Monthly Mortgage Summary Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division Monthly Summary of Mortgage Activities for the Period Ending October 2015 Inside this Issue: Mortgage Call 2 Report Reminder Department of 2 Banking and Finance Adopts Final Rules Is Your E-Mail 2 Address Correct? 2016 State 3 Holidays Administrative 3 Actions Fine Information 3 Appendices: Mortgage Company Activity by License Status Mortgage Loan Originator Activity by License Status 2016 Mortgage License/Registration Renewal Timeline Please refer to the September Monthly Mortgage Summary for more information on streamlined mortgage renewals. CE Deadline Renewal Period Begins Renewal Period Ends Late Renewal Begins Late Renewal Ends October 31 Mortgage Broker Licensees and MLOs November 1 NMLS opens renewal functionality December 1 December 2 Late Renewal Application Fees: $100 (MLO) and $300 (Company) December 31 NMLS closes renewal functionality. No renewal requests can be submitted after December 31. Expiration January 1 Expired licensees and registrants must re-apply for licensure or registration to be reinstated. Georgia Renewal Fees Mortgage Broker/Processor License or Registration Mortgage Lender License or Registration Mortgage Branch Approval Mortgage Loan Originator $400 annual license fee $900 annual license fee n/a $100 annual license fee These fees must be paid electronically through NMLS upon submission of the license renewal request. Requests must be submitted by December 1, 2015 for a timely renewal. Renewal requests submitted on or after December 2nd will be considered late and will be subject to an additional $300 (Company Licensees and Registrations) or $100 (MLO) late renewal application fee that will be invoiced through NMLS. The above fees do not reflect NMLS processing fees. Page 2 October 2015 Mortgage Call Report Reminder This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Third quarter data (July 1 September 30, 2015) must be filed through the NMLSR by November 14, 2015. Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Failure to file a timely MCR will also delay the processing of your renewal application. For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/ common/mcr/Pages/default.aspx Department of Banking and Finance Adopts Final Rules On October 27, 2015, the Department adopted Final Rules and filed the Rules with the Secretary of State's Office. Pursuant to O.C.G.A. 50-13-6, the Rules will be effective on November 16, 2015, which is twenty days following the filing of the Rules with the Secretary of State. Prior to adopting the Rules, the proposed Rules along with a synopsis were distributed on September 24, 2015. The Department received two (2) written comments regarding the proposed Rules. The Department believes that the Rules as adopted encourage safety and soundness, encourage safe and fair mortgage lending, and conform to the law. To view or download the Final Rules, go to the Regulations page on the Department's website (http://dbf.georgia.gov/dbf-regulations) and select the appropriate link for the Final Rules, or you may access them directly from: http://dbf.georgia.gov/ documents/2015-dbf-final-rulemaking-10-27-2015 Is Your E-Mail Address Correct in NMLS? Licensees must keep their e-mail addresses updated on the NMLS at all times -- MU1 filings for companies and MU4 filings for individuals. Essentially all communication from our Department is through e-mail. If your e-mail address is not correct in the NMLS, you may miss valuable information that could adversely affect your license. The Department is not responsible for any missed communications if your e-mail address is not correct or if our e-mails go to junk/spam or trash folders. COMMONLY USED ACRONYMS CE -- Continuing Education Department -- Georgia Department of Banking and Finance GRMA -- Georgia Residential Mortgage Act MCR -- Mortgage Call Report MLO -- Mortgage Loan Originator NMLS