Vr~1"1.1 /.-J-20 , /11 ;200/ <:5.5 STATE BOARD OF WORKERS' COMPENSATION Guidelines On Completion Of Basic Claims Processing Forms - Introduction - This handbook provides simple step-by-step instructions on the completion of basic claims processing forms relative to benefit payments as mandated by the State Board of Workers' Compensation. It is primarily intended as a handy reference for insurers, self-insurers and third party administrators. Please contact the Training Section of the State Board of Workers' Compensation at (404) 656-3697 for information on additional resources on the Georgia Workers' Compensation System. Enter the return to work date when the employee has actually returned to work at the time of filing. Type or print the name of the insurer or self-insurer representative completing the form. Sign the form and enter the date and telephone number. FORM WC-1 SECTION C When the right to income benefits or other compensation is denied or disputed, in whole or part, at the time the Form WC-1 is filed, Section C of the Form WC-1 is completed. WHO TO WHOM: The insurer/self-insurer completes Section C and submits the Form WC-1 to the State Board of Workers' Compensation with a copy to the employee and any other persons with a financial interest including, but not limited to, the employer, attorneys, and providers of medical services. WHEN: ON OR BEFORE THE TWENTY-FIRST DAY AFTER THE EMPLOYER'S KNOWLEDGE OF THE ALLEGED INJURY. COMPLETING SECTION C OF THE WC-1 : Additional space is provided on the reverse side of the Form WC-1 for the information required. State the specific grounds upon which the right to compensation is controverted, i.e., medical, indemnity or all issues. The employee or potential beneficiary is entitled to know precisely why and to what extent the claim is being controverted. General statements such as "Iiability is not being accepted pending investigation" or "the right is reserved to controvert on further grounds" are not acceptable. (Rev. 7/01) Indicate whether the claim is controverted in whole (all issues) or in part (only medical or income benefits). Examples: 6 "The injury did not arise out of or in the course of employment." (whole claim) "Medical provider is not an authorized doctor." (only medical) "Lost time over the waiting period was not authorized by the treating physician and was not related to the injury." (income benefits only) Type or print the name of the insurer or selfinsurer representative completing the form. Sign the form and enter the date and phone number. FORM WC-1 WAGE STATEMENT (reverse side) WHAT: A form for calculating the average weekly wage of the employee or deceased worker at the time of the injury. WHO TO WHOM: The employer/self-insurer completes Form WC-1, Section A and the wage statement on the back of the form and submits the form to the insurer or TPA. WHEN: IMMEDIATELY UPON KNOWLEDGE OF THE INJURY. COMPLETING THE FORM: CALCULATION OF THE AVERAGE WEEKLY WAGE The employer must use the gross weekly wages of the injured employee for 13 weeks immediately preceding the injury. Weeks prior to this period are disallowed. The injured employee must have worked substantially the whole of the 13 weeks to compute the wage. (Rev. 7/01) If the injured employee has not worked substantially the whole of 13 weeks immediately preceding the injury, the employer/insurer must use the gross weekly wages of a similar employee in the same employment who has worked substantially the whole of 13 weeks preceding the injury. The name of the similar employee should be entered in the space provided at the top of the form. 7 If the 13-week wage statement of the injured employee or a similar employee cannot reasonably and fairly be applied, the employer's insurer must use the full time weekly wage of the injured employee. ADDITIONAL