STATE OF GEORGIA DEPARTMENT OF BANKING Created by Act Approved August 16, 1919 TWENTIETH ANNUAL REPORT YEAR ENDING DECEMBER 31, 1989 DEPARTMENT ESTABLISHED An act to ueate tlw Department of Banking of the State of Georgi00.00 LL\BILITIES: Capital ~Hock _____________________ $ Capital Notl-.; ____________________ _ Surplus Fund ___________________ _ rndntded Profth ___________ _ Other ~tocl.;:s and Bonds owned __ _ Xonf' Heserve Funds ___ ----------------- Hanking House and J.ot ------ .. --- 2.000.00 Due to Banks __ ------------------- Furniture and l..,ixtlil'l'S ------------ 1 .tH-i:1.!HI lliridends Cnpaid __ --------------- Ot1H'I Real E~L1te U\\ned _____ _ :;,:~1}8,,')0 Cashier's ('berks __ ---------------- rash in Vault and Amount duc t'rom ('prtified Checks ------------------ apprond Resern .-\p;pntc-; ________ _ 7:-~.oo:.::.~~ Demand Ocpusih ----------------- __ _ ('het'k:-> for t'haring and dlli.~ t'rnm Time CPrtificate-.; of Hl'posits _______ _ otlar Ballks -------------------- !l2.fi~ SaYings Heposits ---------------- __ ('ash lttm-.: ------ -----------Onrdra fts --------- .. --------------.\chall<'t:' IJil Cotton and otlltr ('om- modities ---------------------- ___ _ Customer~ I~iahi1ity on Letters of Xolll' :i71.7! X out> l . ettl"rs of Cn1lit and ~\lceptan<'l':'. l'XP{'ttfl'd for ( 'ustnmers _________ _ Bills Payahll ____________________ _ Xot('s and Bills Hldiscountecl _____ _ Other l . iahilitii:'s _________________ _ Credit and AlTeptances _________ _ Xoue Profit and Lo~s ______ ------------ _ X one Otlll'r HesoutTes ____ --------------- X one 25.000.00 !\one 5,000.00 6,108.19 466.24 Xonr 1.2:i0.00 1:1G. 7:1 X one HR,%7.7-1 49,:.!13.2K ~Ollt' X one X one Xmw X one Total 17fi.l H.l~ Tntal ------------ --------------- _____ $ 176,1H.l~ -------- ------------------ STATEMENT Showing condition at the close of Business Decemb<>r 30, 1939, of the S. LEMON BANKING CO. Acworth, Ga. As called for by the Superintendent of Ranks. L. .:\1. AWTREY, President. Date of Charter: 12-18-1906 0. D. KEMP, Cashier. Began Business: 1-1-1906 ur.sotr:cEs: Loan:-: and lHs<'ounts ______________ $ l-ltate of Georgi-a and :\Junkipal r . HotJd:-; owned -----------S. (;overnment Securities -------owned ___ Othlr Stocks and Ronds owned ___ _ Banking- House and Lot ___________ _ Furniture and Fixtures____________ _ Other Heal Estatt> o\\ned ___________ _ Cash in Vault and Amount due from at~vrovell Reserve Agents ________ _ Check" for Clearinl-{ and due from otlH:r Hanks ___________________ _ Cash Items -----------------------Onrdrafb ------------------------.\dvanrP on Cotton and other Com- moditie:-- ------------------------('ustomers' I...iahility on Letters of Credit and Arcevta!lef's __________ _ Profit and I..oss ___________________ _ Othn He-sources __________________ _ Total -----------------------------$ 77.S~Il.30 7,011.1~ X one Xone ~.:>00.00 ~.HJ;J.OO !l,7R9.7;J --l~.:~.i2.2X X one XOll(' 1U.91 X one X one :XOIH' X one J.ll.H2:J.:Hi LL\BILITIEO:l: (',a pi tal Rtork --------------------- .$ Capital Xntes --------------------Sttrplus Fund ____________________ _ l~ndividecl Profits ----------------Hrsrrve Funds ----------------- __ Due to Bank:-; -------------------- _ Dividends rnvaid ------------------Cashier's Chet'ks ------------------Certificll Clwtks ---------------])pmand J)eposits ---------------Time Certificates of Deposits _____ _ Savings Dl'}losits -----------------J.. ettPrs of Credit and .Actt-ptatH'es executed for Customers __________ . Rills Payable ---------------------Xotes and Bills Hedisconnted _____ _ Other Liabilities ------------- ____ _ ~0.000.00 13,000.00 Xonr 4,769.59 X one X one None 316.ol ~one :>9,827.4!) ~4.22:3.29 17,687.01 X one X one X one XonP Total ----------------------- ---- .$ lll.S2:l.:lt> 2 DEPARTMENT OF BANKI~G STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF ADAIRSVILLE Adairsville, Ga. As called for by the Superintendent of Banks. M. P. GAINES, President. Date of Charter: 3-21-1899 0. B. BISHOP, Cashier. Began Business: 3-24-1899 ItESOl:RCES: J~oans and Dis('ounts _______________ $ ~tate of Gt>orgia and :\Iunicipa1 Bonds owned ------------------- 1'. S. Government Stcurities owned __ Other Storks and Bonds owned ___ _ Banking- H{)Use and Lot_ __________ _ Furniture and Fixtures ___________ _ Other Real Estate owneposits -----------------Letters of Credit and Acceptances exeeuted for Customers___________ Bills Payable --------------------~otes and Rills Rediscounted _____ _ Other Liabilities ------------------ 25,000.00 Xone 5,000.00 7,617.39 573.70 None 2,000.00 1,632.30 :Sone 228,557.7:{ 43,688.10 ~one NOll{' ~one ~one None Total _____________________________$ 314,089.22 ---- TWENTIETH ANNUAL REPORT "._, STATEMENT Showing condition at the close of Bu,ine~ Deet'mlwr 30. 1939, of tht MONTGOMERY COUNTY BANK Ailey, Ga. As called for by the Superintt'ndent of Hunk~. W. J. PETERSON, President. Date of Charter: 2-24-26 MISS MARY Sl\IITH, Cashier. Began Business: :3-1-2G R~;sorR('EH: J,oans and Di~rounts ---.--=----------$ :-;tate of Georg1a and :\luu1c1pal Boncl.-; owned --------------------------- {". s. GovernmPnt :Seeuritlt':-; ownt.'d __ Other Stocks and Bnnds O\\'lletL __ _ Han king House ,and Lot __________ _ Furniture and Fixture:-; ___________ _ Other Real Estate ov.:lll'd rash in Vault antl ..Amount dilL' from approved Heserre Agents ________ _ j'hetk:-: for Clearing ami dilL' from other Bank:-; -------------------('ash Items ---------------Overdrafts ------------------------.\drance on Cotton and other Com- modities -------------- ~ --------ru::~tomers' Liahility on Letters of Credit ,and A('L't:IJtanC'(':-. ________ _ Profit and Loss ------------------Other Hcsources ______ _ Total ---* "XOJll' :1,:!:-iO.OO X one Xont 1.00 ::.ooo.on .i!l.i500.:W Xo1w XonL ::;.s 1 ~one XOlll' 1~0.00 Capital StoC'k LL\HIT.JT!Ef;: ___________ ~-- Capital ~otes ____ ______________ _ ~urplus Fund __________ ----~--~--l"ndividcd Profits __________________ _ B.esene Funds ______ ____________ _ Vue to Banks _________ . __________ _ l)ividends l"npaid Cnshier's Checks __ _ __ ----~-- Certified ('Juck~ _________________ _ Htmand lh_po::dts _____ ~---------Time Ctrtifiratt-'s of Ill'pnsits ~a \ings Deposit;-; Lt>tters of <'rLdit 1nd .\('CPptancts L'Xteuted for ('ustomLr-; __________ _ ~~~i~s ~:~~~tt~l;lls Hcdisl'(~\;t~t-L:tl _______ Other l . iahilitks I :i,OOII.IIII :-.:ont 3.000.00 1.100.011 ~Ullt' ~one 775.011 102.711 XonL !ll.069.1~ j ,:!:16.;); "XOIH' .XOlll' .X one :\Oil' :\one Tot:tl --~ STATEMENT Showing condition at the dose of Bu,int'" D"mber :~0. 19:{9, of the BANK 0}' ALAP.\IIA Alapaha, Ga. A, called for by the Supt'rintt'ndent of Hank,. W. M. GASKINS, President. Date of Charter: 3-4-190fi J.P. CULPEPPER. Cashier. Beg-an Business: :-l-25-1905 REsornn:s: Loans and Discounts ~-------------$ Ktatt> of Gt"org~ia and )lunil'ipal r. Bonds O\Vned -------------------S. Government Securities m\ned __ Other Stocks and Bonds owned ____ _ Ranking House and Lot ___________ _ Furniture and Fixtures __________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Ut>serve Agenh; _______ _ ('hecks for Clearing and due from other Banks --------------------Cash Items ----------------------Overdrafts ------------------------AdvanC"e on Cotton and other C-om- modities ------------------------Customers' Liability on ],etters of Credit and Acceptance-s ________ _ Profit and Loss ---~~~-----~------Other Resources __________________ _ Total --------------------- -- -~---- $ Xonr 12,5:l3.73 X one B,12::i.OO 1.000.00 "X one lj7 ,4{il.2fi X one 1K4.86 X one ~one X one X one ~one :wo.n:J.OH LL\BILITIEI': Capital ~to<'l\ ---------- _$ Capital Xotes _ -------- ----- _ ::-lnrplus Fund ------------------- _ rnctividccl }';rofit.-..: -------------- Reserve Funds _____________________ _ J)ue to Banks _____ _ Hividt"llfls rnpaid Cashier's Chcdit aiid .\<'<'eptaiH'ts E'Xf'-Cllted for ('ustonwrs _______ ~--- Bills Pa~able ---------------~----Xotf's and Bills Ht.~al Estate ownl.'d ('a~h in Ya111t and Amount dl!P fr()lll appron:d Resern~ Agents __ ( 'hecks for Clearing and ciiH trom other Banks ___________________ _ Ca~h ltLms ________________________ Ovndrafts _ ----------------- _________ ~\lh-anef' on Cotton and othtr Com- moditie-s _________________________ _ ('ustomers' Liability on T~t>tlLr:-; of Credit .and Acce-ptances Profit and Loss __________ _ Other Uesourcrs __________ _ Total ;\one 10,000.00 ;\nne :!:I .1 7:~. 2s Iii:-.:.:{ 1 1O.i!l:l. iO :{i .fi:IO.l~ ;\onP X one .X one 'X one ~one X one X one i:OO.J.-, 1.:10 LI.Ul!LITIER: Capital ~tock __ , _---------------- Capital Xotes ---------------------:--urplus }'und ------------------- _ riHliYidell Profib ----------------HesPl'Yt' Fund ________ _ llue to Banks__ __ !)jyir's <'ht'l'l\s _____ _ t'L'l'tifiPll Clleeks _________________ _ llemantl lhposits ---- __________ _ TimL CPrtifkates of Tkposil'S SaYings llepn~its ________________ _ Letters of ('redit anXPl'Uted for Custome-r;; _________ .. Rills Pa~ahle --------------------Xotes and Bills Rediscounted ______ _ Other I..iabilities __________________ _ 1oo.oo0.00 32,500 oo 25,ooo' 00 15,915:63 155,013.3! X one I,Ooo.oo X one X one :-;one 08,800.00 1!:8,122.30 X one X one X one ?>;one 'l'ntal ----------------$ C00,1ol.:lO STATEl\IENT Showing condition at the cloc of Buinc' Dtccmher .30, 1939, of the AUlA EXCHANGE BANK Alma, Ga. As called for h~- the Superintendent of Bank~. M. E. JONES, President. Date of Charter: 9-30-1939 ,J. J. JONES, Cashier. Began Business: 9-a0-1939 HES01.'HCER: Loans and Discotmts ---------------~ ~tate of Georgia and .:\hmiripal Bonds owned ----------------- .. -('. ~- Gorernnwnt Securitie~ O\rned _ Other Storks and Bonds ownLd _ .. _ B,ankin!! House and I~ot _________ _ Furniture and fixtures _____ _ OthPr Rt'al Estate owned t'ash in Y.tult and ~\mouut dul from appronrl Hl'~wl'rP ~\gent~ ('ht>cl.;s for Clcarin~ and dup fnnn othH Bani;;:-; Cash It('!lb ()YPrdra ffs .\tt\T" nt' Crt'dit and ..\l'('('jltatwt-... l'rofit and Ln..;..; OtlHr Rl''-'Oilf<'t:-; Total :;s.l~7.:n ti.f3t)0.2.i ' ..>00.00 ~OllP ,i,~:-;0,0(1 I .00 .);oHe .~:!.ti t:-L 10 ~OlH ~Olli._' ~(\})(' ~0)1(' \'ont ~onv (';tpit;d Shwk LL\BILJT!ER : _______________ --$ Capital Xott>s _----------- ~urplus Fund ----------------- rndivided Profits ---------- ----- ReseiTe Funds -------------------- lhll' to Ranks --------------------IHridl'IHls l"7"npaid _________ _ (a shkr's Chelks _________________ _ ('prtifild t'he('ks Pemand l)pposits __________ _ Time 1\:rtificntl~s of Deposits ____ _ ~aring-; l)epositi' ------------------Lt>tter-.; ot" Crt>clit and Acet']ltanc(s txeeu1ed for Customl'l'S _____ "----- Bills PayablP --------------------Xote-: r's f'heeks ___________ _ Certified C'heeks -----------------])pmancl Drposits ___________________ _ Time Ct:rtifil~ates of Dtpo-;its _____ _ ~avings Deposits -----------------LPtters of Credit and .\eeevtances L'Xccuted for Customers ________ _ Hilb Payable --------------------~otts and Bills Rediscountrcl _____ _ OthPr Liabilities _______________ _ ti3,000.00 ~onr ~00.000.00 I32.:!~~.ln X one 18,'i20.RO Xmw ::!,193.:-i.) None -"8:~.4:-iH.O~ 134,260.00 ~19JCi2.27 Xo1w ~011(' X one Xont Total _________ $ 1,9SJ.G:l:1.tJ7 STATEMENT Showing condition at the close of Business December 30, 1939, of the CITIZENS BANK OF AMERICUS Americu, Ga. As called for by the Superintendent of Bank,. LEE HUDSON, President. Date of Charter: 2-20-1937 EVAN MATHIS, Cashier. Began Business: 3-25-19:3/ lmSOL'HCES: Loans and Discounts ______________ $ ~tate of Georgia aiHl ::\lunil'ipal r. Bonds owned ----------S. Government Securities - ------- ownetL_ Other Stocks and Bonds ownetl ___ _ Banking House and J_.ot ---------Furniture and Fixtures ------------Other Real Estatr owned __________ _ Cash in Yault and Amount (hit from approved ReserYc .Agents ________ _ Checks for Clt>arillg and dill' from other Banks --------------------. Cash Items ________ -----------------Overdrafts _____________ - _-- -------- Advanre on Cotton and otht.r Com- modities ------------------------rustomers' Liability on I.etttr-.; of rredit and Art'CIJtancf'S ---------Profit and I~oss __________________ _ Other RPsmtrcc..; "--------- _ Total 10,i.t2.~:i Xone ::\one ::\Ollf" O) )9i .07 Xont 110.11-!.19 :LS:iO.l:l ~~1.8~ t:U-l X one :\one X one l.'il 9..)1i ;J6ti.!170. in LIARILITIE>': Capital ~tork ------~ ('apital Xotes Hurplus Fund rncliYidrd Profits -Re:o;;eiTe Funds ______________________ _ Hut> to Banks ________ _ Jliridt>nds lnpaid Cashif'r's Chteks _____ __ Ct'rtificd Cherkg _________ .. Df'manrt Dt-'posits _________ _ Time Certificates of Depo.:.its ____ _ ~a\'iugs IleposiL"i _________________ _ Lt'ttLrs of Credit and _\!'l'eiHalH'L'S e"Xeeuttd for Customers ___ _ Bills Payable ________________ _ .\"otes and Rills Ht>,72 l~:i.\)17.fl-l ;;:-;,:ins.:-w X one XnnL' Xnue :;tlllP Gtifi .~~in. 70 6 DEPARTMENT OF BANKIKG STATEMENT Showing condition at the dose of Bu,ine" December 30, 1939, of thP BOSTWICK BANKING COMPANY Arlington, Ga. As called for by the Superintendent of Banks. W. E. BOSTWICK, JR., President. Date of Chal'ter: 8-27-1935 CARL CLE~ENTS, Cash1er. Began Business: 3-1-19:)6 RE,.;orucER: Loam; and Discounts --------------* ~tate 6f Georgia and .:\Iunil'ipal Bonds O\Vned -------------------1". S. Government SccuritiL'S owned __ Other Storks and Bonds owned ___ _ Banking House and L0t ----- Furniture and Fixtures ------------Other Real Estate owned __________ _ Cash in Vault and Amount due from approved ResE'rve ~\gents __ _ t 'hecks for Clearing; and d11c from other Banks ___________________ _ Cash Items _____________ _ Onrdraft~ _____________________ _ .\dvanee on Cotton and uthtr Commodities ________________________ _ Cu:-,tomers' Liability on Let1t>rs of <'rt'(lit and .:-\C'Cl'PL1llCt.'~ ---------- ]1I'Ofit and Loss -------------------Otlwr Resources _________ _ Total :11),4tii'\ ..)li ~.:328.61 -1.6:l:>.O:l X one 2,000.00 :!,277.:JO XOil4.' li-! 7.00 ;j,),(j'j 7!1:1.07 :n.n:u1 XonP ~Ollt' ~Ollt:' 12:'1.7:l2.illl LT.\ BIL!Tllc,.;: Capital ~tol'k Capital Xotes ____ _ ~urplus Fund rndiYidt'd Profits --- -------------- HeserH' .Funds ______ _ IlUL' to Banks ___________________ _ l)jyidends {'npaid Cashh,r's Cht>cks ___________ _ Certifit>(l Che(k:-. ___________ _ Dt'mand Deposits __________________ _ TimP Ct'rtifkates of Ih.']lo::-~its ______ _ S;niJJgs llt>posits ________ --- Lt~ttt-Ts of Crt>dit aud ~\('('PJitatH'e:-. f'Xt'('Utt'd for <'Listomers ________ _ Hills Payahlt> _____________________ _ Xott's and Bilb Redistotmtt'd Othl'r l.iahilitit's __ _ I.>.ooo.ou ::.ooXoo.onoe X one 4.611.84 :l,H.iL23 ~oo.ou X one X one !lll.:l:i9.:J6 11.009.,;7 X one X one X one Xont X one Total STATEMENT Showing eondition at the close of Busint "' Dn mo.rl{s for Clearinj! and dut' from other Banks -------------------C(ha-st:h'rdrIatfetms s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Advance on Cotton and other Commodities ------------ ____________ _ <'nstomers' Liability on Letters of Credit and AecetJtanct'S _________ _ Profit and Loss -------------------Other Resources ------------------ Total ----------------- ____________$ :r-; 1.111. I~ 'XOllt' :!:!,:~25.00 ~OnE' Xonl' I ,-l!i2.22 1),100.110 7-1.17Ul0 7fi:l.7S 180.45 None I ,07:Li2 Xone );one 4,:147.66 464,542.01 LI.\BILITJE,.;: }:~~g:~:~~ ~~~~~: =====~======~~--- -----~ Hurplus Fund ___ -~------- ___ _ CndividLll Profits ---------------~--Heserve Funds ___________________ _ Jhtt' to Banks _________ , ____ _ Dividends l'llpaid ________________ _ Cashier':-; Cheeks -----------------Ct>rtified Cheeks ----------------Demand Deposits -------------------Time CertifiLates of Deposits _____ _ Savings Deposits ----------------Lf'tters of Credit and AL'<'L'J)tauces exeeuted for Customers ________ _ Bills Payable --------------------~otes and Bills Redbcountt:>tL _____ _ Otlwr Liahilitit>:-> _________ _ 20.000.00 3,000.00 :;o.ooo.oo 42,716.70 3HL09 3,000.00 0.000.00 4il7.19 ~one ~05.500.S5 :H,lll0.24 H0,145.94 X one X one ;; I ,000.00 ~on~ Total TWENTIETH ANNUAL REPORT 7 STATEMENT Showing condition at the close of Business December 30, 1939, of THE CITIZENS BANK OF ASHBURN Ashburn, Ga. As called for by the Superintendent of Banks. D. H. DAVIS, FRED RAINES, President. Date of Charter: 7-27-1905 Cashier. Began Business: 10-25-1905 ---------------------------------------------------------------------------------- RESOURCES: LIABILITIES: r.oans and Discounts --------------$ 101,881.4il Capital Stock ---------------------$ 25,000.00 state of Georgia and :l!un!cipal Capital Notes --------------------- None Bonds owned -------------------- None Surplus Fund --------------------- 30.000.00 U. s. Government Seeeurities owned__ 1,500.00 Undivided Profits ----------------- 23,450.00 Other Stocks and Bonds owned ___ 16,940.80 Reserve Funds -------------------- 2,200.00 BankLng House and Lot ----------- 10,000.00 Due to Banks -------------------- 1\.~onc Furniture and Fi>:tures ------- ----- 2,500,00 Dividends Unpaid ----------------- !\one Other Real Estate owned ____ ____ 2,065.65 Cashier's Checks ------------------- 1.374.:n Cash in Vault and Amount due from Certified Checks ------------------- 592.00 approved Reserve Agents 204,204.11 Demand Deposits ------------------ 161,137.5;1 Checks for Clearing and due from Time Certificates of Deposits _____ _ ~2.807.71; other Banks --------------------- 1,357.57 Savings Deposits ------------------ 63,887.96 Cash Items ------------------- ____ X one Letters of Credit and Acceptances overdrafts ------------------------- None executed for Customers _________ Kone Advance on Cotton and other Com- Bills Payable --------------------- :NOllt' modlties ------------------------- None Xotes and Bills Rediscounted _____ _ ~one customers' Liability on Letters of Credit and Acceptances ________ _ None Other Liabilities ------------------ X one Profit and Loss ------------------- None Other Resources ------------------- ~one Total _____________________________ $ 340,449.58 Total -----------------------------$ 340,449.5H STATEMENT Showing condition at the close of Business December 30, 1939, of the AMERICAN SAVINGS BANK Atlanta, Ga. As called for by the S'uperintendent of Banks. J. G. ST. AMAND, President. Date of Charter: 12-27-1886 EUGENE G. WEBB, Cashier. Began Business: 1887 RESOURCES: Loans and Discounts --------------$ State of Georgia and ::\lunicipal Bonds owned -------------------U. S. Government Securities O\\'ned __ Other Stocks and Bonds owned ___ _ Banking House and Lot __________ _ Furniture and Fixtures -----------Other Real ~;state owned __________ _ Cash in Vault and Amount due from approved Reserve Ai!ents ________ _ Checks for Clearlnv; and due from other Banks -------------------- Cash Items -----------------------Overdrafts _________ . -------------.Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ---------Profit and Loss -------------------Other Resources ------------------- 862,597.83 ~one 235,873.14 None 133,119.20 2,000.00 42,301.39 56,038.33 31,586.29 816.60 None None None None 5,388.11 Total -----------------------------$ 1,369,720.89 J,L\BILITJES : Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks --------------------Dividends Uni>aid ----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits _____ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ________ _ Bills Payable ---------------------Notes and Bills Rediscounted _____ _ Other Liabilities ------------------- 200,000.00 ~one 100,000.00 9.677.61 12,500.00 ~one X one Nont> None None 188,152.10 635,426.24 None 30,000.00 None 193,964.94 Total -----------------------------$ 1,369,720.89 8 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the CITIZENS TRUST COMPANY Atlanta, Ga. As called for by the Superintendent of Banks. L. D. MILTON, President. Date of Charter: 7-16-1921 JOHN F. COOK Cashier. ' Began Business: 8-16-1921 REOiOl'RC'ES: Loan<.; and Discounts _______________ $ Statt:> of Georgia and :\Iunicipal Bond~ owned ------------------- ('. ~- Government Securities mvned __ Other ~tocks and Bonds owned ___ _ Banking House and Lot ----------Furniturt' and l~ixtnre~ ----------- OtllLr Heal Estate mvni?'d ----------(';l::-.h in Yault and Amount due from approved Rl:'sern .\gents _______ _ Cl~t~;ks for Cl0aring and due from othlr Banks --------------------- ('a:-;11 ltC'mS ----------------------- (". S. Government ~eeuritie:-; owned __ 226.7G8.00 Other StD('ks and Bonds ownl'd ____ _ ~.8:i:1,66.J.7:~ Banking House ~nd Lot ___ _ Furniture and }~IXtures __ _ Other Real E~tate Owned _________ _ :~S7.7ti~1.~1:: l.027.nl :!Hi,UU:!.:~O rash in Vault and Am01mt dut> from approved Rt>servc Agent~ __ _ fherks for Clearing- and dnt' from other Banks --------------Cash Items ------------- --- .. J:\.:!!7:;._-lo:xl Ovt'rdrafts ----------------------- --- Xont' .\d\ance on Cotton and othtr Com- modities -------------fw;t.omers' T..iability on Ll'ltt'rs of Xont Credit and AcreptatH'i.'S _______ _ l'rofit and J...oss ______________ _ "XOlH' -:\'mw Other Resourt't~~ ___ ------------ Xmw Total -------- __ $ .1,7::i:!.:~fi0.01 LIABILITIES: !'apital Stock ----------------------$ r.oo.ooo.oo Capital Xotes ____ ---------------- 4SG,OOO.OO Sur11lus :Fund ---------------------rndivided Profits ________________ _ 100,000.00 57 ,21"1.72 HDeusef'rvtoe Funds --------------------Banks ______________________ _ Hh:ide11d:-; t:npaid __________________ _ 1~3.020.27 X one :w.oo ('ashier's Clwrks ------------- ____ _ ('(rtifit>cl Chprks __________________ _ ~011(' Son( TIPmanr1 nepo~its --- --------------- Xonp Time Ct:rtifif'atcs of Deposits ____ _ ;,:,!j, 107 .H2 Ravings Ilepo~its _________________ _ 3.3~0/il=:i.7S LLttrrs of Credit and Acceptances execut(d for f:ustonwrs ________ _ ;\0]1(' Hills Payahle __________ .. ________ _ :\'"OJ1l' Xott:s and Hills Refliscounted Xmw Otlwr l..iahilitiC's ------------ :107 ,-lt-i:l.G:! Total ____ $ ;-;,7;)2,:~t;o.o1 STATEMENT Showing condition at the close of Businc> December 30, 1939, of THE MORRIS PLAN BANK OF (;EOR(;IA Atlanta, Ga. As called for by the Superintendent of Bank~. GEORGE WINSHIP, President. Date of Charter: 11-27-1933 Rt;soFJtCES: J1oans and Iliscnunts _______________$ ~Hate of G('orgia and :\funicipal Bonds owned ________________ ---11. S. Gover-nmLnt ~L'l'ttritie;-; owned __ Other Stoeks and Bonds ownl'cL __ _ Ranking Bolls( an(l Lot ______ FurniturL' and FixturPs _______ _ Other Real E~tatl' o\\'fled _________ _ Cash in Vault atHl .\mount dllC'- from aJ1provpd HLservC' ~\gents _______ _ Cheeks for Cllarin~ and dttl' from other Bank:-; __________ __ Cash Items ------------------------Overd"afts __ ----------------------~\dvan{'e on Cotton and othLr (~om- moditit>s ---------------- _ Customers' Liabilit~ on Ll'ti('J':-; of Credit alHl Acee11tanecs __ _ Profit and Lo.ss _____________ - Other R-e-sources ______________ _ C. T. GREER, Cashier. Began Business: 12-5- Hl8:i -----------------J,L\JHJ,IT!Eel: Capital Sto('}.;: ______________________ $ ~011(' "X o n e :2f!,-170.7i0 :\Olll' I 0,1120.1 ~ 27 ,HH.S2 ::.JO,S.t2.til 2:~.TGS.l~ 2S I. Hi 21::LR(i "X out :Xottt 2,264.67 (S'uarpriltlaHls XFnutensd -_-_--_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_- Fnclivided Profits ---------------H.cservP Fund~ --------------------HnP to Banks ____________________ _ lHvid(tHls l~niJaid ________ ----------Cashier's Checks ---~-------------CertifiPcl Cheeks ____________ _ Demand Deposits ________ _ Time ('LrtificatPs uf Depusits ____ _ :-lavings DeJJo~its ____________ _ Lettns of ('redit anrl ..\l'l'P}JtancLs L'XL'f'Utt>d for Customers ________ _ Bills PayalJlf' ____________________ _ .\'otps and Rills R(disl'ounted _____ _ Otlwr LialJilitiPs _________ _ 200,000.00 );ont' 50,000.00 ,-t:~.274..fln 149.199.21 117,500.00 ~onr 16.2E?2~ 1 2.ta 170,400.11 ;::.~.!H:t:i7 1.'1'~-:;ss.c, 1 Xu1w "\"otw Xmu 2. :-:~-l:-i. lj:! Total __ $ 2.700.-118.!ll Totnl __ $ 2.700.Hn.HI 10 DEPARTMENT OF BANKING ---- ---------------------------------- STATEMENT Showing condition at the close of Business December 30, 1939, of the NORTHWEST ATLANTA BANK Atlanta, Ga. As called for by the Superintendent of Banks. T. G. CHASTAIN, President. Date of Charter: 3-:31-1938 0. L. COFFMAN, Cashier. B.c,e;an Business: 6-15-19:38 ItESOrRf:ES: Loaus and Discounts ______________$ ~tnte of Gt>orgia and :\hmicipal Bonds owned ------------------1.. ~- GorPrnmeut Sr('uritie~ ownPd __ OtiHr Storks and Bonds owned ____ _ Rankin~ Howw and Lot ____________ _ Ftlrlliture and :Fixtures _____________ _ Othn Heal Estate owned _________ _ Cash in Yault and .\mount due from apprmcd Hesern .\p:LlJts _______ _ t 'lw<"li:s for ClP;Hillg and dut from utht>r Banks ---------------------('ash Itt>ms ______________ _ Onrdrafts _________ _ AdYallC'P on Cotton and otlwr Commo(lities _______________ ----------- ( 'm;tomprs' Liability 011 I .. ettpr...; of Credit awl Acct:>ptances _________ _ l'rofit and Loss __________________ _ Other Resources ______________ _ Total ________,$ ::\'nnP J:i,OOO.OIJ X one 1G,BO:J.1~ 2,:)80.71 XnnL' ~Olll' 117.S1 X one X one X one 312.91'1 LT.\ BILITIES. t'ailital Stork __ _ Capital );ott~ ____________ _ surplus Fund --------{~ndivided Profits _ He:-.trn Funds __________ _ Due to Banks ______ _ Dividends rnpnid _ -------------('ashier's ('hed;:s ___ -------------('prtifit-'d Clwcks ________________ _ Demand Icposit..; -------------TinH' Certifi<'atp:..; of f)q)()sits ___ _ ~adug ..; ])cpo:..;its ------------------Ltttl'rs of Credit ___________________ _ ~ott'S nnd Bilb Ht'discountecl Othvr Liahilitil':-. ___ _ <:;,ooo.oo l.i .ooXoo.onoe S,SB4.59 756.52 X one X one 8,0G9.S:l 5.00 1 7ti.104.1! l:;.ooo.oo ~~.:~~n.o~~ X one X one X one 11.00 Total __ $ STATEMENT Showing- condition at the close of Business Dect>mber 30, 1939, of THE PEOPLES BANK Atlanta, Ga. As called for by the Superintendent of Banks. R. R. LANHAM, President. Date of Charter: 8-1:-l-1935 R. T. LEPPERT, Cashier. Beg-an Business: 8-31-1935 REf'Ol:RCES: Loan~ and Discounts __________ ... --$ ~tah of GL'Orgia and .:\Iunkipal Bonds 0\\ned -------------------1?. S. Govtrnment ::-;ecuritie:-; owned __ Other Stocks and Bonds o\nll'{L _____ _ .Banking House and Lot __________ _ Furniture and Fixtur(':-; ------------- Other R0al Estate nWllL'l'----------Cash in V<.tult and Amollnt due from i!pproved RPserve ~\.gents _______ _ ('IH'('ks for Clearing and dll( from ( aosthl wIrt eBmasn k_s_ _ _-_-_- _- _- _- _- _- _- _- _- _-_-_-_ _ -_-_-_-_-_- -_ Ovndrafb; ---------------- _______ _ .\dvan(e on Cotton and other Com- modities _________________ --- ____ _ ('ustomers' Lial.Jilit,\ oll Letters of Creclit and Aeceptalll't'~ _________ _ l'rofit and Loss --------- Other Resources _______ _ Total -------------------- _________ $ :~:2.i,617.Hl X one Xont XotH' ~one X one Xune ~011l' ~nne X011e "X one X one None 1,02:1.:10 :).10,107.17 LI.\BILTTIE:,i: Capital ~toek ------ ______________ $ Capital .Xotcs _____ _ ::-lurplus Fund ____________ _ rndivided Profit:--. Hesl:'nt' Funds __ Due to Banks __ _ Dividends lJnpaicl _. ______ _ Cashier's Checks _________ _ Certifircl Checl.;:s ---------- ___ _ Demand lkposits _________ _ Timt Certifleatr-s of Dl:-'posits ----Savings Deposits ------------ __ ----Letters of Credit and _\(TeptaiH"l'S e-xecuted for Cu:-.tonwrs ________ _ Hills PayahlP -------------------Xotes aiHl Rill:-:. HeUi~cotmtcd ____ _ Otlwr LiahilitiPs _ --------------- :JO,OOO.OO None 10.000.00 l!l.2R:J.51 X one X one X on X one X one X on ~one ~::.129.11 X one 1::7.149.51 X one ~-l:J.0-1 Total :; 10 IOi .li TWENTIETH A~N"CAL REPORT 11 ----------~--~ ----~ - - - ------~- ~ STATEMENT Showing condition at the close of Busines" December 30. 1939, of thP SOt:THERN SAVINGS BANK Atlanta, Ga. As called for hy the Superinhndpnt of Bank,.. J. G. BURKHARDT, JR., President. Date of Charter: 12-5-1934 BESSIE BRYAN, Cashier. Began Business: 1-1-1935 -------------H-E~i:iOl'RCER : J.,oans and Discounts _______________ $ ~tate of Gt'Orgia and :\lunidpal r.Bonds owned -------------------S. Government Securities rn\lwlL .. Other Stocks and Bonds o\nWfL Banking House and I..ot ______ _ Furniture a1Hl }'ixturPs ________ _ Other Real Est.ate ownect _____ _ fash 1n Vault and Amount d'lll' from apprond Reserve Agt'nh _____ _ Checks for \!oaring and dul' from other banks ______________ _ Cash Item~ --------------Orcnlrafts -----------------.\dvancc Oil Cotton and other Com- modities ______________ _ Custonwrs' Liability on Lt'ttl'r:-. of Credit and ~\cceptanct:-; ___________ _ Profit and Loss ____________________ _ Other RPsources _______________ _ 2H7,189.UO X one :Xonp X one ~one 4:ll.52 ~one 20,7:lGAS ~Ollf' Xont Xone X on( Xont XOIH' 130.00 LL\BIT.ITIEOi: Capital Stock ___ ___________ .$ Capital Sates ___________________ _ ~urplus Fund ____________________ _ Fndivided Profits _________________ _ RPservc Funds ________ . ____________ _ Hue to Banks _____________ _ IHvidLnds "Cnpaid __________________ _ Cashier's Check~ ------------------- Certified Checks ------------------- 1)<->mand Deposit;.; -----------------Time Certificates of Depo.;it:-; _____ _ :;.:;avings De-posits ___________________ _ Letters of Credit and .\C('C'IItallct':'. PXecuted for Custonwrs __ _ Bills PayaLle ___________ _ Soil'S and Rills Redi~('OIIlltvd Otlwr Liabilitie-; ________ _ .10.0011.110 Xmlt' 10,000.00 6,202.20 7,R!l2.27 Xmw XCJIW XmH ;\nnt :\Olll' 118,0011.110 124,4Hl.5:-i Xonl XollP Xont fll ~.!!:-\ Total -- _$ 81~.1~7.00 31~.1~7.0(1 STATEl\fENT Showing condition at the dose of Busin<:ss Decpmlwr 30. 1939, of the SOUTH SIDE ATLANTA BANK Atlanta, Ga. As called for hy the Superintt>ndent of Bank,, WALTER ESTES, President. Date of Charter: 6-24-1929 E. COWAN, Cashier. Began Business: 7-1-1929 RESOL'RCES: I~oans and Discounts ___________ _ State of G(_'DJ'gia and .:\[unicipal e.BSo.ndGs ovoCw'rnnerdnen-t- --------------- Securities owned __ Other ~tocks arHi Bonds owned ____ _ Banking- House and 1..-ot _____________ Furniture and Fixtures __________ _ Otht>r Real Estate owned ___________ _ Cash in Yault and Amount due from aiJilfOved Re~wrve Ag-ents _______ _ Chrrks for ClL~aring- and d11P from other Banks ___________________ _ Cash Itrms ----------------------Overdrafts ---------------- ---------Advance OH Cotton and other Com- modities ________________ ------ --- Custome-rs' Lia hility on J..etters of Credit and Acceptances ________ _ Profit and Loss ______________ _ Other Resourcrs -------------- Total . ___ $ lfiil.lO~.tiO til,liO:Ul 10~.7 -lli.SS li,6~:i. 70 7 .~l;{-!.00 2.0:J(i.711 S,R-10.1 !l .)!) .tii7 .!IIi :~.4!19.1 ~ :\one 28.fi0 X one .:\olll' 12,f!1 :L(;!I -l:J!l,SOR.70 LL\HILITIES: ('aJlital Rtock __ _ _________ $ Capital ~otes __ _ Surplus Fund __ .. __ Lndividtd Profits Hcscrre .Funds ______ __________ --- Due to Hank;:; ________ _ DividPtHb rnpaid ---('ashier's Cht>cks ___ _ ('l'l'tified Checks ltpmand Deposit.~ Time (\'rtificatl'S of IJrs of Credit and .\tl'tpt;!ll("t>~: <'-XP<'Utl'll for Customl'n; Hills Payable ________ _ .\"Ptts aJHl Rills Ht,disl'OI!lltld Othlr Liahilitit>s _____ _ 2:0.000.00 ::\OJH' 15,000.00 1,803.~:-; X one Nmw 1,')00.00 640.8-l tl.2;i 1~1:3.7R.).2rt ::\OJH' 188,890.90 Xonl' Xolll' :\ollt' ;),t :-:o .1:~ Tot;!l ----$ 12 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the TRUST COMPANY OF GEORGIA Atlanta, Ga. As called for by the Superintt>ndent of Bank. ROBT. STRICKLAND, President. Date of Charter: 9-21-1891 DAMERON BLACK Cashier. ' Began Business: 11-8-1891 RF.SOl'ltCES: Lo;1ns and Discounts ______________ $ll.!l42,.J:i0.9:! ~tatt of Gt;>orgia and -:\luniripal Bonds ownPd -------------------1. S. (;lwernment Stcurities ownt(L_ OtiH."r Stocks and Bond~ owned ___ -Banking- House and I.ot __________ _ 6H2.18G.O~ G.771.2H!l.7i ~I i ,09~.1R 1,1GR,7~li.:~;~ Furniture and 'Fixtuns ----------Otht>r Real E:;tate owned _________ _ X one .i12.tiKl.fi~ ('ash in Vault and Amount due from approved Refl!erve Agent~ _________ .1.211:5.~9:~.1:~ t 'lwcks for Cle-aring- and dut>- from othtr Banks _________________ 10.118,1i~2.2fi f'a~h ltf>mR ________________________ :!Hl.fitil.OO Onrdrafts ------------- ____ _________ i6:~.4i .\dntn('e on f'otton and otlH'r Commoditie~ ____________ ------------. Cu~tomers' Liability on Letters of ('ndit and Al'Ceptatwt':-i ___________ _ :\one .u:Jo.oo l'rPfit ancl Loss -------------------Otlwr Resources _____________ .. "X one 25:l.104.~! I.UHILITIES !'apital >'tol'k __ .. _______________ --$ 2,000,000.00 Capital Xotls ---------------------- :-;one Surplu~ Fund ------------------------ 2.500,000.00 (~nrlivided Profit:-; ------------------ 608.268.08 Reserve Ilue to Funds __ ------------------Rank:--: ___________________ _ H5,44i.33 10,183,5'>1.83 Dividends rrnutid ----------------('ashier~ Check:-; ------------------ X one 251,193.68 Certified ('lHck:--: Demand Deposit:-; ----------------__________________ _ 7.605.98 2:1,90.5, i59.32 Time ('ertifkatLs nt' J)epo~its ______ _ 162,i8:l.99 Saving~ Ht>po:-dts __ ---------------- 538,Sl:i.i~ Lt.tters lit' Crl'dit and .\cteptan('t.'S evcutld for ('ustomer~ _________ _ !.900.00 Hill...; Pa)-ahh -------------------Xote.s and Rilh HldiscountL~tL _____ _ X one ~one Other l.iahilitit's ____ --------------- 389,J:l8.23 Total Total --------- -------------------------- ----- STATEMENT Showing condition at the close of Buine December 30, 1939, of th.. GEORGIA RAILROAD BANK & TRUST COMPANY Augusta, Ga. As called for by the Superintt>ndent of Banks. CHARLES H. PHINIZY, President. Date of Charter: 11-15-1892 SHERMAN DRAWDY, Cashier. Began Business: 12-31-1892 ItEo;Ol'It!'E,.;: Loan~ and dhwounts __ .. ______ _ ~tate of Cl'{)rg-ia and :.\Iunit'ip:d Bonds owned ____________________ _ l". ~- Government Securitie~ owtwtL _ Other St{JC'ks and Bond:-; nwJwcL ____ Banking- How~e and J~oL ______ . Furniture and Fixtures _________ _ Other Real Estate O\\'lJvd ___________ _ ('ash in Vault and Amouut dUl' frnm approved Rest:.rrr Ag-ents__ _ t'llll'k;;.. for Cle-aring- anll due from othlr Banks ______ _ ((')a\ sehrcllrtat>ftms s -_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ .\tlranee on Cottun and other ('ommoditie~ ------------------ ('\l,..,tumcrs' I~iahility on Lettt>rs of ('rt'i.lit and A('<'ept,anr.t'~ l'rofit and I.~oss _ ( )thtJ Hl'SOUI"l'('S :1.:!21.2H7.il :i96,02!.!.> ~lt)7,ti~l-l.:~ii 246,000.1i H-U\15.\l:l 23,:15fi.O.J: IH.Bli.:J:l lli ,2-!:l.Ri I 0,0\ill..~li 1.2H9.l0 X one 4:l,:l9G.:JO ~nne- 70,i26.4H 'l'ntal _$12.209 .4 7:UHl LIABILITIES: Capital ~tot'k __ _-$ i:JO,OOO.OO Capital Sote:..; __ X one ~urplus Fund __ _ 400,000.00 l' nctividecl Profits 240,i42.59 Hestrve ~ull(ls __ _ :s-one lhte to Hank:-; __ _ 3,92i ,RS6.50 lliddends rnvaid ~one CashiN's Clwrk:--. ~~.91U2 ( 'l'rtifi('d Chet'ks 2,419.79 llemand llrpnsit:..; __ :3,19!!,36~.89 Tiuw Certifit'atb of Hc}losit~--- __ _ 10,000.00 Saving-s ])('(Jnsits ------------------ 3,572,218.26 l~ett er:-; of Credit and ..-\('reptancc~ CXl"('UtC':..; _____ _ 29,:i:i:t 15 TuLtl - _$!2,209.-17~. 60 -------- TWENTIETH ANNUAL REPORT 13 STATEMENT Showing condition at the close of Busines" Deet>mber 30, 1939, of tht REALTY SAVINGS RANK Augusta, Ga. As called for by the Stllwrintt>ndent of Rank,. J. LEE ETHEREDGE, SR., President. Date of Chartet: 12-23-1933 L. W. LYETH, Cashier. Began Business: 12-23-19C::J REHOI:RCE;l: J,oan:o. and J?isro~mtK _________ . . -~ :o\tatl' of tTr-org1a and )[mncrpal Honds owned ------------------- r. ~- Government SL~turitie~ OWllld tHhtr ~tocks and Bonds O\\"llP(L __ _ Hanking House _and Lot ----------Furniture and Fr.:-._tures _________ _ tl!IHr RPal Estate ownL'd _________ _ ('a:-h in Ya.ult and .\monnt dut t"rnlll approved He~e-rYe .\gents _______ _ t'httks for Clearing and dw from u ht.r Banks ------ ---------l'a~h Items ----------- - Onrdrafts -----------------.\1..1\"an~~ on Cotton and otlll~r Com- modrtres -------------- --------l'ustomers' Liability on LL't1lr~ of Crt>dit and AccepUUH't'" ____ l'rofit and Loss ________________ Otlwr Re~ources 1 .o:-;o.:3-l:Uii XOlll' IO:!.H:!;{.tlj :J. 11:!.:-iH lli.U:iX.O~ 1.011 1:!i .!1:-W.l i j,"i,-1-l!l.!l(l ~IOH.ll Xt>ne Xm1e "XOlll' Xont ~:. 7:-1-L:iO Total ----* l,H2.lli:Uti Capital ~tud;;: Capital XotLs ~urplu.-; Fund Ll.\BILITIEH: ---------------- _$ l~ndividLcl Profit-; __ Hest-'l'H' Funds __ _ Due tn Hank~ _________ .. ________ _ fHvidetHL.-; Fnpaid ____ _ ('ashier's Checks ______ _ t'ertifit>d ('ht~rks ___________ _ nemand Deposit."' _____________ _ TinH:' Ctrtificate of Deposits ______ _ ::-:.avings Deposits ---------------- __ J.,etters of ('redit and .\('el'ptanees tXPl'llted for Cttstomers --------Bills Payahlt> ____________________ , _ Xotes and Bills Hediscounted _______ _ Otht."r Liahilitie~ _________________ _ 100.000.00 HO,OOO.OO 40,000.00 20,696.54 2,001.86 ~0.000.00 X one ~one X one None l~8.7:l7.62 999,947.02 :-.; (lJI(' Xoue ~o-ne 1,110.12 Total ____ $ l..!l~.Fi::.1ti STATEMENT Showing ondition at the close of Busine D<'<'t>ntber 30, 1939, of tht AUSTELL BANK Austell, Ga. As ealled for by the Superintendent of Banks. L. G. GARRETT, President. Date of Charter: 1-3-1910 C. C. PERKERSON, Cashier. Beg"ln B:1siness: 1-10-1910 RESOt'RCES: I,oans a.nd DiscDunts -~------------$ State of Georgia and )lunicipal Bond!{ owned ____________________ _ r. X. (;onrnment ~lcurities owned-- Other Storks and Bonds ownerL ____ _ Ranking House and IJot ----~-----Furniture and Fixtures __________ _ Other Real Estate owned __ -------- Ca~h in Yault and Amount due from approved H.e~ervr A~ents ______ Chel'ks for ('lr-aMng and rluP from othrr Banks ---------------------t'ash Items ------------------Orerdraft.s ___ -----~-------- __ .\dranet on ('ntton and other Com- modities __ ------------------rustomt"rs' Liability on I~etter~ of rrrdit and AceeiltaiH'l'~ Profit and Loss ___ _ Other Uesourees Total ________ $ ~:!.XB:l.OO 7.500.00 2.~RO.OO Nnnt :..!,7tl8.2-l H,\1;)0.-l:! 1 :!.).11 X(llll' 718.:10 :~:!.GfHi.fiO XOll(' X nne ~-30.0:l :~9ti.27G.:~2 LL\IliLITIES: Capital ~trwk Capital Xotls ____ ~Ul'lllus Fund -- l'ndirided Profits __ RLsene Funds ___ _ J)up to Ranks ____ _ lJbideiHls rnpaid ___ _ Cashier'..; Checks _________ _ (\rtit'ied Check-; -- _________ _ J)(mand Hrposits TiHH' Certifi<-atts of ])eposiLL _____ _ :-.iariug-s J)pposits ----------------- Letttrs of Credit and _\cr'l'IJtanCt':-> cx:ftuted for Customtrs ________ _ Bilb l'-., 15,000.00 1:; ,000.00 5,000.00 2,091.74 :i,OOO.OO 10,000.00 -:s-onp G:l.R:J ~one Z~5.S32.11 66,682.74 4l,605.RR X one X one Xmw X Oil(' Total DEPARTMENT OF BANKING STATEMENT Showing eondition at the close of Businc's December 30. 1939, of THE CITIZENS BANK & TRUST COMPANY Bainbridge, (;a. As called for by the Superintendent of Bank~. H. L. GANS, E. F. VICKERS President. Cashier. ' Date of Charter: 2-17-1920 Began Business: 12-19-1911 ------------------------- R~;sOlJRCE8: T~oans ancl Discount~ _______________ $ State of <;rnrgia and ~Iunkipal Bonds owned -------------------- r . S. GoVt'Tl1llH:'llt Se<'lll'ities owned __ Other Stocks and Bond~ owned _____ _ Ranking Hous-e and l . ot ___________ _ Furniture and Fixtuns ____________ _ OthPr Real Estate ow'tlPd _________ _ Cash in Yault and .Amount :wrvp ~\gent~ ________ _ Cherks for Clearing and due from other Banks -------------------- OCvaeshrclrlatrf-trsns __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ .\dvanre on Cotton and otlar Commodities ------------------------- Cu~tonwrs' Liability on l . rtters of f'rrdit and Acceptances ________ _ Xonr c\~,tiOO.OII 4,530.00 ~Olll' 2.2:i0.00 18,852.50 521,2~5.'iti 8,747.49 X one 1,G74.gg X our ~Ollt' LIABILITIES: Capital Stock _____________________ $ CapiLal Xotrs ---------------------~urplus Fund --------------------- l'ndivided Profits ------------------- Hto:-mand Dt>posits _________________ _ Time Certificates of Deposits ______ _ Sayings Deposits _________________ _ Letter;;; of Credit and .:\.rnptatH'cs t-xcc1:ted for ('ustomf'l'S _________ _ Hill~ Payable ---------------Sotes and Rills RPCli~conntecL _____ _ 01hLr T.iahilith~:-; _________________ _ 73,0oo. 00 61,457.00 L>.ooo.oo 15,679.30 8,2lo.OS X nne X one 2,991.83 X one 482,290.01 nmo.l3 :lG0,768.26 ~one X one X one X one Profit and Loss ------------------Othtr Jh'sourees ------------------ ~011(' 1,1342.44 Total ________ -- ___________ -- ______ $ 1, 11~ ,4:12. G1 Total STATEMENT Showing condition at the close of Business Detemhcr 30. 1939, of the CITIZENS BANK Ball Ground, (;a. As called for by the Superintendent of Bank~. M. G. HENDRIX, President. Date of Charter: 9-28-1926 B. R. JOKES, Cashier. Began Business: 10-1-1926 ItESOliRCES: Loan:-) and Diseounts _______________ $ State of Georgia and )lunic'ipal Bonds owned -------- ___________ _ U. S. f'r0vernment Sevuriti<'s ownL'li __ Other Stocks and Bonds owned_____ _ Banking House and Lot __________ _ :Furniture and Fixture~ ___________ _ Otlwr Real Estate ownNL _________ _ Cash in Yault and Amount due from appron:-d Re.wrve Agt>nts ________ _ Checks for Clearing and dUP from other Ranks ____________ _ Ca,sh Items -----------------------Overdraft' ------------- ____ _ .\d\"ance on Cotton and other Com- Jn{}ditie.s ______________ _ Customers' Liability on l . ettl"fs of Credit and Arl']HJo;.it:-; _ Ba.vings Devosits __ Letters of Credit ancl .\C('l'ptances exerutPd for f'11stomers _________ _ Bills Payable _____________________ _ Xotes and Bills Redi"('Ounted ______ _ Other JJiabilities __________________ _ 13,0()11.00 X one :i,OOO.Oil 18,832.1:. 114.26 X one ~one X one X one l7t). 