2021 Intended Use Plan
Drinking Water State Revolving Fund
Prepared by the Georgia Environmental Finance Authority
June 16, 2021

2021 Intended Use Plan Georgia Environmental Finance Authority
Drinking Water State Revolving Fund

Table of Contents

Contents

Page

Part I - Section 1452 Requirements

Introduction.................................................................................................................................................... 3 DWSRF Project Solicitation Process ............................................................................................................. 3 DWSRF Comprehensive List ......................................................................................................................... 4 DWSRF Fundable List and Estimated Disbursement Schedule .................................................................... 4 Terms and Conditions of Financing ............................................................................................................... 5 Four Percent Administration .......................................................................................................................... 8 Criteria and Method for Distribution of Funds ................................................................................................ 8 DWSRF Goals and Objectives ...................................................................................................................... 9 20 Percent State Match Requirement............................................................................................................ 9 Assurances and Specific Proposals............................................................................................................... 9 Public Participation ...................................................................................................................................... 10

Part II - Attachments
Attachment 1 - Comprehensive List (Drinking Water Projects) .................................................................... 11 Attachment 2 - Fundable List and Estimated Disbursement Schedule ...................................................... 15 Attachment 3 - ASAP DWSRF Payment Schedule.................................................................................... 16 Attachment 4 - Estimated Sources and Uses .............................................................................................. 17 Attachment 5 - DWSRF 2 Percent, 4 Percent, 10 Percent, and 15 Percent Set-Aside Work Plan .............. 18 Attachment 6 - DWSRF 10 Percent and 15 Percent Breakdown ............................................................... 20 Attachment 7 - DWSRF Affordability Criteria ............................................................................................. 36 Attachment 8 - Ranking Criteria for DWSRF Projects.................................................................................. 39 Attachment 9 - Public Meeting Summary IUP.............................................................................................. 41 Attachment 10 - Loan Program Policies ...................................................................................................... 42

Drinking Water State Revolving Fund Intended Use Plan 2021
Introduction
Section 1452(b) of the Safe Drinking Water Act (SDWA) Amendments of 1996 requires each state to annually prepare an Intended Use Plan (IUP) identifying the use of funds from the Drinking Water State Revolving Fund (DWSRF) allotment to support the goal of protecting public health. This IUP outlines Georgia's proposed uses of the FY2021 DWSRF allotment of $25,924,000.
The Georgia Environmental Finance Authority (GEFA) was created by the Georgia General Assembly in 1986 as the successor agency to the Georgia Development Authority, Environmental Facilities Program. GEFA assists local governments in financing the construction, extension, rehabilitation and replacement, and securitization of public works facilities. The GEFA board of directors consists of three ex-officio members and eight members appointed by the governor. Under an interagency agreement, the Georgia Environmental Protection Division (EPD) provides professional services to the DWSRF. The services include, but are not limited to:
Project reviews and approvals, Planning and project development, Information tracking, Updating files, Information gathering and development of the National Needs Survey, Issuing and approving Notices of No Significant Impacts (NONSI) and Categorical Exclusions (CE), Assistance with the National Information Management System (NIMS), The Public Benefit Reporting (PBR) database, and Administration of EPD's set-aside activities.
DWSRF Project Solicitation Process
Developing the DWSRF comprehensive list involves an online pre-application process where all communities requesting funding provide project-related information.
Project solicitation process began on September 1, 2021 and was open through February 26, 2021.
GEFA emailed the solicitation notice to its stakeholder list and coordinated with relevant trade and local government associations to further disseminate the project solicitation.
Solicitation for new projects was announced on the GEFA website. GEFA made available project solicitation packets Containing information about financing terms,
available funding, and the scoring system for project prioritization. An online pre-application form was made available on the GEFA website. GEFA used the pre-application information to score and rank all submitted projects. Fifty-Nine drinking water projects were submitted with a total need of $214,970,856. The DWSRF
comprehensive list includes all drinking water projects in descending order based upon project score.
3

DWSRF Comprehensive List
The DWSRF comprehensive list (Attachment 1) was created from the drinking water projects submitted during the pre-application solicitation period. The comprehensive list is comprised of
Community Project score Population Total project cost Principal forgiveness eligibility Project description
The list was generated by public water systems identifying a potential water project and submitting a preapplication. The GEFA board of directors reserves the right to fund lower priority projects over higher priority projects if, in the opinion of GEFA, a higher priority project has not taken the necessary steps to prepare for funding and initiation of construction (e.g., GEFA has not received a complete and approvable financial application, the project is not ready to proceed, or the community withdraws its project from consideration). Additionally, if a qualified project becomes viable within the funding year, Georgia may amend its comprehensive list. To accommodate those communities that decide to participate in the DWSRF after the capitalization grant has been awarded, GEFA will hold quarterly meetings to include any new projects on the comprehensive list. This same process of public review and comment will be followed for any substantive change in the priority of the DWSRF.
DWSRF Fundable List and Estimated Disbursement Schedule
The DWSRF fundable project list with an estimated disbursement schedule is in Attachment 2. The fundable list contains projects GEFA has identified as ready to move forward, which can be seen in the score column in Attachment 1. Projects qualify for the fundable list by meeting conditions such as: consent order issued by Georgia EPD, CE or NONSI issuance or approval, and/or requirement to bring the public water system into immediate compliance with the Safe Drinking Water Act.
Projects on the fundable list are projected to draw down the 2021 grant funds. GEFA created this disbursement schedule based on the eight quarters identified in the 2021 DWSRF payment schedule located in Attachment 3, which indicates the timeframe for requesting the DWSRF capitalization grant allotment from the U.S. Environmental Protection Agency's (EPA) Automated Standard Application for Payments (ASAP) System. Some of the projects listed on the disbursement schedule are one phase of a larger project, and some of the projects may have a construction schedule longer than the eight quarters identified in the DWSRF payment schedule.
The DWSRF assistance includes financing and any required principal forgiveness as outlined in the applicable appropriations language. Assistance will be provided to municipalities and water/sewer authorities created by the Georgia legislature for the construction, expansion, and improvements to publicly-owned drinking water facilities. All borrowers must designate a repayment source(s) for each loan agreement signed with GEFA. All construction projects will meet the requirements of the Federal Water Pollution Control Act with respect to Davis-Bacon requirements in section 513 and American Iron and Steel (AIS) requirements in section 608.
4

Terms and Conditions of Financing
Standard DWSRF Financing Terms GEFA's benchmark interest rate is the true interest cost (to the nearest hundredth of one percent) received by the state on its competitively-bid, general obligation bond issue. GEFA currently offers DWSRF loans to local governments and authorities at an interest rate of 50 basis points (0.50 percent) below the benchmark rate.
DWSRF loans are available with terms as short as five years and not exceeding 40 years for communities designated by states as "disadvantaged" under state criteria or the useful life of the project. Interest rates are reduced from the 40-year DWSRF rate for shorter term loans.
GEFA charges a one-time origination fee, calculated based on the total DWSRF financing provided for the project. The origination fee is charged on each commitment when the contract is executed and paid within the second month following contract execution. GEFA deposits origination fees into a separate non-project account. Program income generated from direct capitalization grant funds, and non-program income generated from repayment funds will be collected and accounted for separately. Program income and non-program income can be seen as a source and use of funds in the Estimated Sources and Uses of Funds in Attachment 4.
DWSRF Conservation Financing Terms DWSRF-eligible conservation projects receive an interest rate reduction.
The following types of water conservation projects are eligible:
Installing or retrofitting water-efficient devices, such as plumbing fixtures and appliances; Implementing incentive programs to conserve water, such as rebates for water efficient
fixtures; Installing water meters in previously unmetered areas; Replacing broken/malfunctioning water meters or upgrading existing water meters; Water recycling and reuse projects that replace potable sources with non-potable sources;
and Replacing or rehabilitating distribution pipes to reduce water loss and to prevent water
main breaks.
The following types of energy production and energy conservation projects are eligible:
Projects that produce energy at a publicly-owned water treatment facility via wind, solar, or geothermal power projects;
Projects that involve capturing energy from pipe flow and providing power to the water facility;
Projects that replace pumps and motors to reduce power consumption; Projects that eliminate pumps and pumping stations; and Projects that install energy efficient treatment equipment or processes.
5

Principal Forgiveness The terms and conditions of the grant award allow subsidy in the form of principal forgiveness (PF) to borrowers of the DWSRF loan program. Exactly 10 percent of the capitalization grant must be provided as additional subsidization and between 0 percent and 30 percent of the capitalization grant may be provided as additional subsidization. Therefore, principal forgiveness will be provided to eligible projects until it is exhausted and not to exceed 40 percent of the capitalization grant. Both the project score and the affordability score will be considered.
GEFA uses a tool for evaluating and scoring communities to determine PF eligibility. For each criterion, a borrower will be categorized into one of four percentiles - 25 percent, 50 percent, 75 percent, or 100 percent. A score of one through four is given for each criterion, based on the percentile. A maximum of 40 points is possible. If a community has multiple projects on the DWSRF comprehensive list, only one project can receive PF. The affordability score for each applicant can be found in Attachment 1 and the ten criteria are listed below.

1. Median Household Income (MHI)

State Percentiles 25th Percentile 50th Percentile 75th Percentile 100th Percentile

(4 points)

(3 points)

(2 points)

(1 point)

MHI

$32,699

$42,444

$54,555 $54,556 and higher

2. Unemployment Percent

State Percentiles 25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

Unemployment Percent

2.0%

3.1%

4.6% 4.7% and higher

3. Percentage Not in Labor Force

State Percentiles
Percentage Not in Labor Force

25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

36.9%

43.5%

50.3% 50.4% and higher

4. Poverty Rate

State Percentiles Poverty Rate

25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

12.3%

20.0%

27.4% 27.5% and higher

5. Percentage on Social Security

State Percentiles
Percentage on Social Security

25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

29.2%

36.1%

43.3% 43.4% and higher

6. Percentage on SSI

State Percentiles Percentage on SSI

25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

3.9%

6.8%

10.4% 10.5% and higher

7. Percentage with Cash Public Assistance

State Percentiles
Percentage with Cash Public Assistance

25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

0.2%

1.3%

2.3% 2.4% and higher

8. Percentage with SNAP

State Percentiles 25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

Percentage with SNAP

10.8%

18.8%

25.2% 25.3% and higher

9. Age Dependency Ratio

State Percentiles 25th Percentile 50th Percentile 75th Percentile 100th Percentile

(1 point)

(2 points)

(3 points)

(4 points)

Age Dependency Ratio

58.6

67.4

77.3 77.4 and higher

10. Population Trend The following will be the categories used for determining scoring for change in population from 2011 to 2019.
Positive growth or no growth (1 point) Between -0.01 percent and -1 percent (2 points) Between -1.01 percent and -2 percent (3 points)
7

Greater than -2 percent (4 points)
The following list shows the affordability score and potential PF percentage for the FY2021 grant year:
Score of 37 will receive 55 percent, not to exceed $1,300,000 Score of 32 - 36 will receive 50 percent, not to exceed $1,100,000 Score of 30 - 31 will receive 45 percent, not to exceed $900,000 Score of 27 - 29 will receive 40 percent, not to exceed $700,000 Score of 26 or less will not receive principal forgiveness
GEFA will re-evaluate the PF allocation after the fourth board cycle following the 2021 capitalization grant award to identify communities who will not move forward with their project (upon written notification to GEFA). During this PF reallocation process, GEFA will move down the comprehensive list (based on the project score) using the PF methodology that is posted in the 2021 IUP. The following methodology will be used:
GEFA will go down the DWSRF 2021 comprehensive list and award PF to those with an affordability score of 27 or higher: and/or
GEFA will go down the CWSRF 2021 comprehensive list and award PF to those with an affordability score of 30 or higher.
If there is PF remaining after GEFA has reached the bottom of the list, GEFA could amend the current language in the IUP and use a lower affordability score.
Four Percent Administration
Georgia intends to use four percent of the capitalization grant for administrative purposes. Based on the FY2021 allotment of $25,924,000, $1,036,960 is reserved for administrative support to manage and operate the DWSRF. A detailed account of the costs associated with the four percent account are found in Attachment 5.
Criteria and Method for Distribution of Funds
Attachment 8 explains Georgia's criteria and method used to score and distribute funds to DWSRF projects. Only those cities and counties that have been designated as a "Qualified Local Government" and are in compliance with O.C.G.A. Section 36-70-20 and appear on the comprehensive list may receive a DWSRF loan commitment. Communities within the Metropolitan North Georgia Water Planning District (MNGWPD) that are in compliance or making a good faith effort toward compliance with the MNGWPD plans are eligible for DWSRF funding. Lastly, only those communities that are in compliance with plumbing code standards as codified in O.C.G.A. Section 12-5-4 will be eligible for financing through GEFA. Eligible project costs include planning, design, engineering, and construction. Ineligible costs include maintenance and operation expenditures, projects needed primarily for fire protection, or projects to facilitate future growth. No loan will be executed until environmental approval has been issued and financial requirements have been met.
8

