Monthly Mortgage Summary Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division Monthly SumMmonatrhylyoSfuMmmoratrgyaogfeMoArcttgiavgietiAecstivfoitrietshfoer PtheeriPoedrioEdndEnindigngAApprriill 22000172 Inside this Issue: Administrative 2 Actions License Denials 2 Fine Information 2 Licenses Approved 3 or Reinstated Licenses Revoked, 7 Withdrawn or Expired Contact Information 9 Mortgage Call Report Reminder This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. Section 7-1-1004.1 is due within 45 days of the end of every calendar quarter. First quarter data (January 1 March 31, 2012) must be filed through the NMLSR by May 15, 2012. Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Any outstanding fines owed to the Department must be paid through its secure website at: https://bkgfin.dbf.state.ga.us/MortgageDocs/MtgFinePay.html. For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/common/mcr/Pages/default.aspx. Quarters Time Period MCR Deadline Quarterly Due Dates for the Residential Mortgage Loan Activity (RMLA) component of the MCR (Due within 45 days of the end of every calendar quarter): Q1 (January 1 March 31) May 15 Q2 (April 1 June 30) August 14 Q3 (July 1 September 30) November 14 Q4 (October 1 December 31) February 14 "Safeguarding Georgia's Financial Services" Page 2 April 2012 ADMINISTRATIVE ACTIONS Cease and Desist Orders Which Became Final Glezen, Robert Neil, Duluth, GA - Order to Cease and Desist issued 03/02/2012 became final 04/03/2012. Diverse Resource Business and Tax Firm, Inc., Union City, GA - Order to Cease and Desist issued 03/12/2012 became final 04/12/2012. Modification Team, The, Lawrenceville, GA - Order to Cease and Desist issued 01/13/2012 became final 04/30/2012. Mortgage Loan Originator License Denials IDNUM 32991 33036 33638 33730 27155 NMLS# 189127 51776 179054 362247 245690 NAME James Edward Bensch ROBERT CHRISTOPHER WEST Leonard Coulter Meagan Marie Donovan Charles Britton Mask CITY Lawrenceville Selden Louisville Mount Laurel Social Circle ST DENIED GA 04/10/2012 NY 04/10/2012 KY 04/10/2012 NJ 04/10/2012 GA 04/26/2012 Fine Information Information regarding fines assessed against a specific licensee for which there is no pending administrative action is available on an individual licensee basis by submitting a written request to the following e-mail address: dbfmort@dbf.state.ga.us FINE REASON AND COUNT 2 Fines for Failure to Perform Background Checks April 2012 Page 3 MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN APRIL 2012 GRMA# 26179 26673 26691 29218 30752 26618 24473 28842 29194 26971 29802 30094 30520 30782 27750 26635 30866 32033 33494 33573 33773 33866 33889 33902 33903 33906 33930 33931 33939 33956 33957 33969 33975 34007 34016 34018 34022 34026 34029 34031 34034 34041 NMLS# 201715 213216 149521 9904 133421 180429 174347 152967 146237 211490 177369 101596 313256 372283 72028 31355 293562 267022 826598 204322 860072 837494 867319 20773 873255 873252 288612 448511 453194 221530 182335 793575 117105 252838 455621 332439 868509 864502 200485 846686 831813 625770 CODE NAME O Christopher Jong Lee O Kelley Michelle Sullivan O Vernega Damoris Williams O Justin Richardson O William Joseph Prudden O Richard James Borda O Clinton James Crebbin O