Monthly Mortgage Summary Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division Monthly Summary of Mortgage Activities for the Period Ending April 2015 Inside this Issue: Mortgage Call 2 Report Reminder Administrative 2 Actions Fine Summary 2 Information Mortgage 3 Company and Individual License Activity During the Month Appendix A - Mortgage Loan Originator Activity by License Status Governor Deal signs House Bill 184 Governor Deal signed House Bill 184 into law on May 5, 2015. The bill was introduced by Representative Bruce Williamson at the request of the Department of Banking and Finance ("Department") and it will go into effect on July 1, 2015. The bill revises statutory provisions governing the majority of the entities regulated by the Department banks, credit unions, bank holding companies, money service businesses, mortgage companies, loan originators, and merchant acquirer limited purpose banks as well as certain provisions addressing the Department's general powers. Pictured Left to Right: Deputy Commissioner for Legal Affairs Oscar B. Fears, Commissioner Kevin B. Hagler, Governor Nathan Deal, Representative Bruce Williamson, Senior Advocacy Officer Brandee Bickle (Georgia Credit Union Affiliates) The Department strongly encourages every regulated entity to review the bill to ensure a thorough understanding of all of the applicable revisions. House Bill 184 can be viewed at: http://www.legis.ga.gov/Legislation/20152016/151894.pdf The Department will issue proposed rules and regulations in the near future to implement some of the statutory changes contained in House Bill 184. "Safeguarding Georgia's Financial Services" Page 2 April 2015 Mortgage Call Report Reminder This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. First quarter data (January 1 March 31, 2015) must be filed through the NMLSR by May 15, 2015. Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Failure to file a timely MCR will also delay the processing of your renewal application. For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/common/mcr/Pages/default.aspx Administrative Actions Final Cease and Desist Orders: ESS Solutions, LLC, Cantonville, MD - Order to Cease and Desist issued 08/21/2014 became final 04/13/2015. Yale Mortgage Funding, LLC, Miami, FL - Order to Cease and Desist issued 03/09/2015 became final 04/08/2015. Final Consent Orders: City Mortgage Corporation a/k/a i3 Lending, Inc., Downingtown, PA (license# 40013) - Consent Order issued 04/13/2015 became final 04/13/2015. Cornerstone Home Lending, Inc., Houston, TX (license# 21877) - Consent Order issued 04/23/2015 became final 04/23/2015. Kanth, Sujay, Catonsville, MD - Consent Order issued 04/13/2015 became final 04/13/2015. New Day Financial, LLC, Fulton, MD (license# 19637) - Consent Order issued 04/13/2015 became final 04/13/2015. Stephen Mark Wilson, Glenmoore, PA (license# 40029) - Consent Order issued 04/13/2015 became final 04/13/2015. Judith Ann Belanger, Houston, TX - Consent Order issued 04/23/2015 became final 04/23/2015. Marcus Neely Laird, Houston, TX - Consent Order issued 04/23/2015 became final 04/23/2015. Fine Summary Information FINE REASON Doing business w/ unlicensed entity Employment of a felon GRMA fees paid late Grand Total COUNT 1 1 9 11 April 2015 Page 3 Mortgage Company License/Registration Activity During the Month License Status Definitions: License Status Approved Denied Revoked Terminated Expired Terminated Ordered to Surrender Terminated Surrendered/Cancelled Definition The entity has an Approved license. The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request. Page 4 April 2015 Mortgage Company License/Registration Activity During the Month Mortgage Loan Originator License Activity During the Month Please refer to Appendix A of this newsletter for a listing of MLO activity by license status for the month of April 2015. HOLIDAY OBSERVANCE--OFFICE CLOSING This is a reminder that the Department will be closed on Monday, May 25th for the Memorial Day holiday. April 2015 Georgia Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655 Email: dbfmort@dbf.state.ga.us We're on the Web! dbf.georgia.gov Page 5 The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia. In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders and processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia. Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision. Our Vision is to be the best financial services industry regulator in the country Progressive. Proactive. Service-Oriented. Sign-up to Receive this Publication This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary. If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line. APPENDIX A MLO ACTIVITY BY CURRENT LICENSE STATUS GRMA# NMLS Entity Name Approved 24525 24960 25090 25133 25197 25650 25926 26016 26384 27477 27554 29308 29318 29455 30214 30794 30849 30929 31496 31950 33095 33256 34538 35552 36469 37116 37241 37247 37518 38084 38186 38268 182239 29290 203943 186992 177493 35122 138352 4610 195701 250085 6073 208512 303559 196850 200134 107325 324031 158286 376356 64545 713739 223754 888638 31048 296395 989252 455197 1032416 837844 928829 872116 922408 Jill Lee Polk Ms Darin Michael Hunter Daniel Elton Dean OLAF FRANK HANSON Samuel Clifford Gauthier James Christopher Duffy John Andrew Majorek Glenn Henry Radford Benjamin Jahaziel Perrone Deborah Caven Bennett Eric John Reque John Francis Pollock Jr James Allen Lewis Jr Rosalyn Viyapon Klingele Adrian Millie Tisdale Gavin Carl Luckman Katherine Crowley Gregor Aria Charis James Rogelio Jesus Cadena Robert Eric Pudlowski Erik Mansour Andary Jarrett Roush Hodson Joanna Nichole King Dennis Matthew Gatto Shawn Lee Snyder Thomas Matthew Godfrey Steven Todd Drumm Shaheed Nkosi Shareef Roger Dale Wilkerson Richard Kent Martin Jordan Ross Talley Mr David Sheldon Brayer License Status Date Current Sponsoring Company Name (As of 05/03/2015) 04/02/2015 MiLend, Inc. 04/02/2015 TJC Mortgage, Inc. 04/30/2015 Fairway Independent Mortgage Corporation 04/07/2015 Reverse Mortgage Funding LLC 04/17/2015 Churchill Mortgage Corporation 04/17/2015 Atlantic Bay Mortgage Group, L.L.C. 04/30/2015 Secure Lending Incorporated 04/06/2015 American Financial Network, Inc. 04/06/2015 MiLend, Inc. 04/14/2015 Angel Oak Home Loans LLC 04/21/2015 WR Starkey Mortgage, LLP 04/20/2015 Embrace Home Loans, Inc. 04/14/2015 Angel Oak Home Loans LLC 04/06/2015 Guardian Mortgage Company, Inc. 04/28/2015 Guild Mortgage Company 04/07/2015 Intercontinental Capital Group, Inc. 04/07/2015 Quicken Loans Inc. 04/07/2015 iServe Residential Lending, LLC 04/17/2015 Homeward Residential, Inc. 04/29/2015 Intercontinental Capital Group, Inc. 04/17/2015 Quicken Loans Inc. 04/29/2015 Midland Mortgage Corporation 04/02/2015 PHH Mortgage Corporation 04/17/2015 Reverse Mortgage Funding LLC 04/14/2015 1st Alliance Lending, LLC 04/23/2015 Thomas Matthew Godfrey 04/14/2015 Cardinal Financial Company, Limited Partnership 04/29/2015 American Equity Mortgage, Inc. 04/29/2015 First Guaranty Mortgage Corporation 04/07/2015 Ditech Mortgage Corp 04/06/2015 Mortgage Investors Group 04/17/2015 Lakeview Loan Servicing, LLC 285 MLO Activity Page 1 of 12 GRMA# NMLS 38299 39016 39056 39498 39576 40304 40333 40718 41262 41511 41916 42795 42983 44362 44624 44715 44823 44853 44857 44896 44945 44946 44947 44949 44992 45007 45023 45105 45127 45212 45213 45268 45280 45287 45296 45298 45324 401823 317185 472614 177146 1008489 112099 430016 179660 959508 12563 1061894 892457 915185 1231213 1199804 167622 221206 978601 183107 929678 986299 280613 413634 920178 1034823 184176 1029424 174183 901346 260276 260284 1250616 268536 1037529 375798 397639 1195220 Entity Name License Status Date Current Sponsoring Company Name (As of 05/03/2015) Richard William Metzgar Jr. 04/29/2015 NATIONS LENDING CORPORATION Matthew Christian Cramer 04/21/2015 FBC Mortgage, LLC TIMOTHY MATTHEW BRUNETTI 04/21/2015 Freedom Mortgage Corporation JEFFREY SCOTT BENYO 04/02/2015 R M K Financial Corp Justin Thomas Heinz 04/20/2015 McGlone Mortgage Company, Inc. John Wilson