2002 Annual Report
Georgia Department of Insurance
John W. Oxendine
Commissioner
OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER
JOHN W. OXENDINE COMMISSIONER OF INSURANCE SAFETY FIRE COMMISSIONER INDUSTRIAL LOAN COMMISSIONER
COMPTROLLER GENERAL
SEVENTH FLOOR, WEST TOWER FLOYD BUILDING
2 MARTIN LUTHER KING, JR. DRIVE ATLANTA, GEORGIA 30334
404-656-2056 TTD# 404-656-4031
Members of the General Assembly:
Pursuant to O.C.G.A. 33-2-8, it is my pleasure to submit this Annual Report of the Georgia Commissioner of Insurance. Herein are summarized events and activities for calendar year 2002. A Supplement Report on Property and Casualty Insurance and a Report of Private Review Agents are also included.
It is my hope that these reports will provide you with valuable insight into the operations of the Office of Commissioner of Insurance. I look forward to working with you to serve the needs of the citizens of Georgia.
With warmest personal regards, I remain
Sincerely,
John W. Oxendine Commissioner of Insurance
THE OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, SEX, RELIGION, AGE OR DISABILITY IN EMPLOYMENT OR THE PROVISION OF PROGRAMS OR SERVICES
The mission of the Office of Commissioner of Insurance is to ensure that the public's interests are served through professional oversight of regulated industries, consumer protection, and broadbased educational activities.
Our vision is to have a welltrained workforce using state-ofthe-art technology to facilitate professional regulation, greater coordination and uniformity among state regulators, and greater public access to services and information that result in a more fire-safe environment and a consumer-friendly, competitive marketplace for insurance and small loan products.
Georgia Department of Insurance
2002 Annual Report
Contents
Department Budget .................................................................................................................................... 5 Division Functions/Responsibilities ....................................................................................................... 6
Agents Licensing Division ...................................................................................................................... 6 Consumer Services Division ................................................................................................................... 6 Enforcement Division ............................................................................................................................. 7 Industrial Loan Division .......................................................................................................................... 7 Life and Health Division ......................................................................................................................... 7 Property and Casualty Division .............................................................................................................. 8 Regulatory Services Division ................................................................................................................. 8 Examinations Section ............................................................................................................................. 8 Safety Fire Division, Office of State Fire Marshal ................................................................................ 9 2002 Legislation Summary ......................................................................................................................10 Property and Casualty Supplemental Report .......................................................................................12 Private Review Agents Report ...............................................................................................................15 Regulatory Data ........................................................................................................................................17 Provider-sponsored Health Care Corporations, as of Dec. 31, 2002 ....................................................18 HMO Financials, as of Dec. 31, 2002 ...................................................................................................19 Hospitals, Medical and Dental Service or Indemnity Corporations, as of Dec. 31, 2002 .....................20 Automobile Self-insurers, as of Dec. 31, 2002 ......................................................................................21 Licensed Farmers' Mutual Fire Insurance Companies, as of Dec. 31, 2002 ........................................22 Licensed Workers' Compensation Group Self-insurance Funds, as of Dec. 31, 2002 ..........................23 Domestic Life and Health Companies, as of Dec. 31, 2002 .................................................................24 Foreign Life and Health Companies, as of Dec. 31, 2002 ....................................................................25 Domestic Property and Casualty Companies, as of Dec. 31, 2002 ......................................................39 Foreign Property and Casualty Companies, as of Dec. 31, 2002 ..........................................................40 Premium Finance Companies, as of March 20, 2003 ............................................................................60 Licensed Interlocal Risk Management Agencies, as of Dec. 31, 2002 .................................................62 Risk Purchasing Groups, as of March 20, 2002 ....................................................................................63 Risk Retention Groups ...........................................................................................................................70 Licensed Georgia Captives, as of Dec. 31, 2002 ..................................................................................72 Licensed Title Insurers, as of Dec. 31, 2002 .........................................................................................73 Third Party Administrators, as of Dec. 31, 2002 ...................................................................................74
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2002 Annual Report
Department Budget
Statement of Funds Available and Expenditures
Compared to Budget Fund Year Ended June 30, 2002
Funds available
Revenues State appropriation, regular Federal Revenues Other revenues retained
Total revenues
Carryover, prior year Transfer, reserved fund balance
Total funds available
Expenditures Personal services Regular operating expenses Travel Motor vehicle purchases Equipment Computer changes Real estate rental Telecommunications Per diem, fees and contracts
Total expenditures
Excess of funds available over expenditures
Budget
$ 15,909,654.00 1,686,618.00 215,431.00
$ 17,811,703.00
0.00
$ 17,811,703.00
$ 15,092,924.00 794,879.00 463,030.00 130,632.00 68,401.00 225,768.00 560,884.00 383,143.00 92,042.00
$ 17,811,703.00
Actual
$ 15,909,654.00 804,858.00 148,487.39
$ 16,862,999.39
102,647.26
$ 16,965,646.65
$ 14,033,174.04 743,107.33 402,709.47 131,250.68 10,590.00 224,558.92 560,684.00 364,907.03 43,495.30
$ 16,514,476.77
$ 451,169.88
VarianceFavorable (Unfavorable)
$
0.00
(881,760.00)
(66,943.61)
$ (948,703.61)
102,647.26 $ (846,056.35)
$ 1,059,749.96 51,771.67 60,320.53 (618.68) 57,811.00 1,209.08 200.00 18,235.70 48,546.70
$ 1,297,226.23
$ 451,169.88
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Division Functions/Responsibilities
Agents Licensing Division
The Agents Licensing Division is responsible for the licensure, maintenance, and renewal of licenses for: resident and nonresident agents (for any line or sub-line
of life, accident and sickness, property, casualty, surety and allied lines, variable annuity, and variable life) and counselors; adjusters (crop, hail, company, independent, and public), limited subagents (for any line or sub-line of life, accident and sickness, property, casualty, surety and allied lines); and surplus line brokers.
The division received 22,933 applications for resident licenses and 17,781 applications for nonresident licenses in 2002. Resident applicants for licensure are reviewed to determine if the appropriate prelicensing education has been completed. Nonresident applicants are reviewed for proper documentation of licensure in their state of residence and for reciprocity with that state.
All applicants for licensure are screened through the National Association of Insurance Commissioners' database to determine if the applicant has had regulatory action taken in another state. If regulatory action is discovered, the applicant is referred to the Enforcement Division for further investigation.
The division maintains licenses for more than 86,624 licensees, each of whom is required to file for renewal annually. Resident renewals are reviewed to determine if the continuing education requirement has been satisfied; non-residents are reviewed for proper documentation of continued licensure in their home state.
All entities wishing to offer prelicensing and continuing education courses must be preapproved by the Agents Licensing Division, and all courses and instructors are required to file for approval annually. The department approved 90 new education providers and renewed 496 providers. In addition, the department approved 7,193 instructors and approved 1,862 courses. In accordance with Georgia law, all agents are required to be appointed by each insurance company with which they conduct business. The section receives, reviews, and issues more than 128,760 new certificates of authority each year. Each certificate of authority must be renewed by the insurance company annually; the section processes more than 440,000 certificate of authority renewals each year.
All insurance agencies domiciled in Georgia are required to register annually with the Agents Licensing Division. Currently,
there are 6,523 registered agencies. All insurers are required to register their staff adjusters each year; 10,743 staff adjusters are currently on file with the section. The division also provides status/clearance letters to individuals who are applying for licensure in another state; the section receives, reviews, and processes more than 13,800 letters annually.
Agents Licensing coordinates testing activities with the private companies contracted to administer the state insurance examinations. All examination results are submitted to the section for review (to determine if proper licensing paperwork has been received), conversion, and processing. The division reviews and processes an average of 10,000 examination records each year. It communicates with the public and insurance industry regarding laws, regulations, reciprocal agreements, license status, and provides license data in the form of printouts and computer tapes. The division also works with other states to provide licensing reciprocity where applicable.
Consumer Services Division
The Consumer Services Division is the investigative arm of the Department of Insurance and attempts to ensure fair and equitable dealings between insurers, agents, and policyholders regarding all insurance transactions. This division receives all complaints against agents or insurers.
Action by this division can be initiated by a written complaint, a personal visit to the Atlanta office, or a meeting with one of the division's field insurance investigators who travel throughout the state. Any inquiry that requires additional information or that appears to be a valid complaint is made into an investigation file. The file is then assigned to an insurance investigator qualified to conduct the particular type of investigation involved. The investigator gathers all available data necessary to properly analyze and evaluate the problem or claim. The division frequently holds an informal conference between complainants and company adjusters, agents, or underwriters regarding the problem in question. These conferences often bring about an amiable settlement.
The division strives to assist every citizen with every kind of problem or question he or she might encounter in reference to insurance. An honest and frank opinion is furnished every policyholder as to his rights and responsibilities under the insurance contract.
The Consumer Services Division actively participates in thirdparty liability claims in order to ascertain whether the insurance company has conducted its affairs within good businesslike insurance principles and has acted in good faith. It attempts to
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verify that all insurance matters handled by insurance company personnel, independent adjusters, and insurance agents have been handled fairly and equitably.
The division must be constantly alert for violations of the Unfair Trade Practices Act and investigate any apparent violations of this law. If an investigation discloses misrepresentation or any other unfair trade practice, the facts are submitted to the Commissioner for his decision as to the course of action that the department will take.
Last year the division's representatives helped consumers and businesses retrieve more than $18 million in claims and premium refunds. The division takes calls Monday through Friday from 8 a.m. to 7 p.m.
Enforcement Division
The Enforcement Division is responsible for enforcing compliance of Georgia's insurance, fire safety, and industrial loan laws and regulations. The Enforcement Division represents the department at administrative hearings and responds to requests from the public and other divisions for the interpretation of Georgia Code and regulations. The Enforcement Division investigates and makes recommendations to the Commissioner concerning insurance agents' license revocations, cease and desist orders, and other such matters involving the Commissioner's regulatory authority.
The division reviews market conduct and financial examination reports to determine what enforcement actions are appropriate, based on the findings of the reports, and initiates appropriate administrative actions. Additional duties of the Enforcement Division include the administration of Georgia's insurance holding company laws.
The division is responsible for representing the Commissioner in administrative challenges to actions taken by the Commissioner, such as disapproval of filings made by companies, or the refusal, revocation, or suspension of licensees or applicants. It is also responsible for presenting sufficient evidence in administrative hearings to support regulatory action taken by the Commissioner. In addition to these legal responsibilities, the division handles all insurance fraud and arson investigations. In 1995, the Georgia General Assembly passed a bill that established a special fraud fund for the Department of Insurance. This fund was specifically created to hire additional fraud investigators and expand the Commissioner's initiatives in combating insurance fraud. This appropriation of funds took effect in July 1997.
Industrial Loan Division
The Industrial Loan Division is responsible for licensing and regulating the small loan industry in Georgia. These businesses are licensed under the Georgia Industrial Loan Act to lend
cash to consumers in amounts not exceeding $3,000 and for a period not exceeding 36 months, and 15 days.
An industrial loan company applicant must meet three requirements to be licensed: (1) possess a net worth of at least $25,000; (2) be of good character; (3) meet the convenience and advantage criteria of the Industrial Loan Act (i.e., prove that the community needs this service). There are more than 1,000 industrial loan offices licensed in the state.
Loan offices are audited by the Industrial Loan Division to ensure that borrowers are not overcharged. These examinations, as required by statute, are purely for the benefit of the borrowers and are not directed toward examining the financial stability of the lender. However, the division does require that each loan office file an annual financial statement.
The division also furnishes a complaint service to the citizens of Georgia. Complaints may be lodged in writing, in person, or by phone. Each complaint is answered or investigated, and action is taken where appropriate.
Life and Health Division
The Life and Health Division works directly with insurers and insurance company product rate filings. It is responsible for solving both technical and practical problems in regulation of insurers through oversight of life and health insurance policy contracts issued in Georgia.
The Life and Health Division also contains a Utilization Review Section and a Managed Care Section. These two Sections deal with managed care utilization review, help resolve medical provider and payor claims issues, and conduct educational and outreach programs regarding claims filing and paying practices.
The Division's responsibilities include, but are not limited to: Analysis of life insurance, annuity, credit insurance and health insurance policy forms to determine compliance with applicable insurance law, rules and regulations; Disapproval of policy forms which contain inconsistent, ambiguous, misleading, deceptive, unfair, or inequitable provisions; Review and approval of new or revised premium rates for certain categories of health insurance or credit insurance products and advertisements for Long Term Care and Medicare Supplement Insurance as required by laws or regulations; Certification of managed care insurers under the Patient Protection Act.
The Division's Utilization Review Section is responsible for licensure of Private Review Agents which perform utilization
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review activities related to health benefit plans covering Georgia residents.
The Division's Managed Care Section works to resolve complex claims problems between health care providers and managed care insurers. This Section conducts educational outreach programs to promote better awareness of appropriate claims filing and claims paying practices between respective groups.
Property and Casualty Division
The primary responsibility of the Property and Casualty Division is to ensure that all property and casualty insurance rates, rules, and forms used in Georgia comply with state law. All property and casualty insurers licensed to operate in Georgia must file all their premium rates, underwriting rules, and policy forms with the Property and Casualty Division. Each year the Property and Casualty Division receives an average of 500 rate and rule filings per month from insurance companies, self-insured trust funds, or rating organizations. Rate filings are evaluated to determine if they meet Georgia's legal standards prohibiting rates that are excessive, inadequate, or unfairly discriminatory.
Georgia licensed insurers must file with the Department of Insurance most property and casualty insurance policy forms and endorsements at least 90 days prior to their effective dates. The Property and Casualty Division receives a monthly average of 365 form and endorsement filings from insurance companies and rating organizations. All property and casualty insurance forms and endorsements are subject to prior approval before they can be used by any licensed Georgia insurer.
The division also regulates a number of residual market insurance plans designed to provide coverage to insureds unable to obtain insurance voluntarily from licensed insurers writing certain lines of insurance in Georgia. Every Georgia licensed insurer writing automobile, property, or workers' compensation insurance must participate in the applicable residual market plan.
Since implementation of the self-supporting assigned risk plan, the department has processed about 415 workers' compensation rate decreases from insurance carriers. Base rates for workers' compensation have dropped approximately 50 percent since 1995.
Regulatory Services Division
The Regulatory Services Division is responsible for licensing insurance companies and ensuring that the licensed companies remain solvent and compliant with all the requirements of Georgia laws and regulations. The division receives and
reviews license applications from insurers and other entities and makes recommendations to the Commissioner as to whether the applicant satisfies the necessary requirements. Additionally, any changes to a company's certificate of authority, such as an addition or deletion of a class of business, name change, etc., is performed in the Regulatory Services Division.
The Regulatory Services Division is also responsible for the financial regulation of licensed insurers and other related entities as prescribed by Georgia law. Accordingly, the division receives and reviews quarterly and annual financial statements and related filings, financial examinations, CPA audits, actuarial opinions, and the holding company disclosure filings. Based on the results of the information provided, the division then makes necessary recommendations to the Commissioner. In some cases, the financial review may also trigger the division to make recommendations for a targeted examination or regulatory action.
Another responsibility of the division is to advise the Commissioner on any proposed mergers, acquisitions, and extraordinary dividend payment requests. The division is also responsible for approving any management, services, accounting, or other type of agreement that an insurer may wish to put into place. Lastly, this division is responsible for the record keeping of more than $200 million in assets that licensed insurers have pledged to the state in the form of security deposits. In addition to the above, the division assists consumers by providing them with financial and licensure information regarding companies doing business in Georgia.
Examinations Section
The Examinations Section is comprised of the Market Conduct and Financial Units. The Financial Unit is responsible for conducting examinations on a variety of insurers licensed in Georgia. The focus of each examination is to test their compliance with Georgia law and related rules and regulations of the Department of Insurance, to verify the financial solvency of the insurance companies, and to report on any items of noncompliance or other problems noted.
The Market Conduct Unit is responsible for conducting examinations on a variety of insurers licensed in Georgia. The focus of each examination is to determine the company's compliance with Georgia law and the rules and regulations of the Department of Insurance. The examiners review the company records and market activities and report on any items of noncompliance or other problems noted.
Premium Tax Division
The Premium Tax Division is responsible for ensuring compliance with the insurance premium tax laws, rules and regu-
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lations; collecting taxes and processing premium tax returns for all insurance companies and surplus lines brokers licensed in Georgia. Currently, processing includes the collection of over $250 million in state premium tax revenue and the assessment, collection and distribution of over $300 million in local premium tax revenue. The Premium Tax Division is also responsible for the assessment and collection of the Special Insurance Fraud Fund, which amount varies with the annual appropriation. In addition, the Premium Tax Division responds to inquiries from various sources regarding tax laws and regulation as well as questions regarding the administration of various tax programs.
Safety Fire Division, Office
and issues certificates of competency to fire sprinkler contractors.
The Fire Marshal's Office also regulates the storage, transportation, and handling of various hazardous materials and enforces the blasting act. Regulatory licenses are issued annually for control of explosives, liquefied petroleum gas, and fireworks manufacturing facilities. Permits are issued for control of anhydrous ammonia, self-service dispensing of motor fuels, public exhibition of fireworks, and explosive blasting.
The office requires fire drills in the local school systems and encourages schools, fire departments and community groups to participate in fire prevention education.
of the State Fire Marshal
As a direct result of the 1946 Winecoff Hotel fire in which 119 people lost their lives, the Georgia Safety Fire Law came into being. The General Assembly enacted legislation relating to fire safety in public buildings and assigned the responsibility for executing the law to the Commissioner of Insurance, who was named ex-officio Safety Fire Commissioner. The law further authorized the appointment of a State Fire Marshal and the creation of the State Fire Marshal's Office.
The responsibilities of the Fire Marshal's Office fall into five main categories: building inspection, manufactured housing inspection, engineering, hazardous materials inspections, and licensing.
The office enforces fire safety rules and regulations for hotels, apartment houses, schools, day care centers, personal care homes, churches, hospitals, nursing homes, industrial buildings, race tracks, and other buildings throughout the state. The engineering staff deals with buildings in the planning and construction stages by reviewing and approving plans. Fire Safety Compliance Officers examine new and existing structures for compliance with safety fire laws.
Public Education Division
The Public Education Division is responsible for promoting fire safety education. The division coordinates fire prevention education programs such as Junior Fire Marshal, Fire Safety House and "Learn Not to Burn". The office coordinates statewide participation in the National Fire Prevention Week activities each October. Additionally, the office has established programs to promote citizen involvement in fire safety education through programs such as the day care provider program, smoke detector programs and statewide seminars. To assist those individuals working in the fire service or related fields as well as insurance providers and agents, the Public Education Division publishes "Fire Wire" and the "Insurance Facts" monthly, which contains valuable educational and informational materials.
In conjunction with the federal Department of Housing and Urban Development, the office monitors the Georgia manufactured housing industry to ensure fire safety and durability of new manufactured homes. Also, this office performs consumer complaint handling to assist citizens who are experiencing problems and are unable to secure help from the manufacturer and dealer. Dealer lot facilities are inspected to prevent dealer tampering and alterations to manufactured homes.
Under contract with the Georgia Department of Human Resources, the office conducts Medicaid/Medicare fire safety surveys.
The office issues licenses to traveling carnivals and circuses
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2002 Legislation Summary
SB 177
This Act revises the provisions of law concerning the placement of surplus lines insurance and requires that certain surplus lines policies contain a standard disclosure form or brochure explaining surplus lines insurance coverage. The Act further revises the time period for requesting hearings following the Commissioner's disapproval of certain rate filings. The Act further provides that certain insurers must furnish claims experience to group policyholders. The Act amends O.C.G.A. Sections 33-5-25 and 33-5-26 and enacts O.C.G.A. Sections 33-9-21.2 and 33-30-13.1. Effective March 11, 2002.
SB 476
cancel, nonrenew, or otherwise terminate all or substantially all of an entire line or class of business for the purpose of withdrawing from the market in this state unless the insurer provides certain notifications. The Act amends O.C.G.A. Section 33-6-5. Effective May 13, 2002.
HB 1324
This Act provides an exception to the provisions of what constitutes property insurance for retailers that sell consumer products and wholly owned subsidiaries of such retailers that assume the risk of and expense or portion thereof for the cost of repair or replacement of such consumer products under certain circumstances.
This Act enacts the "Consumers' Health Insurance Protection Act." The Act prohibits insurers from discriminating on the basis of race, color, and national or ethnic origin in the decision to insure or continue to insure an individual; the amount, extent, or kind of coverage available; and the rate to be charged. The Act also provides for a civil cause of action for such discrimination. The Act further provides standards and procedures for verification of benefits and precertifications by managed health benefit plans. The Act requires that group members be notified of the cancellation or nonrenewal for nonpayment of premium of a group or blanket accident and sickness policy. The Act provides for the continuity of care in certain cases for physicians having contracts with health care insurers. The Act further provides for the circumstances and procedures under which insurers may conduct postpayment audits or impose retroactive denials of claims and under which providers may seek additional payments or adjustments of previously paid claims.
The Act amends O.C.G.A. Section 33-7-6. Effective May 14, 2002.
HB 24
This Act requires insurers who pay benefits to a third party on behalf of an insured under a motor vehicle or automobile liability insurance policy to include towing and storage costs. The Act also revises the provisions of Georgia law concerning insurance premium finance companies. The Act amends O.C.G.A. Sections 33-7-11.1, 33-22-3, 33-22-7 through 33-22-9, 33-22-12.1, 33-22-13, 33-2214, and 33-22-16 and enacts O.C.G.A. Section 33-2214.1. Effective July 1, 2002.
HB 1369
The Act amends O.C.G.A. Sections 33-6-4, 33-6-5, 3320A-3, 33-20A-5, 33-24-21.1, and 33-24-47.1 and enacts O.C.G.A. Section 33-20A-7.1 and Article 3 of O.C.G.A. Chapter 33-20A.
This Act provides for limited licenses for retail vendors of communications equipment and their employees who sell insurance coverages for the loss, theft, mechanical failure, or malfunction of or damage to communications equipment.
Effective July 1, 2002, and applies to all health benefit plan The Act amends O.,C.G.A. Section 33-23-12. contracts issued, delivered, issued for delivery, or renewed Effective July 1, 2002. in this state on or after October 1, 2002.
SB 505
HB 1128
This Act provides for the waiver of the immunity of local ThisAct provides that it is an unfair method of competition government entities for injury or damage arising out of the and an unfair and deceptive act or practice for an insurer to
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negligent use of motor vehicles under certain circumstances and with certain limitations. The Act amends O.C.G.A. Sections 33-24-51, 36-33-1, and 40-6-6 and enacts O.C.G.A. Chapter 36-92. Effective January 1, 2003.
HB 1100
This Act requires health benefit policies to provide policy coverage for colorectal cancer screening.
Effective July 1, 2002.
HB 1157
This Act provides for the manner of application of the proceeds of a claim involving the total loss of a vehicle in which there are multiple lienholders on the vehicle. The Act amends O.C.G.A. Section 40-3-36 and enacts O.C.G.A. Sections 33-34-9 and 40-3-61. Effective July 1, 2002.
This Act enacts O.C.G.A. Section 33-24-56.3.
Effective July 1, 2002.
HB 525
This Act requires that expectant mothers covered by health benefit policies be provided a notice by their insurer within 30 days following the date the insurer first learns that the expectant mother is pregnant concerning the provisions of the "Newborn Baby and Mother Protection Act."
The Act amends O.C.G.A. Section 33-24-58.2.
Effective July 1, 2002.
HB 1492
This Act revises the provisions of law concerning insurance coverages for equipment and self-management training for individuals with diabetes to require such individuals to adhere to the prognosis and treatment regimen prescribed by the physician and to authorize the Commissioner of Insurance to promulgate rules and regulations concerning the standards of diabetes care.
The Act amends O.C.G.A. Section 33-24-59.2.
Effective July 1, 2002, except that the Act shall be effective for the promulgation of rules and regulations May 9, 2002.
HB 1078
This Act provides that holders of industrial life policies who are 65 years of age or older shall have the option to provide an additional contact person who shall be notified prior to the lapse, termination, or suspension of any industrial life policy. The Act further provides limitations on the amount of premiums which may be collected on industrial life policies.
The Act amends O.C.G.A. Section 33-26-2 and enacts O.C.G.A. Section 33-26-6.2.
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Property and Casualty Supplemental Report
SECTIONXVI: SUPPLEMENTALREPORTONPROPERTYAND CASUALTY INSURANCE
Pursuant to O.C.G.A. Section 33-2-8.1, the following is the Office of Commissioner of Insurance Supplemental Report on Property and Casualty Insurance as of June 30, 2003. Included in this report is an evaluation of insurance coverages considered by the Commissioner to be unavailable or unaffordable. Also included in the report is consumer information on market assistance programs and joint underwriting associations in addition to a summary of actions taken by the Department on personal lines property and casualty insurance rate filings that resulted in the filing of lower rates by insurance companies and an estimate of the amount of money saved by consumers as a result of such actions. Lastly, is a listing of those insurers which are in formal rehabilitation, liquidation, or conservatorship as of calendar year 2002.
UNAVAILABILITYAND UNAFFORDABILITY
Commercial Lines
Insurance coverage continues to be available and affordable for most of the commercial lines or classes or business listed in O.C.G.A. Section 33-2-8.1(d), with the exception of the medical malpractice line.
contracts including higher attachment points, and introducing new exclusions. Primary insurers reported increases in excess of 100 percent for the first renewal. Substantial increases and coverage restrictions for the subsequent renewals were also reported.
The full impact of September 11, 2001 has not been realized and further, more significant market reaction may follow. Hopefully, the market pressure caused by the reinsurers will be minimized by the emergence of new capital in the reinsurance market by the passage of a federal terrorism insurance backstop bill.
The Terrorism Risk Insurance Act of 2002 ("Act") was signed into law by President Bush on November 26, 2002. This bill provides for a temporary federal program of shared public and private compensation for insured commercial property and casualty losses resulting from terrorism as defined by the Act. The Act mandates the offering of terrorism coverage to commercial risks with the option of the insured to decline coverage, except for workers' compensation coverage where terrorism cannot be excluded. The commercial insurers will be reimbursed for terrorism losses after they have met their deductible, which is determined by the size of the company. The Act also establishes a maximum cap on terrorism losses for the insurance industry.
Initial reports state that approximately 10% of employers across the country are purchasing the optional terrorism coverage. One major component that the Act provides to the industry is a way to predict a company's maximum exposure which, in turn, aids in pricing the product. Even if individual employers do not purchase the coverage, the Act still provides a benefit to the insurance industry in providing stability in pricing and predictability. The Act ensures that terrorism coverage is both available and affordable to consumers.
With the passage and implementation of this Act, the reinsurance market has responded by making coverage that once was not obtainable in the marketplace, available to all. The pricing of the reinsurance is still not at the levels prior to September 11, 2001, but has leveled off and is being impacted more by normal market conditions, such as returns in the financial markets and competition.
While wide spread problems do not exist, the commercial lines market has generally tightened during the previous 24 months. The tightening in the market began as a slight market correction in response to rising reinsurance cost, diminished returns in the financial markets, over competitiveness and the inattention to good underwriting principles. The tragedy of September 11, 2001 transferred a minor market correction into turmoil virtually overnight. This single event removed the excess capacity from the reinsurance markets. Reinsurers, who are not subject to pricing or coverage terms regulation by this office, responded by significantly increasing the pricing for reinsurance, reducing ceding commissions, revising
While Georgia has not been subjected to the high visibility, high profile mold litigation experienced by other states, coverage availability became more difficult in 2002 as public awareness increased. The commercial contracting industry has been affected by this the most due to their exposure under their commercial general liability policies. Countrywide, average claims and reserves for losses involving mold increased significantly during the past few years, as a result, companies sought to limit their liabilities by excluding or sub-limiting property damage and liability claims involving mold. Companies also tightened underwriting guidelines involving classes with greater mold exposures. The Department resisted these exclusions/limitations until a thorough study of the situation could be undertaken.
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A focus group was formed during 2002 to hear insurance industry and consumer concerns. As a result, the Department developed guidelines which attempt to keep the integrity of current policies intact, but allows companies the ability to limit some of the excessive, extraneous costs involving mold abatement and removal which have seen a rapid escalation. Coverage availability and affordability should be maintained going forward.
The cause of the availability and affordability problems for medical malpractice is not attributed to the September 11, 2001 tragedy, although these events may have an impact on the countrywide magnitude of the problem. The primary cause of the problem is loss experience in Georgia and countrywide. The erosion in loss experience has been attributed to larger legal judgements or settlements with minimum changes in frequency. Experience for medical malpractice had deteriorated from 51.6 percent in 1996 to a loss ratio of 133.79 percent in 2001 and 122.79 percent in 2002.
private passenger risks on an assigned risk basis and for commercial risks under a pooling arrangement with servicing carriers. Individuals can have difficulty obtaining automobile coverage for a variety of reasons, such as a poor driving record. Because obtaining auto liability insurance is mandated by law, the Georgia Automobile Insurance Plan is essential to ensure that individuals can find this coverage. A growing number of nonstandard automobile writers entered the voluntary automobile market in Georgia during the last decade. Consequently, individuals can now find coverage easily and the Automobile Insurance Plan's written premiums are decreasing. In 1989, residual market automobile premium totaled $30,014,000. By 1996, premium had decreased to approximately $3,000,000. Another decrease for calendar year 2001 resulted in premium of approximately $1,225,000. Plan premium experience a slight increase to $1,657,000 in 2002. This accounts for less than 0.1 percent of the market.
Another contributing factor causing availability and affordability problems in the medical malpractice area is the departure of carriers from the market. One carrier, Phico, is currently in receivership, and Georgia's second largest writer, St. Paul, elected to totally exit the medical malpractice market countrywide. This left many physicians and hospitals searching for coverage. Doctors who are able to remain with their current medical malpractice provider are seeing modest premium increases. Doctors having to change carriers are seeing large premium increases due to the cost of extended reporting endorsements and the effect of the new pricing with the new carrier. Many doctors who had coverage with St. Paul or Phico are being written in the non-regulated Surplus Lines market at a tremendous increase in pricing with probably less coverage. Hospitals were especially hard hit by St. Paul's departure as St. Paul insured the majority of the smaller rural hospitals as well as a few large hospitals. Four of the top ten medical malpractice writers in calendar year 2002 were nonadmitted insurers. It is difficult for doctors with a prior claim to find coverage (as new business) in the admitted markets due to the reduction in capacity and competition.
The Georgia Workers' Compensation Assigned Risk Plan
The Georgia Workers' Compensation Assigned Risk Plan (Plan) is the residual market for workers' compensation coverage in Georgia. The plan is administered by the National Council on Compensation Insurance, Inc. (NCCI) which is appointed by the Commissioner. NCCI has the responsibility to ensure equity among carriers, conduct a bid process for servicing carriers, make random assignments based on Plan quotas, apply consistent rules, and oversee all financial accounting and reserving functions. Both direct assignment carriers
Market Assistance Programs and Joint Underwriting Associations
The Market Assistance Program is virtually inactive due to current market conditions according to Mr. Michael Valdez, General Manager of the Georgia Underwriting Association. He estimates there are approximately two or three inquiries a quarter requesting help to find insurance.
Residual market mechanisms exist to assist consumers who are unable to purchase coverage through the voluntary market. Generally, this business is shared among insurance companies in two ways: (1) through direct assignment of individual applicants or (2) through insurance pooling agreements. There are three major residual market mechanisms operating in Georgia to assist consumers in obtaining coverage: The Georgia Automobile Insurance Plan, The Workers' Compensation Assigned Risk Plan, and the Fair Plan for property insurance.
The Georgia Automobile Insurance Plan
The Georgia Automobile Insurance Plan provides coverage for
and servicing carriers write workers' compensation insurance in the Plan. If an insurer writes workers' compensation insurance in Georgia, it must participate in the Plan. Participation is based on market share or percentage of written premium.
The Plan is reinsured by all the workers' compensation carriers through a pooling arrangement. This can be accomplished by one of two ways. Carriers, prior to each calendar year, may elect to either request to be a direct assignment carrier, subject to the Commissioner's approval, or companies may participate in the pooling arrangement, where they could be subject to assessments if the business produced through the pooling arrangement operates at an ultimate loss. The business produced through the pooling arrangement is written by servicing carriers, which are chosen
Georgia Department of Insurance
13
2002 Annual Report
through a bid process conducted by NCCI and approved by the Commissioner. The servicing carriers are subject to predetermined service levels and are audited by NCCI to ensure compliance. A carrier may choose to be a direct assignment carrier, receiving quota requirements straight from NCCI, and then writing the policy as if it was one of their own. There is no reinsurance provided through the Plan to direct assignment carriers. The company is responsible for this policy just as if it were written voluntarily.
The Georgia Workers' Compensation Assigned Risk Plan (GWCARP) has seen an increase in volume during the past few calendar years. In plan year 2000, the premium was $18 million which equated to 2.2% of the workers' compensation market. For plan years 2001 and 2002, the volume rose to $31 million and $68 million, respectively. Regardless of the rise, Georgia still has an exceptional market compared to those of other states. The increase in plan volume can directly be attributed to two major insolvencies during 2001 and 2002 - Reliance and Legion Insurance Companies, both Pennsylvania domestics. In calendar year 2001, Legion was Georgia's second largest insurer writing $54 million in premium which accounted for 6.1% of the voluntary marketplace. As policies are moved by agents or cancelled due to insolvency, these policies often end up as part of the Plan.
Even with these increases in premium volume in the GWCARP, Georgia is still below the national average in residual market marketshare, as Georgia is at 7% and the national average is 9.1%. The overall operating result in the GWCARP has been very stable over the past several years. It has virtually operated on a breakeven basis. The 2002, 2001, and 2000 plan years have operated at a slight loss of -1.3%, -0.5% and -0.3%, respectively. These figures
are drastic improvements over numbers in the late 1980's when the plan operated at losses of 8 to 9%.
The Fair Plan
The Fair Plan assists consumers who may have difficulty in obtaining insurance for their homes or commercial property. Since lienholders require insurance coverage to protect their interests, the Fair Plan is essential to these individuals. The Fair Plan grew steadily from 1991 to 1998, with written premium increasing from $2,657,556 to $10,684,277, respectively. Since 1998, the premium volume has remained stable as demonstrated by the calendar year 2000 premium volume of $10,201,713 and calendar year 2001 premium volume of $10,542,309. For the 2002 year, there was a slight rise in premium to $13,144,818. While the market share of the Fair Plan, when compared to total market, is negligible, it continues to be an important source of insurance coverage.
Prior to 1995, the Fair Plan issued only Dwelling Fire and Extended Coverage policies for residential property. These policies offer substantially less coverage than standard Homeowners policies. In 1995, the Fair Plan made a Homeowners policy available which has provided broader coverage to the benefit of consumers. The 2001 Homeowners written premium was $4,664,812 which accounted for approximately 44% of the Fair Plan's 2001 written premium. For 2002, Homeowners premium was $5,756,933 which also made up 44% of the Plan's volume.
ACTIONS RESULTING IN THE FILING OF LOWER RATES
O.C.G.A. Section 33-2-8.1(f) requires a summary of "actions taken by the department on personal lines property and casualty filings that result in the filing of lower rates by insurance companies and estimates of the amount of money saved by consumers as a result of such actions." Personal lines coverages include private passenger automobile, homeowners, dwelling fire, personal umbrella, and other miscellaneous coverages. Actions on filings may be separated into three (3) categories: approval/ acknowledgement of rate decreases, negotiating with companies to lower the amount of requested rate increase or increase the amount of a requested decrease, and disapproval of increases.
Of the personal lines filings received during 2002, the Department approved or acknowledged nine (9) rate decreases, resulting in savings of $2,232,729 for Georgia consumers when compared to previously filed rates. The department negotiated rate changes lower than companies requested on 48 filings, resulting in savings of $34,415,248 when compared to requested rate changes. The Department disapproved five (5) filings saving the consumers an additional $3,545,401. The personal lines savings resulting from the actions of this Department for 2002 was $40,193,378.
