THE LIBRARY OF THE UNIVERSITY OF GEORGIAREPORT OF THE Insurance Department OF THE COMPTROLLERGENERALS OFFICE FOR THE YEAR ENDING DECEMBER 31 1916 1917 Index Printing Co State Printers Atlanta GaREPORT Atlanta Ga January 1 1917 To His Excellency Nathaniel E Harris Governor 4tlanta Georgia Sir In compliance with the law of the State I have the honor to submit the annual report of the Insurance Depart ment for the year ending December 31 1916 The detailed reports of the several insurance companies embodied here in show the results of the operations of such companies for the year ending on that date and their financial condition at that time as supplied with the sworn statements of these companies on file in this Department The following table furnishes a progressive comparison of the growth of the insurance business in the past thirty six vears FIRE AND FIRE AND MARINE COMPTNIES Year Premiums Collected Losses Paid 1883 fl412148 00 1393070 00 1893 1691708 00 1043354 00 1903 3195426 00 1431333 00 1913 6326926 00 321573 00 1914 5490196 00 3460957 00 1915 5530714 00 3607983 00 1916 6531237 39 6781992 21 The above figures for 1913 19141915 and 1916 do not include the companies that do marine business only Such companies are now classed as Miscellaneous CompaniesVI ComptrollerGenerals Report LIFE INSURANCE COMPANIES 1883 1893 1903 1913 1914 1915 1916 1893 1903 1913 1914 1915 1916 Premiums Collected Amt Ins in Force 29682400 909882200 237524400 6993126500 529881600 14267275100 1144052000 36762392100 1062969300 33008271700 1164156400 36251669800 1270644870 38997529400 NEOUS INSURANCE COMPANIES Premiums Collected Losses Paid 433700 42000 12295700 1433300 165351500 83297100 163958100 82734700 243028700 151784400 189334100 83227900 In the supervision of the companies chartered in and operating in this State special examinations of certain companies have been made during the year 1916 In each case the reports of the special examiners have been filed showing the condition of the companies as brought out in their examinations and where necessary rulings and recommendations have been made to correct practices not in accord with sound business The following companies were examined during 1916 Savannah Fire Insurance Company Savannah Ga Standard Life Insurance Company Atlanta Ga and the State Mutual Life Insurance Company of Rome Georgia Accompanying this report is a statement of the revenue collected through this department a statement of the ex penses of the department of the Fire Inspectors fund and of h three companies now under the direct management of this office as provided by law W A Higgins Wm A Wright Deputy Ins Comr Insurance CommissionerComptrollerGenerals Report vii REVENUE COLLECTED THROUGH THE INSURANCE DEPARTMENT DURING 1916 Licenses of companies and agents 43894 00 Premium taxes of companies 198921 40 Total 242815 40 DEPARTMENT EXPENSES Postage 240 00 Telegraph Telephone and express 18 40 Printing and stationery 2467 87 Office expense 43 50 Office supplies 48 75 Salaries 7500 00 Salary Insurance Clerk 1800 00 Total 11818 52 AMERICAN LIFE AND ANNUITY COMPANY June 1st 1917 Hon Wm A Wright Insurance Commissioner Atlanta Georgia Doar Sir As is required by law I hand you herewith a report cov ering the transactions had in the affairs of the American Life and Annuity Company from the date of the last previous report March 15th 1916 to December 31st 1916 As the last report covered all of the transactions from the date on which this department asked for an order of liquidation to the date of the report the following serves to complete the record to the end of the year 1916 During the period covered by this report some progress has been made in the liquidation of this company the details of which will be gone into following the financial statement This liquidation however has of necessity been slow as the assets were widely scattered and difficult to collect At the present time it appears that the last of the valuable assets will be realized upon during this year and that you will be in a position to ask the court to make final distribution to the parties at interest Detailed statement of the transactions during the period covered follow U liVlll ComptrollerGenerals Report Receipts Realization of assets Matured mortgage Dan Metts 400 00 Discounted mortgage W C Bond100000 Less loss on sale 5000 Less exchange 237 5237 947 63 Interest on mortgage loans 180 00 Voluntary refund of costs in J B Porter intervention by Arnold Broyles Clerk 534 50 Total receipts 2062 13 Disbursements Taxes State and County for years 1914 1915 and 1916 75 00 City of Atlanta for years 1913 1914 1915 and 1916 1600 00 Attorneys fees incurred before company was placed in charge of this department W S Mann 500 00 Jones Chambers 1250 00 Court costs J B Porter Intervention 1334 50 General 204 60 Administrative Investigation of assets 82 00 Accounting and clerical 115 00 Attorneys fees 250 00 Total disbursements 5411 10 Assets Mortgage loans 9500 00 Real estate and other notes 5598 13 Premium notes 9475 74 Cash on deposit 2261 38 Certificates of deposit 4785 00 Agents balances 17527 53 Accounts receivable 18039 85 Notes receivable 51810 56 Interest accrued on mortgage loans 1368 02 Total assets 120366 51ComptrollerGenerals Report ix Liabilities Commuted value on Sept 8th 1913 of death claims payable in installments 6635 10 Premiums to be returned 468 22 Checks outstanding at date company was taken over still unpaid 363 11 Bills and claims filed and proven 7358 17 Intervention Mrs Lula Fuller 3940 00 Reserve liability on policies in force Sept 8th 1913 26092 00 Cash surrender values demandable as of Sept 8th 1913 281 00 Total liabilities exclusive of income certificates 45137 60 Income Certificates outstanding 445550 00 Comment In the last report we carried as liabilities items aggregating 2190021 account of bills approved and to be proven and interventions During this period all of these matters have been tried and have been reduced to judgments amounting to 735817 and one intervention amounting to 394000 these items making together 1129817 a reduction of the claims against this fund of 1060207 In previous reports the item real estate and other notes has been carried at 340000 the amount of the note these assets were given as security for This obligation of the company has been settled and the notes remaining which are now the property of the company are here included at their face value of 559843 In the settlement of the claim against the company on account of its endorsement of the certificates of deposit given by the Bank of Levy County Fla it was necessary to surrender these certificates this item of assets being reduced thereby to the extent of 470000 leaving certificates of deposit amounting to 4 78500 still on hand All of the transactions here covered except the cost of necessary clerical and accounting work have been made on the authority of or ders of court which are of record in the Superior Court of Fulton County Respectfully submitted W A HIGGINS Deputy Insurance Commissionerx ComptrollerGenerals Report THE STATE MUTUAL LIFE INSURANCE COMPANY Rome Ga April 9 1917 Hon Wm A Wright Insurance Commissioner Atlanta Georgia Dear Sir As Special Deputy Insurance Commissioner conducting the business of the State Mutual Life Insurance Company I submit Re port of operation and financial condition of the Company as of December 31st 1916 Statement of income and disbursements for the calendar year 1916 is hereto attached as Exhibit I and made a part of this report By your instruction Mr H W Buttolph made examination and review of the companys condition and the years work and in this statement I use the figures shown by the books of this office as checked by Mr But tolph All death claims and annuities accruing have been paid promptly on receipt and approval of proofs of death During the year 1916 we reached an agreement with the local banks under which they pay interest on the daily balances on deposit thereby adding a considerable item to the companys interest income We have rented the groundfloor banking room in the Home Office building also two office rooms not required in the handling of the companys business After prolonged negotiations an agreement was reached by which pending litigation with the City of Rome and the County of Floyd for a very large amount alleged to be due as taxes for previous years was settled by paying a total of 20000 in full settlement of all claims of both city and county up to December 31st 1916 this being a very small percentage of the amount claimed The attached report as compared with that submitted one year ago shows an apparent improvement of 3066059 in the condition of the company during the year 1916 However from Mr Buttolphs report we beg to quote This is not the true improvement for an analysis of the disbursement account will show a number of items of disbursements or adjustment of book values as those values have been accurately determined which are in no sense chargeable against the operations of the past year and which have never been covered by any liability charge of the past These items are Assessment annuity payments 18450 00 Commission on sale of real estate 5016 50 Disputed salaries paid 3674 60 Profit and loss less 57617 recovered 46670 17 Taxes estimated charge for former years 10000 00 Total 83811 27ComptrollerGenerals Report XI The sum of these items added to the apparent improvement shown by a comparison of the two reports as referred to above is 11447186 which may fairly be said to be the true surplus earnings of the year We consider this showing extremely favorable from the standpoint of the policyholders interested and we think it advisable to continue with the work we have undertaken to conserve the companys business and assets and increase in every way consistent with safety the earn ing power of the assets so that the State Mutual may be reestablished as a going concern The insurance in force on December 31st 1916 was 12812000 Very respectfully HAMILTON YANCBY Special Deputy Insurance Commissioner EXHIBIT I STATEMENT OF THE STATE MUTUAL LIFE INSURANCE COMPANY OF ROME GEORGIA Ledger assets December 31 1915 2749365 11 INCOME Premiums 425816 99 Interest Mortgage loans 26239 87 Bonds 7676 06 Policy loans etc 77006 83 Deposits 4440 38 Miscellaneous 229 88 Rents including 5000 for own occupancy 14847 15 Total interest and rents 130340 17 Items previously charged off 576 17 Sale of furniture 123 00 Total income 556856 33 3306221 44 DISBURSEMENTS Death claims 87922 90 Endowments 2500 00 Annuities 18450 00 Surrender values 211693 26 Coupons and dividends 47667 45 Total payments on policies 368233 61 Renewal commissions 6083 71xii COMPTROLLERGENERALS REPORT Traveling expenses 544 22 Medical and inspection fees 583 1L Salaries 14216 m Rent including 5000 own building 5015 00 Advertising printing postage etc J354 26 Legal expenses 6528 10 Repairs and expenses on real estate 9510 79 Fire insurance 1275 Office expenses 331 23 Taxes on real estate and personal property 21909 00 Department and municipal licenses and fees 83 00 1 97 1 fi Federal corporation tax iu Special examiner 375 2 Commission on sale of real estate 5016 50 Compromise of salary claims in litigation 3674 60 Taxes on premiums 695 22 Net profit and loss accountsettlement and liquidation of assets of doubtful value held by company when taken by Insurance Commissioner47246 34 Total disbursements 492802 11 Balance 2813419 33 LEDGER ASSETS Real estate 5 296294 67 Mortgage loans 675722 14 Policy loans 1410045 75 Premium notes 47071 38 Bonds State and municipal 250443 02 Cash on deposit at interest 131929 54 Agents debit balances 1912 83 Total ledger assets I 2813419 33 NONLEDGER ASSETS Interest due and accrued Mortgage loans 51612 42 Bonds 3484 17 Rent due and accrued 645 2o Unearned fire premiums 427 92 Net uncollected and deferred premiums 28202 95 Gross assets 2897792 04ComptrollerGenerals Report xiii ASSETS NOT ADMITTED Policy loans in excess of reserve 194 81 Agents debit balances 1912 83 Total nonadmitted assets 217 6i Total admitted assets 2895684 40 LIABILITIES Net value outstanding policies less 90920 reinsured 2841654 50 Death claims in process of adjustment 22739 00 Death claims resisted litigation pending when insurance commissioner took charge of company 13000 00 Coupons left to accumulate together with interest 9310 37 Premiums paid in advance 203 47 Unearned interest paid in advance 30469 38 Kenewal commissions to agents accrued 3343 25 Medical and inspection fees 266 00 Miscellaneous bills and accounts 807 83 Taxes accrued 117 18 Total liabilities 2922963 98 THE EMPIRE LIFE INSURANCE COMPANY ATLANTA GEORGIA IN LIQUIDATION Hon William A Wright Insurance Commissioner Atlanta Georgia Dear Sir In compliance with the requirements of the statutes I submit my report of the transactions that have taken place in the affairs of The Empire Life Insurance Company within the calendar year ending December 31st nineteen hundred and sixteen At the time of my last previous report of this companys affairs made as of December 31st 1915 there were two main problems await ing solution first the reinsurance of the policies remaining in force and second the question of the completion or the sale of the companys office building in Augusta During this year both of these questions have been disposed of as herein set forth On March 17th 1916 the contract of reinsurance negotiated by trs department with the International Life Insurance Company of St Louis and urged before the court by the departments special counsel wasXIV ComptrollerGenerals Report made effective by the approval of Judge W D Ellis one of the judges of the Superior Court of Pulton County of this State For your more complete information a copy of this contract of reinsurance is attached hereto On November 28th 1916 the Augusta building situation was disposed of by the sale of the property of the company in the city of Augusta to the parties holding liens on that property A copy of the contract and order of court under which this sale was made effective is also attached Following the approval of the reinsurance contract and after due hearing an order of liquidation was taken and under that order this estate is now in liquidation During this year affairs of this estate were brought to a point where a payment on account of claims arising through sickness accident and death could be made and the necessary authority of the court having been secured a payment of 50 of the net amount of all approved claims of this character was made during June and July 1916 The amount so disbursed as appears in the following statement was 143 04452 Following is the statement of the transactions for the year in the form usually required of life insurance companies Amount of capital stock outstanding 290342 50 Amount of ledger assets December 31st 1915 1663891 77 Decrease of capital during the year 19447 50 Extended at 1644444 27 INCOME Renewal premiums less 12972 reinsurance on renewals 45767 75 Dividends applied to pay renewal premiums 1247 94 Surrender values applied to pay renewal premiums 454 11 Total renewal premiums 47469 80 Dividends left to accumulate 16 51 Interest on mortgage loans 336 00 Bonds and stocks 2520 00 Premium notes policy loans and liens 3746 49 Deposits 280 87 Notes receivable and purchase money notes 416 84 Rent Augusta real estate 729 58 Total interest and rents 8029 78ComptrollerGenerals Report XT Profit and loss items recovered Cancelled checks 130 98 Restored liens 113 30 1 244 28 Received from reinsuring companies other than the International Life Surrender values 260 50 Refund premiums 375 78 Death claim 250u 00 Total income 58896 65 Carried Forward 1703340 92 DISBURSEMENTS Death claims 53075 52 Annuities 89581 03 Sickness and accident claims 388 35 143044 90 Mortuary dividends 334 31 Premium notes and liens void by lapse 23136 60 Surrender values applied to pay loans etc 39737 71 Surrender values applied to renewal prems 454 11 Dividends paid in cash Death claims 11 71 Dividends applied to renewal premiums 1247 94 Total paid policyholders Refund overpaid premiums and interest Expense investigation and settlement claims including attorneys fees Interest Certificate Deposit defunct bank Cancellation automatic loans account loss of cases in suit Miscellaneous bills paid by Mutual Bldg Co Renewal Commissions to agents Agency and administrative travelagency rentadjustment of accounts Inspection of risks Salaries officers and employees including Executive Officer Rent Advertising legal notices Printing and stationery petitions etc Postage tel telegraph and express Exchange Administrative traveling expenses Miscellaneous administrative expense Repairs and expenses Augusta real estate Taxes 207967 28 39 65 1125 12 40 80 127 34 718 90 1017 03 2064 80 16 00 5155 64 315 00 378 70 399 65 489 59 27 43 225 00 412 59 284 97 124 80 XVI ComptrollerGenerals Report Fee for registration of bonds 20 00 Auditing books 370 00 Expenses meetings Directors and Policy holders Committee 477 48 Expense investigation Augusta fire 244 80 Advanced costs fees etc in suit on stock notes 444 91 Costs attorney fees etc other suits 806 87 Costs miscellaneous expense in Consoli dated Cause No 3307231707 1627 88 Legal fees and Auditors fees in Consoli dated Cause No 3307231707 8650 00 Agents balances charged off 692 00 Appropriation for repairs Flatiron Bldg 2420 91 Loss on sale Screven County real estate 1160 38 Augusta real estate transferred and sub scription merchants bank released under order of court 242530 79 Loss on sale of bonds 1560 68 ioss in settlement of stock notes 3462 27 Policy loans and liens transferred to In ternational Life Ins Co under rein surance contract 586748 66 Total disbursements 1072147 92 Balance 631193 00 LEDGER ASSETS NOTENo attempt is made herein to make an estimate of the value of the assets of this company they being included in this statement as they appear in the records of the company for the reason that as the estate is now in liquidation what is the real value must shortly be de termined by the highest possible authority on such values namely their actual collection and sale Screven County Real Estate and Purchase Money Notes Mortgage loans Collateral loans Policy loans liens notes and automatic loans Dissenters Book value of stocks Deposits at interest 5621 42 Cash in banks and office 12650 06 Certificates of Deposit 2020 00 Agents balances Debit 4696184 Credit 175824 Stock notes Accounts receivable 9013 52 12611 46 12338 83 10413 25 362043 33 20291 48 45203 60 139008 09 11321 19ComptrollerGeneral s Report xvh Suspense account Furniture and fixtures Less Ledger Liabilities Accounts payable Unpaid certificate dividends 6885 77 44 10 LIABILITIES 1341 84 14536 28 638122 87 6929 87 Net ledged assets as per balance 631193 00 Reinsurance liens being the sum of re serves as established by the reinsur ance contract as of March 17th 1916 less the obligations of individual pol icyholders on such policies as were reinsured 487029 52 Unpaid balance of claims of beneficiaries such claims being classed as Death claims one sum 50635 17 Death claims annuities 82781 23 Sickness and accident 388 42 133824 82 11587 62 23500 00 959 56 Reserves as of date of liquidation order under policies of disenters Contested death claims Liability for accumulated dividends on pol ices not reinsured Total policy claims Bills payable Medical Examiners balances Taxes Accrued salaries due officers Total liabilities exclusive of capital stock Capital stock 290342 50 656881 52 4420 49 614 00 10904 10 2461 51 675281 62 The transactions incident to the usual conduct of the business of a life insurance company such as the receipt of renewal premiums the void ance of premium notes by lapse and the disbursement of dividends and surrender values to pay renewal premiums are explained by the fact that the business of this company for the renewal of policies was conducted until the date of the reinsurance contract March 17th 1916 After that date no premiums were accepted such of the policyholders as elected toXV111 ComptrollerGenerals Report continue their policies making their payments direct to the International Life Insurance Company While the settlement of the Augusta building situation appears in this statement as a decrease in assets of 24253079 it should be pointed out that in this transaction this estate was relieved of liens on the Augusta property of approximately this amount and was turther relieved of the very problematical undertaking of completing this building under the present unsettled business conditions growing out of the war in Europe The item of assets Book value of Stocks represents the equity in the Flatiron building in the city of Atlanta The foregoing is respectfully submitted for your consideration and direction W A HIGGINS Deputy Insurance Commissioner CONTRACT OF REINSURANCE ENTERED INTO BY AND BETWEEN THE INTERNATIONAL LIFE INSURANCE CO AND THE EM PIRE LIFE INSURANCE CO EFFECTIVE AT 937 OCLOCK A M MARCH 17 1916 THIS CONTRACT OP REINSURANCE this day made and entered Into by arid between the INTERNATIONAL LIFE INSURANCE COM PANY of St Louis Missouri hereinafter called the International and THE EMPIRE LIFE INSURANCE COMPANY of Atlanta Georgia here inafter called the Empire WITNESSETH The International hereby assumes and reinsures all of the outstanding policies or contracts of life insurance of the Empire and agrees subject to the exemptions modifications and limitations hereinafter stated to carry out the terms and conditions thereof and to pay all liability arising thereon as fully and completely as the Empire would have been bound to do but for this contract The International assumes no liability whatever except on the outstanding policies or contracts of life insurance of the Empire as limited and modified herein The reserve value of the policies shall be ascertained by an actuary or actuaries designated by the Insurance Commissioner of Georgia and the International The basis of calculation to determine the amount of the reserve to be turned over by the Empire to the International and the net premiums upon which expense loading hereafter referred to shall be cal culated shall be as follows One year Full Preliminary Term based on the American Experience Table of Mortality at 3 interest for all Ordinary Life and TwentyComptrollerGenerals Report xix Payment Life forms Modified Preliminary Term Ordinary Life basis on the American Experience Table of Mortality at 3 interest for all policies other than the Ordinary Life Twenty Payment Life Paidup and Extended insurance and Term policies and the net level premium re serve on the American Experience Table of Mortality at 3 interest for Paidup Extended insurance Term policies and return premium pro visions It is the intent of the contracting parties to establish the fore going described basis as a basis of reserves and net premiums on which policies of the Empire shall be valued in any audit or valuation contem plated under this contract and to establish such reserve basis as the basis of surrender values of such policies of the said Empire reinsured hereunder by the International as provide by their terms for a surrender value in cash or valuable consideration greater than provided by the above basis of valuation less the surrender charges hereinafter provided and the foregoing basis is by the execution of this contract established and made conclusive upon policyholders of the Empire except that in no instance shall the values originally provided be hereby increased The reserve value on every policy shall be ascertained which reserve to gether with future net premiums shall be sufficient to purchase all the benefits guaranteed by such policies on the basis described above The reserve for disability benefits if any shall be valued on McAdams Tables of Total Disability Benefits The Empire does hereby sell assign and transfer unto the Interna tional all of its insurance business together with the right to collect from the policyholders of the Empire all premiums which now are or may here after become due by virtue of any contract of insurance entered into by the Empire and all policy contracts applications medical examination reports all books of the company and all other documents and papers whatsoever affecting or appertaining to the policy contracts hereby as sumed by the International and all filing cases safes and containers in which the same are filed systematically arranged and agrees to co operate with and aid the International in renewing and continuing to renew all business assumed by it and In reinstating all business standing lapsed on the books of the Empire but without pecuniary liability there for on the part of the Empire except as herein provided The International will in good faith undertake without delay the rein statement of all policies of the Empire lapsed within two years prior to date hereof and to retain the insurance now on the books of said Empire Insurance reinstated hereunder shall not be considered for a period of one year after date of reinstatement in ascertaining the profits accruing to the Empire as hereinafter provided The International may issue its special reinstatement policy to applicants therefor whose policies have been lapsed for more than two years and the Empire shall not partici pate in profits arising therefromComptrollerGenerals Report A lien shall be charged against the policies or contracts of insurance assumed by the International in an amount sufficient to equal the reserve liability The amount of the liens to be charged against individual pol icies of the Empire shall be their respective shares of the total liabil ities assumed by the International Life Insurance Company hereunder and shall be determined on the basis of their respective mean reserves as of the date of this contract Such liens shall bear interest annually at the rate of 5 per annum and shall be insured in the International without medical examination or other evidence of the insurability of the policyholder at attained age at oneyearterm rates American Exper ience 3 plus a loading of 7 Insurance shall not be carried on any liens other than those created by this contract nor shall interest payments from profits payable to the Empire as provided herein be made on any other liens than those created hereby nor shall any liens except as expressly created herein be liquidated as herein provided Pre mium notes existing policy loans and liens and net deferred premiums shall be received on account of the reserve liability under the individual policies to the extent of their reserve value at the end of the current policy year 5 All of the assets and property of the Empire excepting the insurance business and premiums which will become due therefor and premium notes policy loans and deferred premiums shall remain in the custody and under the control of the Insurance Department of the State of Geor gia and shall be managed controlled and administered by said Insurance Department in trust under the direction of the Superior Court of Fulton County Georgia That part of the income as well as the corpus of said assets and property which said Court may determine belongs to the pol icyholders of the Empire on account of the reserve liability on said policies whose policies have been assumed by the International here under shall when reduced to money or to assets satisfactory to the In ternational and acceptable under the Statutes of Missouri as admitted assets be delivered by the Insurance Commissioner of Georgia to the International When so delivered the International shall apply the same as hereinafter provided 6 The International shall keep accurate books of account showing the premiums received by it for renewal on business of the Empire assumed by it under this contract including such lapsed business as may be re instated for the account of the said Empire under the terms of this con tract showing the dates and amounts of said payments and showing any and all conversions of said policy contracts and lapses and reinstate ments thereof The Empire and the Insurance Commissioner of Georgia his successors in office or any duly accredited representative shall have the right at all reasonable times to examine at the Home Office of theComptrollerGenerals Report xxi International said books of account and all documents and papers relat ing thereto but such examination shall be conducted in such manner as not to interfere with the proper conduct of business It shall be the duty of the said Insurance Commissioner to make an audit on the first anniversary of this contract and annually thereafter to determine the amountof liens then outstanding against the several policies of the Em pire and their ratio per cent to the amount charged against individual policies The Ratio so determined shall be used as a standard for the ensuing period of one year in determining the rights of the policyholders of the Empire to surrender values Expense of audit to be charged against amounts accruing to the Empire as profits hereunder The International shall ascertain annually the mortality savings gains from surrendered policies the amount of expense loading in excess of 9 of the gross premiums collected on the Empire policies and the sum of such amounts shall constitute the profits accruing to the Empire here under Prom this sum shall be deducted first the interest on the liens herein provided second the premium for the lien insurance and third an amount equal to the tabular provision for mortality on the basis of the American Experience Table at 3y2 for the period for which the In ternational shall have been at risk on any policy that shall lapse before as much as one semiannual premium thereon shall have been paid in cash to the International If the amount otherwise payable to the Empire is not at least equal to the said interest on the liens the premiums for the lien insurance and during the first year equal to the additional amount of the tabular mortality on policies that lapse before as much as one semiannual premium is paid then the difference shall constitute a credit on the profits otherwise due the Empire at the end of subsequent years until fully liqui dated The profits accruing to the Empire less the deductions authorized under this contract shall be used as may hereafter be determined by the Insur ance Commissioner of the State of Georgia or his successors in office with the concurrence of the Superior Court of Pulton County Georgia which said court has jurisdiction over said Empire The International to the ex tent hereinafter mentioned guarantees that the mortality savings gains from surrendered policies and the amount of expense loading in excess of 9 of the gross premiums collected on the Empire policies as herein pro vided before the deductions in this contract authorized have been made shall be not less than Twenty Thousand Dollars 2000000 per year for a period of seven years Should the said profits in any one year amount to less than Twenty Thousand Dollars 2000000 the International will ap ply the amounts provided hereunder to be retained by it to cover the ex pense of and compensation for handling the business This account shall be taken at the end of each year of the contract In the event the Interna tional is required at the end of any one year to make up a deficiency in order to bring the profits to the Empire up to the said sum of TwentyXX11 ComptrollerGenerals Beport Thousand Dollars 2000000 and in the event there is an excess earn ing in any succeeding year the amount which has been paid to the Em pire may be taken out of the excess earnings for succeeding year or years It is not intended hereby to obligate the International to pay the said sum of Twenty Thousand Dollars 2000000 except out of the amounts accruing to it as herein provided as the expense of and compensation for handling the business but all of said amounts may be absorbed if it be necessary to make the said payment of Twenty Thousand Dollars 20 00000 The profits hereinbefore provided to be paid to the Empire shall be paid for a period of seven 7 years to the said Empire or for its account as may be determined by the Insurance Commissioner of the State of Georgia or his successors in office and approved by the decree of the Superior Court of Fulton County Georgia If the lien herein established has not been entirely liquidated at the end of seven years from the date this reinsurance contract becomes ef fective the remainder thereof shall be carried as a lien on said Empire policies provided that each holder of an Empire policy may have his in surance and premium reduced to the amount corresponding to the amount of the then validated reserve applicable thereto 10 Cash loans and cash surrender values shall not be available to the pol icyholders of the Empire for a period of one year from the date of this contract nor thereafter except to the extent of the amounts turned over to the International for the credit of each policy plus the net additions to reserve from premiums paid by the policyholder in cash diminished by the surrender charge hereinafter designated until said liens shall be fully liquidated So long as said liens or any part thereof remain unsatisfied a surrender charge of two per cent 2 of the face of the policies shall be enforced against all policies This provision is not intended to impose a surrender charge of two per cent 2 in addition to the surrender charge already provided for in said policies but to make such a charge in the case of policies which provide no surrender charge and to increase the charge in policies which provide for a less surrender charge to a suf ficient amount to make a surrender charge of two per cent 2 After said liens are fully liquidated a surrender charge not exceeding one and onehalf per cent 1 of the full amount of each policy may at the option of the International be exacted from surrendering policyholders 11 No dividends or profits shall be apportioned or paid to the holders of participating policies of the Empire until the liens established by thisComptrollerGenerals Report xxm contract are fully liquidated as contemplated herein nor until the expira tion of the seven year period mentioned above From and after the ex piration of such period contemplated herein the International shall an nually apportion to the policies of the Empire remaining in force the amounts accruing to their credit from said Empire policies and shall pay such amounts in accordance with the terms of the several policy con tracts of the Empire The parties hereto agree that they will execute such other and further agreements writings or undertakings necessary to be executed in order to give full force and effect to this instrument and to another contempo raneous instrument providing for certain financial arrangements 13 This contract is made subject to the terms of Section 6936 of the Re vised Statutes of Missouri 1909 and amendments thereto authorizing and governing reinsurance contracts between insurance companies and is to take effect as herein drawn or with such modification as may be made by the commission provided for by such statutes at noon on the day upon which said contract as herein drawn or as so modified by said commission shall be approved by said commission provided that the contract shall not be binding upon the parties aereto until authorized by the Superior Court of Fulton County Georgia which is now exercising jurisdiction over the said Empire under the statutes and laws of the State of Georgia in such cases made and provided 14 This contract and another of even date providing for financial arrange ments are companion contracts and it is not contemplated that the finan cial contract shall become binding upon the International unless this con tract is executed delivered and put in force by the authorities herein above referred to 15 This contract having been approved by the Superior Court of Fulton County Georgia and by the Board organized under the insurance laws of the State of Missouri as is contemplated in the foregoing provisions herein same is now finally executed and delivered to have full force and effect from the date and hour of delivery which date and hour is en dorsed hereon said endorsement being signed on behalf of the Insur ance Department and on behalf of the International Life Insurance Com pany IN WITNESS WHEREOF the International Life Insurance Company in pursuance of proper corporate authority has hereunto set its hand and affixed its seal and the Empire Life Insurance Company actingXXIV ComptrollerGenerals Report through the Insurance Department of the State of Georgia has hereunto set its hand and affixed its seal all of which is done in duplicate this the 17th day of March 1916 INTERNATIONAL LIFE INSURANCE COMPANY By MASSEY WILSON President Seal THE EMPIRE LIFE INSURANCE COMPANY By WM A WRIGHT Seal Insurance Commissioner of Georgia and as such in charge of the assets of The Empire Life Insurance Company WM A Wright Seal Insurance Commissioner of the State of Georgia IN THE SUPERIOR COURT OF FULTON COUNTY GEORGIA William A Wright as Insurance Commissioner of the State of Georgia No 33072 The Empire Life Insurance Co James R Brown et al vs The Empire Life Insurance Co Consolidated Cause in Equity No 31707 IT IS AGREED between THE WHITNEY COMPANY incorporated 1902 a corporation of New York the GEORGIA RAILROAD BANK a a corporation of Augusta Georgia the OTIS ELEVATOR COMPANY a corporation of New Jersey and the MERCHANTS BANK a corporation of Augusta Georgia as first parties and the EMPIRE LIFE INSUR ANCE COMPANY a corporation organized under the laws of Georgia and WILLIAM A WRIGHT Insurance Commissioner in charge of said Empire Life Insurance Company and its assets of the State of Georgia as second parties as fpllows 1 That subject to the approval and order of Fulton Superior Court in the litigation therein pending involving the administration of the assets and affairs of the Empire Life Insurance Company the parties above named agree as follows 2 That all defenses by said Empire Life Insurance Company and said Insurance Commissioner against the claims of lien and suits of The Whit ney Company and the Otis Elevator Company shall be withdrawn and all counterclaim and recoupment by said named parties of the second part against the Georgia Railroad Bank shall be withdrawn and waived and all right to assert any claim by said named parties of the second partComptrollerGenerals Eeport xxv against tne Merchants Bank shall be waived and withdrawn that said Empire Life Insurance Company and said Insurance Commissioner will cooperate in causing judicial sale to be had of the real estate Augusta described in the pleadings as the Empire Life Building and the Postal Building and that the parties of the first part will purchase or procure a purchaser for the same and will take and receive the said properties so purchased together with the insurance money on the Empire Life Building and on the Postal Building now in hand and will waive the lien of any judgment they may obtain on their claims against the Empire Lite Insurance Company as to all other property except said Augusta prop erties and said insurance money on said Empire Life Building and said Postal Building 3 That said first parties will protect the second parties against the listof claims which follows and will pay to and save harmless the said second parties any sum or sums which they may require to pay upon a distribution o the assets of the Empire Life Insurance Company to any of the parties named in said list the same being as follows TT 1228895 and interest A H McDamel oi 127420 and interest W L Stoddart Q 524317 and interest G Eloyd Preacher 152010 and interest Martin Garrett x H c Lorick 980100 and interest Alexander Goodwin Garrett 47329 and interest H H Stafford 600000 and interest State County and City taxes 1914 to date on said Augusta properties The above claims shall be litigated by the Commissioner and the Em pire Life and their validity contested in all legal ways 4 The said parties of the first part will agree amongst themselves as to the manner in which said property will be taken over and to whom it will be conveyed when and if purchased by them and shall have the right if a purchaser is presented who will pay a price satisfactory to them to take and receive the proceeds of the sale of said properties in stead of purchasing and receiving title thereto 5 It is agreed that the matter shall be forthwith presented to the court and upon an order being obtained from the court or the judge thereof that it shall be speeded before the Auditor Mr Alex W Smith and judgments obtained upon the claims of parties asserting liens against the Empire Life Building the same to be general judgments subject to the waiver of the lien thereof on the deficiency part thereof as herein provided 6 The parties of the second part will use their best efforts to secure an extension of their options with the International Life Insurance Com pany of St Louis Missouri for a loan on said Augusta property for not less than sixty days 60 and to transfer to the parties of the first part or their nominees the benefit of said optionsXXVI ComptrollerGenerals Report This agreement may be executed in counterpart and the several coun terparts shall constitute one contract Signed by the several parties on this 28th day of November 1916 WM A WRIGHT Ins Com GEORGIA RAILROAD BANK Augusta Ga By JACOB PHINIZY President THE WHITNEY COMPANY Inc 1902 By W C WHITNEY President OTIS ELEVATOR COMPANY By T G TUNSLOW VicePresident MERCHANTS BANK Augusta Ga By S S HATCH President Wm A Wright Insurance Com missioner of Georgia vs Empire Life Insurance Company James R Brown et al vs Empire Life Insurance Company No 33072 Fulton Superior Court Consolidated Cause No 31707 Fulton Superior Court This case coming on further to be heard this day upon the report of the bid received by Wm A Wright Insurance Commissioner of the State of Georgia in charge of the assets of the Empire Life Insurance Com pany and under the terms of the contract entered into between said Insurance Commissioner and The Whitney Company Incorporated 1902 the Otis Elevator Company the Georgia Railroad Bank and the Mer chants Bank of Augusta and the Court being fully advised IT IS THEREUPON ORDERED CONSIDERED AND ADJUDGED by the court that the bid of the said Whitney Company Incorporated 1902 Otis Elevator Company Georgia Railroad Bank and Merchants Bank of Augusta of One Hundred and Fifteen Thousand 11500000 Dollars for the real estate of The Empire Life Insurance Company situated on the North side of Broad Street in Augusta Richmond County Georgia fully described in the pleadings in this case be and the same is hereby ac cepted and the said Wm A Wright as such Insurance Commissioner is hereby directed to execute proper deed of conveyance to said parties or whosoever they may nominate in writing to him embracing and con veying said real estate to them freed from all and every lien and trust thereon and freed from the claim of all parties to this suit and those claiming under them fully investing the said grantee with all right titleComptrollerGenerals Report xxvii and interest thereunder heretofore enjoyed by The Empire Life Insur ance Company and upon the execution and delivery of said instrument or instruments the grantee shall he let in possesssion of the premises conveyed The defendant The Empire Life Insurance Company through its Pres ident or VicePresident shall at the time of the execution of such deed or deeds or other instrument of conveyance by said Insurance Commis sioner as further assurance of title to the grantee therein execute its deed or deeds or other instrument of conveyance or join with the In surance Commissioner in the execution of the deed or deeds or other instrument or instruments of conveyance by him to be made and shall thereby convey and confirm to the purchaser or purchasers of his or their assigns all of its right title and interest in said property so conveyed by said Insurance Commissioner and they shall thereupon de liver to such grantee or grantees all of the property so sold The pur chaser of such property and his or their executors administrators suc cessors or assigns respectively after delivery of such premises and property shall hold possession and enjoy the same and all the rights privileges titles and interest appertaining thereto as fully and com pletely as the defendant The Empire Life Insurance Company at any time heretofore held or enjoyed the same or was entitled to so hold or enjoy the same but freed as aforesaid from all liens trusts or charges except as herein specified Said Insurance Commissioner is also directed to turn over to said named parties 7378763 and interest in Citizens and Southern Bank and 1140000 without interest in Fulton National Bank the insurance money received from the Empire Life Building and the Postal Telegraph Build ing which were located on said real estate The purchaser or purchasers and his or their successors or assigns shall as part of the consideration of the purchase price of the property ordered to be conveyed under this decree and in addition to the sum heretofore required to be paid therefor take the said property and re ceive the deeds or instruments or other transfers thereof upon the express condition that said property shall be charged with the payment satisfaction and discharge of any and all taxes which may be a lien upon or chargeable against the property herein provided to be conveyed The said conveyance as aforesaid when executed shall vest the said title to said property in the grantee named freed from all liens trusts or charges save and except the taxes hereinbefore mentioned but said The Whitney Company Incorporated 1902 Georgia Railroad Bank Otis Elevator Company and Merchants Bank of Augusta Georgia shall re main and continue personally bound to carry out and perform the under takings in the contract between them and the said Wm A Wright In surance Commissioner copy of which is annexed to the amendment of said Insurance Commissioner filed on November 28th 1916 by which they agree to and are obligated to pay to him such sum or sums as he may be required to pay upon the distribution of the assets of said TheXXV111 ComptrollerGenerals Report Empire Life Insurance Company to the following named creditors or any of them A H McDaniel228895 and interest W L Stoddart 127420 and interest G Loyd Preacher 524317 and interest Martin Garrett 152010 and interest H C Lorick 980100 and interest Alexander Goodwin Garrett 47329 and interest H H Stafford 600000 and interest IT IS FURTHER ORDERED ADJUDGED AND RECREED BY the Court that the claims of said aforenamed purchasersboth as to liens and as to judgments against the Empire Life Insurance Company be and they are hereby credited pro rate according to the respective amounts of their claims as shown by the auditors report with the said sum of One Hundred and Fifteen Thousand 111500000 Dollars and by the sum of 7378763 and interest in Citizens and Southern Bank and 1140000 without interest in the Fulton National Bank the amount of said insur ance money so ordered to be paid to them and that any additional amount owing to them shall be a lien either specific or under any gen eral judgments only upon the property of the Empire Life Insurance Company situated in Richmond County Georgia The Court leaves all further matters in this case to the future adjudi cation and determination of the Court and the right to pass upon and adjudicate all questions arising in this case not herein adjudicated are full reserved IN OPEN COURT This 11th day of December 1916 Signed J T PENDLETON Judge Superior Court Atlanta GaComptrollerGenerals Report xxix FIRE INSPECTORS FUND 1916 Bank balance January 1 1916 Less check outstanding Balance forward Tax of 110 of 1 levied January 1916 Sum Withdrawals during 1916 Fire Inspectors salary 2000 00 Expense checks for fire inspectors trav eling expenses 196100 Miscellaneous expenses 26 23 Total withdrawals Bank balance December 31 1916 Balance expense advance to fire inspector January 1 1916 80 30 Expense checks 1916 x961 00 Sum 204130 Less Fire Inspectors exp vouchers 16 2000 95 Balance Expense advance December 31 1916 Total Fund December 31st 1916 1506 30 6 22 1500 08 6011 70 7511 78 3987 23 3524 55 40 35 3564 90 FIRE INSURANCE INSPECTORS REPORT Atlanta Ga January 1 1917 Hon Wm A Wright Insurance Commissioner Atlanta Ga Dear SirAs State Fire Inspector I submit to you my report for work done during the year 1916 I have inspected over the State seventy nine 79 suspicious fires have returned six times to different places for additional evidence making a total of eightyfive 85 investigations during the year past Two white men were convicted of arson last year Nine are now in jail awaiting trial and nine are out under bond I expectthose eighteen to be tried in the near future Incendiary fires seem to be getting less For the last three months of 1916 most of my time was taken up in the courts Very few sus picious fires during the latter part of the year were reported to me forXXX ComptrollerGenerals Report investigation Overinsurance is responsible for a number of fires I have investigated several during the past year that I am satisfied would never have occurred had they not been overinsured Insurance agents in writing policies can do efficient fire prevention work by paying more attention to seeing that the property is not overinsured and less to the amount of their commissions Below is a list of the investigations made by me during the year just passed 1 Macon Ga 1 spent several days in Macon attending court at the trial of two arson cases One case was tried and the negro acquitted The other was continued r 2 Register Ga I visited Register and investigated an incendiary fire The sheriff solicitorgeneral and myself investigated this fire as it was a compli cated case and would take more time than I could give I left the matter in the hands of the sheriff and solicitorgeneral 3 Canton Ga fires thaTh i Tr t0 t0 investi veral incendiary fires that had occurred in Cherokee County This was a complicated case Several prominent people appeared to be connected with these burnings and the sheriff and myself were badly handicapped Stumb ing blocks were put in our way on every turn We are not getting the proper support from certain officials but we intend to carry he case before the grand jury anyway for investigation y 4 Rome Ga Warble 71 Hardin arrested charging him wthnin SeTaT S The grand Jury returned a true bill against him and he was tried The judge stated that we only had circumstantial evidencelaga nst hi an or that reason he instructed the jury to return a eMit of 2 5 Americus Ga county and we failed to get any direct evidence so Le case endedComptrollerGenerals Report xxxi 6 Floyd County I went to Rome to investigate the burning of a house owned by Green White colored I found this property to be well overinsured The sheriff had Joe White and Wood McClellan both arrested We took their cases before the grand jury They were bound over to the superior court and are still in jail Their cases will no doubt be tried soon 7 Atlanta Ga I investigated a fire that occurred at 26 Frazier Street Atlanta but could not find any evidence against any one This was vacant property and very little damage was done 8 Swainsboro Ga I went to Swainsboro to investigate a fire that occurred last year out in the country Only circumstantial evidence could be gotten and the case was dropped 9 Wadley Ga On my return from Swainsboro I heard of a suspicious fire that oc curred at Wadley This was a vacant house and the fire of incendiary origin The owner of the property has gone out of the State This case is still unsettled and is in the courts in Canton Ga I again visited Canton to investigate the several incendiary fires that occurred in Cherokee County I spent some time in Canton in vestigating these fires and appeared before the grand jury Had I re ceived the proper assistance that was due the State I am sure we would have secured some true bills but as it was the jury returned no bills and the cases were practically dropped 11 Milan Ga I went to Milan Georgia to investigate a suspicious fire that oc curred there This was an incendiary fire and several parties that I talked to I am satisfied know all about it but for some reason seemed afraid to talk I had some of them before the solicitorgeneral He felt satisfied we were after the right ones but said as the witnesses would not talk we could not do anything 12 Fitzgerald Ga I went to Fitzgerald to investigate a Suspicious fire that occurred there but found two of the main witnesses had left the city After consulting with the solicitorgeneral we decided that without those witnesses we had no caseXXX11 ComptrollerGenerals Report 13 Macon Ga I investigated an incendiary fire that occurred in Macon This was in an Italians place and well overinsured Oil was freely used The chief of the fire department and myself were satisfied this was an incendiary fire but we could not find any direct evidence against any particular person They seemed to have their tracks well covered 14 Orienna Ga This was an incendiary fire well overinsured As Orienna is a very small place and this fire occurred after midnight it was impossible to find anyone who could give any information that would be beneficial 1 am satisfied the assured knew all about this fire but we could not get any direct evidence 15 Augusta Ga I visited Augusta to investigate an incendiary fire that occurred in a vacant house belonging to F Marschalk but the city detectives and myself failed to find any direct evidence 16 Milledgeville Ga I was called to Milledgeville to investigate a suspicious fire but from the evidence it looked like an accidental fire residence of A S Denham This was in the 17 Brooks Ga I went to Brooks Georgia to investigate the burning of a school house there I am satisfied this school was set on fire by some boys but so far we have not been able to get the proper evidence for the grand jury 18 Atlanta Ga I was asked to investigate two suspicious fires that occurred in Atlanta Georgia on Gordon Street and Ridge Avenue As I was in South Georgia at the time I got the city detectives to make this in vestigation for me They reported that they failed to get any direct evidence only suspicious circumstances 19 Whigam Ga I was called to Whigam to investigate a fire that had recently oc curred there I could not find any evidence against anyone that would warrant a case being made 20 Fitzgerald Ga I went to Fitzgerald to investigate a very suspicious fire This was another case of overinsurance We have some very suspicious circumstances but no direct evidenceComptrollerGenerals Eeport xxxm 21 Dalton Ga I went to Dalton to investigate the burning of the barn of J C Iiangston Dogs traced a man named Bird Miller from the burned barn tc his home We have good evidence against him He is now in jail and will be tried later NOTEMiller was later tried and convicted and is now serving a threeyear sentence in the chaingang 22 Greenville Ga I attended court at Greenville for the trial of a man named Malone whom I had arrested charging him with arson This case was con tinued for the term 23 Brooks Ga This was my second trip to Brooks about the school house fire We are still working on it but nothing definite has yet been developed 24 Douglas Ga I was requested to visit Douglas to investigate a suspicious fire that occurred there On investigation I found that they had no evidence only suspicion 25 Broxton Ga I went to Broxton to investigate the burning of the barn of Mr Dykes We have a negro in jail charged with the burning We have strong circumstantial evidence against him and will bring the case before the next grand jury 26 Georgetown Ga I was called to Georgetown to investigate a suspicious fire that oc curred there sometime ago My investigation showed that this fire was the burning of a cotton warehouse in the year 1914 As it has been so long I advised them to get a detective 27 Macon Ga I was called to Macon to attend court in the perjury case against J H Thompson This case grew out of the arson case now standing against this man Thompson 28 Macon Ga I went to Macon to investigate the burning of a barn about three miles from Macon in Jones County This was the property of H T Powell of Macon This was no doubt an incendiary fire and very strong suspicion is against a negro tenant This negro has left for parts unknown and we failed to locate himxxxiv ComptrollerGenerals Report 29 Alamo Ga I made two trips to Alamo to investigate the burning of the court house at thatplace I am sure this was an incendiary fire Two men Dobson and Collins are under arrest charged with this burning and will be tried later I am satisfied if these men had anything to do with this burning they were hired by parties who wanted to destroy certain records 30 Oak Park Ga I went to Oak Park at the request of the sheriff to help investigate a lire that occurred there This was an incendiary fire S J and J H Abdallah who run the store have been arrested and are both in jail awaiting trial 31 Screven Ga I was called to Screven Georgia to investigate the burning of a store occupied by a man named Allen This certainly was an incendiary fire and overinsured Very strong circumstantial evidence is against this man Allen He had a very suspicious fire at Broxton Georgia and left there and I am informed went to Jacksonville Florida had a fire there and from Jacksonville came to Screven had a fire there and has again left and can not be located 32 Dallas Ga I was requested to visit Dallas Georgia and investigate the burning of a house about seven miles from Dallas The sheriff and myself could only find where parties were suspected withno evidence 33 Decatur Ga I was called to Decatur Ga to investigate an attempt to burn a school house there This was an incendiary fire Oil was used in two places but we could not find any one to even suspect 34 Blue Ridge Ga I went to Blue Ridge to investigate a fire that occurred out in the country near there There was no evidence to suspect any one 35 Jesup Ga I went to Jesup to investigate the burning of a school house out in the country We still have this burning under investigation and will no doubt have something more definite to report later 36 Vidalia Ga I visited Vidalia to investigate the burning of the Davis residence Circumstantial evidence was strong against Davis but as it was a veryComptrollerGenerals Report xxxv complicated affair I suggested that this case be turned over to some good detective 37 Sparks Ga I visited Sparks Georgia to investigate the burning of a cotton gin This was another case of overinsurance I am satisfied it was an incen diary Are but they had their tracks so well covered it seemed impossible to get any direct evidence 38 McRae Ga I went to McRae Georgia to meet the solicitorgeneral by appoint ment and turned over three cases to him all in his circuit The three cases referred to were one at Rhine Georgia one at Milan and the other at Alamo He has promised to notify me if he succeeds in getting enough evidence to make a case in either one of the three 39 Swainsboro Ga I went to Swainsboro to attend court in the trial of J H Abdallah This trial resulted in a mistrial The judge was so sure of his guilt that he placed his bond at 1000000 which he could not give and was put in jail to await trial at the next term of court 40 Savannah Ga I was subpoenaed to attend court in the arson case I made sometime ago against a man named Krouskoff This case was continued on ac count of the illness of this mans father 41 Baxley Ga I was called to Baxley to investigate an attempt to burn the vault of the Citizens Banking Company of Baxley This was an incendiary fire and it looked like it was fired for the purpose of destroying certain books It appears that several prominent people know all about this Are and for that reason my work will necessarily be slow Am satisfied I will have to visit Baxley several times 42 Macon Ga I was called to Macon to investigate a suspicious fire that recently occurred there Detective Rachaels and myself investigated this fire and found very strong evidence against a negro woman I had her arrested charged with arson She is now in jail awaiting trial 43 Baxley Ga This is my second visit to Baxley on account of the attempt to burn the bank vault We have strong circumstantial evidence against the cashier Mr Maxwell and if we get it more definitely will take it before the grand juryXXXVI ComptrollerGenerals Report 44 Wrightsville Ga I was called to Wrightsville to investigate a suspicious fire that oc curred in the Wrightsville Furniture Company This was a very suspi cious fire and will require careful work I will no douht have to visit there again 45 Ocilla Ga I was asked by the authorities to visit Ocilla as several suspicious iires had recently occurred there In my investigation I could not find any direct evidence but the mayor and other officials seemed to think that the moral effect would do good 46 Eagan Ga There was an incendiary fire and I am satisfied this man Davis is the guilty party He had this fire and left the State before I was notified On investigation I found that he went from Eagan to New Orleans and had a fire there and then left there for Covington Tennessee and had another fire there This time he was caught tried and convicted and is now serving time in the Tennessee penitentiary He claimed to be blind which is also considered a fake 47 Dalton Ga I was called to Dalton to assist the sheriff investigate the burning of a barn owned by Mr McKnight Our investigation satisfied us it was an incendiary fire but we could not find any evidence against any particular person 48 Eastman Ga I went to Eastman Ga at the request of the solicitorgeneral to dis cuss with him several arson cases in his district We are still working on one or two of those cases and may go before the grand jury at the next term of court 49 Cadwell Ga I went to Cadwell to investigate an attempt to burn a barber shop This place was evidently fired but as some of the officials appeared to be mixed up in the attempt it was impossible to get any information 50 Macon Ga I went to Macon to investigate the burning of a negro house De tective Rachaels and myself are both satisfied a negro named Annie Jackson is the guilty party She is now in jail and will be tried soon 51 Wrightsville Ga I was called back to Wrightsville about the Wrightsville Furniture Companys fire After consulting with the solicitorgeneral sheriff andComptrollerGenerals Report XXXVll chief of police we decided to continue our investigation as this appears to be a very complicated case and will require time 52 Atlanta Ga I was requested to investigate a fire that occurred at 284 Fort Street We had very strong evidence against the assureds wife and took the case direct to the grand jury They returned a no bill It must have been mainly on account of her having several small children that caused tne case to take the course it did 53 53 Vidalia Ga I was called to Vidalia to investigate two suspicious fires that oc curred there I am satisfied both of these fires were of incendiary origin They are still being looked after 54 Oak Park Ga I was called to Swainsboro by Sheriff Coursey to investigate the fire that occurred in Oak Park Emanuel County We have two brothers in jail about this fire and I am satisfied they will be convicted of arson at tue next term of the superior court The first trial resulted in a mis trial for J H Abdallah 55 Doerun Ga I was requested by the mayor of Doerun to investigate a suspicious fire that occurred there My investigation satisfied me that this was not an accidental fire but we could find only circumstantial evidence The chief of police is still working on this case and will notify me if he finds any stronger evidence 56 Jesup Ga At the request of the school commissioner of Wayne County I made my second trip there to investigate the burning of a school house On this trip I found very strong circumstantial eviaence against an es teacher named Cannon I had him arrested and he was tried before a justice of the peace who did not think the evidence strong enough o bind him over 57 Baxley Ga I was again called to Baxley Georgia on that attempt to burn the bank vault We are still working on this case and hope to have it ready when the grand jury meets 58 Poulan Ga I went to Poulan to investigate a suspicious fire This was an in cendiary fire but the guilty party had his tracks so well covered that we could only find circumstantial evidenceXXXV111 ComptrollerGenerals Report 59 Albany Ga I went to Albany to investigate the burning of a store occupied by a man named Manning The evidence satisfied me that Manning was the guilty party so I had him arrested and put in jail His trial will come up later 60 Albany Ga I was called back to Albany on account of the preliminary trial of A E Manning whom I had arrested charging him with arson He was tried before a justice of the peace and bound over to the grand jury 61 Macon Ga I went to Macon to attend the trial of a negro woman named Mattie Jackson whom I had charged with arson Two of the main witnesses could not be found and the case was dismissed 62 Fitzgerald Ga I visited Fitzgerald to investigate several incendiary fires that had recently occurred there The solicitorgeneral and myself are still work ing on these cases and may carry them direct to the grand jury 63 Swainsboro Ga I spent several days in Swainsboro attending the trial of J H Ab dallah He and his brother are charged with burning their store at Oak Park Emanuel County This was a hardfought case but we succeeded in convicting him and he received a sentence of seven years in the chain gang His brother S J Abdallah is still in jail and will be tried later 64 Augusta Ga I was requested by the chief of the fire department to come to Au gusta and investigate a suspicious fire I found this to be an incendiary fire A Mrs Weeks and Mrs Whaley lived in the house but both were out of the city Strong circumstantial evidence was against a man named McCormick but we could not find anything strong enough to war rant a case being made 65 Athens Ga I was called to Athens to investigate a suspicious fire that occurred in the Holman building This was an incendiary fire and strong evidence pointed to D D Hunt the proprietor as the guilty party We are still on this case and I am satisfied that we will take it before the grand jury when it meets 66 Crosland Ga I was called to this place to investigate a suspicious fire I found this to be a very peculiar case which it will take time to work I ad ComptrollerGenerals Report xxxix vised the authorities that this case appeared to me as one that would require a detective 67 Cordele Ga I went to Cordele to investigate a very suspicious Are We found strong evidence of arson against a negro woman named Viola Dennis She was put in jail without bond to await the action of the grand jury 68 Baxley Ga I made another trip to Baxley and found this to be a badly mixed affair It now appears that several prominent people are connected with this case and a very strong effort is being made to whitewash the case I am badly handicapped on every turn I make but am still on the case and expect to take the entire matter before the grand jury 69 Dalton Ga I was called to Dalton to investigate a suspicious lire that recently occurred there Both the sheriff and myself are still working on this case and hope to get some direct evidence in the near future 70 Waycross Ga I went to Waycross to investigate a very suspicious Are that re cently occurred out in the country from Waycross Strong circumstan tial evidence appears against J R Bourn the owner He claims to have been shot by someone and has recently been adjudged of unsound mind and sent to Milledgeville 71 Brooks Ga I went to Brooks the second time to see certain parties about the burning of the school house but unfortunately failed to find any of them We are still working on this case but I doubt if we can get any direct evi dence 72 Griffin Ga I went to Griffin to investigate a suspicious fire that occurred just outside of the city limits We failed to find any direct evidence against anyone 73 Augusta Ga I was called to Augusta to investigate a very suspicious fire that oc curred in the residence of one of the captains in the fire department The chief of police handled this case himself He had this captain ar rested1 and at the preliminary trial the case was dismissed 74 Gainesville Ga I investigated a suspicious fire that recently occurred out in the country We failed to find evidence enough to make a casexl ComptrollerGenerals Keport 75 Decatur Ga I was called to Decatur by the grand jury to consult with them about the recent burning of the Court House This is a very complicated case and will take time to work The grand jury will put a detective on the case and see what they can find out 76 DeKalb County I was called out on the Williamsville road in DeKalb County to in vestigate a fire that recently occurred out there This was without doubt an incendiary fire The sheriff and myself went out to this place but failed to find any direct evidence 77 Albany Ga I was down in Albany to appear before the grand jury on the Man ning arson case They only used three witnesses out of nine and re turned a bill Manning was rearrested and is now in jail has since given a 150000 bond 78 Baxley Ga I was again called to Baxley this time to appear before the grand jury on the bank vault fire The grand jury put the case off until the fifth Monday in October I will have to make another trip to Baxley 79 Athens Ga I was called to Athens to appear before the grand jury on the D D Hunt case but when I arrived I found that two of the main witnesses were absent so the case had to go over to the next term of court SO Baxley Ga I was again called to Baxley to appear before the grand jury in the bank vault fire The solicitor as well as myseii expected several true bills to be returned by the grand jury but they returned no bills against all except Cashier Maxwell and that bill was for being short in his accounts He was put under a 500000 bond and released 81 Daisy Ga I visited Daisy to investigate a fire there that was evidently of in cendiary origin and without doubt largely overinsured This case is still under investigation and has not yet been settled 82 Augusta Ga I was again called to Augusta to appear as a witness against M H Smith charged with arson This was my third trip to attend this trial The case seems to be continued indefinitely 83 Canton Ga I had a man named Axson arrested charging him with arson He was given a preliminary trial We though we had a very strong case butComptrollerGenerals Report xli the justices announced that they did not think the evidence enough to hind the prisoner over strong 84 Atlanta Ga Laura Tolan is in jail charged with an attempt to burn a house in the rear of 152 Courtland Street Her case will be taken to the grand jury 85 Atlanta Ga There was a very suspicious Are at 95 Whitehall Street I am satis fied that this was an incendiary fire Strong circumstantial evidence was collected by Detective Rosser and myself but so far we have not been able to get it direct enough against any particular person We are still working on the case I desire to call your attention to the great danger in not having proper fire escape laws All school houses public meeting places hotels or where people sleep or work in buildings three or more stories high should be equipped with good fire escapes to be approved by some com petent person and a penalty attached for noncompliance with the law All doors to schools churches and all places where people congregate should be required to open outward as a number of lives are lost by not having doors properly arranged Another very dangerous practice is to allow chairs or benches placed in aisleways in case of excitement or a stampede a loose chair or bench in an aisle is liable to cause the death oi several people I trust the Legislature will enact laws at once cover ing the above cases and not wait until the horse is gone before locking the stable door Thanking you for the many favors and assistance given me during the past year I am Respectfully W R JOYNER State Fire InspectorTABLE No 1 Showing Business Done by Fire Insurance Companies for the Year Ending December 31st 1916 NAME OF COMPANY Aacben Munich Aetna Insurance Co Agricultural Fire Insurance Co Alliance Insurance Co American Central Fire Insurance Co American Druggists Fire Insurance Co American Eagle Fire Insurance Co American Insurance Co Atlas Insurance Co Automobile Insurance Co Boston Insurance Co British America Assurance Co Caledonian Insurance Co Camden Insurance Co Central Manufacturers Mutual Citizens Insurance Co City of New York Insurance Co Commercial Union Insurance Co Commonwealth Insurance Co Concordia Fire Insurance Co Connecticut Fire Insurance Co Continental Insurance Co County Fire Insurance Co Equitable Fire and Marine Insurance Co Equitable Fire Insurance Co FidelityPhenix Insurance Co STATE Risks Written During Year Total Premiums Germany Connecticut New York Pennsylvania Missouri Ohio New York New Jersey England Connecticut Massachusetts Canada Scotland New Jersey Ohio Missouri New York England New York Wisconsin Connecticut New York New Jersey Rhode Island South Carolina New York 11 105342 106432 841500 550257 628659 139237 304065 005621 673760 514610 502645 610170 700302 621330 909267 285711 507480 354081 586899 309812 087899 822307 811839 602541 519948 230768 2096112 45798950 2732105 1917199 3566352 223927 2380722 4401725 9958466 3127122 980383 2090461 2335943 3677609 1394102 3415663 3142118 15095517 2173198 3532553 4303987 20303452 2234521 809161 855392 15114358 Losses Paid Losses Incurred 1959230 26487081 2419700 1941517 4707506 4161 1074338 4382092 8605732 165068 1047831 4953426 1027481 3716442 1268328 2073439 3955074 16787898 3657570 3375712 6392671 23169933 913579 1723208 2684469 14904902 1960731 25008759 2334300 1982321 4961874 4161 1078132 4293397 8229245 547208 807346 4924060 992558 3736311 1292678 2079664 3455619 17757857 3366310 3155081 6020358 21553730 614613 1490538 2276637 14635531 Q o g a so o p p H SO a a SO W H O SO 3Fire Association Firemens Fund Insurance Co Firemans Insurance Co Fitchburg Mutual Fire Insurance Co Franklin Fire Insurance Co First National Fire Insurance Co Georgia Home Insurance Co German Alliance Insurance Co German American Insurance Co Germania Fire Insurance Co Girard Fire and Marine Insurance Co Glenns Falls Fire Insurance Co Globe Rutgers Fire Insurance Co HamburgBremen Hanover Fire Insurance Co Hartford Fire Insurance Co Home Insurance Co Insurance Co of North America Insurance Co of State of Pennsylvania Liverpool and London and Globe Ltd Liverpool and London and Globe London Assurance Corporation London and Lancashire Lumber Mutual Fire Insurance Co Lumbermens Mutual Lumber Underwriters Massachusetts Fire and Marine Insurance Co Mercantile Mutual Fire Insurance Co Milwaukee Mechanics Insurance Co Mechanics Insurance Co National Ben Franklin Fire Insurance Co Nationale Fire Insurance Co of Paris National Fire Insurance Co National Union Fire Insurance Co New Brunswick Fire Insurance Co Pennsylvania California New Jersey Massachusettts New York District of Columbia Georgia New York New York New York Pennsylvania New York New York Germany New York Connecticut New York Pennsylvania Pennsylvania England New York England England Massachusetts Ohio New York Massachusetts Rhode Island Wisconsin Pennsylvania Pennsylvania France Connecticut Pennsylvania New Jersey 8173457 11658972 1157498 464535 2324551 1823958 1946708 1709421 10040639 5622520 1292637 2766948 3746433 1082926 2731688 30385790 27110110 7768792 3596014 14752343 1030172 2529443 5425890 384726 349772 219025 1189689 1349409 2935642 124900 2462658 1691704 13846724 4824987 980347 11180903 16561368 1917734 686563 2393235 3175877 3046233 2286789 13347105 8232102 1742492 3172305 6304052 1731413 4063367 46969889 33539235 16085655 5120947 19298615 1349497 3050393 6864320 1323252 1118838 436077 1791345 1037559 4857912 126029 3517262 2624327 17583614 5425406 1432395 9878857 7259843 6193903 765927 1207168 4118824 5709755 3660649 20927860 7108782 704515 2723781 5887912 2263575 2582372 38707774 31250900 14032131 4076272 15832898 1416967 5538366 9327115 1162598 1175428 719447 1093519 21138 7377145 2440910 2453309 10067300 10733666 1586252 10376211 6282575 6175904 765927 1355197 4118924 5248906 2949049 18593960 7400089 880370 2698112 6497052 2251575 2413694 36759424 24966692 12980767 4427811 13708589 919467 5601166 9249284 1161048 1180389 592174 1245540 10416 7172226 O o B fl S8 O F g a Q H H a b H o a 2294451 2307295 9255960 11979857 1578952TABLE No 1Continued Showing Business Done by Fire Insurance Companies for the Year Ending December 31st 1916 M ii NAME OF COMPANY STATE New Hampshire Fire Insurance CoNew Hampshire New Jersey Fire Insurance CoNew Jersey Niagara Fire Insurance CoNew York NordDeutche Germany North British and MercantileEngland NorthernAssurance Co LtdEngland Northern Insurance CoNew York North River Insurance CoNew York Northwestern National Fire Insurance CoWisconsin Norwich Union Insurance CoEngland Orient Insurance CoConnecticut Pacific Fire Insurance CoNew York Palatine Insurance CoNew York Pennsylvania Fire Insurance CoPennsylvania Pennsylvania Lumbermens MutualPennsylvania Pennsylvania Millers MutualPennsylvania Phenix Fire Insurance Co of ParisFrance Phoenix Assurance Co LtdEngland Phoenix Insurance CoConnecticut Providence Washington Insurance CoRhode Island Queen Insurance Co of AmericaNew York Rhode Island Fire Insurance CoRhode Island Royal Exchange AssuranceEngland Royal Insurance CoEngland Scottish Union and NationalScotland Savannah Fire Insurance CoGeorgia Risks Written During Year 6267 1105 2187 1734 6859 5959 1205 2530 2612 3654 2546 4454 5313 4729 362 161 1638 4887 9524 3282 11512 4060 2626 14968 6956 751 505 492 184 444 839 215 703 985 135 578 959 929 367 969 840 952 774 316 691 383 442 191 559 055 066 091 Total Premiums 5047129 1493895 3964902 2661620 9960850 7564079 1707704 3342045 3542544 3463428 3489654 6540592 7120509 7566181 683690 354560 2474704 5587371 9981835 3968855 17384422 6156318 2556310 23461206 7393531 1167430 Losses Paid 4760757 471622 10241392 1912795 10647124 11596794 2194608 5227465 4140210 7673030 2329725 6627370 7792325 8684538 1022871 465212 2197500 3601712 15896697 3883936 17084180 5147212 3022494 25015530 9161787 973051 Losses Incurred 5592025 592522 8747006 1984692 9134105 6789523 2167153 5109165 4703691 6477611 2515110 6631556 7805825 8924781 1021321 599810 2208484 3534636 15181622 3741288 14796480 4820782 2765884 20674325 8889487 1022481 O o K d i3 S O F i 6 g S F a o wSecurity Fire Insurance Co Southern Mutual Fire Insurance Co Springfield Fire and Marine Sterling Fire Insurance Co Standard Fire Insurance Co St Paul Fire and Marine Stuyvesant Insurance Co Sun Insurance Office Svea Fire and Life Insurance Co Union Fire Insurance Co of Paris United States Fire Insurance Co Westchester Fire Insurance Co Western Assurance Co Yorkshire Insurance Co Ltd Connecticut Georgia Massachusetts Indiana Connecticut Minnesota New York England Sweden France New York New York Canada England Totals492133451 921968 395829 503512 496496 741311 809798 111046 238615 650119 980275 482982 392546 816308 864472 3364573 38697829 9874314 623314 1253238 4988315 2715297 9169746 2277055 4965618 4364346 4557830 4105247 2476450 653123739 3091723 64640342 8801482 454030 977516 5481180 1021138 10586273 1657778 3802740 7392840 5338557 3848985 5927454 2779182 65536037 10309102 532361 1110943 5246705 1245538 9040373 1684150 4124638 6982340 5362859 3356919 5814556 678199221 643515140 O o K d ia a o p f M a 6 H Z I o aTABLE No 2 Showing Business Done by Marine and Inland Insurance Companies for the Year Ending December 31st 1916 NAME OF COMPANY Aetna Insurance Co Alliance Insurance Co Boston Insurance Co Camden Fire Insurance Co Commercial Union Assurance Co Commonwealth Insurance Co Columbia Insurance Co Equitable Fire Marine FidelityPhenix Fire Insurance Co Firemens Fund German Alliance German American Hartford Fire Insurance Co Home Insurance Co Insurance Co of North America Insurance Co of State of Pennsylvania Liverpool London Globe Ltd London Assurance Corporation London Lancashire Massachusetts Fire Marine Milwaukee Mechanics NordDeutsche Fire Insurance Co North Brit Merc Northern Assurance Co Ltd North River Fire Insurance Co Northwestern National Fire Insurance Co STATE Connecticut Pennsylvania Massachusetts New Jersey England New York New Jersey Rhode Island New York California New York New York Connecticut few York Pennsylvania Pennsylvania England England England Massachusetts Wisconsin Germany England England New York Wisconsin Marine and Inland Risks Written Dur ing Year 4 962657 2000 919144 8000 422703 70089 322269 8921 600 348911 1500 49235 007999 070100 888171 43760 206123 199758 154638 8500 020442 108571 95376 42557 Tornado Risks Writ ten During Yar 84800 7300 T20506 Premiums 27244 3 5407 76 160868 1589 4326 97 12 12743 9 948 11334 2596 233022 1219 2320 3909 1949 21 49155 4425 2177 33 61 816 Losses Paid 142344 170423 5257735 38275 570862 678540 4352 612055 65567 10545901 124716 2210 15000 150 7382581 369019 46831 1191 Losses Incurred 184844 212423 5257735 49275 458986 727465 4452 820938 72858 9090901 167216 2210 15000 150 7177662 363519 45750 Q o K a H H O P E M a Q H M a M O a 1191Orient Insurance Co Phoenix Assurance Co Ltd ProvidenceWashington Insurance Co Queen Insurance Co of America Royal Exchange Assurance Royal Insurance Co Scottish Union National Springfield Fire Marine St Paul Fire Marine Standard Marine Insurance Co Tokio Marine Insurance Co Thames Mersey Marine Union Marine Insurance Co United States Fire Insurance Co United States Lloyds Western Assurance Co Connecticut England Rhode Island New York England England Scotland Massachusetts Minnesota England Japan England England New York New York Canada 72880 414105 409874 135094 353782 196674 17070 434581 932176 175553 632570 271717 13337 513551 158980 Totals111793968 97337 309943 113354 74000 150300 609337 181042 182891 2582342 999557 1029295 344420 58033 58033 1074036 408608 366167 1605464 590103 320103 43048 2953 2953 46870 6575 6575 5675267 1636644 2129463 5237912 549144 2139944 Q 319924 35179 65183 o T1 3056535 659808 670048 2489886 1061618 938831 H 9251 O 2688799 571099 513904 r 71647 M 83 78605055 32862115 33226265 2 H CO w H O ft n TABLE No 3 Showing Business Done by Life Insurance Companies for the Year Ending December 31st 1916 NAME OF COMPANY Aetna Life Insurance Co American Central Life Insurance Co American National Insurance Co Atlantic Life Insurance Co Bankers Inter Life Assurance Co Bankers Reserve Life Co Cherokee Life Insurance Co Columbian National Life Insurance Co Columbia Life Insurance Co Connecticut Mutual Life Insurance Co Equitable Life Assurance Society Federal Life Insurance Co Fidelity Mutual Life Insurance Co Franklin Life Insurance Co George Washington Life Insurance Co Germania Life Insurance Co Home Life Insurance Co Illinois Life Insurance Co Indiana National Life Insurance Co International Life Insurance Co Jefferson Standard Life Insurance Co Lincoln Reserve Life Insurance Co Life Insurance Co of Virginia STATE Manhattan Life Insurance Co Gonnecticut indiana Texas y Ord Indus Virginia Colorado Ord Indus Nebraska Georgia Massachusetts Ohio Connecticut New York Illinois j Ord I Indus Pennsylvania llinois Vest Virginia ew York few York llinois ndiana Missouri Morth Carolna Alabama Virginia Ord Indus New York New Busi Total ness Writ Insur ten During ance in Year Force 2015283 10313419 257228 326332 495555 562533 4019640 3412832 418600 869107 10000 5500 21353 9955 148794 292461 4587 163843 934506 3440114 229300 624450 886254 3699856 1489242 12659366 227681 315410 40984 19620 136681 3444553 721673 3083998 471134 1807947 607000 2035867 229273 1870077 937983 3318762 442000 812500 7595383 6452865 1658885 5028107 487700 488500 809148 2296134 2917402 6920599 137445 2493233 Premiums 32620882 821600 6631695 19125898 3001730 19077 66330 917143 261859 8840844 1639152 11632586 40766062 985972 48598 11212715 8718415 5420720 6530811 5741249 7335601 1442068 12164846 17562037 2375476 6026669 27145930 7032294 Losses Paid Losses Incurred 204773001 22092300 882130 7431587 400000 2090527 2442500 38230586 30000 4496810 4268272 750000 1777583 1294469 1839500 3880457 3185156 350000 1950000 5781217 2820000 1181540 7431587 400000 2790527 2442500 39233086 30000 5048610 3839233 750000 1877583 1744469 2099200 5030457 3473656 350000 1950000 5743515 2762400 a o o H W 6 H H W fe F M X O W 3Maryland Life Insurance Co Massachusetts Mutual Life Insurance Co Merchants Life Insurance Co Metropolitan Life Insurance Co Maryland Massachusetts Iowa New York Michigan Mutual Life Insurance Co Missouri State Life Insurance Co Mutual Benefit Life Insurance Co Mutual Life Insurance Co National Life Insurance Co National Life Insurance Co of the U S A New England Mutual Life Insurance Co New York LifeT North Carolina Mut Prov Association Northwestern Mutual Life Insurance Co Pacific Mutual Life Insurance Co PanAmerican Life Insurance Co Penn Mutual Life Insurance Co Phoenix Mutual Life Insurance Co Pittsburgh Life Trust Co Provident Life Trust Co Prudential Insurance Co Reliance Life Insurance Co Reserve Loan Life Insurance Co State Mutual Life Assurance Co Security Mutual Life Insurance Co State Life Insurance Co Southern States Life Insurance Co Standard Life Insurance Co Travelers Insurance Co United Life Accident Insurance Co Union Central Life Insurance Co Volunteer State Life Insurance Co National Life Accident Insurance Co Ord Indus Michigan Missouri New Jersey New York Vermont Illinois Massachusetts New York No Carolina Wisconsin California Louisiana Pennsylvania Connecticut Pennsylvania Pennsylvania New Jersey Pennsylvania Indiana Massachusetts New York Indiana Alabama Georgia Connecticut New Hampshire Ohio Tennessee Tennessee Ord Indus Totals 596309 1477982 28000 3064991 5225078 319672 1605401 2600027 4134877 2311981 597143 1425663 4853733 89512 1716622 2105560 1394378 3155855 4990611 448830 278820 642750 2711652 558428 910200 611544 360171 836392 2350478 775750 1062477 47500 3891177 246589 1229341 3069845 11812424 94000 14442313 26239056 1714001 3233227 20713073 32034273 9759156 2442267 7650868 32098641 239712 1961814 23713554 345242 3101153 36295683 2706226 1017969 785196 17450261 2145642 1643180 2303607 2135039 6870700 10771096 1222530 6207228 57500 21081033 1845948 1049776 8449662 41459458 136894 43132386 91271465 4452985 9975503 65287143 108226134 28962217 19609264 23772609 105005811 4536015 44375680 70064635 11392208 5167894 104706774 7965796 2492102 1841412 48791452 7093606 4430506 7328990 7376567 15612526 28770546 4452251 16285303 227912 64937799 4764715 12200391 87006208 389975294 1270644870 560238123 493336790 1778300 9967000 200000 12376040 32169917 2560863 2200000 23905300 44394055 7985114 2250000 7024200 42427878 1230000 19713597 35713700 2271700 750000 49673919 5810498 1852610 100000 13464923 2779600 750000 2041382 5077621 3300000 5710800 760330 11716251 22334577 2508000 4590304 1793300 10264600 200000 11723440 32442891 2560863 2001400 23105300 46320000 8087100 2250000 6617000 43209698 1290000 20110491 35688026 2271700 750000 48278719 5676498 1602610 106000 14022623 2579600 1250000 1541382 5039300 3600000 5410800 760330 12130480 23256477 2508000 4623499 a o K a o p g w Q g SO M O aTABLE No 4 Showing Business Done by Miscellaneous Companies for the Year Ending December 31st 1916 Each Item Taken to the Nearest Dollar NAME OF COMPANY Aetna Accident and Liability Co Aetna Life Insurance Co American Casualty Co American CreditIndemnity Co American National Insurance Co American Surety Co Bankers International Columbian National Continental Casualty Co PJmployers Liability Federal Casualty Co Federal Life Insurance CoI Fidelity and Casualty Co Fidelity and Deposit Frankfort General Georgia Casualty Co General Accident Globe Indemnity Co Hartford Accident and Indemnity Hartford Steam Boiler Interstate Casualty Co Interstate Life and AccidentI Lloyds Plate Glass London and Lancashire STATE Connecticut Connecticut Pennsylvania New York Texas New York Colorado Massachusetts Indiana Massachusetts Michigan Illinois New York Maryland Germany Georgia Scotland New YorkI Connecticut Connecticut Alabama Tennessee New York New York London Guaranty and AccidentEngland Health and Accident Frems 45899 7812 Losses Liability Prems 29225 2662 354031 17523 6997 13851 104042 3186 10459 1106 69102 17136 628 18670 212041 57 30891 2652 5923 39624 1334 4643 456 33689 4943 1149 13841 12095 12404 29997 4862 Losses Prems Fidelity Surety 7311 17955 73 I 19120 4268 30055 396 24316 13448 820 50955 10454 687 3131 11378 12761 6889 Losses Prems 58 61 13753 Losses Prems 28 Plate Glass 200971161 I 11 28614129340 27277 722 348381 35611 141601 25 I 20691 7074 6j 6218 2309 682 I 161 985 1781 Losses 799 825 23861 67 765 3391 1539 6206 58 301 1012 701 2851 95 3451 1817 4335 L857 15378 7221 32449 17835 467 1273 686 1589 627 282 177 68 464 841 6931 543 o o K O t1 M H 6 H i g i O HLoyal Protective Insurance Co Massachusetts Maryland Massachusetts Massachusetts New York New York Michigan Pennsylvania New York New York Illinois England California New York Tennessee Pennsylvania Massachusetts New York Michigan Connecticut Connecticut New York Maryland Totals 1702 40870 15989 15151 7902 2671 4889 2419 1333 19001 13739 9921 3212 1742 2028 1791 Maryland Casualty Co 95573 36454 4306 13432 6084 2541 Masonic Protective Massachusetts Bonding 4131 1837 2884 750 9177 14764 886 1880 280 Metropolitan Casualty Co 815 Metropolitan Life National Casualty Co National Relief National Surety Co 30224 8473 10985 3395 New York Plate Glass 3634 1947 36847 5540 32951 3424 14443 1807 7189 6837 34818 450 72453 13055 17534 11442 2315 18449 7327 8989 787 4183 2712 13641 261 27856 4910 10146 38258 17966 1831 853 3107 50 Provident Life and Accident Reliance Life Ridgeley Protective Association Royal Indemnity Co 12055 6919 193 125148 53000 49167 4282 3055 7271 2107 1529 2215 151 Standard Accident Travelers Indemnity 407 47 Travelers Insurance Co 52103 21066 19770 U S Casualty Co 116 3432 34 U S Fidelity and Guaranty 29040 18466 60307 23301 1772 754075 363467 602801 263719 138982 73914 156150 57533 32447 14010 a o K a a a o p p H a Q H Si H a i P H 6 a HTABLE No 4Continued Showing Business Done by Miscellaneous Companies for the Year Ending December 31st 1916 Each Item Taken to the Nearest Dollar NAME OF COMPANY Aetna Accident and Liability Co Aetna Life Insurance Co American Casualty Co American CreditIndemnity Co American National Insurance Co American Surety Co Bankers International Columbian National Continental Casualty Co Employers Liability Federal Casualty Co Federal Life Insurance Co Fidelity and Casualty Co Fidelity and Deposit Frankfort General Georgia Casualty Co General Accident Globe Indemnity Co Hartford Accident and Indemnity Hartford Steam Boiler Interstate Casualty Co Interstate Life and Accident Lloyds Plate Glass London and Lancashire Indemnity STATE Pivms Connecticut Connecticut Pennsylvania New York Texas New York Colorado Massachusetts Indiana Massachusetts Michigan Illinois New York Maryland Germany Georgia Scotland New York Connecticut Connecticut Alabama Tennessee New York New York Steam Boiler and Fly Wheel Burglary and Theft Losses Prems 1660 560 147 8492 5923 2812211042 843 6436 2179 57 1134 314 24 1187 Lsses Auto and Teams Prems 598 150 18486 1723 370 835 1153 655 124 Losses 12444 189 2399 2264 2266 165 7926 2520 11 2026 991 1604 483 36 3228 639 Work mens Col lective Prms Lsses All Other Pr ms Lsses 1219 7890 2339 200 20 1264 163 1075 968 100 Totals Prems 45910 75897 16739 7890 35403 50153 6997 13851 104042 26411 10459 1106 114001 92459 1670 80434 34493 803 28175 28122 842 35015 2464 9944 Losses 21238 47180 3898 2339 17523 12592 2652 5923 39624 11557 4643 456 56086 67354 1185 39109 19808 6 7940 1042 3916 14228 841 5313 O o d H M O g g g w 6 h g o HLondon Guaranty and Accident Loyal Protective Insurance Co Maryland Casualty Co England Massachusetts Maryland Massachusetts Massachusetts 1395 68 4071 1374 1629 308 54922 1702 189060 15989 33137 9782 2671 4889 2419 42828 3634 36847 61368 32951 9537 14443 1807 7189 38802 42821 16763 198419 71094 176987 26806 1333 7978 334 5955 774 12463 5372 345 87 2055 42 64114 13739 603 37 304 88 27678 Metropolitan Casualty Co Metropolitan Life National Casualty Co National Relief National Surety Co 4026 1742 2028 Pennsylvania New York New York 1791 1622 216 5294 1947 North American Accident Ocean Accident and Guaranty Pacific Mutual Life Preferred Accident Insurance Co Provident Life and Accident 11442 England 2303 2329 548 2897 1088 8211 2459 25229 18449 354 88 631 483 8948 8989 Pennsylvania Massachusetts New York 787 Ridgeley Protective Association Royal Indemnity Co Standard Accident Travelers Indemnity 4183 2447 1326 1458 5120 1085 10875 1158 357 4362 11868 17053 Connecticut 3539 1299 62 4732 818 950 1474 223 166 296 80182 U S Casualty Co U S Fidelity and Guaranty New York Maryland Totals 1258 5787 1504 272 2813 10248 402 1361 28081 75385 53028 7299 36522 8932 93447 36897 5216 1080 20343 4940 1893341832279 Q o i 3 B O F g B Q M B fc IT1 W H O B H 31 m NAME OF COMPANY tlSlfZrZl URANC COMPANIES Bartow County Mutual Fire and Storm Farmers CoOperative Fire Farmers Mutual Fire Farmers Protective Fire Free State CoOperative Fire German Mutual Fire Insurance Co qn1n Cony Mutual Fire and Storm Wh P Coprative Fre Insurance Co South Georgia Farmers Fire GuaranlnrLeScS015 C0MS Ordinary National Life Association w INDUSTRIAL COMPANY Atlanta Mutual Insurance Co American llfsSf ENDViU6 Chatham Mutual Life and Health Insurancecc Georgia Mutual Industrial Life and Health Guaranty Mutual Life and Health lealtn Industrial Life and Health InsuranceCo Mutual Benefit Industrial Peoples Health and Life TnVurancTco Pilgrim Health and Life Insurance Co STATE Adairsville Ga Jackson Ga Dawson Ga Lithonia Ga Danielsville Ga avannah Ga Galhoun Ga Macon Ga Fhomasville Ga Totals Nebraska Iowa Totals Atlanta Ga Savannah Ga Savannah Ga Augusta Ga Savannah Ga Atlanta Ga Savannah Ga Macon Ga Augusta Ga Totals Total Premiums 121570 231806 982800 190724 30900 4333321 141938 227832 2j81937 654208 62970 254670 I 34760 6501800 1066010 2701800 16126945 12477384 48410425 13680933 1541380 33896296 Losses Paid 12625 173460 736100 191500 15000 1201019 159473 59500 235117 2783714 300000 I 300000 1842650 430088 821654 6235170 4756650 22625125 5417533 491570 15729076 Q O to o F P H 6 p b a o M 3TABLE No 6 Showing the Combined Aggregates of Business Done by All Insurance Companies for the Year Ending December 31 1916 TABLE No 1 No 2 No 3 No 4 No 5 Totals Risks Written During Year 492133451 112103911 87006208 691243570 Total Business in Force 492133451 112103911 389975294 994212656 Total Premiums 653123739 78605055 1270644870 189334100 143263441 2334971205 Losses Paid 678199221 32862115 560238123 83227900 61433310 1415960669 Losses Incurred 643515140 33226265 493336790 83227900 61433310 1314739405 O o g 3 S O P P1 g a i CD Olvi ComptrollerGenerals Report INSURANCE DEPARTMENT STATE OF GEORGIA LIST OF INSURANCE COMPANIES ASSOCIATIONS AND FRATERNAL ORDERS LICENSED TO DO BUSINESS IN GEORGIA FOR THE YEAR 1916 I TIRE AND FIRE AND MARINE COMPANIES GEORGIA COMPANIES Name of Company Home Office Georgia Home Ins Co Columbus C Savannah Fire Ins CoSaSah Ga Name of Company Home Office Southern Mutual Ins Co TTTasTgI NONRESIDENT COMPANIES Name of Company Home or U S Office Aachen Munich Fire Ins Co Aetna Insurance Co Agricultural Fire Ins Co Alliance Insurance Co American Central Fire Ins Co American Druggists Ins Co American Eagle Fire Ins Co American Ins Co Atlas Assurance Co Automobile Insurance Co Boston Insurance Co British America Assurance Co Caledonian Ins Co Camden Ins Co Central Manufacturers Mutual Citizens Insurance Co City of New York Ins Co Commercial Union Assur Co Ltd Commonwealth Ins Co Concordia Fire Ins Co Connecticut Fire Ins Co Continental Insurance Co County Fire Ins Co Fquitable Fire Marine Ins Co Equitable Insurance Co New York City Hartford Conn Watertown N Y Philadelphia Pa St Louis Mo Cincinnati O New York City Newark N J New York City Hartford Conn Boston Mass Toronto Canada Attorney for Service Fidelity Phosnix Fire Ins Co Fire Association of Philadelphia 1 iremans Fund Ins Co New York City Camden N J Van Wert Ohio St Louis Mo New York City New York City New York City Milwaukee Wis Hartford Conn New York Citv Philadelphia Pa Providence R I Charleston S C New York City Philadelphia Pa San Francisco Call Chas M Jerome Clarence L Ruse E J Dickey Dan B Harris Chas H Godfrey B S Persons Sam T Maddox L J Leonard C C Hatcher Wm A Wright Wm L Wilson Chas H Godfrey Bowie Martin C M Jerome F Wade Vaughan W R Prescott Wm H Rhett D I Mclntvre W L Reynolds 1J C Quinn W H Hill J L Riley Co John J Mackay Floyd Johnson Simon Freitag A L Waldo W E Chapin Edgar T Gentry Address Atlanta Atlanta Atlanta Atlanta Atlanta Macon Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Athens Atlanta Atlanta Macon Atlanta Atlanta Atlanta Atlanta Atlanta ComptrollerGenerals Report lvii FIRE AND FIRE AND MARINE COMPANIESNONESiDENTCONTINUED Name of Company Home or U S Office Attorney for Service Address Firemens Insurance Co First National Fire Ins Co Fitchburg Mutual Fire Franklin Fire Ins Co German Alliance Ins Co GermanAmerican Ins Co Geimania Fire Ins Co Girard Fire Marine Ins Co Glens Falls Fire Ins Co Globe Rutgers Fire Ins Co HamburgBremen Ins Co Hanover Fire Ins Go Hartford Fire Ins Co Home Ins Co Insurance Co of North America Insurance Co of State of Penn Liverpool London Globe Ltd England Liverpool London Globe NY London Assurance Corporation London Lancashire Fire Ins Co Lumber Mutual Ins Co Lumber Underwriters Lumbermens Mutual Ins Co Mass Fire Marine Ins Co Mechanics Ins Co Mercantile Mutual Fire Ins Co Milwaukee Mechanics Ins Co National Ben Frank Fire Ins Co Nationale Fire Ins Co of Paris France National Fire Ins Co National Union Fire Ins Co Newark N JJas L Riley Washington D CJ L Riley Fitchburg MassIF Wade Vaughan Philadelphia PaC W Phillips New York CityJGeo N Hurt New York CityGeo N Hurt New York City S C Williams Philadelphia PaJno A Whitner Glens Fails N Y Wm A Wright New York City J L Riley New York CityJP B Travis New York CityF A McCarroll Hartford ConnW R Prescott New York City Chas W Phillips Philadelphia Pa Dan B Harris Philadelphia PaiW H Rhett Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta New York CityJB P Walker Jr New York CityB P Walker Jr New York CityR Lipseomb New York CityR A Hancock Boston MassF W Vaughan New York City William AWright Mansfield OI110F W Vaughan Boston Massjas L Dickey Jr Philadelphia PaA L Providence R 1 Milwaukee Wis Pittsburgh Pa Brooks Wm A Wright Wm H Hill L C Quiim Newark Fire Insurance New Brunswick Fire Ins Co New Hampshire Ins Co New Jersey Fire Ins Co Niagara Fire Insurance Co Nord Deutsche Fire Ins Co North British and Merc Ins Co Northern Assurance Co Lim Northern Insurance Co North River Insurance Co Northwestern National Ins Co Norwich Union Fire Ins Society Orient Insurance Co Pacific Fire Ins Co Palatine Ins Co Lim Pennsylvania Fire Ins Co Pa Lumbermens Mut Ins Co Pa Millers Mutual Fire Ins Co People National Fire Ins Co Providence R I Hartford Conn Pittsburgh Pa Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Newark N J N Brunswick N J Manchester N H Newark N New York City New York City New York City New York City New York City New York City Milwaukee Wis New York City Hartford Conn New York City New York City Philadelphia Pa Philadelphia Pa WilkesBarre Pa Philadelphia Pa Pbenix Fire Ins Co of Paris France Providence K I Wm A Wright H T Powell C Y Smith C A Rauschenberg Jr L C Quinn W M King L C Quinn Floyd Johnson W IT Rhett Wm H Hill Edgar Dunlap Milton Dargan Jr J L Riley H L Layfield A Wilkerson R A Hancock J F Lewis Co Jno A Whitner W E Chapin F W Vaughan F W Vaughan M B Yates IWm A Wright Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlantalviii ComptrollerGenerals Report Name of Company Phoenix Assurance Co Lim Phoenix Fire Ins Co ProvidenceWashington ins Co Queen Insurance Co of America Rhode Island Fire Ins Co Royal Exchange Assurance Royal Ins Co Lim Liverpool Hartford Conn Providence R I New York City Providence R I New York City New York City Hartford Conn Snrinofiplrl T V Vew Haven Conn ffi3g1jS Springfield Mass Standard Fire Insur Scottish Union National Ins Co Security Fire Ins Co i Home or U S Office New York City Attorney for Service JSurance lnPdrianapoiS Ind 1 FirpVneeT CHartford Conn ituyvaesLFtlrrs gL Sun Insurance Office England fork S y New York clg Providence R I Philadelphia Pa New York N Y New York City Union Fire Ins Co of Paris I ranee iranee United Firemens Insurance Co United States Fire Ins Co Westchester Fire Ins Co Western Assuranc Williamsburg CityFire Ins w0ron0 Canada a ivy rire ins UJNew lork Citv Yorkshire Tc T y rxvnoyiAtlanta noiKsime insurance Co Lim New vi n t iLJIlli Dargan JrJ Atlanta Edgar Dunlap C A Rauschen berg Jr C M Jerome S Y Tupper Wm A Wright W A Wright Milton Dargan W R Hoyt Chas M Jerome Jas L Dickey Jr W R Prescott W A Wright A B Tumlin J F Lewis Co J T Fitten Rhett OBeirne W A Wright R N Hughs Aaaron Haas Son Howell Address Edgar Dunlap Chas H Godfrey W R Hoyt Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta II LIFE COMPANIES GEORGIA COMPANIES Name of Company Home Office Cherokee Life Insurance CoEome Ga Name of Company Home Office Standard Life Insurance CoAtlanta Ga NONRESIDENT COMPANIES Name of Company Aetna Life Ins Co American Central Life Iiis Co Am National Ins Co Atlantic Life Ins Co Bankers International Life Bankers Reserve Life Co Home Office Columbia Life Insurance Co Columbian National Life Ins Co Connecticut Mutual Life Ins Co Equitable Life Assurance Society Hartford Conn Indianapolis Ind Galveston Texas Richmond Va Denver Col Omaha Neb Cincinnati 0 Boston Mass Hartford Conn New York N Y Attorney for Service W E Hawkins Wm A Wright Vv A Oliver W A Wright W W Haskell Wm A Wright F iReinsAtlanta Atlanta Atlanta Atlanta A C Newell Oscar Palmour W E Duneanson Address Atlanta Atlanta Atlanta Atlanta Atlanta AtlantaComptrollerGenerals Report lvix LIFE COMPANIESNONRESIDENTCONTINUED Name of Company Federal Life Ins Co Fidelity Mutual Life Ins Co Franklin Life Insurance Co Germania Life Insurance Co George Washington Life Ins Co Great Southern Life Ins Co Home Life Insurance Co Illinois Life Insurance Co Indiana National Life Ins Co International Life Insurance Co InterSouthern Life Ins Co Jefferson Standard Life Ins Co Life Insurance Co of Virginia Lincoln Reserve Life Ins Co Home Office Chicago 111 Philadelphia Pa Springfield 111 New York N Y Charleston W Va Birmingham Ala New York N Y Chicago 111 Indianapolis Ind St Louis Mo Louisville Ky W A Wright J H Byrley W W Reid Manhattan Life Insurance Co Maryland Life Insurance Co Mass Mutual Life Insurance Co Merchants Life Ins Co Meridian Life Ins Co Metropolitan Life Ins Co Michigan Mutual Life Ins Co Missouri State Life Insurance Co Mutual Benefit Life Insurance Co Mutual Life Ins Co of N Y Attorney for Service Alex C King Brutus J Clay Wm A Wright Wm A Wright J W Tumlin J E McJenkins H W Campbell B W Crume Address National Life Accident Co National Life Ins Co National Life Ins Co of U S A New England Mutl Life Ins Co New York Life Insurance Co North Carolina Mut Prov Asso Northwestern Mut Life Ins Co Pacific Mut Life Insurance Co Pan American Life Ins Co Penn Mutual Life Insurance Co Phoenix Mutual Life Ins Co Pittsburg Life Trust Co Provident Life Trust Co Prudential Ins Co of Am Reliance Life Insurance Co Reserve Loan Life Ins Co Security Mutual Life Ins Co Sou States Life Ins Co State Life Insurance Co State Mutual Life Ass Co Greensboro N C Richmond Va Birmingham Ala New York N Y Baltimore Md Springfield Mass Burlington Iowa Indianapolis Ind New York N Y Detroit Mich St Louis Mo Newark N J New York N Y Nashville Tenn Montpelier Vt Chicago 111 Boston Mass New York N Durham N C Milwaukee Wis Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Wm A Wright Atlanta L Z Rosser Morris Brandon Atlanta W A WrightAtlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta R C Alston Coke S Davis Wm J Harty Wm A Wright J E Wilhelm A W Smith G S Obear Wm A Wright R L Foreman R F Shedden W A Wright Geo M Hope Co Wm A Wright R J Guinn E J Clark J L Wheeler W Woods White Travelers Insurance Co Union Central Life Insurance Co United Life Accident Volunteer State Life Ins Co Los Angeles Cal A C Harmon New Orleans La Wm A Wright Philadelphia Pa H C Bagley Hartford Conn I Geo L Hunt Pittsburgh PaWm A Wright Philadelphia Pa Wallace WDaniel Newark N JJ M Skinner J H Pearce Wm A Wright Pittsburgh Pa Indianapolis Ind Binghampton NY Atlanta Ga Indianapolis Ind Worcester Mass Hartford Conn Cincinnati Ohio Wm A Wright Wm A Wright C V LeCraw Wm A Wright H M Thompson Thos H Daniel Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Concord N HWm A Wright Chattanooga Tenn j A W Lamar Atlantalx ComptrollerGenerals Report HI MISCELLANEOUS COMPANIES Health Accident and General Casualty Lines GEORGIA COMPANIES Name of Company Home Office Georgia Casualty CoUacon Ga NONRESIDENT COMPANIES Name of Company Aetna Ac Liability Ins Co American Casualty Co American CreditIndemnity Co American Indem Co American Life Accident Ins Co American National Ins Co American Surety Co Automobile Ins Co Casualty Co of America Columbia Ins Co Columbian National LifeinsCo Continental Casualty Co Employers Liability Ins Co Federal Casualty Co Federal Life Ins Co Fidelity Casualty Co Fidelity Deposit Co of Md Frankfort General Insurance Co Gen Ace Fire and Life Assur ance Corp Lim Globe Indemnity Co Home or U Office Hartford Conn Reading Pa New York City Galveston Texas Kansas City Mo Galveston Texas New York City rfartford Conn New York City New York N Y Boston Mass Hammond Ind Boston Mass Attorney for Service Wm A Wright J B Marbury R S Witherspoon las V Austin Geo A Morris W A Oliver H N Hutchison W A Wright Hartford Accident Indemnity Hartford Steam Boiler Inspec tion and Insurance Co InterState Casualtv Co InterState Life Accident Lloyds Plate Glass Ins Co London Guar and Ace Co Lim London Lancashire Indemnity Co of America Loyal Protective Ins Co Detroit Mich Chicago 111 New York City Baltimore Md New York City Philadelphia Pa New York N Y Hartford Conn Hartford Conn Birmingham Ala Chattanooga Tenn New York City Chicago 111 New York City Boston Mass Arch M Conway J L Diekev Jr A C Newell Wm A Wright Reed Martin W A Wright Wm A Wright Kugene Oberdorfer Leonard Haas T I Lynch Baltimore Md Springfield Mass Maryland Casualtv Co Masonic Mutual Ace Co Masonic Protective Assn Mass Bonding Ins On Worcester Mass Metropolitan rjasua tyCo1 Metropolitan Life X g g W P Jones W R Hoyt W R Prescott Wm A Wright Wm A Wright Wm A Wright J F Johnson SB Wright Jr ChasABickerstaff Wm A Wright Aaron Haas Son Howell Walter E Jones O J Griffin Eugene Dodd Henry M North A W Smith Address Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Macon Atlanta Augusta AtlantaComptrollerGenerals Report lxi Ml SCELLANEOUS COMPANIESNONRESIDENTCONTINUED Name of Company National Casualty Co I National Relief Assurance Co l National Surety Co New York Plate Glass Ins Co North American Accident Ins Co Ocean Ace and Guar Corp Home or U S Office Detroit Mich Philadelphia Pa New York City New York City Chicago 111 Pacific Mutual Life Ins Co Preferred Accident Insurance Co Provident Life and Accident Insurance Co Reliance Life Ins Co Ridgely Protec Assn Royal Indemnity Co Standard Marine Ins Co Standard Accident Ins Co Thames Mersey Marine Ins Co Tokio Marine Ins Co Ltd Travelers Indemnity Co Travelers Insurance Co Union Marine Ins Co United States Casualty Co U S Fidelity and Guaranty Co U S Lloyds World Life Acct Ins Co New York City Los Angeles Cal New York City Chattanooga Ten Pittsburgh Pa Worcester Mass New York City New York N Y Detroit Mich New York City New York Hartford Conn Hartford Conn New York City New York City Baltimore Md New York City Chicago 111 Attorney for Service R D Parkinson Carl Dolvin Boyd Perry Coke Davis Shepard Bryan Edgar Dunlap A C Harmon Wm A Wright T C Shreve Address J H Pearce R J Winters Milton Dargan Jr Wm A Wright E D Clarkson A L Fairie Wm A Wright H F Rasher J A Williamson T I Lynch Jno H Mullin Wm A Wright Wm A Wright Wm A Wright Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta THE FOLLOWING COMPANIES ARE AUTHORIZED TO WRITE FIDELITY AND SURETY BONDS Name of Company Home Office Aetna Ac Liability Ins Co Hartford Conn American Bonding CoBaltimore Md American Surety CoNew York N Y Hartford Acct Indemy Co Hartford Conn Name of Company Home Office Maryland Casualty CoBaltimore Md Mass Bonding Ins CoBoston Mass National Surety CoNew York N Y Royal Indemnity CoNew York N Y Fidelity Deposit Co of Md Baltimore Md U S Fidelity Guaranty Co Baltimore MdIxii ComptrollerGenerals Keport IV ASSESSMENT FIRE COMPANIES a Companies Authorized to Operate in Four Counties Only Name of Company Home Office Name of Company Home Office German Mutual Fire Ins Co Savannah Ga Sunlight Insuiance CoAtlanta Ga b Farmers CoOperative Companies Name of Company Home Office Farmers CoOperve Fire Ins Co Jackson Ga Farmers Mutual Fire Ins CoDawson Ga Farmers Protective Fire Ins Co Lithonia Ga Free State CoOperative Fire Ins Co Danielsville Ga Name of Company Home Office Gordon County Mutual Fire Storm Ins CoCalhoun Ga South Georgia Farmers Fire Ins CoThomasville Ga Southern CoOperative Fire Ins Co Macon Ga V INDUSTRIAL LIFE HEALTH COMPANIESCAPITAL 2500000 Atlanta Mutual Insurance Company Atlanta Ga VI ASSESSMENT LIFE INSURANCE COMPANIES a Companies Authorized to do an Ordinary Life Business Name of Company Home Office Name of Company Home Office Guarantee Fund Life AssnOmaha Neb National Life AssnDes Moines Iowa b Companies Authorized to do an Industrial Life Health and Accident Business Name of Company Home Office American Insurance CoSavannah Ga Atlanta Mutual Ins AssnAtlanta Ga Bankers Health Life Ins CoMacon Ga Continental Life Health Insurance Co Atlanta Ga Chatham Mutual Health Life Ins Co Savannah Ga Georgia Mutual Ind Life Health Ins CoAugusta Ga Name of Company Home Office Guaranty Mutual Life Health Ins CoSavannah Ga Industrial Life Health Ins Co Atlanta Ga Mutual Benelit Ind Life Insurance Assn Savannah Ga Peoples Health Life Ins CoMacon Ga Pilgrim Health Life Ins CoAugusta GaComptrollerGenerals Report VII FRATERNAL ORDERS lxiii a Domestic Name Home Office Attorney for Service Columbian Woodmen Eminent Household of Knights of Moses Benevolent Fraternal Assn Atlanta Ga Alamo Ga Atlanta Ga Insurance Commr Insurance Commr Insurance Commr b Foreign American Insurance Union American Woodmen Supreme Camp of The American Workmen Ben Hur Supreme Tribe Catholic Knights of America Supreme Coun cil Columbia Fraternal Association Fraternal Aid Union Fraternal Mystic Circle Supreme Ruling of The Golden Cross of the World United Order of The Golden Seal The Order of Grand Fraternity The Heptasophs Supreme Conclave Improved Order Junior Order United American Mechanics Knights of Columbus Knights of Pythias Supreme Lodge of Maccabees The Maccabees The Womens Benefit Asso Masonic Mutual Life Assn Modern Brotherhood of America Modern Woodmen of America Mosaic Templers of America National Order of National Union The Praetorians Modern Order of Puritans Independent Order of Railway Mail Association Railway Mail Mut Benefit Association Royal Arcanum Supreme Council Royal Neighbors of America Southern Woodmen Travelers Protective Assn of America United Commercial Travelers of America Order of Woodmen Circle Supreme Forest Woodmen of the World Supreme Camp Columbus Ohio Denver Colo Washington D C Crawfordsve Ind St Louis Mo Washington D C Denver Col Philadelphia Pa Knoxville Tenn Roxbury N Y Philadelphia Pa Baltimore Md Pittsburgh Pa New Haven Conn Indianapolis Ind Detroit Mich Port Huron Mich Dist of Columbia Mason City Iowa Rock Island 111 Little Rock Ark Toledo Ohio Dallas Texas Pittsburgh Pa Portsmouth N H Chicago 111 Boston Mass Rock Island 111 Birmingham Ala St Louis Mo Columbus Ohio Omaha Neb Omaha Neb Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Commr Commr Commr Commr Commr Commr Commr Commr Commr Insurance Commr Insurance Commr Insurance CommrFIRE INSURANCE COMPANIES AACHEN MUNICH FIRE INSURANCE COMPANY NEW YORK N Y 80 Maiden Lane New York N Y II S Manager J A Kelsey Chas M Jerome Attorney for Service Capital Stock 2 Ledger assets Dec 31 1915 2854226 74 4 Extended at 2854226 74 Income 5 Gross premiums on new business 1661698 33 7 Deduct amounts paid for reinsurance and return premiums 556349 35 8 Total premiums 1105348 98 9 Interest and rents 102180 03 11 Other sources Home office g022 00 Profit on sale 551 25 13 Total income 1214102 26 Disbursements 14 Net amount paid policyholders for losses 607027 25 15 Legal and administrative expenses in adjustment of claims 22420 69 16 Commissions and allowances to agents 249733 30 17 Salaries of officers and employes 1 123893 60 18 Rents and interest 6719 86 19 Advertising printing postage telegrams etc 108644 44 21 Loss on sale and decrease by adjustment of assets 12096 33 22 Other items Home office 457 36 23 Total disbursements 1130992 83 Ledger Assets 27 Bonds at book value 2508128 33 29 Cash in office 62 81 LIBRA2 ComptrollerGenerals Beport 30 Deposits at interest 4360 53 31 Deposits not at interest 219805 87 32 Agents balances net 196848 14 33 Other items Reinsurance recoverable 8130 49 34 Total ledger assets 2937336 17 NonLedger Assets 35 Interest due and accrued 30934 31 38 Total assets 2968270 48 Deduct Assets Not Admitted 39 Agents balances 2709 72 41 Other items Market value of Special Deposits in ex cess of Liabilities 4968 33 Book value over market value 110531 33 42 Total not admitted assets 118209 38 43 Total admitted assets 2850061 10 Liabilities 44 Net amount of unpaid losses and claims 122121 03 45 Reserves or unearned premiums on risks outstanding 1223090 54 47 Salaries and miscellaneous accounts due or accrued 7606 13 48 Taxes due or accrued 23500 00 50 Total amount of liabilities except capital 1376317 70 52 Sruplus over all liabilities 1473743 40 54 Total liabilities 2850061 10 Business in Force Risks Premiums 69 In force December 31 1915310267567 2886971 89 70 Written or renewed during the year180770603 1661698 33 72 Total1491038170 4548670 22 73 Deduct those expired and marked off as terminated 176942125 1675161 54 74 In force at the end of the year314096045 2873508 68ComptrollerGenerals Report 8 75 Deduct amount reinsured 49123924 450873 45 76 Net amount in force 1264972121 2422635 23 Business in Georgia 78 Gross risks written 4390535 00 Less 1593991 risks cancelled and 657303 reinsur ance in companies authorized in Georgia 2251294 00 Net risks written 2139241 00 79 Gross premiums on risks written 40259 75 Less 1269311 return premiums and 640819 pre miums for reinsurance in companies authorized in Georgia 19101 30 Net premiums received 21158 45 80 Losses paid deducting salvage 32676 22 Less losses on risks reinsured in companies authorized in Georgia 12264 08 Net losses paid 20412 14 SI Losses incurred 12528 06 Less losses on risks reinsured in companies authoriz ed in Georgia j 1148 04 Net losses incurred 13676 10 AETNA INSURANCE COMPANY OF HARTFORD CONN 670 Main Street Hartford Conn Wm B Clark President E J Sloan Secretary Clarence L Ruse Attorney for Service Capital Stock 1 Amount of paidup capital 5000000 00 2 Ledger assets December 31 1915 24419509 86 4 Extended at 24419509 861 ComptrollerGenerals Bepqrt Income 5 Gross premiums on new business 21347055 10 7 Deduct amounts paid for reinsurance and return premiums 7836457 58 Total premiums 13510597 52 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Conscience fund 1310 00 Agents balances previously charged off 807 45 85525 23 1005875 67 2117 45 13 Total income 14604115 87 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 6874812 11 87087 57 2598989 72 959950 38 55253 68 226381 81 1000000 00 31984 10 1030478 72 23 Total disbursements 12864938 09 Ledger Assets 25 Book value of real estate 627207 93 27 Bonds at book value 16498156 63 28 Stocks at book value 4156081 96 29 Cash in office 6837 19 30 Deposits at interest 2337390 53 31 Deposits not at interest 73170 69 32 Agents balances net 2456597 99 33 Other items Bills receivable taken from Marine and Inland risks 2966 42 Bills receivable taken for fire risks 278 30 3244 72 34 Total ledger assets 26158687 64ComptrollerGeneral s Report NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Reinsurance due on paid losses Salvage on paid losses 54329 99 75719 43 156645 80 676668 88 130049 42 38 Total assets 27122051 74 Deduct Assets Not Admitted 41 39 Agents balances 40 Bills receivable Other items Overdue and accrued inter est on bonds in default Market value of special de posits in excess of cor lia Book value of real estate over market value 217207 93 78101 20 278 33 39455 00 80462 26 337125 19 42 Total not admitted assets 415504 72 43 Total admitted assets 26706547 02 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 5000000 00 52 Surplus over all liabilities 8503324 53 1672915 68 11165306 81 15000 00 350000 00 13203222 49 53 Surplus protection to policyholders 54 Total liabilities Business in ForceFire 13503324 53 26706547 02 Risks 69 In force December 31 1915 1960427461 70 Written or renewed during the year 1372888496 Premiums 21214717 30 14363561 02 72 Total 3333315957 35578278 326 ComptrollerGenerals Eeport 73 Deduct those expired and marked off as terminated 1178968654 12954318 93 74 In force at the end of the year 2154347303 22623959 39 75 Deduct amount reinsured 279401974 2586354 71 76 Net amount in force 1874945329 20037604 68 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 82503563 1715777 46 70 Written or renewed during the year 1064438529 6980134 22 72 Total 1146942092 8695911 68 73 Deduct those expired and marked off as terminated 1046312438 6610503 76 74 In force at the end of the year 100629654 2085407 92 75 Deduct amount reinsured 30049420 869430 19 76 Net amount in force 70580234 1215977 73 77 Perpetual risks not included above 5273428 00 Deposit premiums on same xxoovo Business in Georgia Fire Marine Inland 78 Gross risks written 35982556 00 5066729 00 Less 6150405 risks cancelled and 829791 reinsurance in companies authorized in Georgia 6876124 00 10407200 Net risks written 29106432 00 4962657 00 79 Gross premiums on risks written 53244149 29487 90 Less 6526789 return premiums and 1144751 premiums for reinsurance in companies authorized in Georgia 74451 99 2263 41 Net premiums received 457989 50 27224 49 80 Losses paid deducting salvage 264999 87 1423 44 Less losses on risks reinsured in com panies authorized in Georgia 129 6 Net losses paid 264870 81 1423 44ComptrollerGenerals Report 7 81 Losses incurred 250231 74 1848 44 Less losses on risks reinsured in com panies authorized in Georgia 144 15 Net losses incurred 250087 59 1848 44 AGRICULTURAL INSURANCE COMPANY OF WATERTOWN N Y 203 Washington St Watertown N Y W H Stevens President J Q Adams Secretary E J Dickey Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 500000 00 4758349 35 4 Extended at I 4758349 35 Income 5 Gross premiums on new business 3028111 33 7 Deduct amounts paid for reinsurance and return premiums 1116365 33 8 Total premiums I 1911746 00 9 Interest and rents 222780 2 10 Profit on sale or increase by adjustment of assets 22464 80 11 Other sources Agents balances previously charged off 217 50 13 Total income 2157208 51 Disbursements 14 Net amount paid policyholders for losses 911166 53 15 Legal and administrative expenses in adjustment of claims 33716 19 16 Commissions and allowances to agents First year and renewal 425025 03 17 Salaries of officers and employes 107585 94 18 Rents and interest 3800 00 19 Advertising printing postage telegrams etc 36542 28 20 Paid stockholders for dividends 100000 00 21 Loss on sale and decrease by adjustment of assets 10256 388 ComptrollerGenerals Report 22 Other items Taxes 7965494 underwriters bonds 3706583 in spections maps and sundries 8911140 agents balances charged off 12330 total 205955 47 23 Total disbursements 1834047 82 Ledger Assets 25 Book value of real estate 35789 74 26 Mortgage loans 563132 00 27 Bonds at book value 2265991 51 28 Stocks at book value 1513994 63 29 Cash in office 6568 16 30 Deposits at interest 335740 40 32 Agents balances net 326623 10 33 Other items Loans secured by pledge of bonds stocks or other collateral 33670 50 34 Total ledger assets 5081510 04 NonLedger Assets 35 Interest due and accrued 46484 20 38 Total assets 5127994 24 Deduct Assets Not Admitted 39 Agents balances 10592 35 41 Other items Book value of ledger assets over market value Real es tate 556474 bonds and stocks 7583414 total 81398 88 42 Total not admitted assets 91991 23 13 Total admitted assets 5036003 01 Liabilities 44 Net amount of unpaid losses and claims 181984 64 45 Reserves or unearned premiums on risks outstanding 2052877 31 47 Salaries and miscellaneous accounts due or accrued 17000 00 48 Taxes due or accrued 45000 00 49 Other items Conflagration reserve 250000 00 50 Total amount of liabilities except capital 2546861 95ComptrollerGenerals Report 9 51 Capital actualy paid in cash 500000 00 52 Surplus over all liabilities 1989141 06 53 Surplus protection to policyholders 2489141 06 54 Total liabilities 5036003 01 Business in Force Risks Premiums 69 In force December 31 1915 510594300 4733867 00 70 Written or renewed during the year 327490500 3028111 33 72 Total 838184800 7761978 33 73 Deduct those expired and marked off as terminated 292469300 2783182 33 74 In force at the end of the year 545715500 4978796 00 75 Deduct amount reinsured 104254800 1015319 00 76 Net amount in force 441460700 3963477 00 Business in Georgia 78 Gross risks written 4578300 00 Less 796000 risks cancelled and 940800 reinsurance in companies authorized in Georgia 1736800 00 Net risks written 2841500 00 79 Gross premiums on risks written 41987 65 Less 702145 return premiums and 764515 premiums for reinsurance in companies authorized in Georgia 14666 60 Net premiums received 27321 05 80 Losses paid deducting salvage 26282 00 Less losses on risks reinsured in companies authorized in Georgia 2085 00 Net losses paid 24197 00 81 Losses incurred 29223 00 Less losses on risks reinsured in companies authorized in Georgia 5880 00 Net losses incurred 23343 0010 ComptrollerGenerals Report ALLIANCE INSURANCE COMPANY OF PHILADELPHIA Third and Walnut Streets Philadelphia Pa Benjamin Push President T Howard Wright Secretary Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets December 31 1915 2749193 23 2749193 23 Income 5 Gross premiums on new business 2051539 91 7 Deduct amounts paid for reinsurance 1386813 58 109984 68 10 Profit on sale or increase by adjustment of assets 53358 82 11 Other sources Deposit premiums written on perpetual risks gross 250 00 Perpetual permits transfer fees and earned deposits 17 00 316 86 1550740 94 Disbursements 646529 03 15 Legal and administrative expenses in adjustment of 10783 87 293688 48 46336 28 3838 74 19 Advertising printing postage telegrams etc 14008 15 75000 00 21 Loss on sale and decrease by adjustment of assets 1125 00 22 Other items Leeal 1u 87 Underwriters Boards inspections 21115 86 61752 73 1153062 28 ComptrollerGenerals Report Ledger Assets 11 27 Bonds at book value 2574862 78 28 Stocks at book value 194671 50 29 Cash in office 43 87 30 Deposits at interest 164458 16 31 Deposits not at interest 12408 46 32 Agents balances net 200147 50 33 Other items Amount recoverable for reinsurance on paid losses 279 62 34 Total ledger assets 3146871 89 NonLedger Assets 35 Interest due and accrued 35177 06 38 Total assets 3182048 95 Deduct Assets Not Admitted 39 Agents balances 4409 98 41 Other items Market value special de posits 1599305 book value over market value bonds and stocks 60 80728 total 76800 33 42 Total not admitted assets 81210 31 43 Total admitted assets 3100838 64 Liabilities 44 Net amount of unpaid losses and claims 316396 00 45 Reserves or unearned premiums on risks outstanding 827139 32 47 Salaries and miscellaneous accounts due or accrued 9500 00 48 Taxes due or accrued 30000 00 49 Other items Contingent fund 417803 32 50 Total amount of liabilities except capital 1600838 64 51 Capital actually paid in cash 750000 00 52 Surplus over all liabilities 750000 00 53 Surplus protection to policyholders 1500000 00 54 Total liabilities 3100838 6412 69 TO 71 72 73 74 75 76 77 69 70 72 73 74 75 76 79 ComptrollerGeneral s Report Business in ForceFire Risks Premiums In force December 31 1915 126480798 1339491 87 Written or renewed during the year 128526056 1272500 73 Excess of original premiums over amount received for reinsurance 10905 60 Total 255006854 2622898 20 Deduct those expired and marked off as terminated 98754113 1030069 29 In force at the end of the year 153252741 1592828 91 Deduct amount reinsured 29204263 325048 68 Net amount in force 127048478 1267780 23 Perpetual risks not included above 621550 00 Deposit premiums on same 18701 25 Business in ForceMarine and Inland Risks Premiums In force December 31 1915 15855630 314242 41 Written or renewed during the year 104003448 778721 30 Total lia859078 1092963 71 Deduct those expired and marked off as terminated 99093964 711406 86 In force at the end of the year 20765114 381556 85 Deduct amount reinsured 3889151 108076 46 Net amount in force 16875963 273480 39 Business in Georgia Gross risks written 3999123 00 2000 00 Less 1015985 risks cancelled and 1432881 reinsurance in companies authorized in Georgia 2448866 00 Net risks written 1550257 00 2000 00 Gross premiums on risks written 43968 11 3 00 Less 820824 return premiums and 1658788 premiums for reinsurance in companies authorized in Georgia 24796 12 Net premiums received 1917199 3 00ComptkollekGenerjXis Report 80 Losses paid deducting salvage 33140 45 Less losses on risks reinsured in com panies authorized in Georgia 13725 28 Net losses paid 19415 17 81 Losses incurred 33748 49 Less losses on risks reinsured in com panies authorized in Georgia 13925 28 Net losses incurred 19823 21 13 AMERICAN CENTRAL INSURANCE CO OF ST LOUIS MO 816 Olive Street St Louis Mo B G Chapman Jr VPresident B G Chapman Jr Secretary Chas H Godfrey Attorney for Service Capital Stock 1 Amount ot paidup capital 1000000 00 2 Ledger assets December 31 1915 4797324 64 4 Extended at 4797324 64 Income 6 Gross renewal premiums 5954805 66 7 Deduct amounts paid for reinsurance and return premiums 3857522 02 8 Total premiums 2097283 64 9 Interest and rents 152598 84 10 Profit on sale or increase by adjustment of assets 10430 14 11 Other sources Agents balances previously charged off 1531 23 13 Total income 2261843 85 Disbursements 14 Net amount paid policyholders for losses 1262134 73 15 Legal and administrative expenses in adjustment of claims 26444 22 16 Commissions and allowances to agents 462614 57 17 Salaries of officers and employes 187192 7014 ComptrollerGenerals Report 18 Rents and interest 11651 88 19 Advertising printing postage telegrams etc 37136 98 21 Loss on sale and decrease by adjustment of assets 354007 42 22 Other items Furniture and Fixtures 368744 Maps including corrections 511752 Licenses Fees and Taxes 6886130 Underwriters Board 1826675 Fire Department 326634 Inspection and Survey 1683989 Dividends to Stockholders 2999250 Agents balances charged off 290953 total 148941 27 23 Total disbursements 2490123 77 Ledger Assets 26 Mortgage loans 25000 00 27 Bonds at book value 2800590 08 28 Stocks at book value 438028 11 29 Cash in office 22331 39 30 Deposits at interest 533161 85 31 Deposits not at interest 24045 38 32 Agents balances net 446387 91 33 Other items 200000 00 Loans secured by pledge of bonds stocks or other collateral 79500 00 34 Total ledger assets 4569044 72 NonLedger Assets 35 Interest due and accrued 40479 21 37 Other items Reinsurance recoverable on paid losses 13145 00 38 Total assets 4622668 93 Deduct Assets Not Admitted 39 Agents balances 7420 39 41 Other items Market value of special deposits in excess of corresponding liabilities 70666 99 Book value of ledger assets over market value 401747 62 42 Total not admitted assets 479835 00 43 Total admitted assets 4142833 9344 45 47 48 49 oO 51 52 ComptrollerGenerals Eeport Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Dividends declared and unpaid to stockholders 15 251754 24 1819024 51 3398 63 35000 00 920 98 Total amount of liabilities except capital 2110098 36 Capital actually paid in cash 1000000 00 Surplus over all liabilities 1032735 57 53 Surplus protection to policyholders 2032735 57 54 69 70 71 72 73 74 75 Total liabilities 4142833 93 Business in ForceFire Risks Premiums In force December 31 1915 786649847 7850568 23 Written or renewed during the year 551626505 5581677 71 Excess of original premiums over amount received for reinsurance 56435 37 Total 1338276352 1348868131 Deduct those expired and marked off as terminated 530775726 5576176 53 In force at the end of the year 807500626 7912504 78 Deduct amount reinsured 558476803 4515968 84 Net amount in force 349023823 3396535 94 Business in ForceMarine and Inland 69 70 72 73 74 75 76 In force December 31 1915S Vritten or renewed during the year Risks Premiums 2739639 61627 53 31043833 373127 95 Total 33783472 434755 48 Deduct those expired and marked off as terminated 20676299 200064 59 In force at the end of the year 13107173 234690 89 Deduct amount reinsured 4954029 74631 69 Net amount in force 8153144 160059 2016 ComptrollerGenerals Report american druggists fire insurance co of cincinnati o 10041005 Mercantile Library Building Cincinnati Ohio Chas H Avery President Frank H Freericks Secretary Ben S Persons Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1915 418730 29 3 Decrease of paidup capital during year 901 03 4 Extended at 417829 26 Income 5 Gross premiums on new business 197581 64 8 Total premiums 157092 00 9 Interest and rents 16280 11 10 Profit on sale or increase by adjustment of assets 193 03 11 Other sources Stock transfer fee 10 50 13 Total income 173575 64 Disbursements 14 Net amount paid policyholders for losses 36930 53 15 Legal and administrative expenses in adjustment of claims i692 14 16 Commissions and allowances to agents 24047 47 17 Salaries of