George Clifford Lewis O Michael Bruce Ackerman O Kenneth Joseph Rizza O Nicholas Ryan Edwards O MICHAEL RUSSELL KEMPTER O Brett Daniel Leonhardt O VITOON VACHIRA O Richard Dustin McCain O Aaron David Pelarske O David Anthony LiVolsi O Yu Mochitani O Deborah Eileen McKenna O ERIN BROOKE HARDEN O Adam Joseph Klapper O Shawn Zachary-Todd Brock O Keri Nichole Allison O James Terrance Groth O Heyward Horton Jr. O Kevin Reese Brooks O Kayla Abigail Butler O Gerald Stephen Cardillo JR O Jeannie M Cheek O Duane Edward Miner O San Diego Enrique Sutton O Michael Shawn Spelts O George Allen Hrivnak O David Joseph Dziadon O RHONDA ROBINSON BUSBY O Kimberli Durfield O Brian R Barnard O Jean Kim O Ralph Linsangan O Anita Caroline Loyd Stewart O Kim Smith Farris O Brandon Matthew Carpenter CITY ST Irvine CA Savannah GA Buford GA Murphy TX Lewis Center OH East Berlin PA Charlotte NC Marietta GA Norcross GA Lawrenceville GA New Castle IN Marietta GA Charlotte NC Irvine CA Atlanta GA Atlanta GA Sterling Heights MI Foothill Ranch CA Detroit MI Carrollton GA Westfield IN Indianapolis IN Atlanta GA Carmel IN LaGrange GA Ball Ground GA Humble TX Apex NC Watkinsville GA Woodruff SC Philadelphia PA Yukon OK Strongsville OH Las Vegas NV Portal GA Corona CA Atlanta GA Orange CA Dearborn MI Warner Robins GA Roswell GA Chandler AZ ORIGINAL APPROVAL 05/07/2010 05/21/2010 05/28/2010 07/09/2010 11/19/2010 05/07/2010 06/18/2010 06/18/2010 06/25/2010 07/16/2010 08/06/2010 09/17/2010 10/22/2010 01/28/2011 08/13/2010 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 REINSTATED 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/06/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/27/2012 Page 4 April 2012 MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN APRIL 2012 GRMA# NMLS# 34058 428509 34060 144082 34063 867045 34065 878141 34071 375732 34072 582575 34074 455100 34076 613221 34078 872197 34079 874401 34081 872263 34083 861234 34085 879881 34086 119885 34093 850730 34094 30909 34097 395391 34099 838661 34100 860853 34101 774671 34102 398926 34104 872122 34105 871760 34106 716621 34107 871759 34109 812556 34111 861727 34118 757946 34119 881203 34125 839679 34126 885840 34131 385820 34132 881200 34133 872123 34136 258554 34168 813567 34172 203903 34174 838702 34179 892877 24861 37900 30613 256681 33520 825162 CODE NAME O Toyo Chen O Brandon Marcel Gibbons O Aric Donald Kuhn O Alan Keith Rice Jr O Anthony Peter Iacona O Matthew Scott Jones O Brenda Ann Miller O Margaret Amelia Webb O Jonathon Andrew Chuk O Chelsea Daniela Guarriello O Christine Joy Kingsbury O Evan Douglas Missig O Nicholas Alton Newby O Jason Matthew Schenk O Louis Joseph Dinzeo O Wyman Brent Jacobs O James Michael Sommers Jr O Stephanie Marie Cords O Antonio Vittorio Evangelista O Chaz George Fiscella O Michell Christiane Galli O Scott Michael Launius O Justin Robert Lawrence O Stephen R Pitman O Johnathan Patrick Strieter O Yi Ying Sun O Glenn Thomas Shanahan O Justin Philip Singer O Kevin Michael Worm O Adam Jacob Crutchfield O Richard Macon Dunn O Brandon Scott Pyke O Paul Christopher Schmidt O Wiesam Adib Shamaoun O James Edward Gimblet O Logan Roarke Fitzpatrick O Melinda Ann Blum McGlothlin O Ajla Puric O Gary Stephen Wilens O Gina Choungha Hwang O