Georgia Department of Insurance
Insurers in Formal Rehabilitation, Liquidation, or Conservatorship
Domestic Property & Casualty Insurers Currently In Rehabilitation or Liquidation as of January 1, 2003 American Specialty Insurance Company Georgia General Insurance Company Global Insurance Company
14
2002 Annual Report
International Indemnity Insurance Company Interstate Guaranty Insurance Company Pinnacle Insurance Company State Casualty Insurance Company United States Employers Group Self-Insurance Fund of Georgia
Foreign Property & Casualty Insurers in Formal Rehabilitation, Liquidation or Conservatorship as of January 1, 2003
Abbey Cas Ins Co Of DC Abington Mut Ins Co Acceleration Natl Ins Co AIM Ins Co Alistar Ins Co Alliance Cas & Reins Co Inc Alliance General Ins Co Allied Fidelity Ins Alpine Ins Co Alte Leipziger Us Branch Ambassador Ins Co Amcorp Ins Co American Agents Ins Co American Bonding Co American Druggists Ins Co American Eagle Ins Co American Growers Ins Co American Guaranty & Accident Co Ltd American Horizon Ins Co American Integrity Ins Co American Interins Exch American Lenders Ins Co American Lloyds American Mut Ins Co Of Boston American Mut Liab Ins Co American Mut Rein Co American Natl Agents Ins Grp American Prop & Cas Ins Co Inc American Property & Cas Inc American Reserve Ins Co American Risk Assur Co American Specialty Ins Co American Star Ins Co American Surety & Fidelity Ins Co American Universal Ins Co Amex Ins Co Amwest Surety Ins Co Andrew Jackson Cas Ins Co Aries Ins Co Aries Ins Co Inc Arist Natl Ins Grp Arizona General Ins Co Armor Ins Co Aspen Ind Corp Associated Business & Commerce Ins Associated Physicians Ins Co Atlantic & Pacific Intl Asr Co Inc Automotive Cas Ins Co Automotive Cas Ins Co Inc Azstar Cas Co Bakers Ins Co Beacon Ins Co Bel-Aire Ins Co
Builders Mut Surety Co Cal-American Ins Co California Compensation Ins Co Canadian Universal Ins Co Inc Canadian Universal Ins Co Ltd Capital Bond & Ins Co Capital Ins Co Capital Ins Group Inc Capital Mut Ins Co Carriers Cas Co Cascade Ins Co Casualty Ins Co Of FL Centaur Ins Co Central Nat Ins Co Of PR Central Natl Ins Co Of Omaha Champion Ins Co Charter Amer Cas Ins Co Citation General Ins Co Citizens Natl Assur Co Classic Fire & Marine Ins Co Coastal Ins Co Colonial Cas Ins Co Colonial Lloyds Combined Benefit Ins Co Comco Ins Co Commercial Comp Ins Co Commercial Std Ins Co Commercial Truckers RRG Grp Capt Ins Commonwealth General Ins Co Compac Ins Co Connecticut Surety Co Consumers Ind Co Contractors Cas & Surety Co Coronet Ins Co Corporacion Insular De Seguros Cotton Belt Ins Co Inc Covenant Mut Ins Co Credit General Ind Co Credit General Ins Co Crown Cas Co Dealers Ins Co Delta Amer Re Ins Co Delta Cas Co Dexter Lloyds Ins Co Dixie Lloyds Dominion Ins Co Of Amer Early American Ins Co Edison Ins Co El Fenix De Pr-Compania De Seguros Empire Cas Co Empire Lloyds Ins Co Employers Cas Co Employers Cas Corp Employers Ins Co Of AL Inc Employers Natl Ins Co Employers Natl Ins Corp Employers Of TX Lloyds Equity General Ins Co Far West Ins Co Fidelity Fire & Cas Ins Co Fidelity Natl Ins Co First Alliance Ins Co First Ca Prop & Cas Ins Co
Georgia Department of Insurance
15
2002 Annual Report
First Central Ins Co First Miami Ins Co First Mut Ins Co First NV Ins Co First Oakbrook Syndicate First Security Ins Co First Southern Ins Co Forest Products Ins Exch Fortune Ins Co Frontier Ins Co Frontier Pacific Ins Co FTBA Mut Inc Galaxy Ins Co Gallant Ins Co General Ins Co Georgia General Ins Co Gerling Intl Ins Co Glacier General Assur Co Global Ins Co Golden Eagle Ins Co Governmental Cas Ins Co Grange Mut Fire Ins Co Grangers Ins Co Great Atlantic Ins Co Great Falls Ins Co Great Global Assur Co Great Oaks Cas Ins Co Great Plains Ins Co Inc Great Republic Ins Co Great States Ins Co Group Council Mut Ins Co Guaranty Cnty Mut Ins Co Guard Cas & Surety Ins Co Guardian Prop & Cas Ins Co Gulf Coast Cas Ins Co Hamilton Ins Co Hawaiian Underwriters Ins Co Ltd Heartland Health Inc Highland Mut Ins Co HIH America Comp & Liab Ins Co HIH America Ins Co Of HI Inc Home Farmers Mut Ins Assoc Home Mut Ins Co Of Binghamton NY Home State In Co Homeland Ins Co Horizon Assur Co How Ins Co A RRG Illinois Ins Co Imperial Lloyds Indemnity Underwriters Ins Co Indemnity Underwriters Lloyds Independence Ind Ins Co Indiana Truckers Exch Inland Amer Ins Co Insurance Co Of FL Insurance Corp Of Amer Integral Ins Co Integrity Ins Co Intercontinental Ins Co International Bankers Ins Co International Ind Co International Lloyds Ins Co International Svc Ins Co
Georgia Department of Insurance
International Underwriters Ins Co Interstate Cas Ins Co Interstate Gty Ins Co Inter-West Ins Co Of OR Intrepid Ins Co Iowa Natl Mut Ins Co Island Natl Ins Co KCC New York Syndicate Corp Laramie Ins Co Legion Ins Co Liberty Lloyds Lloyds Assur Of LA LMI Ins Co Long Island Ins Co Lumber Mut Ins Co Lutheran Benevolent Ins Exchange Inc Magnolia Fire & Cas Ins Co Manatee Ins Co Master Plumbers Ltd Mut Liab Co MCA Ins Co Medical Malpractice Ins Asn Members Ins Co Members Mut Ins Co Members Services Ins Co Merit Cas Co Mesa Cas Co Midland Ins Co Midland Property & Cas Ins Co Millers Nat Ins Co Mission Ins Co Mission Natl Ins Co Mission Rein Corp Missouri Provident Ins Co National Assur Ind Co National Auto Mut Ins Co Rrg National Automobile & Cas Ins Co National Colonial Ins Co National County Mut Fire Ins Co National Dental Mut Ins Co RRG National Family Ins Corp National Pacific Ins Inc National Pioneer Ins Co National Savings Ins Co National Service Ins Co National United Ins Co Nem Re-Ins Corp New England Fidelity Ins Co New England Intl Surety Of Amer New Mexico Cas Co New York Merchant Bankers Ins Co New York Surety Co Nonprofits Mut Rrg Inc North American Ind Co North American Lumber Ins Co North American Physicians Ins RRG North-West Ins Co Nova Southern Ins Co Oak Cas Ins Co Ocean Cas Ins Co Ohio General Ins Co The Oil & Gas Ins Co Oklahoma Ins Logistics Co Osteopathic Mut Ins Co RRG
16
2002 Annual Report
Pacific Marine Ins Co Pacific Marine Ins Co Of AK Pacific States Cas Co Paradigm Ins Co Paula Ins Co Paxton Natl Ins Co Pelican State Mut Ins Pennsylvania Cas Co Petroleum Marketers Mut Ins Co RRG Petrosurance Cas Co Phico Ins Co Physicians Natl RRG PIC Ins Group Inc Pie Mut Ins Co Pine Top Ins Co Pine Top Syndicate Inc Pinnacle Ins Co Ponderosa Ins Co Preferred Ind Ins Co Premier Alliance Ins Co Premier Auto Ins Co Presidential Fire & Cas Co Prestige Cas Co Professional Medical Ins Co Professional Mut Ins Co Professional Mut Ins Co RRG Proliance Ins Co Proprietors Ins Co Protective Cas Ins Co Protective Natl Ins Co Of Omaha Quaker City Ins Co Quality Ins Co Queensway Cas Ins Co Ram Syndicate Inc Realex Group NV Regency Equities Reins Co Regency Ins Co Reliable Ins Co Reliance Ins Co Reliant Assur Co Of Amer Remco Ins Co Rent Rite Advantage Service RRG Republic Cas Co River Forest Ins Co Rockwood Ins Co Rumford Prop & Liability Ins Co S&H Ins Co Sable Ins Co SAC Farmers Mut Ins Assoc Savant Ins Co Seaboard Atlantic Re Ltd Seaco Ins Co Security Cas Co Sir Lloyds Ins Co South Central Ins Co Southeastern Cas & Ind Ins Co Southeastern Cas & Ind Ins Co Of NJ Southeastern Reins Co Inc Southern American Ins Co Southwest Fire & Cas Ins Co Sovereign Fire & Cas Ins Co St Judes Protective Assn Inc Standard Financial Ind Corp
Georgia Department of Insurance
Standard Fire Ins Co Of AL State Auto Ins Assoc State Cas Ins Co State Security Ins Co Statewide Ins Co Stone Mountain Ins Co Stoneville Ins Co Superior Natl Ins Co Superior Pacific Cas Co Sussex Mut Ins Co Texas Employers Ind Co Texas Employers Ins Assoc Thriftco Ins Co TMIC Ins Co Inc Town & Country Fire & Cas Ins Co Town & Country Ins Co Trans World Assur Co Trans-Florida Cas Ins Co Transit Cas Co Transtate Ins Co Trenton Natl Ins Co Tri-Star Ins Co Underwriters Guarantee Ins Co Underwriters Lloyds Ins Co Union American Ins Co Union General Ins Co Union Ind Ins Co Of NY Union Intl Ins Co Of DE Unisource Ins Co Unistar Ins Co United Agents Ins Co Of LA United Capitol Ins Co United Comm Ins Co United Fire Ins Co United Intl Ins Co United Natl Ins Co Ltd United Physicians Ins RRG United Republic Ins Co United Southern Assur Co United States Lloyds Ins Co Universal Security Ins Co US Capital Ins Co Us Ind Assur Grp Inc Us Physicians Mut Rrg Us Risk Inc USA Property & Cas Ins Co Valor Ins Co VI Windstorm & Earthquake Ins Auth Victoria Ins Co Ltd Villanova Ins Co Warwick Ins Co West General Ins Co Inc Westbrook Ins Co Western Employers Ins Co Western Employers Ins Co Of Amer Western Intl Ins Co Western Lloyds Ins Co Western Specialty Ins Co Westmoreland Cas Co Whiting Natl Ins Co Wmac Assur Corp Wmac Rein Corp Wmbic Indemnity Corp
17
2002 Annual Report
Private Review Agents Report
Description of Utilization Review Programs
For the reporting year of 2002 one hundred twenty-four (124) entities were certified in Georgia under the supervision of the Commissioner of Insurance as Private Review Agents, as defined in O.C.G.A. Section 33-46-2(9), performing utilization review activities relating to the provision of medical care. In 2002 there were 11,287,306 lives, of which an estimated 6,800,000 Georgians were reported to be covered under plans through which these Private Review Agents performed utilization review.
Utilization review programs within the state are classified into six (6) major categories i.e., Medical, Surgical, Chiropractic, Maternity, Chemical Dependency/Substance Abuse, Mental Health, and Other. Within these six (6) categories, Private Review Agents provided such utilization review services as:
"Prospective Review, in which a proposed schedule of treatment, including patient care, discharge plan, policies, or procedures that specify how care will be provided, is evaluated;
Concurrent Review, in which routine medical procedures are monitored during the course of hospitalization or treatment to ensure that appropriate care is delivered; and
Retrospective Review, in which audits of selected medical records help payers assure that appropriate care was provided and billed." 1
Private Review Agents operating in the state reported authorization of 269,698 hospital admissions for acute care in 2002.
Analysis of Complaints Filed Against Private Review Agents
Reporting required by Private Review Agents on non-clinical (administrative or paperwork rather than medical issues) consumer complaints regarding utilization review indicates that complaints are few in relation to the 6.8 million reported Georgians covered and the 1,461,315 review services performed. A separate review of the actual consumer complaint records handled through the Consumer Services Division of the Office of the Commissioner of Insurance indicates that there is no statistically significant level of amounts or types of complaints regarding utilization review as administered by Private Review Agents. These finding are consistent with our analysis of the last few years.
Evaluation of Impact of Utilization Review Programs on Patient Access to Care
Private Review Agents providing utilization review programs in the state are performing services to health care insurers and a significantly increasing number of Georgia insureds in the administration of health insurance plans in Georgia in compliance with the legislative purposes and intent as stated in O.C.G.A Section 33-46-1(a).
There is one more utilization review service type entitled "other" which includes those reviews which may not be directly related to medical necessity or appropriateness, such as benefit determination reviews.
An analysis of these utilization review programs is detailed below:
% Private Review Agents
Program Type
Program Offering
%Cases Reviewed
Medical Surgery Chiropractic Maternity Chem. Dependency Mental Health
Other
80% 77% 22% 68% 71% 67%
52%
25% 23% 2% 3% 5% 21%
20%
The number of covered lives, the high frequency of all review types performed, the diversity of utilization review programs offered, and the relatively low levels of consumer complaints indicate that utilization review activities in this state are being administered by Private Review Agents in compliance with O.C.G.A. Chapter 33-46 and the Rules and Regulations promulgated by the Commissioner of Insurance, and according to the data reviewed, do not impair patient access to care.
1 Fazen, Ph.D., Marianne F. Managed Care Desk Reference: The Complete Guide to Terminology and Resources. Reston: St. Anthony's publishing, Inc., 1996.
An analysis of the utilization review services performed is detailed below:
% Private Review Agents Service Performed Performing Service
Prospective
96%
Concurrent
91%
Retrospective
78%
Other
19%
No. Review Svcs 2002
777,168 545,846 119,949 18,352
Georgia Department of Insurance
18
2002 Annual Report
Appendix Comparison of Selected Private Review Agent Data, 1996 --2001
Service
Performed
1996
ProspectiveReview 156,999
ConcurrentReview 144,872
RetrospectiveReview 10,309
Other
11,575
Number of Review Services Performed
1997
1998
1999
276,190 232,230 13,134 17,054
420,266 330,781 21,723 61,693
671,268 334,961 43,933 8,336
2000
1,197,281 209,754 33,970 10,236
2001
727,756 304,086 109,734 6,472
2002
777,168 545,846 119,949 18,352
Georgia--Covered Lives
1996
1997
1,265,083
2,189,910
Hospital Admissions
1996
1997
158,795
132,608
Review Services Performed
1996
1997
323,755
538,608
1998 4,629,058
1998 254,222
1998 834,463
1999 4,680,731
1999 342,944
1999 1,058,498
2000 5,331,792
2000 257,644
2000 1,451,241
2001 6,161,702
2001 253,782
2001 1,148,048
2002 6,800,000
2002 269,698
2002 1,461,315
Georgia Department of Insurance
19
2002 Annual Report
Regulatory Data
Provider-sponsored Health Care Corporations, as of Dec. 31, 2002 HMO Financials, as of Dec. 31, 2002 Hospitals, Medical and Dental Service or Indemnity Corporations, as of Dec. 31, 2002 Automobile Self-insurers, as of Dec. 31, 2002 Licensed Farmers' Mutual Fire Insurance Companies, as of Dec. 31, 2002 Licensed Workers' Compensation Group Self-insurance Funds, as of Dec. 31, 2002 Domestic Life and Health Companies, as of Dec. 31, 2002 Foreign Life and Health Companies, as of Dec. 31, 2002 Domestic Property and Casualty Companies, as of Dec. 31, 2002 Foreign Property and Casualty Companies, as of Dec. 31, 2002 Premium Finance Companies, as of March 20, 2003 Licensed Interlocal Risk Management Agencies, as of Dec. 31, 2002 Risk Purchasing Groups, as of Dec. 31, 2002 Risk Retention Groups Licensed Georgia Captives, as of Dec. 31, 2002 Licensed Title Insurers, as of Dec. 31, 2002 Third Party Administrators, as of Dec. 31, 2002
Georgia Department of Insurance
20
2002 Annual Report
Georgia Department of Insurance
Provider-sponsored Health Care Corporations, as of Dec. 31, 2002
COMPANY NAME
Assets
ALLIANT HEALTH PLANS, INC. EVERGREEN HEALTH PLANS, INC. MEMORIAL PROHEALTH, INC. PROVIDERS DIRECT HEALTH PLAN OF GA, INC.
6,963,031 5,800,697 12,666,866 6,705,699
TOTALS
$32,136,293
Liabilities
5,707,285 4,226,649 10,962,572 6,679,523
$27,576,029
Net Worth
1,255,746 1,574,046 1,704,282 26,176
$4,560,250
Premium Revenue Total Revenues
32,739,728 22,159,102 16,626,014 9,154,975
32,739,728 22,159,102 16,833,662 9,154,975
$80,679,819
$80,887,467
Net Income (Loss)
(1,573,129) (494,728) (3,433,063) (1,326,113)
($6,827,033)
21
2002 Annual Report
Georgia Department of Insurance
HMO Financials, as of Dec. 31, 2002
COMPANY NAME
AETNA HEALTH, INC. ATHENS AREA HEALTH PLAN SELECT, INC. BLUE CROSS & BLUE SHIELD HEALTHCARE OF GA CIGNA HEALTHCARE OF HEALTHCARE, INC. COVENTRY HEALTH CARE OF GA, INC. HEALTHCARE, INC. HUMANA EMPLOYERS HEALTH PLAN OF GA, INC. KAISER FOUNDATION HEALTH PLAN OF GEORGIA ONE HEALTH PLAN OF GEORGIA, INC. PROMINA HEALTH PLAN, INC. UNITED HEALTHCARE OF GA, INC.
TOTALS
Assets
110,156,709 12,895,156 235,115,990 44,773,415 24,596,159 12,852,421 21,658,101 163,080,091 14,390,674 4,028,712 59,891,174
Liabilities
53,816,741 5,250,265 148,484,077 27,595,225 12,352,191 7,175,751 16,662,961 102,031,186 3,260,609 833,273 26,188,262
Net Worth
56,339,968 7,644,891 86,631,914 17,178,190 12,243,969 5,676,670 4,995,141 61,048,905 11,130,065 3,195,439 33,702,912
Premium Revenue 323,946,156 34,461,013 1,304,781,190 105,831,797 75,757,025 44,332,779 43,500,924 544,960,082 12,080,996 0
199,401,055
Total Revenues Net Income (Loss)
323,946,156 35,951,366 1,302,423,050 105,870,631 76,603,757 44,690,166 43,500,924 675,038,860 12,080,996 0
199,444,393
5,366,266 (5,378,878) 19,047,647 3,716,374 2,450,871 1,137,637 (10,547,295) 8,219,038 1,031,208 (384,758)
7,572,513
$703,438,602 $403,650,541 $299,788,064 $2,689,053,017 $2,819,550,299 $32,230,623
22
2002 Annual Report
Georgia Department of Insurance
Hospital, Medical and Dental Services or Indemnity Corporations, as of Dec. 31, 2002
COMPANY NAME
Assets
Liabilities
Net Worth
Premium Revenue
BLUE CROSS & BLUE SHIELD OF GEORGIA, INC. 713,956,541
404,079,454
309,877,087
1,504,965,446
TOTALS
$713,956,541 $404,079,454 $309,877,087 $1,504,965,446
Total Revenues Net Income (Loss) 1,499,547,202 108,373,910 $1,499,547,202 $108,373,910
23
2002 Annual Report
Georgia Department of Insurance
Automobile Self-insurers, as of Dec. 31, 2002
24
NAME
YEAR
NUMBER TAXICAB
LICENSED VEHICLES INSURER
1 ABETTERWAY RENTACAR
1987
2 ALAMO RENTA CAR
1992
3
ATLANTA GAS LIGHT (AGL Resources, Inc.)
1932
4 ATLANTAMETRO TAXICAB GROUP
1968
5 ATLANTA RENTA CAR
1986
6 AVIS, INC.
1987
7 BELLSOUTH TELECOMMUNICATIONS
1992
8 BUDGET RENTA CAR
1986
9 C.W. MATTHEWS CONTRACTING
1980
10 ENTERPRISE RENTA CAR - TENNESSEE
2000
11 ENTERPRISE LEASING CO. - A FLORIDA CORP 2001
12 ENTERPRISE LEASING CO. - SOUTH CENTRAL 2000
13 ENTERPRISE LEASING CO. - SOUTHEAST 2000
14 ENTERPRISE LEASING CO. OF GA
1987
15 GEORGIA POWER COMPANY
1970
16 HERTZ CORPORATION
1974
17 LIGHTNIN'TRUCK RENTALS
1986
18 MARTA
1973
19 MORGAN AUTO PARTS
1989
20 NATIONAL CAR RENTAL SYSTEM
1986
21 NATIONAL SERVICE INDUSTRIES
1979
22 PRIME SALES AND LEASING, INC.
1989
23 SAVANNAH ELECTRIC & POWER
1996
24 UNITED RENTALS SOUTHEAST, LP
2002
25 WINN-DIXIE STORES, INC.
1975
1,867
No
3,740
No
1,010
No
321
Yes
432
No
4,679
No
5,289
No
2,118
No
419
No
41
No
34
No
1,379
No
1,312
No
14,089
No
4,832
No
4,889
No
343
No
652
No
14
No
984
No
112
No
787
No
188
No
418
No
306
No
TOTALS
50,255
2002 Annual Report
Georgia Department of Insurance
Licensed Farmers' Mutual Fire Insurance Companies, as of Dec. 31, 2002
GID# NAME
DATE LICENSED
ASSETS
1
1285 Bartow Mutual Insurance Company
4/2/1935
2
2645 Farmers Co-Operative Insurance Association
2/29/1932
3
2655 Farmers Fire Insurance Company of Morgan County
11/21/1974
4
2695 Farmers Mutual Insurance Company of GA
1/5/1974
5
2715 Farmers Mutual Insurance Association of GA
6/18/1947
6
2725 Farmers Mutual Insurance Association of Walker County 1/3/1974
7
3145 Free State Cooperative Fire Insurance Company
1/5/1974
8
3435 Gordon County Mutual Fire & Storm Insurance Company 1/1/1909
9
3895 Henry County Mutual Fire Insurance Company
2/4/1924
10
5495 Mutual Menonite Union Aid of GA
10/3/1957
11
6395 Peach Belt Farmers' Mutual Insurance Company
9/29/1964
12
6715 Planter's Co-Operative Fire Insurance Association
11/27/1922
13
6735 Planters & Peoples Mutual Fire Association/ Fulton
8/26/1935
713,458 659,484 571,102 216,726 219,973 356,468 291,340 933,585 251,687 277,507 210,314 273,238 277,979
TOTALS
5,252,861
LIABILITIES SURPLUS
39,621 65,266 46,645 0 21,210 21,714 2,102 1,700 18,647 39,856 82,510 0 0
673,837 594,218 524,457 216,726 198,763 334,754 289,238 931,885 233,040 237,651 127,804 273,238 277,979
339,271
4,913,590
GEORGIA PREM. WRITTEN
81,704 78,350 55,317 6,730 37,980 240,863 2,385 4,298 23,649 55,127 154,874 0 90,628
831,905
25
2002 Annual Report
Georgia Department of Insurance
Licensed Workers' Compensation Group Self-insurance Funds, as of Dec. 31, 2002
SELF INSURED FUND
1
Agri-Trust of GA
2
American Apparel (Administrative Supervision)
3
Association of County Commissioners/GA
4
CompTrust Associated General Contractors
5
Conditioned Air Association of GA
6
Construction Suppliers Association
7
Dalton Floor Covering Market
8
GEMC WCF
9
Georgia Association of Convenience Stores
10
Georgia Association of Petroleum Retailers
11
Georgia Automobile Dealers Association of GA
12
Georgia Beverage Wholesalers
13
Georgia Education WC Trust
14
Georgia Highway Contractors Association
15
Georgia Hospital Association WCF
16
Georgia Manufacturer WCF
17
Georgia Motor Trucking Association WCF
18
Georgia Movers Association WCF
19
Georgia Municipal Association WCF
20
Georgia Nursing Home Selective WCF
21
Georgia Oilmen's WCF
22
Georgia Operators' SIF
23
Georgia Retail Merchants' WCF
24
Georgia School Boards Association WCF
25
Georgia Wholesalers and Retailers WCF
26
GTMA/ AYSA SIWCF
27
Metro Atlanta Landscape & Turf Association
28
Printing Industry Association of GA
29
Roofing & Sheet Metal Contractors Association
30
Southeastern Lumber Manufacturers SIF
TOTAL
ADMINISTRATOR
DATE LICENSED
Key Risk Management
11/1/93
AON Risk Services, Inc.
3/11/92
Self
7/1/82
Sedgwick James & Co. of GA
6/8/82
Self
5/1/92
Self
10/1/82
Georgia Administrative Services, Inc.
12/15/92
Sedgwick James & Co. of GA
10/1/82
First Oglethorpe Company
4/1/92
Program Administration Specialists, Inc. 7/1/92
Stowe Associates
5/1/82
Self
8/1/92
Sedgwick James & Co. of GA
12/1/92
AON Risk Services, Inc.
7/1/90
Allied Claims Administration, Inc.
8/1/86
First Oglethorpe Company
6/30/95
TRM International, Inc.
11/15/90
Sedgwick James & Co. of GA
9/1/92
Self
10/1/82
TIS Healthcare Services
11/1/92
Georgia Administrative Services, Inc.
2/1/91
Arthur J Gallagher & Co.
1/1/93
Cannon Cochran Management Services, Inc. 12/1/91
Self
7/1/92
First Oglethorpe Company
12/29/92
Hewitt Coleman & Associates, Inc.
4/1/92
O'Neal & Routson, Inc.
6/1/94
O'Neal & Routson, Inc.
1/1/93
American Professional Risk Services, Inc. 5/1/94
Self
10/1/89
GA Premium SURPLUS As of 12/31/02
3,855,772 0 17,477,586 6,622,434 0 4,362,818 0 3,580,222 0 N/A 12,553,094 N/A 3,776,308 0 7,891,595 0 N/A 0 14,533,105 0 4,659,017 2,331,897 0 2,588,978 0 559,750 0 0 1,426,128
3,434,555 88,774 46,949,212 11,880,355 200,000 2,111,053 200,000 1,888,882 945,289 N/A 11,053,109 N/A Self Dissolved 5,363,084 2,346,714 3,318,181 (155,103) N/A Self Dissolved 258,990 50,300,056 316,275 200,000 635,946 727,713 3,696,451 2,506,895 1,304,800 156,559 365,965 1,607,332
S86,218,704 151,701,087
26
2002 Annual Report
Georgia Department of Insurance
Domestic Life and Health Companies, as of Dec. 31, 2002
COMPANY NAME
Assets
Liabilities
Net Worth
Premium Revenue
Total Revenues
Net Income (Loss)
AMERICAN MEDICAL SECURITY INS CO OF GA 6,377,899
ATLANTA LIFE INSURANCE COMPANY
99,905,771
BANKERS FIDELITYLIFE INSURANCE COMPANY 97,528,305
CHEROKEE NATIONAL LIFE INSURANCE CO
37,061,435
COTTON STATES LIFE INSURANCE COMPANY 201,303,683
DELTA LIFE INSURANCE COMPANY
73,834,985
DIRECT LIFE INSURANCE COMPANY
10,684,826
FINANCIAL LIFE INSURANCE COMPANY
12,148,587
FRANDISCO LIFE INSURANCE COMPANY
25,737,648
GREATER GEORGIALIFE INSURANCE COMPANY 38,740,988
LIFE INSURANCE COMPANY OF GEORGIA
1,913,973,073
LIFE OFTHE SOUTH INSURANCE COMPANY 43,641,718
MUNICHAMERICAN REASSURANCE COMPANY 2,384,926,151
SENIOR LIFE INSURANCE COMPANY
6,328,975
STATE MUTUAL INSURANCE COMPANY
324,081,029
UNITED FAMILYLIFE INSURANCE COMPANY 997,276,037
VOYAGER L & H INSURANCE COMPANY
8,225,801
VOYAGER LIFE INSURANCE COMPANY
146,796,096
40,884 71,767,776 71,677,999 30,112,818 166,462,771 51,122,272 1,392,308 6,052,014 1,750,451 15,520,561 1,817,114,652 30,994,354 2,003,100,742 2,110,857 295,928,039 109,587,802 3,080,213 118,617,150
6,337,015 28,137,995 25,850,306 6,948,617 34,840,911 22,712,713 9,292,519 6,096,573 23,987,197 23,220,427 96,858,421 12,647,364 381,825,409 4,218,118 28,152,990 887,688,235 5,145,588 28,178,947
0 56,512,674 60,783,038 24,787,733 41,022,242 13,360,052 7,603,070 0 8,017,927 22,002,273 523,420,889 29,145,778 586,914,437 4,337,994 -60,548,054 4,403,811 0 71,496,037
277,917 1 62,129,941 61,436,948 27,421,763 53,312,895 19,402,778 7,879,398 863,137 9,164,512 23,731,403 644,550,868 40,893,374 840,820,422 4,922,727 82,701,954 -26,716,161 11,349,076 95,807,047
79,537 1,290,154 4,002,400 752,114 (111,135) (2,103,467) 3,172,886 359,096 3,770,978 2,697,206 (55,183,778) 1,338,300 (29,187,251) (686,232) 5,036,907 (9,997,998) 455,784 6,871,069
TOTALS
$6,428,573,007 $4,796,433,663 $1,632,139,345 $1,393,259,901 $1,959,949,999 -$67,343,430
27
2002 Annual Report
Georgia Department of Insurance
Foreign Life and Health Companies, as of Dec. 31, 2002
28
COMPANY NAME
5 Star Life Ins Co AAA Life Ins Co Acacia Life Ins Co Acacia Natl Life Ins Co Academy Life Ins Co Acceleration Life Ins Co Advance Ins Co Advanta Life Ins Co Aetna Health & Life Ins Co Aetna Life Ins Co AGL Life Assur Co AIG Annuity Ins Co AIG Life Ins Co AIG SunAmerica Life Assur Co Alfa Life Ins Corp All Savers Ins Co Allianz Life Ins Co Of North Amer Allmerica Financial Life & Annuity Allstate Assur Co Allstate Life Ins Co Alta Health & Life Ins Co American Amicable Life Ins Co Of TX American Bankers Life Assur Co Of FL American Capitol Ins Co American Comm Mut Ins Co American Enterprise Life Ins Co American Equity Invest Life Ins Co 5 American Family Life Asr Co Columbus American Fidelity Assur Co American Fidelity Life Ins Co American Financial Security Life American Founders Life Ins Co American Gen Assur Co American Gen Life & Acc Ins Co American Gen Life Ins Co American Health & Life Ins Co American Heritage Life Ins Co
Total Assets Total Capital & Surplus GA Premium Revenue Net Income (Loss)
123,658,687 262,328,491 1,032,832,967 597,996,564 343,310,553 7,446,179 28,850,015 9,958,490 1,217,160,573 25,351,170,539 890,842,866 33,831,368,264 13,352,803,338 22,068,132,373 762,662,793 3,679,406 22,745,493,278 13,590,801,101 13,574,455 49,828,440,467 114,739,201 231,811,760 924,650,623 72,012,830 149,031,167 7,624,057,385 ,430,918,547 36,287,137,211 2,117,945,612 409,243,023 2,161,392 624,529,949 1,294,270,819 8,439,897,041 20,832,013,721 1,283,864,692 1,723,227,094
49,131,864 25,041,526 153,098,439 36,803,197 34,808,104 7,349,528 21,694,408 8,992,860 129,525,845 1,669,319,339 10,055,695 2,109,025,576 433,998,091 463,904,670 132,468,334 3,037,581 1,663,934,012 427,051,369 10,617,194 3,244,897,285 100,216,321 36,976,148 161,187,820 4,430,621 64,110,443 493,339,081 227,198,594 2,112,708,097 146,660,516 64,490,541 2,049,677 30,682,998 138,596,336 443,465,833 2,863,221,247 265,392,166 162,949,595
2,671,142 678,387 762,287 1,566,882 3,082,570 (19,240) 813,249 0 0 142,168,880 313,189 202,939,636 18,953,645 33,129,050 4,547,521 0 211,042,331 92,802,769 0 72,454,224 5,788,595 1,872,118 6,791,511 44,671 36,690 88,204,021 59,047,824 109,236,156 25,650,427 946,689 0 701,132 3,062,028 124,460,369 19,189,219 8,891,271 25,496,891
(179,268) (8,261,217) 8,973,013 3,282,965 (7,224,273) 444,122 1,286,841 480,260 15,511,972 84,531,672 (3,071,427) (262,160,685) (80,000,506) (180,737,061) 13,003,788 296,543 (326,751,038) (314,059,222) 232,165 100,454,860 3,901,622 12,260,378 8,106,825 3,455,618 18,502,834 (85,113,459) 25,877,437 505,455,116 19,655,845 1,965,599 1,486,797 (15,304,368) 11,826,514 376,829,745 538,265,483 132,002,398 (12,997,513)
2002 Annual Report
2002 Annual Report
29
Georgia Department of Insurance
American Income Life Ins Co American Ins Co Of TX American Intl Life Assr Co NY American Investors Life Ins Co American Life & Acc Ins Co Of KY American Life Ins Co of NY American Maturity Life Ins Co American Memorial Life Ins Co American Modern Life Ins Co American Natl Ins Co American Natl Life Ins Co Of TX American Network Ins Co American Partners Life Ins Co American Phoenix Life & Reassur Co American Pioneer Life Ins Co American Public Life Ins Co American Republic Ins Co American Retirement Life Ins Co American Skandia Life Assur Corp American Specialty Hlth Ins Co American States Life Ins Co American Travelers Assur Co American United Life Ins Co Americo Financial Life Annunity Ins Americom Life & Annuity Ins Co Ameritas Life Ins Corp Ameritas Variable Life Ins Co Amerus Life Ins Co Amica Life Ins Co Annuity & Life Reassur Amer Inc Annuity Investors Life Ins Co Anthem Alliance Health Ins Co Anthem Life Ins Co Appalachian Life Ins Co Associates Financial Life Ins Co Assurity Life Ins Co Aurora Natl Life Assur Co Auto Owners Life Ins Co Aviva Life Ins Co AXA Corp Solutions Life Reins Co
1,047,747,277 7,452,035 7,962,836,448 7,557,970,286 228,732,459 112,187,702 78,430,646 1,074,632,185 56,739,094 8,059,064,627 150,182,867 12,732,359 418,975,641 73,760,500 132,717,677 58,591,356 456,012,610 7,819,521 22,464,924,455 8,187,475 554,175,620 11,032,791 9,117,845,765 1,622,642,901 153,704,694 2,302,771,248 2,004,963,218 5,310,558,427 668,483,460 81,444,957 968,511,220 87,817,220 244,830,080 9,435,270 880,584,646 173,951,162 3,847,564,529 1,158,590,705 3,644,598,475 597,595,303
131,394,459 2,290,613 441,062,072 335,415,356 126,334,448 29,800,543 35,725,159 93,882,598 14,452,203 1,613,896,833 49,981,492 9,317,335 40,243,017 41,731,064 25,114,066 13,342,637 187,942,321 6,789,840 279,957,426 8,083,277 79,163,103 4,228,575 618,726,475 130,094,666 11,821,378 586,671,634 72,701,885 241,476,714 97,244,842 14,046,163 38,588,347 76,250,090 64,261,518 9,191,715 419,665,716 30,791,896 305,919,297 153,306,401 186,686,520 125,360,440
4,705,285 45,852 816,487 14,345,604 0 35,206 4,800 9,969,864 64,346 16,479,947 2,847,476 29,409 3,278,960 0 9,922,481 1,291,648 663,658 0 97,905,645 55,379 912,898 4,002,213 51,754,322 1,998,185 57,363 22,672,083 5,245,559 7,937,644 1,633,849 125,903 1,215,034 34,180 961,612 4,057 (493,644) 709,541 1,408,468 4,508,184 4,489,712 0
53,814,610 502,954 (62,760,101) (12,013,619) 2,960,049 (10,538,396) 994,977 7,755,452 293,475 417,740,728 3,197,578 4,397,565 (2,618,439) 13,660,784 (2,347,390) 1,551,555 31,014,661 52,351 (192,474,143) 327,251 16,403,167 (670,916) (42,147,155) 3,225,744 (7,563,077) 41,480,465 (21,375,732) (55,438,616) 9,010,522 (5,210,009) (17,671,086) 1,191,093 12,307,285 526,742 110,570,675 3,256,703 8,025,558 13,861,905 (32,257,113) (203,384,442)
2002 Annual Report
30
Georgia Department of Insurance
Balboa Life Ins Co Baltimore Life Ins Co Bankers Life & Cas Co Bankers Life Ins Co Bankers Natl Life Ins Co Banner Life Ins Co BCS Life Ins Co Beneficial Life Ins Co Benicorp Ins Co Berkshire Hathaway Life Ins Co NE Berkshire Life Ins Co of Amer Best Life And Health Ins Co Boston Mut Life Ins Co Brokers Natl Life Assur Co Business Mens Assur Co Of Amer Canada Life Ins Co Of Amer Capitol Life Ins Co Celtic Ins Co Central Natl Life Ins Co Omaha Central Reserve Life Ins Co Central Security Life Ins Co Central States H & L Co Of Omaha Central United Life Ins Co Centre Life Ins Co Centurion Life Ins Co Charter Natl Life Ins Co Chase Life & Annuity Co Chesapeake Life Ins Co Christian Fidelity Life Ins Co Cigna Life Ins Co Cincinnati Life Ins Co Citicorp Life Ins Co Citizens Security Life Ins Co Clarica Life Ins Co US Clarica Life Reins Co CM Life Ins Co CNA Group Life Assur Co Colonial Life & Accident Ins Co Colonial Penn Life Ins Co
