SEVENTEENTH ANNUAL REPORT 
OF THE 
DEPARTMENT OF BANKING 
OF THE 
STATE OF GEORGIA 
YEAR ENDING DECEMBER 31 
1936 
R. E. GORMLEY, Superintendent of Banks 
 
  STATE OF GEORGIA 
DEPARTMENT OF BANKING 
Created by Act Approved August 16, 1919. 
. SEVENTEENTH ANNUAL REPORT 
YEAR ENDING DECEMBER 31. 1936. 
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. This Act has been amended from time to time, through the last session of the General Assembly in 1935, all of which amendments are contained in the Banking Act published by the Department of Banking. 
R. E. GORMLEY, Superintendent of Banks. 
 
 IV 
 
DEPARTMENT OF BANKING 
 
DEPARTMENT OF BANKING, STATE OF GEORGIA 
ATLANTA 
 
January 31, 1937. 
To THE HoNORABLE E. D. RivERs, GovERNOR, 
State of Georgia, 
Atlanta, Ga. 
Dear Sir: 
As required in Sections 15 and 16 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the 17th annual report of the Department of Banking for the year ending December 31, 1936. 
This report consists of the following exhibits: 
1. Exhibit "A", Official Roster of the Department of Banking. 
2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year 1936. 
3. EXh1.b1.tS "C'', ""'D"' , ~."-E'" , '"F'', ""G'' , u.H'' , ""I'', "'"J'' , .""K" , COV, ering miscellaneous applications relative to charter amendments, charter renewals, voluntary liquidations, etc. 
4. Exhibit "L", a list of banks in voluntary liquidation. 
5. Exhibit "M", a list of branch banks now in operation. 
6. Exhibit "N", a condensed statement showing the disposition of banks during the year 1936. 
7. Exhibit "0", a list of banks that are members of the Federal Reserve System. 
 
 SEVENTEENTH ANNUAL REPORT 
 
v 
 
8. Exhibit "P", a list of Small Loan Companies under the supervision 
of the Superintendent of Banks during the year 1936, and Exhibit "Q", 
a list of Credit Unions as of December 31, 1936. 
9. Exhibit "R", abstract of reports showing condition of 226 banks and 8 branches as of December 31, 1936, with a comparative statement of 224 banks and 9 branches as of December 31, 19 35. 
10. Exhibit "S", Composite Statement of Earnings of State Banks for the calendar year ended December 31, 1936. 
In addition to the information as reflected in the exhibits referred to above, the report contains the detailed published statement of each bank as of December 31, 1936. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered and the date it began business. 
 
Respectfully submitted, R. E. GORMLEY, Superintendent of Banks. 
 
 VI 
 
DEPARTMENT OF BANKING 
 
Exhibit "A" 
DEPARTMENT OF BANKING, STATE OF GEORGIA 
OFFICIAL RO-STER 
December 31, 1936 
 
R. R. TIPPINS Su-perintendent of Banks 
E. B. DOUGLASS Assistant Superintendent of Banks 
 
EXAMINERS 
 
Name 
 
Address 
 
Richard Forrester ___________ Montezuma ___________________ _ C. L. Gruver_ _______________ Statesboro ____________________ _ 0. G. Jackson _______________ Atlanta __ --------------------W. D. Lloyd _________________ Tailapoosa ____________________ _ 
 
Salary 
200.00 200.00 200.00 200.00 
 
OFFICE ASSISTANTS 
 
Name 
 
Position 
 
Mrs. W. L. Ellis ______________ Secretary______________________ _ Mrs. Evelyn Jones ___________ Clerk _________________________ _ 
 
Salary 
125.00 97.50 
 
David Washington __________ .Porter___________ - __________ -_-- 40.00 
 
 SEVENTEENTH ANNUAL REPORT 
 
VII 
 
Exhibit "B" 
 
DEPARTMENT OF BANKING, STATE OF GEORGIA Receipts and Disbursements, 1936 
 
RECEIPTS 
Balance Jan. 1, 1936 _____________________________________ $ Examination Fees ______________________________________ _ Small Loan Fees ________________________________________ _ Miscellaneous Income __________________________________ _ 
 
6,925.15 33,807.50 
1,891.67 401.36 
 
$ 43,025.68 
 
DISBURSEMENTS 
Superintendent's Salary ________________________________$ Assistant Superintendent's Salary _____________________ _ Traveling Expenses, Superintendent ___________________ _ Traveling Expenses, Asst. Superintendent _____________ _ Office Assistants' Salaries______________________________ _ Examiners' Salaries ____________________________________ _ Examiners' Expenses, Traveling ________________________ _ Printing and Stationery________________________________ _ Miscellaneous Office Expense ___________________________ _ 3% Deduction by State _________________________________ _ 
 
6,000.00 
3,600.00 425.54 291.56 
3,379.60 10,449.92 
7,590.96 714.75 
2,374.50 
1,079.86 
 
$ 35,906.69 
 
Balance, December 31, 1936 __________________________________________ $ 7,118.99 
 
 VIII 
 
DEPARTMENT OF BANKING 
 
Exhibit "C" APPLICATIONS TO INCREASE CAPITAL APPROVED 
 
NAME OF BANK 
 
LOCATION APPROVED 
 
United Banking Company ___ Nashville ____ Bank of Fort Valley__________ Ft. Valley ___ 
 
1-30-36 9-11-36 
 
AMOUNT OF INCREASE 
$ 25,000.00 to $35,000.00 30,000.00 to 50,000.00 
 
Exhibit "D" APPLICATIONS TO DECREASE CAPITAL APPROVED 
 
NAME OF BANK 
 
LOCATION APPROVED AMOUNT OF DECREASE 
 
------------ 
 
S. Lemon Banking Company_ Acworth _____ 2-3-36 
 
$ 30 ,ooo .00 to $20 ,000.00 
 
The Home Savings Bank of Columbus _________________ Columbus ___ 
Farmers & Merchants Bank __ Senoia ______ 
 
3- 2-36 6-27-36 
 
150,000.00 to 75,000.00 50,000.00 to 25,000.(0 
 
The Northeastern B'king Co. Commerce ___ 8-20-36 The Bank of Quitman _______ Quitman____ 10-27-36 
 
100,000.00 to 50,000.00 100,000.00 to '>O,OOO.OC 
 
Exhibit "E" APPLICATIONS FOR RENEWAL OF CHARTER APPROVED 
 
NAME OF BANK 
 
LOCATION DATE OF CHARTER 
 
Citizens Bank & Trust Co.___ Bank of Soperton ____________ 
Bank of Hazlehurst __________ 
Bank of Ochlochnee _________ Bank of Milan _______________ 
 
S a v a n n a h _____ S o p e r t o n ______ 
Hazlehurst ____ Ochlochnee ___ Milan _________ 
 
5-22-1906 6-16-1906 10-19-1906 
10-19-1906 12- 5-1906 
 
APPROVED 
3- 2-36 6-30-36 9-11-36 10- 8-36 10-19-36 
 
Exhibit "F" APPLICATIONS FOR REVIVAL OF CHARTER APPROVED 
 
NAME OF BANK 
 
LOCATION 
 
Bank of Woodstock____ ___________ ___________ Woodstock _______ _ Bank of Acworth_ ____________________________ Acworth _________ _ Bank of Dudley______________________________ Dudley___________ _ Baker County Bank__________________________ Newton __________ _ 
 
APPROVED 
1-13-36 3- 2-36 3- 2-36 10-27--36 
 
 SEVENTEENTH ANNUAL REPORT 
 
IX 
 
Exhibit "G" APPLICATIONS FOR CHARTER APPROVED 
 
NAME OF BANK 
 
LOCATION 
 
Bank of TerrelL ________ ----Pelham Banking Company___ 
 
Dawson ___________ Pelham ____________ 
 
The Farmers Bank___________ Tifton ____________ 
 
APPROVED 
3~2Q-36 11~23~36 
11-25-36 
 
BEGAN BUSINESS 
4~28~36 12~ 9~36 
-------------------- 
 
PERMITS TO BEGIN BUSINESS ISSUED 
 
NAME OF BANK 
 
LOCATION 
 
Bostwick Banking Company__________________ Arlington ________ _ Bank of TerrelL_____________________________ Dawson __________ _ 
Pelham Banking Company___________________ Pelham __________ _ 
 
Exhibit "H" 
BEGAN BUSINESS 
2~25~36 4-28~36 
12~ 9-36 
 
Exhibit "I" APPLICATIONS FOR CHARTER DISAPPROVED 
 
NAME OF APPLICANT 
 
LOCATION 
 
DISAPPROVED 
 
- - - - - - - - - - - - - - - - - - --~----------------- 
 
The Citizens Bank___________________________ Toccoa ___________ _ 
 
8-17~36 
 
Tifton State Bank____________________________ Tifton ___________ _ 
 
9~ 4-36 
 
Exhibit "J" PERMITS TO ENTER VOLUNTARY LIQUIDATION ISSUED 
 
NAME OF BANK 
 
LOCATION 
 
Bank of Hoschton _____________ Hoschton _____ The Merchants and Mechanics 
Banking & Loan Company ___ Atlanta _______ 
 
DATE 
4~9~36 12~7~36 
 
BY WHOM LIQUIDATED Directors Directors 
 
 X 
 
DEPARTMENT OF BANKING 
 
Exhibit "K" 
 
APPLICATIONS FOR MISCELLANEOUS AMENDMENTS APPROVED 
 
NAME OF BANK 
 
APLOCATION NATURE OF AMENDMENT PROVED 
 
Northeastern Banking Co. _____ Commerce ___ To incorporate in Charter the provisions of Sec. 1 of Art. 18 of the Banking Act. 1-13-36 
Trust Company of Georgia_____ Atlanta _____ To incorporate in Charter the provisions of Sec. 1 of Art. 18 of the Banking Act. 1-21-36 
The Bank of Waynesboro ______ Waynesboro_ To incorporate in Charter the provisions of Sec. 1 of Art. 18 of the Banking Act. 2-19-36 
Buena Vista Loan & Sav. Bank Buena Vista. To incorporate in Charter the provisions of Sec. 1 of Art. 18 of the Banking Act 3-17-36 
Farmers and Merchants Bank__ Senoia ______ To incorporate in Charter 
the provisions of Sec. 1 of Art. 18 of the Banking Act. 6-27-36 The Bank of Quitman _________ Quitman____ To incorporate in Charter the provisions of Sec. 1 of 
Art. 18 of the Banking Act. 10-27-36 The Bank of Waynesboro ______ Waynesboro_ To change name to Bank of 
Waynesboro _______________ 2-19-36 Citizens Bank of Morven _______ Morven ______ To change name to Citizens 
Bank of Hahira ___________ H-18-36 Citizens Bank of Morven _______ Morven ______ To change location to Hahira 11-18-36 
 
 SEVENTEENTH ANNUAL REPORT 
 
XI 
 
Exhibit "L" 
 
BANKS IN VOLUNTARY LIQUIDATION December 31, 1936 
 
NAME OF BANK 
 
LOCATION 
 
DATE 
 
Bank of Sale City ____________________ Sale City ______________ January 22,1924. 
Bank of Willacoochee _________________ Willacoochee___________ May 18, 1925. Farmers Banking Company___________ Covington _____________ April6, 1925. Farmers Bank________________________ Vidette_____ ___ ___ _____ June 28, 1926. Bank of Bostwick____________________ Bostwick______________ December 2, 1926. Farmers & Merchants Bank __________ Grantville _____________ December 9, 1926. Union Banking Company____________ Monroe________________ February 12, 1927. Dacula Banking Company ____________ Dacula ________________ February 15, 1927. Sharpsburg Banking Company_______ Sharpsburg ___________ November 12, 1927. Bank of Boston______________________ Boston________________ December 31, 1927. Bank of Buckhead ___________________ Buckhead_____________ July 14, 1927. Bank of Lincolnton __________________ Lincolnton ____________ February 10, 1928. Bank of Stephens____________________ Stephens_____________ September ll, 1928. Council Bank________________________ Ellaville_______________ Pending. 
Pittard Banking Company____________ Winterville____________ Pending. Bank of Taliaferro ____________________ Crawfordville __________ September 4, 1929. 
Atlanta Trust Company______________ Atlanta_______________ December ll, 1929. Peoples Bank ________________________ Comer_ ________________ March 31,1930. Bank of Helen ________________________ Helen _________________ June 2, 1930. 
Bank of Cave Spring _________________ Cave Spring___________ December 12, 1930. Houston Banking Co. ________________ Perry__________________ December 12, 1930. 
Farmers & Merchants Bank____________ Kite___________________ January 26, 1931. Merchants Trust Company___________ Valdosta_ ____ ________ January 30, 1931. Atlanta Savings Bank________________ Atlanta_______________ October 13, 1931. South Georgia Trust Company _______ Albany________________ December ll, 1931. People's Bank________________________ Glennville_____________ December 24, 1931. Bank of Statham_____________________ Statham______________ December 31, 1931. Walker County Bank_________________ LaFayette_____________ January 1, 1932. Bank of Brooklet_____________________ Brooklet_ ________ '--___ January 1, 1932. Whitesburg Banking Co. _____________ Whitesburg ___________ February 2,1932. Loganville Banking Company_________ Loganville _____________ April28, 1932. Newnan Bank and Trust Company___ Newnan _______________ May ll, 1932. 
Citi.zens & Contractors Bank_________ Lithonia______________ October 19, 1932. Citizens Bank________________________ Brinson _______________ December 31, 1932. 
Bank of Forsyth______________________ Forsyth_______________ January 2, 1933. Citizens Bank________________________ Claxton_______________ December 4, 1934. 
Clermont Banking Co._______________ Clermont______________ February 26, 1934. Decatur County Bank________________ Bainbridge____________ October 29, 1934. 
Rbine Banking Co.___________________ Rhine_________________ December 21, 1934. Merchants & Planters Bank __________ Whigham ______________ March 15, 1935. TolJacco Belt Trust Co. _______________ Lakeland______________ November 6, 1935. Bainbridge State Bank_______________ Bainbridge____________ November 6, 1935. Ashley Trust Co._____________________ Valdosta______________ November 14, 1935. Continental Trust Co. ________________ Atlanta _______________ December 12,1935. Bank of Hoschton____________________ Hoschton _____________ April19, 1936. 
The Merchants and Mechanics Banking and Loan Co. ___________________ Atlanta _______________ December 7, 1936. 
 
 XII 
 
DEPARTMENT OF BANKING 
 
Exhibit ''M'' BRANCH BANKS AS OF DECEMBER 31, 1936. 
 
NAME OF BRANCH 
 
LOCATION NAME OF PARENT LOCATION 
 
---------------------------[------------[-------------------------------------- 
 
Georgia Railroad Bk. & Tr. Co., 1111 Broad St. __________ Augusta _____ Georgia Railroad Bank & Trust Co. ______________ Augusta. 
Columbus Bk. & Trust Co., 14th Street__________________ Columbus ___ Columbus Bank & Trust Co._____________________ Columbus. 
Columbus Bk. & Trust Co., North Highland_____________ Columbus ___ Columbus Bank & Trust Co. ___________________ Columbus. 
Columbus Bk. & Trust Co., Rankin House_____________ Columbus ___ Columbus Bank & Trru:t Co. _____________________ Columbus. 
Cornelia Bank_____ _________ Demorest____ Cornelia Bank____________ Cornelia. Greenville Banking Co. _______ Gay __________ Greenville Banking Co.___ Greenville. Brunswick Bank & Trust Co._ Jesup _______ Brunswick Bank & Trust 
Co._____________________ Brunswick. Citizens Bank________________ Nahunta____ Citizens Bank____________ Folkston. 
 
 SEVENTEENTH ANNUAL REPORT 
 
XIII 
 
Exhibit "N" 
 
DISPOSITION OF STATE BANKS IN GEORGIA DURING YEAR 1936 
 
Banks 
 
Banks in Operation January 1, 1936 __________________________ _ 224 Banks in Operation December 31, 1936 ________________________ _ 226 
 
Increase During Year_ ________________________________ _ 
 
2 
 
Decrease During Year ________________________________ _ 
 
**** 
 
Banks Entering Voluntan- Liquidation _______________________ _ 
 
2 
 
Bank of Hoschton, Hoschton 
 
The Merchants & Mechanics Bkg. & Loan Co., Atlanta 
 
Branches Discontinued ______________________________________ _ Brunswick Bank and Trust Co., Arco 
 
Decrease ________ _ 
 
2 
 
New Banks__ __________________________________________________ 
 
3 
 
Bostwick Banking Company, Arlington 
 
Bank of Terrell, Dawson 
 
Pelham Banking Company, Pelham 
 
Supervision Assumed__________________________ ___ ____ __ _____ 
 
1 
 
The Merchants and Mechanics Bkg. & Ln. Co., Atlanta __ _ 
 
Increase ________ _ 
 
4 
 
Net Increase Shown Above ___________________________ _ 
 
2 
 
Net Decrease Shown Above____________________ --- ____ _ 
 
Branches 9 
8 1 
1 1 
1 
 
 XIV 
 
DEPARTMENT OF BANKING 
 
Exhibit "0" 
 
STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM 
Bank of Adairsville~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~Adairsville Trust Company of Georgia~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~Atlanta Georgia Railroad Bank & Trust Co.~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~Augusta Citizens Bank and Trust Co. ~ ~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~~ ~ ~ ~ ~ ~~ ~ ~ ~~ ~~~ ~~~~~~~~Bainbridge The Blackshear Bank~_ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~~~~~~~~Blackshear Brunswick Bank and Trust Co.~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~Brunswick Bank of Canton~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~_~~ ___ ~~_~_~_ Canton State Bank of Cochran~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ________ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ _~ ______ ~ ___ ~ ~ ~ ~Cochran Columbus Bank and Trust Co. ______ ~ __ -~~~~-~ _________ -~_~~~~~~~~- ~Columbus Merchants & Mechanics Bank ___ ~-~~~_~~~~- _______ ~~~_~~~~~~~~~~~~~ _Columbus Northeastern Banking Co.~-~-~~~~~~~~~-- ___ -~~~_~~~~~~ ___ ~-~---_~_~ _Commerce Bank of Dawson~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ _~ _~ _~ ____ ~ ~ ~ ~ ~ ~ ~ ~ _~ _____ ~ ____ ~ ~ __ ~ ~ ~ ~ ~ ~Dawson Bank of Eastman~~~~~-~~-~_~~-~-~_~~~~~~~~~~_~- ___ ~~~~~~~~---~~~_~ __ Eastman Brand Banking Company-~~~~~~~~~~~~~~~_~-_~~~~~~~~--~~~~~~- ___ ~_~ _Lawrenceville Farmers State Bank~ ___ ~~~~~~~~~ ________ ~_~_~~~~~~~~ ___ ~ __ ~_~~~~~~~ ~Lincolnton Bank of Millen~~~~~~~~~~----~~~~--~-~~~~~~~~_~~~~~~~~~--~~~~~~~~_~~ .Millen Farmers Bank_~~~_~_~~ __ ~_~~~_~~~~~~_~~~~_~_~_~~~~~~~~~~~~~~~~~~~_~ _Monroe Farmers Bank of Pelham~~~~~~~~~~~~_~_~ __ ~_~~~~~~~~_~~~~ __ ~~~~_~~~ ~Pelham Bank of Sasser~_~_~~~~~~_~~~ ___ ~ ______ ~~ __ ~_~_~~~~ __ ~ __ ~~~_~~~~~~~ __ Sasser Citizens Bank and Trust Co. ___ ~~~~~_~~~~~~~ ____ ~~~~~~~~~~_~~~~~~~~~ Savannah Savannah Bank and Trust Co-~~-~~~~-~-~--~-~~~~~~~~~~-~~~~-~-~---Savannah Bank of Soperton __ ~ ~ _~ _~ ~ ~ ~ _~ _~ _~ _~ _~ ~ ~ ~ ~ ~ _~ ~ ~ ~ _~ _~ ____ ~ ~ __ ~ ~ ~ ~ ~ _~ ~ Soperton Central Bank~~~~~-~~~~~~~~_~--~_~~~-~~~~~~~~ ______ ~-~~-~~-~~~~~-~~~ ~Swainsboro The Bank of Tifton~ __ __ ~_~_~~~~~~~~_~~~~~_~_~ ~~ __ . ~_~~ _____ ~_~ ____ Tifton 
 
 SEVENTEENTH ANNUAL REPORT 
 
XV 
 
Exhibit "P" 
 
SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1936 
 
NAME OF COMPANY 
 
LOCATION 
 
DATE 
LICENSE ISSUED 
 
T. C. Adams __________________________________________ Atlanta _______ Jan. 9, 1936. 
Citizens Loan & Savings Co. _________________________ Atlanta _______ Oct. 7,1936. Family Finance Company____________________________ Atlanta__ _____ Jan. 1, 1936. Fulton Loan Service No.3, Inc. _______________________ Atlanta _______ Jan. 1, 1936. Georgia Acceptance Company_________________________ Atlanta _______ Jan. 4, 1936. Georgia Finance, Inc. ________________________________ -Atlanta_______ Jan. 2, 1936. 
Hartsfield Company__________________________________ Atlanta_______ Jan. 1, 1936. Industrial Finance Corporation ______________________ Atlanta _______ Jan. 1,1936. The Master Loan Service, Inc. ________________________ Atlanta _______ Jan. 2, 1936. Seaboard Security Company__________________________ Atlanta _______ Jan. 2, 1936. 
Southern Security Company_________________________ Atlanta_______ Jan. 2, 1936. Standard Investment Company______________________ Atlanta_______ Feb. 19, 1936. United Small Loan Corporation ______________________ Atlanta _______ Jan. 1,1936. A. J. Wood___________________________________________ Brunswick____ Jan. 25, 1936. United Small Loan Corporation _______________________ Brunswick ____ Jan. 1, 1936. Dixie Finance Company ______________________________ Columbus_____ Jan. 1, 1936. Home Finance Company______________________________ McRae________ Jan. 6, 1936. Georgia Motor Finance Co. ___________________________ Macon _________ Jan. 2, 1936. Industrial Loan Company ____________________________ Valdosta ______ Jan. 1,1936. 
United Small Loan Corporation ______________________ Waycross______ Jan. 1, 1936. 
 
 XVI 
 
DEPARTMENT OF BANKING 
 
Exhibit "Q" CREDIT UNIONS AS OF DECEMBER 31, 1936 
 
NAME 
 
STREET ADDRESS 
 
LOCATION 
 
Albany Federal Employee's Credit Union__ Care Post Office _______ _ Albany 
 
The Herald Credit Union__________________ Care Albany Herald ___ _ Albany Keenan Credit Union ______________________ 112 Front St. __________ _ Albany 
 
Alma Exchange Credit Union ______________ ------------------------- Alma 
 
Athens Division Credit Union_____________ Care Georgia Power Co. Athens 
 
Athens Firemen's Credit Union ___________ No.1 Fire HalL _______ _ Athens 
 
Athens Postal Credit Union _______________ Care Post Office_______ _ Athens The Acco Credit Union ____________________ 194 Elliott St., N. W. ___ _ Atlanta Apaco Credit Union_______________________ 225 Moore St. __________ _ Atlanta 
 
Armour Atlanta Credit Union _____________ 451 Whitehall St., S. W._ Atlanta 
 
Armour Fertilizer Works Credit Union_____ 816 Walton Bldg. ______ _ Atlanta 
 
A. B. & A. Railway Credit Union __________ 26 Cain St., N. W. _____ _ Atlanta 
 
Atlanta City Employees' Credit Union _____ 501 City Hall Bldg. ____ _ Atlanta 
 
Atlanta Firemen's Credit Union ___________ 166 Alabama St., S. W. __ Atlanta 
 
Atlanta Journal Employees' Credit Union_ 7 No. Forsyth St. ______ _ Atlanta 
 
Atlanta Postal Credit Union _______________ 302 Federal Annex _____ _ Atlanta 
 
Atlanta Railway Postal Clerks Cr. Union __ 205 Federal Annex _____ _ Atlanta 
 
Atlanta Savings Stores Credit Union ______ 38nWhitehall St., S. W. Atlanta 
 
Atlanta Teachers' Assn. Credit Union _____ Care Tech High SchooL Atlanta 
 
Atlanta Telco Credit Union _______________ 113-51 IvY St., N. E. __ _ Atlanta 
 
Atlantic Steel Credit Union____ ___________ Mecaslin Street________ _ Atlanta 
 
Circle "W" Credit Union __________________ 426 Marietta St., N. W.__ Atlanta 
 
The Federal Emuloyees' Credit Union_____ 540 Old P. 0. Bldg. ____ _ Atlanta 
 
Fulton Teachers' Credit Union ____________ N. Fulton High SchooL Atlanta 
 
Georgia League Credit Union ______________ 540 Old P. 0. Bldg. ____ _ Atlanta 
 
Georgia Standard Oil Emp. Credit Union __ 746 Marietta St., N. W.__ Atlanta 
 
Ga.-WP General Office Credit Union_______ 4 Hunter St., N. W. ____ _ Atlanta 
 
Georgian-American Credit Union __________ 84 Marietta St., N. W. __ _ Atlanta 
 
J. M. Harrison Employees Cr. Union ______ 17 North Ave., N. E. ___ _ Atlanta 
 
The Harry Sommers Credit Union _________ 446 Spring St., N. W. __ _ Atlanta 
 
Hartford Credit Union ____________________ 801 Tr. Co. of Ga. Bldg. Atlanta 
 
Kraft-Phenix Employees' Cr. Union _______ 890 Fair St., S. E. ______ _ Atlanta 
 
L. & R. Employees' Cr. Union _____________ 75 Houston St., N. E.__ _ Atlanta 
 
Lodge No.1 (I. A. of M.) ___________________ 803 C. & S. Bank Bldg._ Atlanta 
 
Mutual Benefit Credit Union ______________ 50 Pryor St., N. E. _____ _ Atlanta 
 
Mutual Savings Credit Union_____________ 243 Peachtree St. ______ _ Atlanta 
 
The Pullman Shop Employees' Cr. Union__ 225 Rogers St. _________ _ Atlanta 
 
R. E. A. Employees' Credit Union _________ 89 Luckie St., N. W. ___ _ Atlanta 
 
Rogers Credit Union ______________________ 682Whitehall St., S. W. Atlanta 
 
Seaboard Employees' Credit Union ________ R. F. D. 7, Box 332 ____ _ Atlanta 
 
Southern Freight Tariff Bureau Emp. 
 
Credit Union____________________________ 1100-101 Marietta St. ___ _ Atlanta 
 
State Employees' Credit Union ____________ 249 State CapitoL _____ _ Atlanta 
 
Swift Atlanta Employees' Cr. Union _______ P. 0. Box 4155 _________ _ Atlanta 
 
The Thrift Credit Union__________________ 125 Spring St. _________ _ Atlanta 
 
Underwriters Credit Union ________________ 301 Tr. Co. of Ga. Bldg._ Atlanta 
 
United Automobile Workers Cr. Union _____ 442 McDonough Boule- 
 
vard, S. E. __________ _ Atlanta 
 
Western & Atlantic Credit Union __________ Box 892________________ _ Atlanta 
 
White Provision Employees' Cr. Union _____ Care White Provision Co. __________________ _ Atlanta 
 
J. Will Yon Hotel Employees' Credit Union Care Atlantan HoteL __ _ Atlanta 
 
Augusta Federal Employees' Cr. Union ____ Care Post Office__ 
 
Augusta 
 
Augusta Fire Department Credit Union __ 1259 Broad St. _________ _ Augusta 
 
Augusta Police Department Cr. Union_____ 110 9th St. ____________ _ Augusta 
 
Georgia R. R. Employees' Credit Union ____ Care Georgia Railroad __ Augusta 
 
King Mill Credit Union____________________ Care King MilL _______ _ Augusta 
 
Lenwood Federal Emp. Credit Union ______ CareVeteran'sAdministration ______________ _ Augusta 
 
 SEVENTEENTH ANNUAL REPORT 
 
XVII 
 
Exhibit "Q"-Continued 
 
NAME 
 
STREET ADDRESS LOCATION 
 
Columbus Postal Emp. Credit Union ______ Care Post Office________ Columbus The Citizens Credit Union ________________ ------------------------- Hahira Art Furniture Employees' Cr. Union _______ Nona Ave. ______________ Macon Federal Employees' Credit Union __________ Care Post Office________ Macon Hapgrade Credit Union ____________________ Broadway at Pine ______ Macon Macon Telephone_Credit Union____________ 501 Second St._________ Macon Swift's Moultrie Emp. Credit Union _______ Care Swift & Co. _______ Moultrie Sumter County Teachers' Cr. Union______ ___ __ ____ _____ ___ _____ __ _ Plains Floyd County Postal Emp. Cr. Union ______ Care Post Office________ Rome Central Employees' Credit Union __________ 227W. Broad St. ________ Savannah 
Chatham County Teachers' Association Credit Union________________ ____________ 204 Bull St._ ___________ Savannah 
Savannah Federal Credit Union_---------_ 207 P. 0. Bldg._________ Savannah Savannah Teico Credit Union_____________ 322 Drayton St.________ Savannah Seaboard Employees' Credit Union ________ Room 2, Union Station_ Savannah Trainmens' Credit Union__________________ 117 W. Waldburg St.____ Savannah Silvertown Credit Union __________________ Care Martha Mills ______ Thomaston Tift CountyiPostal Employees' Credit Union Love Ave.______________ Tifton Postal Credit Union _______________________ P. 0. Bldg. _____________ Valdosta Coastline Credit Union _____________________________________________ Waycre>ss 
 
Credit Unions being liquidated by Superintendent of Banks: Atlanta Police Department Credit Union, Atlanta Electrical Workers' Credit Union, Atlanta Ruralist Credit Union, Atlanta Lombard Credit Union, Augusta 
Credit Union Approved for Voluntary Liquidation: Exposition Cotton Mill Employees' Credit Union 
Credit Union Charter Surrendered: Right Way Credit Union, Atlanta 
 
 XVIII 
 
DEPARTMENT OF BANKING 
 
Exhibit "R" 
 
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1936 
(With Comparative Statement as of December 31, 1935.) 
 
226 Banks and 8 Branches as of Dec. 31, 1936 
 
224 Banks and 9 Branches as of Dec. 31, 1935. 
 
RESOURCES: 
 
Loans and Discounts ____________________________ $ 61,526,557.70 $ 56,049,896.26 
 
State of Georgia and Municipal Bonds owned __ _ 4,530,728.89 
 
2,684,493.74 
 
U. S. Government Securities owned ____________ _ 18,745,094.74 14,664,053.87 
 
Other Stocks and Bonds owned ________________ _ 8,279,020.94 
 
7,525,636.20 
 
Banking House and Lot and Furniture and Fixtures _________________________________________ _ 5,084,733.70 
 
5,124,372.49 
 
Other Real Estate owned _______________________ _ 5,274,769.36 
 
5,735,915.12 
 
Cash in Vault and Amounts due from Approved 
 
Reserve Agents and Checks for Clearing and 
 
Due from Other Banks and Cash Items _______ _ 59,151,566.52 
 
Overdrafts ______________________________________ _ 
 
393,073.01 
 
50,216,356.07 65,544.99 
 
Customers Liability on Letters of Credit and Acceptances __________________________________ _ 
Other Resources ________________________________ _ 
 
49,701.64 2,055,263.65 
 
35,250.05 840,718.90 
 
TOTAL ______________________________________$ 165,090,510.15 $ 142,942 ,237.69 
 
LIABILITIES: 
 
Capital Stock ___________________________________ $ 13,531,000.00 $ 13,671,000.00 
 
Capital Notes ___________________________________ _ 2,438,500.00 
 
2,830,000.00 
 
Surplus Fund__________________________________ _ 7,676,678.90 
 
7,481,172.22 
 
Undivided Profits ______________________________ _ 2,380,145.42 
 
2,062,950.59 
 
Reserve Funds _________________________________ _ 1,328,747.37 
 
1,574,688.95 
 
Due to Banks __________________________________ _ 16,473,842.69 
 
13,928,284.09 
 
Dividends Unpaid______________________________ _ 
 
420,061.25 
 
152,017.30 
 
Cashier's Checks and Certified Checks _________ _ 
 
815,442.49 
 
4,064,142.69 
 
Demand Deposits _______________________________ _ 7l ,590,520.47 56,638,622.07 
 
Time Certificates of Deposit ____________________ _ 15,636,839.88 
 
11,446,220.94 
 
Savings Deposits _______________________________ _ 30,827,282.06 
 
28,342,490.46 
 
Letters of Credit and Acceptances executed for Customers ___________________________________ _ 
 
49,701.64 
 
34,953.50 
 
Bills Payable ___________________________________ _ 
 
160,557.45 
 
61,531.35 
 
Other Liabilities ________________________________ _ 1,761,190.53 
 
654,163.53 
 
TOTAL ______________ ------------ _____________ $ 165,090,510.15 $ 142,942,237.69 
 
 SEVENTEENTH ANNUAL REPORT 
 
XIX 
 
Exhibit "S" 
 
COMPOSITE STATEMENT OF EARNINGS OF STATE BANKS IN GEORGIA FOR THE CALENDAR YEAR ENDED DECEMBER 31st, 1936. 
 
