. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . . STATE OF GEORGIA DEPARTMENT OF BANKING AND FINANCE 2990 Brandywine Road, Suite 200 Atlanta, Georgia 30341-5565 DAVID G. SORRELL, COMMISSIONER Phone: (770) 986-1633 Fax: (770) 986-1655 Internet Address: http://www.gadbf.org August 31, 2004 The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Code of Georgia and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of August 2004. In This Issue: NOTICE OF FINAL RULEMAKING: SEPTEMBER 3, 2004 1 APPLICATIONS FOR NEW FINANCIAL INSTITUTION FINANCIAL INSTITUTION Georgia Trust Bank 2685 Mall of Georgia Boulevard Buford, GA 30519 Gwinnett County CAPITALIZATION APPROVAL DATE $ 10,000,000 Pending BEGIN BUSINESS DATE Legacy State Bank 3825 Harrison Road Loganville, GA 30052 Gwinnett County $ 10,000,000 Pending Highland Commercial Bank 3411 Ernest Barrett Parkway, NW Marietta, GA 30064 Cobb County $ 12,567,710 02-02-2004 08-30-2004 State Bank and Trust Company 321 Fullington Avenue Pinehurst, GA 31070 Dooly County $ 7,000,000 Pending Community Bank of Rockmart 1400 Nathan Dean Parkway Rockmart, GA 30153 Polk County $ 6,000,000 Pending PREVIOUS NAME HeritageBank of the South FINANCIAL INSTITUTION CONVERSIONS CONVERTED TO HeritageBank of the South Albany Dougherty County APPROVAL DATE Pending EFFECTIVE DATE APPLICATIONS TO ESTABLISH A BRANCH OFFICE FINANCIAL INSTITUTION Dorsey State Bank Abbeville BRANCH OFFICE McDonough Branch Office Ga Highway 20 & Westridge Parkway McDonough, GA 30253 Henry County APPROVAL DATE Pending BEGIN BUSINESS DATE Capitol City Bank & Trust Company Atlanta Augusta Branch Office 1268 Broad Street Augusta, GA 30901 Richmond County 08-23-2004 2 FINANCIAL INSTITUTION Flag Bank Atlanta Reliance Trust Company Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta 3 BRANCH OFFICE Glenda Trace Branch Office 90 Glenda Trace, Suite M Newnan, GA 30265 Coweta County Main Office 500 Northpark Town Center, 1100 Abernathy Road, NE, Suite 400 Atlanta, GA 30328 Fulton County Acworth Branch Office 3340 Cobb Parkway Acworth, GA 30101 Cobb County Windward/McGinnis Branch Office Windward Parkway & McGinnis Ferry Alpharetta, GA 30041 Forsyth County Ashburn Center Branch Office 43975 Pipeline Plaza Ashburn, VA 20147 Loudoun County Federal Hill Branch Office 1037-1039 Light Street Baltimore, MD 21230 Waterview Town Centre Branch Office 111 Orville Road Baltimore, MD 21221 Baltimore County Kent Square Branch Office 220 South Main Street Blacksburg, VA 24060 Montgomery County Fayetteville Branch Office State Road & Ellis Road Fayetteville, GA 30214 Fayette County Julington Creek Branch Office 2730 Race Track Road Jacksonville, FL 32259 Duval County APPROVAL DATE 06-07-2004 BEGIN BUSINESS DATE 08-02-2004 08-24-2004 06-23-2004 08-16-2004 08-20-2004 08-23-2004 Pending 07-19-2004 08-30-2004 07-06-2004 08-16-2004 08-20-2004 06-21-2004 08-23-2004 FINANCIAL INSTITUTION SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta United Community Bank Blairsville Georgia Trust Bank Buford Cohutta Banking Company Chatsworth Merchants and Farmers Bank of Comer, Georgia Comer