. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . .BULLETIN. . . . STATE OF GEORGIA DEPARTMENT OF BANKING AND FINANCE STEVEN D. BRIDGES, COMMISSIONER Phone: (770) 986-1633 Fax: (770) 986-1655 Internet Address: http://www.state.ga.us/dbf/ October 31, 2000 The following is a summary of official action taken on applications by State Financial Institutions under Chapter 7-1 of the Code of Georgia and petitions for Certificate of Incorporation of Financial Institutions and other matters of interest during the month of October 2000. In This Issue: 2001 Holiday Schedule APPLICATIONS FOR NEW FINANCIAL INSTITUTION FINANCIAL INSTITUTION Community Bank of Pickens County 15 Mountainside Drive Jasper, GA 30143 Pickens County BEGIN BUSINESS CAPITALIZATION APPROVAL DATE DATE $ 5,700,000 04-26-2000 10-02-2000 Southern Horizon Bank 1554 Southlake Parkway Morrow, GA 30260 Clayton County $ 7,500,000 10-18-2000 Guardian Bank 701 Wildwood Plantation Drive Valdosta, GA 31602 Lowndes County $ 4,500,000 Pending APPLICATIONS TO ESTABLISH A BRANCH OFFICE FINANCIAL INSTITUTION Montgomery County Bank Ailey BRANCH OFFICE Vidalia Wal-Mart Branch Office 3109 East First Street Vidalia, GA 30474 Toombs County APPROVAL DATE 05-22-2000 BEGIN BUSINESS DATE 10-04-2000 Athens First Bank & Trust Company Athens SunTrust Bank Atlanta Lexington Road Branch Office 2900 Lexington Road Athens, GA 30605 Clarke County Hickory Flat Village In Store Branch Office 6175 Hickory Flat Highway, Suite 140 Canton, GA 30115 Cherokee County 10-18-2000 10-16-2000 SunTrust Bank Atlanta Spradlin Farm Branch Office 15 Spradlin Farm Drive Christianburg, VA 24073 Montgomery County 10-16-2000 SunTrust Bank Atlanta Virginia Center Marketplace Branch Office 10170 Brook Rd Glen Allen, VA 31520 10-26-1999 10-16-2000 SunTrust Bank Walker Springs In-Store Branch 09-11-2000 10-16-2000 Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta SunTrust Bank Atlanta The First Bank of Brunswick Brunswick Chestatee State Bank Dawsonville Decatur First Bank Decatur Citizens Bank & Trust Company Eastman The Bank of Dodge County Eastman Gainesville Bank & Trust Gainesville Office 8445 Wal Brook Drive Knoxville, TN 37924 Knox County Lake Harris Branch Office 4525 County Road 48 Leesburg, FL 34748 Lake County Perry Hall Safeway Branch Office 9645 Belair Road Perry Hall, MD 21128 Baltimore County Sarasota Bay Club Branch Office 1301 N. Tamiami Trail Sarasota, FL 34236 Sarasota County Jekyll Island Branch Office 18-B Beachview Drive Jekyll Island, GA 31527 Glynn County Downtown Dawsonville Branch Office 86 Highway, 53 West Dawsonville, GA 30534 Dawson County Harris Teeter Store #22 Branch Office 720 Commerce Drive Decatur, GA 30030 DeKalb County Helena Branch Office 107 8th Street Helena, GA 31037 Telfair County Soperton Branch Office 310 Main Street, West Soperton, GA 30457 Treutlen County Atlanta Highway Branch Office 1403 Atlanta Highway Gainesville, GA 30501 Hall County 07-28-2000 10-23-2000 Pending 08-18-2000 10-03-2000 07-26-2000 10-26-2000 07-25-2000 10-20-2000 08-28-2000 10-18-2000 10-23-2000 03-31-2000 10-23-2000 06-19-2000 09-29-2000 The Glennville Bank and Trust Company Glennville Commercial Bank & Trust Company of Troup County LaGrange The Community Bank Loganville Northwest Georgia Bank Ringgold Bank of Burke County Sardis Altamaha Bank and Trust Company Uvalda Guardian Bank Valdosta Darby Bank & Trust Co. Vidalia Citizens Bank Vienna Long Branch Office Long County Branch Office Highway 84 at Mitcham Rd. Ludowici, GA 31316 Long County Vernon Wood Drive Branch Office 101 Vernon Wood Drive LaGrange, GA 30240 Troup County Grayson Office 2001 - 2005 State Highway 20 Grayson, GA 30017 Gwinnett County Wal-Mart Super Center Branch Office Highway 136 and US 27 LaFayette, GA 30728 Walker County Rowland House Branch Office 855 Liberty Street Waynesboro, GA 30830 Burke County First Street Bank Office 1109 East First Street Vidalia, GA 30474 Toombs County North Ashley Branch Office 1906 North Ashley Street Valdosta, GA 31602 Lowndes County The Westside Savannah Branch Office 216 West U.S. Highway 80 Savannah, GA 31408 Chatham County Stockbridge Branch Office 235 Corporate Center Drive Stockbridge, GA 30281 Henry County 10-16-2000 04-28-2000 10-26-2000 01-05-1999 10-31-2000 07-18-2000 10-15-2000 10-24-2000 07-10-2000 10-23-2000 Pending 04-04-2000 10-02-2000 Pending APPLICATIONS TO CHANGE LOCATION FINANCIAL INSTITUTION SunTrust Bank Atlanta Riverside Bank Marietta Home Town Bank of Villa Rica Villa Rica