760.7:) 7.l,i:W.46 X one X one X one X one Xo1w Tutal _____________________________ $ 2H1. 1t:Ui:! TWENTIETH ANNUAL REPORT 15 STATEMENT Showing condition at the close of Busine"s De;uing and dut> from otlwr Banks -------------------- ('ash Jtt.~ms ---------------------- thrrdrafts ------------------------.\tlvan~~ on Cotton and other Com- moditHs -------------- -----------Customers' I~iLlhilit.Y on Letters of Credit and ~\L'nptances _________ _ Profit and Loss -----------------Other Resources ___________________ _ Total ----------------~------ ----~~$ ~-lG. 71 i. 1:-t xo~ll' 3,000.00 lO.(i/2.1:1 ~OllP :1.000.00 9.~00.110 198,% ~.~~ X one XonP );()}]t;' Xollt' X one X one 200.00 LL\ HILITI!CS: Capital ~tock ___ ______________ $ Capital Xote-.; --------------------~urplus Funtl ____________________ _ l~ndiYidccl Profit~ ---------------HL'SL'rH' Fun(ls -------------------Due to Bauks --------------------Dividends rnpaid -------------------<'ashit>r's Cheek~ __________________ _ ('ertifiPd Checks __________________ _ Ihmand lleposih _________________ _ Timt> Ctrtifirate-..; nf Ihposits ______ . :--;a \'illgs Hcposit.s _________________ _ Ll'ttPrs nt' Crvdit and ~leecptances \'\:CC\Itld for ('u~tOlllCl'S ---------- Bill:-; l'ayahiL' _____________ _ .:\otes and Bills Hldbconnted ______ _ OthtT Liahilith-..; _ _ _____________ _ 2-1.000.00 lH,OOO.OO 12,000.00 :1.79 Xone ~one I ,2311.00 2,0:l6.2:J Xone :!80,6-17.;)2 ti2.22R.41 71, 1SS.2;) -:\"onp :\one X one Xmw TnLtl ______ - ----- 472.:-t:i4.18 STATEMENT Showing condition at the close of Bu~ine;s Detemher 30, 1939, of THE BLACKSHEAR BANK Blackshear, (;a. As called for by the Superintendent of Bank,. B. D. BRANTLEY, President. Date of Charter: 9-11-1891 M. C. McALPIN, Cashier. Began Business: 7-7-1892 RESOL'RCES: Loans and Discounts _______________ $ State of Georgia and :\[unidpal Bonds O\VUt~d ------------------- _ C S. Government Hleuritles owned __ Other HtO('ks and Bonds ownc(i_ ____ _ Banking House and Lot ___________ _ Ji'urniture and ~l.xtures ___________ _ Other Real Estate owned _________ _ \ash in Vault and Amount due from apprmed Re~wrve Ag-ents Checks for Clearing and due from other Banks --------------------rash Ittms ________ ---------------Orerdrafts __________ -- ____________ _ .\.dvance on Cottun and other Commodities ------------------------- Customers' Liability on Letters of f'redit and Accept,anees ________ _ Profit and Loss -----------------Other Hesourcrs __________________ _ Total -------------- --~---- -- ------ _$ XcHll' );'one :l,OOO.OO ~one ~.3n7.oo !1,000.00 ::?::?.i.l.iO.l~ :L461.27 :'\one X one X one Xone Xonr LL\BILITIES: Capital ~-Hock ---------------------$ Capital "XotPs ____________ _ Hurplus }"'und _____ -------------- __ ('lHlivided P1ofits ------------------ Heser\'L' Fund:-; --------------------- l>ue to Banks ---------------------llidtltnds rnpttid ('ashier's Chtcks __ .. _____________ _ Certified Checks ____________________ _ VPm.1JHI Thposit:--: __________________ _ Time ('t>rtifil'ate::-; of Deposits ______ _ SaYings lleposits _----------------- Letters of ('n":-.; PXL'l'Uted for CustomLrs _________ _ Hills l'ayable -----------~----------.:\ote:-.; and Bills Itedi:...colllltLfuritics OWIH'(L_ Other Rtocks and Bonrls -owtwd _____ _ Ba.nking Honse and l . ot _________ _ FurniturP and Fixtttrt.>s -----------Other Real EstatC' 0\\"llf'd _______ .. r'a:-~h in Yanlt and .\mount due t'rnm apnrovPd }{pserve Ag-ents Check:-; for ('}earin~ alld dne from other Banks --------------Cash ltf'ms _________________ _ Overdrafts _________________ _ ..:\dvanre on Cotton and otlwr Commodiths . ------------------------ ('ustomers' l . iahilitv on Lt'lters of Crcdlt and A(TI.'iltaiH'l'S Profit and I ..oss -- ___________ _ Other npsources ___ _ Total 7,1RI.lll !1,000.00 ::\one !),77.1.00 2,9fi0.::i:-i 1.00 ~IO,J:J2.11 .2,,~09.fl.) ~Ollt' ~orw 11,02:1.00 XolH \'one X one li~u.r;;~l.on LI.\ BILITIES: Capital Stod\ ------------------------$ C:_qlital ~otes --------------------Surplus Fund. ___ -----------------rnd~Yided Profit:-; ----------------Re~ervc Fundf-1 -------------------Hue to Banks ---------------------Ilividends l7upaiU --------Cashier~ Clwcl.;s _________________ _ Certified ('heckf{ --------------------lhmal Estatt ownPd __ Cash in Vault and Amount dnt> trom approvrd Uc:wrvc .\l-!:l'llh Checks for Clearin~~: alld dttt from oUwr Hanks _______ _ Ca,:-:h Items _______ _ 0Yt>rdrafts __________ _ __ --~- Advan _--------- Custonwrs' Liability on Lt'thJ':-: of ('rerlit anct .._\cccphltu'ts __ 1'1ofit and Loss OtlHr RPsourePs ___________ _ 100, II l.~li 71,1 jj .!ll 2k.OlHi ..iO );onp 111,000.011 0,000.111) 11 '1 ~1.011 H7.1.l.i.72 21.1:1:;.;; l .\'"Olll' .:\one ~()Ill' ~Ollt' :J,:J2G.OO C' Surplw:; Fund _____________ _ l'ndiridHl Profit-> __________ _ l{pserrf' Fund~ _" lluP to Hatlks ___ PiYi<'k~ ~-------- _ ('t~rtifivd ('heck:-:. ___________ _ Hlmaud Ih~posits _____________ --- TinH_ Cer1ifica1Ps of Heposit:-- ___ _ Sa rin;2:s Vci10sits ________ _ Letters uf Credit and _-\cf'~.O l Total -$ 412,090.G:l Total . ---------~ _________ $ 41~.0~0.9:1 ------------------------------------------ TWENTIETH ANNUAL REPORT 17 STATEMENT Showing condition at the close of Busine~s Dec..mlH'r 30. 1939, of THE FARMERS HANK BI~the, Ga. As called for by the Superintendent of Hank~. L. W. DYE, President. Date of Charter: 8-28-1909 T. :.\1. NICKLES, Cashier. Began Bu~iness: 9-1-1909 HESOU\t'Ef': J,oallS a:nd J)iscou.nts ---------------- :S. ~tat 12 of (;eor~ut atnl .:\lunkiJal J~onds rnment SeL'IIritil'" ownfd __ Otlll'f Stocks and HotHls (1\\lli.'LL __ _ Banking House ~nd Lot ------Furniture and }~Ixturrs _____ _ Other Rral EstatC' owtwcl __________ _ ('ash in Yault and Amount lluL' from aJ)IH'oved Jh>sern_, AgtHts __ _ ('hl:'cks for Clt:aring and rdrafts ----------_\cinltH'P 011 Cotton :llld othLr ( 'orn- mndltit:\'i ----------- Customers' l . iability nil LPttcr'-' of f'redit and .Accept,atwts - ___ _ Profit anrl Loss ___________ _ OtlHr Hesources Total i .-.:' t-i:-i,). 1 :~ Jo.::JO.HI ~one ~01W l.:iOO.OO 400.00 1-LJ.llii X one X one 'i .-). ~~!I :\Oill' Xnnt' X one LI.\RILITIE,_: Capital ,_to<'k ______________________ $ ('apital Xotes --------------------Surplus Fnnd _____________________ _ rndividPd Profits -- ------------RPS('l'YP Funds -------- ___ _ Hue to Banks J)ividends rnpa-i~I---~-=~-- -~ _______ _ ('a~hit>r'~ Checks __________________ _ Clrtifkd Checks ___________ _ IJrmand Depn-.;it-; __ Tinw Crrtifit'ates of lh'posits ______ _ ~aving:s ]).000.00 X one :;,ooo.oo ;)\12.01 XonP ::,143.3:l 2R.RO ~:34.fi9 Xn11c :~:!.Hi4.27 2.>.000.00 l:i.i0~.-12 :\01\(' _:o.;Ulll' Xon(' Xont Total --- -- __ , __ , _________ $ ---- STATEMENT Showing eondition at th.- close of Busincs~ Deeembt'r :~0, 1939, of THE COI\'IMERCIAL HANK Bowdon, Ga. As called for by the Superintendent of Banks. J. H. BARR, M. L..JOHNSON, President. ca~hier. Date of Charter, 9-20-1926 Began Dusiness: 9-20-1926 ------- ------ L0ans and Discounts __ ~ ~------ _____ $ :-;tatt> of Georgia and .:\lunic-ipal Bonds owned _____ -------------- r. R. (;-{)\'f'rnmrnt fkcurities OWJl('(l__ Otlwr Htoeks anct Bonds ownetL __ _ Banking- Hou~e and LoL _________ _ Furniture and Fixtures ________ Othtr Heal :Estatt' owned ____ _ Cash In Vault and .\mount (1\u from approrect Re~l'l'\'(' Agenb ________ _ 1-l.:l:ill.OO ;::.GOO.OO Xune ~.000.00 ~one Xm1e 1:!H,:!:"iB.'i 1 LL\TIILITIES: Capital Stock __________ __$ Capital );"ott>'-' _________________ ---- Surplus Fllntl -----------------------{"ndiridLd Profit:-; ----------------Reserre Funds ----------------------])up to Ranks --------------------Diddends l"npaid _______________ ('ashit>r'-; ('htcl.;s __________ _ <'trtifietl Checks _____ _ lkmalld })pposit~ _________ _ ~3.000.00 X one 2o,OOO.OO J2.onr..~:; !,000.00 ~one ~one 291i.5S X one :!02.:~05.71 Chrck.o.; for ('lparing and due from ntlH'r Banks __________________ --- ('ash Items ____________________ __ 0\'C'rdraftB -------------------- ---Adrance on Cotton ancl other Com- modities ------------Customers' Liahility on Letters of Credit and Aect>pt.ancts XonP X one \12..17 ."i,X:!:Li7 X one Time ('prtificatl'S of Hl'llOSits _____ _ :-ia\"ings neposit:-; -----------------LPtters of Credit alHl .\ccpptanl'e8 PXPcutP.d for Custonwrs _________ _ Hills Payable ___________ ,_,.. _______ _ Xotes and Hills Rrdis2.34 l-l7 ,G21.4:J 174.fHi9.40 1S6,741.7B 3G.GOO.OO 8 ..100.00 38, lOG. II 5GH. l-!1.9\J 10,0S4.GS 2,:3:;>~~ ,),_:J,J X one Xone ~one 3,000.00 'l'otal _____________________________ $ 1,823,492. 65 LL\lllLITIEtl: ----------- ('apital ~tock . _____________________ $ 2:>o .ooo.oo Capital Xotes --------------------Surplus Fund --------------------- so .oo:~o".oonoe rndividhl Profit" Heserve Fund~ HllL' to Bank:-. __ lHviclclld"' rn11aid s.:l93.9o :3,2!2.25 :ll4.86 4.612.00 Cashit>r's Check-; -------------------- 19,772.90 Certifietl Cheek:-. _----------------- 428.68 lkmaud Ihpo:db 1 .02:.!.H09.70 Time (\rtificatt'" nf J)cposits ______ _ IG.483.1! Savings lkpn:-.ib t:n ..IJ7.2o Ll'ttt.rs of CrLdit C!lHl AccPptaiH'L':-; P~l'C'UtLd for Cu:;tomcr:-; _________ _ X one Rills P:nahlP _________ -------------Xotcs ancl Bilb Htdh('nuntetL ______ OthPr LL1hilitks ___________ _ X one X one U!7.45 Total - -----------.$ 1.823.492.65 STATEMENT Showing condition at the close of Business DecemiH'r .~0. 19.~9, of tht> HARALSON COUNTY BANK Buchanan, Ga. As called for by the Superintendent of Banks. J. L. EAVES, President. Date of Charter: 3-3-1909 H. G. RICHARDSON, Cashier. Began Business: 3-4-1909 llESOl:l\CES: Loans and Discount:-~ _______________ $ ~tate of Georgia and .\Iunieipal Bonds OWTIPd -------------------1). H. Government ::.;ecurities own{_d __ OthPr Stof'ks ~and Bonds owned _____ _ Banking House and LoL __________ _ Furniture atHl Fixtures __________ _ OtlHr Heal E8tatc owned ________ _ Ca:;;h in Vault and Amount due from approved Reserve Ag-ents _______ _ Checks for Cll,aring and dup from other Banks --------------------OCaveshrdrIateftms s _-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ .\dvance on Cotton and other Commnditit.'S _________________________ _ Customers' I~iahility on I.~etters of Cndit and AcCPPtanees --------- Profit and Loss ------------------Other Resourl'es ------------------ Total -----------------------------$ 88,388.63 X one !\one X one 1,100.00 1,100.00 230.00 336,8.)0.41 1.527 .n:~ :\'one cj2Q.l0 Xone X one ?\one ::\one 424,593.07 LL\BILITIES: CaiJita1 Rtocl\ ------------------Capital ~otes --------------------Surplus Fund --------------------rndividcd Profits _____ .. __________ _ Heserve Funds --------------------Due to Banks __ _ J)iyiflend~ rntlaid ----------------Cashier~ Cheeks __________________ _ Certified Checks __________________ _ Demallcl Depmdts ---------~-------'l'imt- CPrtifiC'ate:-; of Depositf'> _______. Savings ])epo-.;its _________________ _ ] . etters nf Credit and ~\t-eeptanees exeruted for Cu:-;tonwrs _________ _ Hills rayablt~ ___________ "-----------Xott>."i and Rill~ Hccli:-;cnlll\tecL Othu LiahilitiL''-' 10,000.00 ~one 1:; .000.00 3.486.28 700.00 None 3,200.00 236.68 X one :J:l3,840.69 ~S.l79.42 ;\one X one :X one X one X one Tutal --- ------- -------------- ___ $ 42l.:i93.01 TWENTIETH ANNUAL REPORT 19 STATEMENT Showing condition at the close of BnsinP's December 30, J 939. of the Bl'E~A VISTA LOAN & SAVINGS BANK Buena Vista, (;a. As called for by the Superint<'ndent of Bank,. WM. C. WOOTEN, President. Date of Charter: 9-22-188'i' CLARKE W. DUNCAN, Cashier. Beg-an Business: 9-1-1889 RESOl'H!'E~: 1~tnaant:e-> and of Discmmts Geor~ia _______________ $ and :\Iuui<"iJ1al RolldS owned -------------------- 1. ~. GOYC'rllDH'I1t ~t'('Ul'ilil':--. ().\Y!H"d __ _ Other Storks and Bfllld:--> uwntd __ rash in Yanlt and Amount duv from apJHortd Hc~crn .\gtllt" Chetks fnr Ckarinp: a11rl dnt from otill'r Hanks __ ('ash Items --- ----- OHrdrafts ----------- ---------. .\sources ----------------- Total 1(i~.23t\ ..l-t 14,./fil.flO :uoo.oo R.~30.00 2,000.00 ~7H.9:l -t.~.)'j. 'j~ ~()Jl(' Xonf :\nne "XOill' "XOlll' XOll(' 29~.7Rfl.2l LL\RILITIES: Capital Stnrk _____________________ $ Capital ..\"(Jtt>~ ---------------------~ttrplu:-< Fund -----------------------1-ndivided Profits ________________ _ H(strn Fun(ls ___________________ _ DUL' to Hank~ _________ _ l>iYidetHls l 111l]lllid C'ashilr's Cl~tcks Certified ('lael.;s Tknwnd Deposits _________ _ TinH' Cprtifieatt>s of I>vposit:--; _____ _ ~tt\ing:s Deposits ________________ _ Letters of Crt>dit alld .\l'l't'PLtll!"l'S ext('llt('d for Customers _________ _ Bil1s Pay:tble __ ______ _ ----------Xntl'S and Bill:-; HLdist'(Jllllif'(L _______ Otlwr Liabilities ______ "' __________ _ :iO,OOO.OO ~nne 17,000.00 ::i,tiH\.82 ~one :lO,OOO.OO 65.00 +5_')() ~()ll(_~ 140,,7l.7ii 70,1SI.IG ;.i;otlL' X one :\"one );one ~nne Total -------------- --- ----- ---- ___ $ STATEMENT Showing condition at the close of Business Detember 30, 1939, of THE SHADBURN BANKING CO. Buford, Ga. As called for by the Superintendent of Bank,.. MRS. KATE ALLEN SHADBURN, President. Date of Charter: 1-23-1901 J. F. HAMILTON, Cashier. Beg-an Business: 2-11-1901 ItEROl'HCES: Loaiis anfl Discounts ---~--------- __ $ :-itate of Georgia and :.\lunicipal Bon(ls ownptl -------------------- r. ~- Governlll.l'llt ~('('UI'itil's OWJl('(l__ OthL'r Htocks and Bonds owntd _____ _ Banking House and Lot _________ _ Furniturp and Fixtnr('s __________ _ Other Rral Estatp owtwd ________ _ f'aslt in Yault and ..AmolllJt title from appron'd Hest'I'YL' .\gpnts Cht('lrtificatrs of Dtpnsit::; ______ _ ~a rillgs Deposits __________________ _ Ldters of Cndit and Acceptances (':\l'('litt'd for CustomL'l'S _________ _ Hills Payable _______________________ _ Xotl's and Rills Rl'discounted ______ _ Othtr T.. iahilitiPs .. ________________ _ 10,000.00 ~one 1o,OOO.OO Nune 10,626.27 :X o n e Xone 421.65 None 1+7,014.88 6.RH2. 79 116,208.26 ~one Xone ~one X one Total ------------$ 20 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business Dt'CPmhcr .30, 19.'~9, of THE CITIZENS STATE BANK Butler, Ga. As called for by the Superintendent of Bank~. J. \V. EDWARDS, President. Date of Charter: 9-4-1926 L. R. ADA:\IS, Cashier. Began Business: 9-..1-1926 REtlOl'RCES: Loans and Discounts _________ _ State of (~eorgia and :\lnnkipal BmiLls owned _________________ _ t'. H. C:overnment Seeuritits owned.__ Other Htoeks and Bonds o\\ nLd ____ . _ Banking House and I~oL __________ _ Furniture and Fixtures _____ _ __ Othtr Ht;-d Estate owne(L __________ _ ('a:-h in Vault and Amount d1w frum al!{Hovt>d Reserve Agr-nts ______ _ ( 'httk~ for Clearing; and d11t> from otlwr Banks --------------------Cash lttms _________ _ Overdrafts ________________________ _ .-\.dvanee on Cottou and other Commnditits _________________________ _ Customers' Liability nu I~Pttl'r~ of Credit and ~\ect>i)tance:-; _________ _ Profit and Los:-5 Othrr Resoun'l'S ------* Total ---------------------~ ~ :),000.00 10,230.00 X one Xont> 1.00 1.00 107 .07:!.ti2 ~~one X one "X one XOllC XOill' X one 1!lfJ ,!!0 l.H I Ll.\ lll!.ITIES: ('apital ~rock __ _______________ $ Capital :\ote-; ~urplu:-. Fund rnrli dded Profit:-. lte~ern Fund:-- __ I> ttl' to B,tllk:-. __ _ HiYidt'lHis rnpaid ('ashkr's f'lwl'l.;.-; Ct-rtifil'd ('IJLtk:-. Ih'mand lll'po-...,ih ___________ _ Timl' ('t-'rtifieatL':-1 of HL'!JOSits __ _ ~a,in~~ HLp(l:-;it:-> _________ _ Ll'ttt>r:-< 11f ('ndit and .\t't'tptan<'l'"' L':\.L't'llttd for ('Jtstnnwrs ________ _ Bilh l'a.YahiL _ ------------------- _ :\"ntl':-1 and Bilh HtdhcountL(l_ _____ _ Otllvr Liahilitit-; 1:;,ooo.oo ~ LnoXoo.onoe 12~.40 X one X one 2.230.00 S6X.20 X one 1."1 I. :.):J.04 X one X one X one X one X one 'X one Total ---------- _$ 190.\101.61 ------------------- STATEMENT Showing condition at the close of Busines Dectmher ~0. 19~9, of tht BANK OF BYROMVILLE Byromville, Ga. As called for by the Superintendent of Banks. J. D. LESTER, SR., President. Date of Charter: 7-19-1920 S. H. BUXTON, Cashier. Began Business: 7-26-1\l20 REsmnc~;s: Loath and Discounts ______________ $ Stak of Ceorgia and :\IunkiiHil Ronfl:-> 0\\--nPd --------------------- {', H. Gn...-einnwnt Se('urities own('d __ Otlwr f-Hocks and Bon(ls owtH'Li _____ _ BaH king House and Lot ___________ _ Furniture- and .Fixtures _________ _. Otlwr Heal Estatt' D\-Ynetl ________ _ Cash in Vault and Amount due from apiH'ond He-sc-n e Ag-ents ______ _ ('htd\s fnr Clearing and due from otlwr Banks ____________________ _ Cash Item<.; -------------------------Ovl'rdrafts ------------------ ___ .\dvann on Cotton and otlwr Com- moditiLs _ -------------------- _ t'ustomers' LiabilitY on I~etters of Credit and ~\I'Cti)t-atH'<'S ________ _ Profit and T,oss ____ .. __________ _ Other ResourCL'S ------------------- Total -----------------------------~ :n. 1~.so SOIll' XoJJe Xone 1 .~00.00 600.00 Xo11e 1 ().,190.\1~ Xnnl :!ti. :):~ Xont ~011(' X one Ll.\ BILJTIEH : Capital Stnd; _ --------------- _$ ('apital .\"nh,.; __ ~urplu,-;. l<'und l'ndivitled PrtJfits HLsenl' Funds - IJue t11 Banks Hivitknds l'npaid __ ('ashier's ( 1he<'l\s <'ertifitd Cl!L'l'h:-; DPIIHllHI Dcp(::-;it:-~ Time t'ertifiit::-. LdtE'rs of Crl'dit and .\!'t'eptatll't'S t>XL'<'llil'd for ('ustomer:-> ----------- Bills l'a:vabll' ~- ________________ _ Sote.-.; and Bilh Hl'tli~lountl'd _____ _ Otllvr Liahilitil's 111.0-.0.!-\i - Total -- --~ --------~--------~ 1 :;,ooo.oo 0.X73.00 ::.ooo.oo L73~.7::i ~0.00 ~one 1,~00.00 fjfl.flj ~Oil(' fi.i.f)~7.08 1 :),:H)!:i.6X ~Oil(' X one Xone X one ;.;om Ill ,0!0.46 TWENTIETH ANNUAL REPORT 21 STATEMENT Showing condition at the close of BusinPs~ D ..,~..mllt'r 30, 1939, of the CAIRO BANKIN(; CO. Cairo, Ga. As called for by the Superintendtnt of Bank,. HENRY HESTER, President. Date of Charter: 11-23-1903 H. E. McKINNOX, Cashier. Began Bu~iness: 11-23-190:3 RESOURCES: Loans and Discounts ________________ $ :-:tate of Georgia and :.'\Iunicipal r. Bonds owned S. Governme nt -----------------St'l'urities owned __ Other Stocks and Bonds owned. ____ _ Ranking House and Lot _________ _ Furniture and Fixtures ___________ _ Other Real E~tate ownPd ----------- cash in Vault "-tnd Amount due from approved Reserve A~(_nts ------- Checks for Clearinp; and d1u~ from other Ranks -------------------- ('aC'k~ _________ _ Certifleahk ----------------------Xotes and Bill:-: Hetli:-;cmmted ____ _ Other lJiahilities __ :J:i,OOO.OO 19,400.00 1:1.600.00 919.84 .),400.00 2,000.00 ~.800.00 846.0!; :i7.:JO :~:;:J.H72 ..t 7 :!OB,929.6:~ :?.i;),H.iO.ll X one XOllt: Xont );onp Total STATEMENT Showing condition at the close of Business Dt>ctmlwr 30, 1939, of the CITIZENS BANK Cairo, Ga. As called for by the Superint..ndent of Banks. IRA HIGDON, President. Date of Charter: 12-:~-190:3 ,J. C. MINTER, Cashier. Began Business: 1-1-1904 R};,.;outeEH : Loans and Discounts ______________ $ State of Georgia a.nd 2\Iunicipal Bonds own<-d -------------------U. S. Government SecuritiPs O\VIW(L_ Other Stocks and Bond"R owned _____ _ Banking House and I~oL----~-----Furnituro and Fixtures _______ -----Other Heal ~~state owned __________ _ Cash in Vault ,and. Amount dul' from approved Reserve A~Pnts _______ _ Checks for Clearing and due from other Banks ____________________ _ rash Items ----------------------Overdrafts -----------------------Advance on Cotton and other Com- mo{}ities -------------------Customers' Liabilitv on I~dtLrs of Credit and AccelltatHr:-; - ______ _ Profit and I.~oss ------------------Other Resources ------------------ Total --------------------------- __ $ :X o n e 14,000.00 :uoo.oo 15.000.00 2.550.00 :n.9at.:1:J :;,:n.t.5R Xonl' 273.:..;2 1:1,000.00 X one X one X one ;,:n ,3S:l.06 LIABILITJE.';: Capital Stock _____________________ $ Capital Xotes ___________ --------Surplus Fund __________________ _ l"lullvided Profits ---------------Heserve .Funds ___________ --------Due to Banks ____________ _ Dividends l'npald ________________ _ Cashier's Checks _________ ---------. Certified Checks _________ _ Demand Deposits -----------------Timp Certificates of Dlposits _____ _ Savings Deposits -----------------Letters of Credit and ..\.l'('epta nres executed for Custonwrs _________ _ Bills Payable ---------------------:Xotcs anrl Bill~ Rtdiscounted __ Othl'r 1Jiabilities _ .)0.000.00 Xone ~.500.00 7 .5i>:~ 'jt) 19.946.99 10,000.00 ~.000.00 9:12.68 -.:\one 2.~:1.909.24 67 .~22.;ir. 92,717.8:{ Xont> X one "X o n e Xont Total 22 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF CAMILLA Camilla, Ga. As called for by the Superintendent of Banks. J. E. BROOKS, President. Date of Charter: 11-4-1889 RESOt:RCES: Loan~ and Discounts _______________ $ State of Georp:ia and .:\funiciJ!rtifiul C'hcC'k~ _________ _ Dt>mand Deposits ____________ _ Timt f'ertifirates of ])pposits _______ _ ~aYings Deposits ________________ _ Letters of Crf'dit and ~\creptances Pxecuttd for Customers _________ _ Hills Payabh' _____ _ Xotes and Bill.'> Htdi."('OU!ltt>d ______ _ Other LiabilitiP~ ~;; .ooo.oo X<>ne X one 1.421.78 X one X one None 2,265.23 -"n., <):- ...~one 48.36 X one 6.754.39 X one X one ':\nne X one :X o n e X one 1.271.1.) 2n5.1Rfl.70 Total ------------ .. ____________ $ 2!l:J, 188.76 STATEMENT Showing condition at the close of Business December 30, 1939, of the PLANTERS & CITIZENS BANK Camilla, Ga. As called for by the Superintendent of Bank,. T. G. TYSON, President. Date of Charter: 5-24-1913 E. J. VANN, JR., Cashier. Began Business: 5-24-1913 HESOCI\CE;): Loans and Discounts _____________ $ Slate of Georgia and ~Iunicipal Bonds owned ___________________ _ U. S. Government ~ccurities owned __ Other St-ocks and Bonds owned_____ _ Banking House and l~ot_ __________ _ Furniture and Jf'ixturt>s __________ _ Other Real Estate owned _________ _ Cash in Vault ~and Amount due from approved Reserve .Ap;ents ________ _ Cheeks for Clearing and due from CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-"-_-_-_-_-_-_-_-__-_-_--_ Overdrafts ------------------------ _ Advance on Cotton and other Com- modities -------------------------Customers' Liability on Lt>ttns of Credit and Acceptances ________ _ Profit and Loss ___________ _ Other Resourees ____________ _ Total 10,000.00 1\one ::\one (l,9:JO.OO 1.-l:JO.OO I :l,215.0il H.i,192.08 11,122.R7 ~Olll' Notw 1 !l:).(i02.4ti ); OlH' ~one S.3-lR.:l7 LL\ BILITII':S : Capital Stot'k ----------------------$ Capital Xotes ---------------------~Urt)lus Fund --------------------- rndivided Profits -------- --------Heservc Funds ____ _ Due to Banks -------------- ________ _ Dividends T:npaid ________________ _ Cashier's Checks _________________ _ Certified Checks Demand Deposits .. ________ _ _________ _ Time Certificates of Dl'{JOsits ____ _ Savings Deposits __________________ _ Letters of Credit and .AcceptanC'cs eXt'{'Utcd for C'ustonwrs __________ _ Hills Payable ---------------------- Xotes and Bills RLdiseountelL ____ _ Otlll'r I~iabilitiPs _____________ _ 2:i ,000.00 11,650.00 12,500.00 :i,208.32 3,543.94 .X one None 542.55 X one 26l,5S2.3~ 14S,12:l.38 102,116.91 ~one ~one 60,000.00 :X one Total ------.----- _________________ $ TWENTIETH ANNUAL REPORT 23 STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF CANTON Canton, Ga. As called for by the Superintendent of Banks. W. S. ELLIOTT, President. Date of Charter: 11-17-1892 G. C. ADAMS, Cashier. Began Business: 12-21-1892 RESOT.:RCES: Loans and Discounts -------------$ state of Georgia and )lunicipal L.Bso.ndGs oovwernnemden-t--S-e-c-u-r-i-ti-e-s- -----owned -__ Other Stocks and Bonds owned ______ Banking House and Lot _________ _ Furniture and Fixtures -----------Other Real };state owned _________ _ cash in Vault and .Amount due from approved Reserve Agents _______ _ Checks for Clearing and due from other Banks --------------------- OCa"sehrdrIateftms s _-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities ------------------------- Customers I~iability on Letters of Cr'edit and Acceptances ________ _ Profit and I.~oss ------------------Other Resources ------------------ 388.321.55 218,680.12 68.500.00 97.400.00 27.818.00 974.00 34,432.92 567,931.62 406.53 X one None None Kane None None Total -----------------------------$ 1,403.909. 74 LIABII,JTIES : Capital Stock ---------------------$ Capital Notes ~-~----------------- ~urplm; Fund --------------------l:ndivided Profits -----------------Resrrve Funds -------------------Due to Banks -------------------Dividends Unpaid ________________ _ Cashier's Checks -----------------Certified Checks -----------------Demand Del)Dsits ----------------Time CPrtifieates of Deposits ______ Savings Deposits ----------------Letters of Credit and Acceptances cxerutcd for Customers _________ _ Bills Payahlto ---------------------::\otes and Rills Rediscounted ______ _ Other I~iabilities ------------------ 150.000.00 Xone 150.000.00 38.014.77 4,500.00 24,466.95 189.00 128.43 23.50 665.259.28 103.850.55 267,177.26 X one None None None Total _________ ------- _____________ $ 1,403,909.74 STATEMENT Showing condition at the close of Business December 30, 1939, of the ETOWAH BANK Canton, Ga. As called for by the Superintendent of Banks. OLIN FINCHER, President. Date of Charter: 1-22-1927 N. A. THOMASON, Cashier. Began Business: 1-29-1927 RESOCRCES: Loans and Discounts ------------ -$ State of Georgia and ~Iunicipal B.onds owned ------------------U. S. Government Securitie-s owned __ Other Stocks and Bonds owned_____ _ Banking House and Lot _________ _ :Purni.ture and 1Fixtures Other Real Estate owned _________ _ Cash in Vault and Amount due from approved Reserve Agents. ________ _ Checks for Clearing and due from other Ranks --------------------Cash Items ------------------ _____ Orerdra fts ___ ---------------- _- ---Advance on Cotton and other Com- modities ------------------------Customers JJiabillty Dn I.-etters of Credit and Acceptances ________ _ Profit and Loss ------------------Other Resources ------------------ Total -----------------------------$ 217,327.86 8".R69.62 10.200.00 None 12.000.00 2,235.00 None 172.570.49 336.83 None 138.48 None None X one X one 423,678.2S J,JABILITIES: Capital Stock ---------------------$ f 1apital Notes --------------------Hurplus }~und --------------------Fnrlivided Profits ________________ _ Rcse.rve Funds ------------------Due to Banks ------------------Dividends linpaid ______ . --------Cashier's Checks _________________ _ Certified Chccl{s ------------- -----Demand Deposits -----------------!im.r. C'ertifica~es of Deposits _____ _ ~anngs Deposrts -----------------Letters of Credit and Acceptances Pxer-uted for Customers ________ _ Rills Payable _____________________ Xotes anrt Bills Rediseounte. HORACE STEWART, President. Date of Charter: 11-10-1909 L. M. Kl~G Cashier. ' Began Business: 12-1-1109 RESOl'RCES: T~oans and Discouuts ________ ~-----$ State of Gcor{ria ancl -:\Iunidpal r . Bonds owned -S. Government ---------------Seeurities owned -__ Other Stxtcutt>(l for ( n~\onwrs Bill"' l':t.vablt> ______________ _ Xotls and Hills RPdiS('()tllltf'd __ _ Other Liahilitits .:o .ooo.oo ~one .:o.ooo.oo h'_),.)~.~~.,)o.n9e~ ~one X one ~.200.2~ 27U.20 ;'!1.161.39 X nne X one X one Xonr Xont l.l72.0:l Total ~ ~--------$ STATEMENT Showing condition at the close of Business De<'ember 30. 1939, of THE COMMERCIAL BANK OF CEDAH.TOWN Cedartown, Ga. As called for by the Superintendt>nt of Bank". A. W. STUBBS, President. Date of Charter: 10-16-1889 D. L. ROBERTS. J H.., Cashier. Began Business: 12-11-1H89 JniSOI;RCF.R : Loans and Discounts ------------- _:j; State of CPorgia and ::\Iunieipal Bonds owrwd ------------------{'. R. C~overnmPnt ~lcurities owned __ Other ::;tocks and Bonds owned____ _ Banking Honse and Lot-Furniturc and FixturPs ------------------ __ Other Real Estate ownpd _________ _ <'ash in Vault .and Amount dur from approved Reserve Agents ______ _ <'hceks for Clearing- and due from othE'r B-anks --------------------- ('ash Items ---------------------- Overdrafts ------------------------.\dvancc on Cotton and oth('r l'orn- moditie..'i _______________ "' ________ _ Customers' J.iahility on Letters of Credit and .Acct'Ptanc<'s ________ _ Profit and Loss __________________ _ Other Re-sourrP.s __________________ _ .t:uo~.:n ~lfi,l2l.!l(l ~ODL" 2.t,97i).4fi ln.J r:L2H ~lllti,on:;.4fi 17 ,12H.II.) ,),10.1:~ !iSl.~l ~Ollt' ~Ollf' )Jone :X o n e Tot a I _________________ -~ ___________ $ l.OX:i .~ 1!.11 LIA HI LITH;>; : ('apilal Rtock --~-------------~----$ f'allital ~otes -------- ___ _ :4urplus J<'und ___________ _ Cndivided Profits _________ _ Heserve },und~ Due to Ranks _______________ Dividends rnpaid Cctshipr's Cherks __ _ Certified Checks J)prnand Deposi1s Tinw ('ertificate.s of l>t>posits _____ _ Saving~ Htposits ________________ _ L('ttPrs of Credit c1nd ,\l'l'l'Ptanets exf'euted for Cu:.:;tomtrs Bills Payable _________________ _ );otl's and Hills Rrd.iseountls executed for Customers ________ _ Rills Pa~ahle --------------------Xotes and Bills RedbHount(~tL _____ _ Other I~iahilities ------------------ 18,000.00 10.000.00 2,000.00 634.0,) 2,000.01) X one X one 521.14 None 188.029..~2 ~2.408-Rl 34.398.5S X one X one X one :X o n e Total _____________________________ $ 287,991.93 26 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF CHICKMAUGA Chickamauga, Ga. As called for by the Superintendent of Banks. ELDER G. GLENN, President. Date of Charter: 2-16-1910 W. H. ED~ARDS, Cashier. Began Business: 5-10-1910 RESOURCES: Loans and Discounts _______________$ State of Georgia and Municipal Bonds owned -------------------"(;". S. Government Securities owned __ Other Stocks and Bonds owned______ Banking House and L-ot ----------Furniture and Fixtures -----------Other Real Estate owned __________ _ Cash in Vault and Amount due from approved Reserve Agents -------Checks for Clearing and due from other Banks -------------------Cash Items -----------------------Overdrafts _______ --------- ________ _ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ________ _ Profit and Loss ------------------Other Resources ------------------ Total _____________________________ $ 151,835.81 None 54,968.50 11,800.75 8,044.00 2,222. 74 10,811.98 84,464.00 None 354.87 None None None None None 324,502.65 LL-\.BIJ.ITIES : Capital Stock ---------------------$ Capital Xotes --------------------Surplus Fund -------------------Undivided Profits ----------------Reserve ~~unds -------------------Due to Banks --------------------Dividends Unpaid ----------------Cashier's Checks -----------------Certified Checks -----------------Demand Deposits ----------------Time Certificates of Deposits _______ _ Savings Deposits -----------------Letters of Credit and Accpptances executed for CUstomers ________ _ Bills Payable --------------------~otes and Bills RediscountP'Ol"HCES: Lor's Cheeks -----------------t'ertified Checks ------------------De-mand Deposits ____________ _ TinH' ('ertificatP'-' of Deposits ______ _ ~a\iugs Deposits -----------------Ldters of Credit and _\('revtaiH'e:-; executed for Custnmns ________ _ Rills Payable ____________________ _ Xotes and Bills Rrdis('nunted Other Liabilities __ _____ ------- 2.).000.00 X one .).000.00 1,323.48 X one Xmw 1,000.00 J:lR.O\l Xmw UH.OI'l.R:l 3,622.18 122,458.50 X one X one Xone X one Tntal STATEMENT Showing condition at the close of Bu,iness Dcct>mber 30, 1939, of THE CLAXTON STATE BANK Claxton, Ga. As called for by the Superintendent of Banks. C. M. RUSHING, President. Date of Charter: 6-15-35 W. L. NEWTON, Cashier. Began Business: 7-1-35 RESOl:RCES: L()ans and Discounts ________________ $ State of l;eorg-ia and ~Iunil'ipal Bonds ownPd ---------------~ ----- r. R. Government Securitie:-. owned __ Other Stock-; ,and Bonds mvnPlL __ _ Banking House and Lot_ ___.________ _ Furniture and :Fixtures. __ _ Other RPal Estate owned __________ _ Cash in Yault and Amouut (hll' from aJllH'OVt:d Heserre AgC'nH ______ _ Checks for Clearing- and due from other Banks --------------------Cash Items ----------------------Overdrafts ________ --- _-- _- -------Advance on Cotton and other Com- modities ____________ -- _____ -- ___ _ Customers' Liability on LPtters of Credit and Aecevtances Profit and Loss -------------------Other Resources ________ _ 122,219.50 XOlll' :X one X one :l,l:JO.OO 1.00 f)75.82 SG.77R.~1 1G.117.4S X one 160.()(; X one Nnnt: X one :X orne LL\ R!LlTII,,.;: Capita I ~toek ____________________ ._$ Capital Notes _____________________ _ ::o;urplus }~uud ______________ _ rndivictcd Profits _____________ _ Resrrrc ~~lllH}s __________________ _ Due to Ranks --------------------Dividends Fnpaid ________ _ Cashier's Ched;:s ________________ _ Certified Checks ___________________ _ nemand Deposits _________________ _ Time t'ertificatt:s of DL']losits _____ _ Savings Deposits _________________ _ Letters of Credit and ~\c ______ _ Cheeks for ('lt>arillg- and dup from other l~anks --------------------- Cash Items ----------------------0\"erdrafts -----------------.\dvatwe on Cotton and ntlH'f ( 'orn- modities ------------------ _____ _ Cus'tonwr~' Liability on Lt>tters of Credit and .\ccpptall('t'S _________ _ Profit and Loss ______________ _ Othtr Resources ______________ _ Total --------. ~~ ------ ___ $ :\0.948.10 S,tl25.60 X one :uoo.oo 1,100.00 600.00 221.620.98 X one X one 2! 1.40 X one X onE' ~()TI(' X one U.\BILITIES: Capital "tock ---------------------$ Capital ~oiL'S ---------------------~nrplu:i Fnnd -------------------{~ndivicled Profits _________________ _ ltf'srrYL' .Fun<.is ------------------Due to Hanks ____ ----------------IHridt:>JHis rntJaid __ .-------------f'ashipr's Clwcks ----------------<'Prtified Checks _______ ----------Hemand Devoslts _________________ _ Time Certificates of ]hpo.-;its _____ _ Sovings Deposits _______ ----------Letters of Credit and .-\CCL'l)tances t>XL'('tttc.ooo.oo t'i.ooXo.oonoe i .:>~6.32 ~one X one X one :.!,t)tHi.56 l),)j.90 3l\1.7i~.l5 X one X one X one ~one X one X ntH Total -------'1~ 410,1).'-t~.f\.) STATEMENT Showing condition at the close of Business Det,.mber 30. 1939, of the STATE BANK OF COCHRAN Cochran, Ga. As called for by the Superintendent of Bank~. T. W. FISHER, President. Date of Charter: 12-22-1921 L. S. LEACH, Cashier. Began Business: 1-5-1922 RESO!"RCES: LoanH and Disc-ounts _______________ $ ~tate of Geor~ia arHl ::\lunicipal Bonds O\VIled ------------------- 1.:. ~. Government 8Peuritit's 0\,'1H'tLOther Storks and Bonds db.;{ounted _____ _ Other Liabilities __________ _ ~3.000.00 X one 11.000.00 ~.llR.IO Xone X one IRO.OO 51~.7~ ~one 217 ,9 l ,j,29 X om fJO,.t~Hi.ie ~one X one ~one XoJH' Tntal --------$ .147,1~9.911 TWENTIETH ANNUAL REPORT 29 STATEMENT Showing condition at the close of Business December 30, 1939, of the CITIZENS BANK Colquitt, Ga. As called for by the Superintendent of Banks. G. C. JINKS, President. Date of Charter: 3-24-1924 D. B. BELL, Cashier. Began Business: 4-21-1924 REI';Ol'RCEH: Loans and discounts ------------ -S state of (;eorgia and .\lulli(ipal c. :Rond~ s. G o\vned ovrrnme nt ---------SeruritiPs -----nwner - L_ Other ::;tocks and Bonds ownetL __ _ nanking House and l,ot _________ _ Furniture and Fixttll'('S ------------- Otlwr Ht.al Estatf' owtH~d ('ash in Yault and Ammmt due from appron'd Restrn A~ents ('hecks for ('\paring and due from othrr Bank~ __________ _ ('ash Items --- ------------------- Onrdrafts ---------------.\clvan_('~ on Cotton and otlil'l' ('om- modttlt>s --------------f'u~tomers' Liability oll Ldttr:- uf l'redit and .Ac<'eptaiH't':-> Profit and Loss Other Resount:o,-.; ----------------- Total 1G.~Gl.96 ::Sone X one 1.00 1.00 :\,H::!.OO ~Hl.ISS.ftl XDill' Sone Hll~.1JS ;\(Jlll' X one ~one )\OJ){_ !7ti.O:fi.1l LL\BILITIF.i' : Capital Stock _____________ _ __ $ Capital ~otes .Surplus }~und ------------ l.ndivided Profits Heservc Funds _________ _ Due to Ranks _____________________ _ Dividend-; rnpaid ____ _ Cnshkr's f'lwcks ------ _ Certifil'd {'lle('ks Demand lleposits __ ___ __ Time CrrtificatPs of ltt'!Hl~it~- _ :-;a vings IJeposits _________ _ Ltttcrs of Credit :1 nd .\l'l'lpt:wl'l'S t:'Xt>Cutecl for Customn:-- __________ _ Hills Payable __________ _ Xnt(s and Bills Hediscounlid Otla_.r l..iahilities ________ _ ~o.OOO.Oil 11,000.00 ~:1.000.90 2.300.00 31.618.46 !!,:1fil.97 ~one 1.0:17.83 ~one IR:l,577.1:J l !2~\.;)0:i.2;) n~.:l9G.4 7 X one ~one ~one ~one Total ______ $ 4 76.0:~7 .11 STATEMENT Showing eondition at the clo~e of Business December 30, 1939, of C0Ll1MBUS BANK & TRUST CO. Columbus, Ga. As called for b~ the Superintendent of Banks. \Y. C. BRADLEY, President. Date of Charter: 12-14-1871 JAS. A. LEWIS, Cashier. Began Business: 1872 HEHOl'HCEH: Loan:-, and llis<'ounts ________ _ ~tate of Georgia aud .\IuHkipal Bonds ow11ed ________________ _ r. S. Governnwnt Ser Ht.al Estate ownt(l _______ _ Cash in Yault and .\mount dut from approred Re:-;ern .\gtnt::;; _______ _ Checks for Clearing and dtH:' from otlwr Ranks _______ _ Cash ltt:'m~ _______ _ Ort'rdrafts -----------------.\dvan<'e on Cotton and other Com- modities ____________ _ Customers' Liability on Lettlrs of fredit and A<'<'eptaJHts ___ _ Profit and Loss Othpr Resources ____________ _ ~one rtifir1ates of lh'posit" _____ _ 3:38,173.88 8arings Dpposits _________________ _ 2,750,04U6 LettPrs of Credit and A<'('t-'lJtaJH'l'S executed for Customer~ _________ _ Bills Payable ___________ _ Xont> X one Xote~ ,and Rills Redisrountl'd Other I.iabilities ___________ ~one ~one Total _____________________________ $ !I ,33 I ,9 J:l.:JO 30 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Busines December 30, 1939, of THE HOME SAVINGS BANK Columbus, Ga. As called for by the Superintendent of Bank,.. H. K. PARK, President. Date of Charter: 12-26-1888 'vV. B. LANGDON Treasurer. ' Began Business: 4-1-1903 ltESOl:RCES: Loans and Discounts _______________$ State of Georgia and ~Iunicival Bonds owned ------------------- F. S. Government Securities owned __ Other Stocks and Bonds O\Yned _____ _ Banking House and Lot _________ _ Furniture and Jo~ixtures ___________ _ Other Heal Estate owned _________ _ Cash in Yault and Amount due from approvt:'d ItcserH .Agents ________ _ C'hPcks for Clearing and due from other Banks -------------------- OC avsehn l r aI tfet sm s_ _-_-_-_-_-_-_-_ -_ _- _- _- _- _- _- _-_-_-_-_- -.. -_-_ -_ Advance on Cotton and other Commodities ------------------- ______ _ Customers' Liability on Lt-'ttcr:-:. of Credit and AcceptanCE'S _________ _ Profit and I..oss _____________ _ Other Resources __________________ _ 854,0-14.91 5G,41~.n2 HH,H:lG.GS G::i,7~l3.~:~ ;\one 7.900.00 S2,81:J.OO 70,1100.0!> );one "X nut :\Dne );onp ~00. 00 ,rota I ------------ ___ ------- _______ $ l,-H4.!l72. 71 LLUllLITIES: Ia pita! Stoek _____________________$ 73,000.00 Capital XotPs -------------------- );'Oille Surplus Fund --------------------Cndirided Profit;-. ________________ _ 20,000.00 l~U'i32.2::i Reserve Ftmch; -------------------- 14,2!4.34 Due to Bank::-:. --------------------- X one Dividends rnp,litl ----------------- X one Cashier's Chet'k:-> ------------------ 2.219.75 Certified Checks ------------------ ~~one Demand Deposits -----------------Time C'ertifi(~ates ilf Itt>posit:; ________ _ X one XQne Saving-s Depo,:,it::: ------------------ 1,2.';;6,-176.37 Letters of Credit and ~\('C't'l>tances ext>cuted for Cu:-.torner:-; _________ _ X one Bills Payable --------------------Xotes and Bilb Redi.scotmted _____ _ X one X one Other Liabilitk:-; ------------------ !,.iOO.OO Total -------------------$ 1.414.972.7! STATEMENT Showing condition at the close of Business December 30, 1939, of THE MERCHANTS & MECHANICS BA~K Columbus, Ga. As called for by the Superintendent of Bank. JACK B. KEY, ?resident. Date of Charter: 12-14-1871 J. A. HARLEY, Cashier. Began Business: 1872 RESOt:RO:i': Loans ~and Discounts -------------* 1,91R,22l.R:l bt:ate of Gcor;;ia and .:\Iunicipal Bonds owned -------------------11. S. Government Securities {nvncd.-- 5:-i,\.11 2.:-:iO \l0.~7R.1~ Other Stoeks and Bonds owned_____ _ 107 .RGJ.2:l Banking Honse and IJot ---------- RG.500.00 Furniture and Fixtures ----------Other Rpal Estate owned__________ _ 2:l.300.00 X one Cash in Vault and Amount dnc from apl)r.oved Re~cne Ag-ent~ -------- Checks for Clearing and due from other Banks -------------------- 1G5,17R.G~ OCvasehrdraItfetms s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_--------_-_-__--_ l.GH.l:l 317.G9 Advance .on Cotton and .other Com- modities ------------------------Customers' Liability on Letters of 1~,380.69 Credit and Acceptances _________ _ X one Profit and Loss ------------------- X one Other Uesources ------------------ None Total _____________________________ $ 4,~50,470.97 LL-\.BILITmS : Capital Stoek _____________________ $ Capital ::-;ole:;; ___________________ _ Surplus Fund ____________________ _ endividC'd Profits _________________ _ 200,000.00 X one 200,000.00 147.:ln9.64 Reserve }~unds --------------------- 2o,OOO.OO J)ue to Banks -------------------J)ividencls Lnpaid _________________ _ Cashier's f'lH"rks _________________ _ Certified Cherks _________________ _ 174,2:l:l.2:l 20,000.00 U,501.52 :J,222.R5 nemand Depo~it::; ----------------- 2,66!1,278.56 Time Ccrtifieatcs of Deposits _____ _ 37.281.60 Savings Deposits ------------------ R60,588.51 Letters of Credit and 4\eceptanccs executed for Customers _________ _ ~one Bills Payable --------------------'Xotes ,a_nd Rills Rediscounted _____ _ )lone ~one Other Liabilitie:-; _________________ _ )lone Total _____________________________$ 4,350,470.97 TWENTIETH ANNUAL REPORT 31 STATEMENT Showing condition at the close of Business December 30, 1939, of the TRUST COMPANY OF COLUMBUS Columbus, Ga. As called for by the Superintendent of Banks. F. G. LUMPKIN, President. Date of Charter: 1892 J.D. BOX, Vice-President Began Business: 1892 RESOt:RCES: Loans and Discounts --------------$ state of Georgia and 2\[unicipal C.Bso.ndGs oovwernnemden-t--S-e-e-u-r-l-ti-e-s- -------owned __ Other Stocks and Bonds owned _____ _ Banking House and I.ot_ ___________ _ Furniture and :Fixtures __________ _ Other Real Estate owned _______ _ cash in Vault and Amount due from approved Reserve Agent:;; ______ _ Checks for Clearing and due from other Banks -------------------- Cash Items ---------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------('uS.000.00 2 .G90. 