First Bank of Dalton Dalton Southern Community Bank Fayetteville BRANCH OFFICE Heathrow/46 A Branch Office 1100 Town Park Avenue Lake Mary, FL 32746 Seminole County McDonough West Branch Office 942 Highway 81 East McDonough, GA 30253 Henry County West College Park Branch Office 2250 North Orange Blossom Trail Orlando, FL 32804-4801 Orange County Chinatown Branch Office 624 H Street, NW Washington, DC 20001 Savannah Branch Office 24 Drayton Street, Suite 102 Savannah, GA 31401 Chatham County Kennesaw Branch Office 3401 George Busbee Parkway Kennesaw, GA 30144 Cobb County Dug Gap Road Branch Office 1416 Dug Gap Road Dalton, GA 30720-5007 Whitfield County Ila Branch Office Highway 98 & Sewell Mill Road Ila, GA 30647 Madison County Shugart Road Branch Office 775 Shugart Road Dalton, GA 30720 Whitfield County Locust Grove Branch Office 4970 Bill Gardner Parkway Locust Grove, GA 30248 Henry County 4 APPROVAL DATE Pending BEGIN BUSINESS DATE 08-20-2004 08-16-2004 08-23-2004 02-20-2004 06-28-2004 Pending 08-26-2004 08-12-2004 08-18-2004 10-09-2003 08-04-2004 FINANCIAL INSTITUTION Southern Community Bank Fayetteville BRANCH OFFICE Sullivan Road Branch Office Sullivan Road & State Highway 34 Newnan, GA 30265 Coweta County APPROVAL DATE 08-30-2004 BEGIN BUSINESS DATE Gainesville Bank & Trust Gainesville Athens Branch Office 110 Trinity Place Athens, GA 30607 Clarke County 08-16-2004 Crescent Bank and Trust Company Jasper Westside Cartersville Branch Office 420 Old Mill Road Cartersville, GA 30120 Bartow County 12-05-2003 08-26-2004 Security Bank of Bibb County Macon St. Simons Island Branch Office 200 Retreat Village Shopping Center Suite 26 St. Simons Island, GA 31522 Glynn County 08-24-2004 State Bank and Trust Company Pinehurst Unadilla Branch Office 2206 Pine Street Unadilla, GA 31091 Dooly County Pending Sea Island Bank Statesboro Savannah Branch Office 7402 Hodgson Memorial Drive Savannah, GA 31406 Chatham County 03-01-2004 08-16-2004 Colony Bank Worth Sylvester Colony Bank Village Center Branch Office 1909 Highway 82 West Tifton, GA 31794 Tift County 05-17-2004 08-11-2004 APPLICATIONS TO CHANGE LOCATION FINANCIAL INSTITUTION CHANGE LOCATION OF SunTrust Bank Amelia Island Harris-Teeter In-Store Branch Office Atlanta From: 4800 First Coast Highway Fernandina Beach FL 32034 Nassau County To: 5211 South Fletcher Avenue Amelia Island FL 32034 Nassau County APPROVAL DATE EFFECTIVE DATE 08-13-2004 SunTrust Bank Atlanta 5 Chapman Highway Branch Office From: 7325 Chapman Highway Knoxville TN 37920 Knox County Pending FINANCIAL INSTITUTION To: CHANGE LOCATION OF 7426 Chapman Highway Knoxville TN 37920 Knox County Main Street Bank Covington Barrow County Branch Office From: 45 East Athens Street Winder GA 30680 Barrow County To: 43 South Broad Street Winder GA 30680 Barrow County APPROVAL DATE EFFECTIVE DATE 08-01-2003 08-16-2004 PREVIOUS NAME Peoples Community Bank Colquitt NOTICE OF CHANGE IN NAME NEW NAME PCB, The Community Bank APPROVAL EFFECTIVE DATE DATE Pending PROPOSED NAME Northside Bank APPLICATIONS FOR RESERVATION OF A NAME COUNTY Bartow County APPLICANT