CURRENT OPERATING EARNINGS: 
Interest and discount on loans ________________________ $3 ,973 ,911.45 Interest and dividends on securities ___________________ 1,295,308.42 Commissions, fees, and collection, exchange, and ser- 
vice charges_________________________________________ 908,898.38 Other current operating earnings ______________________ 1,042,224.52 
Gross Current Operating Earnings _________________ _ 
 
7,220,342.77 
 
CURRENT OPERATING EXPENSES: 
Interest on time and savings deposits __________________$ 968,621.02 Interest and discount on borrowings _________________ _ 34,839.09 Salaries, wages, and fees-totaL ______________________ _ 1,881,305.94 Taxes (other than on income) _________________________ _ 493,194.79 Other expenses of occupancy and maintenance of 
banking quarters ___________________________________ _ 134,009.21 Other current operating expenses _____________________ _ 1,124,218.10 
 
Total current operating expenses ___________________ _ NET CURRENT OPERATING EARNINGS ______________ _ 
 
$4,636,188.15 $2,584,154.62 
 
PROFITS ON ASSETS SOLD OR EXCHANGED, RECOVERIES, AND REDUCTIONS IN VALUATION ALLOWANCES: 
Profits on securities sold or exchanged ________________$ Profits on other assets sold or exchanged______________ Recoveries and reductions in valuation allowances on 
loans________________________________________________ Recoveries and reductions in valuation allowances 
on securities_ _______________________________________ All other recoveries and reductions in valuation al- 
lowances____________________________________________ 
 
411,793.10 48,456.50 
357,852.28 
257 ,587. 33 
107,492.44 
 
Total profits on assets sold or exchanged, recoveries, and reductions in valuation allowances____________ 
SUB-TOTAL______________________________________________ 
 
1,183,181.65 $3,767,336.27 
 
LOSSES, CHARGE-OFFS, AND ADDITIONS TO VALUATION ALLOWANCES: 
Onloans ______________________________________________ $ 811,517.11 On securities__________________________________________ 389,451.68 All other losses, ,charge-offs, and additions to valua- 
tion allowances___ ___________________________________ 704 ,282. 20 
 
Total losses, charge-offs, and additions to valuation Allowances _______________________________________ _ 
NET PROFITS BEFORE INCOME TAXES AND DIVIDENDS _____________________________________________ _ 
INCOME TAXES, FEDERAL AND STATE ______________ _ 
NET PROFITS AFTER INCOME TAXES _______________ _ CASH DIVIDENDS DECLARED AND INTEREST PAID 
ON CAPITAL-TOTAL ____________________________ _ NET PROFITS AFTER DIVIDENDS ____________________ _ 
 
$1,905,250.99 
$1,862,085.28 125,515.40 
$1,736,569.88 
$1,005,015.78 $ 731,554.10 
 
  SEVENTEENTH ANNUAL REPORT 
 
1 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF ACWORTH 
 
Acworth, Ga. 
 
As called for by the Superintnedent of Banks. 
 
Date of Charter: 10311905 
 
Began Business: 12-19-1905 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . .. 
 
Loans and Discounts ............ . 
 
Overdrafts . 
 
. ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned .. . 
 
Other Assets . . ........ . 
 
Total ............. . 
 
.. .... $ 
 
83,424.47 
10,609.00 
5,221.29 91 '932. 46 
516.42 
3,940. 38 5,945.84 
144.51 
201,734.37 
 
LIABILITIES: 
Demand Deposits ................ $ Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, andAmounts due to Federal Reserve Bank ... . Capital Stock .................. . Surplus ........................ . Undivided Profits ............... . Reserves....................... . 
 
97,366.80 71,578.19 
437.19 25,000.00 
5,000.00 I ,885.95 
466.24 
 
Total. ....................... 201.734.37 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
S. LEMON BANKING CO. 
 
Acworth, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-18-1906 
 
Began Business: 1-1-1907 
 
R:gsouRc:gs: 
 
Cash, Balances with other banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
Loans and Discounts ........ . 
 
Overdrafts 
 
.... . 
 
Banking House Owned, Furniture 
 
and Fixtures ................ . 
 
Other Real Estate Owned. 
 
Other Assets . 
 
. ............. . 
 
36,803.62 
4,725.00 81 ,424. 38 
760.24 
5,000.00 10,394.37 
79.43 
 
Total ... 
 
. .$ 139,187.04 
 
LIABI LI'ri:gS: 
 
Demand Deposits ............... $ 50,070.34 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 
 
7,215.73 
 
Other Time Deposits ............ . 
 
36,439.74 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
3,356.17 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank. . . . 
 
85. 52 
 
Capital Stock . 
 
............ 
 
20, 000. 00 
 
Capital Notes . . . . . . . . . . . . . . . . . 
 
15,000.00 
 
Undivided Profits................ 
 
2,600.84 
 
Reserves........................ 
 
4,418.70 
 
----- 
 
Total .............. . 
 
.$ 
 
139,187 .0~ 
 
 2 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF ADAIRSVILLE 
 
Adairsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 321-1899 
 
Began Business: 3-24-1899 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Reserve with Federal Reserve Bank U. S. Government Obligations, Di- 
rect a.nd Fully Guaranteed . State, County, and Municipal Obli- 
gations .............. . Corporate Stocks. Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ............ . 
Other Assets 
 
Total. 
 
. .$ 
 
80,035.92 17,990.06 
42.330.44 
1,960. 00 750.00 
41,985.67 
5 .ooo. 00 
71.07 
190,123.16 
 
LIABILITIES: 
 
Demand Deposits........... 
 
.$ 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable ... 
 
Capital Stock ............... . 
 
Surplus ......... . 
 
Undivided Profits. 
 
132,928.20 17,920.88 
8,637.95 
37.55 
344.00 25,000.00 
5. 000.00 254.58 
 
Total. .. 
 
.. $ 190,123.16 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BRYAN BANK 
 
Adel, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-27-1929 
 
Began Business: 3-1-1929 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed. 
Loans and Discounts . . . . . ..... Banking House Owned, Furniture 
and Fixtures . Other Assets 
 
231,452.14 
15,000.00 45,626.46 
2,100.00 86.59 
 
'l'otal. .. 
 
.$ 294,265.19 
 
LIABILITIES: 
 
Demand Deposits 
 
.. $ 
 
Other Time Deposits ............ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
State, County, and Municipal De- 
 
~~b .................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable ... 
 
Capital Stock. 
 
Surplus ............. . 
 
Undivided Profits. 
 
Reserves. 
 
Total. 
 
..... $ 
 
192,556.03 18,634.29 
18,924.24 
26,504.76 
I, 191. 25 
2,000.00 25.000.00 
3,750.00 4,400.17 1,304.45 
294,265.19 
 
 SEVENTEENTH ANNUAL REPORT 
 
3 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
MONTGOMERY COUNTY BANK 
 
Ailey, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 224-1926 
 
Began Business: 3-1-1926 
 
RltSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection................. 
 
.$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Furniture and Fixtures .......... . 
 
Other Real Estate Owned ........ . 
 
129,914.11 
10,250.00 
672.99 6,000.00 30,225.60 
1.00 600.00 
 
Total. ......................... f. 177,663.70 
 
LIABILITIRS: 
Demand Deposits................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank .... Dividends Declared but not yet Payable ....................... . Capital Stock .................. . Surplus........................ . Undivided Profits ............... . 
Total ........................... $ 
 
129,573.74 9,089.54 
14 '701.12 2,445. 28 
244.02 
750.00 15,000.00 5,000.00 
860.00 
177,663.70 
 
~TATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
BANK OF ALAPAHA 
 
Alapaha, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-4-1905 
 
Began Business: 3-25-1905 
 
RltSOURCitS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed...... 
State, County, and Municipal Obtigations. . . . . . . . . . . . . . . . . . . . . . . 
Loans and Discounts........ . . . . . Banking House Owned, Furniture 
and Fixtures . . . . . . . . . . . . . . . . . . Other Assets . . . . . . . . . . . . . . . . . . . . 
 
209,646.48 
20,033.75 
3, 946.68 84,880.99 
5, 000. 00 5 I. 12 
 
Total. .......................... '$ 323,559.02 
 
LIABILiiiitS: 
Demand Deposits ................$ Other Time Deposits ............ . State, County, and Municipal De 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, andAmounts due to Federal Reserve Bank .... Capital Stock ................... Surplus ........................ . Undivided Profits............... . ~eserves ....................... . 
 
175,680.62 68,955.68 
20,538.43 
372.59 30,000.00 15,000.00 10,642.45 
2,369.25 
 
Total. .......................... ~ 323,559. 02 
 
 4 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
ALBANY TRUST AND BANKING CO. 
 
Albany, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-13-1905 
 
Began Business: 6-1905 
 
RltSOURCSS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................$ 
U. S. Government Obligations, Direct and Fully Guaranteed...... 
Loans and Discounts............. Banking House Owned, Furniture 
and Fixtures. . . . . . . . . . . . . . . . . . Other Real Estate Owned.. . . . . . . . 
 
22, 061. 36 
30,100.00 390,615. 19 
25,476.11 22,771.79 
 
Total. ..........................$ 491,024.45 
 
LIABILITIES 
 
Time Deposits Evidenced by Savings Pass Books . . . . . . . . . . . . . . $ 
Other Time Deposits ............ . Dividends Declared but not yet 
Payable . . ............... . Other Liabilities ................ . Capital Stock. . .............. . Capital Notes .................. . Surplus ........................ . Undivided Profits ............... . Reserves ....................... . 
 
Total. ..... 
 
.. $ 
 
143,896.08 46' 196.28 
4,000.00 110,354.29 100,000.00 50,000.00 20,000.00 
9,327.80 7 ,250. 00 
491.024.45 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
BANK OF COMMERCE 
 
Americus, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-31-1891 
 
Began Business: 1-2-1892 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
 
864,163.19 
459,454.00 
275,181.35 94,325.00 627' 106.77 
182.77 
15,000.00 17,454.89 
 
Total. ... 
 
. . . . . . . . . . . .$ 2,352,867.97 
 
LIABILil'ISS: 
 
Demand Deposits ................ $ I ,091,897. 73 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 401,271.64 
 
Other Time Deposits .......... . 
 
251,083.18 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
17,919.48 
 
State, County, and Municipal De- 
 
posits ...................... . 192,018.31 
 
Deposits of other Banks ......... . 
 
32,201.28 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank... . 
 
4,093.99 
 
Capital Stock .................. . 
 
65,000.00 
 
Surplus ........................ . 200,000.00 
 
Undivided Profits ...... . 
 
97,382.36 
 
Total . 
 
....... $ 2,352,867.97 
 
 SEVENTEENTH ANNUAL REPORT 
 
5 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
BOSTWICK BANKING CO. 
 
Arlington, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 82735 
 
Began Business: 3136 
 
RSSOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Govemment Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . 
Total. ..........................$ 
 
21,722.47 
5,064.28 
2,150.36 122,537.44 
46.42 
4,000.00 
155,520.97 
 
LIABILI'rli~S: 
Demand Deposits ................ $ State, County, and Municipal De- 
posits ....................... . Deposits of other Banks ......... . Bills Payable, Rediscounts, and 
other Liabilities for Borrowed Money ...................... . Capital Stock .................. . Surplus ........................ . Reserves ....................... . 
 
102,034. 14 
6,621.92 2,795.87 
23,930.00 15,000.00 3,000.00 2,139.04 
 
Total. .......................... $ 155,520.97 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
ASHBURN BANK 
 
Ashburn, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 731900 
 
Began Business : 71900 
 
RltSOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ Other Assets ................... . 
 
140,447.64 
33,825.00 
1,689.09 234,898.98 
2,857.22 7,900.00 1,043.98 
 
Total. .......................... $ 422,661.91 
 
LIABILI'tHtS: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books............... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks,SoldforCash,andAmounts due to Federal Reserve Bank ... . 
Other Liabilities ................ . Capital Stock .................. . 
Capital Notes .................. . Surplus ........................ . Undivided profits. 
 
Total. ..... . 
 
..... .$ 
 
250,495.79 
38,461.34 29,716.07 
3 ,506. 74 
1,293.69 362.32 
25,000.00 15,000.00 25,000.00 33,825.96 
422,661.91 
 
 6 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the dose of Business December 31, 1936, of 
THE CITIZENS BANK OF ASHBURN 
 
Ashburn, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 727-1905 
 
Began Business: 10-25-1905 
 
RltSOURCnS: 
Cash, Balances with other Banks, and Cash Items in Process of Col- 
lection ........................ J 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations....................... . 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Borrowed Securities ............. . 
 
154,168.94 
6,700.00 
4,000.00 80,237.37 
12,500.00 6,860.24 
10,000.00 
 
Total ........................... $ 274,466.55 
 
LIABILITIItS: 
Demand Deposits ................ f; Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Deposits of Other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash, and Amounts due to Federal Reserve Bank ... . Securities Borrowed ............. . Capital Stock .................. . Surplus ........................ . Undivided Profits............... . Reserves ....................... . 
Total ........................... $ 
 
110,787.84 
21,169.69 24,341.34 
24,020.38 8,017.84 
1,297.46 10,000.00 25,000.00 30,000.00 19.282.00 
550.00 
274,466.55 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
AMERICAN SAVINGS BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-27-1886 
 
Began Business: 1887 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col 
 
lection .. .. .. .. .. .. . 
 
.. . f; 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . . ............. . 
 
Other Real Estate Owned ........ . 
 
Other Assets . . ............... . 
 
35,508.62 
245,326.89 599,036.68 
136,993.20 85,631.06 
2,597. 72 
 
Total ....... . 
 
. ...... f; 1,105,094.17 
 
LIABILITUtS: 
 
Time Deposits Evidenced by Savings Pass Books ................ f, 
Other Time Deposits ............ . Bills Payable, Rediscounts, and 
other Liabilities for Borrowed Money ...................... . Other Liabilities ................ . Capital Stock .................. , . Surplus ........................ . Undivided Profits. , ............. . Reserves ....................... . 
 
477,310.95 160,554.90 
50,000.00 110,811.47 200,000.00 100,000.00 
3,416.85 3,000.00 
 
Total.......................... $ 1,105,094.17 
 
 SEVENTEENTH ANNUAL REPORT 
 
7 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
CITIZENS TRUST CO. 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-16-1921 
 
Began Business: 8-16-1921 
 
RltSOURCitS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Corporate Stocks . . . . ........... . Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures . . ............. . Investments in and Advances to com- 
pany or Nominee Holding Title to Banking House ............. . Other Real Estate Owned ........ . Other Assets . . . ................ . 
Total ........................... $ 
 
53,810.89 
57 ,564. 85 
6,026.40 115,061.73 
600.00 137,510.39 
15,539.00 
4,393.50 31,850.00 
644.46 
423,001.22 
 
LIABILI'l'IItS: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books............... . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' CbecksSoldfor Cash, and Amounts due to Federal Reserve Bank ... . Other Liabilities ................ . Capital Stock................... . Capital Notes ...... , ........... . Surplus ........................ . Undivided Profits ............... . Reserves ....................... . 
 
89,553.41 
127,071.32 10,709.32 
106,468.65 
2,159.35 3,734.34 50,000.00 25,000.00 5 ,630. 19 2,487.14 
187.50 
 
Total ........................... $ 423,001.22 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
EAST ATLANTA BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-11-1910 
 
Began Business: 11-15-1910 
 
R-gsou&c-gs: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Dedentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned........ . Other Assets ................... . 
 
128,785.92 
17,000.00 
26,709.14 3,000.00 
207,561.14 
15,041.43 5,754.14 
156.03 
 
Total. .......................... $ 404,007.80 
 
LIABILI'tlltS: 
Demand Deposits................ $ Time Deposits Evidenced by Sav- 
Pass Books ................... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank .... Dividends D~clared but not yet Payable ..................... . Capital Stock ................... . Capital Notes .................. . Surplus........................ . Undivided Profits ............... . Reserves ....................... . 
Total ........................... $ 
 
154,412.92 
175,510.40 15,411.47 
4,502.00 
4,207.06 
2,000.00 25,000.00 15,000.00 
5 ,000. 00 2,738.95 
225.00 
404,007.80 
 
 8 
 
DEPARTMENf OF BANKING 
 
STATEMENT 
 
Showing condition at the dose of Business December 31, 1936, of the 
GEORGIA SAVINGS BANK & TRUST CO. 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-26-1889 
 
Began Business: 9-1-1889 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 265,272.76 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 154,935.97 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
10,000.00 
 
Other Bonds, Notes, and Debentures 1 '775,369.81 
 
Corporate Stocks ............... . 781,209.62 
 
Loans and Discounts ............ . I, 187,274.24 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 456,236.46 
 
Other Real Estate Owned ........ . 195,323.68 
 
Other Assets . . . . ............ . 
 
481.41 
 
Total. .. 
 
. .................. $ 4,826,093.95 
 
LIABILITIES: 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... '$ 2,850 ,031. 46 
 
Other Time Deposits ............ . 463 '748. 51 
 
U. S. Government and Postal Sav- 
 
ings Deposits................. . 
 
91,500.00 
 
Other Liabilities ............ . 
 
138,281.88 
 
Capital Stock ............ . 
 
500,000.00 
 
Capital Notes. . ........... . 
 
500,000.00 
 
Surplus .............. . 
 
100,000.00 
 
Undivided Profits............. . 
 
107,532.10 
 
Reserves .................. . 
 
75,000.00 
 
Total. 
 
........ $ 4,826,093.95 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
THE MORRIS PLAN BANK OF GEORGIA 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1127-1933 
 
Began Business: 12-5-1933 
 
RltSOURCitS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection................. 
 
. .$ 89,240.89 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
83,829.46 
 
State, County, and Municipal Obli- 
 
gations. . . . 
 
. ........ . 
 
12,317.32 
 
Loans and Discounts ............ . 1,068,715.74 
 
Banking House Owned, Furniture 
 
and FixtUres . . . . . . . . . . . . .. 
 
8,497. 20 
 
Other Real Estate Owned ........ . 
 
44,110.42 
 
Other Assets . 
 
4,345.65 
 
Total.. 
 
.$ 1,311,056.68 
 
LIABILITU~S: 
Time Deposits Evidenced by Sav- 
ings Pass Books................ $ 
Other Time Deposits ............ . Other Liabilities ................ . Capital Stock ................... . Surplus ........................ . Undivided Profits ............... . 
 
596,690.99 29,614.32 
413,500.32 200,000.00 
50,000.00 21,251.05 
 
Total. ....... . 
 
...... $ 1,311,056.68 
 
 SEVENTEENTH ANNUAL REPORT 
 
9 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
THE PEOPLES BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8131935 
 
Began Business: 93-1935 
 
RltSOURCltS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ....................... $ 
Loans and Discounts ....... . Other Assets . . ............... . 
 
8,363.65 61,791.70 
267.50 
 
Total. .... 
 
.... $ 70,422.85 
 
LIABILiliES; 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Dividends Declared but not yet 
Payable ..................... . Other Liabilities ................ . Capital Stock................... . Surplus ........................ . Undivided Profits .......... . 
Total .......................... . If, 
 
4,000.04 
5 ,974. 23 
3,000.00 935.07 
50,000.00 2,527.01 3,986.50 
70,422.85 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
SOUTH SIDE ATLANTA BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-24-1929 
 
Began Business : 7-1-1929 
 
RESOURCltS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . . . . . . . . . . . 
 
. .... 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts . 
 
Overdrafts . . ................... . 
 
Banking House Owned, Furniture 
 
and Fixtures .......... . 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
Total. 
 
. . . . . . If, 
 
42,964.16 
44,818.02 
15,691.32 58, 154.45 84.704. 19 
24.31 
10,500.00 15,847.01 
276.40 
272,979.86 
 
LIABILI'rl1tS: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 
 
Other Time Deposits ............ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Dividends Declared but not yet 
 
Payable ...................... . 
 
Other Liabilities ................ . 
 
Capital Stock. . . . . . . . .......... . 
 
Surplus. . . 
 
. ............. . 
 
Undivided Profits .......... . 
 
Total. .. 
 
. . If, 
 
130,898.06 
112,286.52 323.00 
374.43 
1,000.00 24.31 
25,000.00 3,000.00 73.54 
272,979.86 
 
 10 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
 
SOUTHERN SAVINGS BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-5-1934 
 
Began Business: 1-2-1935 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Col- 
lection ........................ '$ Loans and Discounts............. Banking House Owned, Furniture 
and Fixtures . . . . . . . . . . . . Other Assets.................... 
 
Total. ........ . 
 
...... .'$ 
 
11,335.44 294,217.58 
664. 74 331.12 
306,548.88 
 
LIABILI'fiF.S: 
Time Deposits................... $ Other Time Deposits ............ . Other Liabilities ................ . Capital Stock .......... . Surplus ........................ . Undivided Profits ............... . 
 
121,337.00 110,500.00 
8,972.47 50,000.00 10,000.00 
5,739.41 
 
Total. .. 
 
. ............. .'$ 306,548.88 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
TRUST COMPANY OF GEORGIA 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-21-1891 
 
Began Business: 11-8-1891 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection ........................ '$ 6,094,938.06 
 
Reserve with Federal Reserve Bank 4,066,255 .92 
 
U. S. Government Obligations, Di- 
 
rect and Fu1ly Guaranteed ..... . 3,590,412.69 
 
Other Bonds, Notes, and Debentures 1,593,148.91 
 
Loans and Discounts ............ . 10,611,977.85 
 
Overdrafts ..................... . 
 
282.62 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 989,430.84 
 
Other Real Estate Owned ........ . 840,589.11 
 
Other Assets ................... . 472,109.26 
 
Total. .......................... '$28, 259 , 145 . 26 
 
LIABILITIES: 
Demand Deposits ................ $ 7 ,855,338. 74 Time Deposits Evidenced by Sav- 
ings Pass Books ............ .' .. 401,619.18 U. S. Government and Postal Sav- 
ings Deposits .................. 2,300,000.00 State, County, and Municipal De- 
posits ......................... 1,783,049.69 Deposits of Other Banks. . . . . . . . . . 10,421 , 419. 16 Dividends Declared hut not yet 
Payable ...................... . 225,000.00 Other Liabilities ................ . 619,210.80 Capital Stock ................... . 2,000,000.00 Surplus........................ . 2,000,000.00 Undivided Profits............... . 364,019.11 Reserves ....................... . 289,488.58 
Total. .......................... $28,259, 145. 26 
 
 SEVENTEENTH ANNUAL REPORT 
 
11 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
GEORGIA RAILROAD BANK & TRUST CO. 
 
Augusta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11151892 
 
Began Business: 12-31-1892 
 
RltSOURCBS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ....................... $ 3,784,998.74 
 
Reserve with Federal Reserve Bank 584,480.81 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
2,318,704.85 
 
State, County, and Municipal Obli- 
 
gations. . . . 
 
. ... 
 
468,067.45 
 
Other Bonds, Notes, and Debentures 210,433.88 
 
Corpcrate Stocks .... . 
 
58,160.99 
 
Loans and Discounts ....... . 
 
4' 104,266.59 
 
Overdrafts ..................... . 
 
286.06 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
166,106.54 
 
Other Real Estate Owned. . ... . 
 
!59' !58. 63 
 
Customers' Liability to this Bank 
 
on Acceptances Executed by or 
 
for the Account of this Bank ... . 
 
30,592.70 
 
Other Assets ................... . 
 
93,509.61 
 
Total. ......................... $11 ,978, 766.85 
 
LIABILITIES: 
 
Demand Deposits ................ $ 2,672,504.87 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 3,741,459.78 
 
Other Time Deposits ............ . 
 
6,068.89 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
. ...... . 
 
200,000.00 
 
State. County, and Municipal De- 
 
posits ....................... . 480,983.81 
 
Deposits of other Banks __ . 
 
3,403 ,230. 93 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelets' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
69,750.20 
 
Acceptances Executed by or for the 
 
Account of this Bank and Out- 
 
standing ............. . 
 
30,592.70 
 
Capital Stock .................. . 
 
750,000.00 
 
Capital Notes .................. . 250,000.00 
 
Surplus ........................ . 250,000.00 
 
Undivided Profits ............... . 
 
120,822.93 
 
Reserves ...................... . 
 
3,352.74 
 
Total .... 
 
........ $11,978,766.85 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
REALTY SAVINGS BANK 
 
Augusta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-23-1933 
 
Began Business: 12-30-1933 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection........... 
 
. ........ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furnitur~ 
 
and Fixtures. . . . . . . 
 
.. 
 
Other Real Estate Owned ........ . 
 
Other Assets ... 
 
47,903.03 
72,764.95 10,110.58 787,513.36 
17,142.92 161,920.29 
3,516.57 
 
Total. .......... . . ........... $ 1,100,871.70 
 
LIABILITIES 
Time Deposits Evidenced by Savings Pass Books ................ $ 
Other Time Deposits. Deposits of Other Banks. Other Liabilities . Capital Stock .......... . Capital Notes. Surplus ................. . Undivided Profits .... . Reserves.. . ........... . 
 
622,842.93 224,430.72 
15,000.00 
25.35 100,000.00 100,000.00 26,949.07 
7,776.13 3,847.50 
 
Total. ...... . 
 
.... $ 1,100,871.70 
 
 12 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
AUSTELL BANK 
 
Austell, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 131910 
 
Began Business: 1101910 
 
RESOURCICS: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
State, County, and Municipal Obligations ..................... 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
Fixtures ..................... . Other Real Estate Owned........ . Other Assets . . ................. . 
 
137,479.68 
1,193.34 150,789.48 
32.37 
2 ,949. 24 9,905. 71 17,173.78 
 
Total. .................... . ..$ 319,523.60 
 
LIABILITIES 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings .Pass Books ...... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . Other Liabilities ................ . Capital Stock ............ . Capital Notes .................. . Surplus ........ . Undivided Profits. 
 
Total. 
 
..... $ 
 
177,453.34 
16,132.12 62,197.83 
4,908.74 
6,269.63 17,184.31 15,000.00 15,000.00 5 ,000. 00 
377.63 
319,523.60 
 
STATEMENT 
 
'\bowing condition at the close of Business December 31, 1936, of the 
THE CITIZENS BANK AND TRUST CO. 
 
Bainbridge, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2171920 
 
Began Business: 12191911 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Reserve with Federal Reserve Bank U. S. Government Obligations, Di- 
rect and Fully Guaranteed ..... . State, County, and Municipal Obli- 
gations ...................... . Corporate Stocks ............... . Loans and Discounts ........... . Overdrafts .................... . Banking House owned ~ urniture 
and 1< ixtures . . . . . . . . . . . . . . . . . . Other Real Estate Owned ........ . Other Assets ................... . 
 
401,845.95 126,805.58 
51,150.00 
2 ,046. 28 4. 750.00 390,513.40 2 ,949. 87 
3,078.00 15,600.00 
2,862.42 
 
Total. .......................... $ 1,001,601. 50 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books . . . . .......... . Other Time Deposits ............ . 
U .. S. Gover11:ment and Postal Savtngs Depostts ................. . 
State, County, and Municipal Deposits ........................ . 
Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . 
Other Liabilities ................ . Capital Stock .................. . Capital Notes .................. . Surplus ........................ . Undivided Profits ............... . 
Reserves ....................... . 
 
363,257.96 
214,666. 13 84,933.03 
5,000.00 
106,659.00 26,436.93 
21,109.56 1,312.50 
75,000.00 75 ,000. 00 10,750.00 13.726.39 
3,750.00 
 
Total ........................... $ 1,001,601.50 
 
 SEVENTEENTH ANNUAL REPORT 
 
13 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITIZENS BANK 
 
Ball Ground, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-28-1926 
 
Began Business: 10-1-1926 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash I terns in Process of Col.ection........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... 
State, County, and Minicipal Obligations .. 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts ..... Banking House Owned, Furniture 
and Fixtures . 
Total. ................ . .... .$ 
 
192,603.95 
44,000.00 
15,000.00 3,000.00 73,796.45 
7.38 
I ,600.00 
330,007.78 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits. 
 
. .............. . 
 
Deposits of other Banks ......... . 
 
Capital Stock .................. 
 
Surplus ........................ . 
 
Undivided Profits ............... . 
 
Reserves ...................... 
 
178,923.26 66,535.10 
49,392.55 3,295.20 15,000.00 5,000.00 II ,611.67 250.00 
 
Total. .................... . 
 
.$ 330,007.78 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BAXLEY STATE BANK 
 
Baxley, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8-23-1917 
 
Began Business: 8-25-1917 
 
R"ltSOURCES: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
Loans and Discounts ............ . Furniture and Fixtures .......... . Other Real Estate Owned........ . 
 
239,560.03 
3,000.00 177,207.11 
3,150.00 15,036.75 
 
Total. .. , ....................... $ 437,953.89 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .. - ............ . Other Time Deposits . . . . . .... . U .. S. Govern.ment and Postal Sav- 
mgs Depos1ts .............. . State, County, and Municipal De- 
posits........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank .... 
Dividends Declared but not yet Payable ................... . 
Other Liabilities ................ . Capital Stock ................... . Capital Notes .................. . Surplus........................ . 
Undivided Profits ........ . 
 
Total .... 
 
. .$ 
 
261,359.01 
36,688.91 21,428.40 
8,000.00 
41,246.83 
9,023.80 
I ,250. 00 1,750.00 25,000.00 25,000.00 7,000.00 
206.94 
437,953.89 
 
 14 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BLACKSHEAR BANK 
 
Blackshear, Ga. 
 
its called for by the Superintendent of Banks. 
 
Date of Charter: 9-11-1891 
 
Began Business : 7-7-1892 
 
RSSOURCES: 
 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
Reserve with Federal Reserve Bank U. S. Government Obligations, Di- 
rect and Fully Guaranteed ..... . State, County, and Municipal Obli- 
gations ...................... . Corporate Stocks .. . Loans and Discounts Banking House Owned, Furniture 
and Fixtures . Other Real Estate Owned .. 
Other Assets ...... . 
 
Total. .. 
 
. .$ 
 
111,447.54 40,286.57 
203,593.75 
49,024.20 2,250.00 
230,857.68 
3,149.87 11,900.00 
6,04 
652,515.65 
 
LIABILITIES: 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank .... Other Liabilities ... Capital Stock. Surplus. Undivided Profits ... 
 
311' 149.51 159,203.34 
43,706.57 
1,616.68 100.00 
50,000.00 25,000.00 61,739.55 
 
Total ................. . 
 
. .. $ 652,515.65 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FANNIN COUNTY BANK 
 
Blue Ridge, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-28-1916 
 
Began Business: 6-6-1916 
 
R~SOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ...................... $ 
U. S. Government Obligations, Direct and Fully Guaranteed. 
State, County, and Municipal Obligations ...... . 
Loans and Discounts .... Overdrafts . Banking House Owned, Furniture 
and Fixtures . Other Real Estate Owned ........ . Other Assets ................... . 
 
127,527.10 
19,470.44 
48,935.90 84,926.74 
8.26 
23,500.00 17,435.60 2,780.47 
 
Total. ... 
 
.$ 324 '584. 5 1 
 
LIABILITIES: 
 
Demand Deposits.. . ......... .$ 111,759.26 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 
 
102,437.26 
 
Other Time Deposits ............ . 
 
41,923.69 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
32,417.74 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank.. . . 
 
2, 936.81 
 
Other Liabilities. . . . . . . . . . . . . . . . . 
 
93,7 5 
 
Capital Stock............ 
 
15,000.00 
 
Capital Notes................... 
 
12,500.00 
 
Surplus......................... 
 
3,000.00 
 
Reserves.. . . . . . . . . . . . . . . . . . . . . . . 
 
2, 516. 00 
 
----- 
 
Total. .. 
 
.. $ 324 '584. 51 
 
 SEVENTEENTH ANNUAL REPORT 
 
15 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE FARMERS BANK 
 
Blythe, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8-28-1909 
 
Began Business: 9-1-1909 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ....................... . f; 
Loans and Discounts ............ . Overdrafts . . ................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
 
31,200.79 24,097.79 
61.70 
2,525.13 445.96 
 
Total. 
 
............. $ 58,331.37 
 
LIABI LI'flltS: 
Demand Deposits ................$ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County and Municipal De- 
posits ....................... . Deposits of Other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash, andAmounts due to Federal Reserve Bank .... Dividends Declared but not yet Payable...................... . Capital Stock ................... . Surplus ........................ . Undivided Profits .............. 
Total ........................... $ 
 
26,420.72 
8,326.51 15<: .00 
119.12 
66.36 1,595.82 
54.35 
40.80 15,000.00 5,000.00 
1,553.69 
58,331.37 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE COMMERCIAL BANK 
 
Bowdon, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-20-1926 
 
Began Business: 9-20-1926 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... 
State, County, and Municipal Obligations ...................... . 
Loans and Discounts ............ . Overdrafts .................... . Banking House Owned, Furniture 
and Fixtures . 
 
Total. 
 
........ $ 
 
134,210.07 
120,675.00 
13,982.25 46,272.17 
126.91 
2 ,500. 00 
317,766.40 
 
LIABILITISS: 
Demand Deposits ................ $ Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock ................... . Surplus ................. . Undivided Profits ... . Reserves ............ . 
 
240,265.36 30, 129.22 
246.53 25,000.00 15,000.00 6,375.29 
750.00 
 
Total. ..... 
 
.... $ 317 '766.40 
 
 16 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Brewton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 526-1910 
 
Began Business : 7-6-1910 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ......... . 
 
Loans and Discounts ............ . 
 
Overdrafts . . . 
 
.... 
 
. 
 
Banking House Owned, Furniture 
 
and Fixtures ................ . 
 
Other Real Estate Owned ........ . 
 