or NMLSR -- Nationwide Mortgage Licensing System & Registry O.C.G.A. -- Official Code of Georgia Annotated October 2015 Page 3 2016 State Holidays Please refer to Georgia Governor Nathan Deal's website -- http://gov.georgia.gov/2016-state-calendar -- for a list of the dates in 2016 proclaimed by the Governor as public and legal state holidays when the Capitol and all State agencies will be closed. Administrative Actions GRMA# NAME 32985 Ikon Financial Group, LLC Myers, Jason CITY Isle of Palms Isle of Palms ST ACTION TYPE SC Consent Agreement SC Consent Agreement ISSUED 10/21/2015 10/21/2015 FINAL 10/21/2015 10/21/2015 Fine Summary Information Fine Description Advertising Background Checks GRMA fees paid late Loan files not properly maintained Grand Total Count 2 1 6 1 10 UPCOMING 2015 HOLIDAY CLOSINGS This is a reminder that the Department will be closed on Wednesday, November 11th for Veterans' Day, Thursday, November 26th for Thanksgiving Day, and Friday, November 27th in observance of Robert E. Lee's Birthday. Page 4 Georgia Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655 Email: dbfmort@dbf.state.ga.us We're on the Web! dbf.georgia.gov October 2015 The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia. In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders and processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia. Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision. Our Vision is to be a willing and able partner with our regulated entities in order to support vibrant and economic growth and prosperity in Georgia. Sign-up to Receive this Publication This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary. If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line. MORTGAGE COMPANY APPENDIX License Status Approved Denied Revoked Terminated Expired Terminated Ordered to Surrender Terminated Surrendered/Cancelled Definition The entity has an Approved license. The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request. MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS GRMA# NMLS Company Name Approved 32292 499782 American 1st Rate Mortgage, LLC 46432 86788 OVM Financial, Inc. Terminated - Ordered to Surrender 32985 239349 Ikon Financial Group, LLC Terminated - Surrendered/Cancelled 19235 138459 About Mortgage Inc. 22292 1319 Generation Mortgage Company 30175 32292 110876 AMERICAN HOME FREE MORTGAGE, L.L.C. 499782 American 1st Rate Mortgage, LLC 33990 862539 DEVAL LLC 43557 1224673 Yourcasa Mortgages, LLC 43986 298444 Whitman Metropolitan, Inc Date License Name 10/09/2015 10/08/2015 GA Mortgage Lender License GA Mortgage Lender License City Chamblee Chesapeake 10/21/2015 GA Mortgage Lender License Isle of Palms 10/09/2015 10/26/2015 10/26/2015 GA Mortgage Broker/Processor License GA Mortgage Lender License GA Mortgage Lender License 10/09/2015 10/21/2015 10/26/2015 10/20/2015 GA Mortgage Broker/Processor License GA Mortgage Lender License GA Mortgage Broker/Processor License GA Mortgage Broker/Processor License Alpharetta Atlanta Prosper Chamblee Irving Norcross San Diego State 2 GA VA 1 SC 7 GA GA TX GA TX GA CA Mortgage Company Appendix 1 of 1 MORTGAGE LOAN ORIGINATOR APPENDIX License Status Approved Denied Revoked Terminated Expired Terminated Ordered to Surrender Terminated Surrendered/Cancelled Definition The entity has an Approved license. The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request. MLO ACTIVITY BY CURRENT LICENSE STATUS GRMA# NMLS Approved Entity Name License Status Date Current Sponsoring Company Name (As of 11/02/2015) 25754 32224 32836 32944 36246 39618 39794 41901 47186 47363 47424 47473 47499 47521 47539 47542 47579 47583 47586 47592 47596 47608 164800 397468 782051 544528 879960 740158 198058 1146707 1359175 1371488 1387589 1228088 1273373 1186594 1228811 1369105 1237721 1384819 1405046 1384846 979097 137597 Elizabeth Marie Dillon 10/26/2015 Everett Financial, Inc. Tracy Jean Morrison 10/14/2015 