Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division Monthly Summary of Mortgage Activities for the Period Ending September 2017 Inside this Issue: Streamlined 2 Renewals -- Mortgage Company Licensees, Registrants & Branches Georgia License 3 Renewal Fees Streamlined 4 Renewals -- Mortgage Loan Originators Mortgage Call 4 Report Reminder Continuing 5 Education Requirements for 2018 License Renewal: Reminder to Mortgage Loan Originators NMLS Electronic 5 Surety Bonds Administrative 6 Actions Fine Summary 6 Information Appendices: Mortgage Company Activity by License Status Mortgage Loan Originator Activity by License Status Georgia's 2018 Mortgage Renewal Checklist Georgia's mortgage license renewal checklist has been posted to the NMLS Resource Center. Please review the checklist for information on the requirements to renew your license. To avoid a late fee, please renew between November 1 and December 1, 2017. To complete a renewal request you must continue to meet all licensing requirements of the Georgia Residential Mortgage Act, O.C.G.A. 7-1-1000, et seq. and must attest to that fact and submit a renewal request through NMLS. Click the Annual Renewal link on the home page of the NMLS Resource Center to get started. If you have any questions about renewing your Georgia license(s) through NMLS, please send an email to: renewal@dbf.state.ga.us. 2018 Mortgage License/Registration Renewal Timeline All individuals and companies holding a Georgia mortgage license or registration must submit a renewal request through NMLS starting November 1st if they wish to retain their license to conduct business in Georgia in 2018. Mortgage branches must also be renewed through NMLS. CE Deadline Renewal Period Begins Renewal Period Ends Late Renewal Begins Late Renewal Ends Expiration October 31 MLOs November 1 December 1 NMLS opens renewal functionality. Last day to renew without being subject to a late renewal fine. December 2 Late Renewal Fines may be assessed. December 31 NMLS closes renewal functionality. No renewal requests can be submitted after December 31. January 1 Licensees and Registrants that failed to request renewal will be expired. Page 2 September 2017 Streamlined Renewals --Mortgage Company Licensees, Registrants & Branches All companies holding a Mortgage Broker or Lender License or Registration in Georgia must submit a renewal request through NMLS between November 1 and December 1, 2017. The late renewal period is between December 2 and December 31, 2017; companies may be assessed a $300 late fee during this period. The NMLS Streamlined Renewal Process allows your company to conveniently manage the renewal of company, branch, and sponsored Mortgage Loan Originator (MLO) licenses through your organization's NMLS account. Attest to that fact and submit a renewal request through NMLS. Pay the required statutory license renewal fees and NMLS transaction fees (see fee information below). The NMLS Resource Center has valuable tools to assist in the NMLS 2018 Streamlined Renewal Process. Please visit the Annual Renewal Information page for more details. Actions Required: Records must be up to date at the time of renewal. Amendments to license information CANNOT be made through the renewal feature. If you need to make changes to a company, branch, or individual record before you attest to its accuracy for renewal, this must be done prior to submitting a renewal request through the Filing tab. It is strongly recommended that you submit updates immediately to allow sufficient time for review. Additionally, you should review license statuses and confirm that there are no outstanding license items that need to be cleared. NOTE: Waiting until November or December to submit amendments and/or clear outstanding license items will delay the approval of your renewal request. Easy Steps for Renewal: To complete a renewal request: Continue to meet all licensing requirements of the Georgia Residential Mortgage Act (O.C.G.A. 7-1-1000 et seq.) If your company continues to meet these requirements: ADDITIONAL INFORMATION REGARDING RENEWAL REQUIREMENTS Mortgage Call Report (MCR) Your company's MCR must be submitted through NMLS for the appropriate quarter(s). No MCR deficiencies can be outstanding. Your renewal request will not be approved if MCR filings are incomplete. NMLS Electronic Surety Bond Conversion and Bond Increase Your company will be required to convert currently issued "paper" bonds to an electronic surety bond (ESB) through NMLS by December 31, 2017. Bonds not converted by this deadline will prevent your renewal request from being approved. Refer to Page 5 of this publication for requirements related to ESB conversion and increased bond amounts required by December 31, 2017. Attestation Company and Individual Companies may log onto the NMLS website and complete the attestation process and request renewal starting November 1. Attestation is a company's legal certification that: (i) company and branch NMLS records are up to date, COMMONLY USED ACRONYMS CE -- Continuing Education Department -- Georgia Department of Banking and Finance ESB -- Electronic Surety Bond GRMA -- Georgia Residential Mortgage Act MCR -- Mortgage Call Report MLO -- Mortgage Loan Originator NMLS -- Nationwide Multistate Licensing System O.C.G.A. -- Official Code of Georgia Annotated September 2017 Page 3 Streamlined Renewals --Mortgage Company Licensees, Registrants & Branches (continued) (Continued from page 2) Renewal Submissions Deadlines (ii) renewal requirements have been satisfied, and (iii) the company