SEVENTH ANNUAL REPORT 
OF THE 
DEPARTMENT OF BANKING 
OF THE 
STATE OF GEORGIA 
YEAR ENDING DECEMBER 31 
T. R. BENNET!', Superintendent of Banks 
 
 DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA 
1926 
STEIN PRINTING COMPANY STATE PRINTERS ATLANTA. GA. 
 
  STATE OF GEORGIA 
DEPARTMENT OF BANKING 
Created by Act Approved August 16, 1919. 
SEVENTH ANNUAL REPORT 
YEAR ENDING DECEMBER 31, 1926. 
DEPARTMENT ESTABLISHED An Act to create the Department of Banldng of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective .January 1, 1920. Also amended Aug. 14, 1920; Aug 21, 1922; Aug. 13, 1924; Aug. 26, 1925. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banldng by the State Treasurer, as provided for in Laws enacted in 1890 and 1907. 
T. R. BENNETT, Superintendent of Banks. 
 
 IV 
 
SEVENTH ~UAL REPORT 
 
DEPARTMENT OF BANKING, STATE OF GEORGIA, ATLANTA. 
 
To THE HoNORABLE CLIFFORD WALKER, Governor, 
State Capitol, 
Atlanta, Ga. 
Dear Sir: 
Section 16 of Article 2 of the Banking Act requires that a report be filed by the Superintendent of Banks as of December 31st of each year. Retiring. as I am, from this office, it will be impossible for me to comply with some of the provisions of this Section. I respectfully ask the indulgence of my successor and trust that he will append as an exhibit to this letter of transmittal, the statistics required by this Section. I will, before leaving the office, make this request of him. In this letter of transmittal, and in order that there may be a permanent record, I do not think it amiss to recapitulate and furnish a brief summary of an historical nature of the Department of Banking since its organization and inception. 
By an Act of the General Assembly, approved August 16th, 1919, this Department was created, effective January 1st, 1920, and I was appointed Superintendent of Banks. The organization of this Department, in line with the requirements of the Act, was undertaken. It began to function at a time when inflation was at its height. This inflation was due to the results of the economic condition brought about by the war. Cotton had sold in 1919 as high as fortyfour cents a pound and in the season of 1920 and 1921, dropped to twelve cents. 
Our Southland had refused to heed the suggestion of that peerless leader, Honorable Woodrow Wilson, when he admonished us that the price of cotton should- be fixed at twenty-five cents a pound, just as he had advised the corn and wheat belts to fix a price on their products. If we had followed this advice, as did these other states, then land and other speculative values would have been based on this fixed price, and the inflation which followed the war would not have taken place. Deflation followed inflation just as night follows day, and, as a result, the speculation which was rife created fictitious values. These fictitious values found their way into the banks of this State, in the shape of notes, prior to my incumbency. Pdor to and during this inflation period, there was practically no limit on the loans which were made by the banks, except 
 
 DEPARTMENT OF BANKING 
 
v 
 
their officers and agents, for the reason that there was no adequate law or supervisory or regulatory power conferred anywhere. 
The assets of the banks, when I took charge of the Department, were, in a number of instances, composed of these bills receivable, and wherever that was the case, it was my effort to eliminate them. In the fall of 19QO deflation set in and the value of these receivables was affected just as were land values, or the value of our other commodities. 
I then conceived it to be my duty, irrespective of technicalities, to save as many banks as possible, at the same time taking into consideration this inflation paper. Banking laws are for the benefit of depositors and it was for their benefit that I adopted a liberal and constructive policy. This policy has been consistently pursued and is well known to the bankers of this State. It has been approved by them individually and in conventions, as well as by each of the Chief Executives in office during my incumbency, as being sound. 
While the bankers understood the position taken, the average depositor who lost his money in institutions which were forced to suspend business does not understand how the Department operates, nor the purposes for which it was created. If every jot and tittle of the law had been enforced, more than four hundred banks in this State would have failed in 19QO and 1921. This, in my opinion, would have created a disaster unparallelled in the history of the State. I, therefore, have no apology for the adoption and consistent pursuance of the policy above outlined. The average depositor could not understand the reason for the preferences and priorities given by the Act of 1919, and, in cases where all the assets were applied to liquidate these preferences, the Department, rather than the law, was censured. 
In the enforcement of the law with reference to banks in liquidation, we met many obstacles, chief among them being the division of the Supreme Court upon the question of the constitutionality of executions issued upon stockholders' liability. Then, too, banks with trust company powers and privileges could invest in obligations of unsound character. In such reports as this, I have repeatedly called attention of the Legislature to these defects and suggested remedies, but without avail. 
In 1922, realizing that the trust company laws of this State were inadequate, I had prepared at my own expense, a bill which was submitted to the Legislative Committee of the Georgia Bankers' Association regulating trust companies, and, although approved by them, bankers of the State advised me that, under the peculiar conditions existing, this bill was impossible for passage. It was patterned chiefly after the Pennsylvania Act, and, if it had been enacted, with the regulatory powers provided, it is my honest conviction that the Tecent 
 
 VI 
 
SEVENTH ANNUAL REPORT 
 
failures of the banks connected with the Bankers' Trust Company, or to a great extent at least, would have been prevented and the consequent loss to the depositors of this State would have been minimized. It met with no support and was abandoned. 
In 1924, the Department, in conjunction with the officers, Legislative Committee and counsel of the Georgia Bankers' Association, had prepared a bill which, if it had been enacted, would have prevented banks having trust company powers and privileges from buying stocks or bonds, or guaranteeing paper of affiliated companies and from investing in securities other than those prescribed for banks. This bill met with strenuous opposition from the Country Bankers' Association, whose officers were officers of institutions directly connected with what is known as the "Manley Chain of Banks." It was prepared again in 1925 but the section of the bill which undertook to regulate banks with trust company powers and privileges was eliminated by the Committee and it failed to pass. So, in this regard, it can be seen that our hands were tied and no adequate regulatory supervision of trust companies or banks with trust company powers and privileges was or is vested anywhere. In this situation, we were forced to deal with an aggregation of banks numbering 129 all over this State, whose source of credit was vested in the Bankers' Trust Company. Its officers prescribed the policies for each of these banks. For over t~irty years or more, these banks in this institution have been functioning in Georgia without a loss to any depositor or creditor. It has been said that the volume of business handled in this time exceeds three billions of dollars and had built up a confidence in the public that was unshakeable. 
On the day that the Bankers' Trust Company was organized, one of the leading daily papers of this State had the following to say: 
"The Company is capitalized at a half million dollars, and its directors are all well-known men in Georgia's finance and commerce. While Mr. Witham himself does not figure as one of its officials, the spirit in forming the entire project is a typical produce of the genius which has come to be identified with his name. Since he founded the chain of banks, which now number 108, nearly all in Georgia, their growth in power and stability has been a subject of wondering comment in American banking circles. 
"This aggregation of banking institutions, tracing their source to the energies of one man, have now reached the strength and importance demanding and justifying an institution devoted exclusively to their own financing and clearing house purposes, the functions of the Bankers' Trust Company being directed to this end." 
It should be understood that there are no facilities afforded the Department of Banking, by law or otherwise, to appraise bills receivable belonging to a 
 
 DEPARTMENT OF BANKING 
 
VII 
 
bank. The only way under the law that the value or genuineness of the notes can be determined is by semi-annual examinations and audits made by the directors. These directors are required to verify these audits and in them to disclose bad, doubtful and worthless paper, and in the examinations the officers of the bank are likewise required to make these disclosures. We have no credit agency and cannot maintain one, but with the inspection system which I inaugurated, investments were disclosed in banks in Florida and elsewhere, with which I became concerned. So long as Florida was prosperous, these investments were not only good, but the banks operating in Florida, which were directly or indirectly under the control of the Bankers' Trust Company, were able to furnish the Georgia banks belonging to the chain with their cash requirements. Florida experienced a deflation as a result of speculation, and this source of supply was cut off; a crisis was reached, and these banks failed. 
Chain banking is fundamentally wrong, and that which is fundamentally wrong must fail, and I am the recipient of the criticism of their failure, insofar as the failure relates to the Department, and just in the same manner as any other official would have been had he occupied the position from which I am now retiring. Human effort and human endeavor can never correct a fundamental wrong. 
 
 
 
Eighty-three of the 129 banks in this chain failed in a period of a few days. There were 46 left. The Department then undertook to use its best offices, 
 
and &uch power as was given to it by law to save them. This work was in a 
 
large measure the result of the effort of my assistants and of the legal depart- 
 
ment which the emergency called on us to hastily assemble, for the reason that 
 
it was of such volume. Therefore, I feel that it is not out of place for me to 
 
say, and with propriety I may say that, in my opinion, the saving of so many 
 
of these banks is one of the greatest achievements that could have ever been 
 
accomplished. 
 
Additional help for the liquidation of these banks was demanded but there was no space at the capitol adequate for the emergency. It is not generally understood, but the law places upon the Superintendent, the duty of taking charge of all of the assets of a bank, including its cash. It must be deposited to his credit, and must be checked out by him according to law. With the book value of these assets,more than thirteen million dollars, it can be seen that this task alone is one of considerable proportions. Every conveyance of property owned by a bank must be executed by the Superintendent of Banks. He must make assessments on stockholders and issue executions therefor. In order to re-organize or re-open banks, the same must be done in accordance with the terms and provisions of the law. The assets of a bank must be sold within the terms provided by law, and the Superintendent of Banks must negotiate 
 
 VIII 
 
SEVENTH ANNUAL REPORT 
 
these sales. In each bank, numerous perplexing legal questions arise, and I was, therefore, called upon to maintain in Atlanta, a legal department to advise, conduct and provide for these sales, re-openings, re-organizations and collections. Under the law, suits can be brought against the Superintendent of Banks only in Fulton County, and to care for these suits, this is and was another reason for the maintenance of a legal department in Fulton County. 
It was my good fortune to secure the services, as one of my special counsel, Hon. Orville A~ Park, to aid and assist in this work. Mr. Park was the author of the present Banking Act and for more than twenty years has been general counsel for the Georgia Bankers' Association and was eminently fitted in this connection to render valuable service to the State. Associated with Mr. Park are four other attorneys acquainted with the Banking Act and with operation of banks, and I believe them to be competent in the handling of affairs of banks in liquidation. 
An accomplishment second to that of saving those banks of the chain, in my opinion, is the number of banks which, chiefly through their efforts and through the liquidation organization, were re-organized and at the date of the writing of this communication, twenty-four banks have been re-opened and sixteen of the twenty Georgia State Banks have been turned over to the depositors to whom these assets belong. 
We were indeed fortunate to have had the Baiking Act amended in the summer of 1925, prior to the failure of these institutions, because by that Act, unsecured depositors share only in the funds derived from the stockholders liability. This fund cannot be used to pay the State, County or municipality, or any other cred~tors holding a preference or priority, and, by that Act, it is my honest conviction that the depositing public will benefit to the extent of hundreds of thousands of dollars, whereas, under the old law, this fund would have been used to pay those depositors holding preferences and priorities, and I think that this accomplishment is third in order. 
Widespread criticism of this Department has been heaped upon us-it has been said that the expenses of liquidation are exorbitant. I append hereto a statement of all the banks closing since the faillire of the Bankers' Trust Company, showing in detail the appraised value of the assets, the collections of the assets, collections from assessments, bills payable, retired liabilities reduced by set-off, the preferred claims paid, the liquidation expenses, miscellaneous items, balances on hand as of December first. 
A persual of this statement will show that the collection of the assets was 29% in that short period of time of the total appraised value, and that the ratio of expenses to collection was 4~%. This expense includes not only the liquidating organization in the City of Atlanta, but it includes the expense and 
 
 DEPARTMENT OF BANKING 
 
IX 
 
salaries of every liquidating agent, of the attorney's fees and expense of the auditors; and expense of every kind and character. I think that this accomplishment is fourth in order, for the reason that had these banks been liquidated under the Act as it stood prior to 1919, which provided for a Receiver and fixed bis fees, his fees alone would have been five percent, the amount fixed by law, and necessarily he would have had to incur in addition thereto, the expenses identical with that of this Department, such as auditors, attorneys, agents and the like. 
In the appended statement, I desire to call your attention to the fact that it does not include the collections made by the Department in banks which subsequently re-opened, nor does it include the collections made by the Department of those banks in our possession and which we subsequently sold to the depositors. 
I can, I think, with propriety, express my pride at the accomplishment above <mtlined, inasmuch as these matters were, in my opinion, so successfully handled by those associated with me. 
I would suggest to the Legislature that they enact into the statutes of this State, a law regulating trust companies; that they amend the Banking Act by prohibiting banks with trust company powers and privileges to invest in securities other than those which operating banks are allowed to invest in; that they create a banking commission composed of three outstanding bankers, whose duty it shall be to act by and in conjunction with the Superintendent of Banks; that they act and have direct supervision and control over the Department of Banking. If these men and the Superintendent of Banks are nominated by the Governor, upon names selected and in some legal way furnished him by the bankers of the State, this will, in my opinion, remove the Department from politics. 
It may not be amiss, before I conclude this report, to call attention to certain economic conditions which now exist. There are cotton growing counties in this State that sell more gallons of gasoline than they raise pounds of cotton. During my incumbency in office there was a report submitted by the Government that one of these possessed more automobiles in proportion to its population than any other county in the United States. Sometimes I fear that the saturation point has been reached and that our country cannot prosper while pursuing our indulgence in luxuries. Our people must know and realize before we can prosper to any great extent, that Georgia, like an individual, any other State, or a nation, must produce more than it spends. 
In conclusion, may I not express to my ass9ciates, and to every single human being connected with the Department of Banking, from its inception, my 
 
 X 
 
SEVENTH ANNUAL REPORT 
 
appreciation of their loyalty and of their sincerity. They have worked day or night and with or without vacations, and I love them all. Ever will I cherish the kind things which have been said to and of me by the banking fraternity of the State. They have been a source of great comfort and help and I am consoled by the fact that it was they who supported the Department, financially and otherwise, and they are the ones who knew, and the only ones who can know of the efforts I have put forth. 
I am sincerely grateful to you for the co-operation which your offices have afforded, and when the record has been written so that all may see, 
"Those who now look through the glass darkly then shall see face to face." 
Respectfully, 
(Signed) T. R. BENNETT, 
Superintendent of Banks. 
 
 DEPARTMENT OF BANKING 
 
XI 
 
DEPARTMENT OF BANKING, STATE OF GEORGIA 
 
OFFICIAL ROSTER 
 
December 31, 1926. 
 
T.R.BENNETT Superintendent of Banks 
 
J. E. CAGLE Ass't. Superintendent of Banks 
 
EXAMINERS 
 
l\an::e 
 
Address 
 
Salary per month 
 
Douglass, E. B. ___________ Talbotton_____________ Gruver, 0. L. _____________Summit________________ Gunby, R. B. _____________ Oolumbus______________ 
Henderson, N. R. _________Douglasville___________ Jackson, 0. G. ____________ Atlanta________________ Janes, M. J. _______________ Atlanta________________ Lloyd, W. D. _______________ Tallapoosa_____________ Pitt, H. B._________________ Ty Ty__________________ 
Sisk, M. E. ________________ Greensboro____________ 
 
$200.00 200.00 200.00 
200.00 200.00 200.00 200.00 200.00 
200.00 
 
OFFICE ASSISTANTS 
 
Name 
 
Position 
 
Salary per month 
 
Denmark, J. E. ____________ Ohief Clerk___________ _ Johnson, Miss Annette ___ Secretary_____________ _ Ellis, Mrs. Leland _________Secretary_____________ _ 
GOavrewrtooond, ,HMairsrsyM__i_l_d_r_e_d_______.PSoecrtreerta__ry__-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
$150.00 137.50 108.33 108.33 86.67 
 
 XII 
 
SEVENTH ANNUAL REPORT 
 
DEPARTMENT OF BANKING, STATE OF GEORGIA 
 
Receipts and Disbursements, 1926. 
 
RECEIPTS: 
 
Balance Jan. 1, 1926___________________________ $ 5,172.60 
 
Examination fees _________________ $ 60,955.78 
 
Less returned checks_____________ Fines collected____________________ 
 
40.00 60,915.78 1,770.00 
 
I 
 
Int. on bank balance_____________ 
 
192.46 
 
Miscellaneous Income ___________ _ 
 
Examination Small Loan Compa- 
 
nies, Sale of Banking Acts, etc, 
 
297.53 $68,348.37 
 
DISBURSEMENTS: 
Salaries: 
Superintendent of Banks_______ $ 6,000.00 Ass't. Superintendent of Banks 3,600.00 Examiners ________________________ _ 22,783.33 Office assistants_________________ _ 4,970.60 
 
37,353.93 
 
Other expenses.: Superintendent of Banks, Traveling __________________ _ 
Examiners, Traveling ____________ _ Special Examiners, Traveling ____ _ Premium on Bonds ______________ _ Printing, Postage & Off~ce sup- 
plies ___________________________ _ 
Telephone & Telegraph Service__ _ Expenses Auditing Credit Unions 
 
309.94 15,826.04 
43.38 534.73 
4,646.38 319.40 252.50 
 
21,982.37 
 
Refund of fees (Collected in error) ____________________________ _ 
Credit office salaries and Incidentals (In error) _________________ _ 
Balance Cash on hand, December 31, 1926__ -- ---------------------- 
 
25.00 40.00 59,351.30 
$ 8,997.07 
 
 DEPARTMENT OF BANKING 
CHARTERS GRANTED IN THE YEAR 1926. (TWELVE) 
 
XIII 
 
NAME OF BANK 
 
LOCATION 
 
Montgomery Co. Bank____ Ailey_________ $ South Georgia Trust Co. Albany_______ Citizens Bank ____________ Ball Ground_ Commercial Bank_________ Bowden______ Citizens State Bank ______ Butler_ ______ Peoples Bank of East 
Point____________________ East Point___ Bank of Greensboro ______ Greensboro __ Menlo Bank_______________ Menlo ________ 
Montezuma Banking Co. Montezuma__ 
F~~:r~---~---~~~~~~-~~~jsummerville _ 
Home Bank _______________ Tallapoosa___ Peoples Bank _____________ ,1Winder_______ 
 
CAPITAL STOCK 
15,000.00 200,000.00 15,000.00 25,000.00 15,000.00 
25,000.00 25,000.00 15,000.00 50,_000.00 
25,000.00 25,000.00 25,000.00 
 
DATE APPROVED 
 
Feb. 23, 1926 
 
Mar. 19, 1926 
 
Sept. 27, 1926 
 
Sept. 20, 1926 
 
Sept. 
 
4, 1926 
 
Dec. 18, 1926 
 
Oct. 
 
8, 1926 
 
Oct. 
 
16, 1926 
 
Sept. 27, 1926 
 
Feb. 
 
5, 1926 
 
June 29, 1926 
 
Oct. 
 
27, 1926 
 
PERMITS ISSUED FOR BRANCH BANKS. 
(THREE) 
Farmers State Bank ______ lcuthbert ____ Farmers State Bank, Lumpkin, Ga.___________________________ 1-29-26 
Citizens & Southern Bank Valdosta_____ Citizens & Southern Bank, Savannah, Ga.__________________ 2-4-26 
Griffin Banking Company Williamson___ Griffin Bkg. Co., Griffin, Ga.___ 12-15-26 
 
STATE BANKS AND TRUST COMPANIES MERGED. (ELEVEN) 
 
NAME OF BANK 
 
LOCATION DATE 
 
TO BE KNOWN AS 
 
Bank of Bremen & Farmers Bank_____________ Bremen _____ _ 
Bank of Bowdon & Georgia State Bank_________ Bowdon_____ _ 
Barnesville Bank & Citizens National Bank____ Barnesville__ _ 
Dublin & Laurens Bank Banadnk_F_i_r_s_t___N__a_t_i_o_n__a_l__ Dublin______ _ 
Farmers State Bank, Cuthbert and Farmers State Bank, LumpkinLumpkin____ _ 
Union Banking Company and Bank of Monroe___ Monroe _____ _ 
Citizens Bank and Trust Company and Citizens Bank & Trust Company Branch___________ Savannah___ _ 
 
7-20-26 5-22-26 1-20-26 
12-31-26 9-1-26 
8-9-26 
 
Bank of Bremen. Georgia State Bank. Citizens National Bank. 
First National Bank. 
Farmers State Bank, Lumpkin. 
Bank of Monroe. 
Citizens Bank & Trust Company. 
 
 XIV 
 
SEVENTH ANNUAL REPORT 
 
STATE BANKS AND TRUST COMPANIES MERGED.-Continued. 
 
NAME OF BANK LOCATION 
 
DATE 
 
TO BE KNOWN AS 
 
Farmers State Bank and pTaenmyp_l_e__B__a_n_k__in__g__C__o_m__- Temple ______ 
Farmers & Merchants Branch of The Thomaston Banking Company and Thomaston Banking Company__________ Thomaston__ 
Merchants Bank, Valdosda and Citizens & Southern Bank____________ Savannah____ 
Citizens Bank and Citizens & Southern Bank Valdosta _____ 
 
5--14-26 
6-3G-26 3-27-26 12-31-26 
 
Temple Banking Company. 
Thomaston Banking Company. 
Citizens & Southern Bank, Savannah, Ga. 
Citizens & Southern Bank, Valdosta, Ga. 
 
AMENDMENTS TO INCREASE CAPITAL. (THREE) 
 
NAME OF BANK 
 
LOCATION 
 
DATE 
 
APPROVED 
 
Farmers State Bank ______ Lumpkin_____ Jan. Citizens State Bank ______ Reynolds_____ Jan. Peoples Savings Bank_____ Thomasville__ July 
 
15, 1926 15, 1926 1, 1926 
. 
 
AMOUNT OF INCREASE 
$25 ,ooo to $50.,000 
15,000 to 25,000 25,000 to 50,000 
 
AMENDMENTS TO CHARTERS GRANTED TO DECREASE CAPITAL DURING THE YEAR 1926. (NINE) 
 
NAME OF BANK 
 
LOCATION 
 
DATE APPROVED 
 
Bank of Camilla __________ Camilla ______ Dec. Chester Banking Co. ______ Chester______ Feb. 
 
Clermont Banking Co. ____ Clermont____ Dec. 
 
Fairburn Banking Co. ____ Bank of Gray_____________ 
 
Fairburn _____ G r a y _________ 
 
Dec. Aug. 
 
Bank of Meigs_____________ Meigs ________ Jan. 
 
Bank of Powder Springs__ Powder Spgs. Feb. 
 
FarBmaenrks___&_____M___e_r_c_h_a__n_t_s Sylvester_____ Apr. 
 
Merchants & Planters Bank___________________ Villa Rica____ July 
 
13, 1926 24, 1926 15, 1926 6, 1926 24, 1926 21, 1926 2, 1926 
5, 1926 
6, 1926 
 
AMOUNT OF DECREASE 
$100 ,ooo to $50,000 
25,000 to 15,000 25,000 to 15,000 50,000 to 25,000 25,000 to 15,000 100,000 to 75,000 25,000 to 15,000 
50,000 to 25,000 
50,000 to 25,000 
 
 DEPARTMENT OF BANKING 
 
XV 
 
RENEWAL OF CHARTERS GRANTED. (FOUR) 
 
NAME OF BANK 
 
LOCATION 
 
DATE 
 
APPROVED 
 
PERIOD 
 
Planters Bank____________ Hawkinsville_ Feb. 
Moultrie Banking Co. _____ Moultrie _____ May 
Bank of Henry County ___ McDonough_ June Bank of Wrightsville ______ Wrightsville__ Nov. 
 
23 , 1926 Thirty years. 1, 1926 Thirty years. 
16, 1926j Thirty years. 22, 1926 Thirty years. 
 
AMENDMENTS GRANTED FOR SURRENDER OF CHARTER. (ONE) 
 
NAME OF BANK 
 
LOCATION 
 
DATE APPROVED 
 
Bank of Norristown _____________________ Norristown __ July 6, 1926. 
 
APPROVAL OF VOLUNTARY LIQUIDATION GIVEN. (EIGHT) 
 
NAME OF BANK 
 
LOCATION 
 
APPROVED 
 
Claxton Bank____________________________ Claxton______ Nov. 9, 1926. 
Jasper County Bank_____________________ Monticello ___ April6, 1926. Bank of Norristown _____________________ Norristown __ March 12, 1926. McDuffie Bank___________________________ Thomson ____ May 19, 1926. Farmers Bank___________________________ Vidette ______ June 28, 1926. Bank of Bostwick________________________ Bostwick ____ Dec. 2, 1926. 
Farmers Banking Co. ____________________ Covington ___ April6, 1925. Bank of Jakin ___________________________ Jakin ________ Feb. 17, 1923. 
 
AMENDMENTS GRANTED TO CHANGE CORPORATE NAME. (TWO) 
 
NAME OF BANK 
 
LOCATION 
 
DATE 
 
APPROVED 
 
TO BE KNOWN AS 
 
Citizens Trust Co. ________ Savannah____ June 
Citizens Bank_____________ West Point___ Mar. t 
 
22, 1926 Citizens Bank and Trust Company. 
23, 1926 Citizens Bank & Trust Company. 
 
MISCELLANEOUS AMENDMENTS GRANTED. (TWO) 
 
NAME OF BANK 
 
LOCATION 
 
DATE 
 
APPROVED 
 
Griffin Banking Company Griffin_______ 
 
4-15-26 
 
Citizens Bank ____________ West Point___ 
 
3-23-26 
 
NATURE 
Obtain trust company powers and privileges and fix directors at not less than three nor more than twenty-five. 
Obtain trust company powers and privileges. 
 
 XVI 
 
SEVENTH ANNUAL REPORT 
APPLICATIONS FOR CHARTER DISAPPROVED. (SIX) 
 
NAME OF BANK 
 
LOCATION DATE OF DISAPPROVAL 
 
Woodcliff Banking Company ____________ WoodclifL ___ Sept. 11, 1926. Rabun Bank_____________________________ Clayton______ Sept. 11, 1926. Citizens Home Bank_____________________ Danville _____ Aug. 28, 1926. American Exchange Bank _______________ Parrott_ _____ July 29, 1926. Commerce Bank &"Trust Co. ____________ Atlanta______ Sept. 11, 1926. Farmers & Merchants Bank _____________ AdeL ________ Sept. 7, 1926. 
1 
MISCELLANEOUS APPLICATIONS FOR AMENDMENTS TO CHARTERS 
DISAPPROVED. 
(FIVE) 
 
NAME OF BANK 
 
LOCATION DATE DISAPPROVED 
 
NATURE OF AMENDMENT DESIRED 
 
Dublin & Laurens Bank__ Dublin_______ Bank of Lexington ________ Lexington ___ Union Banking Company Monroe ______ Farmers Bank_____________ Royston _____ 
Bank of Norristown ______ Norristown __ 
 
3-5--26 2-19-26 9-7-26 9-29-26 
3-12-26 
 
. Decrease capital from $150,000.00 to $75,000.00. 
Renew Charter for a period of 30 years. 
Reduce capital from $60,000.00 to $30,000.00. 
Decrease authorized capital from $50,000.00 to $40,000.00 and increase paid in capital from $30,300.00 to $40,000.00. 
Change place of doing business from Norristown to Adrian. 
 
APPLICATIONS PENDING. (TWO) 
 
NAME OF BANK 
 
LOCATION DATE OF AP- NATURE OF APPLICA- 
 
PLICATION 
 
TION 
 
Etowah Bank_____________ Canton ______ Farmers State Bank______ Lumpkin_____ 
 
12-21-26 12-27-26 
 
For Charter. Reduce capital from 
$50,000.00 to $28,000.00. 
 
 DEPARTMENT OF BANKING 
 
XVII 
 
BRANCH BANKS UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING. 
 
NAME OF BRANCH 
 
LOCATION NAME OF PARENT AND LOCATION 
 
Farmers Bank___ ------------------------ Alamo ________ Farmers Bank, Glenwood. 
 
Brunswick Bank & Trust Co., (Arco Brunswick___ Brunswick Bank & Tr. Co., 
 
Branch). 
 
Brunswick, Ga. 
 
Citizens & Southern Bank______________ Athens ______ Citizens & Southern Bank, 
 
Savannah, Ga. Citizens & Southern Bank______________ Atlanta______ Citizens & Southern Bank, 
 
Savannah, Ga. 
 
Citizens & Southern Bank (Central Of- Atlanta______ Citizens & Southern Bank, 
 
fica.) 
 
Savannah, Ga. 
 
Citizens & Southern Bank, (Tenth Atlanta______ Citizens & Southern Bank, 
 
Street Branch). 
 
Savannah, Ga.. 
 
Citizens & Southern Bank, (Mitchell Atlanta______ Citizens & Southern Bank, 
 
Street Office). 
 
Savannah, Ga. 
 
Citizens & Southern Bank______________ Augusta _____ Citizens & Southern Bank, 
 
Savannah, Ga. Georgia Railroad Bank, 1111 Broad St. Augusta _____ Georgia Railroad Bank, Au- 
gusta, Ga. Union Banking Company________________ Broxton _____ Union Banking Co., Doug- 
 
las, Ga. Farmers & Merchants Bank_____________ Calvary______ Farmers & Merchants Bank, 
 
Cairo, Ga. 
 
Columbus Savings Bank & Tr. Co., Columbus____ Columbus Savings Bank and 
 
Broad & Twelfth Sts. 
 
Trust Co., Columbus, Ga. 
 
Columbus Savings Bank & Trust Co., Columbus____ Columbus Savings Bank & 
 
2nd Ave & 30th St. 
 
Trust Co., Columbus, Ga. 
 
Farmers State Bank_-------------------- Cuthbert____ Farmers State Bank, Lump- 
 
Cornelia Bank___________________________ Demorest____ Cokrinne, lGiaaB. ank, Cornelia, Ga. 
 
Greenville Banking Company____________ Gay__________ Greenville Banking Co., 
 
Greenville, Ga. Brunswick Bank & Trust Co. ____________ Jesup________ Brunswick Bank & Tr. Co., 
 
Brunswick, Ga. Citizens & Southern Bank______________ Macon _______ Citizens & Southern Bank, 
 
Savannah, Ga. Citizens Bank___________________________ Morven ______ Citizens Bank, Hahira. 
 
Citizens Bank___ ------------------------ Nahunta_____ Citizens Bank, Folkston, Ga. Union Banking Company_______________ Nichols ______ Union Banking Co., Doug- 
 
las, Ga. Farmers Bank of Pelham________________ Sale City_____ Farmers Bank, Pelham, Ga. 
 
Citizens Bank & Trust Company, Savannah____ Citizens Bank & Trust Co., 
 
Branch. 
 
Savannah, Ga. 
 
Exchange Bank, Branch_________________ Savannah____ Exchange Bank, Savan- 
 
nah, Ga. Liberty St. Branch, Citizens & Southern Savannah____ Citizens & Southern Bank, BaBnaknko.f Buford__________________________ Suwanee_____ BaSnakvaonfnBauhf,oGrda,. Buford, Ga. Mt. Vernon Bank________________________ Uvalda_______ Mt. Vernon Bank, Mt. Ver- 
 
non, Ga. Citizens & Southern Bank______________ Valdosta_____ Citizens & Southern Bank, 
 
Savannah, Ga. Griffin Banking Company_______________ Williamson___ Griffin Banking Co., Grif- 
 
fin, Ga. Douglasville Banking Co., _______________ Winston _____ Douglasville Banking Co., 
 
Douglasville, Ga. 
 
 BANKS UNDER THE SUPERVISION OF THE J?EFARTME;NT OF BANKING 
 
STATE OF GEORGIA 
 
NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
B;EGAN BUSINESS 
 
Bank of Acworth________________________ Acworth_____________________ Oct. s. Lemon Banking Company____________ Acworth _____________________Dec. Bank of Adairsville ______________________ Adairsville ___________________ Mar. First Bank of Cook County_____________ AdeL ________________________ June Bank of Adrian__________________________ Adrian_______________________ Nov. Montgomery County Bank______________ Ailey_________________________ Feb. Bank of Alapaha ________________________ Alapaha _____________________March 
Albany Trust and Banking Company___ Albany ______________________ June South Georgia Trust Company__________ Albany ______________________ March Milton County Bank____________________ Alpharetta __________________Dec. Bank of Commerce______________________ Americus ____________________ Oct. Planters Bank___________________________ Americus ____________________ Oct. Bank of Arlington______________________ -Arlington____________________ Jan. Ashburn Bank__________________________ Ashburn_____________________ July Citizens Bank of Ashburn ______________ Ashburn_____________________ July Athens SaV)I.ngs Bank____________________Athens ______________________ Oct. American Savings Bank______________ ~- _At~anta______________________Dec. Atlanta Commercial Bank_______________ Atlanta______________________May The Atlanta Trust Company____________ Atlanta______________________ Aug. Citizens Trust Company________________ At,lanta______________________ July City Savings Bank_______________________ Atlanta______________________May East Atlanta Bank______________________ Atlanta_____________________ Nov. 
Georgia savings Bank & Trust Co.______ Atlanta_________________ ~ ____ Oot. Thtl Lakewood Bank____________________ At;lanta______________________ Nov. 
Pea9htree Road Commero,i.al Bank______ Atlanta______________________ Nov. Trust Comparcy of Georgia__________ ~- __ Atlanta______________________ Sept. Georgia Railroad Bank__________  _______ Augusta ____________ ---_-- ___Nov. Union Savings Bank_____ ---.--.- __________ Augusta ________________ .:,.,.___Sept. Austell Bank____________________________ AustelL ______________________ Jan. Bank of Bacpnton_______________________Bapipnton____________________ April Bainbridge State Bank______________'____Bainbridge__________________ Feb. Citizens Bank & Trust Company________ Bainbrfdge __________________ Feb. De_9atur County Bank___________________ Bainbridge__________________Dec. Baldwin State Bank_____________________ Baldwin_____________________Nov. Citizens Bank___________________________ Ball Ground _________________ Sept. Bank of Barwick________________________Barwiqlc ____________________ Jan. Baxley State Bank_______________________Baxley_______________________ Aug. 
The Blackshear Bank___________________Blackshear__________________Sept. 
 
31, 1905 
18, 1906 21, 1899 3, 1919 
20,1911 24, 1926 4,1905 
13, 1905 19, 1926 
5,1910 13, 1891 13, 1891 17, 1901 
3, 1900 27, 1905 19, 1885 
27,1886 12, 1916 
16, 1910 16, 1921 20, 1919 
15,1910 26,1889 
17, 1920 16,1925 
21, 1891 
15, 1882 22,1891 
3,1910 
23, 1907 1,1901 
17, 1920 
26, 1905 
7, 1907 28, 1926 
23,1906 23, 1917 
11,1891 
 
Dec. Jan. Mar. June Dec. March April June March Jan. Jan. 
July Oct. 
May Sept. Aug. June Nov. Sept. Dec. Nov. Nov. 
De~ 
Jan. Jan. May 
Feb. Jan. 
Oct. Feb. Aug. July 
 
19, 1905 1,1907 24, 1899 10, 1919 6,1911 1, 1926 1, 1905 
1905 22, 1926 26, 1911 
1892 1892 1901 14, 1900 25, 1905 1892 1887 15, 1916 1910 16, 1921 6, 1919 15, 1910 1,1899 8,1920 21, 1925 9,1891 31, 1892 3,1892 10, 1910 1907 
17, 1920 3, 1906 
1907 1, 1926 6,1906 25, 1917 7, 1892 
 
 NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
The Citizens Bank______________________ Blakely______________________March Fannin County Bank___________________ Blue Ridge___________________May Farmers Bank ___________________________ Blythe_______________________ Aug. Bank of Boston__________________________ Boston ______________________ Dec. Merchants & Farmers Bank_____________ Boston ______________________ sept. The Commercial Bank___________________ Bowdon_____________________ Sept. Bank of Bradley_________________________ Bradley______________________ Sept. Bank of Bremen_________________________ Bremen______________________ March 
Farmers & Merchants Bank__-___________ Brewton_____________________ May Citizens Bank _______________ ~ ___________ Brinson______________________ Dec. Bank of Brooklet ________________________ Brooklet_____________________ May 
Brunswick Bank & Trust Company_____ Brunswick___________________ Sept. Farmers & Citizens Bank _______________ Buchanan___________________ Aug. Haralson County Bank__________________ Buchanan___________________ March Bank of Buckhead ______________________ Buckhead___________________ July 
Buena Vista Loan & Savings Bank______ Buena Vista _________________ Sept. Bank of Buford_________________________ Buford ______________________ Jan. Shadburn Banking Company___________ Buford ______________________ Jan. The Citizens State Bank________________ Butler_______________________ sept. Bank of Byromville ______________________ Byromville ___________________ July The Farmers Bank______________________ Byron_______________________ Dec. 
Cadwell Banking Company______________ CadwelL _____________________ Jan. Cairo Banking Comparuy" _______________ Ca,iro ________________________ Nov. Citizens Bank___________________________ Cairo ________________________ Dec. Farmers & Merchants Bank_____________ Cairo ________________________ Oct. Bank of Camilla _________________________ Camilla______________________ Nov. Planters & Citizens Bank_______________ Camilla ______________________ May Farmers Bank___________________________ Canon_______________________ Nov. Bank of Canton _________________________ Canton~ _________________ c ___ Nov. Carlton Bank____________________________ Carlton______________________March The Peoples Bank _______________________ Carrollton___________________ Nov. Bank of Cave Spring____________________ Cave Spring_________________ Oct. Commercial Bank________________________ Cedartown __________________ Oct. Farmers & Merchants Bank_____________ Charing_____________________ Sept. Cohutta Banking Company_____________ Chatsworth _________________ July Bank of Chickamauga___________________ Chickamauga________________ Feb. Farmers & Merchants Bank_____________ Chipley______________________ March Habersham Bank________________________ Clarkesville__________________ May Citizens Bank of Claxton _______________ Claxton______________________ July Bank of Clayton_________________________ Clayton_____________________ June Clermont Banking Company____________ Clermont ____________________ June 
 
23, 1918 
28, 1916 29, 1909 
7, 1905 14, 1891 22, 192 
22, 192 23, 1903 26, 1910 
17,1910 12, 1907 
11,1899 8, 1911 3, 1909 9,1906 
22, 1889 20, 1893 23,1901 
4, 1926 19, 1921 2, 1909 10, 1910 23, 1900 
3, 1903 7, 1910 4, 1889 24, 1913 11, 1919 
1892 15, 1903 
16, 1909 25, 1905 
16, 1889 28, 1912 
17, 1905 
16, 1910 
22, 1909 13, 1904 
18, 1919 30, 1904 13, 1912 
 
BEGAN BUSINESS 
 
Feb. June Sept. March March Sept. Oct. March July Dec. 
 
1918 6, 1916 
1, 1909 5, 1906 
1902 20, 1926 20, 1920 
25, 1903 6, 1910 
22, 1910 
 
Sept. March Sept. Sept. Feb. Feb. Sept. July Jan. Feb. 
NJaonv.. 
Oct. Jim. May Nov. Dec. March Dec. Nov. Dec. Nov. Jan. May April 
Sept. July Feb. 
 
1899 1, 1911 4, 1909 
3, 1906 
1889 1, 1893 11, 1901 
4, 1926 26, 1921 
3, 1910 15, 1910 23, 1903 1, 1904 
10,1910 2,1890 
24, 1913 11,1919 
1892 
15, 1903 1, 1909 
7,1905 11, 1889 
6, 1912 24, 1906 2, 1910 
19, 1909 1904 
8, 1919 
1, 1904 1913 
 
 NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
Farmers & Merchants Bank_____________ Oleveland____________________ Oct. White County Bank_____________________ Cleveland____________________ Sept. Bank of Cobbtown______________________ Cobbtown___________________ Nov. Cochran Banking Company_____________ Cochran_____________________ March State Bank of Cochran__________________ Cochran_____________________ Dec. Bank of College Park____________________ College Park_________________ Nov. Bank of Collins__________________________ Collins--~- ___________________ Oct. Citizens Bank___________________________ Colquitt _____________________ March 
Columbus Loan and Banking Co. _______ Columbus ___________________ May Columbus Savings Bank & Trust Co.____ Columbus ___________________ Dec. Home savings Bank_____________________ Columbus___________________Dec. Merchants & Mechanics Bank___________ Columbus ___________________ Dec. Muscogee Bank & Trust Company______ Columbus____________________ Dec. The Peoples Bank_______________________ Comer _______________________March 
Northeastern Banking Company________ Commerce ___________________ Aug. Concord Banking Co. ___________________ Concord_____________________ Oct. Bank of Conyers ________________________ Conyers ___ - _________________ Nov. Bank of Rockdale _______________________ Conyers _____________________ Oct. Farmers & Merchants Bank_____________ Coolidge _____________________ Dec. American Bank & Trust Company______ Cordele ______________________ Jan. Exchange Bank_________________________ Cordele ______________________Nov. Cornelia Bank___________________________ Cornelia_____________________ July 
Bank of Covington_________ ___ ____ ______ Covington ________ ---.- _______ April Bank of Newton County _____ ~7- _________ Covington ___ -C-- ___________ ~Jan. The Commercial Bank___________________Crawford____________________ Sept. Bank of Crawfordville___________________ Crawfordville________________ Feb. Bank of Taliaferro______________________Crawfordville________________ Nov, Citizens Banking Co.____________________ Culloden_____________________Dec. Bank of Cumming _______________________ Cumming ____________________ Oct. 
Georgia Bank and Trust Co. ____________ Cuthbert ____________________ Jan. Dacula Banking Company_______________Dacula_______________________ Aug. Bank of Dahlonega______________________ Dahlonega___________________ May Bank of Lumpkin County_______________Dahlonega___________________ Nov. The Bank of Dalton_____________________ Dalton_______________________ Nov. Hardwick Bank and Trust Co. __________ Dalton_______________________ Feb. The Bank of Kestler ____________________Damascus ___________________ Nov. Bank of Danielsville_____________________Danielsville __________________ Dec. The Darien Bank________________________Darien_______________________Dec. Bank of Dawson_________________________ Dawson_________ - __ -- ___ -- ___ June Bank of Dearing_________________________Dearing ____________ -- ___ - ____ June Decatur Bank and Trust Co. ____________Decatur_____________________Sept. 
 
16, 1913 22, 1909 
30, 1906 9, 1899 22, 1921 10, 1910 
14, 1905 24, 1924 29, 1914 
24, 1888 31,1888 19, 1871 
20, 1913 25, 1907 25, 1891 
29, 1903 25, 1904 15, 1891 18, 1911 27, 1919 
29, 1905 3, 1900 10,1901 
17, 1905 2,1924 23, 1899 18, 1907 
26, 1923 11,1904 
1, 1917 31, 1909 
28, 1914 7, 1911 26,1911 
17, 1922 3, 1905 
11,1907 8, 1888 
29,.1911 
7'L 1911 3, 1906 
 
BEGAN BUSINESS 
 
Nov. Oct. 
 
1913 4, 1909 
 
March Jan. Nov. Sept. April 
June April April Oct. Jan. March Jan. Nov. Dec. June Nov. Jan. Jan. Aug. April 
Feb. Sept. Oct. Jan. 
 
9,1899 5, 1922 
10, 1910 1,1905 
21, 1924 1, 1914 
1889 1903 3, 1872 1914 
2, 1907 1892 
18, 1903 
19, 1904 1901 
20,1911 29, 1919 
1, 1906 4, 1900 
1901 1, 1905 5,1924 
1,1899 1, 1908 
 
Oct. Jan. Sept. June Nov. Oct. Feb. Dec. Jan. Jan. Jul.y 
June Nov. 
 
1904 2, 1917 
27, 1909 1, 1914 
1911 21, 1912 20, 1922 
1,1905 
15, 1908 1889 
1, 1911 15, 1911 
2, 1906 
 
 NAME OF BANK 
 
LOCATION 
 
CHAR:rERED 
 
The Dexter Banking Co. ________________ Dexter_______________________ Jan. 
Merch,a.nts and Farmers Bank___________ Donalsonville________________ Sep~. The Union Banking Co. _________________ Douglas_____________________ Dec, Douglasville Banking Co. _______________ Douglasville _________________ Dec. Bank of Dudley_________________________ Dudley______________________ Oct. Bank of Duluth_________________________ Duluth______________________ Nov. Bank of Eastman. _______________________Eastman_____________________ De_c. 
Citizens Banking Co.~-- _________________ Eastman_____________________ Feb. 
Peoples Bank of East Point _____________ East Point___________________ Dec. Farmers and Merchants Bank___________ Eatonton ____________________ Oct. The Middle Georgia Bank_______________ Eatonton ____________________ Dec. The Bank of Edison _____________________ Edison _______________________ sept. Bank of Ellaville_________________________ Ellaville______________________ sept. 
The Council Bank_________________ c- _____Ellavi(lle____.- ____________ -.- ___ Dec. Bank of Ellenton _____________________ -.- _Ellenton_ c- Aug. __________________ Bank of Ellenwood ________________ c _____Ellenwood:___________________March The Bank of Ellijay_____________________ Ellijay____ ~~ _________________ May Bank of Eton____________________________ Eton_________________________ May 
Fairburn Banking Company_____________ Fairburn_r __________________ Dec. Fairmount Bank_________________________ Fairmount-~- ________________ Oct. Farmers and Merchants Bank___________ Fayetteville__________________ Feb. Bank of Finleyson____________________ c-- _Fiinle[son____________________ Sept. Bank of Flovilla_____________ "-- __________ Flovil a ___ --~- __________ -.- ____ oct. Citizens Bank___________________________ Folkston_____________________ Dec. Bank of Forysyth__ ~ ____________________ Forsyth_____________________ Oct. Citizens Bank of Forsyth_______________ Forsyth______________________ Feb. The Farmers Bank_______________________ Forsyth______________________ Marc;h Monroe County Bank___________________ Forsyth______________________ Nov. The Bank of Fort Gaines________________ Fort Gaines _________________ Sept. Union Savings Bank_____________________ Fort Gaines _________________ July Bank of Fort Valley _____________________ Fort Valley __________________ Oct. 
Citizens Bank of Fort Valley ____________ Fort Valley __________________ Jan. Bank of Heard County__________________ Franklin_____________________ Oct. The Citizens Bank______________________ Gainesville __________________ May St;8>te Banking Co. _______________________ Gainesville ___________ --~- ___ Dec. Farmers and MeJ;_gpants Bank___________ Garfield _____________________ Jan. Bank of Gibson __________________________ G!b~on ______________________ Nov. Bank of Girard__________________________ G~rard_______________________ April Farmers and Merchants Bank___________ Glrard_______________________ Aug. The Glennville Bank____________________ Glennville ___________________ Jan. The Peoples Bank_______________________ Glennville ___________________ Aug. The Farmers Bank______________________ Glennwood __________________ Nov. 
 
18,1904 
24.11925 27, 1898 23,1886 
2, 1905 12\ 1910 28, 1918 8, 1901 
20, 1926 30, 1922 
4,1890 24, 1904 
10, 1910 
5, 1917 31, 1911 
18, 1912 21, 1914 
23, 1910 28, 1904 27, 1913 16, 1906 
10,1910 2, 1906 11, 1911 22, 1887 
17, 1920 9, 1910 2, 1908 
2, 1889 30, 1910 11, 1924 
9, 1910 14, 1905 
19, 1913 27, 1886 
9, 1911 7, 1905 27, 1906 
20, 1920 18, 1905 26, 1907 
5, 1906 
 
BEGAN BUSINESS 
 
Sept. Jan. -------Nov. Nov. 
Jan. 
lfi'!J>~ 
Dec. Nov. Feb. Oct. Sept. Jan. Sept. March June Sept. 
Nov. March Sept. Nov. Jan. Oct. Marc,h April Oct. 
July Oct. Dec. Oct. June 
Feb. Nov. June Oct. Jan. Sept. Nov. 
 
1904 24, 1925 
1899 
1905 :1,,1904 2, 1919 
1901 20, 1926 15, 1922 
1891 1904 16, 1910 2, 1918 25, 1911 18, 1912 1, 1914 1, 1910 1904 5, 1913 13, 1906 10, 1910 1, 1906 4, 1912 22, 1887 2, 1920 1910 19, 1908 1890 30, 1910 15, 1924 1, 1909 18, 1905 1913 1887 16, 1911 27, 1905 30, 1906 20, 1920 18, 1905 1, 1907 10, 1906 
 
 NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
Bank of Grantville ______________________ Grantville ___________________ July 
 
Bank of Gray____________________________ Gray_________________________ Aug. 
 
Bank of Graymont ______________________ Graymont_ __________________ April 
 
Bank of Greensboro_____________________ Greensboro__________________ Oct. 
 
The Greenville Banking Company______ Greenville ___________________ Oct. 
 
Peoples Bank____________________________ Greenville ___________________ Aug. 
 
Griffin Banking Company_______________ Griffin ______________________ Oct. 
 
Merchants & Planters Bank_____________ Griffi,n---- ___________________ Feb. 
 
Savings Bank of Griffin _________________ Griffin ____  _________________ Oct. 
 
Jones Count_y Bank_____________________ Haddock---- _________________ July 
 
Bank of Hahira__________________________ Hahira_______________________ Jan. 
 
Citizens Bank___________________________Hahira_______________________ Dec, 
 
Bank of Hapeville _______________________ Hapeville ____________________ Jan. 
 
Bank of Columbia County______________ Harlem ______________________ Nov. 
 
Planters Bank___________________________ Hawkinsville_________________ Feb. 
 
Bank of Hazlehurst_ ____________________Hazlehurst __________________ Oct. 
 
Bank of Helen___________________________Helen________________________ July 
 
Bank of Hiawassee ______________________ Hiawassee ___________________ June 
 
Bank of Hillsboro _____________ c- ________ Hillsboro ____________________ Aug. 
 
The Hinesville Bank_____________________ Hinesville____________________ Sept. 
 
Hogansville Banking Company__________ Hogansville__________________ April 
 
Banks County Bank____________________ Homer _______________________Nov. 
 
Bank of Homerville______________________Homerville___________________ May 
 
Clinch County Bank____________________ Homerville___________________sept. 
 
Bank of Hoschton _______________________Hoschton_______________ -- ___May 
 
The Peoples Bank _______________________ IdeaL ________________________March 
 
Bank of IIa ______________________________ na ___________________________ Oct. 
 
seminole Bank___________________________ Iron Oit;v- __________ - ________ June 
 
Irwinton Bank__________________________ Irwinton_-_- ____ -- _____ -- ___ Feb. 
 
Jackson Pickens 
 
CBoaunnktiyn gBCa no.k__________________=_- __________________ 
 
Jackson_-- ________ --- __ --- __ Jasper_ ______________________ 
 
Dec. July 
 
Oi1lizens Bank & Trust Co. ______________ Jefferson ____________________ Feb. 
 
Farmers & Merchants Bank_____________ Jeffersonville________________ July 
 
The Farmers Bank_~ ____________________ Jenkinsburg_________________ Jan. 
 
Bank of Clayton County ________________ Jonesboro __- _________________ Oct. 
 
Bank of Jonesboro ______________________ Jonesboro ___________________ Oc,t. 
 
Farmers and Merchants Bank___________ Junction City_- _____________ March 
 
Kennesaw State Bank__________________ Kennesaw __-_________________ April 
 
state Bank of Kingsland ________________ Kingsland ___________________ Nov. 
 
The Bank of LaFayette _________________ LaFayette_-_- ___ - ___ ----- ___ Nov. Walker County Bank_~ __________________ LaFayette ___________________ Oct. 
 
1, 1901 23, 1909 27,1901 13, 1926 10, 1887 17, 1905 26, 1870 28, 1876 1i, 1889 14, 1905 22, 1906 16, 1912 11, 1911 29, 1909 27,1896 19, 1906 
4,1913 15, 1909 23,1911 
4,1911 6, 1904 25, 1910 6, 1903 2,1919 3, 1904 26, 1920 11, 1910 17,1921 17,1911 15, 1888 10, 1909 28, 1920 24,1911 3, 1910 10, 1908 6, 1903 23, 1912 20, 1910 26, 1912 13, 1889 22, 1913 
 
BEGAN BUSINESS 
 
July Aug. May Oct. Aug. Sept. Oct. July 
July Feb. Feb. Jan. Dec. March Oct. July July Aug. Nov. April Dec. July sept. May March Oct. 
Juiy 
Feb. Dec. July March Aug. Jan. Ogt. Nov. April March Dec. July Nov. 
 
1901 28, 1909 
5, 1901 14, 1926 
1891 27, 1905 26, 1870 
1, 1889 1890 
25, 1905 15, 1906 
1913 17,1911 13,1909 
1896 1906 4, 1!l13 21, 1909 30, 1911 15, 1911 21, 1904 29, 1910 3, 1903 10, 1919 4, 1904 30, 1920 15,1910 2,, 1921 1911 1888 1909 4, 1920 1911 1910 27, 1908 7, 1903 3, 1912 1910 10, 1912 1889 1, 1913 
 
 NAME OF B,ANK 
 
LOCATIO,N 
 
CHARTERED 
 
Bank of LaGrange_______________________ LaGrange ___________________ Dec. 
LaGrange Banking and Trust Co. ______ LaGrange ___________________ Dec. LaGrange Savings Bank_________________ LaGrange ___ -- ______________Dec. 
Farmers and Merchants Bank___________ Lakeland_------------- ______ April Lake Park Bank_________________________ Lake Park___________________ Jan. Brand Banking Co. ______________________ Lawrenceville________________ June Bank of Leary ___________________________ Leary ____________ -- __________ June Bank of Lenox ___________________________ Lenox________________________ June Bank of Leslie ___________________________ Leslie ________________________ Feb. 
The Lilly Banking Company_____________ Lilly_- __ - ____________________ July Bank of Lincolnton _____________________Lincolnton __ -r April ______________ Farmers State Bank_____________________ Lincolnton~ _________________ Sept'. Lithonia Banking Co. ___________________ Lithonia____ ~ ________________ Deq'. The Peoples Bank _______________________ Lithonia_____________________ Aug. Bank of Locust Grove___________________ Locust Grove________________ Aug. The Citizens Bank______________________ Locust Grove________________ Sept. 
Farmers and Merchants Bank___________ Loganville_-.------- __________ April Loganville Banking Co. __ -.- _____________ Loganville___________________ Feb. Lovejoy Banking Company______________ Lovejoy______________________ Feb. Bank of Lula ____________________________ Lula_.________________________Dec. 
Farmers and Merchants Bank___________ Lumber City_________________ Aug. Farmers State Bank_____________________ Lumpkin ____________________ Oct. 
Luthersville Banking Company_________ Luthersville _________________ Aug. Toombs County Bank___________________ Lyons________________________ Dec. 
The Bank of Henry County_____________McDonough _________________ June Farmers & Merchants Bank_____________ McDonough _________________ March Citizens Bank___________________________ McRae _______________________ March The Merchants Bank____________________McRae _______________________ April Georgia Banking Company ______________Macon _______________________ Aug. 
Luther Williams Bank and Trust Co.____Macon _______________________ June Macon S!ivings Bank____________________Macon _____________ -------- __ March Merchants & Mechanics Savings Bank__ Macon _______________________ Jan. Bank of Madison ________________________ Madison _____________________ Dec. Bank of Manchester_____________________Man9):l~ster_ _________________ Jan. The Citizens Bank _________ ,- ___________Marietta_____________________ Jan: Merohants & Farmers Bank_____________ Marietta_____________________ June Georgia Banking Company _____________ Marshallv~lle_________________ sept. The Citizens Bank______________________MarshallVIlle_______ ,- ________ Dec. Bank of Martin__________________________ Martin_______________________ Oct. Bank of Maxeys _____ ~ ___________________Maxeys_---- _________________ Feb. Bank of Meansville ______________________ Meansville ___________________ March 
 
29, 1890 11, 1871 7, 1906 18, 1907 
22, 1906 2, 1905 22, 1909 
20, 1907 4, 1905 31, 1919 
23,1905 26, 1911 ~1. 1903 26, 1910 
2, 1902 1, 1910 4, 1906 1, 1902 
20, 1909 20, 1904 7, 1914 
21, 1911 11,1905 22, 1905 23, 1896 
8, 1911 21, 1906 
14, 1900 19, 1922 28, 1924 
4, 1874 17, 1910 
26, 1888 28, 1910 28, 1924 
16, 1911 19, 1910 24, 1906 
2, 1907 22, 1907 
1, 1911 
 
BEGAN BUSINESS 
 
Jan. 
Dec. July March July Sep1;. June Fe,b. Aug. April Dec. 
Sept. Aug. Sept. April March 
Dec. April Dec. Aug. Jan. July March June April sept. July Jan. Jan. Jan. Feb. Feb. J:u:ly Sept. Jan. Oct. April April 
 
1,1884 1871 
21, 1906 1, 1907 
1906 17, 1905 
1909 25, 1907 4, 1905 
1, 1919 1905 
2, 1911 
1903 1, 1910 
1902 1, 1910 11, 1906 
24, 1902 1909 
1904 20, 1925 
1911 3, 1906 5, 1906 
1, 1896 8,191'1 3, 1906 
23, 1900 5, 1922 1, 1924 18, 1875 
3, 1910 1, 1890 
2, 1910 2, 1924 15, 1911 
27,1910 1, 1907 
11, 1907 10, 1907 
1, 1911 
 
 NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
BEGAN BUSINESS 
 
Bank of Meigs ___________________________ Meigs ________________________May Menlo Bank______________________________Menlo_________________________ Oct. Bank of Candler County______ -________ "_:Metter_______________________ O'ct. Bank of Metter__________________________ Metter_______________________March Citizens Bank_______ ~ _____ ~-- ____________Metter_____________ ~---- _____ Dec. Ba lk of Milan___________________________ Milan ___________________ ~--- _Dec. 
 
8, 1903 18, 1926 
2, 1920 4, 1904 
20, 1910 5, 1907 
 
June Oct. Jan. :March Dec. 
 
1903 
16, 1926 2,1921 
23, 1904 20, 1910 
 
Exchange Bank____ _____________________ Milledgeville _________________ :May 
 
20, 1903 
 
June 
 
1, 1903 
 
:Merchal\ts & Farmers Bank_____________:Milledgeville _________________ March 22,1898 
 
March 
 
1898 
 
Milledgeville Banking Company_________:Milledgeville _________________ Feb. 
 
28,1874 
 
Oct. 
 
1884 
 
Bank of Millen __________________________ Millen______ -r ________________ Jan. 
 
4, 1893 
 
March 1, 1893 
 
Bank of Molena _________________________ Molena ____ ~ _________________ Oct. 
 
7,1901 
 
Oct. 
 
1901 
 
B_ank of Monroe _____________________-____ Mo;I"oe ______________________ Dec. 
 
30,1890 
 
April 
 
2,1891 
 
The Farmers Bank______________________Moriroe ______________________ Dec. 
 
2,,1905 
 
Jan. 
 
1,1906 
 
::Montezmna Banking Company__________McintezU,ma__________________Sept. 27,1926 
 
0~. 
 
8,1926 
 
:~~f{~~efa~~~gc~~/a~1~~==========:~~f{~~~--~=========~========~~; ~: ~~~~ 
 
Bank of Mt_, Airy ______________________ ~ _Mt. Airy ________________ "- ___ July 
 
20, 1911 
 
~~fy 
 
24 ' 
 
~:~~ 
 
August 5, 1911 
 
Mount Vernon Bank_____________________ Mount Vernon_______________ Dec. First Bank 00: Nashville _________________ Nashville ____________________ Feb. 
 
21,1900 10,1917 
 
Jan. 
 
24,1901 
 
March 1,1917 
 
United Banking Company_______________Nashville ______________________________________________________ ------_- __ 
 
T_he Farmers Bank______________________ Naylor_______________________ Dec, 
 
2,1907 
 
Jan. 
 
15,1908 
 
Bank of Newington_____________________ Newington __________________ July 
 
7,1919 
 
Aug. 
 
14,1919 
 
Newnan Bank and Trust Co.___________ Newnan _____________________ Nov. 
 
11,1889 
 
1894 
 
Baker County Bank_____________________ Newton______________________ Oct. 
 
4,1906 
 
Oct. 
 
15,1906 
 
The Bank of Norcross ___________________Norcross_____________________Dec. 
 
12,1903 
 
Feb. 
 
1, 1904 
 
Bank of Norman Park___________________Norman Park________________:March 24,1906 
 
April 23,1906 
 
Bank of Ochlochnee_____________________ Ochlochnee__________________ Oct. 
 
19,1906 
 
Nov. 
 
1906 
 
Bank of Oglethorpe _____________________ Qglethorpe __________________ Feb. 
 
1,1901 
 
Feb. 
 
8,1901 
 
Farmers Bank___________________________ Palmetto ____________________ June 29,1918 
 
July 
 
10,1918 
 
Bank of Parrott_________________________ Parrott ______________________ Jan. 
 
25, 1906 
 
:March 3,1906 
 
The Patterson Bank____________________ Patterson ___________________ June 19,1907 
 
June 
 
1907 
 
The Planters Bank_____________________ Pavo _________________________ March 12, 1912 
 
:March 25, 1912 
 
Southern Banking Company____________Pearson_____________________ Feb. 
 
21,1925 
 
Feb. 
 
24,1925 
 
Farmers Bank___________________________ Petham______________________ Aug. 25, 1902 
 
Sept. 
 
1, 1902 
 
Pendergrass Banking Company _________ P-endergrass______________<_~_ Sept. 29, 1905 
 
Oct. 
 
5, 1905 
 
Houston Banking CompanY-----~------ _Perry ________________________ April 
 
14-11905 
 
June 
 
5, 1905 
 
Perry Loan and Savings Bank___________ Perry________________________ Aug. 20,1889 
 
1889 
 
Bank of Pinehurst ______________________Pinehurst ___________________ Jan. ______1, 1908 
 
1904 
 
Salzburger Bank________________________ Pineora______________________ Fe'b. 
 
15,1915 
 
Feb. 
 
15, 1915 
 
Pitts Banking Company_________________ Pi~ts_________________________ June 
 
2,1906 
 
June 
 
1906 
 
Bank of PortaL ______ _:__________________ PortaL ______________________ May 
 
21,1910 
 
July 
 
30,1910 
 
 NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
Bank of Poulan_________________________ Poulan ______________________ July Bank of Preston_________________________ Preston______________________ Oct. Farmers Bank___________________________ PulaskL _____________________ Oct. The Bank of Quitman___________________ Quitman_____________________ Dec. The Ci~~zens Bank of Ray Cit'y__________ Ray City_____________________ April 
Farmers and Merchants Bank___________ Rebecca ______ -------------- _April Bank of Reidsville ____ ~-- ________________ Reidsville ____________________ Nov. The Tattnall Bank______________________ Reidsville ______ c _____________ Sept. Rentz Banking Co. ______________________ Rentz________________________ May Bank of Rex _____________________________ Rex __________________________ Jan. 
The Citizens State Bank________________ Reynolds ____________________ Sept. Rhine Banking Company ________________ Rhine _______________________ July Bank of Ringgold _______________________ Ringgold ____________________ Aug. Bank of Roberta ________________________ Roberta __________ --~ ________ Jan. Crawford County Bank________________ ~Roberta_____________________ Jan. The Rockmart Bank____________________ Rockmart ____________________ Oct. 
Citizens-Floyd Bank & Trust Co. _______ Rome ________________________ Jan. Citizens Bank of Roswell________________ RoswelL _____________________ Nov. Roswell Bank____________________________ Roswell_______ ------------- __ March The Farmers Bank_______________________Royston _____________________ July Bank of Rutledge _______________________ Rutledge____________________ Sept. Bank of Camden County________________ St. Mary's ___________________ Sept. The Peoples Bank _______________________ Sardis _______________________ June Bank of Sasser __________________________ Sasser _______________________ Jan. 
Citizens Bank and Trust Co. ____________ Savannah ___________________ May Citizens and Southern Bank____________ Savannah____________________ Sept. The Exchange Bank_____________________ Savannah ___________________ Jan. 
Georgia State Savings Association ______Savannah____________________ July Liberty Bank and Trust Co. ____________ Savannah ___________________ Dec. Savannah Bank and Trust Co. __________ Savannah___________________ March Wage Earners Savings Bank_____________ Savannah____________________ Oct. Bank of Scotland________________________ Scotland___ -------- __________ March Farmers and Merchants Bank___________ Senoia _______r March _______________ Citizens Bank___________________________ Shady Dale____ ------- _______ Feb. Bank of Sharon _________________________ Sharon______________________ August 
Sharpsburg Banking Company__________ Sharpsburg__________________ Sept. Shellman Banking Company ____________Shellman____________________ Dec. Bank of Siloam______________ _: ___________ Siloam_______ ------- _________ Oct. Social Circle Bank_______________________ Social Circle_________________ Dec. The Bank of Soperton___________________Soperton____________________ July Peoples Bank of Soperton_______________Soperton____________________ Dec. 
 
22, 1903 27, 1906 
5, 1912 31, 1888 28, 1911 28, 1911 6, 1912 14, 1900 2, 1914 30, 1912 8, 1922 11, 1918 24, 1904 6, 1911 7, 1901 31, 1900 22, 1924 24, 1910 1, 1901 11, 1907 24, 1898 16, 1911 8, 1911 15, 1905 22, 1906 22, 1887 18, 1906 29, 1909 18, 1889 4, 1869 29, 1915 13, 1912 2, 1874 6, 1920 29, 1904 29, 1911 4, 1890 18, 1904 31, 1923 16, 1906 27, 1905 
 
BEGAN BUSINESS 
 
July Oct. Oct. Dec. Aug. Sept. Jan. Oct. May Feb. Sept. May Jan. Jan. Jan. Oct. Jan. Dec. 
Oct. 
Dec. Aug. Jan. June Sept. March Aug. Feb. Aug. Jan. June 
April 
Oct. 
Sept. March 
March 
 
25, 1903 1906 
8, 1912 31, 1888 14, 1911 3, 1926 3, 1913 22, 1900 5, 1914 5, 1912 1, 1924 22, 1918 1, 1890 20, 1911 8, 1901 31, 1900 22, 1924 1, 1910 
1901 1, 1907 
1898 6, 1911 1, 1911 
1905 1, 1906 
1887 12, 1906 4, 1909 10, 1890 
1869 3, 1916 6, 1912 
1889 12, 1920 
3, 1911 
1904 8, 1924 
1903 5, 1906 
 
 NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
Bank of Sparks__________________________Sparks_______________________ Jan. 
The Exchange Bank of Springfield______ Springfield__________________ Dec. Bank of Stapleton_______________________ Stapleton____________________ Aug. Bank of Statesboro _____________________ Statesboro __________________ Oct. Sea Island Bank_________________________ Statesboro _________ -~- ______ March Bank of Statham________________________ Statham _____.________________ March Bank of Stephens _______________________ Stephens____________________ Oct. Granite Bank ___________________________Stone Mountain _____________ Aug. The Peoples Bank _______________________Summit ______________________ Sept. Chatooga County Bank_________________ Summerville _________________ Nov. Farmers & Merchants Bank_____________ Summerville __ ~ ______________ Feb. The Central Bank_______________________ Swainsboro __________________ Oct. The Citizens Bank ______________________ Swainsboro__________________ Nov. Exchange Bank__________________________ Sycamore____________________ March 
Sylvania Banking Company_____________ Sylvania _____________________ April Sylvester Banking Company_____________ Sylvester ____________________ July Bank of Talbotton ______________________ Talbotton___________________ Aug. The Peoples Bank _______________________ Talbotton ___________________ Dec. Home Bank______________________________ Tallapoosa___________________ June Bank of Taylorsville_____________________ Taylorsville__________________ June Temple Banking Company ______________ Temple______________________ Sept. Peoples Exchange Bank_________________ Tennille_____________________ Dec. Tennille Banking Company _____________ Tennille _____________________ April 
Thomaston Banking Company---------- Thomaston __________________ Jan. Bank of Thomasville_____________________ Thomasville_________________ Sept. Commercial Bank________________________ Thomasville_________________ July Peoples Savings Bank___________________ Thomasville _________________ Oct. Bank of Thomson _______________________ Thomson ____________________ July Bank of Tifton __________________________ Tifton _______________________ Oct. Bank of TignalL ________________________ TignalL _____________________ July Bank of Toccoa _________________________ Toccoa ______________________ Aug. Farmers & Merchants Bank_____________ Toccoa ______________________ Jan. Wilkinson County Bank_________________ Toomsboro __________________ July Bank of Trion ___________________________ Trion ________________________ Oct. Bank of Tucker _________________________ Tucker_ _____________________ Oct. Turin Banking Company________________ Turin________________________Nov. Commercial Bank _______________________ Unadilla _____________________Aug. Bank of Unadilla ________________________Unadilla _____________________ July Bank of Union Point ____________________ Union Point _________________May The Farmers Bank______________________Union Point_ ________________ Sept. Ashley Trust Company__________________ Valdosta_____________________ March 
 
3, 1910 
30, 1907 15, 1918 6, 1891 11, 1901 30, 1904 25, 1911 31, 1911 13, 1904 25, 1905 
5, 1926 27, 192 10, 1900 18, 1918 10, 1911 
5, 1898 
16, 1806 3, 1890 
29, 1926 6, 1905 25, 1903 
29, 1908 4, 1900 18, 1926 27, 1887 3, 1916 22, 1906 18, 1891 10, 1891 5, 1909 10, 1911 18, 1906 16, 1907 16, 1912 29, 1919 25, 1905 5, 1907 5, 1898 15, 1911 6, 1911 12, 1913 
 
BEGAN BUSINESS 
 
Jan. Jan. Oct. Jan. March. April Oct. Sept. Sept. Jan. Feb. Nov. Nov. March May July Dec. Jan. July June Oct. Jan. April Jan. 
July Dec. July 
August Sept. Jan. July Dec. Dec. July Aug. July May Sept. April 
 
12, 1910 
1, 1908 1, 1918 1, 1894 
16, 1901 4, 1904 
25, 1911 5, 1911 20, 1904 1, 1906 
6, 1926 9, 1920 10, 1900 18, 1918 
1911 7, 1898 1, 1906 
13, 1891 1, 1926 13, 1905 1, 1903 13, 1909 4, 1900 
18, 1926 1888 
22, 1916 
1, 1906 18, 1891 
1896 
1909 
1, 1911 20, 1906 
16, 1907 17, 1912 
30, 1919 1905 1907 
6, 1898 
1911 6, 1911 
1913 
 
 NAME OF BANK 
 
LOCATION 
 
CHARTERED 
 
BEGAN BUSIN;ESS 
 
BCiatnizkeonfs VBaalndko_s_t_a___________-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-___ VVaallddoossttaa___________________-_-_-_-_-_-_-_-_-_-____ MDeacr.ch American Banking Corporation_________Vienna ______________________ Feb. Dooly Savings Bank_____________________Vienna_______________________ Sept. Vienna State Bank____________ -------- __ Vienna ______________________ Dec. Bank of Villa Rica_______________________ Villa Rica____________________ May Bank of Wadley______ "--- ________________Wadley_______________________ Jan. Warm Springs Banking Company________Warm Springi;________________ Aug. Citizens Bank___________________________ Warrenton___________________ April Bank of Warwick ________________________Warwick _________ ------ ______ Nov. Washington Loan and Banking Co. _____ Washington _________________Sept. Commercial Bank_____________ -------- ___Waycross ____________________ Oct. 
Bank of Waynesboro ___ -----------------Waynesboro _________________ Dec. Citizens Bank___________________________ Waynesboro _________________ Feb. Bank of Weston _________________________Weston ______________________ May Citizens Bank and Trust Co. ____________west Point_ _________________ Feb. Merchants and Planters Bank__________ Whigham ____________________ June Whitesburg Banking Co. __ --------------Whitesburg__________________Sept. The Planters Bank______________________ White Plains_________________ April Merchants and Farmers Bank___________ Willacoochee_________________May 
The Peoples Bank_______________________Winder____ ---------------- ___ Oct. Pittard Banking Co. ______ ----------- ___Winterville___________________ Jan. The Woodbury Banking Co. _____________ Woodbury ___________________Sept. 
Woodland Bank ___ -------------------- __ Woodland____________________Nov. Bank of Woodstock______________________Woodstock___________________ Oct. 
Woolsey Bank________ -------------------Woolsey______________________ Aug. The Citizens Bank______________________Wrens ____________ -------- ____ Oct. Exchange Bank of Wrightsville__________ Wrightsville__________________ Dec. Bank of Wrightsville______________ ------_Wrightsville__________ ~- ______ Feb. Yatesville Banking Company____________Yatesville____________________ Dec. 
The Bank of Zebulon__ ----------------- Zebulon_____________________ March 
 
17, 1920 1, 1890 17, 1917 25, 1905 28, 1920 14, 1899 29, 1902 28, 1905 14, 1902 24, 1910 7, 1891 15, 1918 16, 1890 2, 1898 6, 1913 17, 1917 18, 1918 11, 1907 9, 1919 26, 1906 29, 1926 9,1911 
1892 17, 1907 10, 1905 21, 1907 1, 1907 20, 1909 16, 1897 18, 1006 18, 1905 
 
April 27, 1920 
 
Jan. 
 
1891 
 
Feb. 
 
23, 1917 
 
Oct. 
 
16, 1905 
 
Jan. 
 
4, 1921 
 
May 
 
1899 
 
Jan. 
 
1902 
 
Oct. 
 
21, 1905 
 
April 14, 1902 
 
Jan. 
 
3, 1911 
 
May 
 
1, 1895 
 
Oct. 
 
30, 1918 
 
Feb. 
 
1891 
 
tj 
 
2, 1898 
 
t'j 
 
March March June Nov. April August 
 
26, 1913 15, 1917 18, 1918 18, 1907 26, 1919 
1906 
 
~ ~ 
is: 
~ 
 
Oct. 
 
30, 1926 
 
0 
 
Jan. 
 
16, 1911 
 
"9 
 
Oct. Nov. Oct. Oct. Oct. 
 
1Q,02 25, 1907 10, 1905 7, 1907 
1907 
 
~>t:d 
z 
l:j) 
 
Dec. 
 
13, 1909 
 
Feb. 
 
16, 1897 
 
1906 
 
Jan. 
 
31, 1905 
 
 . XXVIII 
 
 
SEVENTH ~UAL REPORT 
 
CONSOLIDATED STATEMENT OF STATE BANKS AND TRUST COMPANIES HAVING BANKING PRIVILEGES IN GEORGIA AS OF DECEMBER 27, 1926. 401 Banks-29 Branches 
 
RESOURCES 
 
Loans and Discounts_____________________________________________$ 176,394,610.63 
 
Certificates of Indebtedness and Bonds and Stocks Owned_____ 18,033,557.66 Banking House and Lot __________________________________________ 7,211,491.12 
 
Furniture and Fixtures___________________________________________ 2,064,737.46 
 
Other Real Estate owned_________________________________________ 5,823,005.20 
 
Cash in Vault and amounts due from approved Reserve Agents_ 40,988,562.06 
 
Checks for Clearing and Due from other Banks__________________ 9,864,253.11 
 
Cashitems_______________________________________________________ 
 
584,923.43 
 
Overdrafts________________________________________________________ 
 
360,591.55 
 
Advance on Cotton and other Commodities______________________ 2,032,252.91 
 
Customers Liability on Letters of Credit and Acceptances______ 1,179,262.05 Ot;tt~r Resources______ ---------- ___________________ ---________ 1,911,600.07 
 
$ 266,448,747.25 
 
LI.ABILI'l;IES 
 
Capital Stock_------------ _________ ------- ________________________$ surplus Fund____________________________________________________ _ 
 
26,222,340.00 14,289,075.33 
 
Undivided Profits________________________________________________ _ 7,808,353.94 
 
Reserve Funds_______________________ --- ________________________ _ Due to Banks__________________ . _________________________________ _ Dividends Unpaid________________________________________________ _ Casbiers Checks _________________________________________________ _ Certified Checks_________________________________________________ _ 
 
6,237,002.49 18,979 ,921.12 
101,160.39 738,616.09 
175,354.14 
 
Demand Deposits________________________________________________ _ 109,203,173.50 
 
Time Certificates of Deposits____________________________________ _ Savings Deposits_________________________________________________ _ 
 
25,862,717.58 43,420,321.04 
 
LBeiltltsePrsayoafbCler_e_d_i_t_a__n_d__A__c_c_e_p__t_a_n_c_e_s__e_x__e_c_u_t_e_d__f_o_r__C__u_s_t_o_m__e_r_s__________ __ 
Notes and Bills Rediscounted ___________________________________ _ Other Liabilities_________________________ ----- _____ c ____________ _ 
 
1,704,335.56 7,549,893.39 2,064,125.19 
2 ,092 ,357.49 
 
$266,448,747.25 
 
 DEPARTMENT OF BANKING 
 
1 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF ACWORTH 
 
Acworth, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. J. DURHAM, 
 
R. L. McMILLAN, 
 
J. E CARNES, 
 
President, 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 10-31-1905 
 
Began Business: 12-19-1905 
 
RESOURCES: 
Loans and Discounts ______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e__d_._._._._._._. ._ Furniture and Fixtures.... _______ _ Other Real Estate owned.. _______ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Choetchkesr fBoarnCklse.a_r_i.n_g. _a_n. _d__D__u__e.f_r_o__m_ COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC.-o__t_to__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLuorcsess-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Total_________ ---------------- _____ .$ 
 
108,406.61 none 
1,600.71 3,578.19 5,445.89 51,035.26 1,023.57 
43.70 397.62 none 13,190.44 none none 184,721.99 
 
LIABILITIES: 
CSuair>oi1tauls SFtuonckd-_-_-_-_-_-_-_-_-_-_-_-_-_-_-______-_-_-_._.._$ 
Undivided Profits------------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid_________________ _ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_'_-_-_-_-_-_-_--_ TDSiaemvmienagCnsedrDDtiefeii>ic>oaostiestisst.so_-f_-_-D_-_-e_-i-_>-_o-_-_s-_i-t__-__-__-__-__-__--__ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n__c_es_ Bills Payable..... --- ____ --- __ ------NOothteesr aLniadbBiliiltlisesR..e.d__i.s_c_o__u_n_t.e_d__.-._..-.. 
 
25,000.00 5,000.00 6,312.28 
none none none 125.88 none 77,138.80 71,145.03 none none none none none 
 
Total..... -------- _____ .....$ 184,721.99 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
S. LEMON BANKING CO. 
 
Acworth, Ga. 
 
As called for by the Superintendent of Banks. 
 
ORLANDO AWTREY, 
 
JAS. W. McMILLAN, 
 
LEMON M. AWTREY, 
 
President, 
 
Vice-President, 
 
Cashier, 
 
Date of Charter: -------- 
 
Began Business: ------ 
 
RESOURCES: 
 
Loans and Discounts______________ $ 
CeBrotinfidcsataensd oSftocIknsdoebwtnneeds_s___a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.. _______ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_ 
Overdrafts (if any) ________________ _ AdCvoamncmeos diotinesC__o__t_t_o_n____a_n__d___o_t_h__e _r 
CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs.e.t_t_e_r_s__o__f 
 
134,733.48 none 
2,700.00 4,844.67 9,343.18 22,392.03 
980.35 none 319.18 none 16,231.75 
 
POrtohfeirt RanesdouLrcoess.s_-._--_-_-_-_-_-_-_--_-_-_-_-_-_--_-_-_ 
 
2n3o1.n2e4 
 
----- 
 
Total... __ --------------------------.$ 191.765.88 
 
LIABILITIES: 
Cai>ital Stock.... ---_--------.-----.$ USunrdoivluidseFduPnrdo.f.i.t.s... _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds.. ___________________ _ Due to Banks._____________________ _ Dividends Uni>aid_________________ _ CCearsthiifeiersd CChheecckkss.-.-.-.-_-_-_-_-_-_-_-_-_-.-.-.--__-_--_ Demand Dei>osits.. ________________ _ Time Certificates of Dei>osiL----Savings Dei>osits. -----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n__c_es_ Bills Payable_______________________ _ Notes and Bills Rediscounted..... Other Liabilities________ ------------ 
 
30,000.00 10,000.00 2,868.87 
none none none 158.97 none 61,459.07 63,547.22 none 16,231.75 7,500.00 none none 
 
TotaL... ____________________________$ 191,765.88 
 
 SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Decen1ber 27, 1926, of the 
 
BANK OF ADAIRSVILLE 
 
Adairsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
JOE. P. BOWDOIN, 
 
0. B. BISHOP, 
 
President, 
 
Cashier. 
 
Date of Charter: 3-21-1899 
 
Began Business: 8-24-1899 
 
RESOURCES: 
 
Loans and Discounts..............$ 80,871.82 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__._._._._._._.._ 
 
45.00 6,500.00 
 
Furniture and Fixtures............ 3,240.00 
 
Other Real Estate owned......... . 12.000.00 Cash in Vault and amounts due 
 
from a:o:oroved Reserve Agents.. 51,520.50 
 
Checks for Clearing and Due from 
 
COavosethhrdeIrrtaeBfmtassn.(.ki.fs.a..-.n-_y-__-)--_--_--_--_--_--_--_--_--_--__-__-__-___-__-__--__ Advance on Cotton and other 
 
none 74.35 II. 72 
 
Commodities..................... . 1,483.87 
 
Customers Liability on Letters of 
 
Credit and Acce:otances.......... 
 
none 
 
Profit and Loss............ _________ 
 
none 
 
Other Resources..... .. .. .. .. .. .. .. ..- -l,-975-.00 
 
TotaL ............ ----------- .......$ 157,722.26 
 
LIABILITIES: 
Ca:oital Stock........... -- ...... ---.$ SUunrd:oivluids eFduPnrdo.f.i.t.s._._._._._._._._._._._._._._._._._. ._ Reserve Funds..................... . Due to Banks...................... . Dividends Un:oaid................. . Cashiers Checks.................. .. Certified Checks.................. .. Demand De:oosits................. .. Time Certificates of De:oosit...... . Savings De:oosits.................. . Letters of Credit and Acce:otances 
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted..... Other Liabilities................... . 
 
25.000.00 none 
5,819.14 none none 3.00 
2.002.15 none 
42,225.60 5.692.00 
none none none none 76,980.37 
 
TotaL...............................$ 157,722.26 
 
STATEMENT 
 
Showing condition at the close of Business Decen1ber 27, 1926, of the FIRST BANK OF COOK COUNTY 
 
Adel, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. C. GIDDENS, 
 
H. L. PARRISH, 
 
President. 
 
Vice-President. 
 
J. E. PITTS, Cashier, 
 
Date of Charter: 6-3-1919 
 
Began Business: 6-1o-1919 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned...... .. Banking House and Lot.. ____ .... . Furniture and fixtures............. Other Real Estate owned........ .. Cash in Vault and amounts due 
from a:o:oroved Reserve Agents.. Checks for Clearing and Due from 
other Banks...------------------. COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._..__. Advance on Cotton and other 
Commodities..................... . Customers Liability on Letters of 
Credit and Acce:otances........ .. Profit and Loss................... .. Other Resources................... . 
TotaL .............................. $ 
 
386,522.10 400.00 
4.200.00 5, 732.00 37,642.01 46,960.37 18.209.60 
800.93 1,888.87 15,684.72 
none none 21.223.64 539,264.24 
 
LIABILITIES Ca:o1tal Stock.......................$ Sur:olus Fund.................. -.. .. Unchvided Profits...... ---------- .. Reserve Funds.................... .. Due to Banks....................... Dividends Un:oaid...... -------- .. .. Cashiers Checks.................. .. Certified Checks................... Demand De:oosits.................. . Time Certificates of De:oosit...... . Savings De:oosits................... Letters of Credit and Acce:otances 
executed for Customers.......... Bills Payable......... --------------Notes and Bills Rediscounted.... . Other Liabilities................... . 
 
50,000.00 10,000.00 
993.20 none 2,8A0.57 none none none 209,345.71 135,039.91 620.54 none 12.000.00 106,055.91 12,368.40 
 
Total ..... --------------- ............$ 539,284.24 
 
 DEPARTMENT OF BANKING 
 
8 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF ADRIAN Adrian, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. T. RINER 
 
J. R. ROGERS, 
 
LOUIS HATCHER, 
 
President. 
 
G. E. YOUMANS, 
 
Cashier. 
 
Date of Charter: ll-2G-1911 
 
Vice-Presidents, 
 
Began Business: U-6-1911 
 
RESOURCES: Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due t from approved Reserve Agents.. checks for Clearing and Due from 
other Banks...................... Cash Items................ c. Overdrafts (if any)................. Advance on Cotton and other 
Commodities..................... . Customers Liability on Letters of 
Credit and Acceptances.......... Profit and Loss.................... . Other Resources................... . TotaL ...............................$ 
 
44,066.93 none 
4,000.0' 1.500.00 2.200.00 45,529.55 
none none none 19,736.57 none none 1,645.22 118,678.27 
 
LIABILITIES: Capital Stock.......................$ Surplus Fund...................... . Undivided Profits.................. Reserve Funds..................... . Due to Banks...................... . Dividends Unpaid................. . Cashiers Checks.................... Certified Checks................... . Demand Deposits................... Time Certificates of Deposit....... Savings Deposits.................. Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities.................... 
 
25,000.00 2.000.00 2,669.84 
none none none 281.50 none 68,476.94 20,249.99 none none none none none 
 
Total ................................$ 118,678.27 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MONTGOMERY COUNTY BANK Ailey, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. J. PETERSON, 
 
B. R. SNOOKS, 
 
E. A. POPE, 
 
President. 
 
Vice-President, 
 
Cashier. 
 
Date of Charter: 2-24-26 
 
Began Business: 3-1-1926 
 
RESOURCES: Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned....... . Banking House and Lot.......... . Furniture and Fixtures............ Other Real Estate owned......... . Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... Cash Items.......................... Overdrafts (if any l................ . Advance on Cotton and other 
Commodities..................... . Customers Liability on Letters of 
Credit and Acceptances......... . Profit and Loss.................... . Other Resources................... . TotaL..............................$ 
 
17,112.97 none none none none 
72,721.24 none 82.55 none none none none none 
89.916.76 
 
LIABILITIES: 
Capital Stock.......................$ USunrdoilvuids eFduPnrdo-f-its-.......-.-.-.-.-..-.-.-.-.-. RDeuseertvoeBFaunnkdss.-..-.-..-.-.-..-.....-.-.-.-.-.-.-.-. Dividends Unpaid.................. Cashiers Checks.................... Certified Checks................... . Demand Deposits................... Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities.................... 
 
15,000.00 none 
1,323.99 none none none 321.64 none 
67,976.28 5,294.85 
none none none none none 
 
TotaL ..............................$ 89,916.76 
 
 4 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece111ber 27, 1926, of the 
 
BANK OF ALAPAHA 
 
Alapaha, Ga. As called for by the Superintendent of Banks. 
 
E. D. GASKINS, 
 
F. 0. BAKER, 
 
J. P. CULPEPPER, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: ------------------- 
 
Began Business: 1905. 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__._._._._._._. ._ FOuthrneirtRureealaEndstFatiextouwrense..d-_-_-_-_-_-__-_-_--_ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities.--------------------CuCsrteodmiterasnLdiAabciclletpYtaonnceLs_e_t_t_e_r_s__o_ f_ POrtohfeirt aRnedsoLuOrcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ 
TotaL------------------------------$ 
 
123,356.55 60.00 
4,065.00 1,646.85 12,815.00 33,319.62 
none 146.94 800.00 none none 2.184.95 538.22 178,933.13 
 
LIABILITIES: 
Capital Stock--------------- ________$ SUUnJd:Ii>vluids eFduPnrdo-f-i-t-s-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCearsthifieierds CChheecckkss.-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DepositS------------------TSiamviengCserDtlefplcoastietss.o_f__D__e__p_o_s__it_._._._._._. ._ LeetxteecrsutoefdCtorerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable________ ---------------Notes and Bills Rediscounted... __ Other Liabilities.... _________ ------- 
 
30.000.00 none 
5.000.00 none none none 52.89 none 
27,171.74 116.708.50 
none none none none none 
 
TotaL ______________________________ $ 178,933.13 
 
STATEMENT 
 
Showing condition at the close of Business Dece111ber 27, 1926, of the 
 
ALBANY TRUST & BANKING COMPANY 
 
Albany, Ga. 
 
A. P. VASON, 
 
As called for by the Superintendent of Banks. 
 
