1978 Fifty-Ninth Annual Report Department of Banking and Finance State of Georgia by Commissioner DEPARTMENT OF B.ANKING AND FINANCE STATE OF GEORGIA FIFTY-NINTH ANNUAL REPORT YEAR ENDING DECEMBER 31, 1978 *** E. D. 11 JACK 11 DUNN Commissioner ROBERT M. MOLER Deputy Commissioner *** 148 INTERNATIONAL BOULEVARD, N. E. Suite 640 ATLANTA, GEORGIA 30303 TABLE OF CONTENTS History of the Department................................................... i Summary of Condition and Structural Changes................................. ii Official Roster............................................................. iv Field Examinations.......................................................... v District Map................................................................ vi Receipts and Disbursements.................................................. vii Lega1 Ho1i days . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . vi i i Superintendents of Banks and Commissioners............................. . . . . . viii Summary of Activities of Banks.............................................. 1 List of Bank Offices/Facilities Approved- Unopened......................... 9 Miscellaneous Supervised Institutions....................................... 9 Summary of Additions and Deletions.......................................... 10 List of State Chartered Banks, Bank Numbers, Bank Offices/Facilities........ 12 Registered Bank Holding Companies and Member Banks.......................... 24 International Bank Agencies and Representative Offices...................... 27 Abstract of Reports of Condition- Banks.................................... 28 Summary Statements of Condition - Banks..................................... 30 Abstract of Reports of Condition- State Chartered Credit Unions............ 77 List of State Chartered Credit Unions and Total Assets...................... 78 Georgia Credit Union Deposit Insurance Corporation.......................... 84 Summary of Additions and Deletions - Credit Unions and Sa 1e of Check Companies. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 Firms Licensed by Commissioner - Sale of Checks Act......................... 87 Report of Condition- Georgia Building and Loan Associations................ 89 List of State Chartered Building and Loan Associations...................... 89 HISTORY OF THE DEPARTMENT 1919 ..................... 1978 The Department of Banking and Finance was created by the Executive Reorganization Plan of 1972 as successor to the Department of Banking. The original De- partment of Banking was created by Act of the Legislature in 1919 concurrent with the enactment of The Banking Law which deals with the in- corporation of banks and the regulation of the business of banking. Since the establishment of the Department in 1919, additional responsibilities have been assigned to the agency in the form of the Georgia Credit Union Act (1925); Trust Company Law~ of Georgia (1927); Georgia Sale of Checks Act (1965}; Regulated Certificated Bank Act (1966}; lhe Fiduciary Investment Company Act (1970); International Bank Agency Act (1972); Georgia Business Development Corporation Act (1972); and Disposition of Unclaimed Properties Act (as it pertains to financial institutions)(l~72). The Executive Reorganization Plan of 1972, in addition to changing the name of the Department, provided for the Department to be headed by a Commissioner as successor to the former Superintendent of Banks and cransferred to the Department the supervision of Statechartered building and loan associations. All of the foregoing Acts were subject to substantial recodification in the form of the Financial Institutions Code of Georgia (1974) which became effective April 1, 1975. Provisions of Title 13 of the Code of Georgia relating to Branch Banking and Bank Holding Companies were substantially amended effective July 1, 1976 to permit multi-bank holding companies under Departmental supervision. The Georgia Credit Union Deposit Insurance Corporation (GCUDIC) was established pu~suant to a 1974 Act of the General Assembly under the supervision of the Department. GCUDIC insures deposits of certain statechartered credit unions and building and loan associations. i SUMMARY OF CONDITION AND STRUCTURAL CHANGES IN SUPERVISED FINANCIAL INSTITUTIONS DURING 1978 The financial and statistical information contained in this report has been com- piled from the annual reports of condition submitted by the 376 State-chartered banks, 163 State-chartered credit unions, one State-chartered building and loan association and 12 licensed money order companies operating in this State, and other statistical information made available through the examination, investiga- tion and licensing of financial institutions and others under the supervision of the Department of Banking and Finance. The purpose of this report, required by Section 41A-315 of the Code of Georgia, is to provide factual and statistical information that might prove useful to the financial industry and may be used by individuals and financial institutions who might be engaged in economic studies or might otherwise be interested. BANKING DIVISION The year-end call reports reflect a continuation of sound economic growth in the banking system. Total assets for the 376 State-chartered banks amounted to $10,409,744,000, reflecting an increase of $1,121,360,000 or 12.1%. Bank expansion through bank offices and facilities continued with an additional 20 banking offices opened during 1978 and 4 offices closed or converted, bringing the total of such offices to 409. One new bank began business during the year; one bank was lost through merger, assumption, conversion or liquidation in 1978. During 1978 the Department received 14 applications by bank holding companies for permission to acquire controlling in- terest in additional Georgia banks. Twelve of these applica- tions had been approved by State authorities at year-end. Seven agencies and three representative offices of foreign banks had registered or had been authorized to establish an office in Georgia at year-end. Trust activities continue to be conducted exclusively by bank trust departments and there are no separately chartered trust companies. Other depository financial institutions exercise limited trust powers in connection with individual retirement accounts authorized by the Employee Retirement Income Security Act of 1974 enacted by Congress. ii SUMMARY OF CONDITION AND STRUCTURAL CHANGES IN SUPERVISED FINANCIAL INSTITUTIONS DURING 1978 - {CONTINUED) THRIFT INSTITUTION DIVISION SALE OF CHECKS ACT OTHER INSTITUTIONS Credit Unions operating under State-charter have experienced significant growth during 1978. Consolidated financial and statistical reports of the 163 State-chartered credit unions reflect an increase in total assets of $68,471,237 or 15.7% to a total of $506,043,937. All State-chartered credit unions provide their members with deposit protection through the National Credit Union Administration or The Georgia Credit Union Deposit Insurance Corporation. There is one State-chartered building and loan association operating in Georgia with total assets of $13,383,430. This represents an increase from the previous year for this association of $1,914,176 or 16.7%. The State-chartered building and loan association has its deposits insured by the Federal Savings and Loan Insurance Corporation. State-chartered building and loan associations have access to the insurance offered by the Georgia Credit Union Deposit Insurance Corporation. At year-end The Georgia Credit Union Deposit Insurance Corporation had total resources of $1,358,041 and insured deposits of 120 credit unions. Additional resources are provided through reinsurance in the amount of $3,000,000. The Department of Banking and Finance supervises the licensing of check sellers pursuant to the Georgia Sale of Checks Act enacted in 1965. Twelve companies with a total of 2,365 agents throughout the State were licensed to do business under the Act during 1978. The Department is charged with the responsibility of supervising the operations of Bank Data Processing Cooperatives, Fiduciary Investment Companies and Business Development Corporations as well as certain limited Trust Companies in this State. The only fiduciary investment companies in existence are subject to Federal regulation inasmuch as they have National bank trust departments as advisers. The Georgia Business Development Corporation began business in 1973 and continues to operate successfully. There is one limited trust company operating in Georgia. iii OFFICIAL ROSTER E. D. DUNN Commissioner ROBERT M. MOLER, CFE Deputy Commissioner REECE V. MORRIS, CFE Administrative Director ADMINISTRATIVE Charles W. Burge, CFE .................. Deputy Commissioner for Thrift Institutions Credit Unions3 Building and Loan Associations3 Check Sellers John B. Kline, CFE .................................... Director of Bank Supervision Chief Review Examiner3 Trust3 Technical and Legal William D. Atkins, CFE ..................................... Administrative Examiner Bank Examination Reports3 Holding Companies3 Relocations3 Mergers3 Applications for Banks and Bank Offices3 International Bank Agencies3 Consumer Affairs3 Technical and Legal3 Data Processing David G. Sorrell ........................................... Administrative Examiner Bank Examination Reports3 Securities3 Consumer Affairs3 Technical and Legal David A. Hancock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Administrative Examiner Bank Examination Reports3 Call Reports3 Consumer Affairs3 Technical and Legal Dorothy L. Lee .......................................................... Accountant Accounting and Fiscal Ruby S. Tucker ............................................ Administrative Assistant Corporate Matters3 Technical and Legal3 Consumer Affairs3 Pending Applications Barbara U. Moore ..................... Administrative Assistant, Thrift Institutions Examination Reports3 Corporate Matters3 Technical and Legal3 Consumer Affairs Maggie Smith .................................................. Personnel Technician Personnel and Training L. Jean Ethridge ................................................. Office Supervisor Appointments3 Conferences and Seminars3 Information3 Departmental Bulletin3 Forms and Applications OFFICE ASSISTANTS Jeannie Benefield ............................................ Accounting Technician Vickie Busby ...................................................... Secretary/Typist Renate Carroll .................................................... Secretary/Typist Sherry L. Cipo1at .......................................... Senior Secretary/Typist Kathy C. Dixon . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Senior Secretary/Typist Brenda J. Fears . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Senior Secretary/Typist Brezi ta Frazier................................................... Secretary/Typist Coral Gresham..................................................... Secretary/Typist Shirley M. Kuffrey ................................................ Secretary/Typist Lori Pati 11 o...................................................... Secretary/Typist iv FIELD EXAMINATIONS ASSISTANT AND SENIOR DISTRICT DISTRICT DIRECTOR SENIOR EXAMINERS EXAMINERS ASSISTANT EXAMINERS NORTHWEST Jackson D. Hardy Donald H. Berthaume James M. Brooks, Jr. W. Randolph Barker I Patrick R. Morse Steven G. Goff Jerry A. Cox Ronald Martin David Foster James E. Haley RalQh Shire NORTHEAST Thomas E. Proctor Larry S. Moor Wayne Orr Edwin M. Hood II Ned W. Overby William J. Maron James N. Paxton Robert L. Maughon Jan Reynolds Henry E. Rowe James H. Winn, Jr. CENTRAL Calvin D. Peugh John H. Pennell, II Drexel Beck Louis Askew III Barry L. Rooks Georgia High Gary V. Green Grace A. Mayner Albert K. Moore, Jr. Emor.z:: Stanford < EAST 'Robert H. Callier, Jr. Hubert C. Mi 11 er R. Wayne Braddy Harry M. Brown CENTRAL Robley S. Rigdon James R. Price, III Wi 11 i e J. Cheek IV Robert Davis Vickie Ma 11 ory Larry E. Shelley Am.z:: Stucke.z:: SOUTHWEST : Wi 11 i am E. Shannon v I I I I I I I I SOUTHEAST I Norman E. Mimbs VI I I I I I I THRIFT I I INSTITUTIONS I I Steve D. Bridges David Ray Johnston James F. Mills Jerald A. Strickland C. Craig Smith Larry T. Duke John E. Gavin Robert L. Herndon ,W. Marshall Anderson :Ronald Ledbetter :Raymond T. Muggridge, III I I :Edward B. Heefner :Dana E. Schwarz Delores S. Hazel Me1i nda Kinard Paul S. Phelps Michael A. Rosser John F. Sutehin, III Thomas S. Garreau Ronald Harkins W. Paul Westbrook, Jr. Bi ll.z:: S. Wilson Andrew W. Cain, III George Reyno1ds DISTRICT MAP DISTRICT BASE vi RECEIPTS AND DISBURSEMENTS FISCAL YEAR 1978 REVENUES COLLECTED: Bank Examination and Supervision Fees New Bank, Bank Office and Holding Company Investigation Fees Credit Union Examination and Supervision Fees Sale of Checks Investigation and License Fees Building and Loan Examination and Supervision Fees Holding Company Examination and Supervision Fees License Renewal Fees for International Bank Fine for Legal Reserve Deficiency $1,840,217.00 28,450.00 185,274.48 5,341. 00 3,296.53 16,850.00 850.00 1,600.00 Total Fees Collected and Remitted to Fiscal Division, Department of Administrative Services $2,081,879.01 DISBURSEMENTS: Salaries {per State Personnel Board scale) Per Diem and Fees Travel Expense Supplies and Materials Communications Printing and Publicity Repairs and Maintenance Rents (Office and Equipment) Insurance and Bonding Fringe Benefits Equipment Miscellaneous Computer TOTAL DISBURSEMENTS $1,347,035.11 150.00 270,125.64 18,180.73 9,925.90 9,211.19 4,017.78 39,245.91 1,622.65 234,485.55 8,696.82 17,253.55 2,357.63 $1,962,308.46 vii LEGAL HOLIDAYS January 1........................................................... New Year's Day January 19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Robert E. Lee's Birthday February 22 ........................................... George Washington's Birthday (Observed Third Monday in February) Apri 1 26 .................................................. Confederate Memorial Day May 30 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . National Memorial Day (Observed Last Monday in May) June 3................................................... Jefferson Davis' Birthday July 4........................................................... Independence Day First Monday in September............................................... Labor Day October 12 ............................................................ Columbus Day (Observed on Second Monday in October) November 11 ...........................................................Veterans Day Fourth Thursday in November ....................................... Thanksgiving Day December 25 ......................................................... Christmas Day (Provided that when any of the holidays enumerated above fall on a Sunday, the Monday next following shall be observed as a Legal Holiday; also, provided that when any of the holidays enumerated above fall on a Saturday, the Friday before shall be observed as a Legal Holiday.) ROSTER OF SUPERINTENDENTS OF BANKS AND COMMISSIONERS DATE OF DATE NAME APPOINTMENT SERVICE ENDED Superintendents of Banks: T. R. Bennett ........................ November 17, 1919 ......... January 1, 1927 A. B. Mobley ......................... January 1, 1927 ......... September 24, 1931 W. J. Davis . . . . . . . . . . . . . . . . . . . . . . . . . September 24, 1931. ........ January 1, 1932 R. E. Gormley . . . . . . . . . . . . . . . . . . . . . . . . January 1, 1932 . . . . . . . . . . . . October 6, 1936 R. R. Tippins . . . . . . . . . . . . . . . . . . . . . . . . October 6, 1936 . . . . . . . . . . . January 11, 1937 John C. Beasley ...................... January 11, 1937 .......... January 25, 1937 R. E. Gormley ........................ January 25, 1937 ........... January 1, 1940 C. B. Golsan, Acting Supt ............ January 1, 1940 ........... January 14, 1941 John C. Beasley ...................... January 14, 1941. ........... March 21, 1947 0. G. Jackson ........................ March 22, 1947 ........... November 18, 1948 A. P. Persons ........................ November 18, 1948 ............ June 6, 1960 W. D. Trippe . . . . . . . . . . . . . . . . . . . . . . . . July 1, 1960 . . . . . . . . . . . . . . . . . July 15, 1963 W. M. Jackson, Acting Supt ........... July 16, 1963 ............ February 16, 1964 W. M. Jackson ........................ February 17, 1964 ........ December 31, 1971 E. D. Dunn ........................... January 3, 1972 ............. April 5, 1972 Commissioner: E. D. Dunn . . . . . . . . . . . . . . . . . . . . . . . . . . . April 6, 1972 . . . . . . . . . . . . . . . . . . . . . Present viii SUMMARY OF ACTIVITIES OF BANKS BANK CHARTER APPLICATIONS APPROVED NAME OF BANK Trust Company Bank of Gwinnett County LOCATION Lawrencevi 11 e APPROVED 11-15-78 NAME OF PROPOSED BANK Ocmulgee State Bank BANK CHARTER APPLICATIONS DISAPPROVED LOCATION Hawkins vi 11 e DISAPPROVED 11-22-78 APPLICATIONS FOR CONSOLIDATIONS AND/OR MERGERS APPROVED NAME OF BANK Savannah Interim Bank into Savannah Bank and Trust Company of Savannah CB&T Second Mortgage Company into Columbus Bank and Trust Company CBT - Interim, Inc. into Commercial Bank & Trust Company LOCATION Savannah) ) Savannah) Columbus) ) Columbus) Griffin ) ) Griffin ) ACTIVITY Merger Merger Merger APPROVED 5-04-78 7-26-78 8-14-78 NAME OF BANK Exchange Bank CONVERSION FROM REGULATED CERTIFICATED TO STATE BANK LOCATION Ludowici CAPITAL $50,000 APPLICATIONS APPROVED FOR INTERNATIONAL BANK AGENCY LICENSES LICENSE NAME OF BANK AND ADDRESS GEORGIA LOCATION ISSUED Canadian Imperial Bank of Suite 1400 - First Commerce National Bank Tower Commerce Court 2 Peachtree St., N.W. 4-5-78 Toronto, Ontario, Canada Atlanta, Georgia Commerzbank Aktiengesellschaft 25 Breite Strasse D-4000 Dusseldorf, Nordrhein Westfalen Federal Republic of Germany lOth Floor First National Bank Tower 2 Peachtree St., N. W. 10-31-78 Atlanta, Georgia Credit Sui sse Paradeplatz 8 P. 0. Box 590 8021 Zurich, Switzerland 1601 First National Bank Tower 11-27-78 2 Peachtree St., N. W. Atlanta, Georgia (previously Representative Office) APPROVED 7-07-78 OPENED 6-28-78 1-02-79 5-05-77 1 SUMMARY OF ACTIVITIES OF BANKS - Continued APPLICATIONS APPROVED FOR RENEWAL OF INTERNATIONAL BANK AGENCY LICENSES NAME OF BANK AND ADDRESS The Bank of Nova Scotia 44 King Street, West Toronto, Ontario, Canada GEORGIA LOCATION Suite 909 - First National Bank Tower 2 Peachtree St., N. W. Atlanta, Georgia ISSUED 4-20-78 Barclays Bank International Limited 54 Lombard Street London, England Suite 1801 - First National Bank Tower 2 Peachtree St., N. W. Atlanta, Georgia 5-10-78 Algemene Bank Nederland N. V. Vijzelstraat 32 Amsterdam, The Netherlands Suite 1310 - First National Bank Tower 2 Peachtree St., N. W. Atlanta, Georgia 5-17-78 Swiss Bank Corporation Aeschenvorstadt 1 Basle, Switzerland Suite 1700 - Gas Light Tower 235 Peachtree St., N. E. Atlanta, Georgia 6-19-78 APPROVAL OF ORGANIZATION OF BANK HOLDING COMPANY NAME SBT Corporation Grady Holding Company Commercial Bankshares, Inc. Georgia Bancshares, Inc. West Georgia Financial Corporation LOCATION Savannah Cairo Griffin Macon Tallapoosa APPROVED 1-31-78 6-30-78 8-08-78 9-28-78 10-12-78 BANK HOLDING COMPANIES DEREGISTERED/DISSOLVED NAME The Brantley Company Fu1corp, Inc. Colpak Enterprises, Inc. Dora co, Inc. Duco, Inc. Forp ak, Inc. First Georgia Bancshares, Inc. LOCATION Blackshear Atlanta College Park Doraville Duluth Forest Park Atlanta DATE 5-12-78 12-29-78 12-29-78 12-29-78 12-29-78 12-29-78 12-31-78 2 SUMMARY OF ACTIVITIES OF BANKS -Continued BANK HOLDING COMPANY ACQUISITIONS APPROVED BANK HOLDING COMPANY AND ADDRESS SBT Corporation, Savannah BANK ACQUIRED Savannah Interim Bank Savannah Trust Company of Georgia Associates, Atlanta The First National Bank of Wayne County, Jesup Trust Company of Georgia, Atlanta The First National Bank &Trust Company of Augusta, Augusta Trust Company of Georgia, Atlanta The National Bank and Trust Company of Columbus, Columbus Trust Company of Georgia, Atlanta The First National Bank &Trust Company in Macon, Macon Trust Company of Georgia, Atlanta The First National Bank of Rome Trust Company of Georgia, Atlanta Trust Company of Georgia Bank of Savannah, N.A., Savannah SBT Corporation, Savannah Savannah Bank and Trust Company of Savannah Grady Holding Company, Cairo First National Bank of Grady County, Cairo Commercial Bankshares, Inc. Griffin Concord Banking Company Concord Commercial Bankshares, Inc. Griffin Commercial Bank &Trust Company Griffin First National Holding Corp. Atlanta Gwinnett Bank &Trust Company Norcross - Rescinded 12-19-78 Georgia Bancshares, Inc. Macon Georgia Bank &Trust Company Macon West Georgia Financial Corporation Tallapoosa West Georgia Bank of Tallapoosa Tallapoosa First Railroad &Banking Company of Georgia, Augusta First Georgia Bank Atlanta SBT Corporation Savannah Bank of Screven County Sylvania APPROVED 1-31-78 3-13-78 4-27-78 4-27-78 4-27-78 4-27-78 4-27-78 5-04-78 6-30-78 8-08-78 8-08-78 9-18-78 9-28-78 10-12-78 10-12-78 10-18-78 3 SUMMARY OF ACTIVITIES OF BANKS - Continued STATE BANKS IN LIQUIDATION NAME OF BANK LOCATION The Hamilton Bank and Trust Company Atlanta DATE CLOSED 10-08-76 DEPOSITORY N/A Unpaid Claims due FDIC ......................................... . Estimated Value of Remaining Unliquidated Assets ............... . $ 10,690,805 6,179,676 First Augusta Bank &Trust Company Augusta 5-20-77 N/A Unpaid Claims due FDIC ........................................ . Estimated Value of Remaining Unliquidated Assets .............. . 6,790,920 4,835,942 First Citizens Bank Covington 6-25-70 First Georgia Bank, Atlanta (Depository) Unpaid Deposits .............................................. . Unpaid Deposits (subrogated to insurer) ...................... . Other Unpaid Claims .......................................... . Unpaid Dividends on Claims ................................... . Estimated Value of Remaining Unliquidated Assets ............. . 22,597.84 48,825.00 5,232.84 392.71 None APPLICATIONS APPROVED TO INCREASE OR DECREASE OUTSTANDING CAPITAL STOCK AMOUNT OF CHANGE NA~1E OF BANK LOCATION APPROVED FROM TO Peoples Bank of LaGrange LaGrange 1-30-78 400,000 600,000 West Central Georgia Bank Thomaston 1-30-78 525,000 630,000 The Bank of Toccoa Toccoa 2-01-78 200,000 400,000 The Farmers Bank of Tifton Tifton 2-03-78 500,000 700,000 Bank of Thomson Thomson 2-08-78 600,000 1,000,000 Citizens State Bank Kingsland 2-14-78 (181,500 90,750) Citizens State Bank Kingsland 2-14-78 ( 90,750 194,325) Broxton State Bank Broxton 2-22-78 346,500 381,150 Bank of Hampton Hampton 2-27-78 100,000 200,000 Bank of Dahlonega Dahlonega 3-06-78 500,000 1,000,000 The Exchange Bank Douglas 3-08-78 594,990 713,990 Granite City Bank Elberton 3-08-78 480,000 1,000,000 The First Port City Bank Bainbridge 3-13-78 500,000 525,000 First Bulloch Bank &Trust Company Statesboro 3-22-78 725,000 1,450,000 The First State Bank of Fitzgerald Fitzgera 1d 3-28-78 200,000 1,000,000 4 SUMMARY OF ACTIVITIES OF BANKS - Continued APPLICATIONS APPROVED TO INCREASE OR DECREASE OUTSTANDING CAPITAL STOCK - Continued AMOUNT OF CHANGE NAME OF BANK LOCATION APPROVED FROM TO Fannin County Bank Blue Ridge 4-03-78 300,000 600,000 The Citizens and Southern Bank Thomasville 4-03-78 720,000 1,440,000 of Thomas County Sea Island Bank Statesboro 4-06-78 950,000 1, 900,000 Savannah Bank and Trust Company Savannah 5-04-78 2,612,455 2,637,455 The Commercial Bank Crawford 5-09-78 200,000 220,000 The Four County Bank Allentown 5-26-78 100,000 200,000 Peoples State Bank Jeffersonvi 11 e 5-26-78 50,000 100,000 The Coastal Bank Hinesville 6-06-78 175,000 525,000 The Tattnall Bank Reidsville 6-29-78 325,000 400,000 The Bank of Zebulon Zebulon 7-20-78 50,000 350,000 Columbus Bank and Trust Company Columbus 7-26-78 3,152,815 3,153,315 Bank of Upson Thomaston 7-27-78 270,000 320,000 Bank of Wrightsville Wrightsville 7-31-78 100,000 200,000 The Citizens Bank of Ashburn Ashburn 8-04-78 600,000 750,000 Bank of Midville Midville 9-25-78 100,000 175,000 The Pembroke State Bank Pembroke 10-17-78 150,000 300,000 APPLICATIONS APPROVED TO INCREASE OR DECREASE PREFERRED OUTSTANDING CAPITAL STOCK AMOUNT OF CHANGE NAME OF BANK LOCATION APPROVED FROM TO First Fulton Bank and Trust Palmetto 3-01-78 0 $60,000 First Fulton Bank and Trust Palmetto 5-05-78 0 $60,000 RESCISSION: First Fulton Bank and Trust Palmetto 6-28-78 $60,000 RESCISSION: First Fulton Bank and Trust Palmetto 6-28-78 $ 6,665 APPROVAL OF ADDITIONAL AUTHORIZED UNISSUED SHARES NAME OF BANK Farmers and Merchants Bank Peoples Bank of LaGrange West Central Georgia Bank The Farmers Bank of Tifton Bank of Carroll County Mcintosh State Bank Bank of Thomson Union County Bank Citizens State Bank First State Bank Bank of Hampton Bank of Dahlonega Northeast Georgia Bank Granite City Bank LOCATION Washington LaGrange Thomaston Tifton Temple Jackson Thomson Blairsville Kings 1and Valdosta Hampton Dahlonega Lavonia Elberton APPROVED 1-27-78 1-30-78 1-30-78 2-03-78 2-06-78 2-07-78 2-08-78 2-09-78 2-14-78 2-20-78 2-27-78 3-06-78 3-07-78 3-08-78 SHARES 16,000 340,000 55,000 30,000 50,000 25,000 60,000 75,000 12,227 190,000 400,000 100,000 952,000 50,000 AMOUNT $ 80,000 3,400,000 770,000 300,000 200,000 250,000 1,500,000 750,000 305,675 1,900,000 800,000 1,000,000 4,760,000 500,000 5 SUMMARY OF ACTIVITIES OF BANKS - Continued APPROVAL OF ADDITIONAL AUTHORIZED UNISSUED SHARES - Continued NAME OF BANK The First Port City Bank The Bank of Dalton The Peoples Bank Sea Island Bank The Commercial Bank The Central Bank The Coastal Bank The Bank of Zebulon Columbus Bank and Trust Company Wheeler County State Bank Bank of Mi dvi 11 e Forsyth County Bank LOCATION Bainbridge Dalton Co 1quitt Statesboro Crawford Swainsboro Hinesville Zebulon Columbus Alamo Mi dvi 11 e Cumming APPROVED 3-13-78 3-20-78 3-29-78 4-06-78 5-09-78 5-11-78 6-06-78 7-20-78 7-26-78 8-15-78 9-25-78 11-30-78 SHARES 47,500 380,000 4,651 5,000 6,000 10,000 105,000 165,000 19,437 7,750 2,500 50,000 AMOUNT 475,000 3,800,000 46,510 50,000 30,000 50,000 525,000 1,650,000 96,685 775' 000 25,000 500,000 APPROVAL OF AUTHORIZED UNISSUED PREFERRED CAPITAL STOCK NAME OF BANK LOCATION APPROVED SHARES AMOUNT First Fulton Bank and Trust Palmetto 6-28-78 *1,333 $ 6,665 (*Reclassified from shares for sale to shares authorized/unissued.) APPROVAL OF ISSUANCE OF AUTHORIZED UNISSUED SHARES NAME OF BANK First Bank of Conyers Mcintosh State Bank Atlantic Bank and Trust Company Union County Bank Middle Georgia Bank Atlantic Bank and Trust Company Farmers and Merchants Bank Southern Bank Bank of Carroll County Citizens Bank of Americus First American Bank and Trust Company Northeast Georgia Bank Georgia State Bank (RESCISSION) Georgia State Bank The Park Avenue Bank Middle Georgia Bank Middle Georgia Bank The Citizens Bank First Bank of Conyers (RESCISSION) Etowah Bank LOCATION DATE Conyers 1-18-78 Jackson 2-07-78 Savannah 2-08-78 (Eff. 12-16-76) B1ai rs vi 11 e 2-09-78 Byron 2-15-78 Savannah 2-23-78 {Eff. 7-06-77) Washington 2-23-78 Waycross 2-23-78 Temple 2-27-78 Americus 2-27-78 Athens Lavonia Martinez Martinez Valdosta Byron Byron Da 11 as Conyers Canton 3-02-78 3-07-78 3-10-78 3-10-78 3-21-78 3-23-78 4-18-78 5-02-78 5-18-78 5-23-78 SHARES 10,000 2,500 75,000 12,500 6,210 18,000 3,400 11 '200 4,000 150 2,200 9,000 25,000 8,140 2,755 260 4,000 10,000 4,300 50,000 AMOUNT $ 100,000 25,000 750,000 125,000 6,210 180,000 17,000 280,000 16,000 3,000 22,000 45,000 125,000 40,700 27' 550 260 4,000 10,000 43,000 500,000 6 SUMMARY OF ACTIVITIES OF BANKS - Continued APPROVAL OF ISSUANCE OF AUTHORIZED UNISSUED SHARES - Continued NAME OF BANK The Merchants and Farmers Bank of Milledgeville The Peoples Bank (RESCISSION) Habersham Bank The Citizens Bank White County Bank Middle Georgia Bank Farmers &Merchants Bank The Security State Bank Forsyth County Bank Toney Brothers Bank Wheeler County State Bank The Rome Bank and Trust Company First Georgia Bank The Bank of Macon County The Merchants and Farmers Bank of Mi 11 edgevi 11 e The Bank of Griffin Lamar State Bank LOCATION DATE Mi 11 edge vi 11 e 5-24-78 Willacoochee 5-30-78 Clarkesville 6-09-78 Dallas 7-25-78 Cleveland 7-28-78 Byron 7-28-78 Brooklet 8-04-78 McRae 8-28-78 Cumming 8-29-78 Doerun 9-13-78 Alamo 9-19-78 Rome 9-19-78 Atlanta 10-12-78 Montezuma 10-13-78 Milledgeville 12-4-78 Griffin 12-18-78 Barnes vi 11 e 12-19-78 SHARES 900 6,000 15,000 10,000 10,000 3,169 500 6,000 5,000 25,000 750 25,000 2,000,000 10,000 4,100 5,000 14,558 AMOUNT 9,000 60,000 37,500 10,000 100,000 3,169 5,000 30,000 50,000 250,000 75,000 250,000 2,000,000 50,000 41,000 50,000 145,580 APPROVAL OF ISSUANCE OF AUTHORIZED UNISSUED PREFERRED SHARES NAME OF BANK Fulton County Bank LOCATION A1ph aretta DATE SHARES AMOUNT 3-15-78 20,000 $300,000 (Class B upon conversion) APPLICATIONS TO REDUCE PAR VALUE OF CAPITAL STOCK APPROVED PAR NAME OF BANK LOCATION APPROVED FROM Citizens State Bank Kingsland 2-14-78 $ 50 Bank of Hampton Hampton 2-27-78 10 The Commercial Bank Crawford 5-09-78 25 The Four County Bank Allentown 5-26-78 100 Peoples State Bank Jefferson vi 11 e 5-26-78 100 The Bank of Zebulon Zebulon 7-20-78 100 Bank of Midville Midville 9-25-78 100 Bank of Quitman Quitman 11-21-78 100 VALUE TO $' 25 2 5 10 10 10 10 1 7 SUMMARY OF ACTIVITIES OF BANKS - Continued APPLICATIONS TO ISSUE CAPITAL NOTES AND DEBENTURES APPROVED NAME OF BANK Monroe County Bank Tippins Bank &Trust Company Georgia State Bank The Coastal Bank The Park Avenue Bank Peoples Bank of LaGrange Bank of Mansfield Central Bank of Georgia The Peoples Bank The Citizens Bank of Ashburn Peachtree Bank and Trust Company LOCATION Forsyth Claxton Martinez Hinesville Valdosta LaGrange Mansfield Macon Cleveland Ashburn Chamblee APPROVED 1-06-78 3-16-78 4-07-78 5-02-78 6-19-78 6-27-78 7-27-78 8-14-78 8-30-78 10-4-78 10-27-78 AMOUNT $ 500,000 300,000 250,000 325,000 200,000 100,000 100,000 750,000 450,000 250,000 1,500,000 TYPE 5 notes note note 3 notes notes notes notes note notes notes notes MISCELLANEOUS APPLICATIONS TO AMEND ARTICLES OF INCORPORATION APPROVED NAME OF BANK First State Bank LOCATION Valdosta NATURE OF AMENDMENT Change name to: 11 First State Bank and Trust Company of Valdosta 11 APPROVED 2-20-78 The Commercial Bank Douglasville To acquire Trust Powers 5-22-78 Exchange Bank Ludowici Change name to: 11 Long State Bank 11 7-07-78 BRANCH BANKS AS OF DECEMBER 31, 1978 PARENT BANK Trust Company Bank, Atlanta Bank of the South, Riverdale Citizens Bank, Folkston Roswell Bank, Roswell First Georgia Bank, Atlanta BRANCH BANK East Atlanta Branch Bank Cayman Islands Branch Bank College Park Branch Bank Nahunta Branch Bank Clairmont Branch Bank Redan Village Branch Bank LOCATION 514 Flat Shoals Ave. Atlanta Georgetown, Cayman Islands 1876 Princeton Ave. Co 11 ege Park Nahunta 3361 Clairmont Road, N. E., Atlanta 4798 Redan Road DeKalb County 8 SUMMARY OF ACTIVITIES OF BANKS - Continued BANK OFFICES/FACILITIES APPROVED BUT UNOPENED AS OF DECEMBER 31, 1978 PARENT NAME Security Bank and Trust Company First American Bank and Trust Company Trust Company Bank Habersham Bank The Claxton Bank Tippins Bank &Trust Company The Citizens and Southern Emory Bank The Citizens and Southern Bank of Dublin Farmers and Merchants Bank Central Bank of Georgia Georgia Bank &Trust Company F &MBank and Trust Company The r~erchants & Farmers Bank of Mi 11 edge vi 11 e Bank of Coweta The First State Bank of Ocilla The Fayette State Bank Saint Marys State Bank The Geo. D. Warthen Bank Sea Island Bank Bank of Carroll County Tennille Banking Company The Farmers Bank LOCATION Albany Athens BANK OFFICE/FACILITY LOCATION Gillionville Road Office Albany West Athens Office Athens Atlanta Clarkesville Claxton Claxton Decatur Drive-in Bank Facility Central Habersham Office Claxton Square Office Main Street Office Winters Chapel Office Atlanta Cornelia Claxton Claxton Dora vi 11 e Dublin Dublin Mall Office Dublin Dublin East Dublin Office East Dublin Macon Poplar Street Office Macon (relocation MO) r~acon Medical Center Office ~1acon Manchester Town &Country Plaza Manchester Office ~1ill edge vi 11 e Northside Office Milledge- vi 11 e Newnan Temple Avenue Office Newnan Oci 11 a Irwinville Office Irwinville Peachtree Glenloch Office Peachtree City City St. Marys Camden Mall Office St. Marys Sandersville Plaza Facility Sanders vi 11 e Statesboro Statesboro Mall Office Statesboro Temple Whitesburg Office Whitesburg Tennille Sandersville Office Sa1dersvi ll e Union Point Greensboro Facility Greensboro MISCELLANEOUS SUPERVISED INSTITUTIONS Business Development Corporation of Georgia .......................... . Reliance Corporation of Georgia (Limited Fiduciary) .................. . Bank-owned Cooperative Data Centers: * Data Computation of Georgia, Inc .................................. . First Financial Manag~ment Corp ................................... . Northwest Georgia Computer Services, Inc .......................... . Financial Data Services, Inc ...................................... . BanData, Inc ...................................................... . Financial Computer Service, Inc ................................... . Automated Services, Inc ........................................... . Atlanta Chamblee Atlanta Atlanta Calhoun Carrollton College Park Commerce Cordele * Does not include departments and wholly-owned subsidiaries of major corre- spondent banks which may perform data processing services for others. 