DWSRF Goals and Objectives Long-term Goals
1. Maintain program pace using the national average for a pace target for this fiscal year. 2. Explore the viability of regionalization and/or consolidation of systems to take advantage of
economies of scale and to address the technical, managerial, and financial capacity issues experienced by disadvantaged communities. 3. Consolidate multiple database management systems that will integrate Drinking Water project data with program management data.
Short-term Goals 1. Increase the scope of onsite technical assistance provided to small water systems to include the
management of assets, and the identification and remediation of failing system components. 2. Expand the outreach activities to ensure that systems are aware of and understand DWSRF
assistance options and the application process by presenting at statewide workshops and conferences to publicize the DWSRF program. 3. GEFA seeks to draw down and close the 2018 DWSRF grant by June 30, 2021. This will ensure that GEFA is working to support the EPA's goal of minimizing unliquidated obligations.
20 Percent State Match Requirement
Under the provisions of the SDWA of 1996, Section 1452, the state is required to deposit an amount equal to at least 20 percent of the total amount of the capitalization grant into the DWSRF. Based on the FY2021 allotment of $25,924,000, the state match required equals $5,184,800. The Georgia Legislature has been requested to provide sufficient general obligation bonds to cover this requirement. GEFA will disburse these state bond funds along with federal direct capitalization grant funds in a proportionate manner to ensure the proper match on each loan disbursement. Each project that receives direct federal funds will receive a portion of the disbursement in federal grant funds (77.53 percent) and a portion of the disbursement in state match funds (22.47 percent). These state funds will be held outside the DWSRF until the disbursement is made. Once these state dollars are disbursed to a project, those funds and the interest paid on those funds will be returned to the program. Only project-related disbursements will be funded in this manner. None of the set-asides or administrative disbursements will be funded with state match funds.
Assurances and Specific Proposals
In addition to the assurances that accompany the capitalization grant application (Standard Form 424) for the 2021 funds, GEFA further agrees to adhere to all the certifications covered within the Operating Agreement with EPA Region 4. The specific certifications are:
1. Capitalization grant agreement 2. Payment schedule 3. State matching funds 4. Commitment of 120 percent in one year 5. All funds - timely expenditures 6. Enforceable requirements of the Safe Drinking Water Act 7. Cross cutting issues 8. State law and procedures 9. State accounting and auditing procedures
9

10. Recipient accounting and auditing procedures 11. Annual report 12. Limitations on eligibility 13. Environmental review process 14. Maintain the fund 15. Perpetuity 16. Types of assistance 17. Priority list 18. Limitations of double benefits 19. Consistency with planning requirements 20. Annual audit 21. Intended use plan 22. Annual federal oversight review and technical assistance 23. Dispute resolution 24. Reserve the right to transfer up to 33 percent of grant amount between programs 25. NIMS 26. PBR
The Georgia SDWA of 1977, as amended, and the Rules for Safe Drinking Water, as amended, require that before constructing a public water system EPD must approve of:
1. The source of water supply and, 2. The means and methods of treating, purifying, storing, and distributing water to the public.
Furthermore, before placing the public water system in operation, the owner must obtain a permit to operate from EPD. Through the construction approval procedures and the issuance of operating permits, EPD ensures that public water systems are built and operated with adequate technical capacity to comply with existing and future state and federal drinking water regulations and standards. EPD also requires that public water systems have a certified operator. EPD supports several operator training and technical assistance programs to ensure that water systems and their operators maintain an adequate level of technical capacity.
As in previous years, DWSRF program managers will continue to coordinate with the EPA Region 4 office on items such as quarterly and annual reports, annual reviews, National Need Surveys, collection of NIMS data, training opportunities, attendance at regional and national conferences, workshops, and various administrative program efforts.
Public Participation
This IUP is subject to review and comment by the public prior to incorporation into the 2021 capitalization grant application. A public notice was placed in the Fulton Daily Report on Tuesday, June 1, 2021, announcing a public meeting on the DWSRF IUP on Tuesday, June,15 2021, at 10:00 a.m. via conference call. A summary for the public meeting can be found within Attachment 9.
10

Community
City of Lavonia Talbot County Board of Commissioners
City of Midway City of Bowman
City of Dawson City of Ochlocknee City of Summerville City of Adel Bartow County City of Blackshear
City of Eastman City of Fargo

Project Score

2019 Pop. Total Project Cost

2,445

$2,500,000

6,321

$1,000,000

1,763

$1,217,000

866

$1,000,000

4,225

$2,261,500

672

$821,700

4,320

$2,900,000

5,289

$300,000

104,919

$5,000,000

3,489

$1,263,417

5,135

$1,285,000

256

$642,300

Affordability Score

ATTACHMENT 1 Drinking Water State Revolving Fund
2021 Comprehensive List

Potential Principal Forgiveness

Est. Notice to Proceed Date

Est. Construction
Start Date

Est. Project Completion Date

Est. Interest Rate

Est. Terms

Project Description

Upgrade outdated and undersized components and to keep the system in good working

order. The overall scope includes improvements associated with water supply and

withdrawal; water treatment; and water storage and distribution to be implemented in

phases. Phase I includes SCADA, WTP Renovations, elevated storage tank renovations,

$900,000

8/2/2021

8/2/2021 12/30/2022

0.13%

20 water main replacement and extensions.

Improve the water system to increase supply and keep facilities in good working order. The

goals are to increase revenue and decrease expenses while optimizing operations and

improving reliability. The overall scope includes well development for emergency use, adding

water mains extensions, hydrant/valve maintenance, meter replacement and other minor

$400,000

8/2/2021

8/1/2022

1.13%

20 improvements.

Construct a 1,000 GPM Upper Floridan Well to alleviate low pressure and chlorine residual

problems and provide reliability and redundancy. The city needs a second water supply for

public health and safety reasons. The one and only well is over 40 plus years old and

produces approximately 300 GPM. A back up well is needed. The new well will have speed

controlled, back up emergency power generator, and a updated SCADA system for the

5/1/2021

6/1/2021

1/7/2022

1.13%

20 control of the existing well and elevated tank.

Improve the water system. Upgrades include renovating the well, replacing aging

infrastructure, adding water loops, rehabilitating water sources, preparing mapping, and other

$550,000

8/2/2021

8/1/2022

1.13%

20 minor improvements.

Replace existing meters with new meters capable of automated reading, installation of back-

flow preventers on services, replacement of leaking fire hydrants and water main, installation

of new valves to allow for areas of isolation when repairs or connections are needed, and

replacement of pressure reducing valve to provide reliable serve at appropriate pressures.

Improvements will reduce leaks, reduce unaccounted for water use, and provide a more

$1,100,000

12/15/2021

1/3/2022 11/30/2022

0.13%

20 reliable water system.

$328,680

10/8/2021

11/1/2021 4/28/2022

0.13%

20 Replace water main and water meters.

Construct two 8-inch test wells, two new +/-700 gallon per minute (gpm) or larger deep wells,

two vertical turbine pumps and motors, electrical equipment, SCADA, and other necessary

appurtenances. Also included is 1,000 LF of raw water lines to connect the wells to previously

$1,300,000

3/1/2022

5/1/2022 12/1/2022

1.13%

20 installed raw water lines nearby.

Install approximately 3,100 LF of 12-inch PVC water main in conjunction with a road re-

alignment to replace an existing water line located west of Interstate 75 in Adel, GA. The

existing line is a 10-inch ductile iron pipe that is over forty years old. The new water line will

improve water supply and pressure, as well as provide better fire protection, for existing

$120,000

2/14/2022

3/1/2022 12/15/2022

0.13%

20 residential and commercial customers in this area.

3/22/2021

4/1/2021 10/1/2021

0.13%

20 Replace approximately 6,000 LF of 6-inch water main with 12-inch DIP water main.

$631,708

4/1/2021

7/6/2021 12/1/2021

0.13%

20 Replace water meters and meter reading equipment.

Upgrade 2,500 existing manually read water meters to a fixed base advanced metering

infrastructure system. The city plans to replace all existing meters and registers with new

meters with AMI capable registers. These new meters will improve water conservation with

improved leak detection capabilities, real time consumption information, and reduce labor

costs and fuel consumption required to read meters. In addition to the AMI meters, this

project will include the purchase and installation of meter reading infrastructure necessary to

$578,250

2/16/2022

3/14/2022

9/1/2022

0.13%

20 integrate the reading system with the city's billing system.

Drill a second well to provide water supply redundancy. Construction will address well

deficiencies identified by previous EPD inspections. Installation of new meter registers to

convert the system to automatic meter reading which will allow for tracking of water use, leak

$289,035

1/10/2022

2/1/2022 12/30/2022

1.13%

20 identification, and reduction of unaccounted for water.

Community
City of Sardis
City of Sasser
City of Sumner City of Sylvania City of Twin City City of Greenville City of McCaysville Haralson County Water Authority City of Monroe
City of Gainesville
City of Social Circle City of Hoschton City of Vidalia Town of Braselton

Project Score

2019 Pop. Total Project Cost

774

$325,000

305

$162,500

420

$145,500

2,949

$976,106

1,814

$341,000

855

$315,000

1,388

$1,129,000

4,600

$1,664,750

13,418

$2,934,798

39,991 $10,000,000

4,447

$1,400,000

1,637

$2,500,000

10,409

$2,500,000

11,452

$1,210,000

Affordability Score

ATTACHMENT 1 Drinking Water State Revolving Fund
2021 Comprehensive List

Potential Principal Forgiveness

Est. Notice to Proceed Date

Est. Construction
Start Date

Est. Project Completion Date

Est. Interest Rate

Est. Terms

Project Description

Replace existing residential and commercial water meters with Automatic Meter Reading

(AMR) meters. The AMR meters will provide an accurate recorded consumption which will

assist the city in identifying leaks, aid in long term planning, and devise effective water

$162,500

6/1/2021

9/15/2021

4/1/2022

0.13%

20 conservation strategies.

Replace all existing meters with an automatic meter reading system. These new meters will

have increased accuracy to record all usage, encourage water conservation, minimize

unaccounted for water, maximize water revenues, reduce clerical errors in reading and billing

processes, and reduce the time and cost of labor necessary to read water meters on a

$73,125

7/1/2021

8/1/2021

5/1/2022

0.13%

20 monthly basis.

Replace all existing meters and registers with new Automated Meter Reading meters and

new AMR capable registers. These new meters and registers will have increased accuracy to

record all usage, encourage water conservation, minimize unaccounted for water, maximize

water revenues, reduce clerical errors in reading and billing processes, and reduce the time

7/1/2021

8/1/2021

5/1/2022

0.13%

20 and cost of labor necessary to read water meters on a monthly basis.

Replace existing residential and commercial water meters with Automatic Meter Reading

(AMR) meters. The AMR meters will provide an accurate recorded consumption which will

assist the city in identifying leaks, aid in long term planning, and devise effective water

$488,053

6/1/2021

9/15/2021

4/1/2022

0.13%

20 conservation strategies.

$136,400

6/21/2021

6/21/2021 9/24/2021

0.13%

20 Replace approximately 715 residential meters, and replace or adjust meter boxes.

Improve the water system. Improvements include water meter replacement, software and

$157,500

9/30/2021 11/15/2021 3/31/2022

0.13%

20 hardware upgrades, and installation of backflow preventers.

Replace approximately 3,100 5/8-inch water meters, and 24 1-inch to 4-inch water meters.

Provide and install approximately 1,600 backflow preventers. Purchase new hardware and

software for billing system. Provide miscellaneous hardware, lids, and appurtenances

$508,050

6/15/2021

7/15/2021 5/31/2022

0.13%

20 required for a complete installation.

Replace 4,600 residential/commercial water meters, install 500 backflow preventers and

9/30/2021 10/15/2021 6/15/2022

0.13%

20 provide new hardware and software for billing.

Install approximately 5,500 LF of 16-inch PVC water main and a 500,000 gallon elevated

$1,100,000

4/1/2021

9/1/2021

9/1/2022

1.13%

20 water storage tank on the northeast side of Monroe.

Improve the water distribution system. The project will include water line rehabilitation and

replacement, water meter testing program and water meter replacement, rehabilitation and

replacement of booster pumps stations, upgrades to the water system's elevated storage

12/31/2021

2/1/2022 12/31/2023

1.13%

20 tanks and other projects to improve reliability, redundancy and resilience.