meets all license renewal eligibility requirements. Companies are required to complete an attestation pertaining to company and branch renewal requests selected for submission each time the Company Renewals Cart is submitted. NOTE: Companies cannot attest to an individual's MLO license. Once attestation is complete, either the individual MLO or the sponsoring company can submit a renewal request for the license. Control Persons (Form MU2) do not need to attest to their record as part of a company's renewal submission. Renewing Sponsored MLOs If your company will be submitting and paying the renewal request for sponsored MLOs, you can submit the request(s) through the Renewal tab in NMLS. The individual must first attest that they continue to meet all licensing requirements, including all continuing education requirements, and that their record is up to date before you can request renewal of their license. Renewal requests may be submitted starting November 1 and should be submitted no later than December 1. If you have licenses you do not intend to renew, you must notify the Department by selecting the "Do Not Renew" option. NMLS WILL NOT ACCEPT RENEWAL SUBMISSIONS AFTER December 31, 2017 (EST). Please note the time zone difference of your location. Fees In addition to Georgia annual renewal fees, NMLS charges processing fees of $100 per company license, $20 per branch license, and $30 per loan originator license. These fees must be paid electronically through NMLS upon submission of the license renewal request. Processing fees cover NMLS' operations, including system access, financial statement functionality, access to reports, the ability to maintain and renew licenses, and call center support. Each individual is required to have completed 8 hours of Continuing Education prior to being able to submit their renewal request through NMLS. For information on available courses, see the Professional Standards section of the NMLS Resource Center. Georgia License Renewal Fees Mortgage Broker/Processor License or Registration Mortgage Lender License or Registration Mortgage Branch Approval Mortgage Loan Originator $400 annual renewal license fee $900 annual renewal license fee n/a $100 annual renewal license fee These fees must be paid electronically through NMLS upon submission of the license renewal request. Requests must be submitted by December 1, 2017 for a timely renewal. Renewal requests submitted on or after December 2nd will be considered late and may be subject to an additional $300 (Company Licensees and Registrations) or $100 (MLO) late renewal application fee that will be invoiced through NMLS. The above fees do not reflect NMLS processing fees. Page 4 September 2017 Streamlined Renewals --Mortgage Loan Originators All individuals holding a Georgia Mortgage Loan Originator License (MLO) with the Department must renew their license through NMLS between November 1 and December 1, 2017 if they wish to retain their license to conduct business in Georgia in 2018. The late renewal period is between December 2 and December 31, 2017; MLOs may be assessed a $100 late fee during this period. Records must be up to date at time of renewal. Amendments to your record CANNOT be made through the renewal feature. If you need to make changes to your record before you can attest to its accuracy, we strongly recommend submitting any necessary updates through the Filing tab immediately to allow sufficient time for the review of changes prior to renewal. In addition, you may wish to review your status and confirm that you have no outstanding license items that need to be cleared. NOTE: Waiting until November or December to submit amendments and/or clear outstanding license items may delay the approval of your renewal request. Renewal Requirements To complete a renewal request, you must continue to meet all licensing standards for Georgia. If you continue to meet these standards, the Department requires that you attest to the accuracy of your record, pay the renewal fees (see fee information below), and satisfy all outstanding license items upon submission of your renewal request through NMLS. Continuing Education You must have your eight (8) hours of Continuing Education (CE) complete prior to being able to renew your license through NMLS. Georgia's CE deadline is October 31, 2017; a $100 late CE fee may be assessed if the requirement is not met by the deadline. You will be prevented from renewing your license if you have not completed your CE requirements for 2017. Attestation and Renewal Request Submission Starting November 1, you must log into your NMLS account and attest to your record. Attestation is your legal certification that: (i) your NMLS record is up to date, (ii) renewal requirements have been completed, and (iii) you meet all renewal eligibility requirements. Once attested, either you or your sponsoring company can submit your renewal request. NMLS WILL NOT ACCEPT RENEWAL SUBMISSIONS AFTER December 31, 2017 (EST). Please note the time zone difference of your location. Fees In addition to the $100 annual renewal license fee that will be charged by Department, NMLS charges a processing fee of $30 which must be paid electronically through NMLS upon submission of the renewal request. If you have questions, please refer to Georgia's Renewal Checklist. Mortgage Call Report Reminder This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Third quarter data (July 1 September 30, 2017) must be filed through the NMLSR by November 14, 2017. Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Failure to file a timely MCR will also delay the processing of your renewal application. For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/ common/mcr/Pages/default.aspx September 2017 Page 5 Continuing Education Requirements for 2018 License Renewal: Reminder to Mortgage Loan Originators On or before October 31, 2017, mortgage loan originators ("MLOs") must obtain 8 hours of continuing education to renew their licenses for 2018. MLOs approved for licensure that obtained their prelicensing education ("PE") in 2017 DO NOT have to obtain continuing education for the 2018 license renewal. Continuing education obtained by MLOs for license renewal must be: taken for the required number of hours in the following areas of study: 3 hours in federal law and regulations: 2 hours in ethics, which shall include instruction on fraud, consumer protection and fair lending issues; 2 hours in training related to lending standards for the nontraditional loan product marketplace; and 1 hour in coursework that covers changes made to the Georgia Residential Mortgage Act, O.C.G.A. 7-1-1000, and its corresponding regulations. approved by the Nationwide Multistate Licensing System ("NMLS") and offered by an authorized person or entity; taken in a classroom setting or on-line; and, acquired on January 1, 2017, through October 31, 2017. To find out when and where necessary course work will be offered to satisfy Georgia's continuing education requirements, mortgage licensees should visit the NMLS website at http:// mortgage.nationwidelicensingsystem.org/profreq/ education/Pages/default.aspx. MLOs can check their course completion and compliance record in NMLS. NMLS Electronic Surety Bonds All new mortgage company applicants must utilize the Electronic Surety Bonds (ESB) feature through the NMLS to meet Georgia's surety bond requirements. For existing licensees, the conversion of paper bonds to an electronic surety bond must be completed no later than December 31, 2017. Please refer to the ESB for Licensees resources on NMLS found at: http:// mortgage.nationwidelicensingsystem.org/Pages/ ESBforNMLSLicensees.aspx. Refer to the Department's previous article about ESB conversion in our July 2017 newsletter for information about proper conversion and delivery of the ESB to the regulator. Surety Bond Increases Required by December 31st The increase in minimum bond coverage for brokers and lenders will be enforced on December 31, 2017, which coincides with the deadline to convert company surety bonds to an electronic format through NMLS. All licensed and registered mortgage brokers and lenders must have converted their paper bonds AND provided an electronic surety bond rider through the NMLS by December 31, 2017. Licensees that fail to convert their bonds or fail to meet the minimum surety requirements will be subject to expiration. On August 30, 2017, a System-placed license item was posted in NMLS for licensees that are required to increase their surety bond to comply with the above referenced law change but have not yet done so. As noted in the May 2017 Monthly Mortgage Summary, House Bill 143 increases the minimum bond coverage to $150,000 for a licensed or registered mortgage broker and $250,000 for a licensed or registered mortgage lender. Page 6 NAME EDU Home Loans James Bueckers Kadinn and Associates Ocwen Loan Servicing, LLC September 2017 Administrative Actions CITY ST ACTION TYPE Cumming GA Order to Cease and Desist Atlanta GA Order to Cease and Desist Atlanta GA Order to Cease and Desist West Palm Beach FL Consent Order FINAL 09/15/2017 09/21/2017 09/21/2017 09/28/2017 Fine Summary Information FINE REASON Advertising Background Checks Books and Records Change in Management Employment of a Felon Failure to Perform Background Check(s) Failure to Report Violations/Discharges Failure to Update NMLS GRMA Fees Paid Late COUNT 2 1 1 1 1 1 1 1 4 TOTAL 13 NDFI Outreach AND UPCOMING SPEAKING ENGAGEMENTS Deputy Commissioner for Non-Depository Financial Institutions Rod Carnes will be speaking at the Ameritrain Mortgage Institute on October 25th in Atlanta, GA. September 2017 Georgia Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655 Email: dbfmort@dbf.state.ga.us Visit us on the Web: dbf.georgia.gov Page 7 The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia. In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders, processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia. Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision. Our Vision is to be a willing and able partner with our regulated entities in order to support vibrant economic growth and prosperity in Georgia. Subscribe to this Publication This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. Notification is delivered to interested parties via e-mail. Licensee primary contacts are automatically subscribed to receive Department publications appropriate to their particular industry. If you would like to be added to our distribution list, please go to our homepage (dbf.georgia.gov) and look for the Stay Connected e-mail subscription box. This will take you to our new subscription service provided by GovDelivery (also known as Granicus). Notifications regarding subscriptions will originate from Department of Banking and Finance GADBF@public.govdelivery.com. MORTGAGE LOAN ORIGINATOR APPENDIX License Status Approved Denied Revoked Terminated Expired Terminated Ordered to Surrender Terminated Surrendered/Cancelled Definition The entity has an Approved license. The entity applied for a license and the reques t was Denied. The entity's licens e was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license s tatus is als o used for MLOs that were s us pended by adm inis trative action for failing to m eet Georgia's sponsorship requirement. An entity has been ordered to s urrender their approved licens e. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request. MLO ACTIVITY BY CURRENT LICENSE STATUS GRMA# NMLS# Approved Entity Name License Status Date Current Sponsoring Company Name (As of 10/01/2017) 340 24911 26573 27026 27124 28369 28494 28737 28962 30114 30827 31014 31484 31564 33121 36892 37292 37367 38084 38888 39410 41438 43192 43907 206366 30162 200697 186727 208226 146220 209405 171017 334390 292895 372400 389964 142899 823455 1011876 1012613 987413 928829 808805 339242 1071699 13080 1128622 Sheldon Allen Pinsker Matthew Kenning Julie Anna Wood Steven Alan Krasnoff Deborah Williams Nicole Lisa Van Gorder Krista Gay Anderson Jake House David James Perry Tomas Balatbat Catalan Jr Justin Leland Braun Philip Broxton Williams John Mark Sivori JESSICA MICHELLE SHERARD Michael Joseph Toledo John Michael McCown Megan Elizabeth Herbert Richard Kent Martin Larry Edwards Leah Nyokabi Githua Christopher Kent Drummond John Matthew Curtin Robert Lochridge Dycus 09/22/2017 First Guaranty Mortgage Corporation 09/06/2017 iFreedom Direct Corporation 09/01/2017 Movement Mortgage, LLC 09/29/2017 Angel Oak Mortgage Solutions LLC 09/05/2017 Guild Mortgage Company 09/28/2017 Quicken Loans Inc. 09/18/2017 Krista Gay Anderson 09/14/2017 Homestar Financial Corporation 09/14/2017 HomeBridge Financial Services, Inc. 09/21/2017 J.G. Wentworth Home Lending, LLC 09/26/2017 Fairway Independent Mortgage Corporation 09/08/2017 Finance of America Mortgage LLC 09/28/2017 Quicken Loans Inc. 09/15/2017 MiLend, Inc. 09/01/2017 NATIONS LENDING CORPORATION 09/06/2017 Broker Solutions, Inc. 09/13/2017 Ditech Financial LLC 09/05/2017 New Penn Financial, LLC 09/05/2017 Envoy Mortgage Ltd 09/28/2017 New Penn Financial, LLC 09/28/2017 MiLend, Inc. 09/21/2017 Carrington Mortgage Services, LLC 09/11/2017 Mortgage Research Center, LLC MLO Appendix 1 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 10/01/2017) 43959 44154 44764 48937 50274 50966 51525 52441 52901 53593 53868 54718 55589 55936 55982 56128 56995 57130 57149 57178 57273 57301 57308 57323 57333 57483 57560 57637 57686 57700 57735 57746 57751 57759 57783 57800 57802 147126 1012489 228908 399027 1427801 1471690 1053262 1478109 1526160 1011350 1545136 1562794 1446649 445932 1141884 135862 1631191 64378 1502260 1428392 1589055 1602001 1478887 1634079 116538 1481951 1638144 1478890 1589036 1638581 1635893 1638649 1627205 992562 1466885 986584 237090 Douglas Bruce Webb 09/06/2017 Allied Mortgage Group, Inc. Marcos Antonio Tovar 09/28/2017 Nationstar Mortgage LLC Michael Cawley 09/25/2017 Movement Mortgage, LLC Adam James Jenkins 09/15/2017 Ditech Financial LLC Zhouyan Zheng 09/01/2017 Broker Solutions, Inc. Alice Marie Tirrell 09/01/2017 Stearns Lending, LLC Jean M Day 09/18/2017 Paramount Residential Mortgage Group, Inc. Linda Audrey May Jordan 09/25/2017 Angel Oak Home Loans LLC Nicholas Joseph Harkins 09/25/2017 Freedom Mortgage Corporation Issa Walid Fakhouri 09/26/2017 Freedom Mortgage Corporation Ronald Lane Steen 09/13/2017 Impac Mortgage Corp. CHRISTINE MARIE ELLIOTT 09/28/2017 SoFI Lending Corp. George Edward Eastergard Jr. 09/15/2017 Mortgage Research Center, LLC Diane K Vance 09/14/2017 Fairway Independent Mortgage Corporation Miguel A. Aguayo 09/08/2017 Custom Mtg Inc Mario Flores 09/13/2017 Van Dyk Mortgage Corporation Russell Emanual Allen Jr. 09/18/2017 New Penn Financial, LLC Daniel Glass 09/05/2017 Residential Home Funding Corp. SONYA MICHELLE TRUITT 09/13/2017 Paramount Residential Mortgage Group, Inc. Jhamaar Najee Caldwell 09/05/2017 Freedom Mortgage Corporation DANIELLE PATRICE HOLLMAN 09/01/2017 Movement Mortgage, LLC Melissa Tara Schulz 09/01/2017 J.G. Wentworth Home Lending, LLC Benjamin Brian Shiflett 09/07/2017 1st Franklin Financial Corporation Tevin William Kirby-Stewart 09/15/2017 Freedom Mortgage Corporation Patrick Carlton 09/06/2017 First Guaranty Mortgage Corporation NICHOLAS JOHN CUNNINGHAM 09/06/2017 Quicken Loans Inc. Sara Aganovic 09/13/2017 Freedom Mortgage Corporation mary christina edwards 09/07/2017 1st Franklin Financial Corporation Jolene Marie Taylor 09/07/2017 iFreedom Direct Corporation Christian Mark Helwig 09/05/2017 Quicken Loans Inc. Eliana Yanina Alvarez 09/25/2017 J.G. Wentworth Home Lending, LLC Mark Charles Hirsch 09/06/2017 Quicken Loans Inc. Princess Chizoba Onyebuchi 09/06/2017 Vincent Charles Sottosanti 09/27/2017 Freedom Mortgage Corporation Charles Robert Arnn 09/13/2017 Paramount Equity Mortgage, LLC Tarik Kenyaktah Simon 09/08/2017 Paramount Residential Mortgage Group, Inc. Linda Sue Steele 09/05/2017 Live Well Financial, Inc. MLO Appendix 2 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 10/01/2017) 57810 57830 57838 57840 57841 57851 57860 57864 57865 57870 57873 57877 57879 57880 57881 57883 57884 57886 57888 57893 57895 57897 57898 57901 57902 57917 57925 57931 57936 57937 57938 57944 57945 57952 57953 57959 57960 862803 1639113 1631851 1645852 1441675 1638921 1626940 1639266 1646876 1639103 1638942 1649690 1654941 1654924 1654929 1654937 1654944 1626771 1654978 1643247 1654948 1633713 1654957 1639062 1654947 1537664 1638603 1638540 1650155 431125 811604 1638164 1638719 1638682 1638041 1510203 1639012 Deborah Garcia-Gratacos 09/05/2017 DEVAL LLC John Charles Christie 09/06/2017 Quicken Loans