officers and employes 15030 13 18 Rents and interest 1020 00 19 Advertising printing postage telegrams etc 9887 89 20 Paid stockholders for dividends 20000 00 21 Loss on sale and decrease by adjustment of assets 1014 47 22 Other items Legal expenses 88715 furniture and fixtures 33715 fire department and patrol tax 46196 inspection and survey 47417 State taxes 416667 insurance department fees and licenses 222315 Sun Ry license fees and taxes 175000 expenses 286836 total 13168 61 23 Total disbursements 122791 24ComptrollerGenerals Report 17 Ledger Assets 27 Bonds at book value 395476 01 28 Stocks at book value 1330U u 29 Cash in office JJJJ f 30 Deposits at interest 3097 oo 32 Agents balances net 20883 82 34 Total ledger assets 468613 66 NonLedger Assets 35 Interest due and accrued 5961 14 36 Market value of assets over book value 6b 37 Other items Office furniture and fixtures 1114 36 481432 52 38 Total assets Deduct Assets Not Admitted 41 Other items Furniture fixtures and safes 1114 06 43 Total admitted assets 480318 16 Liabilities 44 Net amount of unpaid losses and claims 4372 93 45 Reserves or unearned premiums on risks outstanding 83302 7 47 Salaries and miscellaneous accounts due or accrued 875 20 j 4000 00 48 Taxes due or accrued 50 Total amount of liabilities except capitalI 92550 90 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 187767 26 3 Surplus protection to policyholders 387767 26 54 Total liabilities 480318 16 Business in Force Risks Premiums 69 In force December 31 19151 16593855 172860 86 10 Written or renewed during the year 19006594 197581 64 72 Total 35600449 370442 oO18 ComptrollerGeneral s Report 73 Deduct those expired and marked off as terminated 16555869 170155 09 74 In force at the end of the year 19044580 200287 41 75 Deduct amount reinsured 2887009 34987 51 76 Net amount in force 16157571 165299 SO Business in Georgia 78 Gross risks written 169 162 00 Less risks cancelled 29925 00 Net risks written 139237 00 79 Gross premiums on risks written 2548 46 Less return premiums 309 19 Net premiums received 2 239 27 80 Losses paid deducting salvage 41 61 81 Losses incurred 41 gj AMERICAN EAGLE FIRE INSURANCE CO OF NEW YORK N Y 80 Maiden Lane New York N Y Henry Evans President Ernest Sturm Secretary Sam T Maddox Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1915 240450271 4 Extended at 2404502 71 Income 5 Gross premiums on new business 2757452 21 7 Deduct amounts paid for reinsurance and return premiums 2336102 48 8 Total premiums 421349 73 9 Interest and rents 134081 74 10 Profit on sale or increase by adjustment of assets 44013 00 11 Other sources The Willys Overland Co 15000000 Com 7 Pref Stock Syndicate 1982 72ComptrollerGenerals Report 19 City of Paris 5 years 6 per cent gold bonds syndicate 561 72 Borrowed money 1138448 61 1140993 05 13 Total income 1740437 52 Disbursements 14 Net amount paid policyholders for losses 111031 14 15 Legal and administrative expenses in adjustment of 2300 19 claims 16 Commissions and allowances to agents 482 76 17 Salaries of officers and employes 37506 44 15 Rents and interest n59 86 19 Advertising printing postage telegrams etc 9579 14 20 Paid policyholders for dividends 120000 00 21 Loss on sale and decrease by adjustment of assets 60500 00 22 Other items Borrowed money repaid 893448 61 Miscellaneous 18541 33 911989 94 23 Total disbursements 1265349 47 Ledger Assets 27 Bonds at book value 0J40 00 28 Stocks at book value LJO 00 30 Deposits at interest l8 ft1 32 Agents balances net is6 ui 34 Total ledger assets 28795906 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 1 x 2904944 60 38 Total assets v Deduct Assets Not Admitted 39 Agents balances 2496 96 41 Other items Market value of special deposits in ex20 ComptrollerGenerals Eeport cess or corresponding liabilities per special deposit schedule 15596 00 42 Total not admitted assets 18092 96 43 Total admitted assets 2886851 64 Liabilities 44 Net amount of unpaid losses and claims 45 Reserve or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Due and to become due on borrowed money 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 0 52 Surplus over all liabilities 1129637 36 26232 76 318424 01 4057 51 8500 00 400000 00 757214 28 53 Surplus protection to policyholders 2129 637 36 54 Total liabilities 2886851 64 Business in ForceFire Risks Premiums 69 In force December 31 1915 55074891 511783 24 70 Written or renewed during the year 283760027 2660488 22 J2 Total 338834918 3172271 46 73 Deduct those expired and marked off as terminated 76147 111 673311 90 74 In force at the end of the year 262687807 2498959 56 75 Deduct amount reinsured 210680904 2023938 67 76 Net amount in force 52006903 475020 89 Business in ForceMarine and Inland 69 In force December 31 1915 j 70 Written or renewed during the year Risks Premiums 133030 3991 69 3549248 96963 99 72 Total 3682278 100955 68ComptrollerGenerals Report 21 73 Deduct those expired and marked off as terminated 685234 19474 83 74 In force at the end of the year 75 Deduct amount reinsured 2997044 81480 85 2405994 65312 59 76 Net amount in force 591050 16168 26 Business in Georgia 78 Gross risks written 8037734 00 Less 1777945 risks cancelled and 3955724 rein surance in companies authorized in Georgia 5733669 00 Net risks written 2304065 00 79 Gross premiums on risks written 82154 98 Less 1219147 return premiums and 4615629 pre miums for reinsurance in companies authorized in 58347 76 Georgia 23807 22 Net premiums received 80 Losses paid deducting salvage 20344 86 Less losses on risks reinsured in companies authorized in Georgia 9601 48 A 10743 38 Net losses paid v 20424 58 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 9643 26 10781 32 THE AMERICAN INSURANCE COMPANY OF NEWARK NEW JERSEY 70 Park Place Newark New Jersey P L Hoadley President Hoadley Secretary Louie J Leonard Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 10912663 57 4 Extended at 10912663 5722 ComptrollerGenerals Report Income 5 Gross premiums on new business 7 Deduct amounts paid for reinsurance and 6725275 58 return premiums 2011795 28 8 Total premiums 9 Interest and rents 10 Other sources Income tax on salaries withheld at source Agents balances previously charged off 13 4713480 30 452195 63 302 95 184 20 Total income 5i66ii63 08 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowanes to agents 17 Salaries of officers and employes Salaries and expenses of general and special agents 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses 3366 furniture and fixtures 2 76632 maps 902248 Underwriters Boards etc 3118623 fire department Are patrol salvage corps taxes and expenses 3075004 inspections and sur veys 4223114 repairs 84642 real estate tax 1058265 State tax on premiums 7819813 in surance departments 2709209 municipal taxes 864683 Federal corporation tax 627254 stamp tax 2465559 miscellaneous other items 26 09539 total 2268566 09 76154 53 1079620 66 224877 37 154949 48 24903 92 80712 75 320000 00 16439 06 298379 51 23 Total disbursements 4544603 37 Ledger Assets 25 Book value of real estate 474731 80 26 Mortgage loans 1898031 00 27 Bonds at book value 4552 002 85 28 Stocks at book value 3011 445 55 29 Cash in office 670 5fComptrollerGenerals Report 23 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items bills receivable taken for fire risks 34 Total ledger assets 380824 94 25000 00 715995 02 475521 56 11534223 28 NonLedger Assets 35 37 Interest due and accrued Other items Rents due Reinsurance recoverable on paid losses 150 50 4477 68 Total assets 11634443 10 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Market value of special deposits in ex cess of corresponding liabilities Book value of ledger assets over market value stocks and bonds Excess of bills receivable less past due over unearned premium thereon 12781 35 39761 29 56940 31 174438 40 65298 58 42 Total not admitted assets 43 Total admitted assets 349219 93 11285223 17 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid Dividends to stockholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued estimated 48 Taxes due or accrued estimated 49 Other items Contingent commissions due or accrued estimated Funds held under reinsurance treaties Income tax on salaries withheld at source Commissions on farm premiums payable when notes become due 365454 33 469080 11 114 00 90000 00 5000 00 7000 00 5000 00 5479 09 174 90 23493 2824 ComptrollerGenerals Report Special reserve fund 300000 0Q 50 Total amount of liabilities except capital 6333795 71 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 395l427 46 53 Surplus protection to policyholders j 4951427 46 54 Total liabilities 11285223 17 Business in Georgia 78 Gross risks written 606027g 0Q Less 1929818 risks cancelled and 1124839 reinsur ance in companies authorized in Georgia 3054657 00 Net risks written 3 79 Gross premiums on risks written 70 199 44 Less 1324555 return premiums and 1293664 pre miums for reinsurance in companies authorized in G60rgia 2618219 Net premiums received 44 017 25 80 Losses paid deducting salvage 53 306 76 Less losses on risks reinsured in companies authorized iD Gergia 9485 84 Net losses paid j 2 81 Losses incurred 524g 9 Less losses on risks reinsured in companies authorized in Gergia 9544 62 Net losses incurred ii77 Investments in Georgia 107 Bonds City of Savannah auditorium bonds i0600 00ComptrollerGenerals Report 25 ATLAS INSURANCE COMPANY LTD NEW YORK CITY N Y 100 William Street New York City Frank Lock Manager New York City Cliff C Hatcher Attorney for Service Capital Stock 2 Ledger assets Dec 31 1915 3352879 45 4 Extended at 3352879 45 Income 5 Gross premiums on new business 3172511 73 7 Deduct amounts paid for reinsurance and return premiums 1236386 17 8 Total premiums 1936125 56 9 Interest and rents 117986 28 10 Profit on sale or increase by adjustment of assets 3286 25 11 Other sources Remittance from home office 1990 65 13 Total income 2059388 74 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Remittances to Home Office Furniture maps etc underwriters boards fire de partment etc inspections etc repairs and taxes on real estate tax on premiums insurance department license fees miscellaneous items 957501 15 29743 32 366954 95 228182 49 18524 45 37218 78 131744 73 139008 02 23 Total disbursements 1908877 89 Ledger Assets 25 Book value of real estate 27 Bonds at book value 83878 81 2522608 0326 CompteolleeGenebals Repobt 28 Stocks at book value 282851 88 29 Cash in office 2109 16 30 Deposits at interest 195989 69 32 Agents balances net 415952 73 34 Total ledger assets 3503390 30 NonLedger Assets t 35 Interest due and accrued 33135 39 37 Other items Rents accrued 300 33 Reinsurance due on paid losses 7009 07 38 Total assets 3543835 09 Deduct Assets Not Admitted 39 Agents balances 22793 98 41 Other items Market value of special deposits in ex cess of corresponding liabilities 26787 44 Book value of ledger assets over market value of bonds and stocks 199719 91 Book value of ledger assets over market value of real estate 23878 81 42 Total not admitted assets 273180 14 43 Total admitted assets 3270654 95 Liabilities 44 Net amount of unpaid losses and claims 158729 37 45 Reserves or unearned premiums on risks outstanding 1821714 92 47 Salaries and miscellaneous accounts due or accrued 3708 65 48 Taxes due or accrued 35 qoo oo 49 Other items Contingent commissions due or accrued 12364 88 50 Total amount of liabilities except capital 2031517 82 53 Surplus protection to policyholders 1239137 13 54 Total liabilities 3270654 95 Business in Force Risks Premiums 69 In force December 31 1915 423423887 4139069 93 70 WFitten or renewed during the year 331347347 317251173ComptrollerGenerals Report 71 Excess of original premiums over amount received for reinsurance 27 46376 27 72 Total 5 754771234 7357957 93 73 Deduct those expired and marked off as terminated 287090834 2871509 99 74 In force at the end of the year 467680400 4486447 94 75 Deduct amount reinsured 110211644 941462 62 76 Net amount in force f 357468756 3544985 32 Business in Georgia 78 Gross risks written 12584699 00 Less 2824408 risks cancelled and 3086531 reinsur ance in companies authorized in Georgia 5910939 00 79 Gross premiums on risks written 16488416 00 Less 342889400 return premiums and 310105600 premiums for reinsurance in companies authorized in Georgia 6529950 00 Net premiums received 9958466 00 SO Losses paid deducting salvage 5 9986434 00 Less losses on risks reinsured in companies authorized 1380702 00 in Georgia Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 8605732 00 94844 47 12552 02 82292 45 THE AUTOMOBILE INSURANCE COMPANY HARTFORD CONN 650 Main Street Hartford Conn M G Bulkeley President J Scofleld Rowe Secretary ComptrollerGeneral Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1915 2371531 05 4 Extended at 2371531 0528 ComptrollerGeneral s Report Income 5 Gross premiums on new business 2252328 33 7 Deduct amounts paid for reinsurance and return premiums 778919 35 8 Total premiums 1473408 98 9 Interest and rents 73 299 gy 11 Other sources Philadelphia Fire Underwriters Association 4 55 Reinsurance Bureau of New York 50 84 13 Total income 1546763 77 Disbursements 14 Net amount paid policyholders for losses 518981 92 15 Legal and administrative exepnses in adjustment of claims 15443 49 16 Commissions and allowances to agents 375 518 88 17 Salaries of officers and employes 49 301 97 18 Rents and interest 12 653 86 19 Advertising printing postage telegrams etc 44697 19 22 Other items Taxes sundry expense etc 149685 93 23 Total disbursements 1 Igg 283 24 Ledger Assets 26 Mortgage loans 145400 00 27 Bonds at book value 2 792 gcc sin 29 Cash in office 375 g5 30 Deposits at interest 521 631 39 32 Agents balances net 288097 01 33 Other items Bills receivable and suspense accounts 2027 09 Advance traveling expense 100 o0 Claims on United States Government for redemption of revenue stamps 525 44 34 Total ledger assets 2752011 58 NonLedger Assets 3D Interest due and accrued 23 942 10 37 Other items Due from reinsurance companies on paid losses 4100 89 38 Total assets 2780054 57ComptrollerGenerals Eeport 29 Deduct Assets Not Admitted 41 Other items Market value of special deposits in ex cess of corresponding liabilities 25570 29 Book value ledger assets over market value 2025 00 Bill receivable and suspense accounts 2027 09 Advance traveling expense 1600 00 52 Total not admitted assets 31222 B8 43 Total admitted assets 2748832 19 Liabilities 44 Net amount of unpaid losses and claims 180566 96 45 Reserves or unearned premiums on risks outstanding 776906 71 47 Salaries and miscellaneous accounts due or accrued 82504 14 50 Total amount of liabilities except capital I 1039977 81 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 708854 38 53 Surplus protection to polichyolders 1708854 38 54 Total liabilities 2748832 19 Business in ForceFire Risks Premiums 69 In force on December 31 1915 17051146 131584 99 70 Written or renewed during the year 93875645 848024 32 71 Excess of original premiums over amount received for reinsurance 22198 03 72 Total 110926791 1001807 34 73 Deduct those expired and marked off as terminated 25169338 233298 55 74 In force at the end of the year 85757453 768508 79 75 Deduct amount reinsured 19641570 17269001 76 Net amount in force I 66115883 595818 7830 ComptrollerGenerals Report Business in ForceMarine and Inland Risks 69 In force December 31 1915 23249831 70 Written or renewed during the year 122356733 72 Total 145606564 73 Deduct those expired and marked off as terminated 90476116 74 In force at the end of the year 55130448 75 Deduct amount reinsured 3492221 76 Net amount in force 51638227 Business in Georgia Fire 78 Gross risks written 3121974 00 Less 486284 risks cancelled and 121680 reinsurance in companies authorized in Georgia 607364 00 Net risks written 2514610 00 79 Gross premiums on risks written 40179 71 Less 7137 64 return premiums and 179485 premiums for reinsurance in companies authorized in Georgia 8908 49 Net premiums received 31271 22 80 Losses paid deducting salvage 1650 68 81 Net losses incurred 5472 08 Premiums 539403 33 1404304 01 1943707 34 1105704 66 838002 68 46940 26 791062 42 Marine Inland 600 00 600 00 24 00 24 CO BOSTON INSURANCE COMPANY OF BOSTON MASS 87 Kilby Street Boston Mass Ransom B Fuller President Freeman Nickerson Secretary William L Wilson Savannah Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1915 7416492 86 4 Extended at 7416492 86 ComptrollerGenerals Report 31 Income 5 Gross premiums 7744487 33 7 Deduct amounts paid for reinsurance and return premiums 2575295 35 8 9 10 11 Total premiums Interest and rents Profit on sale or increase by adjustment of assets Other sources Agents balances previously charged off Conscience money Franchise tax recovery Nat Bank tax rebate Profit Home Office Agency Foreign exchange Income tax retained at source 5 5169 288 191 98 893 42 678 58 957 70 49 00 948 59 262 04 807 98 615 42 13 Total income 5475404 21 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes fees and assessments 14062773 legal ex penses 370211 furniture and fixtures 244865 Vaps 470914 Underwriters Boards and Tariff associations 3426785 inspection and surveys 1290446 real estate taxes repairs and all other expenses 4436655 total 2353868 56 38178 18 1051302 05 258132 37 39255 09 44404 66 240000 00 7070 80 243016 49 23 Total disbursements 4275228 20 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 513673 92 399900 00 2458931 76 3577823 79 20621 85 554149 03 32 ComptrollerGenerals Eeport 32 33 34 35 38 39 40 41 42 43 44 45 46 47 49 50 Agents balances net 970597 28 120971 24 Other items Bills receivable taken for marine and Inland risks 44792 97 5000 00 62768 74 2175 00 6234 53 Bills receivable taken for Are risks Reinsurance recoverable on losses paid Deposits with Boards Reinsurance return premiums due Total ledger assets 8616668 87 37956 42 NonLedger Assets Interest due and accrued Total assets 8654625 29 470146 9 Dedut Assets Not Adm Agents balances f tted 67497 33 S511 66 394137 80 Bills receivable Other items Deposits with Boards 217500 Schedule E 360503 reinsurance return premiums 63914 market value of special deposits in excess of corresponding liabilities 3650000 book value of assets over market value 35121863 total Total not admitted assets Total admitted assets 8184478 50 1334433 60 2916241 68 120000 00 3900 00 127615 42 Liabilities Net amount of unpaid losses and claims Reserve or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Other items Estimated amount hereafterpayable for Federal and State taxes 6950000 contingent commissions or charges due or accrued 750000 income tax retained at source 61542 special reserve for Marine reinsurance 5000000 total Total amount of liabilities except capital 4502190 70 51 52 53 54 69 70 72 74 75 76 69 70 72 73 74 75 76 78 ComptrollerGenerals Eeport 33 Capital actually paid in cash 1000000 00 Surplus over all liabilities 2682287 80 Surplus protection to policyholders 3682287 80 Total liabilities 8184487 50 Business in ForceFire Risks Premiums In force December 31 1915 532961710 4989099 75 Written or renewed during the year 394469240 3686966 55 Total 927430950 8679066 30 Deduct those expired and marked oft as terminated 321617320 3073118 21 In force at the end of the year 605813630 5602948 09 Deduct amount reinsured 154796260 1433810 62 Net amount inforce 451017370 4169137 17 Business in ForceMarine and Inland Risks Premiums In force December 31 1915 44200413 1209337 29 Written or renewed during the year 346849457 4057520 78 Total 391049870 5266858 07 Deduct those expired and marked off as terminated 334972336 3743196 14 In force at the end of the year 56077534 1523661 93 Deduct amount reinsured 5195065 169366 77 Net amount in force 50882469 1354295 16 Business in Georgia Fire Marine Inland Gross risks written 1944329 00 949339 00 Less 40213800 risks cancelled and 6974100 reinsurance in companies authorized in Georgia 441684 00 30195 00 Net risks written 1502645 00 919144 0034 ComptrollerGenerals Report 79 Gross premiums on risks written 12034 87 Less 220536 return premiums and 96912 premiums for reinsurance in companies authorized in Georgia 2231 04 Net premiums received 9803 83 80 Losses paid deducting salvage 10478 31 Less losses on risks reinsured in companies authorized in Georgia Net losses paid 10478 31 81 Losses incurred 8073 46 Less losses on risks reinsured in com panies authorized in Georgia Net losses incurred 8073 46 6350 83 943 44 5407 39 1926 23 222 00 1704 23 2346 23 222 00 2124 23 BRITISH AMERICAN ASSURANCE CO OF TORONTO CANADA 182022 Front Street East Toronto Canada W B Meikle VPresident and General Manager E F Garrow Secretary C H Godfrey Attorney for Service Capital Stock 1 Amount of deposit capital 200000 00 2 Ledger assets Dec 31 1915 1993347 41 4 Extended at I 1993347 11 Income 5 Gross premiums 1758656 18 7 Deduct amounts paid for reinsurance and return premiums 766740 86 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office 991915 32 71181 64 1051 25 202505 20 13 Total income 1266633 41ComptrollerGenerals Eeport 35 Disbursements 14 Net amount paid policyholders for losses 684861 07 15 Legal and administrative expenses in adjustment of claims 14480 07 16 Commissions and allowances to agents 216241 16 17 Salaries of officers and employes 59837 84 18 Rents and interest 4838 27 19 Advertising printing postage telegrams etc 27651 f5 21 Loss on sale and decrease by adjustment of assets 2156 75 22 Other items Lega 76916 special agents salaries and expenses 5114537 furniture fixtures and maps 462455 underwriters boards tariff associations fire depart ment and salvage corps assessments 2514732 taxes 3734114 exchange heat light cleaning ice water insurance 132756 remitted to home of fice 16247697 agents balances charged off 204 70 total 283036 77 23 Total disbursements 1293103 48 Ledger Assets 27 Bonds at book value 1379080 13 28 Stocks at book value 62470 00 30 Deposits at interest 394831 63 32 Agents balances net 130495 58 34 Total ledger assets 1966877 34 NonLedger Assets 35 Interest due and accrued 22910 55 37 Other items Reinsurance recoverable on paid losses 1045 70 38 Total assets 1990833 59 Deduct Assets Not Admitted 39 Agents balances 3076 13 41 Other items Market value of special deposits over corresponding liabilities 7592 83 Book value of bonds and stocks over market value 43884 86 42 Total not admitted assets 54553 82 43 Total admitted assets 1936279 7736 ComptrollerGeneral s Report Liabilities 44 Net amount of unpaid losses and claims 157211 72 45 Reserves or unearned premiums on risks outstanding 935724 73 47 Salaries and miscellaneous accounts due or accrued 4500 00 48 Taxes due or accrued 14878 73 50 Total amount of liabilities except capital 1112315 18 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 623964 59 53 Surplus protection to policyholders 823964 59 54 Total liabilities 1936279 77 Business in ForceFire Risks Premiums 69 In force December 31 1915 269989293 2673418 61 70 Written or renewed during the year 186611812 1703461 33 71 Excess of original premiums over amount received for reinsurance 11162 f2 72 Total 456601105 4388042 46 73 Deduct those expired and marked off as terminated 202932071 1956267 84 74 In force at the end of the year 253669034 2431774 62 75 Deduct amount reinsured 54718653 526725 23 76 Net amount in force 198950381 1905049 39 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 4427914 14022 05 70 Written or renewed during the year 9173064 55194 85 72 Total 13600978 69216 90 73 Deduct those expired and marked off as terminated 11452460 30714 84 74 In force at the end of the year 2148518 38502 06 75 Deduct amount reinsured Schedule required 1251486 13498 94 76 Net amount In force 897032 25003 12ComptrollerGenerals Report 37 Business in Georgia 78 Gross risks written 2752011 00 Less 719469 risks cancelled and 422372 reinsurance in companies authorized in Georgia 1141841 00 Net risks written 1610170 00 79 Gross premiums on risks written 35725 58 Less 1010386 return premiums and 471711 pre miums for reinsurance in companies authorized in GeorSia 14820 97 Net premiums received 20904 61 80 Losses paid deducting salvage 55656 53 Less losses on risks reinsured in companies authorized in Georgia 6122 27 Net losses paid 49534 26 81 Losses incurred 55703 87 Less losses on risks reinsured in companies authorized in Georgia 6463 27 Net losses incurred 49240 60 Investments in Georgia 107 Bonds 10000 00 CALEDONIAN INSURANCE COMPANY OF NEW YORK CITY 5052 Pine Street New York City N Y Ghas H Post Manager R C Christopher Assistant Manager Bowie Martin Attorney for Service Capital Stock 2 Ledger assets Dec 31 1915 2366880 66 4 Extended at 2366880 06 Income 5 Gross premiums on new business 2418818 3738 ComptrollerGenerals Report 7 Deduct amounts paid for reinsurance and return premiums 986069 38 8 Total premiums 1432748 99 9 Interest and rents 98520 43 10 Profit on sale or increase by adjustment of assets 1500 00 13 Total income 1532769 42 Disbursements 14 Net amount paid policyholders for losses 727387 44 15 Legal and administrative expenses in adjustment of claims 45298 58 16 Commissions and allowances to agents 308649 19 17 Salaries of officers and employes 112640 70 18 Rents and interest 9501 82 19 Advertising printing postage telegrams etc 23717 15 22 Other items Special and general agents expenses 1872550 fire department fire patrol and salvage corporation assessment fees taxes and expenses 1084174 legal expenses 344925 inspection and surveys 461056 furniture and fixtures 33162 repairs and expenses other than taxes on real estate 1815445 insurance department licenses and fees 798312 maps and map corrections 453800 taxes on real estate 836400 Underwriters Boards and tariff associations 2410657 State taxes on pre miums 2895014 Federal corporation tax 61405 emergency revenue stamp tax 638241 county and municipal and all other licenses fees and taxes 668836 office expenses and miscellaneous 3 10702 remitted to home office 6981408 agents balances charged off 12833 total 216789 20 23 Total disbursements 144398408 Ledger Assets 25 Book value of real estate 443780 58 27 Bonds at book value 1115117 89 28 Stocks at book value 180419 47 29 Cash in office 415 91 30 Deposits at interest 135273 L8 31 Deposits not at interest 4491 91 32 Agents balances net 273983 84ComptrollerGeneral s Report 33 Other items Due for reinsurance on losses paid 39 2182 62 34 Total ledger assets 2 455 665 40 NonLedger Assets 35 Interest due and accrued 12466 18 38 Total assets 2468131 58 Deduct Assets Not Admitted 4003 76 39 Agents balances 41 Other items Market value of special deposits in ex cess of corresponding liabilities Bonds and stocks Real estate 11036 89 67027 36 33780 58 42 Total not admitted assets 115848 59 43 Total admitted assets 2 352 282 99 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reserve for contingencies 163283 39 1466240 96 2000 00 25000 00 10000 00 50 Total amount of liabilities except capital 1666524 35 52 Surplus over all liabilities 685758 64 685758 61 2352282 P9 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks Premiums 69 In force December 31 1915 345853963 357388168 70 Written or renewed during the year 235484394 2418818 37 72 Total 581338357 5992700 0540 COMPTROLLERGENERALS REPORT 73 Deduct those expired and marked off as terminated 223127960 2356813 86 74 In force at the end of the year 358210397 3635886 19 75 Deduct amount reinsured schedule required 72129432 773897 72 76 Net amount in force 286080965 2861988 47 Business in Georgia 78 Gross risks written 3317039 00 Less 678177 risks cancelled and 938560 reinsurance in companies authorized in Georgia 1616737 00 Net risks written 1700302 00 79 Gross premiums on risks written Less 621536 return premiums and 1162454 pre miums for reinsurance in companies authorized in Georgia Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred Investments in Georgia 107 Bonds Georgia State Bonds par value 41199 33 17839 90 Net premiums received 23359 43 80 Losses paid deducting salvage 12786 54 Less losses on risks reinsured in companies authorized in Georgia 2511 73 10274 81 15054 55 5128 97 9925 58 10000 00ComptrollerGenerals Report 41 THE CAMDEN FIRE INSURANCE ASSOCIATION OF CAMDEN NEW JERSEY 434 Federal Street Camden New Jersey Edmund B Read Jr President Joseph K Sharp Secretary Charles M Jerome Attorney for Service Capital Stock 1 Amount of paidup capital 800000 00 2 Ledger assets Dec 31 1915 3423969 13 3 Increase of paidup capital during year 100000 00 4 Extended at 3523969 61 Income 5 Gross premiums on new business 3223506 82 6 Deposit premiums Perpetual risks 456 50 7 Deduct amounts paid for reinsurance and return premiums 1139505 26 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources New stock sold at 200 increasing surplus Transfer fees Borrowed money 13 Total income 2084458 06 160353 87 4876 00 100000 00 20 50 50000 00 2399708 43 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Taxes All other expenses Deposit premiums returned Borrowed money repaid 1140387 21 20586 50 517121 55 118695 05 7299 84 23829 25 91098 69 14616 02 93409 59 631 19 50000 0042 ComptrollerGenerals Report Agents balances charged off 1943 89 23 Total disbursements 2 079 618 78 Ledger Assets 25 Book value of real estate 111774 26 Mortgage loans 718 748 27 Bonds at book value 1825 559 737073 69 90191 430 337936 28 Stocks at book value 29 Cash in office 30 Deposits at Interest 81 Deposits not at interest Agents balances net Other items Collateral loans Bills receivable Cash deposits 32 33 97 00 71 28 58 53 93 05 20500 00 74 76 1700 00 22274 76 34 Total ledger assets 3844058 81 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance on paid losses 39018 78 7308 08 38 Total assets 3890385 67 Deduct Assets Not Admitted 39 Agents balancesp 40 Bills receivable 41 Other items Cash deposits 1 Special deposits Bonds stocks and real estate 429 68 74 76 1600 00 821 67 21739 96 42 Total not admitted assets 24666 07 43 Total admitted assets 3865719 60 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 276085 00 1860223 10 419 90ComptrollerGenerals Report 43 47 Salaries and miscellaneous accounts due or accrued 1517 39 48 Taxes due or accrued 25000 00 49 Other items Reserve for commissions etc 10000 00 Interest paid in advance 53 75 10053 75 50 Total amount of liabilities except capital I 2173299 14 51 Capital actually paid in cash 800000 00 52 Surplus over all liabilities 892420 46 53 Surplus protection to policyholders 1692420 46 54 Total liabilities I 3865719 60 Business in ForceFire Risks Premiums 69 In force December 31 1915 358962918 3608189 51 70 Written or renewed during the year 306975911 3116913 57 71 Excess of original premiums over amount received for reinsurance 5073 10 72 Total 665938829 6730176 18 73 Deduct those expired and marked off as terminated 253289319 2678005 78 74 In force at the end of the year 412649510 4052170 40 75 Deduct amount reinsured 56365062 586350 89 76 Net amount in force 356284448 3465819 51 Business in ForceMarine and Inland Risks Premiums 70 Written or renewed during the year 12060512 106593 25 72 Total 12060512 106593 25 73 Deduct those expired and marked off as terminated 9924124 79945 82 74 In force at the end of the year 2136388 26647 43 75 Deduct amount reinsured 67173 620 41 76 Net amount in force 2069215 26027 02 77 Perpetual risks not included above 1321117 00 Deposit premiums on same 31788 584A ComptrollerGeneral s Report Business in Georgia Fire Marine Inland 78 Gross risks written 7197715 00 8000 00 Less 2115895 risks cancelled and 1460490 reinsurance in companies authorized in Georgia 3576385 00 Net risks written 3621330 00 8000 00 79 Gross premiums on risks written 62479 47 76 31 Less 1477264 return premiums and 1093074 premiums for reinsur ance in companies authorized in Georgia 25703 38 Net premiums received 36776 09 76 31 80 Losses paid deducting salvage 44119 33 Less losses on risks reinsured in companies authorized in Georgia 6954 91 Net losses paid 37164 42 81 Losses incurred 43936 33 Less losses on risks reinsured in companies authorized in Georgia 6573 22 Net losses incurred 37363 11 THE CENTRAL MANUFACTURERS MUTUAL OF VAN WERT OHIO 122124 West Main Van Wert Ohio H V Olney President C A L Purmort Secretary P Wade Vaughan Attorney for Service Capital Stock 4 Extended at 845804 9 Income 5 Gross premiums on new business 921773 11 7 Deduct amounts paid for reinsurance and return preirfiums 181690 15 8 Total premiums 740082 9gComptrollerGenerals Report 45 9 Interest and rents 30257 09 13 Total income I 770340 05 Disbursements 14 Net amount paid policyholders for losses 338894 25 15 Legal and administrative expenses in adjustment of claims 4837 22 16 Commissions and allowances to agents 126732 43 17 Salaries of officers and employes 29463 33 18 Rents and interest 4083 31 19 Advertising printing postage telegrams etc 1812 64 20 Paid policyholders for dividends 88036 15 22 Other items Maps 615 00 Fuel 254 29 Supplies 424 06 Janitor 960 00 Premium on Bonds 1160 75 General expense 4851 39 Legal expense 3171 61 Furniture and Fixtures 844 74 V W Co O personal taxes 1052 92 United States war stamp tax 5009 64 Agents balance charged off 299 13 Underwriters board 44 41 Fire department etc 8 03 Inspections and surveys 17103 97 Repairs and expenses 44 00 Taxes on real estate 556 75 State tax on premiums 7346 95 Insurance department licenses and fees 1258 51 Total disbursements 639756 54 Ledger Assets 25 Book value of real estate 40000 00 26 Mortgage loans 213800 00 27 Bonds at book value 517000 00 29 Cash in office 6345 83 30 Deposits at interest 60656 69 32 Agents balances net 138585 78 34 Total ledger assets 5 976388 3046 ComptrollerGenerals Report NonLedger Assets 25 Interest due and accrued 36 Market value of assets over book value 8732 43 16013 00 38 Total assets 1001133 73 Liabilities 44 Net amount of unpaid losses and claims 73634 07 45 Reserves or unearned premiums on risks outstanding 415916 47 47 Salaries and miscellaneous accounts due or accrued 200 00 48 Taxes accrued Estimated taxes 9800 00 49 Other items Contingent commissions 29542 78 50 Total amount of liabilities except capital 529093 32 53 Surplus protection to policyholders 472040 41 54 Total liabilities 1001133 73 Business in ForceFire 69 In force December 31 1915 70 Written or renewed during tile year 72 Total 73 Deduct those expired and marked off as terminated Risks Premiums 49526195 627345 53 68927781 921773 11 118453976 1549118 64 55814142 732440 82 74 In force at the end of the year 75 Deduct amount reinsured 62639834 816677 82 1132921 17146 87 76 Net amount in force 61506913 799530 95 Business in Georgia 78 Gross risks written 1333446 00 Less risks cancelled 424179 00 Net risks written 909267 00 79 Gross premiums on risks written 21460 73 Less return premiums 7519 71 Net premiums received 13941 02 80 Losses paid deducting salvage 12683 28 81 Losses incurred 12926 78ComptrollerGenerals Report 47 CITIZENS INSURANCE COMPANY OF ST LOUIS MISSOURI Prince Building St Louis Missouri Chas E Chase President P O Crocker Secretary W R Prescott Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 200000 00 696852 13 4 Extended at 696852 13 Income 5 Gross premiums on new business f 2150227 80 7 Deduct amounts paid for reinsurance and return premiums 2004472 95 8 Total premiums 9 Interest and rents 11 Other sources Agency balances previously charged off Reinsurance treaties 8 42 19813 60 145754 85 22334 15 19822 02 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Internal revenue tax 922 06 Insurance and surety bonds 31 67 187911 02 94310 16 1094 72 48380 18 149 07 103 95 964 23 17000 00 953 73 Total disbursements 162956 04 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value Ledger Assets 61700 00 414042 51 975 0048 ComptrollerGenerals Report 30 Deposits at interest 206467 53 32 Agents balances net 38622 07 34 Total ledger assets 721807 11 NonLedger Assets 35 Interest due and accrued 7665 19 38 Total assets 729472 30 Deduct Assets Not Admitted 39 Agents balances 2150 00 41 Other items Bonds and stocks 11877 51 42 Total not admitted assets 14027 51 43 Total admitted assets 715444 79 Liabilities 44 Net amount of unpaid losses and claims 22517 35 45 Reserves or unearned premiums on risks outstanding 123451 43 49 Other items Estimated amount of taxes 2500 00 Reinsurance treaties 62882 44 65382 44 50 Total amount of liabilities except capital 211351 22 51 Capital actually paid in cash 200000 00 53 Surplus protection to policyholders 504093 57 54 Total liabilities 715444 79 Business in ForceFire Risks Premiums 69 In force December 31 1915 193941690 2034703 93 70 Written or renewed during the year 225821755 2118906 46 72 Totals 419763445 4153610 39 73 Deduct those expired and marked off as terminated 245556905 2614548 74 74 In force at the end of the year 1916 174206540 1539061 65 ComptrollerGenerals Report 49 75 Deduct amount reinsured 149586709 1322457 83 76 Net amount in force 24619831 216603 82 Business in ForceMarine and Inland Risks Premiums 1Mr 880 354 15307 72 69 In force December 31 1915 21 3 70 Written or renewed during the year 16058 3li 6i 2640941 46629 06 Totals 73 Deduct those expired and marked off 14 723 81 as terminated K n 0 o jer f J 75 Deduct amount reinsured xwawo 76 Net amount in force 88508 I 960 31 Business in Georgia 4389369 00 78 Gross risks written Less 110277500 risks cancelled and 100088300 reinsurance in companies authorized in Georgia 2103658JU 2285711 00 Net risks written 79 Gross premiums on risks written Less 12 010 73 return premiums and 819969 pre miums for reinsurance in companies authorized in Georgia 34156 63 Net premiums received c 28 123 99 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 20734 39 Net losses paid J 38654 88 81 Losses incurred Less losses on risks reinsured in companies author ized in Georgia 20796 64 Net losses incurred 50 ComptrollerGenerals Report CITY OF NEW YORK INSURANCE CO OF NEW YORK CITY Maiden Lane William Street New York City Major A White President j Carroll French Secretary Capital Stock 1 Amount of paidup capital 583200 00 2 Ledger assets Dec 31 1915 1619458 25 4 Extended at lj619458 25 Income 5 Gross premiums on new business 1413389 64 7 Deduct amounts paid for reinsurance and return premiums 694 gg4 95 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources From agents balance previously charged off 718504 69 39727 93 8742 50 103 69 13 Total income 787078 81 Disbursements 14 Net amount paid policyholders for losses 348918 02 15 Legal and administrative expenses in adjustment of claims 16 Commissions 17 Salaries of officers and employes and special agents 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets stocks 15380 54 183486 69 64900 30 5779 32 56255 98 4247 50 23 Total disbursements 678968 35 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 111070 63 234250 00 410847 50 8 Stocks at book value 680 048 13 29 Cash in office 4543 17 30 Deposits at interest 12938 70ComptrollerGenerals Report 31 Deposits not at interest 32 Agents balances net 34 Total ledger assets 51 125442 69 148427 89 1727568 71 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Reinsurance due on paid losses 9141 02 38929 37 16837 90 38 Total assets Deduct Assets Not Admitted 1792477 00 39 Agents balances 4383 86 41 Other items Market value of special deposits in ex cess of corresponding liabilities 20651 01 Book value of bonds and stocks over market value 12547563 42 Total not admitted assets 43 Total admitted assets 1641966 50 Liabilities 44 Net amount of unpaid losses and claims 78096 00 45 Reserves or unearned premiums on risks outstanding 664852 47 Salaries and miscellaneous accounts due or accrued 500 00 48 Taxes due or accrued 49 Other items Contingent commissions due or accrued 2000 00 50 Total amount of liabilities except capitalI 757948 96 51 Capital actually paid in cash 583200 00 52 Surplus over all liabilities 30081 54 53 Surplus protection to policyholders 54 Total liabilities Business in Force 1641966 50 oi iai c 183 229460 1751498 29 69 In force December 31 1915 i 70 Written or renewed during the year 143044643 1413389 b4 S 326274103 3164887 93 72 Total 52 ComptrollerGenerals Report 73 Deduct those expired and marked off as terminated 125990640 1260442 25 74 In force at the end of the year 200283463 1904445 68 75 Deduct amount reinsured 61846494 628211 52 76 Net amount in force 138436969 1276234 16 Business in Georgia 78 Gross risks written 3j43i603 00 Less 1367433 risks cancelled and 556690 reinsur ance in companies authorized in Georgia 1924 123 00 Net risks written 1507480 00 79 Gross premiums on risks written 59602 56 Less 2145076 return premiums and 673062 pre miums for reinsurance companies authorized in Georgia 28181 38 Net premiums received j 31 42l 18 80 Losses paid deducting salvage 46439 44 Less losses on risks reinsured in companies authoriz ed in Georgia 6g88 7Q Net losses paid 39550 4 81 Losses incurred 42 931 44 Less losses on risks reinsured in companies authoriz ed in Georgia g375 25 Net losses incurred 34556 19 Investments in Georgia 107 Bonds City of Savannah 4y2 per cent par value 10000 00 COMMERCIAL UNION ASSURANCE CO LTD OF LONDON 55 John St New York N Y A H Wray United States Manager D I Mclntyre Attorney for Service Capital Stock 2 Ledger assets Dec 31 1915 9911399 91 4 Extended at 9911699 91ComptrollerGenerals Report Income 5 Gross premiums on new business 11732633 90 6 Gross renewal premiums 3692671 50 53 8 Total premiums 8039962 40 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Deposit premiums written on perpetual risks Income tax withheld at the source Received from home office 361800 52 5961 94 1922 00 366 50 572624 34 113074 63 1635481 77 529718 56 40851 26 116125 33 27118 78 13 Total income 8982637 70 Disbursements 14 Net amount paid policyholders for losses 4671136 58 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses 97288 news service 11200 furni ture and fixtures 1070177 maps 1160180 un derwriters boards 10177568 fire department etc 4574093 inspection and surveys 3499009 re pairs expenses and taxes on real estate 5148170 insurance department licenses and fees 3865905 all other licenses and fees 6614352 exchange 5 78784 deposit premiums returned 315450 State tax on premiums 15237677 agents balances charg ed off 176673 remitted home office 43815851 total 963423 77 23 Total disbursements 8096930 68 Ledger Assets 637000 00 35000 00 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 6083786 32 28 Stocks at book value 136501 38 29 Cash in office 855 9154 ComptrollerGenerals Report 30 Deposits at interest 2 361 747 10 31 Deposits not at interest 50184 92 32 Agents balances net 1 281 835 g 33 Other items Bills receivable Due for reinsurance 345 30 210150 33 210495 63 34 Total ledger assets 10797406 93 NonLedger Assets 35 Interest due and accrued j 87 207 53 36 Market value of assets over book value 323000 00 37 Other items Rents due and accrued 9316 4g 38 Total assets Deduct Assets Not Admitted 11216930 92 39 Agents balances 40 Bills receivable 41 Other items Book value of bonds and stocks over market value 58501 28 345 30 272722 70 42 Total not admitted assets 43 Total admitted assets 331569 28 10885361 64 Liabilities 44 Net amount of unpaid losses and claims 1273608 44 45 Reserves or unearned premiums on risks outstanding 6574851 77 47 Salaries and miscellaneous accounts due or accrued 25950 61 48 Taxes due or accrued 172582 47 50 Total amount of liabilities except capital 8046993 29 52 Surplus over all liabilities 2838368 35 53 Surplus protection to policyholders 2838 368 35 54 Total liabilities 10885361 64 Business in ForceFire Risks Premiums 69 In force December 31 1915f 1350801877 13120409 99ComptrollerGenerals Report 55 70 Written or renewed in 1916 958811308 9396446 14 Total 2309613185 22516856 13 73 Deduct expirationsVnd cancellations 879758745 8887304 41 74 in force December 31 1916 1429854440 13629551 72 ll Deduct amount reinsured JWG 1518906 18 76 Net amount in forceI 1244585194 12110645 54 Amount in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 25968430 275202 74 Si Written or renewed in 1916 1722432283 2336187 76 72 Total 1748400713 2611390 50 73Deductexpirations and cancellations 1716157832 2193326 98 74 in force December 31 1916 32242881 418063 52 75 Deduct amount reinsured 3484913 63399 40 76 Net amount in force 7 J SJJ6M 12 77 Perpetual risks not included above5 Z Deposit premiums on same THE COMMONWEALTH INSURANCE CO OF NEW YORK N Y 76 William Street New York N Y E G Richards President Robert Newboult Secretary W L Reynolds Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets Dec 31 1915 31037365 3103973 65 4 Extended at Income 5 Gross premiums on new business 2415966 69 7 Deduct amounts paid for reinsurance and return premiums 1062806 86 1353159 83 8 Total premiums 56 ComptrollerGenerals Report 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources From agents balances previously charged off 13 Total income 126541 24 210 38 60 21 1479971 66 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Various licenses fees and taxes 4787239 furniture and fixtures 143464 maps 52883 underwriters boards 1960632 inspections and surveys 50178 repairs and expenses on real estate 380032 legal publications 64936 commercial and protective agencies 109943 incidentals and petty expenses 316116 agents balances charged off 203658 total 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 33 Other items Reinsurance due from other companies on paid losses Deposit with Pacific Coast Automobile Underwriting Conference Bills receivable taken for fire risks 75 30 100 00 598 39 599182 12 11562 94 276788 63 103398 76 7089 99 19033 37 50000 00 35001 95 22818 42 1182748 57 64461 02 190250 00 1872671 84 775548 21 200 00 240510 65 256781 33 773 69 34 Total ledger assets 3401196 74ComptrollerGenerals Report 57 NonLedger Assets p 07 193 97 35 Interest due and accrued S 3428390 71 38 Total assets Deduct Assets Not Admitted 39 Agents balances 7258 80 40 Bills receivable 41 Other items Deposit with Pacific Coast Automobile Underwriting Conference 100 00 Market value of special deposits in ex cess of corresponding liabilities 14078 73 Book value of ledger assets over market 68165 05 value 42 Total not admitted assets 90200 97 43 Total admitted assets 3338189 74 Liabilities 44 Net amount of unpaid losses and claims 256265 43 45 Reserves or unearned premiums on risks outstanding 117631b 38 47 Salaries and miscellaneous accounts due or accrued 4000 00 35000 UU 48 Taxes due or accrued 49 Other items Contingent commissions or other charges j 5625 lb due or accrued 50 Total amount of liabilities except capital 1477206 97 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 1360982 77 53 Surplus protection to policyholders 1860982 77 v 3338189 74 54 Total liabilities Business in ForceFire Risks Premiums 69 in force December 31 1915I 417381002 2386745 61 70 Written or renewed during the year 241332830 2113712 79 72 Total 658713832 4500458 4058 ComptrollerGenerals Eeport 73 Deduct those expired and marked on as terminated 343664036 1861723 68 74 In force at the end of the year 315049796 2638 734 82 75 Deduct amount reinsured 81817106 643234 97 76 Net amount in force 233232690 1995499 85 Business in ForceMarine and Inland Risks Premiums 70 Written or renewed during the year 23406174 302253 90 7f Total 23406174 302253 90 73 Deduct those expired and marked off as terminated 10486978 105527 05 74 In force at the end of the year 12919196 196 726 85 75 Deduct amount reinsured 2583521 43361 04 76 Net amount in force 10335675 153365 81 Business in Georgia 0 Fire Marine Inland 78 Gross risks written 4282505 00 70 089 00 Less 1149170 risks cancelled and 1546436 reinsurance in compa nies authorized in Georgia Net risks written 1586899 00 70089 00 79 Gross premiums on risks written 48781 64 1589 90 Less 1091375 return premiums and 1613591 premiums for reinsur ance in companies authorized in Georgia Net premiums received 2173198 1589 90 Net losses paid 36575 70 382 7g 80 Losses paid deducting salvage 55954 79 382 75 81 Losses incurred 5ii987 18 492 75 Net losses incurred 33663 10 492 7gComptrollerGenerals Report 59 THE CONCORDIA FIRE INSURANCE CO OF MILWAUKEE WIS West Water and Wells Streets Milwaukee Wis Gustav Wallayer Jr President Frank Damkoehler Secretary Langdon C Quinn Attorney for Service Capital Stock 1 Amount of paidup capital 600000 00 2 Ledger assets Dec 31 1915 237725 52 4 Extended at 2377725 52 Income 5 Gross premiums on new business 2046325 52 7 Deduct amounts paid for reinsurance and return premiums 754492 31 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Borrowed money Milwaukee Board of Fire Underwriters Milwaukee Wis Underwriters Salvage Co Chicago 111 Western Improved Risk Association Chicago 111 Agents balances previously marked off Increase in liabilities on account of re insurance treaties 1291833 21 99146 54 20532 00 65000 00 5 00 24 00 10 00 326 15 10828 62 76193 77 13 Total income 1487705 52 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment ot claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 633917 08 17264 37 371508 10 55835 42 5390 00 21559 87 60000 00 1580 00 60 ComptrollerGenerals Report 22 Other items 160477 00 23 Total disbursements 132753184 Ledger Assets 26 Mortgage loans 97 BnnJ of K 943460 00 27 Bonds at book value 29 Cash in office 1123041 00 30 Deposits at interest JJJ 24 31 Deposits not at interest 5 32 Agents balances net V 2 10 34 Total ledger assetsVTo NonLedger Assets 35 Interest due and accrued 37 Other items Due from other companies forlossespaid 29419 89 38 Total assets 2594959 51 Deduct Assets not Admitted TUbalances 372 41 Other items Market value of special deposits in ex cess of corresponding liabilities 4232 71 42 Total not admitted assets 43 Total admitted assets T77ZTZ 25875o8 08 Liabilities 44 Net amount of unpaid losses and claims 1n nfi a 45 Reserves or unearned premiums on risks outstanding 1312 48 Taxes due or accrued t 3 49 Other items 30000 00 Contingent commissions or other charges due or ac crued S5205018 Funds held under reinsurance treaties 5948436 reserve for contingencies 10 00000 total 121534 54 50 Total amount of liabilities except capital7l2ViComptrollerGenerals Report 61 51 Capital actually paid in cash 600000 00 52 Surplus over all liabilities 415168 55 53 Surplus protection to policyholders 1015168 55 2587558 08 54 Total liabilities v Business in Force Risks Premiums 69 In force December 31 1915 292171206 3001738 14 70 Written or renewed during the year 196192366 2046325 52 71 Excess of original premiums over amount received for reinsurance 99fai 45 72 Total 488363572 5058033 11 73 Deduct those expired and marked off as terminated 169410831 1834968 30 74 in force at the end of the year 318952741 3223064 81 75 Deduct amount reinsured 68430527 730228 91 76 Net amount in force I 250522214 2492835 90 Business in Georgia 78 Gross risks written SfiZZ Less risks cancelled 706590 00 2309812 00 Net risks written v 79 Gross premiums on risks written 42518 14 Less 715071 return premiums and 4190 premiums for reinsurance in companies authorized in Georgia 7192 61 Net premiums received 35325 53 80 Losses paid deducting salvage 33783 i5 Less losses on risks reinsured in companies authorized 26 03 in Georgia Net losses paid 33757 12 81 Losses incurred 81577 65 Less losses on risks reinsured in companies authorized 26 84 in Georgia Net losses incurred 31550 8162 ComptrollerGenerals Report THE CONNECTICUT FIRE INSURANCE CO OF HARTFORD CONN 51 Prospect Hartford Connecticut Edward Milligan President John A Cosmus Secretary Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1915 7285508 74 4 Extended at 7285508 74 Income 6 Gross renewal premiums 5561398 01 7 Deduct amounts paid for reinsuarnce and return premiums 1867468 50 8 Total premiums 3693929 51 9 Interests and rents 276 552 05 10 Profit on sale or increase by adjustment of assets 12202 13 11 Other sources Uncollected dividend 5193 Agents balances pre viously charged off 20445 total 256 38 13 Total income f 3932940 07 Disbursements 14 Net amount paid policyholders for losses 1875917 99 15 Legal and administrative expenses in adjustment of claims 43376 62 16 Commissions and allowances to agents 885 732 50 17 Salaries of officers and employes 355049 50 18 Rents and interest 25767 17 19 Advertising printing postage telegrams etc 76489 24 20 Paid stockholders for dividends 200000 00 21 Loss on sale and decrease by adjustment of assets 111412 94 22 Other items Minor investment expenses 12036 legal expenses 812000 furniture and fixtures 244906 maps and corrections 535052 underwriters board and tariff associations 5299734 fire department fire patrol and salvage corps assessments fees taxes etc 2716750 inspections and surveys 843152 taxes on real estate 359 state and municipal taxes fees etc 15583857 agents balances charg ed off 625880 total 258496 90 23Total disbursements 3840183 22ComptrollerGenerals Report 63 Ledger Assets 26 Mortgage loans JJ4600 00 27 Bonds at book value 72 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable taken for fire risks 7766194 loans secured by pledge of bonds stocks or other collateral 2000000 total 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Amount receivable for reinsurance on paid losses 38 Total assets Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Over due and accrued interest on bonds in default Market value of special deposits in ex cess of corresponding liabilities Book value of ledger assets over market value viz Bonds and stocks 8177 81 28470 56 2250 00 63452 91 165504 35 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or ac crued 252 12 891619 87 26422 36 499984 95 97661 94 7428265 59 81184 08 8258 80 7517735 47 267855 63 7249879 84 312627 43 3978988 47 5000 00 110000 00 7200 00 50 Total amount of liabilities except capital 4413815 90C4 ComptrollerGenerals Report 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1836063 94 53 Surplus protection to policyholders 2836 063 94 54 Total liabilities 7 249 79 84 Business in ForceFire Risks Premiums 69 In force December 31 1915 893385141 9000149 13 70 Written or renewed during the year 537308772 5450010 24 71 Excess of original premiums over amount received for reinsurance 4088 88 72 Total 1430693913 14454248 25 73 Deduct those expired and marked off as terminated 488111135 5166586 94 74 In force at the end of the year 942582778 9287 66131 75 Deduct amount reinsured 165175957 1696 J42 98 76 Net amount in force 777406821 7590918 33 Business in ForceMarine and Inland 70 Written or renewed during the year Risks Premiums 12014708 111387 77 72 Total 73 Deduct those expired and marked off as terminated 74 In force at the end of the year 12014708 111387 77 10282776 1731932 83899 85 27487 92 1731932 27487 92 I 5296902 00 76 Net amount in force Business in Georgia 78 Gross risks written Less 11515513 risks cancelled and 693490 reinsur ance in companies authorized in Georgia 2209003 00 Net risks written 7To87899 00 79 Gross premiums on risks written 64 432 78 Less 1386851 return premiums and 752440 pre miums for reinsurance in companies authorized in Georgia 21392 91 Net premiums received 43039 87ComptrollerGenerals Report 65 SO Losses paid deducting salvage 75540 81 Less losses on risks reinsured in companies author ized in Georgia 11614 10 Net losses paid 63926 71 81 Losses incurred 71971 05 Less losses on risks reinsured in companies author ized in Georgia 11767 47 Net losses incurred 60203 58 Investments in Georgia 108 Mortgage Loans 5000 00 THE CONTINENTAL INSURANCE COMPANY OF NEW YORK CITY 80 Maiden Lane New York N Y Henry Evans President J E Lopez Secretary Edgar Dunlap Insurance Agency Attorney for Service Capital Stock 1 Amount of paidup capital 10000000 00 2 Ledger assets Dec 31 1915 30760024 45 3 Increase of paidup capital during year 8000000 00 4 Extended at 38760024 45 Income 5 Gross premiums on new business 12401862 66 7 Deduct amounts paid for reinsurance and return premiums 341582178 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances previously charged off Syndicate profits as follows The WillysOverland Co 15000000 con vertible 7 preferred stock syndicate 3965 44 Wabash Railroad reorganization syn dicate 613 66 8986040 88 1573947 78 1606557 00 219 7666 ComptrollerGeneral s Report City of Paris 5 year 6 gold bond syn dicate 1755 38 6334 48 13 Total income 12173099 90 Disbursements 14 Net amount paid policyholders for losses 4544206 46 15 Legal and administrative expenses in adjustment of claims 140458 63 16 Commissions and alowances to agents 1801798 46 Other agency expenses 1621 93 17 Salaries of officers and employes 815945 49 18 Rents and interest 78004 54 19 Advertising printing postage telegrams etc 191152 15 21 Loss on sale and decrease by adjustment of assets 851949 00 22 Other items Taxes etc 525281 82 Legal expenses 1320 97 Furniture fixtures maps etc 43435 34 Miscellaneous 31720 78 Dividends to stockholders 8000000 00 23 Total disbursements 17026895 57 Ledger Assets 25 Book value of real estate 1000000 00 26 Mortgage loans 2700 00 27 Bonds at book value 8889499 00 28 Stocks at book value 20056265 00 29 Cash in office 1950 91 30 Deposits at interest 2378685 06 31 Deposits not at interest 933 40 32 Agents balances net 1569934 76 33 Other items Amount receivable for reinsurance on paid losses 6260 65 34 Total ledger assets 33906228 78 NonLedger Assets 35 Interest due and accrued 124937 03 Interest due and accrued on bank balances 287 22 36 Market value of assets over book value 163383 75ComptrollerGenerals Eeport 67 37 Other items Rents due 59 16 Bills receivable taken in payment of rents 1045 00 38 Total assets 34195940 94 Deduct Assets Not Admitted 39 Agents balances 4371 96 40 Bills receivable 76152 12 41 Other items Market value of special deposits in ex cess of corresponding liability 20497 39 Bills receivable taken in payment of rents 1045 00 42 Total not admitted assets 102066 47 43 Total admitted assets 34093874 47 Liabilities 44 Net amount of unpaid losses and claims 594007 54 45 Reserves or unearned premiums on risks outstanding 10135305 46 47 Salaries and miscellaneous accounts due or accrued 27500 00 48 Taxes due or accrued 243000 00 49 Other items Scrip and interest etc 32470 94 Dividends to stockholders 600000 00 Contingent commissions 78754 29 Reserve for contingencies 100000 00 50 Total amount of liabilities except capital 11811038 23 51 Capital actually paid in cash 10000000 00 52 Surplus over all liabilities 12282836 24 53 Surplus protection to policyholders 22282836 24 54 Total liabilities 34093874 47 Business in ForceFire Risks 69 In force December 31 1915 2121809619 70 Written or renewed during the year 1292249050 Premiums 20814207 75 11905878 79 72 Total 3414058 669 32720086 5468 ComptrollerGenerals Report 73 Deduct those expired and marked off as terminated 1161483353 10938541 23 74 In force at the end of the year 2252575316 21781545 31 75 Deduct amount reinsured 257844087 2144879 66 76 Net amount in force 1994731229 19636665 65 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 10054433 239062 71 70 Written or renewed during the year 15210343 495983 87 72 Total 25264776 735046 58 73 Deduct those expired and marked off as terminated 7167175 338704 61 74 In force at the end of the year 18097601 396341 97 75 Deduct amount reinsured 6413555 140891 25 76 Net amount in force 11684046 255450 72 Business in Georgia 78 Gross risks written 24113827 00 Less 4884530 risks cancelled and 1406990 reinsur ance in companies authorized in Georgia 6291520 00 Net risks written 17822307 00 79 Gross premiums on risks written 258446 93 Less 4218719 return premiums and 1322422 pre miums for reinsurance in companies authorized in Georgia 55411 41 Net premiums received 203034 52 80 Losses paid deducting salvage 252754 48 Less losses on risks reinsured in companies authorized in Georgia 21055 15 Net losses paid 231699 33 81 Losses incurred 233206 91 Less losses on risks reinsured in companies authorized in Georgia 17669 61 Net losses incurred 215 537 30ComptrollerGenerals Report 69 county fire insurance company of philadelphia pa Mangement Manchester N H Prank W Sargeant VPresident Lewis W Crockett Secretary John J McKay Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets Dec 31 1915 400000 00 866712 96 4 Extended at 866712 96 Income 5 Gross premiums on business 725108 44 7 Deduct amounts paid for reinsurance and return premiums 510195 64 8 Total premiums 9 Interest and rents 11 Other sources Deposit premiums written on perpetual risks gross Discount perpetual premiums From agents balances previously charg ed off 2064 56 425 39 8 00 214912 80 35950 55 2497 95 13 Total income 253361 30 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes and fees and licenses 27541 00 Deposit premiums returned 4635 86 Agents balances charged off 1390 31 Miscellaneous expenses 1596 10 23 Total disbursements 97190 63 1084 56 14397 78 13352 51 1000 00 5664 45 110193 12 35163 27 278046 32 70 ComptrollerGeneral s Report Ledger Assets 25 Book value of real estate I 26 Mortgage loans l 27 Bonds at book value 28 Stocks at book value 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable taken for fire risks 18886 90 Perpetual deposits 1843 75 34 Total ledger assets 53724 31 37900 00 499107 68 102620 00 67495 95 60449 35 20730 65 842027 94 NonLedger Assets 35 Interest due and accrued 7447 33 36 Market value of assets over book value 149565 01 37 Other items Reinsurance due on losses paid 550 46 Philadelphia Fire Underwriters Associa tion deposit 100 00 650 46 38 Total assets 999690 74 Deduct Assets Not Admitted 39 Agents balances 2506 28 41 Other items Market value of special deposit in ex cess of corresponding liabilities 11799 65 42 Total not admitted assets 14305 93 43 Total admitted assets 985384 81 Liabilities 44 Net amount of unpaid losses and claims 26613 43 45 Reserves or unearned premiums on risks outstanding 173166 82 47 Salaries and miscellaneous accounts due or accrued 1000 00 48 Taxes due or accrued 7000 00ComptrollerGenerals Report 71 49 Other items 10 perpetual deposits other companies 184 37 Amount reclaimable by the insured on perpetual fire insurance policies 173883 71 174068 08 50 Total amount of liabilities except capital 381848 33 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 203536 48 53 Surplus protection to policyholders 603536 48 54 Total liabilities 985384 81 Business in Force Risks Premiums 69 In force December 31 1915 76159336 736350 79 70 Written or renewed in 1916 75714941 725108 44 71 Excess of original premiums over amount received for reinsurance 5845 62 72 Totals 151874277 1467304 85 73 Deduct expirations and cancellations 50971392 528706 12 74 In force December 31 1916 100902885 938598 73 75 Deduct amount reinsured 66088904 627103 75 76 Net amount in force 34813981 311494 98 77 Perpetual risks not included in above 7803227 191043 96 Business in Georgia 78 Gross risks written 2076165 00 Less 244125 risks cancelled and 20201 reinsurance in companies authorized in Georgia 264326 00 Net risks written 1811839 00 79 Gross premiums on risks written 27449 21 Less 479316 return premiums and 31084 premiums for reinsurance in companies authorized in Georgia 5104 00 Net premiums received 22345 2172 ComptrollerGeneral s Report SO Losses paid deducting salvage Less losses on risks reinsured in companies authoriz ed in Georgia Net losses paid I 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 9138 29 2 50 9135 79 7434 13 1288 00 6146 13 EQUITABLE FIRE AND MARINE INSURANCE CO PROVIDENCE R I 1 Custom House Street Providence Rhode Island Fred W Arnold President Samuel G Howe Secretary Floyd Johnson Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets Dec 31 1915 1277125 40 4 Extended at 1277125 40 Income 5 Gross premiums on new business 2096277 72 7 Deduct amounts paid for reinsurance and return premiums 1626214 37 8 Total premiums 470063 35 9 Interest and rents 60105 42 10 Profit on sale or increase by adjustment of assets 607 25 11 Other sources Conscience money 150 00 Sale of maps 216 75 Agents balances previously charged off 4 55 371 30 13 Total income 531147 32 Disbursements 14 Net amount paid policyholders for losses 223875 97ComptrollerGenerals Report 73 15 Legal and administrative expenses in adjustment of claims 2924 46 16 Commissions and allowances to agents 156706 69 17 Salaries of officers and employes 12931 65 18 Rents and interest 2565 00 19 Advertising printing postage telegrams etc 345 39 20 Paid shareholders for dividends 50000 00 21 Loss on sale and decrease by adjustment of assets 27065 62 22 Other items Taxes 5467 95 Repairs to real estate 2169 14 Sundries 91 02 Agents balances charged off 87 20 7815 31 23 Total disbursements 484230 09 Ledger Assets 25 Book value of real estate 81680 00 26 Mortgage loans 106900 00 27 Bonds at book value 753083 33 28 Stocks at book value 270850 00 30 Deposits at interest 86739 15 32 Agents balances net 24190 15 33 Other items Agents balances representing business written prior to October 1 1916 600 00 34 Total ledger assets 1324042 63 NonLedger Assets 35 Interest due and accrued 13415 43 36 Market value of assets over book value 75650 83 37 Other items Rent accrued 500 00 Recoverable for reinsurance on paid losses 496 80 996 80 38 Total assets I 1414105 69 Deduct Assets Not Admitted 39 Agents balances 600 0074 COMPTROLLERGrENERAL s EePORT 41 Other items Market value of special deposits in ex cess of corresponding liabilities 56854 27 42 Total not admitted assets 57454 27 43 Total admitted assets 1356651 42 Liabilities 44 Net amount of unpaid losses and claims 59597 81 45 Reserves or unearned premiums on risks outstanding 321103 51 46 Dividends to policyholders declared but unpaid 250 00 47 Salaries and miscellaneous accounts due or accrued 3500 00 49 Other items Interest on mortgages collected in advance 1169 23 50 Total amount of liabilities except capital 385620 55 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 41030 87 971030 87 1356651 42 53 Surplus protection to policyholders 54 Total liabilities Business in ForceFire Risks Premiums 69 In force December 31 1915 207706885 2024997 05 70 Written or renewed during the year 206380047 1996045 75 72 Total 73 Deduct those expired and marked off as terminated 159108110 414086932 4021042 80 1524189 52 74 In force at the end of the year 254978822 2 496 853 28 75 Deduct amount reinsured 196469402 l897io07 77 76 Net amount in force 58509420 599845 51 Business in ForceMarine and Inland Risks Premiums 0 Written or renewed during the year 8505033 100231 97 72 Total 8505033 100231 97ComptrollerGenerals Report 75 73 Deduct those expired and marked off as terminated 6055815 56269 47 74 In force at the end of the year 2449220 43962 50 75 Deduct amount reinsured 1505905 29113 59 76 Net amount in force 934315 14848 91 Business in Georgia Fire Marine Inland 78 Gross risks written 3283278 00 8921 00 Less 993822 risks cancelled and 1686915 reinsurance in compa nies authorized in Georgia 2680737 00 Net risks written 60254100 892100 79 Gross premiums on risks written 3979442 97 94 Less 984713 return premiums and 2185568 premiums for reinsurance in companies authorized in Georgia 31702 81 Net premiums received 8091 61 97 94 80 Losses paid deducting salvage 89178 68 Less losses on risks reinsured in com panies authorized in Georgia 71946 60 Net losses paid 17232 08 SI Losses incurred 86022 72 Less losses on risks reinsured in com panies authorized in Georgia 71117 34 Net losses incurred 14905 38 Investments in Georgia 107 Bonds 400 0076 ComptrollerGenerals Report EQUITABLE FIRE INSURANCE CO OF CHARLESTON S C Equitable Building Corner Broad and Church Streets Charleston S C David Huguenin President Wm G Mazyck Secretary Capital Stock 1 Amount of paidup capital 2 Ledger assets Dec 31 1915 200000 00 395404 59 4 Extended at 395404 59 Income 5 Gross premiums on new business 7 Deduct amounts paid for reinsurance and return premiums 379398 70 189974 99 8 Total premiums 9 Interest and rents 11 Other sources Increase in cash surrender value of policy Equitable Life Assurance Society 13 Total income 189423 71 17930 63 875009 00 115 00 207469 34 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employea 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Furniture fixtures and maps Taxes and licenses Exchange light water fuel etc 768 75 6802 98 2482 99 23 Total disbursements 70318 71 1958 49 19289 50 18681 20 720 00 3341 31 14000 00 387 50 10054 72 138751 43 Ledger Assets 25 Book value of real estate 26 Mortgage loans 15582 95 27 Bonds at book value 52715 00 213363 4729 30 31 32 34 35 36 38 39 41 42 43 44 45 47 48 50 51 52 53 54 69 ComptrollerGenerals Report 77 Stocks at book value 11000 00 Cash in office 4429 45 Deposits at interest 68403 23 Deposits not at interest 4465 86 Agents balances net 44482 54 Other items Cash surrender value policy 875009 Equitable Life As surance Society 2090 00 Collateral Loans 47590 00 Total ledger assets 464122 50 NonLedger Assets Interest due and accrued 2018 78 Market value of assets over book value 4417 05 Total assets 470558 33 Deduct Assets Not Admitted Agents balances 42 86 Other items Stocks and bonds 703 47 Total not admitted assets 746 33 Total admitted assets 469812 00 Liabilities Net amount of unpaid losses and claims 5851 78 Reserves or unearned premiums on risks outstanding 147104 46 Salaries and miscellaneous accounts due or accrued 263 19 Taxes due or accrued 9197 36 Total amount of liabilities except capital 162416 79 Capital actually paid in cash 200000 00 Surplus over all liabilities 107395 21 Surplus protection to policyholders 307395 21 Total liabilities 469812 00 Business in Force Risks Premiums In force December 31 1915 14472733 82 261893 9378 ComptrollerGenerals Report 70 Written or renewed during the year 26166657 04 379398 70 72 Total 73 Deduct those expired and marked off as terminated 12459488 05 40639390 86 641292 63 209951 00 74 In force at the end of the year 28179902 81 431341 63 75 Deduct amount reinsured 10343760 47 147758 47 76 Net amount in force 17836142 34 283583 16 Business in Georgia 78 Gross risks written 987 456 94 Less 25682362 risks cancelled and 21068509 rein surance in companies authorized in Georgia 467508 71 Net risks written 79 Gross premiums on risks written Less 308776 return premiums and 389952 premiums for reinsurance in companies authorized in Georgia 519948 23 15541 20 6987 28 Net premiums received 80 Losses paid deducting salvage g Less losses on risks reinsured in companies authorized in Georgia 8553 92 28526 46 1681 77 Net losses paid 26844 69 81 Losses incurred t Less losses on risks reinsured in companies authorized in Georgia 23686 14 919 77 Net losses incurred 22766 37 Investments in Georgia 107 Bonds 27000 00ComptrollerGenerals Report 79 FIDELITYPHENIX FIRE INSURANCE CO OF NEW YORK N Y 80 Mainden Lane New York N Y Henry Evans President Jas A Swinnerton Secretary A L Waldo Attorney for Service Capital Stock 1 Amount of paidup capital 2500000 00 2 Ledger assets Dec 31 1915 17870072 87 4 Extended at 17870072 87 Income 5 Gross premiums on new business 10244115 54 7 Deduct amounts paid for reinsurance and return premiums 2975946 41 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Syndicate profits as follows The Willys Overland Co 15000000 convertible 7 preferred stock syndicate Wabash Railroad Reorganization syndicate City of Paris 5 year 6 gold bond syndicate From agents balances previously charged off Borrowed money gross 7268169 13 823761 23 547207 00 13 Total income 2974 08 613 66 1053 23 1 98 319813 18 8963593 49 Disbursements 14 Net amount paid policyholders for losses 3445338 34 15 Legal and administrative expenses in adjustment of claims 107360 34 16 Commissions and allowances to agents 1550535 04 17 Salaries of officers and employes 698930 59 18 Rents and interest 65422 94 19 Advertising printing postage telegrams etc 139396 31 20 Paid stockholders for dividends 500000 00 21 Loss on sale and decrease by adjustment of assets 269234 00 22 Other items Legal expenses 737 17 Furniture and fixtures 11455 0480 ComptrollerGenerals Report Maps including corrections 19937 30 Underwriters boards and tariff associations 96956 66 Fire department fire patrol and salvage corps assess ments fees taxes and expenses 23 698 70 Inspections and surveys 28620 51 Repairs and expenses other than taxes on real estate 3853 95 Taxes on real estate 3505 g7 State taxes on premiums 135 72o 29 Insurance department licenses and fees 34974 31 Federal corporation tax 10 575 01 Municipal taxes b ederai emergency revenue tax 28 701 31 Canadian War tax 14 479 77 Mercantile agencies 5905 7g Miscellaneous j2 2g fxchange 9286io Subscription to papers 1 516 00 Investment expenses other than real estate 622 28 Federal income tax withheld at source 126 01 Bills receivable past due charged off 6 792 30 Decrease in liabilities on account of reinsurance trea ties r 157 37 Borrowed money repaid gross 319813 18 Agents balances charged off XS55 m 23 Total disbursements 7549435 94 Ledger Assets 25 Book value of real estate 535 00 26 Mortgage loans Q0 27 Bonds at book value 4gl3 fS at b00k value 10442770 00 29 Cash in office 30 Deposits at interest 1 911 126 15 32 Agents balances net i004782 29 66 Other items Bills receivable taken for fire risks 505 568 60 Amount recoverable for reinsurance on paid losses 52428 18 34 Total ledger assets 19284230 42 NonLedger Assets 35 Interest due and accrued cc t bb550 42 Rents due and accrued 381 90 36 Market value of assets over book value 79076 75 38TtaI aSSetS I 19430239 49ComptrollerGenerals Report Deduct Assets Not Admitted 81 i9 Agents balances 40 Bills receivable 41 Other items Market value of special deposits in ex cess of corresponding liabilities 10104 09 95669 89 105107 89 42 Total not admitted assets 43 Total admitted assets 210881 87 19219357 62 Liabilities 44 Net amount of unpaid losses and claims5 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or ac crued Reserve for contested liabilities Nov losses Reserve for contingencies 50 Total amount of liabilities except capital 51 Capital actually paid in cash 2500000 00 52 Surplus over all liabilities 7015624 99 568499 57 8342584 93 275000 00 184000 00 33648 13 250000 00 50000 00 9703732 63 53 Surplus protection to polleyholders 54 Total liabilities Business in ForceFire 9515624 99 19219357 62 Risks 69 In force December 31 1915 1633250414 70 Written or renewed during the year 1013673649 72 Total 5 2646924063 73 Deduct those expired and marked off as terminated 885134567 74 In force at the end of the year 1761789496 75 Deduct amount reinsured 209866735 76 Net amount in force 1551922761 Premiums 16850501 9835009 35 49 26685510 84 8785641 30 17899869 2124825 54 68 15775043 86 ComptrollerGenerals Report Business in ForceMarine and Inland 69 In force December 31 1915 fi Prelums i rar it jjj 8675346 210 041 S 70 Written or renewed during the year 18643880 409 106 05 5 Deduct those expired and marked on 2Mm 6255 aSt6rminated 12652253 297113 91 It nJT at the end of the y ue7 347 75 Deduct amount reinsured 392M61 gjjg JJ 76 Net amount in force ln7ACnio 10746512 240015 52 Business in Georgia 78 Gross risks written 15 J nn Mrine Inland Less 431181900 risks cancelledand 6 30696100 reinsurance in compa nies in Georgia 4618780 00 Net risks written 7 9ft 7RS 1130768 00 600 00 79 Gross premiums on risks written 189 42116 Less 3379606 return premiums and 448152 premiums for reinsurance in companies authorized in Georgia 38277 58 Net premiums received 151143 58 0 0 Losses paid deducting salvage 173112 46 Less losses on risks reinsured in com panies authorized in Georgia 24062 44 Net losses paid ITm 81 Losses incurred 170465 25 Less losses on risks reinsured in com panies authorized in Georgia 24109 94 Net losses incurred iacorc nl v 14doo5 31ComptrollerGenerals Report FIRE ASSOCIATION OF PHILADELPHIA PA 83 N W Corner 4th and Walnut Streets Philadelphia Pa E C Irving President M G Ganigues Secretary W E Chapin Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets Dec 31 1915 9581667 80 9581667 80 4 Extended at v Income 5 Gross premiums on new business 7412919 48 7 Deduct amounts paid for reinsurance and return premiums 2349670 74 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets Perpetual deposits 2207392 earned deposits 4824 77 agents balances charged off 143673 total 13 Total income 5063248 74 420964 87 11345 89 28335 42 5523593 92 Disbursements 18 19 20 21 22 51978 90 1055714 05 506278 40 29194 28 68038 86 300000 00 70339 32 14 Net amount paid policyholders for losses 2519279 73 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items egal expenses 394356 furniture and fixtures 2 84234 maps 1023163 underwriters board 55 78249 fire department fees 1575704 inspection 2978942 repairs 580250 taxes on real estate 922798 State taxes 9448230 ins dept fees 2567464 all other licenses and fees 5089626 commissions on purchase of securities 106875 posit premiums returned 5295541 agents ances charged off 168773 total 360142 05 de bal 23 Total disbursements 4960965 5984 ComptrollerGenerals Keport Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 81 Deposits not at interest 32 Agents balances net 34 Total ledger assets 665942 10 2298958 66 5293861 17 306431 61 27290 65 538238 40 139334 21 816889 33 I 10144596 13 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Reinsurance due on paid losses 38 Total assets Deduct Assets Not Admitted 129674 76 2057 90 12647 43 10288976 22 39 Agents balances 41 Other items Companys stock owned Excess special deposit Book value assets over market value 6203 89 8375 00 48099 01 179450 28 42 Total not admitted assets 43 Total admitted assets 242128 18 10046848 04 Liabilities 44 Net amount of unpaid losses and claims 4o Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commission etc due and accrued 547197 96 6146873 11 11345 68 55000 00 18226 86 50 Total amount of liabilities except capital T 6 77s fi4q R1 aCtual id in cash 750m 678643 61 52 Surplus over all liabilities 2518204 43 53 Surplus protection to policyholders 54 Total liabilities 3268204 43 5 10046848 04ComptrollerGenerals Report Business in ForceFire 85 Risks Premiums 69 In force December 31 1915 899697214 8875208 16 70 Written or renewed during the year 755027016 7408516 85 71 Excess of original premiums over amount received for reinsurance 128322 45 72 Total 1654724230 16412047 46 73 Deduct those expired and marked off as terminated 629239496 6440100 40 74 In force at the end of the year 1025484734 9971947 06 75 Deduct amount reinsured 98220219 1023394 99 76 Net amount in force 927264515 8948552 07 77 Perpetual risks not included above 70855654 00 Business in ForceMarine and Inland Risks Premiums 70 Written or renewed during the year 1465278 00 4402 63 72 Total 1465278 00 73 Deduct those expired and marked off as terminated 1465278 00 77 Deposit premiums on same 4402 63 4402 63 1604456 98 Business in Georgia 78 Gross risks written 13986715 00 Less 3453912 risks cancelled and 2359346 reinsur ance in companies authorized in Georgia 5813258 OO Net risks written 8173457 00 79 Gross premiums on risks written 185422 18 Less 3846145 return premiums and 3515170 pre miums for reinsurance in companies authorized in Georgia 73613 15 Net premiums received 111809 03 80 Losses paid deducting salvage 134379 79 Less losses on risks reinsured in companies authorized in Georgia 35591 22 Net losses paid 98788 5786 ComptrollerGenerals Eeport 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred Investments in Georgia 107 Bonds 146752 02 42989 91 103762 11 10000 00 FIREMANS FUND INSURANCE COMPANY OF SAN FRANCISCO CAL 401 California Street San Francisco Cal Bernard Faymonville President Louis Weinmann Secretary Capital Stock 1 Amount of paidup capital 1500000 00 2 Ledger assets Dec 31 1915 11725320 29 4 Extended at 11725320 29 Income 5 Gross premiums on new business 19021968 48 7 Deduct amounts paid for reinsurance and return premiums 8992627 73 8 Total premiums 10029340 75 9 Interest and rents 458 58g s 11 Other sources Agents balances previously charged off Gross profit on sale or maturity of ledger assets bonds 1273 61 2724 00 13 Total income 10491925 18 Disbursements 14 Net amount paid policyholders for losses 4746176 9 15 Legal and administrative expenses in adjustment of claims 93318 41 16 Commissions and allowances to agents 1837155 83 17 Salaries of officers and employes 710 118 27 18 Rents and interest 54911 40 19 Advertising printing postage telegrams etc 143781 12 21 Loss on sale and decrease by adjustment of assets 228J09 06ComptrollerGenerals Eeport 87 22 Other items Dividends 240000 00 Legal expenses 9610 95 Furniture and Fixtures 7038 20 Maps 9130 62 Local boards 80101 09 Fire department 12948 37 Inspection and surveys 11548 87 Repairs and expenses 11102 51 Taxes on real estate 10382 88 Taxes on premiums 166329 11 Fees to states 36375 68 Federal tax 31461 64 Federal corporation tax 10300 31 Franchise tax 200 00 Municipal licenses 3446 46 Personal property tax 56 87 Donations 1 3832 42 Agents balances charged off 5 2734 2E Sale of bondsi 69264 5 23 Total disbursements 5 8530036 06 Ledger Assets 25 Book value of real estate 449000 00 26 Mortgage loans 1403450 00 27 Bonds at book value 6366037 69 28 Stocks at book value 717536 00 29 Cash in office 17692 06 30 Deposits at interest 2550740 33 31 Deposits not at interest 34319 43 32 Agents balances net 1713271 96 33 Other items Bills receivable Marine and Inland 9602 75 Bills receivable Fire 175787 19 34 Total ledger assets 13687209 41 NonLedger Assets 35 Interest due and accrued I 121555 05 38 Total assets 13808764 46 Deduct Assets Not Admitted 39 Agents balances 98873 21 40 Bills receivable 31964 8988 ComptrollerGenerals Report 41 Other items Collateral loans 221400 37 10572 00 42 Total not admitted asstes 43 Total admitted assets 362810 47 13445953 99 Liabilities 1476022 78 44 Net amount ot unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued wv uu 49 Other items 3500 0 Earned quarterly dividend to December 31 1916 de clared January 1917 Extra dividend declared January 1917 1S0000 0 J 50 Total amount of liabilities except capital 8 fiq 7fil Q 1 Capital actually paid in cash 15oow 52 Surplus over all liabilities 3676192 50 53 Surplus protection to policyholders 54 Total liabilities 5176192 50 13445953 99 Business in ForceFire 69 in force December 31 1915 S7m T ZT 0f rddurinsthe 2i ix excess ot original premiums over amount received for reinsurance 43 g76 gg 29 1 n1 a 1492862168 16974 010 3 Deduct those expired and marked off MUU as terminated o 529413048 6179326 97 74 In force at the end of the year 963449120 VT2 75 Deduct amount reinsured 154263161 Jff J2 76 Net amount in force 809185959 9150645 75 Business in ForceMarine and Inland 69 In force December 31 1915 Risks Premiums 160695950 3479096 65ComptrollerGenerals rEPOrt 89 70 Written or renewed during the year 1581011855 12460269 58 72 Total 1741707805 15939366 23 73 Deduct those expired and marked off as terminated 1533897922 11696868 57 74 in force at the end of the year 207809883 4242 497 66 75 Deduct amount reinsured 58317062 1557583 92 76 Net amount in force 149492821 2684913 74 Business in Georgia Fire Marine Inland it 19 892 948 00 536432 00 78 Gross risks written i9dzio w Less 495126900 risks cancelled and 2 970 22800 reinsurance in compa nies in Georgia 7733976 00 187521 00 Net risks written 11658972 00 84J91J 00 79 Gross premiums on risks written 258032 12 17572 88 Less 6002966 return premiums and 37 21774 premiums for reinsurance in companies authorized in Georgia 92418 44 4828 96 Net premiums received 165613 68 12743 92 80 Losses paid deducting salvage 75049 98 7443 60 Less losses on risks reinsured in companies authorized in Georgia 12224 23 Net losses paid 62825 75 7274 65 81 Losses incurred 5 96707 87 7043 60 Less losses on risks reinsured in companies authorized in Georgia 24109 44 258 20 Net losses incurred 72598 43 6785 4090 ComptrollerGenerals Eeport FIREMENS INSURANCE COMPANY OF NEWARK N J 780786 Broad St Newark New Jersey D H Dunham President a w tr A H Hassinger Secretary A L Brooks Attorney for Service Capital Stock 1 Amount of paidup capital i250000 00 2 Ledger assets December 31 1915 6190 570 95 3 Increase of paidup capital during year 250000 00 4 Extended at 6440570 5 Income 5 Gross premiums on new business 7 138 181 55 7 Deduct amounts paid for reinsurance and return premiums 3027368 41 397452 48 898538 48 8 Total premiums 9 Interest and rents WJS3 U 10 Profit on sale or increase by adjustment of assets 11 Other sources Income tax withheld at source Subscription by stockholders to surplus 504285 00 580000 00 292 35 fund Borrowed money 1084577 35 13 Total income I 6491381 45 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of asseis Other items Legal expenses Furniture and fixtures Maps including corrections 1851778 89 50664 75 1146105 71 227040 74 26965 37 44530 44 270000 00 2682075 37 2710 95 6911 87 6574 74ComptrollerGenerals Report 91 Q 53173 90 Underwriters boards etc 22 424 78 Fire department salvage corps taxes etc h 74 Inspections and surveys Repairs and expenses on real estate Taxes on real estate 67282 75 State taxes on premiums 10022 24 Insurance department licenses and fees V 560 W Federal corporation tax 1 925 13 Local city taxes 14 270 87 Revenue tax 157701 98 Investment expenses 1 045 00 Auditors fees 3239 22 Miscellaneous expenses 2g2 gg Income tax withheld at source 580 000 00 Borrowed money repaid 276 23 Agents balances charged off S 7316962 76 23 Total disbursements Ledger Assets 1074129 63 25 Book value of real estate 2 414 250 00 26 Mortgage loans 6g 27 Bonds at book value Q 28 Stocks at book value 1 711 93 29 Cash in office 45553 ig 30 Deposits at interest 540 248 29 32 Agents balances net 5614989 64 34 Total ledger assets NonLedger Assets 35 interest due and accrued 4561778 rents due 206297 total nqqfiSR 56 36 Market value of assets over book value J099b 37 Other items Reinsurance due on losses already paid 17b9U o U S revenue refurid claim 1546 15 19236 g5 7781595 80 38 Total assets Deduct Assets Not Admitted t 21 492 74 39 Agents balances 92 ComptrollerGenerals Eeport 41 Other items Market value of special deposits in excess of corresponding liaMitie 49345 52 42 Total not admitted assets 00 M 10o6a 26 43 Total admitted assets f 7710757 54 Liabilities 44 Net amount of unpaid losses and claims j 418 45 Reserves or unearned premiums on risks outstanding 3 534 585 27 47 salaries and miscellaneous accounts due or accrued 5 25 48 Taxes due or accrued 5 49 Other items 31500 00 Principal unpaid on scrip or certificate of profits authorized or ordered to be rede7ed 2322 84 Income tax withheld at source 292 35 2625 19 50 Total amount of liabilities except capital 7TZ72 51 Capital actually paid in cash 1250000 00 52 Surplus over all liabilities 2453008 62 53 Surplus protection to policyholders 3777777 3703008 62 54 Total liabilities 7710757 54 Business in Force 69 in force December 31 1915 J3U Jg 70 Written or renewed during the year 734700 617 7138181 S 71 Excess of original premiums over 7138181 55 amount received for reinsurance 902 30 72 Total 7773 73 Deduct those expired and marked off 14256771 25 aSterminat6d 510384888 6170633 53 74 In force at the end of the yearTTTi 777777 5 D6dUCt amUnt reinsured 146875103 JSJS 06 76 Net amount in force TTTo 7TiT6ComptrollerGenerals Report 93 Business in Georgia 78 Gross risks written 2319238 00 Less 65684700 risks cancelled and 50489300 rein surance in companies authorized in Georgia 1161740 00 Net risks written 79 Gross premiums on risks written Less 544185 return premiums and 561452 pre miums for reinsurance in companies authorized in Georgia 1157498 00 30233 71 11056 37 Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 19177 34 68848 82 6909 79 Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia 61939 03 68642 26 6883 22 Net losses incurred Investments in Georgia 107 Bonds 61759 04 10000 00 FITCHBURG MUTUAL FIRE INSURANCE CO FITCHBURG MASS 781 Main Street Fitchburg Mass Lincoln R Welch President Frederick W Porter Secretary F Wade Vaughan Attorney for Service Capital Stock 3 Ledger assets December 31 1915 247734 86 4Extended at 247734 86 Income 5 Gross premiums on new business 257612 95 7 Deduct amounts paid for reinsurance and return premiums 87135 41 8 Total premiums 170477 5494 ComptrollerGenerals Report 9 Interest and rents jq 749 g4 10 Profit on sale or increase by adjustment of assets 5132 21 11 Other sources Agents balances previously charged off 44 61 Sale of United Fruit Co rights 276 50 U S Government tax refund 609 96 Fitchburg Nat Bank previously charged oft 50 00 Reinsurance commission 26428 66 27365 12 13 Total income 213 769 42 Disbursements 14 Net amount paid policyholders for losses 93267 96 15 Legal and administrative expenses in adjustment of claims 973 86 16 Commissions and allowances to agents 26 720 72 17 Salaries of officers and employes 16239 90 18 Rents and interest s j 62g 79 19 Advertising printing postage telegrams etc 5563 45 20 Paid policyholders for dividends 47836 81 21 Loss on sale and decrease by adjustment of assets 2 678 13 22 Other items Borrowed money 30000 00 Furniture and maps 994 gs Underwriters boards 993 61 Real estate expenses 3 650 58 Insurance 382 2Q Inspections and State and Federal taxes 16140 49 Legal expenses 1304 52 Agents expenses jg4 27 Investment expenses 101 8g Sundries 404 73 Lighting office 12 77 Spring water and ice 64 34 23 Total disbursements 249 2o2 g7 Ledger Assets 25 Book value of real estate 57000 00 27 Bonds at book value g2 137 15 28 Stocks at book value 3g 184 87 29 Cash in office 7gg 2gComptrollerGenerals Report 30 Deposits at interest 32 Agents balances net 95 29518 56 24641 45 34 Total ledger assets 5 212271 31 NonLedger Assets 35 Interest due and accrued 37 Other items Rents due 953 06 355 00 38 Total assets 213579 37 Deduct Assets Not Admitted 41 Other items Book value stocks and bonds over market value 8552 02 42 Total not admitted assets 8552 02 43 Total admitted assets 205027 35 Liabilities 44 Net amount of unpaid losses and claims 6992 19 45 Reserves or unearned premiums on risks outstanding 137644 03 46 Dividends to policyholders declared but unpaid 2353 34 47 Salaries and miscellaneous accounts due or accrued 628 92 48 Taxes due or accrued 1507 78 50 Total amount of liabilities except capital 149126 26 52 Surplus over all liabilities 55901 09 53 Surplus protection to policyholders 54 Total liabilities Business in Force 55901 09 205027 35 Risks 69 In force December 31 1915 27652044 70 Written or renewed during the year 10549010 Premiums 354915 85 257612 95 72 Total 47210054 612528 80 73 Deduct those expired and marked on as terminated 17143385 228084 35 74 In force at the end of the year 30057669 384444 45 96 ComptrollerGenerals Report 75 Deduct amount reinsured 10271004 106216 44 76 Net amount in force 19786665 278228 01 Business in Georgia 78 Gross risks written 634401 00 Less 129336 risks cancelled and 40500 reinsur ance in companies authorized in Georgia 169866 00 Net risks written 464535 0 79 Gross premiums on risks written g 282 41 Less 106224 return premiums and 35454 premiums for reinsurance in companies authorized in Georgia 1416 78 Net premiums received 6 865 tiiJ 7659 27 80 Losses paid deducting salvage 81 Losses incurred Investments in Georgia 7659 27 107 Bonds 10000 00 THE FRANKLIN FIRE INSURANCE CO OF PHILADELPHIA PA 421 Walnut Street Philadelphia Pa Elbridge G Snow President Charles L Tyner Secretary Charles W Phillips Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets Dec 31 1915 2058498 94 4 Extended at 2058498 94 Income 5 Gross premiums on new business 3296 939 23 7 Deduct amounts paid for reinsurance and return premiums 2456132 67 8 Total premiums i MZViComptrollerGenerals Report 97 10 Profit on sale or increase by adjustment of assets 32479 05 11 Other sources Increase in liabilities during year on ac count of reinsurance treaties 11562 60 Agents balances previously charged off 752 47 Miscellaneous 515 50 12830 57 3 Total income 973589 61 Disbursements 14 Net amount paid policyholders for losses 301597 72 15 Legal and administrative expenses in adjustment of claims 1339 74 16 Commissions and allowances to agents 236559 04 17 Salaries of officers and employes 24564 53 18 Rents and interest 4853 45 19 Advertising printing postage telegrams etc 3525 56 20 Paid policyholders for dividends 50000 00 21 Loss on sale and decrease by adjustment of assets 2054 00 22 Other items Taxes fees etc 10334 63 Deposit premiums returned 26289 87 Agents balances charged off 545 66 37170 16 23 Total disbursements 661664 20 Ledger Assets 25 Book value of real estate 150495 11 26 Mortgage loans 8250 00 27 Bonds at book value 1839056 70 28 Stocks at book value 49734 00 29 Cash in office 57 50 30 Deposits at interest 83317 29 32 Agents balances net 239513 75 34 Total ledger assets 2370424 35 NonLedger Assets 35 Interest due and accrued 25468 07 36 Market value of assets over book value 4851 80 38 Total assets 2400744 2298 39 41 42 43 44 45 47 48 49 50 51 52 52 54 69 70 72 73 74 75 76 70 72 ComptrollerGenerals Report Deduct Assets Not Admitted Agents balances 3399 45 Other items Book value of ledger over market value real estate 6218 06 Total not admitted assets 9618 51 Total admitted assets 2391125 71 Liabilities Net amount of unpaid losses and claims 140889 00 Reserves or unearned premiums on risks outstanding 970362 63 Salaries and miscellaneous accounts due or accrued 2000 00 Taxes due or accrued 5000 00 Other items Funds held under reinsurance treaties 290821 20 Total amount of liabilities except capital 1409072 83 Capital actually paid in cash 500000 00 Surplus over all liabilities 482052 88 Surplus protection to policyholders 982052 88 Total liabilities 2391125 71 Business in ForceFire Risks Premiums In force December 31 1915 264181917 267287100 Written or renewed during the year 292484083 3122710 57 Total 556666000 5795581 57 Deduct those expired and marked off as terminated 198884293 2331472 57 In force at the end of the year 357781707 3464109 00 Deduct amount reinsured 284861515 2910076 00 Net amount in forcef 72920192 554033 00 Business in ForceMarine and Inland Risks Premiums Written or renewed during the year 7415685 163308 95 Total 7415685 163308 95ComptrollerGenerals Report 99 73 Deduct those expired and marked on as terminated 1740732 28642 95 74 In force at the end of the year 5674953 134666 00 75 Deduct amount reinsured 760739 14663 00 76 Net amount in force 4914214 120003 00 77 Perpetual risks not included above28579782 00 Deposit premiums on same 627895 30 Business in Georgia 78 Gross risks written 2729851 00 Less risks cancelled 405300 00 Net risks written 2324551 00 79 Gross premiums on risks written 28325 89 Less return premiums 4393 54 Net premiums received 23932 35 80 Losses paid deducting salvage 12071 68 81 Losses incurred 13551 97 GEORGIA HOME INSURANCE COMPANY OF COLUMBUS GA 1046 Broad Street Columbus Ga Rhodes Browne President Wm C Coart Secretary Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1915 742889 42 4 Extended at 742889 42 Income 5 Gross premiums on new business 532149 72 7 Deduct amounts paid for reinsurance and return premiums 330025 24 8 Total premiums 202124 48 9 Interest and rents 32759 65100 ComptrollerGenerals Report 10 Profit on sale or increase by adjustment of assets 240 SO 11 Other sources Agents balances previously charged off 270 32 Borrowed money 142963 28 13 Total income 378358 83 Disbursements 14 Net amount paid policyholders for losses 231268 06 15 Legal and administrative expenses in adjustment of claims 4294 06 16 Commissions and allowances to agents 31897 38 17 Salaries of officers and employes 37955 73 18 Rents and interest 1000 00 19 Advertising printing postage telegrams etc 38133 62 21 Loss on sale and decrease by adjustment of assets 11696 50 22 Other items Borrowed money and interest on same 112760 25 Agents balances charged off 4391 94 Reinsurance balances 1915 statement paid 20882 57 23 Total disbursements 494280 11 Ledger Assets 25 Book value of real estate 60000 00 26 Mortgage loans 28709 85 27 Bonds at book value 247269 10 28 Stocks at book value 202240 00 29 Cash in office 8252 82 31 Deposits not at interest 16169 06 32 Agents balances net 50019 92 33 Other items Personal loans 1485 86 Personal accounts 1944 00 Advances to agents 261 38 Collateral loans 10616 15 34 Total ledger assets 626968 14 NonLedger Assets 35 Interest due and accrued 759 62 36 Market value of assets over book value 3640 90 38 Total assets 631368 66ComptrollerGenerals Report 101 Deduct Assets Not Admitted 39 Agents balances 521 15 41 Other items Personal loans 1485 86 Personal accounts 1944 00 Book value ledger assets over market value 28596 00 42 Total not admitted assets 32547 01 43 Total admitted assets 598821 65 Liabilities 44 Net amount of unpaid losses and claims 32773 88 45 Reserves or unearned premiums on risks outstanding 163668 83 48 Taxes due or accrued 5000 30 49 Other items Borrowed money 105322 10 50 Total amount of liabilities except capital 306764 81 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 92056 84 53 Surplus protection to policyholders 296056 84 54 Total liabilities 598821 65 Business in Force Risks Premiums 69 In force December 31 1915 39968421 682197 84 70 Written or renewed during the year 41124295 532149 72 72 Total 81092716 1214347 56 73 Deduct those expired and marked off as terminated 35336563 529472 41 74 In force at the end of the year 45756153 684875 15 75 Deduct amount reinsured 22998831 356283 02 75 Net amount in force 22757322 328592 13 Business in Georgia 78 Gross risks written 4681491 00 Less 135443400 risks cancelled and 138034900 reinsurance in companies authorized in Georgia 2734783 00 Net risks written 1946708 00102 CompteollerGenebals Keport 79 Gross premiums on risks written 62865 51 Less 1384877 return premiums and 1855441 pre miums for reinsurance in companies authorized in Georgia 32403 18 Net premiums received 30462 33 80 Losses paid deducting salvage 102975 30 Less losses on risks reinsured in companies authorized in Georgia 45877 75 Net losses paid 57097 55 81 Losses incurred 94745 70 Less losses on risks reinsured in companies authorized in Georgia 42256 64 Net losses incurred 52489 06 Investments in Georgia 106 Real estate 60000 00 107 Bonds S 162420 00 108 Mortgage loans 28209 85 109 Collateral loans 10616 15 111 Other items Stocks of Georgia corporations 173044 00 Cash and deposits Georgia banks 16456 75 Due from Georgia agents 13258 25 Total investments in Georgia 464005 00 GERMAN ALLIANCE INSURANCE COMPANY OF NEW YORK N Y 1 Liberty Street New York N Y William N Kremer President Edwin M Cragin Secretary G N Hurt Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets Dec 31 1915 2109827 23 4 Extended at I 2109827 23ComptrollerGenerals Report Income 103 5 Gross premiums on new business 3595014 22 7 Deduct amounts paid for reinsurance and return premiums 2961900 29 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 633113 93 91334 00 19387 49 13 Total income 743835 42 17 21 22 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents Salaries of officers and employes Loss on sale and decrease by adjustment of assets Other items Fire department fire patrol and salvage corps assessments fees taxes and ex penses State taxes on premiums Insurance department licenses and fees Federal corporation tax Municipal County Emergency revenue tax Paid stockholders for interest on divi dends 3134 12761 97 72 3 2142 70 1390 37 1215 50 230 81 7077 42 60000 00 364269 17 5319 71 177483 84 3735 00 410 00 87953 49 23 Total disbursements 639171 21 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 1042991 31 985870 89 300 00 61665 89 123663 05 34 Total ledger assets 2214491 44104 ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 12234 00 38 Total assets 2226725 44 Deduct Assets Not Admitted 41 Other items Bonds 5210161 stocks 7625689 128358 50 42 Total not admitted assets 128358 50 43 Total admitted assets 2098366 94 Liabilities 44 Net amount of unpaid losses and claims 116116 70 45 Reserves or unearned premiums on risks outstanding 502651 02 48 Taxes due or accrued 10000 00 50 Total amount of liabilities except capital 628767 72 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 1069599 22 53 Surplus protection to policyholders 1469599 22 54 Total liabilities 2098366 94 Business in ForceFire Risks Premiums 69 In force December 31 1915 496885856 4677070 55 70 Written or renewed during the year 395661048 3556317 12 72 Total 892546904 8233387 67 73 Deduct those expired and marked off as terminated 364189329 3462594 54 74 In force at the end of the year 528357575 4770793 13 75 Deduct amount reinsured 424089717 3820104 71 76 Net amount in force 104267858 950688 42 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 146972 2991 02 70 Written or renewed during the year 1867339 38697 10 2 Total 2014311 41688 12ComptrollerGenerals Report 105 73 Deduct those expired and marked off as terminated 717354 12824 33 74 In force at the end of the year 1296957 28863 79 75 Deduct amount reinsured 1173244 27155 16 76 Net amount in force 123713 1708 83 Business in Georgia Fire Marine Inland 78 Gross risks written I 2387387 00 1500 00 Less risks cancelled 677966 00 Net risks written 1709421 00 1500 00 79 Gross premiums on risks written 29368 57 9 00 Less return premiums 6500 68 Net premiums received 22867 89 9 00 80 Losses paid deducting salvage 36606 49 81 Losses incurred 29490 49 GERMANAMERICAN INSURANCE COMPANY OF NEW YORK N Y 1 Liberty Street New York City William N Kremer President Edwin M Cragin Secretary Geo N Hurt Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets Dec 1 1915 24051164 05 4 Extended at 24051164 05 Income 6 Gross renewal premiums 16954383 46 7 Deduct amounts paid for reinsurance and return premiums 6256163 28 8 Total premiums 10698220 18 9 Interest and rents 1115487 54 10 Profit on sale or increase by adjustment of assets 96788 22106 ComptrollerGenerals Report 11 Other sources Premiums collected on business placed with other companies 7451 87 Prom agents balances previously charged off 1537 64 9089 51 13 Total income 11919535 45 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses 488314 furniture and fixtures 1116112 maps Including corrections 2019699 underwriters boards and tariff associations 134 64732 fire department fire patrol and salvage corps assessments fees taxes and expenses 4626988 inspections and surveys 6586001 repairs and ex penses other than taxes on real estate 8294116 taxes on real estate 4148948 State taxes on pre miums 16335350 insurance department licenses and fees 3753689 Federal corporation tax 7 84849 municipal 1793981 county 340654 mercantile agency reports special reports and ref erence books 948651 premiums on business placed with other companies 823682 office cleaning lighting and heating 346801 premiums on compensation insurance policy 67309 agents balances charged off 436437 emergency revenue tax 3287297 Canada war tax 552392 total 5562029 20 127356 46 2200098 08 1017515 39 67249 33 227992 08 600000 00 31603 83 702160 02 23 Total disbursements 10536004 3 Ledger Assets 25 Book value of real estate 2682 3g5 m 26 Mortgage loans 00 27 Bonds at book value 11416545 2428 29 30 31 32 S3 34 38 39 40 43 42 43 44 45 ComptrollerGenerals Eeport 107 Stocks at book value 8257432 67 Cash in office 16927 84 Deposits at interest 762490 62 Deposits not at interest 95638 25 Agents balances written subsequent to October 1 1916 18865 20 Other items Agents balances written prior to Octo ber 1 1916 20589 15 Bills receivable taken for fire risks 19720 45 Loans secured by pledge of bonds stocks or other collateral 250000 00 290309 60 Total ledger assets 25434745 11 NonLedger Assets Interest due and accrued 164929 76 Other items Rents due on companys property or lease 5409 59 Recoverable for reinsurance on paid losses 12249 66 17659 25 Total assets 25617334 12 Deduct Assets Not Admitted Agents balances 20589 15 Bills receivable 14154 42 Other items Market value of special deposits in ex cess of corresponding liabilities 92 82499 book value of ledger assets over market value Bonds 531116 24 stocks 31278567 real estate 93238569 total 1869112 59 Total not admitted assets 1903856 16 Total admitted assets 23713477 96 Liabilities Net amount of unpaid losses and claims 998399 62 Reserves or unearned premiums on risks outstanding 9753444 78108 ComptrollerGenerals Report 47 Salaries and miscellaneous accounts due or accrued 18367 87 48 Taxes due or accrued 165000 00 49 Other items Contingent commissions or other charges due or accrued 7036 82 Rents paid in advance 2551 75 Premiums due or to become due on business placed with other companies 7451 87 Due reinsurance companies per salvage 1802 96 18843 40 50 Total amount of liabilities except capital 10954055 o7 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 10759422 29 53 Surplus protection to policyholders 12759422 29 54 Total liabilities 23713477 96 Business in ForceFire Risks Premiums 69 In force December 31 1915 2491557324 22730447 48 70 Written or renewed during the year 1817547402 16508341 78 71 Excess of original premiums over amount received for reinsurance 95397 02 72 Total 4309104726 39334186 28 73 Deduct those expired and marked off as terminated 1643460941 15998238 83 74 In force at the end of the year 2665643785 23335947 45 75 Deduct amount reinsured 630161298 4713663 51 76 Net amount in force 2035482487 18622283 94 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 2072624 55055 01 70 Written or renewed during the year 17773055 446041 68 72 Total 19845679 501096 69 73 Deduct those expired and marked off as terminated 7885551 187976 35 74 In force at the end of the year if 11960128 313120 34 75 Deduct amount reinsured 1330707 34441 33 76 Net amount in force 10629421 278679 01ComptrollerGenerals Eeport Business in Georgia 109 Fire Marine Inland 78 Gross risks written 16447347 00 57185 00 Less 4597093 fire risks cancelled and 1809615 fire reinsurance in companies authorized in Georgia 6406708 00 7950 00 Net risks written 10040639 00 49235 00 79 Gross premiums on risks written 193643 37 1123 71 Less 3870684 fire return premiums and 2146548 fire premiums for reinsurance in companies author ized in Georgia 60172 32 174 91 Net premiums received 13347105 948 80 80 Losses paid deducting salvage 210568 92 43 52 Less losses on risks reinsured in companies authorized in Georgia 1290 32 Net losses paid 209278 60 43 52 81 Losses incurred 188245 92 44 52 Less losses on risks reinsured in com panies authorized in Georgia 2306 32 Net losses incurred 185939 60 44 52 GERMANIA FIRE INSURANCE COMPANY OF NEW YORK CITY 62 William Street New York New York Geo B Edwards President Gustav Kehr Secretary Samuel C Williams Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 8371931 81 4 Extended at 8371931 81 Income 5 Gross premiums on new business 4936116 75110 ComptrollerGenerals Eeport Deduct amounts paid for reinsurance and return premiums 1440685 62 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Conscience money received 79 50 From agents balancess previously charged off 752 49 3495431 10 342657 60 278900 64 831 99 13 Total income 4117821 36 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses 514346 furniture and fixtures 382432 maps 912219 underwriters boards and tariff associations 59224 fire department associa tions 2166790 inspections and surveys 5337868 repairs and expenses of real estate 1864402 taxes 12807650 agents balances charged off 137348 various 1570685 total 1621064 00 86142 50 835326 16 280291 79 31977 01 55168 58 225000 00 611031 12 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office SO Deposits at interest 31 Deposits not at interest 32 Agents balances net 264529 64 4010531 20 713663 02 739850 00 3042343 50 2598293 00 14847 78 625063 17 19444 68 725716 82 21 Total ledger assets 8479221 97ComptrollerGenerals Report HI NonLedger Assets 35 Interest due and accrued 54659 12 37 Other items Market value of bonds and stocks over book value I 60372 75 Reinsurance oh losses paid 28771 30 89144 05 8623025 14 38 Total assets Deduct Assets Not Admitted 39 Agents balances 19439 27 41 Other items Market value of special deposits in ex cess of corresponding liabilities 49881 65 42 Total not admitted assets 69320 92 43 Total admitted assets 8553704 22 Liabilities 44 Net amount of unpaid losses and claims 324019 31 45 Reserves or unearned premiums on risks outstanding 3808201 70 47 Salaries and miscellaneous accounts due or accrued 1970 t0 48 Taxes due or accrued 49 Other items Contingent commissions or other charges lozyo yy due or accrued 50 Total amount of liabilities except capital 4222485 60 61 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 666111 53 Surplus protection to policyholders 4331218 62 8553704 22 54 Total liabilities Business in ForceFire Risks Premiums iQic 851524867 8045383 21 69 In force December 31 1915 70 Written or renewed during the year 489357560 4792b4Z 71 Excess of original premiums over amount received for reinsurance uk S 1340882427 12839957 18 72 Total 112 ComptrollerGenerals Report 73 Deduct those expired and marked off as terminated 493798485 4390154 55 74 In force at the end of the year 901083942 8449802 63 75 Deduct amount reinsured 112821940 1197005 58 76 Net amount in force 788262002 7252797 05 Business in ForceMarine and Inland Risks Premiums 0 Wrrtten or renewed during the year 5897051 143474 31 I2 tal 5897051 143474 ol 73 Deduct those expired and marked off as terminated 504758 8922 74 In force at the end of the year 5392293 134 552 04 75 Deduct amount reinsured 544233 10M2 65 76 Net amount in force 4848055 124009 39 Business in Georgia 78 r088J1k1Sirtten 7448527 JO Less 1811157 risks cancelled and 14850 reinsurance in companies authorized in Georgia 1826007 00 Net risks written 5622520 00 79 Gross premiums on risks written 102 272 92 Less 1972882 return premiums and 22308 premiums for reinsurance in companies authorized in Georgia 19951 90 Net premiums received g 80 Losses paid deducting salvage 7 81 Losses incurred 7400 89 Investments in Georgia 107 Bonds 10000 00ComptrollerGenerals Report US GIRARD FIRE AND MARINE INSURANCE COMPANY OF PHILADELPHIA PA 631 Chestnut Street Philadelphia Pa Henry M Gratz President Edward J Thomason Secretary A L Brooks Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 2579769 40 4 Extended at 4 2579769 40 Income 5 Gross premiums on new business f 1299992 25 7 Deduct amounts paid for reinsurance and return premiums 1383143 35 Credit 8 Total premiums Perpetual P Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Return premiums on perpetual reinsurance policies Return premiums on perpetual reinsurance policies From agents balances previously charged off 83151 10 7968 14 91435 36 23632 45 64 80 65 00 6 19 13 Total income 40020 84 Disbursements 14 Net amount paid policyholders for lossesI 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Deposit premiums returned and agents balances charged off See items 23 to 30 108444 36 2938 09 301053 45 89859 22 11615 60 15901 58 70000 00 222319 03 59959 08 20070 08 3258 65 23 Total disbursements 303312 24114 ComptrollerGenerals Eeport Ledger Assets 26 Mortgage loans Q 0Q Collateral loans 7 000 00 27 Bonds at book value 3 6g 28 Stocks at book value 3 fi9 rt Cash in office 799 75 SO Deposit at interest 117002 73 Snfr lanC6S net 196767 95 66 Other items Bills receivable 42i 23 Philadelphia Underwriters deposit 1 00 521 23 34 Total ledger assets 2316478 00 NonLedger Assets 35 Interest due and accrued 2Q 73g 63 36 Market value of assets over book value 4 083 66 37 Other items Amount recoverable for reinsurance on Paid loSSes 1858 24 38 Total assets 2343158 53 Deduct Assets Not Admitted 39 Agents balances j 2 268 57 41 Other items Special deposit 10501 40 42 Total not admitted assets 12 769 97 43 Total admitted assetsf 233038756 Liabilities 44 Net amount of unpaid losses and claims 45 367 84 Amount reclaimable on perpetual deposits 557004 77 45 Reserves or unearned premiums on risks outstanding 68oe90 55 49 Other items Federal state and other taxes 7 500 00 Income tax 65 00 50 Total amount of liabilities except capital 1190628 16 51 Capital actually paid in cash 500000 00 52 Surpus over all liabilities 639760 40 53 Surplus protection to policyholders 1139 760 40 54 Total liabilities 2330388 56ComptrollerGenerals Report 115 Business in Force Risks Premiums 69 in force December 31 1915 266069465 2409229 49 J Written or renewed during the year 138401758 1299992 25 72 Total 404471223 370922174 73 Deduct those expired and marked off as terminated 153699279 1512092 93 74 in force at the end of the year 250771944 2197128 81 75 Deduct amount reinsured 158408638 1355664 64 76 Net amount in force 92363306 841464 17 Business in Georgia 2505107 00 78 Gross risks written Less 399744 risks cancelled and 812726 reinsurance in companies authorized in Georgia 1212470 00 1292637 00 Net risks written v 79 Gross premiums on risks written5 37610 91 Less 600398 return premiums and 1418201 pre miums for reinsurance in companies authorized in 20185 99 Georgia nA 17424 92 Net premiums received 80 Losses paid deducting salvage 20482 17 Less losses on risks reinsured in companies authorized 13436 92 in Georgia M 7045 15 Net losses paid 23238 62 81 Losses incurred Less losses on risks reinsured in companies authorized 14434 92 in Georgia Net losses incurred 8803 70116 ComptrollerGenerals Report GLENS FALLS NSURANCE COMPANY OF GLENS FALLS N Y p a t TT Ien anJ Bay Streets Glens Fas New York K A Little President w m r i X n n Dickinson Secretary Capital Stock 1 Amount of paid up capital 500000 00 2 Ledger assets Dec 31 1915 5831645 19 4 Extended at 5831645 19 Income 5 Gross premiums on new business 4561530 22 7 Deduct amounts paid for reinsurance and return premiums 1443154 g 8 Total premiums 9 Interest and rents 3U8375 35 10 Profit on sale or increase by advent W assete Z Tlllt 88 11 Other sources yit xx Increase in liabilities during year on reinsurance treat 31954 61 350 02 From agents balances previously charged off li Total income Disbursements 3532824 63 14 Net amount paid policyholders for losses Simsnd adminiStrative exense adjustment of 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc M Paid stockholders for dividends 5 oXand decrease by Furniture and fixtures Maps including corrections Underwriters boards and tariff associations SXTS fisurvPerandSaVage COrPS Repairs and expenses on real estate Taxes on real estate 1523401 79 48137 26 668704 95 284766 68 13301 88 46786 91 185000 00 36278 80 3969 77 9219 72 33395 31 10015 05 12237 33 16386 96 3244 45ComptrollerGenerals Report State taxes on premiums Insurance department licenses and fees All other licenses fees and taxes Fed eral corporation tax Local and municipal Internal revenue Public statements Premiums on bonds 117 45305 23 11645 21 3090 64 5561 62 10805 99 137 90 351 60 Miscellaneous office expenses A fronts balances charged off 19947 75 5647 98 2172 32 23 Total disbursements 2979565 35 Ledger Assets estate 25 Book value of real 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Loans secured by pledge of bonds stocks or other collateral 235474 67 1529825 00 2395451 07 613375 00 1031 12 833139 88 525 00 200000 00 34 Total ledger assets 6384904 47 NonLedger Assets 35 Interest due and accrued 33977 53 S7 Other items Reinsurance due on losses paid 48b 4U 38 Total assets 6423741 40 Deduct Assets Not Admitted 39 Agents balances 9969 75 42 Total not admitted assets 9969 5 43 Total admited assets 6413771 65 Liabilities 44 Net amount of unpaid losses and claims 420062 00 45 Reserves or unearned premiums on risks outstanding 46 Dividends to stockholders declared but unpaid 30000 00118 ComptrollerGenerals Beport 49 Other items Federal tax payable hereafter based on this statement Funds held under reinsurance treaties Reserve for dividend Reserve for contingent 45000 00 31954 61 125000 00 25000 00 50 Total amount of liabilities except capital 3541925 76 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 2371845 89 53 Surplus protection to policyholders 54 Total liabilities Business in ForceFire 2871845 89 6413771 65 co t f T Risks Premiums 69 In force December 31 1915 636855203 f 5719939 06 70 Written or renewed in 1916 409047544 3685955 36 77q2n V 1045902747 9405894 42 16 Deduct expirations and cancellations 356071652 3360184 41 74 In force December 31 1916 689831095 6045710 01 75 Deduct amount reinsured 107524147 946746 82 76 Net amount in force 582306948 5098963 19 Business in ForceMarine and Inland fio t f r Risks Premiums W In force December 311915 13102984 248673 44 0 Written or renewed in 1916 53634216 875574 88 nTV 66737200 1124248 32 6 Deduct expirations and cancellation 44431160 637083 30 74 In force December 31 1916 75 Deduct amount reinsured 22306040 487165 02 1311734 30109 73 76 Net amount in force 20994306 456965 29 Business in Georgia 78 Gross risks written 6 570 91 00 Less 1588325 risks cancelled and 2215658 reinsur ance in companies authorized in Georgia 3803983 00 Net risks written TsVoComptrollerGenerals Report 79 Gross premiums on risks written Less 1810579 return premiums and 1804165 pre miums for reinsurance in companies authorized in Georgia S Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 5 Net losses paid I 81 Losses incurredLa Less losses on risks reinsured in comapmes authorized in Georgia Net losses incurred Investments in Georgia 107 Bonds 119 67870 49 36147 44 31723 05 31142 42 3904 61 27237 81 30885 73 3904 61 26981 12 25000 00 GLOBE AND RUTGERS FIRE INSURANCE CO OF NEW YORK CITY Ill William Street New York New York W H Paulison Secretary fl C Jameson President w a Capital Stock 1 Amount of paidup capital 700000 00 I Ledger assets Dec 81 1915 1059798 3 Increase of paidup capital during year 300000 00 10659793 05 4 Extended at Income 5 Gross premiums on new business 13450198 07 7 Deduct amounts paid for reinsurance and return premiums 4621534 19 8828663 88 8 Total premiums 48515169 9 Interest and rents 10 Profli or sal or increase by adjustment of assets 79W1120 ComptrollerGenerals Eeport 11 Other sources Mercantile National Bank in liquida tion 472 50 13 Total income 9393419 37 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 17 18 Commissions and allowances to agents Salaries of officers and employes Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets Uther items Dividends to stockholders Expenses of special agents j Furniture and fixtures and maps Underwriters boards fire department fees and surveys Taxes and expenses on real estate rein surance department fees taxes etc Special audit and borrowed money re paid 6417 04 8397 97 79084 14 126462 44 4030096 47 53217 26 1272451 10 226429 63 43215 20 37505 22 23872 43 377986 00 16019 71 23 Total disbursements 236381 30 6301154 61 Ledger Assets 25 Book value of real estate 26 Mortgage loans 78975 00 27 Bonds at book value 59700 00 28 Stocks at book value 4825302 64 29 Cash in office 5799305 94 30 Deposits at interest 31 Deposits not at interest Agents balances net Agents balances on business written 32 33 Other prior to October 1 1916 8251 78 465488 99 132294 00 2297904 01 84 835 45 34 Total ledger assets 13752057 81 NonLedger Assets 35 Interest due and accrued 80049 77ComptrollerGenerals Report 121 37 Other items Due on account of reinsurance losses 83831 00 m 13915938 58 38 Total assets Deduct Assets Not Admitted 39 Agents balances 84835 45 41 Other items Book value of ledgers as sets over market value 40969 87 42 Total not admitted assets 125805 32 j i 13790133 26 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims5 Illtlll 45 Reserves or unearned premiums on risks outstanding 4685508 16 47 Salaries and miscellaneous accounts due or accrued 100359 55 48 Taxes due or accrued 49 Other items Due on account of borrowed money 670000 m 50 Total amount of liabilities except capital 6839942 71 51 Capital actually paid in cash 700000 00 52 Surplus over all liabilities 6250190 55 53 Surplus protection to policyholders 6950190 55 vi 13790133 26 54 Total liabilities v Business in ForceFire Risks Premiums 69 in force December 31 1915 695638148 7688428 28 70 Written or renewed during the year 888579909 10033682 02 72 Total 1584518057 17722110 30 73 Deduct those expired and marked off as terminated 1370 883 8032478 38 74 In force at the end of the year 813147174 f 9689631 92 15 Deduct amount reinsured 128934846 1771943 26 76 Net amount in force 684212328 7917688 66 Business in ForceMarine and Inland Risks Premiums 69 in force December 31 1915 20719045 430361 70122 ComptrollerGenerals Report 70 Written or renewed during the year 293917433 3416516 05 72 Total 73 Deduct those expired and marked off as terminated 314636478 3846877 75 281947860 2930009 94 74 In force at the end of the year 32688618 916867 81 76 Net amount in force 32688618 916867 81 Business in Georgia 78 Gross risks written 7096485 00 Less 3296357 risks cancelled and 5369500 rein surance in comapnies authorized in Georgia 3350052 00 Net risks written 3746433 00 89394 30 79 Gross premiums on risks written Less 2552944 return premiums and 82434 premiums for reinsurance in companies authorized in Georgia 26353 78 Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 63040 52 81685 44 22806 32 Net losses paid 58879 u 81 Loses incurred Less losses on risks reinsured in companies authorized in Georgia 88343 09 Net losses incurred 23372 57 64970 52 Investments in Georgia 107 Bonds 10000 00ComptrollerGenerals Report 123 HAMBURGBREMEN FIRE INSURANCE CO OF NEW YORK CITY 123 William Street New York N Y t k o G Aschermann Secretary H N Kelsey U S Manager Milton J Dargan Jr Attorney for Service Capital Stock Ao V J fT 2 Ledger assets Dec 31 1915 4 Extended at 1805657 44 5 Gross premiums on new 7 Deduct amounts paid for reinsurance and return premiums Income business 2081374 69 917312 56 1164062 13 67553 82 2108 75 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office 11 From agents balances previously marked loo o offi 10868 18 13 Total income 1244592 88 Disbursements 14 Net amount paid policyholders for losses 15 Leg al and administrative expenses in adjustment of claims 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Allowances to agents for miscellaneous agency expenses Salaries 3360108 and expenses 27 33639 of special and general agents Postage telegrams telephone and ex press Legal expenses 96 81 11648 46 710 04 20357 52 16 Commissions and allowances to agents gg 8200 00 18062 88124 ComptrollerGenerals Eeport All other items 111757 91 185150 69 23 Total disbursements 1217477 68 Ledger Assets ssvrvaiue i2 30 Deposits at interest Z f 32 Agents balances net i 7 254992 22 3 Other items Recoverable for reinsurance on paid losses 26 31 34 Total ledger assets 1832772 64 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 21608 53 53107 58 38 Total assets Deduct Assets Not Admitted 39 Agents balances 42 Total not admitted assets 43 Total admitted assets 1907488 75 5138 22 5138 22 1902350 53 136400 00 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts or accrued io ooo 00 48 Taxes due or accrued 00 49 Other items Contingent commissions accrued77 JJ 50 Total amount of liabilities except capital 77 51 U S DeDOSit rnnitnl 198495 30 deposit capital f 200000 00 52 Surplus over all liabilities 403i855 23 53 Surplus protection to policyholders 7 54 Total liabilities 603855 23 1902350 53ComptrollerGenerals Report 125 Business in Force Risks Premiums 69 In force December 31 1915 283947385 3107985 80 70 Written or renewed during the year 189526622 2081374 69 71 Excess or original premiums over amount received for reinsurance 2598 i 72 Total 473474007 5191959 03 73 Deduct those expired and marked off as terminated 189659914 2124957 02 74 In force at the end of the year 283814093 3067002 01 75 Deduct amount reinsured 76141661 857522 64 76 Net amount in force 207672432 2209479 37 Business in Georgia 78 Gross risks written 1937801 00 Less 86977600 risks cancelled and plus 1490100 re insurance in companies authorized in Georgia can celled 854875 00 Net risks written l2926 W 79 Gross premiums on risks written5 28588 27 Less 1083885 return premiums and 43529 pret miums for reinsurance in companies authorized in Georgia n274 14 Net premiums received 17314 80 Losses paid deducting salvage 22635 5 81 Losses incurred 22515 75 Investments in Georgia 107Bonds 1000000 THE HANOVER FIRE INSURANCE COMPANY OF NEW YORK CITY 3436 Pine Street New York N Y R Emory Warfield President E S Jarvis Secretary F A McCarroll Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1915 4557620 24 4 Extended at 4557620 24126 ComptrollerGenerals Report Income 5 Gross premiums on new business 3981415 69 7 Deduct amounts paid for reinsurance and return premiums 1371515 06 Total premiums 2j609900 63 213674 35 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources From agents balances previously charged off 304 73 13 Total incomef 2865832 40 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 1195259 38 96807 34 570071 95 209165 95 20027 53 54620 44 100000 00 32707 30 245286 83 23 Total disbursements 2 523 946 B6 Ledger Assets 25 Book value of real estate 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Agents balances prior to Oct 1 1916 34 Total ledger assets 907956 06 1573712 05 1654140 36 6998 97 22450 41 217565 13 515454 39 1228 61 4899505 98 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 23452 05 71343 94ComptrollerGenerals Report 127 37 Other items Rents due Unpaid reinsurance on paid losses 1905 03 15118 07 38 Total assets Deduct Assets Not Admitted 5011325 07 39 Agents balances 228 61 41 Other items Book value of ledger assets over mar ket value 71458 41 Excess of market value over special de posits in Virginia 17449 50 42 Total not admitted assets 43 Total admitted assets 90136 52 4921188 55 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Rents paid in advance 299743 27 2635413 24 25000 00 6633 14 45000 00 3318 00 50 Total amount of liabilities except capital 3015107 65 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 906080 90 53 Surplus protection to policyholders 1906 080 90 54 Total liabilities i 4921188 55 Business in ForceFire 69 In force December 31 1915 70 Written or renewed during the year 71 Excess of original premiums over amount received for reinsurance Risks 610761985 385497967 Premiums 6071651 27 3747809 47 1225 50 72 Totalg 996259952 9820686 24 73 Deduct those expired and marked off as terminated 344859729 3525954 16 74 In force at the end of the year 651400223 6294732 08128 ComptrollerGeneral s Report 75 Deduct amount reinsured 134185836 1286409 96 76 Net amount in force 517214387 5008322 12 Business in ForceMarine and Inland Risks Premiums 70 Written or renewed during the year 16760010 23360612 73 Deduct those expired and marked off as terminated 7799283 91571 57 74 In force at the end of the year 8960727 142034 65 75 Deduct amount reinsured 211400 2 483 77 76 Net amount in force 8749327 139550 88 Business in Georgia 78 Gross risks written 3565014 00 Less 639732 risks cancelled and 193594 reinsurance in companies authorized in Georgia 833326 00 Net risks written 273168800 79 Gross premiums on risks written 48 713 46 Less 681131 return premiums and 126848 premiums for reinsurance in companies authorized in Georgia 8079 79 Net premiums received 433 6 80 Losses paid deducting salvage 25 891 47 Less losses on risks reinsured in companies authorized in Georgia 67 10 Net losses paid 81 Losses incurred Vn 55 Less losses on risks reinsured in companies authorized in Georgia 40 61 Net losses incurred 24 136 94 Investments in Georgia 107 Bonds 10000 00ComptrollerGenerals Report 129 hartford fire insurance company of hartford conn 125 Trumbull Street Hartford Conn R M Bissell President S E Locke Secretary W R Prescott Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets Dec 31 1915 29328166 69 4 Extended at 29328166 69 Income 6 Gross renewal premiums 29333800 54 7 Deduct amounts paid for reinsurance and return premiums 8982320 36 8 Total premiums 20351480 18 9 Interest and rents 1046494 82 10 Profit on sale or increase by adjustment of assets 37804 33 11 Other sources Agents balances charged off 3230 97 Conscience money 1203 06 Dividends on Ontario Bank stock in liquidation 433 33 Dividends on Bank of Nameria in liqui dation 2000 00 Dividends on First National Bank Hart ford in adjustment 2064 00 13 Total income 21444710 69 Disbursements 14 Net amount paid policyholders for losses5 11240083 96 15 Legal and administrative expenses in adjustment of claims 303978 13 16 Commissions and allowances to agents 3905002 15 17 Salaries of officers and employes 1718586 8b 18 Rents and interest 120210 31 19 Advertising printing postage telegrams etc 1793520 70 20 Paid policyholders for dividends 800000 00 21 Loss on sale and decrease by adjustment of assets 38039 46 22 Other items Agents balances charged off 9641 04 23 Total disbursements 19929062 60130 ComptrollerGenerals Report Ledger Assets 25 Book value of real estate 715577 93 26 Mortgage loans 439500 00 27 Bonds at book value 20037163 35 28 Stocks at book value 3721656 34 29 Cash in office 607 64 30 Deposits at interest 2232692 57 31 Deposits not at interest 32709 25 32 Agents balances net 3646421 98 33 Other items Bills receivable taken for fire risks 12t485 72 34 Total ledger assets 30843814 78 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Reinsurance due on losses paid 273503 28 5422 07 59630 30 38 Total assets I 31182370 43 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Bonds and stocks 58333 78 4764 61 124092273 42 Total not admitted assets 1304021 12 43 Total admitted assets 29878349 31 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or ac crued Funds held under reinsurance treaties Special reserve 1977763 30 17173359 87 25000 00 250000 00 30000 00 20000 00 700000 00 50 Total amount of liabilities except capital 20196123 17 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 7682226 14 53 Surplus protection to policyholders 9682226 14 54 Total liabilities 29878349 31ComptrollerGenerals Report 131 THE HOME INSURANCE COMPANY OF NEW YORK CITY N Y 56 Cedar Street New York N Y Elbridge G Snow President Charles L Tyner Secretary Charles W Phillips Attorney for Service Capital Stock 1 Amount of paidup capital 6000000 00 2 Ledger assets December 31 1915 39095633 77 4 Extended at 39095633 77 Income 5 Gross premiums on new business 30058815 69 7 Deduct amounts paid for reinsurance and return premiums 11237990 09 8 Total premiums 18820825 60 9 Interest and rents 1702189 82 10 Profit on sale or increase by adjustment of assets 105825 75 11 Other sources Increase in liabilities during year on ac count reinsurance treaties 76216 40 Agents balances previously charged off 500 83 Profit and loss items 352 00 77069 23 13 Total income 20705910 40 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes and fees etc 