Other Assets ................... . 
 
Total. .. 
 
....... .If, 
 
141 ,612 97 
9,075.00 
987.53 63,946.64 
325. 77 
4,062.92 6,633.83 
257.96 
226,902.62 
 
LIABIL11'U:0:S: 
 
Demand Deposits. . . . . . . . . 
 
. .$ 
 
Other Time Deposits. 
 
. .. 
 
State, County, and Municipal De- 
 
posits.. . . . . . . .............. . 
 
Certified and Officers' Checks. Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock ..... 
 
Capital Notes .. 
 
Surplus .......... . 
 
Undivided Profits. 
 
126,803.70 39' 182.90 
29,068.42 
59.50 1.1,000.00 10,000.00 
5,000.00 I, 788.10 
 
Total.. 
 
. .$ 226,902.62 
 
STATEMENT 
 
Showing condition at the dose of Business December 31, 1936, of 
THE BRUNSWICK BANK & TRUST CO. 
 
Brunswick, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-7-1899 
 
Began Business: 1899 
 
RltSOURC!CS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . . . . . . . . 
 
. ...... . 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks 
 
Loans and Discounts. 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures ........... . 
 
Other Real Estate Owned ........ . 
 
Investments in Companies or N omi- 
 
nees Holding other Real Estate 
 
for Bank's Benefit. 
 
Other Assets 
 
219,620.03 150,660.40 
527,372.18 
157,923.33 208,186.44 
50,364.78 534,178.17 
28.23 
50,003.98 104' 732.06 
22,950.00 411.60 
 
Total. .. 
 
.$ 2,026,431.20 
 
LIARIUTIES: 
 
Demand Deposits. . . . . 
 
. .$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. 
 
Other Time Deposits . . ... 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and Municipal De- 
 
posits . . . . . . 
 
.   .  
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
Dividends Declared but not yet 
 
Payable. 
 
Other Liabilities .. 
 
Capital Stock. 
 
Surplus. 
 
Undivided Profits .......... . 
 
Reserves .. 
 
821,930.99 
391,684.82 10,748.20 
298,211.78 
147,563.85 
8,906. 99 
4,600. 00 3,759.76 230,000.00 70,000.00 5,778.31 33,246.50 
 
Total. 
 
. .$ 2,026,431.20 
 
 SEVENTEENTH ANNUAL REPORT 
 
17 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
HARALSON COUNTY BANK 
 
Buchanan, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-3-1909 
 
Began Business: 3-41909 
 
Rl<:SOURCUS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... . . . . . 
 
. .... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ......  
 
Loans and Discounts. 
 
Overdrafts . 
 
. ... 
 
Banking House Owned, Furniture 
 
and Fixtures ......... . 
 
Other Real Estate Owned. 
 
293,253.33 
4,500. 00 75,116.80 
2,438.81 
3,100.00 1,900.00 
 
Total .............. . 
 
. . .$ 380,308.94 
 
LIABILITIES: 
 
Demand Deposits. 
 
. ..... $ 
 
Other Time Deposits ............ . 
 
State County, and Municipal De- 
 
posits .................   
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Dividends Declared but not yet 
 
Payable ........... . 
 
Capital Stock. 
 
Surplus. 
 
Undivided Profits. 
 
Total. 
 
.. $ 
 
251,617.71 17,731.21 
50,792.28 
I ,415.05 
3,200.00 40,000.00 15,000.00 
.152.69 
380,308.94 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BUENA VISTA LOAN & SAVINGS BANK 
 
Buena Vista, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-22-1887 
 
Began Business: 911889 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection....... 
 
. .. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Dedentures 
 
Loans and Discounts ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures . . . ..... . 
 
Other Real Estate Owned. 
 
Other Assets .......... . 
 
Total .... 
 
.... .$ 
 
97,280. 19 
5,137.63 
10,608.15 10,232.50 85,759.31 
6,871.43 9,435.48 7,404.06 
232,728.75 
 
LIABILITIES: 
 
Demand Deposits. 
 
. . .$ 
 
Other Time Deposits .. 
 
State, County, and Municipal De- 
 
posits........ 
 
. .......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payahle .. 
 
Capital Stock .......... . 
 
Surplus. 
 
Undivided Profits .......... . 
 
Total. 
 
. .$ 
 
87,644.03 44,040.07 
45,068.92 
799.61 
2,400.00 30,000.00 15,393.99 
7,382.13 
232,728.75 
 
 18 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
SHADBURN BANKING CO. 
 
Buford, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-23-1901 
 
Began Business: 2-11-1901 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures .......... . Other Real Estate Owned .. Other Assets ........... . 
 
101,662.65 
12,651.68 9,217.50 239,444.93 
4,072. 83 40,908.02 25,672.11 
 
Total ... 
 
.. .$ 433,629.72 
 
LIABILITIES: 
 
Demand Deposits . . . . . . . . . . . . . . . . f, Time Deposits Evidenced by Sav- 
ings Pass Books. . . . . . . . . . . . . . . 
Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ..................     Certified and Officers Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank. Capital Stock ............... . 
Surplus. Reserves .. 
 
Total. 
 
.. .$ 
 
170,498.31 
171,293.57 12,472.29 
1,497.00 19,132.44 
I ,174.48 40,000.00 15,000.00 
2 ,56!. 63 433,629.72 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
THE CITIZENS STATE BANK 
 
Butler, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-4-1926 
 
Began Business: 9-4-1926 
 
RESOURCF.S: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........... , ............ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
State, County, and Municipal Obli- 
 
gations 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
..... 
 
Other Real Estate Owned .. 
 
96.762.78 
47,715.00 
5,150.00 39,038.62 
100.00 !00.00 
 
Total. .. 
 
........ $ 188,866.40 
 
LIABILll'IItS: 
 
Demand Deposits.. 
 
. ,$ 
 
State, County, and Municipal De- 
 
posits. . . . . . . . . . . . . . . . . . . . . .   
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable. 
 
Capital Stock .......... . 
 
Surplus. 
 
Undivided Profits. 
 
Total ... 
 
...... $ 
 
130,222.90 23,994.22 
271.36 2,250.00 15,000.00 17,000.00 
127.92 188,866.40 
 
 SEVENTEENTH ANNUAL REPORT 
 
19 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF BYROMVILLE 
 
Byromville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-191920 
 
Began Business: 726-1920 
 
RltSOURCES: 
 
LIABILI'riitS: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection............... 
 
.$ 
 
Loans and Discounts ......... . 
 
Overdrafts . . ..... 
 
Banking House Owned, Furniture 
 
and Fixtures . . . ........ . 
 
93,686.19 21,277.85 
32.29 
2,300.00 
 
Demand Deposits ................ $ 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock............... . 
 
Surplus. 
 
. ..... . 
 
Undivided Profits. . ........ . 
 
79,044.47 II ,035. 32 
6,954.12 
180.21 15,000.00 2,500.00 2,582. 21 
 
___T~o~ta~l~-.~.~~--~~~~---~~~~-~$___1~1~7~,2~9~6~~3_3~--T~ota~l~.~.~-~-~-~-~~~~~~~~~~~-~-~-~-$~~1~17~,296.33 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CAIRO BANKING CO. 
 
Cairo, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-23-1903 
 
Began Business: 11-23-1903 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection . . . . . . . . . . . . . . . . . . . . . . . . '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli- 
 
gations .. 
 
Corporate Stocks. 
 
Loans and Discounts ... Banking House Owned, 
 
':F~;~if.~~~ 
 
and Fixtures .......... . 
 
Other Real Estate Owned. 
 
Other Assets . 
 
160,465.60 
14,606.44 
400.00 10,000.00 381,052.45 
8,705.00 3,000.00 87,572.42 
 
Total .. 
 
.... $ 665,801.91 
 
LIABILITI'SS: 
 
Demand Deposits................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .............. . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ....................... . Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... Dividends Declared but not yet Payable ................ . Capital Stock. . ........ . Capital Notes. 
Surplus ........... . Undivided Profits .. . Reserves .. 
 
Total. 
 
. .................... $ 
 
229,383.23 
149,613.62 89,135.18 
5,070.23 
37,233.92 75 ,000. 00 
998,88 
4,200.00 35,000.00 20,000.00 15,000.00 
356,81 4,810.04 
665,801.91 
 
 20 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITIZENS BANK 
 
Cairo, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-3-1903 
 
Began Business: 1-1-1904 
 
ResouRces: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... . . . . . . . . 
 
. '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations .......... . 
 
Loans and Discounts ............ . 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
... 
 
Other Real Estate Owned .. 
 
!51 ,292.92 
11,000.00 
27 ,693. 96 155,604.69 
I, 192.93 
17,625.00 64,190.50 
 
Total .... 
 
. . .$ 428,600.00 
 
LIABILITIES: 
 
Demand Depcsits.. . . . . . . . .... '$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .......... . 
 
Other Time Deposits. 
 
U. S. Government and Postal Sav- 
 
ings Deposits ............ . 
 
State, County, and Municipal De- 
 
posits... 
 
. ............ . 
 
Deposits of other Banks .. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, andAmoun ts 
 
due to Federal Reserve Bank. 
 
Capital Stock. 
 
Capital Notes ..... 
 
Undivided Profits. 
 
Reserves .. 
 
Total. 
 
.'$ 
 
200,091.44 
90,624.70 20,077.32 
5,087.35 
37,714.46 5,000.00 
2,090.57 .10,000. 00 
.1,000.00 792.81 
12,121.35 
428,600.00 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF CAMILLA 
 
Camilla, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-4-1889 
 
Began Business: 1-2-1890 
 
ReSOURCUS: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed. 
State, County, and Municipal Obli- 
gations. . ................ . Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures Other Real Estate Owned. 
Other Assets . 
 
Total.. 
 
- ... $ 
 
104,963.35 
15,000.00 
55,500.00 197,877.76 
21,000.00 18,000.00 6 ,280. 97 
418,622.08 
 
LIABILITIES: 
 
Demand Deposits ..... _.......... $ Time Deposits Evidenced by Sav- 
ings Pass Books ....... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank. Capital Stock ..... . Undivided Profits. 
 
Total. 
 
.$ 
 
300,228.41 12,64.1.27 6,097.09 71,067.52 
2,s6o. n 
25,000.00 1,023.02 
418,622.08 
 
 SEVENTEENTH ANNUAL REPORT 
 
21 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
PLANTERS AND CITIZENS BANK 
 
Camilla, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-24-1913 
 
Began Business: 5-24-1913 
 
RltSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection............ 
 
... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed...... 
 
State, County, and Municipal Obli- 
 
gations. 
 
Loans and Discounts............. 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
... 
 
Other Real Estate Owned. . . . . . . . . 
 
65,947.67 
10,000.00 
21,014.03 272,701.09 
9,000.00 19 , 350. 00 
 
Total. 
 
...... $ 398,012.79 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............ . 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Bills Payable, Rediscounts, and 
 
other Liabilities for Borrowed 
 
Money. 
 
. ..... . 
 
Capital Stock ................... . 
 
Capital Notes.................. . 
 
Surplus ....................... . 
 
Undivided Profits ............... . 
 
Reserves. 
 
Total. .......... . 
 
..$ 
 
135,962.49 
80,180.33 21,013.18 
32,589.15 
907,27 
80,000.00 25,000.00 15,000.00 
5,000.00 1,897.40 
462.97 
398,012.79 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF CANTON 
 
Canton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1117-1892 
 
Began Business: 12-21-1892 
 
RltSOURCF:S: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ... 
 
State, County, and Municipal Obli- 
 
gations . . . . . . . . . . . . . 
 
. .. 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks ....... . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures ............ . 
 
Other Real Estate Owned ... . 
 
Other Assets . . .......... . 
 
299,099.61 121,585.14 
96,000.00 
254,234.38 34,862.50 22,500.00 393,257.82 
32,274.00 35,152.92 
185. 17 
 
Total. ... 
 
.. .. $ 1 289 151. 54 
 
LIABILITI!tS: 
 
Demand Deposits ............... . If, 
Time Deposits Evidenced by Savings Pass Books ............... . 
Other Time Deposits ............ . 
U .. S. GoverD:ment and Postal Savmgs Depostts ................. . 
State, County, and Municipal Deposits ........................ . 
Deposits cf Other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank .... Dividends Declared but not yet 
Payable ...................... . Capital Stock .................. . Surplus ........................ . Undivided Profits ............... . 
 
448,005.73 
214,342.92 133,274.97 
53,500.00 
72.960.08 24,329.45 
459.86 
4,500.00 150,000.00 150,000.00 
37.778.53 
 
Total . 
 
... $ 1, 289. 151.54 
 
 22 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
ETOWAH BANK 
 
Canton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-22-1927 
 
Began Business: 129-1927 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
. ............. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ...... . 
 
OtherBonds,Notes,andDebentures 
 
Loans and Dtscounts .......... . 
 
Overdrafts . 
 
. .. . 
 
Banking House Owned, Furniture 
 
and Fixtures ..... . 
 
Other Real Estate Owned. 
 
Other Assets .. 
 
173,216.08 
31,544.88 
.3,048.16 5,167. 31 143,101.60 
43,14 
13,535.00 2,000.00 
341.65 
 
Total. .... 
 
....... $ 371,997.82 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank . 
Dividends Declared but not yet Payable. 
Capital Stock. Surplus ......... . Undivided Profits. Reserves. 
 
Total. 
 
..$ 
 
153,126.39 
94,844.78 37 ,273.62 
50,888. 10 
495.28 
1,500.00 25,000.00 
8,000.00 346. 15 523.50 
371,997.82 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE PEOPLES BANK 
 
Carrollton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-10-1909 
 
Began Business: 12-1-1909 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed...... 
 
State, County, and Municipal Obli- 
 
gations. 
 
............. 
 
Loans and Discounts............. 
 
Banking House Owned, Furniture 
 
and Fixtures . . . . . . . . . . . . . . . . . 
 
Other Real l(state Owned. . . . . . . . . 
 
Total.. 
 
.. $ 
 
538,451. 09 
126,325.00 
120.19 68,967.22 
38,500. 00 34,363. 00 
806,726.50 
 
LIABILITIES: 
 
Demand Deposits .............. .$ State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... 
Other Liabilities ... Capital Stock. Surplus ........... . Reserves ... . 
 
Total. 
 
..... $ 
 
615,341.94 
30,818.18 
1,636.34 2,975.29 60,000.00 60,000.00 35,954.75 
806,72~ 
 
 SEVENTEENTH ANNUAL REPORT 
 
23 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE COMMERCIAL BANK OF CEDARTOWN 
 
Cedartown, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1016-1889 
 
Began Business: 12-111889 
 
RltSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . . . . . ............. . 
 
Loans and Discounts. . . . . . . ... . 
 
Overdrafts 
 
....... . 
 
Banking House Owned, Furniture 
 
and Fixtures .......... . 
 
Other Real Estate Owned .. 
 
Other Assets .. 
 
309,718.46 
98,703.78 
24,962.50 569,108.68 
1,467.74 
24,115.08 69,229.44 
354.90 
 
Total .... 
 
..... $ 1,097,660.58 
 
LIABILI'flltS 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ... 
Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank. 
Dividends Declared but not yet Payable .................. . 
Capital Stock ................ . Surplus ............. . Undivided Profits. 
 
328,264.37 
236,617.50 118,741.09 35,268.51 
88,833.89 
I ,594.10 
5,600.00 140,000.00 140,000.00 
2,741.12 
 
Total. 
 
. .$ I ,097 ,660. 58 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Charing, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 921-1912 
 
Began Business: 1161912 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
Loans and Discounts ..... Other Real Estate Owned ........ . 
Other Assets . . . . ... 
 
Total. .............. . 
 
.$ 
 
31,367.97 
300.00 9,509.53 I, 158.02 
362.18 
42,697.70 
 
LIABILITIES: 
 
Demand Deposits ..... . Other Time Deposits Capital Stock ....... . 
 
...... $ 
 
27,696.05 
1. 65 15,000.00 
 
Total. .. 
 
...... $ 42,697.70 
 
 24 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
COHUTTA BANKING CO. 
 
Chatsworth, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-17-1905 
 
Began Business: 1-24-1906 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... 
State, County, and Municipal Obligations ............ . 
Loans and Discounts ........... . Overdrafts ..................... . Banking House Owned, Fumiture 
and Fixtures . Other Real Estate Owned .. 
 
58,087.89 
13,690.00 
31 ,829. 42 87,868.71 
171.69 
4,580.31 II ,379. 13 
 
Total. .............. . 
 
.$ 207,607.15 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books . . ........ . 
 
Other Time Deposits. 
 
. ... 
 
U. S. Government and Postal Sav- 
 
ings Deposits. . 
 
. .... 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... . 
 
Capital Stock. . . . . . .......... . 
 
Capital Notes. 
 
Undivided Profits. 
 
Total. 
 
. ... $ 
 
85,790.77 
19,434.58 28,769.06 
10,000.00 31,412.38 
1,441.30 20,000.00 10,000.00 
759.06 207,607.15 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF CHICKAMAUGA 
 
Chickamauga, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-16-1910 
 
Began Business: 5-10-1910 
 
RgSQURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection............ . . . . 
 
.$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State-, County, and Municipal Obli- 
 
gations. . . . . . . ............. . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
Other Assets . . . . ............... . 
 
61,185.52 
30,550.00 
12,176.86 10,848.25 117,808.65 
10,750.00 15,892.16 
146.99 
 
Total. .......................... $ 259,358.43 
 
LIABILITIES : 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank .... 
 
Dividends Declared but not yet 
 
Payable...... 
 
. ........... . 
 
Capital Stock .................. . 
 
Surplus....... 
 
. ......... . 
 
Undivided Profits ............... . 
 
Reserves ...................... . 
 
Total. .. 
 
. .. .$ 
 
Ill ,888.93 
93,252.47 5,154.25 
6 ,804. 36 
1,864.93 
750.00 
2s,ooo.oo 
10,000.00 1,492.78 3, 150.71 
259,358.43 
 
 SEVENTEENTH ANNUAL REPORT 
 
25 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Chipley, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-22-1909 
 
Began Business: 4-19-1909 
 
RltSOURCltS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection........... 
 
. ...... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guranteed ...... . 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ........ . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures. 
 
Other Real Estate Owned. 
 
133,915.50 
44,406.00 
11,235.00 5 ,000. 00 84,459.55 
3,500.00 11,800.00 
 
Total. 
 
. . $ 294,316.05 
 
LIABILITIUS: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits. 
 
. ........... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... . 
 
Other Liabilities. 
 
. ........ . 
 
Capital Stock. . ............. . 
 
Capital Notes. . ............ . 
 
Undivided Profits .. . 
 
Reserves.. 
 
. ................ . 
 
Total. .. 
 
.. $ 
 
118,758.10 
26,426.77 21,404.23 
72,333.67 
600.41 2,261.15 25,000.00 25,000.00 
559.72 1,972.00 
294,316.05 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
HABERSHAM BANK 
 
Clarkesville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-13-1904 
 
Began Business: 5-13-1904 
 
RESOURcns: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .......... . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
Other Real Estate Owned .. . 
 
Other Assets . 
 
. .......... . 
 
99,469.78 
13,850.00 
26,600.00 61,461.09 
9,000.00 6 ,968. 00 
324.13 
 
Total. ............... . 
 
... $ 217,673.00 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books . . . . ......... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Casb,and Amounts due to Federal Reserve Bank .... 
Dividends Declared but not yet Payable ..................... . 
Capital Stock ................... . Surplus................... . Undivided Profits ............... . 
 
Total. .... 
 
.... $ 
 
64,699.32 
97 '368. 53 4, 711.20 
17,843.77 
139.50 
1,000.00 25,000.00 
5,000.00 1,910.68 
217,673.00 
 
 26 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CLAXTON STATE BANK 
 
Claxton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-15-1935 
 
Began Business: 7-1-1935 
 
RF;SOURCl<;S: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection..... 
 
. ... .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
Loans alld Discounts .. 
 
Overdrafts . . . Banking House 
 
Owned, 
 
._F.;.~~it~~~ 
 
and Fixtures .. 
 
Other Assets .. 
 
128,732. 15 
15,000.00 96,373.88 
73. 11 
3,501.00 214.09 
 
Total. 
 
. . . . . .$ 243,894.23 
 
LIABILITIF;S: 
 
Demand Deposits. . . . . . . . . . . . . '$ Other Time Deposits ............ . State, County, and Municipal De- 
posits. . . ................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold forCash,and Amounts due to Federal Reserve Bank. 
Dividends Declared but not yet Payable ..... . 
Other Liabilities .... . Capital Stock ....... . Surplus ............ . Undivided Profits. 
 
Total. .. 
 
.'$ 
 
165,453. 12 30,030.22 
18,564.24 
2 ,006. 38 
261.00 537.04 20,000.00 5 ,000. 00 2,042.23 
243,894.23 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF CLAYTON 
 
Clayton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-30-1904 
 
Began Business: 7-1-1904 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ....................... $ 
U. S. Government Obligations, Direct and Fully Guaranteed. 
State, County, and Municipal Obli- 
gations ............. . Loans and Discounts. Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures . . .... Other Rea 1 Estate Owned ..... . 
Other Assets ..... 
 
Total. 
 
..... .'$ 
 
223,438.27 
9,475.00 
27,970.00 138,261.80 
46.\.82 
5,150.00 3,700.00 
359.04 
408,819.93 
 
LIABILITII<;S: 
 
Demand Deposits ... . 
 
Other Time Deposits ........ . 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash,and Amoynts 
 
due to Federal Reserve Bank. 
 
Capital Steck ............... . 
 
Surplus. 
 
. ............ . 
 
Undivided Profits.......... . 
 
242,966.57 89,296.01 
."10,648. 71 
964.01 25.000.00 10,000.00 
9,944.63 
 
Total. 
 
.......... $ 408,819.93 
 
 SEVJ<:NTEENTH ANNUAL REPORT 
 
27 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
STATE BANK OF COCHRAN 
 
Cochran, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-22-1921 
 
Began Business: 1-5-1922 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Reserve with Federal Reserve Bank U. S. Government Obligations, Di- 
rect and Fully Guaranteed ..... . State, County, and Municipal Obli- 
gations. . ......... . Other Bonds, Notes, and Debentures Corporate Stocks. Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures .......... . Other Assets . 
,.... 
 
,. Total. 
 
. ............ $ 
 
87,011.40 29,028.08 
81,356.88 
19,720.65 10,050.00 
1,000.00 87,575.96 
3,500.00 23.65 
319,266.62 
 
LIABILITISS: 
Demand Deposits ................ $ Time Depcsits Evidenced by Sav- 
ings Pass Books .............. . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock ................... . Surplus ........................ . Undivided Profits ............... . 
Total .. 
 
220,178.23 
38,616.68 3,881.80 5,000.00 
15,424.39 
1,018. 77 25,000.00 
8,000. 00 2,146.75 
319,266.62 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITIZENS BANK 
 
Colquitt, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-24-1924 
 
Began Business: 4-21-1924 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection.. 
 
.$ 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
99,886.90 322,262.07 
1,104.00 1,000.00 3,562. 36 
 
Total. 
 
......... $ 427,815.33 
 
LIABILITIES: 
 
Demand Deposits. 
 
. ...... $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ... 
 
Other Time Deposits. 
 
. ... 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
. ..... . 
 
State, County, and Municipal De- 
 
posits. 
 
Deposits of other Banks. . . ..... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Other Liabilities. 
 
Capital Stock .. 
 
Capital Notes. 
 
Surplus. 
 
. .. 
 
Undivided Profits. 
 
Reserves .. 
 
Total. 
 
... $ 
 
209,155.84 
61,631.55 13,:i07.85 
5,000.00 
10,250.70 44,145.50 
1,284.00 II, 121. 14 25,000.00 15,000.00 
5,000.00 12,000.00 14,718.75 
437,815.33 
 
 28 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
COLUMBUS BANK & TRUST CO. 
 
Columbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-24-1888 
 
Began Business: 411889 
 
RI<:SOURCitS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 2,885,302.94 
 
Reserve with Federal Reserve Bank 299,396.05 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
342,552.63 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ... 
 
31,217.50 
 
Other Bonds, Notes, and Debentures 387,237.75 
 
Corporate Stocks ............... . 409,776.50 
 
Loans and Discounts ............ . 3,554,006. 60 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 544,473.53 
 
Other Real Estate Owned .. 
 
79' 100.06 
 
Other Assets ................... . 
 
I ,679.94 
 
Total. 
 
.. $ 8,534, 743.50 
 
LIABILITISS: 
 
Demand Deposits... 
 
. ..... . '$ 2' 529 '968. 32 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books . 
 
2,606,897.27 
 
Other Time Deposits .. 
 
423,822.11 
 
U. S. Government and Postal Sav- 
 
ings Deposits ........ . 
 
40,634.38 
 
State, County, and Municipal De- 
 
posits .............. . 
 
416,421.37 
 
Deposits of other Banks ......... . 459,327.36 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
140,219.68 
 
Dividends Declared but not yet 
 
Payable. 
 
8 ,500. 00 
 
Capital Stock. 
 
850,000.00 
 
Surplus .... 
 
650,000.00 
 
Undivided Profits .. 
 
102,838.19 
 
Reserves .......... . 
 
306,114.82 
 
Total ...... 
 
. .. 'If. 8,534,743.50 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE HOME SAVINGS BANK OF COLUMBUS 
 
Columbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-261888 
 
Began Business: 4-1903 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Iterns in Process of Col- 
 
lection. 
 
... 
 
. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .... 
 
State, County, and Municipal Obli- 
 
gations. . ............ . 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks ..... 
 
Loans and Discounts . 
 
. ...... . 
 
Banking House Owned, Furniture 
 
and Fixtures. . ............ . 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
246,143.77 
126,707.53 
5,547.06 33,91.).00 90,680.00 568,731.56 
II ,084.00 173,165.38 
6,136.81 
 
Total. ... 
 
.$ I , 262 , Ill. I I 
 
LIABILITIES: 
 
Time Deposits Evidenced by Savings Pass Books . . . .......... . 
Other Tin.e .Ceposits. Certified and Officers' Checks, Let- 
ters of Credit and Travelers' 
Checks Sold for Cash, and Amounts due to Fedeal Reserve Bank .... 
Other Liabilities. Capital Stock Surplus ......... . 
Undivided Profits. Reserves ........... . 
 
I , 131 , 317. 09 5,000.00 
2 '182 .50 5,770.00 75,000.00 20,000.00 R,341. 52 14,500.00 
 
Total. .. 
 
.$ I ,262,111.11 
 
 SEVENTEENTH ANNUAL REPORT 
 
29 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
MERCHANTS & MECHANICS BANK 
 
Columbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-14-1871 
 
Began Business: 1872 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ I, 245,062. 80 
 
Reserve with Federal Reserve Bank 178 '979. 93 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
100,063.90 
 
State, County, and Municipal Obli- 
 
gations. . . . . . . . . . ..... 
 
10,153.00 
 
Other Bonds, Notes, and Debentures 165,138.94 
 
Corporate Stocks ........... . 
 
33,786.54 
 
Loans and Discounts. 
 
1,483,393.80 
 
Overdrafts ........... . 
 
15,536.93 
 
Ba.nking House Owned, Furniture 
 
and Fixtures . . . . ............ . 
 
85 '000. 00 
 
Other Real Estate Owned ... . 
 
27,178.10 
 
Other Assets . . . ............. . 
 
16,866.99 
 
Total ... 
 
.. .$ 3,361,160.93 
 
LIABILITII!:S: 
 
Demand Deposits ................ $ I ,656,284. 04 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books . . . . ......... . 
 
763,625.08 
 
Other Time Deposits. 
 
139,865.51 
 
U. S. Government and Postal Sav- 
 
ings Deposits.. . . . . . . . 
 
.. 
 
30,00.0 0 
 
State, County, and Municipal De- 
 
posits ................. . 
 
48,394.68 
 
Deposits of other Banks. 
 
143,280.06 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank.... 
 
14,680.22 
 
Dividends Declared but not yet 
 
Payable ......... . 
 
30,000.00 
 
Capital Stock ................... . 200,000.00 
 
Surplus........................ . 200,000.00 
 
Undivided Profits ... . 
 
Jl0,031.34 
 
Reserves ....................... . 
 
25,000.00 
 
Total .... 
 
.. ............... $ 3,361,160.93 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
TRUST COMPANY OF COLUMBUS 
 
Columbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1892 
 
Began Business: 1892 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. . . . . 
 
. 
 
...... $ 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts . 
 
Banking House Owned, Furniture 
 
and Fixtures . . .... 
 
Other Real Estate Owned........ . 
 
Other Assets . 
 
Total. ... 
 
.. $ 
 
42,230.22 I ,510.46 
467' 198.45 
!55 ,662. 15 94,552.78 
3, 868.62 
765,022.68 
 
LIABILITIES: 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ... . 
 
Other Time Deposits ............ . 
 
Deposits of other Banks. 
 
Capital Stock.. 
 
. ........... $ 
 
Capital Notes . 
 
Surplus ......... . 
 
Undivided Profits. 
 
Reserves. 
 
38,287.42 216,246.50 
5,000.00 100,000.00 100,000.00 160,000.00 
173.42 145,315.34 
 
Total. 
 
............... $ 765,022 .. 68 
 
 30 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
ROWE BANKING CO. 
 
Comer, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-3-1935 
 
Began Business: 10-12-1935 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash I terns in Process of Collection....................... $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
Other Bonds, Notes and Deben- 
tures....................... . Loans and Discounts ............ . 
Overdrafts ..................... . Furniture and Fixtures. Other Assets . 
 
Total. ..... 
 
. .... .$ 
 
67,624.99 
7,500.00 
5,000.00 15,287.25 
49.51 99.00 35.31 
95,596.06 
 
LIABILI'l'IES: 
Demand Deposits ................ $ Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ....................... . Deposits of other Banks.......... . Cashiers' Checks ................ . Capital Stock. . ................ . Surplus ............... . 
Total. ..................... .$ 
 
56,831.32 7,338.41 
5,000.00 
I ,684. 36 5 ,000. 00 
65.94 15,000.00 4,676.03 
95,596,06 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
NORTHEASTERN BANKING CO. 
 
Commerce, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8-25-1891 
 
Began Business: 1892 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ................ $ 
 
Reserve with Federal Reserve Bank 
 
Other Bond.;;, Notes, and Debentures 
 
Loans and Discounts ..... . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
... 
 
Other Real ltstate Owned,. 
 
Other Assets 
 
Total. ... 
 
. . . . . . . .$ 
 
153,802.27 74,171.65 24,843.19 208,345.94 
8,331. II 12,880.00 
904.42 
483,278.58 
 
LIABILITIES 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 
 
State, County, and Municipal De- 
 
posits ................. .       
 
Deposits of other Banks ......... . 
 
Other Liabilities ................ . 
 
Capital Stock ................... . 
 
Surplus... 
 
. ............. . 
 
Undivided Profits. 
 
Total . 
 
................ $ 
 
274,278.21 
107,588.93 
16,722.12 6,526.50 2,500.00 50,000.00 25,000.00 
662.82 
483,278.58 
 
 SEVENTEliNTH ANNUAL REPORT 
 
31 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CONCORD BANKING CO. 
 
Concord, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10291903 
 
Began Business: 11-18-1903 
 
R"SSOURC"US: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
State, County, and 1\.1unicipal Obli- 
 
gations. . .. 
 
Loans and Discounts. . ........ . 
 
Overdrafts .. Banking House 
 
Owned, 
 
Fu;~it~~~ 
 
and Fixtures . 
 
Other Real Estate Owned. 
 
108,544.96 
1,034.76 41,794.45 
!51. 51 
2,000.00 5 ,200. 00 
 
Total. .. 
 
.$ 1.58, 725.68 
 
LIABILITIES: 
 
Demand Deposits... 
 
. .... $ 
 
Other Time Deposits ........ . 
 
State, County, and Municipal De- 
 
posits........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
Capital Stock ............ . 
 
Surplus. 
 
.. 
 
. .......... . 
 
Undivided Profits. 
 
Total. .. 
 
.. $ 
 
94,483.07 19,892.64 
6,610.82 
9. 2.5 25,000.00 12,000.00 . 729.90 
158,725.68 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF CONYERS 
 
Conyers, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-25-1904 
 
Began Business: 12-19-1904 
 
Rnsou&cns: 
Cash, Balances with other Banks, and Cash I terns in Process of Col lection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations 
Other Bonds, Notes, and Debentures Corporate Stocks ........... . Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ............ . Other Real Estate Owned ........ . 
 
96,575.15 
13,000.00 
13,870.45 28,971.15 
2.00 70,796.69 
3.41 
4,000.00 2,834. 75 
 
Total. ......... . 
 
.$ 230,053.60 
 
LIABILITigs: 
Demand Deposits ..... , .......... $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSo!dforCash,andAmounts due to Federal Reserve Bank .... Dividends Declared but not yet Payable..................... . Capital Stock ................... Surplus ......... ., ............. . Undivided Profits............... . Reserves ....................... . 
Total. ......................... . 
 
127,689.13 
8,349.28 35,619.00 
12,875.75 
87.75 
3,000.00 30,000.00 
6,000.00 3,686.58 2,746.11 
~230,053.60 
 
 32 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF ROCKDALE 
 
Conyers, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10151891 
 
Began Business: 611901 
 
RESOURCBS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... . . . . 
 
. ...... '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed . . ... 
 