Replace water main to eliminate older cast iron piping subject to breaks. The project will

provide increased distribution system capacity, enhanced water quality through looping of the

water system, improved system efficiency through the installation of AMR meters, and

6/1/2021

6/1/2021 3/31/2022

0.13%

20 improved interconnection with the Walton County Water Department.

Construct an elevated water tank in order to increase water storage and increase water

pressure. The city also proposes to improve its water system by replacing water mains and

6/1/2021

8/1/2021

4/1/2023

1.13%

20 providing loops in the system to improve reliability and redundancy.

Replace aged galvanized, transite, and cast iron water main. Valves and hydrants would also

be replaced and GIS mapping would be included to properly locate new main and

appurtenance locations. Additionally, the city plans to rehabilitate Well #1 and #2 with this

$900,000

10/4/2021

10/4/2021 10/3/2022

1.13%

20 funding.

8/1/2022

9/1/2022

5/1/2023

1.13%

20 Replace aging water line to reduce leaks.

Community
City of Winder City of Hogansville Rabun County WSA
City of Dillard
City of Hinesville City of Hoschton City of Thomson Town of Braselton Town of Braselton Town of Braselton City of Baldwin City of Blairsville Rabun County WSA
City of Union Point
Towns County Water and Sewerage Authority City of Blairsville City of Cumming City of Cumming

Project Score

2019 Pop. Total Project Cost

16,413 $25,000,000

3,125

$5,424,700

16,645

$5,880,000

319

$1,750,000

32,996

$3,044,585

1,637

$1,000,000

6,593

$3,969,000

11,452

$950,000

11,452

$2,500,000

11,452

$8,500,000

3,517

$1,200,000

724

$2,500,000

16,645

$1,200,000

1,841

$1,000,000

4,210

$2,500,000

724

$1,611,000

6,309 $32,000,000

6,309 $12,400,000

Affordability Score

ATTACHMENT 1 Drinking Water State Revolving Fund
2021 Comprehensive List

Potential Principal Forgiveness

Est. Notice to Proceed Date

Est. Construction
Start Date

Est. Project Completion Date

Est. Interest Rate

Est. Terms

Project Description

Install a new pretreatment unit, water storage tank, chemical feed system, and transfer

pump station at an existing raw water storage quarry site. The project will also include the

addition of an energy recovery system. This project includes the scope of work for Phase 2 of

12/27/2021

1/3/2022 12/29/2023

1.13%

20 the Raw Water Project.

Rehabilitate the existing distribution system, construct a 500,000 gallon elevated storage

$700,000

9/1/2021

10/1/2021 10/1/2022

1.13%

20 tank, booster pump station and ground storage tank, and install new water meters.

Construct redundancy transmission mains along the US 441 corridor from south of Clayton to

12/1/2022

1/1/2023 10/1/2023

1.13%

20 north of Mountain City.

Extend the water system to residents in an area of the city that currently lacks a public water

system, and construct a 200,000 gallon water tank. Currently, the city does not have any

12/1/2022

1/1/2023

1/1/2024

1.13%

20 water storage and relies on other water suppliers to supply flow, pressure, and storage.

Construct an Upper Floridan Drinking Water Well in Long County to supply water. The city is

in the EPD designated Yellow Zone which does not allow installation of new wells due to salt

water intrusion in the Floridan Aquifer. Long County is in the designated Green Zone which

does allow new water wells. The project will permit and install a well in the Green Zone and

3/15/2022

4/4/2022 12/16/2022

1.13%

20 pump water to Hinesville in the Yellow Zone.

Improve the water system by drilling groundwater drinking wells to improve reliability and

6/1/2022

7/1/2022

4/1/2023

1.13%

20 reduce operating costs.

Improve the Big Creek WTP by replacing existing, failing pretreatment infrastructure. The

scope of work includes removal of existing pretreatment units and replacement with new

$1,100,000

9/30/2021 10/15/2021 7/31/2022

1.13%

20 pretreatment infrastructure for flocculation and sedimentation.

Improve the water system by drilling groundwater drinking wells to improve reliability and

6/1/2022

7/1/2022

4/1/2023

1.13%

20 reduce operating costs.

6/1/2022

7/1/2022

4/1/2023

1.13%

20 Construct an elevated water tank to increase water storage for the system.

6/1/2022

7/1/2022

4/1/2023

0.13%

20 Construct an indirect potable reuse water treatment facility .

Improve the water system by replacing water main and providing loops in the system to

12/1/2022

1/1/2023

1/1/2024

1.13%

20 improve reliability and redundancy.

$700,000

12/1/2022

1/1/2023

6/1/2023

1.13%

20 Replace aging and/or undersized water lines in areas with low pressure.

Extend the water system along Wolfolk to residents in an area of Rabun County that

currently lack a public water system. These residents are affected by dry or contaminated

12/1/2022

1/1/2023 10/1/2023

1.13%

20 wells. The project will also provide a system loop that will improve flow and system reliability.

Replace dilapidated and undersized existing water lines and provide a loop in the distribution

system to alleviate water quality issues and low water pressure problems and improve

$450,000

8/1/2022

9/1/2022 10/1/2023

1.13%

20 reliability and redundancy.

Construct a new storage tank, booster pump stations, and new water lines. Additionally, this

project will replace leaking and under-sized lines, and other distribution system improvements

to improve storage capacity, flows and pressures in the water system, reliability, redundancy,

3/1/2022

3/1/2025

1.13%

20 and water efficiency.

Rehabilitate the existing water treatment facility, including replacement of aging components,

12/1/2022

1/1/2023

6/1/2023

1.13%

20 replacement of filter media, and installing grit removal and mechanical screen.

Construct approximately 62,000 LF of 16-inch water main, approximately 14,400 LF of 36-

1/5/2022

1/12/2022 1/12/2023

1.13%

20 inch water transmission main, and a 1 million gallon ground storage tank.

Construct a 6.0 MG clearwell, new high service pump station, and transfer piping.

7/21/2021

7/28/2021 11/30/2022

1.13%

20 Additionally, this project will rehabilitate the office and improve sludge handling.

Community
City of Gainesville Barrow County Barrow County City of Maysville City of Plains Hancock County Hancock County Rabun County WSA Rabun County WSA City of Baldwin

Project Score

2019 Pop. Total Project Cost

39,991 $15,000,000

78,991

$6,000,000

78,991

$1,800,000

1,941

$1,000,000

640

$2,500,000

8,515

$2,000,000

8,515

$1,000,000

16,645

$2,880,000

16,645

$2,080,000

3,517

$3,300,000

Brunswick-Glynn County Joint Water & Sewer Commission City of Gordon Hart County WSA Lincoln County
Rabun County WSA

60,552

$7,500,000

1,990

$2,000,000

2,310

$2,500,000

7,856

$4,067,000

16,645

$3,120,000

$214,970,856

Affordability Score

ATTACHMENT 1 Drinking Water State Revolving Fund
2021 Comprehensive List

22 19 19 21 37 29 29 26 26 21
22 32 25 26
26 Total:

Potential Principal Forgiveness

Est. Notice to Proceed Date

Est. Construction
Start Date

Est. Project Completion Date

5/31/2022

6/15/2022 12/31/2023

Est. Interest Rate 1.13%

Est. Terms

Project Description

Upgrade the Lakeside and Riverside water treatment plants. Projects include upgrades to meet the lead and copper rules, filter backwash improvements, equipment upgrades, and 20 chlorine residual upgrades to meet NPDES permit.

12/1/2022

1/1/2023

1/1/2024

1.13%

Construct a redundancy transmission main in the northern part of the county's water service 20 delivery area.

12/1/2022

1/1/2023

1/1/2024

1.13%

Construct an elevated water tank to increase water storage in the eastern portion of the 20 water service delivery area.

6/1/2022

7/1/2022

6/1/2023

11/1/2021

12/1/2021 12/1/2022

6/1/2022

7/1/2022

4/1/2023

1.13% 1.13% 1.13%

Improve the water system by drilling groundwater drinking wells to improve reliability and 20 reduce operating costs.
Extend water lines for interconnecting to surrounding municipalities, develop an additional 20 well, and install filters at existing well #7.
Extend the water system to residents that currently lack a public water system. These 20 residents are affected by dry or contaminated wells.

6/1/2022

7/1/2022

4/1/2023

1.13%

Improve the water system by drilling groundwater drinking wells in order to improve reliability 20 and reduce operating costs.

12/1/2022 12/1/2022

1/1/2023 10/1/2023 1/1/2023 10/1/2023

1.13% 1.13%

20 Construct watermain from Lake Rabun WTP south along Old 441 to New US 441
Construct an elevated water storage tank and necessary water main in the north service area 20 to provide improved storage, system reliability, and improved operations

10/1/2022

11/1/2022

6/1/2023

6/1/2022 10/1/2021

6/6/2022 12/31/2023 11/1/2021 12/30/2022

6/1/2022

7/1/2022

4/1/2023

1.13%
0.13% 0.13% 1.13%

20 Upgrade undersized water lines in the southeast section of the water service delivery area.
Install and synchronize 30,986 water meters along with associated field and endpoint equipment. BGJWSC's strategic technology goals include integrating an Advanced Metering Infrastructure ("AMI") and Meter Data Management System ("MDMS") solution into its enterprise(s) which will support data collection and billing from AMI meters and enable the 20 many other benefits available from AMI and MDMS.
20 Replace numerous water main throughout town that are constantly leaking.
Extend the water system to residents that currently lack a public water system. These 20 residents are affected by dry or contaminated wells.

10/1/2022

11/1/2022

6/1/2023

$12,673,301

12/1/2022

1/1/2023 10/1/2023

1.13% 1.13%

20 Extend the water system to residents in an area that currently lacks a public water system.
Extend the water system along East Wolf Creek to residents in an area of Rabun County that currently lack a public water system. These residents are affected by dry or 20 contaminated wells.

Attachment 2 Drinking Water State Revolving Fund
Estimated Disbursement Schedule

NOTICE TO CONSTR. TARGET

1st

2nd

3rd

4th

1st

2nd

3rd

4th

LOAN

PROCEED START COMPL.

Qtr

PROJECT

AMOUNT

DATE

7/21-9/21 10/21-12/22 1/22-3/22

4/22-6/22

7/22-9/22 10/22-12/22 1/23-3/23

4/23-6/23

City of Lavonia

$2,500,000 8/2/2021 8/2/2021 12/30/2022

50,000

100,000 1,110,000

100,000

500,000

640,000

- $

Talbot County Board of Commissioners

$1,000,000 8/2/2021 8/2/2021 8/1/2022

50,000

250,000

150,000

500,000

- $

City of Bowman

$1,000,000 8/2/2021 8/2/2021 8/1/2022

10,000

500,000

70,000

170,000

250,000

- $

City of Dawson

$2,261,500 12/15/2021 1/3/2022 11/30/2022

80,000

50,000 1,000,000 1,000,000

500,000 61,500.00

- $

City of Ochlocknee

$821,700 10/8/2021 11/1/2021 4/28/2022

10,000

700,000

11,700

100,000

- $

City of Summerville

$2,900,000 3/1/2022 5/1/2022 12/1/2022

900 1,000,000

500,000

250,000

500,000

649,100

- $

City of Adel

$300,000 2/14/2022 3/1/2022 12/15/2022

40,000

70,000

80,000

25,000

15,000

70,000

- $

City of Blackshear

$1,263,417 4/1/2021 7/6/2021 12/1/2021 631,709

631,708

- $

City of Eastman

$1,285,000 2/16/2022 3/14/2022 9/1/2022

85,000

500,000

250,000

200,000

- $

City of Fargo

$642,300 1/10/2022 2/1/2022 12/30/2022

4,000

300,000

250,000

50,000

15,300

23,000

- $

City of Sardis

$325,000 6/1/2021 9/15/2021 4/1/2022 151,000

154,000

15,000

5,000

- $

City of Sasser

$162,500 7/1/2021 8/1/2021 5/1/2022 5,000.00

80,000

25,500

52,000

- $

City of Sylvania

$976,106 6/1/2021 9/15/2021 4/1/2022 80,000.00

400,000

296,106

200,000

- $

City of Twin City

$341,000 6/21/2021 6/21/2021 9/24/2021 341,000.00

- $

City of Greenville

$315,000 9/30/2021 11/15/2021 3/31/2022 15,000.00

150,000

- $

City of McCaysville

$1,129,000 6/15/2021 7/15/2021 5/31/2022 129,000.00

250,000

150,000

600,000

- $

City of Monroe

$2,934,798 4/1/2021 9/1/2021 9/1/2022 500,000.00 1,000,000

200,000

700,000

34,798

- $

City of Vidalia

$2,500,000 10/4/2021 10/4/2021 10/3/2022 10,000.00 1,000,000

250,000

400,000

200,000

640,000

- $

City of Hogansville

$5,424,700 9/1/2021 10/1/2021 10/1/2022 65,000.00 2,000,000

500,000 2,000,000

809,700

50,000

- $

TOTAL $ 28,082,021

$ 2,257,609 $ 8,935,708 $ 3,858,306 $ 2,352,000 $ 3,524,798 $ 2,133,600 $

TOTAL DISBURS.
2,500,000 1,000,000 1,000,000 2,691,500
821,700 2,900,000
300,000 1,263,417 1,285,000
642,300 325,000 162,500 976,106 341,000 315,000 1,129,000 2,434,798 2,500,000 5,424,700 28,012,021