Timothy Leonard Jerome O Timothy Jay Wilson CITY IRVINE LITTLE ELM Galloway Alpharetta Royal Oak Monkton Commerce Jacksonville Phoenix Atlanta Atlanta Troy Kennesaw Mount Laurel Brandon Anthem Clearwater Plymouth Shelby Twp. Cleveland Heights Weatherford Ypsilanti Dearborn Mount Juliet East China Marietta Scottsdale Aston Jessup Columbia Roswell Detroit Baltimore Troy Forest Hill Ferndale Owings Mills Clinton Township Rancho Santa Margarita Santa Ana Grosse Pointe Augusta ORIGINAL ST APPROVAL REINSTATED CA 04/06/2012 TX 04/06/2012 OH 04/06/2012 GA 04/06/2012 MI 04/06/2012 MD 04/06/2012 GA 04/06/2012 FL 04/06/2012 AZ 04/06/2012 GA 04/06/2012 GA 04/06/2012 MI 04/06/2012 GA 04/06/2012 NJ 04/06/2012 FL 04/06/2012 AZ 04/06/2012 FL 04/06/2012 MI 04/06/2012 MI 04/06/2012 OH 04/06/2012 TX 04/06/2012 MI 04/06/2012 MI 04/06/2012 TN 04/06/2012 MI 04/06/2012 GA 04/06/2012 AZ 04/06/2012 PA 04/06/2012 MD 04/06/2012 MO 04/06/2012 GA 04/06/2012 MI 04/06/2012 MD 04/06/2012 MI 04/06/2012 MD 04/06/2012 MI 04/06/2012 MD 04/06/2012 MI 04/06/2012 CA 04/06/2012 CA 04/13/2012 MI 04/13/2012 GA 04/13/2012 April 2012 Page 5 GRMA# 33734 33779 33840 33858 33963 34013 34015 34019 34042 34061 34067 34069 34073 34075 34084 34098 34103 34113 34117 34129 34130 34138 34139 34140 34141 34142 34151 34152 34153 34155 34157 34161 34162 34169 34170 34176 34177 34178 34182 34186 34187 34188 NMLS# 536652 555967 17581 641970 279249 852881 861688 658968 555042 878627 835000 869986 391322 469370 376291 847784 302835 866487 305795 106846 147695 836288 887248 217847 881073 83676 393785 883321 389612 881070 858653 828201 222900 339728 813579 392451 60095 800349 884529 860842 860581 881072 MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN APRIL 2012 CODE NAME O Bryant O'Neal Easterling O Nathen Arron Garcia O Stephen Harlan Cox O Jimmy De La Oliva O Paul Alan Erck O Angela Kari Windham O Dustin Ross Anderson O David M Monsour O Felipe Patino O Christopher Robert Glavin O Kevin Michael Tappy O Matthew Jerome Adkins O Angel Luis Melendez O Daniel Adam Stallings O Andrew Nathan Necowitz O Marcus Lorenzo Askew O WOJONG KIM O John B. Craig O Rebecca Lynn Selkirk O Frank Michael Kruckel O David Charles Oliver O john wesley sutter O Calvin Bradley Chester O Kristina Roberts Conner O Michael John Nawrocki O Lee Edward Richardson O Robert Lawrence Bailey O Kathleen Patricia Connors Ms. O Ronald Lewis Brewington O Joseph Peter DeAngelo O Laila Jamileh Hinton O David Hollis Taylor O KARI CHRISTINA VARNER O Chad Joseph Justice O Patrick Joseph Kroetsch O Adam Phillip Spigelman O James L Talbot O Blake Evan Wieden O Joseph Dale Bixler O Russell Perry Cross O Derek Brendan Danowski O Elizabeth Claire Johnston CITY ST Richmond Hill GA Thornton CO Irvine CA Englewood CO Overland Park KS Eatonton GA Pinckney MI Tyrone GA Centennial CO Atlanta GA Mission KS Douglasville GA Newark NJ Douglasville GA Riverside NJ Lansing MI Chino Hills CA Canton GA Mckinney TX Clinton Twp MI Aberdeen MD Atlanta GA Powder Springs GA Kinnelon NJ Troy MI Stow OH Nashville TN Rocklin CA Willingboro NJ Royal Oak MI Palmetto Bay FL Vista CA White GA Cleveland OH Troy MI Marlton NJ River Ridge LA Baldwin City KS Charlotte NC Jacksonville FL Warren MI Grosse Pointe Farms MI ORIGINAL APPROVAL 