. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . . STATE OF GEORGIA DEPARTMENT OF BANKING AND FINANCE STEVEN D. BRIDGES, COMMISSIONER Phone: (770) 986-1633 Fax: (770) 986-1655 Internet Address: http://www.state.ga.us/dbf/ August 31, 2001 The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Code of Georgia and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of August 2001. IN THIS ISSUE: Unauthorized Entity Alert 1 APPLICATIONS FOR NEW FINANCIAL INSTITUTION FINANCIAL INSTITUTION United Commercial Bank 5660 New Northside Drive, Suite 200 Atlanta, GA 30328 Fulton County Piedmont Community Bank 110 Highway 18 Connector Gray, GA 31032 Jones County Citizens & Southern Bank 7401 Hodgson Memorial Drive Savannah, GA 31406 Chatham County CAPITALIZATION $ 10,000,000 APPROVAL BEGIN DATE BUSINESS DATE Pending $ 6,000,000 Pending $ 9,750,000 08-17-2001 FINANCIAL INSTITUTION CONVERSIONS PREVIOUS NAME Pinnacle Bank, National Association CONVERTED TO Pinnacle Bank Elberton Elbert County APPROVAL DATE Pending South Georgia Bank South Georgia Bank Glennville Tattnall County Pending Embry National Bank Embry Bank Lawrenceville Gwinnett County Pending EFFECTIVE DATE APPLICATIONS FOR DISSOLUTION FINANCIAL INSTITUTION Georgia Credit Union Deposit Insurance Corporation Tucker, GA 30085 APPROVAL DATE 08-24-2001 EFFECTIVE DATE 08-27-2001 APPLICATIONS TO ESTABLISH A BRANCH OFFICE 2 FINANCIAL INSTITUTION BRANCH OFFICE Bank of North Georgia Fulton County Branch Office Alpharetta 1000 Abernathy Road, Suite 1400 Atlanta, GA 30328 Fulton County APPROVAL DATE 08-20-2001 BEGIN BUSINESS DATE SunTrust Bank Atlanta Franconia Safeway In-Store Branch Office 5980 Kingstown Center Alexandria, VA 22315 Fairfax County Pending SunTrust Bank Atlanta Annapolis Safeway Branch Office 1780 Forest Drive Annapolis, MD 21401 Anne Arundel County 08-03-2001 SunTrust Bank Atlanta Burke Center Safeway In-Store Branch Office 5727 Burke Center Burke, VA 22015 Fairfax County Pending SunTrust Bank Atlanta Carney Safeway Branch Office 8858 Waltham Woods Drive Carney, MD 21234 Baltimore County 08-03-2001 SunTrust Bank Atlanta Tree Summit Village Publix In-Store Branch Office 3870 Peachtree Industrial Boulevard Duluth, GA 30096 Gwinnett County 08-28-2001 SunTrust Bank Atlanta Goshen Oaks Safeway Branch Office 20211 Goshen Road Gaithersburg, MD 20789 Montgomery County 08-06-2001 SunTrust Bank Atlanta Delk Spectrum Publix In-Store Branch Office 2900 Delk Road, Suite 1150 Marietta, GA 30067 Cobb County 08-28-2001 APPLICATIONS TO ESTABLISH A BRANCH OFFICE 3 SunTrust Bank Atlanta Pasadena Safeway Branch Office 4211 Mountain Road Pasadena, MD 21224 Anne Arundel County 08-03-2001 SunTrust Bank Atlanta Smallwood Plaza Safeway In-Store Branch Office 10 King Street Waldorf, MD 20601 Charles County Pending The Coastal Bank of Georgia Brunswick Wealth Management Branch Office 100 Main Street St Simons Island, GA 31522 Glynn County 08-14-2001 Monroe County Bank Forsyth Bolingbroke Branch Office 10788 Estes Road Macon, GA 31210 Bibb County 08-20-2001 Citizens & Southern Bank Savannah Mill Creek Center Branch Office Mill Creek Center in Godley Station Pooler, GA 31322 Chatham County 08-17-2001 First Bank of Georgia Thomson Furys Ferry Branch Office 375 Furys Ferry Road Martinez, GA 30907 Columbia County 08-14-2001 APPLICATIONS TO CHANGE LOCATION FINANCIAL INSTITUTION Colony Bank Ashburn Ashburn From: To: APPROVAL CHANGE LOCATION OF DATE Lee County Branch 11-21-2000 1553 U.S. Highway 19 South Leesburg 31763 Lee County 2609 Ledo Road