Teal 04/29/2015 Cardinal Financial Company, Limited Partnership Christopher Gordon Owens 04/21/2015 Nationstar Mortgage LLC Brian Keith Jones 04/02/2015 CountryPlace Mortgage, Ltd. Jesse Thomas Bays 04/17/2015 Credence Funding Corporation Owen Michael Donahue 04/14/2015 loanDepot.com, LLC Michael Auge 04/29/2015 Homeside Financial, LLC Adam Todd VanRoekel 04/29/2015 Nationstar Mortgage LLC Gregory D'Angelo Cooley Jr. 04/17/2015 Cardinal Financial Company, Limited Partnership Connie G Klingensmith 04/29/2015 Academy Mortgage Corporation Sul Hyung Cho 04/16/2015 Sul Hyung Cho Kykeisha B Dickerson 04/30/2015 Kykeisha B Dickerson Ron Maks Zach 04/10/2015 Nations Reliable Lending, LLC Andrew Gilbert DiCarlo 04/06/2015 TruHome Solutions, LLC LaTonia Burrow Kiser 04/17/2015 LaTonia Burrow Kiser Elizabeth Guerrero 04/17/2015 Guardian Mortgage Company, Inc. Arturo Ayala 04/02/2015 Guardian Mortgage Company, Inc. Wade Brian Bratton Betz 04/02/2015 Guardian Mortgage Company, Inc. Judith Carter 04/02/2015 Guardian Mortgage Company, Inc. Jeffrey I Guthrie 04/03/2015 Guardian Mortgage Company, Inc. James Dale Reed 04/02/2015 Guardian Mortgage Company, Inc. Mark Bradley Cahoone 04/10/2015 Global Home Finance Inc James Patrick McTeigue III 04/15/2015 New Penn Financial, LLC Carla Jo Street 04/30/2015 Carla J Street James Fred Garliepp IV 04/30/2015 loanDepot.com, LLC David Wesley Kruk 04/14/2015 Forthright Funding Corporation Jesse James Lombardo 04/14/2015 Forthright Funding Corporation Franklin Cress Lee 04/21/2015 Indigo Mortgage, LLC Randi Kristen Gillis 04/10/2015 Forthright Funding Corporation Ali Mohamed Keaik 04/13/2015 Quicken Loans Inc. Shaun Gerald Quigley 04/10/2015 Forthright Funding Corporation Joseph Anthony Raymond 04/10/2015 Forthright Funding Corporation Jeremi Azar Washington 04/28/2015 Quicken Loans Inc. MLO Activity Page 2 of 12 GRMA# NMLS 45398 45435 45440 45443 45459 45492 45502 45509 45524 45525 45548 45550 45555 45565 45568 45572 45583 45585 45591 45592 45595 45598 45602 45611 45614 45622 45625 45633 45644 45654 45659 45666 45667 45668 45678 45679 45681 1294950 216956 383085 723003 222410 663000 1167464 427014 1294969 1239339 21068 1277711 1278114 216439 1222306 895338 1204385 1281177 1077436 1291877 299836 805941 1277981 1281304 133083 1007998 1127357 181356 1049932 1304190 1304187 1186678 236583 1304196 453837 128647 1201885 Entity Name License Status Date Current Sponsoring Company Name (As of 05/03/2015) Mary Lee Grigsby 04/01/2015 Digital Risk Mortgage Services, LLC Troy James Johnson 04/17/2015 Freedom Mortgage Corporation David Scott Markel 04/06/2015 Freedom Mortgage Corporation Todd Benton Patey 04/07/2015 Freedom Mortgage Corporation Kerchia Mone' Calloway 04/17/2015 SouthPoint Financial Services, Inc. Marie-Anne Castellanos 04/02/2015 Guardian Mortgage Company, Inc. Patrick Curran Miggin 04/17/2015 Freedom Mortgage Corporation Christopher George Bachman 04/03/2015 Movement Mortgage, LLC Nathan Mark Knudson 04/01/2015 Digital Risk Mortgage Services, LLC Yoan Leyva 04/02/2015 James B. Nutter & Company Evelyn Jackman Ellett 04/16/2015 Citywide Home Loans, a Utah Corporation Lashonte Cierra HArris 04/20/2015 Paramount Residential Mortgage Group, Inc. Raymond Rentas 04/03/2015 Digital Risk Mortgage Services, LLC Stephen Paul Delagrange 04/01/2015 Guaranteed Rate, Inc. Dacia Elizabeth Hartz 04/21/2015 Freedom Mortgage Corporation James Robert Stachyra 04/07/2015 Stearns Lending, LLC Mitchell Albert Holtz 04/01/2015 Mortgage Research Center, LLC Patricia Morgan Lynch 04/14/2015 First Chance Mortgage, Inc. Monica Nicole Butista Banks Benn 04/06/2015 PHH Mortgage Corporation Joseph Patrick Conway Mr. 04/21/2015 Tommie J. Black dba, Aviante Mortgage Michael William Kellams 04/03/2015 Carrington Mortgage Services, LLC Erik Randall Sandstrom 04/03/2015 Caliber Home Loans, Inc. Rogena L Hail 04/29/2015 HomeBridge Financial Services, Inc. Celia T Lucente 04/03/2015 Guaranteed Rate, Inc. Diodato C Vannucci 04/03/2015 NTFN, INC. Nicole Danielle Foyto 04/13/2015 Digital Risk