. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . . STATE OF GEORGIA DEPARTMENT OF BANKING AND FINANCE 2990 Brandywine Road, Suite 200 Atlanta, Georgia 30341-5565 DAVID G. SORRELL, COMMISSIONER Phone: (770) 986-1633 Fax: (770) 986-1655 Internet Address: http://www.gadbf.org January 31, 2005 The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Code of Georgia and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of January 2005. IN THIS ISSUE: Uniform Bank Performance Report (UBPR) for Individual Banks Now Available 1 APPLICATIONS FOR NEW FINANCIAL INSTITUTION FINANCIAL INSTITUTION Northside Bank State Route 140 Adairsville, GA 30103 Bartow County CAPITALIZATION $ 10,000,000 APPROVAL DATE Pending BEGIN BUSINESS DATE Sentry State Bank 245 Perimeter Center Parkway, Suite 600 Atlanta, GA 30346 DeKalb County $ 35,000,000 Pending Hometown Community Bank 6700 Highway 53 Braselton, GA 30517 Jackson County $ 7,500,000 Pending Georgia Heritage Bank 3754 Hiram-Acworth Highway, Suite A Dallas, GA 30132 Paulding County $ 10,000,000 Pending Peach State Bank & Trust 325 Washington Street Gainesville, GA 30501 Hall County $ 12,000,000 01-14-2005 Cornerstone Bank of Georgia Highway 138 & Spring Street Monroe, GA 30655 Walton County $ 11,750,000 Pending American Southern Bank 1450 Mansell Road Roswell, GA 30076 Fulton County $ 8,000,000 Pending PREVIOUS NAME HeritageBank of the South The Buckhead Community Bank, NA FINANCIAL INSTITUTION CONVERSIONS CONVERTED TO HeritageBank of the South Albany Dougherty County APPROVAL DATE 12-21-2004 The Buckhead Community Bank Atlanta Fulton County Pending EFFECTIVE DATE 01-01-2005 APPLICATIONS TO ESTABLISH A BRANCH OFFICE FINANCIAL INSTITUTION Dorsey State Bank Abbeville BRANCH OFFICE McDonough Branch Office GA Highway 20 & Westridge Parkway McDonough, GA 30253 Henry County APPROVAL DATE 01-19-2005 BEGIN BUSINESS DATE 2 FINANCIAL INSTITUTION SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta Community Bank & Trust Cornelia First Intercontinental Bank Doraville Crescent Bank and Trust Company Jasper BRANCH OFFICE Cortez Road Wal-Mart Branch Office 5315 Cortez Road West Bradenton, FL 34210 Manatee County Cocoa Wal-Mart Branch Office 2800 Clearlake Road Cocoa, FL 32922 Brevard County Lovejoy Wal-Mart Money Center Branch Office 11449 Tara Boulevard Hampton, GA 30228 Henry County Gannett Branch Office 7950 Jones Branch Road McLean, VA 22102 Fairfax County Ocoee Wal-Mart Branch Office 10500 West Colonial Drive Ocoee, FL 34761 Orange County Maximo Wal-Mart Branch Office 3501 34th Street St. Petersburg, FL 33716 Pinellas County Parkway Wal-Mart Money Center Branch Office 2535 Apalachee Parkway Tallahassee, FL 32311 Leon County Bells Ferry Wal-Mart Money Center Branch Office 6435 Bells Ferry Road Woodstock, GA 30189 Cherokee County Winder Branch Office 4 Mimosa Street Winder, GA 30680 Barrow County Sugarloaf Branch Office 1291 Old Peachtree Road Duluth, GA 30097-5136 Gwinnett County North Bartow Branch Office 21 Eagle Parkway Adairsville, GA 30103 Bartow County APPROVAL DATE 01-06-2005 BEGIN BUSINESS DATE 01-06-2005 01-26-2005 11-22-2004 01-26-2005 07-16-2001 10-15-2001 01-06-2005 12-02-2004 01-26-2005 01-18-2005 11-22-2004 01-26-2005 09-15-2004 01-21-2005 01-18-2005 01-10-2005 3 FINANCIAL INSTITUTION Fidelity Bank Norcross Guardian Bank Valdosta Darby Bank & Trust Co. Vidalia The Peoples Bank Winder FINANCIAL INSTITUTION SunTrust Bank Atlanta Darby Bank & Trust Co. Vidalia PREVIOUS NAME Peoples Community Bank Colquitt PROPOSED NAME Eastside Commercial Bank BRANCH OFFICE Sugarloaf Branch Office 1142 Old Peachtree Road Duluth, GA 30097-5105 Gwinnett County Norman Drive Branch Office 246 Norman Drive Valdosta, GA 31601 Lowndes County Maple Drive Branch Office 105 Maple Drive Vidalia, GA 30474 Toombs County Chateau Elan Branch Office 2085 Highway 211, NW Braselton, GA 30517 Barrow County APPROVAL DATE 01-18-2005 BEGIN BUSINESS DATE 01-07-2005 01-30-2004 10-04-2004 12-27-2002 07-01-2004 