829496 25 Agents balances charged off 40977 Miscellaneous 96931 51 10756 410 87 295259 80 3767302 19 1307071 11 165987 07 690340 70 1320000 00 5877 50 926837 53 lZ Total disbursements 19235086 77132 ComptrollerGenerals Report Ledger Assets 26 Mortgage loans 550 00 27 Bonds at book value 18167166 89 28 Stocks at book value 16144148 71 30 Deposits at interest 2330221 92 32 Agents balances net 3783692 82 33 Other items Bills receivable 135727 56 34 Total ledger assets 40566457 40 NonLedger Assets 35 Interest due and accrued 253103 00 37 Other items Recoverable for reinsurance on paid losses 469074 38 Total assets 41288634 40 Deduct Assets Not Admitted 39 Agents balances 181899 19 40 Bills receivable 135727 56 41 Other items Market value special deposits in excess of corresponding liabilities 190255 00 Book value over market stocks and bonds 516873 10 42 Total not admitted assets 1024754 85 43 Total admitted assets 40263879 y5 Liabilities 44 Net amount of unpaid losses and claims 2308972 66 45 Reserves or unearned premiums on risks outstanding 16179042 00 47 Salaries and miscellaneous accounts due or accrued 150000 00 48 Taxes due or accrued 250000 00 49 Other items Funds held under reinsurance treaties 507751 76 Conflagration surplus 2000000 00 50 Total amount of liabilities except capital 21395766 42 51 Capital actually paid in cash 6000000 00 52 Surplus over all liabilities 12868113 13 53 Surplus protection to policyholders 18868113 13 54 Total liabilities 40263879 55ComptrollerGenerals Report Business in ForceFire 133 Risks Premiums 69 In force December 31 1915 3665271466 35577138 00 70 Written or renewed during the year 2635933853 28133075 07 71 Excess of original premiums over amount received for reinsurance 695327 00 72 Total 6301205319 64405540 U7 73 Deduct those expired and marked off as terminated 2329804973 27090301 07 74 In force at the end of the year 3971400346 37315239 00 75 Deduct amount reinsured 825593711 6977715 00 76 Net amount in force 3145806635 30337524 00 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 56432903 982836 00 70 Written or renewed during the year 978911811 1925740 62 72 Total 1035344714 2908576 62 73 Deduct those expired and marked off as terminated 978206050 1494971 62 74 In force at the end of the year 75 Deduct amount reinsured 57138664 1413605 00 10453354 287727 00 76 Net amount in force 46685310 1125878 00 Business in Georgia Fire Marine Inland 78 Gross risks written 31310615 00 1071100 00 Less risks cancelled 4200505 00 1000 00 Net risks written 27110110 00 1070100 00 79 Gross premiums on risks written 399089 99 2605 11 Less return premiums 63697 64 9 00 Net premiums received 335392 35 2596 11 m Losses paid deducting salvage 312509 00 655 67 81 Losses incurred 249666 92 728 58134 ComptrollerGenerals Report INSURANCE COMPANY OF NORTH AMERICA OF PHILADELPHIA PENNSYLVANIA 3rd and Walnut Streets Philadelphia Pa Benjamin Rush President T Howard Wright Secretary Capital Stock 1 Amount of paidup capital 4000000 00 2 Ledger assets December 31 1915 20899019 00 4 Extended at 20899019 00 Income 5 Gross premiums on new business 19989217 20 7 Deduct amounts paid for reinsurance and return premiums 5407680 03 8 Total premiums 14581537 17 9 Interest and rents 863055 57 10 Profit on sale or increase by adjustment of assets 143723 39 11 Other sources Perpetual permits transfer fees and earned deposits 2765 78 From agents balances previously charg ed off 623 23 3389 01 13 Total income 15591705 14 Disbursements 14 Net amount paid policyholders for losses 7015469 00 15 Legal and administrative expenses in adjustment of claims 111830 21 16 Commissions and allowances to agents 2929518 65 17 Salaries of officers and employes 871599 05 18 Rents and interest 67638 09 19 Advertising printing postage telegrams etc 865734 13 20 Paid stockholders for dividends 600000 00 21 Loss on sale and decrease by adjustment of assets 10801 09 22 Other items Pennsylvania tax stamps 5 00 Registration of stock 100 00 Subscriptions 5768 11 Contribution to gratuity and relief fund 25000 00 30873 11 23 Total disbursements 12503463 33ComptrollerGenerals Report 135 Ledger Assets 25 Book value of real estate 297427 20 26 Mortgage loans 161274 25 27 Bonds at book value 16422969 20 28 Stocks at book value 2296064 84 29 Cash in office 599 08 30 Deposits at interest 1896090 61 81 Deposits not at interest 34805 50 32 Agents balances net 2581036 70 33 Other items Bills receivable 257485 15 Amount recoverable for reinsurance on paid losses 39508 28 296993 43 34 Total ledger assets 23987260 81 NonLedger Assets 35 Interest due and accrued 234987 92 38 Total assets 24222248 73 Deduct Assets Not Admitted 39 Agents balances 35156 66 40 Bills receivable 28147 30 41 Other items Market value of special deposit etc 13951319 bonds and stocks 226 16575 proportion of reinsurance bu reau and reinsurance clearing house 76901 366447 95 42 Total not admitted assets 429751 91 43 Total admitted assets 23792496 82 Liabilities 44 Net amount of unpaid losses and claims 3082643 00 45 Reserves or unearned premiums on risks outstanding 9403025 16 47 Salaries and miscellaneous accounts due or accrued 160000 00 48 Taxes due or accrued 275000 00136 ComptrollerGenerals Report 49 Other items Conflagration fund 1000000 00 Contingent fund 871828 66 1871828 66 50 Total amount of liabilities except capital 14792496 82 51 Capital actually paid in cash 4000000 00 b2 Surplus over all liabilities 5000000 00 53 Surplus protection to policyholders 9000000 00 54 Total liabilities 23792496 82 Business in ForceFire Risks Premiums 69 In force December 31 1915 1379586614 14707153 66 70 Written or renewed during the year 1033848914 10392563 86 71 Excess of original premiums over amount received for reinsurance 60601 59 72 Total 2413435528 25160319 11 73 Deduct those expired and marked off as terminated 828255546 8758111 81 74 In force at the end of the year 1585179982 16402207 30 75 Deduct amount reinsured 229037199 2146790 75 76 Net amount in force 1356142783 14255416 55 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 146701907 1721325 95 70 Written or renewed during the year 1531209721 9584967 59 72 Total 1677911628 11306293 54 73 Deduct those expired and marked off as terminated 1547124882 8977668 78 74 In force at the end of the year 130786746 2328624 76 75 Deduct amount reinsured 9655821 168507 04 76 Net amount in force 121130925 2160117 72 77 Perpetual risks not included above 29893472 21 77 Deposit premiums on same 777670 28ComptrollerGenerals Report 137 Business in Georgia Fire Marine Inland 78 Gross risks written 15584366 00 31992006 00 Less 5240921 risks cancelled and 2574653 reinsurance in companies authorized in Georgia 7815574 00 103835 00 Net risks written 7768792 00 3188817100 79 Gross premiums on risks written 232830 73 265115 25 Less 5009706 return premiums and 2188712 premiums for reinsurance in companies authorized in Georgia 71974 18 32093 17 Net premiums received 160856 55 233022 08 80 Losses paid deducting salvage 185506 91 105459 01 Less losses on risks reinsured in companies authorized in Georgia 45185 60 Net losses paid 14032131 105459 01 81 Losses incurred 172843 15 90909 01 Less losses on risks reinsured in companies authorized in Georgia 43035 48 Net losses incurred 129807 67 90909 01 THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 308310 Walnut Street Philadelphia Pa Gustavus Remak Jr President John J P Rogers Secretary William H Rhett Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 4195955 78 4 Extended at 5 4195955 7n Income 5 Gross premiums on new business 5123190 82 7 Deduct amounts paid for reinsurance and return premiums 2240327 8 Total premiums 288286 138 ComptrollerGeneral s Report 9 Interest and rents 10 Profit on sale or increase by adjustment of assets From agents balances previously charged off 11 Other sources American Union Fire Insurance Co div idend of 50 per cent on claims 7137 19 Southwestern Land Co stock liquidation 55 08 Perpetual policy deposit 67 50 Philadelphia Fire Underwriters deposit 6 20 Coal land lease 250 00 Transfers ori perpetual policies 252 50 Income tax withheld 195 00 173355 80 38811 63 786 45 7963 47 13 Total income 3103780 83 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Agents balances charged off Deposit premiums returned Legal expenses Furniture and fixtures Maps including corrections Underwriters Board and Tariff Association Fire department patrol salvage fees taxes and ex penses Inspections and surveys Repairs and expenses other than taxes on real estate Taxes on real estate State taxes on premiums Insurance Department licenses and fees Federal corporation tax Federal income tax Internal revenue tax Income tax withheld Compensation insurance Coal land tax 1282031 95 44962 77 722477 01 161653 53 9000 00 21799 97 60041 93 200 23 3913 85 14929 10 261 37 1251 IS 6875 27 28306 88 18859 72 8927 15 24202 26 5068 09 50927 43 13227 25 1123 43 1164 52 12747 81 195 00 88 33 27 04 ComptrollerGenerals Report 139 Traveling expenses 6132 84 Fidelity bonds 1827 81 Safe deposit box 250 00 Registration of stock certificates 25 00 Ice and water 227 03 Redemption of American Fire Insurance Co of San Francisco scrip 84 15 23 Total disbursements 2502809 90 Ledger Assets 25 Book value of real estate 401390 81 26 Mortgage loans 46350 00 27 Bonds at book value 2246788 45 28 Stocks at book value 1097104 37 29 Cash in office 20819 07 30 Deposits at interest 347374 92 32 Agents balances net 635557 84 33 Other items Deposits reclaimable on perpetual poli cies 1541 25 34 Total ledger assets 4796926 71 NonLedger Assets 35 Interest due and accrued 29572 52 Rents due and accrued 90 83 37 Other items Reinsurance due on losses paid5 10313 76 Claim against American Union Fire In surance Co 1427435 on which 50 per cent has been paid at 15 per cent as 2141 15 12454 91 38 Total assets 4839044 97 Deduct Assets Not Admitted 29 Agents balances 8351 43 41 Other items Market value of special deposits in ex cess of liabilities 1114 78 Book value of ledger assets over market value viz Real estate 35844 30140 ComptrollerGeneral s Report Stocks and bonds 135139 07 42 Total not admitted assets 180449 58 43 Total admitted assets 4658595 39 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Income tax withheld 195 00 Due other interest on coal land lease 187 50 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 402353 66 588852 07 2628030 61 1815 67 2160 8S 35000 00 382 50 3256241 73 1402353 66 5 4658595 39 53 Surplus protection to policyholders 54 Total liabilities Business in ForceFire Risks Premiums 69 In force December 31 1915 396640851 4285377 07 70 Written or renewed during the year 374885902 4202378 49 72 Total 1 73 Deduct those expired and marked off as terminated 771526753 313002824 8487755 56 3548723 92 74 In force at the end of the year 458523929 75 Deduct amount reinsured 128622546 4939031 64 1457019 62 76 Net amount in force 329901383 3482012 02 Business in ForceMarine and Inland 79 In force December 31 1915 80 Written or renewed during the year Risks 15041529 51777534 Premiums 376056 96 917223 57 72 Total 66819063 1293280 53ComptrollerGenerals Report 141 73 Deduct those expired and marked off gg as terminated 74 In force at the end of the year 19320969 495 258 55 75 Deduct amount reinsured 267073 8986 83 76 Net amount in force 19053896 186271 72 77 Perpetual risks not included in above 22610548 Deposit premiums on same 55138299 Business in Georgia Fire Marine Inland 8 075 218 00 47020 00 78 Gross risks written oiJ0 Less 2285209 risks cancelled and 2197255 reinsurance in companies authorized in Georgia 4479204 00 3260 00 Net risks written 3596014 00 43760 00 79 Gross premiums on risks written 106454 49 1316 37 Less 2544626 return premiums and 2989540 premiums for reinsurance in companies authorized in Georgia 55245 02 64 Net premiums received 51209 47 1219 73 80 Losses paid deducting salvage 54685 92 1247 16 Less losses on risks reinsured in com panies authorized in Georgia 13923 20 Net losses paid 40762 72 1247 16 81 Losses incurred 57359 01 1672 16 Less losses on risks reinsured in com panies authorized in Georgia 13080 90 Net losses incurred 44278 11 1672 16142 ComptrollerGenerals Report THE LIVERPOOL LONDON GLOBE INSURANCE COMPANY OF NEW YORK 80 William Street New York N Y H W Eaton President Geo W Hoyt Secretary B P Walker Jr Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets December 31 1915 1288004 71 4 Extended at li288004 71 Income 5 Gross premiums on new business 1173561 38 7 Deduct amounts paid for reinsurance and return premiums 774341 38 8 Total premiums 399220 00 9 Interest and rents ooem ro d619 53 10 Profit on sale or increase by adjustment of assets 226 32 13 Total income 438065 85 Disbursements 14 Net amount paid policyholders for losses j 197 169 72 15 Legal and administrative expenses in adjustment of ClaimS 6897G9 lb Commissions and allowances to agents First year 4388 74 Renewal 1T 62824 32 17 Salaries of officers and employes 38 668 32 18 Rents and interest t nn 0515 15 19 Advertising printing postage telegrams etc 9 368 99 20 Paid policyholders for dividends 34000 00 21 Loss on sale and decrease by adjustment of assets71B 24 22 Other items Law Furniture and fixtures 119 95 Underwriters boards etc c cn t 575a 31 Fire Department etc 555 14 Inspections and surveys n State taxes ii0i 07 4 1 o irjj tr Insurance department fees etc 1QR Q Attorney licenses etc W0 68 23 Total disbursements7lx79ComptrollerGenerals Report 143 Ledger Assets 27 Bonds at book value 58L929 26 28 Stocks at book value 30 Deposits at interest 31 Deposits not at interest 32 Agents balances 34 Total ledger assets 1344503 77 NonLedger Assets m H 2X7 50 35 Interest due and accrued 1351791 27 38 Total assets v Deduct Assets Not Admitted 3180 70 39 Agents balances v 41 Other items 2fi Book value of bonds over market value JcTen 8 Book value of stock over market value 46465 58 43 Total admitted assets 1284695 93 Liabilities 44 Net amount of unpaid losses and claims W 4 5 Reserves or unearned premiums on risks outstanding 386 591 b 47 Salaries and miscellaneous accounts due or accrued 75UU uu 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or ac crued 50 Total amount of liabilities except capital 459205 66 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 425490 27 53 Surplus protection to policyholders 825490 27 1284695 93 54 Total liabilities Business in ForceFire Risks Premiums u oi tin S 119 738 282 1235664 27 t9 In force December 31 1915 nvtooo 144 ComptrollerGenerals Eeport 70 Written or renewed during the year 105202401 1020382 93 72 Total 73 Deduct those expired and marked off as terminated 224940683 2256047 20 90373321 907890 40 74 In force at the end of year 134567362 1348156 80 75 Deduct amount reinsured 2718642 73502 74 76 Net amount in force 69863475 693904 67 Business in ForceMarine and Inland 69 In force December 31 1915 g 70 Written or renewed during the year 72 Total 5 73 Deduct those expired and marked off as terminated Risks 3410368 5995180 Premiums 100102 45 153178 45 9405548 253280 90 2534195 152955 62 76 In force at the end of the year 75 Deduct amount reinsured 6871353 100325 28 2718642 73502 54 76 Net amount in force 4152711 26822 54 Business in Georgia 78 Gross risks written Less 892867 risks cancelled and 707023 reinsurai in companies authorized in Georgia 1599890 00 2630062 00 Net risks written 1030172 00 31614 79 79 Gross premiums on risks written Less 912555 return premiums and 899427 premiu for reinsurance in companies authorized in Georgia 18119 82 Net premiums received 80 Losses paid deducting salvage Less leases on risks reinsured in companies authorized in Georgia 13494 97 14930 68 761 di Net losses paid 14169 67THE LIVERPOOL AND LONDON AND GLOBE INSURANCE COM PANY LIMITED 80 William St New York N Y B P Walker Jr Attorney for Service Capital Stock 4 Extended at 15220196 17 Income 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return pre 17572596 23 miums 8 Total premiums Deposit premiums on perpetual policies 9 Interest and rents 11 Other sources Premiums on life policies in force 195680 98 8117775 35 9454820 88 3170 26 553930 92 Received from home office Certificate of deposit discounted bor rowed money 95000 00 290937 22 13 Total income Disbursements 10302859 28 14 Net amount paid policyholders for losses 5150898 16 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 126719 60 1820761 22 645286 83 66160 79 140878 31 ComptrollerGenerals Report 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 145 11070 68 1876 01 9194 67 146 ComptrollerGenerals Report 20 Paid policyholders for dividends 6 401 62 22 Other items Remitted home office 69 83 Legal expenses 4 013 38 Furniture and fixtures 95gl Maps TT 10489 89 Underwriters boards etc 137 g3 Fire department Surveys 5227157 Repairs etc on real estate 70 422 24 Taxes on real estate 30380 84 State taxes on premiums 108 186 66 Insurance department licenses and fees 25310 36 Federal corporation taxes QQ0 Cal 7385122 Revenue taxes Office expenses fXfChange 5222 56 Life expenditure Appraisal of mortgaged property 649 15 Borrowed money redeemed 95 000 00 Agents balances eharged off 359 25 23 Total disbursements 9365947 36 Ledger Assets M S ValUi f 1601982 56 26 Mortgage loanS 27 Bonds at book value ft fift fi 28 Stocks at book value Y f 29 Cash in office 1346938 05 30 Deposits at interest 21JS 31 Deposits not at interest i S ISrM SS Bills receivable taken for certificate of deposit for farm risks 33 163 64 Bills receivable and certificates part due 892 75 Due for reinsurance on paid losses marine depart ment 33499 80 34 Total ledger assetsTVt NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 107117 37 Other items 10iH7 44 Revenue stamps to be collected 11UD ComptrollerGenerals Report 147 Rents accrued on companys property 10000 00 t 16374771 97 38 Total assets v Deduct Assets Not Admitted 39 Agents balances 101000 71 40 Bills receivable 2565 83 41 Other items Excess of bills receivable over reserve 4935 62 Book value on bonds and stocks over market value 425790 89 Mortgage No 520 over amount allowed bylaw NYS 13000 00 Due for reinsurance on paid losses from unauthorized companies marine 39 57 42 Total not admitted assets 547332 62 43 Total admitted assets 15827439 35 Liabilities 44 Net amount of unpaid losses and claims 126 II 45 Reserves or unearned premiums on risks outstanding 8771487 93 Z7 Salaries and miscellaneous accounts due or accrued 37480 61 48 Taxes due or accrued 49 Other items 93 Contingent commissions etc Return premiums due j Reserve for unknown liabilities 50 Total amount of liabilities except capital f I 53 Surplus protection to policyholders 5460745 59 54 Total liabilities 15827439 35 Business in ForceFire Risks Premiums 69 In force December 31 1915 119738282 1235664 27 70 Written or renewed during year 105202401 1020382 93 Total 224940683 2256047 20 73 Deduct those expired and marked off as terminated 80373321 907890 40 74 In force at the end of the year 134567362 1348156 80148 ComptrollerGenerals Eeport 75 Deduct amount reinsured 64703887 654 252 IS 76 Net amount in force 69863475 693904 67 Business in ForceMarine and Ilnland 69 In force December 31 1915 3410368 100102 45 70 Written or renewed during year 5995180 153178 45 72 Total 9405548 253280 90 73 Deduct those expired and marked off as terminated 2534195 152955 62 74 In force at the end of the year 6871353 100325 28 75 Deduct amount reinsured 2718642 73 502 74 Net amount in force 4152711 26822 54 Business in Georgia Fire Marine Inland 78 Gross risks written 27415906 00 536140 0G Less 7076727 risks cancelled and 5916853 reinsurance in companies authorized in Georgia 12663563 00 330017 00 Net risks written 14752343 00 206123 09 79 Gross premiums on risks written 342418 11 58 20 Less 7235680 return premiums and 7711016 premiums for reinsurance in companies authorized in Georgia 149431 96 35 00 Net premiums received 192986 15 23 20 80 Losses paid deducting salvage 274870 83 Less losses on risks reinsured in companies authorized in Georgia 116541 85 Net losses paid 158328 98 81 Losses incurred 242178 58 Less losses on risks reinsured in companies authorized in Georgia 105092 69 Net tosses incurred 137085 89ComptrollerGenerals Report Investments in Georgia 107 Bonds par value 149 10000 00 LONDON ASSURANCE CORPORATION OF NEW YORK CITY 84 William Street New York City Charles L Case United States Manager Rutherford Lipscomb Attorney tor Service Capital Stock 4 Extended at 4521453 01 Income 5 Gross premiums on new business 6302843 31 7 Deduct amounts paid for reinsurance and 2718522 87 return premiums 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances Agents balances previously charged off Received from home office Income tax collections at the source 13 Total income 3584320 44 163032 50 13076 68 435 35 5 61 282811 36 230 01 4043911 95 Disbursements U Net amount paid policyholders for losses 1401893 74 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 35006 63 703295 16 274337 60 24450 69 48477 74150 ComptrollerGenerals Report 22 Other items Remittance to home office State taxes 636787 64 Sundries I 69706 al City and county licenses S79 16 Local taxes and fees 6771 43 Emergency revenue stamp tax JJj Insurance and Are departments underwritersboards etc Maps furniture etc 78885 89 8248 14 23 Total disbursements 3338251 58 Ledger Assets 27 Bonds at book value 28 Stocks at book value 3593389 02 29 Cash in office 54171 25 30 Deposits at interest 2017 35 31 Deposits not at interest 867U7 28 32 Agents balances net 660 70 33 Other items 599788 72 Bills receivable for Marine risks Due for reinsurance on losses i 109935 80 34 Total ledger assets 5227113 38 NonLedger Assets 35 Interest due and accrued t 45954 T 38 Total assets 5273067 60 Deduct Assets Not Admitted 39 Agents balances r 40 Bills receivable 59150 25 41 Other items 33 26 Overdue and accrued interest on bonds 1 687 Market value of special deposits uJJi 40 Bonds and stocks net Due from other companies for reinsur ance on losses already paid 32355 89 42 Total assets not admitted 300515 65 43 Total admitted assets 4972551 95ComptrollerGenerals Report 151 Liabilities 44 Net amount of unpaid losses and claims 926286 52 45 Reserves or unearned premiums on risks outstanding 22J8 076 9 47 Salaries and miscellaneous accounts due or accrued 58b 13 48 Taxes due or accrued 49 Other items 9 Income tax collections at the source 26 972 88 Contingent commissions 50 Total amount of liabilities except capital Unfit 31 53 Surplus protection to policyholders 4972551 95 54 Total liabilities Business in ForceFire Risks Premiums 51 iqlr 491942223 5139366 82 69 In force December 31 1915 TO Written or renewed during the year 320406917 3316058 70 2 Total 812349140 8455425 52 73 Deduct those expired and marked off as terminated ovo M o eT MJJ j 75 Deduct amount reinsured iulu fi 407 695 462 4151632 08 76 Net amount in force w Business in ForceMarine and Inland Risks Premiums 91 iQic 43 124416 321897 18 69 in force December 31 1915 70 Written or renewed during the year 545113281 2986 84 bl 72 Total ri S 330868179 73 Dirertered and madoff 74 in force at the end of the year 25 I 390545 64 75 Deduct amount reinsured 14J 29 846 037 298085 79 76 Net amount in force as4ouoi Business in Georgia Fire Marine Inland K S 073 018 00 1200058 00 78 Gross risks written Wuis u 152 ComptrollerGenerals Report Less 528825 fire and 300000 marine risks cancelled and 14750 fire re insurance in companies authorized in Georgia 543575 00 Net risks written j 2529443 00 79 Gross premiums on risks written 34901 gl Less 425172 fire and 9073 marine return premiums and 14616 pre miums for reinsurance in companies authorized in Georgia 4397 88 Net premiums received 30 503 93 SO Losses paid deducting salvage 55 383 66 81 Losses incurred 56011 g6 Investments in Georgia 107 Bonds 300 00 1199758 00 4000 38 90 73 3909 65 22 10 22 10 9600 00 LONDON AND LANCASHIRE FIRE NSURANCE COMPANY LIMIT 57 and 59 William Street New York N Y Archibald G Mcllwaine Jr Manager Robert A Hancock Attorney for Service ED Capital Stock 2 Ledger assets December 31 1915 Income 5 Gross premiums on fire 4569340 04 6 Gross premiums on marine 499491 29 7 Deduct amounts paid for reinsurance and return premiums 2149628 00 5089404 30 8 Total premiums 9 Interest and rentsl g3 33 10 Profit on sale or increase by adjustment of assets 980 00ComptrollerGenerals Report 11 Other sources Remittances from home office Agents balances previously charged oif 61887 02 1333 95 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 39 Advertising printing postage telegrams etc 22 Other items Special agents expenses Taxes and fees Underwriting expenses not included above Remittances to home office Agents balances charged off 23 Total disbursements Ledger Assets V Book value of real estate Bonds at book value Stocks at book value Cash in office Deposits at interest 31 Deposits not at interest 32 Agents balances net Other items Bills receivable Funds deposited with U S trustee Due from other companies Balance in hands of special agents 25 27 28 29 30 33 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 153 63020 97 3179251 47 1411317 38 51209 91 482385 23 248324 83 31901 23 71569 08 56776 13 106934 26 137061 55 138312 00 1107 28 2736899 47 300 3326 4 8 712 3 732 1 438 2 000 00 371 13 660 00 339 64 812 70 816 54 441 04 848 41 800 18 541 66 125 00 5531756 30 52993 68154 37 Other items Due from other companies for losses ComptrollerGenerals Report reinsurance on paid 12972 38 Total assets 5597722 66 Deduct Assets Not Admitted 9 Agents balances 40 Bills receivable 41 Other items Balance with special agents Overdue and accrued interest in default Market value of special deposits over liabilities Book value of assets over market value 36332 44 1848 41 125 00 6625 00 2076 11 163889 61 42 Total not admitted assets 43 Total admitted assets 210896 57 5386826 09 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 laxes due or accrued 49 Other items Contingent commissions due or accrued Federal tax withheld at source 50 Total amount of liabilities except capital W7 52 Surplus over all liabilities 158898 89 2227927 20 54 Total liabilities 5 5386826 09 236788 OS 2847529 58 4332 7 63583 51 6600 00 65 00 Business in ForceFire 69 In force December 31 1915 70 Written or renewed during the year Risks Premiums 746226438 6826269 33 535831197 4569340 04 72 Total 73 Deduct thee expired and marked 128257635 temInated 475375481 4283839 07 74 in force at the end of yearV TTToComptrollerGenerals Report 155 75 Deduct amount reinsured 208629680 1837114 32 76 Net amount in force 2598052474 5274655 98 Business in ForceMarine and Inland Risks Premiums 69 In force December 311915 12576886 244871 90 70 Written or renewed during the year 37813325 499491 29 72 Total 50390211 744363 19 73 Deduct those expired and marked off as terminated 32914206 381617 78 74 In force at the end of the year 17476005 362745 41 75 Deduct amount reinsured 3349829 39953 85 76 Net amount in force 14126176 322791 56 Business in Georgia Fire Marine Inland 78 Gross risks written 8576915 00 172373 00 Less 210425400 risks cancelled and 104677100 reinsurance in com panies authorized in Georgia 3151025 00 17735 00 Net risks written 5425890 00 154638 00 79 Gross premiums on risks written 86756 93 2413 81 Less 1250097 return premiums and 561276 premiums for reinsurance in companies authorized in Georgia 18113 73 464 40 Net premiums received I 68643 20 1949 41 80 Losses paid deducting salvage 9928298 15000 Less losses on risks reinsured in com panies authorized in Georgia 6011 83 Net losses paid 9327115 150 00 81 Losses incurred 95456 18 150 00 Less losses on risks reinsured in com panies authorized in Georgia 2963 34 Net losses incurred 92492 84 150 00 156 ComptrollerGenerals Report THE LUMBER MUTUAL FIRE INSURANCE COMPANY OF BOSTON MASS 141 Milk Street Boston Mass George H Davenport President Harry E Stone Secretary F Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets December 31 1915 1028252 60 4 EXt6nded at 1028252 GO Income 5 Gross premiums on new business 643341 47 7 Deduct amounts paid for reinsurance and return premiums g2 378 23 8 Total premiums 580963 24 lfT 472 35 10 Profit on sale or increase by adjustment of assets 898 06 11 Other sources Prom agents balances previously charged off 21 91 Prom Gale and Stone agents 25000 0Q 13 Total income 6523 Disbursements 14 Net amount paid policyholders for losses 182 579 22 15 Legal and administrative expenses in adjustment of claims 35 gg 16 Commissions and allowances to agents a First year Commissions 32 14147 b Allowances to agencies for miscellaneous agency expenses 17 Salaries of officers and employes 46480 17 18 Rents Q 4740 00 19 Advertising printing postage telegrams etc 5 409 57 20 Paid policyholders for dividends 289029 83 21 Loss on sale and decrease by adjustment of assets 425 n 21 a Agents balances charged off 1F QQ 22 Other items S Legal expenses 1315 03 Furniture and fixtures 14G2 92ComptrollerGenerals Report 157 Taxes and fees Inspections and surveys Subscription to publications Collecting bad bills Premiums on surety bonds and working mens compensation policy Auditing accounts All other disbursements 23 Total disbursements 12365 28 7117 16 482 15 15 00 338 46 630 00 2132 73 25858 73 591240 85 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest 22 Agents balances net 33 Other items Cash in office mileage account 34 Total ledger assets 961280 42 1344 00 108995 60 17592 79 154 50 1089367 31 NonLedger Assets 35 Interest due and accrued 37 Other items Amount due from Gale and Stone agents Cash held for agency expenses 13177 22 15375 33 684 78 38 Total assets 1118604 64 Deduct Assets Not Admitted 39 Agents balances 41 Other items Overdue and accrued interest on bonds in default Market value of special deposits in ex cess of corresponding liabilities Book value of ledger assets over market value Amount due from Gale and Stone agents 38 36 435 42 4271 44 15545 42 15375 33 42 Total not admitted assets 43 Total admitted assets 35665 97 5 1082938 07158 ComptrollerGenerals Eeport Liabilities 44 Net amount of unpaid losses and claims jp 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reserve for federal income tax Reserve for contingencies guaranty capital 50 Total amount of liabilities except capital 52 Surplus over all liabilities 54 Total liabilities 18228 38 278431 24 158 04 7126 60 65 or 200000 00 504009 26 578929 41 1082938 6 Business in Force 69 In force December 31 1915 70 Written or renewed during the year 72 Total 73 Deduct those expired and marked off as terminated Risks 23299360 29963355 Premiums 502873 79 643341 47 53262715 27173000 1146215 26 589352 79 74 In force at the end of the year 26089715 Business in Georgia 78 Gross risks written Less risks cancelled Net risks written 79 Gross premiums on risks written Less return premiums Net premiums received 80 Losses paid deducting salvage 81 Losses incurred Investments in Georgia 107 Bonds City of Augusta Ga i registered bond due November 1 1942 market valuej 556862 47 549809 07 165082 31 384726 79 16399 54 3167 02 13232 52 11625 J8 11610 48 10600 00ComptrollerGeneral s Report 159 THE LUMBERMENS MUTUAL INSURANCE COMPANY OF MANSFIELD OHIO Lumbermens Heights Mansfield Ohio K S Nail President W H G Kegg Secretary F Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets December 311915 743309 9 Income 5 Gross premiums 7 Deduct amounts paid for and return premiums 92j862 91 reinsurance 144981 14 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances previously charged ott 13 Total income 776881 77 33000 29 6350 00 91 85 816323 91 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Furniture and fixtures Legal Taxes fees etc Miscellaneous Traveling expenses Inspections and survey Repairs on real estate 226044 11 1751 82 93140 13 38187 95 3277 20 4841 78 192164 96 835 00 3351 44 676 76 14951 52 3242 79 2242 63 15846 45 10904 44 47187 83 23 Total disbursements 611458 98160 ComptrollerGeneral s Eeport Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net b3 Other items Collateral loans 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Bonds 1734968 stocks 101000 total 38 Total assets Deduct Assets Not Admitted 41 Special deposit in excess of corresponding liabilities 43 Total admitted assets 30000 00 162500 00 450743 15 84100 00 1233 91 30304 79 106805 14 80187 23 2300 00 948174 22 7728 48 18359 68 974262 S8 Liabilities 4 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions 50 Total amount of liabilities except capital 52 Surplus over all liabilities 54 Total liabilities 4500 00 969762 38 52068 00 393918 83 730 00 100 00 7500 00 15177 89 469494 72 500267 66 969762 38 Business in Force Risks Premiums 69 In force December 31 1915 25415806 500361 21 70 Written of renewed during the year 54514630 921862 91 72 Total 79930436 1422227 12ComptrollerGenerals Report 73 Deduct those expired and marked off as terminated 33515414 74 In force at the end of the year 46415022 75 Deduct amount reinsured 43000 76 Net amount in force 46372022 Business in Georgia 78 Gross risks written Less risks cancelled Net risks written 79 Gross premiums on risks written Less return premiums Net premiums received 80 Losses paid deducting salvage 81 Losses incurred Investments in Georgia 107 Bonds City of Atlanta Ga 161 661320 IS 760906 yi 653 76 760253 18 480853 00 131081 00 349772 00 13302 92 2114 54 11188 38 11754 28 11803 89 10000 00 MASSACHUSETTS FIRE AND MARINE INSURANCE COMPANY OF BOSTON MASS 95 Water Street and 65 Kilby Street Boston Mass Everett C Benton President Walter Adlard Secretary James L Dickey Jr Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 1493796 75 4 Extended at 1493796 75 Income 5 Gross premiums on new business Fire 63437940 Marine 98115886 total 1615538 26162 ComptrollerGenerals Report 7 Deduct amounts paid for reinsurance and return premiums Fire 194 23061 Marine 39805270 total 592283 31 8 Total premiums 1023254 95 9 Interest and rents 53386 44 11 Other sources Rights sold i312 36 Stocks 4390 00 Bonds 504 10 f 6206 46 13 Total income 1082847 85 Disbursements Fire 14 Net amount paid policy holders for losses Fire 284 28251 marine 22637565 total 510658 16 15 Legal and administrative expenses in adjustment of claims 1698121 16 Commissions and allowances to agents 272676 39 17 Salaries of officers and employes 51515 05 18 Rents and interest 5189 5 19 Advertising printing postage telegrams etc 8660 09 20 Paid stockholders for dividends 30000 00 21 Loss on sale and decrease by adjustment of assets 2068 41 22 Other items Special agents expense 232824 underwriters hoards 812532 taxes and licenses 708665 fire depart ment 570064 State tax on premiums 988944 furniture 81614 inspections and surveys 131950 insurance department fees 269220 maps 1795 86 agents balances charged off 184730 miscel laneous expenses 260348 total 44204 77 23 Total disbursements 941973 61 Ledger Assets 28 Stocks at book value 1281967 90 29 Cash in office 1837 58 SO Deposits at interest 96574 58 32 Agents balances net 204040 93ComptrollerGenerals Report 163 S3 Other items Loans secured by pledge of bonds 50000 00 Underwriters maps association deposit 250 00 50250 00 34 Total ledger assets 1634670 99 NonLedger Assets 35 Interest due and acrued 10906 50 37 Other items Reinsurance recoverable on paid losses Fire 4441 Marine 103524 total 1079 65 ig Total assets 1646657 14 Deduct Assets Not Admitted 39 Agents balances 5208 62 41 Other items Book value of ledger assets overmarket value bonds and stocks 9062 90 Underwriters maps association deposit 250 00 42 Total not admitted assets 14521 52 43 Total admitted assets 1632135 62 Liabilities 44 Net amount of unpaid losses and claims 209427 63 45 Reserves or unearned premiums on risks outstanding 645245 69 47 Salaries and miscellaneous accounts due or accrued 1244 39 49 Other items Estimated taxes 16006 48 50 Total amount of liabilities except capital 871924 25 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 260211 37 5S Surplus protection to policyholders 760211 37 54 Total liabilities 1632135 62 Business in ForceFire Risks Premiums 69 In force December 31 1915 97317320 944328 45 70 Written or renewed during the year 64347107 634379 40 72 Total 161664427 1578707 85164 ComptrollerGenerals Eeport 73 Deduct those expired and marked off as terminated 59789787 598073 55 74 In force at the end of the year 101874640 980634 30 75 Deduct amount reinsured 17648990 166973 60 76 Net amount in force 84225650 813660 70 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 18135911 347848 31 70 Written or renewed during the year 106321042 981158 8o 72 Total 124456953 1329007 17 73 Deduct those expired and marked off as terminated 99844309 873408 98 74 In force at the end of the year 24612644 455598 19 75 Deduct amount reinsured 3546783 22512 69 76 Net amount in force 21065861 433085 50 Business in Georgia Fire Marine Inland 78 Gross risks written 1543625 00 8500 00 Less 22239000 risks cancelled and 13154600 reinsurance in compa nies authorized in Georgia 353936 00 Net risks written 1189689 00 8500 00 79 Gross premiums on risks written 22405 20 21 25 Less 273455 return premiums and 175720 premiums for reinsurance in companies authorized in Georgia 4491 75 Net premiums received 17913 45 21 2d 80 Losses paid deducting salvage 11389 75 150 Less losses on risks reinsured in com panies authorized in Georgia 454 56 Not losses paid 10935 19 150ComptrollerGenerals Report 81 Losses incurred 12909 96 f Less losses on risks reinsured in com panies authorized in Georgia 454 56 Net losses incurred 12455 40 165 1 50 1 50 MECHANICS INSURANCE COMPANY OF PHILADELPHIA PA 500502 Walnut Street Philadelphia Pa Daniel H Dunham President John A Snyder Secretary A L Brooks Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets December 31 1915 1492738 22 4 Extended at M2738 22 Income 5 Gross premiums on new business 691038 69 7 Deduct amounts paid for reinsurance and return premiums 243704 52 8 Total premiums 447334 17 9 Interest and rents 62679 3i 10 Profit on sale or increase by adjustment of assets 6950 23 11 Other sources Deposit premiums written on perpetual risks 948258 Recovered from American Union Insur ance Co on bill charged off 1 59 Assignment fees on perpetual policies 270 50 Agents balances previously charged off 11 55 9766 22 13 Total income 526729 96 Disbursements 14 Net amount paid policyholders for losses 200966 51 15 Legal and administrative expenses in adjustment of claims 57565S 16 Commissions and allowances to agents 114710 64 17 Salaries of officers and employes 47282 61166 ComptrollerGenerals Eeport 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale or decrease by adjustment of assets 22 Other items Legal expenses Furniture and fixtures Maps including corrections Underwriters boards and tariff association Fire department salvage corps fees etc Inspections and surveys Repairs and expenses on real estate Taxes on real estate State taxes on premiums Insurance department licenses and fees Federal corporation tax City and county licenses and fees Auditors fees Revenue stamps Miscellaneous Deposit premiums returned Agents balances charged off Ledger Assets 25 2 27 28 29 SO 32 33 Book value of real estate Mortgage loans Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Perpetual reinsurance deposits Deposited with Philadelphia Fire Under writers Association 5336 66 13280 54 25000 00 16017 39 185 13 1190 ii 50 43 8289 89 5122 71 480 93 5674 34 1499 59 6203 78 5260 09 433 04 938 22 100 00 2004 03 1695 37 12971 15 1967 64 23 Total disbursements 482417 78 5851 84 100 00 83193 77 124525 00 1056533 31 107614 38 1327 15 56647 88 101257 07 5951 84 34 Total ledger assets 1537050 40 NonLedger Assets 35 Interest due and accrued plus bank balances 20955 15118 19 36 Market value of assets over book value 14806 23 37 Other items Reinsurance on loans already paid 2394 32 38 Total assets 1569369 14ComptrollerGenerals Report 167 39 41 42 43 44 45 47 49 50 51 52 53 54 C9 70 72 73 74 75 76 Deduct Assets Not Admitted Agents balances 893 23 Other items Market value of special deposits in ex cess of corresponding liabilities 33907 98 Book value over market value stocks and bonds 21652 94 Total not admitted assets 56454 15 Total admitted assets 1512914 99 Liabilities Net amount of unpaid losses and claims 38691 13 Reserves or unearned premiums on risks outstanding 808623 13 Salaries and miscellaneous accounts due or accrued 826 07 Other items Estimated amount hereafter payable for Federal State and other taxes 8500 00 Contingent commissions or other charges due or accrued 1665 00 Income tax withholding account 30 00 10195 00 Total amount of liabilities except capital 858335 38 Capital actually paid in cash 250000 00 Surplus over all liabilities 404579 61 Surplus protection to policyholders 654579 61 Total liabilities4 1512914 99 Business in Force Risks Premiums In force December 31 1915 101671825 964840 09 Written or renewed during the year 67959893 691038 69 Total 169631718 1655878 78 Deduct those expired and marked off as terminated 54550807 558861 97 In force at the end of the year 115080 911 1097016 81 Deduct amount reinsured 17132266 193220 14 Net amount in force 5 97948645 903796 67168 ComptrollerGenerals Report 77 Perpetual risks not included above 14881370 00 Deposit premiums on same 354047 68 Business in Georgia 78 Gross risks written 185700 00 Less 3880000 risks cancelled and 2200000 reinsur ance authorized in Georgia 60800 00 Net risks written 124900 00 79 Gross premiums on risks written 1869 93 Less 35019 return premiums and 25945 premiums for reinsurance in companies authorized in Georgia 609 64 Net premiums received 1260 29 Investments in Georgia 107 Bonds 10000 00 MERCANTILE MUTUAL FIRE INSURANCE CO OF PROVIDENCE R I 10 Weybosset Street Providence R I Alfred U Eddy President Frederick N Branch Asst Secretary W A Wright Attorney for Service Capital Stock 2 Ledger assets December 311915 270990 80 Income 5 Gross premiums on new business 300407 94 7 Deduct amounts paid for reinsurance and return premiums 14724 55 8 Total premiums 285683 39 9 Interest and rents 12707 87 13 Total income 298391 26 Disbursements 14 Net amount paid policyholders for losses 12087 29 17 Salaries of officers and employes 11982 35ComptrollerGenerals Report 169 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Borrowed money and interest Inspections and travel Taxes insurance department fees fire patrol Legal Office and miscellaneous 23 Total disbursements Ledger Assets 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest 32 Agents balances net S4 Total ledger assets NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 38 Total assets 5 1454 65 2385 01 211641 53 12375 00 10079 50 5469 33 4290 27 747 13 352 49 272864 55 81932 50 142570 00 14919 70 7792 50 296517 51 1119 10 1507 50 299144 11 Deduct Assets Not Admitted 41 43 44 45 47 48 50 3 54 Other items Market value of special deposits in ex cess of corresponding liabilities Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due and accrued Total amount of liabilities except capital Surplus protection to policyholders Total liabilities 3142 00 296002 11 4736 93 165845 38 250 00 3200 00 174032 31 121969 80 296002 11170 ComptrollerGenerals Report Business in Force Risks Premiums 69 In force December 31 1915 34445377 292213 85 70 Written or renewed during the year 35406791 300407 94 72 TotaI 69852168 592621 v9 73 Deduct those expired and marked off as terminated 32524204 279837 ii 74 In force at the end of the year 37327964 312784 36 Business in Georgia 78 Gross risks written 1565739 00 Less risks cancelled 216j33 00 Net risks written 1349409 00 79 Gross premiums on risks written 11 003 01 Less return premiums 627 42 Net premiums received 10375 59 80 Losses paid deducting salvage 211 38 81 Losses incurred 104 16 Investments in Georgia 107 Bonds Appling County Court House 10000 00 MILWAUKEE MECHANICS INSURANCE CO OF MILWAUKEE WIS William L Jones President Oscar Griebling Secretary W H Hill Attorney for Service Capital stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 4310991 94 4 Extended at 431099194 Income 5 Gross premiums on new business Fire 298564399 Marine 3196503 total 3017609 02ComptrollerGenerals Report 171 7 Deduct amounts paid for reinsurance and return premiums Fire 93362255 Marine 596737 total 939589 92 8 Total premiums 2078019 10 9 Interest and rents 192233 37 10 Profit on sale or increase by adjustment of assets 64207 50 11 Other sources Bonds 323733 borrowed money 5000000 agents balances charged off 80463 total 54041 96 13 Total income 2388501 93 Disbursements 14 Net amount paid policyholders for losses 984963 33 15 Legal and administrative expenses in adjustment of claims 32509 33 16 Commissions and allowances to agents 487150 05 17 Salaries of officers and employes 208152 11 18 Rents and interest 13804 72 19 Advertising printing postage telegrams etc 382232 97 21 Losses on sale and decrease by adjustment of assets 6350 00 23 Total disbursements 2115162 51 Ledger Assets 25 Book value of real estate 15300 00 26 Mortgage loans 1673028 00 27 Bonds at book value 2335097 0 28 Stocks at book value 72028 00 29 Cash in office 5471 72 30 Deposits at interest 100954 08 32 Agents balances net 381824 06 33 Other items Deposit Milwaukee board of under writers 10 00 Due from Munich Reinsurance Co 528 00 628 00 34 Total ledger assets 4584331 36 NonLedger Assets 35 Interest due and accrued 5 44451 61 S6 Market value of assets over book value 36396 36172 ComptrollerGeneral s Report 37 Other items Recoverable for reinsurance 4942 00 38 Total assets 4670121 33 Deduct Assets Not Admitted 5681 93 4633 48 42 Total not admitted assets 10315 41 39 Agents balances 41 Other items Market value of special deposits 43 Total admitted assets 4659805 92 Liabilities 44 Net amount of unpaid losses and claims 163574 32 45 Reserves or unearned premiums on risks outstanding 2341711 59 47 Salaries and miscellaneous accounts due or accrued 5000 00 48 Taxes due or accrued 7 500 q 49 Other sources Contingent commissions 20000 00 Funds for reinsurance treaties 723 64 Reserved for dividends 35000 00 55723 64 50 Total amount of liabilities except capital 2641009 55 61 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1018796 37 53 Surplus protection to policyholders 2 018796 37 54 Total liabilities 4i659805 a2 Business in ForceFire Risks Premiums 69 In force December 31 1915 521570428 5267378 81 70 Written or renewed during the year 294736621 2985643 99 71 Excess of original premiums over amount received for reinsurance 1304 67 72 Total 816307049 8254327 47 73 Deduct those expired and marked off as terminated 270121869 2819856 61 U In force at the end of the year 546185180 5434470 8ComptrollerGenerals Eeport 173 75 Deduct amount reinsured 84700752 899942 40 76 Net amount in force 461484428 4534528 46 Business in ForceMarine and Inland Risks Premiums 70 Written or renewed during the year 1862598 31965 03 73 Deduct those expired and marked off as terminated 295487 5708 10 74 In force at the end of the year 1567111 26256 93 75 Deduct amount reinsured 23582 390 24 7 6 Net amount in force 1543529 25866 69 Business in Georgia Fire Tornado 78 Gross risks written 3862602 00 107050 00 Less risks cancelled 926960 00 22250 00 Net risks written 2935642 00 84800 00 79 Gross premiums on risks written 60117 50 375 05 Less return premiums U538 38 86 95 Net premiums received 48579 12 288 10 80 Losses paid deducting salavge 73771 45 27 18 81 Losses incurred 71722 26 27 18 investments in Georgia 107 Bonds Georgia 000 00 NATIONAL BEN FRANKLIN FIRE INSURANCE COMPANY PITTSBURGH PA 120 West Ohio Street Pittsburgh Pa Samuel McKnight President H M Schmitt Secretary Langdon C Quin Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 3407306 77 4 Extended at 3407306 7T174 ComptrollebGeneeals Eeport Income 5 Gross premiums on new business 2747505 53 7 Deduct amounts paid for reinsurance and return premiums 975609 44 8 Total premiums 9 Interest and rents 13 Total income I 1771896 09 170329 93 1942226 02 Disbursements 14 Net amount paid policyholders for losses io Legal and administrative expenses in adjustment claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends n Loss on sale and decrease by adjustment of assets 22 Other items of 23 Total disbursements 810903 26 28315 10 497706 21 88865 40 6000 00 11576 17 100000 00 1922 50 161385 29 1706673 93 Ledger Assets 25 Book value tff real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Deposit Philadelphia Undrs Assoc 33450 00 200 00 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 38 Total assets 156801 12 2185242 82 448367 32 52010 00 42301 02 390984 03 30334 84 303167 VI 33650 00 3642858 86 5 43612 27 18031 69 5 3704502 82ComptrollerGenerals Report 175 Deduct Assets Not Admitted S9 Agents balances 63 44 41 Other items Excess special deposit iiobLi 4i 90 175 89 42 Total not admitted assets 3614326 93 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims JiJJ 45 Reserves or unearned premiums on risks outstanding 1821838 35 46 Dividends to policyholders declared but unpaid 335 00 47 Salaries and miscellaneous accounts due or accrued 291 20 48 Taxes due or accrued 50 Total amount of liabilities except capital 2041764 68 51 Capital actually paid in cash lOW000 00 52 Surplus over all liabilities 572562 25 53 Surplus protection to policyholders 54 Total liabilities 3614 326 93 Business in ForceFire Risks Premiums 69 in force December 31 1915 421960 905 4140 675 46 70 Written or renewed during the year 236701614 2434167 76 71 Excess of original premiums over 12 085 16 amount received for reinsurance 72 Totals 73 Deduct those expired and marked off as terminated 658662519 6586928 38 234540562 2370590 06 75 Deduct amount reinsured w11 f0 351898880 3369451 00 76 Net amount in torce Business in ForceMarine and Inland Risks Premiums 09 in force December 31 1915 5425421 00 142332 22 f0 Written or renewed during the year 12206898 00 313337 T7 17632319 00 455669 99 72 Totals176 ComptrollerGenerals Report 73 Deduct those expired and marked off as terminated 8124267 00 2MJii 74 In force at the end of the year 9508052 00 230925 50 75 Deduct amount reinsured 337476 00 5993 44 76 Net amount in force 9170576 00 224932 06 Business in Georgia 7o n Fire Automobile IZT ItM I 3259819 oo 00 Less 901069 risks cancelled and 294681 reinsurance in companies authorized in Georgia 1047301 00 147849 00 Net risks written 2212518 00 250140 79 Gross premiums on risks written 39166 46 9 570 99 Less 1035363 return premiums and 321120 premiums for reinsurance in companies authorized in Georgia 10386 28 3i78 55 Net premiums received 28780 80 Losses paid deducting salvage 29085 38 2 795 89 Less losses on risks reinsured in companies authorized in Georgia 7472 i7 Net losses paid 21613 21 lTss 81 Losses incurred 2765139 2 78199 Less losses on risks reinsured in com panies authorized in Georgia 7j488 87 Net losses incurred 20162 o2 278199 Investments in Georgia 107 Bonds 10600 00ComptrollerGenerals Report 177 NATIONALE FIRE INSURANCE COMPANY OF PARIS FRANCE 17 Custom House Street Providence R I Starkweather Shipley U S Managers W A Wright Attorney for Service Capital Stock 2 Ledger assets December 31 1915 753890 73 Income 5 Gross premiums on new business 1009490 99 7 Deduct amounts paid for reinsurance and return premiums 653178 51 8 Total premiums 356312 48 9 Interest and rents 28050 51 11 Other sources From cash deposited with Philadelphia Underwriters 3 10 Association 13 Total income 384366 09 Disbursements 14 Net amount paid policyholders for losses 164620 33 15 Legal and administrative expenses in adjustment of 4254 83 claims 16 Commissions and allowances to agents 107038 53 17 Salaries of officers and employes 13189 19 Advertising printing postage telegrams etc 350 33 22 Other items Underwriters boards fire department patrol salvage corps and inspections 6314 57 State insurance department taxes fees etc and mis cellaneous taxes 11552 51 Surety bonds and auditing books 302 40 Remittance to home office 751 10 23 Total disbursements 295316 49 Ledger Assets 27 Bonds at book value 656117 97 30 Deposits at interest 90861 18 32 Agents balances net 95861 18178 ComptrollerGeneral s Report 33 Other items Cash deposited with Philadelphia Un derwriters Association 35 Interest due and accrued i 36 Market value of assets over book value 37 Other items Reinsurance due from other companies Due from Phenix Fire Insurance Co under reinsurance treaty 38 Total assets Deduct Assets Not Admitted 41 Other items Market value of special deposits in ex cess of corresponding liabilities 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Due Phenix Fire Insurance Co under reinsurance treaty 52 Due Abeille Fire Insurance Co under reinsurance treaty 100 00 34 Total ledger assets 4 842940 33 NonLedger Assets 54 Total liabilities 8535 46 26615 53 2232 52 732 29 881056 13 12297 14 868758 99 35773 28 277151 20 29997 80 5250 00 4404 25 2936 15 50 Total amount of liabilities except capital 355 512 68 52 Surplus over all liabilities 513 246 31 5 868758 99 Business in Force Risks Premiums 69 In force December 31 1915 103537252 963 097 38 70 Written or renewed during the year 110221797 1009490 99 72 Total 213759049 1972588 37ComptrollerGenerals Report 179 73 Deduct those expired and marked off as terminated 90240705 828419 02 74 In force at the end of the year 123518344 1144169 35 75 Deduct amount reinsured 66382798 617094 02 76 Net amount in force 57135546 527075 33 Business in Georgia 78 Gross risks written 4398288 00 Less 1654596 risks cancelled and 1051988 reinsur ance in companies authorized in Georgia 2706584 00 Net risks written 1691704 00 79 Gross premiums on risks written 58666 92 Less 1703318 return premiums and 1539047 pre miums for reinsurance in companies authorized in Georgia 32423 65 Net premiums received 26243 27 80 Losses paid deducting salvage 35681 71 Less losses on risks reinsured in companies authorized in Georgia 148 62 Net losses paid 24533 m 81 Losses incurred 32738 68 Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 23072 95 Investments in Georgia 107 Bonds 10000 00 NATIONAL FIRE INSURANCE COMPANY OF HARTFORD CONN 95 Pearl Street Hartford Conn H A Smith President O H Tyron Secretary Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets December 31 1916 16385094 12 4 Extended at 16385094 12180 ComptrollerGenerals Report Income 5 Gross premiums on new business 15891602 20 7 Deduct amounts paid for reinsurance and return premiums 6355978 97 8 Total premiums 9535623 23 9 Interest and rents 658358 68 10 Profit on sale or increase by adjustment of assets 34005 03 11 Other sources From agents balances previously charged 689 76 13 Total income 10228676 70 Disbursements 14 Net amount paid policyholders for losses 4717253 81 15 Legal and administrative expenses in adjustment of claims 95610 37 16 Commissions and allowances to agents 1653667 85 17 Salaries of officers and empolyes 257802 42 18 Rents and interest 52 713 69 19 Advertising printing postage telegrams etc 184499 24 20 Paid policyholders for dividends 400000 00 21 Loss on sale and decrease by adjustment of assets 68998 90 22 Other items Furniture and fixtures 18654 98 Maps including corrections 18758 53 Salaries and expenses general and special agents 988866 49 Tax licenses and fees 465832 46 Boards 139564 40 Other expenses 67900 09 23 Total disbursements 9130128 23 Ledger Assets 25 Book value of real estate 573 79g 23 26 Mortgage loans 1565275 00 27 Bonds at book value 10546 691 96 28 Stocks at book value j Hg 340 72 29 Cash in office g gl 05 30 Deposits at interest 1566 014 91 cl Deposits not at interest 134 974 59 32 Agents balances net j 700 122 23 33 Other items Bills receivable taken for fire risks 267499 83 Cash Chicago office 168 02PORT 181 232 93 1216 12 17483642 239572 59 48 ComptrollerGenerals Report Due from financial agents Due from departmental managers 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value DD0 37 Other items Due from insurance companies reinsur ance on final losses paid 17878783 82 38 Total assets Deduct Assets Not Admitted 39 Agents balances 26953 14 40 Bills receivable 41 Other items Overdue and accrued interest on bonds j I 75133 34 in default Market value of special deposits in ex cess of corresponding liabilities 182688 58 Other assets not admitted due from de partment managers 1216 Due from other insurance companies 407 63 306474 73 42 Total not admitted assets 17572309 09 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 1209112 31 45 Reserves or unearned premiums on risks outstanding 9827 942 70 47 Salaries and miscellaeous accounts due or accrued 20171 8b 48 Taxes due or accrued 19 Other items Contingent commissions on other charges due or ac crued 2 510 43 Funds held under reinsurance treaties Special reserve fund covering all contingent liabilities 300000 00 50 Total amount of liabilities except capital 11637565 44 51 Capital actually paid in cash 2 00000 00 52 Surplus over all liabilities 3934743 65 53 Surplus protection to policyholders 17572309 09 E4 Total liabilities 182 ComptrollerGenerals Eepoet Business in ForceFire Risks Premiums 69 In force December 31 1915 2288337963 22325830 51 70 Written or renewed during the year 1636142391 15795701 39 11 f I 3924480354 38121531 90 73 Deduct those expired and marked off as terminated 1409548422 13799139 06 74 In force at the end of the year 2514931932 24322 392 84 75 Deduct amount reinsured 638464493 5465930 91 76 Net amount in force 1876467439 18856461 93 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 4249220 92 127 72 0 Written or renewed during the year 15932709 95900 81 Ial 20181929 188028 53 6 Deduct those expired and marked off as terminated 14966978 113193 77 74 In force at the end of the year 5214951 74 834 76 75 Deduct amount reinsured 720399 5615 43 6 Net amount in force 4494552 5 69219 33 Business In Georgia 78 Gross risks written 20364550 00 iess 3520491 risks cancelled and 2997335 reinsur ance in companies authorized in Georgia 6517826 00 Net risks written 13846724 00 79 Gross premiums on risks written 221351 33 Less 1624697 return premiums and 2926822 pre miums for reinsurance in companies authorized in Ge0Fgia 45515 19 Net premiums received 175836 14 80 Losses paid deducting salvage 108 302 71 Less losses on risks reinsured in companies authorized in Gergia 7629 71 Net losses paid 100673 00CompteolleeGenerals Eepoet in Georgia 183 99613 78 7054 18 Net losses incurred 92559 60 Investments in Georgia 107 Bonds 10000 00 NATONAL UNON FRE NSURANCE COMPANY OF PITTSBURG PA wm G Armstrong Secretary V E Cole President C Y Smith Attorney for Service Capital stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1916 4186025 4 Extended at Income business 4764006 62 4186025 72 5 Gross premiums on new 1 Deduct amounts paid tor reinsurance and return premiums 2453392 00 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total income 2310614 62 178369 79 1881 20 2490865 61 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets Agents balances charged off 258387 40 42584 42 385705 14 217344 74 15940 20 39238 60 90000 00 4077 96 828 73 184 ComptrollerGenerals Eeport 22 Other items Expenses of special and general agents 4 972 Furniture and fixtures maps underwriters boards assn fire dept fire patrol salvage corps inspec tions and surveys repairs and expenses on real es tate taxes on real estate other taxes and licenses and decrease in liability on account of reinsurance treaties 164706 26 23 Total disbursements 2263785 67 Ledger Assets 25 Book value of real estate 26 Mortgage loans 23976 44 27 Bonds at book value 395950 00 28 Stocks at book value 2667122 32 29 Cash in office 408294 77 30 Deposits at interest 33480 83 31 Deposits not at interest 290320 59 32 Agents balances net 9926 84 33 Other items 450553 21 Bills receivable taken for fire risks 27 545 73 Due from other companies 55ooo Amount recoverable for reinsurance on Paidlosses 48435 43 Loans secured by pledge of bonds stocks or other collaterals 2500 00 133481 16 34 Total ledger assets Z I 4413105 66 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over bookvalue JJJJ JJ 38 Total assets 4472789 56 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable f 54 41 Other items 18829 7 Market value of special deposits in ex cess of corresponding liabilities 7257 10 42 Total not admitted assets 40616 71 43 Total admitted assets 5 4432172 85ComptrollerGenerals Report 185 Liabilities 44 Net amount of unpaid losses and claims 221003 55 45 Reserves or unearned premiums on risks outstanding 2362164 24 47 Salaries and miscellaneous accounts due or accrued 2742 90 48 Taxes due or accrued 49 Other items 00 Special reserve for contingencies Contingent com or other charges due or accrued 5000 00 50 Total amount of liabilities except capital 2675910 69 51 Capital actually paid in cash 5 1000000 00 52 Surplus over all liabilities 756262 lb 53 Surplus protection to policyholders 17 4432172 85 54 Total liabilities Business in Force Risks Premiums 69 m force December 31 1915 594024695 676924 86 70 Written or renewed during the year 439424400 464006 62 71 Excess of original premiums over amount received for reinsurance 1033449095 11536952 99 72 Total v 73 Deduct those expired and marked off as terminated c f s ggs s 75 Deduct amount reinsured la8JD fi 440 382 514 4698770 44 76 Net amount in force Business in Georgia 5453672 00 78 Gross risks written Less 588685 risks cancelled and 40000 reinsurance in companies authorized in Georgia 4824987 00 Net risks written 67140 14 79 Gross premiums on risks written 79 Jess 1239297 return premiums and 49311 premium for reinsurance in companies authorized in Georgialj 54254 06 Net premiums received 186 ComptrollerGenerals Report SO Losses paid deducting salvage 107336 66 81 Losses incurred 119 793 57 Investments in Georgia 107 Bonds Augusta Ga 4 per cent 1944 10000 00 THE NEW BRUNSWICK FIRE INSURANCE COMPANY OF NEW BRUNSWICK NEW JERSEY 40 Paterson Street New Brunswick N J Geo A Viehmann President Charles D Ross Secretary Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 1277592 75 3 Increase of paidup capital during year 100000 00 4 Extended at 1377592 75 Income 5 Gross premiums on new business 1499714 90 7 Deduct amounts paid for reinsurance and return premiums 551970 29 8 Total premiums 947744 61 9 Interest and rents 5g 354 y 10 Profit on sale or increase by adjustment of assets 15524 75 11 Other sources Amount received for increase of surplus from sale of stock 100000 00 13 Total income 1121624 32 Disbursements 14 Net amount paid policyholders for losses 392813 01 15 Legal and administrative expenses in adjustment of Calms 10695 11 16 Commissions and allowances to agents 228 677 67 17 Salaries of officers and employes 42132 61 18 Rents and interest 3000 0Q 19 Advertising printing postage telegrams etc 18652 80 20 Paid policyholders for dividends 47997 00 21 Loss on sale and decrease by adjustment of assets 2146 61 22 Other items Salaries and expenses of special and general agents 46414 76 Legal expenses 57 aComptrollerGenerals Report 187 23 25 26 27 28 29 30 32 33 34 35 36 37 39 41 42 43 Furniture and fixtures i37 7 Maps including corrections 2476 s2 Underwriters boards and Tariff Associations 6317 42 Fire Department fire patrol fees taxes and expenses 6764 30 Inspections and surveys 2577 47 Repairs and expenses on real estate 5103 Z3 Taxes on real estate 2123 b State taxes on premiums 12279 58 Insurance department licenses and fees 4782 48 All other licenses fees and taxes L9S4 04 Other disbursements 13113 20 Agents balances charged off 2549 47 Total disbursements 854030 17 Ledger Assets Book value of real estate 132362 00 Mortgage loans 295222 00 Bonds at book value 259949 02 Stocks at book value 538728 80 Cash in office 5474 67 Deposits at interest 220198 94 Agents balances net 193151 47 Other items Deposit with Philadelphia Underwriters 100 00 Total ledger assets 45186 90 NonLedger Assets m 7 41 X 712 Interest due and accrued Market value of assets over book value Bonds and 61321 18 stocks Other items 5902 55 1719829 36 Total assets Deduct Assets Not Admitted Agents balances a433 49 Other items Market value of special deposits in ex cess of corresponding liabilities 6306 46 One mortgage not considered good No 157 222 00 Total not admitted assets ao1 Total admitted assets 1711867 41 I188 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 89333 50 45 Reserves or unearned premiums on risks outstanding 781579 83 46 Dividends to policyholders declared but unpaid 42 97 47 Salaries and miscellaneous accounts due or accrued 2000 00 48 Taxes due or accrued 7 5qq 00 49 Other items Contingent commissions or other charges due or accrued 4000 00 50 Total amount of liabilities except capital 884456 30 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 327411 11 53 Surplus protection to policyholders 827411 11 64 Total liabilities 1711867 tl Business in ForceFire Risks Premiums 69 In force December 31 1915 128934965 1523653 12 70 Written or renewed during the year 122768546 1358205 92 71 Excess of original premiums over amount received for reinsurance 6357 35 72 Total 3 251703511 2888216 39 73 Deduct those expired and marked off as terminated 92433373 1079514 80 74 In force at the end of the year 159270138 1808701 59 75 Deduct amount reinsured 33065966 369721 70 76 Net amount in force 126204172 1438979 89 Business in ForceMarine and Inland Risks Premiums iO Written or renewed during the year 12670466 141508 98 73 Deduct those expired and marked oft as terminated 11306855 115936 98 74 In force at the end of the year 1363611 25572 00 Business in Georgia 78 Gross risks written 2283030 00ComptrollerGenerals Report 189 Less 1118674 risks cancelled and 184009 reinsur ance in companies authorized in Georgia lA0ib4 980347 00 Net risks written o ofi 911 10 79 Gross premiums on risks written V Less 8 25982 return premiums and iUld6 pre miums for reinsurance in companies authorized in Georgia S 14323 95 Net premiums received m Of I Q7 AO 80 Losses paid deducting salvage JA Less losses on risks reinsured in companies authorized in Georgia 26060 25 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia 15789 52 Net losses incurred NEW HAMPSHIRE FIRE INSURANCE CO OF MANCHESTER N H 156 Hanover Street Manchester N H r t Lewis W Crockett Secretary Frank W Sargeant President iewisw John J McKay Attorney for Service Capital Stock 1 Amount of paidup capital W 0W 00 2 Ledger assets December 31 1915 5814331 67 4 Extended at 5814331 67 Income 5 Gross premiums 7 Deduct amounts paid for reinsurance and return premiums 4290057 05 1419460 76 8 Total premiums 9 Interest and rents 10 Front on sale or increase by adjustment of assets 2870596 29 271603 16 21120 00190 ComptrollerGenerals Report 11 Other sources Taxes rebated prior years Five per cent liquidating dividend Central Loan Land Co Increase in liabilities during the year 18 ggJ JJ From agents balances previously cnarged off lw Borrowed money gross 7500000 13 Total income 3257876 67 Disbursements 14 Net amount paid policyholders for losses 1 547 611 j4 15 Legal and administrative expenses in adjustmentof claims 16 Commissions and allowances to agents 3Jt 17 Salaries of officers and employes 18 Rents and interest 1614o0 23 19 Advertising printing postage telegrams etc JS 11 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 2 238 17 2 Other items xl 375688 23 23 Total disbursements 2962939 20 Ledger Assets 25 Book value of real estate 26 Mortgage loans 246750 00 27 Bonds at book value 24500 00 28 Stocks at book value 326214147 29 Cash in office 1809986 60 30 Beposits at interest 760 52 2 Agents balances net 311868 39 453262 16 34 Total ledger assets 6109269 14 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book vaitie 1 37 Other items Reinsurance due on losses paidZZ 8 Total assets 6976684 85ComptrollerGenerals Report Deduct Assets Not Admitted 39 Agents balances 5461 55 41 Other items Market value of special deposits in ex cess of corresponding liabilities 1350 76 42 Total not admitted assets 191 43 Total admitted assets 6812 31 6969872 54 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding f6 Dividends to stockholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reserve for contingent liabilities oO Total amount of liabilities except capital 51 Capital actually paid in cash 1350000 00 52 Surplus over all liabilities 2100428 41 f 321335 09 2846722 14 67500 00 53886 90 80000 00 150000 00 3519444 13 53 Surplus protection to policyholders 3450428 41 54 Total liabilities 6969872 54 Business in ForceFire 69 In force December 31 1915 5 70 Written or renewed in 1916 71 Excess of original premiums over amount received for reinsurance Risks 630410465 429656250 Premiums 6258202 82 4290057 05 7067 52 72 Totals 1060066715 73 Deduct expirations and cancellations 384830600 74 In force December 31 1916 675236115 75 Deduct amount reinsured 1D4804430 s 10555327 4018189 J9 n 6537138 965056 08 S5 76 Net amount in force I 570431685 5572081 23192 ComptrollerGenerals Eeport Business in Georgia S Gross risks written 967o944 00 Less 1099540 risks cancelled and 2303899 reinsur ance in companies authorized in Georgia 3403439 00 Net risks written 6267505 00 79 Gross premiums on risks written r 98701 49 ess 1671310 return premiums and 3151710 pre miums for reinsurance in companies authorized in Borgia 4g230 20 Net premiums received 50 471 29 80 Losses paid deducting salvage 109855 64 Less losses on risks reinsured in companies authorized in Georgia 62248 0 Net losses paid 47607 57 81 Losses incurred 121 455 77 Less losses on risks reinsured in companies authorized in Georgia 65535 52 Net losses incurred 55920 52 NEW JERSEY FIRE INSURANCE COMPANY OF NEWARK N J I 40 Clinton Street Newark New Jersey George A Viehmann President Gresham Ennis Secretary Langdon C Quin Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 1735504 58 4 Extended at 7QK K l73so04 58 Income 5 Gross premiums on new business 1467303 78 7 Deduct amounts paid for reinsurance and return premiums 629274 60 8 Total premiums f 838029 lgComptrollerGenerals Eeport 193 9 Interest and rents 98114 94 10 Profit on sale or increase by adjustment of assets 4222 50 11 Other sources Investment expense collectible charged off in error De cember 31 1915 130 78 From agents balances previously charged off 46 31 13 Total income 940543 71 Disbursements 14 Net amount paid policyholders for losses 263059 79 15 Legal and administrative expenses in adjustment of claims 6587 14 16 Commissions and alowances to agents 204503 09 17 Salaries of officers and employes 24577 53 18 Rents and interest 4000 00 19 Advertising printing postage telegrams etc 8558 59 21 Loss on sale and decrease by adjustment of assets 1882 91 22 Other items Salaries fees and all other charges of officers direc tors trustees and H O employes 50371 10 Postage telegrams telephone and express 5356 55 Legal expenses 1166 17 Furniture and Fixtures 2478 70 Maps including corrections 1721 15 Underwriters Boards and Tariff Associations 4543 48 Fire dept fire patrol and salvage corps assessments fees taxes and expenses 2431 07 Inspections and surveys 186 54 Repairs and expenses other than taxes on real estate 12403 74 Taxes on real estate 5417 80 State taxes on premiums 8290 59 Insurance department licenses and fees 3482 70 Municipal taxes and licenses 855 94 United States revenue tax 3598 68 Personal property tax 363 82 Investment expense 10 00 Eagle Fire Insurance Co account charged off 1143 05 R E tax paid in 1916 and charged in annual statement of December 31 1915 226 80 Return premiums paid and charged to profit and loss 1012 46 Reinsurance recoverable on paid losses carried in er ror in 1915 statement as ledger asset 26044 97 Agents balances charged off 8163 48 23 Total disbursements 654120 84194 ComptrollerGenerals Report Ledger Assets 25 Book value of real estate 271566 73 26 Mortgage loans 554770 00 27 Bonds at book value 378126 11 28 Stocks at book value 512994 36 29 Cash in office 9441 85 80 Deposits at interest 68026 16 32 Agents balances net 203872 18 33 Other items Fire underwriters Assn of Philadelphia Pa 100 00 Due from organization board 697 10 Investment expense collectable 332 96 Loans secured by pledge of bonds stocks or other col lateral 22000 00 34 Total ledger assets 2021927 45 NonLedger Assets 5 Interest due and accrued 14900 33 37 Other items Reinsurance recoverable on paid losses 29475 00 S8 Total assets 2066302 78 Deduct Assets Not Admitted 39 Agents balances 19388 02 40 Bills receivable Due from American Union Fire Ins Co for losses 12281 09 41 Other items Organization Board 697 10 Investment expense collectible 332 96 Collateral loan 1992 00 Market value of special deposits 997 68 Book value of ledger assets over market value viz Bonds 301611 Stocks 429486 7310 97 Collateral loan 22000 00 42 Total not admitted assets 64999 82 43 Total admitted assets 2001302 96 Liabilities 44 Net amount of unpaid losses and claims 112989 64ComptrollerGenerals Report 195 45 Reserves or unearned premiums on risks outstanding 565969 71 47 Salaries and miscellaneous accounts due or accrued 5000 00 48 Taxes due or accrued 10000 00 49 Other items Contingent com or other charges due or accrued 5000 00 50 Total amount of liabilities except capital 698959 35 51 Capital actually paid in cash 1000000 00 62 Surplus over all liabilities 302343 61 53 Surplus protection to policyholders 1302343 61 54 Total liabilities 2001302 96 Business in ForceFire Risks Premiums 69 In force December 31 1915 134361616 1140376 65 70 Written or renewed during the year 110906487 1156585 23 71 Excess of original premiums over amount received for reinsurance 2443 86 72 Total 245268103 2299405 74 73 Deduct those expired and marked off as terminated 100623033 901085 74 74 In force at the end of the year 144645070 1398320 00 75 Deduct amount reinsured 46459121 320487 26 76 Net amount in force 98185949 1077832 74 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 2408903 17177 24 70 Written or renewed during the year 28520465 310718 55 72 Total 30929368 327895 79 73 Deduct those expired and marked off as terminated 28484672 276459 75 74 In force at the end of the year 2444696 51436 04 75 Deduct amount reinsured 1222348 25718 02 76 Net amount in force 1222348 25718 02196 ComptrollerGenerals Report Business in Georgia 78 Gross risks written 1748552 00 Less 55943900 risks cancelled and 8362100 rein surance in companies authorized in Georgia 643060 00 Net risks written 1105492 00 79 Gross premiums on risks written 20650 75 Less 466378 return premiums and 104802 pre miums for reinsurance in companies authorized in Georgia 5711 80 Net premiums received 14938 95 80 Losses paid deducting salvage 5981 96 Less losses on risks reinsured in companies author ized in Georgia 1265 74 Net losses paid 4716 22 81 Losses incurred 7242 96 Less losses on risks reinsured in companies author ized in Georgia 1317 74 Net losses incurred 5925 22 Investments in Georgia 107 Bonds market value 960000 par value 10000 00 NIAGARA FIRE INSURANCE COMPANY OF NEW YORK CITY N Y 123 William Street New York City N Y O E Lane President Chas A Lung Secretary Floyd Johnson Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 7661705 82 4 Extended at 7661705 82ComptrollerGenerals Report 197 Income 5 Gross premiums on new business 6113590 35 7 Deduct amounts paia for reinsurance and return premiums 2037519 81 8 Total premiums 4076070 54 9 Interest and rents 329535 tt 3 0 Profit on sale or increase by adjustment of assets 13173 86 11 Other sources Agents balances previously charged off 1807 26 Income tax reserved 583 33 13 Total income 4421170 55 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Internal revenue Federal corporation tax State and municipal licenses Miscellaneous taxes fees etc 1902196 57 51325 34 825194 69 395579 26 300800 59 75237 51 31861 10 34524 76 230921 23 23 Total disbursements 3847641 05 Ledger Assets 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 81 Deposits not at interest 32 Agents balances net 409000 00 3168608 14 3240268 88 840 58 265835 80 332287 11 818394 81 34 Total ledger assets 8235235 32 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 63010 83 117244 98 198 ComptrollerGenerals Report 37 Other items Losses recoverable on paid losses 34921 38 38 Total assets 8450412 51 Deduct Assets Not Admitted 39 Agents balances 9427 25 41 Other items Overdue and accrued interest on bonds in default 5975 00 Market value of special deposits in excess of corresponding liabilities 59597 29 42 Total not admitted assets r 74999 54 43 Total admitted assets 8375412 97 Liabilities 44 Net amount of unpaid losses and claims 420230 91 45 Reserves or unearned premiums on risks outstanding 3734858 17 47 Salaries and miscellaneous accounts due or accrued 73500 00 48 Taxes due or accrued 90000 00 49 Other items Income tax reserved 1045 58 Citizens contingent liability 1500 00 Reserve for all other contingencies 22500 00 50 Total amount of liabilities except capita 4343634 66 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 3031778 31 53 Surplus protection to policyholders 4031778 31 54 Total liabilities 8375412 97 Business in ForceFire Risks Premiums 69 In force December 31 1915 817810669 8164945 89 70 Written or renewed during the year 588154782 5843613 97 71 Excess of original premiums over amount received for reinsurance 7245 01 72 Total 1405965451 14015804 87 73 Deduct those expired and marked off as terminated 510799155 5385173 30 74 In force at the end of the year 895166296 8630631 57ComptkollekGenerals Eepoet 199 75 Deduct amount reinsured 152459373 1477801 17 76 Net amount in force 742706923 7152830 40 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 5319077 107380 04 70 Written or renewed during the year 16989908 269976 38 72 Total 22308985 377356 42 73 Deduct those expired and marked off as terminated 14415098 201362 63 74 In force at the end of the year 7893887 175993 79 75 Deduct amount reinsured 45146 672 12 76 Net amount in force 7848741 175321 67 Business in Georgia 78 Gross risks written 2930730 00 Less 362067 risks cancelled and 381479 reinsurance in companies authorized in Georgia 743546 00 Net risks written 2187184 00 79 Gross premiums on risks written 52084 10 Less 599275 return premiums and 644233 pre miums for reinsurance in companies authorized in Georgia 12435 08 Net premiums received 39649 02 80 Losses paid deducting salvage 125385 64 Less losses on risks reinsured in companies author ized in Georgia 22971 72 Net losses paid 102413 92 81 Losses incurred 124493 40 Less losses on risks reinsured in companies author ized in Georgia 27023 34 Net losses incurred 87470 06200 ComptrollerGenerals Keport norddeutsche insurance co 123 William St New York City New York E W OBernie Attorney for Service Capital Stock 1 Amount of U S deposits 400000 00 2 Ledger assets December 31 1915 2073710 67 4 Extended at 2073710 67 Income 5 Gross premiums on new business 3212334 78 7 Deduct amounts paid for reinsurance and return premiums 837451 99 8 Total premiums 2374882 79 9 Interest and rents 69763 15 10 Profit on sale or increase by adjustment of assets 1750 00 11 Other sources Payments made by marine branch to fire branch 41847 47 Remittance from home office fire branch 2708 00 Remittance from home office marine branch 430 27 Borrowed money gross call loan Farm ers Loan Trust Co 40000 00 84985 74 13 Total income f 2531381 68 Disbursements 14 Net amount paid policyholders for losses 1136833 67 15 Legal and administrative expenses in adjustment of claims 16397 62 16 Commissions and allowances to agents 465329 92 17 Salaries of officers and employes 120563 66 18 Rents and interest 5999 45 19 Advertising printing postage telegrams etc 30136 09 22 Other items Taxes licenses and fees underwriters board tariff association and inspections and surveys 83493 54 Borrowed money repaid gross 40000 00 Furniture fixtures and maps v 2208 82ComptrollerGenerals Report 201 Allowances to agents and miscellaneous office expenses 7824 46 Remittance to home office and payments made by ma rine branch to fire branch 102950 90 Auditors fees 630 00 Agents balances charged off 413 87 23 Total disbursements 2012782 00 Ledger Assets 27 Bonds at book value 1731562 11 29 Cash in office 1678 80 30 Deposits at interest 78812 43 31 Deposits not at interest 4368 76 32 Agents balances net 773662 48 33 Other items Due from F Herrmann Co marine de partment account licenses paid 76 15 Deposit with Philadelphia Underwriters Association 200 00 General adjustment bureau 1 share stock 50 00 Bills receivable taken for marine and inland risks 1899 62 2225 77 34 Total ledger assets 2592310 35 NonLedger Assets 35 Interest due and accrued 19471 61 36 Market value of assets over book value 32477 89 37 Other items Reinsurance recoverable on losses paid 2975 35 38 Total assets 2647235 20 Deduct Assets Not Admitted 39 Agents balances 27974 31 42 Total not admitted assets 2797431 43 Total admitted assets 2619260 89 Liabilities 44 Net amount of unpaid losses and claims 5 445233 07 45 Reserves or unearned premiums on risks outstanding 890919 34202 ComptrollerGenerals Report 47 Salaries and miscellaneous accounts due or accrued 700 00 48 Taxes due or accrued 64670 13 49 Other items Reserve for contingencies 5000 00 Contingent commission due or accrued 1000 00 6000 00 50 Total amount of liabilities except capital 1407522 54 51 U S capital actually paid in cash 400000 00 52 Surplus over all liabilities 811738 35 53 Surplus protection to policyholders 1211738 35 54 Total liabilities 2619260 89 Business in ForceFire Risks Premiums 69 In force December 31 1915 122481277 1398506 89 70 Written or renewed during the year 114694092 1178930 96 72 Total 237175369 2577437 85 73 Deduct those expired and marked off as terminated 101004376 1183010 61 74 In force at the end of the year 136170993 1394427 24 75 Deduct amount reinsured 33365361 357133 33 6 Net amount in force 102805632 1037293 91 Business in ForceMarine and Inland Risks Premiums 69 In force on December 31 1915 13612617 316861 59 70 Written or renewed during the year 241889059 2033403 82 2 Total 255501676 2350265 41 3 Deduct those expired and marked off as terminated 225026846 1588256 41 74 In force at the end of the year 30474830 762009 00 75 Deduct amount reinsured 4142388 93111 54 76 Net amount in force 26332442 668897 46ComptrollerGenerals Report 208 Business in Georgia Fire Marine Inland 78 Gross risks written 2848679 00 339748 00 Less 1168003 risks cancelled and 177409 reinsurance in companies authorized in Georgia 1114235 00 231177 00 Net risks written 1734444 00 108571 00 79 Gross premiums on risks written 42328 91 10777 67 Less 1647629 return premiums and 558832 premiums for reinsurance in companies authorized in Georgia 15712 71 6351 90 Net premiums received 26616 20 4425 77 80 Losses paid deducting salvage 48298 05 7122 18 Less losses on risks reinsured in companies authorized in Georgia 29170 10 3431 99 Net losses paid 19127 95 3690 19 81 Losses incurred 48893 15 7637 18 Less losses on risks reinsured in companies authorized in Georgia 29046 23 4001 99 Net losses incurred 19846 92 3635 19 Investments in Georgia 107 Bonds 10000 00 THE NORTH BRITISH AND MERCANTILE INSURANCE COMPANY OF LONDON AND EDINBURGH 76 William Street New York N Y E G Richards President W H Hill Attorney for Service Capital Stock 1 Amount of statutory deposit paidup capital deposited with State of New Y0rk 200000 00 2 Ledger assets December 31 1915 9806100 60 4 Extended at 9806100 60204 ComptrollerGenerals Eeport Income 5 Gross premiums on new business 8387080 62 7 Deduct amounts paid for reinsurance and return premiums 3296342 74 8 Total premiums 5090737 88 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from or credited home office Philadelphia Fire Underwriters Association From agents balances previously charged off 345809 87 25392 45 1984 71 6 20 440 80 13 Total income 5464371 91 Disbursements 14 Net amount paid policyholders for losses 3 5 Legal and administrative expenses in adjustment of claims 3 6 Commissions and allowances to agents 17 Salaries of officers and employes 15 Rents and interest 19 Advertising printing postage telegrams etc 2j Loss on sale and decrease by adjustment of assets 22 Other items Expenses of special and general agents Maps Inspections and surveys State tax licenses and fees Legal expenses Furniture and Fixtures Underwriters tariff expenses Remittance to home office Deposit premiums returned Fire Department Association and expenses Agents balances charged off 2591582 52 45169 74 1040712 49 415083 43 34880 59 71828 58 154496 93 125701 45 11082 17 12045 76 161142 20 2197 35 3990 34 105763 68 450000 00 387 00 42779 80 12803 80 23 Total disbursements 5281647 83 Ledger Assets 27 Bonds at book value 7088995 78 28 Stocks at book value j 08 480 42 29 Cash in office 500 00 30 Deposits at interest 581182 6532 33 34 35 38 29 40 41 42 43 44 45 47 48 50 52 C3 ComptrollerGenerals Report 205 Agents balances net 999778 34 Other items Deposit Pacific Coast Automobile Underwriting Con 100 00 Reinsurance recoverable on paid losses in authorized and unauthorized companies 9787 49 Total ledger assets 9988824 68 NonLedger Assets Interest due and accrued 99077 65 Total assets 10087902 33 Deduct Assets Not Admitted Agents balances Written prior to October 1 1916 33228 28 Bills receivable 489 42 Other items Market value of special deposits in ex cess of corresponding liabilities 1236 65 Book value of ledger assets over mar ket value 565532 70 Reinsurance recoverable on paid losses in unauthorized companies 4396 57 Deposit Pacific Coast Automobile Under writing Conference 100 00 Total not admitted assets 604983 62 Total admitted assets 9482918 71 Liabilities Net amount of unpaid losses and claims 795409 16 Reserves or unearned premiums on risks outstanding 4942961 36 Salaries and miscellaneous accounts due or accrued 31739 65 Taxes due or accrued 101757 47 Total amount of liabilities except capital 5871867 64 Surplus over all liabilities 3611051 07 Total liabilities 9482918 71 Business in ForceFire Risks Premiums In force December 31 1915 1291012978 10773939 11206 ComptrollerGenerals Report 10 Written or renewed during the year 984250168 7992555 68 72 Total 2275263146 18766494 79 73 Deduct those expired and marked off as terminated 891653053 7383746 20 74 In force at the end of the year 1383610093 11382748 59 75 Deduct amount reinsured 302429635 2215011 38 76 Net amount in force 1081180458 9167737 21 Business in ForceMarine and Inland Risks Premiums 70 Written or renewed during the year 26981217 391661 05 73 Deduct those expired and marked off as terminated 10949645 103715 29 7 4 In force at the end of the year 16031572 287945 76 75 Deduct amount reinsured 5734262 94755 33 76 Net amount in force 10297310 193190 43 77 Perpetual risks not included in above 1511520 00 Deposit premiums on same 45848 20 Business in Georgia Fire Marine Inland 78 Gross risks written 13549007 00 95376 00 Less 3154580 risks cancelled and 3534588 reinsurance in compa nies authorized in Georgia 6689168 Net risks written 6859839 00 95376 00 79 Gross premiums on risks written 165967 98 2177 46 Less 3132353 return premiums and 3503595 premiums for reinsurance in companies authorized in Georgia 66359 48 Net premiums received 99608 50 2177 46 80 Losses paid deducting salvage 13469151 468 31 Net losses paid 106471 24 468 31 81 Losses incurred 116122 32 457 50 Net losses incurred 91341 05 457 50ComptrollerGenerals Report 207 UNITED STATES BRANCH OF THE NORTHERN ASSURANCE CO LIMITED 55 John Street New York N Y Geo W Babb Manager Capital Stock 1 Statutory deposit 200000 00 2 Ledger assets December 31 1915 6198329 98 4 Extended at 6398329 98 Income 5 Gross premiums on new business 5278706 84 7 Deduct amounts paid for reinsurance and return premiums 1989784 77 8 Total premiums 3288922 07 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received form head office Prom agents balances previously charged off 221854 76 7100 00 72960 43 1200 00 13 Total income 3592037 26 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and empolyes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes Salaries and expenses of special and general agents Legal expenses Furniture and fixtures Maps including corrections Underwriters boards and tariff associations Fire department fire patrol and salvage corps assess ments taxes and expenses 1586361 68 38719 11 557823 82 214825 48 26780 28 61834 87 65726 91 95373 97 150629 65 2324 98 4481 72 8843 34 48064 02 35927 91208 ComptrollerGeneral s Report Inspections and surveys 26 876 53 Insurance deparement licenses and fees 15599 98 Remitted to head office 31540 09 Agents balances charged off 739 41 Miscellaneous 19 4 23 Total disbursements 2 991 924 23 Ledger Assets 26 Mortgage loans 135000 00 27 Bonds at book value 4 y84 g22 26 28 Stocks at book value 294 265 90 29 Cash in office 236 n 80 Deposits at interest r43 g30 10 31 Deposits not at interest 62i6 49 32 Agents balances net 634 372 15 34 Total ledger assets 6798 443 01 NonLedger Assets 35 Interest due and accrued 69 632 44 37 Other items Earned profit commission due from treaty reinsurance admitted compa nies 8035 88 Amount recoverable on paid losses 30630 87 38666 75 38 Total assets 6906742 20 Deduct Assets Not Admitted 39 Agents balances p 20 j9 99 41 Other items Book value of ledger assets over mar ket value viz Bonds 144436 96 Stocks 61515 90 205952 86 42 Total not admitted assets 226J44 g5 43 Total admitted assets 7807 Liabilities 44 Net amount of unpaid losses and claims 389 993 71 45 Reserves or unearned premiums on risks outstanding 3102342 8947 48 50 51 52 53 54 69 70 71 72 73 74 75 76 79 80 ComptrollerGenerals Report 209 Salaries and miscellaneous accounts due or accrued 22310 02 Taxes due or accrued 81869 18 Total amount of liabilities except capital 3596515 80 Statutory deposit 200000 00 Surplus over all liabilities 2884081 55 Surplus protection to policyholders 3084081 55 Total liabilities 6680597 35 Business in Force Risks Premiums In force December 31 1915 723303930 7153160 85 Written or renewed during the year 531954691 5278706 84 Excess of original premiums over amount received for reinsurance 12543 27 Total 1255258621 12444410 96 Deduct those expired and marked off as terminated 476742864 4782046 01 In force at the end of the year 778515757 7662364 95 Deduct amount reinsured 174493082 1639872 42 Net amount in force 604022675 6022492 53 Business in Georgia Fire Tornado Gross risks written 9026422 00 7800 00 Less 234061700 risks cancelled and 72659000 reinsurance in compa nies authorized in Georgia 306720700 500 00 Net risks written 5959215 00 7300 00 Gross premiums on risks written 97456 89 35 00 Less 2048718 return premiums and 132892 premiums for reinsurance in companies authorized in Georgia 21816 10 2 00 Net premiums received I 75640 79 33 00 Losses paid deducting salvage 134501 18 Less losses on risks reinsured in companies authorized in Georgia 18533 24 Net losses paid 115967 94 210 ComptrollerGenerals Eeport 81 Losses incurred 75407 56 Less losses on risks reinsured in com panies authorized in Georgia 7512 33 Net losses incurred 67895 23 NORTHERN INSURANCE COMPANY OF NEW YORK N Y 1 Liberty Street NewYork New York William Mason President t James Marshall Secretary Milton Dargan Jr Attorney for Service Capital Stock 1 Amount of paidup capital 350000 00 2 Ledger assets December 31 1915 1477344 99 4 Extended at I 1477344 99 Income 5 Gross premiums on new business 1355117 86 7 Deduct amounts paid for reinsurance and return premiums 441849 05 8 Total premiums 9 Interest and rents ZY 9f8 1 10 Profit on sale or increase by adjustment orassets ilfilt It 13 Total income 1056861 73 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 7 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Federal State and municipal taxes 51066 20 Miscellaneous expenses Dividends to stockholders 391740 14 11179 10 5300 00 4 80 13676 50 899 73 21000 00 72965 93 23 Total disbursements 834734 65ComptrollerGenerals Report 211 Ledger Assets 117000 00 26 Mortgage loans 580136 25 27 Bonds at book value 771 327 25 28 Stocks at book value go 29 Cash in office m621 55 SO Deposits at interest 14 372 59 81 Deposits not at interest 32 Agents balances net 1699472 07 S4 Total ledger assets NonLedger Assets 8981 62 35 Interest due and accrued 37 Other items Reinsurance recoverable on paid losses 1q88 11 1709842 46 38 Total assets Deduct Assets Not Admitted 39 Agents balances 2329 87 41 Other items Book value over market 16128 50 value 18458 37 42 Total not admitted assets 1691384 09 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 90445 69 45 Reserves or unearned premiums on risks outstanding 871487 69 j 17501 vJ 48 Taxes due or accrued 50 Total amount of liabilities except capital 979433 3 41 Capital actually paid in cash 350000 00 52 Surplus over all liabilities 361950 71 53 Surplus protection to policyholders 711950 1691384 09 54 Total liabilities Business in Force Risks Premiums v 01 iqik 190 852464 1808879 56 69 In force December 31 1915 iiuOM212 ComptrollerGenerals Report 70 Written or renewed during the year 142519586 1355117 86 72 Total 333372050 3163997 42 73 Deduct those expired and marked off as terminated 118914680 1136547 14 74 In force at the end of the year 214457370 2027450 28 75 Deduct amount reinsured 36505422 364703 73 76 Net amount in force 177951948 1662746 55 Business in Georgia 1924738 00 719035 00 78 Gross risks written Less 484761 risks cancelled and 234274 reinsur ance in companies authorized in Georgia Net risks written 1205703 00 79 Gross premiums on risks written 23 810 28 Less 422499 return premiums and 250825 pre miums for reinsurance in companies authorized in Georgia 6733 24 Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 17077 04 25728 02 3781 94 Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia 21946 08 29013 34 7341 81 Net losses incurred 21671 53 NORTH RIVER INSURANCE COMPANY OF NEW YORK CITY 95 William Street New York New York Frederick H Crum President David G Wakeman Secretary J L Riley Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 3063891 64ComptrollerGenerals Report 213 3 Increase of paidup capital during year Surplus paid in 1916 100000 00 50000 00 4 Extended at 3213891 64 Income 5 Gross premiums on new business 4652022 79 7 Deduct amounts paid for reinsurance and return premiums 2351354 22 2300668 57 137415 79 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 75468 52 13 Total income 2513552 88 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers ana employes Salaries and expenses of special and general agents Rents and interest Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items 16 17 19 947677 98 29106 65 582426 68 126494 03 72952 57 15000 00 25813 55 14277 56 161447 13 23 Total disbursements 1975196 15 Ledger Assets 214150 00 662843 66 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest 32 Agents balances net 431797 85 379857 34 34 Total ledger assets 3752248 37 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 17012 37 Other items Reinsurance due on paid losses 13977 51 70121 82 3131 14 38 Total assets 3939478 84214 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims5 334587 18 45 Reserves or unearned premiums on risks outstanding 1814551 66 47 Salaries and miscellaneous accounts due or accrued 2000 00 48 Taxes due or accruing 33000 00 bO Total amount of liabilities except capital 2184340 09 51 Capital actually paid in cash 600000 00 52 Surplus over all liabilities 1155138 75 63 Surplus protection to policyholders 1755138 75 54 Total liabilities 3939478 84 Business in ForceFire Risks 9 In force December 31 1915 448728295 70 Written or renewed during the year 468094731 71 Excess of original premiums over amount recejved for reinsurance Premiums 4409077 18 4446141 48 40239 00 72 Totals 916823026 73 Deduct expirations and cancellations 381184438 74 In force December 31 1916 535638588 75 Deduct amount reinsured 181421360 8895457 3721323 66 17 5174134 1719907 19 41 76 Net amount in force 5 354217 228 Business in ForceMarine and Inland 3454227 08 Risks 69 In force December 31 1915 1418362 70 Written or renewed during the year 39553192 fTotals 40971554 73 Deduct expirations and cancellations 36859922 74 In force December 31 1916 Premiums 4971 52 205881 31 210852 S3 162572 18 4111632 48280 65ComptrollerGenerals Report 215 Business in Georgia Fire Marine Inland fi 4 108 877 00 42557 00 78 Gross risks written 4iusa t uu Less 1356743 risks cancelled and 221149 reinsurance in companies authorized in Georgia 1577892 00 Net risks written 25To 42557 00 79 Gross premiums on risks written 49435 39 6167 Less 1083350 return premiums ana 518144 premiums for reinsurance in companies authorized in Georgia 16014 94 Net premiums received 33420 45 61 67 80 Losses paid deducting salvage 54655 90 Less losses on risks reinsured in com panies authorized in Georgia 2381 25 Net losses paid 52274 65 81 Losses incurred 53566 90 Less losses on risks reinsured in com panies authorized in Georgia 247b 25 Net losses incurred 51091 65 NORTHWESTERN NATIONAL INSURANCE CO MILWAUKEE WIS Corner Wisconsin Jackson Streets Milwaukee Wis Alfred F James President M Stuart Secretary H Leon Layfleld Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 7602o51 23 7602351 23 4 Extended at Income 5 Gross premiums on new business 4146448 96 7 Deduct amounts paid for reinsurance and return premiums 90471b 3241732 32 8 Total premiums 216 ComptrollerGeneral s Report 9 Interest and rents 11 Other sources Agents balances previously charged off 304084 85 61 65 13 Total income 11148230 05 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other disbursements 1506287 58 46507 29 759285 24 406937 76 11000 00 46476 56 22619 38 334446 11 23 Total disbursements i 3 133559 92 Ledger Assets 25 Book value of real estate 218 000 00 26 Mortgage loans x 623409 60 27 Bonds at book value 544o919 36 29 Cash in office 30 Deposits at interest 32 Agents balances net 33 Other items Bills receivable taken for fire risks 59491 10 180263 40 491273 57 1313 10 84 Total ledger assets 8014670 13 NonLedger Assets 25 Interest due and accrued g 7 Other items Reinsurance recoverable on losses paid 63404 78 3123 93 38 Total assets Deduct Assets Not Admitted 8081198 84 39 Agents balances 40 Bills receivable 41 Other items Interest on bonds in default Market value of special deposits Book value of bonds over market value 10410 59 1313 10 22333 33 90239 27 349596 70 42 Total not admitted assets 473 gg2 99 43 Total admitted assets 7607 305 85ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims5 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions Reserve for conflagration 217 280094 76 3443954 05 75000 00 3290 34 115000 00 28392 47 600000 00 Total amount of liabilities except capital 61 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 206154 a 4545731 62 53 Surplus protection to policyholders 54 Total liabilities Business in ForceFire Risks 69 In force December 21 1915 824220242 70 Written or renewed during the year 338748856 72 Total 73 Deduct those expired and marked off 1212969098 as terminated 355433794 74 In force at the end of the year 857535304 75 Deduct amount reinsured 76 Net amount in force 769757915 Business in ForceMarine and Inland Risks 69 In force December 31 1915 J 70 Written or renewed during the year rflobzai 72 Total 33222970 73 Deduct those expired and marked off as terminated 74 In force at the end of the year 27095261 3061574 23 7607305 85 Premiums 7221024 24 3961961 37 11182985 61 3710252 15 7472733 46 803518 25 6669215 21 Premiums 63988 99 184487 59 248476 58 169597 69 6127709 78878 89218 ComptrollerGenerals Report Business in Georgia io i Fire 8 Gross risks written g 00 Less risks cancelled 76501100 Net risks written 2612135 00 79 Gross premiums on risks written 42 903 24 Less return premiums 7477 80 Net premiums received 35425 44 80 Losses paid deducting salvage 41 402 10 81 Losses incurred Investments in Georgia 107 Bonds 10000 00 NORWICH UNION FIRE INSURANCE SOCIETY LIMITED OF NORWICH ENGLAND U S BRANCH 58 John Street New York City New York J Montgomery Hare and William Hare U S Managers Augustus Wilkerson Attorney for Service Capital Stock 2 Ledger assets December 31 1915 3192241 14 Income 5 Gross premiums on new businessf 3683808 07 7 Deduct amounts paid for reinsurance and return premiums 1487890 28 8 Total premiums 10 Profit on sale or increase by adjustment of assets 233 65 Jl Other sources From home office 59 872 36 13 Total income 2366190 nComptrollerGenerals Report 219 Disbursements losses 1108395 14 Net amount paid policyholders for 15 Legal and administrative expenses in adjustment ot claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents j9 Advertising printing postage telegrams etc 22 Other items Agents allowances 55918 legal 33236 furniture 3 28238 maps 625220 underwriters boards and surveys 4232646 taxes and insurance department fees 93 31691 miscellaneous disbursements 11 346 66 interest on account of bonds and indebted ness 650000 irrecoverable balances 1396 remit ted to home office 222778 total 81 28922 11 400741 77 239550 55 14996 53 38699 09 163930 05 23 Total disbursements 1997463 69 Ledger Assets 27 28 29 30 351 32 33 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest 445441 Agents balances net Other items Bills receivable for fire marine and inland risks Balances in hands of special agents 2254068 23 538405 79 5637 26 253780 46 60153 11 02 2927 63 554 75 34 Total ledger assets 3560968 22 NonLedger Assets 31243 75 35 Interest due and accrued 55 Due from reinsurers for losses paid lui 30 37 Other items 38 Total assets 3607713 32 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 13617 83 2927 63 220 ComptrollerGenerals Report 41 Other items Balances in hands of special agents Book value of stocks and bonds over mar ket value 554 75 59308 99 42 Total not admitted assets 43 Total admitted assets 5 76409 20 3531304 32 Liabilities 44 Net amount of unpaid losses and claims 196 347 99 5 Reserves or unearned premiums on risks outstanding 1 853373 93 47 Salaries and miscellaneous accounts due or accrued 14226 65 48 Taxes due or accrued 49400 QQ 49 Other items Contingent commissions due or accrued 3300 00 0 Total amount of liabilities except capital 2 116 648 57 2 Surplus over all liabilities 1414 655 75 54 Total liabilities 3531304 32 Business in ForceFire a T Risks Premiums 69 In force December 31 1915 455823732 4504247 95 0 Written or renewed during the year 345872403 3 426 668 SI 71 Excess of original premiums over amount received for reinsurance 620 40 72 Total 73 Deduct those expired and marked off 801696135 7931537 16 as terminated 307505865 3203001 78 74 In force at the end of the year 75 Deduct amount reinsured 494190270 4728535 38 136086983 1261980 41 76 Net amount in force 3581032S7 3466554 97 Business in ForceMarine and Inland C9 In force December 31 1915 Risks Premiums 1820546 42 201 11 70 Written or renewed during the year 10831238 257139 26 72 Total 12651784 if 299340 37ComptrollerGenerals Report 221 73 Deduct those expired and marked off as terminated 6844371 150272 06 74 n force at the end of the year 5807413 149068 31 781096 75 Deduct amount reinsured 5 026 317 134562 18 76 Net amount in force tMV11 Business in Georgia 5081705 00 78 Gross risks written Less 1012819 risks cancelled and 414308 reinsur ance in companies authorized in Georgia l4Jm Net risks written 3654578 00 41965 45 79 Gross premiums on risks written Less 658054 return premiums and 75063 premiums for reinsurance in companies authorized in Georgia 73dl Net premiums received SO Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia Net losses paid 81 Losses Incurred Less losses on risks reinsured in companies authorized 34634 23 81529 75 4799 45 76730 30 67032 68 in Georgia Net losses incurred 2256 57 Investments in Georgia 107 Bonds 64776 11 10000 00 ORIENT INSURANCE COMPANY OF HARTFORD CONN 2022 Trinity Street Hartford Conn A G Mcllwaine Jr President Henry W Gray Jr Secretary Robt A Hancock Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 4093237 30 4 Extended at 4093237 30222 ComptrollerGenerals Report Income 5 Gross premiums on all business 3334072 53 7 Deduct amounts paid for reinsurance and return premiums 1285887 50 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest J9 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Special and general agents salaries and expenses f 69368 91 Boards and surveys 38 097 87 Taxes fees etc 111737 77 Miscellaneous 25530 M 23 Total disbursements Ledger Assets 25 Book value of real estate 27 Bonds at book value 28 Stocks at book value 29 Cash in office SO Deposits at interest S2 Agents balances net 33 Other items Due from London and Lancashire Fire Ins Co Ltd Bills receivable 2048185 03 150825 15 191 65 13 Total income 2 199201 83 1034083 26 31686 27 446478 14 91605 53 12432 75 41406 79 100000 00 300 00 244735 09 2002727 86 173186 38 2938849 91 88262 60 6851 28 692780 14 386092 06 1932 72 1756 18 34 Total ledger assets 4289711 27ComptrollerGenerals Report 223 NonLedger Assets S5 Interest due and accrued 52346 59 37 Other items Due from other companies account rein surance on paid losses i336 16 88 Total assets 4343394 02 Deduct Assets Not Admitted 9 Agents balances 16449 64 40 Bills receivable i756 18 41 Other items Overdue and accrued interest on bonds in default 1560834 market value of special deposits etc 41 96614 book value over market value 23746751 total 29504199 42 Total not admitted assets 313247 81 43 Total admitted assets 4030146 21 Liabilities 44 Net amount of unpaid losses and claims 191133 91 45 Reserves or unearned premiums on risks outstanding 1759446 64 47 Salaries and miscellaneous accounts due or accrued 3660 00 8 724 0 48 Taxes due or accrued 50 Total amount of liabilities except capital 1992964 57 61 Capital actually paid in cash I 1000000 00 52 Surplus over all liabilities 1037181 64 53 Surplus protection to policyholders 2037181 64 54 Total liabilities 430146 21 Business in ForceFire Risks Premiums 69 In force December 31 1915 386888428 3768575 01 10 Written or renewed during the year 294056277 2953798 98 72 Total 680944705 6722373 99 73 Deduct those expired and marked off as terminated 245553396 2603394 42 74 In force at the end of the year 435391309 4118979 57224 ComptrollerGenerals Eeport 75 Deduct amount reinsured 101456967 992855 16 76 Net amount in force f 333934342 3126124 Business in ForceMarine and Inland Risks Premiums q t t Fre Marine Inland 69 In force December 31 1915 7610413 183265 74 70 Written or renewed during the year 24901854 380273 55 MiESLvV 32512267 563539 29 d Deduct those expired and marked off as terminated 16487921 265318 54 74 In force at the end of the year 16024346 2220 75 5 Deduct amount reinsured 6250160 77478 25 76 Net amount in force 9mi86 224 Business in Georgia 70 r Fire Marine Inland Less 755915 risks cancelled and 141050 reinsurance in companies authorized in Georgia 891815 00 WB0 0Q Net risks written 254695 78 79 Gross premiums on risks written 43050 76 1376 04 Less 693386 return premiums and 146286 premiums for reinsurance in companies authorized in Georgia 8154 22 242 50 Net premiums received 34896 80 Losses paid deducting salvage 29968 22 740 00 Less losses on risks reinsured in com panies authorized in Georgia 6670 97 Net losses paid 99Q oc 2o297 25 740 00 81 Losses incurred r1n T 25104 29 1 503 00 Less losses on risks reinsured in com panies authorized in Georgia 46 81 Net losses incurred 9K1K1 1ft I 7 25151 10 1503 00ComptrollerGenerals Report 225 PACIFIC FIRE INSURANCE COMPANY OF NEW YORK CITY Ill William Street New York N Y C V Meserole President H G Stephens Secretary J F Lewis Co Attorneys for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets December 31 1915 1260187 09 4 Extended at Income 5 Gross premiums on new business 1751043 44 7 Deduct amounts paid for reinsurance and return premiums 994420 35 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Account of second mortgage not carried as an asset Temporary loan J3 Total income Disbursements 14 Net amount paid policy holders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 2 9 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid off loans Legal expenses 54578 furniture and fixtures 2581 17 ins boards and tariff associations 56614 fire department and patrol 248186 surveys 79317 taxes 1915943 ins depts 254789 city licenses 301999 balance due general agents 86242 bank exchange 50494 maps 227693 interest 46778 balance due Stuyvesant Ins Co 41375 total 1260187 09 756623 09 51588 01 2765 93 581 12 50000 00 861035 15 420551 00 12215 17 96246 52 68528 36 4176 27 13539 86 40000 00 340 25 50000 00 36221 19 23 Total disbursements 741818 62 226 ComptrollerGenerals Report Ledger Assets 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 72000 00 453630 00 567139 11 3689 49 8338 83 61576 57 203029 62 34 Total ledger assets 1379403 32 NonLedger Assets 5 Interest due and accrued 37 Other items Reinsurance due on paid losses 4909 48 13920 56 38 Total assets Deduct Assets Not Admitted 1398233 66 9 Agents balances 12412 14 41 Other items Book value over ledger assets 47734 11 42 Total not admitted assets 43 Total admitted assets 60146 25 1338087 41 Liabilities 44 Net amount of unpaid losses and claims 88934 00 45 Reserves or unearned premiums on risks outstanding 510619 77 8 Taxes due or accrued 9000 00 IjO Total alnount of liabilities except capital 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 329533 64 53 Surplus protection to policyholders 54 Total liabilities Business in Force 69 In force December 31 1915 608553 77 729533 64 1338087 41 Risks 86302618 Premiums 1031421 16ComptrollerGenerals Report 70 Written or renewedduring the year 122287302 72 Total 209089920 73 Deduct those expired and marked off as terminated 73969255 227 1751043 44 2782464 60 1289173 88 74 In force at the end of the year 135120665 1493290 72 75 Deduct amount reinsured 50098119 544683 98 76 Net amount in force 85022546 948606 74 Business in Georgia 78 Gross risks written 6315667 00 Less 1860860 risks cancelled and 112 reinsurance in companies authorized in Georgia 1860748 00 Net risks written 4454929 00 79 Gross premiums on risks written 87484 39 Less 2078232 return premiums and 129615 prem iums for reinsurance in companies authorized in Georgia 22078 47 Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 65405 92 71805 17 5531 47 Net losses paid 66273 70 81 Losses incurred 70052 51 Less losses on risks reinsured in companies authorized in Georgia 3736 95 Net losses incurred 66315 56 Investments in Georgia 107 Bonds City of Madison 4 per cent 1938 10000 00228 ComptrollerGenerals Report the palatine insurance co ltd of new york n y 55 John Street New York New York John A Whitner Attorney for Service Capital Stock 2 Ledger assets December 31 1915 Income 5 Gross premiums on new business 3338198 07 7 Deduct amounts paid for reinsurance and return premiums 1274703 84 3365815 61 8 Total premiums 2063494 23 9 Interest and rents 118652 63 11 Other sources Home office 4355 32 13 Total income 2186502 18 Disbursements 1256909 S4 47718 40 471026 08 154048 09 12223 28 28861 82 4545 85 14 Net amount paid policyholders for losses5 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Exchange 153739 agents balances charged off 3863 legal expenses 12822 maps 335108 fur niture and fixtures 147890 underwriters boards 2575032 Are department etc 1748145 inspec tions 1372359 State taxes 4209543 insurance department fees 1058976 other licenses and fees 1878505 home office 3795056 total 172910 38 23 Total disbursements 2148243 74 Ledger Assets tl Bonds at book value 2139623 J2 28 Stocks at book value 91507 14 30 Deposits at interest 746115 94ComptrollerGenerals Report 229 SI Deposits not at interest 19632 11 32 Agents balances net 397891 97 S3 Other items Foreign treaty balance 9302 97 34 Total ledger assets 3404074 05 NonLedger Assets 35 Interest due and accrued 29130 CO 38 Total assets 3433204 05 Deduct Assets Not Admitted 39 Agents balances 11222 03 41 Other Items Market value of special deposits in ex cess of liabilities 27646 84 Book value of bonds and stocks over market value 156481 06 Foreign treaty balances 9302 97 42 Total not admitted assets 204652 90 43 Total admitted assets 3228551 15 Liabilities 44 Net amount of unpaid losses and claims 213207 00 45 Reserves or unearned premiums on risks outstanding 1963866 38 47 Salaries and miscellaneous accounts due or accrued 9550 56 48 Taxes due or accrued 41269 88 50 Total amount of liabilities except capital 2227893 52 52 Surplus over all liabilities 1000657 63 54 Total liabilities 3228551 15 Business in Force Risks Premiums 69 In force December 31 1915 409683568 4375254 64 70 Written or renewed in 1916 314641587 3338198 07 72 Totals 724325155 7713452 71 73 Deduct expirations and cancellations 282437199 3133327 87 74 In force December 31 1916 441887956 I 4580124 84230 ComptrollerGenerals Report 75 Deduct amount reinsured 78806658 774189 41 76 Net amount in force 363081298 3805935 43 Business n Georgia 78 Gross risks written 6528718 00 Less risks cancelled 1215351 00 Net risks written 5313367 00 79 Gross premiums on risks written 80859 23 Less return premiums 9654 14 Net premiums received 71205 09 80 Losses paid deducting salvage 77923 2b 81 Losses incurred 78058 25 THE PENNSYLVANIA FIRE INSURANCE CO PHILADELPHIA PA 508 and 510 Walnut Street Philadelphia Pa Charles H Barry President W Gardner Crowell Secretary Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets December 31 1915 8628698 68 4 Extended at 8628698 68 Income 6 Gross premiums on new business 5723306 70 7 Deduct amounts paid for reinsurance and return premiums 1800064 48 8 Total premiums 3923242 22 9 Interest and rents 347839 17 10 Profit on sale or increase by adjustment of assets 11302 40 t1 Other sources Perpetual deposits 18971 86 Miscellaneous 778 14 Agents balances 1510 38 13 Total income 4303644 17ComptrollerGenerals Report Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustments of assets 22 Other items Agents balances charged Taxes etc Perpetual deposits returned 231 2126923 14 43867 11 816147 48 416246 71 26594 82 43572 62 225000 JO 17046 00 8725 32 258989 63 33530 51 23 Total disbursements 4016643 64 S2 33 Ledger Assets estate 2 Book value of real 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest Agents balances net Other items Loans on collateral 163888 86 154000 00 6858912 45 401803 94 400 00 630339 67 1818 18 665600 01 38936 10 34 Total ledger assets 8915699 21 NonLedger Assets 35 Interest due and accrued 106498 62 37 Other items 1818 51 8 Total assets 9024016 34 Deduct Assets Mot Admitted 26243 20 29 Agents balances 41 Other items Real estate Bonds and stocks 38888 86 424486 39 42 Total not admitted assets 489618 45 43 Total admitted assets 8534397 89232 ComptrollerGeneral s Report Liabilities 44 Net amount of unpaid losses and claims 573498 35 45 Reserves or unearned premiums on risks outstanding 4766990 29 47 Salaries and miscellaneous accounts due or accrued 5000 00 48 Taxes due or accrued 70000 00 49 Other items 10000 00 60 Total amount of liabilities except capital 5425488 64 bl Capital actually paid in cash 750000 00 52 Surplus over all liabilities 2358909 25 53 Surplus protection to policyholders 3108909 25 F4 Total liabilities 8534397 89 Business in Iorce 69 In force December 31 1915 70 Written or renewed during the year 71 Excess of original premiums over amount received for reinsurance Risks 837937015 619059038 2 Total 1456996053 73 Deduct those expired and marked off as terminated 570417312 74 In force at the end of the year 75 Deduct amount reinsured 886578741 134304166 Premiums 8239629 57 5723306 70 58196 89 14021133 26 5457427 14 8563706 12 1366590 45 76 Net amount in force 77 Perpetual risks not included in above Deposit premiums on same 752274575 Business in Georgia 78 Gross risks written Less 2039672 risks cancelled and 1834308 reinsur ance in companies authorized in Georgia Net risks written 79 Gross premiums on risks written3 Less 2283605 return premiums and 2724754 pre miums for reinsurance in companies authorized in Georgia 7197115 67 46069571 00 1163841 29 8603949 00 3873980 00 4729969 00 125745 40 50083 59 Net premiums received 75661 SIComptrollerGeneral s Report 233 80 Losses paid deducting salvage 108341 39 Less losses on risks reinsured in companies author ized in Georgia 21496 01 Net losses paid 86845 38 81 Losses incurred 112803 05 Less losses on risks reinsured in companies author ized in Georgia 23555 24 Net losses incurred 89247 81 PENNSYLVANIA LUMBERMENS MUTUAL FIRE INSURANCE COM PANY OF PHILADELPHIA PENNSYLVANIA 806 LaFayette Building Philadelphia Pa Edward F Henson President Harry Humphreys Secretary F Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets December 31 1915 766785 66 Income 5 Gross premiums onnew business 591026 20 7 Deduct amounts paid for reinsurance and return premiums 8 9 10 11 48019 56 Total premiums Interest and rents Profit on sale or increase by adjustment of assets Other sources Agents balances previously charged off Transfer of agency and brokerage profits Refund on 1909 and 1912 Federal Corporation tax 13 Total income 543006 34 34984 39 19816 12 13 89 15000 00 1269 82 614091 16 Disbursements 24 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Inspection charges 176226 68 1226 31 32905 86234 ComptrollerGeneral s Eeport 7 Salaries of officers and employes 18 Rents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends Paid Federal income tax withheld from salaries at source 21 Loss on sale and decrease by adjustment of assets 22 Other items Agents balances charged off Legal expenses Furniture and fixtures Inspections and surveys Taxes licenses and fees etc Miscellaneous 23 26 27 28 29 30 32 33 34 Total disbursements Ledger Assets Mortgage loans Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Agents balances prior to October 1st Other items Office furniture and fixtures Total ledger assets NonLedger Assets 35 37 38 Total assets Interest due and accrued Other items Due from Justin Peters Agency Deduct Assets Not Admitted 39 41 Agents balances Prior to Oct 1 1916 Other items Market value of special deposits in ex cess etc Due from Justin Peters Agency Furniture fixtures and safes 43 33 5350 72 14012 33 2514 64 42 43 Total not admitted assets Total admitted assets 36443 55 3016 00 7532 95 200501 91 110 00 1068 40 57 45 1114 00 2514 63 13624 58 9720 65 5431 57 491494 54 76000 00 640320 00 2250 00 467 40 140697 23 27089 68 43 33 2514 64 889382 28 10649 20 14012 33 914043 81 21921 2 892122 79ComptrollerGenerals Report 235 Liabilities 44 Net amount of unpaid losses and claims 20506 15 45 Reserves or unearned premiums on risks outstanding 267297 39 47 Salaries and miscellaneous accounts due or accrued 2306 59 48 Taxes due or accrued 6395 03 49 Other items Mortgage interest paid in advance 96 25 50 Total amount of liabilities except capital 296601 il 52 Surplus over all liabilities 595521 38 54 Total liabilities 892122 79 Business in ForcePire Risks Premiums 9 In force December 31 1915 23322403 493752 60 70 Written or renewed during the year 27741742 591026 20 72 Total 51064145 1084778 80 73 Deduct those expired and marked off as terminated 25711184 549951 05 74 In force at the end of the year 25352961 534827 75 75 Deduct amount reinsured 12500 232 97 76 Net amount in force 25340461 534594 78 Business in Georgia 78 Gross risks written 440040 33 Less risks cancelled 77200 00 Net risks written 362841 33 79 Gross premiums on risks written 13126 21 Less return premiums 6289 31 Net premiums received 6836 90 80 Losses paid deducting salvage 10228 71 81 Losses incurred 10213 21 Investments in Georgia 107 Bonds City of Augusta 4 per cent 1944 par value 10000 00236 ComptrollerGenerals Report pennsylvania millers mutual fire insurance company of wilkes barre pennsylvania 405 Coal Exchange Bldg Wilkes Barre Pa Asher Miner President John Hoffa Secretary P Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets December 31 1915 545292 68 Income 5 Gross deposit premiums on business written 184569 95 7 Deduct amounts of return deposit pre miums 142339 60 Total premiums 42230 35 7a Assessments collected 177986 28 8 Total assessments 220216 63 9 Interest and rents 23403 98 13 Total income 788913 29 Disbursements 14 Net amount paid policyholders for losses 159515 73 15 Legal and administrative expenses in adjustment of claims 1257 23 16 Commissions and allowances to agents 7352 92 17 Salaries of officers and employes 16204 33 18 Rents 843 98 19 Advertising printing postage telegrams etc 2983 20 22 Other items Legal expenses furniture and fixtures inspections and surveys annual and special meetings guaranty bonds auditing and commercial reports association dues and sundries 19653 66 Federal State and fire department taxes and license fees 2908 36 Premium paid on securities purchased 2833 71 Loss on sale of securities 72 27 23 Total disbursements 213625 39ComptrollerGeneral s Report Ledger Assets 26 Mortgage loans 27 Bonds at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Balance in hands of inspectors advanced tor expenses 237 2600 00 491243 50 9558 96 52039 46 9714 55 10103 93 27 50 34 Total ledger assets 575287 90 NonLedger Assets 35 36 37 08 Interest due and accrued Market value of assets over book value Other items Assessments due 4482 16 11817 50 1342 35 Total assets 592929 91 Deduct Assets Not Admitted 41 43 Other items Balance in hands of inspectors advanced for expenses 27 50 Total admitted assets 592902 41 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reserve for commissions due 50 Total amount of liabilities except capital 52 Surplus over all liabilities 24000 00 131072 19 500 00 2000 00 1000 00 158572 19 434330 22 64 Total liabilities 592902 41 Business in ForceFire 69 In force December 31 1915 70 Written or renewed during the year 72 Total Risks 14861319 13552920 Premiums 219913 92 184569 95 28414239 404483 87238 ComptrollerGeneral s Report 73 Deduct those expired and marked off as terminated 10285366 74 In force at the end of the year 18128873 Business in Georgia 78 Gross risks written Less risks cancelled Net risks written 79 Gross premiums on risks written Less return premiums Net premiums received 80 Losses paid deducting salvage 81 Losses incurred 142339 60 262144 27 339325 00 177372 65 161952 35 4352 26 1806 66 5 3545 12 4652 12 5998 10 PHENIX FIRE INSURANCE COMPANY OF PARIS FRANCE 17 Custom House Street Providence Rhode Island Starkweather and Shepley Inc United States Managers W A Wright Attorney for Service Capital Stock 2 Ledger assets December 31 1915 657985 98 Income b Gross premiums on new business 929887 68 7 Deduct amounts paid for reinsurance and return premiums 573575 20 8 Total premiums 356312 18 9 Interest and rents 23 567 89 11 Other sources From National Fire Insurance Company interest under reinsurance treaty j 991 Cash deposited with Philadelphia Underwriters Assn 6 i0 18 Total income 381877 ComptrollerGenerals Report Disbursements 239 14 Net amount paid policyholders tor losses 164620 35 5 Legal and administrative expenses in adjustment of claims 425482 16 Commissions and allowances to agents 107038 55 17 Salaries of officers and employes 131 25 19 Advertising printing postage telegrams etc 335 14 22 Other items Underwriters boards fire department patrol salvage corps and inspections 6314 56 State Insurance Department taxes fees etc and mis cellaneous taxes u552 54 Surety bonds and auditing books 302 40 23 Total disbursements 294549 61 Ledger Assets 27 Bonds at book value 571078 79 SO Deposits at interest 68482 36 32 Agents balances net 105653 12 33 Other items Cash deposited with Philadelphia Un derwriters Association 100 00 34 Total ledger assets 745314 27 NonLedger Assets 35 Interest due and accrued 7033 14 36 Market value of assets over book value 18757 29 37 Other items Reinsurance due from other companies M Due from National Fire Insurance Company under rein surance treaty 4 38 Total ledger assets 776340 52 Liabilities 44 Net amount of unpaid losses and claims 35773 28 45 Reserves or unearned premiums on risks outstanding 277151 20 47 Salaries and miscellaneous accounts due or accrued 29997 80 48 Taxes due or accrued 5250 00240 ComptrollerGenerals Report 49 Other items Due National Fire Insurance Company under reinsur ance treaty 732 29 Due Abeille Fire Insurance Company under reinsur ance treaty 488 13 50 Total amount of liabilities except capital 62 Surplus over all liabilities 349392 70 426955 82 54 Total liabilities Business in ForceFire 776348 52 Risks Premiums 69 In force December 31 1915 90456092 819011 12 70 Written or renewed during the year 90896246 929887 68 72 Total 190352338 1748898 80 73 Deduct those expired and marked off as terminated 78117768 710759 20 74 In force at the end of the year 112234570 1038139 60 75 Deduct amount reinsured 55099024 511064 27 76 Net amount in force 57135546 527075 33 Business in Georgia 78 Gross risks written 4129479 00 Less 142546300 risks cancelled and 106524200 re insurance in companies authorized in Georgia 2490705 00 Net risks written 79 Gross premiums on risks written Less 1490404 return premiums and 1203639 pre miums for reinsurance in companies authorized in Georgia Net premiums received 80 Losses paid deducting salvage3 Less losses on risks reinsured in companies authorized in Georgia 1638774 00 51687 47 26940 43 24747 04 31295 58 9320 58 Net losses paid 21975 00ComptrollerGeneral s Report s 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred Investments in Georgia 107 Bonds 241 32329 73 10244 89 22084 84 10000 00 PHOENIX ASSURANCE COMPANY LTD OF LONDON 100 William Street New York P Beresford Manager H Darlington Asst Manager Edgar Dunlap Attorney for Service Capital Stock 2 Ledger Assets December 31 1915 4232641 17 Income 5 Gross premiums on new business 5677617 23 7 Deduct amounts paid for reinsurance 2712061 27 and return premiums 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office Sale of automobile From agents balances previously charged off 13 Total income 2965555 96 146726 82 56690 00 207029 22 1425 00 13 02 3377440 02 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 47882 71 16 Commissions and allowances to agents 566790 99 17 Salaries of officers and employes 23 790 63 18 Rents and interest 9Taw 26 19 Advertising printing postage telegrams etc JH4M 242 ComptrollerGenerals Eeport 20 Agents balances charged off 21 Loss on sale and decrease by adjustment of assets 22 Other items Federal corporation tax State licenses Advertising required by law Local taxes Exchange Emergency revenue tax Remitted to home office 23 Total disbursements Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable taken for marine and inland risks Philadelphia Fire Underwriters Association deposit Reinsurance due on losses paid Marine Dept 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance due on losses paid fire department Due from insurance companies in suspense 38 Total assets Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 30609 31 270 00 42 Total not admitted assets 43 Total admitted assets 517 53 14065 00 578 54 850 00 837 00 7026 36 1568 77 11412 46 236657 21 3013186 49 3486960 00 3936 00 399 95 345848 47 6856 67 736517 18 1755 50 200 00 14420 33 4596894 70 49670 43 6607 85 15254 17 4668427 15 30879 31 4637547 84 Liabilities 44 Net amount of unpaid losses and claims 313 m 7y 45 Reserves or unearned premiums on risks outstanding 2447545 36ComptrollerGenerals Report 243 47 Salaries and miscellaneous accounts due or accrued 5673 06 48 Taxes due or accrued 50 Total amount of liabilities except capital n m 52 Surplus over all liabilities 1807254 4637547 84 54 Total liabilities Business in ForceFire Risks Premiums 69 in force December 31 1915 710877664 6194895 66 10 Written or renewed during the year 596521476 5098769 16 71 Excess of original premiums over qaio amount received for reinsurance 9314 lA v Toal 1307399140 11302978 94 73 Deduct those expired and marked off as terminated 525955937 4686326 13 74 in force at the end of the year 781443203 6616652 61 75 Deduct amount reinsured 266514480 2167964 03 76 Net amount in force 514928723 4448688 58 Business in ForceMarine and Inland Risks Premiums 9 In force December 31 1915 20208151 389491 48 70 Written or renewed during the year 51600645 578848 7 72 Total 71808796 968339 55 73 Deduct those expired and marked off as terminated 49299784 634274 39 74 In force at the end of the year 22509012 334065 16 75 Deduct amount reinsured 3419024 46547 85 76 Net amount in force 19089988 287517 31 Business in Georgia Fire Marine Inland 78 Gross risks written 8673170 00 599412 00 Less 2927415 risks cancelled and 1 043746 reinsurance in companies authorized in Georgia 3785854 00 185307 JO Net risks written 488316 00 414105 00 244 ComptrollerGeneral s 79 Gross premiums on risks written Less 1947366 return premiums and 667256 premiums for reinsurance in companies authorized in Georgia Report 78631 79 22758 08 9481 50 3388 13 Net premiums received 80 Losses paid deducting salvageg Less losses on risks reinsured in companies authorized in Georgia Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia 55873 71 49359 59 13342 47 6093 37 2263 02 452 60 36017 12 48805 41 13459 05 1810 42 1828 91 Net losses incurred 35346 36 1828 91 THE PHOENIX INSURANCE COMPANY OF HARTFORD CONN Corner Trinity and Elm Streets Hartford Conn Edward Milligan President John B Knox Thomas C Temple George C Long Jr Secretaries Capital Stock 1 Amount of paidup capital 3000000 00 2 Ledger assets December 31 1915 13589355 15 4 Extended at 13589355 15 Income 5 Gross premiums on new business 9656004 16 7 Deduct amounts paid for reinsurance and return premiums 3435923 00 8 Total premiums 9 Interest and rents 6220081 16 767939 84 10 Profit on sale or increase by adjustment of assets i0 220 84 13 Other sources Conscience money Prom dividend check not collected Prom agents balances previously charged off 180 00 75 00 920 25 13 Total income 6999417 09 ComptrollerGenerals Report 245 Disbursements 14 Net amount paid policyholders for losses 2883453 84 15 Legal and administrative expenses in adjustment of 50753 23 claims 1G Commissions and allowances to agents 1160215 98 17 Salaries of officers and employes 656660 14 18 Rents and interest 37460 30 19 Advertising printing postage telegrams etc 525396 72 21 Loss on sale and decrease by adjustment of assets 8029 42 22 Other items Paid stockholders for dividends 600000 00 Paid stockholders for tax 156739 57 Decrease in liabilities during year account reinsurance 5096 86 23 Total disbursements 6083806 06 Ledger Assets 25 Book value of real estate 478649 70 26 Mortgage loans 115280 00 j7 Bonds at book value 708t33 So 28 Stocks at book value 4633105 38 159 Cash in office p33585 10 30 Deposits at interest 776987 74 l Deposits not at interest 55062 78 22 Agents balances net 1225461 68 33 Other items Loans secured by pledge on bonds etc 100000 00 34 Total ledger