Mortgage Services, LLC Nicholas Richard Kiourkas 04/07/2015 Quicken Loans Inc. Brent Ellis Amburgy 04/17/2015 Polaris Home Funding Corp. Joshua S Hannold 04/02/2015 New Day Financial, LLC Eric David Meckler 04/30/2015 Wyndham Capital Mortgage, Inc. Patrick Estes Perkins 04/17/2015 Wyndham Capital Mortgage, Inc. Jarod Markise Wallace 04/08/2015 Quicken Loans Inc. Charles Allen West Jr. 04/03/2015 Moria Development, Inc. Leo Paul Whittlesey 04/01/2015 Wyndham Capital Mortgage, Inc. Charles Richard Vaughn II 04/01/2015 New Penn Financial, LLC Jeffrey Kirk Belford 04/02/2015 Ditech Mortgage Corp Cynthia Sue Garcia 04/21/2015 Movement Mortgage, LLC MLO Activity Page 3 of 12 GRMA# NMLS Entity Name 45682 45684 45695 45698 45699 45700 45703 45708 45709 45710 45711 45712 45713 45714 45715 45718 45719 45721 45722 45723 45724 45725 45726 45727 45728 45730 45735 45736 45737 45738 45739 45740 45741 45742 45743 45744 45745 979833 1284733 842497 1287759 1119069 88528 1099173 1203211 1211607 478492 88370 1202753 1282163 1186772 1301374 1309013 1273143 1187117 1273145 1149668 1140263 1212048 511778 1087347 1262776 1023933 196378 1167473 1283051 205950 1283056 1283181 658851 1281029 181864 143720 1287779 Mark Steven Hazou Elizabeth Anne Lytwyn Jaimie Lyn Geiger Stephen Thomas Greaves Kimberly Joan Howard Christopher Paul Redoble Marie Williams Ryan Gerard Banar Brian Daniel Bean Gabriel Anthony Bigas Sheryl P Bunney Daniel Anthony Demarco Jacob Edward Dittoe Elyse Marie Edelbauer Todd Russell Edgar Jennifer Krejci Goodwin Hussain Youssef Hazimi Raymn Sahir Henany Taylor Dannielle Iott Charles Edward Kemen Kevin Martin Lass Reem Isama Mansur Jacquelyne Anne McMichen Darren Scott Quillan Danielle Nicole Rainer Gregory Thomas Thiry Louis Lee Michael Baca Rodney Jerome Bailey Tyler Austin Brown Christopher Michael Campbell Nicholas Ryan Campbell Zachary Michael Fargo Mary Leslie Galphin Slakie Sandi McDaniel Abraham Zacky Rukab Neeta Sheth Shawna Rae Summerford License Status Date Current Sponsoring Company Name (As of 05/03/2015) 04/08/2015 Carrington Mortgage Services, LLC 04/06/2015 Digital Risk Mortgage Services, LLC 04/08/2015 Mortgage Research Center, LLC 04/06/2015 Homeside Financial, LLC 04/13/2015 Interthinx Services, Inc. 04/03/2015 Nationstar Mortgage LLC 04/21/2015 CitiFinancial Servicing LLC 04/01/2015 Quicken Loans Inc. 04/01/2015 Quicken Loans Inc. 04/01/2015 Guardian Mortgage Company, Inc. 04/13/2015 Atlantic Bay Mortgage Group, L.L.C. 04/13/2015 Quicken Loans Inc. 04/01/2015 Quicken Loans Inc. 04/13/2015 Quicken Loans Inc. 04/29/2015 Guardian Mortgage Company, Inc. 04/08/2015 CountryPlace Mortgage, Ltd. 04/03/2015 One Reverse Mortgage, LLC 04/03/2015 Quicken Loans Inc. 04/07/2015 One Reverse Mortgage, LLC 04/01/2015 Quicken Loans Inc. 04/01/2015 Quicken Loans Inc. 04/01/2015 Quicken Loans Inc. 04/03/2015 Angel Oak Home Loans LLC 04/15/2015 Quicken Loans Inc. 04/01/2015 Quicken Loans Inc. 04/03/2015 Quicken Loans Inc. 04/01/2015 Everett Financial, Inc. 04/20/2015 Freedom Mortgage Corporation 04/02/2015 Quicken Loans Inc. 04/06/2015 PERL MORTGAGE, INC. 04/02/2015 Quicken Loans Inc. 04/02/2015 Quicken Loans Inc. 04/03/2015 Franklin American Mortgage Company 04/08/2015 Timothy Graham Broyles 04/06/2015 Freedom Mortgage Corporation 04/29/2015 SI Mortgage Company 04/17/2015 Mortgage Research Center, LLC MLO Activity Page 4 of 12 GRMA# NMLS Entity Name 45746 45747 45748 45749 45750 45752 45753 45754 45755 45756 45758 45759 45760 45762 45763 45764 45765 45766 45767 45768 45769 45770 45771 45773 45774 45777 45778 45779 45780 45781 45782 45783 45784 45787 45788 45790 45791 1228953 955184 1309905 1283604 212918 1283470 1206740 1307314 1139875 1309872 1123215 1304020 933796 1101850 67522 1104735 1290864 150540 1290835 1077013 863660 231962 1127716 71946 1308193 1290248 39966 1309150 1177930 1177954 1290861 64701 1232342 70189 1311953 755885 749379 Ixsael Ugarte Tyler David Wells German A Arias Vittorio Angelo Bongiorno MELANIE H. CARTER Joshua Eldon Smith Jason Paul Windsor Michael Thomas Abbatoy