State, County, and Municipal Obli- 
 
gations. . ..... 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts 
 
Overdrafts . . . . . . . 
 
. ..... 
 
Banking House Owned, Fut11iture 
 
and Fixtures .. 
 
Other Real Estate Owned. 
 
8.1 '786. 26 
2,500 00 
6,262.63 5,009.05 10.1,941.89 1,842.89 
6,700.00 1,650.00 
 
Total. 
 
...... . 'If. 21.),692.72 
 
LIABILI'J'IES: 
 
Demand Deposits. . . . . . . . . . . . .$ 
 
Time J)eposits Evidenced by Sav- 
 
ings Pass Books .... 
 
Other Time Deposits.. . . . . . . .... 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .. 
 
Dividends Declared but not yet 
 
Payable.. 
 
. ........... . 
 
Canital Stock. 
 
Surplus. 
 
Reserves. 
 
Total. 
 
......... . 'If. 
 
120,726 02 3,269 07 
27,230.57 
13,344.38 
3.00 697.50 25,000.00 25,000.00 422.18 215,692.72 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Coolidge, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1218-1911 
 
Began Business: 11-201911 
 
RltSOURCES: 
Cash, Balances with other Banks, and Cash Hems in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed. 
Loans and Discounts .. Banking House Owned, Furniture 
and Fixtures. Other Real Estate Owned .... 
 
Total. .... 
 
.'If, 
 
54,723. 11 
18,846.67 35,6.17.22 
5,000.00 30,028.91 
 
LIARILITIHS: [------------ --- 
Demand Deposits. . . . ........... $ Other Time Deposits . . . . . . . . . . State, County, and Municipal De- 
posits ...................... . Certified and Officers' Checks, Let- 
ters of Credit and 'T'rave1ers' 
ChecksSold for Cash, and Amounts due to Jt'ederal Reserve Bank. Capit<ll Stock. . . ........ . Capital Notes. 
Undivided Profits .............. . Reserves .. 
 
144,255.91 
 
Total. 
 
.................... . 'If. 
 
49,885.31 36,898.09 
4,852.19 
18.30 25,000.00 25,000.00 
I, 160.92 I ,441. 10 
144 '255. 91 
 
 SEVENTEENTH ANNUAL REPORT 
 
33 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CORDELE BANKING CO. 
 
Cordele, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-31-1927 
 
Began Business: 6-15-1927 
 
Rl:CSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
.$ 
 
Loans and Discounts . 
 
Overdrafts . . Banking House 
 
Owned, 
 
':F~;~it~~~ 
 
and Fixtures. 
 
446,852.37 90,244.90 6.36 
5,000.00 
 
Total. 
 
.. $ 542,103.63 
 
LIABILITIICS: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. . . . ......... . 
 
Other Time Deposits. 
 
. .. . 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and Municipal De- 
 
posits........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank. 
 
Capital Stock..... 
 
Surplus... . . 
 
Undivided Profits. 
 
Total. 
 
......... $ 
 
376.733.24 
53,495.22 33,426.34 
4,320. 14 
43,482.33 
966.67 25,000.00 
2,500.00 2. 179.69 542,103.63 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CORNELIA BANK 
 
Cornelia, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-3-1900 
 
Began Business: 8-4-1900 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
and Cash Items in Process of Collection ........................ $ U. S. Government Obligations, Direct and Fully Guaranteed. . . 
State, County, and Municipal Obligations........... 
Loans and Discounts . . Banking House Owned, Furniture 
and Fixtures. Other Real Estate Owned.. . . . 
Investments in and Advances to Companies or Nominees Holding 
other Real Estate for Bank's Benefit Other Assets 
 
Total.. 
 
... $ 
 
165, 186.83 105,127.76 
4,414.75 219,531.89 
13,840.00 29,769.82 
531 . 92 966.97 539,369.94 
 
LIABI LITII~S : 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ...... . Other Time Deposits ............ . State, County, and Municipal De- 
posits........................ . Certified and O;fficers' Checks, Let- 
ters of Credit and Travelers' ChecksSold forCash, and Amounts due to Federal Reserve Bank ... Capital Stock ..... Capital Notes. Surplus. Reserves ...... . 
 
189,985.77 
126,485.33 45,902.42 
81,345.26 
359.00 40,000.00 40,000.00 
4,000.00 11,292.16 
 
Total. 
 
........ .1/. 53Y,369.94 
 
 34 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF COVING'!ON & TRUST CO. 
 
Covington, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4-4-1901 
 
Began Business: 4-1901 
 
RESOURCltS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
.... 
 
. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... 
 
State, County, and Municipal Obli- 
 
gations. . . 
 
. ..... 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures. 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
445' 111. 10 
110,553.75 
12,681.25 344,285.75 174,503.88 
2 ,274. 28 2,600.72 
514.03 
 
Total. .. 
 
........ $ 1,092,524.76 
 
LIABILI1'IES: 
 
Demands Deposits ............... $ 
 
Time Depo~its Evidenced by Sav- 
 
ings Pass Books ..... 
 
Other Time Deposits. . 
 
. .. 
 
State, County, and Municipal De- 
 
posits. 
 
. ................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but net yet 
 
Payable ........ . 
 
Other Liabilities .. 
 
Capital Stock .. 
 
Surplus. . ..... 
 
Undivided Profits. 
 
Reserves .. 
 
656,291.89 
179,572.25 4,992.56 
90,889.17 
I ,722.22 
8,000.00 
23. so 
100,000.00 25' 000.00 I ,033.17 25,000.00 
 
Total. 
 
.......... $ I ,092,524. 76 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE COMMERCIAL BANK 
 
Crawford, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-2-1924 
 
Began Business: 9-5-1924 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Prcces<> of Col- 
 
lection ........................ $ 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ......... . 
 
Loans and Discounts .. 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures ...... . 
 
Other Real Estate Owned ........ . 
 
90,258.75 
1,500. 00 89,533.24 
77.76 
3 ,300. 00 7,500.00 
 
Total .... 
 
.. $ 185,419.75 
 
LIABILITIES: 
 
Demand Deposits................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits. 
 
. 
 
. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank .. . 
 
Other Liabilities . . 
 
. ......... . 
 
Capital Stock ..... 
 
Capital Notes. 
 
Surplus ..... . 
 
Undivided Profits. 
 
Reserves .. 
 
Total. ...................... $ 
 
93,184.61 
44,424.20 4,921.49 
11,997.04 
902.56 16.00 
15,000.00 10,000.00 
2,500.00 873.85 
1,600. 00 
185,419.75 
 
 SEVENTEENTH ANNUAL REPORT 
 
35 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF CUMMING 
 
Cumming, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-11-1904 
 
Began Business: 10-19-1904 
 
RESOURCES: 
Cash, Balances with other Banks, anb Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Loans and Discounts ............ . Overdrafts . . ................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets .. , ............. . 
 
111,512.84 
5,275.00 
11,333.24 59,902.34 
137.31 
6,900.00 17,318.91 
8,859.29 
 
Total ..................... : .... $ 22\,238.93 
 
LIABILITIES: 
Demand Deposits ................ '$ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock................... . Capital Notes .................. . Surplus ....................... .. Undivided Profits ............... . Reserves ....................... . 
Total ........................... $ 
 
125,849. 14 
19,024.76 20,930.92 
20,185.23 
201.14 15,000.00 15,000.00 2,000.00 
2 ,026. 74 1,021. 00 
221,238.93 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF DAHLONEGA 
 
Dahlonega, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-27-1914 
 
Began Business: 5-1914 
 
RltSOURCltS: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
 
156,495.12 
47,695.08 4,000.00 
80,060.42 
1,001.00 \00.00 
 
Total. ............ . ......... $ 289,351.62 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' 
ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock................... . Surplus ........................ . 
Undivided Profits.......... . 
 
Total .......... 
 
..... '$ 
 
110,330.50 87,946.81 
5,000.00 
56,674.05 
333.30 15,000.00 5,000.00 9,066.96 
289,351.62 
 
 36 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF DALTON 
 
Dalton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-21-1911 
 
Began Business: 10-12-1912 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection.. . . . . . . . . . . . . . . . . . . .$ 
U. S. Government Obligations, Direct and Fully Guaranteed. 
Corporate Stocks ..... Loans and Discounts. Overdrafts ............ . Banking House Owned, Furniture and Fixtures . . .......... . Other Real Estate Owned .. Other Assets 
 
149,219.52 
5,950.06 5,200.00 314,524.28 I, 150.87 
20,362.50 40,860. 15 
5,648.49 
 
Total ... 
 
. .... $ 542,915.87 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .... 
Other Time Deposits. . . . . . . . . . . . State, County, and Municipal De- 
posits. . ......... . Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank. Dividends Declared but not yet Payable .......... . Capital Stock. Surplus ...... . Undivided Profits Reserves .. 
 
Total. 
 
.. $ 
 
132 '268. 04 
144,660.30 65 '776.87 
!08 ,811. 72 27 '000. 00 
I ,301.26 
20.00 50,000.00 10,000.00 
2,077.68 I, 000.00 
S42,91.1.87 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
HARDWICK BANK & TRUST CO. 
 
Dalton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-17-1922 
 
Began Business: 2-20-1922 
 
R"ESOURCltS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Corporate Stocks . . .... . Loans and Discounts ....... . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures . . ...... . Other Real Estate Owned. Other Assets . 
 
209 '774. 78 
435 '346. 77 
62,434.52 48,090.63 208' 088.59 403,806.25 
372.75 
60,321.65 11,428.37 
386.68 
 
Total .... 
 
.$ I ,440,050.99 
 
LIABILITIES: 
 
Demand Deposits..... 
 
. .'$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. 
 
Other Time Deposits. 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
State, County, and Municipal De- 
 
posits ............... . 
 
Deposits of other Banks ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
Dividends Declared but not yet 
 
Payable. 
 
Capital Stock. 
 
Surplus ... 
 
Undivided Profits. 
 
429,666.84 
64.1 '948. 59 34,429.61 
98 '904. 86 
31,089.71 10,2.18. 74 
4,104.66 
5 ,000. 00 !00,000.00 75,000.00 
5,647.98 
 
Total. 
 
. .$ 1,440,0.10.99 
 
 SEVENTEENTH ANNUAL REPORT 
 
37 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
BANK OF DANIELSVILLE 
 
Danielsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-11-1907 
 
Began Business: 1-15-1908 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection 
 
...... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed . 
 
Corporate Stocks . 
 
Loans and Discounts .. 
 
Overdrafts . . . . . . . . . . . . . . . . . . 
 
Banking House Owned, Furniture 
 
and Fixtures .................. . 
 
Other Real Estate Owned ... . 
 
Total ............ . 
 
. ... .$ 
 
99,068.32 
8,500.00 5,980.00 30,630.39 
533.10 
3,000.00 750.00 
148,461.81 
 
LIABILI'fiES: 
 
Demand Deposits. 
 
.$ 
 
Other Time Deposits .......... . 
 
State, County, and Municipal De- 
 
posits......................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock ......... 
 
Surplus ......... . 
 
86,307.51 15,490.81 23,241.96 
421.53 15,000.00 8,000.00 
 
Total. ...... 
 
. ........... $ 148,461.81 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE DARIEN BANK 
 
Darien, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 128-1888 
 
Began Business: 1-1889 
 
RaSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... 
 
. .. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . ............ . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
Other Real Estate Owned. 
 
78,994.88 
14,375.00 
17,000.00 68,206.22 
3,700.00 8,037.18 
 
Total. ....................... $ 190,313.28 
 
LIABILinns: 
 
Demand Deposits....... 
 
.$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ........... . 
 
Other Time Deposits. . ........ . 
 
State, County, and Municipal De- 
 
posits 
 
. 
 
. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable ......... . 
 
Capital Stock .............. . 
 
Surplus. . 
 
Undivided Profits. 
 
Total. 
 
. ................ $ 
 
83,613.00 56,561.71 
827.47 
12,742.97 
568.13 
I ,000.00 25,000.00 
5 ,000. 00 5,000.00 
190,313.28 
 
 38 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF DAWSON 
 
Dawson, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-29-1911 
 
Began Business: 7-1-1911 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ '$ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Corporate Stocks. 
 
. .. 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
Other Assets .................. . 
 
322' 145. 15 52,886.04 
33,417.54 
6,000.00 5,000.00 343 '149. 39 
26,800.00 19,956.17 
86.35 
 
Total. .......................... $ 809,440. 64 
 
LIABifTI'IES: 
 
Demand Deposits.. 
 
. .$ 
 
Time Deposits evidenced by Sav- 
 
ings Pass Books . . . . . . . ........ . 
 
Other Time Deposits ............ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits. . . . . . . 
 
. .. 
 
State, County and Municipal De- 
 
posits .............. . 
 
Deposits of other Banks ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock .... , .. 
 
Surplus .. 
 
Undivided Profits. . ............ . 
 
Total. .... 
 
.. .$ 
 
477' 181.49 
23,232.11 103,255.40 
10,000.00 
68,981.15 3,217.69 
974.26 100,000.00 
20,000.00 2,598.54 
809,440.64 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF TERRELL 
 
Dawson, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-23-1936 
 
Began Business: 4-28-1936 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
. ....... .. $ 
 
U. S. Govemment Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
Loans and Discounts ..... 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Other Assets .............. . 
 
147,031.26 
2,500.00 31,853.39 
920.37 998.46 
 
Total. 
 
.. $ 183,303.48 
 
LIABILITIES: 
 
Demand Deposits ................ $ 127,264.47 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books............... . 
 
8,765.86 
 
Other Time Deposits ............ . 
 
16,488.41 
 
Deposits of other Banks ......... . 
 
765.72 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank. . . . 
 
19. 02 
 
Capital Stock.................... 
 
25,000.00 
 
Surplus. . 
 
................. 
 
5, 000. 00 
 
----- 
 
Total. ............ . 
 
... $ 183' 303.48 
 
 SEVENTEENTH ANNUAL REPORT 
 
39 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
MERCHANTS & FARMERS BANK 
 
Donalsonville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-241925 
 
Began Business: 9-24-1925 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................$ 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts ..................... . 
 
46,693.17 
2 ,678. 72 10,901.07 160,019.37 9,421.00 
 
Total ........................... $ 229,713.33 
 
LIABILI'l'IES: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .............. . Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credtt and Travelets' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock .................. . Surplus........................ . Undivided Profits............... . Reserves ....................... . 
Total ........................... $ 
 
135,970.50 
2 ,904.16 52,989.00 
263.73 25,000.00 
5,000.00 4,453. 94 3,132.00 
229,713.33 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
COFFEE COUNTY BANK 
 
Douglas, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-191931 
 
Began Business: 7-1-1931 
 
RESOURCES: 
Cash, Balances with other Banks, and Ca'ih Items in Process of Collection ........................$ 
U. S. Government Obligations, Direct and Fully Guaranteed ... 
Loans and Discounts .. 
 
614,095.20 
7 ,500. 00 220,709.56 
 
Total ........................... $ 842,304.76 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank .... Dividends Declared but not yet 
Payable ...................... . Capital Stock ................... . 
Surplus .......... . Undivided Profits. 
 
Total ... 
 
. .$ 
 
610,753.99 52,925.96 31,598.50 3,332. 71 46,251.80 
2,821.98 
2. 760.00 50,000.00 10,000.00 31,859.82 842,304.76 
 
 40 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITIZENS & SOUTHERN BANK OF DUBLIN 
 
Dublin, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-29-1928 
 
Began Business: 11-1-1928 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli- 
 
gations. . . . . . . . . . . 
 
. ... 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts . 
 
Overdrafts . . ..... 
 
Banking House Owned . 
 
Other Assets . 
 
990,883.43 
87,233.75 
35,527.40 7,900.00 
314,092.28 250.95 
25,000.00 311. 18 
 
Total ........... . 
 
.$ I ,461,198.99 
 
LIABILITIES: 
 
Demand Deposits. . . . . . . . . . . . . .. '$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. 
 
Other Time Deposits 
 
..... . 
 
State, County, and Municipal De- 
 
posits ............... . 
 
Deposits of other Banks ...... . 
 
Certified and Officers' Checks.. 
 
Dividends Declared but not yet 
 
Payable. 
 
Capital Stock. 
 
Surplus ......... . 
 
Undivided Profits. 
 
Reserves. 
 
840,888.11 
206,642.09 42,226.56 
76,053.99 118,629.65 
5,313.02 
3,000.00 !00,000.00 
20,000.00 34,761.46 13,684.11 
 
Total. 
 
. .'If, 1,461,198.99 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF DUDLEY 
 
Dudley, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-2-1905 
 
Began Business: 11-1905 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Ccllection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... 
State, County, and Municipal Obligations .. 
Other Bonds, Notes, and Debentures Loans and Discounts. Overdrafts ..................... . Banking House Owned, Furniture 
Fixtures. Other Real Estate Owned .. 
 
55,920. !8 
5 ,043. 65 
5,381.35 450.00 
33,746.98 67.88 
3,500.00 700.00 
 
Total. 
 
. ....... $ 104,810.04 
 
LIABILITIES: 
 
Demand Deposits. 
 
. ........ $ 
 
Other Time Deposits ..... . 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and Municipal De- 
 
posits ............. . 
 
Deposits of Other Banks ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock 
 
Capital Notes. 
 
Undivided Profits .. 
 
Reserves. 
 
Total. 
 
. .'If, 
 
39,373.28 11,594.83 
s ,000.00 
24,916.71 5,000.00 
407.42 15,000.00 
2,000.00 807.31 7!0.49 
!04,810.04 
 
 SEVENTEENTH ANNUAL REPORT 
 
41 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF EASTMAN 
 
Eastman, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-28-1918 
 
Began Business: 1919 
 
R!CSOURC!CS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... 
 
. ......... .$ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts. 
 
Overdrafts . . . . . . . . . . . . . . . . .... 
 
Banking House Owned, Furniture 
 
and Fixtures .. 
 
Other Real Estate Owned. 
 
Other Assets . 
 
Total. 
 
.. .$ 
 
164,671.02 27,631.71 
46,100.00 28,550.59 103' 129. 17 
139.42 
19,250.00 25,640.00 
1,410.05 
416,521.96 
 
LIABILIT!"B;S: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . U. S. Government and Postal Sav- 
ings Deposits ......... . Deposits of other Banks .. Capital Stock. Capital Notes. Undivided Profits. Reserves .. 
 
238,354.11 
90,208.63 
1,275.95 7,427.71 50,000.00 25,000.00 3,755.56 
500.00 
 
Total. 
 
. .$ 416,521.96 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF FULTON COUNTY 
 
East Point, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-22-1934 
 
Began Business: 4-21934 
 
RltSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . ..... . 
 
Loans and Discounts .. 
 
Overdrafts . . .. Banking House 
 
........ Owned, 
 
.F.u.~~it~~~ 
 
and Fixtures . 
 
Other Assets . 
 
420,191.56 
23,400.00 
37,411.20 349~670. 09 
1,040.51 
10,042.31 2,761.93 
 
Total. .... 
 
.... $ 844,517.60 
 
LIABI LI'I'IE;S : 
 
Demand Deposits. 
 
. ........ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. . . . . . . ....... . 
 
State, County, and, Municipal De- 
 
posits ........................ . 
 
Deposits of other Banks ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable ...... . 
 
Other Liabilities. 
 
Capital Stock .. 
 
Surplus .............. . 
 
Undivided Profits. 
 
Reserves. 
 
Total. .......................... $ 
 
401 '159. 28 
244,660.00 
102,908.49 8,465.26 
747. 79 
1,240.00 5,443.44 50,000.00 25,000.00 3,893. 34 1 ,OGO.OO 
844,517.60 
 
 42 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 3l, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Eatonton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1030-1922 
 
Began Business : 11-15-1922 
 
R"F;SOURcgs: 
 
LIABILITIES: 
 
-----------------------------------!--------------------------------- 
 
Cash, Balances with other Banks, 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ 142,774.31 
 
and Cash Items in Process of Col- 
 
Other Time Deposits ............ . 
 
29,228.95 
 
lection ........................ $ 69,314.42 
 
State, County, and Municipal De- 
 
U. S. Government Obligations, Di- 
 
posits ........................ . 
 
24,838.51 
 
rect and Fully Guaranteed ..... . 
 
54,147.50 Certified and Officers' Checks, Let- 
 
State, County, and Municipal Obli- 
 
ters of Credit and Travelers' 
 
gations.. 
 
. ......... . 
 
7 ,034. 50 
 
Checks Soldfor Cash, and Amounts 
 
Other Bonds, Notes, and Debentures 
 
6,762.50 
 
due to Federal Reserve Bank .... 
 
414.98 
 
Loans and Discounts . 
 
76,888.83 
 
Other Liabilities ........ . 
 
3,090.79 
 
Overdrafts . . ............. . 
 
l ,424. 92 
 
Capital Stock ........... . 
 
25,000.00 
 
Banking House Owned, Furniture 
 
Surplus............. . 
 
2 ,500. 00 
 
and Fixtures ................. . 
 
5,546.66 
 
Undivided Profits .. 
 
87.47 
 
Other Real Estate Owned. 
 
6,569.29 
 
Other Assets ....... . 
 
246.39 
 
Total ........... . 
 
...... $ 227,935.01 
 
Total. .... 
 
.. ............. $ 227,935.01 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF EDISON 
 
Edison, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-24-1904 
 
Began Business: 10-1904 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Loans and Discounts ....... . Overdrafts . . ...... . Banking House Owned, Furniture 
and Fixtures ................. . 
 
106,722.86 401,566.07 
374.53 
4,000. 00 
 
Total ... 
 
.. $ 512,663.46 
 
LIABILI'fiES: 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Deposit~ of other Banks ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock ...... . 
 
Capital Notes ................ . 
 
Surplus.... 
 
. .......... . 
 
Undivided Profits ............... . 
 
Reserves ... 
 
Total. ..... 
 
.. ........ $ 
 
227,778.00 133,470.37 
37,291.08 2,509.65 
3,803.10 50,000.00 23,500.00 27,500.00 
5,311.26 1,500.00 
512,663.46 
 
 SEVENTEENTH ANNUAL REPORT 
 
43 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
GRANITE CITY BANK 
 
Elberton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-3-1927 
 
Began Business: 1-3-1928 
 
R~SOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed. . ... 
State, County, and Municipal Obligations . . . . . . . . . . . ..... . 
Other Bonds, Notes, and Debentures Loans and Discounts. Overdrafts . . .. Banking House Owned, Furniture 
and Fixtures .... Other Assets . 
 
218,214.38 
108,003.31 
10,851.16 15,212.00 322,344.26 
1,951.03 
16 '850. 00 8,856.12 
 
Total. 
 
.. $ 702,282.26 
 
LIABILI'I'I~S: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ... Other Time Deposits ............ . State, County, and Municipal De- 
posits .............. . Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank. Other Liabilities Capital Stock Surplus ..... Undivided Profits. Reserves. 
 
Total. ...... . 
 
. ...... $ 
 
396,541.51 
133' 590.49 16,996.01 
45,211.14 36,856.02 
3,924.84 .95 
50,000.00 10,000.00 
7,609.79 1,551.51 
702 '282. 26 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF ELLAVILLE 
 
Ellaville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-10-1910 
 
Began Business: 9-16-1910 
 
RltSOURCEtS: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations. Di- 
rect and Fully Guaranteed. Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures . Other Assets .. 
 
Total . 
 
... $ 
 
120,105.53 
27,624.85 87,325.18 
3,742.57 1,484.31 
240,282.44 
 
LIABILITIES: 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits........................ . Capital Stock ................... . Surplus ........................ . Undivided Profits ............... . 
 
135,586.94 42,519.08 
26,079.86 25,000.00 
5,000.00 6,096.56 
 
Total. .......................... $ 240,282.44 
 
 44 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF ELLIJAY 
 
Ellijay, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 521-1914 
 
Began Business: 6-1-1914 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
.......... 
 
. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ....... . 
 
State, County, and Munic-ipal Obli- 
 
gations. 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts . 
 
Overdrafts 
 
Furniture and Fixtures. 
 
Other Real Estate Owned. 
 
Other Assets 
 
82,8B.62 
29,054.40 
236,887.83 8,143.33 
194,131.23 95.06 
4,000.00 4,795.00 
216.48 
 
TotaL .. 
 
. ,'fl. 560,166.95 
 
LIABILITIES: 
 
Demand Deposits .............. .$ Time Deposits Evidenced by Sav- 
ings Pass Books. Other Time Deposits. . . ........ . U. S. Government and Postal Sav- 
ings Deposits State, County, and Municipal De- 
posits Deposits of other Banks Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank .... Capital Stock. Capital Notes. Surplus. Undivided Profits. 
 
Total. 
 
 . 1f; 
 
153,383 20 
285,444.89 8 ,431. 50 
23,000.00 
49,366.54 607.57 
791.80 15,000.00 15,000.00 8,000.00 
1,141.45 
560,166.95 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF ETON 
 
Eton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-23-1910 
 
Began Business: 9-1-1910 
 
RE;SOURCitS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection 
 
. 
 
. .... .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... 
 
State, County, and Municipal Obli- 
 
gations. 
 
Loans and Discounts .. 
 
Overdrafts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . . 
 
. ........ . 
 
Other Real Estate Owned. 
 
Other Assets .. 
 
Total. 
 
.. .... '$ 
 
25,356.17 
1,700.00 
2,144.99 23,395.25 
30,21 
2,100.00 11,921.95 
. .370.20 
67,018.77 
 
LIABILITIES: 
 
Demand Deposits .... Other Time Deposits. Capital Stock. Capital Notes. Surplus. 
 
.. .. .. 'fl. 
 
33,116.08 11,811.46 15,000.00 
6,000.00 1,091.23 
 
Total. 
 
......... 'fl. 67,018.77 
 
 SEVENTEENTH ANNUAL REPORT 
 
45 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FAIRBURN BANKING CO. 
 
Fairburn, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-14-1891 
 
Began Business: 1902 
 
RBSOURCHS: 
 
Cash, Balances with other Banks, 
 
and Cash Hems in Process of Col- 
 
lection.. 
 
. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fullv Guaranteed ... 
 
Loans and DiscOunts 
 
Banking House Owned, Furniture 
 
and Fixtures .. 
 
Other Real ~':state Owned. 
 
Other Assets ................ . 
 
43 .4~ I. 29 
33,500.00 121,188_63 
lO,SOO.OO 16,327.45 
160.36 
 
Total.. 
 
..... $ 225,117.73 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books 
 
Other Time Deposits .. 
 
U. ~- Government and Postal Sav- 
 
ings Deposits ..... . 
 
State, County, and Municipal De- 
 
p~b 
 
.. . .... 
 
Certified and Officers' Cheeks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSolrl for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Mortgagee;; or other Obligations on 
 
Banking House and on other 
 
Real Estate 
 
Capital Stock. 
 
Surplus. 
 
108,029.88 72,367.87 3,013.03 413.56 9' 168.42 
497.52 
1,627.45 25,000.00 
5,000.00 
 
Total. ............... . 
 
$ 225,117.73 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Fayetteville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-16-1906 
 
Began Business: 3-13-1906 
 
KJ!.,.SOURC'F;S: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection....... 
 
. ........ .$ 
 
Loans and Discounts 
 
Overdrafts . 
 
. ... 
 
Banking House Owned, Furniture 
 
and Fixtures . . ..... . 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
79,342.41 197,962.48 
7,390.95 
5,625.75 21,368.32 
659.07 
 
Total. .. 
 
.................. $ 312,:148.98 
 
LIABILITIF;S: 
 
Demand Deposits.... 
 
. ..... .$ 
 
Other Time Deposits ........ . 
 
State, County, and Municipal De- 
 
posits. . . . . . . . . . . . . . . . . . . . . . . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Bills Payable, Rediscounts, and 
 
other Liabilities for Borrowed 
 
Money . . 
 
. ........ . 
 
Capital Stock. . ........ . 
 
Total. 
 
..... " ............. $ 
 
162 '952. 27 17,131.17 
101,119.81 
1' 145.73 
5,000.00 25 '000. 00 312,348.98 
 
 46 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Busine~s December 31, 1936, of the 
BANK OF FINLEYSON 
 
Finleyson, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9201910 
 
Began Business: 9201910 
 
REtSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection............... 
 
. .. .$ 
 
Loans and Discounts .. 
 
Banking House Owned, Furniture 
 
and Fixtures . . ........ . 
 
Other Real Estate Owned .. 
 
46,674.54 20,702.92 
1,500.00 3,722.93 
 
Total .. 
 
.. .$ 72,600.39 
 
LIABILITIES; 
 
Demand Deposits . . . . . . . . . . . . . . . . f; Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank. Dividends Declared but not yet Payable .... Capital Stock .. Surplus .......... . Undivided Profits .. Reserves .. 
 
Total. 
 
.... $ 
 
39,247.92 5. 790.38 
106,63 
1,200.00 15,000.00 
5,000.00 6,055.46 
200.00 
72 ,600. 39 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE OTIZENS BANK 
 
Folkston, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12191911 
 
Began Business: 1-41912 
 
RltSOURC"SS: 
Cash, Balances with other Banks, and Cash Iterns in Process of Col- 
lection ....................... .$ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... 
State, County, and Municipal Obligations ..................... 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures Other Real Estate Owned ...... . 
 
227,089.39 
89,125.00 
5,000.00 1,305.80 227,871.32 
1,400.00 3,033.75 
 
Total. 
 
....... f> 554,825.26 
 
LIABILI'rlltS: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .............. . 
Other Time Deposits ............ . State, County, and Municipal De- 
pofits ....................... . Deposits of other Banks ......... . Certified and Oft_icers' Checks, Let- 
ters of Credtt and Travelets' ChecksSold for Cash, and Amounts due to Federal Reserve Bank .... 
Dividends Declared but not yet Payable ..................... . 
Other Liabilities . . ............. . Capital Stock . . ............... . S:1rplus ................. . Undivided Profits ............... . Reserves .. 
 
Total .... 
 
...... $ 
 
154,663.34 
175,050.22 45,208.58 
111,525.74 663.67 
971.40 
8.40 5,971.70 15,000.00 15,000.00 15,762.21 15,000.00 
554,825.26 
 
 SEVENTEENTH ANNUAL REPORT 
 
47 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CITIZENS BANK OF FORSYTH 
 
Forsyth, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-17-1920 
 
Began Business: 311920 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations. . ....... . 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ......... . Other Real Estate Owned . 
 
143,116.54 
24,100.84 
21,878.54 62,404.49 
3 ,080. 00 3,487.62 
 
Total. ... 
 
..... $ 258,068.03 
 
LIABILITIES: 
 
Demand Deposits.. 
 
.$ 
 
Other Time Deposits. 
 
. ..... . 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
. ...... . 
 
State, County, and Municipal De- 
 
posits. . . ................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank ... . 
 
Capital Stock. 
 
. ......... . 
 
Surplus ..... . 
 
Undivided Profits .... 
 
Total ... 
 
. ... $ 
 
199,409. 11 2,208.31 
865.55 
919.65 
1,285.20 40,000.00 10,000.00 
3,380.21 
258,068.03 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE FARMERS BANK 
 
Forsyth, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 391910 
 
Began Business: 1910 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
.$ 
 
Loans and Discounts. . 
 
. .... 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Other Real Estate Owned .. 
 
Other Assets . . ........ . 
 
Total.. 
 
.. $ 
 
80,867.54 106,445.22 
2,900.00 50,744.00 
4 '952. 93 
245,909.69 
 
LIABILITIES: 
 
Demand Deposits. Capital Stock .. . Surplus ...... . Undivided Profits. 
 
.$ 145 '707 .40 50,000.00 50,000.00 202.29 
 
Total ... 
 
. .$ 245,909.69 
 
 48 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
MONROE COUNTY BANK 
 
Forsyth, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-2-1908 
 
Began Business: 10-15-1908 
 
RE:SOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... 
 
. ............. $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ........ . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts . . . ...... . 
 
Banking House Owned, Furniture 
 
and Fixtures . . ......... . 
 
Other Real Estate Owned .... . 
 
59,377.01 
16,675.00 
15,450.00 4,750.00 188,320.92 
1,000.00 12,697.55 
 
Total. ............ . 
 
298,270.48 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ... 
 
Other Time Deposits ........... . 
 
State, County, and Municipal De- 
 
posits. 
 
. ............. . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
Other Liabilities 
 
Capital Stock. 
 
Surplus ...... . 
 
Undivided Profits. 
 
Total. 
 
.. .......... $ 
 
90,795.32 
119,374.33 12.900.00 
33,241.13 
1,161.72 2,930.24 25,000.00 12,500.00 
367.74 
298,270.~ 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF FORT VALLEY 
 
Fort Valley, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-11-1924 
 
Began Business: 10-15-1924 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ............. $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli- 
 
gations. . .................. . 
 
Loans and Discounts. 
 
Furniture and Fixtures ......... . 
 
Other Real Estate Owned .... . 
 
Other Assets . 
 
. ........... . 
 
274,775.13 
63,030.55 
11,234.37 166,838.68 
1,000.00 2,035.00 
170.82 
 
Tqtal. 
 
.. $ 519,084 ..15 
 
LIABILI1'IES: 
 
Demand Deposits. 
 
. ......... $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books . . .......... . 
 
Other Time Deposits ............ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits ............. . 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock. 
 
Surplus. 
 
Undivided Profits. 
 
Reserves. 
 
Total. 
 