assets 14504966 18 NonLedger Assets 35 Interest due and accrued 5 139433 86 K6 Market value of assets over book value 2025062 51 27 Other items Foreign premiums in course of collection which have not been carried to ledger account 37500 00 Reinsurance due on losses paid 30647 79 38 Total assets 16737610 34 Deduct Assets Not Admitted 39 Agents balances 70151 35 41 Other items Market value of special deposits in ex cess of corresponding liabilities etc 133808 16246 ComptrollerGenerals Report Overdue and accrued interest on bonds in default 29687 46 42 Total not admitted assets 233646 97 43 Total admitted assets f 16503963 37 Liabilities 44 Net amount or unpaid losses and claims 490168 68 4b Reserves or unearned premiums on risks outstanding 5996729 90 47 Salaries and miscellaneous accounts due or accrued 35000 00 48 Taxes due or accrued 205ooo Q 49 Other items Commissions brokerage and other charges etc 21000 00 50 Total amount of liabilities except capital 6747898 58 51 Capital actually paid in cash 3000000 00 52 Surplus over all liabilities 6756064 79 53 Surplus protection to policyholders 9756064 79 54 Total liabilities 16503963 37 Business in ForceFire i Risks Premiums 69 In force December 31 1915 1328969594 13097024 94 70 Written or renewed during the year 958149087 9054903 74 1Z Total 2287118681 22151928 68 73 Deduct those expired and marked off as terminated 858694345 8428435 43 74 In force at the end of the year 1428424336 13723493 25 75 Deduct amount reinsured 228886555 2294778 80 76 Net amount in force 1199537781 11428714 45 Business in ForceMarine and Inland Risks Premiums 0 Written or renewed during the year 57431674 650 975 42 73 Deduct those expired and marked off as terminated di7S7 5i7 413 721 2 44787317 74 In force at the end of the year 12644357 237254 30ComptrollerGeneral s Report 75 Deduct amount reinsured 3013653 247 47270 98 76 Net amount in force 9630704 189983 32 Business in Georgia 16863498 00 8 Gross risks written Less 466182400 risks cancelled and 267698300 re insurance in companies authorized in Georgia 7338807 00 9524961 00 Net risks written 79 Gross premiums on risks written Less 4051318 return premiums and 3197098 pre miums for reinsurance in companies authorized in Georgia 72484 08 Net premiums received 99818 35 80 Losses paid deducting salvage 250376 40 Less losses on risks reinsured in companies author 91409 43 ized in Georgia Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 158966 97 205467 49 53651 27 151816 22 PROVIDENCEWASHINGTON INSURANCE CO PROVIDENCE R I 20 Market Square Providence Rhode Island J B Branch President A G Beals Secretary Chas M Jerome Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 4761194 48 4761194 48 4 Extended at 248 ComptrollerGenerals Eeport Income 5 Gross premiums on new business 8001725 74 7 Deduct amounts paid for reinsurance and return premiums 3393609 89 4608115 85 237412 11 8 Total premiums 9 Interest and rents 11 Other sources Profit and loss New England Telephone Co rights 3 160 00 Borrowed money HOooO 00 Stocks 69 75 13 Total income I 4958757 71 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents Taxes assessments etc 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets stocks 22 Other items Borrowed money repaid and interest Furniture and fixtures maps etc and repairs Inspections and surveys Exchange subscriptions entertainment Premiums on guaranty bonds Interest on marine premiums 2637306 37 39636 60 935572 37 297607 28 15537 31 201956 48 63965 10 120000 00 50069 75 111001 94 12799 39 17405 28 3906 44 721 32 2 61 23 Total disbursements 4507488 24 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 100000 00 65000 00 2172980 63 1419858 52 3546 93 597110 81 6520 46ComptrollerGeneral s Report 249 836378 11 32 Agents balances net 33 Other items Bills receivable fire marine and inland nmi risks 5212463 95 34 Total ledger assets NonLedger Assets 35 Interest due and accrued also rents due 18486 86 36 Market value of assets over book value iusabos 6320609 66 38 Total assets Deduct Assets Not Admitted 39 Agents balances 3jj 40 Bills receivable 4 513 97 42 Total not admitted assets 6316095 69 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims I 920582 16 45 Reserves or unearned premiums on risks outstanding 2732190 58 47 Salaries and miscellaneous accounts due or accrued 15000 00 48 Taxes due or accrued 50 Total amount of liabilities except capital 3727772 U 51 Capital actually paid in cash 1000 000 00 52 Surplus over all liabilities l588oZZ ib O CQQ 9 09 Q 53 Surplus protection to policyholders 6316095 69 54 Total liabilities Business in Georgia Fire Marine Inland S 6 945 887 00 1884340 00 78 Gross risks written baiossi u Less 1984890 risks cancelled and 2153080 reinsurance in companies authorized in Georgia obwou u tton 3282383 00 1409874 00 Net risks written 250 ComptrollerGenerals Report 79 Gross premiums on risks written 71745 10 37111 91 Less 2672132 return premiums and 1662372 premiums for reinsurance in companies authorized in Georgia 32056 55 11288 49 Net premiums received 39688 55 25823 42 80 Losses paid deducting salvage 45161 60 13797 71 Less losses on risks reinsured in com panies authorized in Georgia 6322 24 3802 14 Net losses paid 38839 36 9995 57 81 Losses incurred 45j347 56 14095 Q9 Less losses on risks reinsured in com panies authorized in Georgia 7934 68 3802 14 Net losses incurred 37j412 88 10j292 95 QUEEN INSURANCE COMPANY OF AMERICA NEW YORK N Y 84 William Street New York New York Edward F Beddall President Nevett S Bartow Secretary S Y Tupper Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 11268997 79 4 Extended at11268997 79 Income 5 Gross premiums on new business 8628488 73 7 Deduct amounts paid for reinsurance and return premiums 2470613 86 8 Total premiums7 6157874 87 feSt and rentS 419010 71 11 Other sources Income tax withheld at source from employes salaries as required under the provisions of the income tax law of October 3rd 1913 crl Agents balances previously charged off 64 81 13 Total income 6577501 87ComptrollerGenerals Report Disbursements 251 14 Net amount paid policyholders for lossesI 2819409 45 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 1099241 24 17 Salaries of officers and employes 373817 66 18 Rents and interest 46003 01 19 Advertising printing postage telegrams etc 6a0615 65 21 Loss on sale and decrease by adjustment of assets 6390 24 22 Other Items Paid during current year for income tax withheld in previous year Paid stockholders for dividends 400000 00 Agents balances charged off 358 95 23 Total disbursements 5481408 91 Ledger Assets 26 Mortgage loans 63000 00 27 Bonds at book value 7925536 32 28 Stocks at book value 2625870 00 29 Cash in office 3007 35 30 Deposits at interest 637883 95 31 Deposits not at interest 382 28 32 Agents balances net 1068908 74 33 Other items Reinsurance due on losses paid 40477 Bills receivable taken for fire risks 24 50 34 Total ledger assets 12365090 75 NonLedger Assets 35 Interest due and accrued 111338 18 38 Total assets 12476428 93 Deduct Assets Not Admitted 39 Agents balances 64597 74 41 Other items Book value over market on bonds and stocks 254806 50252 ComptrollerGeneral s Report Reinsurance due on losses paid un authorized companies 7176 72 42 Total not admitted assets 43 Total admitted assets 326580 96 12149847 97 Liabilities 44 Net amount of unpaid losses and claims 5 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions Pension obligations Income tax withheld at source from employes salaries 803365 81 4960301 86 11010 44 151131 11 21342 30 25995 40 551 48 50 Total amount of liabilities except capital 5973698 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 5476149 57 53 Surplus protection to policyholders 6176149 57 54 Total liabilities Business in ForceFire 12149847 97 Risks Premiums 69 In force December 31 1915 931642137 9 584 974 15 70 Written pr renewed during the year 692094940 684e210 35 71 Excess of original premiums over amount received for reinsurance 46580 62 2al 1623737077 16477765 12 16 Deduct expirations and cancellations 604508145 6308828 51 74 In force December 31 1916 1019228932 10168936 61 75 Deduct amount reinsured 142765 152 1310226 31 76 Net amount in force 876463780 8858710 30 Business in ForceMarine and Inland 69 In force December 31 1915 70 Written or renewed during the year Risks Premiums 35728902 618728 38 508987586 1782278 38 72 Totals 544716488 2401006 76ComptrollerGenerals Report 253 73 Deduct expirations and cancellations 489707297 1658949 70 74 In force December 31 1916 55009191 742057 06 75 Deduct amount reinsured 1465943 9543 19 76 Net amount in force 53543248 732513 87 Business in Georgia Fire Marine Inland 78 Gross risks written 17835454 00 17176200 Less 4000757 risks cancelled and 2 358983 reinsurance in companies authorized in Georgia 6323012 00 36668 00 Net risks written 11512442 00 135094 00 79 Gross premiums on risks written 243389 02 4481 80 Less 3999870 return premiums and 30 58370 premiums for reinsurance in companies authorized in Georgia 69544 80 1037 60 Net premiums received 173844 22 3444 20 80 Losses paid deducting salvage 189859 76 580 33 Less losses on risks reinsured in com panies authorized in Georgia 19017 96 170 841 80 580 33 Net losses paid 1u 154141 76 580 33 81 Losses incurred Jo1 Less losses on risks reinsured in com panies authorized in Georgia 6176 96 Net losses incurred 147964 80 580 33 Investments in Georgia 10000 00 107 Bonds par value v25i ComptrollerGenerals Eeport RHODE ISLAND INSURANCE COMPANY OF PROVIDENCE R I 17 Custom House Street Providence Rhode Island George L Shepley President Emil G Pieper Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets December 31 1915 1546263 66 4 Extended at 1546263 66 Income 5 Gross premiums on new business 1938974 68 7 Deduct amount paid for reinsurance and return premiums 1018127 IS 8 Total premiums 920847 50 9 Interest and rents 59 059 75 10 Profit on sale or increase by adjustment of assets 3652 30 13 Total income 983559 55 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Underwriters Boards inspections and surveys 14101 44 Fire department patrol etc 5 321 01 Taxes fees etc 33jl00 69 f 381334 87 10881 00 288548 15 774 49 40000 00 23 Total disbursements Ledger Assets 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest 52523 14 774061 65 872586 57 527906 80 99395 32ComptrollerGenerals Report 255 32 Agents balances net 255772 87 33 Other items Cash deposited with Philadelphia Under writers Association 34 Total ledger assets 155761 56 NonLedger Assets 35 Interest due and accrued 10088 67 37 Other items Reinsurance due from other companies 6077 66 38 Total assets 1771927 89 Deduct Assets Not Admitted 41 Other items 17818 37 43 Total admitted assets 1754109 52 Liabilities 44 Net amount of unpaid losses and claims 84137 85 45 Reserves or unearned premiums on risks outstanding 767441 45 48 Taxes due or accrued 18000 00 50 Total amount of liabilities except capital 953984 35 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 400125 17 53 Surplus protection to policyholders 800125 17 54 Total liabilities 1754109 52 Business in Force Risks Premiums 69 In force December 31 1915 195997623 1773292 74 70 Written or renewed during the year 219987195 1938974 68 72 Total 415984818 3712267 42 73 Deduct those expired and Marked off as terminated 163701297 1438465 33 74 in force at the end of the year 252283521 2273802 09 75 Deduct amount reinsured 97682676 840159 3S 76 Net amount in force 154600845 1433642 71256 ComptrollerGenerals Report Business in Georgia 78 Gross risks written 7607662 00 Less 2643192 risks cancelled and 904279 reinsur ance in companies authorized in Georgia 3547471 00 Net risks written 4060191 00 79 Gross premiums on risks written 96031 61 Less 2436998 return premiums and 1009845 pre miums for reinsurance in companies authorized in Georgia 34j468 43 Net premiums received gl 563 18 80 Losses paid deducting salvage 52246 10 Less losses on risks reinsured in companies authorized in Georgia 773 gg Net losses paid 51A72 12 81 Losses incurred 50jl25 52 Less losses on risks reinsured in companies authorized in Georgia 1917 70 Net losses incurred 48 207 82 ROYAL EXCHANGE ASSURANCE OF LONDON ENGLAND 92 William Street New York New York R D Harvey U S Manager W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets December 31 1915 3245779 54 4 Extended at 3245779 54 Income 5 Gross premiums on new business 4311584 21 7 Deduct amounts paid for reinsurance and return premiums 1912175 39 8 Total premiums 2399408 82ComptrollerGenerals Report 257 9 Interest and rents 120574 94 10 Profit on sale or increase by adjustment of assets 2234 50 11 Other sources Federal income tax withheld on sal aries 162 70 Received from home office 6755 47 From agents balances previously charg ed off 11 40 6929 57 13 Total income 2529147 83 Disbursements 14 Net amount paid policyholders for losses 1087425 90 15 Legal and administrative expenses in adjustment of claims 27487 41 16 Commissions and allowances to agents 546923 33 17 Salaries of officers and employes 120114 13 18 Rents and interest 10387 87 19 Advertising printing postage telegrams etc 26567 15 21 Loss on sale and decrease by adjustment of assets 1815 05 22 Other items Licenses fees and taxes 91669 47 Remittance to home office 130430 26 Agents balances charged off 3397 53 Miscellaneous disbursements 80731 13 306228 39 23 Total disbursements 2126949 23 Ledger Assets J 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 2837473 10 50000 00 75 00 392844 22 367585 82 34 Total ledger assets 3647978 14 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance due on paid losses 37953 99 33678 48 38 Total assets 3719610 61258 ComptrollerGeneral s Report Deduct Assets Not Admitted 39 Agents balances 13732 12 41 Other items 134094 63 42 Total not admitted assets 147826 75 43 Total admitted assets 3571783 86 Liabilities 44 Net amount of unpaid losses and claims 413029 00 45 Reserves or unearned premiums on risks outstanding 1740554 94 47 Salaries and miscellaneous accounts due or accrued 6242 15 48 Taxes due or accrued 59011 73 49 Other items Contingent commissions etc 4708 11 Federal income tax withheld on salaries 162 70 4870 81 5t Total amount of liabilities except capital 2223708 63 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 948075 23 53 Surplus protection to policyholders 1348075 23 54 Total liabilities 3571783 86 Business in Georgia Risks Premiums 69 In force December 31 1915 416881822 3772680 46 70 Written or renewed during the year 313397100 2712459 04 72 Total 730278922 6485139 50 73 Deduct those expired and marked off as terminated 275594175 2549800 59 74 In force at the end of the year 454684747 3935329 91 75 Deduct amount reinsured 113895435 906678 27 76 Net amount in force 340789312 3028651 64 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 24555585 459009 71ComptrollerGenerals Report 259 70 Written or renewed during the year 281679479 1599125 17 72 Total 306235064 2058134 88 73 Deduct those expired and marked off as terminated 27462764 1461268 37 74 In force at the end of the year 31607421 596866 51 75 Deduct amount reinsured 11140132 232936 46 76 Net amount in force 20467290 363930 05 ROYAL INSURANCE COMPANY LIMITED 84 William Street New York N Y C P Shallcross General Attorney for the U S Milton Dargan Attorney for Service Capital Stock 1 Amount of deposit capital 662000 00 2 Ledger assets December 31 1915 14009808 60 4 Extended at 14009808 60 Income 5 Gross premiums on new business 15421440 97 7 Deduct amounts paid for reinsurance and return premiums 5507516 07 8 Total premiums 9913924 90 9 Interest and rents 691203 45 11 Other sources Deposit premiums on perpetual risks gross 50 Received from home office 347126 99 Income tax withheld at source from em ployes salaries 1001 99 Income under life policies 4747 04 Agents balances previously charged off 51 13 Gross increase by adjustment book value of ledger assets 8995 00 361922 65 13 Total income 10967051 00260 ComptrollerGenerals Report Disbursements 14 Net amount paid policyholders for losses5 4865758 60 15 Legal and administrative expenses in adjustment of claims 145572 30 16 Comissions and allowances to agents 1663571 57 17 Salaries of officers and employes 799467 90 18 Rents and interest 85472 75 19 Advertising printing postage telegrams etc 156312 10 21 Loss on sale and decrease by adjustment of assets 323954 20 22 Otber items Miscellaneous expenses 995997 37 Disbursements under life policies 8663 87 Remitted to Home Office 947895 71 Deposit premiums returned 2215 00 Amount paid TJ S Government for in come tax withheld at source 984 99 Agents balances charged off 679 50 1956436 44 23 Total disbursements 9996545 86 Ledger Assets 25 Book value of real estate 4044421 81 26 Mortgage loans 189200 00 27 Bonds at book value 7113900 00 28 Stocks at book value 221085 43 29 Cash in office 3019 66 30 Deposits at interest 1316204 43 32 Agents balances net 1957867 06 33 Other items Bills receivable taken for fire risks farm notes 5854 15 Due from other companies for reinsur ance on losses paid 128761 20 134615 35 34 Total ledger assets 14980313 74 NonLedger Assets 35 Interest due and accrued 97211 99 37 Other items Rents due and accrued 15943 78 38 Total assets 15093469 51ComptrollerGenerals Report 261 Deduct Assets Not Admitted 39 Agents balances 118121 62 41 Other items Overdue and accrued interest on bonds in default 812 50 Book value of ledger assets over market value 206714 93 Amount recoverable from unauthorized companies 3336 62 Excess of farm notes over unearned premiums 652 26 42 Total not admitted assets 329637 93 43 Total admitted assets 14763831 58 Liabilities 44 Net amount of unpaid losses and claims 1247586 90 45 Reserves or unearned premiums on risks outstanding 8837423 79 47 Salaries and miscellaneous accounts due or accrued 19125 59 48 Taxes due or accrued 291287 90 49 Other items Amount reclaimable by the insured on perpetual fire insurance policies 77407 40 Net premium reserve and all other lia bilities under the life insurance or any other special department 53528 00 Contingent commissions or other charges due or accrued 3729190 168227 30 50 Total amount of liabilities except capital 10563651 48 51 Capital deposit I 662000 00 52 Surplus over all liabilities 3538180 10 53 Surplus protection to policyholders 4200180 10 54 Total liabilities 14763831 58 Business in ForceFire Risks Premiums 69 In force December 31 1915 1936101216 19160459 63 70 Written or renewed during the year 1282786242 12300172 72262 ComptrollerGeneral s Report 71 Excess of original premiums over amount received for reinsurance 106447 00 72 Total 3218887458 31567079 35 73 Deduct those expired and marked off as terminated 1156162831 11495749 14 74 In force at the end of the year 2062724627 20071330 21 75 Deduct amount reinsured 386433296 3775746 56 76 Net amount in force 1676291331 16295583 65 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 52955470 883409 62 70 Written or renewed during the year 833175775 3121268 25 72 Total 886131245 4004677 87 73 Deduct those expired and marked off as terminated 787669704 2998599 87 74 In force at the end of the year 98461541 1006078 00 75 Deduct amount reinsured 4596648 28117 50 76 Net amount in force 93864893 977960 50 77 Perpetual risks not included above 4124162 00 Deposit premiums on same 89828 54 Business in Georgia Fire Marine Inland 78 Gross risks written 23520422 00 1497597 00 Less 598770200 risks cancelled and and 286558800 reinsurance in com panies authorized in Georgia 8552367 00 300923 00 Net risks written 14968055 00 1196674 00 79 Gross premiums on risks written 313450 13 24033 57 Less 6978845 return premiums and 1701955 premiums for reinsurance in companies authorized in Georgia 78829 07 7978 93 Net premiums received 23462106 16054 64ComptrollerGenerals Report 80 Losses paid deducting salvage 301361 85 Less losses on risks reinsured in com panies authorized in Georgia 51206 55 Net losses paid 250155 30 81 Losses incurred 231691 85 Less losses on risks reinsured in com panies authorized in Georgia 24948 60 Net losses incurred 206743 25 Investments in Georgia 107 Bonds 263 5901 03 5901 03 3201 03 3201 03 20000 00 SAVANNAH FIRE INSURANCE COMPANY OF SAVANNAH GA Bryan and Drayton Sts Savannah Ga Mills B Lane President W F Train Secretary Adams Adams Attorneys for Service Capital Stock 1 Amount of paidup capital 100000 00 4 Extended at 1856 95 Income 5 Gross premiums on new business 65445 93 7 Deduct amounts paid for reinsurance and return premiums 24949 57 8 Total premiums 40496 36 9 Interest and rents 12621 68 13 Total income 53118 04 Disbursements 14 Net amount paid policyholders for losses 15211 63264 ComptrollerGenerals Eeport 15 Legal and administrative expenses in adjustment of claims 268 34 16 Commissions and allowances to agents 6086 48 17 Salaries of officers and employes 5788 02 19 Advertising printing postage telegrams etc 2111 43 22 Other items Repairs and expenses on real estate 2714 31 Taxes on real estate 1918 40 Decrease in liabilities and reinsurance treaties 414 55 23 Total disbursements 34513 16 5047 26 Ledger Assets 25 Book value of real estate 120000 00 26 Mortgage loans 26500 00 27 Bonds at book value 14678 50 30 Deposits at interest 15063 74 31 Deposits not at interest 2230 60 32 Agents balances net 14488 99 33 Other items Collateral loans 11350 00 34 Total ledger assets 204311 83 NonLedger Assets 35 Interest due and accrued 832 84 37 Other items Rents due 414 25 Due from reinsurance companies 935 37 1349 62 38 Total assets I 206494 29 Liabilities 44 Net amount of unpaid losses and claims 2562 86 45 Reserves or unearned premiums on risks outstanding 27422 81 50 Total amount of liabilities except capital 29985 67ComptrollerGenerals Report 265 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 76508 62 53 Surplus protection to policyholders 176508 62 54 Total liabilities 206494 29 Business in Force Risks Premiums 69 In force December 31 1915 3411869 52007 42 70 Written or renewed during year 5238303 65445 93 72 Total 8650172 117453 35 73 Deduct those expired and marked off as terminated 3052194 36728 50 74 In force at end of year 5597978 80724 85 75 Deduct amount reinsured 1878987 27422 15 76 Net amount in force 3718991 53302 70 Business in Georgia 78 Gross risks written 2553882 00 Less 670619 risks cancelled and 1132172 reinsur ance in companies authorized in Georgia 1802791 00 Net risks written 751091 00 79 Gross premiums on risks written 33083 86 Less 632272 return premiums and 1508684 pre miums for reinsurance in companies authorized in Georgia 21409 56 Net premiums received 11674 30 80 Losses paid deducting salvage 36007 31 Less losses on risks reinsured in companies author ized in Georgia 26276 80 Net losses paid 9730 51 81 Losses incurred 36954 56 Less losses on risks reinsured in companies author ized in Georgia 26729 75 Net losses incurred 10224 81 266 ComptrollerGeneral s Report Investments in Georgia 106 Real estate 120000 00 107 Bonds 14678 50 108 Mortgage loans 26500 00 109 Collateral loans 11350 00 Total investments in Georgia 172528 50 SCOTTISH UNION NATIONAL INSURANCE COMPANY OF HARTFORD CONN 75 Elm St Hartford Conn James H Brewster Manager W R Hoyt Attorney for Service Capital Stock Amount of capital deposit Ledger assets December 31 1915 200000 00 6949502 00 Extended at 6949502 00 Income Gross premiums on new business 5077369 30 Deduct amounts paid for reinsurance and return premiums 2414115 90 9 10 11 13 Total premiums 2663253 40 Interest and rents 274804 33 Profit on sale or increase by adjustment of assets 9 00 Other sources Increase in liabilities during year on account of re insurance treaties 97223 48 From agents balances previously charged off 33 35 Total income 3035323 56 Disbursements 14 Net amount paid policyholders for losses 1376221 17 15 Legal and administrative expenses in adjustment of claims 29157 69 16 Commissions and allowances to agents 562195 22ComptrollerGenerals Report 267 17 Salaries of officers and employes 185185 25 11 17Q 10 18 Rents and interest u113 19 Advertising printing postage telegrams etc 41005 29 21 Loss on sale and decrease by adjustment of assets 27030 12 22 Other items Furniture and fixtures 466777 taxes 593373 re pairs on real estate licenses and taxes 12101147 131612 97 740 69 Investment expenses Remitted to Home Office 406413 99 Agents balance charged off 74 37 Miscellaneous expense 121654 1 23 Total disbursements 2892470 01 Ledger Assets 25 Book value of real estate 213728 36 26 Mortgage loans 121900 00 27 Bonds at book value 5638828 86 28 Stocks at book value 47181 2 30 Deposits at interest 434617 01 3 Qfi7 4 31 Deposits not at interest 53D 32 Agents balances net 632132 62 34 Total ledger assets 7092355 55 NonLedger Assets 35 Interest due and accrued 97166 23 38 Total assets 718952178 Deduct Assets Not Admitted 39 Agents balances 37195 59 41 Other items Overdue and accrued interest on bonds in default 10833 33 Book value of ledger assets over market values bonds and stocks 175320 11 42 Total not admitted assets 223349 03 43 Total admitted assets 6966172 75 Liabilities 44 Net amount of unpaid losses and claims 336689 00 45 Reserves or unearned premiums on risks outstanding 2657291 21268 ComptrollerGeneral s Report 47 Salaries and miscellaneous accounts due or accrued 2000 00 48 Taxes due or accrued 50000 00 49 Other tiems Contingent commissions 10000 00 Funds held under reinsurance treaties 109233 11 119233 11 50 Total amount of liabilities except capital 3165213 32 51 Capital deposit 200000 00 52 Surplus over all liabilities 3600959 43 53 Surplus protection to policyholders 3800959 43 54 Total liabilities 6966172 75 Business in ForceFire Rislts Premiums 69 In force December 31 1915 800412946 6902714 95 70 Written or renewed during the year 566643374 4983942 29 72 Total 7367056320 11886657 24 73 Deduct those expired and marked off as terminated 504234653 4558801 30 74 In force at the end of the year 862821667 7327855 94 75 Deduct amount reinsured 266161641 2200112 35 76 Net amount in force 596660026 5127743 59 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 1519478 34011 03 70 Written or renewed during the year 5781769 93427 01 72 Total 7301247 127438 04 73 Deduct those expired and marked off as terminated 3435814 52325 23 74 In force at the end of the year 3865433 75112 81 75 Deduct amount reinsured 147730 1 262 11 78 Net amount in force 3717703 73850 70ComptrollerGenerals Report Business In Georgia Fire Marine 78 Gross risks written 955150100 Less 2061713 risks cancelled and 533722 reinsurance in companies authorized in Georgia 2595435 00 Net risks written 6956066 00 79 Gross premiums on risks written 94161 17 Less 1582930 return premiums and 439656 premiums for reinsur ance in companies authorized in Georgia 20225 86 Net premiums received 73935 31 80 Losses paid deducting salvage 113010 96 Less losses on risks reinsured in com panies authorized in Georgia 21393 09 Net losses paid 91617 87 81 Losses incurred I 102490 96 Less losses on risks reinsured in com panies authorized in Georgia 13596 09 Net losses incurred 88894 87 Investments in Georgia 107 Bonds 269 Inland 17070 00 17070 00 430 48 430 48 29 53 29 53 29 53 29 53 25000 00 SECURITY INSURANCE CO NEW HAVEN CONN 115 Elm Street New Haven Conn John W Ailing President Victor Roth Secretary Alton F Irby Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 4224976 16 4 Extended at 4224976 16270 ComptrollerGeneral s Keport Income 5 Gross premiums on new business 4049799 53 7 Deduct amounts paid for reinsurance and return premiums 1594693 97 8 Total premiums 2455105 56 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances previously charged off Borrowed money 13 Total income 189395 40 1529 31 220 83 130000 00 2776251 10 Disbursements 41126 53 539726 67 14 Net amount paid policyholders for losses 1353439 83 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 218 990 71 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items 17149 37 41665 48 80000 00 620459 03 23 Total disbursements 2 612557 62 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable taken for fire risk Cash deposited with Philadelphia Underwriters Asso ciation Reinsurance on losses paid 239575 66 439100 00 2381053 53 795642 81 9836 59 106190 35 378555 54 37154 09 100 00 1458 08 54 Total ledger assets 4388669 64ComptrollerGenerals Report 271 NonLedger Assets 35 Interest due and accrued 47975 36 Market value of assets over book value 75114 51 37 Other Items United States Treasury Department Internal Revenue service claim for refund 1235 74 38 Total assets 4512995 78 Deduct Assets Not Admitted 39 Agents balances 3029 94 40 Bills receivable 4014 87 41 Other items Overdue and accrued interest on bonds in default 4516 66 Market value of special deposits in ex cess of corresponding liabilities 14996 65 42 Total not admitted assets 26558 12 43 Total admitted assets 4486437 66 Liabilities 44 Net amount of unpaid losses and claims 241690 10 45 Reserves or unearned premiums on risks outstanding 2361508 40 47 Salaries and miscellaneous accounts due or accrued 1322 47 48 Taxes due or accrued 49 Other items g3 Contingent commission 50 Total amount of liabilities except capital 2649692 50 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 836745 16 53 Surplus protection to policyholders 1836745 16 4486437 66 54 Total liabilities Business in Force Risks Premiums fiq In force December 31 1915 553438981 5527975 89 Z Written or renewed during the year 374570210 4049799 53 73 Excess of original premiums over 71S87 amount received for reinsurance mil 928009191 9585294 29 72 Total 272 ComptkollekGenerals Keport 73 Deduct those expired and marked off as terminated 335914296 3803928 46 74 In force at the end of the year 592094895 5781365 83 75 Deduct amount reinsured 128839677 1199349 25 76 Net amount in force 463255218 4582016 58 Business in Georgia 78 Gross Risks written 6583234 00 Less 1747552 risks cancelled and 1913714 reinsur ance in companies authorized in Georgia 3 661266 00 Net risks written 2921968 00 79 Gross premiums on risks written 62707 40 Less 1565927 return premiums and 1340240 pre miums for reinsurance in companies authorized in GeorSia 29061 67 Net premiums received 33645 73 80 Losses paid deducting salvage 44995 54 Less losses on risks reinsured in companies authorized in Georgia 4078 31 Net losses paid 30917 23 81 Losses incurred 42305 93 Less losses on risks reinsured in companies authorized in Georgia 14078 31 Net losses incurred 27 791 82 Investments in Georgia 107 Bonds Atlanta Water Works 3y2 10000 00 SOUTHERN MUTUAL INSURANCE COMPANY ATHENS GA Southern Mutual Building Athens Ga Billups Phinizy President A E Griffith Secretary Officers of Company Attorney for Service Capital Stock 2 Ledger assets December 31 1915 1059504 09ComptrollekGenerals Report 273 Income 5 Gross premiums on new business 7 Deduct amounts paid for reinsurance and return premiums 392142 18 5163 87 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other items Borrowed money 13 Total income 386978 29 61276 34 111562 50 450000 00 1009817 13 Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc ex pense account less rent 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Profit and loss old scrip No 39 charged off Bills payable paid notes for borrowed money Expenses and repairs on real estate other than taxes Taxes on real estate Taxes State 39381 insurance department 58J77 Federal income 52211 Federal revenue on pre 300 00 licenses etc 347664 total miums 23 Total disbursements Ledger Assets 646403 42 58045 58 22035 00 10137 52 4571 36 143718 59 5519 00 2 47 250000 00 9240 38 4766 08 6282 33 1160721 73 25 Book value of real estate 27 Bonds at book value 28 Stocks at book value 31 Deposits not at interest 32 Agents balances net December 1916 245879 577800 39750 27616 17553 83 00 00 41 25 34 Total ledger assets 908599 49 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 12472 50 10010 00 274 37 Other items Rents due ComptrollerGeneral s Report 3000 00 38 Total assets Deduct Assets Not Admitted 43 Total admitted assets g Liabilities 44 Net amount of unpaid losses and claims 3 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 48 Taxes due or accrued Federal income 49 Other items Borrowed money 934081 99 934081 99 11579 80 193489 14 54257 02 390 75 200000 00 50 Total amount of liabilities except capital 459716 71 53 Surplus protection to policyholders 474365 28 54 Total liabilities 934081 99 Business in Force Risks Premiums 69 In force December 31 1915 43731539 393936 98 70 Written or renewed during year 44288825 392142 18 72 Total 1 73 Deduct those expired and marked off as terminated 88020364 44543758 5163 89 74 In force at the end of the year 43476606 386978 29 Business in Georgia 78 Gross risks written 44288825 00 Less risks cancelled g92 996 nn Net risks written j 43395829 00 79 Gross premiums on risks written Less return premiums Net premiums received 80 Losses paid deducting salvage j 392142 18 5163 89 386978 29 646403 42ComptrollerGenerals Report 81 Losses incurred 1157980 1916 losses unpaid 62285 1915 losses paid in 1916 275 8956 95 Net losses incurred 655360 37 Investments in Georgia 106 Real estate 107 Bonds 111 Other items Stocks in Georgia Corporations Total investments in Georgia 245879 83 577800 00 39750 00 863429 83 SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY OF SPRINGFIELD MASS 195 State Street Springfield Massachusetts A W Damon President W J Mackay Secretary James L Dickey Jr Attorney for Service Capital Stock 1 Amount of paidup capital 2500000 00 2 Ledger assets December 31 1915 11324208 20 4 Extended at 11324208 20 Income 5 Gross premiums on new business 10479116 99 7 Deduct amounts paid for reinsurance and return premiums 3655190 82 6823926 17 8 Total premiums 454669 71 9 Interest and rents R 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances charged off 136 82 13 Total income 7287016 45 Disbursements 14 Net amount paid policyholders for losses 3562831 58 15 Legal and administrative expenses in adjustment of claims276 Com ptrollerGeneral s Report 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage llograms etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Decrease in liabilities on account of reinsurance trea ties Repairs furniture and fixtures Fire deparement and other tax Allowances to agents for agency expenses State tax on premiums Incidental expenses Agents balances charged off Underwriters board 23 1386900 68 739634 25 42496 88 119134 52 250000 00 1000 00 283508 22 8756 67 182112 93 33334 33 131455 43 16809 95 1478 09 74874 93 Total disbursements 6910268 61 Ledger Assets 25 Book value of real estate 300 000 00 26 Mortgage loans 259oo20 00 27 Bonds at book value 1 451 011 39 28 Stocks at book value 4965 724 63 29 Cash in office 735 g0 30 Deposits at interest 68g q2i 08 31 Deposits not at interest 238 258 97 32 Agents balances net 1466578 17 34 Total ledger assets 11700956 04 NonLedger Assets 35 Interest due and accrued 73 g2i 50 36 Market value of assets over book value 331 760 98 37 Other items Reinsurance due on paid losses 11984 83 38 Total assets 12123323 35 Deduct Assets Not Admitted 39 Agents balances 20595 80 41 Other items Market value of special deposits in excess of corresponding liabilities 140751 24 42 Total not admitted assets 161347 04 43 Total admitted assets j y ggj 976 31ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions and other charges due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 2500000 00 52 Surplus over all liabilities 2514452 80 277 662860 77 6159662 74 15000 00 100000 00 10000 00 6947523 51 53 Surplus protection to policyholders 54 Total liabilities Business in ForceFire 5014452 80 11961976 31 Risks 69 In force December 31 1915 1240841880 70 Written or renewed during the year 993183426 Premiums 12965690 76 10475485 57 72 Total 2234025306 73 Deduct those expired and marked off as terminated 831937668 23441176 33 9280784 53 74 In force at the end of the year 1402087638 75 Deduct amount reinsured 247461718 14160391 80 2443653 27 76 Net amount in force 1154625920 Business in ForceMarine and Inland Risks 70 Wrtten or renewed during the year 45791915 73 Deduct those expired and marked off as terminated 45784815 11716738 53 Premiums 3631 42 3570 92 74 In force at the end of the year Business in Georgia 7100 78 Gross risks written Less 3197322 risks cancelled and 345578 reinsur ance in companies authorized in Georgia Net risks written 60 50 10143749 00 3542900 00 6600849 00278 ComptrollerGeneral s Eeport 79 Gross premiums on risks written Less 3695729 return premiums and 412343 pre miums for reinsurance in companies authorized in Georgia Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred Investments in Georgia 107 Bonds 140292 56 41080 72 99211 84 98076 27 9995 70 88080 57 103338 48 181 71 103156 77 10600 00 THE STANDARD FIRE INSURANCE CO OF HARTFORD CONN 18 Asylum Street Hartford Conn M L Hewes President h B Anthony Secretary W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets December 31 1915 1600984 33 4 Extended at 1600984 33 Income 5 Gross premiums on new business 1015171 90 7 Deduct amount paid for reinsurance and return premiums 405449 51 8 Total premiums 609722 39 9 Interest and rents 6M33 55 13 Total income 669 755 94ComptrollerGenerals Report Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 2L Loss on sale and decrease by adjustment of assets 22 Other items Special agents expenses 1917500 traveling expenses H O 305552 legal expenses 27549 furniture and fixtures 21195 maps 270385 underwriters boards 680562 fire department etc 311707 inspections and surveys 1079955 state taxes 2116852 ins dept L F 538000 other fees and taxes 337260 investment expenses 1380000 agents balances charged off 13763 total 279 348075 76 23 Total disbursements Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Maps furniture etc 38 Total assets Deduct Assets Not Admitted 39 Agents balances 41 Other items Furniture maps etc Overdue interest in default 813 40 10000 00 300 00 10348 21 137054 44 59301 98 3358 50 13213 28 60000 00 272 83 90002 80 721627 80 1254673 82 133569 00 5795 39 47097 35 107976 91 1549112 47 17568 18 10000 90 1576680 o5280 ComptrollerGenerals Report Book value ledger assets over market value 41438 82 42 Total not admitted assets 52552 22 43 Total admitted assets 1 524 128 43 Liabilities 44 Net amount of unpaid losses and claims 57455 25 45 Reserves or unearned premiums on risks outstanding 560603 98 47 Salaries and miscellaneous accounts due or accrued 1905 23 48 Taxes due or accrued 15000 00 50 Total amount of liabilities except capital 634964 46 51 Capital actually paid in cash 750000 00 52 Surplus over all liabilities 139163 97 163 97 5 1524128 43 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks Premiums 69 In force December 31 1915 155701299 1411512 76 70 Written or renewed during the year 109886369 1015171 90 72 Total 265587668 2426084 66 73 Deduct those expired and marked off as terminated 103099503 980813 66 74 In force at the end of the year 162488165 1445871 00 75 Deduct amount reinsured 41965411 365 721 43 6 Net amount in force 120522754 1080149 57 Business in Georgia 78 Gross risks written 2 341 421 00 Less 431168 risks cancelled and 168942 reinsurance in companies authorized in Georgia 600110 00 Net risks written 1741311 00 15992 90 3460 52 Net premiums received 12532 38 79 Gross premiums on risks written Less 255421 return premiums and 90631 premiums for reinsurance in companies authorized in GeorgiaComptrollerGenerals Report 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred Investments in Georgia 107 Bonds Atlanta water 4y2 per cent 1931 281 9792 94 17 78 9775 16 11127 21 1 17 78 11109 43 10000 00 STERLING FIRE INSURANCE COMPANY OF INDIANAPOLIS IND 115 North Penn Street Indianapolis Ind Edward D Evans President Oscar L Ross Secretary W R Prescott Attorney for Service Capital Stock 1 Amount of paidup capital 850000 00 2 Ledger assets December 31 1915 1500223 20 4 Extended at 1500223 20 Income W 5 Gross premiums on new business 937644 23 7 Deduct amounts paid for reinsurance and return premiums 569285 77 8 Total premiums 368358 46 9 Interest and rents 80729 27 10 Profit on sale or increase by adjustment of assets Bonds 1402 11 Other sources Commissions on mortgage loans 83849 maps 107800 fire deparement taxes re funded 41212 from agents balances previously charged off 220022 total 4528 83 13 Total income 453630 58282 ComptrollerGenerals Report Disbursements ii Net amount paid policyholders for losses 197711 67 15 Legal and administrative expenses in adjustment of claims 2159 03 16 Commissions and allowances to agents 118083 96 17 Salaries of officers and employes 1734366 8 Rents and interest 2499 13 19 Advertising printing postage telegrams etc 1111 54 20 Paid stockholders for dividends 51000 00 21 Loss on sale and decrease by adjustment of assets Bonds 579 89 22 Other items Traveling expenses 240 37 Legal expenses 8113 59 Furniture and fixtures 2209 Licenses fees and taxes 18533 30 Certificates of deposit charged off 2869 98 General expense 368 55 30147 88 23 Total disbursements 420636 76 Ledger Assets 25 Book value of real estate 2564 65 26 Mortgage loans 1314524 03 27 Bonds at book value 109562 02 29 Cash in office 25 00 30 Deposits at interest 97635 62 32 Agents balances net 7798 65 S3 Other items Collateral loans 1107 05 34 Total ledger assets 1533217 02 NonLedger Assets 35 Interest due and accrued 29379 82 38 Total assets 1562596 84 Deduct Assets Not Admitted 41 Other items Market value of special deposits in ex cess of corresponding liabilities 19594 85 Book value of bonds over market value 342 67 42 Total not admitted assets 43 Total admitted assets 19937 52 1542659 32ComptrollerGenerals Report Liabilities 283 44 Net amount of unpaid losses and claims 56217 S6 i5 Reserves or unearned premiums on risks outstanding 22 400 aO 47 Salaries and miscellaneous accounts due or accrued J JJ 48 Taxes due or accrued J 50 Total amount of liabilities except capital 303746 47 51 Capital actually paid in cash 850000 00 52 Surplus over all liabilities 388912 85 53 Surplus protection to policyholders 54 Total liabilities Business in ForceFire 1542659 32 Risks Premiums 69 In force December 31 1915 137974783 1458393 51 Written or renewed during the year 88068941 917516 53 70 72 Total 73 Deduct those expired and marked off 226043724 2375910 04 as terminated 56940911 588692 63 T4 In force at the end of the year 169102813 1787 217 41 75 Deduct amount reinsured 130876249 1385227 4 76 Net amount in force J 401990 01 Business in ForceMarine and Inland Risks Premiums 69 in force December 31 1915 255239 7 826 74 TO Written or renewed during the year 2645734 20LI7 u 72 Total 2900973 27954 44 73 Deduct those expired and marked off as terminated 2021565 17273 50 74 in force at the end of the year 879408 10680 94 Business in Georgia 1063035 00 78 Gross risks written Less 34587100 risks cancelled and 22066800 rein surance in companies authorized in Georgia 566539 00 Net risks written 496496 0284 ComptrollerGenerals Report 79 Gross premiums on risks written Less 406882 return premiums and 241061 pre miums for reinsurance in companies authorized in Georgia Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia Net losses paid p 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 12712 57 6479 43 6233 14 5430 45 890 15 4540 30 6840 34 1516 73 5323 61 ST PAUL FIRE AND MARINE INSURANCE CO OF ST PAUL MINN Corner 5th and Washington Streets St Paul Minn F R Bigelow President a W Perry Secretary A B Tumlin Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 11565188 73 4 Extended at 11565188 73 Income 5 Gross premiums 15823013 58 7 Deduct amounts paid for reinsurance and return premiums 6721667 99 8 Total premiums 9jl0l345 59 9 Interest and rents 472 79g 6 10 Profit on sale or increase by adjustment of assets l7i6 53 11 Other sources Taxes 66 00 Merchants National Bank interest 237 50 Conscience money 34Q qqComptrollerGenerals Report 285 Agents balances previously charged off Borrowed money 205 96 100000 00 100849 46 33 Total income 9676707 94 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 38 Rents and interest 39 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Expenditures All other expenditures 23 Total disbursements 5291596 55 136273 79 2049170 38 413331 19 13720 83 96239 39 250000 00 9279 60 12914 06 473497 46 8746023 25 Ledger Assets 25 26 27 28 29 30 31 32 S3 Book value of real estate 232215 43 i loans 1435563 34 Bonds at book value 8243083 06 Stocks at book value Cash in office Deposits at interest 789498 82 Deposits not at interest 2940 37 Agents balances net 1431205 59 Other items Bills receivable taken for marine and inland risks 2548 80 Bills receivable taken for fire risks 32950 39 Due from reinsurance Cos on losses paid 37951 94 269615 300 00 2i Total ledger assets 12495873 42 NonLedger Assets 3b Interest due and accrued 85127 45 88 Total assets 12581000 S7286 ComptrollerGenerals Report Deduct Assets Not Admitted 09 Agents balances 13489 00 t0 Bills receivable 7203 63 41 Other items Market value of special deposits in ex cess of corresponding liabilities 45465 68 Market value ledger assets over book value 224973 74 Due from reinsurance companies col lections doubtful 1250 97 42 Total not admitted assets 292383 02 43 Total admitted assets 12288617 35 Liabilities 44 Net amount of unpaid losses and claims 1328636 46 45 Reserves or unearned premiums on risks outstanding 5864445 59 47 Salaries and miscellaneous accounts due or accrued 9280 60 48 Taxes due or accrued 150346 00 49 Other items Contingent commissions or other charges due or accrued 30807 75 Reserve for conflagration fund 10042 04 40849 79 50 Total amount of liabilities except capital 7393558 44 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 3895059 41 03 Surplus protection to policyholders 4895059 41 54 Total liabilities v 12288617 85 Business in ForceFire Risks Premiums 69 In force December 31 1915 931199270 10726585 02 70 Written or renewed during the year 675364713 8161119 20 71 Excess of original premiums over amount received for reinsurance 3816 06 72 Total 1606563983 18891520 28 8 Deduct those expired and marked off as terminated 582410626 7535023 76 74 In force at the end of the year 1024153357 11356496 52CompteolleeGenebals Repoet 287 75 Deduct amount reinsured 104486064 1109175 52 76 Net amount in force 919667293 10247321 00 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 71518231 1064236 41 70 Written or renewed during the year 1066045204 7661894 38 2 Total 1137563435 8726130 79 73 Deduct those expired and marked off as terminated 1043619906 7402948 12 U In force at the end of the year 93943529 1323182 67 75 Deduct amount reinsured 19954772 189346 14 76 Net amount in force 73988757 1133836 53 Business in Georgia Fire Marine Inland 78 Gross risks written 6024923 35 10414007 00 Less 100191600 risks cancelled and 219263500 reinsurance in compa nies authorized in Georgia 1215125 00 1979426 00 Net risks written 4809798 35 8434581 00 79 Gross premiums on risks written 68110 03 73637 86 Less 1789058 return premiums and 1722149 premiums for reinsurance in companies authorized in Georgia 18226 88 16885 19 Net premiums received 49883 15 56752 67 80 Losses paid deducting salvage 63524 19 19948 01 Less losses on risks reinsured in com panies authorized in Georgia 8712 39 3581 57 Net losses paid 5481180 16366 44 81 Losses incurred 54460 49 24876 20 Less losses on risks reinsured in com panies authorized in Georgia 1993 44 3581 57 Net losses incurred 52467 05 21294 63288 ComptrollerGenerals Report STUYVESANT INSURANCE COMPANY OF NEW YORK CITY Ill William Street New York New York A R Pierson President G F Hatchings Secretary Capital Stock 1 Amount of paidup capital 700000 00 2 Ledger assets December 31 1915 1749994 06 4 Extended at 1749994 0t Income 5 Gross premiums on new business 3665387 24 7 Deduct amounts paid for reinsurance and return premiums 2043959 68 Total premiums i62i427 5e 9 Interest and rents 30 Profit on sale or increase by adjustment of assets 11 Other sources Profit and loss dividend Mercantile Na tional Bank Rock Island bonds 827 50 Borrowed money 116032 28 13 Total income 73184 70 6020 00 116859 78 1817492 04 Disbursements 3 4 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Borrowed money Taxes and fees Underwriters and tariff association fire patrol 671447 26 21128 39 362696 97 36332 60 2946 09 10462 46 31500 00 3593 2b 116032 28 35106 34 18286 63 23 Total disbursements 1310532 27ComptrollerGenerals Report Ledger Assets 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net S3 Other items Due from Yorkshire Insurance Co Deposit in Manitoba Bank 3620 24 20000 00 289 18000 JO 825433 24 777880 93 149 98 220856 S6 391012 60 23620 24 34 35 37 38 41 43 4 45 48 50 61 52 53 54 b9 70 Total ledger assets 2256953 83 NonLedger Assets Interest due and accrued Other items Reinsurance due on paid losses 9044 17 78168 51 2344166 51 86864 17 Total assets Deduct Assets Not Admitted Other items Book value over market value Total admitted assets Liabilities Net amount of unpaid losses and claims 411253 00 Reserves or unearned premiums on risks outstanding 902293 24 Taxes due or accrued 18000 00 2257302 34 Total amount of liabilities except capital 1331546 24 Capital actually paid in cash 700000 00 Surplus over all liabilities 225756 10 Surplus protection to policyholders Total liabilities Business in ForceFire Risks In force December 31 1915 146893192 Written or renewed during the year 210684075 925756 10 2259302 34 Premiums 1966003 53 3283244 53 2 Total 357577267 5249248 06290 ComptrollerGenerals Report 73 Deduct those expired and marked oft as terminated 142636870 2374938 97 74 In force at the end of the year 214940397 2874309 09 5 Deduct amount reinsured 105020718 1245456 00 76 Net amount in force 109919679 1628853 09 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 1746306 21000 68 70 Written or renewed during the year 3459715 382142 71 72 Total 5206021 403143 39 i3 Deduct those expired and marked off as terminated 3443127 384420 31 74 In force at the end of the year 1762894 18723 08 Business in Georgia 78 Gross risks written 2847795 00 Less 244700 risks cancelled and 492049 reinsurance in companies authorized in Georgia 736749 00 Net risks written 2111046 00 79 Gross premiums on risks written 38144 62 Less 472929 return premiums and 626236 pre miums for reinsurance in companies authorized in Georgia 10991 55 Net premiums received 27152 47 80 Losses paid deducting salvage 21580 80 Less losses on risks reinsured in companies authorized in Georgia 11369 42 Net losses paid 10211 38 81 Losses incurred 24401 80 Less losses on risks reinsured in companies authorized in Georgia 11946 42 Net losses incurred 12455 38ComptrollerGenerals Report 291 U S BRANCH SUN INSURANCE OFFICE PF NEW YORK CITY 54 Pine Street New York N Y J J Guile U S Manager J T Pitten Attorney for Service Capital Stock 2 Ledger assets December 31 1915 4976233 28 Income 5 Gross premiums on new business 4411557 77 7 Deduct amounts paid for reinsurance and return premiums 1870158 08 8 Total premiums 2541399 69 Interest and rents 193365 35 10 Profit on sale or increase by adjustment of assets 1296 42 11 Other sources Received from home office 190862 54 Income tax withheld 259 90 191122 44 13 Total income 2927183 90 Disbursements 4 Net amount paid policyholders for losses 1301864 15 15 Legal and administrative expenses in adjustment of claims 37498 60 16 Commissions and allowances to agents 545628 06 17 Salaries of officers and employes 243128 44 18 Rents and interest 23332 79 19 Advertising printing postage telegrams etc 51327 32 21 Loss on sale and decrease by adjustment of assets 419 11 22 Other items Remitted to home office 378192 20 Underwriters board fire department state and municipal licenses taxes and fees inspections surveys maps legal and other expenses 218084 29 596276 19 28 Total disbursements 2799475 26 Ledger Assets 25 Book value of real estate 171925 04 27 Bonds at book value 3642900 92292 ComptrollerGeneral s Report 28 Stocks at book value 329449 84 29 Cash in office 700 00 30 Deposits at interest 425435 10 32 Agents balances net 530268 70 33 Other items Reinsurance recoverable on paid losses 3262 32 34 Total ledger assets 5103941 92 NonLedger Assets 35 Interest due and accrued 60982 73 36 Market value of assets over book value 8074 96 38 Total assets 5172999 61 Deduct Assets Not Admitted s 39 Agents balances 14728 59 41 Other items Overdue and accrued interest on bonds in default 8125 00 Book value of assets over market value 148506 58 42 Total not admitted assets 171360 17 43 Total admitted assets 5001639 44 Liabilities 44 Net amount of unpaid losses and claims 318300 46 45 Reserves or unearned premiums on risks outstanding 2809412 79 17 Salaries and miscellaneous accounts due and accrued 9178 97 48 Taxes due and accrued 57650 43 49 Other items Income tax withheld 200 00 50 Total amount of liabilities except capital 3194742 65 E3 Surplus protection to policyholders 1806896 79 54 Total liabilities 5001639 44 Business in Force Risks Premiums 69 In force December 31 1915 665655049 6671746 82 70 Written or renewed during the year 429684042 4411557 77 72 Total 1095339091 11083304 59ComptrollerGenerals Report 73 Deduct those expired and marked off 293 as terminated 409290959 4251701 81 H In force at the end of the year 75 Deduct amount reinsured 686048132 6831602 78 121301418 1256934 W 76 Net amount in force 564746714 5574668 78 Business in Georgia 8 Gross risks written 8721767 00 Less 2120334 risks cancelled and 1362818 reinsur ance in companies authorized in Georgia 3483152 00 Net risks written 5238615 00 79 Gross premiums on risks written 129624 49 Less 2205417 return premiums and 1587286 pre miums for reinsurance in companies authorized in Georgia 37927 03 Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 91697 46 169215 05 63352 32 Net losses paid 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia 105862 73 148653 05 58249 32 Net losses incurred 90403 73 Investments in Georgia 107 Bonds 10000 00294 ComptrollerGenerals Report svea fire life insurance company ltd new york 100 William Street New York N Y J M Wennstrom IT S Manager Rhett OBeirne Lockridge Attorneys for Service Capital Stock 1 Amount of capital deposit f 200000 00 2 Ledger assets December 31 1915 1736712 43 4 Extended at 1736712 43 Income 5 Gross premiums on new business 1716945 96 7 Deduct amounts paid for reinsurance and return premiums 678934 67 8 Total premiums 1038011 29 9 Interest 57642 39 11 Other sources Interest bills receivable interest on deposits reinsurance bureau Philadelphia Under writers Association deposit 127 89 13 Total income 1095781 57 Disbursements 14 Net amount paid policyholders for losses 505325 20 15 Legal and administrative expenses in adjustment of claims 13854 21 16 Commissions and allowances to agents 275218 07 IV Salaries of officers and employes 62262 81 18 Rents and interest 7800 00 19 Advertising printing postage telegrams etc 34360 47 21 Loss on sale and decrease by adjustment of assets 16368 75 22 Other items Taxes 46198 23 Remittance to home office 7924 84 Bank exchange 592 84 Insurance publications 106 70 Office supplies 171 47 Mercantile reports 968 75 Cost of audit and statistical service 2243 18 23 Total disbursements 973395 62ComptrollerGenerals Report Ledger Assets 295 27 28 29 30 31 go 33 Bonds at book value 1224028 99 Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Bills receivable taken for fire risks Bills receivable taken for agents balances Reinsurance recoverable on paid losses Philadelphia Underwriters Association deposit 23718 75 200 00 293591 86 25124 29 228808 48 60204 43 678 03 2643 65 100 00 34 Total ledger assets 1859098 48 35 38 39 40 41 42 43 NonLedger Assets Interest due and accrued5 16944 10 Total assets 1876042 58 Deduct Assets Not Admitted Agents balances Bills receivable Other items Bonds Stocks 5090 65 2577 62 29548 99 13593 75 Total not admitted assets Total admitted assets 44 45 47 48 50 61 52 53 54 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital Capital deposit 200000 00 Surplus over all liabilities 524159 68 Surplus protection to policyholders Total liabilities 50811 01 1825231 57 97944 77 974927 12 5000 00 23200 00 1101071 89 724159 68 1825231 57296 ComptrollerGenerals Report Business in Force Risks Premiums 69 In force December 31 1915 168208298 1970333 71 70 Written or renewed in 1916 150241522 1716945 J6 72 Total 73 Deduct expirations and cancellations 74 In force December 31 1916 75 Deduct amount reinsured 318449820 124526704 193923116 36938232 3687279 67 1422741 30 2264538 37 417346 24 76 Net amount in force 156984884 1847192 13 Business in Georgia 78 Gross risks written 3218580 00 Less 1299332 risks cancelled and 269129 reinsur ance in companies authorized in Georgia 1568461 00 Net risks written 1650119 00 79 Gross premiums on risks written 44814 90 Less 1843548 return premiums and 360887 pre miums for reinsurance in companies authorized in Georgia 22044 35 Net premiums received 80 Losses paid deducting salvage 1 Less losses on risks reinsured in companies author ized in Georgia 22770 5b 17202 27 624 49 Net losses paid 81 Losses incurred Less losses on risks reinsured in companies author ized in Georgia 16577 78 17409 97 568 47 Net losses incurred 16841 50 Investments in Georgia 107 Bonds 10000 00 13 14 lb 16 j 19 22 23 27 30 32 ComptrollerGenerals Report 297 union fire insurance company of paris france 17 Custom House Street Providence Rhode Island Starkweather Shepley Inc U S Managers D I Maclntyre Attorney for Service Capital Stock Ledger assets December 31 1915 1024872 98 Extended at 1024872 98 Income Gross premiums on new business 898722 60 Deduct amounts paid for reinsurance and return premiums 391348 28 Total premiums 507374 32 Interest and rents 36560 19 Total income 543934 51 Disbursements Net amount paid policyholders for losses 234443 16 Legal and administrative expenses in adjustment of claims 5281 40 Commissions and allowances to agents 157212 91 Salaries of officers and employes 300 00 Advertising printing postage telegrams etc 407 06 Other items Underwriters boards fire departments salvage corps and inspections 8603 77 State and city taxes Insurance Department fees etc 14877 64 Emergency revenue taxes 2455 73 Surety bonds 206 87 Remittance to home office 4873 20 Total disbursements 428662 24 Ledger Assets Bonds at book value 883380 00 Deposits at interest 110889 59 Agents balances net 145775 66298 ComptrollerGenerals Report 33 Other items Philadelphia Underwriters Association deposit 100 00 34 Total ledger assets 1140145 25 NonLedger Assets 35 Interest due and accrued 11326 62 37 Other items Reinsurance due from other companies 580 15 38 Total assets 1152052 02 Deduct Assets Not Admitted 41 Other items Market value of special deposits in ex cess of ocrresponding liabilities 7774 95 Book value of ledger assets 1813 60 42 Total not admitted assets 9588 55 43 Total admitted assets 1142463 47 Liabilities 44 Net amount of unpaid losses and claims 58955 27 45 Reserves or unearned premiums on risks outstanding 412311 72 47 Salaries and miscellaneous accounts due or accrued 48105 97 48 Taxes due or accrued 9400 00 50 Total amount of liabilities except capital 528772 96 52 Surplus over all liabilities 613600 51 54 Total liabilities 1142463 47 Business in Force Risks Premiums 69 In force December 31 1915 95043786 915018 00 70 Written or renewed during the year 94259182 898722 60 72 Total 189302968 1813740 60 73 Deduct those expired and marked off as terminated 79621709 748219 12 74 In force at the end of the year 109681259 1065521 48ComptrollerGenerals Report 75 Deduct amount reinsured 26094228 299 273124 72 V6 Net amount in force5 83587031 792396 76 Business in Georgia 78 Gross risks written Less 2887869 risks cancelled and 2331860 reinsur ance in companies authorized in Georgia Net risks written 79 Gross premiums on risks written Less 3406955 return premiums and 3698402 pre miums for reinsurance in companies authorized in Georgia 8200004 00 5219729 00 2980275 00 120709 75 71053 51 Net premiums received 80 Losses paid deducting salvage Less losses on risks reinsured in companies author ized in Georgia Net losses paid 81 Losses incurred Less losses on risks reinsured in companies author ized in Georgia Net losses incurred Investments in Georgia 107 Bonds par value 49656 18 77575 47 39548 07 38027 40 90492 67 49246 29 41246 38 10000 00 UNITED STATES FIRE INSURANCE COMPANY OF NEW YORK 95 William Street New York Geo R Branson President David G Wakeman Secretary Capital Stock 1 Amount of paidup capital 1400000 00 2 Ledger assets December 31 191b 6291052 56 A 6291052 5b 4 Extended at v300 ComptrollerGeneral s Report Income 5 Gross premiums 7248271 40 7 Deduct amounts paid for reinsurance and return premiums 3596968 76 8 Total premiums 3651302 64 9 Interest and rents 276 127 58 iO Profit on sale or increase by adjustment of assets 182835 82 li Other sources Furniture and fixtures 250 00 MaPg 2Q CO Dividends unpaid to stockholders heretofore charged off now carried as ledger item 8005 14 13 Total income 4118540 88 Disbursements 14 Net amount paid policyholders for lossesj 1871368 94 J5 Legal and administrative expenses in adjustment of claims 55661 83 16 Commissions and allowances to agents 1286297 33 17 Salaries of officers and employes 5g 445 18 Rents and interest 10645 00 19 Advertising printing postage telegrams etc 120414 80 20 Paid stockholders for dividends 128 000 00 21 Loss on sale and decrease by adjustment of assets 79127 98 22 Other items Taxes on real estate 999 State taxes on premiums 7u 335 jq Municipal county tax required by various States 12938 28 War stamp tax 15502 74 Federal corporation tax 2 512 92 Insurance department licenses and fees 17238 03 23 Total disbursements 3729188 30 Ledger Assets 25 Book value of real estate 91375 00 26 Mortgage loans 67850 00 27 Bonds at book value 1195 563 S2 28 Stocks at book value 3393965 86 29 Cash In office 354 l 30 Deposits at interest 7K1 1cs on a 01100 66 2 Agents balances net 521747 75ComptrollerGenerals Report 301 33 Other items Loans secured Bills receivable taken for fire risks 3000 00 44280 73 34 Total ledger assets 6680405 14 NonLedger Assets 5 K6 37 38 41 Interest due and accrued Market value of assets over book value Other items Reinsurance receivable on paid losses 25371 69 186530 82 19097 59 Total assets 6911405 24 Deduct Assets Not Admitted Other items Market value of special deposits in ex cess of corresponding liabilities 21827 53 43 Total admitted assets 6889577 71 Liabilities 44 45 46 47 48 50 51 52 Net amount of unpaid losses and claims 500496 00 Reserves or unearned premiums on risks outstanding 3277171 82 Dividends to policyholders declared but unpaid 8005 14 Salaries and miscellaneous accounts due or accrued 5000 00 Taxes due or accrued 55000 00 Total amount of liabilities except capital 3845672 96 Capital actually paid in cash 1400000 00 Surplus over all liabilities 1643904 75 53 Surplus protection to policyholders 3043904 75 54 Total liabilities 6889577 71 Business in ForceFire Risks Premiums In force December 31 1915 789837067 8i03767 79 Written or renewed in 1916 644856295 6534712 87 Excess of original premiums over amount received for reinsurance 18010 10 69 70 71 72 Totals 1434693362 14656490 76302 ComptrollerGenerals Report 73 Deduct expirations and cancellations 604625185 6258771 92 74 In force December 31 1916 830068177 8397718 84 75 Deduct amount reinsured 213226743 2099915 48 76 Net amount in force 616841434 6297803 36 Business in ForceMarine and Inland Risks Premiums 69 In force December 31 1915 5599574 23648 55 70 Written or renewed during in 1916 171240390 713558 53 72 Totals 176839964 737207 08 73 Deduct expirations and cancellations 158500487 580997 46 74 In force December 31 1916 18339477 156309 62 75 Deduct amount reinsured 6699102 83888 65 76 Net amount in force 11640375 72420 97 Business in Georgia Fire Marine Inland 78 Gross risks written 5699209 00 106394 00 Less 2010066 risks cancelled and 299218 reinsurance in companies authorized in Georgia 2216227 00 93057 00 Net risks written 3482982 00 13337 00 79 Gross premiums on risks written 58701 50 470 35 Less 1311385 return premiums and 232203 premiums for reinsurance in companies authorized in Georgia 15058 04 377 84 Net premiums received 43643 46 92 51 80 Losses paid deducting salvage 81936 83 Less losses on risks reinsured in com panies authorized in Georgia 8008 43 Net losses paid 73928 40 81 Losses incurred 77 731 33 Less losses on risks reinsured in com panies authorized in Georgia 7958 43 Not losses incurred 69823 40ComptrollerGenerals Report 303 WESTCHESTER FIRE INSURANCE COMPANY OF NEW YORK N Y 100 William Street New York New York George R Crawford President Harry H Clutia Secretary Edgar Dunlap Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 6553885 42 4 Extended at 6553885 42 Income 5 Gross premiums on new business 7150360 96 7 Deduct amounts paid for reinsurance and return premiums 2786519 26 8 Total premiums 4363841 70 9 Interest and rents 259346 24 10 Profit on sale or increase by adjustment of assets 3418 75 11 Other sources Federal income tax withheld from paid salaries 37e 47 Conscience fund 30 00 406 17 13 Total income 6627013 16 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Furniture and fixtures 799510 maps 1178910 in spections and surveys 3298271 underwriters boards etc 5341017 fire departments patrol etc 1016013 repairs and expenses on real estate 9145 taxes on premiums 9153605 insurance de partment licenses and fees 1996554 municipal 2523591 53 55088 77 901162 79 319127 02 30915 60 73420 94 67450 25304 ComptrollerGeneral s Eeport taxes 1262433 federal corporation taxes 21059 95 exchange and collection 360649 dividends 200000 agents balances charged off 303685 ex penses of special and general agents 11587855 Federal income tax withheld from paid salaries 38710 total 584523 52 23 Total disbursements 4555280 42 Ledger Assets 25 Book value of real estate 5876 00 26 Mortgage loans 109310 00 27 Bonds at book value 1693546 S5 28 Stocks at book value 3704855 50 30 Deposits at interest 435638 97 31 Deposits not at interest 11448 21 32 Agents balances net 600236 47 33 Other items Balances due for reinsurance written prior to October 1 1916 64706 16 34 Total ledger assets 6625618 16 NonLedger Assets 35 Interest due and accrued 43980 74 38 Total assets 6669598 90 Deduct Assets Not Admitted 39 Agents balances 29073 06 40 Balances due for reinsurance written prior to October 1 1916 64706 16 41 Other items Book value assets over market value 290316 35 Excess of special deposits over liabilities 14212 83 42 Total not admitted assets 398308 40 43 Total admitted assets 6271290 50 Liabilities 44 Net amount of unpaid losses and claims 456869 41 Reserves or unearned premiums on risks outstanding 3826802 45 47 Salaries and miscellaneous accounts due or accrued 7500 00ComptrollerGenerals Report 48 Taxes due or accrued 49 Other items Contingent commissions and other charges Federal income tax withheld from paid salaries 50 Total amount of liabilities except capital 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 1392267 23 305 75000 00 12500 00 351 41 53 Surplus protection to policyholders 54 Total liabilities 4379023 27 1892267 23 Business in ForceFire 6271290 50 Risks 69 In force December 31 1915 896317550 70 Written or renewed during the year 679856425 Premiums 8576117 16 7004482 78 72 Total 1576173975 73 Deduct those expired and marked off as terminated 572286713 15580599 94 6026636 16 74 In force at the end of the year 1003887262 9553963 78 75 Deduct amount reinsured 231575056 2222976 18 76 Net amount in force 772312206 Business in ForceMarine and Inland Risks 70 Written or renewed during the year 16686917 73 Deduct those expired and marked off as terminated 9953724 74 In force at the end of the year 6733193 Business in Georgia 78 Gross risks written Less 238950300 risks cancelled and 181653500 re 7330987 60 Premiums 145878 18 85222 10 60656 08 insurance Net risks written 79 Gross premiums on risks written Less 1479249 return premiums and 1455308 pre miums for reinsurance Net premiums received 8598584 00 4206038 00 4392546 00 74923 87 29345 57 45578 30306 ComptrollerGeneral s Report 80 Losses paid deducting salvage 65212 86 Less losses on risks reinsured 11827 29 Net losses paid 53385 57 81 Losses incurred p 67916 18 Less losses on risks reinsured 14287 59 Net losses incurred 53628 59 WESTERN ASSURANCE COMPANY OF TORONTO CANADA 22 Wellington Street East Toronto Canada W B Meikle VPresident and General Manager C C Foster Secretary C H Godfrey Attorney for Service Capital Stock 1 Amount of paidup capital Deposit 400000 00 2 Ledger assets December 31 1915 2837947 69 4 Extended at 2837947 69 Income 5 Gross premiums on new business Fire 231180492 marine 167603478 total 3987839 70 7 Deduct amounts paid for reinsurance and return premiums Fire 1120 91724 marine 6li11238 total 1732029 62 8 Total premiums 2255810 08 9 Interest and rents 110633 17 10 Profit on sale or increase by adjustment of assets 60 00 11 Other sources Remitted from home office 280862 87 13 Total income 2647366 12 Disbursements 14 Net amount paid policyholders for losses 1003067 29 15 Legal and administrative expenses in adjustment of claims 14J89 96 16 Commissions and allowances to agents 487096 75 ComptrollerGenerals Report 307 17 Salaries of officers and employes IS Rents and interest 19 Advertising printing postage telegrams etc 20 Legal 21 Loss on sale and decrease by adjustment of assets 22 Other items Remitted to home office Furniture and fixtures State tax on premiums Maps Insurance department licenses etc Board patrol and inspections Other taxes Exchange Supervision 23 Total disbursements 93715 47 7114 11 39087 85 1196 06 31404 46 271087 16 800 60 31293 63 3924 86 8441 68 27535 55 21093 93 190 75 41387 50 2083227 61 Ledger Assets 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest 32 Agents balances net 33 Other items Bills receivable 34 Total ledger assets 1717609 25 364833 60 833099 93 486005 92 537 50 3402086 20 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance due on losses paid 24940 66 11733 51 38 Total assets Deduct Assets Not Admitted 3438760 37 39 Agents balances 40 Bills receivable 41 Other items Market value of special deposit in ex cess Book value of lefdger assets over market value 19037 54 537 50 21698 48 69298 99 42 Total not admitted assets 43 Total admitted assets 110572 51 3328187 86308 ComptrollerGenerals Eeport Liabilities 44 Net amount of unpaid losses and claims 511 205 14 45 Reserves or unearned premiums on risks outstanding 1326649 03 47 Salaries and miscellaneous accounts due or accrued 1500 00 48 Taxes due or accrued 33 337 15 49 Other items Contingent commissions 2750 52 50 Total amount of liabilities except capital 1875941 84 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 1052246 02 53 Surplus protection to policyholders 1452246 02 54 Total liabilities 3328187 86 Business in Georgia Fire Marine Inland 78 Gross risks written 6751474 00 158980 00 Less 1943062 risks cancelled and 992104 reinsurance in companies authorized in Georgia 2935166 00 Net risks written 3816308 00 158980 00 79 Gross premiums on risks written 70653 05 744 30 Less 1883848 return premiums and 1078993 premiums for reinsurance in companies authorized in Georgia 29600 58 27 83 Net premiums received 41052 47 716 47 80 Losses paid deducting salvage 52813 54 Less losses on risks reinsured in com panies authorized in Georgia 14323 69 Net losses paid 38489 85 81 Losses incurred 45392 88 Less losses on risks reinsured in com panies authorized in Georgia 11823 69 Net losses incurred 33 559 jg Investments in Georgia 107Bonds 10000 0aComptrollerGenerals Report 309 YORKSHIRE INSURANCE CO LTD OF NEW YORK CITY 80 Maiden Lane New York New York Frank DuBois United States Managers Milton Dargan Jr Attorney for Georgia Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 200000 00 1034078 07 4 Extended at 1034078 07 Income 5 Gross premiums on new business f 1379056 72 7 Deduct amounts paid for reinsurance and return premiums 751030 86 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Receipts from home office 13 Total income 628025 86 30711 17 350 00 736 28 659823 31 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Legal expenses Furniture and fixtures Maps including corrections Underwriters boards and tariff associations Fire department fire patrol etc Inspections and surveys State Taxes on premiums Insurance department licenses and fees War revenue stamp tax City and county licenses and fees Local taxes and fees 330758 83 6841 27 126194 19 72123 65 5503 65 12490 27 139 38 790 15 1950 10 12911 48 5501 72 2782 41 11999 16 5231 29 2715 52 2566 88 1466 06 310 ComptrollerGenerals Report Subscriptions 901 85 Bank collections 688 24 Premiums on fidelity bonds and insurance on furniture 329 05 Night work 1049 75 Waiting 655 25 Miscellaneous accounts office supplies ice moving water repairing typewriters and office equipment 798 27 Remittance to home office 5422 26 23 Total disbursements 611810 68 Ledger Assets 27 Bonds at book value 762426 00 29 Cash in office 114 71 30 Deposits at interest 153820 20 31 Deposits not at interest 952 90 32 Agents balances net 164776 89 34 Total ledger assets 1082090 70 NonLedger Assets 35 Interest due and accrued 8460 41 36 Market value of assets over book value 15894 00 37 Other items Sundry reinsurance companys losses recoverable 4571 49 38 Total assets 1111016 60 Deduct Assets Not Admitted 39 Agents balances p 2743 29 41 Other items Cash in San Francisco office 114 71 42 Total not admitted assets 2858 00 43 Total admitted assets 1108158 60 Liabilities 44 Net amount of unpaid losses and claims 90625 08 45 Reserves or unearned premiums on risks outstanding 522457 05 47 Salaries and miscellaneous accounts due or accrued 500 00 48 Taxes due or accrued 9500 00 50 Total amount of liabilities except capital 623082 13 51 Capital actually paid in cash 200000 00ComptrollerGenerals Report 311 52 Surplus over all liabilities 285076 47 53 Surplus protection to policyholders 485076 47 x 1108158 60 54 Total liabilities Business in Force Risks Premiums 69 In force December 31 1915 121042469 1270279 97 70 Written or renewed during the year 137312902 1379056 72 72 Total 258355371 2649336 69 73 Deduct those expired and marked off as terminated 110682627 1109353 84 74 In force at the end of the year 147672744 1539982 85 75 Deduct amount reinsured 48678692 523034 15 76 Net amount in force 98994052 1016948 70 Business in Georgia 78 Gross risks written I 3024029 00 Less 815444 risks cancelled and 344113 reinsurance in companies authorized in Georgia 1159557 00 Net risks written 1864472 00 79 Gross premiums on risks written 37194 69 Less 778472 return premiums and 464547 pre miums for reinsurance in companies authorized in 12430 19 Georgia Net premiums received 24764 50 80 Losses paid deducting salvage 74725 49 Less losses on risks reinsured in companies authorized 15450 95 in Georgia Net losses paid 59274 54 81 Losses incurred 73602 01 Less losses on risks reinsured in companies authorized in Georgia 15456 45 Net losses incurred 58145 56 Investments in Georgia 9800 00 107 Bonds LIFE INSURANCE COMPANIES AETNA LIFE INSURANCE CO HARTFORD CONN 650 Main Street Hartford Conn M G Bulkeley President c E GUbertj Secretary W E Hawkins Attorney for Service Capital Stock 1 Amount of paidup capital 5000000 00 2 Ledger assets December 31 1915 107755867 69 4 Extended at 1107755867 69 Life Income 5 Gross premiums on new business 3253984 00 6 Gross renewal premiums 11612954 46 7 Deduct amounts paid for reinsurance and return premiums 108714 26 Extra premiums for disability benefits 14758224 20 Accidental death benefits 107424 48 14865648 68 5444452 11 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left to accumulate on consid erations for supplementary contracts 356696 22 Investment expenses 58880 13 Deposit for reinsurance reserve 19364 00 Checks cancelled missing policy claimant 7273 54 442213 89 13 Total income 22120577 85 Life Disbursements 14 Net amount paid policyholders for losses and matured endowments 15 Legal and administrative expenses in adjustment c claims I 8132248 83 10179 65ComptrollerGenerals Report 313 16 Commissions and allowances to agents 1520103 92 17 Salaries of officers and home office employes 466917 27 18 Rents and interest J20720 71 19 Advertising printing postage telegrams etc JU94bd 6A Paid policyholders for dividends 1505143 73 21 Loss on sale and decrease by adjustment of assets 922610 47 22 Other items Surrenders values and annuities paid policyholders 2986243 99 Taxes licenses and fees 561242 95 Paid for claims on supplementary contracts not involv ing life contingencies 56939 89 Dividends and interest thereon surrendered during year 124562 48 All other disbursements 1055114 92 23 Total disbursements 17771492 13 Ledger Assets 25 Book value of real estate 1110410 35 26 Mortgage loans 66008960 27 Bonds at book value 29394611 2b 28 Stocks at book value 5995257 50 29 Cash in office 12918 38 30 Deposits at interest 5065344 58 81 Deposits not at interest 2057644 26 32 Agents balances net and bills receivable 16110 66 33 Other items Loans secured by pledge of bonds stock or other col 602780 00 lateral Loans made to policyholders on this companys poli cies assigned as collateral 11758947 45 Premium notes on policies in force of which 209470 is for first year premiums oio o 34 Total ledger assets 112104953 41 NonLedger Assets 35 Interest and rent due and accrued 2493qq It 36 Amortized value of bonds and market value of stock 2057896 95 37 Other items Net amount of uncollected and deferred premiums 1363464 zs 38 Total assets 118019351 88314 ComptrollerGenerals Eeport Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Premium notes policy loans and other policy assets in excess of net value and of other policy lia bilities on individual policies Overdue and accrued interest on bonds in default 25538 50 1035 23 74 75 11800 00 ttj 42 Total not admitted assets Admitted assets 38448 48 Life business 117980903 40 Admitted assets Accident health and liability business 13317721 10 43 Total admitted assets 131298624 50 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstandir including special reserves 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of amounts not yet due on supplementary contracts not involving life contingencies Unearned interest and rent paid in advance All other life liabilities 849680 69 97005738 45 3463015 80 47900 90 692421 04 653429 00 303483 02 98011 31 50 Total liabilities accident health and liability business 9199 610 99 51 Capital actually paid in cash 5 000 000 00 52 Surplus over all liabilities 13g85333 30 53 Surplus protection to policyholders 54 Total liabilities 18985333 30 131298624 50 Business in Force 556 llnT DeC7b6r 31 1915 407959099 22 56 Issued revived or increased during year 106922465 78 57 Sum 514881565 00I ComptrollerGenerals Report 315 58 Deduct ceased to be in force during year 47335908 19 v iQic 467545656 81 59 In force December 31 1916 60 Total policies reinsured Business in Georgia 1Q1J 9863380 94 61 In force December 31 1915 62 Issued revived or increased 11878664 45 63 Sum i Re oak nn 64 Deduct ceased to be in force during the year lobbZ4i w v oi iqifi 10313419 45 65 In force December 31 1916 204 773 00 67 Net losses paid during year 68 Net losses incurred during year uaa Eremiums in Force 1Q1r 7226778 05 82 In force December 31 1915 g 83 Written or renewed during year ibMJ 22748202 33 84 Sum 10KQ8 799 AC 85 Deduct ceased to be in force during year lzwto6 Q1 1Q1R 10049468 85 86 In force December 31 1916 91 945 56 87 Deduct amount returned 9957523 29 88 Net premiums in force v Business in Georgia Premiums Losses Paid 89 Accident 3216268 2234137 0 feh 29997 47 17955 47 91 Liability 105 Totals 89731 471815 Investments in Georgia 570440 00 107 Bonds and stocks m m 84 110 Policy loans nvic 1062900 84 Total investments in Georgia 316 ComptrollerGenerals Report AMERICAN CENTRAL LIFE INSURANCE COMPANY OF INDIAN APOLIS INDIANA 8 East Market St Indianapolis Ind Herbert M Woollen President Carroll B Carr Secretary William A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 137000 00 2 Ledger assets December 31 1915 4738088 82 4 Extended at 4738088 82 Income 5 Gross premiums on new business 238923 53 6 Gross renewal premiums 868377 47 7 Deduct amounts paid for reinsurance and return premiums 11 763 03 8 Total premiums including 244162 for disability ben efits 9 Interest and rents 11 Other sources Coupons left with company j 1270 09 Insureds personal benefit fund 7774 55 Policy loans restored i074 g7 Surrender values on reinsurance 1739 99 Agents balances previously charged off 14 12 1097979 59 288478 50 11873 65 13 Total income f 1398331 74 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Surrender values 226427 35 Agency supervision branch office ex penses medical and inspection fees 53250 17 237970 46 1518 35 176394 38 81483 51 10747 96 27885 89 9546 81ComptrollerGenerals Report 317 Licenses lees and taxes Real estate expenses Miscellaneous 26977 76 14079 45 45806 57 366541 30 23 Total disbursements 912088 66 Ledger Assets 25 Book value of real estate 26 Mortgage loans 29 Cash in office 30 Deposits at interest 32 Agents balances net 33 Other items Policy loans 34 Total ledger assets NonLedger Assets 35 Interest and rents due and accrued 36 Market value of assets over book value 37 Other items Uncollected and deferred premiums net Fire and liability premiums paid in ad vance Furniture and fixtures 441958 84 3448328 18 1785 94 67460 99 2392 11 1262405 84 5224331 90 99181 44 1286 27 15000 00 84336 84 76041 16 115467 71 38 Total assets 5500177 61 Deduct Assets Not Admitted 39 Agents balances 41 Other items Furniture and fixtures Policy loans in excess of net value Premiums due balance 42 Total not admitted assets 43 Total admitted assets Liabilities 7004 88 15000 00 7251 37 131 56 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 29387 81 5470789 80 32049 59 4720614 56 39550 09318 ComptrollerGeneral s Report 47 Salaries and miscellaneous accounts due or accrued 2870 18 48 Taxes due or accrued X6 639 11 49 Other items Unearned interest and rent paid in ad vance 32939 23 Reserve for depreciation in real estate 10000 00 Reserve for general contingencies 50000 00 Premiums paid in advance 5982 44 Miscellaneous 70029 55 168951 22 50 Total amount of liabilities except capital 4980674 75 51 Capital actually paid in cash 137000 00 52 Surplus over all liabilities 353115 05 53 Surplus protection to policyholders 490115 05 54 Total liabilities 5470 789 80 Business in Force 55 In force December 31 1915 37294630 00 56 Issued revived or increased during year 8886581 00 57 Sum 46181211 00 58 Deduct ceased to be in force during year 5725165 00 59 In force December 31 1916 40456046 00 Business in Georgia 61 In force December 31 1915 135790 00 62 Issued revived or increased 257 228 00 63 Sum 393018 00 64 Deduct ceased to be in force during the year 66686 00 65 In force December 31 1916 362 332 00 Investments in Georgia 108 Mortgage loans 155500 0Q 110 Policy loans 589 22 Total investments in Georgia 157089 22ComptrollerGenerals Report 319 AMERICAN NATIONAL INSURANCE COMPANY GALVESTON TEX W L Moody Jr President W J Shaw Secretary C E Wilson Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets December 31 1915 3358202 24 4 Extended at 3358202 24 Income 5 Gross premiums on new business 407114 98 Industrial 1366484 07 6 Gross renewal premiums 527709 63 7 Deduct amounts paid for reinsurance and return premiums 59364 40 8 Total premiums 2241944 28 9 Interest and rents 223004 99 10 Profit on sale or increase by adjustment of assets 22606 89 11 Other sources Supplementary contracts 740 00 Dividends left at interest 556 46 Bond premiums 496 78 Printing dept net receipts 415 87 From banfc balances previously charged off 50 67 Prom agents balances previously charg ed off 231 08 Prom accident statement 365076 16 372572 02 13 Total income 2860128 18 Disbursements 14 Net amount paid policyholders for losses 556833 94 15 Legal and administrative expenses in adjustment of claims 616022 16 Commissions and allowances to agents a First year 303101 34 Industrial 220375 11 b Renewal 11717 76 535194 21 17 Salaries of officers and employes 88415 73320 ComptrollerGenerals Report IS Rents and interest 41939 69 19 Advertising printing postage telegrams etc 38072 19 20 Paid policyholders for dividends and surrender values 124220 22 21 Loss on sale and decrease by adjustment of assets 10969 16 22 Other items Miscellaneous Incidentals investment expenses etc 9829 03 Operating expenses Travel branch of fice medicals inspections taxes etc 364506 66 From accident statement 357248 54 731584 23 23 Total disbursements 2133389 59 Ledger Assets 25 Book value of real estate 851530 00 26 Mortgage loans 1856441 15 27 Bonds at book value 235 531 00 29 Cash in office 25 00 21 Deposits not at interest 627226 94 32 Agents balances net 41 349 27 33 Other items Policy loans 461865 73 Suspense items 10971 74 472837 47 34 Total ledger assets 4084940 83 NonLedger Assets 35 Interest due and accrued and rents 460 155928 84 36 Market value of assets over book value 1750 00 37 Other items Prom accident statement 22562 32 Net deferred and uncollected 105970 21 Net premiums in transmission to home office 17182 86 Industrial policy leins 10194 03 133347 10 38 Total assets 4398529 09 Deduct Assets Not Admitted 39 Agents balances 41349 27ComptrollerGenerals Report 321 41 Other items Suspense items 50971 74 Policy loans and other policy assets in excess of their net value 10153 22 42 Total not admitted assets 43 Total admitted assets 62474 23 4336054 86 Liabilities 44 Net amount of unpaid losses and claims 64674 89 4o Reserves or unearned premiums on risks outstanding 3114980 35 47 Salaries and miscellaneous accounts due or accrued 22046 90 48 Taxes due or accrued Hereafter payable for federal state and other taxes 45000 00 49 Other items Special comp 9577 12 Amounts set apart apportioned and pro visionly ascertained and calculated account deferred dividend policies 87592 21 From accident statement 53485 09 150654 42 50 Total amount of liabilities except capital 3397356 56 51 Capital actually paid in cash 250000 00 52 Surplus over all liabilities 688698 30 53 Surplus protection to policyholders 938698 30 54 Total liabilities 4336054 86 Business in Force Ordinary Industrial 55 In force December 31 1915 24366471 37114022 56 Issued revived or increased during year 11391831 22615596 57 Sum 35758302 59729618 58 Deduct ceased to be in force during year 10114065 21155158 59 In force December 31 1916 25644237 38374469322 ComptrollerGenerals Report Business in Georgia Ordinary Industrial 61 In force December 31 1915 1842621 00 5171480 00 62 Issued revived or increased 495555 00 4019640 00 63 Sum 2338176 00 9191120 00 64 Deduct ceased to be in force during the year 562533 00 3412832 00 65 In force December 31 1916 1775643 00 577828800 67 Net losses paid during year 8821 30 74315 87 68 Net losses incurred during year 11815 40 74315 87 ATLANTIC LIFE INSURANCE COMPANY OF RICHMOND VA Franklin and 7th Street Richmond Va E Strudwick President Roy M Jones Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 300000 00 2 Ledger assets December 31 1915 3007637 59 4 Extended at 3007637 59 Income 5 Gross premiums on new business 289957 60 6 Gross renewal premiums 770172 93 7 Deduct amounts paid for reinsurance an return premiums 41714 56 8 Total premiums 1018415 97 9 Interest and rents 195309 86 10 Profit on sale or increase by adjustment of assets 1177 80 11 Other sources Commissions 264 80 Refund of expense 28 00 Dividends left with company to accumulate at interest 23747 58 13 Total income 1238944 01ComptrollerGenerals Eeport Disbursements 323 14 Net amount paid policyholders for losses including 9366857 for surrender values 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 175857 47 b Renewal 49582 11 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams 20 Paid policyholders for dividends 21 22 etc Loss on sale and decrease by adjustment of assets Other items Payment on sup contract 80000 agency supervision 846735 branch office expenses 128866 medical fees and inspection of risks 2932393 legal ex penses 479257 furniture and fixtures 112184 repair 325 taxes 2198250 miscellaneous travel ing and other expenses 471251 payments to war rant holders 978620 miscellaneous loss 13960 total 268915 14 480 49 225439 58 48437 84 4397 03 20971 64 83123 87 508 06 82418 41 23 Total disbursements 734692 06 Ledger Assets 25 Book value of real estate 7019 21 26 Mortgage loans 2549527 38 27 Bonds at book value 28 Stocks at book value 29 Cash in office SO Deposits at interest 31 Deposits not at interest r 32 Agents balances net 33 Other items Furniture and fixtures Commuted renewal commissions Collateral loans Policy loans Premium notes 105735 27 12500 00 20797 90 66379 56 21051 19 36518 51 3000 00 11225 73 32263 33 578714 61 67156 85 34 Total ledger assets 337330 32324 ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 43581 48 36 Market value of assets over book value 1080 79 37 Other items Net uncollected and deferred premiums 54749 73 38 Total assets 3611301 54 Deduct Assets Not Admitted 39 Agents balances 36634 69 41 Other items Furniture and fixtures 3000 00 Commuted renewal commissions 11225 73 Premiums notes and policy loans in ex cess of reserve 14702 01 Book value of assets over market value 11531 73 42 Total not admitted assets 77094 16 43 Total admitted assets 3534207 18 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Interest paid in advance Dividends on deposit and interest thereon 16564 00 2722436 35 173446 30 1000 00 6238 99 15627 19 123249 80 50 Total amount of liabilities except capital 3058362 63 51 Capital actually paid in cash 300000 00 52 Surplus over all liabilities 175644 75 53 Surplus protection to policyholders 475644 75 54 Total liabilities 3534207 38 Business in Force 55 In force December 31 1915 27698898 00 56 Issued revived or increased during year 8015636 00 57 Sum 35714534 00ComptrollerGenerals Report 325 58 Deduct ceased to be in force during year 3397319 00 59 In force December 31 1916 32317215 00 Business in Georgia 61 In force December 31 1915 659501 00 62 Issued revived or increased 418600 00 63 Sum 1078101 00 64 Deduct ceased to be in force during the year 208994 00 65 In force December 31 1916 869107 00 67 Net losses paid during year 4000 00 68 Net losses incurred during year 4000 00 Investments in Georgia 107 Bonds market value 2300 00 Bonds book value 883173 108 Mortgage loans 340319 40 109 Collateral loans 5200 00 110 Policy loans 16193 06 Total investments in Georgia 364012 46 BANKERS INTERNATIONAL LIFE ASSURANCE CO DENVER COL 15 Champa Street 411 Gas and Electric Building Denver Col C I Link President W F Lander Secretary Geo W Cooper Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 239838 81 3 Increase of paidup capital during year 100000 00 4 Extended at 339838 si Income 5 Gross premiums on new business 8181 18 6 Gross renewal premiums 2597 58 7 Deduct amounts paid for reinsurance and return premiums 4 99 8 Total premiums 10773 77326 ComptrollerGenerals Report 9 Interest and rents 11 Other sources H A department Stock resold Premium capital stock 70874 08 2675 68 100000 00 740 86 173549 76 13 Total income 185064 39 Disbursements 14 Net amount paid policyholders for lossesI 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets Other items Contingent liabilities paid Bank balances charged out Commission Stock sold Bills receivable charged out H A dept 5118 14 27237 48 6086 22 30076 75 10395 00 76372 79 1122 00 356 46 3693 67 3524 92 830 71 648 47 22110 00 150168 24 33 Total disbursements 187572 88 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loan Policy loans B L Certs Sundries 7000 00 499 52 124900 00 1473 21 1581 39 112299 35 78000 00 411 07 9444 37 1721 41 133872 73 34 Total ledger assets 337330 32ComptrollerGenerals Report 327 NonLedger Assets 35 Interest due and accrued 42192 14 36 Market value of assets over book value 1561 68 38 Total assets 381084 14 Deduct Assets Not Admitted 39 Agents balances 2345 05 40 Bills receivable 367 00 41 Other items 76038 68 42 Total not admitted assets 78750 73 43 Total admitted assets 302333 41 Liabilities 45 Reserves or unearned premiums on risks outstanding 11409 77 47 Salaries and miscellaneous accounts due or accrued 1705 90 49 Other items 2970 04 H A 4 8 50 Total amount of liabilities except capital 20572 79 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 81760 62 53 Surplus protection to pollcyholders 281760 62 54 Total liabilities 220572 79 Business in Force Ordinary Industrial 55 In force December 31 1915 227900 00 97654 00 56 Issued revived or increased during year 86183 00 511570 00 57 Sum 314083 00 609224 00 58 Deduct ceased to be in force during year 126783 00 250531 00 59 In force December 31 1916 187300 00 358693 00 328 ComptrollerGenerals Report Business in Georgia tl In force December 31 1915 2500 00 17718 00 62 Issued revived or increased 10000 00 21353 00 63 Sum 12500 00 39071 00 64 Deduct ceased to be in force during the year 7000 00 29116 00 G5 In force December 31 1916 5500 00 9955 00 Premiums in Force 82 In force December 31 1915 22010 40 83 Written or renewed during year 70295 93 S4 Sum 92306 33 85 Deduct ceased to be in force during year 79369 53 86 In force December 31 1916 12936 80 Business in Georgia During 1916 Premiums Losses Paid 89 Accident 6996 57 2651 64 THE BANKERS RESERVE LIFE COMPANY OF OMAHA NEBRASKA R L Robison President R C Wagner Secretary William A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 5705002 06 4 Extended at 5705002 06 Income 5 Gross premiums on new business 226452 44 6 Gross renewal premiums 1107800 85 7 Deduct amounts paid for reinsurance and return premiums 9719 86 8 Total premiums 1324533 43ComptrollerGenerals Report 9 Interest and rents 11 Other sources Dividends left with the company Suspense items Agents balances Bonus on mortgage loans Accrual of discount 7655 73 668 70 199 07 271 12 629 00 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 22202 99 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Surrender values paid policyholders Dividends to stockholders Medical examination fees Taxes and insurance dept fees All other ins expenses 171727 96 10000 00 21020 01 22661 79 50134 66 329 306201 93 9423 62 1640158 98 173198 59 205 70 166875 18 74981 40 5179 92 21020 01 156098 82 6103 79 275544 42 23 Total disbursements 879207 83 Ledger Assets 26 Mortgage loans I 50 00 27 Bonds at book value 36379 ou 29 Cash in office 30 Deposits at interest 32 Agents balances net 33 Other items Loans to policyholders 1149153 58 321850 61 2722 14 Renewed premium notes 60978 25 1210131 83 34 Total ledger assets 6465953 21330 ComptrollerGeneral s Report NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Uncollected and deferred premiums 47783 86 111718 63 17730 47 38 Total assets 6643186 IV J Deduct Assets Not Admitted 39 Agents balances 3982 73 42 Total not admitted assets 3882 73 43 Total admitted assets 6639203 44 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Policies for cash value 7031 89 Dividends left with company 17913 44 Premiums paid in advance 8860 19 Unearned interest 33793 78 Suspense items 2442 34 10348 00 4998890 00 157676 73 1320 00 20500 00 70041 64 60 Total amount of liabilities except capital 5258776 37 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 1280427 07 53 Surplus protection to policyholders 1380427 07 54 Total liabilities 6639203 44 Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 33987661 12 5789543 46 57 Sum 39777204 58 58 Deduct ceased to be in force during year 3255457 00 59 In force December 31 1916 36521747 S8ComptrollerGenerals Report 331 Business in Georgia 61 In force December 31 1915 178946 75 62 Issued revived or increased 148793 ii a 327740 50 63 Sum qM 64 Deduct ceased to be in force during the year 3awa J 65 In force December 31 1916 292461 50 CHEROKEE LIFE INSURANCE COMPANY 7 Second Avenue Rome Georgia C L Guice President P L Hockethal Secretary Hon Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital I 100000 00 2 Ledger assets December 31 1915 183545 40 183545 40 4 Extended at T Income 5 Gross premiums on new business 8195 79 6 Gross renewal premiums 18469 31 7 Deduct amount paid for reinsurance and return premiums 516 04 26545 02 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets u w 11 Other sources American National Life balance on industrial business 2000 00 Commissions on reinsured business 6591 u 46466 54 13 Total income Disbursements 14 Net amount paid policyholders for losses 9176 04 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal332 ComptrollerGenerals Report 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Licenses and fees Taxes H O building expense Paid on borrowed money Furniture and fixtures Investment and actuarial fees and miscellaneous exp 7351 95 2505 91 1008 63 1274 20 2333 20 426 50 2542 21 3904 50 6391 89 52 70 260 88 23 Total disbursements 45262 53 Ledger Assets 25 Book value of real 26 Mortgage loans 27 Bonds at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Policy loans Hen notes and auto loans estate 34 Total ledger assets NonLedger Assets 40624 79 16095 75 103588 60 800 61 3625 16 1282 63 13780 25 3263 00 1688 52 184749 31 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Premiums uncollected and deferred Reinsurance due from other companies Advance on disability claims 38 Total assets 4848 91 652 0 2282 53 1399 10 112 OS 194043 93 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Excess Book value bonds over market value 2443 82 1392 68 193 02 878 60 ComptrollerGenerals Report 333 Book value real estate over market value 652 00 Book value cash items 728 99 42 Total not admitted assets 16289 11 43 Total admitted assets 5 177754 82 Liabilities 44 Net amount of unpaid losses and claims 4000 00 45 Reserves or unearned premiums on risks outstanding 32284 02 47 Salaries and miscellaneous accounts due or accrued 898 34 48 Taxes due or accrued 1464 02 49 Other items Borrowed money and interest paid 15144 80 Unearned interest 267 47 Premiums paid in advance 246 64 Premiums paid on declined applications 35 00 Reinsurance premiums due and unpaid 134 23 50 Total amount of liabilities except capital 54474 52 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 23280 30 53 Surplus protection to policyholders 123280 30 54 Total liabilities 177754 82 Business in Force 55 In force December 31 1915 1308235 00 56 Issued revived or increased during year 350524 0Q 57 Sum L658759 00 58 Deduct ceased to be in force during year 593272 00 59 In force December 31 1916 1065487 00 Business in Georgia 61 In force December 31 1915 348017 00 62 Issued revived or increased 4587 00 63 Sum 352604 64 Deduct ceased to be in force during the year 248761 00 65 In force December 31 1916 103843 00 67 Net losses paid during year 6000 00 68 Net losses incurred during year 1000 00334 ComptrollerGenerals Report Investments in Georgia 106 Real estate 107 Bonds 108 Mortgage loans 110 Policy loans Total investments in Georgia 40624 79 103588 60 675 00 389 Ti 145278 11 THE COLUMBIA LIFE INSURANCE COMPANY Northeast Corner Fourth and Elm Streets Cincinnati Ohio F G Cross vPresident S M Cross Secretary F B Reins Attorney for Service Capital Stock 1 Amount of paidup capital 192350 00 2 Ledger assets December 31 1915 1045477 89 3 Increase of paidup capital during year 10550 00 4 Extended at 1056027 89 Income 5 Gross premiums on new tusiness 78447 19 6 Gross renewal premiums 222785 23 7 Deduct amounts paid for reinsurance and return premiums 19358 30 8 Total premiums 281874 12 9 Interest and rents 57925 20 11 Other sources Dividends left with company 189881 applications 7697 agents deposits 17571 premiums on cap ital stock 10550000 coupons to poldcyholders credit 229361 refunded on strong fraudulent death claim 9786 American Life etc lien 12500 Health and Accident department income 3035137 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 45569 33 385368 65 91440 92 236 48ComptrollerGenerals Report 335 16 Commissions and allowances to agents a First year 5120196 b Renewal 9688 61 17 Salaries of officers and employes 3170o 45 18 Rents and interest 180 19 Advertising printing postage telegrams etc 6465 01 20 Paid policyholders for dividends 13885 14 22 Other items 17 Supplementary contracts 550 00 18 Dividends and interest 565 6o 23 Agency supervision and traveling expenses 4329 91 24 Branch offices S2dl 80 25 Medical fees and inspection 9065 3074 08 29 Legal expense 31 Repairs and expenses real estate 32 Taxes real estate i figs 81 33 Taxes on premiums 34 Insurance department fee s 36 Federal corporation tax 37 Chattel tax 84 38 Agents licenses 40 Excess discount on premiums and interest on coupons 140 tt 41 Expense general investment and traveling 6363 92 42 Paid to Appalachian Insurance Company 21483 16 43 H A department disbursements 27008 61 44 Agents balances and notes charged off 9294 22 295554 27 23 Total disbursements Ledger Assets 25 Book value of real estate flltt 26 Mortgage loans 73 612 00 27 Bonds at book value ab4 so 29 Cash ta office 30 Deposits at interest 31 Deposits not at interest 4 1541Z to 32 Agents balances net 33 Other items g Collateral loan Loans and liens on companys policies 2 180 44 Bills receivable 7g Furniture and fixtures g Sundry debtors S 1145842 27 34 Total ledger assets 336 ComptrollerGeneral s Report NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Rents due and accrued Net uncollected and deferred premiums 38 Total assets 33494 47 25287 07 700 00 65093 63 1270417 44 Deduct Assets Not Admitted 39 Agents balances 15469 34 40 Bills receivable 2180 44 41 Other items Furniture and fixtures 4391 78 Liens in excess of reserve 27 42 42 Total not admitted assets 22068 98 43 Total admitted assets 1248348 46 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of supplementary contracts Unearned interest paid in advance Coupons to policyholders credit and accrued interest 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 192350 00 25942 07 826 43 995974 22 12284 00 2678 57 2394 69 4853 00 4015 32 7030 16 1030056 39 53 Surplus protection to policyholders 54 Total liabilities 218292 07 1248348 46 Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 9163193 00 3243619 00 57 Sum 12406812 00ComptrollerGenerals Report 337 58 Deduct ceased to be in force during year 1938217 00 b9 In force December 31 1916 10468595 00 60 Total 12406812 00 Business in Georgia 61 In force December 31 1915 634530 00 62 Issued revived or increased 229300 00 g3 gum 863830 00 U Deduct ceased to be in force during the year 239380 00 65 In force December 31 1916 624450 00 do in luiic 863830 00 66 Total v Premiums in Force 82 In force December 31 1915 S3 Written or renewed during year 84 Sum 85 Deduct ceased to be in force during year 86 In force December 31 1916 Business in Georgia 90 Health and accident Premiums 698 48 Investments in Georgia 106 Real estate 108 Mortgage loans 110 Policy loans 111 Other items Policy liens 949 71 27608 66 28558 37 26491 14 2067 23 Losses 408 65 15760 00 28400 00 6378 90 1274 28 Total investments in Georgia 51813 18338 ComptrollerGeneral s Report COLUMBIAN NATIONAL LIFE INSURANCE COMPANY OF MASSACHUSETTS 77 Franklin Street Boston Massachusetts Arthur E Childs President William H Brown Secretary Alfred C Newell Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 11083975 58 4 Extended at 11083975 6S Income 5 Gross premiums on new business 394705 53 6 Gross renewal premiums 1926149 40 6 Premium for disability benefits 10600 68 7 Deduct amounts paid for reinsurance and return premiums 28230 53 8 Total premiums 2303225 08 10 11 8 Total premiums accident and health 9 Interest and rents Profit on sale or increase by adjustment of assets Other sources Supplementary contracts not involving life contingen cies 3260832 dividends left with company on in terest 75660 Federal income tax 22171 interest on OBrien mortgage balance 7546 agents bal ances previously charged off 106350 advance de posits with application 2789 total 339982 571734 21810 11 65 66 34753 48 13 Total income 3271505 Disbursements 98 14 Net amount paid policyholders for losses Accident and health f Life 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents Accident and health 101237 00 a First year 147315 89 b Renewal 89141 99 J7 Salaries of officers and employes 190923 57 768555 90 6490 25 337694 88 144988 36ComptrollerGenerals Report 339 18 Rents and interest 48464 66 19 Advertising printing postage telegrams etc 50377 54 20 Paid policyholders for dividends 46773 07 21 Loss on sale and decrease by adjustment of assets 8743 59 22 Other items Paid on claims supplementary contracts not involving life 2175 43 Paid stockholders for dividends 70000 00 Branch office expense 142469 63 Medical examiners fees and inspections of risks 35992 64 Legal expenses 4574 20 Repairs and expenses on real estate 24416 03 Taxes on real estate 14229 46 Taxes on premiums 37462 62 Licenses and fees 9668 Legislative expenses 0 Home office expense 12068 32 Home office traveling 5510 6 Contribution to Life Insurance Presidents Association 507 24 American Investment Securities Company 20000 00 Discount premiums paid in advance 58 89 Federal income tax deducted at source 205 00 Advance deposits with applications 179 47 Agents balances charged off 6877 84 23 Total disbursements 1989524 24 Ledger Assets 25 Book value of real estate 948931 89 26 Mortgage loans 1897189 19 27 Bonds at book value 6858773 49 28 Stocks at book value 141698 8 29 Cash in office U480 40 30 Deposits at interest 244261 33 31 Deposits not at interest li6il f1 32 Agents balances net 85224 U 33 Other items Loans to policyholders policies as collateral 1920 61331 premium notes on policies in force 166 07445 suspense account 1254 contingent funds subject to draft by cashiers 84203 Accident and Health Department 7852429 2166066 62 34 Total ledger assets 1WJB9J7 32 35 Interest due and accrued iuio340 ComptrollerGenerals Eeport NonLedger Assets 37 Other items Rent due on companys property 363430 due from other companies for losses reinsurance 671000 Accident and Health Department 725491 net un collected and deferred premiums 26260685 280206 06 38 Total assets 12836377 15 Deduct Assets Not Admitted 39 Agents balances 87313 77 41 Other items Contingent funds subject to draft by cashiers 842 03 Suspense account 86288 loading on premium notes 2901267 29875 55 Overdue and accrued interest on bonds in default 3411 67 Bank balances banks in hands of re ceivers 780 35 Book value of ledger assets over market value 98114 79 Accident and Health Department 5168 99 42 Total not admitted assets 225507 15 43 Total admitted assets 12610870 00 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Amounts set apart awaiting apportionment upon de ferred dividend policies 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 518114 44 156187 91 10545229 02 9250 85 166016 07 43071 71 173000 00 11092755 56 1518114 44 53 Surplus protection to policyholders 54 Total liabilities 12610870 00ComptrollerGenerals Report 341 Business in Force Ordinary Industrial 55 In force December 31 1915 67115899 00 283851 00 56 Issued revived or increased during year 14871567 00 284 00 57 Sum 81987466 00 284135 00 58 Deduct ceased to be in force during year 7817615 50 24326 00 59 In force December 31 1916 74169850 50 259809 00 Business in Georgia 61 In force December 31 1915 3102034 00 62 Issued revived or increased 934506 00 63 Sum 4036540 00 64 Deduct ceased to be in force during the year 596426 CO 65 In force December 31 1916 3440114 00 67 Net losses paid during year 27905 27 68 Net losses incurred during year 20905 27 Premiums in ForceAccident and Health 82 In force December 31 1915 322877 83 83 Written or renewed during year 477388 20 S4Sum 80026603 85 Deduct ceased to be in force during year 489860 29 86 In force December 31 1916 310405 74 87 Deduct amount reinsured 37032 89 88 Net premiums in force 273372 85 Business in Georgia 89 Accident 7646 62 106160 90 Health 6204 45 4861 28 105 Total I 1385107 5922 88 Investments in Georgia 106 Real estate 15691 90 107Bonds 3513756342 ComptrollerGenerals Report 108 Mortgage loans 110 Policy loans Total investments in Georgia 219174 84 55485 05 325489 35 THE CONNECTICUT MUTUAL LIFE INSURANCE COMPANY OF HARTFORD CONN 36 Pearl Street Hartford Conn John M Taylor President William H Denning Secretary Capital Stock 2 Ledger assets December 31 1915 72042647 57 Income 5 Gross premiums on new business 1161733 82 6 Gross renewal premiums 6939334 19 8 Total premiums 8101068 01 9 Interest and rents 3583401 56 10 Profit on sale or increase by adjustment of assets 59934 76 11 Other sources Consideration for supplementary contracts not involv ing life contingencies 136992 42 Dividends left with the company at interest 311860 62 Suspense account and Federal source taxes 9701 55 Federal corporation excess tax refunded 29586 04 13 Total income 12232544 96 Disbursements li Net amount paid policyholders for losses and endow ments 4798544 14 15 Legal and administrative expenses in adjustment of claims 1484 36 16 Commissions and allowances to agents commuted annual commissions a First year 388851 20 b Renewal 425392 04 17 Salaries of officers and employes 273326 00 18 Rents and interest 63643 90 19 Advertising printing postage telegrams etc and ex change 79846 35 20 Paid policyholders for dividends including 31186062 left to accumulate at interest 1806972 50ComptrollerGenerals Keport 343 21 Loss on sale and decrease by adjustment of assets 22 Other items Surrendered policies Expenses other than above Taxes Annuities and installment contracts Suspense account and source taxes of Dec 31 1915 205985 54 1252399 38 26567915 310096 63 57990 58 12168 83 23 Total disbursements 5 9944552 11 Ledger Assets 25 Book value of real estate 5 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest 32 Agents balances net 33 Other items Policy loans 821312149 premium loans 933545 Bills receivable Premium notes Real estate sold under land contract at purchase price 2510294 61 37786805 42 23574461 00 484145 25 1120809 44 8261 51 8222456 94 1048 56 120963 15 501368 04 34 Total ledger assets 74330639 82 NonLedger Assets 35 Interest due and accrued 37 Other items Rents due and accrued Premiums due and unreported 38 Total assets Deduct Assets Not Admitted 1621292 77 6363 50 877446 35 76835742 44 39 Agents balances 40 Bills receivable 41 Other items Premium notes and loans in excess of value of policies Overdue and accrued interest on bonds in default Book value of bonds and stock over amortized value 10983 21 1048 56 3535 00 40502 50 108520 25 42 Total not admitted assets 43 Total admitted assets 164589 52 76671152 92344 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 398673 25 45 Reserves or unearned premiums on risks outstanding 68213453 45 46 Dividends to policyholders declared but unpaid 2086938 62 Reserve for dividends to be declared 1600000 00 47 Salaries and miscellaneous accounts due or accrued 28693 86 48 Taxes due or accrued 250000 00 49 Other items Suspense account and source taxes 9701 55 Reserve for total and permanent disability benefit 3620 00 Present value of amount not yet due in supplementary value 396576 74 Liability on policies cancelled 50107 00 Premiums paid in advance 11151376 interest in ad vance 11671556 228229 32 Surrender value credited with accrued interest 3669 75 50 Total amount of liabilities except capital 73269663 54 52 Surplus over all liabilities 3401489 38 54 Total liabilities 76671152 d2 Business in Force 65 In force December 31 1915 237726071 i2 06 Issued revived or increased during year 30946526 26 57 Sum 268672597 J8 58 Deduct ceased to be in force during year 15309073 26 59 In force December 31 1916253363524 72 Business in Georgia 61 In force December 31 1915 3166893 00 62 Issued revived or increased 886254 00 63 Sum 4053147 00 64 Deduct ceased to be in force during the year 353291 00 65 In force December 31 1916 3699856 00 67 Net losses paid during year 24425 00 68 Net losses incurred during year 24425 00ComptrollerGenerals Report 345 THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES NEW YORK CITY N Y 120 Broadway New York N Y W A Day President W Alexander Secretary Wm E Duncanson Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 538558338 39 4 Extended at 538558338 39 Income 5 Gross premiums on new business 9452120 64 6 Gross renewal premiums 50554669 23 7 Deduct amounts paid forreinsurance 568512 66 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involv ing life contingencies Dividends left with company to accumulate at interest Interest on dividend deposit Foreign exchange and currency adjustment Increase in special funds Rent deposits Fire insurance indemnity fund Sundry profits Agents balances previously charged off 59438277 21 25250275 42 724223 25 13 Total income 382498 75 405895 69 34113 01 125756 10 5110 79 2718 JO 5000 00 4222 16 54760 85 86432850 63 Disbursements 14 Net amount paid policyholders for losses 23070510 49 15 Legal and administrative expenses in adjustment of claims 16 Commissions to agents 2 859986 48 irstyTr 267408574 b Renewal 17 Salaries of officers and home office employes Zltlll I 18 Rents 25410 92 558655 16346 ComptrollerGeneral s Report 19 Advertising printing postage telegrams etc 427201 27 20 Paid policyholders for dividends 13226900 33 21 Loss on sale and decrease by adjustment of assets 1215028 10 22 Other items Matured endowments 8432786 70 Annuities 1328356 50 Surrender values 12856867 57 Claims on supplementary contracts not involving life contingencies 386602 38 Dividend deposit and interest thereon surrendered 124126 07 Paid stockholders for dividends 7000 00 Compensation of managers and agents not paid by com mission for services in obtaining new insurance 31670 93 Agency supervision and traveling expenses of super visors 458674 03 Branch office expenses 616564 49 Medical examiners fees 34796086 inspection of risks 11744011 465400 97 Legal expenses 53927 73 Furniture fixtures and safes 88666 37 Repairs and expenses other than taxes on real estate 309660 18 Taxes on real estate 251536 19 State taxes on premiums 659662 81 Insurance department licenses and fees 13508 14 All other licenses fees and taxes 199134 47 Federal corporation tax 35880 53 Sundry disbursements 246693 21 Decrease in special funds 25922 09 Interest dividend deposit 3411301 on policy claims 2018140 54294 11 Sundry losses 12348 52 Agents balances charged off 29528 96 23 Total disbursements 72188091 04 Ledger Assets 25 Book value of real estate 20075293 54 26 Mortgage loans 110477219 37 27 Bonds at book value 297303916 00 28 Stocks at book value 16194887 00 29 Cash in offices 50597 12 30 Deposits at interest 12791607 96 31 Deposits not at interest 208163 56 32 Agents balances net 508863 74 23 Other items Policy loans 9453830474 collateral loans 13500000 94673304 74ComptrollerGenerals Report 347 Cash in transit 32033455 war liens 9038898 Bills receivable 6745786 supplies 3026457 Cash in suspended hanks Deposit account law suit 410723 53 97722 43 3247 94 7551 05 34 Total ledger assets 552803097 98 NonLedger Assets 35 Interest and rents due and accrued 6395602 43 37 Other items Uncollected and deferred premiums 6065906 u8 38 Total assets Deduct Assets Not Admitted 565264606 49 39 Agents balances 593845 24 40 Bills receivable 67457 86 41 Other items Supplies 3026457 cash in suspended bank 324794 Deposits account law suit Policy loans in excess of net value Amortized value of special deposits in excess of corresponding liabilities Book value of ledger assets over author ized value of bonds and market value of stocks I698175 91 33512 51 7551 05 1102 35 481362 60 42 Total not admitted assets 2883007 52 43 Total admitted assets 562381598 97 Liabilities 44 Net amount of unpaid losses and claims 4083975 37 45 Reserves or unearned premiums on risks outstanding 456526371 00 46 Dividends to policyholders declared but unpaid 1I1 tl 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Extra reserve for total and permanent disability ben 176372 63 1479927 83 efits 135943 00 Present value of amounts not yet due on supplementary contracts not involving life contingencies 3171544 Present value of amounts incurred but not yet due for total and permanent disability benefits 26763 00348 ComptrollerGeneral s Report Liability on policies cancelled and not included in net reserve upon which a surrender value may be de manded 73182 92 Due and unpaid on supplementary contracts not involv ing life contingencies 6166 16 Dividend deposits and accrued interest thereon 1438684 54 Premiums paid in advance 354324 82 Interest and rent paid in advance 1855151 13 Fire relief fund 7 370 juj Fire insurance indemnity fund 53323 12 Judgments under appeal 5416 27 Sundry liabilities 171985 88 50 Total amount of liabilities except capital 470646900 19 51 Capital actually paid in cash p 100000 00 52 Surplus and dividend funds 91634698 78 53 Surplus protection to policyholders 91734698 78 54 Total 562381598 97 Business in Force 55 In force December 31 1915 1529886053 56 Issued revived or increased during year 217527541 57 Sum 1747413594 58 Deduct ceased to be in force during year 140324013 59 In force December 31 1916 1607089581 Business in Georgia 61 In force December 31 1915 12580872 00 62 Issued revived or increased 1489 242 00 63 Sum 14070114 00 64 Deduct ceased to be in force during the year 1410748 00 65 In force December 31 1916 12659366 00 67 Net losses paid during year 332 705 86 68 Net losses incurred during year 392 330 SO Investments in Georgia 107 Bonds 5787750 54 108 Mortgage loans 733 832 l4 110 Policy loans 139933 15 Total investments in Georgia 7921115 83ComptrollerGenerals Report 349 FEDERAL LIFE INSURANCE COMPANY OF CHICAGO ILL 166168 North Michigan Blvd Chicago 111 Isaac Miller Hamilton President Chas S Rannells Secretary Income 5 Gross premiums on new business 101517 18 i Deduct amounts paid for reinsurance and return premiums 3181 85 8 Total premiums 11 Other sources Received from Am Bankers Ins Co for assuming Ace and Health risks Policy fees required or represented by applications From agents balances previously charged off 13 Total income 98335 33 43014 90 10146 00 499 87 151996 10 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 19 Advertising printing postage telegrams etc 22 Other items Insurance department licenses and fees Agents licenses Legal expenses Paid on account Am Bankers Reinsurance contract Other disbursements 23 Total disbursements 100501 21 Ledger Assets 40017 43 37 12 36402 84 11633 13 6726 06 1458 91 255 50 383 27 3014 90 572 lb 33 Other items Premiums in process of collection 34 Total ledger assets 15006 71 51494 89 38 Total assets 665n 60 41 Other items Admitted assets Life Department 3847943 43 43 Total admitted assets 3914445 3350 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 9330 60 45 Reserves or unearned premiums on risks outstanding 48680 93 47 Salaries and miscellaneous accounts due or accrued 6694 52 Total liabilities Ace Health Dept 64706 05 Total liabilities Life Dept 3467006 90 50 Total amount of liabilities except capital 3531712 95 51 Capital actually paid in cash 300000 00 52 Surplus over all liabilities 82732 08 53 Surplus protection to policyholders 382732 08 54 Total liabilities 3914445 03 Business in Force Ordinary Industrial 55 In force December 31 1915 21602007 00 15036 00 66 Issued revived or increased during year 4205773 00 101172 00 57 Sum 25807780 00 116208 00 58 Deduct ceased to be in force during year 3209931 00 58510 00 69 In force December 31 1916 22597849 00 57698 00 Business in Georgia 61 In force December 31 1915 141956 00 62 Issued revived or increased 227681 00 40984 00 63 Sum 369637 00 40984 00 64 Deduct ceased to be in force during the year 54227 00 21364 00 65 In force December 31 1916 315410 00 19620 00 67 Net losses paid during year 300 00 Premiums in Force 82 In force December 31 1915 1549 27 83 Written or renewed during year 188546 98 84 Sum 190096 25ComptrollerGenerals Report 85 Deduct ceased to be in force during year 86 In force December 31 1916 87 Deduct amount returned S8 Net premiums in force Business in Georgia Premiums 89 Accident 1106 05 351 97004 SO 93091 75 1539 29 91552 46 Losses 456 48 THE FIDELITY MUTUAL LIFE INSURANCE COMPANY OF PHILADELPHIA PENNSYLVANIA 112116 N Broad Street Philadelphia Pa Walter Lemar Talbot President Chas G Hodge Secretary Capital Stock 2 Ledger assets December 31 1915 31164908 30 Income 5 Gross premiums on new business 699820 59 6 Gross renewal premiums 4310356 69 7 Deduct amounts paid for reinsurance and return premiums 11435 86 8 Total premiums 4998741 42 9 Interest and rents 1691242 22 10 Profit on sale or increase by adjustment of assets 13134 70 11 Other sources Dividends left with the company to accumulate Supplementary contracts not involving life contingen cies Bonus on mortgages 15500 corporation tax refund 456649 Realized from liquidation Buffalo Susquehanna Ry Co bonds 23268 31 71713 83 4721 49 9705 00 13 Total income 6812526 97 Disbursements 14 Net amount paid policyholders for losses and annuities 2225095 40 Net amount paid policyholders on installment policy claims 68759 31352 ComptrollerGeneral s Report 15 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First Year b Renewal Salaries of officers and employes 18 Rents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends and surrender values 21 Loss on sale and decrease by adjustment of assets 22 Other items Insurance department fees licenses taxes etc Repairs and taxes on real estate All other expenses 16 17 14246 81 251690 84 211825 67 184406 04 71126 91 71551 42 2472793 00 44948 08 84800 08 82783 18 215658 61 23 Total disbursements 5999685 35 Ledger Assets 25 Book value of real estate 1454 508 67 26 Mortgage loans 13980079 08 27 Bonds at book value 7 g82 234 65 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Premium notes Bills receivable 34 Total ledger assets 160360 50 733 64 408537 73 2000 00 388962 17 59955 00 498255 45 31496 23 31977749 92 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Net amount uncollected premiums 38 430062 57 104446 24 441639 78 Total assets 32953898 51 Deduct Assets Not Admitted 39 Agents balances 404462 16 40 Bills receivable 31 496 23ComptrollerGenerals Report 353 41 Other items Premium notes and policy loans in ex cess of their net value 84080 77 Book value of stocks over market value and amortized value of bonds 252341 95 42 Total not admitted assets 772381 11 43 Total admitted assets 32181517 40 Liabilities 44 Net amount of unpaid losses and claims 126079 02 45 Reserves or unearned premiums on risks outstanding 27770999 05 46 Dividends to policyholders payable during 1917 572448 08 47 Salaries and miscellaneous accounts due or accrued 55957 29 48 Taxes due or accrued 68692 34 49 Other items Reserve for deferred distribution policies 1938542 88 Premiums and interest prepaid 221645 2t 52 Surplus over all liabilities 1427153 49 54 Total liabilities 32181517 40 Business in Force 55 In force December 31 1915 132355777 56 Issued revived or increased during year 18024116 57 Sum 150379893 58 Deduct ceased to be in force during year 14736887 59 In force December 31 1916 135643006 Business in Georgia 61 In force December 31 1915 3888347 00 62 Issued revived or increased 136681 00 63 Sum 4025028 00 64 Deduct ceased to be in force during the year 480475 00 65 In force December 31 1916 3444553 00 67 Net losses paid during year 44968 10 68 Net losses incurred during year 50468 10354 ComptrollerGenerals Report Investments in Georgia 107 Bonds 193151 45 108 Mortgage loans 819670 00 110 Policy loans 214634 69 Total investments in Georgia 1227456 14 THE FRANKLIN LIFE INSURANCE COMPANY OF SPRINGFIELD ILL Sixth and Lawrence Streets Springfield Illinois George B Stadden President Henry Abels Secretary Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 7031856 01 4 Extended at 7031856 01 Income 5 Gross premiums on new business 329304 22 6 Gross renewal premiums 1360241 62 7 Deduct amounts paid for reinsurance and return premiums 21458 00 Total premiums 1668087 84 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Income tax withheld 407 08 Premiums paid in advance applications pending 150 38 Prom agents balances previously charged off 333 45 365711 72 423 76 16813 96 890 91 13 Total income 2051928 19 Disbursements 14 Net amount paid policyholders for losses 787698 61 15 Legal and administrative expenses in adjustment of claims 272 85ComptrollerGenerals Report 355 16 Commissions and allowances to agents a First year 165691 39 b Renewal 69184 45 17 Salaries of officers and employes 107529 63 18 Rents and interest 24817 42 19 Advertising printing postage telegrams etc 36392 23 20 Paid policyholders for dividends 72822 50 JS1 Loss on sale and decrease by adjustment of assets 10567 00 22 Other items 174958 66 23 Total disbursements 1449934 74 Ledger Assets 25 Book value of real estate 250000 00 26 Mortgage loans 4491760 00 27 Bonds at book value 446211 08 29 Gash in office 2585 06 30 Deposits at interest 191182 88 31 Deposits not at interest 3845 64 32 Agents balances net 47477 01 33 Other items Collateral loans 215610 61 Loans on companys policies 1049548 13 Premium notes 35629 05 34 Tofal ledger assets 7633849 46 NonLedger Assets 35 Interest due and accrued 147710 76 36 Market value of assets over book value 3678 42 37 Other items Uncollected and deferred premiums 125713 96 38 Total assets 7910952 60 Deduct Assets Not Admitted 39 Agents balances 48667 42 41 Other items Premium notes etc in excess of reserve 9642 12 42 Total not admitted assets 58309 54 43 Total admitted assets 7852643 06356 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 48745 06 45 Reserves or unearned premiums on risks outstanding 6415371 00 46 Dividends to policyholders declared but unpaid 65646 02 47 Salaries and miscellaneous accounts due or accrued 11667 36 48 Taxes due or accrued 35055 36 49 Otber items Trust fund 7150 7i Fund held for special class of policies 111538 45 Fund held for all other contingencies 560487 37 All other liabilities 496981 73 50 Total amount of liabilities except capital 7752643 06 51 Capital actually paid in cash 100000 00 54 Total liabilities 7852643 06 Business in Force 55 In force December 31 1915 50281615 00 56 Issued revived or increased during year 11377775 00 57 sum 61659390 00 58 Deduct ceased to be in force during year 6500471 00 59 In force December 31 1916 55158919 00 Business in Georgia 61 In force December 31 1915 2680440 00 62 Issued revived or increased 721673 00 63 Sum 3402113 00 64 Deduct ceased to be in force during the year 318115 00 65 In force December 31 1916 3083998 00 67 Net losses paid during year 42682 72 68 Net losses incurred during year 38392 33ComptrollerGenerals Eeport 357 GEORGE WASHINGTON LIFE INSURANCE COMPANY OF CHARLESTON WEST VIRGINIA Capitol and Lee Streets Charleston W Va Harrison B Smith President Ernest C Milair Secretary Brutus J Clay Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets December 31 1915 1196440 37 3 Increase of paidup capital during year 133919 13 4 Extended at 1196440 37 Income 5 Gross premiums on new business 72405 73 6 Gross renewal premiums 245979 99 7 Deduct amounts paid for reinsurance and return premiums 14069 30 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Supplementary contracts and dividends Questions No 36 37 38 39 annual statement Agents balances Mortgages on real estate repaid 304316 42 79832 29 1200 00 3681 02 2138 41 4783 22 15000 00 13 Total income 410951 36 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 52740 00 892 29 36739 71 6515 53 29755 87 2702 Hi 8359 78 5244 41 9875 00 358 ComptrollerGenerals Report 22 Other items Mortgage and borrowed money 26468 00 Dividends to stockholders 9998 40 Other payments to policyholders 51663 67 Sundry insurance expenses 34921 87 Sundry investment expenses 1155 54 23 Total disbursements 277032 23 Ledger Assets 25 Book value of real estate 15000 00 26 Mortgage loans 768390 78 27 Bonds at book value 183350 00 28 Stocks at book value 12075 00 29 Cash in office 2893 27 30 Deposits at interest 13710 22 31 Deposits not at interest 33788 76 32 Agents balances net 8522 00 33 Other items Collateral loans 57428 02 Loans to policyholders 196852 21 Premium notes 31623 69 Bills receivable 5383 04 Jacob Friedman secured 1342 51 34 Total ledger assets 1330359 50 NonLedger Assets 35 Interest due and accrued 21412 96 37 Other items Uncollected and deferred premiums 23412 33 Furniture stationery and supplies 7010 47 38 Total assets 1382427 26 Deduct Assets Not Admitted 39 Agents balances 10754 42 40 Bills receivable 5383 04 41 Other items Furniture stationery and supplies 7010 47 42 Total not admitted assets 23147 93 43 Total admitted assets 1359279 33 ComptrollerGenerals Report Liabilities 359 44 Net amount of unpaid losses and claims 45 Reserves 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Premiums and interest paid in advance Supplementary contracts Dividends left on interest Suspense and sundry items 50 Total amount of liabilities except capital 51 Capital actually paid in cash 250000 00 52 Surplus over all liabilities 51711 27 1000 00 1040147 50 460 92 100 00 2000 00 9862 58 3362 85 368 55 265 66 1057568 06 53 Surplus protecton to policyholders 301711 27 54 Total liabilities 1359279 33 Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1916 Business in Georgia 8976550 58 2179084 26 11155634 84 1881482 00 9274152 84 61 In force December 31 1915 62 Issued revived or increased 1768641 00 471134 00 63 Sum 2239775 00 64 Deduct ceased to be in force during the year 431828 00 65 In force December 31 1916 67 Net losses paid during year 68 Net losses incurred during year 1807947 00 7500 00 7500 00 Investments in Georgia 108 Mortgage loans 53420 75 110 Policy loans 50772 42 Total investments in Georgia 104193 17360 ComptrollerGeneral s Report THE GERMANIA LIFE INSURANCE COMPANY OF NEW YORK 50 Union Square New York N Y Hubert Cillis President Carl Heye Secretary Alexander C King Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 Ledger assets December 31 1915 51976419 10 4 Extended at 51976419 10 Income 5 Gross premiums on new business 818241 16 6 Gross renewal premiums 4228384 96 7 Deduct amounts paid for reinsurance and return premiums 33492 88 8 Total premiums 5013133 24 9 Interest and rents 2083793 24 10 Profit on sale or increase by adjustment of assets 8129 42 11 Other sources Consideration for supplementary contracts 66830 17 Dividends left with the company 11506 84 Borrowed money 122622 57 Other income 36163 14 13 Total income 7342178 62 Disbursements 14 Net amount paid policyholders