P. J. BROWN, 
 
C. L. NEUMAN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 6-1905 
 
Began Business: 6-1905 
 
RESOURCES: 
Loans and Discounts.... __________ $ Certificates of Indebtedness and 
Bonds and Stocks owned....... . Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn..k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (If any)________________ _ AdCvoamncmeos diotines_C__o_t_t_o_n___a__n_d____o_t_h__e _r CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources..... --------------- 
Total... -.... __ ._ ........ --_ .........$ 
 
337,208.69 none none 
5,646.53 15,698.62 9,358.76 
none none none none none none none 367.912.60 
 
LIABILITIES: 
Capital Stock........ __ .. _.. -.. -.. _.$ SUUnJd:Ii>vluids eFduPnrdo.f.i.t.s. .-.. _. _._._._._._._._._-_._-_._-_. ._ Reserve for Unearned Interest_ __ _ DReivseidrveendfos rUInnptearieds_t__a_n__d__T__a_x__e_s______ __ Cashiers Checks.... _______________ _ Certified Checks.... _______________ _ Demand Deposits------------------TSaimviengCseDrtiefpicoastietss.o__f_D__e__p_o_s__it_._._-_._.____ BLeieltxltseePcrsuatyoeafdbCfloreer_d_C_i_tu_as__tno__dm__Ae_r_cs_c__e___p___t__a__n__c____es__ Notes and Bills Rediscounted____ _  Other Liabilities.... _._ .. _... __ ..... Ressioernvse...f.o_r. _C___o.n.t.i.n_g__e_n__t._C.o. _m_ .m-.is__- 
Total--------------------------- _____ $ 
 
100,000.00 20,000.00 4,892.04 97,818.13 2,524.94 3,772.00 
none none none 28,650.00 62,739.87 none 46,000.00 none none 1,515.62 367,912.60 
 
 DEPARTMENT OF BANKING 
 
5 
 
STATEMENT Showing condition at the close of Business Dece~nber 27, 1926, of the 
SOUTH GEORGIA TRUST COMPANY 
 
Albany, Ga. 
 
As called for by the Superintendent of Banks. 
 
DERMOT SHEMWELL, 
 
J. W. PARKER, 
 
E. G. TWITTY, 
 
President. 
 
Vice-President and Treasurer. 
 
Secretary. 
 
Date of Charter: 3-19-1926 
 
Began Business: 3-22-1926 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 'BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_______________ __ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due I from api>roved Reserve Agents._ 1Choetchkesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeos diotines_C__o_t_t_o_n___a__n_d____o_t_h__e r_ C- uCsrteodmiterasnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s__o_ f_ 
,.Profit and Loss____________________ _ 
Other Resources___________________ _ 
TotaL _______________________________ $ 
 
260,838.66 none none 
2,204.03 3,904. 71 16,821.32 
none none none none none none 50,000.00 333,,68.72 
 
LIABILITIES: 
CSuair>piltuals SFtuonckd._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ RUensdeirvviedFedUPndrosfUitns-e-a-r-n--e-d--I-n-t-e-r-e--s-t-. CDDaiuvseihdtieoenrBsdsCanUhkensci-k>-sa-_i-d_-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__--__ CDeermtiafinedd DCehi>eocskitss-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Dei>osiL____ _ Savings Dei>OSits. -------------- __ -LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable----------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
200.000.00 50,000.00 19,026.82 63,166.22 
none none none none none 472.50 1,103.18 none none none none 
 
TotaL ______________________________$ 333,768.72 
 
STATEMENT Showing condition at the close of Business DeceiDber 27, 1926, of the 
MILTON COUNTY BANK Alpharetta, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. H. MANNING, 
 
G. B. WALKER & 
 
R. D. MANNING, 
 
President. 
 
I. 0. TEASLEY, 
 
Cashier. 
 
Vice- P r e s i d e n t s . 
 
Date of Charter: U-5--1910 
 
Began Business: 1-26-1911 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due ~ from approved Reserve Agents_ . Checks for clearing and Due from  other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of 'PrCorfeitdaitnadnLdoAssc_c_e.i.>.t.a.n..c.e.s_._._____.___-_-_--. Other Resources___________________ _ 
Total. _______________________________$ 
 
86,353.80 none 
8,000.00 1,112.66 3,500.00 49,103.22 
none 136.34 none 4. 727.90 none none 48,161.06 201,094.98 
 
LIABILITIES: 
Cai>ital Stock----------------------$ Surplus FUn<L---------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------CDaivshidieenrsdsChUencik>sa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---_-._._. _______ --TSDaiemvmienagCnsedrDDtiefeii>ic>oasotiestsist_So_-_f-_-D_-_-e_-_p-_-o_-s_--_i-t__-__-__-__-__-__--__ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n__c_es_ BNOiotlhltseesrPaanyLadiabBbleiill-il-ts-i-eR-s-e_-d_-_-i_s-_-c_-o_-_u-_-n_-t_-e_-_d-_-__-__-___--__ 
 
16,000.00 none none none none none 
2,596.51 none 
63,682.95 67,465.71 
none none none none 51,349.81 
 
TotaL ____________ ----------- _______ $ 201,094.98 
 
 6 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 1:7, 1926, of the 
 
BANK OF COMMERCE 
 
Americus, Ga. 
 
As called for by the Superintendent of Banks. 
 
FRANK SHEFFIELD, 
 
JOHN SHEFFIELD, 
 
LEE HUDSON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter:-------------------- 
 
Began Business:----------------- 
 
RESOURCES: 
 
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.____________ __ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents._ Checks for Olearing and Due from 
other Banks---------------------COavsehrdIrteaifitiSs-(.i.f_a_ -n-y-).-_-_-_-_-_-_-_-_-_-_-__-_-_-_-____ Advance on cotton________________ _ CUstomers Liability on Letters of 
Credit and Accevtances._________ Profit and Loss.____________________ Other ResourceS-___________________ 
 
779,261.32 141,359.75 30,000.00 
none 13,143.22 633,647.63 44,048.61 4,155.73 
249.50 2,292.30 
none none none 
 
TotaL ________________ ---------- ____$ 1,648,158.06 
 
LIABILITIES: 
Oavital Stock.______________________$ Surl>lus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ 
Dividends Unvai<L---------------Cashiers Checks.------------------Certlfied Ohecks..-----------------TDiemmeaOnderDtlfeipcoatseistso-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u__s_to__m__e_r_s__._._.____________ __ NOothteesr aLniadbBiliiltlisesR._e_d__i_s_c_o_u__n_t_e_d_________ __ 
 
65.000.00 65,000.00 144.427.93 
none 19,106.54 
none 1,621.38 
none 866,645.24 486,356.97 
none 
none none none none 
 
Total________________________________$ 1,648,158.06 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE PLANTERS BANK OF AMERICUS 
 
Americus, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. G. COUNCIL, 
 
C. M. COUNCIL, 
 
C. M. COUNCIL, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter; 1891 
 
Began Business: 1892 
 
RESOURCES: 
 
Loans and Discounts______________$ 1,171,631.44 
 
Certificates of Indebtedness and Bonds and Stocks owned.._______ 
 
225.00 
 
FBuarnnkiitnugreHaonudseFiaxntudreLs_o_t_-_-_-_-_--_-_-_-_-_- 21,9n6o1.n3e4 
 
Other Real Estate owned.--------- 5,523.81 Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents. 96,583.76 Checks for Olearing and Due from 
 
COaovsethhrdeIrtreaBifitiasSn-(k-if-s-a---n_-_y-.-)---_--_--_--_--_-_--_-_--_--_--_-___-_--_--_--_----_ 
 
7,675.23 691.64 none 
 
AdCvoamncmeodoitniesO._o__t_to__n___a__n_d____o_t_h__e_r 53,808.91 
 
PCruCosrfteiotdmaitenradsnLLdoisAasb..c_icl_ie_ti_Y>_t_ao_n_nc_e_L_s._e_t_t_e_r__s____o___f 
 
nnoonnee 
 
Other Resources.------------------- 
 
none 
 
Total---------- ___ ----- _____________ .$ 1,358,101.13 
 
LIABILITIES: 
Cai>ital Stock...---------------------1 Suri>lus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends UniJaid..----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeiic>aotesistso.f--D--e--p-o--s-i-t-__-_-_-_-_--_ 
t~ o~~ei~andAooevtances 
executed for Customers_________ _ Bills Payable_________ --------------Notes and Bills Rediscounted....-Other Liabilities...----------------- 
 
100,000.00 200,000.00 15,050.311 10,000.00 
2,679.38 none none none 
437,256.01 299,905.38 84,6811-V'l 
none 208,500.00 
none none 
 
Total.. __ ---------------------------.$ 1,358,101.13 
 
 DEPARTMENT- OF BANKING 
 
7 
 
STATEMENT 
 
Showing condition at the close of Business December 2:1, 1926, of the 
 
BANK OF ARLINGTON, 
 
Arlington, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. E. BOSTWICK, 
 
R. H. BOSTWICK, 
 
W. E. BOSTWICK, JR. 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: -------------------- 
 
Began Business:------------------ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 204,717.23 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ 
 
800.00 2,000.00 
 
FOuthrneirtRureealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_--_ 
 
1,615.00 14,872.66 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 38,339.611 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 1,392.83 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
620.00 3,007.88 
 
AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r 40,723.12 
 
CUCsrteodmitearsnLd iAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f 
 
none 
 
- - - - POrtohfeirt aRnedsoLuorcSeSs-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Total________________________________ $ 308,088.41 
 
LIABILITIES: 
Capital Stock.----------------------$ USunrdpilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidt ednBdsanUknsp--a-i-d--. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.------------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable-----------------------NOothteesr aLniadbBiliitllisesR..e_d__i_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
50,000.00 25,000.00 9,688.24 
none none none 434.98 none 156,475.83 41.476.18 none none none 25,000.00 13.18 
 
Total________________________________$ 308,088.41 
 
STATEMENT 
 
Showing condition at the close of Business December 2:1, 1926, of the 
 
ASHBURN BANK 
 
Ashburn, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. E. THRASHER, 
 
J. S. JOHNSON, 
 
W. G. SHINGLER, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-1900 
 
Began Business: 7-1900 
 
RESOURCES: 
 
Loans and Discounts______________$ 211,744.98 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..------ 
 
90.00 
 
BFuanrnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ Other Real Estate owned._________ 
 
3,763.86 4,781.92 22,350.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 48,312.36 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ 
 
434.22 2,234.04 
none 
 
Advance on Cotton and other 
 
Commodities.--------------------- 
 
410.10 
 
Oustomers Liability on Letters of 
 
Credit and Acceptances..------- 
 
none 
 
Profit and Loss.-------------------- 
 
none 
 
Other TotaL 
 
Resources.-------------------- 
_____________ ------ __ --------- .S 
 
-2114-.340267-..8357 
 
LIABILITIES: 
Capital Stock.---------------------$ USunrdpilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------, TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits __________________ _ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities..------------------ 
 
50,000.00 25,000.00 14,071.54 17,263.84 
none none 20,084.41 none 107,562.52 50,567.116 7,877.58 none none 20,000.00 none 
 
Total---------------------------- ___ .$ 2114,427.85 
 
 8 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Deceinber 27, 1926, of the 
 
THE CITIZENS BANK OF ASHBURN 
 
Ashburn, Ga. 
 
As called for by the Superintendent of Banks. 
 
D. H. DAVIS, 
 
W. A. MURRAY, 
 
K. P. BAKER, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-27-1905 
 
Began Business: lQ-25-1905 
 
RESOURCES: 
 
Loans and Discounts--------------S 124,287.67 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ 
 
none 5,000.00 
990.00 
 
Other Real Estate owned---------- 7,767.32 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-_ 117,319.67 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ 
 
698.96 
 
COavsehrdltrealfltlsS-(-if--a--n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ 
 
898.62 none 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r 31,504.74 
 
CPrUCosrfteiotdmaitenardsnLLdoiAsasb.c.ic_le_l_tpy_t_a_on_nc__e_Ls_.e___t_t__e___r__s_____of__ 
 
none none 
 
- - - - Other Resources-------------------- 
 
none 
 
Total____ ..... _.... ____ . ___ .... ______$ 288,466.98 
 
LIABILITIES: 
Capital Stock... ____________________$ 
Survlus Fun<L---- -----------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Certified Checks... ----------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-.-..--__--.-. Savings Deposits_--------------- __ _ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ BNiolltsesPaanyadbBleil-l-s--R--e-d-i-s-c--o-u--n-t-e-d--_-__-_--_ Other Liabilities_____ --------------- 
 
25,000.00 30,000.00 9,193:03 22,950.41 4,098.16 
96.00 7,314.58 
592.00 139,273.26 41,674.37 
8,275.17 none none none none 
 
TotaL.-----------------------------$ 288,466.98 
 
STATEMENT 
 
Showing condition at the close of Business Deceinber 27, 1926, of the 
 
THE ATHENS SAVINGS BANK Athens, Ga. 
 
M. STERN, President. 
 
As called for by the Superintendent of Banks. M.G. MICHAEL, Vice-President. 
 
G. A. MELL, Cashier. 
 
Date of Charter: .................... 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts.. ____________$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BFuanrnkiitnugreHaonudseFaixntdurLeost_-_-_-_-_-__-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
from other Banks---------------COavsehrdIrtealfltlsS-(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CUstomers Liability on Letters of 
Credit and Acceptances---------Profit and LOSS..-------------------Other Resources-------------------- 
 
803.523.34 182.400.00 21.073.03 
3.783.37 102,717.01 246,909.67 27,928.68 
20.95 5,397.19 
none 87,500.00 
none 3,691.57 
 
Total.. _____ ----------------------$ 1,484.944.81 
 
LIABILITIES: 
Capital Stock-----------------------$ Survlus Fund.._. ___ ------------- ___ Undivided Profits-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ 
Dividends Unpai<L----------------CCaesrthiifeiersd CChehcekcsk.s-_-_~_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_ Demand Deposit;s._________ . -- ____ _ Time Certificates of Deposit.. ____ _ Savings DepositS------------------LBeieltxltseerPcsuatyoefadbCfloreer..d_Ci_t_u_as_tn_o_dm__A_e_rc_sc___e_p_. __t_a___n__c____es__ NOothteesr aLniadbBiliiltlisesR..e.d. _i_s_c_o__u_n_t_e__d________ __ 
 
100,000.00 200,000.00 28,793.87 
none none none none none 419,795.97 114,829.58 259,045.39 87,500.00 275,000.00 none none 
 
Total. ___ ------------_ ... ------------$ 1,484,944.81 
 
 DEPARTMENT OF BANKING 
 
9 
 
STATEMENT 
 
Showing condition at the close of Business DeceJDber 27, 1926, of the 
 
AMERICAN SAVINGS BANK Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. G. ST. AMAND, 
 
ROBERT M. CLAYTON, 
 
PETER F. CLARKE, 
 
President. Date of Charter: 1886 
 
Vice-President. 
 
Cashier. Began Business: 1887 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ CChaosethchkeIsrtefBmoarsnC_k_l_se__a___r__i__n__g____a___n___d____D____u____e__f__r__o____m__ Overdrafts (if any) ________________ _ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources-------------------- 
TotaL------------------------------S 
 
735,445.50 none 
131,000.00 2,395.22 24,694.69 40,274.79 1,431_.68 1,894.61 1,065.48 none none 151.55 none 
938,353.52 
 
LIABILITIES: 
CUSUanlpd"IiilltvUaiSldeSFdtuoPncrkdo-_f-_i-_t-_s-__-___-__-__-__-__-__-__-__-_--_---_--_--_--_--_--_---_S Reserve Funds.. ____________________ _ DDuiveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskitss-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCseDrtiefPicoastierss_o__f_D__e__p_o__s_i_L__-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_____________________ --Notes and Bills Rediscounted.___ _ Other Liabilities Unearned Int. ___ 
 
200,000.00 60,000.00 27,442.20 3,993.15 
none none none none 53,000.00 61,546.61 243,773.98 none 150,000.00 . none 138,597.58 
 
Total_______________________ ---------$ 938,353.52 
 
STATEMENT 
 
Showing condition at the close of Business DeceJDber 27, '1926, of the 
 
ATLANTA COMMERCIAL BANK Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. B. CHANDLER, 
 
H. B. DAVIS, 
 
Wm. ARTHUR COOK, 
 
President. 
 
HOWARD PARRISH, 
 
Cashier. 
 
Date of Charter: 5-12-1916 
 
Vice-President. 
 
Began Business: 5-15-1916 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned... ____ _ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_-_Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents-_ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
CuCsrteodmiterasnLdiAabcicleitpytaonnceL__e_t_t_e_r_s__o_ f_ Profit and Loss..___________________ _ Other Resources___________________ _ 
 
496,225.42 none 
36,637.78 12,510.79 
558.31 123,876.11 
9,475.18 1,843.55 
166.96 none none none none 
 
TotaL------------------------------S 681,294.10 
 
LIABILITIES 
Capital Stock_______________________ $ 
SUl"IllUS Fund----------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ 
Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits___________________ Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_______________________ _ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
100,000.00 40,000.00 4,236.86 
none 554.14 36.00 2,706.76 101.61 250,229.13 none 193,429.70 
none 90,000.00 
none none 
 
Total________________________________ $ 681.294.10 
 
 10 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
ATLANTA TRUST COMPANY Atlanta, Ga. 
As called for by the Superintendent of Banks. 
 
E.R.BLACK 
 
President, 
 
S. McGAUGHY, 
 
A.J. ORME, CHAS. H. BLACK, R. E. HARVEY 
 
Vice Presidents, 
 
Secretary & Trust Officer, J. B. WHEAT 
 
Cashier, P. H. WINTER 
 
Date of Charter: 8-16-1910 
 
Began Business: 9-1910 
 
RESOURCES: 
 
Loans and Discounts.._____________$ 5,015,674.38 
 
Certlficates of Indebtedness and Bonds and Stocks owned________ 656,418.77 
Banking House and Lot___________ 355,000.00 Furnitllnl and Fixtures___________ _. 73,846.51 
 
Other Real Estate owned._________  396,364.10 
 
Cash in Vault and amounts due from approved Reserve Agents-- 1,012,506.37 
Checks for Olearing and Due from 
 
CaosthherItemBsa_n__k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 24356,,735375..5973 Overdrafts (if any)_________________ 6,563.56 
 
AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o~t-h-e--r 
 
none 
 
Customers LiabilitY on Letters of Credit and Acceptances__________ 
Profit and Loss_____________________ 
 
2,000.00 none 
 
Other Resources____________________ 428,798.83 
 
Total--------------------------------S 8,229,266.32 
 
LIABILITIES: 
 
Capital Stock-----------------------1 1,500,000.00 SUunrdpilvuidseFduPnr<ofLit-s-_-_-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_- 432090,,004030..2080 
 
Reserve Funds---------------------- 9,198.65 DDiuveidteonBdsanUknsp.a.i-d-.-_-_-_-_-_-_-_--_-_-_-_-_-_--_-_-_-_- 589,734255..6070 
 
TCteardtief.iedCChheecckkss.-._-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 1140,,422423..1875 Demand Deposits..__________________ 3,712,132.08 
 
TSaimviengCserDteifpiocsaitst_e_s_o_f__D__e_p_o_s_i_t_-_--_-_-_-_- 68632,,716184..0213 
 
BLeieltxltseePcrsuaytoeafdbClfeor.er._dC_i_tu__sa_tn_o_dm__Ae_r_cs_c__e____p__t__a__n___c___es__ NOothteesr aLniadbBiliitlilessR...e.d__i_s_c_o__u_n_t_e__d_._._._.._ 
 
2,000.00 38,850.00 838,545.50 38,877.88 
 
Total________________________________$ 8,229,266.32 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
CITIZENS TRUST BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks 
 
. H. M. HOLMES, 
 
D. W. WILKINSON, 
 
W. F. BODDIE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-16-1921 
 
Began Business: 8-16-'-1921 
 
RESOURCES: 
 
Loans and Discounts. _____________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn.._ed__-_-_-_-_-_-_--_ Furnittire and Fixtures____________ 
Other Real Estate owned.--------Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Olearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
AdCvomanmcoeditoiens___C_o__t_to__n___a_n_d___o__th__e_r 
 
158,114.33 13,698.62 
none 38,199.51 24,076.18 8,288.24 1,321.20 1,542.27 2,051.48 
none 
 
Customers Liability on Letters of Credit and Acceptances__________ 
 
none 
 
POrtohfeirt aRnesdouLrcOesS..S._._._--_-_-_-_--_-_-_-_--_-_-_-_--_-_-_- 135,1n9o1.n1e7 
 
Cash Short------------------------- 
 
727.52 
 
- - - - - Due from other Banks------------- 6,109.52 
Total __ ----- ________: __________$ 389,320.04 
 
LIABILITIES: 
Capital Stock.----------------------1 SUunrdpilvuisdeFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Reserve Funds..--------------------DDiuveidt oenBdas nUknsp--a-i-d--. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtlafinedd DCehoeocksist-s---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances 
executed tor Customers---------Bills Payable..----------------------NOothteesr aLniadbBiliitlilessR...e_d__i_s_c_o_u__n_t_e_d__._._._.._ 
 
100,000.00 36,635.68 
none 97.64 none 90.00 2,575.55 468.35 140,553.02 12,199.25 32,790.85 none 63,909.70 none none 
 
Total. ________ ------------------ ..$ 389,320.04 
 
 DEPARTMENT OF BANKING 
 
11 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
CITY SAVINGS BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
S. T. WEYMAN, 
 
GEO. F. WEYMAN, 
 
A. B. CHAPMAN; 
 
President. Date of Charter: 5-!to--1919 
 
Vice-President. 
 
Treasurer. Began Business: 6-1919 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned....... . . Banking House and Lot........... 
Furniture and Fixtures............ Other Real Estate owned.......... . Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... COavsehrdIrtaefmtss.(.if..a.n..y.).._.__._._._._._._._._._._._._._. ._ Advance on Cotton and other 
Commodities..................... Customers Liability on Letters of 
Credit and Acceptances......... Profit and Loss.................... . Other Resources................... . 
TotaL..............................$ 
 
225,063.37 
34,000.00 
none 
510.00 5,032.13 
1,975.46 
8,887.81 
none none none none none none 275,488.77 
 
LIABILITIES: Capital Stock.......................$ Surplus Fund....................... Undivided Profits................. Reserve Funds..................... . Due to Banks...................... Dividends Unl>aid................. Cashiers Checks.................... Certified Checks.................... . Demand Deposits................... . Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers........ Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities................... . 
 
100,000.00 50,000.00 88,543.82 
none none none none none none none 
82,476.00 
none 
11,010.00 
none 
18,438.95 
 
TotaL ..............................$ 275,488.77 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
EAST ATLANTA BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
DR. E. F. FINCHER, 
 
W. H. McCLAIN, SR., 
 
W. I. JENKINS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 11-15-1910 
 
Began Business: 11-15-1910 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ . Banking House and Lot........... Furniture and Fixtures........... Other Real Estate owned......... . Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... COavsehrdIrtaefmtss.(.if. .a.n. .y.). _. _._._._._._._._._._._._._._._. ._ Advance on Cotton and other 
Commodities..................... . Customers Liability on Letters of 
Credit and Acceptances.......... . Profit and Loss............... ______ _ Other Resources....... 
Total.............................$ 
 
158,550.19 
250.00 9, 795.00 4,055.76 4,787.71 
88,051.45 
none 
818.38 
none 
none 
none none none 
211,308.49 
 
LIABILITIES: 
Capital Stock......................$ Surplus Fund...................... Undivided Profits................. Reserve Funds...................... Due to Banks........................ Dividends Unpaid.----------------Cashiers Checks................... CDeermtiafinedd DCehpeocskist.s._._._._._._._.__._._._._._._._._.._ TSiamviengCseDrtiefpicoastietss_o__f_D__e_P__O_S, i_t_.__._._._._ Letters of Credit and Acceptances 
executed for Customers......... Bills Payable....................... . Notes and Bills Rediscounted...... Other Liabilities....------------------ 
 
25,000.00 2,000.00 3,188.80 
none none none 
171.24 
none 
97,823.99 47,580.16 35,599.30 
none none none none 
 
Total..................... -------- .$ 211,308.49 
 
 1~ 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
GEORGIA SAVINGs BANK & TRUST CO. 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
GEO. M. BROWN, 
 
JOSEPH E. BOSTON, 
 
JOHN E. OLIVE, 
 
President. 
 
Vice- P r e s i d e n t . 
 
Cashier. 
 
Date of Charter: 1~~6-1889 
 
Began Business: 9-1-1899 
 
RESOURCES: 
 
Loans and Discounts..............$ 3,280,540.40 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 834,031.86 
 
Banking House and Lot........... 511,056.75 
 
Furniture and Fixtures............ 39,458.73 
 
Other Real Estate owned.......... 21,878.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 281,859.05 
 
Checks for Olearing and Due from 
 
other Banks..................... . 15,719.92 
 
Cash Items......................... . 
 
none 
 
Overdrafts (if any) ................. 
 
none 
 
Advance on Cotton and other 
 
Commodities..................... . 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Accevtances........ .. 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other Resources................... . 
 
none 
 
TotaL ..............................$ 4,984,544.71 
 
LIABILITIES: 
 
Cavita1 Stock.......................$ 500.000.00 
 
Surv1usFund...................... . 35,600.00 
 
Undivided Profits................ .. 139,572.36 
 
Reserve Funds...................... 
 
none 
 
Due to Banks....................... 
 
none 
 
Dividends Unvaid.................. 
 
56.00 
 
Cashiers Checks.................... 
 
none 
 
Certified Checks.................. .. 
 
none 
 
Demand Devosits................... 
 
none 
 
Time Certificates of Devosit...... . 605,361.03 
 
Savings Devosits.................. . 2,799,390.41 
 
Letters of Credit and Accevtances 
 
executed for Customers.......... 
 
none 
 
Bills Ptl.yable...................... .. 
 
none 
 
Notes and Bills Rediscounted.... . 
 
none 
 
Other Liabilities.................. .. 1,420.17 
 
Unearned Interest................ .. 588,744.74 
 
TotaL ..............................$ 4,984,544.71 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
THE LAKEWOOD BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
PAULS. ETHERIDGE, 
 
C. F. MOODY, 
 
P. W. HANCOCK,  
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 11-17-19~0 
 
Began Business: 1!l-8-19!l0 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned...... .. Banking House and Lot........... Furniture and Fixtures.......... .. Other Real Estate owned........ .. Cash in Vault and amounts due  from avvroved Reserve Agents.. Cffecks for Olearing and Due from 
other Banks...................... Cashltams......................... . Overdrafts (if any)................. Advance on Cotton and other 
Commodities..................... . Customers Liability on Letters of 
Oredit and Accevtances.......... Profit and Loss.................... . Other Resources.................. .. TotaL..............................$ 
 
126,608.52 none none 
4,834.19 4,000.00 15,563.55 
none 833.99 none none 364.64 19.77 none 152.224.66 
 
LIABILITIES: 
Cavital Stock.......................$ SurvlusFund..................... .. Undivided Profit................... Reserve Funds.................... .. Due to Banks...................... . Dividends Unvaid.................. Cashiers Checks.................... Certified Checks.................. .. Demand Devosits................. .. Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances 
executed for Customers.......... Bills Payable...................... .. Notes and Bills Rediscounted.... . Other Liabilities.................... 
 
50,000.00 6,000.00 
none none none none 106.74 68.75 45,296.91 none 21,252.26 none 29,500.00 none none 
 
TotaL.............................. 152,224.66 
 
 DEPARTMENT OF BANKING 
 
13 
 
STATEMENT 
 
Showing condition at the close of Business Decern.ber 27, 1926, of the 
 
PEACHTREE" ROAD COMMERCIAL BANK 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
GEO. P. DONALDSON, 
 
T. N. BUSSEY, 
 
JNO. S. THOMPSON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 11-16-25 
 
Began Business: 11-21-19211 
 
RESOURCES: 
 
Loans and Discounts ______________$ 52,194.25 
 
CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ ~iture and Fixtures___________ _ Ot~ Real Estate owned. ________ _ 
 
none none 7,205.41 none 
 
Cl!ffl. in Vault and amounts due 
 
from approved Reserve Agents._ 23,298.56 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances_________ _ Profit and Loss____________________ _ Other Resources___________________ _ 
TotaL _______________________________-$ 
 
none none 
- -no-ne 
82,698.22 
 
LIABILITIES: 
Capital Stock. _______ ----------- ____$ SUunrdpilvui ds eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ DReuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ Time Certificates of DeposJt______ _ Savings Deposits __________________ _ Letters of Credit and Acceptances 
executed for Customers_________ _ Bills Payable... ____________________ _ ONothteesr aLniadbBiliiltlisesR..e.d__i_s_c_o__u_n_t_e__d_----__--_ 
 
25,000.00 none 792.36 none none none 
2,020.30 none 
45,862.42 none 
9,023.14 none none none none 
 
TotaL_______________________________$ 82,698.22 
 
STATEMENT 
 
Showing condition at the close of Business Decern.ber 27, 1926, of the 
 
TRUST COMPANY OF GEORGIA 
 
Atlanta, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. K. GLENN, 
 
DAMERON BLACK, 
 
President. 
 
Treasurer. 
 
Date of Charter: 9-21-1891 
 
Began Business: 11-9-1891 
 
RESOURCES: 
 
Loans and Discounts______________$ 6,692,411.15 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
2, 740,056.68 1,308,126.02 
none 305,503.87 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 282,123.91 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none none 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
 
none 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 65,834.73 
 
TotaL ______________________________$11,394,056.36 
 
LIABILITIES: 
 
Capital Stock-----------------------$ 2,000,000.00 SUunrdp'vluids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_--,_-_-_-_-_-_-_- 11..002090,,900090..9010 Reserve Funds______________________ 401,437.91 Due to Banks_______________________ 4,144,817.55 
 
Dividends Unpaid__________________ 
 
none 
 
CCearsthiifeiersd CChheecckks_s_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_- 61.9n0o0.n81e Demand Deposits___________________ 1,973,990.18 
 
Time Certificates of Deposit_______ Savings Deposits___________________ 
 
none none 
 
LeetxteecrsutoefdCforer dCituastnodmAercsc_e__p_t_a_n__c_e_s Bills Payable_______________________ _ 
NOothteesr aLniadbBiliiltlisesR..e. d__i_s_c_o__u_n__te__d________ __ Real Estate Mtg. Bonds___________ _ 
 
none none none none 782,000.00 
 
TotaL ______________________________ $11,394,056.36 
 
 14 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece01ber 27, 1926, of the 
 
GEORGIA RAILROAD BANK AND BRANCHES 
 
Augusta, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. H. PHINIZY, 
 
SAMUEL MARTIN, 
 
A. B. KITCHEN, 
 
President. 
 
H. D. BEMAN 
 
Cashier. 
 
Vice-President. 
 
Date of Charter: ll-18-189!l 
 
Began Business: 1~-81-189~ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 8.683,004.59 Oertlficates of Indebtedness and 
 
Bonds and Stocks owned________ 1,234,839.78 
 
Banking House and Lots__________ 142,458.17 
 
Furniture and Fixtures____________ 13.424.17 
 
Other Real Estate owned---------- 168,615.05 
 
Oash in Vault and amounts due 
 
from approved Reserve Agents.. 1,658.139.25 
 
Ohoethckesr fBoarnkOs_le__a_r_in__g_a__n_d__O__u_e__f_ro__m_ 157,436.53 
 
Oash Items.._________________________ 6,251.50 
 
Overdrafts (if any)_________________ 5,384.63 
 
AdOvoamncmeodoitniesO__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
OuOsrteodmitearsnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss____________________ _ Other Resources___________________ _ 
 
68,634.39 none 262.65 
 
TotaL-_--- _________________________ $12; 138, 450.71 
 
LIABILITIES: 
 
Oapital Stock.______________________$ 1,000,000.00 
 
Surplus Fund----------------------- 200,000.00 
 
Undivided Profits------------------ 338,879.87 
 
DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_- 1,152,7n9o3.n9e8 
 
Dividends Unpaid._________________ 
 
none 
 
Oashiers Ohecks____________________ 10,213.04 
 
Certified Checks..------------------- 2,440.21 TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t-_-_-__-_-_-_- 41,,210785,,720032..9718 
 
Savings DepositS------------------- 3,986,571.73 LeetxteecrsutoefdCforerdCituastnodmAercsc_e_P__t_a_n_c__es_ 68,634.39 
 
BNiolltsesPaanyadbBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-__--_ 
 
none none 
 
Other Liabilities.------------------- 
 
10.80 
 
Total_______________ -- ______________ .$12,138 ,450. 71 
 
STATEMENT 
 
Showing condition at the close of Business Dece01ber 27, 1926, of the 
 
UNION SAVINGS BANK 
 
Augusta, Ga. 
 
As called for by the Superintendent of Banks. 
 
Wm. SCHWEIGERT, 
 
T. S. GRAY, 
 
R. M. RILEY, 
 
President. 
 
Vice-President and Cashier, 
 
Cashier. 
 
Date of Charter: 9-22-1891 
 
Began Business: 1-8-189~ 
 
RESOURCI;S: 
 
Loans and Discounts. _____________ $ 1,298,970.34 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ 
 
206,000.00 100.000.00 19,991.13 
 
Other Real Estate owned_________ _ 9,584.58 
 
Cash in Vault and amounts due 
 
 from approved Reserve Agents.. 147.231.54 
 
Ohecks for Olearing and Due from 
 
other Banks---~-----------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
46.056.60 8,611.56 7,636.69 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_f_ Profit and Loss____________________ _ Other Resources___________________ _ 
 
none none 5,488.71 
 
Total-------- ________________________$ 1,849.571.15 
 
LIABILITIES: 
Capital Stock. ______________________$ Surplus Fund... ___________________  Undivided Profits .. _______________ _ RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ DCaivsihdieenrsdsCUhencpkasi_d_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certiiied Checks... __________ . _____ _ TDiemmeaCnderDtiieipcoatseitsso--f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills payable_______ ----------- _____ _ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d_.___-_--_ 
 
100,000.00 25,000.00 88.753.26 4.835.83 
3,630.36 
4.00 5,216.46 
261.14 785.141.79 83,239.59 753,488.72 
none none none none 
 
Total________________________________$ 1,849,571.15 
 
 DEPARTMENT OF BANKING 
 
15 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
AUSTELL BANK 
 
Austell, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. T. BENSON, 
President. Date of Charter: 1-~-1910 
 
J.D. PERKERSON, Vice-President. 
 
C. C. PERKERSON, 
Cashier. Began Business: 1-1o-1910 
 
RESOURCES: 
 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned...... .. Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... COavsehrdIrtaefmtss.(.i.f.a-.n.y.). ._._._._.__. _._._._._._._._._._. -_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of 
Credit and Acceptances__________ Profit and Loss_____________________ 
 
99,965.41 
none none 
2,898.35 5,569.72 
21,960.09 
651.22 188.00 18.97 
772.(11 none none 
 
Other Resources--------------------- - -169-.67 Total.. _______ -----------------------$ 132,188.50 
 
LIABILITIES: 
Capital Stock.-------------- ........$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds.................... .. Due to Banks...................... . Dividends Unpaid.................. Cashiers Checks.................... Certified Checks-.................. . Dema d Deposits................... Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable.... -.................. . Notes and Bills Rediscounted.... . Other Liabilities.................. .. 
 
24,600.00 5,000.00 3,288.49 
none none none 
151.95 
none 
54,977.69 44,170.37 
none 
none none none none 
 
Total........ _______ .............. --.$ 132,188.50 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BACONTON 
 
Baconton, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. P. JACKSON, 
 
J. D. FRAZIER, 
 
E. A. McCOLLUM, 
 
President. 
 
R. M. TILLER, 
 
Cashier. 
 
Vice-Presidents. 
 
Date of Charter: 4-1907 
 
Began Business: 5-1907 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts..............$ 49,451.67 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned...... .. 
 
100.00 
 
Banking House and Lot.. ......... 2.000.00 
 
Furniture and Fixtures._ .......... 3,500.00 
 
Other Real Estate owned....... -.. 4.500.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 2.351.76 
 
Checks for Clearing and Due from 
 
other Banks...................... 
 
none 
 
COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._. -_-_ 
 
none 
1,798.74 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other Resources............ _.. . T o t a L . . . ________________________ 
 
.. _. 
 
....-$ 
 
-649.- ,195617-..6182 
 
Capital Stock----- ..................$ Surplus Fund...................... Undivided Profits................ .. Reserve Funds.................... .. Due to Banks......................Dividends Unpaid................ .. Cashiers Checks.................... CDeermtiafinedd DCehpeocskist.s........_._._._._._._._._._._._._..__. Time Certificates of Deposit....... Savings Deposits.... --------------. Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__._._._._._......... 
Notes and Bills Rediscounted.... . Other Liabilities.................. .. 
 
15,000.00 
none none none 
1,362.77 
none 
780.07 
none 
17,949.08 26,959.76 
none 
none 
7,100.01 
none none 
 
Total..... -............. -----.-.--- ..$ 69,151.68 
 
 16 
 
SEVENTH ~UAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece10ber 27,1926, of the 
 
BAINBRIDGE STATE BANK Bainbridge, Ga. 
 
As called for by the Superintendent of Banks. 
 
E. J. PERRY, President. 
Date of Charter: ---------------- 
 
J. M. SIMMONS, Vice- P r e s i d e n t . 
 
J. J. WALTERS, Cashier. 
Began Business: ................. 
 
RESOURCES: 
 
Loans and Discounts..............$ 486,518.34 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... . 135,352.91 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos.t.........._._._._._. ._ Other Real Estate owned.... _____ _ 
 
14,015.36 3,777.37 3,000.00 
 
Cash In Vault and amounts due 
 
from aooroved Reserve Agents.. 150,757.58 
 
Checks for Clearing and Due from 
 
other Banks..................... . 5,6'17.61 
 
Cash Items.......................... 
 
767.23 
 
Overdrafts (If any)................ . 1,169.11 
 
Advance on Cotton and other Commodities.... _..... _.. _.. _..... 
 
4,619.66 
 
CUstomers LiabilitY on Letters of 
 
PrCorfeitdaitnadnLdoAssc.c_e__o_t_a_n_c__e_s_._._._._._._._._. ._ 
 
none none 
 
Other Resources................... .- - -no-ne 
 
TotaL------------------------------$ 805,655.17 
 
LIABILITIES: 
Caoital Stock....................$ Surolus Fund..................... .. Undivided Profits.................. Reserve Funds..................... . Due to Banks....................... Dividends Unoald................. . CCaesrthiifeiersdCChheecckkss................._._._._._._._._.__._. ._ TDiemmeaCnedrDtifeiocoasteitss.o.f..D--e-o-os-it-.-.-.-.-.-.-. Savings Deoosits.. ---------.--- ___ . Letters of Credit and Acceotances 
executed for Customers......... . Bills Payable..... ------------------NOothteesr aLniadbBiliiltlisesR..e. d__i_s_c-o- u__n__te.d. _._._._... 
 
100,000.00 20,000.00 103,018.11 
none 53,248. '17 
none 1,584.29 
10.00 239,843.37 70.280.93 217.669.70 
none none none none 
 
TotaL.----------------------------S 805,655.17 
 
STATEMENT 
 
Showing condition at the close of Business DeceJDber 27, 1926, of the 
 
THE CITIZENS BANK AND TRUST CO. Bainbridge, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. B. EHRLICH. President. 
Date of Charter: !i!-17-20 
 
H. L. GANS, MAX KWILECKI 
Vice- Presidents. 
 
E. F. VICKERS, Cashier. 
Began Business: 2-17-1920 
 
RESOURCES: 
Loans and Discounts..............$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned........ .. Cash in Vault and amounts due 
from aooroved Reserve Agents .. ChoetchkesrfBoar nCklse.a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_____________ __ Advance on Cotton and other 
Commodities---------------------Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__o_t_a_n_c__e_s_._._._._._._._._. ._ Other Resources___________________ _ Decatur County Warrants......... Stock Treasure Reserve Bank.... . 
 
774,110.79 16,400.00 
none 7,090.14 2,500.00 183,983.58 9,172.68 
none 2,861.00 
none none none 755.70 30,609.47 3,600.00 
 
LIABILITIES: 
Caoital Stock... ____ --------- .......$ SUunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds... __________________ _ Due to Banks----------------------CDaivsihdieenrsdsCUhencokasi_d_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deoosits__________________ _ Time Certificates of Deoosit._____ _ Savings Deoosits.. -- .. __ . ---------Letters of Credit and Acceotances 
executed for Customers......... . Bills Payable... -- __ .... _____ .. ___ --. Notes and Bills Rediscounted..... Other Liabilities... _________ -------- 
 
100,000.00 20,000.00 26,049.71 
none 4,429.36 
none 6,526.42 
none 338,400.23 232,683.79 244.717.43 
none 15,000.00 43,081.49 
194.36 
 
Total.-------------------------------$ 1,031,083.36 
 
Total.... _... _____ . _____ ._ .. _... _. __ .$ 1, 031,083.36 
 
 DEPARTMENT OF BANKING 
 
17 
 
STATEMENT 
 
Showing condition at the close of Business Decen1her 27, 1926, of the 
 
DECATUR COUNTY BANK 
 
Bainbridge, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. E. NUSSBAUM, President. 
 
R. F. WHEAT, Vice-President. 
 
FRANK S. JONES, Cashier. 
 
Date of Charter: HHl6-1905 
 
Began Business: 1-8-1906 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdkes botwednneeds_s___a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned---------Cash in Vault and amounts due 
from aDDroved Reserve Agents-_ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_________________________ __ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabciclietDYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss____________________ _ Other Resources___________________ _ 
Total__________________ -------- ______$ 
 
177,662.21 36,519.75 
none none 3,450.44 90,055.74 none none none none none none none 307,666.14 
 
LIABILITIES: 
CaDital Stock_______________________$ Surolus Fund______________________ _ Undivided Profits_________________ _ RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Dividends UnDaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Del)osits------------------Time Certificates of DeDosit------Savings Del)OSitS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_D__t_a_n_c__es_ BNOiotlhltseesrPaLanyiaadbbBilleiil-tli-se-s-R-_-_e-_d-_-i_s-_-_c_-o_-u_-_-n_-t_-e_-d_-_-__-__-___--__ 
 
25,000.00 5,000.00 
32,632.12 none none none none none none 
5, 759.42 239,296.ji0 
none none none none 
 
Total-- ____ -------- __________________$ 307,666.14 
 
STATEMENT 
 
Showing condition at the close of Business Decen1ber 27, 1926, of the 
 
BALDWIN STATE BANK 
 
Baldwin, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. A. SHORE, President 
 
B. W. GRANT, Vice-President 
 
E. C. ADDY, Cashier 
 
Date of Charter: 1907 
 
Began Business: 1907 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ 
FOuthrneirtRureealaEnsdtaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ 
 
151.258.90 none 
3,300.00 
2,098.50 none 
 
CS uaDr oiltuals SFtuonckd-. _-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Dividends UnDaid------------------ 
 
15,000.00 10,000.00 
12,255.28 none none 
8.00 
 
Cash in Vault and amounts due 
 
Cashiers Checks-------------------- 
 
12.32 
 
from aDDroved Reserve Agents-_ 20,453.75 
 
Certified Checks-------------------- 
 
none 
 
Checks for Clearing and Due from 
 
Demand DeDosits------------------- 63,416.43 
 
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 
442.50 
none 
 
TSiamviengCseDrtiefli)coastietss_o__f_D__e__l_)_o_s_i_L__-_-_-_--_ 
 
55,661.62 none 
 
Letters of Credit and AcceDtances 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
BlelxlsePcuatyeadbfloer__C__u_s__to__m__8_l_'_S_-_-_-_-_-_-_-_-_--_ 
 
none 
21,000.00 
 
CTPOrouCtohstrfateeiolrtd_m._Ria_tene_ra_sdsn_o_LLdu_ori_Aac_sb_esc_s_ic_l__ie___t_D__Y____t__a___on___n__c____e_L__s____e______t__t____e_______r-____s_____-___o__-_f__-$- --17-7- -,5nnn5-ooo3-.-nnn6eee5- 
 
- 
 
- 
 
- 
 
Notes and Bills Rediscounted----Other Liabilities_____ ---------- ____ _ 
-T-ot-a-l-----------------------------------------------S- 
 
- 
 
none none 
-17-7.5-5-3.6-5 - 
 
 18 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 2:1, 1926, of the 
 
CITIZENS BANK 
 
Ball Ground, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. G. HENDRIX, 
 
A. P. ROBERTS, 
 
B. R. JONES, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-il8-19il6 
 
Began Business: Io--1-1926 
 
RESOURCES: 
 
Loans and Discounts--------------$ 27,208.39 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos.t_._.-_-_-__-_-_-_-_--_ 
 
1.250.00 1,250.00 
 
Other Real Estate owned_________ _ 
 
none 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 52,311.23 
 
Checks for Clearing and Due from 
 
CaosthheltreBlllaSn-.k_s_._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ 
 
240.04 none none 
 
Advance on Cotton and other 
 
CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-vt-yt-a-on-c-n-e-sL-.-.e_-t_-t_-e_-r_-s_-_-o_--f_ 
 
none none 
 
POrtohfeirt TotaL 
 
aRnesdoLurocSesS..-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
_______________________________ -$ 
 
285.45 
- -no-ne 
82.545.11 
 
LIABILITIES: 
Cavital Stock.... -------------------$ Surv1us Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv--a-i-d--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss-. .-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits... _______________ _ Time Certificates of Devosit..... __ Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ 
~~ei~~b~'lus-iiediScoU.nuiif:::: 
Other Liabilities.... ____________ ---- 
 
15,000.00 none none none none none 729.55 none 
64,143.30 2,672.26 
none none none none none 
 
Total--------------------------------$ 82,545.11 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BARWICK 
 
Barwick, Ga. 
 
As called for by the Superintendent of Banks. 
 
D. S. CHAPMAN, 
 
E. D. BARROW, 
 
LAWSON HARDY, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: -------------------- 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts... ___________$ 62,512.66 
 
C'BerotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures. __________ _ 
 
1,000.00 1.636.83 2,850.15 
 
Other Real Estate ownd---------Cash in Vault and amounts due 
from apvroved Reserve Agents.. 
 
6,675.00 12,420.87 
 
Checks for Clearing and Due from 
 
OCaovsethhrdeIrrtaeBfmtassn.(k.if.s.a..-n.-.y-.-).-_.-_.-_.-_.-_.-_.-___-__-._-._-._-._-._-._.-_.--_. 
 
208.00 none none 
 
AdCvoamncmeodoitniesC. _o__t_t _o_n___a__n_d____o_t_h__e _r 
 
none 
 
Customers Liability on Letters of Credit and Accevtances__________ 
 
none 
 
POrtohfeirt aRnesdouLrcOesS._S_-_-_-_-_--_-_-_-_-_--_-_-_-_-_--_-_-_- 
 
5,3n9o8.n1e9 
 
---- 
 
Total--------------------------------$ 92,701.70 
 
LIABILITIES: 
CS uarvvi tlauls SFtuoncdk.:-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand DevositS------------------TSiamviengCserDtiefvicoastietss.o..f_D__e__v_o_s__it_.---------.-. Letters of Credit and Accevtances BielxlsePcuatyeadbfloe.r. .C_u__s_t_o_m__e__r_s_._._._._._._. .. .__. Notes and Bills Rediscounted..... Other Liabilities-------------------- 
 
15,000.00 none 397.05 none none 12.00 
1.002.16 none 
40,771.71 25,518.78 
none none 10,000.00 none none 
 
Total--------------------------------$ 92,701.70 
 
 DEPARTMENT OF BANKING 
 
19 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, o( the 
 
BAXLEY STATE BANK 
 
Baxley, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. TIPPINS, 
President. 
Date of Charter: 8-28-1917 
 
WADE H. WATSON & D. N. STAFFORD, Vice-Presidents. 
 
C. A. WHITAKER, Cashier, 
Began Business: 8-25-1917 
 
RESOURCES: 
Laons and Discounts------~------$ CeBrotinfidcsataensdoSftoIncdksebotwednneeds__s__a__n_d_ BFuarnnkiitnugreHaonudseFaiXntdurLeos_t-_-_-_-_-__-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from at>I>roved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC. _o__t_t o__n___a__n_d____o_t_h__e _r CPruCosrfteiotdmaitenradsnLLdoiAassbc_ic_lei_tt_>y_t_ao_n_n_c_e_Ls__e___t_t__e___r__s____o_ _f_ Other Resources___________________ _ 
TotaL------------------------------S 
 
93,316.91 none none 
7.660.00 3,708.85 166,171.71 
none 260.00 none none none none none 271,117.47 
 
LIABILITIES: 
Cat>ital Stock.----------------------$ Surt>lUS Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unt>aid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeitc>aotseistso-f--D--e-t->-o--s-i-t_-_-_-_-_-_--_ Savings Det>osits------------------Letters of Credit and Accet>tances 
executed for Customers---------Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
16,200.00 none 696.90 none none none 
5,571.41 729.74 
245,032.42 2,887.00 none none none none none 
 
TotaL-----------------------------.$ 271,117.47 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BLACKSHEAR BANK Blackshear, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. P. BRANTLEY, President. 
Date of Charter: -------------------- 
 
B. D. BRANTLEY, Vice-President. 
 
P. L. POMEROY, 
Vice President and Acting Cashier. 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts ______________$ 595,955.04 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.____________ __ 
 
290,432.05 none 
 
FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-.-_-_-_-_-_-_-_--_ 
 
. 8,033. 78 none 
 
Cash in Vault and amounts due 
 
from at>I>roved Reserve Agents._ 142,834.04 
 
Checks for Clearing and Due from 
 
other Banks.. -------------------- 
 
none 
 
COavsehrdIrtaefmtss.(.i.f-a__n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
CPruCosrfteoitdmaitenradsnLLdoaAsibsc_icl_ei_tt_Y>_t_ao_n_n_c_eL_s_.e_._t_t__e___r__s_____of__ Other Resources___________________ _ 
 
none none none 
 
TotaL---------- ____________________-$ 1,- 037,-254-.91 
 
LIABILITIES: 
Cat>ital Stock_______________________$ Surt>lUS Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>aid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Det>ositS------------------Time Certificates of Det>osit...---Savings Det>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_t_>_t_a_n__c_es_ Bills Payable _________ -------------Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
50,000.00 25,000,00 103,629.36 1,901.11 
none none 2,674.62 none 534,131.92 319,917.90 none none none none none 
 
Total---------------- ____________ .---$ 1, 037,254.91 
 
 !i!O 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK 
 
Blakely, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. C. HADDOCK. 
 
W. T. HAMMACK, 
 
R. 0. WATERS, 
 
President. 
 
Vice President. 
 
Cashier. 
 
Date of Charter: 3-23-1918 
 
Began Business: 2-1918 
 
RESOURCES: 
Loans and Discounts.... __________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont.e_d__._._._._._._._. Furniture and Fixtures.. _________ _ Other Real Estate owned......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s...-.-.-.-.-.-.-.-.-.-.-.-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other 
Commodities. . . . . . . . . . . . . . . . . . . . . . Customers LiabilitY on Letters of 
Credit and Acceptances.......... Profit and Loss.................... . Other Resources.......... _________ _ 
TotaL ______________________________ $ 
 
175,956.33 300.00 
9,358.20 4,332.48 8,933.00 67,698.50 6,003.72 
623.80 2,681.34 20,142.55 
none none none 296,079.92 
 
LIABILITIES: 
Capital Stock............... _______ .$ Surplus Fund...................... Undivided Profits.................. Reserve Funds.................... .. Due to Banks...................... Dividends Unpaid................ .. Cashiers Checks.................... Certified Checks.................. .. Demand Deposits........... _______ _ Time Certificates of Deposit....... Savings Deposits.............. ----Letters of Credit and Acceptances 
executed for CustomerS< ........ . Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities.......... ---------- 
 
50,000.00 10,000.00 4,335.35 
none none 
3.60 4,815. 76 
none 201.161.67 15,713.54 
none none none 10,000.00 none 
 
TotaL _______________ ....... _____ ...$ 296,079.92 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FANNIN COUNTY BANK 
 
Blue Ridge, Ga. 
 
J. M. EATON, 
 
As called for by the Superintendent of Banks. 
 
Wm. BUTT, 
 
J. F. HOLDEN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 5-28-1916 
 
Began Business: 6-6-1916 
 
RESOURCES: 
Loans and Discounts.... __________ $ Certificates of Indebtedness and 
Bonds and Stocks owned....... _ Banking House and Lot........... Furniture and Fixtures...... _.... _ Other Real Estate owned.. _______ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
other Banks............... _.... .. COavsehrdIrtaefmtss.(.if..a..n.y.)....-.--.-.-.-.-.-.-.-.-.-.-.-.-.-_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of 
Credit and Acceptances.. __ .... .. Profit and Loss..........._. _. _.... . Other Resources........ __ ._. ___ ... ' 
Total............. ____ ._. __ ._. __ .....$ 
 
268.406.58 1,530.00 9,500.00 3,400.00 4,300.00 
26,570.93 595.54 
5,133.68 2,420.42 
none none none 1,553.15 323,410.30 
 
LIABILITIES: 
CSuarppiltuals SFtuonckd...._._._._._._._._._..__-_-_-_-___________.._$ Undivided Profits................ .. RDeuseertvoeBFaunnkdss_-,-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid................ .. Cashiers Checks................... _ Certified Checks.......... -........ . Demand Deposits............ ______ _ Time Certificates of Deposit....... Savings Deposits.............. ____ . Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted.... . Otlier Liabilities... _......... _._ ... . 
 
15,000.00 20,000.00 3,769.33 
none none none 2,304.36 none 133,432.44 103,904.17 none none 40,000.00 none none 
 
Total....... ______ ... --------- .......$ 323.410.30 
 
 DEPARTMENT OF BANKING 
 
21 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE FARMERS BANK 
 
Blythe, Ga. 
 
L. W. DYE, 
 
As called for by the Superintendent of Banks. 
 
R. E. FARMER, 
 
T. M. NICKLES, 
 
President. 
 
Vice-President. 
 
tashier. 
 
Date of Charter: 8-!t9-1909 
 
Began Business 9-1-1909 
 
RESOURCES: 
 
Loans and Discounts--------------$ 20,1114.83 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednneeds__s__a__n_d_ 
 
none 
 
BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ 
 
1,947.50 1,370.81 
none 
 
Cash in Vault and amounts due 
 
from aooroved Reserve Agents._ 30,355.39 
 
Checks for Clearing and Due from 
 
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 19.54 
 
Advance on Cotton and other 
 
CuCCsroteomdmmiteorasdniLdtiieAasbc-ic-lei-to-Yt-a-n-oc--en-s-.L_-_-e-_t-_t-e_-r_-s-_-_o-_-f 
 
none none 
 
POrtohfeirt aRnesdouLrcOesS__S_-_-_-_--_-_-_-_-_--_-_-_-_-_-_--_-_-_- 
 
1,6n5o4.n87e 
 
Total____________________________ ---.$- -5-5,4-22.-94 
 
LIABILITIES: 
Caoital Stock-----------------------$ Surolus Fund----------------------RUensdeirvviedFedunPdro_f_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------CDaivsihdieenrsdsCUhencokasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ TDSaiemvmienagCnsderDDtiefeoiocooastsieittsss.o-_-f----D--_e-_-o_-o_-_s-_i-t_-__-__-__-__-__-__--__ LeetxteecrsutoefdCforer dCitusatnodmAercsc_e__o_t_a_n__c_e_s Bills Payable... _---_- ______________ _ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d________ __ 
 
15,000.00 5,000.00 
405.21 none none 105.60 547.92 none 28,899.11 2,826.05 2,639.05 none none none none 
 
Total.. ______ -----------------------.$ 55,422.94 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BOSTON 
 
Boston, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. TAYLOR, 
 
ED. COOK, 
 
S. W. BROOKS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1905 
 
Began Business: 8-1906 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdksebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned________ __ Cash in Vault and amounts due 
from aooroved Reserve Agents.ChoetchkesrfBoar nCklse.a_r_i_n_g__a__n_d__D__u__e_f-r-o-m-OCavsehrdIrtaefmtss.(.i.f_a__n_y_ )--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o-t-h-e--r CuCsrteodmiterasnLdiaAbciclietoYtaonnceLs_e_t_t_e_r_s__o_ f_ POrtohfeirt aRnedsoLuOrcSesS.-.-_-_-_-_-_-_-_-_-_-_--_-_------------- 
TotaL _____________________________ ..$ 
 
96,489.17 900.00 
6,909.54 3,159.20 
7,004.03 
7.218.18 937.51 583.00 
3,030.44 
13,285.81 none none 419.50 
139,936.38 
 
LIABILITIES: 
Caoital Stock..----------------------$ Surolus Fund--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unoaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehoeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deoosit__ ____ _ Savings Deoosits ________ -------- __ _ BLeieltxltseePrcsuatyoeafdbCfloere.r_d_Ci_tu__as_tn_o_dm__Ae__rc_sc__e___o___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities.----------------- 
 
25,000.00 5,000.00 
766.35 none none none 230.72 none 38,467.98 47,918.64 2,655.51 none 10,000.00 9,897.18 none 
 
TotaL ______________________________$ 139,936.38 
 
 SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MERCHANTS & FARMERS BANK Bosto~ Ga. 
 
As called for by the Superintendent of Banks. 
 
JAS. M. JQNES, 
 
JAS. A. MALLETTE, 
 
J. R. CARTER, JR., 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-14-1891 
 
Began Business: 8-190~ 
 
RESOURCES: 
 
Loans and Discounts.............$ 279,134.65 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 8,165.53 
 
Banking House and Lot........... 10,000.00 
 
Furniture and Fixtures............ 
 
none 
 
Other Real Estate owned........ .. 15,668.07 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 40,042.72 
 
Choethckesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o_m.. Cash Items....... __________ .. ____ ... Overdrafts (if any)________________ _ 
 
1,696.50 81.05 none 
 
Advance on Cotton and other 
 
Commodities.... ___ . ___ .. ___ ..... . 1,302.66 
 
CUstomers Liability on Letters of 
 
PrCorfeitdaitnadnLdoAssc.c.e__p_t_a_n_c__e_s_._._._._._._._._.._ 
 
none none 
 
- - - - Other Resources..____.............. 
 
none 
 
TotaL.... ___ .. ___ . ________ .. ___ .....$ 356,291.18 
 
LIABILITIES: 
Capital Stock.........------------..$ Surplus Fund......____ ........ --.. RUensdeirvviedFedunPdrso..f_i_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__DDuiveidtoenBdasnUkns-p-a-l-d--..-.-.-.-.-.--.-.-.-.-.-.-.-.-.-.-. Cashiers Checks.. __.. __.......... .. Certified Checks.... ---------- .... .. Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits..........------... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable.... ________ .. ------ .. .. Notes and Bills Rediscounted..... Other Liabilities.... -------------- .. 
 
50,000.00 25,000.00 15,742.66 
none none none 5,958.03 none 122,349.40 94,M3.54 42.697.55 none none none none 
 
Total........ _____ ..... _______ .......$ 356,291.18 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the THE COMMERCIAL BANK Bowdon, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. L. BROO,KS, 
 
J. H. BARR, 
 
M. L. JOHNSON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-~~-19~6 
 
Began Business: 9-~G-19~6 
 
RESOURCES: 
 
Loans and Discounts..............$ 12,534.90 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned.. ____ .. 
 
500.00 
 
Banking House and Lot........... 
 
none 
 
Furniture and Fixtures............ 
 
none 
 
Other Real Estate owned......... _ 
 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 94,323.72 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 5,517.17 
 
COavsehrdIrtaefmtss.(.I.f.a..n_y__)__._._._._._.__._._._._._._._._.._ 
 
none 100.35 
 
Advance on Cotton and other 
 
Commodities... __ . __ ............. . 3,251.64 
 
CUstomers Liability on Letters of 
 
Ctedit and Acceptances.......... 
 
none 
 
Profit and Loss_____________________ 
 
none 
 
Other Resources___________________ 
 
none 
 
- - - - Stationery Acct..___________________ 
 
500.00 
 
Total________________________________$ 116,727.78 
 
LIABILITIES: 
Capital Stock---------------- ______ .$ SUunrdpilvuisdeFduPnrdo.f.i.t.s..__--_.__._._._-_-_._._-_-_-_-_..__. Reserve Funds...................... Due to Banks----------------------Dividends UnPaid.......--....--... Cashiers Checks.................... Certified Checks.................... Demand DepositS------------------Time Certificates of Deposit------Savings Deposits........ ---- .. -- ... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable.... ------ .. ---------- .. Notes and Bills Rediscounted..... Other Liabilities... ____ .. ----------- 
 
15,200.00 none 487.19 none none none 579.06 none 
99,767.48 694.05 none none none none none 
 
Total.. ________________________ .. __..$ 116,727.78 
 
 DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BRADLEY Bradley, Ga. 
 
As called for by the Superintendent of Banks. 
 
GEO. B. SLOCUMB, 
 
A. L. HARRIS, 
 
B. F. WINTERS 
 
President. Date of Charter: 9-22-1920 
 
Vice-President. 
 
Cashier. Began Business: 1Q-2Q-1920 
 
RESOURCES: 
 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoIncdksebotwendende.s,_s__a__n_d_ Banking House and Lot__________ _ 
Furniture and Fixtures-----------Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents-Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of 
Credit and Acceptances__________ 
 
19,336.59 none 
4,310.65 1,320.71 
95.17 6,641.37 
none 208.89 80.01 none none 
 
POrtohfeirt aRnesdouLrcOesS__S_-_-_-_--_-_-_-_-_--_-_-_-_-_-_--_-_-_- 
 
n5o5.n7e3 
 
Exvense Account------------------- 
 
975.97 
 
Int. - Paid---------------------------- - -47-.51 
 
Total.... _----- ______ ------__________ 33,072.60 
 
LIABILITIES: 
Capital Stock.______________________$ Survlus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------DCaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ TDSaiemvmienagCnsderDDtiefepipcooasstieittssS_o_-_-f-_D-_-_e-_-_p-_o-_-s_-_i-t_-__-___-__-__-__--__ BLeieltxltseePcrsua:tovefadbCfloere.r.d_C_it_u_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted..... COotlh.e&r LEixacbhilaintigees _I_n__t_._D__i_s_-_-_-_-_-_-_-_-_--_ 
 
15,000.00 none 453.34 none none none none none 
10,221.07 2,469.06 
none none 4,000.00 none 820.25 108.88 
 
Total-------------------------------------33,072.60 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BREMEN Bremen, Ga. 
 
As called for by the Superintendent of Banks. 
 
JOHN H. SHELNUTT, 
 
G. E. BELL, 
 
W. L. LONG, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 8-28-1908 
 
Began Business: 8-2.5-1908 
 
RESOURCES: 
 
Loans and Discounts--------------$ 127,940.33 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned------- 
 
45.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
4,170.25 4,614.93 
 
Other Real Estate owned_________ _ 25,667.79 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 18,198.50 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
488.45 
 
Cash ItemS-------------------------Overdrafts (if an:v>----------------- 
 
360.10 1,185.96 
 
AdCvoamnmceodoitnies_C_o__t_t_o_n___a__n_d____o_t_h__e_r 
 
626.23 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLse._t_t_e_r_s__o_ _f 
 
none 
 
Profit Other 
 
and LosS--------------------Resources.-------------------- 
 
- 
 
none 
-202-.20 
 
Total------------------ ________ --- .$ 183,450.24 
 
LIABILITIES: Capital Stock..... ---------- __ . _____$ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------CDDauivsehidtioeernBsdCas nUhkenscp-k-as-i_-d_-_-. __-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__--__ 
Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-..-.-.-_--._Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc.e_p__t_a_n.c_e_s_ Bills Payable..... ------------------Notes and Bills Rediscounted..... Other Liabilities.------------------- 
 
28,800.00 23,785.71 20,098.87 
none none 64.96 1,786.24 none 65,872.41 37,042.05 none none 6,000.00 none none 
 
TotaL _______________________________$ 183,450.24 
 
 24 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS & MERCHANTS BANK 
 
Brewton, Ga. 
 
As called for by the Superintendent of Banks. 
 
JAMES L. KEEN, President. 
 
JOSEPH H. CURL, Vice-President. 
 
L. P. KEEN, Cashier. 
 
Date of Charter: 5-!l6-1910 
 
Began Business: 7-6-1910 
 
RESOURCES: 
Loans and Discounts...___________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._._._._.__._. ._ Furniture and Fixtures. __________ _ Other Real Estate owned...-------Cash in Vault and amounts due 
from at>I>roved Reserve Agents._ Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CPruCosrfteiotdmaitenradsnLLdoiAasbsc.ic_le_itt_>y_t_a_on_n_c_eL_s__e___t_t__e___r__s____o_ f__ Other Resources._________________ __ Laurens County School Warrents. 
Total--------------------------------S 
 
54,706.60 
25.00 1.756.25 2,129.17 8,700.39 
49,413.99 
none none 685.66 none none none none 
1,207.15 
118,624.21 
 
LIABILITIES: 
Cat>ital Stock... _____________ ----- .$ USunrdt>ivluids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhenctk>sa_ld__..__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Det>osit;s__________________ _ TSiamvienCgserDtiefti>coastietss_o__f_D__e__t>__o_s_i_L__._._._.._ LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__t__>__t__a__n____c__es__ Notes and Bills Rediscounted...... Other Liabilities-------------------- 
 
15,000.00 5,000.00 3,340.85 
none none none 
1,492.99 
none 
80,281.31 13,509.06 
none 
none none none none 
 
Total.. ___ . __ ._._. ___ ._... _._ .....-..$ 118,624.21 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK 
 
Brinson, Ga. 
 
As called for by the Superintendent of Bank 
 
J. H. BRINSON, 
 
J. T. POWELL, 
 
J. B. MILLS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: U-17-1910 
 
Began Business: U-1910 
 
RESOURCES: 
 
Loans and Discounts..............$ 37,761.51 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
15.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeso..t-_-_-_-_-_-_-_-_-_-_--_ 
 
1,800.00 1,998.70 
 
Other Real Estate owned..--------- 
 
none 
 
Cash in Vault and amounts due 
 
from at>I>roved Reserve Agents.. 8,300.56 
 
Checks for Clearing and Due from 
 
C aosthh eItreBmasn. _k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_- -_ Overdrafts (if any)________________ _ 
 
none none 
93.97 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
CuCsrteodmitearsnLdiAabcicleittY>taonnceLs_e_t_t_e_r_s___o_f 
 
none 
 
Profit and Loss..------------------- 
- Other Resources.------------------- 
Total_____ ... _____ . ____ ... ___ -------.$ 
 
none 
- -no-ne 49,969.74 
 
LIABILITIES: 
Cat>ital Stock-----------------------$ Surt>lus Fun<L---------------------RUensdeirvviedFedu nPdr osf. _i t_s_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Due to Banks..____________________ _ Dividends Unt>aid-----------------Cashiers Checks... ----------------CDeermtiafinedd DCeht>ecoksists....._._._-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Time Certificates of Det>osit....... Savings Det>osits------------------LBeieltxltseecrPsuatyoefadbCfloreer..d.Ci_tu__as_tn_o_dm__Ae__rc_sc__e__t__>__t__a__n____c__es__ NOothteesr aLniadbBililltlisesR__e_d_i_s_c__o_u__n_t_e_d__._._._._ 
 
15,000.00 
none 940.63 none none none 
203.13 
none 
10,728.20 23,097.78 
none 
none none none none 
 
Total... -----------------------------$ 49,969.74 
 
 DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BROOKLET 
 
Brooklet, Ga. 
 
As called for hy the Superintendent of Banks. 
 
J. W; ROBERTSON, 
 
THOS. R. BRYAN, SR., 
 
J. W. COLEMAN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: ------------------ 
 
Began Business:--------------- 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkse botwe dnneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e _r 
Customers Liability on Letters of Credit and Accei>tances__________ 
 
80,975.68 none 
1,921.65 2,090.00 9,076.85 16.503.78 
none 284.06 none none none 
 
POrtohfeirt aRnesdouLrcoess_s_-_-_-_-_-_--__-_-_-_-_-_--_-_-_-_-_-_- 
 
nnoonnee 
 
TU.oSta. LB_o_n__d_s_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-- $ -1123,- ,215002-..0002 
 
LIABILITIES: 
Cai>ital Stock.....................$ Surolus Fund....................... Undivided Profits................. Reserve Funds..................... . Due to Banks...................... Dividends Uni>aid................. . Cashiers Checks................... Certified Checks.................... Demand Dei>osits.................. . Time Certificates of Dei>osit...... . Savings Dei>osits.................. . Letters of Credit and Accei>tances 
executed for Customers......... . BNiolltsesPaanyda bBl ei.ll.s. .R. .e.d. .i.s-c-o-u- -n-t-e-d- -. -__-_ -_ Other Liabilities-------------------Bonds for Dei>ositors--------------- 
 
25,000.00 10.000.00 1,570.59 
none none none 1.172.53 25.00 33,113.39 39,970.51 none none none none none 2,250.00 
 
TotaL-------------------------------S 113,102.02 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BRUNSWICK BANK & TRUST COMPANY & BRANCHES 
 
Brunswick, Ga. 
 
As called for hy the Superintendent of Banks. 
 
F. D. AIKEN, 
President. Date of Charter: 1889 
 
M. J. WELSH 
Vice-President. 
 
I. M. AIKEN, 
Cashier. Began Business: 1889 
 
RESOURCES: 
 
Loans and Discounts-------------$ 1,142,816.40 Certificates of Indebtedness and 
Bonds and Stocks owned........ 28'1,007.57 
 
Banking House and Lot........... 40,000.00 
 
Furniture and Fixtures............ 15,715.77 Other Real Estate owned.... ______ 69,600.52 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents.. 137,663.91 
 
Checks for Clearing and Due from 
 
CaosthheItremBsa._n_k__s_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 54145,,432671..1083 
 
Overdrafts (if any)_________________ 
 
246.00 
 
Advance on Cotton and other 
 
Commodities---------------------Customers Liability on Letters of 
 
none 
 
Credit and Accei>tanoes......... 
 
none 
 
POrtohfeirt RanesdoLuroosess..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 29,436.77 
 
Total._______________________________$ 2,275,275.15 
 
LIABILITIES: 
 
Cai>ital Stock.______________________$ 230,000.00 
 
Surolus Fund.---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Uni>aid.________________ _ 
 
101,000.00 37,823.89 2,075.57 290,705.20 
19.10 
 
Cashiers Checks-------------------CDeermtiafinedd DCehi>ecoksists.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
12,250.99 1,063.59 1,072,589.29 
 
TSaimvienCgserDtiefii>coastietss_o__f_D__e__i>__o_s_i_t_-_--_-_-_--_ 
 
198,163.87 328,657.30 
 
Letters of Credit and Accei>tances 
 
BiellxsePcuatyeadbfloe_r_C__u__s_t_o_m__e__r_s_._._._._._._._._. _. 
 
none none 
 
NOothteesr aLniadbBlliiltllsesR..e_d__i_s_c_o__u_n._t_e_d__._._._.._ 
 
none 926.35 
 
TotaL------------------------------S 2,275,275.15 
 
 26 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece10ber 27, 1926, of the 
 
FARMERS & CITIZENS BANK 
 
Buchanan, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. C. MOORE, President. 
Date of Charter: 8-8-1911 
 
W. J. SPEIGHTS, Vice-President. 
 
H. C. EDWARDS, 
Cashier. Began Business: 9-1-1911 
 
RESOURCES: 
 
Loans and Discounts______________$ 61,5-8.89 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsteoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
1,500.00 2.185.00 2,000.00 
none 
 
Cash in Vault and amounts due 
 
from a:v:vroved Reserve Agents.. 35,549.55 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items..________________________ _ Overdrafts (if any)________________ _ 
 
785.63 
274.00 479.94 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acce:vtances__________ 
 
none 
 
Profit and Loss_____________________ 
 
none 
 
Other Resources____________________ 
 
none 
 
Warehouse Acct..___________________ 
 
100.00 
 
- - - - Due from Banks..___________________ 1,675.74 
 
TotaL.-----------------------------$ 106,058.75 
 
LIABILITIES: 
Ca:vital Stock..---------------------$ 
SUunrd:vivluids eFduPnr<oLfi-t-s-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Fund.s..--------------------- 
Due to Banks----------------------Dividends Un:vaid.----------------Cashiers Checks-------------------CDeermtiafinedd DCeh:veocski1s;-s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of De:vosit------LSaeevtxtieencrgsustoeDfdeCf:orverodsCiitutsas-tn-o-dm--A-e-rc-sc-_-e_-:_v-_-t_-a_-n_-_c-_e--s_ NOBiotlhtlesesrPaLanyiaadbbBilleiil-tli-se-s-R-_-_e-_d-_i_-s_-c_-_-o_-u_-_-n_-t_-e_-_d-_-._-__--_----_ 
 
15,000.00 3,000.00 8,537.34 
none none none 
1,289.71 
none 59,655.77 
18,575.93 
none 
none none none none 
 
TotaL_______________________________ $ 106,058.75 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the HARALSON COUNTY BANK 
 
Buchanan, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. L. EANES 
 
WALTER MATTHEWS 
 
President. Date of Charter: 8-S-1909 
 
Vice-President. 
 
H. G. RICHARDSON, 
Cashier. Began Business: S-4-1909 
 
RESOURCES: 
 
Loans and DiScounts. _____________$ 79,944.71 
 
Certificates of Indebtedness and Bonds and Stocks owned.______ _ 
 
500.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
2,034.00 2,700.00 
 
Other Real Estate owned.--------- 
 
none 
 
Cash in Vault and amounts due 
 
from a:v:vroved Reserve Agents-- 79,232.05 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
666.78 193.22 2,594.34 
 
Advance on Cotton and other 
 
CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-:t-vy-t-ao-n-nc-e-Ls--_e-_t-_t_-e_-r_-s_-_-o_--f_ 
 
none none 
 
- - - - Profit and Loss--------------------- 
Other Resources.------------------- 
 
none none 
 
Total--------------------------------S 167,865.10 
 
LIABILITIES: 
Ca:vital Stock.---------------------.$ Sur:vlus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:vaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCeh:veocskit;ss-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TJ.llle Certificates of De:vosit------Savings De:vosits------------------- . Letters of Credit and Acce:vtances BielxlsePcuatyeadbfloe_r_C__u__s_to__m__e_r_s_.____-_-_-_____-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities------------------- 
 
15,000.00 10,000.00 17,204.57 
none none none 
176.86 
none 
89,615.66 35,868.01 
none 
none none none none 
 
TotaL------------------------------' 167,865.10 
 
 DEPARTMENT OF BANKING 
 
27 
 
STATEMENT 
 
Showing condition at the close of Business DeceDlber 27, 1926, of the 
 
BANK OF BUCKHEAD 
 
Buckhead, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. HULME MORGAN, 
 
H. C. McWHORTER, 
 
W. B. WHITMIRE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-9-1906 
 
Began Business: 9-8-1906 
 
RESOURCES: 
 
Loans and Discounts..............$ 16,928.33 Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 
 
none 
 
Banking House and Lot-.......... Furniture and Fixtures............ 
 
2,000.00 2,000.00 
 
Other Real Estate owned.......... 4,000.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 1,820.34 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items..________________________ _ Overdrafts (if any)________________ _ 
 
none none 
251.81 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
CuCsrteodmiterasnLdiAabcicleivtytaoncnesL..e_t_t_e_r__s__o_f 
 
none 
 
- - - - Profit and LoSS--------------------- 
Other Resources-------------------- 
 
831.76 
none 
 
Total------ __ -------------.---------.$ 27,832.24 
 
LIABILITIES: 
Cavital Stock.______________________$ 
Surv1us Fund..... -----------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ 
Dividends Unvaid.----------------Cashlers Checks-------------------CDeermtlaflnedd DCehveocskists.._-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Time Certificates of Devosit... ___ _ Savings Devosits.. _---------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Pa:vable_______ ---------------Notes and Bills Rediscounted.___ _ Other Liabilities-------------------- 
 
15,000.00 
none none none none none 36.65 none 
6,019.30 3,076.29 
none 
none 
3,700.00 
none none 
 
Total--------------------------------$ 27,832.24 
 
STATEMENT 
 
Showing condition at the close of Business DeceDlber 27, 1926, of the 
 
BUENA VISTA LOAN & SAVINGS BANK 
 
Buena Vista, Ga. 
 
As called for by the Superintendent of Banks. 
 
Wm. C. WOOTEN, 
 
A. C. DUNCAN, 
 
0. H. LEWIS, 
 
President.. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1889 
 
Began Business: 1889 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned... _____ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ Advance on Cotton_______________ _ CuCsrteodmiterasnLdiAa bciclei tvytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources..------------------Total.. --- .. ________________________ .$ 
 
166,203.!17 
2,040.55 4,246.39 6,388.12 12,398.12 
90,808.64 
2,041.09 1,928.08 
none 
8,102.44 
none none none 294,156.50 
 
LIABILITIES: 
cavital Stock... __ -------- __________$ Survlus Fund....------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid.----------------CCaesrthilfeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits-----------------Time Certificates of Devosit------Savlngs Devosits------------------BLeieltlxtseePcrsuatyoeafdbCfloree_r_dC_i_tu_a_s_tn_o_dm__Ae__rcs_c__e___v___t_a___n__c___e_s__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------- 
 
30,000.00 40,000.00 3,810.57 4,741.73 
none 
162.00 33.75 
none 
143,160.49 72,247.96 
none 
none none none none 
 
TotaL------------------------------S 294,156.50 
 
 ~8 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BUFORD & BRANCHES Buford, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. P. PATTILLO, President. 
Date of Charter: 1893 
 
EDW. FLOR L. B. PATTILLO, Vice-Presidents. 
 
CARL PERRY, Cashier. 
Began Business: 1893 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures.. ________ __ Other Real Estate owned... ______ _ Cash in Vault and amounts due 
from avvroved Reserve Agents.. Choetchkesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e__fr_o_ m__ Cash Items..________________________ _ Overdrafts (if any)________________ _ AdCvoamncmeodoitniesC..o. _t_to__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of 
Credit and Acceptances.. ______ __ Profit and Loss.. __________________ _ Other Resources... ________________ _ 
TotaL------ ___________ -- __________ .$ 
 
249,139.25 33,180.00 34,124.34 9,034.99 23,548.57 32,799.53 11,019.89 
479.77 15.00 2,757.88 none 10.00 1.087.57 397,196.29 
 
LIABILITIES: 
Capital Stock.... ____________ ------.$ SUunrdvilvuids eFduPnrdo.f-i-t-s-.-.-_-_-_-_-_-_-_-_-_-_-_-__-_--_-_ Reserve Funds Capital Branch.... DDiuveidtoenBdsanUknsp--a-i-d--..-.-_-_-_-_-_-_-_-_-_-_-_-_-_--__Cashiers Checks.. ____________ -- __ __ CDeermtiafinedd DCehpeocskists-.-.-_-_-_-_-_-_-_-_-_-_-_-_-----_-_--_ TSaimviengCserDtiefpicoastietss.o. _f_D__e__p_o_s__it_._..--. ____ __ Letters of Credit and Acceptances BielxlsePcuatyeadbfloe.r..C_u__s_t_o_m__e__r_s_._._______-________ Notes and BU!s Rediscounted____ _ Other Liabilities____________ -------- 
 
25.000.00 25,000.00 10,194.79 15,000.00 
none 888.00 279.65 600.00 129,606.32 87,567.74 88.023.17 none 15,000.00 none 36.62 
 
TotaL ______________________________ $ 397,196.29 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
SHADBURN BANKING CO. Buford, Ga. 
 
As called for by the Superintendent of Banks. 
 
MRS. K. A. SHADBURN, President. 
Date of Charter: 1-!lll-1901 
 
L. T. SUDDERTH, Vice-President. 
 
E. A. WILBANKS, Cashier. 
Began Business: !l-11-1901 
 
RESOURCES: 
 
Loans and Discounts.. __________ ..$ Certificates of Indebtedness and 
Bonds and Stocks owned.. ____ __ Banking House and Lot., ________ _ Furniture and Fixtures.. ________ __ Other Real Estate owned________ __ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--__- 
Overdrafts (if any)------ __________ AdCvoamncmeodoitniesC..o. _t_to__n___a__n_d____o_t_h__e_r 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o__f Profit and Loss.. __________________ _ Other Resources.. ________________ __ 
 
133,349.81 none none 
3,987.88 24,134.66 18,101.06 1,788.62 
122.25 1,521.52 
none none none none 
 
Total-------------------------- ______$ 183,000.75 
 
LIABILITIES: 
Capital Stock... --------------------$ SUunrdvilvuids eFduPnrdo.f..it-s--_-______________-_-_-_-_-_-_-_- ____ Reserve Funds F. & F. DevreciaDtuieonto...B__a_n__k_s-_-_-_-_-_-__________-_-_-_-_-_-_-_-_------__Dividends Unpaid._______________ __ Cashiers Checks..-- ____ -----------Certified Checks.... ---------------Demand Deposits------ __ ----------Time Certificates of Deposit------Savings De'llosits-- ________ ------ __ Letters of Credit and Acceptances BUex!sePcuatyeadbfloer...C_u__s_t_o_m__e__r_s_._._----------_____ Notes and BU!s Rediscounted..... Other Liabilities... ----------------- 
 
40,000.00 17,000.00 1,874.63 2,871.48 
none none 554.68 36.40 69,145.82 26,720.12 24,797.62 none none none none 
 
Total._______________________________$ 188,000.75 
 
 DEPARTMENT OF BANKING 
 
29 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS STATE BANK 
 
Butler, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. H. NEISLER, 
 
J.'H. NEISLER, 
 
L. R. ADAMS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-4-19!l6 
 
Began Business: 9-4-19!l6 
 
RESOURCES: 
 
Loans and Discounts..............$ 24,400.75 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... . 25,145.31 
 
Banking House and Lot........... 
 
none 
 
Furniture and Fixtures............ 
 
none 
 
Other Real Estate owned......... . 
 
none 
 
Cash in Vault and amounts due 
 
from a:o:oroved Reserve Agents.. 42,297.60 
 
Checks for Clearing and Due from 
 
other Banks...................... 
 
none 
 
Cash Items......................... . 
 
none 
 
Overdrafts (if anY)................ 
 
none 
 
Advance on Cotton and other 
 
Commodities..................... . 3,257.97 
 
Customers Liability on Letters of 
 
Credit and Acce:otances......... . 
 
none 
 
Profit and Loss.................... . 
 
none 
 
Other Resources................... . 
 
none 
 
---- 
 
Total................................$ 95,101.63 
 
LIABILITIES: 
Ca:oital Stock.......................$ Sur:olus Fund....................... Undivided Profits................. . Reserve Funds..................... . Due to Banks...................... . Dividends Un:oaid................. . Cashiers Checks.................... Certified Checks................... . Demand De:oosits.................. . Time Certificates of De:oosit...... . Savings De:oosits.................. . Letters of Credit and Acce:otances 
executed for Customers......... . Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities................... . 
 
15,000.00 
none 
754.48 
none none none 
652.61 
none 
77,343.93 1,350.61 
none 
none none none none 
 
TotaL ...............................$ 95,101.63 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF BYROMVILLE 
 
Byromville, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. R. GROVES, 
 
J. D. LESTER, 
 
S. H. BUXTON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-19-19!ll 
 
Began Business: 7-!l6-19!ll 
 
RESOURCES: 
 
Loans and Discounts..............$ 17.680.65 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... . 
 
none 
 
Banking House and Lot.......... . 1.500.00 
 
Furniture and Fixtures........... . 
 
750.00 
 
Other Real Estate owned......... . 
 
none 
 
Cash in Vault and amounts due 
 
from a:o:oroved Reserve Agents.. 32.142.76 
 
Checks for Clearing and Due from 
 
other Banks...................... 
 
none 
 
Cash Items......................... . 
 
none 
 
Overdrafts (if any) ................ . 
 
315.47 
 
Advance on Cotton and other 
 
Commodities..................... . 2.854.47 
 
Customers Liability on Letters of 
 
Credit and Acce:otances......... . 
 
none 
 
Profit and Loss.................... . 
 
none 
 
Other Resources.................. .- - -no-ne 
 
Total........................... ____ .$ 55,243.35 
 
LIABILITIES: 
Ca:oital Stock.......................$ Sur:olus Fund...................... . Undivided Profits.................. Reserve Funds..................... . Due to Banks...................... . Dividends Un:oaid.................. . Cashiers Checks.................... Certified Checks................... . Demand De:oosits.................. . Time Certificates of De:oosit...... . Savings De:oosits.................. . Letters of Credit and Acce:otances 
executed for Customers......... . Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities................... . 
 
15,000.00 2,000.00 2.321.52 
none none none 
572.68 
none 
29,332.45 6,016.70 
none 
none none none none 
 
Total................................$ 55,243.35 
 
 30 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
FARMERS BANK 
 
Byron, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. J. PEAVY, 
 
H. C. JACKSON, J. B. KAY, 
 
T. G. NORTH, 
 
President. 
 
Vice-Presidents. 
 
Cashier. 
 
Date of Charter: U-2-1909 
 
Began Business: 1-8-1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ 27,360.43 Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ 
 
none 2,600.00 
 
FOuthrneirtRureealaEndstaFtieXotuwrense-d-_-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due 
from approved Reserve Agents-_ Checks for Clearing and Due from 
 
2,000.00 none 
8,869.70 
 
CaosthheIrteBmasn_k__s_-_____-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other 
 
44.25 none 
1.30 
 
Commodities---------------------Oustomers LiabilitY on Letters of 
Credit and Acceptan<Jes__________ 
 
none none 
 
- - - - POrtohfeitr aRnesdouLrcoess.s_-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-_- 1,4n0o'7n.9e8 
 
Total--------------------------------$ 42,283.66 
 
LIABILITIES: Cai>ital Stock______________________ $ 
Suri>lus Fund----------------------Undivided Profits-----------------Reserve Funds----------------------Due to Banks..---------------------DCaivsihdieenrsdsCUhencpkasi_<__L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ TSDaiemvmienagCnsedrDDtiefepipcooastsieittsss.o-_-_f-_-D_-_e-_i-_>-_O-_-S_-_i-t_-__-__-___-__-__--__ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities..------------------- 
 
15,000.00 none 
1,546.04 none none none 28'1.57 none 
21,728.74 3,009.76 
none none none none 711.55 
 
Total--_----_-----------------------.$ 42,283.66 
 
STATEMENT 
 
Showing condition at the close of Business DeceJDber 27, 1926, of the 
 
CADWELL BANKING CO. 
 
Cadwell, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. A. BURCH, 
 
H. R. BEDINGFIELD, 
 
WALTER DANIEL, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter:------------------- 
 
Began Business: ------------- 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts--------------$ BCeaBrnotkinfiidncsgaatHensoduoSsfetoIancnkddseboLtweodnt_en_d_e_-s__s_____a____n__d__ Furniture and FiXtures. __________ _ Other Real Estate owned- ________ _ 
 
35,566.27 20.00 
4,500.00 3,814.70 4,085.61 
 
Capital Stock.. _-------------- ______$ Suri>IUs Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidteonBdsanUkns.p.a--i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
15,000.00 5,000.00 
none none 600.18 
8.60 
 
Cash in Vault and amounts due 
 
Cashiers Checks-------------------- 
 
197.50 
 
from approved Reserve Agents __ Checks for Clearing and Due from 
 
7,304.73 
 
Certified Checks-------------------Demand Deposits------------------- 
 
none 23,787.28 
 
 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other 
Commodities---------------------CuCsrteodmitearsnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___of_ 
 
none 1.00 
268.22 73.35 none 
 
Time Certificates of Deposit------Savings Deposits. ____ --- ______ ----LBeieltxltseePrcsuatyoeafdbCfJoreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c___e_s__ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
8,401. 74 none none 
4,000.00 none none 
 
, ~~!~ ~o~:S-~:::::::::::::::::: 
 
1,361.42 none 
 
Total____________ --------------------$ 56,995.30 
 
Total-------------------- ____________$ 56,995.30 
 
 DEPARTMENT OF BANKING 
 
81 
 
STATEMENT 
 
Showing condition at the close of Business Dece01ber 27, 1926, of the 
 
CAIRO BANKING CO. Cairo, Ga. 
 
o: T. DAVIS, 
 
As called for by the Superintendent of Banks. 
 