Attachment 3 - ASAP DWSRF Payment Schedule Drinking Water State Revolving Fund

Payment No. 1 2 3 4 5 6 7 8
TOTAL

Attachment 3 ASAP Payment Schedule Drinking Water State Revolving Fund

Federal Fiscal Year

Quarter

Date

3rd

7/2021 - 9/2021

4th

10/2021 - 12/2021

1st

1/2022 - 3/2022

2nd

4/2022 - 6/2022

3rd

7/2022 - 9/2022

4th

10/2022 - 12/2022

1st

1/2022 - 3/2022

2nd

4/2023 6/2023

Amount ($) $25,924,000
$0 $0 $0 $0 $0 $0 $0 $25,924,000

Attachment 4 - Estimated Sources and Uses DWSRF Sources and Uses Table

Attachment 4 Drinking Water State Revolving Fund (DWSRF) Sources and Uses
Administered By Georgia Environmental Finance Authority State Fiscal Year July 1, 2021 - June 30, 2022

Sources & Uses
Funding Sources Loan Repayments (P&I)

Federal Contribution

State Contribution

DWSRF Fund
31,777,640

Investment Income

150,000

Banked Setasides*

5,000,000

FFY 2021 Capitalization Grant

18,924,520

5,184,800

Total Funding Sources

$ 23,924,520

$ 5,184,800

$ 31,927,640

Funding Uses

Project Disbursements Setasides Spending

17,887,560 5,000,000

5,184,800

31,927,640

FFY 2021 Administration

1,036,960

Total Funding Uses

$ 23,924,520 $ 5,184,800

$ 31,927,640

Total
31,777,640 150,000
5,000,000 24,109,320 $ 61,036,960
55,000,000 5,000,000 1,036,960 $ 61,036,960

* Banked setasides represent amounts from the prior years' grants that will be available for spending on a first-in, first-out approach. This amount also correlates to our estimated annual spend.

Attachment 5 - DWSRF 2 Percent, 4 Percent, 10 Percent, and 15 Percent Set-Aside Work Plan
The Safe Drinking Water Act (SDWA) Amendments of 1996 include a section authorizing states to provide funding for certain non-project activities called set-asides. States are required to describe, in their Intended Use Plans (IUP) the amount of funds that they will use for these activities. If a state does not expend all its set-asides, the state may transfer the monies to the DWSRF project account.

4 Percent Administration (2021 - $1,036,960)

Set-Aside Activity DWSRF Administration

Activity
Activities include project reviews and approvals; planning; project development; information tracking; information gathering and development of the National Needs Survey; project ranking; issuing Notices of No Significant Impact (NONSI) and Categorical Exclusions (CE); construction management; MBE/WBE requirements; project inspections; assistance with the National Information Management System (NIMS); and administration of EPD's set-aside activities all programmatic, financial, and legal aspects of making loans with DWSRF funds.
Total

Cost EPD Contract: $352,911 GEFA administration: $684,049
$1,036,960

Comments
Unused funds may accrue and be used to administer the DWSRF program in future years.

2 Percent Small System Technical Assistance (2021 - $518,480)

Set-Aside Activity Small System Technical Assistance

Activity
Georgia Rural Water Association (GRWA): technical assistance field visits to governmentally owned and non-governmentally owned public water systems, perform visits during the contract period to provide Synthetic Organic Compound sampling assistance.

Cost GRWA Contract: $295,350

Assistance to provide statewide technical support $223,130

to small systems.

Total

$518,480

Comments A contract will be signed for FY2021.

10 Assistance to State Programs (2021 - $2,592,400)

Set-Aside Activity Assistance to State Programs

Activity See Attachment 6

Cost EPD Contract: $2,592,400

Comments
Unused funds may accrue and be used to administer the DWSRF program in future years.

Total

$2,592,400

15 Percent Small System Technical Assistance (2021 - $3,888,600)

Set-Aside Activity Technical Assistance and Financial Assistance

Activity See Attachment 6

Cost EPD Contract: $3,888,600

Comments
Unused funds may accrue and be used to administer the DWSRF program in future years.

Total

$3,888,600

Attachment 6 - DWSRF 10 Percent Set-Asides
GEORGIA ENVIRONMENTAL FINANCE AUTHORITY DRINKING WATER STATE REVOLVING FUND Assistance to State Programs (10%)
Intended Use Plan (IUP) and Workplan for FY2021 Cap Grant Updated May 2021
The Safe Drinking Water Act (SDWA) Amendments of 1996 authorize states to provide funding for certain non-project activities, called Set-Asides, provided that the amount of that funding does not exceed certain ceilings. States are required to describe in their Intended Use Plans (IUP) the amount of funds that they will use for these activities. A separate account must be set up to accept these funds.
States are allowed to use up to 10% of its capitalization grant to provide funding for certain activities that provide "Assistance to State Programs." These activities include: administration of the Public Water System Supervision Program (PWSS); administration and provision of technical assistance through source water assessment programs; implementation of capacity development strategy; cross-connection control device tester certification program and water conservation and efficiency and continued state wide water planning; and implementation of the Environmental Protection Division's (EPD) Crypto Strategy. States are not required to use the entire 10% for these activities in any one year and are allowed to bank the excess balance and use it for the same activities in later years.
Table 1 provides a summary of the activities to be funded under the FFY 2021 10% set-aside category. The State primacy agency, the Georgia Department of Natural Resources Environmental Protection Division (EPD), is the agency responsible for the development and implementation of these set-aside activities as specified in the existing "Interagency Agreement for Establishment of Drinking Water State Revolving Fund Agreement for Provision of Operating Funds, Financial Services and Project Management Services" between the Georgia Environmental Finance Authority (GEFA) and EPD.
As allowed under Section 1452(g)(2) of the SDWA, Georgia will set-aside $2,592,400 (10.0%) of the capitalization grant in order to accomplish the activities outlined in the work plan (Table 1).

10% 2021 DWSRF Set-aside State Match Determination 10% Set-aside for 2021 50% of 10% 2021 Set-aside
1993 PWSS Grant 1993 Actual State Match PWSS (perpetual amount)
Credit match for the 10% Set-aside from the 1993 State PWSS Cash match for the 10% Set-aside from the Drinking Water Contract Fee System Total Available Matching Funds

$2,592,400 $1,296,550
$1,199,900 $1,065,946
$1,065,946 $1,526,454
$2,592.400

Object Class Categories: Capacity Development 10% (DWSRF 2021) EPD Organizational Number: EPD Project Number: GEFA Account Form Date or Revision Date:

Personnel Services:
Environmental Engineer 3 Environmental Specialist Env. Spec. Part-Time Env Engineer 1 Mgr1, Env Protection

Work Plan Program/Unit Number in Average Work Years Total Cost

Designator

Position Annual

Class Position

Cost

Goal 1,2,3,4,5 WPB DW

101,800

1.00

203,600

Goal 1,2,3,4,5 WPB DW

73,643

1.00

368,215

Goal 1,2,3,4,5 WPB DW

44,263

1.00

44,263

Goal 1,2,3,4,6 WPB DW

78,864

1.00

236,591

Goal 1,2,3,4,6 WPB DW

111,652

1.00

111,652

Personnel Services Category Totals: 964,321

Equipment: Office

Description Miscellaneous Office

Work Plan Program & Unit Total Cost

Designator

Goal 1,2,3,4,5

WPB DW

1,500

Equipment Totals:

1,500

Supplies: List by groups, as appropriate: Laboratory to maintain primacy

Description
Equipment/Rents/Utilities to maintain DW primacy portion of lab due to increased base cost for the new facility

Work Plan Program & Unit Total Cost

Designator

Goal 1,6,8 WPB DW, PCB

79,412

Contractual: GAWP

Description
CCR Training, TA and other Communications (1 year)

Percent Total of Set-aside 4.32%

Supplies Total: 79,412

Work Plan Program & Unit Total Cost

Designator

Goal 1,2,7 WPB DW

75,000

Contractual Total: 75,000 Total Cost 1,120,233

TABLE 1

10 Percent Set-Aside - Assistance to State

Programs (FFY2021-$2,592,400)

Set-Aside Activity
Capacity Development

Funding ($, %)

Goals and Objectives

Outputs/Deliverables

Evaluating Success

Agency Responsibilities

Schedule

$1,120,233
4.32% of
FFY21 CAP Grant

In order to continue the ability of Public Water Systems (PWS) to meet the requirements of the Federal Safe Drinking Water Act, and to avoid the withholding of a percentage of Georgia's DWSRF allotments, EPD will: 1. Continue to implement strategies and/or enhance existing strategies to ensure that all PWS's, especially all community

1. Annually submit a written report to EPA that documents Georgia's implementation of national primary drinking water regulations. 2. Annually submit a written report to EPA that documents Georgia is

1. Meet all deadlines and milestones in EPD's Watershed All activities are

accordance with EPA implementation Protection Branch ongoing and will

and compliance schedules based on (WPB) is the lead

continue through the

federal regulations, including

branch for ensuring the life of the grant. Work

LT2ESWTR, Stage 2 DBPR, GWR and development and

covered by this funding

RTCR..

implementation of

has and will

water systems (CWS) and non-transient non-community water implementing a strategy that

2. Receive EPA approval of Georgia's adequate capacity continue to increase

systems (NTNCWS), reliably provide safe drinking water in identifies PWS's most in need of capacity development reports without development strategies. due to the new drinking

accordance with all current and future applicable State and improved capacity, and assists withholding any DWSRF funds.

Stakeholder/public input water regulations

Federal Safe Drinking Water Regulations. (Increased

these PWS's in obtaining and

3. Improved level of compliance with is solicited during the LT2ESWTR, Stage 2

compliance determinations and technical assistance will be maintaining technical, managerial the State and Federal Safe Drinking development of these DBPR, GWR and the

required due to new EPA regulations: LT2ESWTR, Stage 2 and financial capacity.

Water Act Rules and Regulations

strategies and is a key RTCR.

DBPR, GWR and RTCR.);

3. Implement and update Georgia's through the implementation of

responsibility of the

2. Solicit and consider public comment in the development of capacity development strategy. Georgia's capacity development

WPB. WPB is

any new capacity development strategies;

4. Tri-annually submit a report to the strategies.

responsible for the

3. Implement new and enhance the implementation of existing Governor on the Efficacy of

4. Increased level of CCR compliance, development and

capacity development activities;

Georgia's Capacity Development especially initial compliance levels. administration of the

4. Continue to assess flow conditions, additional or alternate Strategy addressing the technical, 5. Increased compliance rate in the contract with GAWP.

metrics, and/or impacts of flow alteration at selected locations financial and managerial capacity of submittal of CCR's.

EPD District Offices

to support accurate surface water availability;

Georgia's PWS.

6. Increased knowledge and improved and the EPD Laboratory

5. Refine resource models and monitoring to estimate the

5. Continuously populate and

preparation in Public water system will provide input in the

capacities of Georgia's surface and groundwater for water

enhance the comprehensive data owners and operators in complying with development and

supply;

and information management

and implementing federal and state implementation of these

6. Assist systems to improve technical, managerial and

system, including instream flow and requirements.

strategies.

financial capacity as part of EPD's approved capacity

source water quality data for

7. Documented implementation of best

development strategy, plan review, and adherence to the

protecting public water supply

management practices to protect water

"Minimum Standards for Public Water Systems"

sources in Georgia.

supply sources in Georgia.

documentation. PWS will be required to make physical facility 6. Continuously collect flow and 8. Utilize recommendations in water

and treatment process improvements to comply with existing data from surface waters for

supply plans to provide a sustainable,

and new regulations (LT2ESWTR, Stage 2 DBPR, GWR and evaluating impact to and protecting reliable and safe supply of water for all

RTCR);

public water supplies.

users in Georgia.

