. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . . STATE OF GEORGIA DEPARTMENT OF BANKING AND FINANCE 2990 Brandywine Road, Suite 200 Atlanta, Georgia 30341-5565 DAVID G. SORRELL, COMMISSIONER Phone: (770) 986-1633 Fax: (770) 986-1655 Internet Address: http://www.gadbf.org October 31, 2003 The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Code of Georgia and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of October 2003. IN THIS ISSUE: 2004 Holiday Schedule 1 APPLICATIONS FOR NEW FINANCIAL INSTITUTION FINANCIAL INSTITUTION Midtown Bank & Trust Company 712 West Peachtree Street Atlanta, GA 30308 Fulton County CAPITALIZATION APPROVAL DATE $ 10,500,000 05 -27-2003 BEGIN BUSINESS DATE 10-30 -2003 Mountain Valley Community Bank 136 North Main Street Cleveland, GA 30528 White County $ 7,000,000 Pending New Horizons Bank 489 Highland Circle East Ellijay, GA 30539 Gilmer County $ 7,000,000 Pending First Coweta Bank 61 Bullsboro Drive Newnan, GA 30263 Coweta County PREVIOUS NAME First National Bank of Cherokee $ 7,000,000 Pending FINANCIAL INSTITUTION CONVERSIONS CONVERTED TO First Cherokee State Bank APPROVAL DATE Pending Woodstock Cherokee County EFFECTIVE DATE Southbank, National Association SouthBank Woodstock Cherokee County Pending FINANCIAL INSTITUTION SunTrust Bank Atlanta APPLICATIONS TO ESTABLISH A BRANCH OFFICE BRANCH OFFICE Old Milton Branch Office APPROVAL DATE 10-29-2003 Old Milton Parkway @ Alexander Drive Alpharetta, GA 30005 Fulton County BEGIN BUSINESS DATE 2 FINANCIAL INSTITUTION SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta United Community Bank Blairsville Oglethorpe Bank Brunswick BRANCH OFFICE Plaza Fiesta Branch Office Buford Highway (north of Clairmont Road) Atlanta, GA 30345 DeKalb County Publix at East Lake In -Store Branch Office 2235 Glenwood Avenue Atlanta, GA 30316 DeKalb County Brooklyn Riverside Branch Office Park & Stockton Streets Jacksonville, FL 32204 Duval County Publix at Loganville Towne Center Branch Office 4325 Atlanta Highway Loganville, GA 30052 Walton County Cobb Center Publix In -Store Branch Office 2148 South Cobb Drive Smyrna, GA 30080 Cobb County Highland Station Branch Office South Cobb Drive & Eastwest Connector Smyrna, GA 30080 Cobb County Cornelia Branch Office 1472 441 By-Pass Cornelia, GA 30531 Habersham County Frederica Road Branch Office 1700 Frederica Road, Unit 105 St. Simons Island, GA 31522 Glynn County 3 APPROVAL DATE 10-29-2003 BEGIN BUSINESS DATE 03-31-2003 10 -20-2003 06-02-2003 10 -06-2003 08-12-2003 10 -06-2003 03-31-2003 10 -27-2003 10-29-2003 10-10-2002 01 -04-2003 10-27-2003 APPROVAL BEGIN BUSINESS FINANCIAL INSTITUTION Community Bank & Trust Cornelia BRANCH OFFICE Rabun County Branch Office 174 Highway 441, North Clayton, GA 30525 Rabun County DATE 09-10-2003 DATE 10 -10-2003 Southern Community Bank Fayetteville Kroger Store #413 Branch Office 10375 Tara Boulevard Jonesboro, GA 30236 Clayton County 10-09-2003 Southern Community Bank Fayetteville Locust Grove Branch Office Locust Grove Village, Out Parcel C Locust Grove, GA 30248 Henry County 10-09-2003 Southern Community Bank Fayetteville Kroger Store #420 Branch Office 3150 East Highway 34 Newnan, GA 30263 Coweta County 10-09-2003 Heritage Bank Jonesboro Eagles Landing Parkway Branch Office 1040 Eagles Landing Parkway, Suite 100 Stockbridge, GA 30281 Henry County 10-02-2003 United Bank Zebulon Madison Branch Office 1690 Eatonton Highway Madison, GA 30650 Morgan County 10-08-2003 APPLICATIONS TO CHANGE LOCATION FINANCIAL INSTITUTION Monogram Credit Card Bank of Georgia CHANGE LOCATION OF Main Office APPROVAL DATE 09-24-2003 Alpharetta From: 7840 Roswell Road, Building 100 Atlanta GA 30350 Fulton County To: 4125 Windward Plaza Drive Alpharetta GA 30005 -8738 Fulton County EFFECTIVE DATE 10 -13-2003 4 FINANCIAL INSTITUTION SunTrust Bank Atlanta CHANGE LOCATION OF Daytona Branch Office From: 120 South Ridgewood Avenue Daytona Beach FL 32114 Volusia County To: 200 South Palmetto Avenue Daytona Beach FL 32114 Volusia County APPROVAL DATE EFFECTIVE DATE 08-22-2003 10 -10-2003 PREVIOUS NAME Bank of Ellaville Ellaville NOTICE OF CHANGE IN NAME NEW NAME Central Bank of Georgia APPROVAL DATE 10 -07 -2003 EFFECTIVE DATE 10 -08 -2003 PROPOSED NAME Century Security State Bank APPLICATIONS FOR RESERVATION OF A NAME COUNTY Gwinnett County APPLICANT Mr. John B. Kline, Principal Mauldin & Jenkins 1640 Powers Ferry Road, Building 26 Marietta, GA 30067 Community Bank of Morgan County Morgan