Mr. Brent H. Baker, President Brent Baker, Inc. 6020 Rose Hill Court Cumming, GA 30041 Sentry State Bank Fulton County Ms. Susan Berra, Director of Banking CompuCredit Corporation 245 Perimeter Center Parkway, Suite 600 Atlanta, GA 30346 FINANCIAL INSTITUTION (SURVIVOR) Atlanta Postal Credit Union Atlanta FINANCIAL INSTITUTION MERGERS MERGED INSTITUTION #1 Federal Credit Union Jonesboro APPROVAL EFFECTIVE DATE DATE Pending Georgia Federal Credit Union Atlanta Educator's Credit Union Athens 06-09-2004 08-31-2004 United Community Bank Blairsville Eagle National Bank Stockbridge Pending Peoples Community Bank Colquitt Peoples Community Bank Columbia, AL Pending Peoples Community Bank Colquitt PCB, The Community Bank Malone, FL Pending Gainesville Bank & Trust Gainesville Lumpkin County Bank Dahlonega 08-19-2004 08-19-2004 6 FINANCIAL INSTITUTION (SURVIVOR) Gainesville Bank & Trust Gainesville MERGED INSTITUTION Southern Heritage Bank Oakwood APPROVAL EFFECTIVE DATE DATE 08-02-2004 08-02-2004 Georgia Guard Credit Union Macon Engelhard Employees' Credit Union McIntyre 08-16-2004 Capital City Bank Tallahassee, FL Farmers and Merchants Bank Dublin Pending APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A FINANCIAL INSTITUTION BANK HOLDING COMPANY TO ACQUIRE APPROVAL DATE FORMATIONS PracticeBank Financial, Inc. Alpharetta, GA Georgia Community Bank Dalton, GA Pending PCNB Bancshares, Inc. Bremen, GA Peoples Community National Bank (IO) Bremen, GA 08-20-2004 ACQUISITIONS SunTrust Banks, Inc. Atlanta, GA National Commerce Financial Corporation Memphis, TN 08-20-2004 Capital City Bank Group, Inc. Tallahassee, FL Farmers and Merchants Bank Dublin, GA 08-19-2004 CHECK SELLER Paychex, Inc. Rochester, NY APPLICATIONS FOR NEW SALE OF CHECK APPROVAL DATE 08-31-2004 CITY Smyrna Norcross Lithonia College Park Lithia Springs Norcross Norcross Dalton Roswell LaGrange Atlanta CHECK CASHER LICENSES ISSUED APPLICANT NAME * Aponte, Gladys R. Bang, Joon S. DH Trading, Inc. Hayu & Moe, Inc. InProces Mobile, LLC * JTN Group, Inc. Kim, Jong H. * Serrata, Ruben Sorto, Martha Dinora * Southern Heritage Holdings, Inc. Strong Enterprises, Inc. TRADE NAME Dr. Gladys R. Aponte Moneymax Check Cashing Ja Way Market Hayu & Moe InProces Mobile JTN Group JK Checks Cashed Deportes Mexico Tienda La Placita LaGrange Food Mart Strong Enterprises * =Registrant (O.C.G.A. 7-1-709) 7 MONEY TRANSMITTER Global World Finance, Inc. Atlanta, GA Sonko, Maju Atlanta, GA Intertransfers , Inc. Miami, FL MONEY TRANSMITTER LICENSES ISSUED APPROVAL DATE 08-17-2004 08-19-2004 08-31-2004 NOTICES NOTICE OF FINAL RULEMAKING: SEPTEMBER 3, 2004 On September 3, 2004, the Department of Banking and Finance published a notice of final rulemaking regarding the adoption of new and amended rules. The rules were adopted on Monday, August 30, 2004, and were filed with the Secretary of State on September 1, 2004, and are therefore effective 20 days following or Tuesday, September 21, 2004. You may view or download a copy of the final rules from our website at: http://www.gadbf.org/docs/FinalRegsAll932004.doc. BACK TO TOP 8