(None) 
 
HENRY HESTER, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 11-!lS-1903 
 
Began Business: 11-!lS-1903 Inc. 1-1-1900 Pvte. 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned...... BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrteaJfJtISs_(_i_f-a--n-y--) _______-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabccileiit>ytaoncnesL_e_t_t_e_r_s__o_ f_ POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
TotaL ______________________________ $ 
 
404,946.66 none 
5,555.43 3,931.80 
none 80,883.9'7 
852.73 none none none none none none 496,170.59 
 
LIABILITIES: 
Cat>ital Stock-----------------------$ Surolus Fund----------------------Undivided Profits---------------Reserve Funds------------------Due to Banks----------------------Dividends Unt>aid----------------Cashiers Checks-------------------Certified Checks-------------------Demand Det>osits------------------Time Certificates of Det>osit------Savings Det>osits_______ -----------LeetxteecrsutoefdCforerdCituasntodmAecrsc_e_t_>_t_a_n_c__es_ BNiolltsesPaa:nvdabBliel.l-s-R--e--d-i-s-c--o-u-n--t-e-d--__-__--_ Other Liabilities.------------------- 
 
35,000.00 7,000.00 17,833.81 4,076.74 
none none 403.69 300.00 196,778.06 196,248.29 none none none 38,530.00 none 
 
TotaL ______________________________$ 496,170.59 
 
STATEMENT 
 
Showing condition at the close of Business Dece01ber 27, 1926, of the 
 
CITIZENS BANK Cairo, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. G. CANNON, President. 
Date of Charter: 1:l-3-1903 
 
J. B. WIGHT, W. H. SEARCY, Vice-Presidents. 
 
L. C. POWELL, Cashier. 
Began Business: 1-1-1904 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ BF ua rnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents- _ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_----. Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLd iAabcicleiit>ytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss____________________ _ Other Resources___________________ _ 
Total.. ________ -------- ___________ ...$ 
 
553,494.54 none 
11,400.00 4,200.00 1,500.00 110.085.46 9,939.96 1,109.26 1,299.65 
none none none none 693.028 .if1 
 
LIABILITIES' 
Cat>ital Stock-----------------------$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks--.--------------------CDaivshidieenrsdCs Uhenctk>sa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CDeermtiafinedd DCeht>ecoksists--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Det>osit______ _ Savings Det>osits. ______ -----------LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable.----------------------Notes and Bills Rediscounted..... Other Liabilities.------------------- 
 
50,000.00 18,000.00 22,360.82 
none none 12.00 
832.83 
none 373,159.96 228,663.26 
none none none none none 
 
Total--------------------------------$ 693,028 .if1 
 
 32 
 
SEVENTH ~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS & MERCHANTS BANK & BRANCHES Cairo, Ga. 
 
As called for by the Superintendent of Banks. 
 
THOMAS WIGHT, 
 
J. A. POWELL, 
 
A. EDWARDS, 
 
President. 
 
L. 0. MAXWELL, 
 
Cashier. 
 
Date of Charter: 1Q-7-1910 
 
Vice-Presidents. 
 
Began Business: 1Q-1Q-1910 
 
RESOURCES: 
 
Loans and Discounts ______________$ 326,878.70 
 
CeBrotinfidcsataensdoSftoIncdksebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
9,100.00 none 
150,,582875..7o0o 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-_ 165,955.44 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
4,109.75 
449.68 
none 
 
ACdvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
 
none 
 
PCruCosrfteiotdmaitenardsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__eL_s__e___t_t__e___r__s_____of__ Other Resources___________________ _ 
TotaL _________ ---------------------$- 
 
none none 
- -n-on-e 
522,906.27 
 
LIABILITIES: 
Capital Stock.______________________ $ 
SUunrdvilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ RDeussertvoeBFaunnkdss:-.-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid.________________ _ Cashiers Checks-------------------CDeermtiafinedd DCehPeocskists--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit-----Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer___C__u-s-t_o_m___e-r-s-----------------__NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__._-_-_--_ 
 
40,000.00 none 
27.391.86 none none none 
1,333.46 none 
315,191.84 66.286.33 72.702.79 
none none none none 
 
TotaL. __ . ________________ -----. ___ .$ 522 .906 .27 
 
STATEMENT Showing condition at the close of Bu~ness December 27, 1926, of the 
 
BANK OF CAMILLA Camilla, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. BUTLER, 
President. Date of Charter:-------------------- 
 
J. B. LEWIS, Vice-President. 
 
J. E. BROOKS, 
Vice-President and Cashier. Began Business: __.. ___..___...._. 
 
RESOURCES: 
Loans and Discounts______________$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ FBuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CUCCsortemodmmiteoarsdniLdtiieAasbc-i-cl-ei-tp-yt-a-on--nc-e-Ls--_e-_t_-t_-e_-r_-s_-_-o_-f-_ Profit and LOSS--------------------Other Resources-------------------- 
TotaL ________ ._ .. _._ .... __ -- __ ---- --1 
 
190,853.30 4,200.00 14.500.00 6,500.00 6,986-70 26,519.71 1,465.58 none none none none none none 
251,025 .29 
 
LIABILITIES: 
Capital Stock_______________________ $ Survlus Fund______________________ _ Undivided Profits_________________ _ Reserve Funds_____________________ _ Due to Banks______________________ _ Dividends Unpaid_________________ _ CCDeaersmthiaifeinerdsd DCChehpeeocckskisst.-s.-_.-_.-__-_--_--__-_.-__-_--_-_-_-___-__-_--_--_--_-_-__ TSiamviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t____________ __ Letters of Credit and Acceptances BielxlsePcuatyeadbfloe_r_C__u__s_t_o_m__e__r_s_-_-_-_-_-_--------Notes and Bills Rediscounted.---Other Liabilities-------------------- 
 
50,000.00 10,000.00 
529.14 none none none 2,378.75 none 69,640.48 38.445.20 37.785.79 none 41.245.93 1,000.00 none 
 
TotaL-------------------------------5 251,025.29 
 
 DEPARTMENT OF BANKING 
 
83 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
PLANTERS & CITIZENS BANK 
 
Camilla, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. B. COCHRAN, President. 
Date of Charter: 5-24-1913 
 
G. B. BAGG8-Active, Vice-President. 
 
A. J. PINSON, Cashier. 
Began Business: 5-24-1913 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned_______ _ Banking House and Lot.. ________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from aovroved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
Customers Liability on Letters of Credit and Acceotances_________ _ 
Profit and Loss. ___________________ _ Other Resources___________________ _ CitY Warrants_____________________ _ 
Cash Collections------------------- 
 
216,690.89 none 
5,647.14 6,113.34 
none 37.547.97 2.455.02 
494.52 none 2. 796-28 none none 94.30 1,580-50 2,902.46 
 
TotaL-------------------------- ____ $ 276,322.42 
 
LIABILITIES: 
Caoital Stock_____________________ ..$ Suro1us Fund_____________________ __ Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks____ ------------------Dividends Unoaid.. _______________ _ Cashiers Checks__________________ __ Certified Checks.------------------Demand Deposits------------------Time Certificates of DeoosiL----Savings Deposits-------- __________ _ Letters of Credit and Acceotances 
executed for Customers ________ __ Bills Payable_______________________ _ NOothteesr aLniadbBiliiltlisesR..e.d. _i_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
50,000.00 8,030.65 2,260.70 
none none none 2.481.74 355.00 159,183.66 35,241.99 18.768.68 none none none none 
 
TotaL. _____________________________ $ 276,322.42 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS BANK 
 
Canon, Ga. 
 
As called for by the Superintendent of Banks. 
 
B. F. CHEEK, President. 
Date of Charter: 11-11-1919 
 
T. R. BURTON, Vice-President. 
 
M. C. BOWERS, Cashier. 
Began Business: 11-11-1919 
 
RESOURCES: 
 
Loans and Discounts--------------$ 64,018.89 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
20.00 3,500.00 2,450.00 
 
Other Real Estate owned---------- 3,198.26 
 
Cash in Vault and amounts due from aovroved Reserve Agents.- 
 
8,523.41 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
15,23 none none 
 
Advance on Cotton and other Commodities---------------------- 
Customers LiabilitY on Letters of Credit and Acceotances._________ 
Profit and Loss.____________________ 
 
none none none 
 
Other TotaL 
 
_R_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ 
 
-845,- ,180395-..4276 
 
LIABILITIES: 
Caoital Stock_______________ --------$ Surolus Fund... ___ --_-------_---_-RUensdeirvviedFedunPdrosf_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdas nUknSo--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks.. _______________ - __ 
Certified Checks-------------------Demand Deoosits------------------Time Certificates of DeoosiL----Savings Deoosits __ ---- ---- -- ------L eetxteecr su toefdCf or er dCi tuas tnodmAe rcsc_e_v__t_a_n_c_e_ s_ Bills Payable_____ ------------------Notes and Bills Rediscounted----Other Liabilities... ----------------- 
 
25,000.00 1,250.00 2, 705.35 
none none none 466.73 none 20,252.26 5,758.81 none none 18,000.00 none 12,402.11 
 
Total________________________________$ 85,835.26 
 
 84 
 
SEVENTH ~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business DeceDlher 27, 1926, of the 
 
BANK OF CANTON Canton, Ga. 
 
As called for by the Superintendent of Banks. 
 
President, R. T. JONES, 
 
Vice-Presidents, SAM TATE, B. F. CHRISLER, 
 
P. W. JONES, H. L. CHAFFIN, C. C. BELL, Assistant Cashier. 
 
Vice-President and Cashier, W. S. ELLIOTT. 
 
Date of Charter: 11-189~ 
 
Began Business: 1~-189~ 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoInckdsebotwednneeds. _s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned..--------Cash in Vault and amounts due 
from avvroved Reserve Agents._ Checks for Clearing and Due from CaosthheltreBlllaSn-.k.s.-.-.-.-.-.-.-.-.-.-.-.-_-_-__-_-_-_-_-_-_--_ Overdrafts (If any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
CuCsrteodmiterasnLd iAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------GOethoergr iRa eSstoautrecWesa--r-r-a-n--ts--_-_-_-__-_-_-_-_-_-_--_ 
 
601,717.16 17,498.00 
370,,857375..0o0o 
2,283.61 504,149.78 
3,309.16 545.75 
11,108.76 none none none none 
30,197.15 
 
TotaL-------------------------------S 1,209.221.37 
 
LIABILITIES: 
Capital Stock... -------------------.$ 
Surolus Fun<L--------------------Undivided Profits-----------------DReuseertvoeBFanuknsd--s-----------------------------------------~DiVidends Uwaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_p__t_a_n_c_e_ s_ Bills Payable-----------------------NOothteesr aLniadbBiliitlilessR...e.d__i_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
100.000.00 100,000.00 47,315.26 
none 5,000.00 
none 1.903.62 
none 572,599.56 301,071.00 81,330-W 
none none none none 
 
Total--------------------------------S 1,209,221.37 
 
STATEMENT 
 
S_howing condition at the close of Business DeceDlher 27, 1926, of the 
 
CARLTON BANK Carlton, Ga. 
 
As called for by the Superintendent of Banks. 
 
J.D. LONG, President. 
Date of Charter:-------------------- 
 
F. D. SMITH, Vice-President. 
 
F. D. SMITH, Cashier. 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts.-------------$ 94,398.97 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ 
 
50.00 2,405.19 
4,561.77 
9,085.53 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 23,892.83 
 
Checks for Clearing and Due from 
 
other Banks._-------------------- 
 
801.54 
 
COavsehrdlrtaeflltlsS(-I.f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 588.24 
 
Advance on Cotton and other 
 
Commodities..--------------------Customers Liability on Letters of 
Credit and Acceptances__________ 
 
none none 
 
Profit and LOSS--------------------- 2,547.75 
 
- - - - Other Resources-------------------- 3,962.83 
Total.. _____ . _______________________ .$ 142.294 .70 
 
LIABILITIES: 
Capital Stock-----------------------S SUunrdoiVl uids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand Devosits------------------Time Certificates of Deposit....... SaVings Deposits------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaanyadbBleil-l-s--R--e-d-i-s--c-o-u--n-t-e-d--.-.-_-_-_ Other Liabilities-------------------- 
 
25,000.00 10.000.00 
none none none none 1,413.06 none 46,597.82 42.283.82 none none 17.000. 0 none none 
 
Total.. _____________________________ .$ 142,294.70 
 
 DEPARTMENT OF BANKING 
 
85 
 
STATEMENT 
 
Showing condition at the close of Business December 1:1, 1926, of the 
 
THE PEOPLES BANK 
 
Carrollton, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. W. FLEMING, President. 
Date of Charter: 11-1909 
 
G. C. COOK, Vice-President. 
 
G. C. COOK, Cashier. 
Began Business: 1!l-1-1909 
 
RESOURCES: 
 
Loans and Discounts.............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ Furniture and FiXtures____________ Other Real Estate owned.......... Cash in Vault and amounts due 
from ai>I>roved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o_m_ _ Cash Items... ______________________ _ Overdrafts (If any) ________________ _ AdCvoamncmeodoitniesC. _o__t t_o__n___a__n_d____o_t_h__e r_ Customers LiabilitY on Letters of P rCorfei tdai tnadnLdoAssc_c_e_i_>_t_a_n__c_e_s_._._._._._._._._. ._ Other Resources___________________ _ 
 
345,292.22 4,940.00 1,440.00 4,850.60 14,118.40 
186,715.97 1,127.16 1,005.30 none none none 1,262.00 7,397.59 70.42 
 
TotaL------------------------------$ 568,219.66 
 
LIABILITIES: 
Cai>ita1 Stock.----------------------$ SUunrdoilvuids eFduPn dr o. -f-i-t s- -_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_- -_ Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid-----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeiic>aotesistso.f--D--e-i->-o--s-it-.-.-.-.-.-.-.Savings Dei>OSits. _----------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s_._.__._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities.------------------ 
 
60,000.00 30,000.00 5,724.62 
none none none 1,265.19 none 302,063.55 12,475.42 156,690.88 none none none none 
 
TotaL------------------------------$ 568,219-M 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF CAVE SPRING 
 
Cave Spring, Ga. 
 
As called for by the Superintendent of Banks. 
 
ALBERT N. TUMLIN, 
 
A. C. FINCHER, 
 
L. T. ROUNTREE, 
 
President. 
 
V i c e - P r e s i d e n t .. 
 
Cashier. 
 
Date of Charter: 1905 
 
Began Business: 1905 
 
RESOURCES: 
 
Loans and Discounts.-------------$ 101618.411 Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
1,775.80 2,884.21 
 
Other Real Estate owned---------Cash in Vault and amounts due 
 
none 
 
from ai>proved Reserve Agents._ 21,138.58 
 
Checks for Clearing and Due from 
 
C 
 
aost 
 
hh 
 
elrteBmasn_k__s_.___-_-__-_-_-_- 
 
- 
c 
 
---------- 
__________ 
 
-- 
__ 
 
- 
_ 
 
Overdrafts (If any) ________________ _ 
 
none none none 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit and LOSS--------------------- 
 
422.71 
 
Other Resources.-------------------- - -no-ne 
 
TotaL-------------------------------$ 127,839.79 
 
LIABILITIES: 
Capital Stock-----------------------$ Surolus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCUhencik>sa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.................... Demand Dei>osits................... Time Certificates of Dei>osit....... Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u__s_to__m__e_r_s__._._._._._._._._._ Notes and Bills Rediscounted..... Other Liabilities.................. 
 
25,000.00 25,000.00 
none none 180.97 none 
1,069.44 
none 50,479.50 26,109.88 
none none none none none 
 
Total....... ------------ __ ......$ 127,839 .79 
 
 SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE COMMERCIAL BANK OF CEDARTOWN Cedartown, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. 0. PITTS, President. 
Date of Charter: 1Q-16-1889 
 
A. W. STUBBS, A. E. YOUNG, V i c e - l1 r e s i d e n t s . 
 
E. L. HENDERSON, Cashier. 
W. A. COLQUITT, Asst. Cash. Began Business: 1!l-11-1889 
 
RESOURCES: 
 
Loans and Discounts--------------$ 941,801.39 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_-_- } Furniture and Fixtures. __________ _ 
 
50,802.00 27,316.24 
 
Other Real Estate owned_________ _ 24,837.03 
 
Cash in Vault and amounts due 
 
from ai>proved Reserve Agents __ 332,550.86 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn__k_s__-_-_-_-_-_-_-__-_-_______-__-_-__ Overdrafts (if any) ________________ _ 
 
275.86 180.08 3,490.23 
 
Advance on Cotton and other 
 
Commodities---------------------Customers Liability on Letters of 
 
none 
 
PrCorfeitdaitnadnLdoAssc.c.e.i_>__ta_n__c_e_s_._._._._._._._._. ._ Other Resources......... _________ __ 
 
none none none 
 
TotaL ____ ---------------$ 1,381,253.69 
 
LIABILITIES: 
Cai>ital Stock_______________________ $ Surolus Fund______________________ _ 
URensdeirvviedeFdunPdros_f_it_s__.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_ Due to Banks______________________ _ 
CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Certified CheckS----------------- TDiemmeaCnderDtifeiic>aotseistSo-f--D--e-i->-o--s-it-_-_-_-_-_-_--_ Savings Dei>osits. -----------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e.i_>_t_a_n_c_e__s Bills Payable_____________ ----------BNoonteds Daenid>t.BAillcscRouendti_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
140,000.00 200,000.00 102.851.87 
none 
1,562.76 216.00 
3,453.77 4.81 
727,671.11 
none 
199,193.37 
none none none 
6,300.00 
 
TotaL .. ____________________________ $ 1,381.253.69 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK Charing, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. L. PURVIS, 
 
R. 0. ROGERS, 
 
President. 
 
Vice-President. 
 
Date of Charter: 9-28-191!l Amended 11-14-1921 
 
A. M. HALLEY, Cashier. 
Began Business: 11-6-1912 
 
RESOURCES: 
 
Loans and Discounts--------------$ CBeortnifdiscaatnesd SoftocIknsd_e_b_t_e__d_n_e__s_s__a__n_d_ Banking House and Lot___________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
35,440.21 
none 
1,335.82 2,155.96 
none 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents __ 33,509.46 Checks for Clearing and Due from 
 
CaosthheItreBmas_nk__S_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ 
 
none none none 
15,603.63 
 
Customers Liability on Letters of Credit and Accei>tances__________ 
 
none 
 
POrtohfeirt aRnesdouLrcoess.s_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-_-- 
 
nnoonnee 
 
Live Stock A/C____________________ 
 
355.85 
 
- - - - Taylor County WarrantS-__________ 3,902.26 
 
TotaL------------------------$ 92.346.89 
 
LIABILITIES: 
CSuair>oiltuals SFtuonckd._____________-_-_-_-_-_-_-____-_-_-_-_-_-____$ RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--__Due to BankS-_____________________ _ Dividends Uni>aid-----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoasteitsSo--f-D--e-J-:-)-o-s-i-t.--__-_-_-_--_ Savings Dei>osits. _------- -"--- ____ _ Letters of Oredit and Accei>tances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__._._._._._._._._.._ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d________ __ 
 
15,000.00 6.000.00 2.678.82 
none none none 
863.40 
none 
31,758.51 36,046.16 
none 
none none none none 
 
TotaL................... ____________$ 92,346.89 
 
 DEPARTMENT OF BANKING 
 
87 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
COHU'ITA BANKING CO. Chatsworth, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. N. KING, President. 
Date of Charter: 7-17-1905 
 
R. NOEL STEED, R. C. KEMP, Vice-Presidents. 
 
T. W. BROOKS, Cashier. 
Began Business: l-!l4-1905 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ 
Furniture and Fixtures_________ _ Other Real Estate owne<L ________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents-Checks for Clearing and Due from 
other Banks------------------ ___ _ COavsehrdlrtaef!tIslS(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies_C_o_ -t-t-o-n-- _a__n_d____o-t_h_e_ r_ CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s__o_ f_ POrtohfeitr aRnesdoLurOceSsS_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_ 
TotaL------------------------------$ 
 
159,691.07 none 
1,915.31 3,614.76 18,010.86 28,275.56 
none 62.50 1,262.08 1,449.70 none none 3,616.05 217,867.89 
 
LIABILITIES: 
Cai>ital Stock.______________________$ SUunrdoi1vuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve Funds---------------------DDiuveidtoenBdsanUknsi->-a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ TDSiaemvmienagCnsderDDtiefeii>ic>oaOstieStssi_toS__f-_-D_-_-e-_i-_>-_O-_-_s-_i-t_-_-__-__-__-__-__--__ Letters of Credit and Accei>tances 
executed for Customers---------BNOiotlhltseesPr aaLyniaadbbBilleii_lt_li_se_sR-_-_e-_d-_-i_-s_-c_-_o-_u-_-_n-_t_-e_-d_-_--_-__-___--__ 
 
15,000.00 3,000.00 6.286.11 
none none none 1,084.84 37.50 134,120.12 56.622.22 1.737.10 none none none none 
 
Total--------------------------------$ 217,867.89 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF CHICKAMAUGA Bank of Chickamauga. 
 
As called for by the Superintendent of Banks. 
 
C. M. PRESTON, President. 
 
T. W. LEE, W. E. TOMLINSON, 
Vice-President. 
 
W. R. WILLIAMS, Cashier. 
 
Date of Charter: !l-16--1910 
 
Began Business: 5-!l-1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ 252,989.09 Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures ___________ _ 
 
none 6,500.00 1,500.00 
 
Other Real Estate owned---------Cash in Vault and amounts due 
from ai>I>roved Reserve Agents-_ 
 
664.00 21,945.66 
 
Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
74.94 200.00 562.63 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
 
none 
 
PCruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ei_ti_Y>__ta_on_n_c_eL_s__e___t_t__e___r__s___o__ f__  
 
none none 
 
Other 
 
Resources--------------------- 
 
- 
 
none 
--- 
 
TotaL------------------------------$ 234,399.32 
 
LIABILITIES: 
Cai>ital Stock.______________________ $ Surolus Fund._____________________ _ Undivided Profits_________________ _ 
Reserve Funds.--------------------DDuiveidtoenBdasnUknsi->-a--id--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ 
CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits__________________ _ Time Certificates of Dei>osit______ _ Savings Dei>osits_ -----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable_____________ ----------Notes and Bills Rediscounted----Other Liabilities____ ---------------- 
 
25,000.00 17,500.00 4,253.24 
660.20 none none 270.28 57.34 104,579.22 20,000.00 67,079.04 none 45,000.00 none none 
 
TotaL------------------------------$ 284,399.32 
 
 88 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS & MERCHANTS BANK Chipley, Ga. 
 
As called for by the Superintendent of Banks. 
 
HENRY ZACHRY, President. 
 
H. L. JENKINS, Vice-President. 
 
ROY ASKEW, Cashier. 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned---------Cash in Vault and amounts due 
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) _________________ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ 
Customers Liability on Letters of Credit and Accei>tanceg__________ 
Profit and Loss..____________________ 
 
80,870.24 none 
2,600.00 5, 750.00 33,130.91 22,338.46 
none 66.23 34.33 
7,633.62 
none 151.83 
 
Other Resolll'CllS-------------------- 
 
none 
 
Stocks & Bonds-------------------- 
 
41.63 
 
Oar Tot 
 
aALcc__o_u_n__t_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ 
 
-152-,926570-..2050 
 
LIABILITIES: 
Cai>ital Stock----------------------S Sun>lus Fun<L-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends No. 1 on Old Dei>osits. Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------Time Dei>osits---------------------Savings Dei>ositS------------------LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----OOltdheDr rLaifatsbiOlituitesst.a..n--d-i-n--g-_-_-_-_-_-_-_-_-_-_--_ 
 
25,000.00 none none none none 
1,081.41 355.58 none 
38,911.25 87,611.43 
none none none none none 
7.58 
 
TotaL-------------------------------S 152,967.25 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
HABERSHAM BANK Clarkesville, Ga. 
 
As called for by the Superintendent of Banks. 
 
DR. J. K. BURNS, 
 
J. A. ROBERTSON, 
 
W. S. WHITWORTH, 
 
President. 
 
J. B. JACKSON, 
 
Cashier. 
 
Date of Charter: 5--1904 
 
Vice-President. 
 
Began Business: 1904 
 
RESOURCES: 
Loans and Discounts______________$ Certificates of Indebtedness and 
l3onds and Stocks owned-------BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearll/.g and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities..-------------------CuCsrteodmitearsnLdiAabcicleiit>YtanocnegL_e_t_t_e_r_s__o_ _f Profit and LOSS--------------------Other Resources-------------------Total________________________________$ 
 
158,393.41 41,223.71 7,500.00 2,655.00 2,500.00 53,637.53 
none none none none none none 48,618.54 314,528.24 
 
LIABILITIES: 
Capital Stock.----------------------$ Sun>lus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividendq Uni>aid.----------------Cashiers Check~------------------- Certified Checks.------------------Demand Dei>osits-----------------Time Certificates of Dei>osit..----Savings Dei>OSits. -----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable-----------------------ONothteesr aLniadbBiliiltliseRs_ed__i_s_c_o__u_n_t_e__d_._-_-_--_ 
 
25,000.00 none 
2,341.54 51,028.98 
none none 972.99 none 80,200.68 154,934.05 none none none none none 
 
Total--------------------------------S 314.528 .24 
 
 DEPARTMENT OF BANKING 
 
89 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK OF CLAXTON 
 
As called for by the Superintendent of Banks. 
 
R. R. TIPPINS, 
 
C. M. RUSHING, JR., 
 
M. LANGFORD, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-18-1919 
 
Began Business: 9-1919 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-....... Banking House and Lot...... Furniture and Fixtures....... Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents_. Checks for Clearing and Due from 
other Banks-_ ............... COavsehrdIrtealflJtSs_(_i_f_a..n.y.).._._._.___._.__._._._._._._._.._ AdCvoamnmceodoitnies.C. _o__t_t o__n___a__n_d____o_t_h__e r_ Customers Liability on Letters of 
Credit and Acceptances........... POrtohfeirt aRnesdoLurocSesS_.._-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_ 
 
149,889.48 1,100.00 8,270.95 4,573.34 2,350.00 43,759.12 1,635.10 none 345.91 none none none none 
 
TotaL.-----------------------------$ 211,923.90 
 
LIABILITIES: 
Capital Stock.................$ Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks____________________ Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------LSaevttienrgssoDf eCproesdiittSa-n--d--A--c--c-e-p-t-a--n-c-e-s- 
executed for Customers.......__ _ Bills fayable-----------------------Notes and Bills Rediscounted-.... Other Liabilities-------------------- 
 
30,000.00 6,000.00 4,715.08 
none none' none 457-47 none 100,159.47 
62,032.46 8,559-42 
none none none none 
 
TotaL..... -------------------------$ 211,923.90 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF CLAYTON 
 
As called for by the Superintendent of Banks. 
 
J. C. DOVER, 
 
W. S. LONG, 
 
T. A. DUCKETT, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 6-SQ-1904 
 
RESOURCES: 
 
Loans and Discounts............$ 208,666.93 
 
Certificates of Indebtedness and Bonds and Stocks owned... 
 
3,800.00 
 
Banking House and Lot...... 4,000.00 
 
Furniture and Fixtures..... Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents. 
 
11,,607570..0o0o 
184,933.63 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdltrealflJtSs_(_i_f_a. .n.y. )- -__-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ 
 
none 295.00 305.59 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiieasb..i.l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 
 
none 
 
Credit and Acceptances.....------ 
 
none 
 
J?rofit and Loss--------------------- 
DOut heeFr rRoemsoOurtcheesr...B. a. .n-k- -s-.-. - -. - --. - -. - -. -- 
 
- 
 
none none 
-9,0-00.-00 
 
TotaL------------------------------$ 413,728.15 
 
Began Business: 7-1-190~ 
 
LIABILITIES: 
Capital Stock...............$ Surplus Fund.---------------------RUensdeirvviedFedunPdrosf.it.s.-.-.-.--.-.-.-.-.-.-.-.-..-.-.-.-Due to Banks...................... Dividends Unpaid.---------------Cashiers Checks................... Certified Checks............... Demand DepositS-............ Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers...... BNiolltsesPaanydabBleil-l.s.R..e-d--i-s-c-o-u--n-t-e-d------.Other Liabilities..... 
 
25,000.00 5,000.00 3,711.19 10,650.00 
none none 613.35 none 175,046.87 193,706.74 none none none none none 
 
Total.....-------------------------$ 413,728.15 
 
 40 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Deceinber 27, 1926, of the 
 
CLERMONT BANKING CO. 
 
Clerinont, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. M. HAYNES, 
 
H. M. GAILEY, 
 
W. V. GRANT, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 6-19l!i! 
 
Began Business: !l-1918 
 
RESOURCES: 
 
Loans and Discounts--------------$ 48,492.05 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ 
 
none 
1.461.84 1,956.75 
 
Other Real Estate owned---------Cash in Valut and amounts due 
 
none 
 
from approved Reserve Agents._ 11,245.76 
 
Checks for Clearing and Due from 
 
other Banks __ -------------------- 
 
none 
 
COavsehrdIrtaefitislS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
165.76 67.37 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances---------- 
 
none 
 
POrtohfeirt 
 
aRreisdoLurOceSsS..-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_ 
- 
 
- 
 
none 
-n-one- 
 
TotaL-------------------------------$ 63,389.53 
 
LIABILITIES: 
Capital Stock.----------------------$ Surplus Fund----------------------RUensdeirvviedFedunPdros.f.it_s__-_-_-_-_-_-_----_-_-__-_-_------.-Due to Banks----------------------CDaivsihdieenrsdCs UhencPkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks... ____ ._ ..._.-----. Demand Deposits.._----- ...__ -----Time Certificates of DeposiL----Savings Deposits. __ ---------------Letters of Credit and Acceptances 
executed for Customers________ __ Bills Payable... ______ ----- __ -------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
15,000.00 2,000.00 2,354.26 
none none none 
63.10 
none 
25,670.11 15,786.46 
none 
none 
2,500.00 
none 
15.60 
 
TotaL.. __ ... ---- .. _______ -.... __ ---.$ 63,389.53 
 
STATEMENT 
 
Showing condition at the close of Business Deceinber 27, 1926, of the 
 
FARMERS & MERCHANTS BANK Cleveland, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. A. JARRARD, President. 
 
C. H. EDWARDS, L.G.NEAL Vice-Presidents. 
 
W. L. NORTON, Cashier. 
 
Date of Charter: -------------------- 
 
Began Business:------------------ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 63,808.97 Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
2,000.00 2,850.00 
 
other Real Estate owned---------- 
 
none 
 
Cash in Vault and amounts due from approved Reserve Agents.- 10,600.00 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 13,103.68 
 
COavsehrdIrteaifitlsS-(.i-f--a-n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ 
 
249.54 163.92 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ 
 
50.80 
 
CuCsrteodmitearsnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s__o__f 
 
none 
 
Profit Other 
 
and LOSS--------------------- 
- Resources-------------------- 
 
- 
 
none 
-no-ne 
 
TotaL-------------------------------$ 112,826.91 
 
LIABILITIES: 
Capital Stock....-----------------..$ Surplus Fun<L---------------------RUensdeirvviedeFdu nPdr osf. i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- -_ Due to Banks----------------------CDaivshidieenrsdCs Uhencpkasi.<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CDeermtiafinedd DCehpeocskists-,-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit....... Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____ta____n__c__e__s__ NOothteesr aLniadbBiliiltlisesR._e_d__i_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
15,000.00 3,000.00 
937.09 none none none 714.27 none 36,253.80 27.275.15 5,146.60 
none 
22.500.00 2,000.00 
none 
 
Total____ ... __ .. ___ . _____ . _____ . ___ ..$ 112,826.91 
 
 DEPARTMENT OF BANKING 
 
41 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
WHITE COUNTY BANK Cleveland, Gl). 
 
As called for by the Superintendent of Banks. 
 
A.M. DEAN, President. 
Date of Charter: 9-22-1909 
 
J. W. H. UNDERWOOD, J. H. TELFORD, 
Vice-Presidents. 
 
F. G. MAUNEY, Cashier. 
Began Business: 1G-4-1909 
 
RESOURCES: 
 
Loans and Discounts--------------$ 177,887.38 Certificates of Indebtedness and 
 
Bonds and Stocks---------------BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
400.00 2,026.05 2. 775.76 
 
Other Real Estate owned---------Cash in Vault and amounts due 
 
1.971.34 
 
from ai>I>fOVed Reserve Agents.- 22.749.58 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefitDs S(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
9,737.99 91.66 101.05 
 
AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r 
 
none 
 
Customers Liability on Letters of 
 
Credit and Accei>tances.......... 
 
none 
 
POrtohfeirt aRnesdouLrcoess_s_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 
 
1.7n8o8.n3e8 
 
TotaL ______ .. _____ .. ____ . __ .. ___ -- ..-$ -219- ,529-.19 
 
LIABILITIES: 
CSUair>i>it1au1s SFtuonckd-. _-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Uni>aid-----------------Cashiers Checks-------------------Certified Checks..---------------.---Demand Dei>ositS..-----------------Time Certificates of Dei>osit....... Savings Dei>osits. ___ --------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_a_s_tno_d_m__Ae_rc_s_c__e__i__>__t__a__n__c___e_s__ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
15.000.00 5,000.00 2,977.71 
none none none 156.97 none 38,!772.79 127.821.72 none none 17,500.00 none 13,000.00 
 
TotaL-------------------------------$ 219,529.19 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF COBBTOWN Cobbtown, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. W. ROGERS, President. 
 
R. C. COLLINS, G. W. MULLING, 
Vice-Presidents. 
 
D. E. FLANDERS, Cashier. 
 
Date of Charter:------------------ 
 
Began Business:----------------- 
 
RESOURCES: 
 
Loans and Discounts--------------$ 15,497.86 
 
Certificates of Indebtedness and, 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._.__._._.___ Furniture and Fixtures___________ _ 
 
none 2,000.00 3,495.00 
 
Other Real Estate ownecL... ----- 3,040.00 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents.. 3,093.41 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
116.26 none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
Customers Liability on Letters of 
 
PrCorfeitdaitnadnLdosAs_c_c_e__i_>_t_a_n__c_e_s_._._.._._._.._._. 
 
1n3o0n.3e0 
 
Other Resources.___________________ 1,844.31 
 
---- 
 
TotaL._____________________________ 29,217.14 
 
LIABILITIES: 
Cai>ita1 Stock-----------------------$ SUri>lus FuncL---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid-----------------CCearsthifieierds CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits..-----------------TSaimviengCseDrteifi>icOaStietss_o__f_D__e_i_>_o__s_it_._._._._._. ._ LeetxteecrsutoefdCforer dCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable__________________ -----Notes and Bills Rediscounted..... Other Liabilities-------------------- 
 
15,000.00 none none none none none 
1,509.46 
none 8,446.12 
261.56 none none 4,000.00 none none 
 
Total________________________________$ 29,217.14 
 
 SEVENTH ~AL ~EPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
COCHRAN BANKING CO. Cochran, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. P. PEACOCK, President. 
 
J. A. WALKER, W. 0. PEACOCK, 
 
J. E. COOK, Cashier. 
 
Date of Charter: 8-9-1899 
 
Vice-Presidents. 
 
Began Business: S-9-1899 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoI nckdse botwe dnneeds, _s__a__n_d_ BFuarnnkiitnugreHaonudseFaJ.nxdturLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned._________ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_ Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc..c__e_p_t_a_n__c_e_s_._._._._._._._._._. Other Resources.------------------- 
TotaL------------------------------S 
 
431,533.15 5,085.17 
5,500.00 3,435.00 
35,051.29 164,260.73 
1,775.33 361.80 none 
5,015.18 none none none 
652.017.65 
 
LIABILITIES: 
CSuarpi>itlauls SFtuonckd....._._._._._.__.___._._..___._._._.__.._$ UndiVided Profits.----------------Reserve Funds................. Due to Banks.................. DiVidends Unpaid............... Cashiers Checks.................. Certified Checks................... Demand Deposits------------------Time Certificates of DePosit...... SaVings Deposits------------------Letters of Credit and Acceptances 
for Customel'S--------------------Bills Payable...... ---------- .. ------Notes and Bills Rediscounted..... Other Liabilities................. 
 
75,000.00 75,000.00 10,104.96 
5,39'1.62 none none 
1,681.60 none 
330,615.75 154-,217.72 
none 
none none none none 
 
TotaL------------------------------S 652,017.65 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
STATE BANK OF COCHRAN Cochran, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. W. FISHER, President. 
 
R. T. COOPER, G. B. HILL, Vice-Presidents. 
 
L. S. LEACH, Cashier. 
 
Date of Charter:------ 
 
Began Business: ------------------ 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned U.S. B aLnibkeirntyg_H- .o.u- -s.e- .a.n. -d- -L-o- -t-_-_._._-__-_-_-_-_- -_ Furniture and Fixtures___________ _ Other Real Estate owned.......... Cash in Vault and amounts due 
from avvroved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-.-_-_-_-_--__Advance on Cotton and other 
Commodities.... --------- _______ __ PCruCosrfteiotdmai tenardsnLLdoiAsasb.c.ic_l_ei_tvy_t_a_on_nc__e_Ls_.e___t_t__e__r__s____o__ f__ Other Resources.------------------- 
TotaL-----------------~------------$ 
 
97,486.09 
5,000.00 
3,816.67 2, 712..55 
none 53,182.19 1,052.57 
none 103.48 809.56 none none none 164,163 .11 
 
Cavital Stock....-------------------..$ Suri>lus Fun<L--------------------UndiVided PrOfitS-----------------Reserve Funds.. __ -----------------. DDiuVeidtoenBdas nUknsi..>..a.id....-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-. Cashiers Checks-------------------Certified Checks.------------------Demand Devosits...----------------Time Certificates of Deposit....... Savings Deposits------------------L eetxteecr sutoefdCfor er dCi tuastnodmAercsc_e_v__t_a_n_c_e_ s_ 
Bills Payable...... __ ---------------NOothteesr aLniadbBiliiltlisesR.,e_d__i_s_c_o__u_n_t_e__d_._._._.._ 
 
25,000.00 6,500.00 
6,897-61 11.17 none none 
2,553.85 
none 73,509.18 47,459.49 2,231.81 
none none none none 
 
TotaL..........--------------------$ 164,163.11 
 
 DEPARTMENT OF BANKING 
 
48 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF COLLEGE PARK 
 
College Park, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. H. LONGINO, 
 
W. S. COX, 
 
G. F. LONGINO, JR., 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter:------------------- 
 
RESOURCES: 
Loans and Discounts.............$ Cert11icates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__._._._._._._._ Furniture and Fixtures.......... Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC. _o__t t_o__n___a__n_d____o_t_h__e _r Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c_e__p_t_a_n_c__e_s_._._._._._._._._._ Other Resources................... . 
 
273,631.74 10,115.19 11,004.13 3,222.64 8,066.31 23,350.34 
none 10.72 120.92 none none none 115.97 
 
TotaL------------------------------$ 329,637.96 
 
Began Business:----------------- 
 
LIABILITIES: 
Capital Stock...................$ Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp.-a-i-d--.-.--.-.-.--.---.--.-.-.-.-.-. Cashiers Checks.............. Certl1ied Checks..-----------------TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t-.-.-.-.-.-.-. Savings DepositS------------------Letters of Credit and Acceptances 
executed for Customers........ Bills Payable-----------------------NoteS and Bills Rediscounted.... Other Liabilities-------------------- 
 
25,000.00 22,000.00 8,304.39 
none none none 
546.78 
none 193,641.13 
none 79,945.66 
none none none none 
 
TotaL-------------------------------S 329,637.96 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF COLLINS 
 
Collins, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. H. YEOMANS, 
 
J. J. KENNEDY, 
 
J. D. BREWTON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1Q--14-1905 
 
Began Business: 9-1-1905 
 
RESOURCES: 
 
Loans and Discounts..............$ 44,199.48 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned...... 
 
none 
 
Banking House and Lot........ 3,000.00 
 
Furniture and Fixtures.......... 1,804.00 
 
Other Real Estate owned.......... 12,746.29 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 34,896.65 
 
Checks for Clearing and Due from 
 
COaovsethhrdeIrrtaeBfmtassn.(.ki.fs.a-.-n-.y-.-).-_.-._-._-._-._.-_-__-._-._-._-._-._.-_.-_.-_.--_ 
 
61.00 none 
8.76 
 
AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__e_r 
 
none 
 
Oustomers LiabilitY on Letters of 
 
Credit and Acceptances... 
 
none 
 
Profit and Loss............ 
 
none 
 
- - - - Other Resources............... 
 
none 
 
Total________________________________$ 96,716.18 
 
LIABILITIES: 
Capital Stock........ ----------$ 
USunrdpivluidseFduPnrdo-f-i-t-s-.---.---.-.-.-.-.-.-.-..-.---.-. Reserve Funds........... Due to Banks............... Dividends Unpaid....... CCearsthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.--.-.--.---. Demand DepositS-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers.... Bills Payable-----------------------Notes and Bills Rediscounted.. Other LiabilitieS------------------- 
 
15,000.00 1,250.00 1,609.59 
none none none 561.68 none 45,856.01 32,373.58 none none none none 65.32 
 
Total--------------------------------$ 96,716.18 
 
 44 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926,- of the 
 
CITIZENS BANK 
 
Colquitt, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. J. BUSH, President. 
 
J. S. BUSH, Vice-President. 
 
J. M. MILLER, Cashier. 
 
Date of Charter: 3-24-1924 
 
Began Business: 4-21-1924 
 
RI:.SOURCES: 
Loans and Discounts.. ____________$ CeBrotln1dicsaatensdoSftoInckdsebotwednneeds__s__a__n_d_ BF uarnnkiitnugr eHaonudseFaixntdurLeost_____________________ __ Other Real Estate owned. ________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss (-i-f-a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies_C_o__t_to__n___a__n_d____o_t_h__er_ CuCsrteodmi terasnLdiAa bcicleipt ytanocnesL_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources---~---------------- 
TotaL------------------------------$ 
 
60,899.33 none none 
1,800.00 none 
158,778.28 94.04 none none 451.58 none none none 
222.023.18 
 
LIABILITIES: 
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks.. -----------------Certified Checks..------------------TDSaiemvmienagCnsdeDrDtle1epipcooasstietistsS_o_-_-f_-D_--_e-_-_p-_o-_-s_-_i-t_-___-__-__-__-__--__ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C_u__s_t_o_m_e__r_s_._-_-__-_-_-_-_-__-~_ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
25,000.00 2,550.00 8,146.85 
315.00 none none 715.82 none 118.985.01 46,740.81 19.569.69 none none none none 
 
TotaL ______________________________$ 222.023.18 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
COLUMBUS LOAN AND BANKING CO. 
 
Columbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. C. BRADLEY, President. 
Date of Charter: 5-29-1914 
 
T. A. WILLIAMS, Vice- President. 
 
L. R. ALSABROOK, Cashier. 
Began Busines~ 6-1-1914 
 
RESOURCES: 
 
Loans and Discounts______________$ 169,208.12 
 
CertificateS of Indebtedness and 
 
BaBnoknidnsgaHnoduSsteoacnksd oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
45.00 none 7,282.44 none 
 
Cash in Vault and amounts due 
 
from approved Reserve ,Agents.. 20.177.36 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 6,475.20 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
CuCsrteodmi tearsnLdiAa bciclei tpytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit Other TotaL 
 
and LOSS--------------------- 
R__e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-$ 
 
none 
-203- ,1n8o8-n.1e2 
 
LIABILITIES: 
Capital Stock..---------------------$ Surplus Fund.--------------------- Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskitSs_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certl1icates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ Bills Payable____________ -----------Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
50,000.00 10,000.00 
885.99 none none none none none 96,043.23 none 46,258.90 none none none none 
 
TotaL------------------------------$ 203,188.12 
 
 DEPARTMENT OF BANKING 
 
45 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
COLUMBUS SAVINGS BANK & TRUST CO. & BRANCHES 
 
Columbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. C. BRADLEY, President. 
Date of Charter: l!l-!l4-1888 
 
H. B. CROWELL, H. P. MULLIN, Vice-President. 
 
H. B. PATTERSON, Treasurer. 
PERRY L. BOROM, Cashier. 
Began Business: 3-1889 
 
RESOURpEs: 
 
Loans and Discounts..............$ 2,075,116.91 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 1.051,550.00 
 
Banking House and Lot........... 166,099.72 
 
Furniture and Fixtures............ 43,945.76 
 
Other Real Estate owned.......... 3,900.00 
 
Cash in Vault and amounts due 
 
from a1>1>roved Reserve Agents_ . 156,946 .56 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 7,342.09 
 
COavsehrdIrtaefmtss.(.if--a-n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
312.90 none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
Customers Liability on Letters of 
 
PrCorfeitdaitnadnLdoAssc_c_e_1_>__ta_n__c_e_s_._._._._._._._._. _. Other Resources___________________ _ 
 
none none 64.130.10 
 
TotaL ...... ------------------------$ 3,569,344.04 
 
LIABILITIES: 
 
CRae1se>rivtael fSotrocBkr.a.n..c.h.e..s._._._._._._._._.__._._._._.._$ 
 
250,000.00 100,000.00 
 
SUunrd1>ivluids eFduPn dr o- -f-i t-s- -__- _- _- _- _- _-_-_._.___._._______. ._ 
 
100,000.00 18,871.25 
 
Reserve Funds---------------------- 21,833.26 
 
Due to Banks----------------------- 
 
none 
 
Dividends Uni>aid------------------ 
 
68.00 
 
Cashiers Checks-------------------- 
 
none 
 
CDeermtiafinedd DCehi>ecoksists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
11.25 301,771.10 
 
TSaimviengCseDrtiefii>coastietss.o. f_.D..e.i.>.o..s.it..._._.__._.._ 
 
382,911.18 2.273.878.00 
 
Letters of Credit and Accel)tances 
 
executed for Customers.......... 
 
none 
 
Bills Payable..... ------ .... ------- .. 100,000.00 
 
Notes and Bills Rediscounted..... 
 
none 
 
Other Liabilities..... ---------- .... . 
 
none 
 
Reserve for Interest............... . 20,000.00 
 
TotaL.,...... ___ ------------- ......$ 3,569,344.04 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
HOME SAVINGS BANK Columbus, Ga. 
As called for by the Superintendent of Banks. 
 
RHODES BROWNE, 
 
Wm. B. LANGDON, 
 
M. L. PATTERSON, JR., 
 
President. 
 
Vice-President. 
 
Treasurer. 
 
Date of Charter: -------------------- 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts..............$ 1,209,351.26 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... . 404,476.21 
 
Banking House and Lot.......... . 
 
none 
 
Furniture and Fixtures............ 
 
435.12 
 
Other Real Estate owned.......... 
 
none 
 
Cash in Vault and amounts due 
 
from a1>1>roved Reserve Agents.. 36,870.12 
 
Choetchkesr fBoar nCklse.a.r.i.n.g..a.n..d..D__u_e__f_r_o_m_ _ 3,568.00 
 
COavsehrdIrtaefmtss.(.if. .a.n. .y.)._._._._._._._._._._._._._._._._. _. 
 
none none 
 
Advance on Cotton and other 
 
Commodities........... _....... _.. 
 
none 
 
Customers Liability on Letter of 
 
Credit and Accei>tances......... . 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
Other Resources................... . 12,592.39 
 
TotaL ..............................$ 1,667,293.10 
 
LIABILITIES: 
 
CaDital Stock............... ____ ....$ 100,000.00 
 
SUUnrdi>ivluidseFduPnrdo-f-i-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-. 6185,,808070..0so0 
 
Reserve Funds---------------------- 
 
none 
 
DDuiveidtoenBdasnUknsi->-a-i-d--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. 
 
none 22.00 
 
Cashiers Checks.................... 
 
none 
 
Certified Checks................... . 
 
none 
 
Demand Dei>osits------------------- 
 
none 
 
Time Certificates of De1>osit....... 30,645.98 
 
Savings Dei>OSits.. --------------- .. 1;352,487 .72 
 
Letters of Credit and Accei>tances 
 
executed for Customers.......... 
 
none 
 
Bilis Payable.............. _._ ...... . 95,000.00 
 
Notes and Bills Rediscounted.... . 
 
none 
 
Other Liabilities.......... ____ ..... . 5,249.60 
 
Total........................ ______ ..$ 1,667,293.10 
 
 46 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mher 27, 1926, of the 
 
MERCHANTS & MECHANICS BANK 
 
Colu:mbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. B. KEY, President. 
Date of Charter: 1871 
 
J. T. ELLIS, S. B. HATCHER, 
Vice-President. 
 
J. A. HARLEY, Cashier. 
Began Business: 187!l 
 
RESOURCES: 
 
Loans and Discounts..............$ 1,524,283.72 Certificates of Indebtedness and  Bonds and Stocks owned........ 41.551.57 
 
BFuarnnkiitnugreHaonudseFiaxntudreLs_o_t_-_-_-_-_--_-_-_-_-_- 6260...010870..0500 
 
Other Real Estate owned.......... Cash in Vault and amounts due 
 
2,148.88  
 
from apvroved Reserve Agents.. 163.159.11 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 46,420.14 
 
COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
1,469.65 1,114.86 
 
AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r 328,384.73 
 
CuCsrteodmiterasnLdiAabciclietvYtaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
POrtohfeirt aRnesdoLurOceSsS_._.-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_--_ 
 
none none 
 
TotaL------------------------------S 2,194, 720.16 
 
*LIABILITIES: 
Cavital Stock... ----------- ....$ Surplus Fun<L..------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdasnUksn.v..a. -id--.-.-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Devosits------------------- 
Time Certificates of Devosit..... Savings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s_.___._._._._._..__ Notes and Bills Rediscounted.... Other Liabilities.------------------- 
 
200,000.00 200,000.00 115.273.12 
none 
62,002.75 
none 2,196.98 2,082.13 683,945.85 142,308.06 786,911.27 
none none none none 
 
TotaL.-----------------------------$ 2,194, 720.16 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mher 27, 1926, of the 
 
MUSCOGEE BANK & TRUST CO. 
 
Colu:mbus, Ga. 
 
As called for by the Superintendent of Banks. 
 
RHODES BROWNE, President. 
Date of Charter: l!l-2G-1913 
 
H. K. PARKE, Vice-President. 
 
JNO. W. WILLIS, Cashier. 
Began Business: 1-1914 
 
RESOURCES: 
 
Loans and Discounts..............$ 759,444.74 
 
Certificates of Indebtedness and Bonds and Stocks owned....... 
Banking House and Lot........... Furniture and Fixtures............ 
 
945.00 none 10,807.83 
 
Other Real Estate owned.......... 21.100.00 Cash in Vault and amounts due 
 
from avproved Reserve Agents.. 86,002.14 Checks for Clearing and Due from 
 
CaosthheIrteBmasn.k..s.._._-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) _________________ 
 
32,991.67 1,068.84 2,249.50 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of 
 
J Credit and Acceptances........ 
 
none 
 
OPrtohfeirt 
 
RanedsoLuOrcSeSs....-.-.-.-.-_-_-_-_-_-_--_-_-_-_-_-_-_--_ 
- 
 
- 
 
none 
-no-ne 
 
TotaL.--------------------------$ 914,609.72 
 
LIABILITIES: 
Cavital Stock........... -----------$ 
SUunrdpilvuids eFduPndro-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_ Reserve Funds..................... Due to Banks...................... . Dividends Unvaid................. . CCearsthiifeiersd CChheecckkss........_._._._._._._._._.___._._._._.._ Demand Devosits.. ________________ _ Time Certificates of Devosit....... Savings DevositS----------------- Letters of Credit and Accevtances BiellxsePcuatyeadbfloer__C__u__s_t_o_m__e_r_s__._._._._._._._._. _. NOothteesr aLniadbBiliiltlisesR..e.d__i_s_c_o__u_n__te__d_._._._.._ 
 
100,000.00 50,000.00 17,260.85 
none none none 1,027.59 10,471.28 277.588.28 89.799.80 277.917.51 none 75,000.00 15.500.00 44.41 
 
TotaL.----------------------------$ 914.609.72 
 
 DEPARTMENT OF BANKING 
 
47 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE PEOPLES BANK 
 
Comer, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. A. ROWE, 
President. Date of Charter: 3--25-1907 
 
D.P. MOON, 
Vice-President. 
 
C. V. RIDGEWAY, 
Cashier. Began Business: 3--2-1907 
 
RESOURCES: 
 
Loans and Discounts...........$ 48,744.59 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..-..... 1,575.00 
 
Banking House and Lot.......... 4,000.00 
 
Furniture and Fixtures.......... 2.470.00 
 
Other Real Estate owned.......... 4,729.63 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 20,572.28 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 
 
none 
 
COavsehrdIrtaefmtss.(.if .a.n..y.)._._.._.___.__._._._._._._._._.._ 
 
102.23 398.08 
 
Advance on Cotton and other 
 
Commodities.................. 
 
890.44 
 
Customers LiabilitY on Letters of 
 
PrCorfeitdaitnadnLdoAssc_c_e__v_t_a_n_c__e_s_._._._._.____.._ 
 
none 572.47 
 
Other Resources................... .- - -no-ne 
 
Total............. --.-- . --- ..... ---.$ 84,054.72 
 
LIABILITIES: 
Cavita1 Stock.......------..........$ Survlus Fund----------------------Undivided Profits.................. Reserve Funds...................... Due to Banks----------------------Dividends Uni>aid.................. Cashiers Checks.................... Certified Checks.................... Demand Devosits...... ------- ..... . Time Certificates of DevosiL..... Savings Devosits. -----------------Letters of Credit and Accevtances 
executed for Customers.......... BNiolltsesPaanyadbB1iel.l-s--R-e--d-i-s-c--o-u--n-t-e-d--..-.-.--. Other Liabilities..................... 
 
25,000.00 5,000.00 
none none none none 475.55 none 36,128.26 15,059.39 none none none 2,391.52 none 
 
TotaL ......... ---------------------.$ 84,054.72 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
NORTHEASTERN BANKING CO. 
 
Commerce, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. G. HARDMAN, 
President. 
 
W. Y. HARBER, 
Vice-President. 
 
C. J. HOOD, 
Cashier. 
 
Date of Charter: 1892 
 
Business: 1892 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due 
from avvroved Agents.. _________ _ Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss.(.if..a.n..y.).._._._._.________________-_-_-_--_ Advance on Cotton and other 
Commodities. . . . . . . . . . . . . . . . . . . . . . Customers Liability on Letters of 
Credit and Accevtances......... . POrtohfeirt aRnedsoLuorcsess..._._._._._._._._._._._._._._._._._._. ._ 
TotaL........................ ____ ..$ 
 
291,934.48 103,000.00 
5,000.00 3,230.48 36,836.36 ll7 ,577.95 
557.70 77.13 none 14,592.09 none 288.73 7,308.84 580,403.76 
 
LIABILITIES: 
Cavital Stock.............------....$ US unrdvivl uids eFduPnrdo-f-i-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.- .Reserve Funds Interest............ Due to Banks----------------------Dividends unvaid.................. CCaesrthiifeiersd CChheecckkss..................-.-.-.-.--__-_-_--.-. Demand Devosits------------------Time Certificates of DevosiL..... Savings Devosits................... Letters of Credit and Accevtances 
executed tor Customers.......... Bills Payable........... ------- _____ _ Notes and Bills Rediscounted..... Other Liabilities.................. .. 
 
100,000.00 60,000.00 3,188.91 
309.94 none 40.24 
3874..6s1o 
213,390.07 173,898.43 
none none 250.00 none none 
 
TotaL ..............................$ 580,403.76 
 
 48 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business DeceJnber 27, 1926, of the 
 
CONCORD BANKING CO. 
 
Concord, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. T. SMITH, 
 
G. E. STRICKLAND, 
 
S. A. KING, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: lo-!l9-1903 
 
Began Business: 11-18-1903 
 
RESOURCES: 
 
Loans and Discounts. _____________ $ 72,965.99 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned.. _____ _ 58,115.00 
 
FBuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ Other Real Estate owned_________ _ 
 
none 2.500.00 3,300.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 52,195.70 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none 238.26 
 
AdCvoamncmeodointiesC..o__t_to__n___a__n_d_ ..o__t_h__er_ 
 
none 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
POrtohfeirt 
 
RanesdoLuorscse~s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--_ 
- 
 
1,272.18 
- -no-ne 
 
TotaL-------------------------------$ 190,587.13 
 
LIABILITIES: 
SCuarppiltuals SFtuonckd-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_$ UndiVided Prof ts _________________ _ Reserve FundS---------------------Due to Banks----------------------CDaiVshidieenrsdsCUhencpkasi.d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Deposits__________________ _ TSaimVeinCgserDtiefpicoastietss. o__f_D__e__p_o_s__it_._._._._..... Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e-r-s--.-.-.-.-.._.__._. .. Notes and Bills Rediscounted____ _ Other Liabilities.__________ --------- 
 
25,000.00 25,000.00 6,964.74 
none none 1,080.00 150.64 
-none 
108,060.86 24,330.89 
none none none none none 
 
TotaL .. -----------------------------$ 190,587.13 
 
STATEMENT 
 
Showing condition at the close of Business DeceJnber 27, 1926, of the 
 
BANK OF CONYERS Conyers, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. T. BALDWIN, 
 
R. L. HUFF, 
 
M. W. HULL, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: -------------------- 
 
Began Business: ---------------- 
 
RESOURCES: 
 
Loans and Discounts _____________ .$ 92,736.40 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned. ______ _ Banking House and Lot ___________ \ 
 
65,451.16 
 
Furniture and Fixtures____________ I 4, 700.00 
 
Other Real Estate owned... ______ _ 13,221.70 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 44,229.62 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 2,267.14 
 
COavsehrdIrtaefmtss.(.i-f-a--n-y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
87.02 none 
 
AdCvoamncmeodoitniesC. _o__tt_o__n___a__n_d____o_t_h__er_ 4.148.38 
 
PCruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__e_Ls__e___t_t__e___r__s_____of__ Other Resources___________________ _ 
- 
 
- 
 
none none 
-no-ne 
 
TotaL-------------------------------$ 226,841.42 
 
LIABILITIES: 
CaPital Stock..... _____ --- _____ .....$ Surplus Fund.... _-----------------. RUensdeirVviedFeduPndrosf_i_t_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 
Due to Banks.---------------------CDaiVshidieernsdsCUhencpkasi.d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CDeermtiafinedd DCehpeocskists.,.___________-_-_-_-_-_-_-_-________ __ Time Certificates of Deposit...... . SaVings Deposits.-----------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable... ___ . _____ . ___ .. _. ___ _ ONothteesr aLniadbBiliitlilsesR__e_d__is__c_o_u__n_t_e__d_._._._.._ 
 
30,000.00 20,000.00 3,096.57 
none none none 738.58 none 131,274.99 41.731.28 none none none none none 
 
Total________________________________$ 226,841.42 
 
 DEPARTMENT OF BANKING 
 
49 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDher 27, 1926, of the BANK OF ROCKDALE Conyers, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. C. SIMS, President. 
 
J. W. HOLLINGSWORTH, Vice-President. 
 
R. H. STILL, 
Cashier. 
 
Date of Charter: 1()-15-19ft1 
 
Began Business: 6-1901 
 
RESOURCES: 
Loans and Discounts______________ $ CeBrotinfidcsataensdoSftoIncdksebotwednneeds_s___a__n_d_ Banking House and X..ot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents.Checks for Clearing and Due from COaovsethhrdeIrrtaeBfmtassn.(k.if.s..a._n._.y.-).-_.-_.-_.-_.-_.-_.-_._-._-._-._-._-._-._-._.-_.--_. 
AdCvoamncmeodointiesC.-o. _t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c_e__i>__t_a_n_c_e_s__._._._._._._._._. ._ 
Other Resources.............. ---- 
 
103,960.75 34,551.44 3,500.00 25,395.00 47,426.88 2,971.18 
690.00 259.38 9,756.30 none none 17,593.16 
 
LIABILITIES: 
Cai>ital Stock_______________________$ Surolus Fund______________________ _ Undivided Profits__________________ _ 
Reserve Funds..--------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencik>sa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. _________________ _ Demand Dei>osits__________________ _ TSiamvienCgserDtiefii>coastietss.o..f.D__e_i_>__o_s_i_L__._._._.._ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable... ____________________ _ Notes and Bills Rediscounted..... Other Liabilities-------------------- 
 
50,000.00 43,500.00 3,631.73 
none none none 224.01 none 113.142-26 35,606.09 none none none none none 
 
TotaL.. __ --------. ___________ .. ___ .$ 246.104 .09 
 
Total. __________ .- __ -__ .-.-_- _____ -..$ 246,104 .09 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the FARMERS & MERCHANTS BANK 
 
Coolidge, Ga. 
 
As called for by the Superintendent of Banks. 
 
BOYKIN HARRISON, 
 
E. GIBSON, 
 
A. P. MEGAHEE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: lft-18-1911 
 
Began Business: 11-ft()-1911 
 
RESOURCES: 
Loans and Discounts.-------------$ CeBrotinfidcsataensd SoftocIknsdoebwtnneeds_s___a__n_d_ Banking House and Lot. _________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn.k. _s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeos diotines.C__o_t_t_o__n___a_n__d___o_t_h__e r_ Customers Liability on Letters of 
Credit and Accei>tances---------Profit and LOSS.------------------- Other Resources-------------------TotaL ______________________________$ 
 
144,754.45 none 
2,500.00 4,323.32 16,169.42 18,359.22 
643.79 none 1,009.49 3,385.82 none none 6,3:13.92 197.449.43 
 
LIABILITIES: 
Cai>ital Stock_______________________$ Surolus Fund._____________________ _ 
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencik>sa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Dei>osits__________________ _ TSaimvienCgserDtiefii>coastietss_o__f_D__e_i_>_o__s_it_.__._._._.._ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable... _._._ .. __________ . __ _ Notes and Bills Rediscounted..... Other Liabilities-------------------- 
 
25,000.00 12.500.00 6.488.67 
none none none 565.56 none 54,045.31 83,849.89 none none 15,000.00 none none 
 
TotaL ______________________________$ 197,449.43 
 
 50 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
AMERICAN BANK & TRUST CO. 
 
Cordele, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. CANNON, 
 
F. G. BOATRIGHT, 
 
E. A. VINSON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1-il7-1919 
 
Began Business: 1-!W-1919 
 
RESOURCES: 
Loans and Discounts______________$ Certificates of Indebtedness and 
Bonds and Stocks owned______ __ Banking House and Lot__________ _ Furniture and Fixtures.. _________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from annroved Reserve Agents._ Choetchkesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i.f.a..n.y-)--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmi terasnLdiAabciclietnYtaonnceLs_e_t_t_e_r_s__o_ f_ POrtohfeirt aRnedsoLuOrcSeSs.-.-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--__- 
TotaL ________________ -------------.$ 
 
383,539.20 1,126.04 28,000.00 4,000.00 35,475.97 
146,904.27 5,267.26 none 1.710.29 9,637.01 none none 1,457.11 
617,117.15 
 
LIABILITIES: 
CSuari>i>itlauls SFtuoncdk...._..-_-_-_--_-______-_-_-_-_-_-_____._--_-_$ 
RUensdeirvviedFedunPdrso.f_i-t-s--------_-_-_-_-_-_-_-_-_-.--------DDiuveidt oenBdsa nUknsi->-a- -id- -. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -__Cashiers Checks........ __________ __ Certified Checks.. _____________ . ___ _ Demand Denosits... __ ... _____ ..... _ TSaimviengCserDtiefnicoastietss.o. _f_D__e__n_o_s__it_._._._._..__. Letters of Credit and Accentances 
executed for Customers________ __ Bills Payable.... ____ ----- __________ _ Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
150,000.00 17,000.00 14,767.48 
none 17,353.25 
none 4,071.75 
20.00 254,193.98 126,718.29 32,992.40 
none none none none 
 
TotaL ______________________________$ 617,117.15 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the EXCHANGE BANK 
 
Cordele, Ga. 
 
As called for by the Superintendent of Banks 
 
.J. J. WILLIAMS, 
 
S. A. ROYAL 
 
E. F. TISON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: ll-!l9--1905 
 
Began Business: 1-1-1906 
 
RESOURCES: 
Loans and Discounts______________ $ CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds__s__a__n_d_ Banking House and Lot., ________ _ Furniture and fixtures____________ _ Other Real Estate owned,________ _ Cash in Vault and amounts due 
from annroved Reserve Agents __ Checks for Clearing and Due from CaosthheIrteBmasn..k.s_._-_-_-_-_-_-_-_-_-__-_-_-_-_--------------Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__er_ Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c__e_n_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ 
Other Resources-------------------- 
T o t a l ________________________________ $ 
 
494,544.58 6,135.00 none 2,000.00 49,202.45 92.402.02 51,005.05 none 3,437.20 
172,506.44 50,000.00 
none 6,762.50 927,995.24 
 
LIABILITIES 
Cai>Ital Stock.... _________________ ..$ Suri>lus Fund.______ ---------------RUensde.rvviedFedu nPdr os.f.i t_s__- -. -_-_-_-_-__-_-_-_-_-_- -.-.-_-_ -_ 
DDuiveidt oenBdas nUkns -n-a-i-d- -_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ 
CCearsthiifeierds CChheecckkss-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Demand Denosits------------------TSaimvienCgserDtiefnicoastietss.o__f_D___en-_o_s_i_t_._._._..--.._ LeetxteercsutoefdCforerdCituastnodmAercsc_e_n__t_a_n_c__es_ Bills Payable____________________ ---_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e__d________ __ 
 
100,000.00 100,000.00 
7,332.75 none none none 
2,883.48 2,961.00 341,539.59 214,724.96 20,209.35 
50,000 .oo 
none 88,344.11 
none 
 
TotaL--------------------------. ____$ 927,995.24 
 
 DEPARTMENT OF BANKING 
 
51 
 
STATEMENT Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
CORNELIA BANK & BRANCHES Cornelia, Ga. 
As called for by the Superintendent of Banks. 
 
J. E. BARR, 
 
EDW. FLOR & P. DUCKETT 
 
CLIFF C. KIMSEY, 
 
President. Date of Charter: 7...:3-1900 
 
Vice-Presidents. 
 
Cashier. Began Business: 8-4-1900 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednende-s_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aiJIJroved Reserve Agents __ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
CuCsrteodmiterasnLdiAabcicleiitJytaonnceLs_e_t_t_e_r_s___of_ Profit and Loss--------------------Other Resources..------------------T o t a L ______________________________ $ 
 
409,142.22 44,405.21 12,500.00 4,380.00 12,000.00 207,222.74 23,896.76 
370.00 2,230.32 21,603.48 
none none none 737,750.73 
 
LIABILITIES: 
CaiJital Stock.________ --------------$ 
Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencikJsa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ Demand DeiJosits_________________ _ TSaimvienCgsertDifeiciJaotseistso_f__D__e_i_J_o__s_it_-_-_-_-_-_--_ Letters of Credit and AcceiJtances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_--: -_-_-_ Notes and Bills Rediscounted----Other Liabilities____________ -------_ 
 
40,000.00 5,000.00 5,027.08 6,077.91 
3,14u1.o.9o2 
460.32 199.42 261,177.48 416,655.60 none none none none none 
 
TotaL _______________________________$ 737,750-73 
 
STATEMENT Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
BANK OF COVINGTON Covington, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. R. FOWLER, President. 
Date of Charter: 4-1Q-1901 
 
J. L. STEPHENSON, 
Vice-President. 
 
J. L. PHILIPS, Cashier. 
Began Business: 4-1901 
 
RESOURCES: 
 
Loans and Discounts ______________$ 194,397.77 
 
CeBrotinfidcsataensdoSftoIcnkdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ 
 
388,514.22 none 
4,427.14 
 
Other Real Estate owned_________ _ 5,018.48 
 
Cash in Vault and amounts due 
 
from aiJIJroved Reserve Agents __ 154,795.72 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
537.74 
 
CuCsrteodmiterasnLdiAabcicleiitJytaonnceLs_e_t_t_e_r_s___o_f 
 
none 
 
- - - - Profit and LOSS--------------------- 
Other Resources-------------------- 
 
none 285.00 
 
TotaL ______________________________$ 747,976.07 
 
LIABILITIES: 
CSuairJoiltuals SFtuonckd-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_$ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ DDuiveidt oenBdas nUknsi-J-a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits __________________ _ LBeieltxltseerPcsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__i__J__t__a__n__c____es__ Notes and Bills Rediscounted----Other Liabilities.------------------ 
 
100,000.00 25,000.00 20,387.63 
none none none 3,358.69 none 459,756.36 40,438.50 99,034.89 none none none none 
 
TotaL ______________________________$ 747,976.07 
 
 SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF NEWTON COUNTY Covington, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. C. SWANN, 
 
D. J. ADAMS, 
 
M. G. TURNER, 
 
President. Date of Chart~r: 1-17-1905 
 
Vice-President. 
 
Vice-President and Cashier. Began Business: l!-1-1905 
 
RESOURCES: 
Loans and Discounts... ___________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._._. Furniture and Fixtures. __________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ PCruCosrfteiotdmaitenradsnLLdoiAassbi.iic_le_i_it>y__ta_on_n_c_eL_s_.e___t_t__e___r__s___o__ f__ Other Resources___________________ _ 
 
359,976.(1f 135.00 none 
5,247.24 32,018.88 47,292.09 2,655.00 
12.12 none 1,670.39 none none 10,810.80 
 
TotaL------------------------------$ 459,817.59 
 
LIABILITIES: 
Cai>ital Stock.______________________ $ Surolus Fund______________________ _ URensdeirvviedeFdunPdros.f_i_tS__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks._____________________ _ Dividends Uni>aid-----------------CCaesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeiic>aotesistso-f--D--e-i->--o-s-i-t-..-_-_-_-_--_ Savings Dei>Osits....... __ ------ ___ _ Letters of Credit and Accei>tances 
executed for Customers.......... Bills Payable.... --------------_.---Notes and Bills Rediscounted..... Other Liabilities...... _....... _.... . 
 
80,000.00 none 
13,006.44 none none 112.00 831.53 none 
264,373.16 39,806.38 37' 188.08 
none 24,500.00 
none none 
 
Total._______________________________ $ 459,817.59 
 
STATEMENT 
 
Showing condition at the close of Business DeceJDber 27, 1926, of the 
 
THE COMMERCIAL BANK 
 
Crawford, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. BLANCHARD, 
 
C. G. DURHAM, 
 
W. L. PRICKETT, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-l!-191!4 
 
Began Business: 9-5-19!!4 
 
RESOURCES: 
 
Loans and Discounts.. ____________$ 26,834.96 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... . 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ 
 
2,000.00 2,106.93 
none 
 
Cash, in Vault and amounts due 
 
from ai>I>roved Reserve Agents.. 23,694.75 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss.(-if--a-n-y-)-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_- 
 
nnoonnee 
 
Advances on Cotton and other 
 
Commodities---------------------Customers LiabilitY on Letters of 
 
none 
 
Credit and Accei>tances.......... Profit and Loss.____________________ 
 
none none 
 
- - - - Other Resources.___________________ 1,052.50 
 
Total.. ------------ __ -----. __ . __ -- ...$ 55,689 .14 
 
LIABILITIES: 
Cai>ital Stock..---------------------$ Surolus Fun<L---------------------Undivided Profits-----------------Reserve for Unearned Interest.... . Reserve for Interest and Taxes... . Dividends Uni>ai<L----------------Cashiers Checks.. -----------------Certified Checks-------------------TDiemmeaCnderDtifeiic>aotseistso-f--D--e-i->--o-s-i-t-..-.-.-.-.--. Savings Dei>ositS------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloe.r_C__u__s_t_o_m___e_rs--------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e_d__._._._.._ 
 
15,000.00 300.00 911.66 none none none 437.69 none 
32,975.16 4,922.51 1.142.12 
none none none none 
 
Total..... ------------------- ... ---.$ 55,689.14 
 
 DEPARTMENT OF BANKING 
 
53 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF CRAWFORDVILLE 
 
Crawfordville, Ga. 
 
As called for by the Superintendent of Banks. 
 
JNO. F. HOLDEN, 
 
M. F. GRIFFETH, SR., 
 
GEO. H. MITCHELL, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: -------------------- 
 
Began Business: ----------------- 
 
RESOURCES: 
 
Loans and Discounts______________$ 157,567.27 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned. ______ _ 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ 
 
none 2,007.77 4.438-27 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 50,497.10 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 
 
722.14 
 
COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
AdCvoamncmesodoitniesC__o__t_t_o_n___a__n_d____o_t_h__er_ 
 
none 
 
CPruCosrfteoitdmaitenradsnLLdoiAassbc.ic_le_it_vy_t_a_on_nc__e_Ls__e___t_t__e___r__s____o_ f__ 
 
none none 
 
TOothtaerLR__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2272- ,.478169-..1505 
 
LIABILITIES: 
Cavital Stock-----------------------$ Survlus Fun<L------------.---------Undivided Profits-----------------Reserve Funds Unearned Interest. Due to Banks----------------------Dividends Unvaid.. ---------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeivcoasteitsSo--f-D--e--v-o--s-i-t-._-_-_-_-_--_ Savings Devosits------------------LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_v__t_a_n_c__es_ BNiolltsesPaanyadbBl&ill-s--R--e-d--is--c-o-u--n-t-e-d--_-__-_--_ Other Liabilities.------------------- 
 
25.000.00 15,000.00 
945.49 none none none 2,057.47 none 47,422.50 102.293.64 none none 30,000.00 none none 
 
TotaL------------------------------$ 222.719.10 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF TALIFERRO Crawfordville, Ga. 
 
As called for by the Superintendent of Banks. 
 
JNO. F. HOLDEN, President. 
Date of Charter: 11-18-1907 
 
A. W. BIRD, Vice-President. 
 
S. W. WYNN, Cashier. 
Began Business: 1-l:-1908 
 
RESOURCES: 
 
Loans and Discounts--------------$ 83,112.29 
 
CeBrotinfidcsataensdoSftoIcnkdsebotwednnedes__s__a__n_d_ 
 
none 
 
BFuanrnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
5,892.87 1,992.40 
 
Other Real Estate owned... ______ _ 9.534.25 
 
Cash in Vault and amounts due 
 
~ from avvroved Reserve Agents._ 11.232-71 
 
Checks for clearirig and Due from 
 
CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none none 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
none 
 
CuCsrteodmiterasnLdiAabcicleitvytaonnceLs.e.t.t_e_r_s__o_ f_ 
 
none 
 
POrtohfeirt aRnedsoLuOrcSesS_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_ 
Total________________________________-$ 
 
84-47 
- -no-ne 
lll,843.99 
 
LIABILITIES: 
Cavital Stock.----------------------$ Survlus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanuknsv--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Cheoks-------------------TDiemmeaCnderDtifeivcoatseitsso--f--D--e-v-o--s-i-t-_-__-_-_-_--_ Savings Devosits. -----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable_______ ----------------Notes and Bills Rediscounted..... Other Liabilities.,---------------- 
 
40,000.00 8,000.00 
none none 10.000-00 none 380-20 none 6,630-75 41,838.04 none none 5,000.00 none none 
 
Total________________________________$ lll.848.99 
 
 54 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business DeceJnber 27, 1926, of the 
 
CITIZENS BANKING CO. 
 
Culloden, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. H. HOLMES, 
 
B. H. CLEMENTS, 
 
J. G. HOLMES, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: -------------------- 
 
Began Business: ------------------ 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__..___._._._._ Furniture and Fixtures... ________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from at>I>roved Reserve Agents.. Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton....... _________ _ CuCsrteodmitearsnLdiAabccileitt>ytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss.___________________ _ 
Other Resources-------------------T o t a l ________________________________ $ 
 
92,977 .ff/ 45.00 
2,500.00 1.300.00 10,550.00 10,221.22 
none none none none none none 861.62 118,455 .71 
 
LIABILITIES: 
Cat>ital Stock.....................$ Surt>lus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>aid.................. CCearsthiifeiersd CChheecckkss.._._._._._.__._._._._._._._._._._._._ 
Demand Det>osits.-----------------Time Certificates of Det>osit...... . Savings Deposits------------------Letters of Credit and Accet>tances 
executed for Customers.......... Bills Payable......... ________ ---- .. . NOothteesr aLniadbBiliiltlisesR..e_d__i_s_c_o__u_n_t_e__d_._._._. ._ 
 
25,000-00 10.000.00 4,226.72 
none none none 208.75 none 42.760-00 36,260-24 none none none none none 
 
Total. _____________________________$ ll8.455 .71 
 
STATEMENT 
 
Showing condition at the close of Business Deceinber 27, 1926, of the 
 
BANK OF CUMMING 
 
Cuinining, Ga. 
 
As called for by the Superintendent of Banks. 
 
B. P. ROPER, 
 
THOS. J. PIRKLE, 
 
A. C. KENNEMORE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: -------------------- 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._._ Furniture and Fixtures.. _________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from at>I>roved Reserve Agents.. Checks for Clearing and Due from 
other Banks------------~-------- COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc.c_e_t_>__ta_n__c_e_s_.___._._._._._.._ Other Resources___________________ _ 
 
104,311.95 none 
8,000.00 4,637.50 7,595.72 16,842.59 1. 735.04 1. 708.25 
272.14 none none none 61,648.42 
 
Total--------------------------------$ 206,751.62 
 
LIABILITIES: 
Cat>ital Stock.______________________$ 
Surt>lUS Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unt>aid............... Cashiers Checks-------------------Certified Checks.------------------Demand Det>osits............... Time Certificates of Det>osit------Savings Det>osits------------------Letters of Credit and Accet>tances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._.__._._._._.._ 
Notes and Bills Rediscounted..... Other Liabilities------------------- 
 
25,000.00 25,000.00 7,250.51 
none none none 189.70 none 89,186.93 31.162.91 none none 27,000.00 none 1,961.57 
 
Total.. ______________________________$ 206,751.62 
 
 DEPARTMENT OF BANKING 
 
55 
 
STATEMENT 
 
Showing condition at the close of Business DeceJDber 27, 1926, of the 
 
GEORGIA BANK & TRUST CO. 
 
Cuthbert, Ga. 
 
As called for by the Superintendentpf Banks. 
 
F. H. DAVIS, 
 
W. J. WADE, 
 
P.M. REID, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1-1-1917 
 
Began Business: 1-~-1917 
 
RESOURCES: 
 
Loans and Discounts______________$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ BFuarnnkiitnugreHaonudseFaiXntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
Customers Liability on Letters of Credit and Accevtances__________ 
 
230,917.23 29.150.00 3,300.00 3,200.00 15,357.36 40,758.49 2,911.05 2,522.44 
193.43 9,763.55 
none 
 
Profit and LOSS--------------------- 
 
none 
 
Other Resources--------------------____15_._00 
 
Total_______________________________ .$ 337,310 .30 
 
LIABILITIES: 
Capital Stock.______________________$ USunrdvilvuids eFduPndro--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkss-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits ________ ----------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_________ ---------- ____ _ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
50,000.00 12.000.00 
754.68 none none 80.00 2,452.78 none 217,964.40 6,665.81 47,392.68 none none none none 
 
TotaL ______________________________ $ 337,310.30 
 
STATEMENT Showing condition at the close of Business Dece~nber 27, 1926, of the 
DACULA BANKING CO. Dacula, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. H. HAMILTON, 
 
B. V. WILSON, 
 
J. G. HOOD, 
 
President. Date of Charter: 8-31-1909 
 
Vice-President. 
 
Cashier. Began Business: 9-~7-1909 
 
RESOURCES: 
 
Loans and Discounts______________$ 54,931.99 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 
 
900.00 
 
BF uarnnkiitnugr eHaonudseFaiXntdurLeos _t -__-_-_-_-_-_-_-_-_- -_ 
 
1,500.00 2,138.56 
 
Other Real Estate owned.________ _ 
 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 1,715.95 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
894.11 
 
COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
CuCsrteodmitearsnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
Other Resources..-------------------- - -no-ne 
 
Total. ____________ -_________ --_----.$ 
 
LIABILITIES: 
Cavita1 Stock-----------------------$ Survlus Fund----------------------Undivided Profits-----------------Reserve Funds..--------------------DDiuveidtoenBdasnUkns-p-a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks-------------------TDSiaemvmienagCnsdeDrDtiefepipcooastsietissts_o_-_-f_-D_-_-e_-v_-_o-_-s_-it_-__-__-_-___-__-__--__ Letters of Credit and Acceptances BielxlsePcuatyeadbfloe_r_C__u__s_t_o_m__e_r_s___________________ __ Notes and Bills Rediscounted...... Other Liabilities------------------- 
 
25,000.00 5,000.00 3,485.00 
none none none none none 1,049.08 1.088 .07' none none 18,633.46 none 7,825.00 
 
Total..______ -----------------------.$ 62.080.61 
 
 56 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF DAHLONEGA 
 
Dahlonega, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. F. PRUITT, 
 
J. M. BROOKSHER, 
 
T. F. CHRISTIAN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 5-1914 
 
Began Business: 5-1914 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos.t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtealfltlSs-(.i.f.a..n.y..) -_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_ 
TotaL ______________________________$ 
 
69,460.96 
none 
2,282.99 1.524-12 
none 
24,848.89 
20-00 
none 
16-50 
none none none none 
98.153.46 
 
LIABILITIES: 
Capital Stock_______________________$ 
Surplus Fun<L---------------------- 
Undivided Profits------------------ 
DReuseertvoeBFaunnkdss_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 
Dividends Unpaid-----------------Cashiers Checks-------------------DCeermtiafinedd DCehpeocskists...-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCserDtiefpicoastietss.o. _f_D__e__p_o_s_i_t____________ __ LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaanyadbBleil-l-s--R--e-d-i-s-c--o-u--n-t-e-d--.-.-.-.-. Other Liabilities-------------------- 
 
15,000.00 
none 
888.23 
none none none 
759.10 5.50 
44,218.99 37.281.64 
none 
none none none none 
 
Total________________________________$ 98,153.46 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF LUMPKIN COUNTY Dahlonega, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. C. MEADERS, 
 
G. H. MOORE, 
 
President. 
 
W. H. JONES, 
 
Vice-Presidents. 
 
J. S. SPEER, Cashier. 
 
Date of Charter: 11-1911 
 
Began Business: 11-1911 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures. __________ _ Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents.Checks for Clearing and Due from CafrsohmlteoltllhSe-r__B__a_n__k_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ Advance on Cotton and other 
CommoditieS---------------------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources.------------------T o t a l ________________________________ $ 
 
69,739.74 24,592.50 
none 
2,464.00 
none 
40,026.95 56.03 
none none none none none none 
136,879.22 
 
LIABILITIES: 
Capital Stock..---------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-:--__-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDSaiemvmienagCnsdeDrDtiefepipcooastsietistss_o-_-_f-_-D_-_-e_-_p-_o-_-s_-i_-t_-__-___-__-__-__--__ BLeieltlxtseePcrsuatyoeafdbCfloere_r_dC_i_tu_a_s_tn_o_dm__Ae_r_cs_c__e___p___t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR..e.d__i_s_c_o__u_n_t_e__d_._._._._ 
 
15,000.00 3,000.00 
445.69 
none none none 
23.50 
none 
65,057.29 48,349.78 
5,002.96 
none none none none 
 
TotaL _____ . __ ... __ . _______ ._._ .. ____ $ 136,879.22 
 
 DEPARTMENT OF BANKING 
 
57 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF DALTON Dalton, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. C. MARTIN, President. 
 
J. G. McLELLAN, Vice-President. 
 
JAMES J. COPELAND, Cashier. 
 
Date of Charter: 11-~6-1911 
 
Began Business: 1Q-~1-191~ 
 
RESOURCES: 
Loans and Discounts..-----------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aporoved Reserve Agents. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o__t_t_o_n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitoytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss.___________________ _ Other Resources___________________ _ 
T o t a l ________________________________ $ 
 
289,329.55 5,526.50 16,000.00 4,000.00 23,246.87 29,372.71 617.16 3,469.69 30.48 none none none 1,388.47 
372,981.43 
 
LIABILITIES: Caoita1 Stock.______________________$ SUunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencokasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. _________________ _ Demand Deoosits------------------Time Certificates of DeoosiL.---Savings Deoosirs------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_o__t_a_n_c__es_ Bills Payable----------------------Notes and Bills Rediscounted.---Other Liabilities Unearned Int... 
 
50,000.00 10,000.00 10,544.55 
none none 
4.00 617.71 none 104,897.13 8,242.70 145,270.86 none 30,000.00 13,404.48 none 
 
Total________________________________$ 372,981.43 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
HARDWICK BANK AND TRUST CO. Dalton, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. M. HARDWICK, President. 
Date of Charter: !l-17-192~ 
 
G. L. HARDWICK, SR., C. L. HAMILTON, Vice-Presidents. 
 
T. D. RIDLEY, Cashier. 
Began Business: 2-20-1M~ 
 
RESOURCES: 
 
Loans and Discounts ______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<__L_._-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aporoved Reserve Agents .. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d, __o__t_h__er_ 
CuCsrteodmitearsnLdiAabclcleitoytaonnceL__e_t_t_e_r_s__o_ f_ Profit and Loss.___________________ _ 
Other Resources.------------------- 
 
676,582.69 275,632.93 46,890.00 
2,266.93 15,750.00 207,916.18 1,507.72 
none 646.35 none none none none 
 
Total--------------------------------$ 1,227,192 .so 
 
LIABILITIES 
Caoita1 Stock.. _____________________$ SUunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------DCaivsihdieenrsdsCUhencokasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Deoosits__________________ _ TSaimviengCseDrtiefoicoastietss_o__f_D__e__o_o__s_i_L__-_-_-_--_ BLeieltxltseePcrsuatyoefadbCfloree_rd_C_i_tu_a_s_tno_d_m__Ae_r_cs_c__e__o____t__a__n__c____es__ NOothteesr aLniadbBlliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
100,000.00 140,000.00 
4,133.06 none none 975.00 935.94 none 
508,308.54 130,691.60 292,148.66 
none 50,000.00 
none none 
 
TotaL------------------------- _____$ 1.227,192 .so 
 
 58 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF KESTLER Damascus, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. E. HIGHTOWER, President. 
 
J. A. HIGHTOWER, Vice-President. 
 
W. R. PULLEN, Cashier. 
 
Date of Charter: 11-3-1905 
 
Began Business: 1~-1-1905 
 
RESOURCES: 
Loans and Discounts._____________$ Certificates of Indebtedness and BBanoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts du~ 
from ai>I>roved Reserve Agents __ Choetchkesr foBraCnlkesa_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items________________________ _ Overdrafts (if any)_ .. _____________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ OuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s__o__f Profit and LOSS--------------------Other Resources-------------------- 
TotaL .. _____ ... ______ .. ____ ........$ 
 
95,716.98 none 
6,000.00 2,500.00 5,550.00 7,507.84 
10.00 none 170.92 3,189.98 none none none 120. 645 .72 
 
LIABILITIES: 
Cai>ital Stock.______________________$ Suri>1us Fund....................... Undivided Profits.................. DReuseertvoeBFaunnkdss. _._._._._._._._._._._._._._._._._._._._._. _. Dividends Uni>aid.................. Trade. Checks..................... CDeermtiafinedd DCehie>coksist.s._._._._._._._._._._._._._._._._._.._ Time Oertlficates of Dei>osit....... Savings Deposits------------------~ LBeieltxitseePcrsuatyoefadbCfloreer..d_Ci_tu__as_tn_o_dm__Ae__rcs_c__e__i__>__t__a__n__c____es__ Notes and Bills Rediscounted..... Other LiabilitieS.------------------- 
 
25,000.00 5,000.00 2,472.18 
~.:none 
I none ~ none I!' 815.80 
~~'none 
43,640.43 23,717.31 
none none 20,000.00 none none 
 
TotaL ______________________________$ 120,645.72 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF DANIELSVILLE Danielsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. F. HOLDEN, President. 
 
G. 0. GRIFFETH, J. N. GRIFFETH, 
Vice-Presidents. 
 
R. C. GRIFFETH, Cashier. 
 
Date of Charter: 1~-11-1907 
 
Began Business: 1-15-1908 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures......... __ _ Other Real Estate owned.......... Cash in Vault and amounts due 
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k_s_._._._._._.__._._._._._._._._._._._._._..__. Overdrafts (if any) ________________ _ Advance on Cotton and other 
Commodities.... -........ _-.... --. Customers LiabtlitY on Letters of 
Credit and Accei>tances.......... Profit and Loss..................... Other Resources......... ----------- 
 
64,020.54 2.045.00 2,000.00 1,100.00 
none 35,603.36 
58.39 79.10 225.13 none none none none 
 
LIABILITIES: 
SCuari>i>itlauls SFtuonckd._._._._._._._._._._._.___________________. ._$ RUensdeirvviedFedunPdros_f_it_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------CDaivsihdieenrsdsCUhencik>sa.i.d.-.-_-_-_-_-.-.-.-.-_-_-_-_-_-_--.-. Certified Checks-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit....... Savings Dei>osits................... Letters of Credit and Accei>tances 
executed for Customers.......... Bills Payable....................... . Notes and Bilis Rediscounted..... Other Liabtlities.................... 
 