2:1 11.2:11.21 107 ,tiOB.:JS l.Hii.9S X one 5:14.99 l2l.fl02.2H Xont X one X one 429.!:113.82 LL\BILITIES: <'apital ~to('].;: __ ----------------- Capital X ott's ____________________ _ Surplus Fund ____________________ _ lndiYickd Profit:- ________________ _ HescrH Funlb __________________ _ Due to Banks ___________________ _ llividend~ l'npaid __________________ _ Cashier'.:-; Cht'l'k-, -----------------('ertifit>d ('hecli:" ______________ _ Demand Dl'posits Timt' Certificate~ (Jf Ikposits ------- Savin).!;s llt'JJosit.-. Letters nf Crtdit and .\cnIJLIIH't.':-1 txecuted for ('u:-;tonlt.-'I'S _________ _ Bills Payahk ____________________ _ Xotts and Bill:-- Htdisl'nllnted Othtr Lklhilith-- __________ _ ,.o.ooo.oo :'ione 2.>.000.00 :J.S36.H X one } _Xone- ..JOO.OO :!--19.67 :n.21 2.i~l.~i6.8.i ~~.1)~9.6;; X one X onE' XoneXoneX one Total -. __ $ 42H,:l-1:LS2 ---------------------- STATEMENT Showing condition at the close of Busine'' Deeemher :~0, 19:~9, of the CONCORD BANKIN(; CO:\'IPA~Y Concord, Ga. As called for by the Superintendent of Hank,. R. H. STRICKLAND, President. Date of Charter: 10-29-1903 L. P. McKIBBE~, Cashier. Began Business: 11-18-190:3 RESOl"RCES: Loans and Discounts ______________ $ State of Georgia and ::\[unieillal r.Bondg owned ------------------- S. Government Securities owned __ Other Storks and Bonds owned _____ _ Ranking House and Lot ___________ _ Furniture and :Fixtures ____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Heserve Agents ________ _ Cheeks for Clearing and due from other Banks -------------------O("vasehrdraItfetms s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_"__--_ Advance on Cotton and other Com. moclities ------------------------('ustomers' Liability on JJetters of Credit and Acceptances ---------Profit and Loss ------------------Otht'r Resources ------------------ Tntal -----------------------------$ 693.91 X one X one X one 1.000.00 4.400.00 70.963.01 406.72 ~one None :X o n e None X one None l:ll.R72.90 J.L\BIJ.ITIES: Capital Stock ________________ -----$ Capital Xote:-; ---------------- :--;urplus Fund ________________ _ rndivided Profib --------------- __ _ Reserve Funljs ----------------- .Due to Banks ______________ _ Hividend"' rnpaid ________ _ Cashier's ('herk:-~ -- _________ _ Certified Che<'ks ------------- _ Demand J)epo:-;its ______________ _ Time Certifieate:-; of Deposits _____ _ Having-s Pepo::;its _________________ _ ]_,etters of Credit and Acceptawps executed fDr ('u~tomrrs _________ _ Bills Payable --------------------Xotes and Bill:-; Rt!discounted Otht>r Liabilities __________ _ 2.!.000.00 X one 12.:)00.00 GH:l.39 ~one Xone ~one J:l.09 Xone 71.4S9.52 lll.IR6.90 X one ~one );one :\'Oill' ~one Tot,al _____________________________ $ l:li.R72.90 TWENTIETH ANNUAL REPORT 33 STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF CONYERS Conyers, Ga. As called for by the Superintendent of Banks. W. T. BALDWIN, President. Date of Charter; 11-25-1904 l\1. W. HULL, Cashier. Began Business; 12-19-1904 HE~OCRCES: 1~toaatne:-; and of Di~cotmts Georgia _______________ $ and )lunidpal nouds owned ------------------C H. (~oYernmtlH St..turitif's owned __ Other Stocks and Bonds owned ___ _ nanking- HousP and Lot_ __________ _ Furniture anU Fixturt:-; _____________ _ Other Heal Estate OWllt>lL _________ _ ('ash in Yault and .\monnt due from appron~d Resent Agt>nts _________ _ rhe(J.;:s for t'l('aring- and due from othtr Banks -----.--------------- ('ash ltelll.'-' ----------------------- Overdrafts ------------------------.\dvan~~ on Cotton at1~1 other Com- modJtlts --------------------------Customers' Liability on Letters of Credit and Ae<"e}Jtanees ---------Profit and Loss __________________ _ Otht>r He~ouree~ _________________ _ Tot.11 ______________________________ $ 11:\,H:U:J 4,000.00 12,500.00 11,04:1.2.} ~ ..;uo.oo 700.00 2,000.00 !16.186.8:1 1.707.3:l X one X one X one X one X one X one 2-16.110.84 LIABILITIES : Capital Stock _____________________ $ Capital Xotes -------------------Surplus Fund ____________________ _ lrndivided Profits ----------------Reserve Funds ___________________ _ nue to Bank:.:. _____________ _ Dividends rnvaid ----------------nashier's Clwcks -----------------CertifiNl Clw('ks --------------J)emand Deposits -----------------Time ('ertificatLs of ])eposit:-; ______ _ S~1vings ()(posits ----------------Letters of Credit and Arcevtances executed for Customers ---------Bills Payable --------------------Xotfs and Bills Hediscounted _____ _ OtlH"f Lhthilitie-; -------- _______ _ ~0.000.00 ~one 6,000.00 5,139.6:1 :l,OOO.OO X one ~.000.00 14.40 :XOlll' Jo7,54LOI ~R.7G2.21 14,H5:~.59 X one :X one 'X o n e Xont> Total _____________________________ $ 246,110.84 STATEMENT Showing condition at the close of Business December .~0, 1939, of the BANK OF ROCKDALE Conyers, Ga. As ealled for by the Superintendent of Banks. G. C. SIMS, President. Date of Charter; 10-15-1891 R. H. STILL, Cashier. Began Business: 6-1-1901 RESOeHCES: Loans and Disrounts ________________ $ Statp of Georgia and :\Junicipal r . Bond~ 8. (; owned orernment ---------Serurities -------ownecL._ Other ;..;.tncks and Ronds owned _____ _ Banking Hou~l" and Lot_ __________ _ Furniture and :Fixture-s ____________ _ Other Rt>al Estate owneti __________ _ Cash in Yault and Amount due from approved Reserve Agents_________ _ Che<"l\s for Clearing and due from other Banks --------------------Ca~h Items ----------------------(herdrafts __________ -- _-----------Adran('e o-n Cotton and other Com- modities _________ - --------------Customers' Liability on Letters of Credit and Acceptances _________ _ Profit and Loss ------------------Other Hesources _________________ _ 100,876.09 14,579.68 8,:100.00 7,382.50 4,000.00 500.00 :J,ti50.00 Jl.\,644.26 :3,513.48 X one 2.470.09 X one -:\one ~~one Tot a I _____________________________ $ 271,181.32 LIABILITIES : Capital Stock ---------------------$ Capital Xott>s -------------------Surplus Fund --------------------l-ndiriclcd Profits ----------------Reserve Ftmt"hs ------------------Due to Banks --------------------Dividends rnpaid -----------------Cashier's ('helks -----------------Certified Chelks -----------------nemancl Deposits ________________ _ Time Certificates of DevositiL _____ _ S.arings Devosits ------------------Letters of Credit and Acce-ptances executed for Customers _________ _ Bills Payable --------------------Xotes and Rills Hediscounted _____ _ Other Liahilities ------------------ 2;;,ooo.ou Nome 25,000.00 1,109.81 None ~one 547.50 None None 178,240.89 30,564.75 10,718.37 :X o n e X one ~one ~one Total ----0-------------------------$ 271,181.82 34 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the FARMERS & MERCHANTS BANK Coolidge, Ga. As called for by the Superintendent of Banks. BOYKIN HARRISON, President. Date of Charter: 12-18-1911 A. P. MEGAHEE Cashier. ' Began Business: 11-20-1911 RESOURCES: Loans and Discounts _______________ $ State of Georgia and .:\lunicip.al Bonds owned -------------------U. S. Government Seeurities owned __ Other Stocks osits -----------------Letters of Credit and Acceptances executed for Customers ---------BilL< Payable --------------------Notes and Rills Rediscounted _____ _ Other Uabilities ------------------ 25,000.00 Xom.e 7,500.00 2,638.04 X one None 56.00 2.135.64 None 346,4RO.OO 4:!,565.06 54,592.58 None None None None Total _____________________________$ 481.967.32 TWENTIETH ANNUAL REPORT 85 STATEMENT Showing condition at the close of Business December 30, 1939, of the FIRST STATE BANK IN CORDELE Cordele, Ga. As called for by the Superintendent of Banks. W. B. HALEY, President. Date of Charter: 12-3-1938 C. C. SHEAVER, Cashier. Began Business: 1-3-1939 RESOl"RCES: J,oans and Discou_nts_ ----- ------.---:---$ ~tate of Georgia a ncl ::\[ullH'lJHil C Bso.ndGs ovoewrnnmedent--~-e-c-u-r-i-t-k-s- -------ownecL_ Other Stocks 1ancl Bonds O\Vned ___ _ Banking- House . and Lot Furniture and, Fixtures ____ - --------Other Heal Est,att> O\\ned _________ _ (ash in Yault and Amount diH' from apJlroved Reserve Age-nts ______ _ ('hecks for Clt>aring- and due from otht'l' Banks -------------- ----- rash Items ------------------------- Orerdrafts ------------ ------------.\dvance on Cotton and othtr Com- modities ------------------------Customers' Liability on Lett~rs of Credit and Acceptances _________ _ Profit and Loss -----------Other Res-ources ------------------ Tot,tl ----------- ------------- _____ $ 22:J,943.9:i 11.160.10 j .300.00 ~one 20.470.30 :u7s.~:l ,)16.12 :l-~1.010.88 li,RI3.U H66.82 None X one :\one X-one Xmw 663.620.63 LUBILITIES: Capital Htock ---------------------$ Capital Xotes ____________________ _ ~~~d~~:~~cl't~r~fit~-===~====~= =======-~ ~D;~i;v~ied~~e~nedBs~~\U~~n~spa-i=d===_=_=_=_=_=_=_=_=_=_=_=_=_=__~_=~_= Cashier's Checks -------------------Certified Checks __________________ _ Demand Deposits __________________ _ Time Certifieates of Deposits ______ _ Saving:-; Deposits _________________ _ Letters of Credit and .:\cecptanceR executed for Cu:-:;tonwrs _________ _ Bills Payable ______ --------------Xotes and Bills Rediscounted ______ _ Other Liabilities _________________ _ 30,000.00 Xone- 1.),000.00 6.1R7.G9 6RIU9 2:~.310.-t:~ 117.011 l.lSO.o7 X one ::Hl6,7:H.:34 nt,:nn.71 l:-i,J,7:J:J. 89 X one X one Xone :!H.(il Total -----------------------------$ 66:J.620.6:1 STATEMENT Showing condition at the close of Bu,iness December 30, 1939, of the CORNELIA BANK Cornelia, Ga. As called for by the Superintendent of Banks. 0. E. FLOR, President. Date of Charter: 7-3-1900 W. V. GRANT, Cashier. Began Business: 8-4-1900 RESOVI\CES: Loans and Diseounts _______________ $ State of Georgia and )lunicipal r. Bonds owned -------------------S. Government SecuritiL'S owned __ Other Htoeks 1and Bontls owned ___ _ Ranking House and I.ot_ ________ _ Furniture 1and Fixtures ____________ _ Other Real Estate owmd ________ _ Cash in Yault and Amount due from approvt>d Reserve Agents ________ _ Checks for Clearing and due from other nanh:s --------------------OravsehrdIratefmts s _-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commoditie-s ________________________ _ Customers' IJahility on Letters of Credit and Acce-ptances _________ _ Profit and I~oss ------------------Other Re-sources ------------------- :!G!l,G81.ti:1 S.7RIL91 ll3,I:l9.31i XonP10,000.00 2.3:10.00 :n .ooG.4!l 123,330.33 ;),26H.3~ fillH.36 ;)2. 7H 1 !l,R82.3f. X one N-one 300.00 Total ---------------------- ________ $ 372.656.97 LL\BILITH;S: Capital Htoek _____________________ $ Capital Xntcs --------------------Surplus Fund --------------------{'tHlividcd Profits _________________ _ r;~l:L'r~(~ ::~~~~~-- -==~======~~========= JHvideuds Lnpaid ________________ _ i:~;:~~~,~~:~ :~J:~~ll:~ ==~================ lh:mand Deposits -----------------TimP ('('rtifieatcs of Deposits ______ _ Sa\ings Deposits _________________ _ Letters of Credit and Acceptances executed for Customers _________ _ Bills Payable --------------------Xotes and Bills Iledlscountcd ______ _ Other J.iabilities ------------------ 40.000.00 :12,4110.00 1() ,200.00 9,,)6~.4;) :i;"i.~;) ~one XonP 2,179.74 None :W(i.9:i7.HH 31.58:1.3:) 139,732.33 None None None Nnne Total ______________________________ $ 572,656.97 36 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business DeremhPr 30, 1939, of the BANK OF COVINGTON & TRUST CO. Covington, Ga. As called for by the SupPrintendent of Banks. J. L. STEPHENSON, President. Date of Charter: 4-4-1901 J. E. PHILIPS Cashier. ' Began Business: 4-1901 RESOC!tCEI': L-oans and Discount~ -------------- ~tatfl of (;eorgia and ::\Iunicipal Bonds O\\"Ded ------------------ .. C. S. (KJvernmt>nt Securities ownPal Estate owlled __________ ('ash in Yault and Amount due from apJHon.d Rest'nP .\gents _________ _ Clu'cks for Clearing and due from other Banks ___________________ _ Ca.sh Items -------------------------Orndrafts __ - _____ --- _-- _______ .. -- .. .\dvance nn Cotton and oth(f Com- modities ------------- ---------Customers' IJiabilit.'- on Lt:>ttl'r:-; of Credit and A<'ceptaiH't:'S _________ _ l'rofit and Loss ------------------Otlwr Hesourre:-> _________________ _ Total ----------------- liO.fHI~).OO !82,017.1~ 72,441.5:! :\011(' l.l :JS.Ofl :!Ji00.7:! ":'\(Jllt' "\"()ll(' :\"Olll' .\'"011(' ,Xoul' "XOIH' :\Olll' LIABILITIE~ : (';qlital ~tock _ -------------- ___ _ ('a pital "\"otcs Surplw-: Fund ________ _ l'ndhided Profits ________________ .. _ RLsel'VP Funds -------------------f)up to Banks --------------------l)ividt>IHls l~npaid __ - ___ ----------- ('ashit:>r's Clwcks _----------------f'trtif1Pd Chtcks ___ ---- --- _______ _ llt'mand Hepor:-;its __ ---------------Time Ctrtifit'ati.s of Deposits _______ _ ~aYings Deposits __________________ _ Lettl't's of Credit and .\l'l'eptancts tXH'llted. for Custonwrs _________ _ Bills Paya hlP _-------------------Xotes and Bills Rt>dis('ountLd __ OthtT Liahilitils _ 1oo.ooo.oo r- Xone -.000.00 ~.~.. oogo"o.olol X one ~.ooo.oo :w:J.99 Xonp 797 ,0\lt).fl~ Xont 17\1 ,:;:~.).96 Xont :\"one Xonr ,, ):~-t.:J j __T_o_u_d_ _ _ _ _ _ _ _ _ _ _ _ _ _ _-___$_l,l:J.i.~.itl.62 STATEMENT Showing rondition at the dose of Buin..~ Dercmlwr :~0, 1939, of THE COMMERCIAL BANK Crawford, Ga. A> called for b~ tht Superint..ndPnl of Bank>. M. BLANCHARD, President. Date of Charter: 9-2-1924 E. H. FURCRO:-;, Cashier. Beg-an Business: 9-5-1924 RESOI'H('EI': Loans and Dbtmmts _______________ $ StatE:' of GPnn..da and .:\lunkipal Bonds owned ___________________ _ t. S. Government Reeuritie~ owned __ Other Stocks ,and Bonds owned ___ _ Ranking- House and J..ot __________ _ Furniture and Fixtures ----------Other RLal Estate owne(L _________ _ Cash in Vault and Amount due from approred Rlservc Agents ________ _ t'he('k-s for Clearing and due from other Banks ______________ ------~ ('ash Items --------------------Ort>rdra fts _______________________ -- .-\rlraiH't' o-n Cotton and nthl'r Cnmmoditit>t' ________________________ _ Customers' L.iability on LettLrs of C'rt>dit and Ar<'~Ptanees __________ _ Profit and Loss ------------------Other Hesources ------------------ Total _____________________________ $ "XOlll' "XOlll' "XOlll' 1.100.00 1,730.00 700.00 Xmw Xollt' 1:-iO.I-\7 lli,5Rll.OO X one "XOlH' X one 287,924.92 LIABILITIES: Ca}Jital S1o<'k _______________________ $ Capital Xotes . ------------------~urplus Fund ___________________ _ rndivided Profits ----------------lhserYt> Funds -------------------J)ue to Banks _--------------------HiYidentls rnpaid __ --------------('ashit>r's ('lH"l'k" -----------------Ct>rtifiecl Checks ------------------J)emand Deposits _________________ _ Time Ct:'rtifkate~ of Heposit..'-'------~aYings Ut>posits ------------------Letters of CrNlit and Acceptances executed for CustomPI'"s _________ _ Bills Payable ____________________ _ Xotts and Bills RedistmrutetL _____ _ Otht>r Liabilities ________ _ l:i.OOO.OO 6.000.00 6,300.00 43.42 1.700.00 X one 176.00 ti7~.lij ~011{' l~:J,291.07 1.6:12.30 !)6,603.ii X om Xont> :\OUt' ~ont Total TWENTIETH ANNUAL REPORT :37 STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF CUMMIN{; Cumming, Ga. As called for by the Superintendent of Banks. ROY P. OTWELL, President. Date of Charter: 10-11-1904 B. L. REDD, Cashier. Began Busin('ss: 10-19-1904 RESOl:RCES: Loans and Discou_nts ______ -----:--____ $ ~tate of Gemg1a and )lumetpal r.Bso.ndGs O\\lled --------------------overnment Securities owned __ _ Other Stocks and Bonds owlle 7,10~-~H 15.:i0 l:!2.:Hl X one X one 1!.354.8R 2R6.4H.39 LIABILITIES : !"a pita! Stock ________________ -----$ Capital Xotcs --------------------Surplus Fund --------------------rHn.edsiPvrivdePdFuPndrosfit_s___-_--_-_-_-_-_-__ __--__-_-_-_--_ Hut to Banks ___________ -------IHdtlends enpaid -------------- _ ('ashier's Che-cks _ -----------------('LrtifiPd Cheek; __________________ _ Hpmand Dtposits ------------------Time Certifil'ates of !)(posits ______ _ Savings ])evosits _________________ _ LPttPrs of Credit and .\C<'l'IJtanC'es ext>cuted for Custonwrs ________ _ Bills Payable --------------------Xotts and Bills Rt~discount(77 .00 X one Xunt :lliU.> X one I Xif.:i87 .()!f 23.234.~-l 2t),7~~-21 Xone X one X one Xmw Total 28il.1H.:l!l STATEMENT Showing condition at the dose of Busines De<"ember 30, 1939, of the CITIZENS BANK Cuthbert, Ga. As called for b~- the Superintendent of Bank. P.M. REID, President. Date of Charter: 2-7-19:!8 W. E. CONEY, Cashier. Began Business: 3-1-1938 RESOFR('};;; : Loans and Discounts ______________ $ ~tate of Georgia and .:\lunicipal Bond:.~ owned _____________ -- ___ _ r. 8. Government Securitie-s owned __ Other Stoeks 'and Bonds ownNL __ _ Ranking- House and Lot_ ___________ _ Furniture and Fixture~ ___________ _ Other Real J<:state owned __________ _ Cash in Vault and Amount due from approved Reserve Age-nts_________ _ fherks for Clearing and due from other Banks --------------------- Cash Items ----------------------Overdrafts _____ -- --- __ ---- ----- ---Advance on Cotton and other f'Dm- modlties ------------------------Customers' Liabllity on Letters of Credit and Aeeeptance:c _________ _ Profit and Loss ------------------Otht>r ResDurres ------------------ Total _____________________________ $ 121,203.80 3.9~9.i:J 9,10.1.2~ X one 2,350.00 1,686.16 ~one 86,81 J.:J2 U8i.67 X one 1.615.81 42,Hl.i7 X one X one X one 2i2,381.50 LL\BILITIES : Capital Stoek ---------------------$ Capital Xote-; ------------- _______ _ Surplus Fund _______________ _ rndivided Profits ------------------Hesrrve -Funds --------------------Due to Ranks -------~-- __________ _ Dividends Vnpaid -----------------Cashier's Checks --------------------Certified Checks ------------------Demand Denosits __________________ _ Time Certificates of Deposits ________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ________ _ Rills Payable --------------------= Xotes and Bills Redis<'ounted ______ _ Other Liabilities _________________ _ 23,0011.00 X one 10,000.00 :UO:J.91 :1,000.00 XOlH' 2,000.00 Hll.JO Xonr 216,25i.OH 12,007.41 X one Xont Xont> X one :\O!H' Total -----------------------------$ 2i2,'lRL>II DEPARTMENT OF BANKIKG STATEMENT Showing condition at the cloe of Businc'' December 30, 1939, of the BANK OF DAHLONEGA Dahlonega, Ga. As called for by the Superintendent of Banks. J. F. PRUETT, President. Date of Charter: 5-27-1914 J. F. SANDERS Cashier. ' Began Business: 5-1914 1\ESOrRCES: LoauH arHl Ilisrounts ______________ $ :-;tate of Georgia and :\Innicipal Rond:-; owned ________, ___________ _ L~. S. Government :--1L'('Ilfitks owned __ Other Stoeks and Bonds owllt>d ___ _ Hauking House and l,nt ----------Fnrniturc and Fixtuns ___________ _ Otlwr Real Estate owlled ___________ _ Cash in Vault and Amount due from approved Reserve .\g-ents ___ -----ClHcks for Clearing and dill' from other Banks _______ _ Cash Items ----------- _ Orerdrafts __________ _ .\dvaiH'e on Cotton and otlwr Commodities _____________ ----------- Customers' l . ia.hility on Li:'ttcrs of Credit and ArcevtalU'I_'s ______ ~---- Profit and }A)SS Other ltesourres ___________ " Total --------------------- ________ $ 1:~6,1Ji. HI 29.S78.S:l 22,800.00 ~one 1.000.00 1.00 100.00 ~.006.00 X one 28.Hl X one X one :\one X one 2Sii,807.4S Capital Stock LJ.\ RILITIES: ________________ $ Capital Xotcs ______ ------------------Surplus Fund _______________________ _ Cnclivided Profit:-) _________________ _ Heservc Funds ____________________ _ Due to Batiks ____________ _ Vividends rnpaid _ _________ _ Cashier's Chtcks ____ ---------~---- Certified Cherks _ -----------------Demand Veposits ________________ _ Time Certificates of Deposits--~---- Saving::; Deposits ------------------I~ettf'rs of Credit anct .\('Ct.ptan<'es exe-cuted for Customers _________ _ Rills Payable ----~----------------~otf's and Rills Ht:dis(ounted ______ _ OthPr I~iabilitit>s ------------------- 2.;.ooo. 00 .),OOO.oo ., ~one ... 618.63 "one X one X one 2tL'i.38 X one lH.i.iH:Uq .)i),.)i9.:';f) X one X one X one X one X one Tutal STATEME~T Showing condition at the close of Bu8ine" December 30, 1939, of THE BANK OF DALTON Dalton, Ga. As called for by the Superintendent of Bank~. W. C. MARTIN, President. Date of Charter: 12-21-1911 JAMES J. COPELAND, Cashier. Began Business: 10-12-1912 UESOU!tCES: Loans ~and Disrount.'L--------------$ ~tate of Georgia and )!unicipal Bonds owned -------------------1". S. Government Serurities owned __ Other Stocks and Bonds owned_____ _ Banldng- House and Lot __________ _ Furniture and Fixtures ____________ _ Other ltPal ~~state owned __________ _ ('.ash in Yault and Amount due from ,lliJlHoved 'l{cserve Agtmtfl _______ _ CheeJ.;:s for Clearing and due from other Ranks -------------------('ash Items ----------------------Overdrafts ------------------- _____ _ .\dvanrp on Cotton and other, Com~ modities _________________ -------- Customers' Liability on I~etters of Credit and Acceptances __________ _ Profit and Loss ------------------Other Resources ------------------ Total _____________________________$ :!77.020.21 XonP 22.0~.i.R1 7 .ROO.OO 15.:JOO.OO :J,500.00 :13.000.00 233 .9R l.ti:J R_!:l9.7-l 7,29X.92 129.6R X one :\one ~one X one 730,564.01 LL\RILITIES: C'apital Stork ______________________ $ Capital .Xotes ________________ _ ----------------== Surplus }<'und __________________ _ rIntedsievrivdecdFuPnrodfsits -------------------Dut' to Ranks ____________________ _ nividends rnpahl ------------------ i:::h1~,~~r Fi~~~~: ~~=~~~=~====~~===== Dcma.nd Deposits _________________ _ Time Certificates of lkposits _______ _ S.avings Deposits -----------------1.-ttters of Credit and Acceptan(es ext''CUtcd for Customers _________ _ Billg l'ayablc ____________________ _ Xotes and Bills Redis<'ounit.'d ______ _ Other Liabilities ------------------ 30.000.00 X one 17.300.00 :-L795.27 1.000.00 X one 1.270.00 1:l6.R9 X one :J311,419.23 8fUJ6:l.09 21H ..t79.53 X one X one X one :\one :Jo Total _____________________________ $ 7 ,:i6~.01 -- --- --- - -- - -- - -- - TWENTIETH ANNUAL REPORT -------------------------------- -- - -- - -- - -- - --- --- --3-9 STATEMENT Showing condition at the close of Business December 30, 1939, of the HARDWICK BANK & TRUST COMPANY Dalton, Ga. As called for by the Superintendent of Banks. G. L. HARDWICK, SR., President. Date of Charter: 2-17-1922 R. H. SAPP, Cashier. Began Business: 2-20-1922 RESOt:HCES: J,oans and Discounts _______________ $ State of Georgia and ::\lunicipal U.]ltatH'PS __________ _ Profit and Loss __________________ _ Otlwr Resourecs _________________ _ Total _____________________________ $ 11.000.00 12.575.00 X one S90.1:i X one X one s I.:l7I.7:l X one X one X one X one X one None XonP 1!17,814.71 LL\BIIXrU;s : Capital l'tork _____________________ $ Capital Xotes --------------------Surplus Fund --------------------l~ndiYided Profits -----------------RLserve Funds -------------------Due to Banks --------------------Dividrnds rnpaitl ----------------Cashier's Cheeks ------------------Certified Cheeks ------------------Demand Deposits -----------------Time ('ertificatrs of Deposits ______ _ ~aYings Deposits -----------------Letters of frt>dit and Aeeeptances eXC('Ilted for Customen;_ _________ _ Bills Payable --------------------Xotps and Bills RL'discounted ______ _ Other Liahiliths ------------------- 25,000.00 None 5,000.00 5,000.00 None 1,oo:\o'o.onoe 160.53 X one R2,264.50 894.59 78,495.09 X one :\'one X one X one Total -----$ 197,814.71 STATEMENT Showing rondition at the close of Business Deetmher 30, 1939, of the BANK OF DAWSON Dawson, Ga. As called for by the Superintendent of Banks. M. C. EDWARDS, President. Date of Charter: 6-29-1911 J. E. KING, Cashier. Began Business: 7-1-1911 --------------* REf'Ol'RCES: Loans and Discounts Htate of Georgla and :\Iunicipal Bonds owned -------------------1. S. Government Sreuritie:-; owned __ Other ~tocks and Bonds owned _____ _ Banking House and LoL __________ _ Furniture and Fixture~-----------Other Real Estate owned __________ _ Cash in Vault and Amount due from apvrorPd Reserve Agents .. ________ _ Che('ks for Clearing and due from Caosthhl:'rIteBmasnks__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Onrdrafts ------------------------Advance on Cotton and other Com- moditiPs ________________________ _ Customers' Liability on Letters of Credit and Acceptanees __________ _ Profit and Loss ------------------Oth(:'r Resources _____________ _ 4:18.23!!.88 :J,OOO.OO 10,000.00 );one 27,000.00 1.230.00 12,200.~0 :l08,773.S5 4,:l53.R:i ~OJll' "XOlll )\one X one :X one None Total -----------------------------$ 804,840.48 LIABILITIES : Capital Stork _____________________ $ Capital Xotes -------------------Surplus Fund ---------------------endivided Profits _________________ _ R(.servc .Funds ___________________ _ DtH' to Banks --------------------lHvidends l~npaitl ________________ _ Cashier's Checks -----------------Certified Checks __________________ _ Demand Dcposit:s -----------------Time Certificates of Deposits ________ Savings Deposits -----------------Letters of Credit and Aeceptances exeeut.ed for Customt>rs _________ _ Bills Payable --------------------Xotes and Rills Rediscounted ______ _ Other Liahlllties -------------- 100,000.00 None 20,000.00 5,645.81 None 2,066.39 424.00 2.108.51 ~one 507,758.97 100,200.29 66.636.51 ~one X one X one ~one Total -----------------------------$ 804.840.48 TWENTIETH ANNUAL REPORT -H STATEMENT Showing condition at the close of Busines~ Dtcember 30, 1939, of the BANK OF TERRELL Dawson, Ga. As called for by the Superintendent of Bank~. W. B. HALEY, President. Date of Charter: 3-23-1936 R. C. SHEPHERD, Cashier. Began Business: 4-28-19% RESOt:HCES: Loans and DiHrounts ---------:--: __ $ State of Georgia and .:\fuuu1pal r. s.Bonds owned ------------------Government Securitie:-; OWllt'(L_ Other Stocks and Bonds ownt,300.00 ~one 4,830.00 :;,632.33 X one 10~.775.2S 118.40 56.50 53.87 X one XmH' XOll(' Xonl' 240,Rl ;).:!1 LIAHILIT!Ei': Capital ~tock ______________________ $ Capital XotLs --------------Surplus Fund --------------------rndivicled Profits ------------------Heserve Funds ---------------------Hue to Banks _____ ----------------Dividends rnpaid __________________ _ Cashier's ('hprks ______ ------------- _ (\rtifit'cl Checks __ -----------------Demanrt Deposits ------------------'l'ime Certificates of Deposits __ Savings J)cposits -------------------Ll'tters of Crt.'dit and A(:ceptanccs exetuted for Cllstomers __________ _ Bills Payable _____________________ _ Xohs an(l Bills RPdiscountf'tL _____ _ Otlwr Liabilitlt's _ 2:0.000.00 .;,ooXoo.otwo l.R27.91 2.:>00.00 Xoll(" Xotw I~:i.B~ 4.oo 119 ,90X. :l9 .fj ,1122.;):{ :~"l..jfiS.lO X one XOIH' X one :\nlll' T(ltal STATEMENT Showing condition at the close of Business December ~0. 1939. of the COMMERCIAL STATE BANK Donalsonville, Ga. As called for by the Superintendent of Bank,. L. R. ROBINSON, President. Date of Charter: 10-21-1938 D. F. WL'RST, Cashie1. Began Business: 12-16-19:3~ RESot:no;R: Loans and Discounts_ ______________ $ State of Georgia and :\lunit'ipal Bonds owned ___________________ _ U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and r,ot_ ____________ _ Furniture and Fixtures ____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount tine from approved Re~erve Age-nts _______ _ Checks for Clearing and due from other Banks ______________________ Cash Items -----------------------Overdrafts _____________ -----------Advance on Cotton anti other Com- modities ------------------------Customers' Liability on J~ettPrs of Credit and Acccptanf'es _________ _ Profit and Loss --------------------Other Resources __________________ _ Total -----------------------------$ 94,5:J6.9l :\,235.30 1],000.00 :X o n e None 699.1[) ~one !15,oD4.63 ~one (]95.34 :X o n e XOllC X one X one None 202,751.33 LL\BILITJE:-;: Capital Stock ___________ -------$ Capital Not Pi-\ __________ _ Surplus Fund ________ _ L~ndivided Profits ___ _ 1\esr-rve Funds _____ _ Due to Banks --------- __________ _ Di\idends rnpaid Oashicr's Checks (\rtificd Checks ])pmand Dep-osits --------- ____ _ Tinw Certificates of HepositH _____ _ Savings Devosits -----------------J..etters of Credit and \cerptances exeruted for CustomPn; _________ _ Hills Payable ____________________ _ Xotes and Bills Rediscoulltf'd ______ _ Other Liabilitits ___________ _ 2:;,ooo.oo X one 5,2oo.z~ 4 06 .)j 4,2n3.4~ 22,500.00 Nonr 1,905.01 X one I ::!j ,23:3.82 !B,ll2.!i0 Xone X one X one :s-one Xone Total _____________________________ $ 202,731.33 42 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the MERCHANTS & FARMERS BANK Donalsonville, Ga. As called for by the Superintendent of Banks. P. S. CUMMINGS, President. Date of Charter: 9-24-1925 E. T. KELLY Cashier. ' Began Business: 9-24-1925 ItBSOl:RCES: Loans and Discounts ______________$ ~tatp of Georg-i,a and ::\hmicipal r. Bonds o\vned S. GoYcrnm -cnt ---------Se-curities -------owned __ Other Stocks and Ronds owned _____ _ Banking- House and LoL ___________ _ Furniture and Fixtures ____________ _ Other Real Estate ownl'd ___________ _ Cash in Vault and Amount due from approved RPservc- Agents _________ _ Checks for Clearing and due from other Ranks --------------------Cash Items ----------------------Overdrafts ________ ----------------.\dvanre on Cotton and other Com- modities ------------------------Customers' Liability on J_.etters of Credit and Acceptances __________ _ Profit and Loss -----------------Other Resources ------------------ Tnt.al _____________________________ $ 137,510.03 10,565.28 None :None 6,000.00 4,321.00 None 63.:>78.51 ?\one X nne );on~:> ;...'"one X one X one ;...'"one 221.9 7-1. S2 LIABILITIES : Capital Stock ---------------------$ Capital Xotes ---------------------~urplus Fund ---------------------rndividefl Profits _________________ _ ItesPrve Fnnds --------------------Due to Banks --------------------Dividf'nds Cnpaid _________________ _ Cashier's C'hPcks -------------------Ct>riified Checks -----------------Demand Deposits -----------------TimP Certificates of Deposits ______ _ ~avings Deposits -------------------Letters of Credit and Acceptances executed for Customers __________ _ Rills Payable _____________________ _ XotPs and Bills ltf'disrounted _______ _ Other Li:thilities ------------------- 25,ooo.00 None 5,ooo.o0 4.429.6! 4,698.00 None None 59.70 None IOR,625.2l 66.600.00 7,562.27 N<>ne N<>ne None None ----- Total __ --------------------------$ 221,974.82 STATEMENT Showing condition at the close of Business December 30, 1939, of the COFFEE COUNTY BANK Douglas, Ga. As called for by the Superintendent of Banks. H. L. SHANNON, President. Date of Charter: 6-19-1931 M. J. WILLIAMS, Cashier. Began Business: 7-1-1931 HESOURCES: Loans 'and Discounts _______________ $ :State of Georgia and ::\Iunieipal Bond"' owned ___________________ _ r . S. Government ~ecurities owned __ Other Stocks and Bonds owned ____ _ Rankin~ House and I~ot_ __________ _ Furniture and Fixtures ____________ _ Other Real :Estate owned _________ _ Cash in Vault and Amount due from aiJproved Reserve Agents _________ _ Checks for Clearing 'and due from other Banks -------------------OCavsehrdrIatfetms s__-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Adv,ance on Cotton and other Commodities ------------------------- Customns' Liability on Let tPrs of Credit and Acceptances __________ _ Profit and Loss ___________________ _ Other Resources ------------------- Total ----------------------- ------$ 16:\,982.42 ?\one 69,816.75 1:\,150.00 None X one None 695.4~4.49 :X o n e ~~one None None ~one None None 946.443.66 J,IABILI'l'illR: Capital Stock ______________________ $ Capital Xotes ___________ --------- Surplus Fund --------------------rnctivided Profits ___________ _ Hesern~ Funds --------------------Due to Banks ---------------------Dividends Lnpald __________________ _ Ca':lhicr's Checks __________________ _ Certificd l'hecks _________________ _ Demand Deposits __________________ _ Timf' Certificates of Deposits ________ _ ~avings Deposits -----------------Letters of Credit and Acceptances executed for Customers __________ _ Bills Payable -------------------- _ ~ote-s and Bills Hedisconnted ______ _ Other Liabilities ------------------- 50.000.00 None 20.000.00 43.441.57 None None I ,ROO.OO 2.485.35 !\"one 7 4R.982.06 12.R48.87 66,370.81 None None None 515.00 Total -----------~ -----------------$ 946,443.66 TWENTIETH ANNUAL REPORT 43 STATEMENT Showing condition at the close of Business December 30, 1939, of the CITIZENS AND SOUTHERN BANK OF DUBLIN Dublin, Ga. As called for by the Superintendent of Hanks. V. B. JENKINS, President. Date of Charter: 10-29-1928 C. U. SMITH, Cashiel'. Began Business: 11-1-1928 RE;.JOUtCES: LOans and J?isco~mts __________ :---;---$ state of r.corgla and ::\llllllC'lpid {;.Bos.ndGs owned -overnment -----------------Sccuritits o\vned __ Other Stoeks and Bonds OWllccL _____ _ Banking House a~ld Lot_ ___________ _ Furniture and Fixtures ____________ _ Other RPal Estate owned _________ _ cash in Vault and Amount due from approrcd Rf'serve AgPnts _________ _ Checks for Clearing and dnl' from other Banks -------------------Cash Items -----------------------Orerdra fts ------------------ ------A.dranco on Cotton and other Com- modities ------------------------Customers' Liability on Letter:-; of Credit and Acceptances __________ _ Profit and Loss___________________ _ Other Resources ------------------- 30:J,G 14.00 26,400.00 9!,3:1:1.2.) (;,0:10.00 I:i,OOO.OO ::\one ~one 501,9::J.1.77 4,:115.0:1 21 ,:118.21> :1,199. 1S X one Nmw 32:1.00 LIABILJTIE;.J: Capital Stock ---------------------$ Capital Xotes --------------------Surplus Fund --------------------rnctivided Profits ----------------H.eserve Ftmds --------------------Due to Banks ---------------------Divitlttuls Cnpaid ----------------C;Jsllier's Checks -----------------('t>rtificd ('llf'{'ks _________________ _ Dt>mand Ih'posits -----------------Time Ccrtifiratps of Depo:-;its _____ _ Savings Deposits ------------------l.~Ptters of Credit ancl Acceptance-s rxccttted for Customers __________ _ Rills Jlayable --------------------Xotts and Hills Rtdiscounted ______ _ Other Liabilitil~s ------------------ 100,000.00 X ntH' 20,000.00 10,034.9;; 10,026.7!) 9:l,32:Ui 5,000.00 .n:n.:w :lH.i."i 602.6!2.81 16,714.41 2fi(:i,HH2. 7~ XnnP Xo11e Xnnf' Xontl Total -----------------------------$ 1,189.625.04 Total ---------------------- ______ $ 1,18!l.ti2:>.0 l STATEMENT Showing condition at the close of Business December 30, 1939, of the FARMERS & MERCHANTS BANK Dublin, Ga. As called for by the Superintendent of Bank,. L. P. KEEN, President. Date of Charter: 5-26-1910 B. F. HERNDON, Cashier. Began Business: 7-6-1910 m;;.;orl\CES : Loans and Discounts _______________ $ State of GNrgia and :.\lunicival Bonds owned ---------------~--- U. S. Government Securities owned __ Other Stocks and Bonds owned ____ _ Banking House and Lot___________ _ Furniture and Fixtures _____________ _ Other Real Estate mvncd __________ _ Cash in Yault and Amount clue from approved Reserve Agrnts _________ _ Checks for Clearing m1d due from other Banks ____________________ _ Cash Items ----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' LiabilitY on Letters of Credit and Accc})tances __________ _ Profit and Loss___________________ _ Other Resources -------------------- Total -----------------------------$ 132,27;).9.") 500.00 ~9.G73.00 "X o n e None 1,859.43 6,418.63 :n,391.65 X one Xon,OS0.2i , LL\BILITIES: Capital Stock ---------------------$ Capital Nott>s --------------------- ~urplus Fund ------------------- Fndiridc.000.00 Xone !IIJij.OIJ ~:;o.oo 1110.00 Xollt' :!SII.lli 1:.!tl. j!l X one ~OlH' );one LL\RILITIER: Capital Rtoek ------------ . ___ $ Capital Xotes ---------------Surplus Fund ________________ _ rnctivided Profits ______________ -- Resene Funds ____________________ _ nue to Banks ____________________ _ Dividends rnpaid ________________ _ <'ashie-r's Checks ___________ _ Certified ('becks _____________ Hemand Dt>p-o:-;its __________ _ Time Certificates of lh-'posits _____ _ ~-avinp;s llepoHits ------------------- Letters of Credit 'and Acceptances t'Xl'l'lltect for ('ustomers __________ _ Bills Pa_rahlt __ _ Xotts awl Bills lhdiscounted. Otht>r J.iahilitits ______ _ Io.ooo.oo o2..oooooo..ooo0 953.49 1,940.49 None None 1.602.40 None 72.H2U5 :io.664.59 :\one X one None None None Ttal STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF EASTMAN Eastlnan, Ga. As called for by the Superint.-ndent of Banks. \\-. L. JESSUP, Ptesident. Date of Charter: 12-28-1918 GEO. D. MULLIS, Cashiel". Began Business: 1-2-1919 RE~Ol"R<"f:,; : , Loans and ])isconnts ________________ $ ~tate of Grorgia and -:\lunicipa l Rr1nrt~ owned _________________ _ l~. f'. Government Reruritic-.; ownttL_ Ot!wr Storks and Bond:-: owtHtL ___ _ Ranking- House and 1.-ot_ _______ _ Furniture and ~'ixtures ___________ _ Othlr Re.al Estate owned ______ . ____ ('ash in Yault and Amount chit' from approved Reserve .Agenh --------Ciwcks for Clearing and dtlt' from otlwr Banks --------------- _ Cash Items --------"'-------Onrctrafts _____________ ----------.\dvatH'C on Cotton and other Com- mnditiP.S _________________________ Customers' Liability oll Letttrs of ('redlt and Aceeptan('P"' _ Profit and Loss _____________________ _ OtlH'r Rt'sourres __________________ _ Total ------------- --- _________ $ 1!14.44(1.:{!1 :Jj ,::ifiS.OO .>i .~00.00 Xmw 12.:JOO.OO ~.7Ci0.00 ~0.000.00 2,1:)7 .-l\1 7>-I.HO -!,:iO:i.J:; 12.0110.~1 XO!lt-' XmH" "Xont .)90.7:11.6:{ LL\BILITlF:K: Capital Stock ______________________ $ Capital Xotes ---------------Surpltts Fund Cndlvided Profits ___ ------------- ResPrre :Funds ____ _ Vue to Hank:;; ---- -------------- J)ividends Cnpaid --- -------------('ashier's ('ht>l'ks ---------Ccrtifie(l Checks ------------ Hemand Deposits ___________________ _ Time Certifirates of lh.posit:-; _____ _ Savings Deposits ------------------IA:tttrs of Credit and .\Cl't>ptanrt~s l'Xe('llted for ('nstoruer~---------- Bills Payable --------------------Xntes and Rills Redisl'nuntetL _____ _ Otlwr 1Jahilltie:-:. _______________ _ 40.000.00 ~~.000.00 10.000.00 :;.:;60.02 :;oo.oo X one ~one 1.07:!.54 X one 384.200.01 :>4.H4.2o 12:1.00~.Sl X one ~one X one ~ntH' Total _________ $ TWENTIETH ANNUAL REPORT 45 STATEMENT Showing condition at the close of Busines Dteemlwr ~0, 1939, of the BANK OF FULTON COl'NTY East Point, Ga. As ealled for by the Superintendt'nt of Bank". G. F. LONGINO, President. Date of Charter: 3-22-19:34 F. W. COOPER, Cashier. Began Business: 4- 2-19:H REiWrRO:S: t.oan~ and Di~counts ---:O:tatt> of {;eorgia and .'\luni<'ipal Bonds owned ------- ------------- r. :-:. (;on:rnmrnt ~ecur~ties owned __ Otlll'f ~tockR and Bonds owned ____ _ Hllnking HousE' a?d I,o~- ------------}'urniture- and Ftxtures ____________ _ OtlHr Real Estate owned _____ ------l'a~h in Vault and ~\mount rlne from 11 pproved Rt'St'l'Vl' Ag"ent:-; __ _ t'ht>('k" for Clparing- ,llld diH.' frnm 11 tlwr Hanks ----------rash It.l~ms ------------On>rdrafts -------------.\dnllH't' on Cotton and other <'om- moctitit's ------ ----------------l'ustomers' l.iahility on Letters of Credit and Accrptancp.s __ _ Profit and Lo'ls __________ --- Othl'r Resourets --------- Total :ifl7 .7:w.::7 .iO.:li0.1~ :1:\.!100.00 Xmw 7 .399.:ri 2.1-i~:i.XO );Olll' :\""Oilt' 19X.:)~ ~Olll' XOilt:' "X one l.R.J7 .fl.i L1.\ BILITH:S : Capital ~trwk _. ------------------- _$ (';-tJlital Xntes __ ~urplus Fund ___ _ t~ncliYidPd Profit:-. ______ ----------- _ Resl'f\"L' Funcls ___________________ _ Due to Ranks _____ _ Di\"identls l"npaid __________________ _ ('ashit>r's ('lwcks __ . ('l'rtifit>il Ched;:s __ - --------------Dtmand Hep()sits Time ('ertifieatts of Ihpn..;its ______ _ ~ of Credit a!Jd A('('<'JHallL'L's L'\:L'l'lth'd for ( 'n:-.tomer"i __________ _ Bilb l'avallle _ ----------------Xott>s ni{d Bills Hedisl'OIJHted _______ _ Other Liithiliti(o-..: ____________ _ ;;o.ooo.oo X one c.o.ooo.oo "i.OOO.OO 2,297.6;~ 1S.102.00 :?,2;)0.00 lO.:JR,i.IS 1 7H.l.i ;)'j'j' 1!l2.42 Xone :;s 1.n 11.00 "X o n e Xont~ Xont 7 ,:i.i~.-1-! Tnt XotH' :XOUl' );one Ll.\ BILITU:~: ('apital Sto('k (';tpital .\'ute-; _________ _ Surplu~ f'nnd l'ntliYidtli Profits _. lte:wrn-' Fnnds ____ _ Due to Ranks Dhidentl.s l~tJpaht ( 'ashitr':-; Cheeks Ct'rtified ('li(cks f)emanll J)tposits Timt> Cert:fi<'aHs of Depusits ~avings lh'posits LP1tl'l's of <'re-dit and .\('t'L'Ptances t'Xl'('lltld for Customers Bill.:-. Pa,\'ahle _________ _ Xntt:-> and Hills Htdiscou.Htt'd __ _ OtlH~r Liahilitif's 2:\.000.00 X one :;.ooo.oo 2.4ROA~ :\'one XOllf' I .000.00 2.190.:\:l Nont l~O.'il6.