7. Improve capacity development implementation by providing 7. Maintain operations of the PWSS 9. Maintained operations of the PWSS

CCR assistance, communication and technical assistance as portion of the EPD laboratory.

portion of the EPD laboratory.

well as training; and 8. Continue to operate the primacy PWSS

portion of the EPD laboratory. (Increased cost is distributed

between all users of the laboratory throughout the Division.)

Object Class Categories: EPD Organizational Number: EPD Project Number: GEFA Account Form Date or Revision Date:

EPD Crypto and PFAS Strategy 10% (DWSRF 2021)

Personnel Services:
Environmental Engineer Environmental Specialist Laboratory Scientist

Work Plan Designator
Goal 1,3,5 Goal 1,3,5 Goal 1,2,3,4,6,7

Program/Unit
WPB DW WPB DW PCB Lab

Number in Position Class
1
1
1

Average

Work Years

Annual

Position Cost

97,177 1.00

68,107 1.00

65,697 1.00

Total Cost
97,177 68,107 65,697

Equipment: Equipment:

Personnel Services Category Totals:

230,981

Description
Equipment for PFAS and Cryptosporidium i

Work Plan Designator Goal 1,3,5

Program & Unit EPD Lab

Total Cost 189,796

Supplies: List by groups, as appropriate:
Laboratory

Description
Supplies for PFAS and Cryptosporidium testing

Equipment Totals:

189,796

Work Plan Designator Goal 1,2,3,4,6,7

Program & Unit EPD
Laboratory

Total Cost 63,032

Laboratory to Maintain Primacy
Contractual:

Supplies/Rent/Utilities to maintain Drinking Water Primacy

300,408 363,440

Description

Work Plan Program & Total Cost Designator Unit

Percent Total of Set-aside 3.03%

Contractual Total: Total Cost

784,217

TABLE 1 10 Percent Set-Aside - Assistance to State Programs (FFY2021-$2,592,400)

Set-Aside Activity

Funding ($, %) Goals and Objectives

Outputs/Deliverables

Evaluating Success

Agency Responsibilities

Schedule

Crypto AND PFAS Strategy

Continue to implement EPD's Crypto Strategy for

1. Monitor selected PWS's for

$784,917 sources in Bin 2 and assess PFAS in drinking water Cryptosporidium under SWAP,

1. Through quarterly monitoring EPD's Watershed Protection All activities are

of THMs and HAAs, many

Branch, Drinking Water Program ongoing and will

Implementation and update of

3.03%

is the lead entity coordinating the continue through the implementation of the Crypto and life of the grant.

EPD's strategic plan for addressing the threat of a waterborne disease outbreak, including cryptosporidiosis, in Georgia's Public Water Systems (PWS) and assess PFAS Concentation in drinking water sources across Georgia

of FFY21 CAP
Grant

1. Analyzing samples for Cryptosporidium in

provide technical assistance to PWS. to develop a disinfection profile 1. Strategy, implementing and

conjunction with EPD's SWAP (Source Water

2. Provide technical assistance to

and benchmark.

enforcing the IESWTR and Stage

Assessment Plan) implementation plan to determine surface water systems serving more 2. Large surface water system 1 &2 DBPR. It is also the lead on

Cryptosporidium concentration in the source water for than 10,000 populations concerning compliance rates with the

developing draft implementation

sources that were identified as Bin 2 or higher during Stage 1, DBPR and IESWTR.

requirements of the IESWTR and strategies for other microbial and

the third round of Crypto sampling.

3.Monitor and provide technical

Stage 2 DBPR are high.

disinfection by-products rules.

2. Assisting affected public water systems with

assistance to small surface water

3. The public's awareness about EPD's environmental laboratory

compliance with the Stage 1, DBPR and the IESWTR; systems quarterly for THMs and HAAs what PWSs are doing to address provides services for the

LT2ESWTR and Stage 2 DBPR for surface water (trihalomethanes and haloacetic acids) DBPs and microbial pathogens IESWTR, LT1ESWTR,

systems.

and monthly for TOC (total organic

is increased.

LT2ESWTR and Stage 1&2

3. EPD Protozoan Laboratory continues proficiency carbon) in accordance with the Stage 1, 4. EPD Laboratory proficiency DBPR, including the operation of

and EPA approval for analysis of Cryptosporidium and DBPR.

with methods 1622 and 1623 EPD's Protozoan Laboratory.

Giardia by methods 1622 and 1623.

4. Monitor and provide technical

and maintained EPA approval. EPD District offices assist in

4. Performing Microscopic Particulate Analysis (MPA) assistance to PWS with LT2ESWTR 5. Maintained operation of

implementation of microbial and

for groundwater sources suspected to be under the and Stage 2 DBPR.

PWSS primacy portion of EPD disinfection by-products rules. 2.

direct influence of surface water.

5. 5. Maintain operation of the PWSS

laboratory.

EPD Lab will acquire needed

Sample and Analyze for PFAS for drinking water

primacy portion of the EPD laboratory. 6. All groundwater sources

equipment and train personnal

sources both surface water and ground wateracross 6.Results of PFOA sampling will be determined to be under the direct for analyzing PFAS.

Georgia.

plotted and available for public review influence of surface water installs

treatment required under the

surface water treatment

regulations.

Dissemenation of the PFAS

sampling result and inform public

of PFAS, sources of PFAS and

the results of sampling in

Georgia.

Object Class Categories:

Information Management 10% (DWSRF 2021)

EPD Organizational Number:

EPD Project Number:

GEFA Account

Form Date or Revision Date:

Personnel Services:
Env Specialist 4 MG1: Env Health/Protection PS: Business Analyst PS:Systems Admin

Work Plan Designator Program/Unit Number in Average Work

Total Cost

Position Annual Years

Class

Position

Cost

Goal 1,2,3,45,6

WPB DW

86,138 1.00

86,138

Goal 1,2,3,45,6

WPB-DW

124,472 1.00

124,472

Goal 1,2,3,45,6

WPB DW

96,305 1.00

96,305

Goal 1,2,3,45,6

WPB DW

126,162 1.00

126,162

Personnel Services Category Totals: 433,077

Equipment:
Licenses Equipment

Description Annual GIS software licenses Repair/maintenance

Work Plan Program/ Total Cost Designator Unit

Goal (all) WPB DW 25,000

Goal (all) WPB DW

1,000

Equipment Totals: 26,000

Supplies: List by groups, as appropriate:
Software, plotter supplies

Description

Work Plan Program/ Total Cost Designator Unit

Software upgrades, paper, ink, print heads, etc. Goal (all) WPB DW

1,000

Contractual: SDWIS/State

Supplies Total: 1,000

Description

Work Plan Program/ Total Cost

Designator Unit

Continue to upgrade to modules attached to

SDWIS/State that are impacted by the upgrade to Goal (all) WPB DW 50,000

web release of SDWIS/State

Percent Total of Set-aside 1.97%
25

Contractual Total: 50,000 Total Cost 510,077

Set-Aside Activity
Information Management

TABLE 1 10 Percent Set-Aside - Assistance to Programs (FFY2021-$2,592,400)

Funding ($, %) Goals and Objectives

Outputs/Deliverables

Evaluating Success

Agency Responsibilities

Schedule

$510,077
1.97% of
FFY21 CAP Grant

1. Improve tracking and reporting of PWS data associated with the current and new regulations

1. Improve tracking and reporting of 1. Improved data accuracy PWS data, especially laboratory data, through data verification and

EPD's Watershed Protection All activities are Branch will be responsible for ongoing and will

(LT1ESWTR, Stage 1 DBPR, LT2ESWTR, Stage 2 field visits data and monthly operating EPA data audits.

the development and

continue through the

DBPR, Radionuclides and GWR), especially

reports data based on EPA Data Audits 2. Improved compliance by administration of this activity with life of the grant. Work

laboratory data through improvements to existing data and new tracking and reporting

PWSs through more timely

entry activities including electronic reporting from requirements for documenting field visit actions by EPD to ensure

laboratories and PWS monthly operating reports. significant deficiencies.

compliance.

2. Track Consumer Confidence Reports (CCR) as 2. Automate compliance determinations 3. Improved field visit data by

assistance from the DNR Program Support Division.

covered by this funding has expanded to accommodate new tracking and reporting

required by Federal Regulations.

as modules are activated in

having all the field inspectors

requirements based

3. Maintain an automated sample schedule for PWS's SDWIS/State and modules completed enter the data directly into

Safe Drinking Water Act monitoring requirements as that are developed under the

SDWIS/State after implementing

recommended by EPA Region 4.

programming contracts.

the web based SDWIS/State

4. Upgrade to the web-based version of SDWIS/State 3. Tracking of PWS compliance with the software. Associates in the

on new federal and state drinking water regulations. EPD to upgrade to 3.1.

for use by the District offices and develop and train CCR.

District/Regional offices trained

District associates in the use of the drinking water information management system, including Lab-toState reporting.

4. Improve field visit data in

in the use of SDWIS/State and

SDWIS/State as the information

are entering data.

management system is made available 4. Improved compliance

5. Issue contracts as needed for improving the

in the District offices.

determinations based on new

drinking water information management system,

5. At the completion of each program MOR reporting compliance

linking other Division information systems to new web- module developed under programming module.

based SDWIS/State and continue improving the

contracts, implement the module.

5. Improved data quality based

Drinking Water Programs data flow and data quality. 6. The modules will include MOR data on electronic reporting of outside

6. Work to implement 100% implementation of

extraction, MOR compliance

laboratory data.

SDWIS/State 3.1, including monitoring schedules and determinations, laboratory certification 6. Improved field visit data

compliance determinations.

database, radionuclide database link to reporting based on SDWIS/State

SDWIS/State, sanitary survey

and the electronic sanitary

automation using PDA's, electronic survey project module.

reporting by outside laboratories and 7. New version of SDWIS/State

data exchange system, linking to EPD data system, etc. 7. With assistance from an EPA contractor, continue the upgrade and

operational and accessible by the EPD District offices.

migration of data into the SDWIS/State

web release 3.1, implement the data system and Drinking Water Watch and Lab-to-state reporting modules.

Object Class Categories: EPD Organizational Number: EPD Project Number: GEFA Account Form Date or Revision Date:

Source Water Assessment 10% (DWSRF 2021)

Personnel Services: Geologist 3

Work Plan Designator
Goals 1,2,5-9

Program/Unit W PB-DW

Number in Position Class
1

Average

W ork

Annual

Years

Position Cost

97,758 1.00

Total Cost 97,758

Equipment: Misc. Equipment

Personnel Services Category Totals:

97,758

Description Misc. Lab and Field Equipment

Work Plan Designator Goal 1,3,5

Program/ Total Cost

Unit

WPB DW

5,000

Supplies: List by groups, as appropriate:
Misc. Office and Field

Description Office and Field Supplies

Equipment Totals:

5,000

Work Plan Designator
Goals 1-9

Program/ Total Cost Unit
2,500

Contractual:

Description

Supplies Total:

2,500

Work Plan Program/ Total Cost Designator Unit

Percent Total of Set-aside 0.41%

Contractual Total: Total Cost

105,258

Set-Aside Activity
Source Water Assessment

TABLE 1 10 Percent Set-Aside - Assistance to Programs (FFY2021-$2,592,400)

Funding($, %) Goals and Objectives

Outputs/Deliverables

Evaluating Success

Agency Responsibilities

Schedule

1. Oversee the implementation of Georgia's EPA- 1. Continue implementation of EPA- 1. Continued implementation of EPD, Watershed Protection All activities are

$105,258 approved Source Water Assessment Program/Plan approved SWAP.

GA's EPA approved SWAP Branch (WPB) is the lead EPD ongoing and will

0.41%
of FFY 21 CAP
Grant

(SWAP).

2. Delineate the surface water intake implementation plan.

Branch in the development and continue through the

2. Increase public water system and local government drainage areas of new sources of water 2. Continuation of chemical implementation of Georgia's lioff the grant.

awareness of the need for the protection of drinking supply when they are approved and monitoring reform based on SWAP. Coordinate source water

water sources. Local government is vital to the

placed in operation.

SWAP using the waiver

activities with other branches of

implementation of any source water protection plan. 3. Use results of SWAP in addition to program.

EPD as well as other

3. Develop/update GIS coverages required by

the waiver program to support chemical 3.Developing and implementing stakeholders. Implement waiver

Georgia's SWAP.

monitoring reform but not fund routine source water protection creates program and ground water under

4. Provide GIS support to other important activities of monitoring covered under EPA's

an increase in PWS and local the direct influence of surface

the Public Water System Supervision Program

standard monitoring framework.

government awareness of

water determinations.