for losses 2600002 40 15 Legal and administrative expenses in adjustment of claims 3638 39 16 Commissions and allowances to agents a First year 294754 45 b Renewal 451851 69 17 Salaries of officers and employes 220066 17 18 Rents and interest 54972 38 19 Advertising printing postage telegrams etc 69169 01 20 Paid policyholders for dividends 834480 89 21 Loss on sale and decrease by adjustment of assets 184704 50 22 Other items Surrender values 1034095 02 Annuities 23874 51ComptrollerGenerals Report 361 Taxes repairs and expenses on real estate 218863 69 Insurance department taxes licenses and fees 72356 98 Other disbursements 166131 38 23 Total disbursements 6228961 46 Ledger Assets 25 Book valueof real estate 5303713 51 26 Mortgage loans 26054941 60 27 Bonds at book value 13087208 85 28 Stocks at book value 20700 00 29 Cash in office 16189 69 30 Deposits at interest 915251 20 31 Deposits not at interest 83469 09 33 Other items Loans to policyholders 7538873 95 Cash in transit 69288 37 34 Total ledger assets 53089636 26 NonLedger Assets 35 Interest due and accrued 692870 89 37 Other items Rents due 4218 13 Net uncollected and deferred premiums 1406344 77 Other assets 522110 82 38 Total assets 55715180 87 Deduct Assets Not Admitted 41 Other items Book value of bonds over market value 2120539 53 42 Total not admitted assets5 2120539 53 43 Total admitted assets 53594641 34 Liabilities 44 Net amount of unpaid losses and claims 439227 97 45 Reserves or unearned premiums on risks outstanding 45032417 00 46 Dividends to policyholders declared but unpaid 1373 4 47 Salaries and miscellaneous accounts due or accrued 32062 40 48 Taxes due or accrued 68007 24362 ComptrollerGenerals Eeport 49 Other items Borrowed money 826449 97 Amount of all other claims against the company 409484 83 1235934 80 51 Capital actually paid in cash 200000 00 52 Surplus and dividend funds over all liabilities 5209628 52 53 Surplus protection to policyholders 5409628 52 54 Total liabilities 53594641 34 Business in Georgia 61 In force December 31 1915 1680851 00 62 Issued revived or increased 607000 00 63 Sum 2287851 00 64 Deduct ceased to be in force during the year 251984 00 65 In force December 31 1916 2035867 00 67 Net losses paid during year 17775 83 68 Net losses incurred during year 18775 83 Investments in Georgia 107 Bonds on mileage basis 94121 73 110 Policy loans 97758 34 111 Other items Bank balances 189150 00 Total investments in Georgia 381030 07 GREAT SOUTHERN LIFE INSURANCE CO OF BIRMINGHAM ALA 5236 First National Bank Building Birmingham Ala E R McDavid President A L Fairley Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 156587 50 2 Ledger assets December 31 1915 564232 75 4 Extended at 564232 75ComptrollerGenerals Report Income 5 Gross premiums on new business 35552 03 6 Gross renewal premiums 131249 41 7 Deduct amounts paid for reinsurance and return premiums 2528 22 363 8 Total premiums 9 Interest and rents 31 Other sources Legal fees charged on foreclosures Disbursements 14 Net amount paid policyholders for losses 15 Premium notes voided by lapse Surrender value paid in cash 16 Commissions and allowances to agents a First year I b Renewal 26282 77 4058 05 17 Salaries of officers and employes and directors fees 18 Rents Home office 19 Adertising printing postage telegrams etc 20 Paid policyholders for guaranteed dividends 21 Paid stockholders for dividends Medical fees and inspection of risks 22 Other items Furniture 17800 taxes and repairs on real estate 47779 traveling expenses 11256 Taxes licenses and fees 492758 actuarial fees 34250 bond premiums 3500 Legislative expenses 15000 fire insurance 4255 investment expenses 574 subscriptions 2815 Books and papers 17119 lights 2690 miscella neous expenses 19566 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 164273 22 41609 13 1074 96 13 Total income 206927 31 30039 50 3136 30 22350 84 30340 82 7365 11 1455 10 2385 04 10222 78 9395 25 5409 00 768 35 5305 Otf 256 44 393 75 128823 26 23122 01 444281 45 1279 67 32735 00 12412 57364 ComptrollerGeneral s Report 32 Agents balances net 9669 50 33 Other items Bills receivable 73828 accounts receivable 500 743 28 Loans to policyholders on this companys policies 106709 58 Renewal premium notes 10413 74 34 Total ledger assets 642366 80 NonLedger Assets 35 Interest due and accrued 10668 80 37 Other items Net uncollected and deferred premiums 16187 65 Unreported premiums not charged to agents 635 72 Furniture supplies 185000 policy certificate 6000 1910 00 38 Total assets 671768 97 Deduct Assets Not Admitted 39 Agents balances 10533 49 40 Bills receivable 738 28 41 Other items Premiums not charged to agents 63572 furniture and supplies 185000 premium notes in excess of net value 184690 real estate 63720 banks 8945 5059 27 42 Total not admitted assets 43 Total admitted assets Liabilities 45 Reserves or unearned premiums on risks outstanding 46 Dividends guaranteed to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of amounts not yet due on supplementary contracts 2530 00 Unearned interest 3201 30 Premiums paid in advance 992 02 Reinsurance premiums due 374 52 Agents licenses due 170 00 50 Total amount of liabilities except capital 16331 04 655437 9a 351378 88 36874 16 2377 91 3297 57 7267 84 401196 36ComptrollerGenerals Report 365 bl Capital actually paid In cash 156587 50 52 Surplus over all liabilities 97654 07 53 Surplus protection to policyholders 254241 57 54 Total liabilities 655437 93 Business in 1orce 55 In force December 31 1915 4698574 00 56 Issued revived or increased during year 1102500 00 57 sum 5801074 00 58 Deduct ceased to be in force during year 854769 00 59 In force December 31 1916 4946769 00 HOME LIFE INSURANCE COMPANY OF NEW YORK N Y 256 Broadway New York New York George B Ide President Ellis W Gladwin VPresident and Secretary Wm A Wright Insurance Commissioner Attorney for Service Capital Stock 2 Ledger assets December 31 1915 31657021 65 3 Decrease of paidup capital during year 125000 00 4 Extended at 31532021 6o Income 5 Gross premiums on new business 860810 44 6 Gross renewal premiums 3677499 85 7 Deduct amounts paid for reinsurance and return premiums 48932 27 8 Total premiums 4489378 02 9 Interest and rents 1542251 01 10 Profit on sale or increase by adjustment of assets 10754 25 11 Other sources Consideration for supplementary contracts not involv ing life contingencies 42704 57 Dividends and matured endowments left to accumulate at interest 26120 28 Income tax withheld and reinsurance reserve deposited 36283 68 13 Total income 6147411 61366 ComptrollerGeneral s Report Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 224106 37 b Renewal 257814 84 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Surrender values paid Matured endowments paid Taxes paid Miscellaneous disbursements Mutualization of company paid to stockholders 1373310 24 732 05 481921 21 222329 90 30666 64 39498 62 628405 89 42440 43 847252 49 633566 07 88319 31 344687 62 442086 52 23 Total disbursements 5175216 99 Ledger Assets 25 Book value of real estate 1500000 00 26 Mortgage loans 6591095 09 27 Bonds at book value 16395720 00 28 Stocks at book value 1268568 71 29 Cash in office L014 IS 30 Deposits at interest 786070 29 31 Deposits not at interest 20703 31 32 Agents balances net 2961 54 33 Other items Loans to policyholders on policies as collateral 5205989 33 Premium notes on policies in force 732173 60 34 Total ledger assets 32504296 4 NonLedger Assets 35 Interest and rents due and accrued 28161 96 37 Other items Net uncollected and deferred premiums 514416 79 Total assetsI 33299975 22ComptrollerGenerals Report Deduct Assets Not Admitted 39 Agents balances 3300 49 41 Other items Premium notes in excess net value of policies 11961 18 Book over market value of bonds and stocks 463250 71 367 42 Total not admitted assets 478512 38 43 Total admitted assets 32821462 S4 Liabilities 44 Total amount of unpaid losses and claims 172230 75 45 Reserves or unearned premiums on risks outstanding 30144372 00 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued Estimate of taxes payable on business of year 49 Other items Dividends left to accumulate at interest Premiums paid in advance Unearned interest and rent paid in advance Other liabilities 227209 00 14090 29 63000 00 91033 6b 25078 06 173797 07 259729 75 50 Total amount of liabilities except capital 31170540 57 52 Surplus over all liabilities 1650922 27 54 Total liabilities 5 32821462 84 Business in Force No 55 In force December 31 191561665 56 Issued revived or increased duryig year 7967 57 Sum 69632 58 Deduct ceased to be in force during year 4756 59 In force December 31 191664876 Business in Georgia Amount 125660173 18496684 144146857 10663529 133493328 61 In force December 31 1915 62 Issued revived or increased 63 Sum No Amount 705 1843079 00 53 229272 63 758 2072351 69368 ComptrollerGeneral s Report 64 Deduct ceased to be in force during the year 76 202274 69 65 In force December 31 1916 682 1870077 00 67 Net losses and claims paid during year 12944 bt 68 Net losses and claims incurred during year 17444 69 ILLINOIS LIFE INSURANCE COMPANY OF CHICAGO ILLINOIS 10 South La Salle Street Chicago Illinois James W Stevens President Oswald J Arnold Secretary J W Tumlin Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 11800191 50 4 Extended at j n80o191 50 Income 5 Gross premiums on new business 494173 24 6 Gross renewal premiums 1957933 08 7 Deduct amounts paid for reinsurance and return premiums 32619 41 8 Total premiumsg 2419486 91 9 Interest and rents 620562 6fc 10 Profit on sale or increase by adjustment of assets 162 80 11 Other sources Consideration for supplementary contracts not involv ing life contingencies 20 677 02 13 Total income 30608898 Disbursements 14 Net amount paid policyholders for losses 822747 07 15 Legal and administrative expenses in adjustment of claims ljl32 03 16 Commissions and allowances to agents a First year g 294719 n b Renewal 113356 13 it o 408075 34 17 Salaries of officers and employes 154488 35ComptrollerGenerals Report 369 etc 18 Rents and interest 19 Advertising printing postage telegrams 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes Real estate expense Surrenders Dividends Traveling expenses and medical examiners fees Furniture fixtures and safes 23 Total disbursements Ledger Assets 25 26 29 SO Book value of real estate Mortgage loans 27 Bonds at book value 28 Stocks at book value Cash in office Deposits at interest 32 Agents balances net 33 Other items Loans secured by pledge of bonds stocks or Intprfll Loans made to policyholders on this companys pol icies assigned as collateral Premium notes on policies in force other col 24965 56 48840 54 60000 00 719 71 24716 12 17525 83 484136 23 60623 60 85385 82 5778 oo 2199134 So 1023385 22 2106173 10 2231949 34 2814109 39 10478 34 256652 42 225410 5j 1969487 00 2021205 53 3094 64 34 Total ledger a ssets 12661946 03 NonLedger Assets 35 Interest and rents due and accrued 36 Market value of assets over book value 37 Other items Net amount of uncollected and deferred premiums Due from other companies for losses or claims on pol icies of this company reinsured 38 Total assets Deduct Assets Not Admitted 95542 63 107670 5b 336693 92 2161 60 13204014 73 39 Agents balances 40 Market value of special deposits excess of corresponding liabilities 229378 74 4571 50370 ComptrollerGenerals Report 41 Other items Premium notes policy loans and other policy assets in excess of net value and of other policy liabilities on in dividual policies 23727 46 42 Total not admitted assets 257677 70 43 Total admitted assets 12946337 03 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Survivorship investment fund 49084 68 10974366 90 177790 96 143035 54 20474 75 468240 46 50 Total amount of liabilities except capital 11832992 SJ 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 613344 64 53 Surplus protection to policyholders 54 Total liabilities 1113344 64 12946337 OS Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1916 Business in Georgia 76482300 22 20549607 83 97031908 05 16035578 23 80996329 82 61 In force December 31 1915 62 Issued revived or increased 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1916 67 Net losses paid during year 68 Net losses incurred during year 3159708 00 937983 00 4097691 00 778929 00 3318762 00 18395 20 20992 00ComptrollerGeneral s Report 371 INDIANA NATIONAL LIFE INSURANCE COMPANY OF INDIANAPOLIS INDIANA 316 North Meridian Street Indianapolis Indiana C D Renick President C E Henderson Secretary Capital Stock 1 Amount of paidup capital 504735 00 2 Ledger assets December 31 1915 1435658 01 3 Increase of paidup capital during year 73605 00 4 Extended at 1509263 01 Income 5 Gross premiums on new business 6 Gross renewal premiums 36657 43 320065 59 8 Total premiums 9 Interest and rents 30 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left with company Received from other companies for assuming risks Miscellaneous items surplus account 13 Total income 356723 02 69797 60 5425 07 4253 74 47050 78 10983 04 494233 15 Disbursements 14 Net amount paid policyholders for losses 15 Surrender values and premium notes voided 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Paid stockholders for dividends 22 Other items Advance on stock Agency and traveling expenses Real estate expenses Taxes Medical fees 76966 95 72020 34 31800 63 10594 52 36307 SO 5435 94 8180 71 24793 32 33550 73 10595 96 5799 10 5507 88 9539 24 5956 00372 ComptrollerGenerals Report Actuarial expenses Miscellaneous 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Policy loans 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Premium notes Stock notes 35 Interest due and accrued 37 Other items Rents due Net deferred premiums 38 Total assets Deduct Assets Not Admitted 2100 00 2915 86 342065 Tl 341200 00 594589 19 8000 00 407322 86 5793 6a 61334 20 60132 5r 6603 71 17200 00 25509 43 14871 00 Contract sale of real estate 107 500 00 Furniture and fixtures 7 579 20 Miscellaneous 3 Y94 og 34 Total ledger assets j 661 430 39 NonLedger Assets 17778 79 601 25 40937 78 1720748 21 39 Agents balances 41 Other items Furniture and fixtures Premium notes 6603 71 7579 20 2343 80 42 Total not admitted assets 43 Total admitted assets 16526 71 1704221 50 Liabilities 45 Reserves or unearned premiums on risks outstanding 1153913 76 46 Dividends to policyholders declared but unpaid 23230 49ComptrollerGenerals Report 373 47 Salaries and miscellaneous accounts due or accrued 3052 38 48 Taxes due or accrued 350 00 50 Total amount of liabilities except capitalI 1183696 63 ol Capital actually paid in cash 504735 00 52 Surplus over all liabilities 15789 87 53 Surplus protection to policybolders 520524 87 54 Total liabilities 170422150 Business in Force 55 In force December 31 1915 13256378 00 56 Issued revived or increased during year 3461287 00 a 16717665 00 7 Sum T 8 Deduct ceased to be in force during year 4171257 00 60 Total 12546408 00 Business in Georgia 61 In force December 31 1915 86500 00 62 Issued revived or increased 442000 00 63 Sum i288500 00 64 Deduct ceased to be in force during the year 476000 00 66 Total 81250000 INTERSOUTHERN LIFE INSURANCE CO 5th and Jefferson Sts Louisville Ky James R Duffin President George G Summers Secretary B W Crume Attorney for Service Capital Stock 1 Amount of paidup capital I 82385106 2 Ledger assets December 31 1915 4461013 12 3 Increase of paidup capital during year 1842 20 4 Extended at 4462855 32374 ComptrollerGeneral s Report Income 5 Gross premiums on new business 6 Gross renewal premiums 142171 73 823026 79 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Building bonds returned 700000 surplus from stock 247386 inspection fees etc on mortgage loans 96556 building material sold 26539 income from all other sources 83544 27 Total 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 965198 52 238732 42 4272 79 94240 08 1302443 81 257052 78 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans 10591169 policy loans 161851770 premium notes 4338230 bills receivable 31497 total 2649 68 107362 21167 85298 10850 26671 43007 161522 51 717892 52 87 70 22 92 53 50 1433476 23 1027290 86 1054858 60 66000 00 25191 23 1830 00 35415 00 215509 99 134765 76 34 Total ledger assets 1770961 46 4331822 90ComptrollerGenerals Report NonLedger Assets 375 a 53134 54 35 Interest due and accrued 37 Other items Net uncollected and deferred premiums All other assets 119096 18 37540 01 38 Total assets Deduct Assets Not Admitted 4541593 63 39 Agents balances 40 Bills receivable 41 Other items Furniture fixtures supplies etc 36 31829 policy loans in excess of re serve 1344450 total 40311 91 3149 77 49762 79 42 Total not admitted assets 93224 47 43 Total admitted assets 4448369 16 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued and medical examination fees 48 Taxes due or accrued 49 Other items Extra reserve for disability and accident benefits Amounts not yet due on supplementary contracts not involving life contingencies Unpaid dividends to stockholders Items subject to return 22000 00 3310606 76 28423 34 10097 00 6729 47 5075 00 91576 71 4823 49 2550 40 50 Total amount of liabilities except capital 3481882 17 51 Capital actually paid in cash 823851 06 52 Surplus over all liabilities 142635 93 53 Surplus protection to policyholders 966486 99 54 Total liabilities 4448369 16376 ComptrollerGenerals Report Business in Force 55 In force December 31 1915 38170683 46 56 Issued revived or increased during year 9952567 50 57 Sum 48123250 96 58 Deduct ceased to be in force during year 11863029 00 59 In force December 31 1916 36260221 96 60 Reinsured 1272020 00 Business in Georgia 61 In force December 31 1915 3723755 00 62 Issued revived or increased 229460 00 63 Sum 3953215 00 64 Deduct ceased to be in force during tbe year 1021536 00 65 In force December 31 1916 2931679 00 67 Net losses paid during year 32700 00 68 Net losses incurred during year 28200 00 INTERNATIONAL LIFE INSURANCE COMPANY OF ST LOUIS MO 722 Chestnut St St Louis Mo Massey Wilson President w F Grantges Secretary Capital Stock 1 Amount of paidup capital 525000 00 2 Ledger assets December 31 1915 4964977 85 4 Extended at 4964977 85 Income 5 Gross premiums on new business 304267 90 6 Gross renewal premiums 1548921 93 1853189 83 7 Deduct amounts paid for reinsurance and return premiums 38848 98 8 Total premiums 1814340 85ComptrollerGenerals Report 377 297488 33 9 Interest and rents 10 Profit on sale or increase by adjustment of assets ci uo 11 Other sources Ledger assets received from other companies for as suming their risks 62p84OO00 Consideration for supplementary contracts Coupons left with the company at interest V 7 From agency balances previously charged off H292 d7 Net advance and partial payments and miscellaneous 12115 95 suspense 2870892 07 13 Total income v Disbursements 14 Net amount paid policyholders for losses 280033 22 15 Legal and administrative expenses in adjustment of 1045 73 claims 16 Commissions and allowances to agents 6020192 b Renewal 17 Salaries of officers and employes 9Z8 18 Rents and interest l0 19 Advertising printing postage telegrams etc 28o02 68 20 Paid policyholders for dividends 233931 61 21 Loss on sale and decrease by adjustment of assets 1573 21 22 Other items Surrender values 398841 36 Supplementary contracts U679 Paid stockholders 62836 Compensation of manager and agents 20760 23 Agency sup and B O expenses 22053 65 Legal expenses 7002 25 Furniture and repairs 8426 5 Taxes licenses and fees 46558 27 Medical examinations and inspection 27560 89 Miscellaneous expenses 4939 78 23 Total disbursements 1533479 34 Ledger Assets 25 Book value of real estate5 204215 22 26 Mortgage loans 3222968 17 27 Bonds at book value 651516 22 29 Cash in office 5089 58 30 Deposits at interest 663793 27378 ComptrollerGenerals Report 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Policy loans Renewal premium notes Bills receivable 9486 50 99207 51 58753 30 1299342 47 63422 34 24596 00 34 Total ledger assets 6302390 58 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Due from other companies on reinsurance Net uncollected and deferred premiums Empire reinsurance liens 136933 58 14028 47 7500 00 75890 03 346712 48 38 Total assets 6883455 14 Deduct Assets Not Admitted 39 Agents balances gross 105445 15 40 Bills receivable 24596 00 41 Other items Policy indebtedness in excess of reserve 16421 94 Overdue and accrued interest on bonds in default 1538 58 Book value assets over market value 20702 48 42 Total not admitted assets 168 704 15 43 Total admitted assets g 714750 99 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes hereafter payable estimated 49 Other items Coupons left with the company at interest Unearned interest and rents paid in advance Reserve on U S annuity and life insurance 54969 90 5343198 37 16315 28 17550 84 33281 46 370021 72 28991 74 125000 00 50 Total amount of liabilities except capital 5989329 31ComptrollerGenerals Report 379 51 Capital actually paid in cash 525000 00 52 Surplus over all liabilities 200421 68 53 Surplus protection to policyholders 725421 68 54 Total liabilities 6714750 99 Business in Force 55 In force December 31 1915 46665972 00 56 Issued revived or increased during year 19940781 00 57 Sum 66606753 00 58 Deduct ceased to be in force during year 13530144 00 59 in force December 31 1916 53076609 00 Business in Georgia 61 In force December 31 1915 1286791 00 62 Issued revived or increased 7595383 00 68 Sum 8882174 00 64 Deduct ceased to be in force during the year 2429309 00 65 In force December 31 1916 6452865 00 67 Net losses paid during year oobu oi 68 Net losses incurred during year 50304 57 JEFFERSON STANDARD LIFE INSURANCE COMPANY OF GREENSBORO N C Elm Street Greensboro North Carolina Geo A Grimsley President C C Taylor Secretary W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 350000 00 2 Ledger assets Dec 31 1915 6195344 34 4 6195344 34 4 Extended at Income 5 Gross premiums on new business 344853 92 6 Gross renewal premiums 1413175 05 380 ComptrollerGeneral s Report 7 Deduct amounts paid for reinsurance and return premiums 15632 07 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Advanced traveling expenses refunded Consideration for supplementary contracts not involv ing life contingencies Dividends left with the company to accumulate at interest Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Repairs Special credit Compensation of manager Agency supervision Branch office expenses Medical fees Legal expense Surrender values Paid claims Dividends and interest Paid stockholders Taxes and license fees Revenue tax and fees Furniture and fixtures Profit and loss etc Agents balances charged off Books and papers 1742396 90 377366 04 4437 72 51 20 6940 00 1953 46 13 Total income o 133 145 32 367761 37 220 00 220059 32 48828 78 79044 17 5470 00 25210 26 97083 71 841 04 6392 03 1100 00 7703 05 9683 26 39051 74 536 16 120654 20 5815 64 52 99 52500 00 13026 89 11770 36 7604 80 17198 80 3144 94 237 10 23 Total disbursements j 1140 990 61ComptrollerGenerals Report 381 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cask in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Loans made to policyholders Premiums loans and liens Collateral loans Bills receivable 61965 66 4601784 25 156940 00 11853 50 5542 99 384369 95 165967 00 53567 05 339884 37 47034 15 11207 41 34 Total ledger assets 7187499 05 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Net amount of uncollected and deferred premiums All other assets extension notes gross 6276682 net Due from other companies reinsurance 38 Total assets Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Liens in excess of reserve Book value assets mortgages other than first lien Stock Bonds 59989 36 11207 41 7500 00 5378 15 2943 50 1600 00 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 111122 97 1930 00 91744 70 52598 60 20000 00 7464895 32 88618 42 7376276 90 67231 00 5688695 52 134141 40382 ComptrollbeGeneeals Eepoet 47 Salaries and miscellaneous accounts due or accrued 1764 43 48 Taxes due or accrued 10783 74 49 Other items Premiums paid in advance 10604 99 Unearned interest paid 36468 62 Commission due to agents 8422 31 Medical fees 6930 50 Dividends left at interest 2679 66 Amounts set apart 363160 47 Annuity fund and special contract fund 345394 26 Contingent surplus 50000 00 50 Total amount of liabilities except capital 6726276 90 51 Capital actually paid in cash 350000 00 52 Surplus over all liabilities 300000 00 53 Surplus protection to policyholders 650000 00 54 Total liabilities 7376276 90 Business in Force 55 In force December 31 1915 45520870 00 56 Issued revived or increased during year 11592412 00 57 Sum 57113282 00 58 Deduct ceased to be in force during year 6386539 00 59 In force December 31 1916 50726743 00 Business in Georgia 61 In force December 31 1915 4249246 00 62 Issued revived or increased 1658885 00 63 Sum f 5908131 00 64 Deduct ceased to be in force during the year 880024 00 b5 In force December 31 1916 5028107 00 67 Net losses paid during year 31 351 55 68 Net losses incurred during year 34 736 56 Investments in Georgia 108 Mortgage loans 738054 00 109 Collateral loans g00 00 110 Policy loans Ig7 375 90ComptrollerGenerals Report 383 111 Other items Due and uncollected premiums 14318 86 Cash on deposit 6001 08 Certificate of deposit 107122 23 Total investments in Georgia5 1033673 07 LIFE INSURANCE COMPANY OF VIRGINIA Capitol and Tenth Streets Richmond Virginia John G Walker President A Carlton McKenney Secretary J C Howard Attorney for Service Capital Stock 1 Amount of paidup capital 600000 00 2 Ledger assets December 31 1915 12290375 49 3 Increase of paidup capital during year 100000 00 4 Extended at 12390375 49 Income 1 Amount of paidup capital 600000 00 6 Gross renewal premiums 3345106 44 7 Deduct amounts paid for reinsurance and return premiums 71 Extra premiums for total and per 1 manent disability benefits included in life policies 6723 99 1653 49 8 Total premiums 3986002 25 81 Consideration for supplementary contracts not in volving life contingencies 1732 00 9 Interest and rents 729047 71 10 Proft on sale or increase by adjustment of assets 11 Other sources Agents cash bonds Unclaimed deposits on inds application Federal income tax withheld Profit and loss Reserve deposited by reinsurance com panies 2574 49 650 00 1805 61 529 67 40 14 175 36 3200 78 13 Total income 4722557 23384 ComptrollerGeneral s Report Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and alowances to agents a First Year 277777 23 b Renewal 414534 65 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Disbursements to policyholders other than above Dividends to stockholders Salaries and expenses of agencies Taxes All other disbursements 1129729 63 2045 34 692311 88 200353 89 62222 27 48523 86 22563 21 12013 73 150628 67 162500 00 343278 35 84888 11 132968 33 874263 46 23 Total disbursements 3044027 27 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in offices 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Loans secured by pledge of bonds stock or other collateral Loans made to policyholders on this Cos policies assigned as collateral Premium notes on policies in force Reserves deposited with reinsurance Cos Premium lien notes 470419 38 11575500 61 482793 83 50525 00 11171 59 895220 53 6957 66 880 00 220 58 60000 00 511705 05 1570 13 937 31 1003 78 575436 85 34 Total ledger assets 14068905 45ComptrollerGenerals Report NonLedger Assets 385 35 Interest due and accrued 194800 74 36 Market value of assets over book value 62754 29 37 Other items Net amount of uncollected and deferred premiums 131330 20 Premium extension notes 10456 63 38 Total assets 14468247 31 Deduct Assets Not Admitted 39 Agents balances 880 00 40 Bills receivable 220 58 41 Other items Over due and accrued in terest on mortgage in default 2429 50 42 Total not admitted assets 3530 08 43 Total admitted assets 14464717 23 Liabilities 44 Net amount of unpaid losses and claims 56517 42 45 Reserves or unearned premiums on risks outstanding 11819227 00 46 Dividends to policyholders declared but unpaid 18759 94 47 Salaries and miscellaneous accounts due or accrued 41572 65 48 Taxes due or accrued 67415 71 49 Other items Amount set apart for participating policies 250000 00 Amount set apart for additional death benefit 9479 69 Reservations toward an increase in re insurance on indes policies 30000 00 Premiums paid in advance including S V so applied 63630 00 All other liabilities 80115 15 433224 84 50 Total amount of liabilities except capital 12436717 56 51 Capital actually paid in cash 600000 00 52 Surplus over all liabilities 1427999 67 53 Surplus protection to policyholders 54 Total liabilities 2027999 67 14464717 23386 ComptrollerGenerals Beport Business in Force Ordinary Industrial 55 In force December 31 1915 21508291 00 f 83314410 00 56 Issued revived or increased during year 7551552 00 24276079 00 57 Sum 29059843 00 107590489 00 58 Deduct ceased to be in force during year 2502493 00 15798627 00 69 In force December 31 1916 26557350 00 91791862 00 Business in Georgia 61 In force December 31 1915 1712864 00 5776756 00 62 Issued revived or increased 809148 00 2917402 00 63 Sum 2522012 00 8694158 00 64 Deduct ceased to be in force during the year 225878 00 1773559 00 65 In force December 31 1916 2296134 00 6920599 00 67 Net losses paid during year 19500 00 57812 17 68 Net losses incurred during year 19500 00 58184 38 Investments in Georgia 107 Bonds 25000 Oft 108 Mortgage loans 1826142 25 110 Policy loans 30360 00 Total investments in Georgia 1881502 25 LINCOLN RESERVE LIFE INSURANCE CO OF BIRMINGHAM ALA Jefferson County Bank Building Birmingham Ala J F Stallings President J R Burns Secretary Wm A Wright Ins Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 115000 00 2 Ledger assets December 31 1915 186326 22 3 Increase of paidup capital during year 2920 00 4 Extended at 189246 22ComptrollerGenerals Report Income 387 5 Gross premiums on new business 6 Gross renewal premiums 82495 99 41186 34 8 Total premiums 9 Interest and rents 11 Other sources Surplus from stock sales Paid with applications for policies Prom stock applications cancelled Assets of AfroSecurities Co Miscellaneous income Borrowed money 1523 75 1210 05 1216 42 12589 71 128 47 10500 00 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 49044 31 b Renewal 2928 95 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Premium notes and liens voided by lapse Surrender values paid in cash etc Surrender values applied to pay new premiums Agency supervision and trav expenses of supervisor Branch office expense Medical examiners fees Inspection of risks Furniture fixtures and safes Repairs and expenses on real estate Taxes on real estate State taxes on premiums Insurance department licenses and fees Municipal licenses etc Premiums paid on capital repurchased Stock repurchases Commissions on stock sales 123682 33 14960 25 27168 40 13 Total income 165810 98 17079 25 2980 48 51973 26 13265 84 1144 65 3847 66 300 00 50979 41 1879 11 1457 12 1320 22 2027 51 42 00 8416 50 2458 00 334 70 2841 15 261 15 1011 66 621 00 161 30 390 00 1170 00 20 00388 ComptrollerGenerals Report Expenses of agents meeting 440 69 Automobiles for supervisors 573 73 Commission on rentals 90 85 Operating Crenshaw Farm 1150 23 Fire insurance 257 58 Traveling expense 975 47 Examination expense 1295 92 Investment expense 431 00 Miscellaneous expense 562 57 Charged out of payments on capital 1693 67 Assets of AfroSecurities Co charged off 7965 96 Agents balances charged off 630 32 Borrowed money repaid 10500 00 23 Total disbursements 141570 55 Ledger Assets 25 Book value of real estate 43173 04 26 Mortgage loans 133667 13 28 Stocks at book value 3000 00 29 Cash in office 2022 48 30 Deposits at interest 750 00 31 Deposits hot at interest 15603 61 32 Agents balances net 6642 29 33 Other items Collateral loans 325 00 Policy loans 3928 62 Premium notes 2209 97 Bills receivable 1722 76 Accounts receivable 158813 less ac counts payable 114638 441 75 8628 10 34 Total ledger assets 213486 65 NonLedger Assets 35 Interest due and accrued 7375 27 36 Market value of assets over book value 6101 16 37 Other items Rents due 220 50 Net amount of uncollected and deferred premiums 6389 72 Furniture and fixtures 2122 81 Stationery and printing 500 00 9233 03 38 Total assets 236196 11 ComptrollerGenerals Eeport 389 Deduct Assets Not Admitted 39 Agents balances 7029 63 40 Bills receivable 1722 76 41 Other items Loans on companys stock 325 00 Printing stationery furniture and fix tures 262281 Accounts receivable 1588 13 Premium notes in excess of net values 241 10 Market value of special deposit 750 00 William Alexander property 320 00 42 Total not admitted assets 14599 43 43 Total admitted assets 221596 68 Liabilities 44 Net amount of unpaid losses and claims 2000 00 4b Reserves or unearned premiums on risks outstanding 68987 00 47 Salaries and miscellaneous accounts due or accrued 353 09 48 Taxes due or accrued 3052 96 49 Other items Liability upon policies cancelled upon which a surrender value may be de manded 1026 00 Premiums paid in advance 1210 05 Unearned interest and rent paid in ad vance 124 93 Commissions due to agents when notes are paid 215 68 Medical examiners fees 1726 00 Cash payments on capital stock 1068 75 5371 41 50 Total amount of liabilities except capital 79764 46 51 Capital actually paid in ash 115000 00 52 Surplus over all liabilities 26832 22 53 Surplus protection to policyholders 141832 22 54 Total liabilities 221596 68 Business in Force 55 In force December 31 1915 1155750 00 56 Issued revived or increased during year 2080300 00 57 Sum f 3236050 00390 ComptkollekGeneeals Beport 58 Deduct ceased to be in force during year 653100 00 69 In force December 31 1916 2582950 00 Business in Georgia 61 In force December 31 1915 216550 00 62 Issued revived or increased 487700 00 63 Sum 704250 00 64 Deduct ceased to be in force during the year 215750 00 65 In force December 81 1916 488500 00 67 Net losses paid during year 3500 00 68 Net losses incurred during year 3500 00 Investments in Georgia 110 Policy loans p 217 00 MARYLAND LIFE INSURANCE COMPANY OF BALTIMORE MD 8 and 10 South Street Baltimore Md Douglas H Rose President Chas G Smith Secretary Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 3505199 04 4 Extended at 3505199 04 Income fa Gross premiums on new business 74746 41 6 Gross renewal premiums 347814 10 7 Deduct amounts paid for reinsurance and return premiums 14689 11 8 Total premiums 407871 40 9 Interest and rents 177722 23 10 Profit on sale or increase by adjustment of assets 222 75 11 Other sources Premium notes previously charged off 15 79 Income tax withheld at source 39 48ComptrollerGenerals Report 391 13 Policies of reinsurance surrendered 2464 02 Sale of furniture 80 00 Dividends left with company to accumulate at interest 2216 28 Total income 590631 95 Disbursements 14 Net amount paid policyholders for losses and matured endowments 16 Commissions and allowances to agents a First year 39374 13 b Renewal 1321239 17 Salaries of officers and employes 18 Rents and dividends on stock 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets Other items For annuities Premium notes and liens avoided by lapse Returned premiums Surrender values Commuted commissions 22 204156 52586 52 41139 53 11851 25 44888 27 65099 96 11366 22 6434 83 2252 33 70 47 75283 30 2302 16 23 Total disbursements 517431 64 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 0 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Deposit with Baltimore Equitable So Open account judgments suspended accounts Interest in default Cash loans on policies Premium notes premium loans and auto prem loans 235000 00 210631 36 2423167 46 105810 29 910 64 27191 08 54981 25 7141 47 200 00 13969 47 150 00 480952 18 18294 15 34 Total ledger assets 3578399 35392 ComptrollerGeneral s Report NonLedfer Assets 35 Interest due and accrued 35273 44 36 Market value of assets over book value 33553 63 37 Other items Net amt uncollected and deferred prem 42410 94 38 Total assets 3689637 36 Deduct Assets Not Admitted 39 Agents balances 9519 17 41 Other items Premium notes etc in excess of net value of policies 170 66 Market value of special deposits in ex cess of corresponding liabilities 4492 84 Open accounts judgment and suspended accounts 13969 47 42 Total not admitted assets 28152 14 43 Total admitted assets 3661157 91 Liabilities 44 Net amount of unpaid losses and claims 18920 65 45 Reserves or unearned premiums on risks outstanding 3063028 05 46 Dividends to policyholders declared but unpaid 197281 96 47 Salaries and miscellaneous accounts due or accrued 10503 27 48 Taxes due or accrued 6244 95 49 Other items Special reserve for mortality fluctuation 6967 00 Special reserve for depreciation on market value of securities 15806 10 Income tax withheld at source 39 48 50 Total amount of liabilities except capital 3318791 46 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 242693 76 53 Surplus protection to policyholders 342693 76 54 Total liabilities 3661485 22 Business in irorce 55 In force December 31 1915 12344452 00 56 Issued revived or increased during year 2101374 00 57 Sum 14445826 00ComptrollerGenerals Report 393 58 Deduct ceased to be in force during year 1223914 00 59 In force December 31 1916 13221912 00 Business in Georgia 61 In force December 31 1915I 2459186 00 Transeferred 14350 00 tj2 Issued revived or increased 596309 00 63 Sum 3069845 00 64 Deduct ceased to be in force during tbe year 321706 00 65 In force December 31 1916 2748139 00 67 Net losses paid during year 17783 00 8 Net losses incurred during year 17933 00 THE MANHATTAN LIFE INSURANCE COMPANY NEW YORK N Y 64 66 68 and 70 Broadway New York N Y Thomas E Lovejoy President Melvin DeMott Secretary Robert C Alston Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 20675398 11 4 Extended at 20675398 11 Income 5 Gross premiums on new business 140154 56 6 Gross renewal premiums 1697714 15 7 Deducts amounts paid for reinsurance 50000 04 8 Total premiums 1787868 67 9 Interest and rents 1032599 28 10 Profit on sale or increase by adjustment of assets 2880 43 11 Other sources Consideration for supplementary con tracts not involving life contingen cies 1907800 Dividends left with the company to accumulate at interest 347 12394 ComptrollerGeneral s Report Income tax withheld at source 183 61 Bonus received for extension on bonds and mortgage loans 657 00 Unclaimed checks deposited 5157 37 Deposits acct interest and rents 2166 66 Disbursements 27607 76 13 Total income 2850956 14 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 58187 58 b Renewal 96231 27 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends surrender values and annuities 21 Loss on sale and decrease by adjustment of assets and agents balances 22 Other items Paid for claims on supplementary con tracts f Paid stockholders for interest or divi dends Agency supervision traveling expenses Branch office expenses Medical examiners fees and inspections of risks Legal expenses not included in item 15 above Furniture etc Repairs and expenses on real estate Taxes on real estate State taxes on premiums Licenses fees and taxes All other disbursements 1208994 51 2303 29 154418 85 97757 17 72517 34 26031 46 953155 56 1407225 08 6503 67 43915 20 14466 38 19282 14 11913 85 11084 14 636 93 138978 97 99678 54 28922 58 4142 07 18178 89 397703 36 23 Total disbursements 4 320 106 62ComptrollerGenerals Report 395 Ledger Assets 25 Book value of real estate 4864503 50 26 Mortgage loans 5835268 26 27 Bonds at book value 3455484 00 28 Stocks at book value 127200 00 29 Cash in office L278 14 30 Deposits at interest 503251 56 31 Deposits not at interest 2328 72 32 Agents balances net 27141 47 33 Other items Loans made to policyholders 4208085 26 Premium notes on policies in force 181706 72 4389791 98 34 Total ledger assets 19206247 63 NonLedger Assets 35 Interest and rent due and accrued 418048 81 36 Market value of assets over book value 4232 94 37 Other items Net amount of uncollected and deferred premiums 159272 41 Unearned fire insurance premiums paid 8668 98 167941 39 38 Total assetsI 19796470 77 Deduct Assets Not Admitted 39 Agents balances 28795 62 41 Other items Premium notes policy loans and other policy assets in excess of net value and of other policy liabilities on In dividual policies 2580 58 42 Total not admitted assets 31376 20 43 Total admitted assets 19765094 57 Liabilities 44 Net amount of unpaid losses and claimsf 130685 50 45 Legal reserves as computedby New York Insurance department 18784284 00 396 ComptrollerGenerals Eeport 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Estimated amount hereafter payable for Federal State and other taxes 49 Other items Extra reserve for disability and addi tional accidental death benefits Present value of amounts not yet due on supplementary contracts Liability on lapsed policies Commissions due to agents on premium notes when paid Premiums paid in advance Unearned interest and rent paid in ad vance All other liabilities 25606 59 17675 90 33000 00 1416 00 116877 00 2072 00 8652 18 9334 36 95137 15 5388 31 238877 00 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities Amount held subject to contingencies for survivorship dividend policies Contingent reserve fund 100000 00 434965 58 77561 64 357403 94 19230128 99 534965 58 54 Total liabilities 19765094 57 Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 63027507 00 4555546 00 57 Sum 58 Deduct ceased to be in force during year 67583053 00 7524864 00 59 In force December 31 1916 Business in Georgia 61 In force December 31 1915 62 Issued revived or increased 63 Sum 64 Deduct ceased to be in force during the year 60058189 00 2630832 00 137445 00 2768277 00 275044 00 65 In force December 31 1916 2493233 00ComptrollerGenerals Report 397 67 Net losses paid during year 28200 00 68 Net losses incurred during year 27624 00 Investments in Georgia 106 Real estate U171 66 108 Mortgage loans 36250 00 110 Policy loans 174700 00 Total investments in Georgia 222121 66 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY OF SPRINGFIELD MASS 500 Main Street Springfield Mass Wm W McClench President Wheeler H Hall Secretary Capital Stock 2 Ledger assets December 31 1915 84036775 35 Income 5 Gross premiums on new business 1943782 37 6 Gross renewal premiums 11302025 24 8 Total premiums 13245807 61 9 Interest and rents 4246193 01 10 Profit on sale or increase by adjustment of assets 29484 75 11 Other sources Other income 780429 74 13 Total income 18301915 11 Disbursements 14 Net amount paid policyholders for losses 4245486 15 15 Legal and administrative expenses in adjustment of claims 3686 15 16 Commissions and allowances to agents a First year 750501 06 b Renewal 731925 32 1482426 38 17 Salaries of officers and employes 381227 09 18 Rents and interest 104981 67398 ComptrollerGenerals Report 19 Advertising printing postage telegrams etc 149329 90 20 Paid policyholders for dividends 2622640 12 21 Loss on sale and decrease by adjustment of assets 52648 80 22 Other items Other disbursements 3082914 79 23 Total disbursements 12125341 05 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 1047832 38 34569818 00 37800405 41 265125 00 1200 98 855168 68 286038 71 Other items Loans made companys to policyholders on this policies assigned as col lateral 14051625 73 Premium notes on policies in force 1336134 52 15387760 25 34 Total ledger assets 90213394 41 NonLedger Assets 35 Interest due and accrued 1550068 38 36 Market value of assets over book value 22725 00 37 Other items Rents due and accrued 745 42 Net amount of uncollected and deferred premiums 1736549 70 1737295 12 38 Total assets 93523437 91 Deduct Assets Not Admitted 41 Other items Overdue and accrued interest on bonds in default 37931 24 Book value of ledger assets over market value viz real estate 13107 23 bonds 232022 77 total 245130 00 42 Total not admitted assets 283061 24 43 Total admitted assets 93240376 67ComptrollerGenerals Report 399 Liabilities 44 Net amount of unpaid losses and claims 265346 92 45 Reserves or unearned premiums on risks outstanding 81476156 00 46 Dividends to policyholders declared but unpaid 1310796 55 47 Salaries and miscellaneous accounts due or accrued 66908 50 48 Taxes due or accrued 218020 71 49 Other items Other liabilities 3360066 94 bO Total amount of liabilities except capital 86697295 62 52 Surplus over all liabilities 6543081 05 54 Total liabilities 93240376 67 Business in Force 55 In force December 31 1915 374415941 00 56 Issued revived or increased during year 58421657 00 57 Sum432837598 00 58 Deduct ceased to be in force during year 22670678 00 b9 In force December 31 1916410166920 00 Business in Georgia bi In force December 31 1915 11224287 00 62 Issued revived or increased 1477982 00 C3 Sum 12702269 00 64 Deduct ceased to be in force during the year 889845 00 6b In force December 31 1916 11812424 00 67 Net losses paid during year 99670 00 68 Net losses incurred during year 102646 00 Investments in Georgia 107 Bonds 1492231 42 108 Mortgage loans 1880650 00 110 Policy loans 702475 48 111 Other items Premium loans 46632 18 Total investments in Georgia 4121989 08 400 ComptrollerGenerals Report merchants life insurance co of burlington iowa Jno J Seerley President F J Kuhlemeer Secretary Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 1354525 28 4 Extended at 1354525 28 Income 5 Gross premiums on new business 240443 32 6 Gross renewal premiums 618459 04 7 Deduct amounts paid for reinsurance and return premiums 889 31 8 Total premiums 9 Interest and rents 11 Other sources Reinstatement fees changing beneficiaries Reserve fund payments Special reserve 306 suspense 1785 Loss by failure depository banks repaid 13 Total income Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year less com reinsurance 14812 124879 48 b Renewal 14354 47 858013 05 78139 65 504 00 13372 82 20 91 16 33 950066 76 403200 00 157 00 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Reserve fund notes voided Reserve fund applied on new policies Benefit and guarantee fund returned Taxes on premiums Other disbursements 3932 75 82299 74 6834 88 16203 96 53161 70 139085 83 39869 35 1380 00 20538 72 162433 03 23 Total disbursements 7gg ggg ggComptrollerGenerals Report 401 Ledger Assets 26 Mortgage loans 1410930 00 27 Bonds at book value 26258 75 29 Cash in office 1392 87 30 Deposits at interest 97764 01 32 Agents balances net 33 Other items Premiums notes 1270 17 Bills receivable 250 00 1520 17 34 Total ledger assets 1537928 11 NonLedger Assets 3b Interest due and accrued 44621 08 37 Other items Net uncollected and deferred premiums 47504 10 Furniture fixtures and printing plant 21615 85 69119 95 38 Total assets 1651669 14 Deduct Assets Not Admitted 39 Agents balances 2139 47 40 Bills receivable 250 00 41 Other items Premium obligations in excess 4128 93 Furniture fixtures etc 21615 85 Book value of bonds in excess 293 75 42 Total not admitted assets 28428 00 43 Total admitted assets 1623241 14 Liabilities 44 Net amount of unpaid losses and claims 30000 00 45 Reserves or unearned premiums on risks outstanding 492552 59 46 Premiums paid in advance 37134 10 47 Salaries and miscellaneous accounts due or accrued 1400 73 48 Taxes due or accrued 10615 14 49 Other items Suspense Trust funds held for certificate members 768805 24 50 Total amount of liabilities except capital I 1340 525 65402 ComptrollerGenerals Report 51 Capital actually paid in cash 52 Surplus over all liabilities 100000 00 182715 49 53 Surplus protection to policyholders 282 715 49 54 Total liabilities 1623241 14 Business in Force 55 In force December 31 1915 53344770 00 56 Issued revived or increased during year 2829734 00 257 f61174504 00 d8 Deduct ceased to be in force during year 11070402 00 59 In force December 31 1916 Business in Georgia 61 In force December 31 1915 62 Issued revived or increased 50104102 00 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1916 67 Net losses paid during year 68 Net losses incurred during year 119000 00 28000 00 147000 00 63000 00 94000 00 2000 00 2000 00 METROPOLITAN LIFE INSURANCE COMPANY NEW YORK N Y 1 Madison Avenue New York City John R Hegeman President James S Roberts Secretary A W Smith Attorney for Service Capital Stock 2 Ledger assets December 31 1915 Income 5 Gross premiums on new business 10585770 89 6 Gross renewal premiums 42312 276 33 7 Deduct amounts paid for reinsurance and return premiums 3 993 55 Extra premiums for total and perma nent disability benefits 16146 50 523576888 67 8 Total premiums 52900201 079 10 11 13 ComptrollerGenerals Report 403 Total industrial premiums received including surrender values and dividends 72361116 65 Interest and rents 26544814 01 Profit on sale or increase by adjustment of assets 375565 75 Other sources Miscellaneous 568794 25 Disability Insurance Department 292828 20 Total income 153043319 93 Disbursements 14 15 16 Net amount paid policyholders for losses and matured endowments Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 2461924 62 b Renewal 2297369 55 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 21 22 Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Miscellaneous Disability Insurance Department 38765251 55 37178 66 4759294 17 4649032 05 1454074 66 772511 64 8166623 96 990044 75 29074537 71 266252 25 23 Total disbursements 88934801 40 Ledger Assets 25 Book value of real estate 20156781 26 Mortgage loans 246638818 27 Bonds at book value 267342575 28 Stocks at book value 7112472 29 Cash in office 45982 30 Deposits at interest 5575818 31 Deposits not at interest 33 Other items All other assets 40731762 58 Disability Insurance Department 49 37 59 85 69 64 80960 99 234 00 34 Total ledger assets 587685407 20404 ComptrollerGenerals Beport NonLedger Assets 35 Interest and rents due and accrued 9194 170 79 36 Market value of assets over book value 47 260 93 37 Other items Uncollected and deferred premiums 11 719 835 82 All other assets 8791 38 Total assets608655466 23 Deduct Assets Not Admitted 39 Agents balances 54 ggg 7g 41 Other items All other assets 502846 30 42 Total not admitted assets 557832 06 43 Total admitted assets 608097634 17 Liabilities 44 Net amount of unpaid losses and claims 1 845 222 30 45 Reserves or unearned premiums on risks outstanding 55820o515 00 46 Dividends to policyholders declared but unpaid 11754945 97 47 Salaries and miscellaneous accounts due or accrued 569314 43 48 Taxes due or accrued n 49 Other items Miscellaneous 7440 419 Disability Insurance Department 22 852 88 00 Total amount of liabilities except capital 579 930 122 95 52 Surplus over all liabilities 28 167 511 22 54 Total liabilities 606097634 17 Business in Force rK T Ordinary Industrial 55 In force December 31 1915 1280945306 1915546038 56 Issued revived or increased during year 279016103 317840425 5 1559961409 2233386463 58 Deduct ceased to be in force during year 109900081 201015795 69 In force December 31 1916 1450061328 2032370668ComptrollerGenerals Report 405 Business in Georgia 61 In force December 31 1915 13138879 00 24058355 00 62 Issued revived or increased 3064991 00 5225078 00 63 gum 16203870 00 29283433 00 64 Deduct ceased to be in force during year 1761557 00 3044377 00 6o In force December 31 1916 14442313 00 26239056 00 67 Net losses paid during year 123760 40 321699 17 68 Net losses incurred during year 117234 40 324428 91 Premiums in Force 82 In force December 31 1915 3 24180 35 83 Written or renewed during year 293057 69 84 Sum 317238 04 85 Deduct ceased to be in force during year 22956 re turn premiums included 291881 22 86 In force December 31 1916 25356 82 Business in Georgia Premiums Losses 89 Accident and health 2670 78 1741 50 MICHIGAN MUTUAL LIFE INSURANCE CO OF DETROIT MICH 150 Jefferson Avenue Detroit Mich O R Looker President A F Moore Secretary Geo S Obear Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets December 31 1915 12083157 33 A 12083157 33 4 Extended at v 406 ComptrollerGenerals Report Income 5 Gross premiums on new business 263681 69 6 Gross renewal premiums 1419614 19 7 Deduct amounts paid for reinsurance and return premiums 43952 67 8 Total premiums 9 Interest and rents 13 Total income 1639343 21 629007 66 2268350 87 Disbursements Net amount paid policyholders for losses endowments and disability claims Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year b Renewal Salaries of officers and employes 14 15 16 17 18 Rents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Surrender values and annuities Agency and medical expense Taxes Investment subscriptions and miscellaneous home of fice expense Dividend on capital stock 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 33 Other items Loans secured by pledge of stock Loans made to policyholders on companys policies as collateral Premium notes in force 880762 65 1598 82 146125 75 81338 85 80222 12 23248 99 23004 99 60563 62 1387 54 321718 92 117115 11 35547 15 16221 01 40000 00 1828855 52 34 Total ledger assets 83779 80 10236182 14 25000 00 23513 98 248231 99 4097 80 1800 00 1836799 55 63247 42 12522652 68ComptrollerGenerals Report NonLedger Assets S5 Interest due and accrued 36 Market value real estate over book value 37 Other Items Due from other companies for losses or claims of pol icies of this company reinsured Net amount of uncollecterl and deferred premiums 407 176387 58 16220 20 2805 83 132806 42 38 Total assets 12850872 71 Deduct Assets Not Admitted 39 Agents balances 40 Premium notes unsecured 42 Total not admitted assets 4119 98 4856 80 8976 78 43 Total admitted assets 12841895 93 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves and unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of amounts not yet due on supplemen tory contracts not involving life contingencies Unearned interest paid in advance Commission due to agents on premium notes when paid Medical fees 279100 and legal fees 37500 due or ac crued Capital actually paid in cash 250000 00 Surplus over all liabilities 879230 82 60779 76 11544690 65 10011 35 6150 87 26515 97 39364 04 28990 45 2996 02 3166 00 51 52 53 Surplus protection to policyholders 1129230 82 54 Total liabilities 12841895 93 Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 54030623 9103287 57 Sum 63133910408 ComptrollerGenerals Report 58 Deduct ceased to be in force during year 5 914 761 59 In force December 31 1916g 57 219 149 Business in Georgia 61 In force December 31 1915 g 1666 897 65 62 Issued revived or increased 319671 87 1986569 52 t4 Deduct ceased to be in force during the year 272568 31 65 In force December 31 1916g 1714 001 21 67 Net losses paid during year 25608 63 68 Net losses incurred during year 25608 63 Investments in Georgia 110 Policy loans 9Q MISSOURI STATE LIFE INSURANCE COMPANY OF ST LOUIS MO N W Corner Fifteenth and Locust Streets St Louis Mo John G Hoyt President T F Lawrenc Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital g l00000o 00 2 Ledger assets December 31 1915 11502794 48 4 Extended at7 11502794 48 Income 5 Gross premiums on new business 1250733 89 Gross health and accident premiums 3636 06 6 Gross renewal premiums 2968 123 79 r 4222493 74 7 Deduce amounts paid for reinsurance and return PremiUmS 41613 79 8 Total premiums 80879 95 9 Interests and rents m704 ComptrollerGenerals Report 409 11 Other sources Consideration for supplementary contracts not involv ing life contingencies Dividends left with the company to accumulate at in terest Bonus of mortgage loans paid off prior to maturity Incomefrom mortgage loans previously charged off Income from certificates of deposit previously charged off Suspense items From agents balances previously charged off 13 Total income 2000 00 20001 29 4099 54 6332 83 2791 05 2482 50 130 17 4993422 20 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 793923 93 141414 41 b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Premium notes voided by lapse Surrender values paid Paid for claims on supplementary contracts not involv ing life contingencies Dividends and interest thereon held on deposit sur rendered Paid stockholders for dividends Legal expense Commuted renewal commissions Agency supervision and branch office expenses Medical examiners fees Inspection of risks Furniture fixtures and safes Repairs and expenses other than taxes on real estate Licenses fees and taxes Premiums on bonds Collection of premiums Investment expenses 761587 82 5768 61 935338 34 169046 01 30000 00 65286 69 142407 69 11037 42 13180 51 411569 38 3930 09 7425 33 60000 00 6768 92 10715 71 88950 99 80534 00 24987 12 8758 85 12523 96 81705 96 2140 17 1706 86 8551 52410 ComptkollekGenekals Report Miscellaneous traveling expenses Incidental office expense Commissions on sale of mortgage loans Commissions on sale of real estate Expense of 1916 convention of 100000 club Agents balances charged off 999 92 3818 12 1255 00 1915 75 16248 32 878 01 23 Total disbursements 2969037 07 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 29 Cash in office 13125 00 7921 45 685907 10 526351 20 9386755 60 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net V7777 VVVV f 33 Other items Collateral loans Loans on policies Premium notes Bills receivable 34 Total ledger assets 90406 72 12045 46 2284640 39 150944 95 83795 12 13527179 61 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Due from other companies for unearned premiums on reinsurance cancelled Net amount of uncollected and deferred premiums 399635 00 37736 44 38 Total assets 79 18 388413 69 14353043 92 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Premium notes policy loans and other policy assets in excess of net value of other policy liabilities on indi vidual policies 97701 48 83795 12 28583 52 42 Total not admitted assets 43 Total admittedassets 210080 12 14142963 80112918 02 11139588 43 622882 61 15512 05 68861 61 COMPTROLLERGENEBAlS REPORT 411 Liabilities 44 Net amount of unpaid losses and claims f 45 Reserves or unearned premiums on risks outstanding 4b Dividends to policyholders declared apportioned or provisionally ascertained but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of amounts not yet due on supplemen tary contracts not involving life contingencies com puted by the company Present value of amounts incurred but not yet due for total and permanent disability benefits Liability on policies cancelled and not included in net reserve upon which a surrender value may be de manded Dividends left with the company to accumulate at in terest and accrued interest thereon Redwine and Brewster judgment accrued interest and costs Cash in suspense 50 Total amount of liabilities except capital 12056436 03 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1086527 77 25081 69 8569 29 608 87 32944 61 22271 60 3984 86 53 Surplus protection to policyholders 54 Total liabilities Business in Force 14142963 80 51 101B 106880393 17 55 In force December 31 1915 b6 Issued revived or increased during year uni 5148298836 13 19099556 67 57 Sum 58 Deduct ceased to be in force during year u ion 129199279 46 59 In force December 31 1916 Business in Georgia 01 101K 2483096 70 61 In force December 31 1915 4oq 62 Issued revived or increased 63 Sum 4088497 64412 ComptrollerGenerals Report 64 Deduct ceased to be in force during the year 855270 31 65 In force December 31 19167 6 Ne osses pald during year 22000 Q 68 Net losses incurred during year 20m 0Q Investments in Georgia 108 Mortgage loans 110 Policy loans I25 00 57840 26 Total investments in Georgia 175 565 26 THE MUTUAL BENEFiT LiFE INSURANCE CO OF NEWARK N J 750 Broad Street Newark N J Frederick Frelinghuysen President J William Johnson Secretary Robert L Foreman Attorney for Service Capital Stock 2 Ledger assets December 31 1915 185499915 24 Income 5 Gross premiums on new business 4334141 62 6 Gross renewal premiums 24843901 70 8 Total premiums rr narens KSSI 10 Profit on sale or mcrease by adjustment of assets 362 761 66 11 Other sources Consideration for supplementary con T traCts 1071182 13 Income taxes withheld at source 1094 37 1072276 50 13 Total income 400888349 18 Disbursements 14 Net amount paid policyholders for losses and claims 10521588 70 15 Legal and administrative expenses in adjustment of claims 596 04ComptrollerGenerals Report 413 16 Commissions and allowances to agents a First year 1527452 23 b Renewal 1424597 93 2952050 16 17 Salaries of officers and employes 545430 04 18 Rents and interest 8 4 19 Advertising printing postage telegrams etc 120352 87 20 Paid policyholders for dividends 651650608 sur rendered policies 397706223 10493568 31 21 Loss on sale and decrease by adjustment of assets 472844 78 22 Other items Taxes fees and licenses 702690 68 Supplementary policy claims 467868 32 All other disbursements 509817 5 1680376 54 23 Total disbursements 26874338 88 Ledger Assets 25 Book value of real estate 2874753 15 26 Mortgage loans ZZn Bonds at book value 55028340 71 27 17250 00 8833 61 3263195 68 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Loans on collateral 3100000 00 Policy loans and premium notes 38102183 77 5569 11 41202183 77 34 Total ledger assets 198713925 54 NonLedger Assets 35 Interest due and accrued 3813268 60 37 Other items Net amount of uncollected and deferred 2806898 24 premiums 38 Total assets Deduct Assets Not Admitted 39 Agents balances 12258 08 205334092 38414 ComptrollerGenerals Eeport 41 Other items Overdue interest on bonds in default 76273 33 Book value assets over market value 683212 95 42 Total not admitted assets 43 Total admitted assets 771744 36 204562348 02 Liabilities 1 44 Net amount of unpaid losses and claims 912 737 09 45 Reserves or unearned premiums on risks outstanding 182165312 00 46 Dividends to policyholders declared but unpaid 7s28241 98 47 Salaries and miscellaneous accounts due or accrued Estimated 48 Paxes due or accrued 66 0 0Q 49 Other items Present value of amounts not yet due on supplementary contracts 4093484 00 Other liabilities excspt contingency re serve tunas 401310 90 4494794 90 50 Total amount of liabilities except contingency reserve funds 53 Contingency reserve funds 195627085 97 8935262 05 54 Total liabilities 204562348 02 Business in Force T Policies Amount 55 In force December 31 1915 314763 00 761459167 00 56 Issued revived or increased during year 41715 00 108286855 00 57 Sum 58 Deduct ceased to be in force during year 356478 00 869746022 00 16870 00 38977216 00 59 In force December 31 1916 339608 00 330768806 00 Business in Georgia 61 In force December 31 1915 62 Issued revived or increased 9391 00 19468342 00 1319 00 2600027 00 63 Sum 10710 Ou 22068369 00ComptrollerGenerals Report 415 64 Deduct ceased to be in force during the year 682 00 1355296 00 65 In torce December 31 1916 10028 00 20713073 00 67 Net losses and claims paid during year 102 00 239053 00 68 Net losses and claims incurred during year 101 00 231053 00 Investments in Georgia 107Bonds 753350 00 108 Mortgage loans 2237700 00 110 Policy loans 11912 25 HOVd Premium loans 235924 65 Total investments in Georgia 4638886 90 THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK N Y 34 Nassau Street New York New York Charles A Peabody President W J Easlon and W F Dlx Secretaries Capital Stock 2 Ledger assets December 31 1915 608492324 78 Income 5 Gross premiums on new business 11359950 70 6 Gross renewal premiums 50597936 44 61957887 14 7 Deduct amounts paid for reinsurance and return pre miums 114806 13 Extra premiums for total and permanent disability benefits 63003 82 8 Total premiums 61906084 83 9 Interest and rents 28464393 33 10 Profit on sale or increase by adjustment of assets 848199 77 Consideration for supplementary contracts not involv ing life contingencies 566917 22 11 Other sources Dividends left with the company to accumulate at 109328 09 interest 416 ComptrollerGenerals Report Forfeiture on account of cancellation of contract for sale of bonds 1822 61 Premium extension fees 2542u 72 Policy fees 885 13 Deposits on account of pending insur ance 46303 83 Prom agents balances previously charg ed off 7162 60 Collections or deposits received for ac count of others not paid out 111363 05 Exchange 351593 96 470119 61 13 Total income 92439475 14 Disbursements 14 Net amount paid policyholders for death losses and matured endowments 33592356 69 15 Legal and administrative expenses in adjustment of claims 61332 30 16 Commissions and allowances to agents a First year 2931851 07 b Renewal 1747460 36 4679311 43 17 Salaries of officers and employes and trustees 1478941 82 18 Rents and interest 54g 3 07 19 Advertising printing postage telegrams exchange etc 627913 42 20 Paid policyholders for dividends 17518116 46 21 Loss on sale and decrease by adjustment of assets 1931 905 16 22 Other items Taxes on real estate 402 898 64 Paid policyholders for surrender values 14904026 57 For annuities involving life contingencies 2640344 08 Repairs and expenses on real estate 418089 82 State tax on premiums 705564 00 1123653 82 Agency expenses 1791228 17 Medical examiners fees 410584 45 2201812 62 All other disbursements 1137 q39 13 23 Total disbursements 82 848 003 21 Ledger Assets 25 Book value of real estate 19 687 733 79 26 Mortgage loans 110647026 79UOMPTROLLERGrENERAls REPORT 417 27 Bonds at book value 366475873 69 28 Stocks at book value 26840568 49 29 Cash in office 41830 67 In transit since received 193764 49 235596 16 30 Deposits at interest 3849145 87 31 Deposits not at interest 299224 60 33 Other items Loans made to policyholders 88915436 98 Advanced or deposited to pay policy claims 966337 23 Accounts collectible 100610 47 Supplies 50553 86 151164 33 Cash advanced to or in the hands of officers and em ployes 15689 78 34 Total ledger assets 618083796 71 NonLedger Assets 35 Interest and rents due and accrued 8615834 35 37 Other items Net amount of uncollected and deferred premiums 4506200 60 38 Total assets 631205831 66 Deduct Assets Not Admitted 41 Other items Supplies 50553 86 Cash advanced to officers and employes 15689 78 Accounts collectible 100610 47 Book value over market value bonds and stocks 6508933 38 42 Total not admitted assets 6675787 49 43 Total admitted assets 624530044 17 Liabilities 44 Net amount of unpaid losses and claims 6509312 95 4b Net reserve paid for basis 510500930 00 46 Dividends to policyholders declared but unpaid 21681111 41 47 Salaries and miscellaneous accounts due or accrued 61738 67 48 Taxes due or accrued 122665 49418 ComptrollerGenerals Report 49 Other items Funds held awaiting apportionment upon deferred divi dend policies 61419979 12 Fund for depreciation of securities and general con tingencies 16252739 77 Present value of amounts not yet due on supplemen tary contracts not involving life contingencies 4280591 63 All other liabilities 3700975 13 50 Total amount of liabilities except capital 624530044 17 Business in Force 55 In force December 31 1915 1636538117 56 Issued revived or increased during year 184218013 57 Sum 1820756130 58 Deduct ceased to be in force during year 132958854 59 In force December 31 1916 1687797276 Business in Georgia 61 In force December 31 1915 30667871 53 62 Issued revived or increased 4134877 40 63 Sum 5 34802748 93 64 Deduct ceased to be in force during the year 2768475 93 65 In force December 31 1916 32034273 00 66 Total losses unpaid December 31 1915 6970 57 Total losses unpaid December 31 1916 26230 02 67 Net losses paid during year 443940 55 68 Net losses incurred during year 463200 00 NATIONAL LIFE INSURANCE COMPANY OF MONTPELIER VT 116 State Street Montpelier Vermont Fred A Howland President Osman D Clark Secretary Geo M Hope Co Attorneys for Service Capital Stock 2 Ledger assets December 31 1915 61577600 36ComptrollerGenerals Report Income 419 5 Gross premiums on new business 6 Gross renewal premiums 1649157 19 6190802 58 8 Total premiums 7839959 77 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Recovered over payment surrender value Policy No 101306 Agents balances previously charged off Consideration for supplementary contracts Dividends left with the company to accumulate at in terest 3142726 18 3364 53 60 00 8141 01 81833 82 11242 93 13 Total income 11087328 24 Disbursements 14 Net amount paid policyholders for losses including 106364986 matured endowments Surrender values paid in cash and applied on premiums 15 Legal and administrative expenses in adjustment of claims For claims on supplementary contracts 16 Commissions and allowances to agents a First year 426420 62 b Renewal 411136 12 17 Salaries of officers and employes Branch office expenses and agency supervision 18 Rents and interest Medical fees 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends Payments on annuities 21 Loss on sale and decrease by adjustment of assets Agents balances charged off 22 Other items State taxes on premiums department fees and licenses Taxes on real estate repairs and legal expenses Home office supplies and travel Investment expenses Loss over loan on policy 3314593 02 1466025 86 5032 31 30456 12 837556 74 199630 59 129733 45 65206 45 70274 92 78921 53 1472416 78 594481 69 55465 64 1872 10 219834 16 16219 34 28076 33 54916 01 50 73 23 Total disbursements 8640763 77420 ComptrollerGenerals Eeport Ledger Assets 25 Book value of real estate f 251500 00 26 Mortgage loans 30637993 46 27 Bonds at book value 22025033 10 29 Cash in office 2599 77 30 Deposits at interest 692375 22 31 Deposits not at interest 20000 00 32 Agents balances net 1520 98 33 Other items Loans to policyholders 8267366 97 Premium notes 2125775 33 34 Total ledger assets 64024164 83 NonLedger Assets 35 Interest due and accrued 1515197 47 36 Market value of assets over book value 409882 00 37 Other items Net amount of uncollected and deferred premiums 886678 52 38 Total assets 66835922 82 Deduct Assets Not Admitted 39 Agents balances 2137 11 41 Other items Overdue and accrued interest on bonds in default 1462 49 42 Total not admitted assets 3599 60 43 Total admitted assets 66832323 22 Liabilities 44 Net amount of unpaid losses and claims For losses incurred but unreported 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid Deferred dividends held for future payment 47 Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Premiums paid in advance 6095 54 Dividends held at interest 17834 62 48 49 176070 75 50000 00 55606269 15 1621447 09 4522366 56 50104 01 212171 28ComptrollerGenerals Report Real estate taxes accrued Surrender values unpaid 2067 15 4068 21 421 30065 52 50 Total amount of liabilities except capital 62268494 36 52 Surplus over all liabilities 4563828 86 o4 Total liabilities 66832323 22 Business in Force 65 In force December 31 1915200987121 00 5b Issued revived or increased during year 27052173 00 57 Sum 228039294 00 58 Deduct ceased to be in force during year 16001894 00 59 In force December 31 1916 212037400 00 Business in Georgia 61 In force December 31 1915 9040009 68 62 Issued revived or increased 2311981 24 63 Sum 11351990 92 64 Deduct ceased to be in force during the year 1592834 82 65 In force December 31 1916 9759156 10 67 Net losses paid during year 80871 14 68 Net losses incurred during year 79851 14 Investments in Georgia 107 Bonds 412750 00 110 Policy loans 328714 89 Total investments in Georgia 741464 89422 ComptrollerGenerals Eeport NATIONAL LIFE INSURANCE COMPANY OF THE UNITED STATES OF AMERICA CHICAGO ILLINOIS 29 South LaSalle Street Chicago Illinois A M Johnson President Robt D Lay Secretary Wm A Wright Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 13011541 72 4 Extended at 13011541 72 Income 5 Gross premiums on new business 518846 33 6 Gross renewal premiums 2309658 97 7 Deduct amounts paid for reinsurance and return premiums 33311 64 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts Casualty department All other 2795193 66 639668 80 10298 25 13974 59 1061102 30 3268 40 13 Total income 4523506 00 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 281820 55 b Renewal 215063 29 17 Salaries of officers and employes 18 Rents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid policyholders for matured endowments surrender ed policies and annuities Insurance department licenses fees and taxes 755309 83 3679 82 496883 84 187589 84 27874 96 39292 61 148429 15 59527 00 653652 21 57788 93ComptrollerGenerais Report 423 Medical examiners fees and inspection of risks Casualty department All other 45368 00 1068267 91 147395 36 23 Total disbursements 3691059 46 Ledger Assets a 25 Book value of real estate 38785 92 26 Mortgage loans 5286410 29 27 Bonds at book value 1480444 06 28 Stocks at book value 3304435 07 29 Cash in office 34244 21 Deposits at interest 550828 45 Deposits not at interest 31558 43 Agents balances net 124830 02 33 Other items Collateral loans 177485 00 Policy loans and premium notes 2768434 60 Partial payments made on death losses that are carried for full amount in liabilities 5063 38 Casualty department 41468 83 30 31 32 34 Total ledger assets 13843988 26 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Due from other companies for reinsurance Net amount of uncollected and deferred premiums 158013 05 183810 93 10000 00 267946 21 38 Total assets 14463758 45 Deduct Assets Not Admitted 127359 19 39 Agents balances f 41 Other items Policy assets in excess of net value of their policies Casualty department 42 Total not admitted assets 21858 02 19775 57 168992 78 43 Total admitted assets 14294765 67424 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 77390 75 45 Reserves or unearned premiums on risks outstanding 12310500 71 46 Dividends to policyholders declared but unpaid or provsionally ascertained and not due 723221 60 47 Salaries and miscellaneous accounts due or accrued 128103 30 48 Taxes due or accrued 86110 06 49 Other items Casualty department 129424 36 50 Total amount of liabilities except capital 13454750 78 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 340014 89 53 Surplus protection to policyholders 54 Total liabilities 840014 89 14294765 67 Business in Force No 55 In force December 31 1915 49414 56 Issued revived or increased during year 8650 Amount 81006351 39 17458341 24 57 Sum 58064 98464692 63 58 Deduct ceased to be in force during year 5211 10359415 69 59 In force December 31 1916 52853 88105276 94 Business in Georgia 61 In force December 31 1915 62 Issued revived or increased 2196510 05 597143 46 63 Sum 2793653 5 64 Deduct ceased to be in force during the year 351386 37 65 In force December 31 1916 2442267 14 67 Net losses paid during year 22468 25 68 Net losses incurred during year 22500 00 Premiums in Force 82 In force December 31 1915 83 Written or renewed during year 180079 42 1086588 65 84 Sum 1266668 07ComptrollerGenerals Eeport 425 85 Deduct ceased to be in force during year 1175988 09 86 In force December 31 1916 90679 98 87 Deduct amount reinsurance 3813 80 88 Net premiums in force 86866 18 Business in Georgia Premiums Losses 89 Accident health and liability 119446 32 47199 78 Investments in Georgia 110 Policy loans 77175 00 NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY OF BOSTON MASSACHUSETTS 87 Milk Street Boston Massachusetts Alfred D Foster President J A Barbey Secretary Capital Stock 2 Ledger assets December 31 1915 72089416 29 Income 5 Gross premiums on new business 1696621 52 b Gross renewal premiums 9360056 75 7 Disability premiums 11158 87 8 Total premiums 11067837 14 9 Interest and rents 3387048 21 10 Profit on sale or increase by adjustment of assets 45665 00 11 Other sources Consideration for supplementary con tracts not involving life contingen cies 266066 60 Dividends left with the company 8646 16 Federal income tax withholdings 883 00 275595 76 13 Total income 14776 146 426 ComptrollerGenerals Eeport Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 657823 60 b Renewal 540404 30 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Matured endowments 752834 72 Surrender values paid in cash 1322306 19 Miscellaneous items 717986 37 3655393 40 92 85 1198227 90 286788 50 50963 30 79536 76 2010840 21 14115 27 2793127 28 23 Total disbursements 10089085 47 Ledger Assets 25 Book value of real estate 1784410 00 26 Mortgage loans 15659534 27 Bonds at book value 42518568 28 Stocks at book value 2675410 29 Cash in office 30 Deposits at interest 1012102 33 Other items Collateral loans 102850 00 Premium note 962067 19 Loans to policyholders 12043632 19 00 00 00 17902 56 99 13108549 38 34 Total ledger assets 76776476 93 NonLedger Assets 35 Interest due and accrued 1056058 56 36 Market value of real estate over book value 3499 00 37 Other items Amortized value of bonds and market value of stock over book value 524894 00 Net amount of uncollected and deferred premiums 734572 20 1259466 20 38 Total assets 79095500 69ComptrollerGenerals Report Liabilities 427 44 Net amount of unpaid losses and claims 246390 72 45 Unearned premiums on risks outstanding 78930 91 16 Dividends to policyholders declared but unpaid 2664708 30 47 Salaries and miscellaneous accounts due or accrued 6541 26 48 Taxes due or accrued 176500 00 49 Other items Net reserves 69371270 03 Reserve for equalization or mortality and depreciation of assets 300000 00 Present value of supplementary con tracts 755176 11 Miscellaneous items 129530 98 70555977 12 50 Total amount of liabilities except capital 73729048 31 53 Surplus protection to policyholders 5366452 38 54 Total liabilities 79095500 69 Business in Force 55 In force December 31 1915 309609971 00 56 Issued revived or increased during year 44176773 00 g7 Sum353876744 00 58 Deduct ceased to be in force during year 16472040 00 59 In force December 31 1916 337404704 00 Business in Georgia 61 In force December 31 1915 7030115 00 62 Issued revived or increased 1425663 00 63 Sum 8455778 00 64 Deduct ceased to be in force during the year 804910 00 65 In force December 31 1916 7650868 00 67 Net losses paid during year 70242 00 68 Net losses incurred during year 66170 00 Investments in Georgia 107 Bonds 657624 00 108 Mortgage loans 518500 00428 ComptrollerGenerals Report 110 Policy loans 268402 74 111 Other items Premium notes 26771 59 Total investments in Georgia 1471298 33 NEW YORK LIFE INSURANCE COMPANY OF NEW YORK CITY 346 Broadway New York City Darwin P Kingsley President Seymour M Ballard Secretary E J Clark Attorney for Service Capital Stock 2 Ledger assets December 31 1915 837676332 88 Income 5 Gross premiums on new business 13194708 46 6 Gross renewal premiums 82667829 03 6 Extra premiums for disability and ac cidental death benefits 367401 00 7 Deduct amounts paid for reinsurance 70117 89 8 Total premiums 96159820 60 9 Interest and rents 38108768 16 10 Profit on sale or increase by adjustment of assets 1503773 10 11 Other sources Consideration for supplementary contracts not involv ing life contingencies 1532847 25 Dividends left with the company to accumulate at in terest including surrender values of reversionary additions left on deposit 14239032 680792 37 All other income 1023231 68 33 Total income 139008333 16 Disbursements 14 Net amount paid policyholders for losses matured en doments annuities 62368309 36 15 Legal and administrative expenses in adjustment of clalms 39956 81 16 Commissions and allowances to agents a First year 4783822 58 b Renewal 1976951 03 6760773 61 17 Salaries of officers and employes i 992 827 47ComptrollerGenerals Report 429 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale or decrease by adjustment of assets 22 Other items Agency expenses medical fees and inspection of risks Taxes licenses and insurance department fees Real estate taxes repairs and expenses For total and permanent disability All other disbursements 600119 59 561444 37 19695355 33 3838344 51 2572026 36 1310360 95 493065 76 37497 00 1323241 83 23 Total disburs ements 101593322 95 Ledger Assets 25 Book value of real estate 11257 164 579 26 Mortgage loans mD 27 Bonds at book value 521677 28 Stocks at book value 294 29 Cash in office 30 Deposits at interest 13958 31 Deposits not at interest i530 32 Bills receivable Branch office net debit balances 95 33 Other items Premium notes and policy loans 161323 Cash 370 500 00 647 67 348 13 671 88 402 82 395 96 682 56 544 50 447 37 260 11 444 09 34 Total ledger assets 875091343 09 NonLedger Assets 35 Interest and rents due and accrued 11555100 92 37 Other items Net amount of uncollected and deferred premiums 10944454 08 Due from reinsuring companies 72997 50 38 Total assets 897663895 59 Deduct Assets Not Admitted 40 Bills receivable 544 50 41 Other items Book value of ledger assets over mar ket value viz on stocks and bonds 30489864 83 Branch office debit balances 184644 69 42 Total not admitted assets 30675054 02 43 Total admitted assets 866988841 57430 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 9234309 48 45 Reserves on risks outstanding 700296680 00 46 Dividends to policyholders declared but unpaid 1478254 58 47 Salaries and miscellaneous accounts due or accrued 153766 60 48 Taxes due or accrued 1398093 78 49 Other items Extra reserve for disability and accidental death bene fit in life policies 301081 00 Present value of future installment payments and disa bility benefits 5066126 36 Unearned interest and rent paid in advance 3265757 50 Reserves for dividends and contingencies 138762415 23 Additional reserves 3900295 44 Miscellaneous items 3132061 60 50 Total amount of liabilities except capital 866988841 57 Business in Force 55 In force December 31 1915 2403800 878 56 Issued revived or increased during year 278102 685 57 Sum 2681903563 58 Deduct ceased to be in force during year i e ter minated and transferred 170296289 59 In force December 31 1916 2511607274 Business in Georgia 61 In force December 31 1915 30280456 00 62 Issued revived or increased 4853733 00 63 Sum T 35134189 00 64 Deduct ceased to be in force during the year 3035548 00 65 In force December 31 1916 j 32098641 00 67 Net losses paid during year 424278 78 68 Net losses incurred during year 432096 98 Investments in Georgia 107 Bonds State county municipal 1752259 31 108 Mortgage loans 2825929 05 110 Policy loans 2631674 47ComptrollerGenerals Report 431 111 Other items Railroad bonds apportioned according to mileage basis 4507201 35 Total investments in Georgia 11717064 18 NORTH CAROLINA MUTUAL AND PROVIDENT ASSOCIATION OF DURHAM NORTH CAROLINA 416 Parrish Street Durham N C Jno Merrick President A M Moore Secretary J L Wheeler Attorney for Service Capital Stock 2 Ledger assets December 31 1915 166944 53 3 Increase during year 40707 73 4 Extended at 207652 26 Income 6 Gross renewal premiums 26792 75 7 Deduct amounts paid for reinsurance and return premiums 462324 20 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 1j Other sources Sundry income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 37 Salaries of officers and employes Agency supervision 2261060 medical fees 2180680 branch office 445396 salary of officers and employes 32 16314 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 489116 95 10349 23 1736 53 1 72 13 Total income 501198 43 209435 97 835 98 140604 74 81034 50 3391 78 10451 91 3675 16432 ComptrollerGenerals Eeport 22 Other items All taxes licenses and fees 6766 55 Taxes and real estate repairs 6766 55 sundry 375 00 23 Total disbursements j 460 490 70 Ledger Assets 25 Book value of real estate 60 056 50 26 Mortgage loans 35 030 32 27 Bonds at book value 89 goo qo 28 Stocks at book value 2 000 00 29 Cash in office jgg gg 30 Deposits at interest H 978 94 31 Deposits not at interest 353 jg 32 Agents balances net 2 094 16 33 Other items Bills receivable 2094 16 34 Total ledger assets 207652 26 NonLedger Assets 35 Interest due and accrued 2638 00 36 Market value of assets over book value 18200 00 37 Other items Rents due and accrued 258 00 Net amount uncollected premiums 6663 49 Furniture and fixtures and stationery 8000 00 38 Total assets j 243 411 75 Deduct Assets Not Admitted 39 Agents balances 353 19 40 Bills receivable 2094 16 41 Other items Furniture fixtures and stationery 8000 00 42 Total not admitted assets 10447 35 43 Total admitted assets 232964 40 Liabilities 44 Net amount of unpaid losses and claims 4641 44 45 Reserves or unearned premiums on risks outstanding 201964 09 47 Salaries and miscellaneous accounts due or accrued 624 55 48 Taxes due or accrued 1409 00ComptrollerGenerals Report 433 49 Other items 2gg g8 Premiums paid in advance Interest and rents paid in advance Medical fees due 50 Total amount of liabilities except capital 209373 10 52 Surplus over all liabilities u 232964 40 54 Total liabilities Business in Force Ordinary Industrial 55 in force December 31 1915 952750 00 2571759 00 t issued revived or increased during year 051073 00 6018449 00 cr a 1602823 00 8590 204 00 57 Sumv 58 Deduct ceased to be in force during 179700 00 1754782 00 year a 59 In force December 31 1916 1424123 00 6835426 00 Business in Georgia 61 In force December 31 1915 183050 00 718341 00 issued revived or increased 89512 00 1716622 00 g3 gum 272562 00 2434963 00 64 Deduct ceased to be in force during nn nn the year 32850 00 473149 65 in force December 31 1916 239712 00 1961814 00 67 Net losses paid during year 209435 97 68 Net losses incurred during year 214077 41 Investments in Georgia At1t S 5000 00 107 Bonds City of Atlanta THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY OF MILWAUKEE WISCONSIN Geo C Markham President A S Hathaway Secretary W Woods White Attorney for Service Capital Stock 2 Ledger assets December 31 1915341953285 14434 ComptrollerGenerals Report Income 5 Gross premiums on new business 7344324 43 6 Gross renewal premiums 44 549 755 73 Extra premiums for total and permanent disability benefits 5 393 71 8 Total premiums 9 Interest and rents including 25000000 for companys occupancy of its own buildings 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involv ing life contingencies Dividends left with the company to accumulate at in terest Real estate previously charged off Money received from an unknown source Balance of mortality investigation expenses refunded Federal income tax withheld at the source 51899488 92 17323586 71 54661 30 13 Total income 1410628 10 1 40517 64 1160 00 25 00 257 31 2029 32 70732354 30 Disbursements 14 For death losses matured endowments annuities and surrendered policies f 2929M84 76 Paid policyholders for dividends 13 151 403 51 Total paid policyholders 15 Legal expenses in adjustment of claims 16 Commissions to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents for companys occupancy of its own buildings 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid for claims on supplementary contracts not involv ing life contingencies Taxes Medical examination and inspection of risks All other disbursements 42442088 27 10372 59 251790S 30 2937748 26 924874 89 250000 00 243133 57 1053131 04 548939 12 1180895 91 293343 16 365961 97 23 Total disbursements 52768397 08ComptrollerGenerals Report 435 Ledger Assets 25 Book value of real estate 4099093 60 26 Mortgage loans 194146609 30 27 Bonds at book value 100474247 44 28 Stocks at book value 97 29 Cash In office 37515 85 30 Deposits at interest 3130350 82 32 Agents balances net 24219 64 33 Other items Loans made to policyholders on this companys policies assigned as collateral 55177841 29 Premium notes and automatic premium loans 1848164 42 34 Total ledger assets 359917242 36 NonLedger Assets 35 Interest and rents due and accrued 6036832 47 37 Other items Due and deferred premiums 4492227 39 38 Total assets 370446302 22 Deduct Assets Not Admitted 39 Agents balances 24219 64 41 Other items Book value of bonds over market value 7337864 44 42 Total not admitted assets 7362084 08 43 Total admitted assets 363084218 14 Liabilities 44 Net amount of unpaid losses and claims Reserve required by law 45 Reserve for annuities and special contracts Present value of not due installments 46 Dividends to policyholders due and unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Estimated amount of Federal State and all other taxes payable in 1917 49 Other items Deferred dividends payable in 1917 Funds for deferred dividends payable after 1917 i 1448509 77 326959643 00 2017366 00 5898959 40 916410 62 221483 64 1099840 30 619281 68 1016598 00436 ComptrollerGenerals Eeport Annual dividends payable in 1917 12 28 107 00 Reserved for contingencies i0604oi8 73 50 Total amount of liabilities 1363084218 14 Business in Force 55 in force December 31 1915 1420012571 56 Issued revived or increased during year 158164 545 B67 578177116 58 Deduct ceased to be in force during year 72712 132 59 In force December 31 1916 1505464984 Business in Georgia 61 In force December 31 1915 fc 62 Issued during tbe year QQ f f 25218684 00 64 Deduct ceased to be in force during the year 1505130 00 65 In force December 31 1916 s dhiuw nn 61 Net losses paid during year 357 137 00 68 Net losses incurred during year 356880 26 Investments in Georgia 107 Bonds 1nc I 329000 00 108 Mortgage loans 2641125 00 110 Policy loans 1839893 92 Total investments in Georgia 4810018 92 THE PACIFIC MUTUAL LIFE INSURANCE CO OF CALIFORNIA 501 West Sixth Street Los Angeles California Geo I Cochran President c L D Moore Secretary A C Harmon Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 32347471 61 4 Extended at 32347471 61ComptrollerGenerals Report 437 Income 5 Gross premiums on new business 1064061 58 6 Gross renewal premiums 5104368 77 Extra premiums for total and permanent disability benefits 7 Deduct amounts paid for reinsurance and return premiums 49719 08 71448 03 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involv ing life contingencies Dividends left with the company to accumulate at in terest Dividends from suspended bank Loss and gain checks long outstanding written off Agents balances previously charged off Increase in liabilities during the year Munich reinsurance contract on account of 13 Total income Disbursements 14 15 16 Net amount paid policyholders for losses matured en dowments and annuities Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid for surrendered and lapsed policies Paid stockholders for interest or dividends Other disbursements 6146701 40 1972794 30 5556 40 45869 00 29491 29 1454 50 84 45 3825 05 7079 01 8212855 40 23 Total disbursements Ledger Assets 25 Book value of real estate 1681073 42 2844 73 507358 97 333813 09 312029 45 55243 16 70795 32 705061 43 214947 96 1057627 78 70000 00 379595 03 5390390 34 1592715 14438 ComptrollerGenerals Report 26 Mortgage loans 27 Bonds at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Loans to policyholders 34 Total ledger assets 20399485 43 3179793 34 28112 67 1039901 61 223109 18 8782 71 1359566 75 7338469 84 35169936 67 NonLedger Assets 35 Interest due and accrued 37 Other items Net amount of uncollected and deferred premiums 38 Total assets Deduct Assets Not Admitted 595126 89 631607 54 36396671 10 39 Agents balances g 41 Other items Premium notes policy loans and other policy assets in excess of net value and of other policy liabilities on indi vidual policies Overdue and accrued interest on bonds in default 12672 91 7901 28 36965 83 42 Total not admitted assets 57540 02 43 Admitted assets Life Department Admitted assets Accident Department Total admitted assets 36339131 08 2388065 54 38727196 62 Liabilities 44 Net amount of unpaid losses and claims g 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 161177 58 31385380 00 2949 43 12000 00 113000 00ComptrollerGenerals Keport 439 49 Other items Dividends payable to policyholders during 1917 748634 57 Set aside for payment of future deferred dividends 2062895 00 All other liabilities 810549 00 50 Total amount of liabilities except capital Life department 35296585 5 Accident department 1313065 54 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities Life department 1042545 50 Accident department 75000 00 53 Surplus protection to policyholders 2117545 50 54 Total liabilities Life and Accident departments 38727196 62 Business in Force 55 in force December 31 1915 160659702 56 Issued revived or increased during year zidu 185833611 57 SUm iqQIQQQQ 58 Deduct ceased to be in force during year ldiMa 59 In force December 31 1916 171913618 Business in Georgia 61 In force December 31 1915 2517955 00 62 Issued revived or increased 1394378 00 63 Sum 64 Deduct ceased to be in force during the year 3912333 00 459910 00 December 31 1916 3452423 00 65 In force 67 Net losses paid during year Investments in Georgia 22717 00 108 Mortgage loans J0000 110 Policy loans 107656 71 Total investments in Georgia 117656 71440 ComptrollerGenerals Eeport PAN AMERICAN LIFE INSURANCE COMPANY OF NEW ORLEANS 13th Floor Whitney Central Bank Bldg New Orleans La C H Ellis President j E Woodward Secretary Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 2726802 66 4 Extended at f 2726802 66 Income t Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 573808 15 890224 42 61693 40 8 Total premiums 402339 17 9 Interest and rents 244 711 08 10 Profit on sale or increase by adjustment of assets 11 Other sources 1322 83 Ledger assets from other companies 2 Dividends left company to accumulate at interest All other income Increase surplus Receipts from Meridian Life Building Deposit to cover outstanding checks Mer Life Suspense Heat expense 086060 84 29484 21 277263 27 20000 00 1393 49 293 30 1456 06 967 01 13 Total income 4065290 26 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 180429 88 535 62 276095 98 32904 88 68456 70 7047 38 37738 52 38040 22ComptrollerGenerals Report 441 22 Other items Surrender values 314986 92 977 C47 07 Taxes on various items iH Other disbursements 171264 94 23 Total disbursements 1405148 11 Ledger Assets 25 Book value of real estate 90931 16 26 Mortgage loans 2580967 53 27 Bonds at book value 1150099 06 28 Stocks at book value 121440 00 29 Cash in office 200 00 30 Deposits at interest 292315 54 32 Agents balances net 44083 03 33 Other items Furniture and fixtures 33405 35 Law library 960 16 Loans secured by pledge of bonds 26500 00 Loans made to policyholders 992364 20 Other policy loans 53678 78 34 Total ledger assets 5386944 81 NonLedger Assets 35 Interest due and accrued 99479 95 37 Other items Due from other companies for losses or claims on pol icies of this company 6500 00 Net amount new business and renewals 97136 85 38 Total assets 5590061 61 Deduct Assets Not Admitted 39 Agents balances 44083 03 41 Other items Furniture fixtures and safes 34365 51 Premium notes policy loans and other policy assets in excess of net value 14103 13 42 Total not admitted assets 92551 67 43 Total admitted assets 5497509 94 Liabilities 44 Net amount of unpaid losses and claims 80474 25 45 Reserves or unearned premiums on risks outstanding 3648317 00442 ComptrollerGenerals Report 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Coupons on deposit with company Persistency funds Other taxes 100750 00 6269 60 25526 07 130220 14 48932 02 75359 02 50 Total amount of liabilities except capital 4115848 10 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 381661 84 53 Surplus protection to policyholders 1381661 84 54 Total liabilities 5497509 94 Business in Force 55 In force December 31 1915 17267679 00 56 Issued revived or increased during year 30157118 00 57 Sum 47424797 00 58 Deduct ceased to be in force during year 6978351 00 59 In force December 31 1916 40446446 00 Business in Georgia No 61 In force December 31 1915 370 62 Issued revived or increased 2002 Amount 737797 00 3155850 00 63 Sum 2372 3893647 00 64 Deduct ceased to be in force during the year 333 792494 00 65 In force December 31 1916 1939 3101153 00 67 Net losses paid during year 6 7500 00 THE PENN MUTUAL LIFE INSURANCE COMPANY OF PHILADELPHIA PA 6th and Walnut Streets Philadelphia Pa Geo K Johnson President John Humphreys Secretary Henry C Bagley Attorney for Service Capital Stock 2 Ledger assets December 31 1915157263 865 13ComptrollerGenerals Eeport 443 Income 5 Gross premiums on new business 4315559 72 6 Gross renewal premiums 21021332 28 7 Deduct amounts paid for reinsurance and return premiums 24856 75 9 10 11 Total premiums 25312035 25 Interest and rents 8088798 18 Profit on sale or increase by adjustment of assets Otber sources Consideration for supplementary contracts not involv ing life contingencies Dividends left with company to accumulate at interest Bonuses on mortgages All other items 11682 46 605841 81 56365 34 24845 71 7313 90 13 Total income 34206882 65 Disbursements 14 Net amount paid policyholders for losses and matured endowments Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year b Renewal Commuted commissions Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets Other items Annuities involving life contingencies Surrender values Paid for claims on supplementary contracts not involv ing life contingencies Taxes All other disbursements 15 16 17 18 19 22 9638553 08 4498 15 1529877 20 1367001 75 93791 75 545844 68 197695 30 198489 48 4002945 94 518049 38 485680 23 3645429 09 380637 32 381574 98 833464 75 23 Total disbursements 23823533 08 Ledger Assets 25 Book value of real estate 3120746 64 26 Mortgage loans 67535755 94444 ComptrollerGenerals Report 27 Bonds at book value 62231200 68 28 Stocks at book value 393811 37 29 Cash in office 7 997 94 30 Deposits at interest 2161347 57 32 Agents balances net 31979 65 33 Other items Collateral loans 1508700 00 Policy loans and premium notes 30532836 70 Bills receivable 122838 21 34 Total ledger assets 167647214 70 NonLedger Assets 35 Interest and rents due and accrued 2376503 18 37 Other items Net uncollected and deferred premiums 3328844 75 38 Total assets 173352562 63 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Book value of ledger assets over mar ket value All other items 31979 65 122838 21 699813 34 1487 51 42 Total not admitted assets 856118 71 43 Total admitted assets 172496443 92 Liabilities 45 Reserves to mature policy contracts 145784569 94 Reserve for asset and mortality fluctuation and general equalization fund 7 753 977 27 46 Dividends to policyholders declared but unpaid 16680286 97 47 Salaries and miscellaneous accounts due or accrued 10058 73 48 Taxes due or accrued 498962 93 49 Other items Policy claims 809387 48 Unearned interest and rent paid in advance 550702 73 Premiums paid in advance 88393 78 Dividends left with company to accumulate at interest 184 813 88 All other items 135m 21 50 Total amount of liabilities except capital 172496443 92ComptrollerGenerals Report 445 Business in Force 55 In force December 31 1915 646383305 00 56 Issued revived or increased during year 102216505 00 57 Sum748599810 00 58 Deduct ceased to be in force during year 49573264 00 59 In force December 31 1916 699026546 00 Business in Georgia 61 in force December 31 1915 1 34030218 00 62 Issued revived or increased 4990611 00 63 Sum 39020829 00 64 Deduct ceased to be in force during the year 2725146 00 65 In force December 31 1916 36295683 00 67 Net losses paid during year 496739 19 68 Net losses incurred during year 482787 Investments in Georgia 107 Bonds and stocks 00 108 Mortgage loans 5556 840 110 Policy loans 1816733 7U 111 Other items Premium notes estimated 432000 00 Total investments in Georgia 8668654 27 PHOENIX MUTUAL LIFE INSURANCE COMPANY OF HARTFORD CONNECTICUT 49 Pearl Street Hartford Connecticut John M Holcombe President Silas H Cornwell Secretary George L Hunt Attorney for Service Capital Stock m o 1Qit 38834152 98 2 Ledger assets December 31 1915446 ComptrollerGeneral s Report Income 5 Gross premiums on new business 1149635 21 6 Gross renewal premiums 5210957 43 7 Deduct amounts paid for reinsurance and return premiums 80571 04 8 Total premiums P Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left with this company to accumulate at in terest Consideration irom supplementary contracts not involv ing life contingencies Guarantee of mortgage loans Mortgage loan commissions received Reserves on policies reinsured deposited with this company Agents balances previously charged off 6280041 60 2081257 40 48774 24 269729 01 69401 05 369 50 19753 88 24745 83 8071 06 13 Total income 8802143 57 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Furniture Taxes Agents allowance medical and inspection fees Mortgage loan commissions and expenses Miscellaneous and other expenses Annuities surrender values and supplementary con tracts 2721360 61 3790 63 350355 81 290114 32 261742 07 20000 00 80708 55 1063663 79 50615 76 35121 59 185454 58 314602 88 26747 99 77784 04 1141587 21 23 Total disbursements 6623649 83ComptrollerGenerals Report 447 Ledger Assets 25 Book value of real estate 5 680000 00 26 Mortgage loans 25022346 50 27 Bonds at book value 8052428 28 28 Stocks at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 357790 00 698 24 810139 79 6311 87 34 Total ledger assets 41012646 72 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Net amount of uncollected and deferred premiums 38 Total assets Deduct Assets Not Admitted 820086 50 78649 25 560624 78 42475007 25 38 Agents balances 41 Other items Premium notes and policy loans in ex cess of net value Overdue and accrued interest on bonds in default 42 Total not admitted assets 43 Total admitted assets 6901 73 729 83 71025 82 78657 38 42393349 87 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Installment claims liability Premiums pafd in advance and unearned interest Sundries Mortality and investment fluctuation funds General equalization 186333 58 37783105 79 1960044 95 9485 53 88000 00 262117 00 116076 17 19670 60 1366173 00 602343 25 SO Total amount of liabilities except capital 42393349 87448 ComptrollerGenerals Eeport Business in Force 55 In force December 31 1915 167512999 00 56 Issued revived or increased during year 25437660 00 57 Sum 192950659 00 58 Deduct ceased to be in force during year 13134836 00 59 In force December 31 1916 179815823 00 Business in Georgia 61 In force December 31 1915 2574329 00 62 Issued revived or increased 448830 00 63 Sum 3023159 00 64 Deduct ceased to be in force during the year 316933 00 65 In force December 31 1916 2706226 00 67 Net losses paid during year 54604 98 68 Net losses incurred during year 53264 98 Investments in Georgia 107 Bonds 270707 00 108 Mortgage loans 1217625 00 110 Policy loans 163631 64 131 Other items Premium notes 4132 85 Total investments in Georgia 1656096 49 PITTSBURGH LIFE AND TRUST COMPANY OF PITTSBURGH PA Sixth Street and Liberty Avenue Pittsburgh Pa W Howard Nimick President James H Mahan Secretary Hon W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 23370993 03 4 Extended at 23370993 03ComptrollerGenerals Report 449 Income 5 Gross premiums on new business 609906 23 6 Gross renewal premiums 2675595 76 7 Deduct amounts paid for reinsurance and return premiums 6776 86 8 Total premiums 3278725 13 9 Interest and rents I040123 21 10 Profit on sale or increase by adjustment of assets 77249 17 11 Other sources Supplementary contracts not involving life contingen cies 2396000 Federal income tax rollected 247 00 1 445 56 Suspense account Profit and loss 201 10 Agents balances charged off 1257 84 Dividends left with the company 8027 45 13 Total income 443123 46 Disbursements 14 Net amount paid policyholders for losses 2105046 13 15 Legal and administrative expenses in adjustment of claims 738 69 16 Commissions and allowances to agents a First year 177238 41 b Renewal 64089 52 17 Salaries of officers and employes 133221 59 18 Rents and interest 21454 00 19 Advertising printing postage telegrams etc 47813 45 20 Paid policyholders for dividends 152811 85 21 Loss on sale and decrease by adjustment of assets 2848 98 22 Other items Insurance expenses 4566 26 Investment expenses 1267 10 Agents balances 11934 09 Surrender values due and unpaid 122 16 Medical fees 49761 78 Surrender values and annuities 920116 61 Commissions on lease i326 67 Stockholders for dividends 60000 00 Supplementary contracts 16405 33 Agency supervision 189885 62 Branch office expenses 32820 36 Legal expenses 7389 39 Furniture 3666ln450 ComptrollerGenerals Kbport Repairs on real estate 120145 01 Taxes on real estate 128277 29 Insurance taxes and fees 51940 30 Profit and loss 80 75 Expenses new mortality investigation 713 94 Miscellaneous interest payments 1169 29 23 Total disbursements 4306850 68 Ledger Assets 25 Book value of real estate 9069280 63 26 Mortgage loans 5674918 00 27 Bonds at book value 3828488 47 28 Stocks at book value 8651 30 29 Cash in office 2965 13 30 Deposits at interest 588648 69 31 Deposits not at interest 1698 40 33 Other items Collateral loans 3000 00 Policy loans 4228289 45 Premium notes 57927 08 Cash advanced to or in the hands of officers or agents 924 66 Contingent reversion 5700 00 Washington life stock 24887 00 34 Total ledger assets 23495378 81 NonLedger Assets 35 Interest due and accrued 215042 73 37 Other items Uncollected and deferred premiums net 346657 41 38 Total assets 24057078 95 Deduct Assets Not Admitted 41 Other items Cash advanced to or in the hands of offi cers or agents 924 66 Washington Life Insurance Company stock 24887 00 Premium notes policy loans etc in excess of reserve 22055 99 Bonds not subject to amortization 7640 00 42 Total not admitted assets 55507 65 43 Total admitted assets 24001571 30ComptrollerGeneralIs Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due Or accrued 48 Taxes due or accrued 49 Other items Premiums paid in advance Unearned interest and rents Amounts provisionally ascertained for deferred divi dends Surrender values due and unpaid Deposits on lease Suspense account Income tax collected at source 451 241631 62 21882526 36 45242 63 21442 36 41479 46 23186 11 97441 46 26088 85 4710 36 5000 00 2618 00 247 00 50 Total amount of liabilities except capital 22391605 21 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 609966 09 53 Surplus protection to policyholders 1609966 09 54 Total liabilities 24001571 30 Business in Force 55 In force December 31 1915 108524009 00 56 Issued revived or increased during year 22452858 00 57 Sum 130976867 00 58 Deduct ceased to be in force during year 15262951 00 59 In force December 31 1916115713916 00 Business in Georgia 61 In force December 31 1915 1002166 00 62 Issued revived or increased during year 278820 00 63 Sum 1280986 00 64 Deduct ceased to be in force during the year 263017 00 65 In force December 31 1916 1017969 f0 67 Net losses paid during year 18526 10 68 Net losses incurred during year 16026 10452 ComptrollerGenerals Report Investments in Georgia 107 Bonds 110 Policy loans estimated Total investments in Georgia 299403 92 3716 00 303119 92 THE PROVIDENT LIFE AND TRUST CO OF PHILADELPHIA PA Northwest corner of Fourth and Chestnut Streets Philadelphia Asa S Wing President C Walter Barton Secretary Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 82888626 88 4 Extended at 82888626 88 Income 5 Gross premiums on new business 2325198 24 6 Gross renewal premiums 10179579 82 8 Total premiums 12504778 06 9 Interest and rents 4128004 71 10 Profit on sale or increase by adjustment of assets 388780 07 11 Other sources 140772 82 Income from undistributed proceeds of real estate 817 95 Costs of foreclosure of mortgages previously paid 4137 91 Special excise tax for years 1909 1910 1911 refunded with interest under judgment rendered 1916 41344 88 13 Total income 17208636 40 Disbursements 14 Net amount paid policyholders for losses and matured endowments I 5719818 35 15 Legal and administrative expenses in adjustment of claims 330 69 16 Commissions and allowances to agents a First year 633218 27 b Renewal 607876 59 17 Salaries of officers and employes 591703 46ComptrollerGenerals Report 453 18 Rents and interest 66716 52 19 Advertising printing postage telegrams etc 127133 30 20 Paid policyholders for dividends 1965739 94 21 Loss on sale and decrease by adjustment of assets 311472 15 22 Other items Surrenders medical fees taxes etc 2598580 12 23 Total disbursements 12622589 39 Ledger Assets 25 Book value of real estate 1158679 93 26 Mortgage loans 25885932 10 27 Bonds at book value 48524522 23 30 Deposits at interest 60542 34 33 Other items Collateral loans 1531844 45 Policy loans 10312648 94 Premium notes 503 90 34 Total ledger assets 87474673 89 NonLedger Assets 35 Interest due and accrued I 1205730 10 36 Market value of assets over book value 2755697 87 37 Other items Rents due and accrued 3339 08 Net amount of uncollected and deferred premiums 1607252 67 Annuities paid in advance 4937 83 38 Total assets 93051631 44 Liabilities 44 Net amount of unpaid losses and claims 322782 37 45 Reserves or unearned premiums on risks outstanding 81293479 00 46 Dividends to policyholders declared but unpaid in cluding those apportioned for 1917 2260704 62 47 Salaries and miscellaneous accounts due or accrued 9719 82 48 Taxes due or accrued 188584 42 48 Other items Including special fund for possible change in reserve basis 353254400 4952110 04 50 Total amount of liabilities except capital 89027380 27454 ComptrollerGenerals Report 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 3024251 17 53 Surplus protection to policyholders 4024251 17 54 Total liabilities 93051631 44 Business in Force 55 In force December 31 1915 329691608 00 56 Issued revived or increased during year 52170606 00 57 Sum 381862214 00 58 Deduct ceased to be in force during year 28735005 00 59 In force December 31 1916 353127209 00 Business in Georgia 61 In force December 31 1915 220996 00 62 Issued revived or increased 642750 00 63 Sum 863746 00 64 Deduct ceased to be in force during the year 78550 00 65 In force December 31 1916 785196 00 67 Net losses paid during year 1000 00 Investments in Georgia 107 Bonds 574479 00 110 Policy loans 14243 00 Total investments in Georgia 588722 00 THE PRUDENTIAL INSURANCE COMPANY OF AMERICA 755 to 769 Broad Street Newark New Jersey Forrest F Dryden President Willard I Hamilton Secretary J M Skinner Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets December 31 1915 388408566 18 4 Extended at 388408566 18ComptrollerGenerals Report Income 5 Gross premiums on new business Or dinary 6429697 59 6 Gross renewal premiums Ordinary 31527951 81 7 Deduct amounts paid for reinsurance and return premiums 106105 46 Industrial premiums 61926436 63 455 9 10 11 Total premiums 99990191 Interest and rents 18475983 42 90 90 Profit on sale or increase by adjustment of assets 205956 Other sources Consideration for supplementary contracts not involv ing life contingencies includinging 1279412 by disa bility claims 538396 13 Dividends left with the company to accumulate at in terest 5397 90 Dividend returned to company for distribution to pol icyholders on par value of capital stock of the com pany purchased pursuant to the provisions of Chap ter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate Trustee for the pol icyholders of the company 410212 77 Conscience fund 15 00 13 Total income 119626154 09 Disbursements 14 Net amount paid policyholders for losses matured en dowments annuities and surrender values 34319663 73 15 Legal and administrative expenses in adjustment of claims 37992 86 16 Commissions and allowances to agents a First year Ordinary 2074121 79 b Renewal Ordinary 1158592 87 c Industrial 11526272 63 17 Salaries of officers directors trustees and employes Branch office expenses medical examiners fees and inspection of risks 8848947 94 18 Rents 1056160 82 19 Advertising printing postage telegrams etc 916744 57 20 Paid policyholders for dividends 12958432 41 21 Loss on sale and decrease by adjustment of assets 668174 66 22 Other items Paidfor claims on supplementary contracts not involv ing life contingencies 278525 97456 ComptrollerGenerals Eeport Dividends and interest thereon held on deposit surren dered during the year 1 86 Paid stockholders for interest on dividends 440000 00 Legal expense not included in item 16 60000 58 Furniture fixtures and safes 120957 67 Repairs and expenses other than taxes 301697 28 Taxes on real estate 367464 66 State and provincial taxes on premiums 1382826 04 Insurance department licenses and fees 48396 06 Federal corporation tax 29521 04 State excise taxes 31153 71 New Jersey State tax on surplus 154521 21 Municipal taxes and licenses 72808 97 City and county taxes on premiums 4784 57 Local licenses and privilege taxes 5362 23 Provincial taxes on interest receipts 197 90 United States revenue tax and Canadian war tax 1786 95 Library 781 88 Expenses of annual audit by public accountants 7000 00 Expense Df examination by New Jersey State dept 42308 90 Sundry general expenses includes contribution of 12 06430 toward expenses of The Association of Life Insurance Presidents of which 13136 was dis bursed by them for legal expenses and 222893 for legislative expenses 172763 80 Premiums on surety bonds 2801 14 Investment expense account including 12000 for com panys occupancy of its own buildings 49101 22 Legislative expenses 4504 67 Service retirement and insurance allowances paid and payments made to disabled home office and field em ployes 153706 88 Expenses on account of service disability allowances 1153 85 Business conferences 66055 96 Expenses in connection with mutualization of company 396 60 Premium paid on capital stock of the company pur chased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and as signed to Austen Colgate Trustee for the policyhold ers of the company 12830 40 23 Total disbursements 77378516 28 Ledger Assets 25 Book value of real estate 18174847 53 26 Mortgage loans 114283477 58ComptrollerGenerals Report 457 27 Bonds at book value 244078366 32 28 Stocks at book value 2552971 17 29 Cash in office and in transit 244438 97 30 Deposits at interest 10297635 38 31 Deposits not at interest 787051 54 32 Agents balances net 3092 63 33 Other items Par value of capital stock of the company purchased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Aus ten Colgate Trustee for the policyholders of the company 1866187 50 Loan secured by pledge of bonds stocks or other col lateral 2577290 00 Loans made to policyholders on the companys policies assigned as collateral 35790845 37 34 Total ledger assets 430656203 99 NonLedger Assets 35 Interest and rents due and accrued 5412862 90 37 Other items Due from other companies for losses and claims on policies of this company reinsured 13984 00 Dividend to be returned to company for distribution to policyholders on par value of capital stock of the company purchased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate Trustee for the policyholders of the company 41989219 Divi dend declared December 11 1916 payable and paid January 2 1917 to stockholders of record December 31 1916 and returned to company by Trustee Jan uary 6 1917 419892 19 Net amount of uncollected and deferred premiums 7043431 75 Supplies stationery printed matter furniture fixtures safes and law library 69135 84 38 Gross assets 443615510 67 Deduct Assets Not Admitted 39 Agents balances 3092 63 41 Other items Par value of capital stocks of the com pany purchased pursuant to the pro458 ComptrollerGeneral s Report visions of Chapter 99 of the laws of New Jersey for the year 1913 and as signed to Austen Colgate Trustee for the policyholders of the company 1866187 50 Supplies stationery printed matter fur niture fixtures safes and law library 69135 84 Premium notes policy loans and other policy assets in excess of net value and of other policy liabilities on indi vidual policies 154 98 Book value of ledger assets over mar ket value viz Bonds and stocks 9657116 78 42 Total not admitted assets 11595687 73 43 Total admitted assets 432019822 94 Liabilities 44 Net amount of unpaid losses and claims including claims in progress or adjustment or adjusted and not due 2217225 69 45 Reserves on risks outstanding 365773893 00 Dividends declared but not yet due payable in 1917 13146446 00 Apportioned to the credit of deferred dividend policies payable after 1917 20725218 31 46 Dividends to policyholders declared but unpaid 662260 90 47 Salaries and miscellaneous accounts due or accrued 842913 78 48 Taxes due or accrued 1691044 04 49 Other items Present value of amounts not yet due on supplemen tary contracts not involving life contingencies 1612523 71 Present value of amounts incurred but not yet due for total and permanent disability benefits 13037 55 Due and unpaid on supplementary contracts not involv ing life contingencies 68 61 Unearned interest and rents paid in advance 952432 16 Premiums paid in advance including surrender values so applied 1472439 95 Dividends left with the company to accumulate at in terest and accrued interest thereon 5510 75 Unpaid dividends to stockholders 450000 00 Reserve for service insurance allowances home office and field employees 96685 00 Surrender values due and unpaid 8 35 ComptrollerGenerals Report 459 Premium over par value of the capital stock of the com pany not yet purchased for the policyholders 1083881 25 50 Total amount of liabilities except capital 410746189 05 186618750 par value of the capital stock of the com pany has been purchased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate Trustee for the policyholders of the company 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 19273633 89 53 Surplus protection to policyholders 21273633 89 54 Total liabilities432019822 94 Business in Force Ordinary Industrial 55 In force December 31 1915 1114791975 1695288349 56 Issued revived or increased during year 221434996 370348951 57 gum 1336226971 2065637300 58 Deduct ceased to be in force during year 95094062 213775045 59 In force December 31 1916 1241132909 1851862255 Business in Georgia 61 In force December 31 1915 15851858 00 62 Issued revived or increased during year 2711652 00 63 Sum 18563510 00 64 Deduct ceased to be in force during the year 1113249 00 65 In force December 31 1916 17450261 00 67 Net losses paid during year 134649 23 68 Net losses incurred during year 140226 23 Investments in Georgia 107 Bonds 5917948 35 108 Mortgage loans 3107025 00 110 Policy loans 1212402 00 111 Other items Cash in Georgia Banks 5378 51 Total investments in Georgia 10242753 86460 ComptrollerGenerals Report reliance life insurance company of pittsburgh pa Fifth Avenue and Wood Street Pittsburgh Pa James H Reed President H G Scott Secretary R N Barrett Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 81 1915 5358792 80 4 Extended at 5358792 80 Income 5 Gross premiums on new business 738060 32 6 Gross renewal premiums 1529583 81 8 Total premiums 2267644 13 9 Interest and rents 279853 30 11 Other sources Consideration for supplementary contracts not involv ing life contingencies 9192 00 Dividends left with the company to accumulate at in terest 5693 76 Accident and Health department 91997 19 13 Total income 2654380 38 Disbursements 14 Net amount paid policyholders for losses 359427 04 15 Legal and administrative expenses in adjustment of claims 5772 34 16 Commissions and allowances to agents a First year 510283 26 b Renewal 65 933 19 17 Salaries of officers and employes 238762 61 18 Rents and interest 19 gg 50 19 Advertising printing postage telegrams etc 47116 71 20 Paid policyholders for dividends 79794 33 21 Loss on sale and decrease by adjustment of assets 1076 64 22 Other items Premium notes voided by lapse 54741 37 Surrender values paid in cash or applied in liquidation of loans or notes 122 427 81 Paid for claims on supplementary contracts not involv ing life contingencies 3667 51ComptrollerGenerals Report Dividends to stockholders Medical fees and inspections Repairs and taxes on real estate State and insurance department taxes and fees Federal and State taxes Audit and general expenses Agents balances charged off Accident and health expenses 461 80000 00 82038 57 3302 81 42041 52 16187 48 14714 75 21493 33 78827 80 23 Total disbursements 1847221 57 Ledger Assets 25 Book value of real estate 160096 26 Mortgage loans 934550 27 Bonds at book value 3377497 28 Collateral loan 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Policy loans Premium lien notes Bills receivable Outstanding accident and health premiums 30000 11255 300550 1282 40 00 37 00 00 21 47 189130 05 714076 20 404911 31 22770 50 19832 10 34 Total ledger assets 6165951 61 NonLedger Assets 35 Interest due and accrued 71172 42 36 Market value of assets over book value 34756 14 37 Other items Net amount of uncollected and deferred premiums 322214 00 Office furniture and fixtures 62627 75 38 Total assets 6656721 92 Deduct Assets Not Admitted 89 Agents balances 197511 65 40 Bills receivable 22770 50 41 Other items Office furniture and fixtures 62627 75 42 Total not admitted assets 282909 90 43 Total admitted assets 6373812 02462 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Premiums paid in advance Unearned interest Commissions due agents on premium notes when paid Accident and health Present value of amounts not yet due on supplemen tary contracts 9028 88 4956596 37 47313 86 4151 00 24500 00 2079 21 12496 33 1619 64 7180 18 22998 53 50 Total amount of liabilities except capital 5087964 00 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 285848 02 53 Surplus protection to policyholders 1285848 02 54 Total liabilities 6373812 02 Business in Force 55 In force December 31 1015 58593747 00 56 Issued revived or increased during year 23598718 00 57 Sum 82192465 00 58 Deduct ceased to be in force during year 10649552 00 59 In force December 31 1916 71542913 00 Business in Georgia 61 In force December 31 1915 1839654 00 62 Issued revived or increased 553 428 00 63 Sum 2398082 00 64 Deduct ceased to be in force during the year 252440 00 fi In force December 31 1916 2145642 00 fi7 Net losses paid during year 27 796 00 J8 Net losses incurred during year 25 796 00ComptrollerGenerals Report Business in Georgia Premiums 89 Accident 888 99 96 Health 918 05 105 Totals 1807 04 463 Losses 341 50 445 53 787 03 RESERVE LOAN LIFE INSURANCE COMPANY OF INDIANAPOLIS INDIANA 900 Odd Fellow Bldg Indianapolis Indian Chalmers Brown President G L Stayman Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 3623451 96 i 4 Extended at 3623451 96 Income i 5 Gross premiums on new business 506274 77 6 Gross renewal premiums 657613 06 Extra premiums for disability and acci dental death benefits 4095 95 7 Deduct amounts paid for reinsurance and return premiums 4929 82 8 Total premiums 1163053 96 9 Interest and rents 198440 61 10 Profit on sale or increase by adjustment of assets 10 80 11 Other sources 22179 82 3 Total income 1383685 19 Disbursements 14 Net amount paid policyholders for losses 162424 74 15 Legal and administrative expenses in adjustment of claims i524 13 16 Commissions and allowances to agents a First year 209158 84464 ComptrollerGenerals Report b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 19817 10 67607 53 6120 00 19361 53 3866 71 12 88 458284 67 23 Total disbursements 948178 13 Ledger Assets 25 Book value of real estate 84500 00 26 Mortgage loans 2301208 55 27 Bonds at book value 62838 29 29 Cash in office 1316 25 30 Deposits at interest 267029 03 32 Agents balances net 12529 50 33 Other items Loans made to policyholders on this companys policies 1305434 36 Premium notes on policies in force 24093 04 34 Total ledger assets 4058959 02 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Unearned fire insurance premiums Due from other companies Net amount of uncollected and deferred premiums 38 Total assets Deduct Assets Not Admitted I 58090 33 55 55 142 76 5008 00 77744 47 4200000 13 39 Agents balances 41 Other items Excess 13041 48 14411 40 42 Total not admitted assets 27452 88 43 Total admitted assets 4172547 25 Liabilities 44 Net amount of unpaid losses and claims 41385 10ComptrollerGenerals Report 465 45 Reserves or unearned premiums on risks outstanding 3681909 03 46 Dividends to policyholders declared but unpaid 61370 95 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items 17661 15 115393 49 50 Total amount of liabilities except capital 3921465 76 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 151081 49 53 Surplus protection to policyholders 251081 49 54 Total liabilities 4172547 25 Business in Force 55 in force December 31 1915 26170858 00 56 Issued revived or increased during year ydSoi uu 35553109 00 68 Deduct ceased to be in force during year 6175911 00 59 In force December 31 1916 29377198 00 Business in Georgia 61 In force December 31 1915 no no 62 Issued revived or increased 910200 63 Sum 2074142 00 64 Deduct ceased to be in force during the year 430962 00 65 in force December 31 1916 ZZ 67 Net losses paid during year 500 68 Net losses incurred during year 1ZWU uu Investments in Georgia 108 Mortgage loans 00 00 110 Policy loans 55236 29 Total investments in Georgia 693036 29466 ComptrollerGenerals Report SECURITY MUTUAL LIFE INSURANCE CO BINGHAMTON N Y Corner Court and Exchange Streets Binghamton N Y D S Dickenson President Chas R LaDue Secretary W A Wright Attorney for Georgia Capital Stock 2 Ledger assets December 31 1915 7279056 04 Income 5 Gross premiums on new business 289525 98 6 Gross renewal premiums 1484721 64 7 Deduct amounts paid for reinsurance and return premiums 7622 93 Total premiums 1766624 69 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left to accumulate at interest 8009 59 Income tax withheld 70 00 Account bond purchase 425 00 368786 26 3345 48 5504 59 13 Total income 2147261 02 Disbursements 14 Net amount paid policyholders for losses including 1290000 matured endowment 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paia policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Annuities Legal Notes and liens voided by lapse Real estate Surrenderers 663204 65 2611 90 208616 68 95524 24 29916 75 21972 94 128397 22 14206 15 570 81 6464 68 87692 96 17022 89 222505 93ComptrollerGenerals Report 467 Taxes and fees Supervision and branch offices Miscellaneous Medical fees and inspections 42391 29 137303 20 20674 24 37243 21 23 Total disbursements 1736322 74 Ledger Assets 25 Book value of real estate 738644 85 26 Mortgage loans 2328750 00 27 Bonds at book value 2781585 46 28 Stocks at book value 29 Cash in office J0 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Loans to policyholders 1499623 99 Premium notes on policies in force 54787 59 26350 00 16117 83 141527 42 74275 67 28331 51 1554411 58 34 Total ledger assets 7689994 32 NonLedger Assets 35 Interest due and accrued including rent accrued 122898 29 36 Market value of assets over book value 126455 15 37 Other items Net amount uncollected and deferred premiums 208899 99 38 Total assets 8148247 75 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Premium notes policy loans etc Bonds 27831 51 500 00 8994 68 13567 05 42 Total not admitted assets 50893 24 43 Total admitted assets 8097354 51468 ComptrollerGeneral s Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items On supplementary contracts not involv ing life contingencies 22991 87 On policies cancelled and not included in net reserve 22821 88 On supplementary contracts not involv ing life contingencies 125 00 Account real estate judgment 4110 47 Credit account early policies 757 96 53560 91 7352341 08 341821 75 58434 51 25070 00 50983 24 50 Total amount of liabilities except capital 7882035 43 52 Surplus over all liabilities 215319 08 54 Total liabilities 8097354 51 Business in Force 55 In force December 31 1915 48916938 56 Issued revived or increased during year 9743916 57 Sunl 58660861 58 Deduct ceased to be in force during year 6874692 59 In force December 31 1916 51786159 Business in Georgia 61 In force December 31 1915 2169620 29 62 Issued revived or increased 360170 74 3 Sum 2529791 03 64 Deduct ceased to be in force during the year 394752 22 65 In force December 31 1916 2135038 81 67 Net losses paid during year 50776 21 68 Net losses incurred during year 50393 00 Investments in Georgia 107 Bonds 108 Mortgage loans 110 Less policy loans 35700 00 144000 00 96062 42ComptrollerGenerals Eeport 111 Other items Interest deposits with banks 469 10000 00 Total investments in Georgia 285762 42 STANDARD LIFE INSURANCE CO 200 Auburn Ave Atlanta Ga Norman E Perry President Harry H Pace Secretary Hon Wm A Wright Ins Com Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 142100 91 3 Increase of paidup capital during year 16632 50 4 Extended at 158733 41 Income 5 Gross premiums on new business 59385 10 6 Gross renewal premiums 55408 98 8 Total premiums 114794 08 9 Interest and rents 6273 21 11 Other sources Surplus on stock sales 14503 40 Stock notes received 16734 97 31238 37 13 Total income 152305 66 Disbursements 14 Net amount paid policyholders for losses 19012 91 16 Commissions and allowances to agents 20565 81 17 Salaries of officers and employes 13413 10 18 Rents and interest 950 00 19 Advertising printing postage telegrams etc 5417 30 22 Other items State corporation taxes and municipal license 92 67 Actuarial and auditing fees 1197 28470 ComptrollerGenekals Report Insurance on furniture and fixtures 20 00 Commissions on stock sales 1000 00 All others 22426 00 25545 95 23 Total disbursements 34 995 g Ledger Assets 26 Mortgage loans 57040 00 27 Bonds at book value no 457 35 29 Cash in office r 435 7fi 30 Deposits at interest 26 165 11 31 Deposits not at interest 2 875 54 32 Agents balances net 529 55 33 Other items Loans on policies 3965 25 Premium notes 1428 22 Bills receivable 1491 25 Stock notes 16 734 97 23619 69 34 Total ledger assets 226 134 00 NonLedger Assets 35 Interest due and accrued 5 320 80 37 Other items Net uncollected and deferred premiums 32873 85 Furniture and fixtures 3259 00 Agents ledger balances 2240 21 38373 06 38 Total assets 269827 86 Deduct Assets Not Admitted 39 Agents balances 529 55 40 Bills receivable 1491 25 41 Other items 2240 21 Furniture and fixtures 3259 00 Amortization of bonds 402 75 Stock notes 16734 97 42 Total not admitted assets 24 657 73 43 Total admitted assets 245170 13ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued estimated 49 Other items Premiums paid in advance 471 500 00 119353 67 214 95 1092 00 126 45 50 Total amount of liabilities except capital 51 Capital actually paid in cash 116632 50 52 Surplus over all liabilities 7250 56 121287 07 53 Surplus protection to policyholders 54 Total liabilities Business in Force 123883 06 245170 13 55 In force December 31 1915 56 Issued revived or increased during year 57 Sum 58 Deduct ceased to be in force during year 1944910 00 2088750 00 4033660 00 703660 00 59 Inforce December 31 1916 3330000 00 Business in Georgia 61 In force December 31 1915 62 Issued revived or increased 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1916 67 Net losses paid during year Investments in Georgia 107 Bonds 108 Mortgage loans 110 Policy loans 808000 00 775750 00 1583750 00 361220 00 1222530 00 7603 30 110467 35 11390 00 2323 85 Total investments in Georgia 124181 20472 ComptrollerGenerals Report THE SOUTHERN STATES LIFE INSURANCE COMPANY OF MITYLENE ALABAMA General Office Atlanta Ga Wllmer L Moore President Prank Orme Secretary Wm A Wright Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 