15.000.00 14.000.00 
601.96 none none none 550.58 none 56,028.19 18,955.79 none none none none none 
 
Total................................$ 105,136.52 
 
Total................----------------$ 105.136.52 
 
 DEPARTMENT OF BANKING 
 
59 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE DARIEN BANK Darien, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. M. TYSON, President. 
Date of Charter: 1~-1888 
 
J. F. THOMSON, Vice-President. 
 
D. E. LANE, Cashier. 
Began Business: 1-1889 
 
RESOURCES: 
 
Loans and Discounts______________$ CeBrotinfidcsataensdoSf toIncdkesbotwednneeds_s___a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ ChoetchkesrfBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o_m_ _ Cash Items_________________________ _ Overdrafts (if any)________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
Customers Liability on Letters of Credit and Acceptances__________ 
Profit and Loss_____________________ 
 
141,141.19 
none 
2,000.00 1,000.00 13,357.48 
56,028.58 
none none none 
none none 
16.502.06 
 
Other Resources--------------------___4,_64_5_.7_3 
 
TotaL------------------------------$ 234,675.04 
 
LIABILITIES: 
Capital Stock.---------------------.$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit------LSaeevtxtieencrgsustoeDfdeCprfoeosdriittsCa--un-sd-t-o-Am--c-ec-re-sp-_-t_-a_-_n_-c_-_e--s_ BNiolltsesPaaynadbBlei-ll-s--R--e-d--is--c-o-u--n-t-e-d--.-__-_--_ Other LiabilitieS..------------------- 
 
25,000.00 5,000.00 21,295.08 1,594.22 
679.68 
none 
636.31 
none 
91,644.72 17,663.70 71,161.33 
none none none none 
 
TotaL ______________________________ $ 234.675.04 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF DAWSON Dawson, Ga, 
 
As called for by the Superintendent of Banks. 
 
M. C. EDWARDS, 
 
J.P. PERRY, 
 
C. D. COCKE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 6-~9--1911 
 
Began Business: 7-1-1911 
 
RESOURCES: 
 
Loans and Discounts ______________$ 352,569.32 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. 
 
4,465.00 
none none 
12,989.32 
52,943-26 
 
Choetchkesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ 
 
14,656.70 
none 
 
Overdrafts (if anY>----------------AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
10,968-16 
none 
none 
 
Profit and Loss--------------------- 
 
none 
 
Other Resources..-------------------- - -no-ne 
 
Total------------------------------..$ 448,591.76 
 
LIABILITIES: 
Capital Stock.----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits....________________ _ Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------BNOiotlhltseesPr aaLyniaadbbiBllieit-liel-ss-.-R.-..-e_-d_-_-i_s-_-c_-o_-u_-_-n_-t_-e_-d_-_-._-._-._-.-._ 
 
100,000.00 46,000.00 4,850.96 
none 
2,935.38 964.00 
1,179.77 
none 
177' 906.21 92,300.13 
none 
none 
10,000.00 12.455.31 
none 
 
TotaL ______________________________$ 448,591.76 
 
 60 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF DEARING 
 
Dearing, Ga. 
 
As called for by the Superintendent of Banks. 
 
FRED J. HOWARD, President. 
 
D. A. HOWARD, B. R. PRINTUP, 
Vice-Presidents. 
 
GEO. L. RODGERS, Cashier. 
 
Date of Charter: 6-7-1911 
 
Began Business: 6-15-1911 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures...........Other Real Estate owned........ .. Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... COavsehrdIrtaefmtss.(.i.f.a_.n.y_)-.______.-_-__.-__._._-_-_._-_._-._ AdCvoamncmeodoitnies_C_o__t_to__n___a__n_d____o_t_h__er_ CPruCosrfteiotdmaitenradsnLLd<iAaJsbsc.icl_i_et_pY_t_a_on_n_c_e_Ls__e___t__t_e___r__s___o___f_ Other Resources..... ______________ _ 
TotaL.......... ____________________ $ 
 
38,805.10 200.00 
1,622.43 2, 712 .so 3,900.00 3, 764.16 
200.91 292.28 none none none none none 51,497.68 
 
LIABILITIES: 
SCuarpoiltuals SFtuonckd._._._._._._........_.....__...-...-......-..$ RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_-_ Due to Banks______________________ _ CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Certified Checks__________________ __ Demand Deposits__________________ _ TSiamvienCgserDtiefpicoastietss_o__f_D__e_p__o_s_i_t_._._._._._.._ LeetxteecrsutoefdCf orer dCitusatnodmAercsc_e_p__t_a_n_c__es_ Bills Payable... ____________________ _ Notes and Bills Rediscounted... .. Other Liabilities.................. _. 
 
15.000.00 3. 000.00 
640.95 none none none 119.81 none 24,721.97 8,014.95 none none none none none 
 
TotaL..............................$ 51.497.68 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
DECATUR BANK & TRUST CO. Decatur, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. HOWELL GREEN, 
 
W. H. WEEKES, 
 
C. M. SANDERS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-3-1906 
 
Began Business: 11-!l-1906 
 
RESOURCES: 
 
Loans and Discounts..............$ 1,008,895.41 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 3,385.00 
 
Banking House and Lot........... 
 
none 
 
Furniture and Fixtures............ 8,008.99 
 
Other Real Estate owned.......... 25,929.87 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 200,432 .90 
 
Cffecks for Clearing and Due from 
 
other Banks.................... .. 7,826.91 
 
COavsehrd!rtaafmtss .(.I.f .a. n. .y.). _. _. _. _._._._._._._._._._._._._. ._ 
 
1,326.23 none 
 
Advance on Cotton and other 
 
Commodities... ----------~------- 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances....... __ _ 
 
none 
 
Profit and Loss................... .. 
 
none 
 
Other Resources................... . 60,458.00 
 
TotaL ..............................$ 1,316,263.32 
 
LIABILITIES: 
Capital Stock.......................$ Surolus Fund......................_ Undivided Profit................... Reserve Funds...................... Due to Banks...................... . Dividends Unpaid................. . Cashiers Checks.................... CDeermtiafinedd DCehpeocskist.s._._._._._._._._.__._._._._._._._._.._ Time Certificates of Deposit.... __ _ Savings Deposits..... -__ ... -----.-Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted..... Other Liabilities.................... 
 
100,000.00 65,000.00 4.655.12 
none none none 4,567.45 none 778,998.19 91,532.16 271.510-40 none none none none 
 
TotaL ..............................$ 1,316,263.32 
 
 DEPARTMENT OF BANKING 
 
61 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE DEXTER BANKING CO. 
 
Dexter, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. E. NEW, President. 
 
U. G. B. HOGAN, Vice-President. 
 
D. W. KNIGHT, Cashier. 
 
Date of Charter: .................. 
 
Began Business: ...... 
 
RESOURCES: 
 
Loans and Discounts--------------$ 49,926.44 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._.______ __ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
12,900.00 2,000.00 1,815.42 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 67,219.17 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss_(_if__a__n_y_)_____-_-_-_-_-_-__________-_-_-_--_ 
 
20,711.49 none 99.49 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ 1,240.85 
 
PCruCosrfteiotdmaitenardsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__eL_s__e__t__t__e__r__s____o__ f__ Other Resources___________________ _ 
TotaL_____________ .----.--._ ........-$ 
 
none none 
- -no-ne 
155,912.86 
 
LIABILITIES: Capital Stock.______________________$ Surplus Fund._____________________ _ RUensdeirvviedFedu nPdrosf. i_t_s_._._._._.__-_-_-_-_-_-_-_-_-_-_-_- -_ Due to Banks._____________________ _ CDaivsihdieenrsdsCUhencpkasi_d__..____.__.____._._-_._._-_._._._--_ Certified Checks.---------------- __ _ Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseePcrsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c____es__ ONothteesr aLniadbBiliiltlisesR..e_d__i_s_c_o__u_n_t_e__d_._._._.._ 
 
25.000.00 5,000.00 7,898.93 
none none none 187 .(fl none 81,176.72 36,650.14 none none none none none 
 
Total--------------------------------S 155.912.86 
 
STATEMENT 
 
ShowJng condition at the close of Business December 27, 1926, of the 
 
MERCHANTS AND FARMERS BANK 
 
Donalsonville, Ga. 
 
As called for by the Superintendent of Banks. 
 
P. S. CUMMINGS, 
 
L. E. HAY, 
 
HENRY 0. CUMMINGS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-24-1925 
 
Began Business: 9-24-1925 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ PCruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_it_py_t_a_on_nc__e_Ls__e___t_t__e___r__s____o_ __f Other Resources.... --------------- 
TotaL------------------------------S 
 
54.008.09 none 
6,000.00 2,000.00 
none 122,630.85 
3,507.69 none none 
20,000.00 none none none none 
14.769.79 222,916.42 
 
LIABILITIES: 
Capital Stock_______________________$ Surplus Fund._____________________ _ Und<vided Profits _________________ _ Reserve Funds_____________________ _ Due to Banks______________________ _ 
Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it____________ __ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_______ ----------- _____ _ Notes and Bills Rediscounted..... Other Liabilities..... ------------- __ Real Estate Mtg. Bonds------------ 
 
25.000.00 5,000.00 4,082.85 
none none none 2,314.57 none 161,427.77 25,091.23 none none none none none none 
 
Total-------------------------------.$ 222.916.42 
 
 62 
 
SEVENTH ~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE UNION BANKING CO. AND BRANCHES 
 
Douglas, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. S. PRICE, President. 
 
J. W. QUINCEY, J. R. SLATER, T. A. DIXON 
Vice-Presidents. 
 
R. N. YEOMANS, Cashier. 
 
Date of Charter:--------- 
 
Began Business:----------------- 
 
RESOURCES: 
Loans and Discounts. _____________$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BF uarnnkiitnugr eHaonudseFaixntdurLeos _ts__-_-_-_-_-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from aDJ.lroved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn._k_s_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f 
Credit and AcceDtances---------POrtohfeitr aRnedsoLuOrcSesS_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_ 
Total--------------------------------$ 
 
642,107.81 
4,694.98 5,000.00 17,409.17 71,176.03 
137,393.33 
56,916.35 4,635.00 12,895.14 
none 
none none none 
997,227.81 
 
LIABILITIES: CaDital Stock----------------------$ SU!J,llUS Fun<L---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand DeJ.lOSitS------------------Time Certificates of Dei.losit------Savings Dei.lOSits... ---------------LBeieltxltseePcrsuatyoeafdbCfloere.r_dC_i_tu__as_tn_o_dm__Ae__rc_sc_.e__D____t__a__n____c__es__ Notes and Bills Rediscounted----Other Liabilities-------------------- 
T o t a L _______________________________ $ 
 
100,000.00 23,000.00 8,229.27 
none 
22,100.74 1,018.00 8,399.21 
332.72 595,804.76 176,001.09 53,832.02 
none none 
8,510.00 
none 
997,227.81 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
DOUGLASVILLE BANKING COMPANY & BRANCHES 
 
Douglasville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. T. DUNCAN, 
President. 
 
E. M. HUFFINE, Vice-President. 
 
G. T. McLARTY, Cashier. 
 
Date of Charter: 1889 
 
Began Business: 1891 
 
RESOURCES: 
Loans and Discounts. _____________$ CeBrotinfidcsataensdoSf toIncdkes botwednneeds_s___a__n_d_ BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aDDroved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(.if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.C..o. _tt-o--n-- _a__n_d____o_t_h_e--r CuCsrteodmitearsnLdiAabcicleiJt.y)taonnceLs_e_t_t_e_r_s___of_ POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
TotaL-------------------------------$ 
 
462,018.21 
3,990.00 18,678.71 7,410.82 37,907.22 
42,690.30 
985.74 
none none 
4,967.41 
none 
537.49 5,071. 77 
584,259.67 
 
LIABILITIES: CaJ.)ita1 Stock.______________________$ SU!J,l1US Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeiDcaotseistSo-f--D--e-p--o-s--it-_-_-_-_-_-_--_ Savings DeDositS------------------LBeieltxltseecJr.sulatoeyfdaCbfloree.r_dC_i_tu_a_s_tn_od_m__Ae_rc_s_c_.e__J__.)__t__a__n__c____es__ NOothteesr aLniadbiBliitliless.R._e_d__i_s_c_o__u_n__te__d_._._._._. 
TotaL. ______________________________$ 
 
75,000.00 25,028.02 
552.36 4,999.28 
none 
44.00 2,062.56 
none 
188,515.79 171,604.95 18,348.18 
none 
5,000.00 93,104.53 
none 
584,259.67 
 
 DEPARTMENT OF BANKING 
 
63 
 
STATEMENT 
 
Showing condition at the close of Business Dece01ber 27, 1926, of the 
 
BANK OF DUDLEY 
 
Dudley, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. A. HOGAN, President. 
 
I. J. DUGGAN, Vice-President. 
 
ROBERT HOGAN, Cashier. 
 
Date of Charter:--------------- 
 
Began Business: ____ ---------- 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned....... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned......... . Cash in Vault and amounts due 
from aDDroved Reserve Agents.. Checks for Clearing and Due from 
other Banks... ------------- _____ _ COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o. _t_t_o_n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e_D__t_a_n__c_e_s_._._._._._._._._. ._ Other Resources___________________ _ 
TotaL.. _____________________________$ 
 
21,211.54 
none 
1,783.39 3,015.90 
500.00 
1.765.88 
50.00 483.10 80.32 
none 
none none none 
28,890.13 
 
LIABILITIES: 
CaDital Stock..---------------------$ SUunrDdilvUiSdeFduPnrdo..f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Reserve Funds.--------------------DDiuveidtoenBdsanUknsD..a--id--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Cashiers Checks-------------------CDeermtiafinedd DCehDecoksist-s-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of DeDosit------LSaevttienrgssoDf eCDreodsiittsa--n-d--A--c--c-e-D--t-a-n-c--e-s 
executed for Customers.......... Bills Payable-----------------------Notes and Bills Rediscounted..... Other Liabilities.................... 
Total--------------------------------s 
 
15,000.00 
none 
1,125.29 
none none none 
513.88 
none 
6,674.12 5,568.39 
none none none none 
8.45 
28,890.13 
 
STATEMENT 
 
Showing condition at the close of Business Dece01her 27, 1926, of the 
 
BANK OF DULUTH Duluth, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. P. PATTILLO, President. 
 
J. W. KNOX, Vice-President. 
 
D. W. WILSON Cashier. 
 
Date of Charter: 11-12-1910 
 
Began Business: 11-1-1904 
 
RESOURCES: 
 
Loans and Discounts______________$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes. _s__a__n_d_ 
 
79,587.71 50.00 
 
Banking House and Lot---------- 
 
2,078.00 
 
FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in Vault and amounts due 
 
2,500.00 23,900.00 
 
from aDDroved Reserve Agents.. Checks for Clearing and Due from 
 
9,693.33 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Advance on Cotton and other 
 
296.00 84.38 
 
Commodities---------------------- 
 
2.141.17 
 
PCruCosrfteiotdmaitenardsnLLdoiAassbc_ci_le_iDt_y_t_a_on_nc__e_Ls_.e_._t_t__e____r__s____o__f 
 
none 
4,219.55 
 
Other Resources-------------------- - - -no-ne 
 
Total ---------..--.--.-..---..---.$ 124,550.14 
 
LIABILITIES: 
CaDital Stock..---------------------$ 
SurDlus Fund..--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends UnDaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeiDcaotseistso-f--D--e-D--o--s-i-t.-.-_-_-_-_--_ Savings DeDositS------------------BLeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__D____t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities.................... 
Total. ___ ........-........... ---.$ 
 
25,000.00 
none none none 
11,000.00 
none 
129.71 
none 
27,445.04 27,927.83 
547.56 
none 
27,500.00 5,000.00 
none 
124,550.14 
 
 64 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business Decen1ber 27, 1926, of the 
 
W. L. JESSUP, President. 
Date of Charter: 1!l-28-1918 
 
BANK OF EASTMAN 
EastDlan, Ga. 
C. C. HOSFORD, J. S. NICHOLSON, 
Vice-Presidents. 
 
A. E. ROZAR, Cashier. 
Began Business: 1-2-1919 
 
RESOURCES: 
 
Loans and Discounts.. ____________ $ 218,557.64 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ 
 
3,550.00 
14.500.00 4.524.50 
 
Other Real Estate owned.......... 
 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 
 
20,525.28 
 
Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ 
 
2,683.45 
none 
39.49 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
9,049.18 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
Profit and Loss--------------------- 
 
none 
 
- - - - - Other Resources-------------------- 
 
50,956.25 
 
Total.... ------------------ ________ ..$ 324,385.79 
 
LIABILITIES: Capital Stock....... __ --------- ...$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d__.-__-_-_-_-_-_-_-_-_-_-_-_-_-__--_ Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer.__C_u__s_t_o_m__e__rs__._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities-----------------. 
Total.. ______________________________$ 
 
60,000.00 11.200.00 1,826.57 
none none 
159.67 2.820.01 
none 
104.084.58 42,326.24 
5,326.17 
none 
10,000.00 
none 
86.642.55 
324.385.79 
 
STATEMENT Showing condition at the close of Business Decen1ber 27, 1926, of the 
 
CITIZENS BANKING CO. Eastn1an, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. H. PEACOCK, President. 
 
T. H. EDWARDS, Vice-President. 
 
E. H. WARE, Cashier. 
 
Date of Charter: 2-8-1901 
 
Began Business: 2-1901 
 
RESOURCES: 
 
Loans and Discounts..............$ 451,129.58 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
3,735.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-_-__-_-_-_-_-_--_ 
 
7,703.15 6.498.42 
 
Other Real Estate owned......... . 
 
25,960.61 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 
 
97,004.89 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none none 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 
 
38,282.65 
 
Credit and Acceptances.......... 
 
none 
 
- - - - POrtohfeirt aRnesdouLrcoesss._._.._._-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_- 
T o t a l . . . . . ___________________________ $ 
 
none 
75,342.12 705,656.42 
 
LIABILITIES: Capital Stock_______________________$ SUunrdpilvuids eFduPnrdo-f-i-t-s-.-.--__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDSiaemvmienagCnsderDDtiefepipcooastsietistss.o-.-_f-_-D_-_-e_-_p-_o-_-s_-i_-t_-._-._.-_.-_.-_.--._ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s_.__._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities-------------------- 
Total......_._.. _......_.. _......_..$ 
 
100,000.00 20,000.00 44.256.55 
none none 
18.37 3,141.32 
none 
321,841.53 186.398.65 
none none none none 
30,000.00 
705,656.42 
 
 DEPARTMENT OF BANKING 
 
65 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
PEOPLES BANK OF EAST POINT East Point, Ga. 
 
As called for by the Superintendent o( Banks. 
 
T. F. GUFFIN, 
 
IRA T. SETTLE, 
 
EMMETT HENSLEE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: HHW-1926 
 
Began Business: 12-2Q-1926 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot-----~-- FOuthrnelrtRureealaJnj:dstFatiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash In Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIttaefmtss.(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-__________ __ AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitiY>taonnceLs_e_t_t_e_r_s___o_f Profit and Loss____________________ _ 
Other Resources-------------------TotaL. ______________________________$ 
 
9,195.17 
none none none none 
95,456.48 
none 
344.59 
none none none 
3.13 
none 
104.999.37 
 
LIABILITIES: 
Cai>ital Stock--------------- ________ $ SUunrdoilvuids eFdunPdro--f-i-ts--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks-----------------,----CDaivsihdieenrsdsCUhencik>sa_id__._..__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.... ___ ------------TDiemmeaCnderDtifeiic>aotesistso-f--D--e-i->--o-s-i-t-..-_-_-_-_--_ Savings Dei>osits. _____ -- __ ----- ---LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n__c_es_ Bills Payable_____ ------------------NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d_._._._.._ 
Total__________ ----- __ ----- ____ --- ___$ 
 
25,000.00 
none none none none none none none 
76,005.25 
none 
3,994.12 
none none none none 
104,999.37 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS & MERCHANTS BANK Eatonton, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. 0. BENTON, 
 
M. F. ADAMS, 
 
W. A. ANDREWS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Cha.rter: 1Q-3Q-1922 
 
Began Business: 11-15-1922 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSf toIncdkes botwednneeds_s___a_n__d_ Banking House and Lot__________ _ FOuthrneirtRureealaEnsdtaFtiextouwrense-d--_-_-_-_-__-_-_-_--_ Cash In Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------OCavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e _r CPruCosrfteiotdmaitenardsnLLdoiAassbc_ci_le_iit_>y_t_a_on_cn_e_sL_._.e___t_t__e___r___s____o_f_ Other Resources-------------------- 
Total--------------------------------S 
 
44,115.60 
750.00 5,000.00 1.250.00 3,569.26 
18,466.67 
325.42 279.23 98.58 
1,051.69 
none 
107.46 
none 
75,013.91 
 
LIABILITIES: 
Cai>ital Stock-----------------------S SUunrdoilvuids eFduPn<roLf-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid-----------------CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits__________________ _ Time Certificates of Dei>osit.. ____ _ Savings Dei>osits__________________ ~ LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_sa_t_no_dm___eA_,r_cs_c__e__i__>__t__a__n____c__es__ Notes and Bills Rediscounted____ _ Other Liabilities..___________ ------- 
Total____ ---------------------------.$ 
 
25,000.00 
none none none none none 
732.29 
none 
44,829.12 559.65 
none none none 
3,892.85 
none 
75,013.91 
 
 66 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE MIDALE GA. BANK 
 
Eatonton, Ga. 
 
As called for by the Superintendent of Banks. 
 
BENJ. W. HUNT, President. 
 
P. P. EZELL, Vice-President. 
 
E. W. INGRAM, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
Loans and Discounts______________$ CeBrotinfidcsataensdoSf toInckdsebotwednnedes. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmasn...k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other 
Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r__s__o_f OPrtohfeirt aRnedsoLurocsess-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Total________________________________ $ 
 
LIABILITIES: 
 
181,151.24 
3,950.00 
none none 
35,787.09 
60,644.71 
8,455.37 258.30 . 778.50 
3,585. 77 
none none none 
 
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds..--------------------Due to Banks.---------------------CDaivsihdieenrsdsCUhencpkasi_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ 
Certified Checks.------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable... _____ -___ --_-_-- ____ Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
294,610.98 Total.. ______ -----------------------.$ 
 
50,000.00 
none 
6,392.91 
none 
566.85 60.25 521-99 
none 
192,800.76 6,358.52 
none 
none 
4,500.00 33,409.70 
none 
294.610.98 
 
STATEMENT Showing condition at the close of ~usiness December 27, 1926, of the 
 
THE BANK OF EDISON Edison, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. C. MANRY, President. 
 
HENRY TURNER, Vice-President. 
 
THEDFORD TURNER, Cashier. 
 
Date of Charter: ------------------ 
 
Began Business: -------:---------- 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes, _s__a__n_d_ Banking House and Lot.. ________ _ Furniture and Fixtures.. _________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents~_ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c. _e_p_t_a_n__c_e_s_-_-_-_-_-_-_-_--_-_ Other Resources..__________________ _ 
Total. _____ --- ______ -- ___ ----_------.$ 
 
293,295.89 
93.00 3,000.00 2,551.50 8,462.83 
65,616.55 
135.62 677.57 181.54 
36,788.56 
none none none 
410,803.06 
 
LIABILITIES: Capital Stock._____ -- __ ---_----_---.$ Surplus Fund----------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDiuveidteonBdsanUknsp.-a-i-d--. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.. ________________ __ Demand DepositS------------------TSaimviengCserDtiefpicoastietss.o__f_D__e__p_o_s_i_t_._.___-_-_--_ LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_________________ ------NOothteesr aLniadbBiliiltlisesR..e.d. _i_s_c_o_u__n_t_e_<__L_._-_-_- 
TotaL-------------------------------$ 
 
50,000.00 30,000.00 10,158.97 
606.79 
none none 
992.97 
none 
246.815.59 26,935.76 
none 
none none 
45,292.98 
none 
410,803.06 
 
 DEPARTMENT OF BANKING 
 
67 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926; of the 
 
BANK OF ELLAVILLE Ellaville Schley County, Ga. 
 
J. H. STEVENS, President. 
 
A. C. MURRAY, Vice-President. 
 
H. F. DIXON, Cashier. 
 
Date of Charter: 9-1Q-1910 
 
Began Business: 9-16-1910 
 
RESOURCES: 
 
Laons and Discounts.. ____________$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-_-__-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents __ Checks for Clearing and Due from 
 
64,047.00 33,340.59 2,720.52 
617.08 none 142,987.81 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r 
 
none none none 8,746.72 
 
Customers Liability on Letters of Credit and Acceptances__________ 
Profit and Loss_____________________ 
 
., none none 
 
TOothtaelr__R_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--$ -2-1669,,6-16243-..0720 
 
LIABILITIES: 
Capital Stock-----------------------S Survlus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv..a--i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e__p_t_a_n__c_e_s B111s Payable-----------------------Notes and Bills Rediscounted.---Other LiabilitiSS-------------------- 
Total.. _______ ---_- _____ ----- _______.s 
 
25,000.00 5,000.00 9,908.98 
none none none none none 167,748.29 61,466.45 none none none none non!! 
269.123.72 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE COUNCIL BANK Ellaville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. M. COUNCIL, President. 
 
Vice-President. 
 
J. C. RAINEY, Cashier. 
 
Date of Charter: Hl-5-1917 
 
Began Business: 1-2-1918 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeso_t_-_-_-_-_-_-_-_-_-_-_Other Real Estate owned_________ _ Cash in vault and amounts due 
from approved Reserve Agents-_ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r CPruCosrfteoitdmaitenardsnLLdoaAisbsci_cl_ie_tp_Y_t_ao_n_nc_e_L_s__e___t_t__e___r__s_____o_f_ Other Resources___________________ _ 
T o t a l ________________________________ $ 
 
25,435.59 none 
3,500.00 none none 
2,316.60 none 83.47 833.70 none none 
3, 166.74 4,155.27 39,491.37 
 
LIABILITIES: 
Capital Stock-----------------------S Survlus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D---e-p-o--s-i-t_-_-_-_-_-_-_Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BN1o11tessPaanyadbBl1e1-1-s--R-e--d-i-s-c-o--u-n-t-e-d--.-_-__--_ Other Liabilities-------------------- 
Total--------------------------------s 
 
30,000.00 none none none 
1,161.84 none none none 
8,329.53 none none none none none none 
39,491.37 
 
 68 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF ELLENTON Ellenton, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. I. BAKER, President. 
 
JOE BAKER, Vice-President. 
 
JOE BAKER, Cashier. 
 
Date of Charter: 8-31-1911 
 
Began Business: 9-25-1911 
 
RESOURCES: 
 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents __ Checks for Clearing and Due from CaosthheItreBmag_n_k_s_-_-_-_-_-_-_-_-_-_-_-_-___________________ __ Overdrafts (if any) ________________ _ 
AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r 
 
23,023.87 700.00 
1,600.00 1,500.00 3,865.00 1,537.80 
none 140.69 1,853.86 none 
 
Customers Liability on Letters of Credit and Accei>tances__________ 
Profit and Loss_____________________ 
 
none 3,056.43 
 
- - - - - Other Resources-___________________ 
TotaL_______________________________ $ 
 
none 37.277.65 
 
LIABILITIES: Cai>ital Stock_______________________$ Suri>lUS Fund---------------------Undivided Profits-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeiic>aotseistso-f--D--e-i->-o--s-i-t-__-_-_-_-_--_ Savings Dei>osits- __ -________ ------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n__c_es_ Bills !'ayable_______ -- ____ -- __ --- __ -NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e__d________ __ 
TotaL ______________________________$ 
 
15.000.00 2,000.00 
none none none none 50.82 none 9, 777.99 6,402.00 none none 4,046.84 none none 
37,277.65 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF ELLENWOOD Ellenwood, Ga. 
As called for by the Superintendent of Banks. 
 
G. T. WILLIAMSON, 
 
W. R. WHITAKER, 
 
W. L. WILLIAMSON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: --------------- 
 
Began Business: ........- 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEnsdtaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodointiesC..o. _t_to__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLurocsess---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Total-------------------------------$ 
 
18,671.25 none 
2,000.00 850.00 
8,878.00 22,161.81 
noae 93.53 none 126.36 none none none 52.780.95 
 
LIABILITIES: Cai>ita1 Stock-----------------------$ Suri>lus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencik>sa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks----------- --------TDiemmeaCnderDtifeiic>aotseistso-f--D--e-i->--o-s-i-t-_-__-_-_-_--_ Savings Dei>OSitS------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable________________ -------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
Total--------------------------------$ 
 
15,000.00 3,000.00 1.101.48 
none none none none none 14.074.44 19,605.03 none none none none none 
52,780.95 
 
 DE.PARTMENT OF BANKING 
 
69 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF ELLIJAY Ellijay, Ga. 
 
As called for by the Superintendent of Banks. 
 
SAM TATE, 
 
R. L. McCLAIN, 
 
E. T. HUDSON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 5-!H-1914 
 
Began Business: 6-1-1914 
 
RESOURCES: 
 
Loans and Discounts______________$ 343,499.16 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes..s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
2,925.00 
none 
7,850.00 3,380.00 
 
Cash in Vault and amounts due 
 
from a:o:oroved Reserve Agents._ 
 
36,489.49 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 
 
none 
 
COavsehrdIrtaefmtss.(.i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 
2,322.74 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acce:otances---------- 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
TOothtearLR__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -3-96.7-39370.-.3945 
 
LIASI LITIES: 
Caoital Stock_______________________ $ Surt>lus Fund._____________________ _ RUensdeirvviedFedunPdro__f_it_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Due to Banks______________________ _ Dividends Un:oai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand De:oosits------------------Time Certificates of DeoosiL----Savings De:oositS---------- --------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_:_o_t_a_n__c_e_s Bills Payable.__________________ ----Notes and Bills Rediscounted----Other Liabilities-------------------- 
TotaL _______________________________$ 
 
15,000.00 12.500.00 3,219.69 
none none none 
620.91 4.18 
129,892.41 32,439.00 168,017.77 
none 
30,000.00 5,103.38 
none 
396,797.34 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF ETON 
 
Eton, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. C. KEITH, President. 
 
R. H. TYLER, Vice-President. 
 
H. R. JAMES, Cashier. 
 
Date of Charter: 5-!l3-1910 
 
Began Business: 9-1-1910 
 
RESOURCES: 
 
Loans and Discounts______________$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ 
 
57,108.49 3,000.00 
 
BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-_-_-_-__-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from a:o:oroved Reserve Agents._ Checks for Clearing and Due from 
 
none 
2.000.00 
none 
10,352.86 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C. _o__t_t o__n___a__n_d____o_t_h__e _r Customers Liability on Letters of 
Credit and Acce:otances__________ 
 
none 
50.63 222.ll 1,074.88 
none 
 
Profit and Loss--------------------- 
 
none 
 
Other Resources--------------------____n_o_n_e 
 
Total.-----------------------------..$ 73.808.97 
 
LIABILITIES: 
Caoital Stock_______________________ $ Surt>lus Fund--------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks.._____________________ _ Dividends Un:oai<L----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSDaiemvmienagCnsdeDrDtiefe:ioocooastsietistss_o-_-_f-_-D_-_-e_-_o-_o-_-s_-_i-t_-__-___-__-__-__-_-_ LBeieltxltseecPrsuatyoeafdbCfloerer._dC_i_tu__as_tn_o_dm__Ae_r_cs_c__e__:__o__t__a__n___c___es__ Notes and Bills Rediscounted----Other Liabilities------------------ 
Total..--------. ____________________ .$ 
 
15,000.00 4,000.00 1,548.38 
none none none none none 
32,532.53 20.728.06 
none none none none none 
73,808.97 
 
 70 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
FAIRBURN BANKING CO. Fairburn, Ga. 
 
J. H. LONGINO, 
 
L. M. HOBGOOD, 
 
F. W. COOPER 
 
President 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1891 
 
Began Business: 190~ 
 
RESOURCES: 
Loans and Discounts.............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.__.__._._._ FOuthrneirtRureealaEndstaFtiextouwrense..d._.__._.____._._ Cash in Vault and amounts due 
from at>t>roved Reserve Agents.. Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items.________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC...o__t_to__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleittY>taonnceLs_e_t_t_e_r__s__o_f POrtohfeirt aRnedsoLuorcsess-.---.-.-.-.-..-.--_-_-__-_-_-_-_-_-_--_ 
T o t a L _______________________________ $ 
 
118.787.77 37,438.24 12.500.00 4.000.00 2.333.29 52.960.00 
none 103.21 58.74 171.91 none none 259.34 228,612.50 
 
LIABILITIES: 
Cat>ital Stock.................$ Surt>lUS Fund.--------------------Undivided Profits----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>aid................ Cashiers Checks-------------------CDeermtiafinedd DCehte>coksist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Det>osit...... . Savings Det>osits ____ --------------Letters of Credit and Accet>tances BielxlsePcuatyeadbfloer._C__u__s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities................. 
Total..... ______ . _____ -------- .....$ 
 
25,000.00 5,000.00 3,407-02 3,743.50 
none none 763.99 none 124.212.48 66,370.51 115.00 none none none none 
228,612.50 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
FAIRMOUNT BANK 
 
Fairmount, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. W. McHUGH, 
 
DR. R. L. ROGERS, 
 
R. D. PAYNE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: ------------------ 
 
Began Business: ------------------ 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._..__. Furniture and Fixtures... ________ _ Other Real Estate owned._______ __ Cash in Vault and amounts due 
from at>I>roved Reserve Agents.. Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss.(i-f-a-n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_--_-_ AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c_e_t_>_t_a_n__c_e_s_._._._._._._._._.._ Other Resources.......... ________ .. 
T o t a L -----------------------------$ 
 
57,306.29 770.00 
2,000.00 1,200.00 2.000.00 48,251.31 
48.58 49.67 995.13 none none 41.884.29 106.55 154,611.82 
 
LIABILITIES: 
Cat>ital Stock.......................$ Surt>lUS Fund.............--------.. RUensdeirvviedFedunPdrosf..it.s__-_-_-_--.-.-.-.-.-.-.-.-.-.-.-.-.-. Due to Banks----------------------Dividends Unt>aid-----------------Cashiers Checks....... _..--......-Certified Checks.........--.......-. Demand Det>osits.... -_. _------ ..--. Time Certificates of Dei>osit....... Savings Det>osits.......-------..... Letters of Credit and Accet>tances 
executed for Customers.......... Bills Payable... _____ .. --------.----Notes and Bills Rediscounted..... Other Liabilities............ --------- 
Total... _... __  __  ____ $ 
 
15,000.00 none nm e none none none 201.74 none 
37.241.58 51,818.70 
684.87 none none none 49.684.93 
154.611.82 
 
 DEPARTMENT OF BANKING 
 
71 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK Fayetteville, Ga. 
 
J. W. WISE, President. 
 
As called for by the Superintendent of Banks. 
 
W. W. REDWINE, 
 
CHARLES D. REDWINE, 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts-------------$ 164.084.89 
 
CeBrotinfidcsataensdoSf toI ncdkes botwe dnneeds. _s__a__n_d_ 
 
2,345.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_-_Other Real Estate-owned_________ _ 
 
2.266.79 3,358.96 21.715.60 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 
 
12,495.34 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn._k_s_._-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-__-_-_--_ 
 
884.05 150.53 
 
Overdrafts (if anYl---------------- 
 
5.542.74 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
9,034.04 
 
Customers Liability on Letters of 
 
Credit and Acceptances---------- 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
TOothtearLR_e__s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-$ -2-212,,1-90719.-.2260 
 
LIABILITIES: 
Cavital Stock.----------------------$ Survlus Fun<L---------------------Undivided Profits-----------------Reserve Funds--------------------Due to Banks---------------------Dividends Unvaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCseDrtiefpicoastietss_o__f_D__e__v_o_s__it_-_-_-_-_-_-_LBeieltxltseePcrsuatyoeafdbCfloreer__dC_i_tu_as__tno__dm__Ae_r_cs_c__e____v__t__a__n____c__e__s Notes and Bills Rediscounted.---Other Liabilities Int. Dis.--------- 
TotaJ________________________________ $ 
 
25,000.00 25,000.00 2.741.79 
none none none 35.10 350.00 110.372.28 47,180.03 none none 10,000.00 none 2.300.00 
222.979.20 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
J. W. COMER, SR., President. 
Date of Charter: 9-1910 
 
BANK OF FINLEYSON Finleyson, Ga. 
 
R. L. SCARBOROUGH, CLARENCE FINLEYSON, 
 
Vice-President. 
 
Cashier. 
 
Began Business: 9-1910 
 
RESOURCES: 
 
Loans and Discounts______________$ 20,616.78 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned------- 
 
none 
 
Banking House and Lot----------- 
 
1,000.00 
 
FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_ 
 
1,000.00 7,642.21 
 
Cash in Vault and amounts due 
 
from avproved Reserve Agents._ 
 
20.381.12 
 
Checks for Clearing and Due from 
 
other Banks.--------------------Cash Items.------------------------Overdrafts (if anYl----------------- 
 
none none none 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
2.597.06 
 
Customers Liability on Letters of 
 
Credit and Accevtances_________ 
 
none 
 
Profit and Loss.-------------------- 
 
none 
 
Other Resources.-------------------- - - -55.-76 
 
Total--------------------------------$ 53.292.93 
 
LIABILITIES: 
Ca:t>ital Stock_______________________$ Survlus Fun<L---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid.________________ _ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeivcoasteitsso.-f--D--e-v-o-s--it-.-._-_-_-_-_--_ Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable_______________________ _ Notes and Bills Rediscounted.. Other Liabilities...------------------ 
TotaL.- __ --- _______________________ .$ 
 
15,000.00 none 
9,119.60 none none none 443.26 none 
24,901.30 3,828. 77 
none nonl! none none none 
53,292.93 
 
 72 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF FLOVILLA Flovilla, (;a. 
 
As called for by the Superintendent of Banks. 
 
F. S. ETHRIDGE, President. 
Date of Charter: lG-!l-1906 
 
A. F. WHITE, Vice-President. 
 
J. T. GIBSON, Cashier. 
Began Business: 11-1-1906 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e__d_-_-__-_-_-_-_--_ Furniture and FiXtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents-_ Checks for Clearing and Due from CaosthheIrteBmasn_k__s___-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ AdCvoamnmceodoitnies.C. _o__t_t_o_n____a_n__d___o__t h__e_r CPruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ie_tv_Y_t_ao_n_nc__eL_s__e__t__t__e__r__s____o__ f__ Other Resources..__________________ _ 
TotaL _______________________________ $ 
 
63,788.23 
20.00 1,102.50 1.259.43 1.195.46 
44,565.50 
none 
1,433.09 17.35 
none 
none none 
2.556.92 
115,938.48 
 
LIABILITIES: 
Cavital Stock.______________________$ SUunrdvilvuids eFduPndro..f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidt eonBdas nUkns.v.-a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Devosits.._________________ _ Time Certificates of Devosit------Savings Devosits. _______ ----------BLeieltlxtseePcrsuatoyefadbCfloreer__dC_i_tu_a_s_tn_od_m__Ae_r_cs_c__e___v___t__a__n__c____es__ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------- 
TotaL.--------------------- _____ ---.$ 
 
15.000.00 10.000.00 4,160.00 
none none none 
312.46 
none 
51.919.10 34,546.92 
none none none none none 
115,938.48 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK & BRANCH Folkston & Nahunta, Ga. 
 
As called for by the Superintendent of Bank. 
 
Wrn. MIZELL, SR., 
 
B. G. McDONALD, 
 
Wrn. MIZELL, JR., 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1-11-1911 
 
Began Business: 1-4-1912 
 
RESOURCES: 
Loans and Discounts. _____________$ Certificates of Indebtedness and 
Bonds and Stocks owned..------BFuanrnkiitnugreHaonudseFaiXntdurLeost_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any)________________ _ Advance on Cotton and other 
Commodities---------------------CuCsrteodmitearsnLdiAabciclietvYtaonnceLs_e_t_t_e_r_s___o_f Profit and LOSS..-------------------Other Resources.------------------- 
Total.. -----------------------------_$ 
 
292,199.42 
10,000.00 
none 
5,665.06 5,500.00 
209,746.74 
none 
295.14 
none none none none 
600.00 524,806.36 
 
LIABILITIES: 
cavital Stock.______________________$ Survlus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..-------------------Dividends Unvaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand DevositS..-----------------TSaimvienCgserDtiefvicoastietss_o__f_D__e__v_o_s__it_-_-_-_-_-_--_ LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e__v_t_a_n_c__e_s Bills Payable-----------------,-----NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n_t_e__d_-_-_-_-_ 
Total.. __ ------------ ________________$ 
 
15,000.00 3,000.00 16,545.62 
none none 
14.40 1,895.88 
none 
323,161.14 61,655.47 87,733.85 
none none none 
15,000.00 
524.006.36 
 
 DEPARTMENT OF BANKING 
 
73 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF FORSYTH 
 
Forsyth, Ga. 
 
As called for by the Superintendent of Banks. 
 
JNO. F. STEPHENS, 
 
T. R. TALMADGE, 
 
J. E. PHINZEE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1895 
 
Began Business: 1895 
 
RESOURCES: 
Loans and Discounts ______________ $ BCeaBrnotkinfiidncsgataeHnsoduoSsfetoIancnkddseboLtweodnt_ne_ed_s____s____a____n__d__ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CPruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_it_py_t_a_on_nc__e_Ls__e___t_t__e___r__s_____o__f Other Resources___________________ _ 
TotaL-------------------------------S 
 
89,749.75 
3,156.20 4,703.56 2,932.61 4.265.98 
41,766.83 
4,851.41 
none none 
none 
none none none 
151,426.34 
 
LIABILITIES: CSUarii>>iltUaSl SFtuonckd-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_S Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid-----------------Cashiers Checks-------------------Certified Checks.----------------TDiemmeaCnderDtifeiic>aOteSsitoSf--D--e-i->--o-s-i-t-.-.-.-.-.-.-.Savings Dei>OSits.................. . LBeieltxltseecrPsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__i__>__t__a__n____c__es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__._._._.._ Bonds for Dei>ositors_____________ __ 
TotaL-------------------------------$ 
 
50,000.00 10.000.00 5,492.96 
none none none 
615.00 
none 
85.318.38 
none none none none none none none 
151,426.34 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK OF FORSYTH 
 
Forsyth, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. H. HARDIN, President. 
 
H. E. NEWTON, Vice-President. 
 
ROLAND ANDERSON, Cashier. 
 
Date of Charter:------------------ 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts______________$ 93,817.76 
 
CeBrotinfidcsaatensdoSftoIcnkdsebotwenden<eLs_s__a__n_d_ Banking House and Lot__________ _ 
 
none none 
 
FOuthrneirtRureealaEnsdtaFtiextouwrnees<-L--_-_-_-_-_-_-_-_--_ 
 
1,745.17 3,679.39 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from 
 
38,565.22 
 
C aosthh eItreBmasn. k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any)________________ _ 
 
839.56 66.56 3.667.75 
 
AdCvoamncmeodoitniesC..o__t_t_o_n___a__n_d____o_t_h__e_r 
 
none 
 
CuCsrteodmiterasnLdiAabcicleitiY>taonnceLs.e_t_t_e__r_s__o_f 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
Other - Resources-------------------- - - -no-ne 
 
Total--------------------------------S 142.381.41 
 
LIABILITIES: Cai>ital Stock.______________________$ SUri>lUS Fund..... -----------------Undivided Profits-----------------Reserve Funds---------------------CDDaiuvseihdtioeenrBsdCsanUhkensci-k>-sa-_i-d_-_.-._-._-._-._-__-__-__-__-__-__-__-__-__-__-__-__--__ Certified Checks.__________________ _ Demand Dei>osits._________________ _ TSaimviengCseDrtiefii>coastietss.o. .f.D. .e. i_>__o_s_i_t_--_-_-_-_-_BLeieltxltseePcrsuatyoeafdbCfloere.r.d_C_it_u_as_tn_o_dm__Ae__rc_sc__e__i__>___t_a__n____c__es__ Notes and Bills Rediscounted... -Other Liabilities.------------------- 
Total.... -------------------.-.--.--.$ 
 
40.000.00 10,000.00 3,997.90 
none none none 
145.11 
none 
70,379.33 17,859.07 
none none none none none 
142,381.41 
 
 74 
 
SEvENTH ANNuAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece10ber 27, 1926, of the 
 
THE FARMERS BANK 
 
Forsyth, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. T. PERSONS, 
 
R. P. BROOKS, 
 
R. J. BITTICK, 
 
President. Date of Charter: ________________:. 
 
Vice-President. 
 
Cashier. Began Business: __________________ 
 
RESOURCES: 
 
Loans and Discounts ______________$ 199,700.50 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures......_____ _ 
 
none 3.992.95 
2.49~-15 
 
Other Real Estate owned.......... 
 
none 
 
Cash in Vault and amounts due 
 
from aporoved Reserve Agents.. 162,722.59 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
1,304.12 
 
COavsehrdIrtaefmtss.(.i.f-a--n-y-)--__-_-_-_.-_-_-__-_-_-_-_-____ ____ 
 
none 272.45 
 
Advance on Cotton and other 
 
Commodities... _.. _._. ____ . __ ..... 
 
956.22 
 
Customers LiabilitY on Letters of 
 
PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_._._._._._._._..__. Other Resources... _____ . __________ . 
- 
 
- 
 
- 
 
none none 
-no-ne 
 
TotaL... ____ --- ...... --------------.$ 371,441.98 
 
LIABILITIES: Caoital Stock..... ______ -- ___ .......$ Surplus Fund..--------------------Undivided Profits-----------------Reserve Funds.--------------------DDiuveidteonBdsa.Unknso..a-i-d--._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------Time Certificates of Deposit....... Savings Deoosits----------------- .. LeetxteecrsutoefdCforer dCitusatnodmAercsc_e_p__t_a_n_c__e_s Bills Payable_________________ ------Notes and Bills Rediscounted..... Other Liabilities-------------------- 
TotaL. _____________________________ .$ 
 
50,000.00 50,000.00 2,905.73 
none none none none none 268,536.25 none none none none none none 
371.441.98 
 
STATEMENT 
 
Showing condition at the close of Business Dece10ber 27, 1926, of the 
 
MONROE COUNTY BANK 
 
Forsyth, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. C. HILL, President. 
 
C. B. HOLLIS, SR., Vice-President. 
 
CHARNER W. HILL, Cashier. 
 
Date of Charter: 11-2-1908 
 
Began Business: 1Q-19-1908 
 
RESOURCES: 
 
Loans and D1Scounts______________$ 199,840.94 
 
CeBrotinfidcsaatensdoSftoI nckdse botwe dnneeds. _s__a__n_d_ 
 
1,715 .oo 
 
Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due 
 
none 1,000.00 18,514.80 
 
from aooroved Reserve Agents.. 
 
69,692.21 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
1,174.35 84.11 none 
 
AdCvoamncmeodoitniesC..o__t_t_o_n___a__n_d____o_t_h__e_r 
 
none 
 
CuCsrteodmitearsnLdiAabciclietpYtaonnceLs.e.t.t.e_r_s__o__f 
 
none 
 
Profit and LoSS.-------------------- 
 
none 
 
Other Resources--------------------- - - -53.-23 
Total________ --------- _________ -----.$ 292,074.64 
 
LIABILITIES: Capital Stock..---------------------$ Surplus Fund..--------------------Undividrd Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknso--a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehoeocskists--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Trme Certificates of Deoosit...... Savings Deposits------------------BLeieltlxtseePcrsuatyoeafdbCfloree_r_dC_i_tu__as_tn_o_dm__Ae_r_cs_c__e___o___t__a__n__c____es__ Notes and Bills Rediscounted.... Other Liabilities..------------------ 
Total--------------------------------S 
 
25,000.00 30.000.00 9.737.60 
none none none 1.930. 22 none 110.308.80 12,356.00 102,424.51 none none none 317.51 
292.074.64 
 
 DEPARTMENT OF BANKING 
 
75 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF FORT GAINES 
 
Fort Gaines, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. W. MORRIS, 
 
W. L. PAULLIN, 
 
W. L. PAULLIN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: ------------ 
 
Began Business: _______ 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned....... BF uarnnkiitnugr eHaonuds eFaixntdurLeos _t_-_-_-_-_-_-_-__-_- -_ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
243,389.40 none none 
2,415.50 none 
71,687.01 2.494".15 1,462.58 5,906.52 30,321.48 
 
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss.___________________ _ 
 
none none none 
 
Other Resources...----------------- 
TotaL-------------------------------$ 
 
-3-664,,58-(2)14).-.0626 
 
LIABILITIES: Capital Ftock_______________________$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists.-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------LBeieltxltseePcrsuatyoeafdbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities.------------------- 
T o t a L ______________________________ $ 
 
50,000.00 35,000.00 15,115.72 
none none none 1,227.50 none 155,025.37 88,585.40 none none none 19,546.67 none 
364,500.66 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
UNION SAVINGS BANK 
 
Fort Gaines, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. T. CREDILLE, 
 
A. H. STONE, 
 
W. G. GRIMSLEY, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of C barter: 7-So-1910 
 
Began Business: 1910 
 
RESOURCES: 
Loans and Discounts______________ $ Certificates of Indebtedness end BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._._._._._.__ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ Advance on Cotton..______________ _ Customers Liability on Letters of 
Cred.t and Acceptances......... Profit and LoSS--------------------Other Resources-------------------- 
Total.....--..--------------------.$ 
 
86,750.56 600.00 none 
1,500.00 3,640.00 13,146.42 
497.41 none 557.60 975.00 none none none 107,666.99 
 
LIABILITIES: 
Capital Stock.. -------- ________ ....$ Surplus Fund.---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ CDaivsihdieenrsdCs Uhencpkasi_d__.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloe_r_C__u__s_t_o_m__e_r_s__..___._._..___._ Notes and Bills Rediscounted... Other Liabilities-------------------- 
Total. ------------------------..$ 
 
27,150.00 5,000.00 2,382.90 
none none 16.00 1,386.94 none 48,380.34 23,350.81 none none none none none 
107,666.99 
 
 76 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
BANK OF FORT VALLEY Fort Valley, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. B. NICHOLS, 
 
W. R. EDWARDS, 
 
H. HUCKABEE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1Q-ll-1924 
 
Began Business: 1Q-15-1924 
 
RESOURCES: 
Loans and Discounts. _____________ $ Certificates of Indebtedness and 
Bonds and Stocks owned_______ _ BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-__-_-_-_-_-_-_-_--_ Other Real Estate owne<L--------Cash in Vault and amounts due 
from aiJIJroved Reserve Agents._ Checks for CleariD.g and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r PCruCosrfteiotdmaitenardsnLLdoiAassbc_ic_le_ii_tJy_t_a_on_n_c_e_Ls__e___t__t_e____r__s____o__f 
Other Resources..------------------- 
TotaL-------------------------------$ 
 
79,199.95 none none 
3,535.15 none 
18.542.35 
l.~B!l-50 
197.08 none none none none none 102.763.03 
 
LIABILITIES: 
CaiJital Stock.______________________$ SU!Illus Fund---------------------Undivided ProfitS-----------------Reserve Funds.... -----------------Due to Banks----------------------Dividends UniJaid-----------------Cashiers Checks-------------------CDeermt iaf inedd DCehiJeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Time Certificates of DeiJosiL..... Savings DeiJosits..... _________ --. __ LBeieltxltseePcrsuatoyefadbCfloreer__dC_i_tu_as__tno_d_m__Ae_r_cs_c__e__i__J__t__a__n____c__es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e__d_._._._._ 
TotaL _______________________________$ 
 
30,000.00 none 
1,168.45 none none none 76.51 none 
54.470.48 2.047.59 
none none 15,000.00 none none 
102,763.03 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
. CITIZENS BANK OF FORT VALLEY Fort Valley, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. J. EVANS, President. 
 
LOUIS L. BROWN, C. E. MARTIN, (Active) 
Vice- Presidents. 
 
B. H. FINCHER, Cashier. 
 
Date of Charter: 1-9-1910 
 
Began Business: Hl-1-1909 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts ______________ $ 614,466.76 Cat>ital Stock.______________________$ 
 
Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacnksdoLwont_e_d_-_-_-__-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
8,200.00 46,539.95 11,378.48 9,077.63 
 
USUn!dIlilvUiSdeFduPn<roLf-i-t-s-.-_-_-_-_-_-_-_-_-_-_-_'_-_-_-_-_--_ Reserve Funds--------------------DDiuvei dt oe nBdas nUknst->-a- -id- -. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ 
 
Cash in Vault and amounts due 
 
Cashiers Checks-------------------- 
 
from at>t>roved Reserve Agents._ Checks for Clearing and Due from 
 
92,161.93 CDeermtiafinedd DCeht>eocskists-.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
14,371.42 5,326.67 
none 1,642.13 
 
Time Certificates of Det>osit------Savings Det>Osits... ---------------L eetxteecr su toefdCf or er dCi tuas tnodmAe rcsc_e_t_>_t_a_n_c__es_ Bills Payable______________________ _ 
 
Customers LiabilitY on Letters of 
 
Notes and Bills Rediscounted.... 
 
PrCorfeitdaitnadnLdoAssc.c_e_t_>__ta_n__c_e_s_._._._..__.____ Other Resources.__________________ _ 
- 
 
- 
 
- 
 
none none 
-no-ne 
 
Other Liabilities..------------------ 
 
__::T;_:o..:.ta::;;l;_----_-..:.:..;c.;_;-_-'-_"'_-___;...._-___:..;c..:.c:.:;.:-..:.:..;c.:..;....-S;;_____;;803..:.;.....""164.;..9;..;..7-~TotaL. _________ -------- _____ -----.$ 
 
100,000.00 50,196.72 23,9~u~. 8,000.00 2.792.91 
697.70 354,570.64 78,324.70 84,553.19 
none 100,000.00 
none none none 
803.164.97 
 
 DEPARTMENT OF BANKING 
 
77 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF HEARD COUNTY 
 
Franldin, Ga. 
 
As called for by the Superintendent of Banks. 
 
F. S. LOFTIN, President. 
 
E. E. LEWIS, Vice-President. 
 
E. E. LEWIS, Cashier. 
 
Date of Charter: .................. 
 
Began Business: ................. 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned... ____ _ Banking House and Lot.. ..... ___ _ Furniture and Fixtures.. _________ _ Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents._ Choethckesr fBoarnCklse.a.r.i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items.________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitnies.C..o. _t_to__n___a__n_d____o_t_h__e_r ~ PCruCosrfteiotdmaitenardsnLLdoiAsasb.c.ic.l.ei_tp_yt_a_on_nc__e_Ls_.e_._t.t_.e_._r__s_____o__f Other Resources.. _________________ _ 
T o t a L _______________________________ $ 
 
107,765.90 
7,650.00 2,844.00 2,450.00 9,548.11 
150,840.00 
none none none 
none 
none none none 
281.143.01 
 
LIABILITIES: Capital Stock.______________________$ Surplus FuncL..... ----------------RUensdeirvviedFedunPdrosf..it_s_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Due to Banks.. ____________________ _ Dividends Unpaid................. . CCaesrthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--. Demand Deposits...... ----Time Certificates of Deposit....... Savings Deposits.......... _._._ ... . LBeieltxltseePcrsuatoyefadbCfloreer..dC_i_tu_a_s_tn_o_dm__Ae_r_cs_c_.e_.p____t_a___n__c___e_s__ NOothteesr aLniadbBiliiltlisesR..e_d__i_s_c_o__u_n_t_e__d_._._._.._ 
TotaL......... ______________________$ 
 
25.000.00 25,000.00 2,021.74 
none none 
16.00 130.05 
none 
165,485.22 14,495.85 48,994.15 
none none none none 
281.143.01 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK 
 
Gainesville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. C. PRUITT, 
 
C. L. NEWTON, 
 
J. N. ROGERS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 6-1913 
 
Began Business: 6-1913 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__._._._._._._._. Furniture and Fixtures___________ _ Other Real Estate owned... ______ _ Cash in Vault and amounts due 
from approved Reserve Agents. _ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) _______________ __ AdCvoamncmeodoitniesC..o. _t_to__n___a__n_d____o_t_h__er_ CPruCosrfteiotdmaitenradsnLLdoiAasbsc.ic.li_et_pY_t_a_on_n_c_e_Ls_.e_._t_t__e___r__s____o__f_ Other Resources__________________ _ 
TotaL._ ... _._ .. __..._______________ .$ 
 
493,359.19 
138,443.47 
none 
8,046.80 14.005.99 
234,686.30 
75,491,81 1,876.00 1.316.84 
41,503.38 
none none none 
1,008, 729.78 
 
LIABILITIES: 
Capital Stock.. _____________________$ Surplus Fund______________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ CDaivshidieernsdCs Uhencpkaslc__L_._._'_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Certified Checks-------------------Demand DepositS----------------- TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._..__. Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_to__m__e_r_s_.____._.___._._._. -_ Notes and Bills Rediscounted..... Other Liabilities-------------------- 
 
50,000.00 10,000.00 38,726.49 5,013.96 
293.71 
none 
1.484.55 35.00 
550,829.84 6,000.00 
346.346.23 
none none none none 
 
TotaL_______________________________$ 1.008,729.78 
 
 78 
 
SEVENTH ~UAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Decelllber 27, 1926, of the 
 
STATE BANKING COMPANY 
 
Gainesville, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. E. ATKINS, President. 
 
GEO. P. ESTES, Vice-President. 
 
J. H. CURTIS, Cashier. 
 
Date of Charter: 1888 
 
Began Business: 1889 
 
RESOURCES: 
 
Loans and Discounts______________$ 403,595.84 Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
none 
 
BFuanrnkiitnugreHaonudseFaixntdurLeos_t_.._._._._._.__._._. ._ Other Real Estate owned_________ _ Cash in Vault and amounts due 
 
none 
6.000.00 7,625.00 
 
"' from avvroved Reserve Agents._ 
 
36.087.63 
 
Choethckesr fBoarnCklse.a.r.i.n_g__a_n__d__D__u__e_f_r_o_m__ 
 
5,002.10 
 
COavsehrdIrtaefmtss.(.if..a.n..y.)..______________._._._._._._._._.._ 
 
320.50 
none 
 
AdCvoamncmeodointiesC..o. _t_to__n___a__n_d____o_t_h_e..r 
 
288.98 
 
Customers Liability on Letters of 
 
Credit and Accevtances.. __.. __ __ 
 
none 
 
Profit and Loss.____________________ 
 
none 
 
TOothtaelr..R__e.s.o__u_r__c_e_s__.._._._._._._._.._._._._._._.._._._...-$ 
 
- 
 
none 
-45-8,9-20.-05 
 
LIABILITIES: CS uarvvi tlauls SFtuonckd._._._._._._._._._._.__________________._._. ._$ Undivided Profits________________ __ Reserve Funds______________________ _ Due to Banks.. _______________ ...... Dividends Uni>aid________________ __ Cashiers Checks__________________ __ Certified Checks.. ______.......... .. Demand Devosits------------------Time Certificates of Devosit....... Savings Devosits............ ------ _ Letters of Credit and Accevtances BielxlsePcuatyeadbfloe_r_C__u__s_t_o_m__e__r_s_._..-.-.-.--.-.-.-. NOothteesr aLniadbBiliiltlisesR._e_d__i_s_c_o__u_n__te-d--.-.-.-._. 
TotaL. ___ . ___ . __ -- .. _._ ..... -..--$ 
 
75,000.00 25,000.00 5,346.62 
none none none none none 
185,354.91 128,218.52 
none none 
40.000.00 
none none 
458,920.05 
 
STATEMENT Showing condition at the close of Business Decem.ber 27, 1926, of the 
FARMERS AND MERCHANTS BANK Garfield, Ga. 
As called for by the Superintendent of Banks. 
 
JAS. I. ANDERSON, President. 
Date of Charter: 1-9-1911 
 
H. H. STEWART, Vice-President. 
 
D. M. CASON, Cashier. 
Began Business: ~-16-1911 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e__d_._._._.__._.____ Furniture and Fixtures___________ _ Other Real Estate owned.. _______ _ 
 
44.604.01 
7,600.00 4,207.48 3,189.46 7.099.77 
 
CS uarvvi tlauls SFtuonckd._._._._._._______-_-_._._-_-_-_-_-_-_-__. .__. $ Undivided Profits _________________ _ Reserve Funds_____________________ _ Due to Banks_____________________ __ Dividends Unvaid.. ________________ _ 
 
15,000.00 
3,000.00 7,632.69 
none none none 
 
Cash in Vault and amounts due from avvroved Reserve Agents.- 
 
22,895.07 CCaesrthiifeiersd CChheecckkss.-.-_-_-_-_-_-.-.-.-.-.-.-.-.-.-.-.--.-- 
 
302.42 
none 
 
,C.. hoethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m_ _ Cash Items_____________________ ----- 
 
Demand DevositS------------------2,248.45 Time Certificates of Dewsit....... 
125.00 Savings Devosits.... -_...... -.... .. 
 
45,403.04 18,828.63 
none 
 
Overdrafts (if any)................ _ 
 
547.54 Letters of Credit and Accevtances 
 
Advance on Cotton and other Commodities.... ______ .. -.... -.. --- 
 
none BielxlsePcauytaebdlef_o__r_C__u_s_t_o_m__e_r_s_._._._._-_-_-_-_-_- 
 
nnoonnee 
 
:::~:~~=~=~~~~~~~~~~~~~~~~~~~-$--9-2:-:-:-:~-8 CuCsrteodmitearsnLdiAabcicleitvYtanocnesL..e_t_t_e_r_s__o_f_ 
 
Notes and Bills Rediscounted----- 
 
none 
 
1 
 
I POrtohfeirt 
 
RanesdouLrocsess...._......._._....._._._._-.--.-____. 
 
._ 
- 
 
- 
 
none 
-no-ne 
 
Total.. ________ -. -------------------$ 92,516.78 
 
none 
2 
 
 DEPARTMENT OF BANKING 
 
79 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF GIBSON Gibson, Ga. 
 
As called for by the Superintendent of Banks. 
 
B. F. WALKER, President. 
 
W. T. GRIFFIN, Vice-President. 
 
E. E. GRIFFIN, Cashier. 
 
Date of Charter: 1905 
 
Began Business: 11-~7-1905 
 
RESOURCES: 
 
Loans and Discounts..............$ 45,851.65 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ 
 
none 
3,000.00 
 
FOuthrneirtRureealaEnsdtaFtiextouwrense-d--__-_-_-_-_-_-_-_--_ 
 
1,600.00 
none 
 
Cash in Vault and amounts due 
 
~ from avvroved Reserve Agents._ 
 
38,361.43 
 
Checks for Clearing and Due from 
 
other Banks._------------------- 
 
none 
 
COavsehrdIrtaefmtss.(.i.f.a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 
1,237.77 
 
AdCvoamncmeodoitniesC..o. _t_to__n___a__n_d____o_t_h__er_ 
 
none 
 
CuCsrteodmitearsnLdiAabciclietvYtaonnceLs.e_t_t_e_r_s__o_ _f 
 
none 
 
Profit and Loss--------------------- 
 
none 
 
Other TotaL 
 
R__e__s_o_u_r_c__e_s_._..__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $ 
 
- -no-ne 
90,050.85 
 
LIABILITIES: 
Cavital Stock.______________________ $ Surolus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unvaid-----------------Cashiers Checks-------------------Certified Checks.------------------Demand DevositS------------------Time Certificates of DevosiL----Savings Devosits..... -------------LBeieltxltseePcrsuatoyefadbCfloreer._dC_i_tu_a_s_nt_od_m__Ae__rc_sc_.e__v____t_a___n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities.------------------- 
TotaL-------------------------------$ 
 
15,000.00 3,000.00 2,512.07 
none none none 
1,958.50 
none 
67,580.28 
none none none none none none 
90,050.85 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF GIRARD Girard, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. P. SANDERS, 
 
DR. L. B. ROYAL, 
 
President. 
 
C. J. MILLS, 
 
Vice-Presidents. 
 
J. B. BUXTON, Cashier. 
 
Date of Charter: 4-~7-1906 
 
Began Business: 6-30-1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdksebotwednneeds..s__a__n_d_ 
 
100,661.15 25.00 
 
BFuanrnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
1,800.00 2,200.00 
 
Other Real Estate owned---------- 
 
3.250.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 
 
4. 779.85 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
309.54 
none 
50.00 
 
Advance on Cotton and other 
 
Commodities.--------------------- 
 
none 
 
CPruCosrfteoitdmaitenradsnLLdoiAasbsc.ic_li_et_vY_t_a_on_n_c_e_Ls__e___t_t__e___r__s___o__ f__ Other Resources___________________ _ 
- 
 
- 
 
- 
 
none none 
-no-ne 
 
TotaL-------------------------------$ 113.075.54 
 
LIABILITIES: 
Cavital Stock_______________________$ Suro1us Fund... -------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Devosits------------------Time Certificates of Devosit....... Savings Devosits------------------LBeieltxltseePcrsuatyoeafdbCfloerer._dC_i_tu__as_tn_o_dm__Ae_r_cs_c__e___v___t__a__n__c____es__ Notes and Bills Rediscounted----Other Liabilities.------------------- 
TotaL-------------------------------$ 
 
15,000.00 3,000.00 12.855.33 
none none none 
96.79 
none 
49,250.70 32,872.72 
none none none none none 
113,075.54 
 
 80 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK 
 
Girard, Ga. 
 
J. F. ODOM, President. 
 
As called for by the Superintendent of Banks. J. B. HAETH, 
GEO. D. PERRY, 
 
J. C. WRIGHT, Cashier. 
 
Vice-Presidents. 
 
Date of Charter: 8-1!0-!W 
 
Began Business: 10-1!0-191!0 
 
RESOURCES: 
LCoeBraotninfsidcasantadensDdoiSfstcoIoncukdnsetbostwe--dn-ne--ed-s_-_s-_-_a-_-_n-_d-_$ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from C aosthh eIrteBmas.n. _k_s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (If any) ________________ _ AdCvoamncmeodoitniesC__o__t_t_o_n_ :_a__n_d____o_t_h__e_r PCruCosrfteiotdmaitenardsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__eL_s__e___t_t__e__r__s____o__ f__ Other Resources.__________________ _ 
Total--.------.-.-------------------.$ 
 
178,249.60 915.00 
3,600.00 1,870.00 
none 17,224.78 1.131.32 
259.53 361.06 none none none none 203,611.29 
 
LIABILITIES: 
Capital Stock.----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Dus to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable..---------------------Notes and Bills Rediscounted.. .... Other Liabilities.------------------- 
Total-.. _____________________________:~ 
 
25,000.00 10,000.00 2,177.95 
none none 40.00 4,001.31 none 39,074.16 35,714.09 27.350.79 none 35,000.00 25,252.99 none 
203,611.29 
 
STATEMENT 
 
Showing condition at the close of Bu~ness December 27, 1926, of the 
 
THE GLENNVILLE BANK 
 
Glennville, Ga. 
 
 
 
As called for by the Superintendent of Banks. 
 
W. F. DURRENCE, President. 
 
C. W. KICKLIGHTER, Vice-President. 
 
L. D. DUBBERLY, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts.. ____________$ 250,969.12 Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnksd oLwot_n_e_d_-_-_-_-_-_-_-_- 
 
3,6n0o0.n00e 
 
Furniture and Fixtures____________ 
 
4,793.50 
 
Other Real Estate owned..--------- 
 
17,322.39 
 
Cash in Vault and amounts due from approved Reserve Agents.. 
 
76,184.99 
 
Checks for Clearing and Due from 
 
CaosthheItremBsa_n__k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 
 
7,273805..7356 
 
Overdrafts (if any)_________________ 
 
844.42 
 
Advance on Cotton and other 
 
Commodities. . - - - - - - - - - - - - - - - - - - - Customers Liability on Letters of 
Credit and Acceptances__________ 
 
327.77 367.48 
 
POrtohfeirt aRnedsoLuOrcSeSs...-----_-_---_-_-_--_-_-_-_-_-_-_-_-_-_- 
 
2. 4n0o0.n0e0 
 
Tot 
 
aL 
 
... 
 
--------------------------$- 
 
---- 
364.625.78 
 
LIABILITIES: 
Capital Stock.... ____ ------------- ..$ USunrdpilvuids eFduPnrdo-f-i-t-s-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_. RDeuseertvoeBFaunnkdss_._._.____-_--______-_-_-_-_-_-_-_-_-_-_-_--_ CDaivshidieenrsdCs Uhencpkasi.d. _.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. _________________ _ Demand Deposits------------------Time Certificates of Deposit....... Savjngs Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable.... ___________________ _ Notes and Bills Rediscounted..... Other Liabilities.... ---------- _____ _ 
Total-.. _------. _________________ ....$ 
 
60,000.00 12,000.00 5,949.23 
none none none 3,694.47 none 128,380.98 154,601.10 none none none none none 
364,625.78 
 
 DEPARTMENT OF BANKING 
 
81 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
THE PEOPLES BANK Glennville, Ga. 
 
As called for by the Superintendent of Banks. 
 
8. J. KICKLIGHTER, Act. President. 
 
Vice-President. 
 
R. D. EASTERLING, Cashier. 
 
Date of Charter: ----------------- 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 210,217.13 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednneeds__s__a__n_d_ 
 
2.000.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
8,000.00 3,559.74 
 
Other Real Estate owned---------- 
 
4,150.00 
 
Cash in Vault and amounts due 
 
from aDvroved Reserve Agents.. 
 
10.683.24 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
l. 760.71 
 
COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e _r 
 
none 
 
- - - - - CPrUCosrfteiotdmaitenardsnLLdoiAasbsc_icl_ei_tv_Y_ta__no_cn_e_sL___e___t_t__e___r__s___o__ f__ 
Other Resources___________________ _ 
 
none 1,262.27 
none 
 
TotaL-------------------------------$ 241,633.09 
 
LIABILITIES: 
Cavital Stock--------------~--------$ SUunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencvkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand Devosits------------------Time Certificates of DevosiL----Savings DevositS------------------Letters of Credit and Accevtances 
executed for Customers---------Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities-------------------- 
TotaL-------------------------------$ 
 
25,000.00 6,000.00 5,905.55 
none none none 445.67 50.00 78,294.80 92.000.96 936.11 none 33,000.00 
nnoolnl.ee 
241.633.09 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE FARMERS BANK & BRANCH Glenwood, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. F. COOK, President. 
 
B. S. CALHOUN, C. M. JORDAN, 
Vice-Presidents. 
 
W. J. FUTRAL, Cashier. 
 
Date of Charter: ------------------ 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts____________ :_$ 
Certificates of Indebtedness and Bonds and Stocks owned-------- 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Advance on Cotton and other Commodities---------------------- 
Customers Liability on Letters of 
PrCorfeitdaitnadnLdosAs.c_c_e_v_t_a_n_c_e_s_____________________ 
 
144,427.14 600.00 
6.300.00 4,108.62 12.287.05 46,995.57 3,974.97 3,209.87 
none 1,544.89 6,4n8o0.n18e 
 
Other Resources--------------------- - 3-.911-.58 
 
TotaL-------------------------------S 233,534.10 
 
LIABILITIES: 
Cavital Stock.----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhewckasi.<cL__-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Certified CheckS-------------------Demand Devosits------------------Time Certificates of DevosiL----Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_D__t_a_n_c__es_ Bills Payable-----------------------NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o_u__n_t_e_d__.._-_-_--_ 
TotaL-------------------------------S 
 
30,000.00 41,400.00 
none none none none 4,382.13 none 109.564.22 33,493.52 none none 15,000.00 none none 
233.534.10 
 
 82 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF GRANTVILLE Grantville, Ga. 
As called for by the Superintendent of Banks. 
 
C. S. COLLEY, President. 
Date of Charter: 7-1901 
 
W. A. BOHANNAN, Vice-President. 
 
C. E. BRASCH, Cashier. 
Began Business: 7-1901 
 
RESOURCES: 
 
Loans and Discounts--------------$ 136,770.09 Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
100.00 
 
BFuarnnkiitnugreHaonudseFaiXntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
3,000.00 1,509.75 
 
Other Real Estate owned---------- 
 
11,143.98 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents__ 
 
9,384.83 
 
Checks for Clearing and Due from 
 
C aosthh eItreBiiiaSn- _k_s______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ 
 
783.23 
none 
6,050.50 
 
Advance on Cotton and other 
 
CuCCsroteomdmmiteorasdniLdtiieAasbc-ic-l-ei-tp-y-t-Q--Jc-le-Ls-_-e_-t_-t_-e_-r_-s_-_-o_-f-_ 
 
none none 
 
POrtohfeirt 
 
aRnedsoLuOrcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ 
- 
 
- 
 
none 
-no-ne 
 
Total..------------------------------$ 168,742.38 
 
LIABILITIES: Capital Stock___ ------------------ ..$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------CCearsthifieierds CChheecckkss_-_-_-_-c-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities.------------------- 
TotaL-------------------------------$ 
 
25,000.00 10,000.00 8,120.64 
none none none 263.50 none 
77,510.08 7,191.18 25,656.98 
none 
15,000.00 
none none 
168,742.38 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF GRAY Gray, Ga. 
As called for by the Superintendent of Banks. 
 
W. W. MOORE, President. 
 
D. V. CHILDS, Vice-President. 
 
J. L. MERCER, 
Cashier. 
 
Date of Charter:---------------- 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BFuanrnkiitnugreHaonudseFaiXntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents __ Checks for Clearing and Due from C aosthh eItreBiiiaSn- _k_s_-_-_-__-_-_-_- -------------- -_-_-_-__-_-_- -_ AOdCvveoarmdnrmcaeoftdsoitn(ieifs_aCn_o_Y_t_tlo_-_-n_-_-_-a_-_-n_-d_-_-_-_o-_-t_-h_-_e--r_ CuCsrteodmi terasnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s__o_ f_ POrtohfeirt aRnesdoLurOceSsS_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_ 
 
37,120.85 
5,152.74 2,341.07 2,437.68 
704.67 
19,762.40 
none none none 
none 
none none none 
 
TotaL. ____________________ -_-_-----_$~-- 67,- 519- .41 
 
Began Business: ----------------- 
 
LIABILITIES: 
 
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable---------------------Notes and Bills Rediscounted.... Other Liabilities-------------------- 
 
15,000.00 
none none 
67.38 
none none none 
223.48 
none 
42,700.75 9,527.80 
none none none none 
 
TotaL-------------------------------$ 67.519.41 
 
 DEPARTMENT OF BANKING 
 
83 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF GRAYMONT Graymont, Ga. 
 
As called for by the Superintendent of Banks. 
 
B. L. BRINSON, President. 
 
CARL E. DURDEN, Vice-President. 
 
W. 0. COLEMAN, Cashier. 
 
Date of Charter: .................. 
 
Began Business:--- 
 
RESOURCES: 
 
Loans and Discounts............$ 55,035.63 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
5,681.26 
 
Banking House and Lot.......... 
 
5.216.09 
 
Furniture and Fixtures........... 
 
3,252.14 
 
Other Real Estate owned......... 
 
3,050.00 
 
Cash In Vault and amounts due 
 
from avvroved Reserve Agents.. 
 
7,359.68 
 
Checks for Clearing and Due from 
 
other Banks................... 
 
472.58 
 
Cash Items........................ 
 
94.25 
 
Overdrafts (If anY).............. 
 
none 
 
Advance on Cotton and other 
 
Commodities................... 
 
none 
 
Customers Liability on Letters of 
 
Credit and Accevtances........ - 
 
none 
 
Profit and Loss.................... . 
 
none 
 
Other Resources................- - - -no-ne 
 
TotaL....................., .........$ 80,161.63 
 
LIABILITIES: Cavital Stock....................$ SUunrdvilvuids eFduPnrdo-f-i-ts-.-.-.-... ...--.-.-.-... . Reserve Funds................... DDiuveidteonBdsanUknsv..a.i.d................_.___._._._._._._ CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits._________________ _ Time Certificates of Devosit._____ _ Savings Devosits................... Letters of Credit and Accevtances 
executed for Customers........ Bills Payable....................... Notes and Bills Rediscounted... Other Liabilities................. 
TotaL.........................$ 
 
25,000.00 
none 1,123.91 
none none none 608.95 none 23,321.44 17,097.56 422.41 none none 12,587.36 none 
80.161.63 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF GREENSBORO 
 
Greensboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. B. RICE, President. 
 
D. B. TAYLOR, C. M. POWER, Vice-Presidents. 
 
C. M. POWER, Cashier. 
 
Date of Charter: 10-18-19~6 
 
Began Business: 1o-14-19~6 
 
RESOURCES: 
 
Loans and Discounts............$ 34,481.21 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d. _._.._._.____. 
 
none none 
 
Furniture and Fixtures............ 
 
107.50 
 
Other Real Estate owned......... 
 
none 
 
Cash In Vault and amounts due 
 
from avvroved Reserve Agents.. 
 
28,680.52 
 
Checks for Clearing and Due from 
 
other Banks..................... 
 
4,134.49 
 
Cash Items......------------------Overdrafts (If anYl---"-Advance on Cotton and other 
Commodities.. . . . . . . . . . . . . . . . . . . . . 
 
none 4.20 
2,789.63 
 
Customers Liability on Letters of 
 
Credit and Accevtances.......... 
 
none 
 
Profit and Loss..................... 
 
589.24 
 
Other Resources....................- - - -12.-70 
 
TotaL-------------------------$ 70,749.49 
 
LIABILITIES: Cavital Stock...................$. Survlus Fund...................... Undivided Profits........--------Reserve Funds---------- Due to Banks----------Dividends unvaid........--------Cashiers Checks................. Certified Checks............. Demand Devosits................ Time Certificates of Devosit....... Savings Devosits................. Letters of Credit and Accevtances 
executed for Customers....... Bills Payable................... NOothteesr aLniadbBiliiltlisesR..e.d..is_c_o__u_n_t_e__d_.___._. 
Total.------ __ -----------. _..---$ 
 
25,000.00 
none none none none none 1,288.65 none 44,460.84 none none none none none none 
70,749.49 
 
 84 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE GREENVILLE BANKING CO. & BRANCH Greenville, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. J. ATKINSON, President. 
 
J. L. RENDER, Vice-President. 
 
W. L. PINKSTON, Cashier. 
 
Date of Charter: 1887 
 
Began Business: 1891 
 
RESOURCES: 
 
Loans and Discounts..............$ 410,750.59 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..... 
 
5,950.00 
 
Banking House and Lot........... 
 
17,692.74 
 
Furniture and Fixtures........... 
 
10,200.00 
 
Other Real Estate owned.......... 
 
24,089.50 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 124,509.29 
 
Checks for Clearing and Due from 
 
cO~v~elr~d~ra~f=t=s=(=if==a=n=y=)=..=_=_=__=_=_=__=_=_=__=_=_=_ 
 
335.50 196.91 501.92 
 
Advance on Cotton and other 
 
Commodities. . . . . . . . . . . . . . . . . . . . . . 
 
12,966.47 
 
Customers LiabllitY on Letters of 
 
Credit and Accevtances.......... . 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other Resources..........__... _.....- - - -no-ne 
 
TotaL...............................$ 607,192.92 
 
LIABILITIES: Cavital Stock.......................$ Survlus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unvaid.................. Cashiers Checks.................... Certified Checks.................... Demand Devosits................... Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances 
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Bond Devt. Account............... 
Total................. -.. -.... -.. -.$ 
 
65,000.00 100,000.00 27,408.32 
none none 32.00 543.12 none 275,588.M 105,227.64 none none 4,000.00 29,393.18 none 
607,192.92 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
PEOPLES BANK 
 
Greenville, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. W. HILL, JR., 
President. 
Date of Charter: .................. 
 
A. F. HILL, N. F. CULPEPPER, 
Vice-Presidents. 
 
MRS. H. W. HILL, JR., 
Cashier. 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts..............$ 132,679.84 
 
Certificates of Indebtedness and 
 
Bonds and Stocks................. 
 
9.063,40 
 
Banking House and Lot............ 
 
1,940.00 
 
Furniture and Fixtures............ 
 
450.00 
 
Other Real Estate owned.......... 
 
5,248.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 
 
48,329.49 
 
Checks for Clearing and Due from 
 
other Banks...................... 
 
152.09 
 
Cash Items.......................... 
 
483.38 
 
Overdrafts (if any)................. 
 
none 
 
Advance on Cotton and other 
 
Commodities.. . . . . . . . . . . . . . . . . . . . . 
 
7,755.19 
 
Customers Liabllity on Letters of 
 
Credit and Accevtances.......... 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other Resources....................- - - -no-ne 
 
Total--------------------------------$ 206,101.37 
 
LIABI LJTIES: Cavital Stock.......................$ Survlus Fund....................... Undivided Profits.................. Reserve Funds.....................Due to Banks....................... Dividends Unvaid.................. Cashiers Checks.................... Certified Checks.................... Demand Devosits................... Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances 
executed for Customers.......... Bills Payable..... ------------------. Notes and Bills Rediscounted..... Other Liabllities.................... 
Total................................s 
 
30,000.00 27,606.17 9,235.69 
none none none 285.75 none 86,622.41 46,801.76 none none none 5,549.5g none 
206,101.37 
 
 DEPARTMENT OF BANKING 
 
85 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
GRIFFIN BANKING CO. & BRANCH 
 
Griffin, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. P. NICHOLS, JR., President. 
 
E. C. SMITH, J. B. DODD, Vice-Presidents. 
 
J. N. BELL, Cashier. 
 
Date of Charter: .................. 
 
Began Business:------------------ 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... 
Furniture and Fixtures.......... Other Real Estate owned.......... Cash in Vault and amounts due 
from aDDroved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehr dIrtaefmt ss .(.i.f_a__n_y. .) -_-__- _-_-_-_-_-_-_-_-_-_-_-_-_- -_ A dCvoamn cmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e r_ Customers Liability on Letters of 
Credit and AcceDtances.--------Profit and LoSS--------------------Other Resources.------------------- 
TotaL------------------------------$ 
 
768,664.30 17,275.00 42,000.00 11,000.00 32,402.81 149,086.36 49,235.30 1,206.29 4,611.29 45,877.45 
none none 11.15 1,121,369.95 
 
LIABILITIES: 
CaDital Stock..... ---- .. ----- .......$ Suro1us Fun<L---------------------Undivided Profits-----------------Reserve Funds....-- __ -------------Due to Banks----------------------Dividends UnDai<L----------------CasWers Checks-------------------Certified Checks...-------..-------Demand DeDosits-..--------------Time Certificates of DeDosit....... Savings DeDosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc.e_D__t_a_n__ce__s Bills Payable... ------ ...... --------Notes and Bills Rediscounted----Other Liabilities.------------------- 
 
100,000.00 50,000.00 57,875.19 
none none 5,000.00 1,819.28 none 558,123.03 209,617.87 138,934.58 none none none none 
 
TotaL. ___ ------- ____ --------------.$ 1,121,369.95 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the MERCHANTS AND PLANTERS BANK 
 
Griffin, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. C. BROOKS, 
 
J. S. TYUS, 
 
0. S. TYUS, 
 
President. D~te of Charter: !t-!t8-1876 
 
Vice- President. 
 
Cashier. Began Business: 7-1-1889 
 
RESOURCES: 
 
Loans and Discounts..............$ 682,977.44 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
40,975.00 
 
BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t_._._._._._._._._._. ._ 
 
20,102.86 6,472.65 
 
Other Real Estate owned.......... 
 
49,086.45 
 
Cash in Vault and amounts due 
 
from aDDroved Reserve Agents. 
 
77,737.08 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
6,307. 77 
 
Cash Items.... ------ .. ----- .. ______ _ 
 
192.42 
 
Overdrafts (if any) .. __ ...... __ .... _ 
 
6,188. 76 
 
AdCvoamncmeodoitniesC..o..t.to. _n___a__n_d____o_t_h_e__r 
 
none 
 
Customers Liability on Letters of 
 
Credit and AcceDtances.......... 
 
none 
 
- - - - POrtohfeirt aRnedsoLuorcSeSs-..-_-_--_-_-_-_-_-_-_-_-_-.-.-_-_-_-_--. 
TotaL...... _____ ... _________ . ____ ...$ 
 
none none 840,040.41 
 
LIABILITIES: CaDital Stock.----------------------$ Surolus Fund----------------------Undivided Profits.----------------Reserve FundS.--------------------Due to Banks----------------------Dividends UnDai<L----------------CasWers Checks..............-----Certified Checks... __ ....-.. _-- ..... Demand DeDOSits------------------Time Certificates of DeDosit....... Savings DeDosits------------------Letters of Credit and AcceDtances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s_._.__._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities... -- ____ .. --------- 
TotaL .................... --------- ..$ 
 
100,000.00 100,000.00 24,515.96 
none 385.18 4,000.00 1,026.36 none 312,704.35 240,305.09 2,057.16 none 55,000.00 none 46.31 
840,040.41 
 
 86 
 
SEVENTH ~UAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
SAVINGS BANK OF GRIFFIN Griffin, Ga. 
As called for by the Superintendent of Banks. 
 
B. R. BLAKELY, President. 
Date of Charter: 1889 
 
M. J. DANIEL, Vice-President. 
 
E. H. GRIFFIN, Cashier. 
Began Business: 1890 
 
RESOURCES: 
 
Loans and Discounts--------------$ 390,620.51 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds, _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ 
 
37,882.00 10,796.25 7,426.32 21,239.50 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 53,291.67 
 
Checks for Clearing and Due from 
 
other Bank----------------------- 16.225.20 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
4,735.01 541.78 
 
Advance on Cotton and other 
 
Commodities.--------------------- 
 
523.01 
 
OuCsrteodmitearsnLdiAabcicleitvytaonnceLs.e_t_t_e__r_s__o_f 
 
none 
 
POrtohfeirt TotaL 
 
aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_ 
________________________________-$ 
 
none 
- -n-one- 
543,281.25 
 
LIABILITIES: 
Cavltal Stock.----------------------$ Survlus Fun<L--------------------Undlvlded Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends No. 1 on Old Devosits-Cashlers Checks-------------------Certified Checks-------------------Demand Devosits..----------------Time Devosits---------------------LSaeevtxtieencrgsustoeDfdeCfvoroersdCiittuSas-t-no-d-m-A-e-rc-s-c_-e_-v_-_t-_a-_-n_-c_-_e-s-_ Bills Payable-----------------------NOothteesr aLnladbBiliiltlisesR._e_d__i_s_c_o_u__nct_e_d__-_-_-_--_ Old Drafts Outstanding___________ 
 
100,000.00 25,000.00 21,896.87 
none none none 14,633.10 418.70 185,083.91 none 196,248.67 none none none none none 
 
TotaL-------------------------------$ 543,281.25 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
JONES COUNTY BANK Haddock, Ga. 
As called for by the Superintendent of Banks. 
 
T. R. TURNER, President. 
Date of Charter: 7-14-1905 
 
R. H. KINGMAN, JR., 
Vice-President. 
 
G. A. SMITH, Cashier. 
Began Business: 7-!M-1905 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdksebotwednneeds,_s__a__n_d_ Banking House and Lot___________ Furniture and Fixtures____________ Other Real Estate owned._________ Cash in Vault and amounts due 
from avvroved Reserve Agents__ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities.--------------------CuCsrteodmitearsnLdiAabcicleitvYtanocnesL._e_t_t_e__r_s__o_f Profit and LOSS--------------------Other ResourceS.------------------TotaL--------- _____________________$ 
 
81,088.14 545.00 
1,700.11 1,823.11 8,679.79 7,530.77 
none 766.26 24.69 1,232.96  none none none 103,390.83 
 
LIABILITIES: 
Ca:vital Stock----------------------$ Survlus Fun<L--------------------Undivlded Profits-----------------Reserve Funds---------------------Due to BankS.---------------------Dlvldendq Unvai<L----------------Cashlers Check~------------------- Certified Checks-------------------TDiemmeaCnderDtifeivcoasteitsSo.-f-D--e--v-o--s-i-t-__-_-_-_-_--_ Savings Devosits------------------Letters of Credit and Accevtances 
executed for Customers---------Bills Payable___ -------------------Notes and Bills Rediscounted----Other Liabilities------------------- 
 
25,000.00 15,000.00 11,639.54 
456.02 none 136.00 1,594.84 none 38,857.47 10,706.96 none none none none none 
 
TotaL----------------------------- __$ 103,390.88 
 
  
 
DEPARTMENT OF BANKING 
 
87 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF HAHIRA 
 
Hahira, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. H. OVERSTREET, 
 
W. H. McKINNON 
 
President. 
 
Vice-President. 
 
