Inside this issue: Credit Unions: 2 Timely and Accurate Call Report Filings Outreach and 2 Upcoming Speaking Engagements Action on 3 Applications for the Month of March Contact 5 Information News and topics of interest to financial institutions regulated by the Department of Banking and Finance Monthly Bulletin #3 March 2014 Supervisory Manager Changes The Department has made some internal, strategic changes regarding distribution of workloads for Supervisory Mangers with oversight of state-chartered institutions. Effective March 21, 2014, assignments for Supervisory Managers are as follows: Pam Keane, Director of Supervision: Central Point of Contact for Credit Unions pkeane@dbf.state.ga.us 770-986-1636 Lori Binford, Supervisory Manager: Holding Companies, Banks and Credit Unions District 1; SunTrust Bank binford@dbf.state.ga.us 770-986-1627 Mark Pressler, Supervisory Manager: (Capital Markets Specialist); Holding Companies, Banks and Credit Unions - District 2; Delta Community Credit Union mpressler@dbf.state.ga.us 770-986-1643 Murali Ramachandran, Supervisory Manager: (Applications); Holding Companies, Banks and Credit Unions - District 4 murali@dbf.state.ga.us 770-986-1645 Brittany Bohannon, Supervisory Manager: (Trust Specialist); Holding Companies, Banks and Credit Unions - District 5; Synovus Bank; Reliance Trust Company bohannon@dbf.state.ga.us 770-986-5049 OFFICE CLOSING This is a reminder that the Department will be closed on Monday, April 28th for Confederate Memorial Day. "Safeguarding Georgia's Financial Services" Page 2 March 2014 Credit Unions: Timely and Accurate Call Report Filings NCUA Letter to Credit Unions No. 14-CU-03 notified all federally insured credit unions of the NCUA's intent to assess civil money penalties for late Call Report and Profile data submissions. Management at each credit union should carefully review the Letter and access resources provided to help meet the filing deadlines located on the NCUA's website at: http://www.ncua.gov/DataApps/CUOnline/Pages/default.aspx The Call Report filing deadlines for 2014 are as follows: Call Report Cycle 2013:Q4 2014:Q1 2014:Q2 2014:Q3 Submission Deadline January 24, 2014 April 25, 2014 July 25, 2014 October 24, 2014 It is important to note that not only do late submissions result in penalties, but penalties may also be assessed for filing inaccurate information. DBF Outreach AND UPCOMING SPEAKING ENGAGEMENTS Commissioner Kevin Hagler will be speaking at the Northwest Georgia Community Bank Symposium on April 23rd. This event is hosted by the Georgia Bankers Association along with Berry College. Read more or register for the event. March 2014 Page 3 Action on Applications for the Month of March: The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Official Code of Georgia Annotated and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of March 2014. FINANCIAL INSTITUTION SunTrust Bank Atlanta United Community Bank Blairsville PeoplesSouth Bank Colquitt PeoplesSouth Bank Colquitt NOA Bank Duluth Ameris Bank Moultrie APPLICATIONS TO ESTABLISH A BRANCH OFFICE BRANCH OFFICE Darnestown Branch Office 14112 Darnestown Road Germantown, MD 20874 Montgomery County APPROVAL 08-09-2013 Augusta Street (SC) Branch Office 1400 Augusta Street Greenville, SC 29605 Greenville County 03-31-2014 Lynn Haven Branch Office 630 Ohio Avenue Lynn Haven, FL 32444 Bay County Pending Mexico Beach Branch Office 1202 Highway 98 Mexico Beach, FL 32456 Bay County Pending Johns Creek Branch Office 5805-A State Bridge Road Johns Creek, GA 30097 Fulton County 03-20-2014 Greenville University Branch Office 7800 N. Tigerville Road, Suite A Taylors, SC 29687 Greenville County Pending BEGIN BUSINESS 03-04-2014 FINANCIAL INSTITUTION SunTrust Bank Atlanta SunTrust Bank Atlanta APPLICATIONS TO CHANGE LOCATION From: To: CHANGE LOCATION OF Oak Ridge Kroger Branch Office 380 S Illinois Ave Oak Ridge, TN 37830 Anderson County 1550 Oak Ridge Turnpike Oak Ridge, TN 37830 Anderson County APPROVAL Pending From: To: Palm Beach Branch Office 109 Royal Palm Way Palm Beach, FL 33480 Palm Beach County 440 Royal Palm Way Palm Beach, FL 33480 Palm Beach County 03-17-2014 EFFECTIVE Page 4 FINANCIAL INSTITUTION MERGERS FINANCIAL INSTITUTION (SURVIVOR) Community & Southern Bank Atlanta, GA MERGED INSTITUTION Verity Bank Winder, GA Community Bank & Trust - West Georgia LaGrange, GA Community Bank & Trust- Alabama Union Springs, AL March 2014 APPROVAL EFFECTIVE Pending Pending March 2014 DEPARTMENT OF BANKING AND FINANCE 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1633 Fax: (770) 986-1654 or 1655 Email: dbfpress@dbf.state.ga.us Page 5 The Department is the state agency that regulates and examines banks, credit unions, and trust companies chartered by the State of Georgia. The Department also has regulatory and/or licensing authority over mortgage brokers/processors, lenders and loan originators, money service businesses, international banking organizations, and bank holding companies conducting business in Georgia. Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision. Our Vision is to be the best financial services industry regulator in the country Progressive. Proactive. Service-Oriented. We're on the Web! Visit our website at: dbf.georgia.gov Sign-up to Receive this Publication: This publication is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Financial Institutions Bulletin. If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. 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