County Mr. Pierce T. Neese, President PTN Consultants, Inc. Post Office Box 2147 Woodstock, GA 30188 Paulding Community Trust Bank Paulding County Mr. Robert Calvert, Principal Calvert Consulting Post Office Box 768711 Roswell, GA 30076 Paulding County Bank Paulding County Mr. Robert A. Calvert, Jr., Principal Calvert Consulting Post Office Box 768711 Roswell, GA 30076 SouthBank Cherokee County Mr. John W. Stephenson, Jr. Troutman Sanders LLP 600 Peachtree Street, NE - Suite 52 Atlanta, GA 30308 5 APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A FINANCIAL INSTITUTION BANK HOLDING COMPANY TO ACQUIRE APPROVAL DATE FORMATIONS Piedmont Bancshares, Inc. Atlanta, GA Piedmont Bank of Georgia Atlanta, GA Pending Community Bank of Georgia, Inc. Baxley, GA Community Bank of Georgia (IO) Baxley, GA Pending Freedom Bancshares, Inc. Commerce, GA Freedom Bank of Georgia (IO) Commerce, GA 10-03-2003 FNBG Bancshares, Inc. Duluth, GA First National Bank of Gwinnett Duluth, GA Pending ACQUISITIONS First National Banc, Inc. St. Marys, GA CITY Jonesboro Marietta College Park Moultrie Acworth Smyrna College Park Athens First National Bank Orange Park, FL Pending CHECK CASHER LICENSES ISSUED APPLICANT NAME Choe, Young W. Jay Check Cashing, Inc. TRADE NAME Check Cash Plus Jay Check Cashing Kim Brothers, Inc. Mian Brothers, Inc. Molina, Aracely M. Kim's Best Supermarket Super Cee Molina's Check Cashiers Smyrna's U. S. A., Inc. Welde Enterprises, Inc. Oasis Package Store Beverage City Package Store Yaki, Inc. Check Cashing 4 U MONEY TRANSMITTER Orlandi Valuta Cerritos, CA Shekhey, Omar A. Clarkston, GA Dahabshil, Inc. Columbus, OH 6 MONEY TRANSMITTER LICENSES ISSUED APPROVAL DATE 10 -09 -2003 10 -17 -2003 10 -07 -2003 MONEY TRANSMITTER Enramex, Inc. Denver, CO ABC Money Transactions, Inc. Garden Grove, CA America Transfers, Inc. Irving, TX Mexico Transfers, Inc. Irving, TX Patel, Manoj N. Lawrenceville, GA Global Money Remittance, Inc. Miami, FL Envios R. D. Corp. New York, NY Girosol Corp North Miami Beach, FL Servicio UniTeller, Inc. Rochelle Park, NJ LICENSEE NAME Global FX, Inc. Miami, FL APPROVAL DATE 10 -03 -2003 10 -27 -2003 10 -07 -2003 10 -07 -2003 10 -08 -2003 10 -15 -2003 10 -03 -2003 10 -03 -2003 SALE OF CHECK LICENSES ISSUED 10 -09 -2003 APPROVAL DATE 10 -27 -2003 NOTICES 2004 HOLIDAY SCHEDULE In accordance with O.C.G.A. 1-4-1, Governor Sonny Perdue proclaimed the following dates as public and legal holidays for the year 2004. Financial Institutions may observe both the official observance day as well as alternative observances indicated. In addition to these designated dates, financial institutions may close on Sunday and one discretionary day each week. If the discretionary day observed is changed permanently or temporarily, customer notice must be posted at least 30 days in advance. 7 2003 Veterans' Day Thanksgiving Day (Alternate Observance of Lee's Birthday) Christmas Day (Alternate Observance of Washington's Birthday) Tuesday, November 11 Thursday, November 27 Friday, November 28 Thursday, December 25 Friday, December 26 2004 New Year's Day Martin Luther King, Jr.'s Birthday Robert E. Lee's Birthday (Will be observed) Washington's Birthday (Will be observed) Confederate Memorial Day Memorial Day Independence Day (Will be observed) Labor Day Columbus Day Veterans' Day Thanksgiving Day (Alternate observance of Lee's Birthday) Christmas Day (Will be observed) (Alternate observance of Washington's Birthday) Thursday, January 1 Monday, January 19 Monday, January 19 Friday, November 26 Sunday, February 22 Thursday, December 23 Monday, April 26 Monday, May 31 Sunday, July 4 Monday, July 5 Monday, September 6 Monday, October 11 Thursday, November 11 Thursday, November 25 Friday, November 26 Saturday, December 25 Friday, December 24 Thursday, December 23 EMERGENCY CLOSINGS As the winter months approach, all financial institutions are reminded that current regulations provide for management to exercise its own discretion, with notification to the Department, in closing any institution for one business day (renewal for successive days) upon its determination that the safety of customers, employees or assets would be in jeopardy due to civil disorder, fire, acts of God, or utility failure or similar circumstances which render the institution unable to conduct business in a safe and sound manner. Such closings should be communicated to the Department by telephone, mail or fax as soon as transmission is feasible. BACK TO TOP 8