 
pennies . '.. 241 14 
 
Uncol.ch'ksand 
 
cash items 
 
224 00 
 
Due by the clear- 
 
ing bouse 
 
5,000 00 1,489 63 2,905 24 
4,7S3 64 
 
Capital stock paid in.... $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
246 63 
 
Interest 
 
3,029 11 
 
Premium 
 
Rents. 
 
4 75 
 
Profit and loss... 7,135 61 
 
50,000 00 10,416 10 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits,viz.: 
Sub. to check ... 25,012 73 Demand certifs.. 2,314 58 
Time certificates 
Certified checks Cashier's check. Due to clearing 
house 
 
584 19 75 00 
27,327 31 
 
Notes and bills redis- 
 
counted 
 
Bills payable, including 
 
Time certificates repre- 
 
senting money borrowed 
 
Cash over 
 
 
 
5,106 25 61 
 
Current expenses TaX"R paid, inter, rev. 
Profit and loss Interest paid 
Protest fees Inter. Rev. ttimps 
 
934 12 114 00 
9 03 
64 99 
 
Total 
 
$ 93,509 46 
 
Total 
 
* 93 509 46 
 
Loans and Discounts. 
 
In puit In judgment 
Not in suit 
 
$ 665 21 
72,203 06 
 
Good Doubtful 
Worthless 
 
$ 72,868 27 
 
Total 
 
$ 72,868 27 
 
Total 
 
$ 72,868 27 
 
Loans to officers and directors as payers and guarantors (firm an 1 
 
individual) 
 
? l7'2is n 
 
 TREASURER'S REPORT. 
 
85 
 
Statement of the Condition of Carrollton Bank, Located at Carrollton, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
Motes and bills disc'ted...$ 85,457 65 Demand loans 
secured $ 
 
Overdrafts se- 
 
cured 
 
1,651 33 
 
Unsecured. 
 
1,906 50 
 
Bonds, stocks and other securities owned by the 
 
Banking house, furniture 
 
Due from banksaud bank- 
 
Due from banks and bank- 
 
ers not in this slate -- 
 
Cash: 
 
Currencv 
 
4,360 00 
 
Gold 
 
1,867 50 
 
Silver, nickels 
 
and pennies.. 499 22 
 
Uncol. c'ks and 
 
cash items.... 256 60 
 
Due by 'the cl'r- 
 
ing house 
 
3,557 83 
1,653 00 5,000,00 3,064 28 2,522 57 
6,983 32 1,439 02 
114 00 417 91 
 
LIABILITIES. 
Capital stock paid in 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
305 97 
 
Interest 
 
2,611 54 
 
Premium 
 
Profit and loss.. 7,135 61 
 
Due banks and bankers in this state 
Due banks and bankers 
 
Due unpaid dividends , Individual deposits,viz : 
Sub. to ch'k 22,647 76 Demand certifi- 
 
Time certifi- 
 
Certified ch'ks. Cashier's ch'ks. Due to clearing 
 
Nctes and bills redisc'ted. Bills payable, including 
certificates of deposit represting money bor- 
 
50,C0C 00> 
10,057 87 713 70 118 50 
24,182 I'd 25,313 89 
 
Internal revenue stamps... 
 
176 99 
 
fll0,386 57 
Classification of Notes and Bills D tscounte d. 
 
1 in.386 57 
 
In judgment Not in suit 
 
Good 686 31 Doubtful . 84,77134 
 
...$ 85,334 89 122 76 
 
Total 
 
$ 85,457 65 
 
Total 
 
$ 85,457 65 
 
Loans to officers and directors (firm and individual). As payers, $10,595.00. 
 
As indorsers, $7,666.94. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 [# 
1 W*"< 
J 
oa  IV'- 
4 
 
PMRMnHMI 
 
86 
 
TREASUREE'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Merchants and Planters Bank,Located at Carrollton, Ga., on the 23d day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 73,386 12 
 
Demand loans, 
 
secured 
 
3,200 00 
 
Demand loans, unsecured 
 
3,200 00 
 
Overdrafts, se- 
 
cured 
 
Overdrafts, un- 
 
secured 
 
2,502 12 
 
2,503 12 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house- 
 
Furniture and 
 
fixtures 
 
2,000 00 
 
2,000 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
6,065 00 
 
Gold 
 
1,400 00 
 
Silver, nickels & 
 
pennies 
 
2,350 75 
 
Uncol. ch'ks and 
 
cash items .... 226 10 
 
Due by the clear- 
 
ing house 
 
1,483 00 1,230 58 1,191 08 
10,041 85 
 
Capital stock paid in $ 50,000 00 
 
Surplus fund 
 
6,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
Interest 
 
Premium 
 
Profit and loss.. 3,915 81 3,915 81 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz: 
Sub. to check 26,033 33 
Demand certifs.. Time certificates Certified cnecks Cashier's checks Due to clearing 
house 
 
718 56 26,033 33 
 
Notes and bills r e d i s- 
counted Bills payable, including 
time certificates representing money borrowed Collection acc't 
Cash over 
 
10,192 37 508 70 
77 50 
 
Current expenses Taxes paid, 1898, and rev- 
enue tax 1S99 
Profit and loss Interest paid Protest fees 
 
902 43 1,312 96 
195 13 
 
Total 
 
$ 97.446 27 
 
Total 
 
$ 97,446 
 
Loans and Discounts. 
 
T 
 
$ 
 
189 85 
 
76,396 27 
 
876 62 
 
Loan- in ..Hicers and directors as payers and gu.irantors (firm and 
 
inlividual) 
 
* 16,002 43 
 
 TREASURER'S REPORT. 
 
87 
 
Statement of the Condition of the Merchants and Planters Bank, Located at Carrollton, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'td...$ Dem'nd lo'ns, 
secured Dem'nd lo'ns, 
unsecured.. 
 
Overdrafts secured 
Overdraftsunsecured 
 
2,605 30 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Bnk'g house. 
 
Furniture and 
 
fixtures 
 
2,000 CO 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State.... 
 
Cash : 
 
Currency 
 
3,110 00 
 
Gold 
 
1,950 00 
 
Silver, nicke's 
 
and pen'ies 2,019 00 
 
Uncol. ch'cks 
 
and cash 
 
items 
 
Due by the 
 
cl'rg house 
 
86,603 38 
2,605 30 
2,000 CO 1,483 00 
899 56 988 62 
 
Capital stock paid iu...$ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange ~| 
 
Interest 
 
[ 
 
Premium > 
 
Rents 
 
Profit and loss J 
 
50,000 00 6,000 00 
4,758 52 
 
Due banks and bankers 
 
in this State 
 
215 10 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends.... 
 
Individual deposits, viz.: 
 
Sub. to check. 23,349 98 
 
Demand certs 
 
Time certs.... 
 
Certfi'd ch'ks 
 
Cash'rs' ch'ks 
 
Due to clear- 
 
inghouse... 
 
23,349 98 
 
Notes and bills redisc'td. 
 
Bills payable 
 
20,337 70 
 
7,079 00 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
1,350 65 1,312 96 
338 83 
 
Total. 
 
.$ 104,661 30 
 
Total 
 
S 104,661 30 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. Not in suit ., 
 
Good 
 
, 
 
204 85 Doubtful .. 
 
3,398 53 Worthless 
 
85,723,38 880 00 
 
Total 
 
.$ 86,603 38 Total 
 
S 86,603 38 
 
Loans to officers and directors (firm and individual). As payers, $1,500.00 
 
As indorsers, $6,000.00. 
 
Amount of above loans made on capital stock, $900.00. Number of shares 
 
held, 9. Loaned to others on capital stock, 
 
; number of shares held, 
 
 L<# 
 
88 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Cartersville, Located at Cartersville, Ga., on the 15th day of June, 1899. 
 
KESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
180,356 44 Capital stock paid in 
 
$ 25,000 00 
 
Demand loans se- 
 
Surplus fun'' 
 
cured 
 
$ 400 00 
 
Undivided profits not car- 
 
Demand loans 
 
rif d to surplus, viz.: 
 
unsecured .... 
 
400 00 Exchange 
 
$ 374 45 
 
Interest 
 
2,659 63 
 
Overdrafts sec'd 231 L'4 
 
9,034 08 
 
Overdrafts unse- 
 
Bents 
 
J 
 
cured Bonds, stocks.etc., owned 
 
231 24 Profit and loss .. 6,000 00 Due to banks and bankers 
 
bv the bank 
 
Banking house. 3,000 00 
 
Due to banks and bankers 
 
Furniture and 
 
not in this State 
 
fixtures 
 
1,000 00 4,000 00 Due unpaid dividends. . . . 
 
64 00' 
 
Individual deposits, viz : 
 
Other real estate 
 
Subject to check 58,809 43 
 
Due from banks and bank- 
 
Demand certifi- 
 
>RC, 
 
10,206 77 cates 
 
Due from banks and bankers not in this State. .. . 
 
6,806 48 
 
Time certific'tes Certified checks 
 
3,000 00 
 
61,809 43 
 
Cash: 
 
Cashier's checks 
 
Currency 
 
2,386 00 
 
Due to clearing 
 
Gold 
 
1,657 50 
 
house 
 
Silver.niekelsand 
 
pennies 
 
402 17 
 
Notes and billsredisc'nted 
 
TJncollected ch's 
 
Bills payable, including 
 
and cash items 109 95 
 
time certificates repre- 
 
Due by clearing 
 
senting money borrowed 12,000 00 
 
4,555 62 
 
4 
w 
 
Profit and loss 
 
1,320 46 
 
Internal revenue stamps. 
 
30 50 
 
Total 
 
$ 107,907 51 
 
107,907 51 
 
H5 
 
Loans and Discounts. 
 
RAS 
 
$ 
 
Good 
 
$S0 756 44 
 
Doubtful 
 
80,756 44 
 
Total 
 
$80,756 44 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individuals) 
 
$13,276 14 
 
o^ 
 
 x*C5G**-r-~ 
 
NBGHBmnM 
 
BHB9MMMH9H 
 
TREASURER'S REPORT. 
 
89 
 
Statement of the Condition of the Bank of Cartersville, Located at Cartersville, Ga., at the Close of Business, September 5, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ted...8 93,849 63 
 
Demand loans 
 
secured Unsecured 
 
$ 1,150 00 1.150 00 
 
0 v e rdraf ts se- 
 
cured 
 
1,891 16 
 
Unsecured 
 
1,891 16 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. 3,000 00 
 
Furniture and 
 
fixtures 
 
1,000 00 
 
4,000 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
2,855 00 
 
Gold 
 
3,090 00 
 
Silver, nickels 
 
and pennies.. 722 37 
 
Uncollect'd c'ks 
 
and cash it'ms 559 67 
 
Due by the 
 
cleari'g house 
 
4,394 98 1,560 49 
7,227 04 
 
LIABILITIES. 
 
Capital stock paid in f 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
120 76 
 
Interest 
 
458 68 
 
Premium 
 
Rents 
 
Profit and loss.. 
 
25,000 00 7,000 00 
579 44 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
236 00 
 
Individual deposits, viz.: 
 
Subject to c'k... 50,967 93 
 
Demand cert's.. 
 
Time certific's.. 3,000 00 
 
Certified checks 
 
Cashier's ch'ks 
 
Due to clearing 
 
house.. 
 
53,967 93 
 
Notfs and bills redisc'ted Bills payable, including 
certificates of deposit representing money borrowed 
 
28,000 00 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
I. K. stamps 
 
365 28 314 29 
30 50 
 
Total 
 
$114,783 37 
 
Total 
 
$114,783 37 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 94,999 63 
 
Good Doubtiul Worthless 
 
$ 94,999 63 
 
Total.. 
 
$ 94,999 63 
 
Total 
 
$ 94.999 6?> 
 
Loans to officers and directors (firm and individual). As payers, $26,650.00. 
 
As indorsers, J 
 
. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, .... 
 
, ,, 
 
Loaned to others on capital stock, fGOO.00. Number of shares held, 6. 
 
 mmm 
 
J 
 
90 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Commercial Bank, Located at Cedartown, Ga., on the 22d day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
1 58,985 20 
 
1 wK* 
 
Demand loans 
 
17,500 00 
 
secured 
 
$48,538 00 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured 
 
1,300 00 49,838 00 Exchange 
 
$ 847 05 
 
Interest 
 
3,592 82 
 
Overdrafts se- 
 
cured 
 
Profit and loss .. 1,666 13 6.1C6 00 
 
Overdrafts un- 
 
J 
 
1,522 64 Due to banks and bankers 1,151 71 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
Banking house and furni- 
 
3,750 00 
 
not in this State Due unpaid dividends. ... 
Individual deposits, viz.: 
 
12 00 
 
Subject to chk..$79,456 87 
 
Due from banks and bankers in this State 
Due from banks and bank- 
ers not in this State.... Cash: 
 
750 00 158 68 23,886 47 
 
Demand certificates 
Time certificates Certified checks Cashier's ch'cks Due to clearing 
 
8,960 10 
 
Gold 
 
2,060 00 
 
88,416 97 
 
Silver, nickels and pennies. .. 2,407 27 
 
Notes and bills redis- 
 
TJncollected chks and cash items 
Due by clearing house 
 
98 50 10,985 77 
 
Bills payable, including time certificates representing money borrowed 
 
15 71 
 
1,603 63 
 
9 
 
Profit and loss 
 
Protest fees Internal revenue stamps . 
 
222 00 
 
Total 
 
$151,702 39 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 450 00 Good 550 00 Doubtful 
107,823 20 Worthless 
 
$108,823 20 
 
Total 
 
$108,823 20 Total 
 
$108,823 20 
 
Loans to officers and directors as payers and guarantors (firm and individual) 
 
330 00 
 
o^ 
 
 TREASURER'S REPORT. 
 
91 
 
Statement of the Condition of the Commercial Bank, Located at Cedartowti, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disco'ntedj 67,292 12 
 
Demand loans se- 
 
cured 
 
$37,500 00 
 
Demand loans un- 
 
secured 
 
3,300 00 40,800 00 
 
Overdrafts secu'd.; 
 
Overdrafts unse- 
 
cured 
 
1,334 25 1,334 25 
 
Capital stock paid in $ 38,500 00 
 
Surplus fund 
 
17,500 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange- 
 
263 63 
 
Interest 
 
846 84 
 
Premium 
 
Rents 
 
Profit and loss. 4,616 82 5,' 29 
 
Bonds, stocks and other securities owned by the bank .... 
Banking house Furniture and fix- 
tures , 
 
3,750 00 
 
Other real estate 
 
750 00 
 
Due from banks and bank- 
 
ers in tbis State 
 
1,712 26 
 
Due from banks and bank- 
 
ers not in this State 
 
20,439 69 
 
Cash: 
 
Currency 
 
s 
 
Gold 
 
Silver, nickels and 
 
pennies........... i TJncollected eh'ks | 
 
um 26 
 
and cash items.. 
 
Due by the clear- 
 
ing house 
 
Due banks and bankers in 
 
tbis State 
 
380 12 
 
Due banks and bankers not 
 
in this State 
 
Due unpaid dividends 
 
30 00 
 
Individual deposits, viz.: 
 
Subject to check.. 82,789 71 
 
Demand certific's 6,856 82 
 
Time certificates. 
 
Certified checks. 
 
Cashier's checks. 
 
Due to clearing 
 
house 
 
89,646 53 
 
Notes and bills redisc'nt'ed Bills payable, includ'g cer- 
tificates of deposit representing money borrowed 
 
Current expenses Taxes paid Interest paid Protest fees 
Revenue stamps account... 
 
742 36 253 00 
 
Total 
 
$151,783 94 
 
Total 
 
$151,783 94 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Nut in suit 
 
$ 108,092 12 
 
Good Doubtful Worthless 
 
$108,092 12 
 
Total 
 
$1 OS .092 12 
 
Total 
 
$108,092 12 
 
Loans to officers and directors (firm and individual). As payers, $ 
 
Asindorsers, $300.00. 
 
Amountof above loans made on capital stock, $ 
 
Number of shares 
 
held, Loaned to others on capital stock, $ 
 
Number of shares held 
 
 92 
 
TREASURER'S REPORT. 
 
Bauk Examiner's Report of the Condition of the Columbus Savings Bank, Located at Columbus, Ga., on the 15th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 91,937 33 
 
Demand loans 
 
20,000 00 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz.: 
 
75,643 53 
 
Overdrafts se- 
 
Interest 
 
795 45 
 
Premium 
 
Overdrafts unse- 
 
j 
 
Profit and loss... 6,244 44 7,039 89 
 
Bonds, stocks, etc , owned 
 
Due to banks and bankers 
 
262,400 00 
 
Banking house.. 
 
Due to banks and bankers 
 
Furnit'e and fix- 
 
not in this State 
 
5,000 00 5,000 00 
 
461 00 
 
27,118 17 Individual dep'ts,viz.: 
 
Due from banks and bank- 
 
Sub.toch'k 323,868 36 
 
ers in this State 
 
11,077 81 Dem'dcertifi's... 3,300 00 
 
Due from banks ar dbank- 
 
Time certifi's 29,980 08 
 
)Rc( 
 
6,864 90 Certified checks 
 
~AVS? 
 
Cash: 
 
Cashier's checks 
 
Due to clearing 
 
Gold Sil ver, nickels !zi 
 
357,148 44 Notes and bills redisc'ted 
 
oa O 
 
and pennies... 0 Uncollected c'ks 
 
and cash items 
 
Due by the clear- 
 
Bills payable, including 
time certificates representing money borrowed 
 
112 50 
 
Current expenses 
 
114 30 
 
V 
 
 
 
Premium paid on bonds 
 
44,605 79 
 
$ 484.761 83 
 
Total 
 
!| 484,761 83 
 
Loans and Discounts. 
 
US 
 
In suit 
 
$ 1,000 00 Good 
 
$167,407 98 
 
In judgment 
 
, 
 
Doubtful 
 
172 88 
 
Not in suit 
 
166,580 86 Worthless 
 
Total 
 
1167,580 86 Total. 
 
.$167,580 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
, 
 
$29,S90 02 
 
o^ 
 
 TREASURER'S REPORT. 
 
93 
 
Statement of the Condition of the Columbus Savings Bank, Located at Columbus, Ga., at the close of Business September 5th, 1899. 
 
EESOUROKS. 
Notes and bills disc'nted $ 101,407 24 Demand loans 
secured $34,152 85 Demand loans 
unsecured... 1,000 00-- 35,152 85 
 
Overdrafts secured 
Overdrafts un. secured 
 
Blinds, stocks and other securities owned by the bank 
Bank's house.. 
Furniture and fixtures .... 5,000 00 
 
267,500 00 5,000 00 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State .. 
 
Cash: 
 
Currency 
 
10,000 00 
 
Gold 
 
Silver, nickels 
 
and pennies. 1,674 86 
 
TJncol. ch'ks & 
 
cash items .. 
 
Due by the 
 
dear's ho'se 
 
31,610 66 5,278 65 7,318 44 
11,674 86 
 
LIABILITIES. 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange $ 
 
Interest 
 
11,491 13 
 
Premium 
 
Rents 
 
Loss and gain. 310 62 
 
100,000 00 20,000 00 
11,801 75 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends .. Individual deposits, viz.: 
Sub. toch'k 309,571 93 Demand cer- 1,300 00 
tificates ... Time certifl- 
 
72 50 
 
Certifi'dc'ks 29,478 71 
Cashier's c'ks Due to clear- 
ing house. 
 
340,350 64 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money 
borrowed 
 
Current expenses Taxes paid Interest paid Profit and loss. Premium account. 
Total 
 
2,449 90 240 00 
4,592 29 $ 472,224 89 
 
Total 
 
$ 472,224 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. 
Not in suit 
 
* 750 00 
135,810 09 
 
Good Doubtful Worthless 
 
$ 136,349 21 210 88 
 
Total 
 
$ 136,560 09 
 
Total 
 
$ 136,560 09 
 
Loans to officers and directors (firm and individual). As payers, $28,524.34. 
 
As indorsers, $ Amount of above 
 
loans made on 
 
capital 
 
,. stock, 
 
4$ 
 
Nu.m mube..r 
 
,,f ot 
 
shares held, 
 
. ,, 
 
L~U OO 
 
Loaned to others on capital stock, $900 00 Number of shares held, 38. 
 
 LO* 
 
94 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Merchants and Mechanics Bank, Located at Columbus, Ga., on the 14th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans, 
 
secured 
 
2,500 00 
 
Demand loans, 
 
2,500 00 
 
& 80,000 00 6,982 91 
Undivided profits hot carried to surplus, viz.: 
Exchange 
 
Overdrafts, se- 
 
Premium 
 
J 
 
Overdrafts, un- 
 
Profit and loss... 4,862 27 4,862 27 
 
secured 
 
34,099 23 34,099 23 
 
Bonds, stocks, etc., owned 
 
Banking house.. 
 
Furniture and 
 
fixtures 
 
2,654 22 
 
500 00 2,654 22 
 
Due from banks and bank- 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
43,929 00 
 
Gold 
 
34,392 00 
 
Silver, nickels & 
 
3,975 00 7,408 07 34,737 73 
 
Due to banks and bankers 
 
8,612 03 
 
Due to banks and bankers 
 
not in this State Due unpaid dividends 
 
1,757 97 
 
Individual deposits, viz : 
 
Sub. to check... 204,744 83 
 
Demand certifs. 6,020 00 
 
Time certificates 
 
Certified checks 
 
Cashier's checks 
 
Due to c earing 
 
210,764 83 
 
Notes and bills redis- 
 
Uncol.ch'ksand Due by the clear- 
 
94,748 95 
 
Bills payable, including time certificates representing money borrowed 
 
26 14 
 
 
 
1,614 52 
 
622 52 
 
iir. 
 
Loans and Discounts. 
 
5,368 80 2,520 75 124,756 36 
 
<ir,r,r1 
 
* "j"'-"^ w 
 
132,645 91 Loans to officers and directors as payers and guarantors (firm and 
 
487 09 
 
J 
 
 TREASURER'S REPORT. 
 
95 
 
Statement of the Condition of the Merchants and Mechanics Bank, Located at Columbus, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted....$165,335 95 
 
Demand 1 oans 
 
secured 
 
4,503 29 
 
Demand lo ans 
 
unsecured ..... 35,000 00--39,503 29 
 
Over drafts se- 
 
cured 
 
$22,849 87 
 
Overdrafts un- 
 
secured 
 
727 45-23,577 32 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
7,750 00 
 
Banking house.S 
 
Furniture and 
 
fixtures 
 
2,654 22-- 2,654 22 
 
Other real estate 
 
2,727 34 
 
Due from banks and bank- 
 
ers in this State 
 
3,200 82 
 
Due from banks and bank- 
 
ers not in this State 
 
14,969 42 
 
Cash: 
 
Currency 
 
$26,055 00 
 
Gold 
 
3,155 00 
 
Silver, nickels 
 
and pennies... 11,919 26 
 
Uncol'cted chks 
 
and cash it'ms 3,358 22 
 
Due by the 
 
clearinghouse 
 
--44,487 48 
 
Capital stock paid in * 80,000 00 
 
Surplus fund 
 
8,906 50 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange 
 
$ 
 
] 
 
Interest 
 
Premium 
 
} 979 44 
 
Kents 
 
Profit and loss... 
 
J 
 
Due banks and bankers 
 
in this State 
 
4,874 40 
 
Due banks and bankers 
 
not in this State 
 
2,501 55 
 
Due unpaid dividends 
 
Individual deposits,viz.: 
 
Subject to chk..$190,379 88 
 
Demand certif- 
 
icates 
 
6,020 00 
 
Time cenific'ts 
 
Certif'd checks 
 
Cash'r's checks 
 
Due to clearing 
 
house 
 
--196,399 88 
 
Notes and billsredisc'nted Bills payable, including 
certificates of deposit representing money bor- 
rowed 
 
11,585 00 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
1,040 93 
 
Total 
 
$305,246 77 
 
Total 
 
$305,246 77 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 2,520 75 
202,318 49 
 
Good Doubtful Worthless 
 
$202,318 49 2,520 75 
 
Total 
 
$204,839 24 
 
Total 
 
Loans to officers and directors (firm and individual). As indorsers, $ 
Amount of above loans made on capital stock 
 
..$204,839 24 As payers, $379.76. 
Number ot shares 
 
Loaned to others on capital stock, $ 
 
Number of shares held 
 
 p 
 
96 
 
TREASURER'S UEPORT. 
 
Bank Examiner's Report of the Condition of the People's Bank, Located at Cordele, Ga., on the 25th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans se- 
 
cured 
 
$13,720 01 
 
Demand loans unsecured 
 
13,720 01 
 
Capital stock paid in 
 
$25,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 1,367 40 
 
Overdrafts s e- 
 
Rents 
 
Overdrafts unse- 
 
Profit and loss . . 
 
4,101 76 
 
J 
 
41 22 Bonds, stocks, etc ., owned 
 
41 22 Due to banks and bankers in this State 
Due to banks and bankers 
 
not in this State 
 
Banking house . 
 
Due unpaid dividends... 
 
Furniture and 
 
Individual deposits, viz.: 
 
fixtures 
 
1,211 05 1,211 05 Subject to ch'k 30,995 68 
 
Demand cprt'fts 
 
Other real estate. 
 
Time certificates 357 00 
 
Due from banks and bank- 
 
Certified checks 
 
39 60 
 
ers in this State 
 
11,804 49 Cashier's checks 
 
33 24 
 
7v^ 
 
Due from banks and bank- 
 
Due to clearing 
 
ers not in this State 
 
2,446 77 house 
 
31,425 52 
 
Cash: 
 
762 00 
 
Notes and bills rediscounts 
 
Gold 
 
Bills pavab'e, including 
 
oa i% 
 
Silver.nickelsand 
 
time certificates repre- 
 
pennies 
 
2,603 97 
 
senting money borrowed 
 
Uucol'ctd checks 
 
Cash over 
 
11 07 
 
and cash items 568 80 
 
Due bv the clear- 
 
ing house 
 
3,934 77 
 
Current expenses 
 
2,612 35 
 
 Interest paid .... Protest fees Internal revenue f tamps . 348 50 
 
Total 
 
j 60,538 35 
 
Total 
 
$60,538 35 
 
Loans and Discounts 
 
$ 
 
Good... 
 
Doubtful 
 
38,139 20 
 
$38,139 29 
 
Total 
 
$38,139 29 
 
Loans to officers and directors aa payers anil guarantors (firm and in- 
 
dividual) 
 
$6,223 S9 
 
Notes held in payment of 128 shares stock. 
 
4 
 
 i ^^^m^i 
 
TREASURER'S REPORT. 
 
97 
 
Statement of the Condition of the Peoples' Bank of Cordele, Located at Cordele, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills d isc'ted... Demand loans 
970 16 35 00 
 
Overdrafts se- 
 
cured 
 
13,617 54 
 
Unsecured 
 
Bonds, stocks an d other securities owne d by the 
 
50,746 61 1,005 16 
13,617 54 
 
Furniture and fix tures.... 1,276 24 
 
Other real estate. 
 
Due from banks aiid bank- 
 
ers in this state 
 
12,458 92 
 
Due from banks ai d bank- 
 
ers not in this s 
 
2,191 79 
 
Cash: 
 
1,839 00 
 
Gold 
 
50 00 
 
Silver, nickels 
 
and pennies.. 821 11 
 
Uncol. c'ks and 
 
cash items ... 349 70 
 
Due by the cl'r- 
 
ing house 
 
- 3,059 81 
 
Current expenses 
 
646 92 190 00 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.; 
 
Exchange 
 
194 46 
 
25,000 00 2,000 00 
 
Profit and loss.. 122 88- 412 43 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends 
Individual deposits,viz.: Sub. toch'k.... 37,636 44 Demand certifi- 
 
Time certific'ts. Certified ch'ks. Cashier's ch'ks. Due to clearing 
 
2,841 00 115 94 318 56 
 40,911 94 
 
Notes and bills redisc'ted. Bills payable, includ'g cer- 
tific'ts of deposit representing money borr'wed 
 
17,000 00 
 
Protest fees Revenue account 
 
131 38 
 
Total 
 
$ 85,324 37 
 
85,324 37 
 
Classification of Notes and Bills Discounted. 
 
$ 51,751 77 
 
Good Doubtful 
 
51,751 77 
 
if 51,751 77 
 
51,751 77 
 
Loans to officers and directors, (firm and individual). As payers, $19,547.03. 
 
h ttm?mnt f abVe 'anS made n Capital stock' 58,771.82. Number of shares 
 
1-1 v>Il_l ? 1 \JA. . 
 
, 
 
Loaned to others on capital stock, $ 
 
Number of shares held 
 
 . St 
 
p 
 
98 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Clark Banking Company, Located at Covington, Ga., on the 17th day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $ 123,274 93 Capital stock paid in $ 80.000 00 
 
Demand' loans se- 
 
cured 
 
$4,692 11 
 
Demand loans un- 
 
secured 
 
-- 4,692 11 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange and 
 
interest 
 
588 30 
 
1;00S 79 
 
J 
 
Overdrafts secur'd " unsecured 987 92-- 987 92 
 
Premium 
Rents Profit andloss 
 
415 49 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
1,000 00 Due to banks and bankers 
 
Banking house and furni- 
 
in this State 
 
ture and fixtures 
 
5,455 92 Due to banks and bankers 
 
Other real estate 
 
not in this State 
 
Due from banks and bank- 
 
Due unpaid dividends 
 
39S 00 
 
ers in this State ..... 4,975 13 Individual deposits: 
 
>RC 
 
Due from banks and bank- 
 
Subjecttoch'k$54,753 27 
 
ers not in this State 
 
7,161 13 
 
Demand certifi- 
 
Cash: Currency 
 
$3,284 00 
 
cates Time certificat's 
 
74,753 27 
 
Gold 
 
3,015 00 
 
Certified ch'ks.. 
 
Silver, nickels and 
 
Cashier's ch'ks.. 
 
pennies 
 
995 67 
 
Special deposit. 20,000 00 
 
Hi! 
 
Uncollectcd ch'ks 
 
and cash items.. 1,121 10 
 
Notes and bills rediscount- 
 
Due by the clearing house ... 
 
pd -- 8,415 77 Bills payable, including 
time cerlifif-ates repre- 
 
Current expenses.. 
 
191 15 
 
senting money borrowed 
 
Taxes paid Profit and Ws 
 
Total 
 
156,154 06 
 
& 
 
Interest paid Protest ffi b 
 
Total 
 
$156,154 06 
 
Loans and Discounts. 
 
In suit In judgment Not in suit Demand loans 
 
$ 1,000 00 2 415 22 
119,859 71 4,692 11 
 
Goo'l Doubtful .. Worthless 
 
.$127,967 04 
 
Total 
 
.$127,967 04 
 
Total 
 
$127,967 04 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 4,250 00- 
 
i 
 
 TREASURER'S REPORT. 
 
99 
 
Statement of the Condition of the Clark Banking Co., Located atCovington, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'td $129,253 42 
 
Demand loans secured ad- 
 
vanced on cotton 
 
2,801 33 
 
Overdrafts se- 
 
cured 
 
4,656 04 
 
Unsecured 
 
4,650 04 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house.. 
 
Furniture and 
 
fixtures 
 
5,455 92- 
 
1,000 00 5,455 92 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
884 10 
 
Due from banks and bank- 
 
ers not in this State 
 
2,808 75 
 
Cash: 
 
Currency 
 
2,940 00 
 
Gold 
 
3,370 00 
 
Silver, nickels 
 
and pennies... 1,548 5S 
 
Uncol'ctd ch'ks 
 
and cash items 1,201 60 
 
Due by the 
 
clear'g house. 
 
-- 9,066 18 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
747 30 
 
Capital stock paid in $ S0,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
1,180 21 
 
Interest 
 
Premium 
 
Rents 
 
Profit and loss... 
 
1,186 21 
 
Due banks and bankers in thisState 
Due banks and bankers 
not in thisState Due unpaid dividends 
Individual deposits,viz.: Subject to ch'k 45,132 13 Demand ceitifi- 
cates 
Timecertif'cted Certified ch'ks. 
Cashier's ch'ks. Due tn clearing 
house 
 
256 70 98 00 
45,132 13 
 
Notes and bills redisc'nted Bills payable, including 
certificates of deposit representing money borrowed 
 
30.000 00 
 
Total 
 
$156,673 04 
 
Total 
 
$156,673 04 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
.$ 1,043 29 
128,210 13 
 
Good Doubtful 
Worthless 
 
$129,253 42 
 
- 
 
^ 
 
W? 
 
Total 
 
$129,^53 42 
 
Total 
 
$129,253 4 
 
Loans to officers and directors (firm and individual). As payers $1 400 00 
 
As indorsers, $ 
 
'' 
 
Amount of above loans made on capital stock, $1,400.00. Number of shares held, 57. 
 
Loaned to others on capital stock, $640X0. Number of shares held 27. 
 
 LO* 
 
100 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Culloden, Located at Culloden, on the 25th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts- 
 
Demand loans se- 
 
cured 
 
$ 
 
Demand loans un- 
 
secured 
 
30,990 40 
 
Capital stock paid in $ 15,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 79 78 
 
Interest 
 
1,915 33 
 
Overdrafts secur'd 
 
Premium 
 
J 
 
" unsecured 227 34-- Bonds, stocks, etc., owned 
 
227 34 
 
Bents Profitandloss 
 
300 00-- 2,295 11 
 
by the bank: 
 
Due to banks and bankers 
 
Banking house. 850 00 
 
in this State 
 
Furniture and 
 
Due to banks and bankers 
 
fixtures 
 
750 00-- 1,600 00 
 
not in this State 
 
Due unpaid dividends 
 
>RC 7v^ 
 
Other real estate..... Due from banks and bank 
ers in this State 
 
895 77 
 
Individual deposits, viz.: Subject to ch'k$ 6,110 68 Demand certifi- 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
$1,029 00 
 
Gold 
 
643 50 
 
Silver, nickels and 
 
3,132 65 
 
Time certificat's 3,000 00 
Certified checks Caslner's ch'ks. Due to clearing 
houses 
 
9,110 68 
 
pennies 
 
1,476 24 
 
TJncollect'd ch'ks 
 
and cash items.. 110 94 
 
Due by clearing 
 
house 
 
3,259 68 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
 
14,000 00 
 
Current expenses. 
 
299 95 
 
$ 
 
Taxes paid Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
$ 40,405 79 
 
Total 
 
$ 40,405 79 
 
Loans and Discounts. 115 
 
$ Doiiht.fnl 
30,990 40 
 
$ 30,990 40 
 
Total 
 
$30,990 40 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
! 
 
$ 6,575 17 
 
o^ 
 
 IHH ~feSCfiissE 
 
TREASURER'S REPORT. 
 
101 
 
Statement of the Condition of the Bank of Culloden, Located at Culloden, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted..$ 36,089 37 Demand loans 
secured Demand loans 
unsecured 
 
Overdrafts secured 
Overdrafts unsecured 
 
248 40 
 
248 40 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house...$ 850 00 
 
Furniture and 
 
fixtures 
 
750 00-- 1,600 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
1,870 08 
 
Due from banks and bank- 
 
ers not in this State 
 
1,049 75 
 
Cash: 
 
Currency 
 
$ 815 00 
 
Gold 
 
338 50 
 
S il ver, nickels 
 
and pennies... 1,288 55 
 
Uncol'cted chks 
 
andcash it'ms 1.784 68 
 
Due by the 
 
clearinghouse 
 
-- 4,226 73 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
851 64 
 
Capital stock paid in $ 15,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz,: 
 
Exchange 
 
$ 131 79 
 
Interest 
 
1,162 34 
 
Premium 
 
Rents 
 
Profit and loss... 300 00-- 1,594 13 
 
Due banks and bankers in 
 
this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.; 
 
Subject to ch'k..$ 4,966 84 
 
Demand certifi- 
 
cates .. 
 
Time certificate 4,375 00 
 
Certified checks 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
-- 
 
9,341 84 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit representing money borrowed 
 
20,000 00 
 
Total 
 
$ 45,935 97 Total 
 
45,935 97 
 
Cl issificat on of Notes and Bills Discounted. 
 
In judgment , 
 
.. 36,089 37 
 
Good Doubtful 
 
$ 36,089 37 
 
Total 
 
...$ 30,089 37 
 
Total 
 
$ 36,089 37 
 
Loans to officers and directors (firm and individual). As payers, $6,383.00. 
 
As indorsers, $2,272.21. 
 
Amount of above loans made on capital stock, held, 
 
.J<^TErplBTnjFShjites 
 
Loaned to others on capital stock, 
 
Numbtfe 
 
 l# 
J 
7v^ 
0 
sir.. 
o^ 
 
102 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Cuthbert, Located at Cuthbert, Ga., on the 7th day of April, 1899. 
 
KESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
Demand loans se- 
 
cured 
 
$ 
 
Demand loans un- 
 
secured 
 
$ 46,413 42 
 
Overdrafts secur'd 7,971 64 
 
Overdrafts unse- 
 
cured 
 
4,906 93- 12,8788 57 
 
Bonds, stocks, etc., owned 
 
bv the bank 
 
$2,500 00 
 
Banking house ..43,085 08 
 
Furniture and fix- 
 
tures 
 
1,196 51- - 4,281 59 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banksand bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
2,590 00 
 
Gold 
 
Silver, nickels and 
 
pennies 
 
1,659 00 
 
XJncollected ch'ks 
 
and cash items. 801 56 
 
Due by the clear- 
 
ing house 
 
15.141 25 2,087 56 14.142 95 
5,050 56 
 
Current expenses Taxes paid Profit and loss -- Interest paid 
Protest fees 
 
860 34 
 
Capital stock paid in $ 50,000 00 
 
Surplus fund 
 
7,591 37 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 234 98 
 
Interest 
 
2,882 81 
 
Premium 
 
Rents 
 
Profit and loss 5,362 57-- 8,480 36 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
95 58 
 
Due unpaid dividends...... 
 
Individual deposits, viz.: 
 
Subject to ch'k.36,722 38 
 
Demand certifi- 
 
cates 
 
Time certificates 
 
Certified ch'ks.. 
 
Cashier's ch'ks.. 
 
Due to clearing 
 
house.. 
 
--36,722 38 
 
Notes and bills rediscounted 
Bills payable including time certificates representing money borrowed 
Collection account Suspense account 
 
353 82 112 73 
 
Total 
 
103,356 24 
 
Total 
 
103,356 24 
 
Loans and Discounts. 
 
In suit In judgment 
Not in suit 
 
$ 508 40 Good 339 04 Doubtful 
45,565 98 Worthless 
 
$ 46,143 42 , 
 
Total 
 
? 46,143 42 
 
Total 
 
.$46,143 42 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
4,180 02 
 
 TREASURER'S EEPORT. 
 
103 
 
Statement of the Condition of the Bank of Cuthbert, Located at Cuthbert, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.$ Demand loans 
secured $ Demand loans 
unsecured... 
 
64,022 45 
 
Overdrafts se- 
 
cured 
 
14,102 25 
 
Overdrafts un- 
 
secured 
 
14,102 25 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
Bank'g house.. 3,085 08 
 
Furniture and 
 
fixtures 
 
1,196 51 
 
2,500 00 4,281 59 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State ... 
 
Cash: 
 
Currency 
 
Oold 
 
Silver, nickels 
 
and pennies. 
 
j 
 
Uncol. ch'ks & 
 
cash items... 
 
Due by the 
 
clear'g ho'se 
 
11,744 27 9,044 71 6,708 50 
12,375 13 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
2,024 92 33 
 
Capital stock paid in 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange... 557 85 
 
Interest 
 
6,759 46 
 
Premium 
 
Rents 
 
Profit & loss. 5,333 47 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends ... Individual deposits, viz.: 
Sub. to ch'k. 4,6773 11 Demand cer- 
tificates ... Time certifi- 
cates Certifi'd c'ks Cashier'sc'ks Due to clear- 
ing house. 
 
Notes and bills rediscounted 
Bills payable, including 
certificates of deposit repsresenting money borrowed 
 
50,000 00 7,591 37 
12,650 78 13 60 
46,773 11 9,808 74 
 
Total 
 
$ 126,837 60 
 
Total 
 
.$ 126,837 60 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit.. 
 
508 40 339 04 
63,175 01 
 
Good Doubtful Worthless 
 
.$ 64,022 45 
 
Total.. 
 
64,022 45 
 
Total 
 
$ 64,022 45 
 
Loans to officers and directors (firm and individual). As payers, $ 
 
; 
 
as indorsers, $ 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held 
 
Loaned to others on capital stock, $ 
 
Numberof shares held, .... 
 
 513KH 
 
p 
 
104 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Crawfordville, Located at Crawfordville, on the 14th day of July, 1899. 
 
RESOUBCES. 
 
LIABILITIES. 
 
Loans and discounts. .$ 30,351 70 Capital stock paid in $ 15,000 00 
 
Demand loans se- 
 
Surplus fund 
 
cured 
 
Undivided profits not car- 
 
Demand loans un- 
 
ried to surplus, viz.: 
 
secured 
 
Exchange... 
 
401 21 
 
Interest 
 
2,344 31 
 
Overdrafts secur'd 
 
Premium 
 
J 
 
" unsecured Bonds, stocks, etc., 
 
owned by the 
 
Rents Profit and loss... 
 
-- 2,745 52 
 
bank 
 
Due to banks and bankers 
 
Banking house 
 
in this State 
 
Furniture and fix- 
 
Due to banks and bankers 
 
tures 
 
1,151 
 
1,151 82 not in this State 
 
Due unpaid dividends 
 
Other real estate 
 
Individual deposits, viz.: 
 
Due from banks and bank- 
 
Subject to ch'k 5,360 85 
 
ers in this State 
 
1,585 23 Demand certifi- 
 
Due from banks and bank- 
 
cates 
 
ers not in this State 
 
33 49 Time certificates 
 
Cash: 
 
Certified ch'ks.. 
 
Currency 
 
195 00 
 
Cashier's ch'ks.. 
 
Gold 
 
180 00 
 
Due to clearing 
 
Silver, nickels and 
 
house 
 
5,360 85 
 
pennies 
 
21 35 
 
Uncollected ch'ks 
 
Notes and bills rediscount- 
 
and cash items.. 88 65 
 
ed 
 
Due by the clear- 
 
Bills payable, including 
 
ing house 
 
-- 495 00 time certificates repre- 
 
senting money borrowed 11,500 00 
 
Current expenses. 
 
989 12 
 
$ 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
34,606 37 
 
Total,. 
 
34,606 37 
 
i5 
 
Loans and Discounts. 
 
$ 
 
Good 
 
Doubtful 
 
30,351 71 
 
$ 30,351 71 
 
Total 
 
$ 30,351 71 
 
Total 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
, 
 
5,614 80> 
 
i 
 
______________ 
 
 TREASURER'S EEPORT. 
 
105 
 
Statement of the Condition of the Bank of Crawfordville. Located at Crawfordville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd .$ Demand loans 
Unsecured.... 
Overdrafts se- 
 
31,959 95 
 
Capital stock paid in $ 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange Interest 
 
$ 
 
438 61 2,427 80 
 
15,000 00 
 
IJnsecured. .. 
Bonds, stocks and other securities owned by 
 
Rents Profit and loss 
Due banks and bankers 
 
2,866 41 
 
B'king house. Furniture and 
 
Due from b'ks and bank- 
 
Due from b'ks and bank- 
 
ers not in this State... 
 
Cash: 
 
Currency , 2,800 00 
 
Gold 
 
50 00 
 
Silver, nickels 
 
& pennies.. 234 69 
 
Uncol. ch'ks 
 
and cash 
 
1,151 82 
371 56 10 40 
 
Due banks and bankers not in this State 
Due unpaid dividends, viz. Sub.tocheck.S 4,597 01 Dem'nd certs. 205 25 Time certs.. . Certfi'd ch'ks Cash'rs' ch'ks Due to clear- 
ing house... 
 
4,802 26 
 
Notes and bills redisc'td. Bids piyable, including 
certificates of deposit representing money 
 
15,000 00 
 
Due by the 
 
cl'r'g house 
 
3,084 69 
 
m 
 
1,025 25 
 
Total 
 
$ 37,668 67 
 
Total 
 
$ 37,668 67 
 
Class ification of Notes and Bills D scounted 
 
$ 
Doubtful ... 31,959 95 
 
.$ 31,959 95 
 
Total 
 
$ 31,959.95 
 
Total 
 
$ 31,959 95 
 
Loans to officers and directors (firm and individual). As payers, $4,920.00. As indorsers, $24702.61. 
Amount of above loans made on capital stock, $520.00. Number of shares held, 9. 
Loaned to others on capital stock, $817.78. Number of shares held, 29. 
 
 LO* 
 
106 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Darien Bank, Located at Darien, Ga., on the 8th day of June, 1899. 
 
J 
>*C, 
jp 
ii5 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans 
 
secured 
 
29,330 94 
 
Demand loans 
 
30,294 32 30,146 80 
 
Overdrafts unse- 
 
cured 
 
392 06 
 
392 06 
 
27,000 00 
 
Furniture and fixtures 
 
80 00 
 
800 00 
 
Due from banks and bank- 
 
Due from banks and bank- 
 
ers not in this State .... 
 
Cash: 
 
Currency 
 
4,569 00 
 
Gold 
 
192 50 
 
Silver, nickels 
 
and pennies... 1,546 08 
 
Uncollected c'ks 
 
and cash items 2,430 24 
 
Due by the clear- 
 
ing house . ... 
 
20,556 14 19,206 33 
8,737 82 
 
Current expen's and taxes 
 
50,000 (10 
 
Surplus fund 
 
25,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Interest 
 
2,690 07 
 
Rents Profit and loss... 
 
54 00 4,186 61 
 
Due to banks and bankers Due to banks and bankers 
 
725 13 
 
Individual deposits, viz.: 
 
Subject to check..59,776 53 
 
Demand certifis 
 
Time certificates 
 
Certified checks 
 
Cashier's checks 2,145 72 
 
Due to clearing 
 
house 
 
61,922 45 
 
Notes and bills redisc'ted.. Bills payable, including 
time certificates representing money borrowed 
 
I. R. stamps 
 
* 1,396 39 3,304 33 
 
Total 
 
$ 141.834 19 
 
Total 
 
} 141,834 19 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 8,457 82 Good Doubtful 
51,167 44 Worthless 
 
56,367 44 3,255 72 
2 10 
 
Total 
 
.... $ 59,625 26 Total 
 
$ 59,625 26 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
2,25189 
 
^tHHBBBBi 
 
 B^^BBBBDM 
 
TREASURER'S REPORT. 
 
107 
 
Statement of the Condition of the Darien Bank, Located at Darien, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted...$ 33,375 22 
 
Demand loans 
 
secured $23,130 34 
 
Unsecured 
 
998 10 24,128 44 
 
Overdrafts se- 
 
cured 
 
Unsecured 
 
457 
 
457 36 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
B inking house 
 
Furniture and 
 
fixtures 
 
800 00 
 
27,000 00 800 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state .... 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
Currency 
 
9,563 00 
 
Gold. 
 
45 00 
 
Silver, nickels 
 
and pennies. 815 03 
 
Uncol. c'ks and 
 
cash items.... 2,024 15 
 
Due by the cl'r- 
 
ing house 
 
20,536 86 18,048 17 
12,447 18 
 
Current expenses Taxes paid Interest paid 
Profit and loss Protest fees Internal revenue stampsSuspense account 
 
748 17 2,804 33 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 684 64 
 
Interest 
 
1,428 84 
 
Premium 
 
Rents 
 
44 00 
 
Profit and los?.. 
 
Reserved for 
 
taxes 
 
442 67 
 
50,000 00 2,500 
2,600 15 
 
Due banks and bankers in 
 
this state 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends.. .. 
 
Individual deposits, viz.: 
 
Sub. to ch'k .... 58,934 16 
 
Demand certifi- 
 
cates. 
 
457 36 
 
Time certific'ts 
 
Certified ch'ks 
 
Cashier's ch'ks 862 40 
 
Due to clearing 
 
house 
 
2,478 16 13 50 
60,253 92 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represent'*; money bor- 
rowed 
 
Total 
 
$ 140,345 73 
 
Total 
 
$140,345 73 
 
Classificat ion of Notes and Bills Discounted. 
 
In judgment 
 
.$ 7,955 72 . 49,547 94 
 
3,000 00 2 10 
 
Total 
 
$ 57,503 66 
 
*r S7.,50.3, 66 
 
Loans to officers and directors (firm and individual). As payers, $12,105.36. 
As indorsers, $9,984.26. Amount of above loans made on capital stock, $4,500.00. Number of shares 
held, 90. Loaned to others on capital stock, 1,014.59. Number of shares held, 33. 
 
 L& 
 
108 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the First State Bank, Located at Dawson, Ga., on the 8th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 72,223 24 Capital stock paid in i$ 73,400 00 
 
Demand loans se- 
 
Surplus fund 
 
6,862 00 
 
IS* 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured .... 
 
1,520 00 Exchange 
 
$ 278 15 
 
0 v e r d r af ts se- 
 
9,729 68 
 
Rents 
 
30 00 
 
Overdrafts unse- 
 
Profit and loss ... 7,170 10---11,197 14 
 
J 
 
3,180 23--12,909 91 Bonds, stocks, etc ., owned 
 
Due to banks and bankers 
 
1,294 16 
 
bv the bank 
 
1,000 00 Due to banks and bankers 
 
Banking house... 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends 
 
800 00 
 
1,432 01 
 
Individual deposits, viz.: 
 
Subject to chk.$ 40,454 97 
 
Other real estate 
 
20,375 00 Demand certif- 
 
Due from banks and bank- 
 
icates 
 
2,322 89 
 
ers in this State 
Due from banks and bank- 
ers not in this State Cash : 
 
2,756 90 3,937 56 
 
Time certific'ts Certified chks.. Cashier's chks. Due to clearing 
 
300 00 20 00 
 
Gold 
 
7,000 00 
 
43,097 86 
 
S i 1 ver, nickels and pennies... 3,985 75 
 
Notes and bills redis- 
 
TJncollected checks and cash items ... 
Due by the 
 
702 11 
 
Bills payable, including time certificates representing money borrowed 
 
clearing house 
 
--19,349 86 
 
9 
 
Current expenses 
 
299 45 
 
Profit and loss . . Interest paid 
 
Cotton account Internal revenue stamps . 
 
18 727 05 120 00 
 
Total 
 
16 
 
Loans and Discounts. 
 
In suit 
 
, 
 
In judgment 
 
Notinsuit 
 
$ 2,078 15 Good 1,426 80 Doubtful 70,238 29 Worthless 
 
$ 73,743 24 
 
Total 
 
| 73,743 24 Total 
 
$ 73,743 24 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
, 
 
$ 2] ,257 92 
 
4 
 
 TREASURER'S REPORT. 
 
109 
 
Statement of the Condition of the First State Bank, Located at Dawson, Ga., at the Close of Business September Gth, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills diso'ntd..i(! Demand loans 
 
Demand loans unsecured . 
 
Overdrafts se- 
 
cured 
 
15,602 20 
 
Unsecured 
 
Bonds, stocks and other securities owned by the 
 
Bank'g house 
 
Furniture and 
 
fixtures 
 
1,432 01 
 
Other real estate 
 
Due from banks and 
 
bankers in this State.. 
 
Due from banks and 
 
b'kers not in this State. 
 
Cash: 
 
Currency 
 
23,253 00 
 
Gold ....". 
 
8,900 00 
 
Silver, nickels 
 
and pennies 1,023 90 
 
Uncol'ctd c'ks 
 
and cash 
 
items 
 
3,104 83 
 
Due bv the 
 
clear'g house 
 
81,407 54 
15,602 20 1,000 00 1,432 01 
20,375 00 5,625 82 1,824 33 
36,281 73 1,007 57 
 
Capital stock paid in $ 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange , ..,$ 47 95 
 
Interest 
 
7,509 85 
 
Rents 
 
464 54 
 
Pr'fit and loss 7,160 10 
 
Due banks and bankers 
 
Due banks and bankers 
 
Individual deposits, 
 
viz.: 
 
Subject to 
 
check 
 
65,401 10 
 
Demand cer- 
 
tificates 
 
3,103 51 
 
Time certif'ts 300 00 
 
Certif'dch'ks 
 
Cashier'sc'ks 
 
Due to clear- 
 
ing house.. 
 
Notes and bills redisc'td Bills payable, including 
certificates of deposit representing money 
 
03,400 00 6,862 00 
15,791 19 4,445 55 462 85 
68,804 61 5,000 00 
 
Revenue stamps 
 
210 00 
 
164,766 20 | Total 
 
$ 164,766 20 
 
Classification of Note s and Bills Discounted. 
 
Dot in suit 
 
2,200 00 79,207 54 
 
Doubtful 
 
81,407 54 
 
81,407 54 
 
Total 
 
$ 81,407 54 
 
Loans to officers and directors (firm and individual). As payers, $5,400.00. 
 
As indorsers, $1,000.00. 
 
, _ ,_ 
 
Amount of above loans made on capital stock, $400.00. 
 
N^T umb. er of shares 
 
Loaned to others on capital stock, if ....... . Number of shares held, 
 
 LO* 
 
110 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Douglasville Banking Co., Located at Douglasville, Ga., on the 24th day of June, 1899. 
 
1 w^ 
J 
OS  
 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 20,928 73 
 
Demand loans 
 
secured 
 
$ v 250 00 
 
Demand loans 
 
unsecured 
 
7 50-- 257 50 
 
Overdra f t a jecured 
Overdrafts secured .... 
 
34 32-- 
 
34 32 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house.... 1,567 25 
 
Furniture and 
 
fixtures 
 
1,263 21- 
 
2,000 00 2,830 46 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this 8tate 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency Gold 
 
798 00 350 00 
 
Silver, nickels 
 
and pennies... 467 90 
 
Uncollected ch's 
 
and cash items Due by the clear- 
 
28 09 
 
ing house 
 
3,937 86 157 04 45 93 
1,643 99 
 
Capital stock paid in $ 15,187 50 
 
Surplus fund 
 
2,650 00 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange $ 294 95 
 
Interest 
 
1,501 62 
 
Commissions .. 
 
Rents 
 
66 67 
 
Profit and loss. 
 
-- 1,863 24 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to ch'k. 6,366 36 
 
Demand certif- 
 
icates 
 
Time certific'ts 
 
Certified ch'ks. 
 
Cashier's ch'ks 
 
Due to clearing 
 
house 
 
--6,366 36 
 
Notesand bills redisc'nted Bills payable, including 
time certificates repre: senting money borrowed-- 7,000 00 
 
Current expenses. Taxes paid Profit and loss Interest paid 
Protest fees 
 
838 07 393 20 
 
Total. 
 
33.067 10 Total 
 
$ 33,067 10 
 
Loans and Discounts. 
 
In suit 
In judgment Not in suit 
 
$ 2,981 11 
1,033 39 17,167 73 
 
Good Doubtful Worthless 
 
$ 18,153 51 2,980 22 52 50 
 
Total 
 
$ 21,186 23 
 
Total 
 
$ 21,186 23 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$3,334 32 
 
o^ 
 
 HHB^^K^^^^HHB] 
 
.nwB.,-^&u-- 
 
TREASURER'S REPORT. 
 
Ill 
 
Statement of the Condition of the Douglasville Banking Co., Located at Douglasville, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted..$ 21,711 11 Demand loans 
 
Overdrafts se- 
 
Unsecured 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank (worthless) 
 
Banking house.. 1,567 25 
 
Furniture and 
 
fixtures 
 
1,263 21 
 
Due from banks and b'nk- 
 
Due from banks and b'nk- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
950 00 
 
Silver, nickels and pennies. 
Uncollect'd ck's and cash it'ms 
Due by the cleari'g house 
 
257 22 
 
2,000 00 2,830 46 3,979 94 
9 77 
1,322 22 
 
Capital stock paid in .. ...$ 15,187 50 
 
2,650 00 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
343 72 
 
Interest 
 
... 1,633 09 
 
Premium 
 
Rents 
 
89 17 
 
Profit and loss.. 
 
2,065 98 
 
Due banks and bankers Due banks and bankers 
 
129 76 
 
Individual deposits, viz.: Subject to ch'k. 6,418 83 Demand cert's.. Time certific's.. Certified checks Cashier's ch'ks Due to clearing 
Notes and bills redis- 
Bills payable, including certificates of deposit represe'ting money bor- 
 
6,418 83 7,000 00 
 
Current expenses 
 
1,023 54 443 20 
 
131 83 
 
Total 
 
$ 33,452 07 Classification of Notes and Bills Discounted. 
 
33,452 07 
 
In suit In judgment Not in suit 
 
$ 2,922 21 Good Doubtful..., 
18,788 90 Worthless . 
 
,$ 19,793 65 1,212 21 705 25 
 
Total 
 
21,711 11 Total 
 
.$ 21,711 11 
 
Loans to officers and directors (firm and individual). As payers, $2,588 33. 
 