9 SUMMARY OF ACTIVITIES OF BANKS - Continued SUMMARY OF ADDITIONS AND DELETIONS DURING 1978 State Chartered Banks IN OPERATION JANUARY 1, 1978 376 BANKS OPENING DURING YEAR . . . . . . . . . . . . . . . . . . . . . . . . . . . . . + 1 The Georgia State Bank of Rome, Rome (1-5-78) BANKS DELETED BY MERGERS, ASSUMPTIONS, AND CONVERSIONS ......................................... - 1 Bank of Oglethorpe, Oglethorpe (2-24-78) BANK OFFICES/FACILITIES OPENING DURING YEAR .......... . Athens Bank and Trust, Athens Atlanta Highway Office, Athens (12-20-78) Georgia Railroad Bank and Trust Company, Augusta Gordon Highway Office, Augusta (12-2-78) Regency Mall Office, Augusta (7-27-78) The Commercial Bank, Bowdon Drive-In Facility, Bowdon (6-19-78) First Bank and Trust, Carnesville Lavonia Office, Lavonia (8-7-78) Forsyth County Bank, Cumming McFarland Road Facility, Alpharetta (12-7-78) The Exchange Bank, Douglas Exchange Bank Office, Douglas (4-21-78) Farmers and Merchants Bank, Fayetteville Northside Office, Fayetteville (11-9-78) Commercial Bank &Trust Company, Griffin Market Square Office, Griffin (12-1-78) Peoples Bank of LaGrange, LaGrange Westside Office, LaGrange (7-13-78) Northeast Georgia Bank, Lavonia Royston Office, Royston (6-5-78) First American Bank of Walton, Monroe Social Circle Office, Social Circle (5-1-78) The Bank of Macon County, Montezuma Oglethorpe Office, Oglethorpe (2-27-78) First Bank of Clayton County, Morrow Tara Office, Jonesboro (6-1-78) The Fayette State Bank, Peachtree City Fayetteville Office, Fayetteville (12-18-78) The Rome Bank and Trust Company, Rome Lindale Office, Lindale (6-29-78) Branches Bank Offices & Facilities 393 20 10 SUMMARY OF ACTIVITIES OF BANKS - Continued SUMMARY OF ADDITIONS AND DELETIONS DURING 1978 - Continued State Chartered Branches Banks Bank Offices & Facilities Peoples Bank, Saint Marys First City Office, St. Marys (4-10-78) Bank of Carroll County, Temple Bowdon Office, Bowdon (2-13-78) Bank of Thomson, Thomson Dearing Office, Dearing (8-28-78) Bank of Barrow, Winder Auburn Office, Auburn (4-27-78) BANK OFFICES/FACILITIES DISCONTINUED DURING YEAR........................ 4 Fulton County Bank, Alpharetta Roswell Bank Office, Roswell (10-31-78) Trust Company Bank, Atlanta 101 Marietta Street Office, Atlanta (1-31-78) Trust Company of Columbus, Columbus Peachtree t~all Facility, Columbus (10-31-78) The Farmers Bank of Tifton, Tifton Drive-In Facility, Tifton (2-27-78) IN OPERATION DECEMBER 31, 1978................ . 376 409 11 LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK cHARTER DATE BEGAN No: OF BUSINESS OFFICES Abbeville \~i 1cox 1298 Wilcox County State Bank 4-22-1952 4-22-1952 1 1107 Dorsey State Bank 10-04-1972 10-04-1972 0 Adairsville Bartow 0523 *Bank of Adairsville 3-21-1899 3-24-1899 0 Adel Cook 1112 Adel Banking Company 2-27-1929 3-01-1929 1 1263 Farmers and Merchants Bank 12-11-1947 1-15-1948 0 Ailey Montgomery 0525 Montgomery County Bank 2-24-1926 3-01-1926 0 Alamo Wheeler 1217 Wheeler County State Bank 1-15-1945 1-17-1945 0 Alapaha Berrien 0527 Bank of Alapaha 3-04-1905 3-25-1905 2 Albany Dougherty 0092 The Citizens and Southern Bank 5-06-1943 6-01-1943 6 of Albany 0094 First State Bank &Trust Company 3-31-1961 3-31-1961 5 0159 Security Bank and Trust Company 4-17-1970 8-31-1970 1 of Albany Allentown Wilkinson 1203 The Four County Bank 8-18-1941 9-15-1941 0 Alma Bacon 1196 Alma Exchange Bank &Trust 9-30-1939 10-14-1939 1 ...... Alpharetta N Americus Fulton Sumter 0998 Fulton County Bank 0100 Bank of Commerce 2-06-1920 4-12-1920 0 10-13-1891 1-02-1892 1 0104 Citizens Bank of Americus 2-20-1937 3-25-1937 1 0241 Sumter County Bank 10-01-1973 10-28-1974 0 Arlington Calhoun 1133 Bostwick Banking Company 8-27-1935 3-01-1936 0 Ashburn Turner 0257 Ashburn Bank 7-03-1900 7- 1900 0 0258 The Citizens Bank of Ashburn 7-27-1905 10-25-1905 0 Athens Clarke 0269 Athens Bank and Trust 3-12-1976 10-07-1976 1 1125 First American Bank and Trust 9-24-1949 11-01-1949 0 Company Atlanta Fulton 1022 *Citizens Trust Bank 0022 *First Georgia Bank 7-12-1921 8-17-1921 12-05-1934 1-01-1935 2 5-1** 0010 *Trust Company Bank 9-21-1891 11-08-1891 35-2** Augusta Richmond 0035 *Georgia Railroad Bank &Trust 11-15-1892 12-31-1892 16 Company Austell Cobb 0531 The Citizens and Southern Bank of 1-03-1910 1-10-1910 6 Cobb County Avondale Estates DeKa 1b 1278 The Citizens and Southern DeKa 1b 11-16-1948 8-18-1949 1 Bank * Member Federal Reserve System 'io~ Branch Bank LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK CHARTER DATE BEGAN NO. OF BUSINESS OFFICES Bainbridge Ball Ground Barnesville Barwick Baxley Blackshear Blairsville Blakely Blue Ridge ....... w Boston Bowdon Bowman Braselton Bremen Brooklet Broxton Buena Vista Buford Butler Byron Cadwell Cairo Calhoun Cami 11 a Canton Carnesville Decatur 0825 The Citizens Bank and Trust 11-08-1911 12-19-1911 0 Company 0245 The First Port City Bank 4-03-1974 10-07-1974 0 Cherokee 1089 Citizens Bank 9-28-1926 10-01-1926 1 Lamar 0179 Lamar State Bank 4-14-1971 6-01-1972 1 Brooks 1142 Barwick Banking Company 2-16-1967 6-01-1967 0 Appling 0957 Baxley State Bank 8-23-1917 8-25-1917 0 0123 Peoples State Bank &Trust 5-04-1966 7-01-1966 0 Pierce 0365 *The Blackshear Bank 7-07-1892 7-07-1892 0 1238 Peoples Bank 8-01-1946 8-05-1946 0 Union 1284 Union County Bank 2-18-1949 3-01-1950 0 Early 1200 Bank of Early 4-03-1941 4-28-1941 0 0293 First State Bank of Blakely 5-06-1937 5-15-1937 0 Fannin 0425 Fannin County Bank 5-29-1916 6-06-1916 0 Thomas 0383 Peoples Banking Company 1-29-1947 4-01-1947 0 Carroll 1090 The Commercial Bank 9-22-1926 9-22-1926 1 Elbert 0125 The American Bank 12-02-1966 1-03-1967 0 Jackson 0791 Braselton Banking Company 12-13-1948 12-18-1948 0 Haralson 0160 The Citizens &Merchants Bank 6-09-1970 11-16-1970 0 1156 Commercial & Exchange Bank 1-18-1949 2-01-1949 1 Bulloch 1268 Farmers &Merchants Bank 2-04-1948 2-17-1948 1 Coffee 1242 Broxton State Bank 8-04-1966 9-01-1966 0 Marion 0400 Buena Vista Loan and Savings Bank 9-22-1887 9-01-1889 0 Gwinnett 0305 First Commercial Bank 1-18-1946 2-11-1946 2 Taylor 1087 The Citizens State Bank 9-04-1926 9-04-1926 0 Peach 1341 Middle Georgia Bank 10-30-1962 2-04-1963 1 Laurens 1119 Farmers State Bank 8-23-1972 8-23-1972 0 Grady 0332 Cairo Banking Company 11-23-1903 11-23-1903 1 0333 Citizens Bank 12-03-1903 1-01-1904 0 Gordon 0144 Gordon County Bank 12-27-1967 1-02-1969 0 ~~itchell 0294 Bank of Camilla 11-04-1889 1-02-1890 0 0295 Planters &Citizens Bank 9-20-1904 5-24-1913 0 Cherokee 0279 Bank of Canton 11-17-1892 12-18-1892 2 0280 Etowah Bank 1-22-1927 1-29-1927 1 Franklin 1184 First Bank and Trust 7-18-1960 8-01-1960 0 * Member Federal Reserve System CITY Carrollton Carters vi 11 e Cave Spring Chamblee Chatsworth Chester Chickamauga Clarkesville Clarks ton Claxton Clayton ....... -~==> Cleveland Cobbtown Cochran Colquitt Columbus Comer Commerce Concord Conyers Coolidge COUNTY Carroll Bartow Floyd DeKa 1b Murray Dodge \~a 1ker Habersham DeKa 1b Evans Rabun White Tattnall Bleckley Mi 11 er Musco gee Madison Jackson Pike Rockda 1e Thomas LIST OF STATE BANKS BANK NO. NAME OF BANK 0201 The Carrollton State Bank 0206 The Peoples Bank 0243 Bartow County Bank 1267 The Citizens and Southern Bank of Bartow County 0133 Bank of Cave Spring 1334 Peachtree Bank and Trust Company 0720 Cohutta Banking Company 1098 Bank of Chester 0567 Bank of Chickamauga 0568 Habersham Bank 0151 Citizens DeKalb Bank 1201 The Claxton Bank 1193 Tippins Bank &Trust Company 0486 Bank of Clayton 0266 Rabun County Bank 1244 The Peoples Bank 0270 White County Bank 1237 The Brown Bank 1134 Cook Banking Company 1023 State Bank of Cochran 1059 Citizens Bank 0237 The Peoples Bank 0060 Columbus Bank and Trust Company 0135 Trust Company of Columbus 1127 Merchants and Farmers Bank of Comer, Georgi a 0254 Northeastern Banking Company 0575 Concord Banking Company 0281 Citizens and Southern Bank of Rockdale 0155 First Bank of Conyers 0812 Farmers and Merchants Bank of Thomas County CHARTER DATE 4-21-1972 11-10-1909 6-07-1973 12-20-1947 12-15-1966 3-17-1960 7-17-1905 6-14-1966 2-16-1910 5-13-1904 4-10-1969 2-24-1941 8-30-1940 6-30-1904 5-01-1974 12-11-1945 12-02-1975 6-24-1970 4-24-1942 12-22-1921 3-24-1924 3-16-1973 12-24-1888 3-19-1954 10-03-1935 8-25-1891 10-29-1903 10-15-1891 11-17-1969 12-18-1911 BEGAN BUSINESS 8-01-1972 12-01-1909 3-28-1974 11-19-1948 6-15-1967 5-06-1960 1-24-1906 9-26-1966 5-10-1910 5- 1904 3-06-1970 2-24-1941 9-03-1940 7-01-1904 10-10-1975 7-01-1946 10-29-1976 6-24-1970 7-01-1942 1-05-1922 4-21-1924 10-19-1973 4-01-1889 3-19-1954 10-10-1935 1892 11-18-1903 6- 1901 6-24-1970 11-20-1911 NO. OF OFFICES 1 2 0 0 0 7 2 0 1 2 5 1 0 2 0 1 0 0 1 0 0 0 13 4 1 0 0 2 1 1 CITY Cordele Cornelia Covington Crawford Crawfordville Cumming Cuthbert Dahlonega Dallas ....... U1 Dalton Danielsville Darien Dawson Dawsonville Decatur Dexter Doerun Donalsonville Doraville Douglas COUNTY Crisp Habersham Newton Oglethorpe Taliaferro Forsyth Randolph Lumpkin Paulding VJhitfield Madison ~1c Intosh Terrell Dawson DeKa 1b Laurens Colquitt Seminole DeKa 1b Coffee LIST OF STATE BANKS BANK NO. NAME OF BANK 1096 Cordele Banking Company 1154 First State Bank in Cordele 0385 Cornelia Bank 0227 The Bank of Covington 1065 The Commercial Bank 1183 The Peoples Bank 0515 Bank of Cumming 0113 Forsyth County Bank 1141 Citizens Bank 0409 First State Bank of Randolph County 0581 Bank of Dahlonega 1339 The Citizens Bank, Dallas, Georgia 0174 The Bank of Dalton 0152 The Citizens and Southern Bank of Da 1ton 0172 Hardwick Bank &Trust Company 0582 Bank of Danielsville 0584 The Darien Bank 0765 Bank of Dawson 1172 Bank of Terrell 1301 Dawson County Bank 1291 The Citizens and Southern Emory B"ank 0591 The Knight State Bank 1212 Toney Brothers Bank 1147 Commercial State Bank 1063 Merchants and Farmers Bank 0143 The Northeast Commercial Bank 1126 Coffee County Bank 1190 The Exchange Bank 1224 The Farmers Bank CHARTER DATE 5-31-1927 12-03-1938 7-03-1900 4-10-1901 9-02-1924 12-08-1947 10-11-1904 6-15-1964 2-07-1938 12-31-1958 5-27-1914 7-23-1962 12-26-1911 9-25-1969 2-17-1922 12-11-1904 12-08-1888 6-29-1911 3-23-1936 7-01-1953 12-11-1950 1-30-1967 7-11-1945 10-21-1938 9-24-1925 3-12-1968 6-19-1931 5-11-1971 5-22-1945 BEGAN BUSINESS 6-15-1927 1-03-1939 8-04-1900 4-10-1901 9-05-1924 1-02-1948 10-19-1904 9-26-1964 3-01-1938 1-02-1959 5-27-1914 3-15-1963 10-12-1912 1-05-1970 2-20-1922 1-15-1908 1-24-1889 7-01-1911 5-01-1936 7-13-1953 4-16-1951 2-01-1967 7-31-1945 12-16-1938 9-24-1925 5-05-1969 7-01-1931 5-11-1971 7-05-1945 NO. OF OFFICES 1 1 3 1 0 0 0 1 0 1 0 2 2 1 3 0 1 0 1 0 11 0 0 1 1 0 0 11 . LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK CHARTER DATE BEGAN NO. OF BUSINESS OFFICES Douglasville Douglas 1326 The Citizens Bank, Douglasville, 8-11-1959 5-09-1960 3 Georgia 1106 The Commercial Bank 4-24-1942 5-01-1942 2 0250 Douglas County Bank 5-18-1973 6-24-1974 0 Dublin Laurens 1108 The Citizens and Southern Bank 10-29-1928 11-01-1928 2 of Dublin 0547 Farmers and Merchants Bank 5-26-1910 7-06-1910 1 1304 The Morris State Bank 7-31-1958 10-02-1958 1 Dudley Laurens 0593 Bank of Dudley 10-02-1905 11- 1905 0 Duluth Gwinnett 1219 The Bank of Duluth 1-22-1945 2-17-1945 0 Eastman Dodge 0253 Bank of Eastman 12-28-1918 1-02-1919 0 1143 Citizens Bank &Trust Company 3-12-1949 4-01-1949 1 East Point Fulton 1240 The Citizens and Southern Bank 11-12-1948 11-19-1948 5 of Fulton County Eatonton Putnam 1055 Farmers &Merchants Bank 10-30-1922 11-15-1922 0 1209 The Peoples Bank 3-16-1944 5-01-1944 0 ...... 0'1 Edison Elberton Calhoun Elbert 0438 The Bank of Edison 0131 Granite City Bank 9-24-1904 1904 0 12-03-1927 1-02-1928 2 Ellaville Schley 0461 Bank of Ellaville 9-10-1910 9-16-1910 0 Ellijay Gilmer 0596 The Bank of Ellijay 5-21-1914 6-01-1914 1 0248 First State Bank of Gilmer County 11-05-1973 8-29-1974 0 Fairburn Fulton 0599 Fairburn Banking Company 9-14-1891 1902 1 Fayetteville Fayette 0455 Farmers and Merchants Bank 2-16-1906 3-13-1906 1 0239 First Citizens Bank 6-28-1973 7-01-1974 0 Fitzgerald Ben Hi 11 0267 The Bank of Fitzgerald 11-10-1975 4-15-1976 1 1271 The First State Bank of Fitzgerald 5-24-1948 7-19-1948 1 Folkston Charlton 0833 The Citizens Bank 12-12-1911 1-04-1912 1-1** Forest Park Clayton 1309 Bank of Forest Park 5-09-1956 10-15-1956 4 0114 The Citizens and Southern Bank of 6-26-1964 11-21-1964 4 Clayton County Forsyth ~~on roe 0999 Citizens Bank of Forsyth, Georgia 2-17-1920 3-01-1920 0 0262 The Farmers Bank 3-09-1910 1910 0 0261 t~onroe County Bank 11-02-1908 10-15-1908 0 Fort Gaines Clay 1155 Fort Gaines Banking Company 2-11-1937 2-15-1937 0 Fort Oglethorpe Catoosa 0110 Fort Oglethorpe State Bank 12-04-1963 8-07-1964 2 ** Branch Bank CITY Fort Valley Franklin Gainesville Gibson Glennville Gordon Gray Greensboro Greenville Griffin 1-' -...,J Haddock Hahira Hampton Hapevi 11 e Harlem Hartwell Hawkinsville Hazlehurst Hiawassee Hinesville Hogansville Homer Homervi 11 e Irwinton COUNTY Peach Heard Hall Glascock Tattna ll Wilkinson Jones Greene Meriwether Spalding Jones Lowndes Henry Fulton Columbia Hart Pulaski Jeff Davis Towns Liberty Troup Banks Clinch Wilkinson LIST OF STATE BANKS BANK NO. NAME OF BANK 1066 Bank of Fort Valley 0390 The Citizens Bank 0509 The Bank of Heard County 0140 The Citizens Bank 0606 Bank of Gibson 1208 First Citizens Bank 0468 The Glennville Bank and Trust Company 1239 The Gordon Bank 0612 Bank of Gray 1091 Bank of Greensboro 1236 Citizens Union Bank 0422 The Greenville Banking Company 0136 The Bank of Griffin 0115 Commercial Bank &Trust Company 0615 Jones County Bank 0955 Citizens Bank of Hahira 1117 Commercial Banking Company 1275 Bank of Hampton 1228 Capital City Bank 0449 Bank of Columbia County 1338 Bank of Hartwell 0276 The Citizens and Southern Bank of Hart County 0197 Planters Bank 1281 The Pulaski Banking Company 0375 Bank of Hazlehurst 1340 Jeff Davis Bank 0625 Bank of Hiawassee 1306 The Coastal Bank 0783 The Hinesville Bank 1122 The Citizens Bank 0256 Bank of Banks County 1145 Empire Banking Company 0732 ~~il ki nson County Bank CHARTER DATE 10-11-1924 12-14-1906 10-14-1905 5-19-1913 11-07-1905 12-31-1942 1-12-1905 6-08-1946 8-23-1909 10-13-1926 3-09-1946 10-24-1887 6-08-1967 10-11-1889 7-14-1905 2-12-1927 1-29-1945 12-31-1965 7-20-1945 11-29-1909 5-15-1961 11-28-1942 2-27-1896 7-20-1949 10-19-1906 7-12-1962 6-14-1909 7-09-1970 9-04-1911 11-30-1961 6-25-1974 3-01-1945 7-16-1907 BEGAN BUSINESS 10-15-1924 1-01-1907 10-18-1905 6- 1913 11-27-1905 1-04-1943 1-18-1905 8-01-1946 8-28-1909 10-14-1926 4-01-1946 1891 8-16-1968 10-09-1890 7-25-1905 2-21-1927 4-05-1945 2-01-1966 9-04-1945 12-13-1909 11-09-1961 1-02-1943 3- 1896 8-27-1949 10- 1906 12-01-1962 7-21-1909 7-09-1970 11-15-1911 12-11-1961 12-28-1974 6-01-1945 7-16-1907 NO .. OF OFFICES 1 2 0 2 0 1 1 0 0 0 1 0 0 3 0 0 0 0 1 0 1 0 1 0 0 0 1 0 1 0 0 0 0 LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK CHARTER DATE BEGAN NO. OF BUSINESS OFFICES Jackson Butts 0291 The Citizens and Southern Bank 4-14-1969 5-01-1969 0 of Jackson 0112 Mcintosh State Bank 2-14-1964 9-18-1964 0 Jasper Pickens 1218 Jasper Banking Company 1-17-1945 3-12-1945 0 0271 Pickens County Bank 8-25-1976 6-18-1977 0 Jeffersonville Twiggs 1162 Peoples State Bank 12-10-1969 12-10-1969 0 Jonesboro Clayton 0410 Trust Company Bank of Clayton County 10-06-1903 11-17-1903 4 Kingsland Camden 1282 Citizens State Bank 10-27-1971 10-27-1971 0 0856 State Bank of Kingsland 11-26-1912 12- 1912 0 LaFayette Walker 0318 The Bank of LaFayette, Georgia 11-13-1889 1899 1 0203 Walker County Bank 11-16-1971 11-16-1972 1 LaGrange Troup 0162 The Citizens and Southern Bank 7-23-1937 8-02-1937 2 of West Georgia 1202 LaGrange Banking Company 7-08-1941 9-15-1941 1 0121 Peoples Bank of LaGrange 9-22-1965 4-11-1966 1 Lakeland Lanier 0364 Farmers and Merchants Bank 4-08-1907 1907 0 ...... Lavonia Franklin 0303 Northeast Georgia Bank 9-20-1940 9-23-1940 2 00 Lawrenceville Gwi nnett 0327 *The Brand Banking Company 6-02-1905 7-17-1905 2 0165 Gwinnett Commercial Bank 1-11-1971 9-16-1971 1 Leary Calhoun 0643 Jordan Banking Company 12-30-1965 1-03-1966 0 Leesburg Lee 1255 The State Bank of Leesburg, 4-09-1947 12-01-1947 0 Georgia Lenox Cook 0645 Bank of Lenox 6-20-1907 6-25-1907 0 Leslie Sumter 1199 Farmers & Merchants Bank 12-19-1940 1-02-1941 0 Lexington Oglethorpe 1232 Citizens Banking Company 2-07-1949 3-10-1949 0 Lincolnton Lincolnton 0816 Farmers State Bank 9-26-1911 12-02-1911 0 Lithonia DeKa 1b 0340 The Peoples Bank 8-26-1910 1910 1 Locust Grove Henry 0518 The Farmers Bank 1-03-1910 1- 1910 0 Loganville Walton 1247 Bank of Loganville 5-06-1946 10-05-1946 0 Ludowici Long 1303 Long State Bank 10-23-1978 1-02-1968 0 Lumber City Lumpkin Lyons McDonough Telfair 1227 Bank of Lumber City 5-22-1945 7-02-1945 0 Stewart 0815 Farmers State Bank 10-21-1911 12- 1911 0 Toombs 1131 The Peoples Bank of Lyons, 5-04-1935 6-01-1935 1 Georgi a Henry 0191 The Citizens and Southern Bank of 6-23-1971 3-08-1972 0 Henry County -;'~ Member Federal Reserve System CITY McRae Mableton Macon Madison Manchester r~ansfield Marietta Marshallville ....... Martinez 1.0 Meigs Metter Midville Milan Milledgeville Mi 11 en Molena Monroe Montezuma Monti ce 11 o Morrow Morven COUNTY Telfair Cobb Bibb Morgan ~1e ri \vet her Newton Cobb Macon Columbia Thomas Candler Burke Telfair Baldwin Jenkins Pike Walton Macon Jasper Clayton Brooks LIST OF STATE BANKS BANK NO. NAME OF BANK 0377 The Merchants &Citizens Bank 1285 The Security State Bank 0105 Georgia State Bank 1137 Central Bank of Georgia 1336 Georgia Bank &Trust Company 0249 Macon Bank &Trust Company 0244 Bank of Madison 0654 Bank of Manchester 1259 F &MBank and Trust Company 1235 Bank of Mansfield 1241 First Bank &Trust Co. 1314 Commercial Bank of Cobb County 0391 First State Bank 0731 Georgia State Bank 0658 Bank of Meigs 1123 Metter Banking Company 1324 Pineland State Bank 1220 Bank of Midville 0661 Bank of Milan 0176 The Citizens and Southern Bank of Milledgeville 0178 Exchange Bank 0177 The Merchants and Farmers Bank of Milledgeville 0272 Bank of Millen 0236 Ogeechee Valley Bank 0665 Bank of Molena 0221 First American Bank of Walton 1018 The Bank of Macon County 1274 Montezuma Banking Company 0331 Bank of Monticello 0156 The First Bank of Clayton County 0128 The Citizens Bank of Morven, Georgia CHARTER DATE 3-28-1929 8-23-1972 6-21-1963 6-19-1972 6-09-1960 11-29-1973 12-26-1888 1-28-1910 10-07-1947 12-19-1945 12-18-1906 9-02-1955 9-19-1910 7-05-1909 5-08-1903 7-25-1930 12-27-1961 4-13-1945 12-05-1906 2-28-1874 5-20-1903 3-22-1898 1-04-1893 9-01-1972 10-07-1901 1-01-1906 12-20-1972 10-23-1948 2-08-1964 11-17-1969 1-18-1973 BEGAN BUSINESS 3-28-1929 8-23-1972 3-02-1964 6-19-1972 7-01-1960 6-24-1974 1-01-1890 2-02-1910 2-21-1948 3-01-1946 1-01-1907 9-17-1956 9-27-1910 8-01-1909 6- 1903 8-26-1935 10-15-1962 5-21-1945 10- 1906 10-13-1884 6-01-1903 3- 1898 3-01-1893 1-07-1974 3- 1899 1-01-1906 1-02-1973 1-10-1949 2-10-1964 5-04-1970 1-18-1973 NO. OF OFFICES 0 0 4 3 5 1 0 0 0 0 9 6 0 1 0 0 0 0 0 1 2 0 0 0 0 2 1 0 0 4 0 LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK CHARTER DATE BEGAN NO. OF BUSINESS OFFICES Moultrie Colquitt 0175 American Banking Company 8-13-1971 10-01-1971 0 0200 The Citizens and Southern Bank 7-08-1896 1896 0 of Colquitt County Mount Vernon Nashville Newington Newnan Montgomery 0668 Mount Vernon Bank Berrien 1205 The Citizens Bank 1064 The United Banking Company Screven 0961 Bank of Newington Coweta 0198 Bank of Coweta 12-21-1900 1-24-1901 0 2-19-1943 3- 1943 1 7-10-1924 7-15-1924 1 7-07-1919 8-14-1919 0 2-11-1972 10-06-1972 1 0166 The Citizens and Southern Newnan 2-25-1955 2-25-1955 1 Bank Newton Baker 0671 Baker County Bank 10-04-1906 10-15-1906 0 Nicholls Coffee 1249 Nicholls State Bank 12-02-1952 1-02-1953 0 Norcross Gwinnett 0673 The Citizens and Southern Bank 12-12-1903 2-01-1904 3 of Gwinnett N 0 Ocilla Irwin 0138 Gwinnett Bank &Trust Company 1316 The Bank of Ocilla, Georgia 0275 The First State Bank of Ocilla 9-11-1967 3-01-1968 2 9-20-1956 10-01-1956 0 5-11-1943 6-01-1943 0 Omega Tift 1187 South Georgia Banking Company 4-15-1970 4-15-1970 1 Palmetto Fulton 0971 First Fulton Bank and Trust 6-29-1918 7-10-1918 2 Patterson Pierce 0681 The Patterson Bank 6-19-1907 6-19-1907 0 Pave Thomas 1136 Pave State Bank 6-24-1971 6-24-1971 0 Peachtree City Fayette 1004 The Fayette State Bank 1-31-1964 2-01-1964 2 Pearson Atkinson 1130 The Citizens Exchange Bank 1-19-1943 5-12-1945 0 Pelham Mitchell 0287 Farmers Bank of Pelham 8-25-1902 9-01-1902 1 0288 Pelham Banking Company 12-04-1936 12-08-1936 0 Pembroke Perry Bryan Houston 0684 The Pembroke State Bank 0464 The Bank of Perry 12-29-1937 2-11-1938 1 8-20-1889 1889 2 Pinehurst Dooly 0687 Bank of Pinehurst 1-01-1908 1904 0 Pine Mountain Harris 0445 Farmers and Merchants Bank 3-22-1909 4-19-1909 2 Pineview Pitts Powder Springs Pulaski \4i l cox Cobb 0601 Pineview State Bank 0689 Pitts Banking Company 0148 Cobb County Bank 9-20-1910 9-20-1910 0 6-02-1906 6- 1906 0 12-20-1968 8-01-1969 7 Preston \~ebster 1198 Bank of Webster 6-29-1970 6-29-1970 0 Quitman Brooks 0185 The Bank of Quitman 12-26-1888 12-31-1888 0 LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK CHARTER DATE BEGAN NO. OF BUSINESS OFFICES Reidsville Tattnall 0698 The Tattnall Bank 9-14-1900 10-22-1900 1 Reynolds Taylor 1054 The Citizens State Bank 9-08-1922 9-08-1922 0 Rhine Dodge 1158 Williams Banking Company 8-04-1947 10-01-1947 0 Richland Stewart 1099 Richland Banking Company 10-13-1927 10-15-1927 0 Ringgold Catoosa 0701 Northwest Georgia Bank 8-26-1904 8- 1904 2 Riverdale Clayton 1233 Bank of the South 10-03-1945 1-07-1946 2-1** 0145 Clayton County Bank 9-18-1968 6-09-1969 4 Roberta Crawford 0519 The Crawford County Bank 1-07-1901 1-08-1901 0 Rochelle Wilcox 1128 Rochelle State Bank 7-08-1947 8-01-1947 0 Rockmart Polk 0398 The Rockmart Bank 10-30-1900 1900 1 Rome Floyd 0273 The Georgia State Bank of Rome 4-02-1976 1-05-1978 0 1226 The Rome Bank and Trust Company 4-05-1945 10-01-1945 3 Rossville Walker 0103 Rossville Bank 7-01-1963 12-13-1963 1 Roswell Fulton 0379 Roswell Bank 3-01-1901 3- 1901 4-1** Royston Franklin 1165 Tri-County Bank of Royston 8-09-1941 9-01-1941 1 .N..... Rutledge St. Marys Morgan Camden 0706 Bank of Rutledge 1307 Peoples Bank 9-24-1898 10-01-1898 0 5-07-1973 5-07-1973 1 1308 Saint Marys State Bank 4-12-1955 8-04-1955 0 St. Simons Island Glynn 1251 The Coastal Bank of Georgia 4-24-1950 6-01-1950 3 Sanders vi 11 e Washington 0119 Citizens Bank of Washington County 1-06-1965 5-03-1965 1 0233 The Geo. D. Warthen Bank 3-18-1957 3-18-1957 0 Sardis Burke 1223 Bank of Sardis 4-27-1945 7-02-1945 0 Savannah Chatham 0057 Atlantic Bank and Trust Company 11-06-1933 11-06-1933 0 0065 The Carver State Bank 4-29-1947 6-04-1947 0 0052 First Bank of Savannah 7-29-1909 8-04-1909 4 0004 *Savannah Bank and Trust Company 3-04-1869 7-01-1869 10 of Savannah 0064 Southern Bank &Trust Company 10-10-1974 5-28-1975 0 Senoia Coweta 0387 Farmers and Merchants Bank of 3-02-1874 1889 0 Smyrna Senoia Cobb 0251 Cobb Bank &Trust Company 11-14-1973 3-12-1974 1 Snellville Gwinnett 0161 Gwinnett County Bank 9-23-1970 3-04-1971 2 Social Circle Walton 1038 Georgia Central Bank 12-31-1923 3-08-1924 1 Soperton Treutl en 0497 The Bank of Soperton 7-16-1906 1903 0 Sparta Hancock 0714 Bank of Hancock County 10-18-1904 9-05-1904 0 1139 United Security Bank 5-10-1976 6-01-1967 0 * Member Federal Reserve System *'~ Branch Bank LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK CHARTER DATE BEGAN NO. OF BUSINESS OFFICES Springfield Effingham 0719 The Citizens and Southern Bank 12-30-1907 1-01-1908 1 of Effingham County Stapleton Jefferson 0718 Bank of Stapleton 3-20-1916 1916 0 Statesboro Bulloch 1151 First Bulloch Bank &Trust 1-19-1934 4-14-1934 3 Company 0238 Sea Island Bank 3-11-1901 1901 2 Stockbridge Henry 0117 The First State Bank 9-21-1964 10-08-1964 1 Summerville Chattooga 1079 Farmers and Merchants Bank 2-05-1926 2-06-1926 3 Swainsboro Emanuel 1013 The Central Bank 10-27-1920 11-09-1920 1 0355 The Citizens Bank of Swainsboro 11-10-1900 1900 1 1300 Spivey State Bank 8-27-1964 3-01-1965 0 Sylvania Screven 0763 Bank of Screven County 4-10-1911 5-01-1911 0 1234 Farmers and Merchants Bank 2-18-1946 3-01-1946 0 Sylvester Worth 1229 Bank of ~~orth County 4-28-1945 11-01-1945 2 0337 Sylvester Banking Company 7-05-1898 7- 1898 0 Talbotton Talbot 0392 The Peoples Bank of Talbotton 12-09-1890 1-13-1891 0 N Ta 11 apoosa Haralson 1170 Commercial Bank 12-09-1971 12-09-1971 1 N 1276 West Georgia Bank of Tallapoosa, 12-06-1948 6-06-1949 0 Georgia Tay1ors vill e Bartow 0729 Peoples Bank of Bartow County 6-06-1905 6-13-1905 1 Temple Carroll 1253 Bank of Carroll County 11-25-1946 7-01-1947 2 Tennille Washington 0316 Tennille Banking Company 4-04-1900 4- 1900 0 Thomaston Upson 1296 Bank of Upson 6-23-1951 10-01-1951 1 0308 The Citizens and Southern Bank 1-18-1926 2-28-1930 1 of Thomaston 0252 West Central Georgia Bank 12-13-1973 4-15-1974 1 Thomas vi 11 e Thomas 1179 The Citizens and Southern Bank 2-03-1937 2-15-1937 1 of Thomas County 0933 Commercial Bank 7-03-1916 7-22-1916 1 Thomson McDuffie 0263 Bank of Thomson 12-30-1890 1891 2 Tifton Tift 0247 The C &S Bank of Tifton 10-10-1891 1896 2 1225 The Citizens Bank of Tifton 2-24-1948 4-15-1948 1 1180 The Farmers Bank of Tifton 12-21-1936 2-24-1937 1 Toccoa Stephens 0781 The Bank of Toccoa 8-10-1911 9-01-1911 2 1288 The Citizens Bank 5-25-1950 3-16-1951 2 Trenton Dade 1310 Bank of Dade 7-05-1955 1-12-1956 0 LIST OF STATE BANKS BANK CITY COUNTY NO. NAME OF BANK CHARTER DATE BEGAN NO. OF BUSINESS OFFICES Twin City Emanuel 1144 Durden Banking Company, Incorporated 6-26-1935 7-05-1935 0 Unadilla Dooly 1160 State Bank and Trust Co. 4-19-1935 4-22-1935 1 Union Point Greene 0786 The Farmers Bank 9-06-1911 9-06-1911 0 Uvalda Montgomery 1243 Altamaha Bank and Trust Company 5-02-1966 5-16-1966 1 Valdosta Lowndes 0642 First State Bank and Trust Company 1-22-1906 3- 1906 2 of Valdosta 1315 The Park Avenue Bank 6-28-1971 6-28-1971 0 Vidalia Toombs 1261 Brice Banking Company, Inc. 9-07-1965 10-14-1965 0 1116 Darby Bank and Trust Co. 6-22-1934 7-01-1934 0 Vienna Dooly 0268 Bank of Dooly 11-10-1975 7-30-1976 0 0325 Citizens Bank 6-24-1931 7-01-1931 0 Villa Rica Carro 11 0436 Bank of Villa Rica 5-04-1899 5- 1899 1 Wadley Jefferson 0430 Bank of Wadley 1-29-1902 1- 1902 0 Warm Springs Meriwether 0170 First American Bank 10-11-1905 8-03-1906 1 N Warner Robins w Houston 1317 The Citizens and Southern Bank of Houston County 4-25-1956 1-04-1957 1 1252 Citizens State Bank 12-13-1950 1-02-1951 2 Warrenton Warren 0350 Citizens Bank 4-14-1902 4- 1902 0 Washington Wilkes 1283 Farmers and Merchants Bank 8-10-1949 3-14-1950 1 0216 Washington Loan and Banking 9-07-1891 5-01-1895 1 Company Watkinsville Oconee 1328 Oconee State Bank 6-05-1959 2-01-1960 0 Waycross Ware 0975 Commercial Bank 10-15-1918 10-30-1918 1 1313 Southern Bank 5-22-1956 6-11-1956 2 Waynesboro Burke 0222 *Bank of Waynesboro 12-16-1890 1891 1 Willacoochee Atkinson 1272 The Peoples Bank 1-04-1952 1-15-1952 0 Winder Barrow 1290 Bank of Barrow 3-12-1951 3-17-1951 2 1040 The Peoples Bank 10-29-1926 10-30-1926 1 Woodbine Camden 1256 The Camden County State Bank 6-24-1947 1-02-1948 0 Woodbury Meriwether 0420 The Woodbury Banking Company 9-29-1902 9-29-1902 0 Woodland Talbot 0747 The Woodland Bank 11-18-1907 11-25-1907 0 Woodstock Cherokee 0748 Bank of Woodstock 11-13-1905 11-13-1905 0 Wrens Jefferson 0111 First State Bank 2-25-1964 7-06-1964 0 Wrightsville Johnson 0347 Bank of Wrightsville 2-16-1897 2-16-1897 0 0349 The Exchange Bank of Wrightsville 12-20-1909 12-20-1909 0 Zebulon Pike 0751 The Bank of Zebulon 3-18-1905 1-31-1905 0 * Member Federal Reserve System REGISTERED BANK HOLDING COMPANIES AND THEIR MEMBER BANKS DECEMBER 31, 1978 AMERICAN TRADING COMPANY - Brunswick Kingsland, State Bank of Kingsland CB&T BANCSHARES, INC. - Columbus Columbus, Columbus Bank and Trust Company LaGrange, LaGrange Banking Company Thomasville, Commercial Bank CITIZENS BANCSHARES CORPORATION - Atlanta Atlanta, Citizens Trust Bank THE CITIZENS AND SOUTHERN NATIONAL BANK - Savannah Citizens and Southern Holding Company, Atlanta Albany, The Citizens and Southern Bank of Albany Avondale Estates, The Citizens and Southern DeKalb Bank Decatur, The Citizens and Southern Emory Bank Dublin, Citizens and Southern Bank of Dublin East Point, The Citizens and Southern Bank of Fulton County LaGrange, The Citizens and Southern Bank of West Georgia Newnan, The Citizens and Southern Newnan Bank Thomaston, Citizens and Southern Bank of Thomaston COMMERCIAL BANKSHARES, INC. - Griffin Concord, Concord Banking Company Griffin, Commercial Bank &Trust Company DAVIS MEMORIAL FUND - Cairo Cairo, Cairo Banking Company FIRST NATIONAL HOLDING CORPORATION - Atlanta Atlanta, The First National Bank of Atlanta Dalton, The First National Bank of Dalton National Loan Company, Dalton Dalton, The Bank of Dalton (Note #1) Savannah, First Bank of Savannah FIRST RAILROAD & BANKING COMPANY OF GEORGIA - Augusta Atlanta, First Georgia Bank Augusta, Georgia Railroad Bank &Trust Company 24 REGISTERED BANK HOLDING COMPANIES AND THEIR MEMBER BANKS - DECEMBER 31, 1978 THE FULTON NATIONAL CORPORATION - Atlanta Atlanta, The Fulton National Bank of Atlanta Doraville, The Northeast Commercial Bank Duluth, The Bank of Duluth Forest Park, Bank of Forest Park Riverdale, Bank of the South GEORGIA BANCSHARES, INC.