Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division Monthly Summary of Mortgage Activities for the Period Ending December 2017 Inside this Issue: Georgia 2 Residential Mortgage Act (GRMA) Per Loan Fees Mortgage Call 2 Report Reminder 2018 State 3 Holidays Fine Summary 3 Information Appendices: Mortgage Company Activity by License Status Mortgage Loan Originator Activity by License Status 2018 License/Registration Renewal Period Has Ended The Annual License/Registration Renewal Period for 2018 has ended. A licensee/ registrant that has a complete renewal application (i.e., renewal application filed, and all fines and renewal fees paid) pending through the Nationwide Multistate Licensing System as of December 31, 2017, can continue to work as a mortgage loan originator, mortgage broker or mortgage lender unless and until there is a surrender/withdrawal of the license/registration or a final order of denial or revocation is issued by the Department. If a mortgage licensee/registrant did not file an application for renewal by December 31, 2017, the license/registration expired by operation of law effective January 1, 2018, and the licensee/registrant must reapply through the NMLS. Renewal applicants with incomplete applications (e.g., unpaid fines/fees, license items) will be expired during the month of January 2018. Broker and Lender licensees in an expired status may not conduct Georgia mortgage activity. Mortgage Loan Originators in an expired status may not conduct origination activity for Georgia loans. RENEWAL REQUEST PENDING -- COMPANIES AND INDIVIDUALS -- Does your license have a renewal request pending? If so, please check your NMLS record for any deficiencies or license items placed by the Department. No renewal request will be approved with outstanding license items. Many licensees that have not yet been approved owe fines and fees check your NMLS record to see if your renewal is being delayed due to unpaid fines and fees. Fines and fees must be paid through the NMLS Agency Fee Invoice. Please see the following links for information on how to pay the Agency Fee Invoice in NMLS. For an Individual: http://mortgage.nationwidelicensingsystem.org/licensees/resources/ LicenseeResources/Paying%20an%20Invoice_I.pdf For a Company: http://mortgage.nationwidelicensingsystem.org/licensees/resources/ LicenseeResources/Paying%20an%20Invoice_C.pdf Page 2 December 2017 Georgia Residential Mortgage Act (GRMA) Per Loan Fees Pursuant to O.C.G.A. 7-1-1011(b) and Department Rule 80-5-1-.04, GRMA per loan fees ("GRMA fees") are required to be collected and remitted by the collecting agent, which is the entity "listed as the secured party on a security deed or any other loan document." This requirement exists to ensure that each collecting agent is given proper credit for remitting the required GRMA fees. The fees along with a fee statement indicating the number of mortgage loans closed by the collecting agent shall be remitted semiannually to the Department through its online reporting and payment system located at: https:// bkgfin.dbf.state.ga.us/GRMAFee.html. If done properly, the use of this payment system should eliminate any findings by the Department that the collecting agent did not remit all of the required fees. GRMA fees, along with the fee statement, should be remitted as follows: GRMA fees for the period from January 1 through June 30 of each year shall be remitted to the Department no later than the first business day of September; GRMA fees for the period from July 1 through December 31 of each year shall be remitted to the Department no later than the first business day of March of the following year. Though collecting agents may use third parties to remit the fees and the fee statement to the Department, the collecting agent is still the person responsible for remittance of GRMA fees. Failure of a collecting agent or its third party remitter to timely remit the GRMA fees along with the corresponding fee statement via the online reporting and payment system may result in the imposition of a fine. The Department may return