.'If, 
 
321,172.73 
54,890.43 4,276. 76 
1,573.58 
73,229. 74 
801.00 50,000.00 10,000.00 
2,644.31 496.00 
519,084.55 
 
 SEVENTEENTH ANNUAL REPORT 
 
49 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF HEARD COUNTY 
 
Franklin, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-14-1905 
 
Began Business: 10-18-1905 
 
RESOURC!7:S: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
TJ. S. Government Obligations, Di- 
 
rect and Fully Guaranteed . 
 
State, County, and Municipal Obli- 
 
gations .................... . 
 
Corporate Stocks . 
 
. ......... . 
 
Loans and Discounts .......... . 
 
Banking House Owned, Furniture 
 
and Fixtures ............... . 
 
Other Real Estate Owned .. 
 
133,954 41 
55,174.38 
7,300.00 20.26 
39,238.43 
5,544.00 15,084.71 
 
Total. ........ . 
 
.. $ 256,316.19 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
vings Pass Books . . ........ . 
 
Other Time Deposits ............ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits.. 
 
. .. 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock. 
 
Surplus ........ . 
 
Undivided Profits. 
 
Total. 
 
........ $ 
 
115,193.16 
80,314.64 2,879.65 
5,000.00 
20,952.36 
225.33 25,000.00 
5,000.00 1,751.05 
256,316.19 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CITIZENS BANK 
 
Gainesville, Ga. 
 
As called for by the Superintendent of Banks.- 
 
Date of Charter: 5-19-1913 
 
Began Business : 6-2-1913 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. . . 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .......... . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts .......... . 
 
Overdrafts . . . . 
 
. ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
. ... 
 
Other Real Estate Owned. 
 
306,065.13 
83,555.00 
34,648.61 23,900.00 483,393.52 
1,053.80 
5,107.50 22,925.00 
 
Total. 
 
. .$ 960,648.56 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ...... . 
 
State County, and Municipal De- 
 
posits... . .. . . ... 
 
Deposits of other Banks. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
Dividends Declared but not yet 
 
Payable. 
 
Capital Stock. 
 
Surplus ..... 
 
Undivided Profits. 
 
Reserves. 
 
. .......... . 
 
Total. 
 
.. $ 
 
510,412.25 
263,233. 16 
95 ,0.16.32 4,177.41 
94.01 
2,104.00 50,000.00 25,000.00 
6,565.30 4,006.11 
960,648.56 
 
 50 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF GIBSON 
 
Gibson, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1171905 
 
Began Business: 11-27-1905 
 
R.nSoURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection .......................... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .... 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts . 
 
Overdrafts .... 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Total. 
 
.$ 
 
61,181.76 
2,900.00 
17,341.10 540.00 
41,965.46 923.38 
4,600.00 
129,451.70 
 
LIABILITIES: 
 
Demand Deposits. 
 
. .......... $ 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash, and Amounts 
 
due to Federal Reserve Bank .. 
 
Capital Stock . 
 
. ............ . 
 
Surplus ............... . 
 
Undivided Profits ............ . 
 
106,695.20 
I ,5.16.50 15,000.00 
3 ,000. 00 3,200.00 
 
Total .... 
 
............ $ 129 ,45 I. 70 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE GLENNVILLE BANK 
 
Glennville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-12-1905 
 
Began Business: 1-18-1905 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Coi- 
 
tion............. . ........ .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. . .. 
 
State, County, and Municipal Obli- 
 
gations. 
 
Loans and Discounts . . .......... . 
 
Banking House Owned, Furniture 
 
and Fixtures .......... . 
 
Other Real Estate Owned. 
 
Other Assets . 
 
. ........ . 
 
178,658.80 
44,57 5. 00 
3,187.20 158,543.23 
2, 750.00 7,350.00 
418.60 
 
Total. 
 
.......... $ 395,482.83 
 
LIABILITIES: 
 
Demand Deposits.. 
 
.$ 
 
Other Time Deposits ........ . 
 
State, County, and Municipal De- 
 
posits. 
 
. ......... . 
 
Certified an'd Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .. 
 
Capital Stock . 
 
Capital Notes .. 
 
Surplus ................. . 
 
Undivided Profits. 
 
Reserves. 
 
Total. 
 
.. ................... $ 
 
17 5,894 45 84,565.03 
41,769 44 
I ,246.69 30,000.00 47,500.00 12,000.00 
7.22 2 ,500. 00 
39.1,482. 83 
 
 SEVENTEENTH ANNUAL REPORT 
 
51 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF GRAY 
 
Gray, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8-23-1909 
 
Began Business : 828-1909 
 
RftSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
. .............. $ 
 
Corporate Stocks ............... . 
 
Loans and Discounts ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
Other Assets .................... . 
 
46,676.50 116.54 
26,226.16 
3,250.00 12,970. 15 
2,300.95 
 
Total...................... . .. $ 91,540.30 
 
LIABILITIES 
Demand Deposits ................ $ 
Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... . Capital Stock ................... . Capital Notes .................. . Reserves.......... . 
Total. .................... . . .$ 
 
58,825.61 1,011.06 
6,166.28 
37.35 15,000.00 10,000.00 
500.00 
91,540.30 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF GREENSBORO 
 
Greensboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-13-1926 
 
Began Business : 10-14-1926 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection............. 
 
. .... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
Other Bonds, Notes, and Dedentures 
 
Loans and Discounts .. 
 
Overdrafts . Banking House 
 
Owned, 
 
Fur~it~~~ 
 
and Fixtures . 
 
Other Assets . 
 
128,194.05 
3 '900. 00 I ,060.00 47,253.05 
123.49 
1.00 93.01 
 
Total. ..... 
 
.... $ 180,624.60 
 
LIABII.Ili'RS: 
 
Demand Deposits. . . . . . . . . . . . . .. $ 140,310.10 
 
State, County, and Municipal De- 
 
posits.... 
 
........ .. 
 
139.61 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, andAmounts 
 
due to Federal Reserve Bank. 
 
I ,098. 37 
 
Dividends Declared but not yet 
 
Payable ............... . 
 
I ,000.00 
 
Capital Stock .......... . 
 
2.1 ,000. 00 
 
Surplus............... . 
 
10,000.00 
 
Undivided Profits. 
 
3,076.52 
 
---- 
 
Total. 
 
. ..... $ 180,624.60 
 
 52 
 
DEPARTMENT. OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE GREENVILLE BANKING CO. 
 
Greenville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-24-1887 
 
Began Business: 1891 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
. ............. $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ............... . 
 
Loans and Discounts .. 
 
Overdrafts . . . . . . . . . . . . . . . . . . . . . 
 
Banking House Owned, Furniture 
 
and Fixtures .......... . 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
Total. 
 
. . .$ 
 
!52 ,332. 31 
16,116.50 
I ,517. 29 169,092.36 
3,718.49 
14,000.00 45,747.01 
189.50 
402,713.46 
 
LIABILITU~S: 
 
Demand Deposits.... 
 
. .$ 
 
Other Time Deposits. 
 
State, County, and Municipal De- 
 
posits..... 
 
. ............ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock. 
 
Capital Notes. 
 
Surplus. 
 
Undivided Profits. 
 
Reserves .. 
 
Total . 
 
.. $ 
 
167,192.51 85 '744.04 
33,493.22 
93.60 50,000.00 50,000.00 13,000.00 
2,690.09 500.00 
402,713.46 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
COMMERCIAL & SAVINGS BANK 
 
Griffin, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-11-1889 
 
Began Business: 1890 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... . . . . . . . . . . . . 
 
. . '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed . 
 
State, County, and Municipal Obli- 
 
gations 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures .......... . 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
305 '775.99 
120,187.50 
13,941.24 57,570.00 
7,000.00 621,433.86 
29,803.00 55,911.10 
471. 88 
 
Total. 
 
. ..... $ 1,212,094.57 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ...... . 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits 
 
.. . 
 
. ........ . 
 
Deposits of other Banks ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock ..... . 
 
Surplus ......... . 
 
Undivided Profits. 
 
Reserves. 
 
593,094.08 
311,996.93 37,730.87 
77,916.49 24,144.39 
2,576.12 Jf}O,OOO. 00 25,000.00 
25' 122.22 14,513.47 
 
Total. 
 
. .$ 1,212,094.57 
 
 SEVENTEENTH ANNUAL REPORT 
 
53 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE STATE BANK 
 
Griffin, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4-24-1933 
 
Began Business: 5-2-1933 
 
R8SOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Collection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . . . . . . . . . . . 
 
. .. 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
~~~k~~~tk~~~~ o~~~ci: F~~it~~~ 
 
and Fixtures . 
 
565,468.01 
144,906.63 
18,603.74 24,576.72 310,933.07 
477.76 
3,700.00 
 
Total. 
 
.. $ l 068.665. 93 
 
LIABILITIES: 
 
Demand Deposits......... 
 
. .'$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock .............. . 
 
Surplus. 
 
.. 
 
Undivided Profits. 
 
786,532.67 
89,972.55 59,853.96 
44,700.44 
2,475.46 50,000.00 25,000.00 10,130.85 
 
Total. 
 
. .... $ 1,068,665.93 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
JONES COUNTY BANK 
 
Haddock, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-14-1905 
 
Began Business: 7-25-1905 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection... 
 
.$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
Loans and Discounts ......... . 
 
Overdrafts . . .................. . 
 
Banking House Owned, Furniture 
 
and Fixtures .. 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
Total ... 
 
......... $ 
 
15.799.49 
1,000.00 51,610.70 
l. 17 
3,523.22 13,977.65 3,100.00 
89,012.23 
 
LIABILITIES: 
 
Demand Deposits.. 
 
. .... .$ 
 
Other Time Deposits .. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, andAmounts 
 
due to Federal Reserve Bank ... 
 
Capital Stock ........ . 
 
Undivided Profits. 
 
Reserves ........... . 
 
23,130.16 39,586.42 
115.91 25,000.00 
825.57 354.17 
 
Total. 
 
. .$ 89,012.23 
 
 54 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF COLUMBIA COUNTY 
 
Harlem, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-29-1909 
 
Began Business: 12-13-1909 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection............. 
 
.. ... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures .............. . 
 
Other Real Estate Owned. 
 
Total. 
 
.......... $ 
 
92,978.26 
5,750.00 
5,845. 84 6,906.25 47,734.52 
2.03 
6,000.00 6,624.29 
171,841.19 
 
LIABILI'fiitS: 
 
Demand Deposits............. .$ 
 
Other Time Deposits. . . . . . 
 
. 
 
U. S. Government and Postal Sav- 
 
ings Deposits .......... . 
 
State, County, and Municipal De- 
 
posits ................ . 
 
Other Liabilities. 
 
Capital Stock .. . 
 
Surplus ................. . 
 
70,223.72 30,351.56 
5,207.33 
37,201.93 355.05 
25.000.00 3,501.60 
 
Total ................... . 
 
.$ 171,841.19 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
PLANTERS BANK 
 
Hawkinsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-27-1896 
 
Began Business: 3-1896 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection.............. . ....... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ........... . 
 
Overdrafts . . 
 
. ..... . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Other Real Estate Owned. 
 
Other Assets . 
 
339,483.98 
9,800.00 16,958.00 145,059.44 
1,464.24 
15,000.00 12,631.92 
254.79 
 
Total ............ . 
 
.. $ 540,652.37 
 
LIABILI'fiES: 
 
Demand Deposits. 
 
. .$ 
 
Other Time Deposits. . ....... . 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
State, County, and Municipal De- 
 
posits. 
 
. . . . . ..... 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable ..... . 
 
Capital Stock ................... . 
 
Surplus .................... . 
 
Undivided Profits. 
 
Reserves . 
 
Total. 
 
.................... $ 
 
306,171.32 70,273.51 
1,282.25 
28,228.65 
2,447.92 
3,000.00 50,000.00 50,000.00 28,000.00 
1,248.72 
540,652.37 
 
 SEVENTEENTH ANNUAL REPORT 
 
55 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF HAZLEHURST 
 
Hazlehurst, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-19-1906 
 
Began Business: 1906 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection...... 
 
. .... $ 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
. ... . 
 
Other Real Estate Owned ... . 
 
291 ,182. 52 7,225.45 
39,578.47 
819.28 1.00 
 
Total. 
 
.$ 338,806.72 
 
LIABILITIES: 
 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... . Capital Stock................... . Surplus ........................ . Undivided Profits ............... . 
 
Total ................. . 
 
. .... $ 
 
238,624.53 7 ,824. 28 
50,803. 16 
1,776.42 25,000.00 
5 ,000. 00 9. 778.33 
338,806.72 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF HIAWASSEE 
 
Hiawassee, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-14-1909 
 
Began Business: 7-21-1909 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection........... 
 
. .. $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Other Real Estate Owned. 
 
39,149.55 
17,500.00 36,745.48 
2,000.00 5,000.00 
 
Total. ...... . .. """ """" .. $ 100,395.03 
 
LIABILITIES: 
 
Demand Deposits................ $ Other Time Deposits .......... o  o U. S. Government and Postal Sav- 
ings Deposits ....... o  o  o o  State County, and Municipal De- 
posits ........................ Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank ... Capital Stock . . ........... . Surplus ................. . Undivided Profits ............ . 
 
Total. ... 
 
.. $ 
 
61,268.00 7,174.08 
824.29 
5,800.45 
57 3. 77 15,000.00 
5 ,000. 00 4,754.44 
100,395.03 
 
 56 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE HINESVILLE BANK 
 
Hinesville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-4-1911 
 
Began Business: 11-15-1911 
 
RESOURCICS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection.. . . . . . . . . . . . 
 
. .. $ 
 
State, County, and Municipal Obli- 
 
gations. 
 
Loans and Discounts. 
 
Overdrafts . . . . . . . . . . . . . . ..... . 
 
Banking House Owned, 'Furniture 
 
and Fixtures . 
 
Other Real Estate Owned ... 
 
66,912.66 
7,211.17 83,708.34 
76.20 
2,511.90 3,617.50 
 
Total ..................... . 
 
.$ 164 ,037. 77 
 
LIABILITIRS: 
 
Demand Deposits. . . . 
 
.$ 
 
Other Time Deposits ........ . 
 
State, County, and Municipal De- 
 
posits. . .................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Soldfor Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Other Liabilities. 
 
Capital Stock. 
 
Surplus ..... 
 
Undivided Profits. 
 
Reserves. 
 
Total. . 
 
. ........ .$ 
 
94,814.35 II ,902.80 
27,124.20 
6,947.21 295.66 
15,000.00 6,000.00 1,453.55 
500.00 
164,037.77 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF ILA 
 
Ila, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-11-1910 
 
Began Business: 10-15-1910 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
. . .$ 
 
Loans and Discounts 
 
Overdrafts . . . . 
 
. ..... 
 
Banking House Owned, Furniture 
 
and Fixtures ............ . 
 
Other Real Estate Owned. 
 
Total .. 
 
..... .$ 
 
10,685.12 41,968.74 
204.66 
3,064.10 13,400.00 
69,322.62 
 
LIABILITIES: 
 
Demand Deposits. Other Time Deposits . Capital Stock. Surplus ........... . Undivided Profits .. . 
 
... $ 
 
17,993.35 20,594.63 1.0,000.00 I 3,653. 61 
2,081.03 
 
Total. ...... 
 
..$ 69,322.62 
 
 SEVENTEENTH ANNUAL REPORT 
 
57 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF JONESBORO 
 
Jonesboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1061903 
 
Began Business: 1171903 
 
RnsouRcns: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
... 
 
. ... '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations 
 
Corporate Stocks .. 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . . 
 
. ........ . 
 
Other Real Estate Owned . 
 
Other Assets . 
 
139,927.22 
53.716.38 
120.00 10,000.00 114,228.14 
3,000.00 39,384.90 
62.99 
 
Total. .... 
 
. . . . . . . . . . . . . . . .$ 360,439.63 
 
LIABILITI:nS: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash,and Amounts due to Federal Reserve Bank ... 
Other Liabilities ......... . Capital Stock ........ . Surplus. 
 
Total. ..... . 
 
........ $ 
 
170,213.79 96,267.04 
349.43 42,989.87 
137.28 482.22 25,000.00 25,000.00 360,439.63 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Junction City, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3231912 
 
Began Business: 43-1912 
 
R"ESOURC"ES: 
 
Cash, Balances with other Banks, 
and Cash Items in Process of Collection ........................ $ U. S. Government Obligations, Direct and Fully Guaranteed ..... . State, County, and Municipal Obligations .. Loans and Discounts ............ . Banking House Owned, Furniture and Fixtures ........ . Other Real Estate Owned. 
 
Total. 
 
. . . .$ 
 
50,888.19 
700.00 
3,355.45 27 ,667. 55 
2,200.00 510.87 
85,322.06 
 
LlABILITIItS: 
 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . 
Certified and Officers' Checks, Letters of Credit and Travelers' 
ChecksSold for Cash,and Amounts due to Federal Reserve Bank .... Capital Stock .............. . Surplus ......... . Undivided Profits. 
 
Total. .. 
 
...... $ 
 
27,923.19 14,735.17 
11,918.78 
238.27 15,000.00 15,000.00 
506.65 
85,322.06 
 
 58 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
KENNESAW STATE BANK 
 
Kennesaw, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4-20-1910 
 
Began Business: 3-1910 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
State, County, and Municipal Obli- 
 
gations ........... . 
 
Loans and Discounts ............ . 
 
Overdrafts ............ . Banking House Owned, 
 
'F~~~it~~~ 
 
and Fixtures .. 
 
Other Real Estate Owned. 
 
18,342.32 
39.75 39,084.32 
54.05 
5,722.68 3,189.00 
 
Total. .............. . 
 
. . . $ 66,432. 12 
 
LIABILITIES: 
 
Demand Deposits. . . . . . 
 
.. 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ... 
 
State, County, and Municipal De- 
 
posits. . . . . . . 
 
. ......   
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash,and Amounts 
 
due to Federal Reserve Bartk ... 
 
Capital Stock. 
 
Undivided Profits. 
 
Total. . 
 
.... .$ 
 
21,666.01 27,201.43 
52.39 
556.00 15 ,000. 00 
I ,956. 29 66,432.12 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
STATE BANK OF KINGSLAND 
 
Kingsland, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-26-1912 
 
Began Business: 12-10-1912 
 
RESOURCF;S: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection...... 
 
. ....... .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Loans and Discounts ............ . 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures ............ . 
 
Other Real Estate Owned ...... . 
 
41,598.59 
47 5. 00 
3,627.27 32,938.26 
35.15 
2,500.00 782.89 
 
Total. ........ . 
 
.... .$ 81,957.16 
 
LIABI LITII~S: 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ...... . 
 
U. S. Government and Postal Sav- 
 
ings Deposits. . .............. . 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash,and Amounts 
 
due to Federal Reserve Bank ... . 
 
Capital Stock . . ............. . 
 
Surplus. 
 
. .................. . 
 
Undivided Profits ............ . 
 
Total. .. 
 
. ........... .$ 
 
33,422.06 10,833.32 
2.98 10,744.39 
592.21 15,000.00 9,000.00 2,362.20 81,957.16 
 
 SEVENTEENTH ANNUAL REPORT 
 
59 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF LAFAYETTE 
 
LaFayette, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-13-1889 
 
Began Business: 1899 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... . . . . . . . . . . . 
 
.$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . ........... . 
 
Corporate Stocks. 
 
Loans and Discounts .. 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures ............. . 
 
Other Real Estate Owned ..... . 
 
Other Assets ................ . 
 
237,020.35 
101,867.40 
51,455.31 4,000.00 
304,543.84 289.33 
33.790.22 78,077.93 
372.22 
 
Total. .......................... $ 811,416.60 
 
LIABILITIES: 
 
Demand Deposits.. 
 
. ....... $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ...... . 
 
Other Time Deposits ............ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits.. . . . . . . 
 
.. 
 
State, County, and Municipal De- 
 
posits..... 
 
. ........... . 
 
Deposits of other Banks. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Soldfor Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
I::ividends Declared but not yet 
 
Payable ............... . 
 
Capital Stock . 
 
Surplus ..... . 
 
Undivided Profits ... 
 
Total. 
 
.$ 
 
231,074.37 
106,824.46 218,367.27 
1,102.85 
165,316.66 2,500.00 
1,120. 71 
3,000.00 50,000.00 30,000.00 
2,110.28 
811,416.60 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Lakeland, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4-18-1907 
 
Began Business: 1907 
 
RECSOURCSS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection............. 
 
. .$ 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ........... . 
 
Loans and Discounts ............ . 
 
Overdrafts . 
 
. ......... . 
 
Banking House Owned, Furniture 
 
and Fixtures . . . ............ . 
 
Other Real Estate Owned ... . 
 
Other Assets ................... . 
 
97.954.98 
5,000.00 83,455. 15 
552,24 
4,667.00 16,000.00 
89,93 
 
Total. .......................... $ 207,719.30 
 
LIABILI'fll<:S: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ..... . 
 
Other Time Deposits ......... . 
 
State, County, and Municipal De- 
 
posits 
 
.... 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank .. . 
 
Capital Stock. . . 
 
. ........ . 
 
Capital Notes ..... . 
 
Surplus ............ . 
 
Undivided Profits .......... . 
 
Total. .. 
 
...... $ 
 
87,236.27 
2,R60.80. 55,279.58 
14,588.77 
202.86 25,000.00 20,000.00 
1,000.00 1,551.02 
207,719.30 
 
 60 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
LAKE PARK BANK 
 
Lake Park, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 122-1906 
 
Began Business: 3-1906 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... 
 
.$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
Loans and Discounts. 
 
Overdrafts . 
 
. ... 
 
Banking House Owned, Furniture 
 
and Fixtures. 
 
Other Real Estate Owned . 
 
Total. 
 
.$ 
 
16,130.50 
100.00 19,27!.32 
50.93 
1,500.00 3,298.21 
40,350.96 
 
LIABILITIES 
 
Demand Deposits .... Other Time Deposits. Capital Stock. Surplus. Undivided Profits. 
 
. .. .$ 
 
19,832.47 3,024.13 15 ,000. 00 1,770.21 
724. Ll 
 
Total . 
 
... .$ 40,350.96 
 
STATEMENT 
 
Showing condition at the dose of Business December 31, 1936, of 
THE BRAND BANKING CO. 
 
Lawrenceville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-21905 
 
Began Business: 7-17-1905 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ... 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks . . ........... . 
 
Loans and Discounts ... . 
 
Overdrafts . . . . . . . 
 
. ... 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
. ........... . 
 
Other Real Estate Owned. 
 
Other Assets .......... . 
 
Total ... 
 
....... $ 
 
181,043.22 69,448.52 
149,225.00 
86,203.06 17,500.00 3,000.00 133,226.10 
27.52 
2,130.00 25,670.72 
416.03 
667,890.17 
 
LIABILITISS: 
 
Demand Deposits.. 
 
. .. .$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books . 
 
. ........ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
. ....... . 
 
State, County, and Municipal De- 
 
posits. . .................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Dividends Declared but not yet 
 
Payable .... 
 
Capital Stock. 
 
Surplus 
 
Undivided Profits .. 
 
Total. 
 
. .. .$ 
 
228,87!.15 240,02!. 33 
36,000.00 54,330.42 
887.06 1,500.00 50,000.00 50,000.00 6,280.21 667,890.17 
 
 SEVENTEENTH ANNUAL REPORT 
 
61 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF LENOX 
 
Lenox, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-20-1907 
 
Began Business: 6-25-1907 
 
RESOURC:ItS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection.............. 
 
. .. $ 
 
Loans and Discounts ............ . 
 
Banking House Owved, Furniture 
 
and Fixtures. 
 
Other Real Estate Owned ..... . 
 
131,649.05 58,486.29 
2,100.00 4,094.41 
 
Total. .. 
 
. .$ 196,329.75 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Other Time Deposits .. . 
 
State, County, and Municipal De- 
 
posits. 
 
. ........ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank ... 
 
Dividends Declared but not yet 
 
Payable .... 
 
Capital Stock . 
 
Surplus ......... . 
 
Undivided Profits. 
 
Total .... 
 
. .$ 
 
74,015.65 86,423.32 
4,063.70 
314.03 
300.00 25,000.00 
3 ,500. 00 2,713.05 
196,329.75 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF LESLIE 
 
Leslie, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-4-1905 
 
Began Business: 1905 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations Direct and Fully Guaranteed. 
State, County, and Municipal Obligations. . ..... 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures .. Other Real Estate Owned. Other Assets . 
 
82,871.95 
850.00 
22,000.00 31,781.76 
6,500.00 3,000.00 
464.72 
 
Total. 
 
.............. .$ 147,468.43 
 
LIABILITII~S: 
 
Demand Deposits ................ $ 83,925.42 
 
Other Time Deposits ....... . 
 
14,875.71 
 
State, County, and Municipal De- 
 
posits. 
 
. ............... . 
 
10,653.84 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
78.09 
 
Dividends Declared but not yet 
 
Payable. . ............. . 
 
I ,000.00 
 
Capital Stock .. 
 
25,000.00 
 
Surplus ..................... . 
 
10,000.00 
 
Undivided Profits. 
 
I, 935.37 
 
---- 
 
Total. 
 
......... .$ 147,468.43 
 
 62 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS STATE BANK 
 
Lincolnton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-26-1911 
 
Began Business: 12-2-1911 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ............. . 
 
Loans and Discounts .. 
 
Overdrafts . . . . . Banking House 
 
........ Owned, 
 
.Fu.~~it..u~~ 
 
and Fixtures . . ............ . 
 
Other Real Estate Owned. 
 
Other Assets 
 
............. . 
 
99 '304. 86 20,749.16 
59,117.66 
6,905.50 46' 786.54 23,391.01 
5 ,500. 00 2,016.00 
590.55 
 
Total ............. . 
 
.. ... $ 264,3nl.28 
 
LIABILITIBS: 
 
Demand Deposits. . . . 
 
. .. $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. 
 
. ........ . 
 
Other Time Deposits ....... . 
 
State, County, and l\tiunicipal De- 
 
posits. . .......... . 
 
Deposits of other Banks. 
 
. ... 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Other Liabilities. 
 
Capital Stock. 
 
Surplus ........... .. 
 
Undivided Profits. 
 
Total. 
 
.......... $ 
 
111,926.48 
58,003.17 17,931.98 
18,354.48 6,327. 16 
1' 109.00 2,709.01 25,000.00 15,000.00 8,000.00 
264,361.28 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE PEOPLES BANK 
 
Lithonia, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8-26-1910 
 
Began Business: 1910 
 
RESOURC.ItS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection.......... 
 
. ...... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ... 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .... 
 
Loans and Discounts. 
 
. .... 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
. ...... . 
 
Other Real Estate Owned ........ . 
 
66,080.41 
70,069.82 
14,062.02 35,971.29 
4 ,500. 00 1 ,080. 25 
 
Total. .... 
 
.. $ 191 '763. 79 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .............. . Other Time Deposits ............ . State, County, and Municipal De- 
posits. . ........ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash, and Amounts due to Federal Reserve Bank .... Dividends Declared but not yet Payable............... . Capital Stock . . . . ............ . Surplus ...................... . Undivided Profits. . . . . ........ . 
 
Total. 
 
. .$ 
 
98,918.78 7,314.36 
27,960.41 
6,660.14 
75.45 
2,000.00 25,000.00 20,000.00 
3,834.65 
191,763.79 
 
 SEVENTEENTH ANNUAL REPORT 
 
63 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE FARMERS BANK 
 
Locust, Grove, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 131910 
 
Began Business: 1-1910 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... 
 
. ... $ 
 
State, County, and Municipal Obli- 
 
gations.. 
 
. ...... . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
 and Fixtures . 
 
Other Real Estate Owned . 
 
Total. ... 
 
.$ 
 
31,167.93 
4,000.00 35,291.22 
2,000.00 1,100.00 
73,559.15 
 
LIABILITU:tS: 
 
Demand Deposits.... 
 
. .. $ 
 
Dividends Declared but not yet 
 
Payable .. 
 
Capital Stock ..... . 
 
Surplus. . .................... . 
 
Undivided Profits ............... . 
 
54,005.36 
196.30 15,000.00 
4,000. 00 357.49 
 
Total. ............ . 
 
.$ 73,559.15 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS STATE BANK 
 
Lumpkin, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-21-1911 
 
Began Business: 12-1911 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. . . .............. . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ... . 
 
Overdrafts 
 
...... . 
 
Banking House Owned, Furniture 
 
and Fixtures . . ..... 
 
Other Real Estate Owned .. 
 
103,216.58 
24' 129 62 
12,391.00 12,037.50 96,290.96 
655.85 
1.00 7,600.74 
 
Total. ...... . 
 
.$ 256,323.25 
 
LIABILITI-es: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ..... . 
Other Time Deposits. . . ...... . U. S. Government and Postal Sav- 
ings Deposits ......... . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank .... Capital Stock ... Surplus ..... 
Undivided Profits .. 
 
Total. .. 
 
. .$ 
 
93,8i5.61 i,916.96 
42' 945.69 
11 '192.80 58,699.93 
382.80 28,000.00 13,000.00 
309.46 256,323.25 
 
 64 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
LUTHERSVILLE BANKING CO. 
 
Luthersville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-11-1905 
 
Began Business: 8-3-1906 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection........... 
 
. . .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
Corporate Stocks .... . 
 
Loans and Discounts ........... . 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures .......... . 
 
Other Real Estate Owned. 
 
Total.. 
 
.$ 
 
30,924.08 
625.00 1,424.15 29,812.72 
721.77 
2,649.00 8,235.00 
74,391.72 
 
LIABILITIES: 
 
Demand Deposits ................ '$ 
 
Other Time Deposits. . ........ . 
 
State, County, and Municipal De- 
 
posits...... 
 
. ..... ..... 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock ............ . 
 
Surplus ............. . 
 
Reserves .. . 
 
Total.. 
 
..... .$ 
 
31,956.30 10,480.93 
3. 769.38 
81.43 25,000.00 
1,373.06 1,730.62 
74,391.72 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE PEOPLES BANK 
 
Lyons, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-4-1935 
 
Began Business: 6-1-1935 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection........... 
 
. .$ 
 
U.S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli- 
 
gations 
 
Loans and Discounts ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures ........... . 
 
Other Assets . 
 
101.962.48 
10,378.12 
2 ,033. 20 43,383.62 
2,900.00 1,021.86 
 
Total. 
 
.. .$ 161,679.28 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Other Time Deposits. 
 
. .. 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Deposits of other Banks. 
 
. .. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Other Liabilities. 
 
Capital Stock. 
 
Surplus ....... . 
 
Undivided Profits. 
 
Total. 
 
.... .$ 
 
109,361.37 15,553.33 
13,356.39 5,000.00 
935.30 98.79 
15,000.00 2 ,000. 00 
374.10 
161,679.28 
 
 SEVENTEENTH ANNUAL REPORT 
 
65 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE MERCHANTS & CITIZENS BANK 
 
McRae, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-28-1929 
 
Began Business: 2-23-1929 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Loans and Discounts ............ . Overdrafts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
 
173,068.54 
58,525.00 
12,570.76 165,237.38 
4,978.39 
6,000.00 5,861.17 
 
Total. 
 
""""" "" .. $ 426,241.24 
 
LIABILITIES: 
 
Demand Deposits ................ '$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ..... 
 
Other Time Deposits. . ......... . 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Dividends Declared but not yet 
 
Payable. 
 
Other Liabilities .. 
 
Capital Stock .............. . 
 
Surplus... 
 
. ......... . 
 
Undivided Profits. 
 
Reserves .... 
 
Total. ..... 
 
. .$ 
 
249,979.75 
21,083.97 44,369.84 
722.03 
48,239.17 
943.13 
284.2.1 15.14 
50,000.00 8. 000.00 434.61 2,169.35 
426,241.24 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITY BANK & TRUST CO. 
 
Macon, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-29-1931 
 
Began Business: 7-2-1931 
 
Rl!;SOURC!!;S: 
 
Cash, Balances with other Banks, 
 
and Cash Items in process of Col- 
 
lection........... . . . . . 
 
.$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .... 
 
State, County, and Municipal Obli- 
 
gations, . . ................. . 
 
Other Bonds, Notes, and Debenture 
 
Loans and Discounts. 
 
Banking House Owned, Furniture 
 
and Fixtures .................. . 
 
Other Real Estate Owned ... . 
 
Other Assets ....... . 
 
357 ,445. 90 
335,591.68 
12,000.00 14,500.00 794,299.42 
42,950.41 67 ,468. 70 12.739.24 
 
Total. ...... . 
 
.$ 1,636,995.35 
 
LIABILITIEfl: 
 
Demand Deposits. 
 
. ... $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .......... . 
 
Other Time Deposits .. 
 
State, County, and Municipal De- 
 
posits ..... . 
 
Deposits of other Banks. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank ... . 
 
Other Liabilities. . ............. . 
 
Capital Stock ...... . 
 
Surplus..... . 
 
Undivided Profits. 
 
Reserves ..... 
 
592,861.53 
476,651.49 5,391.25 
364,888.51 16,459.42 
2,581.19 72.00 
110,000.00 50,000.00 \3,738.46 
4,351. so 
 
Total. 
 
. ......... $ 1,636,995.35 
 
 66 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
BANK OF MADISON 
 
Madison, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-26-1888 
 
Began Business: 1-1-1890 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
State, County, and Municipal Obli- 
 
gations ..................... . 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks. 
 
. ........ . 
 
Loans and Discounts ............ . 
 
Overdrafts . . . . . . 
 
. ......... . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ....... . 
 
Other Assets ............. . 
 
Total ......... . 
 
...... $ 
 
94,915.44 
I ,000.00 22,433.7 5 13,513.50 151,100.79 
409.64 
7,141.95 22,034.81 
1.00 
312,550.88 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits ................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank ... . 
 
Capital Stock. 
 
. ......... . 
 
Surplus. . ......... . 
 
Undivided Profits .... . 
 
Total. 
 
. ............ $ 
 
129,295.18 
66,011.85 16,536.07 
9,085.49 
645.50 50,000.00 40,000.00 
976.79 
312,550.88 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF MANCHESTER 
 
Manchester, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-28-1910 
 
Began Business: 2-2-1910 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection............. 
 
. ...... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and lvlunicipal Obli- 
 
gations. . .. 
 
Loans and Discounts. 
 
Overdrafts . 
 
. .............. . 
 
Banking House Owned, Furniture 
 
and Fixtures ......... . 
 
Other Real Estate Owned .. 
 
Other Assets . 
 
195,730.67 
7 ,400. 00 
170,643.29 309,405.89 
979.74 
6,284.16 18,306.03 
4,858.86 
 
Total. ... 
 
.... $ 713,608.64 
 
LIABILI'fiES: 
 
Demand Deposits ................ '$ Time Deposits Hvidenced by Sav- 
ings Pass Books ............ . Other Time Deposits . . ..... . U. S. Government and Postal Sav- 
ings Deposits ...... . State, County, and Municipal De- 
posits. . . . . . . . . . . . . . . . . . . ... 
Certified and Officers' Checks, Letters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank. 
Dividends Declared but not yet Payable. 
Other Liabilities .... Capital Stock.. . . .. Surplus ......... . Undivided Profits. 
 
Total. 
 
. ... $ 
 
210,179.41 
167,935.03 76,010.64 
25,387.39 
41,549.79 
I ,441.12 
7,.107.00 13,010.20 50,000.00 100,000.00 20,.188.06 
713,608.64 
 
 SEVENTEENTH ANNUAL REPORT 
 
67 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CITIZENS BANK 
 
Marshallville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-24-1906 
 
Began Business: 1-1-1907 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lectiln... . . . 
 
. .. $ 
 
U1 S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
Loars and Discounts. 
 
Overdrafts . 
 
Banking House Owned, Furniture 
 
and Fixtures ......... . 
 
Other Real Estate Owned. 
 
Other Assets . 
 
87,098.40 
5,225.00 81,518.28 
47.48 
4,217.00 
5,2~6.00 
91.30 
 
Total.. 
 
.. '$ 183,443.46 
 
LIABILITIES: 
 
Demand Deposits. . . . . . . . . . . . . . . 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. 
 
State, County, and Municipal De- 
 
posits.... 
 
. ....... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital 
 
Surplus. 
 
Undivided Profits. 
 
Total . 
 
. .. $ 
 
75,729.20 35,376.10 
7,783.10 
827.46 18,000.00 30,000.00 15,727.60 183,443.46 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
GEORGIA BANKING CO. 
 
Marshallville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-19-1910 
 
Began Business: 9-27-1910 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. : ...................... $ 
 
Loans and Discounts 
 
Overdrafts . . . . . . Banking House Owned, 
 
p.~~n. i.t.u.r.e 
 
and Fixtures ................ . 
 
Other Real Estate Owned. 
 
Other Assets .......... . 
 
36,351.85 35,482.62 
17.63 
4,200.00 12,156.65 
12.74 
 
Total.. 
 
.. '$ 88,221.49 
 
LIABILI1'IF.S: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 
 
State, County, and Municipal De- 
 
posits. 
 
. ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
Capital Stock ..... 
 
Surplus. 
 
Undivided Profits. 
 
Total. 
 
... $ 
 
19,824.97 27,965.65 
3,348.70 
40.50 30,000.00 
6,000.00 1,041.67 88,221.49 
 
 68 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
BANK OF MEANSVILLE 
 
Meansville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-1-1911 
 
Began Business: 4-1-1911 
 
RnSOURCSS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ............. . 
 
Loans and Discounts ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures............... 
 
Other Real Estate Owned ........ . 
 
35,208.23 
1,894.00 
4,842.60 78,961.89 
3,600.00 5,910.00 
 
Total .............. . 
 
.$ 130,416.72 
 
LIABILITIHS: 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. . . . ........ . 
 
Other Time Deposits ........... . 
 
State, County, and Municipal De- 
 
posits ................. . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank ... . 
 
Capital Stock . . ............ . 
 
Capital Notes .................. . 
 
Surplus........ 
 
. ......... . 
 
Undivided Profits .............. 
 
Total. ........... . ........... $ 
 
46,424.67 
19,688.72 17,683.74 
2,395. 35 
174.65 25,000.00 15,000.00 
2,000.00 2,049.59 
130,416.72 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF MEIGS 
 
Meigs, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-8-1903 
 
Began Business: 6-1903 
 
RltSOURCltS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed . 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets . . . . ............... . 
 
125,413.49 
16,539.40 62,952.47 
15.19 
6,290.00 9,875.00 
597.28 
 
Total ..................... . .. $ 221,682.83 
 
LIABILI'I'l"F:S: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . State, County, and Municipal De- 
posits........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock. . ............. . Surplus.......... . ........... . 
Undivided Profits. Reserves ........ . 
 
Total. .... 
 
.. .... $ 
 
71,992.94 
63,162.10 
9,262.64 
210.36 50,000.00 15,000.00 
1,393.83 10,660.96 
221,682.83 
 
 SEVENTEENTH ANNUAL REPORT 
 
69 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
METTER BANKING CO. 
 
Metter, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-25-1930 
 
Began Business: 7-26-1930 
 
RF;SOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection...... 
 
... 
 
. . '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations 
 
........... . 
 
Loans and Discounts .......... . 
 
Overdrafts . . . . . Banking House 
 
...... Owned, 
 
p~;n.i.t.u.re. 
 
and Fixtures. 
 
Total. ... 
 
. ... $ 
 
53,804.30 
94,225.75 
9,000.00 73,184.37 
45.82 
7,250.00 
237,510.24 
 
LIABILITIES: 
 
Demand Deposits.. . . . . . . . . . . . . '$ 
 
State, County, and Municipal De- 
 
posits... 
 
. .... 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelets' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock ...... . 
 
Surplus ............. . 
 
Undivided Profits ...... . 
 
Reserves ............. . 
 
Total ................. . ..... $ 
 
176,419.18 
28,714.60 
1,539.24 25,000.00 
5,000.00 337.22 500.00 
237,510.24 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF MILAN 
 
Milan, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-5-1906 
 
Began Business: 12-1906 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... 
 
. ..... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ..................... . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures .................. . 
 
Other Real Estate Owned ... . 
 
Other Assets . 
 
64.979.99 
11,540.00 
2,859.55 37,292.78 
6,725.00 4,328.00 9,229.15 
 
Total ...... . 
 
.$ 136,954.47 
 
LIABILITIES: 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank .... Capital Stock .... . Capital Notes ............ . Surplus ......... . Undivided Profits. Reserves ...... . 
Total. 
 
67 ,57!. 85 32,581.84 
9,955.67 
357.15 15,000.00 
7,500.00 3,000.00 
481.71 506.25 
136,954.47 
 
 70 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
EXCHANGE BANK 
 
Milledgeville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-20-1903 
 
Began Business: 6-1903 
 
RE;SOURCBS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ......... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli 
 
gations 
 
Corporate Stocks . 
 
Loans and Discounts .. 
 