As indorsers, $810.00. 
 
Amount of above loans made on capital stock, $1,400.00. Number of shares 
 
held, 15. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 mmmmam 
 
J 
 
112 
 
TEEASUEEE'S EEPOET. 
 
Bank Examiner's Report of the Condition of the Dublin Banking Co., Located at Dublin, Ga., on the 27th day of February, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts. 
 
Demand loans 
 
secured 
 
$ 
 
Demand loans 
 
unsecured 
 
.$100,690 49 
 
Capital stock paid in 
 
$ 50,000 00 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange 
 
$ 656 16 
 
Interest 
 
872 45 
 
Overdrafts se- 
 
Premium 
 
cured 
 
24,219 48 
 
Rents 
 
59 65 
 
J 
 
Overdrafts unsecured 
 
Profit and loss... 2,362 04- 3,950 30 24,219 48 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
1,689 87 
 
by the bank 
 
Due to banks and bankers 
 
Banking house.. 
 
not in this State 
 
Furniture and 
 
Due unpaid divi lends 
 
1,000 00 
 
fixtures 
 
1,486 37- 1,486 37 
 
Individual deposits, viz.: 
 
Subject to ch'k 58,796 77 
 
Other real estate 
 
2,036 23 Time certific'ts 20,549 35 
 
Due from banks and bank- 
 
Demand certif- 
 
ers in this State 
 
6,659 30 
 
icates 
 
Due from banks and bank- 
 
Certified ch'ks 
 
30 80 
 
ers not in this State 
 
4,033 81 Cashier's ch'ks 
 
Cash: 
 
Due to clearing 
 
Currency 
 
2,248 00 
 
house 
 
- 79,376 92 
 
oa  
 
Gold 
 
570 00 
 
"IS 
 
Silver, n i ckels 
 
Notes and bills redis- 
 
and pennies... 2,210 38 
 
counted 
 
5,000 00 
 
Uncol'ct'deh'ks 
 
Bills payable, including 
 
and cash items Due by clearing 
house 
 
838 41 - 5,866 79 
 
time certificates representing money borrowed Over and short account ... 
 
5,000 00 23 33 
 
9 
 
Current expenses.. Taxes paid 
Profit and loss 
 
672 75 
 
Interest paid 
 
Protest fees 
 
Internal revenue stamps. 
 
375 20 
 
Total 
 
$146,040 42 
 
Total 
 
Loans and Discounts. 
 
$146,040 42 
 
In suit 
In judgment Not in suit 
 
1,590 00 $ 99,100 49 
 
Good Doubtful Worthless 
 
$ 99,690 49 1,000 00 
 
Total 
 
$100,690 49 Total 
 
$100,690 49 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$1624 5() 
 
 TREASURER'S REPORT. 
 
113 
 
Statement of the Condition of the Dublin Banking Co., located at Dublin, Ga., at the Close of Business September 5th, 1899. 
 
RESOl'RCES. 
 
Notes and bills discount- 
 
ed 
 
$123,019 19 
 
Demand loans, 
 
secured 
 
Demand loans, 
 
unsecured . . 
 
Overdrafts secured 
Overdrafts secured by cotton 
Overdrafts unsecured 
 
2,621 99 
15,123 65 6,477 65 
 
24,223 29 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
1,584 54 
 
1,584 54 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
not in this state 
 
Cash: 
 
Currency 
 
6,287 00 
 
Gold 
 
1,010 00 
 
Silver, nickels 
 
and pennies 358 30 
 
Uncol. checks 
 
& cash items 2,264 62 
 
Due by the 
 
clear'g house 
 
2,036 23 10,046 28 
1,759 52 
9,919 92 
 
LIABILITIES. 
 
Capital stock paid in 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange 
 
1,387 32 
 
Interest 
 
6;873 86 
 
Premium 
 
Rents 
 
146 65 
 
Prout and loss 2,062 04 
 
50,000 00 10,469 87 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends. .. Individual deposits, viz: 
Sub. to check. 64,019 11 Demand certif. Timecertif's. . 21,065 56 Certified ck's.. Cashier's c'ks. 
Due clearing house 
 
85,084 67 
 
Notes and bills r e d i scounted 
Bills payable, including time certificates representing money borowed 
Over and short 
 
10,704 76 
20,000 00 40 74 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees Government stamps, in- 
cluding stamped checks 
 
3,121 07 590 00 
 
Total 
 
| 76.300 04 
 
Total 
 
.$176,300 04 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgement Not in suit 
 
Good 1.650 00 Doubtful . 121,369 19 Worthless 
 
122,169 19 750 00 100 00 
 
Total. 
 
$123,019 19 Total 
 
123,019 19 
 
Loans to officers and directors (firm and individual), as payers, $3,650.00; as indorsers, $2,900.00. 
Amount of above loans made on capital stock, $500.00; number of shares held. 5. 
Amount loaned to others on capital slock, $1,000.00; number of shares held, 10. 
8t 
 
 114 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Laurens Banking Company, Located at Dublin, Ga., on the 28th day of February, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts.. ...$ 35,069 48 Capital stock paid iu 
 
25,000 00 
 
Demand loans 
 
Surplus fund -- .'. 
 
secured. 
 
$ 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz : 
 
unsecured 
 
Exchange 
 
167 73 
 
Interest 
 
3,629 34 
 
J 
 
Overdrafts secured 
Overdrafts u n - 
 
Premium Kents Profit and loss... 
 
3.797 07 
 
secured 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
34 84 
 
by the bank.. , 
 
Due to banks and bankers 
 
Banking house.. 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends.. . . 
 
fixtures 
 
1,782 40 
 
Individual deposits, viz.: 
 
Subject to ch'k.. 20,345 29 
 
Other real estate 
 
Demand certifi- 
 
Due from banksand bank- 
 
cates 
 
ers in this State 
 
3,322 Hi Time certificates 1,350 00 
 
Due from banks and bank- 
 
Certified checks 
 
5 63 
 
ers not in this State 
 
5,486 28 Cashier's ch'ks.. 
 
Cash: 
 
Due to clearing 
 
Currency 
 
3,110 00 
 
house 
 
--21,700 92 
 
Gold 
 
27 50 
 
Silver, nickels 
 
Notes and bill redisc'nted 
 
and pennies... 293 01 
 
Bills payable, including 
 
TJncollected c'ks 
 
time certificates repre- 
 
and cash items 287 87 
 
senting money borrowed 
 
Due by the clear- 
 
Cash over 
 
50 
 
9 
 
ing house 
 
-- 3,718 38 
 
Current expenses 
 
965 04 
 
Taxes paid 
 
189 50 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
$50,533 33 
 
Total 
 
$50,533 33 
 
ii5 
 
^5 
 
Loans and Discounts. 
 
In suit In judgment. 
Xot in suit.... 
 
35,069 48 
 
Good Doublful Worthless 
 
35,069 48 
 
Total 
 
S 35,069 48 
 
Total 
 
S 35,069 48 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual.) 
 
1,611 90 
 
 
 
 TREASURER'S REPORT. 
 
115 
 
Statement of the Condition of the Laurens Banking Company located at Dublin, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted $ 62,076 68 
 
Demand loans 
 
secured 
 
Demand loans 
 
unsecured . . . 
 
Overdrafts s e- 
 
cured 
 
12,133 32 
 
Overdrafts un- 
 
seured 
 
1,331 26 13,464 58 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. 
 
Furniture and 
 
fixtures 
 
1,815 70 
 
1,815 70 
 
Other real estat e. . 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State. . . 
 
Cash: 
 
Currency 
 
3,171 00 
 
Gold 
 
2,035 00 
 
S i 1 ver, nickels 
 
and pennies . 736 75 
 
Uncollec'd c'ks. 
 
and cash it'ms 317 50 
 
Due by clearing 
 
house 
 
3,157 48 39 14 
6,260 25 
 
Capital stock paid in . .. .f 25,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
405 71 
 
Interest 
 
5,328 82 
 
Premium 
 
Rents 
 
Profit and loss. 
 
5,734 53 
 
Due banks and bankers in this State 
Due banks and bankers 
 
393 29 
 
not in this State 
 
Due unpaid dividends. 
 
Individual deposits, viz.: 
 
Subj. to check. 26,842 69 
 
Demand certifi- 
 
cates 
 
Time certific'es 3,350 00 Certified checks 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
30,192 69 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represent'g money borrowed 
 
28,238 90 
 
Current expenses Taxes paid 
Interest paid (deducted from interest earned). . 
Profit and loss Protest fees 
 
2,204 56 536 37 
4 65 
 
Total 
 
$ 89,559 41 
 
Total . . 
 
$ 89,559 41 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. Not in suit . 
 
62,076 68 
 
Good Doubtful . 
Worthless 
 
62,076 68 
 
Total 
 
S 62,076 68 | Total 
 
$ 62,076 68 
 
Loans to officers and directors (firm and individual), as pavers $3)8 84- 
 
as indorsers. $1,974.56. 
 
' '' 
 
Amount of above loans made on capital stock, .$ held, 
 
; number of shares 
 
Amount loaned to others on capital stock, $500.00: number of shares held, 5. 
 
 \& 
 
116 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Middle Georgia Bank, Located at Eatonton, Ga., on the 11th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
3 WA* 
 
Loansand discounts 
 
$ 98,096 13 
 
Demand loans 
 
secured $ 4,800 00 
 
Demand loans unsecured ... 
 
4,800 00 
 
Capital stock paid in $ 60,000 00 
 
Surplus fund 
 
18,000 00 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange 
 
$ 129 71 
 
Interest 
 
4,650 65 
 
J 
 
Overdrafts secured 
Overdrafts unsecured 
 
7,080 94 596 81 
 
7,677 75 
 
Premium Bents Profit and loss... 
Due to banks and bankers 
 
4,780 36 
 
Bonds, stocks, etc, owned 
 
by the bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
800 00 
 
43 75 800 00 
 
inthisState 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits,viz.: 
Subj'cttochk 30,259 84 
 
1,027 Oo 
 
Other real estate 
 
4,490 55 Demand cer- 
 
Due from banks and bank- 
 
_ tificates ... 
 
ers in this State 
 
878 30 Time certifi- 
 
Due from banks and bank- 
 
cates 
 
. 1,000 00 
 
oa j> 
 
ers not in this State 
 
Cash: 
 
Currency Gold 
 
550 00 20 00 
 
Silver, nickels 
 
7,301 60 
 
Certifi'd chks Cashier' s 
checks Due to clear- 
ing house.. 
 
31,259 84 
 
and pennies... 157 67 Un collect ed 
 
Notes and bills redis- 
 
*< 
 
checks and cash items ... 1,105 95 Due by the clear'g house.. 
 
1,833 62 
 
counted Bills payable, including 
time certificates representing money borrowed 14,000 00 
 
& 
 
Current expenses 
 
1,055 44 
 
Taxes paid 
 
1,304 75 
 
Profit and loss 
 
682 68 
 
Interest paid 
 
Protest fees Internal revenue stamps.. 
 
102 68 
 
H5 
 
Total 
 
$ 129,067 25 
 
Total 
 
$ 129,067 25 
 
Loans and Discounts. 
 
In suit In iudgment 
Not in suit 
 
* 102,896 13 
 
Good Doubtful Worthless 
 
* 102,396 13 500 00 
 
Total 
 
$102,896 13 | . Total 
 
$ 102,896 13 
 
Loans to officers and directors as payers and individual) 
 
guarantors (firm 
 
and $ 
 
10,875 
 
89 
 
^c 
 
""" ' --------"------ 
 
 TREASURER'S REPORT. 
 
117 
 
Statement of the Condition of the Middle Georgia Bank, Located at Eatonton, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'td.. $ Demand loans 
secured . ..$ 3,223 77 Demand loans 
unsecured.. 
 
126,367 83 3,223 77 
 
Overdrafts secured .... 2,307 58 
Overdr'f ts un- 
 
2 582 13 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
B'king house 
 
Furniture and 
 
fixtures 
 
800 00 
 
43 75 800 00 
 
Other real estate 
 
Due from b'nks & bank- 
 
ers in this State .... 
 
Due from b'nks & bank- 
 
ers not in this State. . Cash  
 
Currency 
 
1,226 00 
 
Gold 
 
150 00 
 
Silver, nickles 
 
and pen'ies. 104 63 
 
Uncol. ch'cks 
 
and cash 
 
items 
 
2,286 49 
 
Due by the 
 
clr'g house. 
 
4,638 69 312 38 
1,924 92 
3,767 12 
 
LIABILITIES. 
 
Capital stock paid in. . .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz: 
 
Exchange ... $ 204 87 
 
Interest 
 
6,0i2 10 
 
Premium .... 
 
Rents 
 
Profit and loss 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends. . Individual deposits, viz: Sub. to check. 21,221 77 Demand c'rtfs Time certfs.. . 1,000 00 Certified ch'ks C'shier'sch'ks Due to clear- 
ing house.. . 
 
Notes & bills redisc'ntd. Bills payable, including 
certificates of deposit representing money borrowed 
 
60,000 00 18,000 00 
6,216 97 869 66 
22,221 77 40,500 00 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees Internal Rev. account . 
 
1,999 96 1,304 75 
634 68 
198 42 
 
Total 
 
$147,798 40 Total 
 
$147,798 40 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgmen t Not in suit 
 
$ 
 
11 00 Good 
 
Doubtful 
 
129,580 60 Worthless 
 
$ 128,891 60 700 00 
 
Total 
 
$ 129.591 60 
 
Total 
 
$ 129,591 60 
 
Loans to officers and directors (firm and individual). Aspayers, $19,544.61. As indorsers, $915.25. 
Amount of above loans made on capital stock, $7,005 42. Number of shares held, 77. 
Amount loaned to others on capital stock, $2,000.00. Number of shares held, 24. 
 
 118 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Putnam County Banking Co., located at Eatonton, Ga., on the 11th day of May, 1699. 
 
J 
>RC, 7v^ oo V* 
9 
5? 
0 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$100,757 99 
 
Demand loans, 
 
secured 
 
$ 1,300 00 
 
Demand loans, unsecured .. .. 
 
- 1,300 00 
 
Overdrafts se- 
 
cured 
 
3,149 31 
 
Overdrafts, un- 
 
secured 
 
- 3,149 39 
 
Bonds, stock, etc., owned 
 
by the bank 
 
1,195 20 
 
Banking bouse.. 2,000 00 
 
Furniture and 
 
fixtures 
 
1,500 00-- 3,500 00 
 
Otber real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
904 00 
 
Gold 
 
1,640 00 
 
Silver, nickels & 
 
pennies 
 
380 64 
 
Uncol. ch'ks and 
 
cash items 
 
143 33 
 
Due bythe clear- 
 
ing house 
 
- 
 
2,165 51 3,666 25 
430 18 
3,067 97 
 
Capital stock paid in $ 51,550 00 
 
Surplus fund 
 
17,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 122 24 
 
Interest 
 
4,977 47 
 
Premium 
 
Kents 
 
28 27 
 
Profit and loss... 2,085 10- 7,153 08 
 
Due (o banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Sub. to check ... 20,887 56 
 
Demand certif's. 4,106 88 
 
Time certificates 
 
Certified check.. 
 
Cashier's ch'ks... 
 
Due to clearing 
 
house 
 
21,994 44 
 
Notes and bills re discounted 
Bills payable, including time certificates representing money borrowed 
 
2,556 96 18,000 00 
 
Current expenses taxes paid 
Profit and loss Interest paid Protest fees 
 
and .... 
 
2,136 07 
 
Total 
 
$121,368 48 
 
Total 
 
$121,368 48 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
Total 
 
$ 504 28 247 00 
101,306 71 
$ 102.057 99 
 
Good Doubtful Worthless 
Total 
 
$101,557 99 500 00 
$102,057 99 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 11,277 80 
 
tdHMHBMii 
 
 RB^^BBBBR^MBBI 
 
TRF:ASURER'S REPORT. 
 
119 
 
Statement of the Condition of the Putnam County Banking Co., Located at Eatonton, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'nted.$115,550 20 
 
Demand loans 
 
secured 
 
$2,000 00 
 
Demand loans 
 
unsecured .... 2,000.00 
 
0]\ e r drafts se- 
 
cured 
 
400 00 
 
Overdrafts unse- 
 
cured 
 
22 69-- 422 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. $2,000 00 
 
Fju r n i ture and 
 
fixtures 
 
1,500 00- 
 
1,435 20 3,500 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State. . . . 
 
Cash: 
 
Currency 
 
$1,986 00 
 
Gold 
 
1,902 50 
 
Silver, nickels 
 
and pennies. .. 504 08 
 
Uncollect'd chks 
 
and cash items 487 66 
 
Due by the clear- 
 
to ing house 
 
2,544 62 5,987 51 
284 45 
4,880 24 
 
Current expenses. Taxes paid Interest paid Profit and loss.. . . Protest fees 
 
1.590 99 1,353 37 
 
Total 
 
$139,535 27 
 
LIABILITIES. 
 
Capital stock paid in . . . .$ 51,550 00 
 
Surplus fund 
 
17,000 00 
 
Undivided profits not 
 
carried to net surplus : 
 
Exchange 
 
$ 165 85 
 
Interest 
 
6,490 78 
 
Premium 
 
Rents 
 
28 27 
 
Profit and loss.. 1,301 36-- 7,986 26 
 
Due banks and bankers in 
 
this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends .. 
 
Individual deposits,viz.: 
 
Subject to ch'k. $12,703 70 
 
Demand certs ) Time certs..  ) 
 
4,114 99 
 
Certified ch'ks. 1,811 36 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
12 00 18,630 05 
 
Bills payable, including 
 
certificates of stock rep- 
 
resenting money bor- 
 
rowed 
 
44,356 96 
 
Total 
 
...:,.:.:.r.$139,535-27 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
788 99 
 
Good Doubtful . . 
 
114,767 21 Worthless 
 
$115,006 20 550 00 
 
Total 
 
115.556 20 
 
Total 
 
115,556 20 
 
Loans to officers and directors (firm and individual.) As payers, $13,944.24. 
 
' As indorsee, $ 
 
Amount of above loans made on capital stock, I 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 p 
 
120 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Elberton, Located at Elberton, Ga., on the 29th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans 
 
secured 
 
$ 4,000 00 
 
Demand loans 
 
unsecured 
 
Overdrafts se- 
 
4,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 543 00 
 
Interest 
 
3,360 32 
 
25,000 00 10,000 00 
 
J 
 
Overdrafts un- 
 
Profit and loss... 1,31879-- 5,222 11 
 
secured 
 
108 52 1,252 96 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
Banking house.. 5,379 .18 
 
Furniture and 
 
fixtures 
 
2,492 62 
 
7,871 80 
 
Due unpaid dividends Individual deposits, viz.: 
 
Subject to ch'k. 39,235 02 
 
Demand certifi- 
 
Due from banks and bank3,245 74 Time certificates 2,455 98 
 
Due from banks and bank - 
 
Certified checks 
 
4,204 84 Cashier's ch'ks. 
 
Cash: Currency Gold 
 
3,151 00 1,315 00 
 
Due to clearing 
. 
 
41,691 00 
 
Silver, nickels 
 
Notes and bills redis- 
 
and pennies .. 1.896 93 
 
TJncol'ctedch'ks 
 
Bills payable, including 
 
and cash items Due by the clear- 
 
38 88 
 
time certificates representing money borrowed 10,000 00 
 
6,401 81 
 
& 
 
Current expenses 
 
1,210 71 
 
Interest paid Internal revenue stamps... 
 
316 26 
 
Total 
 
$ 91,913 11 
 
Total 
 
1 91,913 11 
 
i3 
 
Loans and Discounts. 
 
$ 47 80 67,361 19 
 
Good Total 
 
$67,408 99 $67.40S 99 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$38,724 91 
 
 TREASURER'S REPORT. 
 
121 
 
Statement of the Condition of the Bank of Elberton, Located at Elberton, Ga , at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted.$ Demand loans 
secured ... $ 8,239 29 Unsecured... . 
 
Overdrafts secured . 
Uusecured . . 
 
549 85 116 29 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house. 5,379 18 Furniture and 
fixtures. . . . 2,492 02 
 
Due from banks and 
 
bankers in this state. 
 
Due from banks& bank- 
 
ers not in this state. . 
 
Cash : 
 
Currency 
 
3,267 00 
 
Gold 
 
1,120 00 
 
Silver, nickels 
 
& pennies . 1,226 68 
 
Uncol.ch'ks& 
 
cash items. 291 74 
 
Due by the 
 
cl'r'g house 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
83,659 32 8,239 29 
666 14 
 
Capital stock paid in. . 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus,viz.: 
 
Exchange.... 679 25 
 
Interest 
 
4,009 00 
 
Premiums.. . . 
 
Ren t s 
 
Profit and loss 1,318 79 
 
7.871 80 1,098 18 
 
Due banks and bankers in this state 
Due banks and bankers not in this state .,..-.. 
Due unpaid dividends. . Individ'1 dep'ts, viz.: 
Sub. to ch'k . 29,728 67 Dem'dcertifi- 
 
2,799 61 
 
Timecer'fic'ts 2,455 98 
Certified c'ks. Cash'r's c'ks . Due to cl'ring 
house 
 
5,905 42 
2,233 03 70 00 
648 90 
 
Notes and bills redis- 
counted Bills payable, including 
certificates of deposit representing money borrowed 
 
25,000 00 10,000 00 6,007 04 
32,184 6540,000 00 
 
Total 
 
$ 113,191 66 I Total. . 
 
i 113,191 69 
 
Cl ass fication of Notes and Bills Discounted 
 
ISot in suit.. . . 
 
$ 
 
13 70 Good 
 
43 66 Doubtful 
 
91,841 25 Worthless 
 
t 91,898 61 
 
Total 
 
f 91,898 61 
 
Loans to officers and directors (firm and individual). As payers, $11,817.99 
 
As indorsers, $11,697.27. Amount of above loans made on capital stock, $3,610 00. Number of shares 
 
held, 55. Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 _ nnnB! 
 
122 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Elberton Loan and Savings Bank, Located at Elberton, Ga., on the 29th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES 
 
1 WA.1 
 
Loans and discounts 
 
$ 01,147 64 Capi'al stock paid in 
 
$ 30,000 00 
 
Demand loans 
 
Surplus fund 
 
20,000 00 
 
secured 
 
$ 7,337 74 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz. : 
 
unsecured 
 
-- 7,337 74 Exchange $ 265 80 
 
Interest 
 
5,727 85 
 
Overdrafts se- 
 
Premium 
 
J 
 
cured 
 
1,806 72 
 
Overdrafts un- 
 
secured 
 
300 00- 2,106 
 
Rents Profit and loss... 5,527 12--11,520 77 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
1,577 16 
 
by the bank 
 
Due to banks and bankers 
 
Banking house- 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends 
 
S 00 
 
fixtures 
 
1.598 00--1,598 00 
 
Individual deposits, viz- 
 
Subject to ch'k.. 35,315 86 
 
Other real estate 
 
Demand certifi- 
 
Due from banks and bank- 
 
cates 
 
ers in thisi~tate 
 
4,285 76 Time certific'ts. 6,882 60 
 
Due from banks and bank- 
 
('ertified checks 
 
ers not in this State 
 
27,569 44 Cashier's ch'ks. 
 
Cash: 
 
Due to clearing 
 
Currency 
 
2,338 00 
 
house 
 
- 42,198 46 
 
Gold 
 
1,757 50 
 
Sil ver, nicke's 
 
Notes and bills redisc'ted.. 
 
and pennies... 399 38 
 
Bi'ls payable, including 
 
TJncol. ch'ks and 
 
time certificates repre- 
 
cash items 
 
38 20 
 
senting money borrowed 5,000 00 
 
Due by the clear- 
 
Cash over 
 
inghouse 
 
-- 4,533 OS 
 
9 
 
Current expenses. 
 
1,681 68 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
44 58 
 
Protest fees 
 
Total 
 
$110,304 64 
 
Total 
 
110,364 64 
 
s5J 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
Total 
 
$ 245 00 
68,240 38 
.if 68,485 38 
 
Good Doubtful Worthless 
Total 
 
$ 68,430 3S 55 00 
$ 68,485 38 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 26,057 70 
 
 TREASURER'S REPORT. 
 
123 
 
Statement of the Condition of the Elberton Loan & Savings Bank, Located at Elberton, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntedif 
Demand loans secured ... $ 8,114 24 
Demand loans unsecured.. 54 16 
 
Overdrafts se- 
 
cured 
 
2,801 45 
 
Overdr'fts un- 
 
secured 
 
36 89 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house. Furniture and 
fixtures .... 1,598 00 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due from bks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency .... 823 00 
 
Gold 
 
1,595 00 
 
Silver, nickles 
 
and pennies. 558 11 
 
Uncol.ch'ks& 
 
cash items . 83 45 
 
Due by the 
 
clr'g house. 
 
73,454 09 8,168 40 1 838 34 
1,598 00 4,311 18 8,199 78 
3,059 56 
 
Capital stock paid in.. .$ 
 
Surplus fund 
 
Undivided profits, not 
 
carried to surplus, viz. : 
 
Exchange .... $ 383 65 
 
Interest 
 
6,467 28 
 
Premium .... 
 
Rents 
 
Profit and loss 5,527 12 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individ'ldep'sits, viz.: 
 
Subj'cttoch'k 28,093 35 
 
Demand cer- 
 
tificates. . . . 
 
Time certifi- 
 
cates 
 
3,460 61 
 
Certified c'ks. 
 
Cashier's c'ks. 
 
Due to clear- 
 
ing house. . 
 
Notes and bills discounted 
Bills payable, including certificates of deposit representing money borrowed 
 
30,000 00 20,000 00 
12,378 05 658 64 8 00 
31,553 96 
10,000 00 
 
Current expenses Taxes paid Interest paid .. . Profit and loss .. Protest fees 
 
2,554 16 100 00 315 14 
 
Total 
 
$ 104,598 65 Total 
 
$ 104,598 65 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
96 29 Doubtful 
 
81,526 20 Worthless 
 
$ 81,568 33 54 16 
 
Total 
 
$ 81.622 49 Total 
 
$ 81,622 49 
 
Loans to officers and directors (firm and individual). As payers, $19,- 
 
800.69. As indorsers, $14,244.11. 
 
Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $206.08. Number of shares held, 3. 
 
 m .^TT^Hr"""-'^ 
 
m 
 
lo>~ 
J 
4 5S 
0 
 
124 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Forsyth, Located at Forsyth, Ga., on the 22d day of March, 1899. 
 
RESOURCES. 
 
Loans and discounts 
 
$ 26,244 00 
 
Demand loans 
 
secured 
 
* 1,859 OS 
 
Demand loans 
 
unsecured 
 
-- 1,859 OS 
 
Over drafts se- 
 
cured 
 
3,485 99 
 
Overdrafts unse- 
 
cured 
 
3,485 99 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house.. 1,171 95 
 
Furniture and 
 
fixtures 
 
1,715 49--2.887 44 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
32,720 51 
 
Due from banks and bank- 
 
ers not in this State Cash: 
 
.8,161 94 
 
Currency 
 
3,392 00 
 
Gold.. 
 
5 00 
 
Silver, nickels 
 
and pennies... 493 39 
 
TJncollected c ks 
 
and cash items 405 95 
 
Due by the clear- 
 
ing house 
 
358 41-- 4,654 75 
 
Current expenses. Taxes paid Profit and loss Interest paid Protest fees Revenue stamps .. 
 
27S 10 150 00 
38 90 
 
Total 
 
$ 80,480 71 
 
LIABILITIES. 
 
Capital stock paid in $ 32,000 00 
 
Surplus fund 
 
3,54", 02 
 
Undivided profits not car- 
 
ried to surplus: 
 
Exchange 
 
58 71 
 
Interest 
 
785 61 
 
Premium 
 
Rents 
 
Profit and loss 
 
1,844 32 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
16 00 
 
Individual deposits, viz.: 
 
Subject to check 35,363 50 
 
Demand certifi- 
 
cates., 
 
Time certificates 
 
Due State Treas. 7,711 87 
 
Due to clearing house 
 
- 43,075 37 
 
Notes and bills redijc'ted.. Bills payable, including 
time certificates representing money borrowed 
 
Total 
 
$ 80,380 71 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
Total 
 
$ 1,517 56 26,585 52 
$ 28,108 08 
 
Good Doubtful Worthless 
Total 
 
$ 28,103 08 ; 
$ 23,103 08 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 1]524 08. 
 
 TREASURER'S REPORT. 
 
125 
 
Statement of the Condition of the Bank of Forsyth, Located at Forsyth, Ga., at the Close of Business " September 5th, 1899. 
 
BESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd$ Demand loans 
sec ured. . . Demand loans 
unsecured . 
 
51,760 76 
 
Overdrafts secured 
Overd'fts unsecured 
 
646 60 -- 
 
646 60 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house 1,141 50 Funiture and 
fixtures. . .. 1,715 49-- 
 
2,856 99 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency .... 4,208 00 
 
Gold 
 
20 00 
 
Silver, nickels 
 
and pennies 017 15 
 
Uncol'ctdc'ks 
 
& cash it'ms 320 96 
 
Due by the 
 
clear'gho'se 
 
6,518 99 9,887 95 
5,166 11 
 
Capital stock paid in.. .$ 32,000 00 
 
Surplus fund 
 
3.545 02 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange.. . . 147 85 
 
Interest 
 
4,159 86 
 
Premium .... 
 
Rents 
 
Profit and loss 
 
-- 4,307 71 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
16 00 
 
Subject to chk 38,302 48 
 
Dem'd cert'fs. 
 
Time certif'ts 
 
Certified c'ks. 
 
Cashier's c'ks. 
 
Due to clear- 
 
inghouse . . 
 
-- 3S.302 48 
 
Notes and bills redisc'd Bills payable including 
certificates of deposit representing money borrowed 
 
Current expenses. Taxes paid Interest paid Profit and loss. Protest fees Revenue stamps. 
 
1,031 77 216 00 
86 04 
 
Total 
 
$ 78,171 21 
 
Total 
 
* 78,171 21 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
60f 00 Good Doubtful 
51,154 76 "Worthless 
 
51,700 76 
 
Total 
 
* 51.760 76 
 
Total 
 
51,760 76 
 
Loans to officers and directors (firm and individual). As payers, $0,898.43- 
 
As indorsers, $ 
 
, ,.,,___.,, 
 
Amount of above loans made on capital stock. $6,898.43. 
 
X>Tumbu er 
 
* of 
 
shares held, 33. Loaned to others on capital stock, $ 
 
-, 
 
, 
 
Number of shares held, 
 
 mniBHiM^B 
 
126 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Fort Gaines, Located at Fort Gaines, Ga., on the 6th day of April, 1899. 
 
^ 
1113 
 
lo*C 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans se- 
cured 
Demand loans unsecured 
 
.$60,516 55 
 
Overdrafts sec'd....6,678 84 
 
Overdrafts unse- 
 
cured 
 
72 13 6,750 97 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house . . 
 
Furniture and fix- 
 
tures 
 
1,784 79 
 
1,784 79 
 
Other real estate 
 
3,275 42 
 
Due from banks and bank- 
 
ers in this State 
 
490 92 
 
Due from banks and bank- 
 
ers not in this State .... 4,242 93 
 
Cash : 
 
Currency 
 
3,736 00 
 
Gold 
 
117 50 
 
Silver, nickels and 
 
pennies 
 
2,374 80 
 
TIncollected ch'ks 
 
and cash items. 2,677 55 
 
Due by the clear- 
 
ing house 
 
8,905 00 
 
Current expenses. Taxes paid 
Profit and loss. . . . 
Interest paid Protest fees I. B. stamps 
 
655 10 156 37 
197 22 
 
Capital stock paid in 
 
$50,000 00 
 
Surplus fund 
 
12,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 206 96 
 
Interest 
 
2,576 74 
 
Premium 
 
Rents 
 
Profit and loss.. .. 1,593 23 4,376 93 
 
Due to banks and bankers 
 
in this State 
 
129 71 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends .... 
 
Individual deposits, viz.: 
 
Sub. to ch'k....$18,347 91 
 
Dem'ndcertifs. 
 
Time certifs... . 2,085 00 Certifi'd ch'ks . 
 
Cashier's ch'ks. 
 
Due to clearing. 
 
house 
 
20,432 91 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
Cash over 
 
36 57 
 
Totnl 
 
$86,976 12 
 
Total 
 
-*6.976 12 
 
Loans and Discounts. 
 
In suit In judgment Not in suit . . 
Tot.. 
 
I 42 30 227 25 
60,247 00 
.$60,516 55 
 
Gd Doubtful Worthless 
Total 
 
$60,422 55 94 U0 
$60,516 55 
 
L oianndsivtioduoaflf)icers and directors as 
 
payers 
 
and 
 
guarantors 
 
(firm 
 
and $ 
 
i2,727 
 
01 
 
i----MiBB--M---- 
 
 TREASURER'S REPORT. 
 
127 
 
Statement of the Condition of the Bank of Fort Gaines. at Fort Gaines, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted.$ Demand loans 
secured ... .$ 4,449 23 Unsecured . . . 
 
Overdrafts secure 
Unsecured ... 
 
13 84 
 
Bonds, stocks and other securities ow'd by the bank 
Bank'g house. Furniture and 
fixtures.... 1,784 79 
 
Other real estate 
 
Due from banks & bank- 
 
ers in this state 
 
Due from banks & bank- 
 
ers not in this state.. 
 
Cash: 
 
Currency 
 
2,550 00 
 
Gold 
 
1,255 00 
 
Silver, nickels 
 
& pennies . . 263 26 
 
Uncol. ch'ks& 
 
cash items.. 425 00 
 
Due by the 
 
cl'r'g house. 
 
67,963 16 4,449 23 13 84 
1,784 79 3,168 02 14,385 08 5,401 63 
4,493 26 
 
Capital stock paid in .. . 
 
Surplus fund 
 
Undiv'd profits not carr ried to surplus, viz.: 
 
Exchange ... $ 540 75 
 
Interest 
 
4,340 84 
 
Premium 
 
Kents 
 
13 14 
 
Profit & loss.. 1,593 23 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends. . Individual deposits,viz.: Sub. toch'k. . 24,837 27 Dem'd certifi- 
cates Timecert'cts. 2,075 00 Certified c'ks. Cash'rs' c'ks. Due to cl'ring 
house 
 
Notes & bills redisc'ted. Bills payable, including 
certificates of deposit repres't'g money borrowed 
 
50,000 00 12,000 00 
6,487 96 642 66 803 09 
26,912 27 15,000 00 
 
Current expense 
Taxes paid Advances on cotton Profit and loss 
Protest fees, revenue stamp account 
 
1,992 30 
7,895 00 156 37 
143 30 
 
Total 
 
* 111,845 98 
 
Total 
 
: 
 
* 111,845 98 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. 
Not in suit.. . 
 
315 65 72,096 74 
 
Good Doubtful Worthless 
 
I 72,314 39 98 00 
 
Total. 
 
.$ 72,412 39 
 
Total 
 
$ 72,412 39 
 
Loans to officers and directors, (firm and individual). As payers, $2,402.47. 
 
As indorsers, $9,433.65. Amount of above loans made on capital stock, 
 
Number of shares 
 
held, Loaned to others on capital stock, $ ..... Number of shares held, 
 
 J 
 
128 
 
TBEASUBEE'S REPOBT. 
 
- -SB ~!T 
 
Bank Examiner's Report of the Condition of the Dow Law Bank, Located at Fort Valley, Ga., on the 20th day of April, 1899. 
 
J 
>RC( 
 
Mi5 
o^ 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans secured $ 
Demand loans unsecured 
 
981 34 
 
Overdrafts secured 
Overdrafts unsecured 
 
7,058 01 2,002 40 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
1,890 57 
 
Due from banks and bank- 
 
Due from banks and bank- 
 
Cash : 
 
Currency 
 
387 00 
 
Gold 
 
47 00 
 
Silver, nickels 
 
and pennies ... 186 19 
 
Uncollected cash 
 
items 
 
5,929 96 
 
Due by the clear- 
 
ing house 
 
Profit and loss 
 
981 34 9,060 47 
1,890 57 548 11 
2,116 78 
6,550 15 393 50 
 
Capital stock paid in $ 29.345 00 
 
1,170 10 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange 
 
$ 28 12 
 
Interest 
 
575 39 
 
Premium 
 
Rents 
 
Profit and loss ... 
 
603 51 
 
Due to banks and bankers in this State 
Due to banks and bankers 
Due unpaid dividends Individual deposits, viz.: 
Subjecttoch'k. 15,405 92 Demand certif. 1,675 00 Time certifi'tes 1,415 00 Certified chks.. Cashier's chks. Due to clearing 
 
2,310 90 1,784 34 
18,495 92 
 
Notes and bills redis- 
Bills payable, including time certificates representing money borrowed 
 
13,972 39 8,500 00 
 
Internal revenue stamps.. 
 
91 91 
 
Total 
 
$ 76,182 16 
 
Total 
 
$ 76,182 16 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
Total 
 
$ 550 00 5,940 00 54,921 27 
$ 55,530 67 
 
Good Doubtful Worthless 
Tola! 
 
$ 55,080 67 450 00 
$ 55,530 67 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
I 6)113 85 
 
 TREASURER'S REPORT. 
 
129 
 
Statement of the Condition of the Dow Law Bank, Located at Fort Valley, Ga., at the Close of Business September 5, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills discou'ted. $57,504 03 Demand loans 
secured 
 
Overdraf ts s e- 
 
cured 
 
8,600 73 
 
Overdrafts un- 
 
secured 
 
285 58 
 
8,886 31 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. 
 
Furniture and 
 
fixtures 
 
1,893 57 
 
1,890 57 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State. .. 
 
Oash: 
 
Currency 
 
302 00 
 
Gold 
 
122 00 
 
Silver, nickels 
 
and pennies. . 250 28 
 
Uncol'td checks 
 
and c'sh items 6,624 85 
 
Due by clearing 
 
house 
 
645 92 1,923 31 
7,299 13 
 
Capital stock paid in $ 29,345 00 
 
Surplus fund 
 
1,170 10 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
55 92 
 
Interest 
 
887 59 
 
Premium 
 
Rents 
 
Profit and loss . 
 
943 51 
 
Due banks and bankers in 
 
this State 
 
2,515 60 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends. . . . 
 
Individual deposits, viz. : 
 
Subject to chk. 15,196 35 
 
Demand certifi. 4,140 00 
 
Time certific'ts 
 
Certified checks 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
19,336 35 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represent'g money borrowed 
 
17,563 18 8,500 00 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees. . .Kevenue stamps 
 
1,133 07 91 40 
 
$79,373 74 Total. . . 
 
79,373 74 
 
Classification of Notes and Bills Discounted. 
 
In suit 
In judgment Not in suit 
 
Good 
609 40 Doubtful 56,894 63 Worthless 
 
$ 57,054 03 450 00 
 
Total 
 
$57,504 03 Total. 
 
$57,504 03 
 
Loans to officers and directors (firm and individual). As payers, $2,506.77. 
 
As indorsers, $840.02. 
 
Amount of above loans made on capital stock, held, 
 
Number of shares 
 
Loaned to others on capital stock, $1,928.75. Number of shares held, 40. 
 
9t 
 
 Lo* 
 
130 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Exchange Bank, Located at Fort Valley, Ga., on the 21st day of April, 1899. 
 
RESOURCES, 
 
LIABILITIES. 
 
T.r,Qna anH Hispnnnts 
 
S111.904- IS f!ar>H<>l etnrlr nnid in 
 
35 50 000 00 
 
Demand loans, 
 
5,543 23 
 
1 w/tf 
Demand loans, 
 
Undivided profits not carried to surplus, viz.: 
 
unsecured 
 
237 00-- 237 00 Exchange 
 
118 32 
 
Interest 
 
1,090 45 
 
Overdrafts, se- 
 
Premium 
 
cured 
 
4,883 27 
 
Overdrafts, un- 
 
Profit and loss... 532 17-- 1,740 94 
 
secured 
 
4,410 09- 9,293 36 
 
J 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers in this State 
 
907 35 
 
Due to banks and bankers 
 
Banking house- 
 
Furniture and 
 
Due unpaid dividends 
 
334 0G> 
 
fixtures 
 
1,793 87-- 1,793 87 
 
Individual deposits, viz.: 
 
Sub. to check .. 41,239 69 
 
1,090 98 Demand certifs.. 
 
Due from banks and bank- . 
 
Time certificates 27,896 78 
 
>RC, 
 
4,694 15 Certified checks 
 
i 
 
Due from banks and bank- 
 
Cash.er's checks 
 
3,908 02 Due to clearing 
 
Cash : f!nrrencv 
 
1 637 00 
 
house 
 
-69,156 49- 
 
Gold 
 
225 00 
 
Notes and bills redis- 
 
oovj. 
 
Silver, nickels & 
 
9,500 00- 
 
pennies '.. 657 11 
 
Bills payable, including 
 
Uncol.ch'ksand 
 
time certificates repre- 
 
1 .oashitems 
 
795 05 
 
senting monev borrowed 
 
Duebvtheclear- 
 
3,314 16 
 
191 70i 
 
553 11 
 
 
 
168 57 
 
129 45 
 
206 85 I 376 52 : 
 
Total. 
 
$137,161 92 
 
Loans and Discounts. 
 
S55 
 
In suit 
 
| . 920 36 ;' Good ...... , 
 
,.$110,835;! 8- 
 
In judgment. 
 
2,404 00 Doubtful . 
 
606 00 
 
Not in suit...., 
 
108,116 82 Worthless . 
 
Total 
 
$111,441 18 Total 
 
$111,441 18- 
 
.Loans to. officers and directors as payers and guarantors (firm and 
 
individual) 
 
3 7,721 76- 
 
o*  
 
 TREASURER'S REPORT. 
 
131 
 
Statement of the Condition of The Exchange Bank Located at Fort Valley, Ga-, at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills discount- 
 
ed 
 
$119,160 91 
 
Demand loans 
 
secured 
 
3,811 00 3,811 00 
 
Demand loans 
 
unsecured.. . 
 
Overdrafts secured 
Overdrafts un,secured 
 
8,895 49 
 
3,895 49 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
1,793 87 
 
1,793 87 
 
Other real estate Due from banks and bank- 
ers in this state Due from banks and bank- 
ers not in this state. . . . Cash: 
Currency Gold Silver, nickels 
and pennies. Uncol. checks 
& cash items Due by clear- 
ing house... 
 
2,420 68 5,089 55 1,005 89 
14,657 20 
 
Capital stock paid in 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange. ... 
 
256 65 
 
Interest 
 
2,512 72 
 
Premium 
 
Rents 
 
Profit and loss 
 
33 50 
 
50,000 00 5,543 23 
2,8 87 
 
Due banks and bankers in this state. ...., 
Due banks and bankers not in this state 
Due unpaid dividends ... Individual deposits, viz: Sub. to check. Demand certif 37,162 92 Time cej-tifs. .. 33,610 16 Certified c'ks.. Cashier's c'ks Due clearing 
house 
 
3,234 22 60,773 08 
 
Notes and bills r e d i scounted 
Bills payable, including certificates of deposit representing money borrowed 
 
12,300 00 22,500 00 
 
Current expenses Taxes paid Interest paid Profit and loss, "rent" Protest fees 
 
317 93 766 13 
43 75 
 
Total 
 
$157,153 40 Total. 
 
$157,153 40 
 
Class fica tion of Notes and Bills D scour ted. 
 
In judgment Not in suit 
 
2,404 00 Good . ... 1.000 On Doubtful 
. 115,756 91 Worthless 
 
$119 004 71 156 00 
 
Total 
 
. . . 119,160 91 Total 
 
$119,160 71 
 
Loans to officers and directors (firm and individual). As payers, $2,900.00. 
 
As indorsers, $4,427.93. 
 
Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, 
 
Amount loaned to others on capital stock, $ 
 
Number of shares 
 
held, 
 
 -wr 
 
132 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the State Banking Co., Located at Gainesville, Ga., on the 7th day of June, 189!'. 
 
KESOURCES. 
 
LIABILII1ES. 
 
Loans and discounts. .t 153,296 39 Capital stock paid in 
 
$ 53,000 00 
 
Demand loans 
 
Surplus fund 
 
2-',0U0 00 
 
secured 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured 
 
Exchange 
 
$ 152 32 
 
Interest 
 
3,437 57 
 
Overdrafts se- 
 
Premium 
 
emed. 
 
Rents 
 
Overdrafts unse- 
 
Profit and loss... 24,257 19--27,837 08 
 
J 
 
cured 
 
2,471 64-- 2,471 64 
 
Bonds, stocks, etc. owned 
 
Due to banks and bankers 
 
in this State 
 
... 
 
367 51 
 
by the bank , 
 
Due to banks and bankers 
 
Banking house.. 
 
not in this State .. 
 
Furniture and 
 
Due unpaid dividends 
 
fixtures, 
 
4,554 84 4.554 84 
 
Individual deposits, viz.: 
 
Subject to ch'ck.. 83,571 97 
 
Other real estate 
 
249 32 Demand certifi's 
 
Due from banks and bank- 
 
Time certificates 4,371 00 
 
>*C. 
 
ers in this State 
 
3,404 39 Certified cheeks 
 
Due from banks and bank- 
 
Cashier's checks 
 
ers not in this State 
 
8,622 90 Due to clearing 
 
Cash: 
 
house ..... .... 
 
-- 87,942 97 
 
Currency 
 
11,408 00 
 
oa  "IS 
 
Gold 
 
5,005 00 
 
Silver, nickels 
 
and pennies... 1,101 87 
 
Notes andbills redisc'ted.. Bills payable, including 
time certificates repre- 
 
Uncollected c'ks 
 
senting money borrowed 
 
and cash items 267 32 
 
Over and short account.... 
 
16 87 
 
Due by the clear- 
 
ing house 
 
- 17,782 19 
 
Current expenses 
 
782 76 
 
0 
 
Taxes paid Profit and lo->s 
 
Interest paid 
 
Protest fees 
 
Total 
 
$ 191,164 43 
 
Total 
 
$ 191,164 43 
 
^55 
 
Loans and Discounts. 
 
In suit. In judgment Not in suit 
 
$ 6,953 00 3,233 41 
143,109 98 
 
Good Doubtful .. Worthless. 
 
149,669 77 3,513 27 113 35 
 
Total 
 
$ 153,296 39 
 
Total 
 
$ 153,296 39 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 4,229 53 
 
i 
 
 HflBHBHBHBI 
 
TREASURER'S REPORT. 
 
133 
 
Statement of the Condition of The State Banking Co.. Located at Gainesville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills dicount- 
 
ed 
 
$ 
 
Demand loans 
 
secured .... 
 
Demand loans 
 
unsecured.. 
 
151,166 52 
 
Overdrafts secured 
Overdraf tsunsecured .. . 
 
1,135 77 
 
1,135 77 
 
Bonds, stocks and other se curit'es owned by the bank 
Banking house Furniture and 
fixtures ... 4,554 84 
 
4.554 84 
 
Other real estate 
 
Due from banks and 
 
bankers in this state. . 
 
Due from banks and 
 
bankers not in this 
 
state 
 
Cash,: 
 
Currency. .... 9,250 00 
 
Gold 
 
395 00 
 
Silver, nickels 
 
and pennies 930 58 
 
Uncoil e c t e d 
 
checks and 
 
313 42 
 
Due by clear- 
 
ing house . 
 
1,282 82 6,206 59 9,451 39 
10,889 00 
 
Capital stock paid in. ... 
 
Surplus fund 
 
Undivided profits carri- 
 
ed to surplus, viz.: 
 
Exchange .... 92 89 
 
Interest 
 
783 84 
 
Premium 
 
Rents 
 
13 33 
 
Profit and loss 27,220 81 
 
Due banks and bankers 
 
in this state 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends. . 
 
Individual deposits, viz. 
 
Sub. to check 78,110 55 
 
Demand c e r- 
 
tificates . . . 
 
Time certifi- 
 
cates 
 
4,371 00 
 
Certified chks 
 
Cashier's chks 
 
Due clearing 
 
house 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money 
 
53,000 00 22,000 00 28,110 87 
82,481 55 
 
Current expen ses Taxes paid.... Interest paid Profit and loss Protest, fees 
 
905 49 
 
Total 
 
185.592 42 Total 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
3,2i4 40 Good 2,000 00 Doubtful. . 145 952 12 Worthless. 
 
185,592 42 151,166 52 
 
Total 
 
151,166 52 Total 
 
151,166 52 
 
Loans to officers and directors (firm and individual). As payers, $4,- 
 
043.18. As indorsers, none. 
 
Amount of above loans made on capital stock, 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, 
 
Number of shares held, 
 
 lo* 
1 w*-* 
J 
on t> 
iii2 
& SI5 
*c 
 
m 
 
134 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of The Greenville Banking Co., Located at Greenville, Ga., on the 28th day of April, 1S99. 
 
RESOITBCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans se- 
cured Demand loans un- 
secured 
 
$69,553 01 
 
Overdrafts secur'd Overdrafts unse- 
cured . 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house.... 1,784 21 
 
Furniture and fix- 
 
fixtures 
 
633 78 
 
2,417 99 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
4,287 55 
 
Due from banks and bank- 
 
ers not in this State 
 
15,230 86 
 
Cash: 
 
Currency 
 
$4,125 00 
 
Gold 
 
3,745 00 
 
Silver, nickels and 
 
pennies 
 
1,805 92 
 
Uncollected ch'ks 
 
and cash items.. 
 
Due by the clear- 
 
ing house 
 
9,675 92 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees 
 
649 05 325 00 
20 00 
 
Capital stock paid in 
 
$25,000 00 
 
Surplusfund 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
$ 315 62 
 
Interest 
 
3,381 04 
 
Premium 
 
Rents 
 
Profit and loss... . 9,162 11 12,858 77 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to check.$64,300 61 
 
Demand certifi- 
 
cates 
 
Time certificates. 
 
Certified checks.. 
 
Cashier's checks. 
 
Due to clearing 
 
house 
 
64,300 61 
 
Notes and bills rediscounted 
Bills payable, including time certificates, representing money borrowed 
Cash over 
 
Total.- - 
 
$102,159 38 
 
Total 
 
... $102,159 38 
 
Loans and Discounts. 
 
In suit In judgment Not in suit.... 
Total 
 
496 85 69,056 16 
$69,553 01 
 
Good Doubtful Worthless 
Total 
 
$69,553 01 $69,553 01 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
" 
 
$ 1,234 00 
 
 TREASURER'S REPORT. 
 
135 
 
Statement of the Condition of the Greenville Banking Company, Located at Greenville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'td...J Demand loans 
secured Demand loans 
unsecured... 
 
Overdrafts, secured 
Overdrafts.un- 
secured 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 1,784 21 
 
Furniture and 
 
fixtures 
 
633 78 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State.. 
 
Cash: 
 
Currencey 
 
795 00 
 
Gold 
 
2,980 00 
 
Silver, nickels 
 
& pennies .. 297 17 
 
Uncol. checks 
 
& c'sh items 116 80 
 
Due by the 
 
cl'g house... 
 
Current expensesTaxes paid Interest paid Profit and loss Protest fees 
 
84,112 38 
2,417 2,914 92 2,790 83 
4,188 97 358 81 
 
Capital stock paid up if 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
84 09 
 
Interest 
 
115 42 
 
Premium 
 
12,187 69 
 
Rents 
 
Profits & loss 18 00 
 
25,000 00 12,405 20 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends ... 
 
Individual deposits, viz.: 
 
Sub. to ch'k .. 38,371 21. 
 
Demand certfs 
 
Time certfs 
 
Certified ch'ks 
 
Cashiers'ch'ks 
 
Due to clear'g 
 
house 
 
38,371 20 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
21,007 50 
 
Total ..... 
 
$ 96,783 
 
Total 
 
Classification of Notes and Bills Discounted 
 
96,783 90 
 
In judgment 
 
Good 496 85 Doubtful 83,192 63 Worthless 
 
.$ 84,112 38 
 
Total 
 
. % 84 '119 3R 
 
Total 
 
.$ 84,112 38 
 
Loans to officers and directors (firm and individual.) As payers, $1,100. 
 
As indorsers, $ 
 
Amount of above loans made on capital stock, $ held, ....... 
 
Number of shares 
 
5 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 mmmmmmm 
 
1 VK* 
J 
>RCy 
4 us 
 
 
136 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Griffin Banking Co., Located at Griffin, Ga., on the 18th'day of March, 1899. 
 
BESOURCES. 
 
LIABILITIES. 
 
Loans and discounts .. .$ 66,203 20 
Demand loans secured . . .$ 7,567 41 
Demand loans unsecured . 295 39-- 7,862 80 
 
Overdrafts se- 
 
cured 
 
6,083 64 
 
Overd'fts un- 
 
secured .... 691 30-- 
 
6,774 94 
 
Bonds, stocks, etc., owned by the bank. .. 
Bank'g house. 4,000 00 Furniture and 
fixtures. .. . 1,594 37-- 
 
500 00 5,594 37 
 
Other real estate 
 
8,314 17 
 
Due from b'ks and bank- 
 
ers in this State 
 
4,253 08 
 
Due from b'ks and bank- 
 
ers not in this State. . 40,875 79 
 
Cash: 
 
Currency .... 6,974 00 
 
Gold 
 
5,195 00 
 
Silver, nickels 
 
and pennies 365 27 
 
Uncol'ctd cks 
 
&cashitems 1,110 11 
 
Due by the 
 
clea'g house 2,053 41-- 15,697 79 
 
Capital stock paid in.. ,$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange .. 150 20 
 
Interest 
 
4,396 94 
 
Premium .... 
 
50,000 00 10,000 00 
 
Profit and loss 487 63-- 5,034 77 
 
Due to banks and bank- 
 
ers in this State ...... 
 
Due to banks and bank- 
 
ers not in this State. . 
 
Individual deposits, viz.: 
 
Subject to c'k 81,732 53 
 
Demand cer- 
 
tificates. . . . 4,004 49 
 
Time certif'ts 
 
Certified chks 
 
Cashier's chks 
 
Due to clear'g 
 
house 
 
-- 
 
Notes and bills redis'ctd 
 
Bills payable including 
 
time certificates rep- 
 
resenting money bor- 
 
rowed 
 
6,394 43 85,737 02 
 
Current expenses 
 
754 52 75 50 
 
Interest paid 
 
Cash short 
 
260 00 
 
Total 
 
* 157,166 22 
 
157,166 22 
 
Loans and Discounts. 
 
In suit In judgment .... Not in suit 
 
$ Doubtful 
74,066 06 Worthless 
 
$ 74,066 06 
 
Total.... 
 
$ 74,066 06 
 
Total 
 
74 066 06 
 
Loans to officers and directors as payers and guarantors (firm and individual), $7,417.47. 
 
 TREASURER'S REPORT. 
 
137 
 
Statement of the Condition of the Griffin Banking Company, Located at Griffin, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES, 
 
Notes and bills disc'ted$ Demand loans 
secured . . . .$ 3,330 49 Demand loans 
unsecured . 
 
100,802 76 3,330 49 
 
Overdrafts se- 
 
cured 
 
4,387 38 
 
Overdr'fts un- 
 
secured .... 079 65 
 
5,967 03 
 
Bonds, stocks and other securities owned by 
Bank'g house. 4,000 00 Furniture and 
fixtures... 1,594 37 
 
500 00 5,594 37 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due from bks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency .... 4,518 00 
 
Gold 
 
4,835 00 
 
Silver, nickels 
 
and pennies 417 94 
 
Uncol.ch'ks & 
 
cash items , 862 55 
 
Due by the 
 
clr'g house. 
 
8,714 17 3,960 95 
10,633 49 
 
Capital stock paid in .. .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange.... $ 40 37 
 
Interest 
 
S^O 94 
 
Premium ... 
 
Rents 
 
Profit and loss 5,828 89 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends. . Individ'l deposits, viz: 
Subj'cttocli'k 51,363 43 
Demand certificates .. . 3,679 89 
Time certificates 
Certified c'ks. Cashier's c'ks. Due to clear- 
ing house . . 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
50,000 00 10,000 00 
6,190 20 3,582 98 
299 92 
55,043 32 15,079 14 
 
Current expenses Taxes paid 
 
692 30 
 
Profit and loss 
 
Total 
 
$ 140,195 56 
 
Total 
 
$ 140,195 f6 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
Doubtful. 
 
104,133 25 Worthless 
 
$ 104,133 25 
 
Total 
 
$ 104,133 25 
 
Total 
 
. . ..$ 104,133 25 
 
Loans to officers and directors (firm and" individual). As payers, $1,000.00. 
 