any future paper checks received for GRMA fees and, in such case, will not treat the payment as a timely remittance. The Department encourages each collecting agent to take advantage of the convenience of directly submitting the payment and the statement online to avoid the costs associated with paper checks as well as possible fines. Mortgage Call Report Reminder This is a reminder that the Mortgage Call Report required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Fourth quarter data (October 1 December 31, 2017) must be filed through the NMLSR by February 14, 2018. For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/ common/mcr/Pages/default.aspx Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Even if there is no activity to report, companies must file the MCR by the deadline to avoid being fined. COMMONLY USED ACRONYMS CE -- Continuing Education Department -- Georgia Department of Banking and Finance ESB -- Electronic Surety Bond GRMA -- Georgia Residential Mortgage Act MCR -- Mortgage Call Report MLO -- Mortgage Loan Originator NMLS -- Nationwide Multistate Licensing System O.C.G.A. -- Official Code of Georgia Annotated December 2017 Page 3 2018 State Holidays Please refer to the following document link -- http://team.georgia.gov/wp-content/uploads/2017/07/2018-StateHolidays-memo-07.12.17.pdf -- for a list of the dates in 2018 proclaimed by the Governor as public and legal state holidays when the Capitol and all State agencies will be closed. Fine Summary Information FINE REASON Advertising Background Checks Books & Records Failure to Perform Background Check Loan Files Not Properly Maintained COUNT 3 1 1 2 1 TOTAL 8 HOLIDAY CLOSING This is a reminder that the Department will be closed on Monday, January 15th for Martin Luther King, Jr.'s Birthday. Page 4 Georgia Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655 Email: dbfmort@dbf.state.ga.us Visit us on the Web: dbf.georgia.gov December 2017 The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia. In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders, processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia. Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision. Our Vision is to be a willing and able partner with our regulated entities in order to support vibrant economic growth and prosperity in Georgia. Subscribe to this Publication This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. Notification is delivered to interested parties via e-mail. Licensee primary contacts are automatically subscribed to receive Department publications appropriate to their particular industry. If you would like to be added to our distribution list, please go to our homepage (dbf.georgia.gov) and look for the Stay Connected e-mail subscription box. This will take you to our new subscription service provided by GovDelivery (also known as Granicus). Notifications regarding subscriptions will originate from Department of Banking and Finance GADBF@public.govdelivery.com. MORTGAGE COMPANY APPENDIX License Status Approved Denied Revoked Terminated Expired Terminated Ordered to Surrender Terminated Surrendered/Cancelled Definition The entity has an Approved license. The entity applied for a license and the reques t was Denied. The entity's licens e was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license s tatus is als o used for MLOs that were s us pended by adm inis trative action for failing to m eet Georgia's sponsorship requirement. An entity has been ordered to s urrender their approved licens e. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request. MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS GRMA# NMLS# Company Name Date License Name City Approved 24053 183215 56755 24055 57194 836792 58168 343833 Homespire Mortgage Corporation First California Mortgage Company Approved Mortgage Source, LLC Family Mortgage, Inc 58611 58787 58815 58936 58993 59018 59019 1670859 8115 958660 237710 1138066 991397 331734 EMPOWER MORTGAGE LENDING, INC Home America Lending Corp. A&D Mortgage LLC Power Choice Mortgage, Inc. Sindeo, Inc. Lenda, Inc. Hypotec Inc. 12/19/2017 GA Mortgage Lender License/Registration Gaithersburg 12/01/2017 GA Mortgage Lender License/Registration Petaluma 12/20/2017 GA Mortgage Lender License/Registration Orange City 12/04/2017 12/04/2017 GA Mortgage Broker/Processor License/Registration GA Mortgage Broker/Processor License/Registration Las Vegas Sugar Land 12/05/2017 GA Mortgage Lender License/Registration Patchogue 12/04/2017 GA Mortgage Lender License/Registration HOLLYWOOD 12/04/2017 GA Mortgage Lender License/Registration Aliso Viejo 12/19/2017 GA Mortgage Lender License/Registration San Francisco 12/19/2017 GA Mortgage Lender License/Registration San Francisco 12/04/2017 GA Mortgage Lender License/Registration Miami State 11 MD CA FL NV TX NY FL CA CA CA FL Mortgage Company Appendix 1 of 2 GRMA# NMLS# Company Name Terminated - Surrendered/Cancelled 5888 42891 Household Realty Corporation 14335 2048 Beneficial Financial I Inc. 23751 166955 Brian D Brakefield 28174 280795 28620 291391 Bayview Opportunity Master Fund IIb, L.P. WL TANNER ENTERPRISES, INC 34735 53892 896993 1567635 RiverSource Life Insurance Company 4 Sight Consulting Group, LLC Date License Name City 12/13/2017 12/13/2017 12/01/2017 12/19/2017 GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration GA Mortgage Broker/Processor License/Registration GA Mortgage Lender License/Registration Brandon Brandon McDonough Coral Gables 12/28/2017 12/27/2017 12/21/2017 GA Mortgage Broker/Processor License/Registration GA Mortgage Lender License/Registration GA Mortgage Broker/Processor License/Registration baxley Minneapolis Athens State 7 FL FL GA FL GA MN GA Mortgage Company Appendix 2 of 2 MORTGAGE LOAN ORIGINATOR APPENDIX License Status Approved Denied Revoked Terminated Expired Terminated Ordered to Surrender Terminated Surrendered/Cancelled Definition The entity has an Approved license. The entity applied for a license and the reques t was Denied. The entity's licens e was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license s tatus is als o used for MLOs that were s us pended by adm inis trative action for failing to m eet Georgia's sponsorship requirement. An entity has been ordered to s urrender their approved licens e. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request. MLO ACTIVITY BY CURRENT LICENSE STATUS GRMA# NMLS# Entity Name Approved 25947 26050 28960 30303 33342 34852 35630 37471 37941 38537 38655 39586 39604 40944 41081 41714 42540 43297 44467 45451 46009 46776 47779 262671 269336 18633 208951 823867 422374 364180 1040079 1011965 1031834 300831 904403 980302 866850 96895 190448 222291 1195121 1178069 156005 1295928 1319672 1375789 Dennis John Ritz David Thomas Drake Ja'Neen L Gore Honam Rodriguez Hassan Rasool Khokhar Nathan Stephen Judd Scott Andrew Tripp Nicole Grace Love Alice Kathleen Carmack Michael Steven Friedman Frank Jokic Darryl Alan Rountree Brandon Haggard Arguelles Andrea Antoinette Cloud Joseph Christopher Kearney Kathleen Ann Broquet Elagene Flack Trostle John David Payne E-Miller Joseph Dugalech Christopher William Smythurst Dasheila Marie Moreland Larinda Darlene Turner Vanessa Mairy Cholagh License Status Date Current Sponsoring Company Name (As of 01/02/2018) 284 12/28/2017 Mortgage Research Center, LLC 12/20/2017 MiLend, Inc. 12/15/2017 Broker Solutions, Inc. 12/13/2017 Alterra Group, LLC 12/14/2017 Guidance Residential, LLC 12/07/2017 JFQ Lending, Inc. 12/04/2017 A&D Mortgage LLC 12/28/2017 Atlantic Bay Mortgage Group, L.L.C. 12/01/2017 First California Mortgage Company 12/13/2017 Sierra Pacific Mortgage Company, Inc. 12/19/2017 US Mortgage Corporation 12/19/2017 Caliber Home Loans, Inc. 12/11/2017 Digital Risk Mortgage Services, LLC 12/07/2017 Paramount Equity Mortgage, LLC 12/13/2017 Angel Oak Home Loans LLC 12/13/2017 Angel Oak Home Loans LLC 12/01/2017 Southeast Mortgage of Georgia, Inc. 12/13/2017 Towne Mortgage Company 12/11/2017 Quicken Loans Inc. 12/20/2017 Specialized Loan Servicing LLC 12/05/2017 Mortgage Assurance, Inc. 12/28/2017 US Mortgage Corporation 12/22/2017 Quicken Loans Inc. MLO Appendix 1 