Movement Mortgage, LLC Richard Lee Murray 10/14/2015 Nationstar Mortgage LLC Randall J Bailey 10/14/2015 Universal American Mortgage Company, LLC Cathi Lee Woods 10/14/2015 American Financial Resources, Inc. IGNACIO ALBERTO GOMEZ JR 10/14/2015 Montage Mortgage, LLC Mark Harris White 10/14/2015 Freedom Mortgage Corporation FRANCESCA ELENA VILLEGAS 10/22/2015 ProFund Mortgage LLC Taylor Rusch Box 10/16/2015 MiLend, Inc. James Lewis Wright III 10/07/2015 Live Well Financial, Inc. Brian Patrick Clancy Jr 10/19/2015 Quicken Loans Inc. Bryan John Neal 10/05/2015 Everett Financial, Inc. Melody Lynn Anderson 10/15/2015 Quicken Loans Inc. Brent Michael Little 10/08/2015 Quicken Loans Inc. John Dion Rodgers 10/15/2015 One Reverse Mortgage, LLC Mary Susan Tessitore 10/05/2015 THE MONEY SOURCE INC. Nathan Patrick Konwinski 10/15/2015 Quicken Loans Inc. Jascha Ilya Javier Jibran S Rickar 10/15/2015 Freedom Mortgage Corporation Holly Price Covett Mrs. 10/15/2015 Movement Mortgage, LLC Arinder Singh 10/05/2015 Freedom Mortgage Corporation Darryl Anthony Baker Jr. 10/13/2015 Homeside Financial, LLC Jennifer A Farmer 10/02/2015 1st Signature Lending, LLC 164 * MLO Appendix 1 of 14 GRMA# NMLS Entity Name 47610 47617 47624 47633 47634 47638 47640 47643 47646 47648 47649 47655 47658 47661 47663 47664 47673 47674 47679 47681 47683 47685 47687 47690 47695 47696 47701 47705 47709 47710 47713 47715 47719 47723 47724 47728 1401326 1231998 403746 161317 1393161 982924 408680 1187614 1310465 1406051 760306 1399466 223799 1132872 1398588 1121309 563484 251502 1301911 136300 138855 449808 1323605 1374235 1407407 1399499 1407419 916341 1398924 1407391 562616 1407403 1394902 1407348 1407422 1398914 Angelia Marie Hardcastle Thomas James Galatis Carol Nolan Ryan Kelly A Garanzuay Kaine Nolan Grant John Michael Russo Lynette Elaine Wall Creighton Daniel Crenshaw Yamei Su Brandon Lee Vorne Allen Aleta Marie Caldwell Gannon Kemper LeBlanc Sonya Denise Morris Rodgers Carson James Taylor Terry Ann Armstrong Erich Gunther Arvidson James E. Hazley Bryan Horn James Lawrence Smith Kenneth Mark Bell Timothy John Hartigan Julie A Karpik TEJAS J SHAH Joseph Thomas Wilgus Derrick Daniel Hiserman David R Kogelman David Dwane Parker Jeremy Winston Smith Abraheem Ehab Bseisso Joel Anthony Campbell Michael Francis Czarnecki Austin James Haugh Katrine Ann Mhedhbi Daniel James Salter Jared Duane Tilley Andrew Ronald Breaugh License Status Date Current Sponsoring Company Name (As of 11/02/2015) 10/13/2015 Altisource Fulfillment Operations, Inc. 10/14/2015 J.G. Wentworth Home Lending, Inc. 10/02/2015 Reverse Mortgage Funding LLC 10/19/2015 Prospect Mortgage, LLC 10/15/2015 Reverse Mortgage Funding LLC 10/09/2015 Caliber Home Loans, Inc. 10/22/2015 Stearns Lending, LLC 10/13/2015 Quicken Loans Inc. 10/14/2015 Financial Choices Corporation 10/13/2015 CityWorth Mortgage LLC 10/14/2015 Cardinal Financial Company, Limited Partnership 10/07/2015 Quicken Loans Inc. 10/13/2015 Acceptance Capital Mortgage Corporation 10/15/2015 Trinity Reverse Mortgage 10/19/2015 One Reverse Mortgage, LLC 10/15/2015 Mortgage Research Center, LLC 10/05/2015 NATIONS LENDING CORPORATION 10/05/2015 Freedom Mortgage Corporation 10/14/2015 Wipro Gallagher Solutions, Inc. 10/15/2015 Quicken Loans Inc. 10/05/2015 Secure Lending Incorporated 10/06/2015 Movement Mortgage, LLC 10/14/2015 Nations First Home Mortgage, Inc. 10/15/2015 NATIONS LENDING CORPORATION 10/05/2015 loanDepot.com, LLC 10/16/2015 Quicken Loans Inc. 10/19/2015 loanDepot.com, LLC 10/16/2015 Lending Solutions, Inc. 10/13/2015 Quicken Loans Inc. 10/05/2015 loanDepot.com, LLC 10/02/2015 Carrington Mortgage Services, LLC 10/05/2015 loanDepot.com, LLC 10/16/2015 Carrington Mortgage Services, LLC 10/01/2015 Mortgage Research Center, LLC 10/05/2015 loanDepot.com, LLC 10/02/2015 Quicken Loans Inc. MLO Appendix 2 of 14 GRMA# NMLS Entity Name 47729 47730 47731 47732 47733 47734 47736 47737 47739 47741 47744 47745 