(PWSS).

4. As needed, provide technical

source water protection issues Implement WHP Program, GIS

5. Implement the new SWAP requirement under the assistance to public water systems and need for protecting sources coverages, coordinate on all

new surface water treatment regulations.

operators and local government officials of water supply.

ground water / source water

6. Perform SWAPs on new sources of water supply about the importance of implementing 4. Public water systems,

activities, and identify sources of

and update as needed when permits to operate a protection of source water.

especially large surface water ground water contamination

public water system come up for renewal.

5. Update GIS maps of drinking water systems initiate and/or enhance impacting PWSs. Use the HUC

7. Implement and meet the USEPA performance intake locations for use in notifying watershed (i.e. source water) 12 units to delineate the

measures and goals in SWAP.

downstream water systems of major protection.

watershed above each surface

8. Involve other EPD branches in implementing

wastewater spills.

5. Regular use of GIS coverages water intake.

wellhead protection and SWAP.

6. Report SWAP performance

by EPD as part of source water

9. Collaborate with other EPD branches to take

measures to EPA.

assessment and protection

positive steps to manage potential sources of

7. Make sure other EPD programs and activities.

contaminants and prevent pollutants from reaching branches consider wellhead protection 6. Implement a mapping tool to

sources of drinking water supply.

plans and SWAPs when issuing

efficiently notify downstream

environmental permits.

drinking water intakes of

8. Help insure that fewer sources of wastewater spills.

drinking water become contaminated as 7. Complete SWAP delineations

a result of land use activities.

for all proposed sources for

CWS and NTNCWS and as

permits to operate a public water

system come up for renewal.

8. Meet EPA performance

measures in SWAP

Object Class Categories: EPD Organizational Number: EPD Project Number: GEFA Account Form Date or Revision Date:

Capacity Development 10% Water Conservation (DWSRF 2021)

Personnel Services: Environmental Specialist

Work Plan Designator
Goals 1-5

Program/Unit WPB DW

Number in Position Class
1

Average

W ork

Annual

Years

Position Cost

68,616 1.00

Total Cost 68,616

Equipment: Office Equipment/Repair

Personnel Services Category Totals:

68,616

Description Misc. Office Equipment/Repair

Work Plan Designator Goals 1-5

Program/ Total Cost

Unit

WPB-DW

2,000

Supplies: List by groups, as appropriate: Office Supplies

Description Misc. Office Supplies

Contractual:

Description

Equipment Totals:

2,000

Work Plan Designator Goal 1-5

Program/ Total Cost

Unit

WPB-DW

2000

Supplies Total:

2,000

Work Plan Program/ Total Cost Designator Unit

Percent Total of Set-aside 0.28%

Contractual Total: Total Cost

0 72,616

Set-Aside Activity
Water Conservation andd WWatter
Efficiency to Maintain Capacity

TABLE 1 10 Percent Set-Aside - Assistance to Programs (FFY2021-$2,592,400)

Funding($, %) Goals and Objectives

Outputs/Deliverables

Evaluating Success

Agency Responsibilities

Schedule

$72,616
0.28% of
FFY21 CAP Grant

In order to improve the ability of PWS's to meet the Through the effort of water conservation The ultimate measure of the

requirements of the Federal Safe Drinking Water Act, and efficiency:

success of this effort is the

The Georgia Environmental Protection Division is the

and to avoid water supply capacity problems, EPD 1. PWS's become more aware of the extent to which Georgia

agency responsible for the work

will:

benefits of water conservation and implements water conservation to be completed.

1. Implement new strategies and/or enhance existing efficiency in the long-term management and efficiency in helping to

strategies to assist all PWS's, especially all

of their water supply, infrastructure and extend the sustainability and

community water systems (CWS) and non-transient financial capacity;

reliability of Georgia's public

non-community water systems (NTNCWS), in

2. PWS's implement water conservation water systems. In concert with

implementing water conservation and efficiency

and efficiency programs;

the implementation of the

measures to help them reliably provide safe drinking 3. Water conservation and efficiency Statewide Water Plan, water

water and prolong the capacity of their sources of are linked with the implementation of conservation and efficiency

water supply;

the Statewide Water Plan resulting in a become part of the daily

2. Implement new and enhance the implementation of sustainable, reliable, and safe supply of operation and maintenance of

existing capacity development activities;

water for all users of public water

public water systems in Georgia

3. Assist PWSs in the Development of water

systems in Georgia;

enhancing technical, managerial

efficiency plans;

4. Georgia develops and/or updates and financial capacity.

4. Provide technical assistance (e.g., water audits, water conservation and efficiency

leak detection, and rate structure systems to

implementation plan(s), guidance

conserve water and other training and outreach

documents, and technical assistance

programs, Implementation of drought monitoring, training programs; and

development and implementation of incentive

5. Public water systems attend training

programs or public education programs, development and/or receive technical assistance in

and implementation of ordinances or regulations to implementing water conservation and

conserve water); and 5. Develop and distribute efficiency.

information guides and materials.

All activities are ongoing and will continue through the life of the grant.

GEORGIA ENVIRONMENTAL FINANCE AUTHORITY DRINKING WATER STATE REVOLVING FUND
Local Assistance and Other State Programs (15%) Intended Use Plan (IUP) and Workplan for FY 2021 CAP Grant
Updated May 2021 The Safe Drinking Water Act (SDWA) Amendments of 1996 authorize states to provide funding for certain non-project activities, called Set-Asides, provided that the amount of that funding does not exceed certain ceilings. States are required to describe in their Intended Use Plans the amount of funds that they will use for these activities. A separate account must be set up to accept these funds.
States may provide assistance, including technical and financial assistance, to public water systems as part of a capacity development strategy under Section 1420 (c) of the Act. States may also use the 15% setaside to support the establishment and implementation of wellhead protection programs. States may use up to 15% of the capitalization grant amount for these activities, provided not more than 10% of the capitalization grant amount is used for any one activity. EPA allows states the flexibility to describe in their set-aside workplans how the 1452(k) funds will be obligated and spent.
Table 2 provides a summary of the activities to be funded under the FFY 2021 15% set-aside category. The State primacy agency, the Georgia Department of Natural Resources, Environmental Protection Division (EPD), is the agency responsible for the development and implementation of these set-aside activities as specified in the existing "Interagency Agreement for Establishment of Drinking Water State Revolving Fund Agreement for Provision of Operating Funds, Financial Services and Project Management Services" between the Georgia Environmental Finance Authority (GEFA) and EPD.
EPD continues to work on implementing the approved Regional Water Plans. We propose to fund portions of this work under two activities under this set-aside in the areas of local assistance to small public water systems. The Capacity Development and Wellhead Protection activity goals and objectives are written similar to ensure that the overall plan has continuity, is cohesive and implementable. The Capacity Development portion of the set-aside will cover work related to small public water system technical capacity, including source water and infrastructure adequacy, and to assure the availability of high quality and reliable drinking water to the citizens of Georgia (water source and water capacity). The Wellhead Protection activity will address work involving groundwater supply assessments, yield, safety and other issues that impact wellhead protection plans for existing and potential sources of supply As allowed under Section 1452(k) of the SDWA, Georgia will set-aside $3,888,600 (15.0%) of the capitalization grant in order to accomplish the following activities in the work plan (Table 2).
31

Object Class Categories: EPD Organizational Number: EPD Project Number: GEFA Account Form Date or Revision Date:

Capacity Development 15% (DWSRF 2021)

Personnel Services:
Env Engineer Env Comp Specialist MG1: Env Health/Prot Comp & Lisc Tech Modeler Geologist Environmental Eng Modeler

Work Plan Designator

Program/Unit

Goal 1,2,3,4,6,7 Dist. Office

Goal 1,2,3,4 Goal 1,2,3,4 Goal 1,2,3,4 Goal 2,6,7 Goal 1,2,3,4 Goal 1,2,3,4,6 Goal 2,6,7

Dist. Office WPB Dist. Office WPB Dist. Office WPB DW WPB

Number in Position Average

Work

Class

Annual

Years

Position Cost

Total Cost

91,724

1.00

66,120

1.00

93,514

1.00

66,347

1.00

115,290

1.00

93,087

1.00

100,534

1.00

111,920

1.00

Personnel Services Category Totals:

458,622 595,082
93,514 132,694 230,581
93,087 201,069 111,920 1,916,569

Equipment:

Description

Work Plan Program/ Total Cost

Supplies: List by groups, as Description Laboratory to Maintain Primacy Supplies/Equipment/Rents/Utilities to
maintain DW primacy portion of laboratory

Equipment Totals:

Work Plan Program/ Total Cost

Goal 2,3,5 WPB

325,807

Contractual: GAWP - GWWI Contracts

Description Operator Training One or more contracts for hydrologic studies
and/or water resource assessment modeling

Supplies Total:

325,807

Work Plan Goal 1,2,4 Goal 6,7

Program/ Total Cost

WPB

270,000

WPB

50,000

Percent Total of Set-aside

9.88%

Contractual Total: Total Cost

320,000 2,562,376

Set-Aside Activity
Capacity Development Strategy Implementation

Table 2 15 Percent Set-Aside - Local Assistance and Other State Programs (FFY21-$3,888,600)

Funding($, %) Goals and Objectives

Outputs/Deliverables

Evaluating Success

Agency Responsibilities Schedule

1. Continue to improve the operation of public 1. Contract with the Georgia Water And Wastewater 1. Number of students attending EPD's Watershed Protection All activities are

$2,562,376 water systems by enhancing the opportunities for Institute (GWWI) to provide an ongoing technical

training courses.

Branch (WPB) is responsible ongoing and will

9.88%
of FFY21 Cap
Grant

the training of water operators and water

training program for water system operators and 2. Review the results of student for the development and continue through the

laboratory analysts in Georgia and help operators laboratory analysts using an EPD approved

and third party course

administration of contracts. lliiffe of the grant.

to acquire and maintain technical, managerial and curriculum.

evaluations.

WPB and EPD District offices Existing GWWI

financial capacity.

2. Annually provide operator and laboratory analyst's 3. Improved operator skills and are responsible for evaluating contract to be

2. Through Goal 1, improve the technical,

technical training to approximately 1,500 students abilities identified through data the success of the

renewed for 12-month

managerial and financial capacity of the public and/or 100 courses.

collected through the operator contracts.EPD District offices period.Existing GRWA

water system the operator works for and those 3. Complete sanitary surveys on schedule and

training program and sanitary will perform sanitary surveys, contract will be

they may provide assistance to.

perform other field visits as necessary and notify surveys.

field visits and provide

renewed for a 12

3. As part of the EPD's approved capacity

systems of deficiencies.

4. Number of public water

technical assistance and month period.

development plan, use sanitary surveys,

4. Complete plan reviews with timely responses. systems attending workshops. plans and specifications

inspections and other field visits to identify

5. As needed, assist surface water systems in

5. Review the results of

reviews for groundwater

improvements that need to be made technical, conducting CPE's (Comprehensive Performance workshop attendee evaluations. systems WPB will perform

managerial and financial capacity of the water Evaluations).

6. Number of public water

sanitary surveys, field visits;

system based on IESWTR, LT1ESWTR, Stage 1 6. Conduct approximately 550 sanitary surveys

systems showing improved CPE's and provide technical

DBPR, LT2ESWTR, Stage 2 DBPR, radiological, annually and increase the frequency of the

compliance with IESWTR, assistance for surface water

new lead & copper rule and Groundwater Rule. inspections based on new EPA regulations.

LT1ESWTR, Stage 1 DBPR, systems.

4. As part of the approved capacity development 7. Extend contract with the Georgia Rural Water LT2ESWTR, Stage 2 DBPR,

plan, plan review and EPD's "Minimum Standards Association to continue the groundwater PWS training radionuclides and other existing

for Public Water Systems" help systems improve and technical assistance.

regulations.

their technical, managerial and financial capacity 8. Continue to update the surface water system MOR

Stage 1 DBPR, Stage 2 DBPR, Radiological and project to link with the SDWIS/State data system for

GWR.

compliance and train the operators in the use of the

5 Continued operation of the primacy Pubic Water modified system.

System Supervision grant portion of the EPD 9. PWSS portion of EPD laboratory placed in full

laboratory. This cost is distributed between all operation and available to assist in small public water

users of the laboratory throughout EPD.

system evaluation and technical assistance.