121,443,757 774,412,573 5,865,337,220 125,429,478 723,855,058 1,010,077,480 129,394,909 2,313,471,654 36,017,792 1,778,392,377 1,564,882,742 21,040,742 687,317,881 20,449,400 2,632,757,030 2,874,171,363 325,012,969 114,692,895 11,648,873 93,395,904 80,135,543 350,544,808 279,030,163 1,881,870,867 975,307,027 313,357,886 128,118,823 53,251,764 82,166,776 45,497,382 1,865,885,251 1,010,288,198 97,569,698 3,296,961,745 23,366,473 6,108,592,321 2,968,338,790 1,193,521,259 851,850,165
68,177,827 26,116,421 281,105,031 5,940,477 30,109,643 280,589,049 63,485,976 180,532,271 12,629,357 535,567,503 246,385,560 9,100,238 63,746,471 10,716,560 256,897,083 136,869,399 13,619,954 49,650,108 11,405,963 30,583,689 6,291,593 77,572,725 32,038,193 120,606,261 766,738,862 24,559,292 37,915,455 21,143,158 20,956,742 17,218,527 408,261,744 738,292,160 9,903,639 122,325,323 23,114,823 340,763,316 391,829,112 187,656,153 41,052,953
565,543 3,986,581 24,925,302 4,417,740 559,414 9,677,225 7,471,423 1,886,645 7,912,869 0 1,092,732 1,341,091 6,249,496 3,009,566 6,449,407 4,722,416 0 8,283,206 34,160 1,188,376 40,497 2,915,203 4,126,843 436,681 1,389,319 55,125 10,503 553,943 58,057 0 7,507,071 49,068 1,061,469 10,436,116 0 24,680,876 229,342 31,308,967 5,508,400
2,445,683 (24,706,105) (12,662,333) (7,490,863) (91,959,206) 14,202,492 2,729,133 4,641,232 3,868,977 74,021,151 (15,991,055) 989,301 (2,229,193) 2,599,945 (40,394,028) 5,552,125 (3,989,641) 3,109,674 2,314 6,767,428 2,379,428 1,966,136 7,615,183 14,694,799 30,014,450 912,468 (6,874,181) 1,331,200 4,117,110 398,218 16,938,881 25,765,583 (1,184,496) (25,718,564) 492,856 590,060 (44,652,051) 27,631,251 (24,494,385)
2002 Annual Report
31
Georgia Department of Insurance
Colorado Bankers Life Ins Co Columbia Universal Life Ins Co Columbian Life Ins Co Columbian Mut Life Ins Co Columbus Life Ins Co Combined Ins Co Of Amer Commercial Travelers Mut Ins Co Commonwealth Dealers Life Ins Co Companion Life Ins Co Compbenefits Ins Co Concord Heritage Life Ins Co Inc Connecticut General Life Ins Co Conseco Annuity Assur Co Conseco Health Ins Co Conseco Life Ins Co Conseco Medical Ins Co Conseco Senior Health Ins Co Constitution Life Ins Co Consumer Life Ins Co Continental American Ins Co Continental Assur Co Continental General Ins Co Continental Life Ins Co Brentwood Corporate Health Ins Co Coventry Health & Life Ins Co Cuna Mut Ins Society Cuna Mut Life Ins Co Delaware American Life Ins Co Delta Dental Ins Co Dixie Natl Life Ins Co Educators Mut Life Ins Co Emphesys Ins Co Empire General Life Assur Corp Employees Life Co Mut Employers Life Ins Corp Employers Modern Life Co Employers Reassur Corp Equitable Life Assr Soc Of The US Equitable Life Ins Co Of IA
109,565,696 200,255,142 186,809,865 326,559,161 2,149,898,850 2,260,862,488 34,208,604 31,945,537 70,362,215 19,917,007 33,663,123 66,797,875,203 5,937,396,062 1,683,668,422 4,252,843,330 350,709,256 2,654,513,232 92,856,084 9,948,772 41,851,007 8,322,450,997 365,399,110 77,497,329 68,099,165 94,426,081 2,598,378,827 5,618,890,626 98,256,691 55,994,093 35,052,346 91,488,034 7,083,052 150,158,931 236,791,316 11,100,137 329,481,237 5,653,158,188 78,251,331,880 6,586,416,893
21,482,098 27,610,539 23,842,938 38,908,470 285,146,560 501,508,554 5,308,661 7,221,415 41,280,034 13,909,788 4,767,362 2,297,816,217 232,124,371 100,311,732 146,897,320 59,922,569 136,632,136 10,414,695 9,584,892 11,631,234 1,253,547,292 33,754,924 27,419,856 43,336,984 40,594,248 502,074,599 208,781,566 33,582,683 29,025,914 3,616,548 53,054,944 6,500,674 43,810,319 10,141,214 3,766,140 32,874,906 472,144,900 4,091,290,510 1,129,442,311
609,786 338,028 5,534,336 232,179 1,752,135 26,381,072 368,736 55,590 4,453,813 1,498,913 12,031 222,915,086 5,666,890 6,853,023 15,261,737 555,562 7,686,643 86,419 0 735,858 6,122,088 28,084,143 7,768,345 4,103,568 6,421,621 33,915,099 19,900,478 193,853 21,718,317 273,752 78,444 0 8,522,866 1,853,798 1,919,627 142,980 0 264,897,699 7,805,287
(596,772) 229,117 768,292 (546,029) (10,897,462) (35,149,528) (4,294,262) 1,381,319 3,416,899 4,686,658 (603,609) (444,860,166) (81,312,888) (45,745,576) (79,743,703) 9,778,290 (133,621,406) (3,632,811) 296,377 2,237,240 75,674,963 (13,683,822) 3,583,562 66,716,080 12,079,829 8,427,129 (29,271,445) 7,547,266 182,850 (682,862) (2,536,958) 388,968 (10,750,143) (259,957) (69,173) (348,194) (151,642,062) 448,654,906 (119,795,572)
2002 Annual Report
32
Georgia Department of Insurance
Equitable Of CO Inc Equitrust Life Ins Co Erc Life Reins Corp Family Heritage Life Ins Co Of Amer Family Ins Corp Family Life Ins Co Family Service Life Ins Co Farmers & Traders Life Ins Co Farmers New World Life Ins Co Federal Home Life Ins Co Federal Kemper Life Assur Co Federal Life Ins Co Federated Life Ins Co Fidelity & Guaranty Life Ins Co Fidelity Investments Life Ins Co Fidelity Life Assn Fidelity Security Life Ins Co Financial American Life Ins Co Financial Benefit Life Ins Co First Allmerica Fin Life Ins Co First Colony Life Ins Co First Continental Life & Acc First Dominion Mut Life Ins Co First Health Life & Health Ins Co First Investors Life Ins Co First Penn Pacific Life Ins Co First Variable Life Ins Co Florida Combined Life Ins Co Inc Forethought Life Assur Co Forethought Life Ins Co Fort Dearborn Life Ins Co Fortis Benefits Ins Co Fortis Ins Co Freedom Life Ins Co Of Amer Garden State Life Ins Co GE Grp Life Assur Co GE Life And Annuity Assur Co General & Cologne Life Re Of Amer General American Life Ins Co
525,598,513 1,610,533,958 1,543,244,886 101,639,784 23,323,045 125,120,685 649,514,031 455,291,518 6,049,234,651 2,195,488,007 2,093,457,084 220,245,590 824,310,765 7,464,815,586 9,712,753,908 567,167,810 402,368,568 19,909,344 277,055,005 4,843,040,551 13,329,726,784 2,861,810 16,917,127 105,111,063 967,832,385 1,675,259,308 211,683,698 65,525,130 8,941,471 3,044,123,225 1,155,017,684 7,321,548,319 617,737,602 34,783,947 101,202,490 845,065,188 18,888,318,570 1,797,916,012 12,285,397,778
71,007,107 78,286,918 697,829,483 11,214,363 21,140,000 24,673,837 81,460,323 30,290,424 978,869,604 956,476,659 138,828,303 41,758,142 173,667,165 482,893,891 387,083,869 232,495,344 45,499,485 9,645,844 18,691,692 162,192,830 943,494,644 728,516 5,841,171 15,243,022 68,313,390 95,430,345 37,114,524 34,454,762 8,527,161 288,839,278 296,455,829 503,324,295 140,573,478 7,188,824 39,185,192 202,493,312 550,676,603 324,748,945 740,781,062
2,526,968 4,602 0 1,540,885 0 824,711 541 467,013 1,457,324 451,208 11,627,775 39,085 4,358,369 47,734,553 22,716,914 825,325 9,985,685 0 1,250 1,047,482 35,778,309 0 0 6,473 2,889,644 5,948,964 101,844 182,736 (39) 8,764,116 1,223,613 64,562,948 40,214,447 1,479,256 1,439,745 44,738,873 94,343,857 0 38,273,025
2,960,778 10,619,341 (58,867,935) 1,961,208 1,047,291 131,314 (16,263,896) (356,544) 64,635,148 12,726,239 8,648,357 (3,755,313) 17,255,379 (75,621,104) 42,978,954 (2,891,129) 90,264 (721,465) (358,364) 18,057,284 67,436,762 620,625 1,554,787 401,386 4,712,424 16,125,174 2,120,307 2,914,895 317,532 (77,431,737) 3,097,699 111,378,438 63,609,395 (2,382,439) (2,865,496) 28,982,209 (48,847,770) 12,823,420 (91,127,532)
2002 Annual Report
33
Georgia Department of Insurance
General Electric Capital Assur Co General Fidelity Life Ins Co Gerber Life Ins Co Gerling Global Life Reins Co Glenbrook Life & Annuity Co Globe Life & Accident Ins Co Golden American Life Ins Co Golden Rule Ins Co Golden State Mut Life Ins Co Government Personnel Mut Life Ins Co Grange Life Ins Co Great American Life Assur Co Great American Life Ins Co Great Fidelity Life Ins Co Great Southern Life Ins Co Great West Life & Annuity Ins Co Great West Life Assur Co Great Western Ins Co Guarantee Reserve Life Ins Co Guarantee Trust Life Ins Co Guaranty Income Life Ins Co Guardian Ins & Annuity Co Inc Guardian Life Ins Co Of Amer Guideone Life Ins Co Harleysville Life Ins Co Hart Life Ins Co Hartford Life & Accident Ins Co Hartford Life & Annuity Ins Co Hartford Life Ins Co HCC Life Ins Co HCSC Ins Services Co Health Net Life Ins Co Heritage Life Ins Co Highmark Life Ins Co Home Owners Life Ins Co Homesteaders Life Co Horace Mann Life Ins Co Household Life Ins Co
30,672,614,539 320,046,139 687,228,298 246,901,084 1,334,200,855 1,733,774,547 16,506,157,458 1,975,394,786 120,476,761 643,485,494 149,603,329 24,691,536 6,389,399,782 2,910,918 769,364,469 26,156,092,626 185,371,119 201,776,303 286,454,685 246,469,402 318,716,567 8,431,555,727 19,545,291,266 347,745,827 279,957,258 11,779,100 8,053,890,183 42,357,572,351 87,121,876,940 188,330,034 14,601,056 216,203,328 114,618,055 269,521,673 33,936,697 819,826,454 3,407,018,109 1,285,464,933
2,405,937,077 191,818,723 108,059,435 46,720,839 160,401,407 258,219,822 424,892,282 207,110,838 7,956,464 64,210,332 18,431,151 9,135,647 418,589,798 2,183,205 52,260,304 1,292,292,178 40,970,390 16,187,160 24,826,258 53,275,457 16,562,069 210,144,429 1,913,261,997 63,095,986 22,606,516 11,725,331 3,018,910,409 588,269,105 2,354,229,552 109,244,327 13,842,712 111,981,412 91,094,213 64,178,264 11,474,947 42,351,024 221,012,189 332,081,256
64,802,355 (4,630) 8,638,657 0 17,738,170 13,997,544 77,994,406 18,792,196 10,236 2,749,844 3,050,049 0 16,491,003 0 6,140,705 111,525,841 668,471 0 6,045,782 4,427,463 1,878,945 62,397,295 240,969,060 5,613,964 303,267 0 51,467,575 236,494,585 136,083,086 18,527,774 0 0 (507) 11,620,021 0 2,606,739 9,787,201 4,578,254
(9,383,116) 14,195,954 18,731,327 (10,204,528) 4,957,956 84,471,403 (303,011,385) 37,916,446 453,149 3,231,444 630,502 388,639 (23,623,449) 131,561 1,114,192 205,748,955 2,407,008 1,757,336 (462,260) 478,982 (3,093,424) (39,599,025) (400,187,996) 7,490,706 942,350 405,788 166,728,060 (257,073,556) (65,403,094) 27,217,440 296,171 4,232,469 9,632,402 (2,917,951) 381,195 5,903,740 (22,213,900) 129,492,972
2002 Annual Report
34
Georgia Department of Insurance
Humana Ins Co Humanadental Ins Co Idealife Ins Co IDS Life Ins Co IL Annuity & Ins Co Illinois Mut Life Ins Co Independence Life & Annuity Co Indianapolis Life Ins Co Individual Assur Co Life Hlth & Acc ING Ins Co Of America Ing Life Ins & Annuity Co Integrity Life Ins Co Investors Consolidated Ins Co Investors Guaranty Life Ins Co Investors Heritage Life Ins Co Investors Life Ins Co North Amer Investors Partner Life Ins Co Jackson Natl Life Ins Co Jefferson Natl Life Ins Co Jefferson Pilot Financial Ins Co Jefferson Pilot Life Ins Co Jefferson Pilot Lifeamerica Ins Co JMIC Life Ins Co John Alden Life Ins Co John Hancock Life Ins Co John Hancock Variable Life Ins Co Kaiser Permanente Ins Co Kanawha Ins Co Kansas City Life Ins Co Kemper Investors Life Ins Co Keyport Life Ins Co Lafayette Life Ins Co Liberty Bankers Life Ins Co Liberty Life Assur Co Of Boston Liberty Life Ins Co Liberty Natl Life Ins Co Life & Health Ins Co Of Amer Life Ins Co Of AL
864,633,585 37,172,091 23,068,068 44,831,441,924 2,097,376,441 969,829,575 168,998,958 1,972,605,270 50,146,551 753,826,064 43,721,164,429 3,605,687,223 18,176,480 10,668,990 312,686,813 1,084,660,424 544,678,160 45,364,049,613 1,875,118,144 11,620,156,052 13,020,700,568 1,279,291,998 226,459,341 651,026,042 69,341,546,764 10,129,624,135 54,403,287 494,523,995 2,649,262,635 17,566,938,178 16,078,590,910 1,483,463,343 195,895,881 6,725,357,484 1,399,131,298 3,890,932,879 45,179,743 56,094,005
416,528,774 24,887,674 9,373,163 2,408,379,121 13,726,054 102,301,020 40,419,637 154,895,668 17,103,343 63,663,777 1,006,043,865 199,849,346 8,048,641 10,045,387 15,469,029 55,819,415 92,753,567 2,888,882,103 61,587,718 802,134,092 752,919,813 112,910,856 62,536,354 118,737,860 3,524,140,619 589,592,536 29,494,620 67,232,379 241,932,794 312,653,422 445,741,321 84,489,459 18,958,825 124,845,467 131,717,205 422,898,805 3,025,470 7,641,067
122,561,170 7,374,495 134,683 134,432,975 244,798 2,880,663 0 5,312,296 586 8,372 55,616,594 3,978,566 54,037 233,524 4,578,727 1,053,088 116,308 106,776,320 3,340,649 45,693,069 117,373,110 808,570 5,645,650 34,584,747 57,769,082 43,075,278 259,782 3,558,848 4,070,238 35,556,764 8,189,745 2,983,655 535,540 13,699,295 6,039,699 90,456,559 1,238,686 3,308,552
45,520,556 6,115,966 507,860 159,793,709 (30,135,525) 8,833,507 4,287,069 79,099,113 1,353,639 2,544,704 148,790,137 (98,474,010) (2,412,029) 717,199 399,728 2,996,204 8,688,811 (258,412,681) (19,474,951) 101,635,714 119,700,078 18,944,227 3,197,548 35,441,803 210,358,725 52,667,188 2,932,612 (2,960,412) 14,778,710 (84,870,795) (143,642,159) (1,878,552) (7,523,878) (30,707,883) 11,150,320 82,236,888 43,925 982,155
2002 Annual Report
35
Georgia Department of Insurance
Life Ins Co Of North Amer Life Ins Co Of The Southwest Life Investors Ins Co Of Amer Life Of MD Inc Lincoln Benefit Life Co Lincoln Heritage Life Ins Co Lincoln Memorial Life Ins Co Lincoln Natl Life Ins Co London Life Reins Co London Pacific Life & Annuity Co Loyal American Life Ins Co Madison Natl Life Ins Co Inc Magna Ins Co Manhattan Life Ins Co Manhattan Natl Life Ins Co Manufacturers Life Ins Co Of Amer Manufacturers Life Ins Co USA Massachusetts Mut Life Ins Co Mayflower Natl Life Ins Co Medamerica Ins Co Medco Containment Life Ins Co Medical Life Ins Co Medical Savings Ins Co Medico Life Ins Co Mega Life & Health Ins Co The Members Life Ins Co Merit Life Ins Co Merrill Lynch Life Ins Co MetLIfe Investors Ins Co MetLife Investors USA Ins Co Metlife Security Ins Co LA Metropolitan Ins & Annuity Co Metropolitan Life Ins Co Metropolitan Tower Life Ins Co MIC Life Ins Corp Mid Continent Preferred Life Ins Co Mid South Ins Co Mid West Natl Life Ins Co Of TN
4,813,707,307 2,934,818,746 10,641,484,520 3,101,246 1,681,342,793 420,209,710 91,946,402 67,123,506,108 830,032,484 1,752,997,630 381,754,409 448,219,001 28,612,793 359,949,217 272,172,523 8,185,845 47,127,775,646 74,762,103,063 167,171,861 211,414,665 39,504,575 225,947,210 30,800,776 138,723,303 927,496,362 627,407,528 929,618,776 12,678,381,678 4,915,768,112 5,770,058,850 20,560,280 6,333,455,497 200,525,216,161 218,617,394 17,301,657 3,711,747 20,014,740 327,696,094
424,401,357 124,670,616 718,605,952 3,081,404 194,878,070 66,072,978 12,703,144 2,628,111,073 64,078,973 (186,445,837) 80,649,490 87,600,836 17,460,122 19,155,479 45,325,858 7,762,892 1,078,277,280 6,104,602,710 57,142,091 15,789,171 35,331,132 130,513,251 7,702,198 16,292,909 204,311,431 43,642,588 474,596,898 136,823,454 151,005,905 148,055,359 17,544,645 1,036,519,278 6,985,991,119 61,460,979 9,851,856 3,059,406 15,550,109 77,628,111
73,609,788 11,467,665 23,916,540 150,015 82,988,430 7,768,104 93,091 230,147,561 160,668 5,646,214 2,023,726 1,127,144 58,329 479,135 1,420,366 0 233,877,087 173,828,298 5,763,211 12,184 0 1,748,278 0 151,889 27,329,710 19,564 4,714,025 10,679,696 19,462,651 58,982,331 0 4,562,040 430,081,848 105,902 27,335 0 4,293,622 13,231,997
16,653,485 (1,666,150) (65,212,187) 2,100,009 3,027,351 3,916,879 7,074,455 (284,919,649) 20,397 (223,866,011) 1,113,405 147,827 1,362,711 (559,835) 9,405,072 262,892 (395,864,355) 1,392,468,550 8,237,691 (9,003,216) 2,430,526 8,787,568 755,212 712,478 244,532 293,336 45,302,828 (140,955,421) (9,653,250) 13,401,994 23,673,283 33,934,600 1,478,299,115 6,319,398 (3,489,931) 1,087,770 2,072,148 14,858,856
2002 Annual Report
36
Georgia Department of Insurance
Midamerica Life Ins Co Midland Natl Life Ins Co Midwestern United Life Ins Co Minnesota Life Ins Co Mission Life Ins Co Of Amer MML Bay State Life Ins Co Monarch Life Ins Co Monumental Life Ins Co Mony Life Ins Co Mony Life Ins Co Of Amer Mountain Life Ins Co MS Life Ins Co MTL Ins Co Mutual Of Amer Life Ins Co Mutual Of Omaha Ins Co Mutual Savings Life Ins Co Mutual Service Life Ins Co National Benefit Life Ins Co National Financial Ins Co National Foundation Life Ins Co National Guardian Life Ins Co National Health Ins Co National Life Ins Co National Security Ins Co National States Ins Co National Teachers Assoc Life Ins Co National Travelers Life Co National Western Life Ins Co Nationsbanc Ins Co Inc Nationwide Life & Ann Co of Amer Nationwide Life And Annuity Ins Co Nationwide Life Ins Co Nationwide Life Ins Co of Amer New England Life Ins Co New Era Life Ins Co New York Life & Health Ins Co New York Life Ins & Annuity Corp New York Life Ins Co Nippon Life Ins Co Of Amer
5,037,096 8,568,207,632 255,284,007 16,075,241,641 9,550,853 3,872,149,790 1,025,989,165 17,398,865,800 11,208,263,758 4,993,551,186 14,203,399 41,350,011 1,035,250,930 9,929,247,048 3,704,117,345 417,272,255 377,671,494 693,549,638 17,559,149 46,872,544 925,703,321 975,027,248 6,495,507,383 40,446,115 104,420,303 63,254,586 128,297,468 3,690,231,461 355,954,693 1,101,545,369 6,853,097,602 73,705,954,790 6,024,315,878 6,665,130,442 118,888,772 5,970,210 41,298,839,581 81,993,463,362 145,220,847
4,832,401 508,505,658 72,784,250 961,238,888 4,686,788 194,004,533 10,428,722 1,155,153,326 906,412,753 246,096,048 3,284,808 17,103,095 73,512,793 567,160,604 1,600,923,341 24,899,842 38,220,349 215,402,048 1,700,641 6,292,512 110,143,931 21,410,778 395,440,287 10,894,718 16,131,177 12,044,496 41,379,132 452,529,326 119,005,391 32,180,121 214,576,678 1,607,079,652 393,734,476 360,433,867 18,940,072 5,792,596 1,403,282,703 7,985,450,915 95,815,581
0 58,678,696 66,382 66,964,376 0 3,037,367 588,232 49,770,854 13,313,242 14,797,212 1,567,494 69,613 4,162,162 18,924,786 46,319,004 2,221,140 13,542 1,037,061 672,200 1,288,838 538,909 6,418,751 33,458,151 844,482 5,026,390 1,002,958 1,751,999 11,268,929 1,734,950 640,883 24,199,941 253,276,066 8,872,002 33,136,146 8,398,426 0 92,522,121 121,775,721 7,088,816
157,730 68,124,096 13,640,476 (9,815,002) 91,681 14,696,943 (4,000,593) 100,159,580 13,115,429 (91,870,719) (181,480) 1,980,841 (7,062,878) 11,004,487 11,899,135 8,483,532 (952,249) 22,592,094 (569,333) (229,315) (14,515,420) (13,357,803) (75,888,102) 729,340 (2,396,500) 1,744,859 (462,332) 14,749,051 20,231,819 (10,088,808) (2,167,287) 92,493,068 (107,209,851) (34,965,342) 178,855 241,869 (94,550,622) 528,023,905 1,873,847
2002 Annual Report
37
Georgia Department of Insurance
North American Co Life & Hlth Ins North Carolina Mut Life Ins Co North Central Life Ins Co Northbrook Life Ins Co Northwestern Long Term Care Ins Co Northwestern Mut Life Ins Co Nutmeg Life Ins Co NYLife Ins Co Of AZ Occidental Life Ins Co Of NC Ohio Natl Life Assur Corp Ohio Natl Life Ins Co Ohio State Life Ins Co Old American Ins Co Old Dominion Life Ins Co Old Line Life Ins Co Of Amer Old Republic Life Ins Co Old Spartan Life Ins Co Inc Old United Life Ins Co Optimum Re Ins Co Orion Life Ins Co Oxford Life Ins Co Ozark Natl Life Ins Co Pacific Life & Annuity Co Pacific Life Ins Co Pacificare Life & Health Ins Co Pan American Assur Co Pan American Life Ins Co Paragon Life Ins Co Park Avenue Life Ins Co Paul Revere Life Ins Co Paul Revere Variable Annuity Ins Co Peninsular Life Ins Co Penn Ins & Annuity Co Penn Mut Life Ins Co Penn Treaty Network Amer Ins Co Pennsylvania Life Ins Co Peoples Benefit Life Ins Co Pharmacists Life Ins Co Philadelphia American Life Ins Co
3,015,521,670 212,371,612 130,220,584 5,000,932,489 71,929,772 102,918,611,445 9,303,165 100,763,287 304,378,233 1,623,747,660 7,932,982,234 15,697,729 279,622,169 7,316,766 1,843,693,649 107,005,683 29,118,805 57,202,876 36,190,381 5,309,249 806,132,027 435,186,536 853,828,755 51,380,393,175 78,395,497 17,226,625 2,285,192,251 361,140,610 565,737,202 4,976,411,855 159,400,787 5,858,737 1,220,758,318 6,979,313,641 124,079,541 429,321,239 13,046,470,592 23,210,762 48,212,645
214,825,284 20,206,907 13,138,979 95,197,660 55,581,742 7,217,143,429 9,176,503 50,902,773 19,452,686 122,160,389 519,148,970 5,950,389 37,835,307 7,239,184 144,293,702 24,363,583 22,210,510 22,165,949 21,292,776 3,583,443 59,216,445 56,810,416 266,998,371 1,668,679,231 35,461,687 10,103,770 200,950,977 22,603,032 182,124,157 911,412,583 134,708,355 5,764,504 106,564,422 806,098,994 28,931,092 48,795,800 378,142,353 7,018,973 10,876,782
29,577,387 1,173,723 506,655 9,834,664 691,368 275,671,691 0 1,886,404 1,813,701 8,801,554 19,020,726 1,273,241 1,872,982 0 15,848,326 1,150,157 3,165,003 1,126,068 0 0 820,035 120,394 35,714,033 197,146,967 0 1,147,213 1,425,156 1,585,814 59,800 18,632,222 138,886 10,891 999,329 10,938,720 4,580,867 1,035,371 18,718,786 4,540 8,122,379
(37,629,090) (3,322,515) 8,566,561 1,790,721 (17,619,217) 175,591,203 233,116 (10,017,551) 4,824,611 (3,350,035) (7,454,216) (683,766) 5,413,079 188,982 (8,051,370) (405,829) 1,306,126 (242,461) 255,026 514,034 (8,423,523) 19,152,746 22,477,154 13,127,015 124,764,021 284,322 909,589 772,970 17,754,613 26,265,067 9,632,972 (165,998) 11,958,690 43,452,265 3,760,722 (1,569,451) 23,244,341 326,714 74,629
2002 Annual Report
38
Georgia Department of Insurance
PHL Variable Ins Co Phoenix Life Ins Co Phoenix Natl Ins Co Physicians Life Ins Co Physicians Mut Ins Co Pioneer American Ins Co Pioneer Life Ins Co Pioneer Security Life Ins Co Plateau Ins Co Presidential Life Ins Co Primerica Life Ins Co Principal Life Ins Co Professional Ins Co Progressive American Life Ins Co Protective Life And Annuity Ins Co Protective Life Ins Co Provident Amer Life & Hlth Ins Co Provident Ind Life Ins Co Provident Life & Accident Ins Co Provident Life & Cas Ins Co Pruco Life Ins Co Prudential Ins Co Of Amer Prudential Select L I C Of Amer Pyramid Life Ins Co Reassure America Life Ins Co Reliable Life Ins Co Reliance Life Ins Co Reliance Standard Life Ins Co Reliastar Life Ins Co Reliastar Life Ins Co Of NY Renaissance Life & Health Ins Co Renaissance Life & Hlth Ins Co of AZ Republic American Life Ins Co Reserve Natl Ins Co Resource Life Ins Co RGA Reins Co S USA Life Ins Co Inc Safeco Life Ins Co Safeco Natl Life Ins Co
4,079,795,426 16,103,186,398 13,254,279 1,119,731,245 1,069,524,663 35,742,134 559,377,523 65,534,051 19,340,755 4,128,341,489 4,674,481,857 78,002,390,350 69,670,881 5,942,424 724,399,310 14,307,140,404 9,235,978 454,016 8,556,790,316 597,627,282 17,232,755,525 186,612,438,187 9,030,277 114,292,932 9,939,930,055 636,414,041 9,125,120 2,117,239,247 17,574,309,635 2,438,967,230 4,694,655 8,544,108 9,286,867 137,498,371 72,036,878 7,305,164,081 8,362,856 17,648,811,339 17,353,201
215,298,041 861,014,761 12,583,312 70,610,149 582,666,485 10,761,087 83,085,617 50,936,238 9,100,995 200,352,412 1,481,051,436 3,339,232,352 17,238,963 5,537,066 102,550,549 850,645,187 3,215,366 4,036 927,276,255 64,694,172 471,018,201 5,699,378,380 8,876,650 22,299,347 392,771,058 58,865,111 8,975,537 252,147,946 1,357,624,698 267,041,225 4,251,326 8,485,132 2,972,513 78,338,000 30,170,623 633,557,148 6,188,337 903,351,953 12,558,346
26,994,449 28,721,021 37,990 5,354,718 10,520,245 203,278 9,540,932 59,093 34,925 7,525,967 57,008,460 412,336,071 5,857,598 0 32,496 68,636,274 2,410,754 271,953 56,059,528 318,952 38,206,177 199,097,239 0 1,210,662 9,016,621 29,773 (9,071) 31,628,009 72,435,564 2,218,823 0 0 1,201,138 400,640 6,230,639 0 0 13,570,801 19,610
(146,135,601) 7,490,552 276,817 (1,296,413) 49,667,641 1,849,156 3,046,813 12,130,594 934,277 (88,191,544) 81,692,630 402,129,105 (519,957) 306,854 10,879,132 106,241,980 (1,328,978) (4,519,224) (91,398,566) (2,750,177) (238,777,734) (489,560,053) 35,471 (104,913) (129,277,576) 3,509,841 202,941 27,414,208 102,969,723 17,983,135 (966,073) 164,806 (2,149,450) 6,998,088 833,829 13,639,945 (1,649,354) 14,968,317 280,676
2002 Annual Report
39
Georgia Department of Insurance
Safehealth Life Ins Co Sage Life Assur Of Amer Inc Scor Life Ins Co SCOR Life US Re Ins Co Scottish Re Us Inc Securian Life Ins Co Security Benefit Life Ins Co Security Connecticut Life Ins Co Security Equity Life Ins Co Security Financial Life Ins Co Security Life Ins Co Of Amer Security Life Of Denver Ins Co Security Mut Life Ins Co Of NY Sentry Life Ins Co Servus Life Ins Co Settlers Life Ins Co Shenandoah Life Ins Co Sierra Health & Life Ins Co Inc Southern Capital Life Ins Co Southern Farm Bureau Life Ins Co Southern Pioneer Life Ins Co Southern Security Life Ins Co Southland Life Ins Co Southland Natl Ins Corp Southwestern Life Ins Co Standard Ins Co Standard Life & Accident Ins Co Standard Life & Cas Ins Co Standard Life Ins Co Of IN Standard Security Life Ins Co Of NY Starmount Life Ins Co State Farm Annuity & Life Ins Co State Farm Life Ins Co State Life Ins Co Sterling Investors Life Ins Co Stonebridge Life Ins Co Sun Life Assur Co Of Canada US Sunamerica Life Ins Co Sunset Life Ins Co Of Amer
10,195,395 156,416,124 596,093,351 1,365,218,826 528,232,695 17,468,492 6,944,472,308 2,217,440,056 499,222,278 669,824,577 75,304,895 17,945,916,191 1,637,443,490 2,003,586,596 12,203,982 228,272,358 1,075,065,117 55,898,237 5,569,892 7,247,445,925 31,760,439 55,436,809 3,016,031,291 82,282,226 1,796,998,659 7,344,626,498 443,439,134 20,147,635 1,433,414,490 211,068,662 9,264,721 7,695,449 32,097,996,159 379,601,749 29,488,843 1,869,302,496 19,725,703,735 43,143,171,172 502,698,625
6,650,345 8,562,157 14,181,244 35,171,866 52,078,683 12,524,709 416,333,312 451,604,152 22,406,460 64,074,068 9,733,194 1,031,252,026 96,684,936 178,165,211 11,547,860 18,751,792 92,530,362 18,955,687 5,442,688 802,079,065 10,546,993 8,582,968 124,870,280 7,194,361 120,557,695 808,248,281 149,388,471 3,630,926 58,925,162 79,301,198 4,001,630 7,574,300 3,310,594,164 42,661,759 12,832,463 196,541,603 686,561,317 3,584,438,882 81,067,380
13,926 958,124 11,472 0 0 77,146 22,370,998 9,005,216 29,884 477,220 8,708,495 22,890,732 1,466,367 5,619,842 1,740 155,994 19,315,992 0 0 88,108,776 0 813,213 16,697,474 3,205,328 12,245,708 47,246,449 4,179,952 231,235 11,370,241 3,672,656 32,953 0 107,920,232 2,150,116 19,444 25,545,879 31,103,335 4,781,880 236,802
394,129 (22,335,824) 1,982,138 (4,379,219) (61,398,230) 890,852 (33,005,190) 26,480,157 1,140,992 983,741 950,579 137,193,731 1,853,853 8,733,202 1,265 3,203,383 (14,180,495) 1,995,720 173,423 96,697,520 1,975,919 (427,439) 46,836,187 242,072 (8,672,008) 19,973,971 13,355,746 135,704 (8,419,447) 8,641,205 408,171 187,588 (52,780,334) 5,373,685 (2,578,216) 115,861,140 (131,012,397) 407,279,710 18,995,392
2002 Annual Report
40
Georgia Department of Insurance
Suntrust Ins Co Surety Life Ins Co Swiss Am Reassur Co Swiss Re Life & Health Amer Inc Teachers Ins & Ann Assoc Of Amer Templeton Funds Annuity Co Texas Life Ins Co The Travelers Ins Co TIAA Cref Life Ins Co Trans World Assur Co Transamerica Assur Co Transamerica Financial Life Ins Co Transamerica Life Ins & Annuity Co Transamerica Life Ins Co Transamerica Occidental Life Ins Co Travelers Life & Annuity Co Trigon Health And Life Ins Co Trustmark Ins Co Trustmark Life Ins Co UBS PaineWebber Life Ins Co Ullico Life Ins Co Unicare Life & Health Ins Co Union Bankers Ins Co Union Central Life Ins Co Union Fidelity Life Ins Co Union Labor Life Ins Co Union Natl Life Ins Co Union Security Life Ins Co United Benefit Life Ins Co United Concordia Ins Co United Fidelity Life Ins Co United Healthcare Ins Co United Home Life Ins Co United Ins Co Of Amer United Investors Life Ins Co United Life & Annuity Ins Co United Of Omaha Life Ins Co United States Life Ins Co In NYC United Teacher Assoc Ins Co
39,401,636 49,481,602 27,984,743 9,214,583,645 142,165,348,865 19,960,876 835,205,227 55,274,524,674 2,574,812,791 267,375,320 852,896,274 12,057,358,416 23,156,951,550 31,525,743,831 24,116,311,742 12,502,189,003 14,835,734 1,107,488,893 653,665,438 35,401,010 10,155,809 1,381,438,353 94,353,991 5,797,836,598 1,328,709,002 3,063,702,753 365,932,853 184,200,840 4,167,624 53,381,337 623,786,730 4,723,509,132 49,753,265 2,068,876,584 2,789,048,586 753,496,462 11,875,538,507 3,250,131,471 353,044,727
17,663,853 25,199,825 24,115,231 1,888,126,342 9,671,589,321 10,896,651 32,826,732 6,942,824,367 262,231,528 52,783,382 50,261,586 521,277,878 999,341,993 1,509,454,537 2,368,884,091 397,323,833 13,003,166 234,198,785 61,998,272 17,263,329 9,477,576 259,483,409 8,145,084 270,978,938 603,718,002 51,131,961 84,566,469 51,679,581 3,377,616 28,540,510 123,334,194 1,077,973,512 10,006,367 357,130,068 158,233,517 82,852,377 1,000,058,160 297,096,920 45,898,905
0 1,040,961 0 0 142,543,535 0 1,080,377 66,479,841 23,157,333 299,426 3,128,994 63,751,609 173,937,802 118,908,115 38,062,732 53,052,929 0 38,935,342 0 0 6,577 42,906,896 1,088,060 23,128,646 3,256,617 4,140,794 0 3,843,211 (15,976) 1,697,602 6,731,985 265,548,003 51,861 19,725,894 6,674,456 58,940 42,210,425 11,185,697 972,999
4,830,025 2,011,103 904,874 340,478,762 (136,820,881) 249,871 6,958,515 505,657,969 (20,038,345) 327,960 (11,920,423) (104,663,904) (22,506,157) (121,151,787) (64,520,375) (133,892,400) 1,163,323 21,870,532 15,977,698 (6,159,305) (116,083) (10,706,620) 282,063 (60,096,936) 45,746,130 14,521,571 13,062,219 3,061,050 (186,903) 3,914,223 37,477,413 662,159,327 184,198 190,255,775 18,451,585 8,817,693 (15,705,574) 57,897,317 860,157
2002 Annual Report
41
Georgia Department of Insurance
United WI Life Ins Co United World Life Ins Co Unity Financial Life Ins Co Unity Mut Life Ins Co Universal Guaranty Life Ins Co Universal Underwriters Life Ins Co Unum Life Ins Co Of Amer US Branch SunLife Assur Co Of Canada US Bus of Crown Life Ins Co US Bus of the Canada Life Assur Co US Financial Life Ins Co USAA Life Ins Co USAble Life USG Annuity & Life Co Valley Forge Life Ins Co Variable Annuity Life Ins Co Veterans Life Ins Co Vista Life Ins Co Washington Natl Ins Co Wellington Life Ins Co West Coast Life Ins Co Western & Southern Life Ins Co Western Reserve Life Assur Co of OH Western Southern Life Assur Co World Ins Co XL Life Ins and Annuity Co Zurich Life Ins Co Of Amer
TOTAL
322,319,547 62,500,337 19,230,857 412,952,312 233,086,327 369,254,547 10,982,351,443 8,284,224,492 405,129,555 4,558,001,194 277,145,470 8,774,352,750 117,586,956 7,795,222,947 1,251,026,601 43,623,690,403 301,723,692 36,026,424 911,350,385 7,022,976 2,022,499,768 7,692,593,571 7,674,380,812 7,438,910,159 212,576,422 26,138,587 329,474,232
157,487,356 18,741,564 5,463,806 21,255,398 16,030,200 123,167,106 1,130,454,521 357,848,266 42,427,431 379,829,529 24,206,827 601,853,260 54,850,634 386,186,509 192,654,971 1,660,751,838 55,915,256 13,164,285 181,899,983 5,367,537 104,150,939 2,586,951,103 216,306,478 374,270,399 65,871,025 24,523,344 79,204,964
3,251,247,288,068 206,646,883,970
32,259,746 314,973 516,424 298,833 224,568 1,875,508 143,292,086 41,717,904 2,029,004 111,245,650 4,702,145 34,148,001 0 41,089,136 19,561,373 462,430,814 2,757,789 0 3,045,709 0 7,019,411 1,006,867 50,688,003 25,343,500 5,133,019 281,302 6,686,893
11,615,421,220
12,970,829 2,746,897 (693,713) (1,682,519) 2,062,744 8,409,274 (192,579,160) (51,870,760) 3,697,557 (31,545,142) (4,697,171) 60,761,235 5,063,406 25,874,631 5,608,058 80,493,860 9,411,609 (976,887) (964,907) (347,033) (28,399,982) 219,851,836 (14,269,966) (49,693,454) 7,124,380 2,157,650 19,960,953
4,665,718,691
Georgia Department of Insurance
Domestic Property and Casualty Companies, as of Dec. 31, 2002
42
NAIC COMPANYNAME NO.