Leesburg 31763 Lee County EFFECTIVE DATE 08-13-2001 4 Citizens Bank and Trust of West Georgia Temple Branch Office Carrollton From: 354 Sage Street Temple 30179 Carroll County To: 240 Carrollton Street Temple 30179 Carroll County CB&T Bank of Middle Georgia Warner Robins Bonaire Branch Office From: 785 Highway 96 Bonaire 31005 Houston County To: 871 Highway 96 Bonaire 31005 Houston County 08-03-2001 08-23-2001 PREVIOUS NAME Gilmer County Bank Ellijay NOTICE OF CHANGE IN NAME NEW NAME Appalachian Community Bank APPROVAL DATE 07-09-2001 EFFECTIVE DATE 08-13-2001 APPLICATIONS FOR RESERVATION OF A NAME PROPOSED NAME Lynk Bank COUNTY Gwinnett County APPLICANT Ms. Lyn G. Schroeder, Attorney 191 Peachtree Street, NE, 16th Flr Atlanta, GA 30303 Neighbors Bank Fulton County Ms. Barbara Lebow-Weilage, Attorney Barbara Lebow-Weilage, Esq., P.C. P. O. Box 889306 Atlanta, GA 30356 Paulding County Bank Paulding County Mr. Robert A. Calvert, Jr., Principal Calvert Consulting P.O. Box 768711 Roswell, GA 30076 5 South DeKalb Bank DeKalb County United Community Bank, West Georgia Carroll County Ms. Barbara Lebow-Weilage, Attorney Barbara Lebow-Weilage, Esq., P.C. P. O. Box 889306 Atlanta, GA 30356 Ms. Kelly A. Howley, Paralegal Kilpatrick Stockton LLP 1100 Peachtree St., Ste 2800 Atlanta, GA 30309-4530 FINANCIAL INSTITUTION MERGERS FINANCIAL INSTITUTION (SURVIVOR) Gilmer County Bank Ellijay MERGED INSTITUTION Appalachian Community Bank Blairsville APPROVAL EFFECTIVE DATE DATE 07-09-2001 08-13-2001 APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A FINANCIAL INSTITUTION BANK HOLDING COMPANY TO ACQUIRE APPROVAL DATE FORMATIONS Georgia Banking Company, Inc. Atlanta, GA Georgia Banking Company (In Organization) Atlanta, GA Pending Prudential Financial, Inc. Newark, NJ Prudential IBH Holdco, Inc. Newark, NJ Pending Prudential IBH Holdco, Inc. Newark, NJ The Prudential Savings Bank, FSB Atlanta, GA Pending Prudential IBH Holdco, Inc. Newark, NJ The Prudential Bank and Trust Company Atlanta, GA Pending Heritage First Bancshares, Inc. Rome, GA Heritage First Bank Rome, GA Pending 6 ACQUISITIONS United Community Banks, Inc. Blairsville, GA Synovus Financial Corp. Columbus, GA Peoples Bank of West Georgia Carrollton, GA First American Bank of Pensacola, N.A. Pensacola, FL Pending 08-27-2001 CITY Riverdale Forest Park Atlanta Lawrenceville Atlanta CHECK CASHER LICENSES ISSUED APPLICANT NAME Byrd-Colbert, Jamie J. Main Street Gro. Inc. Merchant Financial, Inc. Mereb, Inc. SNT, INC. TRADE NAME Check It Check Cashing R&J Bottle Shop Easy Check Cashing Conoco Bottlehouse APPROVAL OF ELECTRONIC DATA PROCESSING SERVICER FINANCIAL INSTITUTION State Street Bank and Trust Company Boston, MA APPROVAL DATE 08-16-2001 N O T I C E UNAUTHORIZED ENTITY ALERT - VENTURA SAVINGS BANK, ROSWELL, GEORGIA It has come to the Department's attention that checks drawn on an unauthorized bank, Ventura Savings Bank, 1010 Huntcliff Boulevard, Roswell, Georgia 30350 are being presented for collection and/or cashing. The Department has no record of Ventura Savings Bank and the checks drawn on this entity appear to be bogus. The routing number on these checks is that of First Volunteer Bank of Tennessee, Chattanooga, Tennessee, a Tennessee state chartered bank. First Volunteer Bank of Tennessee is not associated with Ventura Savings Bank. This notice is provided for the benefit of the public, by order of Commissioner Steven Bridges, this the 31st day of August 2001, by authority of O.C.G.A. 7-1-70(d), 7-1-5, and 7-1-3. 7