47746 47747 47750 47751 47753 47754 47757 47759 47761 47762 47764 47765 47766 47767 47768 47769 47770 47771 47772 47773 47774 47775 47778 47779 1399264 1399274 1399278 1399303 1399320 1399447 1399424 1399241 1099613 1407227 1399394 1408457 1405572 1410744 1398941 1262813 1387484 499373 1387542 360193 210436 545213 409835 1396514 1396512 1407342 1387738 496896 1396537 1399604 1013494 189665 1399692 1387773 1382555 1375789 Grant Porter Ditzhazy Anthony James Edwards Gregory John Evans Laura Rebecca Fernandez Joseph Galvez III Darnell Orlando Ingram James Angus MacEachern James Christopher Saber Jeffrey Kenneth Amoretti Aaron Nicholas Butler Diana Ahmad Hamdan Ryan Matthew Inwood Joseph John Jajola III Kathleen Dianne Jennings Mitchell Andrew Trager Michael John Whalen Alaa Mahmoud Baalbaki Densel Ray Ball II Andre Jamal Brugnone Susan Marie Chappell Miranda Lakeshia Dailey Julie K Devine Martin Gerardo Gallo Emily Renee Lawson Brandyn Chase Lazar Ryan Everett Lewis Jeffrey Ross LoDuca Matthew Lawrence Massie Mark Casey McGovern Gina Marie Moyer Tara L. Phillips Magdalene Elizabeth Rich Charles Wayne Riddle Michael Dwayne Sampson Sr. Tiwana Lynn Brown Vanessa Mairy Cholagh License Status Date Current Sponsoring Company Name (As of 11/02/2015) 10/02/2015 Quicken Loans Inc. 10/02/2015 Quicken Loans Inc. 10/14/2015 Quicken Loans Inc. 10/02/2015 Quicken Loans Inc. 10/02/2015 Quicken Loans Inc. 10/02/2015 Quicken Loans Inc. 10/02/2015 Quicken Loans Inc. 10/02/2015 Quicken Loans Inc. 10/05/2015 Michigan Mutual, Inc. 10/01/2015 Mortgage Research Center, LLC 10/02/2015 Quicken Loans Inc. 10/16/2015 MiLend, Inc. 10/02/2015 CrossCountry Mortgage, Inc. 10/21/2015 Highland Mortgage Group LLC 10/02/2015 Quicken Loans Inc. 10/15/2015 Quicken Loans Inc. 10/05/2015 Quicken Loans Inc. 10/06/2015 Mortgage Lenders of America, LLC 10/06/2015 Quicken Loans Inc. 10/06/2015 Mortgage Lenders of America, LLC 10/09/2015 Primary Residential Mortgage, Inc. 10/14/2015 Lincoln Capital Advisors, LLC 10/02/2015 Home Point Financial Corporation 10/06/2015 Freedom Mortgage Corporation 10/06/2015 Freedom Mortgage Corporation 10/06/2015 Mortgage Lenders of America, LLC 10/06/2015 Quicken Loans Inc. 10/02/2015 Carrington Mortgage Services, LLC 10/06/2015 Freedom Mortgage Corporation 10/15/2015 Mortgage Lenders of America, LLC 10/05/2015 NATIONS LENDING CORPORATION 10/06/2015 Freedom Mortgage Corporation 10/06/2015 Mortgage Lenders of America, LLC 10/21/2015 R M K Financial Corp. 10/19/2015 Moody Mortgage Corporation 10/06/2015 Quicken Loans Inc. MLO Appendix 3 of 14 GRMA# NMLS Entity Name License Status Date Current Sponsoring Company Name (As of 11/02/2015) 47780 47781 47782 47783 47784 47786 47787 47791 47792 47793 47801 47802 47803 47804 47805 47806 47807 47813 47818 47820 47821 47825 47828 47829 47830 47832 47834 47837 47839 47840 47842 47843 47844 47845 47846 47849 1375899 894989 1399386 1247800 1399472 1387740 1388901 1398848 1387476 1070623 302202 1413606 760052 1406741 1369321 1313209 1305323 1409999 1413605 1399107 1164370 1399400 1176917 598826 1399309 200533 1237698 1139936 1399271 1387705 1399439 1387661 1398674 1407112 1406727 930397 Jordan Nathaniel Cozart 10/06/2015 Quicken Loans Inc. Vladimir Vladimirov Danilchenko 10/09/2015 Carrington Mortgage Services, LLC Brandon Scott Green 10/06/2015 Quicken Loans Inc. Jared James Henninger 10/06/2015 Quicken Loans Inc. Simon Antoine Kandalaft 10/06/2015 Quicken Loans Inc. Michael Thomas Liles 10/07/2015 Quicken Loans Inc. Ray Paul Marley 10/09/2015 loanDepot.com, LLC Raquel Lee Sorg 10/05/2015 NATIONS LENDING CORPORATION Sajan Kurian Thomas 10/07/2015 Quicken Loans Inc. Andrew Vincent Vuyovich 10/14/2015 Freedom Mortgage Corporation Michael Lamar Baker 10/05/2015 Geneva Financial, LLC Eric Preston Balderson 10/09/2015 New Day Financial, LLC Ana Lilia Beiza 10/07/2015 Carrington Mortgage Services, LLC Jonathan Robert Bellemore 10/07/2015 Embrace Home Loans, Inc. Jessica