Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division Quarterly Summary of Money Service Businesses Activities Monftohlry tShuemmPaerryioofdMEonrtdgaignegADcteivcietimesbfoerrt3he1,Pe2r0io1d4Ending April 2007 Inside this Issue: Forgot to Renew/ 2 Transition an MSB License? Money Transmitter 2 and Seller of Payment Instruments Quarterly Reporting Upcoming Atlanta 2 Check Cashing Classes 2015 State 3 Holidays Licensing Activity 4 for the 4th Quarter Contact Information 7 2014 License Renewal (Transition) Period Has Ended The Annual License Renewal (Transition) Period for 2014 has ended. A licensee that has submitted a filing through the Nationwide Multistate Licensing System on or before December 31, 2014, can continue to work as a MSB unless and until there is a surrender/withdrawal of the license/registration or a final order of denial or revocation is issued by the Department. TRANSITION/RENEWAL REQUEST PENDING Does your license have a transition/renewal request pending? If so, please check your NMLS record for any deficiencies, or license items, placed by the Department. No transition request will be approved with outstanding license items. Many licensees that have not yet been approved owe fines and fees check your NMLS record to see if your renewal is being delayed due to unpaid fines and fees. These fees must be paid through the NMLS system. When you receive notice of approval, visit our website to print your license certificate for 2015 using your state license number and password. There is a `forgot your password' option on that site. Please do not call the Department and ask for your password. CHECK CASHERS click on this link for information on obtaining your 2015 license certificate: http://dbf.georgia.gov/print-my-check-casher-licensecertificate MONEY TRANSMITTERS AND SELLERS OF PAYMENT INSTRUMENTS click on the appropriate link below for information on obtaining your 2015 license certificate: Sellers of Payment Instruments: http://dbf.georgia.gov/print-my-seller-issuer- payment-instruments-license-certificate Money Transmitters: http://dbf.georgia.gov/print-my-money-transmitter-license -certificate "Safeguarding Georgia's Financial Services" Page 2 4th Quarter 2014 Forgot to Renew/Transition an MSB License? If an MSB did not file an application for transition by December 31, 2014, the license expired by operation of law effective January 1, 2015 AND the licensee may not conduct MSB activity in Georgia. The licensee must submit a new application through the NMLS: http://mortgage.nationwidelicensingsystem.org/slr/ Pages/DynamicLicenses.aspx?StateID=GA This submission includes mailing in the jurisdiction-specific documents listed in the NEW APPLICATION CHECKLIST that say, "click to download document" - http://mortgage.nationwidelicensingsystem.org/slr/Pages/ DynamicLicenses.aspx?StateID=GA All changes to your company structure including ownership, officers, address, etc., must be made through NMLS. Some changes have a fee attached to them. Please refer to the amendment checklist for your license type: http:// mortgage.nationwidelicensingsystem.org/slr/Pages/DynamicLicenses.aspx?StateID=GA Money Transmitter and Seller of Payment Instruments Quarterly Reporting All Money Transmitter and Seller of Payment Instruments Licensees were emailed directly with instructions on how to complete the online form that is being used for quarterly reporting requirements for the period ending December 31, 2014. In addition to completing this webform, agent/office information must be uploaded via the UAAR in the NMLS to complete your quarterly reporting. The company MUST transition onto NMLS prior to uploading of the agent/ offices. If you have no agents or offices, you must still report through NMLS. Questions regarding the UAAR should be directed to the NMLS Call Center at 1-855-NMLS-123 (1-855-665-7123). Please complete and submit both reports by February 14, 2015. Any reports received after the February 