~7 :12,349.R3 XOlll' Xonp Xonp X one r:uR Total ______ $ 46 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Bu.iness Dcc.,mber 30, 1939, of THE BANK OF EDISON Edison, Ga. As called for by the Superintendent of Bank~. L. C. MANRY, President. Date of Charter: 9-24-1904 THEDFORD TCRXER Cashier. ' Began Business: 10-1904 RE;iOritCES: T.. oan~ antl Discounts ________________ ::; State of (;e-orgia and .:\lunicipal Bonds ownL'tl --------------------- r. H. GOH'I'llnwnt St'Cllrities ownell __ Other Hto('l\s and Bonds owned ____ _ Banking House and Lot_ __________ _ Furniture awl Fixtnres _____________ _ Other Heal Estate owned __________ _ Ca~h in Yault and .\mount due from approved Heserve .\g-ents _________ _ Clwcks for Clearing ~n.nd. due from other Banks __________ _ Cash Items _________________________ _ On'rdra fts _________________________ _ Adv9~.o1n1e 14l,R56.15 X one X one X one X one Xone Total ------------. --.--- .. ________ $ STATEMENT Showing eondition at the close of Business Dectmbtr 30. 1939, of the GRANITE CITY BANK Elberton, Ga. As called for by the Superintendent of Banks. W. E. FORTSON, President. Date of Charter: 12-3-1927 F. S. FORTSON, Cashier. Began Business: 1-8-1928 ltESOCltC'Ei': Loans and Discounts _________________ $ :-:;ttltc of Ueorg-ia and ::uunicipal Bon{ls owrwrks for Clearing- and due from othtr Banks ___________________ _ Cash ltems -----------------------Overdrafts ________________________ _ .._\clvanre on Cotton and other Com- modities .. ------------------------f'nstomers' Liability on Letters of CrPdit :md ~\cceptanrPs __________ _ Profit and Loss ____________ ------- Otlwr Resources --------------------- Total _____________________________ $ H,810.(il :17 '7:)!l.l~ 100.00 14.000.00 4,X!l!l.OO 1.500.00 :102,2.l9.6R 14,:14;-).22 2:~7 .SH l.:J(i4.20 X one XOJIC XOill' None 7S2.707 .l:J LL\BILITIES: Capit.al SttH'k ---- _________________ $ Capital ::\"ot('S ----------- Surplus Funcl ---------------------l"ndiYidt>s ---------- :;o,ooo.oo X one 10,000.00 ~2.11:1.30 775.87 :~H.G27A9 'iO.OO 1.193.97 170.15 !n:US3.98 I:J,lS:U7 1Sl,IOS.92 X one X one X one X one Total -- ------------------------$ 7SZ,707.15 TWENTIETH ANNUAL REPORT 47 STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF ELLAVILLE Ellaville, Ga. As called for hy the Superintendent of Banks. J. H. STEVENS, President. Date of Charter: 9-10-1910 H. F. DIXON, Cashier. Began Business: 9-16-1910 RESOl:RCER: ],oan~ and Discountt> _______________ $ :-;tate of Georgia and ::uunil'ipal r Bondf' o\Y:ned -------------------~ (;overnment Securities owned __ Other Stocks and Bonds 0\\ ned_ Banking House fl;nd Lot_ __________ _ :Furniture and Frxturcs _____ _ Other Heal J<:state nwup(l_ ________ _ rash in Vault and ~\mount clue from aJlJlfOVed H~st"I'H' \g-ents _________ _ ('ht'CkS for ('lec~_ring rand clue from other Hanks -------------------('ash Items ----------------------- Overdrafts ------------------------.\dvance on Cotton and other Com- modities ------------------------customers' Liability on I~etters of Credit and .Acrcptances __________ _ Profit and Loss ___________________ _ Other Resources ------------------- Total 47,ns3Al X one ::\"one Xonr 2,~44.;"i7 S9S.OO ?\otu 111.1S9.71 20.000.00 X one None 2:i,lR2.5G X one !\one 1.4S4.31 Capital <'apital Hnrplu:-; Stock Xotes _Fund LI.\BILITIES : ___ -------------------~ ----------------------____________________ _ rnctidded rrofits ----- -----------RL'Sl'l'YC Funds ___________________ _ lhtf' to Ranks ____________________ _ Dividends l'npaid _____ ------------ Cashier's Cherks -----------------Certified Cheeks ___________ _ Demand Th-'])0:-:dt:-; -----------------Time Certifieatcs of Deposits ______ _ ~aving's Deposits ------------------L-ettt>rs of Credit 'and ~\rreptanel:-> P'Xe<'uted for ('ustorner:-; __________ _ Hill,-; Payablp _____________________ _ Xote,-; and Rills Rediscounted ______ _ Othl'r Liabilitie:-~ __________________ _ ~:;.ooo.oo ::\"one 5.000.00 7.(l16.31 X one ~one );one X one Xone J:l2.S41.37 :lS,S2l.88 Xone None ?\one X one ~one ToLtl -------------------$ 209,582.;)6 STATEMENT Showing condition at the close of Bu~ines; Deecmber 30, 1939, of THE BANK OF ELLIJAY Ellijay, Ga. As called for by the Superintcndtnt of Bank~. E. T. HUDSON, President. Date of Charter: 5-21-1914 DOW HA;viRICK, Cashier. Began Business: 6-1-1914 RESOl"RCES: Loans and Disrounts_______________$ State of Georgia and :\(unidpal r. Hor1ds owned -S. <;overnnwnt ---------Securities -----owned -__ Other :Hocks and Bonds owned _____ _ Ranking House and Lot_ __________ _ Furniture and ]1'ixtures ___________ _ Other Heal Estate owned___________ _ Cash in Yault and Amount dnc from aJlprovpd Rcscrvl' ~\gents _________ _ Checks for Clearing ~and due from other Banks -------------------- Cash Items ----------------------Orerdrafts ______________ -- --------- Advance on Cotton and other Commoditic;-;; _________________________ _ Customf'rs' Liability on J~ettcr:-: of Credit and AcL'l'J;tancrs __________ _ Profit and Loss ____________________ _ Other Resources ___________________ _ Total _____________________________ $ 2:J6,7o4.n7 1n:J,20R.30 20.400.00 4,000.00 l\'"onL' .\.:Joo.oo 7 .G:JO.OO l~lfi,716.1K X one :18.00 RG.92 X one Xolle ~one 5.R09.RR 670,954.23 LIABILITIES : Capital Stn{'li: __ --- __________________ $ Capital ~Otl~ ___ --- ------------- Surplus Fund _______________ _ l~ndi\ided Prot'its _________________ _ Hcserve Funds __ _ Due to Hanks ________ _ nividends Fnp:lid _____________ _ CashiPr's Checks _________ . Ccrtifil'd Cheeks . - ________ _ Tkmand l)pposits ________ _ Tinw Cl'r1ificates uf DetJOsit:-; ____ _ Saving;s Tleposits ---------------- Letters of Credit and Ae.000.00 1 2.2:>0.00 2~7. 27 3,7:10.00 ~one ~one 1,6H0.2G 13.04 26l.12n.99 ".239.14 :l.i:l,291.56 ~one 1\one None ~one Total ___________________ -$ G70,934.25 48 DEPARTMENT OF BANKI~G STATEMENT Showing condition at the cloe of Business Dectmber 30, 1939, of the FAIRBURN RANKIN(; CO. Fairburn, Ga. As called for by the Superintl'ndent of Banks. G. F. LONGINO, President. Date of Charter: 9-14-1891 RE~Ol'HCEc;: Loans <111d Diseounts -------------~tate of Ut>orgia and ~Iunicipal Ronds owned -------------------- r. s. Government SL't'llritiPs OWlll'tL_ Other Stoal EstatP OWlll'tL ________ ~--- Cash in Vault and .\mount thlt' frnm approvPcl Rtst'l'H' .\gents _________ _ Checks for Cll'aring and cl1tL' from other Banks _____________________ _ Ca~h Items __________ __________ _ On~rdrafts _____________________ _ .\dvancP on ('ottoll and othl'l' Com- moditit>-S ___ ----------------- - --f'ustonwrs' Liability oll LPtter~ of Credit and A('('t>{ltances ________ _ Profit and Loss ___________________ _ Other Rcsourets ___________ _ Total ,_$ );nllL' :w.ooo.oo ~Ollf' .:.~:JO.OO l.fiOO.IIO U.9.J0.71 ::'\Olll' :n.;).l7 X()ne iG.!l!l ~Olh' :\OJ]\' 100.00 MRS. Y. H. LONGI~Q Cashier. ' -------------------- Began Business: 1902 LJ.\ BILITIE~: (';1pitnl ktn('k __________ ---------- :!:i,OOO.O(I Capital Xotl's ---------urplus Fund _____ --- ------ ------ ~one :"i.Ooo.oo l'ndivicled Profits -------------"---- l:Ji.26 Hcsern Funds -------------------- Ihtt to Banks . ___ --------------- llividenrl:-~ l'npaid --------------- ('ashilr~ <'hecks <'trtifit>d ('lwck~ ---------.. -. ---- --- l:H.2o Xone G.)H.OO )')2 R') ... X~n; llellland f)pposits --- ------------Time ('ertifil'a1ls (Jf Dt>p-osits_______ ll:i,;i92.i:i l,2fi:{.;'i!t ~aving-s ])eposits _____ .. __ "i,Ol.i.69 Ll'ltns of Crt>dit nnd Acceptant't's l'Xl'('l!tt>l.l for ('ustomtrs __________ _ n:lls I'ayable ---------- ---------- ~!l1l'-.; anrl Hills Ht>dh(ountp(}_ ____ ,_ Oth1r Liahiliths ____________ . X one X one Xone n.6J 'l'rJtal -~ STATEMENT Showing condition at the do~e of Rusin"" Declmber 30, 1939, of the FARMERS & MERCHANTS BANK Fa)etteville, Ga. As ealled for by the Superintendent of Hank~. C. D. REDWINE, President. Date of Charter: 2-16-1906 H. C. HEWELL, Cashier. Began Business: 4-1:1-1106 REsomwgs : Loans and Discounts ______________$ ~tate of Georgin and ::\hmicipal Bonds owned _________ . r. H. Government Seal Estat.t- ownPd _________ _ ('ash in Vault and Amount due from approved Reserve Agents _________ _ Cheeks for Clearing ,and due from other Banks --------- .. ---------Cash ltPms ----------------------Orerdraft" --------------- -------_Advance on Cotton and other Com- modities _------------------------('w;tomtrs' Liability on I~dtPrs of Credit and Arrtptancts _________ _ Profit and Los-s ___________________ _ Other Resources __________________ _ Total ... $ ;\Olll' XOIIP Sonl' :!,2GtL7H ~.R!"i8.flfi :!.i,09fUll "XOlll' :l8H.97 :Ul42..t0 X one I.nGO. 11 .i95..1ti LL\BILITIE~: Capital' HtO('k --- .. ----- __ $ ('apital ~ohs ---------- .. ~llrplus Fund -- ---- ----- lTndiridtd Profit<.; ------------ Hl'St-'1'\'P Funds ------------ _----- __ _ Hue to Hanks -------------------Tiivident'l\s ----" ___________ _ ('t-r1ifiPd C'hrl'ks _________________ _ lltmand ])cposits -----------------Timt- ClrtificatPs of lh'posit-; ______ _ ~avings ])tposits _______ .. _________ _ LettPI's of Credit and ~\rC'eptanC'es t'XPt'uted for Cnstoml'rs_. _________ _ Bills Payable --------------------\"ott's and Rills HPdiS{'otmted _____ _ Othvr Liah,iliti('s ------ .. - .. --- ______ _ ~j.OOO.OO ~Oflt' X one ~on~ Xone ~one Xolll' :!l:i.li Xotw 17S.:l7:J.OS !U:\:l.:\4 X one X one X one X one X om Total _________ $ .------------------- TWENTIETH ANNUAL REPORT 49 STATEMENT ~howing condition at the close of Busincs' Deeembcr 30, 1939, of the BANK OF FINLEYSON FiuiPyson, Ga. As ealled for by the Superintendent of Bank,. J. W. CONNER, SR., President. Date of Charter: 9-20-1910 - RE"OntO~i'-:_ _ _ ;,;;tt' 1ot!lS and His('ouuts _ of Gt'orgia aud ~ \fuuki],al Bonds own r1f Credit and .\('C'PplaJH'l'S Profit and Loss _____ _ Otht'I' Hesources __ - :\ ()l\l' .'\Oill' :\one tiHO.OO tiOO.OO :LIS:--\.SO ::O.tiO.f.l ~ :'\onl' :\OJ1P .:\IJlH' :\Ollf' :\one ~one CLARE~TE FINLEYSO:'\J, Cashier. Began Business: 9-20-1910 LL\ BILITJE,;: Capital ~tock ----------------------* Capital .:\utts ________ _ ~urplus Fulld ______________________ _ lTndividt'I'\<' Funds __________ _ fhtP to Bank.c; __________ _ DiYidl'nds TTnpaid ____ _ Cashit>r's Cliel'ks ________________ _ Ct>rtifit'd ('ltf'('ks ___________ _ nemaiJ(l DPJ)OSits Tinw n.rtificates of lh'posits ____ _ ~a\iu:.:s llcposits ______________ _ l.l'ttl'l's of f'rt>dit and _\rceptalll'l'-'"' l'\:i.'('Uted for ("us1omvrs _________ _ Hill:--, Pa -rahlt> __ _ .\'ott'-.:. :l!.td_ Bills HLdi.'"'i.'Ollllted __ Other Li:!hilitil's J.;.ooo.oo .;,ooXoo.onol' !I.HHL.I-1 200.00 Xmh' I ,';00.00 IO'J.OO :\"onp .f:!.~7H.-t 1 ;;,71 :;.:lO .:\Oil{' XOlll' :\nl!P XnnP Xonp Total Total STATEMENT Showing eondition at the close of Busine" De.. tmher :~0, 1939, of THE CITIZENS BANK Folkston, Ga. As ealled for by the Superintendent of Rank~. WM. MIZELL, President. Date of Chmter: 12-1\l-1911 R. A. BOYD, Acting Ca~hier. nqnm Business: 1-4-HH2 Loans and Hiscnunt~"-- State of <:eor;..;ia and :\luHkiJ1al Roncls ownPLl ----- __________ _ r. H. <:ovenurwnt ~l'('llrith~s OW!l('(L_ Other ~to(ks and B1md.c; O\\ lH'i.L ___ _ Banking Hnust> and LoL_ Furniture and Fhtuns _____ Otlwr RPal Est,ak owiJt(L Cash i11 Yault and .\mount due from apprnnd Reserve ..:\gs ----------------------f'ustomtrs' Liability on Ll'tten r1f Credit :J.ud Accpp-tan("PS _____ _ Profit and Loss____________________ _ Othel Hesourees _________ _ Total :1ti l, 1.1 l.S~ 17.700.10 ~:.!.S:!:--1.00 Xone .\'out> ~00.00 XonP X nne .:\()}}(' .\'one \'()Ill' \'"onl' X one :\one 70.1.7S\I.:J:I LL\BILIT!Es: Capital ~tod.;: __ _ _ __ $ ('apital .\'otts ________________ _ ~ttf!l\tt'"' Fttlld ___________ _ l'ndividtd l'l'ofi1s __ Hts<'l"\"l' Vtmcls ___ ____ ----------- Hue to Banks _______________ _ UiYidends l'npaid _________________ _ Ca:'dlil'l".._ Checks __________________ _ ('vrtifitd ( '!J('t'ks __________________ _ Hl:'llla!Hl Htposits __________ _ TimL' ('trtificatLs of Dtposits _________ ~aYings J)pposits ____________________ _ LPttcrs nf ('redit r.'XL'('Uhd for Cttstompr:-; __ ~------- Hills Pa_r;lhl<' --------------------.\'ott-; aurl Hill~ HOl.OOUH "X one ~one Xont f),\l7.~.X.f Total -- .--------------- ---------- _$ 705,7R9.ii.i 50 DEPARTMENT OF BANKIKG STATEMENT Showing condition at the close of Business December 30, 1939, of the CITIZENS BANK OF FORSYTH Forsyth, Ga. As called for by the Superintendent of Bank,. H. H. HARDIN, President. Date of Charter: 2-17-1920 JNO. T. STEPHENS Cashier. ' Began Business: 3-1-1920 RE>'OLI\CEi;: Luans and Disemmts _______________ $ f-ltate of Georgia and ~lunil'ipal Bonds owned ___________________ _ t~. S. Government f:.ccurities owned __ _ Other Stocks and Bonds O\YlH'fi _____ _ Banking House and Lot_ ___________ _ Furniture and :Fixtures _____________ _ Other Heal EstatP owned__________ _ Cash ln Vault and Amount dllt' from avprovc>d Reserve AgL"nts __________ _ Ciweks for Clearing and due from other Bank~ -------------------OC avsehr d r aI tfltsm s_ _ -_ -_ -_ -_ -_ -_ _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- _- -_ ALlrance on Cotton and other Com- modities ---------------- ------- __ f'ustomt:>rs' Liahilitr on Letters of Cndit and Areeptances _________ _ Profit and Loss ___________________ _ Other Resources __________________ _ Total 11UIJ:2.11 Hl.G0.\.c0 17 .2SOAG 7 ,212.0~ :2 ..)90.1111 JS.!.OII Snut ,!l.JG.2.-.: ~Ollc Xont' "Xollt' -:\011(' X nne- Ll.\ HILITlE,; : ------------- CapiLli ~t1d, __ (';l]dtal Xote-..; __ ~urplu:-- }'ttlHi 1~ndh idl'd Prufit-..; He...,nYL' Fund:-. lint to Bank:-. lliddt'lld:-. l'l\]l of Ge-orgia and ::\IuniC'ipal Bonds owned ___________________ _ l~. 8. Govrrnment Srcurities OWlH'tL_ Other Storks and Ronds OWilP(L ____ _ Ranking- House and Lot_ ___________ _ l<'nrniture and Fixtures ____________ _ Other Real Estate owned__________ _ Cash in Yault and Amount due from ,approved Reserve Agt>nts ________ _ <'lterks for Clearing and due from other Banks -------------------Cash Items ----------------------Overdrafts ------------- __ .. ________ _ .\({van('c on Cotton and other Com- modities ________________________ _ l'us.tomers' lJiahilit,r on I~cttt'l'S of CrNlit and Arreptances _________ _ Profit and Loss ___________________ _ Otlwr Resources ------------------- :\one -:\one Xolll' 2,500.00 400.00 49,221.68 lO:J,:llO.:i:l 4:i \.GO X one -:\'Ollt' G.74!l.40 X out Xone Xonp Total -----------------------------$ 280,32.\.lG LLI BILITIES : Capital Stn('l\ ('apital Xotl'"' ~ttrplus Fund ________ --------------l-lldidcled Profit:-. __________________ __ HtSf'l'\'l' FU!l a!Hl .Dist:~nmt~-----------, ~tatL' ot (_~f'ol'gia illl(l :.\Iun,, ;J,;][ r. s.Hond.~ owned GoH'rlllll('l11 ~(('lll'ith-., 0',\J,vd_ Other Stoclz~ and Bnnd~ 0\HJL'd _____ _ Banking Holl:-;l' ~:nd 1{(.':-;tn P .\gent;., ______ --- Ched:s for Clearil1~.:: and due trom other Banks -------- -rash Items -------- ------------ Overdrafts -----------.\dr0.00 :2,1 :!:i.OO 4.:130.00 ~ ..JilO.OO 2:-iii.OO !1 ,:?21. :~n :?.0.!.1.7 l X one .:\OllP Xoiir X one Xo11t' -------~----- -- LL\H!I.ITIES: C;l]lital ~tr)('l\ _____________________ $ ~.>.000.011 (';lpital XotL:-; ---------------------- :\Olll' :-:urplu" Fund l'ndi\idt>d l'rofit~ ____________ _ 1 ~.->110.110 2.-!n7.:n Ht>~cne Fqnd..; XOIH' Jll!L' to Rank-.; _______________ --------- X one Jii\idt..'llth l'npaid __ ----------------- ('a~llin's Clwcks _______________ _ XOlll' HL.)n ('crtifit>tl C'!H:>rl.::s _____________ _ Xone llt'llWil(l Deposits ___ 127 1:?0. l:J Timt Ctrtificates of I>Lposits _____ _ ~-1 1\1-1.:-il; Savings Deposits --------------------- _ lUO.fl;)l.H Ldll'l's of ('redit and _\('l't'Jltan('t'" t'\truterl for CustomL'J'S _____________ Hilb l'a_yalJll' ____________________ _ XolH' :-.;one Xott>-.; ;md Hills HLdb('OitntPrL ____ _ );ont Other 1-ialJilitifs ------------- _____ _ 8.902.SO Tnt;!l _______ $ :;;;x.210.sr ------------------------------- STATEMENT Showing condition at the dose of Business Dteember 30, 1939, of the FORT GAINES BANKING CO. Fort Gaines, Ga. As called for by the Superintendttn:--; of Credit and Ac<'ep.tances _____ _ Profit and Loss -------------------Other H.tsourres ------------------- Total ---------------------------- -* l\J,:1HR.ll X Oil{' Xo11e X one ~. iOO.OO l.l:JO.OO Xone ~~~.7t17.2S I02.GR X one Xolle Xont Xnnp X one 1~~ .~7~.12 LI.\BILITIES: ('apital Stock ______________________$ Capital XotPs --------------------Surplus Fund --------------------{'nrn Funrb _______ ------------Pl!t' 1o Hank-.; _____________________ _ Diddt->11cl;-; l'npaid ---------- CashiLr's Checks -------------------CLrtifit-(1 Checl.;.:~ -----------------Hrs of Credit and Acrevtances l'Xerutt>d for Customer:L _________ _ Bills Payahlf' --------------------Xntt>s and Bills Redisrountt.~d ______ _ Othl'r Liabilities _________________ _ 23.000.00 ~one ;;.ooo.oo J.081.0;i ~one Xone ~one 715.90 ~one 118.117.% 5.000.011 :J:l.360.61 Sone ~one ~one X one Tot:1l ------------- ----------- __ $ 187.27o.12 52 DEPARTMENT OF BANKIKG -- STATEMENT Showing eondition at the close of Businl'SS n ...mher 30, 1939, of the BANK OF' t'ORT VALLEY l''ort Valley, Ga. As called for by the Superint..ndl'nt of Bank,, W. E. GREENE, President. Date of Charter: 10-11-1921 H. HUCKABEE Cashier. ' B<'gan Busines~; 10-15-1924 RESOURCJ<;s : Loan~ ancl Disconnts ---------------~ StatP of Gtorg-ia and )lunicipal Bonils owned ---------~---------- t. ~- Uovr,nnH'nt St:curitil'.., ownt>tL _ Other Stocks and Bond~ (JW!lP(L ___ _ Banking House and Lot_ ___________ _ Furnitun and Fixture~------------Other Real Estate owtwd ___________ _ ('nsh in Vault and Amount dtte from approved R~:_~HH" Agents __ Che1ks f(1r Clearing and dill.' from otlwr Banks --------- _________ _ Cash Items ------------------------Onrdrafts ----------- --------------.\tlvanrL on Cotton and othtr Com- moditit>:-: ------------------------ _ f'nstomLrs' I..iability on LettPrs ot' Credit anrl Aeet:>pt;ttH'es _________ _ P1ofit and Los~ Other H.esonree~ _________ _ Tnt.Jl ~- ~--$ :usn.~o :ll,280,;i:; 1 .~l7!L:-i0 Xonl' 1.000,00 l.H:i.).OO 10,000,01\ 7 -1.7!1 ~OllP :"\one X one X nne .oo :~::;o <'apita\ ~tu(\-;. __ ('apital :\otv" _ ~urplus Flllld [~IHliddttl Prntit:-- l.L\ lll!.IT!ES: RP."H.'i'Yl' Fd t'he(k:-- llemand lh"'[HI-;ih __ Tinw Ct"'tifita tt:-: ~>f Ptjlosit:--, _____ _ _ _ ~it\"illg,-.; ]lt'po:-:it:-~ _ ____________ _ LettL!-; uf ('rtdit aud .\cteptaiH't'S t'Xl'('llh'd f!ll' ('tt:.;{OIIll'l'S __________ _ Bill-.; l'a_y;thle ~Otl':-; 10 ,llOO,Oo 17 .:!27 .lj ~one X one X one l,~lnA~ ::.:o.on:u;Ao" .:!~~-~-02 I .\..ttdHj :\:one ~one X nne X one Tnt a! - -~$ STATEMENT Showing condition at the close of Businc" Dl't'emher 30, 19:~9. of THE BANK 01'' HEARD COl NTY Franklin, Ga. As called for by the Superintendtnt of Banks. E. E. LEWIS, President. Date of Charter: 10-14-1905 H. J, MICKLE, Cashiel'. Began Business: 10-18-1905 llESOl'J\C'ES: l,oan~ and Discounts _________________ $ ~tate of Georgia and ~Iunicipal Bond~ OWill'd -------------------- 1'. ~- (;ovPrnment Heruritit"s 0\Ylled __ Otlur ~~Hocks and Bonds owne(l _____ _ Ranking HoUHt.' and ],ot_ ___________ _ Furnitun aiHl l'ixtures __________ _ Otlwr R(al Estate ownecL __________ _ ('ash in Yault and .\mount clue from apprnvrct Ht>serve AKt-nt:L._______ _ ('lncl~s for Clearing and due from Ca.o-.t;hht>rIteBmasnk_s___-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_ Onrdrafts _________ ------------- __ _ .\th:utre on Cotton and other ('om- mmli ties _______________________ _ ('ustonwr~' J.iahilitv on Letters of ( 'ndit and .\cCL'I;tancps ___________ i'roflt :J.OO ;J,H,ii.:t! :J,OIIO.IIO ~O.lll' ::\'OlH' X one XtJ.ne :\one ('apital ~tu(J~ <'anital ::'\otl'" ~urplus Fund l~n lh.'JHISits t1f llt'JlOSit:-- ______ _ _______________ _ LLttlrs of ('rl'tlit ;tnd .\tveptanns l'Xl't'lltLtl for ('u~tnmers __________ _ Hills Pavahh __ .. _______ _ Xote:-: ;tJ.J(l Bill--; ltt"di:--t'nttntt>d ___ _ Other Li:thilitks ~~. ooo.on X one 7 ,01)0,00 ~~J.:H X one X one LOOO,OO ~0~.79 Xonr ~~~,070,07 :!20.00 fl:!.1~7.2:? :\one X one X one X nne Total ----- ~--$ TWENTIETH ANNUAL REPORT 53 STATEMENT Showing eondition at the close of Bu.ine'' Dte< mlH'r :~0, 1939, of THE CITIZENS BANK Gainesville, Ga. As called for by the Supcrintt>ndtnt of Hank>. J. H. HOSCH, President. Date of Charter: 5-19-1918 R. A. BRICE, Cashier. Began Bu~iness: 6-2-191:l RE,;Ol"!{!'E:S: ],onns and nh;counts~-----------------$ ~tate of Georgia and )Iunieipal 1'. Bso.nd(s; owned overnment -:--------Heeurities -----owned -__ Other ~tocks and Bonds owned _____ _ Banking- House ~nd LoL ____________ 1-~urniture and Fixtures _________ - - Other Real Estate ownect ___________ _ cash in Yault and Amount dm from apJnovt>d Heserve ..,\J,!enb Check~ for Clearing and due from other Banks --------------------- rash Items ------------------------- Orerdraftr-. ------------ .. -----------AdvancE' on Cotton and nther ('nm- moditie)'. -------------------------fu~torners' IJability on Lettt>rs nf Credit and Acreptanres _________ _ Profit and I..oss ------------------Other Resources ------------------- Total -- $ 4fH).l:ifi.11 H.OR9.2S ~0.000.00 14,975.00 14.070.!i7 :>.'190.1:; Hl.OOl.OO 7 .~~:J.7fi :l:l.-12 :,2.87 XonP :X o n e ~one Ll.\IHLIT!ES: Capital ~to('].;: _____________________ $ ('apital ~ote:-; _____ ________ _ l:-lurplus Fnnd ---------------- rndivided Profits ______ _ Reserve Fund:-; -------nue to Hank~---------Hividends rnpaid __________________ __ ('ashier's Checks __ - _______ _ Certified Cheeks _ ----- -----------. J)enuMul J)epnsits _______________ _ Time Certificates nf l)eposits __ _ Sa,ing-s Ht-posits --------------l~etters of Cndit and .\cceptatH'l':-> PXL'(uted for Cti:-.tomers __ -------- _ Hills Payahll __ ------------------Xotes and Bill:-: Rt:>disrmmii..'d __ Otlil'r Liahi!itit'" ___________ _ :;o.ooo.oo ~Ollt' .;o.ooo.oo l.l:i6.) :-1 Xone :i.900.7:i 2.340.00 94.01 r.o.oo .IS0.20R.90 100.00 ~2.1\.7:1~.-!7 XollP :\one X Oil(' Xnnt- ---.$ STATEMENT Showing condition at the close of Business Dt>eemlwr 30, 1939, of tht> BANK Of' GIBSON Gibson, Ga. As called for by the Superintendt>nt of Banks. E. E. GRIFFe..;, President. Date of Charter: 11-7-1905 -* HE:SOl"R<'E~: JJoans and Dhwounts ______________ Statt! of Georg-ia and )funicipal Bonds owned _______________ ---C S. (~overnment Securitit-s u\\HNL_ Other Stocks and Bonds owned _____ _ Banking Hou~e and LoL __________ _ Furniture and J<"'ixtures _______ _ Other Real J<~state owned ____ _ Cash in Yault and Amount dw" from aJ)provcd Itt>serve Agellts _____ .. __ _ Cheeks for Clearing a111l due from other Banks -----------------Cash Items ------------------- _____ _ Overdraft.:-. ______________ --- _____ --- Advance- on Cotton and otht>r Commodities ________________________ _ CustomPrs' I~iabllity on I~dters of Credit and Aeceptanct>s __________ _ Profit and Loss __________________ _ Other Rt>sources __________________ _ 12.0:11.:11 ~l.iUt:~:~ 2.!100.00 X01w :UJIIO.OO 1.1;oo.oo Xorw :!li,rnr.:n Xolll' Xo-lle 2fi4.H!l XonP ::\Olll' XonP Xoue E. E. GRIFFIN, Cashier. Began Business: 11-27-1905 ------------------------- LJ.\Il!LIT!E,; : Capital Stock _______________________ $ Capital .Xotes _________ _ Surplus .Fund ______ _ rndivided Profits ______ --------UeservP Ptmds ________ Due to Banks ____..__ _ J)ividend:-; l'npaiposits -------- -------- _ J~etters of Credit aHd .<\{cept owned ________ _ Cash in Yault and .\moulll cl!!l' from appnnLd Reserve .\g-t>nts _______ _ Checks for Clearing and duL from otht>r Baul~s _________ , ___ Cash Items ----------------------Onrdrafts __ - ------- _________ -----AdrancL on Cotton and other Com- moditil'S ____________________ ----- Customer~' Liability on I~t>tttrs of Credit and ~\ccepLuHes __________ _ Profit and Los~c __________________ _ Other Resources ---------- _________ _ Total ______ .. ____________________ --$ 4.ti00.00 :l-1.200.00 iiOU.OO ~.7:l0.00 noo.oo H.~Oli.Oil .:\ouc .:\'011(' Soll{' 1,:l~2.:J9 X on{' 4111.11 X one 30 n,,) 23 .G.i -------* Ll.\ BILITJEI': Capital Stock __ napital Kotes _____ ----------------Surplus Fnnd ___ _______________ _ rndivided Profits _______________ _ Rt:-;crve Funds ___________________ _ nuc- to Banks _____________________ _ JHvidrnds l'npaid ------------------('ashit'r's Checks ____ -------------- ('prtifitcl Check-; Dtnwud Deposits _______________ _ Tinw Cprtificates c1t" lkposits _____ _ Savings Ikposit.-; ------- _________ _ Letttrs of Crvdit and .\Cl'Pptancc.. p:xeeut('(l for Cus1omPrs ________ _ Bills Payable _________ _ XotC's and Rills Rcdi.--wonnted Othlr Liabilities __ 30 .ooo.oo 1'i.ooo.oo 12.ooo.oo X one 10.ooo.oo X one 127.50 1,403.64 X one 141.191.90 99.800.61 X one X one X one X one X one Total STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF GRAY Gray, Ga. As called for by the Superintendent of Banks. D. V. CHILDS, President. Date of Charter: 8-23-1909 J. L. MERCER, Cashier. Began Business: 8-28-1909 HE~Ol'RCE~: I~oans and Dh;counts ---------------$ State of Georgia and .:\lunicipal Bonds ownr-d ------------------l~. K Govt>rnmcnt SecuritiPs OWllP{L_ Other Stocks and Bonds owllt'(L ____ _ Ranking House and Lot_ _________ _ Furniture and l,ixtures ____________ _ Other Real Estate owned___________ _ Cash in Yault and Amount due from approved Heserve Agents _________ _ Checks for Clearing and dur from other Banks -------------------- Cash Items ----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Custonwrs' Liability 011 Letters of Crr-dit and Ac{'eptanees __________ _ Profit and Loss ___________________ _ Other ResourreH __________________ _ 'l'otaI ______ - ----------------- ______$ )(;,476.97 800.00 ~one l.7:JO.OO 1,000.00 H,995.00 :~:),2S5.RO ~93.95 _;..;one .X nUl' X one X one 2H0.87 ~one 102,91.1.96 LL\ HILITIE~ : Capit.;!l Stock ______________________ $ Capital Notes --------------------Surplus Fund ------- _____________ _ rnctivided Profits _________________ _ Hcserve Funds ____________________ _ Due to Banks _____________________ _ lHvidends Unpaid _________________ _ ('ashit>r's Cheeks _________________ _ Ct>rtified Checks ---------- ______ _ Demand Deposits -----------------Time Ccrtific.atPs of lt('posits ______ _ Savings Deposits _________________ _ J.Jettcrs of Credit ptanres executed for Customers _________ _ Bills l',a;abh ______________________ _ .\"otPs and Rill~ Rediscoullted _____ _ Other LiabilitiPs __ ""' _________ _ l:i.OOO.OO 9,500.00 None None 1,300.00 ~one 500.00 55.70 Xone GG .34 7.62 10,012.64 X one X one X one X one X one Total ______ $ 10~.H!5.96 TWENTIETH ANNUAL REPORT 55 STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF GREENSBORO Greensboro, Ga. As called for by the Superintendent of Banks. T. B. RICE, President. Date of Charter: 10-13-1926 C. WELDON SMITH, Cashier. Began Business: 10-14-1926 RESOCRCER: Loans and Discounts _______________ $ state of Georgia and ~hmicipal Bonds owned ------------------U. S. Government Heeuritit'S owned __ Other Stocks and Bonds owned _____ _ Banking How;;e and Lot ______ _ Furniture and Fixtures ___________ _ Other Rral Estate owned _________ _ cash in Vault and ~\mount due from approved lleservc Ap:ents________ _ Cherks for Clearing ancl due from othrr R1 1,0:)5.73 1,156.86 Xone ~one ~one Xone LL\BILITIES: Capital Rtock _____________________ $ Capital Xotes --------------------:;.;urplus Fund --------------------l~ndividcd Profits -----------------Rnueseervtoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends l:n}l:lid ----------------Cashier'~ f'herks -----------------Certified Checks -----------------Demand Deposits ________________ _ TimP CPrtifirates of Deposits ______ _ ~a,-ing;; lhposits _________________ _ Letters nf Credit and ~\rceptances CXl'C'tttl'd for Customer:-; _________ _ Rills Pa.vahh --------------------Xote~ and Bill:-; HL<-li~cotmted _____ _ Othl'l' Liclhilitif'S ------------------- 2.),000.00 ~one 15,000.00 4,01:>.47 1\one X one 1,014.00 1,507.99 X one :!::!2,412.63 X one Xone ~one X one X one :X one 268,950.09 Total -----------------------------$ 268,950.09 --------------------------------- STATEMENT Showing condition at the close of Business December 30, 1939, of THE GREENVILLE BANKING CO. Greenville, Ga. As called for by the Superintendent of Banks. J. P. ATKINSON, President. Date of Charter: 10-24-1887 W. L. PINKSTON, Cashier. Began Business: 1891 RE'iOl'RCE,;: Loans and Discounts _______________ $ State of Georgia and .:\ltwicipal Bonds owned ------------------U. S. Government Securities owned __ Other Stocks and Bonds owJH'(L ____ _ Banking House and Lot_ __________ _ Furniture and Fixtures____________ _ Other Real Estate owned __________ _ Cash in Vault and Amount d11t> from approved Reserve Agents ________ _ Checks for Clearing and due from other Banks -------------------Cash Items -----------------------Overdrafts _______ ----------------->l.dvance on Cotton and other Com- modities ------------------------Customers' Liability on J.~etters of Credit and Acceptances __________ _ Profit and Loss ------------------Other Resources ------------------- Total -----------------------------$ 166,985.79 6,937.79 19,460.00 1,500.00 8,300.00 4,300.00 38,956.00 125,702.19 None 347.69 421.49 6,951.51 None Kane );one 379,862.46 LIABIL!TIES : Capital Stock -----------------"---$ Capital Xotes --------------------Surplus Fund --------------------Cndivicled Profits ----------------RDeuseervtoe BFaunnkdss__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Vnpaid ----------------nashier's Checks ----------------- Certified Checks -----------------Demand Deposits ----------------Time Certificates of Deposits ______ _ Saving-s Deposits -----------------Letters of Credit and Acceptances Pxecuted for Customers _________ _ Rill~ Payable --------------------Xotes and Bills Rediscounted _____ ". Other l.~iabilities ------------------ 50,000.00 50,000.00 10,000.00 3,826.16 X one X one None 474.26 None 188,13~.58 77,403.46 ~one X one None None None Total _____________________________ $ 379,862.46 56 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December .~0, 19.~9, of tht COMMERCIAL & SAVINGS BANK Griffin, Ga. As called for by the Superintendl'nt of Rank. T. T. BLAKELY, President. Date of Charter: 10-11-1889 C. B. PIERCE. JR Cashier, ., Began Business: 10-\l-1890 REfWl"RO;s: Loans a,n(] llisl'Ounts___________ ~ Statt: of Georgia and .:\lunkipal Ronds O\\ned --------------------1~. H. Governmrut SP('III'ltiPs owtwcL_ Other StnC'ks and Hollrls owned ______ _ Banking House aud l~ot ___________ _ Furniture and }'i.:dllrf's ____________ _ Other Real Ef.:.t::tt( mnH.>tL _________ . Cash in Yault and ~\mount dltP from a}JJlrortd HtsL'l n .\J.:,'l'llts {'hecks for Ckarin~ and due other banks ___ _ ('ash Items __________ _ t"rfJill Overdrafts ----------- AdvatH'f' on Cotton ,and otlH'I' {'om- moditiPs ----------- __ ----------('ustomtrs' J.,iahility 011 Ll'tttr:-; of Cretlit and .-\CCt>!)taiH'l'S Profit and Loss Otht>r Htsourteo.; ___ _ Total ~20.1:!0.tifi :JI..tiX. 17 lit).fllO.~H ~3.:>80.74 ~fl.500.00 :1.75.).4:{ 10,0~\.!l.j .-1:{\l,:{li-1.0:! l.i, 1~2.~.; 731.71i .i I;-;. :~1; :\OJH' :\Ollt' l.fi79.8l LI.\BILITIES: ('apital l:-;fo('k ------------------- ('apital Xotes Surplus Fund __________ _ l'n to B:mks _______________________ .. I lividlnds Fnpaid <'ashier's Cherks ________________ _ Certit'iPd Clwrk" lllmand l)t'llosits __ __________ _ _ __________ _ TinH' ('ertificatt->s of l)pposits ______ _ ~avings ])epo:-;it.-. ----------------- Ll'tters of Crt>dit :Jlld .\l't't'ptall<'t'" {'Xl't'Uted for ('ustomlrs _______ _ Hills Payable ____ -----------------~otes ancl Bill..; Ht>discoltntltL ____ _ Otl~tr Liahilitips _________________ _ lOll .000.00 X one :~~.ooo.o0 :;-!06.06 -0 ..29.8; :n.no.62 10.ooo.oo L112.57 Xone ':iUI8.73 ~ 1.7 40.63 17:1,04~.22 X one X one X one X nne Total STATEMENT Showing condition at the close of Busine~ DetcmbPr :~0. 1939, of THE STATE BANK Griffin, Ga. As called for by the SupPrintendent of Bank,. D. R. CUMMING, President. Date of Charter: 4-24-HJ3:l S. T. 1\iARTIN, Cashier. Began Business: 5-2-HJ33 HEI'-: : l . oan::: aud IHs('OIInt~ ______________ $ ~t:dl' of (;eurgia and .\lunil'ipal Bonds (J\Yned -~ --------------- r. S. Gonn1meut S(tnritie~ 0\\'tH'(L_ Otlwr Htod\:~ and Bonds ownPd _____ _ Banl\ing House and I~oL _____________ FurniturP and Fixtnrcs ____________ _ Otlwr Heal Estate owned___________ _ ('ash in Vault and Amount due from apprond Rt->Rl'f\'P .\gents _________ _ ('hl'('ks for Clt>aring- and due from otht>r Hanks --------------------('a~h Items ______________________ _ Overdrafts _________________________ _ .\dvanf'L' on Cotton and other Commotlitirs _________________________ _ ('ustomer~' LiabHit:r 011 LPtlPrs of Credi1 and Accet)tanecs _________ _ Profit and L-os~------------------- Otlwr JtpsourC'es l:!.{liiti. 70 lOH,I n:1.7:i ~one X one 4.ROO.OO ~011(' li I !I, 721.!=18 !l.77iU~ X one ;-1!10.0;) .:\mw X one X one Total . __________________ $ l.l~S.Ol'i.76 Capital ~to<'k LL\ BILITIES ___________ " Capital .:-;ott:!:' ___________ _ ~t1rplus Fund __________ _ l~ndi\idttl Profits __________________ _ Htstrn Funds --- .. ------------ . __ _ Hut to Banks _____ Di\hknds l'npaid __ ('ashier's Checks -------------------Certified Checks -----------------Demand Ih>vosits __________ . Time Certifi<'atts of Htpnsits ______ _ ~aving:-; lleposits _________________ __ IJPttt>rs of Credit and .\t'('t'ptaH('PS t>Xeruted for Customers __________ _ Bills Payable ----------------------- Solt>s ;md Hills Uedis(otmtcd _______ _ OthlI Liahilitirs _ ___________ _ ",0,000.00 None ~u .ooo.oo ~o.souo X one X one :\one l.S9:l.6:l X one S~l.fll.'U12 :i!l,:lO:U2 Il \.100.19 X one X one X one X one Total ---------------------$ 1.1~:-;.0l.i.i6 TWENTIETH ANNUAL REPORT 57 ------------------------------~----------------------------- STATEMENT Showing condition at the close of BusineR December ~0, 19~9, of the JONES COUNTY BANK Haddock, Ga. As called for by the Superintendent of Banks. GRADY A. SMITH, President. Date of Charter: 7-14-1905 GRADY A. SMITH, Cashier. Began Business: 7-25-1905 RE:-;()l"HCES: Jllll~ and VisLotmts ________________ $ ~1~ate of Gt'orgia and ..\[unidpal r. Roncls ~- (; ownecl nrernme -nt ---------Sl'('lll'ities -------OWlled __ Other ~tol'k~ and Bonds 0\YJH'CL ___ _ nankinJ! House and I~oL _ ---------~Furniture and Fixtures ____________ _ Other Real E:-;tate owned __________ _ rash in Yault and ~\mount due from af)}lfOYed HesL'l'VL' Agents ________ _ Checks tor Clearing- al!(l dut' t'rom other Banks --------------------- ('ash lttms ----------------------- Orenlrafts ----- -- -----------------Adrame tfl1 Cotton a11d other Cum- modit it.'." ---------------------------rustnmer< Liability ou l . etten; of Credit and ..\ccept;_uwps __________ _ l'l'ofit and J~oss ___________ -------~-- Otlli:'r Ht.':-'llUrtes ------------- Total _____________ $ n6,60li.1" .),.176.-10 ~011(' :\ OIH.' :iOO.OO 230.00 !1,000.00 1!l,Of-iti.fi 1 !l.i:iR. 77 X one -Ll:J.71l XonP X one ::!, 721.;)~ Ll.\BILITU:S: ('aJJital ~to(k _____________________ $ ('apital Xotes ___________ _ Snrplns Fund ---------------------l~ndiYidetl Profits ----------------- Rt>HerrP Ftmcb -------------------Due to Banks ______________________ _ Dhidenrts l"npaid ----------------- ('ashitr's ('hetks ------------------- ('ertifiPd Check.-; ______________ _ DPmand Hepo:-;its ___________ _ Time Certifil'atts of lh-'posit:--: ______ _ :-::a,illg-s Ht>po~dt.-; __________________ _ Letter~ of Cndit and At'l'l'ptalll'l':-l L'Xt.><'lltt'd for ('ustonHrs __________ _ Bills l'ayalJlt _____________________ _ Xotes and Bills RedhH'Ollllted _______ _ Other Liabilities _________________ _ 2:i.OOO.OO Xone .X o n e 1,007.12 ~one Xont' ~one 2:12. 7~ ~Ollt' H.S28.:l~ li~.16i.OO X nne Xmw X one ":;oo.oo X one Total _____ $ STATEMENT Showing condition at the close of Busines Deeember .~0, L939, of THE CITIZENS BANK OF HAHIRA Hahira, Ga. As called for by the Superintendent of Bank,;. R. C. LESTER, SR., President. Date of Charter: 2-12-1927 H. T. SCRUGGS, Cashier. Began Business: 2-21-1927 RESOl"RCES: L-oans and Discounts _______________ $ State of Georgia and :.\hmicipal Bonds owned ------------------{. H. {iorernment Securitie-s owned __ Othet ~tot'k:-> and Bonds owned ____ _ Banking- House and Lot_ __________ _ Furnitun and Fixtures ____________ _ Otlter Real _Estate owned ___________ _ Cash in Yault and Amount due from a})IJrond Reserve ..\.gents________ _ Che{'ks for Clearing and due from other Hanks -------------------Ca~h Items ----------------------Overclraft~ _________ - ____ ----- -----AdvanC'e on Cotton and other Com- modities _________________ --- _---Cu~tomers' Liability on I~etters of Credit aml Aceeptances__________ _ Profit and Loss ___________________ _ Othtr Re:-;ourres ------------------- Total . ____________________________ $ ~one 10,000.00 X one 730.00 l,:iOO.OO I ,:171.7:; 7S.3:lO.X~ X one X one Xont Xotw X one X one .)00.00 152.219. 1!l L1ARILITIE:-;: Capital Sttwk _____________________ $ <'a}Jital Xotes ---------------------~urplw; Fund --------------------endivide<-1 Profits ----------------Reserve Funds -------------------Dne to Banks ___ -------------------Dividends rupaid ----------------Cashier's Chel.'ks --.---------------Certified Chtcks -----------------Demand Deposits ------------------Time ('prtificates of Deposits ______ _ Havings Deposits ------------------Letters of Credit and Acceptances executed for Cnstomers __________ _ Bills Payable --------------------Xotts and Bills Redis('ounted______ _ Other Liahilitits ------------------ 1.3,000.00 5.000.00 ~one ~one 1,500.00 !\one X one ~one X one 42,21:3.91 65,90;).:)0 22,599. 71'1 X one X on.t X one ~011(' Total _____________________________ $ 152,219.19 58 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF COLUMBIA COUNTY Harlem, Ga. As called for by the Superintendent of Banks. J. T. BARNSLEY, President. Date of Charter: 11-29-1909 WM. C. CLARY, JR., Cashier. Began Business: 12-13-1909 RESOURCES: Loans and Discounts _______________ $ State of Georgia and :l!unicipal Bonds owned -------------------U. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Banking House and Lot_ __________ _ Furniture and :E'ixtures____________ _ Oth~r Real Estate owned __________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and due from other Banks ---~--------------- Cash Items ----------------------Overdmfts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss ___________________ _ Other Resources ------------------- Total -----------------------------$ 97,814.72 3,990.00 1,125.00 7,658.50 4,400.00 900.00 5,649.50 93,716.88 ~one ~one None ~one None ::\one None 217,254.60 LIABILITIES : Capital Stock ---------------------$ Capital ;lfotes --------------------Surplus Fund ---------------------l~ndivided Profits ----------------DReuseervtoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends 1;npaid -----------------Cashier's Checks -----------------Certified Checks _________________ _ Demand Deposits -----------------Time Certificates of Deposits ______ _ Ravings Deposits -----------------Letters of Credit and Aeeept.ances executed for Customers __________ _ Bills Payable --------------------Xotes ,and Bills Rediscounted______ _ Other Liabilities ------------------- 25,ooo.oo 5,5o1o'io.onoe ~one l.lR5.30 !\'one 782.00 3,273.14 None 116,006.77 6:J,396.50 21.50 None None X one 89.93 ----- Total -----------------------------$ 2li,254.60 STATEMENT Showing condition at the close of Business December 30, 1939, of the PLANTERS BANK Hawkinsville, Ga. As called for by the Superintendent of Banks. N. A. JELKS, President. Date of Charter: 2-27-1896 D. P. McGRIFF, Cashier. Began Business: 3-1896 RESOl:RCES: Loans and Discounts_______________$ State of Georgia and ~Iunicil}al Bonds owned __________________ _ 'C. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot -----------Furniture and Fixtures ____________ _ Other Real Estate owned____________ Cash in Vault and Amount due from approved Reserve .~ents ________ _ Checks for Clearing and due from other Banks --------------------OCvaesrhdflIatfetms s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Advance on Cotton and other Com- moditis ------------------------Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss ___________________ _ Other Resources ------------------- Total -----------------------------$ 125,510.07 None 31,700.00 13,097.50 10,000.00 2,500.00 4,991.63 328,850.52 658.66 None None 17,825.37 None None ~one 535,133.75 LIABILITIES : Capital Stock ______________________ $ CRuaprpitlauls :FXuonteds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- t:ndivided Profits -----------------RDeuseervtoe BFuannkdss__-_-_-_-_.,-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------\.ashier's Checks ------------------Certified Checks -----------------Demand Deposits -----------------Time Certificates of Deposits ______ _ Savings Deposits -----------------Letters of Credit and Acceptances executed for Customers __________ _ Rills Payable --------------------Xotes .and Blils Rediscounted______ _ Other Liabilities ------------------ 50,000.00 "X one 50,000.00 32.000.00 3,193.15 None 4,000.00 2,425.16 X one 346,556.77 46,958.67 None None None None :-iGDe Total _____________________________ $ 535,133.75 TWENTIETH ANNUAL REPORT 59 STATEMENT Showing condition at the close of Buiness December 30, 1939, of the BANK OF HAZLEHURST Hazlehur,t, Ga. As called for by the Superintendent of Bank. JOHN ROGERS, President. -Date of Charter: 10-19-1906 1~~1~.1tnes and of Diseouuts ------------- ~ GE:orgia aud \funkirMl Bonds owned ------------------- 1". s. GovernmLnt RceuritiLs nwtH'tL_ Other Stocks and Bonds o\Yllt.'