Gail Brown 10/09/2015 Specialized Loan Servicing LLC Justin Scott Bybee 10/09/2015 Primary Residential Mortgage, Inc. Brandi Nicole Cabe 10/19/2015 Primary Residential Mortgage, Inc. Aaron John Fink 10/14/2015 Open Home Mortgage, Inc. Colton Edward Stinson 10/09/2015 New Day Financial, LLC David Sabah Toma 10/07/2015 Quicken Loans Inc. Ryan Christopher Wilson 10/07/2015 Vanderbilt Mortgage and Finance, Inc. Paul Stephen Bogosian 10/09/2015 Stonegate Mortgage Corporation Christopher Charles Knee 10/09/2015 Vanderbilt Mortgage and Finance, Inc. Calvin Park 10/14/2015 American Financial Resources, Inc. Gary Michael Prager 10/14/2015 Quicken Loans Inc. Anthony-Clay Drummond Richeso 10/14/2015 Quicken Loans Inc. Jimmy Zahi Fakhouri 10/15/2015 Quicken Loans Inc. David William Bush 10/15/2015 Quicken Loans Inc. Raphael DeVanTe' Dunson 10/15/2015 Quicken Loans Inc. Wayne Landon Hearns 10/15/2015 Quicken Loans Inc. Matyous Ala Imsaiah 10/15/2015 Quicken Loans Inc. Bridget Marie Morse 10/15/2015 Quicken Loans Inc. Rachel Michelle Sholtis 10/15/2015 Quicken Loans Inc. Drew Randal Alexander 10/15/2015 Mortgage Research Center, LLC Jason Andrzejczyk 10/14/2015 Embrace Home Loans, Inc. Erick Josue Calix Hernandez 10/20/2015 Homeward Residential, Inc. MLO Appendix 4 of 14 GRMA# NMLS Entity Name 47851 47857 47860 47861 47865 47866 47867 47868 47870 47871 47872 47873 47879 47888 47892 47893 47898 47901 47904 47905 47907 47910 47924 47930 47931 47938 47940 47941 47942 47944 47945 47947 47960 47972 1413596 1140471 985409 1399273 12633 1399470 1402336 1399446 1399307 1243187 1398904 1024787 1381559 1007834 917001 1399462 1399371 1374109 1398908 1406990 1398680 1109893 1399128 1408798 631450 1399360 296100 1399295 1399282 1408852 1004867 1399120 1210453 1293073 Charles Francis Kipe Jr Santana Lorea Sedlacek David Michael Cervone Renauld Maurice Edwards Shan Kai Jelani Jackson Francesco Andrew Laframboise Teresa Lynn Lambert Ellie Rose Litteral Brandon John Preston Jeremy Mark Rodner Evan Michael Walker Charles Joseph Wilson III Brittany Joy Gumban Megan Elaine Bratkovich Justin Trent Harwell Andrew Stuart Jenkins Andrea Rose Nash Scott Allen Sholtis Kirk Anthony Urbanowicz Rebecca Casey Vogt David Yeh Jacob Oral Arthur Christopher William Solinski Jesse Taylor Burns Peter Carroll Keona Lasha Parker Joshua James Pomeroy Neron Jalal Qarana Brandon Christopher Roberts Alexander Paul Salamon Farah Jihad Serhal Kyle Marvin Sunday Michael Adam Heus Jesse Joseph Warren License Status Date Current Sponsoring Company Name (As of 11/02/2015) 10/15/2015 New Day Financial, LLC 10/19/2015 Quicken Loans Inc. 10/20/2015 PHH Mortgage Corporation 10/19/2015 Quicken Loans Inc. 10/22/2015 Nationstar Mortgage LLC 10/20/2015 Quicken Loans Inc. 10/15/2015 21st Mortgage Corporation 10/20/2015 Quicken Loans Inc. 10/20/2015 Quicken Loans Inc. 10/20/2015 Quicken Loans Inc. 10/20/2015 Quicken Loans Inc. 10/15/2015 Bayview Loan Servicing, LLC 10/21/2015 Primary Residential Mortgage, Inc. 10/21/2015 Ditech Financial LLC 10/21/2015 Ditech Financial LLC 10/20/2015 Quicken Loans Inc. 10/20/2015 Quicken Loans Inc. 10/20/2015 NATIONS LENDING CORPORATION 10/20/2015 Quicken Loans Inc. 10/20/2015 Mortgage Research Center, LLC 10/20/2015 Quicken Loans Inc. 10/22/2015 NATIONS LENDING CORPORATION 10/22/2015 Quicken Loans Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 American Financial Resources, Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 Quicken Loans Inc. 10/22/2015 Homeside Financial, LLC 10/22/2015 NATIONS LENDING CORPORATION * One MLO's license was approved in the same month in which it was terminated-surrendered/canceled, for a total of 165 approvals for the month. MLO Appendix 5 of 14 GRMA# NMLS Entity Name Denied 46863 47052 47098 930420 335689 216067 Tarrence Montel Lewis Phuong Tuong Phan Damon Wells McCloud License Status Date 10/14/2015 10/27/2015 10/27/2015 Current Sponsoring Company Name (As of 11/02/2015) 