~~~~~~~ft~ouse Owned, 'F~~~it~~~ 
 
and Fixtures. 
 
. ........ . 
 
Other Real Estate Owned . 
 
Other Assets . 
 
Total. .. 
 
.$ 
 
121,123.00 
80,495.18 
46,535.99 11 ,600. 00 405,612.69 
260. 15 
2,463.42 37,917.92 
4,538.97 
710,547.32 
 
LIABILITIBS: 
 
Demand Deposits ................ $ 
 
State, County, and !vlunicipal De- 
 
posits. 
 
Deposits of other Banks . . ...... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Pavahle. 
 
Capiial Stock. 
 
Surplus. 
 
. ................. . 
 
Undivided Profits. 
 
490,298.05 
46,364.14 680.49 
2, 298.65 
2.16.00 100,000.00 60,000.00 
10,649.99 
 
Total. . ...................... $ 710,S47.32 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE MERCHANTS & FARMERS BANK 
 
Milledgeville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-22-1898 
 
Began Business: 3-1898 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col~ 
 
lection. 
 
. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli- 
 
gations ... 
 
Loans and Discounts. 
 
Overdrafts . . . 
 
...... .. 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Other Real Estate Owned. 
 
Other Assets 
 
102,821.37 
56,659.39 
2 ,000. 00 292,040.36 
143.73 
13,967.61 39,971.08 
270.36 
 
Total. 
 
... .$ 507,873.90 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books. . . . . . . . . . . . . . 
 
State, County, and Municipal De- 
 
posits ...................... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable .... 
 
Capital Stock. 
 
Surplus.. 
 
. ........ . 
 
Undivided Profits. 
 
Reserves. 
 
Total. .......................... $ 
 
109,095.39 
175 '882 90 53,718.66 
440.49 3,200.00 80,000.00 80,000.00 2,093.02 3,443.44 507,87:1.90 
 
 SEVENTEENTH ANNUAL REPORT 
 
71 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE MILLEDGEVILLE BANKING CO. 
 
Milledgeville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9131874 
 
Began Business: 11-13-1884 
 
RltSOURCitS: 
Cash, Balances with other Banks, and Cash Items in Process of Col- 
lect~n . . . . . . . . . . . . . . . . . . . . . . . $ U. S. Government Obligations, Di- 
rect and Fully Guaranteed ..... . State, County, and Municipal Obli- 
gations. . ................... . Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts . . . . . . . . ........... . Banking House Owned, Furniture 
and Fixtures. Other Real Estate Owned .. 
 
548,419 01 
248,321.88 
131 ,6S2.95 26 ,8SO. 00 495,719.87 
151.21 
2' 105. 11 42,684.22 
 
Total. 
 
.................. $ I ,495,904.25 
 
LIABILITIES: 
 
Demand Deposits ............... $ I ,065 ,281. 76 
 
State, County, and Municipal De- 
 
pcsits ....... , .......... . 
 
192,182.46 
 
Deposits of other Banks ...... 
 
5,083.03 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank .. 
 
9,399.98 
 
Dividends Declared but not yet 
 
Payable. 
 
. ........ . 
 
853.60 
 
Capital Stock. 
 
. ......... . 
 
.10,000.00 
 
Surplus ................ . 
 
100,000.00 
 
Undivided Profits. 
 
54,603.42 
 
Reserves. 
 
18,,'0~.00 
 
Total. 
 
.. .... $ 1,49.1,904.25 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF MILLEN 
 
Millen, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-4-1893 
 
Began Business: 3-1-1893 
 
RESOURCES: _ _ _ _ _ _ _ ,_ _ _ 
 
LIABILITIES' 
 
~---------------- 
 
Cash, Balances with other Banks, 
 
Demand Deposits. . . .......... '$ 530,695.05 
 
and Cash Items in Process of Col- 
lection ........................ '$ 
Reserve with Federal Reserve Bank U. ~. Government Obligations, Di- 
rect and Fully Guaranteed ..... 
 
309,415.54 172,077.50 
259,293.75 
 
Time Deposits Evidenced by Savings Pas<> Books ... . 
Other ~rime Deposits ............ . State, County, and Municipal De- 
posits. 
 
170,604.22 17,350.00 
17,313.16 
 
State, County, and Municipal Obli- 
 
Certified and Officers' Checks, Let- 
 
gatiJns Corporate Stocks Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures Other Real Estate Owned. 
 
6' 200.00 3,000.00 81 ,846. 81 
19,000.00 I ,225.00 
 
ters of Credit and Travelers' 
 
Checks Sold fer Cash,and Amounts 
 
due to Federal Reserve Bank .. 
 
Capita 
 
1 , 
 
Stock 
 
.. 
 
Surplus .. 
 
Undivided Profits . 
 
1,343.39 50,000.00 50,0JO.OO 15,000. 18 
 
Other Assets. 
 
247.40 
 
Total. .. 
 
.. .. .. .. .. . $ 852,306.00 
 
Total . 
 
.. ........ $ 852,306.00 
 
 72 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF MOLENA 
 
Molena, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-7-1901 
 
Began Business: 3-1899 
 
RltSOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ...................... : .$ 
U.S. Government Obligations, Direct and Fully Guaranteed ..... . 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ............. . Other Real Estate Owned ... . Other Assets 
 
16,651.57 
4,925.00 26,810.45 
19.93 
3,790.00 4,546.00 28,388.88 
 
Total. 
 
..... $ 85,131.83 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .... . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash,and Amounts due to Federal Reserve Bank ... . Capital Stock ................ . Undivided Profits .. . 
 
Total. 
 
.$ 
 
30,144.02 767.83 
30,601.92 5,000.00 2,224.77 
3.00 15,000.00 
1,390.29 85,131.83 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE FARMERS BANK 
 
Monroe, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-2-1905 
 
Began Business: 1-1-1906 
 
RESOURCES: 
------------------1 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ '$ 176,736.79 
 
Reserve with Federal Reserve Bank 
 
40,497.28 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
177,670.19 
 
State, County, and Municipal Obli- 
 
gations .. 
 
60,534.15 
 
Other Bonds, Notes, and Debentures 
 
59.528.35 
 
Corporate Stocks 
 
3,900.00 
 
Loans and Discounts 
 
....... . 
 
156,511.67 
 
Banking House Owned, Furniture 
 
and Fixtures ........ . 
 
6.13. 00 
 
Other Real Estate Owned .. 
 
14,178.81 
 
Other Assets 
 
645.58 
 
LIABILITIES: 
Demand Deposits . . . . . . . . . . . . . . . . '$ Time Deposits Evidenced by Sav- 
ings Pass Books ..... Other Time Deposits. U. S. Government and Postal Sav- 
ings Deposits. State, County, and Municipal De 
posits .......... . Capital Stock. Surplus. . ......... . Undivided Profits .. Reserves. 
 
Total.. 
 
...... $ 690,855.82 
 
Total. 
 
..... $ 
 
306.259.78 91,345.82 30,430.36 
72,500.00 
46,556.54 100,000.00 
30,000.00 13,223.87 
539.45 
690,855.82 
 
 SEVENTEENTH ANNUAL REPORT 
 
73 
 
STATJ<:MENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CITIZENS BANK OF MORVEN 
 
Morven, Ga. As called for by the Superintendent of Banks. 
 
Date of Charter: 2121927 
 
Began Business: 221-1927 
 
RESOURCitS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures................ . Other Real Estate Owned ...... . Other Assets . . ........... . 
 
18,501.72 32,563.05 
4,000.00 60.25 
338.40 
 
Total. 
 
.$ 55,463.42 
 
LJABILI'rlltS: 
 
Demand Deposits................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,and Amounts due to Federal Reserve Bank ... . 
Capital Stock ................... . Capital Notes .................. . Undivided Profits .............. . 
 
Total. ................. 
 
.$ 
 
26,400.86 
5,838.87 3,024.98 
188.02 15,000.00 5,000.00 
10.69 
55,463.42 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
MOULTRIE BANKING CO. 
 
Moultrie, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-8-1896 
 
Began Business: 1896 
 
RESOURCSS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 459,483.68 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . I ,015,062.50 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .............. . 133 ,8!.1.39 
 
Other Bonds, Notes, and Debentures 
 
29,087.50 
 
Corporate Stocks ............ . 
 
12,955.00 
 
Loans and Discounts . 
 
1,114,938.79 
 
Overdrafts . 
 
. ........ . 
 
268.92 
 
Banking House Owned, Furniture 
 
and Fixtures . . . . . . 
 
. .. 
 
67' 127.30 
 
Other Real Estate Owned ........ . 
 
14,658.08 
 
Total. 
 
. .$ 2,847,397. 16 
 
LIABILITIES: 
 
Demand Deposits .... : ........... $ 1,221,673.09 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 316,163.89 
 
Other Time Deposits ............ . 572,569.50 
 
U. S. Government and Postal Sav- 
 
ings Deposits.. . . . . . 
 
.. 
 
l '175 .55 
 
State, County, and Municipal De- 
 
posits ............. . 
 
146,454.30 
 
Deposits of other Banks ......... . 
 
55,114.07 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash,and Amounts 
 
due to Federal Reserve Bank .... 
 
6,33!.60 
 
Dividends Declared but not yet 
 
Payable .............. . 
 
20,000.00 
 
Capital Stock ... . 
 
200,000.00 
 
Surplus ........... . 
 
200,000.00 
 
Undivided Profits ... . 
 
92,915.16 
 
Reserves ........... . 
 
15,000.00 
 
Total . 
 
.............. $ 2,847,397.16 
 
 74 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE MOUNT VERNON BANK 
 
Mount Vernon, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-21-1900 
 
Began Business: 1-24-1901 
 
R"B;SOURCES: 
 
Cash, Balances with other .Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ..... . '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts 
 
Overdrafts . Banking House 
 
Owned, 
 
p~;~it~~~ 
 
and Fixtures. . ... 
 
Other Real Estate Owned. 
 
Other Assets .. 
 
152,068.82 
36,296.00 
33,916.14 4,927.50 
69. 146.34 3. 04 
3,671.23 9,080.93 
110.70 
 
Total. 
 
. ..... $ 309,220.70 
 
LlABILITI!tS: 
 
Demand Deposits.. . . . . . . . . . .... $ 
 
~rime Deposits Evidenced by Sav- 
 
ings Pass Books ..... . 
 
Other Time Deposits. 
 
. .. 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
State, County, and :rvrunicipal De- 
 
posits .............. . 
 
Deposits of other Banks ......... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable. 
 
Other Liabilities. 
 
Capital Stock. 
 
Surplus. . ........... . 
 
Undivided Profits. 
 
Reserves. 
 
Total. 
 
.$ 
 
138,652.66 
19,924.30 52,276.24 
261.52 
28,470.78 I ,243.19 
2,007. 38 
1,500.00 285.00 
15,000.00 45,000.00 
3,502.16 1,097.47 
309,220.70 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE UNITED BANKING CO. 
 
Nashville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-10-1924 
 
Began Business: 7-15-1924 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ....... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. 
 
Loans and Discounts ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures . . . . .... 
 
Other Real Estate Owned .. 
 
Other Assets 
 
422,423. 13 
25,000.00 123,672.60 
4,500. 00 2,500.00 
30.20 
 
Total. .. 
 
.$ .)78,125.93 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Other Time Deposits. . 
 
. .. . 
 
U. S. Government and Postal Sav- 
 
ings Deposits.. . . . . . . . . . . . . . . . 
 
State, County, and Municipal De- 
 
posits. 
 
Deposits of other Banks. . . . . . . . . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable. 
 
Capital Stock. 
 
Surplus. 
 
Undivided Profits 
 
Reserves .. 
 
Total. 
 
. .. .'If, 
 
347,162.76 108,428.04 
22.500.00 
41,222.51 730.89 
2,085.43 
2 ,800. 00 3.1,000. 00 15,000.00 
255.76 2,940.54 
578,125.93 
 
 SEVENTEENTH ANNUAL REPORT 
 
75 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF NEWINGTON 
 
Newington, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-7-1919 
 
Began Business : 8-14-1919 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... 
 
. .$ 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
Other Real Estate Owned. 
 
Total. 
 
.............. $ 
 
2.1,74S.I9 9,872.07 3,900.00 2,350.00 
41,867.26 
 
LIABILI'I'IES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .... Other Time Deposits . . . . . . . . . .. Certified and Officers' Checks, Let- 
ters of Credit and Travelers' 
ChecksSold for Cash, and Amounts due to Federal Reserve Bank. Capital Stock. . . . . . . ........ . 
Undivided Profits. 
 
Total .. 
 
...... $ 
 
25,97 3.59 12.60 
657.28 
188.00 15 '000. 00 
35.79 41,867.26 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BAKER COUNTY BANK 
 
Newton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-4-1906 
 
Began Business: 10-15-1906 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ......... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed . 
 
State, County, and Municipal Obli- 
 
gations 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
.......... . 
 
Other Real Estate Owned. 
 
Total .. 
 
. .$ 
 
62,278.62 
8,400.00 
4,338.89 60,844.76 
5,065.01 612.00 
141,539.28 
 
LIABILITIES: 
Demand Deposits.. . . . ......... $ Other Time Deposits State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank. Capital Stock ............ . 
~~i~id~d Pr~f{t~: .............. . 
 
Total . 
 
. .................... $ 
 
51 ,045. 59 6,050.55 
25,920.01 
330.28 25,000.00 25,000.00 
8,192.85 
141,539.28 
 
 76 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF NORCROSS 
 
Norcross, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-12-1903 
 
Began Business: 2-1-1904 
 
RESOURCJtS; 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. . .................. $ 
 
U. S. Government Obligations, Di- 
 
rect and Fu11y Guaranteed. 
 
Loans and Discounts. Banking House Owned, 
 
Furnitur~ 
 
and Fixtures ..... 
 
131,796.93 
12,921.00 76,103.47 
7,707.57 
 
Total. 
 
........ $ 228,528.97 
 
LIABILITIES: 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ Time Deposits Evidenced by Sav- 
ings Pass Books ...... . State, County, and Municipal De- 
posits...................... . Dividends Declared but not yet 
Payable ........... . 
Capital Stock .................. . Surplus. Undivided Profits. 
 
Total. ..... 
 
........... $ 
 
159,744.40 
17,734.99 
5,833.10 
2,400.00 30,000.00 6,000.00 
6,816.48 
228,528.97 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF OCHLOCHNEE 
 
Ochlochnee, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-19-1906 
 
Began Business: 11-1-1906 
 
RESOURCES: 
 
-----------------------------------1 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 40,121.66 
 
U. S. Government Obligations, Di- 
 
rect and Fllly Guaranteed ..... . 
 
4, 100.00 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ...... . 
 
1,000.00 
 
Other Bonds, Notes, and Debentures 
 
600.00 
 
Loans and Discounts ............ . 
 
48,483.53 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
4,000.00 
 
Other Real Estate Owned. 
 
1,900. 00 
 
Other Assets ...... . 
 
701.49 
 
LIABILI'fiF;S: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ...... . Other Time Deposits ......... . State, County, and Municipal De- 
posits ...... . Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts due to Federal Reserve Bank. Capital Stock ..... Capital Notes. Undivided Profits .. Reserves .. 
 
Total. 
 
.$ 100,906.68 
 
Total . 
 
. ......... $ 
 
45,885.90 
13,737.99 12,915.06 
2,667.22 4,256.50 
141.44 15,000.00 5 ,000. 00 
1,102.57 200.00 
100,906.68 
 
 SEVENTEENTH ANNUAL REPORT 
 
77 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF OGLETHORPE 
 
Oglethorpe, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-11901 
 
Began Business: 2-8-1901 
 
R~SOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection........ 
 
. .. . '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
Loans and Discounts . 
 
Overdrafts . . . . . 
 
. ... 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
321,379.97 
15,000.00 26.771.27 
80. II 
1,500.00 13,800.00 
 
Total. ... 
 
.. $ 378,531.35 
 
LIABILITIES: 
 
Demand Deposits...... . 
 
.$ 
 
Other Time Deposits .......... . 
 
State, County and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock ...... . 
 
Surplus.......... . 
 
Undivided Profits .............. . 
 
Reserves ....... . 
 
Total ... 
 
"'" "'. ""' " .. $ 
 
143.596.05 30,568.93 
174,558.53 
415.16 15,000.00 10,000.00 2,413.22 
I ,979.46 
378,531.35 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS BANK 
 
Palmetto, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-29-1918 
 
Began Business: 7-10-1918 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection........... 
 
. ....... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts. 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures .................. . 
 
Other Real Estate Owned .. 
 
Total. 
 
... $ 
 
50,602 '26 
35' 850.00 7,000.00 40,549 '02 
602.89 
8,000.00 8,265.40 
150,869.57 
 
LIABILI'fl.US: 
 
Demand Deposits.. 
 
. .. $ 
 
Other Time Deposits ..... 
 
State, County, and Municipal De- 
 
posits.... . . . . . . . . . . . . . . . . . . . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock ........... . 
 
Undivided Profits. 
 
Reserves. 
 
Total. .. 
 
" "$ 
 
87,745.78 33,325.63 
820.17 
249.38 25,000.00 
228.61 3,500.00 
150,869.57 
 
 78 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December '31, 1936, of 
THE PATTERSON BANK 
 
Patterson, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-19-1907 
 
Began Business: 6-19-1907 
 
RltSOURCES: 
 
Cash, Balances with other Banks, 
and Cash Items in Process of Col- 
lection ...................... .$ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... 
Other Bonds, Notes, and Debentures Loans and Discounts . . . . . . ..... Banking House 0\\'ned, Furniture 
and Fixtures . Other Real Estate Owned. Other Assets 
 
Total.. 
 
..... $ 
 
82,006.81 
8 ,000. 00 64.03 
25,323.41 
3,370.00 l ,956.14 2,207. 36 
122,927.75 
 
LIABILITIES: 
 
Demand Deposits. . 
 
. .$ 
 
Other Time Deposits .... 
 
State, County, and Municipal De- 
 
posits 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock. 
 
Surplus .......... . 
 
Undivided Profits 
 
Total. 
 
. ..... $ 
 
70,574.72 22,898.04 
6,8.18.67 
59.21 15,000.00 5 ,500. 00 
2,037.!! 
122,927.75 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS BANK 
 
Pelham, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8-25-1902 
 
Began Business: 9-1-1902 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection 
 
..... $ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts. . ........ . 
 
Overdrafts. . . . . . . . . . . . . . . . . ... . 
 
Banking House Owned, Furniture 
 
and Fixtures .......... . 
 
Other Real Estate Owned. 
 
Other Assets . . ........ . 
 
Total. 
 
......... $ 
 
136,259.23 33,880.61 
17,000.00 32,447.78 230,509.27 
243.90 
6,049. 91 14,338.54 
858.34 
471,587 ..18 
 
LIABILITIBS: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .. U. S. Government and Postal Sav- 
ings Deposits. Deposits of other Banks Other Liabilities. Capital Stock. Surplus ... Undivided Profits .. 
 
242,495.53 
88,706.20 
9,500.00 I ,849. 75 
3.10.00 100,000.00 27,000.00 
l ,686.10 
 
Total. 
 
...... $ 471,587 . .18 
 
 SEVENTEENTH ANNUAL REPORT 
 
79 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
PELHAM BANKING CO. 
 
Pelham, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1241936 
 
Began Business: 1291936 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ..... '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. . . .. 
 
State, County, and Municipal Obli- 
 
gations. 
 
Loans and Discounts 
 
Overdrafts 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
Other Real Bstate Owned. 
 
Other Assets .. 
 
130,212.77 
8,525.00 
3,618 76 93,053.27 
64.20 
15,262.00 4,566.48 1,533.66 
 
Total. .. 
 
. . . . . . . . . . . . . . . . . . .$ 256,836.14 
 
LIABILI'fiES: 
 
Demand Deposits... . . . . . . . . $ Time Deposits Evidenced by Sav- 
ings Pass Books. . Other Time Deposits. U. S. Government and Postal Sav- 
ings Deposits. State, County, and Municipal De- 
posits. 2ertified and Officers' Checks, I..,et- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank. Capital Stock ............ . Surplus ........................ . Undivided Profits. 
Reserves .. 
 
Total. 
 
. .$ 
 
118,616.82 
72,5.14.31 4,806.88 
477.95 
16' 582.22 
839.35 25,000.00 5 ,000. 00 
2,058.61 10 '900.00 
256,836.14 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
PERRY LOAN & SAVINGS BANK 
 
Perry, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8201889 
 
Began Business: 1889 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lecti"n. 
 
. .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed 
 
Loans and Discounts 
 
Overdrafts. . .................. . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
Other Real Estate Owned .... 
 
184,838.87 
.10,000.00 83' 195.55 
36.34 
12,000.00 6,000.00 
 
ToWal. ......................... $ 336,070.76 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
Time Deposits Evidenced by Savings Pass Books. 
Other Time Deposits. . . . ... U. S. Government and Postal Sav- 
ings Deposits. State, County, and Municipal De- 
posits. Certified a;nd Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash,and Amounts 
due to Federal Reserve Bank. Capital Stock .................. . Surplus ..... Undivided Profits. 
 
Total. 
 
.. $ 
 
203 '926. 27 20,476.81 19,807.00 
525.16 31,013.35 
2,808.37 25,000.00 27,500.00 
5,013.80 
336,070.76 
 
 80 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF PINEHURST 
 
Pinehurst, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-1-1908 
 
Began Business: 1904 
 
Rl<;SOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Corporate Stocks ...... . Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures . . ............. . Other Real Estate Owned ........ . 
 
76,379.85 2,975.00 
44,275.51 
4,000. 00 1,000.00 
 
Total. ........ . 
 
. . $ 128,630.36 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .. . Other Time Deposits ............ . State, County, and Municipal De- 
posits. . . . ......... . Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash,and Amounts due to Federal Reserve Bank .... Capital Stock. Capital Notes. 
Reserves. 
 
Total. .. 
 
..... $ 
 
55,974.76 
2,119.56 17,693.00 
1,221.14 10,000.00 
628.35 25,000.00 15,000.00 
993.55 
128,630.36 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
PITTS BANKING CO. 
 
Pitts, Ga. 
 
As called for by tP,e Superintendent of Banks. 
 
Date of Charter: 6-21906 
 
Began Business: 6-1906 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Col- 
lection ..................... .$ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations 
Loans and Discounts. Banking House Owned, Furniture 
and Fixtures .......... . Other Real Estate Owned. 
 
145,064.18 
1,500.00 
4,500.36 19,270.40 
1,600. 00 5,500.00 
 
Total. .... 
 
. .$ 177,434.94 
 
LIABILITIES: 
 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ..................... . Deposits of other Banks .. Certified and Officers' Checks, Let- 
ters of Credit and Travelers' 
Checks Sold for Cash,and Amounts due to Federal Reserve Bank ... Capital Stock ...... . Surplus .. Undivided Profits. 
 
Total . 
 
.............. $ 
 
115,851.69 8,829.45 
17 ,8.)9. 40 4,373.00 
520.31 25,000.00 
5,000.00 1.09 
177,434.94 
 
 SEVENTEENTH ANNUAL REPORT 
 
81 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF QUITMAN 
 
Quitman, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1226-1888 
 
Began Business: 12-27-1888 
 
- - - - - - - - - - - - - - - - - RI<;SOURCES: Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ U. S. Government Obligations, Direct and Fully Guaranteed Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................ . Other Real Estate Owned .. 
Other Assets . . ......... . 
 
503,052.42 
7,000.00 46,679.50 147,491.81 
9 ,803. 56 9,224.10 8,368.09 
 
Total. ...... . 
 
. . . . . . . . . . .$ 731,619.48 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ...... . 
 
State, County, and Municipal De- 
 
posits 
 
. 
 
Deposits of other Banks. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Ba'nk ... . 
 
Capital Stock ................ . 
 
Surplus. 
 
. ............ . 
 
Reserves .. 
 
Total. . 
 
. .$ 
 
341,951. 16 
221,044.86 
35,131.12 28,839.80 
900.94 50,000.00 39,638.69 14,112.91 
731,619.48 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE TATTNALL BANK 
 
Reidsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-14-1900 
 
Began Business: 10-22-1900 
 
RESOURCES: 
 
LIABILITIES: 
 
-----------------------------------1------------------------------------ 
 
Cash, Balances with other Banks, 
 
Demand Deposits ................ $ 173,657.50 
 
and Cash Items in Process of Col- 
 
Time Deposits Evidenced RY Sav- 
 
lection ........................ $ 183,634.71 
 
ings Pass Books .............. . 
 
44,924.74 
 
U. S. Governmen.t Obligations, Di- 
 
Other Time Deposits ............ . 
 
33,714.02 
 
rect and Fully Guaranteed ..... . 
 
8,850.00 
 
State, County, and Municipal De- 
 
State, County, and Municipal Obli- 
 
posits... 
 
. .. 
 
55,435. 16 
 
gations. 
 
. ............. . 
 
1,000.00 
 
Certified a.nd Officers' Checks, Let- 
 
Loans and Discounts ............ . 
 
131,649.24 
 
ters of Credit and Travelers' 
 
Overdrafts . . . . . ..... . 
 
10.41 
 
ChecksSold for Cash, and Amounts 
 
Banking House Owned, Furniture 
 
due to Federal Reserve Bank ... . 
 
2,250.92 
 
and Fixtures ................. . 
 
6,000.00 
 
Capital Stock. . . . . . .......... . 
 
25,000.00 
 
Other Real Estate Owned .. . 
 
11,162.61 
 
Surplus ....... . 
 
7,000.00 
 
Undivided Profits .. 
 
324.63 
 
Total. .......................... $ 342,306.97 
 
Total. ..... 
 
.. $ 342,306.97 
 
 82 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
RENTZ BANKING CO. 
 
Rentz, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 521914 
 
Began Business: 5-5-1914 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ....................... $ 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .. 
 
Loans and Discounts 
 
Overdrafts Banking House 
 
Owned, 
 
p~~~i-tu~e 
 
and Fixtures .. 
 