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 04/13/2012 REINSTATED Page 6 April 2012 GRMA# 34191 34203 34205 34206 34207 34208 34209 33755 33824 33856 33927 33972 34080 34082 34143 34165 34171 34180 34181 34235 34236 34242 34244 34289 34295 34296 34299 34300 33626 33966 33968 34045 34159 34192 34193 34194 34195 34201 34210 34239 34243 34287 NMLS# 889706 868934 397847 874049 11750 884527 884522 831364 6174 728468 471800 85137 340686 417756 881074 141467 873500 466334 884523 493381 402241 227951 17694 833570 872262 864807 892387 813565 396617 207040 202707 834633 343886 883329 254970 894296 878127 892130 861699 195833 253223 897402 MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN APRIL 2012 CODE NAME O Tanya T McTeer O Christopher Scott Hill O Edward Rom Peterson Jr. O Vadim Andreyvich Potafiy O David Thomas Trevarrow O Christopher George Trueman O Andrew James Whiten O Christopher Clifton Wheeler O Brian Stefen Shibley O Michael Joseph Cavanaugh Jr. O Calvin Bruce Russell O James Harrison Bowers O Coleman Alan Hundeby O Albert Duane Lusk Jr. O Curtis Eugene Stone Jr. O Diane Judith Bauer O ESTHER ANN LEE O Robert Leonard Zobel Jr. O David Chadwick Baucom O Jessica Mae Hohn O Joey Eugene Jones O Fabio Humberto Posada O Adam Michael Temple O Weien David Wu O Sheri Singer Levin O Eric Benjamin Schaffer O Curt Douglas Campbell O Michael Stuart Eash O Jeremy Nathaniel Ball O Carlos Alberto Morales O Jeffrey Stephen Spatz O KIRK LEN HOLLOWAY O Gay Lee Pelley O Blaike Ashley Martin Paisley O Peter Charles Pistey O Marcus Tyrone Powell O Clifford Lawrence Stockamp O Shelli Marie Campbell O Scott Daniel Wilson O Lori Standridge Muffoletto O David Edward Stone O Andi Loraine Swan CITY Woodstock Columbia Louisville Tulsa Orion Township Charlotte Charlotte Salt Lake City Atlanta Philadelphia Encinitas Charlotte Irvine Egg Harbor Twp. Howell Rockaway ATLANTA Riverside Harrisburg Belleville Lenexa Whittier Louisville Wyncote Dunwoody Charleston Farmington Hills New Baltimore Marietta Atlanta Atlanta KENNESAW Weldon Spring Granite Bay Bend Costa Mesa Morristown Star Madison Heights Douglasville Lafayette Canton ORIGINAL ST APPROVAL REINSTATED GA 04/13/2012 MO 04/13/2012 KY 04/13/2012 OK 04/13/2012 MI 04/13/2012 NC 04/13/2012 NC 04/13/2012 UT 04/20/2012 GA 04/20/2012 PA 04/20/2012 CA 04/20/2012 NC 04/20/2012 CA 04/20/2012 NJ 04/20/2012 MI 04/20/2012 NJ 04/20/2012 GA 04/20/2012 IL 04/20/2012 NC 04/20/2012 MI 04/20/2012 KS 04/20/2012 CA 04/20/2012 KY 04/20/2012 PA 04/20/2012 GA 04/20/2012 SC 04/20/2012 MI 04/20/2012 MI 04/20/2012 GA 04/27/2012 GA 04/27/2012 GA 04/27/2012 GA 04/27/2012 MO 04/27/2012 CA 04/27/2012 OR 04/27/2012 CA 04/27/2012 IN 04/27/2012 ID 04/27/2012 MI 04/27/2012 GA 04/27/2012 CA 04/27/2012 GA 04/27/2012 April 2012 Page 7 MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN APRIL 2012 GRMA# 34288 34297 34301 NMLS# 881606 590219 249485 TOTAL: 171 CODE NAME O Vance Logan Witt O Catherine Eakin Steele O Eric Christopher Fundner CITY ST Cleveland OH Chattanooga TN Cave Creek AZ ORIGINAL APPROVAL 04/27/2012 04/27/2012 04/27/2012 REINSTATED MORTGAGE BROKERS, LENDERS, PROCESSORS AND REGISTRANTS APPROVED OR REINSTATED IN APRIL 2012 GRMA# NMLS# 24278 149932 33960 886838 33937 333659 34038 2221 34149 