1
33103 American Safety Insurance Company
2
11240 Association Insurance Company
3
10917 Century Casualty Company
4
30112 CNL/ Insurance America, Inc.
5
21560 Cornerstone Mutual Insurance Company
6
20966 Cotton States Mutual Insurance Company
7
10898 Delta Fire & Casualty Insurance Co
8
22110 Everest Security Insurance Company
9
38482 Fireman's Fund Insurance Company of GA
10
42536 Frandisco Property & Casualty Insurance Co
11
11258 Georgia Casualty & Surety Company
12
34436 Georgia Farm Bureau Casualty Insurance Co
13
14001 Georgia Farm Bureau Mutual Insurance Co
14
26409 Georgia Insurance Company
15
11501 Georgia Lawyers Insurance Company
16
14028 Georgia Mutual Insurance Company
17
20168 Global Insurance Company (Rehabilitation)
18
10784 Golden Isles Insurance Company
19
13382 Harleysville-Atlantic Insurance Company
20
11162 Insurance Company of the South
21
35246 Laurier Indemnity Company
22
10702 Madison Insurance Company
23
42617 MAG Mutual Insurance Company
24
10015 Mercury Indemnity Company of GA
25
34410 Mercury Insurance Company of GA
26
14524 Middle Georgia Mutual Insurance Company
27
11040 Ontario Reinsurance Company, Ltd.
28
25640 Safeway Insurance Company of GA
29
20974 Shield Insurance Company
30
37141 Southern General Insurance Company
31
40762 Southern Guaranty Insurance Company of GA
32
15172 Southern Mutual Insurance Company
33
12610 Southern Trust Insurance Company
34
11508 Village Auto Insurance Company, inc.
35
40428 Voyager Indemnity Insurance Co
36
19003 Waco Fire & Casualty Insurance Company
37
10172 Westchester Surplus Lines Insurance Co
DATE LICENSED
3/9/88 2/18/86 6/18/98 12/15/87 10/26/92 3/12/42 3/4/65 1/1/88 5/1/80 12/19/89 2/20/48 5/19/89 11/24/58 8/25/73 7/18/02 5/9/42 4/19/90 4/1/97 1/5/15 10/16/01 4/6/89 12/19/96 6/1/82 7/2/93 8/1/89 10/8/49 1/15/99 6/30/87 6/21/63 7/27/79 11/12/81 1/1/1848 5/27/68 9/17/02 12/30/81 7/15/73 11/30/94
TOTAL ASSETS
21,538,666 15,649,587 12,201,424 13,617,703 34,279,247 175,205,869 12,207,493 27,772,863 6,582,477 38,021,803 89,169,548 4,053,154 607,177,606 19,668,912 3,516,399 4,118,042 2,803,937 7,801,101 132,437,976 6,207,559 18,632,422 85,097,110 608,137,060 8,049,084 15,870,699 17,396,763 13,010,007 52,915,434 44,892,002 76,848,063 12,357,712 23,857,869 33,172,661 10,932,133 80,677,042 47,598,810 201,819,183
SURPLUS
20,991,128 5,420,164 4,106,800 6,885,026 6,723,484 43,048,629 8,925,568 19,840,842 6,258,434 23,519,949 18,186,939 3,924,284 320,235,771 18,043,015 3,209,294 3,871,303 2,595,708 3,206,171 40,129,162 3,648,130 10,470,925 62,213,837 142,978,467 5,440,344 9,293,864 13,152,679 9,916,700 17,336,969 20,375,029 31,614,821 12,357,712 12,955,341 14,293,696 4,804,500 41,069,866 10,979,872 65,282,700
DIRECT WRITINGS
NET WRITINGS
2,542,756 5,434,043 2,810,326 11,775,635 20,341,158 259,039,430 2,930,960 23,750,448 475,366 0 40,947,984 32,859,840 371,848,660 1,520,671 189,860 91,023 1,635,000 0 0 15,051,075 15,801,524 1,706,877 6,319,928 218,426,436 4,853,157 10,662,052 5,395,209 0 30,774,780 17,298,374 69,363,261 34,145,730 15,179,968 20,190,236 7,004,587 85,437,329 20,431,388 504,394,890
0 9,914,370 10,481,647 11,720,150 9,581,582 149,073,364 1,841,125 3,488,964 0 18,968,534 34,516,983 0 394,591,665 135,130 (257,613) 0 0 4,516,355 55,406,260 (6,300) 1,706,954 6,098,844 143,881,204 4,744,208 10,382,323 4,209,314 783,610 31,343,752 14,243,529 53,445,523 0 12,655,208 18,487,472 3,609,634 37,406,255 20,780,236 47,171,381
NET INCOME
817,227 42,006 (999,153) 302,009 (465,331) (17,273,202) 70,126 407,390 280,768 3,665,205 (1,336,128) 556,831 23,599,518 491,378
131,694 (79,689) 73,295 4,371,057 120,158 623,409 3,321,862 (10,046,199) 220,661 824,329 (283,931) (262,939) 4,678,786 (2,408,539) 1,345,778 475,830 (277,313) 764,878 (358,847) 6,320,867 3,152 10,822,027
2002 Annual Report
Georgia Department of Insurance
Foreign Property and Casualty Companies, as of Dec. 31, 2002
43
COMPANY NAME
1
Aca Financial Guaranty Corp
2
Acceptance Ins Co
3
Accredited Surety & Cas Co Inc
4
Ace Amer Reins Co
5
Ace American Ins Co
6
Ace Fire Underwriters Ins Co
7
Ace Ind Ins Co
8
Ace Prop & Cas Ins Co
9
ACIG Ins Co
10
Acstar Ins Co
11
Acuity A Mut Ins Co
12
Advantage Workers Comp Ins Co
13
Aegis Security Ins Co
14
Aetna Ins Co of CT
15
AF&L Ins Co
16
Affiliated Fm Ins Co
17
Affirmative Ins Co
18
Agri General Ins Co
19
AIG Natl Ins Co Inc
20
AIU Ins Co
21
Alfa General Ins Corp
22
Alfa Ins Corp
23
Alfa Mut General Ins Co
24
Alfa Mut Ins Co
25
Alfa Specialty Ins Corp
26
All Amer Ins Co
27
Allianz Global Risks US Ins Co
28
Allied Prop & Cas Ins Co
29
Allmerica Financial Benefit Ins Co
30
Allmerica Fncl Alliance Ins Co
31
Allstate Fire and Cas Ins Co
32
Allstate Ind Co
33
Allstate Ins Co
34
Alpha Prop & Cas Ins Co
35
Ambac Assur Corp
36
Amco Ins Co
37
Amcomp Assur Corp
DOM. GEORGIA
STATE PREMIUM
MD 0
NE 80,702
FL 6,842
PA 0
PA 31,049,580
PA 1,318,766
PA (5,649)
PA 19,115,263
IL
28,353
IL
20,322
WI 0
IN
32,611
PA 728,573
CT 2,743,096
PA 650,115
RI
5,432,006
IL
0
IA
685,745
NY 0
NY 8,708,074
AL 5,202,445
AL 32,704,750
AL 0
AL 0
AL 4,002,069
OH 17,988,060
CA 21,400,605
IA 4,052
MI 0
NH 0
IL
0
IL
139,822,915
IL
489,930,789
WI 8,037,905
WI 11,791,431
IA 2,881
FL
6,192,313
TOTAL ASSETS 304,938,240 61,387,090 28,593,893 513,187,747 2,964,123,425 74,446,187 19,986,844 2,570,574,410 138,489,129 59,810,107 832,169,406 15,217,302 53,414,818 37,887,420 84,640,735 571,149,612 33,260,351 172,201,780 17,582,344 1,752,964,583 308,909,009 314,289,274 74,954,357 1,118,562,872 19,539,775 131,599,974 4,285,379,092 77,876,410 13,316,828 13,947,575 18,718,555 128,498,935 39,100,282,525 12,462,576 6,114,836,743 621,340,003 174,253,317
CAPITAL & SURPLUS 123,635,194 (75,006,628) 10,915,113 179,845,543 475,468,544 48,059,929 10,373,003 459,212,605 35,934,070 26,466,196 243,933,495 12,168,836 28,516,769 26,268,057 10,195,249 169,851,025 18,253,727 124,781,407 13,811,820 380,344,680 144,158,872 147,137,433 49,921,900 720,668,446 13,931,170 53,844,359 2,644,992,732 77,628,072 13,267,214 13,933,197 14,433,659 94,182,224 13,760,542,901 11,404,584 2,227,437,837 379,555,791 17,000,574
NET INCOME (LOSS) 8,794,065 (14,824,051) 1,159,759 26,929,170 (156,845,324) 1,492,791 1,149,722 (115,059,074) 3,222,468 1,342,389 34,282,500 700,205 1,569,413 10,047,499 2,488,930 13,652,475 7,344,418 (117,284) 589,565 (51,246,039) 24,587,475 24,159,903 4,251,055 8,463,403 (66,018) 2,314,617 (178,945,148) 3,559,743 673,246 642,185 651,686 6,426,355 1,433,632,567 361,227 486,245,533 19,330,698 (835,921)
2002 Annual Report
2002 Annual Report
44
Georgia Department of Insurance
38
Amcomp Preferred Ins Co
FL
2,145,191
39
America First Ins Co
NH 0
40
American & Foreign Ins Co
DE 7,706,792
41
American Agri Business Ins Co
TX 177,832
42
American Agricultural Ins Co
IN
0
43
American Alt Ins Corp
DE 24,988,852
44
American Ambassador Cas Co
IL
36,395
45
American Automobile Ins Co
MO 7,756,217
46
American Bankers Ins Co Of FL
FL
31,294,072
47
American Bonding Co
AZ 0
48
American Bus & Personal Ins Mut Inc
DE 0
49
American Cas Co Of Reading PA
PA 28,401,937
50
American Centennial Ins Co
DE 476
51
American Central Ins Co
MO 209,170
52
American Century Cas Co
TX 8,887,850
53
American Colonial Ins Co Inc
FL
0
54
American Commerce Ins Co
OH 0
55
American Compensation Ins Co
MN 0
56
American Contractors Ind Co
CA 132,337
57
American Dep Ins Co
OK 2,119,075
58
American Economy Ins Co
IN
8,173,050
59
American Empire Ins Co
OH 0
60
American Employers Ins Co
MA 7,736,822
61
American Equity Specialty Ins Co
CA 995,362
62
American Family Home Ins Co
FL 23,595,038
63
American Fire & Cas Co
OH 1,040,358
64
American Fuji Fire & Marine Ins Co
IL
0
65
American General Ind Co
NE 1,160,382
66
American General Prop Ins Co Of FL
FL
0
67
American General Property Ins Co
TN 5,028,226
68
American Growers Ins Co
NE 15,738,425
69
American Guarantee & Liability Ins
NY 10,229,670
70
American Hardware Mut Ins Co
OH 0
71
American Healthcare Ind Co
DE 4,483,431
72
American Home Assur Co
NY 45,105,164
73
American Ind Co
TX 0
74
American Ins Co
NE 14,729,784
75
American Interstate Ins Co
LA 18,665,074
76
American Intl Ins Co
NY 1,850,165
77
American Intl South Ins Co
PA 46,481,567
78
American Live Stock Ins Co
IL
189,185
79
American Manufacturers Mut Ins Co
IL
23,731,492
80
American Merchants Cas
OH 0
81
American Mercury Ins Co
OK 1,161,878
82
American Modern Home Ins Co
OH 7,574,244
270,135,263 9,803,378 413,709,785 6,976,043 822,698,104 378,968,054 37,125,899 268,995,524 1,081,515,143 5,376,453 40,801,505 95,626,333 41,949,491 49,109,715 41,781,987 4,559,559 180,467,897 124,356,753 47,351,362 26,495,463 1,339,782,363 47,046,493 397,392,676 41,381,030 321,995,840 308,878,528 103,443,915 21,542,645 22,398,944 90,518,389 121,744,844 88,402,853 209,979,801 122,749,589 12,988,912,453 69,453,586 1,157,403,337 355,936,632 1,342,672,816 29,929,608 57,165,370 631,770,615 28,018,689 155,868,610 582,535,036
29,228,752 8,773,318 51,160,616 6,783,411 274,951,133 109,677,216 24,908,667 81,851,635 212,877,140 (2,828,355) 21,816,775 82,859,605 21,500,104 40,999,266 11,395,604 4,028,119 69,808,631 26,820,397 18,627,337 15,930,384 374,038,287 22,395,769 115,227,268 12,649,671 73,226,536 112,435,180 78,093,990 10,662,361 19,185,546 71,351,467 (10,610,853) 87,661,868 82,066,448 39,515,920 2,883,305,466 39,318,672 296,414,016 86,378,329 214,687,329 29,443,648 36,700,864 230,739,341 10,514,252 63,415,925 140,872,585
(1,369,522) 684,280 (17,968,475) (44,073) 7,724,839 1,216,130 1,100,991 (22,094,424) 16,049,213 (8,248,538) 878,521 320,352,107 (2,546,772) 2,093,679 1,937,290 (161,849) (13,522,987) 12,064,157 3,039,871 937,891 58,220,035 2,109,318 10,436,645 (1,353,662) 6,045,767 12,627,512 3,813,701 672,363 2,327,450 5,053,829 (82,723,392) 11,751,278 (11,443,849) 867,203 (328,888,027) 2,631,033 (93,321,415) 8,305,376 (8,842,629) 1,596,173 1,097,945 19,223,178 (47,528) (1,673,035) 11,668,725
2002 Annual Report
45
Georgia Department of Insurance
83
American Motorists Ins Co
84
American Natl General Ins Co
85
American Natl Prop & Cas Co
86
American Premier Ins Co
87
American Protection Ins Co
88
American Rein Co
89
American Reliable Ins Co
90
American Resources Ins Co Inc
91
American Road Ins Co
92
American Safety Cas Ins Co
93
American Security Ins Co
94
American Select Ins Co
95
American Southern Ins Co
96
American States Ins Co
97
American States Ins Co Of TX
98
American States Preferred Ins Co
99
American Zurich Ins Co
100 Americas Ins Co
101 Amerin Guaranty Corp
102 Amerisure Ins Co
103 Amerisure Mut Ins Co
104 Amex Assur Co
105 Amguard Ins Co
106 Amica Mut Ins Co
107 Anesthesiologists Pro Assur Co
108 Ansur America Ins
109 Anthem Ins Co Inc
110 Arag Ins Co
111 Arch Ins Co
112 Architects & Engineers Ins Co RRG
113 Argonaut Great Central Ins Co
114 Argonaut Ins Co
115 Argonaut-Midwest Ins Co
116 Arkwright Ins Co
117 Armed Forces Ins Exchange
118 Associated Ind Corp
119 Associated Industries Ins Co
120 Associates Ins Co
121 Association Cas Ins Co
122 Assurance Co Of Amer
123 Athena Assur Co
124 Atlanta Cas Co
125 Atlanta Intl Ins Co
126 Atlanta Specialty Ins Co
127 Atlantic Ins Co
IL
8,146,383
MO 6,684,629
MO 11,746,894
IN
3,414,533
IL
7,048,830
DE 0
AZ 10,623,839
AL 5,185,174
MI 1,963,202
DE 265,354
DE 22,389,343
OH 0
KS 5,971,160
IN
17,081,562
TX 12,072,752
IN
27,923
IL
35,025,180
LA 0
IL
0
MI 430,230
MI 3,507,285
IL
17,075,164
PA 1,005,327
RI
24,728,897
FL 1,470,498
MI 0
IN
0
IA 861,252
MO 3,833,202
DE 0
IL
6,208,644
CA 2,211,953
IL
905,561
MA 0
KS 2,762,474
CA 2,232,687
FL 899,448
IN
2,730,704
TX 5,817,774
NY 37,965,689
MN 831,927
OH 22,833,844
NY 0
OH 23,458,069
TX 357,960
1,147,232,834 93,521,056 689,694,060 6,257,972 11,559,600 14,342,065,859 306,332,340 36,212,975 650,926,652 96,002,545 537,517,622 109,184,095 94,592,061 1,838,429,934 19,898,257 196,778,426 94,621,659 24,072,601 307,272,355 429,064,905 1,149,204,891 348,068,214 134,612,574 2,825,816,769 85,285,160 16,623,697 3,614,588,074 34,830,439 460,288,344 9,789,799 131,469,963 1,025,994,713 98,692,752 233,144,686 144,389,221 114,989,084 240,791,388 267,077,084 56,600,603 16,651,635 174,859,192 268,441,829 21,615,269 12,112,542 64,358,273
386,368,322 45,393,481 248,164,614 6,061,376 11,346,071 2,230,032,341 60,184,213 10,089,987 293,957,549 29,525,318 176,892,248 27,711,427 32,737,653 469,619,668 19,700,785 58,189,012 94,621,659 13,681,419 296,446,036 112,563,752 301,850,117 176,437,953 29,643,152 1,265,624,302 14,612,037 10,474,159 2,260,653,018 20,616,173 247,750,057 6,287,414 35,350,744 257,959,794 43,231,509 217,385,995 89,131,785 40,131,529 36,113,457 107,716,319 17,943,838 16,590,842 47,274,817 75,129,873 9,497,432 11,875,667 19,967,706
31,062,021 910,864 5,970,185 (347,694) 361,405 (1,778,567,794) 853,338 1,202,752 69,695,369 297,608 30,825,575 624,816 3,284,152 117,520,811 861,901 8,094,979 6,842,978 825,367 21,064,951 1,021,529 (6,540,333) 57,694,277 (150,608) 16,123,147 569,039 (564,345) 347,126,843 3,483,115 (9,363,794) 217,037 (2,427,398) 10,941,273 (2,732,535) (9,965,772) (7,033,195) (8,247,179) 1,809,627 46,357,304 (1,494,818) 1,006,977 8,257,548 13,468,317 127,292 503,384 (491,374)
2002 Annual Report
46
Georgia Department of Insurance
128 Atlantic Mut Ins Co 129 Atlantic Specialty Ins Co 130 Audubon Ins Co 131 Auto Club South Ins Co 132 Automobile Ins Co Of Hartford CT 133 Auto-Owners Ins Co 134 Avemco Ins Co 135 AXA Art Ins Corp 136 AXA Corp Solutions Ins Co 137 AXA Corp Solutions Reins Co 138 AXA Re Amer Ins Co 139 AXA Re Prop & Cas Ins Co 140 AXIS Reins Co 141 Balboa Ins Co 142 Bancinsure Inc 143 Bankers Ins Co 144 Bankers Multiple Line Ins Co 145 Bankers Standard Ins Co 146 Bankers Std Fire & Marine Co 147 Bay State Ins Co 148 BCS Ins Co 149 Benchmark Ins Co 150 Berkley Ins Co 151 Berkley Regional Ins Co 152 Birmingham Fire Ins Co Of PA 153 Bituminous Cas Corp 154 Bituminous Fire & Marine Ins Co 155 Blue Ridge Ins Co 156 Boston Old Colony Ins Co 157 Bridgefield Cas Ins Co 158 Bristol West Ins Co 159 Brotherhood Mut Ins Co 160 California Cas Ind Exch 161 California Ind Ins Co 162 California Ins Co 163 Cambridge Mut Fire Ins Co 164 Camden Fire Ins Assoc 165 Camico Mut Ins Co 166 Canal Ins Co 167 Capital City Ins Co Inc 168 Capital Markets Assr Corp 169 Carolina Cas Ins Co 170 Catawba Ins Co 171 Caterpillar Ins Co 172 Centennial Ins Co
NY 33,278,396
NY (943)
LA 3,468,098
FL
912,531
CT 3,183,442
MI 124,258,687
MD 1,319,614
NY 247,452
NY 2,687,493
DE 0
DE 0
DE 1,107,259
NY 0
CA 9,828,529
OK 590,730
FL
2,085,167
IL
0
PA 3,912,977
PA 0
MA 0
OH 8,318,509
KS 4,359,087
DE 0
DE 0
PA 2,787,561
IL
9,006,551
IL
270,240
CT 0
MA 16
FL
7,235,208
PA 11,314,868
IN
4,431,099
CA 183,602
CA 0
CA 0
MA 0
NJ
20,571
CA 1,104,629
SC 40,238,006
SC 9,713,809
NY 0
FL
9,439,769
SC 75,684
MO 3,634,307
NY 10,622,524
1,497,323,222 78,399,896 231,915,580 43,382,569 875,743,922 6,201,808,231 172,854,399 58,599,866 253,617,146 1,396,442,654 83,683,469 233,098,156 375,603,060 692,138,501 66,482,985 78,737,256 8,246,751 118,181,682 52,990,233 187,905,141 243,671,535 57,730,582 2,615,384,210 1,377,168,270 2,151,759,015 575,218,869 245,351,128 148,809,004 72,949,691 63,238,926 87,491,579 176,320,210 396,667,421 331,832,587 7,664,340 335,744,304 687,558,288 96,615,837 775,742,167 88,038,412 105,419,307 450,460,483 17,954,492 27,401,998 492,989,454
455,642,922 49,610,875 46,045,872 20,036,896 215,200,796 2,852,500,249 105,678,535 19,800,454 89,307,247 277,396,702 37,776,675 76,201,213 372,826,800 306,858,849 20,277,560 24,843,788 7,792,921 21,288,898 8,598,759 122,887,324 109,241,662 19,002,279 757,169,945 389,732,458 521,315,815 190,562,162 70,775,079 50,616,349 23,486,467 12,211,325 18,593,843 52,700,621 277,879,633 90,730,047 7,605,057 186,312,833 268,111,950 29,211,716 385,295,993 31,096,110 103,093,061 136,632,505 10,855,616 10,286,596 172,865,508
(108,148) 2,467,839 (25,933,672) 1,640,737 (23,719,680) 118,144,564 19,188,610 1,385,717 344,612 (20,646,102) (4,077) (8,275,211) 29,420,160 (19,527,824) 315,467 (1,819,699) (97,341) (6,825,421) (2,018,294) 6,210,914 3,393,355 1,161,608 7,182,881 89,765,883 (38,874,681) 15,848,854 4,503,621 (2,752,776) 4,349,436 (2,360) 2,245,017 4,314,441 (28,990,003) (11,340,396) 137,534 10,494,117 23,170,279 646,436 14,938,989 4,792,501 5,043,613 5,012,697 123,107 260,785 14,302,683
2002 Annual Report
47
Georgia Department of Insurance
173 Central Mut Ins Co 174 Central Natl Ins Co Of Omaha 175 Central States Ind Co Of Omaha 176 Centre Ins Co 177 Centris Ins Co 178 Century American Cas Co 179 Century Ind Co 180 Century Rein Co 181 Century-Natl Ins Co 182 Charter Ind Co 183 Charter Oak Fire Ins Co 184 Cherokee Ins Co 185 Chicago Ins Co 186 Chubb Ind Ins Co 187 Chubb Natl Ins Co 188 Church Ins Co 189 Church Mut Ins Co 190 CIM Ins Corp 191 Cincinnati Cas Co 192 Cincinnati Ins Co 193 Citizens Ins Co Of Amer 194 Civic Property & Cas Co 195 Clarendon Natl Ins Co 196 CMG Mortgage Ins Co 197 Cologne Reins Co Of Amer 198 Colonial American Cas & Surety Co 199 Colony Specialty Ins Co 200 Colorado Cas Ins Co 201 Columbia Mut Ins Co 202 Columbia Natl Ins Co 203 Commerce & Industry Ins Co 204 Commercial Cas Ins Co 205 Commercial Cas Ins Co Of NC 206 Commercial Guaranty Ins Co 207 Commercial Ins Co Of Newark NJ 208 Commercial Loan Ins Corp 209 Commonwealth Ins Co Of Amer 210 Companion Commercial Ins Co 211 Companion Prop & Cas Ins Co 212 Compass Ins Co 213 Computer Ins Co 214 Connecticut Ind Co 215 Connie Lee Ins Co 216 Consolidated American Ins Co 217 Constitution Ins Co
OH 32,967,381
NE 0
NE 6,759,755
DE 917,579
IN
0
TX 0
PA 0
PA 0
CA 5,665
TX 4,308,150
CT 20,086,859
MI 52,617
IL
11,200,210
NY 41,872
IN
0
NY 1,895
WI 15,698,798
MI 12,420
OH 4,911,747
OH 153,393,500
MI 11,091,297
CA 2,116,169
NJ
38,354,662
WI 1,282,764
CT 0
MD 153,284
OH 0
CO 313,815
MO 2,238
NE 23,408,129
NY 35,942,310
CA 0
NC 2,864,400
DE 0
NJ
471
WI 0
WA 0
SC 657,980
SC 19,892,391
NY 0
RI
358,837
CT 2,099,347
WI 0
SC 0
NY 8,577,595
667,587,452 44,978,105 241,422,675 811,684,049 26,807,384 5,415,095 1,054,380,879 89,864,730 411,354,674 24,682,840 737,270,514 60,221,835 224,982,055 137,070,378 110,585,847 68,129,341 611,276,818 39,171,770 296,644,627 6,648,219,840 1,569,614,132 158,424,908 1,835,784,809 184,768,863 82,598,359 18,883,338 72,953,618 22,023,323 181,953,555 54,581,135 3,923,738,710 36,064,734 68,777,772 35,178,293 44,479,299 9,209,756 30,982,653 10,810,259 239,334,860 13,236,433 51,760,439 177,049,290 197,308,813 5,742,202 94,277,823
256,240,759 12,482,665 169,082,686 84,155,304 25,298,291 5,050,343 25,000,000 69,447,347 84,516,528 7,858,235 148,573,155 23,569,912 80,767,100 28,938,441 29,319,824 19,051,017 172,173,019 13,937,733 234,148,092 2,337,104,571 484,850,180 42,570,325 568,128,382 81,108,612 41,732,405 18,842,787 19,474,639 9,658,063 82,368,671 17,430,268 962,877,208 10,506,731 11,466,907 31,485,318 43,578,461 7,347,202 18,654,685 7,478,193 68,673,775 10,820,206 42,939,383 19,958,604 116,649,090 4,099,567 42,333,764
5,069,700 (9,981,019) 12,008,811 6,120,947 1,098,519 293,847 24,195,901 3,006,466 (3,010,300) 606,002 (26,882,298) 2,432,866 (9,046,256) 855,647 1,598,990 (3,807,849) 11,006,984 515,822 13,153,975 132,736,804 45,107,201 2,666,387 10,741,686 10,603,074 (260,585) 1,281,434 263,585 419,366 2,987,362 1,516,885 (105,682,491) (287,753) (3,774,570) 840,251 1,915,194 8,698 1,184,947 140,239 825,081 730,027 8,166,135 (7,906,859) 15,828,793 (4,242) (4,709,273)
2002 Annual Report
48
Georgia Department of Insurance
218 Continental Cas Co 219 Continental Ins Co 220 Continental Natl Ind Co 221 Continental Rein Corp 222 Continental Western Ins Co 223 Contractors Bonding & Ins Co 224 Converium Ins North Amer Inc 225 Converium Reins North Amer Inc 226 Core Ins Co 227 Coregis Ins Co 228 Courtesy Ins Co 229 Coventry Ins Co 230 Crum & Forster Ind Co 231 Cumberland Cas & Surety Co 232 Cumis Ins Society Inc 233 Cypress Ins Co 234 Daily Underwriters Of Amer 235 DaimlerChrysler Ins Co 236 Dairyland Ins Co 237 Dealers Assur Co 238 Deerbrook Ins Co 239 Deerfield Ins Co 240 Dentists Ins Co 241 Depositors Ins Co 242 Developers Surety And Ind Co 243 Diamond State Ins Co 244 Direct General Ins Co 245 Discover Prop & Cas Ins Co 246 Distinguished Programs RRG 247 Doctors Co An Interins Exchn 248 Dorinco Rein Co 249 Eastguard Ins Co 250 Economy Fire & Cas Co 251 Economy Preferred Ins Co 252 Economy Premier Assur Co 253 Electric Ins Co 254 Emc Prop & Cas Ins Co 255 Emc Rein Co 256 Emcasco Ins Co 257 Empire Fire & Marine Ins Co 258 Employers Fire Ins Co 259 Employers Ins of Wausau 260 Employers Mut Cas Co 261 Employers Reins Corp 262 Encompass Home and Auto Ins Co
IL
118,423,613
NH 72,509,924
OH 1,697
CA 0
IA
0
WA 244,006
NJ
1,332,156
CT 0
VT 0
IN
7,130,396
FL
559,468
OH 5,343,972
NY 638,903
FL
963,843
WI 6,186,955
CA 7,118,989
PA 127,968
MI 1,779,992
WI 4,831,357
OH (269)
IL
21,667
IL
35,689
CA 0
IA
0
IA
58,848
IN
2,294,083
SC 29,638,738
IL
7,917,119
SC 0
CA 4,135,269
MI 0
PA 1,648,745
IL
0
IL
0
IL
22,961,996
MA 8,870,310
IA
1,917,367
IA
0
IA
1,694,350
NE 18,698,648
MA 457,396
WI 20,451,822
IA
8,071,483
MO 7,920,919
IL
0
25,312,119,583 5,115,932,482
2,779,774,374 740,484,028
23,867,292
14,721,941
239,801,189
71,697,768
220,000,002
38,581,677
100,290,166
26,707,563
115,863,250
60,173,287
3,487,963,894 628,856,129
72,237,515
13,130,805
715,657,449
178,913,219
164,608,906
50,358,605
7,297,812
5,180,404
31,009,444
9,526,642
14,532,305
4,734,899
788,536,521
266,824,328
266,661,788
149,690,571
14,133,404
9,137,747
449,094,889
147,635,777
871,459,125
267,056,455
22,313,317
9,339,543
32,905,033
31,979,801
105,438,812
32,237,911
180,795,927
101,448,021
38,790,246
38,628,756
54,747,731
21,214,330
158,703,148
95,703,850
184,428,076
35,001,374
90,795,493
26,752,747
507,357 504,782 4,782
1,338,877,895 341,411,685
1,415,933,252 237,904,189
37,970,829
12,766,213
423,960,187
380,847,275
9,436,232
8,994,022
34,593,322
33,891,393
1,006,918,207 244,938,072
90,344,720
37,765,618
169,105,081
41,239,160
171,829,966
38,216,409
173,950,761
114,401,615
136,233,374
48,241,366
3,694,167,088 700,692,958
1,452,820,220 433,528,371
15,124,376,150 4,431,736,082
5,195,484
5,137,550
1,667,491,211 43,365,517 1,341,420 5,708,098 1,664,030 2,759,319 3,616,373 (35,338,511) 6,480,598 (20,096,568) 9,841,399 198,710 84,584 (1,748,676) (3,795,208) (3,940,716) 1,136,681 15,185,618 13,650,446 56,316 1,541,466 2,647,731 5,319,040 1,325,586 1,430,669 (394,366) 7,526,267 3,268,319
(56,661,697) (19,320,791) 346,688 20,835,404 355,444 1,511,240 16,470,726 3,176,413 2,849,447 5,451,779 (1,620,676) 6,086,669 48,808,077 26,323,299 743,960,255 106,748
2002 Annual Report
49
Georgia Department of Insurance
263 Encompass Ind Co 264 Encompass Independent Ins Co 265 Encompass Ins Co 266 Encompass Ins Co Of America 267 Encompass Property & Cas Co 268 Equity Insurance Co 269 Euler American Credit Ind Co 270 Everest Natl Ins Co 271 Everest Reins Co 272 Evergreen Natl Ind Co 273 Excelsior Ins Co 274 Excess Rein Co 275 Excess Share Ins Corp 276 Executive Risk Ind Inc 277 Factory Mut Ins Co 278 Fairfield Ins Co 279 Fairmont Ins Co 280 Farmers Ins Exch 281 Farmers Mut Hail Ins Co Of IA 282 Farmington Cas Co 283 Farmland Mut Ins Co 284 FCCI Mut Ins Co 285 Federal Ins Co 286 Federated Mut Ins Co 287 Federated Rural Electric Ins Corp 288 Federated Service Ins Co 289 FFG Ins Co 290 FFVA Mut Ins Co 291 Fidelity & Cas Co Of NY 292 Fidelity & Deposit Co Of MD 293 Fidelity & Guaranty Ins Co 294 Fidelity & Guaranty Ins Underwriters 295 Fidelity First Ins Co 296 Financial Guaranty Ins Co 297 Financial Security Assur Inc 298 Fire & Cas Ins Co Of CT 299 Fire Ins Exch 300 Firemans Fund Ins Co 301 Firemans Fund Ins Co Of NE 302 Firemans Fund Ins Co Of WI 303 Firemens Ins Co Of Newark NJ 304 First American Home Buyers Pro Corp 305 First American Prop & Cas Ins Co 306 First Colonial Ins Co 307 First Comm Ins Co
FL 0
IL
0
IL
0
IL
0
IL
0
TX 3,987,587
NY 2,951,917
AZ 9,846,253
DE 0
OH 248,109
NH 3,413,456
DE 0
OH 8,644
DE 10,867,900
RI
57,736,322
CT 1,477,133
CA 3,989,841
CA 22,779,174
IA 0
CT 1,807,257
IA 1,238,443
FL 12,657,049
IN
129,727,878
MN 39,659,368
KS 5,552,782
MN 973,475
TX 105,843
FL 5,561,870
NH 240,318
MD 12,465,578
IA 10,581,376
WI 7,296,988
TX 0
NY 960,833
NY 5,699,603
CT 2,646,544
CA 0
CA 29,972,428
NE 5,111,308
WI (3,013,861)
NJ 1,470,750
CA 1,370,552
CA (5,845)
FL 8,090,292
NY 1,368,847
22,888,783 5,697,473 10,281,235 28,538,926 14,843,471 38,135,287 237,790,420 427,432,624 5,953,259,586 37,473,262 65,216,809 76,914,227 29,261,352 1,699,533,908 5,029,814,938 72,115,594 22,967,030 8,599,401,314 228,704,355 1,053,766,825 257,710,280 977,139,986 16,178,030,587 2,840,593,765 157,879,035 271,911,761 37,731,463 129,238,834 253,215,837 158,401,089 14,749,013 46,708,506 7,759,783 2,932,832,726 2,853,682,828 200,451,930 1,323,024,884 10,268,592,890 85,091,140 25,829,040 673,166,745 148,007,840 58,849,673 77,753,765 19,068,149
17,150,687 5,638,843 10,137,642 27,668,700 13,795,270 8,511,190 103,258,044 70,004,602 1,494,009,149 22,313,280 55,668,912 31,364,346 9,441,092 404,804,203 1,933,029,861 22,869,872 22,964,930 2,045,064,038 119,262,210 173,485,143 86,984,234 253,221,013 4,451,016,266 1,039,423,467 48,512,365 71,505,892 21,862,645 39,001,334 107,415,937 158,148,093 14,746,033 46,701,056 6,982,415 977,573,079 1,139,827,106 52,362,152 308,420,181 2,239,490,115 37,660,134 17,046,635 378,783,812 91,107,394 22,858,703 33,289,909 8,453,276
1,158,381 108,041 339,814 1,149,001 387,512 (82,219) 9,004,483 (5,714,701) 77,576,181 (41,788) 4,148,259 2,430,463 993,550 (1,110,685) 223,643,162 (449,388) 1,072,486 131,464,617 (9,914) (41,855,396) 9,361,834 22,974,128 165,304,438 13,292,530 3,701,292 240,145 337,386 3,260,679 13,430,240 8,412,311 1,524,029 2,490,476 314,612 205,476,351 142,365,308 (10,983,659) 21,593,065 (1,171,690,588) 2,805,989 419,205 28,895,778 12,990,197 (5,418,645) (9,133,783) (598,964)
2002 Annual Report
50
Georgia Department of Insurance
308 First Financial Ins Co 309 First Ind Of Amer Ins Co 310 First Liberty Ins Corp 311 First Natl Ins Co Of Amer 312 First Professionals Ins Co 313 First Sealord Surety Inc 314 Florists Ins Co 315 Florists Mut Ins Co 316 Folksamerica Rein Co 317 Foremost Ins Co 318 Foremost Property & Cas Ins Co 319 Foremost Signature Ins Co 320 Fort Wayne Hlth & Cas Ins Co 321 Frankenmuth Mut Ins Co 322 Fremont Ind Co 323 Galway Ins Co 324 Gateway Ins Co 325 GE Cas Ins Co 326 GE Indemnity Ins Co 327 GE Prop & Cas Ins Co 328 Ge Reins Corp 329 Ge Residential Mortgage Ins Corp NC 330 Geico Cas Co 331 Geico General Ins Co 332 Geico Ind Co 333 Gen Elec Home Equity Ins Corp Of NC 334 Gen Elec Mortgage Ins Corp Of NC 335 General Cas Co Of WI 336 General Electric Mortgage Ins Corp 337 General Ins Co Of Amer 338 General Rein Corp 339 General Security Natl Ins Co 340 General Star Natl Ins Co 341 Generali Us Branch 342 Genesis Ins Co 343 Gerling Amer Ins Co 344 Gerling Global Reins Corp Of America 345 Gerling NCM Credit Ins Inc 346 Germantown Ins Co 347 Glens Falls Ins Co 348 Globe American Cas Co 349 Globe Ind Co 350 Government Employees Ins Co 351 Grain Dealers Mut Ins Co 352 Granada Ins Co
IL
10,310
NJ
0
IA 1,463,329
WA 6,094,781
FL
10,974,758
PA 295,209
IL
223,094
IL
1,469,131
NY 0
MI 23,391,329
MI 1,906,980
MI 4,609,483
IN
1,494,621
MI 4,858,136
CA 56,955
CA 0
MO 20,624,825
PA 1,191,511
PA 0
PA 325
IL
0
NC 8,930
MD 14,423,328
MD 99,274,060
MD 37,946,766
NC 0
NC 15,432
WI 157,302
NC 20,121,593
WA 4,378,996
DE 652,975
NY 320,853
OH 642,383
NY 53
CT 3,407,935
NY 426,949
NY 0
MD 956,837
PA 1,143
DE 6,790,873
OH 0
DE 3,250,995
MD 101,441,842
IN
0
FL 0
245,867,731 9,069,538 39,594,632 215,752,445 525,346,220 12,494,154 15,454,722 144,845,732 2,211,878,082 982,317,425 28,790,075 56,087,651 480,547,148 595,243,551 821,631,072 30,719,227 36,883,499 687,509,298 222,537,828 1,133,823,781 2,764,925,525 132,725,850 228,192,442 119,364,473 2,266,994,946 11,755,592 303,683,530 1,237,734,729 3,650,416,735 2,206,764,061 18,731,990,353 563,915,919 455,405,833 140,565,429 219,660,386 201,991,978 2,049,734,361 64,439,048 39,236,968 159,033,247 20,549,486 450,181,754 9,101,981,918 58,469,178 22,162,520
114,094,045 3,949,412 18,662,327 57,438,416 110,858,141 12,494,154 6,902,566 32,859,460 857,054,163 346,370,001 13,020,012 14,991,803 161,287,748 188,592,595 (290,609,734) 19,820,419 7,764,436 365,104,736 149,954,157 612,779,510 623,413,115 99,059,725 63,261,147 57,601,922 947,624,847 11,467,243 209,129,227 347,353,646 302,684,545 553,201,333 4,095,126,689 92,568,508 142,942,579 64,023,709 92,040,614 74,080,724 288,507,181 33,558,325 23,534,570 132,410,072 15,180,955 67,736,726 4,146,569,230 9,709,811 6,804,139
6,059,512 1,687,429 736,070 10,435,742 10,961,261 80,726 (309,645) 531,285 58,190,335 12,784,950 545,640 598,787 39,118,137 15,930,040 (235,633,484) 380,558 1,022,509 61,150,771 18,083,562 58,548,149 (306,675,203) 8,319,360 11,772,415 5,265,884 160,484,269 598,499 24,541,663 (46,951,833) (20,858,543) 63,456,744 578,553,066 (10,463,075) 11,056,651 (11,293,175) 7,103,170 (2,925,505) (172,567,452) 263,708 (861,709) 6,572,785 488,636 (32,325,015) 321,204,858 (5,821,227) 42,726
2002 Annual Report
51
Georgia Department of Insurance
353 Grange Indemnity Ins Co 354 Grange Mut Cas Co 355 Granite State Ins Co 356 Graphic Arts Mut Ins Co 357 Gray Ins Co 358 Great American Alliance Ins Co 359 Great American Assur Co 360 Great American Ins Co 361 Great American Ins Co of NY 362 Great American Security Ins Co 363 Great American Spirit Ins Co 364 Great Divide Ins Co 365 Great Midwest Ins Co 366 Great Northern Ins Co 367 Great River Ins Co 368 Great West Cas Co 369 Greater NY Mut Ins Co 370 Greenwich Ins Co 371 Grocers Ins Co 372 Guarantee Co of N Amer USA (The) 373 Guarantee Ins Co 374 Guaranty Natl Ins Co 375 Guideone America Ins Co 376 Guideone Elite Ins Co 377 Guideone Mut Ins Co 378 Guideone Specialty Mut Ins Co 379 Gulf Ins Co 380 Hanover Ins Co 381 Harbor Specialty Ins Co 382 Harco Natl Ins Co 383 Harleysville Ins Co 384 Harleysville Mut Ins Co 385 Hartford Accid & Ind Co 386 Hartford Cas Ins Co 387 Hartford Fire In Co 388 Hartford Ins Co Of The Midwest 389 Hartford Ins Co Of The Southeast 390 Hartford Steam Boil Inspec & Ins Co 391 Hartford Underwriters Ins Co 392 Heritage Ind Co 393 Hermitage Ins Co 394 Highlands Ins Co 395 Highmark Cas Ins Co 396 Homesite Ins Co 397 Homesite Ins Co Of The Midwest
OH 5,163,257
OH 81,078,112
PA 8,298,606
NY 7,594,978
LA 82,126
OH 3,820,980
OH 17,298,119
OH 17,652,720
NY 14,941,630
OH 495,726
IN
134,052
ND (5,771)
MI 0
MN 26,289,081
MS 7,296
NE 4,237,578
NY 73,790
DE 10,616,169
OR (373,326)
NJ
103,971
DE 0
CO 3,447,654
IA
3,031,389
IA
12,441,910
IA
16,854,138
IA
5,626,525
CT 15,631,682
NH 15,303,610
NJ
1,272,897
IL
2,783,532
MN 0
PA 2,932,262
CT 7,117,106
IN
35,483,194
CT 50,025,235
IN
27,632,209
FL
6,062,139
CT 4,918,167
CT 13,487,276
CA 1,343,417
NY 1,032,107
TX 311,036
PA 0
CT 0
ND 1,059,684
32,557,209 1,036,181,121 27,466,690 112,341,180 166,454,801 20,011,349 11,824,143 4,514,994,485 46,134,383 11,173,555 16,836,559 57,002,353 28,552,005 1,016,339,800 40,028,133 961,668,493 521,046,542 344,529,739 56,600,515 10,533,923 18,404,532 511,914,476 7,467,604 16,340,252 445,732,196 99,179,358 1,629,660,668 3,150,121,291 154,024,447 252,324,363 81,285,990 1,091,512,814 6,436,872,733 1,459,811,559 14,902,354,572 183,800,704 116,646,165 981,011,771 1,027,710,463 230,572,935 78,591,252 614,619,971 74,762,386 10,867,940 15,149,860
16,046,168 349,720,787 27,338,882 24,449,567 53,485,380 19,967,149 11,790,881 1,201,246,230 45,439,254 11,106,184 16,727,262 28,397,111 11,618,679 195,002,530 11,202,613 277,591,558 217,163,054 58,137,908 41,755,591 6,205,026 7,963,407 145,847,970 7,104,658 15,204,245 146,392,008 27,052,889 490,984,289 830,306,150 30,729,130 106,042,756 24,494,607 534,337,024 1,515,264,495 666,468,584 6,324,790,127 111,215,543 44,748,963 456,967,395 450,555,575 124,055,183 19,703,303 20,789,499 28,303,610 7,637,991 7,887,507
2,020,138 (9,028,341) 1,294,652 (47,639) 7,329,536 718,582 492,710 (18,574,886) 1,739,352 355,800 376,536 4,298,524 564,959 8,369,377 804,437 27,575,164 4,592,249 4,965,789 8,392,797 (483,003) (258,583) (29,551,604) 252,420 530,667 (849,346) (2,671,639) (18,867,863) 10,794,507 5,940,616 (9,131,503) 1,402,620 3,785,145 108,701,022 58,305,806 4,441,963,455 12,959,677 4,796,776 28,161,285 44,986,462 6,746,018 1,116,990 (7,916,046) 277,525 80,307 165,324
2002 Annual Report
52
Georgia Department of Insurance
398 Homestead Ins Co 399 Horace Mann Ins Co 400 Houston General Ins Co 401 Hudson Ins Co 402 Illinois Natl Ins Co 403 Imperial Cas & Ind Co 404 Imperial Fire & Cas Ins Co 405 Indemnity Ins Co Of North Amer 406 Independent Mut Fire Ins Co 407 Indiana Lumbermens Mut Ins Co 408 Infinity Ins Co 409 Infinity Select Ins Co 410 Insura Prop & Cas Ins Co 411 Insurance Co Of North Amer 412 Insurance Co Of The Americas 413 Insurance Co Of The State Of PA 414 Insurance Co Of The West 415 Insurance Corp Of Amer 416 Insurance Corp Of Hannover 417 Insurance Corp Of NY 418 Integon General Ins Corp 419 Integon Ind Corp 420 Integon Natl Ins Co 421 Integon Specialty Ins 422 International Bus & Merc Reassur Co 423 International Fidelity Ins Co 424 Interstate Ind Co 425 Jefferson Ins Co 426 Jewelers Mut Ins Co 427 Kansas City Fire & Marine Ins Co 428 Kemper Auto & Home Ins Co 429 Kemper Cas Ins Co 430 Kemper Employers Ins Co 431 Kemper Independence Ins Co 432 Key Risk Ins Co 433 Lancer Ins Co 434 Lawrenceville Prop & Cas Co 435 Leader Ins Co 436 Lexon Ins Co 437 Liberty Ins Corp 438 Liberty Ins Underwriters Inc 439 Liberty Mut Fire Ins Co 440 Liberty Mut Ins Co 441 Lincoln General Ins Co