Inc. Stephen Mario Pompilio 09/25/2017 Ditech Financial LLC Christopher John Shifflett 09/27/2017 Contour Mortgage Corporation Addison Thomas Tollen 09/25/2017 Ditech Financial LLC Emily Paige Briggs 09/06/2017 Quicken Loans Inc. Bryan Garcia 09/08/2017 Quicken Loans Inc. Michael Daniel McKelvey 09/07/2017 Quicken Loans Inc. Lance Mendenhall 09/21/2017 Low VA Rates, LLC Theresa Marie Pfister 09/06/2017 Quicken Loans Inc. Joseph Charles Tribuzzo 09/08/2017 Quicken Loans Inc. Matthew S Wilt 09/27/2017 Longbridge Financial, LLC Nicole Victoria Altmark 09/01/2017 New Day Financial, LLC Isaiah Mitchell Anderson 09/01/2017 New Day Financial, LLC Mark Christopher Arenas 09/01/2017 New Day Financial, LLC Kwaku Osei Banahene 09/01/2017 New Day Financial, LLC Ryan Vincent Burns 09/01/2017 Victor Orlando Carvajal 09/01/2017 New Day Financial, LLC Ikenna Christopher Ejimonyeugwo 09/01/2017 New Day Financial, LLC Krysten dian Jackson 09/07/2017 Home Point Financial Corporation Samuel Sae Jong Lee 09/13/2017 New Day Financial, LLC Courteney Navarini 09/06/2017 Homeside Financial, LLC Billy Joe Nichols II 09/01/2017 New Day Financial, LLC Michael Stanley Ryniak 09/05/2017 Quicken Loans Inc. Daniel Joseph Shea 09/01/2017 New Day Financial, LLC Jamar Markell Jackson 09/25/2017 Quicken Loans Inc. Jillian Marlee Walker 09/06/2017 Quicken Loans Inc. Madeline Nicole Bohn 09/01/2017 Quicken Loans Inc. Joshua Adam Day 09/05/2017 loanDepot.com, LLC CHADWICK L HAGY 09/06/2017 iServe Residential Lending, LLC Kyle Huynh 09/13/2017 Intercontinental Capital Group, Inc. Elias Israel Munoz 09/01/2017 Digital Risk Mortgage Services, LLC Kyle Daniel Murphy 09/21/2017 Ditech Financial LLC Calvin Andrew Snedeker 09/08/2017 Quicken Loans Inc. Megan Louise Stoner 09/01/2017 New Day Financial, LLC Teresa Rose Fundaro 09/01/2017 Quicken Loans Inc. Christian Allen Gardner 09/01/2017 E Mortgage Management LLC MLO Appendix 3 of 11 GRMA# NMLS# Entity Name 57969 57974 57976 57984 57985 57991 57998 58002 58007 58008 58010 58012 58013 58015 58017 58018 58022 58023 58024 58025 58026 58027 58028 58029 58030 58031 58032 58033 58034 58035 58036 58038 58039 58040 58041 58042 58043 1648874 1578761 1643010 1638658 80405 1638628 613220 1630246 363564 1439816 1647728 1638142 1275190 1090798 1627145 1639109 1650274 1638653 1650352 1650561 1650222 1650824 1650524 1650581 1650542 1477226 1626973 1650217 1640090 1567475 1638585 1638635 1650293 1613553 1650410 1650376 1639078 YAO ROGER KOUASSI Rachel Ann Moloney Cristina Murray-Ortiz Demitrus Lamar Steen Tonya Lee VanWynsberg Brandon William Crawford Carol Ann Wells-Parker Ryne Bell Hader Mahmoodi Antonio Jose Martinez Matthew James Overton Matthew Dennis Reed Dustin Nathaniel Smith Joseph Leonardo Viganola Said Jaafar Youssef Jonathan Houghton Chapel Yousif Abdulrazzak Aljony Mohammed Ayad Alsaman Joshua Peter Bede Ryan Thomas Boljesic Michelle Deann Bollinger Cody Devin Boucher Endre Ellex Christmon Hussein Hassan Dakroub Ruth Janel Danielson Larry Paul Garcia Jr Collin James Geary Martin James Giannola Cristina Gomez Jacob Aaron Haupt Bryan Edward Hines Julian Jaku Namon Edward Jones Jr Philip Alexander Kaiser Braden Douglas Kelley Benjamin Daniel Lamers Jacob Hunter Leigh License Status Date Current Sponsoring Company Name (As of 10/01/2017) 09/14/2017 Alterra Group, LLC 09/01/2017 Quicken Loans Inc. 09/01/2017 DEVAL LLC 09/08/2017 Quicken Loans Inc. 09/08/2017 Movement Mortgage, LLC 09/01/2017 Quicken Loans Inc. 09/01/2017 Ditech Financial LLC 09/01/2017 Homeside Financial, LLC 09/01/2017 MCM Holdings, Inc. 09/13/2017 American Financial Network, Inc. 09/01/2017 DEVAL LLC 09/05/2017 Freedom Mortgage Corporation 09/26/2017 Wyndham Capital Mortgage, Inc. 09/05/2017 Residential Home Funding Corp. 09/14/2017 Quicken Loans Inc. 09/01/2017 Quicken Loans Inc. 09/01/2017 Quicken Loans Inc. 09/26/2017 Quicken Loans Inc. 09/08/2017 Quicken Loans Inc. 09/01/2017 Quicken Loans Inc. 09/01/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/28/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/01/2017 Caliber Home Loans, Inc. 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/25/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/15/2017 First Commonwealth Mortgage Corp. 09/06/2017 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. MLO Appendix 4 of 11 GRMA# NMLS# Entity Name 58044 58045 58046 58047 58048 58049 58050 58051 58052 58054 58057 58058 58059 58061 58062 58063 58064 58065 58066 58067 58069 58070 58072 58073 58075 58077 58078 58079 58080 58081 58082 58083 58084 58085 58086 58087 58089 1638560 1650101 1639154 1639192 1278249 1578775 448620 1505673 1639092 1638668 1638589 1633612 1629251 1646220 793722 1628697 1646286 1646238 1646233 1646234 1646277 835053 1643299 1592371 1054489 1646245 1646267 1638742 1646231 1646280 1646285 1646253 1646275 1527910 1646265 1646301 1646115 Artemis Loci Lauren Nichole Love Tiffany Ann Marshment Felipe Juan Martinez Savannah Dawn Moroz Marco Reid Nanni Huy Nguyen Hunter Porter George Arthur Rasmus Brian Alexander Staniszewski Nicholas Paul Wasinski James Russell Welch Jr. Dawn Allison Wilson Alexus Michelle Bird John F McSherry Keith Bjorklund Jason Zachary Bowen Adyaina Lucia Camiso Elena Rita Conway Joshua Mitchell Fernandez Thomas Andrew Forline Steve Michael Frederick Christopher Thomas Germain Douglas Michael Greer Anwar Makki Jaafar Erin Samantha Johnson Nicole Allison Landis Geoffrey Bannister Lareau Bonnie Mary Megan Masarik Dominic Frank Mazza Ryan Partick McNamee Joseph Cole Minnick Jia Breana Mitchell Alaa Ahmad Mubaslat Matthew Raymond