- Macon (Note #2) Macon, Georgia Bank &Trust Company GRADY HOLDING COMPANY - Cairo Cairo, First National Bank of Grady County GULF CAPITAL CORPORATION - Atlanta ~ DELTA FIRE &CASUALTY INSURANCE COMPANY - Atlanta J. MACK ROBINSON GROUP DELTA LIFE INSURANCE COMPANY - Atlanta Alpharetta, Fulton County Bank Americus, Sumter County Bank Buford, First Commercial Bank Calhoun, Gordon County Bank Canton, Etowah Bank Clarkston, Citizens DeKalb Bank First National Cornelia Corporation, Cornelia Cornelia, The First National Bank of Habersham County Dawsonville, Dawson County Bank Gordon, The Gordon Bank Powder Springs, Cobb County Bank Riverdale, Clayton County Bank Roswell, Roswell Bank Snellville, Gwinnett County Bank Summerville, Farmers &Merchants Bank (Note #3) HUDSON AND PILGRIM DEVELOPERS, INC. - Douglasville Douglasville, The Citizens Bank J. L. PILCHER AND SONS, INC. - Meigs Meigs, Bank of Meigs SBT CORPORATION - Savannah Savannah, Savannah Bank &Trust Company Sylvania, Bank of Screven County SOPERTON NAVAL STORES, INC. - Soperton Soperton, The Bank of Soperton 25 REGISTERED BANK HOLDING COMPANIES AND THEIR MEMBER BANKS - DECEMBER 31, 1978 SOUTHEASTERN CAPITAL CORPORATION - Atlanta McDonough, First National Bank of McDonough SOUTHERN BANK HOLDING COMPANY - Approved successor to: (Note #4) ATLANTIC INSURANCE & INVESTMENT COMPANY - Savannah (Note #3) FAMILY SECURITIES, INC. - Savannah (Note #3) SOUTHERN UNION COMPANY - Savannah (Note #3) Savannah, Southern Bank and Trust Company SOUTHERN TRUST CORPORATION - Macon (Note #3) Fort Valley, Bank of Fort Valley TRUST COMPANY OF GEORGIA - Atlanta Albany, The First National Bank of Albany Atlanta, Trust Company Bank Trust Company of Georgia Associates, Atlanta Jesup, The First National Bank of Wayne County Augusta, The First National Bank &Trust Company of Augusta Brunswick, The First National Bank of Brunswick Columbus, The National Bank and Trust Company of Columbus Jonesboro, Trust Company Bank of Clayton County Lawrenceville, Trust Company Bank of Gwinnett County (Note #5) Macon, The First National Bank &Trust Company in Macon Rome, The First National Bank of Rome Savannah, Trust Company of Georgia Bank of Savannah, N. A. Smyrna, Trust Company Bank of Cobb County, N. A. UNION INVESTMENT COMPANY, INC. -Colquitt Colquitt, Citizens Bank WEST GEORGIA FINANCIAL CORPORATION - Tallapoosa Tallapoosa, West Georgia Bank of Tallapoosa NOTES 1. Bank of Dalton acquired November 1, 1977, with the First National Bank of Dalton. Order approving acquisition of The First National Bank of Dalton requires divestiture of Bank of Dalton before November 1, 1979. 2. Approved for acquisition by the Department prior to December 31, 1978, but not approved by the Board of Governors of the Federal Reserve System before December 31, 1978. 3. Bank Holding Company under Georgia Law. Not registered with Federal Reserve System. 4. Acquisition of Southern Bank and Trust Company by Southern Bank Holding Company approved by Department and Federal Reserve System prior to December 31, 1977, but not completed before December 31, 1978. 5. Non-operating bank organized to facilitate acquisition of Gwinnett Commercial Bank, Lawrenceville. Application to acquire Gwinnett Commercial Bank is pending before the Department. 26 NAME OF AGENCY INTERNATIONAL BANK AGENCIES LOCATION OF AGENCY TOTAL GEORGIA ASSETS Barclays Bank International Limited Agency ...... Atlanta ............. $ 22,095,000 (United Kingdom) The Bank of Nova Scotia Agency .................. Atlanta............. 56,128,000 (Canada) Algemene Bank Nederland Agency .................. Atlanta............. 47,317,000 (Netherlands) Swiss Bank Corporation Agency ................... Atlanta............. 60,270,000 (Switzerland) Canadian Imperial Bank of Commerce .............. Atlanta............. 67,727,000 (Canada) Commerzbank Aktiengesellschaft Agency ........... Atlanta............. 0 (Federal Republic of Germany) Credit Suisse Agency ............................ Atlanta............. 0 (Switzerland) REPRESENTATIVE OFFICES OF INTERNATIONAL BANKS NAME AND ADDRESS LOCATION OF REPRESENTATIVE OF PARENT BANK OFFICE The Bank of Tokyo, Ltd ..................................................... Atlanta (Japan) Union Bank of Bavaria ...................................................... Atlanta (Federal Republic of Germany) Banco do Brasil S. A....................................................... Atlanta (Brazil) REPRESENTATIVE OFFICES OF DOMESTIC BANKS NAME AND ADDRESS LOCATION OF REPRESENTATIVE OF PARENT BANK OFFICE Columbus Bank and Trust Company, dba The Georgia Company Columbus, Georgia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Atlanta, Macon, Savannah (2) Irving Trust Company New York, New York .......................................................... Atlanta The First National Bank of Chicago Chicago, Illinois . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Atlanta 27 ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1978 (WITH COMPARATIVE STATEMENT AS OF DECEMBER 31, 1977) (Amounts in thousands) ASSETS Cash and Due from Banks U. S. Treasury Securities Obligations of Federal Agencies SCM Obligations Other Bonds, Notes, & Debentures Federal Reserve Stock and Corporate Stock Trading Account Securities Federal Funds Sold &Securities Purchased under Agreement to resell Loans, net Lease Financing Receivables Assets Representing Bank Premises, Furniture and Fixtures Other Real Estate Owned Investment in Unconsolidated Subsidiaries Customer Liabilities on Acceptances Other Assets TOTAL ASSETS LIABILITIES Demand Deposits - IPC Time &Savings Deposits - IPC Deposits of U. S. Government Deposits of SCM Deposits of Foreign Government et al Deposits of Commercial Banks Certified and Officers Checks Total Deposits Federal Funds Purchased &Securities Sold under agreement to repurchase Interest - Bearing Demand Notes Other Liabilities for Borrowed Money Mortgage Indebtedness Acceptances Outstanding Other Liabilities TOTAL LIABILITIES Dec. 31, 1978 376 Banks 409 Branches Dec. 31, 1977 376 Banks 393 Branches Increase+ Decrease- $ 1,341,976 769,306 326,477 1,035,328 10,618 6,288 9, 728 848,973 5,557,201 20,565 250,949 43,550 49,945 28,362 110,478 $ 10,409,744 3,158,343 4,148,672 35,816 1,072,770 0 314,474 67,975 $ 8,798,050 356,915 69,651 48,915 16,670 28,386 198,325 $ 9,516,912 $ 1,175,540 731,184 194,157 890,489 7,037 6,798 5,077 830,547 4,979,033 15,282 234,500 58,557 44,140 23,933 92' 110 $ 9,288,384 $ 166,436+ 38,122+ 132,320+ 144,839+ 3,581+ 5104,651+ 18,426+ 578,168+ 5,283+ 16,449+ 15,0075,805+ 4,429+ 18,368+ $ 1, 121, 360+ 2,789,737 3, 727,350 88,128 1,013,845 0 283,043 76,433 $ 7,978,536 296,695 0 10,106 20,043 23,783 155,621 $ 8,484,784 368,606+ 421, 322+ 52,31258,925+ 0 31,431+ 8,458$ 819,514+ 60,220+ 69,651+ 38,809+ 3,3734,603+ 42,704+ $ 1,032,128+ 28 ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1978 (WITH COMPARATIVE STATEMENT AS OF DECEMBER 31, 1977) (Amounts in thousands) - (CONTINUED) Dec. 31, 1978 376 Banks 409 Branches Dec. 31, 1977 376 Banks 393 Branches Increase+ Decrease- EQUITY CAPITAL AND SUBORDINATED DEBT Subordinated Notes and Debentures Preferred Stock Common Stock Surplus Undivided Profits Capital and Reserves TOTAL EQUITY CAPITAL AND SUBORDINATED DEBT TOTAL LIABILITIES AND CAPITAL $ 39,987 3,016 202,967 331,664 260,750 54,448 $ 892,832 $ 10,409,744 $ 38,878 5,288 189,424 303,101 222,666 44,243 $ 803,600 $ 9,288,384 $ 1,109+ 2,27213,543+ 28,563+ 38,084+ 10,205+ $ 89,232+ $ 1,121,360+ 29 -~-----DEf'~--AliiD-1'1NANC - STATE OF GEORGIA ------------------------------------------------------ ---------CONSOLIDATED REPORTS OF CONDITICN OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUM'3ERS 4 10 22 35 52 57 60 64 ~SSETS: -ASH AND D!J'- FROM BANKS 2 US TREASURY SECURITIES 29 0 295 12,217 421 0 603 39,171 20 0 269 5,763 4] 0 4.02______3_._932____ _ 25,338 6,320 2.900 3,872 .17.,098 3,630 3 OBI I GHI ONS iF FED AG(Y ___5, 994 ..L'4-9AQ______8_._5.QL__ ___ --2Q.,5..8.6_ ____ __ _ __0_ _ 3.._e39 2 ,2.01 4 SCM OBLIG~TIONS 34,009 85,690 0 43,276 5 OTHER BDN"S, r,;orrs, AND DEBS _______.{)___ __2_75______ _.93_ ______ _500. 259 .1 ,_000 6 FEDERAL RESERVE STOCK AND CORP 438 4,114 128 572 0 1 TRADING ACCDilNT SEC!!EITIES a 9,728 a 0 _________0____ 0 50,235 0- 588 0 328 _____o_____ ------ 0.. 9 FUNDS SOLO ~ND SEC PURCHASED -~__urtuc.n....J>..J...>A::..t:-"'-"-"'-'---'-LC-"'-L~LL- ----"5'-0o.o6.u00c___.<;.2.o.B-'>3_,_,-"-3.o6.:::.9_ __...._)..._).._Q.,,_Q_Q__ ___J,3_.__00L_. ____ 3..l00_ 9 lOANS, NET 158,988 756,253 66,444 200,917 27,428 1,500 13,648 - - 2,534_ 135,872 ..llL I I'ASE E INANCI NG RI'CETVABI ES ---'3._..,_-,4u.0,_5L_ ____.)_.5_,_0_0_6.____ _ _ __..._ _ __..._]~,0_02._ ________l35_ 0 0 11 4SSETS REP PRE~ISES _ _____tf:..~,\uRls.rNul...Jl.J..IIu:Pctf:..__oA...,Nu.fl:___rE:...~I....,K._.I_~..II._,Ru:fc.::>S.____ _ _ _____!.7_0,.J.5-"0"'4'------"4cL7.-0.-~.l.o.8..::>3_ _ _..._l.._,~3~3o_8_ ____:;j9_,_6_96 ________85_Q___ ____ _ _51.8_ 12 OTHER REAL :::STI.ITE QWtiF:D 118 15,460 464 1 9 108 165 111 _LL_l.N.V IN iiNCO"JSOI I JATEO SII!IS -----------~----~--- __________ ..]_,_6_82_ 451 AND ASS~CIATES 0 48,893 221 11 0 0 0 .l.!t_-IISTOMEB I I~----- _Q___ _24.._693_______ ___ 5J_9______ _ _97.2 0 0 1,99_9 15 JTHER ASSET~ 2,771 24,150 1,429 7,772 573 519 4,654 311 386 0 0 0 0 0 1,450 4,590 0 _4_1.2 61 0 _o 52 1 2 3 4 .. 5. 6 - .7 8 9 10. 11 12 13 .______l'+_ 15 --------- 16 TOHL ASSt=TS 260,339 ----------------===== --------- --------- 1,795,618 116,235 - - - - - - - - - --~-------~-------------- 43,762 -------- 26,967 --------- ---2-2-7-,2-7-2- ----7-,-2-6-2- 16 _ _ _ _ _ U~.lLUll..S_A_r-uL_G.A.El.IA_L..._._. w 0 17 uEMAND DEPOSITS- IPC lf! IT'4" A!\111 'jAVIN'iS DEP- rpc 70,961 548,052 39,425 88,957 12,720 5,696 64,877 1,323 17 120,603 305.....9..84 40 0 337 146,0.1.9_ _ _2.L,_433____.l.l_._Q_81.________ 90,097 3.8_77 __l8 . :~ DEPOSITS QF ~S ;oVER~MENT 249 6,367 23 1,652 47 80 158 89 19 ...z..:LJFPOSITS Q!'.___SJ"-"'-------------'2:....5.,_,._1.._.2~3 83.,_1_4_8_ _ _2_5_._5_!-~6-~--5_2.J7.3 ___ lt0!6 21 )EPOSITS :.F FOREIGN G~VT "TAL 0 0 0 0 0 __ _ _ 2LiJ.~O_S.II_S _D_E__culi'_<1_ER_ClALM.~NK~'"~, 5_._7_.2_6____2_lL__6_8_4________3_3_8________ 5_,87_4_ _ __ _ 0 7,128 0 15 33,521 0 7, 96_9 995 2__0 o 21 0 22 ---.---=------- --------- 23 :ERTIFIED/OFF!C~R CHECKS 2,~09 14,963 798 2,427 485 425 1,171 13 ---------------=--=-..:-::.:-:__,-,-:.=--=-=----.:===:::_--=---=-::.:-:..:-=-=-=- --------:--:-_:::..::-_-:-:---_:- ____.:::-_::-_-:-:-_:::-:.... 23 24 TOTAL DEPOSITS 225,071 1,170,198 106,487 302,702 35,701 24,425 197,793 6,297 24 - - - - - - - - - - - ...-__ ---------_-_-..=_-:-_~_:-_- -~-----=---~----.-~-------- 25 FUNDS PUR AND SEC SOLO UNDER 25 .. _____A_G_B_<= r:: ME MJ___I_O__&.EJ'JlR.C.I:IA..S.F.___ __ 5_,_485___3_0_'rrJ_(_l_ -- _____3_~0 ______ 2.1_,_102 3,093 435 1,550 0 26 INTERE:ST-RE~'dN:; DEMAND NOTES 2,417 50,014 497 2,096 0 0 1,550 0 26 2..1 il!HFR I I II E.JB 9]RRIJWED MONEY 0 43.J...l] 0_ _ _ 3_,4_6.1_______ - _0 0 30 0 27__ 28 ~QRTGAGE !N)ESrtDNESS 0 1,890 0 7 0 0 0 0 28 _2_'L.\_G_C_~_T_A_I',IC E S ': ~C.t.!I.."'-------- 0_____2_4__,_693_ __5_7_9____ 972 0 0 1,999 0 29 30 OTH~R LIABILITIES 4,320 76,055 1,130 7,541 1 ,084 45_U~L ___2_&_J__,_3_39___1_,_7_95_._6_l8 _____1_1_6,_2_3_5_ .... -~-66_._153___ _ 43_, 762. 26_,967 227,272 7,262 39 --------- --------- --------- - - - - - - - - - - - - - - - - - ------------ _j)1'ARIMENI--D_BANKlNG.. AND FINANCE STATE OF GEORGIA ------------- ------------------------ CONSOLIOAT~9 REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMB<:RS 65 92 94 100 103 104 105 llO .\SSETS: __.t_ __..(,_.A~c--"H,____.II..,N~-~oDI--J.DilB-o-o~2.,_g.,_a____]J.-2"-t--t]LC5:>.2'-----'3"-'tf-\0,.2--o-o:5>!0U'Ou__ _--L-392______ 2_~897_ 0- - -- 49_B _ -- 500_ --- __ _3_ ~ SCM OBLIGATIONS __s_ :JTH~'R sor;o<;. NOTES, liND DEBS 0 6,187 14,451 5,535 6,041 4,417 3,689 2,008 4 - - ___o___ -- -- _o_ o ------------- _o__ -- _-'J___ _ _ ____.,__ _ _ _ __jJ_______ 0 _5 5 FEDERAL RESERVE STOCK AND CORP 0 7 TRADING ACC,]I!NT SECIIRIIIFS () 0 0 0 o 0 0 0 0 _Q ____a__ 0 _{L -__o0 _ _ _6 _____J_ g FUNDS SOLD AND SEC PURCHASED 8 IlNDER AGREEMENT To Rcsc,, 1 ,zoo g,soo 8,625 o_ 2,200_ _ _ ___..,_ _ --~-oo _________ 200.. 9 LOANS, NET 8,493 60,519 50,499 24,953 18,860 20,857 29,742 _ _:l__.,J'--1.'.-IJ.I.D_Du.lu.l-::;..-~F"'Ilosc~,M,._.K.,.AwN""K,._$,.__ _ _ _ _--JlL...-----__gs_o_ _ _---l..J).J_()____ _ __ 3 ..5 42 .. 10,081 1,434 1.424 2,592 1 2 JS TREASUP.Y SECUP-ITIE~ 1,200 1,150 1,963 12,702 6,428 200 300 288 2 ~3-.J.)ts.Bl.,.l.t..lGbAATJ--L.JOI..UllN::..S-Oucf'"-__cF~:.:<=t;.;OI.l-A'AG""C'-'v::.__ _ _ _ _ _ _ --b().(l_____ -45_() _____ -- JQ.O 0 500 0 300 0 3 4 SCM OBLIG\TW-.S 1,305 823 4,164 5,332 19,98 2 1,555 895 3,552 4 5 OTHER BONDS, NDJI''S, AND ocas ___.Q_______ __o____ -- 200 0 0 292 0 0 5 6 FEDERAL RESERVE STOCK AN!J CORP 0 0 1 0 0 0 0 0 6 7 TRADING ACCO!!NT SEC!!RTIIFS 0 0 0 ........0. __ 0 0. 0 0 1 8 FUNDS SOLO AND SEC PURCHAS~O 8 ----U.IIuNu.D~E~R~AG~B""r-~-E::;..M~c~N~TL-~LO~Q~E::;..S~~~Iwi~-----~OL-_ _ _~1~0~0~0~0L-_____ 50.Q______3~_()00 0 1,250 0 0 9 .OANS, NET 7,277 6,998 15,767 17,166 57 t166 9,591 9,390 16,930 9 -L.Iu.O__.._!~E~A.:.S~E-Er:.LlNut.J<.Noow-.ulb~!j'.._..JP""Et:JCwft:..LIV>UA!lJB~Iw"=:cS::.___ _ _ _ _ _ _ _ _ _ Q _ .~o.._________{)__ __ _ (I _ 0 0 0 0 10 11 ASSETS REP PREMISES _ _ _ _..:;fiu.IR.,_N....._U.uiUJ!R,._f~t."'N""O..._ft:.L.lX.._Tui...,IB...,f;;...$..__ _ _ _ _____.1._.8..,7.___ _ __.1_5..,4.___ _ __.5wbu.7_ _ ____.,8 44_ ____ 3 ,005 236 207 11 562 ~2 JTHER REAL ESTATE OWNED 0 2 68 16 1,021 5 0 0 12 13 INV IN !INCONSDI I DATED SIIBS 13 AND ASSOCIATES 0 0 0 0 0 0 0 0 ____,o_ _ --'-''4'*----luiS::..T.LDuMI!IJE::;..R~>....JILLJlA"--'OUJN"--JAruCwCwEt:.~P::..TuA;uN:uCwE:::.;S::.___ _ _ _ _ _ _ _ o _ _ _ _ _ _ _0 _ 0 0 0 0 0 14 --------- --------- --------- 15 OTHER ASS::TS 197 78 264 't93 1 ,226 85 12 87 ~~~~~~~~~~~~~~~~--=-~-=-~-~-=-~~~~~~=-=-~-~-=-=-~-=-=-~-=-~--~~~~~~---- 15 16 TOTAL ASSETS ! 1 '781 11,611 25,264 43,095 __ ----------------------------------~-=-~-~-~-~-~-~-=-~~-~-~-=-=-=-=-=-=-~~-~-~-~:-- -~~_:=~~-~-:- 14,648 12, 528 24,0ll 16 LIABII IllES AND CAPliAL: c:.> "' !7 DEMAND DEPOSlTS - IPC 3,448 2,906 5,822 16,347 27,033 4t207 3,514 7,287 17 ~'J..8a,_TL.L..lI41!1JEt::.-wANwDu_S~Aa.:V!!..luNli.IG.LS:.......Jo.LJr:"--p~-=--IuP!..!C----__:;5>.oo'-"4u1cc6.___ _..c6~.0o..c6'-'14u7_ _--.~.1-"5~,..1.1::J.9.!t4'----....l.l:::J.9.o.o.:>.3.:u37 5.L0.19_4_______7_,~25_. ______6_0 832 __1.1,559 18 :9 DEPOSITS OF US GOVERNMENT 19 36 56 90 44 17 19 3 19 ...L2u.O...J.LD.<:eF.r=.Pu.D.>.S..LIT~S-Du.<:E-S.>-C'"'M"'------------------'Iu0,_.6.._5nO.________j7u;8>..::9,_______.!_,,...c2..ot4u1_ _ _~_9a_____ 5_,84.L_ _ 67.7 1,296 3,032 20 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 ~2..2.::....JDLLJ:.JEP"-'D"-"S"-'-IILS:>......~fJJIE"--'r..JD..uM,_,M..,Et:.~R:uC~IuA!UI--'BlJAuN:uK"'S'------------'-0'--__-------'0 _ _ _ __o_ _ _ _ _ - _0 _ ___ .2_,462 0 0 0 22 23 :ERTIFIED/OFFICER CHECKS 62 11 270 66 252 305 41 59 23 --------- --------- --------- --------- --------- --------------------- --------- --------- - 24 TOTAL DEPOSITS 10,655 10,449 22,583 38,738 86,826 12,991 11,702 21t940 24 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ~~~-~~-~---~---,-------=-=--=-=-=-=-c::-=.---=-=-=-:.::-c::-=--=-=-=-=--=--------- 25 FUNDS PUR A~D SEC SOLD UNDER 25 ______aAuG~R.<:eE~EcrM~EN~TL-T~OU--'R~E~P~UwR~C~H~A~S,_E~------------~OL_________~O,___________,Q_____ _ - _0___ 200 0 0 250 26 INTEREST-BEARING DEMANO NOTES 0 0 0 0 500 0 0 0 26 27 OTHER I lA FOR BORROWED MONEY 0 0 0 74 0________ . 0 0 0 21 28 MORTGAGE INDEBTEDNESS 3 0 0 0 149 0 0 0 28 -32""gz__~,..~~~"'-E'"-ER!:.PT.I.Jt"-'::"~"';~~L--"i~~ll.'E':"I~~~"'-T.LE"-'D"----------------:1c-:9~~:-------:2:-:-'4~ - --5-3-~-- -- __0__________0___ 865 1,698 0 395 0 0 29 29 201 30 --------- --------- --------- --------- --------- --------- --------- --------- 31 TOTAL LIABILITI~S 10,855 --------- 10,696 --------- 23,116 --------- 39,677 --------- 89,373 --------- 13,386 --------- ----1-1-' -7-3-1 22,391 --------- 31 32 SUBORDINATED NOTES AND DEBS 0 0 0 650 1,000 0 0 100 32 __..,_33...__,pr:.;R"-"-ELF~o..ERI>JRn.E"'D"'-"S.._TJ.JO...,C..,K,_______________________:O _______Q_ _ _ _ _O__________0 0 .0 0 0 33 34 COMMON STOCK 225 275 500 900 2,000 530 200 600 34 _3.,_5"'-'S.._UR"""P'-'L._U,.,S"-=-_ _,-,-:::-=-::--------------_.._,27_5_____ ll!i 600 90Q_ _ _ _5_,0_00 270 lt_OO 375 35 36 UNDIVIDED PROFITS 406 465 1,040 702 2r036 425 174 491 36 -.2.37L...J.'"...ASJPJ:..J...IT.LJHt:~..-JAuN,._,OL-lO.JJ.IJ.IIf:......>F~Ru.D.!l!o'!:.....tBuAu:NIIlK>...::S>--------..;:;5L:5u.OL_ _ _ _J.7::J9'-'f4c___ _ _ _ _lt.9_6______ 2.~41.9 _ 280 5,219 1, 743 3,365 1 2 LIS TR!:ASURY SECURITIES 400 775 75 3,149 196 4,009 2,490 0 2 ..3. OBI IGATIONS OF FED AGCY ____9_(}1) _______ .J..Ol)_ _ __ .Q____ 558 0 0 600 100 3 4 SCM OBL IGA.TIDNS 291 __5__ QTHFR BONI'l$, 'JOifS, ANQ DEB$ ________ Q 90 5 ____ ___zz_____ __ __ _(} 4,789 265 60 1,662 2.,793 3,139 4 0 0 0 0 5 6 FEDERAL RESERVE STCCK AND CORP 0 0 0 0 0 0 0 0 6 _z,___'-'TuRt~~GL...JAIIJC_,C..,."-"'!.uiN._.r'---'')'-'E:.lC..J.I.u!Rului'-'IuE:..:$.___ _ _ _ ____..o'-------.1J0'------~---------- __ 0 __ .0 0 0 0 7 8 FUNDS SOLD AND SEC PURCHASED 8 IlNDER ~GR;::FM"NT TO RFSFI I .0 ____6_()_(}_______ 2.00__ --- .2,100 750 2.825 0 3.050 9 LOANS, NET 10 I EASE FINANfH'G RECEIVABI ES o____ 6,389 2,905 1,373 ___Q______________0___~----- ______ 18,989 0 2 ,205 0 22,459 0 9,887 0 19,050 0 9 10 11 ASSETS REP PREMISES 11 _ ___..[:...JI.JJIR,._.N,._JI.-Iul.uiRuE::.......oAuNLO.L.JF:..JiuX~.-Iul,u!RuE:..:S>-----------"5u..OIC6'-----..l.lJ.l_o6.___ _ _.L:>3I.8____ _ 560 - 42 .1. 733 401 760 '_2 JTHER REAL ?.STUE OWNED 1 26 0 103 0 640 39 154 12 ...l.3.___l_NV IN !!NCONSDI I OAT ED Sllfl.S__________________ 13 AND ASSJCIA TES 0 0 0 0 0 0 0 0 __1__4...L.USTOMER ' fA f)N ACCEPTAN!:..E.S_ _ _u ___ u 0 __ --- 0 ... 0 0 0 0 0 0 14 :5 OTHER ASSTS 16 TOTAL ASSETS 1 30 1 340 --------- --------- . --- "--~------ 1 --------- -------9-0-1 -------2-2-0 -------2-1-9 15 9,038 5,458 z,288 33,272 3,534 39,348 18,173 29,837 16 --------- --------- --------- --------- --------- --------- --------- ww ES -~__LLAB IL I I I A~iL.C.AP_l_IAL_:__________ ______________ _ 17 DEMAND DEPOSITS - IPC 13 TIM~ AND SAVINGS PEP- IPC 2,452 1,944 868 9,867 979 15,075 5,012 11,526 17 4~ 2.645 L..093_____J6 ,_ou 1,858 13,311 8,621 13,759 18 19 JEPOSITS OF US GOV!"RNMENT 58 10 2 209 6 17 31 25 19 .2..0_Q_E~O.S..ll.S._Of____5_C~ _ --~-- h'*_oo_____1.43 __ .UL 3,190 295 6,987 2,204 886 20 21 JEPOSI7S OF FrREIGN GOVT ET~l 0 0 0 0 0 0 0 0 21 _ll__:)_El'_QS_l_T_$____fjf_c_Q_"':...Bf..l.AL_f3_t._l'{~--- ---- 33 0 0 0 0 43 227 0 22 23 :ERTIFIED/OFFICEq CHECKS --------7-1 -------1-2-8 0 --------- - -- ---- ----- -------1-8-9 29 -------- -------4-8-8 -------2-2-3 -------5-6-7 23 24 TOTAL DEPOSITS 8,143 5,070 2,074 --------- 29,466 --------- ----3-,-1-6-7 ----3 -5-' -9-2-1 16.318 --------- ----2-6-,7-6--3 24 25 FUNDS PUR A:W SEC SOL!) UNDER 25 _____tl..GREE~-'=.til___LO_RE!JRCHAS.~~---- ___ 0 0 0 0 0 0 0 0 ?6 I~TEREST-BEAPING JEM~NO NOT~S 27 OTHER L I A FOs......B.flRROWfO MON~'Y __o0_______o0__________0o____ _ 651 0 0 0 0 (l 0 308 26 0 0 27 28 MORTGAGE INDEBTEDNESS 187 0 0 0 0 0 0 0 28 2_9. AC.C_!;_~T--~r:J.C_ES___~X_l;'_G_\..!J_E_O__ --~----- 0 0 0 0 0 0 0 0 29 30 OTHiR LIABILITI~S 52 19 5 186 0 -------- -------3-2-5 319 --------- 463 --------- 30 31 TOTAL LIABILITIES 8' 382 5,089 2,079 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __c-------_-:-_-:_____ __ -:.::-:~~-::.o:~..:-_::_ ~~::------- 30,303 3 ,167 --------- ----3-6-,2-4--6 ----1-6-,6-3-7- 27,534 --------- 31 32 SUBORDINATED NOTES AND OE3S 0 0 0 250 0 517 0 0 32 33 P_RE_UJtRr:'_Q_S_I_OCI\______ 0 0 0 0 0 0 0 0 33 34 :OMMON STOCK 319 100 90 1,000 100 619 600 800 34 .35__SURP.l.!J_$_______________ __ 234 200 85 l ,400 125 1,581 400 600 35 36 UNDIVIDED PROFITS 103 69 34 244 !08 245 536 843 36 ~7~_1IAL RESeRves 0________0___ -- 0 75 --------3-4 -------1-4-0 ---------0 --------6-0 37 _3_8_ _T__QJ:_A_L_C_A~I_T~_LIIJ~_12__S_t.!_B_0_~8_I_ _ 656 369 209 2,969 -------3-6-7 3,102 --------- 1, 536 --------- 2,303 --------- 38 _'1_9___T~C_T~A.LU_tl..IH_I.._l__T__I~';_S_~_@__ C_A_LT_A_L___ _9 , 0 38 .. 5,458 2,288 33,272 ----3-'-5-3-4 39,348 --------- ----1-8-'-1-7-3 29,837 --------- 39 DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA -----------------------CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 -------------------- - - - - - " - ---- BANK NUMBERS 140 143 144 145 148 151 152 155 t.SSETS: _L--.ASH AND O!!t: fROM BANKS 3 0 553 1,046 9.IL___!4]'5l____ 3 .469 3r04.9. 2,800. lo54.8 1 2 US TREASURY SECURITIES 1,539 0 385 1,547 2,098 !,399 1,571 1,952 2 3 _JJll.I.GALlDNS-.DE FED Af;CY ------ 300 ___l_O_Q_ _______Q_ --- --l.-1.02 - ..3 ,050 1,200 0 694 3 4 SCM OBLIGATIONS _ 5. .JIHER..BONDS, .oF So .AJIID_ DEBS 4,989 0 0 534 ___Q____________.Q_______Q_ - - - " ___ .()_ 26 o - - __ 318 570 0 -- 0 0 4 0 5 '> FEDERAL RESERVE STOCK AND CORP 25 .J. TRADING ACC!]t!NT SfC!!pTTP:S 0 0 0 0 0 0 0 0 0 o___ _ __11 _______ 1)_ --- " - - - - 0 0 6 0- 7 q FUNDS SOLD AND S~C P~RCHASED 8 ______ UNJlER. AGBEHicNT TQ RESEll 4,700 2,000 2,400 - _40{)_______ 1,700 700 .. ""- __1,050 550. 9 ~DANS, NET --lQ ~EAS~" FIN~NCJ:IIIi REfEIYABI ES 22,225 2,024 5,888 14,853 13,216 _l.L-_ _ ____a____ -- - ......n - 11,055 6,832 _o- -- o 7,776 0 9 " 10 11 ASSETS REP PREMISES 11 _ __cF_uii"'R-"'N.LI..LTiu.!R.,_E"--'A"-'NlUD"-'F'-'I-"XuT_,_tI,R'-"F-"S-_ _ _ __.I_,.u:;2..&.2.:z9_ _ _ _lu6;u2::___ _ _...2.Ll4,.__ _ _ _ _.B..a4______.l..l_'l5________ _L.L6..L...._________6_'l9. __ .. 5.'t.3.. -- :2 OTHER REAL <:STATE OWNED 18 0 205 392 714 442 0 0 12 _l3_l.N.lLIN IJNCON$01 JOATED SUBS l3 AND ASSC'CUT~S -.1.!.-.C.llSJ:OMER I I A Q"J ACCEPTANCES 0 0 0 0 0 0 0 0 _o___ _ _ ___n_ __ ____ 1L - 0 " - - .. - l.D_ .0 -------- .0 __ - _ __l~ 15 OTHER ASSETS 618 65 55 255 295 139 124 207 15 -------------------=-=.-=.--=:-:::-:::-=.:-=.:-=--..::-:=-:=-:=-:=-=-=-=-=---.:=====-=-=-=-=.-::.-=--- - - - - - - - --------- __________ _ ____ --::.=..::=---~:-:: -.~_-:::-=-::.-::_-. 16 TOTAL ASSfTS 39' 196 5,397 10,118 26,726 25,763 19,476 13,646 13,270 16 _ _ _ _ _ _ _ _ _ _ _ _ --------- ---------.- ______________ _ _,-:::-,_,-,_,-'-"'-=-=.-=:--~--------- _-::..,...-=.--=-"''"'----'"~-""--...,--=---,:- LIABILITIES AN::> CAPITAL: - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ___ .. ________ _ 17 JEMAND DEPOSITS- IPC !3 TIME AI\ID SAVING~ DEP- IPC 11,449 17,726 1,929 2.201 3 1 786 4.861 10,962 11,745 10,154 12,147 7,938 9,278 5,672 4,977 17 ~.l_ _---9_Ll.5L______l8_ 19 :lEPOSITS OF US GOVERNMENT 54 20 86 16 _J.jz00L..JD.LJE"--P"-<0.L:S:uiuT~SLL0ll:E~SJ..Czt.M_ _ _ _ _ _ _ _ __j6c_,o..;3:t_:9:t.:5,___ _ _..&..225Q.6_ _ _~4t.e8ll:8L-_ _l.LJJ0oL7u8:L. 15 36 88 9...6.7_ ___ _..1.2_6 __ ____1~9.8 __ 182 19 _ --~3 ________ 20. 21 DEPOSITS OF F!JRFIGN GQVT ETAL 0 0 0 0 0 0 0 _r;.._2.._2_.D.LJE...,P::.lO...,S.uluTc_.SLJ..Cil:F__..CJ,.jCoMnM,_FR"'C.........,IA...,L__.B._.AuNwK..,Sc___ _ _ _- - " - - - - - _ _ o ' - - - - - - - ( L __ _ _ _ _Q_______ 0__ ______ _ 0_ . ____ 9 0 21 0 ______ 2.2 23 CERTIFIED/OFFICER CHECKS 24 TOTAL DEPOSITS --------5-3 35,677 -------2-1-0 4,616 --------8-9 9,310 -------3-7-0 24,171 -------2-7-8 23,561 26 --------17,414 ----1-1-,-sa-2-o1 -------2-5-6 11,949 23 24 --------- --------- --------- --------- --------- --------- --------- --------- 25 FUNDS PUR A~D SEC SOLD UNDER 25 ____ AGREEMENT TO R"'PURCHASE 0 0 0 - - - Q____ -- 0 0 0 0 26 INTEREST-BEARING DEMAND NOTES ...2L OTHER I I A FJB BORROWEQ MONEY 0 a 0 0 0 0 0 250 0 0 0 __lo____ . ______ o _____ 0 -_____o0___ 26 _27 28 ~ORTGAGE IN~EBTEDNESS 90 0 0 0 0 0 0 0 28 _?~ACCEPTANCES EXECUTEO 0 Q______ - JL___ 8 0 1Q 0 0 29 ------------,--- --------- -------- --------- --------- --------- 30 OTHER LIABILITIES 534 89 109 677 412 341 273 30 ~~-----.--..---------=--=-~-----==--------- 30 31 TOTAL LIABlUTIES ----3-6-,3-0-1- 4,705 --------- 9,419 --------- 25,106 --------- 24,003 --------- -----17-,-7-6-5 12,153 --------- 11,979 31 32 SUBORDINAT~J N!JTES AND DEBS 0 0 0 0 500 400 0 0 32 _ll__l'RE.FERRED STOCK --- <) ------- _____Q_ ________ 0 34 COMMON STOCK 720 300 400 _ _15~LUUL _ _ _ _ _ _ _ _ _ _ _ _ _ _~~8~L _______JOO- - - - - __25Q_- 36 UNDIVIDED P~OFITS 995 88 49 37 CAPITAL RESERVES 0 4 0 0 490 ----895 -- 235 0 0 960 200 100 0 0 0 0 33 788 400 457 34 300 800 600 35 223 293 234 36 ___ _Q____ ___Q_ ------ -- 0 _____]]. _3""8,._T,_,O""'T'-'A""L'--"C"'A"-P_,I-'-T""A..,_L-=AN""D~S,_,U"'B~D'""E"'B'-'T'-----~2,__,._.8"--9'""5<- ---~6-'-9..,_2 _ _ _ __,6'3_9___ _ 1 1 6 20 . 1,760 1, 711 1,493 1,291 3~. 39 TOTAL LIABILITIES AND CAPITAL 39,i96 5,397 39 ___ JlEP-APJMENI- DEJ3ANK1NG .MID FINANCE STATE OF GEORGIA CONSOLIOATE~ REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBER:> 156 159 160 161 162 165 166 170 ASSETS: _2_ __ .C.ti AND O!IE FROM 3Aj:JKS 2 US TREASURY SECURITIES 3 0 334 3,024 3 0 385 596 _.6.87_____6..s.Z3.6. ________7.189 . __.3,419 952 801 7,822 2t275 3.343_ 6t196 lt331 399 3 __ OBLIGATIONS li- ""0 :\'iCY JL!L. _ _ _4-0D.Q______~-- -.L5.15 __ n__ 4.1.01 _ 0 650 SCM OBLIGAfiON$ 2 1 375 4,560 21 .5._" _.}_T_HER_BDNDS, ',JOTFS, AND nf=A<; ~----____Q__ _ _ _ __ _ _ a _ _ _ 281 3,910 ---~----------- _ .3___ 121 ____Q __ _ 3,470 0 162 0 & FEDERAL RESO:KVE STOCK AND CORP 0 0 0 0 0 0 3 0 __L_IRADI!\IG 4CC11!NT S<=cqgiiiES 0 0 0 _.Q___________.o.._ ______________n___ _____ 0 -- 0 3 FUNDS SOLD AND SEC PURCHASED _____ ..illill.E.R AGR"I=M<=:JT TO QFSEII _Q________..,__ _ _ _.liliL____ i..100_ ___ _ ___500_ __ ____ 't~BDO__ _____ 9 ,50.0_ 500_ 9 L04NS, NET 12,961 18,558 3,447 14,191 45,400 12,095 18,084 5,635 __l_~L---EAS.LEINANCTNG RFCCIVAAI ;;S 0 _a__ -------- 0 0n n _Q - _0 1: 4SSETS REP PRE~ISc5 ________ .f!JRI\JP!!q<= ~N'l EIXT'IQES 1 ,1 56 929 111 556_ - __}__J!lfi _____ 36L________ ao_lL - 2.1_0 t2 OTHER REAL ~ST4TE uWN0 355 44 49 293 60 lr052 0 43 1.3 HN llll... lJNCONSO: I DATED S!lBS AND ASSOCIATES : 4 ~US1UMER_Ll~ 0~ ACC~PTANCES 0 0 0 0 _3L__ ______ .o..________.o____ . 0 0o _ _______ 0o_____ _ 0 0 0 - _Q :5 JTHER ASSETS 16 TOTAL ASSET:\ 231 369 17 215 657 90 397 10 --------- --------- --------- --------- --------- ---------- ---- --------- --------- --------- ~3,845 29,441 5,483 25,448 67,241 25,314 41,801 8,940 --------- --------- --------- --------- ----- --- -------- ----~--~---- --- ~ --------- --------- --------- --------- l.LAJUl.llll.:i_~~~__l_T.AL.L__________ _ ----~ .. _________ _ :1 )E~AND DEPOSITS - IPC 9 1 118 9 1 194 2,044 .l!LI.IMF AND ';.i\/TJ\1;;<; ;)J=?- JPC 6.981L__ 9,527 2,642 10,438 17,094 11 ,_9_80._ ---- 29...U43 19 JEPOSITS CF US GOVERNMENT 73 25 14 20 DEP.D5.1IS GF_S.C..':L____________5__,__4.illt _____s_.__3__8_6 _______ 0 237 ___ 7.76 1!6 u ,Q24 ~1 )EPOSITS OF FJREIGN GOVT ETAL 0 0 0 0 0 22 ~EJ>QSIIS. Qf_ CQMt-~ERCUL BANKS _0 _ __ 7.8L. 0_ 0 15 23 CERTIFIED/OFFICER CHECKS 176 245 82 24 95 --------- --------- --------- --------- --------- 24-TO-TAi-DEPo-,s~I~T~s,----------~c=--=-::21, 763 25, i5_8_ _ _t;;i82 _______2_3 ,455 57,487 --------- --------- ---- --------- --------- --------- --------- 25 FUNDS PUR ANJ SEC SOLD UNDER AGR..ff.'tl:_~LliLRf.PJl..R.CJ1A.S.E______ - - - - - - 0 _ L.3_QO .0 0 0 26 INTERFST-BEARING DEMAND NOTES 0 0 0 0 0 .27 D.TH.E!L_Ll.A__fJ.JJLJi.llRROWED MONEY 0 __________ ll_________O----- 0 0 28 MORTGAGE INLJE-1'i-c...._s- - - - - - - - - - - _____ ..1.40._ 0 0 1, 250 1,000 347 0 0 0 263 214 46 0 __ 0 0 0 50 0 0 0 0 500 1,050 600 140 1,950 825 1,400 260 2,913 206- 2,150 78 1 ,243 0 460 0 38 TCT AL C~PIT AL Af\11!_ .S...UJLQEB_T 2~,845 2,597 29,441 523 5,483 1 '572 25,448 6,606 f7,241 1.669 25,314 4,610 41,801 528 8,940 1 2 - 3_ 4 _.5_ 6 .7 8 9 . - 1.0_ 11 _1n2 ____ 14. 15 16 17 1 8 .. 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 DEPARTMENT Of BANKING AND fiNANCE STATE Of GEORGIA CONSOLIDATED REPORTS OF CONDITION Of STATE BANKS AS C~ DECEMBER 31, 197A BANK NUMBERS ~----- --~- ~-~------ 172 174 175 176 177 178 179 185 _-_-_J:ASH Ab!D QIIF fROM BANJ,;$ 4 0 582 --l-o-b-96__~-----.!r-.587 lt-840 915 1,601 1,460 2,496 1 2 JS TREASUPY SECURITIES 850 3,264 847 4,694 954 3,067 199 212 2 __J__ __ QBLIGHIONS i!E FED A'iCV __ J_QQ _______ 5ilQ ___ - l.CO 0 501 2,663 3DO 550 3 4 SCM OBLIGATIJNS 3,183 3,041 1,078 3,747 2,137 3,939 933 1 '139 4 _s__ ____QIHER BC'JOS, NOTES, t,NQ oens __ _{)___ ___ _ ____ n_ ___ Q_ 0 0 2,500 0 0 5 6 FEDERAL RES::RV': STOCK AND CORP 0 0 0 0 0 0 0 0 6 __;__?_ILJRtuLAfUllJINI>IIG!.>-JA!l.Jr..;r_;Q.u,.L:I"J>LT'---'S:..E::JC.JIUJIR:L.lL-IL.luEo:cS::.___ _ _ _ ___.oL-_ _ _ __.0L-_ _ __1)_____ ~ _ _Q_ 0 0 0 0 7 8 FUNDS SOLD AND SEC PURCHASED 8 IlNDER AGR>=Eio!EJT TO RESE! I 3,560 2' 1 00 _j'Q_Q____ 700 2,600 1,600 550 1,575 9 LOANS, NET 41,4B 15,787 9,952 22,065 1 5 ,3 70 14,071 7,672 6,738 9 >Q I EAS<= EINHJCT(J'i RECCJVABI "S 0 ------'>9J___________~_Q__- -- ---- 0 0 0 0 0 10 ll ASSETS RF.P ?{EMISES ll _ _ _ft:JI.J,;I _ _ _ Rt~.;N!ll.l.LllJlwlfl"-E&:..-.61Ut:..;JDCL..JEr::.lLXLTlJI..uiR:------~J._,,._:9t.:c5:u6,__ ~7ub::uB,___ _ _J:6ul_.)_ _~----- ____4_8l ______ :102 1.499 287 80 12 JTH'.:R REAL ':STATE OWNED 152 0 0 0 0 0 0 182 12 '3 INV IN IINCONS'il Jj)t\IED SUBS 13 AND ASSOCIATES 14 "IJSJQM<=R I lA 0<-J ACCI=PTANC~"S 0 0 0 0 __Q_ - - - - - - - Q_ __ - - _o __ - 0 0 0 0 0 0 0 0 0 14 - --------- --------- 15 OTHER ASSETS 1,098 192 267 ---------------------------~-~-=-~--~-~-~-=-~~~==~~~-=-==---- 413 122 ------ --- -- - --- 407 225 205 15 :.6 TOTAL ASSETS 57,560 ------------------------------ 27,845 --------- 18,142 --------- 33,940 --------- ----2-3-,3-0--1 ----3-1-,3--4-7 ----1-1-,6--2-6 ----1-3-,1--7-7 16 LIABILITIES AND CAPITAL: w "' 17 DEMAND DEPOSITS- !PC a TIME AND SAVINGS QEp- toe 22,981 9,194 6,272 9,368 5,016 11,102 2,338 5,316 17 24,778 14,606 7 0 920 J5,74lL____ l_l.afJ?3_ l_lt._ 44_6 ~ s. 823 4,056 18 :9 DEPOSITS OF US GOVERNMENT 219 43 49 47 196 43 322 19 19 ?:> nEPOS ITS "E Sf1'1 ______..l_,_,"'4""'6""8_________z9_____~1-LU8-t40__ ____ ~.67_ 4 ,2.46 1,965 1,819 2,265 20 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 ---"-2"--2___J.LQ-"'Er::_PuO.._S...._II..._.._S--'Ou_FI::___JCc..:0'-"'1"'o1::~_"wRo.:C....__._IA..,!...__,B"'A"'N""i<""S..___ _ _ _ _ ___a___. . _ _ltlL_ ______ _Q 0_ 0 221 0 0 22 23 :ERTIFIED/OFFICER CHECKS 9!>5 124 51 64 124 132 121 75 23 --------- --------- --------- --------- --------- ---------- ~- --------- ~------ - --------- --------- 24 TOTAL DEPOSITS 50,411 24,016 16,132 29,294 21 t2 55 27,929 10,423 11,731 24 -------------------------------_-_-_-_-_-~-- --------- --------- --------- --------- --------- --------- --------- 25 FUNDS PUR AND SEC SOLD UNDER 25 _ _ _,._Al.l.G,_R.._E.._E _ CLMo;..