PA 0
IL
14,946,236
TX 0
DE 0
IL
8,576,449
NE 0
LA 0
PA 3,729,163
IL
295,726
IN
411,107
IN
580,587
IN
1,042,348
IL
808,877
PA 4,254,170
FL 0
PA 13,617,660
CA 341,362
MI 0
IL
6,051,728
NY 2,648,173
NC 2,062,045
NC 4,381,258
NC 1,962,301
NC 5,065,513
IL
10,397
NJ 1,809,623
IL
14,850,809
NY 53,617
WI 2,622,113
MO 559,074
IL
0
IL
786,822
IL
0
IL
0
NC 1,162,953
IL
2,946,980
VA (6,314)
OH 0
TX 440
IL
18,557,114
NY 2,377,736
MA 134,564,269
MA 33,431,608
PA 23,316,343
28,720,184 398,413,569 42,537,011 81,768,825 46,643,010 7,041,496 20,341,632 152,115,909 19,892,640 105,983,933 480,190,794 27,950,101 6,544,836 286,544,739 23,319,173 2,210,185,534 495,688,949 16,784,492 718,808,121 524,279,739 80,502,234 145,525,543 203,915,514 36,295,081 403,251,845 64,358,208 117,191,216 213,317,307 134,771,850 24,657,127 24,848,416 30,547,117 17,715,442 13,399,812 43,008,783 310,470,460 127,534,672 187,928,947 31,295,808 1,418,988,703 69,537,555 2,664,136,189 19,296,498,887 459,774,969
4,799,785 109,969,677 20,005,709 20,826,319 46,364,066 4,230,921 7,568,042 22,955,724 16,949,032 35,508,572 130,349,555 12,700,359 5,657,765 38,134,163 6,402,855 690,302,356 188,630,783 7,789,037 147,007,799 18,298,402 37,032,100 38,549,103 79,028,910 18,409,364 104,241,593 31,211,541 41,900,255 71,144,554 74,416,247 20,975,024 13,148,318 23,181,965 9,536,844 11,395,919 5,997,698 46,863,290 23,701,626 43,881,971 25,387,921 255,837,620 6,491,638 701,778,029 4,007,749,220 88,509,149
(259,930) (7,321,543) (3,029,117) (3,955,159) 2,421,975 (126,836) 1,831,841 (1,692,664) 48,178 (3,766,093) 39,272,745 2,590,087 95,619 (14,326,683) (1,809,666) (57,614,642) 22,593,896 (581,554) (2,649,956) (77,993,765) (450,041) 2,798,808 477,727 293,090 11,481,671 (260,182) (8,760,871) 11,995,289 6,840,088 648,044 (147,507) 4,538,302 (298,582) 448,510 920,246 3,903,698 19,656,758 2,123,027 789,186 11,291,272 660,986 79,696,626 343,792,955 (15,085,997)
2002 Annual Report
53
Georgia Department of Insurance
442 Linsco Reins Co
IN
0
443 Lion Ins Co
FL
0
444 LM Ins Corp
IA
15,615,771
445 Lumber Mut Ins Co
MA 0
446 Lumbermens Mut Cas Co
IL
59,500,435
447 Lumbermens Underwriting Alliance
MO 3,987,180
448 Lyndon Property Ins Co
MO 1,568,474
449 Main St Amer Assur Co
NH 3,618
450 Mainland Ins Co
PA 0
451 Manufacturers Alliance Ins Co
PA 1,744,676
452 Marathon Financial Ins
SC 0
453 Marine Ind Ins Co Of Amer
NY 0
454 Markel American Ins Co
VA 2,709,689
455 Markel Ins Co
IL
4,534,757
456 Maryland Cas Co
MD 46,234,628
457 Massachusetts Bay Ins Co
NH 18,587,474
458 Mayflower Ins Co Ltd
IN
0
459 MBIA Ins Corp
NY 9,383,754
460 MBIA Ins Corp Of IL
IL
0
461 Medical Assur Co Inc
AL 5,275,460
462 Medical Liability Mut Ins Co
NY 2,985,098
463 Medical Mut Ins Co Of NC
NC 3,776,567
464 Medical Protective Co
IN
15,953,667
465 Medmarc Cas Ins Co
VT 2,954,785
466 Medmarc Mut Ins Co
VT 0
467 Mendota Ins Co
MN 12,085,966
468 Merastar Ins Co
TN 12,115,568
469 Merchants & Business Mens Mut Ins Co PA 0
470 Merchants Bonding Co (Mutual)
IA
733,546
471 Meridian Security Ins Co
IN
119
472 Meritplan Ins Co
CA 1,771,327
473 Merrimack Mut Fire Ins Co
MA 0
474 Metropolitan Cas Ins Co
RI
2,825,288
475 Metropolitan Drt Prop & Cas Ins Co
RI
2,028,618
476 Metropolitan General Ins Co
RI
1,741,993
477 Metropolitan Grp Prop & Cas Ins Co
RI
19,087,893
478 Metropolitan Property & Cas Ins Co
RI
27,538,532
479 MGA Ins Co Inc
TX 46,352
480 MGIC Assur Corp General Account
WI 0
481 MGIC Assur Corp Segregated Account WI 41,709
482 MGIC Ind Corp
WI 34,295
483 MIC General Ins Corp
MI 3,810,279
484 MIC Prop & Cas Ins Corp
MI 1,160,900
485 Mid-Century Ins Co
CA 0
486 Middlesex Ins Co
WI 2,581,817
53,783,926 7,353,498 52,532,098 80,151,724 6,071,135,836 304,519,357 394,071,159 525,051,407 5,687,144 182,687,957 1,995,033 19,752,528 221,211,124 358,775,071 328,344,940 21,149,272 22,988,210 9,211,579,304 162,523,770 957,852,860 4,927,967,937 194,998,939 1,747,668,038 108,108,439 202,201,999 93,798,597 64,229,813 53,103,441 45,121,932 119,650,946 41,025,746 546,600,040 67,171,611 41,206,364 40,956,513 536,055,954 4,718,447,447 45,892,192 35,284,592 26,983,542 20,154,586 79,440,962 492,585,305 2,634,516,276 444,443,471
22,811,089 7,166,901 16,376,144 6,694,898 696,846,043 56,682,119 143,761,046 146,410,717 4,157,417 54,993,619 1,286,177 19,414,322 50,221,742 78,062,497 323,785,210 21,107,182 22,944,886 3,158,008,715 161,350,314 193,334,647 993,042,316 42,046,522 401,726,323 25,303,168 83,045,477 34,048,914 20,927,342 8,518,977 31,473,719 60,676,035 13,515,809 329,842,702 66,401,474 39,507,741 40,279,346 377,533,619 1,964,115,700 16,799,857 22,768,212 14,531,057 19,880,752 12,726,951 47,901,555 513,594,708 136,481,173
3,023,034 20,189 201,915 (1,655,851) (205,919,979) 11,030,332 99,705,671 (21,212,153) 167,612 1,219,396 (21,456) 1,171,308 2,995,449 (2,364,686) 18,690,562 797,202 1,224,865 622,430,960 7,410,617 (19,095,649) (304,643,563) 4,003,590 (13,747,302) (5,497,421) (6,796,544) (4,804,745) 1,747,297 193,142 2,123,390 7,407,192 (1,126,147) 10,531,672 3,898,066 2,295,553 2,744,279 13,397,269 127,293,600 (789,988) 232,734 1,023,218 646,092 19,516 1,110,194 (95,695,003) 7,302,576
2002 Annual Report
54
Georgia Department of Insurance
487 Mid-State Surety Corp 488 Midwest Employers Cas Co 489 Midwestern Ind Co 490 Millers Capital Ins Co 491 Millers First Ins Co 492 Mitsui Marine & Fire Ins Co of Amer 493 Montgomery Ward Ins Co 494 Monumental General Cas Co 495 Mortgage Guaranty Ins Corp 496 Motors Ins Corp 497 MS Cas Ins Co 498 Mutual Protective Ins Co 499 Mutual Savings Fire Ins Co 500 Mutual Service Cas Ins Co 501 National Alliance Ins Co 502 National American Ins Co 503 National Cas Co 504 National Continental Ins Co 505 National Farmers Union Prop & Cas 506 National Farmers Union Std Ins Co 507 National Fire & Ind Exch 508 National Fire Ins Co Of Hartford 509 National General Assur Co 510 National General Ins Co 511 National Ind Co 512 National Ins Assn 513 National Ins Co Of WI Ins 514 National Ins Underwriters 515 National Interstate Ins Co 516 National Liab & Fire Ins Co 517 National Lloyds Ins Co 518 National Reins Corp 519 National Security Fire & Cas Co 520 National Surety Corp 521 National Trust Ins Co 522 National Union Fire Ins Co Of LA 523 National Union Fire Ins Co Of Pitts 524 Nationwide Affinity Co of Amer 525 Nationwide Agribusiness Ins Co 526 Nationwide Assur Co 527 Nationwide General Ins Co 528 Nationwide Ins Co Of Amer 529 Nationwide Mut Fire Ins Co 530 Nationwide Mut Ins Co 531 Nationwide Prop & Cas Ins Co
MI 620,608
DE 5,558,098
OH 71,865
PA (31,134)
IL
9,223
NY 41,820
IL
232
MD 658,638
WI 40,672,773
MI 4,000,677
MS 4,639
NE 1,661,756
AL 86,914
MN 6,965
MO 948,788
OK 283,614
WI 6,568,349
NY 0
CO 798,234
CO 1,386,283
MO 425,757
CT 26,071,921
MO 0
MO 6,972,220
NE 5,772,141
IN
0
WI 0
AR 0
OH 1,417,008
CT 1,446,063
TX 245,993
DE 0
AL 2,389,451
IL
5,784,139
TN 18,765,197
LA 947,224
PA 72,324,963
KS 0
IA 1,641,308
WI 16,267,499
OH 1,084,633
WI 0
OH 161,242,095
OH 31,470,633
OH 3,608,345
21,065,834 192,321,620 28,329,077 66,315,109 54,763,135 355,520,822 34,110,899 42,318,428 5,748,861,544 5,814,245,278 50,540,694 214,559,685 4,058,459 157,930,638 49,566,143 114,294,374 91,677,060 95,956,836 246,266,212 59,760,316 12,959,367 217,173,764 34,677,680 144,608,581 36,192,654,148 19,211,725 24,545,803 6,104,256 159,904,889 409,540,708 69,606,153 1,134,824,109 40,037,466 399,025,349 35,484,375 5,739,658 16,458,602,415 12,177,699 70,456,118 65,836,705 19,861,823 66,762,071 3,372,948,993 19,673,533,558 23,729,890
13,804,384 94,533,947 25,414,667 28,086,561 18,380,876 63,574,120 17,781,087 25,625,894 1,548,007,391 1,132,346,090 15,925,458 21,102,548 3,457,189 38,826,863 13,626,438 44,072,952 85,239,395 38,223,724 76,924,109 29,406,693 5,820,042 143,003,770 8,518,161 30,573,185 15,732,073,185 8,069,521 11,480,308 5,610,197 36,746,940 167,236,980 29,586,333 655,756,063 20,200,574 99,295,075 8,525,300 5,416,611 5,885,056,669 12,161,434 41,975,260 60,966,647 19,646,199 60,236,934 1,126,376,466 5,605,741,649 23,512,371
(12,692,811) 4,158,071 420,518 676,807 (460,126) (13,662,924) 1,987,551 (967,494) 256,475,739 28,540,715 1,087,294 (948,725) 77,529 5,087,922 (1,313,380) (405,237) 3,913,087 7,497,925 6,405,889 1,274,546 289,789 389,390,468 181,976 1,861,089 1,640,026,884 2,580,115 1,691,276 148,488 5,002,277 12,416,050 3,938,897 55,151,527 (788,556) (32,512,573) (2,103,102) 256,064 595,109,739 431,663 1,804,809 2,790,197 807,050 5,129,850 73,701,508 210,367,109 974,214
2002 Annual Report
55
Georgia Department of Insurance
532 Natl Grange Mut Ins Co 533 Navigators Ins Co 534 NCMIC Ins Co 535 Netherlands Ins Co The 536 New England Ins Co 537 New England Rein Corp 538 New Hampshire Ins Co 539 New South Ins Co 540 New York Marine & Gnrl Ins Co 541 Newark Ins Co 542 Niagara Fire Ins Co 543 Nichido Fire & Marine Ins Co Ltd 544 Nipponkoa Ins Co Ltd U.S. Branch 545 NIPPONKOA Ins Co of America 546 NLC Mut Ins Co 547 Nonprofits Ins Co 548 Norcal Mut Ins Co 549 Norguard Ins Co 550 North American Elite Ins Co 551 North American Lumber Ins Co 552 North American Specialty Ins Co 553 North River Ins Co 554 North Star Rein Corp 555 Northbrook Ind Co 556 Northern Assur Co Of Amer 557 Northern Ins Co Of NY 558 Northland Cas Co 559 Northland Ins Co 560 Northwestern Natl Cas Co 561 Northwestern Ntl Ins Co Milwaukee 562 Nova Cas Co 563 Occidental Fire & Cas Co Of NC 564 Odyssey America Reins Co 565 Odyssey Reins Corp 566 Ohic Ins Co 567 Ohio Cas Ins Co 568 Ohio Farmers Ins Co 569 Ohio Ind Co 570 Ohio Security Ins Co 571 Old Dominion Ins Co 572 Old Republic Ins Co 573 Old Republic Security Assur Co 574 Old Republic Surety Co 575 Old Republic Union Ins Co 576 Old United Cas Co
NH 265,429
NY 202,450
IA
1,255,681
NH 4,420,920
CT 0
CT 0
PA 3,799,202
NC 5,543,847
NY 1,580,333
NJ
0
DE 63,349,382
NY 0
NY 103,170
NY 105,572
VT 0
MN 1,771,372
CA 0
PA 2,404,213
NH 0
MA 0
NH 10,566,003
NJ
651,562
DE 0
IL
205,052
MA 362,926
NY 23,627,024
MN 935,594
MN 6,420,991
TX (141,783)
WI 23,695
NY 4,949,061
NC 7,881,434
CT 0
DE 0
OH 309,647
OH 14,028,660
OH 460,958
OH 40,753
OH 348,060
FL
6,066,787
PA 11,840,375
AZ 508,618
WI 957,066
IL
0
KS 385,217
545,683,212 438,842,206 371,967,364 127,781,301 238,041,500 101,100,482 2,044,793,272 75,829,278 447,462,203 105,013,152 120,557,043 87,051,800 154,893,969 65,837,585 126,088,016 26,499,592 786,918,341 160,943,870 97,123,587 12,767,484 318,477,566 670,277,066 25,222,281 89,395,206 437,152,711 25,808,717 97,448,089 1,152,274,300 143,645,961 80,003,766 53,824,314 139,896,255 3,205,980,674 1,047,101,328 267,893,014 2,141,161,494 802,665,682 62,879,549 62,346,600 49,610,549 1,589,636,290 75,606,009 78,707,951 36,033,012 186,646,167
250,805,649 128,543,069 133,145,153 35,086,344 234,702,989 100,657,300 596,938,295 28,394,747 165,961,254 5,659,088 71,792,250 40,357,469 51,214,452 41,659,036 38,484,973 5,775,012 222,213,842 33,974,615 33,473,058 6,340,259 168,557,781 229,022,003 15,606,706 89,017,719 133,834,686 25,808,717 22,482,136 383,396,767 4,196,203 5,740,610 14,540,420 63,612,177 990,468,638 487,115,700 53,027,346 725,748,429 584,004,164 32,353,218 34,164,223 14,310,777 536,438,643 13,863,491 33,579,369 22,692,741 31,535,833
(13,160,388) 9,111,202 6,918,606 (279,973) 6,965,123 3,150,567 (31,040,448) (145,083) 14,310,579 (6,401,818) 8,113,664 (76,789) 1,770,417 1,262,043 7,941,836 (647,815) (14,367,463) 810,252 267,452 (3,730) 3,780,662 21,885,800 1,117,121 1,360,011 17,815,310 1,673,705 (4,808,776) (50,858,108) (1,889,912) (5,397,803) (633,889) 4,072,639 134,641,683 43,273,602 (9,059,961) 112,467,245 7,041,833 1,751,827 1,011,391 (998,497) 44,401,516 1,319,033 4,948,074 1,612,701 4,009,396
2002 Annual Report
56
Georgia Department of Insurance
577 Omaha Ind Co
WI 0
578 Omaha Prop & Cas Ins Co
NE 2,084,013
579 Omega Ins Co
FL 57,098
580 Omni Ind Co
IL
11,647,964
581 Omni Ins Co
IL
2,252,492
582 OneBeacon America Ins Co
MA 2,931,438
583 OneBeacon Ins Co
PA 1,714,520
584 OneBeacon Midwest Ins Co
WI 13,993,794
585 Orion Ins Co
CT 0
586 Oriska Ins Co
NY 1,044
587 Owners Ins Co
OH 35,838,375
588 Pacific Employers Ins Co
PA 13,754,350
589 Pacific Ind Co
WI 12,874,503
590 Pacific Specialty Ins Co
CA 1,541,575
591 Partner Reins Co Of The US
NY 0
592 Partnerre Ins Co Of NY
NY 0
593 Pathfinder Ins Co
CO 216,525
594 Patriot General Ins Co
WI 20,465,875
595 Peachtree Cas Ins Co
FL 1,590,296
596 Peak Prop & Cas Ins Corp
CO 665,793
597 Peerless Ins Co
NH 8,801,216
598 Penn Millers Ins Co
PA 5,265,794
599 Penn-Star Ins Co
PA 105,984
600 Pennsylvania General Ins Co
PA 237,988
601 Pennsylvania Lumbermens Mut Ins
PA 6,454,967
602 Pennsylvania Manufacturers Asn Ins C PA 10,994,974
603 Pennsylvania Manufacturers Ind Co
PA 120,653
604 Pennsylvania Ntl Mut Cas Ins Co
PA 434,797
605 Permanent General Assur Corp
TN 22,339,201
606 Petroleum Cas Co
TX 30,510
607 Pharmacists Mut Ins Co
IA 267,975
608 Philadelphia Ind Ins Co
PA 7,568,742
609 Philadelphia Rein Corp
PA 0
610 Phoenix Assur Co Of NY
NH 507
611 Phoenix Ind Ins Co
AZ 0
612 Phoenix Ins Co
CT 55,199,310
613 Planet Ind Co
IL
0
614 Platinum Underwriters Reins Co.
MD 0
615 Platte River Ins Co.
NE 221,374
616 PMA Capital Ins Co
PA 0
617 PMI Mortgage Ins Co
AZ 28,299,579
618 Podiatry Ins Co Of Amer RRG Mut Co
IL
1,623,526
619 Potomac Ins Co Of IL
IL
(15,460)
620 Preferred Professional Ins Co
NE 9,450
621 Pre-Paid Legal Cas Inc
OK 13,925,860
26,305,951 94,695,454 27,015,758 60,243,113 332,336,574 1,316,193,258 5,460,702,141 59,983,457 19,371,158 22,428,789 1,015,365,606 1,059,575,110 3,376,936,179 142,501,218 1,535,127,353 145,023,053 10,676,299 19,061,481 10,218,827 10,799,535 1,726,268,794 124,160,418 98,929,691 468,776,376 182,435,525 610,771,209 181,898,977 704,856,214 117,532,391 20,131,534 113,723,327 796,026,635 376,117,935 168,920,187 25,131,833 3,294,297,632 32,040,492 854,878,773 42,089,790 1,791,903,484 2,688,035,845 132,225,224 69,232,661 130,554,015 19,610,951
18,060,034 41,679,492 15,314,035 28,438,535 114,541,184 434,085,076 2,006,255,375 41,317,606 19,025,908 8,161,514 301,172,990 254,593,036 677,286,264 56,644,858 512,420,390 99,288,954 5,157,191 17,408,922 4,340,383 9,047,427 164,205,211 41,197,981 37,356,064 184,206,528 63,358,125 193,109,039 57,430,333 226,388,109 31,384,700 15,629,291 45,540,183 253,643,300 78,354,699 26,683,145 10,481,315 771,326,904 30,543,103 300,221,632 27,892,511 580,150,958 277,559,210 34,000,954 38,879,854 33,770,935 15,351,127
3,220,632 822,133 1,667,097 2,091,325 (4,568,584) 61,054,506 153,000,074 2,823,477 507,483 371,439 31,057,689 (54,013,479) 20,210,228 1,099,861 6,022,886 (36,433) 138,186 708,376 158,362 (207,306) (28,725,992) (1,687,188) 2,839,947 19,416,911 5,257,864 4,015,379 (250,622) 8,628,999 2,162,516 3,074,779 1,448,029 8,681,905 24,209,418 (11,523,434) (2,257,588) (77,690,719) 799,491 (32,698,182) (4,945,247) (8,038,767) 353,695,145 (3,544,311) 1,910,735 152,206 3,530,889
2002 Annual Report
57
Georgia Department of Insurance
622 Princeton Ins Co 623 Private Residential Mortgage Ins Co 624 Producers Lloyds Ins Co 625 Professional Liab Ins Co Of Amer 626 Professionals Advocate Ins Co 627 Progressive American Ins Co 628 Progressive Bayside Ins Co 629 Progressive Cas Ins Co 630 Progressive Classic Ins Co 631 Progressive Gulf Ins Co 632 Progressive Halcyon Ins Co 633 Progressive Home Ins Co 634 Progressive Max Ins Co 635 Progressive Northern Ins Co 636 Progressive Northwestern Ins Co 637 Progressive Preferred Ins Co 638 Progressive Southeastern Ins Co 639 Progressive Specialty Ins Co 640 Pronational Ins Co 641 Property & Cas Ins Co Of Hartford 642 Proselect Natl Ins Co Inc 643 Protective Ins Co 644 Protective Natl Ins Co Of Omaha 645 Providence Property & Cas Ins Co 646 Providence Washington Ins Co 647 Providence Washington Ins Co Of NY 648 Prudential Commercial Ins Co 649 Prudential General Ins Co 650 Prudential Prop & Cas Ins Co 651 Public Service Mut Ins Co 652 Putnam Rein Co 653 PXRE Reins Co 654 QBE Ins Corp 655 QBE Reins Corp 656 Quadrant Ind Co 657 Radian Asset Assur Inc 658 Radian Guaranty Inc 659 Rampart Ins Co 660 Ranger Ins Co 661 Realm Natl Ins Co 662 Reciprocal of America 663 Redland Ins Co 664 Regal Ins Co 665 Regent Ins Co 666 Reinsurance Co Of Amer Inc
NJ
6,979,673
NC 0
TX 5,175,798
NY 0
MD 0
FL
60,751,276
FL
31,633,550
OH 10,142,426
WI 24,253,552
MS 212,606
OH 118,670,090
OH 22,340
OH 90,562,645
WI 5,900,180
WA 25,449,329
OH 116,560,654
FL
1,713,976
OH (885)
MI 0
IN
312,926
AZ 0
IN
150,147
NE 0
OK 0
RI
7,326,424
NY 2,772,485
DE 0
DE 968,914
IN
32,350,673
NY 5,894
NY 0
CT 0
PA 5,013,557
PA 0
CT 24,189
NY 0
PA 31,041,204
NY (28,720)
DE 4,610,474
NY 2,130,867
VA 420,203
NJ
3,674,879
IN
11,505,090
WI 91,773
IL
0
1,025,240,820 91,340,493 10,050,344 27,985,221 68,126,390 226,298,158 99,357,602 6,092,398,526 322,029,918 203,709,071 434,734,789 37,374,441 148,975,185 1,238,746,178 1,224,551,016 618,267,491 110,268,147 718,246,570 801,688,578 110,652,238 9,958,032 413,953,490 24,059,634 5,292,811 341,432,529 32,492,281 23,588,604 33,550,696 2,007,441,955 524,449,110 309,302,766 795,900,237 178,952,195 671,815,369 105,694,693 657,382,632 2,378,204,741 156,233,327 229,325,278 57,702,766 396,347,752 93,597,750 32,077,211 234,020,564 12,955,599
107,238,596 71,915,345 7,081,733 25,381,507 14,008,897 61,783,075 29,726,882 1,619,438,309 90,066,046 60,559,665 92,682,580 29,606,639 37,339,199 363,387,771 375,644,893 181,182,213 30,059,689 215,435,874 196,954,585 38,460,842 9,929,211 267,729,582 (30,252,312) 5,292,811 82,737,388 8,776,446 14,077,675 13,708,519 518,546,067 150,037,081 110,334,385 457,217,111 73,600,681 250,239,861 28,771,880 309,459,115 138,357,109 44,726,482 44,936,997 6,481,151 (209,593,228) 22,874,131 13,347,967 101,764,217 5,085,531
(58,793,112) 1,601,341 158,676 7,881 417,918 13,994,628 5,545,952 246,127,572 20,028,976 13,775,193 7,954,106 1,138,850 2,235,706 47,779,816 63,547,259 42,719,409 5,943,275 41,641,179 9,914,800 5,212,827 335,457 5,798,239 (12,298,429) 116,044 (4,806,793) (773,891) 611,146 617,499 (132,454,173) 5,343,930 8,867,111 39,517,115 (214,707) (3,018,204) 597,787 33,369,926 383,910,570 (1,787,686) (6,521,392) (7,626,273) (137,712,439) 3,877,798 1,278,153 6,103,973 67,616
2002 Annual Report
58
Georgia Department of Insurance
667 Republic Ind Co Of Amer 668 Republic Ind Co of CA 669 Republic Ins Co 670 Republic Mortgage Ins Co 671 Republic Mortgage Ins Co Of FL 672 Republic Mortgage Ins Of NC 673 Republic Western Ins Co 674 Republic-Franklin Ins Co 675 Residential Guaranty Co 676 Response Ins Co 677 Response Worldwide Ins Co 678 RLI Ins Co 679 Rochdale Ins Co Of NY 680 Royal Ind Co 681 Royal Ins Co Of Amer 682 Rural Community Ins Co 683 Safe Auto Ins Co 684 Safeco Ins Co Of Amer 685 Safeco Ins Co Of IL 686 Safeco Ins Co Of IN 687 Safeco Natl Ins Co 688 Safeguard Ins Co 689 Safety First Ins Co 690 Safety Natl Cas Corp 691 Safeway Ins Co 692 Sagamore Ins Co 693 San Francisco Reins Co 694 Scor Reins Co 695 Scottsdale Ind Co 696 Sea Ins Co Of Amer 697 Seaboard Surety Co 698 Security Ind Ins Co 699 Security Ins Co Of Hartford 700 Security Natl Ins Co 701 Select Ins Co 702 Selective Ins Co Of Amer 703 Selective Ins Co Of SC 704 Selective Ins Co Of The Southeast 705 Selective Way Ins Co 706 Seneca Ins Co Inc 707 Sentry Ins A Mut Co 708 Sentry Select Ins Co 709 Service Ins Co 710 Shelby Cas Ins Comp 711 Shelby Ins Co
CA 0
CA 0
TX 0
NC 27,134,806
FL 0
NC 0
AZ 3,306,943
OH 5,292,904
AZ 0
DE 30,422
OH 2,350,692
IL
11,888,075
NY 4,141,159
DE 42,851,830
IL
27,962,631
MN 7,840,326
OH 8,885,092
WA 23,813,838
IL
25,700,232
IN
0
MO 788,855
CT 4,068,348
IL
0
MO 4,535,075
IL
0
IN
1,349,207
CA 0
NY 0
OH 61,359
NY 0
NY 1,028,043
NJ 0
CT 17,418,635
TX 5,207,779
TX 68,173
NJ 2,501,855
SC 14,648,294
NC 4,808,504
NJ 6,340,987
NY 1,077,290
WI 9,782,776
WI 25,248,359
FL 181,486
IL
0
IL
2,962,513
630,325,317 32,656,695 74,676,694 1,482,663,407 30,269,022 286,938,735 513,493,171 73,899,836 267,411,260 90,257,771 34,658,821 895,084,151 20,969,160 2,456,034,355 2,198,884,446 1,147,029,784 116,986,601 3,384,999,048 476,803,878 11,438,061 196,406,291 424,632,522 11,207,766 837,980,447 319,509,295 129,601,006 270,875,116 2,047,897,471 12,818,082 806,048,676 259,568,312 39,519,883 933,886,500 19,832,120 159,314,088 1,388,273,204 233,964,918 174,351,655 531,792,052 181,499,180 3,872,591,641 463,523,574 26,146,367 35,842,366 55,866,486
186,372,262 10,000,655 12,090,505 161,591,366 9,518,053 45,533,255 165,584,912 21,795,863 84,275,913 37,392,867 34,650,093 401,268,750 4,162,407 547,928,078 415,745,292 83,902,141 37,148,972 826,070,655 125,504,437 10,623,199 53,962,643 69,056,124 9,871,816 212,706,323 160,644,250 76,984,703 227,045,139 405,797,903 12,815,343 89,585,251 126,766,685 710,710 144,660,924 19,188,687 54,932,588 304,046,946 54,423,330 35,222,123 114,302,650 71,926,748 1,965,958,964 131,572,009 8,591,383 25,062,658 52,287,739
23,918,053 824,503 (273,815) 167,654,158 4,138,228 47,946,115 3,915,358 549,784 44,034,396 1,111,501 815,697 6,529,051 720,346 (126,535,586) (148,958,891) 939,790 10,207,869 146,357,751 14,171,443 309,801 10,711,680 (17,623,192) (96,235) 15,346,120 13,983,048 4,513,252 17,312,349 (64,319,072) 599,674 (38,058,628) 8,935,052 (5,601,760) (46,152,785) 591,099 1,971,700 15,392,146 3,490,727 856,990 7,449,980 11,418,749 29,495,657 3,580,270 (76,182) 1,167,866 751,378
2002 Annual Report
59
Georgia Department of Insurance
712 Sirius Amer Ins Co 713 Sompo Japan Fire & Mar Ins Co Amer 714 Sompo Japan Ins Co of Amer 715 South Carolina Ins Co 716 Southern Fire & Cas Co 717 Southern General Underwriters Ins Co 718 Southern Gty Ins Co 719 Southern Ins Co 720 Southern Ins Co Of VA 721 Southern Mut Church Ins Co 722 Southern Pilot Ins Co 723 Southern States Ins Exch 724 Southern United Fire Ins Co 725 Spartan Prop Ins Co 726 Specialty Natl Ins Co 727 Specialty Risk Ins Co 728 St Paul Fire & Cas Ins Co 729 St Paul Fire & Marine Ins Co 730 St Paul Guardian Ins Co 731 St Paul Medical Liability Ins Co 732 St Paul Mercury Ins Co 733 St. Paul Protective Ins Co 734 Standard Fire Ins Co 735 Standard Guaranty Ins Co 736 Star Ins Co 737 Starnet Ins Co 738 State Auto Natl Ins Co 739 State Auto Prop & Cas Ins Co 740 State Automobile Mut Ins Co 741 State Capital Ins Co 742 State Farm Fire And Cas Co 743 State Farm General Ins Co 744 State Farm Mut Auto Ins Co 745 State Natl Ins Co Inc 746 State Natl Specialty Ins Co 747 State Volunteer Mut Ins Co 748 Stonebridge Casualty Ins Co 749 Stonewall Ins Co 750 Stonington Ins Co 751 Stratford Ins Co 752 Suecia Ins Co 753 Sumitomo Mar & Fire Ins Co of Amer 754 Superior Ins Co 755 Surety Bonding Co Of Amer
DE 3,771,206
196,992,751
74,049,695
(6,274,619)
NY 77,167
25,782,716
22,314,610
(627,310)
NY 2,710,849
359,944,397
79,901,431
(26,175,386)
SC 2,763,365
34,774,246
6,993,982
9,078,702
TN 1,396,097
9,192,998
9,190,998
905,095
AZ 185,751
10,950,897
5,348,944
(794,743)
AL 850
278,891,945
84,546,740
(6,938,701)
TX 0
9,272,271
8,644,847
366,773
VA 10,855,954
80,980,594
31,243,897
2,505,891
SC 3,595,929
19,807,631
11,824,885
611,855
NC 2,638,958
47,700,266
47,691,266
2,727,406
VA 1,998,196
35,757,616
11,223,738
428,909
AL 5,236,119
44,115,690
13,783,814
(9,951,100)
SC 3,369,452
17,006,137
9,247,107
518,808
IL
2,646,922
75,977,975
19,447,256
(13,070,038)
OH 0
72,253,599
25,213,883
(3,458,975)
WI 8,000,261
13,304,167
13,294,461
669,488
MN 103,352,899
17,029,714,710 4,925,779,409 504,763,086
MN 7,017,554
34,213,525
34,196,706
2,327,632
MN 3,400
171,064,582
43,481,752
5,799,262
MN 20,392,302
67,830,919
67,797,450
3,949,939
IL
607,710
349,315,823
220,324,006
16,109,747
CT 9,937,690
3,172,943,444 741,652,010
(38,714,486)
DE (881,383)
95,943,772
30,721,097
7,136,517
MI 4,112,333
312,547,226
93,832,543
5,044,556
DE 0
43,193,723
20,288,979
150,426
OH 1,229,533
76,175,817
16,761,351
(1,805,548)
SC 18,524,021
983,791,096
245,614,261
16,385,936
OH 11,145,689
1,147,700,666 752,895,225
374,432
NC 30,556
8,555,951
8,061,349
397,174
IL
550,172,217
15,129,137,466 3,111,055,460 (632,315,680)
IL
1,895,914
2,675,031,782 609,614,008
(32,269,625)
IL
1,059,050,059 65,816,451,219 31,600,584,986 (1,994,387,317)
TX 365,591
105,950,839
59,838,363
4,645,470
TX 133,109
12,476,746
7,500,000
294,980
TN 1,922,197
603,031,122
129,287,212
(2,243,357)
OH 1,723,830
23,540,622
12,684,040
2,391,749
OH 0
83,010,495
64,192,704
300,021
TX (71,192)
18,064,088
17,248,678
82,714
NH 4,969,979
126,148,510
40,222,146
2,271,253
NY 0
72,068,164
32,702,184
3,514,307
NY 4,242,190
234,013,530
96,436,533
191,816
FL 6,404,499
57,094,183
10,389,442
(6,149,495)
SD 21,307
6,795,973
5,151,690
524,948
2002 Annual Report
60
Georgia Department of Insurance
756 Swiss Rein America Corp 757 T.H.E. Ins Co 758 Teachers Ins Co 759 Technology Ins Co Inc 760 The Bar Plan Mut Ins Co 761 The Cincinnati Indemnity Co 762 TIG Ind Co 763 TIG Ins Co 764 TIG Premier Ins Co 765 Titan Ind Co 766 Toa-Re Ins Co Of Amer 767 Tokio Marine & Fire Ins Co Ltd Us Br 768 Toyota Motor Ins Co 769 Traders & General Ins Co 770 Trans Pacific Ins Co 771 Transatlantic Rein Co 772 Transcontinental Ins Co 773 Transguard Ins Co Of Amer Inc 774 Transport Ins Co 775 Transportation Cas Ins Co 776 Transportation Ins Co 777 Travco Ins Co 778 Travelers Commercial Cas Co 779 Travelers Cas & Surety Co 780 Travelers Cas & Surety Co Of Amer 781 Travelers Cas & Surety Co Of IL 782 Travelers Cas Co Of CT 783 Travelers Commercial Ins Co 784 Travelers Home & Marine Ins Co 785 Travelers Ind Co 786 Travelers Ind Co Of Amer 787 Travelers Ind Co Of CT 788 Travelers Ind Co Of IL 789 Travelers Ins Co Accident Dept 790 Travelers Prop Cas Ins Co 791 Trenwick Amer Reins Corp 792 Triad Guaranty Ins Corp 793 Trinity Universal Ins Co 794 Trinity Universal Ins Co Of KS 795 Triton Ins Co 796 Truck Ins Exch 797 Trumbull Ins Co 798 Trustgard Ins Co 799 Twin City Fire Ins Co Co 800 Ulico Cas Co
NY 0
LA 348,094
IL
1,971,523
NH 961
MO 4,655
OH 2,706,183
CA 131,091
CA 21,129,945
CA 2,159,701
TX 0
DE 0
NY 9,239,610
IA 6,738
TX 0
NY 344,579
NY 0
NY 13,026,710
IL
1,054,944
OH 0
FL 2,523,733
IL
20,520,149
CT 13,432,044
CT 0
CT 1,448,356
CT 19,269,874
IL
0
CT 0
CT 0
CT 0
CT 47,019,990
CT 57,845,261
CT 15,882,417
IL
120,988,081
CT 2,971,084
CT 1,909,180
CT 347,775
IL
5,030,731
TX 1,814,763
KS 2,066,905
MO 7,952,509
CA 308,083
CT 1,238,187
OH 184,502
IN
28,239,775
DE 409,713
10,268,787,637 98,582,475 259,376,991 25,234,023 40,312,844 62,306,597 20,491,160 3,492,243,268 39,777,024 131,559,360 907,084,413 1,111,936,202 87,613,497 7,520,738 42,090,034 5,277,705,479 152,152,043 111,401,448 111,532,901 70,009,506 76,846,500 199,206,232 284,916,756 13,390,844,615 2,196,986,204 1,668,110,487 303,108,391 308,211,830 215,282,493 12,544,425,938 480,744,042 862,987,390 252,192,587 55,274,524,674 194,851,866 1,050,827,912 405,399,823 2,344,468,140 11,843,096 709,101,456 1,357,002,152 118,194,120 43,477,324 397,300,232 132,928,474
2,391,286,388 32,244,572 75,025,269 12,342,805 19,292,789 52,720,310 20,274,412 1,095,257,499 35,710,793 81,980,480 253,016,074 326,284,643 20,918,897 7,487,448 30,430,200 1,545,944,188 79,425,604 35,862,753 23,886,676 11,820,353 70,177,752 54,763,921 62,654,596 2,572,746,429 707,744,210 352,325,060 60,133,072 66,287,427 56,637,691 3,963,326,203 112,757,364 254,544,550 74,389,885 6,942,824,367 50,201,743 125,938,820 112,879,872 517,257,582 11,811,687 293,295,270 275,556,529 43,847,634 12,621,649 181,781,015 55,318,596
79,074,143 746,559 248,720 133,163 1,360,862 1,519,835 829,092 (113,557,424) 1,349,276 17,447,955 18,689,063 18,623,842 1,320,351 203,731 456,783 114,648,361 64,510,531 7,609,298 2,673,481 1,341,457 29,372,451 (1,491,791) (8,526,680) (314,877,828) 131,148,808 (41,015,745) (5,955,300) (993,140) (487,686) (384,458,119) (10,090,511) (17,834,763) (2,260,166) 3,015,437 (2,614,761) (106,682,380) 60,203,188 (140,843,769) 413,575 89,344,013 (91,917,257) 4,082,714 470,611 19,207,489 (10,756,929)
2002 Annual Report
61
Georgia Department of Insurance
801 Underwriters Rein Co 802 Union Ins Co 803 Union Standard Ins Co 804 Unisun Ins Co 805 United Americas Ins Co 806 United Automobile Ins Co 807 United Cas Ins Co Of Amer 808 United Fire & Cas Co 809 United Fire & Indemnity Co 810 United Fncl Cas Co 811 United Gty Residential Ins Co 812 United Gty Residential Ins Co Of NC 813 United Guaranty Mtg Indem Co 814 United Natl Specialty Ins Co 815 United Services Auto Assoc 816 United States Fire Ins Co 817 United States Liability Ins Co 818 United WI Ins Co 819 Unitrin Auto & Home Ins Co 820 Universal Ins Co 821 Universal Surety Of Amer 822 Universal Underwriters Ins Co 823 US Aegis Energy Ins Co 824 US Fidelity & Guaranty Co 825 US Specialty Ins Co 826 USAA Cas Ins Co 827 USAA General Ind Co 828 Usauto Ins Co 829 Usf&G Ins Co Of Ms 830 Utica Mut Ins Co 831 Utica Natl Assur Co 832 Valiant Ins Co 833 Valley Forge Ins Co 834 Vanliner Ins Co 835 Verex Assure Inc 836 Vesta Fire Ins Corp 837 Vesta Ins Corp 838 Victoria Fire & Cas Co 839 Victoria Select Ins Co 840 Vigilant Ins Co 841 Virginia Mut Ins Co 842 Virginia Surety Co Inc 843 Vision Service Plan Ins Co 844 Voyager Property & Cas Ins Co 845 Warner Ins Co
NH 0
NE 0
OK 0
SC (1,255)
NY 0
FL
370,902
PA 4,219,896
IA
21,206
TX 0
OH 251,992
NC 23,192,557
NC 562,683
NC 3,961,016
WI 2,343,336
TX 156,147,087
NY 12,859,502
PA 2,311,782
WI 0
NY 721,621
NC 0
TX 18,311
KS 28,687,368
DE 0
MD 26,557,999
TX 3,748,925
TX 103,533,764
TX 13,489,091
TN 20,681,059
MS 0
NY 12,715,476
NY 1,840,165
IA
4,546,430
PA 17,939,525
AZ 1,988,303
WI 21,592
IL
709,033
IL
18,919,140
OH 7,126,125
OH 394,193
NY 6,399,071
VA 0
IL
4,818,413
MO 7,884,848
SC 4,991,167
IL
725,325
74,839,731 80,402,200 35,348,428 29,533,895 10,991,360 178,012,238 19,040,771 728,068,370 25,273,822 146,238,696 1,938,453,389 149,926,491 76,484,103 84,528,483 11,824,521,201 2,006,286,301 468,314,355 94,670,463 25,594,407 14,571,899 25,512,674 317,805,145 16,686,705 4,978,741,812 255,182,070 4,405,455,094 254,995,759 39,528,089 18,275,374 1,823,530,197 50,983,892 13,918,210 52,529,298 261,836,286 195,297,833 682,888,821 24,045,072 133,968,260 7,638,242 275,109,895 33,727,208 1,449,247,022 37,846,997 87,119,470 23,837,633
60,004,676 20,099,545 14,994,370 23,884,526 8,575,206 28,154,972 15,867,938 249,374,843 7,058,973 53,220,354 129,429,882 36,692,159 25,594,749 48,840,817 6,750,278,163 603,422,490 275,506,372 48,714,507 25,594,407 5,947,452 7,633,655 291,090,047 15,618,042 1,798,445,053 110,836,245 1,182,341,409 91,313,948 14,070,417 18,272,395 387,476,649 17,085,876 13,897,516 43,715,857 93,839,175 163,586,562 200,086,005 10,079,375 39,592,920 7,513,710 83,634,877 6,158,926 302,986,024 30,123,386 30,674,007 17,332,128
(16,051,420) 1,817,106 643,953 523,191 (42,125) 6,910,993 2,045,946 6,390,573 423,580 7,758,391 228,603,719 18,243,494 9,563,860 (1,201,130) 165,478,121 31,728,057 10,247,271 2,685,918 1,125,734 753,240 115,263 162,649,802 1,315,556 (21,622,200) 7,903,962 186,997,095 19,606,144 2,659,531 1,066,551 12,414,231 746,685 519,499 46,742,618 2,856,968 10,494,111 (74,251,558) 3,149,164 1,597,364 285,187 9,440,358 (1,470,058) (71,700,106) 5,026,831 (1,394,267) 929,186
2002 Annual Report
62
Georgia Department of Insurance
846 Washington Intl Ins Co 847 Wausau Business Ins Co 848 Wausau General Ins Co 849 Wausau Underwriters Ins Co 850 Wesco Ins Co 851 West American Ins Co 852 Westchester Fire Ins Co 853 Western Continental Ins Co of NY 854 Western Diversified Cas Ins Co 855 Western Surety Co 856 Westfield Ins Co 857 Westfield Natl Ins Co 858 Westport Ins Corp 859 Williamsburg Natl Ins Co 860 Windsor Ins Co 861 Workmens Auto Ins Co 862 XL Capital Assurance Inc 863 XL Ins Amer Inc 864 XL Reins America Inc 865 XL Specialty Ins Co 866 York Ins Co 867 Yosemite Ins Co 868 Zenith Ins Co 869 Zurich American Ins Co 870 Zurich American Ins Co Of IL
TOTALS
AZ 809,839
WI 1,194,572
WI 47
WI 2,572,990
DE 3,078,681
IN
7,983,804
NY 7,326,838
NY 2,131
WI (24,799)
SD 3,685,509
OH 35,253,600
OH 143,460
MO 23,035,426
CA 23,726
IN
812,708
CA 103,071
NY 1,398,046
DE 19,559,659
NY 0
DE 20,478,087
IL
4,184,046
IN
2,159,576
CA 9,169,649
NY 110,581,626
IL
303,933
87,319,276 126,242,869 137,111,781 191,653,435 321,045,961 1,618,147,181 1,267,619,110 19,201,972 30,019,056 633,099,458 1,405,701,844 302,248,951 1,295,134,003 15,759,377 276,939,405 71,573,871 180,993,189 395,250,271 3,877,103,386 416,385,675 48,545,105 341,889,521 1,245,746,970 15,145,491,028 31,806,534
33,078,249 38,842,704 47,803,921 92,786,142 146,722,441 371,076,283 404,680,579 11,734,629 25,318,926 218,585,288 309,255,075 89,980,048 280,458,219 11,227,899 75,359,201 25,275,716 122,307,972 110,298,221 1,138,641,024 74,961,572 13,091,933 227,416,259 309,810,235 2,617,849,564 31,806,534
1,181,910 3,398,056 3,011,820 6,078,275 70,776,360 42,777,754 80,277,351 1,986,433 1,622,974 30,823,097 10,919,576 7,842,680 (53,574,885) (1,029,539) 4,018,134 274,968 (7,819,042) 17,253,405 73,882,516 8,804,752 (974,189) 28,695,484 19,220,015 (279,147,447) 2,507,925
9,108,603,602 937,180,982,222 284,912,929,539 12,264,738,931
2002 Annual Report
63
Georgia Department of Insurance
Premium Finance Companies, as of March 20, 2002
GID # PREMIUM FINANCE COMPANY
ADDRESS
80144 87003 80517 80876 80145 87018 80697 80276 80148 80149 81380 80827 80507 80542 80155 80156 80157 87024 80502 80851 80227 80647 81650 87022 81271 80456 81532 80902 81656 87025 81577 81606 80162 80161 80824 87015 80186 87020 80168 80558 87007 80576 81429 80481
A.I. Credit Corporation
160 Water Street, 19 Floor
Access Premium Finance, Inc.