3 MLO Appendix 6 of 14 GRMA# NMLS Entity Name Terminated - Expired License Status Date 24636 24778 24932 25197 25242 25520 25747 25904 26089 26093 26097 26272 26316 26813 27962 27986 28162 28293 28322 28451 28486 30057 30131 30506 30672 30869 31310 31311 31566 31683 31934 32027 32108 32375 32939 35024 86785 130820 177493 194995 8163 123342 192942 38267 192332 35271 193943 49836 19119 208671 220460 32708 79060 21391 87627 201707 30415 200540 363435 77293 227715 375993 33673 270002 73526 390107 390038 277652 621807 373472 John Frederick Shallow 10/29/2015 Nicholas Anthony Leonardo 10/29/2015 Allen Keith John 10/26/2015 Samuel Clifford Gauthier 10/26/2015 Tameka Chantelle Knighton-Evan 10/26/2015 Bernard Anthony Motta Jr. 10/29/2015 Clinton Williams Carper 10/26/2015 JOHN L HOFFMAN JR 10/26/2015 Jason Michael Madden 10/29/2015 Patricia Ann Matthews 10/29/2015 Frederick Charles Muller III 10/29/2015 Latrice Wright 10/29/2015 Oscar Benjamin Thomas 10/29/2015 Kevin Patrick Corbett 10/26/2015 Shannon Bagshaw 10/26/2015 Eliott Lee Ingle 10/26/2015 Reinaldo Michael Farah 10/26/2015 Joel Lyerly Childress 10/26/2015 Arthur Jeffrey PeBenito 10/29/2015 Kenneth Locke 10/29/2015 Cynthia Jeanne Smith 10/29/2015 Todd Michael Jarrold 10/26/2015 Andrew Scott Robinson 10/29/2015 Adrian Leon 10/29/2015 Clinton Cyle Malusky 10/29/2015 Frederick Julius Thompson II 10/29/2015 Roger Dan Salazar 10/29/2015 Clarence Edward Simpson JR. 10/29/2015 Joshua Odell White 10/29/2015 Dylan Paul Evans 10/26/2015 Samuel Kurtis Perkins 10/29/2015 Olman Vincent Caicedo 10/26/2015 Christopher Neal Salmieri 10/29/2015 Samantha Elizabeth Hamilton 10/26/2015 David Scott Rutherford 10/29/2015 Current Sponsoring Company Name (As of 11/02/2015) 211 MLO Appendix 7 of 14 GRMA# NMLS Entity Name 33122 33287 33627 34035 34083 34417 34590 34688 34997 35124 35142 35401 35474 35568 35583 35679 35725 35785 35795 35809 35830 35998 36147 36151 36270 36560 36644 36656 36883 36925 36938 37336 37471 37571 37633 37951 428337 310282 388213 838669 861234 902678 781697 861703 571031 233816 913865 913822 922577 394094 385790 589341 172959 938903 340797 430017 944432 945332 225861 552533 984838 877226 739904 977830 983441 869206 907479 167151 1040079 135066 886389 26311 Ingrid Elizabeth Peterson Lisa Kathleen Watson Petros Okbamichael Jeffrey David Flora Evan Douglas Missig Corey Michael Welch Arturo Adrian Donzella Sean Raymond Evers Lance Antonio Micucio James Brent Bonner Jayme Louyse Palker Jon-Michael Elliott Majkut Leonard Robert Oliveri Jr. Bartholomew Thomas Mikulski Brad Noffert Buttrey Chad Aron McDonald Ammon Jay Carlson IV Kelly Marie Mullin Kippen Robert Blair THOMAS LANDON DUTCHER Christopher Showers JOEL CEASAR WEST Kevin Mathew Fabian Sharon Ivey Jeremy Steven Bowling Derek Charles Shayne David Michael Baker Zachary David Sher Elizabeth Marie Mason Kyle R Tustin Ryan Robert Bruff David Roderick Hale Nicole Grace Love Paul Harris Owen Gary Michael Nakamura Alan Wayne Logan License Status Date 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 Current Sponsoring Company Name (As of 11/02/2015) MLO Appendix 8 of 14 GRMA# NMLS Entity Name 37955 38107 38446 38630 38791 39222 39339 39396 39422 39548 39741 39784 39915 40070 40297 40613 40841 40892 40942 41119 41150 41285 41291 41360 41490 41492 41579 41682 41696 41975 42017 42052 42053 42097 42257 42320 1018403 197294 331759 994914 425363 29471 985332 488419 215941 1088553 794819 326234 209500 1041702 93824 1136827 318625 1149638 1096936 1086978 221877 1086895 1152650 1087060 1159974 1087358 604795 1162846 1066598 1168777 1159591 1107731 1038007 193286 851750 254318 Calvin Lewis Nivens Thomas Michael Colgrove Jr Sheldon Barry Rosenberg Adam Mark Emmert Robert Charles Kelly Bryan Dean Andersen Louis Scott Rappaport Xa Dinh Ngo Allan Ross Emas ANH MAI NGUYEN Mark Tyler Remick Michael Angelo LoCascio Joyce Tallant Carlton DeWitt Porter Jr. Jill Renee Lowry Tara Moore Robertson Jeremy