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 01/02/2018) 49663 50563 52642 52882 53642 54692 55896 56368 56395 56468 56570 56584 56898 57729 58071 58097 58194 58247 58307 58455 58509 58534 58568 58672 58729 58849 58876 58880 58894 58896 58910 58921 58931 58948 58967 58976 58977 1312405 1460799 93308 901338 1029060 212099 1425009 201471 856800 381899 207322 1056320 1387689 21082 1638566 1646240 442342 1661902 506622 1599074 1525854 206734 1632318 674071 1649922 1646379 1047104 1646372 1682322 1510312 1554741 1609341 448406 1593667 1675920 1556100 1646368 Brian James Ridenour 12/14/2017 loanDepot.com, LLC Brett David Whiteside 12/04/2017 Freedom Mortgage Corporation Craig Russell Petit 12/07/2017 iFreedom Direct Corporation Robert Dean Wunderlich 12/13/2017 Prime Mortgage Lending, Inc. RONNIE LEVON TIMMONS 12/19/2017 SHARLENE REESE MERCIER 12/04/2017 EMPOWER MORTGAGE LENDING, INC yiqin tan 12/04/2017 Family Mortgage, Inc Todd Charls Sheinin 12/19/2017 Homespire Mortgage Corporation Scott Christopher Denissen 12/04/2017 Prime Choice Funding Inc. John Waltman Wallace 12/06/2017 Corridor Mortgage Group, Inc. Jeffrey A Dulla 12/06/2017 United Home Loans, Inc. Carl Stanley Petersen 12/14/2017 Julie Bradshaw Russell 12/14/2017 Mortgage Assurance, Inc. Clint Austin Stroble 12/04/2017 Caliber Home Loans, Inc. Marc Nathan Geraci 12/13/2017 Quicken Loans Inc. Peter Jerry Sitaras 12/13/2017 Freedom Mortgage Corporation Richard Lee Bodine 12/11/2017 On Q Financial, Inc. Jordan Carrington Masters 12/05/2017 CityWorth Mortgage LLC Eileen G Burke 12/07/2017 Open Mortgage, LLC Lucas Dwane Baker 12/08/2017 First Mortgage Solutions, LLC Helena Marie Chapman 12/05/2017 R M K Financial Corp. Quine Morales 12/07/2017 R M K Financial Corp. Josh McGinnis 12/06/2017 Movement Mortgage, LLC Christopher C Noury Mr. 12/04/2017 MiLend, Inc. William Joseph Rappo 12/14/2017 Ditech Financial LLC William Bradley Hardin 12/11/2017 Gregory Richard Lawrence Hanlon 12/19/2017 Cardinal Financial Company, Limited Partnership Samantha Lee Rinehart 12/06/2017 Freedom Mortgage Corporation Tyler Mason Hamuka 12/11/2017 Forthright Funding Corporation Dewayne Joseph Kassab 12/06/2017 Quicken Loans Inc. Renee Lynne Ferrero 12/22/2017 American Financial Resources, Inc. Cindy Vallejo 12/13/2017 Pacific Union Financial, LLC Joshua Martin Merrill 12/22/2017 PennyMac Loan Services, LLC DAULY POLO AMADOR 12/05/2017 Alterra Group, LLC Steven Boyack Harmon 12/14/2017 Paramount Equity Mortgage, LLC Joseph Edward Windham 12/04/2017 Cardinal Financial Company, Limited Partnership Nicholas Benjamin Wynn 12/06/2017 Freedom Mortgage Corporation MLO Appendix 2 of 11 GRMA# NMLS# Entity Name 58979 59003 59036 59045 59047 59050 59052 59055 59095 59102 59119 59125 59126 59132 59133 59137 59145 59148 59151 59162 59170 59171 59175 59176 59187 59188 59194 59195 59196 59198 59199 59201 59202 59203 59204 59208 59209 331653 1661872 1325675 1050148 1673636 1064515 930430 302292 1528634 1646697 1573471 1515110 1663212 1522342 92840 1671352 1671353 1001967 1636052 353749 1603462 1671362 1537089 1596250 1684275 151159 1684276 1662885 1590057 531247 1650367 1603909 1009181 359361 187042 1603990 1590276 FREDERIC ABITBOL Guillermo Clyde Garcia William Thos. Culler Minle Zhang Jeffrey David Baumgardner Richard Eyring II Christina Mandujano Jason Edward van den Brand William Russell Johnson Hector Ivan Resendez Jace Ryan Elkins Enrique Ortega David Edwin Ortiz Brittney Heather Sanders Brian Paul Smith Justin T Baker Alexander Paul Nathan Grose Christopher James Jandrain Eric Kouai Ryan Robert Wood William Bennett Cain Grant Carlson Ernesto Garcia Jr Austin Gilliam Christopher Garrett Barton KEVIN ALTON BLAIR Mitchell Watts Freeman Chad Gunnar Galloway Heather Ann Harper Jennifer D Jacques Kyla Patreece Jones Ksenia Sergeevna Malkina Brian Stephen McKeown Stacie Michelle Miles Donald Maurice Mobley Amy Lynn Savoie Jonathan Dunbar Schmidt License Status Date Current Sponsoring Company Name (As of 01/02/2018) 12/04/2017 Hypotec Inc. 12/14/2017 American Advisors Group 12/11/2017 Movement Mortgage, LLC 12/04/2017 Tiger Loans, Inc. 