2830 Dresden Drive
Ace Auto Insurance #1022
3737 Main Street - P.O. Box 87455
Advantage Premium Plan, Inc.
4134 Clairmont Road
Afco Credit Corporation
2951 Flowers Road, Suite 132
AFCO Premium Credit, LLC
110 William Street
Alfa Financial Corporation
2108 East South Boulevard
Allen Insurance & Realty Company
304 Martin Luther King Boulevard
AMGRO, Inc.
100 North Parkway
AssignedRiskAcceptanceCorporation 555ArlingtonPlace
ATI/Scott Premium Finance Plan, Inc.
1874 Piedmont Road, Bldg.A
B & C Premium Finance Company
116 East Broad Street
Baldwin Acceptance Corporation
1531 North Columbia Street
BrokersPremiumFinanceCompany,Inc. PostOfficeBox81464
Cananwill, Inc.
1234 Market Street, Suite 340
Capitol Premium Plan, Inc.
3816 Latrobe Drive, Suite C
Casualty Underwriters, Inc.
2900 Chamblee Tucker Rd, Bdg #14
CBFS Premium Finance, Inc.
605 W. Highway 80
Central Georgia Insurance,Inc.
3199 Pio Nono Avenue
CharlestonPremiumFinanceCompany,Inc. 3060SouthChurchStreet
CIA Premium Finance
130 Dempsey Avenue
ContinentalPremiumFinanceCorporation 1329NorthMeadowPkwy
Direct General Financial Services, Inc.
1281 Murfreesboro Road
DistinctAdvantagePremiumFinance,Inc. 12550BiscayneBoulevard,#408
E.T.I. Financial Corporation
2393 South Congress Avenue
Easy-Pay Premium Finance
202 East Fifth Street
FINCO
618 West Friendly Avenue
First Insurance Funding Corp.
450 Skokie Blvd, Suite 1000
FPF, Inc.
600, Seventeenth St., Suite 1900S
FTN Premium Finance Services, Inc.
3401 West End Avenue, Suite 180
Funding Plus of America
3750 Sollie Road
Gaskins Premium Finance Company
108 North Dogwood Drive
GeorgiaFarmBureauInvestmentCompany 1620BassRoad-P.O.Box7127
GMIC Premium Finance Company
P.O. Box 926450
Hickory Premium Plan
434 Green Street
IIAG Premium Finance, Inc.
3186 Chestnut Drive Connector
Imperial Premium Finance, Inc.
160 Water Street, 19th Floor
ING Finance, LLC
1325 Avenue of the Americas
Insurance House, Inc. (The)
1904 Leland Drive
Insurance Payment Company
1220 Old Alpharetta Road, Suite 300
ISOPFinancingCo.LimitedPartnership 200HopmeadowStreet
Joe McCart Ins
2405 Satellite Boulevard, #200
LanierPremiumFinanceCompany,Inc 703MedicalParkLane
Liberty Hill Mutual Inc.
12 N. Layfayette Square
CITY, STATE, ZIP
New York,NY 10038 Atlanta, GA 30341 College Park, GA 30337 Chamblee, GA 30341 Atlanta, GA 30341 New York, NY 10038 Montgomery, AL 36191 Ft. Valley ,GA31030 Worcester, MA 01605 Macon, GA 31201 Atlanta, GA 30324 Camilla, GA 31730 Milledgeville, GA 31061 Conyers, GA 30013 Philadelphia, PA 19107 Charlotte, NC 28211 Atlanta, GA 30341 Pooler, GA 31322 Macon, GA 31206 Burlington, NC 27215 Jackson, GA 30233 Roswell, GA 30076 Nashville ,TN37217 Miami, FL 33181 W. Palm Beach, FL 33406 Louisville, GA 30434 Greensboro, NC 27401 Northbrook, IL 60062 Denver, CO 80202 Nashville, TN 37202 Mobile, AL 36619 Nashville ,GA31639 Macon, GA 31209 Norcross ,GA30010 Gainesville, GA 30501 Doraville, GA 30340 New York, NY 10038 New York, NY 10019 Marietta, GA 30067 Alpharetta, GA 30005 Simsbury, CT 06089 Duluth, GA 30096 Gainseville, GA 30501 LaGrange, GA 30240
P O W E R S LICENSED
FP
10/23/73
FP
5/21/98
IN
7/1/84
IN
7/1/90
FP
10/20/69
FP
5/15/02
FP
1/20/88
IN
2/21/83
FP
5/11/79
FP
1/19/70
IN
9/12/94
IN
10/30/89
IN
5/2/84
FP
8/6/84
FP
2/4/76
FP
8/28/69
IN
8/25/69
IN
2/27/03
IN
3/6/84
FP
3/6/90
IN
12/16/82
IN
5/1/87
FP
2/29/96
FP
12/31/02
FP
12/14/93
IN
7/1/83
FP
8/1/95
FP
12/12/90
FP
10/24/96
IN
4/21/03
FP
12/15/95
FP
7/1/96
FP
9/3/81
IN
6/7/79
IN
9/26/89
FP
3/30/01
FP
5/7/71
IN
10/11/02
FP
7/31/69
FP
1/1/85
IN
5/25/99
IN
1/1/86
IN
2/11/97
IN
9/7/83
FIRST LAST
NAME NAME
Amina Perry
Michael McMenamin
PaulL. Doan, Jr.
HalS. Foster
Janine Farr
Janine Farr
Jerry Newby
Jeanette Allen
Linda Lebel
Dele Reichert
Albert Levenstein
Patricia Robinson
RobertE. Brown
Winna Phillips
John Zimitski
John Wooldridge,Jr.
J.Thomas Brooks
Anthony Quinney
Rebecca Ward
Tap
Johnson III
Candace Carmichael
Robert Schacher
Christine Cohee
Gloria Friedman
James Blake
WilliamR. Toulson
Jeanette Finn
David Dykstra
RobertA. Pinkerton
David Haynes
Alfred Trovinger
RobertW. Gaskins, Jr.
Paula Piper
Wendy Custard
Strother Randolph
Aubie Knight
Gerald Vitkauskas
Rene Stuifzand
Jill
Jinks
James Stringer, Jr.
Beverly Newberg
Nancy McCart
David Benton
JohnC. Thompson
PHONE
(212) 428-5400 (770) 234-3600 (404) 767-0914 (770) 455-4458 (770) 455-4850 (412) 234-2660 (334) 613-4353 (478) 825-5566 (508) 757-1628 (478) 745-8681 (404) 875-4700 (229) 336-8631 (478) 453-9496 (770) 833-3736 (215) 496-0607 (704) 364-0133 (770) 458-4963 (912) 201-7310 (478) 784-1611 (800) 922-4178 (770) 775-3105 (770) 442-8727 (615) 399-0600 (305) 892-0575 (561) 968-9102 (478) 625-7285 (336) 373-1735 (800) 837-3707 (800) 832-9117 (800) 229-9822 (334) 662-6520 (912) 686-2011 (912) 474-8411 (770) 729-8101 (770) 534-5248 (770) 458-0093 (212) 428-5423 (646) 424-6000 (770) 952-0080 (770) 396-1600 (860) 843-8293 (770) 232-0202 (770) 536-8340 (706) 884-5792
2002 Annual Report
64
Georgia Department of Insurance
87023 Lytton-James, Inc.
5280-J Buford Highway
Doraville, GA 30340
IN
80461 M.PremiumFinanceCorporation
2180 N. Ashley Street
Valdosta, GA31602
IN
80489 Maxey InsuranceAgency, Inc.
1608 Lake Harbin Road
Morrow, GA 30260
IN
80998 MedicalProtectiveFinanceCorporation 5814ReedRoad
Ft. Wayne, IN 46835
IN
85623 MEPCOInsurancePremiumFinancing,Inc. 174NorthMichiganAvenue
Chicago, IL 60601
FP
80482 NetworkPremiumFinance,Inc.
2889 Elmwood Drive
Smyrna, GA 30080
IN
80254 OldSouthEnterprises,Inc.
6575 Peachtree Industrial Blvd
Norcross, GA 30092
FP
80694 PAMFinanceCompany
1255 Robert Boulevard,Suite 200
Kennesaw, GA 30144
IN
80654 Payment Outlets, Inc.
440 Sandy Plains Rd., Bldg #5
Marietta, GA 30066
IN
80644 PGAServiceCorporation
301 Plus Park Boulevard, Suite 10
Nashville ,TN37217
IN
80516 PremiumAssignmentCorporation
3522 Thomasville Rd., Ste. 400
Tallahassee, FL 32308
FP
81003 PremiumFinancingSpecialists,Inc.
333 West 11th Street
Kansas City, MO 64105
FP
81740 PremiumFundingAssociates,Inc.
4951 Lake Brook Drive, Suite 500
GlenAllen, VA23060
IN
87017 PremiumPaymentPlan
1 Hudson City Centre, Corner of State
Hudson, NY 12534
FP
81374 PremiumSolutions,Inc.
526 Mcgee Drive
Dalton, GA 30721
IN
87010 PrimeRatePremiumFinanceCorp.,Inc 2141EnterpriseDrive
Florence, SC 29501
FP
80487 ProfessionalInsuranceAgency,Inc.
509 West Ogeechee Street
Sylvania, GA 30467
IN
80541 RangerInsuranceFinanceCompany(Rifco) 10777Westheimer,4thFloor
Houston, TX 77042
FP
87021 ReliantAmericanPremiumFinanceCompany 777MainStreet,Suite900
Fort Worth, TX 76102
IN
81475 RoyalPremiumBudget,Inc.
30833 Northwestern Hwy., #220
Farmington Hills, MI 48334
IN
81174 SignaturePremiumFinance,Inc.
One International Plaza, Suite 450
Philadelphia, PA 19113
FP
80182 SIUPREM,Inc.
4500 Mansell Road
Alpharetta, GA 30022
FP
81376 SnellingsWaltersInsuranceAgency
1117 Perimeter Center, Suite W101
Atlanta, GA 30338
IN
81431 SouthernHarvestPremiumFinanceCo. 1515South7thStreet
Cordele, GA 31015
IN
87008 StandardFundingCorporation
335 Crossways Park Drive
Woodbury, NY 11797
FP
87013 SunbeltGeneralAgency,Inc.
1020 Monticello Court
Montgomery, AL 36117
IN
87012 SwiftPremiumFinanceCompany
2200 Century Parkway, Suite 600
Atlanta, GA 30345
FP
80615 TannerInsd/b/aExpressPremiumFinanceCo
709 N. Main Street - P.O. Box 1155
Pearson, GA 31642
IN
80151 Taylor &Towson Insurance Finance Co., Inc. 10 Hills Midtown Mall, P.O. Box 365
Fitzgerald, GA 31750
FP
80617 ThomcoFinance,Inc.
3380ChastainMeadowsPkwy,Ste100 Kennesaw,GA30144
IN
80553 TownInsuranceAgencyd/b/aPremiumFinance
4800 River Green Parkway
Duluth, GA 30096
FP
80419 UniquePremiumFinance
420 Hawthorne Avenue
Athens, GA 30606
IN
81378 UniversalPremiumAcceptanceCorp.
8245 Nieman Road, Suite 100
Lenexa, KS 66214
FP
80614 WesFinancialCorporation
P.O.Box 400
Milledgeville, GA 31059
IN
81006 WestchesterPremiumAcceptanceCorp. 40N.E.Loop410,Suite620
San Antonio, TX 78216
FP
81379 YorktownePremiumFinanceCompany 3915BiscayneBoulevard
Miami, FL 33137
FP
81531 ZurichPremiumFinanceCompany
13810 FNB Parkway
Omaha, NE 68154
IN
2/26/03 7/27/83 11/23/83 7/1/92 7/1/97 8/19/83 11/23/82 1/1/88 7/1/87 5/10/95 5/22/84 5/20/92 4/30/96 1/8/02 8/18/94 6/5/00 11/15/83 1/1/95 12/6/02 12/11/95 7/20/97 8/25/69 1/18/83 4/30/96 6/30/99 10/2/00 10/2/00 7/14/86 2/6/79 7/14/86 3/25/85 2/20/95 8/31/94 8/6/86 7/31/92 9/14/94 12/11/95
Derrick James
Janet Carter
Myron Maxey
Bruce Aulick
Ed
Walder
William Dial, Jr.
Bruce Boerner
Diane Brisco
Keith Maini
Randy Parker
Kimberly Lee
Bryan Andres
Michael Pollard
Joseph Klimas
Larry Brock
James Lingle, Jr.
Exodyne Johnson
Eileen McCollum
Joseph Macchia
Alan Kaufman
JosephE. Wilson, Jr.
Wesley Duesenberg,Jr.
William Snellings
WandaJ. Owens
Angelo Mangia
Ray J. Johnston
Jack Ikenaga
Thomas McGovern
Patricia Taylor
Gary Vaughn
Neil
Strickland
Janis Sullivan
Randall Hickman
Billy
Griner
Robert Pinkerton
Gary J. Orndorff
Traci Ribick
(770) 645-1000 (229) 242-5660 (770) 961-5620 (219) 486-3622 (312) 853-2777 (770) 436-7575 (770) 448-1667 (770) 590-4950 (770) 971-9975 (615) 242-1961 (800) 342-0991 (816) 391-2350 (804) 747-6500 (518) 822-1000 (706) 226-6974 (843) 669-0937 (912) 564-7831 (713) 954-8100 (817) 885-8691 (248) 932-9020 (610) 833-2400 (678) 498-4700 (770) 396-9600 (229) 273-7262 (516) 364-0200 (334) 273-0080 (404) 929-9157 (912) 422-3272 (229) 423-4069 (678) 290-2116 (678) 259-3700 (678) 227-0260 (913) 894-6150 (478) 453-7555 (800) 844-3895 (305) 572-1974 (402) 963-5082
Georgia Department of Insurance
Licensed Interlocal Risk Management Agencies, as of Dec. 31, 2002
INTERLOCAL AGENCIES
ADMINISTRATOR
1
Association of County Commissioners (ACCG)
Johnson & Higgins
2
Georgia Municipal Association (GIRMA)
Sedgwick James of Georgia
3
Georgia School Board Association (RIMS)
Johnson & Higgins
TOTALS
DATE LICENSED
10/1/87 5/1/87 7/20/94
ASSETS
36,294,901 42,959,148 8,307,679
87,561,728
LIABILITIES SURPLUS
26,200,843 24,751,687 7,271,510
10,094,058 18,207,461 1,036,170
58,224,040
29,337,689
GEORGIA PREM. WRITTEN
15,230,453 16,212,557 8,225,019
39,668,029
65
2002 Annual Report
2002 Annual Report
66
Georgia Department of Insurance
Risk Purchasing Groups, as of March 20, 2003
Risk Purchasing Group A.A.L.D., Inc. dba RE/MAX Risk Accountants Insurance Purchasing ACOMS Professional Liability RPG Actuaries and Pension Administrators Adults & Children Alliance, Inc. Advocacy Protection Plus PG Affiliated Preferred Property Group, AFG Pro Purchasing Group, Inc. Agents Association of America Agents Professional Liability Service Agents Professional Liability Society, Alignis Members Purchasing Group All American Purchasing Group, Inc. Allied Health Purchasing Group Ambulatory Care Emergency Purchasing American Academy of Child and American Acupuncture Council American Ambulatory Surgery American Anesthesiologists Prof'l American Association of Professional American Bankers Association American Chiropractors Risk American Collectors Association American Contractors Risk Purchasing American Equine Purchasing Group, American Federation of Daily-Care American Health Care Professions American Karting and Park Association, American Massage Council American Medical Professional Alliance, American Multi-Specialty Prof'l Liab. American Obstetrical & Gynecological American Orhtopedics Prof'l Liab. American Post-Partum Care Alliance, American Psychotherapist Professional American Safety Purchasing Group, Inc. American Society of Health System American Tax Preparers Purchasing American World Accounting Service AMMIA, Inc.
Address 8390 E. Crescent Parkway 75 Second Avenue 1090 Northchase Parkway 333 City Boulevard c/o Mandell Menkes & Surdyk, 55 East Monroe Street c/o Elias B. Cohen & Associates 111 John Street P.O. Box 1146 c/o Beth Kravetz 2899 Elmwood Drive c/o Acordia Southeast 10210 North Central 55 East Monroe Street One BriarLake Plaza 95 Broadway 1851 E.First Street 820 Gessner 1301 Capital of Texas Hwy 35 Tower Lane 1120 Connecticut Avenue 10 South LaSalle Street 4323 Warren Street., NW 12222 Merit Drive 1805 A Hicks Road 4323 Warren Street Marsh Affinity Group Services 16655 West Bluemound Rd., 1851 E. First Street c/o Ohrenstein & Brown, LLP 1301 Capital of Texas Hwy, 1301 Capital of Texas Hwy, 1301 Capitol of Texas Highway c/o Ohrenstein & Brown, LLP 4323 Warren Street, NW 1845 The Exchange Marsh Affinity Group Services 35 Tower Lane P.O. Box 526148 401 E. Jackson Street
Address con't Suite 500 Suite 410 Suite 200 Suite 400 333 W. Suite 3300 101 Suite 700
4323 Warren
3340 Suite 500 Suite 3300 200 West
Suite 1160 Suite 1000 Suite B - 220
12th Floor
Suite 1660
1440
Suite 1160 One Penn
One World
Suite 200 1440
Suite 1700
City Greenwood Needham Marietta Orange Chicago Chicago Roseland New York Rohnert Washington Smyrna Atlanta Dallas Chicago Houston Amityville Santa Ana Houston Austin Avon Washington Chicago Washington Dallas Rolling Washington Park Ridge Brookfield Santa Ana New York Austin Austin Austin New York Washington Atlanta Park Ridge Avon Salt Lake Tampa
State CO MA GA CA IL IL NJ NY CA DC GA GA TX IL TX NY CA TX TX CT DC IL DC TX IL DC IL WI CA NY TX TX TX NY DC GA IL CT UT FL
Zip Phone 80111 303-796-3604 02494 781-449-7711 30067 770-984-3271 92868 714-939-7448 60606 312-251-1000 60603 312-750-3565 7068 973-403-9500 10038 212-266-0206 94927 800-427-7704 20016 202-966-3934 30080 770-436-7575 30326 404-841-3700 75231 214-265-7090 60603 312-750-8907 77024 713-461-4000 11701 631-691-6400 92705 714-571-1855 77024 713-461-4000 78746-6 800-252-3620 6001 860-284-0088 20036 800-688-2820 60603 312-460-9520 20016-2 202-966-3934 75251 972-702-9004 60008 708-934-7333 20016-2 202-966-3934 60068 847-803-3100 53005 262-797-8160 92705 714-571-1850 10119 212-233-8911 78746 800-252-3620 78746 800-252-3620 78746 800-252-3620 10048 212-233-8911 20016-2 800-845-1209 30339 770-916-1908 60068 847-803-3100 6001 860-284-0088 84152-6 801-304-3771 33602 800-527-4953
First Name Fred Nancy Richard Maryann Daniel Diana Jonathon Lester Frank Lee Beth Sherri Don L. Larry Diana William F. Richard Deanna William Timothy J. Nicole Deborah Linda Beth Misty John R. Beth Diane Michael Deanna Richard J.J. Timothy J. Timothy J. Timothy J. Richard J.J. Lisa Tom Diane Vallerie Brenda Katherine
Last Name Young Daniel Louden Rimoin O'Leary Wanzenber Cohen Edelman Alexander Kravtez Klein Swift Williams Wanzenber Galtney, Jr. Imbert Deckert Galtney O'Toole Hagerty Zaccaro Deiss Kravetz Smith Hart Kravetz Dal Beckman Deckert Sullivan O'Toole O'Toole O'Toole Sullivan Juliano Rudd Dal McDonald Wilson Reimann
2002 Annual Report
67
Georgia Department of Insurance
Amusement Industry Operators and ANA/SNA Purchasing Group APGA(American Public Gas Appraisers Liability Insurance Trust ARA Purchasing Group, Inc. ARM Purchasing Group Artisan Contractors Association of ASHA Purchasing Group Association Associated EMT's and Paramedics of Association of Responsible Tanning Associations & Professional General Associations Purchasing Group Athletic Alliance Risk Purchasing Attorneys Basic Coverage RPG, Inc. Automotive Insurance Purchasing AVMA (American Veterinary Medical BCC Purchasing Group, LLC Behavioral Health Purchasing Group, Brokers Network Purchasing Group Brownguard Association of Delaware, Business Automobile Risk Purchasing Business Services Professionals Case Management Risk Purchasing Cendent Corporation Member Broker Certified Nurse Midwife RPG, Inc. Charter Transportation Group, Inc. (CA) Chemical Professionals Purchasing Chiropractic Benefit Services, Inc. Choice E&O Risk Purchasing Group Christmas Tree Liability Purchasing CIS Purchasing Group, Inc. CIS Purchasing Group, Inc. Coca-Cola Bottlers'Association Community and Medical Transportation Community Associations PG, Inc. Compliance Protection Purchasing Construction Industry Risk Purchasing Construction Trades Purchasing Group, Consultants, Sales Representatives & Consumer Data Industry Association, Continental Risk Services, Inc. Contractors Purchasing Group Control Delivery Industry Court Reporters Purchasing Group Custom Reality Purchasing Group
1250 NE Loop 410 Marsh Affinity Group Services 11094-D Lee Highway c/o Liability Insurance 116 John Street 5524 Bee Caves Road 5 Sierragate Plaza Suite 300 55 East Monroe Street 7800 College Boulevard, Suite P.O. Box 40079 1440 Renaissance Drive 55 East Monroe Street dba Sports Leisure & 72 Second Ave., P.O. Box 130745 P.O. Box 1629 70 Ellis Street c/o Van Wagner Group 1850 Woodmoor Drive, #201 21 Maple Avenue 3201 Peachtree Corners Circle P.O. Box 7001 P.O. Box 251510 8300 Norman Center Drive Contemporary Insurance 6727 Flanders Drive 4323 Warren Street NW Low & Childers, P.C. 1640 S. Pacific Coast Highway c/o Beth Kravetz, Esq 1740 Broadway 1740 Broadway 166 16th Street NW 4323 Warren Street, N.W c/o McGowan & Company, Inc. 118 S. Clinton Street 120 Mineola Boulevard c/o Atlantic Star Intermediaries, 333 City Boulevard 4323 Warren Street 270 Sylvan Avenue 333 City Boulevard, West 420 Keo Way 55 East Monroe Street c/o Mandell Menkes & Surdyk,
Suite # 920 1440
P.O. Box 23rd Floor Suite K-2B
Suite 3300
Suite 3300 1712 4th Floor
21 Maple P.O. Box 146
Suite 400 11301 Suite 206
2999 N. 44th
4323 Warren 5th Floor 5th Floor
Old Forge Suite 760 Suite 200 165 Roslyn Suite 400
P.O. Box Suite 900
Suite 3300 333 W.