6. Continue to improve water use data and

10. Continue comprehensive data and information

incorporate the data in revised models to support management systems including instream flow and

safe and reliable drinking water supplies.

source water quality data for protecting public water

7. Continue to refine water quantity models and supply sources in Georgia.

conduct hydrologic studies to estimate the

11. Continue to operate, maintain, and collect flow

capacities of Georgia's surface and groundwater and quality data from surface waters for evaluating

for water supply.

impact to and protecting public water supply sources

in Georgia.

Object Class Categories: EPD Organizational Number: EPD Project Number: GEFA Account Form Date or Revision Date:

Wellhead Protection Implementation (DWSRF 2021)

Personnel Services:
Geologist 3 Env Engineer Comp & Lisc Tech MG2:Env Health/Prot MG1:Env Health/Prot MG1:Env Health/Prot

Work Plan Designator
Goal 1,2,3,5 Goal 1,2,4,5 Goal 3,4,5,6 Goal 2,5,8,10 Goal 2,5,8,10 Goal 2,5,8,10

Program/Unit
WPB Dist. Office Dist. Office WPB WPB WPB

Number in Average

Work

Total Cost

Position

Annual

Years

Class

Position Cost

97,087

1.00

388,347

104,808

1.00

104,808

64,894

1.00

64,894

180,549

1.00

180,549

124,137

1.00

124,137

107,265

1.00

107,265

Personnel Services Category Totals:

970,000

Equipment:
Primacy Laboratory to maintain primacy
Miscellaneous Equipment

Description
Equipment/Rents/Utilities to maintain DW primacy portion of lab due to increased base cost for the new facility Field Equipment

Work Plan Designator
Goal 3,7,8,9 Goal 3,7,8,9

Program/ Total Cost Unit
226,928

WPB WPB

4,296

Supplies: List by groups, as appropriate:
Supplies

Equipment Totals:

231,224

Description
Filters, Supplies for Testing GW under direct influence of SW

Work Plan Designator
Goal 3,7,8,9

Program/ Total Cost Unit

WPB

5,000

Contractual: GRWA

Description PWS Technical Assistance

Supplies Total:

5,000

Work Plan Designator Goals 1-9

Program/ Total Cost

Unit

WPB

120,000

Percent Total of Set-aside 5.12%

Contractual Total: Total Cost

120,000 1,326,224

Set-Aside Activity
Wellhead Protection Implementation

Table 2
Funding ($, %)
$1,327,274
5.12% of
FFY21 CAP Grant

15 Percent Set-Aside - Local Assistance and Other State Programs (FFY21-$3,888,600)

Goals and Objectives

Outputs/Deliverables

Evaluating Success

Agency Responsibilities Schedule

1. As part of SWAP, continue the development of 1. Complete WHPPs for new municipal PWSs and wellhead protection plans (WHPPs) for all GA update existing WHPPs when permits are up for

1. PWS sources are better protected EPD's Watershed Protection All Activities are

through wellhead protection activities, Branch (WPB) is the lead

ongoing and will

municipal public water systems (PWSs).

renewal.

including site remediation and/or

Branch in the development continue through the

2. Continue the implementation of a program to 2. Validate submitted GPS data during construction replacement of contaminated wells. and implementation of GA's life of the grant.

delineate the source water assessment areas and inspections and other field visits.

2. Public drinking water aquifers are SWAP. Coordinate source

make the susceptibility determinations for privately 3.Development of wellhead protection plans

better protected through the

water activities with other

owned public water systems. Approximately 300 (susceptibility determinations) including GIS coverages investigation of existing or potential Branches of EPD and other

per year.

for privately-owned public water system sources,

ground water contamination.

stakeholders. Implement waiver

3. Assist PWSs by identifying and investigating including source locations and locations of potential 3. Continuation of EPA-approved program and ground water

areas of ground water contamination affecting or sources of contamination.

chemical monitoring reform through under the direct influence of

potentially affecting PWSs.

4. Geologic and hydro-geologic investigations of areas of the waiver program for ground water surface water

4. As part of construction inspections for new

existing or potential ground water contamination.

systems.

determinations.Implement

sources and facilities, conduct field visits, verify 5. Update wellhead protection plans when PWS's permit 4. No new GW source of water supply WHP Program, update GIS

submitted GPS data, wellhead integrity and

to operate a public water system comes due for renewal. will be constructed within a

coverages, coordinate on all

potential pollution sources within the inner

6. All new municipal GW sources require approval of an contaminated area.

ground water source water

management zone of wellhead protection areas. initial wellhead protection evaluation prior to starting 5. Accurate well location data for activities, and identify sources

5. Assist PWS in new survey and/or assessment construction.

SDWIS inventory required by EPA. of ground water contamination

requirements that may be related to new

7. Other EPD programs and branches consider wellhead 6. PWSS portion of EPD laboratory impacting PWSs.

regulations.

protection plans and SWAPs when issuing

placed in full operation and available EPD District offices will take

6. Validate water facility location data.

environmental permits.

to assist in small public water system more responsibility in validating

7. Involve other EPD branches in implementing 8. Fewer sources of drinking water become

evaluation and technical assistance. GPS facilities location during

wellhead protection and SWAPs.

contaminated as a result of land use activities.

7. Any groundwater source of water construction inspections and

8. Work with other EPD branches to take positive 9. PWSS portion of EPD laboratory placed in full

supply found under the direct influence other field visits and evaluate

steps to manage potential sources of contaminants operation and available to assist in small public water of surface water corrects the problem well head integrity and potential

and prevent pollutants from reaching sources of system source water evaluations and groundwater

or installs treatment.

pollution sources within the

drinking water supply.

contamination investigations impacting small public

inner management zone.

9. Continued operation of the primacy PWSS

water systems.

portion of the EPD laboratory. This increased cost 10. Groundwater sources that are suspected of being

is distributed between all users of the laboratory under the direct influence of surface water are evaluated

throughout the Division.

as needed.

10. Continue to refine water quantity models and

conduct hydrologic studies to estimate the

capacities of Georgia's groundwater for water

supply.

Attachment 7 - 2021 DWSRF Affordability Criteria

Drinking Water State Revolving Fund Affordability Criteria

GEFA's affordability criteria uses data on median household income, unemployment rate, and population trends from the U.S. Census Bureau's American Community Survey. The borrower's data is categorized in percentiles. GEFA will award principal forgiveness to Georgia's most disadvantaged communities.
1. Median Household Income (MHI)

State Percentiles MHI

25th Percentile (4 points)

50th Percentile (3 points)

75th Percentile 100th Percentile

(2 points)

(1 point)

$32,699

$42,444

$54,555 $54,556 and higher

2. Unemployment Percent

State Percentiles
Unemployment Percent

25th Percentile (1 point)

50th Percentile 75th Percentile 100th Percentile

(2 points)

(3 points)

(4 points)

2.0%

3.1%

4.6% 4.7% and higher

3. Percentage Not in Labor Force

State Percentiles
Percentage Not in Labor Force

25th Percentile (1 point)

50th Percentile (2 points)

75th Percentile 100th Percentile

(3 points)

(4 points)

36.9%

43.5%

50.3% 50.4% and higher

4. Poverty Rate

State Percentiles Poverty Rate

25th Percentile (1 point)

50th Percentile (2 points)

75th Percentile 100th Percentile

(3 points)

(4 points)

12.3%

20.0%

27.4% 27.5% and higher

5. Percentage on Social Security

State Percentiles
Percentage on Social Security 6. Percentage on SSI

25th Percentile (1 point)
29.2%

50th Percentile (2 points)

75th Percentile 100th Percentile

(3 points)

(4 points)

36.1%

43.3% 43.4% and higher

State Percentiles Percentage on SSI

25th Percentile (1 point)
3.9%

50th Percentile (2 points)
6.8%

75th Percentile 100th Percentile

(3 points)

(4 points)

10.4% 10.5% and higher

7. Percentage with Cash Public Assistance

State Percentiles
Percentage with Cash Public Assistance

25th Percentile (1 point)

50th Percentile 75th Percentile 100th Percentile

(2 points)

(3 points)

(4 points)

0.2%

1.3%

2.3% 2.4% and higher

8. Percentage with SNAP

State Percentiles 25th Percentile (1 point)

Percentage with SNAP

10.8%

50th Percentile (2 points)
18.8%

75th Percentile 100th Percentile

(3 points)

(4 points)

25.2% 25.3% and higher

9. Age Dependency Ratio

State Percentiles
Age Dependency Ratio

25th Percentile 50th Percentile

(1 point)

(2 points)

75th Percentile 100th Percentile

(3 points)

(4 points)

58.6

67.4

77.3 77.4 and higher

10. Population Trend The following will be the categories used for determining scoring for change in population from 2011 to 2019.
Positive growth or no growth (1 point) Between -0.01% to -1% (2 points) Between -1.01% and -2% (3 points) Greater than -2% (4 points)
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The following list shows the affordability score and potential principal forgiveness percentage for the FY2021 grant year:
Score of 37 will receive 55 percent, not to exceed $1,300,000 Score of 32 - 36 will receive 50 percent, not to exceed $1,100,000 Score of 30 - 31 will receive 45 percent, not to exceed $900,000 Score of 27 - 29 will receive 40 percent, not to exceed $700,000 Score of 26 or less will not receive principal forgiveness GEFA will re-evaluate the principal forgiveness allocation after the fourth board cycle following the 2021 capitalization grant award to identify communities who will not move forward with their project (upon written notification to GEFA). During this PF reallocation process, GEFA will move down the comprehensive list (based on the project score) using the PF methodology that is posted in the 2021 IUP. The following methodology will be used: GEFA will go down the DWSRF 2021 comprehensive list and award PF to those with an
affordability score of 27 or higher: and/or GEFA will go down the CWSRF 2021 comprehensive list and award PF to those with an
affordability score of 30 or higher. If there is PF remaining after GEFA has reached the bottom of the list, GEFA could amend the current language in the IUP and use a lower affordability score.
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Attachment 8 - Ranking Criteria for DWSRF Projects Georgia Environmental Finance Authority 2021 DWSRF Call for Projects Project Ranking Criteria

Projects will be rated in three categories to determine eligibility and selection for funding through the Drinking Water State Revolving Fund (DWSRF) Program.
Drinking Water SRF

Drinking Water State Revolving Fund Scoring System (maximum 100 points) 1. Readiness to proceed 2. Public health compliance benefit 3. Project benefits a. Energy conservation/production and efficiency benefit b. Water efficiency benefit 4. Other applicant or project attributes
DWSRF Scoring System Detailed Breakdown
1. Readiness To Proceed
a. State Environmental Review Process (SERP) complete (if selected you must attach the NONSI or CE)

40 pts

2. Public Health Compliance Benefits Check All That Apply a. Project is needed to fully address deficiencies documented in an enforcement action (e.g. Notice of Violation, Consent Order, Administrative Order, etc.) (Order # ________) b. Project will bring public water system into immediate compliance with Safe Drinking Water Act c. Project involves system and/or facility upgrades to create redundancy and enhance system reliability

40 pts
20 pts 20 pts

3. Project Benefits Check All That Apply Within Each Category

Energy Conservation/Production and Efficiency Benefit

Check All Below That Apply

a. Project designed to reduce energy consumption by the utility via the

2 pts

replacement of pumps and/or motors, blowers, SCADA equipment,

lighting upgrades or other energy savings products or processes.

b. Energy management planning projects, including energy

2 pts

assessments, energy audits, optimization studies and other projects

designed to determine high use energy areas.

Water Efficiency Benefit

Check All Below That Apply

a. Project to replace leaking water lines in an attempt to identify and

4 pts

reduce system-wide real water loss. Project may include the

purchase of leak detection equipment.

b. Project to replace old water meters and install a more efficient

2 pts

method [such as an automatic meter reading (AMR) system or an

advanced metering infrastructure (AMI) system] to read, record and

track water usage and reduce system-wide apparent water losses.

c. Project to create a water fixture or irrigation system retrofit or rebate

2 pts

program.

4. Other Applicant or Project Attributes

Check Any Below That Apply

a. Project benefits more than one system or community, e.g.,

5 pts

interconnection of two or more public water systems.

b. Applicant maintains a central asset inventory (with descriptive

3 pts

information about assets such as age, size, construction materials,

location, installation date, condition, and remaining useful life) and a

complete water system map.

* GEFA reserves the right to verify any information submitted within the pre-application.