CHANGE LOCATION OF APPROVAL DATE EFFECTIVE DATE Halls Branch Office 10-30-2000 From: 7212 Maynardville Highway Knoxville 32918 Knox County To: 7302 Maynardville Pike Knoxville 32918 Knox County Galleria Branch Office From: 300 Galleria Parkway Atlanta 30339 Cobb County To: 2841 Akers Mill Road Smyrna 30339-3104 Cobb County 08-31-2000 10-23-2000 Main Office 10-13-2000 From: 435 West Bankhead Highway Villa Rica 30180 Carroll County To: Hwy 61 @ S. Van Wert Road Villa Rica 30180 Carroll County PREVIOUS NAME Ashburn Bank Ashburn The Bank of Fitzgerald Fitzgerald Community Bank of Wilcox Pitts NOTICE OF CHANGE IN NAME NEW NAME Colony Bank Ashburn Colony Bank of Fitzgerald Colony Bank Wilcox APPROVAL EFFECTIVE DATE DATE Pending Pending Pending APPLICATIONS FOR RESERVATION OF A NAME PROPOSED NAME FLAG Bank Montgomery Bank & Trust COUNTY Dooly County Montgomery County APPLICANT Ms. Lynn M. Sumlin Esquire Powell, Goldstein, Frazer & Murphy 191 Peachtree St., 16th Floor Atlanta, GA 30303 Mr. Edward J. Harrell Martin, Snow, Grant & Napier, LLP P.O. Box 1606 Macon, GA 31202-1606 FINANCIAL INSTITUTION (SURVIVOR) Citizens Bank Vienna FINANCIAL INSTITUTION MERGERS MERGED INSTITUTION First Flag Bank LaGrange APPROVAL EFFECTIVE DATE DATE Pending APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A FINANCIAL INSTITUTION BANK HOLDING COMPANY FORMATIONS Atlantic National Corporation Brunswick, GA TO ACQUIRE Atlantic National Bank Brunswick, GA APPROVAL DATE Pending ACQUISITIONS Synovus Financial Corp. Columbus, GA Carolina Southern Bank Spartanburg, SC 10-25-2000 APPLICATIONS FOR NEW SALE OF CHECK FINANCIAL INSTITUTION Citicorp Travel Payment Services, Inc. Chicago, IL 60631 APPROVAL DATE 10-30-2000 EFFECTIVE DATE 10-30-2000 CHECK CASHER LICENSES ISSUED CITY Athens Waynesboro Atlanta Dublin Atlanta Atlanta Atlanta Chamblee Atlanta Forest Park APPLICANT NAME * AZ & Sons, Inc. Burke Loan Company, Inc. Dependable Stores, Inc. * Jaymi, Inc. * Kim, Yoo Ja * Kyung T. Kim Lee, Yong Ki * River Park Property Management, Inc. S&S Package Store LLC Waheed & Associates, Inc. * =Exempt (O.C.G.A. 7-1-709) TRADE NAME Norwood Package Store Future Finance Dependable Stores Harry's Pkg Shop Walton Food Supermarket Bankhead Supermarket Underground Express Two Guys Package Store Sonny's Package Store Main Street Grocery 2001 HOLIDAY SCHEDULE It is anticipated that the following schedule will be observed for 2001. Financial Institutions may observe both the official observance day as well as alternative observances indicated. In addition to these designated dates, financial institutions may close on Sunday and one discretionary day each week. If the discretionary day observed is changed permanently or temporarily, customer notice must be posted at least 30 days in advance. 2000 Columbus Day Veteran's Day (Will be observed) Thanksgiving Day (Lee's Birthday will be observed) Christmas Day (Washington's Birthday will be observed) 2001 Monday, October 9 Saturday, November 11 Friday, November 10 Thursday, November 23 Friday, November 24 Monday, December 25 Tuesday, December 26 New Year's Day Martin Luther King, Jr.'s Birthday Robert E. Lee's Birthday (Will be observed) Washington's Birthday (Will be observed) Confederate Memorial Day (Will be observed) National Memorial Day Independence Day Labor Day Columbus Day Veteran's Day (Will be observed) Thanksgiving Day (Alternate observance of Lee's Birthday) Christmas Day (Alternate observance of Washington's Birthday) Monday, January 1 Monday, January 15 Friday, January 19 Friday, November 23 Monday, February 19 Monday, December 24 Thursday, April 26 Monday, April 23 Monday, May 28 Wednesday, July 4 Monday, September 3 Monday, October 8 Sunday, November 11 Monday, November 12 Thursday, November 22 Friday, November 23 Tuesday, December 25 Monday, December 24 EMERGENCY CLOSINGS As the winter months approach, all financial institutions are reminded that current regulations provide for management to exercise its own discretion, with notification to the Department, in closing any institution for one business day (renewal for successive days) upon its determination that the safety of customers, employees or assets would be in jeopardy due to civil disorder, fire, acts of God, or utility failure or similar circumstances which render the institution unable to conduct business in a safe and sound manner. Such closings should be communicated to the Department by telephone, mail or fax as soon as transmission is feasible. Back to Top