~":I!.,..TL-IuO>L--R"-c"",..P~U"-'R~C!.JH[JJA.._S.u;._E _ _ _~1.._,LlL1"-""-0 -~~- _____Q____ ____ _Q 0_ 0 125 0 0 26 INTEREST-BEARING DEMAND NOTES 0 0 0 153 0 0 34 0 26 21 DTH~"R I IA FOR Bl)RROWEQ MQNEY 0 0 0 ___p~---- ----- Q 0 0 0 27 26 MORTGAGE INDEBTEDNESS 264 0 101 0 23 0 0 0 28 29 ACCEPTANCES EXECUTED 0 -- Q 0 0 0 0 0 0 29 30 OTHER LIABILITIES 1,156 581 430 999 161 554 329 161 30 --------- - - - - - - - ---------~----------------------- - --------- --------- --------- --------- --------- --------- --------- 31 TOTAL LIABILITIES 52,941 24,597 16,663 30,446 21 ,439 28,608 10,786 11,892 31 --------- --------- --------- --------- --------- --------- --------- --------- 32 SUBORDINATEu NOTES AND DEBS 500 0 0 0 0 0 0 0 32 33 PREFERRED STOC~ 34 COMMON STOCK --~~-- . ()_ 0 0 0 0 0 0 0 33 1 ,ooo 1,200 500 800 491 400 438 149 34 ;5 SURPLUS I _.__(>OQ_ 800 600 1,200 1,064 2,100 200 836 35 36 UNDIVIDED PRQFITS 1,519 1, 013 379 967 307 79 202 200 36 37 CAP ITA! BE SERVES 0 235 0 52.1___ _ _ _Q. ll>Q 0 100 37 33 TOTAL CAPITAL AND SUB DEBT 3,494 1 ,862 2,739 840 1,285 38 H TOTAL LIABILITIES AND CAPITAL 57,560 31_,347 11,626 13,177 39 DEPARTMENT OF BANKI~ ANOLFl~CE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 ---------------------------- ------ BANK NUM3ERS 191 197 198 200 201 203 206 216 ASSETS: _.______.C.JA.L:S>-IH'---'AUlNuD.L.-J.Ou,!u;lf;....._tF:.JlRCJ.OuM1-I:B,_.ALDN..,K...;:$.___ _ _ _ _ __.]_,8cc8L----..LJ_..0..o8..L7..L7_ _ _.t::..20.._.:t.34~5_ _ _.:.0_23~.35__. 1_136.4 .1,565 5,224 2,260 1 2 US TREASURY SECURITIES 2,251 1,000 550 4,245 762 100 1t087 9,701 2 3 jJBI I GAT TONS OF FED AGCY 0 0 I, JOO _ ___ 1) _ _.696 100 200 0 3 ~ SCM OBLIGATIONS 119 1,784 1,128 4,491 102 146 4o356 1,083 4 5 OTHER BONDS, NOTeS, AND DEBS 0 0 0 1}__ 0 0 0 0 5 6 FEDERAL R':SERVE STOCK AND CORP 0 50 23 0 0 0 0 0 6 --'7'---_,T._.R""AuO"'"'T'-"N""G'---"'Aui...o.C_.O.._!!UlNui___,$uE;.o.(.._li..,Bui_.J_,I..cE:.;>$.___ _ _ _ _- 1 J O ' - - - - - - . U O ' - - - - - - ' - ' Q - - - - - _ Q _ - - - - - - - (l __ 0 0 0 7 3 FUNDS SOLD AND SEC PURCHASED 8 _ ____._!.,NtuD.uE~R'--'AuG.,Ru:E:..:r'-l!Mu:C:;nt,!ui___.I_,_QL.JOR~Ec;:SLt:F:.LI.J.I_ _ _ _ _.o6ct~OLU0'-----~3uOuO_ _ _.L1~:>.5:>.50u___ _ _7Lo>-Ll 50 ____ 2._50 Om 400 3t200 400 9 LOANS, NET 3,596 11,390 llo155 21,709 4 9804 7,155 28,900 9,627 9 ..z"c;,$.___ ..:'..J.OL-J.I...tF~AL:S>-tF=---tE:.JlL!lNuALDNtJ.C..ii..nNu.GL-l!Ru:f:.t.C..tE:.JI.:.VwA.llBlJ.I _ _ _ _J.JO_ _ _ _ _!l0_ _ _ _ _ _u__________(l___ ____ 0 0 0 0 10 11 ASSETS REP PREMISE~ _ _____.E;.,~.I...:IRu;Nui_.T_._I.,IQu;f'---"AL.:lf\!""D'--"F-'I-"X'-'T-'-!I'-"R"'F"'S'----------"'-2.o8.o8_ _ _ _-"'4--'5-"'4----:..z.5..._l.._1_ _ _ _ _.9__ll__. _ _ 562 __ '.2 JTHER REAL ESTATE OWNED 66 0 77 0 181 I 3 I NV IN !!NCONSOj I DATED S!!B$ - 455-. 0 814 35 11 123 0 12 13 AND ASSCCIA TES 0 0 0 0 0 0 0 0 _,;_,4L..>.:-_.t...,!Sui__._o,_,MuE:.rRL-lt...ti-""'--l.Do'IIL.BAlLC..r..C..:;"'u:P:..tT.aA.uNu.C..<:FCJS'--------__u__ _ _ _ _ Q________ Q__ ._____ 0- 0 0 0 0 14 15 OTHER ASSETS 102 372 124 478 77 46 184 0 15 ----------------'=-=-=-:=-:=-=.--=:-=---=-====-='--=--=-=-=-:=-:=-=-:- ,._-.,_=------ ___ -----..,~=.::-:: --------- --------- --------- ~5 TOTAL ASSETS 7,810 17,227 18,563 41,319 11 ,048 9,967 44,000 23,194 16 ------------------- --------- --------- --------- --------- w -..! L IAA Tl IT IE'; AND CAPITAL: 17 JEMANO DEPOSITS - IPC 'a TIM"' AND SAVINGS DEP- IPC 2 0 447 4,705 5,340 14,213 2,922 2,777 19 t27l 6,650 17 3,992 9,821 7.Q84 ~fttil5.0 ____ .3.376 4._569 13,463 13,229 18 :9 DEPOSITS OF US GOVERNMENT 24 31 1 162 8 24 90 32 19 --"'-'-o.__..Du:E'-R----"3u..J0.,R..DR..:..D.,Wu;E,.OL...J:JM"-'O""N"'"E-'-Y------'-'Q-----"'-O-----__Q__------ 0 0 0 0 0 27 23 MORTGAGE INDEBTeDNESS 0 0 0 148 63 0 0 0 28 29 ACCEPTANCES EX<=CUTED __Q__ ___Q_ ___ . Q_ 0 0 0 0 0 29 30 OTHER LIABILITIES 227 201 169 lo260 176 250 244 80 30 --------- --------- ---------------------------------------------- --------- --------- --------- --------- --------- --------- ___ --------- --------- --------- --------- --------- 31 TOTAL LIABILITIES 6,760 15,602 16,971 -_-_-_-_----- ------------------------------------------~------------_-_-_-_- 37,087 10 ,248 8,984 39,724 21,333 31 32 SUBORDINATED NOTES AND DEBS 0 0 0 0 0 0 0 200 32 33__l>REFERRED STOCK __ Q 0 0 0 0 () 0 0 33 34 :DMMON STOCK 375 200 500 1,200 500 440 1,800 250 34 3_5_.S.URPLU,_,S.___ _ ~------- _____4j)l) 800_ 500_ 1,200 300 457 lt200 700 35 36 UNDIVIDED PROFITS 221 598 442 lt136 0 186 50 511 36 ~3~7~C~A~P~I~T~A~L~R~E~s~;llR~Y-c~~--------------------- 54 __2__L_ ____ ---. - .l ~-0 696 0 0 1t226 200 37 3JL TOTAL CAPIT~L AND SUB DEBT ___l_,Q50 4,232 800 1o083 4,276 1,861 38 -~9 TOTAL LIA6ILITIES AND CAPITAL ___ _I 1_1!1_0 17,227 18,563 41,319 11,048 9,967 44,000 23,194 39 -------------------- DEPARTMENT OE.BANKING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBE'tS 221 222 227 233 236 237 238 239 ASSETS: L C.AS.H....At>l.D. D!IE fRO!o! BANKS .. --3..-4D1L-----2..52.9-------3..o..5.0.9 .1-.66.4 1 o512 lo593 3,046 1,907 1 Z US TREASURY SECURITIES 1,119 1,317 6,525 2,195 0 300 1,634 899 2 3-- :lS.LIGHIOMS . ..:ll'. FED AGCY ________.J..Oa_ ~--- -251L_____ - _.Q.. __ . .L,.3.8h. 0 0 350 100 3 4 SCM OBLIGATIONS 3,782 5,363 5,613 rwrc:s, 5 _ illH.F.R. BONDS, AND .ll.EB.S.--~---------D-~----------1.6._ _ _ _~ ___ D._ o FEDERAL RES~RVc STOCK AND CORP 27 42 0 8,474 ~--- 0 . 0 170 1 0 519 - .125 25 9,689 0 25 0 4 0 5 0 6 4]_4T~R...,A.._Qui_.,N.'i.._.,A.._(..;,.C_)IUtlo:.~'ui__,S..r:E-~..C.JJII"'R.J.I..J.I..J.I..c:E..;,'j_ _ _ _ _ _-IJ.o_ _ _ _ _o U - - - - - - ' O u _ _ _ _ _ _ __.()______ _ D.. .0 0 0 L il FUNDS SOLD AND SEC ?URCHASEO 8 -----ill>IDER AGBFEM<='JT TO RESEll 300 -2"',,_1....,0..._.0.___ _2.,.50.(L_~--- .(L______ .300 200. 3._625 150 .. 9 LOANS, NET 17,205 15,538 22,190 11,764 4,454 ...;.'....,)c__,.-S'--"";.....LEc..&I.,.Dt"'AJ>Nu...C_..I-"'N"-'Gc..Af'..c:E.._(..t:f_..I_,v_..A...,B.._!-S~----__o____ _ _ _...,___ _~__o___-~~--11--.--- __ 0 ___ 8,81_7o_ 40,618 0 4,302 0 9 - 10_ 11 ASSETS REP ?RE~ISES 11 Et!BN! T!IRf AN() El XI! IRES 152 492 349 354 ~2uO..u6"--~----=4:u0=8 ________...9.42. ____ ..UZ '2 OTHER REAL ESTATE OWNED 230 145 25 66 0 0 0 0 12 .lJ.l..NlL.l N !INC ONSOi IDA TEO SIIBS AND ASSOCIATES I 4 lliSTO"lER I I A 0'1 ACCEPTANCES - - - - - - - - - ---------~ --~----~. 0 0 0 0 0 0 0 . . . --''-----~~ a.____~ __a______ .. - . .0 . ---- -- - . - .0 ....... -- - 0 ------ -0 B 0 .0 ~-~--~.1.4_ 15 OTHER ASSETS 16 TOTAL ASSETS 425 175 80 368 61 242 1,177 105 15 --------- --------- --------- --------- -------------------------------------------~-------------------------------- 27,348 27,967 40,791 26,271 6,704 12.229 61,106 7,775 16 w 00 ___ LI AB Il IT I S Ahl J C ll.j> !TAL: :7 JEMAND DEPOSITS- IPC 7,536 7,200 12,360 10,19b 1,907 3,733 14,863 2r306 17 -'1.LI8c......J.T_.I.J:JMu:E_...A..IJIN..._oL-..ls..A...v....I.....,N..,G~s~o-"F""'P--=-___._I""'P.C...._ _ _ _..._J..._3.._,.._7.,_a.,_a_ _~J'-2._,.,.S2<-.L..7_ __.z'"'o......_a..,o""9"------'luluw7u6:t.;.5'----"2_,,....,5u5""6'---___....,6ct....,6....,6""6'----___z_h.2.9~ ..---2L.8..6 L_~___ll_ 19 JEPOSITS OF US GOVERNMENT .z.:L)::poSITS (IE c;c_, 41 4 33 _ _ __...2_._,~9_,5~3_ _ _~4.._,~89.. 1 _ _ 2r310 58 19 ...L..il4_____ _l....2_49_ 65 _'t9.5_ 52 ___ 2.._08~ 8 19 1,591_ 20 21 DEPOSITS OF FCJREIGN GOV1 ETAL 22 DEPOSITS OF COi~MERCJAL BANKS 0 0 0 0 0 .ll____ ---"-64=<-_ _____o___ _ _ _ _.ll___~ _ 200_ 0 0 __ 0 -~ _ l.~_QU 0 21 0 2L 23 CERTIFIED/OFF-ICER CHECKS 82 261 0 7 42 27 616 84 23 --------- --------- --------- --------- --------- --------- --------- --------- 24 TOTAL DEPOSlTS 24,400 25,247 3 5, 012 23,500 5,973 10,986 54,992 6,856 24 --------- --------- --------- --------- --------- --------- --------- --------- 25 FUNDS PUR AND SEC SOLO UNDER 25 ____ AGREEMEI\:T TO REPURCHASE 0 0 .,0'----~0~--~---0. _______ 0 0 ______ 0_ 26 INTEREST-BEARING DEMAND NOTES 208 0 203 0 0 0 -<2~1__.,0uT_,_Hu.E...~:B.__,_!_.J...,A'--"E-'-O"'p_,..Ru..O..,R...,Bu..0"'W""E""Q'-"M,..OwNu;;E..._y_ _ _ _ _--"-O-----""O------'Q..___ _ ____..zo...:4L-_ _ _ __..O.___ 169 0 26 _Q --~~ ____0_ _ _ _ J]_ 28 "'ORTGAGF !NOEBTEDNESS 0 0 40 0 0 0 0 0 28 -'-2...,9'--"A..,C...,C...,Eo.LP_,T_,AucN..,C....,E~S,__,E"'X~E...,.C,U'-'-T_..E._..O,___ _ _ _ _ _ _ _-"O----c-"'------=-"---~___Q_-----_j)-_________0~~-- ______ . _0___ ----. 0 ~ ______ 2_9__ 300THERLIA6ILITIES 46 44 170 176 621 180 30 31 TOTAL LIABILITIES 32 SUBORDINATED NOTES ~EFERRED STOCK 34 COMMON STOCK 3_5 SURPLUS 36 UNDIVIDED PRGFITS 37 CAPITAL RESERVES A~O DEBS 38 TOTAL CAPITAL AND SUB DEBT ~9 TOTAL LIABILITIES AND CAPITAL 24,654 25,632 36,189 24,068 6.143 11tl62 55.782 7,036 --------- --------- --------- --------- --------- --------- --------- --------- 0 0 0 0 0 0 0 0 .0~-~_Q______ Q___ ~--- 0 0 0 0 0 3 50 400 800 400 250 454 1,900 525 1, 0 00 1, 00 0 __8Q_O_____ ~_!.._.t.l.90~---. ~-- 200 350 1,400 J25 1,344 935 2, 248 676 111 263 2,024 89 0 0 754 27 --~0---------- ____9 ____ - -- - __9. ---- 0 2.694 2,335 4._..'-'6...,0=2~---~t.l1)3 1.,067 5,324 739 27 t 348 61,106 7,775 31 32 33 34 35 -- -- _3;u6_ . 3.1! 39 ______________ DEPARJMENT__D.E.B.ANIUNG .A.Nl)__FlNAN.CE _ STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 241 243 244 245 247 248 249 250 ASSETS: _j__ ..c.A!'.H AND D!lf FOQM !3AtJK'i 2 JS TREASURY SECURITIES 3_ _Dlll. I GATTON~ nE EEO AGCY 525 1 0 558 1 0 1 B9 ----L.A45___ _ 4J>71 -~.022 2,108 lt002 1 100 104 609 753 2,591 399 lt643 172 2 1, 20L____ 200 1, 1_!_L____ __ D _ o_ 105 0 0 3 ' SCM OBLIGATIONS 975 55 2,053 384 4,238 0 ltl97 0 4 _5 OTHER BONDS, \IOTES, _Al>IJLD8..$_____ _o________a__ ________Q_______ 0_ 3 0 0 0 5 6 FEDERAL RESERVE STOCK AND CORP 0 14 7 TRADING ACCDl!NT SFC!!BITIES a 0 0 0 0 6 0 0 ___u__ _ _ _ _ _ _ _Q__ -- - __Q__ - --- 0 0 6 0. 7 S FUNDS SOLD ~NO SEC PURCHASED 8 ______ ..illiDE1L AGRFfMI='IT TO RESEt I u0_ _ _.;:">_._,4-2.::.t5.uO_ _ __,_J_,_,_._1OLLOu__ ___3.00 __ 400 0 900 lol50 'l LOANS, NET _L::LLEAS EINMjCPlG RECEIV6B! ES 6,669 4,976 5,943 10,511 26,302 5,510 11 '487 3,119 9 _a_ ~______ _n____ 0 a 0 0 10 l l ASSETS REP PREMISE~ 11 ----"-Eu.!ln..R._,_t:~l. ._Tlu.IR.....,._E......._e~~:.~.lu.Q_[........._IA.XT.u!UJII!wEo...S~---------'5...,0""'?'--_ _ _.....;3u0"-'7'------"2-"5ul_______5_06 77.7 __ 34L 679 346 12 OTHER REAL ESTATF. OWNED 0 0 0 0 0 65 77 103 12 ___l_3__.1Jil\L~lL liNCO\ISr-tl I DATED SIIB 5 13 AND ASS'JCIATES _.:_4_:USTDMER I I A m; t.CCEPit.NCf'S 0 _Q_ ______ 0 .o __________ a0 _ 0o 0 0 0 0 0 0 0 0 14 -_ 5 OTHER ASSETS 136 31 199 225 559 55 209 78 15 ---------------=-::.:-::.:-=.:-:.:::-:.:::--=-=--___:-:.::-:.:::--=-.=.--::.:-::.:-=.:-=--.=.-::.:--::.:-=.:-:.:::-=-- --------- ------- -..., -----:~=--..,.~--.,__ --------- --------- ~6 TOTAL ASSETS --------- 10 '1 08 ---~-=-=------- 10,495 13,055 14,524 39,541 7,503 5,970 ------~..,.-=------=~~.,__..,...,.- --------- --------- --------- --------- 16 _LlAJHJ..D.lf.S._.A_"l..[L_C_AP ITAL: ______________________________ _ :7 JEMAND DEPOSITS - iPC 1,869 2,434 3,669 4,018 15,501 1,301 6,780 2,141 17 Jq TIME AND SAV!Njj$ DEP IpC 4.987 3.613 1.292 6,80L___.l..Ju9.!1_8 __________ hll7 _____'t,fi3_9 .Zt.167 18 . !9 JEPOSIT5 OF US GOVC:RNMENT 92 0 9 84 113 2 23 14 19 2J i1EP..D.SllS..JE.....S.C.M_________________ __L8Q7_____ ~8 _8l.L ..1. 8(>0 2,815 938 3,986 199 20 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 2.2_ JP.OS.ITS..__G_L..GilM!1f.RClALM~ 0 0 0. 300 964 0 0 0 22 __ ___ --------- --------- --------- --------- 23 CERTIFIED/OFF-ICER CHECKS 51 70 52 98 206 329 35 71 ----------------------------_-_-_----- ---:_---~~: -----~~:::- --~~----- 23 24 TOTAL DEPr;SITS 8,806 9,365 11,839 13,161 34,557 6,047 15,663 5rl92 24 25 FUNDS PUR AND SEC SOLD UNDER A. GB. ~-~8_.i_;:__ffi_B.E~_UJ3...Gl:l.LSJ~-------- __ _5Q _ -- __0____ -- _____0 __ 0 0 768 0 ~6 INTEREST-BEARING DEMAND NOTES 0 181 0 0 0 0 0 ?7 JTHl=R I IA ECR BORROWED MONEY a o .0 -- ---- 0 0 0 28 "'ORTGAGE HHJERTEDNESS 0 0 7 0 44 0 26 .29 .AC.Cfl'..IA.NUS EXECUTED 0 _0___ 0 0__ 0 0 0 30 OTHER LIABILITES 132 148 269 119 1,059 36 260 25 0 0 26 0 27 0 28 0 29 80 30 31 TOTAL LIABILITIES -----8-,9-8--8 9,694 --------- ----1-2-,1--1-5 13,280 --------- 35,660 --------- -----6-, -8-5-1 ----1-5-,-9-4-9 5,272 --------- 31 ~2 SUBORDINAlFD NOTE<; MiD DEBS 0 0 0 0 0 0 0 0 32 33 PR!:F<;RREC> S.I:i.C.L __________________ 0 0_ 0 0 0 0 0 0 33 34 COMMON STeCK 500 500 100 525 1 .125 350 1,000 500 34 35 5URPL U.S_ _ _ _____ _ 5_50 _ZOO 350 360 1,125 250 750 120 35 36 UNDIVIDED PRJFITS 70 83 456 359 1,047 52 601 78 36 1l.kARIIAL RFSFRVES _Q_________l1l_________ 2!t_-. 0 584 0 0 0 37 _ _ .l ,J,Ul__ -940 1,244 3 ,881 652 2r 351 698 38 1Q ,l ()_8 10,495 13,055 14,524 39,541 7,503 18,300 5,970 39 DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 MNK NUMBERS 2 51 252 253 254 256 257 258 261 --------- ASSETS: CASH AND 011= FROM BANKS I 0 986 ],417 ~.4sa_____ L.llO 693 5,727 1,890 1,922 1 2 US TREASURY SECURITIES __3_ OBI I GAT JQNS i"!f FED AGCY 2,064 1,556 2,547 2,548 200 200 1, 958 839 2 1 , l.'i.7. __________ J..Q.O ___ _ 2t-LOO _ 200 0 zoo 0 939 3 4 SCM OBL IGA.TIClNS 0 0 5,835 875 278 4,044 1rll5 1,512 4 __s_.QIHER,_..a.ruw.s... NOTE<:, AND _UBS_________ _ . _0 .... _ 0. a o 0 20 0 0 5 6 FEDERAL RES~RVE STOCK AND CORP 0 0 0 0 0 0 0 1 6 ~-IuROLA.._.Du....;IN,.,G..__.A..,(_,(_J..u.!.._.IN,._TL-.....;S>.JE=..C_,!.u!Rui._IuluEo.cS>---------'-0'-------"0.___ _ _ _ _Q_________ 0 0 0 0 0 7 8 FUNDS SOLO ~NO SEC PURCHASED 8 IlNDER AGfl''EMFtJT TO RESEll 1 e850 _1ill)__ _ _L...5D..Q____ _ 200 825 0 3,250 6,300 '1 LOANS, NET 12,979 8,714 9,493 8,189 3 ,601 1'5,229 13,877 4,995 9 ~10"'--J!._EwA....S-'-'E'----'E'--'-'IN_,.A..,twJC~luf...,JG.._,R,._,E_.c...E....lwVuA._.8.._.!-'E-S.___ _ _ _ __..o.___ _ _ __,.o.____ _Q_________ 0. 0 0 0 0 10 11 ~SSETS REP PRE~ISES _ _ _ _ _ _E"-';.._1R""N"'-TLiul.uiR:uE~A..,Nli..!Q..._.f"-l'-'X"-T'-'!.LIIRu;.;$,___ _ _ _ ___.z~suzc__ _.5u:2...J.1_ _ _ _42.J.JOu.l___ .. __...L9..0._ 2.33 11 93 299 607 l2 OTHER REAL ESTATE OWf~ED 593 0 4 6 0 6 115 8 12 l3 INV IN IINCON$0i I DATED SUBS 13 AND ASSOCIATES 14 :usTOMER I lA 0~ ACCEPTANCES 0 _a.______ 0 .O _ _ _ _ __ _o0 _ _ o0 0 0 0 0 0 0 0 0 14 15 OTHER ASSETS 422 --------- 109 --------- 423 --------- 191 --------- 32 --------- 356 --------- --------1-3 --------1-2 15 16 TOTAL ASSE7S 21,848 13,117 23,561 13,509 5,862 25,875 2 2. 517 17,135 16 __-_-_-_-.--------- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ----------------=-=--=-=-=-=-=-=--=--=-=------=-=-=--=--=-=--=-=-=-=-=-=----=--=--=-=-=--~_-:-_-::_ LIABILITIES AII!D CAPITAL: - - - - - - - - - - - - - ________ _ 17 DEM~ND DEPOSITS- IPC 10,651 2t724 6,487 4,292 1,290 6,959 6,366 3,206 17 .D.t3.12 _______ _1._.8~T._IuM:uE__.A.,.N..,p.__~._..A..,Vuluis,..'G...,SL...J.QLIE_,p:,_;-;;.,_,jlu:P'-'"C~----"'6~,....,8"'4"'0'----_,.6'-'1--"-9-'7~5'---___.,ls..2..1_...t5..L.1..L.1_ _ _7.L.L,1,_8.ING DEMAND NOTES 0 0 0 0 0 0 0 0 26 ?1 OTHER I lA fOi\ BORROWED MONEY 0 0 0 __o_________Q__________ 0 0 152 27 28 14CRTGAGE INDEBTEDNESS 131 0 37 0 0 0 0 0 28 ~2..:9......_,A._,C.._,C,._,E...,pc:_T'-'A"'N"-'C.._,E...,SoL.JE'-'X'-'E"'C'-'U"-TuE"-'D"-------------:-=-"O'---- 0 ____0_______ . 0_____________0___ __ _ 0 _ 0 0 29 30 OTHER L lABILITIES 300 311 --,------------------------=---:-------=----------...,--=-----c:---- 435 161 1 ---~===-------==---_--_-_--:-_-.::.::.-:--:- ---- -------2-3-1 ---------8 --------2-9 30 31 TOTAL LIABILITIES 21,320 12,206 21,452 12,602 5,323 23,541 21r079 15,333 31 --------- --------- --------- --------- --------- --------- --------- --------- 32 SUBORDINATED NOTES AND DEBS 0 0 0 150 0 0 0 500 32 ~3.z..3"--'?:..oR'-'E"-'Fuf"-'R"'R'-'E~D~S,_TuO.uC.rK'-------------=-="'O'-----,- _0.___ ____ 0_ __ ____ _ 0 0 0 0 0 33 34 COMMON STOCK 750 630 500 180 250 500 600 1,000 34 ~3"'"'5....__,S,_,U..,R'-'P=-'L"-'U"->S~::----::-::---c:------------'75Q_ _ _ _!..Z_5_ _ _ _ _75j)___ _ _440_ 150 1,000 400 275 35 36 JNDIVIDEO PROFITS 972- 156 856 137 139 834 438 27 36 37 CAPITAL RESeRVES 0 0 3 0 -- __Q____ - --- .o 0 __ 0 37 38 TOTAL CAPITAL AND SUS DEBT 528 911 2,109 _99'1' 539 2r334 1,438 1.802 38 39 TOTAL LIABILITIES AND CAPITAL 21' 848 13,117 23, 56_1____ ]~,509 --- 3 ,862 .. 1_5_, 875 22t 517 17,135 39 ----l)ilAJUMENT DL..BA.NKLNG .li.NO FINMILC STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 262 263 266 267 268 269 270 271 - - - - - - - - - - - - - - . ------- -------- ASSETS: CASH AND D1 1E ERQM BANK$ 894 11 982 .Q.6..9______-L.Q.5_6.__ _6.50 433 524 410 1 2 US TREASURY SIOCUR!T!ES 676 3,050 271 599 200 0 600 193 2 :JBI IGATIONS .-,;: FE;) AGCY 1 ol25 _____5'2L____ __ 215__ ____ 98.3 7tt5 3aO 200 200 3 + SCM OBLIGATIONS 2,247 8,341 216 1,167 0 0 0 0 4 _s ___ UIJ:iER_BONDS, NOTES, AND DRS_________ o_________ o___ __ _a__ 0 0 0 0 a 5 6 FEDERAL RESER IJc :iTOCt< AND CORP 0 0 0 0 0 0 0 a 6 7 TRADING ACCD 11NT SEC!!RITI"S 0 0 0 __a ______________Q a 0 a 7 8 FUNDS SOLD AND SEC PURCHASED 8 !HilDER AGRct:MI''JT TO RES"!! .B..!)Q___ _ __sill)_______ Q____ .925 250 100 350 250 9 LOANS, NET 6,818 19,221 6,788 10,143 4,663 2,8oc; 6,404 2,605 9 --"-',Q..__.!__,E"'Ao...S"-'E:;......JE=-IuN,...A.uN,...c_,J'-"N. .G.__,R'-'Eo.~.C..-------.u..O _{)_________ _()____~ __ D 0 0 0 0 10 11 ASSETS REP PREMISES 11 Ei!Rt!ITIIB E AND E I XII IRES 190 533 306 2.57 412 359 392 2 :JTHER REAL ~STATE OWNED 0 0 0 0 0 0 0 12 _ll_INV IN IJNCONS'll !DATED SliBS 13 AND ASSOCIATeS '.) 0 0 0 0 0 0 0 4 ~l!STOMER I II\ I)"J ~CI"EPIANC<=S - _;)_ __ -- -- D_ .0 0 0 0 0 0 14 15 OTHER ASSETS 155 326 112 195 50 59 130 37 15 ------------------=-=-=-=-=-=-:.::-:.::-:.=-:..._.=-.=-:.::-:.::-:.::-:::-=--=-=-:..._.::-.::-:::-.::-=--=-=--- --~,~-:.-:-.:::-_____..,_,_:::-- ---- --------- --------- --------- :o TOTAL ASSETS 12,905 34,544 8,637 15,805 6,815 4tl13 8,567 4,087 16 - - - --------- --------- --------- --------- ----------------=-=-=-=-=-=-=-==-~--- -~~~~~-~--~-:------- l IABII JTIES AND CAPITAL: 17 JEMAND DEPOSITS - !PC 3,529 10,454 1,414 4,457 2 ,636 1,690 2r451 1,016 11 _l,_,B,__T.._IuM,.t:'--'A._.N...,.D_,__$,_.A..,Vul...cNuGz...;5,_,_D...,co.:?:.....=-:........~l....tP:...C-----'-'6'-"'-"9-"3"-'6"-----'-l....3~8,___ ______2_,A3..Q_ . _3 ~33D __ __5 0 12.7 lo632 l. 2 US TREASURY SEC URI TIES 3 JBI IGU IONS OE EED AGCV 5,894 3 0 894 450 4 0 840 166 2 0_ _ __1_.._02.0_ 350 _ 0 300 3 4 SCM OBLIGATIONS 5 OTHER BONDS, NOTES, AND DEBS 4,706 7,192 8 0 906 5 0 472 1,949 4 0 __0_ _ _ _ _ _ _0 _ .. 0. 0 5 6 FEDERAL RESERVE STOCK AND CORP 0 _7L---'TuRi.JA!I.lO.I..iluNliLG>.....JAuC...LC...LOJJ.Iu!NuiL-...:5>.!:E:.!.r...Lt.u:IBuluT..Jiu:E:.lS.___ _ _ _ __ _ _ u ' - - - - - - . u _ - - - - - U . - - - - - O 0 0 0 0 6 0_ _ _ _ 0________0______ __ 0 7 3 FUNDS SOLD AND SEC PURCHASED 8 _ ____iiJliNII.IDnE:..tRL...~AuG..::ouE.:..tEo!MuEo!NTIL!_..JT..:.Q~I!~.::"':.lS..::"':..t.I..LI_ _ _ _ _-'LLJl\L._ _ _ ___u_ _ _ _.J.ll '------..J_oo_ _ _3...l.OO ______ __z _,_7 oo _____ ...1, ooo 5,ooo ___,o_____ 9 LOANS, NET 19,216 -'luOLJ.l..JE~A>..:SuE:-.:J.L_ _ _--LJ26c.o__ _ _645__ _ _ _ _6_0]_ _ _ _1_,_2B___ _ 407 12 OTHER RFAL ESUTE OWNED 0 0 0 0 0 12 13 INY IN llNCONSOIJDATEO SUBS 13 AND 1\SS~CIATES 0 0 0 0 0 0 0 0 ..Jl~4~-..t. ~ISuTuO~MllE~R~I..JI~A~O~N~A~C~C~E~P~T~AwN~r~F~S~----~o,_ _ _ _~o,_ _ __ 0____________ 0- 0 0 0 0 14 15 OTHER ASSETS 6 81 0 581 601 268 337 330 15 _________________.::::-=-=-=-=-=-=-=-=--=-=-=-=-=-=--==--=-=-=-=-=-=-=-:::.......-'-::.:-::.:-::.:-::.:-::.:-=-=-=- ----- -=:::______~-_-_-:-_:-_-_-::-.~-------- ---_:-- --------- 16 TOTAL ASSETS 16 '432 a, 228 14o234 32,501 38,212 37,801 43,174 20,554 16 ---------------=-::::-:::-:=--=---=--=---=-:::-:=-=------ --------- --- - --- -------- --------- --------- --------- _ _LIABILITIES ANI) CAPITAL: ----------~--- !7 DEMAND DEPOSITS- I?C "8 TIM': AND SAVING$ jJfp- JDC 4,267 2,044 5,270 8,398 10 9 684 9,~63 15 0 779 5,701 17 9.498 3,107 6__.__6_3J),_ ____,_,8_.5_6_7_ _ _l_9_,_33_lt_____2_L_0_7_5 ____ 17t4.13 ____ 11. 249 18_ l9 DEPOSITS OF US 'iOVERNMENT ll 5 10 20 228 18 538 6 19 .20_D_E0SITS OF S(l.l 578 1,20.1 1,0.2_; h 3 . 2 6_________ 3 _ , l 9 1 2,337 4,286 lo648 20 21 DEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 .2LJE'U.Sl_T_S_LU:'__c.D1i~.E.RCJALB.Ali~------O--------o-----------o- 0_ 0 256 o 0 22 23 CE~TIFIED/OFFICO:~ CHECKS 115 84 38 18 200 53 32 273 23 --------- --------- --------- --------- --------- ----------------------~-~-~-~-~-=-=-=-=----==-=-=--=-=-==-=-'---=-=-=-=-=-~--- 24 TOTAL DEPOSITS 14,419 6o447 12o970 28,329 33,637 33,702 3 8, 048 18,877 24 --------------~=---:::------- ____ -~-~-=--::-_-:-:-_-_- _ ~_-----:-::_- :::-.::------- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 25 FUNDS PUR AND SEC SOL~ UNDER 25 ---~GQ.EEME~T TO REPUil.CHASE 0,_ _ _ _3_2_5_______ 0_________0_ 0 0 0 0 26 INTEREST-BEARING OEMAND NOTO::S 0 0 0 0 0 0 0 0 26 27 DTH"R I lA FOR BORROWED MONEY 0 0----------0______ _0 0 0 0 27 ?8 MORTGAGE l!'lDEBTEONESS 0 0 39 0 0 0 332 0 28 _29_~_C.CEPTANCES EX;:CJTEO._ _ _ _ _ _ _ _ _ _ _ _ _0__ _ ___0 __ _ __ 0 __ ~ 0 0 0 0 0 29 --------- 30 JTHER L IA81LITit:S 374 ------------------ --------6-2 ---------0 1,371 --------- -------3-1-6 ---------5 -------9-0-0 16 --------- 30 --------- --------- --------- --------- 31 TOTAL LIABILITIES 14,793 6,834 13,009 29,700 ----------------------------------~-~-~-~-~-~-~-~-~--~-~-~-~-~-~-~-~-~----.,.~~~.,.-==---~~------- 33,95? 33,707 39,280 18,893 31 32 SUBORDI NAHO N"JTIOS ~NO ')E9S 0 0 0 300 0 0 0 0 32 3 3__ P~E_i=_E_BRED_5_IQCK ___ 0 0 0 0 0 0 0 0 33 34 COMMON STOCK 200 750 300 800 1,600 1,500 1.ooo 150 34 _3_5__SUR_P_!,US 1,250 ~~ 600 600 400 1,000 1,500 1,000 1,250 35 36 llNDIVIDED PROFIT:; 189 44 325 1,106 o_ _ _ _ _ _o__________ _____ _ _ 3_7_C_A~I'_U:.ALJi.f;,S.EY,~c:d_ _ _ _ _ _ _ _ _ _ _ ~_o 195 1,456 1,094 1,372 261 203 ---------0 522 --------- 0 --------- 36 37 _1_, 6_39__ - 1, 394- - 1_,_22 5 ~ 2,801 4,259 -----4-,0--9-4 -----3-,8--9-4 1,661 --------- 38 _3_9___:r_o_T_Al_l,_g_IULU_l_t:_S_M~_Q__C_A_I~J.JA_l_______ 16 ,4_32 ~ 8,228 14,234 32,501 38,212 37,801 --------- 43,174 --------- ----2-0-,-5-5-4 39 __ J)P_ARHIENT__OF_BANKING AND FINANCE STATE OF GEORGIA ----------------------------------------------- CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER ?1, 1978 - - - - - - - - - - - - - - - - ---~ ---- BANK NUMBERS 2 88 291 293 294 295 303 305 308 ASSF.TS: ~--~.C.;A:L-')>'H'-"AuNuD.LJ.DLO.'ci"''--"F'-"3>-:.'lJ-'"1'--l:BuAu:N>Il!K...:).___ _ _ _ __ll_,.,_..3c06tL2__ --L226-------2-t-244______z..313_ 2 ol76 1,047 1,775 5,601 1 ? US TREASURY SEC'JRITIES 400 2,498 2,211 665 965 800 2t296 6,976 2 _c3,_____.QJ-50_ _ _ _~--0--~ ________Q___ _ . 1 t 100 700 2,749 2,700 0 3 4 SCM OBLIGHIO:IIS 1,967 4,762 2,204 2,508 4,454 1,896 2,639 2,684 4 5 OTHER RQ'IICS. Nnro:s, t.ND QEBS Q__________o___ _0_ 0. 0 0 0 5 6 FEDERAL RESERVE STOCK liND CORP 0 0 0 0 25 0 20 3 6 7 IR APING ACCD'!b!T SEC!!Jl I I I ES 0 0 _0_________ 0_ 0 0 0 7 3 FUNDS SOLD AND SEC 0 URCHASEO 8 IlNDER At;RfC~J:NT TO Rt=SEI I 800 _ __J.]._,_,.::l.500_ __2_._500 --- 2 ,soo- 0 500 0 '} LOANS, NET 10,185 10,962 8,979 9,167 11 ,527 10,116 9,146 25,172 9 ~Sf EINANCING RECETVABI FS 0 0-~---------0 --- --- 0 0 0 0 10 11 ~SSETS REP P~~~ISES 11 ----'E'-'Iu;lBu~>LJ!lwiu.!._.,!Ru:F'---"AUlNc.i1L-l:f'-'I'-'XuT_,_!!,_,g'-"o:'1-'9s'4---------l.-""''-4--1--4-'Ll..-"'-----~l.._l,8_ _~_2_46 ___________320__ - 62_0_ 524 495 ~2 OTHER REAL ::':STAT1: OWNFD 0 31 0 1 16 15 294 34 12 .:3_____l_N'Lil:LliN CON S 01 I iJA IE 0 S liB S 13 AND ASSOCIATC:S ~U5_I_QMJ:B I IA ON ACCFPTANCJ:S 0 0 0 0 0 0 0 0 o_ _ _ _~o _ __ 0 ----- -0 0 0 0 0 14 t 5 OTHER ASSETS 0 208 0 0 ::> ----------------------------------~-~-~-=-=-=-=-=-=---=-=-=-=-=-=-=-=-=---==~~~~~-~-~-~------ TOTAL ~SSETS 15,058 20, 101 17,256 18,500 -- - - - - - - - - - - - - - - - - - " " - = - - - - - , = - -~-"'.:-:~--------------.:-:~--~'"----~---=--:_-_--- 309 --------22,992 --------- -------1-6-7 17,410 --------- -------2-1-5 ----2-0-,1-0--9 405 --------41,370 --------- 15 16 -~_AND-~~----------------~ t7 DEMAND DEPOSITS - IPC 4,237 4,764 6,246 5,971 9,102 5,533 6,468 9,249 17 18 TIM"' AND SAVINGS DEP- !PC 7.915 10 0 806 5.J3J 8_._9_6_4______ 9,703 __ 9,484 ___ 9,362 18,150 18 19 i) EPOS ITS OF ~ S GOVERNMENT 88 60 12 18 3 70 15 0 50 19 _z_o~QS.liS_OE sr~ l.l77_ ________L__66_8 3_._02_9 ____~_.1,6.23 1,151 380 2,033 7,377 20 21 JEPOSITS OF FOR'=IGN GOVT ETAL 0 0 0 0 0 0 0 0 21 _22__D_E_P_Q_s_rrs__o~f'tE.B_~_!IIK_S ___0 ____ ~- 0_________ ~0_______ . -- 6 0 0 0 250 22 23 ;ERTIEIED/OFFIC~R CHECKS 139 --------- 51 --------- 80 --------- 140 --------- 176 --------- flf' --------- 183 --------- 52 --------- 23 --------- --------- --------- --------- 24 TOTAL OEPQSITS 13,556 17,349 15,104 16,722 ---:--:----------,----~-------::-::-_-_-_-::_--_--_-~---_-_::---_-_-_-_--~_---_-_------ 20,502 15,500 18,046 35,128 24 25 FUNDS PUP AND SEC SOLO UNDER 25 --~A5R.:_~.Elrr__I_IJ____3_EP!JRCHASE~------ -~0________4_00_~_____ ()_~-- 0 0 0 0 0 26 I NTEREST-BEA~ ING OEM/\ NO NOTES 0 0 0 58 164 0 0 391 26 -<.2_.7__,_DuT-'-Hu.E..oR.___,_!_.l_,AL-Lf_:..!)wR.__..g""o""R-"R"'"O"'W..E..'"'D~M"'[1""N"'"E-'-Y-------'0 0--~~~---0__________ 0 _ 0 0 107 27 28 MORTGAGE INDEB r.:uNESS 0 0 0 49 0 0 0 0 28 _2_L_~EP1liliCES EXECUI__E,_..D.________ __0 ___________0 _ _ _ _ _ _0___~-- . 0_ .. 0 0 0 0 29 ~0 OTHER LIABILIII~~ 30 665 14 43 184 219 292 1' 33 7 30 --------------------------------------------- 31 TOTAL LIABILITIES 13,586 --------- --------18,414 --------- --------15,118 --------- --------- --------- 16,872 20,850 --------- - ~----------- --------15,719 --------- --------1St 338 --------- --------36,963 --------- 31 32 SUBORDINATED NOTES AND DEBS 0 0 0 0 0 0 0 0 32 ~3_3~l'_R_EE.E.RKE_O_S_l_QK-'---------- 0 0 __ 0 0 0 0 0 0 33 34 :; OMMON SIOC'< 150 600 300 200 250 285 450 600 34 _2_5_S_l)_!U'LUS.__________ _ _ _1,_,050___ ~ -~ __300 _ 1,000 _1 9 200 1,250 915 950 lt400 35 36 JNDIVIDED PROFITS 272 699 838 228 642 361 371 1,847 36 ~3..,7__.Cw:A,_,_P_..I__,T'-"A'-'L"-"R'-'E._,S,.C.-c:RuV'-"E._,S,___ _ _ _ _ _ _ _ _ ___,O 8_8,________0 _______ __0__ __ __ _ _ 0 130 0 560 37 --------- --------- --------- 38 TOTAL CAPITAL AND SUB DE~B~T.________ 1J_it_:t2__________1_,~68_7_ _ _2_,138 ______ 1,628 2,142 -----1-,6-9--1 -----1-.-7-7-1 4,407 --------- 38 39 TOTAL LIABILITIES AND C_A_ITA_I~___1_5_,0_28_______2_0,_10_l__ ~_l_7,256___ 18,500 22,992 17.410. --------- ----2-0-,1-0--9 41,370 --------- 39 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __uDtt:E.~BAAPINli.K..l-lnNGb-AA.aNOU-Jf-l..NANC.E.-- _ _ _ _ _ _ _ _ _ _ _ ~---~--~------------STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 316 318 325 327 331 332 333 337 ASSETS: CASH AND D!!f FROM R&IIIKC: 1 0 452 2o775 1 o365 4,353 432 2329 2 US TREASURY SECURITIES 1 0 952 1,700 598 4 0 205 705 2,327 --'""---J.LJB"-'I'--ILJGwA"-t._I.uD_uN:a.S.,.__..n..E"---'F:..o-"::..oDL- FEDERAL RESERVE STOCK AND CORP 0 0 0 24 0 0 7 TRADING ACCO!!NT $EC!IRITIE$ 0 a 0 a 0 0 794 2o3_9J)_ _ ___..__ 794 lo298 2 ____.lucu032_________L_55_0,______ ____;>3 22 2,473 4 0 0 _ _ ___;,5 0 0 6 0 0 7 g FUNDS SOLD AND SEC PURCHASED IlNDER AGREEM"NI TO RESEll 0 3,000 1,150 4,100 600 8 2o100_ _ ____.7_L5_0~ _ _ _2L50_0,______ _ __ 9 LOANS, NET 12,504 15,456 5,734 16,191 5,561 13,046 _ _ _ _ -'~1~1~E~ALS~E~E~lcNuAuN~C--'I~NuG~RuE~C~E~IuV~A~8ui~"~SL------~o.____ _ _ _~Q,______ _ _ _uO_ _ _ _~o.,___ ~~----~0 4,336 13o922 9 _D'---------~---~0- 11 ASSETS REP PREMISES El!RNITJIRC AND FUT!!RFS 244 320 218 292 11 87 40_Q,___ _ _..._.Q6..___ _ _ _4~6_9'-----:-- l2 JTHER REAL ESTATE OWNED 13 I NV IN IINCONS]I IOATED SUBS 30 0 18 230 31 0 170 0 12 _ _ _ _ _ _ ____j13_ AND ASSOCIATES 0 0 0 0 0 0 0 0 ---"-'llt"---JC"-'Uu.S.,_TLJOUJM"-'FL..JR"--'I'--I"-'4!L-'O.LIN1-JA"-'C.._,C...,E"'P"-IuA..,N.._.C...E. .._S.___ _ _ _ __.O'--------'"O'--------"O'-------"'O-----Q-----0--_ _ _ _ _0_______0 14 L5 OTHER ASSETS 20 253 192 2 0 376 18 367 15 16 TOTAL ASSET<; ----1-1-' -7-6-1 31,741 --------- 11,378 --------- ----3-3-,2--1-0 8,045 --------- 23,794 --------- -----8-,-o-z-2 24,969 --------- 16 LIABILITIES ANJ CAPITAL: 17 JEMAND DEPOSITS- IPC 4,320 8,367 3,730 9,033 1,801 9,251 2,819 7,901 17 -'~9L-I~TM~E~A~N~o~s~a~vLiuN~GLS~D~E~P~-~IuP~C~------~9~0~6~5~9~--~1~4u~Bul~2------~s~,~4~8~6----~1~5~~s~s~a_ _ _ _~41L,a~6~2~----1~o~,L5~4~9~----~3_,_~~~ 12,A00 18_ B JEPOSITS OF US GOVERNMENT 13 165 6 7 33 49 _ -"'-'-'().~___.)JJEi:JPt:JOu..$;:,_I._TLS..__.o.J.JE::_-__;S:uC~'1,___ _ _ _ _ _ _ _ _ __,.2CJtu5_::9u:2_ _ _ __,4'-'t-"0'-"4u7_ _ _ __g8-"0-"0-_ ____;;5.t51!.5_ _ _ _.6_2_Q_ _ _ _l_,2_87 11 7 19 4_97____ l_,_3_6_2 2_0_ 2l DEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 _2._.2...___.JLJE'""PCJOu.S.._._IT._.S..__,o...,E'-'C._,l..,ll1cu,'1"'"--'R"'C~I._.~,..L..___.B.uA._.N_.,K,.,S.____ _ _ _ _Q_ _ _ _ _- " - - - - - - - - " - - - - - - O 0_ _ _ _0_ _ _ _ _ _0~ ________0_ _ _ _2_2_ 23 CERTIFIED/OFFICER CHECKS 24 TOTAL DEPOSITS 0 --------16,584 613 --------28,004 ----1 -o-, -1-1-9 85 --------30,298 50 --------7,366 111 --------21o247 79 --------7,251 ------1-5-5--------2-3- 22,525 24 --------- --------- --------- --------- --------- --------- --------- --------- ?5 FUNDS PUR AND SEC SOLD UNDER 25 AGREEMENT TD R~'PURCHASE 10_Q,_ _ _ _----'O_ _ _ _ _.()_ _ _ _ _ _ _O_______~O___________ 0--~-------- _0 -------~---0 --~----- ~6 INTEREST-BEARING DEMAND NOTES 27 OTHI'B LIA FOR BOBRQWCQ eONEY o0 o0 o0 89 0o_ _ _ _ _ _0o __o0 _ _ _ _ _ _o0 26 21 28 ~ORTGAGE INDES:EDNESS 0 30 0 0 0 0 31 0 28 ~~CEPTANCES EXECUTED 30 JTHER LIABILITIES 180 _0 0 _ _ _4j8) 880_ _ _ _ _00 _ -- ---2610_ _ _ _ _ _00 - - - - -~- -310 8-----3209- --------- --------- --------- --------- --------- --------- --------- - --~~ ---------------- ---- ---~---- --------- 31 TOTAL LIABILITIES 16,702 28,034 10,167 30,475 7,366 21,508 7,282 22,843 31 --------- --------- --------- --------- --------- --------- --------- --------- 32 SUBORDINATED NOTES A~D DEBS 0 0 0 0 0 0 100 0 32 33 _ PR~E_E~RE_D_S_IOC_K,__ _ _ _ _ _ __ 0 ________ 0 _ _~ _ _ _ 0 __ - - - _0 0 0 0 0 _33 31t : OMMON STOCK 200 600 zoo 400 145 375 300 300 34 3 5 _S URP_L_ US 7_00_ _ _ _ _l_._lt00 36 JNDIVI~~E~O~P~RO~F~I~T~S------------------- 159 1,707 6!)0___ ~_____400 258 1,935 255 1 ,ooo 279 911 _300 1r200 35 40 . 626 36 __:u___c.A PIT AL RESER V~'S 0 0 1_~3_ _ _ _ _ _0___________ 0______ ---- ____ 0_____~---- 0 0 3J~ _)8 _lQU._l__j:_A_~ITAL_Mill~~S!lB___l!_EB,_T,____ _ ____,l_,_059______3_J_Q_7,_ _ _1_,_2_1_1__~-- _2_._735 ______ 679 _ _ 2r286 740 2,126 - - _38 39 _.TDJ'o\l__U!_!'tl_IJ_~5___,AN_I2__!:~A~I__H__l,_ _ _l]__.__1'_6l _ _ _3~1_,_74l ____ l_l,_)78~ ___ 33, 210_ _ _ 8 ,045 23, 794_ 8_,022 - 24_,969 39 BANK NUMBERS DEP.AIUMENLQF__BANIUNG_AND_F I NANCE. STATE OF GEORGIA CONSOLIDATED R~PORTS OF CONDITION OF STATE BANKS AS OF DECEMB~R 31, 1978 340 347 - - - ---~--- - ----------- .. -- 349 350 355 364 365 375 ASSETS: ~~_..C..A,S.HJ:LJAUN;D~.UO-Uilt'=.=-f.RtO:.MJlJB.JAJN!lK'S-llcAtii~------.Lo-1"-,8't4-I6L-_ ___1J_,._4..9.:c9<._ _ _l~0,_2.:.;5~,8"-------'7'-'4""6'----J.2c.,,,_.l..c8u5 ____422L _____l_s_405_ -~ ___L.6.83 ______l_ ~ JS TP EASUQ. Y SEC\RITlES 2,087 2,740 617 3,011 1,393 698 288 4o284 2 _J____ OBI IGAIIOIIIS ;iE FED AGCY' sc~ OBLIGATIONS 1 0 0"-------<1-,<4.0_.0...LU----~5a 2, 759 2,459 2,358 _a___~___ _z_oo__ _______o________ LlO.!