0. BEATY, Cashier. 
 
Date of Charter: 1-22-1906 
 
Began Business: 2-15-1906 
 
RESOURCES: 
Loans and Discounts............$ CeBrotinfidcsaatensdoSftoInckdsebotwednnedes..s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos.t.-.-.-.-_-_-_-_-_-_--_ Other Real Estate owned..._______ Cash in Vault and amounts due 
from aDDroved Reserve Agents._ Checks for Clearing and Due from CaosthheItreBmasn..k.s.-.-.-.-.-.-.-.-..-.--_-__-_-_-_-_-_-_-_-_--_ Overdrafts (If any) _________________ Advance on Cotton and other 
Commodities..................... Customers Liability on Letters of 
Credit and AcceDtances.-----~-- Profit and LOSS--------------------Other Resources....---------------- 
TotaL------------------------------$ 
 
305,507.83 
none 
1,882.75 2.086.44 6,484.66 31,643.27 2,134.36 
none none none none none none 
349,739.31 
 
LIABILITIES: CaDital Stock----------------------$ SurDlUS Fund..--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks...-------------------Dividends UnDaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDosits-----------------Time Certificates of DeDosit..... Savings DeDOSitS-----------------Letters of Credit and AcceDtances 
executed for Customers........ Bills Payable...................____ _ Notes and Bills Rediscounted.. Other Liabilities.------------------- 
 
35,000.00 10,000.00 23,748.26 
none none none 
467.00 
none 
146,483.21 109,040.84 
none 
none 
25,000.00 
none none 
 
TotaL-------------------------- ...$ 349,739.31 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK OF HAHIRA & BRANCH 
 
Hahira, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. COPPAGE, President. 
 
W. W. LASTINGER, Vice-President. 
 
D. K. HOLLIS, Cashier. 
 
Date of Charter: 11-1912 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts.-----------$ 87,705.39 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednneeds._s__a__n_d_ 
 
50.00 
 
Banking House and Lot----------- 1,000.00 
 
FOuthrneirtRureealaEndstaFtiextouwrense-d--..-.-_-_-_-_-_-_--_ 
 
5,561.73 22,096.67 
 
Cash in Vault and amounts due 
 
from aDDroved Reserve Agents. 6,491.73 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss.(.I.f.a..n-y-)--__-__-_-_-_-__-_-__-_-_-__--_ 
 
90.00 
none 
11.74 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiieasb.i-l-i-ty---o-n--L-e-tt-e-r-s--o--f Credit and AcceDtances....... 
 
4,777.23 
none 
 
IO'rtohfeirt 
 
aRnedsoLurOcSesS.--.-..-.-.-.-.-.-.-.--..--.--- 
 
952.24 
-3,-277-.41 
 
TotaL...... ---------------$ 132,013.97 
 
 
 
LIABILITIES: 
CaDital Stock..-------------------5 SurDlUS Fund.---------------------Undivided Profits-----------------Reserve Funds.-----------------Due to Banks..--------------------Dividends UnDaid.-------------Cashiers Checks.-------------- Certified Checks......--------Demand DeDOSits............... Time Certificates of DeDosit..... Savings DeDOSits............. Letters of Credit and AcceDtances 
executed for Customers....._____ BNiolltsesPaanyadbBleil-l-s-R--e--d-i-s-c-o--u-n-t-e-d--.-.--Other Liabilities.-------------- 
 
30,000.00 
none none none 
8,100.00 
none 
302.44 
none 
17,639.99 62,155.04 
none 
none 
13,816.50 
none none 
 
Total.. __ .... _.. ________ ._. _. ___ ..$ 132,013.97 
 
 88 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business DeceiDber 27, 1926, of the 
BANK OF HAPEVILLE 
 
Hapeville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. M. DANIEL, President. 
 
0. C. KIDD, Vice-President. 
 
H. G. FORT, 
Cashier. 
 
Date of Charter: .................. 
 
Began Business:----------------- 
 
RESOURCES: 
 
Loans and Discounts.-------------$ CeBrotinfidcsaatensdoSftoIncdksebotwednneeds__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Valut and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from OoasthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
Customers Liability on Letters of P rCorfei tdai tnadnLdoAssc.c__e_p_t_a_n_c__e_s_._._._._._._._._. ._ Other Resources.__________________ _ 
 
216.496.60 200.00 
4,810.84 4.984.26 10,639.52 25.994.13 
none 823.95 none none none none none 
 
TotaL. --------------------- __ .....$ 263,949.30 
 
LIABILITIES: 
Capital Stock..... -------------- ..$ Surolus Fund----------------------URensdeirvviedeFduPndrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit...... LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e-s- 
executed for Customers.......... Bills Payable----------------------Notes and Bills Rediscounted..... Other Liabilities-------------------- 
 
15.000.00 16,974.21 5,602.75 
none none none 741.31 none 117,037.56 10,920.16 97,673.31 none none none none 
 
TotaL------------------------------S 263,949.30 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
BANK OF COLUMBIA COUNTY 
 
HarleiD, Ga. 
 
As called for by the Superintendent of Banks. 
 
E. D. CLARY, President. 
 
J. T. BARNSLEY, Vice-President. 
 
W. S. LAZENBY, Cashier. 
 
Date of Charter: ll-!l9-1909 
 
Began Business: a-13-1909 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned.... Banking House and Lot----------Furniture and Fixtures.----------Other Real Estate owned......... 
 
67,875.02 none 
6,000.00 2,104.59 2,657.34 
 
Cash in Vault and amounts due from approved Reserve Agents.. 
Checks for Clearing and Due from other Banks---------------------- 
COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
60,641.39 none 206.35 
1.158.71 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances---------- 
 
none 
 
Profit and LoSS.-------------------- 
 
none 
 
Other Resources-------------------- 
 
none 
 
---- 
 
TotaL------------------------------$ 140,643.40 
 
LIABILITIES: 
Capital Stock---------------------Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deposits------------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__._._._.._ 
 
25.000.00 5,500.00 3,391.98 
none none 28.00 233.25 none 81.827.51 24,662.66 none none none none none 
 
Total--------------------------------$ 140,643.40 
 
 DEPARTMENT OF BANKING 
 
89 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
PLANTERS BANK 
 
Hawkinsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
N. A. JELKS, 
President. 
 
W. N. PARSONS, 
Vice-President. 
 
C. H. REYNOLDS, 
Cashier. 
 
Date of Charter: !iHn-1896 
 
Began Business: 3-1896 
 
RESOURCES: 
Loans and Discounts______________$ CeBrot!nfidcsataensdoSftoInckdse_b_t_e_d__n_e__s_s__a__n_d_ Banking House and Lot._________ _ Furniture and Fixtures____________ Other Real Estate owned-________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e r_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss____________________ _ 
Other Resources.------------------- 
TotaL------------------------------$ 
 
276,476.46 none 
15,000.00 10,137.10 259,301.81 8,659.61 
591.48 none 130.40 none none 40.11 570,336.97 
 
LIABILITIES: 
Capital Stock.. ---------------------$ 
SUunrdpilvuids eFduPn<roLf-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to BankS----------------------CDaivsihdieenrsdsCUhencpkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits.._________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBlliiltlisesR__e_d_i_s_c__o_u_n__t_e_d__-_._._.._ 
 
50,000.00 50,000,00 57,341.82 
862.08 none none 6,770.93 450,00 311,880.42 93,031.72 none none none none none 
 
TotaL-------------------------------$ 570.336.97 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
BANK OF HAZLEHURST Hazlehurst, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. H. WEATHERLY, 
President. 
 
Z. W. KIRKLAND, C. 0. SMITH, 
 
J. F. MATTHEWS, 
Cashier. 
 
Vice-Presidents. 
 
Date of Charter: 1906 
 
Began Business: 1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ BCeaBrnotkinfiidncsgaatHensoduoSsfetoIancnkddseboLtweodnt_en_de_-s__s_____a___n__d__ Furniture and Fixtures____________ Other Real Estate owned-________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodointiesC__o_t_t_o__n___a_n__d____o_t_h_e_ r_ Customers Liability on Letters of 
Credit and Acceptances---------Profit and Loss.. ------------------Other ResourceS..------------------- 
Total.. __ ----- _____________________ ..$ 
 
134,976.40 none none 
3,723.00 25,076.72 122,858.22 
none 833.00 none 158.52 none none 27,856.63 315 ,482.49 
 
LIABILITIES: Capital Stock.______________________$ 
Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits.._________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r__s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadblBliitliless.R._e_d__i_s_c_o_u__n_t_e_d__._._._.._ 
 
15,000.00 none 
2,933.09 none none none 
1,725.61 625.00 
95,068.65 193,130.14 
none none 7,000.00 none none 
 
Total--------------------------------$ 315,482.49 
 
 90 
 
SEVENTH ~UAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF HELEN Helen, Ga. 
 
As called for by the Superintendent of Banks. 
 
JOHN E. MITCHELL, 
 
CHAS. W. WHITE, 
 
M. J. WILLIAMS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-4-1913 
 
Began Business: .................. 
 
RESOURCES: Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Oth~r Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... Cash Items.......................... Overdrafts (if any)................. Advance on Cotton and other 
Commodities...................... PCruCosrfteiotdmaitenardsnLLdoiAassbc.ic_le_i_pt_yt_a_on_nc__e_Ls_.e_._t.t__e___r___s___o_ __f Other Resources....---------------TotaL------------------------------$ 
 
103,463.73 none 
3,399. 71 1,162. 20 1,471.00 26,724.20 
none none 304.96 none none none none 136,525.80 
 
LIABILITIES: 
SCuarpoiltuals SFtuoncdk..-..-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DCaivsihdieenrsdsCUhencpkasi_d__.-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Certified Checks.------------------TDiemmeaCnedrDtifeipcoasteitss.o. f. .D. -e-p- -o-s-i-t-_-_-_-__-_- -_ Savings Deposits..________________ _ Letters of Credit and Acceptances 
for Customers.-------------------BNOiotlhltseesPr aaLyniaadbbBlielii.tlil.es.sR..._e-_d-_-_i-_s-_c_-o_-_u-_-n_-t_-e_-_d-_-._-_-_--_ 
 
15,000.00 7,500.00 5,180.25 
none none none 1.535.42 none 34,264.70 73.045.43 none none none none none 
 
TotaL __ .-____ . __ ..-- __ .--. __ ---.$ 136.525.80 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF HIWASSEE 
 
Hiwassee, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. F. JOHNSON, 
 
J. J. KIMSEY, J. M. RICE, 
 
President. 
 
Vice-Presidents. 
 
W. 0. SPARKS, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
LCoeartnifsicaantdesDoifscIonudnetbst.e. -d-n--e-s-s--a--n--d$ 
Bonds and Stocks owned U. S. BaLnibkeinrtgy-H--o-u--s-e--a-n__d--L-o_t.-.-.-..--__-_-_-_-_--_ FOuthrneirtRureealaEndstaFtle.xotuwrense.d. -.-.-.-.-.-.-.-.-.-. Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities.... --------------- __ _ Customers LiabilitY on Letters of 
Credit and Acceptances........ Profit and Loss...-----------------Other Resources..------------------ 
Total--------------------------------$ 
 
90,353.03 none 
1,500.00 500.00 none 
50,398.32 none none none none none none none none 
1Jl2, 751.35 
 
LIABILITIES: 
Capital Stock.----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdasnUknsp--a-i-d-.-.--.-.--_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks..-----------------Demand Deposits-----------------Time Certificates of Deposit.. Savings Deposits.-----------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloe.r..C..u_s_t_o_m__e__r_s_.__._._._.___._ Notes and Bills Rediscounted.... Other Liabilities...----------------- 
 
15.000.00 5,000.00 1,536.88 
none none none 680.59 none 29,741.53 90,792.35 none none none none none 
 
Total--------------------------------$ 142.751.35 
 
 DEPARTMENT OF BANKING 
 
91 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF HILLSBORO 
 
Hillsboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. E. FULLERTON, President. 
 
J. P. WHITE, Vice-President. 
 
E. B. McCULLOUGH, Cashier. 
 
Date of Charter: 8-~3-1911 
 
Began Business: 8-30-1911 
 
RESOURCES: Loans and Discounts.............$ Certificates of Indebtedness and 
Bonds and Stocks owned...... Banking House and Lot......... Furniture and Fixtures.......... Other Real Estate owned.......... Cash in Vault and amounts due 
from avvroved Reserve Agents.. Checks for Clearing and Due from 
other Banks................ Cash Items..................... Overdrafts (if any)............... Advance on Cotton and other . Commodities.................... Customers Liability on Letters of 
Credit and Accevtances....... Profit and Loss.................. Other Resources................ TotaL........................$ 
 
54,988.62 
83,678.13 1,710.00 
800.00 2,000.00 
33,561.59 
1,000.00 
none none none none none none 
177,738.34 
 
LIABILITIES: Cavital Stock..................$ Survlus Fund.................... Undivided Profits............. Reserve Funds.............. Due to Banks............. Dividends Uni>aid........... Cashiers Checks............. Certified Checks................. Demand Devosits.................. Time Certificates of Devosit...... Savings Devosits......-----------Letters of Credit and Accevtances 
executed for Customers........ Bills fayable..................... Notes and Bills Rediscounted.... Other Liabilities........... 
 
25,000.00 
none 
2,109.49 
none none none 
31.43 
none 
47,947.42 102,650.00 
none 
none none none none 
 
TotaL.....................$ 177,788.34 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE HINESVILLE BANK Hinesville, Ga. 
 
As called for by the Superintendent of Banks. 
 
D. F. MARTIN, President. 
 
J. MADISON SMITH, 
Vice-President. 
 
T. H. McDOWELL. Cashier. 
 
Date of Charter:----------------- 
 
Began Business:---------------- 
 
RESOURCES: Loans and Discounts...........$ Certificates of Indebtedness and 
Bonds and Stocks owned..... Banking House and Lot........ Furniture and Fixtures......... Other Real Estate owned......... Cash in Vault and amounts due 
from avvroved Reserve Agents.. Checks for Clearing and Due from 
other Banks.................... Cash Items................... Overdrafts (if any)............. Advance on Cotton and other 
Commodities.................... Customers Liability on Letters of 
Credit and Accevtances........ Profit and Loss................. Other Resources................... Total......................$ 
 
78,157 .so 
none 
1,900.00 2,415.64 2,328.43 
45,020.79 
1,241.33 
none 
186.74 
none 
none none 
108.30 
131,358.31 
 
LIABILITIES: Cavital Stock............$ Survlus Fund............ Undivided Profits.......... Reserve Funds........ Due to Banks.................. Dividends Uni>aid.......... Cashiers Checks................ Certified Checks.............. Demand Devosits------------- Time Certificates of Devosit... Savings Devosits............... Letters of Credit and Accevtances 
executed for Customers. Bills Payable.................. Notes and Bills Rediscounted... Other Liabilities-........ 
 
15,000.00 3,000.00 4,083.32 
none none none 
2,164.03 60.00 
88,740.50 18,310.46 
none 
none none none none 
 
TotaL....................$ 131,358.31 
 
 SEVENTH .~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
HOGANSVILLE BANKING CO. 
 
Hogansville, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. E. JOHNSON, President. 
 
---------------------------Vice-President. 
 
J. E. ASKEW, 
Cashier. 
 
Date of Charter:------------------ 
 
Began Businesa: --------------- 
 
RE.SOURCES: 
 
Loans and Discounts.-------------$ CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot.__________ Furniture and Fixtures____________ Other Real Estate owned---------Cash in Vault and amounts due 
from aPI>roved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ AdCvoamncmeodoitniesC. _o__tt_o__n___a__n_d___o__t_h_e_r_ CPruCosrfteiotdmaitenradsnLLdoiAassbc_ci_le_ii_t>_yt_a_on_n_c_e_Ls_.e_._.t_t_e____r__s____o__f 
Other Resources..------------------ 
 
131.777.33 50.00 none 
3,000.00 25.600.00 35.,404.19 
none 1,162.50 
547.67 19,281.19 
none none none 
 
TotaL------------------------------$ 216.822.88 
 
LIABILITIES: 
CaDital Stock.------------------- ...$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsibdieenrsdsCUhencik>sa.i_d_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ TDSaiemvmienagCnsdeDrDteifie>iicO>aoStisetisst_So_-_f-_-D_-_-e_-i_->_-o_--_s-_i-t_.-__-__-__-__-__--__ Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._ 
 
25,000.00 25,000.00 
686.51 15,000.00 
none none 2,436.63 none 111.5'18.82 26.081.42 none none 10.000.00 1.069.50 none 
 
TotaL------------------------------$ 216.82.2.88 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
BANKS COUNTY BANK 
 
Ho:mer, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. T. THOMPSON, President. 
 
J. S. JOLLY, Vice-President. 
 
R. L. SULLIVAN, Cashier. 
 
Date of Charter: ----------------- 
 
Began Business: ----------------- 
 
RESOURCES: 
 
Loans and Discounts______________$ 47.145.84 
 
CeBrotinfidcsaatensdoSftoI nckdse botwe dnnede s. _s__a__n_d_ 
 
175.00 
 
Banking House and Lot----------- 2.500.00 
 
Furniture and Fixtures------------ 2,077.94 
 
Other Real Estate owned---------- 8.216.79 
 
Cash in Vault and amounts due 
 
from aDDroved Reserve Agents._ 7,085.20 
 
Checks for Clearing and Due from 
 
other Banks.-------------------- 
 
none 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
653.02 none 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
PCruCosrfteiotdmaitenardsnLLdoiAassbc_ic_le_ii_t>y_t_a_on_n_c_e_Ls_.e_._t_t__e____r__s____o__f 
 
none 2.848.63 
 
Other Resources..------------------- - -no-ne 
 
Total--------------------------------$ 70,702.42 
 
LIABILITIES: 
Cai>ital Stock----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieernsdCs Uhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ TDiemmeaCnderDtifeiic>aOteSsitoSf-D---e-p--o-s-i-t-_-_-_-_-_-_-_Savings Deposits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities.------------------- 
 
15.000.00 none none none none none 160.29 none 
39.001.86 8.465.24 
none none 8.075.00 none none 
 
TotaL-------------------------------$ 70.702.42 
 
 DEPARTMENT OF BANKING 
 
98 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF HOMERVILLE 
 
Homerville, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. V. MUSGROVE, President. 
 
S. A. SWEAT, A. J. GIBBS, 
Vice-Presidents. 
 
G. A. GIBBS, Cashier. 
 
Date of Charter: 5-6-1903 
 
Began Business: 7-3-1903 
 
RESOURCES: Loans and Discounts______________$ Certificates of Indebtedness and 
Bonds and Stocks owned-------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned---------Cash in Vault and_amounts due 
from approved Reserve Agents._ Checks for Olearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss.___________________ _ Other Resources.__________________ _ 
Total--------------- ___ -------- ______$ 
 
288,554.44 
1,350.00 1.717 ,.d2 
31,,080602..8o9o 
123,639.01 
none 
1,468.89 17,629.98 
none none none none 
439.222.83 
 
LIABILITIES: 
RSCueasrpepirltvuaelsfSFoturoncBkdr._a._.n__c_-_h-_e-_-s_-__-__-__-__-__-__-_____________-__-__-__-.__$ Undivided Profits-----------------RDeuseertvoeBFaunnkds.s.-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable.______________________ _ Notes and Bills Rediscounted.... Other Liabilities-------------------- 
 
15,000.00 30,000.00 7,331.37 
none none none 
522.04 427.60 177,867 .fi7 183.676.54 24.397.61 
none none none none none 
 
TotaL------------------------------$ 439,222.83 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
CLINCH COUNTY BANK 
 
Homerville, Ga. 
 
As called for by the Superintendent of Banks. 
 
GEO. M. DAME, President. 
 
P.R. LEE, H. G. HUEY, Vice-Presidents. 
 
W. C. WOOTEN, Cashier. 
 
Date of Charter: 9-~-1919 
 
Began Business: 9-1Q-1919 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Olearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Advance on Cotton and other CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-te--r--o-f- 
Credit and Acceptances..-------- 
POrtohfeirt aRnedsoLurocSeSs.._-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_ 
 
67.242.23 
none 
2.446.23 3,142.24 4,894.17 
81,268.81 
2,457.15 50.00 
1,469.72 
none none none none 
 
Total------------------------------$ 162,970.55 
 
LIABILITIES: 
Capital Stock------------------ _____$ Surplus Fund.---------------------Undivided Profits-----------------DReuseertvoeBFaunnkds.s.-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-___ Dividends Unpaid.--------------- Cashiers Checks------------------- Certified Checks.------------------ Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseePcrsuatyoeafdbCfloere.r_d_Ci_tu__as_tn_o_dm__Ae_r_cs_c__e___p___t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities-------------- 
 
18,000.00 
none 
1,159.69 
none none 
16.00 596.71 
none 
74,169.17 57,319.34 ll,709.64 
none none none none 
 
Total-------------------------------.$ 162,970.55 
 
 94 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
BANK OF HOSCHTON 
 
Hoschton, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. P. DeLAPERRIERE, President. 
 
W. M. SMITH, Vice-President. 
 
B. F. WILSON, Cashier. 
 
Date of Charter: 5-3-1904 
 
Began Business: 5--1904 
 
RESOURCES: 
 
Loans and Discounts..............$ 35,ll0.72 Certificates of Indebtedness and 
 
Bonds and Stocks owned...... .. 1,350.00 
 
:ftanking House and Lot........... Furniture and Fixtures.... ______ ._ Other Real Estate owned_________ _ Cash in Vault and amounts due 
 
1,700.00 2.010.50 10.000.00 
 
from avvroved Reserve Agents._ 13,348.67 
 
Checks for Clearing and Due from 
 
other Banks.. -------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none none 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiiae.s):.l-il-i-tY---o--n--L--e-t-t-e-r-s--o--f Credit and Accevtances__________ 
 
none none 
 
OPrtohfeirt RanesdouLrcOesS__S_._-_--_-_-_-_-_-_--_-_-_-_-_--_-_-_-_- 2.0n6o9.n47e 
 
T 
 
o 
 
t 
 
a 
 
L 
 
_______________________________-$ 
 
--65.58~.36 
 
*LIABILITIES: 
Cavita1 Stock._____ --------------- ..$ Suri>lus Fun<L--------------------URensdeirvviedFedunPdros.f_i_ts__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unvaid.. ---------------CCearsthiifeiersd CChheecckkss-_-,-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits__________________ _ 
Time Certificates of Devosit____ _ Savings Devosits..----------------LBeieltxltseePcrsuatoyefodoCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__v____t__a__n__c__e__s__ Notes and Bills Rediscounted----Other Liabilities.------------------- 
 
30,000.00 12,000.00 1,053.76 
none none none none none 19,621.00 2,914.60 none none none none none 
 
TotaL. ________ -_-------------------.$ 65,589.36 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
THE PEOPLES BANK 
 
Ideal, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. NELSON, President. 
 
J. H. KELLY, Vice-President. 
 
JESSE WILLIAMS, Cashier. 
 
Date of Charter: 3-19ft0 
 
Began Business: 3-19ft0 
 
RESOURCES: 
 
Loans and Discounts______________$ 38,869.43 
 
Certificates of Indebtedness and Bonds and Stocks owned.______ _ 
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
293.57 2,425.00 3.159.28 
60.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 16.658.60 
 
Checks for Clearing and Due from 
 
other Banks.. -------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 73.50 28.59 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
626.92 
 
CuCsrteodmitearsnLdiAabcicleitvYtanocnesL_e_t_t_e__r_s__o_f 
 
none 
 
Profit and LoSS.-------------------- 
 
752.18 
 
Other 
 
Resources--------------------- 
 
- 
 
none -- 
 
TotaL-------------------------------$ 62.942.07 
 
LIABILITIES: 
Cavital Stock-----------------------$ Suri>lus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>aid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehveocskiSts-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Dewsit..----Savings Dewsits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable._______ ---------------ONothteesr aLniadbBiliitllisesR__e_d__is__c_o_u__n_t_e_d__-_-_-_--_ 
 
15,000.00 3,000.00 
none 206.50 none 20.00 1,238.08 none 32,371.14 8,606.35 none none 2,500.00 none none 
 
TotaL ______--_-_-_-----------------.$ 62.942.07 
 
 DEPARTMENT OF BANKING 
 
95 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF ILA 
 
Ila, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. S. WESTBROOK, President. 
 
J. H. HENLEY, Vice-President. 
 
J. L. THOMPSON, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
l:.oans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s_s- _a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ 
 
44,577.43 
none 
2,487.42 1,615.80 
 
Other Real Estate owned---------- 12,000.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ Checks for Clearing and Due from 
 
2,063.69 
 
CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ 
 
12,375.91 
none 
37.00 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit and Loss--------------------- 
 
none 
 
TOot ht aelr__R_e__s_o_u_r_c__e_s_._. _-_-_-_-_-_-_-_-_-_- -:-_-_-_-_-_-__--$ 
 
- -no-ne 
75,157.25 
 
LIABILITIES: 
CSuarpvitlaulsSFtuonckd....._._._._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_$ 
Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------CCaesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoasteitsso--f--D-e--p-o-s-i-t_--_-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
15,000.00 10,000.00 14,678.31 
none none none 
25.23 
none 
14,676.51 20.777.20 
noRe 
none none none none 
 
TotaL __________________________ ----.$ 75,157.25 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the. 
 
SEMINOLE BANK 
 
Iron City, Ga. 
 
As called for by the Superintendent of Banks. 
 
I. STRICKLAND, President. 
 
A. J. GREENE, Vice- P r e s i d e n t . 
 
C. P. WESTER, Cashier. 
 
Date of Charter: 6-17-19~1 
 
Began Business: 7-~-19~1 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
 
25,769.18 
none 
3,500.00 2,194.50 
none 
 
from approved Agents-----------Checks for Clearing and Due from 
 
7,304.95 
 
C aosthh eIrteBmasn. _k_s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ Advance on Cotton and other 
 
193.88 
21.24 333.31 
 
Commodities---------------------Customers Liability on Letters of 
Credit and Acceptances__________ 
 
none none 
 
POrtohfeirt aRnesdouLrcOesS__S_-_-_-_--_-_-_-_-_--_-_-_-_-_--_-_-_-_- 
 
none 
2,153. 70 
 
TotaL ______________________________-$ -41.-470-.76 
 
LIABILITIES: 
CS uarppi tlauls SFtuonckd-._-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_$ Undivided Profits-----------------Reserve Funds Interest-----------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks.... --------------CDeermtiafinedd DCehpeocskists--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit__ ____ _ Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable.----------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
15,000.00 600.00 50.87 
none none none 
235.14 
none 
13,512.11 4,249.88 2,001.04 
none 
4,000.00 800.00 
1,021.72 
 
TotaL--------------------------- ____$ 41.470.76 
 
 96 
 
SEVENTH ~UAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
IRWINTON BANK 
 
Irwinton, Ga. 
 
As called for by the Superintendent of Banks. 
 
GEO. H. CARSWELL, President. 
 
J. M. HALL, Vice-President. 
 
N.H. BACON, Cashier. 
 
Date of Charter: 2-1911 
 
Began Business: 2-1911 
 
RESOURCES: 
 
Loans and Discounts..............$ 91,047.01 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
500.00 
 
Banking House and Lot........... 3,200.00 
 
Furniture and Fixtures............ 1,040.50 
 
Other Real Estate owned.......... 5,846.37 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 39,245.95 
 
Checks for Clearing and Due from 
 
other Banks...................... 
 
none 
 
Cash Items......................... . 
 
none 
 
Overdrafts (If any) ................. 
 
1,990.78 
 
Advance on Cotton and other 
 
Commodities.. . . . . . . . . . . . . . . . . . . . . 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
Profit and Loss................... .. 
 
none 
 
Other Resources.................. .. 
 
none 
 
---- 
 
TotaL...............................$ 142.870.61 
 
LIABILITIES: Capital Stock.......................$ Surplus Fund...................... . UndiVided Profits................ .. Reserve Funds.................... .. Due to Banks..................... .. Dividends Unpaid................ .. Cashiers Checks.................... Certified Checks.................. .. Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable...................... .. Notes and Bills Rediscounted..... Other Liabilities.................. .. 
 
15,000.00 3,000.00 4.667.76 
none none 
196.00 314.02 
noJJ.e 
81,502.44 38,190.39 
none 
none none none none 
 
TotaL.............: ................$ 142,870.61 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
JACKSON BANKING COMPANY Jackson, Ga. 
 
As called for by the Superintendent of Banks. 
 
F. S. ETHERIDGE, President. 
 
J. B. SETTLE, Vice-President. 
 
L. P. McKIBBEN, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned...... .. Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... Cash Items.......................... Overdrafts (If any)................. Advance on Cotton and other 
Commodities..................... . Customers LiabilitY on Letters of 
Credit and Acceptances.......... Profit and Loss.................... . Other Resources.................... 
 
211,368.86 
59,710.87 3,284.32 2,657.54 18,641.75 
49,395.81 
401.29 
none 
16.19 
none 
none none 
2,445.98 
 
TotaL..............................$ 347,902.61 
 
LIABILITIES: Capital Stock.......................$ Surplus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities.................... 
 
100,000.00 20,000.00 11,808.57 
none 
25.000.00 
none 
2,149.49 
none 
76,711.10 36,243.23 46,963.61 
none 
10,000.00 19,026.61 
none 
 
TotaL...............................$ 347,902.61 
 
 DEPARTMENT OF BANKING 
 
97 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
PICKENS COUNTY BANK 
 
Jasper, Ga. 
 
As called for by the Superintendent of Banks. 
 
SAM TATE, 
 
R. L. McCLAIN, 
 
S. C. McCLAIN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 7-1909 
 
Began Business: 6-1909 
 
RESOURCES: 
Loans and Discounts. _____________$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents __ Choetchkesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitnies.C. _o__t t_o__n___a__n_d____o_t_h__e r_ CuCsrteodmiterasnLdiAabcicleitvytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Los&.-------------------Other Resources-------------------- 
TotaL ______________________________ $ 
 
251,689.43 5,635.00 2,450.00 2,824.17 2.500.00 89,995.00 759.83 none 598.04 none none none none 
356,451.47 
 
LIABILITIES: 
Cavital Stock....... __ -- .. __ ---- ....$ SUunrdiJivluids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ RDeuseertvoeBFaunnkdss_._._.___._._._-_-__-_-_-_-_-_._-_-_-_-_._.._ CDaivsihdieenrsdsCUhencvkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.... ___________ . __ ... Demand Devosits__________________ _ Time Certificates of Devosit....... Savings Devosirs.. _____ -----------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable.... ____ . ___ .. ______ ... _ Notes and Bills Rediscounted.... . Other Liabilities Unearned Int.... 
 
15,000.00 10,000.00 6.271.47 5.000.00 3,849.83 
none 844.97 
1.00 226,381.48 16,278.91 72,823.81 
none none none none 
 
TotaL.. __ . _____ ... ___ .............$ 356,451.47 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK AND TRUST CO. Jefferson, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. S. JOHNSON, 
President. 
 
S. V. WILHITE, 
Vice-President. 
 
HOMER HANCOCK, 
Cashier. 
 
Date o Charter: !l-!l8-19!l0 
 
Began Business: 3-4-19!l0 
 
RESOURCES: 
 
Loans'and Discounts..............$ 254,883.79 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._._. Furniture and FixtureS-__________ _ 
 
3,390.00 5,000.00 3, 738.52 
 
Other Real Estate owned......... . 7,975.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 23.263.21 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrteamftss..(.i.f.a__n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ 
 
903.41 2.828.47 5,046.57 
 
AdOvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r 5,173.32 
 
Customers Liability on Letters of 
 
P rCorfei tdai tnadnLdoAssc.c_e_1_>__t_a_n_c_e_._._._._._._._._._. ._ 
 
8,471.74 none 
 
- - - - Other Resources..........______ ..... 12.157.50 
 
TotaL.. ------------------- ____ .. _..$ 332,831.53 
 
LIABILITIES 
CaiJital Stock............ -----------$ SuriJlUS Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehveocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Time Certificates of De1>osit...... . Savings Devosits------------------Letters of Credit and Acce1>tances BielxlsePcuatyeadbfloe.r. _C_u__s_t_o_m__e__r_s_._._._._. _. _. _. _ ._ Notes and Bills Rediscounted..... Other Liabilities.------------------- 
 
94.170.00 14,500.00 6,977.90 
none none 442.60 
3.28 none 100,912.37 37,422.67 none none none 70.635.29 7,767.42 
 
Total. ----------------------------$ 332,831.53 
 
 98 
 
SEVENTH ~UAL REPORT 
 
STATEMENT 
Showing condition at the close of Business December 27, 1926, of the 
FARMERS AND ME' RCHANTS BANK 
Jeffersonville, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. H. McCRARY, 
 
W. M. WHITEHURST, 
 
R. A. HARRISON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1911 
 
Began Business: 1911 
 
RESOURCES: 
 
Loans and Discounts.._____________$ 30,608.87 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned...:.... 
 
none 
 
Banking House and Lot.......... 
 
none 
 
Furniture and Fixtures............ 3,100.00 
 
Other Real Estate owned......... 1,967.50 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 2.535.00 
 
Checks for Clearing and Due from 
 
other Banks.................... 41,419.64 
 
COavsehrdrIatfetms s(i.f..a.n..y.).._._._._._._._._._._._._.___._._ 
 
710.08 74.19 
 
AdCvoamncmeodoitniesC..o..t.t.o.n...a__n_d____o_t_h__e_r 
 
424.57 
 
Customers Liability on Letters of 
 
Credit and Acceptances........ 5,144.61 
 
Profit and Loss................... 
 
none 
 
Other Resources...................- - -n-one- 
 
Total...................... _.- ......$ 85,984.46 
 
LIABILITIES: 
Capital Stock..............$ Survlus Fund.................. Undivided Profits........... Reserve Funds................. Due to Banks................... Dividends Unpaid.............. Trade. Checks.................. Certified Checks................ Demand Deposits.!................. Time Certificates of DePosit...... Savings Deposits.................. Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._._._.__.__.._ Notes and Bills Rediscounted... Other Liabilities............... 
 
15,000.00 500.00 
2,142.08 
none none none 
396.56 
none 
61.148.58 6,797.24 
none 
none none none none 
 
Total.............. _...........$ 85,984.46 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE FARMERS BANK Jenkinsburg, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. H. CARMICHAEL, 
 
B. F. AIKN, 
 
H. C. CHILDS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1-1910 
 
Began Business: 1-1910 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned....... Banking House and Lot........... Furniture and Fixtures........... Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Olearlng and Due from 
other Banks..................... COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o..t.to..n...a__n_d____o_t_h__e_r Customers Liability on Letters of 
Credit and Acceptances.......... Profit and Loss..................... Other Resources.................. 
 
15,811.31 
none 
1,500.00 1,848.56 5,556.29 
9.610.14 
none 
206.82 1.57 
5.261.02 
none none none 
 
LIABILITIES: 
Capital Stock...............$ Surplus Fund................... Undivided Profits............... Reserve Funds.................... Due to Banks..................... Dividends Unpaid............... Cashiers Checks.................... Certified Checks................... Demand Deposits.................. Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances BiellxsePcuatyeadbfloer..C..u..s.t.o.m..e.r.s_.___..___.__._._ Notes and Bills Rediscounted..... Other Liabilities------------------- 
 
15,000.00 
none 
1,491.16 
none none none 
25.27 
none 
16,020.60 7.258.68 
none 
none none none none 
 
Total.....................----.$ 39,795.71 
 
TotaL ____________ .................$ 39,795.71 
 
 DEPARTMENT OF BANKING 
 
99 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF JONESBORO Jonesboro, Ga. 
As called for by the Superintendent of Banka. 
 
A. C. BLALOCK, President. 
 
CLAUD H. HUTCHESON Vice-President. 
 
J. B. PULLIAM, 
Cashier. 
 
Date of Charter: 1Q-6-1908 
 
Began Business: 11-7-1908 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
121,566.31 10,166.88 1,500.00 1,000.00 
 
Other Real Estate owned.--------- 45,351.27 Cash in Vault and amounts due 
from avvroved Reserve Agents-- 169,120.55 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
103.00 1,801.09 1,224.40 
 
AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r 
 
none 
 
CuCsrteodmiterasnLdiAabcicleivtytaoncnesL..e_t_t_e_r_s___o_f 
 
none 
 
POrtohfeirt 
 
aRnesdoLurOceSsS..._._--_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_--_ 
- 
 
- 
 
none 
-no-ne 
 
TOtal--------------------------------$ 351.833.50 
 
LIABILITIES: Oc.vital Stock.______________________$ Survlus Fund______________________ _ 
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends unvaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand Devosits------------------Time Certificates of Devosit------Savings Devosits------------------LBeieltxltseePcrsuatyoeafdbClrfeeo__dr_i_t_Ca__un_s_dt_o_Am__ce_cr_es_.v_.__t_a___n__c____es__ Notes and Bills Rediscounted----Other Liabilities------------------- 
 
25,000.00 25,000.00 10,897.84 
none none 1,157.72 none none 289,777.94 none none none none none none 
 
Total. ______________________________ $ 351,833.50 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF CLAYTON COUNTY Jonesboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
0. J. COOGLER, 
President. 
 
J. 0. HIGHTOWER, 
Vice-President. 
 
L. M. KING, Cashier. 
 
Date of Charter: 1Q-1Q-1908 
 
Began Business: 1Q-Il7-1908 
 
RESOURCES: 
 
Loans and Discounts______________$ 71,353.56 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..------ 3,000.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ 
 
3,000.00 2,000.00 14,953.85 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 28,294.91 
 
Checks for Clearing and Due from 
 
other Banks---------------------OCavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 
 
48.74 94.32 none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
CPOruCtohsrfteeiortdmRaitenerasdsonLuLdroicAasesbcs..i.c_l.ei__t_v_Y__t__a__no__cn__e__s__L.__.e_____t_t___e_____r___s_______o___f 
Total. ____ -------------------------.$- 
 
none none 
- -n-on-e 
122.745.38 
 
LIABILITIES: 
SCuarvviltuals SFtuoncckL.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits_________________ _ Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehveocskits;s-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCseDrtiefvicoastietss_o__f_D__e_v__o_s_i_t_.__________ __ BLeieltxltseePcrsuatyoefadbCfloree_rd_C_i_tu_as_t_no_d_m_A_e_rc_sc___e__v___t__a__n__c____es__ Notes and Bills Rediscounted----Other Liabilities------------------- 
 
25,000.00 7,000.00 2,401.93 
none none none 282.58 none 40,889.00 none 47,171.87 none none none none 
 
Total--------------------------------$ 122.745.38 
 
 100 
 
SEVENTH ANNuAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK 
 
Junction City, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. W. MOORE, SR., President. 
 
Wm. M. BROWN, R. L. McBRYDE, 
Vice-Presidents. 
 
W. E. GREENE, Cashier. 
 
Date of Charter: 3-!l3-19U 
 
Began Business: 4-3-1912 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures. ___________ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmasn._k_s_._-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r PCruCosrfteiotdmaitenardsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__e_Ls__e___t_t__e___r__s_____o__f 
Other Resources-------------------TotaL ______________________________$ 
 
49,706.31 
13,118.79 1,200.00 1,800.00 
none 
59,210.78 
none 
98.40 19.26 
none 
none none none 
125,153.54 
 
LIABILITIES: 
Capital Stock_______________________$ Surplus Fund______________________ _ 
Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-l-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings DepositS------------------LBeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c_.e__p____t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities................... . 
 
15,000.00 13.000.00 l, 921.75 1,400.00 
none none 
2,167.16 
none 
56,689.32 34,970.71 
none 
none none none 
4.60 
 
TotaL... ----------------$ 125,153.54 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the KENNESAW STATE BANK Kennesaw, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. G. LEWIS, 
 
B. H. HILL, F. L. LEWIS, 
 
R. RUSSOM, 
 
President. 
 
Vice-Presidents. 
 
Cashier. 
 
Date of Charter: 4-20-1910 
 
Began Business: 3-1910 
 
RESOURCES: 
 
Loans and Discounts.............$ 45,612.19 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 
 
none 
 
Banking House and Lot........... 3,500.00 
 
Furniture and Fixtures........... 2,222.68 
 
Other Real Estate owned......... 2,667.54 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 11,980.51 
 
Cffecks for Clearing and Due from 
 
other Banks...................... 
 
459.14 
 
COavsehrd!rtaafmtss.(.i.f.a..n.y.).._._._._._._._.___._._._._._._.._ 
 
47.50 4,485.00 
 
Advance on Cotton and other 
 
Commodities..................... . 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances........ 
 
none 
 
Profit and Loss................. 
 
none 
 
Other Resources..............- - -n-on-e 
 
Total.... __ ......... --------- .......$ 70,974.56 
 
LIABILITIES: 
Capital Stock.......................$ Surplus Fund....................... Undivided Profit................... Reserve Funds..................... DDiuveidteonBdsanUknsp--a-i-d-.-......-.--.-.-.-.-.-.-.Cashiers Checks.................. Certified Checks.................... Demand Deposits.................. Time Certificates of Deposit....... Savings Dei>osits................... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities................. 
 
20,000.00 
none 
4,892.40 
none none none 
2.777.93 
none 
12,316.44 27,987.79 
none 
none 
3,000.00 
none none 
 
Total........... --- .... -...... -..$ 70,974.56 
 
 DEPARTMENT OF BANKING 
 
101 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
STATE BANK OF KINGSLAND Kingsland, Ga. 
As called for by the Superintendent of Banks. 
 
W. B. GODLEY, President. 
Date of Charter: 11-19U 
 
S. C. SHEFFIELD, Vice-President. 
 
C. A. PE;RRY, Cashier. 
Began Business: 1~-1Q-19U 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsaatensdoSftoIcnkdsebotwednende.s_s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitiY>taonnceLs_e_t_t_e_r_s___of_ POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
TotaL. ____________ -- ________________$ 
 
68,378.11 none 
4,000.00 2,636.90 4,835.91 11,180.66 1,433.72 
126.36 181.13 none none none none 92.772.79 
 
LIABILITIES: 
Cai>ital Stock.____ ------------------$ 
Suri>IUS Fund..---------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------DiVidends Uni>ai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit------SaVings Dei>OSits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------- 
 
15,000.00 5,000.00 7,169.44 
none none none 2,778.88 none 37,020.40 7,000.93 18,800.14 none none none none 
 
TotaL_______________________________$ 92.772.79 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF LAFAYETTE 
 
LaFayette, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. A. ENLOE, President. 
 
J. W. MASSEY, Vice-President. 
 
J. M. PATTON, 
Cashier. 
 
Date of Charter: ------------------ 
 
Began Business:----------------- 
 
RESOURCES: 
 
Loans and Discounts______________$ 403,082.03 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ 
 
13,500.00 26,165.48 
 
FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ 254,,167572..4o2o 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents._ 190,647.45 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any)________________ _ 
 
5,958.10 1,835.95 
7.11 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 8,228.35 
 
Customers Liability on Letters of 
 
Credit and Accei>tances..... ____ _ 
 
none 
 
- - - - - Profit and LOSS-----'--------------- 
Other Resources..___ --------------- 
 
none none 
 
Total________ -------------------- ____$ 679,253.89 
 
LIABILITIES: 
Cai>ital Stock.______________________$ 
Suri>IUS Fund..---------------------Und'Vided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Uni>ai<L---------------CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits._________________ _ TSaimVienCgserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_t_--_-_-_-_--_ LBeieltxltseePcrsuatyoeafdbCfloerer__dC_i_tu_a_s_tno__dm__Ae_r_cs_c__e__i__>__t__a__n____c__e__s 
Notes and Bills Rediscounted.---Other Liabilities._____ -------------Real Estate Mtg, Bonds------------ 
 
60,000.00 60,000.00 23,443.06 
none none none 743.14 none 346,116.56 140,249.05 42,995.95 none none none 5,706.13 none 
 
Total---------------_--------- _______$ 679,253.89 
 
 10~ 
 
SEVENTH ~AL REPORT 
 
STATEMENT Showing condition at the close of Business Dece111ber 27, 1926, of the 
 
WALKER COUNTY BANK LaFayette, Ga. 
As called for by the Superintendent of Banks. 
 
W. C. MARTIN, .President. 
Date of Charter: 10-fi!!l-1913 
 
J. E. ROSSER, 
Vice-President. 
 
C. C. GILBERT, Cashier . 
Began Business: ll-1-1913 
 
RESOURCES: 
Loans and Discounts.............$ rC"e:BrtolnfldcsataensdoSf toIncdksebotwednnedes__s__a__n_d_ Banking House and Lots_________ _ Furniture and Fixtures.. _________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from at~Ilroved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(.I.f_a_ -n-y.-)-_-_-_-_-_-_-__-_-_-_-_-_-_-_--__Advance on Cotton and other 
Commodities..... --.--.--.... ----CuCsrteodmitearsnLdiAacbcieltit~ytaoncnesL.e_t_t_e__r_s__o_f Profit and Loss.. ______________ ----. Other Resources.... ______ . ____ --... Total_______________________________ .$ 
 
142,294.75 
none 
11.750.00 2,302.17 8,664.25 
36,806.73 
498.46 15.75 .97 
none 
none none none 
202.333.08 
 
LIABILITIES: 
SCautr~oitlauls SJtioucnkd._._._________-_-_-_-_-_-_-_-_-_-_____________$ RDUenusdeeirtvvoiedBFeadunnPkdrsos_f__i__t__s__-__-__-__-__-__-__-___-___-__-__-__-__-__-__-__-_-__-_ Dividends Unt~aid_________________ _ Cashiers Checks-------------------Certified CheckS-------------------Demand Det~ositS..----------------- Time Certificates of Det~osit...... Savings Det~osits------------------ LBeieltxltseePcrsuatyoeafdbCfloere.r_dC_i_tu__as_tn_o_dm__Ae_c_rc_se_._t___~__t__a__n__c___e__s_ Notes and Bills Rediscounted..... Other Liabilities.................... 
 
25,000.00 5,000.00 2,882.42 
none none none 
747 .o3 
none 
80,591.31 72,842.84 15,269.48 
none none none none 
 
TotaL ______________________________ $ 202.333.08 
 
STA-TEMENT Showing condition a(the close of Business Dece111ber 27, 1926, of the 
 
BANK OF LAGRANGE LaGrange, Ga. 
As called for by the Superintendent of Banks. 
 
R. L. RENDER, President. 
Date of Charter: U-fi!9-1890 
 
L. D. MITCHELL, 
 
E. M. RENDER, 
 
Vice-President. 
 
Asst. Cashier. 
 
Began Business: 1-1-1884 as 1st Nat!. Bank 
 
RESOURCES: 
 
Loans and Discounts.... __________$ 246,462.39 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..__._._._._.._ Furniture and Fixtures__________ __ Other Real Estate owned.________ _ 
 
2,795.00 9,935.50 1,264.40 
8,153.02 
 
Cash in Vault and amounts due 
 
from ailt~roved Reserve Agents.. 26,738.00 
 
Checks for Clearing and Due from 
 
COaovsethhrdeIrtreaBmftass.n.(.ki.fs_a._-_n-_y---)---_--_--_--_-___-__--_--_--_--_--_-\_-__-___-_-__-_ 
 
1,046.80 30.29 
none 
 
AdCvoamncmeodoitnies.C..o..t_to__n___a__n_d___o__t_h_e_r_ 7,479.19 
 
Customers Liablllty on Letters of 
 
Credit and Accet~tances._________ 
 
none 
 
- - - - POrtohfeirt aRnesdouLrcOesS__S_._.-_-_-_-_--_-_-_-_--_-_-_-_-_--_-_-_- 
 
nnoonnee 
 
Total________________________________$ 303,905.49 
 
LIABILITIES: 
Cat~ltal!Stock..... __ ....-...........$ SUunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds.. ____________ -------DDiuveidteonBdsanUn kts~-a--i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss..-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--. Demand Det~osits------------------ TSaimviengCseDrteitf~iocsaittess.o..f_D_e_t_~__o_s_i_t_._._._._..... Letters of Credit and Accet~tances 
executed for Customers. ________ _ Bills t~ayable.... ______ .. -----------Notes and Bills Rediscounted..... Other Liabilities........ ------------ 
 
50,000.00 
none 
2,891.34 
none none none 
3,494.88 
none 
91.268.86 2,360,00 134.390.41 
none 
19.500,00 
none none 
 
..-TotaL ______________________________$ 303,905.49 
 
 DEPARTMENT OF BANKING 
 
103 
 
STATEMENT 
 
Showing condition at the close of Business Deceinber 27, 1926, of the 
 
THE LAGRANGE BANKING AND TRUST CO. 
 
LaGrange, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. E. DUNSON, JR., President. 
 
ROBT. HUTCHINSON, Vice-President. & Cashier. 
 
Date of Charter: 1~-11-1871 
 
Began Business: 1871 
 
RESOURCES: 
 
Loans and Discounts ______________$ 1,988,173.31 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 118,237.39 Banking House and Lot___________ 48,000.00 
 
Furniture and Fixtures------------ 3,106.50 Other Real Estate owned__________ 250,730.23 
 
Cash in Vault and amounts due 
 
from a:o:oroved Reserve Agents.. 312,580.79 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
6,550. 75 24,140.82 5, 703.68 
 
AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of Credit and Acce:otances.._________ 
Profit and Loss_____________________ 
 
none none 
 
Other Resources____________________ 3,618.26 
 
Total.. ------ ____ ------------- _______$ 2, 760,841.73 
 
LIABILITIES: 
CaDital Stock.______________________$ Sur:olus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oaicL----------------Cashiers Checks-------------------CDeermtiafiedd DCeh:oeocskists....-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of De:oosit------Savings De:oosits-------------'----BLeieltxltseePcrsuatyoeafdbCfloere-r_dC_i_tu__as_tn_o_dm__Ae_r_cs_c__e__:__o__t__a__n____c__e_s_ NOothteesr aLniadbBiliiltlisesR_e_d__is__c_o_u__n_t_e_d__-_.__._ 
 
250,000.00 450,000.00 78,029.82 
none 9.50 
181.00 7,570.82 2,076.03 693,714.62 87,745.33 677,483.95 
none 285,000.00 229,030.66 
none 
 
TotaL-------------------------- _____$ 2, 760,841.73 
 
STATEMENT 
 
Showing condition at the close of Business Deceinber 27, 1926, of the 
 
LAGRANGE SAVINGS BANK LaGrange, Ga. 
 
As called for by the Superintendent of Banks. 
 
ELY R. CALLAWAY, President. 
 
C. V. TRUITT, 1st H. D. GLANTON, ~nd 
Vice-Presidents 
 
R. C. KEY, Cashier. 
 
Date of Charter:----------------- 
 
Began Business: ------------ 
 
RESOURCES: 
Loans and Discounts ______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-c-L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due 
from a:o:oroved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._._.._ AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabccileiDtytaoncnesL..e_t_t_e_r__s__o_f Profit and Loss--------------------Other Resources.................... 
 
623,747.04 679,503.15 
none none 139,071.59 29,880.21 849,56 1,437.17 none none none none 3,740.38 
 
LIABILITIES: 
CaDita1 Stock.______________________ $ Sur:olus Fund______________________ _ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns:-o-a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks-------------------Demand De:oosits...---------------Time Certificates of De:oosit------Savings De:oosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_D__t_a_n__c_es_ Bills Payable______________________ _ NOothteesr aLniadbiBliitlilessR...e.d._i_s_c_o_u__n_t_e_d__-_._._.._ 
 
25,000,00 . 100,000.00 110,228.26 34,309.68 22,040.53 
none none none none 424,249.45 762,109.71 none none none 291.47 
 
TotaL-----------------------$ 1,478, 229.10 
 
TotaL----------------------$ 1,478,229.10 
 
 104 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK 
 
Lakeland, Ga. 
 
As called for by the Superintendent of Banks 
 
W. L. MILLER, President. 
Date ~f Charter: .................. 
 
R. L. PATTEN, 
Vice-President. 
 
W. C. BANKS, Cashier. 
Began Business: .................. 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due 
from avvroved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... COavsehrdIrtaefmtss.(.i.f.a__n_y..)._._._._._._._.__._._._._-_-_--_-_ Advance on Cotton and other 
Commodities..................... . Customers Liability on Letters of 
Credit and Accevtances.......... Profit and Loss.................... . Other Resources.................... 
TotaL....................... ----- ..$ 
 
138,425.23 5,049.30 2,167.00 3,434.99 10,083.52 
126,209.70 3,437.25 50.00 none none none 1,159.60 none 
290,016.59 
 
LIABILITIES: 
Cavital Stock....... --------~-------$ Survlus Fund.....................__ Undivided Profits-----------------Reserve Funds...................... Due to Banks....................... Dividends Unvai<L..--------------Cashiers Checks.................... Certified Checks.................... Demand Devosits.................. . Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances BiellxsePcuatyeadbfloer...C. u__s.t.o.m. _e__rs...................._ Notes and Bills Rediscounted..... Other Liabilities...... -------- .... .. 
 
25,00000 5,000.00 
none none none 66.00 1,791.43 none 162.275.32 90,498.73 5,385.11 none none none none 
 
Total.......................... _.....$ 290,016.59 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
LAKE PARK BANK 
 
Lake Park, Ga. 
 
As called for by the Superintendent of Banks. 
 
EWELL BROWN, President. 
 
J. K. WHITE, 
Vice-President. 
 
E. W. MASON, Cashier. 
 
Date of Charter: 1-!l!l-1906 
 
Began Business: 3-1906 
 
RESOURCES: 
 
Loans and Discounts..............$ 40,073.80 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 1,611.22 
 
BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_. ._._._.__._._._._. ._ 
 
2,000.00 1,500.00 
 
Other Real Estate owned.......... 
 
none 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 9,342.07 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ 
 
none 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__- 
 
none 30.28 
 
Advance on Cotton and other 
 
Commodities... _....... _......... _ 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Accevtances.......... 
 
none 
 
Profit and Loss....----------------- 
 
none 
 
- - - - - Other Resources...----------------- 
 
none 
 
TotaL____ , __________________________$ 54,557.37 
 
LIABILITIES: 
CSuarvviltuals SFtuonckd......-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ 
Undivided Profits-----------------DReuseertvoeBFaunnkdss.-.-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends UnDai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDOSits..----------------Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances BielxisePcuatyeadbfloer...C_u__s_t_o_m..e-r-s--.-.-.-.._.__._._.._ ONothteesr aLniadbBiliiltlisesR..e.d..i.s.c.o.u__n_t_e__d_._._..__. 
 
15,000.00 4,500.00 1,281.58 
none none 68.00 204.47 none 24,855.27 4,648.05 none none 4,000.00 none none 
 
Total.. _........._._......__.....__ ..$ 54,557.37 
 
 DEPARTMENT OF BANKING 
 
105 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BRAND BANKING CO. 
 
Lawrenceville, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. N. BRAND, President. 
 
W. H. POWELL, Vice-President. 
 
G. C. MONTGOMERY, Cashier. 
 
Date of Charter:------------------ 
 
Began Business: .................. 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned....... . BFuarnnkiitnugreHaonudseFaixntdurLeos_t.___._._._._._._._.._ Other Real Estate owned... ______ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
other Banks._-------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoeditoines_C-o__t_to__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f Profit and LOSS---------------------Other Resources------------------- 
 
408,882.94 100,000.00 
none 2,500.00 
none 283,273.31 
none 10,797.18 
17.22 none none none none 
 
TotaJ._______________________________ $ 805,470.65 
 
LIABILITIES: Capital Stock_______________________$ Surplus Fund______________________ _ 
Undivided Profits------------------DReuseertvoeBFaunnkdss_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ CDaivsihdieenrsdsCUhencpkasi_d__._._._._._._._._._._._._._._._._._ Certified Checks___________________ _ Demand Deposits------------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e_r_s__._._._._._._._._. _. Notes and Bills Rediscounted..... Other Liabilities-------------------- 
 
50.000.00 50,000.00 49,210.04 
none none none 
111.16 
none 321,053.50 15,000.00 320,095.95 
none none none none 
 
Total--------------------------------$ 805,470.65 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF LEARY 
 
Leary, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. D. JORDAN, 
 
E. A. BANNETT, 
 
B. B. SHEPARD, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: ------------------ 
 
Began Business:--- 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts--------------$ 34,060.40 Certificates of lndebtness and 
 
CSuarpoitlauls SFtuoncdk...-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ 
 
15,000.00 4,621.16 
 
Bonds and Stocks owned........ Banking House and Lot....______ _ Furniture and Fixtures___________ _ Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
 
none 3,740.22 3,259.98 4,909.00 14,449.80 
 
Undivided Profits-----------------Reserve Funds.--------------------DCDauivseihdtioeenrBsdsaCnUhkenscp-k-as-i_d-_-,_.-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__--__ Certified Checks.__________________ _ Demand Deposits... _______________ _ 
 
none none 242.80 none 255.85 none 37,025.03 
 
other Banks..................... COav.SehrdIrtaefmts s(-if--a-n-y--)-.-..-..-........... 
 
100.00 none 280.97 
 
TSiamviengCserDtiefpicoastietss.o__f_D__e__p_o_s__it_._._._._._._ Letters of Credit and Acceptances 
 
5,534.62 none 
 
Advances on Cotton and other Co=odities..................... . 
 
none 
 
BielxlsecPuatyeadbfloer._C__u__s_t_o_m__e__r_s_._._._..___._._._ 
 
none none 
 
Customers Liability on Letters of Credit and Acceptances.......... 
 
none 
 
NOothteesr aLniadbBiliiltlisesR..e_d__i_s_c_o_u__n_t_e_d__._._._.._ 
 
none none 
 
Profit and LOSS.-------------------- 1,689.09 
 
- - - - Other Resources-------------------- 
 
200.00 
 
~T~o~t~W=-~--~--~-~--~-~--~--~-~--~-~--~--~-~--~--~-~--~-~--~$--~62~~689~-~~~--~T~o~tW~--~--~-~--~-~--~--~-~--~-~--~--~-~--~-~--~--~-~--~-$~-=62,689.~ 
 
  
 
106 
 
SEVENTH ANNuAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF LENOX Lenox, Ga. 
As called for by the Superintendent of Banks. 
 
J. D. ROBINSON, President. 
Date of Charter: 6-20-1907 
 
M. J. L. GRINER, Vice-President. 
 
A. M. WILLIAMS, Cashier. 
Began Business: 6-25-1907 
 
RESOURCES: 
 
Loans and Discounts ______________$ 88,870.76 
 
CeBrotinfidcsataensdoSf toInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ 
 
none 500.00 500.00 none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-- 45,294.66 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
14,691.34 none 18.18 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
none 
 
CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o_ f_ 
 
none 
 
- - - - POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
TotaL _______________________________$ 149,874.94 
 
LIABILITIES: 
Capital Stock.----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsChUencpkas_id__._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ Demand DepositS------------------Time Certificates of Deposit------Savings DepositS------------------LBeieltxltseecrPsuatyoeafdbCfloerer__dC_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c____es__ NOothteesr aLniadbBililltlisesR__e_d_i_s_c__o_u__n_t_e_d_________ __ 
 
30,000.00 11,000.00 6,307.69 
none none 1,200.00 1,057.37 none 49,329.58 50,980.30 none none none none none 
 
TotaL. ____________ -----------------_$ 149,874.94 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF LESLIE 
 
Leslie, Ga. 
 
E. L. WILSON President. 
 
As called for by the Superintendent of Banks. 
 
E. B. WALLACE, 
 
W. T. ANDERSON, 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1905 
 
Began Business: 1905 
 
RESOURCES: 
 
Loans and Discounts--------------$ 90,981.47 
 
CeBrotinfidcsataensdoSf toInckdsebotwednneeds_s___a__n_d_ Banking House and Lot__________ _ Furniture and fixtures.. ___________ _ 
 
1,000.00 4,171.36 3,402.12 
 
Other Real Estate owned_________ _ 2,711.32 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 112,324.29 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
170.00 23.06 none 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 
 
none 
 
Credit and Acceptances---------- 1,810.62 
 
- - - - - Profit and LOSS--------------------- 
Other Resources..------------------- 
 
none none 
 
Total.. ______ ---------- ______________$ 216,594.24 
 
LIABILITIES 
Capital Stock-----------------------$ Surolus Fund.---------------------Umi.vided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsSo--f-D--e--p-o--s-i-t_-_-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer._C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
25,000.00 25,000.00 2,956.64 
825.70 none none 468.85 none 141,501.26 20,841.79 none none none none none 
 
Total ________________________________$ 216,594.24 
 
 DEPARTMENT OF BANKING 
 
107 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE LILLY BANKING CO. Lilly, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. A. LILLY, President. 
Date of Charter: 7-31-1919 
 
W. T. RICKS, Vice-President. 
 
M. J. INGRAM, 
Cashier. Began Business: 8-1-1919 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednnedes. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
 
21,030.66 
none 
1,823.00 2,215.50 2,930.88 
 
from aovroved Reserve Agents._ 11,238.68 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r 
 
29.95 134.11 
none 
 
Customers Liability on Letters of Credit and Accevtances.._________ 
 
none 
 
- - - - POrtohfeirt RanesdouLrcoess.s._-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_- 
 
none 
2.50 
 
TotaL _______________________________$ 39,405.28 
 
LIABILITIES: 
Cavital Stock_______________________$ Surolus Fund______________________ _ 
Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------CCDeaivrstihidifeeienrsddsCCUhheenccvkkassi__d___.__-__-__-__-__-__-__-__-___-__-__-__-__-__-__-__--__ Demand Devosits.._________________ _ TSiamviengCsertDifeicvaotseistso_f__D__e_v__o_s_i_t____________ __ LBeieltxltseePcrsuatyoeafdbCfloreer_d_C_i_tu_a_s_tno_d_m__Ae_r_cs_c__e__v____t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__.______ __ 
 
15,000.00 
none 
1,585.97 
none none none 
266.63 
none 
19,406.44 3,146.24 
none none none none none 
 
TotaL _______________________________$ 39,405.Z8 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF LINCOLNTON Lincolnton, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. W. BURCH, President. 
 
BENJ. FORTSON, Vice-President. 
 
H. W. ULM, Cashier. 
 
Date of Charter:------------------ 
 
Began Business:------------------ 
 
RESOURCES: 
 
Loans and Discounts ______________ $ 87,001.07 
 
CeBrotinfidcsataensdoSftoIcnkdsebotwednneeds__s__a__n_d_ 
 
250.00 
 
BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _ 
 
2,222.81 1,244.07 17,195.41 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents __ 12,405.78 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
2,282. 74 672-81 
none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 9,662.69 
 
Customers Liability on Letters of 
 
Credit and Accevtances---------- 7,937.73 
 
Profit and Loss--------------------- 
 
none 
 
- - - - - Other Resources-------------------- 
 
none 
 
TotaL_______________________________$ 140.624.11 
 
LIABILITIES: 
CSuarvoiltuals SFtuonckd_________________________-__-_-_-_-__-_-____$ Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid.----------------Cashiers Checks-------------------Certified Checks-------------------TSDaiemvmienagCnsedDrDtiefepivcoaostsietissts_o_-_f-_-D_-_-e_-_v-_-o_-s_-_i-t_-._-._-__-___-__--__ LBeieltxltseePcrsuatyoeafdbCfloerer__dC_i_tu_sa_t_no__dm__Ae_r_cs_c__e____v__t__a__n__c____es__ ONothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d__-_-_--__- 
 
25,000.00 2,000.00 408.00 
none none none 
1,874.29 
none 
~46,687 .93 51,482.61 2,038.05 
none 
2,725.00 8,659.23 
none 
 
TotaL ______________________________$ 140,624.11 
 
 108 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
FARMERS STATE BANK 
 
Lincolnton, Ga. 
 
As called for by the Superintendent of Banks. 
 
JAMES H. BOYKIN, President. 
 
DR. W. B. CRAWFORD, Vice-President. 
 
M. R. STEPHENS, Cashier. 
 
Date of Charter: 9-!l6-1911 
 
Began Business: U-!l-1911 
 
RESOURCES: 
 
Loans and Discounts______________$ 126,431.08 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owne<L------- 10,077.75 
 
Banking House and Lot----------- 2,089.10 
 
FOuthrneirtRureealaEnsdtaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ 
 
2,364.55 2,713.75 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 75,725.71 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 3,103.76 
 
COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
378.23 none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
682.72 
 
CuCsrteodmiterasnLdiAabciclietvYtaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit and LosS--------------------- 
 
none 
 
- - - - Other Resources-------------------- 
 
none 
 
TotaL. _____________________________ $ 223, 566.65 
 
LIABILITIES: 
Cavital Stock.______________________$ Survlus Fund._____________________ _ RUensdeirvviedFedunPdrosf_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks._____________________ _ DCaivsihdieenrsdsCUhencvkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand DevositS------------------TSaimviengCserDtiefvicoastietss_o__f_D__e__v_o__s_i_L__-_-_-_--_ LBe.ieltlxtseePrcsuatyoeafdbCfloree_r_dC_i_tu__as_tn_o_dm__Ae__rcs_c__e___v___t__a__n__c____es__ Notes and Bills Rediscounted----Other LiabilitieS-------------------- 
 
25.000.00 10,000.00 10.072.05 
500.00 none none 1,715.84 none 101,121.00 75,157.76 none none none none none 
 
TotaL ______________________________$ 223.566.65 
 
STATEMENT 
 
Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
LITHONIA BANKING CO. 
 
Lithonia, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. H. TRIBBLE, President. 
 
A. W. HOWARD, Vice-President. 
 
JNO. De J. TURNER, Cashier. 
 
Date of Charter: 1903 
 
Began Business: 1903 
 
RESOURCES: 
 
Loans and Discounts______________$ 63,232.15 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ 
 
5,312.50 3,500.00 
 
FOuthrneirtRureealaEnsdtaFtiextouwrenSe-d-_-_-_-_-_-_-_-_-_-_- 
 
2,688.43 9,353.20 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents__ 7,737.59 
 
Checks for Clearing and Due from 
 
C aosthh eItreBmasn. _k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ 
 
780.29 none none 
 
AdCvoamncmeos diotniesC...o_t_t_o_n____a_n__d___o_t_h__er_ 
 
none 
 
Customers Liab111ty on Letters of 
 
Credit and Accei>tances. 
 
none 
 
Profit and Loss--------------------- 2,791.87 
 
- - - - Other Resources-------------------- 
 
none 
 
TotaL.-----------------------------.$ 94,896.03 
 
LIABILITIES: 
Cavital Stock.______________________ $ Survlus Fund._____________________ _ Undivided Profits _________________ _ Reserve for Unearned Interest----Reserve for Interest and Taxes___ _ Dividends Unvai<L----------------Cashiers CheckS-------------------Certified Checks-------------------Demand DevositS------------------Time Certificates of DevosiL----Savings Devosits------------------LBeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__v____t__a__n__c____es__ 
Notes and Bills Rediscounted.---Other LiabilitiSS------------------- 
 
25,000.00 655.83 
2,183.71 none none none 991.49 none 
37.739.65 19,762.50 3,557.85 
none 5,000.00 
none none 
 
Total.------------------------------.$ 94,896.03 
 
 DEPARTMENT OF BANKING 
 
109 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE PEOPLES BANK 
 
Lithonia, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. J. ALMAND, 
President. 
 
W. R. WATSON, Vice-President. 
 
I. M. STARR, Cashier. 
 
Date of Charter: 1910 
 
Began Business: 1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ 75,644.18 
 
CeBrotinfidcsataensdoSf toInckdsebotwendende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
14,873.50 7,500.00 2,950.00 2,200.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 62,219.22 
 
Checks for Clearing and Due from 
 
CaosthheItreBl!laSn--k-s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none none 
 
AdCvoamncmeos diotniesC__o__t_t_o_n____a_n__d___o,t_h_e_ r_ 
 
none 
 
CPruCosrfteiotdmaitenradsnLLdoiAasbsc_ic_le_it_vy_t_a_on_nc__eL_s__e__t__t__e__r__s____o__ f__ 
 
none none 
 
Other Resources--------------------- - -no-ne 
 
TotaL-------------------------------$ 165,386.90 
 
LIABILITIES: 
Cavital Stock.______________________$ US unrdvivl uids eFduPnrdo. .f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve Funds Unearned Interest_ Due to Banks----------------------Dividends Unvaid-----------------CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits------------------Time Certificates of Devosit------Savings Deposits------------------LBeieltxltseecPrsuatyoefadbCfloreer..d_Ci_tu__as_tn_o_dm__Ae_r_cs_c__e___p___t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
25,000.00 20,000.00 6,209.00 
none none none 1,812.64 none 79.223.61 28,596.22 4,545.43 none none none none 
 
TotaL_______________________________$ 165,386.90 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF LOCUST GROVE 
 
Locust Grove, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. V. WILLIAMS, President. 
Date of Charter: 8-~-190~ 
 
A. G. COMBS, Vice-President. 
 
C. B. PLEXICO, Cashier. 
Began Business: 9-190~ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 96,642.39 
 
CeBrotinfidcsataensdoSf toI nckdse botwendende.s. _s__a__n_d_ 
 
965.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _ 
 
4.500.00 1,500.00 
none 
 
Cash in Vault and amounts due from avvroved Reserve Agents-- 20,799.71 
 
Checks for clearing and Due from 
 
other Banks---------------------COavsehrdIrtealf!tlsS-(-i-f_a_ -n-y-)--_-_-_-_-_-_-_-__-_-_-_-_-_-_-____ 
 
385.67 291.42 none 
 
Advance on Cotton and other 
 
CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-tv-yt-a-on--nc-e-Ls-_-e_-t_-t_-e_-r_-s_-_-o_--f_ Profit and Loss..___________________ _ 
 
4,468.69 none none 
 
- - - - - Other Resources-------------------- 1,853.00 
 
Total--------------------------------$ 131,405.68 
 
LIABILITIES: 
Cavital Stock-----------------------$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencvkasi_d__.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand Devosits-----------------Time Certificates of Devosit------Savings DevositS------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other Liabilities------------------ 
 
25,000.00 5,000.00 12,596.37 
none none 
56.00 
364.45 none 57,675.75 30,693.31 none none none none none 
 
Total_____________ ------- __ ----- _____ $ 131,405.88 
 
 110 
 
SEVENTH ~AL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK Locust Grove, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. L. GARDNER, 
President. Date of Charter: 9-1910 
 
G. B. CHILDS, Vice-President. 
 
R. B. HENDERSON, Cashier. 
Began Business: 9-1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ 69,126.53 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
2,700.00 1,555.00 
 
Other Real Estate owned---------- 
 
150,00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.- 5,892.78 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) _________________ Advance on cotton________________ _ 
 
380.39 7.20 
none 10,214.02 
 
CuCsrteodmiterasnLdiAabciclletpYtaonnceLs.e_t_t_e_r_s__o_ _f 
 
none 
 
Profit and LoSS--------------------- 
 
42.66 
 
- - - - Other Resources.------------------- 
 
none 
 
Total..----- ________ --_-- ___________ .$ 90,068.58 
 
LIABILITIES: 
Capital Stock...------------------ .$ USunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_- -_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----"----------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskitss-----_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it____________ __ BLeieltlxtseePcrsuatyoeafdbCfloree_r_d_Ci_t_u,as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c___e_s__ NOothteesr aLniadbBililltlisesR..e__d_i_s_c_o__u_n_t_e__d________ __ 
Total_______________________________ .$ 
 
30,000.00 6,000.00 
none none none none 17.00 none 34,974.30 19,067.38 none none none none 
9.90 
90.068.58 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS & MERCHANTS BANK Loganville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. C. BRODNAX, President. 
Date of Charter: 4-4-1906 
 
C. S. FLOYD, Vice-President. 
 
H. K. FORRESTER, Cashier. 
Began Business: 4-11-1906 
 
RESOURCES: 
 
Loans and Discounts. _____________$ CeBrotinfidcsataensdoSf toInckdsebotwednneeds__s__a__n_d_ FBuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
Other Real Estate owned---------Cash in Vault and amounts due 
 
28,686.80 none 
3,600.00 2,000.00 16,026.00 
 
from approved Reserve Agents.. 6,085.20 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ 
 
383.65 102.41 none 
 
Advance on Cotton and other Commodities---------------------- 
Customers Liabillty on Letters of Credit and Acceptances._________ 
 
none none 
 
Profit and LOSS--------------------- 
 
none 
 
- - - - Other Resources-------------------- 
 
221.63 
 
Total----------------------- _________$ 57,105.69 
 
LIABILITIES: 
Capital Stock.----------------------$ USunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi.<__L_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Deposits.__________________ TSiamviengCseDrtiefii>coastietss_o__f_D__e_p__o_s_i_t_.__________ __ LBeieltxltseePcrsuatyoeafdbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__i__>__t__a__n___c___es__ NOothteesr aLniadbBililltlisesR..e_d__i_s_c_o__u_n_t_e__d_.______ __ 
 
15,000.00 none 
4,664.66 none none none 16.15 none 
12,418.72 17,906.16 
none none 7,000.00 none 100.00 
 
Total.. ______ --- _________ ------- __ -__$ 67,105.69 
 
 DEPARTMENT OF BANKING 
 
Ill 
 
STATEMENT Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
LOGANVILLE BANKING CO. Loganville, Ga. 
As called for by the Superintendent of Banks. 
 
A. M. BROOKS, President. 
Date of Charter: .................. 
 
J. R. TUCK, 
Vice-President. 
 
W. T. BROOKS, Cashier. 
Began Business: .................. 
 
RESOURCES: 
Loans and Discounts.............$ Certificates of Indebtedness and 
Bonds and Stocks owned......_ Banking House and Lot........_ Furniture and Fixtures........_ Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Olearlng and Due from 
other Banks.................... COavsehrdIrtaefmtss.(if..a.n..y.).._._._._._._._._._.__.___.__._ Advance on Cotton and other 
Commodities..................... Customers Liability on Letters of 
Credit and Acceptances......... Profit and Loss................... Other Resources................. 
Total............ ----------- .........$ 
 
129,155.60 24,500.00 1,400.00 1,800.00 21,511.50 8,066.73 
96.71 9.54 none none none none 10,375.00 196,915.08 
 
LIABILITIES: 
Capital Stock..................$ SU!I>lus Fund............... Undivided Profits.............. Reserve Funds................. Due to Banks............... Dividends Unpaid............. Cashiers Checks................ Certified Checks.................. Demand Deposits.................. Time Certificates of Deposit...... Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers......... Bills Payable....................... Notes and Bills Rediscounted..... Other Liabilities............... 
 
25,000.00 25,000.00 2,483.87 
none none none 1,437.93 none 38,079.06 94,914.22 none none none none 10,000.00 
 
Total.................. ------- .....$ 196,915.08 
 
STATEMENT Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
LOVEJOY BANKING CO. Lovejoy, Ga. 
As called for by the Superintendent of Banks. 
 
S. D. CRAWFORD, President. 
Date of Charter: 2-!lQ-1909 
 
J. W. FIELDS, Vice-President. 
 
G. P. BABB, Cashier. 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts..............$ 48,025.16 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 
 
none 
 
Banking House and Lot.......... 1,450.00 
 
Furniture and Fixtures........... 1,900.00 
 
Other Real Estate owned......... 6,250.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 10,915.36 
 
Checks for Clearing and Due from 
 
other Banks.................... 
 
570.02 
 
Cash Items......................... 
 
none 
 
Overdrafts (if any)................ 
 
none 
 
Advance on Cotton and other 
 
Commodities..................... . 3,815.56 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other Resources.................._ _ _n_o_n_e_ 
 
Total................................ $ 72,926.10 
 
LIABILITIES: 
Capital Stock.....................$ SU!I>lUS Fund..................... Undivided Profits................ Reserve Funds..................... Due to Banks................... Dividends Unpaid............... Cashiers Checks.................. Certified Checks................... Demand Deposits.................. Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers........ Bills Payable..................... Notes and Bills Rediscounted..... Other L1ab111ties............. 
 
15,000.00 10,000.00 8,825.71 
none none none 525.30 none 24,131.08 14,444.01 none none none none none 
 
Total...............-.-------------$ 72,926.10 
 
 112 
 
SEVENTH ANNuAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 2:1, 1926, of the 
 
BANK OF LULA 
 
Lula, Ga. 
 
As called for by the Superh!tendent of Banks. 
 
S. S. CARTER, President. 
 
S. B. CARTER, C. R. SIMMONS, 
Vice-President. 
 
E. F. WHITWORTH, Cashier. 
 
Date of Charter: .................. 
 
Began Business:.......... -------- 
 
RESOURCES: 
Loans and Discounts.. ____________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn._k_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other PCruCCosorfteiomtdmmaitenoradsdniLLdtoiieAsassb_c-_ic-l-e_i-_tp-y_t-_a-_on-_-nc_-_e-L_s-_-_e_-_t__-t__-e__-r__-s__-__-o__--f__ Other.Resources-------------------- 
TotaL------------------------------$ 
 
22,890.98 2,650.00 2,000.00 3,001.01 
none 
42,795.89 
none none none none none none none 
73,337.88 
 
LIABILITIES: 
Capital Stock.______________________ $ 
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Cashiers Checks-------------------Certified Checks-------------------TDSaiemvmienagCnsdeDrDtiefepipcooasstieittssS_o_-_-f_-D-_-_e-_-_p-_o-_-s_-i_-t_-__-___-__-__-__--__ LeetxteecrsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_______ ----------------Notes and Bills Rediscounted.___ _ Other Liabilities-------------------- 
 
15,000.00 
none 
1,547.27 
none none none 
88.49 
none 
33,028.98 23,673.14 
none 
none none none none 
 
TotaL ______________________________$ 73,337.88 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK 
 
Lumber City, Ga. 
 
As called for by the Superintendent of Banks. 
 
D. C. McLEAN, President. 
 
L. H. McBRIDE, Vice-President. 
 
W. E. DAWSON, Cashier. 
 
Date of Charter: 8-7-1914 
 
Began Business: 4-20-1925 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknindgsi:aHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
 
32,265.90 
none 
7,162.83 2,950.00 4,600.00 
61,251.68 
 
from other Banks---------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabccielipttyanocens_L__e_tt_e_r_s__o_f 
 
none none none none none 
 
Profit and LOSS..-------------------- 
 
none 
 
- - - - - Other Resources..------------------- 
 
249.35 
 
TotaL ______________________________$ 108,479.76 
 
LIABILITIES: 
Capital Stock-----------------------$ Surplus Fund.---------------------Undivided Profits------------------ 
Reserve Funds..--------------------- 
DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits.._________________ _ Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c____es__ Notes and Bills Rediscounted.. __ _ Other Liabilities------------------- 
 
15,000.00 
none 
2,749.91 
none none none 
739.33 
none 
58,958.81 31,031.71 
none none none none none 
 
TotaL ______________________________$ 108,479.76 
 
 DEPARTMENT OF BANKING 
 
113 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS STATE BANK & BRANCH Lumpkin, Ga. 
 
As called for by the Superintendent of Banks. 
 
E. L. CARTER, 
 
W. G. WORTHINGTON, 
 
A. T. FORT, JR., 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1Q-1911 
 
Began Business: U-19ll 
 
RESOURCES: 
 
Loans and Discounts--------------$ 161,123.02 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
4,495.83 6,000.00 6,853.80 1.779.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 57,723.44 
 
Checks for Clearing and Due from 
 
other Banks.--------------------. 1,616.10 
 
COavsehrdlrtaefiDtsS(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
996.15 936.35 
 
AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r 14,149.35 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss.___________________ _ 
 
none none 
 
Other Total. 
 
_R__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $ 
 
-255.-6n7o3-.n04e 
 
LIABILITIES: 
Capital Stock-----------------------$ SUunrdoilvuids eFdunPdro.-f-i-t-s-.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ CDeermtiafinedd DCehpeocskitss-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits......... ______ ---LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable... --------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
50,000.00 none 
4,089.32 none none none 
1,573.99 none 
115,140.84 78,188.50 6,680.39 
none none none none 
 
TotaL------------------------------$ 255,673.04 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
LUTHERSVILLE BANKING COMPANY 
 
Luthersville, Ga. 
 
As called for by the Superintendent of Banks. 
 
E. P. HURST, President. 
 
E. C. NORRIS, Vice-President. 
 
L. W. McKOON, Cashier. 
 
Date of Charter: 8-11-1905 
 
Began Business: 8-3-1906 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts ______________ $ 53,238.68 
 
Capital Stock-----------------------$ 25,000.00 
 
CeBrotinfidcsataensdoSftoIncdksebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
Cash in Vault and amounts due from approved Reserve Agents.- 
Checks for Clearing and Due from other Banks---------------------- 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
275.00 1, 700.00 
850.00 10,834.00 5,480.31 
none none 4,009.67 
 
USunrdoilvuids eFduPnr<oLf-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Reserve Funds---------------------DDuiveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.__________________ _ Demand Deposits__________________ _ Time Certificates of Deposit._____ _ Savings Deposits------------------Letters of Credit and Acceptances 
 
11,000.00 4,075.85 
none none none 97.56 none 33,485.71 8,021.32 none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 8,292.78 
 
BielxlsePcuatyeadbfloe_r_C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_----- 
 
none 3,000.00 
 
Customers Liability on Letters of Credit and Acceptances....----- 
 
none 
 
NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d__._._._.._ 
 
none none 
 
Profit Other Total. 
 
_aR_n_e_ds_o~Lu_O_r_cS_e_Ss_--_--_--_--_--_--_--_--_--_--_--_---_--_--_---:-.:-:-:.--:----::--:.:- -$"---8-"-'4"--',6nn,80ooo:-cnn:ee.::44~-'--T=-oo:ct:::a::.:L:::.:-:.:::..:-:.::-:..:.:.::.::::.::.:: :..::..::.::::.:c:::.:::..::.::-:..:.:.;-c.::$_.::;8.::.4:. : 
 
6:. 
 
:80'-'-.4:..:4=-- 
 
 114 
 
SEVENTH ~UAL REPORT 
 
STATEMENT Showing condition at the close of-Business DeceiDber 27, 1926, of the 
 
TOOMBS COUNTY BANK Lyons, Ga. 
As called for by the Superintendent of Banks. 
 
W. A. McNATT, President. 
 
R. L. PAGE, Vice-President. 
 
W. T. CHINA, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts...... --------$ 183,487.01 
 
CeBrotinfidcsataensdoSf toInckdsebotwendende.s. _s__a__n_d_ 
 
45.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t._._-_-__-_-_-_-_-_--_ 
 
9,000.00 2,500.00 
 
Other Real Estate owned..--------Cash in Vault and amounts due 
 
7,175.70 
 
from ai>I>roved Reserve Agents._ 86,014.26 
 
Checks for Clearing and Due from 
 
CaosthheItreBmas.n._k_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ 
 
1,430.21 16.75 
 
Overdrafts (if anYl---------------Advance on Cotton and other 
CommoditieS..-------------------CuCsrteodmiterasnLdiAabcicleitiY>taonncesL..e_t_t_e_r_s___of_ 
 
50.34 1,006.52 
none 
 
- - - - Profit and LOSS..-------------------- 
Other Resources..------------------- 
 
none none 
 
Total--------------------------------$ 290.725.79 
 
LIABILITIES: 
Cat>ital Stock.---------------------$ Surt>lus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknst->-a-i-d-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCeht>ecoksists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Dei>osiL----Savings Dei>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable___________ -----------Notes and Bills Rediscounted____ _ Other Liabilities------------------- 
 
30,000.00 9,000.00 1,909.10 
none none none 646.30 none 94,570.69 151,351.42 3,248.28 none none none none 
 
TotaL ______________________________$ 290,725.79 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27, 1926, of the THE BANK OF HENRY COUNTY 
 
McDonough, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. J. COPELAND, 
 
E. M. COPELAND, 
 
JNO. G. PULLIN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 6-~8-1896 
 
Began Business: 7-1-1896 
 
RESOURCES: 
 
Loans and Discounts______________$ 246,922.41 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures. ________ _ Other Real Estate owned.________ _ 
 
2,505.00 3,223.65 5,584.27 
none 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents._ 19,902.85 
 
Checks for Clearing and Due from 
 
C aosthh eItreBmas.n. _k_s_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ 
 
none 5,352.45 
none 
 
Advance on Cotton and other 
 
Commodities..-------------------- 
 
582.27 
 
CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs..e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit and LOSS..-------------------- 
 
383.50 
 
Other TotaL 
 
_R__e_s_o-u--r-c-e-s----------------------------------------$- 
 
-4,-292-.10 
288,748.50 
 
LIABI Ll'riES: 
Cat>ital Stock... -------- __ ----------$ 
USunrdt>ivluids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidteonBdsanUknst->-a-i-d-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--,_Cashiers Checks___________________ _ Certified Checks..__________________ _ Demand Det>osits.._________________ _ Time Certificates of Dei>osiL. ___ _ Savings Det>osits------------------LBeieltxltseePcrsuatoyefadbCfloreer_d_C_i_tu_a_s_tn_od_m__Ae_r_cs_c__e__i__>__t__a__n__c____es__ NOothteesr aLniadbBiliitlilessR...e_d__is_c__o_u__n_t_e_d_._._._._.._ 
 
50,000.00 30,000.00 5,889.43 
none none none 1,915.36 none 78,019.06 62,320.18 none none 49,720.37 10,669.60 214.50 
 
Total________________________________$ 288,748.50 
 
 DEPARTMENT OF BANKING 
 
115 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK 
 
McDonough, Ga. 
 
As called for by the Superintendent of Banks 
 
H. J. TURNER, President. 
 
W. D. TARPLEY, Vice-President. 
 
H. C. HIGHTOWER, Cashier. 
 
Date of Charter: 3-8-1911 
 
Began Business: 3-8-1911 
 
RESOURCES: 
 
Laons and Discounts--------------$ 171,772.28 
 
CeBrotinfidcsataensdoSf toIncdksebotwednneeds__s__a__n_d_ 2,390.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
3,800.00 2,300.00 
 
Other Real Estate owned---------- 27,007.24 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents. 16.751.25 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefitDs S(i-f--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
102.42 
none none 
 
Advance on Cotton and other 
 
CuCsotommmeords iLtiieasb..i.l-i-ty---o-n--L--e-t-t-e-r-s--o--f 
 
325.77 
 
Credit and Acceptances..:....... 
 
none 
 
Profit and Loss..------------------- 
 
none 
 
- - - - Other Resources.------------------- 
 
75.00 
 
Total... ___ ...---- __ ._... ___ .$ 224,523.96 
 
LIABILITIES: 
CS uarpoi tlauls SFtuonckd._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ RUensdeirvviedFedunPdrosf_i_t_s_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..-----------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-..-.--.-.-Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaanyadbBleil-l-s--R--e-d-i-s-c--o-u--n-t-e-d--.---Other Liabilities------------------- 
 
50,000.00 25.000.00 17,426.79 
none none 
136.00 1.00 
none 
53,434.15 48,415.20 
3,086.61 
none none 
27,024.21 
none 
 
Total--------------------------------$ 224,523.96 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK 
 
McRae, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. F. COOK, President. 
 
F. A. SMITH, Vice-President. 
 
J. F. COOK, Cashier. 
 
Date of Charter: --------------- 
 
Began Business:------------ 
 
RESOURCES: 
 
Loans and Discounts ______________$ 161,268.41 
 
Certificates of Indebtedness and Bonds and Stocks owned.._____ _ 
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
4,340.00 3,000.00 3,579.92 
19.344.21 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 27,719.52 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
960.35 
 
Cash Items-------------------------- 
 
310.50 
 
AOdvveardnrcaeftso(nif aCnoYttlo--n---a-n--d---o--t-h-e--r 
 
396.71 
 
Commodities. . . - - - - - - - - - - - - - - - - - - CuCsrteodmitearsnLdaAibciclietpYtaonnceLs.ett_e.r_s__o_ _f 
 
2,866.07 
none 
 
- - - - - Profit and LOSS--------------------- 
Other Resources.------------------- 
 
none none 
 
Total------------. ____ . ______ .S 223.785.69 
 
LIABILITIES: 
CSuarpoiltuals SFtuoncdk-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..-----------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities------------------- . 
 
50,000.00 22,333.21 2,544.46 
none none none 
235.43 
none 
85,617.83 60,054.76 
none 
none 
3,000.00 
none none 
 
TotaL.----------------------------$ 223,785.69 
 
 116 
 
~EVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
THE MERCHANTS BANK 
 
McRae, Ga. 
 
As called for by the Superintendent of Bank. 
 
0. F. McRAE, President. 
 
W. H. BORN, Vice-President. 
 
0. F. McRAE, Cashier. 
 
Date of Charter: 4-19-1900 
 
Began Business: 4-!lG-1900 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-------Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrneesc--L-_-_-_-_-_-_-_-_-_Cash in Vault and amounts due 
from avvroved Reserve Agents.. Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtealfltiSs -(.I.f-a--n-y--)-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ 
Advance on Cotton and other Commodities.... _-------- ________ _ 
PCruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ei_ti_Y>__ta_on_n_c_eL_s_.e_._t.t_.e_._r__s___o__ _f_ Other Resources.__________________ _ 
 
281,858.60 80.00 
7,000.00 3, 754.60 24.288.50 38,318.14 2,275.40 
945.66 436.73 27,493.50 none none none 
 
TotaL------------------------------S 338,451.13 
 
LIABILITIES: 
Cai>ital Stock.----------------------$ Suri>lUS Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Uni>aid-----------------CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>ositB------------------TSaimviengCseDrtiefii>coastietss_o__f_D__e_v__o_s_i_t_-_-_-_-_-_--_ BLeieltlxtseePcrsuatyoefadbCfloreer__dC_i_tu_a_s_tn_od_m__Ae_r_cs_c__e__i__>__t__a__n___c___es__ NOothteesr aLniadbBiliiltlisesR._e_d__is__c_o_u__n_t_e_d__-_-_-_--_ 
 
50,000.00 15,000.00 9,195.16 
none 46.82 none 1,188.81 none 187,894.15 57,626.19 none none 10,500.00 5,000.00 none 
 
TotaL ______________________________ $ 336,451.13 
 
STATEMENT 
 
Showing condition at the close of Business DeceJDber 27, 1926, of the THE GEORGIA BANKING COMPANY 
 
Macon, Ga. 
 