Napkora Samuel Joseph Mate Nyako Jordan Michelle Pezzuto License Status Date Current Sponsoring Company Name (As of 10/01/2017) 09/06/2017 Quicken Loans Inc. 09/13/2017 Quicken Loans Inc. 09/08/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/15/2017 09/06/2017 Quicken Loans Inc. 09/01/2017 loanDepot.com, LLC 09/05/2017 Paramount Equity Mortgage, LLC 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/07/2017 MiLend, Inc. 09/01/2017 Intercontinental Capital Group, Inc. 09/11/2017 Freedom Mortgage Corporation 09/06/2017 Freedom Mortgage Corporation 09/01/2017 DHI MORTGAGE COMPANY, LTD. 09/11/2017 Freedom Mortgage Corporation 09/13/2017 Freedom Mortgage Corporation 09/25/2017 Freedom Mortgage Corporation 09/13/2017 Freedom Mortgage Corporation 09/25/2017 Freedom Mortgage Corporation 09/15/2017 LeaderOne Financial Corporation 09/13/2017 Home Point Financial Corporation 09/01/2017 HomeBridge Financial Services, Inc. 09/28/2017 Caliber Home Loans, Inc. 09/13/2017 Freedom Mortgage Corporation 09/13/2017 Freedom Mortgage Corporation 09/07/2017 Ditech Financial LLC 09/13/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Home Point Financial Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation MLO Appendix 5 of 11 GRMA# NMLS# Entity Name 58090 58091 58092 58093 58095 58096 58098 58099 58100 58105 58107 58108 58111 58112 58113 58115 58117 58119 58120 58121 58123 58127 58128 58129 58130 58131 58132 58133 58134 58135 58136 58137 58138 58140 58147 58148 58150 1646249 1334754 1646229 1634060 1646225 1646282 1634054 1638674 1540222 1650547 1643296 1650608 1650807 1387836 1650338 1655827 1012501 1073939 1435906 1648761 1236313 1072064 183682 1650372 1414077 1651332 1639822 1513815 1650259 1030517 1639474 1440816 1638604 1072724 204227 1541777 1650198 Garrett Lewis Poehler Claudius Norman Ram Jr Sebastian Ramirez Miles Dominique Richardson Elizabeth Robin Ryan Zachary Ryan Shope Kenneth Bradford Sosnowski Thomas Alan Stalter Derek Anthony Towns Fanar Al-Furat Al-Asady Hirbod Aaron Bahadori Jacob Jeffrey Bono Carl Walter Hay Bradley Steven Kress Joseph Slater Lemley Jennifer Lewis Morgan Kimbrough McGeoy Jason Frank Therien Codi Marie Trabue Taylor Michael Trupia Andrew Joseph Almenar Jack Reed Colston Wayne gregory Dowdy Ryan Mitchell Erb Nicole Leigh Gottlieb Roy Nathaniel Hanks KYUNG MIN LEE WAN QING LIU Patrick James Mandelik Nauman Mubashar JustinBlake Ayombo Ogunbase John Franklin Schaller Dylan James Schulze Mark Thomas Sisterman Raven Nicholle Monti Steven Undrae Blakley Alexander James Forsyth License Status Date Current Sponsoring Company Name (As of 10/01/2017) 09/14/2017 Freedom Mortgage Corporation 09/18/2017 American Advisors Group 09/21/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/14/2017 Freedom Mortgage Corporation 09/18/2017 Freedom Mortgage Corporation 09/06/2017 Quicken Loans Inc. 09/06/2017 Quicken Loans Inc. 09/08/2017 Quicken Loans Inc. 09/14/2017 Home Point Financial Corporation 09/07/2017 Quicken Loans Inc. 09/08/2017 Quicken Loans Inc. 09/25/2017 Quicken Loans Inc. 09/08/2017 Quicken Loans Inc. 09/05/2017 Dwight G. Lewis 09/08/2017 Homeward Residential, Inc. 09/08/2017 Homeward Residential, Inc. 09/08/2017 Mortgage Research Center, LLC 09/05/2017 Post Creek Mortgage, LLC 09/27/2017 Provident Funding Associates, L.P. 09/11/2017 Carrington Mortgage Services, LLC 09/07/2017 Paramount Residential Mortgage Group, Inc. 09/14/2017 Quicken Loans Inc. 09/11/2017 Carrington Mortgage Services, LLC 09/14/2017 Quicken Loans Inc. 09/06/2017 Dream Loanz, Inc. 09/15/2017 Provident Funding Associates, L.P. 09/14/2017 Quicken Loans Inc. 09/11/2017 09/26/2017 Quicken Loans Inc. 09/18/2017 Low VA Rates, LLC 09/14/2017 Quicken Loans Inc. 09/14/2017 E Mortgage Management LLC 09/14/2017 Taylor Morrison Home Funding, LLC 09/15/2017 Mortgage Research Center, LLC 09/15/2017 Quicken Loans Inc. MLO Appendix 6 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 10/01/2017) 58151 58153 58154 58156 58158 58159 58162 58163 58166 58170 58171 58172 58173 58175 58176 58177 58178 58180 58181 58182 58183 58187 58188 58189 58190 58193 58196 58197 58198 58199 58200 58202 58203 58204 58206 58207 58208 1651479 1586234 1655268 272378 1631575 1643251 1656656 1594184 1648171 1646260 1554177 1597429 1625600 1630644 1656036 1646406 448327 1652473 1650383 1662422 1638787 1052442 1620874 1651493 1530897 1615117 1503915 1639569 1628384 1446509 1650541 1654822 1646574 1650205 1542093 1650554 1655383 Michael David Giacobbe Jr. 09/18/2017 Guaranteed Rate, Inc. Christopher Michael Hoffman 09/28/2017 New Day Financial, LLC Kieran Matthew Kelly 09/18/2017 Freedom Mortgage Corporation Amy M Loerzel 09/28/2017 loanDepot.com, LLC Noelle Marie Morris 09/07/2017 MiLend, Inc. Allen Chukwuemeka Obi 09/14/2017 Home Point Financial Corporation Corrie Dawn Pottle 09/21/2017 HomeBridge Financial Services, Inc. Hannah Smith Schaeffer 09/28/2017 New Day Financial, LLC Andrea Lynn Allen 09/14/2017 Mortgage Research Center, LLC Vitowe Mkandawire 09/15/2017 Freedom Mortgage Corporation Emmanuel Seyi Akinbolaji 09/28/2017 New Day Financial, LLC Zachary John Behrik 09/15/2017 Quicken Loans Inc. Erich Vincent Boerner 09/18/2017 Security America Mortgage, Inc. Matthew Charles Costanza 09/22/2017 Reverse Mortgages.com, Inc. Jhennyfer Carolina Davila 09/08/2017 Homestar Financial Corporation Emilie Ann Halvorsen 09/27/2017 Movement Mortgage, LLC Gregory William Hirsch 09/15/2017 New Penn Financial, LLC Robert Wolford Jones 09/15/2017 Altisource Fulfillment Operations, Inc. Nichole Elizabeth Kulhanek 09/26/2017 Quicken