As indorsers, $3,000.00. Amount of above loans made on capital stock, $ 
 
Number of 
 
Loaned to others on capital stock, $ 
 
Number of shares held 
 
 138 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Merchants and Planters Bank, Located at Griffin, Ga., on the 20th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES 
 
Loans and discounts $132,915 12 Capital stock paid in . . . .$100,000 00 
 
IS*' 
 
Demand Joans 
 
Surplus fund 
 
16,000 00 
 
secured 
 
710 00 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz.: 
 
unsecurrd .... 765 36-- 1,475 36 Exchange 
 
$ 46 82 
 
Interest 
 
4,684 28 
 
0 v e r d rafts se- 
 
Premium 
 
J 
 
cured 
 
Overdrafts unse- 
 
cured 
 
$5,473 06--5,473 06 
 
Rents Profit and loss. . 
 
100 00 590 35-- 5,421 45 
 
Bonds, stocks, etc , owned 
 
by the bank... 
 
20,500 00 
 
Banking house. $6,000 00 
 
.urmture and 
 
fixtures 
 
1,416 42-- 7,416 42 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends . .. Individual deposits, viz.: 
 
2,122 59 8 00 
 
Other real estate. 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks an d bank- 
 
ers not in this State. . . . 
 
Uash: 
 
Currency 
 
$1,639 00 
 
12,583 13 1,212 29 ' 912 73 
 
Subject toch'k.$54,565 26 
 
Demand certs. . 7,970 77 
 
Time certs 
 
Certified ch'ks. 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
1,901 18--64,437 21 
 
Gold 
 
7,570 00 
 
bilver, nickels 
 
and pennies. .. 151 10 
 
TJncollectedchks 
 
and cash item3 365 82 
 
Due by the clear- 
 
ing house .... 
 
- 9,725 92 
 
Notes and bills redisc'ted Bills payable, including 
time certificates representing money borrowed Cash over 
 
5,000 00 44 25 
 
0 
 
Current expenses 
 
' 
 
Taxes paid 
 
794 91 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Judgment (loans and dis- 
 
counts) 
 
24 56 
 
Total 
 
$193,033 50 
 
Total 
 
$193,033 50 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
24 56 Doubtful. 
 
134,365 92 Worthless 
 
$133,890 48 500 00 
 
Total 
 
$134,390 48 Total 
 
$134,390'48 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
$ 4,545 00 
 
o^ 
 
 TREASURER'S REPORT. 
 
139 
 
Statement of the Condition of the Merchants and Planters Bank , Located at Griffin, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.S163.219 79 
Demand loans secured 
Demand loans unsecured .... 998 68-- 998 68 
 
0 ve r d rafts se- 
Overdrafts unsecured 
 
581 26 582 74-- 7,164 00 
 
Bonds, stocks and other 
 
securities owned by the 
 
20,500 00 
 
Banking house. .$6,000 00 
 
Furni ture and 
 
fixtures 
 
1,416 42-- 7,416 42 
 
Other real estate . Due from banks and bank- 
ers in this State Due from banks and bank- 
ers not in this State . .. 
 
12,629 68 2,578 43 9,395 17 
 
Capital stock paid in . . . $100,000 00 
 
Surplus fund 
 
16,000 00 
 
Undivided profits not 
 
carried to surplus viz.: 
 
Exchange 
 
$ 21 28 
 
Interest 
 
260 64 
 
Premium 
 
Rents 
 
284 50 
 
Profit and loss. . 5,246 66-- 5,813 08 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends . . . Individual deposits, viz.: Subject tocheck. 72,735 72 Demand certs... Time certs Certified checks. Cashiers' checks. Due to clearing 
house 
 
260 37 8 00 
72,735 72 
 
Currency 
 
$ 475 00 
 
Gold 
 
3,612 50 
 
Silver, nickels 
 
and pennies. . . 254 05 
 
Uncollected chks 
 
and cash items 432 59 
 
Due by the clear- 
 
ing house 
 
- 4,774 14 
 
Notes and bill redisc'ted. 
 
Bills payable 
 
35,000 00 
 
Current expenses. Taxes paid Interest paid 
 
1,140 86 
 
Protest fees 
 
17 
 
Total 
 
$229,817 17 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
Good . .-'.., 
 
24 56 Doubtful . 
 
164,193 91 Worthless 
 
.$164,218 47 
 
Total. 
 
...$164 218 47 Total 
 
$164,218 47 
 
Loans to officers and directors (firm and individual). As payers, $4,817.50. 
 
As indorsers, $20,297. 
 
Amount of above loans made on capital stock, 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $2,237.50. Number of shares held, 36. 
 
 140 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Savings Bank of Griffin, Located at Griffin, Ga., on the 21st day of March, 1899. 
 
J 
7vT7 
HIS 
$ 
 
RESOURCES. 
 
Loans and discounts .. $ Demand loans 
secured .... Demand loans 
unsecured..$ 322 60 
 
52,166 89 322 60 
 
Overdrafts se- 
 
cured 
 
4,934 82 
 
Overdr'fs un- 
 
secured .... 4,481 20 
 
9,419 02 
 
B'ds, stocks, etc., owned by the bank 
Bank'g house. Furniture and 
fixtures .... 1,345 00 
 
6,686 00 1,345 00 
 
Other real estate Due from banks & bank- 
 
Due from banks & bank- 
 
ers not in this state. . 
 
Cash : 
 
Currency .... 6,788 00 
 
Gold 
 
1,961 00 
 
Silver, nickels 
 
& pennies. . 836 92 
 
Uncol. ch'ks& 
 
cash items. 612 63 
 
Due by the 
 
cl'r,g house 
 
8,030 00 1,939 14 1,187 15 
10,1S8 55 
 
Current expenses Taxes paid 
Profit and loss Interest paid Protest fees 
Revenue stamps 
 
488 85 605 00 452 79 202 39 
88 92 
 
Total 
 
$ 93,13? liS 
 
LIABILITIES. 
 
Captial stock paid in. . .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus,viz.: 
 
Exchange. .. .$ 16 13 
 
Interest 
 
2,733 69 
 
Premium .... 
 
Rents 
 
91 50 
 
Profit and loss 5,196 74 
 
50,000 00 5,000 00 
8,038 06 
 
Due io banks and bank- 
 
ers in this state 
 
Due to banks and bank- 
 
ers not in this state. . 
 
Due unpaid dividends. . 
 
Individual deposits.viz. 
 
Sub. to ch'k. . 25,297 95 
 
Dem'd certifi- 
 
cates . 
 
3,551 33 
 
Timecer'fic'ts 
 
Certified c'ks. 
 
Cash'r's ch'ks 
 
Due to cl'ring 
 
house 
 
1,177 48 64 00 
28,849 28 
 
Notes and bills redis- 
 
counted 
 
Bills payable, including 
 
time certific'ts repre- 
 
senting money bor- 
 
rowed . . 
 
Cash over 
 
3 86 
 
Total 
 
$ 93.132 68 
 
Loans and Discounts. 
 
In suit In judgment. Not in suit.. . 
 
Good 
 
$ 
 
531 92 Doubtful 
 
51,957 57 Worthless 
 
Total 
 
$ 52,489 49 Total 
 
* 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
f 
 
52,489 49 52,489 49 3,417 
 
 TREASURER'S REPORT. 
 
141 
 
Statement of the Condition of the Savings Bank of Griffin, Located at Griffin, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES . 
 
Notes and bills disc'ntd.$ Demand loans 
secured ... .$ 5,326 24 Demand loans 
unsecured . 1,765 14 
 
63,343 56 7,091 38 
 
Overdrafts se- 
 
cured 
 
1,718 24 
 
Overdrafts un- 
 
secured ... 259 41 
 
1,977 65 
 
Bank stocks and other securities owned by the bank 
Banking house Furniture and 
fixtures .... 1,345 00 
 
6,911 00 1,345 00 
 
Other real estate 
 
8,976 07 
 
Due from bnks and bank- 
 
ers in this State. . 
 
2,517 50 
 
Due from bnks and bank- 
 
ers not in this State. . 
 
172 87 
 
Cash: 
 
Currency 
 
2,334 00 
 
Gold 
 
1,538 50 
 
Silver, nickels 
 
and pennies. 1,228 30 
 
TJncol'ctdchks 
 
& cash items 73 61 
 
Due by the 
 
clear'g house 
 
-- 5,174 41 
 
Capital stock paid in . .$ 50.000 00 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not 
 
carried to surplus, viz. : 
 
Exchange .... 65 82 
 
Interest 
 
4,710 30 
 
Premium .... 
 
Rents 
 
250 10 
 
Profit and loss. 5 196 74- 10,222 96 
 
Due banks and bankers 
 
in this State Due banks and bankers 
not in this State Due unpaid dividends . . 
 
391 82 
 
Individual deposits, viz.: Subject to chk 25,239 94 
Dem'nd cert'fs 5,053 08 Timecertif'cts Certified chks. 
Cashier's chks Due to cleari'g 
 
house 
 
__ -- 30,293 02 
 
Notes and bills redisc'td 5,179 29 Bills payable, including 
 
certificates of deposit representing money 
 
borrowed 
 
Current expenses Taxes paid Interest paid Profit and loss 
Revenue stamps acc't. . 
 
1,775 81 829 98 387 15 504 22 86 49 
 
Total 
 
$ 101,087 09 
 
Total 
 
if 101,087 09 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit. . 
 
Good 975 32 Doubtful ),459 62 Worthless 
 
$ 70,434 94 
 
Total 
 
70,434 94 Total 
 
$ 70,434 94 
 
Loans to officers and directors (firm and individual). As payers $7,626.65 
 
As indorsers, $1,000.00. 
 
Amount of above loans made on capital stock, $5,414.43. Number of 
 
shares held, 66. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 J 
 
142 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Northeastern Banking Co., Located at Harmony Grove, Ga., on the 24th day of May, 1899. 
 
J 
>*C, 
0 
US 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 73,221 88 
 
Demand loans se- 
 
cured 
 
$ 150 00 
 
Demand loans un- 
 
secured 
 
150 00 
 
Overdrafts secur'd 
 
Overdrafts unse- 
 
cured 
 
113 97 
 
1.13 97 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house ... 
 
Furniture and fix- 
 
tures 
 
1,000 00 
 
$4,185 00 1,000 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due.from banks and bank- 
 
ers not in this State 
 
Cash  
 
Currency 
 
4,520 00 
 
Gold 
 
5,010 00 
 
Silver, nickels and 
 
pennies 
 
952 30 
 
Uncollected ch'ks 
 
and cash items. 70 00 
 
Due by the clear- 
 
ing house 
 
9,818 26 7,120 52 
10,552 30 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees Colleciion account 
 
543 69 
 
, 
 
5.00 
 
Capital stock paid in $ 50,000 00 
 
Surplus fund 
 
4,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 376 92 
 
Interest 
 
1,808 98 
 
Premium , 
 
Rents 
 
Profit and loss 546 03 2,731 93 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this Si ate 
Due unpaid dividends Individual deposits, viz.: 
Subject to fh'k.49,660 75 Demand certifi- 
cates. Time certificates Certified ch'ks.. Cashier's ch'ks.. 47 14 Due to clearing 
house 
 
270 80 49,707 89 
 
Not^s and bills rediscounted 
Bills payable including time certificates representing money borrowed 
 
Total 
 
106,710 62 
 
Total 
 
106.710 62 
 
Loans and Discounts. 
 
In suit In judgment Not in suit.. 
 
$ 
 
7 40 
 
73,364 48 
 
Good Doubt:ul Worthless 
 
$ 73,371 88 
 
Total 
 
 73,371 
 
Total 
 
$73,371 88 
 
Loans to officers and directors as payers ad guarantors (firm and 
 
individual) 
 
$ 710 00 
 
o*' 
 
 Muiwi'Ultftt 
 
TREASURER'S REPORT. 
 
143 
 
Statement of the Condition of the Northeastern Banking Co., Located at Harmony Grove, Ga., at the Close of 
Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted.t Demand loans 
secured .... Demand loans 
unsecured. . 
 
78,024 89 
 
Capital stock paid in. Surplus fund Undivi'd profits not car- 
ried to surplus, viz: Exchange $ 1S4 14 
 
50,000 0O 
4,'200 00 
 
Interest 
 
259 77 
 
Overdrafts se- 
 
cured 
 
2,033 58 
 
Premium .... Rents 
 
-1 
 
Overdr'fts un- 
 
Profit and loss 
 
393 91 
 
secured .... 
 
2,033 58 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
Bank'g house. 
 
Furniture and 
 
fixtures 
 
1,000 00 
 
4,185 00 .1,000- 00 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends.. Individ'l deposits, viz : 
Suhj'cttoch'k 46,046 81 
 
698 43 
 
Demand cer- 
 
Other real estate Due from bks and bank- 
ers in this State . Due from bks and bank- 
 
895 9S 
 
tificates. . . . Time certifi- 
cates Certified c'ks. 
 
ers not in this State. . 
 
Cash: 
 
Currency 
 
4,124 00 
 
Gold . 
 
4,050 00 
 
6,128 07 Cashier's c'ks. Due to cl'ring house 
 
24 24 
 
46,071 05 
 
Silver, nickels and pennies 198 43 
 
Notes and bills redis- 
 
Uncol.ch'ks<fe cash items. . 
Due by the clr'g house. 
 
361 15 
 
8,733 58 
 
Bills payable, including certificates of deposit representing money borrowed 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
362 29 
 
Total 
 
$ 101,363 39 
 
Total 
 
$ 101,363 3!) 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. Not in suit.. . 
 
334 00 Good Doubtful . 
77,690 89 AVorthless 
 
.$ 78,024 89 
 
Total. . . 
 
78,024 89 
 
Total 
 
$78,024 89 
 
Loans to offleers As indorsers, 
 
and 
 
directo-ir.s/,'(firm 
 
and 
 
individual). 
 
As payers, $610.00. 
 
Amount of above loans made on capital stock, $200.00. Number of shares 
 
held, 2. 
 
: ,, ; ',,,.,-. 
 
i Loaned to others on capital stock, $1,000.00, Number of shares held, 10. 
 
 LO* 
 
144 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Hartwell Bank, Located at Hartwell, Ga., on the 31st day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts.... $ 101,457 41 Capital stock paid in. . $ 40.000' 00 
 
Demand loans 
 
Surplus fund 
 
15,000 00 
 
secured . .. 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz: 
 
unsecured. . 
 
Exchange .. . .$ 190 15 
 
Interest 
 
3,897 06 
 
Overdrafts se- 
 
Premium .... 
 
cured 
 
Rents 
 
J 
 
Overdr'fts unsecured .... 1,576 72 
 
Profit and loss 
J ,576 72 Due to banks and bank- 
 
4,087 21 
 
Bonds, stocks, etc , own- 
 
ers in this State 
 
ed by the bank 
 
Due to banks and bank- 
 
B'nking house 1,882 21 
 
ers not in this State. . 
 
Furniture and 
 
Due unpaid dividends . . 
 
fixtures 
 
1,450 00 3,332 21 
 
Individual deposits, viz. 
 
Sub. to check. 28,410 95 
 
Other real estate 
 
Demand crtfs. 
 
>RC 
 
Due from b'ks & bank- 
 
Time certifs.. 6,702 28 
 
ers in this State 
 
11,367 16 C'rtified ch'ks 
 
Due from b'ks & bank- 
 
Cash'rs' ch'ks 
 
ers not in this State. . 4,695 04 Due to clear- 
 
Cash: 
 
ing house.. . 
 
35,113 23 
 
Currency 
 
3,476 00 
 
Gold 
 
655 00 
 
Notes & bills redis'ctd.. 
 
Silver, nickels 
 
Bills payable, including 
 
and pen'ies. 2,960 51 
 
time certificates rep- 
 
TJncol. checks 
 
resenting money bor- 
 
& c'sh items 91 72 
 
38,024 00 
 
Due by the 
 
Collect. acc't 
 
82 55 
 
clr'g house. 
 
7,183 23 
 
0 
 
Taxes paid 
 
996 03 
 
Profit and loss 
 
Interest paid 
 
1,680 15 
 
Protest fees 
 
Cash short 
 
19 04 
 
132,306 99 
 
Total 
 
$ 132.306 99 
 
^55 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
Total 
 
$ 822 71 
100,634 70 
$ 101,457 41 
 
Good Doubtful Worthless 
Total 
 
$ 101,457 41 $ 101.45741 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
$ 17,874 00 
 
XT 
 
 TREASURER'S REPORT. 
 
145 
 
Statement of the Condition of the Hartwell Bank, Located at Hartwell, Ga., at the Close of Business September 5th, 1899. 
 
KESOUKCES. 
 
Notes and bills disc'td...$ Dem'nd lo ns, 
secured $ Dein'nd lo'ns, 
unsecured.. 
 
111,306 49 
 
Overdrafts secured 
Overdrafts unsecured,.... 
 
2,883 19 
 
2,883 19 
 
Bonds, stocks and other securities owned by the 
 
Bnk'g house. 1.882 21 
 
Furniture and 
 
fixtures 
 
1,450 CO 
 
3,332 21 
 
Other real estate Due from b'ks and bank- 
 
1 hie from b'ks and bank- 
 
ers not in this State.... 
 
Cash: 
 
Currency 
 
2,083 00 
 
Gold 
 
830 00 
 
.Silver, nicke's 
 
and pen'ies 2,662 85 
 
Uncol. ch'cks 
 
and cash 
 
1,391 82 2,746 09 
 
LIABILITIES. 
Capital stock paid iu...$ 
Undivided profits not carried to surplus, viz.: 
 
40,000 00 15,000 00 
 
[nterest Premium Rents Profitandloss 
 
4,488 60 
 
4,755 32 
 
Due banks and bankers in this State 
Due banks and bankers 
 
Due unpaid dividends.... Individual deposits, viz. 
Sub. tocheck. 11,311 64 Demand certs Time certs.... 7,546 93 . Certfi'd ch'ks Cash'rs' ch'ks Due to clear- 
ing house... 
 
18,858 57 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
52,024 00 
 
Due by the cl'rg house 
 
5,575 85 
 
1,534 72 
 
1,867 52 
 
130,637 S9 Total 
 
$ 130,637 89 
 
Classification of Notes and Bills Discounted. 
 
In suit 
 
In judgment Not in suit 
 
 
 
$ 
 
Good 
 
750 00 Doubtful 
 
110,556 49 Worthless 
 
$ 111,306 49 , .... 
 
Total 
 
$ 111,306 49 Total 
 
$ 111,300 49 
 
Loans to officers and directors (firm and individual). As payers, $15,3S9.00. As indorsers, 81,350.00. 
Amount of above loans made on capital stock, $7,508.00. Number of shares held, 115J. 
Loaned to others on capital stock, $2,000.00; number of shares held, 20. 
lot 
 
 IP* 
 
146 
 
TREASURER'S REPORT. 
 
J 
>*c, 
$ 
 
Bank Examiner's Report of the Condition of the Hawkinsville Bank and Trust Company, Located at Hawkinsville, Ga., on the 24th dav of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $111,601 25 
 
Demand loans 
 
secured 
 
28,127 82 
 
Demand loans 
 
unsecured ... 
 
2,8,127 82 
 
Overdrafts s e- 
 
cured 
 
2,105 11 
 
Overdrafts un- 
 
secured 
 
902 32 
 
3,007 43 
 
Bonds, stocks, etc., owned 
 
by the bank. . 
 
Banking house and furni- 
 
ture and fixtures 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State... 
 
Cash: 
 
Currency 
 
2,562 00 
 
Gold 
 
800 00 
 
Silver, nickels 
 
and pennies. . 4,592 52 
 
Uncol.ch'ksand 
 
cash items . . 2,061 29 
 
Due by clearing 
 
house 
 
15,200 00 1,875 00 11,250 43 38,772 29 
10,015 81 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees Advance to treasurer city 
schools Transit collections 
 
1,106 96 
745 93 
2,313 85 50 00 
 
Capital stock paid in . . . $ 50,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
Interest 
 
Undivided prof- 
 
its 
 
35,527 94 
 
Premium 
 
Rents 
 
Profit and loss. 4,557 64 40,085 5S 
 
Due to banks and bankers 
 
in this State 
 
4,075 37 
 
Due to banks and bankers 
 
not in this State. 
 
Due unpaid dividends. . . . 143 66 
 
Individual deposits, viz.: 
 
Sub]', to check 84,842 68 
 
Demand certifi- 
 
cates 
 
6,368 53 
 
Timecertific'es. 38,528 57 
 
Certified checks 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
129,739 68 
 
Notes and bills redisc'ted Bills payable, including 
time certificates representi'g money borrowed Cash over 
 
82 48 
 
Total 
 
$224,126 77 
 
Total 
 
$224,126 77 
 
Loans and Discounts. 
 
In suit In judgment 
Not in suit, time. Not in suit, demand 
 
111,601 25 28,127 82 
 
Good, time Good, demand Doubtless "Worthless 
 
111,601 25 28,127 82 
 
Total 
 
$139,729 07 
 
Total 
 
$139,729 07 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$10,690 90 
 
o* 
HBHBMMnHnB 
 
 TREASURER'S REPORT. 
 
147 
 
Statement of the Condition of the Hawkinsville Bank and Trust Co., Located at Hawkinsville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted....$123,569 21 
 
Demand loans 
 
secured 
 
35,765 37 
 
Demand lo ans 
 
unsecured 
 
1,668 89--37,434 26 
 
Over drafts se- 
 
cured 
 
$ 2,030 84 
 
Overdrafts un- 
 
secured 
 
407 71-- 2,438 55 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house, "| 
 
furniture and I 
 
fixtures 
 
I 
 
Other real estatej 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
$ 3,478 00 
 
Gold 
 
1,502 50 
 
Silver, nickels 
 
and pennies... 2,309 32 
 
TJncol'cted chks 
 
and cash it'ms 1,458 79 
 
Due by the 
 
clearinghouse 
 
15,200 00 1,875 00 7,(579 68 14,319 51 
3,748 61 
 
Capital stock paid in $ 50,060 00 
 
Surplus fund 
 
7,705 4 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange 
 
) 
 
Interest 
 
- 1,147 64 
 
Premium 
 
) 
 
Rents 
 
10 00 
 
Profit and loss .. 28.876 71--30,034 35 
 
Due banks and bankers 
 
in this State 
 
507 97 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
100 00 
 
Individual deposits,viz.: 
 
Subject to chk..$ 69,716 34 
 
Demand certif- 
 
icates 
 
6,268 27 
 
Time cenific'ts 30,866 07 
 
Certif'd checks 
 
Cash'r's checks 
 
Due to clearing 
 
house 
 
--112,850 6 
 
Notes and billsredi.sc'nted Bills payable, including 
certificates of deposit representing money bor- 
rowed 
 
17,247 50 
 
Current expenses 
Taxes paid Interest paid Profit and loss 
Protest fees Advances on cotton Advances to public schools 
 
848 46 114 00 477 28 
4,923 25 818 13 
 
Total 
 
$218,445 94 
 
Total 
 
$218,445 9 
 
Classification of Notes and Bills Discounted. 
 
In judgmen 
 
$ 
 
Good 
 
Doubtful 
 
161,003 47 Worthless 
 
. $158,303 47 2,700 0 
 
Total 
 
..$161,003 4 
 
Loans to officers and directors (firm and individual). As payers, $9,498. 
 
As indorsers, $20,514.62. 
 
Amount of above loans made on capital stock, $1,900. Number of share 
 
held, 20. 
 
Loaned toothers on capital stock, $ 
 
Number of shares held 
 
 wmmgmmm 
 
J 
1 WA* 
j 
ii*2 
4 
a3$s; 
 
148 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Planters Bank, Located at Hawkinsville, Ga., on the 24th day of March, 1899. 
 
RESOURCES. 
 
l.l.Mill.ITIES. 
 
Loans and discounts . . .$ Demand loans 
secured $ 400 00 Demand loans 
unsecured. . 
 
75,980 53 400 00 
 
Overdrafts se- 
 
cured 
 
6,600 03 
 
Overdr'fts un- 
 
secured 
 
677 50 
 
7,279 53 
 
Bonds, stocks, etc., owned by the bank.. . 
Bank'g house. 1,874 00 Furniture and 
fixtures .... 925 00 
 
2,799 00 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due from bks and bank- 
 
ers not in this State.. 
 
Cash: 
 
Currency 
 
2,632 00 
 
Gold 
 
1,640 00 
 
Silver, nickels 
 
and pennies. 1,649 04 
 
Uncol. ch'ks & 
 
cash items . 1,191 80 
 
Due by the 
 
clr'g house. 
 
3,867 44 8,163 06 
7,112 84 
 
Current expenses. Taxes paid Profit and loss. . . Interest paid Protest fees Revenue stamps .. 
 
590 07 21 48 
 
Total 
 
$ 100.211 95 
 
Capital stock paid in.. .$ 
 
Surplus fund 
 
Undivided profits, not 
 
carried to surplus, viz : 
 
Exchange. ... 153 22 
 
Intetest 
 
3,263 81 
 
Premium ... 
 
Undiv. profi's 5,000 00 
 
Profit and loss 
 
50,000 00 8,417 03 
 
Due to banks and bank- 
 
ers in this State 
 
Due to banks and bank- 
 
ers not in this State.. 
 
Due unpaid dividends . 
 
Individ'l depos'ts, vis: 
 
Subject to c'k. 26,034 60 
 
Demand cer- 
 
tificates. . . . 1,184 33 
 
Time certifi- 
 
cates 
 
19,097 20 
 
Certified c'ks. 
 
Cashier's c'ks 
 
DuetoH.B.A 
 
T. Co 
 
443 
 
519 57 516 00 
46,759 35 
 
Notes and bills rediscounted 
Bills payable, including 
time certificates representing money borrowed 
 
Total 
 
$ 106,211 95 
 
Loans and Discounts. 
 
In judgment Not in suit 
 
$ 
71 i,380 53 
 
Good Doubtful Worthless. . . . 
 
$ 76,380 53 
 
Total 
 
f 76,380 53 
 
Total 
 
$ 76.380 53 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
'. 
 
$ UU7 43 
 
0- 
m 
 
 TREASURER'S REPORT. 
 
149 
 
Statement of the Condition of the Planters' Bank, Located at Hawkinsville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
Notes and bills dise'ted...$ 90,120 29 Demand lo a n s 
 
Overdrafts secured and 
 
Bonds, stocks and other securities owned by the 
Banking house, furniture 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state .... 
 
Cash: 
 
Currency 
 
2,653 00 
 
Gold 
 
05 00 
 
Silver, nickels 
 
and pennies.. 1,893 05 
 
Uncol. c'ks and 
 
cash items.... 800 17 
 
Duebv the cl'r- 
 
Cur'nt expenses & stamps 
 
9,557 32 2,799 00 2,537 06 
5,417 22 2,078 13 
 
LIABILITIES. 
Capital stock paid in 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
290 25 
 
Interest 
 
10,073 45 
 
Premium 
 
Profit and loss.. 
 
Due banks and bankers in 
 
this state 
 
... 
 
Due banks and bankers 
 
Due unpaid dividends . , 
 
Individual deposits,viz.: 
 
Sub. toch'k 16,606 71 
 
Demand certifi- 
 
cates 
 
952 22 
 
Time certifi- 
 
cates 
 
18,867 20 
 
Certified ch'ks. 
 
Cashier's ch'ks. 
 
Due to clearing 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit repres'ting monev bor- 
 
50,000 00 
10,363 70 1,941 48 
36,426 13 13,784 71 
 
Profit and loss 
 
112,516 ( 2 Classification of Notes and Bills Discounted. 
 
Insuit In judgment Not in suit .. 
 
.$ 
 
Good 
 
Doubtful 
 
90,129 29 Worthless 
 
$ 90.129 29 
 
Total 
 
$ 90,129 29 Total 
 
.$ 90,129 29 
 
Loans to officers and directors (firm and individual). As payers, $33,290.90. 
 
As indorsers, $ 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock,$1,000.00. Number of shares held, 10. 
 
 150 
 
TREASUKER'S REPORT 
 
Bank Examiner's Report of the Condition of the Merchants and Farmers Bank, Located at Hogansville, Ga.,on the 9th day of June, 1899. 
 
RESOURCES 
 
LIABILITIES. 
 
* 42,280 61 Capital stock paid in $ 25,000 00 
 
Demand loans se- 
 
Surplus fund 
 
8,000 00 
 
cured 
 
$4,976 12 
 
Undivided profits not car- 
 
Demand loans un- 
 
ried to surplus, viz.: 
 
secured 
 
1,149 89 6,126 01 
 
Exchange $ 257 72 
 
Interest 
 
2,855 78 
 
J 
 
Overdrafts secur'd 6,415 22 
 
Premium 
 
" unsecured 3,347 41 9,762 03 
 
Rents (boxes)... 
 
Profit and loss 
 
9 29 3,122 79 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Due to banks and bankers 
 
Banking house. 
 
in this State 
 
Furniture and 
 
Due to banks and bankers 
 
fixtures. 
 
1,167 94 1,167 94 
 
not in this State 
 
Due unpaid dividends 
 
Other real estate 
 
Individual deposits, viz.: 
 
Due from banks and bank- 
 
Subject to ch'k 18,602 53 
 
ers in this State 
 
1,156 86 
 
Demand certifi- 
 
Due from banks and bank- 
 
cates 
 
ers not in this State 
 
1,129 79 
 
Time certificate 4,802 03 
 
Cash: 
 
Certified checks 
 
Currency... 
 
$1,040 00 
 
Cashier's ch'ks. 
 
OQ V^ 
ni5 
 
Gold 
 
520 00 
 
Silver, n ickels and 
 
Due to clearing house 
 
--23,404 56 
 
pennies Uncollect'd ch'ks 
and cash items.. Due by clearing 
house 
 
546 29 Ill 71 
-- 2,218 00 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
 
5,000 00 
 
9 
 
Current expenses. Taxes paid 
 
302 64 25 00 
 
Profit and loss 
 
Interest paid 
 
357 87 
 
Protest fees 
 
Total 
 
$ 64,527 35 
 
Total 
 
$ 64,527 35 
 
Loans and Discounts. 
 
In suit In judgment. Not in suit 
 
1 98 Good 209 40 Doubtful 
48,195 24 Worthless 
 
$ 48,113 72 292 90 
 
Total 
 
$48,406 62 
 
Total 
 
$ 48,406 62 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 9 22 33 
 
 
 
 TREASURER'S REPORT. 
 
151 
 
Statement of the Condition of the Merchants and Farmers Bank, Located at Hogansville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disco'nted.S 
 
Demand loans se- 
 
cured 
 
$ 
 
Demand loans un- 
 
secured 
 
62,659 07 
 
Overdrafts secu'd.. 5,715 60 
 
Overdrafts unse- 
 
cured. 
 
1,379 23 7,094 83 
 
Bonds, stocks and other se- 
 
curities owned by the 
 
bank 
 
Banking house 
 
Furniture and fix- 
 
tures 
 
1,170 83 
 
1,170 83 
 
Other real estate 
 
-- 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
948 00 
 
Gold 
 
450 00 
 
Silver, nickels and 
 
pennies 
 
512 68 
 
Uncollected ch'ks 
 
and cash items.. 84 00 
 
Due by the clear- 
 
ing house 
 
2,874 99 1,675 32 
1,994 68 
 
Capital stock paid in $ 25,000 00 
 
Surplus fund 
 
8,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
318 76 
 
Interest 
 
4,087 84 
 
Premium 
 
Rents 
 
Profit and loss... 
 
4,406 60 
 
Due banks and bankers in 
 
this State 
 
Due banks and bankers not 
 
in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to check.. 21,533 42 
 
Demand certific's 5,327 03 
 
Time certificates. 
 
Certified checks. 
 
Cashier's checks. 
 
Due to clearing 
 
house 
 
26,860 45 
 
Notes and bills redisc'nt'ed 
 
Billspayable 
 
15,000 00 
 
Current expenses Taxes paid Interest paid Protestfees 
Revenue stamps account... 
 
1,169 26 91 00 
517 99 19 08 
 
Total 
 
* 79,267 05 
 
Total 
 
$ 79,267 05 
 
Classification of Notes and Bills Discounted. 
 
In judgment Not in suit... 
 
% 413 37 Doubtful 
62,245 70 Worthless 
 
..$ 62,483 37 175 70 
 
Total 
 
$ 62.659 07 Total 
 
..$ 62,659 07 
 
Loans to officers and directors (firm and individual). As payers, $9,192.66. 
 
As indorsers, $581.95. 
 
Amountof above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 li 
 
152 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Jackson Banking Co., Located at Jackson, Ga., on the 8th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
J WAT 
 
Loans and discounts $ 58,888 81 
 
50,000 00 
 
Demand loans 
 
5,000 00 
 
secured 
 
992 89 
 
Undivided'profitsnot car- 
 
Demand loans 
 
ried to surplus, viz. : 
 
unsecured 
 
992 89 
 
Overdrafts se- 
 
cured 
 
39,097 92 
 
Overdrafts unse- 
 
cured 
 
1,424 89- 40,502 81 
 
Interest 
 
4,641 99 
 
Premium 
 
Rents 
 
229 95 
 
Profit and loss... 14,047 17 
 
19,323 44 
 
Bonds, stocks, etc., owned Banking house.. 2,000 00 
 
5,000 00 
 
Due to banks and bankers in this State 
Due to banks and bankers 
 
Furniture and 
 
fixtures 
 
2,240 96- 4,240 96 
 
Individual deposits, viz.: 
 
40 00 
 
Subject to check 50,233 38 
 
DRC 
 
Other real estate 
 
7,286 14 Demand certifi's- 
 
Due from banks and bank- 
 
Time certificates 16,860 89 
 
9,376 00 Certified checks 
 
Due from banks and bank- 
 
Cashier's checks 
 
82 37 
 
ers not in this State 
 
6,637 39 Due to clearing 
 
Cash: 
 
67,176 64 
 
OH J> 
 
Currency 
 
3,999 00 
 
Notes and bills redbc'ted.. 
 
Gold 
 
210 00 
 
Bills payable, including 
 
Silver, nickels 
 
time certificates repre- 
 
and pennies... 828 22 
 
senting monev borrowed 
 
Uncollected c'ks 
 
and cash items 2,259 08 
 
Due by the clear- 
 
7,286 30 
 
9 
 
907 47 
 
147 94 
 
Internal revenue stamps... 243 37 
 
Total 
 
$ 141,540 08 
 
Total 
 
, 
 
Loans and Discounts. 
 
$141,540 OS 
 
_ 
 
1 
 
j 
 
In suit 
In judgment Notinsuit 
 
$ 
 
Good..- 
 
Doubtful 
 
59,881 70 Worthless 
 
$ 59,872 72 8 98 
 
Total 
 
$ 59,881 70 Total 
 
$ 59,881 70 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
|5)0S;.; 57 
 
 TREASURER'S REPORT. 
 
153 
 
Statement of the Condition of the Jackson Banking Company, Located at Jackson, Ga., at the Close of Business, September 5, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ted...$ 79,376 06 
 
Demand loans 
 
secured 
 
S 
 
Unsecured 
 
0 v e rdrafts se- 
 
cured 
 
24,180 55 
 
24,627 99 
 
Bonds, stocks and other securities owned by the 
 
Banking house. 2,000 00 
 
Furniture and 
 
fixtures 
 
2,260 96 
 
5,000 00 4.260 96 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due froiu banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
2,000 00 
 
Gold 
 
1,500 00 
 
S i 1 ver, nickels 
 
and pennies.. 855 OS 
 
Uncollect'd c'ks 
 
and cash it'iris 
 
Due bv the 
 
cleari'g house 
 
7,286 14 1,021 43 7,809 11 
4,355 OS 
 
Current expenses 
 
297 85 110 00 181 85 
 
LIABILITIES. 
Undivided profits not carried to surplus, viz.: 
 
50,000 00 5,000 00 
 
Premium 
 
Rents 
 
183 00 
 
Profit and loss.. 18,829 83 19,985 s4 
 
Due banks and bankers Due banks and bankers 
 
1,24'.) 88 
 
Due unpaid dividends Individual deposits, viz.: 
Subject to c'k... 38,605 16 
Demand cert's.. Time certific's.. 19,563 85 Certified checks 
Cashier's ch'ks 137 96 58,306 97 Due to clearing 
 
Notes and bills redisc'ted Bills pavable, including 
certificates of deposit represe'ting money bor- 
 
216 22 
 
Total 
 
$134,542 69 
 
Total 
 
$134,542 69 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit:.. 
 
Good Doubtful . 79,376 06 Worthless 
 
$ 79,376 06 
 
Total 
 
.$ 79,376 06 Total 
 
$ 79,376 06 
 
Loans to officers and directors (firm and individual). As payers, $14,603.56. 
 
As indorsers, $2,674.98. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, .... 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 "PI" 
 
154 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Jefferson Banking Company, Located at Jefferson, Ga., on the 23d day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans, Demand loans, 
Overdrafts, se- 
 
$ 49,382 11 
 
Capital stock paid in.... $ 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
65 19 
 
Interest 
 
482 61 
 
35,000 00 7,000 00 
 
J 
 
Overdrafts, un595 43 
 
Profit and loss... 3,625 65 4,173 45 595 43 
 
Bonds, stocks, etc ,owned 
 
Due to banks and bankers 
 
by the bank 
 
2,800 00 Due to banks and bankers 
 
Banking house.. 1,906 30 
 
Furniture and 
 
Due unpaid dividends 
 
fixtures 
 
965 23 2,871 53 
 
Individual deposits,viz.: 
 
175 00 
 
Other real estate. Due from banks and bank- 
ers in this State Due from banks and bank- 
 
196 80 2.921 28 
 
Sub. to check ... 17,493 06 Demand certifs.. 1,814 72 
Time certificates Certified checks Cashier's check. 
 
ers not in this State 
 
2,489 46 Due to clearing 
 
Cash: 
 
19,307 78 
 
2!ii 
 
2 516 00 
 
ill! 
 
Gold 
 
1,000 00 
 
Notes and bills redis- 
 
Silver, nickels & 
 
Uncol.ch'ksand Due bv the clear- 
 
831 66 3 85 
 
Bills payable, including Time certificates representing money borrowed 
 
4,351 51 
 
P 
 
Current expenses 
 
23 11 
 
Profit and loss Interest paid Protest fees 
Inter. Rev. stamps 
 
25 00 
 
Total 
 
$ 65,656 23 
 
Total 
 
$ 65,656 23 
 
Loans and Discounts. 
 
In suit 
In judgment Not in suit 
 
$ 
 
Good 
 
768 45 Doubtful 
 
48,613 66 Worthless 
 
 48,882 11 500 00 
 
Total 
 
$ 49,3.82 11 
 
Total 
 
I 49,382 11 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 6,525 00 
 
o^ 
 
 TREASURER'S REPORT. 
 
155 
 
Statement of the Condition of the Jefferson Banking Co., Located at Jefferson, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'nted $ Demand loans 
secured Demand loans 
unsecured... 
 
52,943 71 
 
Overdrafts secured 
Overdrafts unsecured 
 
70 36 
 
Bonds, stocks and other securities owned by 
 
Bank'}; house... 1,906 30 Furniture and 
fixtures .... 965 23 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State .. 
 
Cash: 
 
Currency 
 
2,000 00 
 
Gold 
 
1,000 00 
 
Silver, nickels 
 
and pennies. 997 38 
 
TJncol. ch'ksA 
 
cash items .. 
 
Due by the 
 
clear'g ho'se 
 
70 3G 1,400 00 2,871 53 
196 80 211 92 3,159 29 
3,997 38 106 70 
 
LIABILITIES. 
 
Capital stock paid in $ 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange !f 43 00 
 
Discounts 
 
299 30 
 
Premium 
 
Rents 
 
Profit and loss 4,229 87 
 
35,000 01) 7,000 00 
4,572 17 
 
Due banks and bankers in this State 
Due banks and bankers 
 
Due unpaid dividends .. Individual deposits, viz.: 
Sub. toch'k 16,465 80 Demand cer- 
tificates ... 1,814 72 Time certifl- 
 
175 00 
 
Certifi'dc'ks Cashier's c'ks Due to clear- 
ing house. 
 
18,280 52 
 
Notes and bills redis- 
 
Bills payable, including 
certificates of deposit representing money 
 
Profit and loss 
 
70 00 
 
Total 
 
$ 65,027 69 
 
65,027 69 
 
Classification of Notes and Bills Discounted. 
 
In judgment 
 
$ 755 50 
52,188 21 
 
Good Doubtful 
 
$ 52,443 71 500 00 
 
Total 
 
$ 52,943 71 
 
Loans to officers and directors (firm and individual). As payers 
 
As indorsers, $4,862. 
 
Amount of above loans made on capital stock, 8 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 J- 
IS* 
J 
$ 
11$ 
 
15(5 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of LaGrange, Located at LaGrange, Ga., on the 29th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 57,198 36 
 
Demand loans se- 
 
cured 
 
315,277 98 
 
Demand loans 
 
unsecured .... 3,428 49 18,706 47 
 
Overdrafts secured 
Overdrafts unsecured 
 
599 90 5,843 59 
 
6,443 49 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
>. 
 
Banking house . 4,076 23 
 
Furniture and 
 
fixtures 
 
700 10 
 
1,641 00 4,776 33 
 
Other real estate 
 
115 00 
 
Due from banks and bank- 
 
ers in this State 
 
10,072 12 
 
Due from banks and bank- 
 
ers not in this State 
 
16,814 90 
 
Cash: 
 
Currency 
 
4,260 00 
 
Gold 
 
6,010 00 
 
Silver,nickels and 
 
pennies 
 
2,373 05 
 
Uncol'ctd checks 
 
and cash items 322 75 
 
Due by the clear- 
 
ing house 
 
12,965 80 
 
Capital stock paid in 
 
if50,000 00 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 148 25 
 
Interest 
 
2,510 62 
 
Premium 
 
Rents 
 
Profit and loss . . 547 54 3,206 41 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends.. - 
 
140 00 
 
Individual deposits, viz.: 
 
Subject to eh'k 72,272 14 
 
Demand cert'fts 
 
Time certificates 
 
Certified checks 
 
Cashier's checks 
 
Due to clearing 
 
house 
 
72272 14 
 
Notesand bills rediscount'd Bills payab'e, including 
time certificates representing money borrowed 
 
Current expenses Taxes paid 
Profit & loss & rev. stamps. Interest paid 
Protest fees Cash short 
 
702 78 1,055 00 
11180 
15 50 
 
Total 
 
$130,618 55 
 
Total 
 
$130,618 55 
 
Loans and Discounts. 
 
In suit 
In judgment Not in suit 
 
if 1,182 07 
178 50 74,544 26 
 
Good Doubtful Worthless 
 
....$74,653 90 ] ,250 93 
 
Total 
 
$75,904 83 
 
Total 
 
$75,904 83 
 
Loans to officers and directors as payers and guarantors (firm and in- 
 
dividual) 
 
.$10,149 25 
 
HMHB 
 
 TREASURER'S REPORT. 
 
157 
 
Statement of the Condition of the Bank of LaGrange, Located at LaGrange, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted... Demand loans 
secured Unsecured 
 
Overdrafts cured 
Unsecured. 
 
,85] 31 
 
Bonds, stocks and other 
 
securities owned Ly the 
 
bank 
 
Banking house 4,076 23 
 
Furniture and 
 
fixtures 
 
700 10 
 
Other real estate 
 
... 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
Currency.: 
 
6,800 00 
 
Gold 
 
6,000 00 
 
Silver, nickels 
 
and pennies.. 568 07 
 
Uncol. c'ksand 
 
cash items ... 60S 33 
 
Due by the cl'r- 
 
ing house 
 
82,889 95 
7,85] 31 1,641 00 4,776 33 
915 00 21,001 43 4,515 63 
14,066 40 
 
Capital stock paid in $ Surplus fund Undivided profits not car- 
ried to surplus, viz.: Exchange Interest Premium Rents Profit and loss.. 
 
50,000 00 5,000 00 
l.lii3 80 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends Individual deposits,viz.: 
Sub. toch'k.... 81,003 72 Demand certifi- 
cates Time certific'ts. Certified ch'ks. Cashier's ch'ks. Due to clearing 
house 
 
88 00 -81,903 72 
 
Notes and bills redisc'ted. Bills payable, includ'g cer- 
tific'ts of deposit representing monevborr'wed 
 
Current expenses. Taxes paid Interest paid Profit and loss .. . Protest fees 
 
478 47 110 00 
 
Total 
 
$ 138,245 52 
 
Total 
 
$138,245 52 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Not in suit 
 
$ 75 00 
82,814 95 
 
Good 
Doubtful Worthless 
 
81,039 95 1,250 00 
 
Total 
 
$ 82,889 95 
 
Total 
 
f 82,889 95 
 
Loans to officers and directors, (firm and individual). As payers, $14,285.08. 
 
As iudorser, if 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $110.00. Number of shares held, 1. 
 
 158 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the LaGrange Banking and Trust Company, Located at LaGrange, Ga., on the 1st day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
J wM 
IS* 
 
Loans and discounts Demand loans se- 
 
$ 247,531 75 Capital stock paid in Surplus fund 
 
$150,000 00 35,000 00 
 
cured 
 
18,000 00 
 
Demand loans un- 
 
Undivided profits not carried to surplus, viz.: 
 
secured 
 
--18,000 00 
 
Exchange and 
 
J 
 
Overdrafts secur'd 1,385 59 " unsecured 4,425 54-- 5,811 13 
 
interest Premium 
Rents 
 
Bonds, stocks, etc., owned 
 
Profit and loss ....61,042 85 61,042 85 
 
by the bank 
 
15,000 00 Due to banks and bankers 
 
Banking house... .5,000 00 
 
in this State 
 
Furniture and fix- 
 
Due to banks and bankers 
 
tures 
 
300 00 5,300 00 
 
not in this State 
 
Other real estate 
 
3,000 00 Due unpaid dividends 
 
7v^ 
 
Due from banks and bank- 
 
Individual deposits: 
 
ers in this State 
 
1,843 63 
 
Subject to ch'k95,l 73 91 
 
Due from banks and bank- 
 
Demand certifi- 
 
ers not in this State 
 
29,365 75 
 
cates 
 
Cash: 
 
Time certificat's 
 
Currency 
 
12,500 00 
 
Certified ch'ks.. 
 
ni5 
 
Gold Silver, nickels and 
 
Cashier's ch'ks.. Due to clearing 
 
pennies... 
 
2,819 52 
 
house 
 
95,173 91 
 
Revenue stamps.. 45 00 
 
Due by the clearing house 
 
Notes and bills rediscount- 
 
--15,364 52 
 
ed 
 
Current expenses. 
 
Taxes paid 
 
$ 
 
Profit and loss .. ... 
 
Interest paid 
 
Protest fees 
 
Bills payable, including 
time certificates representing money borrowed 
 
Total 
 
$341,216 76 
 
Total .. 
 
341.216 76 
 
Loans and Discounts. IS 
 
In suit In judgment Not in suit 
 
$ 4,225 00 261,306 75 
 
Good Doubtful Worthless 
 
$261,306 75 4,225 00 
 
Total 
 
.$265 531 75 
 
Total 
 
$265,531 75 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 6)450 00 
 
 
 
KSMSKfflSS ^ViMsSft 
 
 TREASURER'S REPORT. 
 
159 
 
Statement of the Condition of the LaGrange Banking and Trust Co., Located at LaGrange, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd . 
Demand loans secured $ 
Unsecured.... 
 
Overdrafts secured 
Unsecured. .. 
 
Bonds, stocks and oilier 
 
securities owned by 
 
the bank 
 
B'king house. 5,000 00 
 
Furniture and 
 
fixtures 
 
300 00 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State... 
 
Cash: 
 
Currency 
 
35,000 00 
 
Gold....." 
 
Silver, nickels 
 
& pennies.. 3,232 44 
 
Uncol. ch'ks 
 
and cash 
 
items 
 
Due by the 
 
cl'r'g house 
 
324,229 92 
5,300 00 3,000 00 2,129 88 
38,232 44 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 1 
 
Interest 
 
| 
 
Premium [ 
 
Rents 
 
| 
 
Profit and loss J 
 
150,000 00 35,000 00 
55,034 (il 
 
Due banks and bankers 
 
in this State 
 
339 69 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends, viz.: 
 
Sub.tocheck.1131,917 94 
 
Dem'nd certs. 
 
Time certs.. . 
 
Certfi'd ch'ks 
 
Cash'rs' ch'ks 
 
Due to clear- 
 
ing house... 
 
131,917 94 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
Current expenses. Taxes paid Interest paid.. .. .. Profit and loss Protest fees 
 
Total 
 
* 372,892 24 
 
Total 
 
$ 372,892 24 
 
Classification of Notes and Bills Discounted. 
 
Insuit In judgment Not in suit 
 
$ 
 
749 88 Good 
 
713 26 Doubtful 
 
322,766-78 Worthless 
 
.$ 321,187 92 3,042 00 
 
Total 
 
$ 324,229 92 
 
Total 
 
$ 324,229 92 
 
Loans to officers and directors (firm and individual). As payers, $1,449.29. As indorsers, $ 
Amount of above loans made on capital stock, $1,361.57. Number of shares held, 75 
Loaned to others on capital stock, $400.00. Number of shares held, 4. 
 
u 
 
 l 
J 
oa 2 
$ 
T5 
J 
 
mmP 
 
160 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Lavonia, Located at Lavonia, Ga., on the 31st day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $ 30,353 70 
 
Demand loans 
 
secured 
 
$ 540 32 
 
Demand lean-i 
 
unsecured. . . . 
 
540 32 
 
Overdrafts secured 
Overdrafts unsecured 
 
912 67 
 
912 07 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house. 1,877 33 
 
Furniture and 
 
fixtures 
 
98/ 35 
 
2,864 68 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State.... 
 
Cash: 
 
Currency 
 
962 00 
 
Gold 
 
195 00 
 
Silver, nickels 
 
and pennies . 943 23 
 
Uncollected chks 
 
and cash items 27 36 
 
Due by clearing 
 
house 
 
320 21 750 ,88 
2,128 09 
 
Capital stock paid in !f 15,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 639 33 
 
Interest 
 
3,047 06 
 
Rents 
 
Profit and loss . . 
 
3,686 39 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends . . Individual deposits, viz.: 
Subject to chk.. 5,495 08 Demand certifi- 
cates Time certificates 8,057 50 Certified checks Cashier's ch'cks Due to clearing 
house 
 
13,552 58 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
Cash over 
 
7,500 00 8 55 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees Internal revenue stamps 
 
1,613 74 45 84 
217 39 
 
Total 
 
* 39.747 52 
 
Total. 
 
.$ 39,747 52 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 30,894 02 
 
Good Doubtful Worthless 
 
$ 30,894 02 
 
Total 
 
$ 30,894 02 
 
Total 
 
$ 30,894 02 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 9,105 96 
 
 TREASURER'S EEPORT. 
 
161 
 
Statement of the Condition of the Bank of Lavonia, Located at Lavonia, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd..$ 
 
Demand loans 
 
secured 
 
840 00 
 
Demand loans 
 
unsecured . 
 
Overdrafts se- 
 
Unsecured 
 
1,300 23 
 
Bonds, stocks and other securitiesownedby the 
 
Bank'g house. 1,877 32 
 
Furniture and 
 
fixtures 
 
995 75 
 
Due from banks and 
 
bankers in this State.. 
 
Due from banks and 
 
b'kers not in this State. 
 
Cash : 
 
Currencv 
 
810 00 
 
Gold 
 
70 00 
 
Silver, nickels 
 
and pennies 368 67 
 
Uncol'ctd c'ks 
 
and cash 
 
items 
 
161 00 
 
Due bv the 
 
clear'g house 
 
Interest paid Profit and loss 
 
36,106 44 840 00 
1,300 23 500 00 
2,873 08 222 36 
2,539 35 
1,409 67 1,780 21 
95 84 
 
Capital stock paid in $ 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange $ 708 39 
 
Interest 
 
3,346 03 
 
Pr'fit and loss 
 
Due banks and bankers 
 
Due banks and bankers 
 
Individual deposits, viz.: 
Subject to 
 
Demand certificates 
Time certif'ts Certif'dch'ks Cashier's c'ks Due to clear- 
ing house.. 
 
8,000 00 
 
Notes and bills redisc'td Bills pavable, including 
certificates of deposit representing money 
 
15,000 on 
4,054 42 
13,112 76 15.500 00 
 
Total 
 
$ 47,667 18 
 
Total 
 
$ 47,607 18 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit.... 
 
Good Doubtful 36,946 44 "Worthless 
 
 36,946 14 
 
Total 
 
$ 36,946 44 Total 
 
$ 36,946 44 
 
Loans to officers and directors (firm and individual). As payers, $11,306.96. As indorsers, $ 
Amount of above loans made on capital stock, SI,168.37. Number of shares held, 16. 
Loaned to others on capital stock, $534 25. Number of shares held, 19. 
 
li t 
 
 BSWBBH 
 
 
 
162 
L# 
 
TREASURER'S REPORT 
 
I Bank Examiner's Report of the Condition of the Bank of Lawrenceville, Located at Lawrenceville, Ga., on the 12th day of June, 1899. 
 
J 
111* 
& 
 
RESOUKCES. 
 
LIABILITIES. 
 
Demand loans 
 
18,156 38 
 
Demand Joans 
 
unsecured 
 
180 90 4,481 46 
 
Over drafts se- 
 
Overdrafts unse- 
 
cured 
 
1,311 60 1,311 60 
 
Bonds, stocks, etc., owned 
 
Banking house.. 1,624 19 
 
Furnit'e and fix- 
 
tures 
 
1,383 83 
 
3,008 02 
 
Due from banks and bank- 
 
Due from banks and bank- 
 
Cash: 
Currency Gold Silver, nickels 
and pennies... Uncollected c'ks 
and cash items Due by the clear- 
 
1,114 00 110 00 
341 10 
7 20 
 
Current expenses 
 
1,132 32 2,378 96 
1,572 31 549 63 238 62 
 
Capital stock paid in $ 15,000 00 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange .,, 
 
148 65 
 
Interest 
 
607 29 
 
Profit and loss... 2,297 46 3,053 40 
 
Due to banks and bankers 
 
Due to banks and bankers not in this State 
Due unpaid dividends .... Individual dep'ts,viz.: 
Sub. to ch'k. 14,900 90 Dem'dcertifi's... Time certifi's ... Certified checks 25 00 Cashier's checks Due to clearing 
house 
 
14,925 90 
 
Notes and bills redisc'ted Bills payable, including 
time certificates representing money borrowed 
 
Internal revenue stamps.. 150 00 
 
Total 
 
...$ 32,979 30 
 
Total 
 
$ 32,979 30 
 
Loans and Discounts. 
 
In suit In judgment Notinsuit 
 
Good 600 01 Doubtful 22,037 83 Worthless 
 
S 22,637 84 
 
Total 
 
$ 22,637 84 Total 
 
5 22,637 84 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$10,304 51 
 
o*C 
 
 ^t^ff^C^ - 
 
TREASURER'S REPORT. 
 
163 
 
Statement of the Condition of the Bank of Lawrenceville, Located at Lawrenceville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.$ Demand loans 
secured ijf Demand loans 
unsecured... 
 
Overdrafts se- 
 
cured 
 
12,222 25 
 
Overdrafts un- 
 
secured 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
Bank'g house.. 1,025 84 
 
Furniture and 
 
fixtures 
 
1,383 83 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State ... 
 
Cash: 
 
Currency .$ 2.175 00 
 
Gold 
 
235 00 
 
Silver, nickels 
 
and pennies. 089 31 
 
Uncol. ch'ks & 
 
cash items... 145 73 
 
Due by the 
 
clear'g ho'se 
 
-- 
 
Current expenses. ... Taxes paid Interest paid.. Profit and loss 
Protest fees Int. revenue stamps . 
 
26,727 98 
12,222 25 
3.009 67 6,640 92 
543 98 
3,515 04 1,138 29 
28S 62 42 96 
 
Capital stock paid in 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange... 226 96 
 
Interest 
 
961 73 
 
; Premium 
 
Uudiv.profits 2,297 46 
 
Rents 
 
Profit & loss. 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends ... Individual deposits, viz.: 
Sub. to ch'k. 19,673 56 Demand cer- 
tificates ... Time certifi- 
cates Certifi'd c'ks Cashier'sc'ks Due to clear- 
ing house. 
 
Not^s and bills rediscounted 
Bills payable, including certificates of deposit 
representing money borrowed 
 
15,000 00 3,486 15 
19,673 56 5,000 00 
 
Total 
 
$ 43,159 71 
 
Total 
 
43,159 71 
 
Classification of Notes and Bills D scounted 
 
In judgment .' Not in suit 
 
618 68 Doubtful 26,109 30 
 
.$ 26,727 98 
 
.$ 26,727 9s 
 
Loans to officers and directors (fl m and individual). As pavers, $. as indorsers, $8,509.00. 
 
Amount of above loans made on capital stock, $3,324.00. Number of shares held, 35. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 Lo* 
J 
oa v* 
9 
1>JA 
J 
 
164 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Lexington, Located at Lexington, Ga., on the 18th day of May, 1899. 
 
RESOURCES. 
 
Loans anddiscounts 
 
$20,070 88 
 
Demand loans se- 
 
cured 
 
.$4,375 00 
 
Demand loans unsecured .... 
 