Attachment 9 - Public Meeting Summary IUP
Georgia Environmental Finance Authority IUP Meeting Minutes Atlanta, Georgia 30303
Tuesday, June 15, 2021 10:00 a.m.
Call to Order The meeting will be held on Tuesday, June 15, 2021, at 10:00 a.m. via conference call. In accordance with safety precautions regarding COVID-19 virus and in keeping with the Governor's Declaration of a Public Health State of Emergency, members of the pubic who want to participate in the public meeting must do so via conference call.
GEFA staff present at the meeting were: Tracy Williams
Public participants present at the meeting were: None
Tracy Williams welcomed everyone and introduced the staff in attendance. After discussing the purpose for the public meeting was to present and receive comments on the drafted 2021 Drinking Water and Drinking Water State Revolving Funds IUP, she opened the floor for comments.
Comments from Speakers No other comments were made. The meeting was adjourned at 11:00 a.m.
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Attachment 10 - Loan Program Policies January 2021

GEORGIA ENVIRONMENTAL FINANCE AUTHORITY

PURPOSE

The Georgia Environmental Finance Authority (GEFA) provides affordable financing to local governments throughout Georgia to develop environmental infrastructure that protects public health, preserves natural resources, and promotes economic development. GEFA sustains this mission through effective, efficient, and prudent management of these public resources.

APPLICABILITY

Loan program policies govern the use of funds managed within the:

Georgia Fund, Georgia Reservoir Fund, Clean Water State Revolving Fund (CWSRF), and Drinking Water State Revolving Fund (DWSRF).

SUB-PROGRAMS

Georgia Fund

Emergency Loan Program The GEFA executive director has the authority to approve emergency loans to assist communities with financing improvements that are necessary to eliminate actual or potential public health hazards. Emergency loans are ratified at the next scheduled board meeting. The applicant must determine and document the emergency nature of the project and apply O.C.G.A. Section 36-91-22(e), which outlines the local government actions needed to classify a project as an emergency. Relevant terms are addressed in these policies.

ELIGIBLE RECIPIENTS

Type of Entity

GEFA can provide financing to the following entities:
o Local governments and instrumentalities of the state; o Municipal corporations; o County or local water, sewer, or sanitary districts;

o State or local authorities, boards, or political subdivisions created by the General Assembly or pursuant to the Constitution and laws of the state; and
o Nongovernmental entities with an approved land conservation project.

Minimum Recipient Qualifications

Qualified Local Government Municipalities and counties must be certified as Qualified Local Governments by the Georgia Department of Community Affairs (DCA).
Service Delivery Strategy Municipalities, counties, and authorities must be included in a DCA-verified Service Delivery Strategy. The project for which an applicant seeks financing must be consistent with the verified strategy.
State Audit Requirements Municipalities, counties, authorities, and nongovernmental entities must be in compliance with state audit requirements.
Metro Plan Compliance Municipalities, counties, and authorities located within the Metropolitan North Georgia Water Planning District (MNGWPD) can receive GEFA financing if the director of the Georgia Environmental Protection Division (EPD) has certified that the applicant/recipient is in compliance or is making a good faith effort to comply with all MNGWPD plans and/or enforcement measures.
Updated Building Codes Municipalities and counties must adopt and enforce O.C.G.A. Section 8-2-3 relating to the installation of high-efficiency plumbing fixtures.
Current Loan Agreements A current GEFA borrower can receive additional GEFA financing only if the borrower is in compliance with the existing credit documents, e.g., loan agreement and promissory note.
Nongovernmental Entities Nongovernmental entities must be a nonprofit organization with a primary purpose of permanently protecting or conserving land and natural resources, as evidenced by their organizational documents.

ELIGIBLE PROJECTS

GEFA's loan programs provide financing for a broad range of water, wastewater, sewer, stormwater, nonpoint source pollution prevention, land conservation, and solid waste projects. Specific project eligibility varies by program. The types of projects eligible for financing in each program and the minimum project requirements are listed below.

Georgia Fund May finance projects consistent with O.C.G.A. Section 50-23-4 to:
o Supply, distribute, and treat water o Collect, treat, or dispose of sewage or solid waste

Georgia Reservoir Fund May finance projects consistent with O.C.G.A. Section 50-23-28 to:
o Expand the capacity of existing reservoirs or other sources for water supply o Establish new reservoirs or other sources for water supply

CWSRF May finance projects consistent with the federal Clean Water Act to:
o Construct municipal wastewater facilities o Control nonpoint source pollution, including projects that permanently protect conservation land

DWSRF May finance projects consistent with the federal Safe Drinking Water Act to:
o Install or upgrade facilities to improve drinking water quality or pressure, protect water sources, and provide storage create or consolidate water systems

Minimum Project Eligibility Requirements Under the Federal State Revolving Fund Programs

In addition to meeting the other applicable eligibility requirements outlined in these policies, projects receiving funding through the CWSRF or DWSRF must comply with applicable federal statutes, rules, and regulations. These requirements include, but are not limited to:

Each project must be included in an Intended Use Plan submitted by GEFA to the U.S. Environmental Protection Agency (EPA).
Each project must successfully complete the State Environmental Review Process, which is administered by EPD, and receive a Notice of No Significant Impact or Categorical Exclusion.
Each recipient must certify compliance with Title VI of the Civil Rights Act by completing EPA Form 4700-4. Each DWSRF project and CWSRF treatment works project must comply with applicable federal procurement and
labor rules, including Disadvantaged Business Enterprise utilization, Equal Employment Opportunity, the Davis Bacon Act, and requirements that may arise in future federal law or future federal assistance agreements. Each DWSRF project and CWSRF treatment works project must incorporate iron and steel products produced in the U.S. ("American Iron and Steel Requirement"). Each CWSRF treatment works project must certify that a Fiscal Sustainability Plan has been developed and is being implemented for the project or certify that a Fiscal Sustainability Plan will be developed and implemented for the project.

ELIGIBLE ACTIVITIES

Recipients of GEFA financing may use GEFA funds for the following activities related to an eligible project:

Feasibility analysis Project design Construction, grading, site preparation, dredging, etc. Land and easement acquisition needed for project implementation Stream or wetland mitigation Administrative and/or legal services System purchase

Engineering, Legal, and Administrative Costs GEFA funds may be utilized for engineering, design, administrative costs, facilities planning, and land acquisition provided that these costs are necessary for the completion of the project defined by the scope of work and identified in the budget of the approved loan agreement. Such eligible costs incurred prior to the execution of a loan agreement are eligible for reimbursement with a GEFA loan. GEFA also offers engineering-only loans for these preliminary soft costs needed to facilitate the construction of an eligible project. GEFA will review and apply a standard to all project budgets.

Purchase of Existing Systems An application that proposes to purchase an existing water and/or wastewater system must be accompanied by a certification of the value of the system by a registered professional engineer. GEFA will require other information as needed to document the content and costs of the purchase.
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GEFA's loan agreement provides additional information about activities for which a borrower may or may not use GEFA funds.

PROGRAM MAXIMUMS

Loans available from GEFA are subject to the following maximums.

Georgia Fund

The maximum loan amount is $3,000,000 per borrower per year. The maximum loan amount for emergency loans is $500,000 per project. The standard amortization period is 20 years or the useful life of the project.

Georgia Reservoir Fund

The maximum loan amount will be determined based on availability of funds. The length of the amortization period shall be determined on a case-by-case basis consistent with O.C.G.A.
Section 50-23-28. The maximum amortization period is 40 years.

CWSRF

The maximum loan amount is $25,000,000 per borrower per year. The maximum loan amount for engineering loans is $2,000,000 per project. The maximum amortization period is 30 years not to exceed the useful life of the project.

DWSRF

The maximum loan amount is $25,000,000 per borrower per year. The maximum loan amount for engineering loans is $2,000,000 per project. The maximum amortization period is 40 years for communities designated as "disadvantaged" based on GEFA's
affordability criteria not to exceed the useful life of the project.

INTEREST RATES

GEFA indexes its interest rates to the true interest cost (to the nearest hundredth of one percent) received by the state on its 20-year, competitively-bid, general obligation bond issue. This is GEFA's benchmark rate; however, the interest rate adjustments described below may apply.

Federal Loans For CWSRF and DWSRF loans, GEFA will charge an interest rate that is 50 basis points (0.50 percent) below GEFA's benchmark rate.

Interest Rate Concessions GEFA provides the following interest rate concessions for eligible borrowers or eligible projects under the specified funding programs. Interest rate concessions shall not be used in combination.

WaterFirst Communities that receive the WaterFirst designation may receive an interest rate 100 basis points (1 percent) below the prevailing interest rate for the program through which it is to be funded.
PlanFirst Communities designated as a PlanFirst Community may receive an interest rate 50 basis points (0.50 percent) below the prevailing interest rate for the program through which it is to be funded.
Conservation Communities seeking financing for eligible energy, land, or water conservation projects may receive an interest rate 100 basis points (1 percent) below the prevailing interest rate for the program through which it is to be funded as outlined in GEFA's Water Conservation Financing guidance.
Special Loan Terms The GEFA board may approve loans with different interest rates or specialized terms, e.g., principal forgiveness, consistent with specific program objectives and/or relevant federal requirements.

FEES

GEFA may assess certain fees to loan recipients.

Origination Fee GEFA will charge an origination fee of 1 percent pursuant to the loan agreement.

Loan Servicing Fees Under specific circumstances, GEFA may charge the following loan servicing fees:

GEFA may assess a non-sufficient funds fee (NSF) if the borrower fails to have sufficient funds in its designated bank account at the time the payment is drafted. The payment due may be for any type of payment due under the credit documents including origination fees, construction interest, monthly principal and interest payments, or any other fee. GEFA will charge the NSF fee to the borrower for each loan for which payment is due and not available.
GEFA may assess a late fee for any payment not received by the 15th of the month in which the payment is due. This will be in addition to any NSF fees assessed in the same month.
GEFA may assess a monthly Loan Continuation Fee in the event the borrower fails to draw funds within six months (180 days) of loan agreement execution.

For details about the fees, refer to the Loan Servicing Fee Schedule available at gefa.georgia.gov/loan-documents.

10. LOAN SECURITY

GEFA requires a revenue and full-faith-and-credit pledge of each borrower and any other special loan condition GEFA may deem necessary, e.g., debt service reserve, etc.

For borrowers, such as authorities, that lack taxation powers or lack adequate taxation capacity to provide a full-faith-andcredit pledge equal to the value of the loan, the following requirements will need to be fulfilled prior to execution of loan:

A debt service coverage ratio of 1.25x or greater A debt service coverage ratio of less than 1.25x, but equal to or greater than 1.05x a reserve in the amount of
one year's debt service on the proposed debt must be deposited into a separate bank account that names GEFA as the beneficiary, prohibits the borrower from withdrawing funds without GEFA's written consent, and requires the bank to submit quarterly statements of activity and account balance information directly to GEFA. A debt service coverage ratio of less than 1.05x Additional security through an agreement with the authority's local government that is willing and able to provide a full-faith-and-credit pledge to back the loan.

For nongovernmental entity borrowers, a deed to secure debt will be required.
11. RELEASE OF GEFA FUNDS DURING CONSTRUCTION
GEFA monitors construction and endorses GEFA payments in accordance with the loan agreement. To allow monitoring, the loan or grant recipient must notify GEFA prior to commencing construction.
12. LOAN EXECUTION DEADLINE
If the loan agreement is not fully executed within six months (180 days) from the date of board approval, GEFA reserves the right to terminate its commitment.
13. LOAN RESTRUCTURING
Loan restructuring is the changing of terms and/or conditions of an existing loan. The range of restructuring options may include adjusting the interest rate of a loan, changing the amortization period of a loan, or changing the repayment schedule to adjust allocation between interest and principal. GEFA will consider a borrower's request to restructure its existing GEFA loan(s) on a case-by-case basis if the borrower is experiencing financial hardship. In evaluating a restructuring request, GEFA will consider at a minimum the following indicators of financial hardship:
The borrower's debt service coverage ratio history. The type and extent of efforts undertaken by the borrower to improve its financial condition, including enhancing
revenues from rate increases or raising of ad valorem taxes and/or reducing costs. Emergency or exigent circumstances beyond the control of the borrower that impose a long-term and severe
financial hardship.
Under no circumstances will loan principal be forgiven.
14. LOAN REFINANCING
Loan refinancing uses loan funds to pay off an existing debt obligation, thereby satisfying the terms of the existing debt agreement and cancelling the existing obligation. GEFA will consider requests to refinance existing GEFA debt on a caseby-case basis if one of the following conditions is met:
The community is requesting a loan from GEFA to finance an eligible, time-sensitive, and critical project, but needs to consolidate existing GEFA debt into the new loan to afford the new project.
The community has an engineering loan it would like to refinance with the proceeds of a construction loan from GEFA, thereby combining the engineering loan and the construction loan into one loan.
15. CREDIT ANALYSIS
GEFA requires a minimum debt service coverage of 1.05 times in the first year of repayment and each subsequent year of the outstanding GEFA debt.
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