12/29/2017 Homeside Financial, LLC 12/19/2017 Credence Funding Corporation 12/07/2017 Prime Mortgage Lending, Inc. 12/19/2017 Lenda, Inc. 12/19/2017 R M K Financial Corp. 12/01/2017 Cardinal Financial Company, Limited Partnership 12/05/2017 Primary Residential Mortgage, Inc. 12/05/2017 PennyMac Loan Services, LLC 12/01/2017 Planet Home Lending, LLC 12/14/2017 CSL Financial, LLC 12/11/2017 Finance of America Mortgage LLC 12/06/2017 CityWorth Mortgage LLC 12/06/2017 CityWorth Mortgage LLC 12/01/2017 Hurst Real Estate, Inc. 12/01/2017 Freedom Mortgage Corporation 12/07/2017 Ditech Financial LLC 12/04/2017 Quicken Loans Inc. 12/06/2017 CityWorth Mortgage LLC 12/04/2017 Quicken Loans Inc. 12/05/2017 Intercoastal Mortgage Company 12/06/2017 CityWorth Mortgage LLC 12/05/2017 Primary Residential Mortgage, Inc. 12/06/2017 CityWorth Mortgage LLC 12/04/2017 Quicken Loans Inc. 12/07/2017 Quicken Loans Inc. 12/14/2017 Home Point Financial Corporation 12/04/2017 12/05/2017 Quicken Loans Inc. 12/05/2017 Carrington Mortgage Services, LLC 12/05/2017 Primary Residential Mortgage, Inc. 12/18/2017 Paramount Residential Mortgage Group, Inc. 12/05/2017 Quicken Loans Inc. 12/05/2017 Quicken Loans Inc. MLO Appendix 3 of 11 GRMA# NMLS# Entity Name 59210 59215 59218 59219 59221 59222 59224 59225 59227 59231 59232 59233 59234 59235 59237 59238 59239 59242 59243 59245 59248 59250 59251 59252 59253 59254 59256 59259 59261 59263 59265 59267 59268 59269 59270 59273 59274 1684282 1684268 1522687 1671350 1442379 377374 3786 1671349 1439778 242040 674193 1418604 835790 1675533 1675326 1586228 1675319 1650199 1638684 15424 1603705 1684274 1624165 87606 1675345 1683806 1662481 1557559 1676597 1631045 1684225 1296037 1649677 28174 1228810 1662862 1662512 Antwan Dontay Smith Matthew Alan Thomas Kevin Adam Wayman David Zamani Laith Stephen Al-Jamie II Andrew Sokichi Aniya Phillip Andre Baltazar Firas Bannourah Barry Phillip Baume Brad Alan Bowling Karla Marie Corcoran Shane Andrew Covey Michael K. Cumper Brianna Rose Daniels Melanie Lynn DeVooght Andrew Chance Dickinson Joel Andrew Fisher Michael Atif Haddad Michael Tomita Heath Pauline Elizabeth Hines Taylor Marie Kaiser Kyle Williamson Kelly Christian Tucker King Ryan Alexander Klementowski Jonathon Valentine Kocik Alyssa Michele Kroner Whitnie Paige Lanham David Alexander Lipsius Mary Frances Malkowski Elizabeth Mansell David James Mumbauer Jr Mark Andrew Nuss II Erin Beth Nuttle Tyler Vance Piercy Toom Prakobkij Ashley Nicolette Rodriguez Matthew Robert Rosol License Status Date Current Sponsoring Company Name (As of 01/02/2018) 12/06/2017 CityWorth Mortgage LLC 12/06/2017 CityWorth Mortgage LLC 12/06/2017 Freedom Mortgage Corporation 12/06/2017 CityWorth Mortgage LLC 12/13/2017 12/22/2017 Pacific Mortgage Inc. 12/15/2017 HomeBridge Financial Services, Inc. 12/11/2017 CityWorth Mortgage LLC 12/11/2017 loanDepot.com, LLC 12/11/2017 loanDepot.com, LLC 12/13/2017 Prime Mortgage Lending, Inc. 12/11/2017 loanDepot.com, LLC 12/19/2017 J.G. Wentworth Home Lending, LLC 12/05/2017 Quicken Loans Inc. 12/05/2017 Quicken Loans Inc. 12/05/2017 TruHome Solutions, LLC 12/05/2017 Quicken Loans Inc. 12/05/2017 Quicken Loans Inc. 12/13/2017 Guaranteed Rate, Inc. 12/19/2017 ClearSpring Loan Services, Inc. 12/11/2017 Quicken Loans Inc. 12/13/2017 CityWorth Mortgage LLC 12/13/2017 CityWorth Mortgage LLC 12/11/2017 loanDepot.com, LLC 12/05/2017 Quicken Loans Inc. 12/05/2017 Mortgage Research Center, LLC 12/05/2017 Quicken Loans Inc. 12/05/2017 Ditech Financial LLC 12/07/2017 Cardinal Financial Company, Limited Partnership 12/12/2017 Primary Residential Mortgage, Inc. 12/22/2017 Pacific Union Financial, LLC 12/13/2017 loanDepot.com, LLC 12/19/2017 CSL Financial, LLC 12/13/2017 BC Finance, LLC 12/11/2017 loanDepot.com, LLC 12/06/2017 Quicken Loans Inc. 12/11/2017 Quicken Loans Inc. MLO Appendix 4 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 01/02/2018) 59276 59277 59278 59282 59283 59284 59285 59286 59287 59288 59291 59292 59293 59294 59296 59298 59299 59300 59301 59302 59303 59304 59305 59307 59309 59311 59313 59314 59315 59316 59318 