___ 1,749 2,086 825 1,009 __.15_ 117 _ __3_ 4 'JOIES, AND DEBS 0 -S-~THEILB.ONO- 'U i,.;>-t--'-'U.J-'L~--"'uu--U=->-------U------"----~SlQ_____ _ _ _~Q ____________ 0 _____________0 __________ 0____ ___ _ __ 0 _ . __ 5_ s FEOI'RAL RES~~VE <:TOCK AND CORP 0 TRAOTIJ'i ACCO!IjH SFC!!RIIIF$ 0 0 0 o0 o0 o0 o0 1 7o_ _ _ _ _ _ _0o_ _ _ _ _L6 8 FUNDS SOLO AND SEC PURCHASED l'IDER._A Gn 1" Mt: NI ID RES"'II _ _ _ 1,011"0 -----L.>2.0'0-"---~----"------L.'oo ____3.00__~___5oo____ 800_____ .. ____o__________ 8 ~~ '} LOANS, NET 9,478 5,559 4,060 6,520 ~SF '->-F'I.N~CAiN.ClIlNU\UiluR.E-CLE.IJVJALUB~I -E=S..-<::-.i-lUI.D.L~-------'-'--------'L-----'"------~0 20,439 7,454 __o_____ 0 6,035 5, 382 9 - 0 --- ---~-0________10_ 1: ~ SSET 5 REP PRE"!ISES 11 --~~E~ !!R~NUI IU IIR~EUU AN~ D ~ELIXUII~ !R~E- $ ------~UL 35-8 ---~~-5-6-~~~5L2_ _ _ _]~)~0u__ _ __u6bn 282 69_ Q --~~ 12 OTHER REAL I'ST ATE' OWNED 0 0 0 0 458 0 0 0 12 ~.NV IN IINCONS'll I DAIFD Sll ---- ----- _____________1_3_ AND _ASSOCIATES '4 CIISIDMER liA 001 ACCI'PTANCE$ 0 0 0 0 0 _ a__~ _ _ _ __ _ 0 o_~ ___ __ _0o________ 0 __o ___ ______ ~_o 0_________o0 1_4_ :5 JTHER ASSETS 143 4 2 210 721 121 68 109 15 -------- ------------_-___ :6 TOTAL ASSETS 18 t 3 71 13,917 9,766 12,546 ---------------=-=-=--=--=-=---=-=----=-=-=-=----- -------:-_-_ _::_~-::==----- 28,442 11,101 1 o. 792 -------::~-~---:-::~------ 11,590 ~~UABILITIES AND OPITAL: L7 JEMAND DEPOSITS - IPC 6,521 3,810 3,211 3,382 7,416 _.J-'B'--'I_.Iu:M:u:E'--'A~NuDL.;.;'iuAuYCJI..!3"1U;Ii..::$C-..LDuE~P:_.=-'--'I.t:P:.~.C~---_.::!9~,_c8cl.i0~4:___ _J.7-t..s:~6_,c.2.!f4:___ _J.5.._,~t..2.o.84~_ __,61l.L5:u:.24___.l5J5U 2,925 5_,_8_71 3,622 6,510 17 4_._8_6 0~_ _ _2_,_9_20._ _ _ _1._8_ ~9 JEPOSITS OF U$ GOVERNMENT 46 98 46 45 55 7 23 207 19 _Z)__JEPOSIT$ OF SC~ 338 699 3't3__ _ _~1_.,,0_1l_ _ _2.4:1L~----- 933_____1.._512 ________405 20__ 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 _22.__llJ'OSITS DF COM~~'RCIAL BAN....,K,...S_ _ _ _ ___,O_ ____l_9_..___ _ _ ___,0 0 _ _ _ _ _1/'9__~~-- _0 _ _ _ _ _32 ___ _ _ 0 .. 22_ _"3 _CE_RT_IF_IED_/O_FFI_CE_R _CH_ECK_S _____:-:::-::-:::-:.=1-2-=8-=--:::-:::__-=--=-8=-0-=-=-::-:::-=----.:=3=7==---=--=-=--=-=-1--5- ------2-1-0 ------1-6-3 47 12 23 ---:::-_-_-:_=_::::____::-:::-------- - - - - - 24 TOTAL DEPOSITS 16,837 12,503 8,921 11,037 25,849 9,899 10,096 10,114 24 --------- --------- --------- --------- --------- --------- ------- -- -- ----~~----~--- . --------- --------- 25 FUNDS PUR A!IID SEC SOLD UNDER 25 ----::-:-"A._.G,.oRu;Eo.;;EcrMuE~NuT____,T_,_Q.__.,Ru;Ecr:P-"li"'R""C"'H"'A'-"S'-"E'----c:--------v----- ' - - - - - - - - " 0 . __ _ _ _ 0_ _ _ _ _ _ _ 0_____ . _________0 ___________0_ 0 ____________ _ 26 I NTEREST-f.IEARING DEMAND NOTES 0 0 0 0 0 0 26 ~2'-'7'--'Q.._TuH:uE;;..zR,_..l...JiuAL-<"::J.OLIR~......tRuD.u:Ru:RuO.uWuF:.~.D.L...J:MLI.O.u:NuE'-'Y'-----------"t___----JJ__----__l.lO_ _ _ ____:Ov_ _ _ _ _,Q_ _ _ _ _O _0________ 0 2]_ "B MORTGAGE IN;:>EBIEDNESS 0 0 0 0 0 0 28 _,?;._,9'--'A:':C:=-'C~E:-'P'-T'-'A'-'N'-'C.uE~S'c-'E.J:X~E:-'C~U'-'TuE._.O'------------,-'-------:::-::-'~-------:-'O._____ _----:- __Q_ _ ~___O_______0 __0 __________0 ______2_9_ 30 OTHER LIABILITIES 14 186 650 112 0 44 30 - - - : - : : : : - - = - - - = - - - - - - - - --:---=:::c=-::-:--~-::-::-c::----=-:::-::--=-c-------===-=-=-:::_----=-=-~=-=-=-=----.::..-_::-::_::-:_::-:_::-:_::-=---=----=-=-=-:_::--:---=:--=-=-=-=--=---.::..-_---:-:-:--=-=--::-._.::_--:_-_--:=_:-_-_-_-_-==::---:_-:~--- 31 TOTAL LIABILITIES 8 9 935 llt223 26,499 lOtOll 10,096 10,158 31 -3--2-::-S-U--B:-O--R-D-.I,-N-A--T--E-f,)-.,N--O-,T--E-S-==A=ND=--D-E-=B=S=-=-==---=-=--=-::-=-=-=-=----=-=-=-=-=-:_:0:--::.:-::.:-::.::-=0----:_::--=------0- - ----------- -0-- - ---- ------- ------0 - -------- --- --- ------0-----~ _3_3_!>_RERR.EJL$_T._,.O..,CceK,____ _ _ _ _ _ _ _ _ _____, 34 :OMMON STOCK 35_S_UIU:L1!St____ _--:-:::-::---------~ 36 Jl>lDIVIDED P~LJF!TS ...ll__C_APIIAL RESERV~'S 0_______ 0 __ 0 _ 0 0 0 33__ 100 200 650 250 250 100 34 '------~3=00 41 8_00_ _ _ _ _ _9 5 0 _ _ _ _ _ _ _ _ _ ] 5 0 323 343 90 300 146 400 901 35 -~---36- 390 0 0 0_ _ _ _ _ 0 ________ 31 _______ 3_7__ J_,3Z_~_ _ _lJ_9_'t3_____1_t090 _____________696 - _____1, 43 2 _38_ 39 TOTAL LIABII JilES AND CAPITAL ,____ _92L!7t 66__ _1_2_~_5_46 ____2 8 _,442____1_1 ,_10 1__ __1 0' 792 11_,_590_ 39 ----------------- _ Dl>ARJ.M11lT OE BANKING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 Bt.NK NUMBERS 377 379 383 385 387 390 391 392 ASSETS: ~----..:..ASl:i-AND O!J<= fROM BANKS 2 JS TREASURY SE~URITIES 2---..:lB.Ll GAil ONS )E FED AGfY 4 jCM OBLIGATIQNS __s__UIJiEB BONOS, \!OIFS, AND DEBS o FEDERAL RESERVE STOCK AND CORP _]_TRADING 4((D'INT Sf(!!RfiiES ~ =uNOS SOLD 4~D SEC PURCHASED IlNDER Ai]B""''F'JT TO RESEll 9 LOANS, NET _2__Q_L.f_AS_ El NANC HJ,; BEC E I VA BI E S 11 ~SSETS REP PREMISES E!IRNlTI!RF ANQ FTXJI!BFS :2 OTHER REAL ~'STATE OWNED _l3__ INV IN _ill>ICONS'll !DATED SIJBS AND ASSOCIATE:<; __:__lt__:_U,S_TOMER 1 I A Oil ACCEPTANCES l5 OTHER ASSETS '.6 TOTAL ASSETS 938 3,115 ?00 1 ,983 0 a 1 ,zoo 5,167 0 85 0 _5, l7 8 .all _______ __3_0_5___ 385 lol22 443. 9,070 30 2,479 291 299 649 7,400 _ _ _ _ _ __()__ ______45.0_____ - __5_02_ 0 0 661 452 4,127 562 4,288 __ __o _______ __o___ - - _____ _o_ _2_4o 0 0 0 0 0 0 0 0 __()___ __!)__________ _(}___ _ _ _ _ jl___ 4,900 23,886 1, 222 904 250 6,000 16 39 2J>_QQ_ - - - 27_5__ - 400 24,601 3,546 11,505 o_ _ Q______________ _Q_ ---------- 300 2,224 Q_ 999 1Q'5 __]_05______ - __3_9 - 29 0 392 0 571 270 300 155 0 0 -- 0 500 5,013 Q .3.8 0 1 2 3 4 _5 6 -- -______ 7__ 8 9 .. 12. 11 _1u2 0 0 0 0 0 0 0 0 _3___ _ _ J)____ _ _ Q_____ _o- ----- !) ___ -------- - 0_ 0 _0 __ - ____j_'t_ 25 723 4 3oo --------- --------- --------- --------- 55 118 38 0 15 ---- ---- ------------- -- ---- ------- - ---- --- -~--------- 12 '716 53,944 7,604 39,173 5 '721 18,829 3, 717 6,847 16 ~ _____L_lAB IL IT IE S AN;) CAPITAL: ~7 DEMAND DEPOSITS - IPC 18 TIME ANQ SAVING' or-p- lPG 19 JEPOSITS CF US GOVERNMENT Zl DEPOSITS OF SCM 21 JEPOSITS OF FORE:IGN GOVT ETAL ?2 DEPOSITS DE rQ~MFRCIAL BANKS 23 CERTIFIED/OFFICER CHECKS 24 TOTAL DEPOSITS 5,633 4, 229 17 1,1 21 0 1 34 --------11,035 18,793 28,025 93 2.367 0 343 -------3-0-5 49,926 1,975 3,946 43 747 0 120 -------1-2-3 6,954 10,225 21 , 953 29 3.528 0 60 116 --------35,911 -- - 1,470 4,422 1,447 2,177 17 3.106 9,750 l._ll4.. _ _hll5___ ~-HL 5 114 6 6 19 305 __2__t__ll7________l41t. _______ JHl_2 _________2_Q_ 0 0 0 0 21 __o__. -------- _o_____ _____ JL _ . 0_ ______2_2_ 7 36 17 0 --------- --------- --------- --------- 23 4,893 16,459 3,398 6,280 24 25 FUNDS PUR AND SEC SOLD UNDER 25 _ ____,A,_,G,_,R::wE._,E__,M:uE__,N'-'T'--'Iw.O"--"R'-'E--'P'-'U'-'R'-'C"--'H-"A,_,S.__._ E _ _ _ _ _ ___,.Q.________,__ _ _ ___,Q'--------_lL_____ _ __()________O______________0_____________0_____________ --- 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 0 26 "7 JTHc:R I IA FOR 8')8ROWED MONEY 0 0 0 0 0 0 __0._______0><---_ ___.,27_ 28 MORTGAGE INDEBTEDNESS 0 0 0 0 __2_2_ACCEPTANU'S EXECUTED _ _ _ _ _ _ _ _____.3,________ _ -'0'--------~0[__ ____ 0 0 0 _____0________0 0 0 28 0 _______()__ 29_ 30 OTHER LIABILITIES 67 197 14 377 288 396 5 0 30 --------- --------- --------- --------- ------ --- ---- -- --~ --- -------------------------- --------- 31 TOTAL LIABILITIES 11,105 50,123 6,968 36,288 5,181 16,855 3r403 6,280 31 --------- --------- - ------- --------- --------- --------- --------- --------- 32 SUBORDINATED NOTES AND DEBS 0 750 0 0 70 0 0 150 32 ~ PREFERRED STOCK 34 ::OMMON STOCK 0 300 1,400 0 - - - - - - - 0--~- - 0 100 500 70 .Q 308 0_ 100 0 33 75 34 35 SURPLUS 70_Q ~---"'60,_,.0c___ _~5"-"00 U_3_QQ_ _ _ _ - 200_ - __892 - 125 225 35 36 JNDIVIDED PROfiTS 50 599 36 1 ,085 175 774 79 117 36 31 CAPITAL RESERVES 561 472 0 0 25 0 10 0 37 ~3~8~T~O~T~A~L~C~A~PLILTuA~L~A~N~O~S~U~B~O~E~B~TL__ _ _ _ _ _~1~~6u1ul~----~3~,~8~2~1~------~6~3~6L__ _ _ _~2~,885 _ 5't_Q_ ____ ]._,2_IL _ ...... JJ.4 _ 567 39 TOTAL LIABILITIES AND CAPITAL 12,716 53,944 7,604 39,173 DEPARTMENT _1)_ BANKING _ANO__fiNA.NC_ STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 398 400 409 410 420 422 425 430 ASSETS: .:_Ji.S.H_ ''JD Di!E fBQM BANK$ ? JS TREASURY SECURITIES _3_--lB.LlGAT IONS rF FED AGCY SC"l OBLIGATIONS 5 __ iliH"B BONOS, NOTES, AND DEBS 6 FEDERAL RESERVE STOCK AND CORP 7 TRADING ACCOl!NT SF(!IRITIE$ 1,286 2,413 1 ,999 2, 572 0 a 1,492 .9lil- 2,539 ------ ___6_7.5 - .2.,_433 1,024 290 1r994 463 803 200 200 1. 585 - _ ____L,352___ 470.0_ 2,775 lr293 3r640 461 lr098 --2-_ _ _ _ _ ___o__ _ _ _ _ l_{)_Q_ ___________ Q______________Q_ __ _ 0 0 0 0 0 0 a a o __________a____ 2.,.301 2,543 1-.130 2t027 0 0 Q_- g FUNDS SOLO ~NO SEC PURCHASED .u!l_.,.Nu.;Ou::"""R~a-"'G""R-"'c.c;E_,M.c;E-"''"-'-T___,_T-L.iO--AR-t:.E..:.S.cF'-1,_1_ _ _ _ _ __J.L_ _ _ _ _ ___.o"-------..!.OL___ __.2_.,cU0'-"5'-'LO _3..2Jl_Q _____ LLOJL _ __ h950.. 9 LOANS, NET 12,557 5,460 7,058 13,081 3,059 4,3t7 13r216 __:_J__~_EASF FINANCING R"CEIVABI ES _{}__ _____ _Q_ ________Q____ _ 0_ 1: ASSETS REP PREMISES -----'F::...ulR~:~.;'""-1lLIJ.JI..uiB:UE::....;A;uNltiilLli.l__E_5__A!'ill____CAP ITAL: ________ __ 17 DEMAND DEPOSITS - IPC 5,573 2,942 4,337 10,782 2,093 3,921 5,163 2t353 17 _13 TIM~ AND SAVINGS QEP IPC 12.512 4.841 4. 1 1 1 8,3]8 4.250_ _____iu_2.76__ --- _1.5. Ql5 'tt553- 1__8 :9 JEPOSITS OF US GOVERNMENT 189 58 8 51 6 19 76 25 19 _20_ 2Effi_S_l_LS__Df SC:o -----~~--3fJ~_ 1,91'1 676 . _3__.__8_8_]_ _2_,372 2~{>63 - J,054 467 20 2l JEPOSIT~ OF FO~EIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22 :lEP.:::lS.U5__.QE_CDW'1ERCIAL BANKS _ _ 0_ u _ _ _5_0____ - _Q__ -0 0 0 0 0 22 23 :ERTIFIED/CFF!CER CHECKS 243 59 71 123 28 68 171 42 23 - - - - - - - - - - -~---------------------=-=-=-=-=-=-=------ 24 TOT~L DEPOSITS 18,884 9,869 9,203 23,161 8,749 10,949 21,479 7,440 24 25 FUNDS PUR A~O SEC SOLO UNDER 25 A_GB_~_t1f_NT TO REPURC!:1AS_E_______ _____ 0 _______ 0 ___ 0___ 0 0 0 0 0 :>::, HlT':RC:ST-BE ... Rl'4G DEMAND NOTES 0 0 0 197 0 0 0 0 26 -"-?_,_7_...,_0-"-T.uH.~--E-""R-"--1_._r_..A-"-E...~.J.,.R_J.LBn_._,p.,_R.,._.O.w......_EQ.._Ma.O..,_Nu.E._Y,___ _ _ ____,O..____ _ _ ___,o..____ _ _ _-'0'---~-~-0-.------ _____Q__ 0 0 0 27 23 "'OR Tr,AGE I NDEB T!':DNESS 7 0 0 0 0 0 0 0 28 ?';t_ _t,ccEPJ:A.!'iG.ES. Ex:=cur<=D H3.________ o .o _ o_ o 0 0 0 29 JO OTHER LIABILITIES 370 0 161 283 6 13 110 224 30 --------- --------- --------- 31 TOTAL LIABILITIES 19,264 ----------~~-"-::c-::c-::c::------ 9,869 --------- 9,364 23,641 8 ,755 --------~-----------=-=---=-------=-~--:------- 10,962 21' 589 7,664 31 32 SUBJRJINATEO NOTES AND DEBS 0 2 0 0 0 0 100 0 32 33 nEFERREQ__ S_ll:l.GK_. _____________ _ 0 0 0 0 0 0 0 0 33 34 : CMMON STOCK 660 200 200 400 100 100 600 150 34 35 SURPLUS. ________________ _ 740 l .OQQ_ 400 1,400 300 350 600 200 35 36 JNDIVIOED PROFITS l i ::APITAL RES:'RVES 331 275 42 101 323 .9_____ _ 55_o7___ _ 276 10 403 0 772 100 254 36 15 37 _36 TJlit.l_CAPITA_L__AND SUB DEBT 2,357 686 853 2,172 619 38 Lh214 __ 10r.287 25,998 9,441 11,815 2 3' 761 8,283 39 DEPARTMENT -OF. aANKLNG. AND FllliANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 436 438 445 449 455 461 464 468 - - - - - - - - - - - - - - - - - - - - - - - - - - - ----------------- - ASSETS: ...J.--J.C.J.AJ.::.S...t:HI.-.CAUliiN..uD~Du.l!tE-Ft:JR"-l0.J.IM~BuAUINIJI.K..:>S--------Jlt..o0w7'-':9u7'----..1.1._,.2:>.:59::L-----L1-4o..J.I~3..J.7_ _--L.3Q2___ 3 .2B 6 852 1,638 2,346 1 2 US TREASURY S~CURITIES 998 381 3,844 853 1,100 717 3,697 326 2 3 JBL IGH IONS 'f FED AGCY 425 450 ---'"'------ ____Q__ 14 200 1,700 375 3 !t SCM OBLIGATIONS 965 1,533 lo044 436 2,046 1,376 3,977 2,295 4 ...:s,____.o.uiu:Hu:E;.J'R'-'lB-UOI!>INuD~S._,--'N"'Q..._IuE:-;S,_,,,__..AUlNu.DLJ..JD~E.c.B~S------"0'---------'0"-----'*4u0---------"0'-------- Q_ __o -- 0 0 5 6 FEDERAL RESERVE STOCK AND CORP 0 0 0 0 0 0 0 a _zc___.Iu:Ru;Au.Dui..~>Nu..G-AAJ..(J.,.(IUJliUJINilLTL-....;S:>JE::J.C..J.!.uiRul_.T4I..r::E..:.S_ _ _ _ _ __...a'---------'O"-----U0------"0"-----_____Q__------- _____0 ______________ 0 6 0 1 8 FUNDS SOLD AND SEC PURCHASED 8 _ _____._!!wNu-Du:;E;_oR_..A.,_GA-R~EEr::;.,.""E<;JN...,T.__,Iu.O.__,Ru;:F_,S'"""-'-1_...!_ _ _ ____,7u.Ou.O'---_ __.._J_.__,9"-'0..,0u.-_ ___.l__,,_,..6""0-'-'0---J"''-'8u0u0'----- 3__.2_Q_Q___ _ 9 50 750 750 9 LOANS, NET 9,016 5,283 7,915 4,092 12ol09 4,227 9,592 12,412 9 _1'--:>.____..!__..E:.oA._.,SctF:...J:f.J.IaN_...AmNL.C.uiNllUG.._.R,_,E~C..JF:.JiuoVUIA._,B.._!.~:E_,S_ _ _ _ _----"'0'---------'0"------'-'0--------'-0'-------- 0____ ___ _ __ 0 0 0 10 11 ASSETS REP PRE~ISES 11 ---~F~I!~R.J>N~I..1.Iu11~9~E-A~NilUD~E~luX~Iut~IR~E..:.S~------~3~2~2'------3~7L-_ _ _~4..1.7~5----~9~6'------~ 36 336 12 OTHER REAL ESTATE OWNED 0 0 0 0 0 0 0 12 _ _1'-'3...__.I,_.~:NuV'-J.I-'-'N..._..llaN.__COuN~SO..ui._IwD_._.AuiuE"'-DL--.JSwii""B_,S _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 13 AND ASSOCIATES I 4 ~ IISTOMER I TA ON ACCEPTANCES 0 0 0 0 0 5 0 0 0 0 0 0 _____Q _________ _Q_ ______ 0 0 .H _______________ ---==--=-=:::::::--_-__ :::::::------- ---- -- - -- l5 OTHER ASSETS 39 22 0 0 167 =.:--::.:-::.::-::.::-:.=-=--=--=---=-=-=-:.=-=--=.:--::.:-:..:-::.::-:__.:;--=.:-::.:-::.::-:.=-:.=-=---=---=-=-=-::-.=.--=.:-=-=-=-=-=-:__::::;--=-:-=.::-:=-:.=-=-=---~--=-=- 72 339 150 15 16 TOTAL ASSETS 14,262 10,865 16,055 8,579 22,386 8,435 22,107 18,990 16 --------- --------- ---------------=---=-=-=-=-=-,_,-=-=---=---=-=-=-:=-=-=---=-=-=-=- --------- --------- -------==--~-=---=-:-.::::::-:- LIABILITI~"'i AND CAPITAL: n--- -----~ 17 DEMAND DEPOSITS- IPC 4,872 3,927 4,772 2,263 6o298 2,994 6,541 5,438 17 13 TIM= AND SAYIN'i$ QEP- Jpc 1.150 5,479 7.717 2.505 8.621 3.764 9,701 _____ l..Q&8L ______ 18_ 19 JEPOSITS OF IJS GOVERNMENT 40 4 17 30 37 32 6 15 19 _.,'-'OL-!.DuE..cP'-'-O'-'Sui_..T_,S'-!..I.O"'-f__.,'j(...,i'l"---------------'1~1,_.1._5._.3.__ _ _3.._4""3..___ ____.1_,.,_...8""'0'-'-7_ ____,2..._,,._,8._,1.,6'---=4_._,~34.8____ ______5Jft ____ 3.L'tl0 Lt285 20 21 DEPOSITS OF FOREIGN GOVT HAL 0 0 0 0 0 0 0 0 21 22 lEPOSIT$ OF (0'4'4ER(IAL BANK$ 10 0 0 0 _____0___--~--- _0_______ __ _D Q . 22 23 CERTIFIED/OFFICER CHECKS 57 --------- --------8-1 -------2-5-0 ---------0 -------1-7-5 48 --------- -------1-1-3 -------2-0-7 23 24 TOTAL DEPOSITS 13,2 82 --------- -----9-,8-3--4 ---1--4-t -6-2-3 -----7-,6--1-4 19,479 --------- -----7-,4-1--2 19,771 --------- 17,032 --------- 25 FUNDS PUR AND SEC S~LO UNDER 25 _ _____,.Au..G,_R_._E_..EaM""EN.._I...___TuO"----"RuE..~:P_.,il..,R""C._,HaA.S._.,_E_ _ _ _ _ _-"0'-----------'0'-------0"------~ 0 _ _ _ Q _ __ 0_ ___ __ 0 0 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 56 0 26 -'2'-'7'--.J.O...,T-"Hu;.E..,B.......,I..._I,..A--L-EO'""R"'--.'8...o"'R,..R,_.Q...,W~.~oE_.,O<--..e!4""'0""N"'E.._y_ _ _ _ _ __..0.___ _ ___,0..___ _ _ __,.0_ _ _ ___.0.___ _ ___,0"'-------"'0------ 0 ______ 0 27 28 'IORTGAGE INDEBTEDNESS 0 0 0 0 0 0 0 0 28 29 ACCEPTANCES EXECUTED 0 0 0 0 0 0___ __ _ 0 0 29 30 OTHER LIABILITIES 0 --------- ---------0 0 --------- 97 --------- 811 --------- 103 --------- 72 --------- 208 --------- 30 31 TOTAL LIABILITIES 13,082 --------- 9,834 --------- ----1-4-,6-2--3 -----7-,7-1-1- 20,290 --------- 7,515 --------- ----1-9-,8--9-9 ----1-7-o-2-1t-0 31 32 SUBORDINATED NOTES AND DEBS 0 0 0 0 0 0 0 0 32 33 PREFERRED STOCK 0 0 0 0_____ . 0____ __ _ 0 0 0 33 34 COMMON STOCK 200 200 200 200 360 200 400 __.3'""5'----""S-"'U"-'R"=-P_...L-"'U=S~--::-::-::,-,----------~5=0=0---~5:-'0:-'0'------=80=0~_ _ __,30_0_ _ _ _ 8~--- __ __500 ____ 1 1 000 36 UNDJV IDEO PR:JF ITS 280 331 412 352 7 29 207 786 300 34 750 35 700 36 _3.._,7........C.....,Au:P...I.4T...,Al-..,.R.E....S...,.ER~VLJE.,.SL-------------"'0'--------'0"------2""'0-----'1.,.6.___ _ _1._,6"'-7'--------*'1~3-----"2..,2~------0----~L ___ ~3._,9'--'T_,.OuT_..A.L._.___,..C,..A~:.P-LIT-'-'A"-'L..___.A'-!Nni>L->SuUwBL-Io!D'-"'E-"'8-'-T____-_-_-_-_-_-'~'-"~'-"~'----_-__-_-_-"-1_:u~"-':-------3.;l+o9:1JOJ..2.:.----..tiR.UD.!18---~4u4o.!:9L__ _.:l.05~Du..2i:J4!t........_ _ _.!t4..tiB.I:l6_ _ __i,548 _TIL_ 8.61 1 2 LIS TREASURY SECIJRITIES 3 QBI IGATIONS Of fED AG(V + SCM OBLIGATIONS 5 OTHER BONDS, NOTeS, AND 0"QS 2,696 2 0 402 1,390 0 1,297 0 3,302 0 1,274 0 60 2,523 1,002 4,113 391 183 409 50 2 96 253 _lil5 _ _ _ _H 550__ ___ 3 0 1o512 960 0 4 __Q_ -----'0"- 0__ __5 S FEDERAL RESIORVF STOCK AND CORP 0 0 0 0 0 0 12 0 6 .....:....7_TJ.JR'-'AIUDJ.ji'-IJNG..._.JIAJ..CJ..CJ.jQ.UIIAIN.LI.....:.;$EJ;J(I.JiwtQ.ululwiu:E~S.___ _ _ _ _- l o i . . - - - - - U O_ _ _ __.JJOL.__ _ ___JOJ.___ _ _ _uO_ _ _ _ ___LL.__ _ _ _Q__ __ Q______ _ 1 8 FUNDS SOLD .'\NO SEC PURCHASED IlNDER AGREEMENT TO RESEll 0 600 1,450 1,soo 50 8 15.0__ _ _ 100___ 9 LOANS, NET 18,968 8,497 4,024 26,152 2,783 6, 509 5,459 3,896 9 I J i EASE FINANCING H(EJVUI ES 0 0 0 0 0 _D____ _ _ _ - _o_ ---- - _Q_ 10 11 lSSETS REP PREMISES f!!R~!U!!!i!E &NO fiXT!!Rf$ 8?7 137 11 45 474 220 132 __139_ _ _ _ _ _llll__ _ _ - 12 OTHER REAL ESTATE OWNED 26 0 18 574 39 0 23 0 12 '3 I NV IN IINCON$01 I DATED $118 S 13 AND ASSOCIATES '4 CIKTOMER I lA ON ACCEPTANCES 0 0 0 0 0 0 0 0 0 0 0 __Q__ _ _ _ _ _j)_ _______ __Q__ _ _ - - - - - 0 0_ 14 ---:-5----J--T--H--E--R=--A.=S--S:;E-:T:.S:-::-:.::-.:.-.::.---=-::..:-:.::-:.::-c=-.::;--:;-::..:-=2-1--2=====--=-::.:-::-:4.::-:=.-.=--=-:-::..:-4=---=-=--:;-::..4:-9:.5.:-:=o-:.::--=.-___2_1:-::::-:::::-:-:_-_1-3-_9-_..=-:-_=--::-::-1--5: 0 ___ ":...-::-_-:----- 15 16 TOT4L ASSETS ----3-0-,4-2--3 14,645 ----- --- 7,324 41,857 4,086 10,276 8,003 6r183 -------- --------- --------- --------- --------- --------------------- -- -------- --------- 16 I JAB I! JilES AND CAPITAl: ______ _ ________ _ 17 DEMAND DEPOSITS- IPC 7 0051 4 0 513 2 0 093 8,512 1,323 2,260 2,353 1,995 17 -'-'a.._,r.....Iu:Huf:;...,_oA..,NwD.___,$_.A,..v.._TN.,.G...,S:>.....J0wF""P::;.._:-:.-..~I_,p;o.,C_ _ _ _J._,6"-'r'-'2:;_;5._,3.___ __._7..._.:z.9!t.4:..~..5_ ____.2'-'''-'7CJ.Ow6'----'"-3"-'"-'2'-'4._.7c___ _.J..l_.,.7....L761L_ __h5.il._______{ubl3 .3. 254 18 19 DEPOSITS OF US GOVERNMENT 44 15 20 41 4 61 5 35 19 _?uO.._.O.uE:;FPOSITS DE \011MFBCIAL BANKS 0 0 0 __ _0________ Q_ 0 0 0 22 23 CERTIFIED/OFFICER CHECKS -------5-3-2 -------1-7-4 --------1-8 -------5-8-7 --------4-4 97 --------- --------5-5 75 --------- 23 24 TOTAL DEPOSITS 27,639 12,993 6,691 37,578 3,500 9,265 7,150 5,643 24 --------- - - - - - - - - --------- --------- --------- ----------------=--~--~-~-:=o-:=--=--=----=-:.:-:..::--=---=--=--=-=-=-=-=-------=--------- 25 FUNDS PUR AND SEC SOLO UNDER 25 AGREeMENT TO REPURCHASE 0 0 0 Q ____ .. 0 0 0 0 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 _2"-7'---"0.uiu::Hu:Ec.l!R'--'-1.J..l.aA--~:.Eu.DIS..R-lBil.J0UJR:uRu0.!.1WuE:J.D~.-....~:11u.;O!IliNL.t:E~Y-----..l.Ot___ _ ___iOu___ _ _ _.lJ0_ _ _ _ __!.0t____ __Q__ ___ _ .. -- - Q Q 28 MORTGAGE INDEBTEDNESS 0 0 0 0 0 0 0 0 26 0 27 0 28 29 lCCEPTANCES EX~CUTEO 0 0 0 _0____________ Q_ 0 0 0 29 3Q OTHER LIABILITit::S -------3-6-6 --------3-5 --------3-3 399 --------- --------5-1 194 --------- 3 --------- 83 --------- 30 31 TOTAL LIABILITIES ----2-8-,0--0-5 ----1-3-,0--2-8 6,724 --------- 37,977 --------- 3,551 --------- 9,459 --------- -----7-' -1-5-3 5,726 --------- 31 32 SUBORDINATED NOTES AND DEBS 0 0 0 350 0 117 0 0 32 _3-..;3>----J:P:_cRu;E;.rF'-"E.nR.nR-"F.I.!D____.,_S.JJTO.JJCwK:L.._ _ _ _ _ _ _ _ _ _ -"'-------- __Q______ _ _Q. . 0 0 0 0 0 33 34 COMMON STOCK 500 200 100 500 130 60 200 110 34 _3.._.5"--->S'-'U"-"R'-':PJtL"-"U""'S--------------~-"6'-"-Q,Q_ _ _----"L8Q_Q__,_ _ _ _201l ______ Z.r.300_ 36 JNDIVIDED PROFITS 877 617 300 730 309 96 300 340 200 450 340 35 7 36 31 CAP IIAL REs:: BYES 441 0 0 _ __ _Q__ _ 0 0 0 0 37 38 TOTAL CAPITAL AND SUB DEBT 2.418 1,617 _______ _pQ__ ~.sao 535 817 850 457 38 _39 TOTAL LIABILITIES AND CAPITAL 4,086 10,276 8,003 6,183 39 DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMf\ERS 527 531 547 567 568 575 581 582 Assns: :ASH .A!ilL :lllE_ER.::lM_~-~---~ ~----l..12.9..-~ 4,.2.9.f>_~ ~-~--2~.431 ~- 1. 571 3 ,197 137 2,137 lr209 1 US TREASURY SeCURITIES 584 13,320 2,864 2,555 2,946 131 1,954 393 2 3 OSITS DE SCM 449 1,859 3.22 __3_3_8_ _______5~62_L_ 151 .2t.925 lt.469 2Q 2l JEPOSITS OF F0R~IGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22__!lfUS.US DE GJMMERCIAI BANKS - ~ --- ~n_____ -- _Q____ ~_L2'l9_ ________ (L ---~ ..ODO 0 0 0 22 23 CERTIFIED/OFFICER CH~CKS ---------0 zoo --------- -------4-3-1 --------8-4 e --------- 23 --------- -------3-4-2 ---------0 23 24 TOTAL DEPOSITS 12,481 63,364 32,384 14,704 44,012 2r343 21,511 5,877 24 __________ __--------- c:_-~:_:o:~-----------"'~-=-~-----_- .-:-_-_-_-_--_-.:--:- --------- --------- --------- --------- 7 5 FUNDS PUR AJIID SEC SOLD UNDER 25 ~.AliREEMENT fO gl=e_]JRCHASE 0 _______ 0 -~------Q---~~ 0_~ 656 0 200 0 76 INT~REST-BEA~ING DEMAND NOTES 0 0 0 0 352 0 0 0 26 ?7 bJIHER I I A F:JR BORROW I'D MONEY 0 0 0 0- 0 _Q ___~--- 0 0 27. 28 ~ORTGAGE INDEBTEDNESS 0 1,708 0 0 0 0 500 0 28 _?3__ ~L.C EPTANC ES EXECUTI"D _____O_ _ _ _ _ ____Q_ _~--- __ _Q___ 0 _0_ 0 0 0 29 __ --------- --------- --------- --------- 30 OTHER LIABILITIES 411 ------------~~:-_-:-_:-_-.:-_--_-_- 933 1,167 0 :-.-_-_-_-_--------=-=-==-----_-_-.:-_-=----~=----- 303 0 42 10 30 31 TOTAL LIABILITIES 12,892 66,005 33,551 14,704 45,323 2r343 22r253 5,887 31 --------- --------- --------- --------- --------- --------- --------- --------- 32 SUBORDINATED JIIOTES AND DEBS 0 1,000 0 0 0 38 0 0 32 _'I.L PRf_f_ERR.._Eo.,__,s..._T._,O,...C.<.0_ _ _ _ 900 --- -~-~ Q_ -~ -~~ - 20Q- 61~-~----~11_ 38 TOTAL CAPITAL AND SUB DEBT 4r419 195 3,034 lrl79 38 ~3g TOTAL LIABILITIES AND CAPITAL 14r 167 __ 7J.11J()8_ __2?_._o~~- 15_._841 --~-"'9,742 2r538 25,287 7,066 39 DEPARI.MElfi-DF~-BAWU!liG. AHl -LNAJliCE____ STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 584 591 593 596 599 601 606 612 ASSETS: L CASH AND ow: E!JOM BANKS 820 270 2,228._ I ,B9a___ 2._,.096___ _ 576 27.4 2 US TREASURY SECURITIES 2 1 03B 200 50 1,797 1,201 924 91 3 J.B.LIGAI~.L.1)__ AGCV _ JJlLL_ ~4't.ll-00u........_ _ --l.OJ._ ______ _Q____ J_QQ__ ~--200 . 2.50 4 SCM OBLISATIONS 2,316 359 643 2,733 1,532 0 228 5 _OTHER .Billill.S.o- 'D Sl.I.S.._D.E__s..c_~---------~---~i~...c,o...:9z...l....6. ,___ _2.23 _ _ _ _ _'ll2______ 2.t_7_98 9.61. 67 336. 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 22 .JEPOSlJS. .Df -~ER.ClAL.BMlKS._ Q_ Q_ .100 0 0 0 0 23 CE!l.TIFI"D/OFF!CEP CHECKS 153 61 80 152 298 45 1 _________.:::--::-:-,_,-,_,-,_,-,-,-.:::-:o:.--=-:--------- --------- --------- --------- --------- --------- 24 TOT~L DEPCSITS --------- 13 1 550 --~------ -~ 4,645 --------- --- - ----- 10,426 --------- ----2-3-,0--4-2 15,584 --------- -----2-,-9-2-0 lt574 --------- 25 FUNDS PUR A~D SEC SOLD UNOER A(; R:: EM.EN..1. .lil_REl'!.!RC.HA_.S. E ___ ___ _ __ ___ _ _ .. 0 0 0 0 0 0 0 ,6 INTEREST-BEARI~G DEMAND NOTES 0 0 0 119 0 0 0 .. 2L.DT.~A. EOK BORROWED MONE)' 28 ~ORTGAGE INuEBTEDNESS __(L_~---"-------"--~ 0 0 __ Q______ 0 0 12 0. 0 0 0 2 ~ ACC El'.IANC.E.S._llEC.UI..E.D ___~-~--~ Q_ Q 0 0 0 0 30 OTHER LIABILITieS 394 370 110 201 28 20 31 TOTAL LIABILITI~S 13,944 12- suscR'o_r_N_AT~E-J-~-w-.-..,-L._.-,~AN-D,--o,...E=-s-s,--~--'-=-=-=-=-=-::.::--~ 4,669 --------~ - 10,796 23,271 15.797 --------;-----------~~~;- ::c===-:--; 2,948 --------~ 1,594 --------~ 3,153 ..2. .. 021..- 2 l,9Q7 0 0 30 --------- 7t113 --------- 0 0 0 0 0 41 7,154 --------; Cl3 PPEFC:RRED.SICl..C.L____ ~------ .0 0 0 0 0 0 0 0 o4 COMMON STOCK 2 00 110 150 200 275 25 100 100 15 SURPlUS __ _---~~---~---- 400 2QQ 350 400 775 175 100 500 26 UNJIVIDEO PRJFITS 588 187 708 862 807 157 98 337 .ll .G.AJ'JT AI RES "'RV ;::5 52 0 ~----- 'tOO__ . 0 0 0 22 5 1' 2 40 497 2,062 1,857 357 298 1,162 39 TCTAL t.IABIUIU::_s _ANQ.J::AI'UAL ).5,184. 5, 166 12,109 25,333 17,654 3,305 lt892 8,316 .. 1 2 _3_ 4 5 6 ____ ] 8 9 1D 11 12 13 _14 15 - 16 17 18. 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 :H 38 39 - DEP-ARTI!HJI OF BANKING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONOITION OF STATE BANKS AS OF DECEMBER 31, 1979 BANK NUMBERS 615 625 642 643 645 654 658 661 ASSETS: (ASH ANQ 011" FROM BliNKS 497 ] 0 042 ----3.._!]3.__ ___ _ 1._238 ! ,029 1,298 555 919 1 2 US TREASURY SCCUK:iTIES 100 1,361 3 0 971 __,)~-~.O..:B>.~.I...,l..~oG...,A...,_J__.l_,_D,.,N"'S-'-'O"'F'---"F"'E""Il.__.,A.,.G,..C..~.v_ _ _ _ _ _ _ _ .lJl!L__ _ _ _J..._.ll)3_____ - .1.._4.00 200 .803 273 +50 3,266 400 0 850 100 2 55 a 3 ~ SCM OBLIGATIONS 5 3,315 5,279 163 571 2,945 35? 674 4 __s__.;:u.H.EJL B:JND$, NOTE$, AND DEBS ------ ------11 _____ ------ 0_ __ 0. 0 0 0 0 0 5 6 FEDERAL RE$ERVE STOCK AND CORP 0 0 0 0 0 0 0 0 6 BAOJNG ACCQIINI SfCIIRIIJES 0 0 0 _1)_______ ... _Q 0 0 0 7 8 FUNDS SOLO AND SEC PURCHASED IlNDER AGRf<=MEiH TO RESEI i 1.aoo _ 425____ _....3.Q.Q___ _ 2.,...05.o_____ 0 800 450 100 8 9 LOII.NS, NET 1;) I EASE FINANCJWi RFCEIVABI ES 759 9,516a 24,3_0_7.a_____ _1,932o _ 4,557 0 9,861 0 1' 826 0 3,674 0 9 10 l l ASSETS REP PREMISES 11 E!!RNIT!IRE ANO FJXTIIRES 46 407 lo256 _2.9_ 195 405 22 30 12 OTHER REAL ESTATE OWNED 0 58 34 0 0 182 0 0 12 __l.3..___l_N_IL IN UNCONSOI I DATED SllBS 13 AND ASSC'C!ATE<; 0 0 0 0 0 0 0 0 '4 rtJSTOMER I IA O:J ACCEPTANCES --- _a___________ -_....a.____ _Q__ 0 0 0 0 0 14 15 OTHER ASSETS --------1-4 -------2-2-2 536 --------- --------- --------- 1 3 ----~------ --------7-1 ---------0 ---------0 15 ~6 TOTAL ASSETS 1,946 17,324 42,006 5,366 7,078 19,228 4,056 6,047 16 --------- --------- --------- --------- -----------------~-=-=-=-~-=-~-~-=-~~-~-~-~-=-=-=-~-=-~~-=-=-~-----~--~~~~~~--- LIABIL ITIFS AND CAPITAl: "N ' ~7 DEMAND DEPOSITS- IPC 'R TIME AND SAVINGS or=p- IpC 1rl91 4,544 !1,220 2,458 1,953 4,985 1,800 2,906 17 540 10 0 751 16,062 1,913 __ 3.....1.6.0 _.ll._b_42- -- ]., 547 2.528 18 1_9 LlEPOSITS 'JF US GOVeRNMeNT 0 7 5 0 0 23 1 0 19 _?'-'Q..____,Q.LJE"-'P:..;D..L5"-ILTL5:L..LD.uf:___5uC..rM,___ _ _ _ _ _ _ _ _ _ ____.;3u;2_ _ _ __,4'-"3c;,3c__ _ _.:z9_.,..,_8_.~.1.&..2________ B5 611 895 174 4 20 21 DEPC:SITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 ~2<:..2'"-.-)lJE:c~P:..;O..LS:a_ILTLS:L..LOJ.If::....J.C.J.O.uM""'>.I"-'EotRuC...JluAill-----'B'-'AuNuK.._.SL___ _ _ _ _ _Q_ _ _ _ _ Q_ _ _ _ _ _49_6__ 0 0 0 0 59 22 23 CERTIFIED/OFFIC:'R CHECKS ---------2 -------1-0-2 341 --------- ---------0 --------1-6 --------1-5 --------2-2 ---------0 23 24 TOTAL DEPOSITS 1,765 15,837 37,936 4,866 5,740 17,560 3, 544 5r497 24 --------- --~-- ------- ------ 25 FUNDS PUR AND SEC SOLD UNDER 25 ____...tA'-'GzrPc;E...E....!:Ml.l.E...t:NuT,.----tT_,_Q.__.,R._.EJP'-'-U"'R""CceH...,A'-"Su;E._____ _ _ _ _ _ _ 0 _ _ _ _ ___Q_________ . Q __ 0 450 0 0 100 i6 INTEREST-BEARING DEMAND NOTES 0 0 263 0 0 0 0 0 26 ?J OTHER I IA FOR RQRBDWED MONEY 28 MCRTGAGE IN1EBTEDNESS 0 0 0 0 l_L__ ___ _______39_ - ------ 0 0 27 0 a 0 0 0 0 0 a 28 29 ACCEPTANCES EXECUTED Q_ _ _ _ _ _ _Q_________ Q______ Q 0 0 0 0 29 30 OTHER LIABILITIES 9 130 448 49 27 47 3 40 30 -------::::_-_-_------- --------- --------- --------- --------- ---=--=-=--:----:-::-~::-:-::c=--::--=-cc------.:::.--::..:-::..:-:..::-c::--=--=--=--...::c-c::--=-::-------- 31 TOTAL LIABILITIES -----1-,7--7-4 ----1-5-,-9-6-7 ----3-8-,6-4--7 -----4-,9-1--5 6,228 --------- ----1-7-,-6-4-6 3,547 --------- -----5-,6--3-7 31 32 SUBORDINATED NOTES ANO DEBS 0 0 500 0 0 0 0 0 32 33 PREFERRED STOr.K Q_________ _0______ 0 0 0 0 0 0 33 34 COMMON STOCK 25 150 500 50 300 300 50 200 34 --,:3,_.5,_,SvU.!!R:-'P:-'L._,U~SC=,---:::c:--::=-::=-::------------..L... ~2~0c--_ 610 ~_Q_______ __ 160 3 50 900 200 150 35 36 UNDIVIDED PROFITS 27 597 859 241 200 362 59 30 36 _1~7~C~A~P~IuTuAul~R~E~SuE~RuV~EuSL---------------------~O~--------~O_ _ _ _ _ _ _ _ _ _~O_ _ _ _ _ _~O~-------O --- __2_Q__ -- -- _z.go - 30 - 3_7 ~3,_,8'----'T'-'O"-'T'-'A"-'L,____,C'-'A,_,_P_,l,__,T--"A'-"L'------'A"'N'-'-O'----"S'-'U'-"B'---"O'-'E'-"B'-'T-_ _ _ _ _.l 72 1,357 850 1,582 509 410 38 _j,_,9'----JT,_,O'-'T'-'A,_,L.__,L,_,I'-"A,_,B,_,l,_,L"-'I'--'T--'I'-"E~SL...!:A'-"N'-"D'----"C"'A"-P__.I'-'T-"A'-"L~_ __..l_._,-"924""6'--_~1_,_7_._,,_3_.,_224_ _ _4"'2,.__,, 0()_~--- __ ~.t;I__Q_~--- _ 71 QL8 _ 19r22!l_ 39 -------------------~-11F .SANKUIG.AND FlNANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 665 668 671 673 681 684 687 ASSETS: _ _ _ _ _ _!t22__.._ _ _.h_415. -"-----'C'-A-A::..SHt:L..llJANIILDU-JOUJIUJI""--.JEt.JBi.JO..LMi!LJAI:LAII.Jf:.!IIJIK~S:.__ _ _ _ _ __jl~9~4t__ _tAL:3~4.._ 568 2 JS TPEASURY SECURITIES 423 901 144 7,515 242 3 JBf IG.lTIONS nF FED AGCY 590 820 2'i5_.m__ _ D 0 4 SCM OBLIGATIONS 5 QTHER BONOS, NOTES, AND D!=R<; 11 796 668 4,849 - - - - - l L - . - -_ __jlJ___ _ _ _ ____Q ________ Q. 441 0 6 FEDERAL RESERVE STOCK AN::l CORP 0 0 0 0 0 7 TRADING ACCO!!NT )l=riJB!TIES a a _.Q_______ ... Q. 8 FUNDS SOLO AND SEC PURCHASED _ ___,iwlN...,D.._.<="-'RtL..,Ail.li~,g._,c:oJE:.J!_,!_ _ _ _ __::3u0u.OL_ _ _ _J:6u.Ou.0L----'J_.,,_..4oL0t1JOL___ . ~00 9 ~CANS, NET 2,108 6,313 2,107 14,342 '.>J0LJ..l-tf'-"A-'Sct:EC-.J::F-.!l.r;NLQAJ:>Nll.C.J.!lliNlCI'i--l<.R..t:<=.l.C..t:f.J.I.IIV:;oA.oB.LI..c:E..,.S_ _ _ _ _ _ua_ _ _ _ _ _...__ _ _ _ __o__________ _D. 650 .. 2 ,841 0 1: ASSETS REP PREMISES f!IRNU!!RE AND f!XT!IRES 166 244 216 Ll!lG____ _ .20.7 :2 JTHER REAL ESTATE OWNED 0 0 16 0 20 '3 !NV IN IINCONSOI I DATED $118$ AND ASS:JCIATES '4 i!ISTOMFR I IA ON ACC<=PTANCES - - - - - ------------- 0 0 0 0 0 Q_______Q_ __ 0 0 15 OTHER ASSET'> 16 TOTAL ASSET:> 0 3,792 15 10,523 2 5,270 ---- -------492 7 --~~--~ 33,213 4,976 1,003 1t819 0 949 0 0 0 Lo.360 9,146 0 121 0 0 0 97 14,501 111 400 50 418 0 0 0 0 4,505 0 72 0 0 0 79 6,235 689 361 1 285 2 950 3 363 4 0 5 0 6 0 1 8 200 1' 271 9 _Q_ 10 11 11 0 12 13 0 0 14 0 15 3,507 16 (J1 w I IABII ITIFS VJ!l OPITAI: 17 DEMAND DEPOSITS - Ii'C 861 3,233 2,065 11,602 1,796 4,021 2,461 1,082 17 _'._.,a,__T._J....M:~.:'':___oAuN>L.OL-S:ull.uVLJlu:N>L.S'-'SL.J.O.uE:.P:__:=-- AND SAVINGS pEp- IPC 4,784 7,54~ 6,955 11,965 1~348 3,306 -~---- ----~---------- __ ------~~---~--------- 3,726 2t960 6,554 9,182 2,613 17 9,157 3,391 17,450 15,610 5,394 18 l9 DEPOSITS OF LJS GOVERNMENT 21 175 12 16 1 73 231 4 19 -"?'-"Q.____. JuE__. P:. >.O....S.ulwT_.:S>-..J.O.uF__.;Su.CLJ:~'-1----------~2~0_..8c.~.l.JJOc____ __..6'-'"'-"4'"'3"'3'------~8..o.l..,8_ _ ____:410"-9: 7 21.!ll0_ _ ___L5_QI _________M_ 20 Zl DEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22 DEPOSITS OF COMMERCIAL BANKS 0 0 Q_______ _Q________ ~________o ________ Q_ _ _ _ _n_ 23 CERTIFIED/OFFICER CHECKS 82 391 47 41 21 78 236 48 23 ~~~~~~~------------~-=-=-~--~-~-~-~~-=-~--~-~-7-~-__.:::=-=--~-~-~--~-~=--~-~-~-=--~-~-~==:.::.::.===-~~~~~-=--~------ ---------~----~ 24 TOTAL DEPOSITS ----1-5-,2--4-0 ----2-5-,9-1-9- -----5-t5-3--1 ----1-3-,3--4-9 6,444 --------- ----2-6-,1-6-5- 26,766 --------- -----8-r1-2--4 24 25 FUNDS PUR AND SEC SOLO UNDER 25 AGREI=MFNT TO REPURCHASE 0 0 0 Q______o__________p_____~-- 'tQO_________o__________ 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 0 26 27 OTHER LIA EQR BJRROWED MONEY 0 0 0 0 0 0 9 250 27 28 ~ORTGAGE INDEBTEDNESS 0 0 0 0 0 330 0 0 28 29 ACCEPT~NCES EXECUTED 0 0 0 0 Q___ ~ - _!)