As called for by the Superintendent of Banks. 
 
.R. W. CROCKETT, President. 
 
W. C. TURPIN, Vice-President. 
 
W. E. BOZEMAN, Cashier. 
 
Date of Charter: &-19-1922 
 
Began Business: 9-5-1922 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__-_-_-_-_-_-_--_ Furniture and Fixtures-----------Other Real Estate ownecL--------Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from COavosethhrdeIrrtaeBlfltiasSn-(.kI.fs_a-_-_n-_y_-_-)_-_-_--_--_---_--_--_--__-___-_--_--_--_--_--_----_ Advance on Cotton and other 
Commodities---------------------PCruCosrfteiotdmaitenradsnLLdoiAasbsc.ic_lei_ti_Y>__ta_on_n_c_e_Ls__e___t_t__e___r__s___o__ f__ _ Other Resources___________________ _ 
TotaL ______________________________$ 
 
184,480.55 20,964.69 
none 5,235.75 
none 32.146.25 1,622.65 
none none none none none none 244,649.89 
 
LIABILITIES: 
Cai>ital Stock.----------------------$ Suri>lUS Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCUhencvkasi.c_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DCeermtiafinedd DCehi>ecoksists-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCseDrtiefii>coastietss_o__f_D__e_i_>__o_s_i_t-_-_-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ BNiolltsesPaanyadbBleil.l-s--R--e-d-i-s-c--o-u--n-t-e-d--.-__-_--_ Other Liabilities...----------------- 
 
50,000.00 none 
7,500.00 none none none 
4,863.08 none 
95,847.22 20,082.05 51,357.54 
none 15,000.00 
none none 
 
TotaL------------------------------$ 244,649.89 
 
 DEPARTMENT OF BANKING 
 
117 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
LUTHER WILLIAMS BANK AND TRUST CO. 
 
Macon, Ga. 
 
As called for by the Superintendent of Banks. 
 
LUTHER WILLIAMS, President. 
 
FRANCIS E. WILLIAMS, HOWARD V. WILLIAMS, 
 
FREDERICK W. WILLIAMS, Vice-Presidents. 
 
Cashier. 
 
Date of Charter: 6-28-1924 
 
Began Busineas: 7-1-1924 
 
RESOURCES: 
 
Loans and Discounts--------------$ 1,692,292.77 Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 22.565.00 
 
Banking House and Lot----------- 50,000.00 
 
Furniture and Fixtures-----------Other Real Estate owned---------" Cash in Vault and amounts due 
from approved Reserve Agents._ 
 
13,867.10 23,673.41 239,893.75 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 14,076.67 
 
COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
1,797.16 2.025.03 
 
AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of Credit and Acceptances.._________ 
 
none 
 
Profit and LOSS..-------------------- 
 
none 
 
Other Resources------------------- 6,191.00 
 
TotaL------------------------$ 2,066,381.89 
 
LIABILITIES: 
 
Capital Stock-------------------$ Surplus Fun<L------------------Undivided Profits-----------------Reserve Fund----------------------Due to Banks----------------------Dividends Unpaid.------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposit;s------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities------------------- 
 
100,000.00 40,000.00 22,939.52 31,353.77 
none 
100.00 8,436.44 
276,00 701,430.80 217,846.08 943,999.28 
none none none none 
 
Total--------------------------------$ 2,086,381.89 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MACON SAVINGS BANK 
 
Macon, Ga 
 
. As called for by the Superintendent of Banks. 
 
JESSE B. HART, President. 
 
J. W. CANNON, Vice-President. 
 
C. C. CUNNINGHAM. Cashier. 
 
Date of Charter: 8-4-1874 
 
Began Business: 1-18-1875 
 
RESOURCES: 
Loans and Discounts______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__fr_o__m_ 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities---------------------CuCsrteodmiterasnLdiAabcicleiptytaoncnesL..e_t_t_e_r_s___o_f 
POrtohfeirt RanedsoLurOceSsS_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_ 
 
686,535.58 
44,744.30 32,800.00 
6,744.95 5,415.09 
30,005.69 
none none none 
none 
none none none 
 
Total---------------------------- __$ 806,245.61 
 
LIABILITIES: 
 
Capital Stock--------------- ..$ 50.000.00 
 
Survlus Fund--------------------- 100,000.00 
 
Undivided Profits------------------ 64,594.02 
 
Reserve Funds---------------------- 
 
none 
 
DDuiveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 
 
8,695.77 
none 
 
Cashiers Checks-------------------Certified Checks-------------------- 
 
5,049.62 
none 
 
TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t-..-_-_-_-_--_ 
 
20,540.08 63,102.14 
 
Savings Deposits------------------- 464.263.98 
 
BLeieltxltseecPrsuatyoeafdbCfloerer__dC_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c____es__ 
 
none 
30,000.00 
 
' 
 
Notes and Bills Rediscounted----Other Liabilities------------------ 
 
none none 
 
TotaL------------------------------$ 806,245.61 
 
 118 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business Decem.ber 27, 1926, of the MERCHANTS AND MECHANICS SAVINGS BANK OF SOUTH MACON 
Macon, Ga. 
 
As c lied for by the Superintendent of Banks 
 
W. T. MORGAN, 
 
W. A. TAYLOR, 
 
T. W. HAWKES, 
 
President: 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1-17-1910 
 
Began Business: 1-3-1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ 202,957.57 
 
Oertificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_-_Furniture and Fixtures___________ _ 
 
none none 186.55 
 
Other Real Estate owned...------- 2,500.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 11,106.32 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn.k..s.-.-.-.-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
734.70 451.39 none 
 
AdCvoamnmceodoitnies_C_o__t_to__n___a__n_d____o_t_h__er_ 
 
none 
 
Customers Liability on Letters of Credit and Acceptances_____ . ___ _ 
 
none 
 
POrtohfeirt aRnesdoLurocSesS_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Total____ -- __________________________-$ 
 
none 
-217-,9n3o6-.n53e 
 
LIABILITIES: 
Capital Stock.___ ._.. _--------------$ 
Surolus Fund.-------------------Undivided ProfitS----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings DeDosits------------------L eetxt eecr sutoefdCf or er dCi tuas tnodmAe rcsc.e_p__t_a_n_c__e_s Bills Payable_______________________ _ Notes and Bills Rediscounted----Other Liabilities.----------------.-- 
 
25,000.00 15,000.00 3,991.80 
none 1,625.60 
none 944.94 none 54.549.53 15,087.96 
 61,736.70 none 40,000.00 
none none 
 
Total______ --------------------------$ 217,936.53 
 
STATEMENT 
 
Showing condition at the close of Business Decem.ber 27, 1926, of the 
 
BANK OF MADISON 
 
Madison, Ga. 
 
As called for by the Superintendent of Banks. 
 
LEE TRAMMELL, President. 
 
W. H. ADAMS, W. P. BEARDEN, 
Vice-Presidents. 
 
E. G. ATKINSON, Cashier. 
 
Date of Charter: 1889 
 
Began Business: 1-1-1890 
 
RESOURCES: 
 
"Loans and Discounts--------------S 219,441.17 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_-_- 
 
147,461.61 7,500.00 
 
Furniture and Fixtures------------ 2,008.00 
 
Other Real Estate owned..--------- 21,456.09 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-- 55,904.39 
 
Ohecks for Clearing and Due from 
 
other Banks---------------------- 8,084.27 
 
COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
316.08 1,868.19 
 
AdCvoamnmceodoitnies_C_o__t_t_o_n___a__n_d____o_t_h__e_r 
 
613.51 
 
- - - - CuCsrteodmiterasnLdiAabcicleiptytaoncnesL_e_t_t_e_r__s__o_f 
Profit and Loss..___________________ _ Other Resources__________________ _ 
 
none none 763.37 
 
Total---------------------- ________ --S 465,416.68 
 
LIABILITIES: 
Capital Stock.______ ----------------$ Surolus Fund..---------------------Undivided Profits-----------------Reserve Funds---------'-----------Due to Banks----------------------Dividends Unvaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS------------------TSiamvienCgserDtiefpicoastietss_o__f_D__e_p__o_s_i_t_-_-_-_-_-_-_Letters of Credit and Acceptances 
executed for Customers_________ _ Bills Payable________ ---------------Notes and Bills Rediscounted----Other Liabilities.------------------- 
 
100,000.00 75,000.00 9,182.23 
none none none 106.85 none 130,025.68 20,201.76 130,900.16 none none none none 
 
TotaL ___________________________ ._.$ 465,416.68 
 
 DEPARTMENT OF BANKING 
 
119 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF MANCHESTER Manchester, Ga. 
As called for by the Superintendent of Banks, 
 
C. V. TRUITT, President. 
Date of Charter: 1-28-1910 
 
J AS. S. PETERS, Vice-President. 
 
D. H. SMITH, Cashier. 
Began Business: 2-2-1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ 299,616.09 
 
CeBrotinfidcsataensdoSftoInckdsebotwednnedes,_s__a__n_d_ 
 
90.00 
 
Banking House and Lot----------- 9,908.75 
 
FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_ 
 
5,689.91 3,967.08 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents.. 148,414.05 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) _________________ 
 
1,973.57 1,229.52 
330.46 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 10,193.75 
 
Customers Liability on Letters of 
 
Credit and Accei>tances..--------- 
 
none 
 
- - - - POrtohfeirt aRnesdouLrcoess_s_-_-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_- 
 
n5o2.n9e0 
 
TotaL _______________________________ $ 481,466.08 
 
LIABILITIES: 
Cai>ital Stock-----------------------$ Sllri>lUS Fund.---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Uni>aid-----------------Cashiers Checks-------------------CDeemrtaifni_edd DCehie>coksists--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Dei>osit______ _ Savings Dei>OSitS------------------LBeieltxltseePcrsuatyoeafdbCfloere.r_d_Ci_tu__as_tn_o_dm__Ae_r_cs_c__e__i__>__t__a__n____c__es__ NOothteesr aLniadbBiliiltlisesRIendti.scDoius_n_t_e_d__._._._.._ 
 
50,000.00 25,000.00 31,461.03 22,927.55 
none 61.00 1.952.17 160.19 170,518.76 51.808.14 127,577.24 none none none none 
 
TotaL-------------------------------$ 481,466.08 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK 
 
Marietta, Ga. 
 
As called for by the Superintendent of Banks 
 
J. R. FOWLER, President. 
 
M. L. McNEEL, Vice-President. 
 
L. R. COLLINS, Cashier. 
 
Date of Charter: 1-28-1924 
 
Began Business: 2-2-1924 
 
RESOURCES: 
 
Loans and Discounts______________ $ 320,557.06 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned------- 
 
none 
 
Banking House and Lot----------Furniture and Fixtures------------ 
 
none 8,663.76 
 
Other Real Estate owned.--------- 
 
none 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents.. 26,462.68 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m_ _ Cash Items..________________________ _ 
 
none 2.493. 72 
 
Overdrafts (if any) ________________ _ 
 
none 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
none 
 
Customers Liability on Letters of 
 
Credit and Accei>tances---------- 
 
none 
 
- - - - Profit and LOSS--------------------- 
Other Resources............----- 
 
none none 
 
Total.. __________ :~------------- ______$ 358,177.22 
 
LIABILITIES: 
Cai>ital Stock..----------------------$ Sllri>lUS Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdasnUknsi->--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks____________________ Certified Checks-------------------Demand Dei>ositS------------------Time Certificates of Dei>osit------Savings Dei>osits------------------LBeieltxltseePcrsuatyoeafdbCfloree_rd_C_i_tu_a_s_tn_od_m__Ae_r_cs_c__e__i__>__t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_._._._.._ 
 
50,000.00 10,000.00 7,040.61 
none none none 252.64 none 221,132.76 1.212.35 61,077-26 none none none 7,461.60 
 
TotaL ______________________________$ 358.177.22 
 
 120 
 
SEVENTH ~UAL REPORT 
 
STATEMENT Showing condition at the close of Business Dece01ber 27, 1926, of the 
 
MERCHANTS & FARMERS BANK Marietta, Ga. 
As called for by the Superintendent of Banks. 
 
E. R. HUNT, 
President. 
 
J.D. CORN, R. A. HILL, Vice-Presidents. 
 
W. E. SCHILLING, Cashier. 
 
Date of Charter: -----------...... 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts______________$ 370,650.11 
 
Certific1.tes of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwotn.e._d_-__-_-_-_-_-_--_ Furniture and Fixtures.. _________ _ 
 
3,390.00 30,000.00 5,000.00 
 
Other Real Estate owned---------- 36,777.55 Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents.. 47,267.33 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 3,853.05 
 
COavsehrdIrtaefmtss.(.i-f-a--n-y-)--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ 
 
702.20 
none 
 
Advance on Cotton and other 
 
CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-tv-yt-a-o-n-nc-e-Ls--_e-_t-_t_-e_-r_-s_-_-o_--f_ 
 
none none 
 
Profit and Loss--------------------Other Resources.------------------- 
 
none none 
 
-~-- 
 
Total-------------------------------$ 497,640.24 
 
LIABILITIES: 
CSuari>i>iltuals SFtuonckd.._______________________-_-_-_-_-_-_-_-_-_.._$ 
Undivided Profits-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ 
Dividends Unvaid.----------------CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits------------------TSaimviengCserDtiefii>cOatSeistso.-f.-D--e--v-o_s_i_t_-_-_-_-_--. -_ LeetxteercsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable________ ---------------Notes and Bilis Rediscounted.___ _ Other Liabilities-------------------- 
 
50,000.00 8,500.00 5,677.10 1.769.00 
none 
44.00 449.59 
none 
287 ,R33.02 200.00 
132,141.53 
none none 
11.026.00 
none 
 
Total---------------------- _________ .$ 497,640.24 
 
STATEMENT Showing condition at the close of Business Dece01ber 27, 1926, of the 
 
GEORGIA BANKING COMPANY 
 
Marshallville, Ga. 
 
As called for by the Superintendent of Bank. 
 
J. C. WALKER, 
 
T. S. TAYLOR, 
 
J. G. GRIFFIN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-19-1910 
 
Began Business: 9-~7-1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ 109,684.61 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
500.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos.t_-_-_-_-_-_-_-_-_-_--_ 
 
2,400.00 1,800.00 
 
Other Real Estate owned---------- 
 
none 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.- 15,752.89 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ 
 
677.28 
none none 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
none 
 
CuCsrteodmitearsnLdiAabciclietvYtaonnceLs_e_t_t_e_r__s__o_f 
 
none 
 
Profit and Loss--------------------- 
OT ot htearLR_e__s_o_u_r_c__e_s_.__. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ 
 
none 
- - - n,o-n-e 
130,814. 78 
 
LIABILITIES: 
Cavital Stock-----------------------$ 
SUII>lus Fund----------------------- 
Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unvaid.----------------CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits------------------Time Certificates of DevosiL----Savings Dei>ositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e__s Bills Payable... _____ ------ ________ -NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._ 
 
30,000.00 6,000.00 4, 786.53 
none none none 
3.60 
none 
40,335.93 
none 
29,686.72 
none 
20,000.00 
none none 
 
TotaL------------------------~----$ 130,814.78 
 
 DEPARTMENT OF BANKING 
 
lfll 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK Marshallville, Ga. 
As called for by the Superintendent of Banks. 
 
J. W. FREDERICK, 
- President. Date of Charter: 1~-1906 
 
I. F. MURPH, Vice-President. 
 
C. C. HASLAM, Cashier. 
Began Business: 1-1-1907 
 
RESOURCES: 
 
Loans and Discounts.............$ Certificates of Indebtedness and 
Bonds and Stocks owned....... Banking House and Lot.......... Furniture and Fixtures........... Other Real Estate owned......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Olearing and Due from CaosthheIrteBmasn..k.s.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e _r Customers Liability on Letters of POrCtohrfeeirtdaRitneadsnoLduorAcsescs.c_.e____p__t__a__n___c___e__s__.__.__.__.__.__.__._._.___. 
 
131,082.91 21.400.00 4,539.00 2.250.00 8,354.29 46,094.44 
689.69 none 79.57 none none none none 
 
Total---------------------------- __ .$ 214.389.90 
 
LIABILITIES: 
Capital Stock.----------------------$ SUunrdpilvuids eFduPndro--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Reserve Funds.--------------------- 
DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable..... ------------------NOothteesr aLniadbBiliiltlisesR._e_d__i_s_c_o_u__n_t_e__d_._._._.._ Bonds tor Depositors............... 
 
18,000.00 30,000.00 15,671.14 
none none 162-00 2,571.79 none 88,210.86 1,500.00 68,274.ll none none none none none 
 
TotaL....... ------------------------S 214,389.90 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF MARTIN 
 
Martin, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. M. STOVALL, President. 
 
T. H. STOVALL, Vice-President. 
 
T. H. STOVALL, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts............$ 61,399.60 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned...----- 
 
30.00 
 
BFuanrnkiitnugreHaonudseFaixntdurLeos.t_._._._._._._._._..__. 
 
none 2.251.60 
 
Other Real Estate owned.......... 3,543.65 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 9,638.55 
 
Checks tor Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ 
 
none 43.60 10.31 
 
AdCvoamncmeodointiesC__o__tt_o__n___a__n_d____o_t_h__e_r 4,098.60 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
- - - - POrtohfeirt RanedsoLurOcSesS...-.-.-_-_-.-_-_-_-_-_-_--.-_-_-_-_-_-_- 
 
n2o1.n7e2 
 
TotaJ________________ ---------------.$ 81,007.88 
 
LIABILITIES: 
Capital Stock.......................$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidt oenBdas nUknsp--a-i-d--. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.__________________ _ Demand Deposits------------------Time Certificates of Deposit....... Savings Deposits. ________________ __ LBeieltxltseePcrsuatyoefadbCtloree.r.dC.i.tu__as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c___e__s_ NOothteesr aLniadbBillitlflsesR__e_d__is__c_o_u__n_t_e_d__._._._.._ 
 
16,000.00 3,727.71 
660.33 none none none 539.12 none 21,590.73 15,519.74 none none 23,000.00 none none 
 
Total.. ____ ----------------------- ...s 81.037.63 
 
 122 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
BANK OF MAXEYS Maxeys, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. T. BRIGHTWELL, President. 
Date of Charter: ~-~~-1907 
 
J. R. NICHOLSON, Vice-President. 
 
GEO. P. BELL, Cashier. 
Began Business: 4-1Q-1907 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoInckdsebotwednende-s_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
37,623.86 1,023.79 
none 
1,825.00 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 2,338.37 
 
Choetchkesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ 
 
none 
 
COavsehrdIrtaefmtss-(-If--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
177.25 1.29 
 
AdCvoamnmcoeditoiens.__C__o_t_to__n___a_n_d___o__th__e_r 
 
none 
 
Customers LiabilitY on Letters of Credit and Acceptances.._________ 
 
none 
 
Profit and Loss_____________________ 1,601.30 
 
- - - - Other Resources..___________________ 
 
366.45 
 
TotaL-----------------------------$ 44,957.31 
 
LIABILITIES: 
Capital Stock.----------------------$ Sur:t>lus Fund....--------------------URensdeirvviedFedunPdrso..f_i_ts__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpai<L---------------Cashiers Checks-------------------Certified CheckS-------------------' TSDaiemvmienagCnsdeDrDtiefepipcooasstietistsS_o_-_-f-_D-_-_e-_-_p-_o-_-s_-i_-t__-__-__-__-__-__--__ BLeieltxltseecPrsuatyoeafdbCfloerer._dC_i_tu__sa_tn_o_dm__Ae_r_cs_c__e____p__t__a__n__c____es__ Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
15,000.00 6,000.00 
none none none none 
112.21 
none 
10.303.68 8,616.42 
none 
none 
4,925.00 
none none 
 
TotaL_______________________________$ 44,957.31 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF MEANSVILLE 
 
Meansville, Ga. 
 
As called for by the Superintendent of Banks. 
 
U. L. TAYLOR, President. 
 
J. W. HOLLOWAY, 
Vice-President. 
 
H. G. LANGFORD, Cashier. 
 
Date of Charter: 3-1-1911 
 
Began Business: 4-1-1911 
 
RESOURCES: 
Loans and DJScounts______________$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BF uarnnkiitnugr eHaonudseFaixntdurLeos _t -_-_-_-_-__-_-_-_-_- -_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers Liabllity on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources___________________ _ 
TotaL-------------------------------$ 
 
91.898.21 
none 
1,750.00 2,250.00 4,175.00 
27,702.90 
none none 
175.31 
8,576.20 
none none 
844.95 
137,372.57 
 
LIABILITIES: 
Capital Stock..----------------------1 Sur:t>lus Fund.---------------------Undivid d Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDremmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable________ .--------------Notes and Bills Rediscounted..---Other Liabllities------------------- 
 
25,000.00 10,000.00 1,041.57 
none none none 
87.92 
none 
61.824.10 28.849.67 10,569.31 
none none none none 
 
TotaL ______________________________ $ 137,372.57 
 
 DEPARTMENT OF BANKING 
 
123 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF MEIGS 
 
Meigs, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. N. CARTER, President. 
 
M. WILKES, Vice-President. 
 
DUNCAN BICKLEY, Cashier. 
 
Date of Charter: 5-8-1903 
 
Began Business: 6-1903 
 
RESOURCES: 
 
Loans and Discounts______________$ 175,790.88 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 
 
90.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned. ________ _ 
 
5,725.00 1,837.50 8,317.04 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 49.798.31 
 
Checks for Clearing and Due from 
 
C aosthh eItreBmasn. _k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ 
 
150.82 232.00 43.44 
 
Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 
Credit and Acceptances__________ 
 
none 
4,227.42 
 
Profit and LOSS.-------------------- 
 
none 
 
- - - - Other Resources-------------------- 1,376.02 
 
Total... --------------------$ 247,587.88 
 
LIABILITIES: 
Capital Stock.______________________$ SUunrdpilvuids eFduPnrdo-f-i-t-s-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve Funds..-------------------DDiuveidteonBdsanUknsp--a-i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Cashiers Checks-------------------Certified Checks.................... Demand DepositS------------------TSaimviengCseDrtiefpicoastietss.o__f_D__e__p_o_s__it_._._._._._. ._ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities------------------ 
 
75,000.00 20.000.00 
408.16 
none none none 
2,623.96 
none 
86,086.10 58,242.24 
none 
4,227.12 
none none 
1,000.00 
 
TotaL..........................$ 247,587.88 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MENLO BANK 
 
Menlo, Ga. 
 
As called for by the Superintendent of Banks. 
 
BENJ. D. RIEGEL, 
 
J. E. ELLIOTT, S. T. POLK, 
 
R. L. RANNEY, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1Q--18-19!l6 
 
Began Business: 10-16-19!l6 
 
RESOURCES: 
 
Loans and Discounts..............$ 11.360.!13 
 
Certificates of Indebtedness , nd 
 
Bonds and Stocks owned....... 
 
none 
 
Banking House and Lot.......... 3,000.00 
 
Furniture and Fixtures........... 
 
none 
 
Other Real Estate owned......... 
 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.~ 88,451.71 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss.(.i.f.a--n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton._______________ _ 
 
none none none 
 
Customers Liability on Letters of 
 
Cred. t and Acceptances......... 
 
none 
 
Profit and Loss.................... 
 
none 
 
- - - - Other Resources............ 
 
none 
 
Total.............$ 52,812.14 
 
LIABILITIES: 
Capital Stock...................$ Surplus Fund...................... Undivided Profits........... Reserve Funds.--------------------DDluveidteonBdsanUknsp..a-i-d--.-..-.-.-.-.-.-.-.-.-.-.-.-.-.--Cashiers Checks................. Certified Checks................. Demand Deposits------------------Time Certificates of Deposit....... Savings DepositS------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloe_r_C__u_s_t_o__m__e_r_s_._._._._._._._._._ Notes and Bills Rediscounted.... Other Liabilities-.............. 
 
15,000.00 3,000.00 
35.35 
none none none 
598.50 
none 
33,678.29 500.00 
none 
none none none none 
 
TotaL-------------------------------$ 52,812.14 
 
 124 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
BANK OF CANDLER COUNTY 
 
Metter, Ga. 
 
As called for by the Superintendent of Banks. 
 
GEO. L. WILLIAMS, President. 
 
DR. J. L. NEVIL, W. A. BIRD, Vice-Presidents. 
 
P. Q. COLLINS, Cashier. 
 
Date of Charter: --- 
 
Began Business: 
 
RESOURCES: 
Loans and Discounts ______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._._ Furniture and Fixtures. __________ _ Other Real Estate owned..-------Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
other Banks.---------------- ____ _ COavsehrdIrtaefmtss.(-if--a-n--y-)-.--_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s___o_f Profit and LOSS--------------------Other Resources.------------------- 
TotaL------------------------------1 
 
91,286.80 1,100.00 
none 8,206.34 
none 17,591.82 4,674.34 1,034.76 
none 3,106.89 
none none 13,541.47 140,542.42 
 
LIABILITIES: 
Capital Stock.----------------------1 SUunrdpilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_- -_ Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCUhencpkasi.d. _._._._-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-.-_-__-_-_--_ Savings Deposits. _____ ------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_____ -- ____ -------_----ONothteesr aLniadbBiliitllisesR..e_d__i_s_c_o__u_n_t_e__d_._._._.._ 
 
25,000.00 3,500.00 3,231.17 
none none none 1, 726.58 none 48,659.04 40,561.25 13,082.62 none none 4;781.76 none 
 
TotaL----------------------------- S 140,542.42 
 
STATEMENT 
 
Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
BANK OF METTER 
 
Metter, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. D. KENNEDY, 
 
L. H. SEWELL, 
 
President. 
 
Vice-President. 
 
L. H. SEWELL, Cashier. 
 
Date of Charter: 3-4-1904 
 
Began Business: 3-!l3-1904 
 
RESOURCES: 
 
LIABILITI.CS: 
 
Loans and Discounts...___________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and FiXtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any).. ______________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ 
Profit and LOSS.-------------------Other Resources.------------------- 
 
280,550.74 4,150.00 21,141.15 7,000.58 2, 768 19 13,289.55 265.39 68.10 675.03 19.274.18 none none 3,854. 75 
 
Capital Stock-----------------------S USunrdpivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Reserve Funds -------------------DDiuveidteonBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits. ____ -------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable_______________________ _ Notes and Bills Rediscounted..... Other Liabilities...----------------- 
 
--=T:..:o..::;tal=--:.:.-:;.:.o::.:.;;:.::-:.:.-:.:.o:-:.:.-:;.::.:.-:.:;;:.::-:.:.-:.:.o::.:.:.:-:.:.-S:.._.::.35:;.:3..:.:0, 3:.:7.:..:..::;66::..___ TotaL_____________ _____________ -..s 
 
25,000.00 25,000.00 5,172.28 
none none 160.00 82.41 none lll,037.20 166,585.77 none none 20,000.00 none none 
35a, 037.66 
 
 DEPARTMENT OF BANKING 
 
12.5 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK 
 
Metter, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. J. BIRD, President. 
 
G. W. WATSON, W. E. SIMMONS, 
Vice-Presidents. 
 
C. G. McLEAN, Cashier. 
 
Date of Charter: u-~o-1910 
 
Began Business: U-~o-1910 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBliiaSn-k--s----_-_-__--------------------------_-__-_--_ Overdrafts (if anY>----------------Advance on Cotton and other 
Commodities---------------------Customers LiabilitY on Letters of 
Credit and Acceptances---------POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
156.396.85 
1,765.00 19.2'71.02 3,852.34 3,079.30 
21.021.,03 
(,164.49 26.63 662.63 
18,100.92 
none none none 
 
TotaL------------------------------1 228,340.21 
 
LIABILITIES: 
Capital Stock.______________________$ Surolus Fund._____________________ _ RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks.._____________________ _ CDaivshidieenrsdCs hUencpkasi_d__._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand Devosits.-----------------Time Certificates of Deposit------Savings Deposits-------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
30,000.00 20,000.00 4,359.21 
none none 
4.80 175.15 
none 
91,149.44 80,941.41 1,710.20 
none none none none 
 
TotaL------------------------- _____$ 228.340.21 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF MILAN 
 
Milan, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. M. COOK, 
 
R. C. CHAMBERS, 
 
W. C. McCRAIN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1~-5-1907 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts______________$ 61,786.98 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned- ________ _ 
 
2,500.00 11,564.00 2,800.00 4,351.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents __ 53,383.98 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 1,183.61 
 
COavsehrdIrtaefltisiS(-if--a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
12.75 
none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 7,748.73 
 
Customers Liability on Letters of 
 
Credit and Acceptances..--------Profit and Loss--------------------- 
 
none none 
 
- - - - Other ResourOOS------------------ 
 
250.00 
 
Total-------------------------- __ ---_$ 145,581.05 
 
LIABILITIES: 
Capital Stock.______________________$ Surolus Fund._____________________ _ RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m_A_e_r_cs_c__e__p____t_a___n__c__e__s__ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
30,000.00 6,000.00 1,055.00 
none none 
677.33 679.34 
none 
63,085.27 44,084.11 
none 
none none none none 
 
Total__ ------------------------ ______$ 145.581.05 
 
 U6 
 
SEVENTH ANNuAL REPORT 
 
STATEMENT Showing condition at the close of Business DeceiDber 27, 1926, of the 
 
EXCHANGE BANK 
 
Milledgeville, Ga. 
 
As called for by the Superintendent of Banks. 
 
JOHN CONN, 
 
H. D. ALLEN, 
 
OTTO M. CONN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1903-1908-1919-19~4 
 
Began Business: 1903 
 
RESOURCES: 
Loans and Discounts______________$ Certificates of Indebtedness and 
Bonds and Stocks owned.______ _ BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Olearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss(-i-f--a-n--y-)-_-_-_-_-_-c-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabllitY on Letters of 
Credit and Accei>tances...-------Profit and LOSS--------------------Other Resources..------------------- 
TotaL-------------------- ___ ._. ____$ 
 
555,940.87 12.450.00 
none 5, 752.81 16.641.80 82.445.66 3,918.88 
14.17 5,595. 72 4.283.80" 
none none 49.176.87 736.220.58 
 
LIABILITIES: Cai>ital Stock.______________________$ Suri>1US Fund.---------------------Undivided Profits-----------------Reserve Funds..---------------------Due to Banks----------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand Dei>ositS-----------------Time Certificates of Dei>osiL..... Savings Dei>ositS------------------LBeieltxltseePcrsuatoyefadbCfloree_rd_C_i_tu_a_s_tno_d_m_A_e_rc_s_c__e__i__>__t__a__n__c____es__ Notes and Bills Rediscounted.---Other LiabUitieS------------------- 
 
100,000.00 50,000.00 29,822.95 13,4'7.77 1,934.16 1,315.00 2,044.80 
none 285,132.82 
none 252,513.08 
none none none none 
 
Total--------------------------------$ 736,220.58 
 
STATEMENT 
 
Showing condition at the close of Business DeceiDber 27,1926, of the 
 
MERCHANTS AND FARMERS BANK 
 
Milledgeville, Ga. 
 
As called for by the Superintendent of Banks. 
 
JOHN F. ALLEN, President. 
 
Lee HALL, JNO. T. DAY, Vice-Presidents. 
 
LEE HALL, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts--------------$ 407,915.2l Certificates of Indebtedness and 
 
Bonds and Stocks owned.------BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ 
 
none 9,000.00 4,223.56 2,023.44 
 
 Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents._ 52.212.86 
 
Checks for Olearing and Due from f. other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
4,856.48 308.71 4.51 
 
AdCvoamncmeodointiesC..o__tt_o__n___a__n_d____o_t_h_e_ r_ 
 
none 
 
CuCsrteodmiterasnLdiAabcUceiit>ytaonnceLs..e_t_t_e_r_s__o_f_ 
 
none 
 
- - - - POrtohfeirt RaensdouLrocses-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Total------------------------------.$ 480,542.77 
 
LIABILITIES: 
Cai>ita1 Stock.----------------------$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Uni>aid..---------------Cashiers Checks-------------------Certified Checks-------------------Demand Dei>OSits..-----------------Time Certificates of Deposit...... LSaeevtxtieencrgsustoeDfdeCfio>rerodsCiittusas-tn-o-d-m-A-e-rc-s-c.-e-_p-_-_t-_a-_n-_-c_-_es-_ Bills Payable..----------------------Notes and Bills Rediscounted----Other LiabUitieS------------------- 
 
80,000.00 80,000.00 18,272.00 20,736.08 
none none 406.15 none 281,071.54 57.00 none none none none none 
 
Total-------------------------------- 480,542.77 
 
 DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the THE MILLEDGEVILLE BANKING COMPANY Milledgeville, Ga. 
 
As calloo for by the Superintendent of Banks. 
 
MILLER S. BELL, President. 
 
E. E. BELL, J. E. KIDD, Vice-Presidents. 
 
CHAS. M. DAVIS, Asst. Cashier. 
 
Date of Charter: 10-1874 
 
Began Business: 10-1884 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned..... BFuarnnkiitnugreHaonudseFaixntdurLeso_L__._._._._.__._._._ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(t-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__er_ 
CuCsrteodmitearsnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o_ f_ Profit and Loss--------------------Other Resources.------------------- 
 
563,727.19 
20.200.00 5,517.91 9,582.00 302,437.85 2,319.79 
none 410.83 none none none none 
 
Total... ----------------------------1 904,195.57 
 
LIABILITIES: 
Cai>ital Stock-----------------------1 Suri>lUS Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDttfeipcoatseitsso--f--D-e--i>--o-s-i-t-.-_-_-_-_--_ SLaevttienrgssoDf eCi>rOedsiitts.a-n-d---A--c-c-e-i->-t-a-n-c-e-s BielxlsePcuatyeadbfloer__C__u__s_to__m__e_r_s__..___._.__._._.._ Notes and Bills Rediscounted..... Other Liabilities----- 
 
50,000.00 100,000.00 40,384.86 15,283.14 
991.97 1,006.00 
379.15 none 696,150.45 none none 
none none none none 
 
TotaL.....................$ 904,195.57 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the BANK OF MILLEN 
 
Millen, Ga. 
 
As called for by the Superintendent of Banks. 
 
J.P. APPLEWHITE, President. 
 
S. C. PARKER, I. 0. PARKER, Vice-Presidents. 
 
J. F. BATES, Cashier. 
 
Date of Charter: 1-4-1893 
 
Began Business: 3-1-1893 
 
RESOURCES: 
Loans and Discounts............$ CeBrottnfidcsaatensdoSftoInckdsebotwednneeds__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t._._._._._.__.___._ Other Real Estate owned......... Cash in Vault and amounts due 
from api>roved Reserve Agents. Checks for Clearing and Due from 
other Banks---------------------Cash Items..------------------ Overdrafts (tf anY>-------------Advance on Cotton and other 
Commodities.....-------------Oustomers Liability on Letters of 
Credit and Acceptances........ Profit and Loss..-----------Other Resources..---------~--- 
Total.----------$ 
 
220,147.76 49,900.83 17,545.50 6,819.99 2,000.00 202,105.63 5,443.89 
none none 998.04 none none 
50,000.00 554,961.64 
 
LIABILITIES: 
 
Cai>ital Stock.----------------$ Suri>lUS Fun<L-----------------Undivided Profits-----------------Reserve Funds----------------- Due to Banks--------------Dividends Unpaid.--------- Cashiers Checks....-.....-..Certtfied Checks............ Demand Dei>osits.--------------- TSaimvienCgserDteifi>icOaStietss_o__f_D__e__p_o__s_1_L__-_-_-_-_ 
Letters of Credit and Acceptances executed for Customers. _. 
Bills Payable.------------ Notes and Bills Rediscounted. Other Liabilities--- 
 
50.000.00 50,000.00 3,331.27 
none none none 1,003.87 none 301,635.75 none 148,990.75 none none none none 
 
Total--------------------------------1 554.961.64 
 
 128 
 
SEVENTH A;,NUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the BANK OF MOLENA 
 
Molena, ~a. 
 
As called for by the Superintendent of Banks, 
 
Z. LAWRENCE, 
 
W. 0. JORDAN, 
 
R. H. FLETCHER, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1Q-1901 
 
Began Business: 1Q-1901 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ 
g~~r:e~a~iaJ~g~~UiliS-d.lie' 
 
52,215.61 25.00 
1,706.99 2,369.27 
none 
 
from aDDroved Reserve Agents-Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities..--------------------CuCsrteodmiterasnLdiAabcicleiDtYtanocnes.L._e__tt_e_r_s__o_f 
 
7,043.91 43.25 5.15 .62 
4,498.48 none 
 
Profit and LOSS..-------------------- 
 
none 
 
TOotthae1r--R- -e-s-o-u--r-c-e-s-.-.-------------------------------------$- 
 
- -5-77.-96 68,491.24 
 
LIABILITIES: 
CaDita1 Stock..----------------------$ Surolus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------Dus to Banks..---------------------DiVidends UnDaid.----------------Cashiers Checks-------------------Certified Checks..------------------Demand DeDositS..-----------------Time Certificates of DeDosit------Sav!ngs DeDOSitS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_D__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted.---Other Liabilities..------------------- 
 
15,000.00 none 40.41 none none none 339.43 none 
18,247.24 33,193.39 
none none 570.77 none 1,100.00 
 
TotaL__-----------------------------$ 68,491.24 
 
STATEMENT 
 
Showing condition at the close of Bu~ness December 27, 1926, of the 
 
BANK OF MONROE 
 
Monroe, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. R. RADFORD, President. 
 
W. H. NUNNALLY, Vice-President. 
 
J. P. ADAMS, 
Cashier. 
 
Date of Charter: 1~-80-1890 
 
Began Business: 4-~-1891 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aDDroved Reserve Agents-Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrteamftss..(_i_f_a__n_y_ )- -__- _-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advance on Cotton and other 
Commodities---------------------CuCsrteodmitearsnLdiAabcicleiDtytaonnceLs_e_t_t_e_r_s__o_ _f Profit and LOSS-----------------Other Resources-------------------- 
TotaL------------------------------$ 
 
413,043.59 25,750.00 
none 2,500.00 66,487.13 69,905.06 1,611.38 
665.41 none 26.617.79 none none 64,435.85 671,016.21 
 
LIABILITIES: 
CaDita1 Stock..----------------------$ Suro1us Fund.---------------------Undivided ProfitS-----------------Reserve FundS---------------------Due to Banks----------------------DiVidends UnDaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeiDcaotseistSo-f--D--e-D--o--s-i-t_-_-_-_-_-_--_ Savings DeDosits------------------Letters of Credit and AcceDtances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.---Other Liabilities-------------------- 
 
150,000.00 75,000.00 26,686.21 6,677.66 
none 147.00 3,216.03 12.07 291,121.71 37,145.26 10,433.80 none none 12,426.47 58,150.00 
 
TotaL ________________ ---------------$ 671,016.21 
 
 DEPARTMENT OF BANKING 
 
129 
 
STATEMENT 
 
Showing condition at the close of Business Decmnber 27, 1926, of the 
 
THE FARMERS BANK 
 
Monroe, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. M. NOWELL, President. 
 
H. M. ARNOLD, A. B. MOBLEY, 
Vice-Presidents. 
 
C. R. BRADFORD, Cashier, 
 
Date of Charter: 12-2-1905 
 
Began Business: 1-1-1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes-.s__a__n_d_ 
 
Banking House and Lot----------- 
 
Furniture and Fi"xtures------------ 
 
Other Real Estate owned---------- 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
Cash lteiiiS-------------------------- 
 
AOdvveardnrcaeftso(ni! 
 
an;v>----------------Cotton and other 
 
Commodities.____ -------------- __ _ 
 
CuCsrteodmitearsnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s__o_ f_ 
 
Profit and LOSS--------------------Other Resources..------------------ 
 
Total-------------------------------$ 
 
291,661.82 70.045.75 
none 
3,146.00 28,380.51 96,584.57 
279.94 
203.13 none none none none 25,104.76 515,406.48 
 
LIABILITIES: 
Capital Stock..----------------------S Surplus Fun<L--------------------Undivided Profits-----------------DReuseertvoeBFaunnkds.s.-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand Depostts------------------Time Certi!icates of Deposit------LSaevttienrgssoDf eCproesdiittSa--n-d--A--c--c-e-p-t-a--n-c-e-sBielxlsePcuatyeadbfloer__C__u__s_t_o_m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Redisccunte<L---Other Liabilities.------------------- 
 
150.000.00 80.000.00 
181.42 none none none 2.505.22 52.75 250,007.02 22.105.10 37,994.97 none none none 22.050.00 
 
Total.--------- ___ ----_--------------S 515,406.48 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the MONTEZUMA BANKING CO. Montezuma, Ga. 
 
As called for by the Superintendent of Banks. 
 
JULE FELTON, President. 
 
OSCAR McKENZIE, Vice-President. 
 
GEO. M. CHASTAIN, Cashier. 
 
Date of Charter: 9-27--1926 
 
Began Business: lG-8--1926 
 
RESOURCES: 
 
Loans and Discounts--------------$ 25,543.50 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-_______ 25,137.50 
 
Banking House and Lot---------- 
 
none 
 
Furniture and Fixtures------------ 
 
none 
 
Other Real Estate owned---------- 
 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 145.650.35 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 6,315.82 
 
COavsehrdIrtaefitisiS(-t-f -a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ 
 
54.69 339.23 
 
Advance on Cotton and Other 
 
Commodities.-------------------- 
 
none 
 
Customers Liability on Letters of 
 
PrOofreitdaitnadnLdoAScSc.e--p-t-a-n--c-e--s-.------------------ 
 
none none 
 
- - - - Other Resources.------------------- 2,297.15 
 
Total.........-----------------------1 205,337.74 
 
LIABILITIES: 
Capital Stock._____________ --------.$ Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadblfeo_r_C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities------------------- 
 
35,920.00 
none none none none none 200.05 41.00 
167,873.53 70.00 
none 
none none none 1,233.16 
 
Total.. -------------------- _____ -----S 205.337.74 
 
 ISO 
 
SEVENTH ANNuAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MONTROSE BANKING COMPANY 
 
Montrose, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. N. ROSS, President. 
 
W. G. THOMPSON, Vice-President. 
 
W. S. WILLIAMS, Cashier. 
 
Date of Charter: 9-4-1911 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts..............$ 27,548.30 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
629.28 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.... _____ _ 
 
2,500.00 2,524.78 
none 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents.. 14,046-48 
 
Checks for Clearing and Due from 
 
C aosthh eIrteBmasn. _k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (If any)_________________ 
 
4,376.19 168-41 118.65 
 
AdCvoamncmeodointiesC__o__t.to..n___a..n_d_ ..o__t_h_e_ r_ 
 
none 
 
Customers Liab1litY on Letters of 
 
Credit and Acceptances__________ 
 
none 
 
Profit and Loss_____________________ 
 
none 
 
Other Resources______ ....__________ 
 
325.65 
 
---- 
 
TotaL------------------------------$ 52,557.19 
 
LIABILITIES: 
Cai>ita1 Stock.----------------------$ SuriJ1us fund... -------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Uni>ai<L----------------CCaesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Accei>tances 
executed for Customers---------Bills Payable-----------------------NOothteesr aLniadb1B1iiltlisesR._e_d__i_s_c_o_u__n_t_e__d_._._._.._ 
 
15,000.00 none 493.27 none none none 98.05 none 
25,485.67 4,880.20 
none none 6,600.00 none none 
 
Total.. ---------------------------~-.$ 52,557.19 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MOULTRIE BANKING COMPANY Moultrie, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. C: VEREEN, President. 
 
F. R. PIDCOCK, W. C. VEREEN, 
Vice-Presidents. 
 
M. L. LEE, Cashier. 
 
Date of Charter: 1896 
 
Began Business: 1896 
 
RESOURCES: 
 
Loans and Discounts..............$ 1,599,312.69 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 10,855.00 
 
Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due 
from approved Reserve Agents.. 
 
95,967.47 44,491.72 366,651.96 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 17,282.98 
 
COavsehrdIrtaefmtss.(-I-f -a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
373.53 828.83 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 31,279.07 
 
Customers Liab1!1ty on Letters of 
 
Credit and Accei>tances.......... Profit and Loss.____________________ 
 
none none 
 
Other Resources..------------------ 324,365.37 
 
TotaL------------------------------$ 2,491,408.62 
 
LIABILITIES: 
Cai>ital Stock-----------------------$ Suri>lUS Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks...----------------Demand Dei>osits..----------------Time Certificates of Deposit...... Savings Dei>osits..----------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloe.r..C. u__s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltliseRs-edi.s..c.o_u__n_t_e_d__._._._._ 
 
200,000.00 250,000.00 90,491.31 11,304.83 
none none 4,526. 74 100.00 991,838.41 820,908.62 122,738.71 none none none none 
 
TotaL---------------------- .. -------$ 2,491,408.62 
 
 DEPARTMENT OF BANKING 
 
131 
 
STATEMENT 
 
Showing condition at the close of Business December 1:1, 1926, of the 
 
BANK OF MT. AIRY 
 
M t. Airy, Ga. 
 
C. GRESHAM, President. 
 
As called for by the Superintendent of Banks. 
 
J. T. PEYTON, 
 
R. I. THOMPSON, 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: ----------- 
 
Began Business:------ 
 
RESOURCES: 
 
Loans and Discounts............$ 34,357.16 
 
Cert111cates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
none 
 
Banking House and Lot........ 2,017.77 
 
Furniture and Fixtures........... 2,070.00 
 
Other Real Estate owned......... 
 
none 
 
Cash 1n Vault and amounts due 
 
from approved Reserve Agents.. 5.208.69 
 
Checks tor Clearing and Due from 
 
other Banks.................. 
 
468.10 
 
Cash Items................... 
 
653.65 
 
Overdrafts (if any)............ 
 
none 
 
Advance on Cotton and other 
 
Commodities................. 
 
400.00 
 
Customers LiabilltY on Letters of 
 
Credit and Acceptances......... 
 
none 
 
Profit and Loss.................... 
 
479.16 
 
Other Resources.................- - -no-ne 
 
TotaL...............$ 45,654.53 
 
LIABILITIES: Cavital Stock...........$ Survlus Fund............. Undivided Profits........... Reserve Funds........... Due to Banks.............. DiVidends Unvaid........... Cashiers Checks............ Cert1f1ed Checks........ Demand Devosits............... Time Cert1f1cates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances 
executed tor Customers.......... Bills Payable....................... Notes and Bills Rediscounted... Other Liabilities............... 
 
15,000.00 none none none none none 296.13 none 
17,673.53 12,684.87 
none none none none none 
 
TotaL......................$ 45,654.53 
 
STATEMENT 
 
Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
THE MOUNT VERNON BANK & BRANCH 
 
Mount Vernon, Ga. 
 
As called for by the Superintendent of Banks. 
 
WILLIS T, McARTHUR, President. 
 
D. A. McRAE Vice-President. 
 
W. A. PETERSON, Cashier. 
 
Date of Charter: ---------------- 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts............$ 167,774.82 
 
Cert1f1cates of Indebtedness and 
 
Bonds and Stocks owned....... 24,850.00 
 
Banking House and Lot.......... 6,220.86 
 
Furniture and Fixtures.......... 2,563.04 
 
Other Real Estate owned......... 13,362.04 
 
Cash 1n Vault and amounts due 
 
from avvroved lteserve Agents.. 135,446.61 
 
Checks for Clearing and Due from 
 
other Banks................. 
 
55.96 
 
Cash Items................... 
 
none 
 
Overdrafts (if any).............. 
 
14.90 
 
Advance on Cotton and other 
 
Commodities................ 
 
none 
 
Customers LiabilltY on Letters of 
 
Credit and Accevtances...... 
 
none 
 
Profit and Loss...... 
 
none 
 
- - - - Other Resources........... 
 
none 
 
Total........--..$ 350,278.23 
 
LIABILITIES: 
 
Cavital Stock...............$ Survlus Fund................ UndiVided Profits......... Reserve Funds................. Due to Banks................ DiVidends Unvaid........... Cashiers Checks............... Cert1f1ed Checks.............. Demand Devosits-----------------Time Cert1f1cates of Devosit..... Savings Devosits............... Letters of Credit and Accevtances 
executed tor Customers....... Bills Payable.................  Notes and Bills Rediscounted.---Other Liabillties------------------ 
 
15,000.00 25,000.00 20,643.83 15,000.00 
none none 1,182.19 none 140,164.29 103,251.50 30,036.42 none none none none 
 
Total............$ 350,278.23 
 
 182 
 
SEVENTH ANNuAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December %1, 1926, of the 
 
THE FffiST BANK OF NASHVILLE 
 
Nashville, Ga. 
 
As called for by the Superintendent of Bank. 
 
L. A. CARTER, President. 
 
A. W. PATTERSON, Vice-President. 
 
J. W. E. POWELL, Cashier. 
 
Date of Charter: 2-1G-1917 
 
Began Business: 8-1-1917 
 
RESOURCES: 
 
LOans and Discounts--------------$ 418,3'17.44 
 
OertUl.cates of Indebtedness and 
 
Bonds and Stocks owned... 
 
none 
 
FBuarnnkiitnugreHaonudseFaJ.nxdturLeOs_t_.__.______.__ 
 
2,522.19 4,640.48 
 
Other Real Estate owned..--------- 13,173.48 
 
Oash in Vault and amounts due 
 
from approved Reserve Agents. 147.119.79 
 
Ohecks for Olearing and Due from 
 
other Banks---------------------- 1,513.68 
 
Oash Items..------------------------ 
 
38.27 
 
AOdvveardnrcaeftso(nIf IOLoiltYtol-n---a--n-d----o--t-h-e--r 
 
808.48 
 
CuOOsorteomdmmiteoarsdniLdtiiAlalblc-cl-le-ipt-y-ta-n-o.cn-e-sL-.-.e-_t_-t_-e_-r_-s_-_-o_-_f- 
 
12,307.40 none 
 
- - - - Profit and LOSS.-------------------- 
Other Resources..------------------ 
 
none none 
 
TotaL------------------------------ 600,501.21 
 
LIABILITIES: 
Capital Stock..---------------------$ SUunrdPivluidseFduPnr<oLfi-ts-.-----..-- 
Reserve Funds.--------------------- 
Due to Ba.nks...--------------------Dividends Unpaid.--------------Oashiers Checks-------------------Certified Checks.. ----------- Demand Deposits-----------------Time Certificates of Deposit------LSaeevtxtieencrgsustoeDtdeCfporoersdCiittusas.-tn-o-dm--Ae-r-cs-c-_e-_p-_-_t_-a_-n_-c_-e__s__ BNiolltsesPaanyadbBleil..l.s--R-e--d-i-s-c--o-u-n--t-e-d--.---Bond Dept. Account.-------------- 
 
25,000.00 40,000.00 6,'1'10-44 
none none 104.00 
3,409.95 
none 230,541.74 274,675.08 
none none none none none 
 
TotaL------------------------------$ 600,501.21 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
UNITED BANKING COMPANY Nashville, Ga. 
As called for by the Superintendent of Banks. 
 
M. E. ELLIOTT, President. 
 
Vice-President. 
 
P. L..HOWARD, Cashier. 
 
Date of Charter:-------- 
 
Began Business: .............. 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts--"---------$ Certificates of Indebtedness and Bonds and Stocks..---------------- 
BFuarnnkiitnugreHaonudseFal.nxdtuLreost---------------------- 
Other Real Estate owned..--------Oash in Vault and amounts due 
from approved Reserve Agents.Ohecks for Olearing and Due from 
other Banks.--------------------Oash Items..-----------------------Overdrafts (If anYl----------------AdCvoamncmeodointiesC..o__t_to__n___a__n_d____o_t_h_e_ r_ 
 
OuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e_t_t_e_r__s_o_ _f 
 
Profit Other 
 
aRnedsoLuOrcSeSs.---------------------------------------- 
 
TotaL-------------------------------S 
 
86,028.42 none 
4,282.27 2.790.00 
none 73,492.61 1,309.38 
none 440.05 none none none none 168,342.73 
 
Capital Stock.----------------------1 SurPlUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsa.Unknsp.a.-i-d-.-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdOforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable----------------------Notes and Bills Rediscounted----Other Liabilities..------------------ 
 
25.000.00 2,000.00 1.608-49 
none none none 685.83 none 114.604.78 24.443.63 none 
none none none none 
 
TotaL...$ 168,342.73 
 
 DEPARTMENT OF BANKING 
 
133 
 
STATEMENT Showing condition at the close of Businen December 27, 1926, of the 
 
THE FARMERS BANK Naylor, Ga. 
As called for by the Superintendent of Banks. 
 
J. P. CARTER, President. 
Date of Charter: 12-2-1907 
 
0. F. WETHERINGTON, Vice-President. 
 
H. D. ROBINSON, Cashier. 
Began Business: 1-15-1908 
 
RESOURCES: 
 
LCoeratnifsicaantdesDoifscIonudnetbst-e-d--n-e-s--s--a-n--d- 14,536.43 
 
Bonds and Stocks owned.. 2,000.00 
 
Banking House and Lot----------- 1,606.88 
 
Furniture and FiXtures.. 2,040.95 
 
Other Real Estate owned.--------- 4,530.21 
 
Cash in Vault and amounts due 
 
from aooroved Reserve Agents. 24,803.01 
 
Checks for Clearing and Due from 
 
other Banks---------------------Cash ltems.------------------------- 
 
134.30 none 
 
AOdvveardnrcaeftso(nif aCnoYtt>o-n----a-n--d---o--t-h-e--r 
 
366.93 
 
CuCsotommmeorsdiLtiieasb.i.l-i-t-y--o--n--L-e--t-t-e-r-s--o--f 
 
none 
 
Credit and Acceotanoes.. 
 
none 
 
Profit and LoSS.------------------- 
 
none 
 
- - - - Other Resources.------------------- 
 
none 
 
TotaL-------------------------------8 50.018.71 
 
LIABILITIES: caoital Stock..---------------------8 Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unoaid.----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeiocaotseistso-f--D--e-p--o-s-i-t-.-.----Savings Deoosits.-----------------Letters of Credit and Acceotances 
executed for Customers.. BNiolltsesPaanydabBleil-l-s-R--e--d-i-s-c-o--u-n-t-e-d--.---Other Liabilities..--.------------- 
 
15,000.00 3,000.00 '1.947.92 
none none none 144.82 none 3,474.'17 20,451.20 none none none none none 
 
Total--------------------------------5 50.018.71 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF NEWINGTON 
 
Newington, Ga. 
 
As called for by the Superintendent of Banks. 
 
F. H. CONNOR, President. 
 
C. A. WOODS, Vice-President. 
 
G. C. RUSSELL, Cashier. 
 
Date of Charter: 7-7-1919 
 
Began Business: 8-14-1919 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Disccunts--------------5 Certificates of Indebtedness and 
 
24,220.09 
 
Bonds and Stocks owned. 3,600.00 
 
Banking House and Lot----------- 
 
none 
 
Furniture and Fixtures------------ 1,500.00 
 
Other Real Estate owned.--------- 
 
none 
 
Cash in Vault and amounts due 
 
from aooroved Reserve Agents.. 19,961.99 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
261.78 
 
COavsehrdIrtaefmtss.(.if-a--n-Y--l---------------------------------- 
 
724.37 808.04 
 
Advance on Cotton and other 
 
Commodities.--------------------- 
 
none 
 
CUstomers Liability on Letters of 
 
Credit and Acceotances.......... 
 
none 
 
Profit and LOSS.-------------------- 
 
none 
 
- - - - Other Resources.------------------- 
 
22.54 
 
Total..-- ____ --..------------.---.-5 51.098.81 
 
caoital Stock.----------------------8 Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks.---------------------Dividends Unoaid.----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeiocaotseistso-f--D--e-o--o-s-i-t-.-.----Savings Deoosits------------------Letters of Credit and Acceotances 
executed for Customers... BNiolltsesPaanyadbBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--.---Other Liabilities..... 
 
15,000.00 none 
2,428.'13 none none none 530.00 none 
24.524.65 8,219.64 
395.79 none none none none 
 
TotaL.------ .----------------------S 51,098.81 
 
 184 
 
SEVENTH ANNuAL REPORT. 
 
STATEMENT showing condition at the close of Business December '1:1, 1926, of the 
NEWNAN BANK & TRUST CO. 
 
Newnan, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. H. FREEMAN, President. 
 
T. M. GOODRUM, Vice-President. 
 
H. W. ARNALL, Cashier. 
 
Date of Charter: Amended 8-!l1-1920 
 
Began Business: 1894 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacnkds oLwonte_d_._._-_-_-_-_-_--_ Furniture and Fixtures____________ Other Real Estate owned..________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents-_ ChoetchkeSr fBoar nCkle__a_r_i_n_g__a_n__d__D__u__e_f_r_o_m_ _ COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC. _o__t t_o__n___a__n_d____o_t_h__e r_ Customers Liability on Letters of PrCorfeitdaitnadnLdAoscsc. _e_v__t_a_n_c_e_._s_._-_-_-_-_-_-_-_--_ Other Resources.___________________ 
TotaL _______________________________$ 
 
730,542.16 225.00 none 
8,000.00 23,850.10 106,967.60 1,624.09 
103.53 493.57 none none none 500.00 872,306.05 
 
LIABILITIES: 
Cavital Stock.---------------------$ Survlus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------CDaivsihdieenrsdsCNheoc.k1so__n__O__l_d__D__e_v_o__s_i_t_s_._ Certified Checks___________________ _ Demand DevositS-----------------Time Devosits---------------------Savings Devosits.-----------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted..---OOltdheDr rLaifatsbiOliutitesst-a-n-d--i-n-g--_-_-_-_-_-_-_-_-_-_--_ 
 
200.000.00 100,000.00 11,425.76 
none 54.12 2.679.00 3,160.93 none 423,977.41 60,085.07 70,923.76 none none none none none 
 
TotaL.--------- ___ ------------ ____ ..$ 872,306.05 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the BAKER COUNTY BANK 
 
Newton, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. C. ODOM, 
President. 
 
BENTON ODOM, vice-President. 
 
J. H. HALL, 
Cashier. 
 
Date of Charter: 1Q-4-1906 
 
Began Business: 1Q-15-1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ 116,729.29 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned_______ _ 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
2,925.28 2,703.48 
 
Other Real Estate owned..--------- 1,030.41 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 32,185.13 
 
Checks for Clearing and Due from 
 
COaovsethhrdeIrrtaeBfmtassn.(_ki_fs_a-_-_n-_y_-_-)_-_-_--_--_--_--_--_-_--_--_--_--_--_--_--_--_----_ 
 
none none none 
 
Advance on Cotton and other 
 
CommoditieS---------------------- 
 
none 
 
CUCsrteodmitearsnLdiAabciclietvYtaonnceLs.e_t_t_e_r_s__o_ f_ 
 
none 
 
- - - - Profit and Loss. ------------------- 
Other ResourceS-------------------- 
 
none none 
 
TotaL------------------------------S 155, 573.59 
 
LIABILITIES: 
CSuarvvitlauls SFtuoncdk....._________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits"---------------Reserve Funds---------------------Due to BankS----------------------Dividend~ Unvaid..----------------Cashiers Check'l-------------------Certified CheckS-------------------TDiemmeaCnderDtifeivcoasteitsSo--f-D--e-v--o-s-i-t-..-_-_-_-_-_--_ Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ Bills Payable-----------------------Notes and Bills Rediscounted----Other LiabilitieS------------------- 
 
25,000.00 25,000.00 6,267.23 
none none 2.000.00 267.89 none 84,889.46 12,149.01 none none none none none 
 
TotaL._-----------------------------$ 155,573.59 
 
 DEPARTMENT OF BANKING 
 
135 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF NORCROSS 
 
Norcross, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. A. JOHNSON, President. 
Date of Charter: 1~-1903 
 
J. M. NESBIT, Vice-President. 
 
C. A. McDANIEL, Cashier. 
Began Business: ~-1-1904 
 
RESOURCES: 
 
Loans and Discounts--------------$ 67,771.81 Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
1,350.00 2,325.00 
 
Other Real Estate owned---------- 
 
none 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents-. 60,787.11 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaef:tms s(.i.f--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
42.69 
none none 
 
Advance on Cotton and other 
 
Commodities---------------------Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc..c_e__i>__t_a_n_c_e__5_-_._--_-_-_-_-_--_ 
 
2.275.61 
none none 
 
Other - ResourCilS-------------------- - -no-ne 
 
TotaL......--.----.----.--... --..$ 134,552.22 
 
LIABILITIES: 
Cai>ital Stock....-------------------$ 
Suri>lus Fund..---------------------Undivided ProfitS-----------------Reserve Eunds---------------------DDiuveidtoenBdsanUknsi->-a-i-d-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks..-----------------TDiemmeaCnedrDtifeiic>aotseistSo-f--D--e-i->-o--s-it-.-.-.-.---.-. Savings Dei>oslts------------------Letters of Credit and Accei>tances 
executed for Customers......... BNiolltsesPaanydabBlial.l.s.R. -e-d--i-s-c-o-u--n-t-e-d-----.-. Other Liabllitie5-------------------- 
 
30,000.00 6,000.00 2,327.38 
none none none 
108.57 
none 
68,105.46 19,130.52 8,880.29 
none none none none 
 
TotaL.....__.........-..----.------.$ 134,552.22 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF NORMAN PARK 
 
Norman Park, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. D. NORMAN, President. 
 
R. L. NORMAN, Vice- President. 
 
0. F. CREECH, Cashier. 
 
Date of Charter: 3-~4-1906 
 
Began Business: 4-~3-1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ 155,870.59 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 
 
70.00 
 
Banking House and Lot----------- 3,000.00 
 
Furniture and Fixtures------------ 3,472.55 
 
Other Real Estate owned....... 7,645.51 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents. 12,369.66 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrteamftss..(.i.f.a. n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
1,235.87 
none none 
 
Advance on Cotton and other 
 
Commoditie5-.-------------------CuCsrteodmiterasnLdiAabcicleiit>YtaoncnegL_e_t_t_e_r_s__o_ _f 
 
1,531.00 
none 
 
:Erofit and LOSS..-------------------- 
 
none 
 
- - - - Other ResourCilS-------------------- 
 
none 
 
TotaL-------------------------------$ 185,195.18 
 
LIABILITIES: 
SCuarii>>iltuals SFtuoncdk.._.__________________________________________$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid-----------------Cashiers Checks-------------------Certified Checks.------------------Demand Dei>ositS-----------------TSaimviengCseDrtiefii>coastietss.o__f_D__e_i_>_o__s_it_._._._.__._ Letters of Credit and Accei>tances 
executed for Customers.... Bills Payable_____ .--- __ ------------Notes and B!lls Rediscounted-. Other LiabilltieS-........ 
 
25,000.00 25,000.00 11,666.52 3,402.20 
none none 
3,782.42 
none 
31,109.60 40,234.44 
none 
none 
45,000.00 
none none 
 
TotaL-------------------------------$ 185.195.18 
 
 136 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of BWiiness December 27, 1926, of the 
 
BANK OF OCHLOCKNEE Ochlocknee, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. SINGLETARY, President. 
 
D. B. ANDERSON, M. L. STRIBLING, SR., 
Vice-Presidents. 
 
A. E. SPEER, Cashier. 
 
Date of Charter: 10-19-1906 
 
Began Business: 11-1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ 72,417.81 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ 
 
2,144.'10 2,400.00 
 
Other Real Estate owned---------- 
 
'150.00 
 
Cash in Valut and amounts due 
 
from approved Reserve Agents.- 17,6'10.66 
 
Checks for Clearing and Due from 
 
COaovsethhrdeIrrtaeBfmtassn.(_ki_fs_-a_-_n-_y-_-_)-___-__-__-__-_-_--_--_--_--_-_--_--_--_--_--_----_ 
 
102.50 none none 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiieasb..i-l-i-t-y--o-n---L--e-t-t-e-r-s--o--t 
 
8,510.51 
 
Credit and Acceptances.._________ 
 
none 
 
Profit and Loss..____________________ 
 
none 
 
- - - - - Other Resources.___________________ 
 
125.00 
 
Total--------------------------------$ 104,121.18 
 
LIABILITIES: 
Capital Stock..----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certitied Checks..------------------Demand Deposits-----------------Time Certificates of Deposlt------- 
~~We~s ~~~~im<l:Acciiiiia.iices 
executed for Customers_________ _ BNiolltsesPaaynadbBl1ilLls--R--e-d--is--c-o-u--n-t-e-d--.-__-_--_ Other Liabilities-.----------------- 
 
15,000.00 none 535.76 none none none 761.20 5.00 
40,674.09 43,141.81 4.003.32 
none none none none 
 
TotaL-------------------- __________$ 104,121.18 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
BANK OF OGLETHORPE Oglethorpe, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. u, ENGLISH, 
 
D.P. COOGLE, 
 
W. E. WILBURN, 
 
President. 
 
H. W. SHEALEY, 
 
Cashier. 
 
Vice-President. 
 
Date of Charter: !l-1-1901 
 
Began Business: !l-8-1901 
 
RESOURCES: 
 
Loans and Discounts--------------$ 55,699.39 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 3,000.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-__-_-_-_-_-_-_-_--_ 
 
1,500.00 none 
 
Other Real Estate owned---------- 2,660.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.- 68,258.76 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
60.66 
 
COavsehrdIrtaefmtss.(.i-f-a-n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none .46 
 
AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r 3,491.49 
 
Customers LiabilitY on Letters ot 
 
Credit and Acceptances,_________ 
 
none 
 
Profit and Loss_____________________ 
 
none 
 
- - - - Other Resources____________________ 5,1'19.11 
 
TotaL-------------------------------S 139,849.87 
 
LIABILITIES: 
Capital Stock..----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpal<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists...._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit.-"---Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounte<L---Other Liabilities.------------------- 
 
15,000.00 10,000.00 9,006.32 
none none none 451.41 none '19,4'18.51 25,913.63 none none none none none 
 
TotaL.------------------------- __ ---$ 139,849.87 
 
 DEPARTMENT OF BANKING 
 
137 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS BANK Palmetto, Campbell County, Ga. As called for by the Superintendent of Banks. 
 
J. H. BALLARD, President. 
Date of Charter: 6-ft9-1918 
 
R. D. TATUM, Vice-President. 
 
B. HUDSON, Cashier. 
Began Business: 7-1Q-1918 
 
RESOURCES: 
 
Loans and Discounts--------------$ 85,190.83 
 
Certificates of Indebtedness and 
 
Bonds and Stocks---------------- 8,000.00 
 
BFua.rnnkiitnugreHaonudseFaixntdurLeost----------------------- 
 
6,324.79 2,226.97 
 
Other Real Estate owned.--------- 13,415.40 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.- 20,640.49 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn._k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
3,858.60 none none 
 
Advance on Cotton and other 
 
CuCCsorteomdmmiteorasdniLdtiieAasbc..ic-le-i-pt-yt-a-on-cn-e--sL-..-e_-t_-t_-e_-r_-s_-_-o_--f_ 
 
none none 
 
- - - - POrtohfeirt aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_ 
 
4,166.70 none 
 
TotaL-------------------------------$ 143,823.78 
 
LIABILITIES: 
Capital Stock.----------------------1 Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------- 
~:We~sJl~~&an.<iA.cceilt9.ii005 
executed for Customers---------BNiolltsesPaaynadbBlEilLls--R--e-d--i-s-c-o- u--n-t-e-d--.--.-Other Liabilities...----------------~- 
 
35,000.00 7,000.00 
none none none 35.00 373.00 none 64,569.38 36,846.40 none none none none none 
 
TotaL------ _______ -----------------.I 143.823.78 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF PARROTT 
 
Parrott, Ga. 
 
As called for by the Superintendent of Banks. 
 
S. J. CARTER, President. 
 
CHAS. F. OXFORD, Vice-President. 
 
ROY PINKSTON, Cashier. 
 
Date of Charter: 1-ft5-1906 
 
Began Business: 3-3-1906 
 
RESOURCES: 
 
Loans and Discounts--------------1 132,600.38 
 
CeBrotinfidcsataensdoSf toInckdsebotwednnedes. _s__a__n_d_ 
 
none 
 
Ba.nking House and Lot---------- 2,000.00 
 
Furniture and Fixtures------------ 1,150.00 
 
Other Real Estate owned.--------- 6,974.20 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents. 8,305.60 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
621.47 
 
COavsehrdIrteamftss_(_i_f_a__n_y_)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 1,200.29 
 
Advance on Cotton and other 
 
Commodities..-------------------- 
 
717.70 
 
Oustomers LiabilitY on Letters of 
 
Credit and Acceptances..--------- 
 
none 
 
Profit and LoSS--------------------- 2,078.89 
 
Other - Resources..------------------- - -n-on-e 
 
TotaL-------------------------------1 155,648.53 
 
LIABILITIES: 
Capital Stock.----------------------1 Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends UUI>aid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits....----------------Time Certificates of Deposit------LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities...... --------------- 
 
15,000.00 9,000.00 
none none 3,461.75 none 50.26 none 71,678.28 46,458.24 none none 10,000.00 none none 
 
TotaL-------------------------------S 155.648.53 
 
 138 
 
SEVENTH ~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE PATTERSON BANK 
 
Patterson, Ga. 
As called for by the Superintendent of Banks. 
 
J. M. THOMAS, 
President. 
 
H. L. DIXON, Vice-President. 
 
ROMA THOMAS, Cashier. 
 
Date of Charter: 6-19-1907 
 
Began Business: 1907 
 
RESOURCES: 
 
Loans and Discounts--------------$ 63,351.59 
 
Oert111cates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures____________ 
 
none 2,700.00 1,619.50 
 
Oth~r Real Estate owned..--------- 
 
none 
 
Oash in Vault and amounts due 
 
from approved Reserve Agents._ 87,697.70 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
1.50 35.74 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of 
 
- - - - PrCorfeitdaitnadnLdoAssc_c_e_p__ta__n_c_e_s_._.________________ __ 
Other Resources..__________________ _ TotaL _______________________________$ 
 
none none none 155,406.03 
 
LIABILITIES: 
Capital Stock.----------------------$ Surolus Fund..---------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks.._____________________ _ CDaivshidieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------LefottrerCsuosftoCmreerdsi..t_a__n_d___A__c_c_e_p__t_a_n_c_e_s_ Bills Payable----------------------NOothteesr aLniadbiBliitilelss.R...e_d__i_s_c_o_u__n_t_e_d_._._-_-_--_ 
 
15,000.00 4,800.00 3,986.81 
none none none 440.01 none 96,002.86 35,176.35 none none none none none 
 
TotaL ______________________________ .$ 155,406.03 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE PLANTERS BANK, 
 
Pavo, Ga. 
 
As called for by the Superintendent of Banks. 
 
B. 0. WOOD, President. 
Date of Charter: 3-1~-191~ 
 
H. J. ALDERMAN, H. I. NOLEN, Vice-Presidents. 
 
CHAS. H. EVERETT, Cashier. 
Began Business: 8-~5-191~ 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-----BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents-ChoetchkesrfBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o_m_ _ 
COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o__t_to__n__ -a-n--d-- _o__t_h_e_r_ Customers Liability on Letters of 
Credit and Acceptances..________ _ Profit and LOSS--------------------Other Resources..------------------- 
 
53,910.95 none 
5,071.45 2,656.55 2.622.05 29,502.87 
70.70 425.81 104.44 43.50 none 
3.39 24,892.26 
 
LIABILITIES: 
CSuarpPitlauls SFtuoncdk..._.____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DOiavsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand DepositS..-----------------TSaimviengCserDt1e1p1ocsaittess_o__f_D__e__p_o_s__it_-_-_-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted..---Other Liabilities..------------------- 
 
15,000.00 none none 
1.289.64 none none 
2,784.11 none 
29,859.32 47,005.92 
none none none none 23,364.98 
 
TotaL------------------------------$ 119,303.97 
 
Total--------------------------------$ 119,303.97 
 
 DEPARTMENT OF BANKING 
 
139 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
SOUTHERN BANKING CO. 
 
Pearson, Ga. 
 
As called for by the Superintendent of Banks. 
 
JOE CORBITT, President. 
 
H. F. SEARS, Vice-President. 
 
DAN WALL, Cashier. 
 
Date of Charter: ~H!l-19~5 
 
Began Business: ~-24-19~5 
 
RESOURCES: 
 
Loans and Discounts--------------$. 27,166.28 
 
Oerti1icates of Indebtedness and 
 
Bonds and Stocks owned...------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
2,100.00 2,225.00 
 
Other Real Estate owned---------- 
 
none 
 
Oash in Vault and amounts due 
 
from approved Reserve Agents._ 55,001.85 
 
Ohecks for Olearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
537.00 none 140.23 
 
Advance on Cotton and other 
 
OommoditieB---------------------- 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances__________ 
 
none 
 
Profit and Loss..____________________ 
 
none 
 
Other Resources-___ ----------------_ _ _n_o~n_e 
 
TotaL __________ --------------------.$ 87,176.36 
 
LIABILITIES: 
CS uarpoi tlauls SFtuoncckL.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Undivided ProfitS-----------------Reserve Funds---- __ ---------------Due to Banks----------------------Dividends UnpaicL----------------CCearsthiifeiersd COhheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits.._________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Oredit and Acceptances 
executed for Customers---------BNioltlesSfaaynadblBe.i.l_l_s_ R- -e-d- -is-c- -o-u-n- -te- -d-.-..-------Other Liabilities-.. ----------------- 
 
15,000.00 none 456.44 none none none 
2,141.75 none 
66,160.57 3,417.60 
none none none none none 
 
TotaL _____ . ___________ ----- ____ .--_.$ 87,176.36 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS BANK OF PELHAM & BRANCH 
 
Pelham, Ga. 
 
F. D. HOLLIS, President. 
 
As called for by the Superintendent of Banks. B. U. CURRY, Vice-President. 
 
J. R. PAYNE, Cashier. 
 
Date of Charter: 9-~5-190~ 
 
Began Business: 9-1-190\! 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from avproved Reserve Agents._ Checks tor Olearing and Due from 
other Banks.--------------------COavsehrdIrteamftss..(.i.f-a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC-_o__t_t_o_n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabcicleiptytaoncnesL..e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources..------------------- 
TotaL------------------------------$ 
 
346,195.27 58,686.72 8,500.00 2,646.31 43,734.81 107,975.21 2,605.18 
none 960.89 42!1'.55 none none 52,650.00 624,383.94 
 
LIABILITIES: 
Oapita1 Stock.----------------------$ Surolus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCearsthiifeiersd COhheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable______ -----------------Notes and Bills Rediscounted----Other Liabilities...------------------ 
 
100,000.00 50,000.00 8,460.30 
none none 4,004.00 1,462.85 none 234,230.92 63,452.18 65,315.15 none 25,000.00 19,808.54 52,650.00 
 
TotaL-------------------------------$ 624,383.94 
 
 140 
 
SEVENTH .\NNuAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
PENDERGRASS BANKING CO. 
 
Pendergrass, Ga. 
 
As called for by the Superintendent of Ban:b. 
 
P. J. ROBERTS. President. 
 
Vice-President. 
 
GUY ROBERTS, Cashier. 
 
Date of Charter: 9-29-1905 
 
Began Business: 1Q-5-1905 
 
RE.SOURCES: 
 
Loans and Discounts______________ $ 13,635.36 
 
CeBrotinfidcsataensdoSf toI ncdkes botwe dnneeds. _s__a__n_d_ 
 
790.00 
 
Banking House and Lot----------- 1,500.00 
 
Furniture and Fixtures-----------Other Real Estate owned---------Cash in Vault and amounts due 
from avvroved Reserve Agents __ 
 
2.800.00 18,646.20 3,313.93 
 
Checks for Oleartng and Due from 
 
other Banks-.-------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ IAIOdovmanmcoeditoiens.__C__o_t_t_o_n___a_n_d___o__th__e_r 
 
none none 102.39 none 
 
Customers LiabilitY on Letters of Credit and Accevtances.._________ 
 
none 
 
Profit and Loss..____________________ 1,433.47 
- - - - Other Resources____________________ 8,001.86 
TotaL __________________________ ----.$ 50,223.21 
 
LIABILITIES: 
Cavital Stock...---------------------1 Survlus Ftin<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Ba.nks..---------------------Dividends Unvaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Devosits.-----------------Time Certificates of Devosit------Savings Devosits. -----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Redisccunted.---Other Liabilities------------------- 
 
25,000.00 none none none none none 
65.~ 
none 3,838.12 14,320.00 
none none 7,000.00 none none 
 
Total.---.-----.------------------ -S 50,223.21 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
HOUSTON BANKING CO. 
 
Perry, Ga. 
 
As called for by the Superintendent of Banks. 
 
S. A. NUNN, President. 
 
A. A. SMOAKS, Vice- P r e s i d e n t . 
 
H. T. GILBERT, Cashier. 
 
Date of Charter: 4-1905 
 
Began Business: 1905 
 
RESOURCES: 
 
Loans and Discounts______________$ 136,903.05 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 53,087.21 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
5,065.18 3,015.64 
 
Other Real Estate owned---------- 
 
none 
 
Cash in Vault and amounts due 
 
~ from avvroved Reserve Agents.. 70,804.70 
 
Checks for Clearing and Due from 
 
COaovstehhrdeIrrtaeBfmtassn_(k_if_s_a._-_n-_y-_-_)--_--_-_--_--_--_--_--_--_--_--_-_--_--_--_--_----_ 
 
2.907.45 1,459.87 
110.82 
 
A~ dCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__e_r 15,664.35 
 
- - - - - 'PCruCosrfteiotdmaitenardsnLLdoiAassbc.ci_le_iv_t_yt_a_no_cn_e_s_L._.e___t_t__e____r__s___o_f__ 
Other Resources..__________________ _ 
Total. ___ -_____ --_._.-----.--------.$ 
 
none none none 289,038.27 
 
LIABILITIES: 
Cavital Stock.______________________$ Survlus Fund---------------------Undivided Profits-----------------Reserve Funds..------------------DDiuveidtoenBdas.Unknsv.a.-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Devosits------------------Time Certificates of Devosit..-----Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ Bills Payable-----------------------Notes and Bills Rediscounted.. Other Liabilities.------------------- 
 
25,000.00 5,000.00 5,900.76 
none none none 405.60 none 133,833.73 91,350.00 21,548.18 none 6,000.00 none none 
 
TotaL-------------------------------S 289,038.27 
 
 DEPARTMENT OF BANKING 
 
141 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
PERRY LOAN AND SAVINGS BANK Perry, Ga. 
As called for by the Superintendent of Banks. 
 
R. L. CATER, President. 
 
L. F. CATER, Vice-President. 
 
C. E. ANDREW, Cashier. 
 
Date of Charter:----------------- 
 
Began Business:----------------- 
 
RESOURCES: 
Loans and Discounts.....$ Certificates of Indebtedness and 
Bonds and Stocks owned.. Banking House and Lot.. Furniture and Fixtures... Other Real Estate owned...... Cash In Vault and amounts due 
from avvroved Reserve Agents. Checks for Clearing and Due from 
other Banks..... COavsehrdIrtaefmtss.(.i.tan.y)_._._____._________._ Advance on Cotton and other 
Commodities......... Customers Liability on Letters of 
Oredit and Accevtances... Profit and Loss..... Other Resources...... Total...........$ 
 
109,506.65 31,965.00 5,000.00 2,500.00 3,500.00 67,399.49 3,627.40 2.000.00 
50.76 12,857.91 
none none none 236,607.21 
 
LIABILITIES: Cavital Stock....$ Reserve for Branches... Survlus Fund.... Undivided Profits.... Reserve Funds......... Due to Banks...... Dividends Unvaid... Cashiers Checks....... Certified Checks......... Demand Devosits.......... Time Certificates of Devosit... Savings Devoslts......... Letters of Credit and Accevtances 
executed for Customers... Bills Payable................ Notes and Bills Rediscounted. Other Liabilities........ 
 
25.000.00 27.500.00 9,623.65 
none none none 436.87 none 128,686.28 15.470.00 29,890.41 none none none none none 
 
Total.....$ 236,607.21 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF PINEHURST 
 
Pinehurst, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. L. LEE, President. 
 
W. F. SCARBROUGH, Vice-President. 
 
A. M. WILSON, Cashier. 
 
Date of Charter: 1-1-1908 
 
Began Business As private Bank in 1904 
 
RESOURCES: 
 
Loans and Discounts.....$ 85,991.37 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned.... 
 
400.00 
 
Banking House and Lot..... 1,250.00 
 
Furniture and Fixtures........ 2,500.00 
 
Other Real Estate owned....... 
 
425.00 
 
Cash In Vault and amounts due 
 
from avvroved Reserve Agents.. 41,097.12 
 
Checks tor Clearing and Due from 
 
other Banks............ 1,563.55 
 
Cash Items........ 
 
37.90 
 
Overdrafts (it any)......... 
 
none 
 
Advance on Cotton and other 
 
Commodities............ 5,983.98 
 
Customers Liability on Letter of 
 
Credit and Accevtances... 
 
none 
 
Profit and Loss... 
 
none 
 
- - - - Other Resources.. 
 
none 
 
Total.......$ 139,248.92 
 
LIABILITIES: Cavital Stock.........$ Survlus Fund......... Undivided Profits........ Reserve Funds........... Due to Banks.......... Dividends Unvaid.......... Cashiers Checks.......... Certified Checks...... Demand De:oosits............ Time Certificates of Devosit... Savings Devosits......... Letters of Credit and Accevtances 
executed for Customers.... Bills Payable............ Notes and Bills Rediscounted... Other Liabilities............. 
 
25,000.00 25,000.00 6,859.19 
none none none 446.63 none 53,403.75 28,539.35 none none'I none none none 
 
Total................................$ 139,248.92 
 
 14~ 
 
SEVENTH ~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
SALZBURGER BANK 
 
Pineora, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. M. EXLEY, 
President. 
 
R. L. ELKINS, Vice-President. 
 
R. L. ELKINS, Cashier. 
 
Date of Charter: ------------------ 
 
Began Business:------------------ 
 
RESOURCES: 
 
Loans and Discounts ______________$ 66,416.01 .li 
 
CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ 
 
35.00 
 
:F8uarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ 
 
2,950.00 1,910.00 12,635.00 
 
Cash in Vault and amounts due 
 
from aDDroved Reserve Agents._ 58,981.28 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (If any) ________________ _ 
 
200.00 424.50 1,279.30 
 
AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e r_ CuCsrteodmiterasnLdiAabcicleiDtytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none none 
 
Profit and LOSS--------------------- 2,029.93 
Other Resources.-------------------- - -no-ne 
 
TotaL ______ ------------------------.$ 146,911.02 
 
*LIABILITIES: 
CaDital Stock-----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve FundS---------------------Due to Banks----------------------CDaivsihdieenrsdCs UhencDksa_i_d_._.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Certified Checks___________________ _ Demand DeDosits------------------- 
Time Certificates of DeDosiL--Savings DeDOSitS------------------LBeieltxltseecrPsuatoyefadbCfloreer_d_C_i_tu_a_s_tno_d_m_A_e_rc_s_c__e__D____t__a__n__c____es__ Notes and Bills Rediscounted----Other Liabilities.------------------- 
 
25,000.00 5,000.00 
245.98 
none none none none none 
74,278.89 6,067.21 18,262.54 
none 
18,000.00 
none 
56.40 
 
TotaL ______________ -__ --- _______ -_-.$ 146,911.02 
 
STATEMENT 
 
Showing condition at the close of Bu1!lness December 27, 1926, of the 
 
PITTS BANKING CO. 
 
Pitts, Ga. 
 
As called for by the Superintendent of Bank. 
 
L. 0. BENTON, 
 
JAS. M. KING, 
 
President. 
 
Vice-President. 
 
A. C. SHELL, Cashier. 
 
Date of Charter: 6-!l-1906 
 
Began Business: 6-1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ 29,763.89 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsteoacnksd oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ 
 
none 
450.00 1,000.00 
 
Other Real Estate owned---------- 9,500.00 
 
Cash in Vault and amounts due 
 
from aDDroved Reserve Agents.. 55,028.60 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
200.00 
none none 
 
Advance on Cotton and other 
 
Commodities---------------------PCruCosrfteiotdmaitenardsnLLdoiAasbsc.ic_lie_t_DY_t_a_on_n_c_e_Ls_.e___t_t__e___r__s____o_ __f 
 
1,331.95 
none none 
 
Other - Resources-------------------- - -no-ne 
TotaL _________ ----------------------$ 97,274.44 
 
LIABILITIES: 
CaDital Stock----------------------S Surolus Fun<L---------------------Undivided Profits-----------------Reserve FundS---------------------Due to Banks----------------------Dividends UnDaid-----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeiDcaotseistso--f-D--e--w--s-i-t-.-_-_-_-_-_--_ LBSaeielvtxltiseenPcrgsuastyoeDfadbeCfDloreeOr._dCS_i_tiu_t_ass_-tn_-o_d-m_--_Ae-_-_rc-_sc-__e-__-D__-__-t__a-__-n__-c__-__e--s__ Notes and Bills Rediscounted----Other Liabilities...------------------ 
 
25,000.00 
none 
2,612.54 
none none none 
2,2M.19 
none 
59,272.63 8,135.08 
none 
none none none none 
 
TotaL_----------------------------$ 97,274.44 . 
 
 DEPARTMENT OF BANKING 
 
143 
 
STATEMENT 
 
Showing condition at the close of Busineu December 27, 1926, of the 
 
BANK OF PORTAL 
 
Portal, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. A. TURNER, President. 
 
W. S. FINCH, Vice-Presidents. 
 
R. H. KINGERY, Cashier. 
 
Date of Charter: 1910 
 
Began Business: 1910 
 
RESOURCES: 
Loans and DiscoWlts--------------$ Certificates of Indebtedness and BaB.noknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_ Furniture and Fixtures-----------Other Real Estate owned---------Cash in Vault and amoWlts due 
from aDDroved Reserve Agents __ Checks for Oleartng and Due from C aosthh eIrteBmasn. _k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleltDYtaoncnesL_e_t_t_e_r_s__o_ f_ POrtohfeirt aRnesdoLurOceSsS_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_ 
TotaL.------------------ __________ -$ 
 
109,386.46 2,925.00 3,500.00 3,815.49 1,262.22 14,530.24 none 209.95 487.93 none none none none 
136,117.29 
 
LIABILITIES: 
CaDital Stock..______ ----------------$ SUunrdoivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve FWlds---------------------Due to Banks..---------------------Dividends UnDaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDositS------------------Time Certificates of DeDosiL----Savings DeDosits------------------Letters of Credit and AcceDtances 
executed for Customers---------BNiolltsesPaaynadbBleil-l-s--R--e-d-i-s-C-O--W---lt-e-d-.-.-_-__--_ Other Liabillties....------------------ 
 
25,000.00 5,000.00 2,173.71 
none none none 562.95 none 31,967.71 28,218.72 none none 23,000.00 20,158.26 35.94 
 
TotaL------------------------------$ 136,117.29 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF POULAN 
 
Poulan, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. I. WILLIS, President. 
 
F. M. KIMBLE, D. F. SUMMER, 
Vice-President. 
 
H. L. GARY, Cashier. 
 
Date of Charter: 7-~~-1903 
 
Began Business: 7-~.5-1903 
 
RESOURCES: 
 
Loans and Discounts--------------$ 52,924.84 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..------BF ua nr nkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _ 
 
796.50 2,500.00 2,969.52 12,934.60 
 
CafrsohminaDVDarouvltedaAndgeanmtso__W__l_t_s__d__u_e_ 8,849.22 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none none none 
 
Advance on Cotton and other 
 
Commodities---------------------Customers LiabilitY on Letters of 
Credit and AcceDtances.._________ 
 
none none 
 
Profit and LOSS--------------------- 2,118.77 
 
Other Resources..-------------------- - -879-.82 
 
Total--------------------------------$ 83,973.27 
 
LIABILITIES: 
CaDital Stock-----------------------$ USunrDdilvUiSdeFduPndro..f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds Interest-----------Due to Banks----------------------Dividends UnDaid-----------------CCaesrthiifeiersd CChheecckkss_________-_-_-_-_-_-_-_-_-_-__-_-_-_--_ TDiemmeaCnderDtifeiDcaotseistso-f--D--e-D--o--s-i-t_-_-_-_-_-_--_ Savings DeDOSitS------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_D__t._a_n_c__es_ Bills Payable-----------------------NOothteesr aLniadbBililltlisesR_e__d_i_s_c_o__W__l_t_e_d_._._-_-_--_ 
 
15,000.00 5,000.00 
none none none none 130.10 none 24,890.90 17,473.75 none none 17,500.00 3,978.52 none 
 
TotaL____ ----------------------.----$ 83,978.27 
 
 144 
 
SEVENTH ~UAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF PRESTON 
 
Preston, Ga. 
 