59319 59322 59323 59324 59325 59326 692801 367025 1640099 1671351 1662408 1513646 1636144 331537 1186694 1637698 1675425 1675025 1668145 1650197 1448534 1675656 148936 1670856 1675274 1675042 1675325 1675174 1675134 1658189 1675531 562175 1671742 1674920 1663811 916336 1675440 1387381 1662946 1662928 1675331 1675659 1603477 Eric Ryan Saint Williams 12/11/2017 loanDepot.com, LLC Raymond Jon Santo 12/06/2017 Quicken Loans Inc. Ryan Blaine Schuermann 12/06/2017 Mortgage Research Center, LLC Adam Joseph Shuster 12/11/2017 Zachary David Siemon 12/06/2017 Quicken Loans Inc. Amanda Lee Silver 12/11/2017 loanDepot.com, LLC Kyle Richard Sloat 12/13/2017 CityWorth Mortgage LLC Doreen S Stewart 12/22/2017 Paramount Residential Mortgage Group, Inc. Nayef Sultan Taamneh 12/11/2017 loanDepot.com, LLC Kevin Aldrich Terry 12/12/2017 Guaranteed Rate, Inc. Kevin James Baumgartner 12/11/2017 Quicken Loans Inc. Timothy Joseph Bruce 12/11/2017 Quicken Loans Inc. Amr Youssef Abdelmonsef Dowair 12/14/2017 Quicken Loans Inc. Mackenzie Paul Forsyth 12/11/2017 Quicken Loans Inc. Charles Douglas Geissler 12/27/2017 Cardinal Financial Company, Limited Partnership Angel Luis Gonzalez Jr 12/11/2017 Quicken Loans Inc. Chad M Hays 12/13/2017 Republic State Mortgage Co. Kathleen Michelle Holladay 12/13/2017 Mortgage Lenders of America, L.L.C. Jeremy Dewayne Jones 12/11/2017 Quicken Loans Inc. Anmar K. Karana 12/11/2017 John Alexander Kimball 12/11/2017 Quicken Loans Inc. Michael Gabriel Lambard 12/11/2017 Quicken Loans Inc. Anthony Lawrence Logarta 12/11/2017 Quicken Loans Inc. Michael Edward McGinniss 12/13/2017 Better Mortgage Corporation Jazara Ann Marie Morales 12/11/2017 Ditech Financial LLC David Pressel 12/18/2017 Residential Home Funding Corp. Logan Alexander Sherer 12/11/2017 Movement Mortgage, LLC Allison Irene Soboleski 12/11/2017 Quicken Loans Inc. Raquel Ashley Thibault 12/11/2017 Quicken Loans Inc. Craig Allen Towers 12/11/2017 Quicken Loans Inc. David Dawei Wan 12/13/2017 Quicken Loans Inc. Mick Jerome-Smith Balanda 12/13/2017 Quicken Loans Inc. Dorian De'von Corbett 12/13/2017 Quicken Loans Inc. Roland Fredrick Day III 12/28/2017 Quicken Loans Inc. John Paul Dillon 12/13/2017 Quicken Loans Inc. Mai Jihad Elchkar 12/13/2017 Quicken Loans Inc. Hayden Thomas Folkert 12/19/2017 Quicken Loans Inc. MLO Appendix 5 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 01/02/2018) 59328 59330 59331 59332 59333 59334 59337 59339 59340 59341 59342 59344 59345 59346 59347 59349 59351 59353 59356 59359 59361 59362 59367 59369 59372 59374 59375 59377 59378 59381 59383 59385 59387 59388 59389 59391 59392 1675304 1655733 1662388 1662671 1590180 824215 1567508 1662472 1676130 1675312 1590324 1675753 1682838 1662666 1663865 1684679 1595763 450562 1662733 1591625 1650449 1662700 1661595 1292108 1650203 1399843 1674381 1677786 1316445 1670077 1682836 1682559 1670008 1670285 1548577 1010344 1670115 Sheri Lynn Katz-Schnur 12/15/2017 Ditech Financial LLC Chandler Dalton Lancaster 12/14/2017 Low VA Rates, LLC Karina Michelle Larsen 12/13/2017 Quicken Loans Inc. Alicia Millyen Mar 12/13/2017 Quicken Loans Inc. Adriane Evette Mayes 12/22/2017 Quicken Loans Inc. Brittany Anne Moore 12/13/2017 Everett Financial, Inc. John Scott Powers 12/13/2017 Quicken Loans Inc. Vanessa Bianca Stefanovski 12/13/2017 Quicken Loans Inc. Collin Blake Thacker 12/14/2017 Movement Mortgage, LLC John Joseph Vearling Jr. 12/14/2017 Ditech Financial LLC Daniel Albert Wesner IV 12/13/2017 Quicken Loans Inc. Ihab Jalal Abuna 12/14/2017 Quicken Loans Inc. Elizabeth Jo Ando 12/14/2017 American Advisors Group Bart Matthew Batson 12/13/2017 Envoy Mortgage Ltd James Richard Beardsley 12/15/2017 Quicken Loans Inc. Evan Nathaniel Black 12/14/2017 Consumer Real Estate Finance Co. Shantel Michele Dukic 12/14/2017 loanDepot.com, LLC michael anthony fontana 12/13/2017 New Penn Financial, LLC Amanda Lyn Jones 12/14/2017 Quicken Loans Inc. Brett Hoom Lim 12/14/2017 Freedom Mortgage Corporation David Sean Misany 12/14/2017 Quicken Loans Inc. Micheal James Mitchell 12/14/2017 Quicken Loans Inc. Mark Ireland Rosenberg 