Jefferson Franklin Ajayi Thomas Leon Carnes Jr Joyce Elaine McRoberts Robert Louis Patterson Christopher Michael Rawlins Stefan Michael Sanfelippo Brian Patrick McGuinness William Robert Cellucci Jr. Kristen Ryan Crenshaw Bobby L Garrett Jr Jordan Nathaniel Gould Kevin Charles Hofman Zachary Ryan Howard Benjamin Franklin Lucero Maxwell Charles Schmidt Patrick William Vertucci Melanie Whobrey Caitlin Elizabeth Bossert Joseph James Conforti Arthur Brannon Edge V Ali Afif Hashem Jeremy Richard Krystosik Dominique Mbiassi Lewis Sergio William Lopez Timothy Conor O'Boyle Mary Jane Anderson Katie Sarah Arlt Ryan Glen Mecum Thomas Olsen License Status Date Current Sponsoring Company Name (As of 05/03/2015) 04/02/2015 Quicken Loans Inc. 04/01/2015 Vanderbilt Mortgage and Finance, Inc. 04/17/2015 American Equity Mortgage, Inc. 04/13/2015 Residential Mortgage Solutions, Inc. 04/14/2015 First Option Mortgage, LLC 04/03/2015 Quicken Loans Inc. 04/03/2015 Mortgage Research Center, LLC 04/13/2015 PHH Mortgage Corporation 04/06/2015 04/03/2015 Acopia, LLC 04/06/2015 Reverse Mortgage Funding LLC 04/07/2015 PHH Mortgage Corporation 04/03/2015 PHH Mortgage Corporation 04/07/2015 Mortgage Research Center, LLC 04/15/2015 Franklin American Mortgage Company 04/17/2015 Freedom Mortgage Corporation 04/15/2015 Nationstar Mortgage LLC 04/07/2015 1st Franklin Financial Corporation 04/15/2015 Nationstar Mortgage LLC 04/07/2015 Quicken Loans Inc. 04/15/2015 Nationstar Mortgage LLC 04/21/2015 Indigo Mortgage, LLC 04/24/2015 Quicken Loans Inc. 04/29/2015 Corridor Mortgage Group, Inc. 04/07/2015 Primary Residential Mortgage, Inc. 04/15/2015 Nationstar Mortgage LLC 04/08/2015 Reverse Mortgage Funding LLC 04/07/2015 Fairway Independent Mortgage Corporation 04/14/2015 Quicken Loans Inc. 04/28/2015 Quicken Loans Inc. 04/17/2015 Nationstar Mortgage LLC 04/08/2015 Planet Home Lending, LLC 04/08/2015 New Day Financial, LLC 04/07/2015 Vanderbilt Mortgage and Finance, Inc. 04/13/2015 MiLend, Inc. 04/29/2015 Guaranteed Rate, Inc. 04/20/2015 Freedom Mortgage Corporation MLO Activity Page 5 of 12 GRMA# NMLS Entity Name 45792 45794 45795 45796 45797 45798 45799 45800 45801 45802 45806 45809 45810 45811 45812 45813 45814 45816 45817 45818 45819 45820 45821 45822 45825 45826 45827 45829 45830 45831 45832 45836 45837 45840 45841 45842 45843 1077211 1286031 754338 1152412 971430 1286302 1252352 139834 1295271 1288951 1306085 1177924 659645 1294899 1295912 1178608 544375 1149804 1305372 1287209 1296084 1314659 1296106 939778 129267 658853 192878 288189 1319652 1313220 1087571 200982 1290826 1081688 1298459 76044 939215 Robert Lawrence Rader III James David Waite Amber Lucinda Walker Nicole Michelle Depew Johnson TRACIE ANNE FRANCISCONI Matthew Timothy Heck Michelle Latrice Johnson Chris John Karr David Shawn Larson Kevin Thomas Maxwell Blaire Lindsay Abruzzo Steven Richard Harding Jason M Hunter Artina Elaine Jackson David John Leonard Alexis Victoria O'Conke Michael Bradley Sanders Lindsey Ann Scott Christopher Adam Robert Taylor Joseph Darger Timpson Natalie Ann Tonkovich Lisa Michelle Watkins Pieter Theodore Wingelaar Lawanna Nejla Gaylen Jonathan Lindsey Elliott Wallace Torrence Gentry Alexander Margulis William J Quigley Michael Alan Schulman Christopher Lynn Smith Bradley James Watkins Kent Earl Arline Taylor Brooks Buckner Michael Louis Fleisher Jacob Emil Helmlinger Roger Errol Hope LaShonda Neely License Status Date Current Sponsoring Company Name (As of 05/03/2015) 04/13/2015 Quicken Loans Inc. 04/13/2015 NATIONS LENDING CORPORATION 04/29/2015 The American Eagle Mortgage Co. LLC 04/14/2015 21st Mortgage Corporation 04/13/2015 ISGN Solutions, Inc. 04/13/2015 Moria Development, Inc. 04/08/2015 RoundPoint Mortgage Servicing Corporation 04/14/2015 Carrington Mortgage Services, LLC 04/13/2015 Quicken Loans Inc. 04/17/2015 loanDepot.com, LLC 04/14/2015 Freedom Mortgage Corporation 04/14/2015 Quicken Loans Inc. 04/20/2015 Guaranteed Rate, Inc. 04/17/2015 Digital Risk Mortgage Services, LLC 04/14/2015 Quicken Loans Inc. 04/14/2015 