Other Real Estate Owned .. 
 
Total ... 
 
....... $ 
 
82 '269. 50 
I ,831.86 22,393.24 
418.97 
2,500.00 I ,510. 17 
110,923.74 
 
LIABILITIES: 
 
Demand Deposits. 
 
. ..... $ 
 
Other Time Deposits 
 
State, County, and Municipal De- 
 
posits .. 
 
Capital Stock. 
 
Surplus. 
 
Undivided Prof1ts. . ............ . 
 
Reserves .............. . 
 
72,044.44 2' 100.63 
3 ,045. 31 15,000.00 5,000.00 II ,452.11 
2 ,281. 25 
 
Total. 
 
. ..... ':$ 110,923.74 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CITIZENS STATE BANK 
 
Reynolds, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-8-1922 
 
Began Business: 9-8-1922 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ....................... $ 
U. S. Government Obligations, Direct and Fully Guaranteed .. 
Loans and Discounts. Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures .. Other Real Estate Owned .. Other Assets ... 
 
106,108.28 
I ,550.00 95,341.09 10,796.06 
9 '388. 53 1,000.00 
37.18 
 
Total. ..... 
 
........ $ 224,221. 14 
 
LIABILITIES: 
 
Demand Deposits ................ $ ~rime Deposits Evidenced by Sav- 
ings Pass Books. Other Time Deposits. State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts 
due to Federal Reserve Bank. Dividends Declared but not yet 
Payable ....... . 
Other Liabilities. Capital Stock. Surplus. 
Undivided Profits .. Reserves .. 
 
Total. 
 
. ..... $ 
 
132' 177.50 
38,143.43 15,733.87 
3,723.39 
372.54 
2,000.00 207.00 
25,000.00 5,000.00 766.1.1 1,097.26 
224,221. 14 
 
 SEVENTEENTH ANNUAL REPORT 
 
83 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
RICHLAND BANKING COMPANY 
 
Richland, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-13-1927 
 
Began Business: 10-15-1927 
 
RESOURCF;S: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts . . ................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Assets . . . ................ . 
 
120,320.79 
12,050.00 
3,798.32 5,000.00 62,414.29 3. 761.29 
6,154.00 147.45 
 
Total ....... . 
 
.$ 213,646.14 
 
LIABILITIES: 
 
Demand Deposits ................ $ 102,703.43 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 
 
42,446.12 
 
U. S. Government and Postal Sav~ 
 
ings Deposits ................. . 
 
5,000.00 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
5,524.38 
 
Deposits of other Banks ......... . 
 
8,222. 69 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank.... 
 
1,147.05 
 
Dividends Declared but not yet 
 
Payable....................... 
 
2,000.00 
 
Capital Stock. . . . . . . . . . . . . . . . . . . . 
 
40,000. 00 
 
Surplus......................... 
 
4,000.00 
 
Undivided Profits ................_ _ _2_,_6_0_2_._4_7 
 
Total. .......................... $ 213,646.14 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
BANK OF RINGGOLD 
 
Ringgold, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8-24-1904 
 
Began Business : 8-1904 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures . . ............ . Other Real Estate Owned ........ . Other Assets.................... . 
 
39.799.40 
1,102.50 6,000.00 110,454.24 
275.41 
4,695.91 10,296.56 
63.50 
 
Total. .......................... $ 172,687.52 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 
 
Other Time Deposits ............ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... . 
 
Other Liabilities ................ . 
 
Capital Stock ................... . 
 
Capital Notes. 
 
. ......... . 
 
Surplus ....................... . 
 
Undivided Profits ............... . 
 
Reserves ....................... . 
 
Total. ..... . 
 
. .$ 
 
56,205.90 
53,705.51 106.25 
5,115.92 
21,653.60 
539.43 272.00 25,000.00 7,000.00 687.83 352.07 2,049.01 
172,687.52 
 
 84 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
CRAWFORD COUNTY BANK 
 
koberta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-7-1901 
 
Began Business: 1-8-1901 
 
Rl<;SOURCltS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection . . 
 
.............. $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
Loans and Discounts ............ . 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures .................. . 
 
Other Real Estate Owned ........ . 
 
Other Assets . 
 
. ............ . 
 
Total. ...... . . ............. .$ 
 
71 ,860. 34 
3,429. 00 26,602.08 
117.31 
2,790.00 9,088.40 
16.25 
113,903.38 
 
LIABILITIES;. 
 
Demand Deposits ................ $ 
 
Other Time Deposits 
 
. 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, andAmounts 
 
due to Federal Reserve Bank. 
 
Capital Stock .......... . 
 
Undivided Profits ............ . 
 
45,152.10 24,319.51 
26 '796 .89 
1, 768.98 15,000.00 
865.90 
 
Total .......... . 
 
..... .$ 113,903.38 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
THE ROCKMART BANK 
 
Rockmart, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-30-1900 
 
Began Business: 10-30-1900 
 
R"ESOURCSS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed. . ... 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures .................. . Other Assets ................... . 
 
156,348.98 
166,895.00 
3,120.00 5,150.00 101,210.99 
11,600.00 447.83 
 
Total. .......................... $ 444,772.80 
 
LIABILITIES: 
Demand Deposits ................ $ 
Time Deposits Evidenced by Savings Pass Books............... . 
State, County, and Municipal Deposits ........................ . 
Certified and Officers' Checks, Letters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank .... 
Dividends Declared but not yet Payable ...................... . 
Capital Stock .................. . Surplus ........................ . Undivided Profits ............... . 
Total. .......................... $ 
 
251,114.09 138,196.21 
7,295.99 
921.32 3,000. 00 30,000.00 6,000.00 8,245.19 444,772.80 
 
 SEVENTEENTH ANNUAL REPORT 
 
85 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
ROSWELL BANK 
 
Roswell, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 311-1901 
 
Began Business : 3-190 1 
 
R~SOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .............. . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Overdrafts ..................... . 
 
Furniture and Fixtures .......... . 
 
Other Assets .................... . 
 
Total. .... .................. $ 
 
152,764.91 
9 ,500. 00 
43,736.07 8,985.00 
228,227.98 474.64 971.90 264.38 
444,924.88 
 
LIABILiiiltS: 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSo!dorCash,andAmounts due to Federal Reserve Bank ... . Capital Stock................... . Surplus .... : ................... . Undivided Profits ............... . 
 
233,948.83 145,787.75 
5,112.44 
I, 782.36 25,000.00 25.000.00 8,293.50 
 
Total. .......................... $ 444,924.88 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF RUTLEDGE 
 
Rutledge, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-24-1898 
 
Began Business: 10-1-1898 
 
RSSOURCSS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets . . . . . .............. . 
 
35,363.71 9,875.00 
64,420.70 
1,400.00 3,000.00 22,061.19 
 
Total ........................... $ 136,120.60 
 
LIABILITISS: 
Demand Deposits................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... . Capital Stock ................... . Capital Notes .................. . Surplus ........................ . Undivided Profits............... . Reserves ....................... . 
Total. .......................... $ 
 
77,175.13 
11,502.46 4,512. 76 
84.4.03 
185.90 25,000.00 
7,500.00 6,500.00 2,150.32 
750.00 
136,120.60 
 
 86 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF CAMDEN COUNTY 
 
St. Marys, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-16-1911 
 
Began Business: 12-6-1911 
 
RltSOURCns: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection..... 
 
. ............ . '$ 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
. ...... . 
 
Other Real Estate Owned ........ . 
 
25,074.06 31,541.11 
5,550.00 150.00 
 
Total ...........................$ 62,315.17 
 
LIABILITIES: 
 
Demand Deposits. 
 
. .. .$ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books . 
 
Other Time Deposits. . ......... . 
 
State, County, and Municipal De- 
 
posits.... 
 
. ............... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank. 
 
Capital Stock. . ........ . 
 
Surplus ..................... . 
 
Undivided Profits ............ . 
 
Total. 
 
.................... $ 
 
25' 113.39 14,879.68 
400.00 
1 ,829. 71 
302.00 15,000.00 
3,000.00 1,790.39 
62,315.17 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF SASSER 
 
Sasser, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-15-1905 
 
Began Business: 1905 
 
RF;SOURC:gs: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Reserve with Federal Reserve Bank U. S. Government Obligations, Di- 
rect and Fully Guaranteed ..... . State, County, and Municipal Obli- 
gations ......... . Corporate Stocks ............... . Loans and Discounts . . .. Banking House Owned, Furniture 
and Fixtures . 
 
Total ... 
 
...... $ 
 
52,294.38 12,011.77 
21,625.00 
11,000.00 1,750.00 
78,274.49 
3,492.00 
180,447.64 
 
LIABILITIES: 
 
Demand Deposits. 
 
. ..... $ 
 
Other Time Deposits ........ . 
 
State, County, and Municipal De- 
 
posits.... . ..............    . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank .. 
 
Capital Stock. 
 
Surplus ...... . 
 
Undivided Profits. 
 
112,022.55 2,651.19 
6,813.29 
218.00 25,000.00 32,500.00 
1,242.61 
 
Total. 
 
.. $ 180,447.64 
 
 SEVENTEENTH ANNUAL REPORT 
 
87 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
ATLANTIC SAVINGS & TRUST CO. 
 
Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1161933 
 
Began Business: 116-1933 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obli gations. 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures . . . .... 
Other Real Estate Owned .... Other Assets . 
 
112,447.05 
216,514.93 
856.25 765,261.93 
44,467.99 59,669.24 
665.40 
 
Total....... . 
 
.. $ I , 199 ,882. 79 
 
LIABILITIES: 
Time Deposits Evidenced by Savings Pass Books ................ $ 
Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash, and Amounts due to Federal Reserve Bank ... . Other Liabilities ................ . Capital Stock ............ . 
t'::"al~tcie.ci Pr~fii~:: :~:::::::::::: 
 
595,805.55 425,808.46 
618.48 1,697.50 50,000.00 50,000.00 75 ,952.80 
 
Total ........................... $ l, 199,882.79 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITIZENS BANK & TRUST CO. 
 
Savannah, Ga. 
 
As called for by the Superintenaent of Banks. 
 
Date of Charter: 5-22-1906 
 
Began Business: 6-1-1906 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection.. . . . . . 
 
. .'$ 
 
Reserve with Federal Reserve Bank 
 
U. S. Govemment Obligations, Di- 
 
rect and Fully Guaranteed . . . . . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks ... 
 
Loans and Discounts 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures . . .............. . 
 
Other Real Estate Owned .. 
 
Other Assets . . ............... . 
 
287,129.83 173,671.94 
509,590.82 
5,649.36 7,870.00 16,491.00 918,715.45 
110.66 
153,000.00 74,761.68 5,637.10 
 
Total .. 
 
.$ 2,152,627.84 
 
LIABILITIES: 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ Time Deposits Evidenced by Sav- 
ings Pass Books .............. . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ....................... . Deposits of other Banks ......... . Certified and Officers Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash, and Amounts due to Federal Reserve Bank ... . Other Liabilities ................ . Capital Stock .................. . Capital Notes .................. . Surplus ........................ . Undivided Profits ............... . Reserves ....................... . 
 
657.554.28 
532,185.50 3,519.65 
225,000.00 
174,809.88 107,215.33 
24,641.57 1,836.21 
200,000.00 150,000.00 50,000.00 
16,439.84 9,425.58 
 
Total. .......................... $ 2,152,627. 84 
 
 88 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
GEORGIA STATE SAVINGS ASSOCIATION 
 
Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-29-1909 
 
Began Business: 8-4-1909 
 
RltSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash I terns in Process of Col- 
 
lection ........................ $ 281,340.24 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 683,300.00 
 
State, County, and Municipal Obli- 
 
gations ...................... . 217,711.63 
 
Other Bonds, Notes, and Debentures 185,966.59 
 
Corporate Stocks ............... . 217,387.50 
 
Loans and. Discounts ............ . 2 ,904,689. 77 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
93,946.00 
 
Other Real Estate Owned ........ . 757,007.00 
 
Other Assets ................... . 
 
14,981.98 
 
Total. ..........................$ 5,356,330.71 
 
LIABILITIES: 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... $ 2 ,885,085 .09 
 
Other Time Deposits............. 1,656,412. 30 
 
State, County, and Municipal De- 
 
posits ....................     
 
35,431.24 
 
Other Liabilities ................ . 
 
46,314.35 
 
Capital Stock .................. . 325,000.00 
 
Surplus ........................ . 250,000.00 
 
Undivided Profits ....... . 
 
58,087.73 
 
Reserves ....................... . 100,000.00 
 
Total. .. 
 
.. $ 5,356,330. 71 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
SAVANNAH BANK & TRUST CO. 
 
Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-4-1869 
 
Began Business: 7-1-1869 
 
RltSOURCSS 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 725,965.38 
 
Reserve with Federal Reserve Bank 380,778.36 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 120,606.67 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
36,959.00 
 
Corporate Stocks 
 
........... . 
 
48,063.27 
 
Loans and Discounts .. 
 
3,238,187.24 
 
Overdrafts . . ........... . 
 
2,170.98 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 541,338.68 
 
Other Real Estate Owned ........ . 158,171.76 
 
Customers' Liability to this Bank 
 
on Acceptances Executed by or 
 
for the Account of this Bank .... 
 
19,108.94 
 
Total. .......................... $ 5 ,271,350. 28 
 
LIABILITIES: 
 
Demand Deposim............... $ 1,743,160.33 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 1,193,348.69 
 
Other Time Deposits ............ . 
 
70,000.00 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
19,500.00 
 
State, County, and Municipal De- 
 
posits ... ' ............. . 
 
218,349.02 
 
Deposits of other Banks ......... . 819,755.39 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank .... 265,451.85 
 
Acceptances Executed by or for the 
 
Account of this Bank and Out- 
 
standing ................... . 
 
19,108.94 
 
Other Liabilities ................ . Capital Stock ................. . 
 
24,361.75 350,000.00 
 
Capital Notes ............ . 
 
350,000.00 
 
Surplus ...................... . Undivided Profits. 
 
100,000.00 18,314.31 
 
Reserves ...................... . 
 
80,000.00 
 
Total. .. 
 
. .$ 5,271,350.28 
 
 SEVENTEENTH ANNUAL REPORT 
 
89 
 
STATEMENT 
 
Showing condition at the dose of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Senoia, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-2-1874 
 
Began Business: 1889 
 
RltSOURCltS: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
 
106,531.55 
900.00 87,493.34 
33.65 
1,400.00 13,900.00 
 
Total ................... .$ 210,258.54 
 
LIABILITIES: 
Demand Deposits ................ $ Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank .... Dividends Declared but not yet Payable ..................... . Capital Stock .................. . Surplus ........................ . Undivided Profits ............... . 
Total ........................... $ 
 
115,166.39 60,144.57 
89.75 
2,000.00 25,000.00 
5,000.00 2,857.83 
210,258.54 
 
STATEMENT 
 
Showing condition at the dose of Business December 31, 1936, of the 
CITIZENS BANK 
 
Shady Dale, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-6-1920 
 
Began Business: 4-12-1920 
 
RESOURCES: 
 
Cash, Balances w~th other Banks, and Cash I terns 1n Process of Collection ........................ $ 
State, County, and Municipal Obli- 
gations .....k.................  Corporate Stoc s ............... . Loans and Discounts. . . . . . . . . . Furniture and Fixtures. . . . . . . . . . . Other Real Estate Owned. . . . . . . . . 
 
24,214.28 
2 ?~t g~ 
17,865. 18 2, 250.00 I , 249. 03 
 
----~ 
Total ........................... $ 47,780.34 
 
LIABILITISS 
Demand Deposits ................ $ Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... . Capital Stock . . . . .............. . Undivided Profits ............... . 
Total ........................... $ 
 
16,714.75 9,871.25 
194.34 20,000.00 
1,000.00 
47.780.34 
 
 90 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF SHARON 
 
Sharon, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-29-1904 
 
Began Business: 9-1904 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed .. 
Loans and Discounts ........ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ... Other Real Estate Owned ........ . 
 
61,081. 15 
14,616.71 23,175.92 
277.70 
500.00 1,500.00 
 
Total. .......... . ............ $ 101,151.48 
 
LIABILI'I'II<;S: 
 
Demand Deposits.... 
 
. . .$ 
 
Other Time Deposits. . . . 
 
. .... 
 
State, County, and Municipal De- 
 
posits 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank ... 
 
Capital Stock. 
 
Surplus ...... . 
 
Undivided Profits. . ........... . 
 
Total .... 
 
.. .$ 
 
45,894.80 10,988. 18 
20,155.02 
28. 13 15,000.00 
7,000.00 2,085.35 
101,151.48 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF SILOAM 
 
Siloam, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-18-1904 
 
Began Business: 9-1904 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................ Other Real Estate Owned........ . Other Assets ................... . 
Total. ........................ .$ 
 
63,372.37 14,925.09 
6.00 
4,000.00 5,032.63 
96.68 
87,432.77 
 
LIABILITIES: 
 
Demand Deposits ..... . 
 
.. ... $ 
 
Other Time Deposits. 
 
Dividends Declared but not yet 
 
Paid ......................... . 
 
Capital Stock................... . 
 
Surplus. 
 
.. 
 
Undivided Profits ............... . 
 
Reserves ....................... . 
 
Total ........................... $ 
 
48,421.62 8,721.88 
39.40 15,000.00 10,000.00 3,249.87 2,000.00 
87,432.77 
 
 SEVENTEENTH ANNUAL REPORT 
 
91 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
SOCIAL CIRCLE BANK 
 
Social Circle, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12311923 
 
Began Business: 3-8-1924 
 
RltSOURC]tS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations..... 
 
.. 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Overdrafts . . ............... . 
 
Banking House Owned, Furniture 
 
and Fixtures ... 
 
Other Assets . 
 
89,862.56 
6,500.00 
14,520.50 8,000.00 31,611.00 
64.39 
4,800.00 32,032.90 
 
Total. ..... 
 
.$ 187,391.35 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
Time Deposits Evidenced by Sav- 
ings Pass Books . . . . .......... . Other Time Deposits .. . U. S. Government and Postal Sav- 
ings Deposits ......... . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank .... Dividends Declared but not yet Payable .. Capital Stock . Surplus. Undivided Profits. 
 
Total. .... 
 
.$ 
 
127,443.20 21,764.55 
2,000.00 
303.91 I ,612. 78 
615.41 2,500.00 25,000.00 6,000.00 
151.50 187,391.35 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF SOPERTON 
 
Soperton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-16-1906 
 
Began Business: 6-1903 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Reserve with Federal Reserve Bank U. S. Government Obligations, Di- 
rect and Fully Guaranteed ..... . State, County, and Municipal Obli- 
gations. . ................... . Corporate Stocks ............... . Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets. . ................ . 
 
148,955.31 20,677.48 
52,523.80 
7,306.95 I ,800.00 108,697.21 
27.53 
17,742.19 27' 171.60 
1,369.04 
 
Total .......................... .$ 386.271. II 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Depo~its Evidenced by Sav- 
ings Pass Books ........... . Other Time Deposits ............ . U. S. Government and Post:il Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' 
ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . Other Liabilities ................ . Capital Stock ............ . Capital Notes. Surplus. . ... 
Undivided Profits ............... . 
 
Total ............... . 
 
..... .$ 
 
174,210.83 
24,325.28 71,013.38 
15,000.00 
33,932.44 
708.56 5 ,600. 00 25,000.00 25,000.00 10,000.00 I ,480.62 
386,271.11 
 
 92 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE EXCHANGE BANK OF SPRINGFIELD 
 
Springfield, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-31-1907 
 
Began Business: 1-1-1908 
 
Rl<:SOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations............... . .... 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . 
 
140,845.09 
10,000.00 
38,519.57 6,000.00 
81' 161.64 
3,700.00 
 
Total. .......................... $ 280,226.30 
 
LIABILI'l'IltS: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 
 
Other Ti.ne Deposits ............ . 
 
State, County, and Municipal De- 
 
posits........ 
 
. ..... 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank ... . 
 
Capital Stock .................. . 
 
Surplus ......... . 
 
Undivided Profits ............... . 
 
Total ... 
 
. ............ $ 
 
142,565.77 
71' 187.60 I ,335. 22 
40,878. 13 
759.58 15,000.00 
7 ,500. 00 1,000.00 
280,226.30 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF STAPLETON 
 
Stapleton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-24-1906 
 
Began Business: 1906 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Col- 
lection ....................... .$ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Loans and Discounts ............ . Overdrafts . . ................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets ................... . 
Total ........................... $ 
 
55,206.32 
15,603.13 
279.50 22,533.44 
35.96 
4,800.00 3,509.00 
107.91 
102,075.26 
 
LIABILITIES: 
Demand Deposits ................ $ Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash,and Amounts due to Federal Reserve Bank ... Dividends Declared but not yet Payable ..................... . Capital Stock .................. . Surplus ........................ . Undivided Profits ............... . 
Total. .......................... $ 
 
73,969.06 7,242.63 
836.57 
103.85 
600.00 15,000.00 4,000.00 
323.15 102,075.26 
 
 SEVENTEENTH ANNUAL REPORT 
 
93 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BULLOCH COUNTY BANK 
 
Statesboro, Ga. 
 
As called for by the Superintenaent of Banks. 
 
Date of Charter: 1-19-1934 
 
Began Business: 4-14-1934 
 
RltSOURCltS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Assets ................... . 
 
432,223.73 
10,000.00 203,873.34 
22,487.50 I ,486. 39 
 
Total ........................... $ 670,070.96 
 
LIABILI'rll~S: 
 
Demand Deposits ................ $ 
 
Other Time Deposits ............ . 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and Municipal De- 
 
posits 
 
.................. . 
 
Deposits of other Banks. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash,and Amounts 
 
due to Federal Reserve Bank ... . 
 
Dividends Unpaid .............. . 
 
Capital Stock .................. . 
 
Surplus ....................... . 
 
Undivided Profits ............... . 
 
Reserves .................... 
 
Total. .......................... $ 
 
452,245.89 89,968.33 
622.13 
39,071.00 11,904.69 
356.17 549.00 50,000.00 10,000.00 10,286.10 5,067.65 
670,070.96 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
SEA ISLAND BANK 
 
Statesboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-11-1901 
 
Began Business : 190 1 
 
RESOUKC.:ES: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed...... 
State, County, and Municipal Obligations . . . . . . . . . . . . . . . . . . . . . . . 
Loans and Discounts . . . . . . . . . . . . Banking House Owned, Furniture 
and Fixtures . . . . . . . . .  . . . . . . . Other Real Estate Owned.. . . . . . . . 
 
425,712.53 
128,450.00 
I , 000. 00 222,634. 98 
27 ,500. 00 8, 204.87 
 
Total. .......................... $ 813,502.38 
 
LIABILITIES: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .............. . Other Time Deposits ............ . U .. S. Gover~ment and Postal Sav- 
mgs Deposits ................. . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... . Capital Stock .................. . Surplus ........................ . Undivided Profits............... . Reserves ....................... . 
Total. ..........................$ 
 
531,153.45 
6 ,668. 29 130,057.51 
30,000.00 
43,113.61 
3,424.16 50,000.00 10,000.00 
8,697.13 388.23 
813,502.38 
 
 94 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CHATTOOGA COUNTY BANK 
 
Summerville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-25-1905 
 
Began Business: 1-1-1906 
 
RltSOURCSS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. ...... .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures ........... . 
 
Other Real Estate Owned ...... . 
 
Other Assets . . . .............. . 
 
79,250.92 
14,200.00 
6,774.60 182,053.65 
9 ,500. 00 14,975.22 10,869.72 
 
Total ... 
 
........ $ 317,624.11 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books Other Time Deposits ... U. S. Government and Postal Sav- 
ings Deposits. State, County, and Municipal De- 
posits . . . ................. . Deposits of other Banks Bills Payable, Rediscounts, and 
other Liabilities for Borrowed money. Capital Stock. Capital Notes. Undivided Profits . 
 
Total. 
 
. .......... $ 
 
95.992.98 
29,586.26 26,728.96 
19,000.00 
7,714.74 40,000.00 
32.205.00 30,000.00 30,000.00 
6,396.17 
317,624.11 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
FARMERS & MERCHANTS BANK 
 
Summerville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-5-1926 
 
Began Business: 2-6-1926 
 
RttSOURCltS: 
 
Cash Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ '$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations .......... . 
 
Loans and Discounts ........ : .. . 
 
Banking House Owned, Furntture 
 
and Fixtures ............... . 
 
Other Real Estate Owned ... . 
 
Other Assets . . 
 
. ........ . 
 
198,986.10 
187,519.24 
17,921.65 91,854.54 
7,060.00 3 ,240. 00 
626.67 
 
Total. ..........  ... ..$ 507,208.20 
 
LIABILITittS: 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits. . . . . . . . . . . . . . . . . ..... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Dividends Declared but not yet 
 
Payable. 
 
. ........ . 
 
Capital Stock ............... . 
 
Surplus ......... . 
 
Undivided Profits ...... . 
 
Reserves .............. . 
 
Total ................. . 
 
... $ 
 
241,795.36 108,303.59 
116,821.65 
2. 722.80 
1,.500.00 25.000.00 
5,500.00 4,944.80 
620.00 
507,208.20 
 
 SEVENTEENTH ANNUAL REPORT 
 
95 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
DURDEN BANKING CO., INC. 
 
Summit, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-26-1935 
 
Began Business: 7-51935 
 
RnSOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ '$ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
Total ........................... $ 
 
56,395.72 5,700.00 10,848.04 3,700.00 3 ,000. 00 
79,643.76 
 
LIABILITIES: 
 
Demand Deposits ................ '$ 58,172.27 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
3,053.28 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash, and Amounts 
 
due to Federal Reserve Bank. . . . 
 
13. 50 
 
Capital Stock................... 
 
15,000.00 
 
Surplus......................... 
 
3,000.00 
 
Undivided Profits................- - - -404.71 
 
Total. .......................... $ 79,643.76 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CENTRAL BANK 
 
Swainsboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 9-27-1920 
 
Began Business: 11-9-1920 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Reserve with Federal Reserve Bank U. S. Government Obligations, Di- 
rect and Fully Guaranteed ... Corporate Stocks .... . Loans and Discounts ...... . Banking House Owned, Furniture 
and Fixtures .......... . Other Real Estate Owned .. Other Assets ................ . 
 
160,988.98 II ,676. 76 
17.550.00 1,200.00 
145,142.66 
11,300.00 1,672.00 77.58 
 
Total .... 
 
.$ 349,607.98 
 
LIABILITinS: 
 
Demand Deposits ................ $ 
 
Other Time Deposits ....... . 
 
U. S. Government and Postal Sav- 
 
ings Deposits ..... . 
 
State, County, and Municipal De- 
 
posits ....................... . 
 
Deposits of other Banks. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Soldfor Cash, and Amounts 
 
due to Federal Reserve Bank .. . 
 
Capital Stock. . ............. . 
 
Surplus...... 
 
. ........ . 
 
Undivided Profits. . . . . . ........ . 
 
Total. ... 
 
. .$ 
 
232,078.81 39,062.57 
14,999.68 
12,299.90 5,698.45 
1,293.17 25,000.00 17,500.00 
1,675.40 
349,607.98 
 
 DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE CITIZENS BANK 
 
Swainsboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-10-1900 
 
Began Business : 1900 
 
RltSOURCICS: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ....................... . 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures 
 
.......... . 
 
Other Real Estate Owned ........ . 
 
Other Assets ................... . 
 
367,620.92 
52,500.00 
29,666.06 252,598.86 
1,500. 00 42,944.66 
42.69 
 
Total. ........ . 
 
. . . . . . . . . . . .$ 746,873.19 
 
LIABILITIICS: 
 
Demand Deposits ................$ 360,914.28 
 
Other Time Deposits ... . 
 
246,069.02 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
11,000.00 
 
State, County, and Municipal De- 
 
posits. . . ......... . 
 
47,277.53 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, and Amounts 
 
due to Federal Reserve Bank. . . . 
 
2, 432. 43 
 
Dividends Declared but not yet 
 
Payable....................... 
 
!0,000.00 
 
Other Liabilities. . . . . . . . . . . . . . . . . 
 
3 ,390. 72 
 
Capital Stock . . . . . . . . . . . . . . . . . . . 
 
25 , 000. 00 
 
Surplus. . . . . . . . . . . . . . . . . . . . . . . . . 
 
40,000.00 
 
Undivided Profits................- - - -789.21 
 
Total ...... . 
 
....... .$ 746,873.19 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
EXCHANGE BANK 
 
Sycamore, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 3-18-1918 
 
Began Business: 3-18-1918 
 
R~SOURCES: 
Cash, Balances with other Banks, and Cash I terns in Process of Collection ........................ $ 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
Total ........................... $ 
 
30,980.29 12,053.82 16,006.44 
6,245.00 2,403.06 
67,688.61 
 
LIABILITIES: 
Demand Deposits ................$ Other Time Deposits ............ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... . Capital Stock .................. . Undivided Profits............... . 
Total ........................... $ 
 
47.534.40 4,809.96 
16,09 15,000.00 
328. 16 67,688.61 
 
 SEVENTEENTH ANNUAL REPORT 
 
97 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF SCREVEN COUNTY 
 
Sylvania, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4101913 
 
Began Business: 5-1-1911 
 
RSSOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes and Debentures ........................ . 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets ................... . 
 
293,500.73 
53,375.00 
24,354.57 
7,105.00 247,367.12 
3,000.00 5,389.94 
79.79 
 
Total. .......................... $ 634,172.15 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .............. . 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits 
 
.................. . 
 
Certified and Officers Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank ... . 
 
Other Liabilities ................ . 
 
Capital Stock. . . .............. . 
 
Capital Notes .................. . 
 
Surplus ........................ . 
 
Undivided Profits ............... . 
 
Total. .......................... $ 
 
304,198.35 
52,831.48 31 ,858. 53 
131 ,080. 19 
4,762.87 5,117.67 50,000.00 25,000.00 10,000.00 19,323.06 
634, 172. IS 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
SYLVESTER BANKING CO. 
 
Sylvester, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-5-1898 
 
Began Business: 7-1898 
 
R:ESOURC:ES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures ................. . Other Assets ................... . 
 
451' 138.90 
40,500.00 
9,000.00 2,000.00 79,867.36 
8,500. 00 660.34 
 
Total. .......................... $ 591,666.60 
 
LIABILITI:ES: 
Demand Deposits ............... . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... . Capital Stock ....... ." ........... . Surplus ........................ . Undivided Profits ............... . Reserves ....................... . 
Total ........................... $ 
 
370,394.72 73,038.29 
156.22 
59,349. 17 
2,545.83 50,000.00 25,000.00 
9,000.00 2,182.37 
591,666.60 
 
 98 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE PEOPLES BANK 
 
Talbotton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-13-1890 
 
Began Business: 1-13-1891 
 
ReSOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed. 
Loans and Discounts . . .......... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets ................... . 
 
75,713.57 
57,500.00 49,119.61 
5,465.52 1,122.21 1,364.82 
 
Total. ......................... . If, 190,285.73 
 
LIABILITIES: 
 
Demand Deposits.. . . . . . . . . . 
 
.$ 
 
Other Time Deposits ..... 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldfor Cash, andAmounts 
 
due to Federal Reserve Bank .... 
 
Other Liabilities ........ . 
 
Capital Stock ................... . 
 
Surplus ....................... . 
 
Undivided Profits ............... . 
 
Total. ... 
 
........ . If, 
 
100,617.37 45,191.58 
1,488.13 
131.83 15.00 
25,000.00 15,000.00 
2,841.82 
190,285.73 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
THE CITIZENS BANK 
 
Tallapoosa, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-2-1935 
 
Began Business: 10-71935 
 
RnSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Loans and Discounts ............ . 
 
Overdrafts . . . . 
 
. ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures .............. . 
 
Total. .. 
 
.. .If, 
 
37,244.79 
100.00 
3,500.00 35,696.44 
1,819.69 
3 ,500. 00 
81,860.92 
 
LIABILITIES: 
Demand Deposits ................$ Other Time Deposits .. U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits. . .................... . Capital Stock ................ . Surplus ........................ . Undivided Profits ............... . 
 
43,221.31 615.00 
5,000.00 
2,965.56 25,000.00 
5,000.00 59.05 
 
Total. . .................... .If, 81,860.92 
 
 SEVENTEENTH ANNUAL REPORT 
 
99 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
BANK OF TAYLORSVILLE 
 
Taylorsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-5-1905 
 
Began Business: 6-13-1905 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. .......... $ 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts. . ........ . 
 
Banking House Owned, Furniture 
 
and Fixtures. 
 
Other Real Estate Owned. 
 
Other Assets . 
 
82,119.62 3,031.35 
32,454.79 
3,200.00 550.00 67.88 
 
Total. ....................... $ 121,423.64 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ... Other Time Deposits. . ..... . State, County, and Municipal De- 
posits ............ . Dividends Declared but not yet 
Payable ... Capital Stock. Surplus ........... . Undivided Profits. 
 
Total. 
 
.$ 
 
62,914.15 
10,999.13 8,346.55 
4,388.40 
1,000.00 25,000.00 
5 ,000. 00 3,775.41 
121,423.64 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
TENNILLE BANKING CO. 
 
Tennille, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4-4-1900 
 
Began Business: 4-4-1900 
 
RESOURC"US: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. . . . . . . .$ 
 
State, County, and Municipal Obli- 
 
gations. 
 