4,375 00 
 
Overdrafts sec'd 
 
Overdrafts unse- 
 
cured 
 
569 39 
 
509 39^ 
 
LIABILITIES. 
 
Capital stock paid in S 15,000 00 
 
Surplus fund 
 
500 00 
 
Undivided profits not Car- 
 
rie d to surplus, viz.: 
 
Exchange 
 
$ 189 24 
 
Interest 
 
951 91 
 
Premium 
 
Bents 
 
Profit and loss . . 4,399 95 5,541 10 
 
Bonds, stocks, etc., owned by the bank 
Banking house and furniture and fixtures. . 
 
8,040 00 1,700 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
1,445 41 
 
Due from b inks and bank- 
 
ers not in this State. .. . , 3,133 86 
 
Cash: 
 
Currency 
 
015 00 
 
Gold 
 
600 00 
 
Silver,nickels and 
 
pennies 
 
186 39 
 
TJncollected ch's 
 
and cash items 159 96 
 
Due by clearing 
 
house 
 
1,561 35 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends . . . 
 
Individual deposits, viz : 
 
Subject to check 24,762 52 
 
Demand certifi- 
 
cates 
 
2,466 00 
 
Time certificates 
 
Certified checks 
 
Cashier's checks 
 
Due to clearing 
 
house 
 
27,228 52 
 
Notes and billsredisc'nted Bills payable, including 
time certificates representing money borrowed 
 
Current expenses Taxes paid Profit and loss Prem.onCB.Sec. Co.st'k 
Protest fees Internal revenue stamps. 
Short 
 
804 78 
450 00 116 67 
2 28 
 
Total 
 
48,269 62 
 
Total 
 
$ 48,269 62 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 30,445 88 
 
Good Doubtful Worthless 
 
$30,445 88 
 
Total 
 
$30,445 88 
 
Total 
 
$30,445 88 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 2,250 00 
 
 TREASURER'S REPORT. 
 
165 
 
Statement of the Condition of the Bank of Lexington, Located at Lexington, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ted...$ 32,917 67 
 
Demand loans 
 
secured 
 
$ 
 
Unsecured 
 
Overdrafts se  cured 
Unsecured 
 
542 27 
 
542 27 
 
Bonds, stocks and other securities owned by the bank 
Banking house and furniture and fixtures- 
Other real estate Due from banks and bank- 
ers in this state Due from banks and bank- 
ers not in this state Cash: Currency Gold 'Silver, nickels and pennies. Uccol. c'ks and cash items.... Due by the erring house 
Current expenses. Stamp account Interest paid Profit and loss Protest fees Premium account.. 
 
8,040 00 1,700 00 
900 22 1,378 31 
1,162 77 1,158 83 
116 67 450 00 
 
LIABILITIES. 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 262 33 
 
Interest 
 
1,718 50 
 
Premium 
 
4,399 95 
 
Rents 
 
Profit and loss.. 
 
15,000 00 500 00 
6,380 78 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends.. .. Individual deposits, viz.: 
Sub. to ch'k..... 18,019 96 Demand certifi- 
cates 
Time certific'ts 7,466 00 Certified ch'ks Cashier's ch'ks 
Due to clearing house 
 
25,485 96 
 
Notes and bills redisc'ted 
 
Bills payable... 
 
1,000 00 
 
Total 
 
$ 48,306 74 
 
Total 
 
$ 48,366 74 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit .... 
 
4 
32,917 67 
 
Good Doubtful Worthless 
 
....$ 32,917 67 
 
Total. 
 
$ 
 
Total .. 
 
.$ 
 
Loans to officers and directors (firm and individual). As pavers, $1,054.11. As indorsers, $1,644.91. 
 
Amount of above loans made on capital stock, $200.00. Number of shares held, 2. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 J 
 
166 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Louisville, Located at Louisville, Ga., on the 1st day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
[1 WA] 
 
Loans and discounts $ 57,584 32 
 
IS* 
 
Demand loans, 
 
0,000 00 
 
secured 
 
9,150 90 
 
Undivided profits not car- 
 
Demand loans, 
 
ried to surplus, viz. : 
 
unsecured .... 2,030 03 11,180 93 Exchange 
 
184 07 
 
Overdrafts, se- 
 
Interest Premium 
 
1,683 39 
 
J 
 
Overdrafts, un- 
 
Profit and loss... 8,000 00 9,867 46 
 
secured 
 
7(54 67 3,280 10 
 
Bonds, stocks, etc., owned by the bank 
Banking house.. 2,500 00 Furniture and 
 
4,300 00 4,158 88 
 
Due to banks and bankers 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz : 
 
90 17 87 00 
 
Sub. to check.... 44,206 18 
 
136 75 Demand certifs. 
 
Due from banks and bank- 
 
Time certificates 16,121 50 
 
9,154 25 Certified checks 
 
Due from banks and bank- 
 
Cashier's checks 41 00 
 
ers not in this State 
 
12,747 65 Due to c earing 
 
Cash : 
 
oa W 
 
Currency 
 
1,012 00 
 
60,368 68 
 
Gold 
 
351 00 
 
Silver, nickels & 
 
Notes and bills redis- 
 
pennies 
 
1,498 19 
 
TJncol.ch'ksand 
 
cash items 
 
387 80 
 
Due by theclear- 
 
Bills payable, including time certificates representing money borrowed 
 
3,248 99 
 
$ 
 
440 44 
 
175 00 
 
HIT. 
Loans and Discounts. 
 
In suit In judgment. Not in suit.. .. 
 
Good 911 43 Doubtful 67,853 82 Worthless 
 
$ 68,720 45 44 80 
 
Total 
 
| 68,765 25 
 
Total 
 
$ 68,765 25 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual) 
 
$ 123 67 
 
 TREASURER'S REPORT. 
 
167 
 
Statement of the Condition of the Bank of Louisville. Located at Louisville, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted..$ 112,139 13 Demand loans 
 
Unsecured 
 
Overdrafts se- 
 
cured 
 
10,504 95 
 
4,213 40 10,504 95 
 
Bonds, stocks and other securities owned by tbe 
 
Banking house.. 2,500 00 
 
Furniture and 
 
fixtures 
 
1,658 88 
 
4,300 00 4,158 88 
 
Due from banks and b'nk- 
 
Due from hanks and b'nk- 
 
ers not in this State 
 
Cash: Currency 
 
1,004 00 
 
Gold 
 
412 50 
 
Silver, nickels 
 
and pennies. 2,440 60 
 
Uncollect'd ck's 
 
and cash it'ms 321 12 
 
Due by the 
 
cleari'g house 
 
136 75 12,470 25 
494 15 
4,778 28 
 
1,143 64 
 
Capital stock paid in $ 25,000 00 6,000 00 
Undivided profits not carried to surplus, viz. : 
 
Interest Premium 
 
1,111 96 
 
Profit *nd loss, undiv. profits 9,000 00 10,369 15 
 
Due banks and bankers 
 
Due banks and bankers not in this State 
 
Individual deposits, viz.: Subject to ch'k. 35,556 75 
Demand cert's.. Time certific's.. 19,763 17 Certified checks Cashier's ch'ks 5,777 30 Due to clearing 
 
61,097 28 
 
Notes and bills redis- 
 
Bills payable, including certificates of deposic represe'ting money bor- 
 
52,000 00 
 
Revenue stamps. . 
 
127 00 
 
Total 
 
$ 154,406 43 
 
Classification of Notes and Bills Discounted. 
 
154,460 43 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
947 66 Doubtful... 
 
115,404 87 Worthless 
 
,$ 110,352 53 
 
Total 
 
$ 116,352 53 Total 
 
$ 110,352 53 
 
Loans to officers and directors (firm and individual). As payers, $5,286.10. As indorsers, -f 10,968.32. 
Amount of above loans made on capital stock, $900.00. Number of shares held, 15. 
Loaned to others on capital stock, $1,900.00. Number of shares held, 25. 
 
 168 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Stewart County, Located at Lumpkin, Ga., on the 12th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts .., ....$ 49,681 81 Demand loans, 
secured 
Demand loans, unsecured 
 
Capital stock paid in 
 
$ 50,000 00 
 
Surplus fund 
 
800 00 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
8 31 
 
Interest 
 
196 13 
 
Overdrafts, se- 
 
Premium 
 
J 
 
cured 
 
2,263 74 
 
Overdrafts, un- 
 
secured 
 
465 29 
 
2,729 03 
 
Bents Profit and loss.. 
 
3 00 24 81 
 
232 25 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
114 31 
 
by the bank 
 
2,925 00 Due to banks and bankers 
 
Banking house, furniture 
 
not in this State 
 
ana fixtures 
 
4,677 34 Due unpaid dividends 
 
1,021 00 
 
Other real estate 
 
3,446 36 
 
Individual deposits, viz: 
 
Due from banks and bank- 
 
Sub. to check 48,400 46 
 
>RC 
 
ers in this State 
 
6,907 29 Demand certifs.. 
 
KVs7 
 
Due from banks and bank- 
 
Time certificates 2,703 82 
 
ers not in this State 
 
23,189 31 Certified checks 
 
Cash: 
 
Cashier's checks 
 
Currency 
 
5,460 00 
 
Due to clearing 
 
oa lj 
 
Gold 
 
1,987 50 
 
Silver, nickels & 
 
house 
 
51,104 
 
pennies 
 
1,692 58 
 
Uncol.ch'ksand 
 
cash items .... 65 70 
 
Due by the clear- 
 
ing house 
 
9,205 78 
 
Motes and bills r e d i scounted 
Bills payable, including 
time certificates representing monej' borrowed 
 
Current expenses ... 
 
120 73 
 
9 
 
Taxes paid Profit and loss 
 
Interest paid 
 
Protest fees 
 
Cash short 
 
50 
 
I. R. stamps 
 
83 89 
 
Transit collections. 
 
304 80 
 
Total 
 
$103,271 84 
 
Total 
 
.$103,271 84 
 
Loans and Discounts. 
 
In suit 
In judgment Not in suit 
 
$ 
3,826 37 45,855 44 
 
Good Doubtful Worthless 
 
$ 48,516 81 1,165 00 
 
Total 
 
$ 49,681 81 
 
Total 
 
$ 49,681 81 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 11,737 30 
 
*c 
 
 TREASURER'S REPORT. 
 
169 
 
'M 
 
Statement of the Condition of the Bank of Stewart County, Located at Lumpkin, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'td $ 60,536 30 Demand loans 
 
Demand loans unsecured .... 
 
Overdrafts se- 
 
6,187 27 
 
Unsecured 
 
420 54 6,604 81 
 
Capital stock paid in . ,$ 50,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
168 17 
 
Interest 
 
1 163 03 
 
Rents Profit and loss... 
 
46 50 2 90-- 1,380 60 
 
Bonds, stocks and other securities owned by the 
Banking house, furniture and 
 
2,925 00 4,677 34 
 
3,854 71 
 
Due from banks and bank5,066 90 
 
Due from banks and bank- 
 
2,057 57 
 
Cash: 
 
Currency 
 
5,623 00 
 
Gold 
 
2,255 00 
 
Silver, nickels 
 
and pennies... 844 73 
 
Uncol'ctd ch'ks 
 
. and cash items 305 19 
 
Due by the clear'g house. 
 
--- 9,027 92 
 
Due banks and bankers inthisState 
Due banks and bankers not in this State 
Due unpaid dividends Individual deposits,viz.: 
Subject to ch'k 42,324 02 Demand ceitifi- 
 
254 43 297 00 
 
Tiinecertifcted 1,780 12 Certified ch'ks. Cashier's ch'ks. Due tn clearing 
house 
 
--44,104 14 
 
Notes and bills redisc'nted 
Bills payable, including certificates of deposit representing money bor- 
 
Current expenses 
 
946 98 112 00 35 15 
 
Internal revenue stamps.. 191 49 
 
Total , 
 
$ 96,036 17> Tctal 
 
$ 96,036 17 
 
Classificatioii of Notes and Bills Discounted. 
 
$ 
3,847 47 
50,688 83 
 
Good Doubtful 
 
$ 58,811 30 1,725 00 
 
$ 60,536 30 
Loans to officers and directors (firm and individual). As payers, $3,035.20. As indorsers, $8,437.25. 
Amount of above loans made on capital stock, $2,862.20. Number of shares held, 36. 
Loaned to others on capital stock, $836.85. Number of shares held, 25. 
 
 ******** 
 
mma 
 
O 
 
170 
 
TREASURER'S KEPORT. 
 
Bank Examiner's Eeport of the Condition of the Bank of Henry County, Located at McDonough, Ga., on the 6th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $ 50,980 07 Capital stock paid in 
 
$ 25.000 00 
 
Demand loans 
 
Surplus fund 
 
5,000 00 
 
secured .........$15,243 09 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured 
 
988 (il 10,232 30 Exchange 
 
 722 13 
 
Overdrafts se- 
 
Interest 
 
3,703 00 
 
J 
 
cured 
 
Overdrafts u n - 
 
secured 
 
1,081 88 
 
1,081 88 
 
Premium Rents 
Profit and loss... 
 
4,425 13 
 
Bonds, stocks, etc., owned by the bank 
Banking house... Fur. and fixtures 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash 
 
Currency 
 
70S 00 
 
Gold 
 
317 50 
 
Silver, nickels 
 
and pennies... 411 04 
 
Uneollected c'ks 
 
and cash items 31 19 
 
Due by the clear- 
 
ing house 
 
1,089 00 14,580 57 
1,810 33 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to ch'k.. 50,699 98 
 
Demand certif- 
 
icates 
 
2,390 11 
 
Time certific'ts.. 
 
Certified ch'ks.. 
 
Cashier's ch'ks.. 
 
Due to clearing- 
 
bouse 
 
53,090 09 
 
Notes and bills redisc'nted Bills payable,includ'g time 
certific'ts representing money borrowed 
 
Current expenses and I.E. 
 
IP 
 
Stamps Taxes paid 
 
1,600 
 
Profit and loss 
 
61 
 
Interest paid 
 
Protest fees 
 
Total.... 
 
$87,515 22 
 
Total. 
 
$ 87,515 22 
 
Ui5 
Loans and Discounts. 
 
In suit lu judgment Not in suit 
Total 
 
$ 67,218 97 
$ 67,218 97 
 
Good Doubtful Worthless 
Total 
 
$ 06,408 97 700 00 50 00 
$ 07,218 97 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual) 
 
g 3 125 00 
 
4 
 
 TREASURER'S REPORT. 
 
n 
171 
 
Statement of the Condition of the Bank of Henry County Located at McDonough, Ga., at the Close of Business September 5th, 1899. 
 
RESOUBCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted..$ 67,554 55 
 
Demand 1 oans 
 
secured 
 
20,979 64 
 
Demand loans unsecured 
 
20,979 64 
 
O v er drafts secured and overdrafts unsecured 
Bonds, stocks and other securities owned by the bank 
Banking house... Furniture and 
fixtures 
 
406 77 240 00 
 
Other real estate 
 
Lue from banks and bank- 
 
ers in this Siate 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
$ 1,531 no 
 
Gold 
 
30 00 
 
S il v er, nickels 
 
and pennies... 71 63 
 
1'ncol'cted chks 
 
andcashit'ms 815 23 
 
Due by the 
 
clearinghouse 
 
1,372 19 8 21 
2,447 86 
 
Capital stock paid in $ 25,000 00 
 
Surplus fund 
 
7,500 00 
 
Undivided profits not car- 
 
ried to surplus, viz,: 
 
Exchange 
 
if 76 51 
 
Interest 
 
468 64 
 
Protest fees 
 
50 
 
Rents 
 
Profit and loss... 
 
-- 545 65 
 
Due banks and bankers in 
 
this State 
 
Due bank< and bankers 
 
not in thisState 
 
Due unpnid dividends...... 
 
Individual deposits..viz.; 
 
Subject to ch'k..$31,291 85 
 
Demand certifi- 
 
cates 
 
1,736 00 
 
Time certificat's 
 
Certified checks. 
 
Cashier's ch'cks 
 
Due to clearing house 
 
-- 33,027 85 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit representing money bor- 
rowed 
 
7,000 00 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
64 28 
 
Total 
 
$ 93,073 50 Total 
 
93,073 50 
 
Classification of Notes and Bills Discounted and Demand Loans. 
 
In suit In judgment 
Not in suit .., 
 
.$ 25 00 Good Doubtful 
! 88,509 19 Worthless 
 
$ 87,400 00 1,000 00 134 19 
 
Total 
 
..$ ,534 19 ! Total 
 
S 88,534 19 
 
Loans to officers and directors (firm and individual). As payers, $2,500.00. 
 
As indorsers, $2,000.00. Amount of above loans made on capital stock, 2,500. 
 
Number of shares, 
 
heLldo>a8n4e-d to others on capital stock, 
 
,,Is um,ber of* sih. ares ifieildi , 
 
 rm-f 
 
172 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Central Georgia Bank, Located at Macon, Ga., on the 16th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
1*^ 
 
Loans and discounts Demand loans se- 
 
$142,876 11 Capital stock paid in 
 
$100,000 00 
 
cured 
 
$19,800 00 
 
Demnd loans un- 
 
secured 
 
19,800 00 
 
Undivided profits not carried to surplus, viz.: 
 
Interest 
 
6,248 91 
 
< 
 
Overd'fts secured 2,993 90 
 
14? 
 
Overdrafts unse- 
 
Rents 
 
100 00 
 
2,993 96 Profit and loss. . 1,354 01--7,852 L4 
 
Bonds, stocks, etc ., owned 
 
Due to banks and bankers 
 
12,484 37 
 
in this State 
 
2,211 76 
 
Banking bouse... 11,000 00 
 
Due to banks and bankers 
 
Furniture and 
 
not in this State 
 
1,000 00-12,000 00 Due unpaid dividends 
 
Individual deposits, viz.: 
 
Other real estate. 
 
1,125 00 Subject to checkl20,118 48 
 
Tvs7 
 
Due Irom banks and bank- 
 
Demand certifi- 
 
ers in this State 
 
1,391 18 
 
cates 
 
5,175 00 
 
Due from banks and bank- 
 
Time certificates. 
 
ers not in this State 
 
17,183 01 Certified checks. 
 
Cash: 
 
Cashier's checks. 
 
18,988 00 
 
Due to clearing 
 
T1J 
 
(iold 
 
2,800 00 
 
house 
 
493 38-125,786 86 
 
Silver, nickels 
 
and pennies .... 
Uncollectedch'ks and cash items 
Due by the clear- 
 
725 00 175 25 
 
Notei and bills redisc'nted Bills payable, including 
time certificates representing money borrowed. 
 
-22,688 25 
 
9 
 
Current expenses 
 
1,978 91 
 
Total 
 
Total 
 
235,850 76 
 
us Loans and Discounts. 
 
In suit In judgment. Not in suit. .. 
 
Good Doubtful .162,676 11 Worthless 
 
$161,961 95 704 16 
 
Total 
 
$1(52,676 11 Total 
 
.$162,676 11 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual) 
 
.^JQO QO 
 
o^ 
nonam 
 
 HMwHWMMMlMWBHBBBMlMPIMWMBwBMHi^Wra 
 
TREASURER'S REPORT. 
 
173 
 
Statement of the Condition of the Central Georgia Located at Macon, Ga., at the Close of Business, September 5th, 1899. 
 
Bank, 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.$203,617 77 
 
Demand loans 
 
secured 
 
19,580 00 
 
Demand loans 
 
unsecured .... 2,625 00 22,205 00 
 
Overdrafts secured 
Overdrafts unse- 
cured 
 
10 63 
 
10 63 
 
Bonds, stocks and other securities owned by the bank 
Banking house. Furni ture and 
fixtures 
 
13,704 37 12,000 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State. 
 
Cash: 
 
Currency 
 
8,605 00 
 
Gold 
 
3,310 00 
 
Silver, nickels 
 
and pennies. . . 1,037 45 
 
Uncollect'd chks 
 
and cash items 30S 90 
 
Due by the clear- 
 
ing house 
 
768 84 
 
1,125 00 972 71 
1.3,218 85 
14.030 19 
 
Capital stock paid in . .. .$100,000 0J 
 
Surplus fund 
 
Undivided profits not 
 
carried to net surplus : 
 
Exchange 
 
Interest 
 
9,894 93 
 
Premium 
 
231 (SO 
 
Rents 
 
175 00 
 
Profit and loss.. 1,354 01 11,155 54 
 
Due banks and bankers in 
 
this State 
 
828 47 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends ... 
 
Individual deposits,viz.: 
 
Subject to ch'k. 146,764 08 
 
Demand certs.. 4,813 00 
 
Time certs..... 
 
Certified ch'ks. 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
151,577 OS 
 
Notes and bills redisc'ted Bills payable, including 
certificates of stock representing money bor- 
rowed 
 
25,515 22 
 
Current expenses Taxes paid Dividend paid Profit and loss Protest fees 
Total. 
 
3,661 82 1,529 97 3,000 00 
 
.$289,076 31 
 
Total 
 
$289,076 31 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
203,617 
 
Good Doubtful Worthless 
 
$202,645 92 971 85 
 
Total 
 
203.617 77 
 
Total 
 
203,617 77 
 
Loans to officers and directors (firm and individual.) As payers, $5,625.00. 
 
As indorsers, $1,000.00 Amount of above loans made on capital stock, $3,000.00. 
 
Number of 
 
shares held, 100.00. Loaned to others on capital stock, $650.00. Number of shares held, 34. 
 
 J 
 
174 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Commercial and 
 
Savings Bank, Located at Macon, Ga., on 
 
the Oth day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $173,707 87 
 
50,000 00 
 
Demand loans, 
 
13,000 00 
 
secured 
 
$27,261 88 
 
Undivided profits not car- 
 
IS* 
 
Demand loans, 
 
ried to surplus, viz.: 
 
805 23 28,067 11 Exchange 
 
252 18 
 
Interest 
 
10,046 05 
 
Overdrafts, se- 
 
548 51 
 
Rents 
 
1 25 
 
Overdrafts, un- 
 
Profit and loss... 
 
1 17 10,300 65 
 
secured 
 
1,233 22 1,781 73 
 
i 
 
Bonds, stocks, etc ., owned 
 
Due to banks and bankers 3,801 02 
 
1,572 45 Due to banks and bankers 
 
Banking house 
 
not in this State 
 
512 56 
 
5,450 00 
 
Due unpaid dividends 
 
Furniture and 
 
Individual deposits, viz.: 
 
601 51 6,051 51 Sub. to check ... 88,583 13 
 
Savings deposits 59,283 55 
 
Other real estate. 
 
1,080 77 Time certificates 22,149 01 
 
5RC 
 
Due from banks and bank- 
 
Certified checks. 
 
3 80 
 
ers in this State 
 
7,621 09 fashier's ch'cks 
 
Due from banks and bank- 
 
Due to clearing 
 
Cash: 
 
11,863 89 house 
 
1,450 17.-1 71.474 56 
 
Currency 
 
9,716 35 
 
Notes and bills redis- 
 
Gold 
 
520 00 
 
Silver, nickels & 
 
Bills payable, including 
 
1,917 75 
 
time certificates repre- 
 
Oncol, ch'ks and 
 
senting money borrowed 
 
cash items 
 
14S 13 
 
I)u-e by the clear- 
 
12,302 23 
 
9 
 
Current expenses 
 
\" 1,649 26 
 
1,817 50 1,573 51 
 
$: '49,088 89 
 
Total 
 
Loans and Discounts. 
 
$249,0 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
Doubtful 
 
200,969 72 Worthless 
 
$200,469 72 500 00 
 
Total 
 
$200,969 72 Total 
 
$209,969 72 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 5,685 30 
 
i 
 
 TREASURER'S EEPORT. 
 
175 
 
Statement of the Condition of the Commercial & Savings Bank, Located at Macon, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted$ 180,513 75 Demand loans 
secured . . . $33,501 02  Demand loans 
unsecured.. 5,627 48 39,128 50 
 
Overdrafts se- 
 
cured 
 
619 82 
 
Overdr'fts un- 
 
secured .... 1,072 48 
 
1 692 30 
 
Bonds, stocks and other securities owned by the bank 
Safety vaults 5,450 00 Furniture and 
fixtures .... 601 51 
 
1,572 45 6,051 51 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due, from bks and bank- 
 
ers not in this State . . 
 
Cash : 
 
Currency .... 8.133 00 
 
Gold 
 
2 060 00 
 
Silver, nickles 
 
and pennies. 1,252 57 
 
Uncol.ch'ks& 
 
cash items . 2,620 80 
 
Due by the 
 
clr'g house. 
 
1,241 15 9,807 48 17,350 10 
14,066 37 
 
Capital stock paid in.. .$ 
 
Surplus fund 
 
Undivided profits, not 
 
carried to surplus, viz.: 
 
Exchange.... 
 
] 
 
Interest 
 
| 
 
Premium .... 
 
J- 
 
Rents 
 
Profit and loss 
 
50,000 00 13,000 00- 
13,545 m 
 
Due banks and bankers in this State 
Due banks and bankers 
 
Due unpaid dividends 
 
Individ'] dep'sits, viz.: 
 
Subj'cttoch'k 92,460 27 
 
Not subject to 
 
check 
 
62,336 38 
 
Time certifi- 
 
cates 
 
28,525 29 
 
Certified c'ks. 24 80 
 
Cashier's c'ks. 
 
Due to clear- 
 
ing house. . 5,474 OS 
 
244 75 169 75- 
188,820 82 
 
Notes and bills re-discounted 
Bills payable, including 
certificates of deposit representing money 
 
14,908 9.1 
 
Current expenses and taxes paid 
Interest paid Profit and loss Dividend paid 
 
4,851 78 2,914 74 
1,500 00 
 
Total 
 
$ 280,690 13 Total 
 
$ 280,690 13 
 
Cl ass fication of Notes and Bills Discounted 
 
Tn iiidemipnt Not in suit 
 
s 
219,642 25 
 
Good Doubtful Worthless 
 
$ 219,142 25 500 00 
 
Total 
 
$ 219,642 25 
 
Total 
 
8 219,642 25 
 
Loans to officers and directors (firm and individual). As payers, 83.- 
 
685.30. As indorsers, $5,627.48. 
 
Amount of above loans made on capital stock, 8 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 snai^E 
 
L<? 
 
176 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Exchange Bank Located at Macon, Ga., on the 13th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $1,027,253 43 Capital stock paid in $500,000 00 
 
Demand loans 
 
Surplus fund 
 
100,000 00 
 
secured 
 
191,632 89 
 
Undivided profits not 
 
IS* 
 
Demand loans 
 
carried to surplus, viz. : 
 
unsecured 
 
-191,032 89 Exchange $ 653 52 
 
Interest 
 
19,190 83 
 
Overdrafts secured 
 
Commissions .. 
 
Rents 
 
1,214 97 
 
Overdrafts u n- 
 
secured 
 
42,606 43- 42,006 43 
 
Profit and loss. 
 
--21,059 32 
 
Due to banks and bankers f 97,879 67 
 
^ 
 
Bonds, stocks, etc., owned 
 
in this State 
 
\ 4,979 17 
 
bv the bank 
 
167,622 95 Due to banks and bankers 
 
Banking house.... 84,230 47 
 
not in this State 
 
46,083 41 
 
Furniture and 
 
Due unpaid dividends 
 
fixtures 
 
4,875 00--89,105 47 
 
Individual deposits, viz.: 
 
Subject to ch'k. 662,932 20 
 
Other real estate 
 
75,272 09 Demand certif- 
 
Due from banks and bank- 
 
icates 
 
3RC 
 
ers in this State 
 
85,985 16 Time certific'ts 482,695 87 
 
Due from banks and bank- 
 
Certified ch'ks. 152 30 
 
ers not in this State 
 
133,984 31 Cashier's ch'ks 1,029 12 
 
Cash: 
 
Due to clearing 
 
Currency Gold 
 
25,196 00 15,390 00 
 
house 
 
1,140,809 49 
 
Silver, nickels 
 
Notes and bills redisc'nted 
 
11^ 
 
and pennies... 11,277 02 
 
Bills payable, including 
 
ITncollectedch's 
 
time certificates repre- 
 
and cash items 2,210 44 
 
senting money borrowed 
 
Due by the clear- 
 
Cash over 
 
1.377 28 
 
ing house. 
 
184 20--54,257 66 
 
Current expenses 
 
3 891 22 
 
 
 
Salaries Taxes paid 
 
6^618 20 2,823 87 
 
Profit and loss 
 
1,977 87 
 
Interest paid 
 
2,740 44 
 
In suit (L. & D.) 
 
9,574 03 
 
Insurance account 
 
8,992 32 
 
Suspense account 
 
13,850 00 
 
Total 
 
$1,918,188 34 
 
Total 
 
$1,918,188 34 
 
Loans and Discounts. 
 
In suit In judgment Xotinsuit .. 
 
$ 9,574 03 1,218,886 32 
 
Good. Doubtful Worthless 
 
$1,211,8S4 71 16,575 64 
 
Total... 
 
$1,228,400 35 
 
Total 
 
$1,228,460 35 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual) 
 
, 
 
$93,314 72 
 
lo^ 
 
 TREASURER'S REPORT. 
 
177 
 
Statement of the Condition of the Exchange Bank, located at 
Macon, Ga., at the Close of Business September 5th, 1839. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills discount- 
 
ed 
 
$1,141,221 87 
 
Demand loans, 
 
secured $185,745 75 
 
Demand loans, 
 
unsecured . . 
 
185,745 75 
 
Overdrafts se- 
 
cured 
 
34,806 92 
 
Overdrafts un- 
 
secured 
 
34,806 92 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
167,425 00 
 
Banking house $84,230 47 
 
Furniture and 
 
fixtures 
 
4,875 00--89,105 47 
 
Other real estate 
 
77,772 09 
 
Due from banks and bank- 
 
ers in this state 
 
112,625 09 
 
Due from banks and bank- 
 
not in this state 
 
142,283 77 
 
Cash: 
 
Currency 
 
29,633 00 
 
Cold 
 
102 50 
 
Silver, nickels 
 
and pennies 10,594 54 
 
Uncol. checks 
 
& cash items 770 20 
 
Due by the 
 
clear'ghouse 9,698 40--50,798 64 
 
Capital stock paid in 
 
500,000 00 
 
Surplus fund 
 
100,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange 
 
1,186 50 
 
Interest 
 
43,708 15 
 
Premium 
 
Rents 
 
. . 1,899 44 
 
Prolit and loss 
 
46,794 09 
 
Due banks and bankers in 
 
this state 
 
67,420 34 
 
Due banks and bankers 
 
not in this state 
 
46,693 27 
 
Due unpaid dividends.. .. 
 
Individual deposits, viz: 
 
Sub. to check. 570,813 39 
 
Demand certif. 
 
Timecertif's. . 502,959 08 
 
Certified ck's.. 264 00 
 
Cashier's c'ks. 5,735 48 
 
Due clearing 
 
house 
 
1,079,771 95 
 
Notes and bills re dis- 
 
counted 
 
166,228 12 
 
Bills payable, including 
 
certificates of deposit 
 
representing money 
 
borowed 
 
40,000 00 
 
Current expenses Taxes paid Profit and loss Interest paid Dividend 
 
20,075 59 4,023 87 2,283 27 3,740 44 15,000 00 
 
Total 
 
$2,046,907 77 
 
Total 
 
$2,046,907 77 
 
Classification of Notes and .Bills Discounted. 
 
In suit In judgment Not in suit 
 
3,499 74 
,. . 1,3183,,44667 88 
 
Good Doubtful Worthless 
 
1,318,467 88 8,499 74 
 
Total 
 
$1,326,967 62 
 
Total 
 
1,326,967 62 
 
Loans to officers and directors (firm and individual), as payers, $36,071.84 ; as indorsers, $24,000.00. 
Amount of above loans made on capital stock, $1,000; number of shares held. 10. 
Amount loaned to others on capital stock, $5,000.00; number of shares held, 50. 
12 
 
 J 
 
178 
 
TREASURER'S RETORT. 
 
Bank Examiner's Report of the Condition of the Macon Savings Bank, Located at Macon, Ga., on the 10th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Capital stock paid in $115,000 00- 
 
Demand loans se- 
 
Surplus fund 
 
cured 
 
19,613 35 
 
Undivided profits not car- 
 
Demand loans un- 
 
ried to surplus, viz.: 
 
19,613 35 Exchange... 
 
Interest 
 
1,668 03 
 
Overdrafts secur'd 
 
Fremium 
 
J 
 
" unsecured 1,499 80 1,499 80 Bents Profit and loss... 3,295 43--4,963 46 
Bonds, stocks, etc., 
 
owned by the 
 
Due to banks and bankers 
 
bank 
 
17,613 25 
 
in this State 
 
359 IS 
 
Banking house 
 
Due to banks and bankers 
 
Furniture and fix- 
 
not in this State 
 
1,186 29 
 
tures 
 
1,011 19-- 1,011 19 Due unpaid dividends 
 
4,112 95 Individual deposits, viz.: 
 
Due from banks and bank- 
 
Subject to ch'k 142,637 30 
 
4,592 32 Demand certifi- 
 
Due from banks and bank- 
 
cates 
 
27,602 88 
 
17,451 60 Time certificates 
 
Cash: 
 
Certified ch'ks.. 
 
Currency 
 
35,132 00 
 
Cashier's ch'ks.. 
 
Gold 
 
19,590 00 
 
Due to clearing 
 
Silver, nickels and 
 
house 
 
2,100 78 172,340 96 
 
pennies 
 
481 22 
 
Uncollected ch'ks 
 
Notes and bills rediscount- 
 
and cash items.. 3,034 32 
 
ed 
 
Due by the clear- 
 
Bills payable, including 
 
ing house 
 
58,258 14 time certificates repre- 
 
senting money borrowed 
 
720 35 Cash over 
 
123 61 
 
$ 
 
Bent 
 
503 25 100 00 
 
75 00 
 
28 50 
 
594 35 
 
Total 
 
293,973 50 
 
Total 
 
293,973 50 
 
in. 
 
Loans and Discounts. 
 
'*0 
 
In suit In judgment Not in suit 
 
$ 3,202 20 Good 5,732 96 Doubtful 
178,477 64 Worthless 
 
$185,912 8o 1,500 00 
 
Total 
 
$187,412 80 
 
Total 
 
$187,412 80 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
26,498 17 
 
6 
 
 TREASURER'S EEPORT. 
 
cM -M >m 179 
 
Statement of the Condition of the Macon Savings Bank, Located at Macon, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'td.. $ Demand loans 
secured ... $ Demand loans 
unsecured.. 41,738 00 
 
171,980 23 41,738 00 
 
Overdrafts secured ... . 
Overdr'fts unsecured .... 
 
1,845 65 
 
1,845 65 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
B'king house. 
 
Furniture and 
 
fixtures 
 
1,011 19 
 
14,232 25 1,011 19 
 
Other real estate 
 
4,949 86 
 
Due from b'nks & bank- 
 
ers in this State Due from b'nks & bank- 
 
4,113 97 
 
ers not in this State. . Cash: 
 
6,302 97 
 
Currency 
 
5,369 00 
 
Gold 
 
17,510 00 
 
Silver, nickles 
 
and pen'ies. 215 73 
 
Uncol. ch'cks 
 
and cash 
 
items 
 
922 19 
 
Due by the 
 
clr'g house. 7,573 02-- 31,589 94 
 
Capital stock paid in. . .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz: 
 
Exchange ... 
 
Interest 
 
Premium . . 
 
Rents 
 
Profit and loss 
 
/ 
 
115,000 00 9,701 53 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends. . 
 
Individual deposits, viz: 
 
Sub. to check. 28,609 11 
 
Not subject to 
 
check 
 
99,285 17 
 
Demand c'rtfs 
 
Time certfs.. . 30,090 46 
 
Certified ch'ks 
 
C'shier'sch'ks 
 
Due to clear- 
 
ing house.. . 
 
1,257 11 157,984 74 
 
Notes & bills redisc'ntd. Bills payable, including 
certificates of deposit representing money borrowed 
Suspense account 
 
315 73 
 
Current expenses Taxes paid Interest paid. Profit and loss 
Prot'stfees&courtcosts 
 
2,802 12 1,240 50 2,270 84 
181 19 
 
Total 
 
$284,258 71 
 
Total. 
 
284,258 71 
 
Classification of Notes and Bills Discounted. 
 
In suit Tn judgment. Not in suit. . . 
 
$ 2,920 63 Good 5,332 86 Doubtful 
205,464 74 Worthless 
 
$ 212,218 23 1,500 00 
 
Total 
 
$ 213,718 23 
 
Total 
 
. $ 213,718 23 
 
Loans to officers and directors (firm and individual). As payers, $30,600.45. As indorsers, $10,632.83. 
 
Amount of above loans made on capital stock, $7,484 00. Number of shares held, 192. 
 
Amount loaned to others on capital stock, $2,892.00. Number of shares held, 45. 
 
 mm 
 
J 
 
180 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition -of the Union Savings Bank, Located at Macon, Ga., on the 11th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$428,814 95 Capital stock paid in $200,000 00 
 
Demand loans, 
 
secured 
 
$36,850 73- 36,850 73 
 
Surplus fund 
 
30,000 00 
 
Undivided profits not car- 
 
Demand loans, 
 
ried to surplus, viz.: 
 
unsecured Overdrafts, se- 
 
Rent safety deposit boxes....$ 46 25 
 
cured Overdrafts, un- 
 
Interest Premium 
 
3,864 55 119 00 
 
secured Bonds, stocks, etc., owned 
 
Rents 
 
68 67 
 
Profit and loss... 
 
-- 4,098 47 
 
bythebank 
 
17,934 57 Due to banks and bankers 
 
Banking house.. Furniture and 
 
in this State Due to banks and bankers 
 
figures Other real estate 
 
470 00- 470 00 24,528 58 
 
not in this State Due unpaid dividends.. ... 
 
1,381 50 
 
Due from banks and bank- 
 
Individual deposits, viz.: 
 
ers in this State 
 
76,792 73 Sub. toch'k....! 
 
Due from banks and bank- 
 
Demand certfs 
 
ers not in this State 
 
3,463 75 Inter, bearing | 
 
Cash: 
 
Certified ch'ks j> 367,961 38 
 
Currency 
 
5,750 00 
 
Cashier'sch'ks | 
 
00 Jj 
 
Gold 
 
Silver, nickles & 
 
Due to cl'ring | 
 
house 
 
J 
 
-367,96138 
 
pennies 
 
102 87 
 
Notes and bills redis- 
 
Uncol.ch'ksand 
 
counted 
 
cash items 
 
237 66 
 
Bills payable, including 
 
Due by clearing house 
 
6,090 63 
 
time certificates representing money borrowed 
 
Current expenses 
 
1,518 42 
 
 
 
Taxes paid Profit and loss 
 
1,100 00 5,876 S9 
 
Interest paid 
 
Protest fees 
 
Total 
 
$603.441 15 
 
Total 
 
$603,441 15 
 
Loans and Discounts. 
 
SIT, 
 
In suit In judgment Not in suit 
 
$ 1,109 00 465,556 68 
 
Good Doubtful "Worthless 
 
$465,665 68 
 
.Total 
 
$46i,665 68 
 
Total 
 
$465,6^5 68 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
* 49>52d b- 
 
4 
 
 TREASUKER'S REPORT. 
 
181 
 
Statement of the Condition of the Union Savings Bank and Trust Co., Located at Macon, Ga., at the Close of Business September 5th, 1899. 
 
BBSOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd$ 436,324 43 Demand loans 
sec ured. . . 
Demana loans unsecured . 36,850 73-- 36,850 73 
 
Overdrafts secured 
Overd'fts unsecured .... 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
Bank'g house 
 
Funiture and 
 
fixtures 
 
470 00 
 
17,934 57 470 00 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency .... 5,306 00 
 
Gold 
 
Silver, nickels 
 
and pennies 93 14 
 
Uncol'ctdc'ks 
 
&cashit'ms 205 31 
 
Due by the 
 
clear'gho'se 
 
-- 
 
32,779 54 73.940 45 10,728 08 
5,604 45 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
4,321 15 1,560 00 
 
Capital stock paid in.. .$ 200,000 00 
 
Surplus fund 
 
30,000 00 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange.... 
 
Interest 
 
8,184 92 
 
Premium .... 149 50 
 
Rents 
 
339 74 
 
Profit and loss 
 
-- 8,674 16 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Du unpaid dividends . 
 
778 50 
 
Individual deposits,viz.; 
 
Savings 
 
354,204 29 
 
Dem'd cert'fs. 
 
Time certif'ts 
 
Certified c'ks. 
 
Cashier's c'ks. 
 
Due to clear- 
 
ing house . . 
 
--354,204 29 
 
Notes and bills redisc'd Bills payable including 
certificates of deposit representing money borrowed 
 
26,856 45 
 
 
 
620,513 40 
 
620,513 40 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
1,109 70 Good Doubtful 
472,065 46 Worthless 
 
472,065 46 1,109 70 
 
Total 
 
$ 473,175 16 
 
Total 
 
473,175 16 
 
Loans to officers and directors (firm and individual). As payers, $50,363.96. 
 
As indorsers, $9,109.96. 
 
Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $1,000.00 Number of shares held, 16. 
 
 IP* 
 
182 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Madison, Located at Madison, Ga., on the 19th day of May, 1899. 
 
EESOUBCES. 
 
LIABILITIES. 
 
I.oansand discounts 
 
$124802 45 
 
75 009 00 
 
Demand loans se- 
 
14,800 00 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz.: 
 
Exchange 
 
0 v e r d r afts se- 
 
J 
 
cured 
 
$3,062 94 
 
Overdrafts unse- 
 
cured 
 
442 84-- 3,505 78 
 
Profit and loss ...$4,530 16-- 4,530 16 
 
Bonds, stocks, etc., owned 
 
Due banks and bankers 
 
by the bank 
 
1,295 38 
 
Banking house, furniture 
 
Due banks and bankers 
 
4,687 35 
 
133 00 
 
Due from banks and bank- 
 
Individual deposits, viz. : 
 
ers in this State 
 
10,266 02 Subject to check$62,928 48 
 
Due from banks and bank- 
 
Demand certifi- 
 
7v^ 
 
9,673 46 cates 
 
Cash : 
 
Time certificates. 
 
Currency 
 
$1,552 00 
 
Certified checks.. 
 
Gold 
 
207 50 
 
Cashier's checks 
 
Sil ver, nickels 
 
Due to clearing 
 
and pennies ... 1,270 08 
 
house 
 
---62,928 48 
 
Uncollected ch'ks 
 
Notes and bills redis- 
 
and cash items 184 41 
 
Due by the clear- 
 
Bills payable, including 
 
- 3,213 99 time certificates repre- 
 
Current expenses ) 
 
Taxes paid 
 
\ 
 
2,324 93 
 
senting money bor- 
 
$ 
 
Protest fees 
 
Internal revenue stamps. 
 
81 86 
 
Cash short 
 
131 18 
 
Total 
 
$158,687 02 Totftl 
 
$ 158,687 02 
 
Loans and Discounts. 
 
5'^ 
 
In suit 
 
$ 
 
Good 
 
$124,352 45 
 
In judgment 
 
Doubtful 
 
450 00 
 
Not in suit 
 
124,802 45 Worthless 
 
Total 
 
$124,802 45 Total 
 
$124,802 45 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual) 
 
| 48668 76 
 
i 
 
 ^KttBBBR 
 
TREASURER'S REPORT. 
 
183 
 
Statement of the Condition of the Bank of Madison, Located at Madison, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted.$ 143,923 02 Demand loans 
secured .... Unsecured . .. 
 
Overdrafts se- 
 
cure 
 
1,054 63 
 
Unsecured . .. 1,018 04 
 
2,072 67 
 
Bonds, stocks and other securities ow'd by the bank 
Bank'g house, furnit lire 
and fixtures 4,687 35 
 
Other real estate 
 
Due from banks & bank- 
 
ers in this state 
 
Due from banks & bank- 
 
ers not in this state. . 
 
Cash: 
 
Currency 
 
1 
 
Gold 
 
Silver, nickels 
 
& pennies . . Uncol. ch'ks& 
 
[ 
 
cash items.. 
 
Due by the 
 
cl'r'g house. 
 
J 
 
4,687 35 100 00 
3,159 34 4,841 87 
3,027 87 
 
Capital stock paid in ... Surplus fund Undiv'd profits not car- 
ried to surplus, viz.: Exchange .... Interest Premium Rents Profit & loss. . 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends.. Individual deposits,viz.: Sub. toch'k. . 50,852 73 Dem'd certifi- 
cates Time cert'cts. Certified c'ks. Cash'rs' c'ks. Due to cl'ring 
house 
Notes & bills redisc'ted. Bills payable, including 
certificates of deposit repres't'g money borrowed 
 
Current expenses. Taxes paid Interest paid Profit and loss. . . . Protest fees 
 
731 52 
 
75,000 00 15,140 00 
603 69 
268 80 317 00 
50,852 73 20,361 42 
 
Total 
 
$ 162,543 54 Total 
 
$ 162,543 54 
 
Classification of Notes and Bills Discounted. 
 
In suit 
In judgment Not in suit 
 
$ 
 
Good.. 
 
Doubtful 
 
143,923 02 Worthless 
 
$ 143,923 02 
 
Total. 
 
. $ 143,923 02 Total 
 
$ 143,923 02 
 
Loans to officers and directors, (firm and individual). As payers, $26,089.64. As indorsers, $21,059.03. 
Amount of above loans made on capital stock, $6,098.26. Number of shares held, 72. 
Loaned to others on capital stock, $1,230.00. Number of shares held, 12. 
 
 l 184 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Marietta Trust and Banking Co., Located at Marietta, Ga., on the 13th day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans secured 
 
$ 95,591 54 Capital stock paid in Surplus fund 
 
$ 50,000 00 15,000 00 
 
Demand loans unsecured .. 
 
Undivided profit not car- 
 
Overdrafts, secured 
 
ried to surplus, viz : 
 
Overdrafts unsecured 
 
51 19 Exchange $ 313 57 
 
Bonds, stocks, etc., owned 
 
Interest 
 
5,390 88 
 
by the bank 
 
307 20 Premium 
 
Banking House...$6,800 00 
 
Rents 
 
88 15 
 
Furniture and 
 
Profit and loss.. 787 95-- 6,580 55 
 
fixtures 
 
2,000 00 8,800 00 Due to banks and bankers 
 
Other real estate 
 
2,544 57 
 
in this Slate 
 
2,786 23 
 
Due from banks and bank- 
 
Due to banks and bankers 
 
ers in this State 
 
1,390 56 
 
Due from banks and bank- 
 
ers not in this State 
 
28,112 80 
 
not in this State Due unpaid dividends 
Individual deposits, viz.: 
 
Cash: 
 
Subject to ch'k.$103,709 45 
 
Currency 
 
$3,525 00 
 
Demand certif- 
 
Gold 
 
1,207 50 
 
icates 
 
Silver, nickels 
 
Time certific'ts 
 
and pennies 1,711 03 
 
Certified ch'ks.. 
 
25 00 
 
Uncollected ch'ks 
 
Cashier's ch'ks 1,000 00 
 
and cash items 1,123 38 
 
Due to clearing 
 
111* 
 
Due by the clearing house 
 
house 
 
-104,734 45 
 
7,566 91 Notes and bills redis- 
 
Current expenses 
 
1,442 47 counted 
 
Taxes paid 
 
Bills payable, including 
 
Profit and loss 
 
time certificates repre- 
 
Premium on bonds 
 
2,785 00 
 
senting money borrowed 
 
Protest fees 
 
Internal revenue stamps... 
 
96 19 
 
 
 
Total 
 
$179,101 23 
 
Total 
 
$179,101 23 
 
Loans and Discounts. 
 
In suit In judgment Notinsuit 
 
$ 7,915 00 87,676 09 
 
Good Doubtful Worthless 
 
$92,091 54 3,500 00 
 
Total 
 
$95,591 54 
 
Total. 
 
5,591 54 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$4,585 50 
 
o^ 
 
 TREASURER'S REPORT. 
 
185 
 
Statement of the Condition of the Marietta Trust and Banking Co., Located at Marietta, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted.$ 119,008 75 Demand loans 
secured ... $ Unsecured... . 
 
Overdrafts se- 
cured Unsecured . . 
 
114 35 
 
114 35 
 
Capital stock paid in.. . Surplus fund Undivided profits not 
carried to surplus,viz.: 
Exchange Interest Premiums.. . . 
Rents Profit and loss 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house. 6,800 00 Furniture and 
fixtures... 1,900 00 
 
Other real estate. 
 
Due from banks and 
 
bankers in this state. 
 
Due from banks & bank- 
 
ers not in this state. . 
 
Cash: 
 
Currency 
 
4,039 00 
 
Gold 
 
825 00 
 
Silver, nickels 
 
& pennies. . 881 68 
 
Uncol.ch'ks& 
 
cash items. 1,008 07 
 
Due by the 
 
cl'r'g house 
 
30,720 00 
8,700 00 1,850 00 8,505 92 11,295 83 
 
Due banks and bankers 
in this state Due banks and bankers 
not in this state Due unpaid dividends. . 
Individ'l dep'ts, viz.: Sub.toch'k.. 96,980 15 
Dem'd certifi- 
cates Timecer'fic'ts 
Certified c'ks. CashVs c'ks . 819 09 Due to cl'ring 
house 
 
6,753 75 
 
Notes and bills redis- 
counted Bills payable, including 
certificates of deposit representing money 
borrowed 
 
Current expenses 
Taxes paid Interest paid 
Profit and loss Protest fees Internal Kev. account. . Premiums on bonds. . .. 
 
71 03 2,785 00 
 
50,000 00 15,000 00 
3,052 96 1,424 43 
28 00 
97,799 24 7,500 00 15,000 00 
 
Total 
 
$ 189,804 63 I Total 
 
f 189,804^63 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Kot in suit 
 
$ 7,690 00 111,318 75 
 
Good Doubtful Worthless 
 
* 116,508 75 2,500 00 
 
Total. 
 
$ 119,008 75 
 
Total....: 
 
$ 119,008 75 
 
Loanslo officers and directors (firm and individual). As payers, $. . 
 
Amount of above loans made on capital stock, $ 
 
Number of s 
 
hLodaned to others on capital stock, $ 
 
Number of shares held, 
 
 IP* 
 
186 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Merchants and Farmers Bank located at Milledgeville, Ga., on the 16th day of May, 1699. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans, 
 
$ 91,179 72 Capital stock paid in Surplus fund 
 
$ 40,000 00 1,796 05 
 
secured 
 
$19,125 00 
 
Undivided profits not car- 
 
Demand loans, 
 
ried to surplus, viz. : 
 
unsecured .. .. 
 
- 19,125 00 Exchange 
 
$ 188 26 
 
Overdrafts se- 
 
Interest. 
 
2,664 16 
 
* 
 
' cured 
 
4,242 90 
 
Overdrafts, un- 
 
Premium Rents 
 
secured 
 
2,395 66- 6,638 46 Profit and loss... 
 
- 2,852 42 
 
Bonds, stock, etc., owned 
 
by the bank 
 
Banking house- 
 
Furniture and 
 
fixtures 
 
1,312 80-- 1,312 80 
 
Due to banks and bankers 
 
in this State 
 
- 2,922 39 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
20 00 
 
Individual deposits, viz.: 
 
Other real estate 
 
Sub. to check ... 61,733 23 
 
Due from banks and bank- 
 
Demand certifs. 
 
ers in this State 
 
13,835 79 Time certificates 11,776 52 
 
Due from banks and bank- 
 
Certified check.. 
 
ers not in this State 
 
2,274 18 Cashier's ch'ks... 
 
Cash: 
 
Due to clearing 
 
oo v1 
 
Currency 
 
4,064 00 
 
house 
 
- 73,509 75 
 
Gold 
 
1,630 00 
 
Silver, nickels & 
pennies Uncol. ch'ksand 
cash items Due bythe clear- 
ing house 
 
1,447 08 8,374 64 
- 15,515 72 
 
Notes and bills re discounted 
Bills payable, including time certificates representing money borrowed 
 
30,000 00 
 
Current expenses and 
 
& 
 
taxes paid 
 
1,218 94 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
$151,100 61 
 
Total- 
 
$151,100 61 
 
sir. 
 
Loans and Discounts. 
 
U5 
 
In suit In judgment Not in suit 
 
$ 110,304 72 
 
Good Doubtful 
Worthless 
 
$110,304 72 
 
Total 
 
$ 110,304 72 
 
Total 
 
$110,304 72 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
; 
 
_ 
 
. gr 662 99 
 
C 
 
 TREASURER'S REPORT. 
 
187 
 
Statement of the Condition of the Merchants and Farmers Bank, Located at Milledgeville, Ga., at the Close of Business September 7, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills discon'ted$124,164 35 Demand loans 
secured 
 
Overdraf ts s e- 
 
cured 
 
8,331 51 
 
Overdrafts un- 
 
secured 
 
189 62 
 
8,521 13 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. 
 
Furniture and 
 
fixtures 
 
1,314 55 
 
1,314 55 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State. .. 
 
Cash: 
 
Currency 
 
7,320 00 
 
Gold 
 
2,137 50 
 
Silver, nickels 
 
and pennies. . 1,550 36 
 
Uncol'td checks 
 
- and c'sh items 1,409 98 
 
Due by clearing 
 
house 
 
G65 00 18,852 25 2,382 99 
12,417 84 
 
Current expenses Taxes paid 
Interest paid Profit and loss Protest fees 
 
2,425 64 1,418 54 
 
Capital stock paid in $ 40,000 00 
 
Surplus fund. 
 
1,796 05 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
345 04 
 
Interest 
 
5,021 74 
 
Premium 
 
Rents 
 
Profit and loss . 
 
5,366 78 
 
Due banks and bankers in 
 
this State 
 
1,533 12 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends. ... 
 
20 00 
 
Individual deposits, viz.: 
 
Subject to chk. 56,524 82 
 
Demand certifi. 
 
Time certific'ts 11,921 52 
 
Certified checks 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
68,446 34 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represent'g money borrowed 
 
55,000 00 
 
$172,162 29 Total 
 
$172,162 29 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
Good Doubtful 124,164 35 Worthless 
 
$124,164 35 
 
Total 
 
$124,164 35 
 
Total. 
 
.$124,164 35 
 
Loans to officers and directors (firm and individual). As payers, $43,618.70. As indorsers, $59,002.71. 
 
Amount of above loans made on capital stock, 4,000 00. Number of shares held, 40. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 LO^ 
 
188 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Milledgeville Banking Co.. Located at Milledgeville, Ga., on the 13th day of May, 1899. 
 
KESOURCES. 
 
LIABILITIES. 
 
105,137 82 
 
Demand loans se- 
 
cured 
 
1,645 00 
 
Demand loans 
 
unsecured .... 489 00 2,134 00 
 
Overdrafts sec'd. 
 
Overdrafts unse- 
 
cured 
 
4,178 60-- 4,178 60 
 
Capital stock paid in 
 
$50,000 00 
 
Surplus fund 
 
271 64 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 368 70 
 
Interest 
 
5,708 96 
 
Premium 
 
Rents 
 
Profit and loss.. . .11,655 30-17,742 96 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
by the bank 
 
6,000 00 
 
in this State 
 
497 65 
 
Banking house. . 
 
Due to banks and bankers 
 
Furnit'reand fix- 
 
not in this State 
 
tures 
 
3,245 55 - 3,245 55 Due unpaid dividends .... 
 
Individual deposits, viz.: 
 
3RC 
 
Other real estate 1 ue from banks and bank- 
 
Sub. to ch'k... .$60,844 42 Dem'ndcertifs. 
 
ers in this State 
 
18,447 37 Time certifs 
 
Due from banks and bank- 
 
Certifi'd ch'ks . 
 
ers not in this State... . 6,318 45 Cashier's ch'ks. 
 
Cash: 
 
Due to clearing. 
 
OQ i1 
 
Currency . 
 
2,230 00 
 
111: 
 
Gold. . 
 
Silver, nickels 
 
Notes and bills rediscount- 
 
and pennies. . . 6,192 47 
 
ed 
 
Uncollect'd ch'ks 
 
Bills payable, including 
 
and cash items 411 24 
 
time certificates repre- 
 
Due by the clear- 
 
senting money borrowed 
 
ing house 
 
8,833 71 
 
9 
 
Current expenses 
 
1,721 53 
 
Profit and loss Interest paid Protest fees I. R. stamps 
 
232 00 
 
Total. 
 
$156,249 03 Total 
 
$156,249 03 
 
SIT. 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 3,002 30 Good 966 50 Doubtful 
103,303 02 Worthless 
 
$104,644 02 2,302 SO 325 00 
 
Total 
 
$107,271 82 Total 
 
$107,271 82 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 9,358 05 
 
o^ 
 
 TREASURER'S REPORT. 
 