12/13/2017 Bankrate, LLC Damon Dean Sheppard 12/05/2017 Paramount Residential Mortgage Group, Inc. Michael John Telzrow 12/14/2017 Freedom Mortgage Corporation Brittany Paige Wilson 12/14/2017 Quicken Loans Inc. Timothy Jon Youngberg 12/15/2017 Low VA Rates, LLC Kiriakos Alyousef 12/14/2017 loanDepot.com, LLC James Sheffield Brisbin 12/14/2017 Moria Development, Inc. Jacob Anthony Candelaria 12/14/2017 Ditech Financial LLC Vivian Paes Leme Casellas Garcia 12/19/2017 American Advisors Group Joseph Robert Cortez 12/14/2017 loanDepot.com, LLC Mikayla Ann Dunker 12/14/2017 Ditech Financial LLC Isayah Lee Durst 12/14/2017 loanDepot.com, LLC Damien Aubrey Edwards 12/20/2017 Ditech Financial LLC ERIC JOSEPH GUTIERRES 12/18/2017 loanDepot.com, LLC Michelle Rose Heisler 12/14/2017 Ditech Financial LLC MLO Appendix 6 of 11 GRMA# NMLS# Entity Name License Status Date Current Sponsoring Company Name (As of 01/02/2018) 59393 59394 59395 59397 59398 59399 59400 59401 59402 59405 59406 59407 59411 59413 59414 59415 59417 59418 59424 59425 59427 59428 59429 59431 59432 59433 59434 59437 59439 59441 59443 59447 59449 59450 59451 59454 59457 1677789 1638577 1670075 1655774 1638943 1683265 1654127 575761 1670256 1670072 1671872 1678120 1253900 1485276 1683846 1066911 1654151 1551947 1654158 1419112 1667027 1683839 1683840 1531578 1683837 1681574 1531321 1656841 1618283 1683422 1678125 352756 1660748 1561684 516395 149163 1656497 Christian Ryan Hernandez 12/14/2017 loanDepot.com, LLC Jeffery Hussine Hider 12/20/2017 Quicken Loans Inc. Rochell Lynn Howell 12/20/2017 Ditech Financial LLC Yota Charmaine Knox 12/14/2017 Ditech Financial LLC Cameron Hunter Lang 12/22/2017 Quicken Loans Inc. David Mohammad Nasr 12/14/2017 loanDepot.com, LLC Anh Phuong Nguyen 12/22/2017 loanDepot.com, LLC Michael Francis Orsino 12/14/2017 New Penn Financial, LLC Krystle Daniela Pierre 12/19/2017 Ditech Financial LLC Evon Marie Theisgen 12/14/2017 Ditech Financial LLC Brandon Mark Vogler 12/14/2017 Movement Mortgage, LLC Justen Paul Val Walton 12/14/2017 loanDepot.com, LLC Taylor Lawrence Aguirre 12/14/2017 loanDepot.com, LLC Eber Arnoldo Avelar 12/14/2017 New Penn Financial, LLC Nash Tyler Bell 12/14/2017 loanDepot.com, LLC Dawn Marie Blake 12/14/2017 Wyndham Capital Mortgage, Inc. Aaron Ouyang Chen 12/18/2017 loanDepot.com, LLC Devin Blake Crump 12/19/2017 Hancock Mortgage Partners, LLC Richard Russell Higginbotham Jr. 12/22/2017 loanDepot.com, LLC Phillip David Humphrey 12/15/2017 loanDepot.com, LLC Joshua Alan Karoly 12/15/2017 CrossCountry Mortgage, Inc. Aaron David Marks 12/15/2017 loanDepot.com, LLC Colby James Marks 12/15/2017 loanDepot.com, LLC Connor Justin McAuley 12/15/2017 loanDepot.com, LLC Joseph Christopher McKinney 12/19/2017 loanDepot.com, LLC John-Christopher De la Cruz Misa 12/14/2017 loanDepot.com, LLC Pierre Tien Nguyen 12/14/2017 loanDepot.com, LLC Hatim Shabbir Raja 12/28/2017 loanDepot.com, LLC Montiya Louis Thomas II 12/14/2017 loanDepot.com, LLC Parker Ryan Wells 12/15/2017 loanDepot.com, LLC Flunda Youil 12/14/2017 loanDepot.com, LLC Asia Asavasumrid 12/15/2017 Impac Mortgage Corp. Loren Charles Barton 12/15/2017 loanDepot.com, LLC Kelvin Cruz 12/15/2017 loanDepot.com, LLC Zachary Keyes English 12/19/2017 First Guaranty Mortgage Corporation SHELLY SUSAN GAY 12/19/2017 Inspire Home Loans Inc. Dena Sioux Hixon 12/15/2017 Carrington Mortgage Services, LLC MLO Appendix 7 of 11 GRMA# NMLS# Entity Name 59458 59459 59461 59462 59463 59468 59469 59471 59473 59476 59477 59478 59482 59483 59485 59486 59488 59492 59493 59494 59497 59501 59504 59505 59506 59507 59509 59514 59534 59536 59564 59577 59623 59631 59657 59683 59716 920878 419453 1670118 68064 1683842 1650472 1400198 216632 180324 898973 1682254 815792 1681666 1663804 1553054 1682834 1662405 657029 1676631 1675308 1107115 167031 1522396 1630662 1425487 206719 1010160 1681490 714292 1667510 1683620 1689289 1686191 1683363 1309779 1612008 1682046 Jason Horn Joel Zachary Martin Collin Stephen Olson Sumit Gurdev Singh Rajpal Daniel Enrique Rendon Raafat El Hage Jamie P Forrester Ryan Michael Halldorson