BENEFITS Computation of wages shall include, in addition to salary, hourly pay, or tips, the reasonable value of food, housing and other benefits furnished by the employer without charge to the employee which constitute a financial benefit to the employee and are capable of monetary calculation. PART-TIME OR TEMPORARY EMPLOYEE Unless the contrary appears, it is assumed that a normal workweek is five days, that the normal workday is eight hours, and that the employee's daily wage is one-fifth of the weekly pay. Fractional parts of the day shall be credited proportionately in computing the daily wage. For example, the daily wage of a five and one half-day worker is the weekly wage divided by 5.5. CONCURRENT OR SIMILAR EMPLOYMENT If the employee has similar concurrent employment, the wages paid by all similar concurrent employers shall be included in calculating the average weekly wage. FILING RELATED TO AVERAGE WEEKLY WAGE The wage statement should be completed with the initial filing of the Form WC-1 when benefits are commenced. Forms WC-1 or WC-2 must show payment of the maximum weekly benefits under D.C.G.A. 34-9-261 or 34-9-262, as applicable, unless Form WC-6, Wage Statement, or another explanation accompanies the Forms WC-1 or WC-2, or is already on file. (Rev. 7/01) 8 SUMMARY OF WORKERS' COMPENSATION PROVISIONS GEORGIA WORKERS' COMPENSATION ACT AMENDED ON: 7/1/94 7/1/96 7/1/97 TOTAL DISABILITY - CODE 114-404 - O.C.G.A. 34-9-261 Waiting period 7 days 7 days 7 days Waiting period recoverable after (consecutive from disability date) 21 days 21 days 21 days Maximum weekly benefit $275 $300 $325 Percent of average weekly wage (13 weeks prior to accident) 662/3% 662/3% 662/3% Minimum weekly benefit $25 $25 $32.50 Maximum weekly duration from date of disability and not date of accident 400 weeks" 400 weeks" 400 weeks" TEMPORARY PARTIAL DISABILITY CODE 114-405 - O.C.GA 34-9-262 Maximum weekly benefit $192.50 $192.50 $216.67 Maximum weekly duration from date of injury 350 weeks 350 weeks 350 weeks Percent of difference in wages before and after injury 662/3% 662/3% 662/3% Total maximum compensation $67,375 $67,375 $75,834.50 PERMANENT PARTIAL DISABILITY - CODE 114-406 O.C.G.A. 34-9-263 Maximum weekly benefit $275 $300 $325 Percent of difference in wages 662/3% 662/3% 662/3% SPECIFIC MEMBER LOSS OR LOSS OF USE OF: Thumb WHki 60 Arm w.uM 225 1st (index) finger 40 Foot 135 2nd (middle) finger 35 Leg 225 3rd (ring) finger 30 Eye 150 4th (little) finger 25 Loss of Hearing (one ear) so Great toe Other toes 30 Total Industrial 75 20 Loss of Hearing (both ears) Hand 160 Total Industrial 150 Disfigurement None Disability/Body as a whole 300 DEATH BENEFITS - CODE 114-413 - O.C.G.A. 34-9-265 Maximum weekly benefit $275 $300 $325 Maximum duration from injury date Various Various Various Burialexpel"se $5000 $5000 $5000 Total maximum benefit $100,000' $100,000' $100,000' All others All others All others Various Various Various PARTIAL DEPENDENTS According to the ratio that the contribution bears to wages, times the amount due a spouse - Maximum. Various Various Various MEDICAL BENEFITS Medical Allowance Unlimited Unlimited Unlimited MISCELLANEOUS Interest in lump sum payment 7% per annum 7% per annum 7% per annum Statute of limitations: For reporting accidents to the Board 1 or 2 yrs see 1 or 2 yrs see 1 or 2 yrs see For appeal to ThreeMemberBoard For appeal to Superior Court For appeal to Courtof Appeals Number of employees required to come underlaw OCGA 34-9-B2 20 days f/award 20 days f/award 30 days f/award 3 OCGA 34-9-B2 20 days f/award 20 days f/award 30 days f/award 3 OCGA 34-9-B2 20 days f/award 20 days flaward 30 days f/award 3 7/1/99 7 days 21 days $350 662/3% $35 400 weeks" $233.33 350 weeks 662/3% $81,665.50 $350 662/3% $350 Various $7500 $100,000' All others