14th deadline will be subject to a fine of $1,000. Upcoming Atlanta Check Cashing Classes The Department offers a check cashing class that benefits first-time and veteran check cashers. Classes are scheduled on Tuesdays at 10:00 a.m. and generally last about an hour and a half. Upcoming 2015 Check Casher Class Dates and Times* January 20, 2015, 10:00 AM March 17, 2015, 10:00 AM May 19, 2015, 10:00 AM July 21, 2015, 10:00 AM September 15, 2015, 10:00 AM November 17, 2015, 10:00 AM 4th Quarter 2014 Page 3 Upcoming Atlanta Check Cashing Classes (Continued from page 2) There is no cost for the class and it is a great way to learn about Georgia law, Department regulations, the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) requirements. During examinations, those who have attended the class have stated that the knowledge and information they gained helped prevent violations and avoid the imposition of fines. As a further benefit, the Department provides a certificate of attendance that licensees may use as evidence of training received on BSA and Anti-Money Laundering. The classes are limited to a maximum of seven attendees, so you must make an advance reservation by calling 770-986-1639 or emailing tkoeppel@dbf.state.ga.us. Reserve your seat NOW! We look forward to seeing you. * Please note that the class schedule is subject to change 2015 State Holidays In accordance with O.C.G.A. 1-4-1, Governor Nathan Deal proclaimed the following dates in 2015 as public and legal state holidays when the Capitol and all State agencies will be closed: Holiday Name New Year's Day 2015 Robert E. Lee's Birthday Martin Luther King Jr.'s Birthday Washington's Birthday Confederate Memorial Day Memorial Day Independence Day Labor Day Columbus Day Veterans Day Thanksgiving Day Christmas Day Date Observed Thursday, January 1st Monday, January 19th Will be observed on Friday, November 27th Monday, January 19th Monday, February 16th Will be observed on Thursday, December 24th Sunday, April 26th Will be observed on Monday, April 27th Monday, May 25th Saturday, July 4th Will be observed on Friday, July 3rd Monday, September 7th Monday, October 12th Wednesday, November 11th Thursday, November 26th Lee's Birthday will be observed on Friday, November 27th Friday, December 25th Washington's Birthday will be observed on Thursday, December 24th Page 4 4th Quarter 2014 MONEY SERVICE BUSINESSES APPROVED OR REINSTATED DURING THE 4TH QUARTER OF 2014 LIC# 30948 38264 43785 42796 42938 43858 43928 42941 43943 43371 44053 43859 43869 43905 43744 43825 44083 44108 44220 43748 44099 44244 43792 44378 Total NMLS# 1245679 1242655 1232783 1163082 937914 1235835 1232799 1226337 1243225 1225147 1240422 1236419 1231928 1230524 1233056 937962 1235824 1237249 1251198 1230975 1245329 1242094 1230920 1239850 24 CODE NAME L Prompalin, Inc. L SP Truck Stop LLC L Tirumala Management,Llc. S Coinbase, Inc. M Bancomer Transfer Services, Inc. L FAMILY GENERAL INC L Indusa Beverage Inc M Telmate LLC L CHECK CASHING KING LLC M Pangea USA, LLC L sony max inc L AQIB INC L GANG & DO, LLC L RRF Tonys, LLC L PATELLEOUS INC L BARRI MONEY SERVICES LLC M Ecogam Money Express, LLC L T & T Gas, LLC L Griffin Convenience Stores, Inc. L SAMSON MERGER SUB, LLC L NILU INVESTMENTS, INC L VIVEKI-NAVDEEP INC L Chandrani Ventures Inc. L Hari One GA Inc DBA MS Cash Advance Title Pawn SP Travel Center Getting Out ORIGINAL CITY ST APPROVAL REINSTATED Hinesville GA 11/10/2010 11/20/2014 Bainbridge GA 06/13/2013 11/21/2014 Loganville GA 10/06/2014 San Francisco CA 10/14/2014 Houston TX 10/15/2014 EATONTON GA 10/22/2014 Albany GA 10/22/2014 San Francisco CA 10/27/2014 ATLANTA GA 10/27/2014 Chicago IL 10/29/2014 Gainesville GA 10/29/2014 TUCKER GA 10/31/2014 DECATUR GA 10/31/2014 Hampton GA 10/31/2014 BRUNSWICK GA 11/07/2014 Houston TX 11/12/2014 Marietta GA 11/12/2014 Macon GA 12/04/2014 hoboken GA 12/04/2014 JACKSONVILLE FL 12/05/2014 LITHONIA GA 12/09/2014 ABBEVILLE GA 12/09/2014 