189 
 
Statement of the Condition of the Milledgeville Banking Co., Located at Milledgeville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES, 
 
Notes and bills disc'ted$ Demand loans 
secured...$ 1,700 00 Demand loans 
unsecured . 
 
126,928 89 1,700 00 
 
Overdrafts se- 
cured Overdr'fts un- 
secured .... 7,742 55 
 
7,742 55 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house. Furniture and 
fixtures.... 3,245 55 
 
6,000 00 3,245 55 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due frombks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency .... 2,990 00 
 
Gold 
 
27 00 
 
Silver, nickels 
 
and pennies 5,263 62 
 
Uncol. ch'ks & 
 
cash items . 5)7 63 
 
Due by the 
 
clr'g house. 
 
4,213 90 692 87 
8,798 25 
 
Capital stock paid in .. .$ 
 
Surplus fund" 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange.... $ 168 02 
 
Interest 
 
834 08 
 
Premium .... 
 
Rents Profit and loss 13,40S 08 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends. . Individ'l deposits, viz: 
Subj'cttoch'k 52,408 56 Demand cer- 
tificates . . . Time certifi- 
cates Certified c'ks. Cashier'sc'ks. Due to clear- 
ing house . . 
 
Notes and bills redis- 
counted Bills payable 
 
Current expenses Taxes paid Interest paid .... Profit and loss . Protest fees 
 
703 24 
 
50,000 00 27,164 00 
14,410 18 1,034 51 8 00 
52,408 56 15,000 00 
 
Total 
 
$ 160,025 25 
 
Total 
 
.$ 160,025 25 
 
Classification of Notes and Bills Discounted. 
 
Insult In judgment Not in suit 
 
$ 2,893 30 866 50 
123,169 09 
 
Good Doubtful 
Worthless 
 
$ 121,144 09 5,784 80 
 
Total 
 
* 126,928 89 
 
Total 
 
$ 126,92889 
 
Loans to officers and directors (firm and individual). As payers, $8,388.50. 
 
As indorsers, $1,851.00. 
 
. 
 
Amount of above loans made on capital stock 
 
,200.00 Number of 
 
' Loaned to others on capital stock, $1,000.00 Number of shares held 10. 
 
 l# 
 
190 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of MillenLocated at Millen, Ga., on the 2nd day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loansand discounts 
 
$ 42,624 11 
 
Demand loans 
 
secured $ 350 00 
 
Demand loans 
 
unsecured ... 
 
350 00 
 
Capital stock paid in $ 25,000 00 
 
Surolus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange 
 
$ 7 10 
 
Overdrafts secured 
Overdrafts unsecured .... 
 
2 00 
 
2 00 
 
Interest 
 
45 00 
 
Premium 
 
Rents 
 
Profit and loss... 13,189 76 13,241 86 
 
Bonds, stocks, etc, owned 
 
by the bank 
 
Banking house 4,500 00 
 
Furniture and 
 
fixtures 
 
2,281 71 
 
8,000 00 0,781 71 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposit-*,viz.;: 
 
Subj'cttochk 66,32S 45 
 
Other real estate 
 
1.263 91 Demand cer- 
 
Due from banks and bank- 
 
tificates ... 
 
ers in this State 
 
7,337 07 Time certifi- 
 
Due from baiiksand bank- 
 
cates 
 
3,276 25 
 
ers not in this State Cash: 
 
12,594 48 Certifi'd chks Cas h i er' s 
 
oat) 
 
Currency Gold 
Silver, n i c k els and pennies... 
 
489 00 585 00 
682 40 
 
checks Due to clear- 
ing house.. 
 
69,604 70 
 
Uncol.ch'ksand cash items ... 
Due by the 
clear'g house.. 
 
235 38 
 
1,991 78 
 
Notes and bills rediscounted 
Bills payable, including time certificates repre- 
 
Current expenses 
 
206 50 
 
senting money borrowed 
 
0 
 
Taxes paid Profit and loss 
 
Interest paid 
 
Prote-t fees 
 
Receipts from banks given 
 
in lieu of C. D 
 
26,500 00 
 
Internal revenue stamps.. 195 00 
 
Tntal 
 
$ 107,846 56 Total 
 
$ 107,846 56 
 
Loans and Discounts. 
 
In suit In judgment Not in suit .. 
 
100 00 100 26 42,773 85 
 
Good Doubtful . Worthless. 
 
42,974 11 
 
Total 
 
$ 42,974 11 
 
Total 
 
42,974 11 
 
Loans to officers and directors as payers and guarantors (firm and 
 
indlv;dua]) 
 
$ 15,952 39 
 
tf 
 
 TREASURER'S REPORT. 
 
191 
 
Statement of the Condition of the Bank of Millen, Located at Millen, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd.$ Demand loans 
secured . .. .$ Demand loans 
unsecured .. 
 
56,585 93 
 
Overdrafts secured 
Overdrafts unsecured .... 
 
Bank stocks and other se- 
 
curities owned by the 
 
bank, municipal 
 
Banking house 4,500 00 
 
Furniture and 
 
fixtures 
 
2,281 71 
 
6,000 00 6,781 71 
 
Other real estate 
 
Due from bnks and bank- 
 
ers in this State 
 
Due from bnks and bank- 
 
ers not in this State.. 
 
Cash: 
 
Currency 
 
574 00 
 
Gold 
 
Silver, nickels 
 
and pennies. 1,836 58 
 
Cash items 
 
551 87 
 
Due by the 
 
clear'g house 
 
1,263 91 14,353 91 2,908 86 
2,962 45 
 
Current expenses Taxes paid. Interest paid Profit and loss Revenue stamps acc't. 
 
919 36 253 00 
 
Total 
 
$ 92,029 13 
 
Capital stock paid in . . .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus,.... 
 
Exchange .... 170 66 
 
Interest 
 
82 08 
 
Premium .... 
 
75 
 
Rents 
 
Profit and loss. 
 
25,000.00 12,500 00 
253 49 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends . . Individual deposits, viz.: Subject to chk 41,025 24 Dem'nd cert'fs Timecertif'cts 3,250 40 Certified chks. Cashier's chks Due to cleari'g 
house 
 
44,275 64 
 
Notes and bills redisc'td Bills payable, including 
certificates of deposit representing money borrowed 
 
10,000 00 
 
Total 
 
$ 92,029 .'3 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit. . 
 
100 00 Good 90 40 Doubtful. . 56,395 53 Worthless. 
 
56,585 93 
 
Total 
 
56,585 93 Total 
 
$ 56,585 93 
 
Loans to officers and directors (firm and individual). As .payers and in- 
 
dorsers, $16,000.00. Amount of above loans made on capital stock, $ 
 
Number ot 
 
Loaned to others on capital stock, $500.00. Number of shares held, 5. 
 
 192 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Monroe, Located at Monroe, Ga., on the 22d day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts. $118,454 92 Capital stock paid in . . . .$ 75,000 00 
 
Demand loans 
 
Surplus fund 
 
10,000 00 
 
tit 
 
secured 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz.: 
 
unsecured .... 
 
Exchange 
 
$ 238 20 
 
Interest 
 
3,879 55 
 
O v e r d rafts se- 
 
Premium 
 
cured 
 
Rents 
 
i 
 
Overdrafts unse- 
 
Profit and loss. . 40 47 4,158 22 
 
cured 
 
$2,411 40-- 2,411 40 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
500 04 
 
by the bank 
 
Due to banks and bankers 
 
Banking house. $1,700 00 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends .. 
 
282 00 
 
fixtures 
 
800 00-- 2,500 00 Individual deposits, viz.: 
 
Subject to ch'k.$22,578 01 
 
Other real estate 
 
2,591 49 Demand certs. . 10,992 81 
 
>RC 
 
Due from banks and bank- 
 
Time certs 
 
9,176 20 
 
TvsZ 
 
ers in this State 
 
1,020 43 Certified ch'ks. 
 
Due from banks and bank- 
 
Cashier's ch'ks. 
 
ers not in this State.... 6,776 90 Due to clearing 
 
Oash: 
 
house 
 
42,747 02 
 
Currency 
 
$2,038 00 
 
TV* 
 
Gold 
 
4.016 50 
 
Silver, nickels 
 
Notes and bills redisc'ted Bills payable, including 
 
and pennies. .. 4,027 63 
 
time certificates repre- 
 
Uncollected chks 
 
senting money bor- 
 
and cash item3 47 00 
 
rowed 
 
12,400 00 
 
Due by the clearing house .... 
 
Suspense account -10,124 13 
 
59 16 
 
Current expenses 
 
1,267 17 
 
$ 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
$145,146 44 
 
Total 
 
$145,146 44 
 
Loans and Discounts. sir. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
241 82 Doubtful 
 
118,213 10 Worthless 
 
$118,454'92 
 
Total 
 
$118,454 92 
 
Total 
 
$118,454 92 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
$ 14,984 00 
 
lo^ n 
 
 TREASURER'S EEPORT. 
 
193 
 
Statement of the Condition of The Bank of Monroe, Located at Monroe, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'td...$ Demand loans 
secured Demand loans 
unsecured... 
 
130,790 53 
 
Overdrafts, se- 
 
Undivided profits not carried to surplus, viz.: 
 
Interest Premium 
 
813 31 
 
75,000 00 10,000 00 
 
Overdrafts,un- 
 
secured 
 
861 33 
 
Bonds, stocks and other securities owned by the 
 
Banking house 1,700 00 
 
Furniture and 
 
fixtures 
 
800 00 
 
Due from b'ks and bank- 
 
Due from b'ks and bank- 
 
ers not in this State.. . 
 
Cash: 
 
Curreneey 
 
2,869 00 
 
<iold 
 
3,353 50 
 
Silver, nickels 
 
& pennies .. 2,627 50 
 
Uncol. checks 
 
& c'sh items 38 89 
 
Due by the 
 
cl'g house.. 
 
Profits & loss 432 43 861 33 
Due banks and bankers 
 
2,500 00 
2,500 00 2,591 49 
729 91. 2,011 53 
 
Due banks and bankers 
Due unpaid dividends ... Individual deposits, viz. 
Sub. to ch'k .. 17,525 95 Demand certfs 10,581 45 Time certfs 9.176 20 Certified ch'ks Cashiers' ch'ks Due to clear'g 
_ 
Notes and bills redisc'td. Bills payable, including; 
certificates of deposit representing money 
 
1,309 89 49 74 456 00 
37,283 60 27,400 00 
 
Suspense acct 
 
59 16 
 
8,838 89 
 
635 89 
 
Profit and loss 
Protest fees Revenue stamps 
 
48 82 
 
Total 
 
$ 151,558 39 Total 
 
$ 151,558 39 
 
Classification of Notes and Bills Discounted 
 
In judgment 
 
s 
241 82 130,548 71 
 
.$ 130,790 53 
 
$ 130,790 53 
 
Total 
 
.$ 130,790 53 
 
Loans to officers and directors (firm and individual.) As payers, $13,916. As indorsers, $9,027.06. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
ISt 
 
 iS 
 
194 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of The Bank of Monticello, Located at Monticello, Ga., on the Oth day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
147,191 22 
 
Demand loans se- 
 
cured 
 
150 26 
 
Demand loans un- 
 
150 ?6 
 
Overdrafts eecur'd 
 
Overdrafts unse- 
 
cured 
 
217 50 
 
217 50 
 
Undivided profits n<.t car- 
 
ried to surplus, viz.: 
 
Exchange.... $ 325 21 
 
Interest 
 
3,620 34 
 
Profit and loss... . 401 16--4,340 71 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
Banking house.... 1,667 43 
 
Due to banks and bankers 
 
Furniture and fix- 
 
tures 
 
1,478 50- -8,145 93 Due unpaid dividends 
 
Individual deposits, viz.: 
 
1,037 27 Subject to check.120,337 36 
 
Due from banks and bank- 
 
Demand certifi- 
 
>RC 
 
497 60 
 
cates 
 
Due from banks and bank- 
 
Time certificates. 1,140 46 
 
1,775 94 Certified checks.. 
 
Cash : 
 
Cashier's checks. 
 
Currency 
 
$ 979 00 
 
Due to clearing 
 
Gold 
 
1 157 50 
 
in' 
 
Silver, nickels and 
 
Notes and bills rediscount- 
 
TTncollected ch'ks and cash items.. 
Due by the clear- 
 
10 2,726 27 
 
ed 
 
2.000 00 
 
Bills payable, including 
 
time certificates, repre- 
 
senting money borrowed 5,000 00 
 
Current expenses 
 
S80 55 
 
9 
 
Profit and loss 
 
401 65 
 
Total 
 
96 00 $ 58,120 19 
 
Total 
 
* 58,126 IN 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
.$ 206 71 Good Doubtful 
47,134 77 Worthless 
 
$47,258 07 88 41 
 
Total 
 
$47,341 48 
 
Total 
 
$47,341 -I- 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
." 
 
S 8,720 CO 
 
o^ 
 
 TREASURER'S REPORT. 
 
195 
 
Statement of the Condition of the Bank of Monticello, Located at Monticello, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted J Demand loans 
secured .... Demand loans 
unsecured. . 
 
61,929 26 
 
Overdrafts secured 
(Herdr'fts unsecured .... 
 
:,503 63 2,50:! 61! 
 
Bonds, stocks and other securities owned by the bank 
Rank'g house. 1,667 70 
Furniture and fixtures .... 1,478 50 
 
3,146 20 
 
Other real estate Due from bks and bank- 
ers in this State . Due from bks and bank- 
ers not in this State. . Gash : 
Currency .... Gold Silver, nickels 
and pennies Uncol. ch'ks& 
cash items. Due by the 
clr'g house. 
 
1,037 00 3,0/t 2,661 
1,315 05 
 
Current expenses. . . . Taxes paid [nternal revenue tax Profit and loss Protest fees 
 
1,565 98 
401 65 ITS 00 
 
Capital stock paid in.. .$ 
 
Surplus fund 
 
Undivi'd profits not car- 
 
ried to surplus, viz: 
 
Exchange....$ 396 53 
 
Interest 
 
3,553 00 
 
Premium .... 
 
Rents 
 
Profit and loss 401 16 
 
25,000 00 4,350 69 
 
Due banks and bankers 
 
in this State. . . 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends. . 
 
Individ'l deposits, viz: 
 
Subj'cttoch'k 10,493 02 
 
Demand cer- 
 
tificates .... 
 
Time certifi- 
 
cates 
 
1,471 41 
 
Certified c'ks. 
 
Cashier's c'ks. 
 
Due to cl'ring 
 
house 
 
11.964 4:J 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
',000 00 35,000 00 
 
Total 
 
$ 78,315 12 
 
Total 
 
$ 78,315 12 
 
Classification of Notes and Bills Discounted. 
 
In suit. 
 
.. S 
 
Good Doubtful 
 
61,929 26 Worthless 
 
S 61,819 50 109 76 
 
Total 
 
s 61.929 26 
 
$ 61.929 26 
 
Loans to offieers and directors, (firm and individual). As payers, $8,600.00. 
 
As indorsers, $3,000.00. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, . . 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 196 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Jasper County Bank, Located at Monticello, Ga., on the 9th day of May. 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts . . .$ 43,064 43 Capital stock paid in., .$ 25,000 00 
 
IS* 
 
Demand loans 
 
Surplus fund 
 
1,000 00 
 
secured .. .$ 80 00 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz : 
 
unsecured . 49 86 
 
126 86 Exchange .. 
 
50 19 
 
Interest 
 
3,989 20 
 
Overdrafts se- 
 
Premium .... 
 
cured 
 
57 92 
 
Rents 
 
Overd'fts un- 
 
Profit and lobs 
 
8 95-- 4,048 34 
 
secured .... 51 56- 
 
109 48 
 
Due to banks and bank- 
 
Bonds, stocks, etc.," 
 
ers in this State 
 
owned by the bank. .. 
 
Due to banks and bank- 
 
Bank'g house. 2,711 80 
 
ers not in this State.. 
 
Furniture and 
 
Individual deposits, viz. 
 
fixtures 
 
1,443 75- 4,155 55 Subject toc'k 11,782 48 
 
Demand cer- 
 
Other real estate 
 
tificates. . . . 
 
Due from b'ks and bank- 
 
Time certif'ts 1,156 17 
 
ers in this State 
 
1,124 66 Certified chks 
 
Due from b'ks and bank- 
 
Cashier's chks 
 
ers not in this State. . 
 
1,571 12 Due to clear'g 
 
Cash  
 
house 
 
-- 12,938 65 
 
Currency .... 1,400 00 
 
Notes and bills redis'ctd 
 
Gold 
 
Bills payable including 
 
Silver, nickels 
 
time certificates rep- 
 
and pennies 357 61 
 
resenting money bor- 
 
Uncol'ctd cks 
 
rowed 
 
10,000 00 
 
& cash items 
 
Due by the 
 
clea'g house 
 
1,757 61 
 
 
 
Current expenses. 
 
527 58 
 
Taxes paid 
 
403 75 
 
Profit and loss. . . . 
 
Interest paid 
 
Protest fees 
 
I. R. Stamps 
 
143 00 
 
Total 
 
* 52,986 99 
 
Total 
 
.$ 52,986 99 
 
ilr. 
 
Loans and Discounts. 
 
In suit In judgment Not in suit. . . 
 
Good Doubtful 43,194 29 Worthless 
 
if 43,194 29 
 
Total 
 
* 43,194 29 
 
Total 
 
43,194 29 
 
Loans to officers and directors as payers and guarantors (firm and individual), $4,150.00. 
 
o^ 
 
 K3CJ5KK2S555 
 
TREASURER'S REPORT. 
 
107 
 
Statement of the Condition of the Jasper County Bank, Located at Monticello, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.5 58,655 10 
 
Demand loans 
 
secured 
 
Demand loans 
 
unsecured .... 
 
-- 
 
O v e r d rafts secured 
Overdrafts unsecured 
 
31 6!) -- 
 
31 09 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. $2,715 55 
 
Fiirni ture and 
 
fixtures 
 
1,518 75-- 4,234 30 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State . .. 
 
Cash: 
 
Currency 
 
$ 900 00 
 
Gold 
 
450 00 
 
Silver, nickels 
 
and pennies. .. 534 38 
 
Uncollected chks 
 
and cash items 
 
Due by the clear- 
 
ing house 
 
320 03 1,266 97 
1,884 38 
 
Capital stock paid in ... $ 25,000 00 
 
Surplus fund 
 
1,000 00 
 
Undivided profits not 
 
carried to surplus viz.: 
 
Exchange 
 
$ 124 70 
 
Interest 
 
4,220 38 
 
Premium 
 
Rents 
 
Profit and loss. . 29 23-- 4,374 31 
 
Due banks and bankers in 
 
this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends . . 
 
Individual deposits, viz.: 
 
Subject tocheck. 7,466 06 
 
Demand certf. .. 
 
Timecertf 
 
1,534 89 
 
Certified checks. 
 
Cashiers' checks. 
 
Due to clearing 
 
house 
 
-- 9,000 95 
 
Notes and bill redisc'ted. Bills payable, inc'd'g cer- 
tificates of deposit repres't'g money borrowed 
 
28,500 00 
 
Current expenses. 
Taxes paid Interest paid Profit and loss Protest fees Internal revenue tax. 
 
938 04 403 75 
141 00 
 
Total 
 
. ..$ 07,875 26 
 
Total. 
 
.$ 67,875 26 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Not in suit . . 
 
58,055 10 
 
Good Doubtful Worthless 
 
$ 58,055 10 
 
Total 
 
58.655 10 Total 
 
$ 58,055 10 
 
Loans to officers and directors (firm and individual). As payers, $820.61. As indorsers, $5,205.08. 
Amount of above loans made on capital stock, $100.00 Number of shares held, 10. 
Loaned to others on capital stock, $1,000.00. Number of shares held, 10. 
 
 198 
 
TREASURER'S REPORT 
 
Bank Examiner's Report of the Condition of the Moultrie Banking Co., Located at Moultrie, Ga., on the 16th day of March, 1899. 
 
RESOURCES. 
 
 
LIABILITIES. 
 
Capital stock paid in $ 25,000 00 
 
Demand loans, 
 
secured 
 
8 
 
Demand loans, 
 
unsecured 
 
Undivided profits not carried to surplus, viz.: 
 
Overdrafts, secured 
 
Interest Premium 
 
2,650 72 
 
Overdrafts, un- 
 
Profit and loss... 5,532 52--8,401 17 
 
l* 
 
812 27 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
Banking house.. 3,500 00 
 
Due to banks and bankers 
 
Furniture and 
 
Due unpaid dividends 
 
4,250 00 
 
Individual deposits, viz.: 
 
Sub. to check .. 40,668 06 
 
Due from banks and bank- 
 
17,243 89 
 
Due from banks and bank- 
 
ers not in this State 
 
1,04! 82 
 
Demand certifs.. Time certificates 13,519 15 Certified checks 
Cashier's checks Due to clearing 
 
 Cash: 
 
house 
 
--54,187 81 
 
Currency 
 
1,879 00 
 
1H' 
 
Gold 
 
627 50 
 
Notes and bills re dis- 
 
Silver, nickels & 
 
counted 
 
pennies 
 
1,652 91 
 
Uncol. ch'ksand 
 
cash items 
 
238 06 
 
Due by the clear- 
 
Bills pavable, including 
time certificates representing monev borrowed Cash over 
 
64 26 
 
4,397 47 
 
9 
 
Current expenses 
 
578 16 
 
Interest paid Total 
 
255 05 
| 
.. $ 87,653 24 
 
Total 
 
$ 87,653 24 
 
in. 
 
Loans and Discounts. 
 
In suit 
 
$ 431 11 50 47 
58,593 00 
 
Doubtful 
 
Total 
 
$ 59,074 58 
 
Loans to officers and directc rs as payers5 and guarantors (firm and 
 
 TREASURER'S REPORT. 
 
199 
 
Statement of the Condition of the Moultrie Banking Co., Located at Moultrie, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills dicount- 
 
ed 
 
* 
 
Demand loans 
 
secured .... 
 
Demand loans 
 
un secured.. 
 
Overdrafts secured 
Overdrafts unsecured .... 
 
784 97 
 
77,267 96 
 
Capital stock paid in. ... 
 
Undivided profits 
 
Undivi'd profits not car- 
 
ried to surplus, viz.: 
 
Exchange .... 885 12 
 
Interest 
 
4.910 23 
 
Premium 
 
Rents 
 
11 80 
 
Profit and loss 
 
784 97 Due banks and bankers 
 
25,000 00 5,443 65 
5,807 15 
 
Bonds, stocks and other securities owned by the bank.... 
Banking house and furnit'e and fixtures. 4,250 00 
 
Other real estate ... 
 
Due from banks and 
 
bankers in th s state. . 
 
Due from banks and 
 
bankers not in this 
 
state 
 
Cash .- 
 
Currency 
 
1,200 00 
 
Gold 
 
2,720 00 
 
Silver, nickels 
 
and pennies LOOS 00 
 
Uncoil e c t e d 
 
checks and 
 
casii items. 
 
83 26 
 
Due by clear- 
 
ing house . 
 
4.250 00 17,057 17 3.172 11 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends. . 
 
Individual deposits, viz.: 
 
Sub. to check 48,413 98 
 
Demand c e r- 
 
tificates . . . 
 
Time certifi- 
 
cates 
 
16,141 17 
 
Certified chks 
 
Cashier's chks 
 
1) u e clearing 
 
house. 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
64,555 15 9,649 73 
 
5,201 26 
 
Current expen ses Taxes paid.... Interest paid. Profit and loss. Protest fees... 
 
1,892 08 830 13 
 
Total 
 
110,455 68 Total 
 
110,455 68 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
62 75 Good 
 
572 43 Doubtful. . 
 
76,632 7S Worthless 
 
.$ 77,267 96 
 
Total 
 
$ 77,267 96 Total 
 
$ 77,267 96 
 
Loans to officers and directors (firm and individual). As payers. $7,207.61. As indorsers, $2,609.87. 
 
Amount of above loans made on capital stock, $390,00. Number of 
 
shares held, 5. 
 
Loaned to others on capital stock, 
 
Number of shares held, 
 
 5S 
 
200 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Newnan Bankinp Company, Located at Newnan, Ga., on the 4th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts .. ..$ 125,477 18 Captial stock paid in. . .$ 55,000 00 
 
it* 
 
Demand loans 
 
Surplus fund. 
 
11,000 00- 
 
secured .... 7,558 26 
 
Undivided profits not 
 
Demand Joans 
 
carried to surplus,viz.: 
 
unsecured..! 559 55 8,117 81 Exchange. .. .$ 35 30 
 
Interest 
 
041) 83 
 
Overdrafts se- 
 
Discount 
 
3.567 08 
 
i 
 
cured 
 
2,136 28 
 
Overdr'fs un- 
 
Rents Profit and loss 4,221 60 
 
8,464 81 
 
secured .... 3,683 48 5,819 76 
 
B'ds, stocks, etc., owned 
 
Due io banks and bankers in this state 
 
560 38 
 
Bank'g house. Furniture and 
fixtures .... 
 
Due to banks and bankers not in this state. . 
Due unpaid dividends. Individual deposits,viz. 
 
42 00 
 
Sub. toch'k. . 80,253 63 
 
Other real estate 
 
Dem'd certifi- 
 
Due from banks & bank- 
 
cates 
 
4,703 41 
 
ers in this state. 
 
6,167 24 Timecer'fic'ts 
 
Due from banks & bank- 
 
Certified c'ks. 
 
ers not in this state. . 
 
7,553 73 Cash'r's ch'ks 
 
Cash: 
 
Due to cl'ring 
 
Currency 
 
1,780 00 
 
house 
 
11^ 
 
Gold 
 
10,523 50 
 
84.956 04 
 
Silver, nickels & pennies. . 
Uncol. ch'ks& cash items. 
Due by the cl'r'g house 
 
890 93 1,781 81 
 
14,976 24 
 
Notes and bills rediscounted 
Bills payable, including 
time certific'ts representing money borrowed 
 
10,000 00 
 
P 
 
Current expenses 
 
1,593 99 
 
160 40 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Collection acct 
 
477 68 
 
Total 
 
$ 170,183 63 
 
Total 
 
$ 170,183 63 
 
sir. 
 
Loans and Discounts. 
 
In suit . In iudsment Not in suit 
 
$ 
133,594 99 
 
Good Doubtful Worthless 
 
$ 133,594 99 
 
Total 
 
$ 133,594 99 
 
Total 
 
$ 133,594 99 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
$ 3.013 86- 
 
 TREASURER'S REPORT. 
 
201 
 
Statement of the Condition of The Newnan Banking Co., Located at Newnan, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills discount- 
 
ed 
 
$123,749 89 
 
Demand loans 
 
secured 
 
1,844 85 
 
Demand loans 
 
unsecured... 
 
59 55-- 1,904 40 
 
Overdrafts se- 
 
cured 
 
10,042 45 
 
Overdrafts un- 
 
secured 
 
6,121 95--16,164 40 
 
Bonds, stocks and other securities owned by the bank 
Banking house Furniture and 
fixtures 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state. . . . 
 
Cash: 
 
Currency 
 
5,144 00 
 
Gold 
 
3,527 50 
 
Silver, nickels 
 
and pennies. 789 00 
 
Uncol. checks 
 
& cash items 
 
76 69 
 
Due by clear- 
 
ing house. . . 
 
- 
 
5,191 09 4,285 24 
9,537 19 
 
Capital stock paid in 
 
55,000 00 
 
Surplus fund 
 
15,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange 
 
35 57 
 
Interest 
 
541 33 
 
Premium 
 
Bents 
 
Profit and loss 2,135 49- 2,712 39 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends ... Individual deposits, viz: Sub. to check. 78,611 64 Demand certif 5,005 42 Time certifs. . Certified c'ks.. Cashier's c'ks Due clearing 
house 
 
2,497 56 45 00 
83,617 06 
 
Notes and bills r e d i scounted 
Bills payable, including certificates of deposit representing m o n e y borrowed 
 
2,830 84 
 
Current expenses. Taxes paid Interest paid Profit and loss . . . Protest fees 
 
876 64 
 
Total. 
 
M61,708 85 Total.... 
 
$161,708 85 
 
Classification of Notes and Bills Discounted. 
 
Tn suit In judgment Not in suit 
 
Good Doubtful $125,654 29 Worthless 
 
$125,654 29 
 
Total 
 
$125,654 29 Total 
 
$125,654 29 
 
Loans to officers and directors (firm and individual). As payers, I 
 
As indorsers, $6,587.84. Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, 
 
Amount loaned to others on capital stock, $ 
 
Number of shares 
 
held, 
 
 J 
 
202 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Perrv Loan & Savings Bank, Located at Perry Ga., on the 25th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans 
secured Demand loans 
unsecured 
 
$ 26,548 63 
 
Capital stock paid in $ 18,600 00 
 
Surplus fund 
 
4,000 00 
 
Undivided profits not car- 
 
ried lo surplus: 
 
Exchange 
 
Interest 
 
Overdrafts se- 
 
Premium 
 
cured 
 
3,673 60 
 
Rents 
 
a 
 
Overdrafts unse- 
 
cured 
 
!,901 98-- 5,575 58 
 
Bonds, stocks, etc., owned by the bink 
Bunking house.. 1,000 00 Furniture and 
 
Profit and loss... 1,545 50-- 1,545 50 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends 
 
486 03 
 
fixtures 
 
700 00-- 1,700 00 Individual.deposits, viz.: 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State Cash: 
 
Currency 
 
1,303 00 
 
Gold 
 
700 00 
 
Silver, nickels 
 
10,126 60 3,8S9 12 
 
Subject to check 19,039 36 
 
Demand certifi- 
 
cates. 
 
Savings deposits 8,527 83 
 
Time certif ctes.. 
 
Certified checks 
 
Cashier's checks 
 
Due to clearing 
 
house 
 
--27,567 19 
 
and pennies... CJncollected c ks 
and cash items Due by the clear- 
ing house 
 
1,210 05 73!) 36 
 
3,952 41 
 
Notes and bills redisc'ted.. Bills payable, including 
time certificates representing money borrowed 
 
200 00 
 
Current expenses. 
 
490 51 
 
P 
 
Taxes paid Profit and loss 
 
Interest paid 
 
Protest fees 
 
Cash short 
 
95 87 
 
Revenue stamps .. , 
 
20 00 
 
_Total 
 
$ 52,398 72 
 
Total 
 
$ 52,398 
 
SIT, 
Loans and Discounts. 
 
In suit 
In judgment.. Not in suit ... 
 
23 50 Good 
333 90 Doubtful . 20,191 15 Worthless . 
 
.$ 26,548 63 
 
Total 
 
$ 26,548 63 
 
Total 
 
$ 26,548 63 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
, 
 
$ 5074 53 
 
 TREASURER'S REPORT. 
 
203 
 
Statement of the Condition of the Perry Loan and Savings Bank, Located at Perry, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills dise'ntd.$ 
 
lh mand loans 
 
secured $ 48 19 
 
Unsecured.... 
 
9 00 
 
Overdrafts se- 
 
cured 
 
4,582 10 
 
Unsecured. .. 190 65 
 
Bnnds, stocks and other securities owned by 
 
B'kins house. 1,000 00 
 
Furniture and 
 
fixtures 
 
700 00 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State... 
 
Cash: 
 
Currency 
 
1,363 00 
 
Gold 
 
367 50 
 
Silver, nickels 
 
& pennies.. 1.178 13 
 
Uncol. ch'ks 
 
and cash 
 
items 
 
1,330 62 
 
Due by the 
 
cl'r'g house 
 
38,317 94 57 19 
4,772 75 
1.700 00 2,572 75 2,896 47 
4,239 25 
 
Capital stock paid in $ 
 
Surplus fund. 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
242 95 
 
Interest 
 
2,932 33 
 
Premium 
 
Rents 
 
Profit and loss 
 
18,600 00 4,000 00 
3,175 28 
 
Due banks and bankers 
Due banks and bankers not in this State 
Due unpaid dividends, viz. Sub. to check. 14,909 38 Dem'nd certs. Timedepofits 7,753 78 Certfl'd ch'ks Cash'rs' ch'ks Due to clear- 
ing house... 
 
471 43 22,663 16 
 
Notes and bills redisc'td. Bids payable, including 
certificates of deposit representing m onev 
 
6,9~0 00 
 
Taxes paid 
 
815 94 3 30 
434 28 
 
55,809 87 Classification of Notes and Bills Discounted. 
 
55,809 87 
 
In suit In judgment. Not in suit. . 
 
Good 23 50 Doubtful.. 38,294 44 Worthless 
 
$ 38,317 94 
 
Total 
 
$ 38,317 94 Total 
 
$ 38,317 94 
 
Loans to officers and directors (firm and individual). As payers, $4,702.54. 
As indorsers, $2,242.30. Amount of above loans made on capital stock, $1,508.55. Number of shares 
held, 42. Loaned to others on capital stock, $100.00. Numbsr of shares held, 2. 
 
 Lo* 
 
204 
 
TREASURER'S KEPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Quitman, Located at Quitman, Ga., on the loth day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts... .$ 128,772 24 Capital stock paid in.. .$ 100.000 00 
 
Demand loans 
 
16,500 00 
 
secured ... 4,800 00 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz : 
 
unsecured. . 3,000 00 7,800 00 Exchange.. . ..$ 352 84 
 
Interest 
 
3,604 74 
 
Overdrafts se- 
 
Premium .... 
 
cured 
 
Rents 
 
Overdr'f ts un- 
 
Profit and loss 1,837 06 5,794 64 
 
4 
 
secured .... 2,090 09 2,090 09 
 
Due to banks and bank- 
 
Bonds, stocks, etc , own- 
 
ers in this State 
 
167 78 
 
ed by the bank 
 
Due to banks and bank- 
 
B'nking house 7,168 52 
 
ers not in this State.. 
 
Furniture and 
 
Due unpaid dividends . . 
 
fixtures 
 
1,611 01 8,779 53 
 
Individual deposits, viz. 
 
Sub. to check. 76,092 39 
 
Demand crtfs. 
 
Due from b'ks & bank- 
 
Time certifs.. 
 
ers in this State 
 
31.042 88 C'rtified ch'ks 
 
Due from b'ks & bank- 
 
Cash'rs' ch'ks 47 10 
 
ers not in this State. . 
 
7,139 44 Due to clear- 
 
Cash: 
 
ing house.. . 
 
76,139 49 
 
Currency 
 
4,366 00 
 
Gold 
 
5,000 00 
 
Notes & bills redis'ctd.. 
 
Silver, nickels 
 
Bills payable, including 
 
and pen'ies. 1,747 53 
 
time certificates rep- 
 
Uncol. checks 
 
resenting money bor- 
 
& c'sh items 1,057 46 
 
Rev. stams. .. 130 18 12,301 17 Cash over 
 
3 96 
 
Current expenses 
 
680 52 
 
Taxes paid 
 
$ 
 
Profit and loss Interest paid 
 
Protest fees 
 
Total 
 
$ 198,605 87 
 
Total 
 
$ 19S.605 87 
 
SUV 
 
Loans and Discounts. 
 
In judgment Not in suit 
 
$ 
 
72 80 Good 
 
Doubtful 
 
136,499 44 Worthless 
 
$ 134,722 24 1,000 00 850 00 
 
Total 
 
$ 136,572 24 Total 
 
$ 136,572 24 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual.) 
 
<f o 0% no 
 
lo^ 
 
 TREASURER'S REPORT. 
 
205 
 
Statement of the Condition of the Bank of Quitman, Located at Quitman, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted....$ 21,145 72 Capital stock paid in $100,000 00 
 
:,-' 
 
Demand loans 
 
Surplus fund 
 
17,000 00 
 
secured 
 
28,979 28 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz: 
 
unsecured 
 
28,979 28 Exchange 
 
314 28 
 
Interest 
 
1,236 00 
 
O ver drafts se- 
 
Premium 
 
cured advance 
 
Bents 
 
on cotton 
 
13,763 31 
 
Profit and loss... 3,369 74 4,920 02 
 
Overdrafts un- 
 
secured 
 
13,763 31 Due banks and bankers 
 
in this State 
 
124 10 
 
Bonds, stocks and other 
 
Due banks and bankers 
 
securities owned by the 
 
not in this State 
 
3,423 10 
 
bank 
 
Due unpaid dividends 
 
Banking house 
 
Individual deposits,viz.: 
 
Furniture and 
 
Subject to chk..S 86,484 42 
 
fixtures 
 
1.611 01 1,611 01 Demand certif- 
 
icates 
 
Seal estate and banking 
 
Time cenific'ts 
 
house 
 
7,168 52 Certif'd checks 
 
Due from banks and bank- 
 
Cash'r's checks 
 
ers in this State 
 
20,706 65 Due to clearing 
 
Due from banks and ban le- 
 
house 
 
86,484 42 
 
ers not in this State 
 
Cash : 
 
Notes and billsredisc'nted 
 
Currency 
 
$10,216 00 
 
Bills payable, including 
 
Gold 
 
4,317 50 
 
certificates of deposit 
 
Silver, nickels 
 
representing money bor- 
 
and pennies... 2,178 87 
 
rowed 
 
TJncol'cted chks and cash it!ms 1,101 41 
 
Due by the 
 
clearinghouse 
 
17,813 78 
 
Current expenses, includ- 
 
ing taxes paid 
 
763 
 
Interest paid 
 
Profit and loss 
 
Total. 
 
.$211,951 64 
 
Total. 
 
.$211,951 64 
 
Classification of Notes and Bills Discounted. 
 
In judgment 
 
$ 
150,125 00 
 
Doubtful 
 
500 CO 500 00 
 
Total 
 
$150,125 00 
 
Loans to officers and directors (firm and individual). As payers, $6,282.00. As indorsers, $ 
 
Amount of above loans made on capital stock, $6,282.60. Number of shares held. 244. 
 
Loaned to others on capital stock, 
 
Number of shares held, 
 
 LO^ 
 
206 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Merchants and 
.0 
Farmers Bank, Located at Quitman, Ga., on the 
15th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ (38,930 82 Capital.stock paid in 
 
S 52,800 00 
 
Demand loans 
 
Surplus fund 
 
0.200 00 
 
IS* 
 
secured if 1,811 00 
 
Undivided profits nut 
 
Demand loans 
 
carried to surplus, vis; : 
 
unsecured 
 
1,811 00 Exchange 
 
$ 57 97 
 
Overdrafts secured 
Overdrafts unsecured 
 
7,565 59 5,024 80 12,590:19 
 
Interest Premium Rents Profit and loss ... 
 
603 53 
 
061 53 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking bouse 2,659 30 
 
Furniture and 
 
fixtures 
 
1,770 54 
 
4,429 84 
 
Due to banks and bankers in this State 
Due to banks and bankers 
not in this State Due unpu'd dividends 
Individual deposits, viz.: 
 
52 50 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
0,516 00 
 
2,035 83 4,470 41 1,179 73 
 
Sui'jectto ch'k. 40.357 54 Demand certif. Time certiti'tes Certified chks.. 
Cashier's chks. 164 00 Due to clearing 
house 
 
40.521 54 
 
Gold 
 
2,007 50 
 
Silver, nickels 
 
and pennies ... 705 69 
 
Uncollected cash 
 
items 
 
150 20 
 
Due by l he clear- 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrovve 1 
 
5,000 0(> 
 
ing house 
 
i),379 39 
 
Current expenses 
 
391 28 
 
b 
 
Taxes paid Profit and loss 
 
Protest fees 
 
Internal revenue stamps.. 
 
13 00 
 
Cash short 
 
3 88 
 
Total 
 
$105,235 57 
 
Total 
 
$105,235 
 
Loans and Discounts. 
 
In suit In judgment Not in suit ... 
Total 
 
2 715 00 (18,020 82 
* 70.741 82 
 
Hood Dmbtlul Worthless 
Total. 
 
$ 69.946 99 640 00 
.* 70.741 82 
 
Loans (o officers and directors as payers and guarantors (firm and 
 
individual) 
 
 15,9s; 
 
 TREASURER'S REPORT. 
 
201 
 
Statement of the Condition of the Merchants and Farmers Bank, Located at Quitman, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
Motes and bills disc'td...^ l)em nd lo ns, 
1,811 00 Deni'nd lo'ns, 
unsecured.. 
Overdrafts 89- 
Overdraftsun4 880 18 
Bonds, stocks and other securities owned by the 
 
LIABILITIES. 
78,867 51 Capital stock paid in...$ 
 
1,811 00 4 880 1S 
 
Undivided profits not car- 
 
ried to surplus, viz : 
 
Exchange . $ 108 04 
 
Interest 
 
456 09 
 
Premium 
 
Kents 
 
Profit and loss 
 
Due banks and bankers 
in this State Due banks and bankers 
 
52 800 00 6,350 00 
564 13 
 
Bnk'g house 2.059 30 Furniture and 
fixtures..... 1,770 54 
 
Other real pstate Due from b'ks ind bank- 
 
Due from b'ks and bank- 
 
ers not in th is State.... 
 
Cash: 
 
7,034 00 
 
Gold 
 
2,500 oo 
 
silver, nicke's 
 
and pen'ies 518 89 
 
I ncol. cli'cks 
 
and cash 
 
103 86 
 
Due bv the 
 
ci'rg house 
 
4,429 84 1,335 S3 12,030 51 
605 10 
 
Due unpaid dividends... Individual deposits, viz. 
Sub. to check. 39,674 85 Demand certs 
 
69 00 
 
Certfi'd ch'ks 
Cash'rs' ch'ks Due to clear- 
ing house... 
 
(iO 60 
 
39,735 45 
 
Notes and bills redise'td. Bills payable, including 
certificates of deposit representing money 
 
15,000 ()(> 
 
10,156 75 
 
Current expen ses. 
 
401 86 
 
Interest paid . Profit and loss 
Total 
 
$ 114,518 58 Total 
 
. 
$ 114.51S 58 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
! Good 
 
2,617 00 ' Doubtful 
 
70,250 51 ! Worthless 
 
$ 76,543 51 324 00 
 
Total 
 
$ 78,867 51 Total 
 
.$ 76,8(57 51 
 
Loans to officers and directors (firm and individual). As payers, $13,758.76. As indorsers, $2,610.68. 
Amount of above loans made on capital stock, $163.15. Number of shares held, 7. 
Loaned to others on capital stock, $836.40. Number of shares held, 17 . 
 
 Lc? 
 
208 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Richland, Located at Riehland, Ga., on the 13th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $ 53,553 13 Capital stock paid in 
 
50,000 00 
 
Demand loans 
 
Undivided profits not car- 
 
Demand loans unsecured 
 
ried to surplus, viz. : 
 
Exchange 
 
141 02 
 
Interest 
 
2,740 70 
 
Overdrafts se- 
 
Premium 
 
cured 
 
2,122 09 
 
Overdrafts u n - 
 
Profit and loss... 847 98-- 3,729 70 
 
2,209 02 Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
548 02 Due to banks and bankers 
 
Banking house.. 7,532 29 
 
Furniture and 
 
fixtures 
 
1,312 76 
 
8,845 05 
 
Due unpaid dividends.. . . Individual deposits, viz.: 
Subject to ch'k.. 15,714 03 
 
Due from banks and bank- 
 
565 54 2,738 22 
 
Demand certifi- 
cates. Time certificates 4,378 69 
 
Due from banks and bank- 
 
Certified checks 
 
ers not in this State 
 
2,704 22 Cashier's ch'ks.. 
 
Cash: 
 
Due to clearing 
 
oa v 
 
house 
 
-20,092 7"> 
 
1H' 
 
Gold 
 
444 50 
 
Silver, nickels 
 
Notes and bills redisc'nted 
 
and pennies... 290 20 
 
Bills payahle, including 
 
Uncollected c'ks 
 
time certificates repre- 
 
and cash items 55 91 
 
senting money borrowed 
 
1 :>' 
 
- 1,943 61 
 
9 
 
51 32 5 94 
 
Total 
 
659 87 $ 73,823 94 Loans and Discounts. 
 
73,823 94 
 
In suit In judgment Not in suit 
 
1,383 50 Good 1,374 39 Doubtful 50,795 24 Worthless 
 
53,053 13 500 00 
 
Total 
 
S 53,553 13 Total 
 
$ 53,553 13 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual.) 
 
if 4,277 09 
 
 TREASURER'S REPORT. 
 
209 
 
Statement of the Condition of the Bank of Riehland, Located at Riehland, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disco'nted-S 57,393 21 
 
Demand loans se- 
 
cured 
 
$ 461 59 
 
Demand loans un- 
 
secured 
 
207 37 668 96 
 
Overdrafts secu'd.. 92 98 
 
Overdrafts unse- 
 
cured, advances 
 
on cotton 
 
6,443 36- 6,536 34 
 
Bonds, stocks and other se- 
 
curities owned by the 
 
bank 
 
1,351 14 
 
Banking house 7,158 96 
 
Furniture and fix- 
 
tures 
 
1,312 76- -8,471 72 
 
Other real estate 
 
585 54 
 
Due from banks and bank- 
 
ers in this State 
 
1,218 24 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
751 00 
 
Gold 
 
492 00 
 
Silver, nickels and 
 
pennies 
 
411 57 
 
Uncollected ch'ks 
 
and cash items.. 107 75 
 
Due bv the clear- 
 
ing house 
 
-1,762 32 
 
Current expenses. 
Taxes paid Interest paid 
Profit and loss Protest fees 
 
1,157 72 105 94 
 
Capital stock paid in.. . ...$ 50,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
847 98 
 
Interest 
 
3,235 45 
 
Premium 
 
255 45 
 
Rents 
 
- 
 
Profit and loss... 
 
4,338 88 
 
Due banks and bankers in 
 
this State 
 
Due banks and bankers not 
 
in this State 
 
735 51 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Subject to check.. 12,639 40 
 
Demand certific's 
 
Time certificates. 4,878 69 
 
Certified checks. 
 
Cashier's checks. 
 
Due to clearing 
 
house 
 
17,518 09 
 
Notes and bills redisc'nt'ed 
 
Bills payable, including 
 
certificates of deposit 
 
representing money bor- 
 
rowed 
 
,. 
 
6,658 65 
 
Total 
 
* 79.251 13 
 
Total 
 
$ 79,251 13 
 
Classification of Notes and Bills Discounted. 
 
In judgment 
 
$ 8 60 Good 1,753 10 Doubtful 54,780 11 
 
.$ 56 793 21 
R00 00 
 
Total 
 
$ 57,393 21 
 
Loans to officers and directors (firm and individual). As payers, $4,048.30. 
 
As indorsers, $ 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held 
 
141 
 
 L<? 
 
210 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Exchange Bank of Rome, Located at Rome, Ga., on the 20th day of June, 1890. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $167,340 35 
 
Demand loans 
 
secured 
 
8,746 09 
 
Demand loans 
 
unsecured 
 
8,746 09 
 
Overdrafts se- 
 
cured 
 
6,661 44 
 
Overdrafts unse- 
 
cured 
 
3,060 31-- 9,721 75 
 
Capital stock paid in $ 75,000 00 
 
Surplus fund 
 
22,500 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 513 41 
 
Interest 
 
9,191 46 
 
Premium 
 
Rents 
 
Profit and loss... 890 93--10,595 80- 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house- 
 
Furniture and 
 
fixtures 
 
2,01128 
 
2.01128 
 
Due to banks and bankers 
 
in this State 
 
... 
 
Due to banks and bankers 
 
not in this State 
 
Due unnaid dividends 
 
Individual deposits, viz.: 
 
5,738 43 1,279 02 
 
Subject to ch'ck,,109,073 10 
 
Other real estate 
 
Demand certifi's 3,230 00 
 
Due from banks and bankers in this State 
 
Time certificates 479 90 Certified checks 
 
Due from banks and bank- 
 
ers not iu this State 
 
Cash: 
 
Currency 
 
14,022 00 
 
Cashier's checks 6,538 22 Due to clearing 
house 
 
171 00 --112,474 10 
 
it i! 
 
Gold 
 
5,015 00 
 
Silver, nickels 
 
Notes and bills redisc'ted.. Bills payable, including 
 
and pennies.. 12,662 95 
 
time cenificates repre- 
 
TJncollected c'ks and cash items 5,268 14 
Due by the clear- 
 
senting money borrowed 10,000 00 111 91 
 
ing house .... 
 
36,968 09 
 
 
 
Current expenses Taxes paid 
 
3,291 13 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Sundry collection account 2,602 45 
 
0s'5r. 
 
Total 
 
$ 237,699 26 Total. 
 
237,699 26 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
S 2,737 77 Good 98 41 Doubtful .. 
172,450 26 Worthless. 
 
176,006 53 79 91 
 
Total 
 
$ 176,086 44 Total 
 
176,086 44 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
: 
 
$ 254 64- 
 
 SSS^^^ScS&asrBeweS SRSWSSSW 
 
TREASURER'S REPORT. 
 
211 
 
Statement of the Condition of the Exchange Bank of Rome, Located at Rome, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted... 183,331 77 
 
Demand loans 
 
secured 
 
$10,920 86 
 
Unsecured 
 
10,920 86 
 
Overdrafts se- 
 
cured 
 
8,796 41 
 
Unsecured 
 
1,436 82 10,233 23 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
2,011 28 
 
2,011 28 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
Currency 
 
9,000 00 
 
Gold 
 
11,437 50 
 
Silver, nickels 
 
and pennies.. 1,789 84 
 
Uncol. c'ks and 
 
cash items ... 9,913 13 
 
Due by the cl'r- 
 
ing house 
 
6,081 06 18,072 62 
32,140 47 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.; 
 
Exchange 
 
738 71 
 
Interest 
 
11,782 78 
 
Premium.. 
 
Kents.. 
 
Profit and loss.. 890 93- 
 
75,000 00 22,500 00 
13.412 42 
 
Due banks and bankers in 
 
this slate 
 
1,528 90 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends 
 
Individual deposits,viz.: 
 
Sub. to ch'k....118,803 79 
 
Demand certifi- 
 
cates 
 
Time certific'ts. 7,093 36 
 
Certified ch'ks. 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
125,897 15 
 
Notes and bills redisc'ted. Bills payable, includ'g cer- 
tific'ts of deposit representing money borr'wed 
 
30,000 00 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
5,547 18 
 
Total 
 
$268,338 47 
 
Total 
 
,338 47 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Not in suit 
 
$ 754 60 185 27 
182,391 90 
 
Good Doubtful 
Worthless 
 
183,126 46 205 31 
 
Total 
 
$ 183,331 77 
 
Total 
 
$183,331 77 
 
Loans to officers and directors, (firm and individual). As payers, $ 
 
As indorsers,  
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held 
 
Loaned to others on capital stock, $ 
 
Number of shares held, ... 
 
 iS 
 
212 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Peoples Savings Bank, Located at Rome, Ga., on the 20th day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
J WA 
 
TT5 
 
Loans and discounts 
 
$ 34,049 29 Capital stock paid in 
 
$ 10,000 00 
 
Demand loans 
 
Demand loans 
 
Undivided profits not carried to surplus, viz.: 
 
unsecured 
 
Exchange $ 
 
Overdrafts se- 
 
Interest 
 
1,714 05 
 
Overdraf ts un- 
 
Profit and loss... 
 
1,714 05 
 
Bonds, stocks, etc., o wned Banking houseFurniture and 
Due from banks and bankers in this State.... 
Due from banks and bankCash : 
 
1,555 00 
 
Due to banks and bankers 5,974 65 
Due to banks and bankers 
Due unpaid dividends Individual deposits, viz.: 
Subject to ch'k.. Demand certifi- 
Time certific'ts.. < Certified checks g Cashier's ch'ks. [z; Due to clearing 
 
Gold 
 
Silver, nicke!s and pennies... 
 
6a 
 
Uncol. ch'ksand 
 
 
 
Due by the clear- 
 
Notes and bills redisc'ted.. Bills payable, including 
time certificates representing money borrowed Cash over 
 
17,915 59 
 
 
 
Total 
 
$ 35,004 29 
 
35,604 29 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 27 00 Good 435 12 Doubtful 
33,587 17 Worthless 
 
$ 34,022 29 27 00 
 
Total 
 
$ 34,049 29 Total 
 
$ 34,049 29 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 
 
 BBB1SBBBBI 
 
TREASURER'S REPORT. 
 
213 
 
Statement of the Condition of the Peoples Savings Bank, Located at Rome, Ga.. at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'nted $ Demand loans 
secured Demand loans 
unsecured... 
 
13,359 96 
 
Overdrafts secured 
Overdrafts unsecured 
 
Bonds, stocks and other securities owned by the bank, tax fi fas 
Bank'g house... Furniture and 
fixtures 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State .. 
 
Cash: 
 
Currency 
 
Gold 
 
Silver, nickels and pennies. 
Uncol. ch'ks & 
 
0ao 
 
cash items .. 
 
Due by the 
 
clear'g ho'se 
 
92 31 
1,555 00 390 11 
 
LIABILITIES. 
 
Capital stock paid in  Surplus fund Undivided profits not 
carried to surplus, viz.: Exchange $ 397 38 Discounts Premium Rents 
Profit and loss 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State ,. 
 
Due unpaid dividends .. 
 
Individual deposits, viz.: 
 
Sub. toch'k 
 
Demand cer- 
 
tificates ... 
 
Time certifi- 
 
cates Certifi'dc'ks 
 
OO 
 
Cashier's c'ks 
 
Due to clear- 
 
ing house. 
 
Notes and bills rediscounted 
Bills payable, including 
certificates of deposit representing money borrowed 
 
10,000 00 397 38 
5,000 00 
 
Current expenses Taxes paid Interest paid Profit and loss. Protest fees 
 
Total 
 
15,397 38 
 
Total 
 
$ 15,397 38 
 
Classification of Notes and Bills Discounted. 
 
In judgment 
 
$ 
 
Good 
 
.-. 
 
$ 
 
286 IS Doubtful 
 
' 13,073 78 
 
13,359 96 
 
Total 
 
$ 13.359 96 
 
Total 
 
$ 13,359 96 
 
Loans to officers and directors (firm and individual). As payers, 
 
As indorsers, $ 
 
Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 / 
P 
 
214 
 
TREASURER'S EEPOET. 
 
Bank Examiner's Report of the Condition of the Bank of Rutledge, Located at Rutledge, Ga., on the 15th day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts. 4 30,957 96 Capital stock paid in $ 25,000 00 
 
IS* 
 
Demand loans 
 
Surplusfund 
 
1,125 00 
 
secured 
 
$ 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured 
 
Exchange 
 
$ 
 
Interest 
 
Overdrafts se- 
 
Premium 
 
cured 
 
Rents 
 
Overdrafts un- 
 
Profit and loss... 441 66-- 441 66 
 
secured 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
inthisState 
 
by the bank 
 
Due to banks and bankers 
 
Banking house.. 853 48 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends 
 
40 00 
 
fixtures 
 
153 60 1,007 08 
 
Individual deposits, viz- 
 
Subject to ch'k. 7,384 27 
 
Other real estate 
 
Demand certifi- 
 
Due from banks and bank- 
 
cates 
 
ers in this State 
 
1,041 76 Time certificates 
 
Due from banks and bank- 
 
Certified checks 
 
ers not in this State 
 
Cash: 
 
Currency 
 
645 00 
 
1,160 30 
 
Cashier's ch'ks. Sundry credits...'. 117 58-- 
 
,501 85 
 
Gold Silver, n ic kels 
and pennies .. Uncol'ctedch'ks 
and cash items Due by the clear- 
 
245 00 100 38 
65 55 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
 
2,506 72 
 
ing house 
 
1,055 93 
 
& 
 
Current expenses 
 
392 20 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
Internal revenue stamps.. 
 
Total 
 
$ 35,615 23 
 
Total 
 
$ 35 615 23 
 
Loans and Discounts. 
 
In suit In judgment. Not in suit .... 
 
Good Doubtful 30,957 96 Worthless 
 
$30,957 96 
 
Total 
 
$30,957 96 Total 
 
$30,957 96 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$17,584 25 
 
0 
 
warn B--IB 
 
 TREASURER'S REPORT. 
 
215 
 
Statement of the Condition of the Bank of Rutledge, Located at Rutledge. Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
Notes and bills disc'ted...$ 37,192 54 Demand loans 
secured $ 
 
Overdrafts secured and 
 
Bonds, stocks and other securities owned by the 
Banking house, furniture 
 
Due from banks and bank- 
 
Due from banks and bank- 
 
ers not in this state .... 
 
Cash: 
 
Currency 
 
854 00 
 
Gold 
 
255 00 
 
Silver, nickels 
 
and pennies.. 100 51 
 
Uncol. c'ks and 
 
cash items.... 198 15 
 
Due by the cl'r- 
 
ing house 
 
-Cur'nt expenses inc. tax 
 
1,007 08 1,016 90 1,038 47 
1,407 66 620 05 
 
LIABILITIES. 
Capital stock paid in 
 
Undivided profits not carried to surplus, viz.: 
 
Interest 
 
573 40 
 
Profit and loss.. 
Due banks and bankers in 
Due banks and bankers 
Due unpaid dividends Individual deposits,viz.: 
Sub. to ch'k , 8,477 86 Demand certifi- 
Time c e r t i fi- 
Certified ch'ks. Cashier's ch'ks. Due to clearing 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit repres'ting money bor- 
 
25,000 00 125 00 
636 72 40 00 
8,477 86 8,003 12 
 
|S 42,282 70 
 
42.282 70 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
Good Doubtful $ 37,192 54 Worthless 
 
$ 37,192 54 
 
Total 
 
$ 37,192 54 Total 
 
$ 37,192 54 
 
Loans to officers and directors (firm and individual). As payers, $8,362.00. 
 