1744189 87 4 Extended at 1744189 87 Income 5 Gross premiums on new business 142165 23 6 Gross renewal premiums 493929 78 7 Deduct amounts paid for reinsurance and return premiums 24252 88 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment dividends left to accumulate 11 Other sources Increase dividend deposits Increase premium reference department Contingent 1st year commissions Sundry suspense Agents balances 13 Total income of assets 611842 13 91444 35 2645 69 1071 98 t 283 18 908 80 4156 65 4084 89 10505 50 Disbursements 14 Net amounts paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 105221 12 4443 14 105287 54 40095 02 3900 00 21498 52 37491 51uomptrollerGenerals Report 21 Losses on sale and decrease by adjustment 22 Other items Agency expense Agency supervision Medical fees Inspection risks Actuarial expense Directors expense Insurance license and fees Insurance journals State examinations State licenses and taxes City licenses and taxes Officers traveling expenses Incidental expenses Annuities All other sources of assets 5150 66 9253 18 12686 84 4897 01 5542 60 1429 90 900 21 249 50 261 18 2515 62 3642 00 1281 92 6077 54 650 00 122962 48 473 3083 29 163096 81 23 Total disbursements 498520 80 Ledger Assets 26 Mortgage loans Mortgage loans other than first liens 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 33 Other items Policy loans including automatic loans Premium notes including first premium notes Loans secured Bills receivable Personal account Furniture and fixtures 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Due from other companies Net uncollected and deferred premiums 628475 00 1658 13 20549 37 130646 71 280432 13 677541 19 56579 79 151070 82 2303 44 1358 81 11491 35 1962106 74 12754 18 49 75 54853 26 38 Total assets 2029763 93474 ComptrollerGenerals Eeport Deduct Assets Not Admitted 40 Bills receivable 41 Other items Furniture and fixtures Personal accounts Premium notes and policy loans in ex cess of net value 2303 44 11491 35 1358 81 7879 74 43 Total admitted assets 2 2006730 59 42 Total not admitted assets 23033 34 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 6 Dividends to policyholhers declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Dividends left to accumulate Premiums paid in advance Commissions due agents Net policy reserves Disability reserves Annuities All other sources 2500 00 17381 00 3430 77 3543 89 3000 00 10997 31 3444 33 7064 34 1732419 00 1800 00 4516 00 11351 18 50 Total amount of liabilities except capital f 1 801 447 82 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 105282 77 53 Surplus protection to policyholders 54 Total liabilities 205282 77 2006730 59 Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 57 Sum 58 Deduct ceased to be in force during year 17184484 4731356 21915840 2687189 61 In force December 31 1916 Business in Georgia 61 In force December 31 1915 19228651 8802236 00ComptrollerGenerals Report 475 62 Issued revived or increased 2350478 00 63 Sum 1W52714 00 64 Deduct ceased to be in force during the year 1361618 00 65 In force December 31 1916 10791096 00 67 Net losses paid during year 57108 00 68 Net losses incurred during year 54108 00 Investments in Georgia 108 Mortgage loans 410225 00 109 Collateral loans 151070 82 110 Policy loans 391662 00 111 Other items Cash in banks 83207 2 Total investments in Georgia 1040165 34 THE STATE LIFE INSURANCE COMPANY OF INDIANAPOLIS IND State Life Bldg Indianapolis Ind H W Bennett President Albert Sahm Secretary C V LeCraw Attorney for Service Capital Stock 2 Ledger assets December 31 1915 15773810 81 Income 5 Gross premiums on new business 439100 36 6 Gross renewal premiums 2331096 92 7 Deduct amounts paid for reinsurance and return premiums 6155 21 8 Total premiums 2764042 07 9 Interest and rents 96l542 8i 11 Other sources Consideration for supplementary con tracts 3431 27 Dividends left at interest 17229 40 From agents balances previously charg ed off 3380 51294 47 13 Total income 3782879 35476 ComptrollerGenerals Report Disbursements 14 15 16 Amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Surrender values paid Licenses fees and taxes All other disbursements 791062 67 988 02 490774 41 220212 88 19610 51 36066 18 449941 52 331118 59 73932 93 77915 49 23 Total disbursements 491 523 20 Ledger Assets 25 Book value of real estate 1016933 48 26 Mortgage loans 10022568 48 27 Bonds at book value 1104 829 35 29 Cash office 17 097 0g 30 Deposits at interest 324 644 70 32 Agents balances net 47 9g 93 33 Other items Policy loans 4465517 80 Premium notes 65515 07 34 Total ledger assets 17065066 96 NonLedger Assets 35 Interest due and accrued 201 964 95 36 Less market value of assets over book value 197653 08 37 Other items 157189 80 2700 00 Net uncollected and deferred premiums Unearned fire insurance premiums 38 Total assets i7j624574 79 Deduct Assets Not Admitted 39 Agents balances 41 Other items Premium notes and policy loans in ex cess of reserve Book value of bonds over market value 52484 09 6296 79 14854 35ComptrollerGenerals Report 477 42 Total not admitted assets 73635 23 43 Total admitted assets 550939 56 Liabilities 44 Net amount of unpaid losses and claims 115885 64 45 Reserve or unearned premiums on risks outstanding 14053966 66 46 Dividends to policyholders declared but unpaid 255981 94 47 Salaries and miscellaneous accounts due or accrued 38565 89 48 Taxes due or accrued 69580 38 49 Other items Premiums interests and rents paid in advance I5bbu so Special funds and reserves Illl Dividends left with the company at interest 37503 19 50 Total amount of liabilities except capital 14936818 79 53 Surplus protection to policyholders 2614120 77 54 Total liabilities 17550939 56 Business in Force 55 In force December 31 1915 IoJ 56 Issued revived or increased during year liSMb 87870717 57 Sum 58 Deduct ceased to be in force during year b3iu 59 In force December 31 1916 81946127 Business in Georgia 61 In force December 31 1915 Itllll 62 Issued revived or increased stfb 7561709 63 Sum ftftq 64 Deduct ceased to be in force during the year btuuua 65 In force December 31 1916 6870700 33 000 67 Net losses paid during year 68 Net losses incurred during year Investments in Georgia 1411732 68 108 Mortgage loans 478 ComptrollerGenerals Report 110 Policy loans 371539 46 Total investments in Georgia x 783 272 14 STATE MUTUAL LIFE ASSURANCE COMPANY OF WORCESTER MASSACHUSETTS 340 Main St Worcester Mass B H Wright President D W Carter Secretary Capital Stock 2 Ledger assets December 31 1915 47143151 11 Income 5 Gross premiums on new business 1082602 74 6 Gross renewal premiums 5967999 21 7 Deduct amounts paid for reinsurance and return premiums 25076 15 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Sale of unlisted assets Premium notes restored 463 less voided by lapse 341 Contracts not involving life contingencies Dividends left to accumulate 13 Total income 7025525 80 2264964 99 34870 79 9209 60 122 00 138875 35 157938 09 9631506 62 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes 3802013 19 745 84 750356 09 166122 43 60994 94 115827 43 1346841 00 61620 23 153521 05ComptrollerGenerals Report Supplemental contracts etc Branch office expenses and supervision Medical fees and inspections Miscellaneous 479 119039 71 91845 28 74952 76 23393 57 23 Total disbursements 6767273 52 Ledger Assets 25 Book value of real estate 1738000 00 26 Mortgage loans 16963806 06 27 Bonds at book value 21229415 09 28 Stocks at book value 1505196 38 29 Cash in office 17015 89 30 Deposits at interest 743126 39 33 Other items Premiums and policy loans and notes 7806987 16 Loans on personal security 3837 24 34 Total ledger assets 50007384 21 NonLedger Assets 35 Interest due and accrued 719403 04 36 Market value of assets over book value 8182 62 37 Other items XJncollected and deferred premiums net 950724 21 Checks mailed on annuities due January 1917 2616 44 38 Total assets 51688310 52 Deduct Assets Not Admitted 41 Other items Loans on personal security with ac crued interest Book value of bonds over market value 3913 69 9348 53 42 Total not admitted assets 13062 22 43 Total admitted assets 51675248 30 Liabilities 44 Net amount of unpaid losses and claims 165424 85 45 Reserves or unearned premiums on risks outstanding 45238377 30480 ComptrollerGeneral s Eeport 46 Dividends to policyholders declared but unpaid 1549609 72 47 Salaries and miscellaneous accounts due or accrued 13910 72 48 Taxes due or accrued 115000 00 49 Other items Supplemental contracts etc 1179646 86 Deferred dividends and special reserve 304486 27 50 Total amount of liabilities except capital 48566455 72 5 Surplus over all liabilities 3108792 58 54 Total liabilities 51675248 30 Business in Force 55 In force December 31 1915 188317515 56 Issued revived or increased during year 26097484 o7 Sum 214414999 58 Deduct ceased to be in force during year 10730685 59 In force December 31 1916 203684314 Business in Georgia 61 In force December 31 1915 1900365 00 62 Issued revived or increased 611544 00 63 Sum 2511909 00 64 Deduct ceased to be in force during the year 208302 00 65 In force December 31 1916 2303607 00 67 Net losses paid during year 20413 82 68 Net losses incurred during year 15413 82 THE TRAVELERS INSURANCE COMPANY OF HARTFORD CONN Life Department 700 Main St Hartford Conn Louis F Butler President James L Howard Secretary Capital Stock 2 Ledger assets December 31 1915 79206564 46ComptrollerGenerals Report Income 481 5 Gross premiums on new business 3833861 31 6 Gross renewal premiums 10379584 15 6 Gross premiums for disability benefits 45050 03 7 Deduct amounts paid for reinsurance and return premiums 522774 44 8 Total premiums 13735721 05 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involv ing life contingencies Profit and loss miscellaneous From agents balances previously charged off 4069502 39 143314 76 671148 73 146 53 2 02 13 Total income 18619835 48 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid for claims on supplementary contracts not involv ing life contingencies Paid stockholders for dividends Mortgage loan expense Taxes licenses and fees All other disbursements 6577734 82 14058 65 1609705 63 1084760 72 179364 36 148362 61 72885 91 221465 75 502641 37 460000 00 54839 53 418357 26 177304 34 23 Total disbursements 11521480 95 Ledger Assets 25 Book value of real estate 2269557 27 26 Mortgage loans 37635062 15 27 Bonds at book value 30330883 00 28 Stocks at book value 1286804 20 30 Deposits at interest 2169762 14482 ComptrollerGenerals Report 32 Agents balances net 698 29 33 Other items Loans on companys policies 12612151 94 34 Total ledger assets 86304918 99 NonLedger Assets 35 Interest due and accrued 1405572 61 36 Market value of assets over book value 595495 80 37 Otber items Due from other companies for losses or claims on poli cies of this company reinsured 10000 00 Net amount of uncollected and deferred premiums 1692068 16 38 Total assets 90008055 56 Deduct Assets Not Admitted 39 Agents balances 698 29 41 Other items Overdue and accrued interest on bonds in default 97139 00 42 Total not admitted assets 97837 29 43 Total admitted assets 89910218 27 Liabilities 44 Net amount of unpaid losses and claims 427636 11 45 Reserves or unearned premiums on risks outstanding 81236236 16 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Liability on policies cancelled upon which a surrender value may be demanded Unearned interest and rent paid in advance Special reserves 379080 28 55569 19 497079 00 21776 00 265652 08 658571 00 50 Total amount of liabilities except capital 83541599 82 52 Surplus over all liabilities 6368618 45 54 Total liabilities 89910218 27ComptrollerGenerals Report 483 Business in Force 55 In force December 31 1915 394815205 00 56 Issued revived or increased during year 116056033 00 57 Sum 510871238 00 58 Deduct ceased to be in force during year 34555396 00 59 In force December 31 1916 476315842 00 Business in Georgia 61 In force December 31 1915 5568186 00 62 Issued revived or increased 1062477 00 63 Sum 6630663 00 64 Deduct ceased to be in force during the year 423435 00 65 In force December 31 1916 6207228 00 67 Net losses paid during year 117162 51 68 Net losses incurred during year 121304 80 Investments in Georgia 107 Bonds 651676 96 108 Mortgage loans 1307750 00 110 Policy loans 421670 00 Total investments in Georgia 2381096 96 UNION CENTRAL LIFE INSURANCE COMPANY CINCINNATI OHIO 17 West Fourth St Cincinnati Ohio Jesse R Clark President George L Williams Secretary T H Daniel Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 105578098 72 3 Increase of paidup capital during year 1500000 00 4 Extended at 107078033 72484 ComptrollerGenerals Report Income 5 Gross premiums on new business 3036892 15 6 Gross renewal premiums 13076757 75 8 Total premiums 16113649 90 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Considerations for supplementary contracts Dividends left with company to accumulate at interest Proceeds of policies left with company to accumulate at interest Other receipts 6752005 51 28584 11 261607 28 20110 03 456375 69 151663 78 13 Total income 23783996 30 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 1088317 95 Renewal and annuities 832525 49 17 Less salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Other payments to policyholders Taxes Mortgage loan expense Medical examiners fees and inspections All other disbursements 4071929 95 1293 98 1920843 44 586436 16 196001 74 164185 11 2858365 18 728746 43 6924005 94 352615 69 519952 89 125676 64 2358668 55 23 Total disbursements 20808721 70 Ledger Assets 25 Book value of real estate 2854563 24 26 Mortgage loans 84329315 77 27 Bonds at book value 50000 00 29 Cash in office 4303 04 30 Deposits at interest 2089084 51 31 Deposits not at interest 34399 13ComptrollerGenerals Report 485 33 Other items Loans to policyholders 18528537 54 Premium notes 2163170 09 34 Total ledger assets 110053373 32 NonCedger Assets 35 Interest and rents due and accrued 3931441 79 36 Market value of assets over book value 750 00 37 Other items Net amount of uncollected and deferred premiums 708282 61 38 Total assets 114693847 72 Deduct Assets Not Admitted 41 Other items Premium notes policy loans and other policy assets in excess of net value 1021 91 Book value of real estate over market value 8581 03 42 Total not admitted assets 9602 94 43 Total admitted assets 114684244 78 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Estimated amount payable for taxes 49 Other items Surplus on life rate endowments and deferred divi dend policies Present value of installment settlements Dividends left to accumulate at interest Premiums paid in advance Other liabilities 436348 50 92807159 00 4666826 45 344984 33 248760 71 7240165 00 1276615 00 30244 97 80690 73 794465 74 50 Total amount of liabilities except capital and surplus 107926260 43 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities nonpartici pating and participating 4757984 35 53 Surplus protection to uolicyholders 6757984 35 54 Total liabilities114684244 78486 ComptrollerGeneral s Eeport Business in Force 55 In force December 31 1915 429975546 00 56 Issued revived or increased during year 76901819 00 57 Sum506877365 00 58 Deduct ceased to be in force during year 34274148 00 59 In force December 31 1916 472603217 00 Business in Georgia 61 In force December 31 1915 19549470 00 62 Issued revived or increased 3891177 00 63 Sum 23440647 00 64 Deduct ceased to be in force during year 2359614 00 65 In force December 31 1916 21081033 00 67 Net losses paid during year 223345 77 68 Net losses incurred during year 232564 77 Investments in Georgia 108 Mortgage loans 298127 82 110 Policy loans 875219 53 111 Other items Premium notes 136306 41 Total investments in Georgia 1309653 76 UNITED LIFE AND ACCIDENT INSURANCE CIMPANY OF CON CORD NEW HAMPSHIRE 24 South Main Street Concord N H Clarence E Carr President Allen Hollis Secretary Wm A Wright Attorney for Service Capital Stock i 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 698675 72 3 Increase of paidup capital during year 90000 00 4 Extended at 778675 72ComptrollerGenerals Report Income 487 8 Total premiums I 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Ledger assets received from other com panies for assumption of their risks 252250 47 Premiums received on sale or stock represented by increase of capital 75477 42 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions anad allowances to agents a First year 21612 72 b Renewal 584 03 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams 20 Paid policyholders for dividends 22 Other items Furniture and fixtures Licenses and fees Taxes Agents balances charged off Surrender values Agency supervision and travel expenses Branch office expenses Medical and inspection fee Other disbursements etc 1167 28 2185 50 5410 89 6589 52 15816 84 12425 62 12975 67 10295 00 2385 37 170927 41 43431 66 1673 13 1793 49 327727 89 13 Total income 545553 58 33526 77 74 25 22196 75 24687 87 3939 50 10125 42 4814 33 69251 69 23 Total disbursements 168616 58 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 29 Cash in office 17150 94 611700 83 378746 69 7309 46488 ComptrollerGenerals Report 30 Deposits at interest 31 Deposits not at interest 33 Other items Loans secured by pledge of bonds stocks or other collateral Loans secured by pledge of policies in force Premium notes 1609 98 34641 03 38049 00 74238 89 2165 90 34 Total ledger assets 1165612 72 NonLedger Assets 35 Interest due and accrued 23290 33 36 Market value of assets over book value 8878 79 37 Other items Net amount of uncollected and deferred premiums 18467 65 38 Total assets 1216249 49 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Premiums paid in advance unearned interest and rent paid in advance etc 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surpus over all liabilities 500000 00 304638 14 53 Surplus protection to policyholders 54 Total liabilities Business in Force 1508 00 402561 22 780 00 300 00 3500 00 2962 13 411611 35 804638 14 1216249 49 55 In force December 31 1915 56 Issued revived or increased during year 57 Sum 58 Deduct ceased to be in force during year 1340000 00 5340896 00 6680896 00 1013075 00 59 In force December 31 1916 5667821 00ComptrollerGenerals Report Business in Georgia 61 In force December 31 1915 62 Issued revived or increased 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1916 Investments in Georgia 108 Mortgage loans 489 6000 00 19000 00 25000 00 5000 00 20000 00 1100 00 THE VOLUNTEER STATE LIFE INSURANCE COMPANY OF CHATTANOOGA TENNESSEE James Building Chattanooga Tennessee Z C Patten President W C Stacy Secretary H L Harvey Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 2212134 80 4 Extended at 2212134 80 Income 5 Gross premiums on new business 6 Gross renewal premiums 132427 73 566799 18 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Worthless premium notes previously written off Premiums pending increase Agents balances previously charged off 13 Total income Disbursements 14 Net amount paid policyholders for losses 699226 91 150139 43 4694 03 7840 00 2448 21 1005 78 39 45 865393 81 163037 02490 ComptrollerGeneral s Eeport 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year 85786 32 b Renewal 26797 00 17 Salaries of officers and employes 18 Rents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends Premium reduction coupons paid 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid to stockkholders Other disbursements 925 03 112583 32 45175 68 2560 50 10081 97 23212 23 6128 26 42 54 10000 00 160786 82 23 Total disbursements 534533 37 Ledger Assets 25 Book value of real estate 12173 17 26 Mortgage loans 1228916 45 27 Bonds at book value 28 Policy loans and liens 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items 529757 09 616657 12 22419 04 101557 SO 10748 72 1685 59 19080 26 34 Total ledger assets 2542995 24 NonLedger Assets 35 Interest due and accrued 37 Other items 42345 64 71296 20 38 Total assets 2656637 10 Deduct Assets Not Admitted 33 Agents balances 2797 34 41 Other items 2500 00 42 Total not admitted assets 5297 34 43 Total admitted assets 2651339 76ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to polieyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items 50 Total amount of liabilities except capital 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 73240 08 53 Surplus protection to polieyholders 491 29408 00 976 27 1053 00 2400 00 7500 00 2336762 41 2378099 68 273240 08 54 Total liabilities 2651339 76 Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1916 Business in Georgia 23428688 00 5982850 00 29411538 00 3267849 00 26143689 00 61 In force December 31 1915 62 Issued revived or increased 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1916 67 Net losses paid during year 1948441 00 246589 00 2195030 00 349082 00 1845948 00 25080 00 Investments in Georgia 107 Bonds 108 Mortgage loans 110 Policy loans and liens 19183 37 463705 00 60167 68 Total investments in Georgia 543056 05MISCELLANEOUS COMPANIES THE AETNA ACCIDENT AND LIABILITY COMPANY OF HARTFORD CONNECTICUT 650 Main Street Hartford Conn Morgan G Bulkeley President J S Rowe Secretary Comptroller General Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 4083720 92 4 Extended at 4083720 92 Income 5 Gross premiums on new business 6279788 27 7 Deduct amounts paid for reinsurance and return premiums 1884627 50 8 Total premiums 4395150 77 9 Interest and rents 180526 27 10 Profit on sale or increase by adjustment of assets 163904 35 11 Other sources Voluntary contribution by stockholders for surplus 2000000 00 13 Total income 6739581 39 Disbursements 3 4 Net amount paid policyholders for losses 1115584 10 15 Legal and administrative expenses in adjustment of claims 150128 27 16 Commissions and allowances to agents 995445 96 17 Salaries of officers and employes 493384 49 18 Rents and interest 41418 65 19 Advertising printing postage telegrams etc 406354 33 21 Loss on sale and decrease by adjustment of assets 20309 84 22 Other items Sundry expense 21033 78 Investment expenses mortgage note 4299 88ComptrollerGenerals Report 493 Interest paid Fidelty and Casualty Co Mandel surety claim Interest on voluntary contribution to surplus by stock holders 63 13 3333 31 23 Total disbursements 3256355 74 Ledger Assets 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable and suspense accounts Advance traveling expenses and commissions Claims on U S Gov for redemption of revenue stamps Equity in New York excise reinsurance assn 34 Total ledger assets 2356064 63 1663374 70 1107049 59 425 55 787305 90 876223 21 708496 28 20026 30 2119 56 519 82 45269 03 7566946 57 NonLedger Assets 35 Interest due and accrued3 36 Market value of assets over book value 37 Other items Due from reinsurance companies on paid losses Estimated recovery LaSalle Street Trust and Saving Bank loss 38 Total assets 77766 79 253334 05 6452 24 6219 17 7910718 82 Deduct Assets Not Admitted 40 Bills receivable and suspense account 20026 30 41 Other items Overdue and interest on bonds in de fault Advance traveling expenses salaries and commissions Market value of special deposits in ex cess of corresponding liabilities per special deposit 132846 03 472 50 2119 56 155464 39 42 Total not admitted assets 43 Total admitted assets 7755254 43 494 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 459469 80 45 Reserves or unearned premiums on risks outstanding 2906630 15 47 Salaries and miscellaneous accounts due or accrued 15301 83 49 Other items Investment expense accts loaned on mortgages 3229 42 Interest due or accrued surplus scrip 50000 00 Reinsurance 2292885 50 Total amount of liabilities except capital 3457560 05 51 Capital actually paid in cash 1000 000 00 52 Surplus over all liabilities 3297694 38 53 Surplus protection to policyholders 4297 694 38 54 Total liabilities 7755254 43 Business in Georgia Premiums Losses 91 Liability 12i404 21 7310 50 93 Fidelity 4268 42 58 45 94 Surety 6887 63 2 30 95 Plate glass 984 52 799 36 97 Burglary and theft i660 09 598 10 99 Sprinkler 1 218 91 102 Auto and teams property damage 18486 38 12443 64 105 Totals 45910 16 21238 g5 Investments in Georgia 107 Bonds 35000 00 AMERICAN CASUALTY COMPANY OF READING PENN Fifth and Penn Streets Colonial Trust Co Building Reading Penn E P Van Reed President Harvey H Shorno Secretary and Treasurer J B Marbury Attorney for Georgia Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets December 31 1915 724262 38 3 Increase of paidup capital during year 69500 00 3 Extended at 793762 38ComptrollebGenerais Report Income 495 5 Gross premiums on new business 7 Deduct amounts paid for reinsurance and return premiums 614980 97 24910 75 8 Total premiums 9 Innterest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Surplus Sale of 6950 shares of capital stock Commission on bonding business written Ledger Assets 25 Book value of real estate 26 27 29 Mortgage loans Bonds at book value Cash in office 30 Deposits at interest 33 Other items Premiums in course of collection 590070 22 28938 32 350 00 34750 00 590 95 13 Total income 654699 49 Disbursements 14 Net amount paid policyholders for losses 240816 37 15 Legal and administrative expenses in adjustment of claims 15996 82 16 Commissions and allowances to agents 174493 84 17 Salaries of officers and employes 38741 47 18 Rents and interest 4865 00 19 Advertising printing postage telegrams etc 11445 23 21 Loss on sale and decrease by adjustment of assets 358 50 22 Other items Taxes licenses and fees 15718 72 Inspections and medical examiners fees 2791 17 Dividends to stockholders 26440 00 Real estate expenses 1422 34 Legal expenses 1314 34 Agents balances charged off 1106 12 48792 69 23 Total disbursements 535509 92 72607 49 229600 00 333786 95 383 37 197680 54 78893 60 34 Total ledger assets 912951 95496 ComptrollerGenerals Report NonLedger Assets 3b Interest due and accruedj 8 089 95 36 Market value of assets over book value 3171 96 38 Total assets 924213 86 Deduct Assets Not Admitted 41 Other items Premiums in course of collection effective prior to October 1 1916 5gl9 10 43 Total admitted assets p 913 394 75 Liabilities 44 Net amount of unpaid losses and claims 148989 37 45 Reserves or unearned premiums on risks outstanding 210380 23 47 Salaries and miscellaneous accounts due or accrued 224 67 48 Taxes due or accrued xo 902 21 49 Other items Commissions due agents 22095 81 Reinsurance 200 13 50 Total amount of liabilities except capital 392792 42 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 125602 34 53 Surplus protection to policyholders 525602 34 54 Total liabilities 91g 394 76 Premiums in Force 82 In force December 31 1915 338396 89 83 Written or renewed during year 711038 71 84 Sum 1049435 60 85 Deduct ceased to be in force during year 606339 97 86 In force December 31 1916 443095 63 87 Deduct amount returned 22 938 60 88 Net premiums in force 420 157 03ComptrollerGenerals Report Business in Georgia 497 Premiums 7812 21 4862 08 1781 45 560 03 1723 43 Losses 2661 63 72 75 824 95 150 00 lamage 188 60 16739 20 3897 93 90 Health and accident 91 Liability 95 Plate glass 97 Burglary and theft 102 Auto and teams property damage 105 Totals THE AMERICAN CREDITINDEMNITY COMPANY OF NEW YORK 415 Locust Street St Louis Mo E M Treat President Jos J Gross Secretary R S Witherspoon Attorney for Service Capital Stock 1 Amount of paidup capital 350000 00 2 Ledger assets December 31 1915 1355110 73 1355110 73 4 Extended at Income 5 Gross premiums on new business 730868 80 7 Deduct amounts paid for reinsurance and return premiums 40102 12 i ma 690766 68 8 Total premiums 9 Interest and rents bbyi 10 Profit on sale or increase by adjustment of assets l f u 11 Other sources Premium notes previously charged off 23 07 Agents balances previously charged off 31 25 54 32 A 747748 99 13 Total income v Disbursements 14 Net amount paid policyholders for losses 180178 96 15 Legal and administrative expenses in adjustment of 25080 64 claims 498 ComptrollerGenerals Report leTCommissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes and licenses g Traveling expenses Miscellaneous expenses Merc Agencies Exchange Furniture and fixtures Agents balances Legal expenses Agents expenses 19725 14 2115 78 3540 57 2415 60 377 10 3853 09 19889 87 7997 58 19919 86 167600 87 49141 49 8212 08 24178 08 35000 00 3600 03 79834 59 23 Total disbursements 572826 74 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Premium notes 8835 26 63047 69 995300 52 343663 92 1583 81 112860 32 508 69 4232 77 71882 95 34 Total ledger assets gg NonLedger Assets 35 Interest due and accrued on bonds 13 564 11 Premium notes 308 95 28 Total assets Deduct Assets Not Admitted 1543906 04 39 Agents balances p 7 g go 40 Bills receivable 8835 26ComptrollerGenerals Report 499 41 Other items Premium notes past due 8481 47 Special deposit 781 37 Book value bonds and stocks over mar ket values 130394 44 42 Total not admitted assets 163323 57 43 Total admitted assets 1380582 47 Liabilities 44 Net amount of unpaid losses and claims 259702 38 45 Reserves or unearned premiums on risks outstanding 356994 84 47 Salaries and miscellaneous accounts due or accrued 3150 00 48 Taxes due or accrued 12000 00 49 Other items Commissions 3258 32 Contingent reserve for guarantees to policyholders 8000 00 e 11258 32 50 Total amount of liabilities except capital 643105 54 51 Capital actually paid in cash I 350000 00 52 Surplus over all liabilities 387476 93 53 Surplus protection to policyholders 737476 93 54 Total liabilities 1380582 47 Premiums in Force 82 In force December 31 1915 600617 47 83 Written or renewed during year 730868 80 84 Sum 1331486 27 85 Deduct ceased to be in force during year 672602 47 86 In force December 31 1916 658883 80 87 Deduct amount reinsured 2812 50 88 Net premiums in force 656071 30 Advance premiums 6285 00 Total 649786 30 Business in Georgia Premiums Losses 98 Credit 7890 45 2339 25500 ComptrollerGenerals Report AMERICAN LIFE AND ACCIDENT INSURANCE COMPANY OF KANSAS CITY MISSOURI 21321 Lathrop Building Kansas City Missouri John W Cooper President j R Moor6 Secretary G A Morris Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 4 Extended at Income 100000 00 121259 21 121259 21 5 Gross premiums on new business 7 Deduct amounts paid for reinsurance and return premiums 169477 79 2105 25 8 Total premiums 9 Interest and rents 11 Other sources Miscellaneous collection stockholders contribution Borrowed money Policy fees 13 Total income 167372 54 6875 75 32500 00 6000 00 17760 64 230508 93 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items 23 Total disbursements Ledger Assets 77722 21 25 05 61172 49 13537 97 4459 66 5053 09 69841 15 231811 62 26 Mortgage loans 27 Bonds at book value 108450 00 29 Cash in office 10 00 227 21ComptrollerGenerals Report 501 2775 46 31 Deposits not at interest g5 32 Agents balances net 119956 52 34 Total ledger assets NonLedger Assets a 1557 22 35 Interest due and acrued 37 Other items Net deferred premiums life department 12407 22 Furniture and fixtures 25 00 Printing and stationery 2000 lg g7 22 138420 96 38 Total assets Deduct Assets Not Admitted 41 Other items Furniture and fixtures W Printing and stationery gUU UU 4500 00 42 Total not admitted assets S 133920 96 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims JMJ 45 Reserves or unearned premiums on risks outstanding 1881 20 17 Salaries and miscellaneous accounts due or accrued 55d7 9b 48 Taxes due or accrued 49 Other items Commissions Reserve on life business lu Advance premiums 1Q 50 Total amount of liabilities except capital 24602 83 51 Capital actually paid in cash loZ iq 52 Surplus over all liabilities JMlSLd 109 318 13 53 Surplus protection to policyholders 133920 96 54 Total liabilities 502 ComptrollerGenerals Eeport Premiums in Force S2 In force December 31 1915 7 481 02 83 Written or renewed during year 84738 90 84 Sum 92219 92 85 Deduct ceased to be in force during year 88457 52 86 In force December 31 1916 3 762 40 Business in Georgia Premiums Losses 89 Accident 9993 66 4949 14 AMERICAN SURETY COMPANY OF NEW YORK 100 Broadway New York City F W Lafrentz President Chas W Goetchius Secretary H N Hutchinson Attorney for Service Capital Stock 1 Amount of paidup capital 5000000 00 2 Ledger assets December 31 1915 9300662 58 4 Extended at 9300662 58 Income 5 Gross premiums on new business 2466101 44 6 Gross renewal premiums 2672750 43 7 Deduct amounts paid for reinsurance and return premiums 1303161 02 8 Total premiums 3835690 85 9 Interest and rents 512 099 23 10 Profit on sale or increase by adjustment of assets 302930 10 11 Other sources Federal income tax retained December 31 1916 1309 33 Federal income tax retained December 31 1915 1078 91 230 42 Advance premiums December 31 1916 23143 20ComptrollerGenerals Report Advance premiums December 31 1915 16343 61 Profit sharing on reinsurance with reinsurance com panies Profit on sale of salvage recoverable 503 6799 59 478 99 200 00 13 Total income 4658429 18 Disbursements 14 Net amount paid policyholders for losses 16 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes Salaries traveling and other expenses 18 Rents and interest 19 Advertising printing postage telegrams etc Furniture and fixtures 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes and fees 3 Real estate taxes repairs miscella neous expenses Inspections and legal expenses Miscellaneous underwriters expenses Investment expenses Unpaid reinsurance December 31 1916 579490 unpaid reinsurance Dec ember 31 1915 4483761 Checks of other parties in process of collection December 31 1915 cashed 628794 84 96828 59 267308 62 23822 26 31027 19 608 12 39042 71 2013 46 97512 12 622953 39 445252 47 821925 60 58330 84 99006 79 7273 10 300000 00 233479 69 460650 95 23 Total disbursements 3775179 79 Ledger Assets 25 Book value of real estate SI 11 26 Mortgage loans 821 89 27 Bonds at cash value 2296029 4 28 Stocks at book value lilt 1 29 Cash in office 30 Deposits at interest 85678 07 81 Deposits not at interest 361641 80 Premiums in course of collection 77551b 9504 ComptrollerGenerals Report 33 Other items Loans secured by pledge of bonds stocks and other collaterals 205U6 28 Salvage recoverable 141 954 gg Reinsurance recoverable 2 505 29 Interest in excise reinsurance fund 77013 88 Advance to agents and inspectors 6684 71 Special reserve fund investment 250000 00 478168 74 34 Total ledger assets 10183911 97 NonLedger Assets 35 Interest due and accrued 30 226 22 36 Market value of assets over book value 248952 09 37 Other items Rents due and accrued 10280 03 38 Total assets 10473370 31 Deduct Assets Not Admitted 41 Other items Book value of ledger assets over mar ket value 116361 33 Premiums in course of collection prior to October 1 1916 291019 12 Market value of special deposits in ex cess of corresponding liabilities 201092 12 42 Total not admitted assets 608 472 57 43 Total admitted assets 9 864 897 74 Liabilities 44 Net amount of unpaid losses and claims 789826 36 Estimated expenses of investigations and adjustment of unpaid claims 2m Q0 45 Reserves or unearned premiums on risks outstanding 2267458 08 Commissions brokerage and other charges due or to become due 77 616 39 47 Salaries and miscellaneous accounts due or accrued 67 075 60 o mT68 r aCCrU6d 6708 01 49 Other items Premiums paid in advance 23143 20ComptrollerGenerals Report 505 Checks of other parties in process of t 791 12 collection Federal income tax retained L309 33 Special reserve 250000 00 Reinsurance 5794 90 281038 55 50 Total amount of liabilities except capital 3575822 99 51 Capital actually paid in cash 5000000 00 52 Surplus over all liabilities 1289074 75 53 Surplus protection to policyholders 6289074 75 9864897 74 54 Total liabilities Premiums in Force r 9i lais 4328176 26 82 In force December 31 1915 83 Written or renewed during year bidssoi si 9467028 13 84 Sum 85 Deduct ceased to be in force during year 4b9A4a 86 In force December 31 1916 f 87 Deduct amount returned dbbbu 4421568 59 88 Net premiums in force Business in Georgia Premiums Losses 93 Fidelity 30055 48 13752 83 94 Surety 20097 28 J 105 Totals 5015276 1259176 Investments in Georgia 25000 00 107 Bonds 506 ComptrollerGenerals Eeport AMERICAN INDEMNITY COMPANY OF GALVESTON TEXAS 2328 Strand Galveston Texas Leahy Hutchings President Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 George Leahy Secretary 500000 00 928749 95 4 Extended at 928749 95 Income 5 Gross premiums on new businessg 7 Deduct amounts paid for reinsurance and return premiums 722462 57 279749 86 8 Totals premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Decrease and restoration stock Equity in funds of workmens pensation Premiums paid in advance of capital 266666 66 8733 74 252 19 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims Unallocated claims expenses 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing potage telegrams etc 20 Federal corporation tax Agents balances charged off 21 Loss on sale and decrease by adjustment of assets Equity in funds of Workmens Compensation Reinsur ance Bureau State premium tax 442712 71 50958 52 605 00 275652 59 769928 82 191752 02 11965 11 5086 05 86138 51 72501 75 3132 50 1171 68 9366 28 1119 79 50 00 1202 89 4499 59ComptrollerGenerals Report 507 22 Otter items raVeltmS 653 27 Inspection Dept licenses and fees zbod UJ t i 4838 11 Legal Printing and stationery MjD1 Postage telephone and telegraph and 7113 69 expenses T7 1929 79 War tax Furniture and fixtures 5644 s General expenses 2435 Heat light water and ice Examination expenses 1 871 61 Bureau and assns x Books periodicals and mere agencies 1488 75 Premium on bond and insurance 646 19 48573 04 23 Total disbursements 436559 21 Ledger Assets 602803 95 26 Mortgage loans 424 36129 27 Bonds at book value gg 28 Stocks at book value Loans secured by pledge of bonds stocks and other col iateral IS 75 29 Cash m office 65 747 63 30 Deposits at interest 31 Deposits not at interest 32 Agents balaances net 33 Other items Equity in funds of Workmens Comp Reinsurance Bureau 8116 26 Reinsurance recoverable on paid losses 6216 37 Accounts receivable i356 10 17118 55 1262119 56 34 Total ledger assets I NonLedger Assets 35 Interest due and accrued i 1285737 56 38 Total assets508 ComptrollerGenerals Eeport Deduct Assets Not Admitted 39 Agents balances 19659 68 40 Bills receivable j 429 82 41 Other items Accounts receivable 1356 10 Reinsurance recoverable on paid losses in unauthorized companies 3755 00 Book value of ledger assets over mar ket bonds 2454 00 Book value of ledger assets over mar ket value stocks 235 00 42 Total not admitted assets 28 889 60 43 Total admitted assets 1256 847 96 Liabilities 44 Net amount of unpaid losses and claims 299856 98 45 Reserves or unearned premiums on risks outstanding 166975 72 47 Salaries and miscellaneous accounts due or accrued 25500 00 49 Other items Estimated expensesof investigation and adjustment of claims 2575 45 Commissions due or to become due 14385 36 Premiums paid in advance 252 19 Voluntary reserve 9 755 61 Catastrophe Hazard Reserve 19 246 69 46215 30 50 Total amount of liabilities except capital 538548 00 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 218299 96 53 Surplus protection to policyholders 718299 96 54 Total liabilities 1256847 96 Premiums in Force 82 in force December 31 1915 31 g 2 83 Written or renewed during year 722462 57 84 Sum or 1041002 29 85 Deduct ceased to be in force during year 700408 25 86 In force December 31 1916 340684 04 ComptrollerGenerals Report 509 87 Deduct amount returned 14315 31 88 Net premiums in force 326368 73 CLOVER LEAF CASUALTY COMPANY OF JACKSONVILLE 306308 East State Street Jacksonville 111 F H Rowe President R Y Rowe Capital Stock 1 Amount of paidup capital 125000 00 2 Ledger assets December 31 1915 180492 82 ILLINOIS Secretary 4 Extended at 180492 82 Income 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 281493 84 2691 40 8 Total premiums T 9 Interest and rents 11 Other sources Miscellaneous Policy fees Policy fees as required by applications Borrowed money 36000 Agents balances charged off 41868 13 Total income 279252 44 6564 91 233 22 124 26 18373 20 36418 68 340966 71 Disbursements 14 Net amount paid policyholders for losses 5 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Legal expenses Miscellaneous 10068 46 6102 18 99786 36 25573 60 5593 85 12711 18 768 50 2862 08 510 ComptrollerGenerals Eeport Supplies Furniture and fixtures Agents balances charged off Salaries and traveling expenses of special agents Medical department Taxes and ins fees Borrowed money charged off 23 Total disbursements Ledger Assets 26 Mortgage loans 29 Cash in office 30 Deposits certificate of dept 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Premiums in hands of collectors 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Furniture and fixtures Supplies 38 Total assets Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Furniture and fixtures Supplies 6092 13 4185 09 7459 46 2250 00 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 766 89 1705 71 2267 25 31066 85 1975 50 3967 19 36000 00 5 341215 50 111800 00 1572 03 1292 50 23994 63 6092 13 4185 09 31307 65 180244 03 2515 26 7459 46 2250 00 192468 75 19986 68 172482 07 12354 24 ComptrollerGenerals Repoet 511 45 Reseres or unearned premiums on risks outstanding advance premiums 675 47 Salaries and miscellaneous accounts due or accrued 668 84 50 Total amount of liabilities except capital 19773 58 51 Capital actually paid in cash 125000 00 52 Surplus over all liabilities 27708 49 53 Surplus protection to policyholders 152708 49 54 Total liabilities 172482 07 Business in Force 56 In force December 31 1915 21289 01 56 Written or renewed during year 281943 84 303232 85 57 Sum v 58 Deduct ceased to be in force during year IWM6 6a 59 In force December 31 1916 33309 50 COLUMBIA INSURANCE COMPANY OF JERSEY CITY NEW JERSEY 15 Exchange Place Jersey City N J Geo F Crane President V H Cauty Secretary James R Dickey Jr Co Attorneys for Service Capital Stock 1 Amount of paidup deposit capital 400000 00 2 Ledger assets December 31 1915 1258738 83 1258738 83 4 Extended at T Income 5 Gross premiums on new business 683467 72 7 Deduct amounts paid for reinsurance and return premiums 161799 83 x 521667 89 8 Total premiums 46646 66 9 Interest and rents 11 Other sources Agents balances previously charged off 717 29 Dc 392 00 BondS 1109 29 569423 51 13 Total income v512 ComptkollerGenerals Eeport Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Dividends on stocks Agents balances charged off 285261 75 1357 99 86247 09 11629 84 886 10 24689 63 1019 77 48000 00 767 74 23 Total disbursements 459859 91 Ledger Assets 27 Bonds at book value 30 Deposits at interest 33 Other items Premiums in course of collection Bills receivable Cash deposits with Ontario ins dept Cash deposits with underwriters conferences Due from companies on losses paid 34 Total ledger assets 1084768 67 103243 97 139638 01 270 00 10000 00 200 00 30187 78 1368302 43 NonLedger Assets 35 Interest due and accrued 14468 67 38 Total assets 1382771 10 Deduct Assets Not Admitted 41 Other items Premiums in course of collection prior to October 1 1916 Overdue and accrued interest on bonds in default Market value of special deposits Book value of ledger assets over mar ket value 20966 04 1080 00 51651 29 31635 68 42 Total not admitted assets 43 Total admitted assets 105333 01 1277438 0944 45 47 48 BO 51 52 ComptrollerGenerals Report Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued 513 59599 35 169250 55 7000 00 9000 00 Total amount of liabilities except capital 244849 90 Deposit capital actually paid in cash 400000 00 Surplus over all liabilities 632588 19 53 Surplus protection to policyholders 1032588 19 54 Total liabilities 1277438 09 Business in Force 69 70 72 73 74 75 76 Risks Premiums In force December 31 1915 32963549 00 621829 44 Written or renewed during tbe year 71255192 00 683467 72 Total 104218741 00 1305297 16 Deduct those expired and marked off as terminated 70003394 00 909781 48 In force at the end of the year 34215347 00 395515 68 Deduct amount reinsured 8653979 00 64528 29 79 Net amount in force 25561368 00 330987 39 Business in Georgia Gross risks written 520375 00 Less 109595 risks cancelled and 88511 reinsurance in companies authorized in Georgia 118106 00 Net risks written 322269 00 Gross premiums on risks written 7969 64 Less 258092 return premiums and 106186 pre miums for reinsurance in companies authorized in Georgia 3642 78 80 Net premiums received Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 4326 86 6597 62 889 00 Net losses paid S 5708 62514 ComptrollerGenerals Report 81 Losses incurred 5478 86 Less losses on risks reinsured in companies authorized in Georgia 889 00 Net losses incurred 4589 86 Investments in Georgia 107 Bonds City of Columbus Ga 5 1944 10000 00 CONTINENTAL CASUALTY COMPANY OF CHICAGO ILL 910 Michigan Avenue Chicago 111 H G B Alexander President W H Betts Secretary Capital Stock 1 Amount of paidup capital 300000 00 2 Ledger assets December 31 1915 2256454 01 4 Extended at 2256454 01 Income 5 Gross premiums on new and renewal business 4273911 14 7 Deduct amounts paid for reinsurance and return premiums 870215 69 8 Total premiums 3403695 45 9 Interest and rents 51507 56 10 Profits on sale or increase by adjustment of assets 15490 96 11 Other sources From agents balances previously charg ed off 454 54 Borrowed money gross 40000 00 Policy fees required or represented by applications 88462 00 128916 54 13 Total income 3599610 51 Disbursements 14 Net amount paid policyholders for losses 1340352 35 15 Legal and administrative expenses in adjustment of claims 39183 24 16 Commissions and allowances to agents 875271 57 17 Salaries of officers and employes 281014 16 18 Rents and interest 27105 68ComptrollerGenerals Report 515 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Repairs and expenses 5 30 Taxes on real estate 509 31 State taxes on premiums 50491 70 Ins dept licenses and fees 11897 61 County and municipal licenses and tax 1893 30 Borrowed money repaid 40000 00 Publication and filing fees 4433 49 Furniture and fixtures 6804 41 Income tax reserved 646 43 General expenses 21262 00 Agents balances charged off 1116 03 Interest on borrowed money 349 09 Policy fees retained by agents 88462 00 Salaries and expenses agents net paid commissions 198907 79 Medical examiners fees and salaries 15212 63 Inspections other than medical and claim 16169 15 Legal expenses 28329 68 67506 57 60000 00 133 92 495489 92 23 Total disbursements I 3186057 41 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Premiums in course of collection Bills receivable Furniture and fixtures Workmens compensation reinsurance bureau Cash in hands of P M and treas in transit 908919 38 3112 40 84869 63 11719 78 117342 11 75000 00 601350 00 371319 93 274540 00 2900 00 138844 72 2736 22 77352 94 1125963 0 34 Total ledger assets 2670007 11516 ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 17428 18 38 Total assets 2687435 29 Deduct Assets Not Admitted 39 Agents balances 77352 94 40 Bills receivable 3112 40 41 Other items Furniture and fixtures 84869 63 Premiums in course of collection effect ive prior to October 1 1916 8351 51 Difference between book and market value bonds and stocks 23079 54 bonds and stocks 23079 54 42 Total not admitted assets 196766 02 43 Total admitted assets 2490669 27 Liabilities 44 Net amount of unpaid losses and claims 148662 41 45 Special reserves for liability and compensation losses 150948 21 47 Salaries and miscellaneous accounts due or accrued 12019 67 48 Taxes due or accrued estimated 40000 00 49 Other items Estimated expense investigation and adjustment un paid claims 1000 00 Total unearned premiums 1170188 84 Commission etc to become due agents on policies ef fective on or after October 1 1916 141193 16 Reinsurance 6509 55 Income tax 752 40 Voluntary reserve 219395 03 50 Total amount of liabilities except capital 1890669 27 51 Capital actually paid in cash 300000 00 52 Surplus over all liabilities 300000 00 53 Surplus protection to policyholders 600000 00 54 Total liabilities 2490669 27ComptrollerGenerals Keport 517 Premiums in Force 82 In force December 31 1915 5 1954432 11 83 Written or renewed during year 4273911 14 84 Sum 6228343 25 85 Deduct ceased to be in force during year 3845028 67 86 In force December 31 1916 2383314 58 87 Deduct amount reinsured 81922 83 88 Net premiums in force 2301391 75 Business in Georgia Premiums Losses 89 Accident 86111 37 25468 75 90 Health 17931 07 14155 16 105 Totals 104042 44 39623 91 Investments in Georgia 108 Mortgage loans 85000 00 UNITED STATES BRANCH OF THE EMPLOYERS LIABILITY ASSURANCE CORPORATION LTD 33 Broad St Boston Massachusetts Samuel Appleton U S Manager Messrs Reed and Martin Attorneys for Service 1 Amount of paidup capital 9606973 87 2 Ledger assets Dec 31 1915 9165401 45 4 Extended at 9165401 45 Income 5 Grosspremiums on new businessI 12210728 69 7 Deduct amounts paid for reinsurance and return premiums 2603754 82 8 Total premiums 9606973 87 9 Interest and rents 322229 55 10 Profit on sale or increase by adjustment of assets 162155 00 11 Other sources Prom Agents balances previously charged off 3044 46 13 Total income 10094403 38 Disbursements 14 Net amount paid policyholders for losses 3882198 39 15 Legal and administrative expenses in adjustment of clams 704998 50518 ComptrollerGenerals Report 16 Commissions and allowances to agents 1977779 18 17 Salaries of officers and employes 183597 97 18 Rents and interest 30881 17 19 Advertising printing postage telegrams etc 127689 95 21 Losses on sale and decrease by adjustment of assets 50313 31 22 Other items Taxes and license fees 194761 18 Legal investment and miscellaneous 106234 60 Inspections 139724 23 Remitted to home office 316707 25 23 Total disbursements 7714885 73 Ledger Assets 27 Bonds at book value 8822195 00 29 Cash in office 2 137 88 30 Deposits at interest 234375 63 31 Deposits not at interest 2862 12 33 Other items Premiums in course of collection 1 Less than 90 days 2346686 90 2 More than 90 days 134661 57 Deposit with New York Compensation Commission 1000 00 34 Total ledger assets 11544919 10 NonLedger Assets 35 Interest due and accrued 114447 15 38 Total assets 11659366 25 Deduct Assets Not Admitted 41 Other items Premiums in course of collection more than ninety days past due 134661 57 43 Total admitted assets 11524704 68 Liabilities 44 Net amount o funpaid losses and claims 228745 00 45 Reserves or unearned premiums on risks outstanding 3837410 62 47 Salaries and miscellaneous accounts due or accrued 75000 00 48 Taxes due or accrued 160000 00 49 Other items Estimated expense investigation 9560 00 Reserve liability and workmens compensation 3643005 00 Commissions and brokerage 655362 11 Voluntary additional reserve for catastrophy 500000 00 50 Total amount of liabilities except capital 9109082 73 ComptrollerGenerals Keport 519 51 Statutory deposit 250000 00 52 Surplus over all liabilities 2165621 95 53 Surplus protection to policyholders 2415621 95 54 Total liabilities 11524704 68 Premiums in Force 82 In force December 31 1915 6068351 54 83 Written or renewed during year 12210728 69 84 gum 18279080 23 85 Deduct ceased to be in force during year 10576659 80 86 In force December 31 1916 7702420 43 87 Deduct amount reinsured 41972 08 88 Net premiums in force 7660448 35 Business in Georgia Premiums Losses 89 Accident 2364 05 373 09 90 Health 821 74 960 70 91 Liability 19119 98 8395 60 93 Fidelity 11 34 95 Plate glass 764 63 466 79 97 Burglary and theft 843 26 369 50 101 Fly wheel 146 80 102 Auto and teams property damage 2339 33 991 28 105 Totals 26411 13 11556 96 FEDERAL CASUALTY COMPANY OF DETROIT MICH 479 Woodward Avenue Detroit Mich V D Cliff President L E Daly Secretary Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 423275 64 4 Extended at 423275 64 Income 5 Gross premiums on new business 377764 65 7 Deduct amounts paid for reinsurance and return premiums 770 78 8 Total premiums 376993 87 520 ComptrollerGenerals Ebport 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources From agents balances previously charged off Policy fees estimated 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 1 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Policy fees estimated Taxes All other disbursements 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 31 Deposits not at interest 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 38 Total assets 20932 07 6081 76 73 28 49883 00 453963 98 158851 26 1648 11 111850 36 32298 37 9064 58 7649 02 45000 00 1425 80 49840 70 9079 50 11033 90 437251 60 99109 98 16000 00 250775 95 69437 50 1313 98 2860 66 429498 02 6588 40 446086 42 Deduct Assets Not Admitted 41 Other items Book value ledger assets over market value 17301 96ComptrollerGenerals Report 521 Idaho irrigation interest due 1800 00 42 Total not admitted assets 19101 96 43 Total admitted assets 426984 46 Liabilities 44 Net amount of unpaid losses and claims 19003 84 45 Reserves or unearned premiums on risks outstanding 17265 56 47 Salaries and miscellaneous accounts due or accrued 500 00 48 Taxes due or accrued 7900 00 49 Other items Interest due or accrued 2000 00 Commission due or accrued 3250 00 50 Total amount of liabilities except capital 49919 40 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 177065 06 53 Surplus protection to policyholders 377065 06 54 Total liabilities 426984 46 Premiums in Force 82 In force December 31 1915 13617 54 83 Written or renewed during year 377764 65 84 Sum 391382 19 85 Deduct ceased to be in force during year 384116 63 86 In force December 31 1916 17265 56 Business in Georgia Premiums Losses 89 Accident health liability 10459 37 4642 72 THE FIDELITY AND CASUALTY COMPANY OF NEW YORK 9294 Liberty St 97103 Cedar St New York City Robert J Hillas President Theodore E Gaty VicePres and Sec Eugene Oberdorfer Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 13287598 32 4 Extended at 14287598 32522 9 10 11 CompteolleeGeneeal s Repoet Income 6 Gross renewal premiums 13226145 39 7 Deduct amounts paid for reinsurance and return premiums 3552717 28 Total premiums Interest and rents Profit on sale or increase by adjustment of assets Other sources Suspense account Fidelity insurance fund Profit and loss account Federal income tax Munich Reinsurance Co All other London Guarantee and Accident Co Royal Exchange Assurance Corporation Agents balances previously charged off 9673428 11 614212 10 178166 71 441 42 768 39 1362 61 1457 79 162509 48 4774 61 16225 18 13638 65 735 81 13 Total income 10667720 76 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 3930820 82 666320 82 2351761 84 455546 51 67749 82 102668 06 250000 00 28940 93 1408979 23 23 Total disbursements 9262788 03 Ledger Assets 25 Book value of real estate 1293833 27 Bonds at book value 6224 372 28 Stocks at book value 4 302 691 29 Cash in office 3 9 47 30 Deposits at interest 47158 59 31 Deposits not at interest 197 772 83 32 Agents balances net 1 912 629 57 45 55 00X i ComptrollerGenerals Report 33 Other items Agents balances and sundry ledger assets Special bank deposits at agencies Equity in funds of Excise Reinsurance Association Equity in funds of Workmens Compensation Reinsur ance Bureau 523 97437 65 6193 35 81321 20 101572 39 34 Total ledger assets 14692531 05 NonLedger Assets 35 Interest due and accrued 95722 39 37 Other items Reinsurance on paid losses 4247 69 38 Total assets 14792501 13 Deduct Assets Not Admitted 39 Agents balances and sundry ledger assets 97437 65 41 Other items Overdue premiums 345677 89 Book value of ledger assets over market value 419980 75 Overdue and accrued interest on bonds in default 472 50 Special deposits in excess of correspond ing liabilities 140137 11 42 Total not admitted assets 1003705 90 43 Total admitted assets 13788795 23 Liabilities 44 Net amount of unpaid losses and claims 3399705 20 45 Reserves or unearned premiums on risks outstanding 5386822 97 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Estimated expense of investigation and adjustment of unpaid claims Reinsurance Reserve for contingencies not required by law Fidelity insurance fund Reserves and balances retained under contract with reinsuring companies Suspense account All other 398842 76 156722 95 50000 00 57521 79 750000 00 10303 43 234391 78 6027 81 7714 81 50 Total amount of liabilities except capital 10458052 97524 ComptrollerGenerals Report 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 2330742 26 53 Surplus protection to policyholders 3330742 26 54 Total liabilities 13788795 23 Premiums in Force 82 In force December 31 1915 9760611 76 83 Written or renewed during year v 13226145 39 84 Sum 22986757 15 85 Deduct ceased to be in force during year 12178087 58 86 In force December 31 1916 10808669 57 87 Deduct amount returned 219895 41 88 Net premiums in force 10588774 16 Business in Georgia Risks Premiums 89 Accident 32984 66 14661 20 90 Health 36117 12 19028 19 91 Liability 24316 03 12760 81 95 Plate glass 3390 68 1272 83 96 Steam boiler 7982 64 5520 26 97 Burglary and theft 6436 26 835 43 101 Fly wheel 509 69 403 11 102 Auto and team property damage 2263 69 1604 40 105 Totals 114000 77 56086 23 FIDELITY AND DEPOSIT COMPANY OF MARYLAND N W Cor Charles and Lexington Sts Balto Md Edwin Warfield President Robert S Hart Secretary Leonard Haas Attorney for Service Capital Stock 1 Amount of paidup capital 3000000 00 2 Ledger assets December 31 1915 12281525 78 4 Extended at 12281525 78ComptrollerGenerals Report 525 Income 5 Gross new and renewal premiums 8857204 81 7 Deduct amounts paid for reinsurance and return premiums 4MiW u 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other items From agents balances previously charged off Our proportion of amount borrowed from Metropoli tan Trust Co New York for account of New York excise committee Balance of proceeds of loan of Standard Life Assurance Company of Edinburg on policy of our former rep resentative in Russia repayment of loan being guar anteed by the Fidelity Deposit Company of Mary lafd 146932 50 Total loan v 47587 50 Paid during 1916 Profit received for participation in bond underwriting syndicate less expense Profit on adjustment of foreign exchange increase in premiums due for reinsurance 13 Total income Disbursements 6569555 74 525378 76 107425 76 1630 09 4375 00 99345 00 633 70 6149 17 32573 00 7347066 22 14 15 16 Net amount paid policyholders for losses Collection expenses salvage and recovery Legal and administrative expenses in adjustment ot claims Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Agents balances charged off Taxes and licenses Vsni9ft Miscellaneous home office expenses Assessments and fees bureaus and asso ciations 2517695 13 15239 11 405589 07 1649975 29 1239313 45 73201 76 132106 39 480000 00 29088 87 30411 97 37113 39 354671 63 11293 64 526 ComptrollerGenerals Eeport Books for library and various periodicals Examinations and directors fees Expenses of operating tabulating ma chines Mercantile reports Bonds of employees 8023 25 1645 99 1925 00 2119 32 647 91 Home office traveling expenses Interest on account of loan of the Standard Life In surance Company Expenses account liquidation Philadelphia Casualty Company Expenses account liquidation American Bonding Com pany Decrease in advance premiums over 1915 Decrease in returned premiums allowed but claimed not 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash on deposit in branch offices 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items New York Excise Current loss fund 18 754 18 Reserve fund 25942 gl Premium fund 34 931 77 Deposited with The Surety Association of America Salvage due from reinsurance companies Interest due from Moscow Bank Moscow Notes receivable account of syndicate of Elberton Easton Railway Company Due by suspended banks and judgments viz Commercial Bank of Jacksonville FlaI W G Ragland Pittsboro Miss Amt of Claim 6000 00 2837 55 30456 37 30013 55 7143 56 23784 01 22392 95 22421 74 46465 70 7147083 95 2694848 59 134360 67 4529708 75 1795295 50 73800 00 1302576 69 99194 10 1572970 68 79628 76 500 00 38216 72 484 15 157004 66 Est of Rec 1500 00 1418 78 54 Total ledger assets 12481508 05ComptrollerGenerals Eeport 527 NonLedger Assets 35 Interest due and accrued 1693 34 38 Total assets 12483201 39 Deduct Assets Not Admitted 39 Agents balances 389748 37 41 Other items Special deposit in excess of correspond ing liabilities 258806 17 42 Total not admitted assets 648554 54 43 Total admitted assets U834646 8 Liabilities 44 Net amount of unpaid losses and claims 2165087 27 45 Reserves or unearned premiums on risks outstanding 3342061 20 47 Salaries and miscellaneous accounts due or accrued 284739 33 48 Taxes due or accrued 115000 00 49 Other items Return premiums 131018 66 Reinsurance 98912 09 Various reserves 468365 61 698296 36 50 Total amount of liabilities except capital 6605184 16 51 Capital actually paid in cash 3000000 00 52 Surplus over all liabilities 2229462 69 53 Surplus protection to policyholders 5229462 69 S 11834646 85 54 Total liabilities Premiums in Force 82 In force December 31 1915 379 87 83 Written or renewed during year i4Zd4 178803 71 84 Sum qfi 85 Deduct ceased to be in force during year wi Q1 q 8490175 86 In force December 31 1916 87 Deduct amount reinsurance in force a S 75025 38 88 Net premiums in force t v 528 ComptrollerGenerals Report Business in Georgia Premiums S9 Accident 9541 33 90 Health 1 7594 48 91 Liabilty 13448 30 93 Fidelity 28613 54 94 Surety 27277 36 95 Plate glass 1539 26 97 Burglary and theft 2179 49 102 Auto and teams property damage 2265 67 105 Totals 92459 43 Investments in Georgia 107 Bonds Losses I 2367 33 2575 34 6888 62 29340 38 23861 39 685 53 1152 90 482 65 67354 14 50000 00 FRANKFORT GENERAL INSURANCE COMPANY OF NEW YORK 123 William St New York N Y C H Franklin United States Manager and Attorney John F Hallman Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets December 31 1915 1500293 46 4 Extended at 1500293 46 Income 6 Gross renewal premiums 1286135 51 7 Deduct amounts paid for reinsurance and return premiums 204707 49 8 Total premiums 1081428 02 9 Interest and rents 50 010 24 11 Other sources Remittance from home otftce 4 913 02 Policy fees required or represented by applications 16493 16 13 Total income 1152844 44ComptrollerGenerals Keport 529 Disbursements 14 Net amount paid policyholders for losses 568023 38 15 Legal and administrative expenses in m 2 claims 215 085 40 16 Commissions and allowances to agents 17 Salaries of officers and employes gg 18 Rents and interest 9V772 715 19 Advertising printing postage telegrams etc 1 21 Loss on sale and decrease by adjustment of assets 17516 22 Other items 16 493 16 Policy fees retained by agents 1113279 85 23 Total disbursements Ledger Assets 1261392 43 27 Bonds at book value 1 370 00 29 Cash in office 72681 73 30 Deposits at interest 172491 53 32 Agents balances 33 Other items 10 429 g6 Cash in hands of trustees Equity in Workmens Compensation Reinsurance Bu reau 1539858 05 34 Total ledger assets NonLedger Assets a 14016 27 35 Interest due and accrued 37 Other items 70 og On bank deposits 1553944 40 38 Total assets Deduct Assets Not Admitted 39 Agents balances I 6984 18 41 Other items Book value of bonds over market value 54831 57 Bank balance Bank German Natl of Pittsburg Pa closed 1SU S 61996 74 42 Total not admitted assets 1491947 66 43 Total admitted assets 530 ComptrollerGenerals Eeport Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions due agents and brokers on policies ef fective subsequent to Oct 1 1916 50 Total amount of liabilities except capital 51 Capital actually paid in cash VsO000 00 52 Surplus over all liabilities 223899 09 53 Surplus protection to policyholders 54 Total liabilities 572190 92 392879 84 1500 00 18000 00 33477 81 1018048 57 473899 09 1491947 66 Premiums in Force 82 In force December 31 1915 less reinsurance 83 Written or renewed during year 84 Sum t 85 Deduct ceased to be in force during year 86 In force December 31 1916 87 Deduct amount returned and reinsured 3 Net premiums in force 676181 72 1286135 51 1962317 23 976063 28 986253 95 204707 49 781546 46 Business in Georgia 89 Accident and health 91 Liability 97 Burglary and theft 102 Auto and teams property damage 105 Totals Premiums 627 64 820 11 56 77 165 24 1669 76 Losses 1149 38 35 79 1185 17 ComptrollerGenerals Report 531 GENERAL ACCIDENT FIRE AND LIFE INSURANCE CORPORATION Ltd PERTH SCOTLAND North and Walnut Sts Philadelphia Pa Frederick Richardson United States Manager Thomas Lewis Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets December 31 1915 3375721 18 4 Extended at 3375721 18 Income 5 Gross premiums on new business 4525749 86 7 Deduct amounts paid for reinsurance and return premiums 999904 34 8 Total premiums 3525845 52 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Remittances from home office 465103 46 Borrowed money i 200000 00 Policy fees required or represented by applications 101780 00 94978 76 75482 80 766883 46 13 Total income 4463190 54 Disbursements 14 Net amount paid policyholders for losses 2041691 71 15 Legal and administrative expenses in adjustment of claims 354797 35 16 Commissions and allowances to agents 880634 15 17 Salaries of officers and employes 247937 09 18 Rents and interest v 39858 00 19 Advertising printing postage telegrams etc 75652 71 21 Loss on sale and decrease by adjustment of assets 37058 12 22 Other items Agents salaries and traveling expenses 34067 29 Medical examiners fees and salaries 2270 78 Inspections 52695 85 Repairs and taxes on real estate 14455 68532 ComptrollerGenerals Report Premium taxes 59239 54 License fees and taxes 2 Legal expenses 22067 47 Furniture and fixtures 6 959 02 Miscellaneous expenses bbUs 66 Agents balances charged off 6 861 62 Borrowed money repaid 20000 00 Policy fees retained by agents 101780 00 23 Total disbursements 4230420 47 Ledger Assets 25 Book value 0f real estate 186297 81 27 Bonds at book value 1798105 15 28 Stocks at book value lJ 29 Cash in office 30 Deposits at interest 31 Deposits not at interest On odOZd 94 2 nfr S 780 62 33 Other items U S Internal revenue 4046 23 Agents balances and sundry accounts 142 575 51 Reinsurance on paid losses 2968 41 34 Total ledger assets 777 NonLedger Assets 35 Interest due and accrued 21 985 20 38 Total assets 3630476 45 Deduct Assets Not Admitted 39 Agents balances 111 028 91 41 Other items Agents balances and sundry accounts 142575 51 Market value of special deposits in ex cess of corresponding liabilities ggo 80 Book value of ledger assets over mar ket value 159332 85 42 Total not admitted assets 422398 07 43 Total admitted assets TZJsComptrollerGenerals Report 533 Liabilities 44 Net amount of unpaid losses and claims 983349 15 45 Reserves or unearned premiums on risks outstanding 1320720 36 47 Salaries and miscellaneous accounts due or accrued 10000 00 49 Other items Estimated expenses of investigation and adjustment of unpaid claims 8100 00 Commissions due agents on policies effective on and after October 1 1916 146941 97 Estimated amount hereafter payable for Federal State and other taxes 65000 00 Return premiums 3813 63 Agents credit balances 3469 81 50 Total amount of liabilities except capital 2541394 92 51 Capital actually paid in cash 250000 00 52 Surplus over all liabilities 416683 46 53 Surplus protection to policyholders 666683 46 54 Total liabilities 3208078 38 Premiums in Force 82 In force December 31 1915 2238353 43 83 Written or renewed during year 4525749 86 84 Sum 6764103 29 85 Deduct ceased to be in force during year 4117490 30 86 In force December 31 1916 2646612 99 87 Deduct amount returned 47690 46 88 Net premiums in force 2598922 53 Business in Georgia Premiums Losses 89 Accident 12102 52 6671 35 90 Health 911 74 5423 U 91 Liability 10454 17 7074 10 97 Burglary and theft 314 48 102 Auto and teams property damage 2520 39 639 06 105 Totals 34493 30 19807 85534 ComptrollerGenerals Report GEORGIA CASUALTY COMPANY OF MACON GEORGIA Georgia Casualty Building Macon Ga W E Small President w v E P Amerme Secretary Capital Stock 1 Amount of paidup capital 300540 00 2 Ledger assets December 31 1915 1330926 55 4 Extended at 1330926 55 Income 5 Gross premiums on new business 2299 126 24 7 Deduct amounts paid for reinsurance and return premiums 49639193 8 Total premiums 9 Interest and rents 1802734 31 10 Profit on sale or increase by adjustment of assets S 50 13 Total income 1864041 14 Disbursements 14 Net amount paid policyholders for losses fi7S qnB 7n 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents Iflll 17 Salaries of officers and employes 18 Rents and interest 6M93 51 19 Advertising printing postage telegrams etc legal 30 furniture and fixtures Si oTerTtems6 2 20 Life renewal commissions Agents expenses 2 Inspections 772 53 Building expenses 22455 05 State county and city taxes 151 39 Premium taxes 63 05 Insurance department fees and license Atl It Federal revenue tax 8 Income tax 83 46 Municipal licenses and taxes li 58 Dividends J832 29 18032 40ComptrollerGenerals Report 535 Auditing 5135 88 General expense 5919 78 Traveling expenses 5918 34 Charged off 24468 23 Total disbursements 1507524 10 Ledger Assets 25 Book value of real estate 375000 00 26 Mortgage loans 250616 61 27 Bonds at book value 369300 35 28 Stocks at book value 14350 00 29 Cash in office 4906 31 30 Deposits at interest 110209 14 31 Deposits not at interest 55630 24 32 Agents balances net 8224 63 33 Other items Premiums in course of collection 484533 26 Bills receivable 3276 88 Printing plant and equipment 5323 56 Advance on contract bond and traveling expense se cured 6072 61 34 Total ledger assets 1687443 59 NonLedger Assets 35 Interest and rents due and accrued 10186 15 36 Market value of assets over book value 4950 12 38 Total assets I 1702579 86 Deduct Assets Not Admitted 39 Agents balances 8224 63 40 Bills receivable 3276 88 41 Other items Over ninety day premiums in course of collection 7112 62 Printing plant and equipment 5323 56 42 Total not admitted assets 23937 69 43 Total admitted assets 1678642 17 Liabilities 44 Net amount of unpaid losses and claims 354168 14 45 Reserves or unearned premiums on risks outstanding 660156 43536 ComptrollerGenerals Keport 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions on premiums in course of collection Reinsurance Voluntary additional liability and compensation serve 1250 00 30000 00 121239 00 130 36 35000 00 50 Total amount of liabilities except capital 61 Capital actually paid in cash 52 Surplus over all liabilities 300540 00 176158 24 1201943 93 52 Total protection to policyholders 54 Total liabilities 476698 24 1678642 17 Premiums in Force 82 In force December 31 1915 83 Written or renewed during year 84 Sum 85 Deduct ceased to be in force during year 86 In force December 31 1916 87 Deduct amount returned Net premiums in force 873226 30 2299126 24 3172352 54 1852580 84 1319771 70 2288 19 1317483 51 Business in Georgia 89 Accident 90 Health 91 Liability 44 Surety 95 Plate glass 97 Burglary and theft 102 Auto and teams propertydamage 105 Totals Premiums 10038 43 8631 10 50955 49 161 00 1588 81 1133 79 7925 76 Investments in Georgia 106 Real estate 107 Bonds 108 Mortgage loans Losses 10634 01 4858 89 23435 36 27 69 904 77 734 94 4091 08 80434 38 44631 36 375000 00 352908 67 244616 61CompteolleeGenebals Report 537 111 Other items 14350 00 Bonds Printing plant and equipment 5323 5b Total investments in Georgia 992198 84 GLOBE INDEMNITY COMPANY OF NEW YORK 45 William St New York N Y Henry W Baton President A Duncanreid Secretary W R Hoyt Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets December 31 1915 4856584 29 4 Extended at 4856584 29 Income 6 Gross renewal premiums 6479818 44 7 Deduct amounts paid for reinsurance and return premiums 1681665 60 8 Total premiums 4798152 84 9 Interest and rents 172898 76 13 Total income 4971051 60 Disbursements 14 Net amount paid policyholders for losses 1735777 84 15 Legal and administrative expenses in adjustment of 325980 62 claims 16 Commissions and allowances to agents 979794 07 17 Salaries of officers and employes 426q2 90 18 Rents and interest 22 19 Advertising printing postage telegrams inspections 28995 5t QXC 20 Paid policyholders for dividends 4500 00 21 Loss on sale and decrease by adjustment of assets 3112 31 23 Total disbursements 3828920 58538 ComptrolleeGexebals Report Ledger Assets 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest 32 Agents balances and sundry accounts 33 Other items Premiums in course of collection 34 Total ledger assets 3882610 29 697646 50 383475 85 114131 99 920840 68 5998715 31 NonLedger Assets 35 Interest due and accrued 37 Other items LaSalle Street Trust Savings Bank Salvage 52184 57 12500 00 38 Total assets 6063399 88 Deduct Assets Not Admitted 39 Agents balances and sundry accounts 18 027 45 41 Other items Premiums prior to Oct 1st Bonds and stocks Market value of special deposits in ex cess of corresponding liabilities 79767 78 12884 2 113767 53 42 Total not admitted assets 43 Total admitted assets 224447 05 5838952 83 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 laxes due or accrued 49 Other items Commissions brokerage and other charges due or to become due Reinsurance Voluntary reserve for claims and contingencies 50 Total amount of liabilities except capital 51 Capital actually paid in cash 750j000 00 52 Surplus over all liabilities 536 019 34 1469222 35 2147655 45 15000 00 85000 00 179341 38 6714 31 650000 00 4552933 49 53 Surplus protection to policyholders 54 Total liabilities 1286019 34 5838952 83ComptrollerGenerals Report Business in Georgia 539 89 Accident 91 Liability 93 Fidelity 95 Plate glass 97 Burglary and theft 102 Auto and teams property damage 105 Totals Premiums Losses 56 85 687 08 6 00 6 10 30 00 29 65 24 00 11 27 802 75 24 00 HARTFORD ACCIDENT INDEMNITY COMPANY OF HARTFORD CONNECTICUT 125 Trumbull St Hartford Conn R M Bissell President Jas L D Kearney Secretary W R Prescott Attorney for Service Capital Stock 1 Amount of paidup capital 800000 00 2 Ledger assets December 31 1915 2957593 59 1V 4 Extended at 2957593 59 Income 5 Gross premiums on new business 5588806 76 7 Deduct amounts paid for reinsurance and return premiums 1281578 32 8 Total premiums 4307228 44 9 Interest and rents 98212 62 10 Profit on sale or increase by adjustment of assets 225 00 11 Other sources Increase to surplus paid in by stockholders 200000 00 13 Total income 4605666 06 Disbursements 14 Net amount paid policyholders for lossesf 1377108 56 15 Legal and administrative expenses in adjustment of 249128 78 claims 540 ComptrollerGenerals Eeport 16 Commissions and allowances to agents 864 984 62 17 Salaries of officers and employes 385 336 00 18 Rents and interest 27371 71 19 Advertising printing postage telegrams etc 89656 24 21 Loss on sale and decrease by adjustment of assets 445 00 22 Other items Agents balances charged off 427 44 Inspections 79450 80 State tax on premiums 35 789 49 Insurancee department licenses and fees 10022 85 City and county tax on premiums g4g 71 State corporation tax 18 35q q0 Miscellaneous taxes and fees 2494 15 Revenue tax stamps 15365 49 Legal expenses 1744 g7 Publication fees 797 7 Subscription to publications 1 705 44 Subscription to local boards 16924 33 Surety bonds and insurance 1069 27 Home office sundry expenses 10147 76 23 Total disbursements 3 lg9lg9 4g Ledger Assets 26 Mortgage loans 190000 0Q 27 Bonds at book value 2 624 815 86 29 Cash in office 6172 gfi 30 Deposits at interest 499989 23 31 Deposits not at interest 12837 49 32 Agents balances net 5191 35 33 Other items Premiums in course of collection over 90 days 42868 03 Premiums in course of collection under 90 days 919931 96 Bills receivable on 04 04 Equity New York excise fund 15804 78 Revenue tax stamps on hand etc 4386 37 Funds in hands of Workmens Compensation Reinsur ance Bureau 50 502 3g Funds in hands of Surety Association of America 500 00 Reinsurance recoverable on paid losses 885 82 34 Total ledger assets 4374090 17 NonLedger Assets 35 Interest due and accrued 5 41 737 897V ComptrollerGenerals Report 541 36 Market value of assets over book value 39184 14 m 4455012 20 38 Total assets Y Deduct Assets Not Admitted 39 Agents balances 5191 35 40 Bills receivable i 204 04 41 Other items Premiums in course of collection over 90 days 42868 03 Market value of special deposits in ex cess of corresponding liabilities 8343 00 Funds in hands of Workmens Compen sation Reinsurance Bureau held for estimated unpaid loans 4474 03 42 Total not admitted assets 61080 45 43 Total admitted assets 4393931 75 Liabilities 44 Net amount of unpaid losses and claims 828889 56 45 Reserves or unearned premiums on risks outstanding 1830360 06 47 Salaries and miscellaneous accounts due or accrued 5859 03 49 Other items Estiamted expenses of investigation and adjustment of 2470 00 unpaid claims Commissions brokerage etc due or become due agents or brokers on policies effective on or after October 1 1916 201209 89 Estimated amount payable for Federal State and other taxes based on business of year of this statement 53420 00 Voluntary contingent reserve 1 400000 50 Total amount of liabilities except capital 3322208 54 51 Capital actually paid in cash 800000 00 52 Surplus over all liabilities 271723 21 53 Surplus protection to policyholders 1071723 21 j 4393931 75 54 Total liabilities Business in Georgia Premiums Losses 89 Accident i933 35 121 79 90Heaieh U 542 ComptrollerGenerals Report 91 Liability 11377 90 6217 65 33 Fidelity 2308 56 682 34 94 Surety 6206 42 57 50 95 Plate glass 1012 27 2g2 Q8 97 Burglary and theft 1186 73 124 34 102 Auto and teams property damage 2 026 20 162 75 104 Live stock 968 15 10Q 0Q 105 Totals 28174 95 j 7939 88 Investments in Georgia 107 Bonds book value f 2462 5Q THE HARTFORD STEAM BOILER INSPECTION AND INSURANCE COMPANY OF HARTFORD CONNECTICUT 56 Prospect Street Hartford Conn Charles S Blake President Wm R c CaraoQ Secretary Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets December 31 1915 6355015 90 4 Extended at 6355015 90 Income 5 Gross premiums on new business 2243110 04 7 Deduct amounts paid for reinsurance and return premiums 268 824 13 8 Total premiums 73 1974285 91 9 Interest and rents 2 g3 11 Other sources Gross profit on sale of bonds 525 01 13 Total income 2305943 11 Disbursements 14 Net amount paid policyholders for losses 118 511 57 15 Legal and administrative expenses in adjustment of claims g79 87 16 Commissions and allowances to agents 299212 84ComptrollerGenerals Report 543 17 Salaries of officers and employes 414375 02 18 Rents and interest 11000 00 19 Advertising printing postage telegrams etc 46203 79 21 Loss on sale and decrease by adjustment of assets 4109 17 22 Other items Inspection expenses 597322 77 Repairs and expenses 6683 06 Taxes 130406 38 Legal expenses 1747 Furniture and fixtures 5982 47 Office expenses 3730 26 Dividends i000 00 23 Total disbursements 1799964 80 Ledger Assets 25 Book value of real estate 90000 00 26 Mortgage loans 1554570 00 27 Bonds at book value 3684348 30 28 Stocks at book value 714268 94 29 Cash in office 492 49 30 Deposits at interest 305370 60 33 Other items Premiums in course of collection 471003 09 Cash in course of transmission 40940 79 34 Total ledger assets 6860994 21 NonLedger Assets 35 Interest due and accrued 98141 14 38 Total assets 6959135 35 Deduct Assets Not Admitted 41 Other items Premiums in course of collection before October 1 1916 82727 06 Market value of special deposits 34518 75 Book value over market value 36601 79 42 Total not admitted assets 153847 60 43 Total admitted assets 6805287 75544 ComptrollerGeneral g Report Liabilities 44 Net amount of unpaid losses and claims 67528 30 45 Reserves or unearned premiums on risks outstanding 2738563 68 47 Salaries and miscellaneous accounts due or accrued 4000 00 48 Taxes due or accrued 137500 00 49 Other items Commissions due agents on policies effective after Oct L 1916 77655 20 Special and contingent reserve on account of the as sumed liability for guaranteeing the faithful per formance by the Boiler Inspection Insurance Co of Canada of its covenants and obligations assumed under certain policies issued by that company this companys proportion of the total premiums per taining to such policies viz 4622604 being 20 of 23113019 the pro rata reserve thereon amount ing t0 25469 55 50 Total amount of liabilities except capital 3050716 73 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 1754571 02 53 Surplus protection to pplicyholders 3754571 02 54 Total liabilities 6805287 75 Premiums in Force 82 In force December 31 1915 4772597 16 83 Written or renewed during year 2243110 04 84 Sum 7015707 20 85 Deduct ceased to be in force during year 1820804 60 86 In force December 31 1916 5194902 60 87 Deduct amount returned 41 3gQ g2 88 Net premiums in force 5153541 60 Business in Georgia Premiums Loosses 97 Burglary and theft 26033 34 1 041 51 101 Fly wheel 2088 65 105 Totals 28m 99 1041 5ComptrollerGenerals Report 545 interstate casualty company of birmingham alabama Clark Building Birmingham Ala Henry B Gray President D B Lightner Secretary Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 4 Extended at 300000 00 551374 58 551374 58 Income 5 Gross premiums on new business 295549 90 7 Deduct amounts paid for reinsurance and return premiums 79092 90 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 216457 00 23636 04 312 00 13 Total income 240405 04 Disbursements 14 Net amount paid policyholders for lossesI 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 33 Other items Bills receivable and personal accounts 123881 62 14095 44 57382 19 12411 50 1107 90 7716 50 2204 71 231072 03 149000 00 26157 52 280967 91 5630 54 23406 15 73906 61 1638 86 34 Total ledger assets 560707 59546 ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 2296 98 37 Other items Reinsurance 2197 11 38 Total assets 565201 68 Deduct Assets Not Admitted 39 Agents balances 7405 29 40 Bills receivable and personal accounts 1638 86 42 Total not admitted assetsf 9044 15 43 Total admitted assets 556157 53 Liabilities 44 Net amount of unpaid losses and claims 74915 23 45 Reserves or unearned premiums on risks outstanding 26017 98 47 Salaries and miscellaneous accounts due or accrued 20367 21 50 Total amount of liabilities except capital 121300 42 51 Capital actually paid in cash 300000 00 52 Surplus over all liabilities 134857 11 53 Surplus protection to policyholders 434857 11 54 Total liabilities 556157 53 Premiums in Force 82 In force December 31 1915 50332 27 83 Written or renewed during year 295549 90 84 Sum 345882 17 85 Deduct ceased to be in force during year 290879 20 86 In force December 31 1916 55062 97 87 Deduct amount returned 1454 96 88 Net premiums in force 53608 01 Business in Georgia Premiums Losses 89 Accident 88 88 3250 00 90 Health 641 38 310 68ComptrollerGenerals Report n Liability 25 00 93 Fidelity 94 Surety 94 75 105 Total 842 01 547 69 53 285 26 3916 07 INTERSTATE LIFE AND ACCIDENT COMPANY OF CHATTANOOGA TENNESSEE Fifteenth Floor Hamilton National Bank Building Chattanooga Tenn H D Huffaker President Jas E Watkins Assistant Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 150558 00 201069 40 4 Extended at 201069 40 Income 8 Total premiums 9 Interest and rents 271431 48 10406 80 13 Total income 281838 28 Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Taxes general expenses collections exchange and discount Insurance department licenses and fees Business bought 23 Total disbursements 110135 12 85282 82 63225 66 3525 04 6788 80 5332 05 690 60 2640 00 277620 09 Ledger Assets 26 Mortgage loans 27j Bonds at book value 119798 40 8800 00548 ComptrollerGenerals Report 29 Cash in office 4526 40 30 Deposits at interest 46716 89 31 Deposits not at interest 5560 68 33 Other items Premiums in course of collection 1503 04 Bills receivable 6974 39 Due from agents and others 4918 41 Furniture and fixtures and printed matter 6489 38 34 Total ledger assets 205287 59 NonLedger Assets 35 Interest due and accrued 4748 90 38 Total assets 210036 49 Deduct Assets Not Admitted 40 Bils receivable 6974 39 41 Other items Furniture and fixtures and printed mat ter 6489 38 Due agents and others 3330 41 42 Total not admitted assets 16794 IS 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reinsurance Reserve for weekly industrial life element Contingent reserve Due agents and others 50 Total amount of liabilities except capital 51 Capital actually paid in cash 150558 00 52 Surplus over all liabilities 17635 95 53 Surplus protection to policyholders 168193 95 54 Total liabilities 193242 31 193242 31 3800 00 3554 15 2027 87 2600 00 200 00 7000 00 5000 00 866 34 25048 36 ComptbollerGenerals Report Business in Force 55 In force December 31 1915 56 Issued revived or increased during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1916 Premiums in Force 82 In force December 31 1915 monthly and commercial only S3 Written or renewed during year 84 Sum 85 Deduct ceased to be in force during year 86 In force December 311916 Business in Georgia Premiums 89 Accident 17442 27 90 Health 17395 37 95 Plate glass 177 20 105 Totals 35014 84 Investments in Georgia 108 Mortgage loans 549 3247 80 7067 25 10315 05 6501 45 3813 60 5700 00 106816 69 112516 69 105408 40 7108 29 Losses 5822 12 8338 28 68 00 14228 40 12700 00 LLOYDS PLATE GLASS INSURANCE COMPANY OF NEW YORK 61 and 63 William St New York N Y William T Woods President Charles E W Chambers Secretary D I Mclntyre Sr Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets December 31 1915 1006753 92 4 Extended at 1006753 92550 ComptrollerGenerals Report Income 5 Gross premiums on renewal and new business 650400 02 7 Deduct amounts paid for reinsurance and return premiums 94195 22 8 Total premiums 556204 80 9 Interest and rents 47474 28 10 Profit on sale or increase by adjustment of assets 151 20 12 Borrowed money 50000 00 13 Total income 653830 28 Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing portage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Repairs to real estate 10767 38 Salaries and traveling expenses of agts 11004 37 License fees and taxes 29851 74 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 263338 07 176993 05 74487 40 12259 88 20887 23 50000 00 800 00 51623 49 23 Total disbursements 650389 12 255763 18 74250 00 299985 77 259556 76 4460 13 25915 04 90264 20 34 Total ledger assets 1010195 08 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 5109 46 19236 82ComptrollerGenerals Eeport 551 37 Other items Salvage glass on hand 7122 97 Sundry accounts 145 00 7267 97 38 Total assets 1041809 33 Deduct Assets Not Admitted 39 Agents balances 3237 00 41 Other items Book value over market stocks and bonds 45810 53 Sundry accounts 145 00 Salvage glass on hand 7122 97 Market value special deposits 39654 09 42 Total not admitted assets I 95969 59 43 Total admitted assets 945839 74 Liabilities 44 Net amount ot unpaid losses and claims 51597 44 45 Reserves or unearned premiums on risks outstanding 293860 95 47 Salaries and miscellaneous accounts due or accrued 95093 23 48 Taxes due or accrued 151 20 50 Total amount of liabilities except capital 440702 82 51 Capital actually paid in cash 250000 00 52 Surplus over all liabilities 255136 92 53 Surplus protection to policyholders 505136 92 54 Total liabilities 945839 74 Premiums in Force 82 In force December 31 1915 590697 76 83 Written or renewed during year 650400 02 85 Sum 1241097 78 85 Deduct ceased to be in force during year 645317 88 6 In force December 31 1916 595779 90 Business in Georgia Premiums Losses 95 Plate glass 2464 41 840 82 552 ComptbollebGenebals Repobt london guarantee and accident co ltd chicago ill 134 South LaSalle Street Chicago 111 F W Lawson U S Manager S B Wright Jr Attorney for Service Capital Stock 1 Statutory deposits 2 Ledger assets December 31 1915 250000 00 5591555 28 4 Extended at 5591555 28 Income 5 Gross premiums on new business 6725965 64 7 Deduct amounts paid for reinsurance and return premiums 1284970 01 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 5440995 63 222180 09 37478 78 13 Total income 5700650 50 Disbursements 14 Net amount paid policyholders for losses 2093059 40 15 Legal and administrative expenses in adjustment of claims 457655 15 16 Commissions and allowances to agents 1081621 80 17 Salaries of officers and employes 515827 24 18 Rents and interest 22649 29 19 Advertising printing postage telegrams furniture and fixtures etc 53874 89 20 Remitted home office London 131663 37 21 Loss on sale and decrease by adjustment of assets 14758 76 State taxes on premiums 81817 08 22 Other items Insurance dept licenses and fees 5370 56 Personal property tax 2845 19 Special war tax 19780 81 N Y dept fees 2253 01 Federal corp tax 3739 41 State city county tax 2683 92 Income tax and bonds 1445 00 Legal expenses 15 00 ComptrollerGenerals Report 553 Investment expenses Exchange rnd call charges Office and general expenses Bureau and other subscriptions Comp rating insp board 620 11 1071 90 8363 00 24336 52 5912 29 78436 72 23 Total disbursements 4531363 70 Ledger Assets 26 Mortgage loans 27 Bonds at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 33 Other items i On policies or renewals effective on or after Oct 1 16 On policies or renewals effective prior to Oct 1 1916 Uncollected reinsured losses Cash in branch claim departments Workmens Compensation Reinsurance Bureau Traveling expenses 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Market value special deposits Bonds per schedule D Workmens Comp Reinsurance Bureau Traveling suspense Cash in branch claim departments 35900 20 175384 10 6344 72 134932 47 15879 78 1761 28 2990 38 42 Total not admitted assets 43 Total admitted assets 4500 00 4812023 69 31269 01 316199 45 3320 11 1262871 36 175384 10 5710 27 19250 00 128552 81 1761 28 6760842 08 78445 56 6839287 64 373192 93 6466094 71 554 ComptrollerGeneral s Report Liabilities 44 Net amount of unpaid losses and claims 4 b Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Return premiums Reinsurance Voluntary additional reserve for contingencies 219412 75 2358377 85 2160448 89 99139 17 82330 61 4635 28 500000 00 60 Total amount of liabilities except capital 5424344 55 Statutory deposits 500000 00 62 Surplus over all liabilities 541750 16 53 Surplus protection to policy holders 1041750 16 bi Total liabilities 6466094 71 Premiums in Force 82 In force December 31 1915 339s ggg 1 83 Written or renewed during year 6 725 965 64 84 Sum 10124664 79 85 Deduct ceased to be in force during year 6277 857 04 86 In force December 31 1916 3 846 807 75 87 Deduct amount returnea 92677 55 8 Net premiums in force 3754130 20 Business in Georgia 89 Accident 90 Health r l Liability 97 Burglary and theft 102 Auto and teams property damage 103 Workmens collective 105 Totals Premiums Losses 8o63 02 6242 50 b8i4 76 978 31 32448 84 17835 40 139c lo 68 25 4070 88 1374 32 1629 35 307 53 54922 00 26806 31 ComptrollerGenerals Report 555 london and lancashire indemnity company of america 57 William Street New York A G Mcllwaine Jr President Geo C Howie Secretary Charles A Bickerstaff Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets December 31 1915 2147192 71 4 Extended at 2147192 71 Income 5 Gross premiums or new business 2857985 75 7 Deduct amounts paid for reinsurance and return premiums 793417 64 8 Total premiums 2064568 11 9 Interest and rents 89682 11 11 Other sources Voluntary contribution of stockholders 244396 65 13 Total income 2398646 87 Disbursements 14 Net amount paid policyholders for losses 805533 97 15 Legal and administrative expenses in adjustment of claims 177457 01 16 Commissions and allowances to agents449008 06 17 Salaries of officers and employes 161649 89 19 Advertising printing postage telegrams etc 61017 20 22 Other items All other disbursements 140138 05 23 Total disbursements 1794804 18 Ledger Assets 27 Bonds at book value 907713 55 28 Stocks at book value 750000 00 29 Cash in office 11404 87 30 Deposits at interest 637609 59 31 Deposits not at interest 11434 19 33 Other items Outstanding premiums 427713 94556 ComptrollerGenebals Report Bills receivable Claims advances special agents and suspense London Lancashire Insurance Accident Co War revenue tax refund 34 Total ledger assets 1628 76 3289 46 2 05 238 99 I 2751035 10 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Reinsurance recoverable on paid losses 38 Total assets Deduct Assets Not Admitted 12412 51 187926 45 3082 86 2954457 22 40 Bills receivable 41 Other items Premiums outstanding over 90 days Other assets as above 1628 76 105252 75 3530 50 42 Total not admitted assets 43 Total admitted assets 110412 01 2844045 21 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Loss expenses Commissions Other liabilities 885688 17 788041 50 5350 00 53337 99 15187 75 76913 22 3286 47 50 Total amount of liabilities except capital 51 Capital actually paid in cash 750000 52 Surplus over all liabilities 266240 11 53 Surplus protection to policyholders E4 Total liabilities 1827805 10 1016240 11 2844045 21 ComptrollerGenerals Report 557 Premiums in Force 82 In force December 31 1915 1 1030242 09 bo Written or renewed during year 2857985 75 84 Sum 3888227 84 85 Deduct ceased to be in force during year 1974916 28 86 In force December 31 1916 1913311 56 87 Deduct amount returned 132610 49 88 Net premiums in force 1780701 07 Business in Georgia Premiums Losses 89 Accident 2093 87 1086 58 90 Health 1357 46 730 93 91 Liability 4334 57 1857 34 95 Plate glass 693 26 542 94 97 Burglary and theft 200 18 19 95 102 Auto and teams property damage 1264 20 1075 26 105 Totals 9943 54 5313 00 LOYAL PROTECTIVE INSURANCE COMPANY OF BOSTON MASS 581 Boylston Street Boston Mass S A Allen President P R Parks Secretary W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 100000 00 506710 05 4 Extended at 506710 05 Income 5 Gross premiums on new business 583361 97 7 Deduct amounts paid for reinsurance and return premiums 2365 18 8 Total premiums 9 Interest and rents 10 Porfit on sale or increase by adjustment of assets 580996 79 19271 00 2481 24558 ComptrollerGenerals Report 11 Other sources Policy fees required or represented by application Calif rebate on taxes paid previous years From agents balances previously charged off 13 Total income Disbursements 14 Net amount paid policyholders for losses 55 Legal and administrative expenses in adjustmetn of claims 16 Commissions and allowances to agents a First year b Renewal IV Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid stockholders for dividends Federal corporation tax Agents balances charged off Other disbursements 23 Total disbursements 27 Bonds at book value 28 Stocks at book value 29 Cash in office SO Deposits at interest Ledger Assets 34 Total ledger assets NonLedger Assets 36 Market value of assets over book value 38 Total assets 41 Other items Stocks Bonds Deduct Assets Not Admitted 5003 13 2704 76 42 Total not admitted assets 43 Total admitted assets 55820 00 75 00 1689 10 660333 13 364946 61 1218 00 46107 36 54923 25 112305 51 8999 42 43889 68 56 26 10000 00 2120 05 1745 04 8653 61 654964 79 358044 76 42103 13 1450 00 110480 50 512078 39 5456 65 517535 04 7707 89 i 509827 15ComptrollerGenerals Report 559 Liabilities 44 Net amount of unpaid losses and claims 114500 00 45 Reserves or unearned premiums on risks outstanding 113400 67 47 Salaries and miscellaneous accounts due or accrued 14750 86 4b Other items Estimated expenses of investigation and adjustment of unpaid claims 50 Total amount of liabilities except capital 242782 66 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 167044 49 53 Surplus protection to policyholders 267044 49 S 509827 15 54 Total liabilities Business in Georgia Premiums Losses 89 Accident and health returned pre miums 635 V02 15 U32 71 MARYLAND CASUALTY COMPANY OF BALTIMORE MD John T Stone President John A Hartman Secretary A Haas Son Howell Attorneys for Service Capital Stock 1 Amount of paidup capital 1500000 00 2 Ledger assets December 31 1915 7552873 93 Paid into surplus account during 1916 700120 00 3 Increase of paidup capital during year 500000 00 8752993 93 4 Extended at v Income 5 Gross premiums on new and renewal business 110145834 24 7 Deduct amounts paid for reinsurance and return premiums 1071010 15 9074824 09 8 Total premiums v 560 ComptrollerGenerals Report 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total Income 372137 35 112585 85 9559547 29 Disbursements 14 Net amount paid policylnlders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on saleand decrease by adjustment of assets 22 Other items Inspections Repairs on real estate Taxes on real estate Taxes on premiums Insurance department fees Taxes Legal expenses Miscellaneous expenses Agents balances charged off 23 Total disbursements Ledger Assets 2b Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 32 Agents balances 33 Other items Bills receivable Reinsured losses due from other companies Agents balances 3464204 05 605824 93 1963495 59 595909 31 56189 92 126302 06 275000 00 48651 35 288464 59 36107 03 22205 23 122128 70 28112 61 57262 71 13906 46 46752 31 37652 69 7788169 54 1 464 54 469 373 20 400 684 7 3 45 696 15 401 33 206 41 323 00 793 14 475 7i 603 74 810 62 284 83 776 73 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 10524371 68 51469 45ComptrollerGenerals Report 561 87 Other items Salvage 10628578 43 38 Total assets v Deduct Assets Not Admitted 39 Agents balances 45776 1Z 40 Bills receivable 7810 62 41 Other items Premiums in course of collection effect ive prior to October 1 1916 276382 75 42 Total not admitted assets 329970 10 43 Total admitted assets 10298608 33 Liabilities 44 Net amount of unpaid losses and claims ff 82 45 Reserves or unearned premiums on risks outstanding 4058318 81 47 Salaries and miscellaneous accounts due or accrued 12189 43 48 Taxes due or accrued 49 Other items 318397 30 Commissions due agents 25453 00 Reinsurance 50 Total amount of liabilities except capitalI 7237608 31 5L Capital actually paid in cash tfOMOJ 00 52 Surplus over all liabilities 1561000 02 53 Surplus protection to policyholders 3061000 02 10298608 33 s4 Total liabilities Business in lieorgia Premiums Losses A 2L988 83 12143 14 tCC1 18880 71 6858 26 90 f eaht 95573 40 36454 41 Mffy 7 41741 93 Fidelity 24 5 00 94 Surety 608355 254142 95 Plate glass n 96 Steam boiler 73 58 97 Burglary and theft Q0 99 Sprinkler 101 Fly wheel 562 ComptrollerGenerals Eeport 102 Auto and teams property damage 12462 63 103 Workmens collective 345 35 104 Phys defense 712 95 105 Totals 189060 24 537205 87 43 34 00 64114 09 MASONIC MUTUAL ACCIDENT COMPANY OF SPRINGFIELD MASS 121 State Street Springfield Mass Clyde W Young President Samuel W Munsell Secretary Walter E Jones Attorney for Service Capital Stock 2 Ledger assets December 31 1915 39043 51 4 Extended at 39043 Q Income 5 Gross premiums on new business 105234 92 7 Deduct amounts paid for reinsurance and return premiums 311 24 S Total premiums 104923 6g 9 Interest 1544 70 13 Total income 10M6g 3g Disbursements 14 Net amount paid policyholders for losses 4604 85 io Legal and administrative expenses in adjustment of claims 33 0 16 Commissions and allowances to agents 17 408 93 17 Salaries of officers and employes 17030 45 fqrv i39600 19 Advertising printing postage telegrams etc r 04 7Q 22 Other items a State and all other taxes 1 779 07 Traveling and other expenses of agents 3 845 22 Medical examiners fees cnn 00 T oyu 66 Legal expense 329 00 Furniture and fixtures traveling expense of officers miscellaneous expenses and agents balances charg 6d0ff 285887 23 Total disbursements 9765o 21ComptrollerGenerals Report Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest 32 Agents balances net 34 Total ledger assets NonLedger Assets 35 Interest accrued 37 Other items Furniture and fixtures Supplies on hand 38 Total assets Deduct Assets Not Admitted 39 Agents balances 41 Other items Book value of bonds over market value Furniture and fixtures Supplies on hand 1070 40 291 56 2000 00 500 00 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid lossse and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Advance premiums 100 per cent 50 Total amount of liabilities except capital 52 Surplus protection to policyholders 54 Total liabilities Total Business No 563 40081 56 1353 31 5433 17 993 64 47861 68 758 09 2000 00 500 00 51119 77 3861 96 47257 81 4159 53 9541 49 390 03 734 98 7803 00 22629 03 24628 78 Policies or certificates in force December 31 1915 8158 Policies written during the calendar year 6747 47257 81 Amount 3090584 00 4338575 00 Total 14905 7429159 00564 ComptrollerGenerals Report Policies lapsed during the year 3265 1462379 00 Total policies or certificates in force Dec 31 16 11640 5966780 00 Losses and claims unpaid December 31 1915 no 3526 08 Losses and claims incurred during the calendar year 1779 42520 77 Ttal LS89 46046 85 Losses and claims paid during the year 1755 46 046 85 Losses and claims outstanding and unpaid Dec ember 31 1916 134 Premiums collected during the year 104923 68 Business in Georgia a No Amount Pohcies or certificates in force Dec 31 1915 489 361475 00 Policies written during the calendar year 1167 843175 00 p Ttal 1656 1204650 00 Policies lapsed during the year 668 490925 0Q Total policies and certificates in force Dec 31 1916 988 713725 00 Losses and claims unpaid Dec 31 1915 7 372 48 Losses and claims incurred during the calendar y6ar 150 3838 32 Ttal 166 4210 80 Losses and claims paid during the year 152 4 210 80 Losses and claims outstanding Dec 31 1916 14 Premiums collected during the year 7 281 40 THE MASONIC PROTECTIVE ASSOCIATION OF WORCESTER MASS 18 Franklin Street Worcester Mass Francis A Harrington President Charles A Harrington Secretary Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 561152 91 4 Extended at 561152 91ComptrollerGenerals Report Income 565 5 Gross premiums on new business Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 816390 00 539 02 8 Total premiums 9 Interest and rents 11 Other sources Collections over remittances Policy fees required or represented by application 13 Total income Disbursements 14 Net amount paid policyholders for losses and administrate expenses in adjustment of etc 15 Legal claims 16 Commissions and allowances to agents a First year Policy fees retained by agents b Renewal 17 Salaries of officers and employes 18 Rents and interest Advertising printing postage telegrams Paid stockholders for dividends 22 Other items Miscellaneous Federal and State taxes Salaries traveling and all other expenses of agents Insurance department licenses and fees Furniture and fixtures Agents balances charged off 19 20 23 Total disbursements 816390 98 23199 15 323 65 165437 00 1005350 78 465787 49 7339 09 164722 41 68575 21 144957 70 3791 71 30995 75 10000 00 2414 48 13827 10 22214 55 2370 29 3594 79 125 90 940716 47 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest 34 Total ledger assets NonLedger Assets 35 Interest due and accrued bonds 457115 00 5535 16 163137 06 625787 22 7912 57 38 Total assets 633699 79566 ComptrollerGenerals Report Deduct Assets Not Admitted 41 Other items Market value of special deposits in ex cess of corresponding liabilities 1 372 15 Bonds 1775 00 42 Total not admitted assets 3 147 15 43 Total admitted assets 630552 64 Liabilities 44 Net amount of unpaid losses and claims 109 718 67 4b Reserves or unearned premiums on risks outstanding 185982 67 47 Salaries and miscellaneous accounts due or accrued 2822 80 48 Taxes due or accrued 19 49 Other items 7 Estimated expenses of investigations and adjustments of unpaid claims 64j 84 50 Total amount of liabilities except capital 315 497 80 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 215054 84 53 Surplus protection to policyholders 315054 84 54 Total liabilities 630552 64 Premiums in Force 82 In force December 31 1935 y 201 211 00 83 Written or renewed during year 816930 00 84 Sum 85 Deduct expirations and cancellations 757509 00 86 In force December 31 1916 260632 Business in Georgia or Premiums Losses 89 Accdent and health 15j988 93 KComptrollerGenerals Report 567 MASSACHUSETTS BONDING AND INSURANCE COMPANY OF BOSTON MASS 7785 State Street Boston Mass T J Talney President John T Burnett Secretary Eugene Todd Attorney for Service Capital Stock 1 Amount of paidup capital 1500000 00 2 Ledger assets December 31 1915 4889851 77 3 Decrease of paidup capital during year 500000 00 4889851 77 4 Extended at Income 5 Gross premiums on new business Gross renewal premiums 6131165 36 7 Deduct amounts paid for reinsurance and return premiums 1271845 49 4859319 87 8 Total premiums g2 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 4dSU so 11 Other sources Policy fees 213548 33 Agents balances previously charged off 7 96 x 5212729 04 13 Total income v Disbursements 14 Net amount paid policyholders for losses5 2292886 68 lb Legal and administrative expenses in adjustment of 299odd So claims 16 Commissions and allowances to agents First year and 1145815 io rGDGWl 17 Salaries of officers and employes 11 18 Rents and interest 19 Advertising printing postage telegrams supplies ex 57221 Ob press etc 2U Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items g Policy fees 568 ComptrollerGenerals Report Salaries traveling and all other expenses of agents not paid by commission 475 qj8 25 Medical examiners fees and salaries 3353 71 Inspections 39495 5Q Repairs and expenses on real estate 40 50 Taxes on real estate 29 09 State tax on premiums 30 320 38 Insurance department licenses and fees 14767 38 State county municipal and sundry licenses and fees 4063 55 Legal expenses 14249 21 Furniture and fixtures 10335 39 Examinations 5007 73 Rental of tabulating machines 1753 25 Traveling expenses 13497 31 Internal revenue q 543 57 Pay roll audits 44146 83 Mercantile agencies 2857 83 Underwriters board and tariff association 8955 33 Profit and loss 10476 09 Sundries 7921 21 Agents balaances charged off 13 j 297 07 23 Total disbursements 5 096 443 95 Ledger Assets 25 Book value of real estate 7 000 00 26 Mortgage loans 5132 32 27 Bonds at book value 3 ggg 459 go 28 Stocks at book value 3g2 57 42 29 Cash in office 125665 43 30 Deposits at interest 359 72i 25 31 Deposits not at interest 100516 33 32 Agents balances net 319 g78 6g 33 Other items Bills receivable fi91 Advances on contracts lg 093 Salvage assets 12991 07 Cash in suspended banks 41 400 80 Deposit with Workmens Comp Reinsuraance Bureau 56420 62 34 Total ledger assets f 5i006l36 86 NonLedger Assets 35 Interest accrued 42 847 tComptrollerGenerals Report 569 37 Other items Due from other companies for reinsurance on paid losses 812 17 38 Total assets 5049796 38 Deduct Assets Not Admitted 75322 00 39 Agents balances 40 Bills receivable 41 Other items Special deposit Book value of stock bonds over market value Advances on contracts 691 85 8614 35 78495 90 18093 13 42 Total not admitted assets 43 Total admitted assets 181217 23 4868579 15 Liabilities 44 Net amount of unpaid losses and claims including ex penses 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 49 Other items Commissions due agents on unpaid premiums Return premiums Reinsurance Voluntary reserve for contingencies 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1500000 00 52 Surplus over all liabilities 376387 68 1089981 02 1519114 76 18188 4b 157618 05 294 59 27072 66 100000 00 2992191 47 53 Surplus protection to policyholders 54 Total liabilities 1876387 68 4868579 15 Premiums in Force 82 In force December 31 1915 83 Written or renewed during year 84 Sum 85 Deduct ceased to be in force during year 86 In force December 31 1916 3006186 49 6131165 36 9137351 85 5814667 87 3322683 98570 ComptrollerGenerals Eeport 87 Deduct amount reinsured 266 508 63 88 Net premiums in forcef 3056175 35 Business in Georgia o0 Premiums Losses 89 Accident and health 15m 35 It ty 4130 98 1837 45 93 Fidelity 0 oc 94 Surety J 750 00 95 Plate glass i 9 14f4 00 97 Bursary and theft lit 11 2l7z 102 Auto and teams property damage 304 19 88 08 105 TOtalS 0 on in o 331336 27677 59 Investments in Georgia 107 Bonds market value 26600 00 THE METROPOLITANCASUALTY INSURANCE COMPANY OF NEW YORK 47 Cedar St New York N Y Eugene H Winslow President S w Burton Secreta Henry M North Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 1003371 38 4 Extended at 1003371 38 Income 6 Gross premiums written and renewed during year 807J99 40 7 Deduct amounts paid for reinsurance and return premiums iq8 003 54 9 ElrmHUmS 3Z3 699795 86 9 Interest and rents 3 Q9ComptrollerGenerals Report 571 11 Other sources Agents balances previously charged off 11 50 13 Total income 735907 45 Disbursements 14 Net amount paid policyholders 345323 49 15 Legal and administrative expenses in adjustment of claims 7250 47 16 Commissions and allowances to agents 223708 10 17 Salaries of officers and employes 92492 02 18 Rents 8625 00 19 Advertising printing postage telegrams etc 21061 71 20 Paid for dividends 3600 00 21 Loss on sale and decrease by adjustment of assets 13832 50 22 Other items Agents balances charged off 662 19 Salaries traveling and all other expenses of agents not paid by commissions 14034 05 Medical examiners fees and salaries 229 93 Taxes 1974168 Inspections other than medical and claims 122 15 Audit expenses 58 32 Exchange 221 84 Home office expenses for ice and drinking water 300 70 Commission agencies and Underwriters Association 4056 24 23 Total disbursements 790313 39 Ledger Assets 27 Bonds at book value 490859 45 28 Stocks at book value 278399 32 29 Cash in office 4290 29 30 Deposits at interest 23813 29 32 Agents balances net 150658 45 33 Other items Reinsurance loss account 4 64 34 Totaal ledger assets 948965 44 NonLedger Assets 35 Interest due and accrued 2211 67 36 Market value of assets over book value 23466 23 38 Total assets 979643 34572 ComptrollerGenerals Report Deduct Assets Not Admitted 39 Agents balances 117138 41 Other items Market value of special deposits in ex cess of corresponding liabilities 9718 72 42 Total not admitted assets 10 890 10 43 Total admitted assets 968 753 24 Liabilities 44 Net amount of unpaid losses and claims 54298 20 45 Reserves or unearned premiums on risks outstanding 344221 34 47 Salaries and miscellaneous accounts due or accrued 1H6 32 48 Taxes due or accrued a9flfi n 49 Other items Estimated expenses of investigation and adjustment of unpaid claims Commissions brokerage and other charges due or to become due to agents or brokers on policies ef fective on or after October 1 1916 47 593 05 Reinsurance 2520 66 50 Total amount of liabilities except capital 5 462772 64 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 305980 60 53 Surplus protection to policyholders 505980 60 54 Total liabilities 968753 U Business in Georgia en Premiums Losses 89 Accident c M qn 5220 10 2135 47 90 Health 01 or Pla 2681 75 1076 13 95 Plate glass 1880 39 84 105TtalS 9782 24 i TiComptrollerGenerals Eeport NATIONAL CASUALTY COMPANY OF DETROIT MICH 573 IGAN 422 Majestic Building Detroit Mich W G Curtis President E A Grant Secretary R D Parkinson Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 350568 91 4 Extended at 350568 91 Income 6 Gross renewal premiums 772840 91 7 Deduct amounts paid for reinsurance and return premiums 26707 54 8 Total premiums 9 Interest and rents 10 Profit on sale 152621 or increase by adjustment 181500 of assets 11 Other sources Policy fees Agents balances charged off 13 Total income 746133 37 14288 58 3341 21 33355 00 10 97 797129 13 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Furniture etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Dividends paid stockholders Policy fees retained by agents Insurance department fees taxes etc Agents balances charged off Legal expenses Traveling and general expenses 23 Total disbursements 329845 76 7291 47 289686 06 56526 17 7547 29 21173 97 830 77 1263 85 16000 00 33353 00 17940 31 1625 99 2877 47 5681 49 791643 60574 ComptrollerGenerals Report Ledger Assets 26 Mortgage loans 42 27 Bonds at book value 235581 g2 8 Stocks at book value 29 Cash in office 3 t 5bs3 69 31 Deposits not at interest 16 378 83 32 Agents balances net onnft 33 Other Items Collateral loans 4000 00 Premiums in course of collection 6 285 00 34 Total ledger assets 356054 44 NonLedger Assets 35 Interest due and accrued eA ca o 6644 52 5b Market value of assets over book value 37 Other items 4 Furniture and supplies 30m 3STotal assets77 Deduct Assets Not Admitted 41 Other items Furniture and fixtures 30000 00 42 Total not admitted assets 3Z77T 30000 00 43 Total admitted assets 3634 Liabilities 44 Net amount of unpaid losses and claims 26 470 00 45 Reserves or unearned premiums on risks outstanding i7500 00 47 Salaries and miscellaneous accounts due or accrued 500 00 48 Taxes due or accrued etc n 49 Other items 1200 W Claim adjusting expense 500 00 50 Total amount of liabilities except capital sTgTo SaPial aCtUally d in I 20000000 52 Surplus over all liabilities 106470 20 53 Surplus protection to policyholders 306 470 20 54 Total liabilities 3 ComptrollerGenerals Report 575 Premiums in force lQ1c S 30660 00 82 In force December 31 1915 83 Written or renewed during year 803500 91 84 Sum 85 Deduct ceased to be in force during year ititw i 8 32300 00 86 In force December 31 1916 oq 88 Net premiums m force Business in Georgia Risks Premiums 30 Health 4888 95 2027 9 105 Totals 488895 2279 THE NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY OF NASHVILLE TENNESSEE 302 7th Ave N Nashville Tenn C A Craig President C R Clements Secretary Capital Stock 1 Amount of paidup capital 300000 00 2 Ledger assets December 31 1915 1698838 Id 3 Increase of paidup capital during year 100000 00 t 1798838 15 4 Extended at v Income 5 Gross premiums on new business 70908 65 6 Gross renewal premiums 4149183 44 x 4220092 09 8 Total premiums 9 Interest and rents Wii dl 11 Other sources Deposits by agents in lieu of bonds 26711 36 Policy fees 146 50 From agents balances previously charg ed ff 26868 63 4350293 03 13 Total income 576 ComptrollerGenerals Report Disbursements 14 15 16 17 18 Net amount paid policyholders for losses 1639 Legal and administrative expenses in adjustment of claims 6 Commissions and allowances to agents i 218 93 45 49 Salaries of officers and employes Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Branch office expenses taxes medical dividends agency supervision etc 091 70 582 16 714 72 352 30 416 34 815 56 595 00 examinations 836043 06 23 Total disbursements 3889 qiq S4 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office and district offices 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Stock and carriage Deposit in court for R E purchase Loans per schedule C 25 00 1500 00 1275 00 40200 00 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Net amount of uncollected and deferred premiums 38 Total assets Deduct Assets Not Admitted 39 Agents balances 5 083 98 40 Bills receivable 96393 99 1540305 80 259622 24 1000 00 22248 28 268769 27 25000 00 3180 76 43000 00 2259520 34 23290 98 26451 26 2309262 58 25 00ComptrollerGenerals Report 577 41 Other items Stock and carriage 1500 00 Stock 1000 00 Bonds 1002 24 Excess market value special deposits 4122 44 Book value of ledger assets over market value R E loan No 8a 700 00 42 Total not admitted assets 13433 66 43 Total admitted assets 2295828 92 Liabilities 44 Net amount of unpaid losses and claims 30906 93 45 Reserves or unearned premiums on risks outstanding 159394 58 47 Salaries and miscellaneous accounts due or accrued 4395 41 48 Taxes due or accrued reserve for taxes 61773 20 49 Other items Contingent reserve 500000 00 Deposits by agents in lieu of bond 71181 82 Reserve life examinations 726466 06 Reserve disability claims 42996 79 Reserve commissions etc 36856 18 50 Total amount of liabilities except capitalI 1633970 97 51 Capital actually paid in cash 300000 00 52 Surplus over all liabilities 361857 95 53 Surplus protection to policyholders 661857 95 54 Total liabilities 2295828 92 Business in Force 55 In force December 31 1915 23743089 00 56 Issued revived or increased during year 20427629 00 57 Sum 44170718 00 58 Deduct ceased to be in force during year 16202268 00 59 In force December 31 1916 27968450 00 Business in Georgia 61 In force December 31 1915 601499 00578 ComptrollerGenerals Report 62 Issued revived or increased 1229341 00 63 Sum 1830840 00 64 Deduct ceased to be in force during the year 781064 00 65 In force December 31 1916 1049776 00 67 Net losses paid during year 45903 04 68 Net losses incurred during year 46234 99 NATIONAL RELIEF ASSURANCE COMPANY OF PHILADELPHIA PA 108 South 4th St Philadelphia Pa M C Boyer President Robert M Prye Secretary Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1915 100000 00 159046 49 4 Extended at 159046 49 Income 6 Gross renewal premiums 205366 89 7 Deduct amounts paid for reinsurance and return premiums 220 01 8 Total premiums 9 Interest and rents 11 Other sources Profit from sale of novelties 205146 97 5416 46 65 03 13 Total income 231534 63 Disbursements 14 Net amount paid policyholders for losses 83129 30 15 Legal and administrative expenses in adjustment of claims 273 95 16 Commissions and allowances to agents 75807 99 17 Salaries of officers and employes 15220 94 18 Pnts and interest 1200 00 19 Advertising printing postage telegrams etc 5243 63JomptrolleeGeneeais Eepoet 579 22 Other Items Policy fees retained by agents Salary traveling and other expense of agents Medical examiners fees State taxes on premiums Insurance department fees Other taxes Legal expenses Furniture and fixtures Stockholders for dividends Memberships Losses on keystone indemnity policies Premiums on surety bonds Liens on policies charged off Agents balances charged off 23 Total disbursements 20906 17 8913 08 80 00 2410 08 1179 53 723 69 687 25 5 00 4000 00 484 00 833 55 2 00 583 95 584 93 41093 23 Ledger Assets 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Furniture and fixtures and supplies Mileage Agents balances secured Accounts receivable Bills receivable Premiums in course of collection 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 38 Total assets 11736 00 99238 78 9025 00 1164 54 18672 60 463 35 5651 31 4543 43 65 10 613 44 6963 57 286 00 10188 96 168612 08 1202 73 169814 81 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 2898 43 286 00580 ComptrollerGenerals Report Companys stock owned 150 00 Fixtures and supplies 4543 43 Premiums in course of collection due be fore Oct 1 917 12 Mileeage 65 10 Accounts receivable over 3 months due 6161 67 Book value stocks and bonds over mar ket value 2558 78 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commission on premiums in course of collection Balance fund deposited by Keystone Indemnity Co to cover liability on outstanding policies 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 100000 00 36024 73 53 Surplus protection to policyholders 54 Total liabilities Premiums in Force 82 In force December 31 1915 83 Written or renewed during year 84 Sum 85 Deduct ceased to be in force during year 86 In force December 31 1916 87 Deduct amount returned 88 Net premiums in force Business in Georgia 89 Accident and health Premiums 2418 76 17580 53 152234 28 7962 99 4938 63 25 00 500 00 1205 34 1577 59 16209 55 136024 73 152234 28 2285 17 205366 98 207652 15 205748 88 1903 27 17 25 1886 02 Losses 1790 87ComptrollerGenerals Report 581 NATIONAL SURETY COMPANY OF NEW YORK 115 Broadway New York Wm B Joyce President Hubert J Hewitt Secretary Capital Stock 1 Amount of paidup capital 4000000 00 2 Ledger assets December 31 1915 10251716 60 3 Increase of paidup capital during year 1000000 00 4 Extended at 11251716 60 Income 6 Gross renewal premiums 6250151 53 7 Deduct amounts paid for reinsurance and return premiums and cancella tions 1570847 60 8 Total premiums 4679303 93 9 Interest and rents 392923 99 10 Profit on sale or increase by adjustment of assets 22554 80 11 Other sources 70535 12 Surplus paid in by stockholders 500000 00 13 Total income 5665317 84 Disbursements 14 Net amount paid policyholders for losses 946949 90 15 Legal and administrative expenses in adjustment of claims 140677 63 16 Commissions and allowances to agents 1029889 08 17 Salaries of officers and employes 596846 61 18 Rents and interest 48494 69 19 Advertising printing postage telegrams etc 104493 23 20 Paid stockholders for dividends declared 30000000 330021 00 21 Loss on sale and decrease by adjustment of assets 13062 43 22 Other items 423070 14 23 Total disbursements 3633504 71 Ledger Assets 24 Collateral loans 44180 25 25 Book value of real estate 106155 00582 ComptrollerGeneral s Eeport 26 Mortgage loans 115419 45 27 Bonds at book value 6172401 33 28 Stocks at book value 2806332 40 29 Cash in office and branch offices etc 257675 84 30 Deposits at interest 580522 14 31 Deposits not at interest 1638032 66 32 Agents balances 1117120 68 33 Other items 445689 98 34 Total ledger assets 13283529 73 NonLedger Assets 35 Interest due and accrued 90379 41 38 Total assets 13373909 14 Deduct Assets Not Admitted 39 Agents balances 154912 11 41 Other items 33566 91 Book value stocks and bonds 244517 55 Special deposits 127322 45 42 Total not admitted assets 560319 02 43 Total admitted assets 12813590 12 Liabilities 44 Net amount of unpaid losses and claims 1003127 27 Expenses 45 Reserves or unearned premiums on risks outstanding 46 Dividends to stockholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued includes commission 48 Taxes due or accrued 49 Other items 50 Total amount of liabilities except capital 51 Capital actually paid in cash 4000000 00 52 Surplus over all liabilities 4418773 30 76599 35 2780723 87 90063 00 224717 33 81006 25 138579 75 4394816 82 53 Surplus protection to policyholders 8418773 30 54 Total liabilities 12813590 12ComptrollerGenerals Report Business in Georgia Premiums 93 Fidelity 30224 36 94 Surety 1098148 97 Burglary and theft 1622 42 105 Totals 42828 26 Investments in Georgia 107 Bonds 583 Losses 8473 36 3395 33 216 35 5294 38 27063 00 NEW YORK PLATE GLASS INSURANCE CO OF NEW YORK N Y Maiden Lane and William St New York Major A White President J Carroll French Secretary Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 1157935 10 4 Extended at 1157935 10 Income 6 Gross renewal premiums 716591 13 7 Deduct amounts paid for reinsurance and return premiums 116063 53 8 Total premiums 600527 60 9 Interest and rents 39408 61 10 Profit on sale or increase by adjustment of assets 2951 22 11 Other sources From agents balances previously charged off 203 56 13 Total income 5 643090 99 Disbursements 14 Net amount paid policyholders for losses 15 Legal expenses 16 Commissions and allowances to agents 17 Salaries of officers and employes 311566 06 284 33 214652 26 63518 43584 ComptrollerGenerals Report 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items State taxes on premiums Insurance department licenses and fees Federal corporation taxes Municipal licenses War revenue tax Furniture and fixtures Underwriters Association Incidental office expenses Agents balances charged off 23 Total disbursements 9220 5263 56 S9 50000 00 313 48 7875 05 7307 57 1084 32 811 19 2325 S5 15 75 3713 74 391 27 354 66 678698 71 Ledger Assets 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 41000 00 199890 98 685112 41 4496 30 30967 29 249 57 160610 83 34 Total ledger assets 1122327 38 NonLedger Assets 35 Interest due and accrued 4251 55 38 Total assets 1126578 93 Deduct Assets Not Admitted 39 Agents balances 3592 75 41 Other items Overdue and accrued interest on bonds in default i020 83 Market value of special deposits etc 24841 31 Book value of ledger assets over market value bonds and stocks 19418 39 42 Total not admitted assets 148873 28 43 Total admitted assets 977705 65ComptrollerGenerals Report 585 Liabilities 44 Net amount of unpaid losses and claims 44524 85 45 Reserves or unearned premiums on risks outstanding 316676 19 46 Dividends to stockholders declared but unpaid 10000 00 47 Salaries and miscellaneous accounts due or accrued 500 00 48 Taxes due or accrued 5000 00 49 Other items Commissions brokerage and other charges due or to become due to agents etc on policies effective on or after October 1 1916 51740 19 50 Total amount of liabilities except capital 3 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 349264 42 428441 23 53 Surplus protection to policyholders 549264 42 54 Total liabilities 977705 65 Premiums in Force 82 In force December 31 1915 83 Written or renewed during year 64 Sum 85 Deduct ceased to be in force during year 86 In force December 31 1916 Business in Georgia 602987 73 716591 13 1319578 86 690700 95 628877 91 95 Plate glass Premiums 3634 28 Losses 1946 75 NORTH AMERICAN ACCIDENT INSURANCE COMPANY OF CHICAGO ILLINOIS 209 So LaSalle St Chicago 111 E C Waller President A E Forrest Secretary Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 868434 98 4 Extended at 868434 98586 ComptrollerGeneral s Report Income 6 Gross renewal premiums 1441295 43 7 Deduct amounts paid for reinsurance and return premiums 20420 87 8 Total premiums 9 Interest and rents 11 Other sources Policy fees Commissions on mortgage loans 13 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Policy fees Dividends 23 Total disbursements Ledger Assets 26 Mortgage loans 27 Bonds at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Bills receivable 1420874 56 37440 95 185372 00 650 00 Total income 1644337 51 560489 91 2538 42 473395 99 113641 24 16851 10 179912 76 58 40 185372 00 40000 00 1572259 82 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 285850 00 444473 75 10784 42 65676 57 10314 20 47286 21 37000 00 39127 52 940512 67 18981 42 38 Total assets 959494 09ComptrollerGenerals Report 587 Deduct Assets Not Admitted 39 Agents balances 1522 79 40 Bills receivable 39127 52 41 Otber items Overdue and accrued interest on bonds in default 10986 25 Book value of bonds over market value 27653 35 Market value of special deposits in ex cess of corresponding liabilities 2376 56 42 Total not admitted assets 81666 47 43 Total admitted assets 877827 62 Liabilities 44 Net amount of unpaid losses and claims 155889 70 45 Reserves or unearned premiums on risks outstanding 245581 15 47 Salaries and miscellaneous accounts due or accrued 17312 88 48 Taxes due or accrued estimated 24000 00 49 Other items Reinsurance 2009 55 50 Total amount of liabilities except capital 444793 28 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 233034 34 53 Surplus protection to policyholders 433034 34 54 Total liabilities 877827 62 Premiums in Force 82 In force December 31 1915 398207 38 83 Written or renewed during year 1562097 81 84 Sum 1960305 19 85 Deduct ceased to be in force during year 1500783 52 86 In force December 31 1916 459521 67 87 Deduct amount returned 8498 02 88 Net premiums in force 451023 65 Business in Georgia Premiums Losses 89 Accident 36846 66 11441 53588 COMPTROLLERG ENERAL S REPORT THE OCEAN ACCIDENT AND GUARANTEE CORPORATION LIMITED OF LONDON ENGLAND 59 John Street New York N Y William J Gardner Manager and Attorney for U S Branch Edgar Dunlap Attorney for Service Capital Stock 1 Amount deposit capital 250000 00 2 Ledger assets December 31 1915 6476762 48 4 Extended at 6476762 48 Income 6 Gross renewal premiums 8752915 78 7 Deduct amounts paid for reinsurance and return premiums 2729526 51 8 Total premiums 6023389 27 9 Interest and rents 234 834 45 10 Profit on sale or increase by adjustment of assets 7254 93 11 Other sources Agents balances previously charged off 3284 88 13 Total income 6268763 53 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Agents balances charged off Salaries fees traveling expenses of agents Inspections Insurance department taxes and fees Remittance to home office 2269521 46 375331 26 1239450 50 265450 97 23947 96 99154 08 125 00 14865 23 159843 02 119596 98 120185 40 489073 26 23 Total disbursements 5176545 12ComptrollerGenerals Report 589 Ledger Assets 26 Mortgage loans 114000 00 27 Bonds at book value 5978763 70 30 Deposits at Interest 312189 96 31 Deposits not at interest 9446 82 32 Agents balances net 990646 41 33 Other items Bills receivable 2123 91 Due from reinsurance companies 5431 92 Equity in workmens compensation reinsurance fund 109497 74 Premium notes 2900 00 Sundry balances 43980 43 34 Total ledger assets 7568980 89 NonLedger Assets 35 Interest due and accrued 93201 44 38 Total assets 7662182 33 Deduct Assets Not Admitted 39 Agents balances 83981 87 40 Bills receivable 2123 91 41 Other items Over due and accrued interests 11133 34 Sundry balances 43980 43 Decrease market value of bonds 244013 70 42 Total not admitted assets 385233 25 43 Total admitted assetsI 7276949 08 Liabilities 44 Net amount of unpaid losses and claims 2126085 99 45 Reserves or unearned premiums on risks outstanding 2363021 25 47 Salaries and miscellaneous accounts due or accrued 10000 00 48 Taxes due or accrued 120000 00 49 Other items Commissions 197044 67 Return premiums 22942 34 Workmens compensation reinsurance fund 12732 03 Voluntary reserve for contingencies 1100000 00 1332719 04 50 Total amount of liabilities except capital 5951826 28590 ComptrollerGenerals Report 53 Surplus protection to policyholders 1325122 80 54 Total liabilities 7276949 08 Premiums in Force 82 In force December 31 1916 3915056 90 83 Written or renewed during year 8752915 78 I767972 68 85 Deduct ceased to be in force during year 7646327 08 86 In force December 31 1916 5061645 60 87 Deduct amount reinsured 363 373 38 88 Net premiums in force 4658269 22 Business in Georgia 0o Premiums Losses SntCC1r 407634 6719 9qfeahUht L463 30 1643 83 p 38257 72 17965 97 95 Plate glass 1830 56 8g3 96 Steam boiler 2 111 52 H rUJ7y the 2329 46 547 88 T 821078 28 79 101 Ply wheel m 6Q 102 Auto and teams property damage 2896 88 1087 85 105Ttals 61368 w 25229 34 PACIFIC MUTUAL LIFE INSURANCE COMPANY OF CALIFORNIA Accident Department 501 West Sixth Street Los Angeles Cal Geo I Cochran President c L D Moore Secretapy A C Harmon Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 222L679 99 4 Extended at I T77 2221679 99ComptrollerGenerals Eeport 591 Income 5 Gross premiums on new business 2623089 14 7 Deduct amounts paid for reinsurance and return premiums 488424 45 8 Total premiums 5 2134664 j 9 Interests and rents uaWi w 11 Other sources Ledger assets other than premiums received from other companies Union Liability Company for as suming their risks Suspense account Agents balances charged off Policy fees 10000 00 2035 79 2429 90 39622 00 13 Total income 2312743 84 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 22 Other items Inspections State taxes on premiums Insurance department fees Federal corporation taxes State and municipal taxes Personal property tax Legal expenses Fixtures Agents balances