280559 33990 862539 TOTAL: 6 CODE NAME L HT Mortgage Company B First Choice Processing, LLC L GreenBox Loans Inc. L Pacific Union Financial, LLC B First Financial Mortgage Services LLC L DEVAL LLC CITY Houston CUMMING LOS ANGELES SANTA ANA OVERLAND PARK Vienna ST ORIGINAL REINSTATED TX 03/26/2010 04/06/2012 GA 04/06/2012 CA 04/06/2012 CA 04/06/2012 KS 04/13/2012 VA 04/27/2012 MORTGAGE BROKER AND LENDER LICENSEES / REGISTRANTS REVOKED, WITHDRAWN OR EXPIRED IN APRIL 2012 GRMA# NMLS# CODE NAME 19392 171105 BD Rock of Ages International Enterprise 5873 144554 BD Monticello Mortgage Corporation 25621 21712 BD GoMax Lending Inc. 14799 50083 LD 1st Choice Mortgage/Equity Corp of Lexington CITY Norcross ATLANTA GLENDALE COLUMBIA TOTAL: 4 ST REVOKED EXPIRED WITHDRAWN GA 04/20/2012 GA 04/04/2012 CA 04/09/2012 SC 04/30/2012 Page 8 April 2012 MORTGAGE LOAN ORIGINATOR LICENSEES REVOKED, WITHDRAWN OR EXPIRED IN APRIL 2012 GRMA# NMLS# 26665 152907 27608 107426 28447 187977 28693 291516 29472 157352 30381 282066 25535 214812 26841 69209 27511 250369 28917 166552 30230 209615 30495 253308 31135 292790 31381 255240 27450 85140 28379 28423 31254 376127 28203 228785 27136 158339 25140 158874 25485 27294 CODE NAME OD Curtis James Prinz OD GARY MICHAEL MATKIN OD Emil Thomas Kokolari, Jr. OD Jason Randall Riner OD Nathan Ronnie Warnock OD Nam H. Kim OD Chekeim Wymes OD David Renner OD April Miller OD Aidan Noel McCluskey OD Peter James Tourigny OD Thomas Modica OD Jessica Louise Anastasio OD PERLA KARINA WRIGHT OD Amanda Nicole Rodriguez OD Geoffrey Anthony Niespolo, II OD Scott David Suever OD Rochelle Springer Howard OD Erik Jamison Waterman OD Todd Joseph Raley OD Gregory Thomas Cox CITY ST Brunswick OH SALT LAKE CITY UT Olmsted Falls OH Bogart GA Macon GA Fullerton CA Atlanta GA Chesterland OH Smyrna GA Ridgewood NJ Manhattan Beach CA Miami Beach FL Rossford OH ORANGE CA Charlotte NC Oakland Twp MI Ferndale MI Douglasville GA Marietta GA Lutherville MD Narragansett RI REVOKED EXPIRED 04/03/2012 04/03/2012 04/03/2012 04/03/2012 04/03/2012 04/03/2012 04/12/2012 04/12/2012 04/12/2012 04/12/2012 04/12/2012 04/12/2012 04/12/2012 04/12/2012 04/13/2012 04/20/2012 04/20/2012 WITHDRAWN 04/11/2012 04/17/2012 04/30/2012 04/30/2012 TOTAL: 21 HOLIDAY OBSERVANCE--OFFICE CLOSING This is a reminder that the Department will be closed on Monday, May 28th for the Memorial Day holiday. April 2012 Georgia Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655 Email: dbfmort@dbf.state.ga.us Page 9 The Department is the state agency that regulates and examines banks, credit unions, and trust companies chartered by the State. The Department also has regulatory and/or licensing authority over mortgage brokers/processors, lenders and loan originators, money service businesses, international banking organizations, and bank holding companies conducting business in Georgia. Our MISSION is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision. Our VISION is to be the best financial services industry regulator in the country Progressive. Proactive. Service-Oriented. We're on the Web! dbf.georgia.gov Sign-up to Receive this Publication This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary. If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line.