APPLICATIONS TO CHANGE LOCATION From: To: CHANGE LOCATION OF Dolly Parton Parkway Branch Office 215 Court Avenue Sevierville TN 37862 Sevier County 601 Dolly Parton Parkway Sevierville TN 37862 Sevier County APPROVAL DATE 12-27-2004 From: To: Garden City Branch Office 216 West U.S. Highway 80 Savannah GA 31408 Chatham County Westside Branch Office 145 Pooler Parkway Pooler GA 31322 Chatham County 01-20-2005 EFFECTIVE DATE 01-14-2005 NOTICE OF CHANGE IN NAME NEW NAME PCB, The Community Bank APPROVAL DATE Pending EFFECTIVE DATE APPLICATIONS FOR RESERVATION OF A NAME COUNTY Rockdale County APPLICANT Ms. Rebecca Saferstein, Paralegal Smith, Gambrell & Russell, LLP 1230 Peachtree Street NE, Suite 310 Atlanta, GA 30309-3592 4 PROPOSED NAME Neighborhood Community Bank The Walton Bank FINANCIAL INSTITUTION (SURVIVOR) SunTrust Bank Atlanta, GA SunTrust Bank Atlanta, GA United Community Bank Blairsville, GA Peoples Community Bank Colquitt, GA Peoples Community Bank Colquitt, GA Crescent Bank and Trust Company Jasper, GA COUNTY Coweta County APPLICANT Mr. James B. Kimsey, President Newnan Coweta Bank 145 Millard Farmer Industrial Boulevard Newnan, GA 30263 Walton County Mr. Byron Richardson, Principal BankResources, Inc. 2451 Cumberland Parkway, Suite 3618 Atlanta, GA 30339-6157 FINANCIAL INSTITUTION MERGERS MERGED INSTITUTION National Bank of Commerce Memphis, TN SunTrust BankCard, National Association Orlando, FL APPROVAL DATE 01-24-2005 EFFECTIVE DATE 01-24-2005 Liberty National Bank Conyers, GA Peoples Community Bank Columbia, AL Pending Pending PCB, The Community Bank Malone, FL Pending Futurus Bank, N. A. Alpharetta, GA Pending GE Capital Consumer Card Co. Mason, OH Monogram Credit Card Bank of Georgia Alpharetta, GA 01-31-2005 Associated Credit Union Norcross, GA American Heritage Credit Union Ellenwood, GA 10-04-2004 01-01-2005 APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A FINANCIAL INSTITUTION BANK HOLDING COMPANY TO ACQUIRE APPROVAL DATE FORMATIONS Georgia Trust Bancshares, Inc. Buford, GA Capitol Bancorp Limited Lansing, MI FirstBank Financial Services, Inc. McDonough, GA Enterprise Banking Company, Inc. Stockbridge, GA Georgia Trust Bank (IO) Buford, GA Peoples State Bank Jeffersonville, GA First Bank of Henry County McDonough, GA Dorsey State Bank Abbeville, GA 01-19-2005 Pending 01-10-2005 01-19-2005 5 BANK HOLDING COMPANY ACQUISITIONS CompuCredit Corporation Atlanta, GA Synovus Financial Corp. Columbus, GA TO ACQUIRE Sentry State Bank (IO) Atlanta, GA Cohutta Banking Company of Tennessee (IO) Chattanooga, TN APPROVAL DATE Pending Pending CITY Norcross Clarkston Norcross Riverdale Duluth Atlanta Duluth Atlanta Calhoun Brunswick Conyers LaGrange Atlanta Conley Atlanta CHECK CASHER LICENSES ISSUED APPLICANT NAME * ATF, LLC * Abai Liquor Store, Inc. * Azkar, Inc. Bibi Enterprises, Inc. Chong, Yon S. * Corner Shop, Inc. * Duluth Package Store Incorporated * M&E Food, Inc. * Mejia, Elena * Norman R. Stuckey, Inc. Rong's Enterprises, Inc. * Sawja Investments, Inc. * Thurston, Hye Son Trend Stitchers International, Inc. * Yun Corporation TRADE NAME ATF Lulu's Package Store Shell Food Mart Real Check Cashing Check Cash Plus 21 Corner Shop Duluth Package Store J&C Food Mart El Rodeo City Finance Company USA Package Store #2 Jr. Food Store Easy Shop Conoco Truck Stop Denny's Super Save * =Registered Exempt (O.C.G.A. 7-1-709) MONEY TRANSMITTER Jamaica National Overseas (USA) Inc. Brooklyn, NY MONEY TRANSMITTER LICENSES ISSUED APPROVAL DATE 01-20-2005 NOTICES Uniform Bank Performance Report (UBPR) for Individual Banks Now Available The December 31, 2004 UBPR will be available almost one month earlier for many individual banks. Beginning January 28, 2005, UBPR reports are being posted to the web site http://www2.fdic.gov/ubpr/BankList/Default.asp after the underlying Call Report data has been reviewed. Please note that peer statistics for December 31, 2004 will only be available after February 25, 2005. Back to Top 6