San Park Ridge Fairfax Santa New York Austin Roseville Chicago Overland Phoenix Park Ridge Chicago Fort Wayne Needham Dallas Chicago Atlanta Bay Shore Monument Bay Shore Norcross Royersford Little Rock Minneapoli Silver San Diego Washington Phoenix Renondo Washington New York New York Atlanta Washington Rocky River Chicago Mineola Roslyn Orange Washington Englewood Orange Des Moines Chicago Chicago
TX 78209 210-829-7634
IL
60068 847-803-3100
VA 22030-5 703-352-3890
CA 93102-1 800-334-0652
NY 10038 201-701-0809
TX 78746 512-306-1336
CA 95678 916-783-9515
IL
60603 312-750-8907
KS 66210 913-661-0123
AZ 85067-0 800-844-2101
IL
60068 847-803-3100
IL
60603 312-750-8907
IN
46804 260-459-5604
MA 02194-2 617-449-7711
TX 75313-0 214-969-6200
IL
60690 312-279-4674
GA 30303 404-659-1970
NY 11706 631-666-1588
CO 80132 719-488-5502
NY 11706 631-666-5050
GA 30092 678-328-2000
PA 19468-0 610-495-8700
AR 72225 501-664-7705
MN 55437 952-656-8000
MD 20902 301/933-3651
CA 92121 619-587-6600
DC 20016-2 202-966-3934
AZ 85018 602-266-1166
CA 90277 800-437-4433
DC 20016-2 202-966-3934
NY 10019 212-699-4539
NY 10019 212-488-0213
GA 30377-3 404-872-2258
DC 20016-2 202-966-3934
OH 44116 440-333-6300
IL
60661-3 312-258-3050
NY 11501 516-294-7752
NY 11577
CA 92868 714-939-7448
DC 20016-2 202-966-3934
NJ
07032-1 201-569-3700
CA 92868 714-939-7448
IA
50309 515-284-6810
IL
60603 312-750-8907
IL
60606 312-251-1000
Mitchell Diane Bob Karlene Joseph Robert A. Laura Diana Howard Randy Susanne Diana Louis Betsy A. Viki L. Sherie Chuck Tina Gene Richard Neal Robert F. Tad Donald Israel John A Beth Kathy Roni Beth Mauricio Robert W. Thomas Beth Liz Mark Katherine
Maryann Terrance Lavetta Maryann Karen Diana Daniel
Kaliff Dal Cave Deinhard Elmasri Dennison Buttrell Wanzenber Handler Tipton Chakos Wanzenber Valentic Magnuson Winiger Roberts Weisblum Keppie Ladd Dopsovic Benton Baldwin Krug Bierbaum Teitelbaum Sebastinell Kravitz Newcomb Cash Kravetz Mena Shunk Haynes Kravetz Murray Strong Buck
Rimoin Cummings McCollum Rimoin Taylor Wanzenber O'Leary
2002 Annual Report
68
Georgia Department of Insurance
Dental Professionals Purchasing Group Design Professionals Risk Control Distinguished Properties Associates, Distinguished Properties Umbrella DRI Purchasing Group, Inc. (IL) Educational Institutions PG, Inc.(CT) Educators Purchasing Group Electric Public Power Insurance Engineers, Allied Professionals and Entertainment Services, Inc. Environmental Professionals Insurance F.P. Purchasing Group Face & Body Professionals, Risk Financial Sales Professionals Financial Services Professional Fitness and Wellness Purchasing Group Five Star Agents, Inc. Purchasing Group Fleet & Equipment Rental Risk FREA Purchasing Group Frontier Dental Insurance Program Funeral Directors Planning Group, Inc. Gallagher Steel Courier RPG, Inc. Garage Services & Equipment Dealers Georgia Press Association(GA) Global Anesthesiologists Specialty Great American Cities Purchasing Guardian Professional Liability Risk Habitat for Humanity Purchasing Group, Hartan Hospitality and Leisure Program Health and Education Liability Health Care Professional Program Health Care Professionals Purchasing Health Care Professions Purchasing Health Care Purchasing Group, Inc. Healthcare Advantage Risk Purchasing Healthcare Insurance Group Healthcare Providers Service Healthcare Providers, Inc. Healthcare Purchasing Group Home Inspection Liability Group, Inc. Horsemen of North America Safety Hospitality & Leisure Services, Inc. Hunt Club Leases of America HWI Global Properties, Inc. ICMAD Purchasing Group
212 S. West Street 2959 Monterey-Salinas 6 East 43rd Street 15th Floor 6 East 43rd Street 15th Floor c/o Westmont Associates, Inc. P.O. Box 270049 55 E. Monroe Street EPPIC Management Services 1776 West Lakes Parkway P.O. Box 2946 c/o Liability Insurance 1357 E. Lassen Avenue 1701 Novato Boulevard 333 City Boulevard 1101 San Antonio Road 380 Stevens Avenue 118 South Clinton Street P.O. Box 53310 c/o Beth Kravetz, Esq. Frontier Insurance Company c/o Program Brokerage 1501 Hamburg Turnpike P.O. Box 526148 1075 Spring Street, NW 502 Evergreen Place Court Olde Forge Centre 4001 Miller Road 121 Habitat Street c/o Beth Kravetz, Esq. 175 Metro Center Boulevard 11100 N.E. 8th Street c/o USA Services Group Marsh Affinity Group Services 2000 West Sam Houston South 1849 W. North Temple, 155 - 108th Avenue NE 4323 Warren Street, NW c/o Larry C. Bourne 55 East Monroe Street 35 Tower Lane P.O. Box 223 3333 New Hyde Park Road 8461 Turnpike Drive 45 Broadway 1220 W. Northwest Highway
150 N.
Suite 3300 P.O. Box
P.O. Box Suite 100 #101 Suite 400 Suite 204 Suite 115 Suite 450
4323 Warren 195 Lake 100
20595
4323 Warren Suite 10 Suite 900 1164 E. 1440 One
Suite 501
6425 Suite 3300
Suite 400 Suite 110 3rd Floor
Wheaton
IL
Monterey
CA
New York
NY
New York
NY
Chicago
IL
West
CT
Chicago
IL
Charlotte
NC
West Des
IA
Shawnee
KS
Santa
CA
Chico
CA
Novato
CA
Orange
CA
Mountain
CA
Solana
CA
Chicago
IL
Irvine
CA
Washington DC
Rock Hill
NY
Woodbury
NY
Wayne
NJ
Salt Lake
UT
Atlanta
GA
Louisville
KY
Rocky River OH
Wilmington DE
Americus
GA
Washington DC
Warwick
RI
Bellevue
WA
Ft. Lauderdale FL
Park Ridge
IL
Houston
TX
Salt Lake
UT
Bellevue
WA
Washington DC
Jackson
MS
Chicago
IL
Avon
CT
Paynesville
MN
New Hyde
NY
Westminister CO
New York
NY
Palatine
IL
60187 630-344-1111 93940 800-227-8533 10017 212-297-3171 10017 212-297-3171 60601 856-216-0220 06127-0 860-561-3600 60603 312-750-8907 28222 704-367-7124 50398 515-365-6072 66201-1 913-676-9344 93102-1 800-334-0652 95973 530-895-1010 94947 415-898-4212 92868 714-939-7448 94043 650-428-0818 92075 800-395-8075 60661 312-879-7136 92619-3 949-790-9206 20016-2 202-966-3934 12775 800-836-2100 11797 516-496-1341 7474 973-696-4600 84152-6 801-304-3771 30309 404-872-2467 40223 502-244-2056 44116 440-333-6300 19802 302-765-6000 31709 912-924-6935 20016-2 202-966-3934 2886 212-210-9200 98008 615-371-8776 33334 954-233-1776 60068 847-803-3100 77024 713-461-4000 84116-3 801-990-2400 98004 425-450-1090 20016-2 202-966-3934 39213 601-362-6722 60603 312-750-8907 6001 630-961-9605 56362 320-243-7250 11042 516-869-8666 80030 303-428-5400 10006-3 212-509-3777 60067-1 201-461-7600
Karen Kristi Angela Angela Wesley Neil Diana Nancy Lance Chris Robert James Susan Maryann Peggy Deborah Kevin Randi Beth Donald R. Frederica Gayle Brenda J. Skylar Jack Liz Murray Rebecca Regina Beth Marc Rebecca Lavina Diane William F. Jeffrey Jeanne Beth Larry Diana Diane Linda Bob Thomas Kenneth Mark
Bronson Malone Billingy Billingy Pohler Cross Wanzenber Willingha Van Vleet Niemann Wiley Foley Preston Rimoin Satterlee Grady Ottley Hartman Kravetz Fischer O'Connor Czeizler Wilson Martin Smith McGowan Titus Hopkins Kravetz Cohen Collins Honeycutt Dal Galtney, Jr. Brunken Burke Kravetz Bourne Wanzenber Fiel Liestman DelRosso Gillingham Lennon Shorey
2002 Annual Report
69
Georgia Department of Insurance
IG, Inc. d.b.a Recovery Specialist Impact Medical Malpractice Alliance, Independent Alarm Association of Independent Garage and Towing Independent Insurance Agents of Integrated Poultry Processors Integrated Risk Facilities Inc., RPG International Hole-in-One Association International Hospitality Purchasing International Special Events & International Website Insurance Group IRF Construction Group, Inc. IRF Hospitality Group, Inc. IRF Manufacturing Group, Inc. IRF Real Estate Operations Group, Inc. IRF Restaurant Group, Inc. IRF Retail Group, Inc. IRF Service Group, Inc. IRF Wholesale Group, Inc. IRM Healthcare RPG, LLC JamisonPro Allied Health Purchasing JamisonPro Purchasing Group Ltd. Lawyers Direct Risk Purchasing Group, Legal Professional RPG, Inc. Libraries Purchasing Group Little League Baseball PG, Inc. Long Term Care Facilities Insurance Madison Purchasing Group (RI) MAGAW Healthcare Professionals MAI Hospital and Medical Facility MAI Managed Care Organization MAI Physicians and Surgeons Main Street Insurance Purchasing Group Managed Care Insurance Purchasing MedAlliance Professional Liability PG Medical Data & Billing Insurance Medical Malpractice Coverage for Medical Professionals Program Medical Related Professional Services MGMA Purchasing Group - East, Inc. Mid American Association of Midwestern Association of Motors Insurance Purchasing Group, NAA Purchasing Group, Inc. NAMIC Purchasing Group
4323 Warren Street 148 Hammond Drive 14140 Ventura Boulevard 237 Main Street Post Office Box 48386 4323 Warren Street, NW 40 Fulton Street 4323 Warren Street 333 City Blvd West P.O. Box 526148 2365 Woodlake Drive 40 Fulton Street 40 Fulton Street 40 Fulton Street 40 Fulton Street 40 Fulton Street 40 Fulton Street 40 Fulton Street 40 Fulton Street 720 N.W. 50th Street c/o Beth Kravetz 4323 Warren Street, NW 161 Ottawa NW 339 Northern Avenue 1440 Renaissance Drive 539 Route 15 4323 Warren Street c/o Alexander & Alexander, Inc., 222 S. Prospect Avenue P.O. Box 590009 P.O. Box 590009 P.O. Box 590009 1402 Third Avenue 4323 Warren Street, NW 676 North St Clair Street 330 E. Kilbourn Ave. c/o Beth Kravetz, Esq. 4323 Warren Street 55 East Monroe Street 1849 W. North Temple 502 Evergreen Place Court 502 Evergreen Place Court 300 Galleria Officentre 116 John Street c/o Beth Kravetz
3rd Floor Suite 820
12th Floor
Suite 400
Suite 100 12th Floor 12th Floor 12th Floor 12th Floor 12th Floor 12th Floor 12th Floor 12th Floor
4323 Warren Suite 607
Fleet Center,
Suite 520
Suite 1600 Suite 1085 4323 Warren
Suite 3300 Building D
Suite 200 23rd Floor 4323 Warren
Washington DC
Altanta
GA
Sherman
CA
Buffalo
NY
Atlanta
GA
Washington DC
New York
NY
Washington DC
Orange
CA
Salt Lake City UT
Okemos
MI
New York
NY
New York
NY
New York
NY
New York
NY
New York
NY
New York
NY
New York
NY
New York
NY
Oklahoma City OK
Washington DC
Washington DC
Grand Rapids MI
Boston
MA
Park Ridge
IL
South
PA
Washington DC
Providence
RI
Park Ridge
IL
Birmingham AL
Birmingham AL
Birmingham AL
Seattle
WA
Washington DC
Chicago
IL
Milwaukee
WI
Washington DC
Washington DC
Chicago
IL
Salt Lake City UT
Louisville
KY
Louisville
KY
Southfield
MI
New York
NY
Washington DC
20016-2 202-966-3934 30328 404-252-9094 91423 818-971-5318 14203 716-856-6600 30362 404-458-0093 20016-2 202-966-3934 10038 212-608-9400 20016-2 202-966-3934 92868 714-939-7448 84152-6 8013043771 48864 517-347-0386 10038 212-608-9400 10038 212-608-9400 10038 212-608-9400 10038 212-608-9400 10038 212-608-9400 10038 212-608-9400 10038 212-608-9400 10038 212-608-9400 73118 405-426-6710 20016-2 202-966-3934 20016-2 202-966-3934 49503 616-233-2364 02210 856-216-0220 60068 847-803-3100 17702 570-326-1921 20016-2 202-966-3934 2903 212-297-3100 60068 800-343-1368 35259-0 205-877-4426 35259-0 205-877-4426 35259-0 205-877-4426 98101-2 206-583-0877 20016-2 202-966-3934 60611-2 312-951-7700 53202 414-273-4200 20016-2 208-338-6423 20016-2 202-966-3934 60603 312-750-8907 84116-3 801-990-2400 40223 502-244-2056 40223 502-244-2056 48034 248-263-6914 10038 212-608-5330 20016-2 202-966-3934
Beth
Kravetz
Pamela
Miller
Jeffrey
Jones
Patrick T.
Comerford
Robert C.
Bock
Beth
Kravetz
Stuart
Farber
Beth
Kravetz
Maryann
Rimoin
Brenda
Wilson
John
Wurzler
Stuart
Farber
Stuart
Farber
Stuart
Farber
Stuart
Farber
Stuart
Farber
Stuart
Farber
Stuart
Farber
Stuart
Farber
Michael
McLemore
Beth
Kravetz
Beth.
Kravetz
Mary
Kraut
Wes
Pohler
Susanne
Chakos
Daniel
Kirby
Beth
Kravetz
Carla
Vel
John Fetcho
Laquita B.
Goodwin
LaQuita B.
Goodwin
LaQuita
Goodwin
Laura
Lilly
Beth
Kravetz
David
Huske
Michael
Bamberger
Richard
Johnson
Beth
Kravetz
Diana
Wanzenber
Jeffrey
Brunken
Jack
Smith
Jack W.
Smith
Robert L.
Donnay
Joseph
Elmasri
Beth
Kravetz
2002 Annual Report
70
Georgia Department of Insurance
NASW Purchasing Group, Inc. National Alliance of Nonprofit National Association of Broadcasters National Association of Independent National Association of Independent National Association of Insurance and National Association of Residential National Association of Salaried National Care Provider Insurance, Inc. National Chiropractic Council National CPA Risk Purchasing Group, National Federation of Paralegal National Franchise Cleaners Risk National Legal Aid and Defender National Manufactured Housing National Newspaper Association (PG) National Nurses Purchasing Group National Professional Purchasing National Public Relations Professional National Purchasing Group for Pest National Society of Dental Practitioners NCMIC Alternative Health RPG NCMIC Diversifed Health RPG NHO Purchasing Group, Inc. Non Profit Unemployment Nonprofit Liability Insurance North America Chemical Users & North American Retail Risk Purchasing Outdoor & Recreation Insurance Owner Operator Independent Drivers Petroleum Distributors Purchasing Petroleum Marketers Purchasing Group, Phoenix Physicians Insurance Risk Physicans Corps, L.L.C. (The) Physicians Alternative Purchasing Physicians Excess Liability Physicians Protector Plan Risk Pimerus Risk Purchaing Group, Inc. Preferred Apartment Owners Purchasing Preferred Dental Association of America Preferred Professional Purchasing Preferred Property Group, LLC Preferred Property Program, Inc. Premier Attorneys Purchasing Group, Premier Hotel Insurance Group
750 First Street N.E.
Suite724
P.O. Box 289
4323 Warren Street, NW
c\o The Wood Ins. Group 1430E.
333 City Boulevard West Suite 400
4323 Warren Street, NW
304 Martin Luther King Drive
P.O. Box
1098 South Milwaukee Avenue Suite 200
16601 Ventura Boulevard
Suite 500
1851 E. First Street
Suite 1160
84 Chalet Circle
32 West Bridlespur Terrace
2018 State Road
4323 Warren Street, NW
360 Central Avenue
Suite 1705
333 W. Wacker Drive
Suite 300
55 East Monroe Street
Suite 3300
c/o Mandell Menkes & Surdyk, 333 West
19191 South Vermont Avenue
Suite 770
P.O. Drawer 1793
Suite 900
210
1452 29th Street
1452 29th Street
1700 Diagonal Road
Suite 625
1098 South Milwaukee Avenue
977 Oaklawn Avenue
P.O. Box 526148
6700 North Oracle Road
Suite 323
c/o Beth Kravetz
4323 Warren
P.O. Box 1000
c/o PG Administrators, LLC
65 Westway
P.O. Box 270049
2604 - 33rd Avenue S.E.
960 Johnson Ferry Road
Suite 235
2000 West Sam Houston
One
502 Evergreen Place Court
401 E. Jackson St. Ste 1700
161 Ottawa NW Suite 607
4323 Warren Street, NW
One Hollow Lane Suite 204
1098 South Milwaukee Avenue
P.O. Box 679
26 Columbia
960 Holcomdel Road
Building II
520 U.S. Highway 22
P.O. Box
155, 108th Avenue
Suite 800
Washington DC
Fawnskin
CA
Washington DC
Phoenix
AZ
Orange
CA
Washington DC
Fort Valley
GA
Wheeling
IL
Encino
CA
Santa Ana
CA
Dawsonville GA
Kansas City MO
La Crosse
WI
Washington DC
St. Petersburg FL
Chicago
IL
Chicago
IL
Chicago
IL
Torrance
CA
Orlando
FL
Coral Springs FL
Des Moines IA
Des Moines IA
Alexandria
VA
Wheeling
IL
Elmhurst
IL
Salt Lake City UT
Tucson
AZ
Washington DC
Grain
MO
Wethersfield CT
West Hartford CT
Puyallup
WA
Atlanta
GA
Houston
TX
Louisville
KY
Tampa
FL
Grand Rapids MI
Washington DC
Lake Success NY
Wheeling
IL
Florham
NJ
Holmdel
NJ
Bridgewater NJ
Bellevue
WA
20002 202-336-8202 29333 909-866-8120 20016-2 202-429-5492 85014 602-230-8200 92868 714-939-7448 20016-2 202-966-3934 31030 478-825-5566 60090 847-541-0900 91436 818-905-0311 92705 714-571-1850 30534 706-216-6698 64114 202-966-3934 54601 608-788-6160 20002 202-966-3934 33701-3 727-894-4336 60606 312-251-1000 60603 312-750-8907 60606 312-251-1000 90502 310-819-3432 32802 407-540-1400 33071 800-237-9429 50266-1 515-222-2927 50266-1 512-222-2927 22314 717-741-0911 60090 847-541-0900 60126 630-833-1120 84152-6 801-304-3771 85704-7 520-742-9200 20016-2 202-966-3934 64029 816-229-5791 6109 860-563-7797 06127-0 860-561-3600 98374 253-770-0283 30342 404-257-9977 77024 713-461-4000 40223 502-244-1056 33602 813-222-4145 49503 616-233-2364 20016-2 202-966-3934 11042 516-365-6357 60090 847-541-0900 7932 973-549-1818 7733 732-834-9800 8807 908-685-7650 98004 425-450-1090
Loretta Robert Beth Jodie Maryann Beth Robert Tammy Taj Deanna Betty Lu James Beth Graeme H. Daniel Diana Daniel Lynn Michael Virginia E. Mark Heather Sharon Tammy Kevin Brenda Randy Beth Toni Jodie Neil Gina M. Susan William F. Jack Susan Mary Beth Timothy Tammy Mark Stephen Gerald Jeanne
Robinson Nuccio Kravetz Cole Rimoin Kravetz Pearson Weinert O'Toole Deckert Harder Hangley McDonald Kravetz Smith O'Leary Wanzenber O'Leary Goldberg Schmidt Verduin Raymie West Ayers Weinert Sneed Wilson Jumper Kravetz Vincent Heimgartne Cross Burrow Armbrester Galtney, Jr. Smith Heath Kraut Kravetz Daugherty Weinert Waldor Kane Brennen-Br Burke
2002 Annual Report
71
Georgia Department of Insurance
Professional Advisors Purchasing Professional Counselors Purchasing Professional Design Purchasing Group Professional Liability Assurance Professional Nurses Purchasing Group, Professional Nursing Organizations Professionals Premier Risk Purchasing Property Managers Risk Purchasing Property Owners Purchasing Group Prosecure Lawyers Purchasing Group Protectors Purchasing Group, Inc. Protek Risk Purchasing Group, The Psychiatrists' Purchasing Group, Inc. Psychologists Purchasing Group Public Broadcasters Purchasing Group Public Officials Purchasing Group RE Brokerages Purchasing Group, Re-Liability Purchasing Group, Inc. Real Estate Agents Alliance Purchasing Real Estate Appraisers Liability Real Estate Apprasiers Professional Real Estate Associations Purchasing Real Estate Professionals Risk Real Estate Sales Professionals Program Realty Purchasing Group Association Religious Institutions Insurance Rental Equipment Dealers, Inc. Resort Hotel Purchasing Group Right of Way Risk Purchasing Group, Rockwood Guardian Agents PG Roofing Contractors Purchasing Group, Securities Dealers Risk Purchasing Security Investigative Risk Purchasing Select Auto Dealer Purchasing Group, Select Hotel Insurance Group Select Professional Purchasing Group, Service Station Insurance Program Short Term Special Events, Inc. SNDA Purchasing Group, Inc. Social Service Purchasing Group, Inc. Society of Habitational Insurance Southern Truckers Purchasing Group, Sponsored Agents Liability Insurance Sports & Equestrian Activities Risk
25 East Spring Valley Avenue 95 Broadway 55 East Monroe Street 3033 Ogden Avenue 95 Broadway Marsh Affinity Group Services 333 W. Wacker Drive, Suite 300 c/o PG Administrators, LLC 5929 Balones Drive 1776 West Lakes Parkway 39 Riverside Avenue 281 South Scott 1515 Wilson Road 55 East Monroe Street 4323 Warren Street, NW 55 E. Monroe Street 11234 El Camino Real 2150 South Andrews Avenue 12396 World Trade Drive c/o Intercorp, Inc.1438-F 6640 Shady Oak Road Ohrenstein & Brown 1200 E. Glen Ave. 333 City Boulevard West 55 East Monroe Street Two Greenville Crossing 122 East 42nd Street 161-A John Jefferson Road 18550 West Capitol Drive 228 Philadelphia Pike c/o Ninigret Management c/o Seabury & Smith 55 Old Turnpike Road P.O. Box 650 155 - 108th Avenue, NE 4725 Peachtree Corners Circle 1700 Route 3 West 10451 Gulf Boulevard 9839 North Hayden Road #103 c/o PG Administrators, LLC 5950 Hazeltine National Drive 310 Commercial Drive 4323 Warren Street, NW 1355 Peachtree Street
Suite 270 Suite 3300 Suite 300 1440 65 Westway Suite 301
Suite 800 Suite 3300 Suite 3300
West Suite 500 1Penn Plaza, Suite 400 Suite 3300 P.O. Box
41 North 1255 23rd Suite 309 Suite 800 Suite 230
67 Prospect Suite 650
Suite 1500
Maywood
NJ
Amityville
NY
Chicago
IL
Lisle
IL
Amityville
NY
Park Ridge
IL
Chicago
IL
Wethersfield CT
Austin
TX
W. Des Moines IA
Westport
CT
Tucson,
AZ
Arlington
VA
Chicago
IL
Washington DC
Chicago
IL
San Diego
CA
Ft. Lauderdale FL
San Diego
CA
Ephrata
PA
Eden Prairie MN
New York
NY
Peoria
IL
Orange
CA
Chicago
IL
Wilmington DE
New York
NY
Williamsburg VA
Brookfield
WI
Wilmington DE
W. Hartford CT
Washington DC
Nanuet
NY
Winterville
GA
Bellevue
WA
Norcross
GA
Clifton
NJ
Treasure
FL
Scottsdale
AZ
West Hartford CT
Orlando
FL
Savannah
GA
Washington DC
Atlanta
GA
7601 201-226-1200 11701 631-691-6400 60603 312-750-8907 60532 630-961-9605 11701 631-691-6400 60068 847-803-3100 60606 312-251-1000 6109 860-563-7797 78731 512-467-7299 50398 515-365-6022 6880 212-608-9400 85701 520-670-1111 22209 703-907-3800 60603 312-280-5598 20016-2 202-966-3934 60603 312-750-8907 92130 858-314-1314 33316 800-489-5983 92128 858-618-1648 17522-1 717-721-3500 55344 952-944-8790 10119 212-682-4500 61616-5 309-679-0261 92868 714-939-7448 60603 312-750-8907 19807 619-515-0990 10168 516-354-5100 23185-5 757-220-7188 53045 414-781-7020 19809 302-765-6000 6107 860-561-3600 20037 301-590-6525 10954 914-624-2424 30683-0 706-742-5008 98004 425-450-1090 30092 678-969-9152 7013 973-777-4747 33706 727-367-6900 85258 937-586-3720 6107 860-231-0600 32822 973-777-4747 31406 912-353-3980 20016-2 202-966-3934 30309 404-874-5861
Rickard Richard Diana Diane Patricia Diane D.V. Jodie Gregory Beth Stuart Daniel L. Martin John Beth Diana Barbara Richard Douglas Elaine Rodney L. Terrance Mary Maryann Diana Donald Tai C. Tamara B. Paul Glenn Nancy Dean Marc William H. Jeanne Jack Karen Marguerite Fran Jodie James Dennis O. Beth George W.
Jorgensen Imbert Wanzenber Fiel Siemank Dal O'Leary, Jr. Heimgartne Crouch Kravetz Farber Schneider Tracy Haney Kravetz Wanzenber Niemela Byron Campbell Matternas Olsen Cummings Helms Rimoin Wanzenber Gould Lee Glaser Gurtler Clark Casida Boyle Katz Harris Burke Fox Gormley Robinson Rickenbach Heimgartne McCahill Lofton Kravetz Payne, III
2002 Annual Report
72
Georgia Department of Insurance
Sports & Fitness Insurance Purchasing Sports & Special Events Risk Puchasing Sports and Recreation Providers Sports Association Purchasing Group Staff Physicians Purchasing Group, Inc. Steelhead Insurance Purchasing Group, Structual Engineers Risk Management Sunbelt Transportation and Products T.R.A.M. Services, Inc. Purchasing T.V. and Radio Purchasing Group, Inc. The Aegis Service Contract Liability The American Dietetic Association Risk The Chiropractic Group The CPA Advantage Purchasing Group The Premium Risk Purchasing Group The Professional Warranty Purchasing The Schneider Group, Inc. d/b/a Protek Title Agents of America Transworld Building Trades & Truckers' Purchasing Group, Inc. Trust for Insuring Educators Purchasing TSI Sports Incorporated U.S. Military Family Day Care Home PG U.S. Security Association, Inc. United American Legal Service United Chiropractic Group, Inc. United Food and Lodging Association United Professional Liability United Risk Purchasing Group, Inc. United States Contractors Associstion, USA Court Reporters Purchasing Group Vanderbilt Properties Associates, Inc. Volunteers Insurance Service Western Continent Reality Liability Worldwide Outfitter & Guides
618 Briarwood Drive, P.O. Box 1250 f/k/a Youth Sports Association 55 East Monroe St. 2000 West Sam Houston One 3109 Knox Street 2959 Monterey-Salinas 2710 Wade Hampton Blvd c/o The Corporation Company c/o Mandell Menkes & Surdyk, 6010 Atlantic Boulevard 55 East Monroe Street 39 So. LaSalle Street 55 East Monroe Street 3060 Bainbridge Road 10062 Applewood Court 281 S. Scott 4323 Warren Street, NW P.O. Box 526148 P.O. Box 489 P.O. Box 418131 P.O. Box 1320 c/o Secure Southwest 1920 Greenspring Drive P.O. Box 526148 P.O. Box 188 1107 South Tillotson Avenue P.O. Box 1809 P.O. Box 5910 2899 Elmwood Drive c\o USA Benefits Group 770 Lexington Ave. 216 South Peyton Street 1787 East Fort Union P.O. Box 526148
Suite A 4323 Warren Suite 3300 Suite 201
515 South 333 W. Suite 3300 Suite 707 Suite 3300 c/o Captive
540 West #200
1164 E. 7th Floor
Jackson
MS
Mialothian
VA
Washington DC
Chicago,
IL
Houston
TX
Dallas
TX
Monterey
CA
Greenville
SC
Topeka
KS
Chicago
IL
Norcross
GA
Chicago
IL
Chicago
IL
Chicago
IL
Cleveland
OH
Burke
VA
Tucson
AZ
Washington DC
Salt Lake City UT
Kenosha
WI
Kansas City MO
Flowery Branch GA
Mesa
AZ
Timonium
MD
Salt Lake City UT
WinterSet
IA
Muncie
IN
Rockport
TX
Carefree
AZ
Smyrna
GA
Ft. Lauderdale FL
New York
NY
Alexandria
VA
Salt Lake City UT
Salt Lake City UT
39211 601-957-0440 23113 804-754-7610 20016-2 202-966-3934 60603 312-750-8907 77024 713-461-4000 75205 214-360-3642 93940 800-227-8533 29615 864-292-3732 66603 847-572-6110 60606 312-251-1000 30071-1 678-225-1001 60603 312-750-8907 60603 312-214-0707 60603 312-750-8907 44139 440-542-5020 22015 703-803-8230 85701 520-670-1111 20016-2 800-331-9759 84152-6 801-304-3771 53141 262-697-9600 64141-9 816-756-1060 30542 770-534-6409 85210 602-464-2288 21093 410-828-5810 84152-6 801-304-3771 50273 888-824-4234 47304 765-284-4443 78381-1 512-790-9043 85377 480-595-9100 30080 770-436-7575 33334 954-233-1776 10021 212-546-1010 22314 703-739-9300 84121 801-944-3212 84152-6 801-304-3771
Glynne A. John W. Beth Diana William F. Rod Kristi William E. Gerard Daniel Verda Diana Dana C. Diana David Thomas Daniel Mark Brenda Bonnie Douglas Jennifer Jill Krystal Brenda Robert A. Ronald L. Lisa P. Michele William Lavina Alnoor Lauren Cheri Brenda
Simpson Frazier Kravetz Wanzenber Galtney, Jr. Going Malone Sosby Albanese, O'Leary Talton Wanzenber Crowley Wanzenber Martin Hitselberge Schneider Pearson Wilson Kroedler Kocher Sanders Wilcock Jenkins Wilson Nelson Thomas, III Evans Wilson Dial Honeycutt Ladha Coleman Jolley Wilson
2002 Annual Report
73
Georgia Department of Insurance
Risk Retention Groups
GID# 42000 42003 42007 42008 42010 42011 42012 42013 42014 42015 42016 42017 42018 42019 42020 42021 42022 42023 42024 42025 42026 42027 42028 42029 42030 42031 80001 80002 80419 80421 80423 80673 80701 80723 80741 80752 80754 80757 80781 80909 81065
Risk Retention Group Ophthalmic Mutual Insurance Company, A RRG Primeguard Insurance Company, Inc., A RRG Global International Insurance Company, Inc., A RRG States Self-Insurers Risk Retention Group, Inc. Newport Mutual Insurance Risk Retention Group, Inc. Attorneys Liability Protection Society, A Mutual Automotive Underwriters Insurance Company, INC. Alliance of Nonprofits for Insurance, Risk Retention First Automotive Insurance Risk Retention Group, St. Charles Insurance Company, Inc., A RRG Heritage Warranty Mutual Insurance RRG, Inc. (SC) Capital Assurance Risk Retention Group, Inc. National Independent Truckers Insurance Company,A Distinguished Programs Real Estate Risk Retention Titan Insurance Company, Inc., a RRG Marathon Financial Insurance Company, Inc. RRG Steel Tank Insurance Company, RRG CHC Casualty Risk Retention Group, Inc. GSFS Risk Retention Group, Inc. American Trucking and Transportation Insurance Lenders Protection Assurance Company Risk American Eagle Insurance Company, RRG Jamestown Insurance Company, a Risk Retention High Tech Services Risk Retention Group, Inc. Emergency Physicians Insurance Company Risk Builders and Contractors Insurance Company, RRG Columbia National Risk Retention Group, Inc. Residential Insurance Company, Inc. (A RRG) Architects & Engineers Insurance Company, A RRG Community Blood Centers' Exchange RRG National Guardian Risk Retention Group, Inc. National Home Insurance Company, A RRG American Feed Industry Ins. Company, RRG, Inc. CPA Mutual Insurance Company of America, RRG Preferred Physicians Medical Risk Retention Group Title Industry Assurance Co. Risk Retention Group American Contractors Insurance Company, RRG Housing Authority Risk Retention Group, Inc. American Safety Risk Retention Group, Inc. Western Pacific Mutual Insurance Company, A RRG Premier Insurance Exchange, Risk Retention Group
Address
City
655 Beach Street
San Francisco
1225 17th Street, Suite Denver
1501 Wilson Boulevard, Arlington
920 Second Avenue South,Minneapolis
26051 Merit Circle, Suite Laguna Hills,
Post Office Box 9169
Missoula,
1001 Bishop Street, Pacific Honolulu
P.O. Box 306
Montpelier
900 Fort Street Mall, Suite Honolulu
#3 Lockwood Drive, Suite Charleston
#3 Lockwood Drive, Suite Charleston
#3 Lockwood Drive, Suite Charleston
#3 Lockwood Drive, Suite Charleston
211 Knig Street, Suite 320 Charleston
#3 Lockwood Drive, Suite Charleston
1722 Corporate Crossing, O'Fallon
76 St. Paul Street, Suite 500Burlington
100 Bank Street, Suite 610 Burlington
#3 Lockwood Drive, Suite Charleston
111 North Higgins Ave. Missoula
1212 N 96th Street
Omaha
40 Main Street, Suite 500 Burlington
P.O. Box 937
Charleston
76 St Paul Street, Suite 500 Burlington
1135 Terminal Way, Suite Reno
8961 W. Sahara, Suite 106 Las Vegas
100 Bank Street, Suite 610 Burlington
1001 Bishop Street, Suite Honolulu
3100 Dundee, Suite 501 Northbrook
2345 Grand Blvd., Suite Kansas City
2240 South Airport Road, Traverse City
2675 South Abilene, Suite Aurora
4685 Merle Hay Road Des Moines
76 St. Paul Street, Suite 500Burlington
9000 West 67th Street, Shawnee
40 Main Street, Suite 500 Burlington
12222 Merit Drive, Suite Dallas
189 Commerce Court
Cheshire
1845 The Exchange, Suite Atlanta
1655 Lafayette Street Denver
12225 El Camino Real San Diego
State CA CO VA MN CA MT HI VT HI SC SC SC SC SC SC IL VT VT SC MT NE VT SC VT NV NV VT HI IL MO MI CO IA VT KS VT TX CT GA CO CA
ZIP 941091 80202 22209 554024 92653 598079 968133 5601 96813 29401 29401 29401 29401 29401 29401 62269 54014 5401 29401 59802 68114 5402 294020 54014 89502 89117 5401 96813 60062 64108 49684 800142 50322 54014 662023 54018 75251 0641030339 80218 92130
Telephone 415-771-1002 808-543-9786 703-812-8425 612-376-4200 949-348-7045 406-728-3113 808-521-1121 802-229-5042 505-881-2244 843-579-2214 843-579-2214 843-579-2214 843-579-2214 843-723-0418 843-579-2214 618-628-3090 847-438-0880 802-864-5599 843-579-2214 406-523-3883 888-453-5125 802-863-5774 843-579-2214 802-862-4400 866-374-2467 702-254-4494 802-864-5599 808-543-0439 847-272-9037 816-395-8523 231-946-8970 720-747-6009 515-254-0400 802-862-4400 913-262-2585 802-863-5774 800-563-6051 203-272-8220 770-916-1908 303-388-5688 858-481-2727
FirstName Linaflor Nancy Heather Sheryl Rod Robert Wanda Andrew James Paul Paul Paul Paul
Paul Tiffany Brian Shawn Paul Amy Steve Jeff Paul Chryssa Janice Peter Jennifer Stephen Michael Gordon Dr. James M. Stephen Danny J. Gary Bruce Allison Misty Janine Darrel Katherine Kathyrn
LastName Cruz Velasquez Ross Sattler Millar Minto, Jr. Jong Sargeant Smith Newton Newton Newton Newton
Newton Kreke Gorton Guertin Newton Minto Rush Kenneson Newton O'Toole Lester Foley Gravelle Chaffee Iannotti Cook Johnson Chaffee Carlisle O'Hare Anderson Simpson Smith Lehr Crim Kranz Boucher
2002 Annual Report
74
Georgia Department of Insurance
81071 81074 81076 81077 81078 81081 81085 81088 81191 81309 81400 81421 81491 81595 81597 81598 85052
Doctors Insurance Reciprocal Mental Health Risk Retention Group, Inc. National Catholic Risk Retention Group, Inc. National Warranty Insurance Risk Retention Group Paratransit Insurance Company, a Mutual RRG United Educators Ins. Risk Retention Group, Inc. Terra Insurance Agency United Home Insurance Company, A Risk Retention American National Lawyers Ins. Reciprocal, RRG Consumer Specialities Insurance Company RRG OMS National Insurance Company Risk Retention American Association of Orthondontists Ins. Co. RRG National Service Contract Insurance Company RRG, OOIDA Risk Retention Group Attorneys' Liability Assurance Society, Inc. A RRG The Reciprocal Alliance (Risk Retention Group) Evergreen USA Risk Retention Group, Inc.
500 Interstate Blvd South, Nashville
TN
388 Pompton Avenue Cedar Grove NJ
140 Kennedy Drive
South
VT
5201 R Street
Lincoln
NE
1000 Ridgeway Loop Rd Memphis
TN
2 Wisconsin Circle, Suite Chevy Chase MD
P.O. Box 306
Montplier
VT
100 Bank Street
Burlington
VT
500 Interstate Blvd South, Nashville
TN
P.O. Box 306
Montpelier
VT
6133 N. River Road, Suite Rosemont
IL
P. O. Box 306
Montpelier
VT
900 Fort Street Mall, Suite Honolulu
HI
P O Box 306
Montpelier
VT
311 South Wacker Drive, Chicago
IL
500 Interstate Blvd, Suite Nashville
TN
655 Main Street
Lewiston
ME
37210 7009 54072 68504 38120 208159 56010 5401 37210 56010 600185 5601 96813 5601 6060637210 42400
615-742-8811 8022644583 802-651-3351 800-206-8695 901-684-3663 301-907-4908 802-229-5042 802-864-1711 615/742-8811 802-229-5042 847-384-0041 802-229-5042 703-812-8425 802-229-5042 312-697-6900 615-742-8811 802-862-4400
Judith Merissa Mary Dennis Andrew Gary Andrew Kimberly Judith Ann Andrew Kenneth Andrew Heather Andrew John Thomas Melissa
Kelley Bushey Richards Costin Sargeant Griffin Sargeant Whitcomb Kelley Sargeant Ludwig Sargeant Ross Sargeant Foley Smith Sheldon
2002 Annual Report
75
Georgia Department of Insurance
Licensed Georgia Captives, as of Dec. 31, 2002
CAPTIVE
1 American Captive Insurance Company 2 Builders Insurance Co (A Mutual Captive Co) 3 Commercial Mutual Insurance Co. (A Captive Co.) 4 GCAP Mutual Captive Insurance Company 5 Georgia Restaurant Mutual Captive Insurance Co 6 Georgia Timber Harvester's Mutual Captive 7 Health Care Mutual Captive Insurance Co. 8 Hospitality Captive Insurance Co., Inc. 9 ManagedCare Mutual Captive Insurance Co 10 Renaissance Mutual Captive Insurance Co 11 Southeast Employers Mutual Captive 12 Southeastern U.S. Captive Insurance, Inc. 13 Tift Area Captive Insurance Company 14 TPA Captive Insurance Company 15 United Business Insurance Co (A Mutual Captive) 16 United Group Captive Insurance Company 17 VFH Captive Insurance Company
Totals
ADMINISTRATOR
DATE
LICENSED
Self
5/1/97
PCA Solutions Inc.
7/1/96
Covenant Management Inc.
6/10/93
O'neal Routson Inc.
4/1/98
Program Adminstration Specialists Inc. 12/31/96
Forestry Insurance Services Inc.
12/10/93
Georgia Administrative Services Inc. 12/28/00
Self
3/30/01
ManagedComp Inc. of Georgia
4/20/92
Renaissance Underwriting Managers LLC 6/29/95
FL Employers Insurance Service Corp. 12/31/96
Employers' WorkComp
11/15/01
Joy Art Inc.
6/30/00
Self
6/15/91
Self
6/19/02
O'neal Routson Inc.
8/26/97
Stowe Associates Inc.