Various Various Unlimited 7% per annum 1 or 2 yrs see OCGA 34-9-B2 20 days f/award 20 days f/award 30 days f/award 3 7/1100 7 days 21 days $375 662/3% $37.50 400 weeks" $250 350 weeks 662/3% $87,500 $375 662/3% $375 Various $7500 $125,000' All others Various Various Unlimited 7% per annum 1 or 2 yrs see OCGA 34-9-B2 20 days f/award 20 days f/award 30 days f/award 3 'Survivingspouseonly afterone year "Except for catastrophic injureswhich are unlimited 7/1101 7 days 21 days $400 662/3% $40 400 weeks" $268 350 weeks 662/3% $93,800 $400 662/3% $400 Various $7500 $125,000' All others Various Various Unlimited 7% per annum 1 or 2 yrs see OCGA 34-9-B2 20 days f/award 20 days f/award 30 days f/award 3 A. Employer GEORGIA STATE BOARD OF WORKERS' COMPENSATION EMPLOYER'S FIRST REPORT OF INJURY OR OCCUPATIONAL DISEASE IEmployer Phone No. Insurer/Self Insurer Name Address City State/Zip Employer FEIN INature of Business (Mfg.Trade. Transp . Etc.) Employer Location Address (If Different) City Place of Accident or Exposure (Address or Location) Occupation Statc/Zip OSHA File No. Insurer FIle No. TPAlCiaims Office TPA FEIN Address City State/Zip TPAlClaims Office Phone No. Employee Name (Last) (First) (Middle) Date of Birth County of Injury Address Date oflnjury Employee Social Security Number City Male Female I State/Zip Employee's Home Ph. # Time of Injury I Time Workday Began Number of Dependents Including Spouse Date Employer Notified DO NOT WRITE IN THIS COLUMN Insurer No. 0 0 Date Hired Hours Worked Per Day ( ) Per Week ( ) I I amI ) Did Employee Work the Next Day? pm( ) First Date Employee Failed Did Employee Receive Full to Work a Full Day Pay for Date of Injury? Io Yes Number of Days Worked Per IONo List Normally Scheduled Off Days I OYcs ONo Wage Rate at Time of Injury or Disease I Hour ( ) Day( ) I Week ( ) I I Week( ) Mo.( ) SIC Date of Birth Sex COMPLETE WAGE STATEMENT ON REVERSE: If employee is paid hourly. on commission or piecework basis. enter average weekly amount If board, lodging. or other advantages were furnished. enter average weekly amount County oflnjury s Did Injuryflliness Exposure Occur on Employer's Premises? YesO NoO $ Type of lnjury/Illncss I Part of Body Affected Employer Aware Nature How Injury or Illness!Abnormal Health Condition Occurred. If Returned to Work. Give Date IReturned at What Wage Ill'Fatal: Give Date of Death Body Part . per Week Cause Treating Physician (Name and Address) Initial Treatment Hospital (Name & Address) o No Treatment o Minor: By Employer o Minor: ClinielHospital o Emergency Care o Hospitalized> 24 hrs. M.O. Controvert D. First Report Prepared By (Print or Type) I I MCO Yes 0 NoO Position Telephone Number IDate of Report EMPLOYER'S FAILURE TO SUBMIT THIS REPORT TO INSURER IMMEDIATELY MA Y RESULT IN PE:'ol ALTY B. FOR USE BY INSURER/SELF-INSURER Average weekly wage: $ Weekly benefit: $ Date of disability: Date of first payment: Compensation paid: $ Penalty paid: $ Previously Medical Only Yes 0 No 0 BENEFITS ARE PAYABLE FROM o o Total/temporary total disability Temporary partial disability FOR: o Permanent partial disability of - - - % to Part of Body - - for weeks UNTIL WHEN THE EMPLOYEE ACTIJALL Y RETIJRNED TO WORK. ALL OTHER SUSPENSIONS REQUIRE THE FILING OF FORM WC2 WITH THE STATE BOARD OF WORKERS' COMPENSATION AND THE EMPLOYEE. By (Insurer/Self Insurer: Type or Print Name of Person Filing Form and Sign) (Date) (Phone) C. NOTICE TO CONTROVERT PAYMENT OF COMPENSATION (over for additional information) Benefits WIll not be paid because: (Extension) By (lnsurcr/Sclflnsurer: Type or Print Name of Person Filing Fonn and Sign) (Date) (Phone) (Extension) Willfully making a false statement for the purpose of obtaining or denying benefits is a crime subject 10 penalties of up 10 $10.000.00 per violation (O.CG.A. 34-9-1 Mund 34-9-I