(L _____ _ Hankin~ House and Lot _____ _ :Furniture and Fixtures ______ _ Other Heal Estate owned __ _ ('Hsh in Yault and ~\mount dlll' trom approved Rtservr ~\i,:;ellt:-. __ checks for Clearing and dut. from other Banks ----------- - cash Items ----------------overclf'afts ---------------------- .\dvanrc on Cotton and other Com- modities ----------~ rustomrrs' l.iability on Lettl't s nf Credit and Arrept awcs ____ _ J'rofit and Loss _______ _ Other Resources ____ _ ::H,22tJ.:):: X one X one 1.011 XollP 1.00 1.110 20,22fi.:):) XonP X one XorH ~OlH' XonP B. B. WOOTEN, Cashier. Beg-an Business: 10-1906 1.!.\BILITIE,; ('apit.al Stock Capital Xotes __________ _ ~urplus Fund ____________ _ l.IHfiridP(l Profits __________ _ Reserve Funds _______ _ Hue to Ranks ______ _ Hividl'lHh lnvaid I 'ashier's Ched;:s __ _ Ct>rtifiPd ('hc('k,.:.; __ lJema !l(l Dtpos-its __ Tinw ('lrtificates of lll']ltJ~its ______ _ ~arillg:-; l)eposits ______________ _ Lt>ttPrs of Credit ;tud .-\('('l'IJtanl'Ps PXC('\ltccl for Customt>r~------ Bills Payable _______ _ Xotes and Bills Rtdis\'Ottntld _ OthLr Liabilitit:-> _______ _ 20,000.00 XonP 10,000.00 10.006. 9:l 1:l.~OO.OO Xont Xonf' 1.[611.0~ n.on ~:ll,nOS.II7 1,!) l9.0:l Xonp X one X one X one Xonp Total STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF HIAWASSEE Hiawassee, Ga. As called for by the Superintendent of Ranks. J. F. JOHNSO~, President. Date of Charter: 6-H-1909 W. 0. SPARKS, Cashier. Began Business: 7-21-190(1 HE"Ol'BCE~: Loa11s and Diseouiits ____ - ---------~ ~tate of Georgia aud ~IunkiJMl Bonds owned _________________ _ e. S. Government ~ecuritie~ ownNL _ Other 8to{'ks and Bonds O\\'lH'tL ___ _ Ranking- Honse and Lot_ ____________ Furniture and Fixtures ____________ _ Other Real Estate oWlll'lL __________ _ Cash in \'ault and Amount due from approYed Reserve .Agent:-; _________ _ Checks for Clearing and due from other Banks ___________________ _ Cash Items ----------------------Overdrafts ____________ ------------Advanre on Cotton and other Com- modities _____________ -----------Customer~ };iability ou Letters of Credit and AcceptatHes __________ _ Profit and Loss ____________________ _ Other Resources __________________ _ Total _____________________________ $ X nne 17,.\00.011 X one 1.000.011 .>00.011 2.)0.00 X one ~OIH' :;s.so Xonl' X one Xonp X one 1:iG,-1:)8.~7 Ll.\BILITIES: Ltpital ~tn('k ___ _ Cnpital :\otPs _______ _ ~urplus Fund {ncliYidl.'d Profits Rescryc Funds __ _ Due tu Banks ___ _ lHYidt'nds l'npaid Cashier's Checks Ctrtified Cherks Demand J)eposits __ Timl' ('ertifioates uf llt:posits ~avings Devosits ________________ _ Letters of Credit and .-\C{'l'PLt!H'l'S executed for Customers __________ _ Bills Payable ___________ _ Xotes and Bills HLdb('Olllltl'(L _____ _ Othl'r Liabilities __ 1.!.000.00 Xont> :1,000.00 1,:JJ4.f\:l X one X one :'\one 806.01 X one 1~2.0-14.02 13.1-11.~1 );one X one ~Ollt' X one X one Total 60 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of THE HINESVILLE BANK Hinesville, Ga. A, ealled for by the Superintendent of Bank,. D. F. MARTIN, President. Date of Charter: 9-4-1911 T. H. McDOWELL Cashier. ' Began Business: 11-15-1911 HESOU\l'E>i: Loans and Tlbl'O\.Illts ______________ $ :-:.tate of (;eorgia and ~lnnicipal Bonds ovmed ____________ _ {'. ~- CioHrnnwnt ~f'l'Uritit~ o\\tted __ OtlH'l' ~toe\..::; and Bonds o\Yiltd ____ _ Banking- Hou~e and Lot_ _________ _ Furtliture and Fixture:-; _______________ Other H<>al .Estate oWIH'lL _______ _ Cash in Vault and .\mount dl!L frnm approYed Rl'SL'l'Y(' _\gents _____ . __ _ Clu:cks for Clearing and dlle from other Banks ----------------- ('ash ltPrns ________ --------------- Onrdrafts ----------------_\dYance on Cotton alld ntlwr ('um- modities ____________________ .. ___ _ Customers' Liability 011 Lettt'l's nf Credit and .\t'l'PptaHl't'S __ Profit and I~oss Othn RLsonr('l's __ _ Xoue ;\(lll(' ~nne !1~1.00 l.IHHl.fiS 1.1'14.~i 1.(H1.i. i:! XonP ]!1:).4(1 ~onr XOl1l' !.O~O.Ii I Xont t'apital ~tock LL\ BILITIES: __________________ $ C.qJital .:\otes --------------------~UI'plus Fund --- ---------------l"ndivilll'd Profit:-- ---------------Hesern Fuwls -------------------IhLP tu Banks _______ --------------- IIividl!Hls enpaid ----------------Cashier's Checks -----------------Certified Chc{'ks _______ ----------- ])emancl DCilOsits ------------------Time Cl'rtifil'ates of Deposits ______ _ Savings Deposits -----------------LL'tit.rs of Credit and .AC't..'e11taners l'Xl'l'uted for Cw;tonwr::-;_ _________ _ Hills Pay.able --------------------.\"ott's and Rills Hedisl'onuted ______ _ Other LiabilitiPs ------------------ 1;;.ooo.ot :>one 10.ooo.oo 11.407.17 :>one Xone Xone 2,:15~(04 :>one 1.~~.9:12.03 "-.2H.6t X one Xone :>one Xone 0:!:1.42 Total - ---~ - - - -------~--- To~ al --~---------------------- STATEMENT Showing condition at the dose of Business December 30, 1939, of the BANK OF ILA lla, Ga. As called for by the Superintt>ndent of Banks. G. H. WESTBROOK, President. Date of Charter: 10-11-1910 J. R. WESTBROOK, Cashier. Began Business: 10-15-1910 HEi"(H-HCE:-;: Loans and Hi~{otmh _______________ :;; ~tail' of Ge-orgu and )lunidpal Bonds ownt.d ------------------- r . ~. (~overnment Set'llrities owned __ Other Stot'k~ and Bomh; owned ____ _ Rtanking- House and Lot_ __________ _ Furniture and Fixturt.'S ___________ _ Other Real E~tate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents ________ _ Che{'ks for Cleating and due from other Ranks --------------------Cash Item~ ----------------------Overdrafts ____________ ~~-- -------~Advance on C-otton and otht'T Com- modities ------------------------Customers' Liability on Letters of Credit and Acl'eptan-ces __________ _ Profit and Los.s ___________________ _ Other Resourres ------------------- Total 1; t ,Ofi2.2S X one X on{' :\one 2.000.00 1.12l'Ui0 1:1,2511.00 11,894. on :;,593.48 X -one 61.19 Xone Xone ~one Xone LLUHLITIES : ('apital ~lock ______________________ $ C'apital Xotes --------------------~urplu~ Fun{l --------------------l"ndidctt.d Profits -----------------lte~Hrn Funds -------------------lhll' to Banks _____________________ _ ))i\jdeiHh; rn{laid ----------------('ashier's Checks ------------------Certified Checks -------~--------- Demand Deposits -----------------Time Certifieates of Deposits ______ _ Savings Deposits -----------------Letters of Credit and Acceptances executed for Customers __________ _ Rills Payable --------------------Xotes and Bills Rediscounted______ _ Other LlabilitleR -------~---------- 15,000.00 X one !:i,OOO.OO 2.144.26 None ~one 1.200.00 191.10 X one 22,931.58 :Js.:;o3.00 X one X one X one ~one X one Total -- ~-- ~- -- ~ --- ~ ~- ~- ~ ----------$ ~'i.019.9l TWENTIETH ANNUAL REPORT 61 STATEMENT Showing condition at the close of Business DPeember 30, 1939, of the BANK OF JONESBOHO Jonesboro, Ga. As called for by the Superinttnd.00 :n.17tUl1 ."\Olll' ~OlH' ~cl:~.2:l ;\olll' ;\Olll' ..\'OIH' Capital Stock LI.\RILITH:,.; : Capital XotPs ~urplus }'und ________ __ l~ndhi!lds rnpaid _______ _ t'ashil'l''s <'hPi'ks CL'rtifird Checl.;:s __ _ ill'mand llepm;its _________________ _ Time CPrtificates of ]IL'Jlihit~------ _ SaYings Heposits ------------------LL'ttl'rs of Credit and .\cctptaiH't~ t'Xl'i'U1t'd for CustomLr:-- _________ _ Hills Payable _______ _ Xote~ allil Bills RtlliSi'Ollllltd OthPr Liahilitil'~ 2;i,OOO.OO -:\ont' 25,000.00 44.~~ X one X one XonP 29.fill ~Oil(' ~iHl ,6:56.7:1 ~one n:1,2~:uo XOlll' XonP X o m.. :'\o11e Total -. ------$ :lR:l,O 11.02 --------------------- STATEMENT Showing condition at the close of Busincs' Dt'<'cmher 30, 1939, of the FAHl\'IEHS & MEHCIIANTS BA!"'K Junction City, Ga. As <'ailed for by the SuperintendPnt of Bank,. C. W. MOORE, President. Date of Charter: :3-23-1912 IV. A. BLYTHE, Cashier. Began Business: 4-3-1912 REsornn;,.;: J~oclllS ltlld Discount.-; _______________ $ l'tate of l;PDrgia a11d ::\lunit-ipal Bonds owned -------- __________ _ r. S. CoYLrnment ~e OWIHrs of Credit and Ai'('Pptanct~ executed for CustonH'l'"----------Bills Payable -------------------Xotrs and Bill~ Hedi:-;(ouutt:d ______ _ Other J,iahilities ------------------ Jri,OOO.OO ~one l'i.OOO.OO 5.43 None X one 1.200.00 93.27 );one :!7 ,202.67 ~.037.69 X one X one ~..one X one ~one Total ------$ 67,;)~9.06 G2 DEPARTME~T OF DA~KIKG STATEMENT Showing condition at the close of Business D<'t't'mlwr :~0, 1939, of the KENNESAW STATE BA~K Kennesaw, Ga. As called for by the Superintendent of Banks. J. G. LEWIS, President. Date of Charter: 4-20-1910 L. C. CHALKER Cashie1. ' Began Business: 3-1910 R~;sol:RCEI:i: l.t>ans and Discounts _______________ $ 8tate of Geor~ia and ::\Iunicipal e. Bso.ndGs ovOe\vrnncmden-t - ---------::St>C'lll'ities -----0\Yned -_ __ Other RtoekN and Bonds owned ____ _ Banking House and LoL __________ _ Furniturt" and Fixtu.res _____________ _ Other Real E~tatc O\Vlled ___________ _ Cash in Yault and Amount due from approved Heserve- ~\gent:-; ________ _ Checks for Clearing and dne from other Banl;:s ----------------- __ _ Cash Items ----------------------- Overdrafts ---------------------- __ _ ..._\dvance on Cotton and otlwr Com- moditiPs --------------------- ___ _ Customers' Liability on Lt-ttt>rs of Credit and Al'<'(ptaiH'f'S __ ---------Profit and Loss __________ ---------- Other Hesources ____________ _ Tolrintendent of Banks. S. C. SHEFFIELD, President. Date of Charter: 11-26-1912 F. T. TILLER, Cashier. Began Business: 12-10-1912 1\ESOl'RCE:-; : LDans and Disconnt~------- --------~ State of GeDrgia and :\lunkip,tl Bonds owned ___________________ _ U. S. novHnment Sf'cttritiPS owned __ Other Stock:-. and Bonds owned _____ _ Ranking House atHl LoL ___________ _ Furniture and Fixtures _____________ _ Other }{pal Estate owned ___________ _ Cash in Vault and Amount due from approved Resern~ .\gents ________ _ Checks for Clearing and due from other Ranks -------------------OC va sehr d r aI tfet sm s_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advance on Cotton and other Commodities ________________________ _ Customers' Liability on Letters of Credit and Acceptancps __________ _ Profit .and Loss ------------------Other Resources -------------------- Total -------------------- _________ $ 7!1, 17!1.0~ Xo!Jt' XOIIL' :\Oil(' fl.ll7.02 :;,SOfi.9!1 S77 .:~.i fiti,RMi.-1-1 Xoue XOIIL' 2.1 :i .:\'"Olll' Xont Xone X one 156.819.0:l LL\BILITIE8: Cq1ital St(JI'k ______________________ $ Capital .Xote::; ________________ ----- ~urplus Fund ____ ----------------- I'ni\idends l-npai(i ----------------Certified Check.-; ------------------. C-ashier's ChLcks ------------------Demand Depo::-;it:-.. _________________ _ Time Certificate~ of Devosits _______ _ Sadngs DLpo:;;it:-; ------------------Lettt'rs of Credit and .\cceptance,.<-; executed for Custonwr~---------- Bills Payable ---------------------Xotcs and Bills Rl'tlh\.'ounted ______ _ OthPr Lirtific>d Checks __________________ _ Demand Deposits __________________ _ Time Certificates of Deposits ______ _ 10,000.00 2,083.29 655.30 2,053,281.99 None Savings Deposits ------------------- 830,600.56 Letters of Credit and Acceptances executed for Customers __________ _ None Bills Payable --------------------Xotes ,and Bills Rediscounted ______ _ None None Other Liabilities ------------------ 597.51 Total -----------------------------$ 3,250,547.97 G4 DEPARTMENT OF BANKil\-;Ot'Hn;:-; : Loan:-~ and Discounts __ ----------- ~ State of Gt>orgia aud 1lunieipnl r . Bond:-; owned f.i. (;o\'crnmt>llt ---------Secul'itif'S -------- owned __ Other Sto<'ks and Bonds oW!lt'(L ____ _ Banldng House and LoL ___________ _ Furniture and Fixtures _____________ _ Otlwr Heal }~state O\\tied __________ _ Cu;h in Yault and ~\mount (lur from apprmefl Resern_ Agl'ntc-; ________ _ ( 'hP<'ks for Clearing and due frnm other Banks --------------- _____ _ C'': Capital Sto1k __ ------------------ __ $ f'apital .\"ote.. __ ------------------ Surplns Ftlnd ---------------------l"udi\"idt>d Profit ... _ .. ______________ _ Reserrt> Ft1nds __________________ _ Unt' to RalJk-; ___ . !Hridl"i!ds rnp;lid ('ashier's ('hl'ck-, __ --------------- ('{'rtified ('ilt'l'ii:<. lll'Illillld llepo:--.ih Timl' CLrtifk uf Ilepusits ______ _ Saring-..; HtJJu:--.its ___________ _ Letten:, nf f'rtdit and .\('('eptant:l'S t>Xi.'\'Uted f()r ! c>tomLrs __________ _ Bilb Payahlt.., _ ------------------Xote:--; and Rill..; Redh('o1lnted ______ _ Other Liahilitil'... __________ _ 23.000.00 1o.ooo.o0 .>.ooo.oo 2,078.26 1 .ooo.oo X one 1.330.00 78Us X one ] :2."1,-!.):),47 GX.fi'il.4o I' 17X.:l9 X one X one X one X one :2:-i7.!i~7.70 ------------------------------- STATEMENT Showing condition at the close of Business Deel'mber ;{O, 1939, of the LAKE PARK BANK Lake Park, Ga. As called for by the Superintendtnt of Bank,. EWELL BROWN, President. Date of Charter: 1-22-1906 EWELL BROWK, Cashier. Began Business: 8-1906 HE:-;on:n;,;: l..oans and Disrounts_______________ $ ~tate of Ge-orgia and :\[tmicipal Bonds owned ----------------C. H. Government Securitit's oWlll'(L_ Other Stocks and Bonds own((L ____ ". Ranking House and LoL __________ _ Furniture and Fixtures ____________ _ Other neal ~~state owned ___________ _ Cash in Vault and Amount due from apJJroYed Rt>serve .AgC'nts ________ _ ( 'heC'ks for Clearing and due from other Banks ______ .. ____________ _ Cash Items ____________ .. __________ _ Overdrafts __ ~- ______________ --~ ___ _ .\cham.'t' on Cotton and other Commodities ------------------------- CHstomers' Liability on Letters of Credit and Aecept:wces __________ _ Profit and Loss ________ .. __________ _ Other Re:--;ources ------------------ rota! ----------------- .. --------- __ $ ::o.so:~.7!1 1\0lll' 1 00.01) Xont soo.oo 4110.00 ell :1.7H ~. 7:~:~.\l(j X one il2.:ll 1:!7 .i!O None Xont> :X o n e X0ne Capital Sf11vk LL\HILITIES: ___ $ Capital .\ott-, ~urplu:-: Ftmd __ l"ndiYidl'd Prufil.., __________________ _ lhserre }'umt... ______________ _ DUP to Bank-.. __ _ I )i\"idl'nds rnpn id _______________ _ ( ashiLr~ Che1k:--. ( 'ert ifild ( "he~k-, - ___ .. ______________ Uemand Jlepo~it~ ___ ----~---------'l'illll' t'ertifkatL'"' of lleposits_~ ___ .._ .-.;aving..; Jlt'P\JSih -------~--------- Letters of (ndit and .\('('l'ptall('l'S t>Xecuttd f(jr ( 'tJstomers __________ _ Bills PayalJll~ -------------~-~~---:!\otes ~and Bills Rl(li:-wounted ______ _ Other J,iabilitie..; ------------------ J :;,000.011 X one ] .770.:!1 I ,S4!l.:lO X one X one X one :>.90 X one 17.71HLOI\ .>.lOS.2H X one X one X one X one X one ToLd ---------------- -----$ --- TWENTIETH ANNUAL REPORT 65 --------------------- STATEMENT Showing condition at the close of Busine~ December 30, 1939, of THE BRAND BANKING CO. Lawrenceville, Ga. As called for by the Superintendent of Banks. BARTOW MORGAN, JR., President. Date of Charter: 6-2-1905 F. F. DOWIS, Cashier. Began Business: 7-17-1905 , :-; and Iliscuunts ________________ $ ~1~1;1t1e1 nf (;Lorg;ia and ~InnidJ}tll r. Bond~ oWilt'll -------------------- :-i. (;orPrllint'llt ~t'l'llritit'S 0\Vllt'd _____ _ ('nsh in Yault and ~\mount dilL' from apprtnd HPst'l'Yl' _\gt'nH _______ _ ('he('b f1!1 ("karing '-1.9Go. 1:1 l:ll,1G2.30 :.!:Lfi83.7."i XOlll' 1.71i0.00 2-!,:).).).1 0 ::'\OJH' .). jj XonC" Xone "\"Oil(' Xonl' Capital :-:.tock Capital Xote:-; F u n d :-:.11rplu~ LL\BILITIES: ----------- __________ $ _ _________________ _ {Tndivided Profits HLserYL' Funds ______________ _ f)up to Banks __ _ IHvidLnd;-; Cnpaid ('ashiPr's Ched\~ (\_rtifkd Chtcli:s Demand DPIHJsit~ __________ _ Time <'t>rtificaiL'S of Deposits ______ _ S.t\iugs Hepo~its ___________ _ Lt! ttTS of ( 'rtdi t and .\C'('<'Pta IH'E'S l'XL'('titld fnr ('ustomer:;, __________ _ Bills l'ayahlP ________ - .. ----- _______ _ ::\ott':-; and Bilh Redisrnunted ______ _ Othn Li1 XOill' :\Oil\:' l.:iOO.OIJ 110.2;-i Xont> 2fl7 ,!i:-11.7:1 X one 2!l2.-tS2.2\I Xont XOlH"' X one :\on<> ___________________ $ 703.i!S.XO STATEMENT Showing condition at the cloe of Buine" Dearing and due frnm othn Bank:-: ------------------- Cash Ittm~ ------------------------Overdi'afb __ ---------------------AdniiH'l' on Cotton and other ('om- mollitits __________ -------------- C'ustomlrs' Liahilit' on Letters of f'rpdit and Ae(ePtanee:c _________ _ Profit and I~o:-:~c __________________ _ Otht>J' Htsources ------------------- Total '--- _____________ $ .itl.71 S.-! 1 X one X one X one GOO.IJO noo.oo XOIH' ,:JXO.:Hi Xotw XonP X one XOlll' X one X one 2:n ,7:10.27 Capital Capital Surplus Hto<'k Xot~;>s Fund l.L\BI!.l'l'IES: ----------------- ___ $ ---------------------____________________ _ l~ndividld Profit:-~ -----------------Hesern_. Funds ___________________ _ nul' to Banks ____ ----------------Ilividends rnpaid ----------------('ashier's Checks _________________ _ t'ertifipd t'hL'C'ks ------------------ llemrtificatt"s t~f Deposits ______ _ ~a rings !)(JHsits ____ -------------- Lettlrs of Credit and .\cceptalH'f'S t'Xt:'<'tihd for CtJstomers __________ _ Hills Pay a hit> --------------------:\'otes and Hills RPdiscounhnds Unpaid. -----------------Cashier':; Checks -----------------Certified Chediseountcd ______ _ OthPr Liabilitits ------------------ 25,ooo. 00 None 10,000.oo 3,066.28 None None 1.0l6.oo 123.98 X one :1o,033.19 ~7.880.14 X one ~one ~one X one X one Total -----------------------------$ 102,119.39 STATEMENT Showing condition at the close of Business December 30, 1939, of the FARMERS STATE BANK Lincolnton, Ga. As called for by the Superintendent of Banks. J. H. BOYKIN, President. Date of Charter: 9-26-1911 H. B. PITT, Cashier. Began Business: 12-2-1911 UESOUUC'ES: Loans and Discounts_______________$ gta te of Georgia and :\lunicipal r. Bonds ovmed ------------------S. Governme-nt Securities o''lled __ Other Stocks and Bond~ owned_____ _ Banking House and LoL __________ _ }"'urniture and }'ixtures____________ _ Other Ileal Estate owned __________ _ Cash in Yault and Amount due from approved Ueserve Agents-----~-- Cheeks for Clearing and due from other Banks -------------------OCavsehrdraItfetms s__-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advanre on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss-------------------~ Other Uesources ------------------ Total -----------------------------$ 68,927.8H 2,000.00 62,735.66 None 2,000.00 1.00 716.00 150,974.59 X one 153.01 137.48 7,549.03 X one :-lone None 295,194.65 LIABILITIES : C.apital Stock ---------------------$ Capital ~otes --------------------Rurplus Fund -------------------l!ndividcd Profits ________________ _ DReuseervtoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Cnpaid ----------------Cashier's Checks -----------------Certified Checks -----------------Demand Deposits __________ _ Time Certificates of Deposits______ _ Savings Deposits -----------------Letters of Credit and Acceptances cxene ~one !\"t}ne Total -----------------------------$ 295,194.65 TWENTIETH ANNUAL REPORT -------------- -~--- ----------------- 67 STATEMENT Showing tondition at the close of Business Detember 30, 1939, of THE PEOPLES BANK Lithonia, Ga. As talled for by the Superintendent of Banks. 1 M. STARR, SR., President. Date of Chal"ter: 8-26-1910 I. M. STARR, SR., Cashier. Began Business: 1910 HEiiOl-f{('E>': J,oans and ~iscot,mts ---------:-.--- ~ ~l~ttC of Georgia and ..\luHH'IPal r. Bonds S. G owned nverument --------Securitics --------mnletL_ Other Stocl\S and Bonds ownccL ____ _ Banking House apd I..ot ______ _ Furniture an~ I< ntur~~ ------- ---Other Rt'al J<~state O\\lll'(L ________ _ cash in Yault and .Amount due from apJlroved Resenc ~\~('llt~- ________ _ rhe('kS for Clearing- {'ks ________________ _ Demantl DL'Posits _" ________ _ Time Certifiratcs uf Deposib _________ _ :SaYings DPposits ____________ _ Ll'tttrs of Credit all(] _\('t'eptance~ t.:xetuted for Cttstonwr~---------- Hills Payable --------------------Sotes ancl Bills Hl'rli~lottllted ____ _ Other T..iahilities _________ _ ~:;.ooo.oo .:XOllf' ~0,000.011 -1.7:::7.-l-l Xonv Xmw 2,000.00 1!12 ..)0 Xont' 111,.)10.97 :.!:L-117 .iJti ll.:?!l:.!.0:-:1 Xnnt. Xonv X one X one Total - _,__ $ :.!01 .1.10 ..17 STATEMENT Showing condition at the eloe of Business Dee<'mber 30, 1939, of THE FARMERS BANK Locust Grove, (;a. As called for by the Superintendent of Banks. J. 0. MINTER, President. Date of Charter: 1-3-1910 H. C. CHILDS, Cashier. Beg-an Business: 1-1910 HESOrl\('ER: Loans and Dis('(Jt:nt:-; __________ _ ~!ate of (;eorgia and ..\Luniripal Bonds ownt~d ____________________ _ r. S. GOYC'rllmPnt. ;;.)ecuritit~ 0\\"llPtL_ Other Stocks and Bonds 0\\"lll'{L ____ _ Ranking Honse and Lot ___________ _ Furniture and Fixtures____________ _ Other Ht>al Esta.tP owned __________ _ fash in Yault and Amount dut> from apvroved Htostrve .Agents _________ _ Cherks for Clearing- and due from other Ranks ___________________ _ l'ash Items ----------------------Overdrafts ___________ ------- ---- --- .\drance on Cotton and other Commodities __________________ ------- f'ustomPrs' Liability on Letters of Credit and AcC'eptanres __________ _ Profit and Loss ___________________ _ Other Resources ------------------ Total ---- ______ $ Xmw 1,000.00 ~{)!](' 1.2:;:JoOo..OoOo Xont' :!J .K-!7 ..) i Sonc Sone ~one 1,9:17.27 "XOllt' X one X one 75,983.5~ LI.\BILITIJ;s: Capital Stod;: ______ -------------$ CapiLli Xotls Surplus Fund l'wliYided Profit-.: _________________ _ HL'SPrn Funds ---------Otte to Bank..: ____________ _ DiYirhIJds tnpaid Ca:--hin's Ched;:s ----------------- <'L'riifitd ('hp(ks _____________ _ T>emand Dl'IJO~its ________ _ Time Certificatt>s of DeJlosit:-L _____ _ Savings J)eposi ts _________________ _ Letters of CrPdit and ;\{'('PJ)tances exeeutNl for Customers __________ _ Rills Pa:vable ____________________ _ Xotes and Bills Recliseountp{L _____ _ Other Liabilities ------------------- 1:i,OOO.OO XonP .>,:iOO.OO fi7 .l:i Xonl' XOlll' GUO Xnnt ::'\01\l' .)fl.H:l4.-lfl ;~,000.00 );one X one ~one X one 1,'100.00 Total -----------------------------$ 7;) ,983.52 68 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the FARMERS STATE BANK Lumpkin, Ga. As called for by the Superintendent of Banks. E. L. CARTER, President. Date of Charter: 10-2-1911 E. E. HUMBER Cashier. ' Began Business: 12-1911 ------R-EK-.0-l"R-\"J-,:-;- : - - - - - - - - - - - ----------1-.J.\_B_IL-1'1-'U-;,.;-, ------------... Loan~ and llbcouHt:-; ________________ $ ~tat( of (;porgia and .:\[uuidpal Bonds uwtH'tl __________ _ t. H. (;ovcrnment Ht:('llrities owned __ Other Sto<'hs a tid Bollds O\YJH'CL ____ _ Ranking- Hnus( and LoL ______ _ Funlitur( and J<'hture~-------Other Real E.-;tatc OWilf'(L _____ . Cash ill Yault and Amount dui.' fron1 approvt>tl Rest:>rre .\genh; _______ _ Chl'('ks for Clt>aring and due fron1 ntlwr Hanks _________ __________ _ ('ash Hems ____________ _ fhlTdraft;..; _________ - ___ -------- .. --- .\dnuH't on Cotton and otlu,r Commodities ------------------ ______ _ l'ustomt'rs' Liability ou LLttl'rs (If Credit H tHl Acct>pta ll('L'.'-'- Prufit aud Loss _________________ _ OthLr ltt"sour('t"S ; . 1 u.:;o ~.1110.00 ;-;,:~:w.:n ~Olll' 1.0(1 ::.o~:;.oo Jlli,:!H l.fifi .';'one Xo!W :.\'Ollt-' Xmw 1.740.00 Cone :>one X one :>one Total Total STATEMENT Showing condition at the close of Busincs' DeNmlwr 30, J 939, of th<' LUTHERSVILLE BANKING COMPANY Luthersville, Ga. As called for by the Superintendent of Bank. 1\. F. CULPEPPER, P1esident. Date of Charter: 10-11-1905 L. W. McKOO);, Cashier. Began Business: 8-3-1906 * I\E80l"RI'ES: Loans and Hisue to Banks_____________________ _ Dividends enpaid ----------------- CashiPr's Chtcks ------------------ Ctrtifird Chers of Credit and Acceptanees executed for Customers __________ _ Hills Payable __ ------------------Xote.s and Bills Hedisrountrd ______ _ Oth('l' Liahilitits ------------------ ~:;.ooo.oo Sone J.:l73.06 Xone :>one :\"one X one 196.54 X one ~19,:167.45 13.o84.0I Xone ~one X one X one ~one 'rota I ______ -----------------------$ 79.721.06 -- TWENTIETH ANNUAL REPORT 69 STATEMENT Showing condition at the close of Business Deeemlwr 30, 1939, of THE PEOPLES BANK Lyons, Ga. As called for by the Superintendent of Bank,. Wl.VI. A. ESTROFF, President. Date of Charter: 5-4-1935 _ _____----------R-E-~-(-J-l-:R _C_E_S_:___________________ Loans and Di~eounts _______________ $ state of Georgia and -'Iunkipal r. Bso.ndts;ovoewrnnmedcnt--H--ec-u--ri-t-it-'s- - -------owned __ Other Sto('kS and Bonds owned _____ _ Banking House and Lot_ __________ _ Furniture and Fixtures ___________ _ Other Real Estate owned _________ _ Cash in Yault and Amount due from approved Hcserve Ag-ents ___ _ ('berks for Clearing and due from other Banks -------------- Cash Items ----------------------- overdrafts ------------------------Advance on Cotton and otlH'r Com- modities ________ - ---------------- Customers' Liability on Letters of Credit and Aceeptanres __________ _ profit and Loss ___________________ _ Other Resources -------------- ___ _ l,l.H.2>' ;;,ooo.oo 1.4SO.OO 1 ,:no.oo :itiO.OO X one ":\Ollt-' X one X one 2.648.21 ~one X one Xone Total ------------------------ ~----* W. T. CHINA, Cashier. Began Business: 6-1-1935 I.L\ BIL1T1Ef< : ('apital Stoc-k _____________________ $ Capital Xutes ____ _ !'urplus Fund ____________ _ lndivided Profits Ht.sprve Funds DuL to Banks ___ _ lliridellds rnpaid ('ashier's Chl\f'ks Certified ('llC'<'ks HLmand lleposits Timt ('ertifkates of He)JO:dts ______ _ S:nillgs Deposits __ ---------------Lt_.tters of Credit and _\\'t'eptanees exerlltf'd for C'ustonwrs __________ _ Bills Payable --------------------.\'otes and Bills HLclisronntt-rL _____ _ Otiler Liahilitil\S ________________ _ 13.1100.00 Xont> 6,000.00 ~~7 ti. S-1 ";;o.on :i.OOO.OO X one :-:.07'!?. /.i X one 1:!S,l L).lW ! I.:~O:\. 2li X nne X one XOlll' X one :.!:!li.tin Total 1~l fl ,;) !,) .0 .) STATEMENT Showing condition at the close of Busine~~ Deeember 30, 1939, of THE MERCHANTS & CITIZENS BANK McRae, Ga. As ealled for by the Superintendent of Bank. 0. F. McRAE, President. Date of Charter: 3-28-1929 D. M. McRAE, Cashier. Began Business: 2-23-1929 RESOl:RCES: Loans and Discounts _______________ $ State of (Jeorgia and ::\lunicipal r. Bonds ownt'd -------------------S. Government Herurities owned_Other Stocks and Bonds owned _____ _ Banktn~ Hou~e and I~oL __________ _ Furniture and l~ixtures ___________ _ Other Real Estate OWIH~d----------- Cash in Vault and Amount dut> from an-proved Rest>rve Agents ________ _ Cheeks for Clearing and due from other Bank8 --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities -----------------------Customers' Liahility on Letters of Credit and Acceptances __________ _ Profit and Loss ___________________ _ Other Resources ------------------ Total -----------------------------$ 21:2.S.il.~:{ 2.000.00 :18.000.00 19.876.83 :1,800.00 200.00 1.1\0 1:13.802.40 :;,799.42 46.53 264.00 :lO.tl7!.1 R ~one X one ~Oil(' 443,H1:i.79 LL\ BILIT!ES : t'apital ~to<'k ______________________ .$ Capital XoteK ____________________ _ Surplus Fund --------------------Cndividt>d Profits ------------------Resern_" Funds --------------------Hue to Banks _____________________ _ Dividends rnpaid ----------------Cashier's Cherl;;:s ------------------Certified Che00.00 Xonl o)5~.0(1 1.92J..9! X one 321)')21.2-1 4:1.~24.6,) ~Ollt' ~Ollt' XonP Xmw ~one Total ------------------ ____$ 443 .s 15.79 70 DEPARTMENT OF BANKil\:G STATEMENT Showing condition at the close of Business December 30, 1939, of the CITY BANK & TRUST COMPANY Macon, Ga. As called for by the Superintendent of Banks. T. RAD TURNER, President. Date of Charter: 6-29-1931 GUYTON G. ABNEY Cashier. ' Began Business: 7-2-1931 REI'Ol-W"EI': Loaus and Dbcol!nb ___ .. ___________ $ :-.:httP nf GPor)!ia and .\funkiJial Bouds owned _________________ _ l .. S. Government ~l't'llritks mvned __ Other ~Hocks and Bonds ownttL ____ _ Banking House and lAlL __________ _ Furniture a11tl Fb.turt:s ___________ _ OthPr Hl'al Estate owlledit and .\C<'L'!lt:tiH'Cs t'Xl'<'uted for CustOlllL'rs __________ _ Rills Pa:rahle ____________________ _ Xotes and Bills Heclis<'tlllllted ______ _ Other I~iahilities ___ _________ _ rro.ooo.oo ,;() ,ouXoo.onoe -!:!, l 74.96 s ~2.36 ll,:l12.9; uoo.oo 1.416.62 11.25 1 .20:J,R:l2.:Jo 17.925.00 -12H.H!l1.93 X one X one X one X one Total _____ _ ______ !f 2,012.!i7i.:H~ STATEMENT Showing condition at the close of Busines December 30, 1939, of the BANK OF MADISON Madison, Ga. As called for by the Superintendent of Hanks. F. C. NEWTON, President. Date of Charter: 12-26-1888 E. G. ATKINSON, Cashier. Be.~an Business: 1-1-1890 ItESOriU'EI': Lo;-ms and IHscounts_________ $ ~t,ate of Ceorgia and :\I11nkipal Bouds owned ------------------- r. :--:. (;on:Tnmcnt SL'-('Ul'ities 0\\"llt'tL_ Other Hto<"ks and Bonds owued _____ _ Banking House and LoL ____________ Furniture and Fixtuns ____________ _ Other HLal EstatL' OV!IIed __________ _ Cash in Yault and .._\mount due from apJH'O\"ed Resen'e _\gents ________ _ Checks for Clearing and dne from other Banks --------------------Cash Items ---------------------- _ Onrdra fts ------------------------.\dnwce on Cotton and other Com- moditit>.s ------------------------Customns' Liability on Letters ot Credit and .Acceptan<'es __________ _ Profit and I~oss ___________________ _ Other Hesources ------------------ Total ---------- ------------ ------ _$ I 77 ..J:!O.(i:! 1,000.00 7 ,.100.011 21 ,:Li:2.2ti 4.:)00.1111 I ,!1011.1111 21 ,:);)7 .:!1 ~.)7 ..)-l X one ,),).91 1.77:-1.72 .\"Ollt' X one Xont> LL\BILITIES: Capital Stu<"J.i: _____________________ $ Capital \'ot<'s ---------------------Surplus :F'und ____________________ _ rncliYlded Profits __ - -------------Heser'\'l' Funds ___________________ _ J)ue to Banks _____________________ _ HiYidl'IHls lJIJpaid _________________ _ Cashil'r's Checks ------------------Certified Checks -----------------DL"Illand Deposits _________________ _ Time Certific-ate~ of DPposits ______ _ Savings Dt>IW~its _________________ _ I.cttL:rs of Credit and AcL'CIJtantes L'X('L'Utt>d for Customers __________ _ Bills Payable ____________________ _ "Xotes and Bil1~ Redi~countL'(L _____ _ Other Liahilitit>s ______________ ---- '>0,000.00 X one -10,000.110 l,tili9.17 ~one X one 1 ,0:)2.00 ~:HI.l8 X one ~0 l.:J:JH.:JH l:!,.l:l!i.4:l :-1-l.ti:):J.;)ti X one X one :\one );one Tub I __________ $ :l!ll ,71 L!l:l TWENTIETH ANNUAL REPORT 71 STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF MANCHESTER Manchester, Ga. As called for by the Superintendent of Banks. JAS. S. PETERS, President. Date of Charter: 1-28-1910 L. M. BRADFORD, Cashier. Began Business: 2-2-1910 RESOt:Ho;s : ~:tnes and of Digrounts --------------$ Georgia and ::\Iuni<'iJJal L.Bso.ndGs ovoewrnnmedent- -----------------Securities owned __ 366,741.81 129,498.83 2,500.00 other Stocks and Bonds owned_____ _ 15,000.00 Banking House and LoL __________ _ 7,438.04 rurniture and Fixtures ____________ _ ~one Other Real Estate owned _________ --- H,H2.70 Cash tn Yault and Amount due from pprored Reserve Agent-; ________ _ 8 Checks for Clearing and due from 2:12,197.52 other Banks -------------------Cash Items ----------------------overdrafts ------------- -----------Adrance on Cotton aiHl other Com- modities -------------------------- None 2,095.21 1,494.84 None Customers' Liability on Letters of Credit and Acceptances __________ _ No-ne Profit ~tnd Loss ------------------- ~one Other Resources ------------------- - - 2,985.00 --- Total _____________________________ $ 77 4,:Jfi3.~:i LIABILITIES : Callital Stock _____________________$ Capital Notes --------------------Suq)lus Fund -------------------Lndivided Profits ________________ _ HDucseervtoe BFtuanndkss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid ________________ _ Cashier's Checks _________________ _ Certified Checks _________________ _ DPmand Deposits ________________ _ Timt Certificates of Deposits ______ _ Savings Deposits -----------------I~etters of Credit and Accentances executed for Customt>rs __________ _ Bills Payable --------------------:'>otes and Hills Rediscounted ______ _ Other Liabilities ------------------ 50,000.00 ~one 100,000.00 38,965.26 2,040.00 ~one 10,000.00 1,507.81 Kone 285,606.30 5R,519.7i 214,592.28 ~one ~one None 13,132.53 Total _____________________________ $ 7H,363.!l:; STATEMENT Showing condition at the close of Business December 30, 1939, of THE CITIZENS BANK Marshallville, Ga. As called for by the Superintendent of Banks. C. C. HASLAM, President. Date of Charter: 12-24-1906 C. C. HASLAM, Cashier. Began Business: 1-1-1907 HESOUHCES: Loans and Discounts ______________ $ State of Georgi.a and ).lunicipal Bonds owned ------------------L. S. Government Securities O\\"lled __ Other Stocks and Bonds owned_____ _ Banking House and LoL __________ _ Furniture and Fixtures___________ _ Other Real Estate owned__________ _ Cash in Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and due from other Banks -------------------OCavsehrdrIatfetms s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities ------------------------- Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss ------------------0\her Resources ------------------ Total -----------------------------$ 147,616.53 5,000.00 4,950.00 None 2,400.00 100.00 1,450.00 21,431.88 585.57 None 106.35 ~one None None X one 183,640.33 LIABILITIES: Capital Stock _____________________ $ Cavital ~otes --------------------Hurplus Fund --------------------rnctivided Profits -----------------nHueeservtoe RFaunnkdss__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid ----------------Cashier's Checks -----------------Certified Checks -----------------Demand Deposits -----------------rl'ime Certificates of Deposits ______ _ Savings Deposits -----------------Letters of Credit and Acceptances executed for Customers __________ _ Bills Payable -------------------l'otes and Bills Rediscounted______ _ Other Liabilities ------------------ 1R,OOO.OO ~one 30,000.00 15,033.40 None ~~one 210.00 1,1H5.64 None 79,398.48 ~one 24,441.33 None 15,000.00 None 371.48 Total _____________________________ $ 183,640.3:1 72 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Busines December 30, 1939, of the GEORGIA BANKING CO. Marshallville, Ga. As called for by the Superintendent of Banks. JOHN C. WALKER, JR., President. Date of Charter: 9-19-1910 JOHN C. WALKER, JR., Cashier. Began Business: 9-27-1910 RE>'Ol'Rl'ES: LoaHs and Discounts --------------~ ~tatp of Georgia and ~Innkii)al Bond.-; owned ------------------1. ~. (;onrnmcnt ~t>curities owned __ Other :-;tocks and Bonds owned _____ _ Hankin;z House and I~oL ___________ _ Furnitul'l' and Fixtures ______________ _ Ot!Jer Real Estate O\nH:d ___________ _ l'ash in Yault and ~\mount due from apprnrecl Reserve .\gt>ut...; ________ _ ('iwl'hs for Clearing and dU1' t'row otl!Lr Bank::; ____________ _ Ca.-:.11 Itt>m:-. ______________________ _ Onnlra fts ________________________ _ .\dratH't' on Cotton and other ComIll ocl it ics ________________________ - _ ('u~tmner~ Liability nn Letters of Cndit and ..At'reptallt'P:-; __________ _ Profit and Loss ___ ---------------Othl'l' Rt>:-JO\Ifl'f'S ------------------ X one X one X one ~.-!00.00 1,800.00 Jo ..;on.:;t 1:l.).:J8 X one :~2. 7.) X one Xonp Xoue X one LI.\BILITIES: CCaappiittaall SXt(owtJe.is. ---------------------$ ___ ., ________________ _ ~urplus Fund ___ -----------------l~ndivicled Profits ----------------- Reserve Funds --------------------Due to Banks _____________________ _ nividends l'npaid ----------------('ashier's Cht('ks ------------------ Ct>rtifiPd Clwck:-: -----------------J)emand Deposits ----------------Tirlli.' Certificates nf Jleposits ______ _ ~arings Veposits ----------------Letter:-. of Crt>dit and _\.cceptances l'Xt>t'tLted fur ( 'ustomers __________ _ Bills Payable --------------------Xotcs and Bills HediscotmtecL ______ _ Otht>r T..iahilitits ------------------ 3o,oo 0.00 :'>one ~2oo.oo -.a87.43 None \'one \'one \'one \'one l:l,503.96 X onE> 20.427.68 \'one \'one X one X o-ne Total ~~~--~-~---~~--~ ~~ .--~~---~$ 7-l.:i1n.o7 Total ~---~~- -~-~~ -~-~ --~----~--~~~~$ 74.:Jl9.07 ---------------------------~------------~~ STATEMENT Showing condition at the close of Busine~s Deeember 30, 1939, of the BANK OF MEIGS Meigs, Ga. As called for by the Superintendent of Banks. .J. A. BOWERS, President. Date of Charter: 5-8-1903 TOM SMITH, Cashier. Began Business: 6-1903 RESO!'Rn;s: Loans and Disrounts _______________ $ .State of f~eorg-ia and ).!unicipal Bonds owned ------------------(". H. novernment ~rcttrities owned __ Other ~tocks and Bonds owned ______ _ Ranking- House and LoL __________ _ Furniture and Fixtures ___________ _ Other Real Estate owned __________ _ ('ash in Yault ~and Amount due from avprovect Ueserve _\1-{ents _________ _ Cherks for Clearing a11d due from other Banks -------------------0C\a"sPhrdrIatfetms s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advanre on Cotton and other Commodities ------------------------- Customers' J~iability on J_.etters of Credit and Aeeeptant'es __________ _ Profit and Loss ------------------Otlwr Resources ------------------ Tnt a l ----------~---~ ~-- ~-~-~-- -~--$ 100,1.16.17 10,000.00 22,300.00 X one 1.00 1.00 3,000.00 7:].7.11.82 X one X one !3.;)2 X onE" X one 47tU.1 211.872.46 Capital Stock Capital Xotes F u n d ~urpl11s LIABILITIES: ---~-----~----~--~~--$ ____________________ _ ____________________ _ rndiYided Profits ----------------- Reserve nue to BFuannkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid ----------------('ashier's Cheek.s -----------------Certified Cheeks _________ _ Demand Deposits __________ ------Time Certifieates of Deposits ______ _ Savings Deposits -----------------I~etten; of Credit and Acceptances exeeuted for Customers __________ _ Bills Payable --------------------Sotes and Rilb Rediseounted ______ _ Otlwr Liabilities _________________ , ;,o,ooo.oo None 15,000.00 :1,289.68 :1,261.21 None 135.00 106.69 X one !l9,57l.Ol 150.00 70,358.81 X one X one X one X one Total _~-~---~-~-~--~-----~--- --~-~$ 21l.S72.46 TWENTIETH ANNUAL REPORT 7"., STATEMENT Showing condition at the close of Business December 30, 1939, of the METTER BANKING COMPANY Metter, Ga. As ealled for by the Superintendent of Banks. L.A. K~NNARD, President. Date of Charter: 7-25-1930 ---------------------------m:sorRCES: LS~~.1t0e5 and of Di~cou.nt:L ____________ _ Georgia and ..\Iuni(ipal r. Bso.ndGs owued ----------overnment RecuritiPs -------ownl'd __ :;0,830.00 ',:>00.00 Other Stocks and Ronds O\\!Jt->d ______ _ 'R1lnktng Hm!Re af,id LoL ___________ _ Furniture an,ct Fixtures _______ ----- XonL "XOlll J.:lOO.OO Other Real F... state O\\ued ____._______ _ rash in Yault and ~\mount dUt' from approved Uescrve ~\gtllts X ntH' 1."1:-::.s~.l.:!:-:: Checks for Charing- and due from other Banks -------------------Cash Items ----------------------overdrafts -------~~---------- :\one Xont 2ti2.110 Advance on Cotton and otlwr Com- modities ------------ Customers' I..iahilit:r on L(t1Prs of Credit and .\rrepf atH'fs __ _ Profit and J..oss ____________ _ );one :\Oil(' Other Resources - ~------------ 200.1111 Total NITA BELLE LEE, Cashier. Began Business: 8-2G-HJ~l5 LL\ B!LITJE,.;: (':qJit.al ~to(']\ ____________ ---------~ ("apital Xofes __ ~nrplus }'und l~nrliYilll'd Profits Rl'serYe }'unds ___ _ })lJ(' to na nks Hiridt'IHis [~npaid CashiLr';-; Chl'('l\.s ______________ -- Certified Clwcl;;s ____________ _ 1hnwiHl ])eposits ------------------Tillle ('prtifiratls of lh'posits _______ _ :O:.a\"ings fltposits ________________ _ Ldtcrs of ('rcdit alld .\t'I'C]JtatH'es t'Xt>C'ttkd for ('nstonwrs __________ _ Hills :'\ott s Pi! Yil :111,d hRlcill;-}{(~l-i~~~~~~liL'tL _______ _ Otlwr Li:thilitil's __________ _ ~-i.tlllO.OO ~{)l\{ li.OOO.HO l ,002.X\l 1,000.00 XolH Xont l,ll21.7l :\nnl' :!\It:, 71~.:-i-l .:\nlle Xnnt :'\oJh Xont XO!lt ::o.::ll Tutiil ----~ :-::HL~n::.17 STATEMENT Showing condition at the close of Business December ;{O. 1939. of the BANK OF MILAN Milan, Ga. As ealled for by the Superintendent of Bank,. R. C. CHAMBERS, President. Date of Charter: 12-5-1906 D. R. NEWTON, Cashier. Beg-an Business: 12-Hl06 I\ESOFRCES: Loans atHl Discounts _______________ $ State of Georg-ia and ~runidpal Bonds owned ____________ -------U. S. Gm'ernml~nt Securit.ie~ ownttL_ Other Storks and Ronds 0\\'llf'(L ____ _ Banking HousP and Lot ____________ _ Furniture and Fixtures ______ _ Other Heal Estate owned ___ ~ Cash in Vault and .Amount duP from approved Rt"servP Ag-Pnts _________ _ Cherl;;:s for Clearing and dill' from other Banks ______________ ~---~ Cash Items ______________________ _ Overdrafts _________ ------- ----Advance on Cotton atH1 otlit'r ('om- modities -------~ --------------~ CustomPrs' J.,~iability on LettPrs of Credit and AcreptaJH'e~-----Profit and Loss_ _________ _ Other Resources ___________ _ Total _____________________________ $ 10,201.7:1 :!7 ,772.1!! X one 4,471.80 t>JJ.IlO 800.00 "X one ~Oil(' X one fi. 129.67 X one X one X one 166,181.60 LL\BILITIE,_: Capital Bttwk -------- __ $ ('apital Xnhs ________ _ Surplu:-> Fund __ l-llllivid('d Profit:-; __ _ Uesnn~ Funds _______ _ Hue to Banks 1Hvidt>IH1S rnpairl Cashipr's ChNks f\_rtifictl ('lJ(cks Demawl Ueposi t s 'l'inw Ctrtificates of IILpnsit:-; ______ _ ~avings Jlpposits Ll'ttns of CrNiit :llld .