NATIONS LENDING CORPORATION 04/14/2015 Caliber Home Loans, Inc. 04/22/2015 Quicken Loans Inc. 04/13/2015 21st Mortgage Corporation 04/29/2015 Allen Mortgage, LLC 04/14/2015 Quicken Loans Inc. 04/13/2015 Mortgage Research Center, LLC 04/14/2015 Quicken Loans Inc. 04/17/2015 First Option Mortgage, LLC 04/14/2015 Cardinal Financial Company, Limited Partnership 04/29/2015 Primary Residential Mortgage, Inc. 04/14/2015 PERL MORTGAGE, INC. 04/29/2015 Network Funding, L.P. 04/17/2015 SouthPoint Financial Services, Inc. 04/17/2015 WR Starkey Mortgage, LLP 04/14/2015 Quicken Loans Inc. 04/15/2015 PHH Mortgage Corporation 04/15/2015 Nationstar Mortgage LLC 04/15/2015 PHH Mortgage Corporation 04/16/2015 CrossCountry Mortgage, Inc. 04/15/2015 Gateway Funding Diversified Mortgage Services, L. P. 04/28/2015 Southeast Mortgage of Georgia, Inc. MLO Activity Page 6 of 12 GRMA# NMLS 45844 45845 45846 45856 45858 45859 45860 45861 45862 45863 45864 45866 45870 45873 45874 45875 45877 45880 45883 45884 45890 45893 45894 45895 45898 45900 45901 45903 45904 45908 45910 45921 45924 45930 45932 45933 45935 1239272 1284729 1283516 1234749 1307289 1320886 1289792 1063121 1313823 1320889 1138755 1321028 1220700 455408 1216401 1013615 1280606 274824 161599 1283277 1295236 1288731 1281313 998917 20328 1232345 1314517 1280629 69575 1042257 1280614 922125 38850 261941 1279785 334602 1294719 Entity Name License Status Date Current Sponsoring Company Name (As of 05/03/2015) John Roland Neighoff 04/15/2015 Freedom Mortgage Corporation Forest Robert Nenninger 04/15/2015 Mortgage Research Center, LLC Adetokunbo Adebola Oyewo 04/17/2015 MiLend, Inc. Max Thomas David 04/16/2015 Nationstar Mortgage LLC William Anthony Lowry 04/16/2015 PHH Mortgage Corporation Robert Louis Martinez 04/24/2015 Digital Risk Mortgage Services, LLC Sean Christopher Miller 04/17/2015 CityWorth Mortgage LLC Timiko M Perry 04/16/2015 PHH Mortgage Corporation Benjamin Pipic 04/17/2015 New Penn Financial, LLC Marie Elizabeth Rankin 04/24/2015 Digital Risk Mortgage Services, LLC Rebecca Lea Rich 04/23/2015 Everett Financial, Inc. Eric Jon Sundstrom 04/29/2015 Digital Risk Mortgage Services, LLC Rhett Fernandez 04/17/2015 Quicken Loans Inc. Bethany Avalon Hughes 04/20/2015 Movement Mortgage, LLC Victor Laurence Ilisco 04/20/2015 Freedom Mortgage Corporation Susan Elizabeth Lazcano 04/28/2015 Carrington Mortgage Services, LLC Darrick Allen-Dale Moren 04/21/2015 Freedom Mortgage Corporation Anthony Everett Perri Sr. 04/30/2015 Top Flite Financial, Inc. Andrew Joseph Shultz 04/17/2015 Freedom Mortgage Corporation Sheryl Jean Sullivan 04/17/2015 Urban Fulfillment Services, LLC Michael J Bynum 04/23/2015 Freedom Mortgage Corporation Gordon Louis Ganzini 04/23/2015 Freedom Mortgage Corporation Julie Fleming Hamilton 04/20/2015 Weststar Mortgage, Inc. Ali Ibrahim Hammoud 04/21/2015 Quicken Loans Inc. Peter Luke Kuenster 04/21/2015 Freedom Mortgage Corporation Gavin Charles Loney 04/29/2015 New Day Financial, LLC Stephanie Elena Martinez-Guajard 04/22/2015 Live Well Financial, Inc. Eric Lloyd Miller 04/17/2015 Nationwide Mortgage Lending Solutions, Inc. Harriet Luree Pavis 04/28/2015 Homestar Financial Corporation Lee Bennett Rogers 04/23/2015 Freedom Mortgage Corporation John Ryan Snyder 04/29/2015 Nationwide Mortgage Lending Solutions, Inc. Derick Michael Bergmeyer 04/23/2015 Green Tree Servicing LLC Kevin J Leffert 04/28/2015 First Commonwealth Mortgage, Corp. Elana Andrea Ross 04/21/2015 Amerisave Mortgage Corporation Patricia Mae Woodard 04/29/2015 Primary Residential Mortgage, Inc. Lillian Hosseini Zakeri 04/21/2015 Carrington Mortgage Services, LLC Monica L Emmert 04/29/2015 Urban Financial of America, LLC MLO Activity Page 7 of 12 GRMA# NMLS Entity Name License Status Date Current Sponsoring Company Name (As of 05/03/2015) 45936 888737 Veronica L Harris 04/30/2015 CitiFinancial Servicing LLC 45937 396398 Mary Graham Keene 04/21/2015 Academy Mortgage Corporation 45938 894487 John Larosa 04/20/2015 Intercontinental Capital Group, Inc. 45939 556396 