_______ ()__ - _ _Q_ _ _ _ _2_9__ 30 OTHER LIABILITIES 217 164 91 0 0 1 ,296 307 0 30 31 TOTAL LIABILITIES 26,083 5,622 13,349 6,444 27,791 27.473 8,374 31 32 SUBORDINATED NOTES AND DEBS 33 PREFERRED STOCK 34 COMMON STOCK 35 SURPLUS 36 JNDIVIDEO PROFITS 37 CAPITAL RESERVES 0 0 0 0 0 400 0 0 32 0 0 _ _o _ _ _ _ - Q___ _ 0 --~-- 0_____ - 0 ___ - - 0 33_ 325 500 100 300 100 968 1 0 000 260 34 375 875 150 500 4Q_~_ _ _ _4J1~_____6_9() ______?_7JL _ _ _32_ 59 744 297 490 333 741 757 1 36 0 0 0 0 0 102 0 0 37 --------- --------- --------- 38 TOTAL C~PITAL ~A~N~D~S~u~s~o~E~B~T__________L725~9______~2~~1~129__ 547 1,290 --------- --------- --------- --------- --------- 39 TOTAL LIABILlTIES AND CAPITAL 16.276 28.202 6,169 14,639 7,277 30,474 DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 ~~~-~---~~ ~~--~~~~~~~~~~-~~~~-~~~~~-~~~-~- BANK NUMBERS 731 732 747 748 763 765 781 ~~ -~~~---~-----------~-------------------~~----~-~-~-~~ --~-~-~-~~-~~------ ASSETS: _L CASH AND Dllc f'IQM BANKS 4, 521 742 187 __3_95~--~-l....l!t.B...~--~~-9.6 __ ~- ....2~50__ .3....422 -~ ___ l 2 uS TREASUPY SECURITIES 3. 161 I GAT ION$ 'JE FED AGCY 1,844 a 1,550 725 181 11a 3,072 198 450 1o776 ____ _lill{l_ -~--- _ LQQ_ -~-~~-l.-452__~---- _ 4391 ____ 4,475 .15JL 2 . _3_ 4 SCM OBLIGATIONS 1,432 919 39 686 1~09 1,953 4t113 5 __D_Jj-lFR BOND$ 0 NOTE$ 0 AND DEBS a _Q__ _ _ _~-~Q__ _ _ _ _ _ _ _ _Q___~--- ---~-.0.--~- _ 0_ ~ FEDERAL RESERVE STOCK AND CORP 0 0 0 0 0 0 0 __.o..____ _ _ __.a.___ _ _ _.LaL-_ _ _ _ .L-7_.._r,_R..._AQLJ..LT~NGu_..._AC~,.;C......._.J!u.INLlLT.L-S.:>.E::.:C~..;lu.IB"-T'-TLT,_c::..S;,___ _ _ _ _ ..uOc___ _ _ __(l___~----__o_-------- --~- ~ o_ ____ 3,760 _0 0 ____ .lL_ 4 ~-5 6 7_ 3 FUNDS SOLD AND SEC PURCHASED 8 ..J.IJ1N..,DnE:.tRL....JAuG;a.oRu:F:.tE~MI.!E:.tNIIJTL.JiuOL-"Ru::"'c.::$u:E:..~.l..J.l_ _ _ _...l1_0...ll..u0!JJ0c___ _ _.o6.:>.5..u0c___ _ _ _ll0_ _ ______o_~~~ __ -~J)_--~ ___ 2,5.6.5 .. ~ ____...L_1'5JL -~--- 8.0.0__ -~ J LOANS. NET 6,432 2,709 199 4.077 7.620 13,479 11,683 17,267 9 __..!J)_ I FA SF E I NANCI NG R FC FI VABI ES 0 0 ___ _Q__ ------~.0.--~----- .. _Q__ _ __ _ _ Jl __ ___ _l__Q__ 11 ASSETS REP .RErHSES 11 --'E'-'IJJ!R,._.NlUiuiu.luiRuE:.......AuN<'-!)L-LE:..JiuXuT_..!._.!Ru;E...;$.___ _ _ _ _ _........:~3c.:.~5CJJ6'-------L7_.._J _ _ _ _.<.2_ _ _ _1~6.,_,6"--- ___l_Q_o______ --~- ________ _ _1.8_5 -~--~--~~-~ _!U_7 __________ _ .2 OTHER REAL <:STATE OWNEO 23 0 0 4 27 0 0 250 12 _!3. ill.lL.ilLUNCONSO! I DATED SIJB <: .1.3. AND ASSOCIAT!'S 0 0 0 0 0 0 0 0 ___:_4_U!S_I_DMER I U ON ACCEPTANCE$ 0 J)--~---_Q_~ - - - 0 Q~- Q ---- - --- .0---~----~- - __Q__ _ ~___ l4_ 15 OTHER ASSETS 156 73 0 19 128 347 338 387 15 .. . . _-::_::_-:_-_-:::-:-:-:_,- _ _ _ _ _ _ - -~~---~~----~~-====---======-=---=--=:--::.:-:.::-:.::-:=-.:::-.:::----=-:.::-:.::-.:::-:::.-.--:: :::-:~-==-::-:-_-::_,-_::-:_......=-.:::--~~--~-::.-: ~--.:::,--::-:-.----- ~ lb TOTAL ASSETS i5,864 -------- 7,439 --------- -------7-1-8 9,019 --------- 10,63 0 --------- 22,135 --------- 23,586 --------- 31.028 --------- 16 ____ Ll.ABII III"$ A~D CAPITAL: 17 DEMAND DEPOSITS- !PC 18 TIMe AND SAVI~~S QfP !PC 4,308 s.sqa - - - - - - -----~~-~-----~~- 2,081 445 2,746 1,954 3.8ao 2 4.811 ~26 ~- -~~--~----~- ---~-~---- - 6,443 5,894 6,580 17 11.326 .....U....Ml] __ 15.89_~~~--.lJL 19 DEPOSITS ~F US GOVERNMENT .2.:L.JfPOSITS CE SC:i 48 4.462 2 709 9 128 6 59 12 11 l 19 _____!tl_Q___~_1_...2.1?__~ ____ l_._B_Q___________l_L21_8 ~--- 5..592.__~ __ -~2Q__ 21 lEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22...__ ;,JE_PllSli_S OF COM"1FRCIAL BANKS g~~ --~ __ _Q_______~O- -~- --~ 0--~-- Q_ 0 ____ 0 582 22_ 23 :ERTlfl'OD/OFFICSR CHECKS 14 35 0 39 59 112 188 119 23 _ _ _ _ _ _ _ _ _ _ _c__-=:-=-=-=-=-=-:..:-:..:-=--...c-:..:-:..:-:..:-:..:-:..:-::::-:..:-:..:-=-----:..c::.-------- -----::--_,-_-::_- _____- -~~.:-=:----_- ::::::-_----- --------- ---------- 24 TOTAL ClEPOSITS ----1-4-,4-3--0 6,707 --------- 584 --------- 8,012 --------- 9,873 --------- 19,623 --------- 20,918 --------- 28,76-8 --------- 24 25 =UNI)S PUR A;JO SEC SOLO UNDER 25 AG&.~E..ME.N_L!JLRE Pt.HKI::!A.S.~~- _ ----~-0--~--- ---~--9--~~~-- 0 0 0 0 0 0 26 INTHEST-BEt.RING DEMAND NOTES 0 0 0 0 0 0 0 197 26 _.2LDTHER I I A f!JR BQRROWf-0 MONEY 0 0 0 -- 0 ---- ----- _0 0 0 11 27 ?B '!DRIGAGE IN'JEBTC.:DNESS 54 0 0 0 0 0 0 0 28 _?.9. _AGCEEJ.ANCES EXECUTED 30 OTHER LIABILITIES 0 0 178 54 0 0 0 0 0 0 29 3 78 21 362 465 157 30 ____--_,-_::_-::----- ~-,--,---~~--~----::=::~::_---_---------~=-=-.:-:-_,-_-~------------_:- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 31 TOTAL LIA61LITIES 14,662 6,761 587 8,090 9,894 19,985 21,383 29,133 31 ------- --------- --------- --------- ~--~~~~~---,----=====--___:-=-:-:..:-:..:-:::-=-=---=--=---=-:::-=--=-=-=-- -=~---=---=~--==-:::-- 32 SUBDRDI NAT E:J N.OiES AND DEBS 2 50 0 0 0 0 0 0 200 32 33 PREf_ERB.flL__ST!JCr. ---~---- 0___ _____ _ 0 0 0 0 0 0 0 33 34 COMMON STOCK 244 100 25 250 50 300 480 400 34 )5 Sl.!R.P.ll.!$_______ -=-:c_~~- _509 500 _____ --~~75_________3_50 250 525 1,020 700 35 16 UNDIVIDED PROFITS ~lL..C_APITAL RESERVES 202 78 31 329 426 1,325 703 295 36 0 0 0 ___O____~___l_Q______~-- ____ 0_____ 0___ 300 _3l_ 38 TQTAL C:APIT4L AND SUB DEBT _1~_Q2_ -- ~ 93~---- -- 1)_1 __ 9_29 736 2,150 2,203 1,895 38 3'3 _TJ)_T~L LIAS ll ITT ES AND CAPIT_AL _ _ _1 ~t\!9't __ ~ ____7__t_'t39 _ --~~- ~]'18~-~~- _<)_t_Q_19 10,630 _2~,135 23,586 31,028 39 ___ QEPARIMHH Qf BANKING AND FINANCE STATE OF GEORGIA CONSOLID~TED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 783 786 791 812 815 816 825 833 ---------~---- - --------------- ASSETS: !ASH AND D!!C FROM BANK$ 2 JS TR'OASURY SECURITIES 7 0 890 ) 0 713 _5_<;l_1__ _ _ _ _ 353 -- 442 883 3,009 2,176 1 1,100 1,022 158 308 1,459 '500 2,004 1,896 2 _3_ DB! IGATIONS OF EED AGCY 900 3,051 ___2QO '122 0 ,050 898 500 3 <.. SCM OBLIGATIONS 3,025 2,281 62 424 417 '352 4,289 6,473 4 " QIHER BD''o1S, NDTF=S, AND __D_ffiS__ _ _ ~ _ _Q__________Q____________Q 0 0 0 0 0 5 6 FEDERAL RESERVE STOCK AND CORP 0 0 0 0 0 0 0 0 6 7 TRA;)ING ACCOI!NT SFC!!RIJTES 0 0 __j)___ --- Q__ 0 0 0 1 S FUNDS SOLO A.ND SEC PURCHASED 8 !!NQER AGR>EME,!T TO RfSEI I J ,100 750 -225-~--- __ _8_25 _____ 550 1,800 0 650 9 LOANS, NET 10,282 13,289 1,136 2,726 2,049 6,459 20,295 13,140 9 _ _JuO.l--ll-JE~A,.;S>-JEt:;_~Et:..IuNIUAIUNILIC..JluNIUG.____.RuE::lC...JE"-'IuVu.Au:Bul_zE:.;:S,__ _ _ _ _ ___u__ _ _ ___uL__ _ _ _ _i.LO ______Q_ ___ _ 0 0 0 0 10 l l ~SSETS REP PREMISE) 11 E!!RNIIIIRE tiNQ ETXIIIRE$ 631 489 17 149 --~-53 ____ 390 166 247 12 OTHER REAL ESTATE OWNED 8 42 0 0 0 0 0 0 12 l 3 I NV IN IINCONSO! I DATED S!IB S 13 AND ASSOCIATES 0 0 0 0 0 0 0 0 _'_,4.___.C__.t"'-'IS:LTuO.JJ'M"-'E'-"R"---'I-JiuA._,o_.,N"--"AuC.iC.-J.D.!!E'----'-Cu.O.._.,M"'Muf:_rR~..~,C._,I.-1Au.I----LBuAu:N..,K._.;S.___ _ _ _ _Q~~--~_n_________ _Q___~-- Q_____ _ 0 0 923 0 - --------- 23 CERTIFIED/OFFICER CHECKS 195 328 11 120 103 3 ---------------====-=----=-=-=-=-=-=-=-=-=-:___=.--::::-::.::-:.::-:.::-.::--==---=-=-=-=--=-=-=-:-=-=-~-=-=-=-:.::------ -------::~-~--=-- 164 24 TOTAL DEPQSITS 19,128 21,057 2 '179 5,165 4,755 12,049 26t 590 --------- --------- ----------------------------------~-~-~-~-~-~-~-~-~---~-~-~-~-~-~-----~---~--~-~-~-~-~-:c:-- ---~------~--~-------- 25 FUNDS PUR AND SEC SOLO UNDER -------1-8-8 22,610 --------- AGREEMENT TO REPURCHASE 0 0 __Q____ - - - 0 0 0 500 0 26 INTEREST-BEARING DEMAND NOH'S 0 0 0 0 0 0 0 168 ?1 OTHER I IA FOR ADPPOWED MONEY 0 0 0 0 Q_____ _ 24 0 0 28 MORTGAGE INDEBTEDNESS ?9 ACCEPTANCES EXECUTED 127 0 0 0 0 0 0 0 () _0_____ _ ___Q_ 0- 0 0 0 0 30 OTHER LIABILITIES 60 199 0 ----------------------------------~--~-~-~-~-~-~-~---~-~-~-~-~--~-~-~-~--~-~-~-~-~-~-~-~-- 31 TOTAL LIABILITIES 19,315 21,256 2,179 32 SUBORDINATED NOTES AND DEBS 0 300 0 53 --------5,218 0 0 --------4,755 0 29 --------12,102 --------0 379 --------27,469 --------0 373 --------23,151 --------0 __3_3-Li>u.R..._E,_F..._Eu_RR"-'--ED"'-"'-S-'"TO""r"-'.K~----------~Q______~~-Q________ J) -~~-- 0 34 COMMON STOCK 330 200 25 100 0 100 0 200 0 1,000 0 500 35 SURPLUS 570 800 180 40Q_______150 -- 500 1 ,250 750 36 UNDIVIDED PROFITS 37 CAPITAL RESERVES 514 154 63 75 68 619 1,124 932 115 11 1 0 0 ~------3_21)___ --- Q __ 17 18 19 20 21 22 23 24 25 26 21 28 29 30 31 32 33 34 .. 35 36 ----~] __ 3!3 TOTAL CAPITAL AND SUB DEBT 1,525 ZQ_9_ _ _ 5_75 318 1,542 3t724 2tl82 38 39 TOTAL LIABILITIES AND CAPITAL 20,904 22,781 2,448 .ov.____ 5_i19_3____ 5 _]_3,Q_itLt_ __ 31,19~--. 25,333 39 _______J)_UR.IM.NJ _Q_-BANJ{lNG_AMD F LNANC.E STATE OF GEORGIA ------------------------------------------------ CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 856 933 955 957 961 971 975 998 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ---------------------- ASSETS: CASH OND Dl!f fROM BANK$ 1 ,1 61 7,360 1,114 2.247 _________326______ _1,_()94 3,673 lr838 1 ? US TREASURY SECURITIES 998 1,564 636 550 319 1,938 4o426 900 2 , DB! IGATIONS I)F <=fp AGCY 1. 525 3,001 _3QL_ _ _1_.251L .0 3.00 2.aoo 3,400 3 4 SCM OBLIGAT!ONS ~ OTHER BONDS, NQTfSo 4NO DEBS 103 8,463 a 0 726 2,758 0 _J}_________ 0- -0 3 1,646 106 4 -0 0 0 5 6 FEDERAL RESERVE STOCK AND CORP 0 7 TRADING ACCJ!!NT SECIIRITJES a 0 a a0 0 0 0 0 o _1L________ 1L._ __ 0 0 6 0 7 8 FUNDS SOLD AND SEC PURCHASED 8 II'JQER AGR EE!IFNT TO RE SFI I 9 LOANS, NET 1 00 3 0 4aO 70Q_ _ __,4'-l-t.25.frQ_________100 _ 800 _ 0 1,300 2,778 28,907 4,786 16,391 1,715 4r277 9,245 13,912 9 _ _';.JO~!;.JEto.A~S:>JEC-JE=--.IuN:>UAIUNliiC-IuNliiG~f..-_ _ _ _ __Q__ _ _ ___a__ _ _ _ _ _ _!}______ 0 0 0 0 0 14 --------- --------- --------- 15 JTHER ASSETS 0 820 89 419 0 71 57 157 ---------------~~~~~~~~~~-=-=--~-=-=-=-=-~-=-=-~---~~-----~----- 15 --------- --------- --------- --------- 16 TOTAL ASSETS 6,722 54,2 03 8,437 -----------------~-~-~-=-=-=-=-=-=-~~-=-=-=-=-=-=-=-=-~~-=-~-=-~----- 28,870 2,470 -~----~=- 9,179 22,023 22,679 16 .<...n.. LIABII lilES A~D CAPITAL: 17 DEMAND DEPOSITS- IPC 1r219 17,173 2,377 9,096 1 ,084 3,099 8,027 7,055 17 !3 TJME AND SAYINGS DFP !PC 19 DEPOSITS GF US GOVERNMENT 4 0 451 25,735 4 0 861 lle58S _1&19 'u.196 9r't87 13r327 18 3 54 1 197 4 6 15 23 19 _2,_i.._l__. .__)E..._P~:-Ou.S...u...IILS.L.JOwEc:__S.._,IwM"-------------"2"-'6ul~---5,__,,__..l._..l...,4r____ __;;3'--"3'----_ _____hli!t __ _ _94 797 lt670 491 20 21 JEPOSITS OF FOF.'OIGN GOVT E'TAL 0 0 0 0 0 0 0 0 21 22 JEP(}SITS OF COM'IERCIAL B.ANKS _12_9_n_____ __2Z!t______ n_l47 ______ 33 0 0 0 0 22 23 CERTIEIED/CFFIC'=R CHECKS 42 590 0 66 22 e8 176 205 23 24 TOTAL DEPOSITS 6,105 48,890 7,469 25,725 2 ,223 8,186 19,375 21rl01 24 --------- ------------------~--~-~-~-=-~--~--~-~~~~~- --------- --------- --------- --------- --------- 25 FUNDS PUR ANO SEC SOLD UNDER 25 - - AGREEMENT TO REPUP.CI:!A.S__E_ _ _ _ _ _ _ _Q ___ . _ J)_ 0 0 0 0 0 0 26 I NTEREST-BC:AR lNG DEMAND NOTES ?7 OTHER I IA FOR BORROWED MONEY 0 343 0 0 0 0 0 ___Q____ _ 0_ 0 0 193 0 0 0 26 0 27 28 MCRTGAGE INDEBT:ODNESS 0 0 0 0 0 61 0 0 28 29 ACCEPTANCES EXECUTED 0 0 0 0 0 0 0 0 29 10 OTHER LIABILITIES ------------------ --------2-0 -------6-6-7 277 --------- 454 --------- 0 --------- 21 --------- 175 --------- 432 --------- 30 31 TOTAL LIABH IllES 6,125 49,900 7,746 26,179 2,223 8,268 19,743 21,533 31 ------------------=--=--=--=--=-=--=-:.::.-.-- --------- ---------~----===-=---- --------- --------- --------- --------- 32 SUBORDINATEIJ NOTES AND DEEiS 0 0 0 0 0 200 0 400 32 _3__3_p_Rf_f__E__E R_,_,E___.D,____,S,_,T,_,O"-'C"'K,________ 0 0 0 0 0 53 0 ltlOO 33 34 COMMON STOCt<. 100 5 50 50 690 25 338 400 640 34 _l2___i__URPLU__$_________________________ 100 3 1 450 475 810 175 353 850 60 35 36 UNDIVIDED PROFITS 397 303 166 812 47 33- 649 1,054- 36 --:.3_._7--'C"'"A,_P,__._IT_,_A"'l""---JR"-"E'~SJ:..:g::._V"--'E'"-'S"-------------_Q__----_j)________________ !L _ 379 0 0 381 0 37 _____1ft_ TOTAL CAPITAL AND SUB DEBT 597 . 4,:3Q3 - 691 2,691 247 911 2t280 1rl46 38 -~LQ_TAL LIABILITIES AND CA1'1IA.L_ _ _ _ 6~7.22 28,870 2,470 9,179 22,023 22,679 39 DE~ARTME~T OF BANKING ANU Fl~NCE STATE OF GEORGIA -----~--~~~--------------- CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECE~BER 31, 1978 BANK NUMBERS 999 1004 1013 1018 1022 1023 1038 1040 ASS':TS: .1. ~C.ASH~-A!W-Di!E FRQM BANKS --l.-5.-9.9.__-~41 2,801 --~L~hlL~-~ _ 8_,._fto95~ ~lt-373 lo38L~ 4,78.5 -l 2 US TRF:ASURY S<:CURITIES J JB.LL.;:;A.LlON._J].f FED AGCY 1,100 315 708 4,889 ---L2UJOOLL ~--~-----1Jl0~----~.,2Q_Q~ _ _ _ _ 311Q__ 5,605 4.._69.8~ 2ol99 __ 1...688_ 1 0 799 356 249 2 3. 655~ . __ 3 ~ SCM OBLIGATIONS 818 2,146 1,369 4,419 3,421 2o418 2,080 2,815 4 .5-_lJ.IJ:iER_BDNQ>, 'J0T<=S 0 l.NQ DEBS ___j)____~_________fi_ _ _ _ ___Q__ _~----~D- _ 1l _Q . ~-- Q_ - _5 -- 5~~ 6 FFDERAL RESt:f'.VE STOCK AND CORP 0 0 0 0 24 0 0 _7t__...JTuR:UAuD.LJluN,.._'i,__.4uC..LC..L0;.;.'ulNOJIL..-;;'ju":..LC.!.IaH?ui..Jl..JI..tf:.:lS~------U0~----.uO_ _ _ _ _uO_ _ _ ___JOu_~----_jl_-~------_Q---~--ll 0 6 Jl _____ 7 _ 3 FUNDS SOLD \ND SEC PURCHASED 8 ______JJJ,!JFR Ai:ll"F;I!C:JT TO RESEt I 1, oao 3,400 400 950 6 t15~0.-----~ .5.00 ______ 2Jl0. 1,4QO_ 9 LOANS, NET '0 :EASE EI\!AtlCTtJG rECFIV.ABI c:s 3,770 12,438 8,282 14,038 13,885 ___Q_ 8,219 6,928 (l -~ Q 9,869 9 - 0 ____ 1.0_ 11 ASSETS REP PRFM!SES f'!RNIT!!RC t.tJO E! XT!!RfS 216 !.014 303 854 ~.957 11 ..3.0.L.____ ~48_ ___ -- ~ 2.82---~-~-- - 12 OTHER REAL EST4![ OWNED 0 82 0 21 653 0 0 8 12 __l_l_il!'L.lN lJNCONSfll I!JATED SliP> l3 AND ASSJCI<\TES 0 0 0 200 0 0 0 ~--.CllSTJJMER I !A O'J ACCEPTANCES _ _u_ _ _ _ _ _ _(l 0 ------ .0_ _D _ 0_ - - _Q______l_'t__ 15 OTHER ASSETS 10 130 94 475 4 178 11 15 16 TOTAL ASSETS 8,713 21,766 15,157 27,912 49,049 16t702 13,370 23,079 16 ---------------=====---=-===='--===-"=----'"-=--=o-=--=.:-::.:-:..::-:.::-:___ ==---:_=-=------=-------- ~~ ~---------:--=---~::----=----------~-~------~ ___ LI ABILITIES AND CAPITAL: "'CXl ~7 uEMAND DEPOSITS- IPC '3 TIME AND ~AVTN~$ DEP IPr 3,272 6 0 094 4,689 6,749 16,769 4o497 3,150 8 0728 17 3,105 8,774 7,385 13,297 !3,542 8.501 71 640 9,204 18 19 JEPOSITS OF US GOVERNMENT 20 31 10 366 1 r032 5 27 28 19 _ ~z~o.__.J._..E-'p_.o'--s._.rwr_s.__._o,_E~s""c""M,__ _ _ _ _ _ _ _ _...._l~,.2.....1.._.._7_ _ _"'4_.._,...._J9"-"-2_ _ _..._J._.7-'-.'.6..5..,___ __,4,.,..,o...o....o. ,___ __L.2'22__ _ ____1_._<1~3 ____h_U2__ . ---~-~---_2_()_~ 21 DEPOSITS OF FOREIGN GOVI EIAL 0 0 0 0 0 _.2_.2__.D._.E-.;";.~.C_.,I...,IQui....!Iul..tE;..;$.__ _ _ _ __,o.___ _ _ _..,o.___ _ _ _,uO_ _ _ __ _ J a u . _ _ _ 0 0 0 _Q______ _ _______.Q______ .... _ 0 6 __ Q _ _ _ _ _ _ _ _ _7__ FUNDS SOLD AND SEC PURCHASED ullN~>~-Du.cER,.__AJG~R,._c:.Ec.M..,~:;..N,._IL-I.uOU-JRISJE::-S:>.JE~IuiL.--_ _ ___;lL- 95 0 0 29 31 10 31 12 __ B AND ASSCCIA TES _l~ :.us.Iill:IER. I I A ON ACCEPTANCES 0 0 0 0 0 - -_a___ _ _ - _Q__________Q __ Q_ _Q 0 0 _() _ 0_ 15 JTHER ASSET$ 162 176 0 33 18 127 667 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _:=;--=.:-:.::-,..::-:::-..::.-:=:--=---=-:.=-:::-..::.--:=:-=.:-:.::-::- --- ----- ---------------_--_-_:-...::.:::-.=.-_-____ _:-::::--=.:--.:--::-_ --------- :6 TOTAL ASSET'i 11 ,920 18,332 19,656 13,049 11,554 8,695 23,317 20 _o__ - - ___1_4__ 382 15 --------- 31,192 16 c.n 10 I IABil IIIfS ANiJ CAPITA!: 17 DEMAND DEPOSITS - IPC 2,574 3,967 5,759 5,162 3,637 2,972 6,841 10,089 17 --:25. ~lwf!,__r._IuM,.E:........AarN,..,_nL....:SuC.uVulu:N.,r...:,S>.......LDJJE:.JP::.....::-=--.JluP'-LC-_ _ ___:5~.oo...:'l~...:3u.O.___ _..l:8too..l7..cBLC6L-_ _ _ .:::~.9~,..L7~3~8---25_,_,.:~.5.~t...2.u0 _ .:i_'L9____ _ _~_,.2/tQ __lL3_6~ . ______15_._4.1.0 ____ . ______ .l_!L :9 )EPOSITS OF US GOVERNMENT 2 70 28 2 32 11 11 42 19 _L)__~JLS.L..JD..uE::._.:Su.C~"IL-_____ -~-_.~,l~o-<7.6.(1 3,677 6_4_5l _____ fj:f7 _ _ _ 1_~483 581 lt325 1.7.32 2.0. . 21 )EPOSITS OF ~'OR'::IGN GOVT HH 0 0 0 0 0 0 0 0 21 .2.2._iJEI'llSllS Qf :JI1'1"RCIAL BANKS ____ 51__~ ________ 0-~----- Q_ 0 140 0 8 0 22 23 :ERTI FlED/OFFICER CHECKS 32 1 554 109 34 43 134 241 23 --------- --------- --------- --------- -------- --- --- 2~ TOTAL DEP~SITS 10,249 16,501 16,723 ll,670 10,675 7,747 19,680 27,514 24 25 FUNDS PUR A'4J SEC SOlD UNDER 25 __ AGREEMENT I!J REPURCHASE _ _ _ _ _ _ _Q_________ Q ________ 0 0 0 0 250 0 2& INTEREST-BEAR IN'> DEMAND NOTES 77 0 0 0 0 0 641 0 26 2L.JTH"R I IA f,J:S BORROWED MONEY 0 0 Q______ Q___________ Q__ _ _0 __ 0 0_ 27 28 MORTGAGE IN0EBTEDNESS 0 0 0 0 0 0 0 0 28 2_9 At.Cf.e..IA._~ES EXECUTED -------~--Q ---~--~-0__________ 0 0 0 0 0 0 29 3:> OTHER LIABILITIES 555 7 0 2 0 136 234 553 30 --------- --------- --------------- --- --- --------- --------- --------- --------- --------- --------- 31 TOTAL LIABILITIES 10,881 16,508 16,728 11,6 72 10,675 7,883 20,805 28,()67 31 _ _ _ _ _ _ _ _ _ _ _ _ _ - - - - - - - - - - - - - ,-=-=-=-~--=--=---::..:-~-=-~-=--=-::..:-::.:-:::-:::-:__-=--- -::_:::..=::-:.- ----:-_--_-::-____ --------- --------- 32 SUBOR9INAT~~ ~OTES AND DEBS :n f'JEF.~RREIL..il.JQL _ _ _ _ _ ... 0 350 300 0 0 0 0 0 32 0 0 0 0 0 0 0 0 33 34 :oMMON STOC~ 100 200 200 200 335 215 496 900 34 _35 __SUR.PL1!..S_ _____~------------- ___63Q_ _ltOOO_~_ __l._600_ .. _ __ 4QO 370 310 1,004 1,600 35 36 UNDIVIDED PR3FITS 238 274 328 777 174 287 730 615 36 .37 CAPITAL B~'S"RVf'> 51 0 500 - -- -- _Q____ 0 JL_ .. --~82 10 __?,7 J_'j IQLH .C.AtliAl.._ANO S\J8 DEBT ---~ _hlH9_ ____hJl.Z.'L -~--~.9_2~- 1,377 879 812 2,512 3,125 38 3_9 HTAL LIABILITIES AND CAPITAL Jl ,554 8,f>95 23t317 31.192 39 .DEJ>AJUMNT DF BAW=O SUBS 13 ___:._' AND ASSOCIAT;:s 0 7 0 0 "'-'*-~u.IIS;:,_T..__Ou.M.,_Ec..R.,___ILLlAiL.JOUJNLlLJA"-'CwC.._E&:JPto.T.uA""!II,.,CwEc..S;,____ _ _ _ __,Q...___ _ _ _ __I.L________J)___ ___ 0 __ _ 210 D 0 0 0 0 0 0 14 15 OTHER ASSETS 15 TOTAL ASSEiS 5 23 4 125 376 --------- 2 3 ------ -- --- - --- --~--- -------2-5-5 15 18,716 --------- 15,380 --------- 24,131 --------- 19 ,914 --------- --------- --------- 37,790 2o533 -- --------- -- 5,299 33,046 16 ll~BILITIES ~N~ CAPITAL: 0'1 17 DEMAND DEPOSITS - IPC 4,816 3,814 9,536 4,041 13,504 803 2 0 123 10,348 17 0 ~:a~..__r..__IMac..E_aAN~Du_S~A~V~I~N~r~"'-S~D~Ec..P~-~~~e~c..________~s~.ua~z~3L-____ _ ~a~.uOc4~7L-----~9w.~9~5~3L- _~1~1~~9~l~OL-___~l~6~.~223~1______~11.~2260~----~Q~ l'u!iZ9 . __ 16 1'1 :>EPOSITS OF US :iOVERNMENT 4 25 7 118 52 0 9 38 19 -'-'?i..._l_;D"'-"-EPr::.O~S..r...II.L...>.S_OLJJEr:::.-S~t....,M"---------------'3,_,,._,4r..lu6.___ ____.2'--''-"2'-'4"-'2:.______,!ws'-<2'-"9'--'3'-----L2._,__,:~----~5~6- _ 299 . 99 5_.076 20 21 ilEPOSITS OF FOR':IGN GOVT ETI\L 0 0 0 0 0 0 0 0 21 22ilEPOSITSOECmHERCIALBANKS 0 0 10 10 ___ 10__ ---.1 0 0 22 23 CERTIFIED/OFFICER CHECKS 148 --------- --------2-0 ---------0 --------7-4 17 --------- 13 --------- --------4-8 -------3-0-6 23 24 TOTAL DEPOSITS 17,207 --------- 14, 148 --------- 20,799 --------- 18,596 35,080 2o376 --------- --------- ------- ------- --------- 4o483 --------- 30,297 --------- 24 25 FUNDS PUR AND SEC SOLO UNDER AGREEMENT TO REPURCHASE 0 0 o_______o 0 0 0 25 0 26 INTEREST-REARI~G DEMAND NOTeS 0 0 281 0 238 0 0 0 26 27 JTHER I lA EOB B:JRROWEO MONEY 0 0 0 0 0 0 - ~7 28 MORTGAGE INOE8EONESS 0 10 0 0 0 0 0 0 28 _2'"-'1'---'A"'C""C...__E""Pr::...T.uA""N'""'C"'E""S"'--'E"'-'X"'E__,C.._,U...__Tl.JE"-'D"---------------''-------0--------__Q-- Q __ 0 0 0 0 29 3J OTHER LIABILITIES 254 ----=--:----:-::-:-::--::---=--:-::-::--------=-=--=c--=-:-=-=-=-:--- --------:-_4-:4__=_--_-_-3-.4.._3- --------3-5 ------3-9-0 ---------5 ---------4 --------1-4 30 31 TOTAL LIABILITIES 17,461 --------- ----1-4-,2--0-2 21,423 --------- 18,631 --------- 35,708 --------- 2o381 --------- -----4-9-4-8-7 30,311 --------- 31 32 SUBORDINATED NOTES AND DEBS 0 0 0 0 500 0 0 300 32 33 PREFERRED STOCK 0 - - - - - _o - - - - JL.. 0 0 0 0 0 33 34 :;OMMON STOCK 200 540 300 390 750 50 40 900 34 35 SURPLUS 800 245 700 ___5f>Q_ -- -- - 750 72 300 580 35 3& UNDIVIDED PROFITS ~1 :ApiTAI RES;:RyES 255 393 1,558 223 82 30 121 955 36 0 0 150 110 0 0 3.21_ () -~l _3,..,8"--T,__,O.,_T.uA,_,l.___,C...,A:>JP'-'ILT!-'A,_,L.___,A,_,N_,_,D"----'S"-'U"'BL-!OoJ50UJ0U----l~illl---- 0 - 300 300 1,499 3 ~ SCM OBLIGATIONS 5 O"'HER BONDS, 'IOIES, AND DEBS 119 o 3,975 4 1,380 2,426 Jl____________Q_ _____ _ 643o_ 100 12 873 0 763 0 4 5 s FEDERAL RESERVE STOCK AND CORP 0 0 0 0 0 0 0 0 6 7 IRAQTNr; AC(OIINT SFC!I?TTIES 0 0 0 0 -- _(L_ 0 0 7 FUNDS SOLO AND SEC PURCHASED 8 _ ___..!wlNuDuEOJ:R..__.A.._G..,RCJ:E::-::""'Mu:F:..Nui~I-:.!J~Ru:E:.:>Su:Fu.lu.l------'>3c:J5.u0c____ _J7~,-L7c:J5""Q_ _ _ _:L5OuOu_____3:LoJo6=>-:l5Q__ ___ _lOQ_ 850- 800 2,100 9 LOANS, NET 374 39,284 12,762 9,541 3,401 385 5,502 11,220 9 --'lL-1.!.-If::;;AuSu:E'--l:E=-JT'-~>NI-"dU>Nu.C_.r-"Nu.:GL-JS.___ _ _ _ _" " Q - - - - - . U O - - - - - - ' o u __ _ _ _ _~_ _ _ _o_____ . o___ o 0 10 11 ASSETS REP ?~EMISES 11 ------"f:.J..!IJ!IRUJNul...JT...LI!JjiR..t:f:......llA>.DNu.DL-<:F:.Jl_.i!X..JT...LIIIJ!Ru:Ec.::$.___ _ _ _ _ _ _~3---...Ll_._0 .-t..2~3_:t5 _ _ _,L.]7.L0u__ _ _ _3:1.]LlL-_ _ _~lll-------- _3]______ _ 312 374 l2 OTHER REAL ESTATE OWNED 0 33 0 0 0 0 18 39 12 1 3 I NV IN !INC ONSO! I OA TEO $liB$ 13 AND ASS8CIATES 0 0 0 0 0 0 0 0 .-~J~~~~I~lSuT~O~M~E~R~!_.]~A~D~N~A~C...LC..t:E~P:.~I~A-"Nu.C~f:.:>S.___ _ _ _ _ _u__ _ _~~-----~OL__ _ .0 D 0 0 0 14 15 OTHER ASSETS 1 809 447 --------- --------- --------- 0 0 10 92 220 - ------- -- ~~ ------ ----- -- ----- - - 15 16 TOTAL ASSETS 942 62,926 19,425 19,715 6 t223 2,514 8,986 21,190 16 --------- --------- --------- --------- ----------------------------------~-=-~-=-=-=-=-=-=---=-=-=-=-=-=-=-=-=--~~~~~-=--~~~~-~ L IABII !TIES AND CAPITAl: 17 OEMAND DEPOSITS - IPC 282 16,996 7,585 7,024 1,673 941 2,782 5,760 17 _,J'-'3'--'I--'Iu:Muf=----ot.UJNuO'--'S'-'AuV'-'1-"NI.Lli;..::s'--'-ou:E:.tP:......::'-IT.J:P:.Lr_ _ _ _ _ __;j40-J7JJ0L-_--'l3JJ0~..:~5c..~.l.!14'-----'-7_._.u.l:19~3 _ _8c__._.lL3~8tL-_ __3~62 B _ ---~J4l __ - - 4,410 12r348 18 19 JEPOSITS OF US GOVERNMENT 0 237 71 207 0 1 7 143 19 _,?:_o.GL_!.j)LLF'-'P'-'-O-'-S'-'IuT_.;S>-LO.u:E:.-;$u.C._:'l,___ _ _ _ _ _ _ _ _ _ _ ___.e_2_t_7_ _ _..J5~::z9_.,6_._7__ _L,_llll2______ _L_7_5 7_ 16 149 430 675 20 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22 )EPOSITS OF COH:R..J[V_.,E...,Sc_ _ _ _ _ _ _ _ _ _-'l0_ _ _ _ _ _::!:4L5'"-2- _J.22____ 0 0 2 40 500 37 38 TOTAL CAPITAL AND SUB DEBT 2,178 559 241 946 1, 755 38 39 TOTAL LIABIU II ES AND CAPITA.!.________~- 9_4_2__ 1<;1,42_5 19,715 6,223 2r514 8,986 21,190 39 ---------------------Ul:JP"-~JT~O~F -BANKllliG- .ANO---F-1-NANC. __ STATE OF GEORGIA - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - --------- . ----- - .. CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 1125 1126 1127 1128 1130 1131 1133 1134 ASSETS: -J.----lC-A~~.;$~Ht:t..-.A~UNliJOLJ.....JOWIJJ!f:......~E::JR:UD.JJM!!l-JR:lJ41UNlllK!,.;$>-------...t6'-...;31.t8'-------'7CC6>.!9'----....110~'-'.0ul'""OL__ _ _..J.7~3~3- - - - - ___ 45.5___ 1~351 756. 2 US TREASURY SECURITIES 3,144 693 205 505 600 400 0 _ 3,_--'o"'a.,t'-LlrG.,.A.,_rL.r...,oUJN,.;.S.....o. .uE"---E"'E""'DU-J6"-"G'"'C-'v.___ _ _ _ _ _.....:3...,,.._:5...,4~7,__ _ __,4..a..,o.___ _ __,Jo..:;Su.o.___ ____l.25_ _ _ _L,o.oo.__ . __ .1 ....45..0 0_ t. SCM OBLIGATIONS 2,703 1,593 3,135 195 702 2,079 490 ...;5:L---..:S>----------<0'------....I.o,___ _ _ _J.J0t___ _ _ __u_O .fi_ .. _ - - - - J) __ _ - ..0 & FEDERAL RESERVE STOCK AND CORP 21 0 0 0 0 0 _z.___TLJRL;AQJD.J-TuNwG"--'AIU(..J(..JO.Jii.JJ!N,._TL......;S::.Jf:JC..JI.JJIIiiL;lL-TL..Jiuf::.;S:..-------..I.OL------..l.OL--_ _ _ _.uOc___ _ _ _.uO_ _ _ _ _uO_________ _n____ _ 0 .. _Q - 8 FUNDS SOLD ANO SEC PURCHASED IlNDER AGRFfMt:'>(I TO Rf$EI I 4,200 885 0 800 _..20..0.._ - - - 70Q.. - - ...11600 9 :..DANS, NET 10 EASE EINAN(I NG PECF!VABI ES 9,270 0 10,403 a 2,993 0 1,553 0 2,729 11,304 5,059 .. .n _______ . ...0._____ 0 11 ASSETS REP PREMISES E!tRNIT!!RE AND FIXT!!QfS 639 484 167 6 6.!t__________ 25_6___ - - - -- . .50 L2 OTHER REAL ESTATE OWNED 106 0 0 6 0 78 0 , 3 I NV IN !INCONSO! I QATFO SLIBS AND ASSOCIATES 14 "IISIDMFR I TA ON ACCEPTANCES 15 OTHER ASSETS 0 0 0 0 0 0 366 67 14 0 0 _Q_____________ Q - 0 50 0 0 Q_____ _ 0 341 25 lo417 523 0 3,365 0 0 0. 0 8,408 0 37 24 0 0 25 1 2 3. 4 5 6 .. 7. 8 9 10 11 12 13 14 15 16 TOTAL ASSETS 30,534 15,294 7,874 3,923 5,800 17,965 7,980 13,799 16 --------- _ ----'L.._T..,A..,B,~..IuL~ILJTc...la...:~"-c;..._,A,.,.N:uO,_.C...,A..,p:....ILJiuAul__,:.__ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ------------ ""'' :7 )EMAND DEPOSITS- IPC 6,771 5,335 3,862 1,815 2,420 5,721 3,187 4,405 17 -'IL...:91-JTc...IuM:uE~A""'N..,n"--'suA..,VwT'-"NuG:a.:S........n..uE:..P:.......:-O-JTuP,...C_ _ _ _---"s....UJot.::9u;6..___ _...s;B..,-."ou;:su..oL-_ _...1.....1__,9c:z9c.:>3_ _ _.1...LoL7.L1.L1____...2J3.1J. ______ ._.1....2 8!L.. ___ _ 3,9.99 6r787 18 19 )EPOSITS OF US GOVERNMENT 27 2 43 6 0 120 4 9 19 -'?'-':l'-'DLJEuP:....D.~...$,_IuTc...S....._..D..F. _Su.C..=I,___ _ _ _ _ _ _ ___.l__.l...,.'-'3'-'7'-'-6'-----..1.. -'3""6'-----_..76'l.....______ _32_4___ _ .... 350 . . 2.1 't79 . 139 539 20 21 )EPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22 )fPOSIIS OF CDM'4ERCIAl BANKS 198 13 ....!L______ .0._______ 0 7 0 0 22 23 CERTIFIED/OFFICER CHECKS -------4-5-4 ---------8 --------7-2 --------3-0 --------2-3 183 --------- ---------0 --------1-5 23 24 TOTAL DEPJSITS 26,922 13,574 6,739 3,452 5,170 15.790 7,329 11 '755 24 - - - - - - - - - - - - - - - - - -------------- --------------------------- -------------- --------- --------- --------- --------- 25 FUNDS PUR AND SEC SOLD UNnER 25 --~A"'GwR,_E...,E...,M"'E...,N.._T'--'TwO..L....IR"-'E-'P"-'U.uR,...C...H. .uA..,S....,E...___~-----"------__g_ _ _ _ _ __y Q_ 0 0 0 800 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 0 26 _..?;._;7....._.0.._Iu:H:uf;..tR'-:-"1:--'IuAL:-'F::...:J...:R~BL':.O.R. I,J:BuO~WI..IE'-'DL.....I:MuO.u:NuE'-'Y'--------"Q'------~----~-----0-- .. - __ 0 0 0 0 27 28 MORTGAGE INDEBTEDNESS 0 0 0 0 0 0 28 ?9 ACCEPTANCES fXt-CUTED 0 On 0 0 0 0 29 -3-0 -OT-H-ER--LI-A-BI-L-IT-I[-S -------------35-3 ----=-=--=:::-.__.--.--:::-:::----.-:-___--::::..=-_-1--0- 10 --------- 468 --------- 25 --------- 87 --------- 30 31 TOTAL LIABILITIES 27,275 13,677 6,739 3,462 5,180 16,258 7,354 12,642 31 -----------,.----.,...,..-:--::c-:::c:--:----=-=--=-::c:-:.::-cc::-:=-.:::.-__:-::.::-:.::-:..::-..::-.:::.--=.:-=.:-=-..::-..::-=--=-::..::-=-:..::-:::---=-=--=.:-.::::-:-- -------- --------- --------- --------- 32 SUBORDINATED NOTES AND DEBS 500 0 0 0 0 0 0 0 32 ~3.<..3.L-JPu!----------'3"-'4L7L--_ _..;t;2_0...o6..>.3ua_ _ _~2:..::5>.<2;___. _ _--4603. __ . ... 327 1,081 1,169 632 1 2 JS TREASURY SECURITIES 300 3,880 48 1,412 30 1r431 748 3,389 2 ____.,a.______ ... _;3,____._DuB,_,I_.I..o.:Gu.~A~T-LI_..,OllliN-"-S~;UJoE<:......Jf"-'E::.~D.J.___JAuG C__.y_ _ _ _ _ _ _ -1J__ _ _______Q__ 2, 2.Q.8 _______1 0 - 6,496 100 600 3 4 SCM OBlIGATIONS 8 794 172 433 0 3,904 1,198 2,001 4 5 OTHER BONDS, NOTES, AND DEBS a a _ Q _ _________ _a 0 0 D 0 5 6 FEDERAl RESERVE STOCK AND CORP 0 0 0 0 0 0 0 0 6 7 TRADING ACCO!!:>.j! Sf'"IIRTTTFS a a 0 0 _____ 0_ - 0. 0 0 7 a FUNDS SOlD AND SEC PURCHASED 8 _ t _ _____.!.u;IN._..D'-"E"'R'-"A""'G"'-R~C:~E"'"M"'-"-N~;o.T.L.-.-T._,O~R._.E;..;S>-<:E;..o.l... _ _ _______.6,_.0,....a,____ _ _.:>5.;;>.5ua_ _ _-----<:2...;.5u.O.____ _~l._co5;.u~OQ__________ 15. 1 ,2.00 . 200 0 9 LOANS, NET 1,585 18,699 1,342 5,837 522 8,416 8,432 4,066 9 10 I EASE FINANCf!'JG RECETVABI FS 0 0 0 Q___________ _Q_ 0 0 0 10 l l 4SSETS REP P~EMISES _ _---Jf:.LiuiRccNul...LT.uii'-"R.t:f_.._l.,..Nu.O..Jf<:...L.JXLTul.uiRufc..:S.___ _ _ _ ___.2<..:5:L...---...LI_.0.~2.L7::t..9_ _ _---Jl...r:6ul_ _ _ _lL.7t..:5"----- _____.3.1___________2.31)_ 'll_ 11 13 ~2 OTHER REAl ESTATE OWNED 0 191 0 61 0 5 0 0 12 l 3 INV IN IINCDNSOI I DATED SIIBS 13 AND ASSOCIATES 0 0 0 0 0 0 0 0 --'-'' _ 4~C..,I.,~.;I$:wTu.O....,Mu:E'-"R'--'-1-'-I..,.A......u.ON~A..,CwC_,E::..~P'-'T,_.AUJNu.C...t:E~S.___ _ _ _______.,o,____ _ _ _O...__ _ _ _____o__ _ _ _ _ __o _________ Q_ _ _ Q 0 0 14 _.=:-=----- -:-:-------: 15 OTHER ASSETS 0 331 14 0 0 633 174 0 ----------------=-=::-=.::-==-=-=-:.=-=----======---====-=---=-==-=-=-:.=-=-=--:-- ----- .. ---,_,___--_-:::=-~-:-:.::: 15 l6 TOTAL ASSETS 2,865 28,354 2,239 13,229 995 23,396 12,112 10,701 16 =-=------- --------- ------------------=--=--'--_'--_"-'_'--_'--_'--_'-----=--=--=--=--=--=---=---=---=-----'-=-=---=-'-"-=--=--=--=----------- ____ ---~-------------_-:-.-::-._:-.:-_..._..._..._ 0w \ LIABILITIES AND CAPITAL: 17 DEMAND DEPOSITS- IPC 1,334 9,261 724 5,215 428 5,070 2,977 3,501 _lwB~TwiuMuE~AwNwD~SaA~V~IN~G~~~~D~F~P~-~~~p~c--_______!~,~2wi~3L-____~9~,~5~16u_____~l~~OwOw8~--~4~0~7u6n6L-______~4~20~--- 14,185 19 DEPOSITS CF US GOVERNMENT 1 148 0 20 1 0 _ ~2wO..___.D....,E::..~:P:..>.O"-'Sui_._T__,$'----'-'O.._F__,_S..._CM.:~.- _ _ _ _ _ _ _ _ ______.Q,____ _ _...,_6_,_,.2....2..L. 5---~1.3.2.__ 2, 021 ______1_6__ ______L_3_Q~ 21 JEPOSITS OF FO~EIGN GOVT FTAL 0 0 0 0 0 0 ~2'-'2'--'D.uE'-'P'-"D,_.Sui..r._..,s'---'"'oLE---'"'CtUJJM""M"-E"'B"-'C'"--I...,A.,l----"B"'AwN.,K..s.._ _ _ _ ___,.o,____ _ _ _-=-"--------__o_________Q______ JL. _ ... L. ...tu..~-T-'-Jl.F-SANK I NG ANO FINANCE-~- - - ---~ ~-- - - u - - _ STATE OF GEORGIA --------------------------------------------------------CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 1147 1151 1154 1156 1158 1160 1162 ASSETS: --"---IC..JA~S>JH:t.....;~uN.uD~DJI.I,u;IE;.....tF:.IORu.DuM.._..B.A. ..,NuK...;:$..__ _ _ _ _J.2...,._.7-"5u::2_ _ _ _ .;~3_0..,.4..aB..a8~ __,.4..0._u0.7L:>.5_ _ ____;5"'-'4,._,0u.__ 1 ,689 _2.3Z.______2.l)5.8_ ________ _ .86.8..... -~- ~ ~ US TRFASURY SECURITIES 1,104 1,600 2,130 3,565 6,286 534 350 475 2 ...::....--ID.UBlli_IuG:.JA:uiwluD.uN~~.:S>-J.D.uE=-.lE:..tf:J.DL....IAufiuC...lY'----------"'9cuOt1JOL___ _ _.c6c.U0ll.t0L___ _ _ _.J.luOuO_ _ _ ___jO"-- _l_Q_Q_-~-----____8_]3.___ ~-- 9L __ . - 42.5- --- __3~ :. SCM OBL IGATIO~S 2,365 6,047 1,980 940 2,777 234 2,081 180 4 _5___ QTHFR BONDS, NOJC5 1 AND DEBS 0 0 .Q _ _ _ _ _ _O_____________ Q______________~0~- O .. ________!L 6 FEDERAL R ESC:"' VE STOCK AND CORP 0 25 0 0 0 0 0 0 6 _Zc__..JiuR,uA~D.J..TuNlLLG.._.AuC_.C...._O.u.luNl._,T__,;:$._.E:.~.C...&.iuiRului....II....tE:.oS.____ _ _ _ __l,j0'------.1.10'------u.O_ _ _ _--.JQ....__ _ _ __.QL _ _ _ __j}___ _ _ _....O...~ _- - -- JL_ _____L 1 FUNDS SOLD AND SEC PURCHASED IlNDER 1GR"FM;:Nr TO RI=St=l I 9 LOANS, NET 10 I EASt= FINANCING RFCEIVABI ES z,ozs 8,765 0 2,500 25,627 0 I 0 I 00 14,225 I 00 2,488 _.0____________4.00________ 100 ~ ~ 5,753 1,877 10,017 __.tL __ -~-- o_______ ..Jl Q 1,793 Q_ 8 9 ...._HL 11 ASSETS REP PREMISES EIIRNT I! IRE A'\10 EIXT!IRFS I 61 981 375 11 53 244 ......2.7__ _ _ _ _66_4___~-- - - . ...2.6_ _ _ _ _ --- c2 OTHER REAL eSTATE OWNED 38 0 0 0 0 0 0 0 12 13 INY IN IJNCO'\ISOI IDAIED SIIBS AND ASSOCIATES ....:...L~!ISTDMER I I A ON ArCfPIANCt=S -~------- ------- ------ ___________ 1_3. 0 0 0 0 0 0 120 0 _.o..___ _ _ _ _o ~---------~_a_ ______ ~ _ _o_-~-~-------.0-~ ---~~----_o__ _ ___l_4_ 15 OTHER ASSETS 228 0 0 186 0 71 1 15 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - _ _ __ -------,:~-:--_-_-=-::.-:.-:..::. 16 TOTAL ASSETS 18,388 41,463 23,985 7,686 17,635 4,177 15,558 3,858 16 ---------------'=-=-:.=-.=--=.:-=.:-::__..::-=-=--=--=-=-=-:.=-c___:-::.:-=-=-:.=-=--=--=----=-=--=--=-=-=-=-:.=-=-- .:-~.::.----=-~-:_..::-..-:.-:_--_-_-_--:.._--_-::.-:-_-::.-:.-:=-~~_--_-::-:..