cartersville GA 12/11/2014 Athens GA 12/18/2014 2 MONEY SERVICE BUSINESSES CLOSED (WITHDRAWN OR SURRENDERED) DURING THE 4TH QUARTER OF 2014 LIC# 22398 40282 33318 38758 20224 33947 23555 32022 18994 CODE NAME LD Zoya Business, Inc. LD Perfect Mountain, LLC LD Nikey LLC LD RRF Tonys LLC LD Gurung Enterprises, LLC LD Kathiya and Patel, Inc. LD Shree Shiv, Inc. LD Umiya D & P Corporation LD Aracely M. Molina DBA Citgo Food Mart Great Wine and Spirit Chevron Food Mart Tony's One Stop Grand Pa Store Four C's Truck Stop Lakeland Quick Stop 221 Quick Stop Molina's Check Cashiers CITY CONYERS Stone Mountain Jackson Hampton NORCROSS Pearson LAKELAND Hazlehurst ACWORTH ST CLOSED GA 10/01/2014 GA 10/16/2014 GA 10/17/2014 GA 10/21/2014 GA 10/22/2014 GA 10/27/2014 GA 10/27/2014 GA 10/27/2014 GA 10/27/2014 MSB LICENSE CODES Active License Codes Inactive License Codes L Check Casher Licensee LD Check Casher Licensee S Seller-Issuer of Payment Instruments Licensee SD Seller-Issuer of Payment Instruments Licensee M Money Transmitter Licensee MD Money Transmitter Licensee 4th Quarter 2014 Page 5 MONEY SERVICE BUSINESSES CLOSED (WITHDRAWN OR SURRENDERED) DURING THE 4TH QUARTER OF 2014 LIC# 30291 37813 32919 9339 22614 24124 20152 24287 12097 20864 40568 21567 20282 34001 43419 23606 18660 29578 23847 35684 36039 21530 23026 24300 40493 24054 33807 23572 23926 12321 9408 35661 16385 18621 23699 42127 14826 30923 43029 35210 31784 41375 41914 23720 40215 CODE NAME LD Gurudev, Inc. LD J&P Beverage, Inc. LD Jay Madi Mart, Inc. LD N. N. B., Inc. MD Koumi Services, Inc. LD Azteca Tax & Accounting, LLC LD Heily, Inc. LD Monica's Neighbors Food Mart, Inc. LD Paul L. Dorn, Jr. LD Bradley's Big Buy, Inc. LD FNA Tonys, LLC LD HJK Group, Inc. LD KGMD, Inc. Number 2 LD Premier PCS, Inc. LD Rainbow Gas Store, Inc. LD SWL Corporation LD Star Check Cashing, Inc. LD W.A.T. Consulting, Inc. LD Deedar Ali Boricha LD Hope Financial Services LLC LD Second Chance Rehabilitation Services LLC LD Tanish Enterprises, Inc. LD U N I Food Mart, Inc. LD Ginkgo Investment, LLC LD Nisidip, Inc. LD Satish R. Patel LD Om Shiv, Inc. LD AAS Investment Inc. LD Gray Highway Pawn, Inc. LD Martha Anderson Miller LD HEE Development Company, Inc. LD Piggly Wiggly Retail Stores, Inc. LD Sears, Roebuck and Co. LD P & K Investment Group, Inc. LD Won & Kim Investment, Inc. LD Ayushi Enterprise, Inc. LD Charlie Lindsey, Jr. LD Duttatrey, Inc. LD Nath Krupa 2007, Inc. LD Sheetal Food, Inc. LD Zil Enterprises, Inc. LD Guestern LLC LD Mirza Financial Services, Inc. LD Felton's Red & White, Inc. MD Bakaal Service, LLC DBA Midtown Minit Mart Southside Package Store Jay Madi Mart Ajax Beverage Center Elite Package Store Neighbors Food Mart Ace Auto Insurance Bradley's Big Buy Tony's One Stop Avondale Package Store Tobacco Outlet #2 Citizen Mart Southside Package Store Family Supermarket Star Check Cashing J's Beverage Depot Petro Mart Kash Check N Title Pawn Douglasville Package Store Amerimart Ginkgo Money Tree Warehouse Beverage Temple 100 Convenience Adams Market Exxon Food Mart Shurlington Jewelry & Pawn Bo Associates & Co. Fast Cash Mobile Unit Piggly Wiggly Sears Little 5 Points Package Store Redan Package Store Packers Food Lindsey's Cash & Carry Ajax Liquor Citgo Food Mart Flint River Grocery Citgo Guestern Multiservices Mirza Food Mart CITY Lakeland Toccoa Hazlehurst ATLANTA NEW YORK Fairburn MARIETTA FORT VALLEY COLLEGE PARK PALMETTO Hampton AVONDALE ESTATES DALTON Atlanta Toccoa MACON Snellville Roswell AUSTELL Thomasville LaGrange DOUGLASVILLE CARTERSVILLE ATLANTA Rome NEWNAN Brunswick GAINESVILLE MACON COLUMBUS MACON Charleston HOFFMAN ESTATES ATLANTA STONE MOUNTAIN Moultrie NORMAN PARK Albany Dawson Warwick Dawson Norcross Jonesboro BUTLER Stone Mountain ST CLOSED GA 10/27/2014 GA 10/27/2014 GA 10/27/2014 GA 10/27/2014 NY 10/28/2014 GA 10/28/2014 GA 10/28/2014 GA 10/28/2014 GA 10/28/2014 GA 10/29/2014 GA 10/29/2014 GA 10/29/2014 GA 10/29/2014 GA 10/29/2014 GA 