Ryan Morganegg Matthew Wilder Clark Koren Renee Burns Jeffrey Stephen Donohue Matthew Roi Rainwater Kevin John Buxton lisa dianne paschal Ryan Shawn Hennard Benjamin Carl Orr Caryn Marie Rogers Brenda Sue Ray-Strain Kate Elise McCulloch Adriel Velazquez Steven Ronald Brady Nicole Alyse Edington Jeffrey Andrew Karam S . Bradley Evan Karwowski Nicholas Montgomery Stiles MaryLynn L Meyer Jennifer Danielle Buxton License Status Date 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 Current Sponsoring Company Name (As of 11/02/2015) MLO Appendix 9 of 14 GRMA# NMLS Entity Name 42355 42372 42380 42476 42499 42557 42672 42764 42807 42821 42868 42957 43002 43024 43049 43067 43073 43171 43193 43240 43250 43274 43287 43292 43334 43429 43456 43496 43560 43571 43679 43703 43707 43762 43768 43810 847818 967160 961006 1177878 1159582 1193738 1186673 1169012 207607 1163396 293275 1004093 1068017 1194937 1194812 1178884 1194649 1189975 1203237 1212672 891178 1194880 1196490 1203250 1203609 1202763 1133227 1211963 1211905 1211671 1127525 906201 1184087 1220201 219349 984481 Michael Andrew Grabowski Alexandra Born Darren Scott Nelson Nathaniel Stanley Towianski Maxwell Loren Bradley Patrick Stephen St. Clair Sterling Tarelle Stewart Tiffany smith Barbara Juliann Wallace Janet Eva Koenig Jeffrey Benjamin Van Deusen Shaun Paul Russon Tommy Son Huy Nguyen Jeffrey Thomas Sabo Kristen Marie Fitzsimons Lauren Elizabeth Pryor Jaron James Butts Diana Fay Palmer John George Dallas Dominic Joseph Young Leslie Jesus Lopez Robert Michael Lombardo Richard Ernie Yarbrough Gavin Wrenn Freeman James Arlie Adkins II Jill Eileen Hamila Juan Luis Rodriguez Spencer David Herman Andrea Marie Canty Tyler Welty Hugus Kathryn Sherrill Morris Jonathan Daniel Shipley Vickie Louise Bevil Jessica Marie Benson Hyung Joo Lee Ashley Nicole Fitzgerald License Status Date 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/26/2015 10/29/2015 10/26/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/26/2015 Current Sponsoring Company Name (As of 11/02/2015) MLO Appendix 10 of 14 GRMA# NMLS Entity Name 43814 43816 43821 43828 43851 43897 43904 43940 44005 44014 44061 44087 44135 44168 44207 44227 44229 44247 44263 44271 44297 44346 44428 44471 44493 44519 44544 44688 44689 44719 44734 44750 44755 44757 44793 44832 1223758 1223756 1223755 1232343 300115 1222389 1222433 1212059 1228624 1228439 1242141 1219785 620930 1234747 1237094 1186966 1218873 1232245 1248199 450760 872259 1088721 489999 763092 1243971 1168838 1168761 1246605 1211695 1127377 1222376 1203405 1140497 1222482 1247917 1247699 Tanin Matin Raymond Pryphun Paul Christian Tateo Jake Stewart DeLisle Sandee Sykes McDonald Tyler James Guthrie Gina Marie Tornabene Orlando Deshawn McCord Jr. Ian Mack Jones Sandra Lynn Qafa Robert James Huggins Michael Aaron French Walisa M Sessoms Brittany Renee Wooten Timothy Paul Bassett James Thomas Fagan Minna Sadruddin Ladha Matthew Aaron Cagle Anna Meng Matthew Thomas Dickinson Robert Edward Palubiak Antwon LaKeith Scott Michael Roy Simone Logan Charles Mason Jennifer Karen Cazier-Martinez Erika Ashley DeBellis Julia Patricia Sahagun-Gonzalez Lori Michelle Partin Kyle Andrew Paul Erik Reay Martin Aris Dion Ford-Hall John Nadir Thomas Bryan Thomas Vessels Kenny Ho-Lun Wong Kenneth Paul Zosel III Mona Elghoul License Status Date 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 10/29/2015 10/26/2015 Current Sponsoring Company Name (As of 11/02/2015) MLO Appendix 11 of 14 GRMA# NMLS Entity Name License Status Date 44884 44892 1278096 1278035 Todd Michael Szakacs Michele Lynn Blakey 10/29/2015 10/26/2015 44934 44941 1262459 659840 Riley Lawrence Kowalski Paul Gerrell Taylor 10/29/2015 10/29/2015 44962 44975 45031 987034 206889 1194637 Barbara Ann Gazibara Larry Alan Beal Ryan Matthew Brown 10/26/2015 10/26/2015 10/26/2015 45088 45173 1273488 1211906 Richard Joseph McClean Jeffrey Scott Chew 10/29/2015 10/26/2015 45181 45274 45285 