-----------------~--- LIABILITIES AND CAPITAL: !7 )EMAND DEPOSITS - I?C s TIM"- 4ND S4VINfiS QE?- lPC !9 DEPOSITS ~F US GOVERNMENT 5,325 7 0 251 18 13,926 19 0 499 75 8,895 100 047 74 2,253 3,554 7 8,148 5,639 48 1,291 2.249 1 6,313 1,116 17 __fu232______L..l.]'8_ ___ljl_ 5 8 19 .2lLJ..EPOSIIS OF SC"' 3 0 092 2 0 655 2 1 598 816 __5_16__ __________.l.it9_~--~-~.L.3.3.L.. ___ .L2_Q8_ --~---~J) 21 DEPOSITS OF FCREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 -'-2'-'2-JuE...rP:..~.O.._.SuluT_~SL...J.Ou.E___,_Cw.O.u:M.u:Mli.F.xRu.C...,I...,Au.L.._..B....,AwNwK...:a5~-----..L:l'---___2ill)--_ _ _ __1_ _ _ _ _ __Q______ ~- _0_________o _ _ _ _ _ _ _ 0 .. 0 _ _22 23 ::ERTIFIED/OFEICEH CHECKS -------1-2-8 -------3-3-1 -------1-5-4 25 --------- 100 --------- 3 --------- 0 --------- 15 --------- 23 24 TOTAL DEPOSITS 16 '328 36,686 2lt772 6,655 14,451 3,693 13,884 3,525 24 --------- --------- --------- --------- --------- --------- --------- --------- 25 FUNDS PUR AND SEC SOLD UNDER ____ AGREE M~='NT TO REPURCHASE o._______,o,_____o_______o_ --~ e_oo .. Q_ 0 25 0 26 INTEREST-BE~RING DEMAND NOTES 0 0 0 0 0 0 0 0 26 2L.QJ.H~='B I I A EDR BORBOWI=O HONEY o o o _ . Q._______~o- 0 0 0 _27_ 28 ~ORTGAGE INDEBTEDNESS 0 0 0 0 0 0 0 8 28 2LA.C.G.EPTANCES EXECUTED .. _Q__ _ _ _ ~ _Q_ Q- -- 0 .0 0 0 0 29 --------- 30 OTHER LIABILITIES 222 454 - - - - - - - - - - - - - - ---------------- - -------- 99 6 - - - - " - - ----~-~-~------ -~--- 103 0 35 10 30 31 TOTAL LIABILITIES 16,550 --------- ----3-7-,-1-4-0 21,871 --------- 6,661 --------- 15 ,354 --------- 3,693 --------- 13o'H9 --------- 3,543 --------- 31 32 SUBORDINATE) NOTES AND DEBS 0 0 0 0 0 0 0 0 32 3.3_.f'RE.fERRED S.IQ,......,_,~---~---------O __________ j)________jl_ 0 0_ 0_ 0 0 33 34 COMMON STOCI( 200 1,450 500 150 300 100 570 100 34 _3_5___S.!J.RPLU.5__ _a_QQ~~------2.20 --~O_Q__~---- 2_50_ ~--- _ 700_ __400 930 125 35 36 UNDIVIDED pqQFITS 770 2,323 743 525 1,27( 184 139 90 36 H CAPITAL RES;:RV!=S 68 0 371 __l_QQ________~----~-----0_________ 9__ ----- o_ ----- ~L :.s...I.QI.A.L CAPITAL AND SUB DEBT 1 a38 _ ___ ...h3~n~ ~-~ 2..J.._l't.~. .l.t025 2,281 484 1,639 315 .12. TOTAL LIABILITIES A~D CAPITAl ______li!__.1lHL___~],_._I:t6~_ __b_2_8_5_~----I_._{>Jl~----~-J7.r935_ .. 4.r171 15,558 3,_858 39 - DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA ------------------------------ CONSOLIDATED REPORTS OF CONDITION OF STAT6 BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 1165 1170 1172 1179 1180 1183 1184 1187 ASSETS: -~'-CASH AND Dllf FROM BANKS 1, 337 838 4 . . - 9 . 4 0 __ _ _ _ _9..2Bf>_ 2.6ll 475 1 ,388. 854 1 :> US T~C:ASURY SECURITIES -3-WLLGALLONS OF FED AGCY 3,644 97 1,349 2,878 2,420 838 2,067 499 2 2,198 ___(L ___ --L.2Qll__________ 0 _ 1,200 1,996 200 200 3 SCM OBLIGATIONS _5 ___.;:rrJ:!ER BONDS, 'iOTE$, AND DEBS 2,031 495 2,359 4,638 _j)___________ ()__________ ._ __Q_____________ 0. -- 2 '184 3.85 1, 542 0. 2,222 0 717 4 10 .5 s FEDE~AL RESERVE STOC~ AND CORP 0 TBADIN'> ACCD!JNT SFCIIRITICS 0 0 0 0 _o0___ . 0 0 __ Q __________ _ 0 0 6 0. . .... __ 7 1 FUNDS SOLD AND SEC PURCHASED ___ IlNDER AGREEMENT TQ RESEt I 0 600 z,650 ________ o.___ __ ____ o __ --500 -- 200 600 8 'i LOANS, IIIET -1.1). ~EASE FINANCING RECEIVABI ES 11' 7 83 4,605 15,774 28,079 21,364 2,097 8,480 6,966 9 0 Q_ _______ - ... 0 - 0- 0. 0 .1.0 1: ASSETS REP PREMISES _ _ _ _ _ _ ---l:.FU!!~R~>~.N~li.Liu.IR~"~H""JOu.-Ft:.L.l.J.XTJJIJJJIPtcJE~S::.--------'3>-2~:.~8:~-- -Jl~9i-C6>-----~2'-'<4u7 -J.l_0.-~.I.u0C!t4~-- J 1 1 } __ _ _ _ _ _ _ _1 2 ._ _ _ _ _ _ 3.15_ 11 __292 ___ 12 OTHER REAL ESTATE OWNED 0 0 67 30 25 0 4 3 12 '3 l NV IN !INC ON Sot I OAT ::D SIIB S _13 ANO ASSOCIATES _:_4 ~liS TOMER I !A ON ACC EPTANCFS 0 0 ____a0__ ----- _0a ______ -___0o 0 0 - ---- ___o_______ --- ------ .0___ 0 ____0 . --- _1.4. '5 OTHER ASSETS :.6 TOTAL ASSETS 181 34 106 444 363 38 155 32 15 -------- --------- --------- ------- - --------- --------- --------- --------- ----------- -------~-- ----.--------- 21,502 6,865 28,692 46,459 31,322 7,498 15,031 10,173 16 -------------~-~-~-~-~-~-~--~-~~-~-~--~-=-~-~-~-~-~-=-~-~-~-~--~-~~--------- 0'1 <1'1 I IARII UTES AND CAPITA!: _7 JEMAND DEPOSITS- IPC 18 TIME AND SAVINGS Dfp- Ipc :9 i)EPOSITS OF US GOVERNMENT __2_0_ DEPOSITS OF SOl 5,669 120 895 31 957 2,330 20 572 1 I ,078 7,181 13,875 7 4,167 16,715 10,233 1,781 4,069 3,200 17 18 0 099 14,167 4.563 8 0 801t ~0 18 1,810 17 5 11 3 19 4,9_4._,7.___ _.J.3_,_,.LL'o6.1_______ __5_25_ _ _ _49_2_ _____ l_._lJ,l_lt _________l_Q_ 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 _.,o,___ _ _ ~2~2-u.O<:.Ec.POLU.S-'-II.L.;>.S...JOUJFC-JCwOUJM""M""F"'R"'"C~IA..,I.__.B"-'A"-'N~K,..S;,___ _ _ ___.,o,___ _ _ _ ...1AQ_ _ _ _&...24:t.9"---- 0 0 Q________ O ?3 CERTIFIED/OFFICER CHECKS 173 18 151 26 188 17 0 0_ 208 0 21 _ _O_______z_z_ 131 23 --------- --------- --------- --------- -------- -------- --------- --------- -----:c-:- 24 TOTAL DEPOSITS 19,725 --------- 5,999 --------- 25,530 --------- ----4-1-,8-4--6 27,666 --------- -----6-,8-9-1- 13,584 --------- -----8-,7-8--8 24 25 FUNDS PUR AND SEC SOLD UNDER 25 _ _ _aA:GR~E.E..Mo.E'-"NL'-T'--TLJO"'--JR"'-'E'-'P"-'t....,IQ,.,C...,HcuA,._.S..._,E.___ _ _ _ _ __.Q.__ _ _ _ _jl___ _ _ _- " ' - - - - - - - " 0_ _ _ _9"-'Q__ O ______O________O______ _ ______Q___ ----------- 2& INTEREST-BEARING DEMAND NOTES 0 0 0 0 162 0 0 0 26 27 OTHER I I A EOR BORROWED MONEY 0 0 0 0 30 0 _Q:___ __ Oc___ _~27':- 28 MORTGAGE INDEBTEDNESS 0 0 0 0 0 0 0 50- 28 --------- --------- --------- --------- --------- --------- ----"'--- --------- ______ __ ______ o ~29~A~CwC~E~P~T~A~N~CwE~s~e~x~e~cwu~T~e~o~---------~oL_____~o,__ JO OTHER LIABILITIES 71 108 ~~o:__ 539 ~~~o_ _ _ _ _ _~o~ 1,032 310 Q__________ 0 169 -----2~9~60 29 30 31 TOTAL LIABILITIES 19,796 6,107 26,069 42,878 29,068 6,891 13.,753 9,134 31 32 SUBORDINATE!) NOTES AND DEBS 200 0 300 500 0 0 0 0 32 _3.L3L.JP<:JR"'-F"-F"-"JER"-'R"'E""O"'-S;,_T.uO.LIC...,K"-----------------,---"O,___ _ _-,--~O,___ _ _-c-::"'-O-----"O _ _ _ _._ _Q_ _ _ ___o_ _ _ _ _ _0_____ 0 _____3_3_ 34 COMMON STOCK 500 131 400 1r440 700 100 200 242 34 __,_3.,_5~S.._U""R"'Pul'"'U"'S..__ _ _ _ _ _ _ _ _ _ _ _ _ _~5._,.0,_,0,___ _ __,3,_,5'-"3'------"'6""0-"'0--_ _.._1...,,060 1,100 _____3_6_0_ 4_90_________36_0 ______3_5_ 36 UNDIVIDED PROFITS 449 274 1,064 477 454 147 442 437 36 37 CApiTAl RES~RVES 57 0 259 104 0 0 236 0 37 36 TOTAL CAPITAL AND SUB DEBT 1.706 758 2.623 3t581 2 t254 607 --~lout._.2.._7.8 _ _ _lt.!>A.9____ _3jl_ 39 TOTAL LIABILITIES AND CAPITAL 21.502 6,865 28,692 46,459 31,322 7r498 15r03~1~__~1~0~r~1~7~3~----~3~9 -- -----DEP-ARIMBU- OE -BANKING ANU FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF O~CEMBER 31, 1978 Bt.NK NUMBERS 1190 1193 1196 1198 1199 1200 1201 1202 ASSETS: '"ASH AND QIJC fROM BANK$ 921 1,570 1,697 337 .63_4________l,_9_0 7 --- - _2..,.5."19__ _ _2~12.2 1 2 US TREASURY SECURITIES 199 2,328 848 299 99 996 0 25 2 3 QBI IGATIONS OF FED AGCY 1 ,450 0 1ol 50 50 .2QQ- - -- ~ _75_0 - ---- - - 999 - 0 -- 3 4 SCM OBL IG4TIDNS 5 OIHER BONOS, NOTES, AND DEBS 782 852 1,304 0 0 0 0 122 1,728 1,868 0 _ _ ____u______________Q _ _ _ _ _ _ _ _ _Q_ 3,23_9o____ 4 __ _5_ 6 FEDERAL RESERVE STOCK AND CORP 1 7 I R AD TNG ACCQ!INT SEC!IR I II ES 0 0 0 0 Q 0 0 0 _ _ 0 a___ _ _ _ _ _51o_ - 0 -- 0- 6 7_ g FUNDS SOLO AND SEC PURCHASED 8 _ _-----lJIILJliNlUD.tofKR-----"JAGu.:RtuE::.Jc:.JM!UEOJ:N>UTL-JT--LOL-.UR.;:F.:.S.eFLI1.-l_ _ _ _ _ _-----lJO_ _ _lJ.-,0_;3:u0uOL-_---'-2u0u_0_ _ _ _______2~7__;,5 _ _ _ _ _ __a_______4QQ_______3't.Q_______ ~t-00_0_________ _ 9 LOANS, NET 9,065 8,993 11,598 1,917 3,818 ___.o.___ _ _ _. ._o_ _ _ _ _ _._F. ._S_ _ _ _ _ __;l_..Q.___,_!-"E__..A_,S'-"'F-----"-E~INuo.A,.;NwC"'-'IuN,..G.___,Ru:E:.~.C-"E'-'I-"V_..A_...B_._! _____._.O_ _ _ _ _....c____ _ __Q___ 6,229 10,736 14,864 9 _{)___________o____ _________Q__________l{)__ 11 4SSETS REP PREMISES f!!RNIIIIR E AND ETlCT!!RES 590 336 638 11 90 I 16 164 436 -----"5--"5.c..2_ _ :2 OTHER REAL ESTATE OWNED '3 INV IN !INCONSO! I DATED $11BS 27 31 131 3 0 0 10 98 12 - - - - - - - - - - - - - - - - - - ___________ _u_ AND ASSOCIATES 0 0 0 0 0 0 0 0 __.:1_,4.__-..uluS_._T.uOnME.__.,._R__,!.__I._.A,.____,O"'-"N,._.Au.C.._C""E-"P_.T_..AaN,__C-"-E-'-S_ _ _ _ ______._.Q_ _ _ _____.Q._____ _ _____c0..___ _ _ _ __....____ _ _ _--"'--------0"------- _ _Q__ ________jj 't__ 15 OTHER ASSETS 16 TOTAL t.SSETS --------4-6 ---------2 --------2-8 ---------1 111 --------- ---------1 -------2-3-8 --------9-2 15 13,081 15,412 17,594 2,972 5,600 12,175 17,217 22,600 16 --------- --------- --------- --------- --------- --------- --------- --------- LIABILITIES AND CAPITAL: - - - - - - - - - - ~--- """" c7 DEMAND DEPOSITS - IPC 18 TIME AND SAVINGS DEP - IPC '9 DEPOSITS OF US GOVERNMENT 4,160 4,600 5,189 961 1 ,991 4,578 4,978 8,211 17 6,072 7,309 9o432 I 0 239 7 ,844 51281 81709 71593 18 84 6 135 13 20 22 27 37 19 ?J DEPOSITS DE SC~ 11244 1 I 505 1 I 027 486 106 N6_ ___L_LZ_2_ _______3_. 8 4lL _ _ __2_Q_ 21 JEPOSITS OF FOREIGN GOVT ETAL 22 DEPOSITS OF COM~ERCIAL BANKS 0 135 0 0 0 0 0 0 0 0 _ _ _ _ _ ,0o . _ _ _ _ o0 ____o0_ _ _ _2u1_ 23 CERTIFIED/OFFICER CHECKS ?4 TOTAL DEPOSITS 25 FUNDS PUR A~D SEC S~LO UNDER -------1-0-1 ----l-l -'7-4--6 --------5-7 13,477 --------- --------7-3 ----1-5-' -8-5-6 ---------8 2,707 --------- 8 --------4,969 --------- llO --------10,697 --------- 69 --------- ----1-5-r-5-0-5 145 23 - - - --- 19' - 8 - -34~---2:-:4 --------- 25 AGREEMENT TO REPURCHASE 0 0 0 _v__ _ _ _O, _____ _9___~--- __0 _____ ... _ 0 _______ _ 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 0 26 ~?~7~0~T~H~E~R~I~IA~FwO~B~B~O~R~R~O~W~E~D~M~00N~EYL-------~O'-------~OL-_ _ _ _0~----~0~---~0~----~0---- ~ Q 27 28 MORTGAGE I NOE8TEDNESS 29 ACCEPTANCES EXECUTED 0 0 0 0 0 0 0 0 28 0 0 0 0 ~----'0~ __!)__________ _ _8~ _ _ _1'l_ 30 OTHER LI ABILl TIES ---------0 -------7-0-3 ---------0 --------1-0 85 --------- --------2-4 242 --------- -------4-6-9 30 31 TOTAL LIABILITIES 11 '746 14,180 15,856 2,717 5r054 10,721 15,747 20,311 --------- ---~r--~= 31 32 SUBORDINATED NOTES AND DEBS 0 300 200 0 0 0 0 0 32 -="O _ ~3'-"3'----"P--"R'-'"ELF_..EnRn.R.E.D~S.._I._.o.._.C._,K'---------------:::-:-"O'--------c-=''-------:-:-':'-O_ _ _ _ -~- 0 Q____ 0. 34 COMMON STOCK 714 270 469 70 200 150 600 35 SURPLUS 300 530 475 100 3?5~_ ____.85_0_____ -~00 0_ 200 800 _33_ 34 35__ .36 UNDIVIDED PROFITS 321 132 377 85 21 454 470 1.089 36 37 CAPITAL RESERVES 0 0 217 0 0 0 0 200 37 ~TOTAL CAPITAL AND SUB DEBT 1o335 1.232 1,738 255 --~546 ~3~9~I~O~T~AJ..L_l~IAaB~Iul-IuTuiuE~S~A~N~O~CdALP~IT~A~L~_ _J1~3u,~0~8~1--~15~,~4L1~2~_~1i7Lt~5x94~--~2~,~9i7~2_ _~5~,6~0~0'----~1Ztl75 17.211 22~--~ DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 197B BANK NUMBERS 1203 1205 120B 1209 1212 1217 121B 1219 ASSETS: CASH JIND 011'' FROM BANKS 936 1,929 684 1,191 625 564 1,475 4,371 1 2 US TREASURY SECURITIES 1,497 1,577 860 1,794 456 784 1t763 500 2 3 .JBI IGAIJONS OF FEll AGCY 950 299 lriOO lr 1 50 0 65 875 1.302 3 SCM OBLIGATIONS 1,159 1,656 1,492 1,819 257 0 326 4,625 4 5 OTHER BONDS, NOTES, AND DEBS 0 0 0 0 0 0 0 0 5 6 FEDERAL RESERVE STOCK AND CORP 0 0 0 0 0 0 0 0 6 7 TRADING AC(OIINT SEC!!RJTJES 0 0 0 0 0 0 0 0 7 8 FUNDS SOLD AND S~C PURCHASED IlNDER AGR=EMENT TO RESEI I 8 0 500 650 600 650 200 600 3,700 9 LOANS, NET 5,286 14,073 8,649 7,048 3,491 3t700 15,353 11,107 9 'J I EASE FINANCINr; RFCEIVABt FS 0 0 0 0 0 0 10 11 ASSETS REP PREMISES FliB NI IIIR E A NO fl Xl!IQF S 63 398 349 196 141 11 75 458 459 12 OTHER ~EAL ESTATE OWNED 0 1 0 32 34 7 0 196 12 13 I NV IN !!NCON$01 I DATED $118$ AND ASSOCIATES 0 0 0 0 0 0 0 0 ' 4 ~IISTOMER I I A ON ACCEPTANCES 0 0 0 0 0 0 14 15 OTHER ASSE'T5 69 9 197 0 141 283 15 16 TOTAL ASSETS 9,960 20,442 13,981 14,436 5,742 5,481 20,991 26,543 16 - - - - - - - - - - - - - - - - - - - - - - - - - - - ---------------====__::-o..::-:.::-:=-c=-=:--~-::.:-=--=-=:--::..:-=-:-:.::-:.::-c=-=----'--..,-:.::-:.=--=---::..:-::.:-o..::-=---=---=:-=----- I TABII ITT"" AND CAPITAL: :1 DEMAND DEPOSITS- IPC 2,501 7,859 3,576 3,179 1,776 1,647 6,400 5,672 17 'B IJM<= Al,jD SAVINGS DFp- TPC 19 DEPOSITS OF US GOVERNMENT 5 0 133 9 0362 7 0734 7 1337 3 1066 2,737 11,261 11,800 18 10 39 14 lo045 115 8 17 20 19 -2~o~o~e~e~n~s~T~r~s~n~E~5~CM=-------------------~6~9~6L__ _ _ _~l~,~2=4~e_ _ _ _~t~,~5~2~0~----~~v6~7L3~_ _ _ _--J7.73~----~5~t~5 ~o~~-_____5~55 ~- 21 ilEPOSITS OF FOREIG!II GOVT ETAL 0 0 0 0 0 0 0 0 21 --'2'-'2'----'-D'-"E'-"P'-'-O...,Su.I__..T...,S_u.OLE--'C'-'OUJM"'M.:uE'-'R"'C...JI._.A.._t__..B"'AwN,..K.,_S_________5...5..u7__________l...__________.YO_________,.__________.Q Q_ _ _ ___2_Q_Q_ _ _ _ _ _ _Q_ _ _2_~_ 23 CERTIFI~D/OFFICER CHECKS 24 TOTAL DEPOSITS 25 FUNDS PUR AND SEC SOLD UNDER 60 158 17 34 46 24 44 727 23 --------- --------- --------- --------- --------- --------- --------- -----~-~-~-~-------~ 8,957 18,667 12t921 13,268 5,776 4,931 19,002 23,574 24 --------- --------- --------- --------- --------- --------- --------- --------- 25 _ ____,J\,_,G"'R._.,E.._EJOM"-E-'-"N__.T_LTO.,__R!>JE..JP"-'l.uJR"'C"-'HJLA,_.Su.E_____________,O,__________:O,.__________,O~---. 0 _____0______.___0________0_______ ._0 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 ~z~z~o~r~H~~~R~t~l~A-Le~a~R_Bwn~R~R~ow~e~o~M~DwN~f~Y----------~o.___ _ _ _ _ _ _ _o~--------~o~------_joL__ _ _ _ _ _ _ _ou_ _ _ _ _ _ _~o 105 -~ 26o2 26 21 28 MORTGAGE INDEBTEDNESS 0 42 0 0 0 0 0 0 28 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.,_1'--"A~C..,.C~E~P_,T_,A.,_,N""C_._E..,.S_._EX,._,__FC,.,t..__IT.,_,E.._.D,__ v__ _ _ _ _ _ _ _ -"------------"--------Q_ _ _ _ _ _Q_______Q_________O___________0_____2_9__ 30 OTHER LIABIL !TIES 92 87 67 34 249 560 30 31 TOTAL LIABILITIES 32 SUBORDINATEil NOTES AND DEBS _lLeBEEERR~D ST 34 COMMON STOCK 35 St!RPLU 36 UNDIVIDED P~OFITS 37 CAPITA! RESERVES 9,049 13,055 13,355 5,843 4,965 19,356 24,396 31 --------~ --------~ --------~ --------~ --------~ --------~ --------~ ------~-~-~~~---~3~2~ o.__________.,__________co_________ o ___o__ __o____ o __ o 33_ 200 187 135 150 254 300 BOO 400 34 QQ_ _ _ _ _7_Q_() 565 4_20______________4_____ 2_00________.500 ___650 - __35_ 211 49 226 481 359- 16 290 897 36 o o oo o o 0 o 45._____,2Q_o,_ _ _~3L _1S__~QTAL CAPITAL AND SUB DEBT ~9 TOTAL LIABILITIES AND CAPITAL 9__ll____ 1. 53 6 9.960 20r442 926 l3r98l 1_&8_1______ 1_01-_ --- - __516 1 '635 2o147 14.436 _5_.__H_2_____ _ ~_,~_8l _ _Z_Q,_991_______26_,_5_43_ 38 ____3_9_ OfPARTMENT Of BANKING AND fiNANCE STATE Of GEORGIA CONSOLIDATED ~EPORTS OF CONDITICN OF STATE BANKS AS Of DECE~BER 31, 1978 - - --------~-------- BANK NUMB'ORS 1220 1223 1224 1225 1226 1227 1228 1229 ASSETS: -L--C~AS~H~~~~N~D_uO!~tE~E~R~D~M~p~A~b~IK~S~------------~45- 332 ~7.4.___ ----2.. 564 7 r824 519 2,232 1o610 1 2 US TREASURY SECURITIES 200 140 200 599 8r993 150 6,197 35 2 3 OBI IGAT IONS rJF FED AGCY ft5{).___~ ______Q -------- -1._.650 - 6 00 700 1,300 0 600 3 SCM OBLIGATlONS 145 44 8,390 3,053 6 ,382 347 3,612 2,239 4 5 OTHC:B BONDS, 1\!0TC:S, liND DEBS __.Q_______ --50 _Q 0 10 0 80 714 5 s FEDERAL RES~RVE STOCK AND CORP 0 7 TRADING A((Q!II\!T Sf(!IRITIES 0 o- 0 0 0 _J,J__ _ _ __Jl__ _~-- ____ 0 0 0 0 0 0 0 6 0 7 FUNDS SOLD ~~D SEC PURCHASED _ _ _ _________ 2 . 6 5 0 __ji~INili.Du.tER~L-.o.AGl>lRtU:JEEt:cMo.<=:;:.cNili.IL-IuOLL.JR"-'E::cS)JEt:JiulL- _Q_ _~____ ___Q___________o_______ _ -- 2,850 300 8 0 2o000 9 LOANS, NET 2,387 3,531 32,753 16,362 20,497 l, 202 12,853 12,983 9 ~':>"--1'----"'EA,..S.u;_F-'F"--L'IN......,AN~C._J._,N""'G.._,R"-E~C.._E"-'-1V..,.A...Bwi-'E,_S.._________~_Q_---~--~_o_ _ _ ----~0____ _ 0 0 0 0 0 10 :1 ASSETS REP ~REMISES 11 ---"-Eiw!R.,.NIJLL.IT-'-'I"'IR,_E"-'A""NJIJO~F'-'-IX"-T.w!wiR::..;F_S..__ _ _ _ _ _ __.6"-'7'-----------'9'"4._______.1...0-.;!l.I2..__~ __ 1..32 __ _____ 1 0 112. 44 540. 495 12 JTHER REAL ESTATE OWNED 0 0 0 0 0 0 233 4 12 13 INV IN IINCONSOIIOATEO SIIBS ______________ 13 AND ASSOClfl TES 0 0 0 0 0 0 0 0 _ _ _ _ _ _lu4~;~tu.IS:._I.IJ0LJJM,E::.;R.,__t._ILA!L.JOUJN"'-'A"'-'CwCwft:JPt:_IuA,._.N,.,C..Jf::.;S,__ ,Q_____ Ov______ 0__ 0 0 0 0 0 14 15 OTHER ASSETS 0 40 949 153 302 3 485 103 15 ----------------=-=-=:--::.::-::.:-:=-=-__:-::.::-::.:-:=-:.::-.:o--=:-=:-=----=-:.::-=--=:-::.::-::.:-=-- ------ -- --------- --------- --------- --------- l6 TOTAL ASSETS 3,894 4,231 48,688 26,713 48,670 3,865 26,232 20,783 16 --------- --------- --------- --------- --------------------------------~-=-=-=-=-=-=-=-=-~-=--------- ---~~~~---------- LIABILITIES AND CAPITAL: --- 0'1 17 DEMAND DEPOSI IS - I PC 1,175 1,482 14,951 9, 322 12,842 1,912 8,455 6,926 17 00 16 TIME AND SAVINGS DEP TP~ 10 669 20 042 18,864 12,263 22.532 l.2I9 __7,_1.35_ .10.42.0 1.8 ~9 DEPOSITS OF US GOVERNMENT 12 4 44 27 104 8 28 16 19 '>0 DEPOSITS DE SCM 400 229 8.902 2,{){)~--- 8_~14_4_ .175 5,816 1,082 20 21 DEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 . _2L2L....JDCL;Et:.;Pto!D~S _II.L.>_S_,QUJFC--'C.JO.uM:JJM::uE"-'R"'Co.luA"'L'---'B"-'A"-'N11K>.S,___________...293___~_ _0______il_______ _ _4___ _ 0 0 13 0 22 23 CE'HIFIED/OFFICER CHECKS --------3-7 --------2-6 -------1-5-0 -------2-7-7 437 --------- 9 --------- 201 --------- -------1-6-1 23 24 TOTAL DEPOSITS 3,406 42,952 24,554 44,059 3,323 22,248 18,605 24 --------- --------- --------- --------- --------- --------------------------------~-~-~-~-~-~-~-~-~-=~~-~-~-~-~-~-----~---~-~---_-_-_-_--- 25 FUNDS PUR AND SEC SOLD UNOER 25 _ _ _ ___jA~GwR~E~E~M~E~N1I~IuO~R~E~P~U~R~C~H~A~S~E~~~--------~OL__ _ _ _ _ _~0~----~500 _0_____ .. o 0 1,530 0 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 454 0 0 0 26 ?7 OTHER I fA FOR BORROWED MON~Y 0 __0~-~--- _1_6_6 ___ _ _0 0 0 27 28 MORTGAGE INDEBTEDNESS 0 0 0 0 0 0 28 ?9 ACCEPTANCES EXECUTED 0 0 0 0 0 0 29 30 OTHER LIABILITIES 59 262 337 1 118 58 30 -------------------------------------_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-__---- ----- --------- ---=::::_--::-_--- --------- --------- --------- 31 TOTAL LIABILITIES 3,465 3,783 44,510 24,816 ---4--5-,0-1-6- 3,324 23,896 18,663 31 32 SUBORDINATED NOTES AND DEBS 0 0 0 0 0 0 0 0 32 33 PREFERRED STOCK 0 ______0.,_____-:---:-. {)_ _ _0 0 0 0 0 33 34 COMMON STOCK 175 120 1,650 550 1 ,ooo 200 1,100 150 34 35 SURPLUS 212 150 700 __7_1_0_____ ~_1.J250____ _ 150 600 1 ,ooo 35 36 UNDIVIDED PROFITS 42 178 1,777 637 325 191 636 920 36 37 CAPITAL RESERVES 0 0 51 0 1 ,079 l>'-------o________ 50 ___ 3_7_ ~3~8~TuOT~A~L~C~A~Pii~T~AL~A~N~D~S~U~B~D~E~B~T_ _ _ _ _ _ _ _ _~~29 _ _ _ 4_,_4~8 ___4_,_,~1 78_ _ _ _1_,_!1_97 3,654 541 - 2t336 2.120 38 ~3,._9z.._T'-'O.,._T,_,A"'L..__,L.._I..,A,__,B,_I..,L....,I._I._.I...,E~S...._,A,_,N...,D,__,CuA,__,P_,I,_T.....,A,....l~----~3<--~''-"8,_,9"'4'------"4,__.,_,2""3'""'1~-----"4-"8'"-'""6-"'8-"'8--___,_2"'-6.L,7-'--"-1,._3____::4_!1_,_6_7_0____ ~~3...1...8_6_2_ ___ 2 6, 232____ _2 0, 7 83 39 DEPARTMENT OF BAN~ING AND FINANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31 1978 BANK NUMBERS 1232 1233 1234 1235 1236 1237 1238 1239 ASSETS: ......:.--~..JAo..;Sl..I:H._.A..,NwDL....LID.uli::.E-E""R""OUJM...._.B:uA;uNuK'-'$'----------'5L1u;8,___ _.:>5_._,:::~.9.:>J36D-----'J_.,'-"Oul..:~3'--------'3:u6:>..:3>----..J..l_.0.,._4"'-30"-----_...3t:.4t.ll6'----2"---lo0..,6;z:4._ _____ f;,0~--------_1_ 2 US TREASURY SECURITIES 500 1,003 1,248 100 1,439 505 891 485 2 _3"---l.O.u.Bu!_,T~G,_.4ui...li-l.JOI.IljNt.;~.$-U0Fr:........Et:.JEt:.JD~A:uG:o~.C..zY:..__ _ _ _ _.......la:t::S>J11-------0"----<2:..0t~9~2:.c6c........_ ___;5:u0.uOJ....__ _~2_..,.1:18.Ll3~ _ _ _ __8ml.._ _ _ _ ___()_________30.0___ __ ... __3 4 SCM OBLIGATIONS 1,000 6,742 1,805 0 2,693 0 o.___ _sJ-__.Q....,T<- CAPITAL: 17 DEMAND DEPOSITS- IPC 2,156 9,768 4,595 1,379 3,791 1,144 4,660 2,469 17 ....JlwB:~........~I_,Iu:M:u::E'--JlA>IliNJJD~$a.AJLVlJ.JNil!Jr.o.;Sl-.ID.uf:.tP~-:........al~P~C~---...!4t_o0,_;;5u2~5'------Ll.t:..2.._,OLUll60LL--_ __::9!..a...:l3...:~3.l.l_ ____.2uu7~4t.!l4t__---Ll.J.l_.0.25L12r..__ __.l...L;5 69 8~_8_6_8____ .5.t.O!t.2_____.1..8__ 1.9 DEPOSITS OF US GOVERNMENT 9 39 109 1 141 1 54 6 19 -'?'-"Q,__.,DU:E:-"P:.uDLo.lSu.I-':T..,_$-'-'O.r::.E-S....,CwM"-=""::-----:----=--------"5'-'7'-'1--_.,_6.._,9:z.l..._.2'---..&.2....t-"6l29L2_~~___J1"'04 806________33 ____ 1 ,677 439 20 21 JEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 _ _ _ o _ _ __ -'Z'-'2'---"0u.E.r:Pc;.O...,Su.I~T..,_S...J.LOr:.F-'C...,O..uM"-'M:J..!E;;.rRuC..JllEAu.L~BcaA"-"N~K_,_S_ _ _ _ __..o,___~-----'0"-~---"'-0_ _ _ _ _0______ . __0_ _ _ _____0 _ 0 22 23 CERTIFIED/OFFICER CHECKS 21 223 87 31 49 165 72 26 23 24 TOTAL DEPOSITS 7,282 --------- 29,002 --------- ----1-6-,-8-1-4 4,259 16,299 --------------------------- 2t912 --------- 15.331 --------- 7,982 --------- 24 25 FUNDS PUR A~D SEC SOLO UNDER 25 ----,,...,..,.A>.I.G'-"Ru;F'-"EJ.:JMu;;F.uN-':T-:-T'-'O'-L....JRI>Jf"'P:..~U.n.R:uC.._,HAlB..>lS._.E'-::-:==-:-------'0'----~-"0-------"'-------- _0 0 0 0 0 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 0 26 21 OTHER I IA EQR BORRQWFD MONEY 0 0 0 0 _ _ _ _ _0_______ _ . - . 0 __ -- 0 0. _27 Z!l MORTGAGE INDEBTEDNESS 0 312 0 0 0 0 0 0 28 ~2...9........,A...,C...,C....,Eo..LP....tT...,A....,N.t...~E.S._.E..._XacE...,C.....,U.._Tur-__.D- .___ _ _ _ _ _ _ _Q _______.0 O,_____ 0... ___ 0 0 0 0 29 30 OTHER LIABILITIES 36 632 0 25 30 3 21 158 30 -~--~-------------------~--~-~-~-~-~-~-~-~-~~-~-~-~-~-~----- --------- --------- --------- --------- --------- --------- 31 TOTAL LIABILITIES 7,318 29,946 16,814 4,284 16,329 2,915 15,358 8,140 31 --------- --------- --------- --------- --------- --------- -~--- ~--~------ --------- --------- 32 SUBORDINATED NOTES AND DEBS 0 200 0 0 0 0 0 0 32 _3,...3L....C?..cRu.Eo.LE_..E....,R...,R..E....,O_.._S-'-'TO"'C....,K_,___ _ _ _ _ _ _ _ _ _ _ _O______ 0___________0_____ 0 0 0 0 0 33 34 COMMON STOCK 100 355 200 160 771 100 500 280 34 ~3,_,5..___.S...,U.,.,R'-'-P_,_Lw.U..,S_ _ _ _ _ _ _ ------~--'2..00 _ _ _ )._,_185_ _ _ _8_00____________ 140_ 250 150 500 140 35 36 JNDIVIOED PROFITS 147 1,010 473 40 461 67 487 369 36 37 CAPITA! RESERV"S 0 0 0 _ _ _ _ _5.0_____ _ 0 --50 0 37_ ~TAL CAPITAL AND SUB DE6"----------"4H_______2.t.15_0_~---- _1_._it_73_____ . 340 1 ,532 317 1t537 789 38 _3w9,__,I_,O.uT_,A"'L"--'-L_...I_,A""B..._ll......_IT.__l"-'E'""S"--'-A'-'-N'-'O'-"C'-"A"'P_..I..T..nA.._l_ _ _7._,,u76~_ _32.._63_6_ _ _1_ll_,_2_8]_____4_._6 2_4___ _ _ _ 17,861 3,232 16,895 8,929 39 DEPARTMENT DF BANKING AND FINANCE STATE OF GEORGIA CONSOLiDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 1240 1241 1242 1243 1244 1247 1249 1251 A SSfTS: ;;.ASH AND D!lf- FROM 3lNKS ? US TR~ASURY SECURITIES 18 0 7.2_8_ 22 0 206 __ 135.9_____ 1.._!88 1t3BO 753 748 3t534 1 16,048 3,210 65 586 1,524 1,148 799 965 2 3 D.lll.lGAUDbl__DF FED AGCY ____________ _Q_ ___ --2~50.8 _0_ 0 0 668 544 850 3 :, SCM 03LIGA1I:l'IS 5,517 16,984 144 546 4,126 1,142 216 499 4 .5 ili!iER .BJJUOSr NOI<'S, Atill..--D-EBS. _Q nliliL_ ___ Q_ 0 0 0 0 0 5 6 FEDERAL RESEkVi:: STUCK AND CORP 4 0 0 0 0 0 0 41 6 J_---'TuBuA,..Q._,!'-"'Nlll.G'--'A.._.C,..c_J,u.iu;INui___;c<;uE;;,t.C.._IuiRului_,Ju:Eo.;S.___ _ _ _ _----'JO'-------"O'-------.u_----.D.------------11--- _____________o_____ _ 0 0 7_ FUNDS SOLD -AN9 SEC PURCHAS~D IlNDER AGRFFMI=NJ TO RFSEI I ?5,700 8 ___o6LU0cu0c____ _]Ltt-1J0_Q_Q ____ 3_,_200____ 75 200. lt400 9 LO~NS, NET 64,271 50,009 5,137 5,822 17,235 1,851 2,327 16,327 9 _!..::LLEASE FINANrTNG Of(EIVARI FS ()______________J)_______________ O_n__ __Q 0 10 l l ASSETS REP PREMISES 11 _ ____.!F::.-ll!R'-9 ACCEPTANCES EXECUTED 3 90 237 0 0 __O_ _ _ _ _ _ O____ ~_ _Q_______0___ 0 0 _ 0__ _ 0 0 816 28 0 0 29 30 OTHER LIABILITIES 2,383 838 60 5 0 24 16 80 30 -------- --------- -------- --------- :---=--:--,--::-c------------_-_-_-_---- -==--~----------------=----------==--=--=---- ~1 TOTAL LIABILITIES 124,957 --------- 98,90B --------- 6,361 --------- 8,680 --------- 23,927 --------- 5t042 --------- 4,428 --------- ----2-3-1 -9-2-2 31 38 TOTAL CAPITAL A~D SUB DEBT 39 TOTAL LIABILITIES AND CAPITAL 19,765 135,722 ~395 _ _6Q_~_ ---- 65Q 4,531 701 l08~0~--~Q_t_9_~----- ~30______2__8_,~__58_____ _2_,_743 427 1,365 38 25_,287 39 __DEJ>ARJMEN! DE B.AlliKING AND F ll\IANC.E STATE OF GEORGIA CONSOLIOATEJ RePORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBERS 1252 1253 1255 1256 1259 1261 1263 1267 t-SSETS: _L __ J:A<;H 4NO D!!f ERDM SANKS 3' 3 59 ..L.Jl21>. ____--L..Q.86.. . - - - -. ..8.05 65 9 2,378 724 820 l 2 US TR~ASURY SECURITIES .3...-.J!lLlliAIIDNS lF FE;) AGCY 2,197 225 648 _ _ _ _._Ll~o..LJ.uO.u_O ______.3.Q.0__ _ _ _ _ 5Q 0 ___ . .100 _ 0 922 . 2,287 399 455 2o986 2 0 0 .3 ; SCM OBLIGATIONS 5 __ JlTH.::.R. BONDS, 'IIDI"So AND DEBS 6,904 ______o__ ______ 0 ___o____ ___ __3_3_o4 _______1.,2_19o 978o 1,612 0 228 3,047 0 0 4 5 ~ FEDERAL RESERVE STOCK AND CORP TRAQJNI': II((J!INI SF!!PIT[FS a0 0 o 0 0 0 0 0 o _o__ ___________ o_ .Q ----- 0 0 6 0 ... 7. a FUNDS SOLD AND SEC PURCHASED -.UNDER AGREEMf-NT TO RESEI I 8 9.Q1L _ _ _ _25Q_______ _ __3.Q_Q________ .8.00 __ 45. 2.o300 lo400 925 9 LOANS, NET 24,262 5,690 4,023 3,217 4,941 5,176 4,308 9,436 9 __J. LE.A.S..E--EINANCLWo Ri=CEJVABI ES ------'~-------------__Q__ _________Q__ ___ -. -- __Q - - 0 0 a 0 10 ll ASSETS REP PREMISES ll _ _ ..J:!IR \i !III3 E A'JI) E I XTIIPE S 487 503 87 - ...9.lt.- . .14''L. - 30.6.. 170. . 1o.019 12 OTHER REAL <=STATE O~INEO 97 8 0 0 0 0 16 59 12 _:._3 J.NV 1.N.!INCON501 IDAHO StiRS 13 AND ASSOClATF:S 0 0 0 0 0 0 0 0 ..l'o .:USL0...'1f.R__LI A fm ,~CCFPTAN(ES..____ H __ Q_ --- _Q_ _Q_ - 0 0 0 0 0 .14 l5 OTHER ASSET> 222 45 0 2 0 0 33 220 15 ---------------==-.=.-::.:--::..:-:o.:-'"'-:.:::---::.:-::..:-:o.:-:.::-=--=--=-=---=== ---=-c:-=:-_-_,...,...___::-=-,::-:----_ :6 TOTAL ASSETS 39.5 28 8,047 6,528 6,237 7,694 14,458 7,334 18,512 16 --------- --------- --------- --------- ~- ________.__ ------------------------ --------- --------- --------- --------- llAJH.Lli.l..ES_MLL_G..dP..LIAL;_________ _ ___ _ _ _ l7 JEMAND DEPOSITS - IPC 13,275 2,544 2o463 1o292 2o133 5,6B7 2,820 6,080 17 . 1 8 IT M" AN.) S AV IN GS 0 Ep - I PC J.9 JEPDSITS OF US ~OVERW~ENT 1 5 0 6 4..()____ __;3,_0,ce6u.Ot.e8L___ _..2co.J..Ow5c;;5c.___ 4.9'16.... ___ Ju.II7_ . . ___Q ~.357 -- 3.441 9r259 18 102 7 6 3 6 32 9 19 19 20. JEPill.li..S__DF SCM .. ___________ ----~88 __________:122 -- .--L319. ___ 1~294 95 459 575 458 20 ~1 JEPCSITS OF F:JRF.IGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22. :)P.O.S.1 IS._.CL.C..illi.MEB.Cl.t'\.L_BANKS.__ ... 0 .. _3 50 0 0 0 275 0 0 22 23 CERTIFIED/OH'IC<:R CHECKS 56 42 0 73 74 87 25 176 23 _ _ _ _ _ _ _ _ _ ___-_-_-_-,"-...,._-_:-___ .-c=-----~~~------_--::_-..:::-_,._- .,..,.-"._..,_-_---- ~4 TOTAL 1EPOSITS 33,361 7,273 5t843 5,658 7,085 12,897 6,870 15,992 24 --------- ------- --------- --------- --------- --------- --------- --------- --------- --------- 25 =UN9 S PUR AND SEC SOLD UNDER 25 A.GRE.E...M..EJiLI.D_REPllR.C.HAS.E._____________ 0 .0 0 0 0 0 0 0 n INTEREST-i3E!IR!NG DEMAND NOTES 380 0 0 0 0 0 0 0 26 .2.1. .Dil:lER. I IA FOR BORROWED MONEY ___ Q __________ Q_________ 0 _ 0 0 0 0 0 27 ?8 "'ORTGAG': INJJEATEONESS 0 0 0 0 8 0 0 0 28 29 A.C.C.E.f'IAfl.C.ES._.E.HCUTEO 0 _0 0 0 0 0 0 0 29 3J DTH<:R LIA8ILlTii:S 1 1 048 5 0 0 16 36 0 79 30 31 TOTAL LIASIL!TI<:S 34,789 7,278 5,843 5,658 7,109 12,933 6,870 16,071 31 ~2 SUBORDINATE9 NOTES AND DEBS 0 0 0 0 0 0 0 500 32 33 PREF<:RRED STDCK 0 0 0 0 0 0 0 0 33 34 COM..,ON STOCK i,367 216 100 50 100 200 100 600 34 35 SURPLUS l,JOO 484 300 200 300 800 250 600 35 ~6 JNDIVIJED P~JF!TS 2,186 69 245 329 171 525 114 659 36 37 J:.AP1.U.L RESFRVE'i --------------- . 186__ _Q_ 40 0 14 0 0 82 37 3 S f QT A.l _CAP I.I;'!l_ lliQ .!.1..6. __1)_i;;.iH 4,739 769 685 579 585 1,525 464 2.441 38 39 T:JTAL li_ABtL.! -:-.r 'OS MID _!:APITJI.l 39.5 28 8,047 6,528 6,237 7,694 14,458 7,334 18,512 39 DEPARTMENT OF BANKING AND FINANCE STATE Of GEORGIA CONSOLIDATED REPORTS OF CONDITICN OF STATE BANKS AS OF DECEMBER 31, 1978 BA"JK NUMBEnS 1268 1271 1272 1274 1275 1276 1278 1281 .'iSSETS: ~ASH AND Dll" fR1M BAN!($ l_..l..Zb_ ____ ._l~~----- 636 -- 2.622 1,728 1,596 21,497 1,372 1 JS TREASURY SECURITIES 706 200 0 105 350 994 15, 732 100 2 _3_u_Q8UGAIIONS _,) ~EO ~Gf'i -1,)Q- - l.hilD 0. 0 100 710 0 100 3 + SCM OBL IGAT!J~S 432 2 '721 112 2,668 231 387 4,677 lt865 4 _5 _ D.IHER --B.O.'.l..QS.._ JliOIE<:, ANO D3$__ --- Q_ 0 0 0 0 0 0 0 5 6 FEDERAL RESERVE STOCK ANO COR? ...L TRADING AU]!'JT SEC!!RIIIfS 0 _1)_ _____ _ 0 8 --1)____ - _(}_ 0 0. 0 0 0 0 4 0 0 6 0 7 B FUNDS SOLD AND SEC P~RCHASEO 8 _____ -illillR___ AGR <:f M'-'NT TO Rf SF! I 1ilQ____3._QOQ____ - 500 - 750 BOO 350 13,800 0 } I..OANS, ~JET 8,170 9,485 1,862 10,909 3 ,537 5,452 38,822 10,339 9 'Q I EASE FINANIINij R<"CEIV/\6! "'$ ___a____ _______()__--- -. __Q 0 0 0 0 0 10 11 ASSETS REP ~REMISES 11 _ _Fr::JI..u!Ri>.JN"'-I'-Iul..uiR,.,E~A...,N,...O..__.E=..luX._T~...~.l.ulR,_.E;...;$,____ _ _ _ ___.;;3u2C-J7'------'I-"9'-"9'----__12___----_2_5_7 ___ _ - _.184 169 723 559 12 ClTHER REAL ESTATE OWNED 0 0 4 38 15 43 18 41 12 13 !NV IN IINCO'JSOI IDAIEO StiRS 13 AND ASSOCIATES 0 0 0 0 0 0 0 0 ' 4 ~!ISTOMER I !A ON ACCEPTANCf$ _ _ _ _ _ _ _ _ Q _ _ _ _ _ _ 0 __ -0 0 0 0 0 0 14 15 OTHER ASSETS 169 12 4 286 31 88 419 2 15 ---------------=--=.:-::.:-=-=-=---=--..::.-:.:::-=-=-=-=.:-:..:-::::-:__=:--=-=-=-=-- ______,_,_,,..-- --------- --------- --------- --------- 16 TOTAL ASSETS 12.380 18,733 3,138 17,635 6,976 9,789 95,692 14,378 16 ----------------------------------~-=-~-~-~-~-~-~-=------------ --------- --------- --------- --------- --------- --------- _ ___Lil,BIL II!ES AND CAPITAL: l7 DEMAND DEPOSITS- IPC 'B IJM~ AND SAV1NGS DEP- IPC 3,800 5,360 98b 5,083 2 ,488 2,567 22,907 4,277 17 6.460 q,345 1,378 9,17~ ._3_rl.H- - _ __h078_ -- 19.17.2 7,638 18 l~ DEPOSITS OF US GOVERNMENT ?Q JEPDSITS DE SCM 24 7 8 2 634 .L.H6________it2.l _ _ L3.50 . 10 105 114 274 1,106 13,041 10 19 638 20 21 )fPOSITS Of FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 Zl 22 JEPOSITS OF COMMERCIAL BANKS Q_ - _.143 -------- 0. 0 0 0 26,050 0 22 23 CERTIFIED/OFflC=R CHECKS 80 134 s 76 87 77 13 61 23 --------- --------- --------- --------- --------- --------- --------- --------- --------- --------- --------- --------- 24 TOTAL DEPOStTS 10,998 16,665 2,802 15,684 --------:-------,----=-=-=-=--=-=-=-::.::-:=-:__-=------ -- ---------~=----~:-_-:----- 6,340 8,933 81,297 12,624 24 25 FUNDS PUR AND SEC SOLO UNDER 25 AGREEMENT 70 qEDURCHASE __!L______ -- Q _ _ 0 0 0 0 0 450 26 INTEREST-BEARING DEMAND NOTES 0 0 0 99 0 0 0 0 26 ?1 QTHER l IA FOR BORROWED MONEY 0 ------- 0 0 0 0 0 27 28 MORTGAGE INDEBTEDNESS 0 0 0 88 0 2 0 0 28 ?9 ACCEPTANCES EXECUTE _____o _______ _Q_____ - Q 0 0 0 0 0 Z9 --------- --------- --------- --------- --------- 30 OTHER LIABILITI~S Z38 82 31 608 24 35 Z,425 16 ---,,-----c-c::-c-:----:-------------_-c:-_-:-_____ -_:------=-------=-=-~---=--- 30 31 TOTAL LIABILITIES 11,236 16,747 2,833 16,479 6,364 8,970 83,7Z2 13,090 31 ---------------------_-_-_______________________________-_-_--_-_-_-_-__- _-_--:_:-_-_-_-=.:-_-_-_-.-_-_-_--=-.- -- --.