\rcep1aJH'es exctutNl for ClJSt(JnH'r'-'-----------Bills Pa:vabll' __ _ Xotls nnd Bills HcdistountttL _____ _ OtiH'r Liahilitit's J:i,llOO.On :UJOO.OO 1,000.00 70R.22 :i.OOO.OO X one ~one 2:ll.97 X one ,.q,:J7G.OH ;; 1 ,f-i(i;l.41 :\ont X nne Xotll Xont Xortt Total lt)t),1~1.1j0 74 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the EXCHANGE BANK Milledgeville, Ga. As called for by the Superintendent of Banks. OTTO M. COHN, President. Date of Charter: 5-20-1903 RESOl'RCES: Loans and. Diseonnts _______________ $ State of Georgia and ::\Iunicipa1 Rnncls mnwd ------------------- r. S. Covt'rnment Securities owncLL_ Other Storks and Bunds mvnprl_ ____ _ BankinJ..!: IIC' HnLl Lot ____________ _ Furniture and Fixturt's ___________ _ Other Real Estate owned ___________ _ Cash in Vault and i\mottnt due from apJnoved Ht~senc i\~cnts _________ _ Chc<'ks for Clearin~ and d\lt.' from oth(r Ranks ___________________ _ Cash Items ______________________ _ Ovt.>rdrafts ---------------- .\dnlll('C on Cotton and o1ller Com- modities ________________________ _ ('ustomers' I.~inhilit r on Lettns of Crcc1it and .Accetltanee~---------- l'rofit and Lo~s __ -----------------Other Itrsources ------------------- T"t aI ____________________________ -$ 400,467.79 R2,fi~O.:io 27,000.00 39,798.50 Xont 2.7:J2.~l7 35,:lR:J.R9 1:-i(l, 1::17.2-1 .-.,o.Jo.2.J X one G:;2.\J~ 21,;)17.07 ".\'"011{' :XollL' 9,042.4.> 810 .l:l :J. \i I C. E. RAY Cashier. ' Began Business: 6-1-1903 ---------------- LL\BILITIES: Capital tstock -----------------------~ Capital Xotcs __ _ --- ______ _ Surplu~ Fund ------------l~ndivickd Profit:-; -----------------H(:-;errc Funds __________ _ Due to Banks __________ _ ])iddencls rnpaid ('ashier's Checks ____________ _ Certified Clwcks -------------------- lll'mand Dt>J)()sit-; ----------------Time Ctrtificntes of ])eposits _____ _ ~a rings Deposits _________________ _ Lf'ttt'rs of Credit aud Acceptanns 1 o o . o o 0.00 60 .ooXoo.onoo 1R,810.l9 None None 905.33 3,031.44 X one 2SG,OG6.90 X one :111,619.75 PXC'('IItl'd for Customers ___ _ Hills PayahlP ------------------~ot('S and Bills Rl'dis('OIIllted ____ _ Othl'r Liabilities ________________ _ X one ::>one ::>one ::>one '!'(\tal ______ _ --- --------$ 810,4:l:l.6! STATEMENT Showing condition at the close of Business December 30, 1939, of THE MERCHANTS & FARMERS BANK Milledgeville, Ga. As called for by the Superintendent of Banks. MARION H. ALLEN, President. Date of Charter: 3-22-1898 L. C. HALL, Cashier. Began Business: 3-1898 REROl'RCES: T. oans and Discounts ______________ $ State of Georgia and :\lunieipal Bonds m..-ned __________________ _ 1". S. (;overnmcnt Securities owned __ Other Rtocks and Bond::; owned _____ _ Banking Howw and LoL __________ _ Furniture and FiA-tures____________ _ Otlwr Real Estate owned ___________ _ Cash in Vault and .Amonnt dut: from ap]noved Reserve Agt>nts ________ _ ClHrks for Clearing and due from other Hanks -------------------Cash Items _______________________ _ Overdrafts ------------------------.\dvanre on Cotton and otht'r Com- modities _______________________ _ Cw;tnmers' Liability on T~rttcrs of Cn'dit and Areei;t,aiH'es __________ _ Profit and Loss __________________ _ Otht.r Hesources -------------------- Total -----------------------------$ -119,010.97 2R,79R.R-l 1:l,l7S.J:J :X one 9,467.61 3,57R.:i0 25,308.~6 1;)2,200.60 7,187.76 616.18 3H.79 X one X one None None 659,661. 7-l J,L\BILITH;S: ('a pi tal StoC'I< -------------------- _$ CAauprpiltLatls XFoutensd -_-_--_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_- l~ndidded Profits ________________ _ Heserve Funds --------------------- Due to Banks --------------------- J)i\idends 11npaid _________________ _ Cashier's Cl1rcks ______________ _ Certified Checks _________________ _ Hcmand Deposits _________________ _ Time Certificates of De})osits ______ _ Savings Deposits ----------------- _ Letters of Credit and AeceptaTI{'t's PxecutPcl for Custotncrs _________ .. Rills Payable --------------------:Xott>s and Bills Rediscounted ______ _ Other Liabilit.i<'s ________________ . 80,000.00 :Sone 80,000.00 ~.l:l3.58 6,376.81 ::>one 404.00 6,159.67 "X one 232,050.26 )Jone 231,537.42 X one ~one :-lone ::>one Total _____________________________ $ 6;)9,661.74 TWENTIETH ANNUAL REPORT 75 STATEMENT Showing condition at the close of Busine's December 30. 1939. of THE MILLEDGEVILLE RANKING CO:'IfPANY Milledgeville, Ga. As eall<:d for by the Superintendent of Rank,. MILLER S. BELL, President. Date of Charter: 2-28-1874 ~IILLER R. BELL, Cashier. Began Business: 10-13-188- ---------------ES0 U\CES : l&'lllS anLl Discount;-; _________________ $ St;te of eeorj.!'la ____________________ :111,000.00 XOllL' I 110,0110.011 S 1,\Hht.i.-~ 22,0110.011 Xmw fl\10.00 7 .:Hi~. j j Xont I .2~0,070.~:-: X one Xont.' ).;mw XOlH' XonP .XnllL' Total ___ $ 1,4S2.122.I:: STATEMENT Showing condition at the close of Business Decemb<:r 30. 1939, of the BANK OF MILLEN Millen, Ga. As ealled for by the Superintendent of Banks. W. 1\I. CORBETT, President. Date of Charter: 1-4-1893 W. H. SHEPPARD, JR., Cashier. Began Business: 3-1-189:3 RESOrRCES: Loans and Discount-;_ ______________ $ St~ate of Georgia and :\lmricitwl Bond:--; owned ___________________ _ U. S. Government Hceuritics owl!ed. __ Other Stocks -and Bonds owned _____ _ Banking House and LoL __________ _ FurniturE' and }..,b,:turcs ____________ _ Other Real Estate owned __________ _ Cash in Vault -and Amount due from approvPd HPserve .AgPnts _________ _ Cherks for Clt>aring and due from CaosthherltEB'masnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts _____ -------------------Advance on Cotton and other Com- modities -----------------------Customers' Liability on Lettt'rs of Credit and Acceptances __________ _ Profit and Loss __________________ _ Other Resources __________________ _ 109,Sl7.17 4,07:i.OO 105,000.00 3,000.00 12,500.00 4.000.011 225.00 :i26,97S.G8 2,260.02 ~one X one Xone X one Sone ~one LL\BlLlTIES: Capital Stock _______________________ $ Capital Xotes --------------------~urplus Fund --------------------rndiYided Profits -----------------Re-serve Funds -------------------Due to Ranks --------------------Jlividends Unpaid ----------------Cashier's Cheeks __ ----------------Certified Checks __________________ _ Bemand ])e-posits ___ -------------Timl' ('Lrtifkates of lh.'posits ______ _ ~avings l)ppo~ib -----------------I ..et1t'r:-; of Credit and .AtTevtanees cxcl'Ut('(l for Custonwrs __________ _ Rills Payable ---------------------".\'otes and Bills HNliscounted ______ _ Other LiahilitiPs ------------------ 50,000.00 X one 30,000.00 22,892.79 None Nonr None 1,341.95 :X o n e 4SG,l45.92 Sone 1:17,47;).21 X one X one X one X one Total _____________________________ $ 767,855.87 Total ------------------ ___________$ 767,835.87 ----------------------------------------------------------- 76 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of tht> BANK OF MOLENA Molena, Ga. As called for by the Superintendent of Banks. \\'. 0. JORDAN, President. Date of Charter: 10-7-1901 ~-------~ ~~------- RE~OI-1\CE~: Loaus and lli""onn\s______________ $ :--;tate t1f (;eorgia atHl -:\l11nkipal Bund~ owned ------------------ ::'\ulll 1.. S. (:on~rnment Heturitil'S owned :!,1\:-it).OII Otlwr :-:.tork~ and Bond:-; ownt>d ____ _ Ht'k'i for ('learill;{ awl dtlt' t'rom otlwr Banks-------------------t'asll Itt>ms -------------- __ Ovenlraft.s _____________ --- _ X(JlW .-1\UW LT.:;:; .\dvant'l' on Cotton and tlt!wr Commodities ______________ _ Cu:-:tomers' Liability on Ll'ttt'l'" of Credit e:~nd Acceptante:-. __ l'rofit and I.~oss ______ _ Otht~r Rt_sources __ :'\ntH ::'\olll' Xotll R. H. FLETCHER Cashier. ' Began Business: 3-1899 LI.\BILITU:S: Cavital Htoek ________________ _ Capital Xotes ------------------ __ :O:.urplus Fuutl ________________ ------ rndivided Profits ___ -------------Ht>:-o~l'I"\"i.' Fund" ________ _ Due to Hanks -------------------llividt-ntb l'npaid ________________ _ Cashier's Chel'ks _________________ _ ('ertifit>d Cht-1'k:--; ___ _ Demand Heposits _________________ _ Time t'l'rtifkate-.; of lHJlOsits ______ _ :-;arin~s Jllposits ____ --------------Lltter:--; of Crt>dit and .\tteptanCl'S l'Xt't'lltl"ll t"or t'u~tnnurs ________ _ Bills l'ayahle ________________ _ Xotl':-i ne Xone 1,629.53 Xone Xone Xone 3.00 :;o.:l5XIo.2ne3 ~X.690.42 !l,183.2I X one X one X one X one Total Tot:~l X 1.851.39 STATEMENT Showing condition at the close of Busine" Deeembtr 30, 1939, of THE FARMERS BANK Monroe, Ga. As called for by the Superintendent of Hank~. C. R. BRADFORD, President. Date of Charter: 12-2-1905 C. R. BRADFORD, Cashier. Began Business: 1-1-1906 HEi-;01"1\("E,;: Loans and Distmmts ____________ _ ~tatf' ot Georgia and )lunil'ipal Bouds owned ------------------('_ S. Gortrnmtnt Set'll!'itil'S owuetL Other ~tOl'l\S and Bonds owned ____ _ Banking House ~and IJot .- __________ _ ~'urniture and Fixtnre~------Other HPal I<;state ownltL _____ _ Cash in Vault and ~\mount lllil' from aplll'IJ\"ld Rl'~Lrve ~\gents ___ _ ('lHtks for ('learing- and duv from other Bank~ ---------------- _ (';tsh Tll.m.-.: ----------------- OHrdrafts _________ __________ _ .\dralll'L' on ('{)tton and otlwr ('om- llltHliths --------------- ------('lt~tnmns' Liabilit:v on Ll'ttn~ of Cn'dit and AtrepLillt'ts l'rofit and Lo~~-L ___ _ Other HL'....;ourtts _ Total 1 H!l.:~ti li. :~ 1 llO.Hi.i ..i~ 100, l:ill.OII 10.5~7 .:iO "Xolll' ~Olll' ll.O.:!.i.-!7 :t"i I ,-lX.).:{n l!i,:!SUil "Xollt' Xotw Xotlt' ~Olll' Xonl );{)Ill' Ll.\ BII.ITIES: ('apit,al Stock -------- ------ Capital XotLs -------- __________ _ ~urplu:-; Fund ___ _ l~ndivided Profits Reserve Funds __ Hue to Banks _____ Diddt>tHh l7npaid _ Cashilr's Checks ___________ _ Clrtifietl ('hel'ks ____ _ Dl'Illmber 30, 1939, of th" MOULTRIE BANKING COMPANY Moultrie, Ga. As called for by the Supcrinttndtnt of Bank~. \\'. C. VEREEN, President. Date of Charter: 7-8-1896 - - Jn:sont(~;,;, t.o~ll~ aucl I.)i~co~mts ___ .. _-----:--.----$ :o't1ttl' ot' (,eori-,'l.a and :\11\Ill('lpal r. }loud:" (J\\'!led -------- - :0:. ConTI1Illl'I1t Hecuritit-~ owned __ tlliH'f :-:tmks atHl Bonds owned _______ H:wkin~ HPuse a~d LoL __________ _ Futniture an,d Ftxtu~e, __ -------Other Real E!"tatP O\\lll'(L _________ _ rash in Yault and .\mount due from appro\etl He:.wfVL' .\gtnts ('!lt'chs for < learin~ ,tnd dltt from nthef B,inh'-' ---- ---- -- - rash Item:-: ------ Ort>rdraft~ --------.\chatH'l' un Cotton and other ('om- mnditit::-< - ------------ rn~tomers' Liability Oil Lttttrs of Crt>dit and Accept,alll'L's _________ _ }'rofit and Los~------- __ Othl'l' HtSOHI'l'tS l,~IO:l,lll7.1~ -1~.1i~.xo ~0 l.c\00,()(1 \l9,64l.9:i :ii ,:30!!.2:1 :i,/9.),.1:1 li,\)77.2:-.: nx.(;xo.J; ~()Ill' -l.l21i .."i2 :\ ()Jll' ~Oill' ~()lH' "Xonl' Total M. L. LEE, Cashier. Began Business: 18()6 LL\BlLI'l'!r:,;: <'a pit a 1 ~-Ho('li: Capital "Xntt"s - - - - - - - - - - - - - --~ ~urplu:-. Fund ___ _ l'ndhidt>tl Profit-- ________ _ ltesl'rn Funds ____ _ Dut to Hanks _____________ Diri1knrh l'npaid __________ _ ( ';tshier's ( 'he1ks ('trtit'itd Chtck:-. ___________ _ llemand Ut"Po;o;ih __________________ . TinH' f'trtifil'att>s of Ikposits ______ _ ~aring-s lkpo:-;its ___________ _ Ldtt:-:-; 1Jt' Credit and .\l'l'eptalll'es l'Xl'l'tltld t'or ('ustonH'r-; _____ _ Bills Pavahh ___________ Xotts and Bills KLdisl'OHHtt>IL _____ _ Otllt'r Liahilitit's __ ~00,000.00 X one 200.001l.OO 2HU~20.0B X one Xont ~one l I. 7:{0 . .1.-; 27 .-!7 1.228.-lflj .1:~ o6S,Ol:l.OI :{;~.i.Hi7.70 Xont ~OIH' ~-Ollt' Xtllll' Total STATEMENT Showing condition at the close of Busine.~ Deeembf'r 30, 1939, of THE MOUNT VERNON BANK Mount Vernon. Ga. As called for by the Superintcndtnt of Bank,. D. A. McRAE, President. Date of Charter: 12-21-1()00 .J. P. PETERSON, Cashier. Began Business: 1-24-1901 1\ESO!"l:n;,;: Loans and J)\:-;(ounts ___ ------------Statt> nf (~tnrgia and .:\lunkipal Bonds owned _ \". ~. (;OVCI'IlilH'llt ;-,:t'('llrititS 0\\'1\(d_ Other ~tu('ks and Bonds ownl'd_. Banking- Hnusr and T~oL __ Furniturr and FixturP~----Other Real Estate mvned __ Cash in Ynult ancl Amount d1il' from :tpprund Hl~:-\trn ~\gents __ ~ ('hct'k:-; fur Clt'aring and dttL' from other Bank~ ------ ------rash ltPrn.... _______________ _ Ovt-rdrafts _______________ _ .\dranre on ('utton and nllll'r ('ommoditie~ --------- .. --- rust(Jmlrs' Liability nn LL'tlt>r:-. of rrt:>dit and .\l'('eptant'~':-.. __ Profit anfl Loss _________ _ Otlwr He:-.uu!'l't:'S ____ _ Total :-1-t.::Hi,Ofl 1-1.000.0() l\1,0~0.0() l.B27 ,;JO J.H!l\1.1~ !)0~.12 7 ,001\.ti\l IO:{.:ri."i.-Ui )\one :\ont . 2:~ Xone XotH' XO!ll' X one l.L\BILJTIES: ('a pita l ~tot'k _ Capital Xott:-; _____ _ ~urplu:-; Flllld l'ndhidl'd Profit:-. HLseJn Fund:-; J>ue to Bank:-; __ IH\'idends l'npaid __ Cashier's Checks Certit'itd Cllpt'l~s __ _ lkmand Deposits Time Ctrtificat~s of lll'Jin-;jt-;, __ ~-arings Htposits ___________ _ f..t'ttt>rs of Credit and .\tTeptanc~s n.el'tded for Cltstnllll'l's Bills Pa)alllt> :\otLs and Hills Htdisi'OIIllted_ Otilcl' l.iahilitii-; J;i,OOO.OO Xont l.i,OOO.Oil :-i,i82.G\l n:-).1.11 l,6:i4.!> I l,:JOO.OO ~\l:i.l:l ~OlH l ~7.~S:l.4~ lB,:I0f:.9:i 17 .X-1H.2!1 XonL )."one :'\OllC' :'\nnL' '['(Ifill --- ___ $ 26:),1)97.27 78 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business Detember 30, 1939, of THE UNITED BANKING COMPANY Nashville, Ga. As called for by the Superintend<"nt of Banks. P. H. ASKEW, President. Date of Charter: 7-10-1924 P. L. HOWARD C'ashi('l'. ' Began Business: 7-15-HJ24 HESO!'ll!'l:~: LIH\1!:-, I'OUllts ~--------------S :-;tatP uf (;lorgia and :\lunil'ipal Bond:-; ll\\"lll'd ______________ _ l-. S. t;nnTnment Securiths 11\Yll<'CL_ OtlHr Sto('k;.;; and Bonds 0\Yned _____ _ Han king- Hou:-;c and lA)L __________ _ F!lrJJiture and Fixtnn:- ___ _ Other HP:l.l E~tatP 0\nH't'------------- ca~h in Ya1llt and .\mount dUL' from approycfl Re:-;ern .\:.unts _____ _ Chl'l'k~ for Cllaring and d1w from othC'r Haul..: ..; _____________ _ ('ash Itrms _____ _ 0Ye rcl rafts ___________________________ _ .\dYaJH'l' on Cotton aull otlHr Cnm- moditi(~ ______________ _ Cu<..;tnnwrs' Liability on Letters ot Credit and ~\ccepbntes __________ _ Profit and l . oss _________________ _ Other H\''Wurrt:s ----------------- Total --~ Xnnt "~ ..)011.00 "XOlll' ~), 17~.()() :!.(i~-1.01) X one :?X~.O~!i.Oii ":\()!](' X nut "XOlll' .\"one :'\Olll' X one LL\ HI LITlE:< Capital ~totk ____________ _ (';qlital Xotes _____________ _ :-;;11rplus Futlll ___________ _ l'udiYidltl Profit-; _______ _ Hv-;l'I'Yt' Fnnds ___________ _ Tint tn B;nJks --------------------1HYitkncb rnpaid -------('asllil'r's ('hel'J..:s ___________________ _ ('(rtit'ied ('hvd;;s ____ _ llcnwnd J)(po:--its TinH' Ct'rtifil'atl's .ooo.o0 ::.).ooXoo.ono, :3t)8.-l8 X one X one 2.~oo.o 0 J,S:!:\.91 -)qq .._,~Xso.noeo ll~.G7!.42 Xt1ne X one X one X one X one Total -------------- __ $ STATEMENT Showing condition at the dose of Business December 30, 1939. of the BANK OF NEWINGTON Newington, Ga. As ealled for by the Superintendent of Banks. W. W. EVANS, President. Date of Charter: 7-7-1919 ADIEL E. HODGES, Cashier. Began Business: 8-14-HJ19 m:son\cEs: Loa11s and Hiscounts ________________ $ Ht.ate of Gcorhia and .:\Iunil'ipal Bonds owned ------------------- r . H. Gonrnmeut HL'('\Jl'itif'S owncfl __ Other Rtol'ks and Bonds OWllL'd _____ ~ Ranking- House a11d LoL---------~ Ftlrniturc and Fixtuns-~---------OtlH'r Heal Estate owned _____ _, ____ _ Ca~h in Vault .and Amount dut> from approYecl ]{('SL'fH' .\gents _____ _ ('het'ks for Clearing and (itt(' from other Hanks -------------------Cash Items ----------------------Overdrafts __________ --------------.\dvanec on Cotton ancl otlHr Com- modi! i(s -----------------------('ustomers' I.~iahility on J.. l'tters of Credit and Arcsources ------------------- Tot a! _____________________________ $ 10.2:J2.HI Xont' Xonp );"onf' l.SIIO.OII 1.000.00 1.170.00 Xmw "X Oil(' X one Xonf' Xnlll' Xmw X one 3~.112.~1 LUBILITIF.S: Capital :ShH'k ---------------- ____ !fi Capital Xotes __ -----------------Surplus Fund -------------l~ndivided Profits ------- _________ _ Hescrve "Funds _________ _ Due to JL1nks -----------------~-- __ J)ividends l 'npaid __________________ _ Cashier's Checl.;;s ~-- ______________ _ ('('rtifi('d ('lw<'l;:s -------------------l)emand fkposits ----------------Time Certifif'aiPS of Dtpo~dt~----- __ ~avings lleposits -----------------Ldters of ('rt>dlt and Acceptances PXl'ClltPd for ('ustonHrs _______,___ _ Hili:-; Payahh~ --------~------------.Xotps :wd Rills Hediscounted ______ _ Otli<"r Liabiiit.iP:-> ------------------ 1.).000.00 X one X one 70.).~9 X one ::'\one X one 47.21 .X one ~ 1.O~S.2.) 2.23~.49 12.1\0 X one :\one X nne X one Total --- ------------ ---------- _$ :JH,ll2.94 TWENTIETH ANNUAL REPORT ---------------------- -- 79 STATEMENT Showing condition at the close of Business December 30, 1939, of the BAKER COUNTY BANK Newton, Ga. As called for by the Superintendent of Banks. J. C. ODOM, President. Date of Charter: 10-4-1906 J. H. HALL, Cashier. Began Business: 10-10-1906 JU:OlOl'IICES: I.nan.'i and J)~scou.nr:-; ----------:---:- __ :-:wte of (,eor;tta all(l .Jiuntetpal Bonds ownNi -------------------1'. ~- (; 0nrnnHnt ~tcuritiLs ownpcL_ Other :-\tocks and Rnnds owned_____ _ Ha!lldn;r House a1~d LoL __________ ~ Furniturp and Flxture~-----------Other Heal EstatP OWIH.'(L _________ _ rash in Yault and ~\mount dut from approvPd Ihser\"l' .\gt>nts ________ _ nwl'kS t'or Cllarill~ and dill' frntll other Banks -------------------t'ilsh Items ----------------------onrdrafts -------- ----------- ----.\t!Yalll'l' on Cotton and mhcr Com- modities -----------------------ru~tomers' I,iahility on Lettt>r-.; of Credit and ~\ccrpt.<,tlll'l'K .. ________ _ Profit and l~oss _______ :.. __________ _ Otho' Resourrt"S ------------------- Total --------------- ---- ___,_______ $ 69,494.11 1,200.00 S,4110.00 :X one ~.(51 !l ..)~ 1.000.0(1 XOlll' .)0,2SO.G 1 lJ.OOO.OO X one );on( :Xonl' XOIH' Xmw X one 117.991.21 Capital ~tnck Capital Xotcs LL\ B!LITIE:l: - .. --------------- ---$ Surplus Fund l'ndiYidtd P1nfits ________ ----- _____ 1{(,-;en t' Funds _______________ _ Due to Ranks ________ _ DiYidenrs of Credit and Aclent.ances _________ _ Profit and I~oss ___________ .. ______ _ Other Resources __________________ _ Total _____________________________ $ Nmw 13,61~.00 XonP G,OOO.OO 1.500.00 .X nne "XOlH' Xonp :X o n e Xont~ X one X one 194.081.62 LIARILITIES: Capital ~tock __ Capital Xotes _ --------------- -~ ~urplu.o.; Ji'unrountcd_____ _ Othl'l' Liabilities ______________ _ 30,000.00 X one 6,000.00 6,733.77 ~one :X o n e 2,400.00 Xone ~one 13l,:l99.0R 2.800.00 11,728.77 X one ::\one ~011(' :X o n e Total _____________________________ $ 194,081.62 80 DEPARTMENT OF BANKING -------.... STATEMENT Showing condition at the close of Business De<,embt>r 30, 1939, of tht BANK OF OCHLOCHNEE Ochlochuee, Ga. As called for by the Superintendent of Bunks. ,V. H. WURST, President. Date of Charter: 10-19-1906 A. E. SPEER Cashier. ' Began Dusiness: 11-1-1986 RES(li'J(('f:s: L(l,ans and lliscounts _________________ $ ~tatt of (;enrp:ia antl .:\lttnil'ipal Bonds owned ____________ __ __ l-. ~- (;ort-'rnment ~e('llritit>s owned __ OtlHr Stocks and Hontls nWHP(L __ _ Hat1kiu!2: House and LoL ______ _ Furniture an0.00 l.Oii2.00 Xnnt XonP Xolll' X11ll(' ~011(' Xont LL\JHLITIE,;: ('apital ~tol'l.; (';tpital X ott'" ___________________ _ ~ttrplus Fund _ -- ________________ _ l'JHlivided Profits He:a:rYP Funds __ llul' tn Ralll\s_ _ _____________ lliYidt>tHb l'npaid C'ashiLr's C'he1hs __ ('t"l'tifkd (']lt'ci,s __ lkmand Dtposit-.; __ Timt Cvrtifkalt-.; of lh-'po-.;its _______ _ ~;nittgs lhpo~-dh _______________ _ Letters of ('J'ldit lllld _\t'l'l'Ptanl't'S I'Xl'('l'ltd fiJI' CthlOIJl(J'~----- Bills l'ayahlP __________________ _ .\ntt::.: ;ttt.d Rills Hedbtounted _________ Otllt r Liahiliths Tot.tl --- __ $ X one X one X one X on( STATEMENT Showing eondition at the close of Busine~s DeeemlH'r :~0, 1939, of the BANK OF OGLETHORPE Oglethorpe, Ga. As called for by the Superinttndent of Bunk~. T. H. MORGAN, President. Date of Charter: 2-1-1901 W. E. WILBCR:-.', Cashier. Began Business: 2-8-1901 ]{~;sorHCES: Loans alld Distotmt~------------ ___ :f. Statl' of (;porg-ia and :\ltmkipal Bonds ownl'd ---------------- _ r . H. (;oyp-J'I]IlWilt :--;f'l'Ul'itics 0\Ylll'd __ Otlll'r Htoclu; and Ronds owned _____ _ Banki11g- Hou::w and l.oL __________ _ Furniture and }'ixtttr('~_ Otht>r Real E~tate ow1wd ___________ _ Cash in Vault and ~\mount Uue from apprm't'd lh-'SI.:'I'H' .\gents ________ _ Chl't'k~ for ('learill~ and lltil' from othl'r Ba11ks ___ _ Cash Items ------------------Onrdrafts ________________________ . Advant'<' on Cotton a1Hl other Com- modities --------------------Cu:-;toml'rs' Liability on Lt'ttPrs of Credit auct Acl't')ltawts _______ _ Profit and Loss ___________________ _ Othl'l' Rl'SOlll'('l'S Total :;,ouo.ou :!7 ,:100.00 4,90:l.7u I,:iOO.OU ~OlH' I ~A:iO.OO !1.1.-HiO.H~i Xoll(' ~Oill' :!:.:!J .S-1 ."\0111.' ."\one .."\orw 20~.fi.iO.Ii2 Ll.\ HILITIES: Capital ~tol'h: C'a pita! );otrs ~ltrplus ~'lind . __ t'ndividtd Profits Htsenf' FtiiHls __________ _ Dtli.' to Banks ___________________ _ lli\'inds l'npaid ('ashitr's C'ht'l'ks _____________ _ <'l'rtifitd ('lwl'k-.; _____ _ llLmand Devos it~ _____ _ 'l'illll' C'l.'l'lifkatls of Ih'posit~ ____ _ ~a-ri11g.'i lleposit'i ---------------Ltlt rr-.; of f'l't'(li t a Uti .\t'<'f'ptaiH'ts t'Xt'('li1f'tl for ('ustomfrs __________ _ Bill~ Pa_vaille ____________ _ \'"o1t"S and Hills Htdi~~ounted Otl!lr Liabilities l.i.OOII.OO X one 10,1100.00 :l,i4~.9~ J.~i~.46 X one so.oo 1i.6:i Xone !.i L1 :l,_OS "l,IX:i.44 Xont Xorw X one X om '\"nne Tot:1l TWENTIETH ANNUAL REPORT 81 STATEMENT Showing condition at the close of Business December 30, 1939, of the FARMERS BANK Palmetto, Ga. As called for by the Superintendent of Banks. J. H. BALLARD, President. Date of Charter: 6-29-1918 ____------~--R--B~S~O~l:~R~C~,}~;s--: , s and Disrs' Liability on L<'ttt.rs of Credit and .\('('(ptanre::; __________ _ Profit and J.oss______ ---------- Other Hesourres --- ---- _ Total ------ ---$ 2.000.00 37,397.50 X one 6,000.00 2,000.011 R,:!ti5.40 "Xonr Xorw ~ono .:\{)1\(' X one "None X one 129,31G.05 B. HUDSON, Cashier. Began Business: 7-10-1918 LIABILITIES : Capital Stock _, ___ , ________________ $ Capital Xotcs --------------------Snrplu;.; Fund --------------------rndi\"i(led Profits -----------------lHJuPLstr\"11o.' BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ DhidPtHl"' l:npaid ----------------Cashier's Checks ------------------Crrtifircl Cheeks ____________ _ nemand DC'posits _________________ _ Tinw CL'rtificatts of Deposits ______ _ ~avings Deposits _________________ _ LettLrs of f'redH and .\eCei1t.tUH'l'S exeC'nted for Customers __________ _ Rills Payable --------------------Xott.s and Hills Hediscounted ______ _ Other Liabilities ------------------- 20>,000.00 :,\lone ~one 2,616.!18 None ~one ~one 70.75 ~one 69,980.74 :n.676.SR ~one ~one :Sone None ~one Total - ----------------------$ 129,345.05 STATEMENT Showing condition at the close of Business December 30, 1939, of THE PATTERSON BANK Patterson, Ga. As called for by the Superintendent of Banks. ROMA THOMAS, President. Date of Charter: 6-19-1907 AGNES M. THOMAS Cashier. Began Business: 6-19-1907 RESOliRCES: Loans and Diseounts _______________ $ St,ate of Georb>ia and )funicival Bonds owned ------------------- U. S. Government Securities O\\'lled __ Other Stocks and Bonds owned _____ _ Banking House and I~oL __________ _ Furniture and Fixtures ____________ _ Other Ileal Estate owned __________ _ Cash in Vanlt and Amount due from approvt:d Uc.scrve Agents________ _ Checks for Clearing and due from other Banks -------------------COavsehrdrIatfetms s__-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--- Advance on Cotton and other Commodities ___ --------------------- Customt>rs' I~iability on Lettt'rs of Credit and Acreptancc:L _________ _ Profit and I~oss ___________________ _ Other Resourees __________ ---------- Total _____________________________$ :12,777.90 None 9,000.00 None 2,280.00 816.00 ~one 72,3!:3.82 ~one X one None X one ~one X one None 117,247.72 LIABILITIES : Capital Stock ______________________$ Capital ~otes --------------------Surplus Fund --------------------Fndivided Profits -----------------DUeu.Psprvtoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ----------------Cashier's Cheeks -----------------Certified Checks -----------------J)pmand Deposits ------------------Time Certifieates of Deposits_______ Ra \'ings Deposits -----------------Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable --------------------Xotes and Bills Rediscounted_______ Other I~ialJilities ------------------ 15,000.00 None 4,500.00 2,904.73 None ~one None 143.42 :Sone 73,657.59 21,041.98 ~one ~one None :Sone None Total -----------------------------$ 117,247.72 82 DEPARTMENT OF BANKING --------------~~-------- --- ~~---------- ~ ~~---~---- STATEMENT Showing condition at the close of Business December 30, 1939, of the FARMERS BANK OF PELHAM Pelham, Ga. As called for by the Superinlt'ndcnt of Banks. F. D. HOLLIS, President. Date of Charter: 8-25-1902 RESOURCES: Loans ,and Discounts~--------------$ State of Georgia ant! :\Iuniripal r . Bonds owned -------------------S. Government Securities owned __ Other Stocks and Bonds ownrd ______ Banking House and LoL--~-------Furnitnre and :Fixtures___________ _ Other Rertl :Estate ownPrt ______ ------ l'aHh in Yault and ..Amount due from approved Heserve Agents ________ _ Checks for Clearing and dne from other Banks --------------------- Cash Items ----------------------Overdrafts -----------~ ------------Advance on Cotton and othrr Com- modities -----------------------Customers' J.~iabilit~- on Letters of Credit and Acceptancf's __________ _ Profit and Loss ___________________ _ Other Resources --------~~---------- Tot aI __ ~~ ________ ~~ __________________ $ Nonf' JR,ROO.OO 8.950.00 :1,96::1.00 :L228.67 11,598.27 11Ll27~9R 1.522)q XonP !IH.62 X one X one None ~one 495.8 27.00 J. R. PAYNE Cashier. ' - Began Business: 9-1-1902 J,HBJLITIES : Capital Stock ___ ----- ~-------------$ 100,000.oo Capital Notcf; ---------------------Sunllus ~,und --------------------L'ndlvided Profits ----------------- None 33,ooo.00 1,568.01 RDeuseervtoe BFuannkdss__-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ lli>itlends Fnpaid ----------------Cashier's Checks -----------------Certifhd Cherks --.---------------Demand Hcposits -----------------Tinw Certificates of Deposits ______ _ Savin~s Deposits ----------------Lttters of Credit and Acceptances executed for Customers __________ _ Rilb Payable ___ -----------------Xotls and Bills Ht:>cli:wounted ______ _ Oth(r 1..-ia..bilitics _ ----------------- None None 1.612.00 239.08 s.oo 24 7,638.89 1,595.57 110,170.45 None None None None Total ~------------------------$ 493,R27 .00 STATEMENT Showing condition at the close of Business December 30, 1939, of the PELHAM BANKING COMPANY Pelham, Ga. As called for by the Superintendent of Banks. W. C. COOPER, President. Date of Charter: 12-4-1936 R. G. McDONALD, Cashier. Began Business: 12-9-1936 RESOURCES: I.. oans and Discounts _______________$ State of Georgia and :lfunicipal B4nds owned -------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ Banking House and Lot_ ___________ Furniture and Fixtures ____________ _ Other Real Estate owned___________ Cash in Vault and Amount due from approved Reserve Agents________ _ Checks for Clearing and due from other Banks -------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities -----------------------Customers' Liabil!ty on Letters of Credit and Acceptances__________ _ Profit and Loss ____________________ Other Resources ------------------- 162,133.59 1,980.00 21,525.00 None 10,979.81 2,568.89 1,334.33 76,917.49 2:.,230.66 33.50 102.84 X one :-lone None None LIARILITIES : Capital Stork ~---------------------$ Capital Notes --------------------Surplus Fund --------------------L'nd!vided Profits --~--------------- RDeuseervtoe FBuanndkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid ---------------Cashier's Checks -----------------Certified Checks -----------------Demand Deposits -----------------Time Certificates of Deposits _______ Savings Deposits -----------------Letters of Credit and Acceptances executed for Customers__________ _ BiUs Payable --------------------Notes and Bms RcdisromJted ______ _ Other Liabilities ------------- _____ _ T_o_t~a~l---~----~-~-~--~-~------~-~-~-~-~--~-~-~-~----~---~--~$--~3~0~2,~8~0~6~1~~------T~o~ta~l-----~-~-~--~-~---___________________ -$ 25,000.00 None 5,000.00 6,626.19 10,000.00 None 336.37 4,282.70 None 116,318.40 27,160.11 108,072.87 None None None 9.47 30 2, 806.11 TWENTIETH ANNUAL REPORT 83 STATEMENT Showing condition at the close of Business December 30, 1939, of THE PEMBROKE STATE BANK Pembroke, Ga. As called for by the Superintendent of Banks. D. B. WARNELL, President. Date of Charter: 12-29-1937 ----------------------------------llEtlOCI\C'ES: LOans and Discount~ _______________ $ 01,9S0.6i State of Georgia and )lunicipal r. s.Bonds owned ------------------Government Securities OWllC(L_ other Stocks and Bonds OWll('(l_ _____ _ 2:3,2GO.SG 21,050.00 _:<.;ont' ~~tnk!ng House and Lot_ ______ _ rurniture and Fixtures ________ _ Other Ileal Estate ownl'd ______ _ :1,000.00 1,000.00 ~one cash in Yault antttr~ of Credit and Aceevtawe~---- _ profit and Loss _______ _ XOHL' XonL' Other Resources ----- ~OJlP Total ________ $ li!J,:1:li.43 C. L. GRUVER, Cashier. Began Business: 2-11-1938 LIABILITIES: Capital Stock _____________________ $ Capital :'\otes --------------------- Surtllus Fund -------------------l'ndividcd Profits ________ ------ __ RDwc_sentoe Funds -------------------Banks ______________________ _ Dividends rnpaid -----------------Cashier's Check::-; _________________ _ CertifiPd ChrC'ks -----------------Demand DPposits ____________________ Time Certificates of DPposit~L ____ _ ~adngs Deposits ----------------Ldtcrs of Credit and ALTL'pt.an('t's PXeeutPd for Custumcrs __________ _ Bills Payable ____________________ _ Xotes and Bills Redis('OHlltPr:-) of Credit and ~\cceptanct>s~~------~-- Prof!t an11,000.00 ~nnP li,:JOO.OO 1.00 1,:;1)0.00 Capilal :-.:tnck ('apital Xot(.-., ~urplus Fund l~ndlYided Profits ________________ _ Hescrn: Funds __ Ih!C' to Hank~PividtJH!s l'npaid Cashier'"> Checks _ Ctrtified Cherks 2:\,000.00 X one 27 ,:)00.00 S,R lfl.O,i X one X one 2,1'i4.00 4.>:L20 X one 200,022.G:1 OLmand ])eposits __ ---------------- ~74.604.1(; 6,21!1.11> Time Ct'rtifiratts of Peposits ______ _ Savings Deposits _______________ _ !8,27o.OO ~4.(;41.;30 ~one Letters of Cndit and ~\('l'CptanC'es 184.:1~ X one rxceuteri for Customers __________ _ Bills Payahlc _ .\"o'Ps and Rills Hedi~(ounted ______ _ X one X one Xonp Other Liabilities ------------------- ,]8.60 X one XonP X one Total - _____ $ :l82,:i07.GI Total ---------- -$ 84 DEPARTMENT OF BANKI!\G STATEMENT Showing condition at the close of Business Dcc BANK OF PINEHURST Pinehurst, Ga. As called for by the Superintend PITTS BANKING CO Pitts, Ga. As called for by the Superintendent of Bank. A. C. SHELL, President. Date of Charter: 6-2-1906 :YIRS. A. C. SHELL, Acting Cashier. Began Business: 6-1906 I\ESOVRCES: I~oans and Discounts _______ .________ $ State of Georhria and ::\lunicipal Bonds owned -------------U. S. Government SccuritiPs ownccL_ Other Storks and Bonds owned_____ _ Rankinp: House and LoL __________ _ Furniture and Fixturrs ____________ _ Other Real Estate owned__________ _ Cash in Vault and Amount due from approvPd Hescrve Agcnts ________ _ Clwrks for Clearing and due from other Banks -------------------- Cash Items ----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on I~etters of Credit and Acet'ptanccs __________ _ Profit and Loss ___________________ _ Other Uesources ------------------- 'fotal -----------------------------$ :l7,156.8,j X one n, 1 ~o.oo X one :;oo.oo 700.00 :;,ooo.oo 11~,:; lG.,i7 Xm1e Xonp X one X one Xone X one 168,833.40 LL\RILITIES: ('apHal Stoek _____________________ $ Ca11ital Xott>s --------------------Surplus Fund ---------------------t'ndiYitled Profits ________________ _ Ht'scrn' Fnn ___________ _ 25,000.00 X one ;, .000.00 1.7:JUS Xone Xone Xn:o;nor ~one 1 Hi,SOfi.27 20' 1f)6.65 X one X one Xone ~one );one Total -------------- _______________ $ 168,853.40 TWENTIETH ANNUAL REPORT 85 STATEMENT Showing condition at the close of Busines Decentbcr 30, 1939, of THE BANK OF QUITMAN Quitman, Ga. As called for by the Superinttndent of Rank. SAMUEL S. ROUNTREE, - President. Date of Charter: 12-26-1888 RESOURCES: Lo ns and DiscounL-; _______________ $ St:te. of Georgia and :\(unieipal Bond~ ovmed ------------------- r. s. Government Securities owned __ Other Stocks and Ronds owned _____ _ Banking House c:nct Lot_ __________ _ Furniture and Ftxtnres ___________ _ OtiH'f Real Estatt: ownetL __________ _ ('ash in Yault and Amount due from -aJlJH'OVed Reserve Agents ________ _ Check~ for Clearing- and due from other Banks -------------------Cash Items ----------------------overdrafts ------------------------.\d\ance (lll Cotton and other Com- modi tie!'> ------------------------Customer~' Liabilit:v on I~ettt>r:-; of ('redit and Arceptaners ___ _ Profit and Loss ___________________ _ Other RPsonrceR -----------~ Total ---* 1:ll,683.48 None 11,500.00 :l6.679.GO 6,496.97 1.211.81 6,900.00 .):)2,465.30 1,107.14 ~one :X o n e 9:J5.37 X one ~one Sone H. \V. STUBBS, Cashier. Began Business: 12-28-1888 LL\BILITIF:S: Capital ~tol'k ____ " ________________ $ Capital Xotts ____________________ _ Surplus Fund _________________ _ rndirided Profit ~- _____________ _ Rrserrp Fund:-; ___ ___________ _ Due to Bank8 ____ . ________ _ Dividends lJnJMid Cashier'::-; Check~ ------- ___ _ __________ _ Certifit--..d Chrrks _____________ _ nemand Deposits _ ___________ _ Timt> Certificates of Dt>posits __ _ ~a rings Deposits _ . _______________ Letttrs of Credit and .\.cnpt..:lnce~ t'X('('\Ittd for Customers ____________ Hills Pa.vable ________________ _ Xotes and Rills Htdi-.;(nunted __ Other Liabilitie:-, :10.000.00 X one 40.000.00 !l,31R.27 Hi, 167.93 5.62:~.5:1 2,000.00 926.7 7 ~Ollt' 12ti,5;)4.5H ~Ollf' 1!!8,408.48 ::\"one ~one Xonf' ~OlH' Total ________ $ STATEMENT Showing condition at the close of Busint~s December 30, 1939, of THE TATTNALL BANK Reidsville, (;a. As called for by the Snp<'rintend..nt of Banks. J. V. KELLEY, President. Date of Charter: 9-14-1900 W. E. SMITH, JR., Cashier. Began Business: 10-22-1900 ~~~-~-~------~-------~~----------~ RESOCRCES: LL\ RILTTIF:S: Loans and His('ounts_ --------------$ State of Georg'ia aud -:\Iuniripal Bond~ ownf'd __________________ _ r. S. Covernment Seruritie:-; mrncd ___ Other Storks and Ronds owne(L ___ -- Banking Hou~e and l . ot ------------ Xont' 1G.S:i0.00 Xont ~.800.00 ('apitnl Stock __ $ Capital Xntes ~urplus Fl!nd 1yndivided Prnfits Rt'fH'np Fund.-, _________________ _ J)up to B;llll\:'\ ____ 2.!,00\1.00 XDnP 10.000.00 97.41 X on(' ::\v()llf' Fnrnit11rc and Fixturf'8 ______._______ _ Other Heal Estate ownPd ___________ _ Cash in Vault an!l ~\mount due from apprond Reserve Ag.e!lts ________ _ 1,800.011 12,-1~.).~;) IHvirlt'lHb l'np;lid Cashier's ('llt-rtifipd l'ln'cks DPmallc! Depn:dh ___________ _ XonP 1 ,O:JH.5H XonP :!~.i.S7:1.H7 Cherk~ for Clearing and due from other Banks ___________________ _ ~one Timt' Ctrtificat6 of Depo~it:::; ______ _ Sn vilq.;:-; lkposi ts _________________ _ :J:l.S1:l.02 :H.9;):i. 7:1 f'ash Items ----------------------Overdrafts -----------------------.\dranre on Cotton and other Com- modities ---------------- .. -------Customers' Liahilitv on Letters of Credit and Acc~pt.ances _________ _ Pmfit and Loss ___________________ _ !loR.12 HiR.5!"1 X one Xont Letter:-. of Credit and ..\.rreptanccs exer11tecl for Customers __________ _ BillR Payable --------------------Xotes and Bills Rediscounted ______ _ Othtr Liahilitil'S _________________ _ Xone ~one None X one Other Resources -------------- Xmw Tot.al -------------------- _________ $ 8::10,498.61 Tutal -----------------------------$ 350,498.64 86 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Busine"' Deecmher 30, 1939, of th.. RENTZ BANKING COMPANY Rentz, Ga. As called for by the Superintenclent of Banks. 0. D. BARRON, President. Date of Charter: 5-2-1914 THERON WOODWARD Cashier. ' Began Business: 5-5-1914 RE~OCRCES: Loans and Dist~ounts ~---------~ State of Georg-ia atHi :\Iunicival Bonds ownNl ___________________ _ r. S. Government ~L'l'tll'ities 0\\lll'(L_ Other Stocks and Honcls nWilL'lL--- __ Ballking House and Lot__ Furnitlll'e and Fixtun:-. ___________ _ Other HLal Estate O\\ned ___________ _ Cash in Vault and .\motlllt dt1e frnm apprond HLserYe .\J.!tnts ___ _ Checks for Clearin).! and dilL' fro!ll other Ranks ___ _ Cash Items ________ _ 0YL'rdrafL~ ___________ _ .\Llsanl'e on ('ntton and orlter ComIllO(litir-s _______________ _ Customers' Liabilitr on Letters of Credit and ACCL'Ptaiu't':-; _ Profit and Lo~s _________ _ Otllt'r Resources Total -----* 72,.367.~8 X one 800.00 ~.000.00 ~.:100.00 X one 1,665.00 X one !l76.62 29~.92 X one X one X one t a pita I ;.,tork LL\ B!LITIES: __ -~ Capital XotPs ----------------- Surnlns Fund _____ -------------Cndivicletl Profit:-. ________________ _ Ht-sern Funcls _________________ __ Dne to Banks ______ -------------- Dividend:-; l'npaid -------------('ashier's Checks __________ _ Ct'rtifiecl Check:; __________ _ Demand Deposit:-~ ________________ _ TinH' Certifitatts of Depn:-;its ____ _ :--iaving.-; ])eposih _______________ _ Ltttns of Credit and .\l'CL'Pt.aii{'(':-i executt'd for Cnstomers __________ _ Bills Payahlc ____________________ _ XotPS and Bills HttliscotmletL _____ _ Otlwr Liahilitil's __________________ _ Li.ooo.01 "-.ooSoo.n0e1 11.785.99 2.si3.7s Sone son, Sone Sone 107 A98.lj :l.292.~ ~one );one sone sone %Uo Total _ _-_-_-_-_*__HG ,:lSj.38 STATEMENT Showing condition at the close of Busines~ December 30, 1939, of THE CITIZENS STATE BANK Reynolds, Ga. As called for by the Superintenclent of Banks. W. J. BUTLER, President. Date of Charter: 9-8-1922 R. L. BELL, Cashier. Began Business: 9-8-1922 RESOFH\E~: Loan~ and DbcoHnts ______________ -~ ~tate of (;torgia and ~Inllil'ip.tl r. Bonds (Wllt'd ------------S. (;orernmtJJt Securities 0\\"IH'd Otiwr St,orks and Bonds owned.-_ B:1 n ldng JlrJUSi:' and l,ot --------- __ _ Fl!rniture au(l Fixtures ___________ _ Other Heal r:statt: (JW!ll'd "--------Cash in Vault and .Amonnt due from approvttl Rt>Rervc AgPnts ________ _ Cherk.;; for Clearing and dne from ntlH'r Ranl\s ___________ _ l'nsh Items ----------------------Orenlra fts ________ --- __ ----- ___ ---.\dvance on Cotton and other \om- nwdi tiPs _____________ ------------('ustonwr:-;' Liahilin on Letters of \rt>dit and Al'Ceptanr(s __________ _ Profit and Loss _____ --------------Other Resources ------------------- Total -----------------------------$ X out-' ~.~:iO.OO XonP 7,000.00 :.!.41 ~ ..i:i t-i7.i.OO ll.'ln~.IHI X one Xonp X one XOill' Xmw X one ~4H .R8l.75 Ll.\ BIL!TIE~. Capital ~totk __ <'apital XotPs _____________ _ ~urplus Futld __ _ l'ndivicltd Profits ________ _ Hcstf\i:' Funds _____________ _ Hut' to Banks ________ _ Dividends rnpt~icl ________ _ Casllhr's Checks _________ _ ('enified Chel'l.;:s -----~--------Demand Dl'posits __________ _ Time Certit'irates of lhposits ______ _ Savings Deposit.-; ___________ Ll'tters of Cndit aiHl ~\t't'PPtalH'es t'Xl'l'Uted for Customers __________ _ Hilb P.l \ <1 hie ______________ _ Xotes and Bills Rl'disl'Ollllted _____ _ Other Liabilities :!.),000.00 X one ),000.00 :l,2H.7R :L755.10 X one 1.0:l2.00 77.43 X one J:l:\.:172.18 2UO:l.24 .i:.!,G97.02 X one X one X one X one Total -------------- ______________ $ TWENTrETH ANNUAL REPORT H7 STATEMENT Showing condition at the close of Business Deeembet 30, 1939, of the RICHLAND BANKING CO. Richland, Ga. As called for by the Superintendent of Bank~. E W. PARISH, President. Date of Charter: 10-13-1927 WILLIS STRICKLAND, Cashier. Began Business: 10-15-1927 - RESOl'RCES: a.ns and Discounts _______________$ ~te of Georgia and )Iunicipal t.i Bso.ndGs o0v\eYrnnemden-t- ------=-----------Seeunties owned __ Other Stocks and Bonds owned _____ _ Banking House and LoL ________ _ 107,439.19 2,100.00 11,000.00 14,383.43 4,145.00 Furniture and Fixtures_ __________ _ 1,278.00 Other Real Estate owned __________ _ X one Cash in Vault and Amount dtH' from approved Reserve Agents ________ _ 93,042.49 Checks for Clearing and due from other Banks -------------------- ~~!~dr~~~~s --~~~~~~~~~~~~~~~~~~~~~~~ 389.19 115.30 X one Advance on Cotton and othrr Commodities ------------------------- Customers' I.~iability on J_.ettrrs of Credit and Acceptances_ _________ _ Profit and Loss ___________________ _ X one Xonr X one Other Resources ------------------- - - 100.00 -- Total ------------------ ----------$ 233,992.60 LIABILITIES : Capital Stock ---------------------$ Capital Nott's --------------------- ~urplus Fund --------------------- l'ndi\'ided Profits ----------------- Re~erve Due to BFaunnkdss_ _ _- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends rnpaid ----------------Cashier's Checks ------------------Certified Checks _________________ _ Dt>mand Deposits -----------------Time Certificates of Deposits ______ _ Savings Depo.