Stuart M. Leviton Michael Jorden Nail Andre Savi Oliveira Kent Wesley Sanford Joseph Nabil Chaoui Ataur Rahman Chowdhury Jenson Neil Dunham Ahmed Abdelrazek Eldeib Leana Lameshia Huff Carles T. Searcy Peimin Ma Smith Jillian Mary Twardowski John Kyung Yoo Jose A Gonzalez Jason Michael Ortbals Aree Nizar Said Booker T Whitt Judith Anne Abbee Joshua Adam Carlson Gabriel Kyle Gunn Jimmy Fuller Michael Eric Holt Jodie Leatra Bochat James Charles Alesi Diana Lynn Lambert Stowers Jessica Paige Long Wesley Michael Barclay Madison Nicole Blanchard Parsa Shokoohi License Status Date Current Sponsoring Company Name (As of 01/02/2018) 12/20/2017 SoFI Lending Corp. 12/22/2017 Assurance Financial Group, LLC 12/15/2017 Ditech Financial LLC 12/15/2017 Allied Mortgage Group, Inc. 12/15/2017 loanDepot.com, LLC 12/19/2017 Quicken Loans Inc. 12/01/2017 Paramount Equity Mortgage, LLC 12/15/2017 V.I.P. Mortgage, Inc. 12/19/2017 Intercontinental Capital Group, Inc. 12/15/2017 Carrington Mortgage Services, LLC 12/28/2017 loanDepot.com, LLC 12/01/2017 Frontline Capital Mortgage, Inc. 12/19/2017 loanDepot.com, LLC 12/19/2017 Quicken Loans Inc. 12/19/2017 loanDepot.com, LLC 12/20/2017 American Advisors Group 12/19/2017 Quicken Loans Inc. 12/01/2017 Angel Oak Home Loans LLC 12/19/2017 Loanleaders of America, Inc. 12/19/2017 Quicken Loans Inc. 12/19/2017 loanDepot.com, LLC 12/22/2017 1st Alliance Lending, LLC 12/19/2017 Mortgage Research Center, LLC 12/19/2017 loanDepot.com, LLC 12/19/2017 Fay Servicing, LLC 12/22/2017 Ditech Financial LLC 12/19/2017 12/11/2017 MiLend, Inc. 12/22/2017 Corridor Mortgage Group, Inc. 12/07/2017 Anchor Home Mortgage, Inc. 12/11/2017 Homestar Financial Corporation 12/07/2017 Fairway Independent Mortgage Corporation 12/14/2017 Guild Mortgage Company 12/18/2017 Van Dyk Mortgage Corporation 12/18/2017 Homestar Financial Corporation 12/20/2017 Lincoln Capital Advisors, LLC 12/19/2017 Fairway Independent Mortgage Corporation MLO Appendix 8 of 11 GRMA# NMLS# Entity Name 59749 59757 462387 518582 Cynthia A Eber Susan E Randonis License Status Date Current Sponsoring Company Name (As of 01/02/2018) 12/28/2017 Atlantic Bay Mortgage Group, L.L.C. 12/28/2017 Homestar Financial Corporation MLO Appendix 9 of 11 GRMA# NMLS# Entity Name Terminated - Surrendered/Cancelled 28169 31012 32853 34668 36242 39486 39763 40183 40681 41138 41214 41376 42188 42307 43457 43682 46245 46766 47592 48397 50234 51130 51290 52252 52373 52558 53100 53611 54370 54833 55060 55571 56524 56992 57969 23394 241514 544334 913488 872306 379183 8619 888720 888646 371399 1127140 1037379 114719 914981 819796 985338 1016467 1230577 1384846 172704 104003 1483223 1458085 1521562 1484532 1509977 1533240 1519408 167176 1500317 1563528 1536342 1035176 1438183 1648874 Robert Benjamin McKenney III Briggith Ross Chris Vogler Andrew Kenneth Johnson Ziyad Rafih Fayad Julie Ann Nelligan Jason Robert Lesner Yuri Serafimovich Lebedev Jacqueline Torres Jeremy Paul Knock Jessica Renee Dodge Zachary Rex Carter Franklin Duane Park Robert John Kulpaka Robert Wayne Williams Jr. Caleb John Siegel Ralph William Pacheco Christopher Michael Richey Arinder Singh David Dwight Win Jedd Ethan Lara Kayla Brittany Lindsey Shelly Suzanne Parker Judith Gail Butler Kyle Aron Combs Jacob Barry Bright Taylor Renee Barrows Tyrone Anthony Jackson Brian Dee Brakefield Francis Favichia Brian Richard Turlock Sandra Milena Salazar Paul David Cardarelli Jr Brett T Stratton YAO ROGER KOUASSI License Status Date 12/12/2017 12/27/2017 12/11/2017 12/18/2017 12/06/2017 12/01/2017 12/14/2017 12/21/2017 12/14/2017 12/19/2017 12/07/2017 12/28/2017 12/05/2017 12/11/2017 12/28/2017 12/01/2017 12/20/2017 12/05/2017 12/29/2017 12/04/2017 12/28/2017 12/04/2017 12/12/2017 12/21/2017 12/22/2017 12/15/2017 12/14/2017 12/20/2017 12/01/2017 12/08/2017 12/05/2017 12/14/2017 12/08/2017 12/14/2017 12/01/2017 Current Sponsoring Company Name (As of 01/02/2018) 36 MLO Appendix 10 of 11 GRMA# NMLS# Entity Name 58828 153728 Laurie Leah Deis License Status Date 12/27/2017 Current Sponsoring Company Name (As of 01/02/2018) MLO Appendix 11 of 11