3/28/97
TOTAL ASSETS 2,204,897 168,147,221 27,308,535
3,213,459 5,618,402 6,886,744 1,326,531
2,558,146 6,371,274 1,536,050 5,848,909 1,356,814 2,379,347 4,983,434
239,739,763
SURPLUS
1,611,389 60,013,127 4,733,116
1,032,651 1,451,975 (1,480,068) 515,173
727,942 2,003,905 630,033 3,944,812 666,608 1,394,951 1,184,093
78,429,707
DIRECT WRITING 1,072,180 72,586,974 13,139,553
1,757,835 4,776,303 5,527,355 913,603
1,955,703 7,147,650 739,887 1,546,036 656,600 877,433 2,408,196
115,105,308
NET WRITING 1,072,180 72,282,185 9,581,579
2,133,763 3,877,564 4,922,018 831,801
1,752,148 7,147,650 519,250 1,057,855 634,748 877,433 2,408,196
109,098,370
NET INCOME 235,873 9,546,129 (854,605)
(23,056) 81,708 (3,079,747) (271,060)
(378,796) 124,478 91,215 123,037 (142,171) 318,485 (110,544)
5,660,946
Georgia Department of Insurance
Licensed Title Insurers, as of Dec. 31, 2002
NAIC# COMPANYNAME
Domicile
State
1
51535 American Pioneer Title Insurance Co.
FL
2
51152 Atlantic Title Insurance Co.
SC
3
50687 Attorneys Title Insurance Co.
FL
4
50229 Chicago Title Insurance Co.
MO
5
50083 Commonwealth Land Title Insurance Co. PA
6
51071 Fidelity National Title Insurance Co. of NY NY
7
50814 First American Title Insurance Co.
CA
8
50008 First American Title Insurance Co. NC
NC
9
50369 Investors Title Insurance Co.
NC
10
50024 Lawyers Title Insurance Corp.
VA
11
50695 National Title Insurance Co.
FL
12
51020 National Title Insurance of NY Inc.
NY
13
50520 Old Republic National Title Insurance Co. MN
14
50784 Security Title Guarantee Corp. of Baltimore MD
15
50857 Security Union Title Insurance Co.
CA
16
50792 Southern Title Insurance Corp.
VA
17
50121 Stewart Title Guaranty Co.
TX
18
50067 Ticor Title Insurance Co.
CA
19
50245 Title Insurance Company of America
TN
20
50012 Transnational Title Insurance Co.
AZ
21
51624 United General Title Insurance Co.
CO
TOTALS
Georgia Premium 8,517,570 143,147 471,604 33,205,918 19,121,724 19,870,902 38,726,319 0 100,888 23,508,765 17,327 57,595 27,718,844 10,308 0 0 16,977,757 2,306,883 1,856 52,525 7,164,774
197,974,706
Total Premium 226,509,988 2,163,595 268,586,797 1,164,404,133 776,478,717 561,267,146 1,744,463,419 211,157 63,665,546 823,065,332 885,010 14,545,912 509,171,333 22,102,533 43,422,502 13,637,455 844,352,474 252,903,923 14,906,333 226,535,761 205,435,983
Georgia Market Share 4.30 0.07 0.24 16.77 9.66 10.04 19.56 0.00 0.05 11.87 0.01 0.03 14.00 0.01 0.00 0.00 8.58 1.17 0.00 0.03 3.62
Surplus
25,799,868 5,264,052 50,120,257 294,199,441 178,437,990 67,693,902 651,256,401 7,940,483 33,496,787 271,629,068 2,795,690 4,528,922 93,480,601 3,932,009 52,638,915 6,984,729 309,342,083 72,211,683 7,529,072 95,269,700 17,418,319
7,778,715,049 100.00 2,251,969,972
76
2002 Annual Report
Georgia Department of Insurance
Third Party Administrators, as of Dec. 31, 2002
77
#
GID# THIRDPARTYADMINISTRATOR
ADDRESS
CITY, STATE, ZIP
TYPE
DATE CONTACTPERSON PHONE
LICENSED
1
94101 "HRMP"
5 Hutchinson Drive
Danvers, MA 01923-3777
Comm. Self, L & H 5/9/96 Jennifer Monsini (978)762-9780
2
94158 AAFPInsuranceServices,Inc.
11400TomahawkCreekParkway,Suite430 Leawood,KS66211-2672
Comm. Self, L & H 4/22/97 ThomasKoch
(800) 325-8166
3
94079 ACSBenefitServices,Inc.
8025 North Point Boulevard, Suite 100
Winston-Salem, NC 27106
Comm. Self,L & H 8/31/95 R. Douglas
(336) 759-2013
4
44002 Administrative Concepts, Inc.
997 Old Eagle School Road, Suite 215
Wayne, PA19087-1706
Accident &
2/10/98 MarcieLerch
(610) 293-9229
5
94103 AdministrativeServices,Inc.
P.O. Box 30098
Tampa, FL 33630-3098
L & H
5/22/96 Jeff Bell
(800) 237-7767
6
44032 Administrative Systems, Inc.
1310 Mercer Street, Suite 200
Seattle, WA 98109-5588
Comm.Self, Cas, L 11/24/99 Beth Carroll
(206) 343-5633
7
94147 AdvancePCS,L.P.
5215 North O'Connor Blvd, Suite 1600
Irving, TX 75039
Comm.Self, L & H 3/3/97 ErikaEpps
(301) 563-5633
8
94021 AffinityInsuranceServices,Inc.f/k/aAonDirect
123 N. Wacker Drive, 16th Floor
Chicago, IL 60606
L & H
9/12/94 KimberlyO'Daniel (800)687-2273
9
44050 AffinityServiceGroup,Inc.
1940 The Exchange, Suite 200
Atlanta, GA 30339-2002
Comm. Self, Cas, L 7/20/99 BonnieCorey
(678) 298-1880
10
94032 AGIA,Inc.
1155 Eugenia Place
Carpinteria, CA 93013
L & H
12/20/94 BonnieWeinberg (805)566-9191
11
44025 AIAInsurance,Inc.
111 Main Street, Lewis Clark Plaza
Lewiston, ID 83501
Fully Ins. Group 3/11/99 MaryNordhagen (208)799-9000
12
44027 Alignis,Inc.
1101 West Dekalb Pike, Suite 110
Wayne, PA19087
Health
10/2/98 Faith Knight
(610) 265-1958
13
94149 Allen J. Flood Companies, Inc., The
2 MadisonAvenue
Larchmont, NY 10538
Comm. Self, L & H 2/13/97 Allen J. Flood
(914) 834-9326
14
94005 Allen Medical ClaimsAdministrators
14801 Quorum Drive, Suite 605
Dallas, TX 75254
Comm. Self, L & H 12/21/94 ToanNguyen
(800) 741-0185
15
94059 Alliance-OneServices,Inc.
301 West 11th Street
Kansas City, MO 64105
Life & Annuity
6/29/95 Gregory Stites
(816) 435-1900
16
94043 Allied ClaimsAdministration, Inc.
P. O. Box 674869
Marietta, GA 30006-0006
L & H
5/11/95 BrianWilcox
(770) 850-8045
17
94029 Allied National, Inc.
P. O. Box 419257
Kansas City, MO 64141
L & H
11/15/94 DavidW.Ashley (816)474-1200
18
44048 AlphaDataSystems,Inc.
1545 W. Mockingbird Lane #6000
Dallas, TX 75235
Comm. Self, Cas, L 7/22/99 DonaldShepherd (214)638-1488
19
94026 AMAInsuranceAgency,Inc.
200 North Lasalle St, Ste 400
Chicago, IL 60601
Fully Ins. Group 11/9/94 Judy Robson
(312) 419-3751
20
94022 AmericanDentalPlanofGA,Inc.d/b/a
100 Mansell Court East, Suite 400
Roswell, GA 30076
L & H
9/23/94 JohnGoodwin
(770) 998-8936
21
94011 AmericanInsuranceAdministrators
3070 Riverside Dr., P.O. Box 21090
Columbus, OH 43221-0090
L & H
7/21/94 JudyAyala
(800) 922-1245
22
94003 AmericanProfessionalRiskServices,Inc
1255 McFarland 400 Drive
Alpharetta, GA 30004
Comm. Self Ins.
4/25/94 HowardDavis
(770) 752-0122
23
44014 American Psych Systems fka Principal
8403 Colesville Road, Suite1600
Silver Springs, MD 20910
L & H
3/17/98 EricaEpps
(800) 305-3720
24
44039 AmericanSpecialRiskManagementCorporation
509 South Lenola Road, Building 2
Morristown, NJ 08057
Prop, Cas, L & H 3/26/99 MarkWegfahrt
(856) 231-9100
25
44092 AmericanSpecialtyHealthNetworks,Inc.
777 Front Street
San Diego, CA 92101
Comm. Self, Cas, L 5/10/01 CarmenLaBomme (619)578-2000
26
44012 AmericanSpecialtyInsuranceServices,Inc.
142 North Main Street
Roanoke, IN 46783-0309
Comm. Self, L & H 3/17/98 NikkiTurner
(219) 672-8800
27
94020 AmericanTrustAdministrators,Inc.
P. O. Box 87
Shawnee Mission, KS 66201 Comm. Self, L & H 9/12/94 AnnL'Heureux
(913) 451-4900
28
94173 AMERIGROUPCorporationf/k/aAMERICAID,Inc. 4425 Corporation Lane, Suite 100
Virginia Beach, VA23462
Health
10/24/97 KimberlyMcDonald (757)490-6900
29
94118 Assoc.&SocietyInsuranceCorporation
656 Quince Orchard Road
Gaithersburg,MD20878-1409 Comm. Self, L & H 8/16/96 SherriThomas
(800) 638-2610
30
44004 AssociationServices,Inc.
P.O. Box 723099
Atlanta, GA 31139-0099
Comm. Self, L & H 1/23/98 Nicola Rutland
(678) 309-4000
31
44078 AvesisThird PartyAdministrators, Inc.
3724 North Third Street, Suite 300
Phoenix,AZ 85012
Comm.Self,Cas,L 8/30/02 JoelAlperstein
(410) 581-8700
32
94018 BakerAgency,Inc.(The)
P. O. Box 390, 962 Industrial Pkwy.
Plain Well, MI 49080
L & H
8/31/94 Phil Baker
(800) 223-1318
33
94121 BeneficialAdministrationCompany, Inc.
2505 McCabe Way
Irvine, CA 92614-6243
Comm. Self Ins.
9/3/96 Netty Mansolillo (949)756-1000
34
44094 Benefit Planners Limited, L.L.P.
194 S. Main Street
Boerne, TX 78006
Comm. Self, Cas, L 6/29/01 ThomasCusick,Jr. (210)558-2100
35
94098 Benefit Support, Inc.
P.O. Box 2977, 305 Green Street
Gainseville, GA 30503
L & H
3/21/96 LenaAndrews
(770) 532-2690
36
44061 Benesight,Inc.
6160 Summit Drive, Suite 560
BrooklynCenter,MN55430 Comm.Self, Cas, L 4/17/00 JoanneVilla
(763) 549-3301
37
94115 Bertholon-Rowland Corporation
100 Broadway # 400
New York, NY 10005-1983
Comm. Self, L & H 9/4/96 StacyKaplan
(212) 966-9400
38
94045 Boon-Chapman BenefitAdministrators
12301 Research Boulevard, Suite 400
Austin, TX 78759
L & H
5/11/95 JoanOlmstead
(512) 454-2681
39
94027 BrentwoodServicesAdministration,Inc.
Post Office Box 1125
Brentwood, TN 37024-1125
Comm. Self, L & H 12/28/94 TracyeMayolo
(615) 263-1300
40
94104 CambridgeInegratedServicesGroup,Inc.
12005 Ford Road, Suite 700
Dallas, TX 75234
Comm. Self, L & H 5/21/96 KimberlyO'Daniel (972)888-2411
41
94112 CannonCochranManagementServices,Inc.
2 E Main Street, Suite 208
Danville, IL 61832-5850
Comm. Self, L & H 7/5/96 MaryCade
(217) 446-1089
42
94040 CBCAAdministrators,Inc.
4150 International Plz, Ste 900
Ft. Worth, TX 76109-4899
L & H
4/20/95 JudyKelley
(817) 737-1700
43
44100 CHCSServices,Inc.
411 North Baylen Street
Pensacola, FL 32501
Comm.Self, Cas, L 10/11/02 JaniceBoyce
(850) 432-1700
44
94127 ChesterfieldResources,Inc.
3520 Forest Lake Drive
Uniontown, OH 44685
Comm. Self, L & H 9/23/96 Carissa Williams (330)896-9777
2002 Annual Report
2002 Annual Report
78
Georgia Department of Insurance
45
94162 Chickering ClaimsAdministrators, Inc.
46
94009 ClaimsManagementServices,Inc.
47
44068 ColeVision Services, Inc.
48
44028 Collins & Company, Inc.
49
44051 CommerceBenefitsGroupAgency,Inc.
50
44081 CompanionThird PartyAdministrators, LLC
51
44086 CompFirst, LLC
52
44064 Consolidated Billing Company
53
44021 ContractorsInsuranceAdministrators,Inc.ofFL
54
94108 CoreAdministrativeServices,Inc.
55
94170 CorporateBenefitServicesofAmerica,Inc.
56
94065 Covedell&Company,Inc.
57
94044 CovenantAdministrators,Inc.
58
44059 Crawford&Company
59
44070 CSC Claims Company
60
44099 CSCHealthcare,Inc.
61
44065 CTIAdministrators,Inc.
62
44040 Cuenca&AssociatesInsuranceAgency,Inc.
63
94109 CunninghamLindseyClaimsManagement,Inc.
64
94128 CustardInsuranceAdjusters,Inc.
65
44098 DCGResourceOptions,LLC
66
44034 Dental HealthAdministrative & Consulting
67
44009 DentalNetworkofAmerica,Inc.
68
94016 DirectResponseIns.Admin.Services,Inc.
69
44090 Disability Insurance Specialists, LLC
70
44053 DisabilityManagementServices,Inc.
71
44029 DisabilityReinsuranceManagementServices,
72
94031 Employee Benefit Claims of Wisconsin, Inc.
73
44000 ERC LongTerm Care Solutions, Inc.
74
44089 ErinGroupAdministrators,Inc.
75
44083 ESIS,Inc.
76
44101 ExcessRiskUnderwriters,Inc.
77
94037 F.A.Richard&Associates,Inc.
78
94023 FCCIServices,Inc.
79
44063 FFVA-AIM,Inc.d/b/aInnovationEmployer
80
44067 FirstAmericanAdministrators, Inc.
81
94169 First Health BenefitsAdministrators Corp.
82
94060 First Oglethorpe Company
83
94148 ForrestT.Jones&Company,Inc.
84
94152 ForrestT. Jones Consulting Company
85
44030 FringeBenefitsManagementCompany
86
94144 GAHealthcarePartnershipf/k/aWomen'sHealth
87
44108 GABRobinsRiskManagementServices,Inc.
88
94135 GallagherBassettServices,Inc.
89
44015 GeneralAgency,Inc.,The
90
94091 GeorgiaAdministrativeServices,Inc.
91
44102 GoffGroup,Inc.
92
94030 GroupIns.Admin.OfGa,Inc.
93
94175 GroupUnderwriters,Inc.
94
44062 GroupLink,Inc.
1010 CommonwealthAvenue 360 Market Place 1925 Enterprise Parkway 928 McCallieAve. 33479 Lake Road 51 Clemson Road 3510 Corporate Drive 200 E. Las Olas Boulevard 6300 Bridgepoint Parkway, Building 3, Suite 515 Mulberry Street, Suite 300 10159 Wayzata Boulevard 1718 Peachtree Street Suite 100, 11330 Lakefield Drive 5620 Glenridge Drive, N.E. 345 North Canal Street, Suite 1403 26711 Northwestern Highway 100 Court Avenue, Suite 306 2701 Park Marina Drive, 1st Floor 3910 Brookside Drive 4875Avalon Ridge Parkway 145 Commerical Street 809 OgdenAvenue Two TransAm Plaza Drive, Suite 500 7930 Century Boulevard 1297ABlue Hills Avenue 300 South State Street 178 Middle Street, Suite 200 9275 North 49th Street, Suite 300 20 Security Drive, Suite 2 1871 Santa Barbara Drive 1601 Chestnut Street 255Alahambra Circle #330 2360 Fifth Avenue, Ste 100 6300 University Parkway 4401 East Colonial Drive P.O. Box 51657 3200 HighlandAvenue P.O. Box 4086 3130 Broadway 3130 Broadway 1720 Gadsden Street 7135 Hodgson Memorial Dr., Ste. 12 9 Campus Drive, Suite 7 The Gallagher Centre, Two Pierce Place 1527 Highway 7, P.O. Drawer 30459 1775 Spectrum Dr. 80 TechnaCenter Drive, P.O.Box 241567 200 West Adams Street, Suite 1203 10 South Oliver 6612 E. 75th Street, Suite 200
Boston, MA 02215 Roswell, GA 30077 Twinsburg, OH 44087 Chattanooga, TN 37403 Avon, OH 44012 Columbia, SC 29229 Dalton, GA 30722 Fort Lauderdale, FL 33301 Austin, TX 78730 Macon, GA 31201-1755 Minnetonka, MN 55305-1503 Atlanta, GA 30309-2409 Duluth, GA 30097 Atlanta, GA 30302 Chicago, IL 60606 Southfield, MI 48034 Des Moines, IA 50309-2200 Redding, CA 96001-2805 Tyler, TX 75701 Norcross, GA 30071 Portland, ME 04101 Lisle, IL 60532 Oakbrook Terrace, IL 60181 Chanhassen, MN 55317-8001 Bloomfield, CT 06002 Syracuse, NY 13202 Portland, ME 04101-4075 Milwaukee, WI 53223 Avon, CT 06001-4272 Lancaster, PA 17604-7777 Philadelphia, PA 19101 Coral Gables, FL 33134 Mandeville, LA 70471 Sarasota, FL 34240-8424 Orlando, FL 32803 Phoenix, AZ 85044 Downers Grove, IL 60515 Duluth, GA 30096 Kansas City, MO 64141-9131 Kansas City, MO 64141-2406 Tallahassee, FL 32301-5547 Savannah, GA 31406 Parsippany, NJ 07054 Itasca, IL 60143-3141 Charleston, SC 29417-0459 Lawrenceville, GA 30043 Montgomery, AL 36124-1567 Chicago, IL 60606 Elberton, GA 30635 Indianapolis, IN 46250
L & H Comm. Self Ins. Comm. Self, Cas, L Comm. Self Ins. Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, Cas, L Medical Plans Comm. Self, L & H Comm. Self, L & H L & H Comm. Self, L & H Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, Cas, L L & H Comm. Self Ins. Comm. Self, L & H Comm. Self, Cas, L Dental Plans L & H L & H Comm. Self, Cas, L Comm. Self, Cas, L Prop, Cas, L & H Comm. Self, L & H L & H Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, Cas, L Prop, Cas, L & H Comm. Self Ins. Comm. Self, Cas, L Comm. Self, Cas, L Medical Plans Group Self Ins. Comm. Self, L & H Comm. Self, L & H Accident & Comm. Self, L & H Comm. Self, Cas, L Comm. Self, L & H Dental, Legal & Comm. Self Ins. Comm. Self, Cas, L Comm. Self, L & H L & H Comm. Self, Cas, L
5/21/97 6/16/94 4/26/00 9/30/98 12/14/99 1/12/01 10/3/01 1/28/00 7/21/98 6/20/96 9/10/97 7/14/95 5/11/95 12/15/99 5/5/00 10/11/02 5/10/00 3/29/99 6/20/96 10/1/96 10/5/01 1/27/99 3/17/98 8/17/94 3/8/02 9/13/99 10/29/98 12/21/94 12/3/97 10/11/02 5/15/02 6/20/02 4/20/95 11/3/94 12/17/99 5/10/00 7/1/97 6/30/95 2/4/97 3/5/97 1/13/99 1/21/97 8/28/02 11/25/96 3/25/98 2/2/96 4/5/02 12/20/94 9/30/97 4/17/00
Christopher Carreira Barry J. Lamanno Brooke Brady Chris Cain Thomas J. Patton Kevin Elmore Mary Ann Booth Real Circe Kristin Goodale Tom Wagoner Philip Christianson Elaine B. Dahl James Ballew Colin Braybrooks Charles Stevenson Greg Stites Kathleen Mullahey James Nies Brenda Blankenship Charlotte Perez Paula Swanson Mary Baznik Rashawn Davis Rick Vitol Arthur Meserve Robert Bonsall, Jr. Jennifer S. Riggle Kathy McCormick David Bavelas Kimberly Braas Linda Howell Martin Cullen Paula Townson Richard Magsam Erin Kauffman Shanti Hinsberg Neal Pekela Jennifer Price Geri Davies Geri Davies Christina S. Bischoff Charlene L. McGinty Amanda Mesa-Sacro Angela Espinoza Donna Cappelmann Fred Martin Maxine Taylor Mathilda Rose Keith E. Floyd Roger Skinner
(617) 582-5000 (770) 998-7411 (330) 486-3000 (423) 265-0541 (440) 930-7500 (800) 845-2724 (706) 217-6161 (954) 523-0306 (800) 368-2666 (478) 741-3521 (952) 546-0062 (404) 881-2227 (678) 258-8300 (404) 845-3100 (312) 849-2200 (816) 701-8424 (515) 244-7322 (800) 345-4543 (903) 561-6700 (770) 263-6800 (207) 756-6215 (800) 552-2043 (630) 691-1133 (952) 556-5600 (860) 769-6976 (315) 234-4200 (207) 775-2054 (800) 558-7798 (860) 677-7300 (717) 581-1300 (215) 761-6788 (305) 461-5844 (985) 624-8383 (941) 907-3224 (407) 894-1351 (602) 438-0151 (630) 241-7900 (678) 259-3799 (800) 648-8624 (800) 648-8624 (850) 425-6200 (912) 350-6710 (973) 993-3312 (630) 773-3800 (803) 766-9091 (770) 963-7732 (334) 215-0043 (312) 795-0932 (706) 283-8936 (317) 578-7128
2002 Annual Report
79
Georgia Department of Insurance
95
44020 Hamilton DorseyAlston Company
96
94064 HaneyGroupServices
97
94153 HarveyW.Watt&Company,Inc.
98
94095 HCCEmployerServices,Inc.
99
94013 HealthPlanAdministrators, Inc.
100
44072 HealthSpecialRisk,Inc.
101
44093 HealthMarketAdministrativeServices,Inc.
102
94090 HealthplanServices,Inc.
103
44113 HealthscopeBenefits,Inc.
104
94111 HeritageInsuranceManagers,Inc.
105
94007 Hewitt,Coleman&Associates,Inc.
106
94080 Hilb, Rogal & Hamilton Co. Of Savannah, Inc.
107
44112 HillAdministrative Services, Inc.
108
94123 Holden&Company,Inc.
109
44084 HPSParadigm,Inc.
110
94172 InnovativeClaimsManagement,Inc.
111
94126 InnovativeResourceGroup,Inc.
112
44038 InsuranceSpecialists,Inc.
113
94116 InsurersAdministrative Corporation
114
44018 Integrated Claims Strategies, Inc.
115
44055 InterstateSpecialtyMarketing,Inc.
116
44005 J. Smith Lanier & Co.Administrators, Inc.
117
94097 JLTServices Corporation
118
44088 John Hewitt &Associates
119
44107 KanawhaHealthcareSolutions,Inc.
120
94051 Kelsey National Corporation
121
94160 KeyRiskManagementServices,Inc.
122
44111 KeyLink Solutions, Inc.
123
94146 Klais&Company, Inc.
124
44109 LeagueInusuranceAgency,Inc.
125
44052 LegacyMarketingGroup,Inc.
126
94047 LewerAgency,Inc.(The)
127
94061 LibertyInsuranceServiceCorporation
128
44003 Life of the South Insurance Company
129
94159 LifeCareAssuranceCompany
130
44017 LifeWell Ltd. d/b/a LifeWell Health Plans
131
94164 LongTermCareGroup,Inc.,The
132
94125 MagellanBehavioralHealthSystems,LLC
133
44010 ManagedHealthcareConcepts,Inc.
134
94138 ManagedComp,Inc.
135
94049 MarkelService,Inc.
136
94117 MaskinManagementCorporation
137
94166 Mass Benefits Consultants
138
44073 MassGroupMarketing,Inc.
139
94053 MassmarkAdministrativeServices,Inc.
140
94071 McCamish Systems, LLC
141
94105 MedAdmin Solutions, Inc.
142
44097 MedicalMutualServices,LLC
143
44071 MedSolutionsofGeorgia,Inc.
144
94156 MHFInsuranceAdministrators,Inc.
4401 Northside Pkwy, Ste. 400 12222 Merit Drive, Suite 1350 P.O. Box 20787 7200 Copperfield Drive 3703 North Main Street 4001 North Josey Lane 20 GloverAvenue P. O. Box 30098 27 Corporate Hill Drive 909 N.E. Loop 410, Suite 400 850 South Pleasantburg Dr. P. O. Box 9966 P.O. Box 36067 20 East Bay Street, PO Box 8327 2100 Riveredge Parkway,Suite 100 302 Martin Luther King, Jr. Drive 300 N. Executive Drive P.O. Box 2827 2101 W. Peoria Avenue, Suite 100 4917 S. Westshore Blvd. 17722 Irvine Boulevard 47 Postal Parkway, P.O. Box 71489 13 Cornell Road 120 Exchange Street, 3rd Floor 210 South White Street 3030 South Bundy Drive 3655 North Point Parkway, Suite 400 216 North Green Bay Road, Suite 109 1867 West Market Street P.O. Box 1080 2090 MarinaAvenue 4534 Wornall Road P. O. Box 789 100 West Bay Street 6400 CanogaAvenue, Suite 100 1701 Barrett Lakes Blvd., Ste. 290 2141 RosecransAvenue, Suite 5175 6950 Columbia Gateway Drive 1100 Spring Street, Ste. 610 10 Presidential Way 4600 Cox Road 2500 McClellan Avenue, Suite 160 7212 Poplar Street 2121 N. Glenville Drive Post Office Box 770 6425 Powers Ferry Road, 3rd Floor 1995 North Park Place, Suite 150 24650 Center Ridge Road, Bldg. 2, Suite 400 730 Cool Springs Boulevard, Suite 800 Post Office Box 11448
Atlanta, GA 30327 Dallas, TX 75251 Atlanta, GA 30320 Montgomery, AL 36117 Rockford, IL 61103-1679 Carrollton, TX 75007 Norwalk, CT 06850 Tampa, FL 33630-3098 Little Rock, AR 72205 San Antonio, TX 78209 Greenville, SC 29657 Savannah, GA 31412 Birmingham, AL 35236 Savannah, GA 31412 Atlanta, GA 30328 Fort Valley, GA31030 Brookfield, WI 53005 Norcross, GA 30091-2827 Phoenix,AZ 85029-4928 Tampa, FL 33611 Tustin, CA 92780 Newnan, GA 30271-1489 Latham, NY 12110 Portland, ME 04101 Lancaster, SC 29720 Los Angeles, CA90066 Alpharetta, GA 30005 Thiensville, WI 53092-1625 Akron, OH 44313 Branford, CT 06405 Petaluma, CA 94954 Kansas City, MO 64111-3236 Greenville, SC 29602-0789 Jacksonville, FL 32231-4130 Woodland Hills, CA 91365-4243 Kennesaw, GA30144 El Segundo, CA 90245 Columbia, MD 21046 Atlanta, GA 30309 Woburn, MA01888 GlenAllen, VA23060-9817 Pennsauken, NJ 08109 Annandale, VA 22003 Richardson, TX 75082 Concord, NC 28026-6288 Atlanta, GA 30339 Atlanta, GA 30339 Westlake, OH 44145-5620 Franklin, TN 37067 Jacksonville, FL 32247-8098
Prop, Cas, L & H Health & Dental Comm. Self, L & H Comm. Self Ins. L & H Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, L & H Comm. Self, Cas, L Comm. Self, L & H Comm. Self, L & H Comm. Self Ins. Comm. Self, Cas, L Comm. Self, L & H Comm. Self, Cas, L Comm. Self, L & H Comm. Self, L & H Prop, Cas, L & H Comm. Self, L & H Health Comm. Self, Cas, L Comm. Self, L & H L & H Comm. Self, Cas, L Comm. Self, Cas, L L & H Comm. Self Ins. Comm. Self, Cas, L Comm. Self, L & H Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, L & H L & H L & H L & H Health L & H Comm. Self, L & H Medical Plans Comm. Self, L & H L & H Comm. Self, L & H Comm. Self, L & H Comm. Self, Cas, L L & H Life Comm. Self, L & H Comm. Self, Cas, L Comm. Self, Cas, L L & H
7/21/98 7/14/95 4/8/97 3/29/96 7/21/94 3/20/01 10/3/01 12/15/95 12/30/02 7/5/96 5/10/94 10/16/95 12/6/02 1/21/97 4/9/02 8/28/97 9/20/96 3/2/99 8/12/96 6/17/98 9/29/99 1/26/98 5/6/96 8/14/01 7/31/02 6/29/95 5/21/97 8/30/02 2/4/97 8/28/02 5/5/00 5/23/95 7/6/95 12/31/97 5/6/97 6/23/98 6/18/97 9/20/96 8/28/98 12/19/96 5/15/95 8/16/96 6/13/97 4/10/01 7/6/95 8/1/95 6/25/96 1/29/02 6/5/00 4/16/97
Michelle Fonzo Ronald Haney Pat Hiebel Lee Keeler Pamela Gentner Linda Chiles Gregory Morris Jeff Bell James Couch Vicki Roberts Sue Wade Suzanne Hicks John Kennedy Roger Holden Michael Dendy Gary Allen Patricia Slater Martha Korsower Lucille McGowan Thomas Doheny Gary S. Hendricks Frank Plan Jay Scarborough Debi Libby Stanley Johnson Nicole Perkins Beverly Ashley James Wick Mark Giancarli Carol Lashua Robert Pitts, Jr. Stephen Boinski Tammy Morris Cathy Crews Audrey Pon Sholl Pepper Schafer Bron Wlecial Jennine Yannocone Bernard Porche Sean Coleman Kathleen Burns Phyllis Heimerl Linda S. Walker John Beesley John King Adonna Rusk Debbie Shumake Carol Wujec Cynthia Crandall Terence Henchy
(770) 850-0050 (972) 960-1081 (404) 767-7501 (334) 272-3404 (815) 633-5800 (972) 492-6474 (203) 229-1000 (800) 237-7767 (501) 225-1551 (210) 829-7467 (864) 240-5838 (800) 759-1909 (205) 802-7531 (912) 231-1040 (770) 953-3885 (888) 672-7249 (262) 787-2200 (404) 814-0232 (602) 906-6211 (800) 982-5054 (714) 505-1100 (706) 645-2211 (518) 782-3173 (888) 786-2688 (803) 283-5300 (800) 366-5656 (770) 751-8901 (262) 478-1020 (330) 867-8443 (203) 483-6311 (800) 395-1053 (816) 753-4390 (864) 609-8175 (800) 888-2738 (800) 366-5463 (770) 420-1500 (310) 725-9000 (410) 953-1000 (404) 873-4485 (781) 938-2000 (804) 527-2700 (800) 547-9646 (703) 256-7800 (972) 881-2255 (704) 782-3212 (770) 690-1500 (770) 810-3700 (440) 414-2100 (615) 468-4000 (904) 727-5088
2002 Annual Report
80
Georgia Department of Insurance
145
44110 Mid-AmericaNationalAgency,Inc.
146
44054 Millennium CareAdministrators, Inc.
147
44026 Morgan-WhiteAdministrators,Inc.
148
94167 National PlanAdministrators
149
44087 NationalWorksiteAdvantage,Inc.
150
94154 NicholsTXEN,Inc.
151
94067 NorthAmericanBenefitsCompany
152
94046 NorthAmericanBenefitsNetwork,Inc.
153
94055 NorthernGroup,Inc.(The)
154
94082 O'SteenAdjustingServices,Inc.
155
44076 Olde South Insurance Consulting Services, Inc.
156
94110 OlympicHealthManagementSystems,Inc
157
94100 PacifiCare Health PlanAdministrators, Inc.
158
94056 Palmer&CayofGeorgia,LLC
159
94077 ParagonBenefits,Inc.
160
94130 PASFinancialGroup,Inc.
161
94069 Pittman &Associates, Inc.
162
94155 PlannedAdministrators,Inc.
163
44103 PMR BenefitsAdministrators
164
44045 PreferredCare,Inc.
165
94140 Princeton Corporation, The
166
94084 PrivateMedical-Care,Inc.
167
94041 ProgenyMarketingInnovations,Inc.
168
94006 ProtegrityServices,Inc.
169
44106 RewardsPlusofAmericaInsuranceAgency,Inc.
170
44047 Risk Enterprise Management Limited
171
94131 Seabury & Smith, Inc.
172
44016 SecureHealthPlansofGeorgia,L.L.C
173
94010 SedgwickClaimsManagementServices,Inc.
174
94081 SelmanAndCompany
175
44080 Specialty Benefits, Inc.
176
94068 StoweAssociates
177
94129 StrategicResourceCompany
178
44095 StudentAssuranceServices,Inc.
179
44082 Student Plans, Inc.
180
44042 SykesHealthplanServiceBureau,Inc.
181
94143 TalcorServices,Inc.
182
94176 TheFinancialGroup,Inc.
183
44035 The Loomis Company
184
94137 TotalPlanServices,Inc.
185
44043 TowersAdministrators,Inc.
186
94134 TransactionApplicationsGroup,Inc.
187
94012 TripMateInsuranceAgency,Inc.
188
94120 TyNetCorporation
189
94048 UnderwritersSafety&Claims,Inc.
190
44105 UnitedGroupPrograms,Inc.(Florida)
191
44104 USAdminstrators, LLC
192
44001 ValueOptions, Inc. f/k/a FHC Options, Inc.
193
94141 Vision Financial Corporation
194
94093 WakelyAndAssociates,Inc.
P.O. Box 896 820 Parish Street 407 Briarwood Drive, Ste. 201 P.O. Box 161630 1035 West Glen Oaks Lane, Suite 200 26711 Northwestern Highway, Suite 600 530 East Swedesford Rd, Suite 100 19800 Detroit Road 3169 Holcomb Bridge Road, Suite 750 P.O.Box 2727 P.O. Box 491540 P.O. Box 5348 P.O. Box 25032 25 Bull Street P.O. Box 12288 11222 Quail Roost Drive P. O. Box 111047 8906 Two Notch Road, Suite 200 1979 Lakeside Parkway, Suite 925 Six Neshaminy Interplex Suite 205-207 600 Princeton Parkway 12898 Towne Center Drive 400 Duke Drive 260 Wekiva Springs Road 10150 York Road 59 Maiden Lane, 5th Floor 1166Avenue of theAmericas 3920 Arkwright Road, Suite 405 1000 Ridgeway Loop Road 6110 Parkland Boulevard 1712 Magnavox Way 2872 Woodcock Blvd., Suite 200 221 Dawson Road 333 North Main Street 1300 Iroquois Avenue, Suite 160 11405 Bluegrass Parkway 2081 North Oak Drive 2555 SevernAvenue 850 Park Road 14001 Dallas Parkway North, Suite 700 420 Lexington Avenue, Suite 2031 421 South 9th Street, Suite 222 9225 Ward Parkway, Suite 2 1520 McPherson Street 11405 Park Road, P.O.Box 23790 902 Clint Moore Road, Suite 146 2839 Paces Ferry Road, Suite 440 240 Corporate Boulevard 17 Church Street, P.O. Box 506 33 North GardenAvenue, Suite 1100
Shawnee Mission, KS 66201-0896 Comm. Self, Cas,L
Pittsburgh, PA 15220
Comm. Self, Cas, L
Jackson, MS 39206
Health & Dental
Austin, TX 78716
Comm. Self, L & H
Mequon, WI 53092-3395
Comm. Self, Cas, L
Southfield, MI 48034-2156
L & H
Wayne, PA19087
L & H
Cleveland, OH 44116
Comm. Self, L & H
Norcross, GA 30071
Comm. Self, L & H
Norcross, GA 30091-2727
Comm. Self Ins.
Lawrenceville, GA 30049
Comm. Self, Cas, L
Bellingham,WA98227-5348 L&H
SantaAna, CA92799-5032
Comm. Self, L & H
Savannah, GA 31402-0847
Comm. Self, L & H
Columbus, GA 31917
Health & Dental
Miami, FL 33157
Comm. Self, L & H
Memphis, TN 38111
Comm. Self, L & H
Columbia, SC 29223
Comm. Self, L & H
Tucker, GA 30084
Comm. Self, Cas, L
Trevose, PA19053
Comm. Self, Cas, L
Kentland, IN 47951
Comm. Self, L & H
Cerritos, CA 90703
L & H
Franklin, TN 37067-2700
L & H
Longwood, FL 32779
Comm. Self, L & H
Hunt Valley, MD 21030
Comm. Self, Cas, L
New York, NY 10038-4502
Comm. Self, Cas, L
NewYork, NY 10036
Comm. Self, L & H
Macon, GA 31210
Comm. Self, Cas, L
Memphis, TN 38120
Comm. Self, L & H
Cleveland, OH 44124-4187
L & H
Fort Wayne, IN 46804
Comm. Self, Cas, L
Atlanta, GA 30341
Comm. Self, L & H
Columbia, SC 29233
Comm. Self, L & H
Stillwater, MN 55082-0196
Comm. Self, Cas, L
Naperville, IL 60563-1636
Comm. Self, Cas, L
Louisville, KY 40299
Comm. Self, Cas, L
Lawrenceville, GA 30244
Comm. Self, L & H
Metairie, LA 70002-5938
L & H
Wyomissing, PA19610-6011 Comm. Self, Cas, L
Dallas, TX 75240
Comm. Self, L & H
NewYork, NY 10170
Comm. Self, Cas, L
Lincoln, NE 68508
Comm. Self, L & H
Kansas City, MO 64114-3324 L,A&S
Oxford, AL 36203
Comm. Self Ins.
Louisville, KY 40223
CommSelf,
Boca Raton, FL 33487
Comm. Self, Cas, L
Atlanta, GA 30339
Comm. Self, Cas, L
Norfolk, VA 23502
L & H
Keene, NH 03431-0506
Comm. Self, L & H
Clearwater, FL 33755-6606
L & H
8/30/02 12/15/99 8/20/98 6/18/97 12/6/02 4/18/97 7/14/95 5/15/95 8/24/95 11/29/95 9/29/00 7/1/96 5/2/96 6/20/95 8/31/95 10/7/96 8/1/95 4/16/97 11/16/01 8/24/99 12/31/96 11/9/95 4/20/95 8/31/94 10/22/02 7/13/99 11/21/96 6/9/98 6/24/94 10/16/95 12/4/00 8/24/95 10/7/96 10/5/01 11/10/00 5/25/99 1/21/97 10/24/97 5/3/99 12/16/96 5/25/99 11/15/96 7/21/94 2/11/97 5/15/95 3/8/02 7/8/02 2/6/98 1/2/97 3/4/96
Paul Klein, II Lois Nagel Sue Thompson Heather Treece Daniel Johnson Bridget Ward Diane M. Hickey Mary Jo Eucker J. Clifton Barlow, Jr. Tom O'Steen Charles Jackson Jennifer Marinas Scott Weintraub Donna Burgstiner Cheryl Gunn Donna Marakas Debbie Howell Barbara Windham Charles Ferrand, Jr. Thomas Walsh Molly Johnson James Carney Doyline Lloyd Lisa Saunders Albert Mayfield, III Thomas Grogan Lance Van Vleet Tina Pike Brenda Corey Rosanne Stark Cathy Reynolds Harvey L. Stowe Kim Hooks Mark Desch Gregory Born Cathy Wells Pamela Talbert Patricia Monjure James Loomis Loretto Germuiller Vivian Tudela Patricia Wells Bradley Finkle Allyn Tatum Jack D. Stewart Robert Edelheit Joe Capers Matt Miles James Pettapiece Darcey Shaffer
(913) 381-7503 (412) 922-0780 (601) 956-2028 (512) 327-6481 (262) 241-6100 (248) 372-3000 (610) 995-0169 (440) 356-8212 (770) 903-4050 (770) 409-9222 (770) 277-1642 (360) 647-9080 (714) 825-5398 (912) 231-6993 (770) 327-9218 (800) 852-2244 (901) 323-2140 (803) 462-0151 (770) 270-5229 (215) 639-6208 (219) 474-5100 (562) 467-7795 (800) 251-0006 (407) 788-1717 (410) 403-5500 (212) 530-7434 (512) 365-6072 (478) 314-2400 (901) 415-7430 (440) 646-9336 (800) 687-2273 (770) 451-6222 (803) 865-3765 (651) 439-7098 (630) 778-1900 (502) 267-3184 (770) 963-3705 (504) 836-6861 (610) 374-4040 (469) 791-5900 (212) 697-9285 (402) 474-7612 (800) 888-0432 (800) 710-8121 (502) 244-1343 (561) 997-9892 (678) 921-4300 (757) 459-5200 (603) 357-1450 (727) 584-8128
2002 Annual Report
81
Georgia Department of Insurance
195
94042 WardNorthAmerica,Inc.
196
44077 WausauBenefits,Inc.
197
44066 WestfieldServices,Inc.
198
44041 WestportBenefits,Inc.
199
44056 Willis CorroonAdministrative Services
200
44036 WorldwideInsuranceServices,Inc.
610 West Ash Street, Suite 1900 1800 West Bridge Street One Park Circle, P. O. Box 5001 11506 Nicholas Street, Suite 100 26 Century Boulevard 12900 Federal Systems Park Drive, Suite 2A
San Diego, CA 92101 Wausau, WI 54401 Westfield Center, OH 44251-5001 Omaha, NE 68154 Nashville, TN 37214 Fairfax, VA 22033-4421
L & H, Student, A & CommSelf, Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, Cas, L Comm. Self, Cas, L
4/20/95 9/25/00 4/17/00 5/5/99 10/13/99 2/27/99
Kevin Jasper Paul Buchberger Cynthia Romans Mitchell Schlater Annette Baker Gerald Hopkins
(619) 557-2777 (715) 843-3513 (330) 887-0230 (402) 965-8445 (615) 872-3000 (703) 322-1515