Maria Teresa Lopez 04/30/2015 Digital Risk Mortgage Services, LLC 45940 1320956 Sean St. Clair Marshall 04/30/2015 Digital Risk Mortgage Services, LLC 45941 1290246 Alexander Austin McCurdy 04/30/2015 Nationstar Mortgage LLC 45942 1300909 Jeremy Lee Meyer 04/22/2015 Mortgage Research Center, LLC 45943 133951 Tina Pecoraro 04/21/2015 Intercontinental Capital Group, Inc. 45944 545285 GAYLE V ROBINSON 04/29/2015 Southeast Mortgage of Georgia, Inc. 45945 546575 SCOTT CHARLES SHAPIRO 04/21/2015 45947 1168840 Allison Rae DeMott 04/24/2015 Quicken Loans Inc. 45949 1203251 Michael Patrick Gaggin 04/24/2015 Quicken Loans Inc. 45951 1021549 David Tremayne Lloyd 04/23/2015 Planet Home Lending, LLC 45952 1318518 Charles William Parks 04/24/2015 American Advisors Group 45953 328004 Kambiz Shams Shirazi 04/30/2015 Liberty Home Equity Solutions, Inc. 45954 1025381 Monique Deann Taylor 04/30/2015 Fearon Financial, LLC 45955 347449 Mark C Wagner 04/24/2015 PHH Home Loans, LLC 45960 532656 Grace Bo Choi 04/24/2015 Stonegate Mortgage Corporation 45964 1300977 Philip Aaron Kresge 04/24/2015 Gateway Funding Diversified Mortgage Services, L. P. 45967 1201053 Jonathan Robert Mullinix 04/24/2015 WEI Mortgage Corporation 45968 1308165 William John Oster IV 04/24/2015 PHH Mortgage Corporation 45973 1311961 Kevin Garrison Brown 04/24/2015 loanDepot.com, LLC 45974 1311878 Matthew James Cavanaugh 04/30/2015 loanDepot.com, LLC 45981 1311889 Jenna Reanne Hust 04/28/2015 loanDepot.com, LLC 45984 1073992 Andrew John Kayes 04/28/2015 loanDepot.com, LLC 45985 1311966 Andrew John Kincade 04/28/2015 loanDepot.com, LLC 45987 1311984 Anthony-Charles Kaimiloa Morgan 04/28/2015 loanDepot.com, LLC 45991 1311971 Keith Lee Romero 04/28/2015 loanDepot.com, LLC 45992 1311881 David Allen Shilling 04/28/2015 loanDepot.com, LLC 45993 866476 Brian Lane Simons 04/29/2015 Altavera Mortgage Services, LLC 45996 1311885 Justin Eugene Woodbury 04/28/2015 loanDepot.com, LLC Denied 2 37961 44277 924924 1217151 Jennifer Ledergerber Poag Anthony Edward Sterk 04/28/2015 04/28/2015 MLO Activity Page 8 of 12 GRMA# NMLS Entity Name Terminated - Expired 25749 150720 Frederick Nick Constantine Jr. 26287 192626 Denise Michelle Murray 28881 109538 Angel Valentina Burce 32536 546523 Michelle Lynn Presley 33701 847896 Daniel Paul Schonauer 34365 813651 Barbara Marie Benell 34435 902687 Brian Deon Young 34837 386406 Alberto Guillermo Fernandez 34859 838747 Alec Gordon Nikolovski 34892 779294 Dana Lee Vasko 35153 530714 Erik Shannon Black 35192 774958 Michael Joseph Ferrari 35463 393852 Larry Dean Vincent 35480 922580 Michael Francis Watkins 35574 782242 Deborah L Gronner 35765 201875 Chris Allen Ward 35856 976565 Wesley Alexander Shifflette 36317 857991 Stephen John Veltrop Jr. 37857 287090 Brandon Lee Arnold 38131 1057569 Thomas Henry Perrie 38251 869140 Joseph Daniel Petty 38589 1065708 Luz Angela Botero-Lopez 39726 1098691 Christina Jo Anne Stegeman 39883 924534 Katie Lynn Smith 40186 250976 David Michael Sipe 40269 236746 Shelley Stoddard 40846 1113880 Christine Dawn Ellis 40865 137271 Raymond Joseph Drohan 40877 973785 Melissa Kay McClellan 40960 1097730 Logan Lee Mikesell 41151 1087351 Mathew Joseph Riley Terminated - Ordered to Surrender 40029 144376 Stephen Mark Wilson License Status Date 04/15/2015 04/17/2015 04/15/2015 04/17/2015 04/17/2015 04/15/2015 04/17/2015 04/15/2015 04/17/2015 04/17/2015 04/15/2015 04/15/2015 04/17/2015 04/28/2015 04/15/2015 04/17/2015 04/17/2015 04/17/2015 04/15/2015 04/28/2015 04/17/2015 04/20/2015 04/17/2015 04/17/2015 04/17/2015 04/28/2015 04/15/2015 04/15/2015 04/17/2015 04/17/2015 04/17/2015 04/13/2015 Current Sponsoring Company Name (As of 05/03/2015) 31 1 MLO Activity Page 9 of 12 GRMA# NMLS Entity Name Terminated - Surrendered/Cancelled 24401 24861 25543 25573 25892 26140 26842 26971 27990 28287 28679 28891 29016 29128 29171 29772 30766 31218 31298 31353 31818 32044 32196 32199 32426 32459 32575 32854 32935 33146 33212 34358 34656 34827 35185 226239 37900 6158 200705 205689 196341 7679 211490 152897 140593 