Loans and Discounts ........... . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
Other Real Estate Owned 
 
Other Assets . 
 
85,632.94 
15,864.00 64,389.86 
1,500.00 4,950.00 79,130.67 
 
Total .. 
 
.$ 251,467.47 
 
LIABILITIES 
 
------ 
 
Demand Deposits ................ $ 139' 166.49 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books .... . 
 
19,564.68 
 
Other Time Deposits ........... . 
 
39,031.88 
 
State, County, and Municipal De- 
 
posits. . . . . . . . . . . . . . . ..... . 
 
13,285.52 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
1 '121. 81 
 
Capital Stock. 
 
30,000.00 
 
Surplus ..... 
 
6,000.00 
 
Undivided Profits. 
 
3,297.09 
 
Total. 
 
............... $ 251,467.47 
 
 100 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
CITIZENS & SOUTHERN BANK 
 
Thomaston, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-161926 
 
Began Business: 1-16-1926 
 
RUSOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
. ........ . 
 
Other Real Estate Owned........ . 
 
Other Assets .......... . 
 
934,837.59 
91,325.00 
I ,000.00 24,000.00 224,963.31 
11,873.28 39,084.07 
627.71 
 
Total. ........ . 
 
......... .$ 1,327,710.96 
 
LIABILI'I'IES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books .............. . Other Time Deposits ............ . 
State, County, and Municipal De- 
posits ........................ . 
Certified and Officers' Checks, Letters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . 
Other Liabilities ................ . Capital Stock ................... . Surplus........................ . Undivided Profits ...... . 
 
788,756.30 
157,218.61 188,078.93 
59,506.81 
4,288.33 203.71 
100,000.00 25,000.00 
4,658.27 
 
Total. ..... 
 
. .. .$ 1,327,710.96 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
COMMERCIAL BANK 
 
Thomasville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 731916 
 
Began Business: 7-22-1916 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned........ . Other Assets ................... . 
 
941,903.33 
117,304.16 
58,978.89 20,101.00 532,358.92 
3.29 
49,500.00 11 ,600. 00 
721.07 
 
Total. .......................... $ 1,732,470.66 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Deposits of other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' CbecksSoldfor Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock ................... . Surplus ........................ . Undivided Profits ............... . 
 
954,845.46 
381,955.35 13 '792. 53 
249,112.87 24,985.84 
4,672. 74 50,000.00 50,000.00 
3,105.87 
 
Total. .......................... $ I ,732,470.66 
 
 SEVt:NTEENTH ANNUAL REPORT 
 
101 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
BANK OF THOMSON 
 
Thomson, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-181891 
 
Began Business: 7-18-1891 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection....... 
 
. .... $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... 
 
State, County, and Municipal Obli- 
 
gations. 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks ............... . 
 
Loans and Discounts ............ . 
 
Overdrafts ..................... . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
Other Assets . . . . ............... . 
 
Total ................. . 
 
. . '$ 
 
283,255.62 
80,017.50 
140,545.84 35,552.40 
9,200.00 73,623.10 
9.54 
15 '700. 00 8,824. 72 
566.89 
647,295.61 
 
LIABILITIF;S: 
 
Demand Deposits ................ '$ 
 
Other Time Deposits ............ . 
 
State, County, and Municipal De- 
 
posits ........................ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank. 
 
Dividends Declared but not yet 
 
Payable 
 
................ . 
 
Other Liabilities ................ . 
 
Capital Stock ................... . 
 
Surplus ........................ . 
 
Undivided Profits ............... . 
 
313,076.83 192,813.73 
17,758.08 
I ,050.21 
4,000.00 27.50 
50,000.00 50,000.00 18,569.26 
 
Total ....... . 
 
" " " " " " .'$ 647,295.61 
 
STATEMENT 
 
Showing condition at. t.he close of Business December 31, 1936, of 
THE BANK OF TIFTON 
 
Tifton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Dat.e of Charter: 10-10-1891 
 
Began Business: 1896 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection .. .. . .. .. .. 
 
.. . . . . . . '$ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Debentures 
 
Corporate Stocks. . ........... . 
 
Loans and Discounts ............ . 
 
Overdrafts . . . . . ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
Other Assets . . ............... . 
 
746,403.06 134,790.14 
245,999.07 
57,900.31 16 '796. 28 8 ,320. 00 707,677.48 
515.79 
26,323.35 70,557.38 
578.36 
 
Total . . . . . . . . . . . . . . . . . . . . . . . . . . . '$ 2,015,861.22 
 
LIABILITIES: 
 
Demand Deposits . . . . . . . . . . . . . . . . '$ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ............ . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ........................ . Deposits of other Banks ......... . 
Certified and Officers' Checks, Letters of Credit and Travelers' ChecksSoldforCasb,andAmounts due to Federal Reserve Bank ... . 
Capital Stock. . ............... . Surplus ........................ . Undivided Profits ............... . Reserves ................ . 
 
883,173.05 
164,486.39 243,265.15 
71,595.19 
70,135.49 254,644.13 
7,700.96 100,000.00 150,000.00 69,860.86 
I ,000.00 
 
Total. .......................... $ 2,015,861.22 
 
 102 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF TIGNALL 
 
Tignall, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 751909 
 
Began Business: 81909 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection. 
 
. .$ 
 
Corporate Stocks. . . . .......... . 
 
Loans and Discounts Banking House Owned, 
 
Fu~~it~~~ 
 
and Fixtures. 
 
Other Real Estate Owned. 
 
Total. 
 
...$ 
 
61,917.96 600.00 
50,.187. 52 
5,700.00 6,550.00 
12.1,355.48 
 
LIABILITIBS: 
 
Demand Deposits.. 
 
.S 
 
Other Time Deposits . 
 
State, County, and Municipal De- 
 
posits. 
 
Capital Stock. 
 
lJndivided Profits .. 
 
62,980.33 23,558 ..)1 
13,794.22 2.1 ,000. 00 
22.42 
 
Total. 
 
.s 125,3.15.48 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF TOCCOA 
 
Toccoa, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 8101911 
 
Began Business: 911911 
 
RF;SOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed 
State, County, and :1tlunicipal Oblitions ....................... . 
Other Bonds, Notes, and Debentures Loans and Discounts. Furniture and Fixtures Other Real Estate Owned .. Other Assets 
 
122,133.20 
50,000.00 
11,637.50 3 ,000. 00 217,168.41 3,600.00 11,162.80 3,001.42 
 
Total. 
 
..... $ 421,703.33 
 
LIAlliLITIBS: 
 
Demand Depo-;its ............... $ Time Deposits Evidenced by Sav- 
ings Pass Books. Other Time Deposits 
State, County, and Municipal Deposits.... . . . . . . . . . .......... . 
Certified and Officers' Checks, Letters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank. 
Capital Stock .. Capital Notes. Surplus ........... . Undivided Profits .. Reserves ... 
 
Total. 
 
.s 
 
236,208.26 
78,871.06 1,847.89 
37,994.33 
261. 28 2.1,000.00 25,000.00 
5 ,000. 00 7,770.51 3,750.00 
421,703.33 
 
 SEVENTEENTH ANNUAL REPORT 
 
103 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
WILKINSON COUNTY BANK 
 
Toomsboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 7-16-1907 
 
Began Business: 7-16-1907 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection... . . . . . . . . ............ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. . ... 
 
State, County, and Municipal Obli- 
 
gations. 
 
. ........... . 
 
Loans and Discounts. 
 
Overdrafts . . Banking House 
 
..... . Owned,. 
 
':F~;~i-ture 
 
and Fixtures ......... . 
 
Other Real Estate Owned. 
 
Total. 
 
.. $ 
 
83,776.14 
3,000.00 
2,378.48 53,365.23 
S2 ..W 
195.00 31,006.34 
173,773.58 
 
LIABILITIES: 
 
Demand Deposits. 
 
. .$ 
 
Other Time Deposits . 
 
State, County, and Municipal De- 
 
posits. . . . . .. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelets' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital Stock. 
 
Capital Notes. 
 
Undivided Profits. 
 
Reserves. 
 
Total. 
 
... $ 
 
68,931 '26 38,392.67 
36,014,42 
545' 97 15,000,00 10,000,00 
3,764,26 1' 125.00 
173,773.58 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF TRION 
 
Trion, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-16-1912 
 
Began Business: 12-17-1912 
 
RESOURCES: 
 
Cash, Balances \Vith other Banks, 
 
and Cash Items in Process of Col- 
 
lection.. 
 
. .... .$ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed .. 
 
State, County, and Municipal Obli- 
 
gations ......... . 
 
Loans and Discounts ..... . 
 
Banking House Q,yned, Furniture 
 
and Fixtures 
 
Other Real Estate Owned .. 
 
Other Assets. 
 
Total. 
 
... ' .. $ 
 
129,982 OS 
113,275.00 
13,658.10 75,031.65 
724.40 4,746.00 11,083.21 
348,500.41 
 
LIABILITIES: 
 
Demand Deposits ................ '$ 
Time Deposits Evidenced by Savings Pass Books . . . 
Other Time Deposits. Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold fOr Cash, and Amounts due to Federal Reserve Bank .. Capital Stock. Surplus. . ... Undivided Profits .. 
Reserves. 
 
TotaL 
 
. .$ 
 
1.58,095, 78 
1' 197.00 119,969' 65 
11,877.97 25,000.00 25,000.00 
5,832.01 1,528.00 
348,500.41 
 
 104 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
BANK OF TUCKER 
 
Tucker, Ga.. 
 
As called for by die Superintendent of Banks. 
 
Date of Charter: 10-29-1919 
 
Began Business: 12-30-1919 
 
RnSOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Investments in Companies or Nomi- 
nees Holding other Real Estate for Bank's Benefit. ............ . 
 
36,114.59 
I ,100.00 51,722.09 
365.29 
4,300.00 800.00 
600.00 
 
Total ........................... $ 95,001.97 
 
LIABILITIES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books............... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ....................... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' 
Checks Sold for Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock ................... . Capital Notes ................... . Surplus ........................ . Undivided Profits ............... . Reserves ....................... . 
 
Total. .. 
 
.......... $ 
 
44,365.54 
15' 138.61 5,579.74 
2 ,400. 48 
16.50 15,000.00 
7,500.00 2' 108.63 2,317.47 
575.00 
95,001.97 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
EXCHANGE BANK OF UNADILLA 
 
Unadilla, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4-19-1935 
 
Began Business: 4-22-1935 
 
REtSOURCSS: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures .................. . Other Assets ................... . 
 
51,186.14 32,810.70 
43.74 
2,900.00 289.12 
 
Total ............... . 
 
. ... $ 87,229.70 
 
LIABILITIES: 
 
Demand Deposits ................ $ Other Time Deposits ..... . U. S. Government and Postal Sav- 
ings Deposits ... State, County, and Municipal De- 
posits ............... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank. Dividends Declared but not yet Payable ...................... . Capital Stock ................... . 
Surplus ........... . Undivided Profits. 
 
Total. ..... 
 
. .. $ 
 
58,347.32 3,858.11 5,000.00 258.31 
102.90 600.00 15,000.00 4,000.00 
63.06 
87' 229.70 
 
 SEVENTEENTH ANNUAL REPORT 
 
105 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF UNION POINT 
 
Union Point, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-15-1911 
 
Began Business: 5-1911 
 
RSSOURCJCS: 
Cash, Balances with other Banks, and Cash Iterns in Process of Collection ........................ $ 
Loans and Discounts ............ . Overdrafts . . ................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets . . . . ............... . 
Total. .......................... $ 
 
46,879.06 172,286.26 
25.56 2 ,308. 87 5,931.44 
45.40 
227,476.59 
 
LIABILlilltS: 
Demand Deposits................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash,and Amounts due to Federal Reserve Bank ... . Capital Stock ................... . Surplus ........................ . Undivided Profits ............... . Reserves ....................... . 
Total. ............................ $ 
 
130,922.60 
11,318.69 
198.40 
31,448.04 
1,244.22 25,000.00 25,000.00 
344.64 2,000.00 
227,476.59 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE FARMERS BANK 
 
Union Point, Ga. 
 
As called for by the Superintendent of Banks.. 
 
Date of Charter: 9-6-1911 
 
Began Business : 9-6-1911 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection........................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Overdrafts . 
 
. .......... . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
Other Assets ................... . 
 
46,562.50 
4, 746.63 
13,467.10 1,017.50 
67,681.63 37.92 
3,400.00 4,400.00 
355.00 
 
Total. .......................... $ 141,668.28 
 
LIABILITIES: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ......... State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldforCash,andAmounts due to Federal Reserve Bank ... Dividends Declared but not yet Payable ...................... . Capital Stock ................... . Capital Notes .................. . Surplus ....................... Undivided Profits............... . Reserves ....................... . 
Total. ..........................$ 
 
64,938.84 
37,153.94 4,380.28 
3,197.96 
740.70 
300.00 15,000.00 12,500.00 
1,000.00 581.56 
1,875.00 
141,668.28 
 
 106 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
DARBY BANKING CO. 
 
Vidalia, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-22-1934 
 
Began Business: 6-29-1934 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ....................... $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations. 
Loans and Discounts ........... . Banking House Owned, Furniture 
and Fixtures .. Other Real Estate Owned .. 
 
Total.. 
 
. . . . . . . .$ 
 
LIABILITIES: 
 
----1--------------------- 
 
Demand Deposits.. . . . 
 
. .... '$ 122,.129.1.) 
 
Other Time Deposits. 
 
33,445.87 
 
101,579.Sl 
 
U. S. Government and Postal Sav- 
 
ings Deposits. 
 
5,000.00 
 
21,890.54 
 
State, County, and Municipal De- 
 
posits 
 
4,552.69 
 
6, 779.69 
 
Deposits of other Banks. 
 
63,333.10 
 
130,423.74 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
10,250.00 
 
Checks Sold for Cash,and Amounts 
 
5,761.81 
 
due to Federal Reserve Bank. 
 
2 ,214. 62 
 
Other Liabilities. 
 
3,316.64 
 
Capital Stock. 
 
25,000.00 
 
Capital Notes. 
 
10,000.00 
 
Surplus. 
 
5 ,855. 74 
 
Reserves ........... . 
 
1,437.50 
 
27 6, 685. 29 
 
Total . 
 
.. $ 276,685.29 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
 
CITIZENS BANK 
 
Vienna, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 6-30-1931 
 
Began Business: 7-1-1931 
 
RESOURCES: 
 
LIABILITIES: 
 
---------1------------------- 
 
Cash, Balances- with other Banks, 
 
Demand Deposits.. . . 
 
. .... $ 150,818.62 
 
and Cash Items in Process of Col~ 
 
Other Time Deposits 
 
16,091.33 
 
lection. 
 
. ....... $ 140,510.73 
 
State, County, and Municipal De- 
 
U. S. Government Obligations, Di- 
 
posits ...... . 
 
45,112.68 
 
rect and Fully Guaranteed ..... . 
 
22,150.00 
 
Certified and Officers' Checks, Let- 
 
State, County, and Municipal Obli- 
 
ters of Credit and Travelers' 
 
gations. 
 
2,250.00 
 
Checks Sold for Cash,and Amounts 
 
Loans and Discounts . 
 
50,177.80 
 
due to Federal Reserve Bank. 
 
1,337.67 
 
Overdrafts . Banking House 
 
Owned, 
 
F~;~it_~~~ 
 
5.80 
 
Capital Stock. Capital Notes. 
 
25,000.00 1.1,000.00 
 
and Fixtur'es 
 
6,325.00 
 
Surplus. 
 
5,000.00 
 
Other Assets . 
 
44 ,484. OS 
 
Undivided Profits 
 
6,680.58 
 
Reserves. 
 
862.50 
 
Total.. 
 
. .. $ 265,903.38 
 
Total. 
 
..... $ 265,903.38 
 
 SEVENTEENTH ANNUAL REPORT 
 
107 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF VILLA RICA 
 
Villa Rica, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 5-4-1899 
 
Began Business: 5-1899 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection. . ..................... $ 
U. S. Government Obligations, Direct and Fully Guaranteed ... 
State, County, and J\.1unicipal Obligations. 
Other Bonds, Notes, and Debentures Corporate Stocks 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures . . . . . . 
Other Real Estate Owned. Other Assets . 
 
Total. 
 
. . . . .$ 
 
140,655.68 
88 '775. 00 
14,000.00 42,000.00 
2 ,650. 00 191,429.60 
7,300.00 38,490.00 
223.89 
525,.124.17 
 
LIABILITIES: 
 
Demand Deposits. . . . . . . . . . . . . $ 
 
Other Time Deposits. 
 
State, County, and Municipal De- 
 
posits. 
 
. ...... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash,and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock. 
 
Surplus. 
 
Undivided Profits. 
 
324,960.46 108,016.90 
30,768.75 
778.06 50,000.00 
9,000.00 2,000.00 
 
Total. .. 
 
...$ 525,524.17 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF WADLEY 
 
Wadley, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1-29-1902 
 
Began Business: 1-1902 
 
RESOURCE;S: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection.. 
 
. .... $ 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . . ...... . 
 
Other Real Estate Owned. 
 
105 '231. 22 90,719.65 
5,000.00 II, 716.90 
 
Total. 
 
.$ 212,667.77 
 
LIABILI'rll~S: 
 
Demand Deposits.. . . . . . ........ $ Time Deposits Evidenced by Sav- 
ings Pass Books .... Other Time Deposits. State, County, and Municipal De- 
posits. . ............. . 
Certified and Officers' Checks, Letters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank .. 
Capital Stock. Capital Notes Surplus ..... . Undivided Profits. . ........... . 
Reserves .. 
 
Total. 
 
$ 
 
97,883.68 
45,685.03 15' 100.00 
9,381.53 
484.07 25,000.00 10 '000. 00 
5,000.00 1,201.06 2,932.40 
212,667.77 
 
 108 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITIZENS BANK 
 
Warrenton, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 4-14-1902 
 
Began Business : 4-1902 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 756,346.92 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed...... 
 
137,885.69 
 
State, County, and Municipal Obli- 
 
gations. . . .. . . .. .. . . . .. .. .. .. . 
 
44,876.67 
 
Other Bonds, Notes, and Debentures 
 
23, 126.31 
 
Loans and Discounts. . . . . . . . . . . . . 162,302. 15 
 
Overdrafts. . . . . . . . . . . . . . . . . . . . . . 
 
121.99 
 
Banking House Owned, Furniture 
 
and Fixtures ......... ,......... 
 
14,562.84 
 
Other Real Estate Owned ......... _ _ _5_,_6_4_8_._2_4 
 
Total. .......................... $ I, 144,870.81 
 
LIABILITIES: 
 
Demand Deposits ................ $ 1,020,176.89 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank ... . 
 
9,591.37 
 
Capital Stock ................... . 
 
50,000.00 
 
Surplus ........................ . 
 
25,000.00 
 
Undivided Profits ............... . 
 
27,725.82 
 
Reserves ....................... . 
 
12,376.73 
 
Total ........................... $ 1,144,870.81 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
WASHINGTON LOAN & BANKING CO. 
 
Washington, Ga. 
 
As called for By the Superintendent of Banks. 
 
Date of Charter: 9-7-1891 
 
Began Business: 5-1-1895 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations ...................... . 
Other Bonds, Notes, and Debentures Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . 
 
250,049.64 
67' 100.00 
306 '716. 59 9,000.00 
!56' 258.68 528.52 
3,385.00 2 ,500. 00 
 
Total ........................... $ 795,538.43 
 
LIABILI'l'IF;S: 
 
Demand Deposits ................ $ 342,583.49 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books ............... . 158,267.75 
 
Other Time Deposits ............ . 
 
62,117.56 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
31,490.17 
 
State, County, and Municipal De- 
 
posits ..................... . 
 
45,935.27 
 
Deposits of other Banks ......... . 
 
11,505.58 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank.. . . 
 
479.66 
 
Capital Stock.................... 
 
50,000.00 
 
Surplus ....... , .. .. .. . . . .. .. . . .. 
 
50, 000. 00 
 
Undivided Profits. . . . . . . . . . . . . . . . - -4-3, !-58.-95 
 
Total ........................... $ 795,538.43 
 
 SEVENTEENTH ANNUAL REPORT 
 
109 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
COMMERCIAL BANK 
 
Waycross, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-15-1918 
 
Began Business: 10-30-1918 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
Reserve with Federal Reserve Bank 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ............ . 
 
Banking House Owned, Furniture 
 
and Fixtures . 
 
. ......... . 
 
Other Real Estate Owned ........ . 
 
Other Assets ................... . 
 
839,652.02 40.150.19 
357 535.20 
12,018.15 54,692.10 257,618.39 
26,500.00 2,941.70 809.69 
 
Total ........................... $ 1,591,917.44 
 
LIABILil'IES: 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books ............... . Other Time Deposits ........... . U. S. Government and Postal Sav- 
ings Deposits ................. . State, County, and Municipal De- 
posits ........................ . Deposits of Other Banks ......... . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSold for Cash, and Amounts due to Federal Reserve Bank .... Dividends Declared but not yet 
Payable ..................... . Capital Stock ................... . Surplus ........................ . Undivided Profits ............... . Reserves ....................... . 
 
808,244.07 
440,322.78 9,234.44 
63,551.78 
90,582.41 50,000.00 
18,474.82 
1,000.00 50,000.00 10,000.00 44,993.27 
5,513.87 
 
Total ........................... $ 1,591.917.44 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF WAYNESBORO 
 
Waynesboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-16-1890 
 
Began Business: 1891 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 
 
State, County, and Municipal Obli- 
 
gations ...................... . 
 
Loans and Discounts. 
 
. .... . 
 
Banking House Owned, Furniture 
 
and Fixtures ................. . 
 
Other Real Estate Owned ........ . 
 
107,824.17 
30,000.00 160,461.86 
2,000.00 13,857.45 
 
Total. .......................... $ 314,143.48 
 
LIABILI'I'IES: 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books............... . U. S. Government and Postal Sav- 
ings DepOsits ................. . State, County, and Municipal De- 
posits ........................ . Deposits of other Banks Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Soldfor Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock ................... . Capital Notes. . . .............. . Surplus ........................ . Undivided Profits ............... . 
Total. .......................... $ 
 
147,125.33 
66,403.74 
5,000.00 
13,612.64 349.53 
599.74 50,000.00 20,000.00 10,000.00 
1,052.50 
314,143.48 
 
 110 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
CITIZENS BANK & TRUST CO. 
 
West Point, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2171917 
 
Began Business: 3171917 
 
~~~-IT_I_E_s_: I_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _Reso_u_R_c_E_s_:_ _ _ _ _ _ _ _ _ _ 
 
_ _ _ _ _ _ _ _ __ 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ....................... $ 
U. S. Government Obligations, Direct and Fully Guaranteed 
State, County, and :rviunicipal Obligations. 
Loans and Discounts . . . . . . ..... Banking House Owned, Furniture 
and Fixtures .......... . Other Real Estate Owned. Other Assets 
 
668,357.92 
444' 132 42 
19,287.17 610,316.62 
9,700.00 52,697.42 
I, 748. II 
 
Demand Deposits. . ........... S 
 
Time Deposits Evidenced by Sav- 
 
ings Pass Books . 
 
Other Time Deposits .. 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and 1\tiunicipal De- 
 
posits .. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .. 
 
Dividends Declared but not yet 
 
Payable ...................... . 
 
Other Liabilities. 
 
. ......... . 
 
Capital Stock. 
 
Capital Notes. 
 
Surplus ... 
 
Undivided Profits. 
 
Reserves ...... . 
 
892 '908. 98 
546,519.94 8' 000.00 
82,000.00 
33,768.12 
722.08 
2,000.00 5,093.03 100,000.00 100,000.00 15,000.00 11,894.17 8,3.33.34 
 
Total. 
 
.'$ I ,806,2.39.66 
 
Total. 
 
....... $ I ,806, 239.66 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE PEOPLES BANK 
 
Winder, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10201926 
 
Began Business: 10301926 
 
RESOURCES: 
Cash, Balances with other Banks, and Cash Items in Process of Cal- 
k~= . . . . . . . . . . . . . . . . . $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations. . . . . . . . . . . . . . . . . . . . . 
Other Bonds, Notes, and Debentures Loans and Discounts ........... . Banking House Owned, Furniture 
and Fixtures . . . . . ... Other Real Estate Owned. 
 
377,468.30 
12,900.00 
6 ,500. 00 6,000.00 240,683.75 
17,500.00 7,500.00 
 
Total. .. 
 
. . . . . . . . . $ 668,.)52.05 
 
LIABILITIES: 
 
Demand Deposits. . ........... $ Time Deposits Evidenced by Sav- 
ings Pass Books ..... Other Time Deposits State, County, and Municipal De- 
posits .. Certified and Officers' Checks, Let- 
ters of Credit and Travelers' Checks Sold for Cash, and Amounts 
due to Federal Reserve Bank. Capital Stock. Surplus .. Undivided Profits 
 
Total . 
 
. ........... $ 
 
431,490.06 
83,332. 17 1,571.99 
108,482.85 
2,946.03 25,000.00 12,500.00 
3 ,228. 95 
668,5.'2.05 
 
 SEVENTEENTH ANNUAL REPORT 
 
111 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE WOODBURY BANKING CO. 
 
Woodbury, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 1020-1891 
 
Began Business: 10-1902 
 
RHSOURCES: 
 
Cash, Balances \Vith other Banks, and Cash Items in Process of Col- 
lection ........................ S U. S. Government Obligations, Di- 
rect and Fully Guaranteed State, County, and 1viunicipal Obli- 
gations. Other Bonds, Kotes, and Debentures Loans and Discounts 
Overdrafts. Banking House Owned, Furniture 
and Fixtures Other Real Estate Owned. Other Assets 
 
Total. 
 
s 
 
203,809 81 
11 '821. 88 
28 '920. 70 5,876 25 
76,803.6i 383.42 
3,776.73 3 ,814. 59 
361. 10 
33.1 '568. 13 
 
LIABILITIES: 
 
Demand Deposits. 
 
. ......... $ 
 
Other Time Deposits. 
 
U. S. Government and Postal Sav- 
 
ings Depcsits. 
 
State, County, and Municipal De- 
 
posits. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sol dorCash, and Amounts 
 
due to Federal Reserve Bank. 
 
Capital ~tack 
 
Surplus. 
 
Undivided Profits .. 
 
157,575.11 78,730.25 
78.84 
59' 239.67 
988.81 25,000.00 10,000.00 
3 '955. 45 
 
Total. ......................... $ 335,.168. Ll 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
WOODLAND BANK 
 
Woodland, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 11-18-1907 
 
Began Business: 11-25-1907 
 
RI:CSOURC"ES: 
 
Cash, Balances with other Banks, and_ Cash Items in Process of Col-,. lect1on ........................ 'ffi 
e. S. Government Obligations, Di- 
rect and Fully Guaranteed .. State, County, and Municipal Obli- 
gations Loans and Discounts ........... . Banking House Owned, Furniture 
and Fixtures .... Other Real Bstate Owned. 
Other Assets . 
 
Total.. 
 
. ....... $ 
 
50,121.60 
5 ,400. 00 
2 ,000. 00 33,639.37 
3,500.00 7' 185.29 1,286. 77 
103,133.03 
 
LIABILITIJ!S: 
 
Demand Deposits..... 
 
. .$ 
 
Other Time Deposits .. 
 
State, County, and Municipal De- 
 
posits. 
 
. ........... . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
Checks Sold for Cash, and Amounts 
 
due to Federal Reo.;erve Bank 
 
Capital Stock .. 
 
Surplus ............ . 
 
Cndivided Profits .. 
 
Resen:es. 
 
. .......... . 
 
Total .. ....................... $ 
 
61 ,280. 6.1 10,388.13 
2,485.66 
88.40 15,000.00 12,000.00 
440.19 1 ,450. 00 
103,133.03 
 
 112 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF WOODSTOCK 
 
Woodstock, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 10-10-1905 
 
Began Business: 11-13-1905 
 
RESOURCES: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obligations. . .................. . 
Loans and Discounts ............ . Banking House Owned, Furniture 
and Fixtures . . . ............ . Other Real Estate Owned ... . 
 
Total. ........... . 
 
..... $ 
 
54,336.02 
9,943. 75 
1,200.00 32,885.77 
5,299.16 9 ,883. 75 
113,548.45 
 
LIABILITIES: 
 
Demand Deposits ................ $ 
 
Other Time Deposits. . ........ . 
 
State, County, and Municipal De- 
 
posits. . . . . . . . 
 
. ........ . 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSold for Cash, and Amounts 
 
due to Federal Reserve Bank .... 
 
Capital Stock. 
 
Surplus....... 
 
. ........ . 
 
Undivided Profits ...... . 
 
Total. .... 
 
...... $ 
 
65,933.05 9,753.49 
5,246.81 
9.50 25,000.00 
5,772.69 1,832.91 
113,548.45 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of the 
BANK OF WRIGHTSVILLE 
 
Wrightsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 2-16-1897 
 
Began Business: 2-16-1897 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Items in Process of Col- 
 
lection ........................ $ 231,126.19 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed. . . . . . 
 
11,585.78 
 
Loans and Discounts. . . . . . . . . . . . 
 
57,956.18 
 
Overdrafts . . . . . . . . . . . . 
 
418 . 57 
 
Banking House Owned, Furniture 
 
and Fixtures . . . . . . . . . . . . . . . . . 
 
4, 500. 00 
 
Other Real Estate Owned......... 
 
2 ,425. 72 
 
----- 
 
Total. .......................... $ 308,012.44 
 
LIABILITIES: 
 
Demand Deposits ................ $ Other Time Deposits . Certified and Officers' Checks, Let- 
ters of Credit and Travelers 
ChecksSold for Cash, and Amounts due to Federal Reserve Bank ... . Capital Stock ................... . Surplus ........................ . Undivided Profits ............... . Reserves .................... . 
 
Total. ............. . 
 
. ...... $ 
 
213 '773.49 43 '755. 58 
378.36 25,000.00 17,049.32 
5,055.69 3,000.00 
308,012.44 
 
 SEVENTEENTH ANNUAL REPORT 
 
113 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE EXCHANGE BANK OF WRIGHTSVILLE 
 
Wrightsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 12-20-1909 
 
Began Business: 12-20-1909 
 
RESOURCES: 
 
Cash, Balances with other Banks, 
 
and Cash Ite-ms in Process of Col- 
 
lection. 
 
. ................ $ 
 
U. S. Government Obligations, Di- 
 
rect and Fully Guaranteed ..... . 
 
State, County, and Municipal Obli- 
 
gations. 
 
. .............. . 
 
Other Bonds, Notes, and Debentures 
 
Loans and Discounts ... . 
 
Overdrafts . . ................. . 
 
Banking House Owned, Furniture 
 
and Fixtures ................ . 
 
Other Real Estate Owned. 
 
Other Assets ................... . 
 
Total. .... 
 
................ $ 
 
178,405.57 
20,800.00 
5' 185.59 1 '975. 17 90,033.37 
15.76 
4,000.00 685.41 110.96 
301,211.83 
 
LIABILITIES: 
 
Demand Deposits. . ............ $ 
 
Other Time Deposits . 
 
.. 
 
U. S. Government and Postal Sav- 
 
ings Deposits ................. . 
 
State, County, and Municipal De- 
 
posits. 
 
.......... 
 
.. 
 
Certified and Officers' Checks, Let- 
 
ters of Credit and Travelers' 
 
ChecksSoldforCash,andAmounts 
 
due to Federal Reserve Bank ... . 
 
Other Liabilities ................ . 
 
Capital Stock .. 
 
Surplus .. 
 
Undivided Profits. 
 
Total. 
 
. .$ 
 
205,777.10 12,885.45 
130.12 
22,914.25 
365.38 520.40 35,000.00 15,000.00 8,619.13 
301,211.83 
 
STATEMENT 
 
Showing condition at the close of Business December 31, 1936, of 
THE BANK OF ZEBULON 
 
Zebulon, Ga. 
 
As called for by the Superintendent of Banks. 
 
Date of Charter: 318-1905 
 
Began Business: 1-31-1905 
 
RESOUR'~tS: 
 
Cash, Balances with other Banks, and Cash Items in Process of Collection ........................ $ 
U. S. Government Obligations, Direct and Fully Guaranteed ..... . 
State, County, and Municipal Obli gations ..................... . 
Other Bonds, Notes, and Debentures 
Loans and Discounts ............ . Overdrafts ..................... . Banking House Owned, Furniture 
and Fixtures ................. . Other Real Estate Owned ........ . Other Assets ................... . 
 
Total. .... 
 
................ $ 
 
114,182.26 
4,874.00 
2,968.29 3,112.35 90,504.47 
359.85 
5,500.00 2,950.00 I ,227.82 
225,679.04 
 
LIABILITiltS 
 
Demand Deposits ................ $ Time Deposits Evidenced by Sav- 
ings Pass Books . . . . ....... . Other Time Deposits ............ . State, County, and Municipal De- 
posits ........................ . Certified and Officers' Checks, Let- 
ters of Credit and Travelers' ChecksSoldfor Cash, and Amounts due to Federal Reserve Bank ... . 
Capital Stock . . . . .............. . Surplus ........................ . Undivided Profits ............... . Reserves .... 
 
Total. ...... 
 
. .. $ 
 
91,282.29 
54,168.74 10,777.56 
32,223.96 
777.80 25,000.00 
5,000.00 5,540.53 
908.16 
225,679.04