Loans Inc. Emily Paige Meek 09/08/2017 Southeast Mortgage of Georgia, Inc. Fauzie Mohamed Saad 09/28/2017 Quicken Loans Inc. Jeremy Michael Streicher-Martinez 09/18/2017 Quicken Loans Inc. Neil Anders Swanson 09/25/2017 HomeBridge Financial Services, Inc. Carol Perry Viamonte 09/25/2017 Guaranteed Rate, Inc. Michael Francis Wilson 09/15/2017 Mortgage Research Center, LLC Tareik Emad Awada 09/18/2017 Quicken Loans Inc. Gina Marie Carnrike 09/11/2017 DHI MORTGAGE COMPANY, LTD. Aaron Douglas Cook 09/18/2017 Quicken Loans Inc. Brooke Nicole Frazer 09/18/2017 Quicken Loans Inc. Wendy S. Graves 09/18/2017 Polaris Home Funding Corp. Erica Erin Gunaca 09/18/2017 Quicken Loans Inc. Michael Edward Jarrell Mr 09/18/2017 New Penn Financial, LLC Shane William Johnson 09/15/2017 Homeside Financial, LLC Maher Nazih Khatib 09/18/2017 Quicken Loans Inc. Kendra Lorraine Ledsam 09/18/2017 Nationstar Mortgage LLC Fred August Lorenz III 09/18/2017 Quicken Loans Inc. Zachery Tyler Lounder 09/11/2017 Homestar Financial Corporation MLO Appendix 7 of 11 GRMA# NMLS# Entity Name 58211 58212 58213 58214 58216 58217 58218 58219 58220 58221 58222 58223 58224 58225 58226 58228 58229 58230 58231 58233 58234 58236 58237 58238 58239 58241 58242 58243 58245 58246 58248 58249 58250 58251 58252 58253 58254 1626627 1417622 1645670 1648541 1650606 1650304 1603583 359780 1645578 214849 1650486 1472078 834494 1480253 1016257 1646492 1655266 1536666 1656744 1650251 1654291 1647848 1659177 1248249 1656304 1655507 1654289 1628413 1654125 1655322 1058877 1655358 433431 1654154 1658326 1654155 1650727 Arthur Lee Simpson Jr Bao-Long Duc Ta Anthony Norris Wheeler Jr Rocky Tyler Young Jacob Andrew Boljesic Nathan Russell Cichowicz Joseph Edward Cook Maria Ann Donizetti Scott Drakeley Fernald Joseph Michael Fink Bradley Mark Freeman Cory Edward Hammock Ray Fontaine Henderson Sara Jean Kim Rory Scott Porter Paul Esteban Santiago Wayne Anthony Smith Karen Perry Atkins Scott Edward LeClaire Nicole Danielle Chisholm Benjamin Contreras JR Garrett Lee Dalton Michael Francis Dohm Jr Kristen Ann Fay Miranda Faith Firey Karla Gomez Salinas Jenna Brianne Halvorson Marscha Dagmar Irene Hornis Tiffany Danielle Joyner Joseph Michael Lawrence David Neiman Zachary Ryan Nelson Shelley Jane Nester Jose Gustavo Quintana Neecon Raji Derek Austin Reid Blakely Gayle Seay License Status Date Current Sponsoring Company Name (As of 10/01/2017) 09/15/2017 Homeside Financial, LLC 09/21/2017 Loanleaders of America, Inc. 09/07/2017 HomeBridge Financial Services, Inc. 09/15/2017 21st Mortgage Corporation 09/18/2017 Quicken Loans Inc. 09/18/2017 Quicken Loans Inc. 09/25/2017 Quicken Loans Inc. 09/21/2017 Fairway Independent Mortgage Corporation 09/18/2017 Fay Servicing, LLC 09/18/2017 Carrington Mortgage Services, LLC 09/21/2017 Quicken Loans Inc. 09/21/2017 Quicken Loans Inc. 09/21/2017 TJC Mortgage, Inc. 09/25/2017 Prime Home Loans, Inc 09/18/2017 iFreedom Direct Corporation 09/18/2017 PennyMac Loan Services, LLC 09/29/2017 Freedom Mortgage Corporation 09/07/2017 HomeBridge Financial Services, Inc. 09/21/2017 CountryPlace Mortgage, Ltd. 09/21/2017 Quicken Loans Inc. 09/19/2017 loanDepot.com, LLC 09/29/2017 CityWorth Mortgage LLC 09/25/2017 Low VA Rates, LLC 09/19/2017 Freedom Mortgage Corporation 09/19/2017 loanDepot.com, LLC 09/19/2017 loanDepot.com, LLC 09/19/2017 loanDepot.com, LLC 09/21/2017 Quicken Loans Inc. 09/19/2017 loanDepot.com, LLC 09/19/2017 loanDepot.com, LLC 09/19/2017 loanDepot.com, LLC 09/25/2017 loanDepot.com, LLC 09/15/2017 Platinum Financial Funding, LLC 09/19/2017 loanDepot.com, LLC 09/20/2017 loanDepot.com, LLC 09/20/2017 loanDepot.com, LLC 09/14/2017 WR Starkey Mortgage, LLP MLO Appendix 8 of 11 GRMA# NMLS# Entity Name 58255 58257 58258 58259 58261 58264 58265 58266 58267 58268 58269 58270 58271 58273 58274 58275 58276 58294 58296 58297 58302 58304 58305 58308 58309 58311 58315 58316 58322 58325 58328 58330 58331 58332 58333 58335 58336 1654909 1656840 1654138 1652805 1638955 1654283 1659262 1332734 1650738 1661847 1086794 1651329 1650214 88627 1638572 1497017 1650401 1375421 1575749 1598526 1624945 1572296 1644914 76305 193489 959147 1655038 1613989 1055054 1650003 1460979 1607412 1563984 1431517 1556627 1620460 1660911 Robert Junior Serna Travis Han Tran Michael Morris Vinnitsky Zachary Scott von der Linden Chadd Jonathan Williamson Salvador Amezcua Jennifer Ann Bartlett-Phelps Ali Issam Berry Brian James Brandenstein Michelle Doris Brown Alanna Leise Cohen Katie June Donnelly Michael Arthur Edwards DONNA RANKINS GILMORE Gjon Jonny Gjelaj Matthew Aron Goldberg Noah David Grulke Kyle Christian Rasmussen Veronica A Soto Escudero Darren Antuane Stover Justin Akins Suren Aydinyan Justin Anthony Barrientos Dwight D Crawford Isaac David Deschaine Arman Dounel Diana M Fernandez Kevin Fogg John Calvin Kim Brandon Michael Mischler Mahuampy S Parra-Aducchi Angela Faye Porter Clinton Mark Powell Shane Isaac Roddy Lawrence Saint-Ledger Tyson II John Vincent Zalikowski Ashley Marie Adams License Status Date Current Sponsoring Company Name (As of 10/01/2017) 09/20/2017 loanDepot.com, LLC 09/25/2017 loanDepot.com, LLC 09/20/2017 loanDepot.com, LLC 09/21/2017 loanDepot.com, LLC 09/29/2017 Quicken Loans Inc. 09/21/2017 loanDepot.com, LLC 09/22/2017 Finance of America Reverse LLC 09/29/2017 Quicken Loans Inc. 09/29/2017 Quicken Loans Inc. 09/08/2017 American Advisors Group 09/22/2017 Caliber Home Loans, Inc. 09/29/2017 Quicken Loans Inc. 09/29/2017 Quicken Loans Inc. 09/27/2017 Loan Simple, Inc. 09/29/2017 Quicken Loans Inc. 09/29/2017 Quicken Loans