-dts -----------------Letters of Credit and .Acccpt.ances executed for Customers __________ _ Bills PayalJle --------------------~otes and Bills Hediscountrd ______ _ Other Liabilitirs -------------------- 40,000.00 X one 10,000.00 198.66 1\one 25,424.78 495.00 406.50 ~one 95,314.20 62,15:3.46 ~Tone ~one None None ::\one Total ------$ 233,992.60 STATEMENT Showing condition at the close of Business Dcs --------------------Snrplus Fund -------------------rndivided Profits ---------------DHueseervtoe RJ<:l'.unnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ l)jyidencls rn]laid ----------------Cashi{'r's Checks -----------------Certifitd. Checks -----------------Demand DPposits --------------- _ Time CLrtlficates of Depo8it.., ______ _ Sa dngs l)pposits -----------------l.ot:.'itt>rs of Credit and Arcept.aneps exerut l'd fnr Cnstomers ----------Hills l'aya\Jl(' ___ -----------------:\'ntes .tnd Rills Rediseounted ______ _ Otlwr Lia hilitie:-. _______________ _ l-3-,-0-0-0-.-o-o '> ~~one -.ooo.oo 48.01 Xone Xone Xone 377.20 ~one 84,478.49 34.288.87 X one X one X one X one X one $ Total ------------ _________________ l:l6,S9~.57 STATEMENT Showing condition at the close of Business December 30, 1939, of THE ROCKMART BANK Rockmart, Ga. As called for by the Superintendent of Banks. H. P. FAMBRO, President. Date of Charter: 10-30-1900 M.A. PERRY, Cashier. Began Business: 10-30-1900 RESOI;HCES : Loans and Discounts _______________ $ State of Georgia and Municipal r . Bonds owned -----------S. Government Securities -------owned __ Other Stocks and Bonds owned______ Banking House and LoL __________ _ Furniture and Fixtures ____________ _ Other Stocks and Bonds owned_____ _ Cash in Vault and Amount due from approved Reserve Agents_________ Cheeks for Cl0aring and duP from other Banks -------------------- Cash Items ----------------------Overd!'a fts ___ ---------------------- Advance on Cotton and other Com- modities ------------------------fustomers' Liability on Letters of Credit anti ~\cceptances __________ _ Profit and I~oss -----------------Other Resources ------------------- Total -----------------------------$ 19D,8i3.23 C>,930.00 16i ,235.00 5,000.00 8,250.00 3,500.00 None 212,323.10 !\one ~one 74.06 X one ~one None None 603,185.39 LIABILITIES : Capital Stork _____________________ $ f'apit al Xotes --------------------Surplus Fund --------------------rndivided Profits ----------------HDcuseervtoc BFaunnkdss___-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid -----------------Cashier's Checks -----------------Certified Checks -----------------Ikmand Deposits -----------------Time Certificates of Deposits ______ _ Havings Deposits ----------------Letters of Credit and Acceptances executed for Customers___________ Bills Payable --------------------Xotes and Hills Rediscounted______ _ Other I~iabilities ------------------ 36,000.00 None 7,500.00 10,230.87 None None 2,880.00 538.48 None 322,808.60 ~one 223,227.44 None :Sone None ~one Tot-al -----------------------------$ 603,185.39 TWENTIETH ANNUAL REPORT 89 STATEMENT Showing condition at the close of Busines~ D.,cembe1 30. 1939, of the ROSWELL BANK Roswell, Ga. As called for by the Supcrinh'ndent of Hank~. J. H. FOSTER, President. Date of Charter: :J-11-1901 C. G. WEBB, Cashier. Began Business: 3-1901 HESOrHCE~: Loan~ and HL-wo_mtts_ ~- $. ~tate of (;tnrgia and )Juukipal r. Rond:-; O\\'llrtL nanking Hou~P ;~nd ('lwcl\s _ llt'mand neposits -- ------------. Ti!lw C't'rtificates nt' PtIJOsits ______ _ ~ariugs Deposits --------------- Lttter.., of Credit aJJd .\cctptawts ('\:l't'lltl'd for Custonwrs ________ _ Bill"' Payable _____ _ "\'(Itt"' and Hills H(db(nuutttL __ OtlH'l' Liahililirs __ _ 4fi.1,0!>7.89 Tott~l -------- ~c..ooo.oo :XOlH' ~:i,OOO.OO ](),607.00 ~one ~one X one I H1.0:~ X one :!~.i.Ro:un Ill ,.llio.O:l ?\Oil(' ~Ollt' X one X nne Xonf' STATEMENT Showing condition at the close of Business Dember 30. 1939. of the BANK OF RUTLEDGE Rutl.,dge, Ga. As called for by the Superintendent of Bank,. R. W. WALLACE, President. Date of Charter: 9-24-1898 RERO!.RCF:S: J.,oans and Discounts_ -----~ Rtate of (~eorgia and ::\Iunit'ipal Bonds 0\Yned __ r. S. (;oytrnment SeC\II'itil'S owned .. Otlwr Sto(ks and Ronds n\\'tll'ms __ Overdrafts -- __ ArlntnrP on C'otton :1nd otlHr t'ommoditie~ ___ ------- Customers' J,inllilitr oil Lllttr:-i of f'redit and AcCt>J;tatH'('"-Profit and Loss _____ _ Othpr Rt>sources Total - - --~ IV. T. ROBERTS, Cashier. Began Business: 10-1-189R --------------------------~ LL\RILITIER: C'apitnl ~tock _$ 2:i,ll00.00 Capital Xntef'. ----------- ___ --- fi,OOO.OO 7.110.81 Xonr ~.HOO.OO ~urnlus Fund -- __ ------ rndiridtd Prnfit~ _________________ _ Htstrn' Fuwls ________________ _ 7,:>00_00 I,RRR.O:l 665.00 ~7!l.HG Tint> to Bnn!;;s_ _ _________ _ ~one :!21>.00 .-. of.12.:1n Diridt'nd..; rnpaid C'a:-ihier'..; C'hecks _____________ __ Xonr ~.IH:l.Ofl t'ertifiC"d ChN'k:-i _________ _ XonP :W.ii70.29 Df'maud J)p.posi1s __ Tinw ('t>rtifiratls of Dtposits _____ _ s:L 147.!'-it; 28,1Rt>. 78 Xmw ~a \'in,!.!'s Dtposits _________ _ 2l,olll.R2 ti:L 1i LvttC"rs of f'rt>dit and .\CCPJltan<'t>R X one e-x:ecuted foT' Customrrs_ ---- ------Hills Payable ___________________ _ ~one X one :Xotts and Hills Rfdisl's _____ . X one ;\one :Xolle X one 171.07-1.29 Total --- _______$ 171,074.29 uo DEPARTMENT OF BANKIKG STATEMENT -------------- Showing condition at the close of Business December 30, 1939, of the BANK OF SASSER Sasser, Ga. As called for by the Superintendent of Banks. T. E. MILLER, President. B. H. HILL Cashier. ' Date of Charter: 1-15-1905 Began Business: 3-1905 --------------------------------- RE'lOl"HCER: LL\BILITIES: Loans and Discouuts _______________ $ 12:),:)1.).:11 (\qJital Stock .. ~ ~tatt of (~eorgia and :\Iunicipal C;1pital Xott>s Bonds owned ------------------". H. Government Securities own eeL_ Xollt' ~1.~00.00 ~urplus Fund rn OWIH'(l_ _________. Xmw t'ashh'l''s ('lH'('k:- (',a:--h in Yault and .\mount (hti' from ('l'J'tifild ('ltt>i'k:-- a PIH'nred Rl'St'n P .Apnts_ -------- :..!t;,1 !1:..! ..1 1 nemaud Hepo:-,its __ ('ht'l'ks for f'lt>aring- ancl dut: from Tinw (\rtit'i('atc: nf IIL'posits ___ _ othn Banks -------------------- -:\OIW SaYing::-; Dl'posits OCavsehrdraItfetms s___--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-__-_-_-_-_--_ ":\Oill' 1.1>1 Ll'tters of C'ndit and .\I'CtptatH'\'' t'.\l'l'l!tcd for ('u..;tonwr ...; ______ _ .\dratH'r on Cotton and otill'l' Com- Bills PayalJll' modities _______ ------------------- ~Ill\(' :\ott':-; and Hilh l{ldi--.l'ol!lllvd ('w~tonwrs' Liability on Lettt:.'rs of Cndit and Arccptanees __________ _ Profit and Loss _________________ _ 01hl'l' Resourres __________________ _ "XO!ll' X nne X one Ollltr Liahilitil'" ~:;.ooo.oo .".l.._.Xooo.onoe :: ..;:;4.31 Xon0 X one 111.00 X one Xone 's owned__ Otlwr ~torJ.i:s and Bonds o\\ned _____ _ Ranking House and LoL __________ _ Furnitnre and Fixtures ________ ----Other Real Estate owned ____ -------(',ash in Vault and Amottnt due from approved Reserve Ag-ents _________ _ Chcl'ks for Clearing and due from other Hanks -------------------- Cash Items ----------------------Onrdrafts ---------------------- __ _ .:\s __________ _ Profit and I~oss -----------------Other ncsources ------------------- 996,079.1l; ~011(' 5,:100.00 X one 37,900.110 6,R26.:l0 22,97;).80 27:1,87.91 ~one i\'"oue X one );one X one XOll{' 4.7:> Total ------------- ________________ $ 1,342.%0.9;) Capital ~tol'l..;: LL\HILITIES: _____ $ (\tpital :\ott>:-- __________ _ Surplus Fund _________ _ l~ndivickd Profit: ----- ----Resl'rYe Fund"l __ _ Jl!IP to Banks ___ _ J)ividt'lllls rnpaid ('ashiPr's f'he(l.;s Ctrtified Checks -~~~~~~~~~~~~~~~~-~-- llPmand J)pposits _______________ _ Time CPrtifiratcs 11f Deposits ______ _ Savings Deposits ~---------------- I~LttLr:"i of Credit and A\<'t'eptant't'"' ('Xt'('Utld for CustOllll'l'S.__________ _ ~:;i~s 1~/!;';~lh{~'ill; -l{t:~ji~~~~-~~1t~J======~ OthPL' l.ialJilitiPs _________________ _ ,;(),000.00 X one I 00,000.00 78.047.56 X one X one X one ~one 7:>2.11 X one 4R1,11:1.92 tl:lO ,2S0.99 X one X one X one 7.718.31 Total -------------$ l,:J.I2,!Hl0.95 TIVENTIETH ANNUAL REPORT 91 STATEMENT Showing condition at the close of Busine" Deeemlwr ~0. 19~9. of the CITIZENS BANK & TRUST COlVIPAI\Y Savannah, Ga. As callPd for by the Superintendent of Bank,, GEO. H. SMITH, President. Date of Charter: 5-22-1906 PAUL T. JONES, Cashier. Beg-an Business: 6-1-1906 --~----~U~Ol H~~;-:-------- ------------~~i.\BILITIEo-;: > ' ;t\1(1 UisCOllllt:" ____________ - ~:~\~.:-; of (;lorgia and .\ltllli('ipal 'nond~ nwnNl - ;------:-.------- ..... (;onrllilH'llt ~L'('lll"lTH'~ 0\Y!H(l__ ~lfh~~ ~tol'l;:s and Bnndc.; tJ\\ IJ\(L uanking Hou:-;L ~:nd l,ot_ ____ _ r rniture a11)ltalH't'"-- ________ _ profit and Loss _________ _ -l\l,.):--;!1 ..)7 1 ~~~ .ti.lO.OO 21,S71.00 J.lx ..iiiiUIII 7,0111UIO 1 ~.), 107 .71i i 1 .1 n-L ~l :~ Xnllt' ~:L):-\ :\(Ill(' X one .:\one Ca]Jital ~totk _____________________ $ Capital Xulls ________ _ ~tll']dus Fund ____________ _ l'ndividtd l'rofits Ht.-;tnt Fuutls __ _ lllll' to Hank-; __________________ lliridends lTupaid ('a-;llit>r's CIH:tks ______________ _ Cntifitd Clll'('ks ]lvmatHl lk)Jo:dts Tim~ Cl'rtifil'ates of l ll'pn:-;it:-;_ ~;1\illgS ])t']HJSits ____________ _ Ll'tt.rs of Credit and .\('('t']lta!H't':--1 txtttll (d for ( 'lJ:--~tonHrs Hills Pa,rahh ___________ . :\(lh''-> and Hills Htdi-..:.countvtL_ Otlllr Liahilitils ___ _ Other Rr~ollr<'L'~ --------- ti.2D8.~12 - - - - Total -------- ------ Total ~110 .000.00 l~ti.OOO.OO -~.000.00 ~] ,.100.00 I~.:l7:l.O I IO~.xJ:U7 - 7~ ..10 4.S~2.~:i 2,1.12.1 :i S2.l,X.Il.fi0 :\one H:!:L 122.7- :\O!h' :\Olll' ::\ ~\l!t'nts ________ _ ~7~.22.i.:W fheC'ks for Clcaring and chH from other Ranks ____________________ _ Cash Item:-; ________________________ _ 0\erdrafts _________________________ _ !.Sill. Oil Xn11e X one Ad\'all('e on Cotton and other Commodities ________________________ _ Customers' LiabilitY on Lctil'r:--~ of f'redit and A<'('l'l;tan{'t':--~ ____ _ Profit and Loss ___________ _ Other lh:sourcPs ________ _ .:\one X one X one ~.:l:i3.41 Total ------------ _________________ s :J.24:i.(iOI.6H LJ.\BJLITIES: Capital ~tock ---------------------$ Capital Xotes ----------------------Surplu:-; Fund ____________________ _ l '11diddt>d Profits ----------------Ht'Sf't'H' Funds ----------------~--Hut to Banks _______ --------------Hiddentls l~npaid _______ _ ('ashier's Checks _, ________________ _ CC'flifit>d Checks __________ _ Ih'mand Ihposits -------------------Time t'prtifkatts of l)t'Ilosi1s ______ _ ~aYing-:; DPposits _________________ _ Letter~ of C'ndit and ~-\.ceentanees txecnt('{l for Custonwrs __________ _ Rills Payable ____________________ _ :Xotes and Rills HLdist'OlllltP(L _____ _ Other I~iahiliti('s _ ~-- -------- 32:1,000.00 X one 2.10.000.00 ll2.609.R'i 120,000.00 X one ~one ~one lOYH.:l:l XonP l,fi20,27;1.7:-l 2.X2.l..12t.s:~ Xunt Xmw So!H' ~0.~1\1.90 Total ________________________ .----$ ;;,zt:u;ou;n 92 DEPARTMENT OF BANKING ------ STATEMENT Showing condition at the close of Busine~s Dtecmber :30. 1939, of tlw SAVANNAH BANK & TRUST COMPANY OF SAVANNAH SaYannah, Ga. As called for by the Superint.,nd.. nt uf Hank,.. JOHN J. CORNELL, President. Date of Charter: 3-4-1869 .J. F. HE~NEMIER Cashie1 ' BPgan Businpss: 7-1~1869 HE,.OI'R!'E": lhd -----------------------l. ~- Gon'nmwnt Securitit.'" ow1wtl _ Other Stock~ and Bouds n\' llt.tL Banking House and l..ot l>:lli.OO l~:J.:ll2.ol ::!t;,H9:).27 !J:l2.000.00 Furnitur(' and Fixture~--Other Heal E~tate owned ____________ _ 2:1,000.00 1!1.000.01\ Ca:-~h in Vault and . :\mount tlue from a pprovetl Hrserve ~\genb. 1 .fi!l4.07H.ti:; Cht.rks for ('l(aring and dt~e from otlwr Banks _________________ Ca::'h Ittms __________ _ Overdrafts _________ _ 117 ,1fJl.07 :uo t.:i:l 1 H.\1;7 .~1 Arlvatwe on Cotton and otht>r ('ommnditles _________________________ _ ::\one Custunwrs' Liabilit~ (Ill L(:tters of CrPdit and ~\ceeptall('P:-. Profit and l . oss __ _ Otlwr R{~ourre.'-1 ___ _ 9,633.02 X one 2::ifi.07 Total __ .----$ ;-;,fl.i9.7::!o.:n Capital ~hH'k t'a pi tal :\ntt:-. LL\ HI LITlE,_: -- --- _$ :,..;urpln:-: Fund l'lldiridtd Profit-.. Hl'St'l'\'t' Fllnds DIH' to Ban\\s_ DiYidt'lllh l'll!JH id ( 'a:-;llier'.-, ( 'lwl'k:-- Cl'rtifitd ('ht'd.;s J)('lllillld Dt'JIOSit .... Tinw ('t>rtit'it'alt:-- ()f Jlt'p()sits ______ _ :,..;a rin~:-; Dt>pn:-.its Llttvr.-, of ('redit and .\i'l'l'Ptances i'XP('\Iltd t\11' ( 'qst()lllt'i"" Bilb PaYrnment ~eruritiPs o\\Hed ___ OthN Sto<'k,.: and Bond:-. owll~'(L ____ _ Ranking llou:w antl LoL __ -------"Furniturl:' and Fixtul'L'S _____________ _ Other Rtal Estate mnud __________ _ ('ash in Yault and Amount due from strn Ftmil:-. lhtL' to Bank;_ Di\ idPtHl:-> l"npaid Cashicr~ Chtt'k" f'Lrtified ChLck:-J)t>mattd Drposib Tinw Ctrtificatt.:-, nf ~aviugs Ht>po;-;it:-; LettPrs of ('11-'dit and .\<'t'l'PLtlH'~s t"Xl'('l!tl'd tor ( '1t~lO!t\t'l'S __ Bill:-. l'a\';thll' Xotcs ai1d Bill..; Htdbl'lll!!lll'd __ Othtt Lialdlit it'" ~.i,OOO.OO ~one 7.000.00 ~70.02 X one X one 2.00 S7.03 X one 1o:l. 76R.46 :lS.-l5:i.l5 X one ;\one ;\one X one :\nne Total .$ 1!>'i,1S2.66 TWENTIETH ANNUAL REPORT 9:-] STATEMENT Showing condition at the close of Busine" Dttnn het 30. 1939, of the CITIZENS BANK Shady Dale, Ga. As called for by the Superintemlent of Hank,. J. H. YOUNG, President. Date of Charter: 2-6-1920 0. H. BANKS, Cashier. Began Bu~ine~s: 4-12-Hl20 RE:o;Ol'RCES: T.n-ms ---------- .. ------------ Overdrafts ------------------------.\dratH't-> nn Cotton and other Com- moditil's -----------------------('ustornrrs' Li 1.0110.00 1,27R.2fi Xonp X one ~00.00 6L!:l X one ~H.031.H R..i:lO.:J!l XotH' Xonf' X one :\'Olli:' X nne To!;tl H0.720.!ll STATEMENT Showing condition at the close of Buine" n ..,.,.mh :10, 1939, of the BANK OF SHARON Sharon, Ga. As called for by the Superintendent of Bank. W. F. DOZIER, President. Date of Charter: 9-29-1904 B. R. DARDE~, Cashier. Began Business: 9-1904 ltESOl'RCES: l..~oans and Discounts ------- _____ $ State of Georgia and :\fnnidpal Bonds owned ___________ . U. 8. Government Seeuritit>~ owned_ Other Storks and Bonds ownt>(L ____ _ Banking House ~and I~ot __ Furniture and F1xtures. ----------Other Ileal Estate owne00.00 l.~oo.oo :w.i:;:us ~.J4H.S~ 'X01ll' 17J.G:1 .:\OJIL' XOIH' UH7.~0 X Oil(' i~.HL10 Ll.\ BILITIE,;: Capital ~tol'J.;, ______________________ $ Capit a l Xot<':-i __________________ _ ~urplus Fund ________ _ l-ndivided Profits __ Heserve :r~unds __ _ Due to Banks ______ nivith~n(ls enpaid Cashif'r's Cheeks f'f'rtifircl Cherl\:s ______________ _ llf'mand ])pposits ___________ ------Time ('prtifirates of Deposits _______ _ Raving-~ Dl'posits _________________ _ T..~etters of Credit alld .\td __ Othtr Liahilitil's __ l.i,fiOO.OO ~Olli:' 6,000.00 Xmw XonP ~Ollf' X one Xone ~OllP ~:USLOl S.Hfi3.~!J X one X one X one Xonp X one Total 7::.444.40 94 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Busintss Decembtr 30, 1939, of the BANK OF SILOAM Siloam, Ga. As called for by the Superintendent of Banks. J. H. DOLVIN, President. Date of Charter: 10-18-1904 E. A. THOMPSON Cashier. ' Began Business: 10-1904 HEf;Ol"HCF.S: Loans and ]liscounts__________ :;; State of (;porg;ia a11d ::\lunitipal r . Bonds f-1. (; o\\rwd oYernmc nt ---------- ~et'lll'ities ------0\Y!lC'(L_ Othu Stnl'ks and Roncls nwlll'tL ____ _ Ranking House and LoL __________ _ :Furniture :liHl Fixtures _______ _ OtlH"r Real Estatp ownecL _____ _ (\tsh in Yanlt an(l _\mount dttt' from avpruYtd Itrslrn .\glnt-; __ _ Cht-cks for Clearing :111d dut from other Hanks __________________ _ Ca:-;h Items _____________________ _ ()yerdrafts _________________________ _ .\d\anre on Cotton and othcr (\lm- modit ics ----------------- ________ _ Customers' Liallilit~ on l,rtHr~ nf CrE'clit and ..\crrptaJH'l':-;". Profit ctnd Loss Other He:-;mlrces Total t:;. ~l ;;~. fll :\ti!H-' "Xoll( :\ntw ~.:nn.oo 1.~~0.1111 ,-f,l :l7 .:!:l :::!.O:!.l.2:i X till(' :\ont :\()lll' XonP "Xo11e Xo11c ~li,i21.:)\l ~~~~-~~~~-~---~-------------.... Ll.\ HI LIT IE~: t'i1pital ~to<"k -~-$ <'d Prnfib ________________ _ Ih~s(_rn Fnnds __ _____ ----------- ll\l(' to Hank:-;____ ---- ____ _ HivirhtHls Cnpaid __ _________ _ (\tshilr':-; Clwck:; ____________________ _ Certifi(ll <'lH'('l\S ____ ---------------1lnnand DtJHHdts __ _ Tinw CL'rtifil'atts of lll'Po;-;its.______ _ ~;tYings lll'\llhib; _________________ _ Lt>ttcr~ of Crl'(lit :tnd .\('t'l'P1allcc-; I\ooo.oo 1o.ooNoo.onlo U9H5 X one X one 47.80 loUR X on!:' 37.240.05 ~.78.1.71 X on!:' l'XP<'Ulld for Cn~toml'rs __________ _ Hills PaYable ____ _ ______________ _ "Xotl'S at;d Bills Hvdisl't\llllt{'(l, Oth(r LiabilltiPs X one Xont> Xmw X111W 'f11tal _______ $ STATEMENT Showing condition at the close of Business Deccmbtr 30, 1939, of the SOCIAL CIRCLE BANK Social Circle, Ga. As called for by the Superintendent of Banks. W. B. SPEARMAN, President. Date of Charter: 12-31-1923 W. S. McKIBBEN, Cashier. Began Business: 3-8-1924 u~;:,.;orRt"E:-;: Loans and Hiseount~------------- ---~ State of Gt>orgia and ~runi<"ipal Bonds owned __________________ _ r. S. (~overnmcnt Relurities ownetL_ Otlwr Htoeks and Bonds mvned_____ _ Banking House and I~oL __________ _ }"urniture and Fixtures_____________ _ Other Rlal Estate ownPlL _________ _ Cash in Vault and .Amount Une from approved Reserve Agents________ _ ('heel\:s for Clearing and due t'rom otlwr Hanl\:s -------------------Cash Itt.ms ----------------------Overdrafts ------------------------Advanct on Cotton and other Com- rnOflitie:-. ________________________ _ Customers' Liahilit~ on J,ettrrs of Credit and Are(_ptanees__________ _ Profit and Loss -----------------Other Hrsourel~s ___________________ _ Tot-al ------------------------------~ !t{;,.iO-t::;I ;;.ooo.oo X one X one ~.Roo.on 1.noo.oo .:'\onr titi,:G-l.S7 ~~onr Sone ~}. :~.) Xunc :'\one ~Oilt.' :!0 l.1:i~.71 LL\BILITIE~: C:tpittll Stol'k ___ ----------------- __ $ ('-apital Xote:-; . ___________ _ ~nrplus Fnnd --------------------- rnclivided Profih ----------------Hesern' li'mHls __ _______________ _ Bur to Ranks __________ . __________ _ ])ividend~:> Lnpaid _ --------------- Cashier's Checks -------------------Certified ('heel\::". ---------- ________ _ lkmand J)pposit:-; ------------------'l'inw Certificatp:-; of f)('\Hlsit~------ i'-1avings ])eposits ------------------- 1,l'ttf'rs of Credit and ..:\('<'t'}ltanrcs l'Xl'Cutcd for f'ustonwr~ __________ _ Bills Payable --------------------Xotcs and Bills R('(list'fllllltt:> X one ~,:;oo.oo 6~.0R 7.25 J:l-1.8S!.31 X one 29.146.28 Xonr ~one X one 216.31 Total _______ $ ~01.l:iS.71 TWENTIETH ANNUAL REPORT 95 STATEMENT Showing condition at the close of Business December 30, 1939, of THE BANK OF SOPERTON Soperton, Ga. As called for by the Superintendent of Banks. J. B. O'CONNER, President. Date of Chartec 6-16-1906 I. H. HALL, .TR., Cashier. Began Business: 6-1903 ItESOrRCES: J,oans and !lisro.unts----------:---;---$ ~tate of (Teorg-Ia u.nd ::\IuniClJ)al r. Bosn. clc:'i;oovwernnemden-t--S-e- ---:-.-cuntles --------owned __ OthN Storks and Bond~ owned _____ _ Banking House a_nd !.Jot_ __________ _ Furniture and Frx:turcs____________ _ Otht>r Heal Estate owned ___________ _ rash in Yault and Amount due from approrPd Heserve ~\gt'nts _________ _ Checks for Clearing aucl due from other Hanks -------------------Ca~h Items ----------------------Overdrafts --"---------- -- ----------Adranct' on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acccptancc~---------- rrofit and l . oss -----------------Other Resources ------------------ Total ___________ ------------- _____ $ 131,S-15.I(j 1.200.00 14,613.:13 I,800.00 I3.100.110 4.0011.00 20,386.78 I2:J,7 4G.2:J X one 1.12.:Jo :X one 9:10.47 X one !\one 1,920.68 :n6,914.94 LIABILITIES : Capi(,al Rtoek ---------------------$ S<'aurppitlauls XFoutneds -_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--..,-__- rndivided Profits ------------------ lDh:u>esertvoe Funds -------------------Banks _____________________ _ Hiridends rnpaill ________________ _ ('a:-;hicr's Checks -------------------Certified Checks ----------------- _ Demand Deposits -----------------Time Certificates of Deposits ______ _ ~tttrs of Credit and .\C'ceptances CXl'<'Uted fnr Customers __________ _ Rills Pa,ra hle --------------------XotPs and Bills Hcdiscoltnted ______ _ Otlwr Liahilitit>s ------------------ 2:1,000.00 2:i,OOO.OO 10,000.00 1,3;)1.;)0 I,582.00 None :X o n e 2:i6.42 );onr 159,RI9.9'i 75,:101.05 IS,371.02 :\'one X one X one ~one Total -----------------------------$ 316,9H.94 STATEMENT Showing condition at the close of Business December 30, 1939, of THE EXCHANGE BANK OF SPRINGFIELD Springfield, Ga. As called for by the Superintendent of Banks. J. W. TEBEAU, President. Date of Charter: 12-31-1907 J. M. MARCHMAN, Cashier. Began Business: 1-1-1908 UESOI'RCER: Loans and Discounts _______________ $ State of Georgia and .:\Junicipal r . Bonds S. G owned -overnment ---------Seeurities -------- 0\VllC(_L_ Other Stocks anti Bonds ownccL ____ _ Banking House and I..ot_ __________ _ Furniture and Fixtures______________ Other Real Estate owned_---- ______ _ Cash ill Vault and Amount due from 3Jll1l'oved Reserve Agents ________ _ Checks for Clearing and due from other B1anks ___________________ _ rash Items ----------------------Overdrafts ____________ -----------Advanec on Cotton and other Com- modities ------------------------Customers' IAability on J.~ettE'rs of Credit and Acceptances __________ _ Profit and Loss_ ___________________ _ Other Hesources __________________ _ Total _____________________________ $ 181,509.27 7.200.00 12,000.00 :X one 2,1110.00 I,OOO.OO None 69,578.23 None Xone None X one ~one Xone ~one 27:l.:J87 .30 LI.\BILITIE,.:: <'apital Stoek _____________________ $ (\qlital ~otes ____________________ _ ~nrplus Fu11d ---------------------(~1H1h-ided Profits ________________ _ DReuseerYtoc RFaunnld\ss___-_-__-_-_-__-_-_-__-_-_-__-_-_-_-__-_-_-__--. Dividends rnJlaid ___________ ------f'ashicr's Checks __________________ _ f'crtifir-d Cheeks _________________ _ Demand Deposits -----------------Time Certificates of Deposits ______ _ ~adngs Deposits _________________ _ Letters of Credit and Aceeptancps t>xccuted for Customers ____________ Bills l'ayable --------------------Xotes and Bills Rediscounttd ______ _ Other Liabilities ----------------- 1'\,000.00 ~one 10.000.00 1,500.00 ~one ~one X one 147.9:3 None I~9.87:J.9fl I3,400.00 93,465.61 None None ~one X one Total .. ----------------------------$ 273.387.:i0 96 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business Dccembt'r 30. 1939, of tlw BANK OF STAPLETON Stapleton, Ga. As called for by the Superintendent of Bank-. J. C. KILGORE, President. Date of Charter: 9-24-1906 HEROrRCER: Loam; and Discount:-:; ______________ -~ ~tatP of (;eorgia and .:\Inniripal Ronrl~ owned -------------------- 1" 8. c;on'rnment Hecuriti('s owned __ Other Rtoeks and Bonds ownt>(L ____ _ Bankiug House awl LoL ____________ _ FurnitHrc and Fixtures Otlwr Hf'al EstatP (1\\'lled ____ ~----- _. ('ash in Vault and Amount dill' from apprond Heserve Agent:-; ________ _ Chef'ks for Clt>aring- and due from other Ranks _____________ _ ('ash Items -----------------------Overdrafts -------------------_\dvance on Cotton and othtr Com- modities -----------------f'ustonurs' Liabilit:v on T. ttt(rs of f'rC'dit and Acreptans ___________________ _ -1906 I :i.OOO.Oo X one 4.ooo.on .~16.!7 Xone Xone 4iio.oo fi9.7S X one i~.;j;)fi.02 l'i,OT!.7J X one X one X one ~one X(me Total lt:l,96~.i5 STATEMENT Showing condition at the close of Businc~s Dceemlwr 30, 1939, of tht BUI.LOCH COUNTY BANK Statesboro, Ga. As called for by the Superintendent of Banks. R. J. KENNEDY, President. Date of Charter: 1-19-1934 W. L. de JARNETTE, Cashier. Began Business: 4-14-1934 HEROURCER: lAlOl'J.!ia alld -:\Iunkipal Bonds ownf'd -------------------11. ~- (;ovprnment Sccuritit-s owned __ Othrr StrH'ks and Bouds O\\'ncd _____ __ Hankin)! House anti l.~ot_ __________ _ J'urniture and Fixtures ____________ __ Other H.eal E~tate owned. ____________ _ Cash in Vault and Amount duP from approvf'd Hcsern .\gents _________ _ Checks for Clearing- and due from otlwr Banks ------------------ __ Cash Items ----------------------Overdraft" -------------------- _____ _ ~\dratH'C' on Cotton and other Com- modities ________________________ _ Cnstomers' J.iability on Letters of f'rf'dit and AcrPptnnres ____________ Profit and J,os:-; __ ----------------- .. Other Ht>!-;OUI'Cl'S ______________ Tot.al -------------- - ------------- _$ ~On.O:lll.l2 Xonl' 110,500.00 ~one 17.000.00 1,000.00 X one :fj -.1 GS.GG .).426.6:-:: Ho9.10 Xonp ~one X one X one fW7 .2:12.0ti LL\BILITJE,;: f':qJital Stork _ -- ________ $ C'apital Xote:;;; Surplus }~und ttldividrd Profits HlscrrP }'unds ____ _ lhtP to Rank-; _____ _ lliridellds rnpaid ---('a:-;hitr's f'llecks ____ _ Certified Cheeks ----~ llemaud Dt'posits _______ _ ___ ~ Time ('Lrtifi('ates of Dl'JlO~its ____ . ~aYings Deposits ----~-- . Lettlrs of Credit and .\('('LptatH'c:-; txeeuted for Customers __________ _ Hills PaYable -------------------\'"otLs ar;fl Rill-; Ht'dis('Ollllted ______ _ Otlwr Liahilitip:-; ---------~-------- .;() .000.00 X om' 10.000.00 :!1;,~~0.50 X one ~one 151.50 1.:!1~.20 50.00 lt-IH.7SR.78 111,-1~4.21 );one ~one !\~one ~one :{1~.87 Tot.al ------------------ ___________ $ TWENTiiETH ANNUAL REPORT 97 STATEMENT Showing condition at the close of Businc,;,; Deeemher 30, 1939, of the SEA ISLAND BANK Statesboro, Ga. As called for by the Superintendent of Hank,;. C. P. OLLIFF, - President. Date of Charte1: 3-11-1901 RESOrRCES: tolllS and Discounts _______________ ~ ;t~;te of (;eorgia and .\IunieiJJal r. Bond:' owned ------------------- s. Gon:rnnHnt Secttrities owtH:'(L_ Otlwr ~to<'ks and Borub 0\\'IH'lL ____ _ Banking House a n~ - ----- ------- -- ---------Customer~' I~ia bilit) on J,ett Pr:-; of Credit and .Accevtan(e~----------Profit and Loss __________ _ Otht>r Resour('ts 243,905.12 16,735.40 1:10,000.00 X one 1~.0110.00 2,3011.00 6,:~2~.-17 .JOO,:JlR.IR 7,209.12 Xonr Xm1e :;, L)1.3.J Xmw Xmw Xont C. B. McALLISTER, Cashier. Began Business: 1901 LL\BILITIES: Capital l'tock _____________________ $ Capital Xote~ ------------------ ~urplus Fund --------------------- (Tnd.lYlded Profits ----------------- H.e~rrYl' Funds _ -----------------Vue to Rilllk~ ____________________ _ J)jyidends ruvaid ----------------('ashit>r's Chel'l\s __ -------------Certified Check~ -----------------I>enwnd Deposits ___ --------------Timt Ctrtit"icatls of Deposits ______ _ s~aring..; l)t_posits -------- ---------Lettt-rs of Credit and _\ecpptances eXl'l'lltt-d for ('u~tomtTs _________ _ Hills Payable --------------------= Xotc~ and Hills Hedis(ounted. __ Otht'r Liahilitit:-. ____________ _ 50,000.00 X one 15,000.00 11,006.71 1,66:3.44 ~one 1,125.00 10,690.1:] 10.00 r.77,721.7:i 147,532.~9 1:3,398.~1 X one XOIH X one ::'\"onp Total _______________ ...$ R28.14S.8:J Total ........$ S28,14R.8:J ---------- ---------------------------------------------------------------------- STATEMENT Showing condition at the close of Business De and Fixtures -------------------Other Heal Estate ownelL __________ _ Cash in Vault and Amount due from aptnond Reserve Agents ________ _ Che<'k:-; for Clearing- and due from other Banks --------------------rash Items ----------------------Overdrafts ______________ ----------Advance 011. Cotton and other Com- moditie~ _____ --------------------C'ustomprs' Lidit and ~\cceptanres f'Xtcuted for ('ustonwrs __________ _ Bills Payahll' --------------------Xotes and Bills Ht>dis('Otlllted ______ _ Other LiahilitiP~ ------------------- 25,000.00 None 15,000.00 11,601.96 2,684.07 None 1,000.00 80~.97 ~one 454,270.29 1:l:i.l:l2.91 None None ~one Nont' X one Total ------------ .. --------------.$ H45,493.20 98 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the DURDEN BANKING CO., INC. Summit, Ga. As called for by the Superintendent of Banks. B. L. ROUNTREE, President. Date of Charter: 6-26-1935 RESOUUCES: Loans and Discounts _______________ $ State of Georgia and )lunicipal Bonds owned ------------------1:. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Banking House and Lot_ __________ _ Furniture and "Fixtures____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and due from other Banks -------------------COavsehr d r aI tfet sm s_ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- _- _- -_ Advanee on Cotton and other Commodities ------------------------- Customers' Liability on Letters of ('redit and .Acceptances__________ _ Profit and Loss ___________________ _ Other Resources ------------------- Total -----------------------------$ 19,007.71 ~one ~one None 2,400.00 l, 150.00 3,000.00 3R,307.97 X one ~one :X one 2~.117.87 ~one None ~one R7,983.;i5 R. W. DURDEN - Cashier. ' Beg-an Business: 6-5-1935 LIABILITIES: Capital Stock ___ -------------------$ Capital :Sote~ --------------------~urplus .Fund -------------------l!ndiYidcd Profits _________________ _ Reserve ~~unds -------------------Dut> to Banks _____________________ _ l5,ooo.00 Xone 3,0oo.o0 1,338.10 125.00 DiYidends Unpaid _________________ _ None Cashier's Checks __________________ _ None Certified Checks _________________ _ ])emanrt Deposits -----------------Time Certifirates of Depo~its ______ _ 42Uo Xone 60,973.75 2,125.00 Savings Deposits -----------------I..etters of Credit and .\ccPptanc!:'s 5,000.00 executed for Customers __________ _ None Bills Payable --------------------:Xotes and Bills Rediscounted______ _ None ~one Other J.. iabilities ------------------ X one Total ___________________ --- - - ----- $- ---- 87,983.53 STATEMENT Showing condition at the close of Business December 30, 1939, of THE CENTRAL BANK Swainsboro, Ga. As called for by the Superintendent of Banks. R. A. FLANDERS, President. Date of Charter: 9-27-1920 W. Vi. FLANDERS, Cashier. Began Business: 11-9-1920 RESOtJRC~:s : Loans and Discounts________________$ State of Georgia and ::\Iunidpal Bonds owned ------------------- U. S. Government Securities owned __ Other Stocks and Bonds O\Vned _____ _ Banking House and LoL ___________ Furniture and Fixtures ____________ _ Other Real Estate owned ___________ Cash in Vault and Amount due from approved Reserve Agents ________ _ Cherks for Clearing and due from other Banks --------------------Cash Items ----------------------Overdrafts ----------------- _______ _ Advanre on Cotton and other Com- modities ------------------------Customers' Liabllity on Letters of Credit and Acceptances __________ _ Profit and Loss ___________________ _ Other Resources ------------------- Total _____________________________$ 222,592.43 ~one 20,625.00 1,430.00 R,200.00 1,000.00 357.00 126,120.90 3.176.41 354.62 ~one None None None None 383,876.36 UABILITIES : Capital Stock ______________________ $ Capital ~otes --------------------~urplus Fund -------------------rndivided Profits ----------------HDueseervteo FBuanndkss __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Dividends enpaid ----------------Cashier's Checks -----------------Certified Checks _________________ _ Demand Deposits __________________ Time Certificates of nevosit~------ S.avings Deposits -----------------Letters of Credit and Acceptances executed for Customers__________ _ Rills Payable --------------------Xotes and Bills Rediscounted ______ _ Other Liabllities ------------------ 25,000.00 None 2:1.000.00 985.26 ~one 2,200.44 None 2,070. 78 None 264,057.68 64,562.20 None None None None ":\one Total -----------------------------$ 383,876.36 TWENTIETH ANNUAL REPORT STATEMENT Showing condition at the close of Business December 30, 1939, of THE CITIZENS BANK OF SWAINSBORO Swainsboro, Ga. As called for by the Superintendent of Banks. J. R. COLEMAN, President. Date of Charter: 11-10-1900 OTIS G. PRICE, Cashier. Began Business: 1900 HEf'Ol'RC'ES: Loan:-> and Disro_unts ___ ------ :--. ___ $ :-;wte of <:eorg'Ia and ~lllllll'lpal Bonds owned --------- r. ~- (:onrnmPnt SCI'llritie.: 0\Ylll'(l__ Other St on Cotton and othn Com- modities -----------------------('ustonwrs' Liability on Lelltts of Credit and Accet)tatH't'~Profit ;tnd Loss _____ _ Otller 1\esouH.'l'S --- Total ----- _________ $ :: l.OO:i.OIJ ~:1,12:i.OO X one XnnP ~,-i 7.1.00 :)-L1~!l.:;-t :l,.) 1:L~O -t:;.).O~ XmH X one ;\one X one 4,47ti.4:J !Jk-!,8fll.:il LL\ HILITIE~ : Capital ~tock --------------- __ $ Capital XotLs Surplus F!tnd lTndi\'idecl Profit-> HPsnn' Funds llut> til Ballks_ Di\ idt'lHls lTllpaid ('asllitr's Clwvks ('trtifiPd ClH.'l'ks DLmand Deposits TinH ('prtifieatt-; of I kposits __ _ Sa rin;Is 1)cpo:-:its __ LdtLr-; of Credit and ~\('('Lptallt'L''-' executed for Custornns ______ _ Bills Pa:di:-><'OtlllttrL _ Oth~..r Liahilitks ______________ _ 2:i.OOO.OO .X OIH' ti:! ..iOO.OO .\'Oilt' .i,fi Hi.7S XOill' 2.:ill0.00 n.:1 t;-;.u Xnnt> :J:!~l.H29.o:o~ :~:J2.B70 ..i.t Xoll(' Xoue Xrnw Xonp :X one Tot at _$ STATEMENT Showing condition at the close of Business Deccmlwr 30, 1939, of the BANK OF SCREVEN COUNTY Sylvania, Ga. As called for by the Superintendent of Banks. J. A. MILLS, President. Date of Charter: 4-10-1913 JOHN A. MILLS, .m., Cashier. Began Business: 5-1-1911 rn:::;orR<:E,;: Loans and Discounts ____ _ ~t-ate of (;Porgia and .\Iunitip 0\\'Hl'tL _________ _ ('ash in Yault and Amount due from appronll Rt>st->rve Agents_ t'lw<'lc'-; for Clearing and littL' trom othn Banks ___________________ _ Cash Items ------------- _--------Overdrafts _______________ ---------- Advalln' on Cotton and other Com- modities --------------- ---------CustomPrs' Liability 011 Letttrs ot" ('rpdit and Arrel~tances ___________ _ Profit and Loss ________________,---- Other Resourees ------ ------------ ;2:{,:)77 .li\l 1>'.100.110 :-;,:..;o~.-~ 1 ~OJW Xmw X one Xonv .):J.l'j ~Olll' .XOlll' 'XOI!L' X nne X one LL\BILT'l'IES: Capital ~-a()('k __ (';~pital Xol\s _ :-4urplu:-: Fund t'udivided Profit:.; __ lh:-:.trn Funds __ Due to Ban\,:-; __ _ T>ividenrls {Tnpaid ('ashil'r's Chttli:s Certified Ch.t'l'ks ____________ _ Ill'lnand T>eposits Time Cvrtifir'ates of Ileposits. SaYings li<.']Hlsit.-; Lttttrs of Cnrlit and ,\t't'Pptanres t'\:P('ltted for ('llstonwrs_ Bills Pavahlt _____________ _ ~ott''-> :uid Bills Hedis('OUI!tl'd~:====== 01htr Liahilitil'~ -------- Total -------------------.-------- _$ Total - ,_., __________ ----- __ $ --------------------------------------------- .)11.0110.011 Xs OtllLr Heal Estate nwlle(L ______ Cash in Yault and .-\mount due from appro\cd HtsenP .\p:Pnts _________ _ ('htcks for f'learing and r's ( '11ttks ('L:tifild Cht>t'k~ I Jtma nd lkposih Tinw Ctrtifkatts (If lhpo~it...; ______ _ ;..;a, ings I>cposit:- __ Llttns of Credit and ~\<'l't'ltLttll't'S extrl for ('ustollll'l'S ---------- Hill....; PayahlP ____________ ------- .. - :'\ote~ ;tnd Bill:-:. lhdhl'(l\tlltL Otlwr Liabilities .-~~J.n!lo.oo X one ~.i.OOO.OO I~~, :!HO ..i7 :!:i:U~:~ Xont> :;2j .00 .TH.l.iilol X one U.I,l-lii.97 t;::.i:-l.S.)-19 X one Total ______________ _ STATEMENT Showing condition at the cloe of Bu~ine~s Dec. A. P. PERSONS, President. Date of Charter: 12-3-1890 F AK KIE MAHO~E. Cashier. Began Busines;;: 1-13-1891 RESOl:RCES: lJoans and Di~L'Oitnts _______________ $ Statto of Gt"orgia and ::\lunicipal Bonds O\\'ned ------------------- l~. H. Government Securities owned __ Other Sto('ks and Bonds owJH'lL ____ _ Hankin~ House and LoL __________ _ Furniture and Fixtures ____________ _ Other RPal Est:ate ownPd__________ _ Cash in Vault and Amonnt due from approved Ueserve Agents ________ _ ('lwcl\~ for Clearing and duf' from CaosthherIteBmasnk_s___-_--..-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Overdrafts _________ - ________ ------- Advanre on Cotton and other Commodities ------------------------- ('nstomers' I~iability on JJetters of Credit and Acceptances __________ _ Profit and Loss___________________ _ Other Resources ------------------- Total _____________________________ $ :l(i.:135.66 X one 72.:)00.00 "X o n e 3,000.00 ROO.OO .~.fi22.75 ::;9,070.87 571.44 Yone !\one ~one ~one X one ~orne JR0,820.72 LT.\RILITIES: ('apit.al Stol'k -------------------Capital Xotes --------------------Surplus :Fund --------------------l'ndiYided Profits ----------------Hcsprve Funds -------------------Hue to llanli:s _____________________ _ IHvirle11ds rnpaid ----------------Cashilr's Che('k.-.; -----------------Certifil:'d Cheeks -----------------Dl'mand Deposits ________________ _ Time C!:'rtifkates of Deposits______ _ SaYillgs Dt>pnsits -----------------Letters of Credit and Ac(eptances pxecutPd for Customers __________ _ Bills Payable ---------~----------~ott's and Bills Redis<'ounted ______ _ Otlwr Liabilities ------------------- 2:i.OOO.OO Xonr l:i.OOO.OO l.O:ll.Jl Xone Xone 15.00 ~10.0(1 X one !l:l.JH.J:l ~:l,.t20..!S Xonf" X one Xone XonP ~OilP Total . ------------------~---------$ JRO,R~0.7~ TWENTIETH ANNUAL REPORT 101 STATEMENT Showing condition at the close of Busines' DPctmber 30. 1939. of th.. BANK OF TAYLORSVILLE Taylorsville, Ga. As called for by the Superintendent of Bank. J. I. HARRIS, President. Date of Charter: 6-5-1905 m:~orncF.s: j.o;tJIS "t1 /::::~:,?j\.\llh ,-lll-~1- .'\(l!!JitiJI;!~$ :-'1~\l~'!l(h() ()\\l:l'd,...' ' r. ~- (;OH'I'JliH('I\1 ~ECIII'iti(.-. li\\l!td Otht'r ~tncJ.;:-.; and Bonds (1\\ Jlld ____ _ nankilll! HoUSI:' ~:nd Lui FurnitHfl' ansi F IXI \jr<_:-;_ nther Heal }.-.;tat~: (1\\"llt'd l'a:-'h in Yatdt aud .\nJ(IUilt dill fl'11!l1 appn,ved ltLstJ ~-v .\gLJJI'riHtk:-' r(lr CILanng n11d d11t tn11ll otlwr Bank~- l'ash ltLms tht'nlrafts .\drant'l' on ColtoJJ und 11tl1tT ('(,Jll rnoditiLs. cu:-;ton~trs Liahilit.' ot1 Lt:lth nf Credit :wd .\t('l'\ll;tlll't'"' ]'rofit ttiHI Loss __ _ Other Be:-.ourc(s - Total XonP ::\011(' :;,000.00 1.4011.110 :2 ..i00.00 \"Olll' :!i ..i I j .i i !.-~. H\:~.:J2 :\()lit' 1.1:: .-.. n:.;i .oo :'\oJH \"OllP ;-..one W. ;vi, DORSEY. Cashier. Began Business: 6-13-1905 LLI BII.I'J'IES: (':l]liliil ~totk ___ _ __________ $ C;l]lit;Jl \"n1e~ ______ _ ~urplu"' Ftmd ______ _ l'ndivifkd Profits ____ _ Bt~l'r\'t' Funds __ _ Iw tn H:nli\~-- ____ _ lli\'illt'Jld-: l'npaid I ';t...,IJil'r'o.; ('IH('k~ ('l'r1ifitd <"he('ks ih'lll.000.00 J, I S7 .2:-i ~onr );"one 1,000.00 ;\()l}( ~Ol1l' ."iO.ti.):L7;) 4,21:J.07 J.l, 1R7 .80 XOlll' :!'\one ~On( X one Ttl! a I __ $ l0fi.21:).Rj STATEMENT Showing condition at the close of Busincs' Dccrnber :W. 19:-!9. of the TENNILLE BANKING COMPANY Tennille, Ga. As called for by the Superintendent of Banks. S. D. MANDEVILLE, President. Date of Charter; 4-4-1900 S. D. :VIANDEVILLE, Cashier. Began Business: 4-4-1900 HEsornn:s: Loans and Discounts__ _ __ $ Statl ot (;eor)!i:t and .\ltllli('ipal Bonds ownt-d __ _ T". ~- (;O\'l'rllnll'Tit ~l'l'l!J'itit~ OWJl(<} __ Othtr ~tor]{~ and BolHb owrH_~- __________ _ Other Rt:"al Estate ow11ers' Liahilitv o11 LPthr~ of f'redit and Art'PJ;tallc't'" _ Profit and l.AJ~"-------------Other Resources _____ _ Total -----------------------------$ :\one X one 1:12.00 ~one 1.417 ..)0 :L7ti2.:l0 X one "XOll{' X one 10:0.296.64 X one ;\Ollt' ~one 231,879.26 Capital Capital Surplu~ ~tock ~otcs Fund Ll.Ul!LITIES: ---------------------$ ---------------------- _____________ _ rnctivisern~ Funds -------------------- Dlll' to Banks _______ _ DiYiorgia and ::\lunicipal Bonds O\Yllf'd ________________ ---- r. S. (;ovcrnment :Securitles ownecL_ Other ~tocks and Bond~ owned _____ _ Banking Honse aucl LoL __________ _ Furniture allll. Fixtun~------------. Other Real Estate ownt>,OOO.oo 12,500.5;} Hesent' Funds _ Dne to Banks_ IHYid{'llds rnjl:tid ('a.;;hilr's ("hel'l.;-..; _ --------------- -------------- !,935.92 X one G,OOO.oo ~.IS2.lO CertifiLd Clweks ____ . ----------Hlmand Dtpo:--.ih _________________ _ Xone 1 .o~:l,03o.so TinH' Certificates ()f Ileposits _____ .12,RO;).-to SaYings IIL'Jlosits 1t;8,09L3t Letter.-:; of Crvdit and .\<'t'{')ltatH't:--. P"Xtndtd for ("u:--.tomers _________ _ Bills Pa yahk _____________ - :Xotes atid Hill:-. BPdi:-.touuted _____ , Otlltr Liahililie:--. ------------------ X one X one X one 9:Jl.Jj Total ------~--_I_.:_;r_'-_'_'-~-'-"_:~____'I_'n_t_a_I_ _ _-_------ __ ----------- - __ s I,::n."":i ..i~."":i.5J STATEMENT Showing condition at the close of Business December 30, 1939. of tht BANK OF THOMAS COUNTY Thomasville, Ga. As called for by the Superintendent of Bank,, W. F. SCOTT, President. Date of Charter: 2-5-1937 H. B. GURLEY, Cashier. Began Business: 2-15-1937 HESOl'!ICEo;: Loans and Hisal EstatP o\HH'{L _______ --- Ca~h in Vanlt and .A mount due from approvNl Hesprve ~\gents __ _ f'herks for Clearing and due from other Bank-s _________________ f'ash Items ------~---------------Overdrafts --- __ -- _____ -- __ ---- __ --.\tlvanee on Cotton and other Com- modities ------------------------Customers' Ljern~ Fuud:--; _____ --------- 1)111.' to Hank:-.____ _ ________ _ DiYidends l-npaitl ___________ _ Cashicrs Checks _________ _ CNtit'it>d Cllccks ------------------- _ lhmaud Hcpo:--;its ---------- Time Cprtificate:--; nf Deposit:--; ______ _ ~avings lh-']Hlsit:--. ------------------ Ltttcrs of ('ri:'(lit and .