As indorsers, $14,421.61. Amount of above loans made on capital stock, $4,425.00. Number of shares 
 
held, 67. 
 
,, , , ., ,,, 
 
Loaned to others on capital stock, $793.32. Number of shares held, 13. 
 
 wmmmmmamm-'- 
 
J 
 
216 
 
TREASUEEE'S REPOET 
 
Bank Examiner's Report of the Condition of the Chatham Bank, 
 
Located at Savannah, Ga., on the 6th day 
 
of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts Demand loans 
 
$388,643 82 
 
secured 
 
180,111) 44 
 
Demand loans 
 
unsecured 
 
180,119 44 
 
Capital stock paid in $150,000 00 
 
Surplus fund 
 
10,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 2,413 01 
 
Over drafts secured 
Overdrafts unsecured 
 
75 75 
 
75 75 
 
Interest 
 
15,717 91 
 
Premium 
 
Bents 
 
174 00 
 
Profit and loss... 56155 
 
18,866 47 
 
i 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State.... 
 
64,305 87 
 
by the bank 
 
19,556 00 Due to banks and bankers 
 
Banking house 
 
.. 
 
not in this State 
 
24,139 16 
 
Furniture and 
 
Due unpaid dividends 
 
487 50* 
 
fixtures 
 
2,250 00 2,250 00 
 
Individual deposits, viz.: 
 
Safety dep. vault Due from banks and bank- 
ers in this State Due from banks and bank- 
ers not in this State ... . Sundry bank accounts 
Cash: 
 
5,050 00 
17,896 43 
54,771 45 52,867 77 
 
Subject to chck.,511,695 15 
 
Demand certifi s 12,000 00 
 
Time certificates 11,526 66 
 
Certified checks 100 00 
 
Cashier's checks 
 
Due to clearing 
 
house 
 
535,321 81 
 
Currency 
 
33,252 00 
 
Notes and bills redisc'ted.. 
 
Gold 
 
2,100 00 
 
Bills payable, including 
 
Hi! 
 
Silver, nickels and pennies... 14,333 21 
 
time certificates representing money borrowed 
 
Uncollected c'ks 
 
and cash items 77 75 
 
Due by the deal- 
 
ing house . .. 2,541 93 52,304 89 
 
Current expenses 
 
7,263 71 
 
 
 
Taxes paid Profit and loss, doubtful 
 
843 57 
 
accounts 
 
16,006 49 
 
Interest paid 
 
3,931 98 
 
I. B. stamps 
 
,.. 
 
84 50 
 
Attorney's fees 
 
150 01 
 
Acct. in suit 
 
1,305 00 
 
Total. sir. 
 
120 81 
 
Total 
 
$803,120 81 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 56 !,763 23 
 
Good Doubtful Worthless 
 
.. . 
 
562,763 26 
 
0,000 00 
 
Total 
 
$568,763 26 
 
Total 
 
$568,763 26 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
28,373 25 
 
 ^B^H 
TREASURER'S REPORT. 
 
re. 217 
 
Statement of the Condition of the Chatham Bank, Located at Savannah, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted...$ 531,642 89 
 
Demand loans') 
 
secured 
 
[ 
 
186.124 85 
 
Unsecured . J 
 
0 v e rdraf ts se-) 
 
cured 
 
> 
 
322 95 
 
Bonds, stocks and other securities owned by the 
 
Banking house. Furniture and 
 
1 
 
. 
 
fixtures 
 
19,556 00 7,300 00 
 
Due from banks and bank- 
 
32,032 50 
 
Due froia banks and bank- 
 
ers not in this State 
 
54,677 32 
 
Cash: 
 
Currency 
 
18,510 00 
 
Gold 
 
1,000 00 
 
Silver, nickels 
 
and pennies.. 2,842 43 
 
Uncollect'd c'ks 
 
and cash it'ms 257 53 
 
Due by the cleari'g house 13,263 22-- 35,873 18 
 
Current expenses 
 
2,881 28 721 29 655 14 
 
150,000 00 10,000 00 Undivided profits not carried to surplus, viz.: 
 
Interest 
 
7,046 15 
 
Rents 
 
36 00 
 
Profit and loss.. 3,327 31--11,575 00 
 
Due banks and bankers 
 
in this State 
 
32,967 14 
 
Due banks and bankers 
 
22,149 38 
 
852 00 
 
Individual deposits, viz. 
 
Subject to c'k...569,142 87 
 
Demand cert's.. 12,000 90 
 
Time certific's.. 11,566 31 
 
Certified checks 535 00 
 
Cashier's ch'ks 
 
Due to clearing 
 
593,244 18 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represe'ting money bor- 
 
50,000 00 
 
1870,787 70 Total 
 
$870,787 70 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
1,305 00 Doubtful 
 
715,462 74 Worthless 
 
$710,767 74 6,000 00 
 
Total 
 
$716,767 74 Total 
 
$716,767 74 
 
Loans to officers and directors (firm and individual). As payers, $92,820.46As indorsers, $300.00. 
Amount of above loans made on capital stock, $2,082.35. Number of shares held, 27. 
Loaned to others on capital stock, $3,075.00. Number of shares held, 43. 
 
 wtm** 
 
i 
 
218. 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Citizens Bank, Located at Savannah, Ga., on the 1st day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts ... 
 
,394 7G Capital stock paid in $500,000 00 
 
Demand loans se- 
 
Surplus fund 
 
25,000 00 
 
cured 
 
$209,723 81 
 
.Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured ... 
 
38 30-209,762 11 Exchange 
 
$4,178 71 
 
Interest, 
 
9,994 20 
 
Over drafts se- 
 
Premium 
 
20,083 36 
 
cured 
 
$11,610 70 
 
Rents 
 
2,618 56 
 
Overdrafts unse- 
 
Profit and loss ... 
 
--36,874 83 
 
l*c 
 
cured 
 
265 08--11,875 78 Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
71,689 47 
 
bv the bank 
 
182,972 95 Due to banks and bankers 
 
Banking house..$95,000 00 
 
not in this Slate 
 
37,077 41 
 
Furniture and 
 
Due unpaid dividends 
 
890 00 
 
fixtures 
 
1,868 60--96,868 60 
 
Individual deposits, viz.: 
 
Subj'tto chk$l,129,964 20 
 
Other real estate 
 
Demand certif- 
 
Due from banks and bank- 
 
icates 
 
6,542 58 
 
ers in this State 
 
29,153 94 Time certific'ts 
 
Due from banks and bank- 
 
Certified chks.. 
 
ers not in this State 336,004 33 Cashier's chks. 
 
Cash : 
 
Due to clearing 
 
Currency 
 
$69,809 00 
 
house 
 
16,210 03-1,152,716 81 
 
00 *' 
 
Gold 
 
86,255 00 
 
S i 1 ver, nickels 
 
Notes and bills redis- 
 
and pennies... 1S,937 62 
 
counted 
 
Uncollected 
 
Bills payable, including 
 
checks and 
 
time certificates repre- 
 
cash items ... 2,292 64 
 
senting money borrowed 
 
Due by the 
 
clearing house 
 
-177,294 2G 
 
$ 
 
Current expenses '. 
 
12,145 85 
 
Taxes paid 
 
3,005 56 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Internal revenue stamps . 133 00 
 
Total 
 
$1,863,611 14 
 
Total 
 
$1,863,611 14 
 
UK 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 260 00 
1,013,858 57 
 
Good Doubtful Worthless 
 
$1,013,858 57 260 00 
 
Total 
 
El.014,118 57 
 
Total 
 
$1,014,118 57 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$236,226 33 
 
 IHBflH^flHHH^H 
 
TREASURER'S REPORT. 
 
219 
 
Statement of the Condition of the Citizens Bank of Savannah, Located at Savannah, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc;nted$ 
Demand loans secured . . . .208,250 15 
Demand loans unsecured.. 
 
881,434 21 208,256 15 
 
Overdrafts secured 
Overdrafts unsecured .... 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
157,546 
 
Banking house.95,000 00 
 
Furniture and fixtures .... 1,868 60 -- 96. 60 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due from bks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency .... 90,939 00 
 
Gold 
 
19,667 50 
 
Silver, nickles 
 
and pennies. 10,274 59 
 
TJncol. ch'ks & 
 
cash items . 584 50 
 
Due by the 
 
clr'g house. 47,725 84 
 
17,780 01 43,372 66 370,586 41 
169,191 43 
 
Capital stock paid in .$ 500,000 00 
 
Surplus fund 
 
25,000 00 
 
Undivided profits, not 
 
carried to surplus, viz.: 
 
Exchange ... $ 1,714 18 
 
Interest 
 
14,418 35 
 
Premium .... 
 
Kents 
 
908 16 
 
Profit and loss 38,673 22-- 55,714 91 
 
Due banks and bankers 
 
in this State 
 
121,634 56 
 
Due banks and bankers 
 
not in this State 
 
40,676 24 
 
Due unpaid dividends. . 1,544 00 
 
Individ'ldep'sits, viz.: 
 
Subj'ttochk 1,197,763 32 
 
Demand cer. 8,496 80 
 
Time certs.. 
 
Certif'd c'ks 
 
Oash'r'sc'ks 
 
Due to clear- 
 
ing house. 
 
1,206,260 12 
 
Notes and bills re-discounted 
Bills payable, including certificates of deposit representing money borrowed 
 
Current expenses. Taxes paid Interest paid Profit and loss. . .. Protest fees 
 
4,499 30 1,294 28 
 
Total 
 
$1,950,829 83 Total 
 
$1,950,829 83 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit. .. 
 
. 1,089,690 36 
 
Good Doubtful Worthless 
 
$1,089,690 36 
 
Total 
 
$1,089,690 36 
 
Total 
 
$1,089,690 36 
 
Loans to officers and directors (firm and individual). 290.72. As indorsers, $68,598.48. 
Amount of above loans made on capital stock, $ 
 
As payers, $111,Number ot 
 
shares held, Loaned to others on capital stock, $2,005. Number of shares held, 24. 
 
 ^^pv 
J 
1$ 
>RC 
 
sir. 
lo^ 
. 
 
220 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Germania Banking Co., Located at Savannah, Ga., on the 2d day of June, 1899. 
 
RESOURCES. 
 
Loans and discounts 
 
$595,780 92 
 
Dem'nd loans se- 
 
cured 
 
$ 
 
Dem'nd loans un- 
 
secured 
 
160,531 14-160,531 14 
 
Overdrafts secur'd 
 
Overdrafts unse- 
 
cured 
 
557 87 
 
557 87 
 
Bonds, stocks, etc., owned 
 
bythebank 
 
Bankinghouse ... 
 
Furniture and fix- 
 
tures 
 
5,750 00 
 
50,356 25 5,750 00 
 
Other real estate 
 
17,138 56 
 
Due from banks and bank- 
 
ers in this State 
 
1,251 40 
 
Due from banks and bank- 
 
ers not in this State 283,634 15 
 
Cash: 
 
Currency 
 
50,902 00 
 
Gold 
 
10,866 00 
 
Silver, nickels & 
 
pennies 
 
19,805 72 
 
Uncollected c'ks 
 
and cash items 25 00 
 
Due by the clear- 
 
ing house 
 
81,598 72 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees Foreign money 
 
8,167 08 1,098 
3,582 67 
579 45 
 
Total 
 
$1,210,027 18 
 
MABILITIES. 
 
Capital stock paid in $ 20,000 00 
 
Surplnsfund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $2,367 89 
 
Interest 
 
26,257 73 
 
Premium 
 
Rents 
 
Profit and loss... 50,737 37 79,362 99 
 
Due to banks and bankers 
 
inthisState 
 
5,297 55 
 
Due to banks and bankers 
 
not in this State 
 
10,420 43 
 
Due unpaid dividends 
 
357 00 
 
Individual deposits, viz.: 
 
Subject to o'k.809,006 96 
 
Dem'nd certifi- 
 
cates 
 
Time certific'ts 58,000 00 
 
Certified ch'ks 1,678 65 
 
Cashier's ch'ks 
 
Due to clearing 
 
house 
 
45,903 60-914,589 21 
 
Notes and bills rediscounted 
Bills payable including time certificates representing money borrowed 
 
Total 
 
$1,210,027 1.8 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 500 00 2,021 00 
753,791 06 
 
Good Doubtful Worthless 
 
$753,114 06 3,198 00 
, 
 
Total 
 
5756,312 06 
 
Total 
 
$756,312 06 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$102,661 56 
 
 TREASURER';* REPORT. 
 
221 
 
Statement of the Condition of the Germania Bank, Located at Savannah, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted..$640,094 29 
 
Demand loans 
 
secured 
 
136,817 05 
 
Demand loans 
 
unsecured 
 
136,817 05 
 
Capital stock paid in $200,000 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz,: 
 
Exchange 
 
$ 1,064 68 
 
O v er drafts secured 
Overdrafts unsecured 
 
780 46 
 
780 46 
 
Interest 
 
9,703 84 
 
Protest fees 
 
Rents 
 
Profit and loss... 53,682 68 64,451 20 
 
Bonds, stocks and other 
 
Due banks and bankers in 
 
this State 
 
5,779 56 
 
J3 
 
securities owned by the 
 
Due banks and bankers 
 
bank 
 
56,475 25 
 
not in this State 
 
13,769 72 
 
Banking house... 
 
Due unpaid dividends 
 
690 00 
 
Furniture and 
 
Individual deposits, viz.; 
 
 
 
fixtures 
 
5,375 00 5,375 00 Subject to ch'k..865,134 88 
 
Other real estate 
 
15,594 00 
 
.Lue from banks and bank- 
 
ers in this Siate 
 
8,876 91 
 
Due from banks and bank- 
 
ers not in this State 215,321 82 
 
Cash : 
 
Currency 
 
89,358 00 
 
Demand certifi- 
 
cates 
 
50 00 
 
Time certificate 65,000 00 
 
Certified checks 168 70 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
930,353 58 
 
Gold 
 
1,963 50 
 
Notes and bills redisc'ted. 
 
S il v er, nickels 
 
Bills payable, including 
 
and pennies... 19,135 00 
 
certificates of deposit 
 
I'ncol'cted chks 
 
representing money bor- 
 
^3 
 
andcashit'ms 358 61 
 
rowed 
 
Due by the 
 
Si 
 
clearinghouse 14,812 00 125,627 11 
 
Current expenses 'taxes paid Interest paid 
Profit and loss....i Protest fees 
 
3,148 64 933 53 
 
Total 
 
$1215,044 06 Total 
 
$1,215,044 06 
 
Cl tsp fication of Notes and Bills Di scour ted. 
 
In judgment 
 
Doubtful . 782,911 34 Worthless 
 
$782,911 34 
 
Total 
 
...$782,911 34 
 
Total 
 
.$782,911 34 
 
Loans to officers and directors (firm and individual). As payers, $55,542.05. As indorsers, $36,574.03. 
Amonntof above loans made on capital stock, $6,300.00. Number of shares, held, 68. 
Loaned to others on capital stock, $2,555.00. Number of shares held, 27. 
 
 J 
 
222 
 
TREASURER'S REPORT 
 
! 1? 
 
Bank Examiner's Report of the Condition of the Oglethorpe Savings & Trust Co., Located at Savannah, Ga., on the 29th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$475,083 51 
 
Demand loans 
 
secured 
 
$21,666 75 
 
Demand loans 
 
unsecured 
 
21,666 75 
 
Overdrafts secured 
Overdrafts unsecured 
 
Capital stock paid in 
 
$125,000 00 
 
Surplus fund 
 
30,000 00 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange 
 
$ 
 
Interest 
 
10,984 53 
 
Premium 
 
Rents 
 
Profit and loss... 20,811 96- 31,776 49 
 
Bonds, stocks, etc., owned 
 
bythebank 
 
42,231 19 
 
Banking house- 
 
Furniture and 
 
fixtures 
 
1,09176- 1,09176 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
Gold 
 
Silver, n i ckels 
 
< 
 
and pennies... 
 
g 
 
Uncol'ct'dch'ks 
 
 
 
and cash items 
 
Due by clearing 
 
house 
 
42,005 09 13,623 49 94,845 52 
 
Due to banks and bankers 
 
in this State 
 
Dae to banks and bankers 
 
not in this State 
 
Due unpaid divi lends 
 
832 75 
 
Individual deposits, viz- 
 
Subject to ch'k 477,524 22 
 
Time certific'ts 28,829 22 
 
Demand certif- 
 
icates 
 
Cenified ch'ks 
 
Cashier's ch'ks 
 
Due to clearing 
 
house. 
 
-506,353 41 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
Over and short account... 
 
$ 
 
Current expenses \ 
 
,-.. 
 
Taxes paid 
 
) 
 
-J,616 87 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Internal revenue stamps... 
 
Hi- 
 
Total 
 
$693,962 68 
 
Total 
 
$693,962 68 
 
Loans and Discounts. 
 
In suit 
In judgment Not in suit 
 
18,000 00 
 
Good Doubtful 
 
$479,650 26 Worthless 
 
$492,650 26 5,000 00 
 
Total. 
 
$497,650 26 JTotal 
 
$497,650 26 
 
Loans to officers and directors as payers and guarantors (firm and  individual) 
 
0 
 
 itniinim 
 
^HRHBMBDH^HH 
 
TREASURER'S REPORT. 
 
223 
 
Statement of the Condition of the Oglethorpe Savings and Trust Company, Located at Savannah, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted...$ 555,687 02 
 
Demand loans 
 
secured $19,558 08 
 
Unsecured 
 
19,558 08 
 
Overdrafts s e  cured 
Unsecured 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
1,094 76 
 
42,136 19 1,094 76 
 
Other real estate Due from banks and bank- 
ers in this state .... Due from banks and bank- 
ers not in this state Cash: Currency Gold Silver, nickels and pennies. Uncol. c'ks and cash items.... Due by the erring house 
 
35,180 09 44,067 05 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees-- .. 
 
( 5,089 22 
 
Capital stock paid in $ 125,000 00 
 
Surplusfund 
 
30,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 
 
Interest 
 
14,533 61 
 
Premium 
 
Rents 
 
Profit and loss.. 16,211 96 30,745 57 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends.. .. Individual deposits, viz.: 
Sub. to ch'k ....483,907 76 Demand certifi- 
 
790 75 
 
Time certific'ts 32,368 33 Certified ch'ks Cashier's ch'ks Due to clearing 
house 
 
516,276 09 
 
Notes and bills redisc'ted Bills payable 
 
Total 
 
$702,812 41 
 
Total 
 
$702,812 41 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment 
Not in suit 
 
$ 700 00 14,000 00 
560,545 10 
 
Good Doubtful Worthless 
 
$570,245*10 5,(100 00 
 
Total 
 
$575,245 10 I Total 
 
$575,245 10 
 
Loans to officers and directors (firm and individual). As payers, $ 
 
As indorsers, $42,400.00. Amount of above 16ans made on capital stock, $ 
 
Number of shares 
 
held, .... Loaned to others on capital stock, $1,000.00. Number of shares held, 10. 
 
 p 
 
224 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Savannah Bank & Trust Co., Located at Savannah, Ga., on the 5th day of June, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $(590,264 47 
 
Demand loans, 
 
secured 
 
207,321 08 
 
Demand loans, 
 
unsecured 
 
207,321 08 
 
Capital stock paid in $ 350,000 00 
 
Surplus fund 
 
25,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
5,427 18 
 
Interest 
 
19,071 69 
 
Overdrafts se- 
 
Premium 
 
* 
 
cured.... 
 
Rents. 
 
2,247 46 
 
1$ 
 
Overdrafts, un secured 
 
184 72 
 
Profit and loss... 3,244 07 29,990 40 184 72 
 
Bonds, stocks, etc., owned 
 
bythebank 
 
Banking house.. 55,000 00 
 
Furniture and 
 
fixtures 
 
2,292 68 
 
98,045 41 57,292 68 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits,viz.: 
 
56,455 55 
86,290 63 575 90 
 
Sub. to check ...815,765 65 
 
>RC 
 
Other real estate 
 
14,000 00 Demand certifs.. 
 
Due from banks and bank- 
 
Time certificates 
 
ers in this Slate 
 
37,896 65 Certified checks 
 
Due from banks and bank- 
 
Cashier's check. 
 
ers not in this State 
 
126,962 23 Due to clearing 
 
Cash: 
 
house 
 
2,984 09 818,749 74 
 
11^ 
 
Currency 
 
105,258 00 
 
Gold 
 
3,155 00 
 
Notes and bills redis- 
 
Silver, nickels & 
 
counted 
 
pennies. 
 
10,816 20 
 
Bills payable, including 
 
TJncol. ch'ks in 
 
Time certificates repre- 
 
transit 
 
5,190 78 
 
senting money borrowed 
 
Due by the clear- 
 
ing house 
 
124,419 98 
 
9 
 
Current expenses 
 
8,375 32 
 
Taxes paid 
 
2,014 23 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Inter. Rev. stamps 
 
255 45 
 
Total 
 
$1,367,032 22 | Total 
 
$1,367,032 22 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 5,000 00 685,264 47 
 
Good. Doubtful Worthless 
 
; 
 
$685,264 47 
 
5,000 00 
 
Total 
 
$690,264 47 
 
Total 
 
$690,264 47 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 45)690 0fJ 
 
d 
 
 ^fflfinBI 
 
SEWSHWSSK 
 
TREASURER'S KEPORT. 
 
225 
 
Statement of the Condition of the Savannah Bank & Trust Co., Located at Savannah, Ga., at the Close of Busi- 
ness September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted. $ Demand loans 
secured 189,081 1c Demand loans 
unsecured... 
 
781,041 17 159.081 73 
 
Overdrafts se- 
 
cured 
 
1,215 29 
 
Overdrafts un- 
 
secured 
 
1,215 29 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
Bank'g house.. 55,000 00 
 
Furniture and 
 
fixtures 
 
2,292 68 
 
98,045 41 57,292 68 
 
Other real tstate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State ... 
 
Cash: 
 
Currency 150,752 00 
 
Gold 
 
Silver, nickels 
 
and pennies. 6,667 73 
 
Uncol. ch'ks & 
 
cash items... 
 
Due by the 
 
clear'g ho'se 
 
-- 
 
14,000 00 37,413 99 161.082 43 
157,419 73 
 
Current expenses. ... Taxes paid Interest paid Profit and loss 
Protest fees Int. revenue stamps . 
 
292 89 
 
Capital stock paid in 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange ... 2,603 55 
 
Interest 
 
8,861 14 
 
Premium 
 
Uudiv.profits 
 
Kents 
 
204 85 
 
Profit & loss. 5,080 08 
 
350,000 00 25,000 00 
16,749 62 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends ... Individual deposits, viz.: 
Sub. to ch'k.877,229 07 Demand cer- 
tificates ... Time certifi- 
cates 
Certifi'd c'ks Cashier'sc'ks Due to clear- 
ing house. 72,716 42 
 
64,371 43 43,341 46 
840 00 
949,915 49 
 
Not s and bids iediscounted 
Bills payable, including 
certificates of deposit 
representing money borrowel 
 
50,000 00 
 
Total 
 
$1,500,254 00 
 
Totl 
 
$1,500,254 00 
 
Classification of Notes and Bills Discour ted. 
 
In judgment 
 
5,000 00 965,122 90 
 
Doubtful Worthless 
 
$ 960,122 90 10,000 00 
 
Total.. .. 
 
... .$' 970,122 90 
 
Total.. 
 
.$ 970,122 90 
 
Loans to officers and directors (fi m and individual). As pavers, $40,247.37 As indorsers, $21,105.00. 
 
Amount of above loans made on capital stock, if held, ... 
 
Number of shares 
 
Loaned to others on capital stock,! 15 t 
 
Number of shares held 
 
 L<? 
 
226 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Southern Bank of the State of Georgia, Located at Savannah, Ga., on the 30th day of May, 1899. 
 
RESOURCES. 
 
[.IAIill.ITIES. 
 
Loans and discounts $1,036,932 63 
 
Dem'd loans se- 
 
cured 
 
248,877 50 
 
Dem'd loans un- 
 
secured 
 
-248,877 50 
 
Capital stock paid in , $500,000 00 
 
Surplus fund 
 
300,000 00 
 
Undivided profits not car- 
 
ried to sni plus, viz.: 
 
Exchange 
 
4,1'0 08 
 
Overdrafts secur'd 
 
Interest 
 
36,485 04 
 
" unsecured 046 87- 646 87 
 
Rents 
 
3,124 68 
 
Bonds, stockp, etc., owned 
 
Profit and loss ....70,984 55 114,704 20 
 
by the bank 
 
623,943 91 
 
Banking house. .05,000 00 
 
Furniture & fix- 
 
tuies 
 
2,015 00 67,015 00 
 
Due to banks and bankers inthisState 
Due to banks and bankers not in this State 
 
26,06182 14,096 64 
 
Due unpaid dividends 
 
70 00 
 
Other real estate 
 
3,540 21 Individual deposits: 
 
3RC 
 
Due from banks and bank- 
 
Sub. toch'k... 2,360,206 85 
 
ers in this State 
 
20,706 48 Dem'd certif- 
 
Due from banks and bank- 
 
ers not in this State Cash: 
 
937,484 71 Time certs,,.. Certified cliks 
 
Cashier's chks 
 
TTi" 
 
Gold 
 
123,103 00 
 
Due to cl'ring 
 
Silver, nickels & 
 
house 
 
2 360,206 85 
 
pennies 
 
43,011 95 
 
Uncol.chks and 
 
cash items ... 18,028 23 
 
Due by the cor- 
 
ing house ,, 
 
-844,215 28 
 
Notes and bills rediscounted 
Bills payable, including time certificates repre- 
 
9 
 
Current expenses 
 
25,202 22 
 
senting money borrowed 
 
Protest fees Total 
 
2 31 $3,315,139 51 
 
Total 
 
Loans and Discounts. 
 
$3,315,139 51 
 
In suit In judgment Not in suit 
 
if 15,119 05 Oool 498 92 Doubtful 
1,270,197 16 Worthless 
 
$1,234,549 04 51,261 09 
 
Total 
 
$1,285 810 13 
 
Total 
 
$ 1.285,810 13 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 
 
 m 
 
TREASURER'S REPORT. 
 
227 
 
Statement of the Condition of the Southern Bank of the State of Georgia, Located at Savannah, Ga , at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted..$l, 106,902 71 
Demand loans secured... 327,825 62 Unsecured 
 
Overdrafts secured... 
 
Unsecured 
 
... 
 
334 00 
 
Bonds, stocks and other 
 
securities owned bv the 
 
bank 
 
." 
 
Bank'g house. 65,000 00 
 
Furniture and 
 
fixtures 
 
2,000 00 
 
629,892 00 67,000 00 
 
Otherreal estate 
 
Due from banks & i ank- 
 
ers in this State 
 
Due from banks & bank- 
 
ers not in this State.... 
 
Cash: 
 
Currency 156,3"9 00 
 
Gold 
 
73,680 00 
 
Silver, nickels 
 
and pennies 35,272 73 
 
Uncol'ct'd ck's 
 
& cash it'ms.. 
 
Due by the 
 
clear'g house 
 
3,540 21 5,642 35 760,170 60 
265,261 73 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
6,105 51 3,126 85 
 
Capital stock paid in $500,000 00 
 
Surplus fund 
 
300,000 00 
 
Undivided profiis not car- 
 
ried to surplus, viz : 
 
Exchange 
 
2.676 79 
 
Interest 
 
.. 15,502 48 
 
Premium 
 
Rents 
 
1,103 77 
 
Profit and loss 72,212 16 91,495 20 
 
Due banks and bankers 
 
in this State 
 
15,723 62 
 
Due banks and bankers 
 
not in this State 
 
13,238 91 
 
Due unpaid dividends 
 
304 50 
 
Individual deposits, viz.: 
 
Subject to c'k.2,245,141 37 
 
Demand cert's 
 
Time certific's 
 
Certified ch'ks 
 
Cashier's c'eks 
 
15 00 
 
Due to clearing 
 
house 
 
6,382 98-2,231,539 35 
 
Notes and bills reJiscounted 
Bills pavatde, including certificatHS of deposit repres'ting money borrowed 
Reserved for taxes 
 
3,500 00 
 
Total 
 
$3,175,801 58 
 
Total 
 
$3,175,801 58 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 14,896 80 947 74 
1,419,883 79 
 
Good Doubtful... Worthless 
 
1,394,270 03 40,458 30 
 
Total 
 
$ 1,434,728 33 
 
Total 
 
$ 1,434,728 33 
 
Loans to officers and directors (firm and individual). As payers, $6,000 00. 
 
As indorsers, $61,000.00. 
 
Amount of above loans made on capital stocV, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $8,863.00. Number of shares held, 91. 
 
 228 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Farmers and Merchants Bank, Located at Senoia, Ga.,on the 4th day of May, 1899. 
 
KESOURCES. 
 
LIABILITIES. 
 
is* 
 
Loans and discounts 
Demand loans secured 
Demand loans unsecured 
 
$ 79,080 49 
 
Overdrafts secur'd 1,114 91 " unsecured 22 46 1,137 37 
 
Capital stock paid in $ 28,700 00 
 
Surplus fund 
 
4,000 00 
 
Undivided profits not ear- 
 
ned to surplus, viz.: 
 
Exchange $ 129 51 
 
Interest 
 
442 00 
 
Premium 
 
Rents 
 
Profitandloss 10,000 00 10,571 51 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house. 1,554 60 
 
Furniture and 
 
fixtures 
 
1,172 60 
 
1,320 00 2,727 20 
 
Due to banks and bankers 
 
in this State 
 
.. 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
63 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency... 
 
$2,425 00 
 
Gold 
 
2,935 00 
 
Silver, nickels and 
 
214 43 607 90 
 
Individual deposits, viz.: 
 
Subject to ch'k 30,873 85 
 
Demand certifi- 
 
cates 
 
702 99 
 
Time certificate 4,500 00 
 
Certified checks 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
--36,076 84 
 
9 
 
pennies TJncollect'd ch'ks 
and cash items.. Due by clearing 
house 
 
205 25 52 30 -- 5,617 55 
 
Notes and bills redis- 
counted .. ., Bills payable, including 
time ceitificates representing money borrowed 
 
12,500 00 
 
Current expenses. 
 
527 10 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
I. R. stamps 
 
.. 
 
79 31 
 
Total 
 
$ 91,911 33 
 
Total 
 
$ 91,911 35 
 
sir. 
 
Loans and Discounts. 
 
In suit In judgment 
Not in suit 
 
$ 429 00 79,251 49 
 
Good Doubtful Worthless 
 
$ 79,680 49 
 
Total 
 
$79,680 49 
 
Total 
 
$ 79.6S0 49 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
i 
 
$ 4,227 00 
 
 n^Bin 
 
^^iHHmS 
 
TREASURER'S REPORT. 
 
229 
 
Statement of the Condition of the Farmers and Merchants Bank, Located at Senoia, Ga., at the Close of Business, September 5th, 1899. 
 
RES0TJKCES. 
 
LIABILITIES. 
 
Notes and bills disc'td .... $ 90,423 00 Demand loans 
Demand loans unsecured .... 
 
cured Unsecured 
 
4,969 58 4,969 58 
 
Capital stock paid in $ 28,700 00 4,000 00 
Undivided profits not carried to surplus, viz : 
 
Interest Premium 
 
803 91 c04 63 
 
Profit and loss... 10,000 00- 11,108 54 
 
Bonds, stocks and other securities owned by the 
Bankiig house, furniture anil 
 
1,320 00 2,727 20 
 
1,000 00 
 
ers in ih s State 
 
6,449 43 
 
Due from bunks and bank- 
 
ers not in this State 
 
1,137 47 
 
Cash : 
 
Currency 
 
4,000 00 
 
Goid 
 
2,000 00 
 
Silver, nickels 
 
and pennies... 542 28 
 
Uiicol'ctd ch'ks 
 
and cavh items 
 
Due by the 
 
c ear'g house. 
 
- 6,542 28 
 
Due banks and bankers 
 
Due bunks and bankers 
 
Individual deposit0,viz.: 
 
63 00 
 
Subject to ch'k 26,803 39 
 
Demand certifi- 
 
cates 
 
4,802 99 
 
Timecertif'cted 6,500 00 
 
Certified ch'ks. 
 
Cashier'sch'ks. 
 
Due t" clearing 
 
-38,106 38 
 
Notes and bills redise'nted Bills payable, including 
certificates of deposit representing money bor- 
 
34,000 00 
 
1,315 01 63 95 
 
Proiest ^es Internal levenue stamps.. 
 
Total 
 
$115,977 92 
 
T<t,al 
 
I 115,977 92 
 
Classification of Notes and Bills Discour ted. 
 
In judgment Not in suit. 
 
f 
90.423 00 
 
Good Doubtful Worthless 
 
I 90,423 00 
 
Total .... 
 
$ 90,423 00 Total.... 
 
..$ 90,423 00 
 
Loans to officers and directors (firm and individual). As payers, $ 
 
As indorsers, $2,300.00. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, .... 
 
Loaned to others on capital stock, $. 
 
Number of shares held, .... 
 
 230 
 
TREASURER'S RETORT. 
 
LO^ 
 
Bank Examiner's Report of the Condition of the Shellman Banking Co., Located at Shellman, Ga., on the 7th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
Demand loans 
 
secured 
 
$ 
 
Demand loans 
 
unsecured 
 
.$ 18,528 02 
 
Overdrafts se- 
 
cured 
 
Overdrafts un- 
 
secured 
 
3.C91 94 
 
3,091 94 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house. 1,500 00 
 
Fur niture and 
 
fixtures 
 
1,000 00 
 
2,500 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this Hate 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
2,709 00 
 
Gold 
 
140 00 
 
Silver, nickels 
 
and pennies 
 
109 55 
 
Uncollected chks 
 
and cash items 47 75 
 
Due by the clear- 
 
ing house 
 
1,200 00 2,375 67 4,989 42 
3,006 30 
 
Capital stock paid in f 18,150 00 
 
Surplus fund 
 
844 27 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange $ 110 24 
 
Interest 
 
1,246 35 
 
Premium 
 
Bents 
 
5 00 
 
Profit and loss... 297 07 1,658 66 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits.viz.: 
 
Subject to check 14,322 82 
 
Demand certifi- 
 
cates 
 
Time certificates 1,229 84 
 
Certified checks 
 
Cashier's checks 
 
Due to clearing 
 
house, etc 
 
--15,552 66 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
 
 
 
Current expenses Taxes paid 
 
514 24 
 
Profit and loss , 
 
Interest paid 
 
Protest fees 
 
Total 
 
$ 36,205 59 
 
Total 
 
.$ 36,205 59 
 
SIT. 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 585 68 17,942 34 
 
Good Doubtiul Worthless 
 
$ 17,778 02 750 00 
 
Total. 
 
$ 18,528 02 
 
Total 
 
$ 18,528 02 
 
Loans to officers and directors as payers and guarantois (firm and 
 
individual) 
 
$ ]2,904 05 
 
J 
 
 Ss'o&lafvr ' /xj^g^uc 
 
~-'~i? 
 
TBEASUBEE'S REPORT. 
 
231 
 
Statement of the Condition of the Shellman Banking Co., Located at Shellman, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd..$ 18,989 80 Demand loans 
 
Demand loans unsecured . 
 
Overdrafts se- 
 
cured 
 
$ 4,341 39 
 
4,341 39 
 
Bonds, stocks and other securitiesowned by the 
 
Bank'g house. 1,500 00 
 
Furniture and 
 
fixtures 
 
1,000 ,0--0 
 
Due from banks and 
 
bankers in this State... 
 
Due lrom banks and 
 
b'kers not in this State. 
 
Cash : 
 
Currency Gold 
 
3,181 00 1,010 00 
 
Silver, nickels 
 
and pennies 522 09 
 
TJncol'ctd c'ks 
 
and cash 
 
2,500 00 1,200 00 3,284 48 1,593 47 
 
Due by the clear'g house 
 
-- 4,713 09 
 
1.061 01 
 
Capital stock paid in $ 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange $ 274 32 
 
Interest 
 
1,437 31 
 
Pr'fit and loss 
 
Due banks and bankers 
 
Due banks and bankers 
 
Individual deposits, 
 
viz.: 
 
Subject to 
 
check 
 
13,904 48 
 
Demand cer- 
 
Time certif'ts Certif'dch'ks Cashier's c'ks 
Due to clearing house.. 
 
1,275 29 
 
Notes and bills redisc'td Bills payable, including 
certificates of deposit representing money 
 
18,150 00 1,215 44 1,711 63 1,426 40 
15,179 77 
 
37.6*3 24 
 
Total 
 
$ 37,683 24 
 
Classification of Notes and Bills Discounted. 
 
Not in suit 
 
$ 
 
550 68 
 
18,439 12 
 
Good 
 
$ 18,960 90 28 90 
 
$ 18,989 80 
 
Total 
 
$ 18,989 80 
 
Loans to officers and directors (firm and individual). As payers, $9,236.71. 
 
As indorsers, if 
 
Amount of above loans made on capital stock, $150.00. Number of shares 
 
held, 3. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, ... 
 
 232 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Social Circle, Located at Social Circle, Ga., on the 20th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts;. Demand loans, 
secured 
Demand loans, unsecured 
 
.$ 78,077 90 
 
Capital stock paid in $ 50.000 00 
 
Surplus fund 
 
7,500 00 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
$ 199 34 
 
Overdrafts, se- 
 
cured 
 
Overdrafts, un- 
 
secured 
 
$ 
 
109 46 522 69- 
 
632 15 
 
Interest Premium Rents 
Profit and loss... 
 
2,242 12 1,126 90--3,573 36 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house.. 2,396 44 
 
Furniture and 
 
fixtures 
 
641 12-- 3,037 56 
 
Due to banks and bankers in this State. 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz.: 
 
275 35 375 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
395 00 
 
2,306 42 4,964 33 2,830 66 
 
Sub. to check ... 14,269 54 
 
Demand certifs.. 9,373 21 
 
Time certificates 6,605 00 
 
Certified checks. 
 
Cashier's checks 
 
Due to clearing 
 
house 
 
--30,247 75 
 
Gold 
 
692 50 
 
Notes and bills redis- 
 
"A! 
 
Silver, nickels & 
 
pennies 
 
632 69 
 
counted Bills payable, including 
 
Uncol. ch'ksand 
 
cash items 
 
2,812 23 
 
Due by the clear- 
 
time certificates representing money borrowed 5,000 00 
 
ing house 
 
-- 4,532 42 
 
Current expenses 
 
584 60 
 
Taxes paid 
 
& 
 
Profit aud lofS. ... 
 
Interest paid 
 
Protest fees 
 
Short 
 
5 42 
 
Total 
 
$ 96,971 46 
 
Total 
 
$ 96,971 46 
 
Loans and Discounts. 
 
In suit In judgment... Not in suit 
 
113 08 77, 1 82 
 
Good Doubtful 
Worthless. 
 
Total 
 
$ 78 077 90 
 
Total.... 
 
Loans to officers and directors as payers and guarantors (firm individual) 
 
$ 77 870 44 207 46 
$ 78,077 90 
$ 6063 3a 
 
i 
 
 --M--I-- 
 
nM^BH 
 
TREASURER'S REPORT. 
 
233 
 
Statement of the Condition of the Bank of Social Circle, Located at Social Circle, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'nted.$ 86,417 17 
 
Demand loans 
 
secured 
 
2,252 04 
 
Demand loans 
 
unsecured ... 
 
2,252 04 
 
Over drafts secured 
Overdrafts unsecured 
 
686 18 
 
686 18 
 
Bonds, stocks and other 
 
spcurities owned by the 
 
bank 
 
Banking house. 2,396 79 
 
Furni ture and 
 
fixtures 
 
611 12 
 
9,343 75 3,037 91 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
Cerasshno t in 'his State. . . . 
 
Currency 
 
1,931 00 
 
Gold 
 
525 00 
 
Silver, nickels 
 
and pennies. . . 1,20101 
 
Uncollect'd chks 
 
and cash items 345 55 
 
Due by the clear- 
 
ing house 
 
3,306 42 956 45 
1,791 22 
4,002 56 
 
Current expenses Taxes paid Dividend paid 
Profit and loss Protest fees 
 
497 91 
 
LIABILITIES. 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange 
 
34 33 
 
Interest 
 
78 02 
 
Premium 
 
Rents 
 
Profit and loss.. 1,150 28 
 
13,500 00 1,262 63 
 
Due banks and bankers in 
this State Due banks and bankers 
not in this State Due unpaid dividends . .. 
Individual deposits,viz.: Subject to ch'k. 9,887 15 
Demand certs.. 7,897 99 Time certs. .... 1,605 00 ( ertified ch'ks. Cashier's ch'ks. Due to clearing 
house 
 
23 84 615 00 
19,390 14 
 
Notes and bills redisc'ted Bills payable, including 
certificates of dep't representing money borrowed 
 
27,5C0 00 
 
Classification of Notes and Bills Discounted. 
 
In suit In iudement 
Not in suit ........ 
 
' 86,417 17 
 
Good Doubtful Worthless 
 
$ 86,417 17 
 
Total 
 
86,417 17 
 
Total 
 
86,417 17 
 
Loans to officers and directors (firm and individual.) As payers, $4,57123. 
 
As indorser-s $607.12. 
 
Amount of above loans made on capital stock, $767.88. Number of 
 
shares held, 10. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 l 
 
234 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Statesboro, Located at Stateshoro, Ga., on the 4th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts .. .$ 62,329 53 Capital stock paid in.. .$ 50,000 00 
 
J w^ 
 
Demand loans 
 
Surplus fund 
 
It* 
 
secured . . .$ 1,750 00 
 
Undivided profits, not 
 
Demand loans 
 
carried to surplus, viz : 
 
unsecured. . 
 
1,750 00 Exchange.... 218 25 
 
Intetest 
 
1,753 32 
 
Overdrafts se- 
 
Premium 
 
cured 
 
Protest fees.. 26 75 
 
< 
 
Overdrafts un- 
 
Profit and loss 
 
1,998 32 
 
secured .... 47 29 
 
47 29 
 
Due to banks and bank- 
 
Bonds, stocks, etc., 
 
ers in this State 
 
owned by the bank... 
 
Due to banks and bank- 
 
Bank'g house. 
 
ers not in this State.. 
 
Furniture and 
 
Due unpaid dividends.. 
 
fixtures.... 1,209 98 1,209 98 Individ'l depos'ts, vis: 
 
Subject to c'k. 32,227 08 
 
Other real estate 
 
Demand cer- 
 
Due from banks and 
 
tificates. . . . 
 
bankers in this State. 12,694 16 Time certifi- 
 
Due from bks and bank- 
 
cates 
 
11,375 00 
 
ers not in this State.. 10,585 06 Certified c'ks. 
 
Cash : 
 
Cashier's c'ks 
 
Currency .... 3,213 00 
 
Due to clear'g 
 
oa v} 
 
Gold 
 
485 00 
 
house 
 
43,602 08 
 
Silver, nickels 
 
and pennies. 966 10 
 
Notes and bills redis- 
 
TJncol. ch'ks & 
 
counted 
 
cash items . 1,853 00 
 
Bills payable, including 
 
Due by the 
 
time certificates repre- 
 
clr'g house. 
 
6,522 10 senting money bor- 
 
rowed 
 
0 
 
Current expenses. Taxes paid 
 
462 34 Cash over 
 
06 
 
Profit and loss.... 
 
Interest paid 
 
Protest fees 
 
Total 
 
$ 95.600 46 Total 
 
$ 95,600 46 
 
*IT. 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
263 88 Doubtful 
 
63,815 65 Worthless 
 
$ 64,079 53 
 
Total 
 
$ 64,079 53 Total 
 
$ 64,079 53 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
$ 17,533 13 
 
\t 
 
 S3S5522: 
 
tBmBBBBBSHf^B 
 
TREASURER'S BEPORT. 
 
235 
 
Statement of the Condition of the Bank of Statesboro, Located at Statesboro, G-a., at the Close of Business September oth, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and. bills diso'ntd.$ Demand loans 
secured ... $ Demand loans 
unsecured .. 
 
81,008 66 
 
Overdrafts se- 
 
cured 
 
Overdrafts un- 
 
secured .... 
 
1 31 
 
1 31 
 
Bank stocks and other securities owned by the bank 
Banking house Furniture and 
fixtures .... 1,209 98 
 
1,209 98 
 
Due from bnks and bank- 
 
ers in this State 
 
Due from bnks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency 
 
3,710 00 
 
Gold 
 
350 00 
 
Silver, nickels 
 
and pennies. 1,142 56 
 
Uncorctd c'ks 
 
& cash items 
 
Due by the 
 
clear'g house 
 
Current expenses Taxes paid Interest paid Profit and loss 
 
7,522 27 3,187 33 
5,202 56 1,361 12 
 
Capital stock paid in . . .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange and 
 
protest 
 
711 15 
 
Interest 
 
2,976 70 
 
Premium .... 
 
Rents 
 
Profit and loss. 
 
50,000 00 3,687 85 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends . . Individual deposits, viz.: Subject tochk 31,601 38 Dem'nd cert'fs Timecertif'cts 11,575 00 Certified chks. Cashier's chks 129 CO Due to cleari'g 
house 
 
43,305 38 
 
Notes and bills redisc'td Bills payable, including 
certificates of deposit representing money 
 
2,500 00 
 
Total 
 
$ 99,49 i 23 
 
Total 
 
$ 99,493 23 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
S 
 
Good 
 
49 73 Doubtful 
 
80,958 93 Worthless 
 
$ 81,008 66 
 
Total 
 
$ 81,008 66 Total 
 
$ 81,008 66 
 
Loans to officers and directors (firm and individual). As payers, $7,243.00 As Indorsers, $17,898.81. 
Amount of above loans made on capital stock, $1,325.00. Number of shares held, 30. 
Loaned to others on capital stock, $355.90. Number of shares held, 20. 
 
 l# 
 
236 
 
TREASURER'S EEPORT. 
 
Bank 
 
Examiners Report of the Condition of the Bank of Commerce, Located at Summerville, Ga., on the 19th dav of June, 1899. 
 
BESOUECES. 
 
LIABILITIES. 
 
Loans and. discounts $ 11,251 07 Capital stock paid in ... $ 1! ,650 00 
 
Demand loans 
 
Surplus fund 
 
463 82 
 
secured 
 
8,691 00 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured . . . 
 
8,691 00 Exchange 
 
125 87 
 
Interest 
 
375 50 
 
Overdrafts se- 
 
Premium 
 
cured 
 
2,057 45 
 
Rents 
 
Overdrafts un- 
 
Profit and loss. 
 
8 29 509 66 
 
L*C 
 
secured 
 
536 19 2 593 64 Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
by the bank 
 
Due to banks and bankers 
 
Banking house. 
 
not in this State. 
 
Furniture and 
 
Due unpaid dividends.... 
 
fixtures 
 
629 00 629 00 
 
Individual deposits, viz. 
 
Subj. to check 16,586 29 
 
Other real estate 
 
Demand certifi- 
 
Due from banks and bank- 
 
cates 
 
136 12 
 
ers in this State 
 
595 96 Timecertific'es. 
 
Due from banks and bank- 
 
Certified checks 
 
ers not in this State. . . 7,844 11 Cashier's ch'cks 
 
Cash: 
 
Due to clearing 
 
Currency 
 
1,655 00 
 
house 
 
16,722 4t 
 
Gold. 
 
70 00 
 
Silver, nickels 
 
Notes and bills redisc'ted 
 
and pennies. . 1,066 50 
 
Bills payable, including 
 
Uncol. ch'ks and 
 
time certificates repre- 
 
cash items . . 63 44 
 
senti'g money borrowed 
 
Due by clearing 
 
Cash over 
 
1 22 
 
house 
 
3,754 94 
 
$ 
 
Current expenses Taxes paid 
 
198 30 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Trion Mfg Co., Trion, Ga. 789 09 
 
Total 
 
S 36,347 11 
 
Total 
 
$ 36.347 11 
 
sir, Loans and Discounts. 
 
In judgment Not in suit 
 
19,942 07 
 
Good Doubtful 
 
19,942 07 
 
Total 
 
$ 19.942 07 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual): 
 
$ 
 
106 90 
 
 gSKcsiwwraBSBg 
 
TREASURER'S REPORT. 
 
237 
 
Statement of the Condition of the Bank of Commerce, Located 
at Summerville, Ga., at the Close of Business September 5th, 1839. 
 
RESOURCES. 
 
Notes and bills discount- 
 
ed 
 
$ 
 
Demand loans, 
 
secured $ 6,000 00 
 
Demand loans, 
 
unsecured . . 
 
10,156 26 6,000 00 
 
Overdrafts secured 
Overdrafts unsecured 
 
2,100 00 152 46 2,252 46 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
Furniture and 
 
fixtures 
 
629 00 
 
629 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
not in this state 
 
Cash: 
 
Currency 
 
1,555 00 
 
Gold . 
 
65 00 
 
Silver, nickels 
 
and pennies 1,371 35 
 
Uncol. checks 
 
& cash items 737 56 
 
Due by the 
 
clear'g house 
 
1,380 96 10,759 78 
3,728 91 
 
LIABILITIES. 
 
C 'pital stock paid in.... 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchange. 
 
208 25 
 
Interest 
 
610 10 
 
Premium 
 
Rents 
 
Prout and loss 
 
18,650 00 463 82 
824 35 
 
Due banks and bankers in 
 
this state 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends.. .. 
 
Individual deposits, viz: 
 
Sub. to check. 15,759 59 
 
Demand certif. 
 
35 00 
 
Timecertif's. . 
 
Certified ck's.. 
 
Cashier's c'ks. 
 
Due clearing 
 
house 
 
16 54 15,794 59 
 
Notes and bills re discounted 
Bills payable, including certificates of deposit representing money 
borowed 
 
Current expenses Taxes paid Profit and loss Interest paid Dividend 
 
841 93 
 
Total 
 
$35,749 30 
 
Total 
 
$ 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
,. ... 16,156 26 
 
Good .... Doubtful 
Worthless. 
 
Total 
 
$ 16,156 26 
 
Total 
 
35,749 30 16,156 26 16,156 26 
 
Loans to officers and direct ,rs (firm and individual), as payers, %. 
 
As indorsers, $6,100.00. Amount of above loans made on capital stock, $. 
 
Number of shares 
 
Amount loaned to others on capital stock, $ held, . 
 
Number of shares 
 
 _~~~- 
1 WA" 
IS* 
9 
sir. 
4 
 
238 
 
TREASURER'S REPORT. 
 
Bank Examiners Report of the Condition of the Sylvester Banking Company, Located at Sylvester, Ga., on the 29th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $ 13,701 42 
 
Demand loans 
 
secured 
 
I 6,352 80 
 
Demand Irani 
 
unsecured 
 
6,352 80 
 
ct verd rafts secured 
Overdrafts un- 
secured 
 
1 24 
 
1 24 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house. 1,850 OJ 
 
Furniture and 
 
fixtures 
 
395 41 
 
2,245 41 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State ... 
 
Cash: 
 
Currency 
 
3,088 00 
 
Gold 
 
20 00 
 
Silver, nickels 
 
and pennies. .. 73 66 
 
Uncollected chks 
 
and cash items 20 00 
 
Due by clearing 
 
house 
 
3,150 82 2,596 65 
3,201 66 
 
Capital stick paid in $ 15,000 03 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 36 15 
 
Interest 
 
273 81 
 
Rents 
 
Profit and loss . . 1,024 62 1,334 58 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this Stute 
Due unpaid dividends. . . . Individual deposits, viz.: 
Subject to chk.. 14,077 26 Demand certifi- 
cates Time certificates 875 10 Certified checks Cashier's ch'cks Due to clearing 
house 
 
15,077 36 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
 
Current expenses Taxes paid Profit and loss Interest paid 
Protest fees Internal revenue stamps 
 
161 94 
 
Total 
 
$ 31,411 94 
 
Total. 
 
.$ 31,411 94 
 
Loans and Discounts. 
 
In suit 
In judgment Not in suit . . 
 
20,054 22 
 
(iood Doubtful . Worthless. 
 
.$ 20,054 22 
 
Total. 
 
$ 20,054 22 
 
Total 
 
$ 20,054 22 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 6,797 56 
 
103 shares held as collateral for loans. 
 
 TREASURER'S REPORT. 
 
239 
 
Statement of the Condition of the Sylvester Banking Co., Located at Sylvester, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES, 
 
Notes and bills disc'ted$ Demand loans 
secured....$ 6,284 80 Demand loans 
unsecured . 
 
Overdrafts secured 
Overdr'fts unsecured .... 
 
200 50 
 
Bonds, stocks and other securities owned by 
 
Bank'g house. 1,850 00 Furniture and 
fixtures. ... 395 41 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due from bks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency .... 3,689 00 
 
Gold 
 
265 00 
 
Silver, nickels 
 
and pennies 673 00 
 
Uncol. ch'ks & 
 
cash items . 
 
2 80 
 
Due by the 
 
clr'g house. 
 
Current expenses . Taxes paid Interest paid .... Profit and loss.. . Protest fees 
 
25,228 47 6,284 80 
200 CO 
2,245 41 6,343 34 1,978 88 
4,629 80 78 10 
 
Capital stock paid in .. .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange and 
 
premium.... 55 66 
 
Interest 
 
112 50 
 
Rents 
 
Profit and loss 
 
Due banks and bankers 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends. . 
 
Individual deposits, viz: 
 
Subj't to ch'k 16,828 59 
 
Demand cer- 
 
tificates .. . 
 
Time certifi- 
 
cates 
 
5,665 10 
 
Certified c'ks. 
 
Cashier's c'ks. 
 
Due to clear- 
 
ing house . . 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
15,000 0O 1,327 45 
168 16 
22,493 69 8,000 00 
 
Total 
 
S 46,989 30 
 
Total 
 
$ 46,989 30 
 
01 188 fication of Notes and Bills Discounted. 
 
In judgment Not in suit. 
 
$ 
 
Good 
 
Doubtful. 
 
31,513 27 AVorthless 
 
$ 31,513 27 
 
Total 
 
$ 31,513 27 
 
Loans to officers and directors (firm and individual). As payers, $5,321.11As indorsers, $4,624.29. 
Amount of above loans made on capital stock, S3,804.80. Number of 
shares held 68. Loaned to others on capital stock, $2,480.00. Number of shares held 36. 
 
 L<? 
 
240 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Peoples Bank, Located at Talbotton, Ga., on the 19th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
44,930 00 Capital stock pair' in $ 26,300 00 
 
IS* 
 
Demand loans 
 
Surplusfund 
 
secured 
 
Undivide 1 profits not car- 
 
Demand loans 
 
ried to surplus, viz : 
 
unsecured 
 
Exchange 
 
195 83 
 
Interest 
 
2,425 12 
 
Overdr'fts sec'ed 
 
Premium 
 
Overdrafts u n- 
 
Rents 
 
L*C 
 
secured 
 
Profit and loss... 1932 15 4,553 10 
 
Bonds, stocks, etc , owned 
 
Doe to banks and bankers 
 
by the hank 
 
in this State 
 
Bauk'ng house... 1,000 00 
 
Due to binks and bankers 
 
Furniture and 
 
not in this State 
 
fixtures 
 
1,809 Go 2,809 65 Due unpaid dividends 
 
Individual deposits, viz. : 
 
Other real estate 
 
. 2,705 72 Subject to cheek ...27,273 62 
 
Due from b'ks and bank- 
 
Time certificates.. 
 
ers in this State 
 
1,191 36 Certifi-d checks ... 
 
Due from b'ks and bank- 
 
Cashier's checks.. 
 
ers not in this State 
 
1,978 07 Due to clearing 
 
Cash: 
 
house 
 
- 27,273 62 
 
oo  
 
Currency Gold 
 
1,516 00 862 50 
 
Notes and bil's redisc'nted 
 
Silver, nickels & 
 
Bills payable, including 
 
pennies 
 
1,60S 57 
 
Uncollected c'ks 
 
time ct-rtifieates representing money borrowed 2,000 00 
 
and cash items 1 25 
 
Due by the clear- 
 
ing house 
 
3,988 32 
 
Current expenses- 
 
1,177 20 
 
$ 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Cotton advances.... 
 
1,340 40 
 
TotM 
 
$ 60.126 72 Total 
Loans and Discounts. 
 