Inc. 09/29/2017 Quicken Loans Inc. 09/22/2017 RoundPoint Mortgage Servicing Corporation 09/22/2017 Homestar Financial Corporation 09/14/2017 Waterside Mortgage 09/19/2017 1st Franklin Financial Corporation 09/25/2017 loanDepot.com, LLC 09/25/2017 PennyMac Loan Services, LLC 09/25/2017 New Penn Financial, LLC 09/25/2017 New Penn Financial, LLC 09/25/2017 PennyMac Loan Services, LLC 09/22/2017 Homestar Financial Corporation 09/25/2017 New Penn Financial, LLC 09/25/2017 loanDepot.com, LLC 09/25/2017 loanDepot.com, LLC 09/25/2017 Alterra Group, LLC 09/25/2017 Carrington Mortgage Services, LLC 09/25/2017 loanDepot.com, LLC 09/26/2017 loanDepot.com, LLC 09/26/2017 loanDepot.com, LLC 09/26/2017 loanDepot.com, LLC 09/19/2017 MiLend, Inc. MLO Appendix 9 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 10/01/2017) 58343 1636350 Ansley Mariah Barclay 09/18/2017 Homestar Financial Corporation 58364 1654913 Clara Culpepper Flynn 09/21/2017 MiLend, Inc. 58367 1658707 Zachary Edwin Gainey 09/19/2017 MiLend, Inc. 58387 1649125 Devina Elizabeth Jones-Vargas 09/19/2017 MiLend, Inc. 58395 1638344 Sean Hyeong Un Lee 09/21/2017 Prime Home Loans, Inc 58397 41619 David George Lenze 09/18/2017 Primary Residential Mortgage, Inc. 58401 1661918 Reid Adams Maynard 09/19/2017 MiLend, Inc. 58402 1653995 Spencer DeWitte Mealor 09/19/2017 MiLend, Inc. 58408 442330 Andrew Lee Passmore 09/18/2017 Movement Mortgage, LLC 58413 1662126 Nelson Alexander Saldana 09/19/2017 MiLend, Inc. 58416 963252 Caroline Reaves Smith 09/18/2017 Fairway Independent Mortgage Corporation 58417 545225 James Nunnally Smith 09/19/2017 Fairway Independent Mortgage Corporation 58419 1479915 Karen Esquillo Soriano 09/26/2017 Caliber Home Loans, Inc. 58424 1205994 Kimberly Ann Walker 09/18/2017 Corridor Mortgage Group, Inc. 58427 1655004 John Ross Woomer 09/19/2017 MiLend, Inc. 58436 1643170 DONNA LATISHA EDMOND 09/21/2017 Bay Equity LLC 58440 161821 Michael Anthony Hobbs 09/18/2017 Everett Financial, Inc. 58451 1625225 Jaroslav Verner 09/20/2017 Equity Prime Mortgage LLC 58461 1659101 Joshua Steven DeLancey 09/21/2017 Commerce Home Mortgage, Inc. 58519 1638093 Betina Shannell Wright-Roberts 09/28/2017 Homestar Financial Corporation 58589 866307 Nicole Marie Valdez 09/28/2017 Fairway Independent Mortgage Corporation Denied 6 50566 53509 54938 54988 55718 56008 115491 1540988 1572891 1224853 1289510 1520300 Cori Leigh-Ann James Willie Cortez Hindman Joshua Ryan Hildreth William Patrick Slater Ryan Lynn Wallace Vanessa Renee Marr 09/08/2017 09/08/2017 09/08/2017 09/08/2017 09/08/2017 09/08/2017 MLO Appendix 10 of 11 GRMA# NMLS# Entity Name Terminated - Surrendered/Cancelled License Status Date 25548 33035 35817 38517 42926 44790 45300 45489 48181 48215 49070 49827 50114 51168 51208 52111 54452 55594 55839 56134 243154 782193 861280 188474 1076431 1247872 231215 1139866 1409094 1247847 1312316 1376926 1459489 511837 1117370 1503854 1561922 1599257 392881 1023523 Christina K Chapman 09/28/2017 Bruce O'Keith Turner 09/11/2017 Ryan Mathew Stallsmith 09/25/2017 Gerald Samuel Mindel 09/13/2017 Stephanie Lynn Boji 09/27/2017 Chase Dean Tennant 09/25/2017 Joanna Marie Roberts 09/13/2017 Rachel Miriam Ableser 09/25/2017 Oliver Beauregard Woosck 09/19/2017 Michael Lloyd Stiffler Jr 09/25/2017 Daniel Jerry Krebiehl 09/29/2017 Jayne-Alexandre Walters Walendz 09/29/2017 Michael Cameron Gruber 09/01/2017 BRYAN MADDEX 09/22/2017 Michael Daniel Komaromi 09/01/2017 Kelsey Ann Summers 09/18/2017 Connor John Swartz 09/07/2017 Ryan Edward James 09/07/2017 Karapet Boyadjian 09/20/2017 Pranithi Arjun Shetty 09/18/2017 Current Sponsoring Company Name (As of 10/01/2017) 20 MLO Appendix 11 of 11 MORTGAGE COMPANY APPENDIX License Status Approved Denied Revoked Terminated Expired Terminated Ordered to Surrender Terminated Surrendered/Cancelled Definition The entity has an Approved license. The entity applied for a license and the reques t was Denied. The entity's licens e was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license s tatus is als o used for MLOs that were s us pended by adm inis trative action for failing to m eet Georgia's sponsorship requirement. An entity has been ordered to s urrender their approved licens e. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request. MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS GRMA# NMLS# Company Name Date License Name City Approved 24236 209434 Krista Gay Anderson 54640 1556995 Custom Mtg Inc 55745 56736 57193 1094582 1591407 1641305 LoanStar Home Loans, LLC MCP Asset Company, Inc. Access Loans & Financing LLC 57593 1643634 Masters Home Mortgage LLC 58192 1635519 Magnolia Home Loans, LLC Terminated - Surrendered/Cancelled 7012 2510 HSBC Mortgage Services Inc. 16984 3296 Prospect Mortgage, LLC 24204 189224 Home Retention Services, Inc. 35752 2504 Household Finance Corporation III 38373 1063386 CitiFinancial Servicing LLC 09/18/2017 09/08/2017 09/28/2017 09/14/2017 09/15/2017 09/15/2017 09/18/2017 GA Mortgage Broker/Processor License/Registration GA Mortgage Broker/Processor License/Registration GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration GA Mortgage Broker/Processor License/Registration GA Mortgage Broker/Processor License/Registration GA Mortgage Broker/Processor License/Registration Dublin Encino Portland New York lilburn Atlanta Atlanta 09/15/2017 09/26/2017 09/19/2017 09/15/2017 09/25/2017 GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration Brandon Sherman Oaks Houston Brandon O'Fallon State 7 GA CA OR NY GA GA GA 5 FL CA TX FL MO Mortgage Company Appendix 1 of 1