As called for by the Superintendent of Bauks. 
 
J. F. LUNSFORD, 
 
C. C. TRACY, 
 
N. E. BULLOCH, 
 
President. 
 
 Vice-President. 
 
Cashier. 
 
Date of Charter: Io-1906 
 
Began Business: Io-1906 
 
, RESOURCES: 
 
Loans and Discounts--------------$ 48,023.20 Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 4,500.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ 
 
2.440.50 3,070.11 
 
Other Real Estate owned.--------- 1.494.07 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 34,716.78 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
149.00 none 107.51 
 
AdCvoamncmeodointtesC..o. _t_to__n___a__n_d____o_t_h__e r_ 
 
405.28 
 
Customers Liability on Letters of 
 
Credit and Acceptances....... 
 
none 
 
- - - - Profit and LOSS--------------------- 
Other Resources-------------------- 
 
none none 
 
Total..-------------..-.-------------$ 94,906.45 
 
LIABILITIES: 
Capital Stock.--------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Devosits... ---------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforer dCitusatnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable_______________ --------NOothteesr aLniadbBiliitltlessR..e__d_i_s_c_o__u_n_t_e__d_.__.__. 
 
15,000.00 2.500.00 
17.29 none none none 427.35 none 58,450.37 18,511.44 none none none none none 
 
Total..-.--..----------------------.$ 94,906.45 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS BANK 
 
Pulaski, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. H. KINGERY, President. 
 
J. Z. PATRICK, Vice-President. 
 
J. A. GARDNER, Cashier. 
 
Date of Charter: Io-5-19U 
 
Began Business: Io-8-19U 
 
RESOURCES: 
 
Loans and Discounts. _____________, 53,675.61 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned__________ 
 
1.450.00 1,098.27 4,500.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents... 10,875.88 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss.(i.f-a--n-y-)--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ 
 
75.00 none 
 
AdCvoamncmeodointiesC..o__t_to__n___a__n_d____o_t_h__er_ 
 
none 
 
Customers LiabilitY on Letters of 
 
- - - - POrCtohrfeeirtdaRitneadsnoLduorAScceScs-e.-.p---t--a---n--c---e--s---.---------------.--.-- 
 
none none none 
 
Total--------------------------------1 71,674.76 
 
LIABILITIES: 
Capital Stock-----------------------S Surplus Fund.---------------------Undivided Profits.----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of DePosit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable----------------------NOothteesr aLniadbBiliiltlisesR._e_d__i_s_c_o_u__n_t_e__d_.__._._ 
 
25,000.00 none 
3,291-34 none none none none 431-01 
30,716.16 12.236.25 
none none none none none 
 
TotaL.---_------_--.-- __ ..-.----.$ 71,674-76 
 
 SEVENTH ANNUAL REPORT 
 
145 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF QUITMAN 
 
Quitman, Ga. 
 
As called for by the Superintendent of Banks. 
 
SAML. S. ROUNTREE, President. 
 
H. W. STUBBS, Vice-President. 
 
H. W. STUBBS, Cashier. 
 
Date of Charter: 12-31-1888 
 
Began Business: 12-31-1888 
 
RESOURCES: 
Loans and Discounts------------- $ Certificates of Indebtedness and 
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_-_-_-_-_-_-_-_-_--_ Other Resources-------------------- 
TotaL------------------------------$ 
 
732,436.81 8, 727.75 16,543.54 6,890.50 10,550.00 
159,293.64 30.00 
21,782.57 1,061.72 4,962.40 
none none none 962.278.93 
 
LIABILITIES: 
CSuarppitlauls SFtuonckd-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss.-.-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers_________ _ Bills Payable_________ --------------Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
165,000.00 100,000.00 35,842.12 
9,846.54 1,807.37 
none 1,143.29 
none 247,740.13 163,731.25 237,168.23 
none none none none 
 
TotaL ______________________________ $ 962,278.93 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK OF RAY CITY 
 
Ray City, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. W. VARN, 
P~esident. 
 
J. H. SWINDLE, 
Vice-President. 
 
JNO. D. LUKE, 
Cashier. 
 
Date of Charter: 4-28-1911 
 
Began Business: 8-14-1911 
 
RESOURCES: 
 
Loans and Discounts ______________$ 127,525.56 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._. _. 
 
none 2,500.00 
 
FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ 
 
2.777.53 6.225.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 27,020.49 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
156.94 
 
COavsehrdIrtaefmtss_(_i_f_a_ n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 2,331.86 
 
AdCvoamncmeos diotines_C__o_t_t_o_n____a_n__d___o_t_h__e _r 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances---------- 
 
none 
 
POrtohfeirt aRnesdouLrcoess.s_-_-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_- 
 
1n0o0n.0e0 
 
Totai________________________________-$ -16-8,6-37.-38 
 
LIABILITIES: 
Capital Stock_______________________$ Surplus Fund._____________________ _ 
Undivided Profits-----------------Reserve for Unearned Interest____ _ Reserve for Interest and Taxes.... Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e_d__._._._.._ 
 
25,000.00 5,000.00 3,449.95 
none none none 505.99 74.68 47,918.99 86,687.77 none none none none none 
 
Total _______  _._ --------------$ 168,687.38 
 
 146 
 
DEPARTMENT OF BANKING 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK 
 
Rebecca, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. E. WILSON, 
President. 
 
R. D. RAWLINS, Vice-President. 
 
J. F. HAMILTON, Cashier. 
 
Date of Charter:------------------ 
 
Reopened 9-3-1926 
 
RESOURCES: 
 
Loans and Discounts--------------$ 42,802.50 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes. _s__a__n_d_ Banking House and Lot._________ _ Furniture and Fixtures.__________ _ Other Real Estate owned.________ _ 
 
none 3,626.77 2,500.00 11,278.58 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 6.126.41 
 
C.hoetchkesr fBoar nCklse.a.r_in__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtea!fDt.sS-(.i.f_a__n_y__) .______--_-__________-_-_-_-_-_--_ 
 
none 65.02 24.57 
 
AdCvoamncmeos diotnies.C__o_t_t_o_n___a__n_d____o_t_h__er_ 
 
595.57 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances.._________ 
 
none 
 
Profit and Loss.____________________ 
 
812.34 
 
- - - - Other Resources____________________ 
 
.16 
 
Total.... ___ ---- ________._____________$ 67,831.92 
 
LIABILITIES: 
Capital Stock.___ -------------------$ 
Surplus Fun<L..------------------Undivided Profits-----------------Reserve Funds Unearned Interest. Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o--s-i-t_-_-_-_-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforer dCitusatnodmAercsc_e_p__t_a_n_c__es_ Bills Payable----------------------Notes and Bills Rediscounted..---Other Liabilities-------------------- 
 
15,000.00 none none 35.05 none none 98.01 none 
4.242.16 34,320.28 
none none 14,136.42 none none 
 
Total.______________________________ .$ 67,831.92 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF REIDSVILLE Reidsville, Ga. 
As called for by the Superintendent of Banks. 
 
R. J. ROGERS, President. 
 
L. P. CONLEY, Vice-President. 
 
W. G. MAUK, Cashier. 
 
Date of Charter: -------..------- 
 
Began Business; 
 
RESOURCES: 
 
Loans and Discounts. _____________$ 89,539.58 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------BFuanrnkiitnugreHaonudseFaiXntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
none 4,884.64 1,000.00 
 
Other Real Estate owned..-------- 
 
none 
 
Cash in Vault and amounts due from approved Reserve Agents._ 
 
1,469.85 
 
Checks for clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss-(i-f--a-n-y-)-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_- 
 
1n7o7.n4e4 
 
AdCvoamnmcoeditoiens.__C__o_t_t_o_n___a_n_d___o__t_h_e_r 
 
none 
 
Customers Liability on Letters of Credit and Acceptances.._________ 
 
none 
 
- - - - POrtohfeirt RanesdouLrcOesS__S_-_-_-_--_-_-_-_-_--_-_-_-_-_-_--_-_-_- 9,9n5o9.n7e4 
Total________________________________$ 107,031.25 
 
LIABILITIES: 
Capital Stock_______________________$ Surplus Fund_____________________ _ 
RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ 
Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderOtifeipcoasteitsSo--f-D--e--p-o--s-i-t_-_-_-_-_-_--_ Savings Deposits------------------LBeieltxltseecPrsuatoyefdaCbfloraer_d_Ci_tu__as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted____ _ Other Liabilities------------------ 
 
15,000.00 3,000.00 7,245.04 
none none none 127.50 none 32.046.86 31.584.52 7,127.33 none none 2,400.00 8,500.00 
 
Total________________________________ $ 107,031.25 
 
 DEPARTMENT OF BANKING 
 
147 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE TATTNALL BANK 
 
Reidsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. V. KELLEY, 
 
J. E. NEWTON, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-1900 
 
Began Business: 10-1900 
 
RESOURCES: 
 
Loans and Discounts..............$ 196,353.45 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ Furniture and Fixtures... _________ Other Real Estate owned.________ _ 
 
150.00 63,150.00 1.201.24 
2,823.03 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 69,391.41 
 
Choetchkesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items.......... _______________ _ Overdrafts (if any) ________________ _ 
 
none 4,889.37 
112.09 
 
AdCvoan=coediotinesC._o__t_to__n___a__n_d____o_t_h__e_r 
 
:p.one 
 
Customers Liability on Letters of 
 
PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_._._._._.__._._.._ 
 
none none 
 
Other Resources.-------------------- - -n-on-e 
 
TotaL... ----------------------------$ 338,070.59 
 
LIABILITIES: 
Capital Stock.______________________ $ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS.------------------Demand DepositS.-----------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s_._._.__. _._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities.............------ 
 
50,000.00 10.000.00 10,255.42 
none none none 3,533.72 none 120,188.92 56,418"06 29,524.47 
none none none 58,150.00 
 
TotaL..... --------------------------$ 338,070.59 
 
STA-TEMENT 
 
Showing condition at the close of Business December 27,1926, of the RENTZ BANKING CO. 
 
Rentz, Ga. 
 
As called for by the Superintendent of Banks. 
 
0. D. BARRON, President. 
 
W. E. BEDINGFIELD, H. D. BARRON, Vice-President. 
 
THERON WOODARD, Cashier. 
 
Date of Charter: .................... 
 
Began Business: 
 
RESOURCES: 
 
Loans and Discounts.. ____________$ 43,886.32 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
none 
 
Banking House and Lot........... 1,640.25 
 
Furniture and Fixtures.....------- 1.306.77 
 
Other Real Estate owned.......... 
 
940.17 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 6,669.24 
 
Cffecks for Clearing and Due from 
 
other Banks.--------------------Cash Itams...................------- 
 
none none 
 
Overdrafts (if any) ................ . 3,125.88 
 
Advance on Cotton and other 
 
Co=odities..................... . 6,063.64 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances....... 
 
none 
 
Profit Other 
 
and Loss--------------------- 
Resources--------------------- 
 
- 
 
none 
-n-on-e 
 
TotaL........... --- ...............$ 63,582.27 
 
LIABILITIES: 
Capital Stock.......................$ Surplus Fund.................-----Undivided Profit................... RDeuseertvoeBFaunnkdss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities------------------- 
 
15,000.00 5,000.00 2,468.48 
none none none none none 34,697.52 6,416.27 none 
none none none none 
 
Total..___.-.-..-.-..----------------$ 63,582.27 
 
 148 
 
DEPARTMENT OF BANKING 
 
STATEMENT Showing condition at the close of Business Dece~ber 27, 1926, of the 
 
BANK OF REX Rex, Ga. 
As called for by the Superintendent of Banks. 
 
President. Date of Charter: 
 
J. T. MITCHELL, 
Vice-President. 
 
E. COWAN, Cashier. 
Began Business: 
 
RESOURCES: 
 
Loans and Discounts..............$ 27,139.59 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
none 
 
Banking House and Lot.......... . 1,500.00 
 
Furniture and Fixtures.. _________ _ 1.500.00 
 
Other Real Estate owned.......... 7,715.57 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 7,761.77 
 
Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ 
 
none 
 
COavsehr dIrtaefmt ss.(.if. .a. .n.y. )- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- -_ 
 
none none 
 
Advance on Cotton and other 
 
Commodities... __ . __ .. ___ .... _.. _. 
 
985.46 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances_________ _ 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
- - - - Other Resources-------------------- 
 
none 
 
TotaL-------------------------------$ 46.602.39 
 
LIABILITIES: 
Capital Stock________________ -------$ Surplus Funct______________________ _ Uudivided Profits _______________ --Reserve Funds_____________________ _ Due to Banks______________________ _ Dividends Unpaid.________________ _ Cashiers Checks-------------------CDeermtiafinedd DCehpeocksist.s._..._.___._._._.____._.___._._._._.._ Time Certificates of Deposit....... Savings Deposits....... -----------Letters of Credit and Acceptances BiellxsePcuatyeadbfloer__C__u__s_t_o_m__e_r_s__._._._._._._.__.__. Notes and Bills Rediscounted..... Other Liabilities..... ______ .... ___ .. 
 
15,000.0J 6,000.00 1.459.23 
none none none 12.56 none 17,385.51 6. 728.86 none none none none 16.23 
 
TotaL... -----------------.- ..... -...$ 46,602.39 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS STATE BANK 
 
Reynolds, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. H. NEISLER, President. 
 
D. COOLIK, 
Vice-President. 
 
J. H. NEISLER, 
Cashier. 
 
Date of Charter: 9--8-1922 
 
Resumed 9--1-1924 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot_________ __ Furniture and Fixtures__________ __ Other Real Estate owned.... _.... _ Cash in Vault and amounts due 
from approved Reserve Agents .. Choetchkesr fBoar nCklse.a.r_i_n_g..a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-_-_-__-_-_-_-_-_-_-_--_-_ Advance on Cotton and other 
Commodities... _________ ..... __ ... Customers Liability on Letters of 
Credit and Acceptances________ __ Profit and Loss.. _________________ __ Other Resources.... --------------TotaL ______________________________ $ 
 
48.530.70 1,350.00 7,000.00 1.442.50 
none 30.204.56 
239.62 185.85 none 2,226.30 none none none 91,179.53 
 
LIABILITIES: 
Capital Stock.... _________ .. _____ ...$ Surplus Fund_____________________ __ RUensde.rvviedFedunPdrosf_i_t_s_._._._._.__-_-_-_-_-_-_-_-__________ Due to Banks______________________ _ Dividends Unpaid________________ __ Cashiers Checks___________________ _ Certified Checks......... ____ .. ___ __ Demand Deposits... ______________ .. TSaimviengCserDtiefpicoastietss.o. _f_D__e__p_o_s__it_._._._._._._. Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable........ _______________ . Notes and Bills Rediscounted.. __ _ Other Liabilities...... ----- .. _.... __ Real Estate Mtg. Bonds___________ _ 
 
25,000.00 2,500.00 1,609.60 
none none none 506.23 none 34,303.06 11.034.94 1,225.70 none none none 15,000.00 
 
TotaL ______________ ----------------$ 91.179.53 
 
 SEVENTH ANNUAL REPORT 
 
149 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
RHINE BANKING CO. 
 
. Rhine, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. E. PONDER, 
President. 
 
W. A. WILCOX, 
Vice-President. 
 
J. C. WILLIAMS, 
Cashier. 
 
Date of Charter: 7-1918 
 
Began Business: 7-1918 
 
RESOURCES: 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned-....... Banking House and Lot......... Furniture and Fixtures........ Other Real Estate owned........ Cash in Vault and amounts due 
from approved Reserve Agents. Checks for Clearing and Due from 
other Banks................... COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._.__._._._.._ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of 
Credit and Acceptances......... . Profit and Loss--------------------Other Resources.................... 
TotaL.----- ________________________ $ 
 
54,484.61 1,150.00 
none 2.933.18 10,000.00 21,869.58 
778.46 495.72 none 326.75 none none 195.41 92,233.71 
 
LIABILITIES: 
Capital Stock.......................$ Surplus Fund.--------------------Undivided Profits---------~------- Reserve Funds..................... Due to Banks...................... . Dividends Unpaid-................. Cashiers Checks................... . CDeermtiafinedd DCehpeocskist.s._._._._._._.__._._._._._._._._._._. _. Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable..... __________ --------Notes and Bills Rediscounted-.... Other Liabilities................... . 
 
25.000.00 4,500.00 2. 766.21 
none none none 1.221.03 none 53,734.71 5,011.76 none none none none none 
 
TotaL _____________________________ $ 92.233.71 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF RINGGOLD 
 
Ringgold, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. W. MURPHY, 
President. 
 
H. W. TRUNDLE, 
Vice-President. 
 
OLEN N. MERRITT, 
Cashier. 
 
Date of Charter: 8-1904 
 
Began Business: 8-1904 
 
RESOURCES: 
 
LIABI LIT I S: 
 
Loans and Discounts..............$ 113,731.64 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 3,775.00 
 
Banking House and Lot........... 2.139.74 
 
Furniture and Fixtures........... 2.780.03 
 
Other Real Estate owned......... . 4,674.88 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 41,075.75 
 
Checks for Clearing and Due from 
 
other Banks...................... 
 
273.74 
 
Cash Items.......................... 
 
211.05 
 
Overdrafts (if any) ....... __ ...... .. 1,239.75 
 
Advance on Cotton and other 
 
Commodities..................... . 2,461.31 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other Resources...................._ _4_._3_15_.7_5 
 
Capital Stock.......................$ Surplus Fun<L..................... Undivided Profits.................. Reserve Funds-------------------Due to Banks....................... Dividends Unpaid.................. Casbiers Checl<s................... . Certified Checks.................. .. Demand Dei>Osits.................. . Time Certificates of Deposit....... Savings Dei>Osits.................. . Letters of Crtdit and Acceptances 
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities..................... 
 
-=T~o~tai~--:.::..:--:.:.--:.::..:--:.::..::.:.:.::..:--:.:.--:.::..:--:.::..:--:..:--:.::..:--:.:$~~1~76~,6~7~8-~64:__:__ TotaL .... ____ .. _  _.............. $ 
 
25,000.00 5,000.00 7.947.44 
262.00 none 160.00 803.18 none 79,355.20 25,530.93 20,119.89 none 12.500.00 none none 
176.678.64 
 
 150 
 
DEPARTMENT OF BANKING 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
BANK OF ROBERTA 
 
Roberta, Ga. 
 
As called for by the Superintendent of Banks. 
 
E. L. McGEE, 
President. 
 
J. E. L. JOHNSON, Vice-President. 
 
J. E. McGEE, Cashier. 
 
Date of Charter: 1-6-1911 
 
Began Business: 1-2o-1911 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-------Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d--.-_-__-_-_-_-_-_--_ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-pt-yt-a-on-c-n-e-sL-..-e_-t_-t_-e_-r_-s_-_-o_--_f POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
TotaL------------------------------$ 
 
51,251.00 none none 
1,357.40 1,214.50 11,198.95 2,311.71 
783.59 978.79 4,322.23 none none none 73,418.17 
 
LIABILITIES: 
Capital Stock.----------------------$ Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks---------------------DCaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o--s-i-t-..-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------BNiolltsesPaaynadbBlei-ll-s--R--e-d--is--c-o-u--n-t-e-d--_-_-__--_ Other Liabilities Int. Dis.--------- 
 
15,000.00 5,000.00 3,035.70 
none none none 178.00 none 28,339.92 13,864.55 none none 8,000.00 none none 
 
Total--------------------------------$ 73,418.17 
 
STATEMENT Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
CRAWFORD COUNTY BANK Roberta, Ga. 
 
As called for by the Superintendent of Banks 
 
-ROBT. E. AVERA, President. 
 
C. R. AVERA, Vice-President. 
 
BEN F. WALKER, Cashier. 
 
Date of Charter: 1-7-1901 
 
Began Business: 1-8-1901 
 
RESOURCES: 
 
Loans and Discounts--------------$ 58,484.08 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e__d_-_-_-_-__-_--_ Furniture and Fixtures___________ _ 
 
none 2,150.00 1,420.00 
 
Other Real Estate owned.--------- 
 
none 
 
Oash in Vault and amounts due 
 
from approved Reserve Agents.. 19,560.32 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
566.91 236.61 
.91 
 
Advance on Cotton and other 
 
CuCCsorteomdmmiteorasdniLdtiieAasbc-i-cl-ei-tp-yt-a-on--nc-e-Ls--_e-_t_-t_-e_-r_-s_-_-o_--_f 
 
5,564.15 none 
 
- - - - POrtolifeirt aRnedsoLurocseSs..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Total..--- _____ --- ___ -_---_--------..$ 87,932.98 
 
LIABILITIES: 
Capital Stock.._____________________ $ Surplus Fund._____________________ , 
RUensdeirvviedFedunPdrosf_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS.-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaaynadbBlei-ll-s--R--e-d-i-s--c-o-u--n-t-e-d--.-_-__--_ Other Liabilities..------------------ 
 
15,000.00 6,000.00 1,415.47 
none none none 288.07 none 35,657.21 29,622.23 none none none none none 
 
TotaL. __________________ ._.. ___ ___ $ 87,932.98 
 
 SEVENTH ANNUAL REPORT 
 
151 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the THE ROCKMART BANK 
 
Rockmart, Ga. 
 
As called for by the Superintendent of Banks. 
 
S.D. LEE, President. 
 
E. W. CARLTON, Vice-President. 
 
H. P. FAMBRO, Cashier. 
 
Date of Charter: 1Q-1900 
 
Began Business: 1Q-1900 
 
RESOURCES: 
LoaT's and Discounts ... ___________$ CeBrotinfidcsaatensdoSftoI nckdse botwendende.s. _s__a__n_d_ Banking House and Lot.._________ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents. Checks for Clearing and Due from 
other Banks...------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCsotmommeordsiLtieiasb..i.l-it-Y---o-n---L-e--tt-e-r-s--o--f 
Credit and Accevtances.......... Profit and Loss--------------------Other Resources..------------------- 
Total...... ------------------- _____ ..$ 
 
151,865.90 1,020.00 9,750.00 3,468.38 3,800.00 
117,612.98 
390.72 none 356.13 none none none none 288,264 .11 
 
LIABILITIES: 
Cavital Stock.------------------...$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds..--------------------Due to Banks..---------------------Dividends Unvaid-----------------Cashiers Checks-------------------CDeermtiafinedd DOehveocskitss_.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit....... LSaevttienrgssoDf eCvroesdiittsa--n--d--A--c-c-e-v--t-a-n-c-e--s 
executed for Customers---------BNOiotlhltseesPr aaLnyiaadbbBilleiitl-li-se-s-R.-_e-_-d_-_i-s_-c_-_o-_u-_-n_-_t-_e-_d-_._-._-._-_-.-_ 
 
30,000.00 none- 
4,896.85 none none 84.00 240.80 none 
87,969.46 38,937.61 125,135.39 
none none none 1,000.00 
 
TotaL------------------------------ $ 288,264.11 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS-FLOYD BANK AND TRUST CO. Rome, Ga. 
 
As called for by the Superintendent of Banks. 
 
H. E. KELLEY, President. 
Date of Charter: 1-22-1924 
 
WILSON M. HARDY, Vice-President. 
 
GROVER C. BYARS, Vice-Pres. and Cashier. Began Business: 1-22-1924 
 
RESOURCES: 
Loans and DiScounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owne<L..----BF uarnnkiitnugr eHaonudseFaixntdurLeos _t -_-_-_-_-__-_-_-_-_- -_ Other Real Estate owned-........ Cash in Vault and amounts due 
from avvroved Reserve Agents.. Checks for Clearing and Due from 
other Banks...------------------Cash Items.......------------------Overdrafts (if anYl----------------Advance on Cotton and other 
Oommodities... ------------------OuCsrteodmiterasnLdiAabcicleivtytanocnesL..e_t_t_e_r_s__o_ _f Profit and LOSS--------------------Other Resources..------------------- 
T o t a L .  . . --------------------------$ 
 
488,120.96 29,371.20 
none 4,309.86 20,279.45 68,464.31 
390.41 8,036.91 1,816.86 
none none none none 
620,789.96 
 
LIABILITIES: 
CSuarvoiltuals SFtuonckd.__._._._-_-_-_-_-_-_-_-_-_-_-_.__________ ._$ Undivid d Profits_________________ _ Reserve Funds---------------------Due to Banks----------------------Dividends unvaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehveocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TJ.!Ile Certificates of Devosit...... Savings Deposits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u__s_to__m__e_r_s___________________ __ Notes and Bills Rediscounted-.. Other Liabilities.......----------- 
 
100,000.00 14,000.00 9,242.32 
300.00 none none 791.33 
5.00 348,843.81 
4,566.25 132,841.25 
none none 10,200.00 none 
 
Total--------------------------------$ 620.789.96 
 
 152 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK OF ROSWELL 
 
Roswell, Ga. 
 
As called for by the Superintendent of Banks 
 
H. P. CARPENTER, President. 
 
C. B. DORRIS, Vice-President. 
 
C. C. FOWLER, Cashier. 
 
Date of Charter: ------------------ 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any)________________ _ AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__e_r - 
CUstomers Liability on Letters of Credit and Acceptances---------- 
POrtohfeirt aRnedsoLurOcSesS.-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_--_ 
 
86,276.71 none none 
2,044.09 6,623.85 20,485.47 
none 142.95 838.08 none none none 
1.04 
 
TotaL ______________________________$ 116,412.19 
 
LIABILITIES: 
Capital Stock... -- ___ ------------ ..$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds.--------------------DDiuveidtoenBdsanUknsp.-a-i-d--.-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-"_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits------------------TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities------------------- 
 
21.000.00 4,200.00 4,185.83 
none 3.522.86 
none 211.31 200.00 38,519.99 39,572.20 none none 5,000.00 none none 
 
TotaL. ______ -----------------------$ 116,412.19 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
ROSWELL BANK 
 
Roswell, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. C. FOSTER, President. 
 
B. E. GEER, Vice-President. 
 
J. H. FOSTER, 
Cashier. 
 
Date of Charter: 1901 
 
Began Business: 1901 
 
RESOURCES: 
 
Loans and Discounts--------------$ 138,937.05 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
89,475.89 none 599.27 
2.831.82 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 57,325.01 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 7,845.68 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
185.32 203.12 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances.--------- 
 
none 
 
Profit and Loss--------------------- 
 
none 
 
TOothtearLR__e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -297-.3n6o3-.n1e6 
 
LIABILITIES: 
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities------------------- 
 
25,000.00 25,000.00 18.057.03 
175.00 none 94.00 371.90 none 159,205.86 69,298.90 none none none none 160.47 
 
TotaL------------------------------$ 297,363.16 
 
 DEPARTMENT OF BANKING 
 
153 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE FARMERS BANK 
 
Royston, Ga. 
 
SAM BOWERS, President. 
 
As called for by the Superintendent of Banks. B. H. HOLBROOK, Vice-President. 
 
C. C. FAIN, Cashier. 
 
Date of Charter: 7-11-1907 
 
Began Business: 1Q-1-1907 
 
RESOURCES: 
Loans and Discounts______________$ CeBrotinfidcsaatensdoSftoInckdsebotwednneeds__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned._________ Cash in Vault and amounts due 
from aDDroved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities.--------------------CuCsrteodmiterasnLdiAabciclietDYtaonnceLse..t.te.r_s__o_ _f Profit and Loss--------------------Other Resources.------------------TotaJ. _______________________________$ 
 
143,364.73 1,500.00 4,216.41 3,589.31 13,085.26 23,521.49 15.ll none none none none none 158.00 
189,450.31 
 
LIABILITIES: Ot:.Dital Stock.______________________ $ surolus Fund______________________ _ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDaid-----------------Cashiers Checks-------------------Certified Checks.------------------Demand DeDosits..----------------Time Certificates of DeDosit------Savings DeDosits------------------Letters of Credit and AcceDtances 
executed for Customers-------Bills Payable_____ ------------------Notes and Bills Rediscounted..... Other Liabilities.------------------- 
 
30,300.00 7,500.00 1,178.68 
none none 
8.00 1,233.07 
none 87,936.56 30,294.00 
none none 31,000.00 none none 
 
TotaL------------------------------$ 189,450.31 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF RUTLEDGE 
 
Rutledge, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. W. WALLACE, President. 
 
W. T. ROBERTS, Vice-President. 
 
THOS._ PEACOCK, Cashier. 
 
Date of Charter: 1898 
 
Began Business: 1898 
 
RESOURCES: 
 
Loans and Discounts______________$ 70,584.86 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ 
 
1,000.00 600.00 
18,673.85 
 
Cash in Vault and amounts due. 
 
from aDDroved Reserve Agents.. 7,282.34 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any)________________ _ 
 
none 
88.0!! 
none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 22,634.83 
 
CuCsrteodmiterasnLdiAabcicleiDtytaonnceLs.e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit Other Total. 
 
an1 LOSS--------------------- 
.R__e_s_o_u__r_c_e_s__.-_-_-_-_-----_-_-_-_-_----__-_-_-_--.$- 
 
63.31 none 
--- 
100,927.27 
 
LIABILITIES: 
CaDital Stock.----------------------$ Surolus Fund----------------------Undivided Prbfits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsiJ-a-i-d--._-_-_-_-_"_-_-_-_-_-_-_-_-_-_-_-_Cashiers Checks-------------------CDeermtiafinedd DCehDeocksists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings DeDosits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_Ci_tu__as_tn_o_dm__Ae__rc_sc__e__D____t__a__n__c____es__ NOothteesr aLniadbBlliiltlisesR__e_d_i_s_c_o__u_n_t_e__d_-_-_-_--_ 
 
25,000.00 25,000.00 
none none none none 48.79 none 27.702.10 5, 700.00 1,476.38 none 16,000.00 none none 
 
TotaL-------------------------------$ 100,927.27 
 
 154 
 
SEVENTH ANNuAL REPORT 
 
STATEMENT Showing condition at the close of Business DeceDlber 27, 1926, of the 
 
BANK OF CAMDEN COUNTY St. Marys, Ga. 
As called for by the Superintendent of Banks. 
 
G. W. BRANDON, President. 
 
C. A. TAYLOR, Vice-President. 
 
R. W. HOFF, Cashier. 
 
Date of Charter:----------------- 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednneeds__s__a__n_d_ Banking House and Lot___________ Furniture and Fixtures. ___________ Other Real Estate owned.________ _ 
 
79,960.91 
none 
3,688.53 2, 786.26 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 54,987.45 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn..k.s.-.-.-..-.-.-.-.-.--.---.-.-.-.-..-.-.-.-- 
 
431.03 
none 
 
Overdrafts (if any) ........... 1,250.79 
 
Advance on cotton................ 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances........... 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other TotaL 
 
_R__e_s__o_u__r_c_e__s_._._._._.._._._._._._._.._._._._._._.-$ 
 
-143-,673316-..1141 
 
Began Business:----------------- 
 
LIABILITIES: 
Capital Stock........$ Sllrt>lUS Fund...... -- RUensdeirVveidFedunPdrosf..i.ts-----.----.-.--.-.--.-..-DDiuVeidtoenBdasnUksn.p..a.i.d-.-.-.--.----.-.-..-.-----.-.Cashiers Checks..-----------------CDeermtiafinedd DCehpeocskist-s---.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable....................... Notes and Bills Rediscounted.... . Other Liabilities------------...---- 
 
15,000.00 10,000.00 
15.66 
none none none 
203.46 
none 
106,307.90 5,880.91 6,328.18 
none none none none 
 
Total............. ------------ ....$ 143,736.11 
 
STATEMENT Showing condition at the close of Business DeceDlher 27, 1926, of the 
 
THE PEOPLES BANK 
 
Sardis, Ga. As called for by the Superintendent of Banks. 
 
W. D. BELL, President. 
 
W. W. HILLIS, Vice-President. 
 
WILLIAM E. BELL, Cashier. 
 
Date of Charter: 6-8-1911 
 
Began Business: 8-1-1911 
 
RESOURCES: 
 
Loans and Discounts..............$ 74,176.81 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned....... 
 
950.00 
 
BF ua rnnkiitnugr eHaonudseFaixntdurLeos.t_._._._._._._._._._. ._ 
 
4,500.00 
none 
 
Other Real Estate owned.......... 
 
237.36 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 6,604.27 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn.k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any)_________________ 
 
none none 
183.48 
 
Advance on Cotton and other 
 
Commodities..--------------------Customers LiabilitY on Letters of 
 
4,215.44 
 
Credit and Acceptances...... 
 
none 
 
Profit Other 
 
and Loss--------------------- 
Resources--------------------- 
 
- 
 
none 
-n-on-e 
 
Total-----------------------------$ 90.867.36 
 
LIABILITIES: 
Capital Stock.---------------------.$ Sllrt>lUs FuncL--------------------UndiVided Profits-----------------RDeuseertvoeBFaunnkdss.-.-.-:-.-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ DiVidends Unpaid..________________ _ CCaesrthiifeiersd CChheecckkss.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit.... LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e-s- 
executed for Customers...... Bills Payable----------------------Notes and Bills Rediscounted..... .Other Liabilities------------------- 
 
25,000.00 6,000.00 18,705.19 
none none none 
640.57 
none 
29,629.19 3,805.00 
none 
none none 
7,087.41 
none 
 
Total--------------------------$ 90,867.36 
 
 SEVENTH ~AL REPORT 
 
155 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF SASSER 
 
Sasser, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. C. BRIM, President. 
 
J. C. JOINER, Vice-President. 
 
B. H. HILL, Cashier. 
 
Date of Charter: 1905 
 
Began Business: 1-1905 
 
RESOURCES: 
 
Loans and Discounts--------------$ 68,526.81 
 
CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 
 
7,115.00 
 
Banking House and Lot.......... 2,192.50 
 
Furniture and Fixtures.......... 4,000.00 
 
Other Real Estate owned......... 
 
none 
 
Cash in Vault and amounts due 
 
from a:o:oroved Reserve Agents.. 51.876.22 
 
Checks for Clearing and Due from 
 
other Banks............... 
 
200.00 
 
COavsehrdIrteamftss..(.i.f.a--n-y-)-.---.--.-.-.-.-.--.-.-.-.-.-.-. 
 
none 
124.29 
 
Advance on Cotton and other 
 
Commodities...................... 3,960.87 
 
Customers LiabilitY on Letters of 
 
Credit and Acce:otances........ 
 
none 
 
Profit and Loss................... 
 
none 
 
Other Resources...................- - -no-ne 
 
TotaL.............................$ 137,995.69 
 
LIABILITIES: 
CSuar:o:oitlauls SFtUoncdk....._._.__._._._._._._._._._._._._._._._._.._$ Undivided Profits................ Reserve Funds.................... Due to Banks..------------~-------- Dividends Un:oaid................ CCaesrthiifeiersd CChheecckkss..-.-.-.-.-.-.--.-.-.--.---..---.-.-. Demand De:oosits................. Time Certificates of De:oosit....... Savings De:oosits------------------Letters of Credit and Acce:otances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s_._.__._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities------------------- 
 
25,000.00 32,500.00 6,292.58 
none none none 
5.00 
none 
65,320.84 8,877.27 
none 
none none none none 
 
TotaL...........................$ 137,995.69 
 
STATEMENT Showing condition at the close of Business Decexnber 27, 1926, of the 
CITIZENS BANK & TRUST COMPANY 
 
Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
HUGO I. FRANK, 
 
GEO. H. SMITH, 
 
D. W. ANDREWS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts ______________$ 1,596,427.16 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned._______ 27,477.40 
 
Banking House and Lot.._________ 60,839.00 
 
Furniture and fixtures.____________ 9,633.18 
 
Other Real Estate owned.......... 1,499.15 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 201.992.53 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 48,857.24 
 
COavsehrdIrtaefmtss.(.i.f_a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__. 
 
2,169.03 10,312.22 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers LiabilitY on Letters of 
 
PrCorfeitdaitnadnLdoAssc.c_e_:_o__ta_n__c_e_s_._._._._._._._._.._ Other Resources__________________ __ 
- 
 
none none 
-3,-583-.88 
 
Total..--------........ ______________ $ 1,962.790.79 
 
LIABILITIES 
Capital Stock_______________________ $ Surplus Fund..___________________ __ RUensde..r.vveidFedunPdros_f_it_s_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--__Due to Banks..____________________ __ Dividends Unpaid.__________ , ____ __ Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS------------------TSaimviengCseDrtiefpicoastietss_o__f_D__e_:_o__o_s_i_t._._._._..__. Letters of Credit and Acce:otances 
executed for Customers________ __ Bills Payable... ____ ------ ______ ---Notes and Bills Rediscounted..... Other Liabilities------------------- 
 
300,000.00 75,000.00 20,lll.53 6, 716.80 3,779.44 
306.00 2,731.43 1,420.26 152,541.47 59,204.00 640,979.86 
none none none none 
 
Total .. __ ---------- _________________ .$ 1,962,790.79 
 
 156 
 
DEPARTMEN'r oF BANKING 
 
--------------------------------------~----------~---- 
 
STATEMENT 
 
Showing condition at the close of Business Decem.ber 27, 1926, of the 
 
CITIZENS AND SOUTHERN BANK & BRANCHES 
 
Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
M. B. LANE, President. 
Date of Charter: .................. 
 
G. L. GROOVER, Vice-President. 
 
Cashier. Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts______________$49,009,152.79 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------Banking House and Lot___________ 
 
1,699,325.21 787,289.05 
 
Furniture and Fixtures____________ 379,971.97 
 
Other Real Estate owned.._________ 568,815.75 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents-- 5,141,323.72 
 
Checks for Clearing and Due from 
 
CaosthheItremBsa__n_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 10,217995,,44600g..2440 
 
Overdrafts (If any)_________________ 54,500.65 
 
AdCvoamnmcoeditoiens__C__o__tt_o__n__a__n_d___o__th__e_r 
 
none 
 
Customers Liability on Letters of Credit and Accevtances__________ 
Profit and LOSS--------------------Other Resources-------------------- 
 
147,022.55 
none 
17,000.00 
 
Total ________________________________$68,279,270.33 
 
LIABILITIES: 
 
Cavital Stock-----------------------$ 3,000,000.00 Survlus Fund----------------------- 2,500,000.00 Undivided ProfitS------------------ 699,630.46 
 
Reserve Funds---------------------- 269,198.29 
 
Due to Banks----------------------- 14,719,535.41 
 
CDaivsihdieenrsdsChUecnkps_a_i_d_._-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_- 
 
38,174.40 141,238.52 
 
Certified Checks-------------------- 107,402.59 Demand Devosits------------------- 24,787,152.93 TSiamviengCsertDifeicvaotseistso_f__D__e__v_o__s_i_L_-__-_-_-_- 128,,541875,,077221..3930 
 
LBeieltxltseePrcsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c__e__s__ 
 
147,022.55 500,000.00 
 
Notes and Bills Rediscounted____ _ 
 
none 
 
Other Liabilities-------------------- 367,120.95 
 
Total ________________________________ $68,279,270.33 
 
STATEMENT 
 
Showing condition at the close of Business Decem.ber 27, 1926, of the 
 
THE EXCHANGE BANK & BRANCH 
 
Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
President. Date of Charter: 1-18-1906 
 
Vice-President. 
 
JOHN J. POWERS, Cashier. 
Began Business: 3-12-1906 
 
RESOURCES: 
 
Loans and Discounts ______________$ 2,172,334.13 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from avproved Reserve Agents.. Checks for Clearing and Due from Caosthh eIrteBmasn. _k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
Customers Liability on Letters ot 
 
2,925.00 124,318.06 46,106.08 77,410.32 
535,475.75 
none 
6,298.17 8,257.47 
none 
 
Credit and Accevtances---------- 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
TOothtearLR_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ 2-,97-3,93-7094..-9913 
 
LIABILITIES: 
 
cavital Stock_______________________ $ 250,000.00 
 
SUunrdvilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
100,000.00 41,467 98 
 
Reserve Funds---------------------- 
 
none 
 
Due to Banks----------------------- 75,347.19 
 
Dividends Unvaid------------------ 
 
564.00 
 
Cashiers Checks-------------------- 
 
246.98 
 
Certified Checks-------------------- 6,366.79 
 
Demand DevositS------------------- 1,221,133.71 
 
Time Certificates of DevosiL----- 20,678.87 
 
Savings Devosits------------------- 1,250,813.09 
 
Letters of Credit and Accevtances 
 
BielxlsecPuatyeadbfloer._C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Notes and Bills Rediscounted..---- 
 
none 
 
Other'Liabilities. ------------------ 7,311.30 
 
Total.. _____ ------------- ____________$ 2, 973,979.91 
 
 DEPARTMENT OF BANKING 
 
157 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
GEORGIA STATE SAVINGS ASSOCIATION Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
HENRY BLUN, President. 
 
J. F. BUCKNER, 
Vice-President. 
 
F. C. BUSH, Sec'y-Treas. 
 
Date of Charter: 7-29-1909 
 
Began Business: 8-4-1909 
 
RESOURCES: 
 
Loans and Discounts. _____________$ 4,952,604.12 
 
CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ Banking House and Lot._________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
513,376.40 75,000.00 
1.00 127,458.49 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-- 1,343,816.92 
 
Choetchkesr fBoarnCklse.a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ 
 
24' 134.49 971.90 none 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
 
none 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss____.________________ _ Other Resources___________________ _ 
 
none none 735.70 
 
TotaL ______________________________ $ 7, 038,149.02 
 
LIABILITIES: 
 
Capital Stock_____ ------------- _____ $ 325,000.00 
 
Surplus Fund----------------------- 325,000.00 
 
Undivided Profits------------------ 440,704.37 
 
Reserve Funds---------------------- 107,896.19 
 
DDiuveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Casl::liers Checks-------------------- 1,032.25 
 
Certified Checks-------------------- 
 
none 
 
TDiemmeaCderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits __________________ _ 
 
none 3,393,703.18 2.436,580.83 
 
Letters of Credit and Acceptances 
 
executed for Customers_________ _ Bills Payable_______________________ _ 
 
none none 
 
Notes and Bills Rediscounted____ _ 
 
none 
 
Other Liabiliti8-.------------------ 8.232.20 
 
TotaL ______________________________$ 7,038,149.02 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
LIBERTY BANK AND TRUST CO. 
 
Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
HENRY BLUN, President. 
 
HAL. H. BACON, J. P. HOULIHAN, 
 
C. A. McCARTY,. Vice-Pres. & Cash. 
 
Vice-Presidents. 
 
Date of Charter: 12-18-1889 
 
Began Business: 2-10-1890 
 
RESOURCES: 
 
Loans and Discounts ______________$ 3,473,195.24 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
752,815.98 590,136.29 
none 47,615.56 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-- 1,136,914.34 
 
Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
194,367.58 2,613.77 12,953.55 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
C uCsrteodmi te ar snLd iAa bciclei tpytaonnceLs_e_t_t_e_r_s___of_ 
 
none 
 
POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 32,962.92 
 
TotaL ______________________________ $ 6,243,575.23 
 
LIABILITIES: 
 
Capital Stock.----------------------$ 300,000.00 
 
f'urplus Fund.--"------------------- 350,000.00 
 
Undivided Profits------------------ 300,818.33 
 
Reserve Funds---------------------- 
 
none 
 
Due to Banks----------------------- 1,101 '797. 74 
 
Dividends Unpaid------------------ 2,023.50 
 
Cashiers Checks-------------------- 
 
212.90 
 
CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
3,062.26 1,927,494.26 
 
Time Certificates of Deposit______ _ Savings Deposits __________________ _ 
 
264,106.36 1,994,059.88 
 
L eetxt eecr sutoefdCf or er dCi tuas tnodmAe rcsc_e_p__t_a_n_c__e_s Bills Payable_______________________ _ 
 
none none 
 
NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
none none 
 
TotaL ______________________________ $ 6,243,575.23 
 
 158 
 
SEVENTH ~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
SAVANNAH BANK AND TRUST COMPANY Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
LEOPOLD ADLER, Chair of Board. 
COURTNEY THORPE, President. 
Date of Charter: 3-1869 
 
M.D. PAPY, J. J. CORNELL, F. W. CLARKE, 
Vice-Presidents. 
 
W. F. BALLARD, Asst. Cashier. 
J. H. THOMPSON, Cashier. 
Began Business: 7-1869 
 
RESOURCES: 
 
Loans and Discounts--------------$ 4,742.526.96 Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 419.658.75 BFuarnnkiitnugreHaonudseFiaxntudreLs_o_t_s_-_-_-_--_-_-_-_-_- 537,3n8o4.n8e4 
 
Other Real Estate owned---------Cash in Vault and amounts due 
 
9,175.00 
 
from aDDroved Reserve Agents.. 935,805.02 
 
Checks for Clearing and Due from 
 
 other Banks---------------------- 147,553.16 
 
COavsehrdIrtaefitlslS(-i-f-a-n-y--)_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_-_- 
 
72,,196396..8696 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
none 
 
Customers Liability on Letters of 
 
Credit and AcceDtances__________ 767,584.28 
 
POrtohfeitr aRnesdouLrcoess_s_-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_-_- 
 
none 
6,049.61 
 
TotaL------------------------------$ 7,575,794.17 
 
LIABILITIES: 
 
CaDital Stock.----------------------$ 700,000.00 
 
SurDlus ~un<L--------------------- 700,000.00 
 
Undivided Profits-----------------Reserve Funds---------------------- 
 
77,102.26 
none 
 
Due to Banks----------------------- 967,577.19 
 
Dividends UnDai<L----------------- 
 
52.00 
 
CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DeDosits__________________ _ 
 
none 
3,125.65 2,068,898.50 
 
Time Certificates of DeDosit------- 570,389.37 
 
Savings DeDOSits------------------- 1,727,637.80 
 
BLeieltxltseePcrsuatyoeafdbcflroeer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__D____t__a__n___c___es__ 
 
738,839.96 
none 
 
NOothteesr aLniadbiBliitliless.R._e_d__i_s_c_o__u_n_t_e__d________ __ 
 
none 
22,171.44 
 
TotaL------------------------------$ 7,575,794.17 
 
STATEMENT 
 
Showing condition at-'the close of Business December 27, 1926, of the 
 
WAGE EARNERS SAVINGS BANK Savannah, Ga. 
 
As called for by the Superintendent of Banks. 
 
L. E. WILLIAMS, President. 
Date of Charter: 10-Q9-1915 
 
SOL. C. JOHNSON, 1st, J. W. JAMERSON, 2nd, 
Vice-President. 
 
R. A. HARPER, Cashier. 
Began Business: 1-3-1916 
 
RESOURCES: 
 
Loar.s and Discounts ______________$ CeBrtoinfidcsataensdoSf toIncdksebotwednneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aDDroved Reserve Agents-Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefitlslS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other 
Commodities---------------------Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc..c_e__D__ta__n_c_e_s_-_-_-_-_-_-_-_-_--_ 
Other Resources-------------------- 
 
942,215.30 
183,975.00 86,212.23 10,554.48 27,38 . 
31,09 . 
2,458.86 2,958.17 
none 
none 
none none none 
 
Total---- _____ ---------- ___________ ..$ 1.286.859.16 
 
LIABILITIES: 
CaDital Stock-----------------------$ SurDlus Fun<L--------------------Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ DCaivsihdieenrsdsCUhencDksa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ 'DTiemmeaCnedrDtifeiDcaotseistso-f--D--e--D--o-s-i-t-._-_-_-_-_--_ Savings DeDOSitS------------------Letters of Credit and AcceDtances 
executed for Customers---------BNOiotlhltseesDr aLaniyadabbBillieitl-ile-ss--R..-_e-_-d_-_i-_s-_c-_-o_-u_-_-n_-t_-e_-_d-_-._-___-__--__ 
 
50,000.00 25,000.00 2,356.46 1,087.49 
none 
1,256.00 735.05 834.94 
none 
353,600.00 722,989.22 
none 
129,000.00 
none none 
 
TotaL------------------------------$ 1,286,859.16 
 
 DEPARTMENT OF BANKING 
 
159 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
BANK OF SCOTLAND Scotland, Ga. 
 
As called for by the Superintendent of Banks. 
 
E. H. HERROUN, President. 
 
R. L. KRUCHEN, Vice-President. 
 
D. R. WILCOX, Cashier. 
 
Date of Charter: 3-13-1912 
 
Began Business: 6-6-1912 
 
RESOURCES: 
Loans and Discounts______________$ Certificates of Indebtedness and 
Bonds and Stocks owned-------BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aimroved Reserve Agents-Checks for Olearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r 
CuCsrteodmiterasnLdiAabcicleitoytaonnceLs_e_t_t_e_r_s__o_ _t 
Profit and Loss--------------------Other Resources-------------------- 
TotaL------------------------------$ 
 
110,163.73 167.75 
3,459.56 2.804.04 8.572.73 49,326.93 
258.57 132.90 2,678.69 none none none 131.48 177,696.38 
 
LIABILITIES: 
Caoital Stock--------------------- __$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdCs uhencokasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ TDiemmeaCnderDtifeiocoatseitss-o-f--D-e--o-o-s-i-t-_-_-_-_-_-_--_ Savings DeoositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_o__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities------------------- 
 
25,000.00 5,000.00 15,979.47 1,349.30 
none none 354.03 none 70,410.91 44,602.67 none none 15,000.00 none none 
 
TotaL ______________________________$ 177,696.38 
 
STATEMENT Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK Senoia, Ga. 
 
R. L. HARDY President. 
 
As called for by the Superintendent of Banks. 
 
C. C. McKNIGHT, L. L. HUTCHINSON, 
R. W. FREEMAN, Vice-Presidents. 
 
H. G. HUTCHINSON, Cashier. 
 
Date of Charter: 1874 
 
Began Business: 1889 
 
RESOURCES: 
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwenden<eLs_s__a__n_d_ Banking House and Lot;___________ FOuthrneirtRureealaEnsdtaFtiextouwrnees<--L--__-_-_-_-_-_-_--_ Cash in Vault and amounts due 
from aooroved Reserve Agents.Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
CuCsrteodmiterasnLdiAabciclelotytanocnesL..e_t_t_e_r_s__o_ _t 
Profit and LOSS--------------------Other Resources..------------------Total.. ______________________________ $ 
 
241,032.47 3,165.00 1,000.00 22,773.21 63,758.58 958.38 1,161.67 none 728.80 none none 170.15 
334,798.26 
 
LIABILITIES: 
 
Caoital Stock.. ------------------ __ $ Suro1us Fun<L--------------------Undivided Profits-----------------Reserve Funds..--------------------Due to Banks----------------------Dividends Unoai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeiocoatseitsso--f--D--e-o-o-s-i-t-;-._-_-_-_-_--_ Savings Deoosits------------------Letters of Credit and Acceotances 
executed for Customers---------Bills Payable-----------------------NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
50.000.00 50,000.00 19,654.72 
none none 124.00 352.38 none 112,406.55 102,260.61 none none none none none 
 
Total.. __ ---------------------------.$ 334,798.26 
 
 160 
 
SEVENTH ~AL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK Shady Dale, Ga. 
 
As called for by the Superintendent of Banks. 
 
D. N. HARVEY, President. 
Date of Charter: 2-6-1920 
 
J. H. YOUNG, Vice-Presitrent. 
 
0. H. BANKS, Cashier. 
Began Business: 4-12-1920 
 
RESOURCES: 
Loans and Discounts...............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ Furniture and Fixtures............ Other Real Estate owned........ .. Cash in Vault and amounts due 
from approved Reserve Agents.. Choetchkesr foBraCnlkesa_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ COavsehrdrIatfetms s(i.f..a.n..y.)._._._._._._._._._._._._._._._._.._ Advance on Cotton and other 
Co=odities..................... . Customers Liability on Letters of 
Credit and Acceptances.......... Profit and Loss...................... Other Resources.................... 
TotaL .............................. $ 
 
32,324.13 
none none 
5,000.00 2,000.00 
10,664.75 
126.11 
none none none none none 
40.00 50.154.99 
 
LIABILITIES: 
Capital Stock....... ------- .. ------.$ Surplus Fund....................... Undivided Profits.................. RDeuseertvoeBFaunnkdss..._._._._._._._._._._._._._._._._._._._._. ._ Dividends Unpaid.................. Trade. Checks.-------------------Certified Checks...... ----- .... ----Demand Deposits.................. . Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Accevtances 
executed for Customers.......... Bills Payable........ ------------ .. .. Notes and Bills Rediscounted..... Other Liabilities.......... ---------- 
 
20.000.00 4,000.00 
7f!/. 72 
none none none 
247.50 
none 
19,013.10 6,186.67 
none 
none none none none 
 
TotaL ___ .. __________ . _____ .. _......$ 50,154.9 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF SHARON Sharon, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. FALLIN, President. 
Date of Charter:------------------ 
 
W. R. MOORE, Vice-President. 
 
0. G. STONE, Cashier. 
Began Business: 1904 
 
RESOURCES: 
 
Loans and Discounts..............$ 71,239.80 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 2.000.00 
 
Banking House and Lot.. ......... 
 
none 
 
Furniture and Fixtures............ 
 
735.00 
 
Other Real Estate owned........ .. 
 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents .. 79,059.09 
 
Checks for Clearing and Due from 
 
other Banks...................... 
 
none 
 
COavsehrdIrtaefmtss.(.if..a.n..y.).._._._.__._._._._._._._._._._._.._ 
 
none 
809.14 
 
Advance on Cotton and other 
 
Co=odities.... ___ .............. . 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Accevtances......... . 
 
none 
 
Profit and Loss..................... 
 
none 
 
Other Resources....................- - -no-ne 
 
TotaL. ________ .....................$ 153.843.03 
 
LIABILITIES: 
Capital Stock............. ---------Surplus Fund..................... .. Undivided Profits.................. Reserve Funds..................... . Due to Banks....................... Dividends Unpaid................. . Cashiers Checks-------------------Certified Checks.................... Demand Devosits..----------------Time Certificates of Deposit....... Savings Deposits.... --------------Letters of Credit and Accevtances 
executed for Customers.......... Bills Payable.......... ----- ...... --Notes and Bills Rediscounted..... Other Liabilities..... --------------- 
 
15,000.00 23,000,00 8.481.78 
none none none none none 
78,483.12 28,878.13 
none 
none none none none 
 
TotaL_ ... ___ . ___ ...... ------- ......$ 153.843.03 
 
 DEPARTMENT OF BANKING 
 
161 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
SHARPSBURG BANKING COMPANY 
 
Sharpsburg, Ga. 
 
As called for by the Superintendent of Banks. 
 
I. M. COLE, 
 
J. C. HARRIS, 
 
L. S. McLEAN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 9-29-1911 
 
Began Business: 10-3-1911 
 
RESOURCES: 
 
Loans and Discounts ______________$ 26,060.51 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_c_L__-_-_-_-_-_--_ Furniture and Fixtures__________ __ Other Real Estate owned.________ _ 
 
none 
1,598.36 1,222.22 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 4,823.14 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m__ Cash Items..______________________ __ 
 
none 
25.00 
 
Overdrafts (if anY>-------------"--- 
 
4.00 
 
Advance on Cotton and other 
 
Commodities.... ____ ------ _____ --- 
 
978.49 
 
Customers Liability on Letters of 
 
PrCorfeitdaitnadnLdoAssc.c__e_p_t_a_n__c_e_s_._._._._._._._..__. 
 
none none 
 
Other Resources....----------------- - -no-ne 
 
TotaL. ________ ------------------ ....$ 34,711.72 
 
LIABILITIES: 
Capital Stock.----------------------$ Surplus FuncL---------------------Undivided Profits------------------ 
Reserve Funds..--------------------- 
DDiuveidtoenBdsanUknsp.-a-i-c-L-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.:_________________ _ Demand Devosits_________________ _ Time Certificates of Deposit------Savings Deposirs------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer...C. u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities Unearned Int.--- 
 
15,000.00 10,000.00 
803.20 
none none none 
3.96 
none 
7,397.31 36.00 
1,471.25 
none none none none 
 
TotaL ____________________________ ---$ 34,711.72 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
SHELLMAN BANKING CO. 
 
Shellman, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. J. OLIVER, President. 
 
J. U. WOOTEN, Vice-President. 
 
THOS. R. ARTHUR, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts ______________$ 109,121.43 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 5,045.00 
 
Banking House and Lot----------- 6,117.09 
 
FOuthrneirtRureealaEndstaFtiextouwrense-d--.-_-_-_-_-_-_-_-_-_ 
 
3,296.00 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 17,492.51 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
1.221.91 
none 
1,139.14 
 
Advance on Cotton and other 
 
Commodities.--------------------- 23,255.70 
 
CuCsrteodmiterasnLdiAabciclietpYtaonnceL__e_t_t_e_r_s__o_ _f 
 
none 
 
Profit and Loss--------------------- 
 
none 
 
- - - - Other Resources.------------------- 
 
none 
 
TotaL___ ----------------------------$ 166,691.78 
 
LIABILITIES 
Capital Stock.----------------------$ Surplus FuncL---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DCaivsihdieenrsdsCUhencpkasi_c_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CDeermtiafinedd DCehpeocskists.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit..____ _ Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable... --------------------Notes and Bills RediscountecL---Other LiabilitieS------------------- 
 
25,000.00 31,001.00 2,283.38 
none none none 
239.81 
none 
66,123.89 30,044.70 
none 
none 
12,000.00 
none none 
 
TotaL-------------------------------$ 166,691.78 
 
 162 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business Dece~nber 27, 1926, of the 
 
BANK OF SILOAM Siloa~n, Ga. 
As called for by the Superintendent of Banks. 
 
JNO. F. HOLDEN, 
President. Date of Charter: 1G-1904 
 
JNO. B. DOLVIN, Vice-President. 
 
W. M. REYNOLDS, Cashier. 
Began Business: 9-1!104 
 
RESOURCES: 
 
Loans and Discounts--------------$ 39,223.35 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot__________ _ 
 
none 
2,500.00 
 
FOuthrneirtRureealaEndstaFtiertouwrense-d--_-_-_-__-_-_-_-_--_ 
 
1,500.00 727.94 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents_- 34,750.56 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrteaifDtsS-(-i-f_a--n-y__) -_-_-__-_-_-_-_-_-_-_-_-_-_-_-____ 
 
462.48 
none 
60.85 
 
Advance on Cotton and other 
 
Commodities---------------------- 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances---------- 
 
none 
 
Profit and Loss--------------------- 
 
none 
 
- - - - Other1Resources-------------------- 
 
none 
 
Total___________________________ -____$ 79,225.18 
 
LIABILITIES: 
Capital Stock..----------------------S Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds..--------------------Due to Banks----------------------Dividends Unpaid-----------------.Cashiers Checks-------------------Certified Checks.------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseecPrsuatyoefadbCfloreer__dC_i_tu_as__tno__dm__Ae_r_cs_c__e__p____t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------- 
 
15,000.00 10,000.00 9,392.72 
none none 
17.80 
none none 
33,895.52 10,919.14 
none 
none none none none 
 
Total__ ---- ___ ------------------- ____$ 79,225.18 
 
STATEMENT Showing condition at the close of Business Deceinber 27, 1926, of the 
 
SOCIAL CIRCLE BANK Social Circle, Ga. 
 
As called for by the Superintendent of Banks. 
 
F. S. ETHERIDGE, 
 
W. B. SPEARMAN, 
 
W. S. McKIBBEN, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: H!-31-1923 
 
Began Business: 3--8-1924 
 
RESOURCES: 
 
Loans and Discounts--------------$ 64,808.20 
 
CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ 
 
none 
 
Banking House and Lot----------Furniture and Firtures-----------Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents__ 
 
3,500.00 1,500.00 
none 
9,789.56 
 
Checks for Clearing and Due from 
 
from other Banks---------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
3.25 50.00 26.49 
 
Advance on Cotton and other 
 
Commodities---------------------- 13,711.99 
 
OuCsrteodmitearsnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f Profit and Loss.___________________ _ 
 
5,075.53 153,63 
 
Other Resources....------------------- - -n-on-e 
 
Total-------------------------------S 98.618.65 
 
LIABILITIES: 
Capital Stock-----------------------S Surplus Fund----------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends Unpaid.----------------CCaesrthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSDaiemvmienagCnsdeDrDtiefepipcoaostsietisst_so_-_f-_-D_-_-e_-_p-_-o_-s_-i_-t_-__-__-___-__-__--__ BLeieltlxtseePcrsuatyoefadbCfloree_r_dC_i_tu_a_s_tn_o_dm__Ae_r_cs_c__e__p____t__a__n__c____es__ Notes and Bills Rediscounted----Other Liabilities-------------------- 
 
25,000.00 1,000.00 
none none none none 
1,336.99 
none 
55,577.62 5,492.00 5,136.51 
none none none 
5,075.53 
 
TotaL-------------------------------S 98,618.65 
 
 DEPARTMENT OF BANKING 
 
168 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF SOPERTON Soperton, Ga. 
 
As called for by the Superintendent of Banks. 
 
N. L. GILLIS, SR., President. 
 
J. B. O'CONNER, Vice-President. 
 
J. E. HALL, Cashier. 
 
Date of Charter: 1906 
 
Began Business: 1908 
 
RESOURCES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned... ____ _ Banking House and Lot... _____ _ Furniture and Fixtures___________ _ Other Real Estate owned.... _____ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k_s_._._-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 
Credit and Acceptances.......... Profit and Loss---------------------Other Resources-------------------- 
TotaL------------------------------$ 
 
221,381.01 5,250.00 14,000.00 4,490.00 13,495.63 47,221.91 1,265.82 696.52 297.70 8,873.31 none none 747.00 
317,718.90 
 
LIABILITIES: 
 
CSuarpvitlauls SFtuonckd....._._._._._._.__._._._._._._._._._._._._.._$ Undivided ProfitS------------------Reserve Funds.--------------------DDiuveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit....... Savings Deposits. ______ -----------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities------------------- 
 
25,000.00 25,000.00 1,813.41 
none none 24.00 225.63 none 132,165.69 117,667.74 12,p22.43 none none none 3,300.00 
 
TotaL.. __ ----------________________ $317,718.90 
 
STATEMENT 
Showing condition at the close of Business December 27, 1926, of the PEOPLES BANK OF SOPERTON Soperton, Ga. 
 
As called for by the Superintendent of Banks. 
 
0. A. SMITH, President. 
 
J AS. FOWLER, W. W. WADE, Vice-Presidents. 
 
R. E. WARD, Cashier. 
 
Date of Charter: U-27-1905 
 
Began Business: 8-5-1906 
 
RESOURCES: 
 
Loans and Discounts..............$ 81,988.67 
 
Certificates of Indebtness and 
 
Bonds and Stocks owned........ 1,420.00 
 
Banking House and Lot........... 1, 200.00 
 
Furniture and Fixtures.......... .. 2,568.32 
 
Other Real Estate owned.... ____ __ 5,017.19 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 61,502.05 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn..k.s_._-_-_-__--.-.-.-.-.-.-.-.-.-.-..--_-__-_--. Overdrafts (if any) ________________ _ 
 
507.95 65.50 111.50 
 
Advances on Cotton. and other 
 
Commodities................. ____ _ 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
POrtohfeirt 
 
aRnedsoLurOcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--__- 
- 
 
- 
 
886.24 
-no-ne 
 
TotaL ... ______ .... ___ ----- .. _______ $ 155,267.42 
 
LIABILITIES: 
Capital Stock.......... ------------.$ Survlus Fun<L--------------------Undivided Profits.................. Reserve Funds.. ______............ .. Due to Banks----------------------Dividends Unpaid.................. Cashiers Checks-------------------Certified Checks.................. .. Demand DepositS------------------Time Certificates of Deposit....... Savings Deposits...... -- .... ------Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable...... ________ .... -----Notes and Bills Rediscounted..... Other Liabilities........------------ 
 
15,000.00 none none none 
7,500.00 non4 II3.95 none 
50,348.34 81,616.74 
664.45 none none none 23.94 
 
TotaL..............................$ 155,267.42 
 
 164 
 
DEPARTJKJ!lNT OF BANKING 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF SPARKS 
 
Sparks, Ga. 
 
As called for by the Superintendent of Banks. 
 
S. G. ETHRIDGE, 
 
N. D. SINCLAIR 
 
BENJ. F. GARY, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1-3-1910 
 
Began Business: 1 12-1910 
 
RESOURCES: 
Loans and Discounts. _____________$ Certificates of Indebtedness and 
Bonds and Stocks owne<L______ _ Banking House and Lot_________ _ Furniture and Fixtures. __________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Choetchkesr fBoar nCklsea__r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items.. _______________________ _ Overdrafts (if any)________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o_ f_ Profit and Loss--------------------Other Resources.------------------- 
TotaL.-----------------------------$ 
 
173,362.01 
389.00 3,507.15 4,505.63 6.740.00 
17,090.13 
none 
106.73 205.97 
none 
none none none 
205.856.62 
 
LIABILITIES: 
Capital Stock.----------------------$ Surplus Fun<L---------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp-a-i-<-L--.-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Cashiers Checks___________________ _ Certified Checks..------------------TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ LSaeevtxtieencrgsustoeDfdeCfporoersdCiittuSas-t-no-d-m-A-e-rc-s-c_-e_-p_-_-t_a-_-n_-c_-_e--s_ Bills Payable________ ---------- ____ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u_n__te__<_L__._._.._ 
 
25,000.00 5.000.00 2,082.38 
none none none 
1,268.24 
none 
77,037.81 50,777-01 
none 
none 
44,641.18 
none none 
 
TotaL ______________________________ $ 205.856.62 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE EXCHANGE BANK OF SPRINGFIELD 
 
Springfield, Ga. 
 
As called for by the Superintendent of Banks. 
 
B. K. SHEAROUSE, President. 
 
J. W. TEBEAU Vice-President. 
 
J. M. MARCHMAN, Cashier. 
 
Date of Charter: Hl-3o-1907 
 
Began Business: 1-1-1908 
 
RESOURCES: 
Loans and Discounts. _____________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont.e.<__L_-_-_-_-_-_--_ Furniture and Fixtures.. _________ _ Other Real Estate owne<L________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from C aosth eIrteBmasn..k_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any)________________ _ Advance on Cotton.._______________ _ CuCsreto<LmterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
T o t a L _______________________________ $ 
 
64,262.94 
none 
2,500.00 1,000.00 
475.50 
18,038.70 
none 
461.65 355.69 
none none none 
7,518.18 
94,612.66  
 
LIABILITIES: 
Capital Stock.----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp-a--i<--L-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceptances Biell'es cPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L... Other Liabilities------------------- 
 
15,000.00 
none 
4,237.03 
none none none 
1.031.60 
none 
49,180.80 13.154.43 12.008.80 
none none none none 
 
TotaL. ____________ ----------------.$ 94,612.66 
 
 DEPARTMENT OF BANKING 
 
165 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF STAPLETON Stapleton, Ga. 
As called for by the Superintendent of Banks. 
 
J. C. KILGORE, 
President. 
 
A. S. STAPLETON, 
Vice-President. 
 
J. C. KILGORE, 
Cashier. 
 
Date of Charter 
 
Began Business: --------------- 
 
RESOURCES: 
 
Loans and Discounts ______________$ Certificates of Indebtedness and 
Bonds and Stocks owned... ____ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
38,993.30 none 
2,500.00 3,665.00 3.200.00 
 
Cash in Vault and amounts due from ai>Proved Reserve Agents.. 43,804.45 
 
Checks for Clearing and Due from C aosthh eIrt eBmasn_k__s_._._._._._._._._._._._.__. _._._._._._._._. ._ Overdrafts (if any) ________________ _ 
 
none none 544.59 
 
AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of 
Credit and AcceiJtances__________ 
 
none none 
 
POrtohfeirt aRnesdouLrcoess_S__._-_-_-_-____-_____-_-___ 
 
1.5n8o2.n7e5 
 
T 
 
otaL 
 
. 
 
.. 
 
. 
 
__________________________ 
 
$ 
 
-94.- 290- .09 
 
LIABILITIES: 
CaiJital Stock-------------$ SUunrdiJilvUiSdeFduPnrdo-f-i-ts--__-_-_____-_-_-__-_____-_ 
Reserve Fund.---------Due to Banks-------- Dividends UniJaid-----------CCearsthiifeierds CChheecckkss..-.-.-___-..-.-..-..-_._.-_. TDiemmeaCnderDtifeiicJaotseistso--f-D--e--iJ-o--s-i-t-..-_-_-_-_-_Savings DeiJositS--------------- L eetxt ee cr su toefdCf or er dCi tuas tnodmAe rcsc_e_i_J_t_a_n_c__es_ Bills Payable_______________________ _ Notes and Bills Rediscounted..... Other Liabilities------ 
 
15,000.00 none 982.44 none none none 29.95 none 
23.219.43 54.063.95 
none none none none 994.32 
 
TotaL...........................$ 94,290.09 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF STATESBORO Statesboro, Ga. 
As called for by the Superintendent of Banks. 
 
S. C. GROOVER, 
President. Date of Charter: _________________ _ 
 
E. L. SMITH, 
Vice-President. 
 
J. 0. JOHNSTON, 
Cashier. Began Business:--------- 
 
RESOURCES: 
Loans and Discounts _______ : ______ $ CeBrotinfidcsataensdoSf t oI rcdkesbotwe dnneeds__s__a__r_. d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from aiJI>roved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of 
Credit and AcceiJtances........ _. POrtohfeirt aRnedsoLurOcSesS_-_-_-_-_-_-_-_-_-_-_-_-_-_______ 
Total. ..... __________________________ $ 
 
600,097.35 125,261.50 42,000.00 15,028.97 14.603.66 51,857.97 
1. 946.68 none 835.85 none none none none 
851.631.98 
 
LIABILITIES: 
Cai>ital Stock_____________________ ..$ 
Rurolus Fund-------------------- Undivided Profits------------- DReuseertvoeBFaunnkdss_._._._._-_-_-__-_-_-_-_-_-___-__-_-_-_--_ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand DeiJosits__________________ _ Time Certificates of Deposit______ _ Savings Deposits __________________ _ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable________ --------------- Notes and Bills Rediscounted..... Other Liabilities---------- 
 
100.000.00 75,000.00 25.743.77 4,507.44 1.423.58 3.000.00 
779.31 none263, 734.95 377,442.93 none none none none none 
 
TotaL------------$ 851.631.98 
 
 166 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
SEA ISLAND BANK 
 
Statesboro, Ga. 
 
As c lied for by the Superintendent of Banks 
 
R. F. DONALDSON, President. 
 
S. L. MOORE, Vice-President. 
 
J. G. WATSON, Cashier. 
 
Date of Charter: 1901 
 
Began Business: 1901 
 
RESOURCES: 
 
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._.._ Furniture and Fixtures____________ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn._k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) _________________ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of 
Credit and Accei>tances.......... Profit and Loss--------------------Other Resources.------------------- 
TotaL------------------------------$ 
 
664,444.58 10,633.50 30.000.00 2,500.00 26,646.07 46,897.89 
none 1,423. 73 
865.27 1,685.13 
nme none 15,450.48 800,546.65 
 
LIABILITIES: 
 
Capital Stock-----------------------$ US unrdoilvuids eFdu nPdr-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_- -_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeiic>aotseistSo-f-D--e--p-o--s-i-t-..-.-.-.-.-Savings Dei>osits------------------LBeieltxltseePrcsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__i__>__t__a__n____c__es__ Notes and Bills Rediscounted.... Other Liabilities------------------- 
 
50,000.00 50,000.00 39,323.01 
none none none 2, 746.65 none 234,498.70 294.686.52 17,041.77 none 105,000.00 none 7,250.00 
 
TotaL.--------------------------- ...$ 800,546.65 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF STAffiAM 
 
Statham, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. F. BURSON, President. 
 
J. R. TRAMEL, 
Vice-President. 
 
B. H. GRANT, Cashier. 
 
Date of Charter: 3-SQ-1904 
 
Began Business: 4-4-1904 
 
RESOURCES: 
 
Loans and Discounts______________$ lll,715.94 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._._ 
 
1,550.00 1,900.00 
 
FOut hr neirtRu reealaEnsdt aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ 
 
3,085.00 31,300.00 
 
Cash in Vault and amounts due 
 
.. from ai>proved Reserve Agents.. 8,712.97 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
40.25 
 
COavsehrdIrtaefmtss.(.if--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
67.01 528.02 
 
Advance on Cotton and other 
 
CUCsotmommeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 
 
none 
 
Credit and Accei>tances.......... 
 
none 
 
TPOrotohtfeaitrLaR_n_e_ds__oL_uo__rS_cS_e_._.s-_.-_.-_.-_.-._-._-._-._-.-_.-_.-_.-._-._-._-._-._-._-._--$ 
 
none 
- - - 1,187.69 
160,086.88 
 
LIABILITIES: 
Cai>ital Stock.__________ --------- ...$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks............... Demand DepositS-----------------Time Certificates of Dei>osit..... Savings Dei>OSits.................. LBeieltxltseePcrsuatyoeafdbCfloree_r_dC_i_tU_a_s_nt_o_dm__Ae_r_cs_c__e__i__>__t__a__n____c__es__ Notes and Bills Rediscounted..... Other Liabilities............... 
 
25,000.00 none 
2,899.97 none none none 315.51 none 
31,622.58 100,232.49 
none none none none 16.33 
 
TotaL...............$ 160.086.88 
 
 SEVENTH ANNUAL REPORT 
 
167 
 
STATEMENT Showing condition at the close of Business Decem.ber 27, 1926, of the 
 
BANK OF STEPHENS Stephens, Ga. 
 
As called for by the Superintendent of Banks. 
 
JNO. F. HOLDEN, President. 
Date of Charter: .................. 
 
J. H. HUNTER, Vice-President. 
 
0. U. EPPS, Cashier. 
Began Business: ................. 
 
RESOURCES: 
 
Loans and Discounts--------------$ 63,399.81 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t._.__-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ 
 
1,268.84 2,243.27 9,893.55 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 9,112.67 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 5,116.78 
 
COavsehrdIrtaetmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
263.20 172.44 
 
AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e _r 
 
none 
 
Customers Liability on Letters of 
 
- - - - PrCorfeitdaitnadnLdoAssc.c__e_v_t_a_n__c_e_s_.__________________ 
Other Resources.__________________ _ Total.. ______________________________$ 
 
none none none 91,470.56 
 
LIABILITIES: 
Cavital Stock.----------------------$ Surplus Fun<L-----------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencvkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand Devosits.-----------------Time Certificates of Devosit------Savings DevositS------------------LBeieltxltseePcrsuatyoeafdbCfloree_rd_C_i_tu_as_t_no_d_m_A_e_rc_sc___e__v___t__a__n__c____es__ Notes and Bills Rediscounted... Other Liabilities------------------- 
 
15,000.00 5,000.00 
356.15 none none none 213.45 none 25,695.97 40,704.99 none none 4,500.00 none none 
 
Total.... _.-------------------------.$ 91.470.56 
 
STATEMENT 
 
Showing condition at the close of Business Decem.ber 27, 1926, of the 
 
GRANITE BANK 
 
Stone Mountain, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. STEVE McCURDY, President 
 
V. R. WILLIAMS, Vice-President 
 
DEAN RHODES, Cashier 
 
Date of Charter: 8-31-1911 
 
Began Business: 9-5-1911 
 
RESOURCES: 
 
Loans and Discounts ______________ $ 133,693.95 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owne<L------- 
 
none 
 
Banking House and Lot----------- 1.744.52 
 
Furniture and Fixtures. -------- 2, 790.51 
 
Other Real Estate owned---------- 20,186.95 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 33,934.46 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 356.14 
 
Advance on Cotton and other 
 
Commodities.--------------------- 
 
none 
 
CuCsrteodmiterasnLdiAabciclietvYtaonnceLs.e_t_t_e_r_s__o_ f_ Profit and Loss.___________________ _ 
 
none none 
 
- - - - Other Resources.------------------- 
 
none 
 
Total..-- ..-------------------------.$ 192,706.53 
 
LIABILITIES: 
Cavital Stock...... __ ----------- ....$ Surplus Fun<L---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unvaid.________________ _ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Devosits__________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e_v__o_s_i_t_-_-_-_-_-_--_ LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_a_s_tno_d_m__Ae_r_cs_c__e__p____t__a__n__c__e__s__ NOothteesr aLniadbBiliiltliseRs-e_d__i_s_c_o__u_n_t_e__d_._._._.._ 
 
15,000.00 20,000.00 
89.72 none none none 321.17 515.09 90,579.60 31,707.41 27,493.54 none 7,000.00 none none 
 
Total--------------------------------$ 192,706.53 
 
 168 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE PEOPLES BANK 
 
Summit, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. LEONARD ROUNTREE, 
President. 
 
B. L. ROUNTREE, S. J. FLANDERS, 
Vice-Presidents. 
 
R. W. DURDEN, 
Cashier. 
 
Date of Charter: 1904 
 
Began Business: 1904 
 
RESOURCES: 
 
Loans and Discounts--------------$ 121,807.78 
 
CeBrotinfidcsataensdoSftoInckdsebotwenden<eLs_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
none 6,527.56 4.088.89 6,820.53 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-- 12,240.27 
 
Choetchkesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ 
 
60.00 260.28 none 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
308.57 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss____________________ _ 
 
none none 
 
Other TotaL 
 
_R_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ 
 
- -n-on-e 
152.ll3.88 
 
LIABILITIES: 
Capital Stock-----------------------$ US unrdpivl uids eFduPnrdo.f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_- -_ Reserve Funds---------------------Due to Banks---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s___________________ __ NOotthe:e;;r aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
25,000.00 3, 728.77 
920.67 none none none 606.9!) none 55,791.79 66,065.66 none none none none none 
 
TotaL--_-----------_---------------$ 152,ll3.88 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CHATTOOGA COUNTY BANK 
 
Summerville, Ga. 
 
As called for by the Superintendent of Banks. 
 
JNO. D. TAYLOR, 
President. 
 
E. S. TAYLOR, 
Vice-President. 
 
B. W. FARRAR, 
Cashier. 
 
Date of Charter: 11-1905 
 
Began Business: 1-1-1906 
 
RESOURCES: 
 
Loans and Discounts ______________$ 294,912.26 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owne<L______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ 
 
n5.o,0o0o0..o0o0 
6, 731.79 
 
Other Real Estate owned_________ _ 2l.959.ll 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 74,580.62 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
31.372.76 none 
7,278.59 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ ll,l77.17 
 
Customers Liability on Letters of 
 
Credit and Acceptances---------- 
 
none 
 
Profit and LOSS--------------------- 1.195.13 
 
TOothtearLR_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -465-.312157-..1796 
 
LIABILITIES: 
Capital Stock..______________________$ 
Surplus Fund----------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ 
CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
CDeermtiafinedd DCehpeocskists--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_________ --------------Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
30,000.00 26,000.00 
none none nonp nonp 399.61 none 299,334.33 39,223.00 368.25 none 50,000.00 20,000.00 none 
 
TotaL------------------------------$ 465,325.19 
 
 DEPARTMENT OF BANKING 
 
169 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK Summerville, Ga. 
As called for by the Superintendent of Banks. 
 
WESLEY SHROPSHIRE, 
President. Date of Charter: 2-5-1926 
 
S. C. MARTIN, 
Vice-President. 
 
J. H. EDGE, 
Cashier. Began Business: 2-6--1926 
 
RESOURCES: 
 
Loans and Discounts--------------$ 87,321.58 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
10,332.35 8.452.67 5,299.93 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 65,326.11 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 2,996.41 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
556.03 none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
CPruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_it_py_t_a_on_nc__e_Ls__e___t_t__e___r__s____o_ _f_ Other Resources___________________ _ 
TotaL.. _____________________________-$ 
 
none none 
- -n-on-e 
180.285.08 
 
LIABILITIES: 
Capital Stock-----------$ Surplus Fund------------Undivided Profits....------------- Reserve Funds------------- Due to Banks---------------- CDaivshidieenrsdsCUhencpkasi_d__.._._.__-_-_-______-__-_-_-_ Certified Checks.._________________ _ Demand DePositS----------- TSai mviengCse Dr t iefpi coastiet ss.o. .f_D__e__p_o_s_i_t_._._._._._. ._ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_______________________ _ Notes and Bills Rediscounted..... Other Liabilities...... -------- Bonds for Depositors.---------- 
 
25,000.00 none 831.92 none none none 271.90 none 
117.553.75 36.627.51 
none none none none none none 
 
TotaL _______________________________ $ 180,285.08 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CENTRAL BANK 
 
Swainsboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. A. FLANDERS, 
 
I. W. ROUNTREE, 
 
W. W. FLANDERS 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter:------- 
 
Began Business:------ 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts. _______ ......$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__._._._._._._.__ 
- Furniture and Fixtures.......... Other Real Estate owned.. _______ _ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks------------ COavsehrdIrtaefmtss(-i-f-a--n-y-)-_-___-_-_-_-_-_-_-_-_-____-_ 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 
Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc..c.e_p__t_a_n__c_e_s__.._._._._._.._._. 
 
79.617.01 none none 
4,000.00 3,715.11 159,355.13 
none none none 716.38 nnoonnee 
 
CaPital Stock...... _________ ........$ USunrdpilvuids eFdu~Pd-ro--f-i-ts--__-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ Reserve Funds.. ___________________ _ Due to Banks______________________ _ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits... _______________ _ 
TSiamvienCgse rDt iefpi coastiet ss.o__f_D__e__p_o_s_i_t_._._._._._. ._ 
Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_to__m__e_r_s__._._._.__________ __ 
Notes and Bills Rediscounted..... Other Liabilities................... 
 
25,000.00 10,000.00 8,433.54 
none none none 87.96 none 185.424.08 19,508.05 none none none none none 
 
Other Resources....................- -1.-050-.00 
--=Tc;:o.:.;ta=1=.:.;:..:;::-.:.;:.:.:.;:.:.:.:-.:.;-:.:.:.;-:.:.:.:.:.;-:..:.:.;-.:.;-:.:.:.;-$:__~24:.;:8.:.:,4:.:.53:....:.;63=--'-----'T~o:.;tc::a:::.L.:..;.:..:.:.:--=--_;cc.::.:.:.;:.::.::..:--_;_--;.;..:..:..::.._;_------'-$_2'-"48...:.,4.53.63 
 
 170 
 
SEVENTH ~AL REPORT 
 
STATEMENT. Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK 
 
Swainsboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. A. COLEMAN, 
 
FRANK MITCHELL, 
 
OTIS G. PRICE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1900 
 
Began Business: 1900 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednneeds._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owne<L--------Cash in Vault and amounts due 
from approved Reserve Agents__ Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_-_-_-_-_-_-_-_-_--_ Other Resources___________________ _ 
TotaL ______________________________$ 
 
353,432.72 5,000.00 none 3,220.00 10,185.98 
382,508.54 2,867.38 none none 12,778.74 none none none 
769,993.36 
 
LIABILITIES: 
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivtded Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits------------------TSiamviengCserDtiefvicoastietss_o__f_D__e__v_o__s_i_L__-_-_-_--_ BLeieltxltseePcrsuatyoeafdbCfloreer__dC_i_tu_a_s_tn_o_dm__Ae_r_cs_c__e___v___t__a__n__c____es__ NOothteesr aLniadbBiliitlilessR.._e_d_i_s_c__o_u_n__t_e_<-L--------- 
 
25.000.00 40,000.00 19,162.01 
none none none 1,450.51 none 552,227.36 132,153.48 none none none none none 
 
TotaL------------------------------$ 769,993.36 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the THE EXCHANGE BANK Sycamore, Ga. 
 
As called for by the Superintendent of Banks. 
 
0. W. SMITH, 
President. 
 
C. L. RAY, J. W. HENDERSON, 
Vice-Presidents. 
 
Y. J. STOVER, 
Cashier. 
 
Date of Charter: S-18-1918 
 
Began Business: 1918 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._-_-_-__-_-_--_ Furniture and Fixtures____________ Other Real Estate owned._________ Cash in Vault and amounts due 
from avvroved Reserve Agents __ Choetchkesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ 
 
18,872.88 none 
3,500.00 2,646.00 10,618.87 44,430.73 5,263.37 
 
Cavital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DCaivsihdieenrsdsCUhencvkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand DevositB-----------------Time Certificates of Devosit------- 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
10.50 .10 
none 
 
Savings Devosits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ Bills Payable_________________ ------- 
 
Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc..c_e__v_t_a_n_c__e_s_._.-_-_-_-_-_-_-_--_ 
 
none none 
 
Notes and Bills Rediscounted----Other Liabilities------------------- 
 
- - - - Other Resources..------------------- 
 
none 
 
__::T:.::oc::tal=--.:.:-:.::;--:.::-.:.:-:.::;--:_:-:.:-.:_:-::.--:.:-.:.:-:.::;--:.::-.:.:-:.::;-:.::-:.:--.:.:-$,___,85=3.4.::2::..4:::5_ _;_--=T.::.ot::.:::-al-- ----------------------------- _$ 
 
15,000.00 none 
1,132.01 
none none none 220.32 none 37,881.08 
31,109.04 
none none none none none 
85,342.45 
 
 DEPARTMENT OF BANKING 
 
171 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
SYLVANIA BANKING COMPANY 
 
Sylvania, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. A. MILLS, President. 
D<tte of Charter: 4-1911 
 
W. A. MALLORY, C. B. PFEIFFER, 
Vice-Presidents. 
 
HOBSON J. COLEMAN. Cashier. 
Began Business: 5-1911 
 
RESOURCES: 
 
CLoeBraotninfsidcasantaednsdDoiSfstcoIoncukdnsetbost-we-d-n-ne-de---s-_s-_-_a-__-n_-d-_$ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r PCruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__eL_s__e___t_t__e___r__s____o_ __f Other Resources___________________ _ 
T o t a l ________________________________ $ 
 
120,713.23 none none 
3,718.28 2,297.52 76,565.59 1,115.55 
none none 297.01 none none 13,310.04 218,017.22 
 
LIABILITIES: 
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_---__--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s___________________ __ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_ 
 
25.000.00 5,000.00 6,910.81 
none none none 1,798.70 none 131,159.89 23,222.34 24,925.48 none none none none 
 
TotaL ______________________________$ 218,017 .22__ 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
SYLVESTER BANKING COMPANY 
 
Sylvester, Ga. 
 
As called for by the Sqperintendent of Banks. 
 
T. C. JEFFORDS, President. 
Date of Charter: 1898 
 
C. W. HILLHOUSE, C. H. STRANGWARD, 
Vice-Presidents. 
 
J. H. WESTBERRY, SR., Cashier. 
Began Business: 7-1898 
 
RESOURCES: 
 
Loans and Discounts______________ $ 311,475.54 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot___________ Furniture and Fixtures___________ _ Other Real Estate owne<L________ _ 
 
1,700.00 11,000.00 6,000.00 34,775.00 
 
Cash in Vault and amounts due 
 
from aiJproved Reserve Agents.. 224,214.86 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
484.74 none none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d___o__t_h__e_r 1,712.66 
 
CuCsrteodmitearsnLdiAabcicleiitJytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none 
 
- - - - POrtohfeirt aRndesLouOrSceSs-_--_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Total-. _________________________ ----_$ 591.862.80 
 
LIABILITIES: 
Capital Stock._____________________ $ SUunrdpilvuidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCseDrtiefpicoastietss_o__f_D__e__iJ_o__s_i_t-_-_-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_J_t_a_n_c__es_ Bills Payable-----------------------NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o_u__n_t_e_<__L_._-_--_ 
 
100,000.00 25,000.00 
none 3,540.61 
none 680.00 1,061.61 none 333,800.70 m.279.88 none 
none none none none 
 
TotaL ______________________________$ 591,362.80 
 
 172 
 
SEVENTH ANNUAL -REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF TALBOTTON 
 
Talbotton, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. G. JORDAN, President. 
 