\cceptances L'Xecuted for Cnstomers __________ _ Bills Pay,lbk _---------------Xotes and Bills Itedisconntl:tL _____ _ Otlit'r Liahilith:--; ---------------- _ ')(),000.00 X on{' 10,000.00 1~.77-!.:n "XOll{' ~.),007.R~ ;),1100.00 I,~R7 .6" 2D9.6.) "l;~.:lliS.89 ti I,Sll.OR H7' .S51.17 X one Xone X one X one Total _____________________________ $ 7:;s,130 .S7 TWENTIETH ANNUAL REPORT STATEMENT Showing condition at the close of Business December 30, 1939, of the COMMERCIAL BANK Thomasville, Ga. As called for by the Superintendent of Banks. J. TRUMAN HOLLAND, W. J. MILLER, JR., President. Cashier. Date of Charter: 7-3-1916 Began Business: 7-22-1916 ------------------------------------------------------------------------------ LIABILITIEH: LIABILITIES: ).oans and ?jscotmts----------;c---$ 667 .OHG.46 ~tate of Cteor~ta and )fUl1H'lJHil Capital Stock ---------------------$ Capital :Xotes --------------------- 50.000.00 ~one Bonds owned -------------------- {". s. (;.overnment Securities owned__ 29,4g6.2:i 124,0f)2.30 Surplus Fund --------------------Undivided Profits ----------------- 60,000.00 20,620.92 Other .stocks and Bonds owned______ Banking House and LoL___________ Furniture and~ Ftxtures_______ Other Real Estate owned__________ None :!7,000.00 9Ji00.00 R.:~OO.OO Reserve Funds -------------------Due to Banks ____________________ _ Dividends t::"nt).aid ----------------Cashier's Checks ------------------ None 20,931.89 35.00 7,079.62 Cash in Vault and Amount due from Crrtified Checks ------------------ 3,373.46 :IIlllroved Reserve Agents ____ ._____ Checks for Clearing and due from other Bank~ -------------------- 722,814.61 4:2,4:12.23 Hemand Deposits ------------------ 1.065,718.27 Time Certificates of Dep-osits _______ 26,276.02 ~hving.-; Deposits ----------------- 430,601.37 ('ash Items ----------------------- 93.32 Letters of Credit and Acceptances overdraftR ------------------------..\dvan.C'~ on Cotton and other Com- 12G.84 executed for Customers__________ _ Bills Payable --------------------- Sone ~one modities ------------------------Customers' Liability 011 Lt1t('l'.'i of Credit and Acceptances __________ _ Profit and J~oss ___________________ _ !8,;)88.97 X one X one XotPs and Bills Rediscounted______ _ Other I~iabilities ------------------ None None Other Hesonrres ------------------ 93.3!l Tot a1 ____ --------- .. ------- -- __ .. ___ $ 1,6R1 ,o 36. 3.) STATEMENT Showing rs of Credit and Acreptanees __________ _ Profit and Loss ____________________ _ Other Resources _________________ _ 102,7:J2A:i 109,216.05 79.476.22 30,544.55 10,800.00 '3,110.00 5,517.59 2,087.08 10.00 5.92 Xone None None 2,609.20 !,lABILITIES: Capital Stork _____________________ $ Capital Xotes --------------------Surpltts Fund --------------------Vndivided Profits ----------------Heserve Funds --------------------Due to Banks _____________________ _ Dividends Unpaid ________________ _ Ca;.;hier's Cheeks _________________ _ Certified Checks -----------------Demand Deposits -----------------Time Certificates of Deposits______ _ R,avings Deposits _________________ _ Letters of Credit and Acceptances executed for Customers __________ _ Bills Payable --------------------~otes and Rills Rediscounted _______ _ Other Liabilities ------------------ 50,000.00 None 50,000.00 20,6H2.43 1,106.00 None 4,072.00 944.42 None 334,861.75 161.727.03 N-one ~one X one None X one Total -----------------------------$ 623.393.63 104 DEPARTMENT OF BANKIXG STATEMENT Showing condition at the close of Buin.. o..,...mJwr ~0, 1939, of THE BANK OF TIFTO:\ Tifton, Ga. As called for hy the Superint<"ndtnt of Bank. E. P. BOWEN, SR., President. B. H. McLEOD \'ice-President and Cashier. ' Date of Charter: 10-10-1891 Began Business: 1896 _______________R_E_S_O-~-.R--C_E_S_:-------------~-----------------------,-.J-.\--R-1-J-.I-T-I~-;-s-:-------------_ Loan:-\ and Discounts _______________ $ ~tate of (~eorgia and :\Iunkipal Bonds mrned _________________ ___ r. R. G-on:rnnwnt SI:'CIIfities owned__ Other Htorks and Bonds owned ____ . Ranking- Hou~e and LoL____________ Furniture and Fixhtres____________ _ Other Hfal EHtatf' owned___________ f'ash in Yault tu Banks_ - ---------- Dividends rnpaid __ ____________ Ca~hif'r~ t'httk..; ------------------ t'ertified ('hetk~ --- _________ Dema11d HeplJ:db . ------------ TimL' <'t>rtit'it'iltL'~ 1\f' lltpo~it:'L________ Savillg:s l)pposib --------------- LLtter-..; of ('rt>dit and .\ttt~pt.allCf'~ P:\.L't'utl'd for t l!st()IJltrs. _______ --- Hills Payahh ____ _ ___________ _ Xott~ rs' Lil(tbility ou Letters of Credit and Acceptances __________ _ Pr-ofit and Loss___________________ _ Other Resources ------------------- Total -----------------------------$ nn.on .Go None X one 1,:186.30 6,650.00 2,700.00 ~one 79,972.11 1,2Rl.2:-i 431.7 2 None !!,470.00 ~one None None 230,968.98 LI.\RIJ,JTIES: Cavital Hto('k --------------------$ <'avital ~ott~ --------------------- SurpluR Fund ----------- L"ndivided P1ufit~ _______________ _ Reserve l<'utHls ___________________ _ Due to Bank~--- ____ .. _____ _ Dividends L"npaid _________________ _ Cashier's Checks -----------------Certified Checks _----------------Demand Deposit.:.. ------------------ Time Ct:.rtificate:-. f1f Heposits _______ _ Savings lhposits ------------------Letters of Cr~:tlit and Aceept.an('e.-; txe<"uted fur ( 'u-.;tomer:-; __________ _ Bills Payahlt> ------------------ __ Xotes and Bills RLdi:-.eolmterL _______ OtlH"I' Liahilitit:... r.o.ooo.oo X one I 0.000.00 ~,764.80 );one X one X one 1,05.\.42 ~OTIC' H9 ,448.0.i 61.394.06 lt>.:J07.6j :\one ;-;one );one ~~Oill' 'l'otal -------------- --------------$ 230,968.98 TWENTIETH ANNUAL REPORT 105 ------- STATEMENT Showing condition at the close of Busine"' De<"emllt"r 30, 1939, of THE BANK OF TIGNALL Tignall, Ga. As called for by the Superintendent of Bank. c. D. BOLTON, - -President. Date of Charter: 7-5-1909 RESOrRCES: d Iti~countr-; _______________ $ ~:t~s 111 'of (;porgia and -:\luniciiJi\1 .. Boncb owned ---------------:---- ~.ih~~~ (;n\ ernnwut :O:tPch and ~lcuritiPs O\\ ned._ Hond:-> owned B nklnl! Hou:--P ;~nd I~nL ___________ _ F~rnlturt' a1~d Fntu~es -------------- Other Heal b~talt 0\\IH:cL _________ _ ('a~h in Yault and Amount due from aJlJH'OH.'l'k~ tor ( li:armg and dllt~ from other Banf, ... --- --------- --- ('ash Item..; ----------- ()n>rdraft~ --------------- Adrllnn 1111 ( 'nttun and other Com- nwditie~ ----------------------- Cu:itomt>r< Lialdlit:v on LettL'f:-, of Credit and .-\((pptancrH ___________ . Profit and Loss __ ---------------Other Ht..;ource:>~ ------------------- Total 42,B92.17 X one X one X one 2,000.01) 1,000.011 X one !1,7 .)~.!1-l XOIIP ::\Oill' X one ).;out> .XOIH' L. D. WARE, Cashier. Began Business: 8-1909 LIABILITIES : Capital Stot'k --~-----------------$ ('apital Xotes ---------------------- ~urvlu:-; Fund ~-------------~----- "Cndivide-0 Profits . ----------------Heserrt> Funds -~------------------Hue tn Banks _________________ , _____ _ UividL'lHls rnpaid ------ - - ---- Cashier's Chet'ks --------------- Cl'rtified !'he('l\:-- ------------------Dtmand Dl'posit:-; __ -,.----------~- _ Tinll' ('Lrtificate.-.; of Deposits ______ _ ~;1\"ings Depo:-;it--. _ -----------------LvttLr~ of Crt>dit and Acl'ept.ancLs L'X.t'('UtL'd for ("JJstomers __________ _ Bills Xott>:-. l'avahh a1;d llil ___ ----------h l{t>discountPd -_-__- -----~ Othtr Lia hi litits ___ , ______________ _ 23,000.00 2,800.00 2,000.00 107.00 Xone 1\~0ilf' ~OllP Xonf' NOlll' 87,7fl4.02 2:1,727.91 X one Xo11e X one X one ?\one Total ------------------------$ 14I.:J9H. n STATEMENT Showing condition at the close of Busine Dt><"embtr ;{0, 1939, of the BANK OF TOCCOA Toccoa, Ga. As called for by the Superintendent of Bank,. J. H. CURTIS, President. Date of Charter: 8-10-1911 R. C. HARDING, Cashier. Beg-an Business: 9-1-1911 RgSOURCES: I~oans and Discounts _______________ $ Htate of Georgia and ~Iunicipal Bonds owned __________________ _ l'. S. (;ove-rnment Hecurities owned __ Other Stocks and Bonds owned _____ _ Ranking House ,and LoL ___________ _ Jl~urnlture and Fixtures ____________ _ Other Real E'tate owned ___________ _ f'ash in Yault and. Amount due from a}lprored Rest>rn: Agents ________ _ f'herkf( for Cle<1ring and due from other Bank~ ---------------~--- raRh Items ----------------------0\'erdraftR _______________ ----------Advance on Cotton and other ('om- modltleR ------------------------Cu:-1tonH'rs' Li'a bilitr on Letters of Credit and .Aceet;tanr.es __________ _ Profit and I~oss ___________________ _ Other Resources ------------------- Total ____ -------------------- _____ $ :-n4,R-lfU)7 X one 42.:l28.1~ 2.200.00 X one ~.500.00 !i,li7R.RH -162.;)7 X one J.n7.Rl X one ~Ollf:' X one 588.~44. 76 LL\BILITIES: Capital ~tn('k --------------~------$ SCuarppiltuals F"Xuonteds _-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ rndivided Profits __________________ _ RcsPr\"P Funds __ nue to Banks ___ ~-~~~~~~~~~~~~=~~=~ IHvidt:>tHls "Cnpaitl ______ -------- f'ashler's Cheeks ___ --------------f'ertified Checks -----~-- ______ _ J)('maud Deposits ---------------~-Time (\.rtificatt>s of DeJJOsits ______ _ Sarings Deposits ------------------l.etters of Credit and .\('('tpt.;tiH't'-S executed for Cllstorners ____ ~------ llllls Payable --------------------Xotes and Bills Redbwonnted ______ _ Other Liabilities ------------------ 25,000.00 20,000.00 2:i,OOO.OO 287.09 U15.19 None None 1.~21.28 None 42:l,804.8.> 1,000.00 s.~.216.:1:; X one ~~one ~one X one Tot a! __________ ----------------- __ $ :i8H .~44. 76 106 DEPARTMENT OF BANKI-:\IG STATEMENT Showing condition at the close of Business December 30, 1939, of the WILKINSON COUNTY BANK Toombsboro, Ga. As called for by the Superintendent of Banks. F. B. CHAMBERS, President. Date of Charter: 7-16-1907 RESOURCES: Loans and Discouub;_ ______________ $ State of Georgia anll ::\lunieipal Bonds owned __________________ _ r. s. Government 8eruritirs OWJl((l__ Other Stocks and Bonds owned ____ _ Bankinir House and I~oL __________ _ Furniture ,and Fixtures ____________ _ Other Real };state owned___________ _ Ca~h in Vault aiHl Amount due from aJlproved Reserve ~\gents ________ _ ChPeks for Clearing and dU(' from other Banks -------------------rash Items ----------------------0Yerdrafts -----------------------Advance on Cotton and other Com- modities -----------------------Cu~tomt'rs' Lilone soo.oo 888.55 f'ertifie(l Check:-; -----------------nemand Deposits -----------------Time Certific.ates of Deposits ______ _ ~avings Deposits -----------------Letters of Credit and Acceptances Xone 84.257.96 U,610.55 !I." one exe{'Hted for Customers __________ _ X one Bills Payable --------------------Xotes and Bill~ RNiiseounted ______ _ Othtr Liabilitie~ ------------------ None }lone "X one Tot a I __________ --- _----------- __ --$~-156.966:35 STATEMENT Showing condition at the close of Business Decn anU othl'r Co!ll- modities ------------------------ Customer< Liability on Ldttrs of Crt>dit and ..:\l~n'IJtan('t'~---Profit and Lo~~---Other RL~nune.., Total ~.793.19 );one Xmw 93.00 :!.100.00 1 .oo.oo 700.00 ~.618.Stf ~81.77 ~51.91 X one X one X one Xll!it> L. S. BURNS, Cashier. Began Business: 12-30-1919 Ll.\ BILITIES: napital Stock - ----------------$ Capital Xotts __ _ Snrplns }'und ____ _ Fnclivided Profit:-; HPst>rn }'und~ ________ _ VuL' to Banks __ Diddend~ rnp:dd _________ _ Cashier\; Chrcli:s Ctrtifie(l Check' nemand Ihpo:c;ib TinH' Ctrtifir'ates of Pepn...;it:-; ___ _ ~avings Ht>lHJ~its ____ ------------l..t'tters uf Credit :111d .\tTtpt.alll'P" Pxecuted ftlr CustnlllL'rs __________ _ Rills Payahlt ---------- X oiL'S tilHl Bills Htdi-.:l'O\Ililt>d ______ _ Other Liahilitil~ l.l,OOO.OO 7,275.00 :1.000.00 ;~;i:i.;i~ ~.07:-L7.l Xonl' 1:-)fi.OII :1UO XOllP 7s.:n7.fili 1 .. ~~.49 ::o.~.q~.\1~ Xont X one X one ~:!.i.OO ToLd STATEMENT Showin~o: condition at the dose of Bu,ine" December 30, 1939, of the EXCHAN(;E BANK OF LNADILLA Unadilla, Ga. As eallt>d for by the Superintendent of Bank,. E. H. CONNER, President. Date of Charter: 4-19-1935 T. E. WOODRUFF, Cashier. Began Business: 4-22-1935 HEROT"RCES: Loans and Disrounb _______________ $ ~tate of (;eorg:ia awl :.'.ftmir'iJial Bonds o\vnrd ____________ -------- r. S. (;overnnwnt ';Speuritits OWill'd Other HttH"ks and Rontl~ f1Wlled~ Banking; House and Lot __ Furniturp and Fixtures ___ , Other Heal Estatt ownecL ______ ._____ _ Cash in Yault and Amount dut from approved Heserrt~ ..\gents ________ _ Cherks for Clearing and due from other Bank-; ___________________ _ ('ash Ittms --------------Overdrafts ____________ - --- --------- .Advanre on Cotton and othl'l' Com- modities ------------------------f'ustomers' Liahility on J.. etttrs of Credit and Acceptanres __________ _ Profit and Loss ____________________ _ Other Resources __________________ _ Tot a I _____________________________ $ 1.000.00 XOllL' :\ Ollt' 1.~00.00 ROO.OO Xmw 1..07.40 X one .Xonf' 10 ..1\11.02 X one X one None 1 ~:? ..) 7:1.7 2 Ll.\HILITIES: ('apital ~tot'k __________________ ---!f: Capital \'ute:-; _________________ . ~Ur]llttS }~llltd __ __ ----------------- l'udividpc! Profits _ Resene Ftmcls Due to Bauks ______ _ HividttH!s l'npaid ( 'a:-dlipr':...; ClHeks Certified ClaTk:- ------------ ___ _ DPmatHI Deposit:-; Time Certificatt--s of Deposits ____ .. __ ~avings ])eposit ------------------ Lettprs of Crt:dit ancl .\tcept.anc("~ exetutf'd for Customers __________ _ Bills Payahle --------------------Xotes and Rills Redlscotmted ______ _ Othtr Liahilitit~ ------------------ I:; .000.00 7\0lll' :i.OOO.OO :1.0~2. 70 Xo!lt :J.OOO.OO !100.00 :1o.oo X one SO ,SO:i. :)~ 12,81S.ti-! ~one ::-.ione ~ont X one X one Tot a I -----------------------------$ 122,:Jj3_ 72 108 DEPARTMENT OF BANKI:\G ----------.. STATEMENT Showing condition at the close of Busine" Dneml~tt 30. 1939. of tht BANK OF UNIOl\ POL'\T Union Point, (;a. As called for h~ the Superintendtnt of Hank,. H. LAMB, President. Date of Charter: 5-15-1911 rmsornrEs: L(li\l!s and ])bt(nmt:.; _________ _ ~tntt of (;eorgia and .\lmlit iJ;tl Bilnd:-; ownl'd _____________ l. ~- (;onrnnaJlt ~tturitit"' (>\\lll'd OtlHr ~llH'k~ and Hfi\Jd<.; l\\lHd_ Banking Hou:.,t and Lnt __ _ Furnitlll't and Fhtlll'l':.; __ Other lttal E:-;tall ownl'd ___ _ ('a:--11 in Yau\t and .\nlolllil dllt' trnrn itpprnved Htst'I'Yt' .\J.!;tJlts __ _ Clwl'k:-> fl)r ('Jv;~ting aud dlll' frnm othvr Ba11ks ( a-.:.!J It l'Jll." ()rcrdraft;..; .\dYallt'l' on Cotton a11d ltlwr ('(lllJ- nwdi1il'-; __________ _ t'11:-tomtr:.;' Lil(thilit~ 011 L(lttr" lif ('ndit all(l .\ct'l'Ptnn<'t~- l'rof it and Lnss_ OtlHr He:-:ourC'l'S Tntal I:-: 1.1:-\1. 1~ Xo!W ."\011(' .."\mH ..-.nJ:.oo lfi.OO ~.0~.-. 11 ,, !.101. \ l ~.!i,";;L(I!I ."\Olll' :.!J.\1,1 Xmn "..'\one l 0.1100.00 R. B. RHODES Cashier. ' Began Business: 5-1911 LL\HILITIES:--- ;,pit;tl :--:ttl(']\ Capita I .'\ ol c-. :-.;!trplu~ FtllHI l'ndiYidtd J'r11fit-. Ht~l'n t Funds lllll' t11 H.tnk:-._ iliYidttu\..; I"np<~id Ca-..!litr-. f'lll('k-. ( ('!'1 ifit'd ( '!JvcL~ I IL'Illillld IIL'p(.-....it~ TiJnt CtJ"tifitattc-- 11t Depo:-;its :--\aring~ IltJthit.-., _ Ll'ttl'l''-' tt Ci edit illHl .\('l'tp~;lll\'n ~.3.000.00 Xone "U' .o.oiso..tooo X one X one 1.1100.00 :lO.j.IJ.t :.! I :{,1~~~~~ 1 ~.~~~:~~ t'\.l'l'\lltd ftll" ('tL-.,tloJlll'l'....; __ _ Hill~ I'aY;ddt _________ _ \"tit('" at;d Bill-. Htdi.-.t'OUlltl'd __ _ OtlltJ l..i;lldlitil--.... Xoue X one X one l II .000.011 T1lal STATEMENT Showing eondition at tht dose of Bu,itw" Dtorgia and ~lunidpal Bonds ov.:tw-d ___________________ _ 1. H. GoYernment He('uritles oWllL'rl __ Other ~tock:-; and Bonds ownNL .. ___ _ Banki11g; House and l.. ot .. ____ _ Furniture and l~ixhnPs ____________ _ Other Heal E:'itate owned ___________ _ Cash in \ault and ..\mount dut from approved Heserve Ag;ents ________ _ Clie('k~ for Cleari11g and duC' from other Banl\:s ---------------------Cash Itt>ms ----------------------Overdrafts ________________ .. ___ -----.\dnuH'e on Cotton and otlwr Com- modities ___________________ --- .. -- Custonwrs I~iahility on Letter:-:: of Credit and Acceptan{'es __________ _ Profit and Loss ___________________ _ Otlwr Resounes ------------------- 0,:189.H:) l!I,!H!l.H :J.H4R.6r. l.iOO.OO 300.00 7 43.20 li'i.-172.89 X one ~one 80.90 X one X one ~one None LI.\HILI'l'IE~: t a pit al :o-.;rovk Capital Xote.'-' _ ___________ _ ~urplus Fund tndiYidt>r Liahilitit'.'-' 1.>.000.110 7..>00.00 :l.OOO.OO :l.OH.OS .>.1:10.00 X one X one l76.6S X one l O.>.OS9.02 Xonl' .iti,~7R.2:1 ~one X one Xone Xont' Tot.Hl ------------$ 196,4:JS.Ol TWENTIETH ANNUAL REPORT 108 STATEMENT Showing condition at the close of Busines Dec<'mlwr :~0. 1939. of the BRICE BANKING COMPANY Vidalia, Ga. As called for by the Superintendent of Hank. M F. BRICE, -- President. Date of Charter: 10-22-1938 RESOl.ltCEI': J.:Oa,~s and of Di~vount:--___ (:eorgia and ~ :\Iunkipal :-t~onds owned ------- . s Gnnrnmen1 .Sl~ruritil's O\\ ned_, ~ih;; f'toch~ and Bond~ o\nwtL :~rnnkiitnugrr HOlL"C au,d Fiaxntud~p-L.;o_t____ _ Other Real },sta1P O\\ nc.., ~-"i.OOO.OO Xont 10.0110.1111 1 :i,!l.~:!.l.i ; .:!Oti.fi\1 ..\.Olll' X mit l,.'H7.17 :\UI\l' 1-.:j ,:; 1~.7:! ~.:!.iO.Otl Xnllt \"ont Xont Xont .\'ont 'l'ntal STATEMENT Showing condition at the close of Business Dtennb..r 30. 19:{9. nf tht' DARBY BANKING CO. Vidalia, Ga. As called for by the Superintendtnt of Bank,. J. F. DARBY, SR., President. Date of Charter: 6-22-1934 0. C. EIDSON, Cashier. Began Business: 7-1-1934 RESOl.:HCES: Loans and Disl'ounts ______________ $ State of Uporgia aud ::\Iunkipal Bonds ownpd _____________________ _ J.:lO:J.i:l 1. S. Government .~e(ttrities OWIH'(L_ lO,H.)O.OO Other Sto('ks and Bonds mvned _____ _ Banking House and Lot_ ___________ _ Furniture and FixtnrC's ____________ _ 2.000.011 8,400.00 750.011 Other Real Estate ownPd ___________ _ 1.140.011 fash in Yault and Amount due from approved Re~"'t>rvt Agents _________ _ !10,815.0! rherks for (')p.ariug and J.uC' from other Banks --------------------- :U27.02 Cash Items ----------------------- ~one Overdrafts ------------------------Advance on Cotton and other Com- modities _____________________ - __ _ ~onf' 47 .7RG.9H Customers' Li-ability oll L-dtPr." of Credit and .\.C'cevtances __________ _ Profit and Loss___________________ _ X one None Other Resources - - - ----- - ----- - - --- - - None -- Total _____________________________ $ 301.887.46 LT.\ mLrrn:,;: Capital Hto('k _. ____________________ $ <'apital :\'ot<_s __________ _ ~urpln~ Fund _______ .. ______________ _ l'udivided Profits ---------------l{pserve :...,unds _______________ _ Dut 1o Banks ____ _ IHvidencls rnpaid Cashier~ Checks ...-- .. ____________ _ <"Prtified C'hecks __________________ _ Ihmand Deposits -----------------Time Certificates of Deposits ______ _ ~avlng~ Deposits -----------------Letters of Credit a IId .\LC"ept.a n<'PS txetute-d for \ustunH:r:-~ __________ _ Rills Payable --------------------Xutes and Bills Rtdb(nunted ______ _ Othtr Liabilities __ -----~----~----- ~.).000.011 t>.:JOO.OO 10,:i2S.l :1 X one :!.224.7G X one X one j;).t,;j;) 112.50 1H2.0Rl.H7 72.fi:lR.-1H XonP Xonp X one XonP 2.2:!7.:n Total --------------------------$ :10 l.RH7At; 110 DEPARTMENT OF BANKU\G STATEMENT Showing condition at the close of Busine" Deennbtr 30, 1939, of tht> CITIZENS BANK Vienna, (;a. As called for by the Superintendtnt of Banks. J. B. WALTON, President. Date of Charter: 6-30-1931 HE>'()("]{("!<:": Ln;lllS and lliscounts _____________ _ :--;ratP of Ct>O!'f.da aud ")lunkipal Bonds ownt>d _____ _ r . S. Covernnwnt St('UI'itk ...; ()\\'lH'(i__ Othl'l' Stod;s and Bonds 0\nwd __ Banking: IloUSl' and LuL Furniturp and .Fh:tt!l"t'"---- ___ _ Otlwr }{eal Estatt owned __ _ (';tsll in Yault and ~\mottnt dttt' from a pprtn-ecl HeserYL' .\gtnt:-; _ ('ilel'ks for t'llarin~~ and dttl' t'ront 1Jtlwr Rank~: ('a-;!J Item.-; __________ _ O\Lnlafts _ .\dYaJH't' on ('ottou and tJthcr (om- moditil's __________________ ('tt~lOllll'I'"' Liahi1it:'t on Letttrs of Cndit and .\cd ('ht>cks 11PllliliHl Ih.. posits ________________ _ Timl' ('trtifkatPs of J)pposits ____ _ ~a\'ing:-; lJepo:-dt:-; ______________ _ Letters ()f Credit and .\('<'L'lltancts t'\:f'('Uttcl for CustnnHrs __________ _ Bills l'ayahlP Xotes and Bills Hedis('Oilllttd ______ _ (lthtr Liabilities __ STATE:WENT Showin11: condition at the dose of Busi!H" Del"< mlwr ;{O, 1939, of the BANK OF VILLA HICA Villa Hica, Ga. As called for by the Superint<>ndent of Banks. S.C. DOBBS, President. Date of Charter: 5-4-1899 H. G. CLIATT, Vice-President. Began Business: 5-1899 1\E>'Orl\('E~ Loans and Illscnltllts _______ _ ~tatt' of <:torg-ia and .J.Inull'ip;t] Bnuds O\Yill'd ___ ----------- ----1". :-.;_ (;oyernmtnt ~(turitit>s owner Banl:.:s --------------------('ash Ittms ----------------------0\"l'nlrafts _____________ -----------_\dvancc nn Cotton aud nthPr Com- nHHlities ------------- ------------('u~tomtrs' Lhrbility ou Letters of Credit a11d .\cceptaiH'Ps __________ _ Profit and I~nss ___________________ _ Other Resources ------------------- Total ____ ----------------------- __ $ ll.S,~.l' x~,;-n:-u.:o ;\one :{.7.)11.1111 i'OO.OII 1 !l,f!HO.OO I ~0.7ti:-i.O,o,: .\"Olll' 17~.G:-I :!SO.~~ Xont X one "XOlll' LL\ BILITU:S: Capital ~tock __ _______________ $ Capital Xotl''i "--- ____________ -- _ ~urplns Fund __ - _______________ _ l~ndiYided Profit-. _______________ _ Hl'SPJ'\"(' Funds _______________ _ I>ltt' to Banl\s_ _________________ _ !Ji\idt'lllfs rn}laid _________________ _ Casllilr's ('heel\s _________________ _ Cl'rtifif'cl ('lwck:-; ------------------ Demand Df'posits -----------------TimP Certifkates of DetJosits ___ --- SaYings J)pposib ----------------- Lt>ttt>r.'i of Credit and .\<'tept.ancPs cXP('llted for Customers ___________ _ Bills Payable -------- ___________ _ Xote:-; and Bills Hedis('OIIllted ______ _ Other Liabilities _________________ _ .>11.1100.00 X one 10.000.00 7.Hil.20 X one )lone 964.00 1.391.18 :\one :lllR,669.91 s:UH0.91 X one X one X one Xone X one Total - _________ $ clfi:!,:327.23 TWENTIETH ANNUAL REPORT 111 STATEMENT Showing condition at the close of Business December 30, 1939, of the BANK OF WADLEY Wadley, Ga. As called for by the Superintendent of Banks. DR. J. D. PEACOCK, President. Date of Charter: 1-29-1902 B. A. WATSON, Cashier. Began Business: 1-1902 RESOl:RCES: L ans and Discounts _______________ $ s~te of Georgia and :\Iwl'ieipal r. Bso.ndGs ovoewrnnmedent--S-e-c-u-r-i-ti-e-s- -------owned __ Other Storks and Bonds ownecL ____ _ Banking House ~nd LoL __________ _ Furniture and Fixtures ____________ _ Other Real Estate owned ____________ _ cash in Vault and Amount due from approved Reserv_e Agents _________ _ Checks for Cleanng and due from other Banks -------------------- A~~d~wdwr!cei~~osn--=C=o=t=to=n===a=n=d= ==o=th=e=r===<='o=m==- modities ------------------------Customers' Lil(lbility on l . t:tterf; of Credit and At'reptan('es __________ _ Profit and Loss ___________________ _ Other Resources ------------------- Total ---------------------- _______ $ 17-1,425.22 3,904.48 10,000.00 None 2,000.00 1,000.00 8,750.00 11!l,707.73 X one X one X one 6,957.7~ X one Sone None LL\BILITIER : Capital 8toek ----------------------$ Cavital ~otes ____________________ _ Surplus Fund --------------------rndivided Profits -----------------Heserve Funds --------------------l>ue to Ranks _____________________ _ Dividends l!npaid _________________ _ (':ashier's C'heclu; ________________ _ ('ertifieu Checks ___________ _ Demand Deposits _____________ _ Time Certificates of Deposits______ _ ~avings Deposits ------------------Lt>tters of Credit and Acecptances exel'uted for Customers __________ _ Bills Paya!Jie --------------------Xotes and Bills Hediscountect ______ _ Other Liabilities _________________ _ 25,000.00 X one 20,000.00 5,416.63 1,792.86 None 80.00 5ti2.70 Xone 131,593.57 64,69Vi0 72.604.93 None None X one ~011{' :l2l.H3.- 21----T- ot a-I --- ------------- --- --- ----_----~------__- __- $ ~:1-21~ ,7 4~5.~ 21 STATEMENT Showing condition at the close of Business December 30, 1939, of the CITIZENS BANK Warrenton, Ga. As called for by the Superintendent of Banks. DENHAM CASON, President. Date of Charter: 4-14-1902 R. F. FOWLER, Cashier. Began Business: 4-1902 RESOl:RO;s: Loans and Discounts_______________$ State of Georgia and Municipal Bonds owned ------------------- U. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ Furniture and Fixtures____________ _ Other Real Estate owned__________ _ Cash in Vault and Amount due from approved Heserve Agents ________ _ Cherks for Clearing and due from other Banks -------------------- Cash Items -----------------------Overdrafts _____ -------------------Advoance on Cotton and other Com- modities ------------------------Customers' Li1a'bility on I~etters of Credit a.nd Acceptances __________ _ Profit and Loss_ __________________ _ Other Resources ------------------- 200,471.96 4-1,244.18 9R,067.75 33,048.30 8,97.1.44 5,587.40 4,196.01 605,139.03 None 10.00 68.81 4,558.63 None ~one None Total -----------------------------$ 1,004.367.51 LIABILITIES: Capital Stock ______________________$ Capital ~otes --------------------Surplus Fund ---------------------rndivided Profits -----------------RDeuseervtoe B}'aunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ J)ivitiends Unpaid -----------------Cashier's f'hecks -----------------Certified Checks -----------------Demand Deposits _________________ Time Certificates of Deposits ______ _ Savings Deposits _________________ _ Letters of Credit and Acceptances exeeuted for Customers __________ _ Bills Payable --------------------~otes and Bills Rediscounted ______ _ Other Liabilities ------------------ 50,000.00 ~one 25,000.00 36,000.59 15,694.07 None 360.00 5,018.93 None 872,293.92 ~one Kone None ~one X one 1\one Total -----------------------------$ 1,004.367.51 112 DEPARTMENT OF BANKING --- ------------------- STATEMENT Showing condition at the close of Business December 30, 1939, of the WASHINGTON LOAN & BANKING COMPANY Washington, Ga. As called for by the Superintendent of Banks. W. L. JOHNSON, President. Date of Charter: 9-7-1891 F. W. THOMAS Cashier. ' Began Business: 5-1-1895 RESOl:RCES: Loaus aJHl Discounts _______________ $ Statt pf neorgia and )Iun1ripal Bonds owned --------------------\". 8. novernmcnt Securities owned __ Other Htocks and Bonds owned _____ _ Banldng House and LoL __________ _ Furnitnre and Fixtures _____________ _ Other Htal E~tate owned ___________ _ ('a:sh iu Yault and .Amount due from avprort"d He:-.PrVe ~\gtnt~-------- Clll'('h~ for Clearing ;UHl due from other Bank:- --------------------- f'a:sh Item:-:. ----------------------OHrdraft:s ------------------------.\dnllHv on Cotton and otlwr Com- modi tit'~ __ - __ -- __ - _-- -----------('ustomers' Liability Oil Letters of Crl'O,OOO.oo 68,762.65 None 17.033.93 :lione 806.43 :lione 421,251.32 4<,706.75 204,898.26 None None None None Total ______________ ... ___________ $ 8G 7 ,439. 34 Tot a I -----------------------------$ 85 7,459.34 ---------------------------------------------~~ STATEMENT Showing condition at the close of Business December 30, 1939, of the COMMERCIAL BANK Waycross, Ga. As called for by the Superintendent of Bank~. L. B. HARRELL, President. Date of Charter: 10-15-1918 J. M. NORMAN, Vice-President and Cashier. Began Business: 10-30-1918 RESOrRCEtl: l ..oans and Discounts ________________ $ 26:J,l23.:ll ~tate of Georgia and )lun1cipal Ronds owned -------------------(;". S. Government Securities owned __ 18.982.26 345,967.14 Other ~tocks and Bonds owned_____ _ 5,000.00 Banking House and Lot_ __________ _ 16,800.00 Furniture and :Fixtures____________ _ 4,500.00 Other Real Estate owned ___________ _ 1,250.00 ('ash in Yault and ..\..mount due from approvt>d Reserve .Agents ________ _ l,O:l1,491.68 Check~ for Clearing and due from other Bank!; --------------------Ca~h Items ----------------------Overdrafts ------------------------- 5,14~.63 40.35 None .-\d\'anrs' Lil(lbllity on Letters of Credit and Aereptances __________ _ Profit and Loss___________________ _ X one X one None Otlwr Resources ------------------- 332.67 Total -----------------------------$ 1,692,633.04 !,lABILITIES : Capital Stock ----------------------$ Capital :Xotes --------------------8urvlus Fund --------------------rt~divided Profits ----------------UDeuseervteo FBunadnsks -_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ llividends l:npaid ---------------- .. Cashier's Cheeks -----------------Certified Checks ------------------Demand Deposits _________________ _ Time CertificatE's of Deposits ______ _ Savings Deposits -----------------Letters of Credit and Accept.anPt>s executed for Customers __________ _ Bills Paya.ble --------------------Xotes and Bills Rediscounted ______ _ Other Lla!Jilities ---------------- .. _ 50,000.00 ~one 10,000.00 54,479.33 17.733.09 50,000.00 6.000.00 15,421.94 None 982,636.51 None 506,362.17 :Sane ~one ~one ~one Total -----------------------------$ 1,692,6~3.04 112 --------------- DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 30, 1939, of the WASHINGTON LOAN & BANKING COMPANY Washington, Ga. As called for by the Superintendent of Banks. " L. JOHNSON, President. Date of Charter: 9-7-1891 F. W. THOMAS Cashier. ' Began Business: 5-1-1895 RESOCRCES: Loan~ and Di::-;counts _______________ $ Statt t~f Georgia and ~Iun~C'ipal Bonds owned --------------------1". S. (;overnment ~erurities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and LoL __________ _ Fun1iture and Fixtures ____________ _ Other Ht-'al Kstate owned ___________ _ Cash ill Yault antl Amount due from approrf'd ResPrre ~\gtnts ________ _ ChLck~ for Cltaring and due from otlwr Ranl\s -------------------(Chaesrhdraltlt:''tms .-;___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ .\drdit and Acceptauces __________ _ Profit aud Los~c __________________ _ Otlltr Ht>snurces ------------------- Total ______________________________$ 224,863.81 147,793.81 65,800.00 54,000.00 12,:316.70 X one ~.500.00 :H:l,l :l2.10 (i,8~0.60 ~one 8.92 149.37 Xotw X one X one 857,-139.31 LIABILITIES : Capital Stock ---------------------$ ('apital Xotes --------------------~urplus Fund -------------------rndivided Profits -----------------Heserve Funds -------------------Dllf' to Banks ______________________ _ Dividends rnpaid ----------------C.ashitr's Cht-C'l\s -----------------Certified Checks -----------------Dtmand Deposits _________________ _ Time Certificates of Deposits ______ _ ~avings Deposits ------------------Ldtf'rs of Crt'dit and .Acceptanct>s eXt'('Uied for Customers __________ _ Bills Pa~Yable --------------------Xotes and Bills Rediscounted ______ .. Other Liahilitic" ------------------ 50,000.00 ;_,o,oo:Xo.oonoe 68,762.65 None 17.033.93 :X one 806.43 :X one 421,251.32 44,706.75 204,898.26 X one X one :X one X one Total -----------------------------$ 857,459.34 STATEMENT Showing condition at the close of Business December 30, 1939, of the COMMERCIAL BANK Waycross, Ga. As called for by the Superintendent of Banks. L. B. HARRELL, President. Date of Charter: 10-15-1918 J. M. NORMAN, Vice-President and Cashier. Began Business: 10-30-1918 I!ESOl"R<'EH: Loan~ and Discounts _______________ $ 263, 12a.:n ~talL of Georgia and ::\lunicipal Bonds owned -------------------- L"". S. Government Securities owned __ 18.982.26 345,9!>1.14 Other ~tocks and Bonds owned _____ _ Banking House and Lot_ __________ _ 5,000.00 16,800.00 Furniture and Fixtures____________ _ 4,500.00 Other Real Estate O\\'ned ___________ _ 1,250.00 ('ash in Yault and Amount due from approved Reserve Agents ________ _ 1,031,491.68 Che<'ks for Clearing and due from other Banks --------------------('ash Items ----------------------Overdr-afts ------------------------AdvaiH't' on Cotton and other Com- modities ------------------------Customt>rs' Li.ability on Lt>tters of Credit and Acceptances __________ _ Profit and Loss___________________ _ 5,143.63 40.35 Xone X one X one X one Othtr Resources ------------------- 332.67 Total -----------------------------$ 1,692.633.04 LIABILITIES: Capital Stock ----------------------$ Capital :'\otes --------------------Surplus Fund --------------------rnclivitled Profits ----------------RDeuseervteo FBunadnsks _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends L'"npaid ________________ _ Cashier's Checks _________________ _ <'ertifled Cheeks _ Demand Deposits ~~~~~~~~~~~~~~~~~~ Time Certificates of Deposits ____ ~-- Savings Deposits -----------------Letters of Credit and Acceptanct:~ executed for CnHtomers __________ _ Bills Paya.ble --------------------Xotes and Bills Hediscounted ______ _ Other Liabllittes ------------------ 50,000.00 ~one 10,000.00 54,479.33 17,733.09 50,000.00 6,000.00 15,421.94 None 982,636.51 None 506,362.17 ~one ~one X one :X one Total -----------------------------$ 1.692.633.04 TWENTIETH ANNUAL REPORT ll:l -------------- STATEMENT Showing condition at the close of Businc~~ Detcmhcr 30. 1939, of tht BANK OF WAYNESBORO Waynesboro, Ga. As called for by the Superintendent of Bank~. c W. SKINNER, JR., President. -Date of Charter: 12-16-1890 RESOURCES: ns and Discounts _____________ -_$ ~f:te of (~corgia ant.l )lunirip XonP ~OJH' 1:1.0011.011 24 j .24 7.0:3 F. l\i. SKINNER, Cashier. Began Business: 1891 LL\BIL!TIES: Capital Stock ______________________ $ Capital Xot<>.-; ________________ _ ~urplw; Fund ---------------------Cndivide(l Profits ------------------Heservt> F11nc1s ___________________ _ Jlue to Ranks ______________________ _ DividPJH1S rnpaid --('a~hier's Clwrks ____________ _ -----------=-=== CC'rtifird Chf'cks ------------ THitmmeanCd erDtiefpicoastietss _o_f D('lHlsits ______ _ ~aving:s J)cposits -----------------Lptters of f'rP.77 ;\oue 9S,7i9.9l r..ooo.oo :.:u~97 .:n ~nne 1.;.ooo.oo X one X nne Tu1al STATEMENT Showing condition at the close of Business Deetmbtr :~0. 1939. of tlw CITIZENS BANK & TRUST CO. West Point, Ga. As called for by the Superintendent of Banks. WILLIS JOHNSON, President. Date of Charter: 2-17-1917 H. C. SAPP, Cashier. Began Business: 3-17-1917 1\ESOl.'HCES: Loans ~1nd Discounts--~-------_ __$ State of Georgia and ::\Iunidpal Bonds owned _______________ _ U. S. GovernmPnt Recuritit>~ owtwd __ _ Other Storks and Ronds ownc>d __ Banking House l{ll1rt r~oL __________ _ Furniture and :Fixtures ____________ _ Other Real Estate ownrd___________ _ Cash in Vault and Amount dut:> from approved Reserve .\l!ent~-------- Checks for Clearinl! and dw hom other Banks _________________ _ Cash Items ---------------------Overd"afts _________ _____ ______ _ Advlance on rottOil alld otlwr ('om- modities --------------- ---------Customers' J,i.ahilit~ oll Lttter~ of Credit and Acce]JbtiH'PS.____ . ___ _ Profit and Loss____________________ _ Other Resources ____ .. _____________ _ 730,42().1:) :;2,000.00 191,900.00 ~Ollt' X one 10.000.00 21,501.72 90~,772.80 1,393.4.j X one :Kone None Xonp ~onP 879.05 Total --------------------------- __ $ I.H:H ,R75.17 LJ.\BILIT!E~: Capital ~tock ___ $ JOfi,OOO.OO Capital Xntt~ ~011(' ~III'lllus Fttnd 40.000.00 rru1ividtd Profits _____ _ 1:).274.62 Hcserve F'uncls _______ _ llue to Banks _____ _ 6.2:>0.40 Xone ))iyidends rnpaid 4,000.00 Cashit>r's Clwcks 2.1.00 ('prtifierl ClHcks 270.00 Thmanil J)pposits l,Oll7,HR.36 Timl' CPrtificates of ])(posit~---- __ _ ~011{' ~avin).!S llcposits ----------------- ____________________ _ X nne Xonr 2\otf'.'-l ~llHI Rills Hedi~H'II\IIltl'd __ -~--01hcr J.iaUilities __ ~one Xone Total ________ $ u:n.R75.17 114 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Busin<>ss Deeemlwr 30, 1939, of THE PEOPLES BANK Winder, Ga. As called for by the Superintendent of Banks. C. 0. MADDOX, President. Date of Charter: 10-20-1926 E. V.POOL Cashier. ' Began Business: 10-30-1926 m:sorRcEs: Loans anct Dist'OIInts _______________$ :-ltatl' of (;eorgia a!ld }funicinal Bond.~ owned ------------------- r. :-:.. Corernment ~eruritiPS 0\Yll('(L_ Other Storks and Bonds OWilC'tL ____ _ Ranking House and I~oL __________ _ Furniture 'and l'ixturPs ____________ _ Otlwr H~.:al F.l)tatc owned __________ _ Cash in Vault and Amount due from appron'd Heserve .\gents ________ _ Checks for Clt>aring and dur from otht.r Banl\s --------------------- Cash Ttt>m::> -----------------------Orerdrafts ----------- ____ _ _\dH1l1('L' Oil Cotton alld other Com- moditic~ ------~--- ______________ _ ('ustolllt>rs' Li,a bilit~ on LLtters of Credit and .\creptanccs __________ _ Profit and I..oss ___________________ _ Other Ht>sourtes __________________ _ Total _____________ $ 2:J:i,731.01 6,300.00 1,000.00 1,000.00 H.400.00 2,02.).00 i .200.00 '2,::::1x.;;o X one X one X one X one Xmte 72:~.267.77 LIABILITIES : <'rtificatl':-l of Th'Jiosits ______ _ ~i!Yings l)L']lO.'dts -----------------Letters (If Credit awl ,\('('LpL_llll'l'S {'Xt"('Utld for CustomL'J'::-. ____________ Bills Payal>k ____________________ _ :\-o1L'S and Bills l{(di.woumed ______ _ Otlwr Liabilities __ _ 1.!,000.00 XonL' lZ.OOO.liO J ,.):Jl.li2 ~OllP ~one :57 .liO :l7 .00 Xmw (i;),~l:~2 ..)0 13.040.57 ~Olll' ~Ol]{> X one Xonp Xonp Tntal ______ $ 107 ,619.2f! STATEMENT Showing ('ondition at the close of Business December 30, 1939, of the BANK OF WOODSTOCK Woodstock, Ga. As called for by the Sup..rintendent of Banks. J. H. JOHNSTON, President. Date of Charter: 10-10-1905 S. L. JOHNSTON, Cashier. Began Business: 11-13-1905 REi:lOI'I\CES: Loans and Diseounts_~-------------$ State of (;eorgia and -:\fllnkil)al Bonds owned __________________ _ U. 8. Government Rccurities owned __ Other Stocks and Bonds owucd _____ _ Banking House and LoL __________ _ Furniture and Fixtures ____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Hcserve Ag-ents ________ _ Checks for Clearing :md due from other Ba_nks __: _________________ _ Cash Items ----------------------Overdrafts ________________ --------Advanct> on Cotton and other Com- modities ------------------------Customers' l~iability on J.dtcr~ of rredit and _\cceptances __________ _ Profit and Loss___________________ _ Other Resources ------------------- Total --------------------------- __$ 7,t>:JL41 H,U,l:l.7:J X one :J,2~lH,lG 1,000,00 ~.9g3.7;) ;,o ,797.:::o l:J,OOO.OO );one ::\one X01!C .X one :\one .X o n e 1:31 ,226.Jfl J,L\HILIT!ER: C.apital Htock ______________ $ Cavital XotP:-> ____________________ _ Surplus -Fund --------------------Lndividcd Profits -----------------DReuseervtoe HFannnkdss__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Divi ~.1100.011 :;o11.011 ~.11011.110 1i .i.i~X.!!-l i.~tiO.ii Xollt' ~.:n.i. ti X out ~Oilt' X1111e H. T. JOHNSON Cashier. ' Began Business: 2-16-1897 LL\BILITIES : ('apital Htock __ ----------------- __ $ Capital Xotes ----------------~urplus Fund -----------------l.ndividt>d Profits Ht>sLrn:> Funds _____ _ DuL to Banks _______________________ Dividends rnnaid . _______ _ Cashier's Cheeks __ ___________ . Certifitd Cheeks __________ _ Dt>ntand nevosits ____________ _ TimL' C(rtifi<'atcs of J)pposit~L- ____ Savin~:-; lkposits __________________ _ Ltthrs of Crrdit and .\cnptall!'C" t'Xe('Uted for Customtr-.; _______ _ Hills l'discnttnted Othl'l' l . iahilitits __ -------~.i.Ooo.oo -1- ,00N0o.0n0e ~.~oo.oo -.ooo.oo None :-ion 1.692.81 Xone ~0!.295.41 :l~.5~7_jj :Xonl' Xone X one :-ion X one -$ :w 1.075.99 STATE!VIEN';' Showin~ <'tmdition at the close of Bu,int>" Deeember 30, 1939. of tht EXHANGE BANK OF WRH;HTSVILLE Wright8ville, Ga. A ealled for by the Superinhrult>nl of Bank,. P. B. BEDINGFIELD, President. Date of Charter: 12-20-1909 E. E. DALEY, Cashier. Began Business: 12-20-1909 RESOT:RCES: 1,11an~ and Ui~wmmts _______ ~-- ~tate ()f (;eorgia and :\fnnit'ipal Bond~ owned ___________________ _ r. H. \~OH'I'Illllf'llt Recurities owned_ Othlr Stnd>s and Bond" owned _____ _ Banking I-I oust> and Lot--------- .. Furuiturt> and Fixtures ________________ Otlwr H{al Estatp owned------ __ Casll in Yault and .\mount cll!P from approYf'd Hes{'r\'{' ~\gents ________ _ C'lucks for Ckaring- and dill' fro111 other Banks ------------- ______ _ Ca'>h lttnt~ ________ ------ _______ _ thvrdrafts ---- ____________ _ .\llratHT nn f'otton and othvr ('ommoditits ------ ___ _ t'll ..:,tlmtr< Liahility on LlIIL'l'S (Jf <'rtdit and AC'cepteposits _ Tinll' (\rtifieatPs of Ihpnsib Savings Ikposits _ LettPrs of Cnflit and .\('('('Jll a lH't'," executed for <'ustumt'r~-Hills Pa va hlc ______ _ XotPs at;d Bills Redb!'flltlltfd_ Other Liabilitil's Total Total ------------------------------------------- :t>.OOO.OO X om 1.>.000.00 111.17.H~ 175.:i2 X one XOIH' U6j X on~ l.Jii,!OUI :20.20l.fili X one Xollt' X one Xoue )\Oill' T\"\ E)J"TIETH ANNUAL REPORT 117 S T A T E !VIE N T Showing condition at the cloe of Buine'' Dectmlwr 30, 1939, of THE BANK OF ZEBl.LON Zebulon, Ga. As called for by the Suptrintendtnt of Hank~. c R. GWYN, President. Date of Charter: 3-18-1905 R~;SOC!lfE>': J~oll.llS and J)i~~'OUfltS _________ _ 't tt' of (;eorgia and .:\[ml'icipal ~ ~orub owned ___ ----------------- r. s. (~ort>!'I1DH.'Ilt ~L'cnritie~ owned __ Other ~toe!.::~ anr1 Bonds O\HH-'(L ____ _ Banking HousL and Lot_ ___________ _ f'urniture ,1 nd Ftxtures_ Other Jkal Est,ate owne _____________ _ ~llt'llltls Fund ____________ _ l~ndhidcd Prt)fits ____________ _ HhH'rn Funds ______ --------- _____ _ Dltl' to Banks_ .. _________________ _ I>ividt!id:-> l'npaid ___ -------- <'a:-~llier'~ f'hecks _____________________ _ 2.),000.00 X one 'i.OOO.OO JO,:i30.19 1, 708.1G ~Olll' Xnnf 4~4.~:: ('prtifild ('!H.I'l\s l)t>mand Oepnsit...., -------- .. --- _ _____________ _ Time ('ertifil'atl'"' ot' Deposits __ .. ___ _ ~a vin~.::s I )l'JWsib Ltthr:-~ 11t' t'rl'dit :llld .\l'l'l'JltatH'l':-i l'Xl'l'ltlt'd t'or ( 'll"tollll'!':-. __ _ Bills I'a.\ .t hit> .'\utcs ;tnd Bilh Ht>dL"'I'Oitlltl'fL ______ _ Otht. r LLthilith-..; XOlll' 12.), j 12.0:1 2G,:ll l.R9 ~6.:1:~3.-t.i :\Olll' Xollt' Xorw XnnL Total __ $ Tutnl