60 126 72 
 
In suit In judgment Notinsuit 
 
$ 5,143 20 2,128 89 
37,663 91 
 
Good Doubtful Worthless 
 
140,364 21 4,390 15 181 64 
 
Total 
 
$ 44,936 00 
 
Total 
 
$ 44,936 00 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 2,901 00 
 
ESSS 
 
 mHflHHHMi^^^HlHHfl^H 
 
TREASURER'S REPORT. 
 
241 
 
Statement of the Condition of the Peoples Bank of Talbotton, Ga., Located at Talbotton, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
In suspense . .$ 7,040 09 Notes & bills 
disc'ted ... 48,004 49 
Demand loans secured .... 
Unsecured... . 
 
Overdrafts secured 
Unsecured . . 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house. 1,000 00 
Furniture and fixtures.... 1,809 65 
 
Other real estate. . . 
 
Due from banks and 
 
bankers in this state. 
 
Due from banks & bank- 
 
ers not in this state. . 
 
Cash: 
 
Currency 
 
350 00 
 
Gold 
 
{60 00 
 
Silver, nickels 
 
& pennies. . 1,582 54 
 
Cotton paid 
 
for during 
 
the day drft 
 
and B. L. 
 
for tot'lamt 
 
given next 
 
morning 
 
611 92 
 
Due by the 
 
cl'r'g house 
 
55,614 58 
2,809 65 2,813 80 9,450 63 
165 12 
3,404 46 
 
Capital stock paid in. . . 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus,viz.: 
 
Exchange 
 
57 93 
 
Interest 
 
Premiums.. . . 
 
Rents 
 
Undiv'd pr'fits 3,185 36 
 
Due banks and bankers in this state 
Due banks and bankers not in this state ...... 
Due unpaid dividends. . Individ'l dep'ts, viz.: 
Sub. toch'k. . 23,555 92 Dem'd certifi- 
cates Timecer'fic'ts 6,500 00 Certified c'ks ('ash'r's c'ks  Due to cl'ring 
house 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
26,300 00 3,243 29 
30,055 92 15,000 00 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
290 05 20 92 
 
Total 
 
$ 74,599 21 
 
Total ..'..' 
 
$ 74,599 21 
 
Classification of Notes and Bills Discounted. 
 
In suit and In judgment.. 
Kot in suit 
 
$ 
 
7,040 09 
 
Good Doubtful . 
 
48,604 49 Worthless 
 
55,462 94 181 64 
 
Total 
 
$ 55,644 58 
 
Total 
 
* 55,644 58 
 
Loans to officers and directors I firm and individual). As payers, $5,845.00. 
 
As indorsers, * Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, ... Loaned to others on capital stock, if 60.00 Number of shares held, 1. 
 
16t 
 
 mmsm 
 
& 
 
242 
 
TREASUBEE'S REPORT. 
 
Bank Examiner's Report of the Condition of the Farmers and Merchants Bank, Located at Tennille, Ga., on the 1st day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$ 41,458 95 Capital stock paid in 
 
$25,000 00 
 
3 WJ IS* 
 
Demand loans se- 
 
cured 
 
5 7,985 18 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured .... 
 
7,985 18 Exchange 
 
$ 599 32 
 
Overdrafts se- 
 
cured 
 
10,548 45 
 
Overdrafts unse- 
 
cured 
 
269 49 10,817 94 
 
Interest 
 
2,924 73 
 
Hremium 
 
Rents 
 
Profit and loss . . 11,198 58 14,722 63 
 
Bonds, stocks, etc., owned 
 
bv the bank 
 
Banking house . 2,426 56 
 
Furniture and 
 
fixtures 
 
1,154 23 
 
6,861 40 3,580 79 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends.. Individual deposits, viz.: 
 
Subject to ch'k 41,465 79 
 
Other real estate 
 
Demand cert'fts 
 
Due from banks and bank- 
 
Time certificates 1,578 12 
 
ers in this State 
 
5,213 55 Certified checks 
 
Due from banks and bank- 
 
Cashier's checks 
 
ers not in this State 
 
5,945 99 Due to clearing 
 
Cash: 
 
house 
 
43 033 91 
 
oa Jj 
 
Currency 
 
1,416 00 
 
Gold... 
 
10 00 
 
Notesand bills rediscount'd 
 
Silver,nickels and 
 
Bills payab'e, including 
 
pennies 
 
1,987 71 
 
time certificates repre- 
 
Uncol'ctd checks 
 
senting money borrowed 
 
and cash items 1,708 99 
 
Cash over 
 
7 42 
 
Due by the clear- 
 
ing house 
 
5,122 70 
 
P 
 
Current expenses Taxes paid 
 
473 28 226 75 
 
Loss 
 
87 43 
 
Interest paid .... 
 
Protest ftes 
 
Total 
 
$ 87,773 96 
 
Total 
 
57.773 96 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 500 00 48,944 13 
 
Good 
Doubtful Worthless 
 
$48,944 13 500 00 
 
Total 
 
3549,444 13 
 
Total. 
 
',444 13 
 
Loans to officers and directors as payers and guarantors (firm and in- 
 
dividual) 
 
$20,528 0a 
 
t 
 
n------WH 
 
 ^1 
 
TREASURER'S REPORT. 
 
243 
 
Statement of the Condition of the Farmers and Merchants Bank, Located atTennille, Ga., at the Close of Business September 5th, 1899. 
 
BESOUBCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd$ 
 
Demand loans 
 
sec ured... 8 000 00 
 
Demand loans 
 
unsecured . 
 
-- 
 
62,255 35 8,000 00 
 
Overdrafts se- 
 
cured 
 
10,002 43 
 
Overd'fts un- 
 
secured .... 
 
10,002 43 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house 2,426 56 Funiture and 
fixtures.... 1,154 23 
 
8,931 40 3,580 79 
 
Other real estate Due from b'ksand bank- 
ers in this State Due from b'ks and bank- 
ers not in this State. . Cash: Currency . . . Gold Silver, nickels | and pennies } TJncoFctdc'ks | & cash it'ms I Due by the | clear'gho'sej 
 
3,227 98 3,342 39 
6,542 96 
 
Capital stock paid in.. .$ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus: 
 
Exchange... . 244 97 
 
Interest 
 
820 52 
 
Premium .... 
 
Rents 
 
Profit undiv'd 15,288 84- 
 
25,000 00 5,000 00' 
16,354 33 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Du unpaid dividends. . Individual deposits,viz.; Sub. toch'k.. 35,823 27 Dem'dcert'fs. 1,462 12 Time certif'ts 3,000 00 Certified c'ks. Cashier's c'ks. Due to clear- 
inghouse . . 
 
444 21 40,285 39 
 
Notes and bills redisc'd Bills payable including 
certificates of deposit representing money borrowed 
 
20,000 00 
 
Current expenses. Taxes paid Interest paid Profit and loss. . . . Protest fees 
 
1,035 63 165 00 
 
Total 
 
$ 107,085 93 Total 
 
$ 107,083 93 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
700 00 Good Doubtful 
69,555 35 Worthless 
 
70,255 35 
 
Total . . . 
 
$ 70.255 35 
 
Total . 
 
70,255 35 
 
Loans to officers and directors (firm and individual). As payers, $ 
 
As indorsers, $10,000.00. 
 
Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 I 
 
J 
 
244 
 
TRESURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Thomaston, Ga., on the 27th day of April, 1899. 
 
RESOURCES. 
 
LIABILITIES- 
 
Loans and discounts $ 64,872 90 Capital stock paid in $ .25,000 00 
 
1 WK 
 
Demand loans 
 
Surplus fund . 
 
6000 00 
 
secured 
 
11,062 93 
 
Undivided prejfits not car- 
 
Demand loans 
 
ried to surplus, viz. : 
 
unsecured 
 
11,062 90 Exchange 
 
169 12 
 
Interest 
 
1306 96 
 
Overdrafts se- 
 
Premium 
 
cured 
 
5,128 95 
 
Rents 
 
Overdrafts tins - 
 
Profit and loss... 11,500 00 12,976 OS 
 
cured 
 
885 96- 6,014 92 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
bythebank 
 
4,995 00 Due to banks and bankers 
 
Banking house.. 1,805 00 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends 
 
3,150 00 
 
fixtures 
 
1,222 38- 3,027 38 
 
Individual deposits, viz.: 
 
Subject to check 64,420 02 
 
Other real estate 
 
Demand certifi's 3,880 00 
 
7vr 
 
Due from banks and bank 
 
Time certificates 7,653 93 
 
ers in this State 
 
16 882 39 Certified checks 526 95 
 
Due from banks and bank 
 
Cashier's checks 
 
ers not in this State .... 5,452 35 Due to clearing 
 
Cash: 
 
house 
 
76,480 90 
 
Currency 
 
2,025 00 
 
Notes and bills redhe'ted.. 
 
111! 
 
Gold 
 
3,893 00 
 
Bills payable, including 
 
Silver, nickels 
 
time certificates repre- 
 
and pennies... 1,221 74 
 
senting money borrowed 
 
Uncollected c'ka 
 
and cash items 222 52 
 
Due by the clear- 
 
ing house 
 
7,362 26 
 
 
 
Current expenses. Taxes paid 
 
750 17 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Internal revenue stamps. 
 
66 70 
 
Cash short 
 
1 51 
 
Total 
 
$120,488 48 Total 
 
$120,488 48 
 
SIT, 
 
Loans and Discounts. 
 
In suit In judgment., Not in suit . 
 
337 00 Good 94 00 D mb'ful 
75,504 SO Wonhless.. 
 
$ 75,914 72 21 08 
 
Total 
 
$ 75,935 80 
 
Total 
 
$ 75,9?5 80 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$8,404 27 
 
J 
 
 KHnKBeBBEHnramnHHMHHBBHI 
 
TRESURER'S REPORT. 
 
245 
 
Statement of the Condition of the Farmers and Merchants Bank, Located at Thomaston, Ga., at the Close of Business September 5, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills discon'ted$ 75,248 13 
 
Demand loans 
 
secured 
 
11,456 00 
 
Demand loans 
 
unsecured ... 
 
'1,456 00 
 
Overdrafts cured 
Overdrafts secured.. 
 
6,080 80 6,080 80 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. 1,805 00 
 
Furniture and 
 
fixtures 
 
1,222 38 
 
4,995 00 3,027 38 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this S ate 
 
Due from banks and bank- 
 
ers not in this State. . . 
 
Cash: 
 
Currency 
 
"l 
 
Gold 
 
I 
 
Silver, nickels | 
 
and pennies. . I 
 
Uncol'td checks ( 
 
andc'sh items 
 
Due by clearing 
 
house 
 
,, 
 
8,006 41 476 87 
2,189 90 
 
Capital stock paid in $ 25,000 00 
 
Surplus fund 
 
6,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
Interest 
 
250 47 
 
Premium 
 
18 92 
 
Rents 
 
Undivi'd profits 11,500 00 11,769 39 
 
Due banks and bankers in 
 
this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends. . . . 
 
750 00 
 
Individual deposits, viz. 
 
Subject to chk. 32,266 12 
 
Demand cert'fs. 
 
Time certific'ts 9,897 14 
 
Certified checks 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
42,163 26 . 
 
Notes and bills redisc'ted Bills payable, including 
certificates of deposit represent'g money borrowed 
 
26,000 00 
 
Current expenses Taxes paid Interest paid Profit and loss. Protest fees. 
Internal revenue . 
 
172 82 29 34 
 
SI 11,682 65 
 
Total. 
 
.$111,682 65 
 
Classification of Notes and Bills Di -cour ted. 
 
Insuit In judgment......: Not in suit 
 
$ 150 00 Good Doubtful 
86,554 13 Worthless 
 
$ 86,454 13 250 00 
 
Total 
 
."....$ 36,704 13 Total 
 
.$ 86,704 13 
 
Loans to officers and directors (firm and individual). As payers, $ 2,665.30. 
 
As indorsers $ 
 
Amount of above loans made on capital stock, 2,665 30. Number of shares 
 
held, 59. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .... 
 
 246 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Thornasville, Located at Thomasville, Ga., on the 11th day of March, l99. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
H214.12ft 58 Capital stock paid in 
 
$100,000 00 
 
Demand loans, 
 
Surplus fund 
 
35,000 00 
 
[1 w^ 
 
Undivided profits not car- 
 
If* 
 
Demand loans, 
 
ried to surplus, viz.: 
 
unsecured .. .. 
 
Overdrafts se- 
 
Interest 
 
3,973 17 
 
cured 
 
8,406 78 
 
Overdrafts, un- 
 
Bents 
 
120 60 
 
secured 
 
2,588 18- 10,994 96 4 Profit and loss... 522 83- 4,960 49 
 
Bonds, stock, etc., owned 
 
19,174 78 
 
Banking house.. 10,275 02 
 
Furniture and 
 
fixtures 
 
3.954 23--14,229 25 
 
Due (o banks and bankers 
Due to banks and bankers not in this State 
Due unpaid dividends 
 
2,050 73 
 
27,414 11 Due from banks and bank- 
 
Individual deposits, viz.: Sub. to check ...193,430 57 Demand certif's. 444 81 
 
Time certificates 15,819 40 
 
)RC 
 
Due from banks and bank- 
 
Certified check.. 
 
35,649 50 Cashier's ch'ks... 
 
Cash: 
 
Due to clearing 
 
Currency 
 
18,753 00 
 
209,694 78 
 
Gold 
 
5,000 00 
 
Silver, nickels & 
oa j> 
 
Notes and bills redis- 
 
Uncol. ch'ksand cash items 
Due bythe clearing house ...... 
 
43 39 24,842 49 
 
Bills payable, including time certificates representing money borrowed 
 
21 31 
 
Current expenses and 
 
1,215 79 
 
0 
 
Stock of this bank and 
 
944 64 
 
Life ins. prem. paid bv bank on several policies 
 
250 00 178 01 
2,707 20 
 
Total 
 
.$351,727 31 
 
sir, 
 
1$ 
 
Loans and Discounts. 
 
In suit 
 
1 
 
In judgment) 
 
Not in suit 
 
7,755 18 
 
Good Doubtful 
 
206 371 40 
 
4,381 03 468 57 
 
Total 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 11)519 96 
 
li 
 
WWW 
 
 TREASURER'S REPORT. 
 
247 
 
Statement of the Condition of the Bank of Thomasville, Located at Thomasville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted.$ 224,994 06 
Demand loans secured .... 
Unsecured ... 
 
Overdrafts se- 
 
cure 
 
2,738 38 
 
Unsecured . .. 2,385 53 
 
5,123 91 
 
Bonds, stocks and other 
securities owned by the bank 
Bank'g house. 10,275 02 
Furniture and fixtures ... 3,954 23 
 
19,574 78 14,229 25 
 
Other real estate 
 
Due from banks & bank- 
 
ers in this state 
 
Due from banks & bank- 
 
ers not in this state. . 
 
Cash: 
 
Currency 
 
11.36L 00 
 
Gold 
 
5,100 00 
 
Silver, nickels 
 
& pennies . . 2,734 87 
 
Uncol.ch'ks& 
 
cash items.. 44 95 
 
Due by the 
 
cl'r'g house. 
 
28,174 05 8,545 08 6,026 39 
19,240 82 
 
Capital stock paid in . . 
 
Surplus fund 
 
Undiv'd profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
317 43 
 
Interest 
 
733 23 
 
Premium.. . . 
 
Bents 
 
129 67 
 
Profit & loss. 602 01 
 
Due banks and bankers 
 
in this state 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends. . 
 
Individual deposits,viz.: 
 
Sub. toch'k. .164,836 62 
 
Dem'd certifi- 
 
cates 
 
892 85 
 
Timecert'cts. 25,102 94 
 
Certified c'ks. 
 
Cash'rs' c'ks. 
 
Due to cl'ring 
 
house 
 
Notes & bills redisc'ted. Bills payable, including 
certificates of deposit repres't'g money borrowed 
 
100,000 00 24,000 00 
1,782 34 573 59 
190,832 41 10,000 00 
 
Current expenses. Taxes paid Interest paid 
Profit and loss. . . . Protest fees 
Revenue account 
 
999 70 280 30 
 
Total 
 
$ 327,188 34 
 
Total 
 
$ 327,188 34 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. Not in suit 
 
$ 
 
927 17 Good 
 
1,207 .21 Doubtful 
 
222,859 68 Worthless 
 
$ 224,669 06 325 00 
 
Total 
 
$ 224,994 06 Total 
 
$ 224,994 06 
 
Loans toofficers and directors, (firm and individual). As payers, $2,100.00. As indorsers, $ 
 
Amount of above loans made on capital cicck, $471.00 Number 
 
shares held, 5. 
 
Loaned to others on ca' 1:1 stock, $ 
 
Number of shares held, ... 
 
 248 
 
TREASURER'S EEPORT 
 
Bank Examiner's Report of the Condition of the Citizens Bank and Trust Co., Located at Thomasville, Ga., on the 13th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
J *A 
 
IS* 
 
Loans and discounts $ 101,252 09 Capita! stock paid in $ 66.100 00 
 
Demand loans 
 
Surplus fund 
 
secured 
 
$ 
 
Undivided profits not car- 
 
Demand loans 
 
ried to surplus, viz.: 
 
unsecured Overdrafts se-  
 
Exchange Interest 
 
$ 67 33 756 93 
 
< 
 
cured 
 
.... 
 
Overdrafts u n- 
 
Premium Rents 
 
13 33 
 
secured 
 
1.283 05 1.283 05 Profit and loss.. 2,861 91 3,699 50' 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
by the bank 
 
in this State 
 
Banking house... 5,627 88 
 
Due to banks and bankers 
 
Fur. and fixtures 2,500 00 8,127 88 
 
not in this State 
 
Due unpaid dividends 
 
Other real estate 
 
- 
 
Individual deposits, viz : 
 
>RC 
 
Due from banks and bank- 
 
Subject to ch'k.. 50,745 35 
 
ers in this State 
 
1,547 58 Savings Depart- 
 
Due from banks and bank- 
 
ment 
 
19 207 07 
 
ers not in thij State 
 
23,455 06 Time certific'ts.. 2,476 94 
 
Cash: 
 
Certified ch'ks.. 
 
Currency 
 
5,775 00 
 
Cashier's ch'ks.. 
 
ott v? 
 
Gold 
 
Due to clearing- 
 
Silver, nickels 
 
house 
 
72,429 36 
 
and pennies.- 187 85 
 
Uncollected c'ks 
 
Notes and bills redii-c'nted 
 
and cash items 568 95 
 
Bills payable,includ'g time 
 
Due by the clear- 
 
certific'ts representing 
 
ing house 
 
6,531 80 
 
money borrowed 
 
$ 
 
Current expenses Stamps 
 
163 83 
 
Cash over Spec. Dep 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
12 68119 75 
 
Total 
 
$ L42.361 29 Total. 
 
I 142,361 29 
 
Loans and Discounts 
 
In suit In judgment., Not in suit.... 
 
...$ 110 00 Good 1,000 00 Doubtful ... 
.:. 100,112 09 Worthless . 
 
4 100,252 09 . . 1,000 00 
 
Total 
 
$ 101.252 09 Total ... 
 
$ 101,252 09 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual)..., 
 
'. 
 
...$ 13,823 23 
 
  
 
TREASURER'S REPORT. 
 
249 
 
Statement of the Condition of the Citizens' Banking & Trust Co., Located at Thomasville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'td. $ 
Demand loans secured $ 
Demand loans unsecured.. 
 
95,744 48 
 
Overdrafts secured ... . 
Overdr'f ts unsecured .... 
 
1,400 00 
 
Bonds, stocks and other securities owned by the bank 
B'king house. 5,000 00 Furniture and 
fixtures .... 2,500 00 
 
7,500 00 
 
Other real estate 
 
Due from b'nks & bank- 
 
ers in this State 
 
Due from b'nks & bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency 
 
5,420 00 
 
Gold 
 
250 00. 
 
Silver, nickles 
 
and pen'ies. 200 00 
 
2,211 89 1,520 82 8,399 28 
 
and cash 
items Due by the 
clr'g house. 
 
-- 5,930 00 
 
Current expenses Taxes paid Interest paid 
Profit and loss Protest fees 
 
1,988 40 
 
LIABILITIES. 
 
Capital stock paid in. . $ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus viz : 
 
Exchange . . . .$ 310 75 
 
Interest 
 
9.179 99 
 
Premium .... 
 
Rents 
 
94 io 
 
Profit and loss 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends. . 
 
Individual deposits, viz: 
 
Sub. to check. 39,139 40 
 
Demand c'rtfs 2,551 94 
 
Timecertfs.. . 2,500 00 
 
Savings 
 
19,512 58 
 
C'shier'seh'ks 
 
Due to clear- 
 
ing house.. . 
 
Notes & bills redisc'ntd. Bills payable, including 
certificates of deposit representing money 
 
51,500 00 9,590 89' 
03,603 98 
 
Total 
 
$124,094 87 Total 
 
$124,094 87 
 
Classification of Notes and Bills Discounted. 
 
In suit, pend'g settl'm't $ 4,883 00 In judgment 
90,861 48 
 
Good Doubtful 
 
$ 95,744 48 
 
Total ..' 
 
$ 95.744 48 
 
Loans to officers and directors (firm and individual). Aspayers, $ 8.U71.45. 
 
As indorsers, $250.00. Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, . . Amount loaned to others on capital stock, $ 
 
Number of shares 
 
held, . 
 
 LO* 
 
250 
 
TREASURERS REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Thomson, Located at Thomson, Ga., on the 12th day of July, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts $ 129,807 96 
 
Demand loans 
 
secured 
 
5 00 
 
Demand loans 
 
unsecured 
 
3,111 79- 3,116 79 
 
Capital stock paid in 
 
$ 25,000 00 
 
Surplusfund 
 
10,000 00 
 
Undivided profits not 
 
carried to surplus, viz.: 
 
Exchange $ 239 98 
 
Overdrafts se- 
 
cured 
 
Overdrafts un- 
 
secured 
 
5,525 72-- 5,525 72 
 
Interest Commissions .. Rents 
Profit and loss. 
 
3,196 49 14,085 72--17,522 19 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
500 CO 
 
Banking house.... 1,500 00 
 
Furniture and 
 
fixtures 
 
2,700 00-- 4,200 00 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz.: 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
2,394 00 
 
Cold 
 
809.00 
 
7,699 48 7,298 97 
 
Subject to ch'k. Demand certif- 
icates Time certific'ts Certified ch'ks. Cashier's ch'ks Due to clearing 
house..., 
 
35,569 90 30,962 65 
 
60,532 55 
 
in' 
 
Silver, nickels 
 
Notes and bills redisc'nted 
 
and pennies... 272 80 
 
Bills payable, including 
 
Uncollectedch's and cash items 
Due by the clear- 
 
226 10 
 
time certificates representing money borrowed 44,000 00 
 
ing house 
 
-- 3,701 90 
 
Current expenses. 
 
766 71 
 
9 
 
Taxes paid Profit and loss 
 
Interest paid 
 
Protest fees 
 
I. R. stamps 
 
138 76 
 
I. R. tax 
 
298 45 
 
Total 
 
$ 163,054 74 
 
Total 
 
$ 163,054 74 
 
=5*0 
Loans and Discounts. 
 
In iudoment Not in suit 
 
* van on 132,724 75 
 
Good Doubtful 
 
$ 132,924 75 
 
Total 
 
Total 
 
$ 132,924 75 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$41,327 16 
 
0 
 
 MI^^^^HBHHBHBBHH^HPHBHI^HIMBBHHHIW 
 
TREASURER'S REPORT. 
 
251 
 
Statement of the Condition of the Bank of Thomson, Located at Thomson, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'ted....$146,298 13 
 
Demand loans 
 
secured 
 
429 88 
 
Demand lo ans 
 
unsecured 
 
429 88 
 
Over drafts se- 
 
cured 
 
Overdrafts un- 
 
secured 
 
2,571 27 
 
2,571 27 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 1,500 00 
 
Furniture and 
 
fixtures.... 
 
2,700 00 
 
500 00 4,200 00 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State 
 
Cash : 
 
Currency 
 
" 
 
Gold 
 
Silver, nickels 
 
and pennies... 
 
Uncol'cted chks 
 
and cash it'ms 
 
Due by th e 
 
clearinghouse J 
 
12,049 48 5,820 12 
6.228 41 
 
Current expenses ... Taxes paid Revenue paid Profit and loss Protest fees 
 
1,256 23 301 00 
 
LIABILITIES. 
 
Capital stock paid in * 25,0u0 00 
 
Surplus fund 
 
10,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz: 
 
Exchanze 
 
340 49 
 
Inter't &disc'ts 4,113 97 
 
Premium 
 
Rents 
 
Profit and loss... 14.085 72 18,540 18 
 
Due banks and bankers in this State , 
Due banks and bankers not in this State 
Due unpaid dividends Individual deposits,viz.: 
Subject tocbk..$ 41,426 04 Demand certif- 
icates Time cerlific'ts 31,294 30 Certif'd checks Cash'r's checks Due to clearing 
house 
 
72,720 34 
 
Notes and billsredisc'nted Bills payable, including 
certificates of deposit representing money bor- 
rowed 
 
54,000 00 
 
Total 
 
$180,260 52 
 
Total 
 
$108,200 52 
 
Classification of Notes and Bills Discounted. 
 
$ 
146,728 01 
 
Good Doubtful 
 
$146,728 01 
 
Total 
 
$146,728 01 
 
Loans to officers and directors (firm and individual). As payers, $33,030.00. As indorsers. $17,300.00 
Amount of above loans made on capital stock, $2,300.00. Number of shares held, 23. 
Loaned to others on capit il stock, $350.00 Number of shares held, 4. 
 
 LO^ 
 
252 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Tifton, Located at Tifton, Ga., on the 28th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Deman I loans, si cured 
Demard loans, unsecured ..... 
 
5,385 00 
 
72,447 37 5,385 00 
 
Overdrafts, se- 
 
Overd'afts, un- 
 
secured 
 
298 69 1,048 64 
 
Bonds stocks, etc., owned 
 
bv the bank 
 
Banking house.. 2,000 00 
 
Furniture a n d 
 
fixtures 
 
2,00") 00 
 
4,000 00 
 
Other real estat> 
 
Due from hanks and bank- 
 
ers in this State 
 
'. 
 
Due from hanks and hank- 
 
ers not in this State ... 
 
Cash : 
 
Currency 
 
4,590 00 
 
Gold 
 
Silver, nickels & 
 
pennies 
 
734 21 
 
Uncol.ch'ksand 
 
cash items 
 
594 00 
 
Due by the clear- 
 
ing house 
 
7,135 63 1,901 61 
5,918 21. 
 
Undivided profits not ear- 
 
ned to surplus, viz.: 
 
Exchange 
 
376 59 
 
Interest 
 
2,182 02 
 
25.000 00 2,000 00 
 
Kents 
 
4 00 
 
Piofit and loss... 4,061 00 6,623 61 
 
Due to banks and bankers 
 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz : 
Sub. to check.... 52,502 07 
Demand certifs. Time certificates 7,625 00 Certifiei checks 
Cashier's checks 677 45 Due to c earing 
house 
 
60 804 52 
 
Not's and bills redis- 
 
BiUs payable, including 
dem'd certificates representing money borrowed 4,000 00 
 
0 
 
Current expenses /_ 
 
Taxes paid 
 
) 
 
456 67 
 
135 00 98,428 13 sir. 
Loans and Discounts. 
 
In suit 
In judgment. Not in suit.. .. 
 
52 25 77,780 12 
 
Good Doubtful .. Worthless 
 
$ 77,780 12 52 25 
 
Total 
 
$ 77.832 37 
 
Total 
 
S 77,832 37 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
| 28,058 07 
 
 ssss^asassBss 
 
^^^^^n^^^^^^H^^u 
 
EBMMHH^M 
 
TREASURER'S REPORT. 
 
253 
 
Statement of the Condition of The Bank of Tifton, Located 
at Tifton, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and lii Is disc'td...$ 
 
Demand loans 
 
3,405 00 
 
Demand loans 
 
unsecured... 
 
-- 
 
Overdrafts, se- 
Overdrafts, unsecured 
 
5C4 56 67 75 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 1,000 00 
 
Furniture and 
 
fixtures 
 
1,000 00 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State.. . 
 
Cash: 
 
Currency 
 
3,905 00 
 
Gold 
 
1,140 00 
 
Silver, nickels 
 
& pennies .. 356 71 
 
Uncol. checks 
 
& c'sh items 311 56 
 
Due by the 
 
cl'g house... 
 
88,996 02 3,405 00 632 31 
2,000 00 43,129 40 
754 88 
5,713 27 
 
Capital stock pai 1 in $ 
 
Surplus fund 
 
Undivided profits not.car- 
 
ried to surplus, viz. : 
 
Exchange 
 
712 80 
 
Interest 
 
548 38 
 
Undvid'd prfts 6,000 00 
 
Rents 
 
4 00 
 
Profit and loss 
 
3 50 
 
25,000 00 2,000 01) 
7,26S 68 
 
Due banks and bankers 
 
in this State 
 
2,57153 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends ... 
 
Individual deposits, viz.: 
 
Sub. to ch'k .. 81,010 45 
 
Demand certfs 
 
Time certfs 17,365 00 
 
Certified ch'ks 
 
Cashiers' ch'ks 576 64 
 
Due to clear'g 
 
house 
 
98,952 09 
 
Notes and billsredisc'td. 
 
Bills payable, including 
 
certificates of deposit 
 
representing monev 
 
borrowed 
 
". 
 
10,000 00 
 
Current expensesTaxes paid 
Interest paid Profit and loss Protest fees Revenue stinips .. 
 
986 42 175 00 
 
Total 
 
$ 145,792 30 Total 
 
$ 145,792 30 
 
Class fication of Notes and Bills 1) scour ted 
 
$ 
 
Good 
 
Don lit ful .... 
 
92,401 02 "Worthless , 
 
$ 92,401 02 
 
Total 
 
$ 92,401 02 
 
Tot, 1 
 
ft 99.401 09 
 
Loans to officers and directors (firm and individual.) As payers, $16,400. 
 
As indorsers, $9,487.50. 
 
Amount of above loans made on capital stock, $1,700. Number of shares 
 
held, 2o. 
 
Loaned to others on capital st ck, $ 
 
Number of shares held, 
 
 li 
 
254 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Toccja Banking Co., Located at Toccoa, Ga., on the 1st day of June, 1899. 
 
EESOUKCKS. 
 
LIABILITIES. 
 
J WA 
 
IS* 
 
Loans and discounts ....$ 70,212 33 Capital stock paid in 
 
$ 50,000 00 
 
Demand loans, 
 
Surplus fund 
 
secured 
 
Undivided profits not car- 
 
Demand loans, 
 
ried to surplus, viz. : 
 
unsecured 
 
SSSK::::: jwia 
 
Overdrafts, se- 
 
Premium 
 
iS 
 
cured Overdrafts, un- 
 
Rents Profit and loss.. 
 
13,013 16 
 
secured 
 
656 65 656 65 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned by the bank , 
 
in this State 
 
1,176 77 
 
Due to banks and bankers 
 
Banking house 
 
not in this State 
 
Furniture ana fixtures 
 
1.20J 00 Due unpaid dividends 
 
Other real estate 
 
Individual deposits, viz: 
 
Due from banks and bank- 
 
Sub. to check 64,722 13 
 
ers in this State 
 
4,433 37 Demand certifs.. 
 
Due from banks and bank- 
 
Time certificates 
 
ers not in this State 
 
9,798 70 Certified checks 
 
Cash: 
 
Cashier's checks 
 
oO1 111' 
 
Currency 
 
2,074 00 
 
Gold 
 
320 00 
 
Silver, nickels & 
 
Due to clearing house 
 
61,722 13 
 
pennies 
 
584 17 
 
Notes and bills r e d i s- 
 
TJncol.ch'ksand 
 
counted 
 
cash items .... 194 23 
 
Bills payable, including 
 
Due by the clear- 
 
time certificates repre- 
 
ing house 
 
3,172 40 
 
senting money borrowed 62,000 00 
 
9 
 
Current expenses Taxes paid 
 
1,435 37 
 
Profit and loss, long and 
 
short account 
 
3 24 
 
Interest paid 
 
Protest fees 
 
Total 
 
$190,912 06 
 
Total 
 
.$190,912 06 
 
HI 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
f 170,212 33 
 
Good Doubtful Worthless 
 
$170,212 33 
 
Total 
 
$170,212 33 
 
Total 
 
$170,212 33 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 26,426 50 
 
 HB 
 
^B^^B 
 
TREASURER'S REPORT. 
 
255 
 
Statement of the Condition of the Toccoa Banking Co., Located at Toccoa, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'td...$ Dem'nd lo'ns, 
secured $ Dem'nd lo'ns, 
unsecured.. 
 
178,727 13 
 
Overdrafts secured 
Overdrafts unsecured,.... 
 
1,402 68 
 
1,402 68 
 
Bonds, stocks and other securities owned by the 
 
LIABILITIES. 
Capital stock paid iu...$ 
Undivided profits not carried to surplus, viz : 
Exchange ..$ Interest Premium 
Profit and loss 
Due banks and bankers in this State 
Due banks and bankers 
 
60 000 00 
13,292 14 181 13- 
 
Bnk'g house. 
 
Furniture and 
 
fixtures 
 
1,200 00 
 
Other real estate Due from b'ks and bank- 
 
Due from b'ks and bank- 
 
ers not in this State.... 
 
Cash : 
 
Currencv 
 
4,627 00 
 
Gold 
 
965 00 
 
Silver, nicke's 
 
and pen'ies 1,499 05 
 
Uncol. ch'cks 
 
and cash 
 
items 
 
6,319 58 
 
Due bv the 
 
ci'rg house 
 
1,200 00 4,631 93 
 
Due unpaid dividends .., Individual deposits, viz. 
Sub. to check. 68,899 10 Demand certs Time certs.... Certfi'd ch'ks Cash'rs' ch'ks Due to clear- 
inghouse... 
 
68,899 10 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money 
 
67,000 00 
 
13,410 63 
 
Profit and loss 
 
Total 
 
$ 199,372 37 Total 
 
$ 199,372 37 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
Doubtful 
 
178,727 13 ! Worthless 
 
$ 178,727 13 
 
Total 
 
$ 178.727 13 Total 
 
$ 178,727 13 
 
Loans to officers and directors (firm and individual). As payers, $8,200.00. 
 
As indorscrs,! 
 
Amount of above loans made on capital stock, $8,200.00. Number of shares- 
 
held, 154. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, . . 
 
 256 
 
TREASURER'S REPORT 
 
Bank Examiner's Report of the Condition of the Bank of Unadiila, Located at Unadiila, Ga., on the 28th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
S 14,573 04 Capital stock paid in $ 15 000 00 
 
[1 WA 
 
Demand loans se- 
 
cured 
 
6,118 35 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz.: 
 
6,422 41 Exchange 
 
S 82 47 
 
0 v e r d rafts se- 
 
Interest 
 
1,194 20 
 
Overdrafts unse- 
 
cured 
 
732 74-- 732,74 Profit and loss ... 16 36-- 1,293 03 
 
Bonds, stocks, etc., owned 
 
Due banks and bankers 
 
in this State 
 
4,000 00 
 
Banking house 
 
Due banks and bankers 
 
Furniture and 
 
fixtures 
 
462 52- 462 52 Due unpaid dividends 
 
Other real estate 
 
Individual deposits, viz. : 
 
Due from hanks and bank- 
 
Subject to check$ 4,391 65 
 
1,216 92 Demand cerufi- 
 
Due from banks and bank- 
 
ers not in this State 
 
914 26 Time certificates 1,735 00 
 
Cash : 
 
Certified checks.. 
 
Currency 
 
13 00 
 
Cashier's checks 109 82 
 
Gold 
 
200 00 
 
Due to clearing 
 
Silver, nickels and pennies ... 1,382 34 
 
house 
 
-- 6.236 47 
 
Notes and bids redis- 
 
ill: 
 
Uncollected ch'ks and cash items 500 22 
 
counted Bills pavable, including 
 
Due by the clearing house 
 
-- 2,095 56 
 
lime certificates representing money bjr- 
 
Current expenses 
 
154 26 
 
Cash over 
 
15 11 
 
Due Boon & Co., cotton 
 
81 
 
0 
 
Internal revenue stamps. 
 
41 21 
 
24 00 
 
Total 
 
$ 26.637 52 
 
Totl 
 
S 26,637 52 
 
Loans and Discounts. 
 
ilT. 
 
In suit 
 
S 
 
(4ood 
 
$ 20,996 05 
 
In judgment 
 
Doubtful 
 
Not in suit 
 
20,996 05 Worthless 
 
Total... 
 
.$ 20.996-05 
 
Total 
 
$ 20,996 05 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 13,545 84 
 
\t 
ggnnomi 
 
 TREASURER'S REPORT. 
 
257 
 
Statement of the Condition of the Bank of Unadilla, Located at Unadilla, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills diso'ted.l Demand loans 
secured . . . .$ 325 00 Demand loans 
unsecured. . 698 92- 
 
18,473 21 1,023 92 
 
Overd rafts secured 
Overdr'fts unsecured .... 
 
252 95 91 95 
 
344 90 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house. Furniture and 
fixtures .... 462 52- 
 
462 52 
 
Other real estate 
 
Due from bks and bank- 
 
ers in this State . 
 
Due from bks and bank- 
 
ers not in this State. . 
 
Oash : 
 
Currency ....*1 
 
Gold 
 
I 
 
Silver, nickels | 
 
and pennies I 
 
Uncol. ch'ks& 
 
cash items. 
 
Due by the 
 
clr'g house. J 
 
10,217 30 1,494 54 
2,244 15 
 
Current expenses Taxes paid Interest paid Profit and loss 
Protest fees Internal revenue stamps Cotton account 
Transit 
 
174 44 
1,023 77 
58 SO 1,632 18 
24 00 
 
Capital stock paid in.. .$ 
 
Surplus fund 
 
Undivi'd profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 51 78 
 
Interest 
 
345 09 
 
Premium .... 951 10 
 
Rents 
 
Profit and loss 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends.. 
 
Individ'l deposits, viz.: 
 
Subj'cttoch'k 8,367 75 
 
Demand cer- 
 
tificates. .. . 
 
Time certifi- 
 
cates 
 
2,035 00 
 
Certified c'ks. 
 
Cashier's c'ks. 455 01 
 
Due to cl'ring 
 
house 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
15,000 00 1,347 97 
10,857 76 10,000 00 
 
Total 
 
.$ 37,205 73 
 
Total 
 
.$ 37,205 73 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. Not in'suit.. . 
 
19,499 13 
 
Good Doubtful . Worthless 
 
19,392 46 106 67 
 
Total 
 
19,499 13 
 
Total 
 
$ 19,499 IS 
 
Loans to officers and directors (firm and individual). As payers, $9,3y3.72 As indorsers, $1,158.47. 
 
Amount of above loans made on capital stock, $1,295.00. Number of shares held, 14. 
 
Loaned to others on capital stock, $ m 
 
Number of shares held, 
 
 L<? 
 
258 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Citizens Bank,. Located at Valdosta, Ga., on the 10th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
1 w* 
 
IS* 
 
Loans and discounts 
 
$274,768 84 Capital stock paid in 
 
$120,000 00- 
 
Demand loans se1 
 
Surplus fund 
 
cured 
 
...$36,647 70 
 
Undivided profits not car- 
 
Dem'nd loans un- 
 
ried to surplus, viz.: 
 
secured 
 
12,100 46-48,748 16 Exchange Interest 
 
$ 513 98 6,332 58 
 
i 
 
Overd'its secured 3,328 98 
 
Protest fees 
 
16 25 
 
Overdrafts unse- 
 
Tax fund 
 
400 00 
 
cured 
 
19,008 29-22,337 27 Profit and loss . . 14,830 94-22,093 75 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
by the bant 
 
1,134 68 
 
in this State 
 
893 44 
 
Banking bouse... 
 
Due to banks and bankers 
 
Furniture and 
 
not in this State 
 
fixtures 
 
Due unpaid dividends 
 
206 40 
 
Individual deposits, viz.: 
 
Other real estate 
 
Subject to check232,770 51 
 
Due from banks and bank- 
 
Demand certifi- 
 
ers in this State 
 
16,119 21 
 
Due from banks and bank- 
 
Time certificates'. 44,596 83 
 
ers not in this State 
 
35,609 48 Certified checks. 
 
Cash: 
 
Cashier's checks. 1,852 39 
 
vii' 
 
Currency 
 
9,118 00 
 
Due to clearing 
 
Gold' 
 
- 5,275 00 
 
house. 
 
279,219 73 
 
Silver, nickels 
 
and pennies .... 928 98 
 
Notes and bills redisc'nted 13,407 82: 
 
Uncollectedch'ks 
 
Bills payable, including 
 
and cash items 552 49 
 
time certificates repre- 
 
Due by the clear- 
 
senting money borrowed. 
 
ing house 
 
-15,874 47 
 
9 
 
Current expenses 
 
1,229 03 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
$435,821 14 
 
Total 
 
43S.821 14 
 
in. Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 122 89 Good 330 74 Dmbtful 
323,063 41 Worthless 
 
$323,026 90> 476 2613 88 
 
Total 
 
$323,517 04 
 
Total 
 
.$323,517 04 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
individual) 
 
.". 
 
$26,150 00- 
 
O* 
 
 HnflBBBMH^nMBBn 
 
TREASURER'S- REPORT. 
 
259- 
 
Statement of the Condition of the Citizens Bank, Located at Valdosta, Ga., at the Close of Business September. 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd . $ 364,558 21 Demand loans 
secured $29,105 95 Unsecured.... 9,544 76 --38,650 71 
 
Overdrafts se- 
 
cured 
 
$16,622 36 
 
Unsecured . .. 13,413 36 
 
30,035 72 
 
Bonds, stocks and other securities owned by the bank 
B'king house. Furniture and 
fixtures 
 
1,839 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
20,132 82 
 
Due from b'ks and bank- 
 
ers not in this State... 32,315 91 
 
Cash: 
 
Currency $ 9,000 00 
 
Gold 
 
4,695 00 
 
Silver, nickels 
 
& pennies.. 1,828 26 
 
Uncol. ch'ks 
 
and cash 
 
items 
 
40S 77 
 
Due by the 
 
cl'r'g house 
 
--15,932 03 
 
Capital stock paid in.... $ 120,000 00 
 
Surplus fund 
 
.-... 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 386 06 
 
Interest . 
 
4,136 16 
 
Protest fees... 
 
5 50 
 
Tax fund 
 
1,360 00 
 
Profit and loss 20,258 65 -26,146 37 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends.... Individual deposits, viz: 
 
184 00 
 
Sub. tocheck.$261,843 56 
 
Dem'nd certs. 
 
Timecertific's 49,126 07 
 
Certfi'd ch'ks 
 
Cash'rs'ch'ks Due to clear- 
 
789 13 
 
ing house... 
 
--311,758 76 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
46,564 14 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
1,188 09 
 
Total 
 
$ 504,653 27 
 
Total.. 
 
$ 504,653 27 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. Not in suit. 
 
$ 
 
622 75 
 
330 74 
 
432,291 15 
 
Good Doubtful Worthless 
 
$ 432,930 18 240 16 74 30 
 
Total 
 
$ 433,244 64 
 
Total 
 
$ 433,244 64 
 
Loans to officers and directors (firm and individual). As payers, $9,617.69 
 
As indorsers, $15,850.00. 
 
Amount of above loans made on capital stock, $ held, .... 
 
Number of shares 
 
Loaned to others on capital stock, $6,614.64. Number of shares held, 87. 
 
 260 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Merchants Bank, Located at Valdosta, Ga., on the 10th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
9 221,584 63 
 
Demand loans, 
 
secured 
 
$ 4,504 48 
 
Capital stock paid in 
 
$100,000 00 
 
Surplus fund 
 
25,000 00 
 
Undivided profits not car- 
 
Demand loans, 
 
ried to surplus, viz.: 
 
unsecured 
 
19,932 51 24,436 99 Exchange 
 
625 34 
 
Interest 
 
6,065 53 
 
Overdrafts, se- 
 
Premium 
 
cured 
 
7,286 93 
 
Overdrafts, un- 
 
secured 
 
4,411 17 11,698 10 
 
Rents 
 
37 50 
 
Profit and loss... 12,662 64 19,391 01 
 
Due to banks and bankers 
 
Bonds, stocks, etc., owned 
 
in this State 
 
bv the bank 
 
10,284 56 Due to banks and bankers 
 
Banking house 10,400 00 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends 
 
fixtures 
 
2,104 47 12,504 47 
 
Individual deposits, viz.: 
 
Sub. to check ...175,217 93 
 
Other real estate 
 
1,686 20 Demand certif's 20,000 00 
 
Due from banks and bank- 
 
Time certificates 11,854 45 
 
ers in this State 
 
11,028 02 Certified checks. 
 
Due from banks and bank- 
 
Cashier's ch'cks 
 
15 13 
 
ers not in this State 
 
Due to clearing 
 
Cash: 
 
house. 
 
-207,087 51 
 
Currency 
 
4,521 00 
 
oo I1 
 
Gold 
 
3,700 00 
 
Notes and bills re dis- 
 
in" 
 
Silver, nickels & 
 
counted 
 
pennies 
 
1,847 55 
 
Bills payable, including 
 
TJncol. ch'ks and 
 
time certificates repre- 
 
cash items 3,549 74 
 
senting money borrowed 
 
Due by the clear- 
 
Over and short acc't 
 
63 45 
 
ing house 
 
13,621 29 Insurance & storage 
 
6 36 
 
$ 
 
Current expenses Taxes paid 
 
1,831 56 
 
Salaries 
 
Profit and loss... ... 
 
Interest paid 
 
742 84 
 
Protest fees 
 
Notes in suit 
 
1,299 96 
 
Total 
 
$ 
 
Total. 
 
sir. 
 
Loans and Discounts. 
 
In suit and ) In judgment. J Not in suit 
 
j ,,g9 96 246,021 62 
 
Good Doubtful Worthless 
 
$247,021 62 299 96 
 
Total 
 
$247,321 58 
 
Total 
 
$247,321 58 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
- 
 
% 16,115 94 
 
o^ 
 
 TREASURER'S REPORT. 
 
261 
 
Statement of the Condition of the Merchants Bank of Valdosta, Located at Valdosta, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills dicount- 
 
ed 
 
$ 
 
Demand loans 
 
secured .... 22,283 13 
 
Demand loans 
 
unsecured.. 
 
255,202 21 22,283 13 
 
Overdrafts secured 
Overdrafts unsecured .... 
 
9,933 14 
 
9,983 14 
 
Bonds, stocks and other securities owned by the bank 
Banking house and furnit'e and fixtures. 12,515 39 
 
12,515 39 
 
Other real estate 
 
Due from banks and 
 
bankers in this state. . 
 
Due from banks and 
 
bankers not in this 
 
state 
 
Oash : 
 
Currency 
 
4,982 00 
 
Gold 
 
6,000 00 
 
Silver, nickels 
 
and pennies 1,023 OS 
 
Uncoil e c t e d 
 
checks and 
 
cash items. 794 35 
 
Due by clear- 
 
ing house . 
 
1,675 28 11,557 26 29 862 93 
12,793 43 
 
Capital stock paid in. ... 
 
Undivided profits 
 
Undivi'd profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
618 07 
 
Interest 
 
' 2,050 74 
 
Premium 
 
Bents 
 
25 00 
 
Profit and loss 14,082 81 
 
100,000 00 25,000 00 
16,776 62 
 
Due banks and bankers 
 
in this state 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends. . 
 
Individual deposits, viz.: 
 
Sub. to checkl62,903 35 
 
Demand cer- 
 
tificates ... 46,870 17 
 
Time certifi- 
 
cates 
 
Certified chks 
 
Cashier's chks 
 
Due clearing 
 
house 
 
462 60 
 
210,236 12 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
19,114 92 
 
Current expenses. Taxes paid Interest paid Profit and loss . . . Protest fees 
 
1,564 23 
 
Total 
 
371,127 66 Total 
 
371,127 66 
 
Cl as?] fication of Notes and Bills Discounted 
 
In suit In judgment Not in suit. . . . 
 
$ 1,085 21 Good Doubtful 
286 383 27 Worthless 
 
$ 287,000 00 468 48 
 
Total 
 
$ 287,468 48 Total. . : 
 
$ 287,468 48 
 
Loans to officers and directors (firm and individual). As payers, $13,- 
 
428.57. As indorsers, $ 
 
Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, 
 
Loaned to others on capital stock, $10,000. Number of shares held, 100. 
 
 "sr mm 
 
L& 
 
262 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Vienna, Located at Vienna, Ga., on the 27th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts. 
 
40,675 71 Capital stock paid in $ 25,000 00 
 
Demand loans 
 
Surplus fund 
 
5,000 00 
 
secured 
 
$ 
 
Undivided profits not 
 
Demand 1oans 
 
carried to surplus, viz.: 
 
unsecured...... 
 
Exchange 
 
129 10 
 
Interest 
 
2,706 45 
 
Overdrafts se- 
 
Premium ......... 
 
J 
 
cured Overdrafts unse- 
cured. 
 
827 91 
 
Rents Profit and loss... 5,413 60 8,249 15 S27 91 
 
Bonds, stocks, etc., owned by the bank . 
 
Due to banks and bankers in this State 
Due to banks and bankers 
 
233 27 
 
Banking house.. 
 
Furnit'e and fix- 
 
tures 
 
2,773 92 
 
2,773 92 
 
not in this State,.-. Due unpaid dividends 
Individual dep'ts,viz.: 
 
Sub. to ch'k. 31,241 40 
 
)RC 
 
Other real estate 
 
Dem'd certifi's... 
 
Due from banks and bank- 
 
Time certifi's 
 
ers in this State 
 
6,922 88 Certified checks 
 
Due from banks and bank- 
 
Cashier's checks 
 
ers not in this State 
 
9,268 24 Due to clearing 
 
Cash: 
 
house 
 
oa Jj 
 
Currency 
 
3,076 00 
 
31,241 40 
 
Gold Silver, nickels 
and pennies... TJncollected c'ks 
and cash items Due by the clear- 
 
2,643 50 1,725 45 
G9 25 
 
Notes and bills redisc'ted 
 
Bills payable, including 
 
time certificates repre- 
 
senting money borrowed 
 
Cash over.. 
 
4 29 
 
ing house 
 
7,514 20 
 
I5 
 
Current expenses 
 
1,088 64 
 
Taxes paid 
 
Profit and loss 
 
Interest paid 
 
Protest fees .... 
 
J. O. Hamilton cotton acct 656 61 
 
Total 
 
$69.728 11 Total 
 
$ e9,728 11 
 
Loans and Discounts. 
 
In suit In judgment Not in suit' 
Total 
 
1,152 07 39,523 61 $ 40,675 71 
 
Good Doubtful Worthless.. 
Total 
 
$ 39,433 20 767 11 475 40 
$ 40,675 71 
 
Loans to officers individual) 
 
and 
 
diiectors 
 
as 
 
pavers 
 
and 
 
guarantors ,,... 
 
(firm 
 
and $ 
 
668 39 
 
lo^ 
 
sasag 
 
SBBS1 n 
 
 HHHEinl 
 
TREASURER'S REPORT. 
 
263 
 
Statement of the Condition of the Bank of Vienna; Located at Vienna, Ga., at the Close of Business 
September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills discount- 
ed Demand loans 
secured Demand loans 
unsecured.. . 
 
45,899 41 
 
Overdrafts se- 
cured Overdrafts un- 
secured 
 
$526 11 
 
526 11 
 
Ponds, stocks and other 
 
securities owned by the 
 
bank 
 
: 
 
Banking house" 
 
Furniture and 
 
fixtures . . 
 
2,773 92 
 
Other real estate 
 
Due from banks and bankers in this state 
Due from banks and bankers not in this state. . . . 
 
Cash: 
 
Currency 
 
*] 
 
Gold 
 
Silver, nickels 
 
and pennies. I TJncol. checks 
& cash items 
 
Due by clearing house. . . 
 
11,405 01 2,718 52 
7,588 13 
 
Current expenses. Taxes paid Interest paid. Profit and loss 
Protest fees Cotton accouut . .. 
 
:},101 04 
313 00 
6,503 83 
 
LIABILITIES. 
 
Capital stock paid in $ 25,000 00 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not car- 
 
ried to surplus": 
 
Exchange..... -274- 63- 
 
Interest 
 
447 72 
 
Premium 
 
3,630 80 
 
Rents 
 
Profit and loss 4,163 60-- 8,516 75 
 
Due banks and bankers in 
 
this state 
 
949 87 
 
Due banks and bankers 
 
not in this state: 
 
Due unpaid dividends . .. 
 
Individual deposits, viz.: 
 
Sub. to check. 39,862 35 
 
Demand certif 
 
Time certifs. ;. 
 
Certified c'ks.. 
 
Cashier's c'ks 500 00 
 
Due clearing 
 
house 
 
--40,362 35 
 
Notes and bills r e d i s-counted 
Bills payable, including certificates of deposit representing money 
borrowed 
 
Total 
 
$ 79,828 97 Total..; 
 
$ 79,828 97 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 702 53 Good Doubtful . 
45,196 88 Worthless 
 
45,443 41 456 00 
 
Total 
 
$ 45,899 41 Total 
 
$ 45,889 41 
 
Loans to officers and directors (firm and individual). As payers, 16,503.83. 
 
As indorsers, $ Amount of above loans made on capital stock, $ 
 
Number of 
 
Amount loaned to others on capital stock, $ held, 
 
Number of shares 
 
 L<? 
 
264 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Warrenton, Located at Warrenton, Ga., on the 17th day of May, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
$48,286 64 
 
Demand loans se- 
 
cured 
 
.$5,192 00 
 
Demand loans 
 
unsecured .... 
 
5,192 00 
 
Overdrafts sec'd 2,443 52 
 
Overdrafts unse- 
 
cured 
 
5,579 04 8,022 56 
 
Capital stock paid in $ 21,500 00' 
 
Surplus fund 
 
5,000 00 
 
Undivided profits not car- 
 
ritd to surplus, viz.: 
 
Exchange 
 
$ 206 42 
 
Interest 
 
1,080 27 
 
Premium 
 
Rents, dep. boxes 2 00 
 
Profit and loss .. 
 
1,288 69 
 
Bonds, stocks, etc., owned 
 
Due to banks and bankers 
 
in this State 
 
Banking house 2,500 00 
 
Due to banks and bankers 
 
and furniture 
 
not in this State 
 
and fixtures.. 1,200 00 3,700 00 Due unpaid dividends. . . . 
 
12 00 
 
Individual deposits, viz : 
 
Other real estate 
 
2,025 00 Subject to check 25,387 12 
 
Due from banks and bank- 
 
Demand certifi- 
 
ers in this State 
 
7,609 92 cates 
 
Due from banks and bank- 
 
Time certific'tes 6,546 15 
 
ers not in this State... . 2,375 27 Certified checks 
 
Cash: 
 
Cashier's checks 
 
cm lj 
 
Currency 
 
1,558 00 
 
Due to clearing 
 
Gold 
 
270 00 
 
house 
 
31,933 27 
 
Silver.nickels and 
 
pennies 
 
1,115 00 
 
Notes and bills redisc'nted 
 
TJncollected ch's 
 
Bills payable, including 
 
and cash items 445 00 
 
time certificates repre- 
 
Due by clearing 
 
senting money borrowed 22,000 00 
 
house 
 
5,388 00 Cash over 
 
47 
 
 
 
Current expenses Taxes paid 
 
873 24 261 80 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
$ 81,734 43 
 
Total 
 
$ 81,734 43 
 
sir. 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
1 
. 53,478  64 
 
Good Doubtful Worthless 
 
$53,307 64 171 00 
 
Total 
 
$53,478 64 
 
Total 
 
$53,478 64 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$25,039 25 
 
6 
 
 UUB^BmBBBm 
 
awryrasscggt*??. 
 
TREASURER'S REPORT. 
 
265 
 
Statement of the Condition of the Bank, of Warrenton, Located at Warrenton, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes ami bills disc'ted...$ 70,371 28 
 
Demand loans 
 
secured 
 
4,992 00 
 
4,992 00 
 
0 v e rdrafts secured 
 
3,056 37 
 
Bonds, stocks and other securities owned by the 
 
Banking house. 2,500 00 
 
fixtures 
 
1,200 00 
 
3,700 00 
 
2,170 00 
 
Due from banks and bank- 
 
ers in this State 
 
2,862 90 
 
Due from banks and bank- 
 
ers Dot in this State 
 
423 71 
 
Cash: 
 
Currency 
 
2,700 00 
 
Gold 
 
S i 1 ver, nickels 
 
and pennies.. 299 25 
 
Uncollect'd c'ks 
 
and cash it'ms 300 00 
 
Due by the 
 
cleari'g house 
 
-- 3,299 25 
 
1,664 77 '347 80 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
138 12 
 
Interest 
 
1,417 62 
 
21,500 00 5,000 00 
 
Rents Profit and loss.. 
 