A. J. PERRYMAN, Vice-President. 
 
J. W. JORDAN, Cashier. 
 
Date of Charter: 7-16-1906 
 
Began Business: 12-1-1906 
 
RESOURCES: 
 
Loans and Discounts ______________ $ 216,275.38 
 
Certificates of Indebtedness and 
 
Bonds and Stocks ownecL______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
11,500.00 9,691.10 4.107.57 20.871.91 
 
Cash in Vault and amounts due 
 
from ~pproved Reserve Agents __ 114,096.89 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
1.321.68 none 28.75 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 2,112.67 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances__________ 
 
none 
 
Profit and Loss_____________________ 
 
none 
 
- - - - Other Resources____________________ 5.617.00 
TotaL_--- ___________________________ $ 385,623.15 
 
LIABILITIES: 
Capital Stock.______________________ $ Surplus FuncL_____________________ _ 
RUensdeirvviedFedunPdros_f_i_tS__-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks______________________ _ 
CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings DepositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable_______________________ _ Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
25,000.00 25,000.00 2,405.79 
none none none 1,666.68 none 135,369.42 196,181.26 none none none none none 
 
TotaL _______________________________ $ 385,623.15 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE PEOPLES BANK 
 
Talbotton, Ga. 
 
As called for by the Su}terintendent of Banks. 
 
T. H. PERSONS, 
 
E. R. MATHEWS, 
 
A. P. PEARSONS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 12-3-1890 
 
Began Business: 1-13-1891 
 
RESOURCES: 
 
Loans and Discounts______________$ lll,272.88 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-__-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
12,100.00 4,063.27 1.402.25 
558.32 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents __ 75,181.21 
 
Checks for Clearing and Due from 
 
~~R1~!~~~=::::=::=:==::::::::: 
Overdrafts (if any) ________________ _ 
 
205.43 16.00 none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
284.34 
 
- - - - PCruCosrfteiotdmiatenradsnLdLioAasbcsicl_ie_tp_Y_ta__no_cn_e_sL_._.e__t__t__e__r__s____o__f__ 
Other Resources___________________ _ TotaL ______________________________ $ 
 
none 51.13 none 205,134.83 
 
LIABILITIES: 
Capital Stock_______________________ $ Surplus Fund______________________ _ 
RUensdeirvviedFedunPdrosf_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ 
Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitss-o-f--D--e-p-o--s-i-t-__-_-_-_-_--_ Savings Deposits__________________ _ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable_______________________ _ Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
25.000.00 15,000.00 9,569.21 
none none 15.00 272.15 none 63,495.28 91,783.19 none none none none none 
 
Total._______________________________$ 205,134.83 
 
 DEPARTMENT OF BANKING 
 
173 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE HOME BANK 
 
Tallapoosa, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. L. HEFFIGTON, President. 
 
P. W. BOMER, Vice-President. 
 
W. G. ADSMOND, Cashier. 
 
Date of Charter: 6-29-1926 
 
Began Business: 7-1-1926 
 
RESOURCES: 
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toInckdsebotwednnedes. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodointiesC._o__tt_o__n___a__n_d___o__t_h_e_ r_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss--------------------Other Resources..------------------ 
TotaL------------------------------$ 
 
32,089.95 12,125.28 
none 3,000.00 
none 23.072.22 7,000.00 
none 50.06 792.58 100.00 none 1.225.12 79.455.21 
 
LIABILITIES: 
Capital Stock.______________________$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DCaivsihdieenrsdsCUhencPkasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers---------OBNiotlhltseesrPaLanyiaadbbBilleiitl-il-se-s-R_-_-e_-d_-i_-s_-c_-_-o-_u-_-_n-_t-_e_d-_-._-._-._-._-. 
 
25.000.00 none none none none none 
1,943.88 none 
50,510.41 none 
1,900.92 100.00 none none none 
 
Total.. __ ------------ _______________ .$ 79 .455.21 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF TAYLORSVILLE 
 
Taylorsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. I. HARRIS, 
President. 
 
J. P. DAVIS, Vice-President. 
 
M.A. PERRY, Cashier. 
 
Date of Charter: 6-6-1905 
 
Began Business: 6-13-1905 
 
RESOURCES: 
 
Loans and Discounts.-------------$ CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
66,610.46 40.00 
1.400.00 2,451.12 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 23,922.32 
 
Checks for Clearing and Due from 
 
other Banks....------------------ 
 
!lone 
 
COavsehrdIrtaefmtss-(i-f--a-n-y-)-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_- 
 
nnoonnee 
 
Advance on Cotton and other 
 
Commodities..-------------------- 
 
none 
 
CUstomers LiabilitY on Letters of Credit and Acceptances__________ 
 
none 
 
Profit and LOSS.-------------------- 
 
none 
 
- - - - Other Resources..------------------ 2,000.00 
 
Total--------------------------------$ 96,423.90 
 
LIABILITIES: 
Capital Stock-----------------------$ SUunrdpivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdCs Uhencpkasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TSDaiemvmienagCnsdeDrDtiefepipcooastsietistss_o-_-_f-_-D_-_-e_-_p-_o-_-s_-i_-t_-__-___-__-__-__--__ Letters of Credit and Acceptances 
executed for Customers---------Bills PaYable-----------------------NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_._._._.._ 
 
25,000.00 none 
4,210.14 none none none 153.80 none 
33,422.99 33,636.97 
none none none none none 
 
Total.-----------------$ 96,423.90 
 
 174 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
PEOPLES EXCHANGE BANK 
 
Tennille, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. B. SMITH, President. 
Date of Charter: ...... ____________ 
 
H. G. WOOD, Vice-President. 
 
MACK SESSIONS, Cashier. 
Began Business: ------------------ 
 
RESOURCES: 
Loans and Discounts.............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ BFuanrnkiitnugreHaonudseFaixntdurLeos_t_.._._._._.__._._._.._ Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s.-.-.-.-.-.-.-.-.-..--_-_-__-_-_-_-_-_-_--__Overdrafts (if anyl................ . AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h_e__r Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc.c_e__p_t_a_n_c__e_s_._._._._._._._._.._ Other Resources........__ ._....__ __ 
Total. . . -----------------------------$ 
 
85,474-00 none none 
2.385.00 2,080.00 138,092.92 12.687.37 
none 532.78 8,553-95 none none 150.00 249.956.02 
 
LIABILITIES: 
Capital Stock.......................$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds............---- ....-Dus to Banks....................... Dividends Unpaid.:................ CCearsthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-. Demand Deposits................... Time Certificates of Deposit....... Savings Deposits.... ------ ...... __ _ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer. .C. . u__s.t.o_m__e__r_s.... .. .. ._.__._. .__. Notes and Bills Rediscounted..... Other Liabilities... -------- .. ------- 
 
30,000.00 none 
13,818.68 none none none 949.08 none 
174,555.55 30,632.71 
none none none none none 
 
TotaL..... ------ .. --------------- ..$ 249.956.02 
 
STATEMENT Showing condition at the close of Bu!ness December 27, 1926, of the 
 
TENNILLE BANKING CO. 
 
Tennille, Ga. 
 
As called for by the Superintendent of Banks. 
 
D. E. McMASTER, 
 
J. L. KELLEY, 
 
H. L. SHANNON, 
 
President. 
 
Vice-President. ' 
 
Cashier. 
 
Date of Charter: 4-4-1900 
 
Began Business: 4-4-1900 
 
RESOURCES: 
 
Loans and Discounts..............$ 163,492.74 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned.~------ 46,595.00 
 
Banking House and Lot........... 
 
none 
 
Furniture and Fixtures............ 2,828.30 
 
Other Real Estate owned........ .. 1,467.71 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 64,431.71 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 4,966.52 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-l-.-.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-. 
 
none 172.54 
 
Advance on Cotton and other 
 
Commodities..................... . 
 
450.84 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
Profit and Loss..................... 
 
none 
 
- - - - - Other Resources.................... 
 
none 
 
Total--------------------------------$ 284,408.36 
 
LIABILITIES: 
Capital Stock.......................$ Surolus Fund.........__...... ____ .. Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................. .. DCeermtiafinedd DCehpeocskist.s._._._._._._._._.__. _._._._._._._._. ._ Time Certificates of Deposit....... Savings DepositS------------------Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable........ ---------------Notes and Bills Rediscounted..... Other Liabilities.................... 
 
30,000.00 none 
9,708.79 145.80 none 
2,400.00 1, 796.49 
none 166,159.64 56.308.35 17,889.29 
none none none none 
 
Total......................--..---..$ 284,408.36 
 
 DEPARTMENT OF BANKING 
 
175 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THOMASTON BANKING COMPANY 
 
Thomaston, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. E. HIGHTOWER, JR., 
President. 
 
JAMES R. ATWATER, 
Vice-President. 
 
J. C. JONES, SR., 
Cashier. 
 
Date of Charter: 1-18-1926 
 
Began Business: 1-18-1926 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds. _s__a__n_d_ Banking House and Lot.. ________ _ 
FOuthrneirtRureealaEnsdtaFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-i-cl-ei-tp-y-ta-o-n-nc-e-L-s-_e-_t-_t-_e-_r_-s_-_-o_--f_ 
POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
958,793.02 110.00 
20,908.93 5,033.14 63,679.88 206,766.97 
none none none none none none 44,381.13 
 
TotaL ___________________ -------- ...$ l ,299,673. 07 
 
LIABILITIES: 
Capital Stock-----------------------$ Surolus Fun<L-------'------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DCaivsihdieenrsdsCUhencpkasi_d__._.-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Deposits... ---------------TSiamvienCgserDtiefpicoastietss_o__f_D__e_p__o_s_i_t_-_-_-_-_-_--_ L eetxt eecr sutoefdCf or er dCi tuas tnodmAe rcsc_e_p__t_a_n_c__es_ Bills Payable..... ------------------NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d__._._._.._ 
 
100,000.00 100,000.00 55,561.61 
none none 2,240.00 807.90 none 667,498.80 351,854.35 21,710.41 none none none none 
 
Total------ __ --------------- _____ ----$ 1.299,673.07 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF THOMASVILLE Thomasville, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. G. FLEETWOOD, 
 
J. T. CULPEPPER, 
 
Wm. COPELAND, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1888 
 
Began Business: 1888 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts.-------------$ 2,166,325.93 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned________ 40,940.00 
 
Banking House and Lot___________ 123,803.26 
 
Furniture and Fixtures____________ 13,675.58 
 
Other Real Estate owned._________ 21,487.44 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 257,444.41 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
43,038.54 469-ll none 
 
Advance on Cotton and other 
 
Commodities---------------------C uCsrteodmi te rasnLd iAa bciclei tpytaonnceLs.e_t_t_e_r__s__o_f 
 
none none 
 
Profit and Loss---------~---------- Other Resources-------------------- 
 
none 19,969.55 
 
Capital Stock-----------------------$ Surplus Fun<L---------------------- 
 
150,000.00 100,000.00 
 
RUensdeirvviedFedunPdrosf..it_s_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks._____________________ _ 
 
62.288.39 5,588.80 37,959.50 
 
Dividends Unpaid------------------ 
 
65.00 
 
CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
9,528.61 84.93 
 
TSDaiemvmienagCnsdeDrDtiefepipcooasstietistss_-o_-_f-_-D_-_-e_-_p-_o-_-s_-_i-t_-._-_.-__-__-__--__ 
 
1,124,449.17 229,956.10 832,233.32 
 
Letters of Credit and Acceptances 
 
executed for Customers---------- 
 
none 
 
Bills Payable_______ ----------------- 135,000.00 
 
Notes and Bills Rediscounted.... 
 
none 
 
Other Liabilities-------------------- 
 
none 
 
, Total---------------------------:.:-c:c:.:-o:.$.::c2:.:,88::::7:.:.,::153=.8=-2_ _--=.T.::ot::al::c-:.::.:-c:c:.:-:.::.::.:-c:c:.:-~--::.:.::.:::.:-~--::.-:.::.::-:.:::c$:...2::.:'::.68:..:7-",1:::53::c-=82=- 
 
 176 
 
SEVENTH ~UAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
COMMERCIAL BANK Thomasville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. HORNE, President. 
Date of Charter: 7-3-1916 
 
J. TURMAN HOLLAND, W. T. JAY, 
Vice-Presidents. 
 
L. D. FERGUSON, Cashier. 
Began Business: 7-~~-1916 
 
RESOURCES: 
 
CLoeratnifsicaantedsDoifscIonudnetbst-e-d--n-e--s-s--a--n-d-$ Bonds and Stocks owned..------- 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-__-_--_ Other Real Estate owned---------Cash in Vault and amounts due 
from avvroved Reserve Agents._ Choetchkesr fBoar nCkle. a__r_i_n_g__a_n__d__D__u_e__f_r_o_m_ _ 
COavsehrdIrtaefmtss.(.i.f-a-n--y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodiotiens__C_o__t_to__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabccileivttyanocens_L_e_t_t_e_r_s__o_ f_ POrtohfeirt RanesdouLrcOesS_S_-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-_--_ 
 
250,277.60 none 
14,435.96 7,090.14 1,200.00 41,718.39 5,922. 70 
none 85.19 none none none none 
 
TotaL------------------------------$ 320,729.98 
 
LIABILITIES: Cavital Stock.. _____________________ $ 
Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS-----------------------Dividends No.1 on Old Devosits-Cashiers Checks-------------------Certified Checks-------------------Demand Devosit;S-----------------Time Devosits---------------------Savings Devosits------------------LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----OOltdheDr rLaifatbs iOlituitesst-a-n--d--in--g-_-_-_-_-_-_-_-_-_-_--_ 
 
50,000.00 10,000.00 4,961.88 2.246.28 
none 1,600.00 
564.92 none 144,767.54 34,265.03 72,324.93 none none none none none 
 
TotaL_______ -----------------------$ 320,729.98 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
PEOPLES SAVINGS BANK 
 
Thomasville, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. J. BALL, President. 
Date of Charter: 10-1906 
 
W. J. UPCHURCH, W. T. McLEAN, Vice-Presidents. 
 
R. J. McCLENNY, Cashier. 
Began Business: 1Q-1906 
 
RESOURCES: 
 
Loans and Discounts. _____________ $ 309,760.98 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..------- 
 
100.00 
 
Banking House and Lot----------- 
 
rented 
 
Furniture and Fixtures------------ 2,105.61 
 
Other Real Estate owned..--------- 
 
none 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 31,882.13 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtsS(-i-f--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
971.01 none 718.99 
 
Advance on Cotton and other 
 
CommoditieS----------------------- 
 
none 
 
CuCsrteodmiterasnLdiAabccileivttyanocens_L_e_t_t_e_r_s__o_ f_ 
 
none 
 
- - - - Profit and Loss. ------------------- 
Other Resources..------------------- 
 
none none 
 
Total--------------------------------$ 345,538.72 
 
LIABILITIES: Cavital Stock.______________________ $ Survlus Fund..._____________________ Undivided Profits-----------------Reserve Funds---------------------Due to BankS.---------------------Dividendq Unvaid..----------------Cashiers Check~------------------- Certified CheckS--------------------Demand DevositS-----------------Time Certificates of DevosiL----Savings Devosits.-----------------Letters of Credit and Accevtances 
executed for Customers---------Bills Payable______ ----------------Notes and Bills Rediscounted..---Other LiabilitieS------------------- 
 
50,000.00 12,500.00 9,047.27 
none none none 7,438.56 none 46,060.96 62,649.26 137,842.67 none 20,000.00 none none 
 
TotaL------------------------- .....$ 345.538.72 
 
 DEPARTMENT OF BANKING 
 
177 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF THOMSON 
 
Thomson, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. E. WILKERSON, President. 
 
J. E. GROSS, Vice-President. 
 
E. C. HAWES, Cashier. 
 
Date of Charter: 1891 
 
Began Business: 1891 
 
RESOURCES: 
 
Loans and Discounts.-------------$ 156,862.91 Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._.__._._._._. 
 
202,340.12 15,000.00 
 
Furniture and Fixtures------------ 6,176.00 
 
Other Real Estate owned.--------- 15,188.64 Cash in Vault and amounts due 
 
from apvroved Reserve Agents __ 174,911.03 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
682.11 
 
COavsehrdIrtaefmtss.(-I-f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
273.65 325.85 
 
Advance on Cotton and other 
 
Commodities..-------------------CuCsrteodmi terasnLdiAa bciclei tvytaonnceLs_e_t_t_e_r_s__o_ f_ 
 
none none 
 
Profit and LOSS--------------------- 
 
none 
 
- - - - Other Resources.------------------- 3.922.22 
 
TotaL----------------------------_.$ 575,682.53 
 
LIABILITIES: 
Cavital Stock... ------------- ___ ...$ Survlus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------DDCaiuvseihdtioeenrBsdasCnUhkenscv-k-as-i_-d_-_-.__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__--__ Certified Checks..-----------------TD1emmeaCnderDtifeivcoaste1stso.-f-D--e--v-o--s-i-t-..-_-_-_-_--_ Savings Devosits.-----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ Bills Payable... ___ -----------------Notes and Bills Rediscounted----Other Liabilities..------------------ 
 
50,000.00 50,000.00 27,542.54 
none none none 
989.29 
none 
329,302.27 117,848.43 
none 
none none none none 
 
TotaL------------------------ _____ .$ 575.682.53 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF TIFTON 
 
Tifton, Ga. 
 
E. P. BOWEN, President. 
 
As called for by the Superintendent of Banks. B. H. McLEOD, Vice-President. 
 
W. G. DOSS, Asst. Cashier. 
 
Date of Charter: 1891 
 
Began Business: 1896 
 
RESOURCES: 
 
Loans and Discounts.-------------$ 856,505.44 Certificates of Indebtedness and 
 
Bonds and Stocks owne<L------- 
 
760.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned. ________ _ 
 
57,000.00 
none 
43,762.50 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents __ 139,537.51 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 15,765.31 
 
COavsehrdIrtaefmtss.(.i-f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
616.03 5,388.26 
 
Advance on Cotton and other 
 
CuCCsroteomdmmiteoarsdniLdtiiAeasbc.ic.l-ei-tv-y-ta-o-n-nc-e-Ls--.e_-t_-t_-e_-r_-s_-_-_o--_f 
 
86,017.29 
none 
 
- - - - Profit and LoSS--------------------- 
Qther Resources.------------------- 
 
none none 
 
TotaL------------------------------$ 1,205,352.84 
 
LIABILITIES: 
Cavital Stock...-------------------$ 
Survlus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeivcoasteitss-o-f--D--e-v-o--s-i-t-_-_-__-_-_--_ Savings DevositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ BNiolltsesPaanyadbBlei.ll.s..R. -e-d--i-s-c-o-u--n-t-e-d--.--.-.-. Other Liabilities..------------------ 
 
100,000.00 150,000.00 82,459,11 23,393.32 20,337.99 
none 
6,066.14 181.56 
490,055.50 332,858.72 
none 
none none none none 
 
Total--------------------------------$ 1.205,352.34 
 
 178 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF TIGNALL 
 
Tignall, Ga. 
 
As called for by the Superintendent of Banks. 
 
BOYCE FICKLEN, Jr., President. 
 
C. D. BOLTON, D. S. STANDARD, 
 
L. D. WARE, Cashier. 
 
Date of Charter: .................. 
 
Vice-Presidents. 
 
Began Business: ------------ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 133,802.91 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ 
 
175.00 
 
Banking House and Lot----------- 9,434.00 
 
Furniture and Fixtures------------ 5,163.00 
 
Other Real Estate owned..--------- 18,058.45 
 
Cash in Valut and amounts due 
 
from approved Reserve Agents __ 23,218.46 
 
Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ 1.042.52 
 
COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
95.50 74.87 
 
Advance on Cotton and other 
 
Commodities---------------------- 4,275.57 
 
Customers Liability on Letters of 
 
Credit and Acceptances__________ 
 
none 
 
- - - - OPrtohfeirt RanesdouLrcOesS.._S_-_-_-_--_-_-_-_-_--_-_-_-_-_--_-_-_-_- 
 
8n5o4.n00e 
 
TotaL------------------------------$ 196,194.28 
 
LIABILITIES: 
Capital Stock-----------------------$ Surplus Fund----------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpaid-----------------Cashiers CheCks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings DepositS------------------BLeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c___e_s__ Notes and Bills Rediscounted..---Other LiabilitieS------------------- 
 
50,000.00 337.40 
4,715.32 none none none 896.00 none 
83.546.24 56,699.32 
none none none none none 
 
TotaL .. -----------------------------$ 196,194.28 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF TOCCOA Toccoa, Ga. 
As called for by the Superintendent of Banks. 
 
E. SCHAEFER, President. 
Date of Charter: 8-1Q-1911 
 
J. H. WILLIAMS, Vice-President. 
 
J. H. WILLIAMS, Cashier. 
Began Business: 9-1-1911 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts--------------$ 138,603.29 
 
Cat>ital Stock-----------------------$ 
 
CeBrotinfidcsataensdoSf toInckdsebotwednneeds__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
1,800.00 none 
4.770.22 
 
Surplus Fund..---------------------RUensdeirvviedeFduPndrosf_i_t_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks----------------------- 
 
Other Real Estate owned---------- 29.029.97 
 
Dividends Unpaid------------------ 
 
Cash in Vault and amounts due from approved Reserve Agents __ 
 
33,824.70 . 
 
Cashiers Checks-------------------Certified CheckS-------------------- 
 
Checks for Clearing and Due from other Banks---------------------- 
 
2.176.55 
 
TDiemmeaCnedrDtifeipcoasteitsSo--f-D--e-i->--o-s-i-t.-_-_-_-_-_--_ 
 
OCavsehrdIrteamftss..(_i_f__a-n-y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Savings Deposits----------------- __ Letters of Credit and Accei>tances 
 
Advance on Cotton and other 
 
executed for Customers---------- 
 
Commodities---------------------- 
 
none 
 
Bills PaYable----------------------- 
 
CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs.e_t_t_e_r_s__o_ f_ 
 
none 
 
Notes and Bills Rediscounted..---Other Liabilities.------------------- 
 
- - - - Profit and LOSS--------------------- 
Other Resources-------------------- 
 
none none 
 
-=T:..:o..::tal=-:::.--::-.::.:-:::.-:.:c:.--::-::.:.-:::.:::-c:.--:.:-.::.:--:::.--::-..:.:-:.:-:.:-:.:::-$:.._..:::21:.:0.:.::2' 04=.:..:73=-----'T=-o:..:t:.::al:::-.:cc.-=----------------------------$ 
 
50,000.00 10,000.00 
463.72 none none none 316.97 10.00 93,870.43 27,313.17 13.230.44 none none 15,000.00 none 
210.204.73 
 
 DEPARTMENT OF BANKING 
 
179 
 
STATEMENT 
 
Showing condition at the close of Business DecCIDber 27, 1926, of the 
 
FARMERS AND MERCHANTS BANK 
 
Toccoa, Ga. 
 
As called for by the Superintendent of Banks. 
 
E. E. MITCHELL, President. 
 
C. H. DANCE, CLAUDE BOND, 
Vice-Presidents. 
 
T. W. ANDERSON, Cashier. 
 
Date of Charter: 1-18-1906 
 
Began Business: 1-!W-1906 
 
RESOURCES: 
 
Loans and Discounts--------------$ 348,497.25 Certificates of Indebtedness and 
 
Bonds and Stocks owne<L------- 39,861.01. 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned._________ Cash in Vault and amounts due 
 
16,000.00 4,500.00 
13,937.23 
 
from approved Reserve Agents._ 103,115.36 Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
3,270.50 152.74 
none 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 12,403.08 
 
CuCsrteodmitearsnLd iAabccileiptytanocnesL..e_t_t_e_r_s__o_ _f 
 
none 
 
- - - - POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
TotaL..__ --------------------------.$ 541,737.17 
 
LIABILITIES: 
Capital Stock._____ ------- __ --------$ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_______________________ _ Notes and Bills Rediscounted.---Other Liabilities-------------------- 
 
50.000.00 20,000.00 1,660.98 
770.00 
none none 
13,811.06 
none 
170,102.44 104,761.37 135,631.32 
none 
45,000.00 
none none 
 
TotaL ______ -------------------------$ 541.737.17 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
WILKINSON COUNTY BANK 
 
Toomsboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
F. B. CHAMBERS, 
President. 
 
W. A. HALL, Vice-President. 
 
H. E. STEPHENS, Cashier. 
 
Date of Charter: 7-1907 
 
Began Business: 7-1907 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts--------------$ 87,555.19 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ 
 
16,050.00 
none 
 
Furniture and Fixtures------------ 
 
125.00 
 
Other Real Estate owned---------Cash in Vault and amounts due 
 
938.09 
 
from approved Reserve Agents._ 71,265.79 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
10.55 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
187.76 917.15 
 
Advance on Cotton and other 
 
Commodities---------------------CuCsrteodmiterasnLdiaAbciclietpYtaoncnesL..e_t_t_e_r_s__o_ f_ 
 
none none 
 
- - - - POrtohfeirt aRnesdoLurocseSs.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
TotaL_______________________________ $ 177,049.53 
 
Capital Stock.----------------------$ Surplus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer._C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ 
Notes and Bills Rediscounted----Other Liabilities------------------- 
 
25,000.00 5,000.00 7,970.21 
none none none 
1,034.84 
none 
106,666.52 31,379.96 
none 
none none none none 
 
TotaL-------------------------------S 177,049.53 
 
 180 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF TRION Trion, Ga. 
As called for by the Superintendent of Banks. 
 
BENJ. D. REIGEL, President. 
Date of Charter: lQ-16-191~ 
 
J. EUGENE ELLIOTT, Vice-President. 
 
EDWIN RAMSEUR, Cashier. 
4egan Business: 1~-191~ 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ 
Furniture and Fixtures.......... Other Real Estate owne<L......... Cash in Vault and amounts due 
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmas.n. _k_s_-_-_-_-_-_-__-_-_-_-_-_-_-_--:-_-__-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 
Credit and Accei>tances...-------Profit and LOSS..-------------------Other Resources..------------------- 
TotaL--------------------------.$ 
 
141,936.54 ' 22,094.15 
none 1,325.92 4,174.10 52,653.05 
none none none none none none none 222,183.76 
 
LIABILITIES: 
Capital Stock.--------------$ USunrdpivluidseFduPnr<oLfi-t-s-_-_-_-___-_-_-,____-_-_-_-_-_  Reserve Funds----------------Due to Banks...------------- Dividends Unpai<L------------Cashiers Checks................. Certified Checks................. Demand Dei>osits................... TSiamviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_._._._._._._ Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable........................ . Notes and Bills Rediscounted-.... Other Liabilities................ 
 
25,000.00 15,000.00 3,315.45 5,000.00 
none none 196.80 none 103,294.68 70,156.22 202.25 none none none none 
 
TotaL..-----------------------$ 222,183.76 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF TUCKER Tucker, Ga. 
 
As called for by the Superintendent of Banks. 
 
P. K. BURNS, 
 
J. M. LIVSEY, 
 
L. S. BURNS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1Q-1919 
 
Began Business: 1~-1919 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts-------------$ 46,647.03 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ 
 
3,160.00 1,984.59 
 
Other Real Estate owned---------- 
 
none 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 9,275.10 
 
Checks for Clearing and Due from 
 
other Banks---------------Cash Items---------------------Overdrafts (if anYl------------ 
 
972.18 32.00 66.99 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiieasb..i.l-i-ty---o-n---L--e-t-t-e-r-s--o--f 
 
none 
 
Credit and Acceptances.... 
 
none 
 
Profit and Loss........ 
 
none 
 
- - - - Other Resources......... 
 
none 
 
Total...-....-...-.--.---------.$ 62,137.89 
 
Cai>ital Stock...........$ Surplus Fun<L............ Undivided Profits.......... DReuseertvoeBFaunnkdss..... . . . -. - -. - -. - -. .--.---.-.---Dividends Unpaid-..... Cashiers Checks.......... Certified Checks........... Demand Dei>osits............... Time Certificates of Deposit...... Savings Deposits................. Letters of Credit and Acceptances 
executed for Customers....... BNiolltsesPaanyadbBlei.l.l.s-R--e-d--i-s-c-o-u--n-t-e-d---.-.-.-.Other Liabilities......... 
 
15,000.00 1,850.00 3,502.35 
none none none 33.64 none 32,673.85 9,078.05 none none none none none 
 
Total.....--.-........----------$ 62.137.89 
 
 DEPARTMENT OF BANKING 
 
181 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
TURIN BANKING CO. 
 
Turin, Ga. 
 
As called for by the Superintendent of Banks. 
 
EDGAR DOMINICK, President. 
 
G. H. URQUHART, Vice-President. 
 
F. E. SHELL, Cashier. 
 
Date of Charter: 11-1905 
 
Began Business: 7-1905 
 
RESOURCES: 
 
LCoeBraotninfsidcasanatdensDdoiSfstcoIoncukdnsetbostwe--nd-en-c-eL-s-_s-_-_a-_-_n-_d-_$ 
Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrenesc--L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due 
from apt>roved Reserve Agents._ Checks for Clearing and Due from 
 
61.018.49 
190.00 1,665.75 1,989.75 9,359.35 
13,761.44 
 
CaosthheIrteBmasn._k_s__-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ Advance on Cotton and other 
 
none none 
1,939.96 
 
CuCsotommmeorsdiLtiieasbi-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f Credit and Accet>tances__________ 
 
7,668.14 
none 
 
- - - - POrtohfeirt aRnesdouLrcoess.s__-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-_- 
 
nnoonnee 
 
TotaL. _- _____ ----- ___ -------------.$ 97,592.88 
 
LIABILITIES: 
Cat>ital Stock...-------------------$ 
Reserve for Branches..-------------Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------Cashiers Checks.------------------Certified Checks-------------------TDiemmeaCnedrDtifeiic>a9tSesitso-f--D--e-t->-o--s-it-_-_-_-_-_-_--_ Savings Deposits.-----------------Letters of Credit and Accet>tances 
executed for Customers---------BNiolltsesPaaynadbBlei-ll-s--R--e-d--is--c-o-u--n-t-e-d--.---.- Other Liabilities...------------------ 
TotaL _________________ . __-----------$ 
 
15,000.00 17,000.00 2,192.79 
none none none 
526.97 
none 
39,105.58 18,767.54 
none none 
5,000.00 
none none 
97,592.88 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
COMMERCIAL BANK 
 
Unadilla, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. SAUNDERS, President. 
Date of Charter: .................. 
 
J. F. SAUNDERS, Vice-President. 
 
C. R. PEAVY, Cashier. 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts--------------$ 42,840.43 Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 3,000.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due 
 
10,479.26 2,353.25 
10.225.74 
 
from aDI>roved Reserve Agents.. Checks for Clearing and Due from 
 
4,936.01 
 
other Banks---------------------- 
 
189.56 
 
COavsehrdlrtaefmtss.(.if..a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
333.59 24.70 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
none 
 
CuCsrteodmiterasndLiAabccileitt>ytaonncesL._e_t_t_e_r__o_f_ 
 
none 
 
Profit and LOSS.-------------------- 
 
338.31 
 
- - - - Other Resources..------------------- 
 
none 
 
TotaL _____ ----- ____ -- _________ -----.$ 74,720.85 
 
LIABILITIES: 
Capital Stock.______________________ $ 
US unrdpivl uids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve Funds_____________________ _ Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Det>osiL----Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloree_rd_C_i_tu_a_s_tno_d_m__Ae_r_cs_c__e__t__>__t__a__n__c____es__ Notes and Bills Rediscounted____ _ Other Liabilities..------------------- 
 
25,000.00 
none none none none none 
104.28 
none 
21,110.26 20.006.31 
none 
none 
8,500.00 
none none 
 
TotaL. ___ -_____ -_______________ --_-.$ 74,720.85 
 
 182 
 
SEVENTH ~UAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
BANK OF UNADILLA 
 
Unadilla, Ga. 
 
As called for by the Superintendent of Banks 
 
W. B. NICHOLS, President. 
 
J. W. HODGE, Vice-President. 
 
A. R. WARE, Cashier. 
 
Date of Charter: 7-5-1898 
 
Began Business: 7-6-1898 
 
RESOURCES: 
Laons and Discounts--------------$ Certificates of Indebtedness and 
Bonds and Stocks owned-------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CPruCCosorfteoimtdmmaitenoradsdniLLdtoiieAsassb.c-.i-c_l-_ei-_tp-_yt-_a-_on-_-n_c-_e-_Ls-_-_e_-__t_-_t_-e__-_r_-_s_-__-_o_--_f_ Other Resources-------------------Total________________ -------- ________$ 
 
206,885.43 5,000.00 3,000.00 2,600.00 2,100.00 
126,353.24 4,991.82 2,063.57 none 9,682.29 none none none 
362 ,676.35 
 
LIABILITIES: 
Capital Stock.______________________ $ Surplus Fund..______________________ 
Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsSo--f-D--e--p-o--s-i-t_-_-_-_-_-_--_ Savings Deposits------------------LBeieltlxtseePrcsuatyoeafdbCfloree_rd_C_i_tu_a_s_tn_od_m__Ae_r_cs_c__e___p___t__a__n__c____es__ Notes and Bills Rediscounted...... Other Liabilities-------------------- 
 
50,000.00 8,000.00 14,707-63 
none none none 16,205.09 none 
.. 220,642.07 
53,121.56 none none none none none 
 
TotaL------------------------- ____ .$ 362 ,676.35 
 
STATEMENT 
 
Showing condition at the close of Business Dece:mber 27, 1926, of the 
 
BANK OF UNION POINT 
 
Union Point, Ga. 
 
H. LAMB, President. 
 
As called for by the Superintendent of Banks. 
 
I. W. IVEY, 
 
R. A. RHODES, 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts--------------$ 156,129.65 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..------- 
 
none 
 
Banking House and Lot----------- 3,205.00 
 
FOuthrneirtRureealaEnsdtaFtiextouwrense-d-..-_-_-_-_-_-_-_-_--_ 
 
2,230.00 7,027.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents. 32,855.78 
 
Checks for Clearing and Due from 
 
other Banks.--------------------Cash Items... ----------------------- 
 
1, 780-73 none 
 
Overdrafts (if anYl----------------- 
 
125-27 
 
Advance on Cotton and other 
 
Commodities..--------------------- 
 
none 
 
Customers Laibility on Letters of 
 
Credit and Acceptances... 
 
none 
 
Profit and LOSS--------------------- 
 
none 
 
- - - - Other Resources.. 
 
38.25 
 
Total--------------------------------$ 203,391.68 
 
LIABILITIES: Capital Stock.._____________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCUhencPkasi_d__.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks...-----------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable.... __ ---------------Notes and Bills Rediscounted.... Other Liabilities...------------------ 
 
25,000.00 25,000.00 3, 746.03 
none none 72.00 649.72 none 146,794.53 2,129.40 none none none none none 
 
Total--------------------------------$ 203,391-68 
 
 DEPARTMENT OF BANKING 
 
188 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE FARMERS BANK Union Point, Ga. 
As called for by the Superintendent of Banks. 
 
B. W. BOYD, President. 
 
E. W. STEWART, Vice-President. 
 
A. J. STEWART, 
Cashier. 
 
Date of Charter:----------------- 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 59,320.09 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ 
 
none 3,000.00 1, 713.48 
 
Other Real Estate owned---------- 3,600.00 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents-- 16,170.68 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 1,350.72 
 
COavsehrdIrtaefitisiS(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 58.03 
 
AdCvoamncmeodoitnies.C. _o__t_t o__n___a__n_d___o__t_h_e_ r_ 
 
none 
 
Customers Liability on Letters of 
 
Credit and Accei>tanCe&.--------- 
 
none 
 
- - - - POrtohfeitr aRnesdouLrcoess_s__-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_- 1.5n5o7.n47e 
 
TotaL------------------------- ____ .$ 86,770.47 
 
LIABILITIES: 
Cai>ital Stock... --------------------$ 
Surolus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>ai<L----------------Casbiers Checks-------------------Certified Checks-------------------Demand Dei>ositS------------------Time Certificates of Dei>osit------LSaevttienrgssoDf eCi>reodsiittSa-n--d--A--c-c-e--i>--t-a-n-c-e--s 
executed for Customers---------" Bills Payable----------------------Notes and Bills Rediscounted----Other Liabilities..------------------ 
 
15,000.00 none 
2,231.54 none none none 414.01 none 
47,227.13 13,800.04 3,664.56 
none 4,433.19 
none none 
 
TotaL_-_-- _______ ------- __ ----------$ 86,770.47 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
ASHLEY TRUST CO. Valdosta, Ga. 
As called for by the Superintendent of Banks. 
 
J. Y. BLITCH, 
President. 
 
J. N. BRAY, Vice-President. 
 
S. A. SMITH, Treasurer. 
 
Date of Charter:------------------ 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts--------------$ 995,509.72 
 
CeBrotinfidcsataensdoSftoInckdsebotwednende.s..s__a__n_d_ 7,000.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ 
 
none none 
 
Other Real Estate owned---------- 
 
650.00 
 
Cash in Vault and amounts due 
 
from ai>I>roved Agents----------- 51,140.58 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 
 
none none 
 
AdCvoamncmeodoitniesC...o_.t_t_o_n_ --a-.n_d____o_t_h.e _r 
 
none 
 
Customers Liabllity on Letters of 
 
Credit and Accei>tances... 
 
none 
 
Profit and Loss------------------ 
 
none 
 
- - - - Other Resource&.------------------- 
 
620.88 
 
Total--------------------------------$ l, 054,921.18 
 
LIABILITIES: 
Cabital Stock-----------------------$ Surolus Fun<L--------------------RUensdeirvviedFedunPdrosfIintste--r-e-s-t-'_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Uni>aid-----------------Cashiers Checks... --------------Certified Checks.------------------Demand Dei>osits------------------Time Certificates of Dei>osit------Savings Dei>osits------------------Letters of Credit and Accei>tances 
executed for Customers---------NBOiotlhtlesesPr aaLyniaadbbBllelii.l.t.li.sesR-.-.e-.d--is-.-c-o-_u-_n-_-_t-_e_-d_-._-._-_-._--_ 
 
100,000.00 35,000.00 292,228-42 
none none none none none none 624,594.02 none none none none 3,098.74 
 
TotaL.------------------------- ____ $ 1,054,921.18 
 
 184 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF VALDOSTA Valdosta, Ga. 
As called for by the Superintendent of Banks. 
 
E. P. ROSE, President. 
Date of Charter: 3-17-19~0 
 
J. R. DASHER, Vice-President. 
 
T. C. ASHLEY, Cashier. 
Began Business: 4-~7-19~0 
 
RESOURCES: 
 
Loans and Discounts--------------$ 894,051.70 
 
CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 126,598.69 
 
Banking House and Lot----------- 
 
none 
 
FOuthrn)TitRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ 
 
14,248.59 38,958.22 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents_- . 342,991.61 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
8,925.17 6,415.83 
none 
 
Advance on Cotton and other 
 
Commodities.--------------------- 
 
none 
 
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s__o_f_ 
 
none 
 
POrtohfeirt aRnedsoLurocseSs..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 600.00 
 
TotaL _________ ------------------ ___ $ 1.432,789.81 
 
LIABILITIES: 
Capital Stock..----------------------$ Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitsso--f--D--e-p-o--s-i-t-__-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances 
for Customers-------------------Bills Payable.----------------------Notes and Bills Rediscounted----Other LiabilitieS...------------------ 
 
200,000.00 5,000.00 10,199.21 7,656.97 47,670.16 none 2,081.35 89.00 
717,112.86 215,922.59 227 ,()57 .67 
none none none none 
 
TotaL------------------------------$ 1,432,789.~ 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK OF VALDOSTA Valdosta, Ga. 
As called for by the Superintendent of Banks. 
 
J. F. LEWIS, President. 
 
T. B. CONVERSE, G. W. VARN, 
 
R. D. STEVENS, Cashier. 
 
Date of Charter:-- 
 
Vice-Presidents 
 
Began Business: -- 
 
RESOURCES: 
 
Loans and Discounts______________ $ 1,819,172.06 
 
Certificates of Indebtedness and Bonds and Stocks owned_____ _ 4,700.00 
 
Banking House and Lot----------FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_ 
 
4,000.00 none 500.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents-_ 316,299.20 
 
Checks for Clearing and Due from other Banks---------------------- 
COavsehrdIrtaefmtss.(_i_f_a__n_y__) -_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
32,943.63 none 
1,946.66 
 
Advance on Cotton and other Commodities____ ---------------- __ 24,000.00 
 
Customers Liability on Letters of Credit and AcceptanceS---------- 
Profit and LOSS.-------------------Other Resources.------------------- 
 
none none none 
 
TotaL __ ------------- _______________ $ 2,203, 561.55 
 
LIABILITIES: 
Capital Stock-----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o--s-i-t_-_-_-_-_-_--_ Savings DepositS------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable.______ ----------------Notes and Bills Rediscounted----Other Liabilities...------------------ 
 
150,000.00 250,000.00 144,068.44 
4,000.00 122,017.40 
none 6,801.06 1,236.16 463,389.82 316,925.03 715,620.48 
none none none 29,503.16 
 
TotaL------------------------------$ 2,203,561.55 
 
 DEPARTMENT OF BANKING 
 
185 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
AMERICAN BANKING CORPORATION 
 
Vienna, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. N. HARGROVE, 
President. Date of Charter: ~-17-1917 
 
J. A. PEAVY Vice-President. 
 
R. D. POWER, Cashier.  
Began Business: ~-~3-1917 
 
RESOURCES: 
 
Loans and Discounts--------------$ 177,273.77 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned...... 
 
714.61 
 
Banking House and Lot----------- 7,000.00 
 
Furniture and Fixtures------------ 2,557.50 
 
Other Real Estate owned........ 16,695.65 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents. 45,693.05 
 
Checks for Clearing and Due from 
 
other Banks.............. 6,821.82 
 
Cash Items------------- 
 
45.00 
 
AOdvveardnrcaeftso(nIf aClolYttlo-n--a-nd-o-th-e--r 
 
1,460.70 
 
Commodities...................... 8,308. 71 
 
Customers Liability on Letters of 
 
Credit and Acceptances....... 
 
none 
 
Profit and Loss........... 
 
none 
 
- - - - Other Resources............. 
TotaL _____________________________..$ 
 
none 
 
266.570.81 
 
LIABILITIES: 
Capital Stock............$ Surolus Fund----------------------UndiVided Profits-----------------Reserve Funds-----------DDiuVeidtoenBdsanUknsp-a-i-d...--.-.--.-.-..--.-.--.-. Cashiers Checks.......... Certified Checks............... Demand Deposits...----------Time Certificates of DePosit------SaVings Deposits------------Letters of Credit and Acceptances 
executed for Customers...... BNiolltsesPaanydabBleil-l-s-R--e-d-is-c-o-unt-e-d--..-.-.. Other Liabilities................ 
 
75,000.00 6,000.00 6,928.33 
none none none 
2,890.53 
none 
112.304.40 63,447.55 
none 
none none none none 
 
Total._. ___ ------.. -.-----.--..-----$ 266.570.81 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
DOOLY SAVINGS BANK Vienna, Ga. 
As called for by the Superintendent of Banks. 
 
W. C. HAMILTON, President. 
 
Vice-President. 
 
W. T. GILBERT, JR., Cashier. 
 
Date of Charter:---------------- 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts-------------$ 31,148.54 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned........ 
 
none 
 
Banking House and Lot----------- 
 
none 
 
FOuthrneirtuRreealanEdstFatiextouwrense.d-.-.-___-__-__--_ 
 
none 
11,946.49 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 
 
778.59 
 
Checks for Clearing and Due from 
 
other Banks--------------- Cash Items.----------------------- 
 
none none 
 
AOdvveardnrcaeftso(nIf 
 
anYl----------- Cotton and other 
 
none 
 
CuCsotommmeorsdiLtiieabs-i-li-t-y--o--n--L--ett-er-s-of 
 
none 
 
Credit and Acceptances....... 
 
none 
 
Profit and Loss............. 
 
none 
 
- - - - Other Resources.--------- 
 
none 
 
Total---.-..-..-.----..--.--.$ 43.873.62 
 
LIABILITIES: 
Capital Stock..-----------------$ 
Surplus Fund.-----------------Undivided Profits-----------------Reserve Funds.------------------ Due to Banks..-------------- DiVidends Unpaid-----------------Cashiers Checks-------------------Certified Checks................. Demand DepositS------------------Time Certificates of Deposit------Savings Deposits... ------------- Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable....------------------Notes and Bills Rediscounted...... 
Other L!abilit es.------------- 
 
25.000.00 7,546,35 
none none none none none none none 
11.327.27 
none 
none none none none 
 
Total....... ------------------- ..$ 43.873.62 
 
 186 
 
SEVENTH ~AL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
VIENNA STATE BANK Vienna, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. P. HEARD, 
 
0. L. ARNOLD, 
 
S. F. BIVINS, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 12-28-1920 
 
Began Business: 1-4-1921 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..__._._._._.._ Furniture and Fixtures..--_-- ____ _ Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents._ Checks for Clearing and Due from C aosth eIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) _________________ Advance on Cotton and other 
Commodities---------------------PCruCosrfteiotdmai tenardsnLLdoiAsasbc..ic_le_ip_t _yt_a_no_cn_e_s_L._.e___t_t__e___r__s____o_ f__ Other Resources..___________________ 
TotaL------------------------------$ 
 
57,729.64 
none none none 
2,400.00 51,867.35 1,936.51 
none 
1,382.88 11.549.54 
none none 
837.18 127.703.10 
 
LIABILITIES: 
Capital Stock----------------------$ Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..-------"-------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoasteitsSo-f--D--e-p-o-s-i-t-_-_--__-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable_____ -----------------Notes and Bills Rediscounted----Other LiabilitieS....------------------ 
 
25.000.00 2,500.00 
969.64 
none none none 
221.98 
none 
92,273.17 6,738.31 
none 
none none none none 
 
TotaL------------------------------$ 127.703.10 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF VILLA RICA 
 
Vilia Rica, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. B. CANDLER, 
 
S. 0. FIELDER, 
 
S. 0. FIELDER, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 5-1899 
 
Began Business: 5-1899 
 
RESOURCES: 
 
Loans and Discounts....$ 383,419.31 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned... 6,000.00 
 
Banking House and Lot. 2,500.00 
 
Furniture and Fixtures.... 1,500.00 
 
Other Real Estate owned.. 25,300.00 
 
Cash In Vault and amounts due 
 
from avproved Reserve Agents. 56,871.65 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn...ks....-.--- 
 
none 
6,570.91 
 
AOdvveardnrcaeftso(nif aCnoYttlo-n--and-oth-e-r 
 
none 
 
Commodities...... 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances.......... 
 
none 
 
Erofit and Loss...................... 
 
none 
 
- - - - Other Resources.................... 4,113.43 
 
TotaL..$ 486,275.30 
 
LIABILITIES: 
 
Cavital Stock.----------$ USunrdpivluidseFduPnrdo.f.i-ts-.--... Reserve Funds. Due to Banks....... Dividends Unpaid. Cashiers Checks... Certified Checks.. Demand Devosits.......... Time Certificates of Deposit. Savings Devosits------ Letters of Credit and Accevtances 
executed for Customers BNiolltsesPaanydabBliell-s-R--e-di-scounted-. Other Liabilities.... 
 
50.000.00 50,000.00 20,464.53 
none none none 
4.233.30 
none 
232,804.75 128,772.72 
none 
none none none none 
 
Total....$ 486,275.30 
 
 DEPARTMENF OT BANKING 
 
187 
 
STATEMENT Showing condition at the close of Business December 2:1, 1926, of the 
 
BANK OF WADLEY Wadley, Ga. 
 
As called for by the Superintendent of Banks. 
 
S.C. EVANS, 
 
DR. J. A. PEACOCK, 
 
S.D. MANDEVILLE, 
 
President. 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 1902 
 
Began Business: 1-1902 
 
RESOURCES: 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot___________ FOuthrueirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in Vault and amounts due 
from approved Reserve Agents __ Checks for Clearing and Due from 
other Banks---------------------Cash Items..__ ----------------------AOdvCveoardn=rcoaefdtsiot(niief saC_n_oY_t_t>_o_-_n-_-_-_a-_-n_-_-d_-_-_-_o-_-t_-h_-_e--r_ CuCsrteodmitearsnLdiAabccileiit>ytaoncneLs..e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other ResourceS..------------------- 
TotaL------------------------------$ 
 
105,329.76 1,500.00 2.955.46 3' 121.39 15,822.90 92,170.50 none none none 5,045.45 none none none 
225,945.46 
 
LIABILITIES: 
Capital Stock----------------------$ SUunrdoilvuids eFduPn<r oLf-i-t s--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits..-----------------Time Certificates of Dei>osit------Savings Dei>OSitS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ BNiolltsesPaanyadbBlei-ll-s--R--e-d--is--c-o-u--n-t-e-d--_-__-_--_ Other Liabilities....------------------ 
 
25,000.00 25,000.00 5,460.30 
none none none 289.31 none 122,750.75 18,996.73 18,626.52 none none 9,821.85 none 
 
Total--------------------------------$ 225,945.46 
 
STATEMENT 
 
Showing condition at the close of Business December 2:1, 1926, of the 
 
WARM SPRINGS BANKING CO. 
 
Warm Springs, Ga. 
 
As called for by the Superintendent of Banks. 
 
A. C. DUNN, President. 
 
Vice-President. 
 
WILLIE B. PERSONS, Cashier. 
 
Date of Charter: 8-28-1905 
 
Began Business: 1G-21-1905 
 
RESOURCES: 
 
Loans and Discounts--------------$ 92,067.94 Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwotn..e_d_._._.-_-_-_-_-_--_ 
 
2,685.00 1.800.00 
 
FOuthrueirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ 
 
2,400.00 none 
 
Cash in Vault and amounts due 
 
from ai>I>roved Reserve Agents-- 5,529.72 
 
Checks for Clearing and Due from 
 
none 
 
other Banks---------------------Cash Items..------------------------- 
 
none none 
 
AOdvveardnrcaeftson(if aCnoYtt>o-n---a--n--d---o--t-h-e--r 
 
none 
 
Co=odities---------------------OUCsrteodmi tearsnLdiAabccileiit>ytaoncneLs..e_t_t_e_r_s__o_ f_ 
 
none 912.10 
 
Profit and LOSS..-------------------- 
 
none 
 
- - - - Other Resources..------------------- 
 
Total--------------------------------$ 106,344.76 
 
LIABILITIES: 
Cai>ital Stock-----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Uni>aid...----------------Cashiers Checks-------------------Certified CheckS..------------------Demand Dei>Osits....----------------Time Certificates of Dei>osit------LSaeevtxtieencrgsustoeDfdeCif>orOerSdCiitstu_as-tn-o-dm-Ae--rc-sc-_e-_i_->_-t_-a_-n_-_c-_e--s_ Bilis Payable----------------------Notes and Bilis Rediscounted...---Other Liabilities....---------------- 
 
25,000.00 12,000.00 4,162.95 
none none none 260.58 none 31.335.26 9,097.77 4,988.20 none 18,500.00 none none 
 
Total--------------------------------$ 105,344.76 
 
 188 
 
SEVENTH .~UAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK 
 
Warrenton, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. R. FITZPATRICK, President. 
Date of Charter: 4-14-1902 
 
E. P. DAVIS, W. E. ENGLISH, 
Vice-Presidents. 
 
R. F. FOWLER, Cashier. 
Began Business: 4-1902 
 
RE.SOURCES: 
 
Loans and Discounts. _____________$ 244,711.33 Certificates of Indebtedness and 
 
Bonds and Stocks owned...... 66,303.21 
 
Banking House and Lot----------- 7,1<111.56 
 
OFuthrneirtRureealaEnsdtaFtiextouwrense.d--..-_-_-_-_-_-_-_-_- 
 
2,234.60 9,413.21 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 353,434.46 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 1,611.60 
 
Cash Items------------------------- 
 
32.00 
 
Overdrafts (if anYl----------------- 
 
294.20 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ 5,938.64 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o_ f_ 
 
none 
 
- - - - POrtohfeirt aRnedsoLuOrcSesS....-.-.-.-.-.--.-.-.-.-.--.-.--.---.-. 
 
none none 
 
TotaL.............................$ 691,177.81 
 
LIABILITIES: 
Capital Stock.-------------------$ 
Surplus Fund..-----------------~-- Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid.----------------CCaesrthiifeiersd CChheecckkss-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DepositS.-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances 
executed for Customers.... Bills Payable................... Notes and Bills Rediscounted... Other Liabilities............... 
 
50,000.00 25,000.00 33,390.98 4,221.47 
none none 
11,373.22 
none 
567,192.14 
none none 
none none none none 
 
TotaL... ___ ... _.. ___ ... ____ . __ ._.$ 691.177.81 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF WARWICK 
 
Warwick, Ga. 
 
As called for by the Superintendent of Banks. 
 
W. M. STORY, President. 
 
W. D. ETHRIDGE, Vice-President. 
 
M. L. IVEY, Cashier. 
 
Date of Charter: 11-24-1910 
 
Began Business: 1-3-1911 
 
RESOURCES: 
 
Loans and Discounts..------------$ 45,911.03 
 
Certificates o'f Indebtedness and 
 
Bonds and Stocks owned........ 
 
500.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned._________ 
 
1.700.00 2,265.00 
1,700.00 
 
Cash in Vault and amounts due 
 
~ -from approved Reserve Agents.. 6,717.77 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 
 
none 
 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
346.02 288.91 
 
AdCvoamncmeodointiesC__o_t_t_o__n___a_n__d____o_t_h_e_ r_ 
 
none 
 
CuCsrteodmi terasnLdiAabcicleirt>ytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss.. __________________ _ 
 
none none 
 
- - - - Other Resources..------------------ 
 
none 
 
Total.........---.----.---.--------.$ 59,428.73 
 
LIABILITIES: 
Capital Stock.--------------------..$ SUunrdpilvuids eFduPnrdo-f-i-t-s-.-.-.-.-.-.-.--:-_-_-_-_-__-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------CCaesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t-.-.-.-.-.-.-. Savings Devosits.-----------------Letters of Credit and Accevtances 
executed for Customers....... BNioltlessPaaynadbBlei-ll-s--R--e-d--is--c-o-u--n-t-e-d--.-.-.-.-. Other LiabilltieS----------------. --- 
 
25,000.00 
none 
2,77o.45 
none none none 
431.18 
none 
17,001.47 7,220.63 
none 
7,onooo.nooe 
none none 
 
Total...-----..---..--.-------------.$ 59,428.73 
 
 DEPARTMENT OF BANKING 
 
189 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
WASHINGTON LOAN AND BANKING CO. 
 
Washington, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. J. BARKSDALE, President. 
 
W. L. JOHNSON, Vice-President. 
 
T. J. BARKSDALE, Cashier. 
 
Date of Charter: 1890-1891 
 
Began Business: 5-1-1895 
 
RESOURCES: 
 
Loans and Discounts--------------$ 176,423.11 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds-L--o--t-_-_-__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ 
 
49,500.00 
none 
3,595.00 
 
Other Real Estate owned.--------- 4,432.00 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 89,714.32 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
740.30 
 
COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
594.44 16.51 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ 
 
none 
 
CuCsrteodmiterasnLdiAabcicleitvYtanocnesL..e_t_t_e_r_s__o_ f_ Profit and Loss..___________________ _ 
 
none none 
 
- - - - Other Resources.------------------- 
 
none 
 
TotaL----------- ______ ----- _____ ----$ 325,015.68 
 
LIABILITIES: 
Cavital Stock.. __________ -----------$ Survlus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks------------------Demand DevositS------------------Time Certificates of DevosiL----Savings Devosits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_a_s_tno_d_m__Ae_r_cs_c__e__v____t__a__n__c__e__s__ Notes and Bills Rediscounted----Other Liabilities.______ ------------- 
 
50.000.00 50,000.00 13,678.47 
none none none 884.44 none 
143.743.23 48,249.89 18,459.65 
none none none none 
 
TotaL-------------------------------$ 325,015.68 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
COMMERCIAL BANK 
 
Waycross, Ga. 
 
As called for by the Superintendent of Banks. 
 
K. F. RYMER, President. 
 
L. B. HARRELL, Vice-President. 
 
J. M. NORMAN, Cashier. 
 
Date of Charter: 10-15-1918 
 
Began Business: 10-30-1918 
 
RESOURCES: 
 
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot-________ _ Furniture and Fixtures____________ Other Real Estate owned. _________ 
 
298,038.81 
109.000.00 
none 
6,000.00 1, 757.67 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 235,157.09 
 
Checks for Clearing and Due from 
 
other Banks-------------------- 12,114.09 
 
COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
144.56 none 
 
Advance on Cotton and other 
 
CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s-o--t 
Credit and Accevtances..... 
 
none none 
 
- - - - POrtohfeirt aRnesdoLurocSeSs.....-:-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_ 
 
none 
2.475.52 
 
Total.. __ ------ ___ ----------- _____ ...$ 664,687.74 
 
LIABILITIES: 
 
Cavital Stock.----------------------$ Survlus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosi1;s_________________ _ Time Certificates of Devosit------Savings Devosits------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_v__t_a_n_c__es_ BNiolltsesPaanYdabBleil-l-s-R--e--d-i-s-c-o--u-n--t-e-d--..--.-Other Liabilities.------------------- 
 
50,000.00 10,000.00 19.412.06 1.453.00 
none 
320.00 1.472.76 
none 
416.083.94 46.378.29 119,567.69 
none none none none 
 
Total-------------------- ______ ------$ 664.687.74 
 
 190 
 
SEVENTH ~AL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF WAYNESBORO 
 
Waynesboro, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. W. SKINNER, President. 
 
E. E. CHANCE, C. W. SKINNER, JR., 
Vice-Presidents. 
 
DADE DURDEN, Cashier. 
 
Date of Charter: 1~-16-1890 
 
Began Business: 1891 
 
RESOURCES: 
 
Loans and Discounts--------------$ 368.948.89 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 28,800.00 
 
Banking House and Lot----------- 5,232.83 
 
FOuthrneirtuRreealaEndstFatiextouwrense-d--..--__-_-_-_-_-_--_ 
 
23,383.54 144,831.14 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 
 
none 
 
Checks for Clearing and Due from 
 
other Banks---------------------- 
 
none 
 
COavsehrdIrtaefmtss.(.i.f_a-n-y--)._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-____ 
 
none 403.84 
 
Advance on Cotton and other 
 
Commodities.. __ .----------------- 
 
none 
 
Customers Liability on Letters of 
 
Credit and Acceptances---------- 
 
none 
 
- - - - POrtohfeirt aRnesdouLrcoess.s_-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-_- 
 
4,7n8o7.n1e6 
 
TotaL-.. ---------------- __________ .$ 576,387.40 
 
LIABILITIES: 
Capital Stock______________ ---------$ Surplus Fund...--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocksist.s.....___-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit_______ Savings DepositS------------------Letters of Credit and Acceptances 
executed for Customers---------Bills Payable-----------------------Notes and Bills Rediscounted..... Bond Dept. Account.-------------- 
 
50,000.00 35,000.00 11.828.62 
none none none 657.05 132.50 210.711.05 20,462.69 247,595.49 
none none none none 
 
TotaL. _______ -- _______ -- ___ -- __ ---_.$ 576.387.40 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK 
 
Waynesboro, Ga. 
 
R. C. NEELY, President. 
 
As called for by the Superintendent of Banks. 
 
JNO. A. BLOUNT, Vice-President. 
 
H. W. BLOUNT, Cashier. 
 
Date of Charter: 2-1898 
 
Began Business: 2-1898 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts ______________$ 148,136.88 Certificates of Indebtedness and Bonds and StockS----------------- 1,400.00 
 
Capital Stock..---------------------$ 
Surplus Fund... -------------------- 
 
25,000.00 none 
 
Undivided Profits------------------ 1,480.09 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-_-,-_-_-_-_-_-_--_ Other Real Estate owned..--------Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
30,000.00 1,500.00 10,500.00 
206,798.90 
none none none 
 
Reserve Funds---------------------Due to Banks..... -----------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances 
 
6,420.00 none 50.00 551.86 49.80 
186,989.96 168,378.86 
9,415.21 
 
Advance on Cotton and other Co=oditieS.--------------------- 
Customers Liability on Letters of 
 
none 
 
executed for Customers---------Bills Payable..----------------------Notes and Bills Rediscounted----- 
 
none none none 
 
Credit and Acceptances---------- 
 
none 
 
Other LiabilitieS------------------- 7,300.00 
 
Profit and LoSS.-------------------- 
 
none 
 
- - - - Other Resources-------------------- 7,300.00 
 
TotaL--_.---..---.-----:.:.-:::.:.--:.::.:--:.:.--:::.:.--:.:$_4:.:0:.:.5c:c63:.:5c.:7c::8_ ___-:Tc::O:.::ta:::l:.:-:.:.--:.:-:.:-:.:.::--:.:.--:.:.:.:-:.:.-::--:.:.-:.:-::..:-:.:.--::-:.:.-:.::.:-:.:.-$"--.:.405:.::.:.:6,3:.:.5::.:=78 
 
 DEPARTMENT OF BANKING 
 
191 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF WESTON 
 
Weston, Webster County, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. W. SIMS, 
President. Date of Charter: 5-6-1913 
 
M. J. LEVERETT, Vice-President. 
 
S. W. ADAMS, 
Cashier. Began Business: 3-~6-1913 
 
RESOURCES: 
 
Loans and Discounts--------------$ 126,750.77 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ 
 
1,300.00 1,950.00 1,797.00 4,530.00 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 16,331.35 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn__k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
58.58 none none 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 
 
278.49 
 
Custome~s LiabilitY on Letters of II' Credit and Acceptances__________ 
 
none 
 
Profit and LOSS..-------------------- 
 
none 
 
- - - - Other Resources-------------------- 2,517.43 
 
TotaL-------------~----------------$ 155,513.62 
 
*LIABILITIES: 
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkss._-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ DTemimaendCeDretipfoicsaittse-s--o-f--D--e-p-o--s-i-t-__-_-_-_Savings Deposits------------------Letters of Credit and Acceptances BiellxsePcuatyeadbfloer__C__u__s_to__m__e_r_s___________________ __ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d_________ __ 
 
25,000.00 7,500.00 
295.18 none none 64.00 6,543.75 none 66,866.92 41,643.80 758.44 none none none 6,841.53 
 
TotaL-------------------------------$ 155,513.62 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
CITIZENS BANK & TRUST CO. 
 
West Point, Ga. 
 
As called for by the Superintendent of Banks. 
 
R. B. DIXON, President. 
Date of Charter: 2-17-1917 
 
Vice-Presidents, W. J. KIRBY, LEE HEYMAN, WILLIS JOHNSON, H. C. SAPP, JR., 
Cashier, J. C. HORSLEY, Began Business: 3-15-1917 
 
RESOURCES: 
 
LIABILITIES: 
 
Loans and Discounts______________ $ 1,130,032.76 
 
Capital Stock_______________ -------$ 100,000.00 
 
CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ 14,105.00 
 
Surplus Fund----------------------- 20,000.00 Undivided Profits------------------ 14,319.41 
 
BFuanrnkiitnugreHaonudseFaixntdurLeos_t-_-__-_-_-_-_-_-_-_--_ 
Other Real Estate owned---------Cash in Vault and amounts due 
from approved Reserve Agents__ Checks for Clearing and Due from 
other Banks..-------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 16,077.22 36,076.11 275,498.28 1, ooq.4a 12,663.18 
none 
 
Reserve Funds---------------------Due to BankS----------------------CDaivsihdieenrsdsCUhencpkasi_d__.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Deposits:_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances 
 
none none none 2,384.58 2,200.14 652,714.92 35,755.00 658,146.90 
 
t\dCvoamncmeodointiesC__o__tt_o__n___a__n_d____o_t_h__er_ 
 
none 
 
BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ 
 
none none 
 
CuCsrteodmitearsnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f 
 
none 
 
Profit and Loss.-------------------- 
 
none 
 
- - - - Other Resources.------------------- 
 
none 
 
Notes and Bills Rediscounted... Other Liabilities-------------------- 
 
none none 
 
TotaL-------------------------------$ 1,485,520.9_5_ _ _T_o_ta_l_--_-_--_--_-_--_-_--_--_-_--_-_--_--_-_--_-_--_--_-_$_1_,4_85_.5_2_0._9_5 
 
 192 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MERCHANTS AND PLANTERS BANK 
 
Whigham, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. E. HARDEN, 
 
T. H. SWICORD, 
 
R. S. KENNEMUN, 
 
President, 
 
Vice-President. 
 
Cashier. 
 
Date of Charter: 6-18-1918 
 
Began Business: 6-18-1918 
 
RESOURCES: 
 
Loans and Discounts--------------$ 27,303.68 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned..------- 
 
none 
 
Banking House and Lot...--------- 3,000.00 
 
Furniture and Fixtures------------ 2,385.M 
 
Other Real Estate owned..--------- 2.647.80 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 22.689.00 
 
Checks for Clearing and Due from 
 
other Banks.--------------------- 
 
none 
 
Cash IteiiiS-................ 
 
62.18 
 
Overdrafts (if anYl-------------- 
 
348.25 
 
Advance on Cotton and other 26.464.08 
 
Commodities................. 
 
Customers Liability on Letters of 
 
none  
 
Credit and Acceptances........... 
 
none 
 
Profit and Loss...................... 
 
none 
 
Other Resources.....................- - -166-.62 
 
Total..................$ 85,067.15 
 
LIABILITIES: 
 
Capital Stock..-------------$ 
 
SUII>lUS Fund----------- 
 
Undivided Profits---------- 
 
Reserve Funds------------- 
 
Due to Banks...------------ 
 
Dividends Unpald..---------- 
 
Cashiers Checks--------------- 
 
Certified 
Dem~;~nd 
 
DCehpeocskitss...._-_-_-_-___-_-_-__-_-__-_-_-_ 
 
-_ 
 
Time Certificates of Deposit------Savings Deposits------------- Letters of Credit and Acceptances 
executed for Customers....... BNiolltsesPaanydabBliell-s--R--ed-is-c--o-unted--.-.-. Other Liabilities............... 
 
15,000.00 none 312.80 none none none 679.24 none 
30,2M.43 38,820.68 
none none none none none 
 
Total---------------$ 85,067.15 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, ot tne 
 
WHITESBURG BANKING CO. 
 
Whitesburg, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. W. CAMP, President. 
 
CHAS. A. LYLE, Vice-President. 
 
H. A. JON.~<;~, Cashier. 
 
Date of Charter: --- 
 
Began Business: .................. 
 
RESOURCES: 
 
Loans and Discounts..........$ 27,980.43 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned.... 
 
none 
 
BFuanrnkiitnugreHaonudseFaixntdurLeos.t.-.-.-...-.--.- 
 
1.500.00 2.000.!)() 
 
Other Real Estate owned.......... 2,989.09 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents.. 9,067.01 
 
Checks for Clearing and Due from 
 
CaosthheItreBiiiaS-n.k..s..-.-.---..-.. 
 
none none 
 
Overdrafts (if any)............. 
 
none 
 
Advance on Cotton and other 
 
Commodities.................. 
 
none 
 
Customers LiabilitY on Letters of 
 
Credit and Acceptances........... 
 
none 
 
Profit and Loss....-------- 
 
none 
 
- - - - Other Resources..................... 
 
259.00 
 
Total----------------$ 43,795.53 
 
LIABILITIES: 
Capital Stock........$ USunrdvi1vuidseFduPnrdo.f-i-ts--.--.-----..-. Rqserve Funds.... DDiuveidtoenBdsanUknsp.a.-i-d-.-.-..-.--.. Cashiers Checks.......... Certified Checks....... ~  TDiemmeaCnedrDtifeipcoatseistSo.f..D--e-p-o-s-i-t-..-.--Savings Deposits-----------Letters of Credit and Acceptances 
executed for Customers.-" BNiolltsesPaanydabBliell-s--R-e-di-s-c-o-u--nte-d-.-. Other Liabilities... 
 
15,000.00 3.000.00 1,752.64 
none none none M.24 none 23,988.45 none none none none none none 
 
TotaL........$ 43,795.53 
 
 DEPARTMENT OF BANKING 
 
198 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE PLANTERS BANK 
 
White Plains, Ga. 
 
As called for by the Superintendent of Banks. 
 
DR. C. C. KING, President. 
 
DR. C. 0. COPELAN, Vice-President. 
 
W. A. PURKS, Cashier. 
 
Date of Charter: 1919 
 
Began Business: 1919 
 
RESOURCES: 
 
Loans and Discounts. _____________ $ 53,587.99 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 
 
none 
 
BF uarnnkiitnugr eHaonudseFaixntdurLeos _t -__-_-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _ 
 
2,400.88 2,410.17 1,376.98 
 
Cash in Vault and amounts due 
 
from approved Reserve Agents._ 8,814.45 
 
Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ 
 
none 996.12 
6.92 
 
AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r 
 
none 
 
Customers LiabilitY on Letters of Credit and Acceptances__________ 
Profit and Loss..____________________ 
 
none none 
 
- - - - Other Resources..___________________ 
 
706.70 
 
TotaL ______________________________ $ 70,330.21 
 
LIABILITIES: 
Capital Stock.______________________ $ RUS uensrdepirvlvuieds FeFduunPndrdos.f-_i-_t_-s_-__-__-__-__-__-__-__-__-__-__-__-__-____-__-__-__- -__ Due to Banks______________________ _ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ TSaimviengCseDrtiefpicoastietss-o--f-D--e_p__o_s__it_-_-_--------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable________ ---------------NOothteesr aLniadb1B1i1ltlisesR..e_d__i_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
15,000.00 none 
4,291.76 none none none 7.88 none 
12,398.43 none none none 
10,988.91 none 
27.613.43 
 
TotaL ________________________________ $ 70,330.21 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
MERCHANTS AND FARMERS BANK 
 
Willacoochee, Ga. 
 
As called for by the Superintendent of Banks. 
 
B. G. OBERRY, President. 
 
J. A. GASKINS, J. M. ROBERTS, 
Vice-Presidents. 
 
PANSY LINDER Cashier. 
 
Date of Charter: ----------------- 
 
Began Business: ------------------ 
 
RESOURCES: 
 
Loans and Discounts ______________$ 88,173.63 
 
Capital Stock----------------------$ 
 
Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due 
from approved Reserve Agents._ Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ 
COavsehrdIrtaefmtss(-i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 2,400.00 2,980.80 22,130.02 27,231.55 3,244.67 
217.99 97.27 376.53 
 
Surplus Fun<L--------------------Undivided Profits.----------------RDeuseertvoeBFaunnkdss.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ 
CDaivsihdieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits__________________ _ TSiamviengCserDtiefpicoastietss.o__f_D__e_p__o_s_i_t_-_-_-_-_-_--_ BLeieltxltseePcrsuatyoeafdbCfloreer__dC_i_tu_as__tno__dm__Ae_r_cs_c__e___p___t__a__n__c____es__ 
 
Customers LiabilitY on Letters ot 
Credit and Acceptances__________ 
 
none 
 
NOothteesr aLniadb1B1i1ltlisesR__e_d_i_s_c_o__u_n_t_e__d_-_-_-_--_ 
 
Profit and Loss_____________________ 
 
none 
 
- - - - Other Resources____________________ 
 
840.53 
 
_.;To_o:.;:t;::al""-.;_:-c:.-c.:.:..:-c:;..:..:-..:.;-:..::.:..:-c:.:..::..:.;-:..::::.:--..:.;-:..::.:..:-c:.::.:-c.:.$__:1:::.27'-'::.:693=.99-=--_ _TotaL _______ --- ___ - --- ______ -- ___$ 
 
18,000.00 5,000.00 1,451.56 
none none none 727.60 none 53,236.19 41,771.20 1,313.01 none (!,193.43 none none 
127,693.99 
 
 194 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
THE PEOPLES BANK 
 
Winder, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. W. McWHORTER President. 
 
C. W. PARKER, Vice-President. 
 
C. 0. MADDOX, <Cashier. 
 
Date of Charter: 1G-29-1926. 
 
Began Business: 1G-30-1926 
 
RESOURCES: 
 
Loans and Discounts ______________ $ 15,211.71 
 
CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt_ne_de__s.__s____a____n__d__ 
 
none none 
 
FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ 
 
2,500.00 none 
 
Cash in Vault and amounts due 
 
from avproved Reserve Agents._ 60,338.65 
 
Checks for Clearing and Due from 
 
CaosthheItreBmas.n._k_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
589.15 none none 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 
 
205.63 
 
- - - - CPruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_it_vy_t_a_on_nc__eL_s__e___t_t__e__r__s______of__ 
Other Resources___________________ _ T o t a L . ______________________________ $ 
 
none none none 78,845.14 
 
LIABILITIES: 
Cavital Stock.______________________$ Survlus Fund._____________________ _ 
RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ 
Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------DCeermtiafinedd DCehveocskists.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Devosits-----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ Bills Payable.._________ ------------NOothteesr aLniadbBiliitlilessR...e_d__is__c_o_u__n_t_e_d_._._-_-_--_ 
 
25,000.00 none 242.87 none none none 
2,190.72 none 
51,319.80 none 91.75 none none none none 
 
TotaJ ________________________________$ 78,845.14 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
PITTARD BANKING COMPANY Winterville, Ga. 
As called for by the Superintendent of Banks. 
 
J. T. PITTARD, 
President. Date of Charter: 1-9-1911 
 
T. N. GAINES, Vice-President. 
 
H. F. PITTARD Cashier. 
Began Business: 1-16-1911 
 
RESOURCES: 
 
Loans and Discounts ______________$ 47,261.04 
 
CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ 1,145.00 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned. ________ _ 
 
none 1,650.70 4,125.11 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents __ 5,865.94 
 
Checks for Clearing and Due from 
 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
10.00 none 150.98 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 
 
none 
 
Customers Liability on Letters of Credit and Accevtances__________ 
 
none 
 
- - - - POrtohfeitr aRnesdouLrcoess.s._-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 
 
1,4n3o6.n73e 
 
TotaL ______________________________$ 72,142.97 
 
LIABILITIES: 
CS uarpvi tlauls SFtuoncdk.._. -_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_$ Undivided Profits_________________ _ Reserve Funds_____________________ _ Due to Banks______________________ _ Dividends Unvaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-v--o-s-i-t_--_-_-_-_-_--_ Savings DevositS------------------LeetxteecrsutoefdCforer dCitusatnodmAercsc_e__v_t_a_n_c__es_ Bills Payable-----------------------Notes and Bills Rediscounted----Other Liabilities.----------------- 
 
25,000.00 5,000.00 1,214.41 
none none none 29.00 none 9,004.33 3,928.12 none none 12,366.60 15,373.99 226.52 
 
TotaL-------------------------------$ 72,142.97 
 
 DEPARTMENT OF BANKING 
 
195 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE WOODBURY BANKING CO. 
 
Woodbury, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. D. SUTTON, 
President. 
 
J. E. GRIMSLEY, Vice-President. 
 
S. P. WILBURN, Cashier. 
 
 Date of Charter: 9-1892 
 
Began Business: 10-1902 
 
RESOURCES: 
 
Loans and Discounts______________$ 124,612.75 
 
Certificates of Indebtedness and 
 
Bonds and Stocks owned-------- 10,380.63 
 
BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ 
 
none 3, 736.73 
 
Other Real Estate owned---------- 
 
none 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents._ 73,926.63 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
1.220.28 
none 971.83 
 
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 4,767.99 
 
Customers Liability on Letters of 
 
- - - - PrCorfeitdaitnadnLdoAssc.c__e_v_t_a_n__c_e_s__.._-_-_-_-_-_-_--_ 
Other Resources___________________ _ 
 
none none 
4,628.00 
 
Total----------------------- _________$ 224,244.84 
 
LIABILITIES: 
Co.vital Stock.._____________________$ Surolus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------CDaivshidieenrsdsChUencvkasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
CDeermtiafinedd DCehveocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit------Savings Devosits. -----------------Letters of Credit and Accevtances BielxlsePcuatyeadblefo__r___C__u_s_t_o__m__e_r_s_._._-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
23,400.00 10,000.00 
15,286.46 none none none 572.25 none 
107,493.16 67,492.97 
none 
none none none none 
 
TotaL ______________________________ $ 224.244.84 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
WOODLAND BANK 
 
Woodland, Ga. 
 
As called for by the Superintendent of Banks. 
 
S. F. WOODALL, President. 
 
W. W. COLLIER, Vice-President. 
 
M. H. KING, Cashier. 
 
Date of Charter:------------------ 
 
Began Business: ------------------ 
 
RESOURCES: 
Loans and Discounts______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_<_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due 
from avvroved Reserve Agents._ Checks for Clearing and Due from 
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CPruCo8rfteiotdmaitenradsnLLdoiAasbsc.ic_l_ei_tvy_t_a_on_n_c_e_Ls__e___t_t__e___r__s____o_ f__ Other Resources___________________ _ 
 
68,078.09 none 
2,000.00 1,500.00 
none 33,710.87 
none 375.54 none 5,326.59 none none 438.75 
 
_!otal--------------------------------$ 111,479.84 
 
LIABILITIES: 
Cavital Stock-----------------------$ SUunrdoilvuids eFduPnr<oLf-i -t s--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencvkasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Devosits._________________ _ TSaimviengCseDrtiefvicoastietss_o__f_D___e_v_o__s_i_L__-_-_-_--_ LBeieltxltseePcrsuatyoefadbCfloree_rd_C_i_tu_as_t_no_d_m_A_e_rc_sc___e__v___t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d__-_-_-_--_ 
 
15,000.00 10,000.00 4,383.04 
none none none 726.26 none 60,266.83 21,103.71 none 
none none none none 
 
TotaL------------------------------$ 111,479.84 
 
 196 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF WOODSTOCK 
 
Woodstock, Ga. 
 
As called for by the Superintendent of Banks 
 
J. H. JOHNSTON, President. 
 
S. L. JOHNSTON, Vice-President. 
 
W. L. DuPREE, Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: 
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont.e.d__._._._._._._.._ FOuthrneirtRureealaEndstaFtiextouwrense-d-.-.-_-_-_-_-_-_-_-_ Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_----------Overdrafts (if any) _______________ __ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r PCruCosrfteiotdmaitenradsnLLdoiAassbc.ic.l_ei_tpy_t_a_on_nc__e_Ls_.e___t__t_e___r__s_____of__ Other Resources___________________ _ 
Total... _----------------- ___________$ 
 
60,195.43 55.00 
3,168.83 2,430.61 1,990.00 25,872.27 
none none none none none none 4,071.94 97.694.08 
 
LIABILITIES: 
Capital Stock..... __________________$ SUunrdpilvuids eFduPndro-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ 
Reserve Funds.--------------------DDiuveidtoenBdsanUknsp--a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Cashiers Checks.. __________________ Certified Checks.. _________________ _ TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable....... ______ -_________ _ NOothteesr aLniadbBiliiltlisesR..e_d__i_s_c_o_u__n_t_e_d__._._._.._ 
 
25,000.00 16,000.00 
none none none none 79.50 none 41,004.41 8,138.85 none none 3,300.00 none 4.171.32 
 
Total.. _..---...-----.-.-.-----.-.$ 97.694.08 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
WOOLSEY BANK . Woolsey, Ga. 
As called for by the Superintendent of Banks. 
 
R. P. MINTER, President. 
Date of Charter: 8-21-1907 
 
C. E. FORTSON, Vice-President. 
 
W. L. BURCH, 
Cashier. Began Business: 1o-7-1907 
 
RESOURCES: 
 
Loans and Discounts______________$ 52.354.88 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnksd oLwont.e,d__-_-_-_-_-_-_--_ Furniture and Fixtures.. _________ _ Other Real Estate owned_________ _ 
 
30.00 1.406.82 1.798.00 12.283.79 
 
Cash in Vault and amounts due from approved Reserve Agents.. 
 
2,338.75 
 
Checks for Clearing and Due from other Banks---------------------- 
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
 
none 16.08 78.44 
 
Advance on Cotton and other Commodities... _______ -__ --------- 
 
143.96 
 
Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c.e_p_t_a_n_c_e_s______________________ 
 
nnoonnee 
 
- - - - Other Resources____________________ 
 
402.50 
 
TotaL ______________________________ $ 70,853.22 
 
LIABILITIES: 
Capital Stock...... __________________$ USunrdpilvuids eFduPn<roLf-i-ts--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Reserve Funds---------------------Due to Banks.---------------------DCaivsihdieenrsdsCUhencpkasi.<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. _________________ _ Demand Deposits__________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Acceptances 
executed for Customers_________ _ BNOiotlhltseesPr aaLyniaadbbBilleiil-tli-se-s-R-._-e_-d_-_i-_s-_c-_-o_-u_-_-n_-t_-e_-_d-_-._-._-._-.-._ 
 
15,000.00 10,000.00 
59.55 none none none 55.67 none 20.334.36 18,728.44 none none 6,675.20 none none 
 
TotaL. __________ . _________ . _________ $ 70,853.22 
 
 DEPARTMENT OF BANKING 
 
197 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE CITIZENS BANK 
 
Wrens, Ga. 
 
As called for by the Superintendent of Banks. 
 
G. S. FARMER, 
President. 
 
0. G. FLORENCE, 
Vice-President. 
 
JAS. L. WINBURN, 
 Cashier. 
 
Date of Charter: .................. 
 
Began Business: .................. 
 
RESOURCES: Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned...... .. Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... Cash Items.......................... Overdrafts (if any)................. Advance on Cotton and other 
Commodities..................... . Customers Liability on Letters of 
Credit and Acceptances........ .. Profit and Loss.................... . Other Resources.................... TotaL...............................$ 
 
97,651.45 850.00 
2,000.00 2,100.00 26,000.00 23,725.44 2,879.20 
none none none none none none 155,206.09 
 
LIABILITIES: Capital Stock.......................$ SurPlus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid......_........... Cashiers Checks.................... Certified Checks.................... Dema d Dewsits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances  executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities.................... 
 
25.000.00 10.000.00 
499.30 none none none 887.37 none 78,655.93 28,163.49 none none 12.000.00 none none 
 
Total.....~..........................$ 155,206.09 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
EXCHANGE BANK OF WRIGHTSVILLE 
 
Wrightsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
P. B. BEDINGFIELD, 
President. Date of Charter: 1!l-2Q-1909 
 
E. E. DALEY; 
Vice-President. 
 
E. E. DALEY, 
Cashier. Began Business: 12-18-1909 
 
RESOURCES: 
 
Loans and Discounts..............$ Certificates of Indebtedness and 
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned........ .. Cash in Vault and amounts due 
from approved Reserve Agents.. Checks for Clearing and Due from 
other Banks...................... Cash Items.......................... Overdrafts (if any)................. Advance on Cotton and other 
Commodities. . . . . . . . . . . . . . . . . . . . . . Customers LiabilitY on Letters of 
Credit and Acceptances.......... Profit and Loss..................... Other Resources.................... 
 
221,761.25 33,649.44 6,200.00 2,825.00 2,600.00 110,772.19 1,755.96 
224.10 7.15 
18,929.32 none none none 
 
Total................................$ 398,724.41 
 
LIABILITIES: 
 
Capital Stock.......................$ Suro1us Fund...................... . Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................. .. Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances 
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities.................... 
 
35,000.00 35,000.00 11,827.14 
none none none 948.30 none 266,349.16 49,599.81 none none none none none 
 
Total................................$ 398,724.41 
 
 198 
 
SEVENTH ANNUAL REPORT 
 
STATEMENT Showing condition at the close of Business December 27, 1926, of the 
 
BANK OF WRIGHTSVILLE 
 
Wrightsville, Ga. 
 
As called for by the Superintendent of Banks. 
 
J. H. ROWLAND, 
President. 
 
L. A. LOVETT, Vice-President. 
 
R. L. KENT, Cashier. 
 
Date of Charter: 2-16-1897 
 
Began Business: 2--16-1897 
 
RESOURCES: 
 
Loans and Discounts-_____________$ 160,921.01 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__-_-_-_-_-_-_--_ 
 
67,921.14 4,000.00 
 
FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ 
 
1,757.53 6,220.88 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents.. 140,249.85 
 
Choetchkesr foBraCnlkesa_r_in__g__a_n__d__D__u_e__f_r_o_m_ _ 3,79'7.88 
 
COavsehrdrIatfetmss-(i-f--a-n-y--)-_-_-_-_~_-_-_-_-_-_-_-_-_-_-__--_ 
 
none 27.12 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 6,256.64 
 
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f 
 
none 
 
- - - - Profit and LOSS--------------------- 
Other Resources-------------------- 
 
none none 
 
Total-----_---------------------- ____$ 391,152.05 
 
LIABILITIES: 
Cavital Stock.----------------------$ Surv1us Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Ba.nks..---------------------TDriavdidee. ndCshUecnkvsa_i_d_._._._--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Devosits-----------------Time Certificates of Devosit------Savings Devosits------------------LBeieltlxtseePrcsuatyoefadbCfloreer_d_C_i_tu_a_s_tno_d_m__Ae_r_cs_c__e__v____t__a__n__c____es__ Notes and Bills Rediscounted... Other Liabilities..------------------- 
 
25,000.00 50,497.75 6,863.96 
none none none 2,093.13 none 260,622.73 46,074.48 none none none none none 
 
Total__________________ ---------_----$ 391,152 05 
 
STATEMENT_ Showing condition at the close of Business December 27, 1926, of the 
 
YATESVILLE BANKING COMPANY 
 
Yatesville, Ga. 
 
As called for by the Superintendent of Banks. 
 
T. R. CHATFIELD, President. 
 
A. D. WILLIAMS, Vice-President. 
 
R. D. HIGGINS, Cashier. 
 
Date of Charter: 12--18-1906 
 
Began Business: 1906 
 
RESOURCES: 
 
Loans and Discounts______________$ 46,884.62 
 
Certificates of Indebtedness and 
 
BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ 
 
none 2,500.00 
 
FOuthrneirtuRreealaEnsdtaFtiextouwrense-d--__-_-_-_-_-_-_-_-_- 
 
1,750.00 666.33 
 
Oash in Vault and amounts due 
 
from avvroved Reserve Agents._ 17,731.60 
 
Choetchkesr fBoar nCklse_a_r_i_n_g: _a_n__d__D__u__e_f_r_o_m_ _ Cash Items_________________________ _ Overdrafts (if any)________________ _ 
 
386.19 104.85 346.33 
 
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 9,400.24 
 
CuCsrteodmiterasnLdiAabcicleitvytaoncnesL..e_t_t_e_r_s__o_ f_ 
 
none 
 
Profit and LOSS--------------------- 
 
326.04 
 
- - - - Other Resources..------------------- 
 
none 
 
Total..----_------------------------_$ 80.096.20 
 
LIABILITIES: Cavital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid...----------------Cashiers Checks-------------------Certified Checks-------------------Demand Devosits-----------------Time Certificates of Devosit.-----Savings Devosits------------------Letters of Credit and Accevtances 
executed for Customers---------BNiolltsesPaanyadbBlei-ll-s--R--e-d-i-s-c--o-u--n-t-e-d--..-.-.--. Other Liabilities...------------------ 
 
17,500.00 4,200.00 
none none none none 62.16 none 34,787.70 23.546.34 none none none none none 
 
Total.. _____ -______ ------_---_--- __..$ 80,096.20 
 
 DEPARTMENT OF BANKING 
 
199 
 
STATEMENT 
 
Showing condition at the close of Business December 27, 1926, of the 
 
THE BANK OF ZEBULON 
 
Zebulon, Ga. 
 
As called for by the Superintendent of Banks. 
 
C. R. GWYN, President. 
 
P .. M. SULLIVAN, Vice-President. 
 
J. H. BAKER, Cashier. 
 
Date of Charter: 3-18-1905 
 
Began Business: 1-31-1905 
 
RESOURCES: 
 
Loans and Discounts--------------$ 77,313.53 
 
CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ 
 
13,561.02 10,000.00 4.500.00 
 
Other Real Estate owned---------- 2,645.04 
 
Cash in Vault and amounts due 
 
from avvroved Reserve Agents-_ 55,603.20 
 
Checks for Clearing and Due from 
 
CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ 
 
none 629.06 1,688.76 
 
Advance on Cotton and other 
 
- - - - PCruCCosorfteiomtdmmaitenoradsdniLLdtioieAsassbc.-.i-c_l-e_i-_tv-y_t-_a-_o-n_-nc_-_e-_Ls-_-_e_-__t_-t__-e__-_r_-_s_-__-_o_--_f_ 
Other Resources___________________ _ 
 
none none none none 
 
TotaL------------------------------$ 165,940.61 
 
LIABILITIES: 
Cavital Stock_______________________ $ Survlus Fund______________________ _ 
Undivided Profits-----------------Reserve Funds---------------------Due to Banks--------------~------- CDaivsihdieenrsdsCUhencvkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 
Certified Checks----'--------------Demand Devosits------------------Time Certificates of DevosiL----Savings Devosits_ -----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable______ -----------------Notes and Bills Rediscounted____ _ Other Liabilities-------------------- 
 
25,000.00 12,500.00 4,5U.90 
none none none 3,319.60 none 78,180.45 25,109.41 17,319.25 none none none none 
 
TotaL ______________________________ $ 165,940.61