209429 66598 260012 6056 218645 303180 313284 14591 384196 376074 360572 393970 609100 609067 377778 207937 419549 35046 448316 584248 306991 32074 913354 913429 298497 Leroy Murphy Jr Gina Choungha Hwang Douglas Nelson Bragg Paige Seibert matthew Lan Green Daniel James Iasbarrone Sarah Elizabeth MacDonald Kenneth Joseph Rizza Robert Whaley Keel Ashley J Christian Brown Roxanne Faith Jambor Steven Loren DeMyer Christopher Joseph Bush Carroll Eugene Dorsett Jr. Marvin Alan Kennedy Sr. Walter Howard Bolter Colin Christopher Gregg Anthony Frederick Rizzello Gregory Kirk DeMars Sr. Chad Shadde Gharzeddine Lisa Roxanne Stone Torrey James Pinkerton Vilaysone Noke Butler Brian Douglas Cueny John Sieu Gia Mach Lana Ewing Mark Anthony Stabile Lawrence Joseph Wolf Timothy Albert Anderson Brett Thomas Mcgrew Aaron Alexander Langes Omar Jaber Scott Miller Currier David John Green II Kerwin Pasqua Morns License Status Date 04/08/2015 04/14/2015 04/16/2015 04/02/2015 04/07/2015 04/06/2015 04/06/2015 04/03/2015 04/10/2015 04/16/2015 04/16/2015 04/07/2015 04/28/2015 04/14/2015 04/17/2015 04/07/2015 04/29/2015 04/07/2015 04/08/2015 04/16/2015 04/10/2015 04/15/2015 04/16/2015 04/16/2015 04/02/2015 04/10/2015 04/14/2015 04/08/2015 04/10/2015 04/09/2015 04/14/2015 04/14/2015 04/02/2015 04/16/2015 04/06/2015 Current Sponsoring Company Name (As of 05/03/2015) 89 MLO Activity Page 10 of 12 GRMA# NMLS Entity Name 35333 35471 35556 35741 35920 35945 36801 36852 37047 37226 37846 38191 38346 38538 38728 38755 38772 38961 39012 39073 39252 39794 40002 40019 40210 40372 40656 40926 40977 40987 41129 41475 41689 41704 41862 42394 42523 938850 184672 902675 415693 378267 948432 1004220 437960 1019454 1033542 203221 1062914 483651 756279 353828 1068760 1071876 179034 804744 273860 337863 198058 1113882 1087866 954184 589272 289766 1078966 497985 496870 838181 933266 1170351 69128 459485 1037395 1167186 Igor Valerian Fedkiv Gary Charles Lewis Charles Van Vallis Cheryl L Jeffares Wilson Martin Wareing Tammie Dee Huggard Rodney Shawn Phillips TODD A LAMBRIGHT Brandon Robert Clute Miles David Misso James Murrill Zachary Stephen Jenkins Steven Michael Litwin Brant Everett Gilmore Kathryn Mary Halliday-Otten Devin John Wratchford Denzel Patterson Eric Andrew Hiatt Shelly Lynn Begue Mason Toan Trant Gary Neal Marshall Mark Harris White Blair Stephen Hodgdon Gregory Kirk DeMars Jr. Alicia Marie Lipsmeyer Stephen Neill Spivey Korin Alease Hatcher Robert Randel Oxford Daphne Rosetta Johnson-Smith Craig Allen Davis Katrina Marie Hatfield Gregory Bago Soos VI Jordan Cale Nietzel Brent Mills Janice Whitt Higginbotham Kayla Anne Crosser Ayanna Tanya Moran License Status Date 04/16/2015 04/28/2015 04/08/2015 04/16/2015 04/10/2015 04/14/2015 04/28/2015 04/16/2015 04/28/2015 04/14/2015 04/16/2015 04/14/2015 04/17/2015 04/17/2015 04/16/2015 04/15/2015 04/16/2015 04/16/2015 04/16/2015 04/17/2015 04/16/2015 04/17/2015 04/16/2015 04/08/2015 04/17/2015 04/17/2015 04/09/2015 04/17/2015 04/09/2015 04/17/2015 04/28/2015 04/28/2015 04/10/2015 04/28/2015 04/30/2015 04/02/2015 04/29/2015 Current Sponsoring Company Name (As of 05/03/2015) MLO Activity Page 11 of 12 GRMA# NMLS Entity Name 42715 42867 43046 43109 43229 43687 43693 43717 43920 43974 43991 44187 44252 44556 44843 44911 45078 1080513 1158185 1020086 107415 1212679 293505 174580 501756 1094296 1051884 1221870 351263 293472 1147741 1194955 1161148 1184569 Carol Joy Dasher Lisa Marie Tomczyk James Wade Ballis LORI H COUICK Ryan Andrew King Joseph Frances Gallo Michael Steven Sorensen Lucas Rafael Robles Jimenez Copall Sophia Salmon Jason Brian Freeman Garin Joseph Ramirez Timothy John O'Connor Joe Bob Rivers Thompson William Robert Padgett Donald Robert Reagan Jr Jennifer Lee Borkowski Chris Bradley License Status Date 04/08/2015 04/28/2015 04/30/2015 04/28/2015 04/28/2015 04/29/2015 04/28/2015 04/28/2015 04/28/2015 04/02/2015 04/16/2015 04/28/2015 04/28/2015 04/28/2015 04/07/2015 04/29/2015 04/28/2015 Current Sponsoring Company Name (As of 05/03/2015) MLO Activity Page 12 of 12