2 00 -- 1 557 74 
 
Due banks and bankers 
 
Due banks and bankers 
 
Due unpaid dividends 
 
40 00 
 
Individual deposits, viz.: 
 
Subject to c'k... 17,468 19 
 
Demand cert's.. 
 
Time certific's.. 10,822 15 
 
Certified checks 
 
Cashier's ch'ks 
 
Due to clearing 
 
28,290 34 
 
Notes and bills redisc'ted Bills pavable, including 
certificates of deposit represe'ting money bor- 
 
36,500 00 
 
Total 
 
$ 92,888 08 
 
Classification of Notes and Bills Discounted. 
 
75,363 28 
 
Good 
 
$ 75,192 28 171. 00 
 
Total 
 
$ 75,363 28 
 
Total 
 
$ 75,363 28 
 
Loans to officers und directors (firm and individual). As payers, $19,148.25- 
As indors-erp. $5,550.00. Amount of above loans made on capital stock, $4,750.00. Number of shaies 
held, 44. Loaned to others on capital stock, $2,867.00. Number of shares held, 34. 
 
 mm 
 
I# 
 
266 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Washington Exchange Bank, Located at Washington, Ga., on the 14th day of July, 1899. 
 
EESOUECES. ... 
 
LIABILITIES. 
 
IS* 
 
Loans and discounts % 152,122 3-5 
 
62,000 00 
 
Demand loans 
 
Surplus fund 
 
11,780 00 
 
secured 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz.: 
 
unsecured .... 
 
Exchange 
 
$ 12 70 
 
Interest 
 
45 49 
 
0 v e r d rafts se- 
 
cured 
 
3,081 33 
 
Rents 
 
Overdrafts unse- 
 
Profit and loss. . 919 14 977 33 
 
962 44-- 4,043 77 
 
Due to banks and bankers 
 
Bonds, stocks, etc , owned 
 
in this State 
 
97 15 
 
Due to banks and bankers 
 
Banking house. . Furniture and 
 
. 
 
not in this State . 
 
836 11 
 
Due unpaid dividends . .. 1,740 00 
 
fixtures 
 
3,683 09-- 3,683 09 Individual deposits, viz.: 
 
Subject toch'k,$66,177 46 
 
Other real estate 
 
Demand certs. . 18,961 18 
 
Due from banks and bank- 
 
Time certs .... 
 
11,590 09 Certified ch'ks. ' 
 
Due from banks and bank- 
 
Cashier's ch'ks. 
 
ers not in this State .... 27,629 43 Due to clearing 
 
00 ^ 
 
Cash: 
 
house 
 
85,138 64 
 
Currency 
 
$1,478 00 
 
Gold 
 
940 00 
 
Notes and bills redisc'ted 
 
Silver , nickels 
 
Bills payable, including 
 
and pennies. .. 125 80 
 
time certificates repre- 
 
Uncollected chks 
 
senting money bor- 
 
and cash items 905 70 
 
rowed 
 
40,000 00 
 
Due by the clear- 
 
ing house .... 
 
-- 3,449 50 
 
# 
 
Current expenses 
 
50 97 
 
Taxes paid 
 
Profit and loss.. . 
 
Interest paid. . . . 
 
Protest fees 
 
Total 
 
$202,569 23 
 
sir. 
 
Loans and Discounts. 
 
In suit .....' In judgment 
 
$ 53 50 152,068 88 
 
Good Doubtful 
 
$152,122 38 
 
Total 
 
$152,122 38 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
$ 47,277 30 
 
k* 
 
 B^HUBHn 
 
TREASURER'S REPORT. 
 
267 
 
Statement of the Condition of the Washington Exchange Bank, Located at Washington, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted..$161,432 85 
 
Demand loans 
 
secured 
 
821 55 
 
Deumnsaencdurleodans   
 
821 oo 
 
Over drafts se- 
 
cured 
 
Overdrafts un- 
 
secured 
 
3,23196 
 
"' 3,234 96 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Ranking house... 
 
Furniture and 
 
fixtures 
 
3,683 09 
 
3,683 09 
 
Other real estate 
 
Lue from banks and bank- 
 
ers in this Siate 
 
1,866 79 
 
Due from banks and bank- 
 
ers not in this State 
 
6,235 94 
 
Cash  
 
Currency 
 
1,628 00' 
 
Gold 
 
1,000 00 
 
S il v er, nickels 
 
and pennies... 58 72 . 
 
Uncol'cted chks 
 
and cash it'ms 520 26 
 
Due by the 
 
clearinghouse 
 
3,206 98 
 
Capital stock paid in $ 62,000 00 
 
Surplus fund 
 
11,780 00 
 
Undivided profits not car- 
 
ried to surplus, viz,: 
 
Exchange Interest 
 
40 48 557,81 
 
Protest fees. 
 
Rents Profit and loss... 919 14 1,517 43 
 
Due banks and bankers in 
 
this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual depositSj viz.; 
 
Subject to ch'k.. 50,804 49 
 
Demand certifi- 
 
cates 
 
14,410.91 
 
Time certificate 
 
Cenified checks 
 
Cashier's ch'cks 
 
Due to clearing 
 
house 
 
141 13 163 55 340 00 
65,215 40 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit representing money borrowed 
 
40,000 00 
 
Current expenses Taxes paid Interest paid Profit and loss Protest fees 
 
672 35 
 
Total .... 
 
181,157 51 Total 
 
$181,157 51 
 
Classification of Notes and Bills Discounted. 
 
In suit In iudgment 
Not in suit 
 
$ 162,257 40 
 
Good Doubtful Worthless 
 
$162,257 40 
 
Total 
 
..$162,2o7 40 
 
Total 
 
$162,257 40 
 
Loans to officers and directors (firm and individual). As payers, $20,216.05. 
 
A Amonnt of'abwf loans made on capital stock, $1,000.00. Number of shares, 
 
^Loaned to others on capital stock, $150.00. Number of shares held, 3. 
 
 i 
 
268 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Washington Loan and Banking Co., Located at Washington, Ga., on the 13th day of July, 1899. 
 
KESOUKCES. 
 
LIABILITIES. 
 
IS* 
 
Loans and discounts Demand loans se- 
 
$107,863 81 Capital stock paid in Surplus fund 
 
$ 50,000 00 
 
cured 
 
902 62 
 
Undivided profits not car- 
 
Demand loans un- 
 
ried to surplus, viz.: 
 
secured 
 
902 62 
 
Exchange 
 
162 46 
 
Overdrafts secur'd 2,510 67 " unsecured 373 80 2,884 47 
 
Interest .... ... 256 44 Premium Rents 
 
l*C 
 
Bonds, stocks, etc., 
 
Profit and loss... 2,622 65-- 3,041 55 
 
owned by the 
 
bank 
 
Banking house 
 
Furniture and fix- 
 
tures 
 
1500 00-- 1,500 00 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends 
 
838 15. 
 
Individual deposits, viz.: 
 
Other real estate 
 
Subject to ch'k. 20,821 02 
 
Due from banks and bank- 
 
Demand certifi- 
 
ers in this State 
 
4,710 69 
 
cates 
 
7,384 90 
 
Due from ban kg and bank- 
 
Time certificates 5,000 00 
 
ers not in this State 
 
4,587 79 Certified ch'ks.. 
 
Cash: 
 
Cashier's ch'ks.. 
 
oo_v! 
 
Currency Gold 
 
1,421 00 645 00 
 
Due to clearing house 
 
33,205 92 
 
Silver, nickels and 
 
pennies 
 
1,788 80 
 
Uncollected ch'ks 
 
and cash items.. 309 90 
 
Due by the clear- 
 
ing house 
 
4,164 70 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
 
40,000 00 
 
Cash over 
 
9 
 
Current expenses. Taxes paid 
 
509 84 
 
38 30 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Total 
 
127,123 92 
 
Total 
 
127,123 92 
 
Hi 
 
Loans and Discounts. 
 
In suit In judgment Not in suit .. 
 
Good Doubtful 108,766 43 Worthless 
 
$108,766 43 
 
Total 
 
$108,766 43 
 
Total 
 
$108,766 43 
 
Loans to officers and directors as payers and guarantors (firm and 
 
"dividual; 
 
$ 11,112 00 
 
 ^^^^Mk 
 
TREASURER'S REPORT. 
 
269 
 
Statement of the Condition of the Washington Loan and Banking Co., Located ai Washington Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
Notes and bills disc'led...$ 112,942 72 Demand loans 
secured $ 
 
Overdraws se- 
 
cured 
 
5,023 96 
 
- 5,023 96 
 
Bonds, stocks and other securities owned by the 
 
Banking house, furniture 1,500 00 
 
Due from banksatid bank- 
 
Due from banks and bankers not in this state . .. 
 
Cash: 
 
Currency 
 
1,712 00 
 
Gold 
 
1,355 00 
 
Silver, nickels 
 
and pennies.. 1,363 55 
 
Uncol. c'ks and 
 
cash items.... 3,092 67 
 
Duebv the cl'r- 
 
2,560 47 686 99 
7,523 22 
 
Current expenses 
 
729 59 
 
LIABILITIES. 
Capital stock paid in 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange . 238 36 
 
Interest 
 
453 27 
 
Profit and loss.. 2,622 65 
 
Due banks and bankers in 
 
Due banks and bankers 
 
Due unpaid dividends 
 
Individual deposits,viz : 
 
Sub. toch'k 20,881 99 
 
Demand certifi- 
 
cates 
 
10,849 41 
 
Time certifi- 
 
Certified ch'ks. Cashier's ch'ks. Due to clearing 
 
Notes and bills redisc'ted. Bills payable, including 
certificates of deposit repressing money bor- 
 
50,000 00 3,314 28 3,921 27 
31,731 40 42,000 00 
 
Total 
 
$130,966 95 Total 
 
$ 131.966 95 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
Good D.ubtful $ 112,942 72 Worthless 
 
$112,942 72 
 
Total 
 
$ 112,942 72 Total 
 
$ 112.942 72 
 
Loans to officers and directors (firm and individual). As payers, $6,000.00. 
Asindorsers, $1,000.00. Amount of above loans made on capital t-tock, $3,000.00. Number of shares 
held, 50. Loaned to others on capital stock, $1,000.00. Number of shares held, 12. 
 
 j^r-t--- 
0 
5ir, 
I*' 
 
m 
 
270 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Waycross, Located at Waycross, Ga., on the 8th day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts .. Demand loans se- 
cured Demand loans 
unsecured .... 
 
....$139,480 74 
 
Overdrafts eee*d. 
 
Overdrafts unse- 
 
cured 
 
316 86-- 316 86 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house. . 
 
Furnit'reand fix- 
 
tures 
 
1,136 07-- 1,136 07 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and bank- 
 
ers not in this State.... 
 
Cash: 
 
Currency . 
 
4,846 00 
 
Gold 
 
2,525 00 
 
Silver, nickels 
 
and pennies. . . 1,631 38 
 
Uncollect'd ch'ks 
 
and cash items 517 11 
 
Due by the clear- 
 
ing house 
 
15,917 99 13,470 96 
9,519 49 
 
Capital stock paid in 
 
$25,000 00 
 
Surplus fund 
 
12,000 00 . 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
$ 481 41 
 
Interest 
 
2,159 17 
 
Premium 
 
Rents 
 
Profit and loss 
 
20 25- 2,660 83 
 
Due to banks and bankers 
 
in this State. . . 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends .... 
 
Individual deposits, viz.: 
 
Sub. to ch'k... .137,272 44 
 
Dem'ndcertifs. 4,064 57 
 
Time certifs 
 
Certifi'd ch'ks.. 
 
Cashier's ch'ks. 100 10 
 
Due to clearing. 
 
house 
 
141,437 11 
 
Notes and bills rediscounted 
Bills payable, including time certificates representing money borrowed 
 
Current expenses Taxes paid Profit and loss Interest paid Protest fees 
 
1,255 83 
 
Totil 
 
3187,097 94 
 
Tota 
 
31,097 94 
 
Loans and Discounts. 
 
In suit In judgment Not in suit 
 
$ 723 84 
138,756 90 
 
Good Doubtful Worthless 
 
$139,480 74 
 
Total 
 
* 139,480 74 
 
Total 
 
$139,480 74 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 28,651 14 
 
imssim 
 
 HH^HB^HHaSB 
 
TREASURER'S REPORT. 
 
27L 
 
Statement of the Condition of the Bank of Waycross, Located at Waycross, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disco'nted.$170,525 83 
 
Demand loans se- 
 
cured 
 
$ 
 
Demand loans un- 
 
secured .* 
 
Overdrafts secu'd.. Overdrafts unse- 
cured 
 
Bonds, stocks and other securities owned by the bank 
Banking house Furniture and fix- 
tures . 
 
1,240 57 
 
Other real estate 
 
2,050 00 
 
Due from banks and bank- 
 
ers in this State 
 
27,170 65 
 
Due from banks and bank- 
 
ers not in this State 
 
18,607 57 
 
Cash: 
 
Currency 
 
3,534 00 
 
Gold 
 
6,357 50 
 
Silver, nickels and 
 
pennies 
 
2,190 28 
 
Uncollected ch'ks 
 
and cash items.. 708 89 
 
Due bv the clear- 
 
ing house 
 
189 42-12,980 09 
 
Capital siock paid in $ 25,000 00 
 
Surplus fund 
 
12,000 00- 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
1,105 00 
 
Interest 
 
8,631 82 
 
Premium 
 
27 00 
 
Rents 
 
Profit and loss... 
 
9,763 82 
 
Due banks and bankers in 
 
this State 
 
1,655 39- 
 
Due banks and bankers not 
 
in this State Due unpaid dividends 
 
2 00 
 
Individual deposits, viz.: ' 
 
Subject to check..l63,005 72 
 
Demand certific's 1,915 30 
 
Time certificates. 22,802 97 
 
Certified checks. 
 
Cashier's checks. 
 
Due to clearing 
 
house 
 
462 79-188,186 7S 
 
Notes and bills redisc'nt'ed Bills payable, including 
certificates of deposit representing money bor- 
rowed 
 
Current expenses 
Taxes paid Interest paid Profit and loss Protest fees Revenue stamp account 
 
4,009 34 23 94 
 
Total 
 
$236,607 99 
 
Total 
 
$236,607 9i> 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not insult 
 
$ 178 25 170,047 58 
 
Good Doubtful Worthless 
 
$170,525 S3 
 
Total 
 
170.525 83 
 
Total 
 
$170,525 83 
 
Loans to officers and directors (firm and individual). As payers, $3,350.51. 
 
As indorsers, $9,446.11. Amountof above loans madeon capital stock, $ 
 
, ,'~ Number of shares 
 
held, Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 L<? 
 
272 
 
TKESURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the South Georgia Bank, Located at Way cross, Ga., on the 9th day of March, 1899. 
 
Sat 
 
RESOURCES. 
 
LIABILITIES. 
 
IS* 
 
07 
 
Demand loans secured 
 
Demand loans unsecured.. 
 
Undivided profit not car- 
 
ried to surplus, viz : 
 
i4 
 
Bonds, stocks, etc., owned 
 
41 91 Profit and loss.. 
 
-- 
 
Banking House...$ 
 
Furniture and 
 
Due to banks and bankers 
 
fixtures .. 
 
1,060 10 1,060 10 
 
Due to banks and bankers 
 
4,687 80 
 
Due from banks anil bank- 
 
Due unpaid dividends 
 
Due from banks and bank- 
 
Individual deposits, viz.: Savings dep'ts.f 54.9S6 94 
 
Cash : 
 
Demand certificates 
 
502 40 
 
Gold 
 
Time certific'ts 
 
,,; 
 
Certified ch'ks.. 
 
04 I 
 
Silver, nickels 
 
g 
 
Cashier's ch'ks 
 
Due to clearing 
 
Uncollected ch'ks 
 
house 
 
- 55,489 34 
 
Due bv the clear- 
 
Notes and bills redis- 
 
Current expenses 
$ 
 
Bills payable, including time ceriificates representing money borrowed 
 
Internal revenue stamps... First Nat. B'k Waycross. 11,538 37 
 
Total 
 
$ 65,489 34 
 
Total 
 
$ 65,489 3f 
 
*IT. 
 
Loans and Discounts. 
 
n5 
 
In suit In judgment 
Notinsuit 
 
.....$ 
 
Good 
 
Doubtful 
 
44,012 07 Worthless 
 
$44,012 07 
 
Total.. 
 
$44,012 07 Total.. 
 
$44,012 07 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 120 00 
 
o^ 
 
 BB ^^^^^^^MHHHIHII^ 
 
TREASURER'S REPORT. 
 
273 
 
Statement of the Condition of the South Georgia Bank of Waycross, Located at Waycross, Ga., at the Close of Business September oth, 1899. 
 
RESOURCES. 
 
Notes and bills disc'nted I Demand loans 
secured Demand loans 
unsecured... 
 
42,685 45 
 
Overdrafts secured 
Overdrafts unsecured 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house... Furniture and 
fixtures .... 700 00 
 
Other real estate 
 
Due from banks and 
 
bankers in this State... 
 
Due from b'ks and bank- 
 
ers not in this State .. 
 
Cash: 
 
Currency 
 
Oold 
 
Silver, nickels 
 
& 
 
and pennies. 
 
g 
 
TJncol. ch'ks & 
 
(z; 
 
cash items .. 
 
Due by the 
 
clear'g ho'se 
 
4,191 00 
700 00 4,000 00 13,109 79 
 
LIABILITIES. 
 
Capital stock paid in $ Surplus fund Undivided profits not 
carried to surplus, viz.: Exchange $ Discounts Premium Rents Profit and loss 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends .. 
 
Individual deposits, viz.: 
 
Sub. toch'k 
 
Demand cer- 
 
tificates ... 
 
Time certifi- 
 
cates 
 
54,686 24 
 
Certifi'dc'ks 
 
Cashier's c'ks 
 
Due to clear- 
 
ing house. 
 
Notes and bills rediscounted 
Bills payable, including certificates of deposit representing money borrowed 
 
10,000 00 54,086 24 
 
Current expenses Taxes paid.. Interest paid Profit and loss Protest fees 
Total 
 
S fi4,686 24 
 
Total 
 
$ 64,686 24 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment NTot in suit.. 
 
I Good ... . Doubtful.. 
42,685 45 ! Worthless 
 
.$ 42,685 45 
 
Total 
 
$ 42,685 45 
 
Total 
 
$ 42,685 45 
 
Loans to officers and directors (firm and individual) As payers, $5,150.00. 
 
As indorsers, $9,011.48. 
 
Amount of above loans made on capital stock, $ 
 
Number of 
 
shares held, Loaned to others on capital stock, $ 
 
Number of shares held, 
 
18 t 
 
  ^T*~"- 
IS* i 
)RC 
TTV5 & 
S 
 
274 
 
TREASURER'S EEPORT. 
 
Bank Examiner's Report of the Condition of the Bank of Waynesboro, Located at Waynesboro, Ga., on the 3d day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Demand loans 
 
77,218 15 
 
Demand loans unsecured ... 
 
Overdrafts se- 
Overdralts unsecured -- 
 
4,477 08 280 60 
 
4,707 68 
 
Bonds, stocks, etc ., owned 
 
Banking house Furniture and 
 
1,351 42 
 
5,500 00 1,351 42 
 
Other real estate Due from banks and bank- 
ers in this State Due from banks and bank- 
 
Cash: 
Gold Silver, nickels 
and pennies... Uncol. ch'ksand 
cash items ... Du"by Citizen's 
 
1,637 00 1,243 50 1,529 46 
9.973 85 
118 14 
 
8,000 00 8,154 39 8,233 20 
14,501 95 
 
Current expenses Taxes paid Profit and loss ... 
 
151 21 
 
Capital stock paid in $ 50,000 00 
 
6,169 84 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange 
 
$ 22 46 
 
Interest 
 
10,379 88 
 
Premium 
 
Profit and loss... 
 
10,402 34 
 
Due to banks and bankers 
 
Due to banks and bankers not in thisState 
Due unpaid dividends Individual deposit",viz.: 
6ubj'cttochk 56,005 82 Demand cer- 
tificates ... Time certifi- 
cates Certifi'd chks Cashier's 
checks Due to clear- 
ing house.. 
 
210 00 56,005 82 
 
Notes and bills redis- 
 
Bills payable, including time certificates representing money borrowed 
 
Total 
Loans and Discounts. 
 
$ 122.818 00 
 
., $ 24 14 Doubtful 
77,194 01 
 
1 77,111 47 106 68- 
 
77,218 15 
 
Total 
 
$ 77,218 15 
 
Loans to oflicers and directors as payers and guarantors (firm and 
 
individual) 
 
I 3,953 99 
 
 m nHH^BH 
 
TREASURER'S REPORT. 
 
275 
 
Statement of the Condition of the Bank of Waynesboro, Located at Waynesboro, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted...$ 92,453 03 Demand loans 
secured Unsecured 
 
Overdrafts se- 
 
cured 
 
2,421 SO 
 
Unsecured 
 
325 12 2,746 92 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Bunking house 
 
Furniture and 
 
fixtures 
 
1,351 42 
 
5,000 00 1,351 42 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this state .... 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
Currency 
 
1,418 00 
 
Gold . 
 
16 00 
 
Silver, nickels 
 
and pennies. 1,999 83 
 
Uncol. c'ks and 
 
cash items.... 1,056 02 
 
Due by the clu- 
 
ing house 
 
8,000 00 7,641 17 6,904 59 
4,489 85 
 
Capital stock paid in $ 
 
Surplus fund. Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 87 3S 
 
Interest 
 
10,508 75 
 
Premium 
 
Rents 
 
Profit and loss.. 
 
50,000 00 6,169 84 
10,596 13 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends.. .. Individual deposits, viz.: 
Sub. to ch'k .... 38,483 24 Demand certifi- 
cates Time certific'ts Certified ch'ks Cashier's ch'ks Due to clearing 
house 
 
24(1 00 38,48:; 2 1 
 
Notes and bills redisc'ted 
 
Bills payable 
 
25,000 00 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees 
 
657 96 24 s 68 
501 25 494 34 
 
Total 
 
* 130,489 21 
 
Total 
 
* 130.489 21 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Notinsuit 
 
$ 
 
Good 
 
Doubtful 
 
92,453 03 Worthless 
 
$ 92,453 03 
 
Total 
 
* 92,453 03 Total 
 
* '12.453 03 
 
Loans to officers and directors (firm and individual). As payers, $11,917.68. 
 
As indorsers, $ Amount of above loans made on capital stock, $11,917.68. dumber of shares 
 
held, 10. Loaned to others on capital stock, S 
 
,,, . . Number ot shares held, .. 
 
 l# 
 
276 
 
TREASURER'S KEPORT 
 
Bank Examiner's Report of the Condition of the Citizens Bank, Located at Waynesboro, Ga., on the 2d day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts S 41.,966 99 
 
Demand loans 
 
secured 
 
4,030 00 
 
Demand loans 
 
unsecured ... 
 
4,030 00 
 
Capital stock paid in . .. .$ 25,000 00 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus.viz.: 
 
Exchange 
 
$ 1 53 
 
Interest 
 
705 05 
 
O v e r d rafts se- 
 
cured 
 
4,313 44 
 
Overdrafts unse- 
 
Premium Bents Profit and loss. . 3,299 45-- 4,006 03 
 
Li 
 
cured . 
 
4,313 44 Due banks and bankers in 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
F urni ture and 
 
fixtures 
 
1,055 23-- 1,055 23 
 
this State Due banks and bankers 
not in this State Due unpaid dividends . .. Individual deposits, viz.: Subject to check.25,601 16 Demand certf. .. 
 
>RC 
 
Other real estate 
 
Time certf 
 
Due from banks and bank- 
 
Certified checks. 
 
ers in this State 
 
1,225 42 Cashiers' checks. 
 
Due from banks and bank- 
 
Due to clearing 
 
ers not in this State . .. 345 07 house 
 
-25,601 16 
 
Cash : Currency Gold Silver, nickels 
and pennies. .. 1,051 84 Uncollected chks 
and cash items 729 99 Due by the clear- 
 
Notes and bill redisc'ted. Bills payable, inc'd'g cer- 
tificates of deposit repres't'g money borrowed Over cash Suspense account Trust account 
 
5C 75 378 32 
 
ing house 
 
- 1,781 83 
 
g 
 
Current expenses. 
 
Taxes paid 
 
Profit and loss . . . 
 
Interest paid 
 
Protest fees 
 
Revenue stamps. . 
 
208 78 
 
Total 
 
$ 54,926 76 Total. . 
 
.$ 54,926 76 
 
US 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
$ 
 
Good 
 
Doubtful 
 
45,996 99 Worthless 
 
$ 45,956 99 40 00 
 
Total 
 
.-$ 45,996 99 Total 
 
$ 45,996 99 
 
Loans to officers and directors as payers and guarantors (firm 
 
and individual) 
 
$ ",320 22 
 
:*mm:mnxm&M*i 
 
 TREASURER'S REPORT. 
 
27' 
 
Statement of the Condition of the Citizens Bank, Located at Waynesboro, Ga., at the Close of Business, September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills d sc'ted... 51,604 27 Demand loans 
 
18,274 00 
 
Overdrafts s e - 
 
Unsecured 
 
Bonds, stocks an d other securities owned Lvthe 
 
Banking house 
 
Furniture and 
 
fixtures 
 
1,055 23 
 
1,055 23 
 
Other real estate. 
 
Due from banks and bank- 
 
ers in this state 
 
Due from banks and bank- 
 
ers not in this state 
 
Cash: 
 
328 00 
 
Gold 
 
30 00 
 
Silver, nickels 
 
and pennies.. 255 30 
 
Uncol. c'ksand 
 
cash items ... 518 71 
 
Due t>v the cl'r- 
 
ing house 
 
3,125 33 262 71 
1,132 01 
 
Current expenses Revenue Stamps on h'd. 
 
1,057 19 
112 72 426 98 187 48 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange........ 110 39 
 
Interest 
 
2,400 85 
 
Premium 
 
117 71 
 
Rents 
 
Profit and loss.. 3,290 36- 
 
25,000 00 5,919 31 
 
Due banks and bankers in 
 
this state 
 
Due banks and bankers 
 
not in this state 
 
Due unpaid dividends 
 
Individual dep#sits,viz.: 
 
Sub. toch'k.... 17,303 61 
 
Demand certifi- 
 
cates 
 
Time certific'ts. 
 
Certified ch'ks. 
 
15 00 
 
Cashier's ch'ks. 
 
Due to clearing 
 
house 
 
17,318 (il 
 
Notes and bills redisc'ted. Bills payable, includ'g cer- 
tific'ts of deposit representing money borr'wed 
 
29,000 00 
 
$ 77,237 92 
 
Total 
 
.$ 77,237 92 
 
Classification of Notes and Bills Discounted. 
 
Insuit In judgment Not in suit 
 
if 
 
30 00 
 
(59,848 27 
 
Good Doubtful .. Worthless. 
 
69,878 27 
 
Total 
 
$ 69,878 27 
 
Total 
 
f 69,878 27 
 
Loans to officers and directors, (firm and individual). As payers, $1,351.74 
As indorsers, $ Amount of above loans made on capital stock, $500.00. Number of shares 
held, 5. Loaned to others on capital stock, $400.00. Number of shares held, 4. 
 
 ....^T"'"*" & 
p 
IS* 
iS 
9 
sir. 
( 
 
278 
 
TREASUKER'S REPORT 
 
Bank Examiner's Report of the Condition of the Bank of West Point, Located at West Point, Ga., on the 2d day of March, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Loans and discounts 
 
Demand loans, 
 
secured 
 
$ 
 
Demand loans, 
 
unsecured 
 
r5,994 33 
 
Overdrafts, se- 
 
cured 
 
Overdrafts, un- 
 
secured 
 
4,680 07 
 
4,080 07 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house- 
 
Furniture and 
 
fixtures. 
 
1,648 25- 
 
1,248 25 
 
Other real estate 
 
Due from banks and bank- 
 
ers in this State 
 
1,480 87 
 
Due from banks and bank- 
 
ers not in this State 
 
19,380 40 
 
Cash: 
 
Currency 
 
5,700 00 
 
Gold 
 
2,462 50 
 
Silver, nickles & 
 
pennies 
 
7,869 31 
 
Uncol.ch'ksand 
 
cash items 
 
Due by clearing 
 
house 
 
.'... 
 
--16,03181 
 
Current expenses 
 
Taxes paid 
 
: 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
Internal revenue stamps. 
 
1,030 20 56 43 
 
Total. 
 
.$119,902 36 
 
Capital stock paid in $ 50,000 00 
 
Surplus fund 
 
2,000 00 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange. 
 
865 86 
 
Interest 
 
4,276 89 
 
Premium 
 
Rents 
 
Profit and loss... 1,074 48-- 6,217 23 
 
Due to banks and bankers 
 
in this State 
 
Due to banks and bankers 
 
not in this State 
 
Due unpaid dividends 
 
Individual deposits, viz.: 
 
Sub. to check .... 61,605 13 
 
Demand cert'fs.. 
 
Certified checks. 
 
Cashier'schecks. 
 
Due to clearing 
 
house 
 
61,685 13 
 
Notes and bills rediscounted 
Bills payable, including 
time certificates representing money borrowed 
 
Total 
 
$119,902 36 
 
Loans and Discounts. 
 
In suit In judgment . Not in suit 
 
75,994 33 
 
Good Doubtful Worthless 
 
$ 75,994 33 .... 
 
Total 
 
$ 75,994 33 
 
Total 
 
$ 75,994 33 
 
Loans to officers and directors as payers and guarantors (firm and 
 
individual) 
 
$ 9;048 67 
 
 BHNHflMnHH^^HBBBm 
 
WgSfflVBPffiM 
 
^^H^^^H^^^^Hi 
 
TREASURER'S REPORT. 
 
279 
 
.Statement of the Condition of the Bank of West Point, Located at West Point, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'nted$ Demand loans 
secured .... Demand loans 
unsecured.. 
 
104,779 68 
 
Overdrafts se- 
 
cured 
 
10,991 33 
 
Overdr'fts un- 
 
secured .... 
 
-- 10,991 33 
 
Banking house. Furniture and 
fixtures .... 1,248 25-- 1,248 25 
 
Other real estate 
 
Due from banks and 
 
bankers in this State. 
 
Due from bks and bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency .... 3,500 00 
 
Gold 
 
3,489 69 
 
Silver, nickels 
 
and pennies. 
 
TJncol.ch'ks & 
 
cash items . 
 
Due by the 
 
clr'g house. 
 
1,763 66 13,142 29 
--6,989 69 
 
Current expenses 
Taxes paid Interest paid Profit and loss Protest fees Stamp account 
 
2,584 85 141 56 
 
Total 
 
$ 141,641 31 
 
LIABILITIES. 
 
Capital stock paid in... $ 50,000 00 
 
Surplus fund 
 
2,000 00 
 
Undivided profits, not 
 
carried to surplus, viz.: 
 
Exchange. . ..$ 1,521 93 
 
Interest 
 
5,314 39 
 
Premium .... 
 
Rents Profit and loss 1,074 48-- 7,910 80 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends . 
 
Individ'ldep'sits,viz.: 
 
Subj'ttochk 51,730 51 
 
Demand cer. 
 
Time certs.. 
 
Certif'dc'ks 
 
Cash'r'sc'ks 
 
Due to clear- 
 
ing house. 
 
--51,730 51 
 
Notes and bills re-dis- 
 
Bills payable 
 
30,000 09 
 
Total 
 
$ 141,641 31 
 
Classification of Notes and Bills Discounted. 
 
In suit 
 
$ 
 
Good 
 
Doubtful 
 
104,779 68 Worthless 
 
$ 104,779 68 
 
Total 
 
$ 104,779 68 
 
$ 104.779 68 
 
Loans to officers and directors (firm and individual). As payers, $32,- 
 
500.00. As indorsers, $3,615.00. 
 
Amount of above loans made on capital stock, $1,500.00. Number of 
 
shares held, 10. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, .. 
 
  
^^^^^^^^ 
 
280 
 
TREASURER'S REPORT. 
 
Bank Examiner's Report of the Condition of The Bank of Wrightsville, Located at Wrightsville, Ga., on the 27th day of February, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
iffiS 
 
Loans and discounts. $42,158 54 
 
Demand loans se- 
 
cured 
 
1,775 00 
 
Demand loans un- 
 
secured 
 
231 11 
 
Capital stock paid in 
 
$21,700 00 
 
Surplus fund 
 
4,282 45 
 
Undivided profits not car- 
 
ried to surplus, viz. : 
 
Exchange 
 
$ 143 50 
 
Interest 
 
1,058 10 
 
Overdrafts secur'd 3,496 50 
 
Premium 
 
l 
 
Overdrafts unse- 
 
cured 
 
1,480 11 
 
Bents Profit and loss 
 
1 75--1,203 35- 
 
Bonds, stocks, etc., owned 
 
by the bank 
 
Banking house.... 1,500 00 
 
Furniture and fix- 
 
tures 
 
1,498 84--2,998 84 
 
Due to banks and bankers in this State 
Due to banks and bankers not in this State 
Due unpaid dividends Individual deposits, viz.: 
 
4 89 
 
>RC 
 
Other real estate Due from banks and bank- 
 
Subject to check.$24,186 94 Demand certifi- 
 
ers in this State 
 
7,208 09 
 
Due from banks and bank- 
 
Time certificates. 10,043 04 
 
ers not in this State 
 
454 75 Certified checks.. 
 
Cash: 
 
Cashier's checks. 403 50 
 
04 I 
 
Currency 
 
f 692 00 
 
Due to clearing 
 
Gold 
 
.182 00 
 
house 
 
34,638 48 
 
Silver, nickels and pennies 
Uncollected ch'ks and cash items.. 
 
635 07 63 90 
 
Notes and bills rediscounted 
Bills payable, including 
 
Due by the clearing house 
 
1,572 97 
 
time certificates, representing money borrowed 
 
Cash over 
 
4 11 
 
$ 
 
Current expenses 
 
418 37 
 
Taxes paid 
 
401 65 
 
Profit and loss 
 
Interest paid 
 
Protest fees 
 
I. B. stamps 
 
39 00 
 
Total 
 
$ 61,833 28 
 
Total. 
 
* 61,833 28 
 
1!X 
 
Loans and Discounts. 
 
In suit In judgment Hot in suit 
 
$ 44,164 65 
 
Good Doubtful Worthless 
 
$44,899 65 265 00 
 
Total 
 
$44,164 65 
 
Total 
 
$44,164 65 
 
Loans to officers and directors as pavers and guarantors (firm and 
 
< 
 
individual) 
 
.,..." 
 
$ 9,519 91 
 
 ^^^^^^^^^H 
 
TREASURER'S REPORT. 
 
281 
 
Statement of the Condition of the Bank of Wrightsville, Located at Wrightsville, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes & bills disc'ted. . Demand loans 
secured .... 350 00 Unsecured... . 
 
Overdrafts se- 
 
cured 
 
8,498 66 
 
Unsecured . . 585 96 
 
Bonds, stocks and other securities owned by the bank 
Bank'g house. 1,500 00 Furniture and 
fixtures. . . . 1,498 84 
 
Other real estate 
 
Due from banks and 
 
bankers in this state. 
 
Due from banks & bank- 
 
ers not in this state. . 
 
Cash: 
 
Currency 
 
536 00 
 
Gold 
 
337 00 
 
Silver, nickels 
 
& pennies. . 574 59 
 
Uncolle c ted 
 
checks an d 
 
cash items. 203 55 
 
Due by the 
 
cl'r'g house 
 
66,303 41 350 00 9,084 62 
2,998 84 4,428 53 
1,651 14 
 
Capital stock paid in.. . 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus,viz. : 
 
Exchange.... 445 38 
 
Interest 
 
3,810 09 
 
Premiums.. . . 
 
Rents 
 
Profit & loss. . 
 
2 29 
 
Due banks and bankers in this state 
Due banks and bankers not in this state 
Due unpaid dividends. . Individ'l dep'ts, viz.: 
Sub. toch'k. . 14,007 70 Dem'd certifi- 
cates Timecer'fic'ts 13,297 02 Certified c'ks. Cash'r's c'ks . Due to cl'ring 
house 
 
Notes and bills redis. counted Bills payable, including 
certificates of deposit representing m o n e y borrowed 
 
21,900 00 4,282 45 
4,257 76 553 22 443 32 
27,304 72 
28,000 00 
 
Current expenses. Taxes paid Interest paid Profit and loss Protest fees Revenue stamps.. 
 
1,789 23 102 00 
33 70 
 
Total 
 
$ 86,741 47 Total 
 
Classification of Notes and Bills Discounted 
 
86,741 47 
 
Kot in suit 
 
Good . ' Doubtful 66,653 41 Worthless 
 
$ 66,683 41 
 
Total 
 
$ 66,653 41 Total 
 
$ 66,653 41 
 
Loans to officers and directors (firm and individual). As payers, $14,994.09. 
As indorsers, $2,620.08.  Amount of above loans made on capital stock, $250.00. Number of shares 
held, 10. Loaned to others on capital stock, $777.20 Number of shares held, 20. 
 
 Lc? 
 
282 
 
TREASURER'S REPORT. 
 
statement of the Condition of the Bank of Adairsville, Located at Adairsville, Ga., at the close of Business September 5th, 1899. 
 
KESOL'RCES. 
 
LIABILITIES. 
 
Notes and bills discounted..$19,923 35 Capital stock paid Ui 
 
$15,000 00 
 
Demand loans se- 
 
Surplus fund 
 
cured 
 
Undivided profits not car- 
 
Demand loans un- 
 
ried to surplus, viz.: 
 
secured 
 
Exchange 
 
191 14 
 
Interest 
 
810 74 
 
Overdrafts 
 
Premium 
 
Li 
 
cured. 
 
527 16 Rents Profit and loss... 
 
1,001 88 
 
Bonds, stocks and other se- 
 
curities owned by the 
 
Due banks and bankers in 
 
hank: 
 
this State 
 
Banking house 
 
Due banks and hankers not 
 
Furniture and fix- 
 
in this State 
 
tures . 
 
2,300 47 Due unpaid dividends 
 
Individual deposits, viz.: 
 
Other real estate 
 
Subject to check.. 12,542 26 
 
Due from banks and bank- 
 
Demand certific's 
 
ers in this State 
 
5,402,04 Time certificates. 258 05 
 
Due from banks and bank- 
 
Certified checks. 
 
ers not in this State 
 
1,052 02 Cashier's checks. 
 
Cash: 
 
Due to clearing 
 
Currency 
 
house 
 
12,800 31 
 
Gold 
 
Silver, nickels and 
 
Notes and bills redisc'nt'ed 
 
pennies 
 
Bills payable, includ'g cer- 
 
I'ncollecfed ch'ks 
 
tificates of deposit repre- 
 
and cash items.. 
 
senting money borrowed 5,000 00 
 
Due bv the clear- 
 
ing house 
 
3,001 82 
 
9 
 
Currant expenses. 
 
S72 23 
 
Taxes paid 
 
02 50 
 
Interest paid 
 
Protpst fees 
 
Total 
 
133.802 19 
 
Total 
 
$33,802 19 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. 
Not in suit.... 
 
.... 19,923 35 
 
Good Doubtful 
Worthless 
 
$19,923 35 
 
Total 
 
... $19,923 35 Total 
 
* Hi,923 35 
 
Loans to officers and directors (firm and individual). As payers, $1,419.02. 
 
As indorsers, $6,000.00. 
 
Amount of above loans made on capital stock, $500.00. Number of shares 
 
held, 5. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
( 
 
iSSSKSs 
 
 TREASURER'S REPORT. 
 
283 
 
Statement of the Condition of the Exchange Bank of Athens, Located at Athens, Ga., at the close of Business September 5th. 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ted... 93,157 26 
 
Demand loans 
 
secured 
 
Unsecured 
 
Overdrafts se- 
 
cured 
 
424 08 
 
Unsecured 
 
1,917 93- 2.342 01 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house 
 
Furniture and fixtures.... 2,189 00 
 
Other real estate 
 
2,200 00 
 
Due from banks and bank- 
 
ers in this state 
 
2,668 07 
 
Due from banks and bank- 
 
ers not in this state 
 
74S 7S 
 
Cash: 
 
Currency 
 
5,000 00 
 
Gold.. 
 
85 00 
 
Silver, nickels 
 
and pennies.. 753 19 
 
Uncol. c'ks and 
 
cash items.... 
 
Due by the cl'r- 
 
ing house 
 
-- 5,83S 19 
 
Current expenses Taxes paid Interest paid 
Profit and loss Protest fees Internal revenue account. 
 
2,846 20 1,210 00 
8,484 55 
202 70 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
324 02 
 
Interest.. 
 
4,295 74 
 
Premium 
 
Eents 
 
135 00 
 
Profit and loss.. 
 
75,000 00 4,754. 76 
 
Due banks and banker in 
this state Due banks and bankers 
not in this state Due unpaid dividends 
Individual deposits,viz.: 
Sub. toch'k.... 30,410 40 Demand certifi- 
 
131 96 150 00 
 
Time certific'ts. Certified ch'ks. Cashier's ch'ks. Due to clearing 
house 
 
400 00 - 30,810 04 
 
Notes and bills redisc'ted. Bills payable, includ'g cer- 
tific'ts of deposit representing money borr'wed 
Heave's mortgage acct 
 
10,000 00 1,040 00 
 
Total 
 
$121,886 76 Total 
 
$121,886 76 
 
Cl 188 fication of Notes and Bills Discounted. 
 
if 2,460 00 Good 9,668 00 Doubtful 81,029 26 
 
.. 82.948 34 10,208 92 
 
$ 93,157 26 
 
Total 
 
..$ 93,157 26 
 
Loans to officers and directors, (firm and individual). As payers, $2,958.50. 
As indorser, S Amount of above loans made on capital stock, $2,058.50. Number of shares 
held, 40. Loaned to others on capital stock, $7,786.75. Number of shares held, 136. 
 
 284 
 
TREASURER'S REPORT. 
 
Statement of the Condition of the Cochran Banking Company, Located at Cochran, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted.$ 43,465 73 Capital stock paid in $ 25,000 00 
 
Demand loans' 
 
Surplus fund..... 
 
secured $ 
 
Undivided profits not 
 
Demand loans 
 
carried to surplus, viz : 
 
unsecured .. 
 
Exchange ...$ 204 54 
 
Interest 
 
2,200 00 
 
Overdrafts se- 
 
Premium 
 
cured 
 
4,808 39 
 
Rents 
 
Overdrafts un- 
 
Profit & loss 
 
1 38 2,405 92 
 
J 
 
secured 
 
951 33 
 
Bonds, stocks and other 
 
5,759 72 Due banks and bankers in this State 
 
securities owned by 
 
Due banks and bankers 
 
the bank 
 
1,088 43 
 
not in this State 
 
Bank'g house. 1,000 00 
 
Due unpaid dividends... 
 
Furniture and 
 
Individual deposits, viz.: 
 
fixtures 
 
1,592 92 2,592 92 
 
Sub.tocb'k.. 24,783 07 
 
Demand cer- 
 
Other real estate 
 
tificates ... 
 
>RC 7v 
 
Due from banks and bankers in this State... 10,869 37 
 
Time certifi- 
 
cates 
 
19,007 38 
 
Due from b'ksand bank- 
 
Certifi'd c'ks 
 
ers not in this State.. .. 
 
2,741 15 
 
Cashier'scks 
 
Cash: 
 
Due to clear- 
 
Currency 
 
602 37 
 
ing house. 
 
43,790 45 
 
Gold 
 
1,805 00 
 
Silver, nickels 
 
Notes and bills redis- 
 
and pennies. 767 06 
 
counted 
 
Unco), ch'ks & 
 
Bills payable, including 
 
cash items... 331 63 
 
certificates of deposit 
 
Due hy the 
 
representing money 
 
clear'g house 
 
borrowed 
 
I. R. stamps... 11 08 3,520 14 
 
#> 
 
Current expenses 
 
1,108 91 
 
Taxes paid 
 
50 00 
 
Interest paid 
 
Profit and loss 
 
Protest fees 
 
Total 
 
..$ 71,196 37 
 
Total.. 
 
Classification of Notes and Bills D LSCOU nted. 
 
$ 600 00 
 
.$ 
 
In judgment 
 
71 55 Doubtful 
 
42,790 18 
 
71,196 37 
42,794 18 71 55 
600 00 
 
Tnt.nl 
 
* 4B.4AK 73 
 
Tntal 
 
.. 43465 73 
 
Loans to officers and directors (firm and individual). As payers, $4,590.00. 
 
As indorsers, $454.00. 
 
Amount of above loans made on capital stock, $4,590.00. Number of shares 
 
held, 105. 
 
Loaned to others on capital stock, $> 
 
Number of shares held, 
 
JThPtl WHS 
 
 mm 
 
TREASURER'S REPORT. 
 
285 
 
Statement of the Condition of the Union Banking Co., Located at Douglas, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'ntd. if Demand loans, 
secured ..... .$ 
Demand loans, unsecured.... 
 
11,766 05 
 
Overdrafts, secured 
Overdrafts, unsecured 
 
Bonds, stocks and other 
 
securities owned by the 
 
bank 
 
Banking house. 7,007 83 
 
Furniture ^nd 
 
fixtures 
 
1,972 29 
 
8,980 12 
 
Due from banks and bank- 
 
ers in this State 
 
Due from banks and ban k- 
 
ers not in this State 
 
Cash: 
 
Currency 
 
4,735 00 
 
Gold 
 
710 00 
 
Silver, nickles 
 
and pennies 331 70 
 
Uncol. ch'ks & 
 
cash items.... 4,379 51 
 
Due by clearing 
 
house 
 
11,228 69 4,704 06 
10,156 21 
 
Capital stock paid in $ 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange $ 501 61 
 
Iuterest 
 
1,080 00 
 
Premium 
 
Rents 
 
626 82 
 
Profit and loss. 
 
2 50 
 
18,400 00 2,210 93 
 
Due banks and bankers 
 
in this State 
 
Due banks and bankers 
 
not in this State 
 
Due unpaid dividends.... 
 
Individual deposits, viz.: 
 
Sub. to ch'k... 25,591 52 
 
Dema'd certifs 
 
Time certifs.., 2,283 00 
 
Certified ch'ks 
 
49 17 
 
Cashier's ch'ks 
 
36 20 
 
Due to clear'g 
 
house 
 
27,959 89 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
Current expenses Taxes paid Interest paid 
Profit and loss Protest fees 
 
1,664 86 70 83 
 
Total 
 
$ 48,570 82 
 
Total . 
 
48,570 82 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment. Not in suit... 
 
.$ 
11,766 05 
 
Good Doubtful ... Worthless 
 
.$ 11,766 05 
 
Total 
 
$ 11,766 05 
 
Total.... 
 
11,766 05 
 
Loans to officers and directors (firm and individual). As payers, f 
 
As indorsers, .$1,019.95. 
 
Amount of above loans made on capital stock, $ 
 
Number of shares 
 
held, 
 
Loaned to others on capital stock, $ 
 
Number of shares held, 
 
 
 
 c'--^.,,-T" 
o 
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oa i 
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286 
 
TREASURER'S EEPORT. 
t 
 
Statement of the Condition of the Bank of LaFayette, Located at 
 
LaFayette, Ga., at the Close of Business 
 
September .5th, 1899. 
 
RESOURCES. 
 
Notes and bills disc'td. $ Demand loans 
secured ....$ 2,500 00 Demand loans 
unsecured.. 500 00 
 
5,972 78 3,000 00 
 
Overdrafts secured ... . 
Overdr'fts unsecured .... 
 
Bonds, stocks and other 
 
securities owned by 
 
the bank 
 
B'king house. 
 
Furniture and 
 
fixtures 
 
2,940 18 
 
2,940 18 
 
Other real estate 
 
Due from b'nks & bank- 
 
ers in this State 
 
Due from b'nks & bank- 
 
ers not in this State. . 
 
Cash: 
 
Currency 
 
3,106 00 
 
Gold 
 
1,462 50 
 
Silver, nickles 
 
and pen'ies. 271 22 
 
Uncol. ch'cks 
 
and cash 
 
items 
 
Due by the 
 
clr'g house. 
 
-- 
 
14,703 78 4,839 72 
 
Current expenses. Taxes paid Interest paid. Profit and loss Protest fees 
 
101 91 82 00 
 
LIABILITIES. 
 
Capital stock paid in... $ 
 
Surplus fund 
 
Undivided profits not 
 
carried to surplus, viz : 
 
Exchange .... $ 27 79 
 
Interest 
 
279 61 
 
Premium .... 
 
Eents 
 
Profit and loss 
 
Due banks and bankers in this State 
Due banks and bankers not in this State 
Due unpaid dividends. . Individual deposits, viz: Sub. to check. 11,332 97 Demand c'rtfs Time certfs.. . C'shier'sch'ks Due to clear- 
ing house... 
 
Notes & bills redisc'ntd. Bills payable, including 
certificates of deposit representing money borrowed 
 
20,000 00 307 40 
11,332 97 
 
Total. 
 
.$ 31.040 37 Total 
 
$ 31,640 37 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
.$ 
 
(food 
 
Doubtful.. 
 
8,972 78 Worthless 
 
8,972 7s 
 
Total . 
 
.$ 8,972 78 Total 
 
$ 8,972 78 
 
Loans to officers and directors (firm and individual). As payers, $ 3,20U.00. 
 
As indorsers, $ Amount of above loans made on capital stock, if 
 
Number ot 
 
shares held, Amount loaned to others on capital stock, $ 
 
Number of shares 
 
held, . . 
 
mmnaam 
 
 ^MBUOMHnH^HBi^HaMQaMMHan^H^HHEl 
 
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TREASURER'S EEPORT. 
 
287 
 
Statement of the Condition of the Bank of Villa Rica, Located at Villa Rica, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
Notes and bills disc'td...$ Dem'nd lo'ns, 
secured if Dern'nd lo'ns, 
unsecured.. 
Overdrafts se- 
Overdraftsun- 
 
LIABILITIES. 
12,958 32 Capital stock paid in...$ 
 
Undivided profits not car- 
 
ried to surplus, viz- : 
 
Exchange . $ 169 76 
 
Interest 
 
1,065 63 
 
Premium... . 
 
Kents 
 
Profitandloss 
 
15,000 00 1,235 39 
 
Bonds, stocks and otber securities owned by the 
 
Due banks and bankers in this State 
Due banks and bankers 
 
Bnk'g house . 900 28 
 
Furniture and 
 
fixtures 
 
1,017 66 
 
Other real estate 
 
Due from b'ks and bank- 
 
ers in this State 
 
Due from b'ks and bank- 
 
ers not in this State.... 
 
Cash : 
 
Currency 
 
2,028 00 
 
Gold 
 
100 00 
 
Silver, nick e's 
 
and pen'ies 916 95 
 
Cncol. ch'cks 
 
and cash 
 
1,917 94 
3,370 90 1,970 26 
 
Due unpaid dividends.... 
 
Individual deposits, viz.: 
 
Sub. to check. 8,036 10 
 
Demn'd cert's 
 
Time cert's... 
 
Certfi'd ch'kt 
 
Cash'rs' ch'ks 
 
2 50 
 
Due to clear- 
 
ing house... 
 
Notes and bills redisc'td. Bills payable, including 
certificates of deposit representing money borrowed 
 
8,038 60 
 
Due by the cl'rg house 
 
3,112 70 
 
727 37 62 50 
 
Profit and loss 
 
U. S. stamp account 
 
154 OO 
 
24,273 99 Total 
 
$ 
 
Classification of Notes and Bills Discouiited 
 
In suit 
 
| 
 
1 
 
In iudsrment, 
 
Doubtful 
 
Not in suit 
 
12,958 32 Worthless 
 
24,273 99 12,958 32 
 
Total 
 
$ 12,958 32 
 
Total 
 
.$ 12,958 32 
 
Loans to officers and directors (firm and individual). As payers, $1,403.50. 
 
As indorsers,$923 55. 
 
Amount of above loans made on capital stock, $1,200.00 Number of share* 
 
held, 27. 
 
Loaned to others on capital stock, $ 
 
Number of shares held, . . 
 
 88 
 
TREASURER'S REPORT. 
 
Statement of the Condition of the Morgan County Bank, Located at Madison, Ga., at the Close of Business September 5th, 1899. 
 
RESOURCES. 
 
LIABILITIES. 
 
Notes and bills disc'nted $ 44,355 34 
 
Demandloans 
 
secured 
 
j)emand loans 
 
unsecured . . . 
 
Overdrafts s e- 
 
cured Overdrafts un- 
 
seured 
 
210 25 210 25 
 
Capital stock paid in . .. .$ 24,800 00 
 
Surplus fund 
 
Undivided profits not car- 
 
ried to surplus, viz.: 
 
Exchange 
 
36 92 
 
Interest 
 
1,356 72 
 
Premium 
 
Rents Profit and loss. 
 
1,393 64 
 
Bonds, stocks and other 
 
Due banks and bankers in 
 
l*c 
 
securities owned by the bank 
 
this State Due banks and bankers 
 
Banking house. 
 
not in this State 
 
Furniture and 
 
Due unpaid dividends. . 
 
fixtures 
 
1,198 44 1,198 44 
 
Individual deposits, viz. 
 
Subj. to check. 22,881 27 
 
Other real estate 
 
Demand certifi- 
 
Due from banks and bank- 
 
cates 
 
ers in this State 
 
964 34 Time certific'es 
 
Due from banks and bank- 
 
Certified checks 
 
ers not in this State. . . 1,923 35 Cashier's ch'cks 
 
Cash: Currency 
 
2,445 00 
 
Due to clearing house 
 
22,881 
 
Gold 
 
S i 1 ver, nickels 
 
Notes and bills redisc'ted 
 
and pennies. . 897 61 
 
at Western National 
 
Uncollec'd c'ks. 
 
BankN. Y 
 
5,000 00 
 
and cash it'ms 1,172 35 
 
Bills payable, including 
 
Due by clearing house 
 
4,514 96 
 
certificates of deposit represent'g money bor- 
 
rowed 
 
Current expenses 
 
560 27 
 
Taxes paid 
 
50 00 
 
0 
 
Interest paid Profit and loss 
 
40 27 
 
Protest fees 
 
War stamps & stationery 257 69 
 
Total 
 
$ 54,074 91 
 
Total 
 
$ 54,074 91 
 
Classification of Notes and Bills Discounted. 
 
In suit In judgment Not in suit 
 
44,355 34 
 
Good Doubtful Worthless 
 
44,355 34 
 
Total 
 
$ 44,355 34 
 
Total 
 
$ 44,355 34 
 
Loans to officers and directors (firm and individual), As payers, $3,000.00- 
 
As indorsers, $914.68. 
 
, 
 
Amount of above loans made on capital stock, if 2,700.00. Is umber of shares 
 
held, 30. 
 
,,, 
 
Amount loaned to others on capital stock, $1,250.00. Is umber of shares 
 
held, 20. 
 
( 
 
 IMBMB^^M 
 
ass^MB^m^^MBtBunmm 
 
TREASURER'S UERORI1. 
 
280 
 
SUMMARY. 
 
Statement of 1898, and September 5th, 1899 
 
Loans 
 
RESOURCES. 1898. 
. $22,273,462 88 
 
25,448,855 81 
 
Overdrafts 
 
497,926 49 
 
618,353 60 
 
Stocks and Bonds . 
 
1,918,013 94 
 
2,340,801 52 
 
Banking Houses 
 
572,849 36 
 
592,456 37 
 
Furniture and Fixtures 
 
188,987 55 
 
202.762 21 
 
Other Real Estate . 
 
9*9,78i 55 
 
1,030,000 41 
 
Due from Banks 
 
3,749,810 55 
 
4,091,708 30 
 
Cash on hand 
 
2,584,004 93 
 
2,841,083 76 
 
Expenses and Taxes 
 
195-93 38 
 
284.763 28 
 
Interest paid . 
 
34,812 91 
 
42,519 22 
 
Sundry Assets other than ) 
 
above 
 
( 
 
76,977 04 
 
84,629 22 
 
Total Resources 
 
3,012,557 58 
 
Capital 
 
LIABILITIES. . . 9,186,257 00 
 
Surplus and Undivided ) 
 
Profits 
 
) 
 
2,9,75I 80 
 
Due to Banks 
 
1,061,712 03 
 
Unpaid Dividends 
 
13,456 40 
 
Deposits . 
 
18,097,635 67 
 
Rediscounts . Bills Payable 
 
539,357 95 1,188,900 09 
 
Sundry Liabilities other / 
 
than above 
 
S 
 
24,486 54 
 
^37,577,933 7 
9,240,828 00 3,116,546 65 1,055,111 05 
12,597 43 21,150,309 15 
827,747 85 2,169,837 94 
4,955 63 
 
Total Liabilities . . . 
 
,012,557 58 
 
577.933 7 
 
Loans to officers and directors, (1898) 
 
$ 1,890,364 79 
 
Loans to officers and directors (including loans to firms in 
 
which they are interested (1899) 
 
$ 1,628,685 07 
 
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