Protectors  Educators  Nurses 
 
Protectors 
Military: Members of the five 
branches of the United States of America Armed Forces, including the Army National Guard and Air National Guard. 
 
ALL EMPLOYEES of police 
departments; sheriff's departments, correctional facilities and other law enforcement agencies such as highway patrol, and TSA, including probation officers. 
ALL EMPLOYEES of 
fire departments, EMS services 
and volunteer fire fighters 
Educators 
ALL EMPLOYEES of 
local, city, or county school boards recognized or accredited by the State of Georgia or regionally accredited associations Including Head Start, Pre-K, Colleges and Private Schools. Also state certified teachers of day care providers. 
Health Care Workers 
ALL EMPLOYEES of state 
licensed health care facilities including, but not limited to the following 1. Hospitals 2. Doctors & Dentists offices 3. Health Departments 4. Nursing Homes 5. Chiropractors Offices 6. Health Departments 
 
PEN $7,500 
Down Payment Assistance 
No Interest No Monthly Payments Must be repaid if the home is sold or refinanced 
Borrowers must meet the qualifications of the Georgia Dream program and those 
of the mortgage lender and contribute $1,000 towards the purchase transaction. 
Contact a Georgia Dream participating Lender for pre-qualification and to begin the mortgage loan process. 
For a list of participating lenders visit 
www.gadream.com Or call 1-800-359-4663 
Revised January 2013