-------- --------- --------- 32 SUBORDINATE!) NOTES AND DEBS 0 0 0 0 0 0 300 ZOO 32 33 PREFERRED STOCK 0__ 0 0 0 0 0 0 0 33 34 COMMON STOCK 125 1,000 90 200 ZOO 300 360 180 34 _ ~3'-"5'--">,_,U,R"-P--"L'-"U'-"S'-::-- _ _ _ _ _ _ _ _ _ _ _ _ _ _ _4_5_0_ _ _ _ _ 3_QQ_____ _}60 650 200 400 2, 840 565 35 36 UNDIVIDED PROFITS 31 CAPITAL RES"RVES 369 486 0 200 55 306 212 119 7,569 343 36 0 __0_ _ _ _ _ _Q 0 901 0 37 38 TOTAL CAPITAL A~D SUB DEBT 1.144 612 819 11,970 1,288 38 } , n a . _ _ _3L;9L-JTuO.!JTL!A"-'L__.L....I....,A,_.B;ulul._.l'--'T-'luE..,;SL-'A"'-N"'O'--'C'--"A'-"P'-'luT.t:A,.,L~---"1-'"Z_.~.,.,.3_,.8-"'0'------"l~_.__n~-- ___ l j.t.6~~ 6,976 9,789 95,692 14,378 39 _____QJ>ARIMWT DF li.ANKI NG AND F I NANCE STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITICN OF STATE BANKS AS OF DECEMBER 31, 1978 BANK NUMBEKS 1282 1283 1284 1285 1288 1290 1291 1296 ASSETS: -1-. CASH AND O!!f fR')M S$NKS --~.6.9._____- -4-b-8-5-. 1,255 . 1o.007 4,747 6,688 17,570 1,994 1 2 US TR~~SURY Sr:CURITIES 150 1,947 1,687 0 2,996 1,298 42,819 2r066 2 _]_OBI IGAT IONS 'J" Ef;) AGCY ..5ill)_______8.15__ ------- - _Q- ---- 0 1,600 1,251 0 550 3 4 SCM OBLIGATIONS 0 3,768 2,938 949 5 '792 7,387 7r334 2,381 4 _5__._ C]TH'-B BONDS, NOTI=S 1 aND f'I!=R<: ___1)__________{1__ ----- - ---- _Q_ ------ 0 50 102 0 0 5 6 FEDERAL RESERVE STOCK AND CORP 0 0 0 0 0 0 4 0 6 7 TRADING ACCJ!!NT Sf~IIRITIES 0 0 _{L__ ______ --- 0 0 0 0 0 7 ? FUNDS SOLD ~NO SEC PURCHASED 8 'INDEB AGR::EMfNT TO RESEll 3.0!)___ 1. 150 1 ,425 900 400 500 45,600 2,800 9 ~DANS, NET 2,365 11,545 12,047 7,565 16,378 15,415 12 3,148 14,397 9 11 I E$SE EINANfiNG RECETVABI ES __Q________Q_________ _Q ___ _ 0 0 0 0 0 10 11 ASSETS REP PREMISES 11 E!!RNIT!!BE aN!) FIXTj!PfS l 20 219 ___2i,2_____ -~23 423 4,048 609 12 OTHER REAL ESTATE OWNED 42 0 41 0 0 727 0 12 _.l..3_ INV IN IINCO\ISO' IDAHO StiRS 13 AND ASSCCIATES 0 0 0 0 0 0 0 0 . 4 ['lJSIDMER I I~ ON :CCEPTANCES - - .0 - . - -- --- o_ \)- 0 0 0 56 0 14 15 uTHER ASSETS 0 56 14 101 321 384 1,086 122 15 ---------------=---=.:-::..:-:.:-:.=-:..=-_-::.-=--__:-:.=-:..=-c=-.=.--=-:-::..:-=-~-:=:--::..:-:.:-- .,.=::._-_-::._.,-:-- ---- --------- --------- --------- --------- 16 TOTAL ASSTS 3,646 21,245 19,669 10,645 33,498 33,448 242,392 24,919 16 _UAB IL IT I r:S_A"ill_ C~PI Hl: 17 DEMAND DEPOSITS - IPC 597 4,489 4,377 3,101 10,652 9,692 76,430 5,688 17 1~ TIME AND SAVINGS DEP IPC 2.285 12.641 _...l.2.._4.0.9.. - 5til?9 15 ,619 17,562 83,683 13,503 18 ~9 DEPOSITS OF US GOVERNMENT 7 14 20 5 81 424 1,231 12 19 _2l)__..Jl>.D_S_llS__llE__S_Ci{_____ --------- - - __ 3~2____ - _.2..~12 - 917 721 3 ,941 lr238 34,329 3r840 20 21 JEPOSITS OF FQREIGN CCVT ETAL 0 0 0 0 0 0 0 0 21 22_J.fP_QS_ll_s_ _f1E. C0 '"I '1 E&.CJALBANK.L____ _ 155_ __10 0 0 0 0 18' 103 33 22 23 CERTIFIED/OfFICER CHECKS 44 10 97 76 290 45 116 53 23 _ _ _ _ _ _ _ _ _ _ _ _ _ _-_--'_.______ ----=--::_-:.-:::::.:::_-::____::=--::::::----- --------- --------- --------- --------- --------- 24 TOTAL DEPCSITS 3,430 19,276 17,820 9,742 30 ,583 28,961 213,892 23,129 24 --------- -- -------- -----------~ --- -------------- 25 FUNDS PUR A~D SEC SOLD UNDER 25 . __ AGH.E_MfNLJJLREPJlBCJ:!All~ - --- .--- _ 0 0 0 0 0 0 0 0 26 INEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 0 26 ?7 JTHER I 1 A fi)R BilRROWEfi MGNFY __Q______ ---- -----_!) .0 0 0 0 0 0 27 23 MORTGAGE IN~EBTEDNESS 6 0 0 0 0 0 0 0 28 _Z9_ .._A_G.C.EP_IA.NC.S~~----- 0 0 0 0 0 0 56 0 29 30 OTHER LIABILITIES 6 35 183 124 122 683 5,421 15 30 31 TOTAL LIABILITI=s 3,442 19,311 18,003 9,866 30,705 29,644 23,144 31 ----------- -------------'-.-------- 32 SUBORD!NATEJ NOTES AND DEBS 0 0 0 0 0 0 790 0 32 33 J>REFERR.ED S_TD..CX. _____ _ 34 COMMON STOCK 0 0 0 0 0 0 0 0 33 194 187 375 270 600 1t000 4,000 320 34 _35__ S_URP.liJS ___ _ _ _______ 36 JNDIVIDED PROFITS 37 CAPITAL RES~RV~S 75 713 375 400 1 ,600 1r000 3,908 1r200 35 65- 894 884 109 593 1,804 11 '633 255 36 0 HO 32 0 0 0 2,692 0 37 204 1,934 1,666 779 2 t 793 3r804 23,023 1,775 38 :'1_9 TOTAL LI ABI LI T I !OS _liN_Q_ i:.!.JluTc..;S.___,_n.u:E:__.oSu.Cu::."'L-_ _ _ _ _ _ _ _ _ _ _..<.2-"0-"3_ _ __...!.._.L2.L.129_ _ _ _7L7.Lc8c____ 'tZ5_ ____2_._'t3.!L _ 2~3't9 -- - - - -- - 5.32 . 't8.8. 20 21 DEPOSITS OF FOR!:IGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22 DEPOSITS OF CDrMERCIAL BANKS - " - - - - - - .Q_ _ _ _ _.Q________ __O _____ 500 0. ~OQ_ 0 22 23 CERTIFIED/OFFICER CHECKS 92 --------- 63 --------- --------8-4 ---------6 195 --------- 357 52 65 23 --------- ------------ ---- ~4 TOTAL DEPOSITS 8,~67 11,512 9,092 1t211 22.177 12,798 4,165 8,627 24 --------- --------- --------- --------- --------- ---------- --------- --------- --------- 25 FUNDS PUR AND SEC SOLD UNOE~ 25 AGR~'EMFNT TO REPURCHASE 0 Q_____ 0__ 0 ~00 0 0 26 INTEREST-BEARING DEMAND NOTES 0 0 0 0 0 0 0 286 26 ?1 OTH~'R I I A FOR OORROWEO MONFY 0 0 0 0 Q_ _ __ ___2)_5______________ 0 0 ___ 27 23 ~ORTGAGE INDEBTEDNESS 0 0 0 0 198 63 0 90 28 '9 ACCEPTANCES EX'-CUTEO 0 _0_ _ _ _ _ _0_ _ _ _ _ _ 0__ 0 0 0 0 29 __-_-_-_-_-_-_--- --------- --------- --------- --------- 30 OTHER LIABILITIES 95 181 138 4 808 306 11 33 -------~-------------------------_-_-_-_-_-_-_- -----=------~~~------- 30 31 TOTAL LIABILITIC:S 8,562 11,693 9,230 1,215 23,183 13,902 4,176 9,036 31 --------- --------- --------- --------- --------- --------- --------- --------- 32 SUBORDINATE.J NOTES AND DEBS 0 0 0 0 250 0 0 0 32 _,.3'-":'3L..I:P-':R'-"'E"'-Fc'"E'""R"'R~E~D~S'-'T-"O""C..,K_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ O_ _ _ _ _ _ _Q_______ 0______ _ 0 0 0 0 0 33 34 COMMON STOC-< l? SURPLUS 200 200 250 500 300 50 330 25_0'------~llO ________l_t.OOO__ 375 498 150 225 200 34 600 35 36 UNDIVIDED PRGFITS 37 CAPITAL RESERVES 305 279 291 8 0 35 29- 635 0 26 153 111 160 36 ___o_______ 9_. ___________Q_____rr_ ~3~8~T~O'-'T~A~L~C~A~P~I2T~A~L~A~N~D~S~U~B~D~E~B~T_ _ _ _ _ _ _ _~7~1~3_ _ _ _ _ _~1L,0~2~9~------~876 _13..1___ 2 t241 495 960 38 2:2 ~3u9'--'-T-"'O'-'T~A'-'=Lc....J,L~I_,A"'B'-'-I-'=L_._I_._T-""I-'=E-"'S'----"A"'N'-"D'--"-C-"A.r:.P_._I_._T_,A..._l_ _ _9-".Lt2.,_._75~_ _1,.."2.._,.._7'-'2"-"2"---~l._,0.,_,,._,1._.0"'-'6..______ 1 , 3 4{>_ _ ~~ tit 2 4_ __ l_4_,_ 8__ 't_,671 9,996 39 DEPARTMFIIlLllEJUNKlNG AND .FINAIIIC STATE OF GEORGIA CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 197B ------------------------- BANK NUMBE~S 1309 1310 1313 1314 1315 1316 1317 ---------------------- ASSETS: ~--~~A~~~H~A~N~O~O~li~F~FA~~n~M~B~A~N~K~$_ _ _ _ _~6~0 6~8~5~----'~~4~5L5L----3~0 1l]_______~ 2 US TRC:ASURY SECURITIES 1,402 440 723 6,648 is302 700 975 2,933 721 1, 799 -'>---"JilcnBcL-1_.I.uGcaA.LT-LI~O.DIN.).$--'.lClLf-'=FLE~O__..A_uGL.CLV-------3~0u.Ou._ _ _-'-'ltO-JOlL5:z.5:z__ _ _ _ _ _ _n_ __ -~3b _ + SCM OBLIGATIONS 5__illHER BONOS, NOTE$, AND OFB~ 6,854 11 201 7,548 4,331 _ _ _ _..,__ _ ____{}___ _ _ _ _ 0 __________ 0 50l_ 1,194 0 1,482 1,719 0 0 2. 958 0 6 FEDERAL RESERVE STOCK AND CORP 0 0 0 0 0 0 0 IB APING ACCD!I~'I SEC!!RITir;:S 0 0 _{)_________ 0 ---- o_ ___ _ -D 3 FUNDS SOLD \ND SEC PURCHASED ullnLNuO.c:E,..R_aAu.Go.RI:.fC"-"'IoJCc-"'-N.LT_t_TOu_E"'Et:-<";;...EE:J!L.JIL-_ _ _luO.L.ot-L725_ _ __l1_5_~115fi_____f>.o_45Q_ __ 1 0200 9 LOANS, NET 161 115 9 1 624 23,099 19,046 10,132 _Jo..__ _ _ __,o..___ J::E;,.S_ _ _ _ _ -Ll.Jl--L.I_cE_gA.)_S_cE-'=E-Lin~NcaAn~N,_r.LI.DINJ.>G---<~.R.<:E!.C.<:E.LI-"VAAnBi..l . ~------- .0__ 0 200 7,877 0 3o050 19,767 0 ll ASSETS REP ?REMISES E!IRNTIIIBF MJQ FTXI11RE$ I,467 512 951 1,210 ______L4b_ _ ______22L -- -- _747 :2 JTHER REAL "STATE OWNED 251 8 0 0 0 0 57 _ ~1~3~1~N~Vc_.I~N~ll~N~C~O~Nw';~Q.LI~T~Q~A~T~f~0~$~!1DB~S _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ AND ASSOCiATES 82 .:.!t '!ISTOMER I I !I ON ACCEPTANCES iS UTHER ASSETS 301 _6 TOTAL >\SSETS 44,182 --------------------------------~-~-=------- 0 0 0 ~------ {)_____ - -- 0 33 357 -------4-2-5 14,503 39,445 48,469 --------- --------- -~~--------~~ 0 0 0 ~- D 0 1 14 310 --------- ---- --- ---- ---- - ------ -- -- 15,176 13,209 31' 621 --------- --------- --------- 1324 46.2 l 167 2 1t020 3 31 4 0 5 0 6 0 7. 8 1,200 3,901 9 Q 10 11 19.0 0 12 13 0 _0 - __ 1_4 53 15 --------- - ---------- 7,024 16 --------- _LIABILITIES AND CAPITAL: ~7 DEMAND DEPOSITS - IPC 12,235 3,780 11t559 18,380 3,595 4,372 12,025 2,081 17 _ _ _ ..1.!..:J3--'-T-'I-"'Ml.CF----IlA.n~Nll.IDc.....::tS.aA.,v_Y.LIJ:liN.l.zG.;.$_uO,;:f..c:P-=-__._Ix:PJ..C_ _ _ _.Ll!t-4.._,;;z.5tt60~.~,_ 7Lr-o5:L9:t.3,2__ _ _lu6~,._7~4:tJ8o___~lL!4Litt.::9=5L _____ __1 ~ 5___ _ ____b_t.5_4.0____ illt8.79 3,7_70_ 1.8 l9 JEPOSITS OF tJS GOVERNMENT 400 27 17 355 4 47 53 1 19 ?) JEPOSIIS OF ':Ql 12,412 1,415 6,789 lJ)_.-'152_ lt775 ltQ18 4.876 495 20 21 JEPOSITS OF FDR!:IGN GOVT ETAL 0 0 0 0 0 0 0 0 21 22__.lEPDSITS OF COM"!ERCIAL BANKS _____ 0________ _0_ _______ 2______ 0 395 0 .0 0 22 23 CERTIFIEO/OFFIC~P CH[CKS 383 --------- -------3-4-5 -------3-3-0 -------1-1-7 140 --------- 93 39 29 23 ?4 TOTAL DEPOSITS 39,990 13,160 3 5,445 44,761 13,734 12,070 27,872 6t376 24 25 FUNDS PUR AND SeC SOLD UNDER ---~H..E11fiLT TO REPURCHASE OH _________O__________ 0 26 INTEREST-BFARING DEMAND NOTES 0 0 173 ~z~7~J~T~H~E~B~!~IaA~f~OllR~B~O~R~R~O~W~F~D_uM~OuN~E~Y----------_jL___ 0 0 :>8 MORTGAGE INiJEBTEONESS 430 0 0 _2L_AC.CEPTANC:OS EX"'CUTEO _ O__ d__ 0 0 3:> OTHER LIABILITIES 673 129 797 0 0 0 0 0_ 0 0 0 0 0 339 131 25 0 0 0 0 0 0 26 0 0 0 27 38 239 0 28 0 0 0 29 15 592 109 30 - - - - - - ---- -c----::cc-c:--c::--::-::~:-------- 31 TOTAL LIABILITieS 41,093 13,289 36,415 45,100 13,865 12,123 28,703 6,485 31 --------- --------- --------- --------- --------- --------- --------- -------- ----------- ---~-------,--------,------------------- ------- 32 SUBOBDINATEO NOTES ANO DEBS 100 0 0 0 350 0 350 0 32 33._i>!-to.JJOu:6>.<2'---- -L..-25-b---li ,J)6 ,L_ 7,.802 1,026 1,022 1,078 1,545 1 ? US TREASURY SECURITIES 3 JBI IGATIDNS JE EJ=O AGCY + SCM OBLIGATIOI~S 0 292 4,793 17,734 1 ,948 474 2,147 125 2 100 ____ _1_01} ___ 9J5Q __ 1.116 800 0 1,150 545 3 2,125 1,159 19,593 13,537 335 702 621 554 4 _5_-i)JHER BOND$, NOTES, AND DEBS----- ______ Q___ 0 0_ 0 0 0 0 228 5 6 FEDERAL RESERVE STOCK AND CORP 0 5 0 0 0 0 0 0 6 7 TRADING ACC!J!INT SEC!!l(ITTFS 0 Q _ ___(l_ ____ _ - __ Q 0 0 0 0 7 g FUNDS SOLD AND SEC PURCHASED 8 .uiiJ>iNwDu:EJ~,__.,A...C.....,C...,E..:P_.T...,A..._,N..C... ....,E_..SL._____ __,0._____ __ _Q__ ()_ 0 0 0 0 0 14 15 OTHER ASSETS 192 12 lo196 905 16 107 11 311 15 -------------------=-:.::-:.::-:.::-:.=-:.::-:.::---=---=-'----=--=-=-:.::-:.::-=-=--=-=---=---=--=-=------ ----,:-_-_,.,.,_,.- -- ----- --- --------- --------- -------- ::. TOTAL ASSETS 24,186 15, 615 110,408 105,848 13,128 13,051 ll ,289 13,785 16 ---------------=--=-=-=-::.::-:.::-=-=--=------=-::.:::--::..-_-_--_-=-----------=.,--- -- --------- --------- --------- --------- --------- _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.L._.I._,A._,B,__.I..,L.._.I.__,T__,Iw.E~S'---"A.._,'i.,.D,____,C._,ALLP__.I'--'T_..,(J._..L._,: ~----- 17 DEMAND DEPOSITS - IPC 9,606 5,684 46,075 28,292 3,078 3,567 3,835 2o449 11 _'_.3.__.I_,I'""M,.F;_____oA..,N,.,p.____.<:,_.A..,.V'--'I-"N'-''i'--S'--"Ou.f.:cP'----__.l.:cP""C~----'Z9__..,_...5""0...,.1_ _ ___,_7_..,.,_5_.,_8.;.1_ _---"'4..._2..._,.._5-'--2"'-5---.3..Ll5't _______ 7 1 078 _5. 708 5,481 6,601 18 '3 JEPOSITS 8F US GOVERNMENT 38 12 205 0 141 24 9 14 19 ?:> JEPGSITS Of SOl 1,864 901 7,91._9_ .26__._816 1,870 2,185 517 3,347 20 21 DEPOSITS OF FOREIGN GOVT ETAL 0 0 0 0 0 0 0 0 21 --"2._,2_____..il.__.E,.J;P'-"0,_,$wluT_SL...>.Ou.f_____,C._fJ"'M'--'1u.E..,R..,C...I.""A""L._____..B"'A"""NwK...,S_ _ _ _ _ _~tL_________Q___ _ __ 0_ 1,471 0 0 54 300 22 --------- --------- --------- --------- --------- 23 :ERTIFIED/OFEICER CHECKS 234 71 1,384 281 -----------------------~-~-~-~-~---~--~-=-=-=-~-~-~-=-=--=-~--~------ ~ 15~ 82 85 23 ~~ TOTAL DEPOSITS 21,243 14,249 98,108 88,014 12 ,1 70 11 t637 9,978 12,796 24 ------,--------=-=------::c--=-:::----=--=-=-:.::-:.::--=-=-- --------- ___-:-_-...-:_-_-_---=------ --------- --------- --------- --------- --------- 25 FUNDS PUR A~O SEC SOLO UNDER 25 AGREEMENT TO REPURCH4SE 0 0 _____ - 0_ 4,065 0 0 0 0 26 INTEREST-BEARI~G D~MAND NOTES 0 0 1,382 537 0 72 0 43 26 '7 OTHER I IA EQR SORROWED MONEY 0 0 _ __o_____ -- 5.36_ 0 0 0 0 27 28 MCRTGAGE INDEBTEDNESS 0 0 313 0 0 0 0 0 28 ?9 ACCEPTANC~S EXECUTED _Q________ 0 0 0 0 0 0 0 29 -----==--=---- --------- --------- --------- --------- --------- lO OTHER LIABILITIES 161 36 1,868 1,265 21 200 75 15 -------------------------------~-~-----~~---- 30 -31- -TO-T-AL- -L-IA-B-IL-I T-I-E S- - , - - - - - - - _ -_-_-_- -_2_1__,_4__0_4_____-__-_-_1_4__,_2_8__5____ _________ 101,671 94,419 ~-----_-:--:-- _--::_-1-2- t-1-9 1- ----11--1 -9-0-9 ----1-0-,0-5-3- ----1-2-,8-5--4 31 32 SUBORDINATED NOTES AND DEBS 0 0 1,500 2,000 0 0 0 0 32 33 PREFERRED STOC'< 0 _ ______ 0 0 0 0 0 0 0 33 34 :aMMON STOCK 35 SURPLUS 1,876 375 300 _____75_ _ 2z,,7n6l6t__ _ 2t 500 2,000 300 300 200 720 100 600 200 34 385 35 36 JNOIVIDEO PROFITS 37 CAPITAL RESERVES 531 955 2t237 4,144 337 222 536 346 36 0 0 0 I~-- ___ o___ 0 0 0 37 38 TOTAL CAPITAL AND SUB DEBT a, .tJ'8_L__~_.!illO ___ 737_ 11,429 937 lt142 1o236 931 38 39 TOTAL LIABILITIES AND CAPITAL 105,848 13 t12 8 13,051 11.289 13,785 39 ABSTRACT OF REPORTS OF CONDITION OF STATE-cHARTERED CREDIT UNIONS AS OF DECEMBER 31, 1978 ASSETS Cash on hand and in Banks Bank CO's &passbook accts. Savings and Loan Associations Other Cr. Un. shares &deposits U.S. Government obligations Other bonds,notes &debentures Corporate stocks GCUDIC Investments Premises,Furniture &Fixtures Loans Prepaid Expense Other Assets Total: Assets LIABILITIES Deposits - Members MDC's Deposits - Non-members Deposits - Christmas Club Deposits - Other Credit Unions Unearned Interest Accounts Payable Taxes Payable Notes Payable Dividends &Interest Refund Payable Other Liabilities Total: Liabilities CAPITAL Reserves Shares Surplus and Undivided Earnings Total: Capital Account Total: Liabilities and Capital December 31, 1978 Percent of Total Assets $ 5,400,831 10,335,723 13,203,461 6,641,679 51,483,382 10,758,541 1,063,012 636,522 1,578,540 401,699,921 178,513 3,063,812 $506,043,937 1. 07 2.04 2.61 1. 31 10.17 2.13 .21 .13 .31 79.37 .04 .61 100.00 $447,658,226 3,084,087 1,972,720 362,273 27,892 940,055 375,549 48,501 22,652,291 4,094,926 425,231 $481,641,751 88.46 .61 . 39 .07 .01 .19 .07 .01 4.48 .81 .08 95.18 16,004,811 1,467,562 6,929,813 24,402,186 $506,043,937 3.16 .29 1. 37 4.82 100.00 December 31, 1977 Percent of Total Assets $ 5,153,731 17,355,525 12,796,788 6,417,897 41,155,102 9,840,403 812,198 603,298 754,076 340,163,673 65,402 2,454,607 $437,572,700 1.18 3.97 2.92 1. 47 9.40 2.25 .19 .14 .17 77.74 .01 .56 100.00 $357,076,090 1,280,333 10,494,748 362,462 30,819,542 996,691 677,749 38,598 12,212,094 3,315,499 314,559 $417,588,365 81.60 . 29 2.40 .08 7.04 .23 .15 .01 2.80 .76 .07 95.43 13,927,487 1,351,450 4,705,398 19,984,335 $437' 572 '700 3.18 .31 1.08 4.57 100.00 Amount Increase (Decrease) Percent of Increase (Decrease) $ 247,100 (7,019,802) 406,673 223,782 10,328,280 918,138 250,814 33,224 824,464 61,536,248 113,111 609,205 $68,471,237 4.79 (40.45) 3.18 3.49 25.10 9.33 30.88 5.51 109.33 18.09 172.95 24.82 15.65 $90,582,136 1,803,754 (8,522,028) (189) (30,791,650) (56,636) (302,200) 9,903 10,440,197 779,427 110,672 $64,053,386 25.37 140.88 (81.20) c .'os) (99.91) (5.68) (44.59) 25.66 85.49 23.51 35.18 15.34 2,077,324 116,112 2,224,415 4,417,851 $68,471,237 14.92 8.59 47.27 22.11 15.65 STATE CHARTERED CREDIT UNIONS UNDER SUPERVISION OF DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA TOTAL ASSETS AS REPORTED ALBANY Albany Federal Employees Cr. Un., P. 0. Box 3012 Carlton Credit Union, P. 0. Box 1087 Keenan Credit Union, 112 North Front Street Phoebe Putney Employees' Cr. Un., P. 0. Box 1828 Dec.31,1978 $ 1,737,713 114,755 644,903 164,075 Dec.31,1977 $ 1,300,849 90,575 588,314 137,701 AMERICUS Sumter County Teachers Cr. Un., Route ifl 145.259 132,214 ATHENS AGH Employees' Credit Union, 797 Cobb Street Athens Division Credit Union, 1001 Prince Ave. C. C. E. A. Credit Union, 500 College Avenue Dairy-Pak Athens Credit Union, P. 0. Box 1627 66,968 614,520 200,350 108,566 50,823 488,250 179,898 ll6,060 ATLANTA AD Co Employees Cr. Un., 777 Memorial Dr., S.E. 320,653 AMCO Credit Union, 221 Ivy Street, N.E. 331,504 AMILSCO Credit Union, 451 Stephens St., S.W. 18,142 ARMCO Credit Union, P. 0. Box 1046 106,571 Associated Credit Union, 1795 Peachtree Rd., N.E. 9,186,203 Atlanta City Employees Credit Union, 103 City Hall 5,593,564 Atla.Coca-Cola Bottling Co. Emp. Cr. Un., 864 Sprg. St. 1,686,781 Atlanta Cooperative Cr. Assoc., P. 0. Box 77383 267,849 Atlanta Postal Cr. Un., M-102 Federal Annex 69,791,071 Atlanta Railway Postal Clerks Cr.Un., 111-M Fed. Annex 4,161,564 Atlanta Teachers Credit Union, 882 Vedado Way, N.E. 7,642,063 Atlantic Steel Cr. Un., 1300 Mecaslin St., N.W. 4,279,969 Ben Franklin Cr. Un., 1400 W. Peachtree St., N.W. 48,434 Chevron Southern Cr. Un., P. 0. Box 1706 648,613 DayCo Credit Union, 2751 Buford Highway 232,698 Delta Employees Credit Union, Atlanta Airport 86,735,067 DuPont Atlanta Emp.Cr.Un., 1737 Ellsworth Ind. Dr., N.W. 276,086 Employes Credit Union, Swift & Co., 1900 The Exchange 245,624 Federal Employees Credit Union, P. 0. Box 49207 37,284,911 Fulton Teachers Cr. Un., 777 Cleveland Ave., S.W. 3,578,669 Georgia Central Cr. Un., 3867 Roswell Road 41,108,812 Georgia Dept. of Human Resources Cr. Un., Box 38181 2,739,512 Georgia Dept. of Public Safety Cr. Un., P. 0. Box 1456 1,243,793 Georgia DOT Credit Union, 271 Capitol Ave., S.W. 6,482,264 Georgia E.S.A. Credit Union, 474 St. Labor Bldg. 1,784,289 Georgia International Credit Union, P.O. Box 7325 301,100 Georgia State Dept. of Ed. Cr. Un., 251 St.Off.Bldg. 6,018,196 Georgia Telco Credit Union, 424 Hurt Bldg. 82,486,916 GTA Cr.Un.,% Ga. Tele. Assoc., Suite 8, 1900 CenturyBlvd 660,826 H M B Employees Credit Union, 1350 Spring St., N.W. 362,277 274,642 412,972 24,168 97,168 6,922,056 4,718,627 1,293,073 296,849 62,635,716 3,690,553 6,520,764 3,843,400 44,463 545,887 170,833 76,406,802 245,654 199,045 27,169,946 3,114,601 43,839,801 2,539,243 1,098,958 5,697,702 1,622,304 254,025 5,467,194 64,281,061 587,518 261,574 78 STATE CHARTERED CREDIT UNIONS - Continued TOTAL ASSETS AS REPORTEV ATLANTA - Continued Dec.3l,l978 Hospital Authority Emp. Cr.Un., 80 Butler St .. S.E. 1,707,335 John J. Harte Associates Cr. Un., P. 0. Box 2192 68,763 Journal-Constitution Emp. Cr. Un., P. 0. Box 4689 4,047,079 Marion Mfg. Credit Union, 174 Chester Ave., S.E. 24,027 Mead Packaging Emp. Cr. Un., 1010 W. Marietta St .. N.W. 1,738,718 Mr. Friendly Credit Union, l Executive Park, E. 75,487 Munford Employees Cr. Un., P.O.Box 7701, Sta. C 268,334 Mutual Savings Credit Union, 1219 Caroline St. 5,532,785 Norstan Credit Assoc., 1400 Southland Circle 20,614 Orange Disc Credit Union, 2221 Parklake Dr. 1,338,612 Piedmont Hospital Cr. Un., 1968 Peachtree Rd . N.W. 243.968 Presbyterian Center Gr. Un., 341 Ponce de Leon Ave. 245,349 Reliance Credit Union, 3295 Northcrest Rd., N.E. 821' 236 Rich's Employees Cr. Un., P. 0. Box 4539 9,904,981 Ruralist Credit Union, 713 Glenn Street, S.W. 218,185 St. Joseph's Hosp. Emp.CLUn., 5665 Peachtree Dunwoody Rd. 135,852 Sewell Emp. Cr. Un., P. 0. Box 43923 177,596 S.M.C.R.C. Credit Union, 1307 Peachtree St., N.E. 212' 398 Southern Freight Bureau Emp. Cr. Un., 151 Ellis St. 394,171 State Employees Cr. Un., 216 Agriculture Bldg. 5,280,450 The Thrift Cr. Un., 125 Spring St., Room lll 4,885,539 United Family Emp. Cr. Un., 230 Houston St., N.E. 236,067 USSAC Credit Union, P. 0. Box 1685 635,577 White Columns Credit Union, 1601 W. Peachtree St. 310,084 Dec. 31,19 77 1,458,509 67,285 3, 6 72 '412 19,250 1,382,607 71,085 299,441 4,590,099 24,556 1,543,014 194,090 227,144 -09,229,439 209,513 135,790 213,618 177,519 348,838 4,365,046 4,229,687 204,903 589,551 244,490 AUGUSTA GPC Credit Assoc., P. 0. Box 1808 200,558 Health Center Credit Union, P. 0. Box 398 414,377 King Mill Sav. & Cr. Assoc., Goodrich Street 1,868,832 Richmond County Health Dept.Emp.Cr.Un., 1001 Bailie Dr. 216,000 103,173 393,627 l, 713,802 172,819 BAINBRIDGE Bainbridge Mills Cr. Assoc., P. 0. Box 1056 226,523 177,878 BRUNSWICK Glynn County Fed. Emp. Cr. Un., P. 0. Box 1315 3,392,403 2,727,467 CALHOUN Calhoun-Gordon Co. Educators' Cr. Un., Calhoun Hi.Sch. Crown Crafts, Inc. Emp. Cr. Un., Edmonds Street 85,475 129,745 67,477 94' 718 CHAMBLEE Lay Emp. S & L Cr. Un., 4950 Peachtree Ind. Blvd. 1,333,544 1,270,301 79 STATE CHARTERED CREDIT UNIONS - Continued TOTAL ASSETS AS REPORTEV CHATSWORTH Crown Tuft Emp. S & L Cr. Un., P. 0. Box 160 Dec.31,1978 61,146 Dec.31,1977 69,553 COLLEGE PARK Associated Grocers Cr. Un., 2225 Shurfine Drive 1,013,349 1,052,742 COLUMBUS W. C. Bradley Employees' Cr. Assoc., 1037 Front Ave. Columbus Coca Cola Emp. Cr. Un., 6055 Coca-Cola Blvd. Columbus Health & Hosp. Cr. Un., 1958 Eighth Ave. Columbus Postal Credit Union, P. 0. Box 2585 Columbus Regional Hospital Cr. Un., 3000 Schatulga Road "CPC" Credit Union, 1700 Concord Blvd. Gas Light Employees Cr. Un., 1421 Fourth Ave. Swift Credit Union, 1410 Sixth Ave. WeeReBel Employees Cr. Un., 1350 Thirteenth Ave. 49,950 43,053 753,326 5,189,944 47,197 17,614 213,746 723,104 156.439 26,668 40,571 741,693 4,690,384 40,187 16,483 196,098 689,941 170,165 CORDELE Harris Employees Cr. Un., P. 0. Box 998 249,133 239,371 CORNELIA STATCO Credit Union, 114 Elrod Street 260,381 221,869 DALTON D.D.I. Credit Union, P. 0. Box 606 N.G.E.M.C. Credit Union, P. 0. Box 1407 TEXACOTE Credit Union, 1300 Tiarco Drive, S.E. Whitfield County Postal Emp. Cr. Un., P.O. Bldg. 42,138 206,632 94,235 294,053 61,213 136,656 96,722 246,388 DECATUR Decatur Postal Emp. Cr. Un., 520 W. Ponce de Leon Ave. Decatur Teachers Cr. Un., 320 N. McDonough St. D. R. H. D. Credit Union, 440 Winn Way Kraft Employees Cr. Un., 501 DeKalb Industrial Way The WoodCo Credit Union, 5224 Snapfinger Woods Drive 729,452 324,990 157,682 6,875,897 82,705 648,217 277,141 213,168 4,725,242 65,447 DORAVILLE F. D. & L. Employees Cr. Un., P. 0. Box 48000 Gaylord Employees Credit Union, 4351 Pleasantdale Rd. 1,187,705 205,259 1,096,788 158,457 DOUGLAS Coffee General Hosp. Emp. Cr. Un., P. 0. Box 1248 74,768 73,868 DRY BRANCH Georgia Kaolin Emp. Cr. Un., %Georgia Kaolin Co. 414,905 386,133 80 STATE CHARTERED CREDIT UNIONS - Continued TOTAL ASSETS AS REPORTED DUBLIN Dublin Fed. Employees Cr. Un., V. A. Center Dec.31,1978 594,797 Dec.31,1977 549,752 EASTMAN Stuckey's Employees' Assoc. Cr. Un., P.O. Box 370 81 '739 89,780 EAST POINT Colonial Stores Emp.Cr.Un., 2251 N. Sylvan Road East Point Municipal Emp. Cr. Un., City Hall Perry Communications Cr. Un., P. O.Drawer 90670 WASE Credit Union, 2675 Martin Street 10,974,547 430,913 260,290 87,784 9,562,244 392' 231 166,090 88,979 FITZGERALD P.H.P. Credit Association, Perry House Road 223,497 130,469 FOREST PARK Sexton Atlanta Employees Cr. Un., 150 Forest Parkway 101,000 109,762 FORT MCPHERSON Fort McPherson Credit Union, Building T-213 5,269,578 4,848,576 GAINESVILLE CITISCO Credit Assoc.Cr.Un., 1154 Airport Parkway HCH Employees' Cr. Un., 743 Spring Street, N.E. 44,634 94,207 43,185 80,365 GRIFFIN Launderers & Cleaners Cr. Un., P. 0. Box 700 674,387 482,117 HAZLEHURST HandS Employees Cr. Assoc., P. 0. Box 647 Patchogue-Plymouth Employees Cr. Assoc., P. 0. Box 305 132,051 1,185,207 106,437 943,850 HELEN ORBIT SAVINGS & CREDIT ASSOC., P. 0. Box 275 84,601 -0- JACKSON CGEMC Employees Cr. Un., 923 S. Mulberry St. 139,245 117,889 JONESBORO C.C.B.E. Employees Credit Union, P. 0. Box 492 Clayton Cities & County Emp. Cr. Un., 1099 Battle Creek Road 1,157' 725 1,050,799 1' 034' 677 868,581 LAFAYETTE Roper LaFayette Emp. Cr. Un., 1507 Broomtown Road 75,264 59,442 81 STATE CHARTERED CREDIT UNIONS - Continued TOTAL ASSETS AS REPORTED LAGRANGE West Central Georgia Educators, P. 0. Box 1647 Dec.31,1978 14,415 MACON City Employees Cr. Un., City Hall Annex Federal Employees Credit Union, P. 0. Box 5313 Georgia Kraft Employees Cr. Un., 4891 Mead Road Macon Firemen's Credit Union, 5565 Bloomfield Road Macon Police Credit Union, City Hall Macon Water Works Credit Union, 780 Third Street Medical Center of Central Ga.Cr.Un., P.O. Box 6000 The Procter & Gamble Macon Emp. Cr. Un., 1265 Sixth St. Smith and Sons Employees Cr. Un., P. 0. Box 4688 189,266 2,167,279 2,538,212 163,303 269,178 181' 718 724 '150 487,201 263,864 Dec.31,1977 9 '970 177,375 1,722,229 2,468,371 133,469 233,918 163,504 626,201 451,602 239,492 MARIETTA C-MAR Credit Union, P. 0. Box 235 1,649,336 1,147,964 MILLEDGEVILLE Baldwin County Hasp. Emp. Cr. Un., 1957 N. Cobb St. Central State Hospital Cr. Un., Lawrence Bldg. 178,607 6,383,086 170,401 5,826,935 MONROE Champion Employees' Cr. Assoc., Cherry Hill Road 92,204 26,557 MONTEZUMA Southern Frozen Emp. Cr. Un., %Southern Frozen Foods 140,840 127,190 MOULTRIE Employees Credit Union, Swift & Co.,% Swift & Co. 173,233 148,133 NASHVILLE Nashville Mills Emp. Cr. Assoc., P. 0. Box 477 418,075 316,489 NORCROSS Genuine Parts Cr. Un., 5420 Peachtree Industrial Blvd. Rock-Tenn Company Employees Cr. Un., P. 0. Box 98 PINE MOUNTAIN Callaway Gardens Cr. Assoc.,% Callaway Gardens 389,265 365,053 356,319 332,764 --=--~- 142 '722 90,934 RINGGOLD Salem Carpet Mills Credit Union, P. 0. Box 10 257,167 175,485 ROME Floyd County Postal Emp. Cr. Un., P. 0. Building Rome Kraft Employees Cr. Un., P. 0. Box 1551 449,052 4,324,206 432,333 3,764,963 82 STATE CHARTERED CREDIT UNIONS - Continued TOTAL ASSETS AS REPORTED SAVANNAH Dec.31,1978 Family Lines Credit Union of Savannah, 601 East Liberty Street, Room 109 2,389,465 G.P.A. Credit Union, P. 0. Box 2406 904,167 Health Employees Chatham Co.Cr.Un., P. 0. Box 6648 565,680 Savannah Elec. & Power Emp. Cr. Un., 600 Bay Street, E. 1,116,684 Savannah Federal Credit Union, P. 0. Box 1382 693,794 Savannah J-Mers Credit Union, P. 0. Box 1003 177,308 Savannah Postal Credit Union, Post Office Building 1,066,357 Savannah Regional Hospital Cr. Un., P. 0. Box 13607 216,694 Savannah Transit Credit Union, P. 0. Box 9118 105 '013 Southern States Emp. Cr. Un., P. 0. Box 112 136,918 Workmen's Circle Credit Union, 710 Realty Bldg. 408,954 Dec.31,1977 2,050,705 861,759 478,057 989,706 680,351 140,767 870,557 183,138 98,917 106,355 371,569 STATESBORO Bulloch County School Emp. Cr. Un., William James Junior High School 354,146 252,152 TALLAPOOSA Dixisteel Credit Union, P. 0. Box 247 364 '773 272,808 THOMASVILLE Davis Industries Cr. & Sav. Assoc., P. 0. Box 200 Flowers Employees Credit League, P. 0. Box 1219 167,955 1,584,586 112' 290 1,219,179 TOCCOA Wright Manufacturing Emp. Cr. Un., 626 W. Currahee St. 697,566 601,263 TUCKER Doctors Hospital Emp. Cr. Un., 2160 Idlewood Rd. 111,093 65,807 VALDOSTA Valdosta Educators Cr. Un., %Valdosta State College Valdosta Onized Cr. Un., P. 0. Box 950 517,201 3,410,049 391,132 2,974,704 VIDALIA Oxford Employees' Cr. Un., P. 0. Box 408 124,561 49,373 WARNER ROBINS Warner Robins Emp. Cr. Un., City Hall, Watson Blvd. 577,697 606,474 WRENS Georgia-Tennessee Mining and Chemical Employees Credit Union, ~Jrens 24,376 19,783 83 GEORGIA CREDIT UNION DEPOSIT INSURANCE CORPORATION STATEMENT OF ASSETS AND LIABILITIES ASSETS Cash in Bank .................................... . Investments- Certificates of Deposit, etc ...... . Due from Members ................................ . Due from Credit Union in Liquidation ............ . Fixed Assets .................................... . Other Assets .................................... . TOTAL ASSETS ....................................... . 12-31-77 12-31-78 $ 1,809 947,908 87,644 47,741 l, 151 16,293 $1,102,546 $ 16,795 1,175,961 53,746 81,362 2,039 28,138 $1,358,041 LIABILITIES, RESERVES, CAPITAL Miscellaneous Accounts Payable .................. . Reserve against Insurance Liabilities* .......... . Capital -Members' Paid-in Fees ................. . TOTAL LIABILITIES, RESERVES, CAPITAL ............... . $ 1,010 410,594 690,942 $1,102,546 $ 55,478 580,847 721,716 $1,358,041 * Reinsurance carried $3,000,000 ($600,000 deductible) 84 SUMMARY OF ADDITIONS AND DELETIONS DURING 1978 STATE CHARTERED CREDIT UNIONS IN OPERATION JANUARY 1, 1978 168 CREDIT UNIONS OPENING DURING YEAR +2 Reliance Credit Union Atlanta WILLIAMS BROS. Employees' Savings and Credit Association Atlanta CREDIT UNIONS DELETED BY MERGERS AND LIQUIDATIONS -7 Arrow Credit Union Atlanta Augusta Plant, TRW United Greenfield Divisions, Employees' Credit Union Evans Dixie "66" Credit Union Atlanta Employers Group Credit Union Atlanta Georgia Railroad Employees Credit Union Augusta Normandy Carpets Employees' Credit Union Dalton Ralston Purina Credit Union Union City IN OPERATION DECEMBER 31, 1978 163 85 CONTINUATION OF SUMMARY OF ADDITIONS AND DELETIONS DURING 1978 SALE OF CHECK COMPANIES IN OPERATION JANUARY 1, 1978 14 SALE OF CHECK COMPANIES OPENING DURING YEAR +1 Barclays Bank International Limited 200 Park Avenue New York, N.Y. 10017 SALE OF CHECK COMPANIES CONSOLIDATED DURING YEAR -3 BA Cheque Corporation & BankAmerica Corporation One Powell Street San Francisco, California 94102 Bank of North Carolina, N.A. & Financial Money Order Corporation P. 0. Drawer H Jacksonville, N.C. 28540 Citicorp & Citicorp Service, Inc. 399 Park Avenue New York, N.Y. 10022 IN OPERATION DECEMBER 31, 1978 12 86 FIRMS LICENSED BY THE COMMISSIONER UNDER THE GEORGIA SALE OF CHECKS ACT, APPROVED MARCH 2, 1965 (Chapter 41A-32, Financial Institutions Code of Georgia) Name and Location Total Number of Georgia Agents American Express Company 568 American Express Plaza New York, N.Y. 10004 BA Cheque Corporation & 250 BankAmerica Corporation One Powell Street San Francisco, California 94102 Bank of North Carolina, N.A. & . 19 Financial Money Order Corporation P. 0. Drawer H Jacksonville, N.C. 28540 Barclays Bank International Limited 1 200 Park Avenue New York, N.Y. 10017 Citicorp & 144 Citicorp Service, Inc. 399 Park Avenue New York. N.Y. 10022 Consumers Money Order Corp. of America 141 2031 Olive Street St. Louis, Missouri 63103 Federal Express Services Corp . . 258 (formerly Nation-Wide Check Corp.) 91 Aquahart Road Glen Burnie, Maryland 21061 87 SALE OF CHECK COMPANIES - Continued Name and Location Munford, Inc. 68 Brookwood Drive, N.E. Atlanta, Georgia 30309 National Money Orders, Inc. 3200 Travis Street Houston, Texas 77006 Republic Money Orders, Inc . . Republic National Bank Building Dallas, Texas 75201 Thomas Cook Bankers Ltd. 587 Fifth Avenue New York, N.Y. 10017 Travelers Express Company, Inc. 1400 Lilac Drive South Minneapolis, Minnesota 55416 Total Number of Georgia Agents 314 28 380 5 257 88 REPORT OF CONDITION OF GEORGIA BUILDING AND LOAN ASSOCIATIONS AS OF DECEMBER 31, 1978 ASSETS Cash Loans on Real Estate Other Loans Investment FHLB Stock Other Investments Accrued Interest Fixed Assets (Net) Other Assets Total: Assets LIABILITIES, RESERVE, AND CAPITAL Regular Installments Paid on Shares Loans in Process Accrued Federal Income Tax Total: Liabilities Reserves Surplus and Undivided Profits Total: Net Worth Total: Liabilities and Net Worth Commerce Commerce Bldg. & Loan Association $ 207,566 12,057,517 81,234 90,400 855,000 757 62,631 28,325 $13,383,430 $12,037,463 455,981 17,400 ---- $12,510,844 601,971 270,615 872,586 $13,383,430 LIST OF STATE-CHARTERED BUILDING AND LOAN ASSOCIATIONS Name and Location of Building and Loan Association Commerce Building and Loan Association Commerce, Georgia Began Executive Business Officer 1929 Thomas F. Benton, President 89