10/29/2014 GA 10/29/2014 GA 10/29/2014 GA 10/29/2014 GA 10/30/2014 GA 10/30/2014 GA 10/30/2014 GA 10/30/2014 GA 10/30/2014 GA 11/03/2014 GA 11/03/2014 GA 11/03/2014 GA 11/07/2014 GA 11/13/2014 GA 11/17/2014 GA 11/19/2014 GA 11/25/2014 SC 11/25/2014 IL 11/25/2014 GA 11/25/2014 GA 11/25/2014 GA 12/01/2014 GA 12/01/2014 GA 12/01/2014 GA 12/01/2014 GA 12/01/2014 GA 12/01/2014 GA 12/01/2014 GA 12/01/2014 GA 12/02/2014 GA 12/03/2014 Page 6 4th Quarter 2014 MONEY SERVICE BUSINESSES CLOSED (WITHDRAWN OR SURRENDERED) DURING THE 4TH QUARTER OF 2014 LIC# 20247 33582 23484 33523 30446 19087 20379 30511 24122 42594 42595 37139 24282 36544 32084 20137 Total CODE NAME LD Shefar Investments, Inc. LD Advanced Title Pawn of Rome LLC LD Advanced Title Pawn, LLC LD Blessings FYI, LLC LD EJP Enterprise, LLC LD Martin Hernandez LD R & S Universal, Inc. LD Uma Shree, Inc. LD Shayaan LLC LD Aum Shiv Aum, LLC LD Tulshiji, LLC LD Maruti Rudra, LLC LD Jai Ho, LLC LD Linda Herron Crider LD Cash City, Inc. LD Epiphany Funding, LLC 70 DBA Eton General Store Advanced Title Pawn Red Carpet Liquor Store Stone Gate Bottle Shop Super Exito Video Y Tienda Kuntry Korner Busy Bee Grocery Royal Food Mart Big Foot Shell Truck Stop Big Fuel Express Raceway #868 Sunrise Grocery Epiphany Check Cashing CITY ETON Rome RINGGOLD Atlanta College Park CEDARTOWN WINDER Atlanta DORAVILLE Valdosta Valdosta Milledgeville AUGUSTA Crandall Vidalia MARIETTA ST CLOSED GA 12/09/2014 GA 12/11/2014 GA 12/11/2014 GA 12/11/2014 GA 12/11/2014 GA 12/11/2014 GA 12/11/2014 GA 12/11/2014 GA 12/15/2014 GA 12/15/2014 GA 12/15/2014 GA 12/16/2014 GA 12/17/2014 GA 12/18/2014 GA 12/22/2014 GA 12/31/2014 MONEY SERVICE BUSINESSES EXPIRED DURING THE 4TH QUARTER OF 2014 A total of 204 licenses did not renew their license for 2015 and were expired as of 1/1/2015. Due to the large number of expirations, a separate document is provided on the Department's website at: http://dbf.georgia.gov/sites/dbf.georgia.gov/files/related_files/document/MSBsexpired1-1-2015.xls 4th Quarter 2014 Department Contact Information NAME Teresa Koeppel, Administrative Examiner Ana Contreras, Applications Analyst Joel Byers, Senior NDFI Examiner Page 7 E-MAIL ADDRESS tkoeppel@dbf.state.ga.us acontreras@dbf.state.ga.us byers@dbf.state.ga.us PHONE# (770) 986-1639 (770) 986-1652 (770) 986-1656 Corresponding with the Department When corresponding with the Department, e-mail communication is preferred. Providing written details in the email regarding any questions or concerns you may have allows the Department to forward the request to the appropriate person who handles that area, and if sufficient details are included in the request, that person can then more efficiently provide you with an answer. The main Division e-mail address is msb@dbf.state.ga.us. Since the Department's main method of communicating with licensees is via e-mail, it is very important that you supply the Department with a valid e-mail address and that you keep us informed if your e-mail address changes. Please be sure that your e-mail account does not divert Department e-mail to your spam or junk folder. Page 8 Georgia Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1633 Fax: (770) 986-1655 or 1029 Email: msb@dbf.state.ga.us We're on the Web! dbf.georgia.gov 4th Quarter 2014 The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia. In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders and processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia. Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision. Our Vision is to be the best financial services industry regulator in the country Progressive. Proactive. Service-Oriented. Sign-up to Receive this Publication This quarterly publication is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, MSB Newsletter. If you would like to be added to our distribution list, send an email to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to MSB Newsletter" in the Subject line.