Premiums on surety bonds Association dues Premiums on employees life insurance General expenses petty items Premiums on employers liability insurance Home office traveling expenses of 23 Total disbursements 1 900882 80 23918 60 697774 21 224450 28 28286 75 60817 31 130000 00 5040 85 34294 99 3720 21 1969 74 1541 41 81 73 9480 36 7781 36 2732 49 740 01 282 66 2325 51 1198 56 187 10 6300 54 S 2143807 47 592 ComptrollerGenerals Eeport Ledger Assets 26 Mortgage loans 1563775 79 27 Collateral loans 122500 Q 28 Bonds at book value 100 000 00 29 Cash in office Including 53094 in transit 23820 01 30 Deposits at interest 108628 14 31 Deposits not at interest 10645 31 32 Agents balances net 18261 45 33 Other items Premiums in course of collection 442985 66 34 Total ledger assets 2390616 36 NonLedger Assets 35 Interest due and accrued 31 028 63 37 Other items Due for reinsurance on paid losses 65 00 38 Total assets 2421709 99 Deduct Assets Not Admitted 39 Agents balances f 24 819 00 41 Other items Premiums in course of collection 8825 45 42 Total not admitted assets 33 644 45 43 Total admitted assets accident department 2388065 54 Admitted assets life department 36339 131 08 Total 38727196 62 Liabilities 44 Net amount of unpaid losses and claims 234 078 76 45 Reserves or unearned premiums on risks outstanding 846199 15 46 Dividends to stockholders declared but unpaid pay able January 1st 1917 50000 00 47 Salaries and miscellaneous accounts due or accrued 5407 15 48 Taxes due or accrued 40 000 00 49 Other items Commission and brokerage 123 970 39 Reinsurance 7 104 20 Estimated expenses of investigating and adjusting unpaid claims 2000 0QComptrollerGenerals Report 593 2993 22 Suspense account 1 312 67 Interest paid in advance Total liabilities accident department 5SiJ t Total liabilities life department oobaao 50 Total amount of liabilities except capital 36609651 12 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1117545 50 53 Surplus protection to policyholders 38727196 62 54 Total liabilities Premiums in Force 01r 1392386 67 82 In force December 31 1915 Qgg 83 Written or renewed during year 4015475 81 84 SUm qnc nor AC 85 Deduct ceased to be in force during year tjtojn Q1 1Q1R 1690250 35 86 In force December 31 1916 351 25 87 deduct amount reinsured 1689899 10 88 Net premiums in force Business in Georgia Premiums Losses 23020 50 12852 31 89tCC1f 9930 12 5596 43 90 Health 32950 62 18448 74 105 Totals THE PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK CITY 80 Maiden Lane New York N Y Kimball C Atwood President Wilfred C Potter Secretary Capital Stock 1 Amount of paidup capital 700000 00 2 Ledger assets December 31 1915 3770267 35 3770267 35 4 Extended at 594 ComptrollerGenerals Report Income 5 Gross premiums on new business 1528874 50 6 Gross renewal premiums 1096529 31 7 Deduct amounts paid for reinsurance and return premiums 197 714 43 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets Other sources Federal Government for over payment 1914 income tax Income tax on salaries of employees withheld Workmens Compensation Reinsurance Bureau 11 2427689 38 133717 66 3325 00 552 80 655 93 2 83 13 Total income 2565943 60 Disbursements 14 Net amount paid policyholders for losses 3 5 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholderss for dividends 22 Other items State tax on premiums Insurance department licenses and fees Federal corporation tax Revenue stamps City and county Tax on bonds 782212 69 122865 33 580240 04 192844 59 22041 30 79867 50 168000 00 32449 90 4141 96 2824 47 4649 11 1218 01 2812 50 23 Total disbursements 1996167 40 Ledger Assets 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 75000 00 3406931 33 130899 36 2589 33 95314 16 50000 00ComptrollerGenerals Report 595 33 Other items Premiums in course ot collection after Oct 1 191b Premiums in course of collection piior to Oct 1 1916 Bills receivable Massachusetts Bonding and Insurance Company 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 38 Total assets 492426 84 75429 01 11206 36 247 16 4340043 55 42767 35 4382810 90 Deduct Assets Not Admitted 40 Bills receivable H206 36 Premiums in course of collection prior to Oct 1 1916 7542901 Book value of ledger assets over mar ket value V7469 42 Total not admitted assets 43 Total admitted assets 159410 06 4223400 84 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to stockholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 49 Other items Reserve for contingent installment policy claims Reserve for contingencies 560548 41 1191617 82 14000 00 226357 70 105548 00 425328 91 50 Total amount of liabilities except capital 51 Capital actually paid in cash 700000 00 52 Surplus over all liabilities 1000000 00 2523400 84 53 Surplus protection to policyholders 54 Total liabilities 1700000 00 4223400 84 Premiums in Force 82 In force December 31 1915 83 Written or renewed during year 84 Sum 2048240 31 2993690 65 5041930 96596 ComptrollerGenerals Report 85 Deduct ceased to be in force during year 2647559 90 861n force December 31 1916 2394 371 06 87 Deduct amount returned Reinsurance 27909 25 88 Net premiums in force 2366461 81 Business in Georgia Premiums Losses ccient 447877 78o79 f 965 99 526 22 01 Lmbihty 310702 5Q 97 Burglary and theft 353 58 g8 gg 102 Auto and teams property damage 631 15 482 91 05Ttals 9536 7l I 8948 28 THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY OF CHATTANOOGA TENNESSEE 721 Broad Street Chattanooga Tennessee Robert J Maclellan President W c Cartinhour Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 150000 00 2 Ledger assets December 31 1915 285499 93 4 Extended at 285499 93 Income 8 Total premiums 9 Interest and rents f370 68 11 Other sources 3125 64 Agents balances previously charged off gg 33 13 Total income Z 718594 60 Disbursements 14 Net amount paid policyholders for losses 1i7 15 Legal and administrative expenses in adjustment of claims 7109 56ComptrollerGenerals Report 97 901 fS9 27 16 Commissions and allowances to agents Qg 17 Salaries of officers and employes 4g 18 Rents and interest g2 19 Advertising printing postage telegrams etc 1600o 00 20 Paid policyholders for dividends 22 Other items 18 040 07 Agents salary and traveling expenses Medical examinations 4 66 State tax on premiums 35 Insurance department fees g42g g3 State county city and Federal tax Legal expense 1034 u Furniture expense 4g3 23 General expense 3g50 13 Traveling expense g93 Q4 Agents balances charged off 654253 35 23 Total disbursements Ledger Assets 122450 00 26 Mortgage loans 92117 05 27 Bonds at book value 14000 00 28 Collateral loans at book value 30 Deposits at interest 4ol48 91 31 Deposits not at interest 2654 n 32 Agents balances net 33 Other items 68 071 09 Premiums in course of collection g gg Furniture 349841 18 34 Total ledger assets NonLedger Assets 3243 60 35 Interest accrued 353084 78 38 Total assets Deduct Assets Not Admitted S 4244 35 39 Agents balances v 41 Other items gg Furniture and fixtures Premiums in course of collection effect ive prior to Oct 1 1916 8166 76 Bonds 598 ComptrollerGenerals Eeport LaPollette State Bank paid in full Jan uary 20 1917 970 63 42 Total not admitted assets777 12568 22 43 Total admitted assets 340516 56 Liabilities 44 Net amount of unpaid losses and claims 30 675 00 45 Reserves or unearned premiums on risks outstanding 30754 21 47 Salaries and miscellaaneous accounts due or accrued 1200 00 48 Taxes due or accrued n nn 49 Other items Agents commission etc 13144 49 60 Total amount of liabilities except capital 86141 69 51 Capital actually paid in cash 150000 00 52 Surplus over all liabilities 104374 87 53 Surplus protection to policyholders 254374 87 54 Total liabilities ncl 340516 56 Business in Georgia on Premiums Losses 89 Accident and health j 14442 52 g98g gg Investments in Georgia 108 Mortgage loans 1SfiQ0 0Q THE R1DGELY PROTECTIVE ASSOCIATION OF WORCESTER MASS Franklin Street Worcester Mass Francis A Harrington President Frank C Harrington Secretary M M Coggins Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1915 502555 23 4 Extended at 502555 23ComptrollerGenerals Report 599 Income 5 Gross premiums on new business 1 Deduct amounts paid for reinsurance and return premiums 486028 25 893 88 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Policy fees required or represented by applications 13 Total income 485134 37 23576 64 363 75 77573 00 586647 76 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a Policy fees retained by agents b Renewal 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items State tar on premiums Salaries traveling and all other expenses of agents not paid by commissions Furniture and fixtures Dividends to stockholders Insurance department licenses and fees Federal and State tax Agents balances charged off Miscellaneous 294417 13 23 Total disbursements 5298 05 76174 70 27333 73 83398 14 4000 04 23735 66 53 40 7849 10 26554 41 3684 02 10000 00 2786 25 2111 30 127 50 2116 87 569640 30 Ledger Assets 27 Bonds at book value 29 Cash in office SO Deposits at interest 482561 85 863 59 36137 25 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 519562 69 8482 79 38 Total assets 528045 48 600 ComptrollerGenerals Eeport Deduct Assets Not Admitted 41 Overdue and accrued interest on bonds in default 247 50 Market value of special deposits in ex cess of corresponding liabilities 27053 41 Book value of bonds over market value 2981 85 42 Total not admitted assets n oon fl oUzo2 t b 43 Total admitted assets 497 762 72 Liabilities 44 Net amount of unpaid losses and claims 72 406 40 45 Reserves or unearned premiums on risks outstanding 45 419 67 47 Salaries and miscellaneous accounts due or accrued 2 129 fi 48 Taxes due or accrued estimated IZ 49 Other items 9702 69 Estimated expense of investigating and adjusting un paid claims 562 34 50 Total amount of liabilities except capital mM 79 51 Capital actually paid in cash 100 000 00 52 Surplus over all liabilities 267542 00 53 Surplus protection to policyholders 367542 00 54 Total liabilities 497762 72 Premiums in Force 82 Premiums in force December 31 1915 M c 83 Written or renewed during year 486028 11 84 Sum 85 Deduct ceased to beinfoe during year Z SSS 75 86 Premiums in force December 31 1916J 15825 Business in Georgia 89 Accident health Tim 188 67 4183 17 ComptrollerGenerals Report ROYAL INDEMNITY COMPANY OF NEW YORK N Y 601 84 William Street New York Edward F Beddall President Wiliam Mackintosh Secretary Milton Dargan Jr Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 4932674 29 4 Extended at 4932674 29 Income 5 Gross premiums on new and renewal 6222071 99 business 7 Deduct amounts paid for reinsurance and return premiums 1496088 10 8 Total premiums 9 Interest and rents 13 Total income 4725983 89 160302 70 4886286 59 Disbursements 14 Net amount paid policyholders for losses 1955634 30 15 Legal and administrative expenses in adjustment of claims i ni q ft90 9 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams licenses taxes 202139 70 21 Loss on sale and decrease by adjustment of assets 22 Other items Agents balances charged off 485297 44 37399 26 4211 90 2626 93 23 Total disbursements 4042796 61 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 4004695 01 5541 21 642003 50 1478 07 20082 70 602 ComptrollerGenerals Report SS Other items Premiums in course of collection Bills receivable Equity in funds of the Workmens CompensationRein surance Bureau Losses recoverable from reinsuring companies 34 Total ledger assets 1001648 03 5664 63 88859 12 6192 00 5776164 27 NonLedger Assets 35 Interest due and accrued j 36 Market value of assets over book value 37 Other items Interest accrued on special deposit United States Trust Company Secured notes Admitted claims United States Government cancelled war tax stamps 57352 93 29718 17 4500 00 12750 00 3303 15 38 Total assets 5883788 52 Deduct Assets Not Admitted 39 Agents Dalances 40 Bills receivable Premiums in course of collection Overdue and accrued interest on bonds in default Market value of special deposits in ex cess of corresponding liabilities per special deposit Companys proportion of loss reserve fund of Workmens Compensation Re insurance Bureau 20082 70 5664 63 31149 24 600 00 39986 00 8345 03 42 Total not admitted assets 105827 60 43 Total admitted assets 5777960 92 Liabilities 44 Net amount of unpaid losses and claims 1138 555 09 45 Reserves or unearned premiums on risks outstanding 1994705 48 Salaries and miscellaneous accounts due or accrued 219 151 62 48 Taxes due or accrued JJComptrollerGenerals Report 603 49 Other items Voluntary contingent reserve 740000 00 50 Total amount of liabilities except capital 4174412 19 51 Capital actually paid in cash 1000000 00 E2 Surplus over all liabilities 603548 73 53 Surplus protection to policyholders 1603548 73 54 Total liabilities 5777960 92 Premiums in Force 82 In force December 31 1915 3528086 70 83 Written or renewed during year 6222071 99 84 SumI 9750158 69 85 Deduct ceased to be in force during year 5590304 65 86 In force December 31 1916 4159854 04 87 Deduct amount reinsured 255052 79 88 Net premiums in force 3904801 25 Business in Georgia Premiums Losses 89 Accident 4785 73 1548 86 90 Health 2051 70 1162 81 91 Liability 12055 33 4281 62 93 Fidelity 271 21 2107 26 94 Surety 1529 41 95 Plate glass 2215 04 151 07 96 Steam boiler 1557 80 97 Burglary and theft 1326 45 1458 25 101 Fly wheel 889 01 102Auto and teams property damage 5120 34 1157 92 105 Totals 38802 02 11867 79 Investments in Georgia 107 Bonds book value 24525 00604 ComptrollerGenerals Report STANDARD ACCIDENT INSURANCE COMPANY OF DETROIT MICH Penobscot Building Detroit Michigan Lem W Bowen President j g Hteaton Secretary E D Clarkson Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1915 5391238 75 4 Extended at 5j391j238 75 Income 5 Gross premiums on new business Gross renewal premiums 5196577 82 7 Deduct amounts paid for reinsurance and return premiums 898810 87 8 Total premiums 4297766 95 9 Interest and rents 27 4915 r 10 Profit on sale or increase by adjustment of assets 30693 15 11 Other sources Policy tees 49427 16 13 Total income 4615382 90 Disbursements 14 Net amount paid policyolders for losses 1720474 76 35 Legal and administrative expenses in adjustment of claims 211225 82 16 Commissions and allowances to agents 1245847 97 17 Salaries of officers and employes 202 693 73 18 Rents 16676 38 19 Advertising printing postage telegrams etc 103639 76 20 Paid stockholders for dividends 100000 00 21 Loss on sale and decrease by adjustment of assets 23203 85 22 Other items Inspections 62009 g Legal 2022 90 Taxes and fees 86754 23 Agents balances 3 939 14 Traveling expenses 5097 45 Bureau expenses reports etc 759 59 Sundry expenses 310 2 23 Total disbursements 3791555 76ComptrollerGenerals Report 605 Ledger Assets 25 Book value of collateral loan 10777 34 26 Mortgage loans 27 Bonds at book value 5069417 47 29 Cash in office 22f f 30 Deposits at interest 229783 84 31 Deposits not at interest 4041 28 33 Other items Premiums in course of collection 680735 05 Deposit with Workmens Compensation Reinsurance Bu 57430 38 34 Total ledger assets 6215065 89 NonLedger Assets 35 Interest due and accrued SUD 36 Market value of assets over book value 153611 83 38 Total assets 6466384 58 Deduct Assets Not Admitted 41 Other items Premiums prior to Oct 1 1916 102110 25 Market value of special deposits in ex cess of corresponding liabilities 16300 00 42 Total not admitted assets 118410 2o 43 Total admitted assets 6347974 33 Liabilities 44 Net amount of unpaid losses and claims 2101589 10 45 Reserves or unearned premiums on risks outstanding 1651159 52 47 Salaries and miscellaneous accounts due or accrued 15750 00 48 Taxes due or accrued 49 Other items Estimated expenses of investigation and adjustment n6W Commissions brokerage etc WjjJ Jjj Return premiums Workmens Compensation Bureau unpaid losses aun j 50 Total amount of liabilities except capital 4068518 60606 ComptrollerGenerals Report 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1279465 73 53 Surplus protection to policyholders 2279455 73 54 Total liabilities TWVs Premiums in Force 82 In force December 31 1915 f B 03 S3 Written or renewed during year 5196577 82 84 Sum 7 CK t 7737154 85 85 Deduct ceased to be in force during year 4421451 13 86 In force December 31 1916 315703 72 87 Deduct amount reinsured 0 ocn c oyobU o0 88 Net premiums in force 3276343 22 Business in Georgia 89 Accident tTUT 90 Health Jf f7 06 91 Liability ff 4073 60 WZ Auto and teams property damage 1084 92 356 67 105 Totals M1 7 42821 14 17052 60 Investments in Georgia 107 Bonds 5 46500 00 STANDARD MARINE INSURANCE COMPANY OF NEW YORK N Y 6365 Beaver Street New York W J Roberts United States Manager Wm A Wright Attorney for Service Capital Stock 1 Amount of deposit capital 200j000 00 Ledger assets December 31 1915 1352779 80 4 Extended at 1352779 80ComptrollerGenerals Report Income 5 Gross premiums on new business 4919432 16 7 Deduct amounts paid for reinsurance and return premiums 2903122 09 607 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Remittances from home office 13 Total income 2016310 07 60241 91 545 15 709715 57 2786812 71 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Remittances to home office Traveling and miscellaneous expenses Licenses fees and taxes Furniture and fixtures 796970 66 22407 06 197557 39 43321 46 3600 00 12735 76 365 69 918060 36 9901 47 45935 89 389 98 974287 70 23 Total disbursements 2051245 72 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 797083 00 419877 00 75 00 426336 83 8228 46 436746 50 34 Total ledger assets 2088346 7 NonLedger Assets 35 Interest due and accrued 10338 60608 ComptrollerGenerals Eeport 36 Market value of assets over book value 37 Other items Due from reinsuring companies on losses paid 8949 00 83730 61 38 Total assets Deduct Assets Not Admitted 2191365 00 39 Agents balancesj 28 835 71 41 Other items Market value of special deposits in ex cess of corresponding liabilities Securities not in control of insurance department of U S trustees 902 22 186000 00 42 Total not admitted assets 43 Total admitted assets 215737 93 1975627 07 Liabilities 44 Net amount of unpaid losses and claims 378 948 00 4b Reserves or unearned premiums on risks outstanding 359494 04 47 Salaries and miscellaneous accounts due or accrued asfin on 48 Taxes due or accrued 49 Other items Accrued reinsurances 169 319 00 oO Total amount of liabilities except capital f 965 821 04 51 Deposit capital 200000 QQ 52 Surplus over all liabilities 809806 03 53 Surplus protection to policyholders 54 Total liabilities Business in ForceMarine and Inland 69 In force December 31 1915 1T09806 03 1975627 07 Risks Premiums 53540500 437899 96 70 Written or renewed during the year 585194335 4919432 16 72 Total 73 Deduct those expired and marked off as terminated 638734835 5357332 12 563090154 4554899 13 74 In force at the end of the year 75644681 8Q2 75 Deduct amount reinsured 32274452 4309 34 76 Net amount in force 43370229 372123 65CompteolleeGeneeals Repoet 609 Business in Georgia 78 Gross risks written 11764235 00 Less 243149 risks cancelled and 4588910 reinsur ance in companies authorized in Georgia 4832059 00 Net risks written 6932176 00 79 Gross premiums on risks written 100383 03 Less 1295232 return premiums and 3505157 pre miums for reinsurance in companies authorized in Georgia 48003 91 Net premiums received 52379 12 80 Losses paid deducting salvage 9041 88 Less losses on risks reinsured in companies authorized in Georgia 3550 44 Net losses paid 5491 44 81 Losses incurred 35704 88 Less losses on risks reinsured in companies authorized in Georgia 14305 44 Net losses incurred 21399 44 Investments in Georgia 107 Bonds 10000 00 THE THAMES AND MERSEY MARINE INSURANCE COMPANY LTD 3 South William Street New York N Y H K Fowler United States Manager A L Faria Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 1403 717 00 4 Extended at 1403717 00610 ComptrollerGenerals Report Income 5 Gross premiums on new and renawal business 2933864 76 7 Deduct amounts paid for reinsurance and return premiums 1706070 92 8 Total premiums 9 Interest and rents 11 Other sources From and for account of H O 1227793 84 38759 66 406465 54 13 Total income 1673019 04 Disbursements 14 Net amount paid policyholders for losses 881551 29 15 Legal and administrative expenses in adjustment of claims 3530 20 16 Commissions and allowances to agents 165581 57 17 Salaries of officers and employes 47772 46 18 Rents and interest 4050 59 19 Advertising printing postage telegrams etc 76948 09 22 Other items To and for account of H 0 314788 24 Agents balances charged off l 583 12 23 Total disbursements 1495805 56 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 62 Balances net 33 Other items Due from authorized reinsurance on losses paid Due from unauthorized reinsurance on losses paid 846381 00 258913 00 72 86 39140 33 259496 03 138118 32 38808 94 34 Total ledger assets 1580930 48 NonLedger Assets 35 Interest due and accrued 9215 83 38 Total assets 1590146 31ComptrollerGenerals Report 611 Deduct Assets Not Admitted 39 Balances 55924 24 41 Other items Market value of special deposits in ex cess of liabilities 10577 20 Book value of ledger assets over mar ket value 76364 00 Due from unauthorized reinsurance on losses paid 38808 94 42 Total not admitted assets 181674 38 43 Total admitted assets 1408471 93 Liabilities 44 Net amount of unpaid losses and claims 454886 47 45 Reserves or unearned premiums on risks outstanding 214126 53 47 Salaries and miscellaneous accounts due or accrued 10000 00 48 Taxes due or accrued 30000 00 50 Total amount of liabilities except capital 709013 00 51 Deposit capital actually paid in cash 200000 00 52 Surplus over all liabilities 499458 93 53 Surplus protection to policyholders 699458 93 54 Total liabilities 1408471 93 Business in Force Risks Premiums 69 In force December 31 1915 30604603 325794 03 70 Written or renewed during the year 454129454 2933864 76 72 Total 484734057 329658 79 73 Deduct those expired and marked off as terminated 429304599 2721832 66 74 In force at the end of the year 55429458 537826 13 75 Deduct amount reinsured 23685224 169252 14 76 Net amount in force 31744234 368573 99 612 ComptrollerGenerals Report Business in Georgia 78 Gross risks written 2762665 00 Less 5430 risks cancelled and 124665 reinsurance in companies authorized in Georgia 130095 00 Net risks written 2632570 00 79 Gross premiums on risks written 31548 25 Less 5079 return premiums and 93211 premiums for reinsurance in companies authorized in Georgia 982 90 Net premiums received 30565 35 80 Losses paid deducting salvage 7077 71 Less losses on risks reinsured in companies authorized in Georgia 479 53 Net losses paid 6j598 08 81 Losses incurred p 7 jgQ jj Less losses on risks reinsured in companies authorized in Georgia 479 63 Net losses incurred 6700 48 Invertments in Georgia 107 Bonds State of Georgia 4 1942 10000 00 UNITED STATES BRANCH OF THE TOKIO MARINE COMPANY LTD 3 South William Street New York N Y Appleton Cox Attorneys for Service Capital Stock 1 Amount of deposit capital 300000 00 2 Ledger assets December 31 1915 589428 28 4 Extended at 589428 28 Income 5 Gross premiums on new business 1579082 72 7 Deduct amounts paid for reinsurance and return permiums 885921 29 8 Total premiums 693161 43 9 11 13 14 15 16 17 18 19 22 ComptrollerGenerals Report Interest and rents Other sources Received from home office Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Underwriters boards fire patrol inspections and sur veys Federal corporation tax Emergency reserve tax State taxes on premiums Insurance department licenses and fees Remitted to home office 23 27 30 32 33 34 35 36 37 38 39 Total disbursements Ledger Assets Bonds at book value Deposits at interest Agents balances net Other items Cash with Broderick Leitch and Rendall Total ledger assets NonLedger Assets Interest due and accrued Market value of assets over book value Other items Reinsurance recoveries due on paid losses Total assets Deduct Assets Not Admitted Agents balances 14086 96 613 17349 47 182507 51 Total income 893018 41 335710 73 5889 84 183733 23 4184 00 550 00 1379 64 188 41 941 94 1568 65 14025 41 2910 50 437 37 551519 72 556106 13 236493 84 131065 96 7261 04 930926 97 5827 08 9333 87 37176 70 983264 62 614 ComptrollerGenerals Eeport 41 Other items Market value of special deposits in excess of corresponding liabilities 7015 02 42 Total not admitted assets 43 Total admitted assets 50 Total amount of liabilities except capital 51 Capital actually paid in cash 300000 00 52 Surplus over all liabilities 262916 62 53 Surplus protection to policyholders 54 Total liabilities Business in Georgia 61 In force December 31 1915 62 Issued revived or increased 63 Sum 64 Deduct ceased to be in force during the year 21101 98 962162 64 Liabilities 44 Net amount of unpaid losses and claims 257584 00 45 Reserves or unearned premiums on risks outstanding 116662 02 47 Salaries and miscellaneous accounts due or accrued 25000 00 399246 02 562916 62 962162 64 1S1 55 8585 05 8766 60 5881 62 65 In force December 31 1916 2884 98 67 Net losses paid during year 351 79 GS Net losses incurred during year 651 83 Business in Force Risks Premiums 69 In force December 31 1915 15996020 00 211628 18 70 Written or renewed during the year 219263151 00 1579082 72 72 Total 235259171 00 1790710 90 73 Deduct those expired and marked off as terminated 208444727 00 1376426 62 74 In force at the end of the year 26814444 00 414284 28 7b Deduct amount reinsured 12098267 00 221563 45 76 Net amount in force 14716177 00 192720 83ComptrollerGenerals Report 615 Business in Georgia 78 Gross risks written 317000 00 Less 17600 risks cancelled and 123847 reinsurance in companies authorized in Georgia 141447 00 Net risks written 175553 00 79 Gross premiums on risks written 8585 05 Less 102221 return premiums and 436360 pre miums for reinsurance in companies authorized in Georgia 5385 81 Net premiums received 3199 24 80 Losses paid deducting salvage 1407 32 Less losses on risks reinsured in companies authorized in Georgia 1055 53 Net losses paid 351 79 61 Losses incurred 2607 32 Less losses on risks reinsured in companies authorized in Georgia 1955 49 Net ldsses incurred 651 83 THE TRAVELERS INDEMNITY COMPANY OF HARTFORD CONN 700 Main Stret Hartford Conn Louis F Butler President James H Coburn Secretary H P Rascher Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets Decemher 31 1915 2964413 96 4 Extended at 2964413 96 Income 5 Gross premiums on new business 2577411 07 7 Deduct amounts paid for reinsurance and return premiums not taken 600470 14 8 Total premiums 1976940 93 616 ComptrollerGenerals Report 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 129590 75 2927 47 13 Total income 2111360 24 Disbursements 14 Net amount paid policyholders for losses 498460 28 15 Legal and administrative expenses in adjustment of claims 90844 73 16 Commissions and allowances to agents 372399 53 17 Salaries of officers and employes 67584 89 18 Rents and interest 16854 48 19 Advertising printing postage telegrams etc 30905 03 21 Loss on sale and decrease by adjustment of assets 2151 98 22 Other items 380171 71 23 Total disbursement 1459372 13 26 27 28 29 30 33 34 35 37 Ledger Assets Mortgage loans Bonds at book value Stocks at book value Cash in office Deposits at interest Other items 455553 00 2651093 00 28643 62 3339 13 83969 22 393804 10 Total ledger assets 3616402 07 NonLedger Assets Interest due and accrued Other items 45567 67 2500 00 Total assets 3664469 74 Deduct Assets Not Admitted 40 41 42 43 Bills receivable Other items 19 60 139672 24 139691 84 Total not admitted assets Total admitted assets x 3524777 90ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 4V Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items bO Total amount of liabilities except capital S1 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 696414 01 617 529441 36 1176456 52 2231 99 41775 00 78459 02 1828363 89 53 Surplus protection to policyholders 1696414 01 4 Total liabilities I 3524777 90 Premiums in Force 82 In force December 31 19151559732 25 83 Written or renewed during year 2577411 07 84 Sum 4137143 32 85 Deduct ceased to be in force during year returned 1917264 29 86 In force December 31 1916 2219879 03 33215 95 87 Deduct amount reinsured 88 Net premiums in force 2186663 08 Business in Georgia 89 Accident 90 Health 91 Liability 95 Plate glass 96 Steam boiler 97 Burglary and theft 101 Fly wheel 102 Auto and teams property damage 105 Totals Premiums Losses 412 79 261 07 37 00 192 94 407 10 47 02 3385 94 1299 13 61 90 153 00 10875 11 4362 49 16763 01 4732 48 Investments in Georgia 107 Bonds 56282 31618 ComptrollerGenerals Report the travelers insurance company of hartford conn 700 Main Street Hartford Conn Louis F Butler President James L Howard Secretary Harry M Thompson Attorney for Service Capital Stock 1 Amount of paidup capital 6000000 Ot 2 Ledger assets December 31 1915 21729452 33 3 Increase of paidup capital during year 1000000 00 4 Extended at 22729452 33 Income 5 Gross premiums on new and renewal business 22817442 85 7 Deduct amounts paid for reinsurance and return premiums not taken 3720437 86 8 Total premiums 19097004 99 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Inspections 171 69 Income tax withheld at source 1935 83 Agents balances previously charged off 408 40 849219 62 11011 75 2515 92 13 Total income 19959752 28 Disbursements 14 Net amount paid policyholders for losses 8644232 80 lt Legal and administrative expenses in adjustment of claims 1270840 78 16 Commissions and allowances 10 agents 4493699 74 17 Salaries of officers and employes 1068892 60 3 8 Rents and interest 223731 56 19 Advertising printing postage telegrams etc 300999 86 21 Loss on sale and decrease by adjustment of assets 29798 76 22 Other items 1782199 21 23 Total disbursements 17814395 31 Ledger Assets 27 Bonds at book value 14270480 00 28 Stocks at book value 5139289 50 ComptrollerGenerals Report 619 29 Cash in office 92149 15 30 Deposits at interest 878876 42 31 Deposits not at interest 589610 94 32 Agents balances net 84827 14 33 Other items 3819576 15 34 Total ledger assets 24874809 30 NonLedger Assets 35 Interest due and accrued 241336 62 36 Market value of assets over hook valuet 736957 50 38 Total assets 25853103 42 Deduct Assets Not Admitted 39 Agents balances 84827 14 40 Bills receivable 22317 95 41 Other items 5S903 13 42 Total not admitted assets 668048 22 43 Total admitted assets 2W85055 20 Liabilities 44 Net amount of unpaid losses and claims 6679352 36 4b Reserves or unearned premiums on risks outstanding 7058383 32 47 Salaries and miscellaneous accounts due or accrued 199390 86 48 Taxes due or accrued J794 65 49 Other items C0 Total amount of liabilities except capital 16596691 38 6L Capital actually paid in cash 6000000 00 52 Surplus over all liabilities 2588363 82 t3 Surplus protection to policyholders 8588363 82 S 25185055 20 54 Total liabilities Premiums in Force ur si 1Q1 11993114 35 82 In force December 31 1915 83 Written or renewed during year iifiuw so 34810557 20 84 Sum 620 ComptrollerGenerals Report 85 Deduct ceased to be in force during year returned 20680690 51 86 In force December 31 1916 14129866 69 87 Deduct amount reinsured 112266 65 88 Net premiums in force 14017600 04 Business in Georgia Premiums Losses 89 Accident 52095 11 18151 79 90 Health 20357 86 9704 36 91 Liability 125148 47 52102 62 103 Workmens collective 817 98 223 15 105 Totals 198419 42 80181 92 Investments in Georgia 107 Bonds 132333 87 Cash 15j429 85 Total investments in Georgia 147763 72 UNITED STATES CASUALTY COMPANY OF NEW YORK N Y 80 Maiden Lane New York N Y Edson S Lott President D G Luckett Secretary J H Mullin Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1915 3385823 98 4 Extended at 3385823 98 Income 5 Gross premiums on new and renewal business 3714621 06 7 Deduct amounts paid for reinsurance and return premiums 1051170 18 8 Total premiums 2663450 88ComptrollerGenerals Report 621 9 Interest and rents 139282 25 10 Profit on sale or increase by adjustment of assets 312 50 11 Other sources Recovery of items previously charged to profit and loss 1893 33 United States government taxes withheld 295 00 Policy fees required or represented by application 4340 00 13 Total income 2809573 96 Disbursements 14 Net amount paid policyholfiers for losses 1208245 53 15 Legal and administrative expenses in adjustment of claims 183392 72 16 Commissions and allowances to agents 577074 61 3 7 Salaries of officers and employes 218232 05 18 Rents and interest 19223 64 19 Advertising printing postage telegrams etc 42933 10 20 Paid for dividends 75020 50 22 Other items Inspections 39264 44 Insurance department licenses fees and taxes 48860 86 Legal expenses 2602 39 Furniture and fixtures 8824 90 Policy fees retained by agents 4340 00 Profit and loss i537 45 Fees of auditors 2405 59 Extended free accident insurance 15649 74 Internal revenue stamps 4947 83 Miscellaneous 6011 71 Exchange en checks 141 80 Dues and subscriptions to associations bureaus and commercial agencies 10423 68 23 Total disbursements 2470401 54 Ledger Assets 25 Book value of real estate 250 00 26 Mortgage loans 176000 00 27 Bonds at book value 1467599 52 28 Stocks at book value 1498347 60 29 Cash in office 35168 99 30 Deposits at interest 49436 74 31 Deposits not at interest 41256 74 33 Other items Premiums in course of collection 405252 98622 ComptrollerGenerals Report Cash in hands of resident managers and adjusters 11000 00 Agents ledger balances debits ioo 99 State Workingmens Compensation Commissions 500 00 The Workingmens Compensation on reinsurance bu reau fund 39182 84 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 3724996 40 22185 72 3747182 12 41 Other items Book value of ledger assets over mar ket value 226822 12 Cash in hands of resident managers and adjusters 11000 00 Agents ledger balances 1000 99 U S Government taxes withheld 295 00 42 Total not admitted assets 239118 11 43 Total admitted assets 3508064 01 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Estimated expenses of investigation and adjustment of unpaid claims Commissions on premiums in course of collection Contingent fund 5000000 reinsurance 1054861 Reserve for reinsurance in companies not admitted in New York Reserve for unadjusted claims Workmens Compensa tion Reinsurance Bureau 738497 00 1208988 57 12852 00 12428 94 50000 00 18332 00 90907 42 60548 61 8721 67 6787 80 50 Total amount of liabilities except capital 2208064 01ComptrollerGeneral s Report 623 51 Capital actually paid in cash 500000 00 2 Surpluus over all liabilities 800000 00 53 Surplus protection to policyholders 1300000 00 54 Total liabilities 35080i54 01 Premiums in Force 82 In force December 31 1915 2119135 92 83 Written or renewed during year 3714621 06 84 Sum 583375698 85 Deduct ceased to be in force during year 3352551 53 86 In force December 31 1916 2481205 45 87 Deduct amount reinsure 115962 91 S8 Net premiums in force 2365242 54 Business in Georgia Premiums Losses 89 Accident 8493 79 2647 21 90 Health 4560 83 2262 61 91 Liability 53000 07 21065 75 95 Plate glass 5 80 34 42 96 Steam boiler 97 45 97 Burglary and theft 1257 99 1503 75 102 Auto and teams property damage 2813 00 401 54 103 Workmens collective 950 16 166 04 105 Totals 71094 19 2808132 UNITED STATES FIDELITY AND GUARANTY COMPANY Calvert and German Streets Baltimore Md John R Bland President B Howard Bland Secretary Capital Stock 1 Amount of paidup capital 3000000 00 2 Ledger assets December 31 1915 10441676 69 3 Increase of paidup capital during year 1000000 00 4 Extended at 11441676 69624 ComptrollerGenerals Report Income 6 Gross new and renewal premiums 13465913 53 7 Deduct amounts paid for reinsurance and return premiums 2837565 88 356564 99 4733 59 118 25 8 Total premiums i0628347 65 9 Interest and rents 10 Profit on sale or increase by adjustment of assets Prom agents balances peviously charged off 11 Other sources Inspections Surplus contributed by stockholders Dept guaranteed attys net Federal income tax deducted from salaries Increase in liabilities account funds held under reinsurance treaties 2060 83 500000 00 16580 24 564 78 11899 22 13 Total income 531105 07 11520869 55 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes Salaries traveling and all other expenses of agents not paid by commissions 18 Rents and interest 19 Advertising printing postage telegrams etc furniture and fixtures 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Medical examiners fees and salaries Inspections other than medical and claim Repairs ind expenses fother than taxes on real estate Taxes on real estate Other taxes and ins dept fees Other disbursements 3794072 19 354662 38 2012629 99 517298 25 995352 50 140440 43 345408 25 240000 00 30111 31 37171 84 1562 53 47813 84 35417 14 16752 75 292505 08 104594 78 535817 96 23 Total disbursements 8965793 26ComptrollerGenerals Report 625 Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 28 Stocks at book value 29 Cash in office i0 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Equity in New York ex funds Collateral loans Bills receivable Due by TJ S Government under contract Accounts with suspended banks Advance secured Workingmens Compensation Reinsurance Bureau Due from subscriptions dept guaranteed attorneys Approved and audited claim Peoples Surety Co 720608 11 18800 00 8424009 10 721925 10 1473 69 1252879 19 280838 19 2151950 40 80328 00 29399 00 400 00 6276 99 186441 80761 75 111152 48 86045 46 28041 11 Zl Total ledger assets13996752 98 NonLedger Assets 35 Interest due and accrued 121382 30 37 Other items Rents due and accrued 183 33 38 Total assets 14118318 61 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Guaranteed attorneys subscription writ ten prior to October 1 1916 Market value of special deposits in ex cess of corresponding liabilities Book value bonds and stocks over mar ket value 543894 22 400 00 8473 70 96081 54 226410 86 42 Total not admitted assets 875260 32 43 Total admitted assets 13243058 29 Liabilities 44 Net amount of unpaid losses and claims I 3058370 36 45 Reserves or unearned premiums on risks outstanding 4832490 80 626 ComptrollerGenerals Eeport 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 4y Other items Commissions due or to become due Return premiums Reinsurance Funds held under reinsurance treaties Federal income tax deducted from salaries 14080 79 192903 44 314324 97 12461 89 77400 26 51163 94 1059 50 50 Total amount of liabilities except capital 51 Capital actually paid in cash f 3000000 52 Surplus over all liabilities l688802 34 I 8554255 95 53 Surplus protection to policyholders 54 Total liabilities 4688802 34 13243058 29 Premiums in Force 82 In force December 31 1015 83 Written or renewed during year 173420 52 218157 47 84 Sum 85 Deduct ceased to be in force during year 391577 99 188883 83 86 In force December 31 1916 87 Deduct amount returned 202694 16 33139 94 3 Net premiums in force 179554 22 Business in Georgia 89 Accident 90 Health 91 Liability 93 Fidelity 94 Surety 95 Plate glass 97 Burglary and theft 102 Auto and teams property damage 103 Workmens collective Premiums 10793 88 6739 97 49165 58 29039 60 60306 96 3432 11 5786 51 10247 54 1474 37 Losses 8164 58 1981 87 19770 23 18465 60 23300 51 1772 40 272 04 1361 04 296 43 105 Totals 176986 52 75384 70 Investments in Georgia 107 Bonds State county municipal and railroad 199680 00ComptrollerGenerals Report 627 SUBSCRIBERS AT UNTED STATES LLOYDS OF NEW YORK CTY 3 South William Streeet New York N Y Herbert Appleton Douglas F Cox Attorneys for the Subscribers under the firm name of Appleton Cox Capital Stock 1 Amount actually paidup in cash by cash by original subscribers 100000 00 2 Ledger assets December 31 1915 1861381 74 4 Extended at 1861381 74 Income 6 Gross premiums on new business 6181211 76 7 Deduct amounts paid for reinsurance and return premiums 2989903 59 8 Total premiums 9 Interest and rents 30 Profit on sale or increase by adjustment of assets 11 Other sources Income tax withheld Exchange 13 Total income 3191308 17 67407 58 3829 38 360 00 4605 44 3267510 57 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents 19 Advertising printing postage telegrams etc 20 Paid subscribers for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Furniture etc Bonds and assns Fire dept taxes Inspections State taxes 1603997 36 41782 25 697896 53 147743 99 14411 16 31215 41 75000 00 1211 19 2402 57 4627 61 5515 72 94 08 11633 91 47370 06628 ComptrollerGenerals Report Licenses and fees Other taxes etc Miscellaneous office expense 4087 83 9812 54 11075 79 96620 11 23 Total disbursements 2709878 00 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 1170185 75 55162 50 2500 00 685672 52 82974 17 422519 37 34 Total ledger assets p 2 419 014 31 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Reinsurance due on paid losses 38 Total assets Deduct Assets Not Admitted 15270 82 44951 75 155756 75 2634993 63 3 Agents balances 139 727 gl 41 Other items Market value special deposits in ex cess of liabilities 15667 96 42 Total not admitted assets 205395 57 43 Total admitted assets 2429598 06 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Income tax withheld 953086 07 600001 39 1000 00 45000 00 360 00 50 Total amount of liabilities except capital 1599447 46ComptrollerGenerais Eeport 51 Amount actually paidup in cash by o original subscribers 730150 60 i2 Surplus over all liabilities a 830150 60 63 Surplus protection to policyholders 2429598 06 o4 Total liabilities Business in Force Risks Premiums w1 1915 I 78777951 1332413 10 69 In force December 31 1915 6181211 76 70 Written or renewed during the year 436095 JJ 1515705046 7513624 86 72 Totali 73 Deduct those expired and marked off 5783445 18 as terminated a of rno year TW37 1730179 68 74 In force at the end of the year 48 943 473 637213 89 75 Deduct amount reinsured 64955664 1092965 79 76 Net amount in force v Business in Georgia 8165139 00 q rtrns rislis written 8 De 80815 ks cancelled and 3570773 reinsurance in companies authorized in Georgia 4513551 00 Net risks written 46481 54 79 Gross premiums on risks written T ess 6 30330 return premiums and 1320Z5 pre Lemiuns for reinsurance in companies authorized in Georgia 26887 99 Net premiums received SO Dosses PaWti Dess losses on risks remsuier m v gi in Georgia 5710 99 Net losses paid 7196 65 81 Dosses ind authorized Dess losses on risks remsureu v 2 0g7 61 in Georgia 5139 04 Net losses incurred 630 ComptrollerGenerals Report Premiums in Force 82 In force December 31 1915 s ro TTrjj 4939 00 83 Written or renewed during year 46481 54 84 Sum 85 Deduct ceased to be in force during year 43729 35 86 In force December 31 1916 7 691 19 87 Deduct amount returned 88 Net premiums in force 5764 08 Investments in Georgia 107 Bonds Par value 0Q THE UNION MARINE INSURANCE CO LTD NEW YORK N Y 3 South William Street New York New York H K Fowler United States Manager Thomas J Lynch Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 979968 37 4 Extended at 979968 37 Income 5 Gross premiums on new business 2 086 414 43 7 Deduct amounts paid for reinsurance and return premiums 867812 u 8 Total premiums 9 Interest and rents U18602 19 11 Other sources 31754 58 Sale of automobile Prom and for account ofhome office l 21S 4g 13 Total Income 1470052 22ComptrollerGenerals Report Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items To and for account of home office Agents balances charged off 631 509091 42 10404 48 200064 52 61858 21 5455 29 86275 22 204984 82 426 67 23 Total disbursements 1078560 63 Ledger Assets 27 Bonds at book value 29 Cash in office SO Deposits at interest 32 Agents balances net 33 Other items Due from authorized companies on losses paid Deposited with underwriters conferences In etc Due from unauthorized companies on losses paid BHls receivable taken for marine and inland risks 34 Total ledger assets 875985 22 131 08 12403 13 254504 36 201525 15 100 00 25560 37 1250 65 1371459 96 NonLedger Assets 55 Interest due and accrued S7 Other items n suspense due from Manheim Ins Co llnce in suspense due from NordDeutsche Ins Co 9951 25 1695 33 8931 68 38 Total assets Deduct Assets Not Admitted 56285 20 371 82 1392038 22 39 Balances Balances representing business prior October 1 1916 41 Other items Market value of special deposits in ex cess of liabilities 10494 38632 ComptrollerGenerals Beport Book value of bonds and stocks over market value Due from unauthorized companies on losses paid 24750 22 25560 37 42 Total not admitted assets 43 Total admitted assets 117661 99 1274376 23 Liabilities 44 Net amount of unpaid losses and claims 769803 79 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 15000 00 48 Taxes due or accrued 000 50 Total amount of liabilities except capital 806 800 31 51 Deposit capital actually paid in cash 200 000 00 52 Surplus over all liabilities 267575 92 53 Surplus protection to policyholders 54 Total liabilities Business in Force 9 In force December 31 1915 467575 92 1274376 23 Risks Premiums 32456368 00 692474 87 70 Written or renewed during the year 357968425 00 2086414 43 72 Total 73 Deduct those expired and marked off 390424793 00 2778889 30 as terminated 352759970 00 2211194 35 74 In force at the end of the year 75 Deduct amount reinsured 11308 37664823 00 567694 95 246 00 236307 03 76 Net amount in force 26356577 00 331387 92 Business in Georgia 78 Gross risks written t 00 qk en I 1816470 00 Less 956o9 risks cancelled and 449114 reinsurance in companies authorized in Georgia 544753 00 Net risks written 1271717 00 ComptrollerGenerals Report 633 qa 399 96 79 Gross premiums on risks written Less 189332 return premiums and 760778 pre miums for reinsurance in companies authorized in Georgia 24898 86 Net premiums received T 80 Losses paid deducting salvage n965 63 Less losses on risks reinsured in companies authorized in Georgia 10616 18 Net losses paid 11249 76 81 Losses incurred Less losses on risks reinsured in companies authorized in Georgia 9388 31 Net losses incurred Investments in Georgia 107 Bonds City of Atlanta 4 1937 10000 00 WORLD LIFE AND ACCIDENT INSURANCE CO OF CHICAGO ILL 29 S LaSalle Street Chicago Illinois A M Johnson President Khert D y Secretary William A Wrigt Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1915 161529 42 3 Increase of paidup capital during year 100000 00 261529 42 4 Extended at Income 5 Gross premiums on new business 19694 66 l Deduct amounts paid for reinsurance and return premiums 370 19323 97 8 Total premiums 6 881 88 9 Interest and rents 2427 QQ U Other sources Policy fees 28632 85 13 Total income 634 ComptrollerGenerals Eeport Disbursements 14 Net amount paid policy holders for losses 7468 06 15 Legal expenses 1 naj en 16 Commissions and allowances to agents 6372 39 17 Salaries of officers and employes 900 00 18 Rents and interest 309 70 19 Advertising printing postage telegrams etc 440 35 20 Paid stockholders for dividends 7 500 00 21 Taxes and fees 3253 91 22 Other items Policy fees retained by agents 2427 00 Miscellaneous g 23 Total disbursements 30j235 28 Ledger Assets 27 Bonds at book value 245400 00 30 Deposits at interest 13288 25 32 Agents balances net jg 74 33 Other items Premiums in course of collection 24 00 34 Total ledger assets 259926 99 NonLedger Assets 35 Interest due and accrued y 913 33 36 Market value of assets over book value 3500 00 28 Total assets 265340 32 Deduct Assets Not Admitted 39 Agents balances 1289 84 43 Total admitted assets 264050 4g Liabilities 44 Net amount of unpaid losses and claims 1 411 00 45 Reserves or unearned premiums on risks outstanding 1958 74 47 Salaries and miscellaneous accounts due or accrued 7 20 48 Taxes due or accrued oto 4o I 4 bO Total amount of liabilities except capitalj 3623 68ComptrollerGenerals Report 635 51 Capital actually paid in casn 200000 00 52 Surplus over all liabilities 60426JS0 53 Surplus protection to policyholders 260426 80 v4 264050 48 54 Total liabilities Premiums in Force 82 In force December 31 1915 J133 57 83 Written or renewed during year lyba oo 23828 23 84 Sum 20 114 00 85 Deduct ceased to be in force during year vii y 86 In Force December 31 1916 3714 23INDUSTRIAL LIFE HEALTH AND ACCIDENT COMPANY CAPITAL 2500000 ATLANTA MUTUAL INSURANCE COMPANY OF ATLANTA GA 200 Auburn Avenue Odd Fellows Building Atlanta Ga A F Herndon President T K Gibson Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 25000 00 2 Ledger assets from Atlanta Mutual Ins Assn on reinsurance contract Nov 8 1916 38528 86 3 Premiums on sale of stock 1250 00 4 Extended at 64778 86 Income 5 Gross premiums on new business 1013 40 6 Gross renewal premiums 58100 28 All other payments by applicants and members 10 20 7 Deduct amounts paid for reinsurance and return premiums 153 45 8 Total premiums 58970 43 11 Other sources Rents from property owned 39 75 Agents balances previously charged off 16 60 13 Total income f 59026 g Disbursements 14 Net amount paid policyholders for losses 26123 65 15 Legal and administrative expenses in adjustment of claims 69 79 16 Commissions and allowances to agents 22 705 48 17 Salaries of officers and employes 2 246 46 18 Rents Q 549 40 19 Advertising printing postage telegrams etc i001 59ComptrollerGenerals Report 637 22 Other items General home office expense 22 Other items Traveling expenses Medical examinations Licenses and fees Insurance department fees and licenses Legal expenses Furniture and fixtures Miscellaneous expenses Exchange Fire insurance Supplies Transferring policies 23 Total disbursements 33 80 592 06 17 00 61 41 764 00 602 00 75 10 212 05 3 03 42 00 23 22 921 00 57043 04 Ledger Assets 25 Book value of real estate less 353100 incumbrance 2469 00 26 Mortgage loans 33 728 45 27 Bonds at book value 1 297 41 29 Cash in office and in transit gg 30 Deposits at interest 12 489 06 31 Deposits not at interest 293g g 32 Agents balances net 33 Other items Q 0Q Loans secured by pledge of bonds 236 15 Unpaid stock subscription 70J88 67 Total 3426 07 Deduct agents bond reserve 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Interest due on bonds Interest due on deposits Weekly dues due and unpaid 866400 less 25 for collection 38 Total assets 66762 60 148 92 690 00 160 09 for 6498 00 74259 61 638 ComptrollerGenerals Eeport Deduct Assets Not Admitted 39 Agents balances less 102114 secured by reserve 41 Other items Book value of bonds over market value 302 66 Unpaid stock subscription 236 15 42 Total not admitted assets v Ablo 70 43 Total admitted assets Z 777777 7164o 91 Liabilities 44 Net amount of unpaid losses and claims 72 no 47 Salaries and miscellaneous accounts due or accrued 215 20 48 Taxes due or accrued 50 Total amount of liabilities except capital illl f 51 Capital actually paid in cash 25000oO 52 Surplus over all liabilities 45316 7g 53 Surplus protection to policyholders 70316 6 54 Total liabilities 71645 91 Premiums in Force 86 In force December 31 1916 1377 4 g5 Investments in Georgia 106 Real estate 107 Bonds 6000 00 108 Mortgage loans 20000 00 109 Collateral loans 275 00 150 00 Total investments in Georgia 27o0ASSESSMENT INSURANCE COMPANIES AMERICAN INSURANCE COMPANY OF SAVANNAH GEORGIA 115 Park Avenue West Savannah Georgia Geo P Hamilton President H A Rushing Secretary George Saussy Attorney for Service Capital Stock 2 Ledger assets December 31 1915 Income 5 Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid lor reinsurance and return premiums 33 85 10639 50 13 25 8 Total premiums 9 Interest and rents 11 Other sources Borrowed money Furniture office equipment Adjustment on real estate 3 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 32 Other items Taxes Borrowed money Insurance dept fees and licenses Premiums on fire insurance policies Repairs on real estate 23 Total disbursements LeSger Assets 25 Book value of real estate 27 Bonds at book value 29 Cash in office 9060 82 10660 10 292 50 1481 91 17 75 45 00 12497 26 4300 08 78 30 5913 18 1120 00 291 40 276 99 17 75 51 02 465 00 178 00 3 79 7 05 12702 56 2700 00 4700 00 4 08 640 ComptrollerGenerals Eeport 30 Deposits at interest 33 Other items Furniture office equipment i446 45 34 Total ledger assets 8j855 52 NonLedger Assets 37 Other items Weekly dues unpaid 21415 less 25 collection 7854 Market value bonds over book value 300 00 38 Ttal aSSets 9391 13 Deduct Assets Not Admitted 41 Other items Book value of bonds over market value 300 00 Furniture office equipment lj446 45 42 Total not admitted assets 1 746 45 43 Total admitted assets 764468 Liabilities 47 Salaries and miscellaneous accounts due or accrued 5m 48 Taxes due or accrued 5 49 Other items 148 16 Borrowed money J 7 501 5j Interest accrued on 230000 mortgage 26 83 Sick and death claims adjusted and not due 51 45 54 Total liabilities J Business in Georgia 61 In force December 31 1915 7 89 62 Issued revived or increased 97256 J 63 Sum 64 Deduct ceasedtobein forceduHngiheyea IZI Z 65 In force December 31 1916 5 4n8300 Investments in Georgia 106 Real estate 107 Bonds 2700 00 4700 00 Total investments in Georgia j 7 4Q 008 Total premiums 9 Interest 11 Other sources Agents balances 23 Total disbursements Ledger Assets 27 Bonds at book value 29 Cash in office 207589 80 920 24 8 51 13 Total income 208518 55 Disbursements 14 Net amount paid policyholders for losses lb Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Salary of medical examiners Traveling expenses Licenses Taxes Furniture and fixtures Agents balances Income cert redeemed Exchange Fuel and lights Miscellaneous expenses 79969 65 618 31 83885 82 19519 75 3692 61 2338 84 242 10 3237 32 1192 90 501 48 338 87 4 20 4000 00 81 42 33 70 855 32 34 Total ledger assets 200512 29 25935 07 617 26 26552 33 I ComptrollerGenerals Report 641 BANKERS HEALTH AND LIFE INSURANCE COMPANY MACON GA 60811 Grand Building Macon Georgia P L Hay President P C Carnes Secretary Hon R L Berner Attorney for Service Capital Stock 2 Ledger assets December 31 1915 Income 5 Gross premiums on new business ti Gross renewal premiums 7 Deduct amounts paid for return pre miums 6483 15 201551 30 444 65 18546 07 642 COMPTROLLERGrENERAls REPORT NonLedger Assets 35 Interest due and accrued Gross premiums due aud unPaid 4624 15 36 Market value of assets over book value less 25 for collections 1156 03 43 Total admitted assets 30 02q 45 Liabilities 44 Net amount of unpaid losses and claims 1208 00 45 Premiums paid in advance 2761 85 48 Taxes due or accrued 145 59 49 Other items Rent 67 50 50 Total amount of liabilities except capital no capital 4182 94 52 Surplus over all liabilities 8 983 59 53 Surplus protection to policyholders 26552 33 54 Total liabilities 4 m g4 Business in Georgia S TJT DeCTer n 1915 856362 00 62 Issued revived or increased 1141660 00 63 Sum 1998022 00 64 Deduct ceased to be in force during the year 990652 00 65 In force December 31 1916 1007370 00 67 Net losses paid during year 79 969 65 Investments in Georgia 107 Bonds 25935 07 BARTOW COUNTY MUTUAL FIRE AND STORM INSURANCE CO OF ADAIRSVILLE GEORGIA W M Dodd President A w Barber Secretary A W Barber Attorney for Georgia Capital Stock 2 Ledger assets December 31 1915 76 96ComptrollerGenerals Report 643 Income 5 Gross premiums on new business 1115 70 8 Total premiums 1115 70 11 Other sources Assessment 100 00 13 Total income 1215 70 Disbursements 14 Net amount paid policyholders for losses I 126 25 16 Commissions and allowances to agents 537 51 20 Paid policyholders for dividends 243 90 22 Other items Charter fee 10 00 Licenses fees and taxes 26 50 Stationery postage and sundry items 76 64 Publication for charter 15 78 23 Total disbursements 1138 74 Ledger Assets 31 Deposits not at interest 33 Other items Notes bills rec 50 48 34 Total ledger assets 76 96 Business in Force Risks Premiums 69 In force December 31 1915 291625 00 1115 70 Business in Georgia 78 Gross risks written 291625 00 79 Gross premiums on risks written I115 70 CHATHAM MUTUAL LIFE AND HEALTH INSURANCE CO SAVANNAH GEORGIA 458 West Broad Street Savannah Ga A H Dunbar President Duncan Pringle Secretary Shelby Myrick Attorney for Service Capital Stock 1 Amount of donated capital 5797 50644 ComptrollerGenerals Keport Income 5 Gross premiums on new business 2866 30 6 Gross renewal premiums 24229 90 7 Deduct amounts paid for reinsurance and return premiums 78 20 8 Total premiums 11 Other sources Agents bond reserve 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Medical examinations 700 traveling expense 19266 fees and licenses 21655 furniture and fixtures 51105 donations returned 95000 general home office expenses 52509 branch office expenses 10329 organization expense 23700 agents bond reserve 5000 prizes 3700 total 23 Total disbursements Ledger Assets 27 Bonds at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net TTnlocated difference 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Furniture and fixtures Weekly dues due and unpaid 2042 85 Less 25 for collection 510 71 38 Total assets 27018 00 230 72 33046 22 8216 54 93 10 12668 17 1562 50 764 05 571 30 2828 72 26704 38 5175 00 82 78 543 00 541 05 6541 84 236 11 511 05 1532 14 8621 14 ComptrollerGenerals Eeport 645 Deduct Assets Not Admitted 39 Agents balances Unlocated difference 54106 41 Other items Book value bonds over market 125 00 Furniture and fixtures 511 05 1 177 11 7 444 03 43 Total admitted assets Liabilities 47 Salaries and miscellaneous accounts due or accrued 792 03 48 Taxes due or accrued 50 Total amount of liabilities except capital 824 90 53 Surplus protection to policyholders net solvent assets as defined act of 1909 6619 13 54 Total liabilities 7444 3 Insurance in force 8868000 150 of this amount or net solevent assets required 1330 20 CONTINENTAL LIFE AND HEALTH INSURANCE COMPANY OF ATLANTA GEORGIA Candler Building Atlanta Georgia LeRoy Smith President B M Cross Secretary LeRoy Smith Attorney for Georgia Capital Stock 2 Ledger Assets December 31 1915 7166 58 Income 5 Gross premiums on new business 4423 45 6 Gross renewal premiums 106749 02 7 Deduct amounts paid for reinsurance and return premiums 174 25 8 Total premiums 110998 22 9 Interest and rents 221 12 11 Other sources Agents credit balances 263 46 646 ComptrollerGenerals Eeport Special excise and income tax returned Agents bond premiums 13 Total income Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing 21 Loss on sale and decrease by adjustment of assets 22 Other items Insurance dept fees Other licenses and fees Taxes on premiums Legal expenses General home office and branch office expenses Borrowed money from last year paid 23 Total disbursements Ledger Assets 27 Bonds at book value 31 Deposits not at interest 33 Other items Cash in hands of agents Furniture and fixtures 34 Total ledger assets NonLedger Assets 37 Other items Weekly dues due and unpaid Less 25 for collections 38 Total assets Deduct Assets Not Admitted 41 Other items Furniture and fixtures 43 Total admitted assets 15 00 28 35 111526 15 45790 73 53664 05 4280 94 1834 21 1101 07 82 69 136 00 613 63 106 68 57 50 2525 82 500 04 110693 36 5000 00 1245 82 85 91 1667 64 7999 37 2364 96 591 24 8095 45 1667 64 8095 45ComptrollekGenebals Report Liabilities 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 53 Surplus protection to policyholders 54 Total liabilities Business in Georgia 67 Net losses paid during year Business in Georgia Premiums 90 Health 110998 22 Investments in Georgia 107 Bonds 647 9 60 263 46 76 39 349 45 7746 00 349 45 45790 73 Losses 45790 73 5000 00 FARMERS COOPERATIVE FIRE INSURANCE CO JACKSON GA J M Ball President J T Goodman Secretary H M Fletcher Attorney for Service Capital Stock 2 Ledger assets December 31 1915 100 34 Income 5 Gross premiums on new business 2318 06 8 Total premiums 2318 06 11 Other sources Assessment for losses 17346 00 13 Total income 19764 40 Disbursements 14 Net amount paid policyholders for losses 17346 00648 ComptrollerGeneral s Report 17 Salaries of officers and employes 19 Advertising printing postage telegrams etc 2196 94 152 28 23 Total disbursements Ledger Assets 29 Cash in office Deduct Assets Not Admitted 43 Total admitted assets g Liabilities 44 Net amount of unpaid losses and claims 48 Taxes due or accrued 19695 22 69 18 69 18 1100 00 53 59 50 Total amount of liabilities except capital Business in Force Risks 69 In force December 31 1915 5426459 00 70 Written or renewed during the year 448299 00 1153 59 Premiums 27132 29 2241 49 72 Total g 5874758 00 29373 78 73 Deduct those expired and marked off as terminated 134346 00 672 23 74 In force at the end of the year 5740312 00 28701 55 FARMERS MUTUAL FIRE INSURANCE CO OF GEORGIA DAWSON GA B F Melton President w H Gun Secretary W H Gun Attorney for Service Income 5 Gross premiums on new business 1252 00 6 Gross annual dues 1215 00 8 Total premiums g 2467 00 11 Other sources Assessments to pay losses 7361 00 13 Total income 5 9828 00ComptrollerGenerals Report Disbursements 14 Net amount paid policyholders for lossesS 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 19 Advertising printing postage telegrams etc 22 Other items Tax and licenses 23 Total disbursements Ledger Assets 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 33 Other items Bills receivable 34 Total ledger assets Deduct Assets Not Admitted 40 Bills receivable 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 54 Total liabilities Business in Force 649 7361 00 226 00 1252 00 525 00 112 20 91 56 9567 76 75 00 325 00 1973 12 108 98 2482 10 108 98 2373 12 1360 00 Risks 69 in force December 31 1915 1479300 00 70 Written or renewed during the year 250400 00 2482 10 Premiums 9828 00 72 Total 73 Deduct those expired and marked off as terminated 1729700 00 179300 00 74 In force at the end of the year 1550400 00 Business in Georgia 80 Losses paid deducting salvage 81 Losses incurred 7361 00 7436 00650 ComptrollerGenerals Eeport FARMERS PROTECTIVE FIRE INSURANCE COMPANY OF GEORGIA LITHONIA GEORGIA J W Phillips President A H Flake Secretary L B Norton Attorney for Service Income 6 Gross premiums on new business 1912 44 9 Interest and rents 31 05 11 Other sources B T Burgess return overpay legal 17 25 13 Total income 1960 4 Disbursements 14 Net amount paid policyholders for losses i915 00 15 Legal and administrative expenses in adjustment of claims 241 81 17 Salaries of officers and employes o5g 23 19 Advertising printing postage telegrams etc 72 q4 22 Other items Licenses and taxes rr 50 00 Returned to members r 0 20 23 Total disbursements 2 641 18 Ledger Assets 81 Deposits not at interest 970 51 NonLedger Assets 37 Other items Office supplies and stationery 150 oy 38 Total assets 1020 51 Deduct Assets Not Admitted 41 Other items Office supplies and stationery 150 00 43 Total admitted assets 7 970 51 Business in Georgia 61 In force December 3 1915 62 Issued revived or increased tl o525 00 63 Sum 574167 00ComptrollerGenerals Report 651 64 Deduct ceased to be in force during the year 33197 01 1Q1R 540970 00 65 In force December 31 191b 67 Net losses paid during year 68 Net losess incurred during year Business in Georgia 4 574167 00 78 Gross risks writ en oQ Less risks cancelled S 540970 00 Net risks written 79 Gross preminms on risks written 5 20 Less return premiums a 1907 24 Net premiums received 1 915 00 80 Losses paid deducting salvage SI Losses incurred FREE STATE COOPERATIVE FIRE INSURANCE COMPANY OF DANIELSVILLE GEORGIA Geo O Griffith President R H Thompson Secretary Income 11 Other sources Matriculation fees assessments and withdrawal fees Disbursements 14 Net amount paid policyholders for losses 150 00 16 Commissions and allowances to agents 19 Advertising printing postage telegrams etc 11 22 Other items Tax X 282 76 23 Total disbursements Ledger Assets 61 69 34 Total ledger assets Premiums in Force Q1 1Q1 f 215805 00 82 In force December 31 l9io 652 ComptrollerGenerals Report S3 Written or renewed during year 23400 00 84 Sum 85 Deduct ceased to be in force during year 86 In force December 31 1915 229017 00 239205 00 10188 00 GEORGIA MUTUAL INDUSTRIAL LIFE AND HEALTH INSURANCE COMPANY OF AUGUSTA GEORGIA 827 Gwinnett Street Augusta Ga G N Stoney President A M Sherrill Secretary Capital Stock 2 Ledger assets December 31 1915 17867 41 Income 8 Total premiums 161269 45 9 Interest and rents 3qq qq 11 Other sources 7gr 41 13 Total income 162364 86 Disbursements 14 Net amount paid policyholders for losses 62351 70 16 Commissions and allowances to agents 65 391 85 17 Salaries of officers and employes ig 390 58 lo Rents and interest 2 183 95 19 Advertising printing postage telegrams etc 5204 32 22 Other items Licenses and taxes gg 14 Premiums refunded 210 17 Longages 7g 7Q Agents balances charged off 213 72 Siting 39 50 Legal expenses 141 og Traveling expenses and car fare 434 70 23 Total disbursements 158 451 41 Ledger Assets 27 Bonds at book value 5 2qo 00 30 Deposits at interest 779g 34 31 Deposits not at interest 52 68ComptrollerGenerals Report 653 2409 96 32 Agents balances net 38 Other items 316 04 Remittances due 321 89 Agencies shortages 3 48g g9 Office furniture 5917 58 Cash advances secured 574223 25500 38 34 Total ledger assets NonLedger Assets I 192 20 35 Interest due and accrued 37 w2lXSs due and unpaid less 25 for collection 541 27523 85 38 Total assets Deduct Assets Not Admitted 2409 96 39 Agents balances 41 Other items gg Office furniture Cash adv to officers incurred 6068 71 42 Total not admitted assets 21 455 14 43 Total admitted assets Liabilities 277 50 44 Net amount of unpaid losses and claims K Salaries and miscellaneous accounts due or accrued 425 79 48 Taxes due or accrued 49 Other items Ledger liabilities deducted above agents credit bal ances 3140 87 Agents bond reserve 200 00 Borrowed money 5 742 32 Int on G certificate 50 Total amount of liabilities except capital I 6557 10 53 Surplus protection to policyholders 21455 14 54 Total liabilities Business in Force o mC 3394 65 65 In force December 31 1915 654 ComptrollerGenerals Report 56 Issued revived or increased during year 6629 55 57 Sum 10024 20 68 Deduct ceased to be in force during year 6083 00 59 In force December 31 1916 3941 20 GERMAN MUTUAL FIRE INSURANCE COMPANY SAVANNAH GA C H Konemann President Fred Wessels Jr Secretary U H McLaws Attorney for Service Capital Stock 2 Ledger assets December 31 1915 168210 80 Income 8 Total premiums 43333 2 9 Interest and rents 10 132 31 11 Other sources Stock in German Mutual Agency Co 5000 00 Over payment premium accounts 40 07 13 Total income 3 58505 59 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Taxes and fees 77111 Miscellaneous office expense 1482 30 Agents credit balances 19 95 Dividends to guarantors 7000 00 Borrowed money repaid 8250 00 12010 19 94 80 5331 98 7879 15 385 00 1037 82 5109 95 17523 36 23 Total disbursements 49 372 25ComptrollerGenerals Eeport Ledger Assets 4 749 50 25 Book value of real estate net 102650 12 26 Mortgage loans 25750 75 28 Stocks at book value 16g 34 30 Deposits at interest g37g 31 Deposits not at interest g917 gg 32 Agents balances net 33 Other items 00 Collateral loans 3 ig2 16 Bills receivable Uncollected premiums current io Furniture and fixtures 6 411 93 Reinsurance due 27 73Q g4 177344 14 34 Total ledger assets Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Furniture and fixtures 3917 89 3182 16 603 25 42 Total not admitted assett 43 Total admitted assets 7703 30 169640 84 Liabilities 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 49 Other items Dividends declared to guarantors un paid Funds held under reinsurance treaties Credit balances payable 1565 50 4134 01 40 07 50 Total amount of liabilities except capital I 5 Guaranteed fund actually paid in cash 100000 00 52 Surplus over all liabilities 45901 26 Surplus protection to policyholders 54 Total liabilities 11500 00 6500 00 5739 58 23739 58 145901 26 f 169640 84656 ComptrollerGenerals Report Business in Force Risks Premiums 69 In force December 31 1915 1852815 00 21541 35 70 Written or renewed during the year 2103870 00 25697 45 l21 3956685 00 47238 80 IS Deduct those expired and marked off as terminated 2037570 00 23381 22 74 In force at the end of the year 1919115 00 23 857 58 75 Deduct amount reinsured 125731 00 677 54 76 Net amount in force 1793384 00 23180 04 GORDON COUNTY MUTUAL FIRE AND STORM INSURANCE CO OF CALHOUN GEORGIA Wall Street Calhoun Georgia H B Hunter President F L Hickg Secretary F H Cantrell Attorney for Service Income 5 Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 44 27 1375 71 60 8 Total premiums Disbursements 14 Net amount paid policyholders for losses 35 Legal and administrative expenses in adjustment of claims 17 Salaries of officers and employes 19 Advertising printing postage telegrams etc 22 Other items Registration fee State premium tax Licenses fees to insurance dept state ofGeorgia 23 Total disbursements 1419 38 1594 73 25 00 35 00 30 50 52 34 97 25 00 1745 70ComptrollerGenerals Report 657 Liabilities 44 Net amount of unpaid losses and claims 1004 67 49 Other items Overdrafts 50 Total amount of liabilities Business in Georgia v Q1 1Q1 674910 00 61 In force December 31 191o 44 270 00 62 Issued revived or increased 719180 00 63 Sum 9rt ft an 64 Deduct ceased to be in force during the year 2 01 iQifi 699180 00 65 In force December 31 1916 159 473 00 67 Net losses paid during year 68 Net losses incurred during year Business in Force Q1 1Q1f 674910 00 69 In force December 31 1915 44 270 00 70 Written or renewed during the year 719180 00 S Deduct those expired andmarked off as terminated 20000 00 74 In force t the end of the year 699180 00 GUARANTEE FUND LIFE ASSOCIATION OMAHA NEBRASKA Branders Theatre Building Omaha Nebraska T W Hughes Secretary j C Buffington President J w nuB Insurance Commissioner Attorney for Service Income 5 Gross premiums on new business 263984 17 6 Gross renewal premiums uou o 1134464 86 8 Total premiums 101733 15 9 Interest and rents 11 Other sources 292 00 Reinstatement fees 334 68 Change of policy fees 1 429 36 Bonus received on new loans 1238254 05 13 Total income 658 ComptrollerGeneral s Eeport Disbursements 14 Net amouat paid policyholders for losses 268 074 33 3 6 Commissions and allowances to agents a First year lg4309 3g b Renewal 32612 56 T7 c i 216921 92 17 Salaries of officers and employes 58 147 53 18 Rents Including 12 branches 475050 10115 50 19 Advertising printing postage telegrams etc 29347 39 22 Other items u Medical fees traveling expenses taxes etc 89647 75 23 Total disbursements 672254 42 Ledger Assets 26 Mortgage loans 97 v v 1670929 35 27 Bonds at book value 29 Cash in office 153300 00 30 Deposits at interest q27 68 31 Deposits not at interest f 32 Agents balances net JJJ 33 Other items Bills receivable 1 f io5o 07 34 Total ledger assetsTJV NonLedger Assets 35 Interest accrued 30991 03 38 Total assets 1988161 67 Deduct Assets Not Admitted 39 Agents balances f 2g 973 96 40 Bills receivable lg55 0 42Total not admitted assets 7 0n dUo29 OS 43 Total admitted assets TTZ Liabilities 44 Net amount of unpaid losses and claims 47 Salaries and miscellaneous accounts due or accrued Estimated 5000 00 ComptrollerGenerals Report 659 48 Taxes due or accrued Estimated 20000 00 50 Total amount of liabilities except capital 140054 94 Business in Force 55 In force December 31 1915 69390000 00 56 Issued revived or increased during year 22340000 00 57 Sum 91730000 00 58 Deduct ceased to be in force during year 12668000 00 59 In force December 31 1916 79062000 00 Business in Georgia 61 In force December 31 1915 40000 00 62 Issued revived or increased 12000 00 63 Sum 52000 00 64 Deduct ceased to be in force during the year 4000 00 65 In force December 31 1916 48000 00 GUARANTY MUTUAL LIFE AND HEALTH INSURANCE COMPANY OF SAVANNAH GEORGIA 464468 West Broad Street Savannah Georgia Walter S Scott President L M Pollard Secretary L M Pollard Attorney for Service Capital Stock 2 Ledger assets December 31 1915 11220 32 Income 5 Gross premiums on new business 5444 95 6 Gross renewal premiums 119532 44 7 Deduct amounts paid for reinsurance and return premiums 203 55 8 Total premiums 124773 84 9 Interest and rents 477 19 10 Profit on sale or increase by adjustment of assets 969 14660 ComptrollerGenerals Report 11 Other sources Agents bond reserves Stationery sold Sale machine Account safe Loan real estate On account sale real estate Loan on real estate 1915 as per report for that year schedule B not added in income 13 Total income 2034 39 50 65 125 00 5 00 400 00 30 00 200 00 129065 21 Disbursements 14 Net amount paid policyholders for losses 16 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 5444 95 40938 67 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Licenses and taxes Agents bond reserve Real estate improvements Guarantee fund certificates redeemed Loan made on real estate 1915 as per report for that year Schedule B not added in disbursements 23 Total disbursements 47566 50 148 25 46383 62 19699 27 1702 37 6997 01 1509 86 995 08 130 86 2500 00 222 32 127855 14 Ledger Assets 26 Mortgage loans 27 Bonds at book value 29 Cash in office 30 Deposits at interest 31 Deposits not at interest 32 Agents balances net 33 Other items Furniture and fixtures 3357 32 5225 00 6 00 840 18 23 97 98 23 2880 19 34 Total ledger assets 12430 89ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 87 Other items Weekly dues due and unpaid 549920 less 25 for collection 137480 net 38 Total assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 49 Other items Agents bond reserves 50 Total amount of liabilities except capital 53 Surplus protection to policyholders 54 Total liabilities Investments in Georgia 107 Bonds 108 Mortgage loans 111 Other items Deposits in banks Total investments in Georgia 661 68 14 4124 40 16623 43 588 00 177 35 2874 83 3640 18 12983 25 16623 43 5225 00 3357 32 864 15 9446 47 INDUSTRIAL LIFE AND HEALTH INSURANCE COMPANY OF ATLANTA GA 9193 Walton Street Atlanta Ga J N McEachern President L M Sheffield Secretary Walter McBlreath Attorney for Service Capital Stock 2 Ledger assets December 31 1915 126859 56 S 126859 56 4 Extended at Income 5 Gross premiums on new business 26354 80 6 Gross renewal premiums 930638 85662 ComptrollerGenerals Report 7 Deduct amounts paid for reinsurance and return premiums 1046 60 8 Total premiums 9 Interest and rents 13 Total income 955947 05 3352 00 959299 05 Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Traveling expenses of managers and agents Licenses and taxes Furniture and fixtures Medical examiner All others 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans 27 Bonds at book value 31 Deposits not at interest 34 Total ledger assets NonLedger Assets 35 Interest due and accrued 37 Other items Weekly lues due and unpaid Estimated cost of collection 14520 45 3630 11 38 Total assets Deduct Assets Not Admitted 41 Other items Book valup of bonds over market value ft Total admitted assets 419875 60 2234 97 362231 23 73740 66 13458 78 9821 95 20239 98 11580 68 3026 27 153 00 5478 02 921841 14 35700 00 17100 00 49400 00 62117 47 164317 47 799 16 10890 34 176006 97 1040 00 174966 97ComptrollerGenerals Report 663 Liabilities Net amount of unpaid losses and claims 6950 65 Reserves or unearned premiums on risks outstanding 52339 62 Salaries and miscellaneous accounts due or accrued 285 49 Taxes due or accrued 6626 53 Other items Accrued interest 525 00 Total amount of liabilities except capital 66727 29 Surplus over all liabilities 108239 68 Total liabilities 174966 97 Business in Force In force December 31 1915 3139922 00 Issued revived or increased during year 1524054 00 Sum 4663976 00 Deduct ceased to be in force during year 1174668 00 In force December 31 1916 3489308 00 Business in Georgia In force December 31 1915 1588800 00 Issued revived or increased 622452 00 Sum 2211252 00 Deduct ceased to be in force during year 466598 00 In force December 31 1916 1744654 00 Net losses paid during year 226251 25 Net losses incurred during year 225860 60 Weekly Premiums in Force In force December 31 1915 20551 55 Written or renewed during year 25400 90 Sum 4595245 Deduct ceased to be m force during year 24046 45 In force December 31 1916 21906 00 Business in Georgia Premiums Losses 90 Health 483382 25 22625125 44 45 47 48 49 50 52 54 55 56 57 58 59 61 62 63 64 65 67 68 82 S3 84 So664 ComptrollerGenerals Eeport Investments in Georgia 106 Real estate 107 Bonds 108 Mortgage loans 111 Other items Cash in banks Total investments in Georgia 35700 00 44900 00 17100 00 62117 47 159817 47 MUTUAL BENEFIT INDUSTRIAL LIFE INSURANCE ASSOCIATION OF GEORGIA 204 Broughton St West Savannah Ga Aaron Rauzin President j M Wood Secretary E W Abrahams Attorney for Service Capital Stock 2 Ledger assets December 31 1915 14 751 96 Income b Gross premiums on new business 6 132 10 Full benefit and fees 18 00 6 Gross renewal premiums 131 752 65 7 Deduct amounts paid for reinsurance and return premiums 1 093 42 8 Total premiums 11 Other sources Interest on bonds Bonds deposited by agents 169 93 Suspense account u 13 Total income 1 137259 28 Disbursements 14 Net amount paid policyholders for losses 54 175 33 15 Legal and administrative expenses in adjustment of claims 329 93 16 Commissions and allowances to agents 58 27 74 17 Salaries of officers and employes in 9 18 Rents and interest 882 55 i yoc i o 19 Advertising printing postage telegrams etc 2035 08ComptrollerGenerals Report 665 20 Taxes and licenses 1073 25 21 Special salaries to agents 13 50 22 Other items Traveling expenses 2113 40 Other legal expenses 30 00 Furniture and fixtures 81 50 General home office expenses 3310 84 Branch office expenses 788 88 Exchange 23 98 Bonds returned to agents 345 4 Guarantee fund certificates redeemed 4000 00 23 Total disbursements 140613 20 Ledger Assets 27 Bonds at book value 5000 00 29 Cash in office 812 61 30 Deposits at interest 045 16 32 Agents balances net 2154 60 33 Other items Loan notes 266 10 Bills receivable 59 52 Agents debit balances 2060 05 34 Total ledger assets 11398 04 NonLedger Assets 37 Other items Furniture and fixtures less 10 depreciation 2690 OS Weekly premiums due and unpaid 1916 60 Less 25 for collection 479 15 38 Total assets 15525 57 Liabilities 44 Net amount of unpaid losses and claims 1064 60 49 Other items Premiums paid in advance 360 70 Cash deposited by agents 441 24 50 Total amount of liabilities except capital 1866 54 52 Surplus over all liabilities 6401 82 53 Surplus protection to policyholders 72 21 54 Total liabilities 15525 57666 ComptrollerGenerals Eeport Investments in Georgia 111 Bonds City of Hapeville Georgia sewer and water bonds deposited with State treasurer 5000 00 NATIONAL LIFE ASSOCIATION OF DES MOINES IOWA 10th Floor S and L Building Des Moines Iowa James P Hewitt President A w Layman Secretary Capital Stock 2 Ledger assets December 31 1915 1064921 08 Income t 5 Gross premiums on new business 113679 51 6 Gross renewal premiums 447 746 99 7 Deduct amounts paid for reinsurance and return premiums 11447 04 8 Total premiums interest and rents i ii 5 JJ 11 Other sources 71 Gross increase in reserve obligations 130 715 15 Refund on Geo Parsons death claim 2601 00 Suspense items trust fund igg is Exchange previously charged off i 13 13 Total income 735629 61 Disbursements 14 Net amount paid policyholders for losses 323 SSI on 16 Commissions and allowances to agents sq Zt 17 Salaries of officers and employes Jg J 18 Rents and interest fees and taxes rtt 19 Advertising printing postage telegrams etc u 947 92 22 Other items yit Traveling expenses Purchased claims of future renewals 21 Gross decrease by lapse and cash payments ofreserve obligations Collection and remittance of fees dues and assess 93978 ments and premiums 2688 93ComptbollerGeneeals Repoet 667 Agents balances written off 4642 49 Other expenses 13073 52 23 Total disbursements 621662 98 Ledger Assets 25 Book value of real estate 52079 02 26 Mortgage loans 581100 00 29 Cash in office 1363 76 30 Deposits at interest 86036 82 32 Agents balances net 9282 si 33 Other items Deferred installments of reserve obligations 442152 83 Mortgage interest in hands of F F Brydia Co in litigation 6872 94 34 Total ledger assets 1178887 71 NonLedger Assets 35 Interest due and accrued 24165 67 36 Market value of assets over book value 16820 98 37 Other items Mortuary assessments due and unpaid on last call made within sixty days on insurance in force and for which notices have been issued 80788 00 38 Total assets 1300662 36 Deduct Assets Not Admitted 39 Agents balances 9514 26 40 Mortgages and interest in litigation 6872 94 41 Other items Book value of real estate over market value 16820 98 JExcess of item 25 of nonledger assets 46788 00 42 Total not admitted assets 79996 18 43 Total admitted assets 1220666 18 Liabilities 44 Net amount of unpaid losses and claims 5 34000 00 45 Reserves or unearned premiums on risks outstanding 237481 70668 ComptrollerGenerals Eeport 47 Salaries and miscellaneous accounts due or accrued 1456 65 48 Taxes due or accrued estimated 7000 00 49 Other items Premiums paid in advance 1130 59 54 Total liabilities 281068 94 Business in Force 55 In force December 31 1915 31452000 56 Issued revived or increased during year 10035000 57 Sum 41487000 58 Deduct ceased to be in force during year 7484000 59 In force December 31 1916 34003000 Business in Georgia 61 In force December 31 1915 215500 00 62 Issued revived or increased 23000 00 63 Sum 238500 00 64 Deduct ceased to be in force during the year 88000 00 65 In force December 31 1916 150500 00 67 Net losses paid during year joOO 00 68 Net losses incurred during year 87000 00 PILGRIM HEALTH AND LIFE INSURANCE COMPANY OF AUGUSTA GEORGIA 1143 Gwinnett St Augusta Ga H C Young President T J Walker Secretary Wm A Wright Attorney for Service Capital Stock 2 Ledger assets 4818 63 Income 5 Gross premiums on new business 11118 73 6 Gross renewal premiums 328041 77 7 Deduct amounts paid for reinsurance and return premiums 197 54 8 Total premiums 338962 96 ComptrollerGenerals Report 669 9 fi07 ST 9 Interest and rents 11 Other sources Fines changes of policies etc Dividend on defunct account l Agents bond reserve 345416 27 13 Total income Disbursements 14 Net amount paid policyholders for losses 157290 76 16 Commissions and allowances to agents 69269 91 17 Salaries of officers and employes 16977 2 18 Rents and interest 19 Advertising printing postage telegrams etc 604b 21 20 Paid policyholders for dividends salaries and fees to examiners traveling expenses department fees 7473 13 21 Loss on sale and decrease by adjustment of assets C B license and tax on premiums 2505 23 22 Other items District managers salary and commission bdas5 Legal expense in litigating claims etc 199 90 Home office and agency sundry expenses 2048 41 State and county taxes 203 43 1759 7o Agency advances Repairs to real estate G F certificate refunded and exchange 307 83 23 Total disbursements 330972 16 Ledger Assets 25 Book value of real estate 10130 2 987 14 26 Mortgage loans 27 Bonds at book value 150 ou 30 Deposits at interest 2 31 Deposits not at interest lrfsb Da 33 Other items Cash in course of transit z1Di u Furniture and fixtures iu 34 Total ledger assets 62632 74 NonLedger Assets 35 Interest due and accrued 670 ComptrollerGenerals Report 37 Other items Weekly dues due and unpaid less 25 for collection 8595 53 38 Total assets 71838 1 Deduct Assets Not Admitted 41 Other items Furniture and fixtures 2 167 24 43 Total admitted assets 69 670 94 Liabilities 48 Taxes due and accrued 438 79 49 Other items 10444 0 50 Total amount of liabilities except capital 10882 88 52 Surplus over all liabilities 58788 06 53 Surplus protection to policyholders 69670 94 54 Total liabilities 10882 88 Business in Force 55 In force December 31 1915 1206848 00 56 Issued revived or increased during year 1970254 00 fJJT t 3177102 00 58 Deduct ceased to be in force during year 1588551 50 59 In force December 31 1916 1588i550 50 Business in Georgia 61 In force December 31 1915 120M48 0Q 62 Issued revived or increased 1970254 00 63 Sum e 3177102 00 64 Deduct ceased to be in force during the year 1588551 50 65 In force December 31 1916 1588550 50 67 Ne losses pad during year 157290 76 68 Net losses incurred during year 157559 64ComptrollerGenerals Report 671 SOUTH GEORGIA FARMERS FIRE INSURANCE COMPANY OF THOMASVILLE GA C L Heard President Robt Alexander Secretary E L Neal Attorney for Service Capital Stock 2 Ledger assets December 31 1915 40 00 Income 8 Total premiums 2819 37 13 Total incomeI 2819 37 Disbursements 14 Net amount paid policyholders for lossesI 2351 17 17 Salaries of officers and employes 300 00 18 Rents and interest 36 00 19 Advertising printing postage telegrams etc 26 00 2 Other items Taxes and licenses 27 23 Salaries and expenses director 79 07 23 Total disbursements 2819 47 Liabilities 49 Other items Due incorporations for expense of organization 36 00 SOUTHERN COOPERATIVE FIRE INSURANCE COMPANY OF MACON GEORGIA 22 Washington Block Macon Georgia A A Johnson President R W Freeman Secretary R G Plunkett Attorney for Service Capital Stock 2 Ledger assets December 31 1915 611 31 Income 5 Gross premiums on new business 1514 03672 ComptrollerGenerals Report 11 Other sources Promoters account A A Johnson R W Freeman T C Robertson 257 77 254 76 254 76 13 Total income Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents 17 Salaries of officers and employes 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Legal expense 7 20 Furniture and fixtures 33 00 Insurance department license 25 00 State premium tax 22 55 Other lisenses and taxes 91 36 60 70 All other incidentals 23 Total disbursements Ledger Assets 29 Cash in office 31 Deposits not at interest 33 Other items Furniture and fixtures 34 Total ledger assets NonLedger Assets 37 Other items Premiums or assesments levied but not yet collected Annual due or assessments not yet due 38 Total assets 764 29 2278 32 59 50 1037 09 950 40 138 00 20 00 239 81 2444 80 87 50 47 33 333 00 467 83 324 85 131 60 924 28 Business in Force 69 In force December 31 1915 70 Written or renewed during the year 72 Total Risks 113280 00 101860 00 Premiums 243 20 25 06 I 215140 00 502 26ComptrollerGenerals Eeport 73 Deduct those expired and marked off as terminated 112430 00 74 In force at the end of the year 102710 00 673 228 69 273 57 SUNLIGHT INSURANCE COMPANY OF ATLANTA GEORGIA 1428 Empire Building Atlanta Georgia S J Sheffield President j l Craton Secretary Col Walter McElreath Attorney for Service Capital Stock 2 Ledger assets December 31 1915 693 78 Liabilities 8 Total premiums 19084 66 Disbursements 14 Net amount paid policyholders for losses 1705 42 15 Legal and administrative expenses in adjustment of claims 134 00 17 Salaries of officers and employes 14988 22 18 Rents and interest 540 oo 19 Advertising printing postage telegrams etc 876 87 20 Paid policyholders for return premiums 371 46 32 Other items Furniture and fixtures 124 33 Licenses and tax 98 24 Traveling expenses 20 40 23 Total disbursements 18 858 97 Ledger Assets 29 Cash in office 109 58 30 Deposits not at interest 809 89 34 Total ledger assets 919 47 NonLedger Assets 37 Other items Net amount due from members 14096 53 Furniture books and blanks 175 0o 38 Total assets g 191 00674 ComptrollerGenerals Report Deduct Assets Not Admitted 42 Total not admitted assets 1175 00 43 Total admitted assets 15016 00 Liabilities 52 Surplus over all liabilities 919 47 Premiums in Force 82 In force December 31 1915 522200 00 83 Written or renewed during year 623150 00 84 Sum 1175350 00 85 Deduct ceased to be n force during year 621550 00 86 In force December 31 1916 553800 00FRATERNAL INSURANCE SOCIETIES AMERICAN INSURANCE UNION OF COLUMBUS OHIO Balance from previous year Mortuary funds 64 19142 reserve funds 52745887 disability funds benefit 44962 expenses 87324 Temple funds 179239 extension funds 702307 expense funds 562242 total 607411 03 Income Membership fees actually received Disability funds 29400 expense funds 646680 total Assessments or premiums during first twelve months of membership of which all or an extra percentage is used for expense Extension funds All other assessments or premiums Mortuary funds 37146329 reserve funds 4238475 disability funds benefit 1608953 expense 1270785 ex pense funds 9822492 total Dues and per capita tax Expense funds Other payments by members viz Reinstatement fees disability funds expense 530 expense funds 13360 total Social premiums Expense funds Total received from members Mortuary funds 371 46329 reserve funds 4238475 disability funds benefit 1608953 expense 1300715 extension funds 10598202 expense funds 10567994 total Deduct payments returned to applicants and members Mortuary funds 36743 reserve funds 4463 dis ability funds benefit 740 expense 550 exten sion funds 33294 expense funds 9176 total 10 Net amount received from members Mortuary funds 37109586 reserve funds 4234012 disability funds benefit 1608213 expense 1300165 exten sion funds 10564908 expense funds 10558818 total 11 Gross interest on mortgage loans Reserve funds 12 Gross interest on collateral loans Reserve funds 6760 80 105982 02 540870 722 138 131 34 97 90 G5 654606 68 849 66 653757 02 24173 08 741 68676 ComptrollerGenerals Report 13 Gross interest on bonds and dividends on stocks Re serve funds 1445 00 14 Gross interest from all other sources Mortuary funds 8836 reserve funds 176128 total 1849 64 15 Gross rents from associations property including 5 04000 for associations occupancy of its own build ings Reserve funds 438296 Temple funds 10 00023 total 14383 19 16 Sale of lodge supplies Expense funds 1767 94 17 Prom all other sources viz Organizers payments returned expense funds 38 09 Miscellaneous Reserve funds 1726 disability funds benefit 3334 Temple funds 10100 expense funds 55055 total 702 15 18 Gross profit on sale or maturity or increase by adjust ment of ledger assets viz Reserve funds 41839 33 19 Total income Mortuary funds 37118422 reserve funds 11670071 disability funds benefit 1611547 expense 1300165 Temple funds 1010123 exten sion funds 10568717 expense funds 10790667 total Disbursements 1 Death claims Mortuary funds 2 Permanent disability claims Mortuary funds 3 Sick and accident claims Disability funds benefit 4 Old age benefits Reserve funds 5 Other benefits specify purpose Annuity mortuary funds 6 Withdrawal equity Reserve funds 8 Total benefits paid Mortuary funds 44584952 re serve funds 2512071 disability funds benefit 1338867 total 9 Commissions and fees paid to deputies and organizers Disability funds expense 505514 extension funds 6654256 total 10 Salaries of deputies and organizers Disability funds expense 487165 extension funds 3910453 total 12 Salaries of officers and trustees Expense funds 13 Other compensation of officers and trustees Expense funds 15 Salaries of office employees Expense funds 17 Salaries and fees paid to supreme medical examiners Expense funds 740697 12 433050 52 12599 00 13388 67 21009 01 200 00 4111 70 484358 90 71597 70 43976 18 32779 16 75 00 21709 26 4500 00ComptrollerGenerals Report 677 18 Salaries and fees paid to subordinate medical examin ers Expense funds 305 00 19 Traveling and other expenses of officers trustees and committees Expense funds 5230 74 20 For collection and remittance of assessments and dues Expense funds 21 Insurance deparement fees Expense funds 22 Rent including 504000 for associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication Expense funds 27 Expenses of National cabinet meeting Expense funds 28 Legal expense in litigating claims Mortuary funds 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Re serve funds 468011 Temple funds 781139 total 33 Permanent equipment real estate Temple funds 34 Office supplies and sundries Expense funds 35 Fraternal Associations Expense funds 36 Actuarial services Expense funds 37 Bonds officers Expense funds 38 Mail list maintenance Expense funds 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Bonds reserve funds 78 11 341 17 243 80 5040 00 11085 58 4692 45 2766 58 6908 22 499 08 2396 96 876 31 1098 54 12491 50 281 77 1777 49 1331 71 1137 18 129 20 627 79 42 Total disbursements Mortuary funds 44824648 re serve funds 2987893 disability funds benefit 13 38867 expense 992679 Temple funds 809316 extension funds 10564709 expense funds 103 15479 total 718335 91 Ledger Assets 1 Book value of real estate 2 Mortgage loans on real estate first liens 3 Loans secured by pledge of bonds stocks or other col lateral 4 Book value of bonds 5 Deposited in trust companies and banks on interest 10 Total ledger assets 194765 07 316080 23 11000 00 27241 44 80685 50 629772 2423992 88 717321 86 678 ComptrollerGenerals Report NonLedger Assets 11 Interest due 39565 and accrued 6 14476 on mortgages 6540 41 12 Interest accrued on bonds 565 00 13 Interest due 132000 and accrued 32450 on collateral loans 1644 50 15 Rents accrued 818 59 16 Total Interest and rents due and accrued 9568 50 19 Assessments actually collected by subordinate lodges not yet turned over to supreme lodge 53988 24 21 Betterments and fixtures of Temple in ventory 13501 67 22 Furniture and fixtures of National office inventory 7991 21 23 National office chapter supply inventory 2500 00 26 Gross assets Deduct Assets Not Admitted 33 Betterments and fixtures of Temple in ventory 13501 67 34 Furniture and fixtures of National office inventory 7991 21 35 National office chapter supply inventory 2500 00 37 Total admitted assets Liabilities 3 Death claims resisted 1166 66 4 Death claims reported but not yet ad justed 61204 89 5 Present value of deferred death and dis ability claims payable in installments 875 67 6 Total death claims 63247 22 11 Total permanent disability claims 2910 12 15 Sisk and accident claims reported but not yet adjusted 1294 95 23992 88 693328 98 ComptrollerGenerals Report 679 17 Old age and other benefits due and unpaid including 38663 present value of such benefits payable in in stallments 386 63 18 Total unpaid claims 67838 92 19 Salaries rents expenses commissions etc due or accrued 35165 01 20 Taxes due or accrued 2939 64 22 Advance assessments 781 09 29 Total liabilities 106724 66 THE AMERICAN WORKMEN WASHINGTON D C 1 Balance from previous year Benefit Fund 1271202 Expense funds 1143 total 12723 45 Income 1 Membership fees actually received 10774 00 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expense Benefit funds 377617 Expense fund 1123084 total 15007 01 3 All other assessments or premiums Benefit funds 608893 Expense funds 407687 total 10165 80 5 Medical examiners fees actually received Membership fees 4040 25 8 Total received from members Benefit funds 986510 membership fees 1481425 expense fund 1530771 total 39987 06 9 Deduct payments returned to applicants and mem bers 78 54 10 Net amount received from members Benefit funds 978656 membership fees 1481425 expense funds 1530771 total 39908 52 12 Gross interest on collateral loans Benefit funds 646 53 16 Sale of lodge supplies Expense funds 14 47 19 Total income Benefit funds 1044309 membership fees 1481525 expense funds 1532218 total 40569 52 Disbursements 1 Death claims Benefit funds 2774 32680 ComptrollerGenerals Report 3 Sick and accident claims Benefit funds 8 Total benefits paid Benefit funds 9 Commissions and fees paid to deputies and organizers Membership fees 1077400 Expense funds 413521 total 10 Salaries of deputies and organizers 12 Salaries of officers and trustees Expense funds 15 Salaries of office employees 17 Salaries and fees paid to Supreme Medical Examiners Membership fees 18 Salaries and fees paid to Subordinate Medical Examin ers Membership fees 19 Traveling and other expenses of officers trustees and committees Expense funds 20 For collection and remittance of assessments and dues Expense funds 21 Insurance Department fees 22 Rent including associations occupancy of its own build ings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense account 25 Lodge supplies Expense account 26 Official publication Expense account 28 Legal expense in litigating claims Expense funds 30 Furniture and fixtures Expense account 33 See Day Book Miscellaneous Expense funds 35 Policy loans charged off policies lapsed Benefit funds 42 Total disbursements Benefit funds 558483 mem bership funds 1481425 Expense funds 1454816 total Ledger Assets 2 Mortgage loans real estate 3 Loans secured by pledge of bonds stocks or other col lateral 4 Book value of stocks 5 Deposited in trust companies and banks on interest 6 Cash in associations office 40000 deposited in banks not on interest 769137 total 7 Bills receivable 8 Other ledger assets viz 10 Total ledger assets 2370 70 5145 02 14909 21 752 50 1632 80 2869 34 1346 75 2693 50 116 05 253 09 720 99 105 50 1255 61 1320 85 352 36 453 75 30 00 305 05 244 16 439 81 34947 24 3355 400 00 00 350 00 5926 46 8091 37 95 17 127 73 18345 73 ComptrollerGenerals Report NonLedger Assets 681 11 Interest accrued on mortgages 14 Interest accrued on other assets 43 45 15 83 16 Total interest and rents due and accrued 20 All other assets Furniture and fixtures 26 Gross assets I Deduct Assets Not Admitted 33 Other items viz Furniture and fixtures 37 Total admitted assets Liabilities 14 Sick and accident claims resisted 15 Sick and accident claims reported hut not yet adjusted 59 28 628 50 19033 51 628 50 18405 01 36 00 72 00 18 Total unpaid claims 108 00 SUPREME CAMP OF THE AMERICAN WOODMEN DENVER COL 1 Balance from previous year Mortuary funds 4623649 reserve funds 2285756 expense funds 40655 total Income I Membership fees actually received Expense funds 3 All other assessments or premiums Mortuary funds 4 Dues and per capita tax Expense funds 5 Total received from members Mortuary funds 8375607 expense funds 3471467 total Deduct payments returned to applicants and members Mortuary funds 69500 60 923 70 83756 07 33790 97 118470 74 1119 35 10 Net amount received from members Mortuary funds 8263672 expense funds 3471467 total 11735139 11 Gross interest on mortgage loans Mortuary funds 3969 00 13 Gross interest on bonds and dividends on stocks Mor tuary funds 480 00682 ComptrollerGenerals Eeport 14 Gross Interest from all other sources Mortuary funds 10928 expense funds 15909 total 16 Sale of lodge supplies Expense funds 17 from all other sources viz Accounts receivable Expense funds Commissions on loans Expense funds 19 Total income Mortuary funds 13343149 Reserve funds 2285756 Expense funds 3842833 total Disbursements 1 Death claims Mortuary funds 2 Permanent disability claims Mortuary funds 8 Total benefits paid Mortuary funds 10 Salaries of deputies and organizers Expense funds 12 Salaries of officers and trustees Expense funds 15 Salaries of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Bonding Supreme officers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge Supplies Expense funds 26 Official publication Expense funds 2S Legal expense in ligitating claims Expense funds 29 Other legal expenses dept license Expense funds 30 Furniture and fixtures Expense funds 31 Janitors service Expense funds 33 Prizes Expense funds 34 Office supplies Expense funds 35 Personalty tax Expense funds 36 Fire insurance Expense funds 37 Actuarial service Expense funds 38 Bank exchange Expense funds 42 Total disbursements Mortuary funds 4311130 ex pense funds 3838608 total Ledger Assets 2 Mortgage loans on real estate first liens 268 37 2186 00 612 02 350 00 1 194717 38 42108 80 1002 50 43111 30 15543 13 5485 00 4903 55 430 00 75 00 3257 Sfi 342 25 562 00 2592 65 1200 25 1857 43 313 00 223 14 22 00 440 09 51 00 191 25 724 95 19 68 41 10 50 no 60 75 81497 38 89103 83ComptrollerGenerals Report 683 i Book value of bonds 4000 00 5 Deposited in trust companies and banks on interest 7000 00 6 Cash in associations office 13116 17 10 Total ledger assets 113220 00 NonLedger Assets 11 Interest due 7950 and accrued 90340 on mortgages 982 90 12 Interest accrued on bonds 80 00 16 Total interest and rents due and accrued 1062 90 19 Assessments actually collected by subordinate lodges not et turned over to Supreme Lodge 8500 00 21 Furniture and fixtures 1050 00 22 Stocks and supplies 400 00 1450 00 26 Gross assets 124232 90 Deduct Assets Not Admitted 34 Furniture and fixtures 1050 00 35 Stock and supplies 400 00 1450 00 37 Total admitted assets 122782 0 Liabilities 4 Death claims reported but not yet adjusted 2612 00 SUPREME TRIBE OF BENHUR CRAWFORDVILLE INDIANA 1 Balance from previous year Mortuary funds 1250 61784 Reserve funds 17137962 Expense funds 12305893 total 1545056 39 Income 1 Membership fees actually received Expense funds 1055 00 2 Assessments or premiums during first 12 months of mem bership of which all or rm extra percentage is used for expense Mortuary funds 5668048 Expense funds 22672194 total 283402 42684 ComptrollerGenerals Report 3 All other assessments or premiums Mortuary funds 117651354 reserve funds 4284190 expense funds 10573021 total 1Z25 085 65 4 Dues and per capita tax Expense funds 23894 10 5 Medical examiners fees actually received Expense fUndS 1200 8 Total received from members Mortuary funds 123319402 Reserve funds 4284190 Expense funds 35741325 total 1633449 17 9 Deduct payments returned to applicants and members Mortuary funds 4755 3g 10 Net amount received from members Mortuary funds 122843863 Reserve funds 4284190 Expense funds 35741325 total 1628693 78 11 Gross interest on mortgage loans Mortuary funds 10 794 81 13 Gross interest on bonds and dividends on stocks less 210941 accrued interest on bonds acquired during 1916 Mortuary funds 3727121 reserve funds 79643 Expense funds 444216 total 47 509 80 14 Gross interest from all other sources deposits Mor tuary funds 343056 reserve funds 15915 ex pense funds 31393 total 3 903 64 15 Gross rents from associations property including 540000 for associations occupancy of its own build ings Mortuary funds 2057087 Reserve funds 45550 total 21 026 37 16 Sale of lodge supplies Expense funds on7 17 From all other sources viz Advertising Expense funds 65 24 Surety bonds Expense funds 320 00 18 Gross profit on sale or maturity or increase by adjust ment of ledger assets viz Mortuary funds 1602 50 expense funds 54000 total 2 142 50 19 Total income Mortuary funds 130210858 reserve funds 4925298 expense funds 36640199 total 1717763 55 Disbursements 1 Death claims Mortuary funds ft1n 7n Permanent disability claims Mortuary funds 3 Sick and accident claims Mortuary funds 12 Z0 JjJ 4 Old age benefits Mortuary funds l 6 Partial disability Mortuary funds J JJComptrollerGenerals Report 685 7 10 installments Mortuary funds 8 Total benefits paid Mortuary funds 1206620 47 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries of deputies and organizers Expense funds 589b5 bu 11 Salaries of managers or agents not deputies or or 7b70 j gamzers 12 Salaries of officers Expense funds zlaw 14 Salaries and ether compensation of committees Ex pense funds 15 Salaries of office employes Expense funds b vo 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 4220 80 20 For collection and remittance of assessments and dues Expense dues 102i 21 Insurance department fees Expense funds ib 22 Rent including 540000 for associations occupancy of its own buildings Expense funds 6794 50 23 Advertising printing and stationery Expense funds 25418 06 24 Postage express telegraph and telephone Expense 6151 82 fndS 2356 03 25 Lodge supplies 26 Official publication Expense funds W 27 Expenses of Supreme Lodge meeting Expense funds 7724 68 28 Legal expense in litigating claims Expense funds 2001 57 29 Other legal expenses Expense funds 3132 98 30 Furniture and fixtures Expense funds 18iS 31 Taxes repairs and other expenses on real estate Mor tuary funds 1305820 Reserve funds 77436 total 13832 56 33 Medical fees returned Expense funds 50 34 Expense of deputy organizers Expense funds 34Wb ab 35 Fraternal congress Expense funds 36 Medical inspection Expense funds ll0 ls 37 Surety bonds Expense funds l 38 Taxes and insurance Expense funds 39 Miscellaneous expense Expense funds 3235 77 41 Gross loss on sale of maturity or decrease by adjust ment of ledger assets viz Mortuary funds 7932 00 42 Total disbursements Mortuary funds 122761067 Reserve funds 77436 Expense funds 46613876 1694dZo 7 total 686 ComptrollerGenerals Eeport Ledger Assets 1 Book value of real estate 226 790 58 2 Mortgage loans on real estate first liens 134 950 00 4 Book value of bonds l003m 29 5 Deposited in trust companies and banks on interest 202971 28 6 Cash in associations office 100 0Q 10 Total ledger assets 1568296 15 NonLedger Assets 11 Interest accrued on mortgages 122 22 12 Interest accrued on bonds 14 729 95 14 Interest accrued on deposits 436 n 15 Rents accrued 775 00 16 Total interest and rents due and accrued 17 663 28 17 Market value of real estate over book value 4771 95 18 Market value of bonds and stocks over book value 19034 45 3 9 Assessments actually collected by subordinate lodges not yet turned over to Supreme Lodge 19807 17 26 Gross assets 1629573 00 Liabilities 1 Death claims due and unpaid 58525 00 3 Death claims resisted 12000 00 4 Death claims reported but not yet ad jUSted 9552500 6 Total death claims 1Q I 166050 00 19 Salaries rents expenses commissions etc due or accrued 20 Taxes due or accrued 16903 86 22 Advance assessments 2481 80 1395 39 29 Total liabilities 1I 186831 05 Investments in Georgia 2 Bonds 14000 00ComptrollerGenerals Report 687 THE CATHOLIC KNIGHTS OF AMERICA ST LOUIS MO 1 Balance from previous year Mortuary funds 1131 152 55 Organization funds 1195093 Expense funds2220194 totals 1165305 42 Income 0 All other assesments or premiums Mortuary funds 4 Dues and per capita tax Expense funds 5 Medical examiners fees actually received Expense funds 7 Fines and benefits certificates Expense funds 8 Total received from members Mortuary funds 48580208 Expense funds 28635 totali 31 Gross interest on mortgage loans Mortuary funds 12 Gross interest on collateral loans Expense funds 13 Gross interest on bonds and dividends on stocks less 21807 accrued interest on bonds acquired during 1916 Mortuary funds 14 Gross interest from all other sources Mortuary funds 17 From all other sources viz Cancelled warrants Mortuary funds 34698 organi zation funds 1700 total Charter fees Expense funds Returned by insurance dept Expense funds 18 Gross profit on sale or maturity or increase by ad justment of ledger assets viz Mortuary funds 19 Total income Mortuary funds 54125601 Organi zation funds 1700 expense funds 3443805 total Disbursements 485802 08 33602 97 5 00 286 25 519697 30 462 50 467 83 52015 70 2048 75 363 98 50 00 25 00 580 00 575711 06 1 Death claims Mortuary funds 9 Commissions and fees paid to deputies and organizers Organization funds 10 Salaries of chief and organizers 12 Salaries of officers and trustees Expense funds 17 Salaries and fees paid to Supreme Medical Examiner Organization funds 66750 Expense funds 25000 total 18 Salaries and fees paid to subordinate medical exam iners Organization funds 19 Traveling and other expenses of officers trustees and committees Expense funds 534961 91 2027 50 1350 00 9049 94 917 50 2754 00 1239 46 688 ComptrollerGenerals Eeport 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own build ings Expense funds 23 Advertising printing and stationery Organization funds 63404 expense funds 151787 total 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication Expense fund 27 Expenses of supreme lodge meeting Expense funds 28 Legal expense in litigating claims Expense funds 30 Furniture and fixtures Expense funds 33 Premiums and appropriations Organization funds 34 Official visits Organization funds 35 Deputy expense Organization funds 36 Federation Catholic societies Expense funds 37 Valuation Expense funds 38 Surety bonds Expense funds 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Mortuary funds 42 Total disbursements Mortuary funds 535315 94 organization funds 1271914 expense funds 2749142 total Ledger Assets 2 Mortgage loans on real estate first liens 3 Loans secured by pledge of bonds stocks orother col lateral 5 Deposited in trust companies and banks on interest 10 Total ledger assets NonLedger Assets 11 Interest on mortgages cn 12 Interest on bonds JlJ 5 14 Interest on other deposits 159 16 Total interest and rents due and accrued 18 Market value not including interest in item l2 of bonds and stocks over book value 19 Assessments actually collected by subordinate lodges 21 r t I y 6d Ver t0 Supreme Lodse 21 Certficates liens and interest f 50906605 489 30 1402 35 2141 91 860 82 575 73 306000 5167 83 Z334 69 712 30 2748 05 180 20 2357 85 46 25 197 75 587 13 354 03 575526 50 7500 00 1126967 43 31022 55 1165489 98 22504 78 4623 01 23689 40 ComptrollerGenerals Report 689 22 Liens and interest account premium 263646 09 loans 772712 14 S 1989019 31 26 Gross assets Deduct Assets Not Admitted 34 Certificates liens and interest 509066 05 35 Liens and interest account premium loans 263646 09 loanS 772712 14 37 Total admitted assets 1216307 17 Liabilities 1 Death claims due and unpaid 4067 79 4 Death claims reported but not yet ad justed 40500 00 44 567 79 6 Total death claims 19 Salaries rents expenses commissions etc due or 1401 50 accrued 29 Total liabilities 45969 29 THE COLUMBIAN CIRCLE CHICAGO ILLINOIS 1 Balance from previous year Mortuary funds 239 592 36 reserve funds 47566785 expense funds 36i7802 total 751438 23 Income 1 Membership fees actually received Expense funds 776367 2 Assessments or premiums during first 7 months of membership of which all or an extra percentage is used for expense Expense funds 3914 75 3 All other assessments or premiums Mortuary funds 341321 00 4 Dues and per capita tax Expense funds 23910 59 5 Medical examiners fees actually received Expense 3531 50 funds 6 Other payments by members viz reinstallment held Mortuary funds 690 ComptrollerGenerals Eeport 7 Pro rata of assessments Expense funds Expense and organization assets Expense funds 8 Total received from members Mortuary funds 341 32230 expense funds 12222915 total 11 Gross interest on mortgage loans less accrued interest on mortgages acquired during 1916 Reserve funds 13 Gross interest on bonds and dividends on stocks less 915 accrued interest on bonds acquired during 1916 Reserve funds 14 Gross interest from all other sources Expense funds 15 Gross rents from associations property including 60000 for associations occupancy of its own build ings Expense funds 16 Sale of lodge supplies Expense funds 17 From all other sources viz Change of Ben Cert fees Expense funds Social certificate fees Expense funds Bonds of officers Expense funds Sale of furniture Expense funds Miscellaneous items Expense funds 18 Gross profit on sale or maturity or increase by ad justment of ledger assets viz Reserve funds 19 Total income Mortuary funds 34132230 reserve funds 4474991 expense funds 13444767 total Disbursements 1 Death claims Mortuary funds 2 Permanent disability claims Mortuary funds 4 Old age benefits Mortuary funds 6 Partial disability claims Mortuary funds 8 Total benefits paid Mortuary funds 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries of deputies and organizers Expense funds 11 Pees of managers or agents not deputies or or ganizers Expense funds 12 Salaries of officers and trustees Expense funds 13 Other compensation of officers and trustees Ex pense funds 14 Salaries and other compensation of committees Ex pense funds 15 Salaries of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 67424 30 15684 34 463551 45 2683 97 28128 44 478 46 9397 97 1027 90 229 25 49 00 509 58 79 25 447 11 13937 50 520519 88 380338 68 11750 00 1300 00 8206 15 401594 83 67279 83 6100 93 128 00 23311 63 420 00 989 24 13905 07 3478 89 ComptrollerGenerals Report 691 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 21 Insurance department fees Expense funds 101b sb 22 Rent including 60000 for associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 9309 43 24 Postage express telegraph and telephone Expense funds 2g 25 Lodge supplies Expense funds 26 Official publication Expense funds 27 Expenses of Supreme Lodge meeting Expense funds 715 80 28 Legal expense in litigating claims Expense funds 1299 44 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Expense funds 33 Prizes for new members Expense funds 34 Organization and aid Expense funds b7Sb 35 Official expense Expense funds 445 12 36 Surety bonds Expense funds 37 Dues and assessments returned Expense funds b 38 Miscellaneous Expense funds 40 Interest on borrowed money Expense funds dbi M 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Premium on bonds Reserve funds 1 Accounts receivable charged off Expense funds 463 39 Decrease in value of bonds Reserve funds ll 42 Total disbursements Mortuary funds 40159483 re serve funds 134603 expense funds 17933085 582271 71 total Ledger Assets 1 Book value of real estate 12J000 00 2 Mortgage loans on real estate first liens 4bb4 ih 4 Book value of bonds 5 Deposited in trust companies and banks on interest b5Ud 48 6 Cash in associations office 1311841 deposited in banks not on interest 812010 21238 51 6 Contingent fund 8 Other ledger assets viz Reinstalment held 689686 40 10 Total ledger assets 692 ComptrollerGenerals Report NonLedger Assets 11 Interest due 95648 and accrued 45833 on mortgages 1414 81 12 Interest due and accrued on bonds 6388 79 15 Rents due 48 00 16 Total interest and rents due and accrued 7851 60 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 38000 00 26 Gross assets 735538 00 Liabilities 1 Death claims due and unpaid 7814 19 3 Death claims resisted 3 5Q0 qo 4 Death claims reported but not yet ad justed 49150 00 6 Total death claims 60464 M 15 kick and accident claims reported but not yet adjusted 2752 57 18 Total unpaid claims 63216 76 19 balanes rents expenses commissions etc due or ac crued 1 813 16 23 All other liabilities viz Due broker in Southern Woodmen mergerf 1000 Q0 29 Total liabilities THE COLUMBIAN WOODMEN ATLANTA GEORGIA 1 Balance from previous year Mortuary funds 663 45935 reserve funds 203325 overages and ad vances 244746 general funds 4729062 total 715230 70 Income 2 Assessments or premiums during first 12 months of membership of which all or an extra percentage is used for expense 40 037 89 3 All other assessments or premiums Mortuary funds 332 06907 reserve funds 842829 general fund 7145897 total 4 Per capita tax Royal Household o 1 6 Medical examiners fees actually received i9 00ComptrollerGenerals Report 693 7 Overages and advances 8 Total received from members Mortuary funds 332 069 07 reserve funds 842829 overages and ad vances 1785002 general funds 11710213 total 475449 51 9 Deduct payments returned to applicants and members etc overages and advances 1774143 general fund 126614 total 19007 57 10 Net amount received from members Mortuary fund 332 069 07 reserve fund 842829 overages and ad vances 10859 general fund 11583599total 456441 94 11 Gross interest on mortgage loans Mortuary funds 35031 6 13 Gross interest on bonds Mortuary funds 4377 50 14 Gross interest from all other sources Mortuary fund 168168 reserve fund 27632 general fund 14349 total 41519 jjj 16 Sale of lodge supplies General funds 17 From all other sources Sale of buttons Sundry exchange postage etc Organizers bonds gQ Sale of premiums Sale of patterns and advertising official publication d 19 Total income Mortuary fund 37315988 reserve fund 8 70461 overages and advances 10859 general fund 11630631 total 498279 39 Disbursements 1 Death claims Beneficiary funds 27287428 Am Ex Dept 200000 totals 21i f 2 Permanent disability claims Beneficiary funds b 3 Accident claims Beneficiary funds 7l 4 Old age benefits Beneficiary funds f 6 Maternity benefit Beneficiary funds 15 UU 8 Total benefits paid Beneficiary funds 30308800 Am Ex Dept 200000 total 305088 00 9 Commissions and fees paid to deputies and organizers t ol14o AZ General funds 10 Salaries of deputies and organizers and expenses Gen i a281 1U eral funds 11 Salaries of managers or agents not deputies or or ganizers and expenses General funds T 12 Salaries of officers and trustees General funds 9719 8 694 ComptrollerGenerals Eeport 14 Salaries and other compensation of committees and traveling expenses General funds 2 361 60 15 Salaries of office employes General funds 16925 10 17 Salaries and fees paid to Supreme Medical Examiners General funds 18 Salaries and fees paid to assistantMedical Examiners General funds 21 Insurance department fees General funds i all Z 22 Rent General funds 4 50 23 Advertising printing and stationery General funds tHl J 24 Postage express telegraph and telephone General funds 25 Lodge supplies and premiums and prizes General 2731 06 funds 26 Official publication 110 88 27 Royal Household Expenses of Supreme Lodge meeting General funds 28 Legal expense in litigating claims ttl 29 Other legal expenses Counselor Generalfunds 1200 00 31 Taxes repairs and other expenses on real estate Mor tuary funds 33 Sundry office expensesand premium bonds General funds 84 Inspect risks and commercial agencies General funds S To 35 Investment and examining claims 36 Field Lecturer General funds f 37 Actuary General funds 38 Protest and no good checks General funds T 52 39 Subscriptions etc General funds ln 40 Expense rate readj General funds 846J Z2 42 Total disbursements Mortuary funds 310 358 07 reserve funds 200000 general funds 145 875 54 total 458233 61 Ledger Assets 2 Mortgage loans on real estate first liens 546 100 on 4 Book value of bonds 546100 00 5 fnTerett P cent H7686 8 7 Bills ceivable 82988organizersbaianes409060 Tstl It 8 Other ledger assets viz Automobiles J 9 Furniture and fixtures 156 08 7384 78 10 Total ledger assets 755276 48ComptkollekGenerals Repoet NonLedger Assets U interest due 312025 and accrued 819918 on mortgages 12 Interest on bonds 14659 43 16 Total interest and rents accrued 769935 31 26 Gross assets Deduct Assets not Admitted 27 Balance due from organizers not se cured by bonds g29 gg 28 Bills receivable 32 Book value of bonds and stocks over market value og 34 Automobiles 7384 7g 35 Furniture and fixtures 14887 14 755048 77 37 Total admitted assets Liabilities f A 652715 3 Death claims resisted 4 Death claims reported but not yet ad justed 5 Present value of deferred death and dis ability claims payable in installmentsJJOJSS 96633 47 r Total death claims 10 Permanent disability claims reported but not ye ad 3usted 1280 00 14 Accident claims resisted 15 Accident claims reported but not yet ad justed 2744 80 16 Total sick and accident claims 17 Old age and other benefits due and unpaid 60760 commuted value N F C 4 per cent 110335 91 18 Total unpaid claims 19 Salaries rents expenses commissions etc due or ac crued 2556 07 21 Borrowed money 24 Reserve American Experience Department Am Exp Table 4 per cent ComptkollerGenerais Report 25 Advance Installments American Experience Depart ment v 610 11 29 Total liabilities I 120742 85 Investments in Georgia 2 Bonds 3 Mortgage loans 83918 5 6 Other items Cash to tank 543100 00 48028 84 Total investments in Georgia Z s f 675047 34 WOMENS CATHOUC ORDER OF FORESTERS CHCAGO ILL 1 Balance from previous year Mortuary funds 12l 67121 reserve funds 1178075819 church exten Stal lety 33243 eXP6nSe fUnds MMM 1935596 08 Income 1 Membership fees actually received Expense fund 7 w 1 S JK SSTlSriSTon boncurea a 14 Gross interest from all nth 79531 47 a e e rReaerve ma 8 1 Certificates Expense funds 55S1 Sub court bonds Expense funds 5 50 Advertising i official organ Expense funds l 39 Conscence fund Expense funds 32 75 Church extension society 145 00 1 1514187 52ComptrollerGenerals Report Disbursements 697 l 9 10 11 12 13 15 16 17 19 20 22 3 24 26 27 28 29 30 31 33 34 35 37 38 39 41 Death claims Mortuary funds 1037695 84 Commissions and fees paid to organizers Expense 1356 05 funds Salaries of deputies and organizers Expense funds 1950 33 Salaries of chairman organization dept Expense funds 374 97 Salaries of officers and trustees Expense funds 6500 00 Other compensation deputy H chief rangers Ex pense funds 354908 Salaries of office employes Expense funds 14430 00 Other compensation of auditors Expense funds 300 00 Deposits on Hall for 1917 convention Expense funds 100 00 Traveling and other expenses of officers trustees and committees Expense funds i682 15 Extra compensation for new members Expense 485 12 funds Rent including associations occupancy of its own buildings Expense funas 3040 00 Advertising printing and stationery Expense funds 4595 23 Postage express telegraph and telephone Expense t 2782 44 funds Official publication Expense funds 5844 48 Expenses of supreme lodge meeting Expense funds 1035 37 Legal expense in litigating claims Expense funds 1025 20 Miscellaneous expense Expense funds 3846 61 Furniture and fixtures Expense funds 273 69 Exchange charges Expense funds 553 65 Premiums for new members Expense funds 2526 00 Refund on mortuary Mortuary funds 481 06 1 98 43 Church extension society a Purchased 19141915 Reserve funds 12883 22 Sub court bonds received Expense funds U S Fidelity and G Company Expense funds 1091 11 Decrease by adjustment of Bonds Reserve funds 142 22 42 Total disbursements Mortuary funds 103837690 reserve funds 1303244 extension church society 198543 Expense funds 5875411 total 1111948 Ledger Assets 4 Book value of bonds 5 Deposited in trust companies and banks on interest 215866 37 2152218 22698 ComptrollerGenerals Eeport 6 Cash in associations office outstanding CheCks 30249 87 185616 50 10 Total ledger assets I 2337834 72 NonLedger Assets 12 Interest due 18 Market value not including Interest in item 12 on 36234 bonds and stocks over book value 22002 9g 26 Gross assets 2396071 82 Deduct Assets Not Admitted 30 Market value of special deposits in excess or corre sponding liabilities 5000 00 37 Total admitted assets 2391071 82 Liabilities 1 Death claims due and unpaid 2 Death claims adjusted not yet due l5 J 3 Death claims resisted 108500 00 8000 00 6 Total death claims 136045 84 THE FRATERNAL AID UNION LAWRENCE KANSAS 1 Balance from previous year Mortuary funds 3 695 75 reserve funds 1168268 emergency funds 773 89152 special general funds 5853384 expense funds 1028137 totals P oco Aor I 858085 16 Income 1 Membership fees actaully received Expense funds on 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expenses Special general funds 72027 65 ex Pense funds 217491 total 3 lTie2r47a0 19SSmentS r PremlUmsV Mriu 74202 56 111247019 special general funds 28 082 76 expense funds 12860450 total U69157 4gComptrollerGenerals Report 699 4 Dues and per capita tax Expense funds 146611 61 6 Other payments by members viz H A Mortuary 42 50 funds 7 Lien notes received Mortuary funds 8705222 spe cial general funds 12897565 expense funds 49 41434 total 265442 21 8 Total received from members Mortuary funds 1 19956491 special general funds 22908606 ex pense funds 32780888 total 1756459 85 9 Deduct payments returned to applicants and members Mortuary funds 69186 special general funds 12444 expense funds 14918 total 965 48 10 Net amount received from members Mortuary funds 119887305 special general funds 22896162 ex pense funds 32765970 total 1755494 37 11 Gross interest on mortgage loans less 2000 accrued interest on mortgages acquired during 1916 Mor tuary funds 57070 emergency funds 1962494 special reserve funds 13000 total 20325 64 12 Gross interest on collateral loans Emergency funds 180 00 13 Gross interest on bonds and accrued interest on bonds acquired during 1916 Mortuary funds 152000 reserve funds 25000 emergency funds 337875 5148 75 total 14 Gross interest frpm all other sources Mortuary funds 50880 emergency funds 647934 total 6988 14 15 Gross rents from associations property including 1 20000 for associations occupancy of its own build ings Emergency funds 959193 expense funds 423 total 16 Sale of lodge supplies Expense funds 17 From all other sources viz Mortgage loans Reserve funds 1933956 emer gency funds 166044 total 21000 00 Real estate Emergency funds i003 15 Cert loans Special general funds 549 40 Interest on lien notes Special general funds 882 28 Sundries Expense funds 1223 S Expense element Expense funds 4109 2 Inspections Expense funds Call and exchange Expense funds Prom N A U Consolidation Mortuary funds 70 747 43 emergency funds 94301811 expense funds 995901 total H Miscellaneous Expense funds 700 ComptrollerGenerals Report Premium notes received Reserve funds 2S7 Borrowed money 28 33 100000 00 19 876 fUndS 51272219 serve runds 1987689 emergency funds 984 936 66 fZTSZT funds 23039330 specal funds 13000 expense funds 45138612 total 2958942 95 Disbursements 1 Death claims Mortuary funds 109500043 special general funds 2371671 total BpeciaI 2 Permanent disability claims Mortuaryfunds U18717 special general funds 25 00 total 3 Accident claims Mortuary funds Jllio 7852 spVcial general funds 12500 total 4 Old age benefits Mortuary funds 1123 52 Old age and death claimants asstts and O c tax 8738 62 Emergency funds 7 Health and accident Mortuaryfunds 42 3 44 50 8 Total benefits paid Mortuary funds 202 556 44 SSS SS 4023 SPeCiaI neralfuU 9 C7TiZVVeeS toesandorganizers 1226825 ana agents Expense funds 10 Salzi LTties and organizes and 43179 55 Errfndputies and E 78309 47 U SagarSersf T 0t d 32109 ganizers Expense funds 12 Salaries of officers and trustees FvnV 126615 00 mpmtton 0 rs 15 Salaries of office employees FxnenVo V 1027 40 18 Salaries and fees nairt t a i V 6825 00 aminers Expense fuSs 19 Traveling and other expenses of officers trustees and 6865 committees Expense funds 1 Insurance Department fees w 10302 94 2374 32ComptrollerGenerals Report 701 23 Advertising printing and stationery Expense funds 14317 33 24 Postage express telegraph and telephone Expense b40b Oo funds 41 t3 25 Lodge supplies Expense funds 26 Official publications Expense funds 27 Expenses of Supreme Lodge meeting Expense funds 125 00 28 Legal expense in litigating claims Mortuary funds 18687 Expense funds funds 460969 total 479 5b 29 Other legal expenses Expense funds 3920 5a 30 Furniture and fixtures Expense funds m 31 Taxes repairs and other expenses on real estate Emergency funds 943246 expense funds 3269 32 Mortuary fund pro Mortuary funds 53o 31 33 Surety bond premiums Expense funds jj Suspense Expense funds I 9r sk 34 N F C of A and Aux Soc dues Expense funds 28b 8b Personal property tax Expense funds 49 35 Investigation expense Expense funds 00 Conservation of health Expense funds 5U uu 36 Actuarial expenses Expense funds Uniform rank g 37 Interest revenue stamps Expense funds Inspection of risks Expense funds 38 Prize account Expense funds 388 97 Miscellaneous Expense funds 39 Cash surrenders Special general fundsc 75b bu Interest on borrowed money Expense funds lntAait 40 Lien notes terminated by lapse Special general funds 10349 57 41 Gross loss on sale or maturity or decrease by adjust ment of assets viz Emergency funds I1 42 Total disbursements Mortuary funds 120327862 Emergency funds 1096497 special general funds 3497288 expense funds 46400341 total I 1713219 88 Ledger Assets 1 Book value of real estate less 4250000 incumbran ces 2 Mortgage loans on real estate first liens 3 Loans secured by pledge or other collateral 4 Book value of bonds 5 Deposited in trust companies and banks on interest 6 Cash in associations office 7 Bills receivable 28733 certificate loans 61205 243680 01 548422 31 3000 00 543664 78 610374 58 1406 42 889 38ComptrollerGenerals Eeport 9 Liens on exchange certificate Amer 4 152 360 75 10 Total ledger assets 5 2103808 23 NonLedger Assets 11 Interest due 932980 and accrued 888180 on mortgages 182n 60 13 nt dUe 8302 15 Interest due on collateral loans 3 50 14 Interest due on other assets 888 51 15RentS dUe 97150 16 Total interest and rents due and accrued77 28 4 1 17 Market value of real estate over hook value Hf It 18 Market value not including interest in item 12 or bonds and stocks over hook value fiK 19 Assessments actually collected by SubordinateLodges not yet turned over to Supreme Lodge 233jg79 57 26 Gross assets I 2404712 93 Liabilities 1 Claims due and unpaid 103001 9 2 C aims adjusted not yet due 56079 23 3 Claims resisted g657 3g 4 Claims reported but not yet adjusted 160668 46 6 Total death claims 19 Salaries rents expenses commissions etc due or ac 32946 M crued 20 Taxes due or accrued 7397 76 21 Borrowed money 1822 52 22 Advance assessments 115000 00 4589 95 29 Total liabilities 458217 11 THE SUPREME RUUNG OF THE FRATERNAL MYSTIC CRCLE PHILADELPHIA PA BaScoe8frr rionyear Mortuary 457896 81ComptrollerGeneral s Report 703 Income 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expenses Expense funds 5833 84 3 All other assessments or premiums Mortuary funds 36305809 disability funds 1017322 expense funds 6516164 total 438392 95 S Medical examiners fees actually received Expense funds 621 00 7 Changing certificates Expense funds 147 00 8 Total received from members Mortuary funds 363 05809 Disability funds 1017322 expense funds 7176348 total I 444994 79 9 Deduct payments returned to applicants and members Mortuary funds 593 25 10 Net amount received from members Mortuary funds 36246484 disability funds 1017322 expense funds 7176348 total 444401 54 11 Gross interest on mortgage loans Mortuary funds 19191 32 13 Gross interest on bonds and dividends on stocks Mor tuary funds 947 56 14 Gross interest from all other sources Mortuary funds funds 37878 disability funds 15477 total 533 55 15 Gross rents from associations property including 240000 for associations occupancy in its own buildings Mortuary funds 6349 30 16 Sale of lodge supplies Expense funds 243 37 17 Prom all other sources viz Mortuary funds 29203 expense funds 3638 total 328 38 19 Total income Mortuary funds 38962383 disability funds 1032799 expense funds 7204323 total 471995 05 Disbursements 1 Death claims Mortuary funds 355784 67 2 Permanent disability claims Mortuary funds 19326 27 3 Sick and accident claims Mortuary funds 109850 disability funds 813734 total 9235 84 4 Old age benefits Mortuary funds 19317 86 7 Settlement on certificate annulled or cancelled Mor tuary funds 1323 67 8 Total benefits paid Mortuary funds 39685097 disa bility funds 813734 total 404988 3174 ComptrollerGenerals Report 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries and expenses of deputiesand organizers Expense funds 11 Salaries of managers or agents not depudes or or 1087 gamzers 12 Salaries of officers and trusses Z 14 Salaries and other compensation of committees Ex 8 pense funds 15 Salaries of office employees Expensefunds u f 37 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees naid tn V UV 2000 Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and 3669 committees Expense funds 20 FOdueCs0llCtin and remittaDCe esments and dues Expense funds 21RrtranTdePartmeilt f6eS Pensefund 545 j 22 Rent including 240000 for associations occupancy of its own buildings Expense funds 2b Lodge supplies Expense funds 2M5 67 26 Official publication Expense funds If 92 29 Other legal expenses