45398 45401 45413 45438 1203263 1232708 1220283 1294950 176984 1273439 1212031 Misjed Hoxha Zena Genae Brazier Christopher Leigh Hilton Mary Lee Grigsby RAHIL ANWERALI MAWGIN Mickaelle Jean Brett Richard Lesperance 10/26/2015 10/26/2015 10/26/2015 10/26/2015 10/29/2015 10/26/2015 10/29/2015 45440 45441 45449 383085 1287223 285085 David Scott Markel Jeffrey Robert Nachbar Misty D Scurlock 10/29/2015 10/29/2015 10/29/2015 45524 45568 1294969 1222306 Nathan Mark Knudson Dacia Elizabeth Hartz 10/29/2015 10/26/2015 45622 45665 45670 45748 45781 45953 45965 1007998 1304194 1109974 1309905 1177954 328004 1241828 Nicole Danielle Foyto Robert Allen Wade Philippe Jacques Alphee Dumont German A Arias Jeremy Richard Krystosik Kambiz Shams Shirazi Ian Andrew Martindale 10/26/2015 10/29/2015 10/26/2015 10/26/2015 10/29/2015 10/29/2015 10/29/2015 46044 46129 1317620 1277950 Megan Patricia Bellingham Jean Paul Richardson 10/26/2015 10/29/2015 46190 46601 1065982 803831 Andrew Berton Jones Joanne Snyder 10/26/2015 10/29/2015 Current Sponsoring Company Name (As of 11/02/2015) MLO Appendix 12 of 14 GRMA# NMLS Entity Name Terminated - Surrendered/Cancelled License Status Date 24312 25219 25803 27508 29926 30083 31801 32473 34550 35197 35708 36094 36193 36447 36884 37665 38299 39046 39085 39638 39647 39718 39734 39883 40093 40844 40853 41527 42273 42284 42576 42852 42872 42874 42879 147994 28660 209635 110130 205800 242779 375830 143086 909122 544564 6175 928213 552599 735848 242270 919347 401823 1066955 976773 377473 1030211 1098492 1096165 924534 1092047 659555 962649 1159868 456180 1180770 1185410 1201215 742462 397769 926591 Xiaofeng Zheng 10/06/2015 Chad Andrew Turner 10/23/2015 MONA PURVIS LOVE 10/14/2015 Pui Lam Carol Fong 10/01/2015 Leslie Joan Struthers 10/28/2015 Shoaib Mohammud Abdul Sharieff 10/19/2015 Johnetta Joyce Lewis 10/02/2015 Richard Michael Titus 10/29/2015 Raul Millan III 10/01/2015 Erik Miller 10/28/2015 Jon Michael Shibley 10/14/2015 Michele Annis Winbush 10/29/2015 William Wayne Teas Jr 10/15/2015 Margaret Mary Mell Ms 10/27/2015 Candice Renee Funk 10/09/2015 Katie Lynn Renner 10/01/2015 Richard William Metzgar Jr. 10/20/2015 JOSEPH OKORONTA 10/29/2015 Helmut Douglas Benavides 10/28/2015 Robert Gates Thompson III 10/22/2015 Jocelyn Burkhart Diehl 10/07/2015 Charlotte Smith Graham 10/21/2015 Nathan Christian Groves 10/06/2015 Katie Lynn Smith 10/28/2015 Laura Faith Lacey 10/06/2015 Kris C. Bilodeau 10/28/2015 Gina Linnea Wilson 10/20/2015 Jay Christopher Gilman 10/13/2015 Anthony John Waldecker 10/26/2015 Leah Michelle Lowry 10/30/2015 Adrena Ryan Rose 10/19/2015 Nicolas Matsangakis 10/28/2015 Jose Manuel Coutino 10/09/2015 DOMINIC MICHAEL GARCIA 10/28/2015 Amir Ali Omid 10/09/2015 Current Sponsoring Company Name (As of 11/02/2015) 58 MLO Appendix 13 of 14 GRMA# NMLS Entity Name 42972 43008 43022 43477 43649 43802 43955 44118 44259 44648 44787 44810 44827 44858 44990 45331 45589 45594 45930 46089 46594 47023 47800 1051835 85037 180996 215276 237770 1223760 1232372 987905 1037516 246039 1054663 1186617 1203226 1121507 1277960 1186586 864843 944093 261941 131986 227033 1159952 1398885 Lorrie Ann Silvius Chad J Acosta David Neil Raskin Timothy James Trauscht Troy Martin DeWitt Stephanie Michelle Lloyd Mark Anthony Manos Bradley David Overlin Charrissma Chantel Hester Kat Diane Whitman Monya Sami Saleh Pierre Seymour Mikha Lauren Elizabeth Brennan Jessica Lauren Marsh Way Jake Ellis Perry Michelle Lauren Lankowsky Alison Leigh Whitaker Ralph L. Gardner Elana Andrea Ross John Michael Flynn Mehrdad Ghaemi Shawn Patrick McAfee Audrey Rae Armstrong License Status Date 10/14/2015 10/14/2015 10/14/2015 10/22/2015 10/30/2015 10/28/2015 10/01/2015 10/09/2015 10/23/2015 10/05/2015 10/06/2015 10/05/2015 10/05/2015 10/30/2015 10/27/2015 10/13/2015 10/20/2015 10/21/2015 10/19/2015 10/01/2015 10/14/2015 10/05/2015 10/26/2015 Current Sponsoring Company Name (As of 11/02/2015) MLO Appendix 14 of 14