Expense funds f 80 Furniture and fixtures Expense funds X I JI 31 1 axes repays and other expenses on real estate Mortuary funds estate 33 Fraternal congress Expense funds 5fi3q6 75 34 Pdehty bonds Expense funds 9 89 5 Actuarial work Expense funds 354 36 36 Miscellaneous Expense funds 262 75 41 Gross loss on sale or matnwt 1297 15 mmt f or manty or decrease by adjust ment of ledger assets viz Mortuary funds 4208 T0 hJStbUrSementS M0rtUa fds 406 995 90 disability funds 813734 expense 489620 25 Ledger Assets 1 Book value of real estate 2 Mortgage loans on real estate i 1 73919 42 4 Book value of bonds firSt lienS 325370 00 18290 00COMPTROLLERGENERAls REPORT 705 5 Deposited in trust companies and banks on interest 21127 68 6 Cash in associations office 1193 43 7 Bills receivable 175 go 8 Other ledger assets viz Loans on certificates A E Div 196 08 10 Total ledger assets 440271 61 NonLedger Assets 11 Interest due 93516 and accrued 4 80645 on mortgages 5741 61 12 Interest due on bonds 267 50 14 Interest due on other assets 75 51 15 Rents due 7800 and accrued 31650 394 50 16 Total interest and rents due and accrued 6479 12 17 Market value of real estate over book value 3080 58 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 37252 11 22 Furniture fixtures supplies etc 6000 00 23 Personal and ruling balances 5992 84 24 Liens and int on certificates A E Div 82442 16 94435 00 26 Gross assets j 58 5 L3 42 Deduct Assets Not Admitted 28 Bills receivable 175 00 32 Book value of bonds and stocks over market value 840 00 33 Other items viz Nos 22 and 23 11992 84 13007 84 37 Total admitted assets 568510 58 Liabilities 2 Death claims adjusted not yet due 47418 34 3 Death claims resisted 12386 44 4 Death claims reported but not yet ad justed 45066 94 5 Present value of deferred death and disability claims payable in install ments State basis N F C 4 30840 75 6 Total death claims 135712 47706 ComptrollerGenerals Report 8 Permanent disability claims adjusted not yet due 524V hi 17 Old age and other benefits due and unpaid 2404 79 18 Total unpaid claims 19 Salaries rents expenses commissions etc due or ac crued 22 Advance assessments 23 All other liabilities viz Funds S and A dept 24 Reserves on certificates A E Div Amer exp SV2 29 Total liabilities 410870 26 143304 83 3325 73 1980 66 5042 OU 257157 04 UNITED ORDER OF THE GOLDEN CROSS OF THE WORLD KNOXVILLE TENN 1 Balance from previous year 92857 Emergency funds funds 437405 totals Mortuary funds 39 11231939 Expense 156622 01 Income 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expense Expense funds 3 All other assessments or premiums Mortuary funds 40650541 expense funds 4516727 total 4 Dues and per capita tax Expense funds 7 Change of certificate fees Expense funds 8 Total received from members Mortuary funds 406 50541 expense funds 4677528 total 13 Gross interest on bonds and dividends on stocks less 21667 accrued interest on bonds acquired during 1916 Emergency funds 14 Gross interest from all other sources Mortuary funds 141326 emergency funds 38583 expense funds 5221 total 15 Gross rents from associations property including for associations occupancy of its own buildings emer gency funds 16 Sale of lodge supplies Expense funds 17 All other sources viz Pines sub lodges Expense funds 1069 21 451672 68 282 80 256 00 453280 69 3323 33 1851 30 221 65 122 42 103 34COMPTROLLERGENERAL s REPORT 707 Collection or exchange charges Expense funds Sale old papers Expense funds 19 Total income Mortuary funds 40791867 emer gency funds 393081 expense funds 4706556 totaljj Disbursements 1 Death claims Mortuary funds 9 Commissions and fees paid to deputies and organizers Expense funds 11 Salaries of managers or agents not deputies or or ganizers Expense funds 12 Salaries of officers and trustees Expense funds 14 Salaries and other compensation of committees Ex pense funds 15 Salaries of office employees Expense funds 16 Other compensation of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 20 For collection and remittance of assessments and due Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication Expense funds 27 Expenses of Supreme Lodge meeting Expense funds 28 Legal expense in litigating claims Expense funds 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Ex pense funds 33 Bonds and Insurance premiums Expense funds 34 Actuary preparation of rates Expense funds 35 Actuary valuation reports Expense funds 36 Dues etc Fraternal Societies Expense funds 37 Record hook and binders Expense funds 38 Miscellaneous Expense funds Bonds Emergency funds 8 01 4 30 458915 04 413265 06 2754 00 15000 00 8200 06 400 00 5120 98 18 33 689 00 691 75 53 84 278 00 687 00 2817 32 907 29 63 50 3244 75 2154 40 1689 00 11 00 80 70 161 17 345 87 500 00 117 00 155 84 79 25 139 90 550 00 708 ComptrollerGenerals Report 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Bonds Emergency funds 42 Total disbursements Mortuary funds 41326506 emergency funds 55000 expense funds 4753995 total Ledger Assets 1 Book value of real estate 4 Book value of bonds 5 Deposited in trust companies and banks on interest 6 Cash in associations office 4505 deposited in banks not at interest 1843679 NonLedger Assets 12 Interest due and accrued on bonds 14 Interest due and accrued on other assets 1252 11 85 90 16 Total interest and rents due and accrued 17 Market value of real estate over book value 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 550 00 461355 01 15300 00 89954 32 30445 88 18481 84 10 Total ledger assets 154182 04 1338 01 3500 00 33390 73 26 Gross assets 192410 78 Deduct Assets Not Admitted 32 Book value of bonds and stocks over market value 4074 32 37 Total admitted assets 188336 46 Liabilities 1 Death claims due and unpaid 4850 00 3 Death claims resisted 6481 16 4 Death claims reported but not yet ad adjusted 32500 00 6 Total death claims 19 Salaries rents expenses commissions etc due or ac crued 43831 16 1415 29 29 Total liabilities 45216 45ComptrollerGenerals Report 709 THE ORDER OF THE GOLDEN SEAL ROXBURY NEW YORK 1 Balance from previous year New Mortuary funds 12843772 Benefit funds 23786657 Fraternal life and A A funds 4105068 Assurance League Op tional 17396687 Assurance League general 1660811 Expense funds 3014105 total 567788 90 Income 1 Membership fees actually received Expense funds 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expenses Expense funds 3 All other assessments or premiums New mortuary funds 15110559 benefit funds 3333363 fra ternal life and A A funds 1483622 Assurance league optional 7401451 expense funds 5882132 total 7 Fees Expense funds 1460 00 12164 66 332111 27 13 26 8 Total received from members New mortuary funds 15110559 benefit funds 3333363 fraternal life and A A funds 1483622 Assurance League op tional 7401451 expense funds 7245924 total 345749 19 9 Deduct payments returned to applicants and members New mortuary funds 9530 benefit funds 1180 fraternal life and A A funds 30423 assurance league optional 309 expense funds 15936 total 573 78 10 Net amount received from members New mortuary funds 15101029 benefit funds 3332183 fra ternal life and A A funds 1453199 assurance league optional 7401142 expense funds 7229988 total 345175 41 11 Gross interest on mortgage loans New mortuary funds 276303 benefit funds 186545 assurance league optional 430210 Assurance league general 41408 total 9344 66 13 Gross interest on bonds New mortuary funds 2 88131 benefit funds 194526 assurance league op tional 448604 assurance league general 43179 total 9744 40 14 Gross interest from all other sources New mortuary funds 24300 benefit funds 9374 fraternal life and A A funds 3799 assurance league optional 18190 assurance league general 1505 expense funds 136 total 573 04710 ComptrollerGenerals Report 15 Gross rents from associations property including as sociations occupancy of its own buildings benefit funds 106051 fraternal life and A A funds 29079 expense funds 72702 total 16 Sale of lodge supplies Expense funds 17 From all other sources Disability loans returned benefit funds Surrender charges Expense funds Borrowed money gross benefit funds 1000000 fraternal life and A A funds 800000 total 19 Total income New mortuary funds 15689763 bene fit funds 4873991 fraternal life and A A funds 2547777 assurance league optional 8298146 as surance league general 86092 expense funds 7459818 total 4695 J2 686 47 453 12 883 45 18000 00 389555 87 Disbursements 1 Death claims New mortuary and mortuary funds 3715500 benefit funds 701350 fraternal life and A A funds 2038794 assurance league optional 7548540 expense funds 200000 total 142041 84 3 Sick and accident claims Benefit funds 29926 98 5 Other benefits Dividends New mortuary and mortu ary funds 352184 benefit funds 187349 total 5395 33 6 Liquidated certificates Benefit funds 1275 38 7 Surrender certificates New mortuary and mortuary funds 1003 86 8 Total benefits paid New mortuary and mortuary funds 4168070 benefit funds 4008935 fraternal life and A A funds 2038794 assurance league optional 7548540 expense funds 200000 total 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries of deputies and organizers Expense funds 12 Salaries of officers and trustees Expense funds 13 Traveling expenses of organizers Expense funds 15 Salaries of office employees Expense funds 16 Surety bonds Fraternal life and A A funds 4525 expense funds 11117 total 17 Fire insurance Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 79643 39 16119 04 37917 03 10062 50 3210 17 8172 93 156 42 50 00 1792 DO 3838 20 ComptrollerGenerals Report 711 20 For collection and remittance of assessments and dues Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication Expense funds 27 Expenses of Supreme Lodge meeting Expense funds 28 Legal expense in litigating claims Benefit funds 29 Other legal expense Assurance league general 250 expense funds 100000 total 30 Fraternal congress Expense funds 31 Taxes repairs and other expenses on real estate Bene fit funds 32302 fraternal life and A A disability funds 127641 expense funds 31793 total 33 Surrender charges New mortuary and mortuary funds 34 Interest on advance payments New mortuary and mortuary funds 1209 expense funds 155 total 35 Adjusting claims benefit funds 687865 assurance league optional 27951 total 36 Miscellaneous agency expense Expense funds 37 Actuarial expenses Expense funds 38 Miscellaneous general expense Expense funds 39 Borrowed money repaid gross Benefit funds 40 Interest on borrowed money Benefit funds 325649 fraternal life and A A funds 34759 total 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz New mortuary and mor tuary funds 19240 benefit funds 8320 expense funds 18249 total Mortgages taxes and recording etc Benefit funds b Bonds benefit funds c Stocks Fraternal life and A A funds 42 Total disbursements New mortuary and mortuary funds 4276864 benefit funds 12177499 frater nal life and A A funds 2458670 assurance league optional 7548540 assurance league general 250 expense funds 10320237 total 5762 47 284 50 1340 00 2261 06 2308 53 1165 63 1147 57 291 26 545 39 1002 50 124 38 1917 36 883 45 13 64 7158 16 2911 75 625 00 205 21 28000 00 3604 08 458 09 13 17 42585 72 2350 00 367820 60 Ledger Assets 1 Book value of real estate less 11000 incumbrances 58435 13712 ComptrollerGeneral s Report 2 Mortgage loans on real estate first liens 4 Book value of bonds 21474454 stocks 750 6 Cash in associations office 67424 deposited in banks not on interest 1165759 7 Bills receivable 725641 organizers and ledger ac counts balances 61533 8 Other ledger assets viz Furniture and fixtures 9 Loans on death benefit certificates 10 Total ledger assets NonLedger Assets 11 Interest due 47350 and accrued 405857 on mortgages 4532 07 12 Interest due on bonds 2890 76 14 Interest due on other assets 289 00 15 Rents due 3S1 qq 16 Total interest and rents due and accrued 17 Market value of real estate over book value 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 21 Due from camps for supplies 22 Liens and accrued interest assurance league certifi cates Option 3 23 Printed matter and supplies on hand 26 Gross assets 162827 40 215494 54 12987 93 7871 74 3122 96 128784 47 589524 17 8092 83 3498 87 16466 44 1260 31 56209 96 2000 00 677052 58 Deduct Assets Not Admitted 27 Balance due from organizers and ledger accounts not secured by bonds 615 33 28 Bills receivable 7 256 41 32 Book value of bonds and stocks over market value 20 365 74 34 Furniture and fixtures 3122 96 35 Due from camps for supplies 1260 31 36 Printed matter and supplies on hand 2000 00 37 Total admitted assets Liabilities 2 Death claims adjusted not yet due 22102 00 34620 75 642431 83ComptrollerGenerals Report 713 3 Death claims resisted 3000 00 4 Death claims reported but not yet ad justed 1240 00 6 Total death claims 26342 00 14 Sick and accident claims resisted 50 00 18 Total unpaid claims 26392 00 19 Salaries rents expenses commissions etc due or ac crued 225 66 21 Borrowed money 59600 interest due or accrued on same 92726 60527 26 22 Advance assessments 2452 58 24 Borrowed money general fund 10500 interest ac crued on same 139850 11898 50 29 Total liabilities 101496 00 THE GRAND FRATERNITY PHILADELPHIA PA 1 Balance from previous year Reserve funds 397 25498 sick and accident funds 464172 expense funds 62860 total 402525 30 Income 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expense Expense funds 27143 21 3 All other assessments or premiums Mortuary funds 14967899 sick and accident 423964 expense funds 5900000 total 212918 63 8 Total received from members Mortuary funds 149 67899 sick and accident 423964 expense funds 8614321 total 240061 84 9 Deduct payments returned to applicants and members Expense funds 15 61 10 Net amount received from members Mortuary funds 14967899 sick and accident 423964 expense funds 8612760 total 240046 23 11 Gross interest on mortgage loans Mortuary funds 345 00 12 Gross interest on liens Mortuary funds 9228 57714 CompteolleeGeneeals Eepoet 13 Gross interest on bonds and dividends on stocks Mor tuary funds 14 Gross interest from all other sources Expense funds 15 Gross rents from associations property including 5000 for associations occupancy of its own build ings Mortuary funds Liens paid off 19 Total income Mortuary funds 17375936 reserve funds 65560 sick and accident 423964 ex pense funds 8643738 total Dusbursements 1 Death claims Mortuary funds 2 Permanent disability claims Mortuary funds 3 Sick and accident claims Sick and accident 4 Old age benefits Mortuary funds 6 Annuity payments Mortuary funds 7 Surrender payments Reserve funds 8 Total benefits paid Mortuary funds 9811556 re serve funds 2149526 sick and accident 370645 total 9 Commissions and fees paid to deputies and organizers Expense funds 12 Salaries of officers and trustees Expense funds 15 Salaries of office employees Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense unds 19 Traveling and other expenses of officers trustees and committees Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own build ings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication Expense funds 27 Expenses of Supreme Lodge meeting Expense funds 28 Legal expense in litigating claims Expense funds 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Mortuary funds 33 Bonding officers Expense funds 3116 86 309 78 11389 94 655 60 265091 98 86731 17 500 00 3706 45 1000 00 9884 39 21495 25 123317 26 38635 88 11925 00 10653 00 2367 00 1272 16 316 50 5000 00 2893 91 2380 45 291 20 2812 02 1699 30 128 25 354 SO 429 98 9368 S7 52 00 ComptrollerGenerals Report 715 34 Actuarial expenses Expense funds 350 00 35 United Moderns Expense funds 1069 41 36 Branch expenses Expense funds 2588 03 37 Office and miscellaneous expenses Expense funds 1534 70 38 Adjusting claims Mortuary funds 1175 93 39 Interest on mortgages Mortuary funds 6708 00 40 Interest on borrowed money Mortuary funds 1065 59 41 Gross loss on sale or maturity or decrease by ad justment of ledger assets viz Bonds Reserve funds 1030 25 Loans by suspension Reserve funds 538 35 42 Total disbursements Mortuary funds 11643395 reserve funds 2306385 sick and accident 3 70645 expense funds 8675359 total 229957 84 Ledger Assets 1 Book value of real estate 191957 04 2 Mortgage loans on real estate first liens 6600 00 3 Loans secured by liens on members certificates 177462 53 4 Book value of bonds 53768 83 5 Deposited in trust companies and banks on interest 7871 04 10 Total ledger assets 437659 44 NonLedger Assets 11 Interest due 31500 and accrued 4250 on mortgages 357 50 12 Interest due on bonds 721 07 16 Total interest and rents due and accrued 1078 57 17 Market value of real estate over book value 219042 96 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 23682 49 22 Certificate liens 29356 52 26 Gross assets 710819 98 Deduct Assets Not Admitted 32 Book value of bonds and stocks over market value 268133 34 Certificate liens 29356 52 37 Total admitted assets 32037 85 678782 13716 ComptrollerGenerals Eeport Liabilities 1 Death claims due and unpaid 1633 34 4 Death claims reported but not yet ad Justed 14000 00 5 Present value of deferred death and dis ability claims payable in installments State basis discounted at 4 3591 22 6 Total death claims 21 Borrowed money 25 Reserve value old age and widows annuity benefits 29 Total liabilities 19224 56 35000 00 87004 00 141228 56 IMPROVED ORDER OF HEFTASOPHS BALTIMORE MD 1 Balance from previous year Mortuary funds 73 38819 reserve funds 21522422 expense funds 1805339 total 306665 gQ Income 1 Membership fees actually received Expense funds 1625 00 3 All other assessments or premiums Mortuary funds 1255759 49 4 Dues and per capita tax Expense funds 5910 44 5 Medical examiners fees actually received expense fUDdS 159900 8 Total received from members Mortuary funds 1 25575949 expense funds 5513444 total 1310893 93 13 Gross interest on bonds and dividends on stocks Re serve funds 3855 96 14 Gross interest from all other sources Mortuary funds 211974 reserve funds 18556 expense funds 31753 total 2 622 g3 16 Sale of lodge supplies Expense funds 507 37 7 All other sources viz Sub conclave office bonds Expense funds 945 50 Fines Expense funds Drafts retd 162661653916817 Expense funds 52 00 From conclave disbanded etc Expense funds 71 18 19 Total income Mortuary funds 125787928 reserve funds 404152 expense funds 5702947 total 1318950 22ComptrollerGenerals Report 717 Disbursements 1 Death claims Mortuary funds 1457592 05 9 Commissions and fees paid to deputies and organizers Expense funds U711 8 10 Salaries of organizers Expense funds 5270 aC 12 Salaries of officers Expense funds 11500 00 13 Traveling expenses and per diem of deputies Expense a 2442 02 funds 14 Salaries of committees Expense funds 15 Salaries of office employes extra help Expense funds 13228 82 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 533 00 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds W66 00 19 Traveling and other expenses of officers trustees and committees Expense funds 5238 88 21 Insurance department fees Expense fund 1483 94 22 Rent Expense funds 2276 00 23 Advertising printing and stationery Expense funds 2888 10 24 Postage express telegraph and telephone Expense 3125 14 funds 25 Lodge supplies Expense funds 441 16 26 Official publication Expense funds 5813 11 28 Legal expenses in litigsing claims Expense funds 810 65 29 Other legal expenses Expense funds 399 58 30 Furniture and fixtures Expense funds 144 7 31 Premiums in depository sub office sub officers and or ganizers bonds Expense funds L341 5S 32 All other disbursements matches badges etc Ex 45 00 pense funds 33 Fraternal congress Expense funds 34 Library bureau files and cards etc Expense funds 201 6 35 Seals rubber stamps etc Expense funds 459 S 36 Rent of safe deposit box Expense funds 37 Exchange on checks Expense funds 51 65 38 Actuaries expenses Expense funds 684 19 39 Editors salary for I O H messenger Expense funds 916 3 4L Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Bonds Reserve funds 15856 05 42 Total disbursements Mortuary funds 145759205 reserve funds 1585605 expense funds 7246876 1545916 86 total v Ledger Assets 4 Book value of bonds 1 34965 00718 ComptrollerGenerals Report 5 Deposited in banks on interest 44 734 16 10 Total ledger assets j 79 699 16 NonLedger Assets 12 Interest due 38500 and accrued 14375 on bonds 528 75 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 96848 87 21 Options selected by members to be deducted at death bearing 4 simple interest 3366 m llj 26 Gross assets 3543268 74 Deduct Assets Not Admitted 32 Book value of bonds and stocks over market value 4435 00 34 Options selected by members to be de ducted at death bearing 4 simple interest 3366191 96 3370626 96 37 Total admitted assets i72641 78 Liabilities 4 Death claims reported but not yet ad jUsted 274054 06 5 Present value of deferred death and dis ability claims payable in installments State basis 2090 0Q 6 Total death claims 276144 06 is balanes rents expenses commissions etc due or ac crued 1437 52 29 Total liabilities 7t1 NATONAL COUNCIL JR ORDER UNITED AMERICAN MECHANICS OF THE UNITED STATES OF NORTH AMERICA Beneficiary Degree 1 Balance from previous year Mortuary funds 253 24616 Expense funds 548838 total 258j734 54ComptrollerGenerals Report Income 719 1 Membership fees actually received Expense funds 90 00 2 Assessments or premiums during first 12 months of membership of which all or an extra percentage is used for expense Expense funds 35595 31 3 All other assessments or premiums Mortuary funds 106898 70 8 Total received from members Mortuary funds 106 89870 Expense funds 3568537 total 142584 01 11 Gross interest on mortgage loans 14326 52 13 Gross interest on bonds 468 0 14 Gross interest from all other sources 1691 85 19 Total income Mortuary funds 12316057 expense funds 3590985 total 159070 42 Disbursements 1 Death claims Mortuary funds 51394 79 2 Permanent disability claims Mortuary funds 2887 50 8 Total benefits paid Mortuary funds 54282 29 9 Commissions and fees paid to deputies and organizers Expense funds 21242 TZ 12 Salaries of officers and trustees Expense funds 1816 66 15 Salaries of office employees Expense funds 4674 62 16 Other compensation of office employees Expense funds 4 78 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 66 6fi 19 Traveling and other expenses of officers trustees and committees Expense funds 502 10 20 For collection and remittance of assessments and dues Expense funds 4518 86 21 Insurance department fees Expense funds 304 59 22 Rent including associations occupancy of its own buildings Expense funds 650 76 23 Advertising printing and stationery Expense funds 1537 07 24 Postage express telegraph and telephone Expense 927 93 funds 28 Legal expense in litigating claims Mortuary funds 29 Other legal expenses Expense funds 297 82 30 Furniture and fixtures Expense funds 153 02 33 Interest assts refunded Mortuary funds 100 91 34 JrO U A M Emblem buttons Expense funds 390 47 35 Actuary fee value of cert Expense funds 150 0 36 Surety bonds of officers and emp Expense funds 45 00720 ComptrollerGenerals Report 37 Investigating claims Expense funds 38 Miscellaneous expense Expense funds 87 s 42 Total disbursements Mortuary funds 54 68125 ex pense funds 3749226 total 92 173 5X Ledger Assets 1 Book value of real estate 2 Mortgage loans on real estate first liens 2S 11 3 Book value of bonds 5545 00 5 Deposited in trust companies and banks at interest JJS H 10 Total ledger assets I 325631 45 NonLedger Assets 11 Interest due 24000 and accrued 4 12 w309 n mrtgageS I 4540 91 12 Interest accrued on bonds 120 0Q 14 Interest due 1464 and accrued 2430 on other assets 08 94 16 Total interest and rents due and accrued737777 4 699 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 5 84fi 4 21 Liens on old class certificates 6 45 41949 43 26 Gross assets 378127 18 Liabilities 3 Death claims resisted nnn 4 Death claims reported but not yetad justed 4200 00 6 Total death claims 22 Advance assessments 6200 00 3042 59 29 Total liabilities 9242 59 KNIGHTS OF COLUMBUS NEW HAVEN CONN 1 Baoaonocoe0fr preious year MOTtUar W o 18 2 25er2e02 T 67533987 Mort res fund 1892 25720215 expense funds 4188754 total 6424 429 56ComptrollerGenerals Report 721 Income 3 All other assessments or premiums Mortuary funds 1329084 9 7 4 Dues and per capita tax Expense funds 256110 48 5 Medical examiners fees actually received Expense funds 6714 70 6 Final withdrawal card fees Expense funds 1977 96 7 Interest on Asst credit liens Mortuary funds 98 23 8 Total received from members Mortuary funds 1 32918320 Expense funds 26480914 total 1593992 34 9 Deduct payments returned to applicants and members Mortuary funds 3763 89 10 Net amount received from members Mortuary funds 132541931 Expense funds 26480914 total 1590228 45 11 Gross interest on mortgage loans Reserve funds 2402737 Mort res funds of 1892 12000 total 24147 37 13 Gross interest on bonds and dividends on stocks less 488571 accrued interest on bonds acquired during 1916 Reserve funds 22040085 Mort res funds of 1892 894339 total 229344 24 14 Gross interest from all other sources Mortuary funds 187372 reserve funds 276377 Mort res funds of 1892 9009 expense funds 157788 total 6305 46 15 Gross rents from associations property including 360000 for associations occupancy of its own buildings Building funds 16863 34 16 Sale of lodge supplies Expense funds 20883 72 17 From all other sources viz Option on building Building fund 5000 00 From insurance companies account fire Building funds 305800 expense funds 21484 total 3272 84 From sale of scrap account fire Building funds 24 00 18 Gross profit on sale of maturity or increase by adjust ment of ledger assets viz Reserve funds 2194939 Mort res funds of 1892 2789 total 21977 28 19 Total income Mortuary funds 132929303 reserve funds 26914138 Mort res funds of 1892 918137 building funds 1994534 building funds special 500000 expense funds 28748558 total 1918046 70 Disbursements 1 Death claims Mortuary funds 946219 03 11 Salaries of special agents not deputies or organizers Expense funds 6037 50722 ComptrollerGenerals Eeport 12 Salaries of officers Expense funds 18 141 76 13 Other compensation of officers and trustees Expense Q fUndS 2655 00 3 4 Salaries and other compensation of committees 3824 96 15 Salaries of office employees Expense funds 40829 31 17 Salaries and fees paid to Supreme Medical Examiners Expense funds Q 19 Traveling and other expenses of officers trustees and committees Expense funds 48412 42 21 Insurance department fees Expense funds ig36 06 22 Rent including 360000 for associations occupancy of its own buildings Expense funds 3 840 00 23 Advertising printing and stationery Expense funds 11841 87 24 Postage express telegraph and telephone Expense funds 9 420 33 25 Lodge supplies Expense funds n2o3 gl 26 Official publication Expense funds 80282 90 27 Expenses of Supreme Lodge meeting Expense funds 28913 46 28 Legal expenses in litigating claims Expense funds 348 20 29 Other legal expenses Expense funds 5 414 15 30 Furniture and fixtures Expense funds 1023 78 31 Taxes repairs and other expenses on real estate Building funds 11 789 89 32 Expenses Supreme office Expense funds 302 37 33 Organizations and inst of new coTs Expense funds 3 802 64 34 State and district deputies expenses Expense funds 2o439 69 35 Bonding supreme and sub cols officers Expense funds R a 2096 16 06 Supreme audit Expense funds 850 00 37 Actuaries fees and expenses Expense funds 1552 66 38 Special lectures Expense funds 12737 60 39 General expense Expense funds 95 84 41 Decrease by adjustment of ledger assets viz Bonds 2o56 23 42 Total disbursements Mortuary funds 94621903 reserve funds 193241 M R F of 1892 123 82 building funds 1178989 expense funds 323 84147 t0tal 1283906 62 Ledger Assets 1 Book value of real estate 1Q1 2 Mortgage loans on real estate first liens Js8600 00 4 Book value of bonds 488600 00 5 Deposited in trust companies and banks on interest IsS I 6 Deposited in banks not at interest 5g 10 Total ledger assets 77o584ComptrollerGenerals Report 723 NonLedger Assets 11 Interest accrued on mortgages 5769 22 12 Interest due 668500 and accrued 7883746 on bonds 85522 46 14 Interest accrued on bank balances 426 82 15 Rents accrued 333 33 16 Total interest and rents due and accruedI 92051 83 17 Market value of real estate over book value 3337 76 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 639 83 20 Assessment credit liens 21 Due from Subordinate councils for in terest on asst credit liens 29 81 22 Due from Subordinate councils for per capita tax 7770 15 23 Due from Subordinate councils for Su preme physicians fees 213 55 24 Due from Subordinate councils for sup plies etc 22 06 9035 57 26 Total assets 7167422 08 Deduct Assets Not Admitted 28 Bills receivable Due from Subordinate Councils 9035 57 29 Overdue and accrued interest on bonds in default 906 83 30 Market value of special deposits in ex cess of corresponding liabilities 22262 50 32 Book value of bonds not amortized over market value 25519 36 65878 36 37 Total admitted assets 7101543 82 Liabilities 1 Death claims due and unpaid 15333 33 3 Death claims resisted 2000 00 4 Death claims reported but not yet ad justed 800 00 6 Total death claims 117133 33724 ComptrollerGeneral s Report 19 Salaries rents expenses commissions etc due or ac crued 15000 00 29 Total liabilities 132133 33 SUPREME LODGE KNIGHTS OF PYTHIAS Insurance Department 1 Balance from previous year 28706280 Expense funds Mortuary funds 7 49624 totals 7767559 04 Income 1 Membership fees actually received Expense funds 5977 00 3 All other assessments or premiums Mortuary funds 205943657 expense funds 30140883 total 2360845 40 8 Total received from members Mortuary funds 205943657 expense funds 30738583 total 2366 822 40 9 Deduct payments returned to applicants and members Morturary funds 295 0J 10 Net amount received from members Mortuary funds 205653151 expense funds 30738583 total 2 363 917 34 11 Gross interest on mortgage loans Mortuary funds 36000 expense funds 699996 total 7 359 96 13 Gross interest on bonds and dividends on stocks less 1537735 accrued interest on bonds acquired dur ing 1916 Mortuary funds 37667391 expense funds 1052159 total 387 195 50 14 Gross interest from certificate loans Mortuaryfunds 2568 73 15 Gross interest from bank balances Mortuary funds 166694 expense funds 20955 total 1 S7fi du 17 Prom all other sources viz Advance payments Mortuary funds 19R97 Protested checks Expense funds 474 4 Miscellaneous fees Expense funds 9l Z 18 Gross profit on sale or maturity or increase by ad justment of ledger assets vizMortuary funds 7 24285 expense funds 13980 total 7382 65 19 Total income Mortuary funds 245767144 expense funds 32989414 total f ComptrollerGenerals Report 725 Disbursements 1620284 39 1 Death claims Mortuary funds m Q 6 Option J settlement Mrotuary fund j a 1620824 39 8 Total benefits paid Mortuary funds 9 Commissions and fees paid to deputies and organizers Expense funds r 2iq eli 10 Salaries of deputies and organizers Expense funds 2 12 Salaries of officers and trustees Expense funis 13891 13 Other compensation of officers and trustees Mileage and per diem board of control Expense funds 0 15 Salaries of office employees Expense funds 36800 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Trayeling and other expenses of officers trustees and committees Expense funds 20 For collection and remittance of assessments and dues Expense funds 1205 00 21 insurance department fees Expense funds 22 Rent including associations occupancy of its own build 23 JZlsZJT stationery Expense funds 1842 33 24 Poltage express teegraPh and telephone Expense funds o 40c 57 25 Premium on fidelity bonds Expense funds 26 Official publication Expense 3363 71 28 Legal expense in litigating claims Expense 30 Furniture and fixtures Expense funds 33 Actuarial expense Expense funds i060 72 34 Miscellaneous expense Expense funds 35 Auditing expense Expense funds 12 36 Disct on premiums paid in advance Expense funds 37 Protested checks Expense funds 38 Superintendents balances Expense funds 41 Gross loss on sale or maturity or decrease by ad justment of ledger assets Mortuary funds 10 03841 expense funds 54302 total 42 Total disbursements Mortuary funds 163092280 expense funds 35077466 total 1981b97 Ledger Assets Hpik 200000 00 2 Mortgage loans on real estate first liens726 ComptrollerGenerals Report 4 Book value of bonds 8063572 16 5 Deposited in trust companies and banks on interest 11308 31 6 Cash in associations office 7 Bills receivable Tenders outstanding 118 79 8 Other ledger assets viz Certificate loans 4th class 243 907 15 Certificate loans 5th class 5370 75 10 Total ledger assetsSST7 Non Ledger Assets 11 Interest on mortgages 291 66 12 Interest on bonds 96 174 18 14 Interest on certificate loans 41j844 22 16 Total interest and rents due and accrued 138 310 Ofi 18 Market value not including interest in item 12 on bonds and stocks over book value 173 988 q2 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme lodge oK R79 nc 21 Postage on hand 26672 15 22 Buttons 203 71 23 Furniture and fixtures 4 26 Gross assets 8916803 50 Deduct Assets Not Admitted 30 Market value of special deposits in ex cess of corresponding liabilities 1136 57 33 Other items viz Buttons 33 10 34 Furniture and fixtures 4168 37 5338 04 37 Total admitted assets 0Qnl AOr A 8911465 46 Liabilities 3 Death claims resisted a n 1000 00 4 Death claims reported but not yet ad 3usted 95 572 00 5 Present value of deferred death and dis ability claims payable in installments State basis 1000 per month per 1000 1319 20 6 Total death claims 97891 20ComptrollerGenerals Report 727 19 Salaries rents expenses commissions etc due or accrued 35912 29 22 Advance assessments 366 724 18 24 Reserve on certificates in fourth class 25 Reserve on plans A B D E of fifth class0251 7557116 50 29 Total liabilities THE MACCABEES DETROIT MICHIGAN 1 Balance from previous year Trust funds 291112 Mortuary funds 47893313 reserve funds W 035 383 14 sick and accident 3079882 relief No 1 M97S4B relief No 2 116823 expense funds 1 543 84b renei inu 13723708 03 12013513 total Income 2 Assessments of premiums during first months of mem bership of which all or an extra percentage is used for expense Mortuary funds 3828530 sick and accident 335160 relief No 1 97868 relief No 2 4 631 80 expense funds 11379732 total 16105 i 0 3 Another assessments or premiums Mortuary funds 5 247 96164 sick and accident 7776447 relief No 1 3563352 relief No 2 15330190 expense g gg funds 1960836 total 4 Dues and per capita tax Expense funds 397U9 8 Total received from members Mortuary funds 5 286 24694 sick and accident 8111607 relief No 1 3662120 relief No 2 15793370 expense funds 53049599 total 9 Deduct payments returned to applicants and members Mortuary funds 643637 sick and accident 10166 total 10 Net amount received from members Mortuary funds 5 279 81057 sick and accident 8101441 relief No i MR 621 20 relief No 2 15793370 expense funds 1 36blzo renei inu 6085875 87 53049599 total 13 Gross interest on bonds and dividends on stock less 18 042 60 accrued interest on bonds acquired during 1916 Mortuary fund 639 02726 sickand accx dent 1564293 relief No 1 1117331 total728 ComptrollerGenerals Eeport 14 Gross interest from all other sources Trust funds 13606 Mortuary funds 1672251 sick and acci dent 94949 relief No 1 245807 relief No 2 515906 expense funds 164415 total 22 069 34 15 Gross rents from associations property including 300000 for associations occupancy of its own buildings Mortuary funds 500000 expense funds 200000 total 7 000 00 16 Sale of lodge supplies Expense funds SM fiSi 17 From all other sources viz Official publication Expense funds 3 8716 Funds in trust for beneficiaries delinquent collections account modern Maccabees Mortuary funds 2 000 00 Relief funds fees Relief No 1 Z Z 18 Gross profit on sale or maturity or increaseby ad justment of ledger assets viz Reserve funds 20539 11 19 Total income Trust funds 984779 Mortuary funds 594256034 reserve funds 2053911 sick and ac cident 9760683 relief No 1 5870158 relief No 2 15809276 expense funds 54647548 total 6833823 89 Disbursements 1 Death claims Mortuary funds 4 948 oS9 sn 2 Permanent disability claims Mortuary funds i 617 J 3 Sick and accident claims b5J f 6 Relief of members in distress Relief No 1 14937 15 8 Total benefits paid Mortuary funds 5566 034 68 sick and accident 7471900 relief No 1 14 937 15 total 9 Commissions and feespaid deputies and organized 565569 W7982totarf N 2 6229846 eXP6nSe 11 Salaries of managers or agents not deputies or or ln97 ganizers Gt Camps Relief No 2 84 364 92 ex Pse funds 21545262 total 299 2 Salaries of officers and trustees Expense funds 0 15 Salaries of office employes Expense funds 89 t 17 Salares and fees paid to Supreme Medical Examiners Expense funds 19 Traveling and other expenses of officers trustees and 8193 committees Expense funds onc 21 insurance department fees Expense funds i 11 22 Rent mcluding 300000 for associations occupancyof its own bmldings Expense funds 3534 00ComptrollerGenerals Report 729 23 Advertising printing and stationery Expense funds 34954 99 24 Postage express telegraph and telephone Expense funds 25 L34 35 25 Lodge supplies Expense funds g 26 Official publication Expense funds 27 Expense of Supreme Lodge meeting Expense fund Ui 28 Legal expense in litigating claims Relief No 1 5 610 16 expense funds 133679 total b94b 29 Other legal expenses Relief No 2 427331 ex pense funds 337464 total 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Ex pense funds 33 Claims paid from trust funds Trust funds J 34 Paid Home Relief Assn Relief No 1 36 Miscellaneous Expense funds 41 Gross loss on sale or maturity of ledger assets viz Bonds Reserve funds 42 Gross decrease by adjustment viz Bonds Reserve funds 43 Total disbursements Mortuary funds 556603468 reserve funds 2341235 sick and accident 74 719 00 relief No 1 1817125 relief No 2 156 54685 expense fmras 56802334 trust funds 3 07279 total Ledger Assets 175000 00 1 Book value of real estate 3g 4 Book value of bonds 5 Cash in associations office 6 Deposited in trust companies and banks not on meres 1708 33 7 Deposited in trust companies and banks on Interest 263203 39 14147551 66 11 Total ledger assets NonLedger Assets 13 Interest due 14512809 and accrued 17159058 on bonds 316717 15 Interest due 94321 and accrued 43430 on other assets 1d7 17 Total interest and rents due and accrued 318096 18 20 Assessments actually collected by Sub ordinate Lodges not yet turned over to Supreme Lodge 525000 00730 ComptrollerGenerals Report 21 All other assets 7 514 653 27 22 Furniture and fixtures 23000 00 23 Total nonledger assets 45 27 Gross assets277l Deduct Assets Not Admitted SO Overdue and accrued interest on bonds 1 mVT 1456 24 41 Market value of special deposits in ex cess of corresponding liabilities 36 749 50 34 Other items viz Furniture and A fixtture 230000 35 Amortized value of bonds in default 56030 00 37 Total nonAdmitted Assets to Deduct 130 285 74 88 Total admitted assets 301 Liabilities 1 Death claims due and unpaid 184438 70 3 Death claims resisted 32287 55 6 Total death claims 11 Present value of disability claims payablein insteil ments State basis 13 Sick and accident claims due and unpaid I 445 00 19 Total unpaid claims 20 Salaries rents expensescommissionsetcdueorac 1728357 crued 21 Taxes due or accruedestimated 55S 2 24 All other liabilities viz Funds held in trust for bene ncaries 9686 12 30 Total 1794512 17ComptrollerGenerals Report 731 THE WOMANS BENEFIT ASSOCIATION OF THE MACCABEES PORT HURON MICH 1 Balance from previous year Mortuary funds 156 18334 reserve funds 887665703 sick and benefit funds 1685 hospital service and fraternal fund 7490928 expense funds 5351999 total 9161285 45 Income 1 Membership fees actually received Expense funds 9472 65 2 Assessments or premiums during first 12 months of membership of which all or an extra percentage is used for expense Mortuary funds 8112690 ex pense funds 12437558 total 205502 48 3 All other assessments or premiums Mortuary funds 1648 569 48 Expense funds 4876865 total 1697338 L 4 Dues and per capita tax Expense funds w 5 Medical examiners fees actually received Expense 5bbo 90 funds 7 Sick benefit rates and hospital contribution Sick bene fit funds 210314 hospital service and fraternal funds 10958352 total U1686 6b 8 Total received from members Mortuary funds 1 729 696 38 sick and benefit funds 210314 hos pital service and fraternal funds 10958352 expense funds 41156099 total 2252944 03 9 Deduct payments returned to applicants and members Mortuary funds 178984 hospital service and fra ternal funds 21839 expense funds 124110 total 3249 33 10 Net amount received from members Mortuary funds 1727 906 54 sick benefit funds 210314 hospital service and fraternal funds 10936513 expense funds 41031989 total 2249694 70 13 Gross interest on bonds and dividends on stocks less 1890664 accrued interest on bonds acquired during 1916 Reserve funds 43845033 hospital service and fraternal funds 53028 expense funds 11250 439093 11 14 Gross interest from all other sources Mortuary funds 459632 reserve funds 100658 sick benefit funds 472 hospital service and fraternal funds 141594 expense funds 71741 total 7740 97 15 Gross rents from associations property including 308506 for associations occupancy of its own build 6605 Ob ings Reserve funds 732 ComptrollerGenerals Eeport 17 Prom all other sources viz Bonds Subordinate Review Officers Expense funds 1470 89 Defunct review funds Expense funds 166 80 18 Gross profit on sale or maturity or increase by ad justment of ledger assets viz Bonds Reserve funds 4879 69 19 Total income Mortuary funds 173250286 reserve funds 45094166 sick benefit funds 210786 hos pital service funds 11131135 expense funds 412 78749 total 270965122 Disbursements 1 Death claims Mortuary funds 1185032 01 2 Permanent disability claims Mortuary funds 13265 26 3 Sick and accident claims Sick benefit funds loeo 00 6 Hospital service Hospital and fraternal funds 47893 17 7 Relief to members Expense funds 554 67 8 Total benefits paid Mortuary funds 119829727 sick benefit funds 106000 hospital and fraternal funds 4789317 expense funds 55467 total 1247 805 11 9 Commissions and fees paid to deputies and organizers ExPene nds 55238 9g 10 balanes of deputies and organizers Expense funds 157 292 63 12 Salaries of officers and trustees Expense funds 14400 00 15 Salaries of office employees Expense funds 57581 05 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 22 218 82 19 Traveling and other expenses of officers trustees and committees Expense funds 7 612 23 21 Insurance department fees Expense funds i435 05 22 Rent including 308506 for associations occupancy of its own buildings Expense funds 8 34101 23 Advertising printing and stationery Expense funds 29298 54 ii Postage express telegraph and telephone Expense funds 9r t a 10768 42 45 Lodge supplies Expense funds 528 01 26 Official publication Expense funds 2021 30 28 Legal expenses in litigating claims Expense funds 11 440 26 29 Other legal expenses Expense funds s4 30 Furniture and fixtures Expense funds Vot ll 31 Taxes repairs and other expenses on real estate Ex pense funds 33 District Medical Examiners Expense funds gS 82 34 Class work Expense funds IZ 11 35 Affiliated societies Expense funds J ComptrollerGenerals Report 36 Light 37581 Janitor 54269 Expense funds 37 Fire insurance Expense funds viz Bonds Reserve funds 42 Total disbursements Mortuary funds 1198 29727 reserve funds 2240318 sick benefit funds 1 060 00 hospital service and fraternal funds 47 89317 expense funds 43384782 total Ledger Assets 733 918 50 27 47 2835 91 22403 18 1703501 44 1 Book value of real estate 4 Book value of bonds 5 Deposited in trust companies in banks on interest 6 Cash in associations office 180562 25 9618352 42 349209 96 19310 64 10 Total ledger assets 10167435 27 NonLedger Assets accrued accrued 99614 81 4419 38 775 00 12 Interest due 133500 and 9827981 on bonds 14 Interest due 439362 and 2576 on other assets 15 Rents due 16 Total interest and rents due and accrued 10489 19 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 21 Per capita tax on benefit members now in hands of record keepers 22 Per capita tax on social members now in hands of record keepers 23 Furniture fixtures and safes 24 Supplies printed matter and stationery 26 Gross assets 17013 10 1448 80 13458 42 18103 76 10480268 54 Deduct Assets Not Admitted 34 Furniture fixtures and safes 5 35 Supplies printed matter and stationery 13458 42 18103 76 31562 18 37 Total admitted assets 10448706 36734 ComptkollerGenebals Eepokt Liabilities 3 Death claims resisted 4 Death claims reported but not yet ad p JUStf 123979 61 5 Present value of deferred death and dis ability claims payable in installments State basis 22 605 71 Disability claims 91 payable 110 annually 6 Total death claims 19 rs expenses commissions etc due or ac 15785 3822651 29 Total liabilities 195311 83 MASONS ANNUITY ATLANTA GEORGIA 1 Ba2aCfies fT PreVi0US Reserve funds 869 SiSiss funds 489735 877841 56 Income 2 Assessments or premiums during first months of mem 4 Dues and per canita tv aJJ W V 13908 69 pej capita tax Annuity funds 163 148 44 expense funds 1812760 total 5 Medical examiners fees actually received 7 JJ 8 Total received from members Annuity funds 163 14844 expense funds 32940 39 total 9 Dirs7r mM 8 83 311 88 I0 kTsri06 frm memberS Ay fund iDZdb5b expense funds W Qin o 11 Gross interest on mortgage oans R i 195J66 96 13 Gross interest on bonds Aa T 63 00 S77 64 nd dlvlden3s on stocks less iKb4 accrued nterest nn v 1916 rQc uerest on bonds acquired during i9ib Reserve funds 14 Gross interest from all ntiLi 44323 05 329 24 T sources Reserve funds dyz4 annuity funds qui ia 8723 total expense funds 897 81ComptrollerGenerals Report 735 15 Gross rents from associations property including 600 for associations occupancy of its own buildings Re serve funds 17 From all other sources viz 300 QQ Payment on loan Reserve funds 7 606 22 Organizers balances Expense funds Suspense acct adjustments Expense funds 18 Gross profit on sale or maturity or increase by ad justment of ledger assets viz Reserve fundsJ203 55 19 Total income Reserve funds 8201334 annuity funds 16331790total Disbursements 1 Death claims Disability funds 2 Permanent disability claims Disability funds 2862 50 4 Old age benefits Disability funds 8 Total benefits paid Disability funds 160588 9 V Commissions and fees paid to deputies and organizers Expense funds 9 kk7 31 10 Salaries of deputies and organizers Expense funds 2667 11 Salaries of managers or agents not deputies or or ganizers Expense funds 12 Salaries of officers and trustees Expense funds 8700 00 15 Salaries of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds V 4C 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own build ings Expense funds 007 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds I 436 40 26 Official publication Expense funds 28 Legal expense in litigating claims Expense funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on realestate Ke serve funds 230825 expense funds 24949 total 2557 74 32 All other disbursements Expense funds 35 Organizers balances Expense funds 25l 08 36 Suspense account Expense funds736 ComptrollerGenerals Eeport 41 Gross loss on sale or maturity or decrease by ad justment of ledger assets viz Amortization bond premiums Reserve funds 42 Total disbursements Reserve funds 717205 An nuity funds 16058899 expense funds 347983 67 total 4683 80 215744 71 Ledger Assets 1 Book value of real estate 2 Mortgage loans on real estate first liens 4 Book value of bonds 6 Cash deposited in banks on interest 7 Bills receivable 10 Total ledger assets 16 Total interest and rents due and accrued 20 All other assets Furniture and fixtures 26 Gross assets 90000 00 600 00 821886 35 29493 34 6116 65 948096 34 NonLedger Assets 12 Interest due on bonds 13 547 50 15Rents due 982 00 Deduct Assets Not Admitted 27 Balance due from organizers not secured by bonds 33 Other items viz furniture and fixtures 6116 65 3694 57 37 Total admitted assets 14529 50 3694 57 966320 41 9811 22 956509 19 Liabilities 5 Class B Indeterminate pres vals an nuities 792312 30 Llass A 7 year stipulated annuities 71112 92 6 Total death claims 23 All other liabilities vizV Prem VeserVe Class A 29 Total liabilities 863425 22 69693 91 932119 13ComptrollerGenerals Report 737 Investments in Georgia 1 Real estate 90000 00 2Bonds 821886 35 3 Mortgage loans 600 00 Total investments in Georgia 912486 35 THE MASONIC MUTUAL LIFE ASSOCIATION WASHINGTON D C 1 Balance from previous year Reserve funds 661 77581 expense funds 1600024 totals 677774 05 Income 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expense Expense funds 117856 12 3 All other assessments or premiums Reserve funds 24161409 expense funds 2785634 totals 269470 43 7 New policy fee Expense funds 10 8 Total received from members Reserve funds 241 61409 expense funds 14571346 total 387327 5a 9 Deduct payments returned to applicants and members Reserve funds 21813 expense funds 2729 total 245 42 10 Net amount received from members Reserve funds 24139596 expense funds 14568617 total 387082 13 11 Gross interest on mortgage loans Reserve funds 21923 16 12 Gross interest on collateral loans Reserve funds 10254 26 13 Gross interest on bonds and dividends on stocks less 28056 accrued Interest on bonds acquired during 1916 Reserve funds 2012 50 14 Gross interest from all other sources Reserve funds 742 25 17 Prom all other sources viz Liens on changed policies Reserve funds 2096 63 Loans on revived policies Reserve funds 823 00 From agents balances previously charged off Expense funds 52 62 19 Total income Reserve funds 27924776 expense funds 14573879 totals 424986 55 Disbursements 1 Death claims Reserve funds 65452 85 6 Policy loans charged off by lapse Reserve funds 15965 16738 ComptrollerGenerals Report 7 Return of savings through reduction of premiums Reserve funds 8 Total benefits paid Reserve funds 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries of deputies and organizers Expense funds Agency expenses allowances Expense funds 11 Agents balances charged off Expense funus 12 Salaries of officers 14 Salaries and other compensation of committees Ex pense funds 15 Salaries of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 20 For collection and remittance of assessments and dues Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 33 Actuarial fees Expense funds 34 Inspection fees Expense funds 35 N F C Dues Expense funds 36 Exaimnation expense Expense funds 37 Agency convention Expense funds 38 Premium on bonds Expense funds 39 Incidentals Expense funds 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Bonds Expense funds 42 Total disbursements Reserve funds 9439158 Ex pense funds 13343791 total Ledger Assets 2 Mortgage loans on real estate first liens 3 Loans secured by pledge of bonds stocks or other col lateral 12973 57 94391 58 57786 65 1730 00 4171 00 813 34 6100 00 474 00 14754 31 1795 12 9974 54 4751 98 7968 21 710 50 3767 63 6556 78 3033 71 770 00 1722 55 265 00 3690 00 73 00 375 32 1194 32 340 06 594 89 25 00 227829 49 515484 37 5000 00ComptrollerGenerals Report 739 4 Book value of bonds 5 Deposited in trust companies and banks on interest 6 Cash in associations office 475049 deposited in banks not on interest 3330551 7 Organizers balances 1885527 less credit 56007 8 Other ledger assets viz Policy loans and liens se cured by reserve 9 Premium notes 10 Total ledger assets 55702 50 94 78 38305 51 18295 20 238117 05 4181 21 874931 11 NonLedger Assets 11 Interest due 84750 and accrued 685226 on mortgages 7699 76 12 Interest accrued on bonds 229 16 13 Interest due 59563 and accrued 192815 on collateral loans 2422 78 16 Total interest and rents due and accrued 18 Market value of bonds and stocks over book value 21 Net due and deferred premiums on all policies 23 Office furniture and fixtures 10351 70 197 50 156330 95 4500 00 26 Gross assets 1046311 26 Deduct Assets Not Admitted 27 Balance due from organizers not se cured by bonds 33 Other items viz Office furniture and fixtures 34 Deposit in Jefferson County Bank Bir mingham Ala in hands of receiver 6 Total death claims 18855 27 4500 00 890 36 24245 63 4250 00 Liabilities 3 Death claims resisted 3000 00 4 Death claims reported but not yet ad justed 1250 00 6 Total death claims 19 Salaries rents expenses commissions etc due or ac crued 4250 00 235 85740 ComptrollerGenerals Report 21 Interest on policy loans and liens paid in advance 22 Advance assessments 25 Straight modified preliminary term valuation 29 Total liabilities Investments in Georgia 5 Policy loans 1323 80 2912 99 974356 00 985196 64 5540 35 MODERN BROTHERHOOD OF AMERICA MASON CITY IOWA 1 Balance form previous year Mortuary funds 1967 41880 reserve funds 45627224 suspense account 1944273 expense funds 5817292 total 2501306 69 Income 1 Membership fees actually received Expense funds 17468 08 3 All other assessments or premiums Mortuary funds 121918987 reserve funds 1749127 total 1236681 14 4 Dues and per capita tax Expense funds 142113 52 6 Other payments by members viz Expense funds 2167 20 7 Suspense account 17350 81 Total received from members Mortuary funds 1 21918987 reserve funds 1749127 suspense ac count 1735081 expense funds 16174880 total 1415780 75 Deduct payments returned to applicants and members Mortuary funds 59813 reserve funds 2075 ex pense funds 139989 total 2018 77 10 Net amount received from members Mortuary funds 121859174 reserve funds 1747052 suspense ac count 1735081 expense funds 16034891 total 1413761 98 11 Gross interest on mortgage loans less 729882 accrued interest on mortgages acquired during 1916 Mor tuary funds 5830494 reserve funds 449609 ex pense funds 93985 total 63740 88 13 Gross interest on bonds and dividends on stocks less accrued interest on bonds acquired during 1916 Mortuary funds 5530709 reserve funds 1442598 expense funds 146978 total 71202 So 14 Gross Interest from all other sources Expense funds 1379 25 16 Sale of lodge supplies Expense funds 1752 34 ComptrollerGenerals Report 741 17 From all other sources viz Premiums Surety Bonds Expense funds 2105 05 Advertising official paper Expense funds 809 76 License fees So Dak Lodges Expense fees 31 50 Deputy pond fund Expense funds 500 15 Refunds account field work Expense funds 211 20 Local funds disbanded lodges Expense funds 70 58 Refunds costs and atty fees Expense funds 126 88 Refunds expense investing loans Expense funds 223 39 Office furniture sold Expense funds 10 00 Licenses fees Indiana Ref Expense funds 30 00 Refunds account bonds cancelled Expense funds 2 17 Exchange items Expense funds 1 80 Miscellaneous Expense funds 9 01 19 Total income Mortuary funds 133220377 reserve funds 3639259 suspense account 1735081 ex pense funds 17002162 total 1555968 79 Disbursements 1 Death claims Mortuary funds 763112 49 2 Permanent disability claims Mortuary funds 17075 20 3 Sick and accident claims Mortuary funds 10592 50 4 Old age benefits Mortuary funds 86659 76 8 Total benefits paid Mortuary funds 875439 95 9 Commissions and fees paid to deputies and organizers Expense funds 60360 g4 12 Salaries of officers and trustees Expense funds 13200 00 13 Other compensation of officers and trustees board of directors Expense funds 13113 20 14 Salaries and other compensation of committees audit ing com Expense funds 1020 15 15 Salaries of office employees Expense funds 24816 87 19 Traveling and other expenses of officers trustees and committees Expense funds 1145 94 21 Insurance department fees Expense funds 780 50 22 Rent including light Expense funds 5677 36 23 Advertising printing and stationery Expense funds 8945 79 24 Postage express telegraph and telephone 5414 38 25 Lodge supplies Expense funds 2866 45 26 Official publication Expense funds 9979 42 27 Expenses of Supreme Lodge meeting Expense funds 135 07 28 Legal expense in litigating claims Expense funds 10826 29 29 Other legal expeuses Expense funds 3851 26 30 Furniture and fixtures Expense funds 880 99742 ComptrollerGeneral s Report 31 Investigating loans Expense funds 2229 70 32 Bonds local officers Expense funds 1147 15 33 Investigating claims Expense funds 1971 16 34 Clerk hire Sup pres office Expense funds 2505 00 35 Reports impaired risks Expense funds 957 30 36 Actuarial work Expense funds 1094 50 37 Bonds Sup officers and employees Expense funds 148 50 38 Asst and dues N F Cong Expense funds 378 24 39 Repairing furniture and fixtures Expense funds 98 73 40 Sign painting flood lights and odds for bids on build ing Expense funds 142 10 41 Supreme Council expense Expense funds 246 65 Miscellaneous Expense funds 176 10 Order of credit certificates omission contribution to benefit fund 101914 Mortuary funds 114 62 42 Total disbursements Mortuary funds 87555457 ex pense funds 17410964 total 1049664 21 Ledger Assets 1 Book value of real estate 153521 61 2 Mortgage loans on real estate first liens 1647850 00 4 Book value of bonds 1186499 99 5 Deposited in trust companies and banks on interest 2 daily balances 296 94 10 Total ledger assets 2988168 54 NonLedger Assets 51041 34 21312 94 174 54 11 Interest due 34950 and accrued 5069184 on mortgages 12 Interest due 56250 and accrued 2075044 on bonds 14 Interest accrued on other assets 16 Total interest and rents due and accrued 72528 82 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 113450 00 21 Deputy bond fund bank balance 95 96 26 Gross assets 3174243 32 Liabilities 3 Death claims resisted 13950 00ComptrollerGeneral s Report 743 4 Death claims reported but not yet ad Justed 88250 00 6 Total death claims 102200 00 9 Permanent disability claims resisted 500 00 10 Permanent disability claims reported but not yet adjusted 11000 00 11 Total permanent disability claims 11500 00 14 Sick and accident claims resisted 200 00 15 Sick and accident claims reported but not yet adjusted 1500 00 16 Total sick and accident claims 1700 00 17 Old age benefits reported but not yet due or adjusted present worth 90199 70 18 Total unpaid claims p 205599 70 19 Salaries rents expenses commissions etc due or accrued 5676 67 22 Advance assessments 7801 32 29 Total liabilities j 219077 69 MODERN WOODMEN OF AMERICA ROCK ISLAND ILLINOIS 1 Balance from previous year Mortuary funds 13 61298901 Sanatorium funds 22037763 Expense funds 111791112 total 14951277 76 Income 3 All other assessments or premiums Mortuary funds 12806643 55 4 Dues and per capita tax Sanatorium funds 35506189 expense funds 118363610 total 1538697 99 6 Certificate fees Expense funds 10738 75 7 Sanatorium donations Sanatorium funds 32150 8 Total received from members Mortuary funds 12 80864355 sanatorium funds 35538339 expense funds 119437485 total 14358401 79 9 Deduct payments returned to applicants and members Expense funds 2490 71 10 Net amount received from members Mortuary funds 1280864355 Sanatorium funds 35538339 ex pense funds 119188414 total 14355911 08744 ComptrollerGenerals Report 11 Gross interest on mortgage loans less 1133953 ac crued interest on mortgages acquired during 1916 Mortuary funds 7 652 15 13 Gross interest on bonds and dividends on stocks less 187535 accrued interest on bonds acquired during 1916 Mortuary funds 492357 75 14 Gross interest from all other sources Mortuary funds 5542337 sanatorium funds 215163 expense funds 1376163 total 71 341 63 15 Gross rents from associations property including 13 000 for associations occupancy of its own buildings Expense funds 13 659 40 16 Sale of lodge supplies Expense funds 69771 08 17 From other sources viz Advertising official paper Expense funds 52572 05 Mileage and per diem state camps Expense funds 12 86 18 Gross profit on sale or maturity or increase by ad justment of ledger assets viz Mortuary funds 12251 39 19 Total income Mortuary funds 1337633321 sana torium funds 35753502 expense funds 1341 66116 total 15075529 39 Disbursements 1 Death claims Mortuary funds 13960251 05 10 Salaries of deputies and organizers Expense funds 607687 28 12 Salaries of officers and trustees Expense funds 22430 00 13 Other compensation of officers and trustees Expense funds 29993 33 14 Salaries and other compensation of committees Ex pense funds 10500 0Q 15 Salaries of office employees Expense funds 134453 07 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 24467 64 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 4 145 28 19 Traveling and other expenses of officers trustees and committees Expense funds 12 842 10 21 Insurance department fees Expense funds 181 45 22 Rent including 1300000 for associations occupancy of its own buildings Expense funds 15400 00 23 Advertising printing and stationery Expense funds 7466 32 24 Postage express telegraph and telephone Expense oc T Unds 19321 78 5 Lodge supplies Expense funds 60689 03 26 Official publication Expense funds 163l91 26ComptrollerGenerals Eeport 745 27 Expenses of Supreme Lodge meeting Expense funds 28 Legal expense in litigating claims Expense funds 29 Other legal expenses salary genl atty Expense funds 30 Furniture and fixtures library Expense funds 31 Taxes repairs and other expenses on real estate Ex pense funds 32 All other disbursements Expense funds 34 Mortgage commissions Mortuary funds 36 Sanatorium chattel Sanatorium funds 37 Sanatorium M and O Sanatorium funds 38 Sanatorium ex and publicity Sanatorium funds 39 Sanatorium committee Sanatorium funds 41 Gross decrease by adjustment of ledger assets viz Bonds Mortuary funds 42 Total disbursements Mortuary funds 1398066662 Sanatorium funds 21251415 expense funds 1 38791706 total 15581097 83 Ledger Assets 1 Book value of real estate including sanatorium 1124724 73 2 Mortgage loans on real estate first liens 960345 00 4 Book value of bonds 8316687 24 5 Deposited in trust companies and banks on interest including sanatorium funds 4043952 35 3 551 16 23814 72 s 8346 00 6508 69 28980 78 205847 17 175 44 23712 02 185274 88 3430 75 96 50 20240 13 10 Total ledger assets 14445709 32 NonLedger Assets 11 Interest accrued on mortgages 21500 27 12 Interest due 4694197 and accrued 9447841 on bonds 141420 38 14 Interest accrued on other assets De posits 21977 31 16 Total interest and rents due and accrued 184897 96 18 Market value not including interest in item 12 of bonds and stock over book value 50429 14 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 1090000 00 Supply and paper stock inventory 32716 81 Printing plant inventory 67398 12 23 Furniture inventory 103248 88 24 Library inventory 10577 80 25 Sanatorium chattel inventory 87467 96 19 21 22 26 Gross assets 16072445 99746 ComptrollerGenerals Report Deduct Assets Not Admitted 30 Market value of special deposits in ex cess of corresponding liabilities 34 Supply paper stock printing plant fur niture library and sanatorium chattel property 28970 00 301409 57 330379 57 37 Total admitted assets 15742066 42 Liabilities 1 Death claims due and unpaid 212304 20 3 Death claims resisted 108500 00 4 Death claims reported but not yet ad justed 1242000 00 6 Total death claims 1562804 20 19 Salaries rents expenses commissions etc due or ac crued 72254 50 24 240 death claims incurred in 1916 not reported until 1917 to and including January 30 1917 392000 00 29 Total liabilities 2027058 70 NATIONAL ORDER MOSAIC TEMPLARS OF AMERICA LITTLE ROCK ARKANSAS 1 Balance from previous year Mortuary funds 135 41549 Temple funds 2641192 expense funds 607208 total 167899 49 Income 3 All other assessments or premiums Mortuary funds 12315600 expense funds 1305200 total 136208 00 4 Dues and per capita tax Expense funds 10377 95 8 Total received from members Mortuary funds 123 15600 expense funds 2342995 total 146585 95 9 Deduct payments returned to applicants and members Mortuary funds 355 iq 10 Net amount received from members Mortuary funds 12280090 expense funds 2342995 total 146230 85ComptrollerGenerals Report 747 11 Gross interest on mortgage loans Mortuary funds 2183 52 14 Gross interest from all other sources banks Mortuary funds 3354 5C 19 Total income Mortuary funds 12833898 expense funds 2342995 total 151768 93 Disbursements 1 Death claims Mortuary funds 10 Salaries of deputies and organizers Expense funds 12 Salaries of officers and truestees Expense funds 14 Salaries and other compensation of committees Ex pense funds 15 Salaries of office employees Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 28 Legal expense in litigating claims Expense funds 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 33 Examinations Miss 42888 Ark 100 34 Funeral officers Expense funds 35 Actuarial service Expense funds 36 Miscellaneous Expense funds 37 Printing outfit Expense funds Expense funds 38 Transfer to Temple Board Temple fund 42 Total disbursements Mortuary funds 8879381 temple funds 2641192 expense funds 2201867 total Ledger Assets 2 Mortgage loans on real estate first liens 5 Deposited in trust companies and banks on interest 8 Other ledger assets viz Printing outfit 10 Total ledger assets NonLedger Assets 11 Interest accrued on mortgages 8793 81 280 00 8918 26 81 50 5310 26 498 36 389 60 500 00 1833 59 922 99 98 75 345 90 410 98 528 88 441 00 410 90 47 70 1000 00 26411 92 137224 40 38771 60 141672 42 2000 00 182444 02 452 34748 ComptrollerGenerals Eeport 14 Interest on other assets Bank balances 549 00 16 Total interest and rents due and accrued 1001 34 26 Gross assets j 183445 36 Deduct Assets Not Admitted 33 Other items viz Printing outfit 2000 00 37 Total admitted assets 181 445 36 Liabilities 3 Death claims resistedg 200 00 4 Death claims reported but not yet adjusted 15443 75 6 Total death claims r fi4n 7 NATIONAL PROTECTIVE LEGION WAVERLY NEW YORK 1 Balance from previous year Mortuary funds 150 88354 reserve funds 24719 disability funds 76385 Class B benefit new form 3449022 ex pense funds 9665 total 186 481 45 Income 1 Membership fees actually received Expense funds 98 42 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expense Mortuary funds 1440375 disability funds 1054660 class B benefit new form 9876 15 expense funds 1978116 total 54607 66 3 All other assessments or premiums Mortuary funds 8162114 reserve funds 61690 disability funds 3968508 class B benefit new form 51837 27 expense funds 4967708 total 223 437 47 4 Dues and per capita tax Expense funds 905 50 8 Total received from members Mortuary funds 96 02489 reserve funds 61690 disability funds 5023168 class B benefit new form 61713 42 ex pense funds 7046216 total 279 049 05 11 Gross interest on mortgage loans Mortuary funds 95575 class B benefit new form 133100 total 2286 75ComptrollerGenerals Report 749 13 Gross interest on bonds and dividends on stocks less accrued interest on bonds acquired during 1916 Mortuary funds 3364 00 15 Gross rents from associations property including 1360 for associations occupancy of its own build ings Expense funds 16 Sale of lodge supplies 17 From all other sources viz Other items Expense funds Borrowed money Expense funds Checks returned reserve funds 3552 disability funds 5606 class B benefit new form 8000 ex pense funds 100 total Extra assmt on A Mortuary funds Convention dues Colo Power Co script not heretofore carried as an asset Mortuary funds 19 Total income Mortuary funds 10071264 reserve funds 65242 disability funds 5028773 class B benefit new form 6312442 Convention dues 90 expense funds 8498091 total 30069102 3960 00 1762 67 45 OS 8750 00 172 57 306 67 932 90 61 33 Disbursements 1 Death claims Mortuary funds 8832342 reserve fund 34500 disability funds 1234000 class B benefit new form 923750 total 3 Sick and accident claims Reserve funds 38625 disability funds 3834426 class B benefit new form 6797747 total 4 Old age benefits Mortuary funds 6 Distribution Reserve funds 8 Total benefits paid Mortuary funds 8965674 re serve funds 77651 disability funds 5068426 class B benefit new form 7721497 total 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries of deputies and organizers Expense funds 12 Salaries of officers and trustees Expense funds 15 Salaries of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 110245 92 106707 98 1333 32 45 26 4 21833248 14295 65 17422 44 5849 56 10592 5 1200 00 2832 50 75 ComptrollerGenerals Report 19 Traveling and other expenses of officers trustees and committees Expense funds 21 Insurance department fees Expense funds 22 Rent including 1360 for associations occupancy of its own buildings Expense funds 23 Advertising Expense funds 24 Postage express telegraph telephone freight and dray Expense funds 26 Printing and stationery Expense funds 27 Expense of Supreme Lodge meeting Expense funds 28 Legal expense in litigating claims Expense funds 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Ex pense funds 32 All other disbursements Organizers traveling expense Expense funds 33 Bonds of local and national officers Expense funds Paid to actuary Expense funds 34 Janitor Expense funds Fuel Expense funds 35 Light and power Expense funds Office supplies Expense funds 36 Inspections Expense funds National fraternal congress dues Expense funds 37 Borrowed money Expense funds Repairs on machinery Expense funds 38 Other items including interest Expense funds Bonds Mortuary funds 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Bonds Mortuary funds 42 Total disbursements Mortuary funds 10518800 reserve funds 77651 disability funds 5068426 class B benefit funds 7721497 expense funds 8505810 total Ledger Assets 1 Book value of real estate 2 Mortgage loans on real estate first liens 4 Book value of bonds 6 Cash in associations office deposited in banks not at interest 10 Total ledger assets 3588 03 178 00 4607 86 131 37 4306 S8 1271 53 12 50 315 90 1576 50 228 04 993 34 4330 02 455 90 620 55 711 30 350 12 735 63 253 22 242 57 85 88 5200 00 130 52 2539 70 15531 26 15531 26 318921 84 34000 00 44000 00 70859 37 19391 26 168250 63ComptrollerGenerals Report NonLedger Assets 11 Interest accrued on mortgages 419 18 12 Interest accrued on bonds 6074 16 16 Total interest and rents due and accrued 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 21 Office fixtures and printing plant in Legion Temple 30439 30 22 Supplies and paper stock on hand in Temple 15029 05 23 Office fixtures and supplies on hand of organizers 3791 74 24 Due from local Legion for supplies and regalia 7086 52 26 Gross assets Deduct Assets Not Admitted 28 Bills receivable 7086 52 34 Office fixtures and printing plant in Temple 30439 30 35 Supplies on hand in Temple 15029 05 36 Office fixtures in hands of organizers 3791 74 37 Total admitted assets Liabilities 1 Death claims due and unpaid 800 00 2 Death claims adjusted not yet due 1275 00 4 Death claims reported but not yet ad justed 1500 00 6 Total death claims 13 Sick and accident claims due and unpaid 18 Total unpaid claims 19 Salaries rents expenses commissions etc due or ac crued 20 Taxes due or accrued 21 Borrowed money 22 Advance assessments 29 Total liabilities 751 6493 34 22931 31 56346 61 254021 89 56346 61 197675 28 3575 00 2385 70 5960 70 9164 78 394 22 16550 00 6583 08 38652 78 752 ComptrollerGenerals Report THE NATIONAL UNION TOLEDO OHIO 1 Balance from previous year Mortuary funds 94 56455 reserve funds 220810360 protection funds 134253 building funds 4945365 expense funds 3240297 total 2385687 30 Income 1 Membership fees actually received Expense funds n 925 95 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expense Building funds 232431 expense funds 607022 total g 3 All other assessments or premiums Mortuary funds 234313631 building funds 321761 expense funds 15689377 total 4 Bues and per capita tax Expense funds xffil nn 5 Medical examiners fees actually received Expense funds 6 Other payments by members vizV DlVVapplied to pur chase paid additions Protection funds 142 11 ex pense funds 72940 Biv applied to pay renewals protection funds 258 35 expense funds 10833 total 1 238 19 8 Total received from members Mortuary funds 2 34313631 protection funds 594238 expense funds 17763967 total 9 Beduct payments returned to applicants and members 252671836 Expense funds 40 00 10 Net amount received from members Mortuary funds 234313631 protection funds 5942 39 exDense 17759967 total Xpense 13 Gross interest on bonds and dividends on stocks less 37056 accrued interest on bonds acquired during J6Ko ffT6 fUndS 8992102 Protection funds 3359 total 14 Gross interest from allsources Mortuaryfunds 89954 61 f451554 reserve funds 38386 protection funds 17448 expense funds 47148 total r 1 i Gross rents from associations property including2 00000 for associations occupancy of its own build ings Expense funds 16 Sale of lodge supplies Expense funds jj JJ JJComptrollerGenerals Report 755 17 From all other sources viz Fines Expense funds 107 80 Premiums on council bonds Expense funds 945 79 Sale obsolescent office furniture Expense funds 335 37 Reimbursement for lost exp package Expense funds 15 00 Fees returned Ind dept Expense funds 20 00 Cost returned Tooke vs Nat Union Expense funds 10 00 3 8 Gross profits on sale or maturity or increase by adjust ment of ledger assets viz Reserve funds 381 54 19 Total income Mortuary funds 234765185 reserve funds 9068942 protection funds 615045 ex pense funds 18321079 total 2627702 51 Disbursements 1 Death claims Mortuary funds 2570969 81 4 Old age benefits Mortuary funds 76750 00 6 Dividends applied to purchase of additional insurance Protection funds 10678 expense funds 3533 total 142 11 7 Dividends applied to payment of renewal premiums Protection funds 25835 expense funds 10833 total 366 68 8 Total benefits paid Mortuary funds 264771981 protection funds 36513 expense funds 14366 total 2648228 60 9 Commissions and fees paid to deputies and organizers Expense funds 13473 88 10 Salaries of deputies and organizers Expense funds 37416 81 11 Salaries of managers or agents not deputies or or ganizers Expense funds 4200 00 12 Salaries of officers and trustees Expense funds 16400 00 13 Other compensation of officers and trustees Expense funds 170 00 14 Salaries and other compensation of committees Ex pense funds 1950 00 15 Salaries of office employees Expense funds 34728 37 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 4500 00 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 8870 00 19 Traveling and other expenses of officers trustees and committees Expense funds 8557 81 21 Insurance department fees Expense funds 696 73 22 Rent including 200000 for associations occupancy of its own buildings Expense funds 10117 00754 ComptrollerGenerals Eeport 23 Advertising printing and stationery Expense funds 13 504 00 24 Postage express telegraph and telephone 4579 45 26 Official publication Expense funds 5047 54 27 Expense of Supreme Lodge meeting Expense funds 9716 19 28 Legal expense in litigating claims Expense funds 2481 60 30 Furniture and fixtures Expense funds 3856 07 31 Taxes repairs and other expenses on real estate Ex pense funds T 4290 65 33 Miscellaneous expenses field dept Expense funds 14 069 15 34 Fraternal congress Expense funds 268 00 35 Retainer consulting actuary Expense funds 300 00 36 Per capita to cabinets Expense funds 3 46190 37 Care equalization funds Expense funds 1608 15 38 Premiums on surety bonds Expense funds 2769 25 39 Inspection of applicants Expense funds i902 04 40 Miscellaneous expenses city offices Expense funds 2360 02 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Reserve funds 5 960 15 protection funds 516 total 5 965 31 42 Total disbursements Mortuary funds 2647719 81 reserve funds 596015 protection funds 370 29 expense funds 21143848 total 2865488 63 Ledger Assets 1 Book value of real estate Q 4 Book value of bonds i 2 0SI2 8 5 Deposited in trust companies and banks on interest 7200 54 10 Total ledger assets 77l48081 OS NonLedger Assets 12 Interest accrued on bonds 17 Market value of real estate over book value 1 15000 18 Market value not including interest in item 12 of bonds and stocks over book value 8U 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 199 172 q7 21 Net deferred and uncollected premiums class E L se cured by reserve 2774 22 26 Gross assets 2476208 95ComptrollerGenerals Report Liabilities 3 Death claims resisted 2000 00 4 Death claims reported but not yet ad justed 000 00 755 6 Total death claims 17 Old age and other benefits due and unpaid 18 Total unpaid claims 19 Salaries rents expenses commissions etc due or ac crued 20 Taxes due or accrued 22 Advance assessments 23 All other liabilities viz Reserve classes E L inclusive 6140 89 24 Reserve class B 28033 34 25 Reserve for dividends classes E L 26 Reserved for mortality fluctuation class es E L 2110 54 362000 90 2750 00 I 364750 00 3980 83 393 18 84 IS 1590 07 37874 84 29 Total liabilities 407083 03 M ODERN ORDER OF PRAETORIANS DALLAS TEXAS 1 Balance from previous year Mortuary funds 60 809 91 reserve funds 113791262 expense funds 3534103 total 1234063 56 Income 1 Membership fees actually received Expense funds 2 Assessments or premiums during first 12 months of membership of which all of an extra percentage is used for expense Mortuary funds 1848850 ex pense funds 8407051 total 3 All other assessments or premiums Mortuary funds 32117465 expense funds 4612424 total 4 Dues and per capita tax Expense funds 7 Error in age Mortuary funds 160 50 102559 02 367298 89 41025 84 795 04 8 Total received from members Mortuary funds 145819 expense funds 17138110 total 511839 i9756 ComptrollerGenerals Report 9 Deduct payments returned to applicants and members Mortuary funds 41190 expense funds 20817 total 10 Net amount received from members Mortuary funds 34004629 expense funds 17117293 total 11 Gross interest on mortgage loans less 23809 accrued interest on mortgages acquired during 1916 Re serve funds 14 Gross interest from all other sources Reserve funds 15 Gross rents from associations property including 3 000 for associations occupancy of its own buildings Reserve funds 16 Sale of lodge supplies Expense funds 17 From all other sources viz Exchange Expense funds Change certificate fees Expense funds Increase in cr ledger balances over same item of 1915 Expense funds Interest on investment during construction of building Reserve funds 19 Total income Mortuary funds 34004629 reserve funds 14297858 expense funds 17317805 total Disbursements 1 Death claims Mortuary funds 2 Permanent disability claims Mortuary funds 3 Sick and accident claims Mortuary funds 6 Iuterest on claim Mortuary funds 8 Total benefits paid Mortuary funds 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries of deputies and organizers Expense funds 12 Salaries of officers and trustees Expense funds 14 Salaries and other compensation of committees Ex pense funds 15 Salaries of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 620 07 511219 22 40378 73 152 88 84428 57 1288 17 13 90 218 00 485 05 18018 40 656202 92 168670 00 668 20 3125 00 571 24 173034 44 86531 14 10896 22 20210 52 2448 00 11356 50 4999 80 72 00 481 56ComptrollerGenerals Report 757 20 For collection and remittance of assessments and dues Expense funds 21 Insurance department fees Expense funds 22 Rent including 300000 for associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication 28 Legal expense in litigating claims Mortuary funds 40333 expense funds 138938 total 29 Other legal expenses Reserve funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Re serve funds 33 Tax on furniture Expense funds 34 Actuary Expense funds 35 Interest and discount Reserve funds 6101600 ex pense funds 180663 total 36 Traveling expenses Expense funds 37 Prizes Expense funds 38 Auditors Expense funds 39 Inspections Expense funds 40 Charity and subscriptions Expense funds 41 Gross losson on sale and maturity or decrease by ad justment of ledger assets Bond premiums Expense funds Fraternal congresses Expenses Borrowed money repaid Expense funds 42 Total disbursements Mortuary funds 17343777 re serve fund 5376772 expense funds 17794187 total 3784 33 906 35 5356 10 7253 19 3823 37 1541 51 5306 32 1792 71 25 00 115 25 47726 72 16 15 580 00 7822 63 2492 07 1099 36 525 00 2439 50 159 50 705 62 146 50 1500 00 405147 36 Ledger Assets 1 Book value of real estate less 7500 incumbrances 747805 45 2 Mortgage loans on real estate first liens 610484 15 5 Deposited in trust companies and banks on interest 10454 57 6 Cash in associations office 2500 deposited in banks not at interest 9304973 93074 73 7 Organizers balances 22361 75 8 Other ledger assets viz Accounts receivable 938 47 10 Total ledger assets 1485119 12758 ComptrollerGenerals Report NonLedger Assets 11 Interest due 42400 and accrued 11364187 on mortgages 14 065 87 15 Rents due 607 0Q 16 Total interest and rents due and accrued 14 672 87 17 Market value of real estate over book value 133687 55 18 Market value not including interest in item 12 of bonds and stocks over book value 44j400 63 16 Gross assets 1677880 17 Deduct Assets Not Admitted 27 Balance due from organizers not se cured by bonds or deferred corns 8050 43 34 Accounts receivable 938 47 8988 90 37 Total admitted assets 1668T Liabilities 1 Death claims due and unpaid 250 00 3 Death claims resisted 22 600 00 4 Death claims reported but not yet ad DJUSted 11300 00 5 Present value of deferred death and dis ability claims payable in installments State basis 6 IS 383 52 6 Total death claims 19 Salaries rents expenses commissions etc dueorac crued carried as ledger liabilities fi 9 SQ 20 Taxes due or accrued 89 21 Borrowed money 1800000 interest due and accrued On same 168750 22 Advance assessments 6 5 23 All other liabilities viz Accrued interest on mortgages acquired in 1916 25 Rent paid in advance 284 200 50 9 Total liabilities 90839 63ComptrollerGenerals Report 759 INDEPENDENT ORDER OF PURITANS PITTSBURGH PA 1 Membership fees actually received Department A 9242628 expense funds 511101 total Income 10 Net amount received from members Mortuary funds 11540973 disability funds 2149461 department A 226575 expense funds 15526771 total 13 Gross interest on bonds and dividends on stocks less accrued interest on bonds acquired during 1916 Mortuary funds 14 Gross interest from all other sources Mortuary funds 16 Sale of lodge supplies Expense funds 17 Prom all other sources viz Doctors attendance Expense funds Mileage Expense funds 18 Gross profit on sale or maturity or increase by adjust ment of ledger assets viz Mortuary funds 19 Total income Mortuary funds 12310021 disability funds 2149461 department A 226575 expense funds 15535423 total 1 Death claims funds 153175 Disbursements Mortuary funds 14806902 disability 9753729 1 Balance from previous year Mortuary funds 13000 expense funds 126500 total 1368 00 2 Assessments or premiums during first months of mem bership of which all or an extra percentage is used for expense Expense funds 3 All other assessments or premiums Mortuary funds 11585390 disability funds 2149461 Depart ment A 216275 total 5 Medical examiners fees actually received Expense funds 7 Certificate fees Expense funds Review fees Expense funds 153852 32 139511 26 90 00 52 25 198 50 Total received from members Mortuary funds 11585390 disability funds 2149461 department A 226575 expense funds 15545807 total 295072 33 Deduct payments returned to applicants and members Mortuary funds 44417 expense funds 19036 total 634 53 294437 80 7415 75 174 73 57 42 26 60 2 50 100 00 302214 80 total 149610 77760 ComptrollerGenerals Report 2 Permanent disability claims Mortuary tunas 4 074 26 6 Sick and accident claims Mortuary funds 2 367 50 disability funds 982807 total 4 Old age benefits Mortuary funds J 224 50 8 Total benefits paid Mortuary funds 1567i5 28 dis ability funds 1135982 total s 1fi 1n 9 Commissions and fees paid to deputies and organizers Expense funds 11 Salaries of managers or agentsnotdeputiesoror gamzers Expense funds 12 Salaries of officers and turstees Expense funds 9 HI 58 15 Salaries of office employes Expense funds 909 16 Other compensation of office employes Dept A 35 rl 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paidVo subordinVte Medical E 120 ammers Expense funds 19 Traveling and other expense of officerstrusteesVnd committees Expense funds 20 For collection and remittance of assessments and dues Department A 182341 expense funds 7799 88 total 21 Insurance department fees Expense funds J 11 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 2 11 24 Postage express telegraph and telephone Expense funds 25 L0fiTPlieS Departoent A 7500 expense funds p5b85 total 26 Official publication Expense funds III l 28 Legal expense in litigating claims Mortuary funds 1233 11 29 Other legal expense Expense funds I 30 Furniture and fixtures Expense funds III 81 Taxes repairs and other expenses on real estate Ex pense funds 33 Members discount Mortuary funds J7 22 34 Miscellaneous Expense funds 159 88 1215 34 42 Total disbursements Mortuary funds 158128 76 dis ability funds 1135982 department A 2 223 41 expense funds 10967491 total 2glg86 g Ledger Assets 2 Mortgage loans on real estate first liens o50 00 118365 19 ComptrollerGenerals Eeport 761 4 Book value of bonds 3000000 stocks 4640000 76400 00 5 Deposited in trust companies and banks on interest 3502 12 6 Cash in associations office 557488 deposited in banks not at interest 2888897 34463 85 8 Other ledger assets viz note 249 22 10 Total ledger assets NonLedger Assets 11 Interest due 55200 and accrued 3450 on mortgages 586 50 12 Interest due 90000 and accrued 7725 on bonds 977 25 16 Total interest and rents due and accrued 17 Market value of real estate over book value 18 Market value not including interest in item 12 of bonds and stocks over book value 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 21 Office furniture and fixtures 22 Lodge supplies estimated 26 Gross assets Deduct Assets Not Admitted 28 Bills receivable Note 245 22 34 Office furniture and fixtures 5075 69 35 Lodge supplies estimateed 6000 00 37 Total admitted assets Liabilities 3 Death claims resisted 7000 00 4 Death claims reported but not yet ad justed 16516 40 5 Present value of deferred death and dis ability claims payable in installments State basis 111920 12 6 Total death claims 135436 52 7 Permanent disability claims due and unpaid 63 00 1563 75 100 00 23600 00 25882 13 50775 69 6000 00 180586 76 11324 91 169261 85762 ComptrollerGenerals Report 15 Sick and accident claims reported but not yet adjusted 20125 00 18 Total unpaid claims 1QCnn 99 AH 135700 77 Advance assessments 01 0 81 29 Total liabilities 777771 141877 58 RAILWAY MAIL ASSOCIATION PORTSMOUTH NEW HAMPSHIRE 1 Balance from previous year Benefit funds 148 672 60 expense funds 793274 total 156605 34 Income 1 Membership fees actually received 410 00 3 All other assessments or premiums Benefit funds 96 706 50 4 Dues and per capita tax Expense funds 12887 00 7 Change of beneficiaries Expense funds 183 00 8 Total received from members Benefit funds 96 70650 expense funds 1348000 total no 186 50 13 Gross interest on bonds and dividends on stocks less accrued interest on bonds acquired during 1916 Benefit funds 3 787 50 14 Gross interest from all other sources Benefit funds 559 20 17 Prom all other sources viz Refund account overpayment of claim No 13608 Bene fit fund 5 14 19 Total income Benefit fund 10105834 expense funds 1348000 total f U4688 34 Disbursements 1 Death claims Benefit funds 31902 29 2 Permanent disability claims Benefit funds 4555 78 3 Sick and accident claims Benefit funds 71coo 7R 6 Loss of eye Benefit funds I 1000 00 8 Total benefits paid Benefit funds 109 096 12 Salaries of officers and trustees Expense funds 1370 00 15 Salaries of office employees Expense funds xm 00 19 Traveling and other expenses of officers trustees and committees Expense funds g g 20 For collection and remittance of assessments and dues Expense funds 4081 77ComptrollerGenerals Report 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 26 Official publication Expense funds 28 Legal expense in litigating claims Expense funds SO Furniture and fixtures Expense funds 33 Insurance office equipment Expense funds 34 Premium on bonds of secretary and local secretaries Expense funds 35 Paid to cert pub accountants Expense funds 36 Refund of annual dues to member account cancella tion of certificate Expense funds 41 Gross loss on sale or maturity or decrease by ad justment of ledger assets viz Bonds Benefit funds 42 Total disbursements Benefit funds 11008469 ex pense funds 1389364 total Ledger Assets 4 Book value of bonds 5 Deposited in trust companies and banks on interest 6 Deposited in banks not at interest 30000 00 10125 63 763 614 20 393 68 988 78 289 67 500 00 833 98 98 55 22 00 200 20 850 00 1 00 987 86 123978 33 107039 72 40125 63 147165 35 719 31 10 Total ledger assets NonLedger Assets 12 Interest aaccrued on bonds 26 Gross assets 147884 66 Deduct Assets Not Admitted 32 Book value of bonds and stocks over market value 37 Total admitted assets Liabilities S Death claims resisted 3365 22 144519 44 24000 00764 ComptrollerGenerals Report 15 Accident claims reported but not yet adjusted 18 Total unpaid claims 19 Salaries rents expenses commissionsetc due or ac crued 29 Total liabilities 7 V 305 98 24305 98 64 00 24369 98 SUPREME COUNCIL OF THE ROYAL ARCANUM BOSTON MASS 1 Balance from previous year Mortuary funds 6 38405559 reserve funds 490753106 expense funds 12889606 total u420482 J Income 3 Half cash liens in 1916 assts Mortuary funds 8U 555 n All other assessments or premiums Mortuary funds 7163839 84 Accumulated int on liens Mortuary funds 207924 14 4 Dues and per capita tax Expense funds 24ln in interest half cash payments Mortuary funds 4 000 ll 7 Changes of benefit certs Expense funds 32H 60 8 Total received from members Mortuary funds 8 187 31965 expense funds 24470970 total 8 432 029 35 9 Deduct payments returned to applicants and mem bers Expense funds 9 00 10 Net amount received from members Mortuary funds 8187 31965 expense funds 24470070 total 8432 020 35 13 Gross interest on bonds and dividends on stocks less accrued interest on bonds acquired during 1916 Reserve funds 18017183 expense funds 700 00 total 14 Gross interest from all other sources Mortuary funds 18871 1208458 reserve funds 166494 expense funds 166000 total 15GTnJentS frm associatins Property Including 1549 606733 for associations occupancy of its own build ings Expense funds 16 Sale of lodge supplies Expense funds Z 17 Prom all other sources viz b R A Bulletin to Grand Councils Expense funds 80 4n Fines Expense funds 4 R A Bulletin advertisements Expense funds 1111 Sale of old paper and metal Expense funds 7 Death claims paid previous to 1916 returned and can celled 1916 Mortuary funds 9 000 00 ComptrollerGenerals Report 765 18 Gross profit on sale or maturity or increase by ad justment of ledger assets viz Reserve funds 1370 18 19 Total income Mortuary funds 820840423 reserve funds 18320695 expense funds 25621724 total 8647828 42 Disbursements 1 Death claims Mortuary funds 9456o 11 10 Salaries of deputies and organizers Expense funds 20429 15 12 Salaries of officers and trustees Expense funds 29697 42 13 Other compensation of officers and trustees Expense funds 14 Salaries and other compensation of committees Ex r j 3600 00 pense funds 15 Salaries of office employees Expense funds 60776 87 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 4502 50 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 10 00 19 Traveling and other expenses of officers trustees and committees Expense funds llllt 21 Insurance department fees Expense funds 760 50 22 Rent including 606733 for associations occupancy of its own buildings Expense funds 7487 83 23 Advertising printing and stationery Expense funds 20128 90 24 Postage express telegraph and telephone Expense 5748 90 unds 77 QQ 25 Lodge supplies Expense funds 26 Official publication Expense funds 1M 27 Expense of Supreme Lodge meeting Expense funds 35647 81 28 Legal expense in litigating claims Expense funds 5003 07 29 Other legal expenses Expense funds 1581b b5 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Ex 6061 33 33 Ded account half cash lapses Mortuary funds 2397605 39 34 Ded account half cash cancellations Mortuary funds 100 60 35 Ded account selection of half cash option Mortuary liZy ot funds isfifiijfifi 36 All other disbursements Expense funds oo 41 Gross loss on bonds Reserve funds 179239 c 42 Total disbursements Mortuary funds 1247668095 reserve funds 17923930 expense funds 263 68882 total 12919boy u These items represent liens on certificates heretofore reported as in comenow rendered void by lapsed or surrendered protection766 ComptrollerGenerals Report Ledger Assets 1 Book value of real estate 71 866 55 3 Loans secured by benefit certificates in force December 31 1916 Prin 280804500 int 47435909 3282404 09 Loans secured by benefit certificates matured by death unpaid December 31 1916 Prin 4832397 int 970168 58025 65 4 Book value of bonds 3 084 489 g9 5 Deposited in trust companies and banks on interest 646916 08 8 Other ledger assets viz Deposit with Provincial Treas urer of Quebec 5000 00 10 Total ledger assets f 7jl48702 06 NonLedger Assets 12 Interest due 285015 and accrued 4285997 on bonds 14 Interest accrued on other assets 45710 12 1086 22 16 Total interest and rents due and accrued 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 20 All other assets Supreme Council dues 21 Due from Councils and Grand Councils 22 Printing plant 949766 printing material 196225 23 Supplies for sale 153785 office furniture 647484 26 Gross assets Deduct Assets Not Admitted 28 Bills receivable Due from Councils and Grand Councils 77 54 29 Overdue and accrued interest on bonds in default Boston and Maine R R 2850 00 31 Book value of real estate over market value 6866 55 32 Book value of bonds and stocks over market value 254069 69 33 Other items viz Amount of liens un der half cash plan Prin 2808 04500 int 47435909 3282404 09 34 Printing plant 949766 printing ma terial 196225 11459 91 46796 34 700922 54 99356 45 277 54 11459 91 8012 69 8015527 53ComptrollerGenerals Report 35 Supplies for sale 153785 office furni ture 647484 8012 69 767 3565940 47 37 Total admitted assets 4449587 06 Liabilities 1 Death claims due and unpaid 129232 87 3 Death claims resisted 10000 00 4 Death claims reported but not yet ad justed 759655 00 6 Total death claims 23 All other liabilities viz Due councils 24 Accounts and bills rendered after close of year 25 Federal income tax withholdings 898887 87 711 89 381 27 75 00 29 Total liabilities 900056 03 ROYAL NEIGHBORS OF AMERICA ROCK ISLAND ILLINOIS 1 Balance from previous year Mortuary funds 1946 25435 safety funds 3251517 relief funds 4 17470 expense funds 60438304 totals 2587300 26 Income 1 Membership fees actually received Expense funds 41163 00 3 All other assessments or premiums Mortuary funds 206066176 4 Dues and per capita tax Expense funds 343260 15 7 Certificate and card fees Expense funds 5343 50 8 Total received from members Mortuary funds 2 06066176 expense funds 38976665 total 2450428 41 9 Deduct payments returned to applicants and members Expense funds 619 39 10 Net amount received from members Mortuary funds 206066176 expense funds 38914726 total 2449809 02 13 Gross interest on bonds and dividends on stocks less 240949 accrued interest on bonds acquired during 1916 Mortuary funds 5608826 safety funds 90000 expense funds 1822525 total 75213 51768 ComptrollerGenerals Report 14 Gross interest from all other sources Mortuary funds 1617030 safety funds 30079 relief funds 80 12 expense funds 729560 total 01 15 TwT asSociations eriyi inciuding 81 135000 for associations occupancy of its own buildings Expense funds 16 Sale of lodge supplies Expense funds S 17 From all other sources viz 9791 iS Surety bond premiums Safety funds fi Q1 Surety losses recovered Safety funds tl Income official publication Expense funds A JI 18 Gross profit on sale or maturity or increase by ad justment of assets viz Mortuary funds 208140 Expense funds 24000 total 6oZl 40 19 Total income 213500172 safety funds 7816 62 relief funds 8012 expense funds 44819324 total 2591091 70 Disbursements 1 Death claims Mortuary funds 9 Commissions and fees paid to deputies andorganizers Expense funds 11 Salaries of managers or agents not deputies or or 148886 gamzers Expense funds 12 Salaries of officers and trustees Expense funds 2 11 15 Salaries of office employees Expense funds sol 4o 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paid toSubordinateMedicalEx ammers Expense funds 19 Traveling and other expenses of officers trusteesand committees Expense funds 21 Insurance department fees Expense funds f 11 22 Rent including 135000 for associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds i2 2 3 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds j 26 Official publication Expense funds llf l 28 Legal expense in litigating claims Expense funds 39 39 29 Other legal expenses Expense funds tl 30 Furniture and fixtures Expense funds til 11 31 Taxes repairs and other expenses on real estate Expense funds 33 Surety losses Safety funds 845 20 y 798 26ComptrollerGenerals Eeport 769 34 Appeals for help Relief funds 35 Investigating claims Safety funds 9642 expense funds 86431 total 36 Fuel light and water Expense funds 37 Fire insurance Expense funds 38 Surety bond premiums Expense funds 39 Employers liability insurance Expense funds 40 Fraternal associations Expense funds 41 Gross loss on sale or maturity or decrease by ad justment of ledger assets viz Mortuary funds 64130 safety funds 45558 expense funds SI 54833 total 152 30 960 73 1100 43 344 88 564 75 77 87 1189 00 2645 21 42 Total disbursements 190177647 safety funds 135026 relief funds 15230 expense funds 374 65253 total 227793156 Ledger Assets 1 Book value of real estate 4 Book value of bonds 5 Deposited in trust companies and banks on interest 10 Total ledger assets NonLedger Assets 12 Interest accrued on bonds 3 18 Market value not including interest in item 12 of bonds and stocks over book value 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodges Est 13500 00 1775658 94 1111301 46 2900460 40 29210 75 43110 06 180106 65 26 Gross assets 3152887 86 Liabilities 1 Death claims due and unpaid 32263 09 3 Death claims resisted 33000 00 4 Death claims reported but not yet ad justed 199250 00 6 Total death claims 19 Salaries rents expenses commissions etc due or ac crued Est 20 Taxes due or accrued 264513 09 32000 00 629 2S 29 Total liabilities 2197142 37770 ComptrollerGenerals Report TRAVELERS PROTECTIVE ASSN OF AMERICA ST LOUIS MO 1 Balance from previous year Mortuary funds 91 28081 reserve funds 16262634 expense funds 2800086 total 281908 01 Income 1 Membership fees actually received Mortuary funds 25734 00 3 All other assessments or premiums Mortuary funds 25571992 expense funds 11691440 total 472634 32 5 State proportion Expense funds 163486 59 7 Transfers and changes Expense funds 189 75 8 Total received from members Mortuary funds 381 45392 expense funds 28059074 total 66204466 9 Deduct payments returned to applicants and members Mortuary funds 151994 expense funds 230290 total 3822 84 10 Net amount received from members Mortuary funds 37993398 expense funds 27828784 total 65822182 12 Certificates of deposits Mortuary funds 234220 re serve funds 40000 total 2742 20 13 Gross interest on bonds and dividends on stocks less 21521 accrued interest on bonds acquired during 1916 Reserve funds 7838 29 14 Gross interest from all other sources Mortuary funds 154798 reserve funds 13473 expense funds 63352 total 2316 23 19 Total income Mortuary funds 38382416 reserve funds 837302 expense funds 27892136 total 671118 54 Disbursements 1 Death claims Mortuary funds 2 Permanent disability claims Mortuary funds 3 Accident claims Mortuary funds 8 Total benefits paid Mortuary funds 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries of State secretaries Expense funds 12 Salaries of officers and trustees Expense funds 13 Other compensation of officers and trustees Expense funds 180238 88 19375 00 227037 40 426651 2S 6866 65 36 00 5899 92 8181 53 ComptrollerGenerals Keport 771 14 Salaries and other compensation of committees Ex pense funds 15 Salaries of office employees Expense funds 16 Other compensation of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 20 For collection and remittance of assessments and dues Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication Expense funds 27 Expenses of Supreme Lodge meeting Expense funds 28 Legal expense in litigating claims Expense funds 29 Other legal expenses atty salary Expense funds 31 Taxes repairs and other expenses on real estate Expense funds 32 All other disbursements Expense funds State proportion Expense funds 41 Gross loss on sale or maturity or decrease by adjust ment of ledger assets viz Depreciation account office fixtures Expense funds 42 Total disbursements Mortuary funds expense funds 24571551 total 42665128 Ledger Assets 4 Book value of bonds 5 Deposited in trust companies and banks on interest Office fixtures 8 Other ledger assets viz 10 Total ledger assets NonLedger Assets 12 Interest accrued on bonds 13 Interest accrued on certificate of deposits 3164 52 807 78 16 Total interest and rents due and accrued 127 00 11287 63 16 00 1800 00 1137 71 1642 75 346 82 912 40 2398 40 5768 50 6851 89 876 93 12551 05 2279 29 6541 44 2400 00 23 50 2818 94 163514 12 437 04 672366 79 162300 18 114695 52 3664 06 280659 76 3972 30772 ComptrollerGenerals Report 18 Market value not including interest in item 12 of bonds and stocks over book value 4409 82 26 Gross assets 289041 88 Deduct Assets Not Admitted 33 Other items viz Office fixtures 3664 06 37 Total admitted assets 285377 82 Liabilities 4 Death claims reported but not yet ad justed 65000 00 15 Accident claims reported but not yet adjusted 16856 00 18 Total unpaid claims 81856 00 23 All other liabilities viz Bills unpaid 735 02 29 Total liabilities 82591 02 Investments in Georgia 2 Bonds 3000 00 UNITED COMMERCIAL TRAVELERS OF AMERICA COLUMBUS O 1 Balance from previous year Mortuary funds 14 79632 reserve funds 28597886 disability funds 3025067 building funds and suspense account 1 43975 W O funds 6101152 expense funds 7918722 total 472664 34 Income 1 Membership fees actually received W O fund 34650 00 3 All other assessments or premiums Mortuary funds 21733388 reserve funds 8693355 disability funds 34773416 expense funds 21733387 total 869335 46 4 Dues and per capita tax W O funds 37538 00 8 Total received from members Mortuary funds 217 33388 reserve funds 8693355 disability funds 34773416 W O funds 7218800 expense funds 21733387 total 941523 46ComptrollerGenerals Report 773 9 Deduct payments returned to applicants and members W O funds 10 Net amount received from members Mortuary funds 21733388 reserve funds 8693355 disability funds 34773416 W O funds 7161600 expense funds 21733387 total 13 Gross interest on bonds and dividends on stocks less 27179 accrued interest on bonds acquired during 1916 reserve funds 1283821 expense funds 18917 total 14 Gross interest from all other sources Mortuary funds 105436 reserve funds 37387 disability funds 37525 building funds and suspense account 12372 W O funds 200934 expense funds 82790 total 15 Gross rents from associations property including 5000 for associations occupancy of its own build ings Expense funds 16 Sale of lodge supplies Expense funds 17 Prom all other sources viz Official publication Expense funds Outstanding checks credited to fund Expense funds Fines Expense funds Donations Expense funds Suspense account Building funds and suspense ac count 19 Total income Mortuary funds 21838824 reserve funds 10014563 disability funds 34810941 building funds and suspense account 283137 W O funds 7506614 expense funds 24729723 total Disbursements 1 Death claims Mortuary funds 3 Accident claims Disability funds 6 Weekly payments Mortuary funds 7 Widows Orphans funds W O funds 8 Total benefits paid Mortuary funds 26874715 dis ability funds 38808929 W O funds 6711350 total 12 Salaries of officers and trustees Expense funds 15 Salaries of office employees Expense funds 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 572 00 940951 4C 13027 38 y 4764 44 5331 39 2541 87 20465 08 3 35 604 60 1440 80 2707 65 991838 02 255622 15 388089 29 43125 00 67113 50 723949 94 10520 00 28208 91 8000 00774 ComptrollerGenerais Report 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 19 Traveling and other expenses of officers trustees and committees Expense funds 21 Insurance department fees Expense funds 22 Rent including associations occupancy of its own buildings Expense funds 23 Advertising printing and stationery Expense funds 24 Postage express telegraph and telephone Expense funds 25 Lodge supplies Expense funds 26 Official publication Expense funds 27 Expenses of Supreme Lodge Meeting Expense funds 28 Legal expense in litigating claims Expense funds 29 Other legal expenses Expense funds 30 Furniture and fixtures Expense funds 31 Taxes repairs and other expenses on real estate Expense funds 32 Investigating claims Expense funds 33 Office expense Expense funds House expense Expense funds 34 Legislative account Expense funds 35 Bond of sup sub officers and depositories Ex pense funds 36 Federation Memb Information Bureau Expense funds Expense W O funds 37 Refunds to secretaries Building fund and suspense account 38 Accrued interest on bonds purchased from General Expense funds Reserve funds 41 Gross loss on sale or maturity or decrease by ad justment of ledger assets viz Premium on bonds charged off Reserve funds 42 Total disbursements Mortuary funds 26874715 re serve funds 150159 disability funds 38808929 building funds and suspense account 247702 W O funds 6713166 expense funds 16848879 total Ledger Assets 1 Book value of real estate 4 Book value of bonds 5 Deposited in trust companies and banks on interest 6 Cash in associations office 19040 4r 3145 04 1522 34 5000 00 3850 66 13181 44 2075 94 37426 99 13616 38 9794 53 3200 00 56 05 1220 63 3133 97 929 00 1432 10 175 00 1926 74 1032 62 18 16 2477 02 119 17 1382 42 896435 50 39166 00 338000 00 190676 26 209 60ComptrollerGenerals Report 9 Petty cash in office 10 Total ledger assets NonLedger Assets 12 Interest accrued on bonds 17 Market value of real estate over book value 18 Market value not including interest in item 12 of bonds and stocks over book value 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 21 Due from Subordinate and Grand Councils 22 Due from Bonding Company on bond of former Su preme Secretary 23 Furniture and fixtures 24 Stationery and house supplies 37 Total admitted assets Liabilities 3 Death claims resisted 4 Death claims reported but not yet ad justed 5 Present value of deferred death and dis ability claims payable in install ments State basis 2500 weekly 126000 00 25200 00 32187 50 775 15 00 568066 86 4679 82 10834 00 17730 00 157397 94 1375 77 34159 00 17232 48 6074 26 26 Gross assets 817550 13 Deduct Assets Not Admitted 28 Bills receivable 35534 77 30 Market value of special deposits in ex cess of corresponding liabilities 26014 00 34 Furniture and fixtures 17232 48 35 Stationery and house supplies 6074 26 6 Total death claims 14 Accident claims resisted 7496 56 15 Accident claims reported but not yet ad justed 5gj266 00 84855 51 732694 62 183287 50 65762 56 16 Total accident claims 18 Total unpaid claims 249150 06776 ComptrollerGenerals Report 19 Salaries rents expenses commissions etc due or ac crued 20 Taxes due or accrued 29 Total liabilities 592 03 246 93 249989 02 SUPREME FOREST WOODMEN CIRCLE OMAHA NEBRASKA 1 Balance from previous year Mortuary funds 124 17380 reserve funds 459168702 convention 6880511 expense funds 6416910 total 4848835 03 Income 3 All other assessments or premiums Mortuary funds 144656462 reserve funds 16072875 expense funds 35281730 total 1960110 67 4 Dues and per capita tax Expense funds 4332 50 7 Certificate fees Expense funds 30319 05 8 Total received from members Mortuary funds 1 44656462 reserve funds 16072875 expense funds 38746885 total 1994762 22 9 Deduct payments returned to applicants and members 87031 expense funds 190650 total 2776 81 10 Net amount received from members Mortuary funds 144569431 reserve funds 16072875 expense funds 38556235 total 1991985 41 11 Gross interest on mortgage loans less accrued interest on mortgages acquired during 1916 Reserve funds 2000 00 L3 Gross interest on bonds and dividends on stocks less 701752 accrued interest on bonds acquired during 1916 Reserve funds 224256 48 14 Gross interest from all other sources Mortuary funds 406014 reserve funds 246646 conven tion 138811 expense funds 124582 total 9160 53 16 Sale of lodge supplies Expense funds 4607 41 17 Prom all other sources viz Cancelled warrants Reserve funds 057 expense funds 1700 total 17 57 Refunded convention expense Convention 450 00 National Surety Co Expense funds 15 20 Surety bonds Expense funds 6093 90 Pattern sale 15 77ComptrollerGeneral s Report 777 18 Gross profit on sale or maturity justment of ledger assets viz or increase by Reserve funds ad 442 89 19 Total income Mortuary funds 144975502 reserve funds 38989458 convention 183811 expense funds 39755745 total 2239045 16 Disbursements 1 Death claims Mortuary funds 864241 67 4 Old age benefits Mortuary funds 950 00 6 Monuments Mortuary funds 94620 00 7 Funeral benefits Mortuary funds 14500 00 8 Total benefits paid Mortuary funds 97431167 9 Commissions and fees paid to deputies and organizers Expense funds 126635 00 10 Salaries of deputies and organizers Expense funds 31655 80 12 Salaries of officers and trustees Expense funds 14304 17 14 Salaries and other compensation of committees ex pense funds 2467 50 15 Salaries of office employees Expense funds 48113 25 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 3600 00 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 30 30 19 Traveling and other expenses of officers trustees and committees Expense funds 2412 30 21 Insurance department fees Expense funds 945 50 22 Rent including associations occupancy of its own buildings Expense funds 11450 00 23 Advertising printing and stationery Expense funds 19894 27 24 Postage express telegraph and telephone Expense funds 13142 54 25 Lodge supplies Expense funds 4992 45 26 Official publication Expense funds 31224 50 28 Legal expense in litigating claims Expense funds 1074 64 29 Other legal expenses Expense funds 4776 97 30 Furniture and fixtures Expense funds 9263 70 33 Executive Council meetings Expense funds 5675 47 34 Surety bonds Expense funds 4165 88 35 Premiums Expense funds 1479 10 36 Office expense Expense funds L098 43 37 Annual receipt card cases Expense funds 3309 44 38 Miscellaneous Expense funds 658 25778 ComptrollerGenerals Report 41 Gross loss on sale or maturity or decrease by ad justment of ledger assets viz Reserve funds 6530 96 42 Total disbursements Mortuary funds 97431167 re serve funds 653096 expense funds 34236946 total 1323212 09 Ledger Assets 2 Mortgage loans on real estate first liens 50000 00 4 Book value of bonds 5095114 23 5 Deposited in trust companies and banks on interest 578630 52 6 Cash in associations office 40923 35 10 Total ledger assets 5764668 10 NonLedger Assets 11 Interest accrued on mortgages 1666 66 12 Interest accrued on bonds 68349 46 14 Interest accrued on other assets 359 96 16 Total interest and rents due and accrued 70376 08 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 170000 00 21 Furniture and fixtures inventory 23879 87 22 Supplies printed matter and stationery 11466 25 23 Premiums 1312 92 24 Present value of future contribution to be received from members now disabled int 4 1104 69 26 Gross assets 6042807 91 Deduct Assets Not Admitted 30 Market value of special deposits in ex cess of corresponding liabilities 5907 47 34 Furniture fixtures supplies etc and premiums inventories 36659 04 42566 51 37 Total admitted assets 6000241 40 Liabilities 1 Death claims due and unpaid 12441 67 3 Death claims resisted 2000 00ComptrollerGenerals Report 779 4 Death claims reported but not yet ad justed 164466 49 6 Total death claims 178908 16 17 Old age and other benefits due and unpaid Int 4 6990 81 18 Total unpaid claims 185898 81 19 Salaries rents expenses commissions etc due or ac crued 21423 51 22 Advance assessments 32443 51 29 Total liabilities 239765 83 Investments in Georgia 2 Bonds 45000 00 WOODMEN OF THE WORLD OMAHA NEBRASKA 1 Balance from previous year Mortuary funds 466 46880 emergency funds 2551417484 expense funds 31466297 total 26295306 61 Income 1 Membership fees actually received Expense funds 137682 86 3 All other assessments or premiums Mortuary funds 901546978 emergency funds 120206264 ex pense funds 180309398 total 12020626 40 4 Dues and per capita tax Expense funds 6465 47 8 Total received from members Mortuary funds 9 01546978 emergency funds 120206264 expense funds 194724231 total 12164774 73 9 Deduct payments returned to applicants and members Mortuary funds 768111 expense funds 760792 total 15289 03 10 Net amount received from members Mortuary funds 900778867 emergency funds 120206264 ex pense funds 93963439 total 12149385 70 11 Gross interest on mortgage loans less accrued interest on mortgages acquired during 1916 emergency funds 658249 780 ComptrollerGenerals Eeport 13 Gross interest on bonds and dividends on stocks less 6026001 accrued interest on bonds acquired during 1916 Emergency funds 1192546 06 14 Gross interest from all other sources Mortuary funds 1081819 emergency funds 1596212 expense funds 640224 total 33 182 55 15 Gross rents from associations property including 4830000 for associations occupancy of its own buildings Expense funds 186 521 28 16 Sale of lodge supplies Expense funds 53099 09 17 From all other sources viz Surety bonds of camp officers and deputies Expense TfUnds 18824 53 Boys of Woodcraft dues fees and benefit fund ex pense funds 124076 National Surety Co for losses and camp funds Ex pense funds j 994 16 Warrants cancelled Mortuary funds 800 00 Dues from Canadian and Pacific jurisdictions of W O W Expense funds 350 00 Miscellaneous Expense funds 141 60 18 Gross profit on sale or maturity or increase by ad justment of ledger assets viz emergency funds 7849 82 19 Total income Mortuary funds 901940686 emer gency funds 242500313 expense funds 2178 2085 t0tal 13622618 04 Disbursements 1 Death claims Mortuary funds 7J40552 4 Old age benefits Mortuary funds 164 250 00 6 Monuments Mortuary funds 537951 7 8 Total benefits paid Mortuary funds 8442754 47 9 Commissions and fees paid to deputies and organizers Expense funds 10 Salaries and expenses of deputies and organizers Expense funds 12 Salaries of officers and trustees Expensefunds 31100 00 13 Other compensation of officers and trustees Expense funds 15 Salaries of office employees Expense funds gllMfi 11 17 Salaries and fees paid to Supreme Medical Examiners Expense funds 18 Salaries and fees paid to Subordinate Medical Ex aminers Expense funds 459 50COHPTivuLLERGrENERAlS REPORT 781 19 Traveling and other expenses of officers trustees and committees Expense funds 17403 id 21 Insurance department fees Expense funds 2419 02 22 Rent including 4830000 for associations occupancy of its own buildings Expense funds 49800 00 23 Advertising printing and stationery Expense funds 147728 47 24 Postage express telegraph and telephone Expense funds 56154 32 25 Lodge supplies Expense funds 22439 76 26 Official publication Expense funds 11417154 28 Legal expense in litigating claims Expense funds 14628 07 29 Other legal expenses Expense funds 22318 74 30 Furniture and fixtures Expense funds 10322 51 31 Taxes repairs and other expenses on real estate Ex pense funds 99230 73 33 Special prizes to camp clerks Expense funds 57185 00 34 Uniform rank encampment officers Expense funds 54008 91 35 Surety bonds of soverign officers camp officers and deputies Expense funds 14518 50 36 Premiums for obtaining new members Expense funds 6113 34 37 Deputy and other balances charged off Expense funds 573 61 38 Other disbursements Expense funds 19352 99 41 Gross loss on sale or maturity or decrease of ledger assets viz Bonds Emergency funds 38033 45 42 Total disbursements Mortuary funds 844275447 emergency funds 3803345 expense funds 1569 33277 total 10050120 69 Ledger Assets 1 Book value of real estate 1354302 24 2 Mortgage loans on real estate first liens 133000 00 4 Book value of bonds 27019734 82 5 Deposited in trust companies and banks on interest 1321071 16 6 Cash in associations office 39695 74 10 Total ledger assets 29867803 96 NonLedger Assets 11 Interest accrued on mortgages 1009 54 12 Interest accrued on bonds 287324 30 15 Rents due 986 53 16 Total interest and rents due and accrued 289320 37782 ComptrollerGenerals Beport 19 Assessments actually collected by Subordinate Lodges not yet turned over to Supreme Lodge 1120000 00 21 Due from camp secured by bonds 12272 55 22 Inventory of supplies blanks premiums furniture and equipment 195436 00 46 Liens on certificates in good standing 776588 59 26 Gross assets 32261421 51 Deduct Assets Not Admitted 34 Inventory supplies blanks premiums and furniture 195436 00 35 Liens on certificates in good standing 776588 59 972024 59 37 Total admitted assets 31289396 88 Liabilities 1 Death claims due and unpaid 6436 59 3 Death claims resisted including 82 monuments 105575 00 4 Death claims reported but not yet ad justed including 869 monuments 1090475 00 2722 monuments on liquidated death caims 272200 00 6 Total death claims 1474686 59 17 Old age and other benefits due and unpaid WOW experience and 4 823957 66 18 Total unpaid claims iZTZ 19 balanes rents expenses commissions etc due or ac crued 68035 43 24 General relief fund 25 Boys of Woodcraft benefit fund ft7 26 Due to others 7 d0 49 96 29 Total liabilities 7VS Investments in Georgia 2 Bonds 339387 83INDEX FIRE COMPANIES A AACHENMUNICH FIREU S BRANCH Statement of 1 AETNA INS CO HARTFORD CONN Statement of 3 AGRICULTURAL FIRE INS CO WATERTOWN N Y Statement of 7 ALLIANCE INS CO PHILADELPHIA PA Statement of 10 AMERICAN CENTRAL STOCK FIRE MO Statement of 13 AFRICAN DRUGGISTS STOCK FIRE INS CO OHIO Statement of 16 AMERICAN EAGLE FIRE INS CO NEW YORK N Y Statement of 18 AMERICAN INS CO NEWARK N J Statement of 21 ATLAS ASSURANCE CO LONDON ENG Statement of 25 THE AUTOMOBILE INSURANCE CO HARTFORD CONN Statement of 27 B BOSTON INS CO MASS Statement of 30 BRITISH AMERICAN ASSURANCE CO CANADA Statement of 34 C CALEDONIAN FIRE INS CO N Y Statement of 37 CAMDEN INS CO N J Statement of 41784 ComptbollerGenkrais Eepokt CENTRAL MFRS MUTUAL OHIO Statement of 44 CITIZENS INS CO MISSOUEI Statement of 47 CITY OF NEW YOEK INS CO N Y Statement of 50 COMMERCIAL UNION ASSN CO ENG Statement of 52 COMMONWEALTH INS CO N Y Statement of 55 CONCORDIA FIRE INS CO WIS Statement of 59 CONNECTICUT FlEE INS CO CONN Statement of 62 CONTINENTAL INS CO N Y Statement of 65 COUNTY INS CO PA Statement of 69 E EQUITABLE FIEE AND MARINE INS CO R I Statement of 72 EQUITABLE INS CO S C Statement of 76 F FIDELITYPHENIX INS CO NEW YORK N Y Statement of 79 FIEE ASSOCIATION PHILADELPHIA PA Statement of go FIREMANS FUND INS CO CAL Statement of 86 FIREMENS FIRE INS CO N J Statement of 90 FITCHBUBG MUTUAL FIEE INS CO MASS Statement of 93 FRANKLIN FIRE INS CO PA Statement of 96ComptbollekGenerals Report 85 G GEORGIA HOME EIRE INS CO GA Statement of GERMAN ALLIANCE INS CO N Y Statement of GERMANAMERICAN INS CO N Y Statement of GERMANIA EIRE INS CO N Y Statement of 10 GIRARD EIEE AND MARINE INS CO PHILADELPHIA PA Statement of H3 GLENS PALLS INS CO N Y Statement of 116 GLOBE AND RUTGERS FIRE INS CO N Y Statement of Hy H HAMBURGBREMEN EIRE INS CO GERMANYN Y Statement of la HANOVER EIRE INS CO N Y Statement of 125 HARTFORD FIRE INS CO CONN Statement of 129 HOME INSURANCE CO N Y Statement of 131 I INSURANCE CO OF NORTH AMERICA PA Statement of 134 INSURANCE CO STATE OF PA PA Statement of 137 L LIVERPOOL LONDON GLOBE INS CO ENG Statement of 142 LIVERPOOL LONDON GLOBE INS CO N Y Statement of 145786 ComptbolleeGenerais Eepobt LONDON ASSURANCE COE N Y Statement of 149 LONDON LANCASHIRE FIRE INS CO ENGN Y Statement of 152 LUMBEE MUTUAL FIEE INS CO MASS Statement of 156 LUMBEEMENS MUTUAL EIRE OHIO Statement of 159 M MASSACHUSETTS EIEE AND MARINE MASS Statement of 161 MECHANICS INS CO PHILADELPHIA PA Statement of 165 MEECANTILE MUTUAL FIRE R Statement of 168 MILWAUKEE MECHANICS INS CO WIS Statement of 170 N NATIONAL BEN FRANKLIN FIRE INS CO Statement of 173 NATIONAL FIRE INS CO PARIS FRANCE Statement of 177 NATIONAL FIRE INSURANCE CO CONN Statement of 179 NATIONAL UNION FIRE INS CO PA Statement of 183 NEW BRUNSWICK FIRE INS CO N J Statement of 186 NEW HAMPSHIRE FIRE INS CO N H Statement of mTT 189 NEW JERSEY FIRE INS CO N J Statement of 192 NIAGARA FIRE INS CO N Y Statement of igg NORDDEUTSCHE FIRE INS CO N Y Statement of 200COMPTHOLLERGENERAIS KePOKT 787 NORTH BRITISH AND MERCANTILE FIRE INS CO U S N Statement of 203 NORTHERN ASSURANCE CO U S BRANCH N Y Statement of 207 NORTHERN INS CO N Y Statement of 210 NORTH RIVER INS CO N Y Statement of 212 NORTHWESTERN NATIONAL FIRE INS CO WI8 Statement of 215 NORWICH UNION FIRE SOCIETY ENGLAND N Y Statement of 218 O ORIENT INS CO HARTFORD CONN Statement of 221 P PACIFIC FIRE INS CO N Y Statement of 225 PALATINE INS CO Ltd ENGLAND Statement of 228 PENNSYLVANIA FIRE INS CO PA Statement of 20 PENNSYLVANIA LUMBERMENS FIRE PA Statement of 233 PENNSYLVANIA MILLERS FIRE INS CO PA Statement of 236 PHENIX FIRE INS CO R I Statement of 238 PHOENIX ASSURANCE Ltd ENGLAND Statement of 241 PHOENIX FIRE INS CO CONN Statement of 244 PROVIDENCE WASHINGTON FIRE R I Statement of 24788 ComptkollebGenerais Eepoht Q QUEEN INS CO OF AMERICA N Y Statement of 250 E KHODE ISLAND INS CO Statement of 254 EOYAL EXCHANGE ASSURANCE ENGLAND Statement of 256 ROYAL INS CO Ltd ENGLAND Statement of 259 S SAVANNAH EIRE INS CO GA Statement of 263 SCOTTISH UNION NATIONAL INS CO Statement of 266 SECURITY INS CO CONN Statement of 26 SOUTHERN MUTUAL EIRE GA Statement of 272 SPRINGFIELD FIRE AND MARINE MASS Statement of 275 STANDARD FIRE INS CO Statement of 278 STERLING FIRE INS CO IND Statement of 281 284 STUYVESANT INS CO NEW YORK CITY Statement of SUN INS CO ENGU S BRANCH Statement of SVEA FIRE AND LIFE Ltd SWEDEN Statement of 294 U UNION FIRE INS CO FRANCE Statement of 297ComptrollerGenerals Eeport 789 UNITED STATES EIRE INS CO N Y 299 Statement of W WESTCHESTER FIRE INS CO N Y Statement of 303 WESTERN ASSURANCE CO CANADA Statement of 306 Y YORKSHIRE INS CO Ltd ENGLAND U S BRANCH Statement of 309 LIFE COMPANIES A AETNA LIFE INS CO CONN Statement of 312 AMERICAN CENTRAL LIFE Statement of 316 AMERICAN NATIONAL INS CO TEXAS Statement of 319 ATLANTIC LIFE INS CO VA Statement of 322 B BANKERS INTERNATIONAL ASSURANCE CO DENVER COL Statement of 3Za BANKERS RESERVE LIFE CO NEB Statement of 328 C CHEROKEE LIFE INS CO GA Statement of 331 COLUMBIA LIFE INS CO OHIO Statement of 334790 ComptkollebGenerais Report COLUMBIAN NATIONAL LIFE MASS Statement of ooo CONNECTICUT MUTUAL LIFE CONN Statement of o4ij E EQUITABLE LIFE ASSURANCE SOCIETY N Y Statement of 345 F FEDERAL LIFE INS CO ILL Statement of 349 FIDELITY MUTUAL LIFE INS CO PA Statement of 351 FEANKLIN LIFE INS CO ILL Statement of 354 G GEORGE WASHNGTON LIFE Statement of 357 GERMANIA LIFE INS CO N Y Statement of 360 GREAT SOUTHERN LIFE INS CO BIRMINGHAM ALA Statement of 362 H HOME LIFE INS CO N Y Statement of 365 I ILLINOIS LIFE INS CO ILL Statement of 368 INDIANA NATIONAL LIFE IND Statement of 371 INTERSOUTHERN LIFE INS CO KY Statement of 373 INTERNATIONAL LIFE INS CO MO Statement of 376ComptrollekGenebais Eeport 791 J JEFFERSON STANDARD LIFE INS CO N C Statement of 37S L LIFE INS CO OF VIRGINIA VA Statement of 383 LINCOLN RESERVE LIFE ALA Statement of 386 M MARYLAND LIFE INS CO MD Statement of 390 MANHATTAN LIFE INS CO N Y Statement of 393 MASSACHUSETTS MUTUAL LIFE INS CO MASS Statement of 397 MERCHANTS LIFE INS CO Statement of 40 METROPOLITAN LIFE INS CO Statement of 402 MICHIGAN MUTUAL LIFE INS CO Statement of 405 MISSOURI STATE LIFE INS CO Statement of 40 MUTUAL BENEFIT LIFE INS CO Statement of 42 MUTUAL LIFE INS CO N Y Statement of 415 N NATIONAL LIFE INS CO MONTPELIER VT Statement of 418 NATIONAL LIFE INS U S AMERICA ILL Statement of 422 NEW ENGLAND MUTUAL LIFE MASS Statement of 425 NEW YORK LIFE INS CO N Y Statement of 4281593 CompteollebGenebais Eepoet NORTH CAROLINA MUTUAL PKOV ASSOCIATION Statement of 431 NORTHWESTERN MUTUAL LIFE WIS Statement of 4oi P PACIFIC MUTUAL LIFE CAL Statement of 436 PANAMERICAN LIFE INS CO LA Statement of 440 PENN MUTUAL LIFE INS CO PA Statement of 442 PHOENIX MUTUAL LIFE INS CO CONN Statement of 445 PITTSBURGH LIFE AND TRUST CO PA Statement of 448 PROVIDENT LIFE AND TRUST CO PHILA PA Statement of 452 PRUDENTIAL INS CO OF AMERICA N J Statement of 454 R RELIANCE LIFE INS CO PA Statement of 460 RESERVE LOAN LIFE INS CO Statement of 463 S SECURITY MUTUAL LI PE INS CO N Y Statement of 466 STANDARD LIFE INS CO Statement of 469 SOUTHERN STATES LIFE INS CO ALA Statement of 472 STATE LIFE INS CO IND Statement of 475 STATE MUTUAL ASSURANCE CO Statement of 478ComptrollerGenerals Eeport 793 T TRAVELERS INS CO HARTFORD CONN Statement of U UNION CENTRAL LIFE INSCO OHIO Statement of UNITED LIFE ACCIDENT INS CO N H Statement of V VOLUNTEER STATE LIFE INS Co TENN Statement of MISCELLANEOUS COMPANIES A AETNA ACCIDENT LIABILITY CO Statement of AMERICAN CASUALTY CO PA Statement of AMERICAN CREDIT INDEMNITY CO N Y 497 Statement of AMERICAN LIFE AND ACCIDENT CO MO Statement of AMERICAN SURETY CO N Y Statement of AMERICAN INDEMNITY CO GALVESTON TEXAS Statement of 506 C CLOVER LEAF CASUALTY CO JACKSONVILLE ILL Statement of 509 COLUMBIAN NATIONAL LIFE CO MASS Statement of 511794 ComptrollerGenerals Eeport CONTINENTAL CASUALTY CO ILL Statement of 514 E EMPLOYEES LIABILITY ASSURANCE COEP Ltd U S BRANCH BOSTON MASS Report of 517 F FEDERAL CASUALTY CO MICH Statement of 519 FIDELITY AND CASUALTY CO N Y Statement of 521 FIDELITYDEPOSIT CO MD Statement of 524 FRANKFORT GENERAL INS CO N Y Statement of 528 G GENERAL ACCIDENT EIRE AND LIFE AggN CQRp statement of 531 GEORGIA CASUALTY COMPANY MACON GEORGIA Statement of 534 GLOBE INDEMNITY CO N Y Statement of 537 H HARTEORD ACCIDENT INDEMNITY CO CONN Statement of wxm 539 HARTFORD STEAM BOILER INSPECTIONINS CO Statement of 542 1 INTERSTATE CASUALTY CO ALA Statement of INTERSTATE LIFEACCIDENT TENN Statement of 547ComptrollerGenerals Eeport 795 L LLOYDS PLATE GLASS INS CO N Y Statement of LONDON GUARANTEE ACCIDENT CO ILL Statement of LOYAL PEOTECTIVE INS CO MASS Statement of M MARYLAND CASUALTY CO MD Statement of MASONICMUTUAL ACCIDENT CO MASS Statement of MASONIC PEOTECTIVE ASSOCIATION MASS Statement of MASSACHUSETTS BONDING INS CO MASS Statement of METROPOLITAN CASUALTY CO N Y 50 Statement or N NATIONAL CASUALTY CO MICH Statement of NATIONAL LIFE AND ACCIDENT INSURANCE CO TENN 575 Statement or NATIONAL SURETY COMPANY N Y Statement of NEW YORK PLATE GLASS INS CO Statement of NORTH AMERICAN ACCOUNT INS CO ILL 580 Statement or O OCEAN ACCIDENT GUARANTEE CORP N Y Ooo Statement of P PACIFIC MUTUAL INS CO CAL Statement of 796 ComptrollerGenerals Eeport PREFERRED ACCIDENT INS CO N Y Statement of 593 PROVIDENT LIEEACCIDENT INS CO TENN Statement of 601 R RIDGELY PROTECTIVE ASSOCIATION MASS Statement of 598 ROYAL INDEMNITY CO N Y Statement of 6601 S STANDARD ACCIDENT INS CO MICH Statement of 604 STANDARD MARINE INS CO N Y Statement of 606 T THAMESMERSEY MARINE DNS CO Ltd NY Statement of 609 TOKIO MARINE INSURANCE CO N Y Statement of 612 TRAVELERS INDEMNITY CO CONN Statement of j5 TRAVELERS INSURANCE CO CONN Statement of 618 U R9q UNION MAlmE INSURANCE CO THE LTlT N tl Statement of x 630 W WELsuttTACCIDMT C0M OHIOAOO nx 633ComptrollerGexerais Beport 97 INDUSTRIAL LIFE HEALTH AND ACCIDENT COMPANY ATLANTA MUTUAL INS CO GA Statement of ASSESSMENT INSURANCE COMPANIES A AMERICAN INS CO GA e 639 Statement ot B BANKERS HEALTH LIFE INS CO GA Statement of BARTOW COUNTY MUTUAL FIRE AND STORM INS CO GA 642 Statement of C CHATHAM MUTUAL LIFE AND HEALTH INSURANCE CO GA Statement of CONTINENTAL LIFE AND HEALTH INS CO GA 645 Statement of F FARMERS COOPERATIVE ASSESSMENT FIRE GA Statement or FARMERS MUTUAL ASSESSMENT FIRE GA Statement of FARMERS PROTECTIVE FIRE INSURANCE CO Ga Statement of FREE STATE COOPERATIVE ASSESSMENT FIRE GA Statement of G GEORGIA MUTUAL LIFE HEALTH INS CO GA Statement of GERMAN MUTUAL FIRE INSURANCE CO GA Statement of 798 ComptrollekGenebais Eepobt GORDON CO MUTUAL PIKE AND STORM INS CO GA Statement of 6o6 GUARANTEE FUND LIFE ASSO OMAHA Statement of 6o7 GUARANTY MUTUAL LIFE INS CO GA Statement of 659 I INDUSTRIAL LIFE AND HEALTH CO GA Statement of 661 M MUTUAL BENEFIT INDUSTRIAL LIFE INS CO GA Statement of 661 N NATIONAL LIFE ASSN IOWA Statement of 666 P PILGRIM HEALTH AND LIFE GA Statement of 668 S SOUTH GEORGIA FARMERS FIRE GA Statement of 671 SOUTHERN COOPERATIVE FIRE INS CO Statement of 671 SUNLIGHT INSURANCE CO GA Statement of 673 FRATERNAL SOCIETIES A AMERICAN INSURANCE UNION OHIO Statement of 675 AMERICAN WORKMEN THE WASHINGTON D C Statement of 679 AMERICAN WOODMEN SUPREME CAMP OF COL Statement of 681CompteolleeGenebais Kepoet 799 B BEN HUE SUPREME TEIBE OF INDIANA Statement of 0 CATHOLIC KNIGHTS OF AMERICA THE MO Statement of COLUMBIAN CIRCLE THE ILLINOIS Statement of COLUMBIAN WOODMEN THE GA Statement of CATHOLIC ORDER OP PORESTERS WOMENS ILLINOIS 696 Statement or P FRATERNAL AID UNION THE KANSAS yo Statement or FRATERNAL MYSTIC CIRCLE SUPREME RULING OF PA Statement of G GOLDEN CROSS OP THE WORLD UNITED ORDER OP TENN Statement of GOLDEN SEAL ORDER OF THE NEW YORK Statement of GRAND FRATERNITY THE PA Statement of H HEFTASOPHS IMPROVED ORDER OP BALTIMORE MD Statement of J JUNIOR O U A M NATIONAL COUNCIL OF NORTH AMERICA 718 Statement of K KNIGHTS OP COLUMBUS NEW HAVEN CONN Statement of KNIGHTS OF PYTHIAS SUPREME LODGE OF IND Statement of 800 ComptrollerGenerais Eeport M MACCABEES THE DETROIT MICHIGAN Statement of 727 MACCABEES THE WOMANS BENEFIT OF MICH Statement of L MASONS ANNUITY ATLANTA GA Statement of 34 MASONIC MUTUAL LIFE ASSOCIATION THE WASHINGTON D C Statement of lot MODERN BROTHERHOOD OF AMERICA MASON CITY IOWA Statement of 740 MODERN WOODMEN OF AMERICA ILLINOIS Statement of 743 MOSAIC TEMPLARS NATIONAL ORDER OF AMERICA ARK Statement of 746 N NATIONAL PROTECTIVE LEGION N Y Statement of 748 NATIONAL UNION THE OHIO Statement of 752 P PRAETORIANS MODERN ORDER OF TEXAS Statement of 755 PURITANS INDEPENDENT ORDER OF PA Statement of 759 R RAILWAY MAIL ASSOCIATION XEW HAMPSHIRE Statement of 762 ROYAL ARCANUM SUPREME COUNCIL OF THE MASS Statement of 764 ROYAL NEIGHBORS OF AMERICA ILLINOIS Sta foment of 767ComptrollerGenebais Eeport 801 T TRAVELERS PROTECTIVE ASSN OF AMERICA MO Statement of 770 U UNITED COMMERCIAL TRAVELERS OF AMERICA OHIO Statement of 772 W WOODMEN CIRCLE SUPREME FOREST NEBRASKA Statement of 776 WOODMEN OF THE WORLD NEBRASKA Statement of 779UNIVERSE GEORGE jJggffiflll I gaioa Q542H 207